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Rocky Mountain Chocolate Factory

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FY2017 Annual Report · Rocky Mountain Chocolate Factory
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SECURITIES & EXCHANGE COMMISSION EDGAR FILING

Rocky Mountain Chocolate Factory, Inc.

Form: 10-K 

Date Filed: 2017-05-23

Corporate Issuer CIK:   1616262

© Copyright 2017, Issuer Direct Corporation. All Right Reserved. Distribution of this document is strictly prohibited, subject to the terms of use.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-K

(Mark One)
☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended February 2 8, 2017
OR

For the transition period from __________ to __________

Commission file number: 001-36865

Delaware
(State or Other Jurisdiction of Incorporation or Organization)

47-1535633
(I.R.S. Employer Identification No.)

Rocky Mountain Chocolate Factory, Inc.
(Exact name of registrant as specified in its charter)

265 Turner Drive, Durango, CO 81303
(Address of principal executive offices, including ZIP code)

(970) 259-0554
(Registrant’s telephone number, including area code)

Securities Registered Pursuant To Section 12(b) Of The Act:

Title of each class
Common Stock, $0.001 Par Value per Share
Preferred Stock Purchase Rights

Name of each exchange on which registered
NASDAQ Global Market
NASDAQ Global Market

Securities Registered Pursuant To Section 12(g) Of The Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

      Yes ☐       No ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.    Yes ☐       No ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for
the past 90 days.   
Yes ☒   No ☐

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be
submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the
registrant was required to submit and post such files). Yes ☒   No ☐

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K  (§ 229.405 of this chapter) is not contained herein, and will not be
contained,  to  the  best  of  registrant's  knowledge,  in  definitive  proxy  or  information  statements  incorporated  by  reference  in  Part  III  of  this  Form  10-K  or  any
amendment to this Form 10-K. ☐

Indicate by check mark whether the registrant is a  large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging
growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2
of the Exchange Act. (Check one):

Large accelerated filer                               ☐
Non-accelerated filer                                 ☐
(Do not check if a smaller reporting company)

Accelerated filer                            ☐
Smaller reporting company          ☒
Emerging growth company           ☐

If  an  emerging  growth  company,  indicate  by  check  mark  if  the  registrant  has  elected  not  to  use  the  extended  transition  period  for  complying  with  any  new  or
revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).     Yes ☐    No ☒

The aggregate market value of  our common stock (based on the closing price as quoted on the NASDAQ Global Market on August 31, 2016, the last business
day of our most recently completed second fiscal quarter) held by non-affiliates was $44,591,674. For purposes of this calculation, shares of common stock held
by each executive officer and director and by holders of more than 5% of our outstanding common stock have been excluded since those persons may under
certain circumstances be deemed to be affiliates. This determination of affiliate status is not necessarily a conclusive determination for other purposes.

As of May 12, 2017, there were 5,854,372 shares of our common stock outstanding.

DOCUMENTS INCORPORATED BY REFERENCE

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
Portions of the registrant ’s definitive proxy statement in connection with the 2017 Annual Meeting of Stockholders (the “Proxy Statement”) are incorporated by
reference in Part III of this Annual Report on Form 10-K . The Proxy Statement will be filed with the Securities and Exchange Commission within 120 days of the
close of the registrant’s fiscal year ended February 28, 2017.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.
FORM 10-K

TABLE OF CONTENTS

PART I.

ITEM 1. BUSINESS
ITEM 1A. RISK FACTORS
ITEM 1B. UNRESOLVED STAFF COMMENTS
ITEM 2. PROPERTIES
ITEM 3. LEGAL PROCEEDINGS
ITEM 4. MINE SAFETY DISCLOSURES

PART II.

ITEM 5. MARKET FOR REGISTRANT’ S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY
SECURITIES
ITEM 6. SELECTED FINANCIAL DATA
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
ITEM 9A. CONTROLS AND  PROCEDURES
ITEM 9B. OTHER INFORMATION

PART III.

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
ITEM 11. EXECUTIVE COMPENSATION
ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND  MANAGEMENT AND RELATED STOCKHOLDER MATTERS
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES

PART IV.

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
ITEM 16. FORM 10-K SUMMARY

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Cautionary Note Regarding Forward-Looking Statements

This Annual  Report  on  Form  10-K  (“Annual  Report”)   includes  statements  of  our  expectations,  intentions,  plans  and  beliefs  that  constitute  “forward-looking
statements”  within  the  meaning  of  Section  27A  of  the  Securities  Act  of  1933,  as  amended,  and  Section  21E  of  the  Securities  Exchange  A ct  of  1934,  as
amended, and are intended to come within the safe harbor protection provided by those sections.  These  forward-looking  statements  involve various  risks  and
uncertainties. The nature of our operations and the environment in which  we operate subject us  to changing economic, competitive, regulatory and technological
conditions, risks and uncertainties. The statements, other than statements of historical fact, included in this Annual Report are forward-looking statements. Many
of the forward-looking statements contained in this document may be identified by the use of forward-looking words such as "will," "intend," "believe," "expect,"
"anticipate," "should," "plan," "estimate," "potential," or similar expressions. Factors which could cause results to differ include, but are not limited to: changes in
the confectionery business environment, seasonality, consumer interest in our products, general economic conditions,  the success of our frozen yogurt business,
receptiveness  of  our  products  internationally, consumer and  retail  trends,  costs  and  availability  of  raw  materials,  competition,  the  success  of  our  co-branding
strategy, the success of international expansion efforts  and the effect of government regulations. Government regulations which  we and our franchisees either
are  or  may  be  subject  to  and  which  could  cause  results  to  differ  from  forward-looking  statements  include,  but  are  not  limited  to:  local,  state  and  federal  laws
regarding  health,  sanitation,  safety,  building  and  fire  codes,  franchising,  employment,  manufacturing,  packaging  and  distribution  of  food  products  and  motor
carriers. For a detailed discussion of the risks and uncertainties that may cause our actual results to differ from the forward-looking statements contained herein,
please see the “Risk Factors” contained in this Annual Report in Item 1A. These forward-looking statements apply only as of the date of this  Annual Report.  As
such  they  should  not  be  unduly  relied  upon  for  more  current  circumstances.  Except  as  required  by  law, w e undertake  no  obligation  to  release  publicly  any
revisions to these forward-looking statements that might reflect events or circumstances occurring after the date of this Annual Report or those that might reflect
the occurrence of unanticipated events.

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PART I.

ITEM 1. BUSINESS

General

Rocky Mountain Chocolate Factory, Inc. , a Delaware corporation, and its subsidiaries (including its operating subsidiary with the same name, Rocky Mountain
Chocolate Factory, Inc., a Colorado corporation) (collectively, the “Company,” “we,” “us,” or “our”) is an international franchisor, confectionery manufacturer and
retail  operator.  Founded  in  1981,  we  are  headquartered  in  Durango,  Colorado  and  manufacture  an  extensive  line  of  premium  chocolate  candies  and  other
confectionery  products.  Our  subsidiary,  U-Swirl  International,  Inc.,  franchises  and  operates  self-serve  frozen  yogurt  cafés.  Our  revenues  and  profitability  are
derived  principally  from  our  franchised/license  system  of  retail  stores  that  feature  chocolate,  frozen  yogurt  and  other  confectionary  products.  We  also  sell  our
candy in selected locations outside of our system of retail stores and license the use of our brand with certain consumer products. As of March 31, 2017, there
were  four  Company-owned,  83  licensee-owned  and  283  franchised  Rocky  Mountain  Chocolate  Factory  stores  operating  in  40  states,  Canada,  Japan,  South
Korea, the Philippines, and the United Arab Emirates. As of March 31, 2017, U-Swirl operated five Company-owned cafés, 105 franchised cafés and 40 licensed
locations located in 33 states and Canada. U-Swirl operates self-serve frozen yogurt cafés under the names “U-Swirl,” “Yogurtini,” “CherryBerry,” “Yogli Mogli
Frozen Yogurt,” “Fuzzy Peach Frozen Yogurt,” “Let’s Yo!” and “Aspen Leaf Yogurt”.

Effective  March  1,  2015,  we  reorganized  to  create  a  holding  company  structure.  Our  operating  subsidiary  with  the  same  name,  Rocky  Mountain  Chocolate
Factory, Inc., a Colorado corporation (“RMCF”), which was previously the public company, became a wholly-owned subsidiary of a newly formed entity, Rocky
Mountain Chocolate Factory, Inc., a Delaware corporation (“Newco”), and all of the outstanding shares of common stock of RMCF were exchanged on a one-for-
one basis for shares of common stock of Newco. Our new holding company began trading on March 2, 2015 on the NASDAQ Global Market under the symbol
“RMCF”, which was the same symbol used by RMCF prior to the holding company reorganization.

In January 2013, through our wholly-owned subsidiaries, including Aspen Leaf Yogurt, LLC (“ALY”), we entered into two agreements to sell all of the assets of
our ALY frozen yogurt stores, along with our interest in the self-serve frozen yogurt franchises and retail units branded as “Yogurtini” which we also acquired in
January 2013, to U-Swirl, Inc., a publicly traded company (OTCQB: SWRL) (“SWRL”), in exchange for a 60% controlling equity interest in SWRL, which was
subsequently diluted down to 39% as of February 28, 2017 following various issuances of common stock of SWRL. At that time, U-Swirl International, Inc. was a
wholly-owned subsidiary of SWRL, and was the operating subsidiary for all of SWRL’s operations. Upon completion of these transactions, we ceased at the time
to  directly  operate  any  Company-owned  Aspen  Leaf  Yogurt  locations  or  sell  and  support  frozen  yogurt  franchise  locations,  which  were  being  supported  by
SWRL.

In fiscal year (“FY”) 2014, SWRL acquired the franchise rights and certain other assets of s elf-serve  frozen  yogurt  concepts  under  the  names  “CherryBerry,”
“Yogli Mogli Frozen Yogurt” and “Fuzzy Peach Frozen Yogurt.” In connection with these acquisitions, the Company entered into a credit facility with Wells Fargo
Bank, N.A. used to finance the acquisitions of SWRL, and in turn, the Company entered into a loan and security agreement with SWRL to cover the purchase
price and other costs associated with the acquisitions (the “SWRL Loan Agreement”). Borrowings under the SWRL Loan Agreement were secured by all of the
assets of SWRL, including all of the outstanding stock of its wholly-owned subsidiary, U-Swirl International, Inc. Under the SWRL Loan Agreement, SWRL was
subject to various financial covenants. SWRL was not compliant with the financial covenants during the year ended February 29, 2016 and the loan matured on
January  16,  2016  without  payment  in  full  by  SWRL.  As  a  result  of  the  defaults,  we  issued  a  demand  for  payment  of  all  obligations  under  the  SWRL  Loan
Agreement. SWRL was unable to repay the obligations under the SWRL Loan Agreement, and as a result, we foreclosed on all of the outstanding stock of U-
Swirl International, Inc. as of February 29, 2016 in full satisfaction of the amounts owed under the SWRL Loan Agreement. This resulted in U-Swirl International,
Inc. (“U-Swirl”) becoming a wholly-owned subsidiary of the Company as of February 29, 2016, at which time we began operating the frozen yogurt business of
U-Swirl.  U-Swirl  currently  operates  self-serve  frozen  yogurt  cafes  under  the  names  “U-Swirl,”  “Yogurtini,”  “CherryBerry,”  “Yogli  Mogli  Frozen  Yogurt,”  “Fuzzy
Peach Frozen Yogurt,” “Let’s Yo!” and “Aspen Leaf Yogurt”.

Approximately  53%  of  the  products  sold  at  Rocky  Mountain  Chocolate  Factory  stores  are  prepared  on  the  premises.  We  believe  that  in-store  preparation  of
products creates a special store ambiance, and the aroma and sight of products being made attracts foot traffic and assures customers that products are fresh.

Our principal competitive strengths lie in our brand name recognition, our reputation for the quality, variety and taste of our products, the special ambiance of our
stores, our knowledge and experience in applying criteria for selection of new store locations, our expertise in the manufacture of chocolate candy products and
the  merchandising  and  marketing  of  confectionary  products,  and  the  control  and  training  infrastructures  we  have  implemented  to  assure  consistent  customer
service and execution of successful practices and techniques at our stores.

We believe our manufacturing expertise and reputation for quality has facilitated the sale of selected products through specialty markets. We are currently selling
our products in a select number of specialty markets including wholesale, fundraising, corporate sales, mail order, private label and internet sales.

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U-Swirl cafés  and associated brands are designed to be attractive to customers by offering the following:
inside café-style seating for 50 people and outside patio seating, where feasible and appropriate;
spacious surroundings of 1,800 to 3,000 square feet;
8 to 16 flavors of frozen yogurt;
up to 70 toppings; and
self-serve format allowing guests to create their own favorite snack.

•
•
•
•
•

We  believe  that  these  characteristics  provide  U-Swirl  with  the  ability  to  compete  successfully  in  the  retail  frozen  yogurt  industry.  While  U-Swirl  continues  to
pursue  locations  with  the  characteristics  described  above,  we  recognize  that  its  acquisition  strategy  may  lead  U-Swirl  to  purchase  competitors  with  diverse
layouts.

The trade dress of the Aspen Leaf Yogurt, CherryBerry, Yogli Mogli, Fuzzy Peach, Let’s Yo! and Yogurtini locations are similar to that of U-Swirl, although their
locations use different color schemes and are typically smaller than the U-Swirl cafés.

Our  consolidated  revenues  are  primarily  derived  from  three  principal  sources:  (i)  sales  to  franchisees  and  other  third  parties  of  chocolates  and  other
confectionery products manufactured by us (66%-65%-62%); (ii) sales at Company-owned stores of chocolates, other confectionery products and frozen yogurt
(including  products  manufactured  by  us)  (12%-12%-15%)  and  (iii)  the  collection  of  initial  franchise  fees  and  royalties  from  franchisees  (22%-23%-23%).
Approximately 97% of our revenues are derived from domestic sources, with 3% derived from international sources. The figures in parentheses above show the
percentage of total revenues attributable to each source for the FY 2017, 2016 and 2015, respectively.

According to industry data, the total U.S. candy market approximated $35.8 billion of retail sales in 2015  with chocolate generating sales of approximately $21.6
billion and candy sales per capita of $111.16, an increase of 2.8% when compared to 2014.

According to Ice Cream and Frozen Desserts in the U.S. 9th Edition, published in January 2017 by Packaged Facts, in 2016 the U.S. market for ice cream and
related frozen desserts, including frozen yogurt and frozen novelties, grew to $28 billion.

Business Strategy

Our objective is to build on our position as a leading international franchisor and manufacturer of high quality chocolate, other confectionery products and frozen
yogurt.  We  continually  seek  opportunities  to  profitably  expand  our  business.  To  accomplish  this  objective,  we  employ  a  business  strategy  that  includes  the
elements set forth below.

Product Quality and Variety 

We maintain gourmet taste and quality of our chocolate candies by using only the finest chocolate and other wholesome ingredients. We use our own proprietary
recipes,  primarily  developed  by  our  master  candy  makers.  A  typical  Rocky  Mountain  Chocolate  Factory  store  offers  up  to  100  of  our  chocolate  candies
throughout  the  year  and  as  many  as  200,  including  many  packaged  candies,  during  the  holiday  seasons.  Individual  stores  also  offer  numerous  varieties  of
premium fudge and gourmet caramel apples, as well as other products prepared in the store from Company recipes.

Store Atmosphere and Ambiance

We seek to establish an enjoyable and inviting atmosphere in each of our stores. Each Rocky Mountain Chocolate Factory store prepares numerous products,
including fudge, barks and caramel apples, in the store. In-store preparation is designed to be both fun and entertaining for customers and to convey an image of
freshness  and  homemade  quality.  Our  design  staff  has  developed  easily  replicable  designs  and  specifications  to  ensure  that  the  Rocky  Mountain  Chocolate
Factory concept is consistently implemented at each store.

Site Selection

Careful  selection  of  a  site  is  critical  to  the  success  of  our  stores.  We  consider  many  factors  in  identifying  suitable  sites,  including  tenant  mix,  visibility,
attractiveness, accessibility, level of foot traffic and occupancy costs. Final site selection occurs only after our senior management has approved the site. We
believe that the experience of our management team in evaluating a potential site is one of our competitive strengths.

Customer Service Commitment

We emphasize excellence in customer service in our stores and cafés and seek to employ and to sell franchises to motivated and energetic people. We also
foster enthusiasm for our customer service philosophy and our concepts through our regional meetings and other frequent contacts with our franchisees. Rocky
Mountain Chocolate Factory holds a biennial convention for franchisees.

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Increase Same Store Retail Sales at Existing  Rocky Mountain Chocolate Factory Locations

We  seek  to  increase  profitability  of  our  store  system  through  increasing  sales  at  existing  store  locations.  Changes  in  system  wide  domestic  same  store  retail
sales at Rocky Mountain Chocolate Factory locations are as follows:

2013
2014
2015
2016
2017

Changes in system wide domestic same store retail sales  at frozen yogurt franchise locations are as follows:

2013
2014
2015
2016
2017

0.2%
1.2%
3.1%
1.6%
0.9%

*         
*         
*         
(1.4%)
(3.0%)

*Same store sales for acquired brands are reported  after 24 months of operation as a part of our network of domestic franchise stores. Because the majority of
our frozen yogurt franchise brands were acquired in January 2014, the earliest period same store sales are reported is for FY 2016.

We  have  designed  a  contemporary  and  coordinated  line  of  packaged  products  that  we  believe  capture  and  convey  the  freshness,  fun  and  excitement  of  the
Rocky Mountain Chocolate Factory retail store experience. We also believe that the successful launch of new packaging has had a positive impact on same store
sales.

Increase Same Store Pounds Purchased by Existing Locations

In FY 2017, same store pounds purchased by franchisees and licensees declined 4.7% compared to the prior fiscal year. We continue to add new products and
focus  our  existing  product  lines  in  an  effort  to  increase  same  store  pounds  purchased  by  existing  locations.  We  believe  historical  decreases  in  same  store
pounds purchased were due, in part, to a product mix shift from factory-made products to products made in the store such as caramel apples.

Enhanced Operating Efficiencies

We seek to improve our profitability by controlling costs and increasing the efficiency of our operations. Efforts in the last several years include: the purchase of
additional  automated  factory  equipment,  implementation  of  a  comprehensive  Advanced  Planning  and  Scheduling  (APS)  system  for  production  scheduling,
implementation of alternative manufacturing strategies and installation of enhanced Point-of-Sale (POS) systems in all of our Company-owned and the majority
of  our  franchised  stores.  These  measures  have  significantly  improved  our  ability  to  deliver  our  products  to  our  stores  safely,  quickly  and  cost-effectively  and
impact store operations.

Acquisition Opportunities

We plan to evaluate other business es and opportunities that would be complementary to our business, including both our candy products and the frozen yogurt
business. Beginning in January 2013 with the acquisition of a controlling interest in SWRL, we began an initiative to improve profitability through the acquisition
of self-serve frozen yogurt franchise systems. We believe that the rapid growth of the self-serve frozen yogurt market has created a highly fragmented franchise
environment.  We  believe  we  can  leverage  the  strategies  we’ve  developed  over  time  to  improve  our  profitability  and  bring  the  benefits  of  scale  to  smaller
franchisors.  During  FY  2013  and  FY  2014,  we  acquired  Yogurtini,  CherryBerry,  Yogli  Mogli  and  Fuzzy  Peach  frozen  yogurt  concepts.  During  FY  2016,  we
acquired the Let’s Yo! Frozen Yogurt concept.

Expansion Strategy

We are continually exploring opportunities to grow our brand and expand our  business. Key elements of our expansion strategy are set forth below.

Unit Growth

We  continue  to  pursue  unit  growth  opportunities,  despite  the  difficult  financing  environment  for  our  concepts,  in  locations  where  we  have  traditionally  been
successful, to pursue new and developing real estate environments for franchisees which appear promising based on early sales results, and to improve and
expand  our  retail  store  concepts,  such  that  previously  untapped  and  unfeasible  environments  generate  sufficient  revenue  to  support  a  successful  Rocky
Mountain Chocolate Factory or U-Swirl location.

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High Traffic Environments

We  currently  establish  franchised  stores  in  the  following  environments:  outlet  centers,  tourist  environments,  regional  centers,  street  fronts,  airports,  other
entertainment-oriented environments and strip centers. We have established a business relationship with most of the major developers in the United States and
believe that these relationships provide us with the opportunity to take advantage of attractive sites in new and existing real estate environments.

Rocky Mountain Chocolate Factory Name Recognition and New Market Penetration

We  believe  the  visibility  of  our  stores  and  the  high  foot  traffic  at  many  of  our  locations  has  generated  strong  name  recognition  of  Rocky  Mountain  Chocolate
Factory and demand for our franchises. The Rocky Mountain Chocolate Factory system has historically been concentrated in the western and Rocky Mountain
region of the United States, but growth has generated a gradual easterly momentum as new stores have been opened in the eastern half of the country. We
believe  this  growth  has  further  increased  our  name  recognition  and  demand  for  our  franchises.  Distribution  of  Rocky  Mountain  Chocolate  Factory  products
through  specialty  markets  also  increases  name  recognition  and  brand  awareness  in  areas  of  the  country  in  which  we  have  not  previously  had  a  significant
presence.  We  believe  that  distributing  selected  Rocky  Mountain  Chocolate  Factory  products  through  specialty  markets  also  increases  our  name  brand
recognition and will improve and benefit our entire store system.

We seek to establish a fun and inviting atmosphere in our store locations. Unlike most other confectionery stores, each Rocky Mountain Chocolate Factory store
prepares certain products, including fudge and caramel apples, in the store. Customers can observe store personnel making fudge from start to finish, including
the mixing of ingredients in old-fashioned copper kettles and the cooling of the fudge on large granite or marble tables, and are often invited to sample the store's
products. An average of approximately 53% of the revenues of franchised stores are generated by sales of products prepared on the premises. We believe the
in-store preparation and aroma of our products enhance the ambiance at Rocky Mountain Chocolate Factory stores, are fun and entertaining for our customers
and convey an image of freshness and homemade quality.

To ensure that all stores conform to the Rocky Mountain Chocolate Factory image,  our design staff provides working drawings and specifications and approves
the construction plans for each new store. We also control the signage and building materials that may be used in the stores.

The average store size is approximately 1,000 square feet, approximately 650 square feet of which is selling space. Most stores are open seven days a week.
Typical hours are 10 a.m. to 9 p.m., Monday through Saturday, and 12 noon to 6 p.m. on Sundays. Store hours in tourist areas may vary depending upon the
tourist season.

In January 2007, we began testing co-branded locations, such as the co-branded stores with Cold Stone Creamery. Co-branding a location is a vehicle to exploit
retail  environments  that  would  not  typically  support  a  stand-alone  Rocky  Mountain  Chocolate  Factory  store.  Co-branding  can  also  be  used  to  more  efficiently
manage  rent  structure,  payroll  and  other  operating  costs  in  environments  that  have  not  historically  supported  stand-alone  Rocky  Mountain  Chocolate  Factory
stores. As of February 28, 2017, our partner’s franchisees operated 83 co-branded locations, our franchisees operated 16 locations and three Company-owned
co-branded units were in operation.

We  have previously  entered  into  franchise  developments  and  licensing  agreements  for  the  expansion  of  our  franchise  stores  in  Canada,  the  United  Arab
Emirates, South Korea, The Republic of the Philippines and Japan. We believe that international opportunities may create a favorable expansion strategy and
reduce dependence on domestic franchise openings to achieve growth.

International units in operation were as follows at March 31, 201 7:

Rocky Mountain Chocolate Factory

Canada
Japan
The Republic of the Philippines
South Korea
United Arab Emirates

U-Swirl  Cafés (Including all associated brands)

Canada

Total

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64 
5 
3 
18 
4 

2 
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Products and Packaging

We produce approximately 350 chocolate candies and other confectionery products, using proprietary recipes developed primarily by our master candy makers.
These products include many varieties of clusters, caramels, creams, mints and truffles. We continue to engage in a major effort to expand our product line by
developing additional exciting and attractive new products. During the Christmas, Easter and Valentine's Day holiday seasons, we may make as many as 130
additional items, including many candies offered in packages specially designed for the holidays. A typical Rocky Mountain Chocolate Factory store offers up to
100  of  these  candies  throughout  the  year  and  up  to  an  additional  100  during  holiday  seasons.  Individual  stores  also  offer  more  than  15  varieties  of  caramel
apples and other products prepared in the store. On average, approximately 42% of the revenues of Rocky Mountain Chocolate Factory stores are generated by
products manufactured at our factory, 53% by products made in individual stores using our recipes and ingredients purchased from us or approved suppliers and
the remaining 5% by products such as ice cream, coffee and other sundries, purchased from approved suppliers.

Approximately 31%  of  our  product  sales  result  from  the  sale  of  products  outside  of  our  system  of  franchised  and  licensed  locations  (specialty  markets).  The
majority of sales outside our system of franchised and licensed locations are the result of a single customer. In the twelve months ended February 28, 2017, this
customer  represented  52%  of  total  shipments  to  specialty  markets.  These  products  are  produced  using  the  same  quality  ingredients  and  manufacturing
processes as the products sold in our network of retail stores.   

We use only the finest chocolates, nutmeats and other wholesome ingredients in our candies and continually strive to offer new confectionery items in order to
maintain the excitement and appeal of our products. We develop special packaging for the Christmas, Valentine's Day and Easter holidays, and customers can
have their purchases packaged in decorative boxes and fancy tins throughout the year.

Chocolate candies that we manufacture are sold at prices ranging from $17.90 to $28.95 per pound, with an average price of $21.98 per pound. Franchisees set
their own retail prices, though we do recommend prices for all of our products.

Our  frozen  yogurt  cafés  feature  a  high  quality  yogurt  that  we  believe  is  superior  to  products  offered  by  many  of  our  competitors.  Our  product  is  nationally
distributed and consistent among our cafés. Most cafés feature 8-16 flavor varieties, including custom and seasonal specialty flavors. Our toppings bars feature
up to 70 toppings allowing for a customizable frozen dessert experience. Cafés typically sell frozen yogurt by the ounce with prices generally ranging between
$0.44 and $0.59 per ounce.

Operating Environment

We currently establish Rocky Mountain Chocolate Factory stores in six primary environments: regional centers, tourist areas, outlet centers, street fronts, airports
and other entertainment-oriented shopping centers. Each of these environments has a number of attractive features, including high levels of foot traffic. Rocky
Mountain Chocolate Factory domestic franchise locations in operation as of February 28, 2017 include:

Regional Centers
Outlet Centers
Festival/Community Centers
Tourist Areas
Street Fronts
Airports
Other

Regional Centers

23.3%
22.8%
20.1%
15.9%
7.4%
4.2%
6.3%

As of February 28, 2017, there were Rocky Mountain Chocolate Factory stores in approximately 44 regional centers, including a location in the Mall of America
in  Bloomington,  Minnesota.  Although  often  providing  favorable  levels  of  foot  traffic,  regional  centers  typically  involve  more  expensive  rent  structures  and
competing food and beverage concepts.

Outlet Centers

We have established business relationships with most of the major outlet center developers in the United States. Although not all factory outlet centers provide
desirable locations for our stores, we believe our relationships with these developers will provide us with the opportunity to take advantage of attractive sites in
new and existing outlet centers.

Tourist Areas, Street Fronts and Other Entertainment -Oriented Shopping Centers

As  of  February  2 8,  2017,  there  were  approximately  30  Rocky  Mountain  Chocolate  Factory  stores  in  locations  considered  to  be  tourist  areas,  including
Fisherman's Wharf in San Francisco, California and the River Walk in San Antonio, Texas. Tourist areas are very attractive locations because they offer high
levels of foot traffic and favorable customer spending characteristics, and greatly increase our visibility and name recognition.

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Other Environments

We believe there are a number of other environments that have the characteristics necessary for the successful operation of Rocky Mountain Chocolate Factory
stores such as airports and sports arenas. Eight franchised Rocky Mountain Chocolate Factory stores exist at airport locations.

Strip/Convenience Centers

Our self-serve  frozen  yogurt  locations  are  primarily  located  in  strip  and  convenience  center  locations.  Such  centers  generally  have  convenient  parking  and
feature  many  retail  entities  without  enclosed  connecting  walkways.  Such  centers  generally  offer  favorable  rents  and  the  ability  to  operate  during  hours  when
other operating environments are closed, such as late at night.

Franchising Program

General

Our franchising philosophy is one of service and commitment to our franchise system, and we continuously seek to improve our franchise support services. Our
concept has been rated as an outstanding franchise opportunity by publications and organizations rating such opportunities. In January 2011, Rocky Mountain
Chocolate  Factory  was  rated  the  number  one  franchise  opportunity  in  the  candy  category  by  Entrepreneur  Magazine  (the  last  publication  of  this  category
ranking). As of March 31, 2017, there were 283 franchised stores in the Rocky Mountain Chocolate Factory system and 105 franchised stores under the U-Swirl
frozen yogurt brands. We strive to bring this philosophy of service and commitment to all of our franchised brands and believe this strategy gives us a competitive
advantage in the support of frozen yogurt franchises.

Franchisee Sourcing and Selection

The majority of new franchises are awarded to persons referred by existing franchisees, to interested consumers who have visited Rocky Mountain Chocolate
Factory stores and to existing franchisees. We also advertise for new franchisees in national and regional newspapers as suitable potential store locations come
to our attention. Franchisees are approved by us on the basis of the applicant's net worth and liquidity, together with an assessment of work ethic and personality
compatibility with our operating philosophy.

International Franchising and Licensing

I n FY  1992,  we  entered  into  a  franchise  development  agreement  covering  Canada  with  Immaculate  Confections,  Ltd.  of  Vancouver,  British  Columbia
(“Immaculate  Confections”).  Pursuant  to  this  agreement,  Immaculate  Confections  purchased  the  exclusive  right  to  franchise  and  operate  Rocky  Mountain
Chocolate Factory stores in Canada. As of March 31, 2017, Immaculate Confections operated 64 stores under this agreement.

In FY 2000, we entered into a franchise development agreement covering the Gulf Cooperation Council States of United Arab Emirates, Qatar, Bahrain, Kuwait
and Oman with Al Muhairy Group of United Arab Emirates (“Al Muhairy Group”). Pursuant to this agreement, Al Muhairy Group purchased the exclusive right to
franchise and operate Rocky Mountain Chocolate Factory stores in the Gulf Cooperation Council States. As of March 31, 2017, Al Muhairy Group operated four
stores under this agreement.

Our business was significantly affected by the global recession during 2008-2009. During this period there was a decrease in leads and qualified franchisees for
domestic  franchise  growth.  Amidst  this  environment  we  initiated  a  program  to  focus  on  international  expansion.  International  growth  is  generally  achieved
through  entry  into  a  Master  License  Agreement  covering  specific  countries,  with  a  licensee  that  meets  minimum  qualifications  to  develop  Rocky  Mountain
Chocolate  Factory,  or  a  brand  of  U-Swirl  in  that  country.  License  agreements  are  generally  entered  into  for  a  period  of  3-10  years  and  allow  the  licensee
exclusive  development  rights  in  a  country.  Generally  we  require  an  initial  license  fee  and  commitment  to  a  development  schedule.  International  license
agreements in place at February 28, 2017 include the following:

•

•

In April 2012, we entered into a Master Licensing Agreement covering the country of Japan with a strategic licensee based in Hong Kong. As of March
31, 2017, five units were operating under this agreement. The licensee has not developed Japan in accordance with the development schedule set forth
in the agreement and we are currently evaluating ways to retain licensee operations in Japan.

In  March  2013,  we  entered  into  a  Licensing  Agreement  in  the  country  of  South  Korea.  As  of  March  31,  2017,  18  units  were  operating  under  this
agreement.

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•

•

In October 2014, we entered into a Licensing Agreement in the Republic  of the Philippines. As of March 31, 2017 three units were operating under the
agreement.

Through our U-Swirl subsidiary , we have an additional international development agreement covering Canada.

Co-branding

In August 2009, we entered into a Master License Agreement with Kahala Franchise Corp. Under the terms of the agreement, select current and future Cold
Stone Creamery franchise stores are co-branded with both the Rocky Mountain Chocolate Factory and the Cold Stone Creamery brands. Locations developed
or modified under the agreement are subject to the approval of both parties. Locations developed or modified under the agreement will remain franchisees of
Cold  Stone  Creamery  and  will  be  licensed  to  offer  the  Rocky  Mountain  Chocolate  Factory  brand. As  of  March  31,  2017,  Cold  Stone  Creamery  franchisees
operated 83 stores under this agreement.

Additionally, we allow U-Swirl brands to offer Rocky Mountain Chocolate Factory products under terms similar to other co-branding agreements. As of March 31,
2017, there were 19 franchise and Company-owned U-Swirl cafés offering Rocky Mountain Chocolate Factory products.

Training and Support

Each domestic franchisee owner/operator and each store manager for a domestic franchisee is required to complete a comprehensive training program in store
operations and management. We have established a training center at our Durango headquarters in the form of a full-sized replica of a properly configured and
merchandised Rocky Mountain Chocolate Factory store. U-Swirl franchisees are required to complete a similar training program. Topics covered in the training
course  include  our  philosophy  of  store  operation  and  management,  customer  service,  merchandising,  pricing,  cooking,  inventory  and  cost  control,  quality
standards,  record  keeping,  labor  scheduling  and  personnel  management.  Training  is  based  on  standard  operating  policies  and  procedures  contained  in  an
operations  manual  provided  to  all  franchisees,  which  the  franchisee  is  required  to  follow  by  terms  of  the  franchise  agreement.  Additionally,  and  importantly,
trainees  are  provided  with  a  complete  orientation  to  our  operations  by  working  in  key  factory  operational  areas  and  by  meeting  with  members  of  our  senior
management.

Our operating objectives include providing knowledge and expertise in merchandising, marketing and customer service to all front-line store level employees to
maximize their skills and ensure that they are fully versed in our proven techniques.

We provide ongoing support to franchisees through our field consultants, who maintain regular and frequent communication with the stores by phone and by site
visits. The field consultants also review and discuss with the franchisee store operating results and provide advice and guidance in improving store profitability
and in developing and executing store marketing and merchandising programs.

Quality Standards and Control

The  franchise  agreement  for  Rocky  Mountain  Chocolate  Factory  franchisees  requires  compliance  with  our  procedures  of  operation  and  food  quality
specifications and permits audits and inspections by us.

Operating standards for Rocky Mountain Chocolate Factory  stores are set forth in operating manuals. These manuals cover general operations, factory ordering,
merchandising, advertising and accounting procedures. Through their regular visits to franchised stores, our field consultants audit performance and adherence
to  our  standards.  We  have  the  right  to  terminate  any  franchise  agreement  for  non-compliance  with  our  operating  standards.  Products  sold  at  the  stores  and
ingredients used in the preparation of products approved for on-site preparation must be purchased from us or from approved suppliers.

The Franchise Agreement: Terms and Conditions  

The domestic offer and sale of  our franchise concepts are made pursuant to the respective Franchise Disclosure Document prepared in accordance with federal
and  state  laws  and  regulations.  States  that  regulate  the  sale  and  operation  of  franchises  require  a  franchisor  to  register  or  file  certain  notices  with  the  state
authorities prior to offering and selling franchises in those states.

Under the current form of our domestic franchise agreements, franchisees pay us (i) an initial franchise fee for each store, (ii) royalties based on monthly gross
sales, and (iii) a marketing fee based on monthly gross sales. Franchisees are generally granted exclusive territory with respect to the operation of their stores
only in the immediate vicinity of their stores. Chocolate and yogurt products not made on the premises by franchisees must be purchased from us or approved
suppliers. The franchise agreements require franchisees to comply with our procedures of operation and food quality specifications, to permit inspections and
audits by us and to remodel stores to conform with standards then in effect. We may terminate the franchise agreement upon the failure of the franchisee to
comply with the conditions of the agreement and upon the occurrence of certain events, such as insolvency or bankruptcy of the franchisee or the commission
by  the  franchisee  of  any  unlawful  or  deceptive  practice,  which  in  our  judgment  is  likely  to  adversely  affect  the  system.  Our  ability  to  terminate  franchise
agreements pursuant to such provisions is subject to applicable bankruptcy and state laws and regulations. See "Business - Regulation."

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The agreements prohibit the transfer or assignment of any interest in a franchise without  our prior written consent. The agreements also give us a right of first
refusal to purchase any interest in a franchise if a proposed transfer would result in a change of control of that franchise. The refusal right, if exercised, would
allow us to purchase the interest proposed to be transferred under the same terms and conditions and for the same price as offered by the proposed transferee.

The term of each franchise agreement is ten years, and franchisees have the right to renew for one additional ten-year term.

Franchise Financing

We  do  not  typically  provide  prospective  franchisees  with  financing  for  their  stores,  but  we  have  developed  relationships  with  several  sources  of  franchisee
financing to whom we will refer franchisees. Typically, franchisees have obtained their own sources of such financing and have not required our assistance.

During  FY  2014,  we  began  an  initiative  to  finance  entrepreneurial  graduates  of  the  Missouri  Western  State  University  (“MWSU”)  entrepreneurial  program.
Beginning in FY 2010, recent graduates were awarded the opportunity to own a Rocky Mountain Chocolate Factory franchise under favorable financing terms.
Prior to FY 2014, the financing was provided by an independent benefactor of the MWSU School of Business. Beginning in FY 2014, we began to finance the
graduates directly, under similar terms as the previous financing facility. This program has generally included financing for the purchase of formerly Company-
owned locations or for the purchase of underperforming franchise locations. As of February 28, 2017, approximately $460,000 was included in notes receivable
as a result of this program. As of March 31, 2017, there were 18 units in operation by graduates of the MWSU entrepreneurial program.

Licensee Financing

During FY 2011, we began a program to finance the remodel costs of a select number of co-branded licensed Cold Stone Creamery locations. The financing
was  provided  to  existing  Cold  Stone  Creamery  franchisees  that  were  required  to  meet  a  number  of  financial  qualifications  prior  to  approval.  At  February  28,
2017, approximately $49,000 was included in notes receivable as a result of this program.

Company Store Program

As  of  March 31,  2017,  there  were  four  company-owned  Rocky  Mountain  Chocolate  Factory  stores  and  five  company-owned  U-Swirl  cafés.  Company-owned
stores provide a training ground for Company-owned store personnel and district managers and a controllable testing ground for new products and promotions,
operating and training methods and merchandising techniques, which may then be incorporated into the franchise store operations.

Managers  of company-owned stores are required to comply with all Company operating standards and undergo training and receive support from us similar to
the training and support provided to franchisees. See "Franchising Program-Training and Support" and "Franchising Program-Quality Standards and Control."

Manufacturing Operations

General

We manufacture our  chocolate  candies  at  our  factory  in  Durango,  Colorado.  All  products  are  produced  consistent  with  our  philosophy  of  using  only  the  finest
high quality ingredients to achieve our marketing motto of "The Peak of Perfection in Handmade Chocolates ®."

We have always believed that we should control the manufacturing of our own chocolate products. By controlling manufacturing, we can better maintain our high
product quality standards, offer unique, proprietary products, manage costs, control production and shipment schedules and potentially pursue new or under-
utilized distribution channels.

Manufacturing Processes

The manufacturing process primarily involves cooking or preparing candy centers, including nuts, caramel, peanut butter, creams and jellies, and then coating
them  with  chocolate  or  other  toppings.  All  of  these  processes  are  conducted  in  carefully  controlled  temperature  ranges,  and we  employ  strict  quality  control
procedures at every stage of the manufacturing process. We use a combination of manual and automated processes at our factory. Although we believe that it is
currently preferable to perform certain manufacturing processes, such as dipping of some large pieces by hand, automation increases the speed and efficiency
of the manufacturing process. We have from time to time automated processes formerly performed by hand where it has become cost-effective for us to do so
without compromising product quality or appearance.

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We  seek  to  ensure  the  freshness  of  products  sold  in  Rocky  Mountain  Chocolate  Factory  stores  with  frequent  shipments.  Most  Rocky  Mountain  Chocolate
Factory stores do not have significant space for the storage of inventory, and we encourage franchisees and store managers to order only the quantities that they
can reasonably expect to sell within approximately two to four weeks. For these reasons, we generally do not have a significant backlog of orders.

Ingredients

The principal ingredients used  in our products are chocolate, nuts, sugar, corn syrup, cream and butter. The factory receives shipments of ingredients daily. To
ensure the consistency of our products, we buy ingredients from a limited number of reliable suppliers. In order to assure a continuous supply of chocolate and
certain nuts, we frequently enter into purchase contracts of between six to eighteen months for these products. Because prices for these products may fluctuate,
we  may  benefit  if  prices  rise  during  the  terms  of  these  contracts,  but  we  may  be  required  to  pay  above-market  prices  if  prices  fall.  We  have  one  or  more
alternative sources for most essential ingredients and therefore believe that the loss of any supplier would not have a material adverse effect on our business or
results of operations. We currently purchase small amounts of finished candy from third parties on a private label basis for sale in Rocky Mountain Chocolate
Factory stores.

Trucking Operations

We operate eight trucks and ship a substantial portion of our products from the factory on our own fleet. Our trucking operations enable us to deliver our products
to the stores quickly and cost-effectively. In addition, we back-haul our own ingredients and supplies, as well as products from third parties, on return trips, which
helps achieve even greater efficiencies and cost savings.

Marketing

General

We  rely  primarily  on  in-store  promotion  and  point-of-purchase  materials  to  promote  the  sale  of  our  products.  The  monthly  marketing  fees  collected  from
franchisees are used by us to develop new packaging and in-store promotion and point-of-purchase materials, and to create and update our local store marketing
handbooks.

We  focus  on  local  store  marketing  efforts  by  providing  customizable  marketing  materials,  including  advertisements,  coupons,  flyers  and  mail  order  catalogs
generated by our in-house Creative Services department. The department works directly with franchisees to implement local store marketing programs.

We have not historically , and do not intend to, engage in national traditional media advertising in the near future. Consistent with our commitment to community
support,  we  aggressively  seek  opportunities  to  participate  in  local  and  regional  events,  sponsorships  and  charitable  causes.  This  support  leverages  low  cost,
high return publicity opportunities for mutual gain partnerships. Through programs such as Fudge for Troops, and collaborations with Sylvan Learning Centers
and  other  national/local  organizations  focused  on  youth/leadership  development  and  underserved  populations  in  our  community  we  have  developed
relationships that define our principal platforms, and contribute to charitable causes that provide great benefits at a national level.

Internet and  Social Media

Beginning  in  2010,  we  initiated  a  program  to  leverage  the  marketing  benefits  of  various  social  media  outlets.  These  low  cost  marketing  opportunities  seek  to
leverage the positive feedback of our customers to expand brand awareness through a customer’s network of contacts. Complementary to local store marketing
efforts,  these  networks  also  provide  a  medium  for  us  to  communicate  regularly  and  authentically  with  customers.  When  possible,  we  work  to  facilitate  direct
relationships between our franchisees and their customers. We use social media as a powerful tool to build brand recognition, increase repeat exposure and
enhance  dialogue  with  consumers  about  their  preferences  and  needs.  To  date,  the  majority  of  stores  have  location  specific  websites  and  location  specific
Facebook® pages dedicated to help customers interact directly with their local store. Proceeds from the monthly marketing fees collected from franchisees are
used by us to facilitate and assist stores in managing their online presence consistent with our brand and marketing efforts.

Licensing

We have developed relationships and utilized licensing partners to leverage the equity of the Rocky Mountain Chocolate Factory brand. These licensed products
place our brand and story in front of consumers in environments where they regularly shop but may not be seeing our brand at present. We regularly review
product  opportunities  and  selectively  pursue  those  we  believe  will  have  the  greatest  impact.  The  most  recent  example  is  the  announcement  of  our  Rocky
Mountain  Chocolate  Factory  Chocolatey  Almond  breakfast  cereal  manufactured,  marketed,  and  distributed  by  Kellogg’s  Company.  Some  of  our  specialty
markets customers (customers outside our system of franchised domestic retail locations) have worked with us to offer licensed products alongside products we
produce to further enhance brand placement and awareness.

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Competition

The retailing of confectionery and frozen dessert products is highly competitive. We and our franchisees compete with numerous businesses that offer products
similar  to  those  our  stores  offer.  Many  of  these  competitors  have  greater  name  recognition  and  financial,  marketing  and  other  resources  than  us.  In  addition,
there is intense competition among retailers for real estate sites, store personnel and qualified franchisees.

We believe that our principal competitive strengths lie in our name recognition and our reputation for the quality, value, variety and taste of our products and the
special  ambiance  of  our  stores;  our  knowledge  and  experience  in  applying  criteria  for  selection  of  new  store  locations;  our  expertise  in  merchandising  and
marketing of chocolate and other candy products; and the control and training infrastructures we have implemented to assure execution of successful practices
and techniques at our store locations. In addition, by controlling the manufacturing of our own chocolate products, we can better maintain our high product quality
standards for those products, offer proprietary products, manage costs, control production and shipment schedules and pursue new or under-utilized distribution
channels.

Trade Name and Trademarks

The  trade  name  " Rocky  Mountain  Chocolate  Factory®,"  the  phrases,  "The  Peak  of  Perfection  in  Handmade  Chocolates ®",  "America's  Chocolatier®” , “The
World’s  Chocolatier®”  as  well  as  all  other  trademarks,  service  marks,  symbols,  slogans,  emblems,  logos  and  designs  used  in  the  Rocky  Mountain  Chocolate
Factory  system,  are  our  proprietary  rights.  We  believe  that  all  of  the  foregoing  are  of  material  importance  to  our  business.  The  registration  for  the  trademark
“Rocky  Mountain  Chocolate  Factory”  is  registered  in  the  United  States  and  Canada.  Applications  have  been  filed  to  register  the  Rocky  Mountain  Chocolate
Factory trademark and/or obtained in certain foreign countries.

In  connection  with U-Swirl’s  frozen  yogurt  café  operations,  the  following  marks  are  owned  by  U-Swirl  and  have  been  registered  with  the  U.S.  Patent  and
Trademark Office: “U-Swirl Frozen Yogurt And Design”; “U-Swirl Frozen Yogurt”; “U-Swirl”; “U and Design”; “Worth The Weight”; “Frequent Swirler”; “Yogurtini”;
“CherryBerry Self-Serve Yogurt Bar”; “Yogli Mogli”; “Best on the Planet”; “Fuzzy Peach”; “U-Swirl-N-Go”; and “Serve Yo Self”. The “U-Swirl Frozen Yogurt and
Design” (a logo) is also registered in Mexico and U-Swirl has a registration for “U-Swirl” in Canada.

We have not attempted to obtain patent protection for the proprietary recipes developed by our master candy-maker and instead rely upon our ability to maintain
the confidentiality of those recipes.

Employees

At February 28, 2017, we employed approximately 280 people. Most employees, with the exception of store management, factory management and corporate
management, are paid on an hourly basis. We also employ some people on a temporary basis during peak periods of store and factory operations. We seek to
assure that participatory management processes, mutual respect and professionalism and high performance expectations for the employee exist throughout the
organization. We believe that we provide working conditions, wages and benefits that compare favorably with those of our competitors. Our employees are not
covered by a collective bargaining agreement. We consider our employee relations to be good.

Seasonal Factors

Our sales and earnings are seasonal, with significantly higher sales and earnings occurring during key holidays and the summer vacation season than at other
times of the year, which may cause fluctuations in our quarterly results of operations. In addition, quarterly results have been, and in the future are likely to be,
affected  by  the  timing  of  new  store  openings,  the  sale  of  franchises  and  the  timing  of  purchases  by  customers  outside  our  network  of  franchised  locations.
Because of the seasonality of our business, results for any quarter are not necessarily indicative of the results that may be achieved in other quarters or for a full
fiscal year.

Regulation

Company-owned Rocky Mountain Chocolate Factory stores and Company-owned U-Swirl cafés are subject to licensing and regulation by the health, sanitation,
safety, building and fire agencies in the state or municipality where located. Difficulties or failures in obtaining the required licensing or approvals could delay or
prevent the opening of new stores. New stores must also comply with landlord and developer criteria.

Many states have laws regulating franchise operations, including registration and disclosure requirements in the offer and sale of franchises.  We are also subject
to the Federal Trade Commission regulations relating to disclosure requirements in the sale of franchises and ongoing disclosure obligations.

Additionally, certain states have enacted and others may enact laws and regulations governing the termination or non-renewal of franchises and other aspects of
the  franchise  relationship  that  are  intended  to  protect  franchisees.  Although  these  laws  and  regulations,  and  related  court  decisions,  may  limit our  ability  to
terminate  franchises  and  alter  franchise  agreements,  we  do  not  believe  that  such  laws  or  decisions  will  have  a  material  adverse  effect  on  our  franchise
operations. However, the laws applicable to franchise operations and relationships continue to develop, and we are unable to predict the effect on our intended
operations of additional requirements or restrictions that may be enacted or of court decisions that may be adverse to franchisors.

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Federal and state environmental regulations have not had a material impact on  our operations but more stringent and varied requirements of local governmental
bodies with respect to zoning, land use and environmental factors could delay construction of new stores.

Companies engaged in the manufacturing, packaging and distribution of food products are subject to extensive regulation by various governmental agencies. A
finding of a failure to comply with one or more regulations could result in the imposition of sanctions, including the closing of all or a portion of our facilities for an
indeterminate  period  of  time.  Our  product  labeling  is  subject  to  and  complies  with  the  Nutrition  Labeling  and  Education  Act  of  1990  and  the  Food  Allergen
Labeling and Consumer Protection Act of 2004.

We provide a limited amount of trucking services to third parties, to fill available space on our trucks. Our trucking operations are subject to various federal and
state  regulations,  including  regulations  of  the  Federal  Highway  Administration  and  other  federal  and  state  agencies  applicable  to  motor  carriers,  safety
requirements of the Department of Transportation relating to interstate transportation and federal, state and Canadian provincial regulations governing matters
such as vehicle weight and dimensions.

We believe that we are operating in substantial compliance with all applicable laws and regulations.

Financial Information About Segments

See  Note  9  “Operating  Segments”  to  our  consolidated  financial  statements  included  in  this  Annual  Report  in  Part  II.  Item  8.  “Financial  Statements  and
Supplementary Data” for financial information relating to our segments.

Available Information

The  Internet  address  of  our  website  is www.rmcf.com.  Additional  websites  specific  to  our  franchise  opportunities  are  www.sweetfranchise.com  and www.u-
swirl.com.

We  file  or  furnish  annual,  quarterly  and  current  reports,  proxy  statements  and  other  information  with  the  United  States  Securities  and  Exchange  Commission
(“SEC”). We make available free of charge, through our Internet website, our annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on
Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange Act, as soon as reasonably practicable after
we file such material with, or furnish it to, the SEC. The public may also read and copy materials we file with the SEC at the SEC’s Public Reference Room,
which is located at 100 F Street, NE, Room 1580, Washington, DC 20549. You can obtain information on the operation of the Public Reference Room by calling
the SEC at 1-800-SEC-0330. The SEC also maintains a website that contains reports, proxy and information statements and other information regarding issuers
that file electronically with the SEC at www.sec.gov. The contents of our websites are not incorporated into, and should not be considered a part of, this Annual
Report.

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Item 1A. RISK FACTORS

General Economic Conditions Could Have a Material Adverse Effect on  our Business, Results of Operations and Liquidity.

Consumer purchases of discretionary items, including  our products, generally decline during weak economic periods and other periods where disposable income
is adversely affected. Our performance is subject to factors that affect worldwide economic conditions including employment, consumer debt, reductions in net
worth  based  on  severe  market  declines,  residential  real  estate  and  mortgage  markets,  taxation,  fuel  and  energy  prices,  interest  rates,  consumer  confidence,
value  of  the  U.S.  dollar  versus  foreign  currencies  and  other  macroeconomic  factors.  These  factors  may  cause  consumers  to  purchase  products  from  lower
priced competitors or to defer purchases of products altogether.

Economic weakness could have a material effect on our results of operations, liquidity and capital resources. It could also impact our ability to fund growth and/or
result in us becoming more reliant on external financing, the availability and terms of which may be uncertain. In addition, a weak economic environment may
exacerbate the other risks noted below.

Our  Sales  to  Specialty  Market  Customers,  Customers  Outside  Our  System  of  Franchised  Stores,  Are  Concentrated  Among  a  Small  Number  of
Customers.

Revenue from one customer of the Company ’s manufacturing segment represented approximately $4.1 million or 11% of the Company’s revenues during the
year ended February 28, 2017. The Company’s future results may be adversely impacted by a change in the purchases of this customer.

Our Growth is Dependent Upon Attracting and Retaining Qualified Franchisees and Their Ability to Operate Their Franchised Stores Successfully .

Our continued growth and success is dependent in part upon our ability to attract, retain and contract with qualified franchisees. Our growth is dependent upon
the  ability  of  franchisees  to  operate  their  stores  successfully,  promote  and  develop  our  store  concepts,  and  maintain  our  reputation  for  an  enjoyable  in-store
experience  and high  quality  products.  Although  we  have  established  criteria  to  evaluate  prospective  franchisees  and  have  been  successful  in  attracting
franchisees, there can be no assurance that franchisees will be able to operate successfully in their franchise areas in a manner consistent with our concepts
and standards.

Our Expansion Plans Are Dependent on the Availability of Suitable Sites for Franchised Stores at Reasonable Occupancy Costs .

Our expansion plans are critically dependent on our ability to obtain suitable sites at reasonable occupancy costs for our franchised stores in  high foot traffic retail
environments. There is no assurance that we will be able to obtain suitable locations for our franchised stores and kiosks in this environment at a cost that will
allow such stores to be economically viable.

A  Significant  Shift  by  Franchisees  from  Company-Manufactured  Products  to  Products  Produced  By  Third  Parties  Could  Adversely  Affect  Our
Operations.

We  believe  approximately 42%  of  franchised  stores'  revenues  are  generated  by  sales  of  products  manufactured  by  and  purchased  from  us,  53%  by  sales  of
products  made  in  the  stores  with  ingredients  purchased  from  us  or  approved  suppliers  and  5%  by  sales  of  products  purchased  from  approved  suppliers  for
resale in the stores. Franchisees' sales of products manufactured by us generate higher revenues to us than sales of store-made or other products. We have
seen a significant increase in system-wide sales of store-made and other products, which has led to a decrease in purchases from us and an adverse effect on
our revenues. If this trend continues, it could further adversely affect our total revenues and results of operations. Such a decrease could result from franchisees'
decisions to sell more store-made products or products purchased from approved third party suppliers.

Same Store Sales Have  Fluctuated and Will Continue to Fluctuate on a Regular Basis .

Our same store sales, defined as year-over-year sales for a store that has been open at least one year, have fluctuated significantly in the past on an annual and
quarterly basis and are expected to continue to fluctuate in the future. During the past five fiscal years, same store sales results at RMCF franchise stores have
fluctuated as follows: (a) from 0.2% to 3.1% for annual results; (b) from (3.9%) to 7.5% for quarterly results. Sustained declines in same store sales or significant
same store sales declines in any single period could have a material adverse effect on our results of operations.

Increases in Costs Could Adversely  Affect Our Operations .

Inflationary  factors  such  as  increases  in  the  costs  of  ingredients,  energy  and  labor  directly  affect  our  operations.  Most  of  our  leases  provide  for  cost-of-living
adjustments and require us to pay taxes, insurance and maintenance expenses, all of which are subject to inflation. Additionally, our future lease costs for new
facilities may reflect potentially escalating costs of real estate and construction. There is no assurance that we will be able to pass on our increased costs to our
customers.

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Price Increases May Not Be Sufficient To Offset Cost Increases An d Maintain Profitability Or  Ma y Result In  Sales Volume Declines Associated With
Pricing Elasticity.

We may be able to pass some or all raw material, energy and other input cost increases to customers by increasing the selling prices of our products ,  however,
higher  product  prices  may  also  result  in  a  reduction  in  sales  volume  and/or  consumption.  If  we  are  not  able  to  increase  our  selling  prices  sufficiently,  or  in  a
timely manner, to offset increased raw material, energy or other input costs, including packaging, direct labor, overhead and employee benefits, or if our sales
volume decreases significantly, there could be a negative impact on our financial condition and results of operations.

The Availability and Price of Principal Ingredients Used in Our Products Are Subject to Factors Beyond Our Control .

Several of the principal ingredients used in  our products, including chocolate and nuts, are subject to significant price fluctuations. Although cocoa beans, the
primary raw material used in the production of chocolate, are grown commercially in Africa, Brazil and several other countries around the world, cocoa beans are
traded in the commodities market, and their supply and price are subject to volatility. We believe our principal chocolate supplier purchases most of its beans at
negotiated prices from African growers, often at a premium to commodity prices. The supply and price of cocoa beans, and in turn of chocolate, are affected by
many factors, including monetary fluctuations and economic, political and weather conditions in countries in which cocoa beans are grown. We purchase most of
our  nut  meats  from  domestic  suppliers  who  procure  their  products  from  growers  around  the  world.  The  price  and  supply  of  nuts  are  also  affected  by  many
factors,  including  weather  conditions  in  the  various  regions  in  which  the  nuts  we  use  are  grown.  Although  we  often  enter  into  purchase  contracts  for  these
products, significant or prolonged increases in the prices of chocolate or of one or more types of nuts, or the unavailability of adequate supplies of chocolate or
nuts of the quality sought by us, could have a material adverse effect on us and our results of operations.

We Now Own 100% of the Operations of  U-Swirl, Which Has  a History of Losses and May Continue to Report Losses in the Future.

In January 2013, we obtained a controlling ownership interest in SWRL. This interest was the result of a transaction designed to create a self-serve frozen yogurt
company through the combination of three formerly separate self-serve frozen yogurt retailers (U-Swirl, Yogurtini and Aspen Leaf Yogurt). SWRL has historically
reported  net  losses.  In  February  2016,  we  foreclosed  on  the  all  of  the  outstanding  common  stock  of  U-Swirl  (the  operating  subsidiary  of  SWRL)  in  full
satisfaction of the obligations under the SWRL Loan Agreement, meaning that U-Swirl is now a wholly-owned subsidiary of the Company. If U-Swirl continues to
not be profitable, those operating losses of U-Swirl could have a material adverse effect on our overall results of operations.

We And Our Subsidiaries May Be Unable To Successfully Integrate The Operations Of Acquired Businesses And May Not Achieve The Co st  Savings
And Increased Revenues Anticipated As A Result Of These Acquisitions.

Over the past  three years, U-Swirl has acquired a number of other yogurt franchising businesses. Achieving the anticipated benefits of acquisitions will depend
in part upon our and our subsidiaries’ ability to integrate these businesses in an efficient and effective manner. The integration of companies that have previously
operated independently may result in significant challenges, and we and our subsidiaries may be unable to accomplish the integration smoothly or successfully.
The  integration  of  acquired  businesses  may  also  require  the  dedication  of  significant  management  resources,  which  may  temporarily  distract  management’s
attention from the day-to-day operations of the Company. In addition, the process of integrating operations may cause an interruption of, or loss of momentum
in,  the  activities  of  one  or  more  of  our  or  our  subsidiaries’  businesses  and  the  loss  of  key  personnel  from  us  or  the  acquired  businesses.  Our  and  our
subsidiaries’ strategy is, in part, predicated on the ability to realize cost savings and to increase revenues through the acquisition of businesses that add to the
breadth and depth of our products and services. Achieving these cost savings and revenue increases is dependent upon a number of factors, many of which are
beyond our control.

The Seasonality of Our Sales and New Store Openings  Can Have a Significant Impact on Our Financial Results from Quarter to Quarter .

Our sales and earnings are seasonal, with significantly higher sales and earnings occurring during  key holidays and summer vacation season than at other times
of the year, which causes fluctuations in our quarterly results of operations. In addition, quarterly results have been, and in the future are likely to be, affected by
the  timing  of  new  store  openings  and  the  sale  of  franchises.  Because  of  the  seasonality  of  our  business  and  the  impact  of  new  store  openings  and  sales  of
franchises, results for any quarter are not necessarily indicative of the results that may be achieved in other quarters or for a full fiscal year. See "Management's
Discussion and Analysis of Financial Condition and Results of Operations."

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The Retailing of Confectionery and Frozen Dessert  Products is Highly Competitive and Many of Our Competitors Have Competitive Advantages Over
Us.

The retailing of confectionery and frozen dessert products is highly competitive. We and our franchisees compete with numerous businesses that offer similar
products.  Many  of  these  competitors  have  greater  name  recognition  and  financial,  marketing  and  other  resources  than  we  do.  In  addition,  there  is  intense
competition among retailers for real estate sites, store personnel and qualified franchisees. Competitive market conditions could have a material adverse effect
on us and our results of operations and our ability to expand successfully.

Changes in Consumer Tastes and Trends Could Have a Material Adverse Effect on Our Operations .

The  sale  of our products is affected by changes in consumer tastes and eating habits, including views regarding consumption of chocolate and frozen yogurt.
Numerous other factors that we cannot control, such as economic conditions, demographic trends, traffic patterns and weather conditions, influence the sale of
our products. Changes in any of these factors could have a material adverse effect on us and our results of operations.

We Are Subject to Federal, State and Local Regulation .

We are subject to regulation by the Federal Trade Commission and must comply with certain state laws governing the offer, sale and termination of franchises
and the refusal to renew franchises. Many state laws also regulate substantive aspects of the franchisor-franchisee relationship by, for example, requiring the
franchisor  to  deal  with  its  franchisees  in  good  faith,  prohibiting  interference  with  the  right  of  free  association  among  franchisees  and  regulating  discrimination
among franchisees in charges, royalties or fees. Franchise laws continue to develop and change, and changes in such laws could impose additional costs and
burdens  on  franchisors.  Our  failure  to  obtain  approvals  to  sell  franchises  and  the  adoption  of  new  franchise  laws,  or  changes  in  existing  laws,  could  have  a
material adverse effect on us and our results of operations.

Each of our Company-owned and franchised stores is subject to licensing and regulation by the health, sanitation, safety, building and fire agencies in the state
or municipality where located. Difficulties or failures in obtaining required licenses or approvals from such agencies could delay or prevent the opening of a new
store. We and our franchisees are also subject to laws governing our relationships with employees, including minimum wage requirements, overtime, working
and  safety  conditions  and  citizenship  requirements.  Because  a  significant  number  of  our  employees  are  paid  at  rates  related  to  the  federal  minimum  wage,
increases in the minimum wage would increase our labor costs. The failure to obtain required licenses or approvals, or an increase in the minimum wage rate,
employee benefits costs (including costs associated with mandated health insurance coverage) or other costs associated with employees, could have a material
adverse effect on us and our results of operations.

Companies engaged in the manufacturing, packaging and distribution of food products are subject to extensive regulation by various governmental agencies. A
finding of a failure to comply with one or more regulations could result in the imposition of sanctions, including the closing of all or a portion of our facilities for an
indeterminate period of time, and could have a material adverse effect on us and our results of operations.

We Are Subject to Periodic Litigation, Which Could Result in Unexpected Expense of Time and Resources.

From time to time, we are called upon to defend ourselves against lawsuits relating to our business. Due to the inherent uncertainties of litigation, we cannot
accurately  predict  the  ultimate  outcome  of  any  such  proceedings.  We  are  currently  involved in  one  potentially  adverse  legal  proceeding.  For  a  detailed
discussion of our current material legal proceedings, see Item 3. Legal Proceedings in Part I of this Form 10-K. An unfavorable outcome in any current or future
legal proceedings could have an adverse impact on our business, and financial results. In addition, any significant litigation in the future, regardless of its merits,
could  divert  management's  attention  from  our  operations  and  result  in  substantial  legal  fees.  Any  litigation  could  result  in  substantial  costs  and  a  diversion  of
management's attention and resources that are needed to successfully run our business.

Changes in Health Benefit Claims and Healthcare Reform Legislation Could Have a Material Adverse Effect on Our Operations .

We  accrue  for  costs  to  provide  self-insured  benefits  for  our  employee  health  benefits  program.  We  accrue  for  self-insured  health  benefits  based  on  historical
claims  experience  and  we  maintain  insurance  coverage  to  prevent  financial  losses  from  catastrophic  health  benefit  claims.  We  monitor  pending  and  enacted
legislation in an effort to evaluate the effects of such legislation upon our business. Our financial position or results of operations could be materially adversely
impacted should we experience a material increase in claims costs or a change in healthcare legislation that impacts our business. Our accrued liability for self-
insured employee health benefits at February 28, 2017 and February 29, 2016 was $100,000 and $78,200, respectively.

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Our Expansion Into New Markets May Present Increased Risks Due To Our Unfamiliarity With Those Areas And Our Target Customers’ Unfamiliarity
With Our Brands.

Consumers in any new markets we enter will not be familiar with our brands, and we will need to build brand awareness in those markets through significant
investments  in  advertising  and  promotional  activity.    We  may  find  it  more  difficult  in  our  markets  to  secure  desirable  locations  and  to  hire,  motivate  and  keep
qualified employees.

Anti-Takeover Provisions In Our Certificate Of Incorporation An d Bylaws Ma y Delay Or  Prevent A  Third Party Acquisition Of The  Company, Which
Could Decrease The Value Of Our Common Stock.

As described above, effective March 1, 2015, we reorganized to create a holding company structure and the new holding company is organized in the State of
Delaware. Our new certificate of incorporation and bylaws contain provisions that could make it more difficult for a third party to acquire us without the consent of
our Board of Directors. These provisions will:

•

•

•

•

limit the business at special meetings to the purpose stated in the notice of the meeting;

authorize the issuance of “blank check” preferred stock, which is preferred stock with voting or other rights or preferences that could impede a takeover
attempt and that the Board of Directors can create and issue without prior stockholder approval;

establish advance notice requirements for submitting nominations for election to the Board of Directors and for proposing matters that can be acted upon
by stockholders at a meeting;

require  the  affirmative  vote  of  the  “disinterested”  holders  of  a  majority  of  our  common  stock  to  approve  certain  business  combinations  involving  an
“interested stockholder” or its affiliates, unless either minimum price criteria and procedural requirements are met, or the transaction is approved by a
majority of our “continuing directors” (known as “fair price provisions”).

Although we believe all of these provisions will make a higher third-party bid more likely by requiring potential acquirers to negotiate with the Board of Directors,
these  provisions  will  apply  even  if  an  initial  offer  may  be  considered  beneficial  by  some  stockholders  and  therefore  could  delay  and/or  prevent  a  deemed
beneficial offer from being considered. These provisions could also discourage proxy contests and make it more difficult for our stockholders to elect directors
and take other corporate actions, which may prevent a change of control or changes in our management that a stockholder might consider favorable. In addition,
Section  203  of  the  Delaware  General  Corporation  Law  may  discourage,  delay,  or  prevent  a  change  in  control  of  us.  Any  delay  or  prevention  of  a  change  of
control or change in management that stockholders might otherwise consider to be favorable could cause the market price of our common stock to decline.

Issues Or Concerns Related To The Quality And Safety Of Our Products, Ingredients Or Packaging Could Cause A Product Recall And/Or Result In
Harm To The Company’s Reputation, Negatively Impacting Our Results of Operations.

In order to sell our products, we need to maintain a good reputation with our customers and consumers. Issues related to the quality and safety of our products,
ingredients  or  packaging  could  jeopardize  our  Company’s  image  and  reputation.  Negative  publicity  related  to  these  types  of  concerns,  or  related  to  product
contamination or product tampering, whether valid or not, could decrease demand for our products or cause production and delivery disruptions. We may need to
recall products if any of our products become unfit for consumption. In addition, we could potentially be subject to litigation or government actions, which could
result in payments of fines or damages. Costs associated with these potential actions could negatively affect our results of operations.

Disruption  To  Our  Manufacturing  Operations  Or  Supply  Chain  Could  Impair  Our  Ability  To  Produce  Or  Deliver  Finished  Products,  Resulting  In  A
Negative Impact On Our Results of Operations.

All of our manufacturing operations are located in Durango, Colorado . Disruption to our manufacturing operations or our supply chain could result from a number
of factors, including: natural disaster, pandemic outbreak of disease, weather, fire or explosion, terrorism or other acts of violence, labor strikes or other labor
activities,  unavailability  of  raw  or  packaging  materials,  and  operational  and/or  financial  instability  of  key  suppliers  and  other  vendors  or  service  providers.  We
believe that we take adequate precautions to mitigate the impact of possible disruptions. We have strategies and plans in place to manage disruptive events if
they were to occur. However, if we are unable, or find that it is not financially feasible, to effectively plan for or mitigate the potential impacts of such disruptive
events on our manufacturing operations or supply chain, our financial condition and results of operations could be negatively impacted.

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O u r Financial Results Ma y Be  Adversely Impacted By  Th e Failure To  Successfully Execute Or  Integrate Acquisitions,  Divestitures An d Joint
Ventures.

From  time  to  time,  we  may  evaluate  potential  acquisitions,  divestitures  or  joint  ventures  that  align  with  our  strategic  objectives.  The  success  of  such  activity
depends, in part, upon our ability to identify suitable buyers, sellers or business partners; perform effective assessments prior to contract execution; negotiate
contract  terms;  and,  if  applicable,  obtain  government  approval.  These  activities  may  present  certain  financial,  managerial,  staffing  and  talent,  and  operational
risks, including diversion of management’s attention from existing core businesses; difficulties integrating or separating businesses from existing operations; and
challenges presented by acquisitions or joint ventures which may not achieve sales levels and profitability that justify the investments made. If the acquisitions,
divestitures or joint ventures are not successfully implemented or completed, there could be a negative impact on our results of operations.

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ITEM 1B. UNRESOLVED STAFF COMMENTS

None.

ITEM 2. PROPERTIES

Our  manufacturing  operations  and  corporate  headquarters  are  located  at  a  53,000  square  foot  manufacturing  facility,  which  we  own,  in  Durango,  Colorado.
During FY 2017, our factory produced approximately 2.56 million pounds of chocolate candies, which was a decrease of 6% from the approximately 2.74 million
pounds produced in FY 2016. During FY 2008, we conducted a study of factory capacity. As a result of this study, we believe the factory has the capacity to
produce approximately 5.3 million pounds per year, subject to certain assumptions about product mix. In January 1998, we acquired a two-acre parcel adjacent
to our factory to ensure the availability of adequate space to expand the factory as volume demands.

U-Swirl’s principal offices are the same as the Company’s and located at 265 Turner Drive, Durango, Colorado 81303. U-Swirl also has an office located at 1175
American Pacific, Suite C, Henderson, Nevada 89074, in approximately 5,200 square feet of space leased for a term of five years expiring in July 2018. The rent
is approximately $2,800 per month. As of May 1, 2015, we have a signed sublease agreement for this location.

A s of  February  28,  2017,  all  four  Rocky  Mountain  Chocolate  Factory  Company-owned  stores  were  occupied  pursuant  to  non-cancelable  leases  of  five  to  ten
years having varying expiration dates from August 2018 to January 2026, some of which contain optional five or ten-year renewal rights. We do not deem any
individual store lease to be significant in relation to our overall operations.

The leases for  our U-Swirl Company-owned cafés range from approximately 1,600 to 3,000 square feet and have varying expiration dates from March 2019 to
February 2020, some of which contain optional five or ten-year renewal rights. We currently have 5 café leases in place, which range between $3,400 and $7,600
per month, exclusive of common area maintenance charges and taxes.

We act as primary lessee of some franchised store premises, which we then sublease to franchisees, but the majority of existing locations are leased by the
franchisee directly. Our current policy is not to act as primary lessee on any further franchised locations, except in rare instances. At March 31, 2017, we were
the primary lessee at five of our 332 franchised stores and one office location. The subleases for such locations are on the same terms as the Company's leases
of  the  premises.  For  information  as  to  the  amount  of  our  rental  obligations  under  leases  on  both  Company-owned  and  franchised  stores,  see  Note  5
“Commitments and Contingencies” to our consolidated financial statements included in Item 8 of this Annual Report.

ITEM 3. LEGAL PROCEEDINGS

From time to time, we may become involved in legal proceedings arising in the ordinary course of our business.  Except as described below, we are not presently
a  party  to  any  litigation  that  we  believe  to  be  material  and  we  are  not  aware  of  any  pending  or  threatened  litigation  against  us  that  we  believe  could  have  a
material adverse effect on our business, operating results, financial condition or cash flows.

In January 2014, SWRL entered into an Asset Purchase Agreement (the “CherryBerry Purchase Agreement”) with CherryBerry Enterprises LLC, CherryBerry
Corporate LLC, CherryBerry LLC (collectively, the “CherryBerry Entities”), and their respective owners (together with the CherryBerry Entities, the “CherryBerry
Selling Parties”), pursuant to which SWRL acquired the franchise rights of frozen yogurt stores branded as “CherryBerry” (the “CherryBerry Acquisition”). As a
part of the consideration for the CherryBerry Acquisition, SWRL agreed to issue an aggregate of 4,000,000 shares of SWRL common stock (the “CB Shares”) to
the CherryBerry Selling Parties. Pursuant to the CherryBerry Purchase Agreement, if the proceeds from the sale of any of the CB Shares on the open market
was less than $0.50 per share and the CherryBerry Selling Parties complied with other terms of the CherryBerry Purchase Agreement, SWRL agreed to pay a
shortfall payment equal to the difference of the sale price of the CB Shares and $0.50 per share, multiplied by the number of shares sold by the CherryBerry
Selling  Parties. If  SWRL  had  been  required  to  pay  the  shortfall  payment  on  February  28,  2017,  the  shortfall  payment  would  have  been  approximately
$1,800,000. SWRL determined the likelihood of incurring the liability to be less than probable and has not recorded a contingent liability at February 28, 2017. In
July and August 2015, the CherryBerry Selling Parties submitted to SWRL several requests for payment of approximately $205,000 of shortfall payments based
on the sale of a portion of the CB Shares.

In August 2015, SWRL filed a lawsuit against the CherryBerry Selling Parties, a former officer and director of SWRL and unknown other parties, in the District
Court for La Plata County, Colorado, alleging wrongful actions on their part to cause the price of SWRL’s  common  stock  to  decline  and  thereafter  making  an
improper demand for the shortfall payment described above, and certain other actions in violation of various provisions of the CherryBerry Purchase Agreement.
SWRL sought unspecified damages, attorney’s fees, other costs, and a determination that the shortfall payment arrangement is void. In September 2015, the
CherryBerry Selling Parties filed an answer and counterclaim to the lawsuit in the U.S. District Court for the District of Colorado, and moved the lawsuit to federal
court in the U.S. District Court for the District of Colorado (the “Colorado District Court”). In addition, the CherryBerry Entities added RMCF to the lawsuit through
a third-party complaint. The complaint alleged that SWRL materially breached the CherryBerry Purchase Agreement by not paying the shortfall payment, that
SWRL is the alter ego of RMCF and RMCF is liable for any obligations of SWRL, and that the SWRL Loan Agreement should be recharacterized as equity. The
CherryBerry Entities sought payment in full of the shortfall payment under the CherryBerry Purchase Agreement, declaratory judgements that SWRL is the alter
ego of RMCF and the SWRL Loan Agreement should be recharacterized as equity, and interest, attorney’s fees, costs and other equitable relief.

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On  January  13,  2016,  the  CherryBerry  Entities  dismissed  without  prejudice  their  counterclaim  and  third-party  complaint  from  the  Colorado  District  Court,  and
thereafter  on  January  13,  2016,  the  CherryBerry  Entities  refiled  the  exact  claims  (the  “Oklahoma  Action”)  in  the  United  States  District  Court  for  the  Northern
District  of  Oklahoma  (the  “Oklahoma  Court”).  Also  on  January  13,  2016,  RMCF  filed  a  lawsuit  against  the  CherryBerry  Entities  in  the  Colorado  District  Court
seeking a declaratory judgment that it is not the alter ego of SWRL and that the SWRL Loan Agreement should not be re-characterized as equity (the “Colorado
Action”). On that same date, SWRL filed a complaint against the CherryBerry Selling Parties asserting the same claims as it had asserted previously. RMCF filed
a motion to dismiss for lack of jurisdiction and improper venue and in the alternative a motion to transfer venue in response to the Oklahoma Action, and the
CherryBerry Selling Parties subsequently filed a motion to dismiss the Colorado Action. In April 2016, the Colorado District Court granted in part the CherryBerry
Selling Parties’ motion and administratively closed the case. In addition, in April 2016, the Oklahoma Court denied RMCF’s motion (and SWRL’s similar motion).
On April 8, 2016, the CherryBerry Entities moved to add RMCF as a defendant on the alter ego and re-characterization claims in the Oklahoma Action. On May
9, 2016, the Oklahoma Court granted that application and we filed an answer to this action in on June 6, 2016. All parties are currently involved in discovery
proceedings relating to this matter. A trial date has been set to commence on September 18, 2017. We intend to vigorously assert and defend our rights in this
lawsuit.

ITEM 4. MINE SAFETY DISCLOSURES

Not Applicable.

PART II.

ITEM 5. MARKET FOR REGISTRANT ’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES

Market Information

Our common stock trades on the NASDAQ Global Market under the trading symbol “RMCF.” The table below sets forth high and low sales price information and
dividends declared for our common stock for each quarter of FY 2017 and FY 2016.

Fiscal Year Ended February 2 8, 2017

HIGH

LOW

    Dividends declared  

Fourth Quarter
Third Quarter
Second Quarter
First Quarter

Fiscal Year Ended February 2 9, 2016
Fourth Quarter
Third Quarter
Second Quarter
First Quarter

Holders

  $
  $
  $
  $

  $
  $
  $
  $

12.17    $
10.97    $
11.28    $
10.69    $

HIGH

LOW

11.05    $
12.35    $
13.39    $
15.40    $

9.95    $
9.65    $
9.50    $
9.84    $

0.1200 
0.1200 
0.1200 
0.1200 

    Dividends declared  
0.1200 
0.1200 
0.1200 
0.1200 

9.30    $
10.75    $
11.56    $
12.65    $

On May 12, 2017, there were approximately 308 record holders of our common stock. We believe that there are more than 800 beneficial owners of our common
stock.

Dividends

The Company paid a quarterly cash dividend of $0.12 per common share on March  10, 2017 to stockholders of record on February 24, 2017. The dividends
paid  by  the  Company  for  the  past  two  fiscal  years  are  outlined  in  the  table  above.  Future  declarations  of  dividends  will  depend  on,  among  other  things,  our
results of operations, financial condition, cash flows and capital requirements, and on such other factors as the Board of Directors may in its discretion consider
relevant and in the best long term interest of stockholders. We are subject to various financial covenants related to our line of credit and other long-term debt,
however, those covenants do not restrict the Board of Director’s discretion of the future declaration of cash dividends.

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Stock Repurchase Program

O n July  15,  2014,  the  Company  publicly  announced  a  plan  to  purchase  up  to  $3.0  million  of  its  common  stock  in  the  open  market  or  in  private  transactions,
whenever  deemed  appropriate  by  management.  On  January  13,  2015,  the  Company  announced  a  plan  to  purchase  up  to  an  additional  $2,058,000  of  its
common  stock  under  the  repurchase  plan,  and  on  May  21,  2015,  the  Company  announced  a  further  increase  to  the  repurchase  plan  by  authorizing  the
purchase of up to an additional $2,090,000 of its common stock under the repurchase plan. During FY 2017, the Company repurchased 35,108 shares under
the repurchase plan at an average price of $10.01 per share. The Company did not repurchase any common stock under the repurchase plan during the fourth
quarter of FY 2017. As of February 28, 2017, approximately $638,000 remains available under the repurchase plan for further stock repurchases.

ITEM 6. SELECTED FINANCIAL DATA

The  selected  financial  data  presented  below  for  the  fiscal  years  ended  February   28  or  29,  2013  through  2017,  are  derived  from  the  consolidated  financial
statements of the Company, which have been audited by EKS&H LLLP, our independent registered public accounting firm. The selected financial data should be
read in conjunction with the consolidated financial statements and related notes thereto included elsewhere in this Annual Report and in Item 7. “Management's
Discussion and Analysis of Financial Condition and Results of Operations” below.

All material inter-Company balances have been eliminated upon consolidation.

 (Amounts in thousands, except per share data)

Selected Statement of Operations Data

YEARS ENDED FEBRUARY 28 or 29,

2017

2016

2015

2014

2013

Total revenues
Operating income
Net income

Basic Earnings per Common Share

Diluted Earnings per Common Share

  $

  $

  $

  $

38,296    $
5,524     
3,450    $

40,457    $
3,713     
4,426    $

41,508    $
5,965     
3,938    $

39,185    $
5,236     
4,392    $

0.59    $

0.75    $

0.64    $

0.72    $

0.58    $

0.73    $

0.61    $

0.68    $

Weighted average common shares outstanding

5,843     

5,894     

6,144     

6,100     

Weighted average common shares outstanding,

assuming dilution

5,994     

6,095     

6,413     

6,437     

Selected Balance Sheet Data

Working capital
Total assets
Long-term debt
Stockholders’ equity

  $

7,091    $
29,418     
2,529     
18,829     

7,433    $
30,316     
3,831     
18,479     

9,371    $
34,138     
5,083     
19,738     

8,884    $
35,153     
6,292     
19,852     

36,315 
2,540 
1,478 

0.24 

0.24 

6,079 

6,219 

8,981 
23,834 
- 
17,389 

Cash Dividend Declared per Common Share

  $

0.480    $

0.480    $

0.450    $

0.440    $

0.440 

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ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS  OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Overview

Rocky Mountain Chocolate Factory, Inc. , a Delaware corporation, and its subsidiaries (including its operating subsidiary with the same name, Rocky Mountain
Chocolate Factory, Inc., a Colorado corporation) (collectively, the “Company,” “we,” “us,” or “our”) is an international franchisor, confectionery manufacturer and
retail  operator.  Founded  in  1981,  we  are  headquartered  in  Durango,  Colorado  and  manufacture  an  extensive  line  of  premium  chocolate  candies  and  other
confectionery  products.  Our  subsidiary,  U-Swirl  International,  Inc.,  franchises  and  operates  self-serve  frozen  yogurt  stores.  Our  revenues  and  profitability  are
derived  principally  from  our  franchised/license  system  of  retail  stores  that  feature  chocolate,  frozen  yogurt  and  other  confectionary  products.  We  also  sell  our
candy in selected locations outside of our system of retail stores and license the use of our brand with certain consumer products. As of March 31, 2017, there
were  four  Company-owned,  83  licensee-owned  and  283  franchised  Rocky  Mountain  Chocolate  Factory  stores  operating  in  40  states,  Canada,  Japan,  South
Korea, the Philippines, and the United Arab Emirates. As of March 31, 2017, U-Swirl operated five Company-owned stores and 105 franchised and 40 licensed
stores  located  in  33  states  and  Canada.  U-Swirl  operates  self-serve  frozen  yogurt  cafes  under  the  names  “U-Swirl,”  “Yogurtini,”  “CherryBerry,”  “Yogli  Mogli
Frozen Yogurt,” “Fuzzy Peach Frozen Yogurt,” “Let’s Yo!” and “Aspen Leaf Yogurt”.

Effective  March  1,  2015,  we  reorganized  to  create  a  holding  company  structure.  Our  operating  subsidiary  with  the  same  name,  Rocky  Mountain  Chocolate
Factory, Inc., a Colorado corporation (“RMCF”), which was previously the public company, became a wholly-owned subsidiary of a newly formed entity, Rocky
Mountain Chocolate Factory, Inc., a Delaware corporation (“Newco”), and all of the outstanding shares of common stock of RMCF were exchanged on a one-for-
one basis for shares of common stock of Newco. Our new holding company began trading on March 2, 2015 on the NASDAQ Global Market under the symbol
“RMCF”, which was the same symbol used by RMCF prior to the holding company reorganization.

In January 2013, through our wholly-owned subsidiaries, including Aspen Leaf Yogurt, LLC (“ALY”), we  entered into two agreements to sell all of the assets of
our ALY frozen yogurt stores, along with our interest in the self-serve frozen yogurt franchises and retail units branded as “Yogurtini” which we also acquired in
January 2013, to U-Swirl, Inc., a publicly traded company (OTCQB: SWRL) (“SWRL”), in exchange for a 60% controlling equity interest in SWRL, which was
subsequently diluted down to 39% as of February 28, 2017 following various issuances of common stock of SWRL. At that time, U-Swirl International, Inc. was a
wholly-owned subsidiary of SWRL, and was the operating subsidiary for all of SWRL’s operations. Upon completion of these transactions, we ceased to directly
operate any Company-owned Aspen Leaf Yogurt locations or sell and support frozen yogurt franchise locations, which was being supported by SWRL.

In fiscal year (“FY”) 2014, SWRL acquired the franchise rights and certain other assets of s elf-serve  frozen  yogurt  concepts  under  the  names  “CherryBerry,”
“Yogli Mogli Frozen Yogurt” and “Fuzzy Peach Frozen Yogurt.” In connection with these acquisitions, the Company entered into a credit facility with Wells Fargo,
N.A. used to finance the acquisitions of SWRL, and in turn, the Company entered into a loan and security agreement with SWRL to cover the purchase price and
other costs associated with the acquisitions (the “SWRL Loan Agreement”). Borrowings under the SWRL Loan Agreement were secured by all of the assets of
SWRL, including all of the outstanding stock of its wholly-owned subsidiary, U-Swirl International, Inc. Under the SWRL Loan Agreement, SWRL was subject to
various financial covenants. SWRL was not compliant with the financial covenants during the year ended February 29, 2016 and the loan matured on January
16, 2016 without payment in full by SWRL. As a result of the defaults, we issued a demand for payment of all obligations under the SWRL Loan Agreement.
SWRL  was  unable  to  repay  the  obligations  under  the  SWRL  Loan  Agreement,  and  as  a  result,  we  foreclosed  on  all  of  the  outstanding  stock  of  U-Swirl
International, Inc. as of February 29, 2016 in full satisfaction of the amounts owed under the SWRL Loan Agreement. This resulted in U-Swirl International, Inc.
(“U-Swirl”) becoming a wholly-owned subsidiary of the Company as of February 29, 2016.

Current Trends and Outlook

Our business was significantly affected by the global recession during 2008-2009.  We continued to experience this difficult environment throughout FY 2010 and
FY  2011.  The  environment  somewhat  improved  from  FY  2012  to  FY  2017,  though  we  do  not  believe  that  the  challenges  have  fully  reversed.  The  economic
recovery  has  had  a  lesser  positive  impact  upon  retail  as  consumers  shift  shopping  to  online.  Locations  that  have  historically  been  favorable  locations  for  our
franchisees,  such  as  regional  malls  and  outlet  centers,  have  continued  to  struggle  in  the  current  environment.  As  a  result,  we  intend  to  continue  to  focus  on
managing the business in a seasoned, disciplined and controlled manner.

The financing that our franchisees have historically relied upon was substantially affected by the changes in banking and lending requirements in the years after
the  global  recession.  Limited  financing  alternatives  for  domestic  franchise  growth  have  led  us  to  pursue  a  strategy  of  expansion  through  co-branding  with
complimentary  concepts  such  as  ice  cream  and  frozen  yogurt,  international  development,  sale  of  our  products  to  specialty  markets,  licensing  the  Rocky
Mountain  Chocolate  Factory  brand  for  use  with  other  appropriate  consumer  products,  and  selected  entry  of  Rocky  Mountain  Chocolate  Factory  branded
products into other wholesale channels, along with business acquisitions as primary drivers of growth. This is a trend that continued in FY 2017 and we expect to
continue into the foreseeable future.

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Going  forward  in  FY  2018,  we  are  taking  a  conservative  view  of  market  conditions  in  the  United  States.  We  intend  to  continue  to  focus  on  our  long-term
objectives  while  seeking  to  maintain  flexibility  to  respond  to  market  conditions,  including  the  pursuit  of  international  growth  opportunities  to  reduce  our
dependence on the domestic economy.

We are subject to seasonal fluctuations in sales because of key holidays and the location of our franchisees, which have traditionally been located in resort or
tourist locations, and the nature of the products we sell, which are highly seasonal. As we expanded our geographical diversity to include regional centers and
our franchise offerings to include frozen desserts, we have seen some moderation to our seasonal sales mix. Seasonal fluctuation in sales causes fluctuations in
quarterly results of operations. Historically, the strongest sales of our products have occurred during key holidays and summer vacation seasons. Additionally,
quarterly results have been, and in the future are likely to be, affected by the timing of new store openings and sales of franchises. Because of the seasonality of
our business and the impact of new store openings and sales of franchises, results for any quarter are not necessarily indicative of results that may be achieved
in other quarters or for a full fiscal year.

The  most  important  factors  in  continued  growth  in  our  earnings  are  ongoing  unit  growth,  increased  same  store  sales  and  increased  same  store  pounds
purchased from the factory. 

Our ability to successfully achieve expansion of our franchise systems depends on many factors not within our control including the availability of suitable sites
for new store establishment and the availability of qualified franchisees to support such expansion.

Efforts to reverse the decline in same store pounds purchased from the factory by franchised stores and to increase total factory sales depend on many factors,
including new store openings, competition, the receptivity of our franchise system to our product introductions and promotional programs. In FY 2017, same store
pounds purchased from the factory by franchised and co-branded licensed stores declined approximately 5.8% in the first quarter, declined approximately 2.1%
in  the  second  quarter,  declined  approximately  0.8%  in  the  third  quarter,  declined  approximately  11.3%  in  the  fourth  quarter,  and  declined  4.7%  overall  in  FY
2017 as compared to the same periods in FY 2016.

In May 2009, we announced the expansion of the co-branding test relationship with Cold Stone Creamery. The Company and Cold Stone Creamery, Inc. have
agreed to expand the co-branding relationship to more than a hundred potential locations, based upon the performance of several test locations, operating under
the test agreement announced in October 2008. We have additionally agreed to develop co-branded locations through U-Swirl and their associated brands. We
believe that if this co-branding strategy continues to prove financially viable it could represent a significant future growth opportunity. As of February 28, 2017,
Cold Stone licensees operated 83 co-branded locations, our U-Swirl franchisees operated 16 co-branded locations and we have co-branded 3 of our Company-
owned cafés.

In April 2012 we announced the execution of a Master Licensing Agreement covering the country of Japan. Under the terms of the agreement, the licensee will
pay the Company a Master License Fee for the right to open Rocky Mountain Chocolate Factory stores for its own account and for the account of franchisees
throughout the country of Japan. Since 2012, we have continued to develop internationally through the execution of license agreements in the countries of South
Korea and the Republic of the Philippines. Through our U-Swirl subsidiary we have an additional international development agreement covering Canada.

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Results of Operations

Fiscal 2017 Compared To Fiscal 2016

Results Summary

Basic  earnings  per  share decreased  21.3%  from  $0.75  in  FY  2016  to  $0.59  in  FY  2017.  Revenues  decreased  5.3%  from  $40.5  million  for  FY  2016  to  $38.3
million for FY 2017. Operating income increased 48.8% from $3.7 million in FY 2016 to $5.5 million in FY 2017. Net income decreased 22.0% from $4.4 million
in FY 2016 to $3.5 million in FY 2017. The increase in operating income for FY 2017 compared to FY 2016 is due primarily to a decrease in costs for impairment
of long-lived assets and goodwill. The decrease in net income is primarily the result of income tax expense recognized in FY 2017, compared with FY 2016.

REVENUES

($’s in thousands)
Factory sales
Retail sales
Royalty and marketing fees
Franchise fees
Total

Factory Sales

For the Year Ended
February 29 or 28,

2017   
25,423.8    $
4,452.7     
8,095.2     
324.7     
38,296.4    $

2016   
26,355.8    $
5,005.0     
8,547.6     
548.5     
40,456.9    $

  $

  $

$
Change   
( 932.0)    
( 552.3)    
( 452.4)    
( 223.8)    
(2,160.5)    

%

Change 
(3.5%)
(11.0%)
(5.3%)
(40.8%)
(5.3%)

The decrease  in  factory  sales  for  FY  2017  compared  to  FY  2016  was  primarily  due  to  an  5.6%  decrease  in  shipments  of  product  to  customers  outside  our
network  of  franchised  retail  stores  and  a  4.7%  decrease  in  same-store  pounds  purchased  by  franchise  and  co-branded  license  locations  during  FY  2017
compared with FY 2016, and a 3.0% decrease in the average number of domestic Rocky Mountain Chocolate Factory franchised stores in operation.

Retail Sales

The decrease in retail sales was primarily  due to changes in retail units in operation resulting from the sale of certain Company-owned locations and the closure
of a certain underperforming Company-owned location. Same store sales at all Company-owned stores and cafés increased 0.5% during FY 2017 compared
with FY 2016. Same-store sales at U-Swirl cafés decreased 2.2% during FY 2017 compared to FY 2016.

Royalties, Marketing Fees and Franchise Fees

The decrease in royalties and marketing fees for FY 201 7 compared to FY 2016 resulted from a 12.3% decrease in franchise units in operation and lower same
store sales. The average number of total franchise stores in operation decreased from 423 during FY 2016 to 371 during FY 2017. This decrease is the result of
domestic store closures exceeding domestic store openings. Same store sales at all franchise stores and cafés in operation decreased 0.2% during FY 2017
compared to FY 2016. Franchise fee revenues decreased as a result of $9,000 in international license fees being recognized during FY 2017 compared with
$263,000 recognized during FY 2016.

U-Swirl Café Sales, Royalties, Marketing Fees and Franchise Fees

During  FY 2017,  U-Swirl  revenue  decreased  20.2%  to  $5,216,100  compared  with  $6,535,600  of  U-Swirl  revenue  consolidated  within  our  results  for  FY  2016.
The decrease resulted from a 20.4% decrease in average domestic U-Swirl franchise cafés in operation during FY 2017 compared to FY 2016, primarily as a
result of store closings exceeding store openings, in-line with expected industry trends.

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COSTS AND EXPENSES

($’s in thousands)

Cost of sales – factory
Cost of sales – retail
Franchise costs
Sales and marketing
General and administrative
Retail operating

Total

Gross Margin

($’s in thousands)

Factory gross margin
Retail

Total

Gross Margin

(Percent)
Factory gross margin
Retail

Total

Adjusted Gross Margin

($’s in thousands)

Factory gross margin
Plus: depreciation and amortization
Factory adjusted gross margin
Retail

Total Adjusted Gross Margin

Factory adjusted gross margin
Retail

Total Adjusted Gross Margin

For the Year Ended
February 28 or 29,

2017

2016

 $
Change

  %
Change

  $

  $

  $

  $

19,181.0    $
1,554.8     
2,067.5     
2,658.4     
4,005.1     
2,404.0     
31,870.8    $

19,151.7    $
1,714.8     
2,452.6     
2,466.5     
4,663.9     
2,951.8     
33,401.3    $

29.3     
(160.0)    
(385.1)    
191.9     
(658.8)    
(547.8)    
(1,530.5)    

0.2%
(9.3%)
(15.7%)
7.8%
(14.1%)
(18.6%)
(4.6%)

For the Year Ended
February 28 or 29,

2017

2016

 $   
Change   

% 
Change 

6,242.8    $
2,897.9     
9,140.7    $

7,204.1    $
3,290.2     
10,494.3    $

( 961.3)    
(392.3)    
(1,353.6)    

(13.3%)
(11.9%)
(12.9%)

For the Year Ended
February 28 or 29,

2017

2016

%
Change

%
Change

24.6%   
65.1%   
30.6%   

27.3%   
65.7%   
33.5%   

(2.7%)    
(0.6%)    
(2.9%)    

(9.9%)
(0.9%)
(8.7%)

For the Year Ended
February 28 or 29,

2017

2016

$
Change

 %
Change

  $

  $

6,242.8 
447.7 
6,609.5 
2,897.9 
9,507.4 

  $

  $

26.0%   
65.1%   
31.8%   

7,204.1 
404.4 
7,608.5 
3,290.2 
10,898.7 

  $

  $

( 961.3)
43.3 
(999.0)
(392.3)
(1,391.3)

28.9%   
65.7%   
34.8%   

(2.9%)   
(0.6%)   
(3.0%)   

(13.3%)
10.7%
(13.1%)
(11.9%)
(12.8%)

(10.0%)
(0.9%)
(8.6%)

Adjusted  gross  margin  and  factory  adjusted  gross  margin  are  non-GAAP  measures.  Adjusted  gross  margin  is  equal  to  the  sum  of  our  factory  adjusted  gross
margin plus our retail gross margin calculated in accordance with GAAP. Factory adjusted gross margin is equal to factory gross margin plus  depreciation  and
amortization expense. We believe adjusted gross margin and factory adjusted gross margin are helpful in understanding our past performance as a supplement
to gross margin, factory gross margin and other performance measures calculated in conformity with GAAP. We believe that adjusted gross margin and factory
adjusted gross margin are useful to investors because they provide a measure of operating performance and our ability to generate cash that is unaffected by
non-cash accounting measures. Additionally, we use adjusted gross margin and factory adjusted gross margin rather than gross margin and factory gross margin
to make incremental pricing decisions. Adjusted gross margin and factory adjusted gross margin have limitations as analytical tools because they exclude the
impact of depreciation and amortization expense and you should not consider it in isolation or as a substitute for any measure reported under GAAP. Our use of
capital assets makes depreciation and amortization expense a necessary element of our costs and our ability to generate income. Due to these limitations, we
use adjusted gross margin and factory adjusted gross margin as measures of performance only in conjunction with GAAP measures of performance such as
gross margin and factory gross margin.

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Cost of Sales and Gross Margin

Factory  gross  margin decreased  270  basis  points  during  FY  2017  compared  to  FY  2016  due  primarily  to  increased  costs  of  labor  and  overhead  related  to
maintenance, equipment issues and product mix shift, partially offset by lower costs of certain materials. The decrease in Company-owned store margin is due to
product mix shift primarily resulting from the sale or closure of certain underperforming Company-owned stores and Cafés.

Franchise Costs

The decrease in franchise costs for FY 2017 compared to FY 2016 is due primarily to lower franchise costs associated with supporting U-Swirl franchise units in
FY 2017 compared to FY 2016 as a result of fewer store openings in FY 2017. As a percentage of total royalty and marketing fees and franchise fee revenue,
franchise  costs  decreased  to  24.6%  during  FY  2017  from  27.0%  during  FY  2016.  This  decrease  as  a  percentage  of  royalty,  marketing  and  franchise  fees  is
primarily a result of a 15.7% decrease in franchise costs during FY 2017 compared to FY 2016.

Sales and Marketing

The  increase  in  sales  and  marketing  costs  during FY 2017 compared to FY 2016 is primarily due to higher marketing related compensation and professional
fees  partially  offset  by  lower  marketing-related  costs  associated  with  U-Swirl  franchise  locations.  Marketing  costs  for  U-Swirl  franchise  locations  declined
because of lower marketing fee revenues resulting from fewer franchise stores in operation.

General and Administrative

The decrease in general and administrative costs  during FY 2017 compared to FY 2016 is due primarily to the foreclosure of U-Swirl in the prior year and the
associated focus on reduction of duplicative general and administrative costs. During FY 2017, approximately $460,000 of U-Swirl general and administrative
costs  were  consolidated  within  our  results,  compared  with  approximately  $1,291,000  during  FY  2016.  As  a  percentage  of  total  revenues,  general  and
administrative expenses decreased to 10.5% in FY 2017 compared to 11.5% in FY 2016.

Retail Operating Expenses

The decrease in retail operating expenses  during FY 2017 compared to FY 2016 was due primarily to changes in units in operation, resulting from the sale of
certain  Company-owned  units  and  the  closure  of  certain  underperforming  Company-owned  units.  Retail  operating  expenses,  as  a  percentage  of  retail  sales,
decreased to 54.0% during FY 2017 from 59.0% during FY 2016. This is primarily the result of a change in units in operation.

Depreciation and Amortization

Depreciation and amortization, exclusive of depreciation and amortization included in cost of sales, was $ 841,000 during FY 2017, a decrease of 17.2% from
$1,016,000  incurred  during  FY  2016.  This  decrease  was  the  result  of  fewer  Company-owned  store  assets  in  service  due  to  the  sale  or  closure  of  certain
Company-owned stores and cafés. Depreciation and amortization included in cost of sales increased 10.7% from $404,000 during FY 2016 to $448,000 during
FY 2017. This increase was the result of an increase in production assets in service.

Other Income

Net  interest  expense  was  $ 128,800  in  FY  2017  compared  to  net  interest  expense  of  $167,900  in  FY  2016.  This  change  was  the  result  of  lower  average
outstanding debt from a promissory note entered into in January 2014 to fund business acquisitions of U-Swirl.

Income Tax Expense

We realized an income tax expense of $1,946,000 in FY 2017 compared to an income tax benefit of $261,400 during FY 2016. As described further in Note 6 to
the consolidated financial statements, the increase in the effective tax rate is primarily due to the tax consequences of acquiring a 100% controlling interest in U-
Swirl during FY 2016.

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Fiscal 2016 Compared To Fiscal 2015

Results Summary

Basic  earnings  per  share increased  17.2%  from  $0.64  in  FY  2015  to  $0.75  in  FY  2016.  Revenues  decreased  2.5%  from  $41.5  million  for  FY  2015  to  $40.5
million for FY 2016. Operating income decreased 5.4% from $6.0 million in FY 2015 to $5.6 million in FY 2016. Net income increased 12.4% from $3.9 million in
FY  2015  to  $4.4  million  in  FY  2016.  The  decrease  in  operating  income  for  FY  2016  compared  to  FY  2015  is  due  primarily  to  a  decrease  in  revenues.  The
increase in net income is primarily the result of an impairment charge associated with U-Swirl goodwill and certain long lived assets more than offset by income
tax benefit recognized.

REVENUES

($’s in thousands)
Factory sales
Retail sales
Royalty and marketing fees
Franchise fees
Total

Factory Sales

For the Year Ended
February 29 or 28,

2016   
26,355.8    $
5,005.0     
8,547.6     
548.5     
40,456.9    $

2015   
25,894.6    $
6,206.0     
8,821.0     
586.8     
41,508.4    $

  $

  $

$
Change   

461.2     
(1,201.0)    
(273.4)    
(38.3)    
(1,051.5)    

%

Change 

1.8%

(19.4%)
(3.1%)
(6.5%)
(2.5%)

The increase  in  factory  sales  for  FY  2016  compared  to  FY  2015  was  primarily  due  to  an  8.1%  increase  in  shipments  of  product  to  customers  outside  our
network of franchised retail stores. This increase was partially offset by a 5.3% decrease in the average number of domestic Rocky Mountain Chocolate Factory
franchised stores in operation and a 1.5% decrease in same-store pounds purchased by franchise and co-branded license locations during FY 2016 compared
with FY 2015.

Retail Sales

The decrease in retail sales was primarily due to changes in retail units in operation resulting from the sale of five Company-owned locations and the closure of
two  underperforming  Company-owned  cafés.  Same  store  sales  at  all  Company-owned  stores  and  cafés  decreased  0.8%  during  FY  2016  compared  with  FY
2015. Same-store sales at U-Swirl cafés decreased 1.0% during FY 2016 compared to FY 2015.

Royalties, Marketing Fees and Franchise Fees

The decrease in royalties and marketing fees for FY 2016 compared to FY 2015 resulted from an 11.1% decrease in franchise units in operation and lower same
store sales. The average number of total franchise stores in operation decreased from 476 during FY 2015 to 423 during FY 2016. This decrease is the result of
domestic  store  closures  exceeding  domestic  store  openings.  Same  store  sales  at  all  franchise  stores  and  cafés  in  operation  increased  0.7%  during  FY  2016
compared to FY 2015. Franchise fee revenues decreased as a result of fewer international license fees during FY 2016 compared to FY 2015.

U-Swirl Café Sales, Royalties, Marketing Fees and Franchise Fees

During FY 2016, U-Swirl revenue decreased 15.7% to $6,535,600 compared with $7,753,000 of U-Swirl revenue consolidated within our results for FY 2015. The
decrease resulted from a 15.1% decrease in average domestic U-Swirl franchise cafés in operation during FY 2016 compared to FY 2015, primarily as a result
of store closings exceeding store openings and acquired franchisees.

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COSTS AND EXPENSES

($’s in thousands)

Cost of sales – factory adjusted
Cost of sales – retail
Franchise costs
Sales and marketing
General and administrative
Retail operating

Total

Gross Margin

($’s in thousands)

Factory gross margin
Retail

Total

Gross Margin

(Percent)
Factory gross margin
Retail

Total

Adjusted Gross Margin

($’s in thousands)

Factory gross margin
Plus: depreciation and amortization
Factory adjusted gross margin
Retail

Total Adjusted Gross Margin

Factory adjusted gross margin
Retail

Total Adjusted Gross Margin

For the Year Ended
February 28 or 29,

2016

2015

$
Change

%
Change

  $

  $

  $

  $

19,151.7    $
1,714.8     
2,452.6     
2,466.5     
4,663.9     
2,951.8     
33,401.3    $

18,432.3    $
2,177.3     
2,264.1     
2,474.0     
4,831.9     
3,509.6     
33,689.2    $

For the Year Ended
February 28 or 29,

2016   

2015   

719.4     
(462.5)    
188.5     
(7.5)    
(168.0)    
(557.8)    
( 287.9)    

3.9%
(21.2%)
8.3%
(0.3%)
(3.5%)
(15.9%)
(0.9%)

$   
Change   

% 
Change 

7,204.1    $
3,290.2     
10,494.3    $

7,462.3    $
4,028.7     
11,491.0    $

( 258.2)    
(738.5)    
( 996.7)    

(3.5%)
(18.3%)
(8.7%)

For the Year Ended
February 28 or 29,

2016

2015

%
Change

%
Change

27.3%   
65.7%   
33.5%   

28.8%   
64.9%   
35.8%   

(1.5%)    
0.8%   
(2.3%)    

(5.2%)

1.2%

(6.4%)

For the Year Ended
February 28 or 29,

2016

2015

$
Change

%
Change

  $

  $

7,204.1 
404.4 
7,608.5 
3,290.2 
10,898.7 

  $

  $

7,462.3 
393.8 
7,856.1 
4,028.7 
11,884.8 

  $

  $

( 258.2)
10.6 
(247.6)
(738.5)
( 986.1)

28.9%   
65.7%   
34.8%   

30.3%   
64.9%   
37.0%   

(1.4%)   
0.8%    
(2.2%)   

(3.5%)
2.7%
(3.2%)
(18.3%)
(8.3%)

(4.6%)
1.2%
(5.9%)

Adjusted  gross  margin  and  factory  adjusted  gross  margin  are  non-GAAP  measures.  Adjusted  gross  margin  is  equal  to  the  sum  of  our  factory  adjusted  gross
margin plus our retail gross margin calculated in accordance with GAAP. Factory adjusted gross margin is equal to factory gross margin plus  depreciation  and
amortization expense. We believe adjusted gross margin and factory adjusted gross margin are helpful in understanding our past performance as a supplement
to gross margin, factory gross margin and other performance measures calculated in conformity with GAAP. We believe that adjusted gross margin and factory
adjusted gross margin are useful to investors because they provide a measure of operating performance and our ability to generate cash that is unaffected by
non-cash accounting measures. Additionally, we use adjusted gross margin and factory adjusted gross margin rather than gross margin and factory gross margin
to make incremental pricing decisions. Adjusted gross margin and factory adjusted gross margin have limitations as analytical tools because they exclude the
impact of depreciation and amortization expense and you should not consider it in isolation or as a substitute for any measure reported under GAAP. Our use of
capital assets makes depreciation and amortization expense a necessary element of our costs and our ability to generate income. Due to these limitations, we
use adjusted gross margin and factory adjusted gross margin as measures of performance only in conjunction with GAAP measures of performance such as
gross margin and factory gross margin.

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Cost of Sales and Gross Margin

Factory  gross  margin decreased  150  basis  points  during  FY  2016  compared  to  FY  2015  due  primarily  to  increased  costs  of  certain  materials  and  a  shift  in
product  and  customer  mix.  The  increase  in  Company-owned  store  margin  is  due  primarily  to  the  sale  or  closure  of  certain  underperforming  Company-owned
stores and cafés.

Franchise Costs

The increase in franchise costs for FY 2016 compared to FY 2015 is due primarily to franchise costs associated with supporting U-Swirl franchise units. As a
percentage of total royalty and marketing fees and franchise fee revenue, franchise costs increased to 27.0% during FY 2016 from 24.1% during FY 2015. This
increase as a percentage of royalty, marketing and franchise fees is primarily a result of a 3.3% decrease in royalty, marketing and franchise fee revenue as a
result of a decrease in the number of domestic franchise stores during FY 2016 compared to FY 2015.

Sales and Marketing

Sales and marketing costs were approximately unchanged during FY 2016 compared to FY 2015 .

General and Administrative

The decrease in general and administrative costs during FY 2016 compared to FY 2015 is due primarily to the reorganization of U-Swirl in the prior year and the
associated focus on reduction of duplicative general and administrative costs, partially offset by an increase in professional fees. During FY 2016, approximately
$1,291,000  of  U-Swirl  general  and  administrative  costs  were  consolidated  within  our  results,  compared  with  approximately  $1,651,000  during  FY  2015.  As  a
percentage of total revenues, general and administrative expenses decreased to 11.5% in FY 2016 compared to 11.6% in FY 2015.

Retail Operating Expenses

The decrease in retail operating expense was due primarily to changes in units in operation, resulting from the sale of certain Company-owned units and the
closure of certain underperforming Company-owned units. The average number of Company-owned stores in operation decreased from 16 during FY 2015 to 12
units during FY 2016. Retail operating expenses, as a percentage of retail sales, increased from 56.6% during FY 2015 to 59.0% in FY 2016. This increase is
primarily the result of a change in units in operation.

Depreciation and Amortization

Depreciation and amortization, exclusive of depreciation and amortization included in cost of sales, was $ 1,016,000 during FY 2016, a decrease of 3.0% from
$1,047,000  incurred  during  FY  2015.  This  decrease  is  due  to  a  decrease  in  amortization  related  to  franchise  rights,  trademark  and  intangible  assets.
Depreciation and amortization included in cost of sales increased 2.5% from $394,000 during FY 2015 to $404,000 during FY 2016. This increase was the result
of an increase in production assets in service.

Other Income

Net  interest  expense  was  $167,900  in  FY  2016  compared  to  net  interest  expense  of  $184,500  in  FY  2015.  This  change  was  the  result  of  lower  average
outstanding debt from a promissory note entered into in January 2014 to fund business acquisitions of U-Swirl.

Income Tax Expense

We realized an income tax benefit of $261,400  in FY 2016 compared to expense of $2,037,695, an effective rate of 35.3%, during FY 2015. As described further
in Note 6 to the consolidated financial statements, the decrease in the effective tax rate is primarily due to the tax consequences of our controlling interest in U-
Swirl.

Liquidity and Capital Resources

As  of  February  2 8,  2017,  working  capital  was  $7.1  million  compared  with  $7.2  million  as  of  February  29,  2016.  The  decrease  in  working  capital  was  due
primarily to our operating results less the payment of $2.8 million in cash dividends, the purchase of $1.2 million of property and equipment and $1.3 million in
debt repayments. We have historically generated excess operating cash flow. We review our working capital needs and projections and when we believe that we
have  greater  working  capital  than  necessary  we  have  historically  utilized  that  excess  working  capital  to  repurchase  common  stock  and  pay  dividends  to  our
stockholders. This trend continued during FY 2017, resulting in the decrease in working capital at February 28, 2017 compared with February 29, 2016.

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Cash  and  cas h  equivalent  balances  decreased  from  $6.2  million  as  of  February  29,  2016  to  $5.8  million  as  of  February  28,  2017  as  a  result  of  cash  flows
generated by operating activities being less than cash flows used in financing and investing activities. The Company’s current ratio was 1.9 to 1.0 at February
28, 2017, which was the same at February 29, 2016. The Company monitors current and anticipated future levels of cash and cash equivalents in relation to
anticipated operating, financing and investing requirements.

During FY 2017, we had net income of $3.45 million. Operating activities provided cash of $5.3 million, with the principal adjustment to reconcile the net income
to net cash provided by operating activities being depreciation and amortization of $1.3 million and stock compensation expense of $0.6 million. During FY 2016,
we  had  net  income  of  $3.8  million,  and  operating  activities  provided  cash  of  $6.8  million.  The  principal  adjustment  to  reconcile  the  net  income  to  net  cash
provided by operating activities was asset impairments of $2.3 million, depreciation and amortization of $1.4 million and stock compensation expense of $0.8
million.

During FY 2017, investing activities used cash of $1.3 million, primarily due to the purchases of property and equipment of $1.2 million the result of investment in
factory infrastructure improvements. In comparison, investing activities used cash of $0.7 million during FY 2016 primarily due to the purchases of property and
equipment of $0.7 million.

Financing activities used cash of $ 4.4 million during FY 2017 and used cash of $7.1 million during the prior year. This was primarily due to a decrease in the
amount of common stock repurchased during FY 2017.

The Company has a $ 5 million credit line for general corporate and working capital purposes, of which $5 million was available for borrowing (subject to certain
borrowing base limitations) as of February 28, 2017, secured by substantially all of the Company’s assets except retail store assets. Additionally, the line of credit
is subject to various financial ratio and leverage covenants. At February 28, 2017, the Company was in compliance with all such covenants. The credit line is
subject to renewal in September 2017.

The Company’s long-term debt is comprised of a promissory note used to finance business acquisitions of U-Swirl (unpaid balance as of February 28, 2017, $3.8
million).  The  promissory  note  allowed  the  Company  to  borrow  up  to  a  maximum  of  $7.0  million  to  finance  business  acquisitions  and  bears  interest  at  a  fixed
annual  rate  of  3.75%.  This  promissory  note  matures  in  January  2020.  Additionally,  the  promissory  note  is  subject  to  various  financial  ratio  and  leverage
covenants. As of February 28, 2017, we were in compliance with all such covenants.

As  discussed  above,  in  FY  2014,  SWRL  acquired  the  franchise  rights  and  certain  other  assets  of  s elf-serve  frozen  yogurt  concepts  under  the  names
“CherryBerry,” “Yogli Mogli Frozen Yogurt” and “Fuzzy Peach Frozen Yogurt.” In connection with these acquisitions, the Company entered into a credit facility
with  Wells  Fargo  Bank,  N.A.  used  to  finance  the  acquisitions  of  SWRL,  and  in  turn,  the  Company  entered  into  the  SWRL  Loan  Agreement  with  SWRL.
Borrowings under the SWRL Loan Agreement were secured by all of the assets of SWRL, including all of the outstanding stock of its wholly-owned subsidiary, U-
Swirl  International,  Inc.  Under  the  SWRL  Loan  Agreement,  SWRL  was  subject  to  various  financial  covenants.  SWRL  was  not  compliant  with  the  financial
covenants during the year ended February 29, 2016 and the loan matured on January 16, 2016 without payment in full by SWRL. As a result of the defaults, we
issued a demand for payment of all obligations under the SWRL Loan Agreement. SWRL was unable to repay the obligations under the SWRL Loan Agreement,
and as a result, we foreclosed on all of the outstanding stock of U-Swirl International, Inc. as of February 29, 2016 in full satisfaction of the amounts owed under
the SWRL Loan Agreement. This resulted in U-Swirl becoming a wholly-owned subsidiary of the Company as of February 29, 2016.

The table below presents significant contractual obligations of the Company at February 28, 2017.
(Amounts in thousands)

Contractual Obligations

Total

Notes payable
Operating leases
Other long-term obligations
Total

Less than 1
year

3,832     
2,166     
472     
6,470     

1,303     
817     
189     
2,309     

2-3 Years

4-5 years

More Than 5
years

2,529     
980     
171     
3,680     

-     
176     
112     
288     

- 
193 
- 
193 

For FY 2018, the Company anticipates making capital expenditures of approximately $1.0 million,  which will be used to maintain and improve existing factory
and  administrative  infrastructure.  The  Company  believes  that  cash  flow  from  operations  will  be  sufficient  to  fund  capital  expenditures  and  working  capital
requirements for FY 2018. If necessary, the Company has an available bank line of credit to help meet these requirements.

Off-Balance Sheet Arrangements

As of February 2 8, 2017, we had no off-balance sheet arrangements or obligations.

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Impact of Inflation

Inflationary factors such as increases in the costs of ingredients and labor directly affect the Company's operations. Most of the Company's leases provide for
cost-of-living  adjustments  and  require  it  to  pay  taxes,  insurance  and  maintenance  expenses,  all  of  which  are  subject  to  inflation.  Additionally,  the  Company’s
future lease cost for new facilities may include potentially escalating costs of real estate and construction. There is no assurance that the Company will be able
to pass on increased costs to its customers.

Depreciation  expense  is  based  on  the  historical  cost  to  the  Company  of  its  fixed  assets,  and  is  therefore  potentially  less  than  it  would  be  if  it  were  based  on
current  replacement  cost.  While  property  and  equipment  acquired  in  prior  years  will  ultimately  have  to  be  replaced  at  higher  prices,  it  is  expected  that
replacement will be a gradual process over many years.

Seasonality

The  Company  is  subject  to  seasonal  fluctuations  in  sales,  which  cause  fluctuations  in  quarterly  results  of  operations.  Historically,  the  strongest  sales  of  the
Company’s products have occurred during key holidays and the summer vacation season. In addition, quarterly results have been, and in the future are likely to
be, affected by the timing of new store openings and sales of franchises. Because of the seasonality of the Company’s business and the impact of new store
openings and sales of franchises, results for any quarter are not necessarily indicative of results that may be achieved in other quarters or for a full fiscal year.

Critical Accounting Policies and Estimates

Our discussion and analysis of our financial condition and results of operations is based upon our  consolidated financial statements, which have been prepared in
accordance with accounting principles generally accepted in the United States of America. The preparation of our consolidated financial statements requires us
to  make  estimates  and  judgments  that  affect  the  reported  amounts  of  assets,  liabilities,  revenues  and  expenses  and  the  related  disclosures.  Estimates  and
assumptions include, but are not limited to, the carrying value of accounts and notes receivable from franchisees, inventories, the useful lives of fixed assets,
goodwill,  and  other  intangible  assets,  income  taxes,  contingencies  and  litigation.  We  base  our  estimates  on  analyses,  of  which  form  the  basis  for  making
judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ from these estimates.

We believe that the following represent our more critical estimates and assumptions used in the preparation of our  consolidated financial statements, although
not all inclusive.

Accounts and Notes Receivable - In the normal course of business, we extend credit to customers, primarily franchisees, that satisfy pre-defined credit criteria.
We  believe  that  we  have  a  limited  concentration  of  credit  risk  primarily  because  our  receivables  are  secured  by  the  assets  of  the  franchisees  to  which  we
ordinarily extend credit, including, but not limited to, their franchise rights and inventories. An allowance for doubtful accounts is determined through analysis of
the aging of accounts receivable, assessments of collectability based on historical trends, and an evaluation of the impact of current and projected economic
conditions. The process by which we perform our analysis is conducted on a customer by customer, or franchisee by franchisee, basis and takes into account,
among  other  relevant  factors,  sales  history,  outstanding  receivables,  customer  financial  strength,  as  well  as  customer  specific  and  geographic  market  factors
relevant to projected performance. The Company monitors the collectability of its accounts receivable on an ongoing basis by assessing the credit worthiness of
its  customers  and  evaluating  the  impact  of  reasonably  likely  changes  in  economic  conditions  that  may  impact  credit  risks.  Estimates  with  regard  to  the
collectability of accounts receivable are reasonably likely to change in the future.

We recorded an average expense of approximately $174,300 per year for potential uncollectible accounts over the three-year period ended February 28, 2017.
Write-offs  of  uncollectible  accounts  net  of  recoveries  averaged  approximately  $195,900  over  the  same  period.  The  provision  for  uncollectible  accounts  is
recognized as general and administrative expense in the Statements of Income. Over the past three years, the allowances for doubtful notes and accounts have
ranged from 10.7% to 12.6% of gross receivables.

Revenue  Recognition  -  We  recognize  revenue  on  sales  of  products  to  franchisees  and  other  customers  at  the  time  of  delivery.  Franchise  fee  revenue  is
recognized upon the opening of the store. International license fees are recognized upon the execution of the license agreement and payment of the license fee.
We recognize a marketing and promotion fee of one percent (1%) of the Rocky Mountain Chocolate Factory and U-Swirl franchised stores’ gross retail sales and
a royalty fee based on gross retail sales. Beginning with franchise store openings in the third quarter of FY 2004, we modified our royalty structure. Under the
current structure, we recognize no royalty on Rocky Mountain Chocolate Factory franchised stores’ retail sales of products purchased from us and recognize a
ten percent (10%) royalty on all other sales of product sold at franchise locations. For franchise stores opened prior to the third quarter of FY 2004 we recognize
a royalty fee of five percent (5%) of franchised stores’ gross retail sales. Rebates received from purveyors that supply products to our franchisees are included in
franchise  royalties  and  fees.  Product  rebates  are  recognized  in  the  period  in  which  they  are  earned.  Rebates  related  to  company-owned  locations  are  offset
against operating costs.

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Inventories - Our inventories are stated at the lower of cost or net realizable value and are reduced by an allowance for slow-moving, excess, discontinued and
shelf-life expired inventories. Our estimate for such allowance is based on our review of inventories on hand compared to estimated future usage and demand for
our products. Such review encompasses not only potentially perishable inventories but also specialty packaging, much of it specific to certain holiday seasons. If
actual  future  usage  and  demand  for  our  products  are  less  favorable  than  those  projected  by  our  review,  inventory  reserve  adjustments  may  be  required.  We
closely monitor our inventory, both perishable and non-perishable, and related shelf and product lives. Historically we have experienced low levels of obsolete
inventory  or  returns  of  products  that  have  exceeded  their  shelf  life.  Over  the  three-year  period  ended  February  28,  2017,  the  Company  recorded  expense
averaging $110,600 per year for potential inventory losses, or approximately 0.5% of total cost of sales for that period.

Consolidation – The consolidated financial statements in this Annual Report include the accounts of the Company and its subsidiaries. On January 14, 2013 we
acquired a controlling interest in U-Swirl. Prior to January 14, 2013, our consolidated financial statements exclude the financial information of U-Swirl. Beginning
on January 14, 2013 and continuing through February 28, 2017, the results of operations, assets and liabilities of U-Swirl have been included in our consolidated
financial statements. All material inter-Company balances have been eliminated upon consolidation.

Goodwill – Goodwill consists of the excess of purchase price over the fair market value of acquired assets and liabilities. Effective March 1, 2002, under ASC
Topic 350, all goodwill with indefinite lives is no longer subject to amortization. ASC Topic 350 requires that an impairment test be conducted annually or in the
event of an impairment indicator. On February 29, 2016 RMCF repossessed all stock in U-Swirl pledged as collateral on the Loan Agreement with SWRL. As
described  in  Note  1  below,  this  was  the  result  of  SWRL’s  inability  to  repay  the  Loan  Agreement  and  inability  to  cure  defaults  of  financial  covenants.  As  of
February 29, 2016 U-Swirl had $1,930,529 of Goodwill recorded as a result of past business acquisitions. RMCF performed a test of impairment as a result of the
change  in  ownership  and  the  result  of  our  test  indicated  a  full  impairment  of  the  U-Swirl  goodwill.  Our  testing  and  impairment  is  described  in  Note  13  to  the
financial statements.

Franchise Rights – Franchise rights consists of the purchase price paid in consideration of certain rights associated with franchise agreements. These franchise
agreements provide for future payments to the franchisor of royalty and marketing fees. We consider franchise rights to have a 20 year life.

Other  accounting  estimates  inherent  in  the  preparation  of  our  consolidated  financial  statements  include  estimates  associated  with  its  evaluation  of  the
recoverability  of  deferred  tax  assets,  as  well  as  those  used  in  the  determination  of  liabilities  related  to  litigation  and  taxation.  Various  assumptions  and  other
factors underlie the determination of these significant estimates. The process of determining significant estimates is fact specific and takes into account factors
such as historical experience, current and expected economic conditions, and product mix. The Company constantly re-evaluates these significant factors and
makes adjustments where facts and circumstances dictate. Historically, actual results have not significantly deviated from those determined using the estimates
described above.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

The Company does not engage in commodity futures trading or hedging activities and does not enter into derivative financial instrument s for trading or other
speculative  purposes.  The  Company  also  does  not  engage  in  transactions  in  foreign  currencies  or  in  interest  rate  swap  transactions  that  could  expose  the
Company to market risk. However, the Company is exposed to some commodity price and interest rate risks.

The Company frequently enters into purchase contracts of between six to eighteen months for chocolate and certain nuts. These contracts permit the Company
to purchase the specified commodity at a fixed price on an as-needed basis during the term of the contract. Because prices for these products may fluctuate, the
Company  may  benefit  if  prices  rise  during  the  terms  of  these  contracts,  but  it  may  be  required  to  pay  above-market  prices  if  prices  fall  and  it  is  unable  to
renegotiate the terms of the contract. As of February 28, 2017, based on future contractual obligations for chocolate products, we estimate that a 10% increase
or  decrease  in  the  prices  of  contracted  ingredients  would  result  in  a  $259,000  favorable  or  unfavorable  price  benefit  or  cost  resulting  from  our  commodity
purchase contracts.

The Company has a $ 5 million bank line of credit that bears interest at a variable rate. As of February 28, 2017, no amount was outstanding under the line of
credit. We do not believe that we are exposed to any material interest rate risk related to this line of credit.

The Company also entered into a $7.0 million promissory note with interest at a fixed rate of 3.75% annually to finance the previous acquisitions by SWRL. As of
February 28, 2017, $3.8 million was outstanding under this promissory note. We do not believe that we are exposed to any material interest rate risk related to
this promissory note.

32

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ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

INDEX TO FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm

Consolidated Statements of Income

Consolidated Balance Sheets

Consolidated Statements of Changes in Stockholders’ Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

33

Page
34

35

36

37

38

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EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors and Stockholders of
Rocky Mountain Chocolate Factory, Inc. and Subsidiaries
Durango, Colorado

We have audited the accompanying consolidated balance sheets of Rocky Mountain Chocolate Factory, Inc. and Subsidiaries (the “Company”) as of February
28, 2017 and February 29, 2016, and the related consolidated statements of income, changes in stockholders’ equity, and cash flows for each of the years in the
three-year  period  ended  February  28,  2017.  Our  audits  also  included  the  consolidated  financial  statement  schedule  listed  in  the  Index  at  Item  15.  These
consolidated  financial  statements  and  schedule  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these
consolidated financial statements and schedule based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we
plan  and  perform  the  audits  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material  misstatement.  The
Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting (“Internal Control”). Our audit included
consideration of Internal Control as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an
opinion  on  the  effectiveness  of  the  Company’s  Internal  Control.  Accordingly,  we  express  no  such  opinion.  An  audit  also  includes  examining,  on  a  test  basis,
evidence supporting the amounts and disclosures in the consolidated financial statements, assessing the accounting principles used and significant estimates
made by management, as well as evaluating the overall consolidated financial statement presentation. We believe that our audits provide a reasonable basis for
our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Rocky Mountain Chocolate
Factory, Inc. and Subsidiaries as of February 28, 2017 and February 29, 2016, and the results of their operations and their cash flows for each of the years in the
three-year period ended February 28, 2017 in conformity with accounting principles generally accepted in the United States of America. Also, in our opinion, the
related financial statement schedule, when considered in relation to the basic consolidated financial statements taken as a whole, presents fairly in all material
respects, the information set forth therein.

/s/ EKS&H LLLP
May 23, 2017
Denver, Colorado

34

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF INCOME

FOR THE YEARS ENDED FEBRUARY 28 or 29,
2016

2017

2015

Revenues
Sales
Franchise and royalty fees
Total revenues

Costs and Expenses

Cost of sales
Franchise costs
Sales & marketing
General and administrative
Retail operating
Depreciation and amortization, exclusive of depreciation and amortization expense of

$447,651, $404,391 and $393,776, respectively, included in cost of sales

Impairment of long-lived assets and goodwill
Restructuring and acquisition related charges

Total costs and expenses

Operating Income

Other Income (Expense)

Interest expense
Interest income
Other, net

Income Before Income Taxes

Income Tax Expense (Benefit)

Net Income

  $

29,876,507    $
8,419,870     
38,296,377     

31,360,745    $
9,096,150     
40,456,895     

32,100,824 
9,407,552 
41,508,376 

20,735,739     
2,067,530     
2,658,421     
4,005,142     
2,404,003     

841,058     
-     
60,000     

20,866,482     
2,452,609     
2,466,469     
4,663,914     
2,951,783     

1,015,910     
2,326,742     
-     

20,609,609 
2,264,138 
2,474,027 
4,831,903 
3,509,584 

1,046,672 
- 
807,476 

32,771,893     

36,743,909     

35,543,409 

5,524,484     

3,712,986     

5,964,967 

(170,351)    
41,572     
(128,779)    

(216,600)    
48,745     
(167,855)    

(243,188)
58,662 
(184,526)

5,395,705     

3,545,131     

5,780,441 

1,945,589     

(261,400)    

2,037,695 

3,450,116     

3,806,531     

3,742,746 

Less: Net loss attributable to non-controlling interest

-     

(619,376)    

(195,094)

Net Income attributable to RMCF stockholders

Basic Earnings per Common Share
Diluted Earnings per Common Share

  $

  $
  $

3,450,116    $

4,425,907    $

3,937,840 

0.59    $
0.58    $

0.75    $
0.73    $

0.64 
0.61 

Weighted Average Common Shares Outstanding

5,843,245     

5,893,618     

6,144,426 

Dilutive Effect of Employee Stock Awards
Weighted Average Common Shares Outstanding, Assuming Dilution

150,447     
5,993,692     

201,856     
6,095,474     

268,913 
6,413,339 

The accompanying notes are an integral part of these consolidated financial statements.

35

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.  AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS

Assets
Current Assets

Cash and cash equivalents
Accounts receivable, less allowance for doubtful accounts  of $487,446 and $595,471, respectively
Notes receivable, current portion, less current portion of the valuation allowance  of $22,147 and $0,

  $

5,779,195    $
3,855,823     

6,194,948 
3,799,691 

AS OF FEBRUARY 28 or 29,
2016
2017

respectively

Refundable income taxes
Inventories, less reserve for slow moving inventory of  $249,051 and $261,346, respectively
Other
Total current assets

Property and Equipment, Net

Other Assets

Notes receivable, less current portion and allowance for doubtful accounts of  $26,500 and $75,000,
respectively
Goodwill, net
Franchise rights
Intangible assets, net
Deferred income taxes
Other
Total other assets
Total Assets

Liabilities and Stockholders’ Equity
Current Liabilities

Current maturities of long term debt
Accounts payable
Accrued salaries and wages
Gift card liabilities
Other accrued expenses
Dividend payable
Deferred income
Total current liabilities

235,612     
47,863     
4,975,779     
256,548     
15,150,820     

317,248 
- 
4,840,108 
286,859 
15,438,854 

6,457,931     

6,010,303 

370,769     
1,046,944     
4,826,172     
632,207     
858,874     
74,639     
7,809,605     
29,418,356    $

1,302,501    $
1,820,470     
608,510     
2,921,585     
253,497     
702,525     
451,171     
8,060,259     

530,446 
1,046,944 
5,153,363 
419,042 
1,421,655 
295,118 
8,866,568 
30,315,725 

1,254,007 
1,663,245 
683,863 
2,835,943 
364,955 
700,728 
502,950 
8,005,691 

  $

  $

Long-Term Debt, Less Current Maturities

2,529,240     

3,831,126 

Commitments and Contingencies

Stockholders' Equity

Preferred stock, $.10 par value; 250,000 authorized; -0- shares issued and outstanding

Series A Junior Participating Preferred Stock, authorized 50,000  shares
Undesignated series, authorized 200,000 shares

Common stock, $.001 par value per share, 46,000,000 shares authorized, 5,854,372 and 5,839,396 issued,

and 5,854,372 and 5,839,396 outstanding, respectively

Additional paid-in capital
Retained earnings
Total stockholders’ equity

-     
-     

- 
- 

5,854     
5,539,357     
13,283,646     
18,828,857     

5,839 
5,340,190 
13,132,879 
18,478,908 

Total Liabilities and Stockholders’ Equity

  $

29,418,356    $

30,315,725 

The accompanying notes are an integral part of these consolidated financial statements.

36

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY

FOR THE YEARS ENDED FEBRUARY 28 or 29,
2016

2017

2015

Common Stock

Balance at beginning of year
Exchange of $.03 par value per share for $.001 par value per share common stock
Repurchase and retirement of common stock
Issuance of common stock
Exercise of stock options, vesting of restricted stock units and other
Balance at end of year

  $

5,839    $
-     
(35)    
2     
48     
5,854     

180,384    $
(174,371)    
(233)    
4     
55     
5,839     

Additional Paid-In Capital

Balance at beginning of year
Exchange of $.03 par value per share for $.001 par value per share common stock
Repurchase and retirement of common stock
Issuance of common stock
Exercise of stock options, vesting of restricted stock units and other
Transfers from non-controlling interest
Tax (expense) benefit from employee stock transactions
Balance at end of year

Retained Earnings

Balance at beginning of year
Net income attributable to RMCF stockholders
Cash dividends declared
Correction of immaterial error1
Balance at end of year

Non-controlling Interest in Equity of Subsidiary

Balance at beginning of year
Net loss
Deductions
Contributions
Balance at end of year

Total Stockholders’ Equity

Common Shares

184,206 
- 
(7,383)
120 
3,441 
180,384 

8,921,723 
- 
(3,120,241)
47,360 
731,400 
382,306 
200,544 
7,163,092 

10,344,794 
3,937,840 
(2,757,926)

- 
11,524,708 

401,655 
(195,094)
- 
663,110 
869,671 

5,340,190     
-     
(351,548)    
20,418     
564,425     
-     
(34,128)    
5,539,357     

13,132,879     
3,450,116     
(2,806,583)    

(492,766)    
13,283,646     

-     
-     
-     
-     
-     

7,163,092     
174,371     
(3,030,475)    
61,036     
602,498     
349,800     
19,868     
5,340,190     

11,524,708     
4,425,907     
(2,817,736)    

-     
13,132,879     

869,671     
(619,376)    
(310,995)    
60,700     
-     

  $

18,828,857    $

18,478,908    $

19,737,855 

Balance at beginning of year
Repurchase and retirement of common stock
Issuance of common stock
Exercise of stock options, vesting of restricted stock units and other
Balance at end of year

5,839,396     
(35,108)    
2,000     
48,084     
5,854,372     

6,012,799     
(233,302)    
4,000     
55,899     
5,839,396     

6,140,200 
(246,106)
4,000 
114,705 
6,012,799 

1 As revised. Refer to Note 17 for information on immaterial correction of errors in prior period.

The accompanying notes are an integral part of these consolidated financial statements.

37

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
   
   
 
     
       
       
 
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
 
     
       
       
 
 
     
       
       
 
     
       
       
 
   
   
   
   
   
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.  AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS

FOR THE YEARS ENDED FEBRUARY 28 or 29,
2016

2017

2015

Cash Flows From Operating Activities:

Net income
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization
Provision for loss on accounts and notes receivable
Provision for inventory loss
Asset impairment and store closure losses
(Gain) loss on sale of assets
Expense recorded for stock compensation
Deferred income taxes
Changes in operating assets and liabilities:
Accounts receivable
Refundable income taxes
Inventories
Other assets
Accounts payable
Accrued liabilities
Deferred income
Net cash provided by operating activities

Cash Flows From Investing Activities:

Additions to notes receivable
Proceeds received on notes receivable
Proceeds from sale or distribution of assets
Intangible assets
Decrease (increase) in other assets
Purchase of property and equipment
Net cash (used in) provided by investing activities

Cash Flows From Financing Activities:

Payments on long-term debt
Repurchase of common stock
Issuance of common stock
Proceeds from issuance of common stock in subsidiary
Tax (expense) benefit of stock option exercise
Dividends paid
Net cash used in financing activities

  $

3,450,116    $

3,806,531    $

3,742,746 

1,288,709     
138,125     
100,049     
-     
37,112     
584,893     
262,248     

(128,404)    
(47,863)    
(2,735)    
29,442     
(87,657)    
(293,402)    
(9,619)    
5,321,014     

(133,202)    
318,219     
39,045     
(312,947)    
34,479     
(1,238,472)    
(1,292,878)    

(1,253,392)    
(351,583)    
-     
-     
(34,128)    
(2,804,786)    
(4,443,889)    

1,420,301     
171,000     
76,695     
2,319,003     
90,149     
763,094     
(1,878,205)    

364,767     
172,945     
144,454     
24,415     
(310,533)    
154,800     
(531,331)    
6,788,085     

(46,489)    
368,122     
23,692     
(83,103)    
(212,860)    
(743,251)    
(693,889)    

(1,207,234)    
(3,030,708)    
-     
-     
19,868     
(2,838,545)    
(7,056,619)    

1,440,448 
214,600 
58,836 
225,640 
(46,857)
865,240 
(55,068)

662,625 
(12,055)
(202,333)
(16,087)
(451,080)
325,544 
(880,684)
5,871,515 

(179,569)
488,691 
530,175 
- 
(2,395)
(626,744)
210,158 

(107,633)
(3,127,624)
69,599 
892,895 
200,544 
(2,711,812)
(4,784,031)

Net (Decrease) Increase In Cash And Cash Equivalents

(415,753)    

(962,423)    

1,297,642 

Cash And Cash Equivalents At Beginning Of Year

6,194,948     

7,157,371     

5,859,729 

Cash And Cash Equivalents At End Of Year

  $

5,779,195    $

6,194,948    $

7,157,371 

The accompanying notes are an integral part of these consolidated financial statements.

38

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
     
       
       
 
   
   
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 1 - NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Nature of Operations

The accompanying consolidated financial statements include the accounts of Rocky Mountain Chocolate Factory, Inc. , a Delaware corporation, its wholly-owned
subsidiaries,  Rocky  Mountain  Chocolate  Factory,  Inc.  (a  Colorado  corporation)  and  Aspen  Leaf  Yogurt,  LLC  (“ALY”),  its  39%-owned  subsidiary,  U-Swirl,  Inc.
(“SWRL”), and U-Swirl International, Inc. (“U-Swirl”), a wholly-owned subsidiary as of February 29, 2016 (collectively, the “Company”).

The  Company  is  an  international  franchisor,  confectionery  manufacturer  and  retail  operator.  Founded  in  1981,  the  Company  is  headquartered  in  Durango,
Colorado and manufactures an extensive line of premium chocolate candies and other confectionery products. U-Swirl franchises and operates self-serve frozen
yogurt cafés. The Company also sells its candy in selected locations outside of its system of retail stores and licenses the use of its brand with certain consumer
products.

Effective March 1, 2015, the Company was  reorganized to create a holding company structure. The operating subsidiary with the same name, Rocky Mountain
Chocolate  Factory,  Inc.,  a  Colorado  corporation  (“RMCF”),  which  was  previously  the  public  company,  became  a  wholly-owned  subsidiary  of  a  newly  formed
entity, Rocky Mountain Chocolate Factory, Inc., a Delaware corporation (“Newco”), and all of the outstanding shares of common stock of RMCF, par value $0.03
per share, were exchanged on a one-for-one basis for shares of common stock, par value $0.001, of Newco. The new holding company began trading on March
2, 2015 on the NASDAQ Global Market under the symbol “RMCF”, which was the same symbol used by RMCF prior to the holding company reorganization.

In January 2013, through our wholly-owned subsidiaries, including Aspen Leaf Yogurt, LLC (“ALY”), the Company  entered into two agreements to sell all of the
assets of its ALY frozen yogurt stores, along with its interest in the self-serve frozen yogurt franchises and retail units branded as “Yogurtini” which the Company
also  acquired  in  January  2013,  to  SWRL,  in  exchange  for  a  60%  controlling  equity  interest  in  SWRL,  which  was  subsequently  diluted  down  to  39%  as  of
February 29, 2016 following various issuances of common stock of SWRL. At that time, U-Swirl International, Inc. was a wholly-owned subsidiary of SWRL, and
was  the  operating  subsidiary  for  all  of  SWRL’s  operations.  Upon  completion  of  these  transactions,  we  ceased  to  directly  operate  any  Company-owned  ALY
locations or sell and support frozen yogurt franchise locations, which was being supported by SWRL. As of February 28, 2017, the Company held a 39% interest
in SWRL. The SWRL Board of Directors is composed solely of Board members also serving as the Company’s Board of Directors.

In fiscal year (“FY”) 2014, SWRL acquired the franchise rights and certain other assets of s elf-serve  frozen  yogurt  concepts  under  the  names  “CherryBerry,”
“Yogli Mogli Frozen Yogurt” and “Fuzzy Peach Frozen Yogurt.” In connection with these acquisitions, the Company entered into a credit facility with Wells Fargo,
N.A. used to finance the acquisitions of SWRL, and in turn, the Company entered into a loan and security agreement with SWRL to cover the purchase price and
other costs associated with the acquisitions (the “SWRL Loan Agreement”). Borrowings under the SWRL Loan Agreement were secured by all of the assets of
SWRL, including all of the outstanding stock of its wholly-owned subsidiary, U-Swirl International, Inc. Under the SWRL Loan Agreement, SWRL was subject to
various financial covenants. SWRL was not compliant with the financial covenants during the year ended February 29, 2016 and the loan matured on January
16,  2016  without  payment  in  full  by  SWRL.  As  a  result  of  the  defaults,  the  Company  issued  a  demand  for  payment  of  all  obligations  under  the  SWRL  Loan
Agreement. SWRL was unable to repay the obligations under the SWRL Loan Agreement, and as a result, the Company foreclosed on all of the outstanding
stock of U-Swirl International, Inc. as of February 29, 2016 in full satisfaction of the amounts owed under the SWRL Loan Agreement. This resulted in U-Swirl
International, Inc. becoming a wholly-owned subsidiary of the Company as of February 29, 2016. As of February 29, 2016 U-Swirl, Inc. had no assets.

U-Swirl  operates  self-serve  frozen  yogurt  cafés  under  the  names  “U-Swirl,”  “Yogurtini,”  “CherryBerry,”  “Yogli  Mogli  Frozen  Yogurt,”  “Fuzzy  Peach  Frozen
Yogurt,” “Let’s Yo!” and “Aspen Leaf Yogurt”.

39

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

The  Company’s  revenues  are  currently  derived  from  three  principal  sources:  sales  to  franchisees  and  others  of  chocolates  and  other  confectionery  products
manufactured by the Company; the collection of initial franchise fees and royalties from franchisees’ sales; and sales at Company-owned stores of chocolates,
frozen yogurt, and other confectionery products. The following table summarizes the number of stores operating under the Rocky Mountain Chocolate Factory
brand and its subsidiaries at February 28, 2017:

Rocky Mountain Chocolate Factory

Company-owned stores
Franchise stores – Domestic stores and kiosks
International License Stores
Cold Stone Creamery  – co-branded

U-Swirl cafés (Including all associated brands)

Company-owned cafés
Company-owned cafés – co-branded
Franchise stores – North American cafés
Franchise stores – North American – co-branded
International License cafés

Total

Sold, Not Yet
Open

Open

Total

-     
6     
-     
5     

-     
-     
*     
*     
-     
11     

4     
189     
94     
83     

2     
3     
129     
16     
2     
522     

4 
195 
94 
88 

2 
3 
129 
16 
2 
533 

*U-Swirl  cafés  and  the  brands  franchised  by  U-Swirl  have  historically  utilized  a  development  area  sales  model.  The  result  is  that  many  areas  are  under
development and the rights to open cafés within the development areas have been established, but there is no assurance that any individual development area
will result in a determinable number of café openings.

Consolidation

Management accounts for the activities of the Company and its subsidiaries, and  the accompanying consolidated financial statements include the accounts of
the Company and its subsidiaries. As described above, on January 14, 2013, the Company acquired a controlling interest in SWRL. Prior to January 14, 2013,
the Company’s consolidated financial statements exclude the financial information of SWRL. Beginning on January 14, 2013, the results of operations, assets
and  liabilities  of  SWRL  have  been  included  in  these  consolidated  financial  statements. The  Company  foreclosed  on  all  of  the  outstanding  stock  of  U-Swirl
International,  Inc.  as  of  February  29,  2016  in  full  satisfaction  of  the  amounts  owed  under  the  SWRL  Loan  Agreement.  This  resulted  in  U-Swirl  becoming  a
wholly-owned subsidiary of the Company as of February 29, 2016 and concurrently the Company ceased to have financial control of U-Swirl, Inc. as of February
29, 2016. As of February 29, 2016, U-Swirl, Inc. had no assets. All intercompany balances and transactions have been eliminated in consolidation.

Cash Equivalents

The Company considers all highly liquid instruments purchased with an original maturity of six months or less to be cash equivalents. The Company continually
monitors its positions with, and the credit quality of, the financial institutions with which it invests. As of the balance sheet date, and periodically throughout the
year, the Company has maintained balances in various operating accounts in excess of federally insured limits. This amount was approximately $5.3 million at
February 28, 2017.

Accounts and Notes Receivable

In the normal course of business,  we extend credit to customers, primarily franchisees that satisfy pre-defined credit criteria. The Company believes that it has
limited concentration of credit risk primarily because its receivables are secured by the assets of the franchisees to which the Company ordinarily extends credit,
including, but not limited to, their franchise rights and inventories. An allowance for doubtful accounts is determined through analysis of the aging of accounts
receivable, assessments of collectability based on historical trends, and an evaluation of the impact of current and projected economic conditions. The process
by which the Company performs its analysis is conducted on a customer by customer, or franchisee by franchisee, basis and takes into account, among other
relevant  factors,  sales  history,  outstanding  receivables,  customer  financial  strength,  as  well  as  customer  specific  and  geographic  market  factors  relevant  to
projected  performance.  The  Company  monitors  the  collectability  of  its  accounts  receivable  on  an  ongoing  basis  by  assessing  the  credit  worthiness  of  its
customers and evaluating the impact of reasonably likely changes in economic conditions that may impact credit risks. Estimates with regard to the collectability
of accounts receivable are reasonably likely to change in the future. At February 28, 2017, the Company has $655,028 of notes receivable outstanding and an
allowance for doubtful accounts of $48,647 associated with these notes. The notes require monthly payments and bear interest rates ranging from 4.5% to 6%.
The notes mature through September, 2022 and approximately $579,000 of notes receivable are secured by the assets financed.

Inventories

Inventories  are  stated  at  the  lower  of  cost  or  net  realizable  value.  An  inventory  reserve  is  established  to  reduce  the  cost  of  obsolete,  damaged  and  excess
inventories  to  the  lower  of  cost  or  net  realizable  value  based  on  actual  differences.  This  inventory  reserve  is  determined  through  analysis  of  items  held  in
inventory,  and,  if  the  recorded  value  is  higher  than  the  market  value,  the  Company  records  an  expense  to  reduce  inventory  to  its  actual  market  value.  The
process by which the Company performs its analysis is conducted on an item by item basis and takes into account, among other relevant factors, market value,
sales history and future sales potential. Cost is determined using the first-in, first-out method.

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Property and Equipment and Other Assets

Property and equipment are recorded at cost. Depreciation and amortization are computed using the straight-line method based upon the estimated useful life of
the asset, which range from five to thirty-nine years. Leasehold improvements are amortized on the straight-line method over the lives of the respective leases
or the service lives of the improvements, whichever is shorter.

The Company reviews its long-lived assets through analysis of estimated fair value, including identifiable intangible assets, whenever events or changes indicate
the  carrying  amount  of  such  assets  may  not  be  recoverable.  The  Company’s  policy  is  to  review  the  recoverability  of  all  assets,  at  a  minimum,  on  an  annual
basis.

Income Taxes

We provide for income taxes pursuant to the liability method. The liability method requires recognition of deferred income taxes based on temporary differences
between financial reporting and income tax bases of assets and liabilities, using current enacted income tax rates and regulations. These differences will result in
taxable income or deductions in future years when the reported amount of the asset or liability is recovered or settled, respectively. Considerable judgment is
required in determining when these events may occur and whether recovery of an asset, including the utilization of a net operating loss or other carryforward
prior  to  its  expiration,  is  more  likely  than  not.  Due  to  historical U-Swirl  losses,  prior  to  FY  2016  we  established  a  full  valuation  allowance  on  our  deferred  tax
assets. During FY 2016 we took possession of the outstanding equity in U-Swirl International, Inc. As a result of our ownership increasing to 100%, we began
filing  consolidated  income  tax  returns  in  FY  2017.  Because  of  this  change,  we  have  recognized  the  full  value  of  deferred  tax  assets  that  had  full  valuation
allowances  prior  to  FY  2016.  During  the  fourth  quarter  of  FY  2017  we  further  evaluated  the  value  of  deferred  tax  assets  and  determined  that  the  assets  are
restricted  due  to  a  limitation  on  the  deductibility  of  future  losses  in  accordance  with  Section  382  of  the  Internal  Revenue  Code  as  a  result  of  the  foreclosure
transaction. The correction of this immaterial error to our balance sheet is further described in Note 17. The Company's temporary differences are listed in Note
6.

Gift Card Breakage

The Company and our franchisees sell gift cards that are redeemable for product in our  stores. The Company manages the gift card program, and therefore
collects all funds from the activation of gift cards and reimburses franchisees for the redemption of gift cards in their stores. A liability for unredeemed gift cards is
included in accounts payable and accrued liabilities in the balance sheets.

There  are  no  expiration  dates  on  our  gift  cards,  and  we  do  not  charge  any  service  fees.  While  our  franchisees  continue  to  honor  all  gift  cards  presented  for
payment,  we  may  determine  the  likelihood  of  redemption  to  be  remote  for  certain  cards  due  to  long  periods  of  inactivity.  The  Company  is  in  the  process  of
accumulating  sufficient  historical  redemption  patterns  to  calculate  breakage  estimates  related  to  unredeemed  gift  cards.  This  breakage  rate  is  based  on  a
percentage of sales when the likelihood of the redemption of the gift card becomes remote. When the Company has sufficient historical redemption patterns to
calculate breakage estimates, the gift card breakage will be recognized over the same performance period, and in the same proportion, that the Company’s data
has demonstrated that gift cards are redeemed. As the Company is in the process of accumulating sufficient historical redemption patterns to calculate breakage
estimates, the Company did not recognize gift card breakage during the year ended February 28 or 29, 2017 or 2016. Accrued gift card liability was $2,921,585
and $2,835,943 at February 28 or 29, 2017 and 2016, respectively.

Goodwill

Goodwill arose from three transaction types. The first type was the result of the incorporation of the Company after its inception as a partnership. The goodwill
recorded was the excess of the purchase price of the Company over the fair value of its assets. The Company has allocated this goodwill equally between its
Franchising and Manufacturing operations. The second type was the purchase of various retail stores, either individually or as a group, for which the purchase
price was in excess of the fair value of the assets acquired. Finally, goodwill arose from business acquisitions, where the fair value of the consideration given for
acquisition exceeded the fair value of the identified assets net of liabilities.

The Company performs a goodwill impairment test on an annual basis or more frequently when events or circumstances indicate that the carrying value of a
reporting unit more likely than not exceeds its fair value. Recoverability of goodwill is evaluated through comparison of the fair value of each of our reporting units
with its carrying value. To the extent that a reporting unit’s carrying value exceeds the implied fair value of its goodwill, an impairment loss is recognized. On
February 29, 2016 RMCF repossessed all stock in U-Swirl International, Inc. pledged as collateral on the Loan Agreement with SWRL. This was the result of
SWRL’s inability to repay the Loan Agreement and inability to cure defaults of financial covenants. As of February 29, 2016 U-Swirl had $1,930,529 of goodwill
recorded as a result of past business acquisitions. In the fourth quarter of FY 2016, RMCF performed a test of impairment as a result of the change in ownership
and the result of our test indicated a full impairment of the U-Swirl goodwill. Our testing and impairment is described in Note 13 to the financial statements.

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Franchise Rights

Franchise rights arose from the entry into  agreements to acquire substantially all of the franchise rights of Yogurtini, CherryBerry, Fuzzy Peach, Let’s Yo! and
Yogli Mogli. Franchise rights are amortized over a period of 20 years.

Insurance and Self-Insurance Reserves

The Company uses a combination of insurance and self-insurance plans to provide for the potential liabilities for workers ’ compensation, general liability, property
insurance, director and officers’ liability insurance, vehicle liability and employee health care benefits. Liabilities associated with the risks that are retained by the
Company are estimated, in part, by considering historical claims experience, demographic factors, severity factors and other assumptions. While the Company
believes that its assumptions are appropriate, the estimated accruals for these liabilities could be significantly affected if future occurrences and claims differ from
these assumptions and historical trends.

Business Combinations

The Company accounts for business combinations using the acquisition method. Under the acquisition method, the purchase price of the acquisition is allocated
to  the  underlying  tangible  and  intangible  assets  acquired  based  on  their  respective  fair  values.  Fair  values  are  derived  from  various  observable  and
unobservable  inputs  and  assumptions.  The  Company  utilizes  third-party  valuation  specialists  to  assist  in  the  allocation.  Initial  purchase  price  allocations  are
preliminary and are subject to revision within the measurement period, not to exceed one year from the date of acquisition. The costs of the business acquisitions
are expensed as incurred. These costs may include fees for accounting, legal, professional consulting and valuation specialists.

Accounting for business combinations requires our management to make significant estimates and assumptions, especially at the acquisition date, including our
estimates  for  intangible  assets,  contractual  obligations  assumed,  restructuring  liabilities,  pre-acquisition  contingencies  and  contingent  consideration,  where
applicable.  Although  we  believe  the  assumptions  and  estimates  we  have  made  have  been  reasonable  and  appropriate,  they  are  based  in  part  on  historical
experience  and  information  obtained  from  the  management  of  the  acquired  companies  and  are  inherently  uncertain.  Moreover,  unanticipated  events  and
circumstances may occur that may affect the accuracy or validity of such assumptions, estimates or actual results.

Sales

Sales of products to franchisees and other customers are recognized at the time of  delivery. Sales of products to franchisees and other customers are made at
standard prices, without any bargain sales of equipment or supplies. Sales of products at retail stores are recognized at the time of sale.

Rebates

Rebates  received  from  purveyors  that  supply  products  to  our  franchisees  are  included  in  franchise  royalties  and  fees.  Product  rebates  are  recognized  in  the
period in which they are earned. Rebates related to company-owned locations are offset against operating costs.

Shipping Fees

Shipping fees charged to customers by the Company ’s trucking department are reported as sales. Shipping costs incurred by the Company for inventory are
reported as cost of sales or inventory.

Franchise and Royalty Fees

Franchise fee revenue is recognized upon  opening of the franchise store. In addition to the initial franchise fee, the Company also recognizes a marketing and
promotion  fee  of  one  percent  (1%)  of  franchised  stores’  gross  retail  sales  and  a  royalty  fee  based  on  gross  retail  sales.  Beginning  with  Rocky  Mountain
Chocolate  Factory  franchise  store  openings  in  the  third  quarter  of  FY  2004,  the  Company  modified  its  royalty  structure.  Under  the  current  structure,  the
Company recognizes no royalty on franchised stores’ retail sales of products purchased from the Company and recognizes a ten percent (10%) royalty on all
other sales of product sold at franchise locations. For franchise stores opened prior to the third quarter of FY 2004 the Company recognizes a royalty fee of five
percent (5%) of franchised stores’ gross retail sales. Royalty fees for U-Swirl cafés are based on the rate defined in the acquired contracts for the franchise rights
and range from 2.5% to 6% of gross retail sales.

In certain instances we are required to pay a portion of franchise fee revenue, or royalty  fees to parties we’ve contracted with to assist in developing and growing
a brand. The agreements generally include Development Agents, or commissioned brokers who are paid a portion of the initial franchise fee, a portion of the
ongoing royalty fees, or both. When such agreements exist, we report franchise fee and royalty fee revenues net of the amount paid, or due, to the agent/broker.

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Use of Estimates

In  preparing consolidated  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the  United  States  of  America,  management  is
required to make estimates and assumptions that affect the reported amounts of assets, liabilities, the disclosure of contingent assets and liabilities, at the date of
the consolidated financial statements, and revenues and expenses during the reporting period. Actual results could differ from those estimates.

Vulnerability Due to Certain Concentrations

Revenue from one customer of the Company ’s Manufacturing segment represented approximately $4.1 million or 11% of the Company’s revenues during the
year ended February 28, 2017. The Company’s future results may be adversely impacted by a change in the purchases of this customer.

Stock-Based Compensation

At  February  28,  2017,  the  Company  had  stock-based  compensation  plans,  which  currently  consists  solely  of  the  Company’s  2007  Equity  Incentive  Plan,  for
employees and non-employee directors which authorized the granting of stock awards.

The  Company  recognized  $ 584,893,  $763,094,  and  $865,240  related  equity-based  compensation  expense  during  the  years  ended  February  28  or  29,  2017,
2016 and 2015, respectively. Compensation costs related to share-based compensation are generally recognized over the vesting period.

Tax  benefits  or  expense  resulting  from  the  difference  in  the  compensation  cost  recognized  for  stock  options  are  reported  as  financing  cash  flows  in  the
accompanying Statements of Cash Flows. The excess tax benefit or (expense) included in net cash provided by financing activities for the years ended February
28 or 29, 2017, 2016 and 2015 was $(34,128), $19,868 and $200,544, respectively.

During FY 2017 and 2016, the Company granted no restricted stock units. There were no stock options granted to employees during FY 2017 or FY 2016. The
restricted stock unit grants generally vest 17-20% annually over a period of five to six years. The Company recognized $564,473 of consolidated stock-based
compensation expense related to these grants during FY 2017 compared with $602,554 in FY 2016. Total unrecognized stock-based compensation expense of
non-vested, non-forfeited shares granted, as of February 28, 2017 was $1,179,492, which is expected to be recognized over the weighted average period of 2.2
years.

During FY 2017, the Company issued 2,000 fully-vested, unrestricted shares to non-employee directors compared with 4,000 fully-vested, unrestricted shares of
stock to non-employee directors in FY 2016. In connection with these non-employee director stock issuances, the Company recognized $20,420 and $61,040 of
stock-based compensation expense during FY 2017 and FY 2016, respectively.

Earnings Per Share

Basic  earnings  per  share  is  computed  as  net  earnings  divided  by  the  weighted  average  number  of  common  shares  outstanding  during  each  year.  Diluted
earnings per share reflects the potential dilution that could occur from common shares issuable through stock options and restricted stock units. During FY 2017,
FY 2016 and FY 2015, 0, 12,936, and 12,936, respectively, of stock options were excluded from diluted shares as their effect was anti-dilutive.

Advertising and Promotional Expenses

The Company expenses advertising costs as incurred. Total advertising expense  for RMCF amounted to $279,698, $215,314, and $244,946 for the fiscal years
ended  February  28  or  29,  2017,  2016  and  2015,  respectively.  Total  advertising  expense  for  U-Swirl  and  its  brands  amounted  to  $335,771,  $460,034,  and
$399,414 for the fiscal years ended February 28 or 29, 2017, 2016 and 2015, respectively.

Fair Value of Financial Instruments

The Company’s financial instruments consist of cash and cash equivalents, trade receivables, payables, and notes receivable. The fair value of all instruments
approximates the carrying value, because of the relatively short maturity of these instruments.

Recent Accounting Pronouncements

In  January  2017,  the  Financial  Accounting  Standards  Board  (the  “FASB”)  issued  new  guidance  for  goodwill  impairment  which  requires  only  a  single-step
quantitative  test  to  identify  and  measure  impairment  and  record  an  impairment  charge  based  on  the  excess  of  a  reporting  unit’s  carrying  amount  over  its  fair
value. The option to perform a qualitative assessment first for a reporting unit to determine if a quantitative impairment test is necessary does not change under
the new guidance. This guidance is effective for the Company beginning in fiscal year 2020 with early adoption permitted. The Company adopted this guidance
in fiscal year 2017. The adoption of this guidance had no impact on the Company’s consolidated financial statements.

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

In August 2016, FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments. ASU No. 2016-
15  clarifies  and  provides  specific  guidance  on  eight  cash  flow  classification  issues  that  are  not  currently  addressed  by  current  GAAP  and  thereby  reduce  the
current diversity in practice. ASU No. 2016-15 is effective for public business entities for annual periods, including interim periods within those annual periods,
beginning  after  December  15,  2017,  with  early  application  permitted.  This  guidance  is  applicable  to  the  Company's  fiscal  year  beginning  March  1,  2018.  The
Company does not anticipate that this guidance will have a material impact on its consolidated financial statements.

In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. ASU
2016-13 significantly changes the impairment model for most financial assets and certain other instruments. ASU 2016- 13 will require immediate recognition of
estimated credit losses expected to occur over the remaining life of many financial assets, which will generally result in earlier recognition of allowances for credit
losses on loans and other financial instruments. ASU 2016-13 is effective for the Company's fiscal year beginning March 1, 2020 and subsequent interim periods.
The Company is currently evaluating the impact the adoption of ASU 2016-13 will have on the Company's condensed consolidated financial statements.

In  March  2016,  the  FASB  issued  ASU  No.  2016-09,  Compensation  —  Stock  Compensation,  (Topic  718):  Improvements  to  Employee  Share-Based  Payment
Accounting,  which  is  intended  to  simplify  aspects  of  the  accounting  for  share-based  payment  transactions.  The  ASU  simplifies  the  accounting  of  stock
compensation,  including  income  tax  implications,  the  balance  sheet  classification  of  awards  as  either  equity  or  liabilities,  and  the  cash  flow  classification  of
employee share based payment transactions. ASU No. 2016-09 is effective for public business entities for annual and interim periods beginning after December
15, 2016, with early application permitted. This guidance is applicable to the Company's fiscal year beginning March 1, 2017. Amendments requiring recognition
of  excess  tax  benefits  and  tax  deficiencies  in  the  income  statement  must  be  applied  prospectively.  Amendments  related  to  the  presentation  of  excess  tax
benefits  on  the  statement  of  cash  flows  may  be  applied  either  prospectively  or  retrospectively  based  on  the  Company’s  election.  Amendments  related  to  the
statement  of  cash  flows  presentation  of  employee  taxes  paid  when  an  employer  withholds  shares  must  be  applied  retrospectively.  The  Company  is  in  the
process of assessing the impact of the adoption of ASU No. 2016-09 on its consolidated financial statements. During the fiscal years ended February 28, 2017
and February 29, 2016 the Company would have realized additional expense of $34,000 and additional income of $20,000, respectively, if this guidance had
been applied.

In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842), which requires the recognition of lease assets and lease liabilities on the balance sheet
by lessees for those leases currently classified as operating leases under ASC 840 “Leases.” These amendments also require qualitative disclosures along with
specific  quantitative  disclosures.  These  amendments  are  effective  for  fiscal  years  beginning  after  December  15,  2018,  including  interim  periods  within  those
fiscal  years.  Early  application  is  permitted.  Entities  are  required  to  apply  the  amendments  at  the  beginning  of  the  earliest  period  presented  using  a  modified
retrospective approach. The Company expects that substantially all of its operating lease commitments (see note 5) will be subject to the new guidance and will
be recognized as operating lease liabilities and right-of-use assets upon adoption.

In  January  2016,  the  FASB  issued  ASU  2016-01,  Financial  Instruments  -  Overall  (Subtopic  825-10),  Recognition  and  Measurement  of  Financial  Assets  and
Financial Liabilities, which addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. ASU 2016-01 will be
effective for us in the first quarter of our fiscal year 2019, and early adoption is not permitted. The Company is currently evaluating the impact that the standard
will have on its consolidated financial statements.

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). This guidance, as amended by subsequent ASUs on the
topic,  supersedes  current  guidance  on  revenue  recognition  in  Topic  605,  Revenue  Recognition.  This  guidance  will  be  effective  for  annual  reporting  periods
beginning after December 15, 2017, including interim reporting periods. Early application of the guidance is permitted for annual reporting periods beginning after
December  31,  2016.  This  guidance  is  applicable  to  the  Company's  fiscal  year  beginning  March  1,  2018. The  Company  expects  the  adoption  of  the  new
guidance to change the timing of recognition of initial franchise fees, including master license and territory fees for our international business, and renewal fees.
Currently, these fees are generally recognized upfront upon either opening of the respective franchise store or entry into a license agreement. The new guidance
will generally require these fees to be recognized over the term of the related agreement, which we expect will result in a material impact to revenue recognized
for franchise fees, license fees and renewal fees. The Company does not expect this new guidance to materially impact the recognition of royalty income or sales
of products. The Company is continuing to evaluate the impact the adoption of this new guidance will have on these and other revenue transactions, as well as
the presentation of marketing and advertising fee revenues and expenses, in addition to the impact on accounting policies and related disclosures.

Reclassifications

Certain amounts previously presented for prior periods have been reclassified to conform to the current presentation. The reclassifications had no effect on net
income, working capital or equity previously reported.  

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 2 - INVENTORIES

Inventories consist of the following at February 28 or 29:

Ingredients and supplies
Finished candy
U-Swirl food and packaging
Reserve for slow moving inventory
Total inventories

NOTE 3 - PROPERTY AND EQUIPMENT, NET

Property and equipment consists of the following at February  28 or 29:

Land
Building
Machinery and equipment
Furniture and fixtures
Leasehold improvements
Transportation equipment
Asset impairment

Less accumulated depreciation
Property and equipment, net

NOTE 4 - LINE OF CREDIT AND LONG-TERM DEBT

Line of Credit

  $

  $

  $

  $

2017

2016

3,021,220    $
2,137,609     
66,001     
(249,051)    
4,975,779    $

2,868,157 
2,138,952 
94,345 
(261,346)
4,840,108 

2017

2016

513,618    $
4,787,855     
10,598,355     
1,047,319     
1,531,112     
418,402     
(47,891)    
18,848,770     

12,390,839     
6,457,931    $

513,618 
4,784,272 
9,987,906 
1,169,475 
1,862,603 
438,601 
(568,803)
18,187,672 

12,177,369 
6,010,303 

At  February  28,  2017,  the  Company  had  a  $5  million  working  capital  line  of  credit  from  Wells  Fargo  Bank,  N.A.,  collateralized  by  substantially  all  of  the
Company’s assets with the exception of the Company’s retail store assets. Draws may be made under the line at 50% of eligible accounts receivable plus 50%
of eligible inventories. Interest on borrowings is at LIBOR plus 2.25% (3.0% at February 28, 2017). At February 28, 2017, $5 million was available for borrowings
under  the  line  of  credit,  subject  to  borrowing  base  limitations.  Additionally,  the  line  of  credit  is  subject  to  various  financial  ratio  and  leverage  covenants.  At
February 28, 2017, the Company was in compliance with all such covenants. The credit line is subject to renewal in September 2017 and we believe it is likely
to be renewed on terms similar to current terms.

Effective January 16, 2014, the Company entered into a business loan agreement with Wells Fargo Bank, N.A. (the “Wells Fargo Loan Agreement”) for a $7.0
million long-term line of credit to be used to loan money to SWRL to fund the purchase price of business acquisitions by SWRL (the “Wells Fargo Loan”). The
Company  made  its  first  draw  of  approximately  $6.4  million  on  the  Wells  Fargo  Loan  on  January  16,  2014  and  the  first  draw  was  the  amount  outstanding  at
February 28, 2014. Interest on the Wells Fargo Loan is at a fixed rate of 3.75% and the maturity date is January 15, 2020. The Wells Fargo Loan may be prepaid
without  penalty  at  any  time  by  the  Company.  The  Wells  Fargo  Loan  is  collateralized  by  substantially  all  of  the  Company’s  assets,  including  the  SWRL  Loan
Agreement.  Additionally,  the  Wells  Fargo  Loan  is  subject  to  various  financial  ratio  and  leverage  covenants.  The  Wells  Fargo  Loan  Agreement  also  contains
customary representations and warranties, covenants and acceleration provisions in the event of a default by the Company.

Long-term debt consists of the following at February 28  or 29:

Note payable in monthly installments of principal and interest at 3.75% per annum through
December 2019 collateralized by substantially all business assets.
Less current maturities
Long-term obligations

  $

  $

2017

2016

3,831,741    $
1,302,501     
2,529,240    $

5,085,133 
1,254,007 
3,831,126 

The following is a schedule by year of  maturities of long-term debt for the years ending February 28 or 29:

2018
2019
2020
Total

  $

  $

1,302,501 
1,352,900 
1,176,340 
3,831,741 

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 5  – COMMITMENTS AND CONTINGENCIES

Operating Leases

The Company conducts its retail operations in facilities leased under five to ten-year non -cancelable operating leases. Certain leases contain renewal options for
between five and ten additional years at increased monthly rentals. Some of the leases provide for contingent rentals based on sales in excess of predetermined
base levels.

The following is a schedule by year of future minimum rental payments required under such leases for the years ending February 28 or 29:

2018
2019
2020
2021
2022
Thereafter
Total

  $

  $

603,000 
561,000 
272,000 
49,000 
49,000 
194,000 
1,728,000 

We act as primary lessee of some franchised store premises, which we then sublease to franchisees, but the majority of existing locations are leased by  the
franchisee directly. Our current policy is not to act as primary lessee on any further franchised locations, except in rare instances. At March 31, 2017, we were
the primary lessee at five of our 332 franchised stores and 1 former office space.

In some instances the Company has leased space for its Company-owned locations that are now occupied by franchisees. When the Company-owned location
was sold or transferred, the store was subleased to the franchisee who is responsible for the monthly rent and other obligations under the lease. The Company's
liability as primary lessee on sublet franchise outlets, all of which is fully offset by sublease rentals, is as follows for the years ending February 28 or 29:

2018
2019
2020
2021
2022
Total

  $

  $

189,000 
90,000 
81,000 
83,000 
29,000 
472,000 

The following is a schedule of lease expense for all retail operating leases for the three years ended  February 28 or 29:

Minimum rentals
Less sublease rentals
Contingent rentals

  $

  $

2017

2016

2015

944,938    $
(318,000)    
25,200     
652,138    $

1,187,003    $
(479,000)    
22,200     
730,203    $

1,282,363 
(468,000)
22,200 
836,563 

In FY 2013, the Company renewed an operating lease for warehouse space in the immediate vicinity of its manufacturing operation. The following is a schedule,
by year, of future minimum rental payments required under such lease for the years ending February 28:

2018
Total

  $
  $

28,000 
28,000 

The Company also leases trucking equipment under operating leases. The following is a schedule by year of future minimum rental payments required under
such leases for the years ending February 28 or 29:

2018
2019
2020
2021
2022
Total

  $

  $

185,700 
84,300 
62,100 
62,100 
15,500 
409,700 

The following is a schedule of lease expense for trucking equipment operating leases for the 

three years ended February 28 or 29:

2017

220,791 

2016

46

182,006 

185,703 

2015

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Purchase contracts

The Company frequently enters into purchase contracts of between six to eighteen months for chocolate and certain nuts. These contracts permit the Company
to purchase the specified commodity at a fixed price on an as-needed basis during the term of the contract. Because prices for these products may fluctuate, the
Company  may  benefit  if  prices  rise  during  the  terms  of  these  contracts,  but  it  may  be  required  to  pay  above-market  prices  if  prices  fall  and  it  is  unable  to
renegotiate  the  terms  of  the  contract. As  of  February  28,  2017  the  Company  was  contracted  for  approximately  $2,595,000  of  raw  materials  under  such
agreements.

Contingencies

The Company is party to various legal proceedings arising in the ordinary course of business from time to time. Management believes that the resolution of these
matters will not have a significant adverse effect on the Company’s financial position, results of operations or cash flows.

In January 2014, SWRL entered into an Asset Purchase Agreement (the “CherryBerry Purchase Agreement”) with CherryBerry Enterprises LLC, CherryBerry
Corporate LLC, CherryBerry LLC (collectively, the “CherryBerry Entities”), and their respective owners (collectively, the “CherryBerry Selling Parties”), pursuant
to which SWRL acquired the franchise rights of frozen yogurt stores branded as “CherryBerry” (the “CherryBerry Acquisition”). As a part of the consideration for
the  CherryBerry  Acquisition,  SWRL  agreed  to  issue  an  aggregate  of  4,000,000  shares  of  SWRL  common  stock  (the  “CB  Shares”)  to  the  CherryBerry  Selling
Parties, which were subject to a one-year lock-up agreement. The CB Shares were issued to the CherryBerry Selling Parties in February 2015. Pursuant to the
terms  of  the  CherryBerry  Purchase  Agreement,  following  expiration  of  the  lock-up  period,  if  any  of  the  CherryBerry  Selling  Parties  desired  to  sell  their  CB
Shares, they must first offer such shares to SWRL and RMCF prior to any sale of the CB Shares on the open market. If the proceeds from the sale of any of the
CB Shares is less than $0.50 per share and the CherryBerry Selling Parties comply with other terms of the CherryBerry Purchase Agreement, SWRL agreed to
pay  a  shortfall  payment  equal  to  the  difference  of  the  sale  price  of  the  CB  Shares  and  $0.50  per  share,  multiplied  by  the  number  of  shares  sold  by  the
CherryBerry  Selling  Parties.  If  SWRL  had  been  required  to  pay  the  shortfall  payment  on February  28,  2017,  the  shortfall  payment  would  have  been
approximately  $1,800,000.  SWRL  determined  the  likelihood  of  incurring  the  liability  to  be  less  than  probable  and  has  not  recorded  a  contingent  liability  at
February  28,  2017.  In  July  and  August  2015,  the  CherryBerry  Selling  Parties  submitted  to  SWRL  several  requests  for  payment  of  approximately  $205,000  of
shortfall payments based on the sale of a portion of the CB Shares.

In August 2015, SWRL filed a lawsuit against the CherryBerry Selling Parties, a former officer and director of SWRL and unknown other parties, in the District
Court for La Plata County, Colorado, alleging wrongful actions on their part to cause the price of SWRL’s  common  stock  to  decline  and  thereafter  making  an
improper demand for the shortfall payment described above, and certain other actions in violation of various provisions of the CherryBerry Purchase Agreement.
SWRL sought unspecified damages, attorney’s fees, other costs, and a determination that the shortfall payment arrangement is void. In September 2015, the
CherryBerry Selling Parties filed an answer and counterclaim to the lawsuit in the U.S. District Court for the District of Colorado, and moved the lawsuit to federal
court in the U.S. District Court for the District of Colorado (the “Colorado District Court”). In addition, the CherryBerry Entities added RMCF to the lawsuit through
a third-party complaint. The complaint alleged that SWRL materially breached the CherryBerry Purchase Agreement by not paying the shortfall payment, that
SWRL is the alter ego of RMCF and RMCF is liable for any obligations of SWRL, and that the SWRL Loan Agreement should be recharacterized as equity. The
CherryBerry Entities sought payment in full of the shortfall payment under the CherryBerry Purchase Agreement, declaratory judgements that SWRL is the alter
ego of RMCF and the SWRL Loan Agreement should be recharacterized as equity, and interest, attorney’s fees, costs and other equitable relief.

On  January  13,  2016,  the  CherryBerry  Entities  dismissed  without  prejudice  their  counterclaim  and  third-party  complaint  in  the  Colorado  District  Court,  and
thereafter  on  January  13,  2016,  the  CherryBerry  Entities  refiled  the  exact  claims  (the  “Oklahoma  Action”)  in  the  United  States  District  Court  for  the  Northern
District  of  Oklahoma  (the  “Oklahoma  Court”).  Also  on  January  13,  2016,  RMCF  filed  a  lawsuit  against  the  CherryBerry  Entities  in  the  Colorado  District  Court
seeking a declaratory judgment that it is not the alter ego of SWRL and that the SWRL Loan Agreement should not be re-characterized as equity (the “Colorado
Action”). On that same date, SWRL filed a complaint against the CherryBerry Selling Parties asserting the same claims as it had asserted previously. RMCF filed
a motion to dismiss for lack of jurisdiction and improper venue and in the alternative a motion to transfer venue in response to the Oklahoma Action, and the
CherryBerry Selling Parties subsequently filed a motion to dismiss the Colorado Action. In April 2016, the Colorado District Court granted in part the CherryBerry
Selling Parties’ motion and administratively closed the case. In addition, in April 2016, the Oklahoma Court denied RMCF’s motion (and SWRL’s similar motion).
On April 8, 2016, the CherryBerry Entities moved to add RMCF as a defendant on the alter ego and re-characterization claims in the Oklahoma Action. On May
9,  2016,  the  Oklahoma  Court  granted  that  application  and  we  filed  an  answer  to  this  action  on  June  6,  2016.  All  parties  are  currently  involved  in  discovery
proceedings relating to this matter. A trial date has been set to commence on September 18, 2017. We intend to vigorously assert and defend our rights in this
lawsuit.

47

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 6 - INCOME TAXES

Income tax expense (benefit) is comprised of the following for the years ended February 28 or 29:

Current

Federal
State

Total Current

Deferred
Federal
State

Total Deferred
Total

2017

2016

2015

  $

  $

1,411,126    $
272,214     
1,683,340     

1,420,811    $
195,993     
1,616,804     

240,234     
22,015     
262,249     
1,945,589    $

(1,725,918)    
(152,286)    
(1,878,204)    
(261,400)   $

1,846,365 
246,398 
2,092,763 

(50,603)
(4,465)
(55,068)
2,037,695 

A reconciliation of the statutory federal income tax rate and the effective rate as a percentage of pretax income is as follows for the years end ed February 28 or
29:

Statutory rate
State income taxes, net of federal benefit
Domestic production deduction
Work opportunity tax credits
Statutory rate change
Other
U-Swirl loss carryforward recognized
Valuation allowance, U-Swirl Consolidated loss
Effective rate – provision (benefit)

2017

2016

2015

34.0%    
3.6%    
(1.1%)   
(0.4%)   
- 
0.0%    
- 
- 
36.1%    

34.0%    
0.8%    
(3.0%)   
- 
(1.6%)   
0.5%    
(1.8%)   
(36.3%)   
(7.4%)   

34.0%
2.8%
(1.6%)
- 
-%
0.1%
(3.0%)
3.0%
35.3%

The components of deferred income taxes at February 28 or 29 are as follows:

Deferred Tax Assets

Allowance for doubtful accounts and notes
Inventories
Accrued compensation
Loss provisions and deferred income
Self-insurance accrual
Amortization
Restructuring charges
U-Swirl accumulated net loss
Valuation allowance
Net deferred tax assets

Deferred Tax Liabilities

Depreciation and amortization
Prepaid expenses
Deferred tax liabilities

Net deferred tax assets

  $

  $

  $

2017

2016

198,354    $
90,027     
188,002     
1,175,351     
37,000     
782,683     
148,494     
164,035     
(148,494)    
2,635,452     

248,537 
96,698 
183,898 
1,299,191 
28,923 
861,594 
148,494 
346,605 
(148,494)
3,065,446 

(1,683,778)    
(92,800)    
(1,776,578)   $

(1,537,653)
(106,138)
(1,643,791)

858,874    $

1,421,655 

The following table summarizes deferred income tax valuation allowances as of February 28 or 29:

Valuation allowance at beginning of period

Tax expense (benefits) realized by valuation allowance
Tax benefits released from valuation allowance

Valuation allowance at end of period

  $

  $

2017

2016

148,494    $
-     
-     
148,494    $

349,010 
81,340 
(281,856)
148,494 

48

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

The tax benefit realized for the year ended February 29, 2016, compared to the tax expense in the prior years, is primarily due to the tax consequences of a
change  in  the  controlling  interest  in  U-Swirl  and  foreclosure  upon  the  stock  of  U-Swirl  International,  Inc.  In  FY  2014  we  did  not  realize  a  tax  benefit  from  the
SWRL  taxable  loss  causing  our  effective  rate  to  increase  for  the  year.  During  FY  2015  the  taxable  loss  at  SWRL  was  lower,  resulting  in  a  decrease  to  our
effective rate. During FY 2016 an income tax benefit of approximately $2,149,000 was recognized as a result of the company foreclosing upon the interest in U-
Swirl and recognizing deferred tax assets and loss carry forwards that previously had full valuation allowances when RMCF had less than an 80% ownership
interest. Resulting from this foreclosure, RMCF will consolidate U-Swirl International, Inc. resulting in realization of U-Swirl International, Inc. deferred tax assets
that previously had a full valuation allowance when filed with SWRL income tax returns. U-Swirl International, Inc. and RMCF will file consolidated income tax
returns beginning with FY 2017. SWRL will continue to file separate tax returns.

For the year ended February 29, 2016 and prior periods, the financial statements presented represent the consolidated statements of two separate consolidated
groups  for  income  tax  purposes.  RMCF  has  filed  income  tax  returns  consolidating  the  results  of  Rocky  Mountain  Chocolate  Factory  and  its  wholly  owned
subsidiary,  Aspen  Leaf  Yogurt,  LLC.  U-Swirl  Inc.  has  filed  a  separate  consolidated  income  tax  return  for  the  results  of  U-Swirl,  Inc.  and  its  wholly  owned
subsidiary, U-Swirl International, Inc. RMCF and SWRL have filed separate income tax returns because RMCF owned only 39% of SWRL. Beginning on March
1, 2016 the results of U-Swirl International, Inc. will be included in RMCF’s consolidated income tax return, and on the same date, will be removed from U-Swirl,
Inc.’s consolidated tax return. This is a result of the foreclosure of RMCF on the outstanding stock of U-Swirl in satisfaction of debt between RMCF and SWRL.
The consolidated tax return for RMCF for future periods will include all operating results of U-Swirl. SWRL will file separate income tax returns in future periods.
However, there are no remaining operating assets held by SWRL.

The Company files income tax returns in the U.S. federal and various state taxing jurisdictions. With few exceptions, the Company is no longer subject to U.S.
federal and state tax examinations in its major tax jurisdictions for periods before FY 2012. The Company’s federal income tax returns have been examined for
the years ended February 28, 2015 and 2014 and the examination did not result in any changes to the income tax returns filed for these years.

Realization of the Company's deferred tax assets is dependent upon the Company generating sufficient taxable income, in the appropriate tax jurisdictions, in
future years to obtain benefit from the reversal of net deductible temporary differences. The amount of deferred tax assets considered realizable is subject to
adjustment in future periods if estimates of future taxable income are changed. Management believes that it is more likely than not that RMCF  will  realize  the
benefits of its deferred tax assets as of February 28, 2017.

The Company accounts for uncertainty in income taxes by recognizing the tax benefit from an uncertain tax position only if it is more likely than not that the tax
position  will  be  sustained  on  examination  by  the  taxing  authorities,  based  on  the  technical  merits  of  the  position.  The  Company  measures  the  tax  benefits
recognized  in  the consolidated financial statements from such a position based on the largest benefit that has a greater than 50% likelihood of being realized
upon ultimate resolution. The application of income tax law is inherently complex. As such, the Company is required to make judgments regarding income tax
exposures.  Interpretations  of  and  guidance  surrounding  income  tax  law  and  regulations  change  over  time  and  may  result  in  changes  to  the  Company's
judgments which can materially affect amounts recognized in the balance sheets and statements of operations. The result of the assessment of the Company's
tax positions did not have an impact on the consolidated financial statements for the years ended February 28 or 29, 2016 or 2015. The Company does not have
any significant unrecognized tax benefits and does not anticipate a significant increase or decrease in unrecognized tax benefits within the next twelve months.
Amounts are recognized for income tax related interest and penalties as a component of general and administrative expense in the statement of income and are
immaterial for years ended February 28 or 29, 2017 and 2016.

As of February 2 9, 2016 we had foreclosed on the outstanding equity of U-Swirl International, Inc. and U-Swirl International, Inc. was consolidated for income tax
purposes.  SWRL,  along  with  U-Swirl  International,  Inc.,  has  historically  filed  its  own  consolidated  federal  income  tax  return  and  reported  its  own  Federal  net
operating loss carry forward. As of February 28, 2015, SWRL had recorded a full valuation allowance related to the realization of its deferred income tax assets.
This full valuation allowance was eliminated as of February 29, 2016, in recognition of the likelihood that the loss carry forwards would be realized as a result of
RMCF and U-Swirl International, Inc. filing a consolidated income tax return.

In accordance with  Section 382 of the Internal Revenue Code, deductibility of SWRL’s and U-Swirl International, Inc.’s Federal net operating loss carryovers may
be subject to annual limitation in the event of a change in control. We have performed a preliminary evaluation as to whether a change in control has taken place,
and have concluded that there was a change of control with respect to the net operating losses of U-Swirl when the Company acquired its controlling ownership
interest in January 2013. The initial limitations will continue to limit deductibility of SWRL’s and U-Swirl International Inc.’s net operating loss carryovers, but the
annual loss limitation will be deductible to RMCF and U-Swirl International Inc. upon the filing of joint tax returns in FY 2017 and future years. 

We  estimate  that  the  potential  future  tax  deductions  of  U-Swirl  International,  Inc.’s  Federal  net  operating  losses,  limited  by  section  382,  to  be  approximately
$443,000 with a resulting deferred tax asset of approximately $164,000. U-Swirl International Inc.’s Federal net operating loss carryovers will expire at various
dates beginning in 2026.

49

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 7  – STOCKHOLDERS’ EQUITY

Cash Dividend

The Company paid quarterly cash dividends of $0.12 per common share on March 11, 2016 , June 17, 2016, September 16, 2016 and December 9, 2016 to
stockholders of record on February 26, 2016, June 7, 2016, September 6, 2016 and November 25, 2016, respectively. The Company declared a quarterly cash
dividend of $0.12 per share of common stock on February 9, 2017 payable on March 10, 2017 to stockholders of record on February 24, 2017.

Future declarations of dividends will depend on, among other things, the Company's results of operations, financial condition, capital requirements, and on such
other factors as the Company's Board of Directors may in its discretion consider relevant and in the best long term interest of the stockholders.

Stock Repurchases

On July 15, 2014, the Company publicly announced a plan to repurchase up to $3.0 million of its common stock in the open market or in private transactions,
whenever  deemed  appropriate  by  management.  On  January  13,  2015,  the  Company  announced  a  plan  to  purchase  up  to  an  additional  $2,058,000  of  its
common  stock  under  the  repurchase  plan,  and  on  May  21,  2015,  the  Company  announced  a  further  increase  to  the  repurchase  plan  by  authorizing  the
purchase of up to an additional $2,090,000 of its common stock under the repurchase plan. During the nine months ended November 30, 2016, the Company
repurchased 35,108 shares under the repurchase plan at an average price of $10.01 per share. The Company did not repurchase any shares during the three
months ended February 28, 2017. As of February 28, 2017, approximately $638,000 remains available under the repurchase plan for further stock repurchases.

NOTE 8 - STOCK COMPENSATION PLANS

In FY  2014,  stockholders  approved  an  amendment  of  the  2007  Equity  Incentive  Plan  (the  “2007  Plan”).  The  2007  Plan  allows  awards  of  stock  options,  stock
appreciation  rights,  stock  awards,  restricted  stock  and  stock  units,  performance  shares  and  performance  units,  and  other  stock-  or  cash-based  awards.  The
following table summarizes stock awards under the 2007 Plan as of February 28, 2017:

Original share authorization:
Prior plan shares authorized and incorporated in the 2007 P lan:
Additional shares authorized through 2007 Plan amendment:
Available for award :
Cancelled/forfeited:
Shares awarded as unrestricted shares, stock options or restricted stock units :

Shares available for award:

300,000 
85,340 
300,000 
685,340 
194,325 
(547,076)

332,589 

Information  with  respect  to  stock  option  awards  outstanding  under  the  2007  Plan  at  February  28,  2017,  and  changes  for  the  three  years  then  ended  was  as
follows:

Outstanding stock options at beginning of year:

Granted
Exercised
Cancelled/forfeited

Outstanding stock options as of February 28  or 29:

Weighted average exercise price
Weighted average remaining contractual term (in years)

50

Twelve Months Ended
February 28 or 29:
2016

2017

2015

12,936     
-     
-     
(12,936)    
-     

n/a    $
n/a     

12,936     
-     
-     
-     
12,936     

12.94    $
0.04     

155,880 
- 
(142,944)
- 
12,936 

12.94 
1.04 

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
     
 
   
 
 
 
 
 
 
 
 
 
 
   
   
 
   
   
   
   
   
 
     
       
       
 
   
   
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Information with respect to restricted stock unit awards outstanding under the  2007 Plan at February 28, 2017, and changes for the three years then ended was
as follows:

Outstanding non-vested restricted stock units at beginning of year:

Granted
Vested
Cancelled/forfeited

Outstanding non-vested restricted stock units as of February 28  or 29:

Weighted average grant date fair value
Weighted average remaining vesting period (in years)

  $

NOTE 9 - OPERATING SEGMENTS

Twelve Months Ended
February 28 or 29:
2016

2017

2015

181,742     
-     
(48,084)    
(10,000)    
123,658     

12.21    $
2.23     

237,641     
-     
(55,899)    
-     
181,742     

12.22    $
3.22     

295,040 
- 
(56,199)
(1,200)
237,641 

12.13 
4.08 

The Company classifies its business interests into  five reportable segments: Rocky Mountain Chocolate Factory, Inc. Franchising, Manufacturing, Retail Stores,
U-Swirl  operations  and  Other.  The  accounting  policies  of  the  segments  are  the  same  as  those  described  in  the  summary  of  significant  accounting  policies  in
Note  1  to  these  consolidated  financial  statements.  The  Company  evaluates  performance  and  allocates  resources  based  on  operating  contribution,  which
excludes  unallocated  corporate  general  and  administrative  costs  and  income  tax  expense  or  benefit.  The  Company’s  reportable  segments  are  strategic
businesses that utilize common merchandising, distribution, and marketing functions, as well as common information systems and corporate administration. All
inter-segment sales prices are market based. Each segment is managed separately because of the differences in required infrastructure and the differences in
products and services:

FY 2017
Total revenues
Intersegment revenues
Revenue from external customers
Segment profit (loss)
Total assets
Capital expenditures
Total depreciation & amortization

FY 2016
Total revenues
Intersegment revenues
Revenue from external customers
Segment profit (loss)
Total assets
Capital expenditures
Total depreciation & amortization

FY 2015
Total revenues
Intersegment revenues
Revenue from external customers
Segment profit (loss)
Total assets
Capital expenditures
Total depreciation & amortization

Franchising     Manufacturing    

5,951,055    $
(5,332)    
5,945,723     
2,495,709     
1,216,241     
15,480     
54,053    $

26,678,514    $
(1,254,670)    
25,423,844     
5,609,957     
12,900,070     
966,619     
463,996    $

Retail
1,710,734    $
-     
1,710,734     
128,024     
1,101,461     
17,047     
14,755    $

U-Swirl

Other

5,216,076    $
-     
5,216,076     
1,017,395     
9,124,822     
40,924     
622,654    $

-    $
-     
-     
(3,855,380)    
5,075,762     
198,402     
133,251    $

Franchising    

Manufacturing    

5,947,769    $
(5,185)    
5,942,584     
2,608,351     
1,205,616     
76,762     
36,908    $

27,726,443    $
(1,370,684)    
26,355,759     
6,731,221     
11,980,933     
432,473     
406,082    $

Franchising     Manufacturing    

5,976,964    $
(342)    
5,976,622     
2,783,734     
1,193,407     
28,806     
41,228    $

27,459,828    $
(1,564,993)    
25,894,835     
6,993,693     
12,155,004     
378,060     
395,864    $

Retail
1,622,906    $
-     
1,622,906     
(2,591)    
1,008,783     
3,306     
18,236    $

Retail
2,134,976    $
-     
2,134,976     
(51,803)    
1,157,674     
41,361     
35,531    $

U-Swirl

Other

6,535,646    $
-     
6,535,646     
(2,128,649)    
10,126,209     
66,476     
802,953    $

-    $
-     
-     
(3,663,201)    
5,994,184     
164,234     
156,122    $

U-Swirl

Other

7,501,943    $
-     
7,501,943     
(245,546)    
12,424,801     
61,053     
813,172    $

-    $
-     
-     
(3,699,637)    
7,207,327     
117,464     
154,653    $

  $

  $

  $

  $

  $

  $

Total
39,556,379 
(1,260,002)
38,296,377 
5,395,705 
29,418,356 
1,238,472 
1,288,709 

Total
41,832,764 
(1,375,869)
40,456,895 
3,545,131 
30,315,725 
743,251 
1,420,301 

Total
43,073,711 
(1,565,335)
41,508,376 
5,780,441 
34,138,213 
626,744 
1,440,448 

Revenue  from  one  customer  of  the  Company ’s  Manufacturing  segment  represented  approximately  $4.1  million,  or  10.6  percent,  of  the  Company’s  revenues
from  external  customers  during  the  year  ended  February  28,  2017,  compared  to  $5.2  million,  or  12.8  percent  of  the  Company’s  revenues  from  external
customers during the year ended February 29, 2016.

51

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
   
   
   
   
 
     
       
       
 
   
 
 
 
 
   
   
   
 
   
   
   
   
   
 
 
 
 
 
 
   
 
   
 
   
 
 
   
   
   
   
   
 
 
   
   
   
 
   
   
   
   
   
 
 
ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 10 - SUPPLEMENTAL CASH FLOW INFORMATION

For the three years ended February 28 or 29:
Cash paid (received) for:
Income taxes paid
Interest
Accrued Inventory

Non-Cash Financing Activities:
Dividend payable

Non-Cash Investing Activities:

Sale or distribution of assets in exchange for notes receivable

Long-lived assets
Other assets

NOTE 11 - EMPLOYEE BENEFIT PLAN

  $

  $

2017

2016

2015

1,997,751    $
129,927     
531,017     

1,383,805    $
170,709     
298,032     

1,896,274 
193,022 
245,183 

702,525     

700,728     

721,536 

20,989     
-    $

127,500     
75,000    $

414,353 
- 

The Company has a 401(k) plan called the Rocky Mountain Chocolate Factory, Inc. 401(k) Plan. Eligible participants are permitted to make contributions up to
statutory  limits.  The  Company  makes  a  matching  contribution,  which  vests  ratably  over  a  3-year  period,  and  is  25%  of  the  employee’s  contribution  up  to  a
maximum  of  1.5%  of  the  employee’s  compensation.  During  the  years  ended  February  28  or  29,  2017,  2016  and  2015,  the  Company’s  contribution  was
approximately $66,000, $62,000, and $60,000, respectively, to the plan.

NOTE 12 – SUMMARIZED QUARTERLY DATA (UNAUDITED)

Following is a summary of the quarterly results of operations for the f iscal years ended February 28 or 29, 2017 and 2016:

2017
Total revenue
Gross margin
Net income
Basic earnings per share
Dilute earnings per share

2016
Total revenue
Gross margin
Net income
Basic earnings per share
Diluted earnings per share

Fiscal Quarter
First

9,376,199    $
2,222,405     
731,834     
0.13     
0.12    $

Fiscal Quarter
First

Second

Third

Fourth

Total

8,601,962    $
2,289,011     
974,813     
0.17     
0.16    $

9,955,239    $
2,706,456     
1,011,799     
0.17     
0.17    $

10,362,977    $
1,922,896     
731,670     
0.13     
0.12    $

38,296,377 
9,140,768 
3,450,116 
0.59 
0.58 

Second

Third

Fourth

Total

10,364,022    $
2,470,383     
762,959     
0.13     
0.12    $

9,274,554    $
2,536,811     
779,796     
0.13     
0.13    $

9,807,313    $
2,723,841     
440,801     
0.08     
0.07    $

11,011,006    $
2,763,228     
2,442,351     
0.42     
0.41    $

40,456,895 
10,494,263 
4,425,907 
0.75 
0.73 

  $

  $

  $

  $

52

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 13 – GOODWILL AND INTANGIBLE ASSETS

Intangible assets consist of the following at February 28  or 29:

Intangible assets subject to amortization

Store design
Packaging licenses
Packaging design
Trademark/Non-competition agreements
Franchise Rights

Total
Intangible assets not subject to amortization

Franchising segment

Company stores goodwill
Franchising goodwill

Manufacturing segment-Goodwill
Trademark-indefinite life

Total

Amortization Period
(Years)

Gross Carrying
Value

Accumulated
Amortization

Gross Carrying
Value

Accumulated
Amortization

2017

2016

     $

10
3 - 5
  10
5 - 20
20

220,778    $
120,830     
430,973     
715,339     
5,971,129     
7,459,049     

1,099,328     
295,000     
295,000     
20,000     
1,709,328     

211,152    $
120,830     
430,973     
92,758     
1,144,957     
2,000,670     

220,778    $
120,830     
430,973     
459,340     
5,914,181     
7,146,102     

267,020     
197,682     
197,682     
-     
662,384     

1,099,328     
295,000     
295,000     
20,000     
1,709,328     

209,653 
120,830 
430,973 
51,423 
760,818 
1,573,697 

267,020 
197,682 
197,682 
- 
662,384 

Total intangible assets

     $

9,168,377    $

2,663,054    $

8,855,430    $

2,236,081 

Effective March  1,  2002,  under  ASC  Topic  350,  all  goodwill  with  indefinite  lives  is  no  longer  subject  to  amortization.  Accumulated  amortization  related  to
intangible assets not subject to amortization is a result of amortization expense related to indefinite life goodwill incurred prior to March 1, 2002.

On February 29, 2016, RMCF foreclosed on all stock in U-Swirl pledged as collateral on the SWRL Loan Agreement. As described in Note 1, this was the result
of SWRL’s inability to repay the SWRL Loan Agreement and inability to cure defaults of financial covenants. As of February 29, 2016, U-Swirl had $1,930,529 of
Goodwill recorded as a result of past business acquisitions. We performed a test of impairment in conjunction with the change in ownership and the result of our
test  indicated  a  full  impairment  of  the  U-Swirl  goodwill.  We  recognized  an  impairment  loss  of  $1,930,529  to  reduce  the  carrying  value  of  Goodwill  to  the  fair
value.  In  making  this  determination  we  reviewed  the  fair  value  of  U-Swirl  compared  to  its  carrying  value.  In  performing  this  testing  we  focused  on  the  actual
performance  of  the  acquired  businesses  that  created  the  initial  recognition  of  the  goodwill,  as  well  as  U-Swirl’s  past  performance  and  future  expected
performance. Because of the significant underperformance of the acquired businesses as well as U-Swirl we determined that the carrying value of the reporting
unit exceeded its fair value.

The following are events that have indicated that it is more likely than not that the fair value of goodwill is less than the carrying amount

:

•

•

•

•

SWRL was unable to repay the obligations under the SWRL Loan Agreement, and as a result, the Company foreclosed  on all of the outstanding stock of
U-Swirl International, Inc. as of February 29, 2016 in full satisfaction of the amounts owed under the SWRL Loan Agreement.
The  loan  covenant  for  SWRL  required  that  SWRL  maintain  adjusted  EBITDA  of  $1,804,000  and  during  the  term  of  the  loan  SWRL  reported  trailing
twelve month adjusted EBITDA of between $1,532,000 and $1,284,000.
SWRL franchise stores in operation has declined from a peak of 28 7 franchise cafés in operation at August 31, 2014 to 210 franchise cafés in operation
at February 28, 2016.
During the three and six months ended August 31, 2015, SWRL disclosed  in its separate financial statements that there was substantial doubt about its
ability to continue as a going concern.

Amortization expense related to intangible assets totaled  $427,840, $378,373, and $361,723 during the fiscal years ended February 28 or 29, 2017, 2016 and
2015, respectively.

53

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

At  February  28,  2017,  annual  amortization  of  intangible  assets,  based  upon  our  existing  intangible  assets  and  current  useful  lives,  is  estimated  to  be  the
following:

2018
2019
2020
2021
2022
Thereafter
Total

  $

  $

445,214 
451,644 
438,487 
426,778 
403,596 
3,292,660 
5,458,379 

NOTE 14 – IMPAIRMENT OF LONG-LIVED RETAIL ASSETS, RESTRUCTURING AND ACQUISITION RELATED CHARGES

In  2014,  SWRL  entered  into  an  Asset  Purchase  Agreement  with  CherryBerry,  which  was  the  franchisor  of  self-serve  frozen  yogurt  retail  stores  branded  as
“CherryBerry.”  Pursuant  to  the  CherryBerry  Purchase  Agreement,  SWRL  purchased  certain  assets  of  CherryBerry  used  in  its  business  of  franchising  frozen
yogurt stores, including all of its franchise rights and one company-owned store. SWRL also entered into an Asset Purchase Agreement with Yogli Mogli, which
was the franchisor of self-serve frozen yogurt retail stores branded as “Yogli Mogli”. Pursuant to the Yogli Mogli Purchase Agreement, SWRL purchased certain
assets of Yogli Mogli used in its business of franchising frozen yogurt stores, including all of its franchise rights and four company-owned stores. On February
20, 2014, SWRL entered into an Asset Purchase Agreement to acquire the business assets of Fuzzy Peach Franchising, LLC. The acquisition of all intellectual
property  and  worldwide  franchise  and  license  rights  includes  the  rights  associated  with  17  Fuzzy  Peach  Frozen  Yogurt  stores.  Associated  with  these
transactions, the Company recorded net restructuring charges of $124,551 during the year ended February 28, 2015. No restructuring charges were incurred
during the year ended February 29, 2016.

On September 4, 2014, Ulderico Conte, Henry E. Cartwright and Terry A. Cartwright resigned as directors of  SWRL. In addition, Messrs. Conte, H. Cartwright
and T. Cartwright resigned as officers of U-Swirl. Also on September 4, 2014, the SWRL Board of Directors appointed Bryan J. Merryman as the Chairman of
the Board, replacing Franklin E. Crail. Mr. Merryman currently serves as the Chief Operating Officer and Chief Financial Officer of the Company.

In connection with these management changes, SWRL announced an operational restructuring designed to enhance SWRL’s operating efficiencies, improve its
franchise support capabilities, and rationalize its cost structure. This restructuring resulted in expense associated with termination of the employment agreements
with  the  named  officers,  severance  payments  for  other  employees  and  expense  associated  with  the  impairment  of  certain  long-lived  leasehold  improvement,
property  and  equipment.  The  Company  recorded  restructuring  charges  of  $503,526  during  year  ended  February  28,  2015  associated  with  this  operational
restructuring.

As described in Note 1 above, e ffective March 1, 2015, the Company was reorganized to create a holding company structure pursuant to the Agreement and
Plan of Merger, dated as of November 10, 2014, among Rocky Mountain Chocolate Factory, Inc., a Colorado corporation, Rocky Mountain Chocolate Factory,
Inc.,  a  Delaware  corporation,  and  RKB  Merger  Corp.  In  connection  with  the  holding  company  reorganization,  the  Company  recorded  restructuring  fees  of
$179,399 during the year ended February 28, 2015.

During the year ended February 29, 2016 , we closed an underperforming Company-owned café resulting in an impairment charge of $39,933. As described in
Note 1, on February 29, 2016 the Company foreclosed on 100% of the outstanding equity of U-Swirl in full satisfaction of the obligations owed under the SWRL
Loan Agreement. The Company reviewed all operating assets possessed as a part of this transaction and made the determination to offer for sale certain retail
assets  below  their  carrying  value.  This  determination  was  made  after  a  review  of  expected  future  cash  flow.  As  a  result  of  this  review  and  determination  an
impairment charge of $356,280 was recorded to reflect these assets at their fair value.

Impairment of long-lived assets and goodwill, r estructuring and acquisition charges incurred at February 28 or 29, 2017, 2016 and 2015 were comprised of the
following:

Professional fees
Severance/transitional compensation
Leasehold improvements, property and equipment impairment
of long-lived assets and goodwill
Provision for termination of contractual obligations
Acceleration of restricted stock unit vesting
Other

  $

2017

2016

2015

-    $
-     

-     
60,000     
-     
-     

-    $
-     

2,326,742     
-     
-     
-     

284,275 
212,027 

243,000 
- 
65,049 
3,125 

Total

  $

60,000    $

2,326,742    $

807,476 

54

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ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 15 – RELATED PARTY TRANSACTIONS

Our President and Chief Executive Officer has members of his immediate family with ownership interests in retail marketing businesses. These businesses have,
on occasion, provided services to the Company and may provide services in the future. For the year ended February 28, 2017, the Company paid $47,822 and
no  amount  was  recorded  to  accounts  payable  that  related  to  these  businesses.  Transactions  with  these  businesses  have  been  immaterial  to  our  results  of
operations.

NOTE 16 – SUBSEQUENT EVENTS

On  May 22,  2017,  the  Company  announced  that  its  Board  of  Directors  has  declared  a  first  quarter  FY2018  cash  dividend  of  $0.12  per  common  share
outstanding. The cash dividend will be payable June 16, 2017 to shareholders of record at the close of business June 6, 2017.

NOTE 17 – IMMATERIAL REVISION OF PREVIOUSLY REPORTED INCOME TAXES AND DEFERRED TAX LIABILITIES

In the fourth quarter of FY 2017, the Company identified an  immaterial error related to the overstatement of the income tax benefit and related deferred income
tax asset accounts that impacted the Company’s previously issued annual consolidated financial statements. The adjustment relates to the foreclosure upon the
interest in U-Swirl and the realization of U-Swirl deferred tax assets and refundable income taxes.

The Company determined that this error was not material to any of the Company ’s prior annual consolidated financial statements and therefore, amendments of
previously filed reports were not required. As such, a revision for the correction is reflected in the February 28, 2017 financial information of the applicable prior
periods in this Form 10-K. The error resulted in corrections to beginning retained earnings, accrued liabilities and deferred tax assets of $(492,766), $192,233
and $(300,533), respectively, on the Consolidated Balance Sheet as of February 28, 2017.

55

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None.

ITEM 9A. CONTROLS AND PROCEDURES

Disclosure Controls and Procedures and Changes in Internal Control Over Financial Reporting

Limitations on Controls and Procedures  — Because of their inherent limitations, disclosure controls and procedures and internal control over financial reporting
(collectively, “Control Systems”) may not prevent or detect all failures or misstatements of the type sought to be avoided by Control Systems. Also, projections of
any  evaluation  of  the  effectiveness  of  the  Company’s  Control  Systems  to  future  periods  are  subject  to  the  risk  that  such  controls  may  become  inadequate
because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or  procedures  may  deteriorate.  Management,  including  the  Company’s
Chief Executive Officer (the “CEO”) and Chief Financial Officer (the “CFO”), does not expect that the Company’s Control Systems will prevent all errors or all
fraud. A Control System, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the Control
System are met. Further, the design of a Control System must reflect the fact that there are resource constraints, and the benefits of controls must be considered
relative  to  their  costs.  Because  of  the  inherent  limitations  in  all  Control  Systems,  no  evaluation  can  provide  absolute  assurance  that  all  control  issues  and
instances  of  fraud,  if  any,  within  the  Company  have  been  detected.  These  reports  by  management,  including  the  CEO  and  CFO,  on  the  effectiveness  of  the
Company’s Control Systems express only reasonable assurance of the conclusions reached.

Disclosure  Controls  and  Procedures   —  The  Company  maintains  disclosure  controls  and  procedures  (as  defined  in  Rules  13a-15(e)  and  15d-15(e)  under  the
Securities  Exchange  Act  of  1934,  as  amended  (the  “Exchange  Act”)),  that  are  designed  to  ensure  that  material  information  relating  to  the  Company  is  made
known  to  the  officers  who  certify  the  Company’s  financial  reports  and  to  other  members  of  senior  management  and  the  Board  of  Directors.  These  disclosure
controls  and  procedures  are  designed  to  ensure  that  information  required  to  be  disclosed  in  the  Company’s  reports  that  are  filed  or  submitted  under  the
Exchange  Act,  are  recorded,  processed,  summarized,  and  reported  within  the  time  periods  specified  in  the  SEC’s  rules  and  forms.  Disclosure  controls  and
procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by an issuer in the reports that it files
or submits under the Exchange Act is accumulated and communicated to our management, including our principal executive and principal financial officers, or
persons performing similar functions, as appropriate to allow timely decisions regarding required disclosure.

Management, with the participation of the CEO and CFO, has evaluated the effect iveness, as of February 28, 2017, of the Company’s disclosure controls and
procedures. Based on that evaluation, the CEO and CFO have concluded that the Company’s disclosure controls and procedures were effective as of February
28, 2017.

Management’s  Annual  Report  on  Internal  Control  over  Financial  Reporting  —  Management  is  responsible  for  establishing  and  maintaining  adequate  internal
control over financial reporting (as defined in Rule 13a-15(f) and 15d-15(f) under the Exchange Act). The Company’s internal control over financial reporting is a
process designed under supervision of the Company’s principal executive officer and principal financial officer to provide reasonable assurance regarding the
reliability of financial reporting and preparation of the Company’s consolidated financial statements for external purposes in accordance with generally accepted
accounting principles. Management, with the participation of the CEO and CFO, has evaluated the effectiveness, as of February 28, 2017, of the Company’s
internal control over financial reporting. In making this evaluation, management used the criteria set forth by the Committee of Sponsoring Organizations of the
Treadway  Commission  in  its  publication  Internal  Control-Integrated  Framework  (2013).  Based  on  that  evaluation,  management  has  concluded  that  the
Company’s internal control over financial reporting was effective as of February 28, 2017.

Changes in Internal Control over Financial Reporting —There were no changes in the Company’s internal control over financial reporting that occurred during
the  quarter  ended  February  28,  2017  that  have  materially  affected,  or  are  reasonably  likely  to  materially  affect,  the  Company’s  internal  control  over  financial
reporting.

ITEM 9B.  OTHER INFORMATION

None.

56

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 10. DIRECTORS,  EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

PART III.

The information required by this item  is incorporated herein by reference from our Definitive Proxy Statement for our 2017 Annual Meeting of Stockholders, to be
filed no later than 120 days after February 28, 2017.

ITEM 11. EXECUTIVE COMPENSATION

The information required by this item  is incorporated herein by reference from our Definitive Proxy Statement for our 2017 Annual Meeting of Stockholders, to be
filed no later than 120 days after February 28, 2017.

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT  AND RELATED STOCKHOLDER MATTERS

Except  for  the  information  below,  the  information  required  by  this  item  is  incorporated  herein  by  reference  from  our  Definitive  Proxy  Statement  for  our  2017
Annual Meeting of Stockholders, to be filed no later than 120 days after February 28, 2017.

Securities Authorized for Issuance Under Equity Compensation Plans

The  following  table  provides  information  with  respect  to  the  Company ’s  equity  compensation  plans  as  of  February  28,  2017,  which  consists  solely  of  the
Company’s 2007 Equity Incentive Plan.

Number of securities to be
issued upon exercise of
outstanding options, warrants
and rights (1)
(a)

Weighted-average exercise
price of outstanding options,
warrants and rights  (1)
(b)

Number of securities
remaining available for future
issuance under equity
compensation plans
(excluding securities reflected
in column(a)) (2)

(c)

123,658   

-0-   
123,658   

n/a   

-0-   
n/a   

332,589 

-0- 
332,589 

Plan category

  Equity compensation plans

approved by security holders
  Equity compensation plans not
approved by security holders

  Total

(1) Awards outstanding under the 2007 Equity Incentive Plan as of February 28, 2017 consist of 123,658 unvested restricted stock units. The weighted-average
exercise price is calculated solely with respect to the outstanding stock options.   

(2)  Represents  shares  remaining  available  under  the  Company’s  2007  Equity  Incentive  Plan.  Shares  available  for  future  issuances  under  the  2007  Equity
Incentive Plan may be issued in the form of stock options, stock appreciation rights, restricted stock and stock units, performance shares and performance units,
and other stock- and cash-based awards.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS , AND DIRECTOR INDEPENDENCE

The information required by this item  is incorporated herein by reference from our Definitive Proxy Statement for our 2017 Annual Meeting of Stockholders, to be
filed no later than 120 days after February 28, 2017.

ITEM 14. PRINCIPAL ACCOUNT ING FEES AND SERVICES

The information required by this item  is incorporated herein by reference from our Definitive Proxy Statement for our 2017 Annual Meeting of Stockholders, to be
filed no later than 120 days after February 28, 2017.

57

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
   
   
   
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
PART IV.

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES

(a)      The following documents are filed as part of this Annual Report:

1.     Financial Statements

Report of Independent Registered Public Accounting Firm
Consolidated Statements of Income
Consolidated Balance Sheets
Consolidated Statements of Changes in Stockholders’ Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements

      2.     Financial Statement Schedule          

SCHEDULE II - Valuation and Qualifying Accounts

Page
34
35
36
37
38
39

Year Ended February 2 8, 2017
Valuation Allowance for Accounts and Notes Receivable

Year Ended February 2 9, 2016
Valuation Allowance for Accounts and Notes Receivable

Year Ended February 2 8, 2015
Valuation Allowance for Accounts and Notes Receivable

Balance at

Beginning of Period    

Additions Charged
to Costs & Exp.

Deductions

Balance at End of
Period

670,471     

137,316     

271,694     

536,093 

729,060     

171,000     

229,589     

670,471 

600,930     

214,600     

86,470     

729,060 

58

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3. Exhibits

The exhibits listed in the Exhibit Index are filed with, or incorporated by reference, in this Annual Report.

ITEM 16. FORM 10-K SUMMARY

None.

59

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf
by the undersigned, thereunto duly authorized.

SIGNATURES

 Date: May 23, 2017

ROCKY MOUNTAIN CHOCOLATE FACTORY, INC.

/s/ Bryan J. Merryman
BRYAN J. MERRYMAN
Chief Operating Officer, Chief
Financial Officer, Treasurer and
Director

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and
in the capacities and on the dates indicated.

 Date: May 23, 2017 

Date: May 23, 2017 

Date: May 23, 2017 

Date: May 23, 2017 

Date: May 23, 2017 

Date: May 23, 2017 

/s/ Franklin E. Crail
FRANKLIN E. CRAIL
Chairman of the Board of
Directors, President and Chief
Executive Officer
(Principal Executive Officer)

/s/ Bryan J. Merryman
BRYAN J. MERRYMAN
Chief Operating Officer, Chief
Financial Officer, Treasurer and
Director
(Principal Financial and
Accounting Officer)

/s/ Brett P. Seabert
Brett P. Seabert, Director

/s/ Lee N. Mortenson
LEE N. MORTENSON, Director

/s/ Clyde Wm. Engle
CLYDE Wm. ENGLE, Director

/s/ Scott G. Capdevielle
SCOTT G. CAPDEVIELLE, Director

60

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                              
EXHIBIT INDEX

Exhibit Number        

Description

  2.1#

        Asset  Purchase  Agreement,  dated  January  14,  2013,  among
Inc.  and  Yogurtini

Ulysses  Asset  Acquisition,  LLC,  YHI 
International, LLC

Incorporated by Reference to

  Exhibit  99.1  to  the  Current  Report  on  Form  8-K  filed

January 14, 2013 (File No. 000-14749)

  2.2#

        Asset Purchase Agreement, dated January 14, 2013, between U-

  Exhibit  99.2  to  the  Current  Report  on  Form  8-K  filed

Swirl, Inc. and Aspen Leaf Yogurt, LLC

January 14, 2013 (File No. 000-14749)

  2.3#

  2.4

  3.1

  3.2

        Membership  Interest  Purchase  Agreement,  dated  January  14,
2013,  between  U-Swirl,  Inc.  and Rocky  Mountain  Chocolate
Factory, Inc., a Colorado corporation

  Exhibit  99.3  to  the  Current  Report  on  Form  8-K  filed

January 14, 2013 (File No. 000-14749)

        Agreement  and  Plan  of  Merger,  dated  November  10,  2014,
among  Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Colorado
corporation, Rocky Mountain Chocolate Factory, Inc., a Delaware
corporation, and RKB Merger Corp. 

  Exhibit  2.1  to  the  Registration  Statement  on  Form  S-4

filed on November 10, 2014 (File No. 333-200063)

        Amended  and  Restated  Certificate  of  Incorporation  of  Rocky
Mountain Chocolate Factory, Inc., a Delaware corporation

  Exhibit  3.1  to  the  Current  Report  on  Form  8-K  filed  on

March 2, 2015

        Certificate  of  Designations  of  Series  A  Junior  Participating
Preferred Stock, Par Value $0.001 Per Share, of Rocky Mountain
Chocolate Factory, Inc., a Delaware corporation

  Exhibit  3.2  to  the  Current  Report  on  Form  8-K  filed  on

March 2, 2015

  3.3

        Amended  and  Restated  Bylaws  of  Rocky  Mountain  Chocolate

  Exhibit  3.3  to  the  Current  Report  on  Form  8-K  filed  on

Factory, Inc., a Delaware corporation

March 2, 2015

  4.1

        Rights  Agreement,  dated  March  1,  2015,  between  Rocky
Mountain  Chocolate  Factory,  Inc.,  a  Delaware  corporation,  and
Computershare Trust Company, N.A., as Rights Agent

  Exhibit  4.1  to  the  Registration  Statement  on  Form  8-A

filed on March 2, 2015

  10.1**

        Form of Employment Agreement (Officers)

  10.2

        Form  of  Franchise  Agreement  for  Rocky  Mountain  Chocolate

Factory

  Exhibit  10.1  to  the  Annual  Report  on  Form  10-K  for  the
fiscal  year  ended  February  28,  2007  (File  No.  000-
14749)

  Exhibit  10.1  to  the  Quarterly  Report  on  Form  10-Q  for
the quarter ended May 31, 2010 (File No. 000-14749)

  10.3**

        2007 Equity Incentive Plan  (As Amended and Restated)

  Exhibit 10.1  to  the  Current  Report  on  Form  8-K  filed  on

  10.4**

        Form of Indemnification Agreement (Directors)

  10.5**

        Form of Indemnification Agreement (Officers)

August 9, 2013 (File No. 000-14749)

  Exhibit  10.7  to  the  Annual  Report  on  Form  10-K  for  the
fiscal  year  ended  February  28,  2007  (File  No.  000-
14749)

  Exhibit  10.8  to  the  Annual  Report  on  Form  10-K  for  the
fiscal  year  ended  February  28,  2007  (File  No.  000-
14749)

61

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
   
       
 
 
 
 
  
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
 
 
 
   
         
 
 
 
 
 
 
 
Exhibit
Number

  10.6*

  10.7

  10.8

  10.9

  10.10*

  10.11

  10.12

Description

Incorporated by Reference to

      Master License Agreement, dated August 17, 2009, between  Kahala
Franchise  Corp.  and  Rocky  Mountain  Chocolate  Factory,  Inc.,  a
Colorado corporation

        Exhibit  10.3  to  the  Quarterly  Report  on  Form  10-Q  of  the
Registrant for the quarter ended August 31, 2009  (File  No.
000-14749)

      Revolving  Line  of  Credit  Note,  dated  October  30,  2015,  between
Rocky  Mountain  Chocolate  Factory,  Inc.  and  Wells  Fargo  Bank,
National Association

        Exhibit  10.1  to  the  Quarterly  Report  on  Form  10-Q  for  the

quarter ended November 30, 2015 

      Business  Loan  Agreement,  dated  August  2,  201 3,  between  Wells
Fargo  Bank  and  Rocky  Mountain  Chocolate  Factory,  Inc.,  a
Colorado corporation

        Exhibit 10.2  to  the  Quarterly  Report  on  Form  10-Q  for  the
quarter ended August 31, 2013 (File No. 000-14749)

      Business  Loan  Agreement,  dated  December  27,  2013,  between
Wells  Fargo  Bank  and  Rocky  Mountain  Chocolate  Factory,  Inc.,  a
Colorado corporation

        Exhibit  99.3  to  the  Current  Report  on  Form  8-K  filed  on

January 22, 2014 (File No. 000-14749)

      Master  License  Agreement,  dated  April  27,  2012,  between  RMCF
Asia,  Ltd. and  Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Colorado
corporation

        Exhibit  10.1  to  the  Quarterly  Report  on  Form  10-Q  for  the

quarter ended May 31, 2012 (File No. 000-14749)

      Voting  Agreement,  dated  January  14,  2013,  among  U-Swirl,  Inc.,
Henry Cartwright, Ulderico Conte, Terry Cartwright, Rocky  Mountain
Chocolate  Factory,  Inc.,  a  Colorado  corporation,  and  Aspen  Leaf
Yogurt, LLC

        Exhibit  99.4  to  the  Current  Report  on  Form  8-K  filed

January 14, 2013 (File No. 000-14749)

      Investor  Rights  Agreement,  dated  January  14,  2013,  between  U-
Swirl,  Inc.  and Rocky  Mountain  Chocolate  Factory,  Inc.,  a  Colorado
corporation

        Exhibit  99.5  to  the  Current  Report  on  Form  8-K  filed

January 14, 2013 (File No. 000-14749)

  10.13

      Investor  Rights  Agreement,  dated  January  14,  2013  between  U-

        Exhibit  99.6  to  the  Current  Report  on  Form  8-K  filed

Swirl, Inc. and Aspen Leaf Yogurt, LLC

January 14, 2013 (File No. 000-14749)

  21.1

  23.1

  31.1

      Subsidiaries of the Registrant

        Filed herewith

      Consent of Independent Registered Public Accounting Firm

        Filed herewith

      Certification Pursuant To Section 302 of the Sarbanes-Oxley Act of

        Filed herewith

2002, Chief Executive Officer

  31.2

      Certification Pursuant To Section 302 of the Sarbanes-Oxley Act of

        Filed herewith

2002, Chief Financial Officer

  32.1

      Certification Pursuant To Section 906 Of The Sarbanes-Oxley Act of

        Furnished herewith

2002, Chief Executive Officer

62

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
     
       
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
  Exhibit
Number

  32.2

Description

Incorporated by Reference to

      Certification Pursuant To Section 906 Of The Sarbanes-Oxley Act of

        Furnished herewith

2002, Chief Financial Officer

  101.INS

      XBRL Instance Document

        Filed herewith

  101.SCH

      XBRL Taxonomy Extension Schema Document

        Filed herewith

  101.CAL

      XBRL Taxonomy Extension Calculation Linkbase Document

        Filed herewith

  101.DEF

      XBRL Taxonomy Extension Definition Linkbase Document

        Filed herewith

  101.LAB

      XBRL Taxonomy Extension Label Linkbase Document

        Filed herewith

  101.PRE

      XBRL Taxonomy Extension Presentation Linkbase Document

        Filed herewith

*     Contains material that has been omitted pursuant to a request for confidential treatment and such material has been filed separately with

the SEC.

**    Management contract or compensatory plan .

#    Schedules and similar attachments have been omitted pursuant to Item 601(b) (2) of Regulation S-K under the Securities Act of 1934, as

amended. We hereby undertake to supplementally furnish copies of any omitted schedules to the SEC upon request.

63

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
     
       
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
 
 
   
 
       
         
 
   
 
   
 
       
         
 
   
 
   
 
   
 
   
 
 
Exhibit 21.1

  Subsidiary
  Rocky Mountain Chocolate Factory, Inc.

  Jurisdiction of Incorporation
  Colorado

SUBSIDIARIES OF THE REGISTRANT

Aspen Leaf Yogurt, LLC

U-Swirl, Inc. (1)

U-Swirl International, Inc.

Colorado

Nevada

Nevada

(1)   As of February 28, 2017, Rocky Mountain Chocolate Factory, Inc. holds a 39% interest in U-Swirl, Inc.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
   
   
   
   
   
   
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Rocky Mountain Chocolate Factory, Inc.' s Registration Statement on Form S-8 (File Nos. 333-145986, 333-
191729, and 333-206534) of our report dated May 23, 2017, relating to the consolidated financial statements, which appears in this Annual Report on Form 10-
K.

Exhibit 23.1

/s/ EKS&H LLLP

May 23, 2017
Denver, Colorado

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
Exhibit 31.1

CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 , CHIEF EXECUTIVE OFFICER

I, Franklin E. Crail, certify that:

1.     I have reviewed this Annual Report on Form 10-K of Rocky Mountain Chocolate Factory, Inc.;

2.          Based  on  my  knowledge,  this  report  does  not  contain  any  untrue  statement  of  a  material  fact  or  omit  to  state  a  material  fact  necessary  to  make  the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.     Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4.     The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange
Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and
have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those
entities, particularly during the period in which this report is being prepared;
Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be  designed  under  our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;
Evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our  conclusions  about  the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
Disclosed  in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the  registrant’s  most  recent
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially
affect, the registrant’s internal control over financial reporting; and

5.          The  registrant's  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial  reporting,  to  the
registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a)

b)

All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial  reporting  which  are  reasonably
likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control
over financial reporting.

Date: May 23, 2017

  /s/ Franklin E. Crail
Franklin E. Crail, President, Chief Executive Officer and Chairman of the Board of
Directors

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 31.2

CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 , CHIEF FINANCIAL OFFICER

I, Bryan J. Merryman, certify that:

1.     I have reviewed this Annual Report on Form 10-K of Rocky Mountain Chocolate Factory, Inc.;

2.          Based  on  my  knowledge,  this  report  does  not  contain  any  untrue  statement  of  a  material  fact  or  omit  to  state  a  material  fact  necessary  to  make  the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.     Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4.     The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange
Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and
have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those
entities, particularly during the period in which this report is being prepared;
Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be  designed  under  our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;
Evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our  conclusions  about  the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
Disclosed  in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the  registrant’s  most  recent
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially
affect, the registrant’s internal control over financial reporting; and

5.          The  registrant's  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial  reporting,  to  the
registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a)

b)

All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial  reporting  which  are  reasonably
likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control
over financial reporting.

Date: May 23, 2017

  /s/ Bryan J. Merryman
Bryan J. Merryman, Chief Operating Officer, Chief Financial Officer, Treasurer
and Director

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 32.1

CERTIFICATION PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
(18 U.S.C. SECTION 1350), CHIEF EXECUTIVE OFFICER

In connection with the Annual Report of Rocky Mountain Chocolate Factory, Inc. (the "Company") on Form 10-K for the fiscal year ended February 2 8,
2017 as filed with the Securities and Exchange Commission on the date hereof (the "Report"), the undersigned certifies pursuant to 18 U.S.C. 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to his knowledge:

(1)     The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(2)          The  information  contained  in  the  Report  fairly  presents,  in  all  material  respects,  the  financial  condition  and  results  of  operations  of  the

Company.

Dated: May 23, 2017 

/s/ Franklin E. Crail  
Franklin E. Crail, President, Chief Executive Officer and Chairman of the
Board of Directors

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
(18 U.S.C. SECTION 1350), CHIEF FINANCIAL OFFICER

Exhibit 32.2

In connection with the Annual Report of Rocky Mountain Chocolate Factory, Inc. (the "Company") on Form 10-K for the fiscal year ended February 2 8,
2017 as filed with the Securities and Exchange Commission on the date hereof (the "Report"), the undersigned certifies pursuant to 18 U.S.C. 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to his knowledge:

(1)     The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(2)          The  information  contained  in  the  Report  fairly  presents,  in  all  material  respects,  the  financial  condition  and  results  of  operations  of  the

Company.

Dated: May 23, 2017 

/s/ Bryan J. Merryman
Bryan J. Merryman, Chief Operating Officer, Chief Financial Officer,
Treasurer and Director

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.