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Nokia Corporation

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FY2006 Annual Report · Nokia Corporation
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Nokia in 2006

Review by the Board of Directors and 
Nokia Annual Accounts 2006

Key data 2006  .......................................................................................................................................  2

Review by the Board of Directors  ...............................................................................................  3

Annual Accounts 2006

Consolidated profi t and loss accounts, IFRS  .....................................................................................  8

Consolidated balance sheets, IFRS ......................................................................................................  9

Consolidated cash fl ow statements, IFRS  ....................................................................................... 10

Consolidated statements of changes in shareholders’ equity, IFRS  ........................................ 12

Notes to the consolidated fi nancial statements  ........................................................................... 13

Profi t and loss accounts, parent company, FAS  ............................................................................. 42

Balance sheets, parent company, FAS  .............................................................................................. 42

Cash fl ow statements, parent company, FAS  ................................................................................. 43

Notes to the fi nancial statements of the parent company  ........................................................ 44

Nokia shares and shareholders  ......................................................................................................... 48

Nokia Group 2002 – 2006, IFRS  ........................................................................................................... 52

Calculation of key ratios  ...................................................................................................................... 54

Proposal by the Board of Directors to the Annual General Meeting  ........................................ 55

Auditors’ report  ..................................................................................................................................... 56

Additional information

US GAAP  .................................................................................................................................................... 58

Critical accounting policies  ................................................................................................................ 62

Group Executive Board  ........................................................................................................................ 66

Board of Directors  ................................................................................................................................. 68

Corporate governance  ......................................................................................................................... 70

Investor information  ............................................................................................................................ 87

Contact information  ............................................................................................................................. 88

2005 

Change, %

34 191 
4 639 
4 971 
3 616 
3 825 

36.3
– 76 

20
18
15
19
2

28
16

Key data

Based on fi nancial 
statements according to 
International Financial 
Reporting Standards, IFRS 

Nokia, EURm 

Net sales 
Operating profi t 
Profi t before taxes 
Net profi t 
Research and development 

Return on capital employed 
Net debt to equity (gearing) 

2006 

41 121 
5 488 
5 723 
4 306 
3 897 

45.8 
– 68 

EUR
Earnings per share, basic 
Dividend per share 
Average number of shares (1 000 shares) 
*  Board’s proposal 

1.06 
0.43 * 

4 062 833 

0.83 
0.37 
4 365 547 

Business Groups, EURm 

2006 

2005 

Change, %

Mobile Phones
    Net sales 
    Operating profi t 
Multimedia
    Net sales 
    Operating profi t 
Enterprise Solutions
    Net sales 
    Operating profi t 
Networks
    Net sales 
    Operating profi t 

Personnel, December 31 

Mobile Phones 
Multimedia 
Enterprise Solutions 
Networks 
Common Group Functions 
Nokia Group 

10 major markets, net sales, EURm 

Main currencies, rates 
at the end of 2006

1 EUR 

USD  1.3123
GBP  0.6703
SEK  9.0504
JPY  155.18

China 
USA 
India 
UK  
Germany 
Russia 
Italy 
Spain 
Indonesia 
Brazil 

10 major countries 

Personnel, December 31
Finland 
China 
India 
United States 
Hungary 
Germany 
Mexico 
UK  
Brazil 
Denmark 

2 

Nokia in 2006

24 769 
4 100 

7 877 
1 319 

1 031 
– 258 

7 453 
808 

2006 

3 409 
3 397 
2 308 
21 061 
38 308 
68 483 

2006 

4 913 
2 815 
2 713 
2 425 
2 060 
1 518 
1 394 
1 139 
1 069 
1 044 

2006 

23 894 
7 191 
6 494 
5 127 
4 947 
3 887 
2 764 
2 317 
1 960 
1 377 

20 811 
3 598 

5 981 
836 

861 
– 258

6 557 
855 

19
14

32
58

20

14
– 5

2005 

Change, %

26
21
10
15
16
16

2 716 
2 799 
2 092 
18 332 
32 935 
58 874 

2005

3 403
2 743
2 022
2 405
1 982
1 410
1 160
923
727
614 

2005

23 485
5 860
1 609
5 883
4 186
3 610
1 901
1 956
2 184
1 362 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Review by the Board of Directors 2006

Nokia’s net sales increased 20% to EUR 41 121 million 
(EUR 34 191 million). Sales of Mobile Phones increased 
19% to EUR 24 769 million (EUR 20 811 million). Sales 
of Multimedia increased 32% to EUR 7 877 million 
(EUR 5 981 million). Sales of Enterprise Solutions 
increased 20% to EUR 1 031 million (EUR 861 million). 
Sales of Networks increased 14% to EUR 7 453 million 
(EUR 6 557 million).

In 2006, Europe accounted for 38% of Nokia’s net 
sales (42% in 2005), Asia-Pacifi c 20% (18%), China 13% 
(11%), North America 7% (8%), Latin America 9% (8%), 
and Middle East & Africa 13% (13%). The 10 markets in 
which Nokia generated the greatest net sales in 2006 
were, in descending order of magnitude, China, the US, 
India, the UK, Germany, Russia, Italy, Spain, Indonesia 
and Brazil, together representing 51% of total net 
sales in 2006. In comparison, the 10 markets in which 
Nokia generated the greatest net sales in 2005 were 
China, the US, the UK, India, Germany, Russia, Italy, 
Spain, Saudi Arabia and France, together representing 
52% of total net sales in 2005.

Nokia’s operating profi t for 2006 increased 18% 

to EUR 5 488 million, including net positive special 
items of EUR 87 million (operating profi t of EUR 4 639 
million in 2005, including net positive special items of 
EUR 80 million), representing a 2006 operating margin 
of 13.3% (13.6%). Operating profi t in Mobile Phones 
increased 14% to EUR 4 100 million (operating profi t 
of EUR 3 598 million in 2005), representing a 2006 
operating margin of 16.6% (17.3%). Operating profi t in 
Multimedia increased to EUR 1 319 million (operating 
profi t of EUR 836 million in 2005), representing a 2006 
operating margin of 16.7% (14.0%). Enterprise Solu-
tions operating loss was EUR 258 million (operating 
loss of EUR 258 million in 2005). Operating profi t in 
Networks decreased to EUR 808 million, including net 
positive special items of EUR 237 million (operating 
profi t of EUR 855 million in 2005, including net positive 
special items of EUR 60 million) representing a 2006 
operating margin of 10.8% (13.0%).

Common Group expenses totaled EUR 481 million 
in 2006. Common Group expenses in 2005 totaled 392 
million, including EUR 45 million gain for real estate 
sales.

In 2006, our sales and marketing expenses were 

EUR 3.3 billion, up 12% from EUR 3.0 billion in 2005, 
refl ecting increased sales and marketing spend in all 
business groups to support new product introduc-
tions. Sales and marketing expenses represented 8.1% 
of net sales in 2006, down from 8.7% in 2005.

Research and development expenses were EUR 
3.9 billion in 2006, up 1.9% from EUR 3.8 billion in 2005 
(EUR 3.8 billion in 2004). Research and development 
costs represented 9.5% of net sales in 2006, down 
from 11.2% in 2005 and 12.9% in 2004. The decrease 
in research and development as a percentage of net 
sales refl ected our continued effort to improve the 
effi ciency of our investments. As of December 31, 
2006, we employed 21 453 people in research and 
development, representing approximately 31% of 

Nokia’s total workforce, and had a strong research 
and development presence in 11 countries.

Administrative and general expenses were EUR 
0.7 billion in 2006, compared to EUR 0.6 billion in 2005. 
Administrative and general expenses were equal to 
1.6% of net sales in 2006 (1.8%). 

In 2006, net fi nancial income was EUR 207 million 
(EUR 322 million, including EUR 57 million gain for the 
sale of the France Telecom bond in 2005).

Profi t before tax and minority interests was 

EUR 5 723 million (EUR 4 971 million). Net profi t 
totaled EUR 4 306 million (EUR 3 616 million). Earnings 
per share increased to EUR 1.06 (basic) and EUR 1.05 
(diluted), compared to EUR 0.83 (basic) and EUR 0.83 
(diluted) in 2005.

Operating cash fl ow for the year ended De-
cember 31, 2006 was EUR 4.5 billion (EUR 4.1 billion 
in 2005) and total combined cash and other liquid 
assets were EUR 8.5 billion (EUR 9.9 billion in 2005). As 
of December 31, 2006, our net debt-to-equity ratio 
(gearing) was  – 68% (– 76% as of December 31, 2005). 
In 2006, capital expenditure amounted to EUR 650 
million (EUR 607 million).

Operating highlights in 2006

Mobile Phones

During 2006, Mobile Phones introduced 39 new mobile 
device models, including 11 CDMA models. Of the total 
devices introduced, 23 were in the mid range or high 
end, while 7 were at the entry level. 

Highlights from 2006 include:

 » 

 » 

 » 

 » 

 » 

Announcement of Nokia’s fi rst Universal Mobile 
Access, or UMA, products, the Nokia 6136 and 
Nokia 6086. The Nokia 6136 started shipping 
during the year.

The strengthening of Mobile Phones mid-
range offering with the announcement and 
fi rst shipments of several GSM quadband 
(850/900/1800/1900) models, such as the Nokia 
6125, Nokia 6131 and Nokia 6133.

The strengthening of Mobile Phones WCDMA 
offering with the announcement and fi rst ship-
ments of the Nokia 6151 and Nokia 6288; the fi rst 
shipments of the Nokia 6233 and Nokia 6234; and 
the announcement of the Nokia 6290.

Announcement of Nokia’s thinnest mobile device 
to date, the Nokia 6300.

The refreshment of the look and feel of the 
popular Nokia 8800 with the announcement and 
fi rst shipments of the Nokia 8800 Sirocco Edition, 
featuring a sliding stainless steel case.

 » 

 » 

 » 

 » 

 » 

Announcement and fi rst shipments of the 
“L’Amour II” collection of fashion-inspired mobile 
phones, in three different form factors and two 
color schemes, including Nokia’s fi rst fashion 3G 
phone.

The expansion of Nokia’s range of music-opti-
mized devices with the announcement and fi rst 
shipments of the Nokia 5300 XpressMusic, Nokia 
5200 and Nokia 3250 XpressMusic.

A new edition to Nokia’s ‘active’ product offering 
with the announcement and fi rst shipments of 
the Nokia 5500 Sport, a smartphone with a sleek, 
sporty design and athletic lifestyle appeal.

The refreshment of the popular Nokia 1100 series 
with the announcement and fi rst shipments of 
the Nokia 1110i and Nokia 1112 black and white 
display models.

Announcement and fi rst shipments of the Nokia 
2310, Nokia 2610 and Nokia 2626 color display 
models, widening Nokia’s color screen product 
offering for entry users.

Multimedia

In 2006, Multimedia continued to build the Nokia 
Nseries sub-brand and multimedia computer 
category by bringing new products and applications 
to the market. Multimedia also continued sales of 
pre-Nokia Nseries multipurpose mobile devices, such 
as the Nokia 7610 and Nokia 6600. 

Highlights from 2006 include:

 » 

 » 

 » 

 » 

 » 

 » 

In the third quarter, we announced the acquisi-
tions of Loudeye, a global leader in digital music 
platforms, and gate5, a leading supplier of map-
ping and navigation software. The acquisitions, 
both of which were completed during the fourth 
quarter 2006, are intended to accelerate the de-
velopment of Nokia’s music and location-based 
experiences for consumers.

Strong consumer demand for Nokia Nseries 
multimedia computers, including the Nokia N70, 
Nokia N72 and Nokia N73.

Shipments from the third quarter of the Nokia 
N93, the fi rst Nokia device featuring optical zoom 
and DVD-like quality video recording.

The announcement of the Nokia N95, featuring 
support for high-speed mobile connectivity over 
HSDPA and WLAN, as well and a Global Positioning 
System with the Maps application. 

Shipments from the second quarter of the Nokia 
N91, featuring a 4GB hard disk and WLAN con-
nectivity.

Shipments from the fourth quarter of the Nokia 
N92, featuring an integrated DVB-H receiver that 
enables broadcast TV services on a mobile device. 

Review by the Board of Directors 

3

 
Review by the Board of Directors

 » 

In the third quarter, we launched the Nokia 
podcasting application, which enables people to 
discover and download Internet-based podcasts 
directly to their Nokia Nseries multimedia com-
puter. We also launched Music Recommenders, 
an online music community, in the fourth quarter 
2006.

Enterprise Solutions

Highlights from 2006 include:

 »  Nokia Eseries fi rst shipments – Nokia E60, Nokia 

E61, Nokia E70, Nokia E50 and Nokia E62 – a range 
of devices designed for business users and the 
IT organizations that support them. The devices 
differ in terms of physical design and features, 
and use a single software platform that can be 
integrated with different applications and corpo-
rate solutions.

In February, Nokia acquired Intellisync Corpora-
tion, which has become an integral part of the 
Mobility Solutions unit within Enterprise Solu-
tions. During the year we further developed the 
Intellisync device management software offering, 
which enables operators to provide mobile 
device management services to enterprise 
customers, and allows companies to self-manage 
their mobile devices.

Announcement of collaboration on business tele-
phony with Alcatel. The Intellisync Call Connect 
solution from Nokia integrates the Nokia Eseries 
devices with the Alcatel OmniPCX telephone 
switch.

Announcement of plans to offer Sourcefi re’s 
Intrusion Prevention System in Nokia’s portfolio 
of high-performance IP Security Platforms.

The launch of a global Nokia for Business channel 
program to enable sales of Nokia products and 
solutions through complementary Value Added 
Reseller, or VAR, systems integrator, and distribu-
tor channels.

 » 

 » 

 » 

 » 

 » 

First shipments of new security appliances for the 
fi rewall market, the Nokia IP390 and Nokia IP560.

Networks

At the end of 2006, Networks had more than 150 cus-
tomers in more than 60 countries, with our systems 
serving in excess of 400 million subscribers. 

Highlights from 2006 include:

 » 

 » 

A EUR 580 million GSM/GPRS network expansion 
frame agreement with China Mobile. 

A contract to deploy 3G/WCDMA for T-Mobile in 
the United States.

 »  Major managed services contracts: 

–  A USD 400 million network expansion and  
  managed services contract with Bharti Airtel in  

India.

–  A USD 230 million managed services deal with  
  Vodafone Australia.

–  A 5-year managed services deal with 
  Hutchison Essar Limited in India.

The fi rst public references for Nokia’s innovative 
Flexi WCDMA Base Station were announced with 
TIM Hellas Greece, Telkomsel Indonesia, Vivatel 
Bulgaria, Taiwan Mobile, Ukrtelecom in Ukraine, 
Wind Italy, Indosat Indonesia and T-Mobile USA.

The unveiling of the Nokia Flexi WiMAX Base Sta-
tion and the Flexi EDGE Base Station.

Expansion of Nokia’s global footprint for HSDPA, 
with a cumulative total of more than 40 custom-
ers by the end of 2006.

Vodafone Group’ selection of Nokia as a preferred 
supplier of IP Multimedia Subsystem, or IMS, to 
Vodafone affi liates worldwide.

A USD 150 million contract with Canada’s TELUS 
to deploy a next-generation IP broadband access 
network.

 » 

 » 

 » 

 » 

 » 

 »  Nokia reached the 100th mobile softswitch cus-

tomer milestone following a deal with SFR France.

Research and development, 
and technology

Highlights from 2006 include:

 »  Nokia announced a new low-power radio tech-

nology called Wibree.

 »  Nokia Research Center, celebrating its 20th 

anniversary, opened two new research centers 
with strategic university collaborations in the US. 
Nokia Research Center in Cambridge, Massachu-
setts, is a joint research facility with the Massa-
chusetts Institute of Technology (MIT). The Nokia 
Research Center site in Palo Alto, California, works 
in close collaboration with Stanford University.

 » 

S60 on Symbian OS, the market-leading smart-
phone software, was chosen as a preferred soft-
ware platform by operators Vodafone and Orange.

Acquisitions and divestments

In February 2006, Nokia acquired 100% of the 
outstanding common shares of Intellisync Corpora-
tion for cash consideration of approximately EUR 368 
million. Intellisync delivers wireless email and other 
applications over an array of devices and application 
platforms across carrier networks. Intellisync has 
been integrated into the Enterprise Solutions business 

group, and its results of operations are included in 
our consolidated fi nancial statements as from the 
acquisition date.

In early 2006, Nokia and SANYO conducted 
negotiations to form a new jointly-owned CDMA 
mobile device company, but in June 2006 the parties 
announced that they had concluded it was more ben-
efi cial to pursue other options individually for their 
CDMA handset businesses. Working together with 
co-development partners, Nokia intends to selectively 
participate in key CDMA markets, with a special focus 
on North America, China and India. Accordingly, Nokia 
is ramping down its CDMA research, development and 
production, which will cease by April 2007.

In June 2006, Nokia announced the comple-
tion of its acquisition of LCC International Inc.’s U.S. 
deployment business. The addition of deployment 
operations to Nokia’s delivery services in North 
America is designed to enhance a growing portfolio 
of network and professional services for communica-
tions providers. 

In June 2006, Nokia and Siemens announced that 
they intend to merge the Networks business group of 
Nokia and the carrier-related operations of Siemens 
into a new company to be called Nokia Siemens Net-
works. Based on the 2005 calendar year, the combined 
company had EUR 15.8 billion in pro forma annual 
revenues. In December 2006, Nokia and Siemens 
announced that the planned merger to create Nokia 
Siemens Networks is expected to close in the fi rst 
quarter 2007 subject to an agreement between Nokia 
and Siemens on the results and consequences of a Sie-
mens compliance review. Closing will also be subject 
to customary regulatory approvals, the completion of 
standard closing conditions, and the agreement of a 
number of detailed implementation steps. 

In October 2006, Nokia announced the comple-
tion of its acquisition of gate5 AG, a leading supplier 
of mapping, routing and navigation software and 
services. By acquiring gate5, Nokia seeks to offer 
consumers world-leading mobile location applica-
tions, such as maps, routing and navigation at an 
accelerated speed.

In October 2006, Nokia announced the comple-

tion of its acquisition of Loudeye Corp., a global 
leader in digital music platforms and digital media 
distribution services. By acquiring Loudeye, Nokia 
seeks to offer consumers a comprehensive mobile 
music experience, including devices, applications and 
the ability to purchase digital music.

Personnel

The average number of personnel for 2006 was 65 324 
(56 896 for 2005 and 53 511 for 2004). At the end 
of 2006, Nokia employed 68 483 people worldwide 
(58 874 at year end 2005). In 2006, Nokia’s personnel 
increased by a total of 9 609 employees (increase of 

4 

Nokia in 2006

 
 
 
 
 
Review by the Board of Directors

3 369 in 2005). The total amount of wages and salaries 
paid in 2006 was EUR 3 457 million (EUR 3 127 million 
in 2005 and EUR 2 805 million in 2004).

Management and Board of Directors

Board of Directors and President

Pursuant to the articles of association, Nokia has a 
Board of Directors composed of a minimum of seven 
and a maximum of ten members. The members of 
the Board are elected at each Annual General Meeting 
for a term of one year expiring at the close of the 
following Annual General Meeting. The Annual General 
Meeting convenes each year by May 15. On January 25, 
2007, the Board announced that it would propose to 
the Annual General Meeting convening on May 3, 2007 
that the articles of association be amended to allow 
a minimum of seven and a maximum of twelve mem-
bers of the Board of Directors, and that the Annual 
General Meeting would convene each year by June 30. 
A general meeting may also dismiss a member of the 
Board of Directors. The Board of Directors shall elect 
and dismiss the President of the company.

The current members of the Board of Direc-
tors were elected at the Annual General Meeting on 
March 30, 2006. On December 31, 2006, the Board 
consisted of the following members: Jorma Ollila 
(Chairman), Paul J. Collins (Vice Chairman), Georg Ehrn-
rooth, Daniel R. Hesse, Bengt Holmström, Per Karlsson, 
Marjorie Scardino, Keijo Suila and Vesa Vainio. Also 
Edouard Michelin was re-elected to the Board in the 
Annual General Meeting on March 30, 2006. Due to his 
accidental death, Nokia announced on May 29, 2006 
that the Board thereafter consisted of the above -
mentioned  nine members. 

Changes in the Group Executive Board

The Group Executive Board was chaired by Jorma 
Ollila, Chairman and CEO, until June 1, 2006, when he 
was released from his duties as the CEO and Chairman 
of the Group Executive Board. As from June 1, 2006, 
the Group Executive Board has been chaired by Olli-
Pekka Kallasvuo, President and CEO. Niklas Savander, 
Executive Vice President, Technology Platforms was 
appointed a member of the Group Executive Board 
effective April 1, 2006 and Pertti Korhonen, Chief 
Technology Offi cer and Executive Vice President, Tech-
nology Platforms, resigned from the Group Executive 
Board as of the same date. 

Service contracts

Jorma Ollila’s service contract, which covered his 
position as CEO, ended as of June 1, 2006 without any 

severance or other payments from Nokia. Following 
the termination of his service contract, he is no longer 
eligible for incentives, bonuses, stock options or 
other equity grants or retirement benefi ts from Nokia. 
Jorma Ollila was entitled to retain all vested and un-
vested stock options and other equity compensation 
granted to him prior to June 1, 2006. 

Olli-Pekka Kallasvuo’s service contract covers his 
current position as President and CEO and Chairman of 
the Group Executive Board. The contract also covered 
his prior position as President and COO. Kallasvuo’s 
annual total gross base salary, which is subject to 
an annual review by the Board of Directors, was EUR 
750 000 from January 1, 2006 until May 31, 2006, and is 
EUR 1 000 000 from June 1, 2006. His incentive targets 
under the Nokia short-term incentive plan were 125% 
of annual gross base salary, starting from January 1, 
2006 and are 150% of annual gross base salary, start-
ing June 1, 2006. In case of termination by Nokia for 
reasons other than cause, including a change of con-
trol, Kallasvuo is entitled to a severance payment of 
up to 18 months of compensation (both annual total 
gross base salary and target incentive). In case of ter-
mination by Kallasvuo, the notice period is 6 months 
and he is entitled to a payment for such notice period 
(both annual total gross base salary and target incen-
tive for 6 months). Kallasvuo is subject to a 12-month 
non-competition obligation after termination of the 
contract. Unless the contract is terminated for cause, 
Kallasvuo may be entitled to compensation during the 
non-competition period or a part of it. Such compen-
sation amounts to the annual total gross base salary 
and target incentive for the respective period during 
which no severance payment is paid. 

Provisions on the amendment 
of articles of association

Amendment of the articles of association requires 
a decision of the general meeting, supported by 
two-thirds of the votes cast and two-thirds of the 
shares represented at the meeting. Amendment of the 
provisions of Article 13 of the articles of association 
requires a resolution supported by three-quarters 
of the votes cast and three-quarters of the shares 
represented at the meeting. 

Shares and share capital

Nokia has one class of shares. Each Nokia share 
entitles the holder to one (1) vote at general meetings 
of Nokia. 

In 2006, Nokia’s share capital increased by EUR 
182 764.74 as a result of the issue of 3 046 079 new 
shares upon exercise of stock options issued to per-
sonnel in 2003 and 2005. As a result of the new share 
issues, Nokia received a total of EUR 43 344 431.88 

in additional shareholders’ equity in 2006. Effective 
April 6, 2006, a total of 341 890 000 shares held by the 
company were cancelled pursuant to the sharehold-
ers’ resolution taken at the Annual General Meeting 
on March 30, 2006. As a result of the cancellation, 
the share capital was reduced by the aggregate par 
value of the shares cancelled, EUR 20 513 400, which 
corresponded to less than 8.4% of the share capital 
of the company and the total voting rights at that 
time. The cancellation did not reduce the sharehold-
ers’ equity. Neither the aforementioned issuances nor 
the cancellation of shares had any signifi cant effect on 
the relative holdings of the other shareholders of the 
company nor on their voting power.

Nokia repurchased through its share repurchase 

plan a total of 211 840 000 shares on the Helsinki Stock 
Exchange at an aggregate price of approximately 
EUR 3 403 million during the period from February 15, 
2006 to December 19, 2006. The price paid was based 
on the market price at the time of repurchase. The 
shares were repurchased to be used for the purposes 
specifi ed in the authorizations given by the Annual 
General Meetings of 2005 and 2006 to the Board. The 
aggregate par value of the shares purchased was EUR 
12 710 400, representing approximately 5.2% of the 
share capital of the company and the total voting 
rights. These new holdings did not have any signifi cant 
effect on the relative holdings of the other sharehold-
ers of the company nor on their voting power.

As announced on April 21, 2006, Nokia trans-
ferred a total of 2 014 437 Nokia shares held by it as 
settlement under the Performance Share Plan 2004 
to the Plan participants, personnel of Nokia Group. 
The aggregate par value of the shares transferred 
was EUR 120 866.22, representing approximately 
0.05% of the share capital of the company and the 
total voting rights. Nokia also transferred a total of 
222 042 Nokia shares held by it as settlement under 
the Nokia Restricted Share Plan 2003 to the Plan 
participants, personnel of Nokia Group, as announced 
on October 20, 2006. The aggregate par value of the 
shares transferred was EUR 13 322.52, representing 
approximately 0.005% of the share capital of the com-
pany and the total voting rights. These transfers did 
not have a signifi cant effect on the relative holdings 
of the other shareholders of the company nor on their 
voting power.

Information on the authorizations held by the 
Board in 2006 to increase the share capital, transfer 
shares and repurchase own shares may be found in the 
Annual Accounts.

 On December 31, 2006, Nokia and its subsidiary 

companies owned 129 312 226 Nokia shares. The 
shares had an aggregate par value of EUR 7 758 733.56, 
representing approximately 3.2% of the share capital 
of the company and the total voting rights. The 
total number of shares at December 31, 2006 was 
4 095 042 619. On December 31, 2006, Nokia’s share 
capital was EUR 245 702 557.14.

Review by the Board of Directors 

5

 
Review by the Board of Directors

Industry and Nokia outlook for the 
first quarter and full year 2007

 »  Nokia expects industry mobile device volumes in 

the fi rst quarter 2007 to refl ect normal industry 
seasonality following a strong fourth quarter 
2006 selling period. 

 »  We expect Nokia’s device market share in the fi rst 
quarter 2007 to be at approximately the same 
level sequentially.

 »  We expect net sales in Nokia’s Networks busi-

ness group to experience a sequential seasonal 
decline in the fi rst quarter 2007.

 »  Nokia expects industry mobile device volumes in 
2007 to grow by up to 10% from the approxi-
mately 978 million units Nokia estimates for 2006. 

 »  Nokia continues to expect the device industry 

to experience value growth in 2007, but expects 
some decline in industry ASPs, primarily refl ect-
ing the increasing impact of the emerging 
markets and competitive factors in general.

 »  Nokia continues to expect slight growth in the 
mobile and fi xed infrastructure and related 
services market in euro terms in 2007.

 »  Nokia continues to target an increase in its mar-

ket share in mobile devices in 2007.

Risk factors

Set forth below is a description of factors that may 
affect our business, results of operations and share 
price from time to time.

 »  We need to have a competitive product portfolio 

with products that are preferred by our current 
and potential customers to those of our competi-
tors. In order to have this, we need to understand 
the different markets in which we operate, and 
meet the needs of our customers, which include 
mobile network operators, distributors, indepen-
dent retailers, corporate customers and consum-
ers. Our failure to identify key market trends and 
to respond timely and successfully to the needs 
of our customers may have a material adverse 
impact on our market share, business and results 
of operations.

6 

Nokia in 2006

 » 

 »  Our sales and profi tability depend on the contin-
ued growth of the mobile communications indus-
try, as well as the growth and profi tability of the 
new market segments within that industry which 
we target. If the mobile communications industry 
does not grow as we expect, or if the new market 
segments which we target grow less or are less 
profi table than expected, or if new faster grow-
ing market segments emerge in which we have 
not invested, our sales and profi tability may be 
materially adversely affected.

 »  Our business and results of operations, particu-

larly our profi tability, may be materially adversely 
affected if we are not able to successfully manage 
costs related to our products and operations.

 » 

Competition in our industry is intense. Our failure 
to maintain or improve our market position and 
respond successfully to changes in the com-
petitive landscape may have a material adverse 
impact on our business and results of operations.

 »  We must develop or otherwise acquire complex, 

evolving technologies to use in our business. If 
we fail to develop or otherwise acquire these 
complex technologies as required by the market, 
with full rights needed to use in our business, or 
to protect them, or to successfully commercialize 
such technologies as new advanced products and 
solutions that meet customer demand, or fail to 
do so on a timely basis, this may have a material 
adverse effect on our business, our ability to 
meet our targets and our results of operations.

The Siemens carrier-related operations to be 
transferred to Nokia Siemens Networks are the 
subject of various ongoing prosecutorial investi-
gations related to whether certain transactions 
and payments arranged by some current or for-
mer employees of those operations violated ap-
plicable laws. As a result of those investigations, 
government authorities and others could take ac-
tions against Siemens and/or its employees that 
may involve and affect the carrier-related assets 
and employees transferred by Siemens to Nokia 
Siemens Networks, or there may be undetected 
additional violations that may have occurred 
prior to the transfer, or ongoing violations that 
may occur after the transfer, of such assets and 
employees that could have a material adverse ef-
fect on Nokia Siemens Networks and our business, 
results of operations, fi nancial condition and 
reputation.

 »  Our products and solutions include increasingly 
complex technologies some of which have been 
developed or licensed to us by certain third 
parties. As a consequence, evaluating the rights 
related to the technologies we use or intend to 
use is more and more challenging, and we expect 
increasingly to face claims that we have infringed 
third parties’ intellectual property rights. The use 
of these technologies may also result in increased 
licensing costs for us, restrictions on our ability 
to use certain technologies in our products and 
solution offerings, and/or costly and time-con-
suming litigation, which could have a material 
adverse effect on our business and results of 
operations.

 » 

Currently expected benefi ts and synergies from 
forming Nokia Siemens Networks may not 
be achieved to the extent or within the time 
period that is currently anticipated. We may also 
encounter costs and diffi culties in integrating our 
networks operations, personnel and support-
ing activities and those of Siemens, which could 
reduce or delay the realization of anticipated net 
sales, cost savings and operational benefi ts.

 »  Our products and solutions include numerous 

new Nokia patented, standardized, or proprietary 
technologies on which we depend. Third parties 
may use without a license or unlawfully infringe 
our intellectual property or commence actions 
seeking to establish the invalidity of the intel-
lectual property rights of these technologies. This 
may have a material adverse effect on our results 
of operations.

 »  Our sales and results of operations could be ma-
terially adversely affected if we fail to effi ciently 
manage our manufacturing and logistics without 
interruption, or fail to ensure that our products 
and solutions meet our and our customers’ qual-
ity, safety, security and other requirements and 
are delivered on time.

 »  We depend on a limited number of suppliers 

 » 

for the timely delivery of components and 
sub-assemblies and for their compliance with 
our supplier requirements, such as our and our 
customers’ product quality, safety, security and 
other standards. Their failure to do so could ma-
terially adversely affect our ability to deliver our 
products and solutions successfully and on time.

 » 

The global networks business relies on a limited 
number of customers and large multi-year 
contracts. Unfavorable developments under such 
a contract or in relation to a major customer may 
adversely and materially affect our sales, our 
results of operations and cash fl ow.

 »  Our sales derived from, and assets located in, 
emerging market countries may be materially 
adversely affected by economic, regulatory and 
political developments in those countries or by 
other countries imposing regulations against 
imports to such countries. As sales from these 
countries represent a signifi cant portion of our 
total sales, economic or political turmoil in these 
countries could materially adversely affect our 
sales and results of operations. Our investments 
in emerging market countries may also be sub-
ject to other risks and uncertainties.

 »  We are developing a number of our new products 

and solutions together with other companies. If 
any of these companies were to fail to perform, 
we may not be able to bring our products and 
solutions to market successfully or in a timely 
way and this could have a material adverse effect 
on our sales and profi tability.

 »  Our operations rely on complex and highly 

centralized information technology systems and 
networks. If any system or network disrup-
tion occurs, this reliance could have a material 
adverse impact on our business and results of 
operations.

 »  Our sales, costs and results are affected by 

exchange rate fl uctuations, particularly between 
the euro, which is our reporting currency, and the 
US dollar, the Chinese yuan, the UK pound sterling 
and the Japanese yen, as well as certain other 
currencies.

 » 

Providing customer fi nancing or extending pay-
ment terms to customers can be a competitive 
requirement and could adversely and materially 
affect our results of operations, fi nancial condi-
tion and cash fl ow.

Review by the Board of Directors

Allegations of possible health risks from the 
electromagnetic fi elds generated by base sta-
tions and mobile devices, and the lawsuits and 
publicity relating to them, regardless of merit, 
could negatively affect our operations by leading 
consumers to reduce their use of mobile devices, 
or by leading regulatory bodies to set arbitrary 
use restrictions and exposure limits, or by 
causing us to allocate additional monetary and 
personnel resources to these issues.

 » 

 » 

An unfavorable outcome of litigation could mate-
rially impact our business, fi nancial condition or 
results of operations.

If we are unable to recruit, retain and develop 
appropriately skilled employees, our ability to 
implement our strategies may be hampered and, 
consequently, our results of operations may be 
materially harmed.

 » 

Changes in various types of regulation in coun-
tries around the world could have a material 
adverse effect on our business.

Dividend

Nokia’s Board of Directors will propose a dividend of 
EUR 0.43 per share for 2006.

Review by the Board of Directors 

7

 
Consolidated profi t and loss accounts, IFRS

Financial year ended December 31 

Notes 

Net sales 

Cost of sales 

Gross profit 

Research and development expenses 

Selling and marketing expenses 

Administrative and general expenses 

Other income 

Other expenses 

Amortization of goodwill 

Operating profit 

Share of results of associated companies 

Financial income and expenses 

Profit before tax 

Tax   

Profit before minority interests 

Minority interests  

6 

7 

7, 8 

10 

2 –10 

15, 33 

11 

12 

2006 
EURm 

41 121 

– 27 742 

13 379 

– 3 897 

– 3 314 

– 666 

 522 

– 536 

–  

5 488 

 28 

 207 

5 723 

– 1 357 

4 366 

– 60 

2005 
EURm 

34 191 

– 22 209 

11 982 

– 3 825 

– 2 961 

– 609 

 285 

– 233 

–  

4 639 

 10 

 322 

4 971 

– 1 281 

3 690 

– 74 

2004
EURm

29 371 

– 18 179

11 192 

– 3 776 

– 2 564

– 611

 343

– 162

–  96

4 326

– 26

 405

4 705

– 1 446

3 259

– 67

Profit attributable to equity holders of the parent 

4 306 

3 616 

3 192

Earnings per share 
(for profit attributable to the equity holders of the parent) 

30 

   Basic 

   Diluted 

2006 
EUR 

1.06 

1.05 

2005 
EUR 

0.83 

0.83 

2004
EUR

0.69

0.69

Average number of shares (1 000 shares) 

30 

   Basic 

   Diluted 

See Notes to consolidated financial statements.  

2006 

4 062 833 

4 086 529 

2005 

4 365 547 

4 371 239 

2004

4 593 196

4 600 337

8 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated balance sheets, IFRS

December 31 

ASSETS

Non-current assets

Capitalized development costs  

Goodwill  

Other intangible assets 

Property, plant and equipment 

Investments in associated companies 

Available-for-sale investments 

Deferred tax assets 

Long-term loans receivable 

Other non-current assets 

Current assets

Inventories 

Accounts receivable, net of allowances for doubtful accounts
(2006: EUR 212 million, 2005: EUR 281 million) 

Prepaid expenses and accrued income 

Other financial assets 

Available-for-sale investments, liquid assets 

Available-for-sale investments, cash equivalents 

Bank and cash 

Total assets 

SHAREHOLDERS’ EQUITY AND LIABILITIES

Capital and reserves attributable to equity holders of the parent

Share capital 

Share issue premium 

Treasury shares, at cost 

Translation differences  

Fair value and other reserves  

Retained earnings 

Minority interests  

Total equity 

Non-current liabilities 

Long-term interest-bearing liabilities 

Deferred tax liabilities 

Other long-term liabilities 

Current liabilities 

Short-term borrowings 

Accounts payable  

Accrued expenses 

Provisions 

Total shareholders’ equity and liabilities 

See Notes to consolidated financial statements. 

Notes 

13 

13 

13 

14 

15 

16 

26 

17 

18, 20 

19, 20 

19 

16 

16, 34 

34 

22 

21 

24 

25 

26 

27 

28 

29 

2006 
EURm 

  251 

  532 

  298 

 1 602 

  224 

  288 

  809 

  19 

  8 

 4 031 

 1 554 

 5 888 

 2 496 

  111 

 5 012 

 2 046 

 1 479 

2005
EURm

  260

  90

  211

 1 585

  193

  246

  846

  63

  7

 3 501

 1 668

 5 346

 1 938

  89

 6 852

 1 493

 1 565

 18 586 

 22 617 

 18 951

 22 452

  246 

 2 707 

– 2 060 

– 34 

– 14 

 11 123 

 11 968 

  92 

 12 060 

  69 

  205 

  122 

  396 

  247 

 3 732 

 3 796 

 2 386 

 10 161 

 22 617 

  266

 2 458

– 3 616

  69

– 176

 13 308

 12 309

  205

 12 514

  21

  151

  96

  268

  377

 3 494

 3 320

 2 479

 9 670

 22 452

Consolidated fi nancial statements 

9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated cash fl ow statements, IFRS

Financial year ended December 31 

Notes 

Cash flow from operating activities 

Profit attributable to equity holders of the parent 

Adjustments, total 

Profit attributable to equity holders of the parent
before change in net working capital 

Change in net working capital 

Cash generated from operations 

Interest received 

Interest paid 

Other financial income and expenses, net received 

Income taxes paid 

Net cash from operating activities 

34 

34 

Cash flow from investing activities 

Acquisition of Group companies, net of acquired cash 

Purchase of current available-for-sale investments, liquid assets   

Purchase of non-current available-for-sale investments 

Purchase of shares in associated companies 

Additions to capitalized development costs 

Long-term loans made to customers 

Proceeds from repayment and sale of long-term loans receivable   

Recovery of impaired long-term loans made to customers 

Proceeds from (+) / payment of (–) other long-term receivables 

Proceeds from short-term loans receivable 

Capital expenditures 

Proceeds from disposal of shares in Group companies,
net of disposed cash 

Proceeds from disposal of shares in associated companies 

Proceeds from disposal of businesses 

Proceeds from maturities and sale of current 
available-for-sale investments, liquid assets 

Proceeds from sale of current available-for-sale investments 

Proceeds from sale of non-current available-for-sale investments  

Proceeds from sale of fixed assets 

Dividends received 

Net cash from (used in) investing activities 

Cash flow from financing activities

Proceeds from stock option exercises 

Purchase of treasury shares 

Proceeds from long-term borrowings 

Repayment of long-term borrowings 

Proceeds from (+) / repayment of (-) short-term borrowings 

Dividends paid 

Net cash used in financing activities 

Foreign exchange adjustment 

Net increase (+) / decrease (–) in cash and cash equivalents 

Cash and cash equivalents at beginning of period 

Cash and cash equivalents at end of period 

2006 
EURm 

 4 306 

 1 857 

 6 163 

– 793 

 5 370 

  235 

– 18 

  54 

– 1 163 

 4 478 

2005 
EURm 

 3 616 

 1 774 

 5 390 

– 366 

 5 024 

  353 

– 26 

  47 

– 1 254 

 4 144 

2004
EURm

 3 192

 2 059

 5 251

  241

 5 492

  204

– 26

  41

– 1 368

 4 343

– 517 

– 3 219 

– 92 

– 7 277 

– 

– 10 318

– 88 

– 15 

– 127 

– 11 

  56 

  276 

– 3 

  199 

– 650 

–  

  1 

–  

 5 058 

–  

  17 

  29 

–  

 1 006 

  46 

– 3 371 

  56 

– 7 

– 137 

– 1 553 

– 4 966 

– 51 

  467 

 3 058 

 3 525 

– 89 

– 16 

– 153 

– 56 

–  

– 

  14 

  182 

– 607 

  5 

  18 

  95 

 9 402 

  247 

  3 

  167 

  1 

 1 844 

  2 

– 4 258 

  5 

–  

  212 

– 1 531 

– 5 570 

  183 

  601 

 2 457 

 3 058 

– 388

– 109

– 101

– 

  368

– 

  2

  66

– 548

  1

– 

– 

 9 737

  587

  346

  6

  22

– 329

– 

– 2 648

  1

– 3

– 255

– 1 413

– 4 318

– 23

– 327

 2 784

 2 457

10 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated cash fl ow statements, IFRS (continued)

Financial year ended December 31 

Notes 

Cash and cash equivalents comprise of:

Bank and cash 

Current available-for-sale investments, 
cash equivalents 

See Notes to consolidated financial statements. 

2006 
EURm 

2005 
EURm 

 1 479 

 1 565 

16, 37 

 2 046 

 3 525 

 1 493 

 3 058 

2004
EURm

 1 090

 1 367

 2 457

The figures in the consolidated cash flow statement cannot be directly traced from 
the balance sheet without additional information as a result of acquisitions and dis-
posals of subsidiaries and net foreign exchange differences arising on consolidation. 

Consolidated fi nancial statements 

11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated statements of changes in shareholders’ equity, IFRS

  Fair value 

Before

Group, EURm 

Number of 
shares (1 000) 

Share  Share issue 
premium 

 capital 

Treasury  Translation  and other  Retained  minority   Minority
reserves   earnings 1 
interests 

shares  differences  

interests 

Balance at January 1, 2004 

4 700 268 

288 

2 313 

– 1 373 

Total recognized income and expense 

–  

Translation differences 
Net investment hedge gains 
Cash flow hedges, net of tax 
Available-for-sale investments, net of tax 
Other decrease, net 
Profit 

Total recognized income and expense 

Stock options exercised 
Stock options exercised related to acquisitions 
Share-based compensation 2 
Acquisition of treasury shares 
Reissuance of treasury shares 
Cancellation of treasury shares 
Dividend 

– 214 120 
788 

Total of other equity movements 

Balance at December 31, 2004 

4 486 941 

Tax benefit on stock options exercised 
Translation differences 
Net investment hedge losses 
Cash flow hedge gains, net of tax 
Available-for-sale investments, net of tax 
Other decrease, net 
Profit  

125 

Stock options exercised 
Stock options exercised related to acquisitions 
Share-based compensation 2 
Acquisition of treasury shares 
Reissurance of treasury shares 
Cancellation of treasury shares 
Dividend 

– 315 174 
484 

Total of other equity movements 

Balance at December 31, 2005 

4 172 376 

Tax benefit on stock options exercised 
Excess tax benefit on share-based compsensation  
Translation differences 
Net investment hedge gains, net of tax 
Cash flow hedges, net of tax 
Available-for-sale investments, net of tax 
Other decrease, net 
Profit  

Total recognized income and expense 

3 046 

2 236 

Stock options exercised 
Stock options exercised related to acquisitions 
Share-based compensation 2 
Settlement of performance shares 
Acquisition of treasury shares 
Reissuance of treasury shares 
Cancellation of treasury shares 
Dividend 
Acquisition of minority interests 

– 212 340 
412 

5 

–  
–  

– 8 

– 8 

280 

– 14 

– 14 

266 

–  
0 

80 

14 079 

– 85 

– 119 
78 

– 1 
– 66 

–  
–  
– 8 
53 

8 

–  

– 41 

– 67 

– 2 661 
14 
1 998 

53 

– 649 

2 366 

– 2 022 

– 2 

–  

– 126 

406 
– 211 

–  

13 

– 132 
– 57 

– 2 
2 
– 1 
79 

14 

94 

2 458 

23 
14 

37 
43 
– 1 
219 
– 69 

–  

195 

– 189 

– 4 268 
10 
2 664 

– 1 594 

– 3 616 

–  

69 

–  

– 176 

– 141 
38 

171 
– 9 

–  

– 103 

162 

38 
– 3 413 
4 
4 927 

– 1 
3 192 
3 191 

– 1 998 
– 1 398 
– 3 396 

13 874 

– 55 
3 616 
3 561 

– 2 664 
– 1 463 
– 4 127 

13 308 

– 52 
4 306 
4 254 

– 4 927 
– 1 512 

15 302 

– 119 
78 
– 1 
– 66 
– 1 
3 192 
3 083 
–  
– 8 
53 
– 2 661 
14 
–  
– 1 398 
– 4 000 

14 385 

– 2 
406 
– 211 
– 132 
– 57 
– 55 
3 616 
3 565 
2 
– 1 
79 
– 4 268 
10 
–  
– 1 463 
– 5 641 

12 309 

23 
14 
– 141 
38 
171 
– 9 
– 52 
4 306 
4 350 
43 
– 1 
219 
– 31 
– 3 413 
4 
–  
– 1 512 
– 
– 4 691 

11 968 

164 

– 16 

– 5 
67 
46 

– 42 
– 42 

168 

31 

1 
74 
106 

– 69 
– 69 

205 

– 13 

– 1 
60 
46 

– 40 
– 119 
– 159 

92 

Total

15 466

– 135
78
– 1
– 66
– 6
3 259
3 129
– 
– 8
53
– 2 661
14
– 
– 1 440
– 4 042

14 553

– 2
437
– 211
– 132
– 57
– 54
3 690
3 671
2
– 1
79
– 4 268
10
– 
– 1 532
– 5 710

12 514

23
14
– 154
38
171
– 9
– 53
4 366
4 396
43
– 1
219
– 31
– 3 413
4
– 
– 1 552
– 119
– 4 850

12 060

– 20 

20 

Total of other equity movements 

Balance at December 31, 2006 

3 965 730 

– 20 

246 

212 

1 556 

2 707 

– 2 060 

–  

– 34 

–  

– 14 

– 6 439 

11 123 

1 

2 

Opening retained earnings has been increased by EUR 154 million for recognition of certain ad-
ditional items relating to periods prior to 2002. See Note 1 and Note 26.

Dividends declared per share were EUR 0.43 for 2006 (EUR 0.37 for 2005 and EUR 0.33 for 2004), 
subject to shareholders’ approval.

Share-based compensation is shown net of deferred compensation recorded related to social 
security costs on share-based payments.

12 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated fi nancial statements

Notes to the consolidated financial statements

1.  Accounting principles

Basis of presentation

The consolidated fi nancial statements of Nokia Corpo-
ration (“Nokia” or “the Group”), a Finnish public lim-
ited liability company with domicile in Helsinki, in the 
Republic of Finland, are prepared in accordance with 
International Financial Reporting Standards (“IFRS”). 
The consolidated fi nancial statements are presented 
in millions of euros (“EURm”), except as noted, and are 
prepared under the historical cost convention, except 
as disclosed in the accounting policies below. The 
notes to the consolidated fi nancial statements also 
conform with Finnish Accounting legislation. 

Adoption of pronouncements under IFRS
In the current year, the Group has adopted all of the 
new and revised standards, amendments and inter-
pretations to existing standards issued by the Interna-
tional Accounting Standards Board (the IASB) that are 
relevant to its operations and effective for accounting 
periods prospectively from January 1, 2006.

 » 

 » 

 » 

 » 

 » 

The Group adopted Amendment to IAS 19, Actu-
arial Gains and Losses, Group Plans and Disclosures, 
which introduced the option of an alternative rec-
ognition approach for actuarial gains and losses. 
The Group did not adopt this alternative option.

The Group adopted Amendment to IAS 39, Cash 
Flow Hedge Accounting of Forecast Intragroup 
Transactions, where an entity may designate in-
tragroup transactions as hedged items if certain 
criteria are fulfi lled.

The Group adopted Amendment to IAS 39, The 
Fair Value Option, which restricts use of the fair 
value option for fi nancial instruments to certain 
circumstances.

The Group adopted Amendments to IAS 39 and 
IFRS 4, Financial Guarantee Contracts, in which all 
fi nancial guarantee contracts are initially recog-
nized at fair value and subsequently measured 
at the higher of either the amount determined 
in accordance with IAS 37 or the amount initially 
recognized less any cumulative amortization.

The Group adopted IFRIC 4, Determining whether 
an Arrangement contains a Lease, where if fulfi ll-
ment of an arrangement is dependent on the use 
of a specifi c asset and conveys a right to use, the 
arrangement contains a lease.

The adoption of each standard did not have any 
impact to the Group’s balance sheet, profi t and loss or 
cash fl ows.

Change in method of quantifying 
misstatements

During the year, the Group changed its method of 
quantifying misstatements. The Group previously 
quantifi ed misstatements based on the amount of 

the error originating in the current year profi t and 
loss account statement. The Group has now decided 
to consider the effect of any misstatements based on 
both (1) the amount of the misstatement originating 
in the current year profi t and loss account statement 
and (2) the effects of correcting the misstatement 
existing in the balance sheet at the end of the current 
year irrespective of the year in which the misstate-
ment originated.

As a result of this change, management has 
adjusted its fi nancial statements and previously re-
ported deferred tax assets and retained earnings have 
been increased by EUR 154 million for each period 
presented. Under the previous method of quantifying 
misstatements these adjustments were considered 
to be immaterial. These deferred tax assets relate to 
certain of the Group’s warranty and other provisions 
recorded in periods prior to 2002, for which no cor-
responding tax amounts were deferred.

Principles of consolidation

The consolidated fi nancial statements include 
the accounts of Nokia’s parent company (“Parent 
Company”), and each of those companies over which 
the Group exercises control. Control over an entity 
is presumed to exist when the Group owns, directly 
or indirectly through subsidiaries, over 50% of the 
voting rights of the entity, the Group has the power 
to govern the operating and fi nancial policies of the 
entity through agreement or the Group has the power 
to appoint or remove the majority of the members of 
the board of the entity. The Group’s share of profi ts 
and losses of associated companies is included in the 
consolidated profi t and loss account in accordance 
with the equity method of accounting. An associated 
company is an entity over which the Group exercises 
signifi cant infl uence. Signifi cant infl uence is generally 
presumed to exist when the Group owns, directly or 
indirectly through subsidiaries, over 20% of the vot-
ing rights of the company.

All inter-company transactions are eliminated as 

part of the consolidation process. Minority interests 
are presented separately in arriving at the net profi t 
and they are shown as a component of shareholders’ 
equity in the consolidated balance sheet.

Profi ts realized in connection with the sale of 
fi xed assets between the Group and associated compa-
nies are eliminated in proportion to share ownership. 
Such profi ts are deducted from the Group’s equity and 
fi xed assets and released in the Group accounts over 
the same period as depreciation is charged.

The companies acquired during the fi nancial 
periods presented have been consolidated from the 
date on which control of the net assets and operations 
was transferred to the Group. Similarly the result of a 
Group company divested during an accounting period 
is included in the Group accounts only to the date of 
disposal.

Goodwill

The purchase method of accounting is used to account 
for acquisitions of separate entities or businesses 
by the Group. The cost of an acquisition is measured 
as the aggregate of the fair values at the date of 
exchange of the assets given, liabilities assumed or 
incurred, equity instruments issued and costs directly 
attributable to the acquisition. Identifi able assets, 
liabilities and contingent liabilities acquired or as-
sumed by the Group are measured separately at their 
fair value as of the acquisition date. The excess of the 
cost of the acquisition over the Group’s interest in the 
fair value of the identifi able net assets acquired is 
recorded as goodwill.

For the purposes of impairment testing, goodwill 

is allocated to cash-generating units that are expect-
ed to benefi t from the synergies of the acquisition in 
which the goodwill arose. The Group assesses the car-
rying value of goodwill annually or, more frequently, if 
events or changes in circumstances indicate that such 
carrying value may not be recoverable. If such indica-
tion exists the recoverable amount is determined for 
the cash-generating unit, to which goodwill belongs. 
This amount is then compared to the carrying amount 
of the cash-generating unit and an impairment loss is 
recognized if the recoverable amount is less than the 
carrying amount. Impairment losses are recognized 
immediately in the profi t and loss account.

Foreign currency translation

Functional and presentation currency
The fi nancial statements of all Group entities are 
measured using the currency of the primary economic 
environment in which the entity operates (functional 
currency). The consolidated fi nancial statements are 
presented in Euro, which is the functional and presen-
tation currency of the Parent Company.

Transactions in foreign currencies
Transactions in foreign currencies are recorded at 
the rates of exchange prevailing at the dates of the 
individual transactions. For practical reasons, a rate 
that approximates the actual rate at the date of the 
transaction is often used. At the end of the accounting 
period, the unsettled balances on foreign currency 
receivables and liabilities are valued at the rates of ex-
change prevailing at the year-end. Foreign exchange 
gains and losses arising from balance sheet items, 
as well as fair value changes in the related hedging 
instruments, are reported in Financial Income and 
Expenses.

Foreign Group companies
In the consolidated accounts all income and expenses 
of foreign subsidiaries are translated into euro at 
the average foreign exchange rates for the account-
ing period. All assets and liabilities of foreign Group 

Notes to the consolidated fi nancial statement 

13

 
Notes to the consolidated financial statements

companies are translated into euro at the year-end 
foreign exchange rates with the exception of goodwill 
arising on the acquisition of foreign companies prior 
to the adoption of IAS 21 (revised 2004) on January 1,  
2005, which is translated to euro at historical rates. 
Differences resulting from the translation of income 
and expenses at the average rate and assets and 
liabilities at the closing rate are treated as an adjust-
ment affecting consolidated shareholders’ equity. On 
the disposal of all or part of a foreign Group company 
by sale, liquidation, repayment of share capital or 
abandonment, the cumulative amount or proportion-
ate share of the translation difference is recognized as 
income or as expense in the same period in which the 
gain or loss on disposal is recognized.

Fair valuing principles

Financial assets and liabilities
Under IAS 39(R), Financial Instruments: Recognition 
and Measurement, the Group classifi es its investments 
in marketable debt and equity securities and invest-
ments in unlisted equity securities into the following 
categories: held-to-maturity, held for trading, or 
available-for-sale depending on the purpose for ac-
quiring the investments as well as ongoing intentions. 
All investments of the Group are currently classifi ed as 
available-for-sale. Available-for-sale investments are 
fair valued by using quoted market rates, discounted 
cash fl ow analyses or other appropriate valuation 
models at each balance sheet date. Certain unlisted 
equities for which fair values cannot be measured 
reliably are reported at cost less impairment. All pur-
chases and sales of investments are recorded on the 
trade date, which is the date that the Group commits 
to purchase or sell the asset.

The fair value changes of available-for-sale 
investments are recognized in shareholders’ equity. 
When the investment is disposed of, the related 
accumulated fair value changes are released from 
shareholders’ equity and recognized in profi t or 
loss. The weighted average method is used when 
determining the cost-basis of publicly listed equi-
ties being disposed of. The First-in First-out (FIFO) 
method is used to determine the cost basis of fi xed 
income securities being disposed of. An impairment is 
recorded when the carrying amount of an available-
for-sale investment is greater than the estimated fair 
value and there is objective evidence that the asset 
is impaired. The cumulative net loss relating to that 
investment is removed from equity and recognized 
in the profi t and loss account for the period. If, in a 
subsequent period, the fair value of the investment 
increases and the increase can be objectively related 
to an event occurring after the loss was recognized, 
the loss is reversed, with the amount of the reversal 
recognized in the profi t and loss account.

carrying values, due either to their short maturities or 
that their fair values cannot be measured reliably.

Derivatives
Fair values of forward rate agreements, interest 
rate options, futures contracts and exchange traded 
options are calculated based on quoted market rates 
at each balance sheet date. Discounted cash fl ow 
analyses are used to value interest rate and currency 
swaps. Changes in the fair value of these contracts are 
recognized in the profi t and loss account.

Fair values of cash settled equity derivatives 
are calculated by revaluing the contract at year-end 
quoted market rates. Changes in fair value are recog-
nized in the profi t and loss account.

Forward foreign exchange contracts are valued 

at the market forward exchange rates. Changes in 
fair value are measured by comparing these rates 
with the original contract forward rate. Currency op-
tions are valued at each balance sheet date by using 
the Garman & Kohlhagen option valuation model. 
Changes in the fair value on these instruments are 
recognized in the profi t and loss account except to the 
extent they qualify for hedge accounting.

Embedded derivatives are identifi ed and moni-

tored by the Group and fair valued as at each balance 
sheet date. In assessing the fair value of embedded 
derivatives, the Group employs a variety of methods 
including option pricing models and discounted cash 
fl ow analysis using assumptions that are based on 
market conditions existing at each balance sheet date. 
The fair value changes are recognized in the profi t and 
loss account.

Hedge accounting

Hedging of anticipated foreign currency 
denominated sales and purchases
The Group applies hedge accounting for “Qualifying 
hedges”. Qualifying hedges are those properly docu-
mented cash fl ow hedges of the foreign exchange rate 
risk of future anticipated foreign currency denominat-
ed sales and purchases that meet the requirements 
set out in IAS 39(R). The cash fl ow being hedged must 
be “highly probable” and must present an exposure 
to variations in cash fl ows that could ultimately affect 
profi t or loss. The hedge must be highly effective both 
prospectively and retrospectively.

The Group claims hedge accounting in respect 
of certain forward foreign exchange contracts and 
options, or option strategies, which have zero net pre-
mium or a net premium paid, and where the critical 
terms of the bought and sold options within a collar 
or zero premium structure are the same and where 
the nominal amount of the sold option component is 
no greater than that of the bought option.

For qualifying foreign exchange forwards the 

The fair values of other fi nancial assets and 
fi nancial liabilities are assumed to approximate their 

change in fair value that refl ects the change in spot 
exchange rates is deferred in shareholders’ equity to 

the extent that the hedge is effective. For qualifying 
foreign exchange options, or option strategies, the 
change in intrinsic value is deferred in sharehold-
ers’ equity to the extent that the hedge is effective. 
In all cases the ineffective portion is recognized 
immediately in the profi t and loss account. Hedging 
costs, either expressed as the change in fair value that 
refl ects the change in forward exchange rates less 
the change in spot exchange rates for forward foreign 
exchange contracts, or changes in the time value for 
options, or options strategies, are recognized within 
other operating income or expenses.

Accumulated fair value changes from qualifying 

hedges are released from shareholders’ equity into 
the profi t and loss account as adjustments to sales 
and cost of sales, in the period when the hedged cash 
fl ow affects the profi t and loss account. If the hedged 
cash fl ow is no longer expected to take place, all 
deferred gains or losses are released immediately into 
the profi t and loss account as adjustments to sales 
and cost of sales. If the hedged cash fl ow ceases to be 
highly probable, but is still expected to take place, ac-
cumulated gains and losses remain in equity until the 
hedged cash fl ow affects the profi t and loss account.

Changes in the fair value of any derivative instru-
ments that do not qualify for hedge accounting under 
IAS 39(R) are recognized immediately in the profi t 
and loss account. The fair value changes of derivative 
instruments that directly relate to normal business 
operations are recognized within other operating 
income and expenses. The fair value changes from 
all other derivative instruments are recognized in 
fi nancial income and expenses.

Foreign currency hedging of net investments
The Group also applies hedge accounting for its for-
eign currency hedging on net investments. Qualifying 
hedges are those properly documented hedges of the 
foreign exchange rate risk of foreign currency-denom-
inated net investments that meet the requirements 
set out in IAS 39(R). The hedge must be effective both 
prospectively and retrospectively.

The Group claims hedge accounting in respect of 
forward foreign exchange contracts, foreign currency-
denominated loans, and options, or option strategies, 
which have zero net premium or a net premium paid, 
and where the terms of the bought and sold options 
within a collar or zero premium structure are the 
same.

For qualifying foreign exchange forwards, the 
change in fair value that refl ects the change in spot 
exchange rates is deferred in shareholders’ equity. 
The change in fair value that refl ects the change 
in forward exchange rates less the change in spot 
exchange rates is recognized in the profi t and loss ac-
count within fi nancial income and expenses. For quali-
fying foreign exchange options the change in intrinsic 
value is deferred in shareholders’ equity. Changes in 
the time value are at all times recognized directly in 
the profi t and loss account as fi nancial income and 

14 

Nokia in 2006

expenses. If a foreign currency-denominated loan 
is used as a hedge, all foreign exchange gains and 
losses arising from the transaction are recognized in 
shareholders’ equity.

Accumulated fair value changes from qualifying 

hedges are released from shareholders’ equity into 
the profi t and loss account only if the legal entity in 
the given country is sold, liquidated, repays its share 
capital or is abandoned.

Revenue recognition

Sales from the majority of the Group are recognized 
when persuasive evidence of an arrangement exists, 
delivery has occurred, the fee is fi xed or determinable, 
collectibility is probable and the signifi cant risks and 
rewards of ownership have transferred to the buyer. 
An immaterial part of the revenue from products sold 
through distribution channels is recognized when 
the reseller or distributor sells the products to the 
end users. The Group records reductions to revenue 
for special pricing agreements, price protection and 
other volume based discounts. Service revenue is 
generally recognized on a straight line basis over the 
specifi ed period unless there is evidence that some 
other method better represents the stage of comple-
tion. Except for separately licensed software solutions 
and certain Networks’ equipment, the Group gener-
ally considers the software content of their products 
or services to be incidental to the products or services 
as a whole.

In addition, sales and cost of sales from contracts 

involving solutions achieved through modifi cation 
of complex telecommunications equipment are rec-
ognized using the percentage of completion method 
when the outcome of the contract can be estimated 
reliably. A contract’s outcome can be estimated 
reliably when total contract revenue and the costs to 
complete the contract can be estimated reliably, it is 
probable that the economic benefi ts associated with 
the contract will fl ow to the Group and the stage of 
contract completion can be measured reliably. When 
the Group is not able to meet those conditions, the 
policy is to recognize revenues only equal to costs 
incurred to date, to the extent that such costs are 
expected to be recovered.

Completion is measured by reference to cost 

incurred to date as a percentage of estimated total 
project costs, the cost-to-cost method.

The percentage of completion method relies 
on estimates of total expected contract revenue 
and costs, as well as dependable measurement of 
the progress made towards completing a particular 
project. Recognized revenues and profi ts are subject 
to revisions during the project in the event that the 
assumptions regarding the overall project outcome 
are revised. The cumulative impact of a revision in 
estimates is recorded in the period such revisions 
become likely and estimable. Losses on projects in 

progress are recognized in the period they become 
probable and estimable.

The Group’s customer contracts may include 
the provision of separately identifi able components 
of a single transaction, for example the construc-
tion of a network solution and subsequent network 
maintenance services or post-contract customer 
support on software solutions. Accordingly, for these 
arrangements, revenue recognition requires proper 
identifi cation of the components of the transaction 
and evaluation of their commercial effect in order 
to refl ect the substance of the transaction. If the 
components are considered separable, revenue is 
allocated across the identifi able components based 
upon relative fair values.

All the Group’s material revenue streams are 

recorded according to the above policies.

Shipping and handling costs

The costs of shipping and distributing products are 
included in cost of sales.

Research and development

Research and development costs are expensed as 
they are incurred, except for certain development 
costs, which are capitalized when it is probable that 
a development project will generate future economic 
benefi ts, and certain criteria, including commercial 
and technological feasibility, have been met. Capital-
ized development costs, comprising direct labor and 
related overhead, are amortized on a systematic basis 
over their expected useful lives between two and fi ve 
years.

Capitalized development costs are subject to 

regular assessments of recoverability based on 
anticipated future revenues, including the impact 
of changes in technology. Unamortized capitalized 
development costs determined to be in excess of their 
recoverable amounts are expensed immediately.

Other intangible assets

Expenditures on acquired patents, trademarks and 
licenses are capitalized and amortized using the 
straight-line method over their useful lives, generally 
3 to 5 years, but not exceeding 20 years. Where an 
indication of impairment exists, the carrying amount 
of any intangible asset is assessed and written down 
to its recoverable amount. Costs of software licenses 
associated with internal-use software are capital-
ized. These costs are included within other intangible 
assets and are amortized over a period not to exceed 
three years.

Notes to the consolidated financial statements

Pensions

The Group companies have various pension schemes 
in accordance with the local conditions and practices 
in the countries in which they operate. The schemes 
are generally funded through payments to insurance 
companies or to trustee-administered funds as deter-
mined by periodic actuarial calculations.

The Group’s contributions to defi ned contribution 

plans and to multi-employer and insured plans are 
recognized in the profi t and loss account in the period 
to which the contributions relate.

For defi ned benefi t plans, principally the reserved 

portion of the Finnish TEL system, pension costs are 
assessed using the projected unit credit method: the 
cost of providing pensions is recognized in the profi t 
and loss account so as to spread the service cost over 
the service lives of employees. The pension obligation 
is measured as the present value of the estimated 
future cash outfl ows using interest rates on high 
quality corporate bonds with appropriate maturities. 
Actuarial gains and losses outside the corridor are 
recognized over the average remaining service lives 
of employees. The corridor is defi ned as ten percent of 
the greater of the value of plan assets or defi ned ben-
efi t obligation at the beginning of the respective year.
Past service costs are recognized immediately in 

income, unless the changes to the pension plan are 
conditional on the employees remaining in service 
for a specifi ed period of time (the vesting period). In 
this case, the past service costs are amortized on a 
straight-line basis over the vesting period.

Property, plant and equipment

Property, plant and equipment are stated at cost less 
accumulated depreciation. Depreciation is recorded 
on a straight-line basis over the expected useful lives 
of the assets as follows:

Buildings and constructions 

20 – 33 years

Production machinery, 
measuring and test equipment 

1 – 3 years

Other machinery and equipment 

3 – 10 years

Land and water areas are not depreciated. 

Maintenance, repairs and renewals are generally 

charged to expense during the fi nancial period in 
which they are incurred. However, major renovations 
are capitalized and included in the carrying amount 
of the asset when it is probable that future economic 
benefi ts in excess of the originally assessed standard 
of performance of the existing asset will fl ow to the 
Group. Major renovations are depreciated over the 
remaining useful life of the related asset. Leasehold 
improvements are depreciated over the shorter of the 
lease term or useful life.

Gains and losses on the disposal of fi xed assets 

are included in operating profi t/loss.

Notes to the consolidated fi nancial statement 

15

 
 
 
 
Notes to the consolidated financial statements

Leases

The Group has entered into various operating leases, 
the payments under which are treated as rentals and 
recognized in the profi t and loss account on a straight-
line basis over the lease terms.

Inventories

Inventories are stated at the lower of cost or net 
realizable value. Cost is determined using standard 
cost, which approximates actual cost on a FIFO basis. 
Net realizable value is the amount that can be realized 
from the sale of the inventory in the normal course of 
business after allowing for the costs of realization.
In addition to the cost of materials and direct 

labor, an appropriate proportion of production over-
head is included in the inventory values.

An allowance is recorded for excess inventory 
and obsolescence based on the lower of cost or net 
realizable value.

Accounts receivable

Accounts receivable are carried at the original amount 
invoiced to customers, which is considered to be fair 
value, less allowances for doubtful accounts based 
on a periodic review of all outstanding amounts 
including an analysis of historical bad debt, customer 
concentrations, customer creditworthiness, current 
economic trends and changes in our customer pay-
ment terms. Bad debts are written off when identifi ed.

Cash and cash equivalents

Bank and cash consist of cash at bank and in hand. 
Cash equivalents consist of highly liquid available-for-
sale investments purchased with remaining maturi-
ties at the date of acquisition of three months or less.

proceeds (net of transaction costs) and the redemp-
tion value is recognized in profi t or loss over the 
period of the borrowings.

Loans to customers

Loans to customers are recorded at amortized cost. 
Loans are subject to regular and thorough review as 
to their collectibility and as to available collateral; in 
the event that any loan is deemed not fully recover-
able, a provision is made to refl ect the shortfall 
between the carrying amount and the present value 
of the expected cash fl ows. Interest income on loans 
to customers is accrued monthly on the principal out-
standing at the market rate on the date of fi nancing 
and is included in other operating income.

Income taxes

Current taxes are based on the results of the Group 
companies and are calculated according to local tax 
rules.

Deferred tax assets and liabilities are determined, 

using the liability method, for all temporary differ-
ences arising between the tax bases of assets and li-
abilities and their carrying amounts in the consolidat-
ed fi nancial statements. The enacted or substantially 
enacted tax rates as of each balance sheet date that 
are expected to apply in the period when the asset is 
realized or the liability is settled are used in the mea-
surement of deferred tax assets and liabilities.

The principal temporary differences arise from 

intercompany profi t in inventory, warranty and other 
provisions, untaxed reserves and tax losses carried 
forward. Deferred tax assets are recognized to the 
extent that it is probable that future taxable profi t 
will be available against which the unused tax losses 
can be utilized. Deferred tax liabilities are recognized 
for temporary differences that arise between the fair 
value and tax base of identifi able net assets acquired 
in business combinations.

The Group recognizes the estimated liability for 

non-cancellable purchase commitments for inventory 
in excess of forecasted requirements at each balance 
sheet date.

The Group recognizes a provision for the esti-
mated future settlements related to asserted and 
unasserted Intellectual Property Rights (IPR) infringe-
ments, based on the probable outcome of each case 
as of each balance sheet date.

The Group recognizes a provision for pension and 

other social costs on unvested equity instruments 
based upon local statutory law. In accordance with the 
requirements applying to cash-settled share-based 
payment transactions, this provision is measured at fair 
value and remeasurement of the fair value of the provi-
sion is recognized in profi t or loss for the period.

The Group recognizes a provision for tax contin-
gencies based upon the estimated future settlement 
amount at each balance sheet date.

Share-based compensation

The Group offers three types of equity settled share-
based compensation schemes for employees: stock 
options, performance shares and restricted shares. 
Employee services received, and the corresponding in-
crease in equity, are measured by reference to the fair 
value of the equity instruments as of the date of grant, 
excluding the impact of any non-market vesting 
conditions. Non-market vesting conditions attached 
to the performance shares are included in assump-
tions about the number of shares that the employee 
will ultimately receive. On a regular basis, the Group 
reviews the assumptions made and, where necessary, 
revises its estimates of the number of performance 
shares that are expected to be settled. Share-based 
compensation is recognized as an expense in the 
profi t and loss account over the service period. When 
stock options are exercised, the proceeds received net 
of any transaction costs are credited to share capital 
(nominal value) and share premium.

Short-term investments

Treasury shares

The Group considers all highly liquid marketable secu-
rities purchased with maturity at acquisition of more 
than three months as short-term investments. They 
are included in current available-for-sale investments, 
liquid assets, in the balance sheet.

Borrowings

Borrowings are classifi ed as loans and are recognized 
initially at an amount equal to the proceeds received, 
net of transaction costs incurred. In subsequent 
periods, they are stated at amortized cost using the 
effective interest method; any difference between 

Provisions

Provisions are recognized when the Group has a 
present legal or constructive obligation as a result of 
past events, it is probable that an outfl ow of resources 
will be required to settle the obligation and a reli-
able estimate of the amount can be made. Where 
the Group expects a provision to be reimbursed, the 
reimbursement is recognized as an asset only when 
the reimbursement is virtually certain.

The Group recognizes the estimated liability to 
repair or replace products still under warranty at each 
balance sheet date. The provision is calculated based 
on historical experience of the level of repairs and 
replacements.

The Group recognizes acquired treasury shares as a 
deduction from equity at their acquisition cost. When 
cancelled, the acquisition cost of treasury shares is 
recognized in retained earnings and the par value of 
the corresponding share capital is recognized in share 
issue premium.

Dividends

Dividends proposed by the Board of Directors are not 
recorded in the fi nancial statements until they have 
been approved by the shareholders at the Annual 
General Meeting.

16 

Nokia in 2006

Earnings per share

The Group calculates both basic and diluted earnings 
per share in accordance with IAS 33, Earnings per 
share, (IAS 33). Under IAS 33, basic earnings per share 
is computed using the weighted average number of 
shares outstanding during the period. Diluted earnings 
per share is computed using the weighted average 
number of shares outstanding during the period plus 
the dilutive effect of stock options, restricted shares 
and performance shares outstanding during the period.

Use of estimates

The preparation of fi nancial statements in conformity 
with IFRS requires the application of judgment by 
management in selecting appropriate assumptions 
for calculating fi nancial estimates, which inherently 
contain some degree of uncertainty. Management 
bases its estimates on historical experience and 
various other assumptions that are believed to be 
reasonable under the circumstances, the results of 
which form the basis for making judgments about 
the reported carrying values of assets and liabilities 
and the reported amounts of revenues and expenses 
that may not be readily apparent from other sources. 
Actual results may differ from these estimates under 
different assumptions or conditions.

Set forth below are areas requiring signifi cant 
judgment and estimation that may have an impact on 
reported results and the fi nancial position.

Revenue recognition
Sales from the majority of the Group are recognized 
when persuasive evidence of an arrangement exists, 
delivery has occurred, the fee is fi xed or determinable, 
collectibility is probable and the signifi cant risks and 
rewards of ownership have transferred to the buyer. 
Current sales may materially change if management’s 
assessment of such criteria was determined to be 
inaccurate.

Revenue from contracts involving solutions 
achieved through modifi cation of complex tele-
communications equipment is recognized on the 
percentage of completion basis when the outcome 
of the contract can be estimated reliably. Recognized 
revenues and profi ts are subject to revisions during 
the project in the event that the assumptions regard-
ing the overall project outcome are revised. Current 
sales and profi t estimates for projects may materi-
ally change due to the early stage of a long-term 
project, new technology, changes in the project 
scope, changes in costs, changes in timing, changes in 
customers’ plans, realization of penalties, and other 
corresponding factors.

Customer fi nancing
The Group has provided a limited amount of customer 
fi nancing and agreed extended payment terms with 

selected customers. Should the actual fi nancial posi-
tion of the customers or general economic conditions 
differ from assumptions, the ultimate collectibility 
of such fi nancings and trade credits may be required 
to be re-assessed, which could result in a write-off of 
these balances and thus negatively impact profi ts in 
future periods.

Allowances for doubtful accounts
The Group maintains allowances for doubtful accounts 
for estimated losses resulting from the subsequent in-
ability of customers to make required payments. If the 
fi nancial conditions of customers were to deteriorate, 
resulting in an impairment of their ability to make 
payments, additional allowances may be required in 
future periods.

Inventory-related allowances
The Group periodically reviews inventory for excess 
amounts, obsolescence and declines in market value 
below cost and records an allowance against the in-
ventory balance for any such declines. These reviews 
require management to estimate future demand for 
products. Possible changes in these estimates could 
result in revisions to the valuation of inventory in 
future periods.

Warranty provisions
The Group provides for the estimated cost of product 
warranties at the time revenue is recognized. The 
Group’s warranty provision is established based upon 
best estimates of the amounts necessary to settle 
future and existing claims on products sold as of each 
balance sheet date. As new products incorporating 
complex technologies are continuously introduced, 
and as local laws, regulations and practices may 
change, changes in these estimates could result in 
additional allowances or changes to recorded allow-
ances being required in future periods.

Provision for intellectual property rights, 
or IPR, infringements
The Group provides for the estimated future 
settlements related to asserted and unasserted IPR 
infringements based on the probable outcome of 
potential infringement. IPR infringement claims can 
last for varying periods of time, resulting in irregular 
movements in the IPR infringement provision. The ul-
timate outcome or actual cost of settling an individual 
infringement may materially vary from estimates.

Legal contingencies
Legal proceedings covering a wide range of matters 
are pending or threatened in various jurisdictions 
against the Group. Provisions are recorded for pending 
litigation when it is determined that an unfavorable 
outcome is probable and the amount of loss can be 
reasonably estimated. Due to the inherent uncertain 
nature of litigation, the ultimate outcome or actual 
cost of settlement may materially vary from estimates.

Notes to the consolidated financial statements

Capitalized development costs
The Group capitalizes certain development costs 
when it is probable that a development project will 
generate future economic benefi ts and certain criteria, 
including commercial and technological feasibility, 
have been met. Should a product fail to substantiate 
its estimated feasibility or life cycle, material develop-
ment costs may be required to be written-off in future 
periods.

Valuation of long-lived 
and intangible assets and goodwill
The Group assesses the carrying value of identifi able 
intangible assets, long-lived assets and goodwill 
annually, or more frequently if events or changes in 
circumstances indicate that such carrying value may 
not be recoverable. Factors that trigger an impairment 
review include underperformance relative to histori-
cal or projected future results, signifi cant changes in 
the manner of the use of the acquired assets or the 
strategy for the overall business and signifi cant nega-
tive industry or economic trends. The most signifi cant 
variables in determining cash fl ows are discount rates, 
terminal values, the number of years on which to base 
the cash fl ow projections, as well as the assumptions 
and estimates used to determine the cash infl ows and 
outfl ows. Amounts estimated could differ materially 
from what will actually occur in the future.

Fair value of derivatives 
and other fi nancial instruments
The fair value of fi nancial instruments that are not 
traded in an active market (for example, unlisted 
equities, currency options and embedded derivatives) 
are determined using various valuation techniques. 
The Group uses judgment to select an appropri-
ate valuation methodology as well as underlying 
assumptions based on existing market practice and 
conditions. Changes in these assumptions may cause 
the Group to recognize impairments or losses in 
future periods.

Income taxes
Management judgment is required in determining 
provisions for income taxes, deferred tax assets and 
liabilities and the extent to which deferred tax as-
sets can be recognized. If the fi nal outcome of these 
matters differs from the amounts initially recorded, 
differences will impact the income tax and deferred 
tax provisions in the period in which such determina-
tion is made.

Pensions
The determination of pension benefi t obligation 
and expense for defi ned benefi t pension plans is 
dependent on the selection of certain assumptions 
used by actuaries in calculating such amounts. Those 
assumptions include, among others, the discount rate, 
expected long-term rate of return on plan assets and 
annual rate of increase in future compensation levels. 

Notes to the consolidated fi nancial statement 

17

 
New accounting pronouncements under IFRS

The Group will adopt the following new and revised 
standards, amendments and interpretations to exist-
ing standards issued by the IASB that are expected to 
be relevant to its operations:

 » 

 » 

 » 

 » 

 » 

IFRIC 8, Scope of IFRS 2, requires consideration 
of transactions involving the issuance of equity 
instruments where the identifi able consideration 
received is less than the fair value of the equity 
instruments issued to establish whether or not 
they fall within the scope of IFRS 2. The Group 
will apply IFRIC 8 from annual periods beginning 
January 1, 2007, but it is not expected to have any 
impact on the Group’s accounts.

IFRIC 9, Reassessment of Embedded Deriva-
tives, requires an entity to assess whether an 
embedded derivative is required to be separated 
from the host contract and accounted for as a 
derivative when the entity fi rst becomes a party 
to the contract. The Group will apply IFRIC 9 from 
January 1, 2007, but it is not expected to have a 
material impact on the Group’s accounts;

IAS 1 (Amendment), Presentation of Financial 
Statements: Capital Disclosures, requires qualita-
tive and quantitative disclosures to enable users 
to evaluate an entity’s objectives, policies and 
processes for managing capital. The Group will 
adopt IAS 1 on January 1, 2007 and does not 
expect the adoption of this amendment to have a 
material impact on the disclosures.

IFRS 7, Financial Instruments: Disclosures, 
includes a comprehensive set of qualitative and 
quantitative disclosures on risk exposures from 
all fi nancial instruments. The Group will adopt 
IFRS 7 on January 1, 2007 and does not expect 
the adoption of this standard to have a material 
impact on the disclosures.

IFRS 8, Operating Segments requires that seg-
ments are identifi ed and reported based on a risk 
and return analysis. Under IFRS 8, segments are 
components of an entity regularly reviewed by an 
entity’s chief operating decision-maker. Given the 
delayed implementation date for this standard, it 
has not been practicable to evaluate the impact 
of this standard.

2.  Segment information

Nokia is organized on a worldwide basis into four 
primary business segments: Mobile  Phones, Multi-
media, Enterprise Solutions, and Networks. Nokia’s 
reportable segments represent the strategic business 
units that offer different products and services for 
which monthly fi nancial information is provided to 
the Board.

Mobile Phones connects people by providing 
expanding mobile voice and data capabilities across a 
wide range of mobile devices. 

Multimedia gives people the ability to create, 
access, experience and share multimedia in the form 
of advanced mobile multimedia computers and ap-
plications with connectivity over multiple technology 
standards. 

Enterprise Solutions offers businesses and 
institutions a broad range of products and solutions, 
including enterprise-grade mobile devices, underlying 
security infrastructure, software and services.

Networks provides network infrastructure, 
communications and networks service platforms as 
well as professional services to operators and service 
providers.

In addition to the four business groups, the 
Group’s organization has two horizontal units to 
support the mobile device business groups, increase 
operational effi ciency and competitiveness, and to 
take advantage of economies of scale: Customer and 
Market Operations and Technology Platforms. The 
horizontal groups are not separate reporting entities, 
but their costs are carried mainly by the mobile device 
business groups, which comprises of Mobile Phones, 
Multimedia and Enterprise Solutions, with the bal-
ance included in Common Group Functions. The costs 
and revenues as well as assets and liabilities of the 
horizontal groups are allocated to the mobile device 
business groups on a symmetrical basis; with any 
amounts not so allocated included in Common Group 
Functions. Common Group Functions consists of com-
mon research and general Group functions.

The accounting policies of the segments are the 

same as those described in Note 1. Nokia accounts 
for intersegment revenues and transfers as if the rev-
enues or transfers were to third parties, that is, at cur-
rent market prices. Nokia evaluates the performance 
of its segments and allocates resources to them based 
on operating profi t.

No single customer represents 10% or more of 

Group revenues.

Notes to the consolidated financial statements

A portion of plan assets is invested in equity securities 
which are subject to equity market volatility. Changes 
in assumptions and actuarial conditions may materi-
ally affect the pension obligation and future expense.

Share-based compensation
The Group operates various types of equity settled 
share-based compensation schemes for employees. 
Fair value of stock options is based on certain assump-
tions, including, among others, expected volatility 
and expected life of the options. Non-market vesting 
conditions attached to performance shares are 
included in assumptions about the number of shares 
that the employee will ultimately receive relating 
to projections of net sales and earnings per share. 
Signifi cant differences in equity market performance, 
employee option activity and the Group’s projected 
and actual net sales and earnings per share perfor-
mance, may materially affect future expense.

18 

Nokia in 2006

Notes to the consolidated financial statements

2006, EURm 

Profit and loss information

Mobile 
Phones  Multimedia 

Enterprise  
Solutions 

Networks 

Total  
reportable  
segments 

Common 
Group 
Functions 

Elimina- 
tions 

  Net sales to external customers 

24 769 

7 877 

1 015 

7 453 

41 114 

  Net sales to other segments 

  Depreciation and amortization 

Impairment and customer fi nance charges 

  Operating profi t/loss 1 

Share of results of associated companies 

Balance sheet information
Capital expenditures 2 
Segment assets 3 

  of which:

–  

279 

–  

4 100 

–  

244 

4 921 

–  

99 

–  

1 319 

–  

73 

1 474 

Investments in associated companies 

–  

–  

16 

36 

–  

– 258 

–  

30 

604 

–  

–  

203 

–  

808 

–  

126 

3 746 

16 

617 

–  

5 969 

–  

473 

10 745 

7 

– 7 

95 

51 

– 481 

28 

177 

1 190 

– 9  

– 31  

–  

–  

224 

  Unallocated assets 4 

Total assets  

Segment liabilities 5 
  Unallocated liabilities 6 

Total liabilities 

2005, EURm

Profit and loss information

5 140 

1 622 

395 

1 703 

8 860 

337 

– 333  

  Net sales to external customers 

20 811 

5 979 

  Net sales to other segments 

  Depreciation and amortization 

Impairment and customer fi nance charges 

  Operating profi t/loss 

Share of results of associated companies 

Balance sheet information
Capital expenditures 2 
Segment assets 3 

  of which:

–  

247 

–  

3 598 

–  

273 

4 355 

2 

83 

36 

836 

–  

77 

1 374 

Investments in associated companies 

–  

–  

839 

22 

22 

–  

– 258 

–  

24 

202 

–  

6 556 

34 185 

1 

241 

–  

855 

–  

102 

3 437 

25 

593 

36 

5 031 

–  

476 

9 368 

6 

– 6 

119 

30 

– 392 

10 

131 

1 135 

–  

–  

193 

– 19 

– 53 

  Unallocated assets 4 

Total assets  

Segment liabilities 5 
  Unallocated liabilities 6 

Total liabilities 

2004, EURm

Profit and loss information
  Net sales to external customers 
  Net sales to other segments 
  Depreciation and amortization 

Impairment and customer fi nance charges 

  Operating profi t/loss 

Share of results of associated companies 

4 772 

1 505 

315 

1 607 

8 199 

241 

– 156 

18 443 
78 
306 
–  
3 786 
–  

3 653 
23 
77 
–  
175 
–  

815 
24 
23 
–  
– 210 
–  

6 431 
–  
314 
115 
884 
–  

29 342 
125 
720 
115 
4 635 
–  

29 
– 29 
148 
11 
– 309 
– 26 

– 96 

Group

41 121

– 

712

51

5 488

28

650

11 904

224

10 713

22 617

8 864

1 693

10 557

34 191

– 

712

66

4 639

10

607

10 450

193

12 002

22 452

8 284

1 654

9 938

29 371
– 
868
126
4 326
– 26

1 

2 

Networks operating profit includes a gain of EUR 276 million 
relating to a partial recovery of a previously impaired financ-
ing arrangement with Telsim.

Including goodwill and capitalized development costs, capital 
expenditures in 2006 amount to EUR 1 240 million (EUR 760 
million in 2005). The goodwill and capitalized development 
costs consist of EUR 60 million in 2006 (EUR 31 million in 2005) 
for Mobile Phones, EUR 171 million in 2006 (EUR 16 million in 
2005) for Multimedia, EUR 271 million in 2006 (EUR 5 million in 
2005) for Enterprise Solutions, EUR 88 million in 2006 (EUR 93 
million in 2005) for Networks and EUR 0 million in 2006 (EUR 8 
million in 2005) for Common Group Functions.

3 

4 

Comprises intangible assets, property, plant and equipment, 
investments, inventories and accounts receivable as well as 
prepaid expenses and accrued income except those related to 
interest and taxes.

5 

6 

Unallocated assets include cash and other liquid assets, 
available-for-sale investments, long-term loans receivable 
and other financial assets as well as interest and tax related 
prepaid expenses, accrued income and deferred tax assets. Tax 
related prepaid expenses and accrued income, and deferred 
tax assets amount to EUR 1 240 million in 2006 (EUR 1 281 
million in 2005).

Comprises accounts payable, accrued expenses and provisions 
except those related to interest and taxes.

Unallocated liabilities include non-current liabilities and short-
term borrowings as well as interest and tax related prepaid 
income, accrued expenses and provisions. Tax related accrued 
expenses and deferred tax liabilities amount to EUR 497 mil-
lion in 2006 (EUR 433 million in 2005).

Notes to the consolidated fi nancial statement 

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

Net sales to external customers
by geographic area 
by location of customer 

Finland 
China 
USA 
India 
Great Britain 
Germany 
Other 
Total 

Segment assets by geographic area 

Finland 
China 
USA 
India 
Great Britain 
Germany 
Other 
Total 

Capital expenditures by market area 

Finland 
China 
USA 
India 
Great Britain 
Germany 
Other 
Total 1 

2006 
EURm 

387 
4 913 
2 815 
2 713 
2 425 
2 060 
25 808 
41 121 

2006 
EURm 

4 165 
1 257 
1 270 
618 
523 
615 
3 456 
11 904 

2006 
EURm 

275 
125 
63 
65 
11 
23 
88 
650 

2005 
EURm 

331 
3 403 
2 743 
2 022 
2 405 
1 982 
21 305 
34 191 

2005
EURm

3 619
1 120
1 437
416
437
390
3 031
10 450

2005 
EURm 

2004 
EURm

259 
93 
74 
31 
12 
26 
112 
607 

216
57
80
3
5
20
167
548

1 

Including goodwill and capitalized development costs, capital expenditures amount to EUR 1 240 
million in 2006 (EUR 760 million in 2005 and EUR 649 million in 2004). The goodwill and capitalized 
development costs in 2006 consist of EUR 268 million in USA (EUR 0 million in USA in 2005 and EUR 
0 million in USA in 2004) and EUR 321 million in other areas (EUR 153 million in 2005 and EUR 101 
million in 2004).

20 

Nokia in 2006

3.  Percentage of completion   

2004 
EURm

351
2 678
3 430
1 369
2 269
1 730
17 544
29 371

Contract sales recognized under the cost-to-cost method of percentage of comple-
tion accounting were EUR 6 308 million in 2006 (EUR 5 520 million in 2005 and EUR 
5 197 million in 2004).

Advances received related to construction contracts, included in prepaid in-
come under accrued expenses, were EUR 220 million at December 31, 2006 (EUR 148 
million in 2005 and EUR 185 million in 2004). Contract revenues recorded prior to 
billings, included in accounts receivable, were EUR 371 million at December 31, 2006 
(EUR 0 million in 2005 and EUR 80 million in 2004).

The aggregate amount of costs incurred and recognized profi ts (net of recog-
nized losses) under construction contracts in progress since inception was EUR 6 705 
million at December 31, 2006 (EUR 7 309 million at December 31, 2005).

Retentions related to construction contracts, included in accounts receivable, 
were EUR 131 million at December 31, 2006 (EUR 193 million at December 31, 2005).
Application of the percentage of completion method based on a zero profi t 

margin was not material for all periods presented.

4.  Personnel expenses

EURm 

Wages and salaries 
Share-based compensation expense, total 
Pension expenses, net 
Other social expenses 
Personnel expenses as per profi t 
and loss account 

2006 

3 457 
 192 
 310 
 439 

2005 

3 127 
 104 
 252 
 394 

2004

2 805
 62
 253
 372

4 398 

3 877 

3 492

Share-based compensation expense includes pension and other social costs of EUR 
– 4 million (EUR 9 million in 2005 and EUR 2 million in 2004) based upon the related 
employee charge recognized during the year. In 2006, the benefi t was due to a 
change in the treatment of pension and other social costs.

The net of tax share-based compensation expense amounted to EUR 141 million 

in 2006 (EUR 82 million in 2005 and EUR 60 million in 2004).

Pension expenses, comprised of multi-employer, insured and defi ned contribu-
tion plans were EUR 198 million in 2006 (EUR 206 million in 2005 and EUR 192 million 
in 2004).

Average personnel 

2006 

2005 

2004

Mobile Phones 
Multimedia 
Enterprise Solutions 
Networks 
Common Group Functions 
Nokia Group 

5.  Pensions

3 639 
3 058 
2 264 
20 277 
36 086 
65 324 

2 647 
2 750 
2 185 
17 676 
31 638 
56 896 

2 853
2 851
2 167
15 463
30 177
53 511

The most signifi cant pension plans are in Finland and are comprised of the Finnish 
state TEL system with benefi ts directly linked to employee earnings. These benefi ts 
are fi nanced in two distinct portions. The majority of benefi ts are fi nanced by con-
tributions to a central pool with the majority of the contributions being used to pay 
current benefi ts. The other part comprises reserved benefi ts which are pre-funded 
through the trustee-administered Nokia Pension Foundation. The pooled portion 
of the TEL system is accounted for as a defi ned contribution plan and the reserved 
portion as a defi ned benefi t plan. The foreign plans include both defi ned contribu-
tion and defi ned benefi t plans.

 
 
 
 
 
 
 
 
 
 
 
 
 
Effective January 1, 2005, the Finnish TEL system was reformed. The most 
signifi cant change that has an impact on the Group’s future fi nancial statements 
is that pensions accumulated after 2005 are calculated on the earnings during the 
entire working career, not only on the basis of the last few years of employment as 
provided by the old rules. An increase to the rate at which pensions accrue led to a 
past service cost of EUR 5 million in 2004, which will be recognized over employees’ 
future average working life.

As a result of the changes in the TEL system, which increased the Group’s obliga-

tion in respect of ex-employees, and reduced the obligation in respect of recent 
recruits, a change in the liability has been recognised to cover future disability 
pensions. In 2005, to compensate the Group for the additional liability in respect of 
ex-employees assets, of EUR 24 million were transferred from the pooled part of the 
pension system to cover future disability pensions inside Nokia Pension Foundation. 
As this transfer of assets is effectively a reduction of the obligation to the pooled pre-
mium, it has been accounted for as a credit to the profi t and loss account during 2005.
The following table sets forth the changes in the benefi t obligation and fair 
value of plan assets during the year and the funded status of the signifi cant defi ned 
benefi t pension plans showing the amounts that are recognized in the Group’s 
consolidated balance sheet at December 31:

2006 

2005

Domestic 
plans 

Foreign 
plans 

Domestic 
plans 

Foreign
plans

– 890 

– 495 

– 727 

– 398

–  

– 63 

– 40 

–  

– 51 

3 

10 

– 3 

– 38 

– 26 

– 7 

14 

–  

9 

–  

– 48 

– 36 

–  

– 91 

3 

9 

– 3

– 21

– 22

– 6

– 52

– 

7

– 1 031 

– 546 

– 890 

– 495

904 

372 

768 

303

EURm 

Present value of defi ned benefi t
obligations at beginning of year 

Foreign currency exchange rate 
changes 

Current service cost 

Interest cost 

Plan participants’ contributions 

Actuarial loss (–)/gain (+) 

Curtailment 

Benefi ts paid 

Present value of defi ned benefi t 
obligations at end of year 

Plan assets at fair value 
at beginning of year 

Foreign currency exchange rate 
changes 

Expected return on plan assets 

Actuarial gain (+)/loss (–) on plan assets  – 8 

Employer contribution 

Plan participants’ contributions 

Transfer from central pool 

Benefi ts paid 

Plan assets at fair value 
at end of year 

Defi cit (–)/Surplus (+) 

Unrecognized net actuarial losses 

Unrecognized past service cost 

Prepaid (+)/Accrued (–) pension cost 
in balance sheet 

–  

41 

59 

–  

–  

– 11 

985 

– 46 

187 

–  

3 

21 

– 3 

32 

8 

–  

– 9 

424 

– 122 

89 

–  

–  

46 

56 

19 

–  

24 

– 9 

904 

14 

128 

3 

3

18

22

27

6

– 

– 7

372

– 123

105

141 

– 33 

145 

– 18

Present value of obligations include EUR 300 million (EUR 251 million in 2005) of 
wholly funded obligations, EUR 1 244 million of partly funded obligations (EUR 1 099 
million in 2005) and EUR 33 million (EUR 35 million in 2005) of unfunded obligations.

Notes to the consolidated financial statements

The amounts recognized in the profi t and loss account are as follows:

EURm 

2006 

2005 

2004

Current service cost 
Interest cost 
Expected return on plan assets 
Net actuarial losses recognized in year 
Past service cost gain (–)/loss (+) 
Transfer from central pool 
Curtailment 
Total, included in personnel expenses 

101 
66 
– 62 
8 
3 
–  
– 4 
112 

69 
58 
– 64 
9 
1 
– 24 
– 3 
46 

62
56
– 56
– 
– 1
– 
– 
61

Movements in prepaid pension costs recognized in the balance sheet are as follows:

EURm 

2006 

Prepaid pension costs at beginning of year 

127 

Net income (+)/expense (–) recognized in the
profi t and loss account 

Contributions paid 

Foreign currency exchange rate changes 

Prepaid pension costs at end of year 1 

– 112 

91 

2 

108 

2005

126

– 46

46

1

127

1 

Included within prepaid expenses and accrued income.

The prepaid pension cost above consists of a prepayment of EUR 206 million 
(EUR 207 million in 2005) and an accrual of EUR 98 million (EUR 80 million in 2005).

EURm 

2006 

2005 

2004 

2003 

2002

Present value of defi ned 
benefi t obligation 

– 1 577  – 1 385  – 1 125  – 1 009 

– 800

Plan assets at fair value 

1 409 

1 276 

1 071 

887 

Defi cit 

– 168 

– 109 

– 54 

– 122 

762

– 38

Experience adjustments arising on plan obligations amount to a loss of EUR 25 mil-
lion in 2006. Experience adjustments arising on plan assets amount to a loss of EUR 
11 million in 2006.

The principal actuarial weighted average assumptions used were as follows:

% 

Domestic 

Foreign 

Domestic 

Foreign

2006 

2005

Discount rate for determining 
present values 

Expected long-term rate 
of return on plan assets 

Annual rate of increase in future 
compensation levels 

– 

Pension increases 

4.60 

4.78 

4.20 

4.55

4.60 

5.50 

4.44 

5.49

3.50 

2.00 

3.59 

2.69 

3.50 

2.00 

3.91

2.55

Notes to the consolidated fi nancial statement 

21

 
 
 
 
 
 
Solutions recorded a charge of EUR 29 million for personnel expenses and other 
costs in connection with a restructuring taken in light of general downturn in 
market conditions, which were fully paid during 2005. Other operating income for 
2004 includes a gain of EUR 160 million representing the premium return under a 
multi-line, multi-year insurance program, which expired during 2004. The return 
was due to our low claims experience during the policy period.

In all three years presented “Other operating income and expenses” include 
the costs of hedging forecasted sales and purchases (forward points of cash fl ow 
hedges).

Notes to the consolidated financial statements

The Groups’s pension plan asset allocation as a percentage of plan assets at Decem-
ber 31, 2006, and 2005, by asset category are as follows:

% 

Domestic 

Foreign 

Domestic 

Foreign

2006 

2005

Asset category:

Equity securities 

Debt securities 

Insurance contracts 

Real estate 

Short-term investments 

Total 

11 

75 

–  

1 

13 

100 

27 

61 

11 

–  

1 

25 

72 

–  

2 

1 

26

62

11

– 

1

100 

100 

100

The objective of the investment activities is to maximize the excess of plan assets 
over projected benefi t obligations, within an accepted risk  level, taking into account 
the interest rate and infl ation sensitivity of the assets as well as the obligations. 
As of December 31, 2006 the target asset allocation for both domestic as well as 
foreign plans was 100% long dated debt securities. In addition, a risk limit has been 
approved to tactically deviate from the target asset allocation.

The Pension Committee of the Group, consisting of the CFO, Head of Treasury, 

Head of HR and other HR representatives, approves both the target asset allocation 
as well as the deviation limit. Derivative instruments can be used to change the 
portfolio asset allocation and risk characteristics.

The domestic pension plans’ assets did not include Nokia securities in 2006 

(EUR 6 million in 2005). 

The foreign pension plan assets include a self investment through a loan pro-
vided to Nokia by the Group’s German pension fund of EUR 88 million (EUR 62 million 
in 2005). See Note 33.

The actual return on plan assets was EUR 51 million in 2006 (EUR 147 million in 

2005).

In 2007, the Group expects to make contributions of EUR 50 million and EUR 29 

million to its domestic and foreign defi ned benefi t pension plans, respectively.

6.  Advertising and promotional expenses

The Group expenses advertising and promotion costs as incurred. Advertising and 
promotional expenses were EUR 1 515 million in 2006 (EUR 1 481 million in 2005 and 
EUR 1 144 million in 2004).

7.  Other operating income and expenses

Other operating income for 2006 includes a gain of EUR 276 million representing 
Nokia’s share of the proceeds relating to a partial recovery  of a previously impaired 
fi nancing arrangement with Telsim. Other operating expenses for 2006 includes EUR 
142 million charges primarily related to the restructuring for the CDMA business and 
associated asset write-downs. Working together with co-development partners, 
Nokia intends to selectively participate in key CDMA markets, with special focus 
on North America, China and India. Accordingly, Nokia is ramping down its CDMA 
research, development and production which will cease by April 2007. In 2006, 
Enterprise Solutions recorded a charge of EUR 8 million for personnel expenses and 
other costs as a result of more focused R&D.

Other operating income for 2005 includes a gain of EUR 61 million relating to 
the divestiture of the Group’s Tetra business, a EUR 18 million gain related to the 
partial sale of a minority investment (see Note 15) and a EUR 45 million gain related 
to qualifying sales and leaseback transactions for real estate. In 2005, Enterprise 

22 

Nokia in 2006

 
 
Notes to the consolidated financial statements

8.  Impairment

2006, EURm 

Impairment of available-for-sale investments 

Impairment of other intangible assets 

Total, net 

2005, EURm

Impairment of available-for-sale investments 

Total, net 

2004, EURm

Impairment of available-for-sale investments 

Impairment of capitalized development costs 

Total, net 

Mobile  
Phones  Multimedia 

Enterprise  
Solutions 

Networks 

Common
Group  
Functions 

Group

–  

33 

33 

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

115 

115 

18 

–  

18 

30 

30 

11 

–  

11 

18

33

51

30

30

11

115

126

During 2006, the Group’s investment in certain equity securities held as non-cur-
rent available-for-sale suffered a permanent decline in fair value resulting in an 
impairment charge of EUR 18 million (EUR 30 million in 2005, EUR 11 million in 2004) 
relating to non-current available-for-sale investments.

In connection with the restructuring of its CDMA business, the Group recorded 

an impairment charge of EUR 33 million during 2006 related to an acquired CDMA 
license. The impaired CDMA license was included in Mobile Phones business group. 
During 2004, the Group recorded an impairment charge of EUR 65 million 

of capitalized development costs due to the abandonment of FlexiGateway and 

Horizontal Technology modules. In addition, an impairment charge of EUR 50 
million was recorded on WCDMA radio access network program due to changes in 
market outlook. The impairment loss was determined as the difference between the 
carrying amount of the asset and its recoverable amount. The recoverable amount 
for WCDMA radio access network was derived from the discounted cash fl ow projec-
tions, which cover the estimated life of the WCDMA radio access network current 
technology, using a pre-tax discount rate of 15%. The impaired technologies were 
part of the Networks business group.

9.  Acquisitions   

On February 10, 2006, the Group completed its acquisition of all of the outstanding 
common stock of Intellisync Corporation. Intellisync is a leader in synchronization 
technology for platform-independent wireless messaging and other business appli-
cations for mobile devices. The acquisition of Intellisync will enhance Nokia’s ability 
to respond to its customers and effectively puts Nokia at the core of any mobility 
solution for businesses of all sizes. Intellisync reported revenues of USD 59 million 
(EUR 47 million) and net loss of USD 13 million (EUR 11 million) for the year ended 
July 31, 2005. Intellisync’s contribution to revenue and net profi t is not material to 
the Group.

The total cost of the acquisition was EUR 325 million consisting of EUR 319 mil-

lion of cash and EUR 6 million of costs directly attributable to the acquisition.

The following table summarises the estimated fair values of the assets ac-
quired and liabilities assumed at the date of acquisition. The fair value of intangible 
assets has been determined with the assistance of an independent third party valu-
ation specialist. The carrying amount of Intellisync net assets immediately before 
the acquisition amounted to EUR 50 million.

February 10, 2006 

EURm

Intangible assets subject to amortization:
Technology related intangible assets 
Other intangible assets 

Deferred tax assets 
Other non-current assets 
Non-current assets 
Goodwill 
Current assets 
Total assets acquired 

Deferred tax liabilities 
Other non-current liabilties 
Non-current liabilities 
Current liabilities 
Total liabilities assumed 

Net assets acquired 

38
22
60
45
16
121
290
42
453

23
1
24
104
128

325

The goodwill of EUR 290 million has been allocated to the Enterprise Solutions 
segment. The goodwill is attributable to assembled workforce and the signifi cant 
synergies expected to arise subsequent to the acquisition. None of the goodwill 
acquired is expected to be deductible for tax purposes.

Notes to the consolidated fi nancial statement 

23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

In 2006, the Group acquired ownership interests or increased its existing 
ownership interests in the following three entities for total consideration of EUR 366 
million, of which EUR 347 million was in cash, EUR 5 million in directly attributable 
costs and EUR 14 million in deferred cash consideration: 

 »  Nokia Telecommunications Ltd., based in BDA, Beijing, a leading mobile com-

munications manufacturer in China. The Group acquired an additional 22% 
ownership interest in Nokia Telecommunications Ltd. on June 30, 2006.

 » 

 » 

Loudeye Corporation, based in Bristol, England a global leader of digital music 
platforms and digital media distribution services. The Group acquired a 100% 
ownership interest in Loudeye Corporation on October 16, 2006. 

gate5 AG, based in Berlin, Germany, a leading supplier of mapping, routing and 
navigation software and services. The Group acquired a 100% ownership inter-
est in gate5 AG on October 15, 2006. 

Goodwill and aggregate net assets acquired in these three transactions amounted 
to EUR 198 million and EUR 168 million, respectively. Goodwill has been allocated 
to the Multimedia segment and to the Mobile Phone segment. The goodwill arising 
from these acquisitions is attributable to assembled workforce and post acquisition 
synergies. None of the goodwill recognized in these transactions is expected to be 
tax deductible. 

Goodwill is allocated to the Group’s cash-generating units (CGU) for the purpose 

of impairment testing. The allocation is made to those cash-generating units that 
are expected to benefi t from the synergies of the business combination in which the 
goodwill arose.

The carrying amount of goodwill allocated to the Intellisync CGU amounts 
to EUR 223 million and is signifi cant relative to the Group’s total carrying amount 
of goodwill. The Intellisync CGU is part of the Enterprise Solutions segment. The 
carrying amount of goodwill allocated to other Group CGU’s are not individually 
signifi cant to the Group’s total carrying amount of goodwill.

The recoverable amount of the Intellisync CGU is determined based on a value-
in-use calculation. The pre-tax cash fl ow projections employed in the value-in-use 
calculation are based on fi nancial plans approved by management. These projec-
tions are consistent with external sources of information. Cash fl ows beyond the 
explicit forecast period are extrapolated using an estimated terminal growth rate 
of 4.9%. The terminal growth rate does not exceed the long-term average growth 
rates for the industry and economies in which the Intellisync CGU operates. Man-
agement expects that moderate market share growth in a high-growth industry 
segment will drive strong revenue growth. Increased volume is expected to cause 
operating profi t margins to improve to prevailing levels in the industry. The pre-tax 
cash fl ow projections are discounted using a pre-tax discount rate of 18.5%.

The aggregate carrying amount of goodwill allocated across multiple CGUs 

amounts to EUR 309 million at the end of 2006 and the amount allocated to each 
individual CGU is not individually signifi cant.

10.  Depreciation and amortization

Depreciation and amortization by function
Cost of sales 
Research and development 
Selling and marketing  
Administrative and general 
Other operating expenses 
Amortization of goodwill  
Total 

279 
312 
9 
111 
1 
– 
712 

242 
349 
9 
99 
13 
– 
712 

196
431
14
123
8
96
868

24 

Nokia in 2006

11.  Financial income and expenses

EURm 

2006 

2005 

2004

Income from available-for-sale investments
  Dividend income 
Interest income  
Other fi nancial income 
Foreign exchange gains and losses 
Interest expense 
Other fi nancial expenses 
Total 

– 
223 
55 
– 31 
– 22 
– 18 
207 

1 
295 
77 
– 11 
– 18 
– 22 
322 

22
299
178
8
– 22
– 80
405

During 2005, Nokia sold the remaining holdings in the subordinated convertible 
perpetual bonds issued by France Telecom. As a result, the Group booked a total net 
gain of EUR 57 million (EUR 106 million in 2004) in other fi nancial income, of which 
EUR 53 million (EUR 104 million in 2004) was recycled from fair value and other 
reserves in shareholders’ equity. See Notes 16 and 21.

12.  Income taxes

EURm 

Income tax expense

Current tax 
  Deferred tax 
Total 

Finland 
Other countries 
Total 

2006 

2005 

2004

– 1 303 
– 54 
– 1 357 

– 941 
– 416 
– 1 357 

– 1 262 
– 19 
– 1 281 

– 759 
– 522 
– 1 281 

– 1 403
– 43
– 1 446

– 1 128
– 318
– 1 446

The differences between income tax expense computed at statutory rates (in 
Finland 26% in 2006 and 2005 and 29% in 2004) and income taxes recognized in the 
consolidated income statement is reconciled as follows at December 31:

EURm 

Income tax expense at statutory rate 

  Amortization of goodwill 

  Provisions without income tax 
  benefi t/expense 

  Taxes for prior years 

  Taxes on foreign subsidiaries’ profi ts 

lower than income taxes at statutory rate 

  Net change in provisions 

Change in deferred tax rate 

  Deferred tax liability on undistributed 
  earnings 

  Other 

Income tax expense 

2006 

1 488 

–  

12 

– 24 

– 73 

– 12 

–  

– 3 

–  

– 31 

1 357 

2005 

1 295 

–  

11 

1 

– 30 

22 

–  

8 

–  

– 26 

1 281 

2004

1 372

28

– 

– 34

– 130

67

26

60

11

46

1 446

In the beginning of 2005, the corporate tax rate in Finland was reduced from 29% 
to 26%. The impact of the change on the profi t and loss account through change in 
deferred taxes in 2004 was EUR 26 million.

Income taxes include a tax benefi t from received and accrued tax refunds from 

previous years of EUR 84 million in 2006 (EUR 48 million in 2005).

Certain of the Group companies’ income tax returns for periods ranging from 
2001 through 2005 are under examination by tax authorities. The Group does not 

EURm  

2006 

2005 

2004

  Adoption of IAS 39(R) and IFRS 2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

believe that any signifi cant additional taxes in excess of those already provided for 
will arise as a result of the examinations.

EURm 

2006 

2005

14.  Property, plant and equipment 

During 2004, the Group analyzed its future foreign investment plans with 
respect to certain foreign investments. As a result of this analysis, the Group con-
cluded that it could no longer represent that all foreign earnings may be perma-
nently reinvested. Accordingly, the Group recognized a EUR 60 million deferred tax 
liability in 2004. In 2006, the deferred tax liability was EUR 65 million (EUR 68 million 
in 2005) in respect of undistributed foreign earnings.

13.  Intangible assets

EURm 

2006 

2005

Capitalized development costs
Acquisition cost January 1 
Additions during the period 
Disposals during the period 
Accumulated acquisition cost December 31 

Accumulated amortization January 1 
Disposals during the period 
Amortization for the period 
Accumulated amortization December 31 

Net book value January 1 
Net book value December 31 

Goodwill
Acquisition cost January 1 
Transfer of accumulated amortization 
on adoption of IFRS 3 
Translation differences 
Additions during the period (Note 9) 
Other changes 
Accumulated acquisition cost December 31 

Net book value January 1 
Net book value December 31 

Other intangible assets
Acquisition cost January 1 
Translation differences 
Additions during the period 
Acquisition of subsidiary (Note 9) 
Impairment losses 
Disposals during the period 
Accumulated acquisition cost December 31 

Accumulated amortization January 1 
Translation differences 
Disposals during the period 
Amortization for the period 
Accumulated amortization December 31 

Net book value January 1 
Net book value December 31 

 1 445  
 127  
– 39  
 1 533  

– 1 185  
 39  
– 136  
– 1 282  

 260  
 251  

 1 322 
 153
– 30
 1 445 

– 1 044 
 30
– 171
– 1 185 

 278
 260

 90  

 1 298

–  
– 26  
 488  
– 20  
 532  

 90  
 532  

 676  
– 21  
99  
122  
– 33  
– 71  
772  

– 465  
10  
66  
– 85  
– 474  

211  
298  

– 1 208
– 
– 
– 
 90

 90
 90

 631
 3
59
– 
– 
– 17
676

– 422
7
14
– 64
– 465 

209
211

Land and water areas
Acquisition cost January 1 
Translation differences 
Additions during the period 
Disposals during the period 
Accumulated acquisition cost December 31 

Net book value January 1 
Net book value December 31 

Buildings and constructions
Acquisition cost January 1 
Translation differences 
Additions during the period 
Disposals during the period 
Accumulated acquisition cost December 31 

Accumulated depreciation January 1 
Translation differences 
Disposals during the period 
Depreciation for the period 
Accumulated depreciation December 31 

Net book value January 1 
Net book value December 31 

Machinery and equipment
Acquisition cost January 1 
Translation differences 
Additions during the period 
Disposals during the period 
Accumulated acquisition cost December 31 

Accumulated depreciation January 1 
Translation differences 
Disposals during the period 
Depreciation for the period 
Accumulated depreciation December 31 

Net book value January 1 
Net book value December 31 

Other tangible assets
Acquisition cost January 1 
Translation differences 
Additions during the period 
Disposals during the period 
Accumulated acquisition cost December 31 

Accumulated depreciation January 1 
Translation differences 
Disposals during the period 
Depreciation for the period 
Accumulated depreciation December 31 

Net book value January 1 
Net book value December 31 

82  
– 1  
–  
– 3  
78  

82  
78  

865  
– 11  
123  
– 52  
925  

– 244  
4  
40  
– 30  
– 230  

621  
695  

 3 735  
– 62  
466  
– 432  
 3 707  

– 2 984  
48  
429  
– 459  
– 2 966  

751  
741  

17  
– 1  
6  
–  
22  

– 6  
–  
–  
– 1  
– 7  

11  
15  

Advance payments and fixed assets under construction
Net carrying amount January 1 
Translation differences 
Additions  
Disposals 
Transfers to:
Other intangible assets 
Buildings and constructions 
Machinery and equipment 
Net carrying amount December 31 
Total property, plant and equipment 

120  
– 2  
213  
– 1  

– 37  
– 89  
– 131  
73  
 1 602  

104
1
5
– 28
82

104
82

910 
16
29
– 90
865

– 220
– 1
12
– 35
– 244

690
621 

 3 340 
149 
470 
– 224
 3 735 

– 2 650
– 111
217
– 440
– 2 984

690
751

21
1
1
– 6 
17

– 11
1
6 
– 2
– 6

10 
11

40
2
105
– 

– 3
– 4
– 20
120
 1 585

Notes to the consolidated fi nancial statement 

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

15.  Investments in associated companies

17.  Long-term loans receivable

Long-term loans receivable, consisting of loans made to suppliers and to customers 
principally to support their fi nancing of network infrastructure and services or 
working capital, net of allowances and write-offs amounts (Note 8), are repayable 
as follows: 

EURm 

Under 1 year 
Between 1 and 2 years 
Between 2 and 5 years 
Over 5 years 

18.  Inventories

EURm 

Raw materials, supplies and other 
Work in progress 
Finished goods 
Total 

2006 

2005

–  
 7 
 12 
–  
 19 

 56
– 
 7
– 
 63

2006 

2005

360  
600  
594  
 1 554  

361
685
622
 1 668

19.  Accounts receivable and prepaid expenses 

and accrued income  

Accounts receivable include EUR 115 million (EUR 166 million in 2005) due more than 
12 months after the balance sheet date.

Prepaid expenses and accrued income primarily consists of VAT and other tax 

receivables. Prepaid expenses and accrued income also include prepaid pension 
costs, accrued interest income and other accrued income, but no amounts which are 
individually signifi cant.

EURm 

2006 

2005

Net carrying amount January 1 
Translation differences 
Additions 
Disposals 
Share of results 
Other movements 
Net carrying amount December 31 

193 
– 2 
19 
– 1 
28 
– 13 
224 

200
8
12
– 17
10
– 20
193

In 2005, the Group disposed of part of its 36.2% minority holding in Aircom Ltd re-
sulting in a holding of 10%. The gain on the sale recorded in other operating income 
was EUR 18 million. The Group’s remaining 10% holding in Aircom shares is recorded 
as a non-current available-for-sale investment.

Shareholdings in associated companies are comprised of investments in un-

listed companies in all periods presented.

16.  Available-for-sale investments

EURm 

2006 

2005

Fair value at January 1 
Translation differences 
Deductions, net 
Fair value gains (losses) 
Impairment charges (Note 8) 
Fair value at December 31 
Non-current  
Current, liquid assets 
Current, cash equivalents 

8 591 
– 44 
– 1 184 
1 
– 18 
7 346 
288 
5 012 
2 046 

10 876
49
– 2 276
– 28
– 30
8 591
246
6 852
1 493

Available-for-sale investments, comprising marketable debt and equity securities 
and investments in unlisted equity shares, are fair valued, except in the case of 
certain unlisted equities, where the fair value cannot be measured reliably. Such 
unlisted equities are carried at cost, less impairment (EUR 103 million in 2006 and 
EUR 82 million in 2005). Fair value for equity investments traded in active markets 
and for unlisted equities, where the fair value can be measured reliably, was EUR 
185 million in 2006 and EUR 165 million in 2005. Fair value for equity investments 
traded in active markets is determined by using exchange quoted bid prices. For 
other investments, fair value is estimated by using the current market value of 
similar instruments or by reference to the discounted cash fl ows of the underlying 
net assets. Gains and losses arising from the change in the fair value of available-
for-sale investments are recognized directly in Fair value and other reserves.

Available-for-sale investments comprise: (1) highly liquid, interest-bearing 
investments with maturities at acquisition of longer than 3 months, which are 
regarded as current available-for-sale investments, liquid assets, (2) similar types 
of investments as in category (1), but with maturities at acquisition of less than 
3 months, which are regarded as current available-for-sale investments, cash 
equivalents. The remaining part of the available-for-sale investments portfolio is 
classifi ed as non-current. See Note 37 for details of fi xed income and money market 
investments.

26 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

20.  Valuation and qualifying accounts

Allowances on assets to which they apply: 

Balance at  
beginning of year 
EURm 

Charged to cost 
 and expenses 
EURm 

 Deductions 1  

EURm 

Balance at
end of year
EURm

2006 
Allowance for doubtful accounts  
Excess and obsolete inventory  

2005
Allowance for doubtful accounts  
Excess and obsolete inventory 2 

2004
Allowance for doubtful accounts  
Excess and obsolete inventory  

281 
176 

361 
172 

367 
188 

70 
353 

80 
376 

155 
308 

– 139 
– 311 

– 160 
– 372 

– 161 
– 324 

212
218

281
176

361
172

1 

2 

Deductions include utilization and releases of the allowances.

In 2005, reported deductions inadvertently excluded certain items. The previously reported 2005 
deductions of EUR 249 million were adjusted to the current amount of EUR 372 million and the 
reported ending balance was similarly adjusted. This matter affected the disclosure only and had no 
impact on the balance sheet, profit and loss or cash flow. 

21.  Fair value and other reserves  

Balance at January 1, 2004 

Cash flow hedges:

Hedging reserve, EURm 

Available-for-sale
investments, EURm 

Total, EURm

Gross 

Tax 

Net 

Gross 

Tax 

Net 

Gross 

Tax 

Net

14 

– 2 

12 

83 

– 14 

69 

97 

– 16 

80

Fair value gains (+)/losses (–) in period 

–  

– 1 

– 1 

–  

–  

–  

–  

– 1 

– 1

–  
–  
–  
14 

–  
–  
–  
– 3 

–  
–  
–  
11 

18 
11 
– 105 
7 

– 1 
–  
10 
– 5 

17 
11 
– 95 
2 

18 
11 
– 105 
21 

– 1 
–  
10 
– 8 

17
11
– 95
13

Available-for-sale investments: 
  Net fair value gains (+)/losses (–) 
  Transfer to profit and loss account on impairment 
  Transfer of fair value gains to profit and loss account on disposal 
Balance at December 31, 2004 

Cash flow hedges:

Fair value gains (+)/losses (–) in period 

Available-for-sale investments: 

  Net fair value gains (+)/losses (–) 

  Transfer to profi t and loss account on impairment 

  Transfer of fair value gains to profi t and loss account on disposal 

  Transfer of fair value losses to profi t and loss account on disposal 

Balance at December 31, 2005 

Cash flow hedges:

– 177 

45 

– 132 

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

– 163 

42 

– 121 

– 69 

9 

– 5 

2 

– 56 

Fair value gains (+)/losses (–) in period 

232 

– 61 

171 

–  

Available-for-sale investments: 

  Net fair value gains (+)/losses (–) 

  Transfer to profi t and loss account on impairment 

  Transfer of fair value losses to profi t and loss account on disposal 

Balance at December 31, 2006 

–  

–  

–  

–  

–  

–  

–  

–  

–  

69 

– 19 

50 

– 42 

18 

14 

– 66 

–  

6 

–  

–  

–  

1 

–  

1 

–  

–  

2 

–  

– 177 

45 

– 132

– 63 

9 

– 5 

2 

– 69 

9 

– 5 

2 

6 

–  

–  

–  

– 63

9

– 5

2

– 55 

– 219 

43 

– 176

–  

232 

– 61 

171

– 41 

18 

14 

– 64 

– 42 

18 

14 

3 

1 

–  

–  

– 41

18

14

– 17 

– 14

Notes to the consolidated fi nancial statement 

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

In order to ensure that amounts deferred in the cash fl ow hedging reserve represent 
only the effective portion of gains and losses on properly designated hedges of 
future transactions that remain highly probable at the balance sheet date, Nokia 
has adopted a process under which all derivative gains and losses are initially rec-
ognized in the profi t and loss account. The appropriate reserve balance is calculated 
at the end of each period and posted to the Hedging reserve.

Pursuant to the stock options issued, an aggregate maximum number of 
91 656 401 new Nokia shares may be subscribed for, representing EUR 5 499 384 of 
the share capital and approximately 2.3% of the total number of votes at Decem-
ber 31, 2006. During 2006, the exercise of 3 046 079 options resulted in the issuance 
of 3 046 079 new shares and an increase of the share capital of the parent company 
of EUR 182 765.

There were no other stock options or convertible bonds outstanding as of 
December 31, 2006, which upon excercise would result in an increase of the share 
capital of the parent company. 

The Group continuously reviews the underlying cash fl ows and the hedges allo-
cated thereto, to ensure that the amounts transferred to the Hedging reserve do not 
include gains/losses on forward exchange contracts that have been designated to 
hedge forecasted sales or purchases that are no longer expected to occur. Because 
of the number of transactions undertaken during each period and the process used 
to calculate the reserve balance, separate disclosure of the transfers of gains and 
losses to and from the reserve would be impractical.

All of the net fair value gains or losses recorded in the hedging reserve at 
December 31, 2006 on open forward foreign exchange contracts which hedge 
anticipated future foreign currency sales or purchases are transferred from the 
Hedging Reserve to the profi t and loss account when the forecasted foreign cur-
rency cash fl ows occur, at various dates up to approximately 1 year from the balance 
sheet date. 

22.  The shares of the Parent Company

See note 14 to the fi nancial statements of the Parent Company.

23.  Share- based payment  

The Group has several equity-based incentive programs for employees. The 
programs include performance share plans, stock option plans and restricted share 
plans. Both executives and employees participate in these programs.

The equity-based incentive grants are generally forfeited, if the employ-
ment relationship with the Group terminates, and they are conditional upon the 
fulfi llment of such performance, service and other conditions, as determined in the 
relevant plan rules.

Stock options

Nokia’s outstanding global stock option plans were approved by the Annual General 
Meetings in the year when each plan was launched, i.e. in 2001, 2003 and 2005.

Each stock option entitles the holder to subscribe for one new Nokia share. 
Under the 2001 stock option plan, the stock options are transferable by the partici-
pants. Under the 2003 and 2005 plans, the stock options are non-transferable. All of 
the stock options have a vesting schedule with a 25% vesting one year after grant 
and quarterly vesting thereafter, as specifi ed in the table below. The stock options 
granted under the plans generally have a term of fi ve years. The Group determines 
the compensation expense for the Global plans on a straight-line basis over the 
vesting period for each quarterly lot.

The determination of the exercise prices follows the rule approved by the 

Annual General Meeting for each plan. The exercise prices are determined at the 
time of the grant, on a quarterly basis equalling the trade volume weighted average 
price of a Nokia share on the Helsinki Stock Exchange during the trading days of the 
fi rst whole week of the second month (i.e. February, May, August or November) of 
the respective calendar quarter following the approval of the award.

The exercises based on the stock options issued under the 2001, 2003 and 2005 

stock option plans are settled with newly issued Nokia shares which entitle the 
holder to a dividend for the fi nancial year in which the subscription occurs. Other 
shareholder rights commence on the date on which the shares subscribed for are 
registered with the Finnish Trade Register.

28 

Nokia in 2006

Outstanding global stock option plans of the Group, December 31, 2006

The table below sets forth certain information relating to the stock options out-
standing at December 31, 2006. 

Stock 

Plan 
(year of 
launch)  outstanding 

Number of 
options  participants 
(approx.) 

Vesting status
 (as percentage of
total number 
Option   of stock options 
outstanding) 

(sub)category 

2001 1, 2 

44 978 614  

 24 000  

2001A+B 

2003 2 

29 255 968  

 19 000  

2005 2 

17 421 819  

 5 000  

2001C3Q/01 

2001C4Q/01 

2001C1Q/02 

2001C3Q/02 

2001C4Q/02 

2002A+B 

2003 2Q 

2003 3Q 

2003 4Q 

2004 2Q 

2004 3Q 

2004 4Q 

2005 2Q 

2005 3Q 

2005 4Q 

2006 1Q 

2006 2Q 

2006 3Q 

2006 4Q 

Expired 

Expired 

Expired 

100.00 

100.00 

93.75 

100.00 

81.25 

75.00 

68.75 

56.25 

50.00 

43.75 

31.25 

25.00 

0.00 

0.00 

0.00 

0.00 

0.00 

1  

2 

The stock options under the 2001 plan are listed on the Helsinki Stock Exchange.

The Group’s current global stock option plans have a vesting schedule with a 25 % vesting one year 
after grant, and quarterly vesting thereafter, each of the quarterly lots representing 6.25% of the 
total grant. The grants vest fully in four years.

Notes to the consolidated financial statements

Exercise period

 First vest date 

Last vest date 

Expiry date 

July 1, 2002 

July 1, 2005 

December 31, 2006 

October 1, 2002 

October 3, 2005 

December 31, 2006 

January 2, 2003 

January 2, 2006 

December 31, 2006 

April 1, 2003 

April 3, 2006 

December 31, 2007 

October 1, 2003 

October 2, 2006 

December 31, 2007 

January 2, 2004 

January 2, 2007 

December 31, 2007 

July 1, 2003 

July 1, 2004 

July 3, 2006 

December 31, 2007 

July 2, 2007 

December 31, 2008 

October 1, 2004 

October 1, 2007 

December 31, 2008 

January 3, 2005 

January 2, 2008 

December 31, 2008 

July 1, 2005 

July 1, 2008 

December 31, 2009 

October 3, 2005 

October 1, 2008 

December 31, 2009 

January 2, 2006 

January 2, 2009 

December 31, 2009 

July 1, 2006 

July 1, 2009 

December 31, 2010 

October 1, 2006 

October 1, 2009 

December 31, 2010 

January 1, 2007 

January 1, 2010 

December 31, 2010 

April 1, 2007 

April 1, 2010 

December 31, 2011 

July 1, 2007 

July 1, 2010 

December 31, 2011 

October 1, 2007 

October 1, 2010 

December 31, 2011 

January 1, 2008 

January 1, 2011 

December 31, 2011 

Exercise
price/share
EUR

36.75

20.61

26.67

26.06

12.99

16.86

17.89

14.95

12.71

15.05

11.79

9.44

12.35

12.79

13.09

14.48

14.99

18.02

15.37

15.38

Notes to the consolidated fi nancial statement 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

Other employee equity plans

In addition to the global equity plans described above, the Group has equity plans 
for Nokia acquired businesses or employees in the United States or Canada, under 
which participants can receive Nokia ADSs. These equity plans do not result in an 
increase in the share capital of Nokia. In 2006, a new such plan was launched, under 
which performance shares, stock options and restricted shares can be granted, 
resulting to transfer of existing Nokia ordinary shares or ADSs.

On the basis of these stock option plans the Group had 1.6 million stock options 
outstanding on December 31, 2006. Each stock option entitles the holder to receive 
the same amount of Nokia ADSs. The average exercise price of stock options under 
these plans is USD 17.48. These stock options are included in the table below.
Treasury shares are acquired by the Group to meet its obligations under 
employee stock compensation plans in the US and Canada. When treasury shares 
are issued on exercise of stock options any gain or loss is recognized in share issue 
premium.

Total stock options outstanding

Number of shares 

Weighted average  Weighted average  Aggregate intrinsic
value, EURm
exercise price, EUR 

share price, EUR 

Shares under option at January 1, 2004 
Granted 
Exercised 
Forfeited 
Expired 
Shares under option at December 31, 2004 
Granted 
Exercised 
Forfeited 
Shares under option at December 31, 2005 
Granted 1 
Exercised 
Forfeited 
Expired 
Shares under option at December 31, 2006 
Options exercisable at December 31, 2004 (shares) 
Options exercisable at December 31, 2005 (shares) 
Options exercisable at December 31, 2006 (shares) 

1 

Includes options converted in acquisitions.

238 993 617  
7 172 424  
 781 338  
4 733 995  
97 693 392  
142 957 316  
8 552 160  
 724 796  
5 052 794  
145 731 886  
11 421 939  
3 302 437  
2 888 474  
57 677 685  
93 285 229  
83 667 122  
112 095 407  
69 721 916  

The weighted average grant date fair value of options granted was EUR 3.65 in 2006, 
EUR 2.45 in 2005 and EUR 2.59 in 2004.

The options outstanding by range of exercise price at December 31, 2006 are as 
follows:

12.49 

13.42 

16.70 

27.90 
11.88
8.33 
19.55
33.99
23.29 
12.82
10.94 
17.86
22.97 
16.79
13.71 
15.11
33.44
16.28 
26.18 
25.33 
16.65 

10

3

3

2

61

10

63
3
17
32

Options outstanding 

  Vested options outstanding

  Weighted average 
remaining  
contractual  Weighted average 
life in years  exercise price, EUR 

Number of  
shares 

  Weighted average
remaining
contractual  Weighted average
life in years  exercise price, EUR

Number of  
shares 

6 407 858  

8 132 229  

24 150 595  

44 643 161  

9 951 386  

93 285 229  

3.68 

3.95 

2.06 

1.00 

4.90 

10.98 

12.84 

14.96 

17.89 

18.47 

3 302 237  

2 595 071  

18 790 492  

44 555 120  

 478 996  

69 721 916

3.32 

3.68 

2.00 

1.00 

2.90 

11.01

12.80

14.96

17.89

27.38

Exercise prices, EUR 

  0.68 – 11.79 

  12.06 – 14.86 

  14.95 – 17.87 

  17.89 

  18.02 – 42.85 

30 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

Nokia calculates the fair value of options using the Black Scholes model. The fair 
value of the stock options is estimated at the grant date using the following as-
sumptions:

Weighted average expected dividend yield 
Weighted average expected volatility 
Risk-free interest rate 
Weighted average risk-free interest rate 
Expected life (years) 
Weighted average share price 

2006 

2.08% 
24.09% 
2 86 – 3.75% 
3.62% 
3.60 
17.84 

2005 

2.50% 
25.92% 
2 16 – 3.09% 
2.60% 
3.59 
13.20 

2004

2.44%
33.00%
2 24 – 4.22%
3.07%
3.20
11.84

Expected term of stock options is estimated by observing general option holder 
behaviour and actual historical terms of Nokia stock option plans.

Expected volatility has been set by reference to the implied volatility of options 

available on Nokia shares in the open market and in light of historical patterns of 
volatility.

Performance shares

The Group has granted performance shares under the Global Plans 2004, 2005 and 
2006, which have been approved by the Board of Directors. A valid authorization 
from the Annual General Meeting is required, when the plans are settled using 
Nokia’s newly issued shares or transfer of existing treasury shares. The Group may 
also settle the plans using Nokia shares purchased on the open market or instead 
of shares cash settlement. The Group introduced performance shares in 2004 as 
the main element to its broad-based equity compensation program, to further 
emphasize the performance element in employees’ long-term incentives. The per-
formance shares represent a commitment by the Company to deliver Nokia shares 
to employees at a future point in time, subject to the Group’s fulfi llment of pre-
defi ned performance criteria. No performance shares will vest unless the Group’s 
performance reaches the threshold level of at least one of the two independent, 
pre-defi ned performance criteria. For performance between the threshold and 
maximum performance levels the settlement follows a linear scale. Performance ex-

ceeding the maximum criteria does not increase the number of shares vesting. The 
maximum number of performance shares (Maximum Number) equals four times the 
number of performance shares originally granted (Threshold Number). The criteria 
are calculated based on the Group’s Average Annual Net Sales Growth target for the 
performance period of the plan and basic Earnings per Share (”EPS”) target at the 
end of the performance period. For the 2004 plan the performance period consists 
of the fi scal years 2004 through 2007 and for the 2005 plan the years 2005 through 
2008 and for the 2006 plan the years 2006 through 2008. In 2004 and 2005 plans, 
separate EPS threshold and maximum levels have been determined for interim 
measurement period and the fi nal performance period.

For both the 2004 and 2005 plans, if either of the required performance levels is 

achieved, the fi rst settlement will take place after the two year interim measure-
ment period and is limited to a maximum vesting equal to the Threshold Number. 
The second and fi nal settlement, if any, will be after the close of the four year per-
formance period. Any settlement made after the Interim Measurement Period, will 
be deducted from the fi nal settlement after the full Performance Period.

The 2006 plan has a performance period of three years with no interim mea-

surement period. No performance shares will vest unless the Group’s performance 
reaches the threshold level of at least one of the two independent, pre-defi ned 
performance criteria.

Until the Nokia shares are transferred and delivered, the recipients will not 
have any shareholder rights, such as voting or dividend rights associated with the 
performance shares.

The following table summarizes our 2004, 2005 and 2006 global performance 
share plans.

Plan  

2004 

2005 

2006 

Performance 
shares 
outstanding 

Number of 
participants 
(approx.) 

Interim
measurement 
period 

Performance 
period 

1st (interim) 
settlement 

2nd (final)
settlement

3 449 502  

4 107 301  

4 755 186  

 11 000  

 12 000  

 13 000  

2004 – 2005 

2005 – 2006 

N/A 

2004 – 2007 

2005 – 2008 

2006 – 2008 

2006 

2007 

N/A 

2008

2009

2009

Notes to the consolidated fi nancial statement 

31

 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

The following table sets forth the performance criteria of each global performance 
share plan, as well as the potential number of performance shares vesting if perfor-
mance criteria are met: 

Plan 

2004 

Interim measurement 

Performance period 

Threshold performance 

Maximum performance 

EPS 1 

0.80 

0.84 

Average annual 
net sales growth 1 

4% 

4% 

EPS 1 

0.94 

1.18 

Average annual
net sales growth 1

16%

16%

Number of shares vesting 2 

1.72 million 

1.72 million 

6.90 million 

6.90 million

2005 

Interim measurement 

Performance period 

0.75 

0.82 

3% 

3% 

0.96 

1.33 

12%

12%

Number of shares vesting 2 

2.05 million 

2.05 million 

8.21 million 

8.21 million

2006 

Performance period 

0.96 

5% 

1.41 

20%

Number of shares vesting 2 

2.38 million 

2.38 million 

9.51 million 

9.51 million

Weighted  
average 
grant date 
fair value EUR 1  

10.58 

11.86 

10.74 

11.28 

14.83 

12.30 

12.93 

Weighted
average 
remaining 
contractual 
term (years) 

3.25 

3.74

3.88 

2.79 

2.48

1.34

1.91 

Aggregate
intrinsic
value
EURm 2

91 

344 

557 

1 

2 

Both the EPS and Average Annual Net Sales Growth criteria have an equal weight of 50%.

A performance share represents the grant at threshold. At maximum performance, the settlement 
amounts to four times the number of performance shares originally granted at threshold.

The table below sets forth certain information relating to the performance shares 
outstanding at December 31, 2006. 

Performance shares at January 1, 2005 

Granted 

Forfeited 

Performance shares at December 31, 2005 

Granted 3 

Forfeited 

Number of 
performance 
shares at 
threshold 

3 910 840  

4 469 219  

 337 242  

8 042 817  

5 140 736  

569 164  

Performance shares at December 31, 2006 4 

12 614 389  

1 

2 

3 

4 

The fair value of performance shares is estimated based on the grant date market price of the 
Company’s share less the present value of dividends expected to be paid during the vesting period. 

The aggregate intrinsic value reflects management’s estimate of the number of shares expected to 
vest.

Includes a minor number of performance shares granted under other employee equity plans than 
the global plans. 

Based on the performance of the Group during the Interim Measurement Period 2004 – 2005, under 
the 2004 Performance Share Plan, both performance criteria were met. Hence, 3 595 339 Nokia 
shares equalling the threshold number were delivered in 2006 with an intrinsic value of EUR 66 
million. The performance shares related to the interim settlement of the 2004 Performance Share 
Plan are included in the number of performance shares outstanding at December 31, 2006 as these 
performance shares will remain outstanding until the final settlement in 2008. The final payout, in 
2008, if any, will be adjusted by the shares delivered based on the Interim Measurement Period. 

Based on the performance of the Group during the Interim Measurement Period 
2005 – 2006, under the 2005 Performance Share Plan, both performance criteria 
were met. Hence 4.1 million Nokia shares equalling the threshold number are 
expected to vest in 2007. The shares will vest as of the date of the Annual General 
Meeting on May 3, 2007.

32 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

Restricted shares

Since 2003, the Group has granted restricted shares to recruit, retain, reward and 
motivate selected high potential employees, who are critical to the future success 
of the Group. The restricted share plans 2003, 2004, 2005 and 2006 have been 
approved by the Board of Directors. A valid authorization from the Annual General 
Meeting is required, when the plans are settled using the Company’s newly issued 
shares or transfer of existing own shares. The Group may also settle the plans by us-
ing Nokia shares purchased on the open market or by using cash settlement. All of 
our restricted share grants have a restriction period of three years after grant, after 
which period the granted shares will vest.

As soon as practicable after vesting, the Nokia shares are delivered to the 
recipients. Until the Nokia shares are delivered, the recipients will not have any 
shareholder rights, such as voting or dividend rights associated with the restricted 
shares. 

The table below gives certain information relating to the restricted shares 

outstanding as at December 31, 2006.

Restricted shares at December 31, 2004 

Granted 

Forfeited 

Restricted shares at December 31, 2005 

Granted 2 

Forfeited 

Vested 

Restricted shares at December 31, 2006 

Number of 
restricted 
shares 

2 319 430  

3 016 746  

 150 500  

5 185 676  

1 669 050  

 455 100  

 334 750  

6 064 876  

Weighted  
average 
grant date 
fair value EUR 1  

Weighted
average 
remaining 
contractual 
term (years) 

11.55 

12.14 

14.31 

11.59 

14.71 

12.20 

12.33 

12.27 

2.06 

2.76

0.74

2.06 

2.65

0.87

0.00 

1.69 

Aggregate
intrinsic
value
EURm

27

80 

5 

94 

1 

2 

The fair value of restricted shares is estimated based on the grant date market price of the 
Company’s share less the present value of dividends expected to be paid during the vesting period.

Includes a minor number of restricted shares granted under other employee equity plans than the 
global plans.

Other equity plans for employees

24.  Distributable earnings

The Group also sponsors other immaterial equity plans for employees which do not 
increase the share capital at Nokia. 

EURm 

Total compensation cost related to all unvested 
equity-based incentive awards 

As of December 31, 2006, there was EUR 279 million of total deferred compensation 
cost related to unvested share-based compensation arrangements granted under 
the company’s plans. That cost is expected to be recognized over a weighted aver-
age period of 2.04 years. The total fair value of shares vested during the years ended 
December 31, 2006, 2005 and 2004 was EUR 81 million, EUR 30 million and EUR 32 
million, respectively.

Retained earnings 
Translation differences (distributable earnings) 
Treasury shares 
Other non-distributable items 
Portion of untaxed reserves 

Distributable earnings, December 31 

2006

11 123
– 282
– 2 060
– 
115

8 896

Retained earnings under IFRS and Finnish Accounting Standards (FAS) are substan-
tially the same. Distributable earnings are calculated based on Finnish legislation.

Notes to the consolidated fi nancial statement 

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

25.  Long-term liabilities 

27.  Short-term borrowings 

Long-term loans are repayable as follows:

  Repayment
date 

Outstanding 
Dec. 31, 2006 
EURm 

beyond  Outstanding
5 years  Dec. 31, 2005
EURm

EURm 

Short-term borrowings consist primarily of borrowings from banks denominated 
in different foreign currencies. The weighted average interest rate at December 31, 
2006 was 8.20% (4.68% at December 31, 2005). 

28.  Accrued expenses

Long-term interest-bearing liabilities 

Other long-term liabilities 

Deferred tax liabilities 

Total long-term liabilities 

69 

122 
191 

69 

122 
191 

205 

396 

21

96
117

151

268

EURm 

Social security, VAT and other taxes 
Wages and salaries 
Advance payments 
Other  
Total 

2006 

2005

966  
250  
303  
 2 277  
 3 796  

790
231
268
 2 031
 3 320 

The long-term liabilities, excluding deferred tax liabilities as of December 31, 2006, 
all mature in more than 5 years.

The currency mix of the Group long-term liabilities as at December 31, 2006 

was as follows:

Other operating expense accruals include various amounts which are individually 
insignifi cant.

EUR 

97.00% 

USD

3.00%

26.  Deferred taxes

EURm 

2006 

2005

Deferred tax assets:

Intercompany profi t in inventory 

  Tax losses carried forward 
  Warranty provision 1 
  Other provisions 1 

Fair value gain/losses 

  Depreciation differences and untaxed reserves 
  Other temporary differences 2 
Total deferred tax assets  

Deferred tax liabilities:
  Depreciation differences and untaxed reserves 

Fair value gains/losses 
  Undistributed earnings 
  Other temporary differences 
Total deferred tax liabilities 
Net deferred tax asset 

34 
41 
134 
253 
–  
104 
243 
809 

– 23 
– 16 
– 65 
– 101 
– 205 
604 

49
7
151
280
43
88
228
846

– 24
– 
– 68
– 59
– 151
695

The tax charged to shareholders’ equity is as follows:
Fair value and other reserves, fair value gains/losses 
and excess tax benefi t on share-based compensation   

– 43 

93

1 

2 

Deferred tax assets have been increased in all periods presented by EUR 154 million for recognition 
of certain additional items relating to periods prior to 2002. See Note 1. 

In 2006, other temporary differences include deferred tax of EUR 70 million arising from share-
based compensation.

At December 31, 2006, the Group had loss carry forwards, primarily attributable to 
foreign subsidiaries of EUR 143 million (EUR 92 million in 2005 and EUR 105 million 
in 2004), most of which will expire between 2007 and 2025.

At December 31, 2006 the Group had loss carry forwards of EUR 24 million 
(EUR 71 million in 2005) for which no deferred tax asset was recognized due to 
uncertainty of utilization of these loss carry forwards. These loss carry forwards will 
expire in years 2007 through 2012. 

34 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

29.  Provisions

EURm 

At December 31, 2005 
Exchange differences 
Additional provisions 
Changes in estimates 
Charged to profi t and loss account 
Utilized during year 
At December 31, 2006 

Warranty 

IPR 
infringements 

 1 181  
– 11  
894  
– 105  
789  
– 761  
 1 198  

396  
–  
179  
– 72  
107  
– 219  
284  

Tax 

386  
–  
65  
– 49  
16  
–  
402  

Other 

516  
–  
262  
– 101  
161  
– 175  
502  

Total

 2 479
– 11 
 1 400 
– 327 
 1 073 
– 1 155 
 2 386 

2006 

2005

31.  Commitments and contingencies

30.  Earnings per share

Numerator/EURm 

Basic/Diluted:

  Profi t attributable to equity holders 
  of the parent 

Denominator/1 000 shares

Basic:

2006 

2005 

2004

Financing commitments
Customer fi nance commitments 1 
Venture fund commitments 2 

1 

2 

See also note 37 b).

See also note 37 a).

4 306 

3 616 

 3 192

The amounts above represent the maximum principal amount of commitments and 
contingencies.

EURm 

Analysis of total provisions at December 31:
Non-current 
Current 

690 
1 696 

788
1 691

The IPR provision is based on estimated future settlements for asserted and unas-
serted past IPR infringements. Final resolution of IPR claims generally occurs over 
several periods. This results in varying usage of the provision year to year. In 2006, 
usage of the provision includes an amount of EUR 208 million that was released 
against the settlement to InterDigital Communications Corporation.

The timing of outfl ows related to tax provisions is inherently uncertain. 

Outfl ows for the warranty provision are generally expected to occur within the next 
18 months.

Other provisions include provisions for non-cancelable purchase commitments, 

provision for pension and other social costs on share-based awards and provision 
for losses on projects in progress.

  Weighted average shares  

4 062 833 

4 365 547 

4 593 196

Effect of dilutive securities:
stock options, restricted shares 

  and performance shares 

23 696 

5 692 

 7 141

Diluted:

  Adjusted weighted average

shares and assumed conversions  

4 086 529 

4 371 239 

4 600 337

Under IAS 33, basic earnings per share is computed using the weighted average 
number of shares outstanding during the period. Diluted earnings per share is com-
puted using the weighted average number of shares outstanding during the period 
plus the dilutive effect of stock options, restricted shares and performance shares 
outstanding during the period.

EURm 

2006 

2005

Collateral for our own commitments
Property under mortgages 
Assets pledged 

18 
27 

18
10

Contingent liabilities on behalf of Group companies
Other guarantees 

358 

276

Collateral given on behalf of other companies
Securities pledged 1 

Contingent liabilities on behalf of other companies
Financial guarantees on behalf of third parties 1 
Other guarantees 

– 

23 
2 

164 
208 

–

–
2

13
230

Property under mortgages given as collateral for our own commitments 

include mortgages given to the Finnish National Board of Customs as a general 
indemnity of EUR 18 million in 2006 (EUR 18 million in 2005).

Assets pledged for the Group’s own commitments include available-for-sale 
investments of EUR 10 million in 2006 (EUR 10 million of available-for-sale invest-
ments in 2005). 

Other guarantees include guarantees of Nokia’s performance of EUR 316 mil-
lion in 2006 (EUR 234 million in 2005). However, EUR 259 million (EUR 182 million 
in 2005) of these guarantees are provided to certain Networks’ customers in the 
form of bank guarantees, standby letters of credit and other similar instruments. 
These instruments entitle the customer to claim payment as compensation for 
non-performance by Nokia of its obligations under network infrastructure supply 
agreements. Depending on the nature of the instrument, compensation is payable 
either immediately upon request, or subject to independent verifi cation of nonper-
formance by Nokia. 

Guarantees for loans and other fi nancial commitments on behalf of other 
companies of EUR 23 million in 2006 (EUR 0 million in 2005) represent guarantees 
relating to payment by a certain Networks’ customer and other third parties under 
specifi ed loan facilities between such a customer and other third parties and their 
creditors. Nokia’s obligations under such guarantees are released upon the earlier 
of expiration of the guarantee or early payment by the customer.

Notes to the consolidated fi nancial statement 

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
33.  Related party transactions

Nokia Pension Foundation is a separate legal entity that manages and holds in 
trust the assets for the Group’s Finnish employee benefi t plans; these assets do not 
include Nokia shares. The Group recorded net rental expense of EUR 2 million in 
2006 (EUR 2 million in 2005 and EUR 2 million in 2004) pertaining to a sale-leaseback 
transaction with the Nokia Pension Foundation involving certain buildings and a 
lease of the underlying land.

At December 31, 2006, the Group had borrowings amounting to EUR 88 million 

(EUR 62 million in 2005) from Nokia Unterstützungskasse GmbH, the Group’s German 
pension fund, which is a separate legal entity.

There were no loans granted to the members of the Group Executive Board and 

Board of Directors at December 31, 2006 or 2005.

Transactions with associated companies

EURm 

2006 

2005 

2004

Share of results of associated companies 

Dividend income 

Share of shareholders’ equity 
of associated companies 

Liabilities to associated companies 

28 

1 

61 

14 

10 

1 

33 

14 

– 26

2

37

3

Management compensation

The following table sets forth the salary and cash incentive information awarded 
and paid or payable by the company to the Chief Executive Offi cer and President of 
Nokia Corporation for fi scal years 2004 – 2006 as well as the share-based compensa-
tion expense relating to equity-based awards, expensed by the company.

Notes to the consolidated financial statements

Financing commitments of EUR 164 million in 2006 (EUR 13 million in 2005) are 
available under loan facilities negotiated with a Networks’ customer. Availability of 
the amounts is dependent upon the borrower’s continuing compliance with stated 
fi nancial and operational covenants and compliance with other administrative 
terms of the facility. The loan facilities are primarily available to fund capital expen-
diture relating to purchases of network infrastructure equipment and services.

Venture fund commitments of EUR 208 million in 2006 (EUR 230 million in 2005) 
are fi nancing commitments to a number of funds making technology related invest-
ments. As a limited partner in these funds Nokia is committed to capital contribu-
tions and also entitled to cash distributions according to respective partnership 
agreements.

The Group is party of routine litigation incidental to the normal conduct of 

business, including, but not limited to, several claims, suits and actions both initi-
ated by third parties and initiated by Nokia relating to infringements of patents, 
violations of licensing arrangements and other intellectual property related mat-
ters, as well as actions with respect to products, contracts and securities. In the 
opinion of the management outcome of and liabilities in excess of what has been 
provided for related to these or other proceedings, in the aggregate, are not likely 
to be material to the the fi nancial condition or result of operations.

As of December 31, 2006, the Group had purchase commitments of EUR 1 630 

million (EUR 1 919 million in 2005) relating to inventory purchase obligations, 
primarily for purchases in 2007.

32.  Leasing contracts

The Group leases offi ce, manufacturing and warehouse space under various non-
cancellable operating leases. Certain contracts contain renewal options for various 
periods of time.

The future costs for non-cancellable leasing contracts are as follows:

Leasing payments, EURm 

2007 
2008 
2009 
2010 
2011 
Thereafter 
Total 

Operating leases

176
135
109
67
48
80
615

Rental expense amounted to EUR 285 million in 2006 (EUR 262 million in 2005 and 
EUR 236 million in 2004).

36 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

2006 

2005 

2004

Base 
salary 
EUR 

Cash 

Share-based 
incentive  compensation 
payments 
EUR 

expense 
EUR 

Base 
salary 
EUR 

Cash 

Share-based 
incentive compensation 
payments 
EUR 

expense 
EUR 

Base 
salary 
EUR 

Cash 

Share-based
incentive  compensation
payments 
EUR 

expense
EUR

Jorma Ollila
Chairman of the Board 1 

Olli-Pekka Kallasvuo  
President and CEO 2 

609 524 

643 942 

6 325 728 

1 500 000 

3 212 037 

3 389 994 

1 475 238 

1 936 221 

2 109 863

898 413 

664 227 

2 108 197 

623 524 

947 742 

666 313 

584 000 

454 150 

394 979

1 

2 

CEO and Chairman until June 1,2006

President and CEO as of June 1, 2006; and President and COO October 1, 2005 – June 1, 2006; 
Executive Vice President and General Manager and  President of Mobile Phones 
January 1, 2004 – October 1, 2005.

Total remuneration of the Group Executive Board awarded for the fi scal years 
2004 – 2006 was EUR 8 574 443 in 2006 (EUR 14 684 602 in 2005 and EUR 13 594 942 
in 2004), which consisted of base salaries and cash incentive payments. Total 
share-based compensation expense relating to equity-based awards, expensed by 
the company was EUR 15 349 337 in 2006 (EUR 8 295 227 in 2005 and EUR 4 763 545 
in 2004).

Board of Directors

The following table sets forth the total annual remuneration paid to the members 
of our Board of Directors, as resolved by the Annual General Meetings in the respec-
tive years.

2006 

2005 

2004

Gross 
annual fee 
EUR 1 

Shares  
received 

Gross 
annual fee 
EUR 1 

Shares  
received 

Gross 
annual fee 
EUR 1

Shares 
received

375 000 

8 035 

165 000 

5 011 

150 000 

4 834

162 500 

120 000 

110 000 

110 000 

135 000 

110 000 

120 000 

120 000 

3 481 

2 570 

2 356 

2 356 

2 892 

2 356 

2 570 

2 570 

162 500 

120 000 

110 000 

110 000 

135 000 

110 000 

– 

120 000 

4 935 

3 644 

3 340 

3 340 

4 100 

3 340 

– 

3 644 

150 000 

100 000 

– 

100 000 

125 000 

100 000 

– 

100 000 

4 834

3 223

–

3 223

4 029

3 223

–

3 223

Board of Directors

Jorma Ollila 2
Chairman 

Paul Collins 3
Vice Chairman 

Georg Ehrnrooth 4 

Daniel R. Hesse 5 

Dr. Bengt Holmström 6 

Per Karlsson 7 

Dame Marjorie Scardino 8 

Keijo Suila 9 

Vesa Vainio 10 

11

12

1 

2 

3 

4 

5 

6 

7 

Approximately 60% of the gross annual fee is paid in cash. Approximately 40% is paid in Nokia 
shares acquired from the market included in the table under “Shares received.”.

This table includes fees paid for Mr. Ollila, Chairman, for his services as Chairman of the Board, only.

The 2006 and 2005 fees of Mr. Collins amounted to a total of EUR 162 500, consisting of a fee of EUR 
137 500 for services as Vice Chairman of the Board and EUR 25 000 for services as Chairman of the 
Personnel Committee. The 2004 fee of Mr. Collins amounted to a total of EUR 150 000, consisting of a 
fee of EUR 125 000 for services as Vice Chairman of the Board and EUR 25 000 for services  as Chair-
man of the Personnel Committee.

The 2006 and 2005 fees of Mr. Ehrnrooth amounted to a total of EUR 120 000, consisting of a fee of 
EUR 110 000 for services as a member of the Board and EUR 10 000 for services as a member of the 
Audit Committee. The 2004 fee of Mr. Ehrnrooth amounted to EUR 100 000 for services as a member 
of the Board.

The 2006 and 2005 fees of Mr. Hesse amounted to EUR 110 000 for services as a member of the Board.

The 2006 and 2005 fees of Mr. Holmström amounted to EUR 110 000 for services as a member of the 
Board. The 2004 fee of Mr. Holmström amounted to EUR 100 000 for services as a member of the 
Board.

The 2006 and 2005 fees of Mr. Karlsson amounted to a total of EUR 135 000, consisting of a fee of 
EUR 110 000 for services as a member of the Board and EUR 25 000 for services as Chairman of the 
Audit Committee. The 2004 fee of Mr. Karlsson amounted to a total of EUR 125 000, consisting of a 
fee of EUR 100 000 for services as member of the Board and EUR 25 000 for services as Chairman of 
the Audit Committee.

8 

9 

10 

11 

12 

The 2006 and 2005 fees of Ms. Scardino amounted to EUR 110 000 for services as a member of the 
Board. The 2004 fee of Ms. Scardino amounted to EUR 100 000 for services as a member of the Board.

The 2006 fee of Mr. Suila amounted to a total of EUR 120 000, consisting of a fee of EUR 110 000 for 
services as a member of the Board and EUR 10 000 for services as a member of the Audit Committee. 
Mr. Suila is a Nokia Board member since 2006.

The 2006 and 2005 fees of Mr. Vainio amounted to a total of EUR 120 000, consisting of a fee of EUR 
110 000 for services as a member of the Board and EUR 10 000 for services as a member of the Audit 
Committee. The 2004 fee of Mr. Vainio amounted to EUR 100 000 for services as a member of the 
Board.

Edouard Michelin was paid the gross annual fee of EUR 110 000 for services as a member of the 
Board prior to his accidental death in May 2006. This amount included 2 356 shares. The 2005 fee 
of Mr. Michelin amounted to EUR 110 000 for services as a member of the Board, which amount 
included 3 340 shares.

Arne Wessberg served as a member of the Board until March 30, 2006. The 2005 fee of Mr. Wessberg 
amounted to a total of EUR 120 000, consisting of a fee of EUR 110 000 for services as a member 
of the Board and EUR 10 000 for services as a member of the Audit Committee. The total amount 
included 3 644 shares. The 2004 fee of Mr. Wessberg amounted to EUR 100 000 for services as a 
member of the Board, which amount included 3 223 shares.

Notes to the consolidated fi nancial statement 

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

Retirement benefi ts of certain Group Executive Board Members 

Jorma Ollila’s service contract ended as of June 1, 2006, after which he is not eligible 
to receive any additional retirement benefi ts from Nokia. Olli-Pekka Kallasvuo can, 
as part of his service contract, retire at the age of 60 with full retirement benefi t 
should he be employed by Nokia at the time. The full retirement benefi t is calcu-
lated as if Mr. Kallasvuo had continued his service with Nokia through the statutory 
retirement age of 65. Hallstein Moerk, following his arrangement with a previous 
employer, has also in his current position at Nokia a retirement benefi t of 65% of 
his pensionable salary beginning at the age of 62. Early retirement is possible at the 
age of 55 with reduced benefi ts. Simon Beresford-Wylie participates in the Nokia 
International Employee Benefi t Plan (NIEBP). The NIEBP is a defi ned contribution 
retirement arrangement provided to some Nokia employees on international 
assignments. The contributions to NIEBP are funded two-thirds by Nokia and one-
third by the employee. Because Mr. Beresford-Wylie also participates in the Finnish 
TEL system, the company contribution to NIEBP is 1.3% of annual earnings.

34.  Notes to cash flow statement

EURm 

Adjustments for:

2006 

2005 

2004

  Depreciation and amortization (Note 10) 

 712  

 712  

 868

(Profi t)/loss on sale of property, 

  plant and equipment 
  and available-for-sale investments 

Income taxes (Note 12) 

– 4  

 1 357  

– 131  

 1 281  

 26

 1 446

Share of results of associated companies 
(Note 33) 

  Minority interest 

– 28  

 60  

Financial income and expenses (Note 11) 

– 207  

Impairment charges (Note 8) 

Share-based compensation 

  Premium return  

Customer fi nancing impairment charges 

  and reversals 

Adjustments, total  

Change in net working capital

51  

  192  

–  

– 276  

 1 857  

Increase (–)/decrease (+) in short-term 
receivables 

– 1 770  

  Decrease (+)/increase (–) in inventories 

  84  

Increase in interest-free 
short-term borrowings 

Change in net working capital 

893  

– 793  

– 10  

  74  

– 322  

  66  

  104  

–  

–  

 26 

  67

– 405

  129

  62

– 160

– 

 1 774  

 2 059

– 896  

– 301  

  831  

– 366  

  372

– 193

  62

  241

The Group did not engage in any material non-cash investing activities for all 
periods presented.

35.  Subsequent events 

Nokia Siemens Networks

In June 2006, Nokia and Siemens A.G. (Siemens) announced plans to form Nokia 
Siemens Networks that will combine Nokia’s networks business and Siemens’ car-
rier-related operations for fi xed and mobile networks in a new company owned by 
Nokia and Siemens. Nokia and Siemens will each own approximately 50% of Nokia 

38 

Nokia in 2006

Siemens Networks. However, Nokia will effectively control Nokia Siemens Networks 
as it has the ability to appoint key offi cers and the majority of the members of its 
Board of Directors. Accordingly, Nokia will consolidate Nokia Siemens Networks.
The planned merger to create Nokia Siemens Networks is expected to close 
in the fi rst quarter 2007 subject to an agreement between Nokia and Siemens on 
the results and consequences of a Siemens compliance review. Closing will also 
be subject to customary regulatory approvals, the completion of standard closing 
conditions, and the agreement of a number of detailed implementation steps.

The Group is in the process of evaluating the net assets acquired and expects 

to fi nalize the purchase price allocation and to realize a gain on this transaction 
during 2007.

36.  Principal Nokia Group companies 

at December 31, 2006

% 

US 
DE 
GB 
KR 
CN 
NL 
HU 
BR 
IN 
IT   

Nokia Inc. 
Nokia GmbH 
Nokia UK Limited 
Nokia TMC Limited 
Nokia Telecommunications Ltd 
Nokia Finance International B.V. 
Nokia Komárom Kft 
Nokia do Brazil Technologia Ltda  
Nokia India Ltd 
Nokia Italia S.p.A. 

Associated companies

Symbian Limited 

Parent 

Group
holding  majority

– 
100.00 
– 
100.00 
4.50 
100.00 
100.00 
99.99 
99.99 
100.00 

100.00
100.00
100.00
100.00
83.90
100.00
100.00
100.00
100.00
100.00

– 

47.90

A complete list of subsidiaries and associated companies is included in Nokia’s 
Statutory Accounts.

37.  Risk management

General risk management principles

Nokia’s overall risk management concept is based on visibility of the key risks 
preventing Nokia from reaching its business objectives. This covers all risk areas; 
strategic, operational, fi nancial and hazard risks. Risk management at Nokia is a 
systematic and pro-active way to analyze, review and manage all opportunities, 
threats and risks related to Nokia´s objectives rather than to solely eliminate risks. 
The principles documented in Nokia´s Risk Policy and accepted by the Audit 

Committee of the Board of Directors require risk management and its elements to 
be integrated into business processes. One of the main principles is that the busi-
ness or function owner is also the risk owner, however, it is everyone’s responsibil-
ity at Nokia to identify risks preventing us from reaching our objectives.

Key risks are reported to the business and Group level management to cre-

ate assurance on business risks and to enable prioritization of risk management 
implementation at Nokia. In addition to general principles, there are specifi c risk 
management policies covering, for example, treasury and customer fi nance risks.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial risks

The key fi nancial targets for Nokia are growth, profi tability, cash fl ow and a strong 
balance sheet. The objective for the Treasury function is twofold: to guarantee 
cost-effi cient funding for the Group at all times, and to identify, evaluate and hedge 
fi nancial risks in close co-operation with the business groups. There is a strong fo-
cus in Nokia on creating shareholder value. The Treasury function supports this aim 
by minimizing the adverse effects caused by fl uctuations in the fi nancial markets on 
the profi tability of the underlying businesses and by managing the balance sheet 
structure of the Group. 

Nokia has Treasury Centers in Geneva, Singapore/Beijing and New York/Sao 

Paolo, and a Corporate Treasury unit in Espoo. This international organization 
enables Nokia to provide the Group companies with fi nancial services according to 
local needs and requirements. 

The Treasury function is governed by policies approved by the Group Executive 
Board or its respective members, as applicable. Treasury Policy provides principles 
for overall fi nancial risk management and determines the allocation of responsibili-
ties for fi nancial risk management in Nokia. Operating Policies cover specifi c areas 
such as foreign exchange risk, interest rate risk, use of derivative fi nancial instru-
ments, as well as liquidity and credit risk. Nokia is risk averse in its Treasury activi-
ties. Business Groups have detailed Standard Operating Procedures supplementing 
the Treasury Policy in fi nancial risk management related issues. 

a)  Market risk

Foreign exchange risk

Nokia operates globally and is thus exposed to foreign exchange risk arising from 
various currency combinations. Foreign currency denominated assets and liabilities 
together with expected cash fl ows from highly probable purchases and sales give 
rise to foreign exchange exposures. These transaction exposures are managed 
against various local currencies because of Nokia’s substantial production and sales 
outside the Eurozone. 

Due to the changes in the business environment, currency combinations may 

also change within the fi nancial year. The most signifi cant non-euro sales cur-
rencies during the year were US dollar (USD), UK pound sterling (GBP) and Chinese 
yuan (CNY). In general, depreciation of another currency relative to the euro has an 
adverse effect on Nokia’s sales and operating profi t, while appreciation of another 
currency has a positive effect, with the exception of Japanese yen (JPY), being the 
only signifi cant foreign currency in which Nokia has more purchases than sales.

The following chart shows the break-down by currency of the underlying net 

foreign exchange transaction exposure as of December 31, 2006 (in some of the 
currencies, especially the US dollar, Nokia has both substantial sales as well as cost, 
which have been netted in the chart).

Notes to the consolidated financial statements

According to the foreign exchange policy guidelines of the Group, material transac-
tion foreign exchange exposures are hedged. Exposures are mainly hedged with 
derivative fi nancial instruments such as forward foreign exchange contracts and 
foreign exchange options. The majority of fi nancial instruments hedging foreign 
exchange risk have a duration of less than a year. The Group does not hedge fore-
casted foreign currency cash fl ows beyond two years. 

Nokia uses the Value-at-Risk (‘’VaR’’) methodology to assess the foreign 

exchange risk related to the Treasury management of the Group exposures. The VaR 
fi gure represents the potential fair value losses for a portfolio resulting from ad-
verse changes in market factors using a specifi ed time period and confi dence level 
based on historical data. To correctly take into account the non-linear price function 
of certain derivative instruments, Nokia uses Monte Carlo simulation. Volatilities 
and correlations are calculated from a one-year set of daily data. The VaR fi gures 
assume that the forecasted cash fl ows materialize as expected. The annualized VaR-
based FX risk fi gures for the Group transaction foreign exchange exposure, including 
hedging transactions and Treasury exposures for netting and risk management 
purposes, calculated from one-week horizon and 95% confi dence level, are shown 
in Table 1, below.

Table 1  Transaction foreign exchange position Value-at-Risk

VaR 

At December 31 
Average for the year 
Range for the year 

2006 
EURm 

21.6 
24.6 
17.1 – 34.6 

2005
EURm

12.4
10.2
3.3 – 29.3

Since Nokia has subsidiaries outside the Eurozone, the euro-denominated value of 
the shareholders’ equity of Nokia is also exposed to fl uctuations in exchange rates. 
Equity changes caused by movements in foreign exchange rates are shown as a 
translation difference in the Group consolidation. Nokia uses, from time to time, 
foreign exchange contracts and foreign currency denominated loans to hedge its 
equity exposure arising from foreign net investments. 

Interest rate risk

The Group is exposed to interest rate risk either through market value fl uctuations 
of balance sheet items (i.e. price risk) or through changes in interest income or 
expenses (i.e. re-investment risk). Interest rate risk mainly arises through interest-
bearing liabilities and assets. Estimated future changes in cash fl ows and balance 
sheet structure also expose the Group to interest rate risk. 

Treasury is responsible for monitoring and managing the interest rate exposure 

of the Group. Due to the current balance sheet structure of Nokia, emphasis is 
placed on managing the interest rate risk of investments. 

Nokia uses the VaR methodology to assess and measure the interest rate risk 
in the investment portfolio, which is benchmarked against a combination of three-
month and one-to-three-year investment horizon. The VaR fi gure represents the 
potential fair value losses for a portfolio resulting from adverse changes in market 
factors using a specifi ed time period and confi dence level based on historical data. 
For interest rate risk VaR, Nokia uses variance-covariance methodology. Volatilities 
and correlations are calculated from a one-year set of daily data. The annualized 
VaR-based interest rate risk fi gures for the investment portfolio calculated from 
one-week horizon and 95% confi dence level are shown in Table 2, below. 

N E T   E X P O S U R E S

Others 16 %

INR 5 %

GBP 6 %

CNY 13 %

JPY 24%

USD 36%

Table 2  Treasury investment portfolio Value-at-Risk

VaR 

At December 31 
Average for the year 
Range for the year 

2006 
EURm 

4.8 
6.3 
4.4 – 9.3 

2005
EURm

6.9
10.0
6.9 – 15.3

Notes to the consolidated fi nancial statement 

39

 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

Equity price risk

Nokia has certain strategic minority investments in publicly traded companies. 
These investments are classifi ed as available-for-sale. The fair value of the equity 
investments at December 31, 2006 was EUR 8 million (EUR 8 million in 2005).

There are currently no outstanding derivative fi nancial instruments designated 

as hedges of these equity investments. The VaR fi gures for equity investments, 
shown in Table 3, below, have been calculated using the same principles as for 
interest rate risk. 

Table 3  Equity investments Value-at-Risk

VaR 

At December 31 
Average for the year 
Range for the year 

2006 
EURm 

0.1 
0.1 
0.1 – 0.2 

2005
EURm

0.1
0.2
0.1 – 0.2

In addition to the listed equity holdings, Nokia invests in private equity through 
Nokia Venture Funds. The fair value of these available-for-sale equity investments 
at December 31, 2006 was USD 220 million (USD 177 million in 2005). Nokia is 
exposed to equity price risk on social security costs relating to stock compensation 
plans. Nokia hedges this risk by entering into cash settled equity swap and option 
contracts. 

b)  Credit risk

Structured fi nance credit risk

Network operators in some markets sometimes require their suppliers to arrange or 
provide term fi nancing in relation to infrastructure projects. Nokia has maintained 
a fi nancing policy aimed at close cooperation with banks, fi nancial institutions and 
Export Credit Agencies to support selected customers in their fi nancing of infra-

structure investments. Nokia actively mitigates, market conditions permitting, this 
exposure by arrangements with these institutions and investors. 

Credit risks related to customer fi nancing are systematically analyzed, moni-

tored and managed by Nokia’s Customer Finance organization, reporting to the 
Chief Financial Offi cer. Credit risks are approved and monitored by Nokia’s Credit 
Committee along principles defi ned in the Company’s credit policy and according 
to the credit approval process. The Credit Committee consists of the CFO, Group 
Controller, Head of Treasury and Head of Nokia Customer Finance. 

At the end of December 31, 2006, our long-term loans to customers and other 

third parties totaled EUR 19 million (outstanding loans in EUR 63 million in 2005), 
while fi nancial guarantees given on behalf of third parties totaled EUR 23 million 
(0 million in 2005). In addition, we had fi nancing commitments totaling EUR 164 
million (EUR 13 million in 2005). Total structured fi nancing (outstanding and com-
mitted) stood at EUR 206 million (EUR 63 million in 2005).

The term structured fi nancing portfolio at December 31, 2006 was: 

EURm 

Outstanding 

Financing
commitments 

Total Portfolio 

42 

164 

Total

206

The term structured fi nancing portfolio at December 31, 2006 mainly consists of 
committed customer fi nancing to a network operator.

Financial credit risk

Financial instruments contain an element of risk of the counterparties being unable 
to meet their obligations. This risk is measured and monitored by the Treasury 
function. The Group minimizes fi nancial credit risk by limiting its counterparties 
to a suffi cient number of major banks and fi nancial institutions, as well as through 
entering into netting arrangements, which gives the Company the right to offset in 
the case that the counterparty would not be able to fulfi ll the obligations. 

Direct credit risk represents the risk of loss resulting from counterparty default 

in relation to on-balance sheet products. The fi xed income and money market 
investment decisions are based on strict creditworthiness criteria. The outstanding 
investments are also constantly monitored by the Treasury. Nokia does not expect 
the counterparties to default given their high credit quality. 

Fixed income and money-market investments  1, 2, 3

Maturity date 
less than 12 months 

Maturity date

  12 months or more 

Total

Fair 
value 

Unrealized  Unrealized 

losses 

gains 

Fair 
value 

Unrealized  Unrealized 

losses 

gains 

Fair 
value 

Unrealized  Unrealized

losses 

gains

10 

2 861 

136 

98 

3 105 

30 

2 962 

60 

25 

3 077 

–  

– 2 

–  

–  

– 2 

–  

– 3 

–  

–  

– 3 

–  

–  

–  

–  

–  

–  

–  

–  

–  

–  

2 360 

860 

260 

473 

3 953 

– 38 

– 8 

– 3 

– 1 

– 50 

3 919 

– 32 

803 

433 

112 

– 5 

– 1 

–  

5 267 

– 38 

–  

1 

–  

2 

3 

2 

1 

2 

–  

5 

2 370 

3 721 

396 

571 

7 058 

3 949 

3 765 

459 

172 

8 345 

– 38 

– 10 

– 3 

– 1 

– 52 

– 32 

– 7 

– 1 

–  

– 41 

– 

1

–

2

3

2

1

2

– 

5

2006, EURm

Governments 

Banks 

Corporates 

Asset backed securities 

2005, EURm

Governments 

Banks 

Corporates 

Asset backed securities 

40 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the consolidated financial statements

EURm 

Fixed rate investments 
Floating rate investments 
Total 

2006 

5 853 
1 205 
7 058 

2005

7 531 
814
8 345

1 

2 

3 

Fixed income and money-market investments include Term deposits, investments in Liquidity funds 
and investments in fixed income instruments classified as Available-for-sale. Available-for-sale 
investments are carried at fair value in 2006 and 2005. 

Weighted average interest rate for fixed income and money-market investments was 3.33% in 2006 
and 3.52% in 2005. 

Included within fixed income and money-market investments is EUR 10 million of restricted cash at 
December 31, 2006 (10 million at December 31, 2005) 

c)  Liquidity risk

Nokia guarantees a suffi cient liquidity at all times by effi cient cash management 
and by investing in liquid interest bearing securities. Due to the dynamic nature of 
the underlying business Treasury also aims at maintaining fl exibility in funding by 
keeping committed and uncommitted credit lines available. At the end of Decem-
ber 31, 2006 the committed facility totaled USD 2.0 billion. The committed credit 
facility is intended to be used for US and Euro Commercial Paper Programs back up 
purposes. The commitment fee on the facility is 0.045% per annum.

The most signifi cant existing funding programs include: 

Revolving Credit Facility of USD 2 000 million, maturing in 2012 

Local commercial paper program in Finland, totaling EUR 750 million 

Euro Commercial Paper (ECP) program, totaling USD 500 million 

Hazard risk

Nokia strives to ensure that all fi nancial, reputation and other losses to the Group 
and our customers are minimized through preventive risk management mea-
sures or purchase of insurance. Insurance is purchased for risks, which cannot be 
internally managed. Nokia’s Insurance & Risk Finance function’s objective is to 
ensure that Group’s hazard risks, whether related to physical assets (e.g. buildings) 
or intellectual assets (e.g. Nokia) or potential liabilities (e.g. product liability) are 
optimally insured. 

Nokia purchases both annual insurance policies for specifi c risks as well as 

multi-line and/or multi-year insurance policies, where available. 

Notional amounts of derivative fi nancial instruments 1

EURm 

Foreign exchange forward contracts 2 
Currency options bought 2 
Currency options sold 2 
Interest rate swaps (receive fi xed interest) 
Cash settled equity options 3 

2006 

2005

29 859 
404 
193 
–  
45 

29 991
284
165
50
150

1 

2 

3 

Includes the gross amount of all notional values for contracts that have not yet been settled or 
cancelled. The amount of notional value outstanding is not necessarily a measure or indication of 
market risk, as the exposure of certain contracts may be offset by that of other contracts.

As at December 31, 2006 notional amounts include contracts amounting to EUR 2.4 billion used to 
hedge the shareholders’ equity of foreign subsidiaries (December 31, 2005 EUR 2.4 billion). 

Cash settled equity options can be used to hedge risk relating to incentive programs and investment 
activities. 

US Commercial Paper (USCP) program, totaling USD 500 million 

Fair values of derivatives

None of the above programs have been used to a signifi cant degree in 2006. 

Nokia’s international creditworthiness facilitates the effi cient use of international 
capital and loan markets. The ratings of Nokia from credit rating agencies have not 
changed during the year. The ratings as at December 31, 2006 were: 

The net fair values of derivative fi nancial instruments at the balance sheet date 
were: 

EURm 

2006 

2005

Short-term 

Long-term 

Standard & Poor’s 
Moody’s 
Standard & Poor’s 
Moody’s 

A-1
P-1
A
A1

Derivatives with positive fair value 1:

Forward foreign exchange contracts 2 
Currency options 
Cash settled equity options 

Derivatives with negative fair value 1:

Forward foreign exchange contracts 2  
Currency options 
Cash settled equity options 

65 
2 
7 

–63 
–3 
–2 

60
1
8

–97
–
–

1 

2 

Out of the forward foreign exchange contracts and currency options, fair value net EUR 25 million 
gain was designated for hedges of net investment in foreign subsidiaries as at December 31, 2006 
(net EUR 27 million loss at December 31, 2005) and reported within translation differences. 

Out of the outstanding foreign exchange forward contracts, fair value net EUR 1 million loss was 
designated for cash flow hedges as at December 31, 2006 (net EUR 3 million loss at December 31, 
2005) and reported in fair value and other reserves. The total gain and loss of foreign exchange 
forward contracts designated for cash flow hedges and reported in fair value and other reserves was 
net EUR 69 million gain as at December 31, 2006 (net EUR 163 million loss at December 31, 2005).

Notes to the consolidated fi nancial statement 

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Parent company fi nancial statements
according to Finnish Accounting Standards

Profit and loss accounts, parent company, FAS

Balance sheets, parent company, FAS

Financial year ended December 31 

Notes 

2006 
EURm 

2005
EURm

Net sales 

Cost of sales 

Gross margin 

Selling and marketing expenses 

Research and development expenses 

Administrative expenses 

Other operating expenses 

Other operating income  

32 213 

26 552

– 23 165 

– 18 318

9 048 

8 234

– 1 446 

– 3 777 

– 820 

– 506 

438 

– 1 228

– 3 658

– 680

– 304

154

Operating profit 

2, 3 

2 937 

2 518

Financial income and expenses

Income from long-term investments

  Dividend income from Group companies 

4 447 

723

  Dividend income from other companies 

Interest income from Group companies  

Other interest and fi nancial income

Interest income from Group companies  

Interest income from other companies  

Other fi nancial income from other companies 

Exchange gains and losses 

Interest expenses and other fi nancial expenses

1 

1 

355 

2 

–  

53 

1

3

221

4

2

– 241

Interest expenses to Group companies 

– 385 

– 159

Interest expenses to other companies 

  Other fi nancial expenses 

Financial income and expenses, total 

– 4 

– 3 

4 467 

– 5

– 5

544

Profit before extraordinary items and taxes 

7 404 

3 062

Extraordinary items

  Group contributions 

Extraordinary items, total 

Profit before taxes 

Income taxes

for the year 

from previous years 

Net profit 

33 

33 

– 16

– 16

7 437 

3 046

– 759 

5 

6 683 

– 648

24

2 422

December 31 

A S S E T S

Fixed assets and other non-current assets

Intangible assets 

Capitalized development costs 

Intangible rights 

  Other long-term expenses 

Tangible assets 

Investments

Investments in subsidiaries 

Investments in associated companies 

Long-term loan receivables 
from Group companies 

Long-term loan receivables from 

  other companies 

  Other non-current assets 

Current assets

Inventories and work in progress

  Raw materials and supplies 

  Work in progress 

Finished goods 

Receivables

  Trade debtors from Group companies 

  Trade debtors from other companies 

Short-term loan receivables from Group companies  

Short-term loan receivables from other companies   

  Prepaid expenses and accrued income 

from Group companies 

  Prepaid expenses and accrued income 

from other companies 

Bank and cash 

Notes 

2006 
EURm 

2005
EURm

4

5 

6 
6 

6 

250 

61 

5 

316 

–  

260

55

4

319

–

3 682 

3 565

6 

35 

12 

5 

7

45

63

5

3 740 

3 685

149 

141 

251 

541 

1 369 

1 885 

4 897 

7 

2 495 

965 

146

223

315

684

1 588

1 632

11 752

13

148

946

11 618 

16 079

204 

32

16 419 

20 799 

See Notes to the financial statements of the parent company.

See Notes to the financial statements of the parent company.

42 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Parent company

Cash flow statements, parent company, FAS

December 31 

Notes 

2006 
EURm 

2005
EURm

Financial year ended December 31 

Notes 

2006 
EURm 

2005
EURm

S H A R E H O L D E R S ’   E Q U I T Y   A N D   L I A B I L I T I E S

Cash flow from operating activities

Shareholders’ equity 

Share capital 

Share issue premium 

  Treasury shares 

  Retained earnings 

  Net profi t for the year 

Provisions 

  Other provisions 

Liabilities

Short-term liabilities

7

7 

8 

7, 8 

Net profi t 

  Adjustments, total 

246 

2 312 

266

2 246

Net profi t before change in net working capital 

Change in net working capital 

– 2 054 

– 3 614

Cash generated from operations 

2 090 

6 683 

9 277 

6 107

2 422 

7 427 

Interest received 

Interest paid 

  Other fi nancial income and expenses 

Income taxes paid 

Cash fl ow before extraordinary items 

121 

–

Extraordinary income and expenses  

12 

12 

 6 683 

– 3 293 

 3 390 

32 

3 422 

359 

– 388 

22 

– 628 

2 787 

– 16 

2 422

526

2 948

– 655

2 293

227

– 163

-49

– 858

1 450

12

Net cash from operating activities 

2 771 

1 462

Current fi nance liabilities from Group companies 

2 810 

9 515

Current fi nance liabilities from other companies 

  Advance payments from other companies 

  Trade creditors to Group companies 

  Trade creditors to other companies 

  Accrued expenses and prepaid income 

to Group companies 

  Accrued expenses and prepaid income 

to other companies 

2 

72 

1 127 

1 154 

– 

121

918

1 170

94 

2

1 762 

7 021 

1 646

13 372

Cash flow from investing activities

Investments in shares 

Additions to capitalized development costs 

Capital expenditures 

Proceeds from sale of shares 

Long-term loans made to customers 

Proceeds from repayment and sale 
of long term loans receivable 

Proceeds from other long-term receivables 

Proceeds from short-term receivables 

Dividends received 

– 135 

– 127 

– 38 

1 

– 11 

56 

14 

6 911 

2 013 

– 8

– 153

– 29

10

– 56

– 

98

723

714

Net cash used in investing activities 

8 684 

1 299 

Cash flow from financing activities

Proceeds from share issue 

Proceeds from borrowings 

Repayment of borrowings 

Purchase of treasury shares 

Dividends paid 

46 

–  

– 6 451 

– 3 366 

– 1 512 

2

2 927

– 4

– 4 266

– 1 463

Net cash used in financing activities 

– 11 283 

– 2 804

Net increase/decrease in cash and cash equivalents   

Cash and cash equivalents at beginning of period 

16 419 

20 799

Cash and cash equivalents at end of period 

172 

32 

204 

– 43

75

32

See Notes to the financial statements of the parent company.

See Notes to the financial statements of the parent company.

Parent company 

43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the fi nancial statements of the parent company

1.  Accounting principles

The Parent company Financial Statements are prepared according to Finnish 
Accounting Standards (FAS).

See Note 1 to Notes to the consolidated fi nancial statements.

2.  Personnel expenses

EURm 

Wages and salaries 

Pension expenses 

Other social expenses 

Personnel expenses as per 
profi t and loss account 

EUR 

Jorma Ollila
Chairman of the Board 1 

Olli-Pekka Kallasvuo
President and CEO 2 

2006 

1 395 

218 

97 

1 710 

2005

1 288

179

82

1 549

Management compensation

The following table sets forth the salary and cash incentive information awarded 
and paid or payable by the company to the Chief Executive Offi cer and President of 
Nokia Corporation for fi scal years 2004 – 2006 as well as the share-based compensa-
tion expensed by the company:

2006 

2005 

2004

Base 
salary 

Cash 

Share-based 
incentive  compensation 
payments 

expense 

Base 
salary 

Cash 

Share-based 
incentive compensation 
payments 

expense 

Base 
salary 

Cash 

Share-based 
incentive  compensation
payments 

expense

609 524 

643 942 

6 325 728 

1 500 000 

3 212 037 

3 389 994 

1 475 238 

1 936 221 

2 109 863

898 413 

664 227 

2 108 197 

623 524 

947 742 

666 313 

584 000 

454 150 

394 979

1 

2 

CEO and Chairman until June 1, 2006.

President and CEO as from June 1, 2006; and President and COO October 1, 2005 – June 1, 2006; 
Executive Vice President and General Manager of Mobile Phones January 1, 2004 – October 1, 2005.

Total remuneration of the Group Executive Board awarded for the fi scal years 
2004 – 2006 was EUR 8 574 443 in 2006 (EUR 14 684 602 in 2005 and EUR 13 594 942 
in 2004), which consisted of base salaries and cash incentive payments. Total 
share-based compensation expense relating to equity-based awards, expensed by 
the company was EUR 15 349 337 in 2006 (EUR 8 295 227 in 2005 and EUR 4 763 545 
in 2004).

Board of Directors

The following table sets forth the total annual remuneration paid to the members 
of our Board of Directors, as resolved by the Annual General Meetings in the respec-
tive years. 

2006 

2005 

2004 

Gross  
annual fee 
EUR 1 

Shares 
received 

Gross  
annual fee 
EUR 1 

Shares 
received 

Gross  
annual fee 
EUR 1

Shares
received 

375 000 

8 035 

165 000 

5 011 

150 000 

4 834

162 500 

120 000 

110 000 

110 000 

135 000 

110 000 

120 000 

120 000 

3 481 

2 570 

2 356 

2 356 

2 892 

2 356 

2 570 

2 570 

162 500 

120 000 

110 000 

110 000 

135 000 

110 000 

– 

120 000 

4 935 

3 644 

3 340 

3 340 

4 100 

3 340 

– 

3 644 

150 000 

100 000 

– 

100 000 

125 000 

100 000 

– 

100 000 

4 834

3 223

–

3 223

4 029

3 223

–

3 223

Board of Directors

Jorma Ollila 2
Chairman 

Paul J. Collins 3
Vice Chairman 

Georg Ehrnrooth 4  

Daniel R. Hesse 5  

Dr. Bengt Holmström 6  

Per Karlsson 7  

Dame Marjorie Scardino 8  

Keijo Suila 9  

Vesa Vainio 10 

11

12

44 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the financial statements of the parent company

1 

2 

3 

4 

5 

6 

7 

Approximately 60% of the gross annual fee is paid in cash. Approximately 40% is paid in Nokia shares 
acquired from the market included in the table under “Shares received.”.

This table includes fees paid for Mr. Ollila, Chairman, for his services as Chairman of the Board, only.

The 2006 and 2005 fees of Mr. Collins amounted to a total of EUR 162 500, consisting of a fee of EUR 
137 500 for services as Vice Chairman of the Board and EUR 25 000 for services as Chairman of the 
Personnel Committee. The 2004 fee of Mr. Collins amounted to a total of EUR 150 000, consisting of a 
fee of EUR 125 000 for services as Vice Chairman of the Board and EUR 25 000 for services as Chairman 
of the Personnel Committee.

The 2006 and 2005 fees of Mr. Ehrnrooth amounted to a total of EUR 120 000, consisting of a fee of 
EUR 110 000 for services as a member of the Board and EUR 10 000 for services as a member of the 
Audit Committee. The 2004 fee of Mr. Ehrnrooth amounted to EUR 100 000 for services as a member of 
the Board.

The 2006 and 2005 fees of Mr. Hesse amounted to EUR 110 000 for services as a member of the Board.

The 2006 and 2005 fees of Mr. Holmström amounted to EUR 110 000 for services as a member of the 
Board. The 2004 fee of Mr. Holmström amounted to EUR 100 000 for services as a member of the Board.

The 2006 and 2005 fees of Mr. Karlsson amounted to a total of EUR 135 000, consisting of a fee of EUR 
110 000 for services as a member of the Board and EUR 25 000 for services as Chairman of the Audit 
Committee. The 2004 fee of Mr. Karlsson amounted to a total of EUR 125 000, consisting of a fee of 
EUR 100 000 for services as member of the Board and EUR 25 000 for services as Chairman of the Audit 
Committee.

8 

9 

10 

11 

12 

The 2006 and 2005 fees of Ms. Scardino amounted to EUR 110 000 for services as a member of the 
Board. The 2004 fee of Ms. Scardino amounted to EUR 100 000 for services as a member of the Board.

The 2006 fee of Mr. Suila amounted to a total of EUR 120 000, consisting of a fee of EUR 110 000 for 
services as a member of the Board and EUR 10 000 for services as a member of the Audit Committee. 
Mr. Suila is a Nokia Board member since 2006.

The 2006 and 2005 fees of Mr. Vainio amounted to a total of EUR 120 000, consisting of a fee of EUR 
110 000 for services as a member of the Board and EUR 10 000 for services as a member of the Audit 
Committee. The 2004 fee of Mr. Vainio amounted to EUR 100 000 for services as a member of the 
Board.

Edouard Michelin was paid the gross annual fee of EUR 110 000 for services as a member of the Board 
prior to his accidental death in May 2006. This amount included 2 356 shares. The 2005 fee of Mr. 
Michelin amounted to EUR 110 000 for services as a member of the Board, which amount included 
3 340 shares.

Arne Wessberg served as a member of the Board until March 30, 2006. The 2005 fee of Mr. Wessberg 
amounted to a total of EUR 120 000, consisting of a fee of EUR 110 000 for services as a member 
of the Board and EUR 10 000 for services as a member of the Audit Committee. The total amount 
included 3 644 shares. The 2004 fee of Mr. Wessberg amounted to EUR 100 000 for services as a 
member of the Board, which amount included 3 223 shares.

Retirement benefi ts of certain Group Executive Board Members

4.  Intangible assets

Jorma Ollila’s service contract ended as of June 1, 2006, after which he is not eligible 
to receive any additional retirement benefi ts from Nokia. Olli-Pekka Kallasvuo can, as 
part of his service contract, retire at the age of 60 with full retirement benefi t should 
he be employed by Nokia at the time. The full retirement benefi t is calculated as if Mr. 
Kallasvuo had continued his service with Nokia through the statutory retirement age 
of 65. Hallstein Moerk, following his arrangement with a previous employer, has also 
in his current position at Nokia a retirement benefi t of 65% of his pensionable salary 
beginning at the age of 62. Early retirement is possible at the age of 55 with reduced 
benefi ts. Simon Beresford-Wylie participates in the Nokia International Employee 
Benefi t Plan (NIEBP). The NIEBP is a defi ned contribution retirement arrangement 
provided to some Nokia employees on international assignments. The contributions 
to NIEBP are funded two-thirds by Nokia and one-third by the employee. Because Mr. 
Beresford-Wylie also participates in the Finnish TEL system, the company contribu-
tion to NIEBP is 1.3% of annual earnings.

Personnel average 

2006 

2005

Production 
Marketing 
R&D 
Administration 

Personnel, December 31 

6 194 
1 444 
13 544 
3 121 
24 303 

24 333 

5 984
1 326
13 149
3 152
23 611

23 509

3.  Depreciation and amortization 

EURm 

2006 

2005

Depreciation and amortization by asset class category
Intangible assets

Capitalized development costs 
Intangible rights 

Tangible assets 
Total 

Depreciation and amortization by function
R&D 
Production 
Selling, marketing and administration 
Total 

137 
31 
–  
168 

149 
2 
17 
168 

221
28
– 
249

232
1
16
249

EURm 

2006 

2005

Capitalized development costs
Acquisition cost January 1  
Additions  
Accumulated amortization relating to 
additions December 31 
Disposals  
Accumulated amortization relating to 
deductions December 31 
Accumulated amortization December 31 
Net carrying amount December 31 

Intangible rights
Acquisition cost January 1  
Additions  
Accumulated amortization relating 
to additions December 31 
Disposals  
Accumulated amortization relating 
to deductions December 31 
Accumulated amortization December 31 
Net carrying amount December 31 

Other intangible assets
Acquisition cost January 1  
Additions  
Accumulated amortization relating to 
additions December 31 
Disposals  
Accumulated amortization relating to 
deductions December 31 
Accumulated amortization December 31 
Net carrying amount December 31 

1 517 
127 

– 5 
– 39 

39 
– 1 389 
250 

311 
37 

– 5 
– 38 

38 
– 282 
61 

7 
3 

–  
– 2 

–  
– 3 
5 

1 394
153

– 8
– 30

30
– 1 279
260

290
25

– 4
– 4

4
– 256
55

3
4

– 
– 

– 
– 3
4

5.  Tangible assets

At the end of 2006 and 2005 the parent company had no tangible assets. These 
assets were leased from Nokia Asset Management Oy, a company wholly owned by 
Nokia Corporation.

Notes to the fi nancial statements of the parent company 

45

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the financial statements of the parent company

2006 

2005

3 565 
148 
– 31 
3 682 

3 597
65
– 97
3 565

7 
4 

– 5 
6 

5 
–  
–  
5 

5
2

–
7

7 
4 
– 6
5

6.  Investments

EURm 

Investments in subsidiaries
Acquisition cost January 1  
Additions  
Disposals  
Net carrying amount December 31 

Investments in associated companies
Acquisition cost January 1  
Additions 

Disposals  
Net carrying amount December 31 

Investments in other shares
Acquisition cost January 1  
Additions  
Disposals  
Net carrying amount December 31 

7.  Shareholders’ equity 

Parent Company, EURm 

Balance at January 1, 2004 

   Share issue 

   Cancellation of treasury shares 

   Acquisitions of treasury shares 

   Dividend 

   Support to the Foundation of Nokia Corporation 

   Net profi t 

Balance at December 31, 2004 

   Share issue 

   Cancellation of treasury shares 

   Acquisitions of treasury shares 

   Dividend 

   Adoption of IAS 39(R)   

   Net profi t 

Balance at December 31, 2005 

   Share issue 

   Cancellation of treasury shares 

   Acquisitions of treasury shares 

   Settlement of performance shares 

   Dividend 

   Net profi t 

Balance at December 31, 2006 

46 

Nokia in 2006

Share 
capital 

Share
issue 
premium 

Treasury 
shares 

Retained
earnings 

Total

288 

2 222 

– 1 351 

11 132 

12 291

– 8 

8 

1 999 

– 2 660 

280 

2 230 

– 2 012 

– 14 

2 

14 

2 664 

– 4 266 

266 

2 246 

– 3 614 

– 20 

46 

20 

4 927 

– 3 404  

37 

246 

2 312 

– 2 054 

– 1 999 

– 1 399 

– 5 

2 434 

10 163 

– 2 664 

– 1 463 

71 

2 422 

8 529 

– 4 927 

– 1 512 

6 683 

8 773 

– 

– 

– 2 660

– 1 399

– 5

2 434

10 661

2

– 

– 4 266

– 1 463

71

2 422

7 427

46

– 

– 3 404

37

– 1 512

6 683

9 277

 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the financial statements of the parent company

8.  Distributable earnings

13.  Principal Nokia Group companies 

on December 31, 2006

EURm 

2006 

2005

See note 36 to Notes to the consolidated fi nancial statements. 

Retained earnings from previous years 
Net profi t for the year 
Retained earnings, total 
Treasury shares 
Distributable earnings, December 31 

2 090 
6 683 
8 773 
– 2 054 
6 719 

6 107
2 422
8 529
– 3 614
4 915

14.  Nokia shares and shareholders

See Nokia Shares and Shareholders p. 48 – 51.

9.  Commitments and contingencies

15.  Accrued income

EURm 

2006 

2005

Contingent liabilities on behalf of Group companies
Guarantees for loans 
Leasing guarantees 
Other guarantees 
Contingent liabilities on behalf of other companies
Guarantees for loans 
Other guarantees 

151 
291 
343 

23 
1 

125
357
274

– 
1

10.  Leasing contracts

EURm 

Taxes 
Other 
Total 

16.  Accrued expenses

EURm 

Personnel expenses 
Other 
Total 

At December 31, 2006  the leasing contracts of the Parent Company amounted to 
EUR 428 million (EUR 464 million in 2005), of which EUR 383 million in 2006 relate to 
Group internal agreements. EUR 408 million will expire in 2007 (EUR 445 million in 
2006).

17.  Income tax

EURm 

11.  Loans granted to the management of the company

Income tax from operations  
Other income tax 
Total 

2006 

188 
3 272 
3 460 

2006 

297 
1 680 
1 977 

2005

320
774
1 094

2005

303
1 345
1 648

2006 

2005

750 
9 
759 

652
– 4
648

There were no loans granted to the members of the Group Executive Board and 
Board of Directors at December 31, 2006.

Income taxes are shown separately in the Notes to the fi nancial statements as they 
have been shown as a one-line item on the face of the profi t and loss statement.

12.  Notes to cash flow statements

EURm 

2006 

2005

Adjustments for:
  Depreciation 
Income taxes 
Financial income and expenses 
Impairment of non-current 
  available-for-sale investments  
  Other operating income and expenses 
Adjustments, total  

Change in net working capital

Short-term trade receivables, 
increase (–), decrease (+) 
Inventories, increase (–), decrease (+) 
Interest-free short-term liabilities, 
increase (+), decrease (–) 
Change in net working capital 

168 
754 
– 4 467 

34 
218 
– 3 293 

250
624
– 544

– 5
201
526

– 361 
143 

250 
32 

– 1 471
– 212

1 028
– 655

Notes to the fi nancial statements of the parent company 

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Nokia shares and shareholders

Shares and share capital

Nokia has one class of shares. Each Nokia share en-
titles the holder to one (1) vote at General Meetings of 
Nokia. The par value of the share is EUR 0.06. 

The minimum share capital stipulated in the 
Articles of Association is EUR 170 million and the maxi-
mum share capital EUR 680 million. The share capital 
may be increased or reduced within these limits 
without amending the Articles of Association. 

On December 31, 2006, the share capital of Nokia 

Corporation was EUR 245 702 557.14 and the total 
number of shares issued was 4 095 042 619.

On December 31, 2006, the total number of shares 

included 129 312 226 shares owned by Group compa-
nies with an aggregate par value of EUR 7 758 733.56 
representing approximately 3.2% of the share capital 
and the total voting rights.

Pursuant to the announcement on January 25, 
2007, the Board of Directors will propose for share-
holders’ approval at the Annual General Meeting 
convening on May 3, 2007 that the Articles of Associa-
tion be amended to the effect that the provisions on 
minimum and maximum share capital as well as on 
the par value of a share be removed.

Share capital and shares, December 31 

Share capital, EURm 

Shares (1 000, par value EUR 0.06) 

Shares owned by the Group (1 000) 

2006 

246 

2005 

266 

2004 

280 

2003 

288 

2002

287

4 095 043 

4 433 887 

4 663 761 

4 796 292 

4 787 907

129 312 

261 511 

176 820 

96 024 

1 145

Number of shares excluding shares owned  by the Group (1 000) 

3 965 730 

4 172 376 

4 486 941 

4 700 268 

4 786 762

Average number of shares excluding shares owned
by the Group during the year (1 000), basic 

Average number of shares excluding shares owned  
by the Group during the year (1 000), diluted 

Number of registered shareholders 1 

1 

Each account operator is included in the figure as only one registered shareholder.

4 062 833 

4 365 547 

4 593 196 

4 761 121 

4 751 110

4 086 529 

4 371 239 

4 600 337 

4 761 160 

4 788 042

119 143 

126 352 

142 095 

133 991 

129 508

Key ratios, December 31, IFRS (calculation see page 54) 

2006 

2005 

2004 

2003 

2002

Earnings per share (for profit attributable to the equity holders of the parent), EUR

Earnings per share, basic 

Earnings per share, diluted 

P/E ratio 

(Nominal) dividend per share, EUR 
Total dividends paid, EURm 1 

Payout ratio 

Dividend yield, % 
Shareholders’ equity per share, EUR 2 
Market capitalization, EURm 3 

* 

1   

2   

Proposal by the Board of Directors to the Annual General Meeting on May 3, 2007.

Calculated for all the outstanding shares of the company as of the applicable year-end.

Opening deferred tax assets and retained earnings have each been increased by EUR 
154 million for recognition of certain additional items relating to periods prior to 2002. 
See note 1 “Accounting principles” to the consolidated financial statements.

3    

Shares owned by the Group companies are not included.

1.06 

1.05 

 14.60 

0.43 * 

1 761 * 

0.41 * 

 2.8 

3.02 

0.83 

0.83 

18.61 

0.37 

1 641 

0.45 

2.4 

2.95 

0.69 

0.69 

16.84 

0.33 

1 539 

0.48 

2.8 

3.21 

0.74 

0.74 

18.53 

0.30 

1 439 

0.41 

2.2 

3.26 

0.71

0.71

21.34

0.28

1 341

0.39

1.8

3.02

61 390 

64 463 

52 138 

65 757 

72 537

Splits of the par value of the Nokia share 

Par value before 

Split ratio 

Par value after 

Effective date

1986 

1995 

1998 

1999 

2000 

FIM 100 (EUR 16.82) 

FIM 20 (EUR 3.36) 

FIM 5 (EUR 0.84) 

FIM 2  5 (EUR 0.42) 

EUR 0.24 

5:1 

4:1 

2:1 

2:1 

4:1 

FIM 20 (EUR 3.36) 

December 31, 1986

FIM 5 (EUR 0.84) 

FIM 2  5 (EUR 0.42) 
EUR 0.24 1 

EUR 0.06 

April 24, 1995

April 16, 1998

April 12, 1999

April 10, 2000

1  

At the same time with a bonus issue of EUR 0.03 per each share of a par value of EUR 0.24.

48 

Nokia in 2006

 
Nokia shares and shareholders

Authorizations

Authorization to increase the share capital

Other authorizations

The Board of Directors had been authorized by Nokia 
shareholders at the Annual General Meeting held on 
April 7, 2005 to decide on an increase of the share 
capital by a maximum of EUR 53 160 000 offering a 
maximum of 886 000 000 new shares. In 2006, the 
Board of Directors did not increase the share capital 
on the basis of this authorization. The authorization 
expired on March 30, 2006 following the new authori-
zation granted by the Annual General Meeting 2006. 
At the Annual General Meeting held on March 30, 

2006 Nokia shareholders authorized the Board of 
Directors to decide on an increase of the share capital 
by a maximum of EUR 48 540 000 within one year from 
the resolution of the Annual General Meeting. The in-
crease of the share capital may consist of one or more 
issues offering a maximum of 809 000 000 new shares 
with a par value of EUR 0.06 each. The share capital 
may be increased in deviation from the shareholders’ 
pre-emptive rights for share subscription provided 
that from the company’s perspective important fi nan-
cial grounds exist such as fi nancing or carrying out 
of an acquisition or another arrangement or granting 
incentives to selected members of the personnel. In 
2006, the Board of Directors did not increase the share 
capital on the basis of this authorization. The authori-
zation is effective until March 30, 2007. 

At the end of 2006, the Board of Directors had 

no other authorizations to issue shares, convertible 
bonds, warrants or stock options.  

Share issues 2002 – 2006

At the Annual General Meeting held on April 7, 2005, 
Nokia shareholders authorized the Board of Direc-
tors to repurchase a maximum of 443 200 000 Nokia 
shares, and to transfer a maximum of 443 200 000 
Nokia shares. In 2006 Nokia repurchased 84 880 000 
Nokia shares on the basis of the buy-back authoriza-
tion. No shares were transferred in 2006 under the re-
spective authorization. These authorizations expired 
on March 30, 2006 following the new authorizations 
granted by the Annual General Meeting 2006. 

At the Annual General Meeting held on March 30, 
2006, Nokia shareholders authorized the Board of Di-
rectors to repurchase a maximum of 405 million Nokia 
shares, representing less than 10% of the share capital 
and the total voting rights, and to resolve on the trans-
fer of a maximum of 405 million Nokia shares. In 2006, 
Nokia repurchased a total of 126 960 000 shares under 
this buy-back authorization, as a result of which the 
unused authorization amounted to 278 040 000 shares 
on December 31, 2006. In 2006, a total of 2 236 479 
shares were transferred under the authorization to 
transfer shares. The shares may be repurchased under 
the buy-back authorization in order to carry out the 
company’s stock repurchase plan. In addition, shares 
may be repurchased in order to develop the capital 
structure of the company, to fi nance or carry out acqui-
sitions or other arrangements, to settle the company’s 
equity-based incentive plans, to be transferred for 
other purposes, or to be cancelled. The authorization 
to transfer the shares may be carried out pursuant to 

terms determined by the Board in connection with 
acquisitions or in other arrangements or for incentive 
purposes to selected members of the personnel. The 
Board may resolve to transfer the shares in another 
proportion than that of the shareholders’ pre-emptive 
rights to the company’s shares, provided that from the 
company’s perspective important fi nancial grounds 
exist for such transfer. These authorizations are effec-
tive until March 30, 2007.

Authorizations proposed to the Annual 
General Meeting 2007

Pursuant to the announcement on January 25, 2007, 
the Board of Directors will propose to the Annual 
General Meeting convening on May 3, 2007 that the 
Annual General Meeting authorize the Board of Direc-
tors to resolve to issue a maximum of 800 million 
shares through issuance of shares or special rights 
entitling to shares (including stock options) in one or 
more issues. The Board may issue either new shares 
or shares held by the company. It is proposed that the 
authorization be effective until June 30, 2010. 

Further, the Board of Directors will propose to 

the Annual General Meeting 2007 that the Annual 
General Meeting authorize the Board of Directors to 
repurchase a maximum of 380 million Nokia shares by 
using funds in the unrestricted shareholders’ equity. 
The proposed amount of shares corresponds to less 
than 10% of all shares of the company. It is proposed 
that the authorization be effective until June 30, 2008.

Year 

2002 

2003 

2004 

2005 

2006 

Type of Issue 

Nokia Stock Option Plan 1997 
Nokia Stock Option Plan 1999 
Total 

Nokia Stock Option Plan 1997 
Share issue to stockholders of Eizel Technologies Inc. 
Total 

Nokia Stock Option Plan 1999 
Total 

Nokia Stock Option Plan 2003 2Q 
Nokia Stock Option Plan 2003 3Q 
Nokia Stock Option Plan 2004 2Q 
Nokia Stock Option Plan 2004 3Q 
Total 

Nokia Stock Option Plan 2003 2Q 
Nokia Stock Option Plan 2003 3Q 
Nokia Stock Option Plan 2003 4Q 
Nokia Stock Option Plan 2004 2Q 
Nokia Stock Option Plan 2004 3Q 
Nokia Stock Option Plan 2004 4Q 
Nokia Stock Option Plan 2005 2Q 
Nokia Stock Option Plan 2005 3Q 
Total 

Subscription 
price 
EUR 

Number of 
new shares 
(1 000) 

Date of 
payment 

Net 
proceeds 
EURm 

New share
capital
EURm

3.23 
16.89 

3.23 
14.76 

16.89 

14.95 
12.71 
11.79 
9.44 

14.95 
12.71 
15.05 
11.79 
9.44 
12.35 
12.79 
13.09 

50 357 
20 
50 377 

7 160 
1 225 
8 385 

5 
5 

61 
6 
55 
3 
125 

2 287 
32 
3 
523 
9 
17 
174 
2 
3 047 

2002 
2002 

2003 
2003 

2004 

2005 
2005 
2005 
2005 

2006 
2006 
2006 
2006 
2006 
2006 
2006 
2006 

162.50 
0.33 
162.83 

23.11 
18.08 
41.19 

0.09 
0.09 

0.91 
0.08 
0.65 
0.02 
1.66 

34.19 
0.41 
0.05 
6.16 
0.08 
0.21 
2.22 
0.03 
43.34 

3.02 
0.00
3.02

0.43 
0.07
0.50

0.00
0.00

0.00 
0.00 
0.00 
0.00
0.01

0.14 
0.00 
0.00 
0.03 
0.00 
0.00 
0.01 
0.00
0.18

Nokia shares and shareholders 

49

 
 
 
 
 
 
  
 
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
 
 
 
 
 
 
 
  
  
  
 
 
 
Nokia shares and shareholders

Reductions of share capital

Type of reduction 

Cancellation of shares 

Cancellation of shares 

Cancellation of shares 

Cancellation of shares 

Share turnover (all stock exchanges)

Number of 
shares 
(1 000, par value 
EUR 0.06) 

Amount of 
reduction of the 
share capital 
EURm 

Amount of 
reduction of the 
restricted capital 
EURm 

Amount of
reduction of the
retained earnings
EURm

69 

132 536 

230 000 

341 890 

0.004 

7.95 

13.80 

20.51 

– 

– 

– 

– 

–

–

–

–

Year 

2001 

2004 

2005 

2006 

Share turnover (1 000) 

Total number of  shares (1 000) 

% of total number of shares 

2006 

12 480 730 

4 095 043 

305 

2005 

2004 

12 977 232 

4 433 887 

293 

14 091 430 

4 663 761 

302 

2003 

11 788 172 

4 796 282 

246 

2002

12 926 683

4 787 907

270

Share prices, EUR (Helsinki Stock Exchange)

2006 

2005 

2004 

2003 

2002

Low/high 
Average 1 

Year-end 

14.61/18.65 

10.75/15.75 

8.97/18.79 

11.44/16.16 

11.10/29.45

15.97 

15.48 

13.20 

15.45 

12.84 

11.62 

14.12 

13.71 

18.13

15.15

1 

Calculated by weighting average price with daily volumes.

Share prices, USD (New York Stock Exchange)

ADS 

Low/high 
Average 1 

Year-end 

2006 

2005 

2004 

2003 

2002

17.72/23.10 

13.92/18.62 

11.03/23.22 

12.67/18.45 

10.76/26.90

19.98 

20.32 

16.39 

18.30 

15.96 

15.67 

15.99 

17.00 

16.88

15.50

1  

Calculated by weighting average price with daily volumes.

50 

Nokia in 2006

 
  
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
 
 
  
Nokia shares and shareholders

Shareholders, December 31, 2006

Shareholders registered in Finland represented 
11.87% and shareholders registered in the name of a 
nominee represented 88.13% of the total number of 
shares of Nokia. The number of registered sharehold-
ers was 119 143 on December 31, 2006. Each account 
operator (25) is included in this fi gure as only one 
registered shareholder. 

Nominee registered shareholders include holders 

of American Depositary Receipts (ADR) and Svenska 
Depåbevis (SDB). As of December 31, 2006 ADRs repre-
sented 28.75% and SDBs 2.54% of the total number of 
shares in Nokia.

During 2006, The Capital Group Companies, Inc., 
a holding company engaged in investment manage-
ment activities, informed Nokia that its holdings had 
exceeded 5% of the share capital of Nokia on April 21, 

2006, fallen below 5% on September 15, 2006 and 
again exceeded 5% on September 21, 2006. As of 
September 21, 2006, The Capital Group Companies, 
Inc. and its subsidiaries held through their clients a 
total of 204 960 602 Nokia shares, which at that time 
corresponded to approximately 5.01% of the share 
capital of Nokia. The holdings of The Capital Group 
Companies, Inc. consist of both ADRs and ordinary 
shares.

Largest shareholders registered in Finland, December 31, 2006

(excluding nominee registered shares 
and shares owned by Nokia Corporation 1) 

Ilmarinen Mutual Pension Insurance Company 

Svenska Litteratursällskapet i Finland rf 

Sigrid Jusélius Foundation 

The State Pension Fund 

Varma Mutual Pension Insurance Company 

Etera Mutual Pension Insurance Company 

The Social Insurance Institution of Finland 

Mutual Insurance Company Pension Fennia 

OP-Delta Fund 

The Finnish Cultural Foundation 

1  

2  

Nokia Corporation owned 128 723 521 shares as of December 31, 2006.

129 312 226 shares owned by the Group companies as of December 31, 2006 do not carry voting rights.

Breakdown of share ownership, December 31, 2006 1

 Total number 
of shares (1 000) 

% of all 
 shares 

% of all

voting rights 2

17 533 

16 730 

15 300 

6 700 

5 500 

4 384 

4 289 

4 260 

4 027 

3 945 

0.43 

0.41 

0.37 

0.16 

0.13 

0.11 

0.10 

0.10 

0.10 

0.10 

By number of shares owned 

Number of 
shareholders 

% of  
shareholders 

Total number 
of shares 

41 130 

55 555 

18 675 

3 456 

257 

30 

28 

12 

34.52 

46.63 

15.67 

2.90 

0.22 

0.03 

0.02 

 0.01 

119 143 

 100.00 

2 514 021 

21 554 233 

58 928 544 

88 915 928 

52 079 630 

21 086 848 

61 553 597 

3 788 409 818 

4 095 042 619 

0.44

0.42

0.39

0.17

0.14

0.11

0.11

0.11

0.10

0.10

% of all 
shares

0.06

0.53

1.44

2.17

1.27

0.52

1.50

92.51

100.00

Shares

88.13
11.87

100.00

By shareholder category
(Finnish shareholders), % 

Corporations 
Households 
Financial and insurance institutions 
Non-profi t organizations 
General government 
Total 

Shares

3.60
4.15
0.79
1.99
1.34
11.87

1    

Please note that the breakdown covers only shareholders registered in Finland, and each 
account operator (25) is included in the number of shareholders as only one registered share-
holder. Due to this, the breakdown is not illustrative to the entire shareholder base of Nokia.

Shares and stock options owned by 
the members of the Board of Direc-
tors and the Group Executive Board 

Members of the Board of Directors and the Group 
Executive Board owned on December 31, 2006 an 
aggregate of 1 330 018 shares which represented ap-
proximately 0.03% of the aggregate number of shares 
and voting rights. They also owned stock options, 
which, if exercised in full, would be exercisable for an 
additional 3 155 806 shares representing approxi-
mately 0.08% of the total number of shares and voting 
rights on December 31, 2006.

Nokia shares and shareholders 

51

1 – 100 

101 – 1 000 

1 001 – 10 000 

10 001 – 100 000 

100 001 – 500 000 

500 001 – 1 000 000 

1 000 001 – 5 000 000 

Over 5 000 000 

Total 

By nationality, % 

Non-Finnish shareholders 
Finnish shareholders 

Total 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
Nokia Group 2002 – 2006, IFRS

2006 

2005 

2004 

2003 

2002

Profit and loss account, EURm 

Net sales 

   Cost and expenses 

Operating profi t  

Share of results of associated companies 

Financial income and expenses 

Profi t before tax  

  Tax 

Profi t before minority interests 

  Minority interests 

41 121 

– 35 633 

5 488 

28 

207 

5 723 

– 1 357 

4 366 

– 60 

Profi t attributable to equity holders of the parent 

4 306 

Balance sheet items, EURm 

Fixed assets and other non-current assets 1 

Current assets 

Inventories 

  Accounts receivable and prepaid expenses 

  Available-for-sale investments 

  Total cash and other liquid assets 

Total equity 

Capital and reserves attributable 
to the Company’s equity holders 1 

  Minority interests 

Long-term liabilities 

 Long-term interest-bearing liabilities 

  Deferred tax liabilities 

  Other long-term liabilities 

Current liabilities 

Short-term borrowings 

Current portion of long-term loans 

  Accounts payable 

  Accrued expenses 

  Provisions 

Total assets 

4 031 

18 586 

1 554 

8 495 

–  

8 537 

12 060 

11 968 

92 

396 

69 

205 

122 

10 161 

247 

–  

3 732 

3 796 

2 386 

22 617 

34 191 

– 29 552 

4 639 

10 

322 

4 971 

– 1 281 

3 690 

– 74 

3 616 

3 501 

18 951 

1 668 

7 373 

–  

9 910 

12 514 

12 309 

205 

268 

21 

151 

96 

9 670 

377 

–  

3 494 

3 320 

2 479 

22 452 

29 371 

– 25 045 

4 326 

– 26 

405 

4 705 

– 1 446 

3 259 

– 67 

3 192 

3 315 

19 508 

1 305 

6 406 

255 

11 542 

14 553 

14 385 

168 

294 

19 

179 

96 

7 976 

215 

–  

2 669 

2 604 

2 488 

22 823 

29 533 

– 24 573 

4 960 

– 18 

352 

5 294 

– 1 697 

3 597 

– 54 

3 543 

3 991 

20 083 

1 169 

6 802 

816 

11 296 

15 466 

15 302 

164 

328 

20 

241 

67 

8 280 

387 

84 

2 919 

2 468 

2 422 

24 074 

30 016

– 25 236

4 780

– 19

156

4 917

– 1 484

3 433

– 52

3 381

5 896

17 585

1 277

6 957

– 

9 351

14 608

14 435

173

461

187

207

67

8 412

377

– 

2 954

2 611

2 470

23 481

1 

Deferred tax assets and shareholders’ equity have been increased in all periods presented by EUR 
154 million for recognition of certain additional items relating to periods prior to 2002. See Note 1.

52 

Nokia in 2006

 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Key ratios and economic indicators * 

Net sales, EURm 

Change, % 

Exports and foreign subsidiaries, EURm 

Salaries and social expenses, EURm 

Operating profi t, EURm 

  % of net sales 

Financial income and expenses, EURm 

  % of net sales 

Profi t before tax, EURm 

  % of net sales 

Profi t from continuing operations, EURm 

  % of net sales 

Taxes, EURm 

Dividends, EURm 

Capital expenditure, EURm 

  % of net sales 

Gross investments 1, EURm 

  % of net sales 

R&D expenditure, EURm 

  % of net sales 

Average personnel 

Non-interest bearing liabilities, EURm 

Interest-bearing liabilities, EURm 

Return on capital employed, % 2 

Return on equity, % 2 

Equity ratio, % 2 

Net debt to equity, % 2 

Board’s proposal

2006 

41 121 

20.3 

40 734 

4 206 

5 488 

13.3 

207 

0.5 

5 723 

13.9 

4 306 

10.5 

1 357 

1 761 * 

650 

1.6 

897 

2.2 

3 897 

9.5 

65 324 

10 036 

316 

45.8 

35.5 

52.6 

– 68 

Includes acquisitions, investments in shares and capitalized development costs.

Deferred tax assets and total shareholders’ equity has been increased by EUR 154 million for all 
periods presented for recognition of certain additional items relating to periods prior to 2002. 
See Note 1.

* 

1 

2 

Calculation of Key Ratios, see page 54.

2005 

34 191 

16.4 

33 860 

3 773 

4 639 

13.6 

322 

0.9 

4 971 

14.5 

3 616 

10.6 

1 281 

1 641 

608 

1.8 

870 

3.1 

3 825 

11.2 

56 896 

9 389 

398 

36.3 

27.1 

56.4 

– 76 

2004 

29 371 

– 0.5 

29 020 

3 430 

4 326 

14.7 

405 

1.4 

4 705 

16.0 

3 192 

10.9 

1 446 

1 539 

548 

1.9 

1 197 

4.1 

3 776 

12.9 

53 511 

7 857 

234 

31.2 

21.5 

64.6 

– 78 

Nokia Group 2002 – 2006, IFRS

2003 

29 533 

– 1.6 

29 186 

3 026 

4 960 

16.8 

352 

1.2 

5 294 

17.9 

3 543 

12.0 

1 699 

1 439 

432 

1.5 

1 013 

3.4 

3 788 

12.8 

51 605 

8 117 

491 

34.0 

23.8 

65.0 

– 70 

2002

30 016

– 3.8

29 663

3 140

4 780

15.9

156

0.5

4 917

16.4

3 381

11.3

1 484

1 340

432

1.4

966

3.2

3 052

10.2

52 714

8 309

564

34.9

25.4

62.7

– 60

Nokia Group 2002 – 2006, IFRS 

53

 
 
Return on shareholders’ equity, % 
Profi t attributable to the equity holders of the parent 

Average capital and reserves attributable to the Company’s equity holders 
during the year

Equity ratio, % 
Capital and reserves attributable to the Company’s equity holders 
+ minority shareholders’ interests            

Total assets – advance payments received

Net debt to equity (gearing), %  
Long-term interest-bearing liabilities (including the current portion thereof) 
+ short-term borrowings – cash and other liquid assets  

Capital and reserves attributable to the equity holders of the parent 
+ minority shareholders’ interests

Year-end currency rates 2006

USD        
GBP 
SEK         
JPY          

1 EUR =

1.3123
 0.6703
9.0504
 155.18

Calculation of key ratios

Key ratios under IFRS

Operating profi t 
Profi t after depreciation 

Shareholders’ equity 
Share capital + reserves attributable to the Company’s equity holders 

Earnings per share (basic) 
Profi t attributable to equity holders of the parent 

Average of adjusted number of shares during the year 

P/E ratio 
Adjusted share price, December 31 

Earnings per share 

Dividend per share 
Nominal dividend per share                                               

The adjustment coeffi cients of the share issues that have 
taken place during or after the year in question 

Payout ratio 
Dividend per share 

Earnings per share 

Dividend yield, % 
Nominal dividend per share 

Share price 

Shareholders’ equity per share 
Capital and reserves attributable to the Company’s equity holders  

Adjusted number of shares at year end 

Market capitalization 
Number of shares x share price per share class 

Adjusted average share price 
Amount traded, in EUR, during the period                  

Adjusted number of shares traded during the period 

Share turnover, % 
Number of shares traded during the period    

Average number of shares during the period 

Return on capital employed, % 
Profi t before taxes + interest and other net fi nancial expenses                             

Average capital and reserves attributable to the Company’s equity holders 
+ short-term borrowings + long-term interest-bearing liabilities 
(including the current portion thereof) + minority shareholders’ interests

54 

Nokia in 2006

 
 
 
 
 
Proposal by the Board of Directors 
to the Annual General Meeting

The distributable earnings in the balance sheet of the Group amount to EUR 8 896 million and 

those of the Company to EUR 6 719 million.

The  Board  proposes  that  from  the  funds  at  the  disposal  of  the  Annual  General  Meeting,  a 

dividend of EUR 0.43 per share is to be paid out on a total of 4 095 042 619 shares, amounting 

to EUR 1 761 million.

Espoo, January 25, 2007

Jorma Ollila 
Chairman 

Paul J. Collins 

Georg Ehrnrooth

Daniel R. Hesse 

Bengt Holmström 

Per Karlsson

Marjorie Scardino 

Keijo Suila 

Vesa Vainio 

Olli-Pekka Kallasvuo
President and CEO

Proposal by the Board of Directors to the Annual General Meeting 

55

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Auditors’ report  
Translation from the Finnish original

To the shareholders of Nokia Oyj

We have audited the accounting records, the report of the Board of Directors, the fi nan-
cial statements and the administration of Nokia Oyj for the period 1.1. – 31.12.2006. The 
Board of Directors and the Managing Director have prepared the consolidated fi nancial 
statements, prepared in accordance with International Financial Reporting Standards 
as adopted by the EU, as well as the report of the Board of Directors and the parent 
company’s fi nancial statements, prepared in accordance with prevailing regulations in 
Finland, containing the parent company’s balance sheet, income statement, cash fl ow 
statement and notes to the fi nancial statements. Based on our audit, we express an 
opinion on the consolidated fi nancial statements, as well as on the report of the Board 
of Directors, the parent company’s fi nancial statements and the administration.

We conducted our audit in accordance with Finnish Standards on Auditing. Those 
standards require that we perform the audit to obtain reasonable assurance about 
whether the report of the Board of Directors and the fi nancial statements are free of 
material misstatement. An audit includes examining on a test basis evidence sup-
porting the amounts and disclosures in the report of the Board of Directors and in the 
fi nancial statements, assessing the accounting principles used and signifi cant esti-
mates made by the management, as well as evaluating the overall fi nancial statement 
presentation. The purpose of our audit of the administration is to examine whether the 
members of the Board of Directors and the Managing Director of the parent company 
have complied with the rules of the Companies’ Act.

Consolidated fi nancial statements
In our opinion the consolidated fi nancial statements, prepared in accordance with 
International Financial Reporting Standards as adopted by the EU, give a true and fair 
view, as defi ned in those standards and in the Finnish Accounting Act, of the consoli-
dated results of operations as well as of the fi nancial position. 

Parent company’s fi nancial statements, 
report of the Board of Directors and administration
In our opinion the parent company’s fi nancial statements have been prepared in 
accordance with the Finnish Accounting Act and other applicable Finnish rules and 
regulations. The parent company’s fi nancial statements give a true and fair view of 
the parent company’s result of operations and of the fi nancial position. 

In our opinion the report of the Board of Directors has been prepared in accordance 
with the Finnish Accounting Act and other applicable Finnish rules and regulations. 
The report of the Board of Directors is consistent with the consolidated fi nancial 
statements and the parent company’s fi nancial statements and gives a true and fair 
view, as defi ned in the Finnish Accounting Act, of the result of operations and of the 
fi nancial position.

The consolidated fi nancial statements and the parent company’s fi nancial statements 
can be adopted and the members of the Board of Directors and the Managing Director 
of the parent company can be discharged from liability for the period audited by us. 
The proposal by the Board of Directors regarding the disposal of distributable funds 
is in compliance with the Companies’ Act.

Helsinki, January 25, 2007

PricewaterhouseCoopers Oy
Authorized Public Accountants

Eero Suomela 
 Authorized Public Accountant

56 

Nokia in 2006

Additional information

US GAAP  .................................................................................................................................................... 58

Critical accounting policies  ................................................................................................................ 62

Group Executive Board  ........................................................................................................................ 66

Board of Directors  ................................................................................................................................. 68

Corporate governance  ......................................................................................................................... 70

Investor information  ............................................................................................................................ 87

Contact information  ............................................................................................................................. 88

US GAAP

Differences between International Financial Reporting Standards and US Generally Accepted Accounting Principles 

The Group’s consolidated fi nancial statements are prepared in accordance with 
International Financial Reporting Standards, which differ in certain respects from ac-
counting principles generally accepted in the United States of America (US GAAP). The 
principal differences between IFRS and US GAAP are presented below together with 
explanations of certain adjustments that affect consolidated net income and total 
shareholders’ equity under US GAAP as of and for the years ended December 31:

EURm 

2006 

2005 

2004

EURm 

2006 

2005

Reconciliation of total equity under IFRS 
to total shareholders’ equity under US GAAP:
Total equity reported under IFRS 

Less minority interests 

Capital and reserves attributable 
to equity holders of the parent under IFRS 
US GAAP adjustments:
  Pensions 1 
  Development costs 

Share issue premium 
Share-based compensation  
  Amortization of identifi able 
intangible assets acquired 
Impairment of identifi able 
intangible assets acquired 
  Amortization of goodwill 
Impairment of goodwill 
  Translation of goodwill 
  Other differences 
  Deferred tax effect of US GAAP adjustments 
Total shareholders’ equity under US GAAP 

12 060 
– 92 

12 514
– 205

11 968 

12 309

– 276 
– 102 
143 
– 143 

– 65
– 47
135
– 135

– 62 

– 62

– 47 
432 
255 
– 231 
29 
146 
12 112 

– 47
432
255
– 242
6
83
12 622

1 

The pensions adjustment in 2005 consisted of adjustments for pension expense and additional 

minimum liability.

Reconciliation of profit attributable to 
equity holders of the parent under IFRS 
to net income under US GAAP:
Profi t attributable to equity holders 
of the parent reported under IFRS 
US GAAP adjustments:
  Pensions 
  Development costs 

Share-based compensation expense 
Cash fl ow hedges 

  Amortization of identifi able 
intangible assets acquired 
Impairment of identifi able 
intangible assets acquired 

4 306 

3 616 

3 192

– 1 
– 55 
– 8 
–  

–  

–  

– 3 
10 
– 39 
– 12 

–  

–  

–  
– 1 
11 
3 582 

– 
42
39
31

– 11

– 47

106
– 6
– 3
3 343

  Amortization of goodwill 
  Other differences 
  Deferred tax effect of US GAAP adjustments 
Net income under US GAAP 

–  
22 
11 
4 275 

Earnings per share under US GAAP:
Earnings per share (net income), EUR:
  Basic 
  Diluted 
Average number of shares (1 000 shares):
  Basic  
  Diluted 

Presentation of comprehensive income 
under US GAAP:
Net income under US GAAP 

Other comprehensive income (+)/loss (–):

1.05 
1.05 

0.82 
0.82 

0.73
0.73

4 062 833 
4 086 529 

4 365 547 
4 371 239 

4 593 196
4 600 337

4 275  

3 582  

3 343

Foreign currency translation adjustment 

– 92 

272 

– 67

  Additional minimum liability, 
  net of tax of EUR –5 million in 2006 and

EUR 5 million in 2005 

7 

– 8 

– 

  Net gain (+)/loss (–) on cash fl ow hedges, 
  net of tax of EUR 61 million in 2006,  

EUR 43 million in 2005 and 
EUR 8 million in 2004 

  Net unrealized gain (+)/loss (–) on securities:
  Net unrealized holding gain (+)/loss (–) 
  during the year, net of tax of EUR 1 million 

in 2006, EUR 6 million in 2005 and 
EUR – 2 million in 2004 

  Transfer to profi t and loss account 
  on impairment 

Less: Reclassifi cation adjustment on 

  disposal, net of tax of EUR 0 million

in 2006 and in 2005 and
EUR 10 million in 2004 

Other comprehensive income (+)/loss (–) 
Comprehensive income under US GAAP 

171 

– 122 

– 23

– 40 

– 81 

18 

9 

2

11

14 
78 
4 353 

– 3 
67 
3 649 

– 95
– 172
3 171

58 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
US GAAP

Change in method of quantifying 
misstatements

As discussed in Note 1, the Group changed its method 
of quantifying misstatements. As a result of this 
change, management has adjusted its fi nancial 
statements. Previously reported deferred tax assets 
have been increased by EUR 154 million, previously 
reported goodwill has been decreased by EUR 90 
million and previously reported retained earnings 
have been increased by EUR 64 million for each period 
presented. Under the previous method of quantifying 
misstatements these adjustments were considered 
to be immaterial. The deferred tax asset adjustment 
relates to certain of the Group’s warranty and other 
provisions recorded in periods prior to 2002, for which 
no corresponding tax amounts were deferred. The 
goodwill adjustment relates to an item that was not 
separately recognized by the Group from the date of 
acquisition.

Pensions

Under IFRS, pension assets, defi ned benefi t pension 
liabilities and pension expense are actuarially deter-
mined in a similar manner to US GAAP. To the extent 
that the benefi ts related to transition adjustments 
and plan amendments are already vested immediately 
following the introduction of, or changes to, a defi ned 
benefi t plan, the Group recognizes past service cost 
immediately under IFRS. If the benefi ts have not 
vested, the related past service cost is recognized as 
expense over the average period until the benefi ts 
become vested. Under US GAAP, transition adjustments 
and prior service cost related to plan amendments 
are generally recognized over the remaining service 
period of active employees.

In addition, prior to December 31, 2006, US GAAP 
required recognition of an additional minimum pen-
sion liability when the accumulated benefi t obligation 
(ABO) exceeded the fair value of the plan assets and 
this amount was not covered by the liability recog-
nized in the balance sheet. An intangible asset was 
recognized to the extent of unrecognized prior service 
cost with the excess of the additional minimum liabil-
ity over unrecognized prior service cost recognized in 
other comprehensive income. The calculation of the 
ABO is based on approach two as described in EITF 
88–1, Determination of Vested Benefi t Obligation for 
a Defi ned Benefi t Pension Plan, under which the actu-
arial present value is based on the date of separation 
from service.

At December 31, 2006, in accordance with the 

transition provisions of FAS 158, Employers’ Account-
ing for Defi ned Benefi t Pension and Other Postretire-
ment Plans, the Group made an adjustment net of 
tax to accumulated other comprehensive income to 
record unrecognized actuarial losses, unrecognized 
prior service costs and unamortized transition assets 

and to eliminate the additional minimum liability. The 
following table presents the impact of the adoption of 
FAS 158 on total shareholders’ equity under US GAAP at 
December 31, 2006:

EURm 

Total shareholders’ equity under US GAAP before adoption of FAS 158  

Adoption of FAS 158 

Deferred tax 

Total shareholders’ equity under US GAAP after adoption of FAS 158 

2006

12 274

– 222

60

12 112

The following table reconciles the net pension asset 
recognized under IFRS with the net pension liability 
recognized under US GAAP and refl ects the impact of 
the adoption of FAS 158 as of December 31, 2006:

EURm 

Net pension asset recognized for IFRS 

Difference in unrecognized amounts 

Additional minimum liability 

Net pension asset recognized for 
US GAAP before adoption of FAS 158 

Adoption of FAS 158 

Net pension liability recognized 
for US GAAP after adoption of FAS 158 

2006

108

– 53

– 1

54

– 222

– 168

that product reduced by the estimated future costs of 
completing and disposing of that product, including 
the costs of performing maintenance and customer 
support required to satisfy the enterprise’s responsi-
bility set forth at the time of sale.

The amount of unamortized capitalized software 
development costs under US GAAP is EUR 149 million in 
2006 (EUR 213 million in 2005).

The US GAAP development cost adjustment refl ects 

the reversal of capitalized non-software related 
development costs under US GAAP net of the reversal 
of associated amortization expense and impairments 
under IFRS. The adjustment also refl ects differences in 
impairment methodologies under IFRS and US GAAP for 
the determination of the recoverable amount and net 
realizable value of software related development costs.

Development costs

Share-based compensation

Development costs are capitalized under IFRS after 
the product involved has reached a certain degree of 
technical feasibility. Capitalization ceases and depre-
ciation begins when the product becomes available to 
customers. The depreciation period of these capital-
ized assets is between two and fi ve years.

Under US GAAP, software development costs are 
similarly capitalized after the product has reached a 
certain degree of technological feasibility. However, 
certain non-software related development costs capi-
talized under IFRS are not capitalizable under US GAAP 
and therefore are expensed as incurred.

Under IFRS, whenever there is an indication that 
capitalized development costs may be impaired the 
recoverable amount of the asset is estimated. An asset 
is impaired when the carrying amount of the asset 
exceeds its recoverable amount. Recoverable amount 
is defi ned as the higher of an asset’s net selling price 
and value in use. Value in use is the present value of 
estimated discounted future cash fl ows expected to 
arise from the continuing use of an asset and from its 
disposal at the end of its useful life.

Under US GAAP, the unamortized capitalized costs 

of a software product are compared at each balance 
sheet date to the net realizable value of that product 
with any excess written off. Net realizable value is 
defi ned as the estimated future gross revenues from 

The Group maintains several share-based employee 
compensation plans, which are described more 
fully in Note 23. Under IFRS, the Group accounts for 
equity instruments under IFRS 2 which was applied 
retrospectively to all grants of shares, share options 
or other equity instruments that were granted after 
November 7, 2002 and that were not yet vested at the 
effective date of the standard.

Under US GAAP, the Group accounts for equity 
instruments using Statement of Financial Account-
ing Standards No. 123(R), Share Based Payment (“FAS 
123(R)”) which was adopted using the modifi ed pro-
spective method at January 1, 2005. Since the terms 
of Nokia’s stock option plans call for the exercise price 
to be set equal to the share price in a future period, 
the recipient does not begin to benefi t from or be 
adversely affected by changes in the price of the 
Group’s equity shares until such point. Consequently, 
a grant date is not established until the exercise price 
is determined.

Prior to the adoption of FAS 123(R), the Group 
accounted for its equity-based incentive programs un-
der US GAAP using the intrinsic value method in accor-
dance with Accounting Principles Board Opinion No. 
25, Accounting for Stock Issued to Employees (APB 25) 
and related interpretations. As the relevant exercise 
price was not set until a future date, the Group applied 

US GAAP 

59

 
Upon completion of the 2003 annual impairment 

test, the Group determined that the impairment re-
corded for Amber Networks should be reversed under 
US GAAP as the fair value of the reporting unit in which 
Amber Networks resides exceeded the book value 
of the reporting unit. The annual impairment tests 
performed subsequent to 2003 continue to support 
the reversal of this impairment.

The Group recorded no goodwill impairments 

during 2006 and 2005. 

US GAAP

variable accounting during the intervening period. 
Once a measurement date was established, variable 
accounting ceased and incremental unrecognized 
compensation cost was recognized over the remaining 
vesting period of the award.

The retrospective transition provision of IFRS 2 

and the modifi ed prospective transition provision 
of FAS 123(R) give rise to differences in the historical 
income statement for share-based compensation. 
Further, associated differences surrounding the effec-
tive date of application of the standards to unvested 
shares give rise to both current and historical income 
statement differences in share-based compensation. 
Share issue premium refl ects the cumulative differ-
ence between the amount of share-based compensa-
tion recorded under US GAAP and IFRS.

Total share-based compensation expense under 
US GAAP was EUR 204 million in 2006 (EUR 134 million 
in 2005).

Cash fl ow hedges

Under IFRS, the Group accounts for cash fl ow hedges 
under IAS 39(R). 

Under US GAAP, the Group applies FAS 133, Ac-
counting for Derivative Instruments and Hedging 
Activities.

Under US GAAP, a difference historically arose 
when a subsidiary’s reporting currency was different 
from Treasury Center’s reporting currency and exter-
nal and internal hedge maturities were different more 
than 31 days. For those hedges not qualifying under 
US GAAP, the unrealized spot foreign exchange gains 
and losses from those hedges were released to the 
income statement.

Amortization and impairment of identifi able 
intangible assets acquired

Under IFRS, prior to April 1, 2004, unpatented technol-
ogy acquired was not separately recognized upon 
acquisition as an identifi able intangible asset but was 
included within goodwill.

Under US GAAP, any unpatented technology 

acquired in a business combination is recorded as 
an identifi able intangible asset with an associated 
deferred tax liability. The intangible asset is amortized 
over its estimated useful life. The adjustment to US 
GAAP net income and shareholders’ equity relates to 
the amortization and impairment charges related to 
Amber Networks’ intangible asset.

The net carrying amount of other intangible as-

sets under US GAAP is EUR 447 million in 2006 (EUR 425 
million in 2005) and consists of capitalized develop-
ment costs of EUR 149 million (EUR 213 million in 2005) 
and acquired patents, trademarks and licenses of EUR 
298 million (EUR 212 million in 2005). The Group does 
not have any indefi nite lived intangible assets. Amor-

60 

Nokia in 2006

tization expense under US GAAP of other intangible 
assets as of December 31, 2006, is expected to be as 
follows:

2007 
2008 
2009 
2010 
2011 

Thereafter 

EURm

152
73
41
23
10

148

447

Amortization of goodwill

Under IFRS, the Group records goodwill in accor-
dance with IFRS 3, Business Combinations. The Group 
adopted the provisions of IFRS 3 on January 1, 2005. 
As a result, goodwill recognized relating to purchase 
acquisitions and acquisitions of associated companies 
is no longer subject to amortization after 2004.

Under US GAAP, the Group records goodwill in ac-
cordance with FAS 142, Goodwill and Other Intangible 
Assets, (FAS 142). The Group adopted the provisions 
of FAS 142 on January 1, 2002 and goodwill relating to 
purchase acquisitions and acquisitions of associated 
companies is no longer subject to amortization subse-
quent to the date of adoption.

The US GAAP adjustment reverses amortization 

expense and the associated movement in accumu-
lated amortization recorded under IFRS prior to the 
adoption of IFRS 3.

Impairment of goodwill

Under IFRS, goodwill is allocated to “cash-generating 
units”, which are the smallest group of identifi able 
assets that include the goodwill under review for im-
pairment and generate cash infl ows from continuing 
use that are largely independent of the cash infl ows 
from other assets. Under IFRS, the Group recorded an 
impairment of goodwill of EUR 151 million related to 
Amber Networks in 2003 as the carrying amount of 
the cash-generating unit exceeded the recoverable 
amount of the unit.

Under US GAAP, goodwill is allocated to “reporting 

units”, which are operating segments or one level 
below an operating segment (as defi ned in FAS 131, 
Disclosures about Segments of an Enterprise and 
Related Information). The goodwill impairment test 
under FAS 142 compares the carrying value for each 
reporting unit to its fair value based on discounted 
cash fl ows.

The US GAAP impairment of goodwill adjustment 

refl ects the cumulative reversal of impairments re-
corded under IFRS that did not qualify as impairments 
under US GAAP.

 
 
 
US GAAP

Mobile 
Phones 

Multimedia 

Enterprise 
Solutions 

Networks 

Common
Group
 Functions 

57 

–  

45 

102 

51 

29 

182 

5 

– 

– 

5 

147 

7 

159 

35 

– 

4 

39 

290 

–28 

301 

249 

– 

28 

277 

– 

–23 

254 

9 

–9 

– 

– 

– 

– 

– 

Group

355

–9

77

423

488

–15

896

Below is a roll forward of US GAAP goodwill during 2006 and 2005:

EURm 

Balance as of January 1, 2005 

Goodwill disposed 

Translation adjustment 

Balance as of December 31, 2005 

Additions 

Translation adjustment 

Balance as of December 31, 2006 

Translation of goodwill

Under IFRS, goodwill is translated at the closing rate of 
the balance sheet date for all transactions subsequent 
to the adoption of IAS 21 (revised 2004) as of Janu-
ary 1, 2005. Prior to the adoption of IAS 21, the Group 
historically translated goodwill arising on the acquisi-
tion of foreign subsidiaries at historical rates.

Under US GAAP, goodwill is translated at the 
closing rate on the balance sheet date with gains and 
losses recorded as a component of other comprehen-
sive income.

The US GAAP translation of goodwill adjustment 
refl ects cumulative translation differences between 
historical and current rates on goodwill arising from 
acquisitions of foreign subsidiaries.

Other differences

Other differences in the reconciliation of profi t at-
tributable to equity holders of the parent under IFRS 
and net income under US GAAP of EUR 22 million (EUR 
– 1 million in 2005 and EUR – 6 million in 2004) relate to 
social security cost on share-based payments, a sale 
and leaseback transaction, an adjustment to goodwill 
and a loss on disposal.

Other differences in the reconciliation of total 
equity under IFRS to total shareholders’ equity under 
US GAAP of EUR 29 million (EUR 6 million in 2005) relate 
to marketable securities and unlisted investments, ac-
quisition purchase price, social security cost on share-
based payments, a sale and leaseback transaction, an 
adjustment to goodwill and a loss on disposal.

US GAAP 

61

 
 
 
 
 
 
 
 
 
Critical accounting policies 

Our accounting policies affecting our fi nancial condi-
tion and results of operations are more fully described 
in Note 1 to our consolidated fi nancial statements. 
Certain of Nokia’s accounting policies require the 
application of judgment by management in selecting 
appropriate assumptions for calculating fi nancial 
estimates, which inherently contain some degree 
of uncertainty. Management bases its estimates on 
historical experience and various other assump-
tions that are believed to be reasonable under the 
circumstances, the results of which form the basis for 
making judgments about the reported carrying values 
of assets and liabilities and the reported amounts 
of revenues and expenses that may not be readily 
apparent from other sources. Actual results may differ 
from these estimates under different assumptions or 
conditions.

Nokia believes the following are the critical 
accounting policies and related judgments and 
estimates used in the preparation of its consolidated 
fi nancial statements. We have discussed the applica-
tion of these critical accounting estimates with our 
Board of Directors and Audit Committee.

Revenue recognition

Revenue from the majority of the Group is recognized 
when persuasive evidence of an arrangement exists, 
delivery has occurred, the fee is fi xed or determin-
able, collectibility is probable and the signifi cant risks 
and rewards of ownership have transferred to the 
buyer. The remainder of revenue is recorded under the 
percentage of completion method.

Mobile Phones, Multimedia and certain Enterprise 

Solutions and Networks revenue is generally rec-
ognized when persuasive evidence of an arrange-
ment exists, delivery has occurred, the fee is fi xed or 
determinable, collectibility is probable and signifi cant 
risks and rewards of ownership have transferred to 
the buyer. This requires us to assess at the point of 
delivery whether these criteria have been met. When 
management determines that such criteria have been 
met, revenue is recognized. Nokia records estimated 
reductions to revenue for special pricing agreements, 
price protection and other volume based discounts 
at the time of sale, mainly in the mobile device busi-
ness. Sales adjustments for volume based discount 
programs are estimated based largely on historical 
activity under similar programs. Price protection 
adjustments are based on estimates of future price 
reductions and certain agreed customer inventories at 
the date of the price adjustment. An immaterial part 
of the revenue from products sold through distribu-
tion channels is recognized when the reseller or 
distributor sells the product to the end-user. Service 
revenue is generally recognized on a straight line ba-
sis over the specifi ed period unless there is evidence 
that some other method better represents the stage 
of completion. Except for separately licensed software 

solutions and certain Networks’ equipment, the com-
pany generally considers the software content of its 
products or services to be incidental to the products 
or services as a whole.

Networks revenue and cost of sales from 

contracts involving solutions achieved through modi-
fi cation of complex telecommunications equipment 
is recognized on the percentage of completion basis 
when the outcome of the contract can be estimated 
reliably. This occurs when total contract revenue and 
the cost to complete the contract can be estimated 
reliably, it is probable that economic benefi ts associ-
ated with the contract will fl ow to the Group, and the 
stage of contract completion can be measured. When 
we are not able to meet those conditions, the policy 
is to recognize revenues only equal to costs incurred 
to date, to the extent that such costs are expected to 
be recovered. Completion is measured by reference to 
costs incurred to date as a percentage of estimated 
total project costs, the cost-to-cost method.

The percentage of completion method relies on 

estimates of total expected contract revenue and 
costs, as well as the dependable measurement of the 
progress made towards completing the particular 
project. Recognized revenues and profi t are subject 
to revisions during the project in the event that the 
assumptions regarding the overall project outcome 
are revised. The cumulative impact of a revision in 
estimates is recorded in the period such revisions 
become likely and estimable. Losses on projects in 
progress are recognized in the period they become 
likely and estimable.

Certain Networks’ customer contracts and Enter-
prise Solutions products may include the provision of 
separately identifi able components of a single trans-
action, for example the construction of a network so-
lution and subsequent network maintenance services, 
or post-contract customer support on software solu-
tions. Accordingly, for these arrangements, revenue 
recognition requires proper identifi cation of the 
components of the transaction and evaluation of their 
commercial effect in order to refl ect the substance 
of the transaction. If the components are considered 
separable, revenue is allocated across the identifi able 
components based upon relative fair values.

Networks’ current sales and profi t estimates for 
projects may change due to the early stage of a long-
term project, new technology, changes in the project 
scope, changes in costs, changes in timing, changes in 
customers’ plans, realization of penalties, and other 
corresponding factors.

Customer fi nancing

We have provided a limited amount of customer 
fi nancing and agreed extended payment terms with 
selected customers. In establishing credit arrange-
ments, management must assess the creditworthi-
ness of the customer and the timing of cash fl ows 

62 

Nokia in 2006

expected to be received under the arrangement. 
However, should the actual fi nancial position of our 
customers or general economic conditions differ from 
our assumptions, we may be required to re-assess the 
ultimate collectibility of such fi nancings and trade 
credits, which could result in a write-off of these 
balances in future periods and thus negatively impact 
our profi ts in future periods. Our assessment of the 
net recoverable value considers the collateral and 
security arrangements of the receivable as well as the 
likelihood and timing of estimated collections. See 
also Note 37(b) to our consolidated fi nancial state-
ments for a further discussion of long-term loans to 
customers and other parties.

Allowances for doubtful accounts

We maintain allowances for doubtful accounts for 
estimated losses resulting from the subsequent in-
ability of our customers to make required payments. 
If the fi nancial conditions of our customers were to 
deteriorate, resulting in an impairment of their ability 
to make payments, additional allowances may be 
required in future periods. Management specifi cally 
analyzes accounts receivables and historical bad debt, 
customer concentrations, customer creditworthiness, 
current economic trends and changes in our customer 
payment terms when evaluating the adequacy of the 
allowance for doubtful accounts.

Inventory-related allowances

We periodically review our inventory for excess, obso-
lescence and declines in market value below cost and 
record an allowance against the inventory balance for 
any such declines. These reviews require management 
to estimate future demand for our products. Possible 
changes in these estimates could result in revisions to 
the valuation of inventory in future periods.

Warranty provisions

We provide for the estimated cost of product war-
ranties at the time revenue is recognized. Nokia’s 
products are covered by product warranty plans of 
varying periods, depending on local practices and 
regulations. While we engage in extensive product 
quality programs and processes, including actively 
monitoring and evaluating the quality of our compo-
nent suppliers, our warranty obligations are affected 
by actual product failure rates (fi eld failure rates) and 
by material usage and service delivery costs incurred 
in correcting a product failure. Our warranty provi-
sion is established based upon our best estimates of 
the amounts necessary to settle future and existing 
claims on products sold as of the balance sheet date. 
As we continuously introduce new products which 

incorporate complex technology, and as local laws, 
regulations and practices may change, it will be 
increasingly diffi cult to anticipate our failure rates, 
the length of warranty periods and repair costs. In 
particular, we have limited historical experience with 
actual product warranty claims relating to the second 
year of the warranty period on mobile devices sold 
within Europe. As we accumulate experience with 
actual product warranty claims during this period, 
we continue to refi ne our estimates of the liability 
that exists on the date of sale. While we believe that 
our warranty provisions are adequate and that the 
judgments applied are appropriate, the ultimate 
cost of product warranty could differ materially from 
our estimates. When the actual cost of quality of our 
products is lower than we originally anticipated, we 
release an appropriate proportion of the provision, 
and if the cost of quality is higher than anticipated, we 
increase the provision.

Provision for intellectual property rights, 
or IPR, infringements

We provide for the estimated future settlements 
related to asserted and unasserted IPR infringements 
based on the probable outcome of each potential 
infringement.

Our products and solutions include increasingly 
complex technologies involving numerous patented 
and other proprietary technologies. Although we 
proactively try to ensure that we are aware of any 
patents and other intellectual property rights related 
to our products and solutions under development and 
thereby avoid inadvertent infringement of proprietary 
technologies, the nature of our business is such that 
patent and other intellectual property right infringe-
ments may and do occur. Through contact with 
parties claiming infringement of their patented or 
otherwise exclusive technology, or through our own 
monitoring of developments in patent and other intel-
lectual property right cases involving our competitors, 
we identify potential IPR infringements.

We estimate the outcome of all potential IPR 
infringements made known to us through assertion 
by third parties, or through our own monitoring of 
patent- and other IPR-related cases in the relevant 
legal systems. To the extent that we determine that an 
identifi ed potential infringement will result in a prob-
able outfl ow of resources, we record a liability based 
on our best estimate of the expenditure required to 
settle infringement proceedings.

Our experience with claims of IPR infringement 
is that there is typically a discussion period with the 
accusing party, which can last from several months to 
years. In cases where a settlement is not reached, the 
discovery and ensuing legal process typically lasts a 
minimum of one year. For this reason, IPR infringe-
ment claims can last for varying periods of time, 
resulting in irregular movements in the IPR infringe-

Critical accounting policies 

Critical accounting policies  

63

 
Critical accounting policies 

64 

Nokia in 2006

ment provision. In addition, the ultimate outcome or 
actual cost of settling an individual infringement may 
materially vary from our estimates.

Legal contingencies

As discussed in Note 31 to the consolidated fi nancial 
statements, legal proceedings covering a wide range 
of matters are pending or threatened in various 
jurisdictions against the Group. We record provisions 
for pending litigation when we determine that an 
unfavorable outcome is probable and the amount of 
loss can be reasonably estimated. Due to the inherent 
uncertain nature of litigation, the ultimate outcome 
or actual cost of settlement may materially vary from 
estimates.

Capitalized development costs

We capitalize certain development costs when it is 
probable that a development project will be a success 
and certain criteria, including commercial and techni-
cal feasibility, have been met. These costs are then 
amortized on a systematic basis over their expected 
useful lives, which due to the constant development of 
new technologies is between two to fi ve years. During 
the development stage, management must estimate 
the commercial and technical feasibility of these 
projects as well as their expected useful lives. Should 
a product fail to substantiate its estimated feasibility 
or life cycle, we may be required to write off excess 
development costs in future periods.

Whenever there is an indicator that develop-

ment costs capitalized for a specifi c project may be 
impaired, the recoverable amount of the asset is 
estimated. An asset is impaired when the carrying 
amount of the asset exceeds its recoverable amount. 
The recoverable amount is defi ned as the higher of an 
asset’s net selling price and value in use. Value in use 
is the present value of discounted estimated future 
cash fl ows expected to arise from the continuing 
use of an asset and from its disposal at the end of its 
useful life. For projects still in development, these 
estimates include the future cash outfl ows that are 
expected to occur before the asset is ready for use. 
See Note 8 to our consolidated fi nancial statements.
Impairment reviews are based upon our projec-

tions of anticipated future cash fl ows. The most 
signifi cant variables in determining cash fl ows are 
discount rates, terminal values, the number of years 
on which to base the cash fl ow projections, as well as 
the assumptions and estimates used to determine the 
cash infl ows and outfl ows. Management determines 
discount rates to be used based on the risk inherent 
in the related activity’s current business model and 
industry comparisons. Terminal values are based 
on the expected life of products and forecasted life 
cycle and forecasted cash fl ows over that period. 

While we believe that our assumptions are appropri-
ate, such amounts estimated could differ materially 
from what will actually occur in the future. For IFRS, 
discounted estimated cash fl ows are used to identify 
the existence of an impairment while for US GAAP un-
discounted future cash fl ows are used. Consequently, 
an impairment could be required under IFRS but not 
under US GAAP.

Valuation of long-lived and intangible assets 
and goodwill

We assess the carrying value of identifi able intangible 
assets, long-lived assets and goodwill annually, or 
more frequently if events or changes in circumstances 
indicate that such carrying value may not be recover-
able. Factors we consider important, which could 
trigger an impairment review, include the following:

 » 

 » 

 » 

signifi cant underperformance relative to 
historical or projected future results;

signifi cant changes in the manner of our use of 
the acquired assets or the strategy for our overall 
business; and

signifi cantly negative industry or economic 
trends. 

When we determine that the carrying value of intan-
gible assets, long-lived assets or goodwill may not be 
recoverable based upon the existence of one or more 
of the above indicators of impairment, we measure 
any impairment based on discounted projected cash 
fl ows.

This review is based upon our projections of 

anticipated future cash fl ows. The most signifi cant 
variables in determining cash fl ows are discount rates, 
terminal values, the number of years on which to base 
the cash fl ow projections, as well as the assumptions 
and estimates used to determine the cash infl ows 
and outfl ows. Management determines discount rates 
to be used based on the risk inherent in the related 
activity’s current business model and industry com-
parisons. Terminal values are based on the expected 
life of products and forecasted life cycle and fore-
casted cash fl ows over that period. While we believe 
that our assumptions are appropriate, such amounts 
estimated could differ materially from what will actu-
ally occur in the future. In assessing goodwill, for IFRS 
these discounted cash fl ows are prepared at a cash 
generating unit level, and for US GAAP these cash fl ows 
are prepared at a reporting unit level. Consequently, 
an impairment could be required under IFRS and not 
US GAAP or vice versa. Amounts estimated could differ 
materially from what will actually occur in the future.

Fair value of derivatives and other 
fi nancial instruments

The fair value of fi nancial instruments that are not 
traded in an active market (for example, unlisted 
equities, currency options and embedded deriva-
tives) are determined using valuation techniques. 
We use judgment to select an appropriate valuation 
methodology and underlying assumptions based 
principally on existing market conditions. Changes in 
these assumptions may cause the Group to recognize 
impairments or losses in the future periods.

Income taxes

The company is subject to income taxes both in Fin-
land and in numerous foreign jurisdictions. Signifi cant 
judgment is required in determining the provision for 
income taxes and deferred tax assets and liabilities 
recognized in the consolidated fi nancial statements. 
We recognize deferred tax assets to the extent that 
it is probable that suffi cient taxable income will be 
available in the future against which the temporary 
differences and unused tax losses can be utilized. 
We have considered future taxable income and tax 
planning strategies in making this assessment. We 
recognize tax provisions based on estimates and 
assumptions when, despite our belief that tax return 
positions are supportable, it is more likely than not 
that certain positions will be challenged and may not 
be fully sustained upon review by tax authorities.

If the fi nal outcome of these matters differs from 
the amounts initially recorded, differences will impact 
the income tax and deferred tax provisions in the 
period in which such determination is made.

Pensions

The determination of our pension benefi t obligation 
and expense for defi ned benefi t pension plans is 
dependent on our selection of certain assumptions 
used by actuaries in calculating such amounts. Those 
assumptions are described in Note 5 to our consoli-
dated fi nancial statements and include, among others, 
the discount rate, expected long-term rate of return 
on plan assets and annual rate of increase in future 
compensation levels. A portion of our plan assets 
is invested in equity securities. The equity markets 
have experienced volatility, which has affected the 
value of our pension plan assets. This volatility may 
make it diffi cult to estimate the long-term rate of 
return on plan assets. Actual results that differ from 
our assumptions are accumulated and amortized 
over future periods and therefore generally affect our 
recognized expense and recorded obligation in such 
future periods. Our assumptions are based on actual 
historical experience and external data regarding 
compensation and discount rate trends. While we 

believe that our assumptions are appropriate, signifi -
cant differences in our actual experience or signifi cant 
changes in our assumptions may materially affect our 
pension obligation and our future expense.

Share-based compensation

The Group has various types of equity settled 
share-based compensation schemes for employees. 
Employee services received, and the corresponding 
increase in equity, are measured by reference to the 
fair value of the equity instruments as at the date of 
grant, excluding the impact of any non-market vest-
ing conditions. Fair value of stock options is estimated 
by using the Black Scholes model on the date of grant 
based on certain assumptions. Those assumptions 
are described in Note 23 to the consolidated fi nancial 
statements and include, among others, the dividend 
yield, expected volatility and expected life of stock op-
tions. The expected life of stock options is estimated 
by observing general option holder behavior and ac-
tual historical terms of Nokia stock option programs, 
whereas the assumption of the expected volatility 
has been set by reference to the implied volatility of 
stock options available on Nokia shares in the open 
market and in light of historical patterns of volatility. 
These variables make estimation of fair value of stock 
options diffi cult.

Non-market vesting conditions attached to the 

performance shares are included in assumptions 
about the number of shares that the employee will 
ultimately receive relating to projections of sales and 
earnings per share. On a regular basis we review the 
assumptions made and revise the estimates of the 
number of performance shares that are expected to 
be settled, where necessary. At the date of grant the 
number of performance shares granted to employ-
ees that are expected to be settled is assumed to be 
two times the number at threshold. Any subsequent 
revisions to the estimates of the number of perfor-
mance shares expected to be settled may increase or 
decrease total compensation expense. Such increase 
or decrease adjusts the prior period compensation 
expense in the period of the review on a cumulative 
basis for unvested performance shares for which com-
pensation expense has already been recognized in the 
profi t and loss account, and in subsequent periods for 
unvested performance shares for which the expense 
has not yet been recognized in the profi t and loss 
account. Signifi cant differences in employee option 
activity, equity market performance and our projected 
and actual sales and earnings per share performance 
may materially affect future expense. In addition, the 
value, if any, an employee ultimately receives from 
share-based payment awards may not correspond to 
the expense amounts recorded by the Group.

Critical accounting policies 

Critical accounting policies  

65

 
Group Executive Board 

March 30, 2007

According to our articles of association, we have 
a Group Executive Board, which is responsible 
for the operative management of the Group. The 
Chairman and members of the Group Executive 
Board are appointed by the Board of Directors. 
Only the Chairman of the Group Executive Board 
can be a member of both the Board of Directors 
and the Group Executive Board.

The Group Executive Board was chaired 
by Jorma Ollila, Chairman and CEO, until June 1, 
2006, when he was released from his duties as 
the CEO and Chairman of the Group Executive 
Board. As from June 1, 2006, the Group Executive 
Board has been chaired by Olli-Pekka Kallasvuo, 
President and CEO. Niklas Savander, Executive 
Vice President, Technology Platforms, was ap-
pointed a member of the Group Executive Board 
effective April 1, 2006, and Pertti Korhonen, Chief 
Technology Offi cer and Executive Vice President, 
Technology Platforms, resigned from the Group 
Executive Board as of the same date.

The current members of our Group Executive Board are set forth below.

Chairman Olli-Pekka Kallasvuo, b. 1953
President and CEO of Nokia Corporation.
Group Executive Board member since 1990. 
Group Executive Board Chairman since 2006.
With Nokia 1980 – 81, rejoined 1982.

LL.M. (University of Helsinki).

President and COO of Nokia Corporation 2005 – 2006, 
Executive Vice President and General Manager of 
Mobile Phones 2004 – 2005, Executive Vice President, 
CFO of Nokia 1999 – 2003, Executive Vice President of 
Nokia Americas and President of Nokia Inc. 1997 – 1998, 
Executive Vice President, CFO of Nokia 1992 – 1996, 
Senior Vice President, Finance of Nokia 1990 – 1991.

Member of the Board of Directors of EMC Corporation.

Robert Andersson, b. 1960
Executive Vice President 
of Customer and Market Operations.
Group Executive Board member since 2005.
Joined Nokia in 1985.

Master of Business Administration (George Washing-
ton University), Master of Science (Economics and 
Business Administration) (Swedish School of Econom-
ics and Business Administration, Helsinki).

Simon Beresford-Wylie, b. 1958
Executive Vice President 
and General Manager of Networks.
Group Executive Board member since 2005.
Joined Nokia 1998.

Bachelor of Arts (Economic Geography and History) 
(Australian National University).

Senior Vice President of Nokia Networks, Asia-Pacifi c 
2003 – 2004, Senior Vice President, Customer Opera-
tions of Nokia Networks, 2002 – 2003, Vice President, 
Customer Operations of Nokia Networks 2000 – 2002, 
Managing Director of Nokia Networks in India and 
Area General Manager, South Asia 1999 – 2000, 
Regional Director of Business Development, Project 
and Trade Finance of Nokia Networks, Asia-Pacifi c 
1998 – 1999, Chief Executive Offi cer of Modi Telstra, 
India 1995 – 1998, General Manager, Banking and 
Finance, Corporate and Government business unit of 
Telstra Corporation 1993 – 1995, holder of executive 
positions in the Corporate and Government business 
units of Telstra Corporation 1989 – 1993, holder of 
executive, managerial and clerical positions in the 
Australian Commonwealth Public Service 1982 – 1989.

Member of the Board of Directors of the Vitec Group.

Senior Vice President of Customer and Market Opera-
tions, Europe, Middle East and Africa 2004 – 2005, 
Senior Vice President of Nokia Mobile Phones in Asia-
Pacifi c 2001 – 2004, Vice President of Sales for Nokia 
Mobile Phones in Europe and Africa 1998 – 2001.

Mary T. McDowell, b. 1964
Executive Vice President 
and General Manager of Enterprise Solutions.
Group Executive Board member since 2004.
Joined Nokia 2004.

Bachelor of Science (Computer Science) 
(College of Engineering at the University of Illinois).

Senior Vice President, Strategy and Corporate Develop-
ment of Hewlett-Packard Company 2003, Senior Vice 
President & General Manager, Industry-Standard Serv-
ers of Hewlett-Packard Company 2002 – 2003, Senior 
Vice President & General Manager, Industry-Standard 
Servers of Compaq Computer Corporation 1998 – 2002, 
Vice President, Marketing, Server Products Division of 
Compaq Computer Corporation 1996 – 1998. Holder of 
executive, managerial and other positions at Compaq 
Computer Corporation 1986 – 1996.

66 

Nokia in 2006

Richard A. Simonson, b. 1958
Executive Vice President, Chief Financial Offi cer.
Group Executive Board member since 2004.
Joined Nokia 2001.

Bachelor of Science (Mining Eng.) (Colorado School of 
Mines), Master of Business Administration (Finance) 
(Wharton School of Business at University of 
Pennsylvania).

Vice President & Head of Customer Finance of Nokia 
Corporation 2001 – 2003, Managing Director of Telecom 
& Media Group of Barclays 2001, Head of Global 
Project Finance and other various positions at Bank of 
America Securities 1985 – 2001.

Member of the Board of Directors of Electronic Arts, 
Inc. Member of the Board of Trustees of International 
House – New York.

Veli Sundbäck, b. 1946
Executive Vice President, Corporate Relations 
and Responsibility of Nokia Corporation.
Group Executive Board member since 1996.
Joined Nokia 1996.

LL.M. (University of Helsinki).

Executive Vice President, Corporate Relations and 
Trade Policy of Nokia Corporation 1996 – . Secretary of 
State at the Ministry for Foreign Affairs 1993 – 1995, 
Under-Secretary of State for External Economic Rela-
tions at the Ministry for Foreign Affairs 1990 – 1993.

Member of the Board of Directors of Finnair Oyj. Mem-
ber of the Board and its executive committee, Con-
federation of Finnish Industries (EK), Vice Chairman 
of the Board, Technology Industries of Finland, Vice 
Chairman of the Board of the International Chamber of 
Commerce, Finnish Section, Chairman of the Board of 
the Finland-China Trade Association.

Anssi Vanjoki, b. 1956
Executive Vice President 
and General Manager of Multimedia.
Group Executive Board member since 1998.
Joined Nokia 1991.

Master of Science (Econ.) (Helsinki School of Economics 
and Business Administration).

Executive Vice President of Nokia Mobile Phones 
1998 – 2003, Senior Vice President, Europe & Africa of 
Nokia Mobile Phones 1994 – 1998, Vice President, Sales 
of Nokia Mobile Phones 1991 – 1994, 3M Corporation 
1980 – 1991.

Chairman of the Board of Directors of Amer Group Plc.

Dr. Kai Öistämö, b. 1964
Executive Vice President 
and General Manager of Mobile Phones.
Group Executive Board Member since 2005.
Joined Nokia in 1991.

Doctor of Technology (Signal Processing), Master 
of Science (Engineering) (Tampere University of 
Technology).

Senior Vice President, Business Line Management, 
Mobile Phones 2004 – 2005; Senior Vice President, 
Mobile Phones Business Unit, Nokia Mobile Phones 
2002 – 2003; Vice President, TDMA/GSM 1900 Product 
Line, Nokia Mobile Phones 1999 – 2002; Vice President, 
TDMA Product Line 1997 – 1999; Holder of technical and 
managerial positions in Nokia Consumer Electronics 
and Nokia Mobile Phones, 1991 – 1997.

Member of the Board of Directors of Tekes – Finnish 
Funding Agency for Technology and Innovation. Chair-
man of the Research and Technology Committee of the 
Confederation of Finnish Industries (EK).

Hallstein Moerk, b. 1953
Executive Vice President, Human Resources.
Group Executive Board member since 2004.
Joined Nokia 1999.

Diplomøkonom (Econ.) (Norwegian School of 
Management). 

Holder of various positions at Hewlett-Packard 
Corporation 1977 – 1999.

Member of the Board of Advisors of Center for 
HR Strategy, Rutgers University.

Dr. Tero Ojanperä, b. 1966
Executive Vice President, Chief Technology Offi cer.
Group Executive Board member since 2005.
Joined Nokia 1990.

Master of Science (University of Oulu), Ph.D. (Delft 
University of Technology, The Netherlands).

Executive Vice President & Chief Strategy Offi cer 
2005 – 2006, Senior Vice President, Head of Nokia 
Research Center 2002 – 2004. Vice President, Research, 
Standardization and Technology of IP Mobility Net-
works, Nokia Networks 1999 – 2001. Vice President, 
Radio Access Systems Research and General Manager 
of Nokia Networks in Korea, 1999. Head of Radio Ac-
cess Systems Research, Nokia Networks 1998 – 1999, 
Principal Engineer, Nokia Research Center, 1997 – 1998.

Chairman of Nokia Foundation. A member of Young 
Global Leader.

Niklas Savander, b. 1962
Executive Vice President, Technology Platforms.
Group Executive Board Member since 2006.
Joined Nokia 1997.

Master of Science (Eng.) (Helsinki University of Tech-
nology), Master of Science (Economics and Business 
Administration) (Swedish School of Economics and 
Business Administration, Helsinki).

Senior Vice President and General Manager of Nokia 
Enterprise Solutions, Mobile Devices Business Unit 
2003 – 2006, Senior Vice President, Nokia Mobile Soft-
ware, Market Operations 2002 – 2003, Vice President, 
Nokia Mobile Software, Strategy, Marketing & Sales 
2001 – 2002, Vice President and General Manager 
of Nokia Networks, Mobile Internet Applications 
2000 – 2001, Vice President of Nokia Network Systems, 
Marketing 1997 – 1998. Holder of executive and 
managerial positions at Hewlett-Packard Company 
1987 – 1997.

Vice Chairman of the Board of Directors of Tamfelt Oyj. 
Member of the Board of Directors and secretary of 
Waldemar von Frenckells Stiftelse.

Group Executive Board 

67

 
Board of Directors

March 30, 2007

Pursuant to the provisions of the Finnish Compa-

nies Act and our articles of association, the control 

and management of Nokia is divided among the 

shareholders at a general meeting, the Board of Di-

rectors and the Group Executive Board. The current 

members of the Board of Directors were elected 

at the Annual General Meeting on March 30, 2006, 

in accordance with the proposal of the Corporate 

Governance and Nomination Committee of the 

Board of Directors. On the same date, the Chairman 

and Vice Chairman were elected by the members of 

the Board of Directors.

The current members of the Board  of Directors are set forth below.

Georg Ehrnrooth, b. 1940
Board member since 2000.

Master of Science (Eng.) (Helsinki University of Tech-
nology).

President and CEO of Metra Corporation 1991 – 2000, 
President and CEO of Lohja Corporation 1979 – 1991. 
Holder of various executive positions at Wärtsilä 
Corporation within production and management 
1965 – 1979.

Chairman of the Board of Directors of Sampo Plc. Vice 
Chairman of the Board of Directors of Rautaruukki 
Corporation, member of the Board of Directors of Oy 
Karl Fazer Ab and Sandvik AB (publ). Vice Chairman of 
the Boards of Directors of The Research Institute of 
the Finnish Economy ETLA and Finnish Business and 
Policy Forum EVA.

Daniel R. Hesse, b. 1953
Chairman and Chief Executive Offi cer 
of EMBARQ Corporation.
Board member since 2005.

B.A. (University of Notre Dame), M.B.A. (Cornell Univer-
sity), M.S. (Massachusetts Institute of Technology).

CEO of Sprint Communication, Local Telecommunica-
tions Division 2005 – 2006, Chairman, President and 
CEO of Terabeam 2000 – 2004, President and CEO of 
AT&T Wireless Services 1997 – 2000, Executive Vice 
President of AT&T 1997 – 2000. Various managerial 
positions in AT&T 1977 – 1997.

Member of the Board of Directors of VF Corporation. 
Member of the National Board of Governors of the 
Boys & Girls Clubs of America.

Chairman Jorma Ollila, b. 1950
Chairman of the Board of Directors 
of Nokia Corporation.
Chairman of the Board of Directors 
of Royal Dutch Shell Plc.
Board member since 1995. Chairman since 1999.

Master of Political Science (University of Helsinki), 
Master of Science (Econ.) (London School of Econom-
ics), Master of Science (Eng.) (Helsinki University of 
Technology).

Chairman and CEO, Chairman of the Group Executive 
Board of Nokia Corporation 1999 – 2006, President and 
CEO, Chairman of the Group Executive Board of Nokia 
Corporation 1992 – 1999, President of Nokia Mobile 
Phones 1990 – 1992, Senior Vice President, Finance of 
Nokia 1986 – 1989. Holder of various managerial posi-
tions at Citibank within corporate banking 1978 – 1985.

Member of the Board of Directors of Ford Motor 
Company, Vice Chairman of the Board of Directors 
of UPM-Kymmene Corporation, Vice Chairman of the 
Board of Directors of Otava Books and Magazines 
Group Ltd. Chairman of the Boards of Directors and 
the Supervisory Boards of Finnish Business and Policy 
Forum EVA and The Research Institute of the Finnish 
Economy ETLA. Chairman of The European Round Table 
of Industrialists.

Vice Chairman Paul J. Collins, b. 1936
Board member since 1998. 
Vice Chairman since 2000.

B.B.A. (University of Wisconsin), 
M.B.A. (Harvard Business School).

Vice Chairman of Citigroup Inc. 1998 – 2000, Vice Chair-
man and member of the Board of Directors of Citicorp 
and Citibank N.A. 1988 – 2000. Holder of various execu-
tive positions at Citibank within investment manage-
ment, investment banking, corporate planning as well 
as fi nance and administration 1961 – 1988.

Member of the Board of Directors of BG Group and The 
Enstar Group, Inc. Member of the Supervisory Board of 
Actis Capital LLP.

68 

Nokia in 2006

Dr. Bengt Holmström, b. 1949
Paul A. Samuelson Professor of Economics at MIT, 
joint appointment at the MIT Sloan School 
of Management.
Board member since 1999.

Bachelor of Science (Helsinki University), Master of 
Science (Stanford University), Doctor of Philosophy 
(Stanford University).

Edwin J. Beinecke Professor of Management Studies 
at Yale University 1985 – 1994. 

Member of the Board of Directors of Kuusakoski 
Oy. Member of the American Academy of Arts and 
Sciences and Foreign Member of The Royal Swedish 
Academy of Sciences.

Per Karlsson, b. 1955
Independent Corporate Advisor.
Board member since 2002.

Degree in Economics and Business Administration 
(Stockholm School of Economics).

Executive Director, with mergers and acquisitions 
advisory responsibilities, at Enskilda M&A, Enskilda 
Securities (London) 1986 – 1992. Corporate strategy 
consultant at the Boston Consulting Group (London) 
1979 – 1986.

Board member of IKANO Holdings S.A.

Dame Marjorie Scardino, b. 1947
Chief Executive and member of 
the Board of Directors of Pearson plc.
Board member since 2001.

B.A. (Baylor), J.D. (University of San Francisco).

Chief Executive of The Economist Group 1993 – 1997, 
President of the North American Operations of The 
Economist Group 1985 – 1993, lawyer 1976 – 1985 
and publisher of The Georgia Gazette newspaper 
1978 – 1985.

Keijo Suila, b. 1945
Board member since March 30, 2006.

B.Sc. (Economics and Business Administration) 
(Helsinki University of Economics and Business 
Administration).

President and CEO of Finnair Oyj 1999 – 2005. Holder 
of various executive positions, including Vice Chair-
man and Executive Vice President, at Huhtamäki Oyj, 
Leaf Group and Leaf Europe during 1985 – 1998. 
Chairman of oneworld airline alliance 2003 – 2004 
and member of various international aviation and air 
transportation associations 1999 – 2005.

Vice Chairman of the Board of Directors of Kesko 
Corporation, and Vice Chairman of the Supervisory 
Board of the Finnish Fair Corporation.

Vesa Vainio, b. 1942
Board member since 1993.

LL.M. (University of Helsinki).

Chairman 1998 – 1999 and 2000 – 2002 and Vice Chair-
man 1999 – 2000 of the Board of Directors of Nordea 
AB (publ). Chairman of the Executive Board and CEO 
of Merita Bank Ltd and CEO of Merita Ltd 1992 – 1997. 
President of Kymmene Corporation 1991 – 1992. 
Holder of various other executive positions in Finnish 
industry 1972 – 1991.

Chairman of the Board of Directors of UPM-Kymmene 
Corporation.

Edouard Michelin was re-elected as a Nokia Board 
member in the Annual General Meeting on March 30, 
2006. Due to his accidental death, Nokia announced 
on May 29, 2006 that the Board of Directors consisted 
of the above-mentioned nine members. 

Proposal of the Corporate Governance and 
Nomination Committee of the Board

On March 5, 2007, the Corporate Governance and 
Nomination Committee announced its proposal to 
the Annual General Meeting convening on May 3, 
2007 regarding the election of the members of the 
Board of Directors. The Corporate Governance and 
Nomination Committee will propose to the Annual 
General Meeting that the number of Board members 
be 11 and that the following persons be re-elected 
for a term until the close of the Annual General 
Meeting in 2008: Georg Ehrnrooth, Daniel R. Hesse, 
Dr. Bengt Holmström, Per Karlsson, Jorma Ollila, 
Dame Marjorie Scardino, Keijo Suila and Vesa Vainio. 
Moreover, the Committee will propose that Lalita D. 
Gupte, Prof. Dr. Henning Kagermann, and Olli-Pekka 
Kallasvuo be elected as new members of the Nokia 
Board for the term from the Annual General Meeting 
in 2007 until the close of the Annual General Meeting 
in 2008. Ms. Gupte is former Joint Managing Director 
of ICICI Bank Limited, the second-largest bank in 
India, and currently non-executive Chairman of the 
ICICI Venture Funds Management Co Ltd. She is also 
a member of the Board of Directors of Bharat Forge 
Ltd, Firstsource Solutions Ltd and Kirloskar Brothers 
Ltd. Dr. Kagermann is CEO and Chairman of the Execu-
tive Board of SAP AG, the world’s leading provider of 
business software, headquartered in Germany. He is 
also a member of the Supervisory Board of Deutsche 
Bank AG and Münchener Rückversicherungs-Gesell-
schaft AG (Munich Re). Mr. Kallasvuo is President and 
CEO of Nokia Corporation, and he is also a member of 
the Board of Directors of EMC Corporation.

Board of Directors 

69

 
Corporate governance

Pursuant to the provisions of the Finnish Companies 
Act and our articles of association, the control and 
management of Nokia is divided among the share-
holders in a general meeting, the Board of Directors 
and the Group Executive Board. Our articles of associa-
tion provide for a Group Executive Board, which is 
responsible for the operative management of Nokia. 
The Chairman and the members of the Group Execu-
tive Board are appointed by the Board of Directors. 
Only the Chairman of the Group Executive Board can 
be a member of both the Board of Directors and the 
Group Executive Board.

The Board of Directors

The operations of the company are managed under 
the direction of the Board of Directors, within the 
framework set by the Finnish Companies Act and 
our articles of association and the complementary 
Corporate Governance Guidelines and related charters 
adopted by the Board.

inform themselves of all relevant information reason-
ably available to them.

Election, composition and meetings 
of the Board of Directors

Pursuant to the articles of association, Nokia Corpora-
tion has a Board of Directors composed of a minimum 
of seven and a maximum of 10 members. The mem-
bers of the Board are elected for a term of one year at 
each Annual General Meeting, which convenes each 
year by May 15. The Annual General Meeting held on 
March 30, 2006 elected 10 members to the Board of 
Directors. Due to the accidental death of one member, 
Edouard Michelin, Nokia announced on May 29, 2006 
that the Board of Directors thereafter consisted of the 
remaining nine members. On January 25, 2007, the 
Nokia Board announced that it would propose to the 
Annual General Meeting convening on May 3, 2007 
that the articles of association be amended to allow 
a minimum of seven and a maximum of 12 members 
of the Board of Directors, and that the Annual General 
Meeting would convene each year by June 30.

The responsibilities of the Board of Directors

The Chairman of the Board, Mr. Ollila, was also 

The Board represents and is accountable to the share-
holders of the company. The Board’s responsibilities 
are active, not passive, and include the responsibility 
regularly to evaluate the strategic direction of the 
company, management policies and the effectiveness 
with which management implements its policies. The 
Board’s responsibilities further include overseeing 
the structure and composition of the company’s top 
management and monitoring legal compliance and 
the management of risks related to the company’s op-
erations. In doing so the Board may set annual ranges 
and/or individual limits for capital expenditures, 
investments and divestitures and fi nancial commit-
ments not to be exceeded without Board approval.

The Board has the responsibility for appointing 
and discharging the Chief Executive Offi cer and the 
other members of the Group Executive Board. The 
Chief Executive Offi cer also acts as President, and 
his rights and responsibilities include those allotted 
to the President under Finnish law. Subject to the 
requirements of Finnish law, the independent direc-
tors of the Board confi rm the compensation and the 
employment conditions of the Chief Executive Offi cer 
upon the recommendation of the Personnel Commit-
tee. The compensation and employment conditions 
of the other members of the Group Executive Board 
are approved by the Personnel Committee upon the 
recommendation of the Chief Executive Offi cer.

The basic responsibility of the members of the 
Board is to act in good faith and with due care so as to 
exercise their business judgment on an informed basis 
in what they reasonably and honestly believe to be 
the best interests of the company and its sharehold-
ers. In discharging that obligation, the directors must 

Nokia’s CEO until June 1, 2006. The other members of 
the Board are all non-executive and independent as 
defi ned under Finnish rules and regulations. In Janu-
ary 2007, the Board determined that seven members 
of the Board are independent, as defi ned in the New 
York Stock Exchange’s corporate governance listing 
standards, as amended in November 2004. In addition 
to the Chairman, Bengt Holmström was determined 
not to be independent under the NYSE standards due 
to a family relationship with an executive offi cer of a 
Nokia supplier of whose consolidated gross revenue 
from Nokia accounts for an amount that exceeds the 
limit provided in the NYSE listing standards, but that 
is less than 10%. The Board convened 13 times dur-
ing 2006. Seven of the meetings were held through 
technical equipment. The average ratio of attendance 
at the meetings was 98%. The non-executive direc-
tors meet twice a year, or more often as they deem 
appropriate. Such sessions were, until June 1, 2006 
presided over by the Vice Chairman of the Board or, in 
his absence, the most senior non-executive member 
of the Board. As from June 1, 2006, these sessions 
were chaired by the non-executive Chairman of the 
Board or, in his absence, the non-executive Vice 
Chairman of the Board. In addition, the independent 
directors meet separately at least once annually. The 
Board and each committee also has the power to hire 
independent legal, fi nancial or other advisors as it 
deems necessary.

The Board elects a Chairman and a Vice Chairman 

from among its members for one term at a time. 
On March 30, 2006 the Board resolved that Mr. Ollila 
should continue to act as Chairman and that Paul J. 
Collins should continue to act as Vice Chairman. The 
Board also appoints the members and the chairmen 

70 

Nokia in 2006

for its committees from among its non-executive, 
independent members for one term at a time.

The Board conducts annual performance self-
evaluations, which also include evaluations of the 
committees’ work, the results of which are discussed 
by the Board. The Corporate Governance Guidelines 
concerning the directors’ responsibilities, the compo-
sition and selection of the Board, Board committees 
and certain other matters relating to corporate gover-
nance are available on our website, www.nokia.com.

Committees of the Board of Directors

The Audit Committee consists of a minimum of three 
members of the Board who meet all applicable inde-
pendence, fi nancial literacy and other requirements 
of Finnish law and the rules of the stock exchanges 
where Nokia shares are listed, including the Helsinki 
Stock Exchange and the New York Stock Exchange. 
Since March 30, 2006, the Committee has consisted of 
the following four members of the Board: Per Karlsson 
(Chairman), Georg Ehrnrooth, Keijo Suila and Vesa 
Vainio.

The Audit Committee is established by the 
Board primarily for the purpose of overseeing the 
accounting and fi nancial reporting processes of the 
company and audits of the fi nancial statements of the 
company. The Committee is responsible for assisting 
the Board’s oversight of (1) the quality and integrity 
of the company’s fi nancial statements and related 
disclosure, (2) the external auditor’s qualifi cations and 
independence, (3) the performance of the external 
auditor subject to the requirements of Finnish law, 
(4) the performance of the company’s internal controls 
and risk management and assurance function, and 
(5) the company’s compliance with legal and regula-
tory requirements. The Committee also maintains 
procedures for the receipt, retention and treatment 
of complaints received by the company regarding 
accounting, internal controls, or auditing matters 
and for the confi dential, anonymous submission by 
employees of the company of concerns regarding 
accounting or auditing matters. Under Finnish law, 
our external auditor is elected by our shareholders at 
the Annual General Meeting. The Committee makes a 
recommendation to the shareholders in respect of the 
appointment of the external auditor based upon its 
evaluation of the qualifi cations and independence of 
the auditor to be proposed for election or re-election. 
The Committee meets at least four times per year 
based upon a schedule established at the fi rst meet-
ing following the appointment of the Committee. The 
Committee meets separately with the representatives 
of Nokia’s management and the external auditor at 
least twice a year. The head of the internal audit func-
tion has at all times direct access to the Audit Com-
mittee, without involvement of the management. The 
Audit Committee convened six times in 2006. One of 
the meetings was held through technical equipment.

The Personnel Committee consists of a minimum of 
three members of the Board who meet all applicable 
independence requirements of Finnish law and the 
rules of the stock exchanges where Nokia shares are 
listed, including the Helsinki Stock Exchange and the 
New York Stock Exchange. Since March 30, 2006, the 
Personnel Committee has consisted of the follow-
ing members of the Board: Paul J. Collins (Chairman), 
Georg Ehrnrooth, Daniel R. Hesse, Edouard Michelin 
(until May 2006) and Marjorie Scardino.

The primary purpose of the Personnel Committee 

is to oversee the personnel policies and practices of 
the company. It assists the Board in discharging its 
responsibilities relating to all compensation, including 
equity compensation, of the company’s executives 
and the terms of employment of the same. The 
Committee has overall responsibility for evaluating, 
resolving and making recommendations to the Board 
regarding (1) compensation of the company’s top 
executives and their employment conditions, (2) all 
equity-based plans, (3) incentive compensation plans, 
policies and programs of the company affecting ex-
ecutives, and (4) other signifi cant incentive plans. The 
Committee is responsible for overseeing compensa-
tion philosophy and principles and ensuring the above 
compensation programs are performance-based, 
properly motivate management, support overall cor-
porate strategies and are aligned with shareholders’ 
interests. The Committee is responsible for the review 
of senior management development and succession 
plans. The Personnel Committee convened three times 
in 2006.

The Corporate Governance and Nomination Com-
mittee consists of three to fi ve members of the Board 
who meet all applicable independence requirements 
of Finnish law and the rules of the stock exchanges 
where Nokia shares are listed, including the Helsinki 
Stock Exchange and the New York Stock Exchange. 
Since March 30, 2006, the Corporate Governance and 
Nomination Committee has consisted of the following 
four members of the Board: Marjorie Scardino (Chair-
man), Paul J. Collins, Per Karlsson and Vesa Vainio.

The Corporate Governance and Nomination 
Committee’s purpose is (1) to prepare the proposals 
for the general meetings in respect of the composition 
of the Board along with the director remuneration to 
be approved by the shareholders, and (2) to monitor 
issues and practices related to corporate governance 
and to propose necessary actions in respect thereof.
The Committee fulfi lls its responsibilities by (i) 
actively identifying individuals qualifi ed to become 
members of the Board, (ii) recommending to the 
shareholders the director nominees for election at the 
Annual General Meetings, (iii) monitoring signifi cant 
developments in the law and practice of corporate 
governance and of the duties and responsibilities of 
directors of public companies, (iv) assisting the Board 
and each committee of the Board in its annual perfor-
mance self-evaluations, including establishing criteria 

Corporate governance

to be used in connection with such evaluations, and 
(v) developing and recommending to the Board and 
administering the Corporate Governance Guidelines of 
the company. The Corporate Governance and Nomina-
tion Committee convened four times in 2006. One of 
the meetings was held through technical equipment.

The charters of each of the committees are available 
on our website, www.nokia.com.

Management and corporate 
governance practices

We have a company Code of Conduct which is equally 
applicable to all of our employees, directors and man-
agement and is accessible at our website, www.nokia.
com. As well, we have a Code of Ethics for the Principal 
Executive Offi cers and the Senior Financial Offi cers. 
For more information about our Code of Ethics, please 
see www.nokia.com.

Nokia’s corporate governance practices comply 
with the Corporate Governance Recommendation for 
Listed Companies approved by the Helsinki Stock Ex-
change in December 2003 effective as of July 1, 2004.

Internal audit function

Nokia has an internal audit function that acts as an 
independent appraisal function by examining and 
evaluating the adequacy and effectiveness of the 
company’s system of internal control. 

Internal audit resides administratively within the 
CFO’s organization and reports to the Audit Committee 
of the Board of Directors. The head of internal audit 
function has at all times direct access to the Audit 
Committee, without involvement of the management.

Corporate governance 

71

 
Corporate governance

Compensation of the members of the Board of Directors and the Group Executive Board

Board of Directors

For the year ended December 31, 2006, the aggregate 
remuneration of the non-executive members of the 
Board of Directors was EUR 1 472 500. This amount 
includes the full annual remuneration of Jorma Ollila, 
Chairman (Chairman and CEO until June 1, 2006) for his 
services as Chairman of the Board of Directors, only. 
Non-executive members of the Board of Directors 
do not receive stock options, performance shares, 
restricted shares or other variable compensation. The 
remuneration for members of the Board of Directors 
is resolved annually by our Annual General Meeting, 
upon proposal by the Corporate Governance and 
Nomination Committee of the Board. The remunera-

tion is resolved for the period from the respective 
Annual General Meeting until the next Annual General 
Meeting.

When preparing the Board of Directors’ remu-
neration proposal, it is the policy of the Corporate 
Governance and Nomination Committee of the Board 
to review and compare the level of board remunera-
tion paid in other global companies with net sales 
and business complexity comparable to that of Nokia. 
The Committee’s aim is that the company has an 
effective Board consisting of world-class profession-
als representing appropriate and diverse mix of skills 
and experience. A competitive Board remuneration 

contributes to our achievement of this target. Further, 
it is the company policy that a signifi cant proportion 
of director remuneration is paid in the form of Nokia 
shares.

Remuneration of the Board of Directors
The following table sets forth the total annual remu-
neration paid to the members of the Board of Direc-
tors, as resolved by the shareholders at the Annual 
General Meetings in respective years.

Board of Directors 

Jorma Ollila 2 
Chairman 

Paul J. Collins 3
Vice Chairman 

Georg Ehrnrooth 4 

Daniel R. Hesse 5 

Dr. Bengt Holmström 6 

Per Karlsson 7 

Dame Marjorie Scardino 8 

Keijo Suila 9 

Vesa Vainio 10 

11

12

2006 

2005 

2004

Gross 
annual fee 
EUR 1 

Shares 
received 

Gross 
annual fee 
EUR 1 

Shares 
received 

Gross 
annual fee 
EUR 1 

Shares
received

375 000 

8 035 

165 000 

5 011 

150 000 

4 834

162 500 

120 000 

110 000 

110 000 

135 000 

110 000 

120 000 

120 000 

3 481 

2 570 

2 356 

2 356 

2 892 

2 356 

2 570 

2 570 

162 500 

120 000 

110 000 

110 000 

135 000 

110 000 

– 

120 000 

4 935 

3 644 

3 340 

3 340 

4 100 

3 340 

– 

3 644 

150 000 

100 000 

– 

100 000 

125 000 

100 000 

– 

100 000 

4 834

3 223

–

3 223

4 029

3 223

–

3 223

1 

2 

3 

4 

Approximately 60% of the gross annual fee is paid in cash. 
Approximately 40% is paid in Nokia shares acquired from the 
market included in the table under “Shares received”.

This table includes fees paid for Mr. Ollila, Chairman, for his 
services as Chairman of the Board, only.

The 2006 and 2005 fees of Mr. Collins amounted to a total of 
EUR 162 500, consisting of a fee of EUR 137 500 for services 
as Vice Chairman of the Board and EUR 25 000 for services as 
Chairman of the Personnel Committee. The 2004 fee of Mr. 
Collins amounted to a total of EUR 150 000, consisting of a fee 
of EUR 125 000 for services as Vice Chairman of the Board and 
EUR 25 000 for services as Chairman of the Personnel Commit-
tee.

The 2006 and 2005 fees of Mr. Ehrnrooth amounted to a total 
of EUR 120 000, consisting of a fee of EUR 110 000 for services 
as a member of the Board and EUR 10 000 for services as a 
member of the Audit Committee. The 2004 fee of Mr. Ehrnrooth 
amounted to EUR 100 000 for services as a member of the 
Board.

5 

The 2006 and 2005 fees of Mr. Hesse amounted to EUR 110 000 
for services as a member of the Board.

6 

7 

8 

9 

The 2006 and 2005 fees of Mr. Holmström amounted to EUR 
110 000 for services as a member of the Board. The 2004 fee 
of Mr. Holmström amounted to EUR 100 000 for services as a 
member of the Board.

The 2006 and 2005 fees of Mr. Karlsson amounted to a total 
of EUR 135 000, consisting of a fee of EUR 110 000 for services 
as a member of the Board and EUR 25 000 for services as 
Chairman of the Audit Committee. The 2004 fee of Mr. Karlsson 
amounted to a total of EUR 125 000, consisting of a fee of EUR 
100 000 for services as member of the Board and EUR 25 000 
for services as Chairman of the Audit Committee.

The 2006 and 2005 fees of Ms. Scardino amounted to EUR 
110 000 for services as a member of the Board. The 2004 fee 
of Ms. Scardino amounted to EUR 100 000 for services as a 
member of the Board.

The 2006 fee of Mr. Suila amounted to a total of EUR 120 000, 
consisting of a fee of EUR 110 000 for services as a member 
of the Board and EUR 10 000 for services as a member of the 
Audit Committee. Mr. Suila is a Nokia Board member since 
2006.

10 

11 

12 

The 2006 and 2005 fees of Mr. Vainio amounted to a total of 
EUR 120 000, consisting of a fee of EUR 110 000 for services 
as a member of the Board and EUR 10 000 for services as a 
member of the Audit Committee. The 2004 fee of Mr. Vainio 
amounted to EUR 100 000 for services as a member of the 
Board.

Edouard Michelin was paid the gross annual fee of EUR 110 000 
for services as a member of the Board prior to his accidental 
death in May 2006. This amount included 2 356 shares. The 
2005 fee of Mr. Michelin amounted to EUR 110 000 for services 
as a member of the Board, which amount included 3 340 
shares.

Arne Wessberg served as a member of the Board until March 
30, 2006. The 2005 fee of Mr. Wessberg amounted to a total 
of EUR 120 000, consisting of a fee of EUR 110 000 for services 
as a member of the Board and EUR 10 000 for services as a 
member of the Audit Committee. The total amount included 
3 644 shares. The 2004 fee of Mr. Wessberg amounted to EUR 
100 000 for services as a member of the Board, which amount 
included 3 223 shares.

72 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
Proposal of the Corporate Governance 
and Nomination Committee of the Board
On March 5, 2007, the Corporate Governance and 
Nomination Committee of the Board announced that it 
will propose to the Annual General Meeting to be held 
on May 3, 2007 that the annual remuneration payable 
to the Board members to be elected at the same 
meeting for the term until the close of the Annual 
General Meeting in 2008, be as follows: EUR 375 000 for 
the Chairman, EUR 150 000 for the Vice Chairman, and 
EUR 130 000 for each member. In addition, the Corpo-
rate Governance and Committee will propose that the 
Chairman of the Audit Committee and the Chairman 
of the Personnel Committee will each receive an ad-
ditional annual fee of EUR 25 000, and each member of 
the Audit Committee an additional annual fee of EUR 
10 000. Further, the Committee will propose that ap-
proximately 40% of the remuneration be paid in Nokia 
Corporation shares purchased from the market.

Group Executive Board

Executive compensation philosophy
Nokia operates in the extremely competitive, complex 
and rapidly evolving mobile communications industry. 
We are a leading company in the industry and conduct 
a global business. The key objectives of the executive 
compensation programs are to attract, retain, and 
motivate talented executive offi cers that drive Nokia’s 
success and industry leadership. The executive com-
pensation programs are designed to:

provide competitive base pay rates, 

provide a total compensation that is competitive 
with the relevant market,

» 

» 

» 

» 

» 

The Personnel Committee of the Board benchmarks 
Nokia’s compensation practices against those of other 
relevant companies in the same or similar industries 
and of the same or similar revenue size. The relevant 
companies include high technology and telecommuni-
cations companies that are headquartered in Europe 
and the United States.

The Personnel Committee of the Board reviews all 

levels of the executive offi cers’ compensation on an 
annual basis and, from time to time during the year, 
when special needs arise. The Committee reviews and 
recommends to the Board the corporate goals and ob-
jectives relevant to the compensation of the President 
and CEO, evaluates the performance of the President 
and CEO in light of those goals and objectives, and 
proposes to the Board for its approval the compensa-

Corporate governance

Board. The target setting as well as the weighting 
of each measure also require the Personnel 
Committee’s approval. The fi nal incentive payout 
is determined by multiplying each executive’s 
eligible salary by: (1) his/her incentive target 
percent; and (2) the results of above mentioned 
factors (a) and (b). The Personnel Committee of 
the Board may also apply discretion when 
evaluating actual results against targets and the 
resulting incentive payouts. In certain excep-
tional situations, the actual short-term cash 
incentive awarded to the executive offi cer could 
be zero. The maximum payout is only possible 
with maximum performance on all measures.

A portion of the short-term cash incentives is 
paid twice each year based on the performance 
for each of Nokia’s short-term plans that end on 
June 30 and December 31 of each year. Another 
portion is paid annually at the end of the year, 
based on the Personnel Committee’s assessment 
of Nokia’s total shareholder return compared to 
key competitors in the high technology and 
telecommunications industries and relevant 
market indices over one-, three-and fi ve-year 
periods. In the case of the President and CEO, the 
annual incentive award is also partly based on his 
performance compared against strategic 
leadership objectives.

tion level of the President and CEO. The Personnel 
Committee approves all compensation for the Group 
Executive Board (other than the President and CEO) 
and other direct reports to the President and CEO, 
including long-term equity incentives. The Personnel 
Committee also reviews the results of the evaluation 
of the performance of the Group Executive Board 
members and other direct reports to the President 
and CEO, and approves their incentive compensation 
based on such evaluation.

The Personnel Committee considers the following 
factors, among others, in its review when determining 
the compensation of Nokia’s executive offi cers:

» 

» 

» 

» 

The compensation levels for similar positions (in 
terms of scope of position, revenues, number of 
employees, global responsibility and reporting 
relationships) in relevant benchmark companies,

The performance demonstrated by the executive 
offi cer during the last year,

The size and impact of the role on Nokia’s overall 
performance and strategic direction,

The internal comparison to the compensation 
levels of the other executive offi cers of Nokia, and

» 

Past experience and tenure in role. 

The Committee uses outside independent consultants 
to obtain benchmark data and information on cur-
rent market trends, and for advice regarding specifi c 
compensation questions.

Components of executive compensation
The compensation program for executive offi cers 
includes the following components:

Base salaries targeted at globally competitive 
market levels.

Short-term cash incentives tied directly to 
performance and representing a signifi cant 
portion of an executive offi cer’s total annual cash 
compensation. The short-term cash incentive 
opportunity is expressed as a percentage of the 
executive offi cer’s annual base salary. These 
award opportunities and measurement criteria 
are presented in the table below. The incentive 
payout formula is determined by two main 
factors: (a) a comparison of Nokia’s actual 
performance to pre-established targets for net 
sales, operating profi t and operating cash fl ow 
and (b) a comparison of each executive offi cer’s 
individual performance to his/her predefi ned 
targets. Certain executive offi cers may also have 
objectives related to market share, quality, 
technology innovation, new product revenue, 
or other objectives of key strategic importance 
which require a discretionary assessment of 
performance by the Personnel Committee of the 

Corporate governance 

73

attract and retain outstanding executive talent, 

Annual cash compensation

deliver signifi cant variable cash compensation for 
the achievement of stretch goals, and

align the interests of the executive offi cers with 
those of the shareholders through long-term 
incentives in the form of equity-based awards.

» 

» 

 
 
 
Corporate governance

Incentive as a % of annual base salary

Position 

President and CEO 1 

Total 

Group Executive Board 

Total 

Minimum 
performance, % 

Target 
performance, % 

Maximum
performance, % 

Measurement criteria

0 

0 

0 

0 

0 

0 

0 

100 

25 

25 

150 

75 

25 

100 

225 

37.50 

37.50 

300

168.75 

37.50 

206.25

Financial objectives (includes targets for net sales, 
operating profi t and operating  cash fl ow measures)

Total shareholder return (comparison made with key
competitors in the high technology and telecommuni-
cations industries over one, three and fi ve year periods)

Strategic objectives

Financial & strategic objectives

Total shareholder return 2

1 

Olli-Pekka Kallasvuo’s discretionary annual incentive of 100% tied to financial objectives and 25% 
tied to total shareholder return covered his position as President and COO until May 31, 2006 and 
his position as President and CEO from June 1, 2006 onwards. The additional incentive of 25% tied 
to strategic objectives became effective as of June 1, 2006, and is, therefore, prorated for seven 
months.

More information on the actual cash compensation paid in 2006 to our executive 
offi cers is in the “Summary compensation table 2006” on page 75.

Long-term equity-based incentives
Long-term equity-based incentive awards in the form of performance shares, 
stock options and restricted shares are used to align executive offi cers interests 
with shareholders’ interests, reward performance, and encourage retention. These 
awards are determined on the basis of several factors, including a comparison of 
the executive offi cer’s overall compensation with that of other executives in the 
relevant market. Performance shares are Nokia’s main vehicle for long-term equity-
based incentives and only vest as shares, if at least one of the pre-determined 
threshold performance levels, tied to Nokia’s fi nancial performance, is achieved by 
the end of the performance period. Stock options are granted to fewer employees 
that are in more senior and executive positions. Stock options create value for the 
executive offi cer, once vested, if the Nokia share price is higher than the exercise 
price of the option established at grant, thereby aligning the interests of the 
executives with those of the shareholders. Restricted shares are used primarily for 
retention purposes and they vest fully after the close of a pre-determined restric-
tion period. These equity-based incentive awards are generally forfeited, if the 
executive leaves Nokia prior to vesting.

Information on the actual equity-based incentives granted to the members of 

our Group Executive Board is included in “Share ownership” on page 79.

Actual executive compensation for 2006
At December 31, 2006, Nokia had a Group Executive Board consisting of 11 mem-
bers. The changes in the membership of our Group Executive Board during 2006 
were as follows: Jorma Ollila resigned from his position as CEO and Chairman of the 
Group Executive Board effective June 1, 2006 and, at that same time, Olli-Pekka 
Kallasvuo was appointed as CEO and Chairman of the Group Executive Board. Pertti 
Korhonen resigned as a member of the Group Executive Board with effect from April 
1, 2006 and ceased employment with us effective June 1, 2006. Niklas Savander 
was appointed as a new member to the Group Executive Board as Executive Vice 
President and Head of Technology Platforms, effective April 1, 2006.

The following tables summarize the aggregate cash compensation paid and 
the long-term equity-based incentives granted to the members of the Group Execu-
tive Board under our equity plans in 2006.

Gains realized upon exercise of stock options and share-based incentive grants 

vested for the members of the Group Executive Board during 2006 are included in 
“Stock option exercise and settlement of shares” on page 84.

74 

Nokia in 2006

2 

Only some of the Group Executive Board members are eligible for the additional 25% total share-
holder return element.

Aggregate cash compensation to the Group Executive Board for 2006

Number of 
members 
December 31, 
2006 

Base 
salaries 3 

EUR 

Cash
incentive
payments 1, 2

EUR

11 

5 273 684 

3 300 759

1 

2 

3 

Includes payments pursuant to cash incentive arrangements for the 2006 calendar year. The cash 
incentives are paid as a percentage of annual base salary based on Nokia’s short-term cash incen-
tives.

Excluding any gains realized upon exercise of stock options, which are described in “Stock option 
exercises and settlement of shares” on page 84.

Includes base pay and bonuses to Pertti Korhonen for the period until March 31, 2006, to Jorma 
Ollila until May 31, 2006 (including his compensation as CEO only) and to Niklas Savander as from 
April 1, 2006.

Long-term equity-based incentives granted in 2006 1

Group  

All 
Executive   employees, 

Total
number of
total  participants

Board 3 

Performance shares at threshold 2 

380 000 

5 140 736 

13 500

Stock options 

Restricted shares 

1 520 000 

11 421 939 

405 000 

1 669 050 

5 200

250

1 

2 

3 

The equity-based incentive grants are generally forfeited if the employment relationship terminates 
with Nokia. The settlement is conditional upon performance and service conditions, as determined 
in the relevant plan rules. For a description of our equity plans, see Note 23 “Share-based payment” 
to our consolidated financial statements on page 28.

At maximum performance, the settlement amounts to four times the number of performance shares 
originally granted at threshold.

Including Pertti Korhonen until March 31, 2006, Jorma Ollila until May 31, 2006 and Niklas Savander 
from April 1, 2006.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate governance

All other
compen-
sation 
EUR 

Total
EUR

  Non-equity 
deferred 
 incentive plan 

Change in
pension
 value and
nonqualified 
compen-  compensation 
 earnings 
EUR 

sation 
EUR 

Stock 
awards 2 

Option 
awards 2 

EUR 

EUR 

5 105 118 

1 220 610 

Summary compensation table 2006

Name and 
principal 
position 

Year ** 

Salary 
EUR 

Bonus 1 
EUR 

Jorma Ollila 
Chairman of the Board 
and former CEO (CEO until June 1) 

Olli-Pekka Kallasvuo 
President and CEO 
(President and COO until June 1) 

2006 
2005 
2004 

2006 
2005 
2004 

898 413 
623 524 
584 000 

609 524 
1 500 000 
1 475 238 

643 942 
3 212 037 
1 936 221

Richard Simonson 
EVP and Chief Financial Offi cer 

2006 8 
2005 

460 070 
461 526 

Anssi Vanjoki 
2006 
EVP and General Manager, Multimedia  2005 

505 343 
476 000 

664 227 
947 742
454 150

292 673 
634 516

353 674 
718 896

1 529 732 

578 465 

958 993 

194 119 

938 582 

222 213 

Mary McDowell 
EVP and General Manager, 
Enterprise Solutions

Hallstein Moerk 
EVP and Head of Human Resources

2006 8 

466 676 

249 625 

786 783 

213 412 

2006 8 

390 854 

205 516 

652 530 

123 802 

* 

* 

* 

* 

* 

* 

3 
4

662 764 5  

8 241 955

1 496 883 3, 6 

38 960 7 

5 206 680

84 652 9 

1 990 507

215 143 3 

29 394 10 

2 264 349

45 806 11 

1 762 302

 12 

269 902 13 

1 642 603

1 

2 

3 

4 

5 

6 

Bonus payments are part of Nokia’s short-term cash incentives. The amount consists of the bonus 
awarded and paid or payable by Nokia for the respective fiscal year.

Amounts shown represent share based compensation expense recognized in 2006 for all outstand-
ing equity grants in accordance IFRS 2, Share-based payment.

The change in pension value represents the proportionate change in the company’s liability related 
to the individual executive. These executives participate in the Finnish TEL pension system that 
provides for a retirement benefit based on years of service and earnings according to the prescribed 
statutory system. The TEL system is a partly funded and a partly pooled “pay as you go” system. 
The figures shown represent only the change in liability for the funded portion. The method used to 
derive the actuarial IFRS valuation is based upon salary information at December 31, 2005. Actuarial 
assumptions including salary increases and inflation have been determined to arrive at the valua-
tion at the year end 2006.

Nokia’s liability of EUR 676 117 for Mr. Ollila’s disability benefit under the Finnish TEL pension 
(see footnote 3 above) was cancelled upon end of his employment effective on June 1, 2006. 
Furthermore, Nokia’s liability of EUR 4 787 000 for Mr. Ollila’s early retirement benefit at the age of 
60 provided under his service agreement was also cancelled as of June 1, 2006. These resulted in a 
decrease of Nokia’s total liability of EUR 5 463 117.

All other compensation for Mr. Ollila includes: EUR 375 000 for his services as Chairman of the Board 
or Directors, also disclosed in the Remuneration of the Board of Directors table on page 72; a payout 
of EUR 166 666 for unused vacation days upon end of employment; service awards in the amount of 
EUR 119 048 and EUR 2 050 for driver and mobile phone.

The change in pension value for Mr. Kallasvuo includes EUR 194 883 for the proportionate change 
in the company’s liability related to the individual under the funded part of the Finnish TEL pension 
(see footnote 3 above). In addition, it includes EUR 1 302 000 for the change in liability in the early 
retirement benefit at the age of 60 provided under his service contract.

7 

8 

9 

10 

11 

12 

13 

* 

All other compensation for Mr. Kallasvuo includes: EUR 21 240 for car allowance, EUR 10 000 for 
financial counseling, EUR 4 680 for driver and EUR 3 040 for mobile phone and club membership.

Salaries, benefits and perquisites of Mr. Simonson, Mr. Moerk and Ms. McDowell are paid and denomi-
nated in USD. Amounts were converted to EUR using year-end 2006 USD/EUR exchange rate of 1.31.

All other compensation for Mr. Simonson includes: EUR 13 282 company contributions to the 401(k) 
plan, EUR 23 419 company contributions to the Restoration and Deferral Plan, EUR 21 519 provided 
as benefit under Nokia’s relocation policy, EUR 12 977 for car allowance and EUR 13 454 for financial 
counseling.

All other compensation for Mr. Vanjoki includes: EUR 19 154 for car allowance; EUR 10 000 for finan-
cial counseling and the remainder for mobile phone.

All other compensation for Ms. McDowell includes: EUR 13 282 company contributions to the 401(k) 
plan, EUR 13 105 company contributions to the Restoration and Deferral Plan, EUR 2 688 provided 
as benefit under Nokia’s relocation policy, EUR 12 977 for car allowance and EUR 3 753 for financial 
counseling.

The change in pension value for Mr. Moerk was reduced by EUR 80 000. This represents the change in 
Nokia’s liability in the retirement benefit at age of 62 provided under his service contract.

All other compensation for Mr. Moerk includes: EUR 245 434 provided as a benefit under Nokia’s ex-
patriate policy and EUR 24 468 for car allowance, financial counseling and Employee Stock Purchase 
Plan benefit.

None of the named executive officers participated in a formulated, non-discretionary, incentive 
plan. Annual incentive payments are included under the “Bonus” column.

** 

History has been provided for those data elements previously disclosed.

Corporate governance 

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
Corporate governance

Equity grants in 2006 1

Name and principal position 

Jorma Ollila
Chairman of the Board
and former CEO (CEO until June 1) 

Olli-Pekka Kallasvuo
President and CEO
(President and COO until June 1) 

Richard Simonson
EVP and Chief Financial Offi cer 

Anssi Vanjoki
EVP and General Manager, Multimedia 

Mary McDowell
EVP and General Manager, 
Enterprise Solutions 

Hallstein Moerk
EVP and Head of Human Resources 

Option awards   

Stock awards 

Number of 
shares 
Grant  underlying 
options 
date 

Grant  Grant date 
price 
(EUR) 

fair value 2 

(EUR) 

Performance  Performance
shares at 
shares at 
maximum 
threshold 
(number) 
(number) 

Restricted 
shares 
(number) 

Grant date
fair value 3
(EUR) 

May 5 

400 000 

18.02 

1 349 229 

100 000 

400 000 

100 000 

4 666 937

May 5 

300 000 

18.02 

1 011 922 

75 000 

300 000 

100 000 

3 668 604

May 5 

100 000 

18.02 

337 307 

25 000 

100 000 

25 000 

1 102 125 

May 5 

100 000 

18.02 

337 307 

25 000 

100 000 

25 000 

1 102 125 

May 5 

100 000 

18.02 

337 307 

25 000 

100 000 

25 000 

1 102 125 

May 5 

60 000 

18.02 

202 384 

15 000 

60 000 

15 000 

661 275

1 

Including all grants made during 2006. Stock option grants 
were made under the Nokia Stock Option Plan 2005, perfor-
mance share grants under the Nokia Performance Share Plan 
2006 and restricted share grants under the Nokia Restricted 
Share Plan 2006.

2 

The fair values of stock options equal the estimated fair value 
on the grant date, calculated using the Black-Scholes model. 
The stock option exercise price is EUR 18.02. The Helsinki Stock 
Exchange closing market price at grant date was EUR 17.97.

3 

The fair value of performance shares and restricted shares 
equals the estimated fair value on grant date. The estimated 
fair value is based on the grant date market price of the Nokia 
share less the present value of dividends expected to be paid 
during the vesting period. The value of performance shares 
is presented on the basis of a number of shares which is two 
times the number at threshold.

Pension arrangements for the members 
of the Group Executive Board
The members of the Group Executive Board in 2006 
participate in the local retirement programs appli-
cable to employees in the country where they reside. 
Executives in Finland participate in the Finnish TEL 
pension system, which provides for a retirement ben-
efi t based on years of service and earnings according 
to a prescribed statutory system. Under the Finnish 
TEL pension system, base pay, incentives and other 
taxable fringe benefi ts are included in the defi nition 
of earnings, although gains realized from equity are 
not. The Finnish TEL pension scheme provides for early 
retirement benefi ts at age 62 with a reduction in the 
amount of retirement benefi ts. Standard retirement 
benefi ts are available from age 63 to 68, according to 
an increasing scale.

Executives in the United States participate in 

Nokia’s Retirement Savings and Investment Plan. Ef-
fective July 1, 2006, under this 401(k) plan, partici-
pants elect to make voluntary pre-tax contributions 
that are 100% matched by Nokia up to 8% of eligible 
earnings. Prior to July 1, 2006 participants could elect 
to make voluntary pre-tax contributions that were 
100% matched by Nokia up to 6% of eligible earnings 
with an additional annual discretionary contribution 
of up to 2% of eligible earnings made by Nokia. For 
participants earning in excess of the eligible earning 

limit, Nokia offers an additional Restoration and 
Deferral Plan. This plan allows employees to defer 
up to 50% of their salary and 100% of their bonus 
into a non-qualifi ed plan. Prior to July 1, 2006, Nokia 
also made annual discretionary contributions to this 
non-qualifi ed plan of up to 2% of the earnings above 
401(k) eligibility limits. Effective July 1, 2006, these 
2% discretionary contributions were eliminated. The 
last contributions were made in 2006 based on 2005 
earnings.

Olli-Pekka Kallasvuo can, as part of his service 
contract, retire at the age of 60 with full retirement 
benefi t should he be employed by Nokia at the time. 
The full retirement benefi t is calculated as if Mr. Kallas-
vuo had continued his service with Nokia through the 
statutory retirement age of 65.

Jorma Ollila’s service contract ended as of June 1, 

2006, after which he is not eligible to receive any ad-
ditional retirement benefi ts from Nokia.

Simon Beresford-Wylie participates in the Nokia 

International Employee Benefi t Plan (NIEBP). The NIEBP 
is a defi ned contribution retirement arrangement 
provided to some Nokia employees on international 
assignments. The contributions to NIEBP are funded 
two-thirds by Nokia and one-third by the employee. 
Because Mr. Beresford-Wylie also participates in the 
Finnish TEL system, the company contribution to 
NIEBP is 1.3% of annual earnings.

Hallstein Moerk, following his arrangement with 

a previous employer, has also in his current position at 
Nokia a retirement benefi t of 65% of his pensionable 
salary beginning at the age of 62. Early retirement is 
possible at the age of 55 with reduced benefi ts.

Service contracts
Jorma Ollila’s service contract, which covered his 
position as CEO, ended as of June 1, 2006 without any 
severance or other payments from Nokia. Following 
the termination of his service contract, he is no longer 
eligible for incentives, bonuses, stock options or other 
equity grants or additional retirement benefi ts from 
Nokia. Mr. Ollila was entitled to retain all vested and 
unvested stock options and other equity compensa-
tion granted to him prior to June 1, 2006.

Olli-Pekka Kallasvuo’s service contract covers his 
current position as President and CEO and Chairman of 
the Group Executive Board. The contract also covered 
his prior position as President and COO. Mr. Kallasvuo’s 
annual total gross base salary, which is subject to 
an annual review by the Board of Directors, was EUR 
750 000 from January 1, 2006 until May 31, 2006, and is 
EUR 1 000 000 from June 1, 2006. His incentive targets 
under the Nokia short-term incentive plan were 125% 
of annual gross base salary, starting from January 1, 
2006 and are 150% of annual gross base salary, start-
ing June 1, 2006. In case of termination by Nokia for 

76 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
Corporate governance

reasons other than cause, including a change of con-
trol, Mr. Kallasvuo is entitled to a severance payment 
of up to 18 months of compensation (both annual 
total gross base salary and target incentive). In case 
of termination by Mr. Kallasvuo, the notice period is 6 
months and he is entitled to a payment for such notice 
period (both annual total gross base salary and target 
incentive for 6 months). Mr. Kallasvuo is subject to a 
12-month non-competition obligation after termina-
tion of the contract. Unless the contract is terminated 
for cause, Mr. Kallasvuo may be entitled to compensa-
tion during the non-competition period or a part of it. 
Such compensation amounts to the annual total gross 
base salary and target incentive for the respective 
period during which no severance payment is paid.

Equity-based compensation 
programs

General

During the year ended December 31, 2006, Nokia 
sponsored three global stock option plans, three glob-
al performance share plans and four global restricted 
share plans. Both executives and employees partici-
pate in these plans. In 2004, Nokia introduced perfor-
mance shares as the main element to the company’s 
broad-based equity compensation program to further 
emphasize the performance element in employees’ 
long-term incentives. Thereafter, the number of stock 
options granted has been signifi cantly reduced. The 
rationale for using both performance shares and stock 
options for employees in higher job grades is to build 
an optimal and balanced combination of equity-
based incentives. The program intends to align the 
potential value received by participants directly with 
the performance of Nokia. Since 2003, Nokia has also 
granted restricted shares to a small selected number 
of employees each year.

The broad-based equity incentive program in 

2006, which was approved by the Board of Directors, 
followed the structure of the program in 2005. The 
target group for the 2006 equity-based incentive pro-
gram continued to be broad, with a wide number of 
employees in many levels of the organization eligible 
to participate. The aggregate number of participants 
in all of Nokia’s equity-based programs in 2006 was 
approximately 30 000, which is similar to the number 
in 2005.

The equity-based incentive grants are generally 
conditional upon continued employment with Nokia, 
as well as the fulfi llment of performance and other 
conditions, as determined in the relevant plan rules.
For a more detailed description of all of Nokia’s 

equity-based incentive plans, see Note 23 “Share-
based payment” on page 28.

Performance shares

We have granted performance shares under the global 
2004, 2005 and 2006 plans, each of which has been 
approved by the Board of Directors.

The performance shares represent a commitment 

by Nokia to deliver Nokia shares to employees at a 
future point in time, subject to Nokia’s fulfi llment of 
pre-defi ned performance criteria. No performance 
shares will vest unless Nokia’s performance reaches 
at least one of the threshold levels measured by two 
independent, pre-defi ned performance criteria: 
Nokia’s average annual net sales growth target for 
the performance period of the plan and earnings per 
share (“EPS”) target at the end of the performance 
period. The 2004 and 2005 plans have a four-year 
performance period, including a possibility for an 
interim payout, and the 2006 plan has a three-year 
performance period without any interim payout. For 
the 2004 plan, the performance period consists of the 
fi scal years 2004 through 2007, with an interim payout 
made in 2006. For the 2005 plan the performance 
period consists of the fi scal years 2005 through 2008, 
with a possibility for an interim payout in 2007. The 
second and fi nal payout, if any, under both the 2004 
and 2005 plans, will be after the close of the respec-
tive four-year performance periods. In the 2004 and 
2005 plans average annual net sales growth and 
separate EPS threshold and maximum levels have 
been determined for the interim measurement period 
and for the full performance period. For the 2006 plan, 
the performance period consists of the fi scal years 
2006 through 2008, with no interim measurement 
period. The fi nal payout, if any, will be made in 2009 
after the close of the three-year performance period. 
Until the Nokia shares are transferred and delivered, 
the recipients will not have any shareholder rights, 
such as voting or dividend rights, associated with the 
performance shares.

Performance share grants are approved by the CEO 

at the end of the respective calendar quarter on the 
basis of an authorization given by the Board of Direc-
tors. Approvals for performance share grants to the CEO 
are made by the Board of Directors, and for the Group 
Executive Board members and other direct reports of 
the CEO by the Personnel Committee of the Board.

Stock options

Nokia’s outstanding global stock option plans were 
approved by the Annual General Meetings in the year 
when each plan was launched, i.e. in 2001, 2003 and 
2005.

Each stock option entitles the holder to subscribe 

for one new Nokia share. Under the 2001 stock op-
tion plan, the stock options are transferable by the 
participants. Under the 2003 and 2005 plans, the stock 
options are non-transferable. All of the stock options 
have a vesting schedule with a 25% vesting one year 

after grant, and quarterly vesting thereafter. The stock 
options granted under the plans generally have a term 
of fi ve years.

The exercise price of the grant is determined at 

the time of grant on a quarterly basis. The exer-
cise prices are determined in accordance with a 
pre-agreed schedule after the release of Nokia’s 
periodic fi nancial results and are based on the trade 
volume weighted average price of a Nokia share 
on the Helsinki Stock Exchange during the trading 
days of the fi rst whole week of the second month of 
the respective calendar quarter (i.e. February, May, 
August or November). Exercise prices are determined 
on a one-week weighted average to mitigate any 
short term fl uctuations in Nokia’s share price. The 
determination of exercise price is defi ned in the terms 
and conditions of the stock option plan, which are 
approved by the shareholders at the respective Annual 
General Meeting. The Board of Directors does not have 
right to amend the above-described determination of 
exercise price.

Stock option grants are approved by the CEO at 

the time of stock option pricing on the basis of an 
authorization given by the Board of Directors. Ap-
provals for stock option grants to the CEO are made by 
the Board of Directors, and the Group Executive Board 
members and other for direct reports of the CEO by the 
Personnel Committee of the Board.

Restricted shares

Since 2003, we have granted restricted shares to 
recruit, retain, reward and motivate selected high 
potential employees, who are critical to the future 
success of Nokia. It is Nokia’s philosophy that re-
stricted shares will be used only for key management 
positions and other critical resources. The 2003, 2004, 
2005 and 2006 restricted share plans have been ap-
proved by the Board of Directors.

All of our restricted share plans have a restriction 

period of three years after grant. Once the shares 
vest, they will be transferred and delivered to the 
recipients. Until the Nokia shares are transferred and 
delivered, the recipients will not have any shareholder 
rights, such as voting or dividend rights, associated 
with the restricted shares. Restricted share grants are 
approved by the CEO at the end of the respective cal-
endar quarter on the basis of an authorization given 
by the Board of Directors. Approvals for restricted 
share grants to the CEO are made by the Board of 
Directors, and for the Group Executive Board members 
and other direct reports of the CEO by the Personnel 
Committee of the Board.

Other equity plans for employees

In addition to our global equity plans described 
above, we have equity plans for Nokia acquired busi-

Corporate governance 

77

 
Corporate governance

nesses or employees in the United States and Canada 
under which participants can receive Nokia ADSs. 
These equity plans do not result in an increase in the 
share capital of Nokia. In 2006, a new such plan was 
launched, under which performance shares, stock op-
tions and restricted shares can be granted, resulting 
to transfer of existing Nokia ordinary shares or ADSs.

 For more information of these plans, see Note 23 
“Share-based payment” to our consolidated fi nancial 
statements on page 28.

We have also an Employee Share Purchase Plan 

in the United States, which permits all full-time Nokia 
employees located in the United States to acquire 
Nokia ADSs at a 15% discount. The purchase of the 
ADSs is funded through monthly payroll deductions 
from the salary of the participants, and the ADSs are 
purchased on a monthly basis. As of December 31, 
2006, a total of 2 276 233 ADSs had been purchased 
under this plan since its inception, and there were a 
total of approximately 1 000 participants.

Equity-based compensation 
program 2007

The Board of Directors announced the proposed scope 
and design for the 2007 Equity Program on January 25, 
2007. The main equity instrument will be performance 
shares. In addition, stock options will be granted to a 
more limited population, and restricted shares will be 
used for a small number of high potential and critical 
employees.

Performance Share Plan 2007

The Performance Share Plan in 2007 approved by the 
Board of Directors will cover a performance period of 
three years (2007 – 2009) with no interim measure-
ment period. No performance shares will vest unless 
Nokia’s performance reaches at least one of the 
threshold levels measured by two independent, pre-
defi ned performance criteria:

1 

Average Annual Net Sales Growth: 
performance period 2007 – 2009, and

2 

Reported, basic EPS: 2009. 

The actual threshold and maximum levels will be de-
termined and disclosed during the fi rst quarter 2007.

Average Annual Net Sales Growth is calculated 
as an average of the net sales growth rates for the 
years 2006 through 2009. Both the EPS and Average 
Annual Net Sales Growth criteria are equally weighted 
and performance under each of the two performance 
criteria are calculated independent of each other.

Achievement of the maximum performance for 

both criteria will result in the vesting of maximum of 
12 million Nokia shares. Performance exceeding the 
maximum criteria does not increase the number of 

78 

Nokia in 2006

performance shares that will vest. Achievement of the 
threshold performance for both criteria will result in 
the vesting of approximately 3 million shares. If only 
one of the threshold levels of performance is achieved, 
only approximately 1.5 million of the performance 
shares will vest. If none of the threshold levels are 
achieved, then none of the performance shares will 
vest. For performance between the threshold and 
maximum performance levels, the vesting follows a 
linear scale. If the required performance levels are 
achieved, the vesting will take place in 2010. Until 
the Nokia shares are transferred and delivered, the 
recipients will not have any shareholder rights, such 
as voting or dividend rights associated with these 
performance shares.

Stock Option Plan 2007

The Board of Directors will make a proposal for Stock 
Option Plan 2007 to be approved by the shareholders 
at the Annual General Meeting on May 3, 2007. The 
stock option grants in 2007 are expected to be made 
primarily out of the Stock Option Plan 2007, which 
is proposed to be a four-year plan amounting to a 
maximum of 20 million stock options to be granted 
from 2007 to 2010. Each stock option would entitle 
the option holder to subscribe for one Nokia share. 
The exercise price of the stock options would be 
determined at the time of grant on a quarterly basis 
and would be based on the trade volume weighted av-
erage price of a Nokia share on the Helsinki Stock Ex-
change for the fi rst whole week of the second month 
of the calendar quarter (i.e. February, May, August or 

November). The stock options would have a vesting 
schedule with a 25% vesting one year after grant and 
quarterly vesting thereafter. The subcategories of 
stock options expected to be issued under the plan 
would generally have a term of fi ve years, with the 
last of the subcategories expiring as of December 31, 
2015. The determination of exercise price is defi ned in 
the terms and conditions of the stock option plan to 
be presented for shareholders’ approval at the Annual 
General Meeting. The Board of Directors would not 
have right to amend the above described determina-
tion of exercise price.

Restricted Share Plan 2007

The restricted shares to be granted under the Restrict-
ed Share Plan 2007 will have a three-year restriction 
period. The restricted shares will vest and the payable 
Nokia shares be delivered mainly in 2010, subject to 
fulfi llment of the service period criteria. Recipients 
will not have any shareholder rights or voting rights 
during the restriction period, until the Nokia shares 
are transferred and delivered to plan participants at 
the end of the restriction period.

Maximum planned grants

The maximum number of planned grants under the 
2007 Equity Program (i.e. performance shares, stock 
options and restricted shares) are set forth in the table 
below. The planned amounts for 2007 are less than the 
total amounts approved and disclosed in 2006.

Maximum number of planned grants under
the 2007 Equity Program in 2007

5 million

4 million

3 million

Plan type 

Stock options 

Restricted shares 
Performance shares at threshold 1 

1 

The maximum number of shares to be delivered at maximum 
performance is four times the number originally granted (at 
threshold), i.e. a total of 12 million Nokia shares.

As of December 31, 2006, the total dilutive effect 
of Nokia’s stock options, performance shares and 
restricted shares outstanding, assuming full dilution, 
was approximately 3.4% in the aggregate. The poten-
tial maximum effect of the proposed equity program 
2007, would be approximately another 0.8%.

 
 
 
 
 
Corporate governance

Share ownership

General

Share ownership of the Group Executive Board

The following section describes the ownership or 
potential ownership interest in the company of the 
members of our Board of Directors and the Group 
Executive Board, either through share ownership or 
through holding of equity-based incentives, which 
may lead to share ownership in the future. Since 
1999, approximately 40% of the remuneration paid to 
the Board of Directors has been paid in Nokia shares 
purchased from the market. Non-executive members 
of the Board of Directors do not receive stock op-
tions, performance shares, restricted shares or other 
variable pay compensation. For a description of our 
equity-based compensation programs for employees 
and executives, see “Equity-based compensation 
programs” on page 77.

The following table sets forth the share ownership, as 
well as potential ownership interest through holding 
of equity-based incentives, of the members of the 
Group Executive Board as of December 31, 2006.

Shares 
receivable 
through stock 
options 

Shares 

Shares 
receivable 
through 
performance 
shares at 
threshold 3  

Shares
receivable
through
restricted
shares

Number of equity instruments held by
Group Executive Board 

519 716 

2 755 806 

477 360 

884 500

% of the share capital 1 

0.013 

0.069 

0.012 

0.022

Share ownership of the Board of Directors

% of the total outstanding equity
incentives (per instrument) 2 

– 

3.007 

3.784 

14.584

On December 31, 2006, the members of our Board 
of Directors held the aggregate of 810 302 shares 
and ADSs in Nokia, which represented 0.02% of our 
outstanding share capital and total voting rights 
excluding shares held by the Group as of that date.
The following table sets forth the number of 
shares and ADSs benefi cially held by members of the 
Board of Directors as of December 31, 2006.

Jorma Ollila 2 

Paul J. Collins 
Georg Ehrnrooth 3 

Daniel R. Hesse 

Bengt Holmström 
Per Karlsson 3 

Marjorie Scardino 

Keijo Suila 

Vesa Vainio 

Total 

Shares 1 

286 468 

ADSs

0

0 

122 626

314 996 

0 

16 606 

19 538 

0

5 696

0

0

0 

14 018

2 570 

27 784 

0

0

667 962 

142 340

1 

2 

The number of shares includes not only shares acquired as 
compensation for services rendered as a member of the Board 
of Directors, but also shares acquired by any other means.

For Mr. Ollila, this table includes his share ownership only. Mr. 
Ollila was the company’s CEO until June 1, 2006 and received 
stock options, performance shares and restricted shares 
in that capacity until the said date. Mr. Ollila’s holdings of 
long-term equity-based incentives are outlined in footnote 5 
under “Stock option ownership of the Group Executive Board” 
on page 80 and, in footnote 6 under “Performance shares and 
restricted shares” on page 83.

3 

Mr. Ehrnrooth’s and Mr. Karlsson’s holdings include both shares 
held personally and shares held through a company.

1 

2 

The percentage is calculated in relation to the outstanding 
share capital and total voting rights of the company, excluding 
shares held by the Group.

3 

The percentage is calculated in relation to the total outstand-
ing equity incentives per instrument, i.e. stock options, 
performance shares and restricted shares, as applicable.

Performance shares at threshold represent the original grant. 
At maximum performance, the settlement amounts to four 
times the number of performance shares originally granted (at 
threshold). Due to the interim payout in 2006, the maximum 
number of Nokia shares deliverable under the performance 
share plan 2004 equals three times the number of perfor-
mance shares originally granted (at threshold).

The following table sets forth the number of shares 
and ADSs benefi cially held by members of the Group 
Executive Board as of December 31, 2006.

Shares 

ADSs

Olli-Pekka Kallasvuo 

130 000 

Robert Andersson 

Simon Beresford-Wylie 

Mary McDowell 

Hallstein Moerk 

Tero Ojanperä 

Niklas Savander 

Richard Simonson 

Veli Sundbäck 

Anssi Vanjoki 

Kai Öistämö 

Total 

16 260 

17 924 

7 935 

36 074 

1 174 

11 868 

26 621 

128 524 

113 050 

5 286 

494 716 

0

0

0

5 000

0

0

0

20 000

0

0

0

25 000

Mr. Korhonen resigned as member of the Group Execu-
tive Board effective April 1, 2006, and ceased employ-
ment with us on May 31, 2006. He held 15 300 shares 
as of March 31, 2006.

Corporate governance 

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate governance

Stock option ownership of the Group Executive Board

The following table provides certain information re-
lating to stock options held by members of the Group 
Executive Board as of December 31, 2006. These stock 
options were issued pursuant to Nokia Stock Option 
Plans 2001, 2003 and 2005. For a description of our 
stock option plans, please see Note 23 “Share-based 
payment” to our consolidated fi nancial statements on 
page 28.

Number of stock options 2 

Total intrinsic value
of stock options,
December 31, 2006
EUR 3

Stock option 
category 1 

Expiration 
date 

Exercise
price per
share EUR 

Exercisable  Unexercisable 

Exercisable 4  Unexercisable

2001 A/B 
2001 C 4Q/01 

2002 A/B 

2003 2Q 
2004 2Q 
2005 2Q 
2005 4Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2005 4Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

2003 4Q 
2004 2Q 
2005 2Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

December 31, 2006 
December 31, 2006 

December 31, 2007 

December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

36.75 
26.67 

17.89 

14.95 
11.79 
12.79 
14.48 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
14.48 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
18.02 

15.05 
11.79 
12.79 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
18.02 

100 000 
50 000 

175 000 

97 500 
33 750 
18 750 
0 
0 

21 500 
10 750 
30 000 
14 625 
5 850 
3 750 
0 
0 

14 000 
7 000 
0 
10 558 
5 625 
18 750 
0 

48 125 
28 125 
18 750 
0 

30 000 
15 000 
30 000 
16 250 
3 750 
12 500 
0 

0 
0 

0 

22 500 
26 250 
41 250 
100 000 
300 000 

0 
0 
0 
3 375 
4 550 
8 250 
28 000 
80 000 

0 
0 
0 
2 442 
4 375 
41 250 
100 000 

21 875 
21 875 
41 250 
100 000 

0 
0 
0 
3 750 
13 125 
27 500 
60 000 

0 
0 

0 

51 675 
124 538 
50 438 
0 
0 

0 
0 
0 
7 751 
21 587 
10 088 
0 
0 

0 
0 
0 
5 596 
20 756 
50 438 
0 

20 694 
103 781 
50 438 
0 

0 
0 
0 
8 613 
13 838 
33 625 
0 

0
0

0

11 925
96 863
110 963
100 000
0

0   
0   
0   
1 789   
16 790   
22 193   
28 000   

0

0
0
0

1 294   
16 144   
110 963   

0

9 406   
80 719   
110 963   

0

0
0
0
1 988
48 431
73 975
0

Olli-Pekka Kallasvuo 

Robert Andersson 

Simon Beresford-Wylie 

Mary McDowell 

Hallstein Moerk 

80 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate governance

Stock option ownership of the Group Executive Board, continued 

Tero Ojanperä 

Niklas Savander 

Richard Simonson 

Veli Sundbäck 

Anssi Vanjoki 

Kai Öistämö 

Number of stock options 2 

Total intrinsic value
of stock options,
December 31, 2006
EUR 3

Stock option 
category 1 

Expiration 
date 

Exercise
price per
share EUR 

Exercisable  Unexercisable 

Exercisable 4  Unexercisable

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

2001 C 3Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2005 4Q 
2006 2Q 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2010 
December 31, 2011 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
18.02 

20.61 
17.89 
14.95 
11.79 
12.79 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
14.48 
18.02 

12 500 
6 250 
14 500 
13 000 
5 625 
12 500 
0 

12 500 
6 250 
21 500 
10 558 
5 760 
4 375 
0 

36 000 
15 000 
9 337 
28 125 
18 750 
0 

40 000 
20 000 
40 000 
40 625 
16 875 
12 500 
0 

70 000 
35 000 
6 250 
40 000 
20 000 
10 000 
0 

2 695 
2 695 
1 892 
1 436 
3 625 
4 000 
0 
0 

0 
0 
0 
3 000 
4 375 
27 500 
60 000 

0 
0 
0 
2 442 
4 480 
9 625 
60 000 

0 
0 
2 163 
21 875 
41 250 
100 000 

0 
0 
0 
9 375 
13 125 
27 500 
60 000 

0 
0 
0 
18 750 
26 250 
41 250 
100 000 

0 
0 
0 
2 163 
4 375 
8 800 
28 000 
100 000 

0 
0 
0 
6 890 
20 756 
33 625 
0 

0 
0 
0 
5 596 
21 254 
11 769 
0 

0 
0 
4 949 
103 781 
50 438 
0 

0 
0 
0 
21 531 
62 269 
33 625 
0 

0 
0 
0 
21 200 
73 800 
26 900 
0 

0 
0 
0 
761 
13 376 
10 760 
0 
0 

0
0
0
1 590
16 144   
73 975   

0

0   
0   
0   
1 294   
16 531   
25 891   
0 

0   
0   
1 146   
80 719   
110 963   

0

0   
0   
0   
4 969   
48 431   
73 975   

0

0
0   
0
9 938
96 863
110 963
0

0
0   
0   
1 146   
16 144   
23 672   
28 000   
0 

Stock options held by the members of the Group Executive Board on 
December 31, 2006, Total 5 

1 420 031 

1 827 915 

1 097 132 

1 584 755

All outstanding stock option plans (global plans), Total 

68 744 405 

22 911 996 

27 319 485 

26 518 296

1 

2 

Stock options granted under the 2001A/B, 2001 3Q/01 and 2001C 4Q/01 sub-categories expired as 
of December 31, 2006.

Number of stock options equals the number of underlying shares represented by the option entitle-
ment. Stock options vest over 4 years: 25% after one year and 6.25% each quarter thereafter.

3 

4 

The intrinsic value of the stock options is based on the difference between the exercise price of the 
options and the closing market price of Nokia shares on the Helsinki Stock Exchange as of December 
29, 2006 of EUR 15.48.

For gains realized upon exercise of stock options for the members of the Group Executive Board 
please refer to “Stock options exercises and settlement of shares” table on page 84.

Corporate governance 

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate governance

5 

Mr. Ollila resigned as CEO and Chairman of the Group Executive Board effective June 1, 2006, and 
ceased employment with Nokia on that date. Mr. Korhonen resigned as member of the Group 
Executive Board effective April 1, 2006 and ceased employment with Nokia on May 31, 2006. The 
information relating to stock options held and retained by Mr. Ollila and Mr. Korhonen as of the date 
of resignation from the Group Executive Board is represented in the table below.

Jorma Ollila 
(as per May 31, 2006) 6  

Pertti Korhonen 
(as per March 31, 2006) 7 

Stock option 
category 1 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 
2006 2Q 

2001 A/B 
2001 C 4Q/01 
2002 A/B 
2003 2Q 
2004 2Q 
2005 2Q 

Expiration 
date 

Exercise
price per
share EUR 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 
December 31, 2011 

December 31, 2006 
December 31, 2006 
December 31, 2007 
December 31, 2008 
December 31, 2009 
December 31, 2010 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 
18.02 

36.75 
26.67 
17.89 
14.95 
11.79 
12.79 

Number of stock options 2 

Total intrinsic value
of stock options,
EUR 8

Exercisable  Unexercisable 

Exercisable 4  Unexercisable

1 000 000 
0 
937 500 
550 000 
175 000 
0 
0 

30 000 
15 000 
61 250 
31 250 
18 750 
0 

0 
0 
62 500 
250 000 
225 000 
400 000 
400 000 

0 
0 
8 750 
18 750 
31 250 
60 000 

0 
0 
0 
968 000 
861 000 
0 
0 

0 
0 
0 
66 563 
99 188 
0 

0 
0
0
440 000
1 107 000
1 568 000
0

0 
0
0
39 938
165 313
257 400

6 

7 

Mr. Ollila was entitled to retain all vested and unvested stock options granted to him prior to June 1, 
2006 as approved by the Board of Directors.

8 

Mr. Korhonen’s stock option grants were forfeited upon termination of employment in accordance 
with the plan rules.

The intrinsic value of the stock options is based on the difference between the exercise price of the 
options and the closing market price of Nokia shares on the Helsinki Stock Exchange as of 
May 31, 2006 of EUR 16.71 in respect of Mr. Ollila and as of March 31, 2006 of EUR 17.08 in respect of 
Mr. Korhonen.

82 

Nokia in 2006

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performance shares and restricted shares

The following table provides certain information relating to performance shares and 
restricted shares held by members of the Group Executive Board as of December 31, 
2006. These entitlements were granted pursuant to our performance share plans 

2004, 2005 and 2006 and restricted share plans 2003, 2004, 2005 and 2006. For a 
description of our performance share and restricted share plans, please see Note 23 
“Share-based payment” to the consolidated fi nancial statements on page 28.

Corporate governance

Olli-Pekka Kallasvuo 

Robert Andersson 

Simon Beresford-Wylie 

Mary McDowell 

Hallstein Moerk 

Tero Ojanperä 

Niklas Savander 

Richard Simonson 

Veli Sundbäck 

Anssi Vanjoki 

Kai Öistämö 

Plan 
name 1 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

Performance shares 

Number of 

Number of 
performance  performance 
shares at 
threshold 2  maximum 2 

shares at 

15 000 
15 000 
75 000 

2 600 
3 000 
20 000 

2 500 
15 000 
25 000 

12 500 
15 000 
25 000 

7 500 
10 000 
15 000 

2 500 
10 000 
15 000 

2 560 
3 500 
15 000 

12 500 
15 000 
25 000 

7 500 
10 000 
15 000 

15 000 
15 000 
25 000 

2 500 
3 200 
25 000 

45 000 
60 000 
300 000 

7 800 
12 000 
80 000 

7 500 
60 000 
100 000 

37 500 
60 000 
100 000 

22 500 
40 000 
60 000 

7 500 
40 000 
60 000 

7 680 
14 000 
60 000 

37 500 
60 000 
100 000 

22 500 
40 000 
60 000 

45 000 
60 000 
100 000 

7 500 
12 800 
100 000 

Intrinsic value 
December 31, 
2006 3 
EUR 

536 255 
881 715 
2 987 751 

92 951 
176 343 
796 734 

89 376 
881 715 
995 917 

446 879 
881 715 
995 917 

268 128 
587 810 
597 550 

89 376 
587 810 
597 550 

91 521 
205 734 
597 550 

446 879 
881 715 
995 917 

268 128 
587 810 
597 550 

536 255 
881 715 
995 917 

89 376 
188 099 
995 917 

Restricted shares

  Intrinsic value
Number of  December 31,
2006 5
restricted 
EUR
shares 

Plan 
name 4 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2003 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

2004 
2005 
2006 

35 000 
70 000 
100 000 

15 000 
28 000 
20 000 

0 
35 000 
25 000 

20 000 
35 000 
25 000 

20 000 
25 000 
15 000 

15 000 
25 000 
15 000 

16 500 
25 000 
15 000 

25 000 
35 000 
25 000 

20 000 
25 000 
15 000 

35 000 
35 000 
25 000 

15 000 
25 000 
25 000 

541 800
1 083 600   
1 548 000 

232 200   
433 440
309 600

0
541 800
387 000

309 600
541 800
387 000

309 600
387 000
232 200

232 200
387 000
232 200

255 420
387 000
232 200

387 000
541 800
387 000

309 600
387 000
232 200

541 800
541 800
387 000

232 200
387 000
387 000

Performance shares and
restricted shares held
by the Group Executive Board, Total 6 

All outstanding  performance shares and
restricted shares (Global plans), Total 

477 360 

1 826 780 

20 851 577 

884 500 

13 692 060

12 311 989 

45 798 454 

554 183 057 

5 985 476 

92 655 168

1 

2 

The performance period for the 2004 plan is 2004 – 2007, with one interim measurement period 
for fiscal years 2004 – 2005. The performance period for the 2005 plan is 2005 – 2008, with one 
interim measurement period for fiscal years 2005-2006. The performance period for the 2006 plan 
is 2006 – 2008, without any interim measurement period.

For the performance share plans 2004, 2005 and 2006, the number of performance shares at 
threshold represents the number of performance shares granted. This number will vest as Nokia 
shares should the pre-determined threshold performance levels of Nokia be met. The maximum 
number of Nokia shares will vest should the predetermined maximum performance levels be met. 
The maximum number of performance shares equals four times the number originally granted at 
threshold. Due to the interim payout in 2006, the maximum number of Nokia shares deliverable 
under the 2004 plan is equal to three times the number at threshold.

3 

4 

5 

The intrinsic value is based on the closing market price of a Nokia share on the Helsinki Stock 
Exchange as of December 29, 2006 of EUR 15.48. The value of performance shares is presented on 
the basis of the company’s estimation of the number of shares expected to vest.

Under the restricted share plans 2003, 2004, 2005 and 2006 awards are granted once a quarter. For 
the major part of the awards made under these plans the restriction period ends for the 2003 plan, 
on October 1, 2006; for the 2004 plan, on October 1, 2007; for the 2005 plan, on October 1, 2008; 
and for the 2006 plan, on October 1, 2009.

The intrinsic value is based on the closing market price of a Nokia share on the Helsinki Stock 
Exchange as of December 29, 2006 of EUR 15.48.

Corporate governance 

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate governance

6 

Mr. Ollila resigned as CEO and Chairman of the Group Executive Board effective June 1, 2006, and 
ceased employment with Nokia on that date. Mr. Korhonen resigned as member of the Group Execu-
tive Board effective April 1, 2006 and ceased employment with Nokia on May 31, 2006. The informa-
tion relating to performance shares and restricted shares held by Mr. Ollila and Mr. Korhonen as of 
the date of resignation from the Group Executive Board is represented in the table below.

Performance shares 

Restricted shares

Jorma Ollila
(as per May 31, 2006) 7 

Pertti Korhonen
(as per March 31, 2006) 8 

Plan 
name 1 

2004 
2005 
2006 

2004 
2005 

Number of 

Number of 
performance  performance 
shares at 
threshold 2  maximum 2 

shares at 

100 000 
100 000 
100 000 

300 000 
400 000 
400 000 

Intrinsic  
value 9 
EUR 

2 316 314 
5 160 441 
3 342 000 

12 500 
15 000 

37 500 
60 000 

295 950 
791 206 

Plan 
name 4 

Number of 
restricted 
shares 

Intrinsic
value 10
EUR

2004 
2005 
2006 

2003 
2004 
2005 

100 000 
100 000 
100 000 

1 671 000
1 671 000
1 671 000

35 000 
25 000 
35 000 

597 800
427 000
597 800

7 

8 

Mr. Ollila was entitled to retain performance shares and restricted shares granted to him prior to 
June 1, 2006 as approved by the Board of Directors.

Mr. Korhonen’s performance share and restricted share grants were forfeited upon termination of 
employment in accordance with the plan rules.

9 

10 

The intrinsic value is based on the closing market price of Nokia shares on the Helsinki Stock 
Exchange as of May 31, 2006 of EUR 16.71 in respect of Mr. Ollila and as of March 31, 2006 of EUR 
17.08 in respect of Mr. Korhonen. The value of performance shares is presented on the basis of the 
company’s estimation of the number of shares expected to vest.

The intrinsic value is based on the closing market price of Nokia share on the Helsinki Stock Ex-
change as of May 31, 2006 of EUR 16.71 in respect of Mr. Ollila and as of March 31, 2006 of EUR 17.08 
in respect of Mr. Korhonen.

For gains realized upon exercise of stock options or delivery of Nokia shares on the 
basis of performance shares and restricted shares granted to the members of the 
Group Executive Board, please refer to “Stock options exercises and settlement of 
shares in 2006” table below.

Stock option exercises and settlement of shares in 2006

The following table provides certain information relating to stock option exercises 
and share deliveries upon settlement during the year 2006 for our Group Executive 
Board members.

Name 

Olli-Pekka Kallasvuo 

Robert Andersson 

Stock option 
awards 1 

Shares 
acquired 
(number) 

Value 
realized 
(EUR) 

0 

0 

0 

0 

Simon Beresford-Wylie 

14 000 

11 480 

Mary McDowell 

Hallstein Moerk 

Kai Öistämö 

Tero Ojanperä 

Niklas Savander 

Richard Simonson 

Veli Sundbäck 

Anssi Vanjoki 

0 

13 125 

16 076 

0 

0 

0 

0 

0 

87 544 

55 954 

0 

0 

0 

0 

157 500 

303 588 

Performance shares 
awards 2 

Shares 
delivered 
(number) 

Value 
realized 
(EUR) 

15 000 

275 700 

2 600 

2 500 

12 500 

7 500 

2 500 

2 500 

2 560 

12 500 

7 500 

15 000 

47 788 

45 950 

229 750 

137 850 

45 950 

45 950 

47 053 

229 750 

137 850 

275 700 

Restricted shares
awards 3

Shares 
delivered 
(number) 

Value
realized
(EUR) 

0 

0 

0

0

22 000 

343 200

0 

0

26 000 

405 600

8 750 

136 500

0 

0

9 750 

152 100

33 250 

518 700

0 

0 

0

0

1 

Value realized on exercise is based on the total gross value received in 2006 in respect of stock 
options sold on the Helsinki Stock Exchange (transferable stock options) and on the difference 
between the Nokia share price and exercise price of options (non-transferable stock options).

2 

3 

Represents interim payout at threshold for the 2004 performance share grant. Value is based on the 
market price of the Nokia share on the Helsinki Stock Exchange as of April 24, 2006 of EUR 18.38.

Delivery of Nokia shares vested from the 2003 grant. Value is based on the market price of the Nokia 
share on the Helsinki Stock Exchange as of October 23, 2006 of EUR 15.60.

84 

Nokia in 2006

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
Corporate governance

4 

Jorma Ollila resigned as CEO and Chairman of the Group Executive Board effective June 1, 2006, and 
ceased employment with Nokia on that date. Mr. Korhonen resigned as member of the Group Execu-
tive Board effective April 1, 2006 and ceased employment with Nokia on May 31, 2006. The informa-
tion relating to stock option exercises and settlement of shares regarding Mr. Ollila and Mr. Korhonen 
as at the date of resignation from the Group Executive Board is represented in the table below.

Name 

Jorma Ollila
(as per May 31, 2006) 

Pertti Korhonen
(as per March 31, 2006) 

Stock option 
awards 1 

Shares 
acquired 
(number) 

Value 
realized 
(EUR) 

Performance shares 
awards 2 

Shares 
delivered 
(number) 

Value 
realized 
(EUR) 

Restricted shares
awards

Shares 
delivered 
(number) 

Value
realized
(EUR) 

500 000 

19 958 

100 000 

1 838 000 

0 

0 

12 500 

229 750 

0 

0 

0

0

Stock ownership guidelines for executive management

One of the goals of our long-term equity-based incentive program is to focus execu-
tives on building value for shareholders. In addition to granting them stock options, 
performance shares and restricted shares, we also encourage stock ownership 
by our top executives. Since January 2001, we have stock ownership commitment 
guidelines with minimum recommendations tied to annual base salaries. For the 
members of the Group Executive Board, the recommended minimum investment in 
Nokia’s shares corresponds to two times the member’s annual base salary. For Olli-
Pekka Kallasvuo the recommended minimum investment in Nokia’s shares is three 
times his annual base salary. To meet this requirement, all members are expected 
to retain after-tax equity gains in shares until the minimum investment level is met.

Insiders’ trading in securities

The Board of Directors has established and regularly updates a policy in respect 
of insiders’ trading in Nokia securities. Under the policy, the holdings of Nokia 
securities by the primary insiders (as defi ned in the policy) are public information, 
which is available in the Finnish Central Securities Depositary and on the company’s 
website. Both primary insiders and secondary insiders (as defi ned in the policy) are 
subject to a number of trading restrictions and rules, including among other things, 
prohibitions on trading in Nokia securities during the three-week “closed-window” 
period immediately preceding the release of our quarterly results and the four-
week “closed-window” period immediately preceding the release of our annual 
results. In addition, Nokia may set trading restrictions based on participation in 
projects. We update our insider trading policy from time to time and monitor our 
insiders’ compliance with the policy on a regular basis. Nokia’s Insider Policy is in 
line with the Helsinki Stock Exchange Guidelines for Insiders and also sets require-
ments beyond these guidelines.

Corporate governance 

85

 
 
 
 
 
 
 
 
 
 
 
  
  
  
Audit Committee pre-approval policies and procedures 

The Audit Committee of Nokia’s Board of Directors is responsible, among other mat-
ters, for the oversight of the external auditor subject to the requirements of Finnish 
law. The Audit Committee has adopted a policy regarding pre-approval of audit and 
permissible non-audit services provided by our independent auditors (the ‘’Policy’’).
Under the Policy, proposed services either (i) may be pre-approved by the 
Audit Committee without consideration of specifi c case-by-case services (‘’general 
pre-approval’’); or (ii) require the specifi c pre-approval of the Audit Committee 
(‘’specifi c pre-approval’’). The Audit Committee may delegate either type of pre-ap-
proval authority to one or more of its members. The appendices to the Policy set 
out the audit, audit-related, tax and other services that have received the general 
pre-approval of the Audit Committee. All other audit, audit-related (including 
services related to internal controls and signifi cant M&A projects), tax and other 
services must receive a specifi c pre-approval from the Audit Committee. The Policy 
and its appendices are subject to annual review by the Audit Committee.

The Audit Committee establishes budgeted fee levels annually for each of the 

four categories of audit and non-audit services that are pre-approved under the 
Policy, namely, audit, audit-related, tax and other services. Requests or applica-
tions to provide services that require specifi c approval by the Audit Committee are 
submitted to the Audit Committee by both the independent auditor and the Chief 
Financial Offi cer. At each regular meeting of the Audit Committee, the independent 
auditor provides a report in order for the Audit Committee to review the services 
that the auditor is providing, as well as the status and cost of those services.

Corporate governance

Auditor fees and services

PricewaterhouseCoopers Oy has served as Nokia’s independent auditor for each of 
the fi scal years in the three-year period ended December 31, 2006. The independent 
auditor is elected annually by Nokia’s shareholders at the Annual General Meeting. 
The Audit Committee of the Board of Directors makes a recommendation to the 
shareholders in respect of the appointment of the auditor based upon its evaluation 
of the qualifi cations and independence of the auditor to be proposed for election or 
re-election.

The following table presents the aggregate fees for professional services and 

other services rendered by PricewaterhouseCoopers to Nokia in 2006 and 2005.

EURm  

Audit fees 1 
Audit-related fees 2 

Tax fees 3 
All other fees 4 

Total 

2006 

2005

5.2 

7.1 

6.8 

0.4 

5.3

1.0

5.9

0.1

19.5 

12.3

1 

2 

3 

Audit fees consist of fees billed for the annual audit of the company’s consolidated financial state-
ments and the statutory financial statements of the company’s subsidiaries. They also include 
fees billed for other audit services, which are those services that only the independent auditor 
reasonably can provide, and include the provision of comfort letters and consents and the review of 
documents filed with the SEC and other capital markets or local financial reporting regulatory bod-
ies. There were no unbilled audit fees at year-end 2006. The fees for 2005 include EUR 1.4 million of 
accrued audit fees for the 2005 year-end audit that were not billed until 2006.

Audit-related fees consist of fees billed for assurance and related services that are reasonably 
related to the performance of the audit or review of the company’s financial statements or that are 
traditionally performed by the independent auditor, and include consultations concerning financial 
accounting and reporting standards; internal control matters and services in anticipation of the 
company’s compliance with Section 404 of the SarbanesOxley Act of 2002; advice and assistance 
in connection with local statutory accounting requirements; due diligence related to acquisitions; 
employee benefit plan audits and reviews; and miscellaneous reports in connection with grant 
applications. The fees for 2006 include EUR 1.5 million of accrued audit related fees that were not 
billed until 2007. This amount includes EUR 0.3 million that Nokia will recover from a third party. 
There were no unbilled audit-related fees at year-end 2005.

Tax fees include fees billed for tax compliance services, including the preparation of original and 
amended tax returns and claims for refund; tax consultations, such as assistance and representa-
tion in connection with tax audits and appeals, tax advice related to mergers and acquisitions, 
transfer pricing, and requests for rulings or technical advice from taxing authorities; tax planning 
services; and expatriate tax compliance, consultation and planning services. The tax fees for 2006 
include EUR 0.4 million of accrued tax fees that were not billed until 2007. There were no unbilled 
tax fees at year-end 2005.

4 

All other fees include fees billed for company establishment, forensic accounting and occasional 
training services. 

86 

Nokia in 2006

Investor information

Information on the Internet
www.nokia.com/investors

Investor relations contacts
investor.relations@nokia.com

Available on the Internet: fi nancial reports, Nokia 
management’s presentations, conference call and 
other investor related material, press releases as 
well as environmental and social information.

Nokia Investor Relations
102 Corporate Park Drive
White Plains, NY 10604-3802
USA
Tel. +1 914 368 0555
Fax +1 914 368 0600 

Nokia Investor Relations
P.O. Box 226
FI-00045 NOKIA GROUP
Finland
Tel. +358 7180 34927
Fax +358 7180 38787

Annual General Meeting
Date: Thursday, May 3, 2007 at 3:00 pm
Address: Helsinki Fair Centre, Messuaukio 1, 
Helsinki, Finland

Dividend
Dividend proposed by the Board of Directors 
for 2006 is EUR 0.43 per share.
The dividend record date is proposed to be May 8, 
2007 and the pay date May 24, 2007.

Financial reporting
Nokia’s fi rst quarterly report in 2007 is planned for 
April 19 when also the quarterly results announce-
ment dates for the second and third quarters in 2007 
will be disclosed. The 2007 results are planned to be 
published in January 2008.

Annual summary 2006 
All Nokia’s press releases as well as quarterly results 
announcements and fi nancial statements published in 
2006 are available on the Internet at www.nokia.com.

Stock exchanges
The shares of Nokia Corporation are quoted on the following stock exchanges:

HEX, Helsinki (quoted since 1915) 

Stockholmsbörsen (1983) 1 

Frankfurter Wertpapierbörse (1988) 

New York Stock Exchange (1994) 

Symbol 

NOK1V 

NOKI 

NOA3 

NOK 

Trading currency

EUR

SEK

EUR

USD

1 

Nokia’s Swedish Depository Receipts (SDRs) will be delisted from Stockholm Stock Exchange. The final day of trading in Nokia’s SDRs will 
be June 1, 2007. Further information is available on the Internet at www.nokia.com/investors.

List of indices 

NOK1V 

NOKI 

NOK

OMXN40 OMX Nordic 40

OMXH OMX Helsinki

OMXN40 OMX Nordic 40

NYA NYSE Composite

OMXS OMX Stockholm All Share

NYLID NYSE World Leaders

OMXH25 OMX Helsinki 25

OMXS30 OMX Stockholm 30

NYYID NYSE TMT

SX45 OMX Stockholm 
Information Technology

CTN CSFB Technology 

MLO Merrill Lynch 10

HX45 OMX Helsinki Information Technology

BE500 Bloomberg European 500

BETECH Bloomberg
Telecommunication Equipment

SX5E DJ Euro STOXX 50

SX5P DJ STOXX 50 

E3X FTSE Eurofi rst 300

It should be noted that certain statements herein which are not his-
torical  facts,  including,  without  limitation,  those  regarding:  A)  the 
timing  of  product  and  solution  deliveries;  B)  our  ability  to  develop, 
implement  and  commercialize  new  products,  solutions  and  tech-
nologies;  C)  expectations  regarding  market  growth,  developments 
and structural changes; D) expectations regarding our mobile device 
volume  growth,  market  share,  prices  and  margins;  E)  expectations 
and targets for our results of operations; F) the outcome of pending 
and  threatened  litigation;  G)  expected  timing,  scope  and  effects  of 
the merger of Nokia’s and Siemens’ communications service provider 
businesses; and H) statements preceded by “believe,” “expect,” “an-
ticipate,” “foresee,” “target,” “estimate,” “designed,” “plans,” “will” 
or similar expressions are forward-looking statements. Because these 
statements involve risks and uncertainties, actual results may differ 
materially  from  the  results  that  we  currently  expect.  Factors  that 
could cause these differences include, but are not limited to: 1) the 
extent of the growth of the mobile communications industry, as well 
as the growth and profitability of the new market segments within 
that industry which we target; 2) the availability of new products and 
services by network operators and other market participants; 3) our 
ability to identify key market trends and to respond timely and suc-
cessfully to the needs of our customers; 4) the impact of changes in 
technology and our ability to develop or otherwise acquire complex 

technologies  as  required  by  the  market,  with  full  rights  needed  to 
use;  5)  competitiveness  of  our  product  portfolio;  6)  timely  and  suc-
cessful commercialization of new advanced products and solutions; 
7) price erosion and cost management; 8) the intensity of competition 
in the mobile communications industry and our ability to maintain or 
improve our market position and respond to changes in the competi-
tive landscape; 9) our ability to manage efficiently our manufactur-
ing and logistics, as well as to ensure the quality, safety, security and 
timely delivery of our products and solutions; 10) inventory manage-
ment risks resulting from shifts in market demand; 11) our ability to 
source  quality  components  without  interruption  and  at  acceptable 
prices; 12) our success in collaboration arrangements relating to de-
velopment  of  technologies  or  new  products  and  solutions;  13)  the 
success,  financial  condition  and  performance  of  our  collaboration 
partners, suppliers and customers; 14) any disruption to information 
technology systems and networks that our operations rely on; 15) our 
ability to protect the complex technologies that we or others develop 
or that we license from claims that we have infringed third parties’ 
intellectual property rights, as well as our unrestricted use on com-
mercially  acceptable  terms  of  certain  technologies  in  our  products 
and solution offerings; 16) general economic conditions globally and, 
in particular, economic or political turmoil in emerging market coun-
tries  where  we  do  business;  17)  developments  under  large,  multi-

year contracts or in relation to major customers; 18) exchange rate 
fluctuations, including, in particular, fluctuations between the euro, 
which is our reporting currency, and the US dollar, the Chinese yuan, 
the UK pound sterling and the Japanese yen; 19) the management of 
our customer financing exposure; 20) our ability to recruit, retain and 
develop appropriately skilled employees; 21) the impact of changes 
in government policies, laws or regulations; and 22) satisfaction of 
the  conditions  to  the  merger  of  Nokia’s  and  Siemens’  communica-
tions  service  provider  businesses,  including  achievement  of  agree-
ment between Nokia and Siemens on the results and consequences of 
a Siemens compliance review, and closing of transaction, and Nokia’s 
and Siemens’ ability to successfully integrate the operations and em-
ployees of their respective businesses; as well as 23) the risk factors 
specified on pages 12 – 22 of the company’s annual report on Form 
20-F for the year ended December 31, 2005 under “Item 3.D Risk Fac-
tors.” Other unknown or unpredictable factors or underlying assump-
tions subsequently proving to be incorrect could cause actual results 
to  differ  materially  from  those  in  the  forward-looking  statements. 
Nokia does not undertake any obligation to update publicly or revise 
forward-looking statements, whether as a result of new information, 
future  events  or  otherwise,  except  to  the  extent  legally  required.

Investor information 

87

 
 
 
Contact information

Nokia Head Offi ce

Keilalahdentie 2 – 4

FI-02150 Espoo

P.O. Box 226

FI-00045 Nokia Group

Finland

Tel. +358 (0) 7180 08000

Nokia Corporate Offi ce

6000 Connection Drive

Irving, Texas

75039

USA

Tel. +1 972 894 5000

Fax +1 972 894 5106

Nokia Corporate Offi ce 

– New York

102 Corporate Park Drive

White Plains, NY 10604-3802

USA

Tel. +1 914 368 0400

Fax +1 914 368 0501

Nokia Asia-Pacifi c

438B Alexandra Road #07 – 00

Alexandra Technopark

Singapore 119968

Tel. +65 6723 2323

Fax +65 6723 2324

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