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Rocky Mountain Chocolate Factory

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FY2015 Annual Report · Rocky Mountain Chocolate Factory
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SECURITIES & EXCHANGE COMMISSION EDGAR FILING

Rocky Mountain Chocolate Factory, Inc.

Form: 10-K 

Date Filed: 2015-05-27

Corporate Issuer CIK:   1616262

© Copyright 2015, Issuer Direct Corporation. All Right Reserved. Distribution of this document is strictly prohibited, subject to the
terms of use.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-K

(Mark One)
X ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

____ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended February 28, 2015
OR

For the transition period from __________ to __________

Commission file number: 001-36865

Delaware
(State or Other Jurisdiction of Incorporation or Organization)

47-1535633
(I.R.S. Employer Identification No.)

Rocky Mountain Chocolate Factory, Inc.
(Exact name of registrant as specified in its charter)

265 Turner Drive, Durango, CO 81303
(Address of principal executive offices, including ZIP code)

(970) 259-0554
(Registrant’s telephone number, including area code)

Securities Registered Pursuant To Section 12(b) Of The Act:

Title of each class
                 Common Stock $0.001 Par Value per Share
Preferred Stock Purchase Rights

Name of each exchange on which registered
NASDAQ Global Market
NASDAQ Global Market

Securities Registered Pursuant To Section 12(g) Of The Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.      Yes
_____     No _ X__

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.   Yes
_____     No _ X__

Indicate  by  check  mark  whether  the  registrant  (1)  has  filed  all  reports  required  to  be  filed  by  Section  13  or  15(d)  of  the  Securities
Exchange  Act  of  1934  during  the  preceding  12  months  (or  for  such  shorter  period  that  the  registrant  was  required  to  file  such
reports), and (2) has been subject to such filing requirements for the past 90 days.         Yes   X        No _____

Indicate  by  check  mark  whether  the  registrant  has  submitted  electronically  and  posted  on  its  corporate  Web  site,  if  any,  every
Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during
the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes       X     No
_____

Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item  405  of  Regulation  S-K  (§  229.405  of  this  chapter)  is  not
contained  herein,  and  will  not  be  contained,  to  the  best  of  registrant's  knowledge,  in  definitive  proxy  or  information  statements
incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X]

Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  a  non-accelerated  filer,  or  a  smaller
reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of
the Exchange Act. (Check one):

Large accelerated filer                             ____
Non-accelerated filer                               ____
(Do not check if a smaller reporting company)

Accelerated filer                                 ____
Smaller reporting company                  X    

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).     Yes ____      No     X    

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
The aggregate market value of our common stock (based on the closing price as quoted on the NASDAQ Global Market on August
29,  2014,  the  last  business  day  of  our  most  recently  completed  second  fiscal  quarter)  held  by  non-affiliates  was  $61,083,824.  For
purposes of this calculation, shares of common stock held by each executive officer and director and by holders of more than 5% of
our outstanding common stock have been excluded since those persons may under certain circumstances be deemed to be affiliates.
This determination of affiliate status is not necessarily a conclusive determination for other purposes.

As of May 18, 2015, there were 5,941,893 shares of our common stock outstanding.

DOCUMENTS INCORPORATED BY REFERENCE

Portions  of  the  registrant’s  definitive  proxy  statement  furnished  to  shareholders  in  connection  with  the  2015  Annual  Meeting  of
Shareholders  (the  “Proxy  Statement”)  are  incorporated  by  reference  in  Part  III  of  this  Annual  Report  on  Form  10-K  .  The  Proxy
Statement will be filed with the Securities and Exchange Commission within 120 days of the close of the registrant’s fiscal year ended
February 28, 2015.

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.
FORM 10-K

TABLE OF CONTENTS

PART I.

ITEM 1. BUSINESS
ITEM 1A. RISK FACTORS
ITEM 1B. UNRESOLVED STAFF COMMENTS
ITEM 2. PROPERTIES
ITEM 3. LEGAL PROCEEDINGS
ITEM 4. MINE SAFETY DISCLOSURES

PART II.

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER
PURCHASES OF EQUITY SECURITIES
ITEM 6. SELECTED FINANCIAL DATA
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
ITEM 9A. CONTROLS AND PROCEDURES
ITEM 9B. OTHER INFORMATION

PART III.

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
ITEM 11. EXECUTIVE COMPENSATION
ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED
STOCKHOLDER MATTERS
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES

PART IV.

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES

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Cautionary Note Regarding Forward-Looking Statements

This Annual  Report  on  Form  10-K  (“Annual  Report”)  includes  statements  of  our  expectations,  intentions,  plans  and  beliefs  that
constitute  “forward-looking  statements”  within  the  meaning  of  Section  27A  of  the  Securities  Act  of  1933  and  Section  21E  of  the
Securities  Exchange  Act  of  1934  and  are  intended  to  come  within  the  safe  harbor  protection  provided  by  those  sections.  These
forward-looking  statements  involve  various  risks  and  uncertainties. The  nature  of  our  operations  and  the  environment  in  which  we
operate  subject  us  to  changing  economic,  competitive,  regulatory  and  technological  conditions,  risks  and  uncertainties.  The
statements,  other  than  statements  of  historical  fact,  included  in  this Annual  Report  are  forward-looking  statements.  Many  of  the
forward-looking statements contained in this document may be identified by the use of forward-looking words such as "will," "intend,"
"believe," "expect," "anticipate," "should," "plan," "estimate," "potential," or similar expressions. Factors which could cause results to
differ  include,  but  are  not  limited  to:  changes  in  the  confectionery  business  environment,  seasonality,  consumer  interest  in  our
products, general economic conditions, the success of U-Swirl, Inc., receptiveness of our products internationally, consumer and retail
trends,  costs  and  availability  of  raw  materials,  competition,  the  success  of  our  co-branding  strategy,  the  success  of  international
expansion efforts and the effect of government regulations. Government regulations which we and our franchisees either are or may
be subject to and which could cause results to differ from forward-looking statements include, but are not limited to: local, state and
federal  laws  regarding  health,  sanitation,  safety,  building  and  fire  codes,  franchising,  employment,  manufacturing,  packaging  and
distribution  of  food  products  and  motor  carriers.  For  a  detailed  discussion  of  the  risks  and  uncertainties  that  may  cause  our  actual
results to differ from the forward-looking statements contained herein, please see the “Risk Factors” contained in this Annual Report
in  Item  1A.  These  forward-looking  statements  apply  only  as  of  the  date  of  this Annual Report.  As  such  they  should  not  be  unduly
relied upon for more current circumstances. Except as required by law, we undertake no obligation to release publicly any revisions
to these forward-looking statements that might reflect events or circumstances occurring after the date of this Annual Report or those
that might reflect the occurrence of unanticipated events.

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PART I.

ITEM 1. BUSINESS

General

Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Delaware  corporation,  and  our  subsidiaries  (including  our  operating  subsidiary  with  the
same name, Rocky Mountain Chocolate Factory, Inc., a Colorado corporation) (collectively, the “Company,” “we,” “us,” or “our”) is an
international  franchisor,  confectionery  manufacturer  and  retail  operator.  Founded  in  1981,  we  are  headquartered  in  Durango,
Colorado  and  manufacture  an  extensive  line  of  premium  chocolate  candies  and  other  confectionery  products.  Our  subsidiary,  U-
Swirl,  Inc.  (“U-Swirl”),  franchises  and  operates  soft-serve  frozen  yogurt  stores.  Our  revenue  and  profitability  are  derived  principally
from our franchised/license system of retail stores that feature chocolate, frozen yogurt and other confectionary products. We also sell
our candy in selected locations outside of our system of retail stores and license the use of our brand with certain consumer products.
As  of  March  31,  2015,  there  were  4  Company-owned,  88  licensee-owned  and  276  franchised  Rocky  Mountain  Chocolate  Factory
stores operating in 40 states, Canada, Japan, South Korea, the Kingdom of Saudi Arabia and the United Arab Emirates. As of March
31, 2015, U-Swirl operated 10 Company-owned stores and 237 franchised stores located in 37 states, Canada, Turkey, the United
Arab  Emirates  and  Pakistan.  In  FY  2014,  U-Swirl  acquired  the  franchise  rights  of  frozen  yogurt  stores  branded  as  “Cherryberry,”
“Yogli  Mogli”  and  “Fuzzy  Peach,”  and  U-Swirl  operates  self-serve  frozen  yogurt  cafes  under  the  names  “U-Swirl,”  “Yogurtini,”
“CherryBerry,”  “Josie’s  Frozen  Yogurt,”  “Yogli  Mogli  Frozen  Yogurt,”  “Fuzzy  Peach  Frozen  Yogurt,”  and  “Aspen  Leaf  Yogurt”.
Effective  March  1,  2015,  we  reorganized  to  create  a  holding  company  structure.  Our  operating  subsidiary  with  the  same  name  ,
Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Colorado  corporation  (“RMCF”),  which  was  previously  the  public  company,  became  a
wholly-owned subsidiary of a newly formed entity, Rocky Mountain Chocolate Factory, Inc., a Delaware corporation (“Newco”), and all
of the outstanding shares of common stock of RMCF was exchanged on a one-for-one basis for shares of common stock of Newco.
Our new holding company began trading on March 2, 2015 on the NASDAQ Global Market under the symbol “RMCF”, which was the
same symbol used by RMCF prior to the holding company reorganization.

In January 2013, through our wholly-owned subsidiaries, including Aspen Leaf Yogurt, LLC (“ALY”), we entered into two agreements
to sell all of the assets of our ALY frozen yogurt stores, along with our interest in the self-serve frozen yogurt franchises and retail
units  branded  as  “Yogurtini”  which  we  also  acquired  in  January  2013,  to  U-Swirl,  a  publicly  traded  company  (OTCQB:  SWRL),  in
exchange for a 60% controlling equity interest in U-Swirl. Upon completion of these transactions, we ceased to directly operate any
Company-owned Aspen Leaf Yogurt locations or sell and support frozen yogurt franchise locations, which is now being supported by
U-Swirl.  As  of  February  28,  2015,  we  held  a  39%  interest  in  U-Swirl.  Additionally,  we  have  the  right  to  acquire  approximately
26,271,000  shares  of  common  stock  of  U-Swirl  through  the  conversion  of  convertible  debt  owed  by  U-Swirl  to  our  company.  If  the
Company exercised this conversion right, we believe we would hold approximately 72% of U-Swirl’s common stock. The Company
entered into the promissory note used to finance the acquisitions of U-Swirl and entered into a loan and security agreement with U-
Swirl. The loan and security agreement between the Company and U-Swirl is subject to various financial and leverage covenants. U-
Swirl  was  not  compliant  with  the  covenants  at  February  28,  2015.  The  loan  covenants  required  U-Swirl  to  maintain  consolidated
adjusted  EBITDA  of  $1,804,000  for  the  year  ended  February  28,  2015.  At  February  28,  2015  U-Swirl  had  reported  $1,284,000  of
adjusted EBITDA. In the event of default, we may charge interest on all amounts due under the loan agreement with U-Swirl at the
default  rate  of  15%  per  annum,  accelerate  payment  of  all  amounts  due  under  the  Loan  Agreement,  and  foreclose  on  our  security
interest. At February 28, 2015 we believe that the conversion of the loan into preferred stock as settlement of the obligation would
result in 70% more preferred shares issued when compared to the amount issuable if U-Swirl was compliant with the loan covenants.

Approximately 55% of the products sold at Rocky Mountain Chocolate Factory stores are prepared on the premises. We believe that
in-store preparation of products creates a special store ambiance, and the aroma and sight of products being made attracts foot traffic
and assures customers that products are fresh.

Our principal competitive strengths lie in our brand name recognition, our reputation for the quality, variety and taste of our products,
the  special  ambiance  of  our  stores,  our  knowledge  and  experience  in  applying  criteria  for  selection  of  new  store  locations,  our
expertise in the manufacture of chocolate candy products and the merchandising and marketing of confectionary products, and the
control and training infrastructures we have implemented to assure consistent customer service and execution of successful practices
and techniques at our stores.

We  believe  our  manufacturing  expertise  and  reputation  for  quality  has  facilitated  the  sale  of  selected  products  through  specialty
markets.  We  are  currently  selling  our  products  in  a  select  number  of  specialty  markets  including  wholesale,  fundraising,  corporate
sales, mail order, private label and internet sales.

U-Swirl cafés and associated brands are designed to be attractive to customers by offering the following:
inside café-style seating for 50 people and outside patio seating, where feasible and appropriate;
spacious surroundings of 1,800 to 3,000 square feet;
16 to 20 flavors of frozen yogurt;
up to 70 toppings; and
self-serve format allowing guests to create their own favorite snack.

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We believe that these characteristics provide U-Swirl with the ability to compete successfully in the retail frozen yogurt industry. While
U-Swirl continues to pursue locations with the characteristics described above, we recognize that its acquisition strategy may lead U-
Swirl to purchase competitors with diverse layouts.

The trade dress of the Aspen Leaf Yogurt, CherryBerry, Yogli Mogli, Josie’s Frozen Yogurt, Fuzzy Peach and Yogurtini locations are
similar to that of U-Swirl, although their locations use different color schemes and are typically smaller than the U-Swirl cafés.

Our  consolidated  revenues  are  primarily  derived  from  three  principal  sources:  (i)  sales  to  franchisees  and  other  third  parties  of
chocolates and other confectionery products manufactured by us (62%-64%-68%); (ii) sales at Company-owned stores of chocolates,
other  confectionery  products  and  frozen  yogurt  (including  products  manufactured  by  us)  (15%-17%-15%)  and  (iii)  the  collection  of
initial franchise fees and royalties from franchisees (23%-19%-17%). Approximately 97% of our revenues are derived from domestic
sources,  with  3%  derived  from  international  sources.  The  figures  in  parentheses  above  show  the  percentage  of  total  revenues
attributable to each source for the fiscal years (“FY”) 2015, 2014 and 2013, respectively.

According  to  the  National  Confectioners  Association,  the  total  U.S.  candy  market  approximated  $33.6  billion  of  retail  sales  in  2013
with chocolate generating sales of approximately $20.6 billion and sales per capita of $106.19, an increase of 1.8% when compared
to 2012. According to the Department of Commerce, per capita consumption of chocolate in 2010 was approximately 14 pounds per
year nationally.

According to Ice Cream and Frozen Desserts in the U.S.: Markets and Opportunities in Retail and Foodservice, 6th Edition, published
in January 2010 by Packaged Facts (the “Packaged Facts Report”), the frozen dessert industry is a large and growing industry. In
2009, the U.S. market for ice cream and related frozen desserts, including frozen yogurt and frozen novelties, grew two percent to
$25 billion.

Business Strategy

Our  objective  is  to  build  on  our  position  as  a  leading  international  franchisor  and  manufacturer  of  high  quality  chocolate  and  other
confectionery products. We continually seek opportunities to profitably expand our business. To accomplish this objective, we employ
a business strategy that includes the following elements:

Product Quality and Variety

We maintain gourmet taste and quality of our chocolate candies by using only the finest chocolate and other wholesome ingredients.
We use our own proprietary recipes, primarily developed by our master candy makers. A typical Rocky Mountain Chocolate Factory
store offers up to 100 of our chocolate candies throughout the year and as many as 200, including many packaged candies, during
the holiday seasons. Individual stores also offer numerous varieties of premium fudge and gourmet caramel apples, as well as other
products prepared in the store from Company recipes.

Store Atmosphere and Ambiance

We  seek  to  establish  an  enjoyable  and  inviting  atmosphere  in  each  of  our  stores.  Each  Rocky  Mountain  Chocolate  Factory  store
prepares numerous products, including fudge, barks and caramel apples, in the store. In-store preparation is designed to be both fun
and entertaining for customers and to convey an image of freshness and homemade quality. Our design staff has developed easily
replicable designs and specifications to ensure that the Rocky Mountain Chocolate Factory concept is consistently implemented at
each store.

Site Selection

Careful  selection  of  a  site  is  critical  to  the  success  of  our  stores.  We  consider  many  factors  in  identifying  suitable  sites,  including
tenant mix, visibility, attractiveness, accessibility, level of foot traffic and occupancy costs. Final site selection occurs only after our
senior management has approved the site. We believe that the experience of our management team in evaluating a potential site is
one of our competitive strengths.

Customer Service Commitment

We emphasize excellence in customer service and seek to employ and to sell franchises to motivated and energetic people. We also
foster  enthusiasm  for  our  customer  service  philosophy  and  the  Rocky  Mountain  Chocolate  Factory  concept  through  our  biennial
franchisee convention, regional meetings and other frequent contacts with our franchisees.

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Increase Same Store Retail Sales at Existing Locations

We seek to increase profitability of our store system through increasing sales at existing store locations. Changes in system wide
domestic same store retail sales are as follows:

2011
2012
2013
2014
2015

   0.6%
   1.1%
   0.2%
   1.2%
   3.1%

We have designed a contemporary and coordinated line of packaged products that we believe capture and convey the freshness, fun
and excitement of the Rocky Mountain Chocolate Factory retail store experience. We also believe that the successful launch of new
packaging has had a positive impact on same store sales.

Increase Same Store Pounds Purchased by Existing Locations

In FY 2015, same store pounds purchased by franchisees increased 0.3% compared to the prior fiscal year. We continue to add new
products and focus our existing product lines in an effort to increase same store pounds purchased by existing locations. We believe
historical decreases in same store pounds purchased were due, in part, to a product mix shift from factory-made products to products
made in the store such as caramel apples. 

Enhanced Operating Efficiencies

We  seek  to  improve  our  profitability  by  controlling  costs  and  increasing  the  efficiency  of  our  operations.  Efforts  in  the  last  several
years include: the purchase of additional automated factory equipment, implementation of a comprehensive Advanced Planning and
Scheduling  (APS)  system  for  production  scheduling,  implementation  of  alternative  manufacturing  strategies  and  installation  of
enhanced Point-of-Sale (POS) systems in all of our Company-owned and the majority of our franchised stores. These measures have
significantly improved our ability to deliver our products to our stores safely, quickly and cost-effectively and impact store operations.

Acquisition Opportunities

We  plan  to  evaluate  other  business  and  opportunities  that  would  be  complementary  to  our  business,  including  both  our  candy
products and the frozen yogurt business. Beginning in January 2013 with the acquisition of a controlling interest in U-Swirl, we began
an  initiative  to  improve  profitability  through  the  acquisition  of  self-serve  frozen  yogurt  franchise  systems.  We  believe  that  the  rapid
growth of the self-serve frozen yogurt market has created a highly fragmented franchise environment. We believe we can leverage
the strategies we’ve developed over time to improve our profitability and bring the benefits of scale to smaller franchisors. During FY
2013 and FY 2014, we acquired Yogurtini, Josie’s Frozen Yogurt, CherryBerry, Yogli Mogli and Fuzzy Peach frozen yogurt concepts.
These acquisitions have resulted in an additional 240 franchise and Company-owned frozen yogurt units in operation.

Expansion Strategy

We  are  continually  exploring  opportunities  to  grow  our  brand  and  expand  our  business.  Key  elements  of  our  expansion  strategy
include:

Unit Growth

We continue to pursue unit growth opportunities, despite the difficult financing environment for our concepts, in locations where we
have traditionally been successful, to pursue new and developing real estate environments for franchisees which appear promising
based  on  early  sales  results,  and  to  improve  and  expand  our  retail  store  concepts,  such  that  previously  untapped  and  unfeasible
environments generate sufficient revenue to support a successful Rocky Mountain Chocolate Factory or U-Swirl location.

U-Swirl Acquisition Strategy

The  growth  strategy  for  self-serve  retail  frozen  yogurt  is  to  maximize  U-Swirl’s  market  share  and  market  penetration  through  the
acquisition  of  additional  self-serve  yogurt  systems,  as  well  as  the  acquisition  of  complementary  businesses  which  may  provide
economies of scale and vertical integration. Although we believe there are still many geographic opportunities for growth, we feel the
self-serve  frozen  yogurt  market  has  reached  a  saturation  point.  In  many  parts  of  the  country  the  consolidation  of  the  industry  has
begun.  We  believe  this  consolidation  can  prove  beneficial  to  us  in  a  number  of  ways,  and  we  intend  to  concentrate  a  significant
amount of our efforts towards the acquisition of additional franchisors of self-serve frozen yogurt. In addition to the acquisition of self-
serve  frozen  yogurt  franchisors,  we  see  benefits  in  complementary  businesses  which  provide  us  with  the  opportunity  for  vertical
integration.  Those  opportunities  lie  in  owning  specific  products  which  may  be  sold  in  our  cafés,  as  well  as  securing  proprietary
technology for use by franchisees. We see this as a possibility of adding new revenue streams while expanding into other markets in
an efficient and lower risk model.

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High Traffic Environments

We currently establish franchised stores in the following environments: outlet centers, tourist environments, regional centers, street
fronts, airports, other entertainment-oriented environments and strip centers. We have established a business relationship with most
of the major developers in the United States and believe that these relationships provide us with the opportunity to take advantage of
attractive sites in new and existing real estate environments.

Name Recognition and New Market Penetration

We  believe  the  visibility  of  our  stores  and  the  high  foot  traffic  at  many  of  our  locations  has  generated  strong  name  recognition  of
Rocky Mountain Chocolate Factory and demand for our franchises. The Rocky Mountain Chocolate Factory system has historically
been  concentrated  in  the  western  and  Rocky  Mountain  region  of  the  United  States,  but  growth  has  generated  a  gradual  easterly
momentum  as  new  stores  have  been  opened  in  the  eastern  half  of  the  country.  We  believe  this  growth  has  further  increased  our
name  recognition  and  demand  for  our  franchises.  Distribution  of  Rocky  Mountain  Chocolate  Factory  products  through  specialty
markets  also  increases  name  recognition  and  brand  awareness  in  areas  of  the  country  in  which  we  have  not  previously  had  a
significant presence. We believe that distributing selected Rocky Mountain Chocolate Factory products through specialty markets also
increases our name brand recognition and will improve and benefit our entire store system.

We  seek  to  establish  a  fun  and  inviting  atmosphere  in  our  store  locations.  Unlike  most  other  confectionery  stores,  each  Rocky
Mountain  Chocolate  Factory  store  prepares  certain  products,  including  fudge  and  caramel  apples,  in  the  store.  Customers  can
observe store personnel making fudge from start to finish, including the mixing of ingredients in old-fashioned copper kettles and the
cooling  of  the  fudge  on  large  granite  or  marble  tables,  and  are  often  invited  to  sample  the  store's  products.  An  average  of
approximately 50% of the revenues of franchised stores are generated by sales of products prepared on the premises. We believe the
in-store  preparation  and  aroma  of  our  products  enhance  the  ambiance  at  Rocky  Mountain  Chocolate  Factory  stores,  are  fun  and
entertaining for our customers and convey an image of freshness and homemade quality.

To ensure that all stores conform to the Rocky Mountain Chocolate Factory image, our design staff provides working drawings and
specifications and approves the construction plans for each new store. We also control the signage and building materials that may be
used in the stores.

The average store size is approximately 1,000 square feet, approximately 650 square feet of which is selling space. Most stores are
open seven days a week. Typical hours are 10 a.m. to 9 p.m., Monday through Saturday, and 12 noon to 6 p.m. on Sundays. Store
hours in tourist areas may vary depending upon the tourist season.

In January 2007, we began testing co-branded locations, such as the co-branded stores with Cold Stone Creamery. Co-branding a
location is a vehicle to exploit retail environments that would not typically support a stand-alone Rocky Mountain Chocolate Factory
store. Co-branding can also be used to more efficiently manage rent structure, payroll and other operating costs in environments that
have  not  historically  supported  stand-alone  Rocky  Mountain  Chocolate  Factory  stores.  As  of  March  31,  2015,  our  partner’s
franchisees  operated  70  co-branded  locations,  our  franchisees  operated  15  locations  and  three  Company-owned  co-branded  units
were in operation.

We  have  previously  entered  into  franchise  developments  and  licensing  agreements  for  the  expansion  of  our  franchise  stores  in
Canada, the United Arab Emirates, the Kingdom of Saudi Arabia, South Korea and Japan. We believe that international opportunities
may create a favorable expansion strategy and reduce dependence on domestic franchise openings to achieve growth. As of March
31,  2015,  there  were  61,  5,3,  4,  and  1  international  stores  operating  in  the  countries  of  Canada,  the  United  Arab  Emirates,  the
Kingdom of Saudi Arabia, South Korea and Japan, respectively.

Products and Packaging

We produce approximately 300 chocolate candies and other confectionery products, using proprietary recipes developed primarily by
our master candy makers. These products include many varieties of clusters, caramels, creams, mints and truffles. We continue to
engage  in  a  major  effort  to  expand  our  product  line  by  developing  additional  exciting  and  attractive  new  products.  During  the
Christmas,  Easter  and  Valentine's  Day  holiday  seasons,  we  may  make  as  many  as  130  additional  items,  including  many  candies
offered in packages specially designed for the holidays. A typical Rocky Mountain Chocolate Factory store offers up to 100 of these
candies throughout the year and up to an additional 100 during holiday seasons. Individual stores also offer more than 15 premium
fudges  and  other  products  prepared  in  the  store.  On  average,  approximately  45%  of  the  revenues  of  Rocky  Mountain  Chocolate
Factory stores are generated by products manufactured at our factory, 50% by products made in individual stores using our recipes
and  ingredients  purchased  from  us  or  approved  suppliers  and  the  remaining  5%  by  products  such  as  ice  cream,  coffee  and  other
sundries, purchased from approved suppliers.

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Approximately 24% of our product sales result from the sale of products outside of our system of franchised and licensed locations
(specialty markets). The majority of sales outside our system of franchised and licensed locations are the result of a single customer.
In  the  twelve  months  ended  February  28,  2015  this  customer  represented  68%  of  total  shipments  to  specialty  markets.  These
products are produced using the same quality ingredients and manufacturing processes as the products sold in our network of retail
stores. 

We  use  only  the  finest  chocolates,  nutmeats  and  other  wholesome  ingredients  in  our  candies  and  continually  strive  to  offer  new
confectionery items in order to maintain the excitement and appeal of our products. We develop special packaging for the Christmas,
Valentine's  Day  and  Easter  holidays,  and  customers  can  have  their  purchases  packaged  in  decorative  boxes  and  fancy  tins
throughout the year.

Chocolate candies that we manufacture are sold at prices ranging from $16.95 to $29.95 per pound, with an average price of $21.07
per pound. Franchisees set their own retail prices, though we do recommend prices for all of our products.

Operating Environment

We currently establish Rocky Mountain Chocolate Factory stores in six primary environments: regional centers, tourist areas, outlet
centers,  street  fronts,  airports  and  other  entertainment-oriented  shopping  centers.  Each  of  these  environments  has  a  number  of
attractive features, including high levels of foot traffic. Rocky Mountain Chocolate Factory domestic franchise locations in operation as
of February 28, 2015 include:

Regional Centers
Outlet Centers
Festival/Community Centers
Tourist Areas
Street Fronts
Airports
Other

Regional Centers

22.4%
22.4%
20.4%
17.4%
 7.9%
 4.5%
 5.0%

As  of  February  28,  2015,  there  were  Rocky  Mountain  Chocolate  Factory  stores  in  approximately  45  regional  centers,  including  a
location in the Mall of America in Bloomington, Minnesota. Although often providing favorable levels of foot traffic, regional centers
typically involve more expensive rent structures and competing food and beverage concepts.

Outlet Centers

We  have  established  business  relationships  with  most  of  the  major  outlet  center  developers  in  the  United  States.  Although  not  all
factory  outlet  centers  provide  desirable  locations  for  our  stores,  we  believe  our  relationships  with  these  developers  will  provide  us
with the opportunity to take advantage of attractive sites in new and existing outlet centers.

Tourist Areas, Street Fronts and Other Entertainment-Oriented Shopping Centers

As of February 28, 2015, there were approximately 35 Rocky Mountain Chocolate Factory stores in locations considered to be tourist
areas, including Fisherman's Wharf in San Francisco, California and the River Walk in San Antonio, Texas. Tourist areas are very
attractive locations because they offer high levels of foot traffic and favorable customer spending characteristics, and greatly increase
our visibility and name recognition. We believe significant opportunities exist to expand into additional tourist areas with high levels of
foot traffic.

Other Environments

We believe there are a number of other environments that have the characteristics necessary for the successful operation of Rocky
Mountain  Chocolate  Factory  stores  such  as  airports  and  sports  arenas.  Nine  franchised  Rocky  Mountain  Chocolate  Factory  stores
exist at airport locations.

Strip/Convenience Centers

Our self-serve frozen yogurt locations are primarily located in strip and convenience center  locations.  Such  centers  generally  have
convenient  parking  and  feature  many  retail  entities  without  enclosed  connecting  walkways.  Such  centers  generally  offer  favorable
rents and the ability to operate during hours when other operating environments are closed, such as late night.

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Franchising Program

General

Our  franchising  philosophy  is  one  of  service  and  commitment  to  our  franchise  system,  and  we  continuously  seek  to  improve  our
franchise  support  services.  Our  concept  has  been  rated  as  an  outstanding  franchise  opportunity  by  publications  and  organizations
rating such opportunities. In January, 2011, Rocky Mountain Chocolate Factory was rated the number one franchise opportunity in
the candy category by Entrepreneur Magazine (the last publication of this category ranking). As of March 31, 2015, there were 276
franchised stores in the Rocky Mountain Chocolate Factory system.

Franchisee Sourcing and Selection

The majority of new franchises are awarded to persons referred by existing franchisees, to interested consumers who have visited
Rocky Mountain Chocolate Factory stores and to existing franchisees. We also advertise for new franchisees in national and regional
newspapers  as  suitable  potential  store  locations  come  to  our  attention.  Franchisees  are  approved  by  us  on  the  basis  of  the
applicant's  net  worth  and  liquidity,  together  with  an  assessment  of  work  ethic  and  personality  compatibility  with  our  operating
philosophy.

In FY 1992, we entered into a franchise development agreement covering Canada with Immaculate Confections, Ltd. of Vancouver,
British Columbia. Pursuant to this agreement, Immaculate Confections purchased the exclusive right to franchise and operate Rocky
Mountain  Chocolate  Factory  stores  in  Canada.  As  of  March  31,  2015,  Immaculate  Confections  operated  61  stores  under  this
agreement.

In  FY  2000,  we  entered  into  a  franchise  development  agreement  covering  the  Gulf  Cooperation  Council  States  of  United  Arab
Emirates, Qatar, Bahrain, Kuwait and Oman with Al Muhairy Group of United Arab Emirates. Pursuant to this agreement, Al Muhairy
Group  purchased  the  exclusive  right  to  franchise  and  operate  Rocky  Mountain  Chocolate  Factory  stores  in  the  Gulf  Cooperation
Council States. As of March 31, 2015, Al Muhairy Group operated five stores under this agreement.

In August 2009, we entered into a Master License Agreement with Kahala Franchise Corp. Under the terms of the agreement, select
current and future Cold Stone Creamery franchise stores are co-branded with both the Rocky Mountain Chocolate Factory and the
Cold  Stone  Creamery  brands.  Locations  developed  or  modified  under  the  agreement  are  subject  to  the  approval  of  both  parties.
Locations developed or modified under the agreement will remain franchisees of Cold Stone Creamery and will be licensed to offer
the Rocky Mountain Chocolate Factory brand. As of March 31, 2015, Cold Stone Creamery franchisees operated 70 stores under this
agreement.

In April 2012, we entered into a Master Licensing Agreement covering the country of Japan with a strategic licensee based in Hong
Kong.  Under  the  terms  of  the  agreement,  the  Licensee  will  pay  the  Company  a  master  license  fee  for  the  right  to  open  Rocky
Mountain  Chocolate  Factory  stores  for  its  own  account  and  for  the  account  of  franchisees  throughout  the  country  of  Japan.  The
master license fee is payable upon the execution of the agreement and annually thereafter or until 100 stores have been opened in
the Licensed Territory. The agreement requires at least 10 new stores to open each year for 10 years, for a total minimum of 100
stores in the Licensed Territory by the expiration of the initial term of the agreement. The Company will receive royalties on all retail
unit  sales  opened  under  the  agreement  and  will  generate  factory  sales  as  the  exclusive  provider  of  confectionary  products  to  the
licensee. As of March 31, 2015, one unit was operating under this Agreement. The licensee has not developed Japan in accordance
with the development schedule and we are evaluating ways to retain licensee operations in Japan.

In March 2013, we entered into Licensing Agreements in the countries of South Korea and the Kingdom of Saudi Arabia. Under the
terms of the agreement for South Korea, the licensee agreed to open five Rocky Mountain Chocolate Factory stores within 30 months
following  the  execution  of  the  agreement.  The  licensee  has  also  been  granted  a  30-month  option  to  convert  its  initial  License
Agreement  into  a  Master  License  Agreement  covering  the  entire  country  of  South  Korea.  If  the  licensee  chooses  to  exercise  the
option prior to its expiration date, the licensee will acquire the right to itself and/or through third-party franchisees to develop not less
than  30  Rocky  Mountain  Chocolate  Factory  stores,  inclusive  of  the  five  stores  developed  under  the  terms  of  the  initial  License
Agreement. As of March 31, 2015, four units were operating under this agreement.

Under  the  terms  of  the  agreement  for  the  Kingdom  of  Saudi  Arabia,  the  Licensee  agreed  to  open  and  begin  operating  four  Rocky
Mountain Chocolate Factory stores within 30 months following the execution of the agreement. The licensee has also been granted a
30-month option to convert its initial License Agreement into a Master License Agreement covering the entire country of Saudi Arabia.
If  the  licensee  chooses  to  exercise  the  option  prior  to  its  expiration  date,  the  licensee  will  acquire  the  right  to  itself  and/or  through
third-party franchisees to develop an additional six Rocky Mountain Chocolate Factory stores in the Kingdom of Saudi Arabia. As of
March 31, 2015, three units were in operation under the agreement.

In  October  2014,  we  entered  into  Licensing  Agreements  in  the  country  of  the  Philippines.  Under  the  terms  of  the  non-exclusive
Licensing  Agreement  for  the  Philippines,  the  Licensee  will  open  four  (4)  stores  within  30  months  following  the  execution  of  the
agreement. The Licensee has also been granted a 30-month option to convert its initial License Agreement into an exclusive Master
License Agreement. If the Licensee chooses to exercise the option prior to its expiration date, the Licensee will acquire the right for
itself and/or through third-party franchisees to develop not less than 30 Rocky Mountain Chocolate Factory stores in the Philippines,
inclusive of the four stores developed under the terms of the initial License Agreement. No units have opened under the agreement.

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Training and Support

Each  domestic  franchisee  owner/operator  and  each  store  manager  for  a  domestic  franchisee  is  required  to  complete  a
comprehensive  training  program  in  store  operations  and  management.  We  have  established  a  training  center  at  our  Durango
headquarters in the form of a full-sized replica of a properly configured and merchandised Rocky Mountain Chocolate Factory store.
Topics covered in the training course include our philosophy of store operation and management, customer service, merchandising,
pricing, cooking, inventory and cost control, quality standards, record keeping, labor scheduling and personnel management. Training
is  based  on  standard  operating  policies  and  procedures  contained  in  an  operations  manual  provided  to  all  franchisees,  which  the
franchisee  is  required  to  follow  by  terms  of  the  franchise  agreement.  Additionally,  and  importantly,  trainees  are  provided  with  a
complete  orientation  to  our  operations  by  working  in  key  factory  operational  areas  and  by  meeting  with  members  of  our  senior
management.

Our operating objectives include providing knowledge and expertise in merchandising, marketing and customer service to all front-line
store level employees to maximize their skills and ensure that they are fully versed in our proven techniques.

We provide ongoing support to franchisees through our field consultants, who maintain regular and frequent communication with the
stores  by  phone  and  by  site  visits.  The  field  consultants  also  review  and  discuss  with  the  franchisee  store  operating  results  and
provide  advice  and  guidance  in  improving  store  profitability  and  in  developing  and  executing  store  marketing  and  merchandising
programs.

Quality Standards and Control

The franchise agreement for Rocky Mountain Chocolate Factory franchisees requires compliance with our procedures of operation
and food quality specifications and permits audits and inspections by us.

Operating standards for Rocky Mountain Chocolate Factory stores are set forth in operating manuals. These manuals cover general
operations, factory ordering, merchandising, advertising and accounting procedures. Through their regular visits to franchised stores,
our field consultants audit performance and adherence to our standards. We have the right to terminate any franchise agreement for
non-compliance  with  our  operating  standards.  Products  sold  at  the  stores  and  ingredients  used  in  the  preparation  of  products
approved for on-site preparation must be purchased from us or from approved suppliers.

The Franchise Agreement: Terms and Conditions

The domestic offer and sale of our franchise concepts are made pursuant to the respective Franchise Disclosure Document prepared
in  accordance  with  federal  and  state  laws  and  regulations.  States  that  regulate  the  sale  and  operation  of  franchises  require  a
franchiser to register or file certain notices with the state authorities prior to offering and selling franchises in those states.

Under  the  current  form  of  our  domestic  franchise  agreements,  franchisees  pay  us  (i)  an  initial  franchise  fee  for  each  store,  (ii)
royalties based on monthly gross sales, and (iii) a marketing fee based on monthly gross sales. Franchisees are generally granted
exclusive  territory  with  respect  to  the  operation  of  their  stores  only  in  the  immediate  vicinity  of  their  stores.  Chocolate  and  yogurt
products  not  made  on  the  premises  by  franchisees  must  be  purchased  from  us  or  approved  suppliers.  The  franchise  agreements
require franchisees to comply with our procedures of operation and food quality specifications, to permit inspections and audits by us
and to remodel stores to conform with standards then in effect. We may terminate the franchise agreement upon the failure of the
franchisee  to  comply  with  the  conditions  of  the  agreement  and  upon  the  occurrence  of  certain  events,  such  as  insolvency  or
bankruptcy  of  the  franchisee  or  the  commission  by  the  franchisee  of  any  unlawful  or  deceptive  practice,  which  in  our  judgment  is
likely to adversely affect the system. Our ability to terminate franchise agreements pursuant to such provisions is subject to applicable
bankruptcy and state laws and regulations. See "Business - Regulation."

The agreements prohibit the transfer or assignment of any interest in a franchise without our prior written consent. The agreements
also give us a right of first refusal to purchase any interest in a franchise if a proposed transfer would result in a change of control of
that  franchise.  The  refusal  right,  if  exercised,  would  allow  us  to  purchase  the  interest  proposed  to  be  transferred  under  the  same
terms and conditions and for the same price as offered by the proposed transferee.

The term of each franchise agreement is ten years, and franchisees have the right to renew for one additional ten-year term.

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Franchise Financing

We do not typically provide prospective franchisees with financing for their stores, but we have developed relationships with several
sources  of  franchisee  financing  to  whom  we  will  refer  franchisees.  Typically,  franchisees  have  obtained  their  own  sources  of  such
financing and have not required our assistance.

During  FY  2014,  we  began  an  initiative  to  finance  entrepreneurial  graduates  of  the  Missouri  Western  State  University  (“MWSU”)
entrepreneurial program. Beginning in FY 2010, recent graduates were awarded the opportunity to own a Rocky Mountain Chocolate
Factory franchise under favorable financing terms. Prior to FY 2014, the financing was provided by an independent benefactor of the
MWSU School of Business. Beginning in FY 2014, we began to finance the graduates directly, under similar terms as the previous
financing  facility.  This  program  has  generally  included  financing  for  the  purchase  of  formerly  Company-owned  locations  or  for  the
purchase of underperforming franchise locations. As of February 28, 2015, approximately $541,000 was included in notes receivable
as  a  result  of  this  program.  As  of  March  31,  2015  there  were  16  units  in  operation  by  graduates  of  the  MWSU  entrepreneurial
program.

Licensee Financing

During FY 2011, we began a program to finance the remodel costs of a select number of co-branded licensed Cold Stone Creamery
locations. The financing was provided to existing Cold Stone Creamery franchisees that were required to meet a number of financial
qualifications  prior  to  approval.  At  February  28,  2015,  approximately  $101,000  was  included  in  notes  receivable  as  a  result  of  this
program.

Company Store Program

As of March 31, 2015, there were four company-owned Rocky Mountain Chocolate Factory stores and ten company-owned U-Swirl
cafés.  Company-owned  stores  provide  a  training  ground  for  Company-owned  store  personnel  and  district  managers  and  a
controllable testing ground for new products and promotions, operating and training methods and merchandising techniques, which
may then be incorporated into the franchise store operations.

Managers of company-owned stores are required to comply with all Company operating standards and undergo training and receive
support  from  us  similar  to  the  training  and  support  provided  to  franchisees.  See  "Franchising  Program-Training  and  Support"  and
"Franchising Program-Quality Standards and Control."

Manufacturing Operations

General

We manufacture our chocolate candies at our factory in Durango, Colorado. All products are produced consistent with our philosophy
of  using  only  the  finest  high  quality  ingredients  to  achieve  our  marketing  motto  of  "The  Peak  of  Perfection  in  Handmade
Chocolates®."

We have always believed that we should control the manufacturing of our own chocolate products. By controlling manufacturing, we
can  better  maintain  our  high  product  quality  standards,  offer  unique,  proprietary  products,  manage  costs,  control  production  and
shipment schedules and potentially pursue new or under-utilized distribution channels.

Manufacturing Processes

The manufacturing process primarily involves cooking or preparing candy centers, including nuts, caramel, peanut butter, creams and
jellies,  and  then  coating  them  with  chocolate  or  other  toppings.  All  of  these  processes  are  conducted  in  carefully  controlled
temperature  ranges,  and  we  employ  strict  quality  control  procedures  at  every  stage  of  the  manufacturing  process.  We  use  a
combination of manual and automated processes at our factory. Although we believe that it is currently preferable to perform certain
manufacturing  processes,  such  as  dipping  of  some  large  pieces  by  hand,  automation  increases  the  speed  and  efficiency  of  the
manufacturing  process.  We  have  from  time  to  time  automated  processes  formerly  performed  by  hand  where  it  has  become  cost-
effective for us to do so without compromising product quality or appearance.

We seek to ensure the freshness of products sold in Rocky Mountain Chocolate Factory stores with frequent shipments. Most Rocky
Mountain  Chocolate  Factory  stores  do  not  have  significant  space  for  the  storage  of  inventory,  and  we  encourage  franchisees  and
store managers to order only the quantities that they can reasonably expect to sell within approximately two to four weeks. For these
reasons, we generally do not have a significant backlog of orders.

Ingredients

The  principal  ingredients  used  in  our  products  are  chocolate,  nuts,  sugar,  corn  syrup,  cream  and  butter.  The  factory  receives
shipments  of  ingredients  daily.  To  ensure  the  consistency  of  our  products,  we  buy  ingredients  from  a  limited  number  of  reliable
suppliers.  In  order  to  assure  a  continuous  supply  of  chocolate  and  certain  nuts,  we  frequently  enter  into  purchase  contracts  of
between six to eighteen months for these products. Because prices for these products may fluctuate, we may benefit if prices rise

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during the terms of these contracts, but we may be required to pay above-market prices if prices fall. We have one or more alternative
sources for all essential ingredients and therefore believe that the loss of any supplier would not have a material adverse effect on our
business or results of operations. We currently purchase small amounts of finished candy from third parties on a private label basis for
sale in Rocky Mountain Chocolate Factory stores.

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Trucking Operations

We  operate  eight  trucks  and  ship  a  substantial  portion  of  our  products  from  the  factory  on  our  own  fleet.  Our  trucking  operations
enable  us  to  deliver  our  products  to  the  stores  quickly  and  cost-effectively.  In  addition,  we  back-haul  our  own  ingredients  and
supplies, as well as products from third parties, on return trips, which helps achieve even greater efficiencies and cost savings.

Marketing

General

We rely primarily on in-store promotion and point-of-purchase materials to promote the sale of our products. The monthly marketing
fees collected from franchisees are used by us to develop new packaging and  in-store  promotion  and  point-of-purchase  materials,
and to create and update our local store marketing handbooks.

We focus on local store marketing efforts by providing customizable marketing materials, including advertisements, coupons, flyers
and mail order catalogs generated by our in-house Creative Services department. The department works directly with franchisees to
implement local store marketing programs.

We have not historically and do not intend to engage in national traditional media advertising in the near future. Consistent with our
commitment to community support, we aggressively seek opportunities to participate in local and regional events, sponsorships and
charitable causes. This support leverages low cost, high return publicity opportunities for mutual gain partnerships. Through programs
such as Fudge for Troops, and collaborations with Toys for Tots, and Sylvan Learning Centers, we have developed relationships that
define our principal platforms, and contribute to charitable causes that provide great benefits at a national level.

Internet and Social Media

Beginning  in  2010,  we  initiated  a  program  to  leverage  the  marketing  benefits  of  various  social  media  outlets.  These  low  cost
marketing opportunities seek to leverage the positive feedback of our customers to expand brand awareness through a customer’s
network of contacts. Complementary to local store marketing efforts, these networks also provide a medium for us to communicate
regularly  and  authentically  with  customers.  When  possible,  we  work  to  facilitate  direct  relationships  between  our  franchisees  and
their customers. We use social media as a powerful tool to build brand recognition, increase repeat exposure and enhance dialogue
with consumers about their preferences and needs. To date, 290 stores have location specific websites and 423 stores have location
specific Facebook® pages dedicated to help customers interact directly with their local store. Proceeds from the monthly marketing
fees collected from franchisees are used by us to facilitate and assist stores in managing their online presence consistent with our
brand and marketing efforts.

Licensing

We have forged a partnership with IMC Licensing for the purpose of building a consumer products licensing program to leverage the
equity of the Rocky Mountain Chocolate Factory brand. These licensed products place our brand and story in front of consumers in
environments  where  they  regularly  shop  but  may  not  be  seeing  our  brand  at  present.  We  regularly  review  a  list  of  product
opportunities and selectively pursues those we believe will have the greatest impact. The most recent example is the announcement
of our Rocky Mountain Chocolate Factory Chocolatey Almond breakfast cereal manufactured, marketed, and distributed by Kellogg’s
Company.

Competition

The  retailing  of  confectionery  and  frozen  dessert  products  is  highly  competitive.  We  and  our  franchisees  compete  with  numerous
businesses  that  offer  products  similar  to  those  our  stores  offer.  Many  of  these  competitors  have  greater  name  recognition  and
financial, marketing and other resources than us. In addition, there is intense competition among retailers for real estate sites, store
personnel and qualified franchisees.

We believe that our principal competitive strengths lie in our name recognition and our reputation for the quality, value, variety and
taste of our products and the special ambiance of our stores; our knowledge and experience in applying criteria for selection of new
store  locations;  our  expertise  in  merchandising  and  marketing  of  chocolate  and  other  candy  products;  and  the  control  and  training
infrastructures we have implemented to assure execution of successful practices and techniques at our store locations. In addition, by
controlling  the  manufacturing  of  our  own  chocolate  products,  we  can  better  maintain  our  high  product  quality  standards  for  those
products,  offer  proprietary  products,  manage  costs,  control  production  and  shipment  schedules  and  pursue  new  or  under-utilized
distribution channels.

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Trade Name and Trademarks

The  trade  name  "Rocky  Mountain  Chocolate  Factory®,"  the  phrases,  "The  Peak  of  Perfection  in  Handmade  Chocolates®",
"America's Chocolatier®”, “The World’s Chocolatier®”  as  well  as  all  other  trademarks,  service  marks,  symbols,  slogans,  emblems,
logos  and  designs  used  in  the  Rocky  Mountain  Chocolate  Factory  system,  are  our  proprietary  rights.  We  believe  that  all  of  the
foregoing  are  of  material  importance  to  our  business.  The  registration  for  the  trademark  “Rocky  Mountain  Chocolate  Factory”  is
registered in the United States and Canada. Applications have been filed to register the Rocky Mountain Chocolate Factory trademark
and/or obtained in certain foreign countries.

In connection with U-Swirl’s frozen yogurt café operations, the following marks are owned by U-Swirl and have been registered with
the  U.S.  Patent  and  Trademark  Office:  “U-Swirl  Frozen  Yogurt  And  Design”;  “U-Swirl  Frozen  Yogurt”;  “U-Swirl”;  “U  and  Design”;
“Worth The Weight”; “Frequent Swirler”; “Yogurtini”; “CherryBerry Self-Serve Yogurt Bar”; “Yogli Mogli”; “Best on the Planet”; “Fuzzy
Peach”; and “Serve Yo Self”. The “U-Swirl Frozen Yogurt and Design” (a logo) is also registered in Mexico and U-Swirl has a pending
application for registration of “U-Swirl” in Canada.

We have not attempted to obtain patent protection for the proprietary recipes developed by our master candy-maker and instead rely
upon our ability to maintain the confidentiality of those recipes.

Employees

At  February  28,  2015,  we  employed  approximately  300  people.  Most  employees,  with  the  exception  of  store  management,  factory
management and corporate management, are paid on an hourly basis. We also employ some people on a temporary basis during
peak  periods  of  store  and  factory  operations.  We  seek  to  assure  that  participatory  management  processes,  mutual  respect  and
professionalism and high performance expectations for the employee exist throughout the organization. We believe that we provide
working conditions, wages and benefits that compare favorably with those of our competitors. Our employees are not covered by a
collective bargaining agreement. We consider our employee relations to be good.

Executive Officers

The executive officers of the Company and their ages at April 30, 2015 are as follows:

Name
Franklin E. Crail
Bryan J. Merryman
Gregory L. Pope
Edward L. Dudley
William K. Jobson
Jay B. Haws
Jeremy M. Kinney
Donna L. Coupe
Tracy D. Wojcik

Age

Position

73
54
49
51
59
65
38
49
52

Chairman of the Board, President and Chief Executive Officer
Chief Operating Officer, Chief Financial Officer, Treasurer and Director
Senior Vice President – Franchise Development and Operations
Senior Vice President - Sales and Marketing
Chief Information Officer
Vice President - Creative Services
Vice President - Finance
Vice President – Franchise Support and Training
Corporate Secretary

Mr. Crail co-founded the first Rocky Mountain Chocolate Factory store in May 1981. Since our incorporation in November 1982, he
has served as our President, Chief Executive Officer, and director. He was elected Chairman of the Board in March 1986. Prior to
founding  the  Company,  Mr.  Crail  was  co-founder  and  president  of  CNI  Data  Processing,  Inc.,  a  software  firm  which  developed
automated billing systems for the cable television industry.

Mr. Merryman joined the Company in December 1997 as Vice President - Finance and Chief Financial Officer. Since April 1999, Mr.
Merryman  has  also  served  as  our  Chief  Operating  Officer  and  as  a  director,  and  since  January  2000,  as  our  Treasurer.  Prior  to
joining the Company, Mr. Merryman was a principal in Knightsbridge Holdings, Inc. (a leveraged buyout firm) from January 1997 to
December 1997. Mr. Merryman also served as Chief Financial Officer of Super Shops, Inc., a retailer and manufacturer of aftermarket
auto  parts  from  July  1996  to  November  1997,  and  was  employed  for  more  than  eleven  years  by  Deloitte  and  Touche  LLP,  an
independent public accounting firm.

Mr. Pope became Sr. Vice President of Franchise Development and Operations in May 2004. Since joining the Company in October
1990, he has served in various positions including store manager, new store opener and franchise field consultant. In March 1996, he
became  Director  of  Franchise  Development  and  Support.  In  June  2001,  he  became  Vice  President  of  Franchise  Development,  a
position he held until he was promoted to his present position.

Mr. Dudley joined the Company in January 1997 to spearhead the Company’s Product Sales Development function as Vice President
- Sales and Marketing. He was promoted to Senior Vice President in June 2001. During his 10 year career with Baxter Healthcare
Corporation, Mr. Dudley served in a number of senior marketing and sales management capacities, including most recently that of
Director, Distribution Services from March 1996 to January 1997.

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12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Mr.  Jobson  joined  the  Company  in  July  1998  as  Director  of  Information  Technology.  In  June  2001,  he  was  promoted  to  Chief
Information Officer. From July 1995 to July 1998, Mr. Jobson worked for ADAC Laboratories in Durango, Colorado, a leading provider
of diagnostic imaging and information systems solutions in the healthcare industry, as Manager of Technical Services and before that,
Regional Manager.

Mr.  Haws  joined  the  Company  in  August  1991  as  Vice  President  of  Creative  Services.  Since  1981,  Mr.  Haws  had  been  closely
associated  with  us  both  as  a  franchisee  and  marketing/graphic  design  consultant.  From  1986  to  1991,  he  operated  two  Rocky
Mountain  Chocolate  Factory  franchises  located  in  San  Francisco,  California.  From  1983  to  1989,  he  served  as  Vice  President  of
Marketing  for  Image  Group,  Inc.,  a  marketing  communications  firm  based  in  Northern  California.  Concurrently,  Mr.  Haws  was  co-
owner of two other Rocky Mountain Chocolate Factory franchises located in Sacramento, and Walnut Creek, California. From 1973 to
1983, he was principal of Jay Haws and Associates, an advertising and graphic design agency.

Mr.  Kinney  became  Vice  President  of  Finance  in  May  2008.  Since  joining  the  Company  in  March  1999,  he  has  served  in  various
operational  and  financial  positions  including  Director  of  Retail  Operations  and  Operational  Analysis.  In  May  2007,  he  became
Corporate Controller, a position he held until he was promoted to his present position.

Ms. Coupe became Vice President of Franchise Support and Training in June 2008. From 1992 to 1997, she managed franchised
stores in Northern California for absentee owners. Since joining the Company in October 1997, she has served in various positions
including Field Consultant, Regional Manager and Director of Franchise Support.

Ms.  Wojcik  joined  the  Company  in  April  2011  as  our  Corporate  Secretary.  From  2007  until  joining  the  Company,  Ms.  Wojcik  was
employed by us on a contractual basis, performing an annual assessment of the Company’s internal controls over financial reporting
related to Sarbanes-Oxley compliance. From 2000 to 2006, Ms. Wojcik was employed by Ceridian as an Implementation Consultant
for  Human  Resources  software  applications.  Throughout  her  career,  Ms.  Wojcik  has  held  various  administrative  and  technical
positions in Human Resources.

Seasonal Factors

Our  sales  and  earnings  are  seasonal,  with  significantly  higher  sales  and  earnings  occurring  during  key  holidays  and  the  summer
vacation  season  than  at  other  times  of  the  year,  which  may  cause  fluctuations  in  our  quarterly  results  of  operations.  In  addition,
quarterly results have been, and in the future are likely to be, affected by the timing of new store openings, the sale of franchises and
the timing of purchases by customers outside our network of franchised locations. Because of the seasonality of our business, results
for any quarter are not necessarily indicative of the results that may be achieved in other quarters or for a full fiscal year.

Regulation

Each of the Company-owned and franchised stores is subject to licensing and regulation by the health, sanitation, safety, building and
fire agencies in the state or municipality where located. Difficulties or failures in obtaining the required licensing or approvals could
delay or prevent the opening of new stores. New stores must also comply with landlord and developer criteria.

Many  states  have  laws  regulating  franchise  operations,  including  registration  and  disclosure  requirements  in  the  offer  and  sale  of
franchises.  We  are  also  subject  to  the  Federal  Trade  Commission  regulations  relating  to  disclosure  requirements  in  the  sale  of
franchises and ongoing disclosure obligations.

Additionally,  certain  states  have  enacted  and  others  may  enact  laws  and  regulations  governing  the  termination  or  non-renewal  of
franchises  and  other  aspects  of  the  franchise  relationship  that  are  intended  to  protect  franchisees.  Although  these  laws  and
regulations,  and  related  court  decisions,  may  limit  our  ability  to  terminate  franchises  and  alter  franchise  agreements,  we  do  not
believe that such laws or decisions will have a material adverse effect on our franchise operations. However, the laws applicable to
franchise  operations  and  relationships  continue  to  develop,  and  we  are  unable  to  predict  the  effect  on  our  intended  operations  of
additional requirements or restrictions that may be enacted or of court decisions that may be adverse to franchisers.

Federal  and  state  environmental  regulations  have  not  had  a  material  impact  on  our  operations  but  more  stringent  and  varied
requirements  of  local  governmental  bodies  with  respect  to  zoning,  land  use  and  environmental  factors  could  delay  construction  of
new stores.

Companies engaged in the manufacturing, packaging and distribution of food products are subject to extensive regulation by various
governmental  agencies.  A  finding  of  a  failure  to  comply  with  one  or  more  regulations  could  result  in  the  imposition  of  sanctions,
including  the  closing  of  all  or  a  portion  of  our  facilities  for  an  indeterminate  period  of  time.  Our  product  labeling  is  subject  to  and
complies  with  the  Nutrition  Labeling  and  Education  Act  of  1990  and  the  Food  Allergen  Labeling  and  Consumer  Protection  Act  of
2004.

We  provide  a  limited  amount  of  trucking  services  to  third  parties,  to  fill  available  space  on  our  trucks.  Our  trucking  operations  are
subject  to  various  federal  and  state  regulations,  including  regulations  of  the  Federal  Highway  Administration  and  other  federal  and
state  agencies  applicable  to  motor  carriers,  safety  requirements  of  the  Department  of  Transportation  relating  to  interstate
transportation and federal, state and Canadian provincial regulations governing matters such as vehicle weight and dimensions.

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13

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
We believe that we are operating in substantial compliance with all applicable laws and regulations.

Financial Information About Segments

See Note 9 “Operating Segments” to our consolidated financial statements included in this Annual Report on Form 10-K in Part II.
Item 8. “Financial Statements and Supplementary Data” for financial information relating to our segments.

Available Information

The Internet address of our website is www.rmcf.com. Additional websites specific to our franchise opportunities and our non-wholly
owned subsidiary are www.sweetfranchise.com and www.u-swirl.com, respectively.

We  make  available  free  of  charge,  through  our  Internet  website,  our  annual  report  on  Form  10-K,  quarterly  reports  on  Form  10-Q,
current reports on Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange
Act, as soon as reasonably practicable after we file such material with, or furnish it to, the Securities and Exchange Commission (the
“SEC”). The public may also read and copy materials we file with the SEC at the SEC’s Public Reference Room, which is located at
100 F Street, NE, Room 1580, Washington, DC 20549. You can obtain information on the operation of the Public Reference Room by
calling the SEC at 1-800-SEC-0330. The SEC also maintains a website that contains reports, proxy and information statements and
other  information  regarding  issuers  that  file  electronically  with  the  SEC  at  www.sec.gov.  The  contents  of  our  websites  are  not
incorporated into, and should not be considered a part of, this Annual Report.

Item 1A. RISK FACTORS

General Economic Conditions Could Have a Material Adverse Effect on our Business, Results of Operations and Liquidity

Consumer  purchases  of  discretionary  items,  including  our  products,  generally  decline  during  weak  economic  periods  and  other
periods  where  disposable  income  is  adversely  affected.  Our  performance  is  subject  to  factors  that  affect  worldwide  economic
conditions  including  employment,  consumer  debt,  reductions  in  net  worth  based  on  severe  market  declines,  residential  real  estate
and mortgage markets, taxation, fuel and energy prices, interest rates, consumer confidence, value of the U.S. dollar versus foreign
currencies  and  other  macroeconomic  factors.  Since  the  economic  downturn  of  2008-2009,  these  factors  have  caused  consumer
spending to deteriorate significantly and may cause levels of spending to remain depressed for the foreseeable future. These factors
may cause consumers to purchase products from lower priced competitors or to defer purchases of products altogether.

Continued economic weakness could have a material effect on our results of operations, liquidity and capital resources. It could also
impact our ability to fund growth and/or result in us becoming more reliant on external financing, the availability and terms of which
may be uncertain. In addition, a weak economic environment may exacerbate the risks noted below.

Our Sales to Specialty Market Customers, Customers Outside Our System of Franchised Stores, Are Concentrated Among a
Small Number of Customers

Revenue  from  one  customer  of  the  Company’s  manufacturing  segment  represented  approximately  $5.2  million  or  13%  of  the
Company’s  revenues  during  the  year  ended  February  28,  2015.  The  Company’s  future  results  may  be  adversely  impacted  by  a
change in the purchases of this customer.

Our  Growth  is  Dependent  Upon  Attracting  and  Retaining  Qualified  Franchisees  and  Their  Ability  to  Operate  Their
Franchised Stores Successfully

Our continued growth and success is dependent in part upon our ability to attract, retain and contract with qualified franchisees. Our
growth is dependent upon the ability of franchisees to operate their stores successfully, promote and develop our store concepts, and
maintain  our  reputation  for  an  enjoyable  in-store  experience  and  high  quality  products.  Although  we  have  established  criteria  to
evaluate prospective franchisees and have been successful in attracting franchisees, there can be no assurance that franchisees will
be able to operate successfully in their franchise areas in a manner consistent with our concepts and standards.

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Our Expansion Plans Are Dependent on the Availability of Suitable Sites for Franchised Stores at Reasonable Occupancy
Costs

Our expansion plans are critically dependent on our ability to obtain suitable sites at reasonable occupancy costs for our franchised
stores in high foot traffic retail environments. There is no assurance that we will be able to obtain suitable locations for our franchised
stores and kiosks in this environment at a cost that will allow such stores to be economically viable.

A  Significant  Shift  by  Franchisees  from  Company-Manufactured  Products  to  Products  Produced  By  Third  Parties  Could
Adversely Affect Our Operations

We believe approximately 45% of franchised stores' revenues are generated by sales of products manufactured by and purchased
from us, 50% by sales of products made in the stores with ingredients purchased from us or approved suppliers and 5% by sales of
products  purchased  from  approved  suppliers  for  resale  in  the  stores.  Franchisees'  sales  of  products  manufactured  by  us  generate
higher revenues to us than sales of store-made or other products. We have seen a significant increase in system-wide sales of store-
made  and  other  products,  which  has  led  to  a  decrease  in  purchases  from  us  and  an  adverse  effect  on  our  revenues.  If  this  trend
continues,  it  could  further  adversely  affect  our  total  revenues  and  results  of  operations.  Such  a  decrease  could  result  from
franchisees' decisions to sell more store-made products or products purchased from approved third party suppliers.

Same Store Sales Have Been Negatively Affected by the Economy and Will Continue to Fluctuate on a Regular Basis

Our same store sales, defined as year-over-year sales for a store that has been open at least one year, have fluctuated significantly
in the past on an annual and quarterly basis and are expected to continue to fluctuate in the future. During the past five fiscal years,
same store sales results have fluctuated as follows: (a) from 0.2% to 3.1% for annual results; (b) from (1.9%) to 7.5% for quarterly
results. Sustained declines in same store sales or significant same store sales declines in any single period could have a material
adverse effect on our results of operations.

Increases in Costs of Ingredients and Labor Could Adversely Affect Our Operations

Inflationary factors such as increases in the costs of ingredients, energy and labor directly affect our operations. Most of our leases
provide for cost-of-living adjustments and require us to pay taxes, insurance and maintenance expenses, all of which are subject to
inflation. Additionally, our future lease costs for new facilities may reflect potentially escalating costs of real estate and construction.
There is no assurance that we will be able to pass on our increased costs to our customers.

The Availability and Price of Principal Ingredients Used in Our Products Are Subject to Factors Beyond Our Control

Several  of  the  principal  ingredients  used  in  our  products,  including  chocolate  and  nuts,  are  subject  to  significant  price  fluctuations.
Although  cocoa  beans,  the  primary  raw  material  used  in  the  production  of  chocolate,  are  grown  commercially  in  Africa,  Brazil  and
several other countries around the world, cocoa beans are traded in the commodities market, and their supply and price are subject
to volatility. We believe our principal chocolate supplier purchases most of its beans at negotiated prices from African growers, often
at  a  premium  to  commodity  prices.  The  supply  and  price  of  cocoa  beans,  and  in  turn  of  chocolate,  are  affected  by  many  factors,
including  monetary  fluctuations  and  economic,  political  and  weather  conditions  in  countries  in  which  cocoa  beans  are  grown.  We
purchase most of our nut meats from domestic suppliers who procure their products from growers around the world. The price and
supply of nuts are also affected by many factors, including weather conditions in the various regions in which the nuts we use are
grown.  Although  we  often  enter  into  purchase  contracts  for  these  products,  significant  or  prolonged  increases  in  the  prices  of
chocolate or of one or more types of nuts, or the unavailability of adequate supplies of chocolate or nuts of the quality sought by us,
could have a material adverse effect on us and our results of operations.

We Have a Controlling Ownership Interest in U-Swirl, Which Has a History of Losses and May Continue to Report Losses in
the Future

In  January  2013,  we  obtained  a  controlling  ownership  interest  in  U-Swirl  (OTCQB:  SWRL).  This  interest  was  the  result  of  a
transaction  designed  to  create  a  self-serve  frozen  yogurt  company  through  the  combination  of  three  formerly  separate  self-serve
frozen yogurt retailers (U-Swirl, Yogurtini and Aspen Leaf Yogurt). U-Swirl has historically reported net losses and may continue to
report losses in future periods.

We And Our Subsidiaries May Be Unable To Successfully Integrate The Operations Of Acquired Businesses And May Not
Achieve The Cost Savings And Increased Revenues Anticipated As A Result Of These Acquisitions.

Over the past two years, U-Swirl has acquired a number of other yogurt franchising businesses. Achieving the anticipated benefits of
acquisitions  will  depend  in  part  upon  our  and  our  subsidiaries’  ability  to  integrate  these  businesses  in  an  efficient  and  effective
manner. The integration of companies that have previously operated independently may result in significant challenges, and we and
our subsidiaries may be unable to accomplish the integration smoothly or successfully. The integration of acquired businesses may
also  require  the  dedication  of  significant  management  resources,  which  may  temporarily  distract  management’s  attention  from  the
day-to-day  operations  of  the  Company.  In  addition,  the  process  of  integrating  operations  may  cause  an  interruption  of,  or  loss  of
momentum  in,  the  activities  of  one  or  more  of  our  or  our  subsidiaries’  businesses  and  the  loss  of  key  personnel  from  us  or  the
acquired businesses. Our and our subsidiaries’ strategy is, in part, predicated on the ability to realize cost savings and to increase

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revenues through the acquisition of businesses that add to the breadth and depth of our products and services. Achieving these cost
savings and revenue increases is dependent upon a number of factors, many of which are beyond our control.

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The  Seasonality  of  Our  Sales  and  New  Store  Openings  Can  Have  a  Significant  Impact  on  Our  Financial  Results  from
Quarter to Quarter

Our sales and earnings are seasonal, with significantly higher sales and earnings occurring during key holidays and summer vacation
season than at other times of the year, which causes fluctuations in our quarterly results of operations. In addition, quarterly results
have been, and in the future are likely to be, affected by the timing of new store openings and the sale of franchises. Because of the
seasonality of our business and the impact of new store openings and sales of franchises, results for any quarter are not necessarily
indicative of the results that may be achieved in other quarters or for a full fiscal year. See "Management's Discussion and Analysis of
Financial Condition and Results of Operations."

We Are Subject to Federal, State and Local Regulation

We are subject to regulation by the Federal Trade Commission and must comply with certain state laws governing the offer, sale and
termination of franchises and the refusal to renew franchises. Many state laws also regulate substantive aspects of the franchisor-
franchisee relationship by, for example, requiring the franchisor to deal with its franchisees in good faith, prohibiting interference with
the  right  of  free  association  among  franchisees  and  regulating  discrimination  among  franchisees  in  charges,  royalties  or  fees.
Franchise  laws  continue  to  develop  and  change,  and  changes  in  such  laws  could  impose  additional  costs  and  burdens  on
franchisors.  Our  failure  to  obtain  approvals  to  sell  franchises  and  the  adoption  of  new  franchise  laws,  or  changes  in  existing  laws,
could have a material adverse effect on us and our results of operations.

Each of our Company-owned and franchised stores is subject to licensing and regulation by the health, sanitation, safety, building and
fire agencies in the state or municipality where located. Difficulties or failures in obtaining required licenses or approvals from such
agencies  could  delay  or  prevent  the  opening  of  a  new  store.  We  and  our  franchisees  are  also  subject  to  laws  governing  our
relationships  with  employees,  including  minimum  wage  requirements,  overtime,  working  and  safety  conditions  and  citizenship
requirements. Because a significant number of our employees are paid at rates related to the federal minimum wage, increases in the
minimum wage would increase our labor costs. The failure to obtain required licenses or approvals, or an increase in the minimum
wage rate, employee benefits costs (including costs associated with mandated health insurance coverage) or other costs associated
with employees, could have a material adverse effect on us and our results of operations.

Companies engaged in the manufacturing, packaging and distribution of food products are subject to extensive regulation by various
governmental  agencies.  A  finding  of  a  failure  to  comply  with  one  or  more  regulations  could  result  in  the  imposition  of  sanctions,
including the closing of all or a portion of our facilities for an indeterminate period of time, and could have a material adverse effect on
us and our results of operations.

The  Retailing  of  Confectionery and  Frozen  Dessert Products  is  Highly  Competitive  and  Many  of  Our  Competitors  Have
Competitive Advantages Over Us.

The  retailing  of  confectionery  and  frozen  dessert  products  is  highly  competitive.  We  and  our  franchisees  compete  with  numerous
businesses that offer similar products. Many of these competitors have greater name recognition and financial, marketing and other
resources  than  we  do.  In  addition,  there  is  intense  competition  among  retailers  for  real  estate  sites,  store  personnel  and  qualified
franchisees. Competitive market conditions could have a material adverse effect on us and our results of operations and our ability to
expand successfully.

Changes in Consumer Tastes and Trends Could Have a Material Adverse Effect on Our Operations

The  sale  of  our  products  is  affected  by  changes  in  consumer  tastes  and  eating  habits,  including  views  regarding  consumption  of
chocolate.  Numerous  other  factors  that  we  cannot  control,  such  as  economic  conditions,  demographic  trends,  traffic  patterns  and
weather conditions, influence the sale of our products. Changes in any of these factors could have a material adverse effect on us
and our results of operations.

Changes  in  Health  Benefit  Claims  and  Healthcare  Reform  Legislation  Could  Have  a  Material  Adverse  Effect  on  Our
Operations

We  accrue  for  costs  to  provide  self-insured  benefits  for  our  employee  health  benefits  program.  We  accrue  for  self-insured  health
benefits  based  on  historical  claims  experience  and  we  maintain  insurance  coverage  to  prevent  financial  losses  from  catastrophic
health  benefit  claims.  We  monitor  pending  and  enacted  legislation  in  an  effort  to  evaluate  the  effects  of  such  legislation  upon  our
business.  Our  financial  position  or  results  of  operations  could  be  materially  adversely  impacted  should  we  experience  a  material
increase  in  claims  costs  or  a  change  in  healthcare  legislation  that  impacts  our  business.  Our  accrued  liability  for  self-insured
employee health benefits at February 28, 2015 and February 28, 2014 was $67,400 and $74,000, respectively.

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Our Expansion Into New Markets May Present Increased Risks Due To Our Unfamiliarity With Those Areas And Our Target
Customers’ Unfamiliarity With The Our Brands.

Consumers  in  any  new  markets  we  enter  will  not  be  familiar  with  our  brands,  and  we  will  need  to  build  brand  awareness  in  those
markets through significant investments in advertising and promotional activity.  We may find it more difficult in our markets to secure
desirable locations and to hire, motivate and keep qualified employees.

We May Not Be Able To Successfully Execute A Franchising And Area Developer Strategy Or Attract Independent Franchise
Developers.

To  achieve  our  expansion  goals  within  our  desired  timeframe,  we  have  adopted  a  franchising  and  area  developer  model  into  our
business  strategy.    We  plan  to  open  company-owned  frozen  yogurt  locations  and  to  solicit  area  developers  for  our  U-Swirl
concept.  We may not be successful in attracting franchisees and developers to the U-Swirl concept or identifying franchisees and
developers that have the business abilities or access to financial resources necessary to open our U-Swirl locations or to develop or
operate successfully our frozen yogurt locations in a manner consistent with our standards.    Further, incorporating a franchising and
area developer model into our strategy has required us to devote significant management and financial resources to prepare for and
support  the  eventual  sale  of  franchises.    If  we  are  not  successful  in  incorporating  a  franchising  or  area  developer  model  into  our
strategy, or we are unsuccessful in attracting independent franchise developers, we may experience delays in our growth, or may not
be able to expand and grow our business.

Anti-takeover provisions in our certificate of incorporation and bylaws may delay or prevent a third party acquisition of the
Company, which could decrease the value of our common stock.

As described above, effective March 1, 2015, we reorganized to create a holding company structure and the new holding company is
organized in the State of Delaware. Our new certificate of incorporation and bylaws contain provisions that could make it more difficult
for a third party to acquire it without the consent of its Board of Directors. These provisions will:

•

•

•

•

limit the business at special meetings to the purpose stated in the notice of the meeting;

authorize the issuance of “blank check” preferred stock, which is preferred stock with voting or other rights or preferences that
could impede a takeover attempt and that the Board of Directors can create and issue without prior stockholder approval;

establish advance notice requirements for submitting nominations for election to the Board of Directors and for proposing
matters that can be acted upon by stockholders at a meeting;

require the affirmative vote of the “disinterested” holders of a majority of our common stock to approve certain business
combinations involving an “interested stockholder” or its affiliates, unless either minimum price criteria and procedural
requirements are met, or the transaction is approved by a majority of our “continuing directors” (known as “fair price
provisions”).

Although we believe all of these provisions will make a higher third-party bid more likely by requiring potential acquirers to negotiate
with the Board of Directors, these provisions will apply even if an initial offer may be considered beneficial by some stockholders and
therefore could delay and/or prevent a deemed beneficial offer from being considered. These provisions could also discourage proxy
contests and make it more difficult for our stockholders to elect directors and take other corporate actions, which may prevent a
change of control or changes in our management that a stockholder might consider favorable. In addition, Section 203 of the
Delaware General Corporation Law may discourage, delay, or prevent a change in control of us. Any delay or prevention of a change
of control or change in management that stockholders might otherwise consider to be favorable could cause the market price of our
common stock to decline.

ITEM 1B. UNRESOLVED STAFF COMMENTS

None.

ITEM 2. PROPERTIES

Our manufacturing operations and corporate headquarters are located at a 53,000 square foot manufacturing facility, which we own,
in Durango, Colorado. During FY 2015, our factory produced approximately 2.67 million pounds of chocolate candies, which was a
decrease of 1% from the approximately 2.70 million pounds produced in FY 2014. During FY 2008, we conducted a study of factory
capacity. As a result of this study, we believe the factory has the capacity to produce approximately 5.3 million pounds per year. In
January  1998,  we  acquired  a  two-acre  parcel  adjacent  to  our  factory  to  ensure  the  availability  of  adequate  space  to  expand  the
factory as volume demands.

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17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
U-Swirl’s principal offices are the same as the Company’s and located at 265 Turner Drive, Durango, Colorado 81303. U-Swirl also
has  an  office  located  at  1175  American  Pacific,  Suite  C,  Henderson,  Nevada  89074,  in  approximately  5,200  square  feet  of  space
leased for a term of five years expiring in July 2018. The rent is approximately $2,800 per month. As of May 1, 2015 we have a signed
sublease agreement for this location.

As  of  February  28,  2015,  all  four  Rocky  Mountain  Chocolate  Factory  Company-owned  stores  were  occupied  pursuant  to  non-
cancelable  leases  of  five  to  ten  years  having  varying  expiration  dates  from  December  2015  to  September  2021,  some  of  which
contain  optional  five-year  renewal  rights.  We  do  not  deem  any  individual  store  lease  to  be  significant  in  relation  to  our  overall
operations.

The leases for our U-Swirl Company-owned cafés range from approximately 400 to 3,000 square feet. The leases are generally for
five-year terms with options to extend. We currently have 13 leases in place, which range between $1,000 and $7,500 per month,
exclusive of common area maintenance charges and taxes.

We  act  as  primary  lessee  of  some  franchised  store  premises,  which  we  then  sublease  to  franchisees,  but  the  majority  of  existing
locations are leased by the franchisee directly. Our current policy is not to act as primary lessee on any further franchised locations,
except in rare instances. At March 31, 2015, we were the primary lessee at 10 of our 433 franchised stores. The subleases for such
stores are on the same terms as the Company's leases of the premises. For information as to the amount of our rental obligations
under  leases  on  both  Company-owned  and  franchised  stores,  see  Note  5  of  the  notes  to  our  consolidated  financial  statements
included in Item 8 of this Annual Report.

We  entered  into  lease  agreements  during  the  development  stage  of  Aspen  Leaf  Yogurt  for  eight  Company-owned  locations.  In
January 2013, we sold all of our Company-owned locations. Six of these locations were transferred to U-Swirl and two locations were
sold  to  franchise  operators.  In  order  to  secure  locations  for  the  development  of  ALY,  the  Company  guaranteed  certain  leases  and
remains the primary lessee. As of February 28, 2015, we act as lessee on two former ALY Company-owned locations, these leases
have varying expiration dates from January 2016 to December 2016.

The  Company  is  not  currently  involved  in  any  material  legal  proceedings  other  than  ordinary  routine  litigation  incidental  to  its
business.

ITEM 3. LEGAL PROCEEDINGS

ITEM 4. MINE SAFETY DISCLOSURES

Not Applicable.

Part II.

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES
OF EQUITY SECURITIES

Market Information

Our common stock trades on the NASDAQ Global Market under the trading symbol “RMCF.”
The table below sets forth high and low sales price information and dividends declared for our common stock for each quarter of fiscal
years 2015 and 2014.

Fiscal Year Ended February 28,  2015

Fourth Quarter
Third Quarter
Second Quarter
First Quarter

Fiscal Year Ended February 28, 201 4

Fourth Quarter
Third Quarter
Second Quarter
First Quarter

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

HIGH

LOW

15.60    $
13.30    $
13.49    $
12.21    $

HIGH

LOW

13.45    $
13.67    $
13.98    $
13.45    $

Dividends
declared

12.26    $
11.89    $
11.33    $
11.40    $

0.1200 
0.1100 
0.1100 
0.1100 

Dividends
declared

11.31    $
11.36    $
11.90    $
11.09    $

0.1100 
0.1100 
0.1100 
0.1100 

  $
  $
  $
  $

  $
  $
  $
  $

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
   
 
 
 
Holders

On May 7, 2015, there were approximately 327 record holders of our common stock. We believe that there are more than 800
beneficial owners of our common stock.

Dividends

The Company paid a quarterly cash dividend of $0.12 per common share on March 13, 2015 to shareholders of record on February
27,  2015.  The  dividends  paid  by  the  Company  for  the  past  two  fiscal  years  is  outlined  in  the  table  above.  Future  declarations  of
dividends will depend on, among other things, our results of operations, financial condition, capital requirements, and on such other
factors as the Board of Directors may in its discretion consider relevant and in the best long term interest of shareholders. We are
subject to various financial covenants related to our line of credit and other long-term debt, however, those covenants do not restrict
the Board of Director’s discretion of the future declaration of cash dividends.

Repurchases

On July 15, 2014, the Company publicly announced a plan to purchase up to $3.0 million of its common stock in the open market or
in  private  transactions,  whenever  deemed  appropriate  by  management.  On  January  13,  2015,  the  Company  announced  a  plan  to
purchase up to an additional $2,058,000 of its common stock under the repurchase plan. Between July 15, 2014 and July 31, 2014,
the Company repurchased 55,000 shares under the plan at an average price of $12.58 per share. Between September 26, 2014 and
November  28,  2014,  the  Company  repurchased  99,511  shares  under  the  plan  at  an  average  price  of  $12.19  per  share.  Between
December 1, 2014 and February 9, 2015, the Company repurchased 91,595 shares under the plan at an average price of $13.35 per
share. As of February 28, 2015, approximately $1,930,000 remains available under the plan for further stock repurchases.

Issuer Purchases of Equity Securities

(a) Total Number of
Shares Purchased

(b) Average Price
Paid per Share

Period
December 2014
January 2015
February 2015
Total

11,768
76,527
3,300
91,595

$13.01
$13.38
$13.97
$13.35

(c) Total Number of
Shares Purchased as
Part
of Publicly Announced
Plans or Programs
11,768
76,527
3,300
91,595

(d) Approximate Dollar Value of
Shares that May Yet Be
Purchased
Under the Plans or Programs(1)
$942,107
$1,976,357
$1,930,269
$1,930,269

(1)  On July 15, 2014,the Company publicly announced a plan to purchase up to $3.0 million of its common stock in the open
market or in private transactions, whenever deemed appropriate by management. On January 13, 2015, the Company
announced  a  plan  to  purchase  up  to  an  additional  $2,058,000  of  its  common  stock  under  the  repurchase  plan.  The
Company plans to continue the repurchase plan until it has been completed. The number, price, structure and timing of
the  repurchases,  if  any,  will  be  at  our  sole  discretion  and  future  repurchases  will  be  evaluated  by  us  depending  on
market conditions, liquidity needs and other factors. The repurchase authorization does not have an expiration date and
does not oblige us to acquire any particular amount of our common stock. The Board of Directors may suspend, modify
or terminate the repurchase program at any time without prior notice.

19

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ITEM 6. SELECTED FINANCIAL DATA

The selected financial data presented below for the fiscal years ended February 28 or 29, 2011 through 2015, are derived from the
financial statements of the Company, which have been audited by EKS&H LLLP, an independent registered public accounting firm.
The selected financial data should be read in conjunction with the financial statements and related Notes thereto included elsewhere
in this Annual Report and "Management's Discussion and Analysis of Financial Condition and Results of Operations.”

All material inter-Company balances have been eliminated upon consolidation.

(Amounts in thousands, except per share data)

Selected Statement of Operations Data

Total revenues
Operating income
Net income

Basic Earnings per Common Share

Diluted Earnings per Common Share

Weighted average common shares

outstanding

Weighted average common shares
outstanding, assuming dilution

Selected Balance Sheet Data

Working capital*
Total assets*
Long-term debt
Stockholders’ equity*

Cash Dividend Declared per Common
Share

  $

  $

  $

  $

  $

YEARS ENDED FEBRUARY 28 or 29,

2015

2014

2013

2012

2011

41,508    $
5,965     
3,938    $

39,185    $
5,236     
4,392    $

36,315    $
2,540     
1,478    $

34,627    $
5,853     
3,876    $

31,128 
5,950 
3,911 

0.64    $

0.72    $

0.24    $

0.63    $

0.61    $

0.68    $

0.24    $

0.62    $

0.65 

0.62 

6,144     

6,100     

6,079     

6,111     

6,051 

6,413     

6,437     

6,219     

6,295     

6,290 

9,371    $
34,138     
5,083     
19,738     

8,884    $
35,153     
6,292     
19,852     

8,981    $
23,834     
-     
17,389     

10,573    $
24,163     
-     
18,736     

9,831 
21,439 
- 
16,654 

  $

0.450    $

0.440    $

0.440    $

0.400    $

0.400 

* February 28, 2014 balances have been revised as discussed in Note 18 to the financial statements.

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Overview

Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Delaware  corporation,  and  our  subsidiaries  (including  our  operating  subsidiary  with  the
same name, Rocky Mountain Chocolate Factory, Inc., a Colorado corporation) (collectively, the “Company,” “we,” “us,” or “our”) is an
international  franchisor,  confectionery  manufacturer  and  retail  operator.  Founded  in  1981,  we  are  headquartered  in  Durango,
Colorado  and  manufacture  an  extensive  line  of  premium  chocolate  candies  and  other  confectionery  products.  Our  subsidiary,  U-
Swirl,  Inc.  (“U-Swirl”),  franchises  and  operates  soft-serve  frozen  yogurt  stores.  Our  revenue  and  profitability  are  derived  principally
from our franchised/license system of retail stores that feature chocolate, frozen yogurt and other confectionary products. We also sell
our candy in selected locations outside of our system of retail stores and license the use of our brand with certain consumer products.
As  of  March  31,  2015,  there  were  4  Company-owned,  88  licensee-owned  and  276  franchised  Rocky  Mountain  Chocolate  Factory
stores operating in 40 states, Canada, Japan, South Korea, the Kingdom of Saudi Arabia and the United Arab Emirates. As of March
31, 2015, U-Swirl operated 10 Company-owned stores and 237 franchised stores located in 37 states, Canada, Turkey, the United
Arab  Emirates  and  Pakistan.  In  FY  2014,  U-Swirl  acquired  the  franchise  rights  of  frozen  yogurt  stores  branded  as  “Cherryberry”,
“Yogli  Mogli”  and  “Fuzzy  Peach”,  and  U-Swirl  operates  self-serve  frozen  yogurt  cafes  under  the  names  “U-Swirl,”  “Yogurtini,”
“CherryBerry,” “Josie’s Frozen Yogurt,” “Yogli Mogli Frozen Yogurt,” “Fuzzy Peach Frozen Yogurt,” and “Aspen Leaf Yogurt”.

Effective  March  1,  2015,  we  reorganized  to  create  a  holding  company  structure.  Our  operating  subsidiary  with  the  same  name  ,
Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Colorado  corporation  (“RMCF”),  which  was  previously  the  public  company,  became  a
wholly-owned subsidiary of a newly formed entity, Rocky Mountain Chocolate Factory, Inc., a Delaware corporation (“Newco”), and all
of the outstanding shares of common stock of RMCF was exchanged on a one-for-one basis for shares of common stock of Newco.
Our new holding company began trading on March 2, 2015 on the NASDAQ Global Market under the symbol “RMCF”, which was the
same symbol used by RMCF prior to the holding company reorganization.

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20

 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
 
 
   
   
   
   
 
   
 
     
       
       
       
       
 
 
   
      
      
      
      
  
 
   
      
      
      
      
  
   
   
     
       
       
       
       
 
   
   
   
 
     
       
       
       
       
 
 
 
 
 
 
 
 
In January 2013, through our wholly-owned subsidiaries, including Aspen Leaf Yogurt, LLC (“ALY”), we entered into two agreements
to sell all of the assets of our ALY frozen yogurt stores, along with our interest in the self-serve frozen yogurt franchises and retail
units  branded  as  “Yogurtini”  which  we  also  acquired  in  January  2013,  to  U-Swirl,  a  publicly  traded  company  (OTCQB:  SWRL),  in
exchange for a 60% controlling equity interest in U-Swirl. Upon completion of these transactions, we ceased to directly operate any
Company-owned Aspen Leaf Yogurt locations or sell and support frozen yogurt franchise locations, which is now being supported by
U-Swirl.  As  of  February  28,  2015,  we  held  a  39%  interest  in  U-Swirl.  Additionally,  we  have  the  right  to  acquire  approximately
26,271,000  shares  of  common  stock  of  U-Swirl  through  the  conversion  of  convertible  debt  owed  by  U-Swirl  to  our  company.  If  the
Company exercised this conversion right, we believe we would hold approximately 72% of U-Swirl’s common stock.

Current Trends and Outlook

Our  business  was  significantly  affected  by  the  global  recession  during  2008-2009.  We  continued  to  experience  this  difficult
environment throughout FY 2010 and FY 2011. The environment somewhat improved from FY 2012 to FY 2015, though we do not
believe that the challenges have fully reversed. As a result, we intend to continue to focus on managing the business in a seasoned,
disciplined and controlled manner.

The  financing  that  our  franchisees  have  historically  relied  upon  was  substantially  affected  by  the  changes  in  banking  and  lending
requirements  in  the  years  after  the  global  recession.  Limited  financing  alternatives  for  domestic  franchise  growth  have  led  us  to
pursue a strategy of expansion through co-branding with complimentary concepts such as ice cream and frozen yogurt, international
development,  sale  of  our  products  to  specialty  markets,  licensing  the  Rocky  Mountain  Chocolate  Factory  brand  for  use  with  other
appropriate  consumer  products,  and  selected  entry  of  Rocky  Mountain  Chocolate  Factory  branded  products  into  other  wholesale
channels, along with business acquisitions as primary drivers of growth. This is a trend that continued in FY 2015 and we expect to
continue into the foreseeable future.

Going  forward  in  FY  2016,  we  are  taking  a  conservative  view  of  market  conditions  in  the  United  States.  We  intend  to  continue  to
focus  on  our  long-term  objectives  while  seeking  to  maintain  flexibility  to  respond  to  market  conditions,  including  the  pursuit  of
international growth opportunities to reduce our dependence on the domestic economy.

We are subject to seasonal fluctuations in sales because of key holidays and the location of our franchisees, which have traditionally
been located in resort or tourist locations, and the nature of the products we sell, which are highly seasonal. As we expanded our
geographical  diversity  to  include  regional  centers  and  our  franchise  offerings  to  include  frozen  desserts,  we  have  seen  some
moderation to our seasonal sales mix. Seasonal fluctuation in sales causes fluctuations in quarterly results of operations. Historically,
the strongest sales of our products have occurred during key holidays and summer vacation seasons. Additionally, quarterly results
have been, and in the future are likely to be, affected by the timing of new store openings and sales of franchises. Because of the
seasonality of our business and the impact of new store openings and sales of franchises, results for any quarter are not necessarily
indicative of results that may be achieved in other quarters or for a full fiscal year.

The most important factors in continued growth in our earnings are ongoing unit growth, increased same store sales and increased
same  store  pounds  purchased  from  the  factory.  Historically,  unit  growth  has  more  than  offset  decreases  in  same  store  sales  and
same store pounds purchased.

Our ability to successfully achieve expansion of our franchise systems depends on many factors not within our control including the
availability of suitable sites for new store establishment and the availability of qualified franchisees to support such expansion.

Efforts to reverse the decline in same store pounds purchased from the factory by franchised stores and to increase total factory sales
depend  on  many  factors,  including  new  store  openings,  competition,  the  receptivity  of  our  franchise  system  to  our  product
introductions and promotional programs. In FY 2015, same store pounds purchased from the factory by franchised and co-branded
licensed  stores  declined  approximately  4.5%  in  the  first  quarter,  declined  approximately  3.3%  in  the  second  quarter,  increased
approximately 0.5% in the third quarter, increased approximately 3.7% in the fourth quarter, and was unchanged overall in FY 2015
as compared to the same periods in FY 2014.

In May 2009, we announced the expansion of the co-branding test relationship with Cold Stone Creamery. The Company and Cold
Stone  Creamery,  Inc.  have  agreed  to  expand  the  co-branding  relationship  to  several  hundred  potential  locations,  based  upon  the
performance of several test locations, operating under the test agreement announced in October 2008. We have additionally agreed
to develop co-branded locations through U-Swirl and their associated brands. We believe that if this co-branding strategy continues to
prove  financially  viable  it  could  represent  a  significant  future  growth  opportunity.  As  of  February  28,  2015,  Cold  Stone  licensees
operated  68  co-branded  locations,  our  U-Swirl  franchisees  operated  15  co-branded  locations  and  we  have  co-branded  3  of  our
Company-owned cafés.

In April 2012 we announced the execution of a Master Licensing Agreement covering the country of Japan. Under the terms of the
agreement, the licensee will pay the Company a Master License Fee for the right to open Rocky Mountain Chocolate Factory stores
for its own account and for the account of franchisees throughout the country of Japan. Since 2012, we have continued to develop
internationally  through  the  execution  of  license  agreements  in  the  countries  of  South  Korea,  the  Kingdom  of  Saudi  Arabia  and  the
Republic of the Philippines. Through our U-Swirl subsidiary we have additional international development agreements covering the
countries of Turkey, Pakistan, Canada and the United Arab Emirates.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
21

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
Critical Accounting Policies and Estimates

Our discussion and analysis of our financial condition and results of operations is based upon our consolidated financial statements,
which  have  been  prepared  in  accordance  with  accounting  principles  generally  accepted  in  the  United  States  of  America.  The
preparation of our consolidated financial statements requires us to make estimates and judgments that affect the reported amounts of
assets, liabilities, revenues and expenses and the related disclosures. Estimates and assumptions include, but are not limited to, the
carrying  value  of  accounts  and  notes  receivable  from  franchisees,  inventories,  the  useful  lives  of  fixed  assets,  goodwill,  and  other
intangible assets, income taxes, contingencies and litigation. We base our estimates on analyses, of which form the basis for making
judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ
from these estimates.

We  believe  that  the  following  represent  our  more  critical  estimates  and  assumptions  used  in  the  preparation  of  our  consolidated
financial statements, although not all inclusive.

Accounts and Notes Receivable - In the normal course of business, we extend credit to customers, primarily franchisees, that satisfy
pre-defined  credit  criteria.  We  believe  that  we  have  a  limited  concentration  of  credit  risk  primarily  because  our  receivables  are
secured by the assets of the franchisees to which we ordinarily extend credit, including, but not limited to, their franchise rights and
inventories. An allowance for doubtful accounts is determined through analysis of the aging of accounts receivable, assessments of
collectability based on historical trends, and an evaluation of the impact of current and projected economic conditions. The process
by  which  we  perform  our  analysis  is  conducted  on  a  customer  by  customer,  or  franchisee  by  franchisee,  basis  and  takes  into
account,  among  other  relevant  factors,  sales  history,  outstanding  receivables,  customer  financial  strength,  as  well  as  customer
specific  and  geographic  market  factors  relevant  to  projected  performance.  The  Company  monitors  the  collectability  of  its  accounts
receivable  on  an  ongoing  basis  by  assessing  the  credit  worthiness  of  its  customers  and  evaluating  the  impact  of  reasonably  likely
changes  in  economic  conditions  that  may  impact  credit  risks.  Estimates  with  regard  to  the  collectability  of  accounts  receivable  are
reasonably likely to change in the future.

We recorded an average expense of approximately $253,500 per year for potential uncollectible accounts over the three-year period
ended  February  28,  2015.  Write-offs  of  uncollectible  accounts  net  of  recoveries  averaged  approximately  $218,600  over  the  same
period. The provision for uncollectible accounts is recognized as general and administrative expense in the Statements of Income.
Over the past three years, the allowances for doubtful notes and accounts have ranged from 8.8% to 12.1% of gross receivables.

Revenue  Recognition  -  We  recognize  revenue  on  sales  of  products  to  franchisees  and  other  customers  at  the  time  of  delivery.
Franchise fee revenue is recognized upon the opening of the store. International license fees are recognized upon the execution of
the license agreement and payment of the license fee. We recognize a marketing and promotion fee of one percent (1%) of the Rocky
Mountain Chocolate Factory and U-Swirl franchised stores’ gross retail sales and a royalty fee based on gross retail sales. Beginning
with franchise store openings in the third quarter of fiscal year 2004, we modified our royalty structure. Under the current structure,
we  recognize  no  royalty  on  Rocky  Mountain  Chocolate  Factory  franchised  stores’  retail  sales  of  products  purchased  from  us  and
recognize a ten percent (10%) royalty on all other sales of product sold at franchise locations. For franchise stores opened prior to the
third quarter of FY 2004 we recognize a royalty fee of five percent (5%) of franchised stores’ gross retail sales. Rebates received from
purveyors that supply products to our franchisees are included in franchise royalties and fees. Product rebates are recognized in the
period in which they are earned. Rebates related to company-owned locations are offset against operating costs.

Inventories -  Our  inventories  are  stated  at  the  lower  of  cost  or  market  value  and  are  reduced  by  an  allowance  for  slow-moving,
excess,  discontinued  and  shelf-life  expired  inventories.  Our  estimate  for  such  allowance  is  based  on  our  review  of  inventories  on
hand compared to estimated future usage and demand for our products. Such review encompasses not only potentially perishable
inventories  but  also  specialty  packaging,  much  of  it  specific  to  certain  holiday  seasons.  If  actual  future  usage  and  demand  for  our
products are less favorable than those projected by our review, inventory reserve adjustments may be required. We closely monitor
our inventory, both perishable and non-perishable, and related shelf and product lives. Historically we have experienced low levels of
obsolete inventory or returns of products that have exceeded their shelf life. Over the three-year period ended February 28, 2015, the
Company recorded expense averaging $54,300 per year for potential inventory losses, or approximately 0.3% of total cost of sales
for that period.

Consolidation –  The  consolidated  financial  statements  in  this  Annual  Report  include  the  accounts  of  the  Company  and  its
subsidiaries. On January 14, 2013 we acquired a controlling interest in U-Swirl. Prior to January 14, 2013, our consolidated financial
statements exclude the financial information of U-Swirl. Beginning on January 14, 2013 and continuing through February 28, 2015,
the  results  of  operations,  assets  and  liabilities  of  U-Swirl  have  been  included  in  our  consolidated  financial  statements.  All  material
inter-Company balances have been eliminated upon consolidation.

Goodwill – Goodwill consists of the excess of purchase price over the fair market value of acquired assets and liabilities. Effective
March 1, 2002, under ASC Topic 350, all goodwill with indefinite lives is no longer subject to amortization. ASC Topic 350 requires
that an impairment test be conducted annually or in the event of an impairment indicator. Our test conducted in FY 2015 showed no
impairment of our goodwill.

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22

 
 
 
 
 
 
 
 
 
 
 
 
Franchise  Rights –  Franchise  rights  consists  of  the  purchase  price  paid  in  consideration  of  certain  rights  associated  with  franchise
agreements. These franchise agreements provide for future payments to the franchisor of royalty and marketing fees. We consider
franchise rights to have a 20 year life.

Other accounting estimates inherent in the preparation of our consolidated financial statements include estimates associated with its
evaluation of the recoverability of deferred tax assets, as well as those used in the determination of liabilities related to litigation and
taxation. Various assumptions and other factors underlie the determination of these significant estimates. The process of determining
significant  estimates  is  fact  specific  and  takes  into  account  factors  such  as  historical  experience,  current  and  expected  economic
conditions, and product mix. The Company constantly re-evaluates these significant factors and makes adjustments where facts and
circumstances dictate. Historically, actual results have not significantly deviated from those determined using the estimates described
above.

Business  Combinations –  The  Company  accounts  for  business  combinations  using  the  acquisition  method.  Under  the  acquisition
method,  the  purchase  price  of  the  acquisition  is  allocated  to  the  underlying  tangible  and  intangible  assets  acquired  based  on  their
respective  fair  values.  Fair  values  are  derived  from  various  observable  and  unobservable  inputs  and  assumptions.  The  Company
utilizes third-party valuation specialists to assist in the allocation. Initial purchase price allocations are preliminary and are subject to
revision within the measurement period, not to exceed one year from the date of acquisition. The costs of the business acquisitions
are expensed as incurred. These costs may include fees for accounting, legal, professional consulting and valuation specialists.

Accounting  for  business  combinations  requires  our  management  to  make  significant  estimates  and  assumptions,  especially  at  the
acquisition  date,  including  our  estimates  for  intangible  assets,  contractual  obligations  assumed,  restructuring  liabilities,  pre-
acquisition  contingencies  and  contingent  consideration,  where  applicable.  Although  we  believe  the  assumptions  and  estimates  we
have made have been reasonable and appropriate, they are based in part on historical experience and information obtained from the
management of the acquired companies and are inherently uncertain. Moreover, unanticipated events and circumstances may occur
that may affect the accuracy or validity of such assumptions, estimates or actual results.

Results of Operations

Fiscal 2015 Compared To Fiscal 2014

Results Summary

Basic earnings per share declined 11.1% from $0.72 in FY 2014 to $0.64 in FY 2015. Revenues increased 5.9% from $39.2 million for
FY 2014 to $41.5 million for FY 2015. Operating income increased 13.9% from $5.2 million in FY 2014 to $6.0 million in FY 2015. Net
income  decreased  10.3%  from  $4.4  million  in  FY  2014  to  $3.9  million  in  FY  2015.  The  increase  in  operating  income  for  FY  2015
compared to FY 2014 is due primarily to an increase in revenues, partially offset by increases in operating expenses.

Revenues

($’s in thousands)
Factory sales
Retail sales
Royalty and marketing fees
Franchise fees
Total

Factory Sales

For the Year Ended
February 28,
2015   
25,894.6    $
6,206.0     
8,821.0     
586.8     
41,508.4    $

2014   
25,218.9    $
6,443.4     
7,070.5     
452.0     
39,184.8    $

  $

  $

$
Change   

675.7     
(237.4)    
1,750.5     
134.8     
2,323.6     

%
Change 

2.7%

(3.7%)

24.8%
29.8%
5.9%

The increase in factory sales for FY 2015 compared to FY 2014 was primarily due to a 16.0% increase in shipments of product to
customers  outside  our  network  of  franchised  retail  stores.  The  increases  were  partially  offset  by  a  6.3%  decrease  in  the  average
number of domestic Rocky Mountain Chocolate Factory franchised stores in operation. Same-store pounds purchased by franchise
and co-branded license locations was unchanged in FY 2015 compared with FY 2014.

Retail Sales

The  decrease  in  retail  sales  was  primarily  due  to  increased  performance  of  Company-owned  locations  acquired  or  commencing
operation during the prior fiscal year, offset by the closure or sale of certain under-performing locations. Additionally, same store sales
at all Company-owned stores and cafés increased 0.2% during FY 2015, compared with FY 2014.

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Royalties, Marketing Fees and Franchise Fees

The increase in royalties and marketing fees during FY 2015, compared with FY 2014, resulted from a 43.8% increase in domestic
franchise stores in operation during FY 2015 compared to FY 2014, primarily as a result of U-Swirl’s acquisition of CherryBerry, Yogli
Mogli and Fuzzy Peach franchise systems in January 2014 and February 2014 and the associated increase in franchise revenues
due to such acquisitions. This increase was partially offset by a 6.3% decrease in the number of domestic Rocky Mountain Chocolate
Factory franchises in operation. The average number of domestic Rocky Mountain Chocolate Factory franchise stores in operation
decreased  from  223  during  FY  2014  to  209  during  FY  2015.  This  decrease  is  the  result  of  domestic  store  closures  exceeding
domestic  store  openings.  Franchise  fee  revenues  increased  primarily  as  a  result  of  the  license  fees  associated  with  the  license
agreements for the development and franchising of Rocky Mountain Chocolate Factory stores in the Republic of the Philippines and
the license agreement for the development and franchising of CherryBerry cafés in the Canadian province of British Columbia. Same
store sales at domestic Rocky Mountain Chocolate Factory locations increased 3.1% during FY 2015, compared with FY 2014.

U-Swirl Café Sales, Royalties, Marketing Fees and Franchise Fees

During FY 2015, U-Swirl revenue increased 40.2% to $7,753,000 compared with $5,528,600 of U-Swirl revenue consolidated within
our results for FY 2014. The increase resulted from a 173% increase in average domestic U-Swirl franchise cafés in operation during
FY 2015 compared to FY 2014, primarily as a result of U-Swirl’s acquisition of CherryBerry, Yogli Mogli and Fuzzy Peach franchise
systems in January 2014 and February 2014 and the associated increase in franchise revenues due to such acquisitions.

Costs and Expenses

($’s in thousands)

Cost of sales – factory adjusted
Cost of sales – retail
Franchise costs
Sales and marketing
General and administrative
Retail operating

Total

Adjusted Gross Margin

($’s in thousands)

Factory adjusted gross margin
Retail

Total

Adjusted Gross Margin

(Percent)
Factory adjusted gross margin
Retail

Total

For the Year Ended
February 28,

$

2015

2014

    Change

%
    Change  

  $

  $

18,038.5    $
2,177.3     
2,264.1     
2,474.0     
4,831.9     
3,509.6     
33,295.4    $

17,303.1    $
2,310.3     
2,062.5     
2,153.8     
5,003.3     
3,303.5     
32,136.5    $

735.4     
( 133.0)    
201.6     
320.2     
( 171.4)    
206.1     
1,158.9     

4.3%
(5.8%)
9.8%
14.9%
(3.4%)
6.2%
3.6%

For the Year Ended
February 28,
2015   

2014   

$   
Change   

% 
Change 

  $

  $

7,856.1    $
4,028.7     
11,884.8    $

7,915.8    $
4,133.1     
12,048.9    $

( 59.7)    
( 104.4)    
( 164.1)    

(0.8%)
(2.5%)
(1.4%)

For the Year Ended

February 28,

2015 

2014 

$ 
Change 

% 
Change 

30.3%   
64.9%   
37.0%   

31.4%   
64.1%   
38.1%   

(1.1%)    
0.8%   
(1.1%)    

(3.5%)

1.2%

(2.9%)

24

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Adjusted gross margin, a non-GAAP measure, is equal to the sum of our factory adjusted gross margin plus our retail gross margin
calculated  in  accordance  with  GAAP.  Factory  adjusted  gross  margin  is  equal  to  factory  gross  margin  minus  depreciation  and
amortization  expense.  We  believe  adjusted  gross  margin  and  factory  adjusted  gross  margin  are  helpful  in  understanding  our  past
performance as a supplement to gross margin and other performance measures calculated in conformity with accounting principles
generally  accepted  in  the  United  States  ("GAAP").  We  believe  that  adjusted  gross  margin  and  factory  adjusted  gross  margin  are
useful to investors because they provide a measure of operating performance and our ability to generate cash that is unaffected by
non-cash  accounting  measures.  Additionally,  we  use  adjusted  gross  margin  and  factory  adjusted  gross  margin  rather  than  gross
margin  and  factory  gross  margin  to  make  incremental  pricing  decisions.  Adjusted  gross  margin  and  factory  adjusted  gross  margin
have limitations as an analytical tool because they exclude the impact of depreciation and amortization expense and you should not
consider them in isolation or as a substitute for any measure reported under GAAP. Our use of capital assets makes depreciation and
amortization expense a necessary element of our costs and our ability to generate income. Due to these limitations, we use adjusted
gross  margin  and  factory  adjusted  gross  margin  as  measures  of  performance  only  in  conjunction  with  GAAP  measures  of
performance such as gross margin and factory gross margin. The following table provides a reconciliation of factory adjusted gross
margin to factory gross margin, the most comparable performance measure under GAAP:

($’s in thousands)
Factory adjusted gross margin
Less: Depreciation and Amortization
Factory GAAP gross margin

Cost of Sales and Gross Margin

For the Year Ended
February 28,

2015

2014

  $

  $

7,856.1    $
393.8     
7,462.3    $

7,915.8 
292.9 
7,622.9 

Factory adjusted gross margin decreased 110 basis points during FY 2015 compared to FY 2014 due to an increase in the average
selling  price  of  products  to  domestic  franchise  units  being  more  than  offset  by  increases  in  the  costs  of  certain  materials.  The
increase  in  Company-owned  store  margin  is  due  primarily  to  an  increase  in  U-Swirl  stores  in  operation  and  associated  higher
margins.

Franchise Costs

The increase in franchise costs for FY 2015 compared to FY 2014 is due primarily to an increase in franchise costs associated with
supporting  the  additional  U-Swirl  franchise  units  acquired  through  business  acquisitions.  As  a  percentage  of  total  royalty  and
marketing  fees  and  franchise  fee  revenue,  franchise  costs  decreased  to  24.1%  during  FY  2015  from  27.4%  during  FY  2014.  This
decrease as a percentage of royalty, marketing and franchise fees is primarily a result of a 25.1% increase in royalty, marketing and
franchise fee revenue as a result of an increase in system-wide franchise stores during FY 2015 compared to FY 2014.

Sales and Marketing

The  increase  in  sales  and  marketing  expense  during  FY  2015  compared  to  FY  2014  is  primarily  due  to  an  increase  in  marketing
costs associated with the increased U-Swirl franchise locations compared to the prior year.

General and Administrative

The decrease in general and administrative costs during FY 2015 compared with FY 2014 is due primarily to lower professional fees
incurred during FY 2015, compared with FY 2014, partially offset by increased general and administrative costs associated with U-
Swirl.  During  FY  2015,  approximately  $1,651,000  of  U-Swirl  general  and  administrative  costs  were  consolidated  within  our  results,
compared with approximately $1,453,000 during FY 2014. As a percentage of total revenues, general and administrative expenses
decreased to 11.6% in FY 2015 compared to 12.8% in FY 2014.

Retail Operating Expenses

The  increase  in  retail  operating  expense  was  due  primarily  to  changes  in  units  in  operation,  resulting  from  the  acquisition  of  six
Company-owned locations in the prior year. This increase was offset by the closure of five underperforming locations in the prior year
and  the  sale  of  three  Company-owned  locations  in  the  current  year.  The  average  number  of  Company-owned  stores  in  operation
decreased from 19 during FY 2014 to 16 units during FY 2015. Retail operating expenses, as a percentage of retail sales, increased
from 51.3% during FY 2014 to 56.6% in FY 2015. This increase is primarily the result of a change in units in operation.

Depreciation and Amortization

Depreciation  and  amortization  of  $1,440,000  in  FY  2015  increased  40.3%  from  the  $1,027,000  incurred  in  FY  2014  due  to  an
increase  in  amortization  related  to  increased  franchise  rights,  trademark  and  intangible  assets  resulting  from  business  acquisitions
during FY 2014.

Other Income

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Net interest expense was $184,500 in FY 2015 compared to net interest income of $35,300 realized in FY 2014. This change was
the result of an increase in outstanding debt from a promissory note entered into in January 2014 to fund business acquisitions of U-
Swirl.

25

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Income Tax Expense

Our effective income tax rate in FY 2015 was 35.3% which is a decrease of 5.4% compared to an effective rate of 40.7% during FY
2014. As described further in Note 6 to the consolidated financial statements, the decrease in the effective tax rate is primarily due to
the tax consequences of acquiring a controlling interest in U-Swirl.

Investment Gain

There was no amount recognized as investment gain in FY 2015 compared with an investment gain of $18,380 recognized during FY
2014. The gain recognized in FY 2014 was a result of us transferring 300,000 shares of U-Swirl common stock for services provided
in conjunction with business acquisitions during FY 2014. The gain represents the excess of the fair value of services, compared to
our basis in the shares transferred.

Fiscal 2014 Compared To Fiscal 2013

Results Summary

Basic earnings per share increased 200.0% from $0.24 in FY 2013 to $0.72 in FY 2014. Revenues increased 7.9% from $36.3 million
for FY 2013 to $39.2 million for FY 2014. Operating income increased 106.1% from $2.5 million in FY 2013 to $5.2 million in FY 2014.
Net  income  increased  197.2%  from  $1.5  million  in  FY  2013  to  $4.4  million  in  FY  2014.  The  increase  in  operating  income  and  net
income  for  FY  2014  compared  to  FY  2013  is  due  primarily  to  an  impairment  loss  for  ALY  operations  being  recognized  during  FY
2013 in the amount of $2.01 million for long-lived assets related to eight underperforming Company-owned stores.

Revenues

($’s in thousands)
Factory sales
Retail sales
Royalty and marketing fees
Franchise fees
Total

Factory Sales

For the Year Ended
February 28,
2014   
25,218.9    $
6,443.4     
7,070.5     
452.0     
39,184.8    $

2013   
24,651.5    $
5,492.6     
5,876.9     
294.2     
36,315.2    $

  $

  $

$
Change   

567.4     
950.8     
1,193.6     
157.8     
2,869.6     

%
Change 

2.3%
17.3%
20.3%
53.6%
7.9%

The increase in factory sales for FY 2014 compared to FY 2013 was primarily due to an increase in sales to international licensed
stores and an 8.9% increase in shipments of product to customers outside our network of franchised retail stores. These increases
were partially offset by a 0.1% decrease in same-store pounds purchased by franchise locations FY 2014 compared with FY 2013.
The increases were also partially offset by a 5.5% decrease in the average number of domestic Rocky Mountain Chocolate Factory
franchised stores in operation.

Retail Sales

The  increase  in  retail  sales  was  primarily  due  to  changes  in  units  in  operation,  resulting  from  the  acquisition  of  a  controlling
ownership  in  U-Swirl  and  the  acquisition  of  CherryBerry  and  Yogli  Mogli  business  assets,  which  included  the  acquisition  of  five
additional  Company  owned  cafés.  Additionally,  same  store  sales  at  Company-owned  stores  and  cafés  decreased  0.7%  during  FY
2014, compared with FY 2013.

Royalties, Marketing Fees and Franchise Fees

The increase in royalties and marketing fees during FY 2014, compared with FY 2013, resulted from a 28.9% increase in domestic
franchise stores in operation during FY 2014 compared to FY 2013, primarily as a result of our acquisition of a controlling ownership
position  in  U-Swirl  and  accordingly,  the  U-Swirl  franchise  system.  This  increase  was  partially  offset  by  a  5.5%  decrease  in  the
number of domestic Rocky Mountain Chocolate Factory franchises in operation. The average number of domestic Rocky Mountain
Chocolate  Factory  franchise  stores  in  operation  decreased  from  236  during  FY  2013  to  223  during  FY  2014.  This  decrease  is  the
result of domestic store closures exceeding domestic store openings. Franchise fee revenues increased primarily as a result of the
license  fees  associated  with  the  license  agreements  for  the  development  and  franchising  of  Rocky  Mountain  Chocolate  Factory
stores in South Korea and the Kingdom of Saudi Arabia. Same store sales at domestic Rocky Mountain Chocolate Factory locations
increased 1.2% during FY 2014, compared with FY 2013.

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U-Swirl Café Sales, Royalties, Marketing Fees and Franchise Fees

During FY 2014, U-Swirl revenue totaled $5,528,600 compared with $506,000 of U-Swirl revenue consolidated within our results for
FY 2013. We began consolidation of U-Swirl results when we acquired a controlling ownership interest in January 2013.

Costs and Expenses

($’s in thousands)

Cost of sales – factory adjusted
Cost of sales – retail
Franchise costs
Sales and marketing
General and administrative
Retail operating

Total

Adjusted Gross Margin

($’s in thousands)

Factory adjusted gross margin
Retail

Total

Adjusted Gross Margin

(Percent)
Factory adjusted gross margin
Retail

Total

For the Year Ended
February 28,

$

2014

2013

    Change

%
    Change  

  $

  $

17,303.1    $
2,310.3     
2,062.5     
2,153.8     
5,003.3     
3,303.5     
32,136.5    $

16,803.9    $
2,151.2     
2,080.1     
1,939.0     
3,846.9     
3,371.7     
30,192.8    $

499.2     
159.1     
(17.6)    
214.8     
1,156.4     
(68.2)    
1,943.7     

3.0%
7.4%

(0.8%)

11.1%
30.1%

(2.0%)

6.4%

For the Year Ended
February 28,
2014   

2013   

$   
Change   

% 
Change 

  $

  $

7,915.8    $
4,133.1     
12,048.9    $

7,847.6    $
3,341.4     
11,189.0    $

68.2     
791.7     
859.9     

0.9%
23.7%
7.7%

For the Year Ended

February 28,

2014 

2013 

% 
Change 

% 
Change 

31.4%   
64.1%   
38.1%   

31.8%   
60.8%   
37.1%   

(0.4%)    
3.3%   
1.0%   

(1.3%)

5.4%
2.7%

Adjusted gross margin, a non-GAAP measure, is equal to the sum of our factory adjusted gross margin plus our retail gross margin
calculated  in  accordance  with  GAAP.  Factory  adjusted  gross  margin  is  equal  to  factory  gross  margin  minus  depreciation  and
amortization  expense.  We  believe  adjusted  gross  margin  and  factory  adjusted  gross  margin  are  helpful  in  understanding  our  past
performance as a supplement to gross margin and other performance measures calculated in conformity with accounting principles
generally  accepted  in  the  United  States  ("GAAP").  We  believe  that  adjusted  gross  margin  and  factory  adjusted  gross  margin  are
useful to investors because they provide a measure of operating performance and our ability to generate cash that is unaffected by
non-cash  accounting  measures.  Additionally,  we  use  adjusted  gross  margin  and  factory  adjusted  gross  margin  rather  than  gross
margin  and  factory  gross  margin  to  make  incremental  pricing  decisions.  Adjusted  gross  margin  and  factory  adjusted  gross  margin
have limitations as an analytical tool because they exclude the impact of depreciation and amortization expense and you should not
consider them in isolation or as a substitute for any measure reported under GAAP. Our use of capital assets makes depreciation and
amortization expense a necessary element of our costs and our ability to generate income. Due to these limitations, we use adjusted
gross  margin  and  factory  adjusted  gross  margin  as  measures  of  performance  only  in  conjunction  with  GAAP  measures  of
performance such as gross margin and factory gross margin. The following table provides a reconciliation of factory adjusted gross
margin to factory gross margin, the most comparable performance measure under GAAP:

($’s in thousands)
Factory adjusted gross margin
Less: Depreciation and Amortization
Factory GAAP gross margin

Cost of Sales and Gross Margin

For the Year Ended
February 28,

2014

2013

  $

  $

7,915.8    $
292.9     
7,622.9    $

7,847.6 
286.6 
7,561.0 

Factory adjusted gross margin decreased 40 basis points during FY 2014 compared to FY 2013 due to an increase in the average
selling  price  of  products  to  domestic  franchise  units  being  more  than  offset  by  increases  in  the  costs  of  certain  materials.  The
increase  in  Company-owned  store  margin  is  due  primarily  to  an  increase  in  U-Swirl  stores  in  operation  and  associated  higher
margins.

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27

 
 
 
 
 
     
 
     
 
 
 
 
   
   
 
 
   
 
     
       
       
       
 
   
   
   
   
   
 
 
     
 
     
 
 
 
 
   
 
 
     
       
       
       
 
   
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
     
 
     
 
   
   
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Franchise Costs

The  decrease  in  franchise  costs  for  FY  2014  compared  to  FY  2013  is  due  primarily  to  a  decrease  in  franchise  development  costs
associated with Aspen Leaf Yogurt due to the sale of the Aspen Leaf Yogurt concept to U-Swirl in January 2013, partially offset by
increased  franchise  costs  from  the  consolidation  of  U-Swirl  As  a  percentage  of  total  royalty  and  marketing  fees  and  franchise  fee
revenue, franchise costs decreased to 27.4% during FY 2014 from 33.7% during FY 2013. This decrease as a percentage of royalty,
marketing and franchise fees is primarily a result of a 21.9% increase in royalty, marketing and franchise fee revenue as a result of
an increase in system-wide franchise stores during FY 2014 compared to FY 2013.

Sales and Marketing

The increase in sales and marketing expense during FY 2014 compared to FY 2013 is due primarily to increased marketing-related
compensation costs and an increase in marketing costs associated with U-Swirl franchise locations.

General and Administrative

The increase in general and administrative costs during FY 2014 compared with FY 2013 is due primarily to the consolidation of U-
Swirl’s  general  and  administrative  costs  and  an  increase  in  compensation  related  expenses.  During  FY  2014,  approximately
$1,453,000 of U-Swirl general and administrative costs were consolidated within our results, compared with approximately $411,000
during FY 2013. As a percentage of total revenues, general and administrative expenses increased to 12.8% in FY 2014 compared to
10.6% in FY 2013.

Retail Operating Expenses

The decrease in retail operating expense was primarily due to a change in the mix of Company-owned stores in operation, resulting
from the acquisition of a controlling interest in U-Swirl in January 2013, the acquisition of CherryBerry in January 2014, the acquisition
of  Yogli  Mogli  in  January  2014,  and  the  associated  change  in  operating  expenses  during  FY  2014  compared  with  FY  2013.  The
average  number  of  Company-owned  stores  in  operation  increased  from  17  during  FY  2013  to  19  units  during  FY  2014.  Retail
operating expenses, as a percentage of retail sales, decreased from 61.4% during FY 2013 to 51.3% in FY 2014. This decrease is
primarily  the  result  of  a  change  in  units  in  operation  and  the  resulting  increase  in  retail  sales,  resulting  from  the  acquisition  of  a
controlling interest in U-Swirl in January 2013 and the acquisition of CherryBerry and Yogli Mogli in January 2014.

Depreciation and Amortization

Depreciation and amortization of $1,027,000 in FY 2014 increased 9.8% from the $935,000 incurred in FY 2013 due to an increase in
amortization  related  to  increased  franchise  rights,  trademark  and  intangible  assets  resulting  from  business  acquisitions  during  FY
2014.

Interest Income

Interest  income  of  approximately  $85,000  realized  in  FY  2014  represents  an  increase  of  $41,000  from  the  $44,000  realized  in  FY
2013 due to higher balances of notes receivable.

Income Tax Expense

Our effective income tax rate in FY 2014 was 40.7% which is a decrease of 6.9% compared to an effective rate of 47.7% during FY
2013. As described further in Note 6 to the consolidated financial statements, the decrease in the effective tax rate is primarily due to
the tax consequences of acquiring a controlling interest in U-Swirl.

Investment Gain

An  investment  gain  of  $18,380  was  recognized  during  FY  2014  compared  with  no  amount  recognized  in  FY  2013.  This  gain  was
recognized as a result of us transferring 300,000 shares of U-Swirl common stock for services provided in conjunction with business
acquisitions  during  FY  2014.  The  gain  represents  the  excess  of  the  fair  value  of  services,  compared  to  our  basis  in  the  shares
transferred.

Liquidity and Capital Resources

As of February 28, 2015, working capital was $9.5 million compared with $9.0 million as of February 28, 2014. Working capital was
unchanged due primarily to our operating results less the payment of $2.7 million in cash dividends and the payment of $3.1 million to
repurchase common stock.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash and cash equivalent balances increased from $5.9 million as of February 28, 2014 to $7.2 million as of February 28, 2015 as a
result  of  cash  flows  generated  by  operating  activities  being  greater  than  cash  flows  used  in  financing  and  investing  activities.  The
Company’s  current  ratio  was  2.1  to  1.0  at  both  February  28,  2015  and  February  28,  2014.  The  Company  monitors  current  and
anticipated future levels of cash and cash equivalents in relation to anticipated operating, financing and investing requirements.

The  Company  has  a  $5  million  credit  line,  of  which  $5  million  was  available  (subject  to  certain  borrowing  base  limitations)  as  of
February 28, 2015, secured by substantially all of the Company’s assets except retail store assets. Additionally, the line of credit is
subject  to  various  financial  ratio  and  leverage  covenants.  At  February  28,  2015,  the  Company  was  in  compliance  with  all  such
covenants. The credit line is subject to renewal in July 2015.

The Company’s long-term debt is comprised of a promissory note used to finance business acquisitions of U-Swirl (unpaid balance as
of  February  28,  2015,  $6.3  million).  The  note  allows  the  Company  to  borrow  up  to  a  maximum  of  $7.0  million  to  finance  business
acquisitions and bears interest at a fixed annual rate of 3.75%. Additionally, the promissory note is subject to various financial ratio
and leverage covenants. As of February 28, 2015, we were in compliance with all such covenants.

The  Company  entered  into  the  promissory  note  used  to  finance  the  acquisitions  of  U-Swirl  and  entered  into  a  loan  and  security
agreement  with  U-Swirl.  The  loan  and  security  agreement  between  the  Company  and  U-Swirl  is  subject  to  various  financial  and
leverage  covenants.  U-Swirl  was  not  compliant  with  the  covenants  at  February  28,  2015.  The  loan  covenants  required  U-Swirl  to
maintain  consolidated  adjusted  EBITDA  of  $1,804,000  for  the  year  ended  February  28,  2015.  At  February  28,  2015  U-Swirl  had
reported  $1,284,000  of  adjusted  EBITDA.  In  the  event  of  default,  we  may  charge  interest  on  all  amounts  due  under  the  loan
agreement with U-Swirl at the default rate of 15% per annum, accelerate payment of all amounts due under the Loan Agreement, and
foreclose on our security interest. At February 28, 2015 we believe that the conversion of the loan into preferred stock as settlement
of the obligation would result in 70% more preferred shares issued when compared to the amount issuable if U-Swirl was compliant
with the loan covenants.

The table below presents significant contractual obligations of the Company at February 28, 2015.
(Amounts in thousands)

Contractual Obligations

Total

Less than 1
year

Notes payable
Operating leases
Other long-term obligations
Total

6,292     
3,859     
645     
10,796     

1,209     
1,141     
374     
2,724     

2-3 Years    
2,560     
1,780     
271     
4,611     

4-5 years    
2,523     
882     
-     
3,405     

More Than 5
years

- 
56 
- 
56 

For FY 2016, the Company anticipates making capital expenditures of approximately $830,000, which  will  be  used  to  maintain  and
improve  existing  factory  and  administrative  infrastructure  and  update  certain  Company-owned  stores.  The  Company  believes  that
cash flow from operations will be sufficient to fund capital expenditures and working capital requirements for FY 2016. If necessary,
the Company has an available bank line of credit to help meet these requirements.

Off-Balance Sheet Arrangements

As of February 28, 2015, we had no off-balance sheet arrangements or obligations.

Impact of Inflation

Inflationary  factors  such  as  increases  in  the  costs  of  ingredients  and  labor  directly  affect  the  Company's  operations.  Most  of  the
Company's  leases  provide  for  cost-of-living  adjustments  and  require  it  to  pay  taxes,  insurance  and  maintenance  expenses,  all  of
which are subject to inflation. Additionally, the Company’s future lease cost for new facilities may include potentially escalating costs
of real estate and construction. There is no assurance that the Company will be able to pass on increased costs to its customers.

Depreciation expense is based on the historical cost to the Company of its fixed assets, and is therefore potentially less than it would
be  if  it  were  based  on  current  replacement  cost.  While  property  and  equipment  acquired  in  prior  years  will  ultimately  have  to  be
replaced at higher prices, it is expected that replacement will be a gradual process over many years.

Seasonality

The Company is subject to seasonal fluctuations in sales, which cause fluctuations in quarterly results of operations. Historically, the
strongest sales of the Company’s products have occurred during key holidays and the summer vacation season. In addition, quarterly
results have been, and in the future are likely to be, affected by the timing of new store openings and sales of franchises. Because of
the seasonality of the Company’s business and the impact of new store openings and sales of franchises, results for any quarter are
not necessarily indicative of results that may be achieved in other quarters or for a full fiscal year.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

29

 
 
 
 
 
 
 
   
   
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

The  Company  does  not  engage  in  commodity  futures  trading  or  hedging  activities  and  does  not  enter  into  derivative  financial
instrument  transactions  for  trading  or  other  speculative  purposes.  The  Company  also  does  not  engage  in  transactions  in  foreign
currencies or in interest rate swap transactions that could expose the Company to market risk. However, the Company is exposed to
some commodity price and interest rate risks.

The  Company  frequently  enters  into  purchase  contracts  of  between  six  to  eighteen  months  for  chocolate  and  certain  nuts.  These
contracts  permit  the  Company  to  purchase  the  specified  commodity  at  a  fixed  price  on  an  as-needed  basis  during  the  term  of  the
contract. Because prices for these products may fluctuate, the Company may benefit if prices rise during the terms of these contracts,
but it may be required to pay above-market prices if prices fall and it is unable to renegotiate the terms of the contract. As of February
28, 2015, based on future contractual obligations for chocolate products, we estimate that a 10% increase or decrease in the prices
of contracted ingredients would result in a $80,000 favorable or unfavorable price benefit or cost resulting from our contracts.

The  Company  has  a  $5  million  bank  line  of  credit  that  bears  interest  at  a  variable  rate.  As  of  February  28,  2015,  no  amount  was
outstanding  under  the  line  of  credit.  We  do  not  believe  that  we  are  exposed  to  any  material  interest  rate  risk  related  to  this  credit
facility.

We  have  a  $7.0  million  promissory  note  with  interest  at  a  fixed  rate  of  3.75%  annually.  As  of  February  28,  2015,  $6.3  million  was
outstanding under the note. We do not believe that we are exposed to any material interest rate risk related to this promissory note.

30

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
  
 
 
 
 
 
 
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

INDEX TO FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm

Consolidated Statements of Income

Consolidated Balance Sheets

Consolidated Statements of Changes in Stockholders’ Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

31

Page

 32

 33

 34

35 

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EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors and Stockholders of
Rocky Mountain Chocolate Factory, Inc. and Subsidiaries
Durango, Colorado

We have audited the accompanying consolidated balance sheets of Rocky Mountain Chocolate Factory, Inc. and Subsidiaries (the
“Company”)  as  of  February  28,  2015  and  February  28,  2014,  and  the  related  consolidated  statements  of  income,  changes  in
stockholders’ equity, and cash flows for each of the years in the three-year period ended February 28, 2015. Our audits also included
the  financial  statement  schedule  listed  in  the  Index  at  Item  15.  These  consolidated  financial  statements  and  schedule  are  the
responsibility of the Company’s management. Our responsibility is to express an opinion on these consolidated financial statements
and schedule based on our audits.

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States).
Those  standards  require  that  we  plan  and  perform  the  audits  to  obtain  reasonable  assurance  about  whether  the  consolidated
financial statements are free of material misstatement. The Company is not required to have, nor were we engaged to perform, an
audit of its internal control over financial reporting (“Internal Control”). Our audits included consideration of Internal Control as a basis
for  designing  audit  procedures  that  are  appropriate  in  the  circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the
effectiveness of the Company’s Internal Control. Accordingly, we express no such opinion. An audit also includes examining, on a test
basis, evidence supporting the amounts and disclosures in the consolidated financial statements, assessing the accounting principles
used and significant estimates made by management, as well as evaluating the overall consolidated financial statement presentation.
We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of
Rocky Mountain Chocolate Factory, Inc. and Subsidiaries as of February 28, 2015 and February 28, 2014, and the results of their
operations and their cash flows for each of the years in the three-year period ended February 28, 2015 in conformity with accounting
principles  generally  accepted  in  the  United  States  of  America.  Also,  in  our  opinion,  the  related  financial  statement  schedule,  when
considered  in  relation  to  the  basic  consolidated  financial  statements  taken  as  a  whole,  presents  fairly  in  all  material  respects,  the
information set forth therein.

/s/ EKS&H LLLP
May 27, 2015
Denver, Colorado

32

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF INCOME

FOR THE YEARS ENDED FEBRUARY 28,
2013
2014
2015

  $

32,100,824    $
9,407,552     
41,508,376     

31,662,273    $
7,522,534     
39,184,807     

30,144,059 
6,171,142 
36,315,201 

Revenues
Sales
Franchise and royalty fees
Total revenues

Costs and Expenses

Cost of sales, exclusive of depreciation and amortization expense of

$393,776, $292,914 and $286,541, respectively

Franchise costs
Sales & marketing
General and administrative
Retail operating
Depreciation and amortization
Loss on the sale of assets – Aspen Leaf Yogurt long-lived assets
Restructuring and acquisition related charges

20,215,833     
2,264,138     
2,474,027     
4,831,903     
3,509,584     
1,440,448     
-     
807,476     

19,613,411     
2,062,548     
2,153,766     
5,003,337     
3,303,436     
1,026,775     
-     
786,013     

18,955,136 
2,080,128 
1,939,006 
3,846,940 
3,371,702 
935,377 
2,011,917 
635,168 

Total costs and expenses

35,543,409     

33,949,286     

33,775,374 

Operating Income

Other Income (Expense)

Interest expense
Interest income
Investment gain
Other, net

5,964,967     

5,235,521     

2,539,827 

(243,188)    
58,662     
-     
(184,526)    

(49,333)    
84,596     
18,380     
53,643     

- 
43,667 
- 
43,667 

Income Before Income Taxes

5,780,441     

5,289,164     

2,583,494 

Income Tax Expense

Consolidated Net Income

2,037,695     

2,154,660     

1,233,460 

3,742,746     

3,134,504     

1,350,034 

Less: Net loss attributable to non-controlling interest

(195,094)    

(1,257,940)    

(128,178)

Net Income attributable to RMCF

Basic Earnings per Common Share
Diluted Earnings per Common Share

  $

  $
  $

3,937,840    $

4,392,444    $

1,478,212 

0.64    $
0.61    $

0.72    $
0.68    $

0.24 
0.24 

Weighted Average Common Shares Outstanding

6,144,426     

6,100,032     

6,078,575 

Dilutive Effect of Employee Stock Awards
Weighted Average Common Shares Outstanding, Assuming Dilution   

268,913     
6,413,339     

336,879     
6,436,911     

140,426 
6,219,001 

The accompanying notes are an integral part of these consolidated financial statements.

33

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS

AS OF FEBRUARY 28,
2014
2015

Assets
Current Assets

Cash and cash equivalents
Accounts receivable, less allowance for doubtful accounts of $696,798 and $543,683,

  $

7,157,371    $

5,859,729 

respectively*

Notes receivable, current portion, less current portion of the valuation allowance of $3,762

and $33,047, respectively

Refundable income taxes
Inventories, less reserve for slow moving inventory of $197,658 and $204,068, respectively    
Deferred income taxes
Other
Total current assets

Property and Equipment, Net

Other Assets

Notes receivable, less current portion and allowance for doubtful accounts of $28,500 and

4,291,470     

5,198,223 

359,493     
172,945     
4,785,376     
572,957     
318,275     
17,657,887     

357,360 
160,890 
4,410,763 
538,871 
316,378 
16,842,214 

6,797,536     

8,488,198 

$24,200, respectively

Goodwill, net*
Franchise rights*
Intangible assets, net*
Other
Total other assets

Total Assets

Liabilities and Stockholders’ Equity
Current Liabilities

Current maturities of long term debt
Accounts payable
Accrued salaries and wages
Other accrued expenses
Dividend payable
Deferred income
Total current liabilities

Long-Term Debt, Less Current Maturities
Deferred Income Taxes

Commitments and Contingencies

Stockholders' Equity

668,302     
2,977,473     
5,439,460     
440,428     
157,127     
9,682,790     

509,784 
3,063,473 
5,613,248 
468,183 
167,939 
9,822,627 

  $

34,138,213    $

35,153,039 

  $

1,208,888    $
1,675,746     
819,184     
2,910,777     
721,536     
951,241     
8,287,372     

108,023 
1,971,530 
776,567 
2,627,872 
675,422 
1,798,781 
7,958,195 

5,083,479     
1,029,507     

6,291,977 
1,050,489 

Preferred stock, $.10 par value; 250,000 authorized; -0- shares issued and outstanding

Series A Junior Participating Preferred Stock, authorized 50,000 shares

Undesignated series, authorized 200,000 shares

Common stock, $.03 par value; 100,000,000 shares authorized; 6,012,799 and 6,140,200

shares issued and outstanding, respectively

Additional paid-in capital*
Retained earnings
Non-controlling interest in equity of subsidiary*
Total stockholders’ equity

-     
-     

- 
- 

180,384     
7,163,092     
11,524,708     
869,671     
19,737,855     

184,206 
8,921,723 
10,344,794 
401,655 
19,852,378 

Total liabilities and stockholders’ equity

  $

34,138,213    $

35,153,039 

* February 28, 2014 balances have been revised as discussed in Note 18 to the consolidated financial statements.
The accompanying notes are an integral part of these consolidated financial statements.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
   
 
     
       
 
     
       
 
   
   
   
   
   
   
 
     
       
 
   
 
     
       
 
     
       
 
   
   
   
   
   
   
 
     
       
 
 
   
      
  
     
       
 
     
       
 
   
   
   
   
   
   
 
     
       
 
   
   
 
     
       
 
     
       
 
 
     
       
 
     
       
 
   
   
   
   
   
   
   
 
     
       
 
 
 
 
34

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY

Common Stock

Balance at beginning of year
Repurchase and retirement of common stock
Issuance of common stock
Exercise of stock options, vesting of restricted stock units and other
Balance at end of year

  $

184,206    $
(7,383)    
120     
3,441     
180,384     

182,054    $
-     
120     
2,032     
184,206     

184,872 
(4,899)
120 
1,961 
182,054 

FOR THE YEARS ENDED FEBRUARY 28,
2013
2014
2015

Additional Paid-In Capital

Balance at beginning of year
Repurchase and retirement of common stock
Issuance of common stock
Exercise of stock options, vesting of restricted stock units and other
Transfers from non-controlling interest*
Tax benefit from employee stock transactions
Balance at end of year

Retained Earnings

Balance at beginning of year
Net income attributable to RMCF
Cash dividends declared
Balance at end of year

Non-controlling Interest in Equity of Subsidiary

Balance at beginning of year
Net loss
Non-controlling interest in acquired business
Contributions *
Balance at end of year

8,921,723     
(3,120,241)    
47,360     
731,400     
382,306     
200,544     
7,163,092     

7,559,442     
-     
48,280     
746,667     
498,502     
68,832     
8,921,723     

8,712,743 
(1,710,453)
37,080 
461,695 
- 
58,377 
7,559,442 

10,344,794     
3,937,840     
(2,757,926)    
11,524,708     

8,642,093     
4,392,444     
(2,689,743)    
10,344,794     

9,838,205 
1,478,212 
(2,674,324)
8,642,093 

401,655     
(195,094)    
-     
663,110     
869,671     

1,005,523     
(1,257,940)    
-     
654,072     
401,655     

- 
(128,178)
664,612 
469,089 
1,005,523 

Total Stockholders’ Equity

  $

19,737,855    $

19,852,378    $

17,389,112 

Common Shares

Balance at beginning of year
Repurchase and retirement of common stock
Issuance of common stock
Exercise of stock options, vesting of restricted stock units and other
Balance at end of year

6,140,200     
(246,106)    
4,000     
114,705     
6,012,799     

6,068,470     
-     
4,000     
67,730     
6,140,200     

6,162,389 
(163,300)
4,000 
65,381 
6,068,470 

* February 28, 2014 balances have been revised as discussed in Note 18 to the consolidated financial statements.
The accompanying notes are an integral part of these consolidated financial statements.

35

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
   
   
 
     
       
       
 
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
 
     
       
       
 
 
     
       
       
 
     
       
       
 
   
   
   
   
   
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS

Cash Flows From Operating Activities:

Net income
Adjustments to reconcile net income to net cash provided by operating
activities:
Depreciation and amortization
Provision for loss on accounts and notes receivable
Provision for inventory loss
Asset impairment and store closure losses
(Gain) loss on sale of assets
Expense recorded for stock compensation
Deferred income taxes
Changes in operating assets and liabilities:
Accounts receivable
Refundable income taxes
Inventories
Other assets
Accounts payable
Accrued liabilities
Deferred income
Net cash provided by operating activities

Cash Flows From Investing Activities:

Additions to notes receivable
Proceeds received on notes receivable
Proceeds from sale or distribution of assets
Acquisitions, net of cash acquired and franchise rights
Intangible assets
Increase in other assets
Purchase of property and equipment
Net cash provided by (used in) investing activities

Cash Flows From Financing Activities:

Proceeds from long-term debt
Payments on long-term debt
Repurchase of common stock
Issuance of common stock
Proceeds from issuance of common stock in subsidiary
Tax benefit of stock option exercise
Dividends paid
Net cash provided by (used in) financing activities

FOR THE YEARS ENDED FEBRUARY 28,
2013
2014
2015

3,742,746     

3,134,504     

1,350,034 

1,440,448     
214,600     
58,836     
225,640     
(46,857)    
865,240     
(55,068)    

662,625     
(12,055)    
(202,333)    
(16,087)    
(451,080)    
325,544     
(880,684)    
5,871,515     

(179,569)    
488,691     
530,175     
-     
-     
(2,395)    
(626,744)    
210,158     

-     
(107,633)    
(3,127,624)    
69,599     
892,895     
200,544     
(2,711,812)    
(4,784,031)    

1,026,775     
216,000     
44,127     
65,000     
21,236     
660,325     
258,557     

(1,408,048)    
(160,890)    
12,793     
(63,958)    
(439,014)    
915,213     
1,381,297     
5,663,917     

(784,098)    
344,010     
2,600     
-     
(5,677,034)    
(582,752)    
(2,518,317)    
(9,215,591)    

6,400,000     
-     
-     
195,130     
107,598     
68,832     
(2,681,853)    
4,089,707     

935,377 
330,000 
60,000 
172,000 
1,994,069 
535,809 
(1,144,622)

(235,345)
724,911 
98,478 
18,664 
513,119 
1,065,090 
(58,516)
6,359,068 

(285,191)
113,633 
888,700 
(1,688)
(800,000)
(137,616)
(742,871)
(965,033)

- 
- 
(1,715,352)
82,223 
- 
58,377 
(2,623,031)
(4,197,783)

Net Increase (Decrease) In Cash And Cash Equivalents

1,297,642     

538,033     

1,196,252 

Cash And Cash Equivalents At Beginning Of Year

5,859,729     

5,321,696     

4,125,444 

Cash And Cash Equivalents At End Of Year

  $

7,157,371    $

5,859,729    $

5,321,696 

The accompanying notes are an integral part of these consolidated financial statements.

36

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
   
   
 
     
       
       
 
   
     
       
       
 
   
   
   
   
   
   
   
     
       
       
 
   
   
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 1 - NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Nature of Operations

The  accompanying  consolidated  financial  statements  include  the  accounts  of  Rocky  Mountain  Chocolate  Factory,  Inc.,  its  wholly-
owned subsidiary, Aspen Leaf Yogurt, LLC (“ALY”) and its 39%-owned subsidiary, U-Swirl, Inc. (“U-Swirl”) of which, Rocky Mountain
Chocolate  Factory,  Inc.  has  financial  control  (collectively,  the  “Company”).  All  intercompany  balances  and  transactions  have  been
eliminated in consolidation.

The  Company  is  an  international  franchisor,  confectionery  manufacturer  and  retail  operator.  Founded  in  1981,  the  Company  is
headquartered  in  Durango,  Colorado  and  manufactures  an  extensive  line  of  premium  chocolate  candies  and  other  confectionery
products.  U-Swirl  franchises  and  operates  soft-serve  frozen  yogurt  stores.  The  Company  also  sells  its  candy  in  selected  locations
outside of its system of retail stores and license the use of its brand with certain consumer products.

Effective  March  1,  2015,  the  Company  was  reorganized  to  create  a  holding  company  structure.  The  operating  subsidiary  with  the
same name , Rocky Mountain Chocolate Factory, Inc., a Colorado corporation (“RMCF”), which was previously the public company,
became  a  wholly-owned  subsidiary  of  a  newly  formed  entity,  Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Delaware  corporation
(“Newco”), and all of the outstanding shares of common stock of RMCF, par value $0.03 per share, was exchanged on a one-for-one
basis for shares of common stock, par value $0.001, of Newco. The new holding company began trading on March 2, 2015 on the
NASDAQ  Global  Market  under  the  symbol  “RMCF”,  which  was  the  same  symbol  used  by  RMCF  prior  to  the  holding  company
reorganization.

In January 2013, through the Company’s wholly-owned subsidiaries, including Aspen Leaf Yogurt, LLC (“ALY”), the Company entered
into  two  agreements  to  sell  all  of  the  assets  of  its  ALY  frozen  yogurt  stores,  along  with  its  interest  in  the  self-serve  frozen  yogurt
franchises  and  retail  units  branded  as  “Yogurtini”  which  the  Company  also  acquired  in  January  2013,  to  U-Swirl,  a  publicly  traded
company (OTCQB: SWRL), in exchange for a 60% controlling equity interest in U-Swirl. Upon completion of these transactions, the
Company ceased to directly operate any Company-owned ALY locations or sell and support frozen yogurt franchise locations, which
is now being supported by U-Swirl. As of February 28, 2015, the Company held a 39% interest in U-Swirl. Additionally, the Company
has the right to acquire approximately 26,271,000 shares of common stock of U-Swirl through the conversion of convertible debt owed
by U-Swirl to the Company. If the Company exercised this conversion right, the Company believes it would hold approximately 72%
of U-Swirl’s common stock. The U-Swirl Board of Directors is composed solely of Board members also serving the Rocky Mountain
Chocolate Factory, Inc. Board of Directors.

In fiscal year (“FY”) 2014, U-Swirl acquired the franchise rights of frozen yogurt stores branded as “Cherryberry”, “Yogli Mogli” and
“Fuzzy  Peach”  (see  Note  18),  and  U-Swirl  operates  self-serve  frozen  yogurt  cafes  under  the  names  “U-Swirl,”  “Yogurtini,”
“CherryBerry,” “Josie’s Frozen Yogurt,” “Yogli Mogli Frozen Yogurt,” “Fuzzy Peach Frozen Yogurt,” and “Aspen Leaf Yogurt”.

The Company’s revenues are currently derived from three principal sources: sales to franchisees and others of chocolates and other
confectionery  products  manufactured  by  the  Company;  the  collection  of  initial  franchise  fees  and  royalties  from  franchisees’  sales;
and sales at Company-owned stores of chocolates, frozen yogurt, and other confectionery products. The following table summarizes
the number of stores operating under the Rocky Mountain Chocolate Factory brand and its subsidiaries at February 28, 2015:

Rocky Mountain Chocolate Factory

Company-owned stores
Franchise stores – Domestic stores
Franchise stores – Domestic kiosks
International License Stores
Cold Stone Creamery – co-branded

U-Swirl Stores (Including all associated brands)

Company-owned stores
Company-owned stores – co-branded
Franchise stores – North American stores
Franchise stores – North American – co-branded
International License Stores

Total

Sold, Not Yet
Open

Open

Total

-     
3     
-     
1     
10     

-     
-     
*     
*     
1     
15     

4     
196     
5     
72     
68     

7     
3     
214     
18     
6     
593     

4 
199 
5 
73 
78 

7 
3 
214 
18 
7 
608 

*U-Swirl cafés and the brands franchised by U-Swirl have historically utilized a development area sales model. The result is that many
areas  are  under  development  and  the  rights  to  open  cafés  within  the  development  areas  have  been  established,  but  there  is  no
assurance that any individual development area will result in a determinable number of café openings.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
     
       
       
 
   
   
   
   
   
     
       
       
 
   
   
   
   
   
   
 
37

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
Consolidation

Management accounts for the activities of the Company and its subsidiaries, and the accompanying consolidated financial statements
include  the  accounts  of  the  Company  and  its  subsidiaries.  As  described  above,  on  January  14,  2013,  the  Company  acquired  a
controlling  interest  in  U-Swirl.  Prior  to  January  14,  2013,  the  Company’s  consolidated  financial  statements  exclude  the  financial
information of U-Swirl. Beginning on January 14, 2013, the results of operations, assets and liabilities of U-Swirl have been included
in these consolidated financial statements.

Cash Equivalents

The Company considers all highly liquid instruments purchased with an original maturity of six months or less to be cash equivalents.
The Company classifies certain instruments with a maturity of between three and six months to be cash equivalents because these
instruments allow for early termination with minimal penalty and are readily convertible to known amounts of cash. As of February 28,
2015 and February 28, 2014, the Company held a Certificate of Deposit with an original maturity date of six-months totaling $108,000
and classified this amount as a cash equivalent. The Company continually monitors its positions with, and the credit quality of, the
financial  institutions  with  which  it  invests.  As  of  the  balance  sheet  date,  and  periodically  throughout  the  year,  the  Company  has
maintained balances in various operating accounts in excess of federally insured limits. This amount was approximately $6.5 million
at February 28, 2015.

Accounts and Notes Receivable

In  the  normal  course  of  business,  we  extend  credit  to  customers,  primarily  franchisees  that  satisfy  pre-defined  credit  criteria.  The
Company believes that it has limited concentration of credit risk primarily because its receivables are secured by the assets of the
franchisees  to  which  the  Company  ordinarily  extends  credit,  including,  but  not  limited  to,  their  franchise  rights  and  inventories.  An
allowance  for  doubtful  accounts  is  determined  through  analysis  of  the  aging  of  accounts  receivable,  assessments  of  collectability
based on historical trends, and an evaluation of the impact of current and projected economic conditions. The process by which the
Company performs its analysis is conducted on a customer by customer, or franchisee by franchisee, basis and takes into account,
among  other  relevant  factors,  sales  history,  outstanding  receivables,  customer  financial  strength,  as  well  as  customer  specific  and
geographic market factors relevant to projected performance. The Company monitors the collectability of its accounts receivable on
an  ongoing  basis  by  assessing  the  credit  worthiness  of  its  customers  and  evaluating  the  impact  of  reasonably  likely  changes  in
economic  conditions  that  may  impact  credit  risks.  Estimates  with  regard  to  the  collectability  of  accounts  receivable  are  reasonably
likely to change in the future. At February 28, 2015, the Company has $1,060,057 of notes receivable outstanding and an allowance
for doubtful accounts of $32,262 associated with these notes. The notes require monthly payments and bear interest rates ranging
from 4.5% to 8%. The notes mature through July, 2019 and approximately $954,000 of notes receivable are secured by the assets
financed.

Inventories

Inventories are stated at the lower of cost or market. An inventory reserve is established to reduce the cost of obsolete, damaged and
excess inventories to the lower of cost or market based on actual differences. This inventory reserve is determined through analysis of
items  held  in  inventory,  and,  if  the  recorded  value  is  higher  than  the  market  value,  the  Company  records  an  expense  to  reduce
inventory to its actual market value. The process by which the Company performs its analysis is conducted on an item by item basis
and takes into account, among other relevant factors, market value, sales history and future sales potential. Cost is determined using
the first-in, first-out method.

Property and Equipment and Other Assets

Property  and  equipment  are  recorded  at  cost.  Depreciation  and  amortization  are  computed  using  the  straight-line  method  based
upon the estimated useful life of the asset, which range from five to thirty-nine years. Leasehold improvements are amortized on the
straight-line method over the lives of the respective leases or the service lives of the improvements, whichever is shorter.

The Company reviews its long-lived assets through analysis of estimated fair value, including identifiable intangible assets, whenever
events  or  changes  indicate  the  carrying  amount  of  such  assets  may  not  be  recoverable.  The  Company’s  policy  is  to  review  the
recoverability of all assets, at a minimum, on an annual basis.

Income Taxes

We provide for income taxes pursuant to the liability method. The liability method requires recognition of deferred income taxes based
on temporary differences between financial reporting and income tax bases of assets and liabilities, using current enacted income tax
rates and regulations. These differences will result in taxable income or deductions in future years when the reported amount of the
asset or liability is recovered or settled, respectively. Considerable judgment is required in determining when these events may occur
and whether recovery of an asset, including the utilization of a net operating loss or other carryforward prior to its expiration, is more
likely  than  not.  Due  to  historical  losses,  we  established  a  full  valuation  allowance  on  our  deferred  tax  assets.  The  Company's
temporary differences are listed in Note 6.

Gift card breakage

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company and our franchisees sell gift cards that are redeemable for product in our stores. The Company manages the gift card
program, and therefore collects all funds from the activation of gift cards and reimburses franchisees for the redemption of gift cards in
their stores. A liability for unredeemed gift cards is included in accounts payable and accrued liabilities in the balance sheets.

38

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
There are no expiration dates on our gift cards, and we do not charge any service fees. While our franchisees continue to honor all
gift cards presented for payment, we may determine the likelihood of redemption to be remote for certain cards due to long periods of
inactivity.  The  Company  is  in  the  process  of  accumulating  sufficient  historical  redemption  patterns  to  calculate  breakage  estimates
related to unredeemed gift cards. This breakage rate is based on a percentage of sales when the likelihood of the redemption of the
gift card becomes remote. Gift card breakage will be recognized over the same performance period, and in the same proportion, that
the  Company’s  data  has  demonstrated  that  gift  cards  are  redeemed.  As  the  Company  is  in  the  process  of  accumulating  sufficient
historical  redemption  patterns  to  calculate  breakage  estimates,  the  Company  did  not  recognize  gift  card  breakage  during  the  year
ended  February  28,  2015  or  2014.  Accrued  gift  card  liability  was  $2,611,774  and  $2,091,074  at  February  28,  2015  and  2014,
respectively, and is included in accounts payable and accrued liabilities.

Goodwill

Goodwill arose from three transaction types. The first type was the result of the incorporation of the Company after its inception as a
partnership.  The  goodwill  recorded  was  the  excess  of  the  purchase  price  of  the  Company  over  the  fair  value  of  its  assets.  The
Company  has  allocated  this  goodwill  equally  between  its  Franchising  and  Manufacturing  operations.  The  second  type  was  the
purchase of various retail stores, either individually or as a group, for which the purchase price was in excess of the fair value of the
assets  acquired.  Finally,  goodwill  arose  from  business  acquisitions,  where  the  fair  value  of  the  consideration  given  for  acquisition
exceeded the fair value of the identified assets net of liabilities.

The Company performs a goodwill impairment test on an annual basis or more frequently when events or circumstances indicate that
the  carrying  value  of  a  reporting  unit  more  likely  than  not  exceeds  its  fair  value.  Recoverability  of  goodwill  is  evaluated  through
comparison of the fair value of each of our reporting units with its carrying value. To the extent that a reporting unit’s carrying value
exceeds the implied fair value of its goodwill, an impairment loss is recognized. The Company performed impairment testing with no
impact to its financial results for the years ended February 28, 2015 and 2014. See note 18 for additional discussion of goodwill and
intangible assets.

Franchise Rights

Franchise  rights  arose  from  the  entry  into  agreements  to  acquire  substantially  all  of  the  franchise  rights  of  Yogurtini,  CherryBerry,
Fuzzy Peach and Yogli Mogli (see Note 18). Franchise rights are amortized over a period of 20 years.

Insurance and Self-Insurance Reserves

The  Company  uses  a  combination  of  insurance  and  self-insurance  plans  to  provide  for  the  potential  liabilities  for  workers’
compensation, general liability, property insurance, director and officers’ liability insurance, vehicle liability and employee health care
benefits. Liabilities associated with the risks that are retained by the Company are estimated, in part, by considering historical claims
experience,  demographic  factors,  severity  factors  and  other  assumptions.  While  the  Company  believes  that  its  assumptions  are
appropriate, the estimated accruals for these liabilities could be significantly affected if future occurrences and claims differ from these
assumptions and historical trends.

Business Combinations

The Company accounts for business combinations using the acquisition method. Under the acquisition method, the purchase price of
the acquisition is allocated to the underlying tangible and intangible assets acquired based on their respective fair values. Fair values
are derived from various observable and unobservable inputs and assumptions. The Company utilizes third-party valuation specialists
to assist in the allocation. Initial purchase price allocations are preliminary and are subject to revision within the measurement period,
not to exceed one year from the date of acquisition. The costs of the business acquisitions are expensed as incurred. These costs
may include fees for accounting, legal, professional consulting and valuation specialists.

Accounting  for  business  combinations  requires  our  management  to  make  significant  estimates  and  assumptions,  especially  at  the
acquisition  date,  including  our  estimates  for  intangible  assets,  contractual  obligations  assumed,  restructuring  liabilities,  pre-
acquisition  contingencies  and  contingent  consideration,  where  applicable.  Although  we  believe  the  assumptions  and  estimates  we
have made have been reasonable and appropriate, they are based in part on historical experience and information obtained from the
management of the acquired companies and are inherently uncertain. Moreover, unanticipated events and circumstances may occur
that may affect the accuracy or validity of such assumptions, estimates or actual results.

Sales

Sales  of  products  to  franchisees  and  other  customers  are  recognized  at  the  time  of  delivery.  Sales  of  products  to  franchisees  and
other customers are made at standard prices, without any bargain sales of equipment or supplies. Sales of products at retail stores
are recognized at the time of sale.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Rebates

Rebates received from purveyors that supply products to our franchisees are included in franchise royalties and fees. Product rebates
are  recognized  in  the  period  in  which  they  are  earned.  Rebates  related  to  company-owned  locations  are  offset  against  operating
costs.

Shipping Fees

Shipping  fees  charged  to  customers  by  the  Company’s  trucking  department  are  reported  as  sales.  Shipping  costs  incurred  by  the
Company for inventory are reported as cost of sales or inventory.

Franchise and Royalty Fees

Franchise fee revenue is recognized upon opening of the franchise store. In addition to the initial franchise fee, the Company also
recognizes  a  marketing  and  promotion  fee  of  one  percent  (1%)  of  franchised  stores’  gross  retail  sales  and  a  royalty  fee  based  on
gross  retail  sales.  Beginning  with  Rocky  Mountain  Chocolate  Factory  franchise  store  openings  in  the  third  quarter  of  FY  2004,  the
Company modified its royalty structure. Under the current structure, the Company recognizes no royalty on franchised stores’ retail
sales  of  products  purchased  from  the  Company  and  recognizes  a  ten  percent  (10%)  royalty  on  all  other  sales  of  product  sold  at
franchise locations. For franchise stores opened prior to the third quarter of FY 2004 the Company recognizes a royalty fee of five
percent  (5%)  of  franchised  stores’  gross  retail  sales.  Royalty  fees  for  U-Swirl  cafés  are  based  on  the  rate  defined  in  the  acquired
contracts for the franchise rights and range from 2.5% to 6% of gross retail sales.

In certain instances we are required to pay a portion of franchise fee revenue, or royalty fees to parties we’ve contracted with to assist
in developing and growing a brand. The agreements generally include Development Agents, or commissioned brokers who are paid a
portion of the initial franchise fee, a portion of the ongoing royalty fees, or both. When such agreements exist, we report franchise fee
and royalty fee revenues net of the amount paid, or due, to the agent/broker.

Use of Estimates

In  preparing  consolidated  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the  United  States  of
America,  management  is  required  to  make  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets,  liabilities,  the
disclosure of contingent assets and liabilities, at the date of the consolidated financial statements, and revenues and expenses during
the reporting period. Actual results could differ from those estimates.

Vulnerability Due to Certain Concentrations

Revenue  from  one  customer  of  the  Company’s  Manufacturing  segment  represented  approximately  $5.2  million  or  13%  of  the
Company’s  revenues  during  the  year  ended  February  28,  2015.  The  Company’s  future  results  may  be  adversely  impacted  by  a
change in the purchases of this customer.

Stock-Based Compensation

At  February  28,  2015,  the  Company  had  stock-based  compensation  plans,  which  currently  consists  solely  of  the  Company’s  2007
Equity Incentive plan, for employees and non-employee directors which authorized the granting of stock awards.

The Company recognized $865,240, $660,325, and $418,633 related equity-based compensation expense during the years ended
February 28, 2015, 2014 and 2013, respectively. Compensation costs related to share-based compensation are generally amortized
over the vesting period.

Tax  benefits  in  excess  of  the  compensation  cost  recognized  for  stock  options  are  reported  as  financing  cash  flows  in  the
accompanying Statements of Cash Flows. The excess tax benefit included in net cash provided by financing activities for the years
ended February 28, 2015, 2014 and 2013 was $200,544, $68,832 and $58,377, respectively.

During  FY  2015,  the  Company  granted  no  restricted  stock  units.  During  FY  2014,  the  Company  granted  280,900  restricted  stock
units with a grant date fair value of $3,437,950. There were no stock options granted to employees during FY 2015 or FY 2014. The
restricted stock unit grants generally vest 17-20% annually over a period of five to six years. The Company recognized $740,261 of
consolidated stock-based compensation expense related to these grants during FY 2015 compared with $572,948 in FY 2014. Total
unrecognized  stock-based  compensation  expense  of  non-vested,  non-forfeited  shares  granted,  as  of  February  28,  2015  was
$2,467,019, which is expected to be recognized over the weighted average period of 4 years.

During FY 2015, the Company issued 4,000 fully-vested, unrestricted shares to non-employee directors compared with 4,000 fully-
vested,  unrestricted  shares  of  stock  to  non-employee  directors  in  FY  2014.  In  connection  with  these  non-employee  director  stock
issuances,  the  Company  recognized  $47,480  and  $48,400  of  stock-based  compensation  expense  during  FY  2015  and  FY  2014,
respectively.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
40

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Earnings per Share

Basic earnings per share is computed as net earnings divided by the weighted average number of common shares outstanding during
each  year.  Diluted  earnings  per  share  reflects  the  potential  dilution  that  could  occur  from  common  shares  issuable  through  stock
options and restricted stock units. During FY 2015, FY 2014 and FY 2013, 12,936, 12,936, and 101,661, respectively, of stock options
were excluded from diluted shares as their effect was anti-dilutive.

Advertising and Promotional Expenses

The Company expenses advertising costs as incurred. Total advertising expense for RMCF amounted to $244,946, $250,739, and
$233,731 for the fiscal years ended February 28, 2015, 2014 and 2013, respectively. Total advertising expense for U-Swirl and its
brands amounted to $399,414, $134,192, and $192,088 for the fiscal years ended February 28, 2015, 2014 and 2013, respectively.

Fair Value of Financial Instruments

The Company’s financial instruments consist of cash and cash equivalents, trade receivables, payables, and notes receivable. The
fair value of all instruments approximates the carrying value, because of the relatively short maturity of these instruments.

Recent Accounting Pronouncements

In April 2015, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update No. 2015-03, Simplifying the
Presentation of Debt Issuance Costs ("ASU 2015-03"). ASU 2015-03 requires that debt issuance costs be presented in the balance
sheet as a direct deduction from the carrying amount of debt liability, consistent with debt discounts or premiums. The recognition and
measurement  guidance  for  debt  issuance  costs  would  not  be  affected  by  the  amendments  in  ASU  2015-03.  ASU  2015-03  will  be
effective for fiscal years beginning after December 15, 2015. We are currently evaluating the impact that the adoption of ASU 2015-03
may have on our consolidated financial statements or disclosures.

In May 2014, FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers,” which supersedes the revenue recognition
requirements in “Revenue Recognition (Topic 605),” and requires entities to recognize revenue in a way that depicts the transfer of
promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled to in
exchange  for  those  goods  or  services.  ASU  2014-09  is  effective  for  fiscal  years,  and  interim  periods  within  those  years,  beginning
after  December  15,  2016,  and  is  to  be  applied  retrospectively,  with  early  application  not  permitted.  The  Company  is  currently
evaluating the new standard.

In  August  2014,  the  FASB  issued  ASU  2014-15,  “Presentation  of  Financial  Statements—Going  Concern.”  This  guidance  requires
management to evaluate whether there are conditions or events that raise substantial doubt about an entity's ability to continue as a
going concern. If such conditions or events exist, disclosures are required that enable users of the financial statements to understand
the  nature  of  the  conditions  or  events,  management's  evaluation  of  the  circumstances  and  management's  plans  to  mitigate  the
conditions  or  events  that  raise  substantial  doubt  about  the  entity's  ability  to  continue  as  a  going  concern.  We  will  be  required  to
perform an annual assessment of our ability to continue as a going concern when this standard becomes effective for us in the first
quarter  of  our  fiscal  year  ended  February  28,  2017.  The  adoption  of  this  guidance  is  not  expected  to  impact  our  financial  position,
results, operations or cash flows.

Reclassifications

Certain  amounts  previously  presented  for  prior  periods  have  been  reclassified  to  conform  to  the  current  presentation.  The
reclassifications had no effect on net income, working capital or equity previously reported.

NOTE 2 - INVENTORIES

Inventories consist of the following at February 28:

Ingredients and supplies
Finished candy
U-Swirl food and packaging
Reserve for slow moving inventory
Total inventories

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

2015

2014

  $

  $

2,755,232    $
2,130,133     
97,669     
(197,658)    
4,785,376    $

2,531,413 
1,965,199 
118,219 
(204,068)
4,410,763 

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
   
   
 
 
NOTE 3 - PROPERTY AND EQUIPMENT, NET

Property and equipment consists of the following at February 28:

Land
Building
Machinery and equipment
Furniture and fixtures
Leasehold improvements
Transportation equipment
Capital work in progress
Asset impairment

Less accumulated depreciation
Property and equipment, net

NOTE 4 - LINE OF CREDIT AND LONG-TERM DEBT

Line of Credit

  $

2015

513,618    $
4,774,825     
10,120,865     
1,224,433     
2,056,244     
427,727     
-     
(290,640)    
18,827,072     

2014

513,618 
4,775,466 
9,518,832 
1,324,846 
2,489,782 
394,508 
967,937 
- 
19,984,989 

12,029,536     
6,797,536    $

11,496,791 
8,488,198 

  $

At February 28, 2015, the Company had a $5 million line of credit from Wells Fargo Bank, N.A., collateralized by substantially all of
the Company’s assets with the exception of the Company’s retail store assets. Draws may be made under the line at 75% of eligible
accounts receivable plus 50% of eligible inventories. Interest on borrowings is at prime (3.25% at February 28, 2015). At February 28,
2015, $5 million was available for borrowings under the line of credit, subject to borrowing base limitations. Terms of the line require
that the line be rested (that is, that there be no outstanding balance) for a period of 30 consecutive days during the term of the loan.
Additionally, the line of credit is subject to various financial ratio and leverage covenants. At February 28, 2015, the Company was in
compliance  with  all  such  covenants.  The  credit  line  is  subject  to  renewal  in  July  2015  and  we  believe  it  is  likely  to  be  renewed  on
terms similar to current terms.

Effective  January  16,  2014,  the  Company  entered  into  a  business  loan  agreement  with  Wells  Fargo  Bank,  N.A.  (the  “Wells  Fargo
Loan  Agreement”)  for  a  $7.0  million  line  of  credit  to  be  used  to  loan  money  to  U-Swirl  to  fund  the  purchase  price  of  business
acquisitions by U-Swirl (the “Wells Fargo Loan”). The Company made its first draw of approximately $6.4 million on the Wells Fargo
Loan on January 16, 2014 and the first draw was the amount outstanding at February 28, 2014. Interest on the Wells Fargo Loan is at
a fixed rate of 3.75% and the maturity date is January 15, 2020. The Wells Fargo Loan may be prepaid without penalty at any time by
the  Company.  The  Wells  Fargo  Loan  is  collateralized  by  substantially  all  of  the  Company’s  assets,  including  the  loan  agreement
between RMCF and U-Swirl to finance U-Swirl’s acquisitions. Additionally, the Wells Fargo Loan is subject to various financial ratio
and leverage covenants. The Wells Fargo Loan Agreement also contains customary representations and warranties, covenants and
acceleration provisions in the event of a default by the Company.

Long-term debt consists of the following at February 28:

Note  payable  in  monthly  installments  of  principal  and  interest  at  3.75%  per
annum  through  December  2019  collateralized  by  substantially  all  business
assets.
Less current maturities
Long-term obligations

  $

  $

2015

2014

6,292,367    $
1,208,888     
5,083,479    $

6,400,000 
108,023 
6,291,977 

The following is a schedule by year of maturities of long-term debt for the years ending February 28 or 29:

2016
2017
2018
2019
2020
Total

NOTE 5 – COMMITMENTS AND CONTINGENCIES

Operating Leases

  $

  $

1,208,900 
1,255,700 
1,304,200 
1,354,700 
1,168,867 
6,292,367 

The Company conducts its retail operations in facilities leased under five to ten-year non-cancelable operating leases. Certain leases

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
   
 
   
   
   
   
   
   
   
 
   
 
     
       
 
   
 
 
 
 
 
 
 
 
   
 
   
 
 
   
   
   
   
 
 
 
contain renewal options for between five and ten additional years at increased monthly rentals. The majority of the leases provide for
contingent rentals based on sales in excess of predetermined base levels.

42

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
The following is a schedule by year of future minimum rental payments required under such leases for the years ending February 28
or 29:

2016
2017
2018
2019
2020
Thereafter
Total

  $

  $

995,000 
753,000 
677,000 
617,000 
293,000 
56,000 
3,391,000 

We  act  as  primary  lessee  of  some  franchised  store  premises,  which  we  then  sublease  to  franchisees,  but  the  majority  of  existing
locations are leased by the franchisee directly. Our current policy is not to act as primary lessee on any further franchised locations,
except in rare instances. At March 31, 2015, we were the primary lessee at 10 of our 433 franchised stores.

In  some  instances  the  Company  has  leased  space  for  its  Company-owned  locations  that  are  now  occupied  by  franchisees,  or
majority owned subsidiaries. When the Company-owned location was sold or transferred, the store was subleased to the franchisee
who is responsible for the monthly rent and other obligations under the lease. The Company's liability as primary lessee on sublet
franchise outlets, all of which is offset by sublease rentals, is as follows for the years ending February 28 or 29:

2016
2017
2018
Total

  $

  $

479,000 
211,000 
79,000 
769,000 

The following is a schedule of lease expense for all retail operating leases for the three years ended February 28:

Minimum rentals
Less sublease rentals
Contingent rentals

2015

2014

2013

  $

  $

1,282,363    $
(468,000)    
22,200     
836,563    $

1,658,710    $
(686,000)    
22,626     
995,336    $

862,866 
(157,000)
20,399 
726,265 

In FY 2013, the Company renewed an operating lease for warehouse space in the immediate vicinity of its manufacturing operation.
The following is a schedule, by year, of future minimum rental payments required under such lease for the years ending February 28
or 29:

2016
2017
2018
Total

  $

  $

116,000 
121,000 
30,000 
267,000 

The Company also leases trucking equipment under operating leases. The following is a schedule by year of future minimum rental
payments required under such leases for the years ending February 28 or 29:

2016
2017
2018
2019

Total

  $

172,100 
172,100 
123,600 
22,200 

  $

490,000 

The following is a schedule of lease expense for trucking equipment operating leases for the three years ended February 28:

2015

2014

2013

185,703     

199,894     

201,081 

Purchase contracts

The  Company  frequently  enters  into  purchase  contracts  of  between  six  to  eighteen  months  for  chocolate  and  certain  nuts.  These
contracts  permit  the  Company  to  purchase  the  specified  commodity  at  a  fixed  price  on  an  as-needed  basis  during  the  term  of  the
contract. Because prices for these products may fluctuate, the Company may benefit if prices rise during the terms of these contracts,
but it may be required to pay above-market prices if prices fall and it is unable to renegotiate the terms of the contract. Currently the
Company has contracted for approximately $798,000 of raw materials under such agreements.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
   
   
   
   
   
 
 
 
   
   
 
 
 
 
   
   
 
   
   
 
 
 
   
   
 
 
   
   
   
 
     
 
 
 
 
 
   
   
 
 
   
 
 
43

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
Contingencies

The  Company  is  party  to  various  legal  proceedings  arising  in  the  ordinary  course  of  business.  Management  believes  that  the
resolution of these matters will not have a significant adverse effect on the Company’s financial position, results of operations or cash
flows.

U-Swirl, as part of the business acquisition of CherryBerry (see Note 18), agreed to issue 4,000,000 shares of U-Swirl common stock
as a component of the consideration paid for the business assets. The CherryBerry selling parties entered into a one-year lock-up
agreement  with  respect  to  the  4,000,000  shares  of  the  Company’s  common  stock  (the  “CB  Shares”)  payable  at  the  closing  of  the
CherryBerry Acquisition. The CB Shares payable gave the selling parties voting rights and rights to dividends as of the acquisition
date and were therefore included in the calculation of net loss per common share. The CB Shares were issued to the selling parties in
February 2015. Following expiration of the lock-up period, if any of the CherryBerry selling parties desire to sell their CB Shares, they
must first offer such shares to the Company and then to RMCF, at a price equal to the average of the market prices at the time of
sale. If the proceeds from the sale of any of the CB Shares is less than $0.50 per share and the CherryBerry selling parties comply
with other terms of the agreement, the Company has agreed to pay a shortfall payment.

NOTE 6 - INCOME TAXES

Income tax expense is comprised of the following for the years ended February 28:

Current

Federal
State

Total Current

Deferred
Federal
State

Total Deferred
Total

2015

2014

2013

1,846,365    $
246,398     
2,092,763     

1,668,259    $
227,904     
1,896,163     

2,090,996 
287,026 
2,378,022 

(50,603)   
(4,465)   
(55,068)   
2,037,695    $

237,538     
20,959     
258,497     
2,154,660    $

(1,107,287)
(37,275)
(1,144,562)
1,233,460 

  $

  $

A reconciliation of the statutory federal income tax rate and the effective rate as a percentage of pretax income is as follows for the
years ended February 28:

Statutory rate
State income taxes, net of federal benefit
Domestic production deduction
Other
Acquisition related expenses
U-Swirl loss carryforward recognized
Valuation allowance, U-Swirl Consolidated loss
Effective Rate

2015

2014

2013

34.0%   
2.8%   
(1.6%)    
0.1%   
- 
(3.0%)    
3.0%   
35.3%   

34.0%   
3.1%   
(2.4%)    
0.1%   
- 
- 
5.9%   
40.7%   

34.0%
4.8%

(3.2%)

1.5%
6.4%
- 
4.2%
47.7%

The decrease in the effective tax rate for the year ended February 28, 2015, compared to the prior year, is primarily due to the tax
consequences of a controlling interest in U-Swirl, and the associated increase in the effective rate for the years ended February 28,
2014 and 2013. In FY 2014 we did not realize a tax benefit from the U-Swirl taxable loss causing our effective rate to increase for the
year.  During  FY  2015  the  taxable  loss  at  U-Swirl  was  lower,  resulting  in  a  decrease  to  our  effective  rate.  The  acquisition  of  our
interest  in  U-Swirl  resulted  in  non-deductible  acquisition  related  expenses  of  approximately  $268,000  for  the  fiscal  year  ended
February  28,  2013.  The  Company  also  recognized  a  gain  of  $222,000  during  the  year  ended  February  28,  2013  for  purposes  of
income  tax  reporting,  the  result  of  the  transfer  of  ALY  franchise  rights  to  U-Swirl.  U-Swirl  and  RMCF  will  continue  to  file  separate
income tax returns for each entity. U-Swirl has a history of net losses and does not expect to realize the tax benefit of those losses.
The  consolidation  of  U-Swirl  net  loss  into  the  results  of  RMCF  did  not  reduce  the  taxable  income  for  RMCF  in  the  current  or  prior
years.

44

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The components of deferred income taxes at February 28 are as follows:

Deferred Tax Assets

2015

2014

Allowance for doubtful accounts and notes
Inventories
Accrued compensation
Loss provisions and deferred income
Self-insurance accrual
Amortization, design costs
Restructuring charges
U-Swirl accumulated net loss
Valuation allowance, U-Swirl accumulated net loss

Net deferred tax assets

Deferred Tax Liabilities

Depreciation and amortization
Prepaid expenses
Net deferred tax liability

Current deferred tax assets
Non-current deferred tax liabilities
Net deferred tax liability

  $

  $

  $

  $

248,067    $
73,133     
216,469     
129,446     
21,543     
36,688     
148,494     
349,010     
(349,010)    
873,840     

219,108 
75,505 
210,290 
143,877 
27,240 
54,312 
1,850 
689,590 
(689,590)
732,182 

(1,234,110)    
(96,280)    
(1,330,390)   $

572,957    $
(1,029,507)    
(456,550)   $

(1,133,467)
(110,333)
(1,243,800)

538,871 
(1,050,489)
(511,618)

The Company files income tax returns in the U.S. federal and various state taxing jurisdictions. With few exceptions, the Company is
no longer subject to U.S. federal and state tax examinations in its major tax jurisdictions for periods before FY 2010.

Realization  of  the  Company's  deferred  tax  assets  is  dependent  upon  the  Company  generating  sufficient  taxable  income,  in  the
appropriate tax jurisdictions, in future years to obtain benefit from the reversal of net deductible temporary differences. The amount of
deferred tax assets considered realizable is subject to adjustment in future periods if estimates of future taxable income are changed.
Management believes that it is more likely than not that RMCF will realize the benefits of its deferred tax assets as of February 28,
2015.

The Company accounts for uncertainty in income taxes by recognizing the tax benefit from an uncertain tax position only if it is more
likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the
position. The Company measures the tax benefits recognized in the consolidated financial statements from such a position based on
the largest benefit that has a greater than 50% likelihood of being realized upon ultimate resolution. The application of income tax law
is inherently complex. As such, the Company is required to make judgments regarding income tax exposures. Interpretations of and
guidance  surrounding  income  tax  law  and  regulations  change  over  time  and  may  result  in  changes  to  the  Company's  judgments
which can materially affect amounts recognized in the balance sheets and statements of operations. The result of the assessment of
the Company's tax positions did not have an impact on the consolidated financial statements for the years ended February 28, 2015
or  2014.  The  Company  does  not  have  any  significant  unrecognized  tax  benefits  and  does  not  anticipate  a  significant  increase  or
decrease  in  unrecognized  tax  benefits  within  the  next  twelve  months.  Amounts  are  recognized  for  income  tax  related  interest  and
penalties  as  a  component  of  general  and  administrative  expense  in  the  statement  of  income  and  are  immaterial  for  years  ended
February 28, 2015 and 2014.

As  of  February  28,  2015,  U-Swirl  was  not  consolidated  with  us  for  purposes  of  filing  federal  income  tax.  U-Swirl  files  a  separate
federal tax return and has its own federal loss carry forward. As of February 28, 2015, U-Swirl had recorded a full valuation allowance
related to the realization of its deferred income tax assets.

In accordance with Section 382 of the Internal Revenue Code, deductibility of U-Swirl’s U.S. net operating loss carryovers may be
subject to annual limitation in the event of a change in control. We have performed a preliminary evaluation as to whether a change in
control has taken place, and have concluded that there was a change of control with respect to the net operating losses of U-Swirl
when the Company acquired its controlling ownership interest in January 2013.

We  estimate  that  the  potential  future  tax  deductions  of  U-Swirl  accumulated  net  operating  losses,  limited  by  section  382,  to  be
approximately $970,000 with a resulting deferred tax asset of approximately $350,000. We have recorded a valuation allowance for
this amount to reflect the likelihood of realization of this deferred tax asset.

45

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NOTE 7 – STOCKHOLDERS’ EQUITY

Cash Dividend

The  Company  paid  a  quarterly  cash  dividend  of  $0.11  per  common  share  on  June  14,  2013,  September  13,  2013,  December  13,
2013  and  March  14,  2014  to  shareholders  of  record  on  June  4,  2013,  September  3,  2013,  November  29,  2013  and  February  28,
2014, respectively. The Company paid a quarterly cash dividend of $0.11 per common share on June 13, 2014, September 12, 2014
and December 12, 2014 to shareholders of record on June 3, 2014, September 2, 2014 and November 28, 2014. The Company paid
a quarterly cash dividend of $0.12 per common share on March 13, 2015 to shareholders of record on February 27, 2015.

Future declarations of dividends will depend on, among other things, the Company's results of operations, financial condition, capital
requirements, and on such other factors as the Company's Board of Directors may in its discretion consider relevant and in the best
long term interest of the shareholders.

Stock Repurchases

On July 15, 2014, the Company announced a plan to purchase up to $3.0 million of its common stock in the open market or in private
transactions, whenever deemed appropriate by management. On January 13, 2015, the Company announced a plan to purchase up
to an additional $2,058,000 of its common stock under the repurchase plan. Between July 15, 2014 and July 31, 2014, the Company
repurchased 55,000 shares under the plan at an average price of $12.58 per share. Between September 26, 2014 and November 28,
2014, the Company repurchased 99,511 shares under the plan at an average price of $12.19 per share. Between December 1, 2014
and  February  9,  2015,  the  Company  repurchased  91,595  shares  under  the  plan  at  an  average  price  of  $13.35  per  share.  As  of
February 28, 2015, approximately $1,930,000 remains available under the plan for further stock repurchases.

NOTE 8 - STOCK COMPENSATION PLANS

In FY 2014, shareholders approved an amendment of the 2007 Equity Incentive Plan (the “2007 Plan”). The 2007 Plan allows awards
of stock options, stock appreciation rights, stock awards, restricted stock and stock units, performance shares and performance units,
and  other  stock-  or  cash-based  awards.  As  of  February  28,  2015,  500,140  restricted  stock  units,  12,936  stock  options  and  28,000
unrestricted shares have been awarded under the 2007 Plan and 315,653 shares of common stock are available for award under the
2007 Plan consisting of 300,000 shares originally authorized, 85,340 previously reserved for issuance under earlier plans, 300,000
shares authorized upon amendment and 171,389 shares forfeited under the 2007 Plan and suspended plans, less shares awarded
under the 2007 Plan.

Options granted may not have a term exceeding ten years under the 2007 Plan. Options representing the right to purchase 12,936
shares of the Company’s common stock were outstanding under the 2007 Plan, at February 28, 2015.

Information with respect to stock option awards outstanding under the 2007 Plan at February 28, 2015, and changes for the three
years then ended was as follows:

Twelve Months Ended
February 28:
2014

2015

2013

Outstanding stock options at beginning of year:

Granted
Exercised
Cancelled/forfeited

Outstanding stock options as of February 28 or 29:

155,880     
-     
(142,944)    
-     
12,936     

270,945     
-     
(26,340)    
(88,725)    
155,880     

Weighted average exercise price
Weighted average remaining contractual term (in years)

  $

12.94    $
1.04     

8.01    $
0.45     

307,088 
- 
(21,191)
(14,952)
270,945 

11.17 
1.94 

Information with respect to restricted stock unit awards outstanding under the 2007 Plan at February 28, 2015, and changes for the
three years then ended was as follows:

Outstanding non-vested restricted stock units at beginning of year:

Granted
Vested
Cancelled/forfeited

Outstanding non-vested restricted stock units as of February 28 or 29:

Twelve Months Ended
February 28:
2014

2015

295,040     
-     
(56,199)    
(1,200)    
237,641     

57,030     
280,900     
(41,390)    
(1,500)    
295,040     

2013

101,980 
- 
(44,190)
(760)
57,030 

Weighted average grant date fair value

  $

12.13    $

12.09    $

9.22 

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Weighted average remaining vesting period (in years)

4.08     

4.99     

1.14 

46

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

   
 
 
Additional information about stock options outstanding at February 28, 2015 is summarized as follows:

Exercise price
$14.695

NOTE 9 - OPERATING SEGMENTS

Options Outstanding
    Weighted
average
remaining
contractual life
in years

Weighted
average
exercise price

Number
exercisable

12,936     

1.04    $

14.70 

The  Company  classifies  its  business  interests  into  five  reportable  segments:  Rocky  Mountain  Chocolate  Factory,  Inc.  Franchising,
Manufacturing,  Retail  Stores,  U-Swirl  operations  and  Other.  The  accounting  policies  of  the  segments  are  the  same  as  those
described  in  the  summary  of  significant  accounting  policies  in  Note  1  to  these  consolidated  financial  statements.  The  Company
evaluates performance and allocates resources based on operating contribution, which excludes unallocated corporate general and
administrative  costs  and  income  tax  expense  or  benefit.  The  Company’s  reportable  segments  are  strategic  businesses  that  utilize
common merchandising, distribution, and marketing functions, as well as common information systems and corporate administration.
All  inter-segment  sales  prices  are  market  based.  Each  segment  is  managed  separately  because  of  the  differences  in  required
infrastructure and the differences in products and services:

FY 2015
Total revenues
Intersegment revenues
Revenue from external customers
Segment profit (loss)
Total assets
Capital expenditures
Total depreciation & amortization

U-Swirl

(342)    

  Franchising     Manufacturing    Retail
  $ 5,976,964    $ 27,459,828    $ 2,134,976    $ 7,501,943    $
-     
7,501,943     
(245,546)    
1,157,674      12,424,801     
61,053     
813,172     

(1,564,993)    
5,976,622      25,894,835     
6,993,693     
2,783,734     
1,193,407      12,155,004     
378,060     
395,864     

-     
2,134,976     
(51,803)    

41,361     
35,531     

28,806     
41,228     

Other

Total

-    $ 43,073,711 
-     
(1,565,335)
-      41,508,376 
5,780,441 
(3,699,637)    
7,207,327      34,138,213 
626,744 
1,440,448 

117,464     
154,653     

FY 2014
Total revenues
Intersegment revenues
Revenue from external customers
Segment profit (loss)
Total assets*
Capital expenditures
Total depreciation & amortization
* February 28, 2014 balances have been revised as discussed in Note 18 to the consolidated financial statements.

  Franchising     Manufacturing   
  $ 6,045,675    $ 27,101,515    $ 2,391,627    $ 5,528,649    $
-     
5,528,649     
(806,891)    
1,278,862      13,245,175     
1,295,105     
487,073     

(1,882,659)    
6,045,675      25,218,856     
7,189,181     
2,798,934     
1,223,605      11,966,991     
931,102     
294,986     

-     
2,391,627     
(192,966)    

-    $ 41,067,466 
-     
(1,882,659)
-      39,184,807 
5,289,164 
(3,699,094)    
7,438,406      35,153,039 
2,518,317 
1,026,775 

144,955     
145,588     

98,115     
62,039     

49,040     
37,089     

U-Swirl

Retail

Other

Total

-     

FY 2013
Total revenues
Intersegment revenues
Revenue from external customers
Segment profit (loss)
Total assets
Capital expenditures
Total depreciation & amortization

-     

Retail

  Franchising     Manufacturing   
  $ 6,047,039    $ 26,451,612    $ 5,395,805    $
-     
5,395,805     
(2,251,581)    
1,305,006     
290,330     
383,550     

(2,085,211)    
6,047,039      24,366,401     
6,853,360     
2,494,868     
1,302,094      10,510,745     
277,675     
290,076     

25,985     
39,029     

U-Swirl

Other

Total

505,956    $
-     
505,956     
(320,446)    
3,446,319     
2,719     
70,146     

-    $ 38,400,412 
-     
(2,085,211)
-      36,315,201 
2,583,494 
(4,192,707)    
7,269,781      23,833,945 
742,871 
935,378 

146,162     
152,577     

During FY 2013, the information reported in our “U-Swirl” segment includes data from January 14, 2013 through February 28, 2013,
the period that was consolidated within our financial results.

47

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Revenue  from  one  customer  of  the  Company’s  Manufacturing  segment  represents  approximately  $5.2  million  of  the  Company’s
revenues from external customers during the year ended February 28, 2015.

NOTE 10 - SUPPLEMENTAL CASH FLOW INFORMATION

For the three years ended February 28:

Cash paid (received) for:
Income taxes paid
Interest
Accrued Inventory

Non-Cash Financing Activities:
Dividend payable

Non-Cash Investing Activities:

  $

2015

2014

2013

1,896,274    $
193,022     
245,183     

2,417,238    $
20,000     
246,647     

1,173,717 
- 
260,441 

721,536     

675,422     

667,532 

Sale or distribution of assets in exchange for notes receivable
Acquired interest in U-Swirl
Accrued capital expenditures

  $

414,353     
-     
-    $

-     
-     
175,000    $

- 
800,000 
- 

NOTE 11 - EMPLOYEE BENEFIT PLAN

The Company has a 401(k) plan called the Rocky Mountain Chocolate Factory, Inc. 401(k) Plan. Eligible participants are permitted to
make contributions up to statutory limits. The Company makes a matching contribution, which vests ratably over a 3-year period, and
is 25% of the employee’s contribution up to a maximum of 1.5% of the employee’s compensation. During the years ended February
28, 2015, 2014 and 2013, the Company’s contribution was approximately $60,000, $60,000, and $50,000, respectively, to the plan.

NOTE 12 – SUMMARIZED QUARTERLY DATA (UNAUDITED)

Following is a summary of the quarterly results of operations for the fiscal years ended February 28, 2015 and 2014:

Fiscal Quarter
First

Second

Third

Fourth

Total 

2015
Total revenue
Gross margin before depreciation
Net income (loss)
Basic earnings (loss) per share
Diluted earnings (loss) per share

2014
Total revenue
Gross margin before depreciation
Net income
Basic earnings per share
Dilute earnings per share

  $ 10,322,206    $ 9,457,448    $ 10,561,562    $ 11,167,160    $ 41,508,376 
3,005,248      11,884,991 
3,937,840 
1,386,772     
0.64 
0.23     
0.61 
0.22     

3,017,580     
711,334     
0.12     
0.11     

2,806,058     
877,356     
0.14     
0.14     

3,056,105     
962,378     
0.16     
0.15     

Fiscal Quarter
First

Second

Third

Fourth

Total 

  $ 10,177,862    $ 8,663,161    $ 9,279,994    $ 11,063,790    $ 39,184,807 
3,172,433      12,048,862 
4,392,444 
1,486,179     
0.72 
0.24     
0.68 
0.23     

3,151,525     
1,179,307     
0.19     
0.19     

2,985,223     
1,027,784     
0.17     
0.16     

2,739,681     
699,174     
0.11     
0.11     

48

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NOTE 13 – GOODWILL AND INTANGIBLE ASSETS

Intangible assets consist of the following at February 28:

Intangible assets subject to amortization

Store design
Packaging licenses
Packaging design
Trademark/Non-competition agreements*
Franchise Rights*

Total
Intangible assets not subject to amortization

Franchising segment-

Company stores goodwill
Franchising goodwill*

Manufacturing segment-Goodwill
Trademark-indefinite life

Total

2015

2014

  Amortization
Period (in
years)

Gross
Carrying
Value

Accumulated
Amortization

Gross
Carrying
Value

Accumulated
Amortization

10    $
3-5     
10     
5-20     
20     

220,778    $
120,830     
430,973     
459,340     
5,850,290     
7,082,211     

208,152    $
120,830     
430,973     
31,538     
410,830     
1,202,323     

220,778    $
120,830     
430,973     
459,340     
5,704,034     
6,935,955     

1,122,328     
2,202,529     
295,000     
20,000     
3,639,857     

267,020     
197,682     
197,682     
-     
662,384     

1,208,328     
2,202,529     
295,000     
20,000     
3,725,857     

206,652 
120,830 
430,973 
5,283 
90,786 
854,524 

267,020 
197,682 
197,682 
- 
662,384 

Total intangible assets

     $ 10,722,068    $ 1,864,707    $ 10,661,812    $ 1,516,908 

* February 28, 2014 balances have been revised as discussed in Note 18 to the consolidated financial statements.
Effective  March  1,  2002,  under  ASC  Topic  350,  all  goodwill  with  indefinite  lives  is  no  longer  subject  to  amortization.  Accumulated
amortization  related  to  intangible  assets  not  subject  to  amortization  is  a  result  of  amortization  expense  related  to  indefinite  life
goodwill incurred prior to March 1, 2002.

Amortization expense related to intangible assets totaled $361,723, $97,578, and $8,316 during the fiscal years ended February 28,
2015, 2014 and 2013, respectively.

At February 28, 2015, annual amortization of intangible assets, based upon our existing intangible assets and current useful lives, is
estimated to be the following:

2016
2017
2018
2019
2020
Thereafter
Total

  $

  $

369,864 
401,872 
417,972 
424,402 
411,245 
3,854,533 
5,879,888 

NOTE 14 – RESTRUCTURING AND ACQUISITION RELATED CHARGES

On January 17, 2014, U-Swirl entered into an Asset Purchase Agreement with CherryBerry, which was the franchisor of self-serve
frozen  yogurt  retail  stores  branded  as  “CherryBerry.”  Pursuant  to  the  CherryBerry  Purchase  Agreement,  U-Swirl  purchased  certain
assets of CherryBerry used in its business of franchising frozen yogurt stores, including all of its franchise rights and one company-
owned store. U-Swirl also entered into an Asset Purchase Agreement with Yogli Mogli, which was the franchisor of self-serve frozen
yogurt retail stores branded as “Yogli Mogli”. Pursuant to the Yogli Mogli Purchase Agreement, U-Swirl purchased certain assets of
Yogli  Mogli  used  in  its  business  of  franchising  frozen  yogurt  stores,  including  all  of  its  franchise  rights  and  four  company-owned
stores.  On  February  20,  2014,  U-Swirl  entered  into  an  Asset  Purchase  Agreement  to  acquire  the  business  assets  of  Fuzzy  Peach
Franchising, LLC. The acquisition of all intellectual property and worldwide franchise and license rights includes the rights associated
with 17 Fuzzy Peach Frozen Yogurt stores. Associated with these transactions, the Company recorded net restructuring charges of
$124,551 and $786,013 during the years ended February 28, 2015 and 2014, respectively.

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On  September  4,  2014,  Ulderico  Conte,  Henry  E.  Cartwright  and  Terry  A.  Cartwright  resigned  as  directors  of  U-Swirl.  In  addition,
Messrs.  Conte,  H.  Cartwright  and  T.  Cartwright  resigned  as  officers  of  U-Swirl.  Also  on  September  4,  2014,  the  U-Swirl  Board  of
Directors appointed Bryan J. Merryman as the Chairman of the Board, replacing Franklin E. Crail. Mr. Merryman currently serves as
the Chief Operating Officer and Chief Financial Officer of the Company.

In  connection  with  these  management  changes,  U-Swirl  announced  an  operational  restructuring  designed  to  enhance  U-Swirl’s
operating  efficiencies,  improve  its  franchise  support  capabilities,  and  rationalize  its  cost  structure.  This  restructuring  resulted  in
expense  associated  with  termination  of  the  employment  agreements  with  the  named  officers,  severance  payments  for  other
employees and expense associated with the impairment of certain long-lived leasehold improvement, property and equipment. The
Company  recorded  restructuring  charges  of  $503,526  during  year  ended  February  28,  2015  associated  with  this  operational
restructuring.

As  described  in  Note  1  above,  effective  March  1,  2015,  the  Company  was  reorganized  to  create  a  holding  company  structure
pursuant to the Agreement and Plan of Merger, dated as of November 10, 2014, among Rocky Mountain Chocolate Factory, Inc., a
Colorado corporation, Rocky Mountain Chocolate Factory, Inc., a Delaware corporation, and RKB Merger Corp. In connection with
the holding company reorganization, the Company recorded restructuring fees of $179,399 during the year ended February 28, 2015.

Restructuring and acquisition charges incurred at February 28, 2015 and 2014 were comprised of the following:

Professional fees
Severance/transitional compensation
Leasehold  improvements,  property  and  equipment  impairment  of
long-lived assets
Provision for termination of contractual obligations
Acceleration of restricted stock unit vesting
Other

  $

2015

2014

284,275    $
212,027     

243,000     
-     
65,049     
3,125     

763,168 
- 

- 
22,845 
- 
- 

Total

  $

807,476    $

786,013 

NOTE 15 – RELATED PARTY TRANSACTIONS

Our  President  and  Chief  Executive  Officer  has  members  of  his  immediate  family  with  ownership  interests  in  retail  marketing
businesses. These businesses have, on occasion, provided services to the Company and may provide services in the future. For the
year ended February 28, 2015, the Company paid $15,300 and no amount was recorded to accounts payable that related to these
businesses. Transactions with these businesses have been immaterial to our results of operations.

During the year ended February 28, 2015 we entered into stock purchase agreements with each of (i) Franklin Crail, the Company’s
Chief  Executive  Officer,  President  and  Chairman  of  the  Board,  (ii)  Bryan  Merryman,  the  Company’s  Chief  Operating  Officer,  Chief
Financial  Officer,  Treasurer  and  a  director,  and  (iii)  Edward  Dudley,  the  Company’s  Senior  Vice  President  -  Sales  and  Marketing,
pursuant  to  which  the  Company  purchased  an  aggregate  of  80,000  shares  of  the  Company’s  common  stock  from  Messrs.  Crail,
Merryman and Dudley (the “Stock Purchase Agreements”) at an average price of $12.32 per share. The price the Company paid for
the shares was at a 3% discount to the closing price of the Company’s common stock on the transaction date.
NOTE 16 – SUBSEQUENT EVENTS

On  May  21,  2015,  the  Company  announced  that  its  Board  of  Directors  has  authorized  the  repurchase  of  up  to  $3.0  million  of  the
Company’s outstanding common stock in the open market, or in private transactions, whenever deemed appropriate by management.
The Company also announced that its Board of Directors has declared a first quarter FY2016 cash dividend of $0.12 per common
share outstanding. The cash dividend will be payable June 12, 2015 to shareholders of record at the close of business June 2, 2015.

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NOTE 17 – NET INCOME AND TRANSFERS (TO) FROM NON-CONTROLLING INTEREST

The effect of changes in the Company’s ownership interest in U-Swirl was comprised of the following at February 28, 2015 and 2014:

Net Income (loss) attributable to RMCF shareholders
Transfers from non-controlling interest

U-Swirl expense recorded for equity based compensation
U-Swirl common stock issued, at fair value, for business
acquisitions*
U-Swirl, Inc common stock issued upon the exercise of
stock options and warrants
Change to ownership interest resulting from stock
issuances

Net transfers from non-controlling interest
Changes from net loss and transfers from non-controlling interest   $

2015

2014

(117,140)   

(868,543)

61,008     

62,000 

-     

750,036 

357,158     

34,189 

(35,860)   
382,306     
265,166    $

(347,723)
498,502 
(370,041)

* February 28, 2014 balances have been revised as discussed in Note 18 to the consolidated financial statements.
NOTE 18– ACQUISITION OF CHERRYBERRY, YOGLI MOGLI AND FUZZY PEACH

On  January  17,  2014,  U-Swirl  entered  into  an  Asset  Purchase  Agreement  with  CherryBerry  and  its  affiliates  (the  “Cherryberry
Purchase  Agreement”),  which  was  the  franchisor  of  self-serve  frozen  yogurt  cafés  branded  as  “CherryBerry.”  Pursuant  to  the
CherryBerry Purchase Agreement, U-Swirl purchased certain assets of CherryBerry used in its business of franchising frozen yogurt
cafés, including all of its franchise rights and one company-owned café. The assets were acquired for approximately $4.25 million in
cash and 4 million shares of U-Swirl common stock.

On January 17, 2014, U-Swirl also entered into an Asset Purchase Agreement with Yogli Mogli LLC and its affiliates (the “Yogli Mogli
Purchase  Agreement”),  which  was  the  franchisor  of  self-serve  frozen  yogurt  cafés  branded  as  “Yogli  Mogli.”  Pursuant  to  the  Yogli
Mogli Purchase Agreement, U-Swirl purchased certain assets of Yogli Mogli used in its business of franchising frozen yogurt cafés,
including all of its franchise rights and four company-owned cafés. The assets were acquired for approximately $2.15 million in cash
and  $200,000  in  shares  of  U-Swirl  common  stock.  During  the  year  ended  February  28,  2015,  U-Swirl  assumed  a  net  liability  of
$149,529 for an un-funded gift card liability related to Yogli-Mogli franchise operations. The Company has withheld the issuance of
$200,000  in  shares  of  U-Swirl  common  stock  as  a  result  of  its  realization  of  this  unfunded  liability.  Management  believes  that  is  it
unlikely that the common stock issuance contemplated by the Yogli Mogli Purchase Agreement is issued, or that the gift card liability
is funded. These facts have caused Management to revise the valuation of the Yogli Mogli purchase as reflected within this note to
the consolidated financial statements.

On  February  20,  2014,  U-Swirl  entered  into  an  Asset  Purchase  Agreement  to  acquire  the  business  assets  of  Fuzzy  Peach
Franchising, LLC. The acquisition of all intellectual property and worldwide franchise and license rights includes the rights associated
with 17 Fuzzy Peach Frozen Yogurt stores. U-Swirl purchased the Fuzzy Peach Franchising, LLC assets for $481,000 in cash paid at
the time of closing, plus an earn-out that could increase the purchase price by up to another $349,000 based upon royalty income
generated by Fuzzy Peach stores over the next twelve months. During the year ended February 28, 2015, we recorded a liability of
$146,257 associated with this earn-out.

A preliminary purchase price allocation was completed at February 28, 2014 and a final measurement period was completed during
the  quarter  ended  February  28,  2015  when  the  fair  value  of  consideration  paid  and  contingent  consideration  were  finalized.  The
foregoing resulted in a retrospective reallocation of these values reported at February 28, 2014. This reallocation did not result in any
changes  to  operating  results  for  FY  2014  because  the  adjustment  to  amortization  resulting  from  the  retrospective  reallocation  was
immaterial. The final consideration value was allocated to assets acquired and liabilities assumed and a portion of the total purchase
consideration was allocated to tangible and identifiable intangible assets acquired and liabilities assumed based on their respective
fair values at the acquisition date. Prior year amounts were revised to reflect these changes as of the date of the acquisition, resulting
in reductions to Trademarks, Franchise rights, Non-competition agreements and Goodwill as of February 28, 2014.

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The following tables summarize the adjustments that were made to the preliminary purchase price allocation for the Yogli Mogli and
CherryBerry acquisitions.

Yogli Mogli
Café Store Assets
Trademarks
Franchise agreements
Non-Competition agreements
Goodwill

CherryBerry
Café store assets
Café store goodwill
Trademarks
Franchise rights
Non-compete agreements
Goodwill

Preliminary

Adjustment

Final

1,003,000    $
156,000     
1,201,000     
6,000     
54,500     
2,420,500    $

-    $
(14,000)    
(78,000)    
-     
29,029     
(62,971)   $

1,003,000 
142,000 
1,123,000 
6,000 
83,529 
2,357,529 

Preliminary

Adjustment

Final

238,000    $
23,000     
405,000     
3,615,000     
23,000     
3,006,000     
7,310,000    $

-    $
-     
(118,000)    
(798,000)    
(2,000)    
(1,182,000)    
(2,100,000)   $

238,000 
23,000 
287,000 
2,817,000 
21,000 
1,824,000 
5,210,000 

  $

  $

  $

  $

The purchase price allocation, including the fair value consideration paid, contingent consideration, the assets acquired and liabilities
assumed  and  allocated  a  portion  of  the  total  purchase  consideration  to  tangible  and  identifiable  intangible  assets  acquired  and
liabilities assumed based on their respective fair values at the acquisition date. The excess of the total purchase consideration over
the aggregate estimated fair values was recorded as goodwill. Goodwill represents the synergies that the Company believes will arise
from the acquisition transactions. All of the goodwill generated in this acquisition is deductible for tax purposes. The following table
summarizes the allocation of the purchase price to the fair value of the assets acquired and liabilities assumed:

Assets acquired – Transaction date
Assets acquired – Earn out
Lease liabilities assumed
Gift card liabilities assumed

    Fuzzy Peach    

  CherryBerry     Yogli Mogli
  $

5,210,000    $
-     
-     
-     

2,357,529    $
-     
(58,000)    
(149,529)    

481,497    $
146,257     
-     
-     

Total
8,049,026 
146,257 
(58,000)
(149,529)

Total purchase price

  $

5,210,000    $

2,150,000    $

627,754    $

7,987,754 

Included in the purchase price allocation is an amount related to the fair value of the U-Swirl common stock issued as consideration
for  the  acquisitions.  The  fair  value  of  the  securities  was  based  on  Financial  Accounting  Standard  Board’s  Accounting  Standards
Codification (“ASC”) 820-10-35-2, Fair Value Measurements and Disclosures as “the price that would be received to sell an asset or
paid to transfer a liability in an orderly transaction between market participants at the measurement date.”

The assets acquired were made up of the following during the year ended February 28, 2015:

Café store assets
Café store goodwill
Trademarks
Franchise rights
Non-competition agreements
Goodwill

    Fuzzy Peach    

  CherryBerry     Yogli Mogli
  $

238,000    $
23,000     
287,000     
2,817,000     
21,000     
1,824,000     

1,003,000    $
-     
142,000     
1,123,000     
6,000     
83,529     

-    $
-     
-     
627,754     
-     
-     

Total
1,241,000 
23,000 
429,000 
4,567,754 
27,000 
1,907,529 

Total assets acquired

  $

5,210,000    $

2,357,529    $

627,754    $

8,195,283 

52

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The consideration for the purchase price was made up the following assets during the year ended February 28, 2015:

Common stock – U-Swirl
Cash

  CherryBerry     Yogli Mogli
  $

960,000    $
4,250,000     

    Fuzzy Peach    
-    $
2,150,000     

-    $
627,754     

Total

960,000 
7,027,754 

Total consideration paid

  $

5,210,000    $

2,150,000    $

627,754    $

7,987,754 

As  a  part  of  these  acquisitions,  the  Company  recognized  $124,551  and  $786,475  as  acquisition  related  costs  in  the  line  item
“Restructuring and acquisition related charges” on the Statements of Income for the years ended February 28, 2015 and February 28,
2014, respectively. The fair value of U-Swirl common stock was $0.24 and was determined by fair value measurement as defined by
ASC 820-10-35-2. Fair Value Measurements and Disclosure is “the price that would be received to sell an asset or paid to transfer a
liability in an orderly transaction between market participants at the measurement date.” The valuation was performed on a minority,
marketable basis. The Company performed this valuation because it did not believe that the quoted market price was indicative of fair
value.  Primarily  the  Company  believed  that  the  quoted  market  price  did  not  accurately  represent  the  present  value  of  future  cash
flows associated with the acquisitions, or the dilutive effect of stock and convertible debt issued to fund these acquisitions.

53

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ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None.

ITEM 9A. CONTROLS AND PROCEDURES

Disclosure Controls and Procedures and Changes in Internal Control Over Financial Reporting

Limitations  on  Controls  and  Procedures —  Because  of  their  inherent  limitations,  disclosure  controls  and  procedures  and  internal
control  over  financial  reporting  (collectively,  “Control  Systems”)  may  not  prevent  or  detect  all  failures  or  misstatements  of  the  type
sought to be avoided by Control Systems. Also, projections of any evaluation of the effectiveness of the Company’s Control Systems
to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of
compliance  with  the  policies  or  procedures  may  deteriorate.  Management,  including  the  Company’s  Chief  Executive  Officer  (the
“CEO”)  and  Chief  Financial  Officer  (the  “CFO”),  does  not  expect  that  the  Company’s  Control  Systems  will  prevent  all  errors  or  all
fraud. A Control System, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the
objectives  of  the  Control  System  are  met.  Further,  the  design  of  a  Control  System  must  reflect  the  fact  that  there  are  resource
constraints, and the benefits of controls must be considered relative to their costs. Because of the inherent limitations in all Control
Systems,  no  evaluation  can  provide  absolute  assurance  that  all  control  issues  and  instances  of  fraud,  if  any,  within  the  Company
have  been  detected.  These  reports  by  management,  including  the  CEO  and  CFO,  on  the  effectiveness  of  the  Company’s  Control
Systems express only reasonable assurance of the conclusions reached.

Disclosure Controls and Procedures — The Company maintains disclosure controls and procedures (as defined in Rules 13a-15(e)
and  15d-15(e)  under  the  Securities  Exchange  Act  of  1934,  as  amended  (the  “Exchange  Act”)),  that  are  designed  to  ensure  that
material information relating to the Company is made known to the officers who certify the Company’s financial reports and to other
members of senior management and the Board of Directors. These disclosure controls and procedures are designed to ensure that
information  required  to  be  disclosed  in  the  Company’s  reports  that  are  filed  or  submitted  under  the  Exchange  Act,  are  recorded,
processed,  summarized,  and  reported  within  the  time  periods  specified  in  the  SEC’s  rules  and  forms.  Disclosure  controls  and
procedures  include,  without  limitation,  controls  and  procedures  designed  to  ensure  that  information  required  to  be  disclosed  by  an
issuer  in  the  reports  that  it  files  or  submits  under  the  Act  is  accumulated  and  communicated  to  our  management,  including  our
principal  executive  and  principal  financial  officers,  or  persons  performing  similar  functions,  as  appropriate  to  allow  timely  decisions
regarding required disclosure.

Management, with the participation of the CEO and CFO, has evaluated the effectiveness, as of February 28, 2015, of the Company’s
disclosure  controls  and  procedures.  Based  on  that  evaluation,  the  CEO  and  CFO  have  concluded  that  the  Company’s  disclosure
controls and procedures were effective as of February 28, 2015.

Management’s  Annual  Report  on  Internal  Control  over  Financial  Reporting  —  Management  is  responsible  for  establishing  and
maintaining adequate internal control over financial reporting (as defined in Rule 13a-15(f) and 15d-15(f) under the Exchange Act).
The Company’s internal control over financial reporting is a process designed under supervision of the Company’s principal executive
officer and principal financial officer to provide reasonable assurance regarding the reliability of financial reporting and preparation of
the Company’s consolidated financial statements for external purposes in accordance with generally accepted accounting principles.
Management, with the participation of the CEO and CFO, has evaluated the effectiveness, as of February 28, 2015, of the Company’s
internal  control  over  financial  reporting.  In  making  this  evaluation,  management  used  the  criteria  set  forth  by  the  Committee  of
Sponsoring  Organizations  of  the  Treadway  Commission  in  its  publication  Internal  Control-Integrated  Framework  (2013).  Based  on
that evaluation, management has concluded that the Company’s internal control over financial reporting was effective as of February
28, 2015.

Changes  in  Internal  Control  over  Financial  Reporting  —There  were  no  changes  in  the  Company’s  internal  control  over  financial
reporting that occurred during the quarter ended February 28, 2015 that have materially affected, or are reasonably likely to materially
affect, the Company’s internal control over financial reporting.

ITEM 9B. OTHER INFORMATION

None.

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ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

PART III.

Certain information with respect to the executive officers of the Company is set forth in the section entitled "Executive Officers" in Part
I of this Annual Report.

The  information  required  by  this  item  is  incorporated  herein  by  reference  from  our  Definitive  Proxy  Statement  for  our  2015  Annual
Meeting of Shareholders, to be filed no later than 120 days after February 28, 2015.

ITEM 11. EXECUTIVE COMPENSATION

The  information  required  by  this  item  is  incorporated  herein  by  reference  from  our  Definitive  Proxy  Statement  for  our  2015  Annual
Meeting of Shareholders, to be filed no later than 120 days after February 28, 2015.

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER
MATTERS

Except for the information below, the information required by this item is incorporated herein by reference from our Definitive Proxy
Statement for our 2015 Annual Meeting of Shareholders, to be filed no later than 120 days after February 28, 2015.

Securities Authorized for Issuance Under Equity Compensation Plans

The following table provides information with respect to the Company’s equity compensation plans as of February 28, 2015, which
consists solely of the Company’s 2007 Equity Incentive Plan.

Number of

securities to be
issued upon
exercise of
outstanding
options,
warrants and
rights

Weighted-

average exercise
price of
outstanding
options, warrants
and rights

Number of
securities
remaining
available for
future issuance
under equity
compensation
plans
(excluding
securities
reflected in first
column) (1)

Plan category

Equity compensation plans approved by security holders
Equity compensation plans not approved by security holders
Total

250,577    $
-0-     
250,577    $

14.70     
-0-     
14.70     

315,653 
-0- 
315,653 

.

   (1) Represents shares remaining available under the Company’s 2007 Equity Incentive Plan. Shares available for future issuances
under the 2007 Equity Incentive Plan may be issued in the form of stock options, stock appreciation rights, restricted stock and stock
units, performance shares and performance units, and other stock- and cash-based awards.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

The  information  required  by  this  item  is  incorporated  herein  by  reference  from  our  Definitive  Proxy  Statement  for  our  2015  Annual
Meeting of Shareholders, to be filed no later than 120 days after February 28, 2015.

ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES

The  information  required  by  this  item  is  incorporated  herein  by  reference  from  our  Definitive  Proxy  Statement  for  our  2015  Annual
Meeting of Shareholders, to be filed no later than 120 days after February 28, 2015.

55

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PART IV.

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES

(a)      The following documents are filed as part of this Annual Report:

1.     Financial Statements

Report of Independent Registered Public Accounting Firm

Consolidated Statements of Income

Consolidated Balance Sheets

Consolidated Statements of Changes in Stockholders’ Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

      2.     Financial Statement Schedule          

SCHEDULE II - Valuation and Qualifying Accounts

Page

32

33

34

35

36

37

Year Ended February 28, 2015
Valuation Allowance for Accounts and Notes Receivable

Year Ended February 28, 2014
Valuation Allowance for Accounts and Notes Receivable

Year Ended February 28, 2013
Valuation Allowance for Accounts and Notes Receivable

Balance at
Beginning of
Period

Additions
Charged to
Costs & Exp.     Deductions    

Balance at
End of Period 

600,930     

214,600     

86,470     

729,060 

595,588     

216,000     

210,658     

600,930 

584,151     

330,000     

318,563     

595,588 

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3. Exhibits

Exhibit Number  

2.1#

2.2#

Description

Incorporated by Reference to

  Asset Purchase Agreement, dated January 14,
2013, among Ulysses Asset Acquisition, LLC,
YHI Inc. and Yogurtini International, LLC

  Exhibit 99.1 to the Current Report on Form 8-K filed

January 14, 2013 (File No. 000-14749)

  Asset Purchase Agreement, dated January 14,
2013, between U-Swirl, Inc. and Aspen Leaf
Yogurt, LLC

  Exhibit 99.2 to the Current Report on Form 8-K filed

January 14, 2013 (File No. 000-14749)

2.3#

  Membership Interest Purchase Agreement,

  Exhibit 99.3 to the Current Report on Form 8-K filed

dated January 14, 2013, between U-Swirl, Inc.
and Rocky Mountain Chocolate Factory, a
Colorado corporation

January 14, 2013 (File No. 000-14749)

2.4

  Agreement and Plan of Merger, dated

  Exhibit 2.1 to the Registration Statement on Form S-4

November 10, 2014, among Rocky Mountain
Chocolate Factory, Inc., a Colorado
corporation, Rocky Mountain Chocolate
Factory, Inc., a Delaware corporation, and RKB
Merger Corp. 

(File No. 333-200063) filed on November 10, 2014 (File
No. 333-200063)

3.1

3.2

3.3

4.1

  Amended and Restated Certificate of

  Exhibit 3.1 to the Current Report on Form 8-K filed on

Incorporation of Rocky Mountain Chocolate
Factory, Inc., a Delaware corporation

March 2, 2015

  Certificate of Designations of Series A Junior

  Exhibit 3.2 to the Current Report on Form 8-K filed on

Participating Preferred Stock, Par Value $0.001
Per Share, of Rocky Mountain Chocolate
Factory, Inc., a Delaware corporation

March 2, 2015

  Amended and Restated Bylaws of Rocky

  Exhibit 3.3 to the Current Report on Form 8-K filed on

Mountain Chocolate Factory, Inc., a Delaware
corporation

March 2, 2015

  Rights Agreement, dated March 1, 2015,

  Exhibit 4.1 to the Registration Statement on Form 8-A

between Rocky Mountain Chocolate Factory,
Inc., a Delaware corporation, and
Computershare Trust Company, N.A., as
Rights Agent

filed on March 2, 2015 (File No. 001-36865)

10.1**

  Form of Employment Agreement (Officers)

  Exhibit 10.1 to the Annual Report on Form 10-K for the
fiscal year ended February 28, 2007 (File No. 000-
14749)

10.2

  Form of Franchise Agreement for Rocky

Mountain Chocolate Factory

  Exhibit 10.1 to the Quarterly Report on Form 10-Q for
the quarter ended May 31, 2010 (File No. 000-14749)

10.3**

10.4**

2007 Equity Incentive Plan (As Amended and
Restated)

  Exhibit 10.1 to the Current Report on Form 8-Kfiled on

August 9, 2013 (File No. 000-14749)

  Form of Indemnification Agreement (Directors)   Exhibit 10.7 to the Annual Report on Form 10-K of the
Registrant for the fiscal year ended February 28, 2007
(File No. 000-14749)

10.5**

  Form of Indemnification Agreement (Officers)

  Exhibit 10.8 to the Annual Report on Form 10-K of the
Registrant for the fiscal year ended February 28, 2007
(File No. 000-14749)

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57

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Exhibit Number

Description

Incorporated by Reference to

10.6*

10.7

10.8

10.9

10.10*

  Master License Agreement, dated August 17,
2009, between Kahala Franchise Corp. and
Rocky Mountain Chocolate Factory, Inc., a
Colorado corporation

  Exhibit 10.3 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended August 31, 2009 (File
No. 000-14749)

  Promissory Note, dated August 13, 2014 in the
amount of $5,000,000, between Wells Fargo
Bank and Rocky Mountain Chocolate Factory,
Inc., a Colorado corporation

  Exhibit 10.1 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended August 31, 2014 (File
No. 000-14749)

  Business Loan Agreement, dated August 2,
2013, between Wells Fargo Bank and Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

  Exhibit 10.2 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended August 31, 2013 (File
No. 000-14749)

  Business Loan Agreement, dated December
27, 2013, between Wells Fargo Bank and
Rocky Mountain Chocolate Factory, Inc., a
Colorado corporation

  Exhibit 99.3 to the Current Report on Form 8-K of the
Registrant filed on January 22, 2014 (File No. 000-
14749)

  Master License Agreement, dated April 27,
2012, between RMCF Asia, Ltd. Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

  Exhibit 10.1 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended May 31, 2012 (File No.
000-14749)

10.11

  Voting Agreement, dated January 14, 2013,

  Exhibit 99.4 to the Current Report on Form 8-K of the

10.12

10.13

10.14

10.15

10.16

10.17

among U-Swirl, Inc., Henry Cartwright, Ulderico
Conte, Terry Cartwright, Rocky Mountain
Chocolate Factory, Inc., a Colorado
corporation, and Aspen Leaf Yogurt, LLC

Investor Rights Agreement, dated January 14,
2013, between U-Swirl, Inc. and Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

Registrant filed January 14, 2013 (File No. 000-14749)

  Exhibit 99.5 to the Current Report on Form 8-K of the

Registrant filed January 14, 2013 (File No. 000-14749)

Investor Rights Agreement, dated January 14,
2013 between U-Swirl, Inc. and Aspen Leaf
Yogurt, LLC

  Exhibit 99.6 to the Current Report on Form 8-K of the

Registrant filed January 14, 2013 (File No. 000-14749)

Loan and Security Agreement, dated January
16, 2014, between U-Swirl, Inc. and Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

  Exhibit 99.4 to the Current Report on Form 8-K of the
Registrant filed on January 22, 2014 (File No. 000-
14749)

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Franklin E. Crail

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Bryan J. Merryman

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Edward L. Dudley

  Exhibit 99.1 to the Current Report on Form 8-K filed on

July 21, 2014 (File No. 000-14749)

  Exhibit 99.2 to the Current Report on Form 8-K filed on

July 21, 2014 (File No. 000-14749)

  Exhibit 99.3 to the Current Report on Form 8-K filed on

July 21, 2014 (File No. 000-14749)

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
58

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
Exhibit Number

10.18

Description

Incorporated by Reference to

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Franklin E. Crail

  Exhibit 99.1 to the Current Report on Form 8-K filed on

October 28, 2014 (File No. 000-14749)

21.1

23.1

31.1

31.2

32.1

32.2

  Subsidiaries of the Registrant

  Filed herewith

  Consent of Independent Registered Public

  Filed herewith

Accounting Firm

  Certification Pursuant To Section 302 of the

  Filed herewith

Sarbanes-Oxley Act of 2002, Chief Executive
Officer

  Certification Pursuant To Section 302 of the
Sarbanes-Oxley Act of 2002, Chief Financial
Officer

  Filed herewith

  Certification Pursuant To Section 906 Of The
Sarbanes-Oxley Act of 2002, Chief Executive
Officer

  Furnished herewith

  Certification Pursuant To Section 906 Of The
Sarbanes-Oxley Act of 2002, Chief Financial
Officer

  Furnished herewith

101.INS

  XBRL Instance Document

  Filed herewith

101.SCH

  XBRL Taxonomy Extension Schema Document   Filed herewith

101.CAL

  XBRL Taxonomy Extension Calculation

  Filed herewith

Linkbase Document

101.DEF

  XBRL Taxonomy Extension Definition Linkbase

  Filed herewith

Document

101.LAB

  XBRL Taxonomy Extension Label Linkbase

  Filed herewith

Document

101.PRE

  XBRL Taxonomy Extension Presentation

  Filed herewith

Linkbase Document

* Contains material that has been omitted pursuant to a request for confidential treatment and such material has

been filed separately with the U.S. Securities and Exchange Commission.

**  Management contract or compensatory plan

# Schedules and similar attachments have been omitted pursuant to Item 601(b) (2) of Regulation S-K under the
Securities Act of 1934, as amended. We hereby undertake to supplementally furnish copies of any omitted
schedules to the SEC upon request

59

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report
to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date: May 27, 2015

ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.

/S/ Bryan J. Merryman
BRYAN J. MERRYMAN
Chief Operating Officer, Chief
Financial Officer, Treasurer and Director

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on
behalf of the registrant and in the capacities and on the dates indicated.

Date: May 27, 2015

Date: May 27, 2015

Date: May 27, 2015

Date: May 27, 2015

Date: May 27, 2015

Date: May 27, 2015

/S/ Franklin E. Crai     l                                     
FRANKLIN E. CRAIL
Chairman of the Board of
Directors, President and Chief
Executive Officer
(Principal Executive Officer)

/S/ Bryan J. Merryman                                    
BRYAN J. MERRYMAN
Chief Operating Officer, Chief
Financial Officer, Treasurer and
Director
(Principal Financial and
Accounting Officer)

/S/ Gerald A. Kien                                           
GERALD A. KIEN, Director

/S/ Lee N. Mortenson                                      
LEE N. MORTENSON, Director

/S/ Clyde Wm. Engle                                       
CLYDE Wm. ENGLE, Director

/S/ Scott G. Capdevielle                                  
SCOTT G. CAPDEVIELLE, Director

60

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
Exhibit Number  

EXHIBIT INDEX

2.1#

2.2#

  Description

  Incorporated by Reference to

  Asset Purchase Agreement, dated January 14,
2013, among Ulysses Asset Acquisition, LLC,
YHI Inc. and Yogurtini International, LLC

  Exhibit 99.1 to the Current Report on Form 8-K filed

January 14, 2013 (File No. 000-14749)

  Asset Purchase Agreement, dated January 14,
2013, between U-Swirl, Inc. and Aspen Leaf
Yogurt, LLC

  Exhibit 99.2 to the Current Report on Form 8-K filed

January 14, 2013 (File No. 000-14749)

2.3#

  Membership Interest Purchase Agreement,

  Exhibit 99.3 to the Current Report on Form 8-K filed

dated January 14, 2013, between U-Swirl, Inc.
and Rocky Mountain Chocolate Factory, a
Colorado corporation

January 14, 2013 (File No. 000-14749)

2.4

  Agreement and Plan of Merger, dated

  Exhibit 2.1 to the Registration Statement on Form S-4

November 10, 2014, among Rocky Mountain
Chocolate Factory, Inc., a Colorado
corporation, Rocky Mountain Chocolate
Factory, Inc., a Delaware corporation, and RKB
Merger Corp. 

(File No. 333-200063) filed on November 10, 2014 (File
No. 333-200063)

3.1

3.2

3.3

4.1

  Amended and Restated Certificate of

  Exhibit 3.1 to the Current Report on Form 8-K filed on

Incorporation of Rocky Mountain Chocolate
Factory, Inc., a Delaware corporation

March 2, 2015

  Certificate of Designations of Series A Junior

  Exhibit 3.2 to the Current Report on Form 8-K filed on

Participating Preferred Stock, Par Value $0.001
Per Share, of Rocky Mountain Chocolate
Factory, Inc., a Delaware corporation

March 2, 2015

  Amended and Restated Bylaws of Rocky

  Exhibit 3.3 to the Current Report on Form 8-K filed on

Mountain Chocolate Factory, Inc., a Delaware
corporation

March 2, 2015

  Rights Agreement, dated March 1, 2015,

  Exhibit 4.1 to the Registration Statement on Form 8-A

between Rocky Mountain Chocolate Factory,
Inc., a Delaware corporation, and
Computershare Trust Company, N.A., as
Rights Agent

filed on March 2, 2015 (File No. 001-36865)

10.1**

  Form of Employment Agreement (Officers)

  Exhibit 10.1 to the Annual Report on Form 10-K for the
fiscal year ended February 28, 2007 (File No. 000-
14749)

10.2

  Form of Franchise Agreement for Rocky

Mountain Chocolate Factory

  Exhibit 10.1 to the Quarterly Report on Form 10-Q for
the quarter ended May 31, 2010 (File No. 000-14749)

10.3**

10.4**

2007 Equity Incentive Plan (As Amended and
Restated)

  Exhibit 10.1 to the Current Report on Form 8-Kfiled on

August 9, 2013 (File No. 000-14749)

  Form of Indemnification Agreement (Directors)   Exhibit 10.7 to the Annual Report on Form 10-K of the
Registrant for the fiscal year ended February 28, 2007
(File No. 000-14749)

10.5**

  Form of Indemnification Agreement (Officers)

  Exhibit 10.8 to the Annual Report on Form 10-K of the
Registrant for the fiscal year ended February 28, 2007
(File No. 000-14749)

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit Number

10.6*

10.7

10.8

10.9

10.10*

  Description

  Incorporated by Reference to

  Master License Agreement, dated August 17,
2009, between Kahala Franchise Corp. and
Rocky Mountain Chocolate Factory, Inc., a
Colorado corporation

  Exhibit 10.3 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended August 31, 2009 (File
No. 000-14749)

  Promissory Note, dated August 13, 2014 in the
amount of $5,000,000, between Wells Fargo
Bank and Rocky Mountain Chocolate Factory,
Inc., a Colorado corporation

  Exhibit 10.1 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended August 31, 2014 (File
No. 000-14749)

  Business Loan Agreement, dated August 2,
2013, between Wells Fargo Bank and Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

  Exhibit 10.2 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended August 31, 2013 (File
No. 000-14749)

  Business Loan Agreement, dated December
27, 2013, between Wells Fargo Bank and
Rocky Mountain Chocolate Factory, Inc., a
Colorado corporation

  Exhibit 99.3 to the Current Report on Form 8-K of the
Registrant filed on January 22, 2014 (File No. 000-
14749)

  Master License Agreement, dated April 27,
2012, between RMCF Asia, Ltd. Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

  Exhibit 10.1 to the Quarterly Report on Form 10-Q of the
Registrant for the quarter ended May 31, 2012 (File No.
000-14749)

10.11

  Voting Agreement, dated January 14, 2013,

  Exhibit 99.4 to the Current Report on Form 8-K of the

10.12

10.13

10.14

10.15

10.16

10.17

among U-Swirl, Inc., Henry Cartwright, Ulderico
Conte, Terry Cartwright, Rocky Mountain
Chocolate Factory, Inc., a Colorado
corporation, and Aspen Leaf Yogurt, LLC

Investor Rights Agreement, dated January 14,
2013, between U-Swirl, Inc. and Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

Registrant filed January 14, 2013 (File No. 000-14749)

  Exhibit 99.5 to the Current Report on Form 8-K of the

Registrant filed January 14, 2013 (File No. 000-14749)

Investor Rights Agreement, dated January 14,
2013 between U-Swirl, Inc. and Aspen Leaf
Yogurt, LLC

  Exhibit 99.6 to the Current Report on Form 8-K of the

Registrant filed January 14, 2013 (File No. 000-14749)

Loan and Security Agreement, dated January
16, 2014, between U-Swirl, Inc. and Rocky
Mountain Chocolate Factory, Inc., a Colorado
corporation

  Exhibit 99.4 to the Current Report on Form 8-K of the
Registrant filed on January 22, 2014 (File No. 000-
14749)

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Franklin E. Crail

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Bryan J. Merryman

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Edward L. Dudley

  Exhibit 99.1 to the Current Report on Form 8-K filed on

July 21, 2014 (File No. 000-14749)

  Exhibit 99.2 to the Current Report on Form 8-K filed on

July 21, 2014 (File No. 000-14749)

  Exhibit 99.3 to the Current Report on Form 8-K filed on

July 21, 2014 (File No. 000-14749)

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
62

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Exhibit Number  
10.18

  Description

  Incorporated by Reference to

  Exhibit 99.1 to the Current Report on Form 8-K filed on

October 28, 2014 (File No. 000-14749)

  Stock Purchase Agreement, dated July 16,
2014, between Rocky Mountain Chocolate
Factory, Inc., a Colorado corporation, and
Franklin E. Crail

21.1

23.1

31.1

31.2

32.1

32.2

  Subsidiaries of the Registrant

  Filed herewith

  Consent of Independent Registered Public

  Filed herewith

Accounting Firm

  Certification Pursuant To Section 302 of the

  Filed herewith

Sarbanes-Oxley Act of 2002, Chief Executive
Officer

  Certification Pursuant To Section 302 of the
Sarbanes-Oxley Act of 2002, Chief Financial
Officer

  Filed herewith

  Certification Pursuant To Section 906 Of The
Sarbanes-Oxley Act of 2002, Chief Executive
Officer

  Furnished herewith

  Certification Pursuant To Section 906 Of The
Sarbanes-Oxley Act of 2002, Chief Financial
Officer

  Furnished herewith

101.INS

  XBRL Instance Document

  Filed herewith

101.SCH

  XBRL Taxonomy Extension Schema Document   Filed herewith

101.CAL

  XBRL Taxonomy Extension Calculation

  Filed herewith

Linkbase Document

101.DEF

  XBRL Taxonomy Extension Definition Linkbase

  Filed herewith

Document

101.LAB

  XBRL Taxonomy Extension Label Linkbase

  Filed herewith

Document

101.PRE

  XBRL Taxonomy Extension Presentation

  Filed herewith

Linkbase Document

* Contains material that has been omitted pursuant to a request for confidential treatment and such material has
been filed separately with the U.S. Securities and Exchange Commission.

**Management contract or compensatory plan

# Schedules and similar attachments have been omitted pursuant to Item 601(b) (2) of Regulation S-K under the

Securities Act of 1934, as amended. We hereby undertake to supplementally furnish copies of any omitted
schedules to the SEC upon request

63

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 21.1

Subsidiary
Rocky Mountain Chocolate Factory, Inc.

Jurisdiction of Incorporation
Colorado

SUBSIDIARIES OF THE REGISTRANT

Aspen Leaf Yogurt, LLC

U-Swirl, Inc. (1)

U-Swirl International, Inc. (2)

Colorado

Nevada

Nevada

(1) As of February 28, 2015, Rocky Mountain Chocolate Factory, Inc. holds a 39% interest in U-Swirl, Inc.. Additionally,

Rocky Mountain Chocolate Factory, Inc. has the right to acquire approximately 26,271,000 shares of common stock of
U-Swirl, Inc. through the conversion of convertible debt owed by U-Swirl, Inc. to our company. If Rocky Mountain
Chocolate Factory, Inc. exercised this conversion right, it believes it would hold approximately 72% of U-Swirl, Inc.’s
common stock.

(2) U-Swirl International, Inc. is a wholly-owned subsidiary of U-Swirl, Inc.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We  have  issued  our  report  dated  May  27,  2015  accompanying  the  consolidated  financial  statements  and  schedule  in  the  Annual
Report  on  Form  10-K  of  Rocky  Mountain  Chocolate  Factory,  Inc.  and  Subsidiaries  for  the  year  ended  February  28,  2015,  and  we
hereby consent to the incorporation by reference of such report in the Registration Statements of Rocky Mountain Chocolate Factory,
Inc. on Forms S-8 (File Nos. 333-145986 and 333-191729).

Exhibit 23.1

/s/ EKS&H LLLP

May 27, 2015
Denver, Colorado

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
Exhibit 31.1

CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002, CHIEF EXECUTIVE OFFICER

I, Franklin E. Crail, certify that:

1.     I have reviewed this Annual Report on Form 10-K of Rocky Mountain Chocolate Factory, Inc.;

2.     Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with
respect to the period covered by this report;

3.          Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly  present  in  all
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in
this report;

4.          The  registrant's  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed
under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is
being prepared;
Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
Evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by
this report based on such evaluation; and
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the
registrant’s  most  recent  fiscal  quarter  (the  registrant’s  fourth  fiscal  quarter  in  the  case  of  an  annual  report)  that  has
materially  affected,  or  is  reasonably  likely  to  materially  affect,  the  registrant’s  internal  control  over  financial  reporting;
and

5.          The  registrant's  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over
financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the
equivalent functions):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting
which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial
information; and
Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the
registrant's internal control over financial reporting.

Date: May 27, 2015

  /s/ Franklin E. Crail
Franklin E. Crail, President, Chief Executive Officer and Chairman of the
Board of Directors

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 31.2

CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 , CHIEF FINANCIAL OFFICER

I, Bryan J. Merryman, certify that:

1.     I have reviewed this Annual Report on Form 10-K of Rocky Mountain Chocolate Factory, Inc.;

2.     Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with
respect to the period covered by this report;

3.          Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly  present  in  all
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in
this report;

4.          The  registrant's  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed
under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is
being prepared;
Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
Evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by
this report based on such evaluation; and
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the
registrant’s  most  recent  fiscal  quarter  (the  registrant’s  fourth  fiscal  quarter  in  the  case  of  an  annual  report)  that  has
materially  affected,  or  is  reasonably  likely  to  materially  affect,  the  registrant’s  internal  control  over  financial  reporting;
and

5.          The  registrant's  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over
financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the
equivalent functions):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting
which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial
information; and
Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the
registrant's internal control over financial reporting.

Date: May 27, 2015

  /s/ Bryan J. Merryman
Bryan J. Merryman, Chief Operating Officer, Chief Financial Officer,
Treasurer and Director

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
(18 U.S.C. SECTION 1350), CHIEF EXECUTIVE OFFICER

Exhibit 32.1

In connection with the Annual Report of Rocky Mountain Chocolate Factory, Inc. (the "Company") on Form 10-K for the fiscal
year  ended  February  28,  2015  as  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof  (the  "Report"),  the
undersigned certifies pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to his
knowledge:

(1)     The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934,

as amended; and

(2)     The information contained in the Report fairly presents, in all material respects, the financial condition and results of

operations of the Company.

Dated: May 27, 2015

/s/ Franklin E. Crail                                   
Franklin E. Crail, President, Chief Executive Officer and Chairman
of the Board of Directors

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
               
CERTIFICATION PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
(18 U.S.C. SECTION 1350), CHIEF FINANCIAL OFFICER

Exhibit 32.2

In connection with the Annual Report of Rocky Mountain Chocolate Factory, Inc. (the "Company") on Form 10-K for the fiscal
year  ended  February  28,  2015  as  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof  (the  "Report"),  the
undersigned certifies pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to his
knowledge:

(1)     The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934,

as amended; and

(2)     The information contained in the Report fairly presents, in all material respects, the financial condition and results of

operations of the Company.

Dated: May 27, 2015

/s/ Bryan J. Merryman                                      
Bryan J. Merryman, Chief Operating Officer, Chief Financial
Officer, Treasurer and Director

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.