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Safeguard Scientifics

sfe · LSE Financial Services
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Sector Financial Services
Industry Asset Management
Employees 501-1000
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FY2017 Annual Report · Safeguard Scientifics
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Directors’ Remuneration Report (continued)

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Directors’ Remuneration Report (continued)

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Directors’ Remuneration Report (continued)

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Directors’ Remuneration Report (continued)

1

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Revenue 
Cost of sales

Gross profit
Other operating expenses

Operating profit 

EBITDA before non-recurring costs, share based payments, depreciation and amortisation
Non-recurring costs
Equity settled share based payments charges

Depreciation and amortisation

Operating profit

Finance income

Finance costs

Profit before taxation

Taxation

Profit after taxation

Other comprehensive income

Note

2,5

6

6
31

11

2017
£000

Restated*
2016
£000

158,552 
(107,133)

159,435 
(103,826)

51,419 
(37,630)

55,609 
(36,362)

13,789 

19,247 

16,770 
(830)
(421)

21,602 
-
(1,187)

(1,730)

(1,168)

13,789 

19,247 

35

(10)

98

(11)

13,814 

19,334 

12

(2,986)

(3,778)

10,828 

15,556 

-

-

Assets
Intangible assets - Trademarks
Intangible assets - Goodwill
Intangible assets - Software
Property, plant and equipment
Deferred tax asset

Non-current assets

Inventories
Trade and other receivables
Cash and cash equivalents

Current assets

Total assets

Equity
Called up share capital
Share premium account
Profit and loss account
Common control transaction reserve

Total equity

Liabilities
Trade and other payables
Financial liabilities
Corporation tax liabilities
Deferred tax liability
Provision for liabilities and charges

Note
NoteNote

13
1313
13
1313
13
1313
14
1414
15
1515

16
1616
17
1717
18
1818

19
1919

20
2020
21
2121

22
2222
23
2323

2017
£000

504
20,758
786
14,975 
28

2016
£000

504
20,758
415
12,389 
180 

37,051 

34,246 

2,032 
4,559 
10,975 

2,176 
4,560 
13,459 

17,566 

20,195 

54,617 

54,441 

828
81,845 
24,712 
(66,527)

828 
81,979 
22,052 
(66,527)

40,858 

38,332 

10,864 
-
776 
90
599

11,983 
70
1,599 
61
701

12,329 

14,414 

Total comprehensive income for the period attributable to equity shareholders

10,828 

15,556 

Current liabilities 

Earnings Per Share

Basic (pence per share)

Diluted (pence per share)

All operations were continuing throughout all periods.

All accompanying notes form part of the financial statements.

*See note 2

Provision for liabilities and charges

23
2323

1,430 

1,695 

8

13.1p

13.0p

19.0p

18.9p

Non-current liabilities

Total liabilities

Total equity and liabilities

1,430 

1,695 

13,759 

16,109 

54,617 

54,441 

All accompanying notes form part of the financial statements.

The financial statements were approved by the Board of Directors and authorised for issue on  2 March 2018 and 
were signed on their behalf by:

2

SJ Birmingham
Chief Executive Officer

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Share capital

Share 
premium

Profit and 
loss account

£000

£000

£000

Common 
control 
transaction 
reserve
£000

Total equity

£000

Balance at 1 January 2016

803 

79,440 

24,278 

(66,527)

37,994 

Total comprehensive income for the year
Transactions with owners recorded directly in equity:
Issue of shares
Equity settled share based payment transactions
Deferred tax asset taken to reserves
Dividends

25
-
-
-

2,539 
-
-
-

15,556

(2,564)
240
(1,091)
(14,367)

15,556 

-
240 
(1,091)
(14,367)

-
-
-
-

Balance at 31 December 2016

828 

81,979 

22,052 

(66,527)

38,332 

Total comprehensive income for the year
Transactions with owners recorded directly in equity:
Issue of shares (see note 19)
Buy back of shares (see note 19)
Equity settled share based payment transactions
Corporation tax relief taken to reserves
Dividends (see note 7)

2
(2)
-
-
-

256
(390)
-
-
-

10,828 

-  
- 
421
747
(9,336)

10,828 

258
(392)
421 
747
(9,336)

-
-
-
-
-

Balance at 31 December 2017

828

81,845 

24,712 

(66,527)

40,858 

All accompanying notes form part of the financial statements.

Cash flows from operating activities
Profit for the year
Adjustments for:
Depreciation of plant, property and equipment
Amortisation of intangible fixed assets
Finance income
Finance expense
Loss on sale of plant, property and equipment
Equity settled share based payments
Tax expense

Decrease/(increase) in inventories
Decrease/(increase) in trade and other receivables
(Decrease)/increase in trade and other payables
(Decrease)/increase in provisions

Hire purchase interest paid

Taxation paid

Net cash from operating activities

Cash flows from investing activities
Acquisition of property, plant and equipment
Interest received
Proceeds from issue of property, plant and equipment
Acquisition of intangible fixed assets

Net cash outflow from investing activities

Cash flows from financing activities
Proceeds from the issue of ordinary shares
Purchase and cancellation of ordinary shares
Payment of hire purchase and finance leases
Dividends paid

Net cash outflow from financing activities

Net decrease in cash and cash equivalents
Cash and cash equivalents at start of year

Cash and cash equivalents at end of year

All accompanying notes form part of the financial statements.

2017
£000

2016
£000

10,828 

15,556 

1,489 
241 
(35)
10 
-
421
2,986 

15,940 
144
1
(1,120)
(367)

(1,342)
(10)

(10)
(2,880)

954
214 
(98)
11 
7 
240
3,778 

20,662 
(676)
(702)
1,824 
26

472 
(11)

(11)
(3,893)

11,708 

17,230 

(4,075)
35 
-
(612)

(5,901)
98 
42
(20)

(4,652)

(5,781)

258
(392)
(70)
(9,336)

-
-
(108)
(14,367)

(9,540)

(14,475)

(2,484)
13,459 

(3,026)
16,485 

10,975 

13,459 

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6 Expenses and auditor's remuneration  

Included in profit are the following:
Depreciation of plant, property and equipment:

Owned assets
Leased assets
Amortisation of intangibles assets
Loss on disposal of plant, property and equipment
Operating lease rentals:

Hire of plant and machinery
Rent payable on land and buildings

Auditor's remuneration:

Audit of financial statements relating to subsidiaries
Audit of financial statements relating to parent
Other services relating to taxation

Non-recurring costs:

Restructuring costs
Operational
Other

2017
£000

1,397 
-
241
-

3,255 
1,336 

42
44
10

580
184
66
830

2016
£000

992
57
119
7

3,023 
1,227 

44
36
10

-
-
-
-

The operating lease rentals disclosed above for plant and machinery relate to daily contract hire and therefore there is no 
corresponding lease commitment. 

7 Dividends  

The aggregate amount of dividends paid comprises:

2017
£000

2016
£000

Final dividend paid of £0.075 (2016: £0.075) per ordinary share

6,224 

5,631 

Special dividend (2016: £0.075 per ordinary share)

-

5,631 

Interim dividend paid of £0.0375 (2016: £0.0375) per ordinary share

3,112 

3,105 

A final dividend of 7.5p per ordinary share are proposed by the Board 
subject to approval at the AGM.

9,336 

14,367 

P66

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8 Earnings per share  

Basic earnings per ordinary share (pence)
Diluted earnings per ordinary share (pence)

9 Key management remuneration  

2017
13.1 
13.0 

2016
19.0 
18.9 

Key management personnel, as disclosed under IAS 24 (Related Party Disclosures), have been identified as the Board of Directors 
and other senior operational management.

a) Basic earnings per share
The calculation of basic earnings per share has been based on the following profit attributable to ordinary shareholders and 
weighted-average number of shares outstanding.

i)

 Profit attributable to ordinary shareholders (basic)

Profit attributable to ordinary shareholders

2017
£000
10,828

2016
£000
15,556 

A summary of key management remuneration is as follows:

Salary, bonus and other benefits
Pensions
Share based payments and associated costs
Settlement payments
Total remuneration

ii)

 Weighted-average number of ordinary shares (basic)

Details of long term incentive plans can be found in note 30.

2017
£000
1,292 
82
246
354 

2016
£000
1,745 
66
996
-

1,974 

2,807 

No of shares
‘000
82,883

No of shares
‘000
82,006 

Detailed disclosures of individual remuneration, pension entitlements and share options, for the Directors who served during the 
year are as follows:

In issue during the year

b) Diluted earnings per share

The calculation of diluted earnings per share has been based on the following profit attributable to ordinary shareholders and 
weighted-average number of ordinary shares outstanding after adjustment for the effects of all dilutive potential ordinary shares.

i) Profit attributable to ordinary shareholders (diluted)

Profit attributable to ordinary shareholders

ii) Weighted-average number of ordinary shares (diluted)

Weighted-average number of ordinary shares (basic)
Effect of conversion of share options

2017
£000
10,828

2016
£000
15,556 

No of shares
‘000
82,883 
396

No of shares
‘000
82,006
341

83,279

82,347

The average market value of the Company's shares for the purpose of calculating the dilutive effect of share options was based 
on quoted market prices for the period during which the options were outstanding.

Remuneration

2017
Executive directors
S J Birmingham
M J Robinson
1
G Richell
Non Executive
C J Davies
R S Halbert
P Richardson

2016
Executive directors
S J Birmingham
M J Robinson
Non Executive
C J Davies
R S Halbert
P Richardson

2

Salary 
and fees
£000

Benefits

£000

Annual 
bonus
£000

LTIP

Pension

£000

£000

184 
159 
141

48 
74
43

649

20
12
11

-
-
-

43 

-
-
-

-
-
-

-

-
-
-

-
-
-

-

15
13
11

-
-
-

39

Salary 
and fees
£000

Benefits

£000

Annual 
bonus
£000

LTIP

Pension

£000

£000

179 
156 

47
73
19

474

18
10 

-
-
-

165
152

-
-
-

28 

317

-
-

-
-
-

-

14
12

-
-
-

26

Total

£000

219 
184
163

48
74
43

731

Total

£000

376 
330

47
73
19 

845

1
G Richell was appointed to the Board on 13 February 2017 and his fees therefore reflect a part year.
2
P Richardson was appointed to the Board on 18 July 2016 and his fees in the prior year reflect a part year.

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Share options and long term incentive plans

12 Taxation 

S J Birmingham

M J Robinson

G Richell

Plan

Options held 
at start of 
period

Options 
granted in 
period

Options 
exercised in 
period

Options 
lapsed in 
period

Options held 
at end of 
period

LTIP 2015
LTIP 2016
LTIP 2017
LTIP 2015
LTIP 2016
LTIP 2017
LTIP 2017

97,902 
66,585 
-
85,594 
58,220 
-
-

-
-
47,935 
-
-
41,913 
41,913 

308,301 

131,761 

-
-
-
-
-
-
-

- 

-
-
-
-
-
-
-

-

97,902 
66,585 
47,935 
85,594 
58,220 
41,913 
41,913 

440,062 

10 Staff numbers and costs  

The average monthly number of persons (including directors) employed by the Group during the year analysed by category, were 
as follows:

Manufacturing
Sales and distribution
Administration 

The aggregate payroll costs
Wages and salaries
Social security costs
Other pension costs (see note 26)
Share based payments expenses (see note 30)

The analysis of the Directors' remuneration is shown in the Directors’ Report on page 3 .8
No Directors were accruing benefits under money purchase pension schemes (2016: nil).

11 Finance costs 

On finance leases and hire purchase contracts

2017
Number
361
118
332 

811 

2017
£000

20,044 
1,943 
589
421 

2016
Number
363
40
312 

715

2016
£000

18,613 
1,653 
482
1,187 

22,997 

21,935 

2017
£000

10

10

2016
£000

11

11

Recognised in the statement of comprehensive income
Current tax
Current tax on income for the period
Adjustments in respect of prior periods

Total current tax

Deferred tax
Origination and reversal of timing differences
Effect of change in tax rate
Adjustments in respect of prior periods

Total deferred tax (see note 15)

Total tax expense 
The current year tax charge is split into the following:

Tax charge

Total tax expense 

Reconciliation of effective tax rate 

Current tax reconciliation

Profit for the year
Total tax expense

Profit excluding tax
Expected tax charge based on the standard rate of corporation tax in 
the UK of 19.25% (2016: 20.00%)
Effects of:
Expenses not deductible for tax purposes
Adjustments to tax charge in respect of prior periods
Effect of change in tax rate

Total tax expense

2017
£000

2016
£000

2,805 
-

3,958 
(211)

2,805 

3,747 

180
(11)
12

181

22
9
-

31

2,986  

3,778 

2,986

3,778 

2,986

3,778 

2017
£000

10,828

2,986  

2016
£000

15,556 
3,778 

13,814 

19,334 

2,659 

3,867 

326
12
(11)

113
(211)
9

2,986 

3,778 

A reduction in the UK corporation tax rate from 21% to 20% (effective from 1 April 2015) was substantively enacted on 2 
July 2013. Further reductions to 19% (effective from 1 April 2017) and to 18% (effective 1 April 2020) were substantively 
enacted on 26 October 2015, and an additional reduction to 17% (effective 1 April 2020) was substantively enacted on 6 
September 2017. This will reduce the Group's future current tax charge accordingly. The deferred tax asset at 31 December 
2017 has been calculated based on these rates.

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13 Intangible assets 

14 Plant, property and equipment 

Goodwill

Trademark

Software

£000

£000

£000

Assets under 
the course of 
construction
£000

Total

£000

Cost

At 1 January 2017

20,758

504

1,436 

-

22,698 

Additions
Disposals
Transfer

-
-
-

-
-
-

449
(168)
-

At 31 December 2017

20,758

504

1,717 

Amortisation

At 1 January 2017

Charge for the year
Disposals

At 31 December 2017

NBV at 31 December 2016

NBV at 31 December 2017

-

-
-

-

20,758 

20,758

-

-
-

-

504

504

1,021 

241 
(168)

1,094 

415

623

163
-
-

163

-

-
-

-

-

612
(168)
-

23,142 

1,021 

241
(168)

1,094 

21,677 

Freehold 
property

Leasehold 
improvement

Plant and 
machinery

Office and 
computer 
equipment

Motor 
vehicles

Assets under 
the course of 
construction

Total

£000

£000

£000

£000

£000

£000

£000

Cost

At 1 January 2017

Additions
Transfers
Disposals

4,029

1,302 
3,950 
-

59

278
-
-

6,594 

1,282 

2,020 
1,533 
-

410
-
(252)

At 31 December 2017

9,281 

337

10,147 

1,440 

Depreciation

At 1 January 2017

Charge for the year
Disposals

At 31 December 2017

243

170 
-

413

3,893 

901

23

35
-

58

36

1,070 
-

4,963 

2,701 

214  

(252)

863 

381 

577

8

-
-
-

8

6

-
-

6

2

2

5,483 

17,455 

65
(5,483)
-

4,075 
-
(252)

65 

21,278 

-

-
-

-

5,066 

1,489 
(252)

6,303 

5,483 

12,389 

65

14,975 

163

22,048 

NBV at 31 December 2016

3,786 

NBV at 31 December 2017

8,868 

279 

5,184 

The goodwill is allocated to one cash generating unit (“CGU”) being Style Group Holdings Ltd.  Management have performed impairment 
reviews on the carrying value of the goodwill at 31 December 2017 and 31 December 2016.  The recoverable amount of the CGU has 
been determined from value in use calculations based on cash flow projections covering a three year period to 31 December 2018 which 
are then taken into perpetuity.  The assessment was performed on a value in use basis using a 12% discount rate (2016: 12%) and the 
following year's budget as approved by the Board and extrapolated forwards using steady growth rate of 5% (2016:  5%) for the following 
2 years. The key assumptions underpinning these forecasts are based on historic growth rates, prices and costs adjusted for up to date 
information. Management does not currently believe that any reasonably possible change in the key assumptions on which assessments of 
recoverable amounts have been based would cause the carrying amount of goodwill to exceed its recoverable amount.

The trademark represents the Safestyle trademark which was acquired in 2010. The trademark is considered to have an indefinite useful 
life because there is no foreseeable limit to the period over which the asset is expected to generate net cash inflows for the business. The 
trademark is not amortised but is tested annually to determine whether there is any indication of impairment and is included in the review 
above.

The Group currently has no assets under finance leases and hire purchase contracts. Included within the net book value are assets which last 
year were under finance leases and hire purchase contracts as follows:

Plant & machinery
Motor vehicles

The depreciation charged on these assets in 2016 was £62,000.

2017
£000
-
-

-

2016
£000
170
-

170

P72

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15 Deferred taxation asset  

Included in the analysis of receivables are the following amounts: 

Balance at beginning of period
Debit to the statement of comprehensive income for the period
Share based payments to reserves

Balance at end of period

The deferred tax asset provided in the financial statements at 17% (2016: 17%) 
is as follows:

Share based payments

16 Inventories  

Raw materials and consumables
Work in progress
Finished goods

The above amounts are stated net of inventory provisions.

17 Trade and other receivables  

Trade receivables (net of provisions)
Prepayments and accrued income

2017
£000

180
(152)
-

2016
£000

1,241 
(31)
(1,030)

28 

180 

28

28

2017
£000

1,644 
44 
344

180 

180

2016
£000

1,622 
67
487

2,032 

2,176 

2017
£000

1,713 
2,846 

2016
£000

2,279  
2,281 

4,559 

4,560 

Contractual payment terms with the Group's customers are typically zero days. Payment is due upon installation and in the event 
of a customer default, a trade receivable arises. The above receivables are shown net of the following provisions for doubtful 
debts.

Opening provision against trade receivables
Provision utilised in year
Expensed in year

Closing provision for trade receivables

2017
£000

842 
(532)
735

1,045

2016
£000

167
(209)
884

842

Past due receivables
< 1 month overdue
1-2 months overdue
2-3 months overdue
3-12 months overdue
> 1 year overdue

Gross
2017
£000

608
338
212
861
739

Provision
2017
£000

(8) 
(23)
(46)
(229) 
(739)

Net
2017
£000

600
315
166
632
-

Gross
2016
£000

1,155 
393
456
429 
688

Provision
2016
£000

-
-
-
(154)
(688)

Net
2016
£000

1,155 
393
456
275 
-

Total overdue receivables

2,758 

(1,045) 

1,713 

3,121 

(842) 

2,279 

18 Cash and cash equivalents    

Cash and cash equivalents

Balance at end of period

2017
£000

2016
£000

10,975 

13,459  

10,975 

13,459 

All of the Group's cash and cash equivalents are at floating interest rates and is denominated in UK Sterling (£). The Directors 
consider that the carrying value of cash and cash equivalents approximates to their fair value. For details of the Group's credit 
risk management policies, refer to note 24.

19 Share capital    

Authorised
77,777,777 Ordinary Shares @ 1p each
97,223 Ordinary Shares @ 1p each on 17 July 2015
2,367,143 Ordinary Shares @ 1p each on 22 October 2015
2,564,427 Ordinary Shares @ 1p each on 22 April 2016
177,513 Ordinary Shares @ 1p each on 02 May 2017
2,201 Ordinary Shares @ 1p each on 09 May 2017
3,302 Ordinary Shares @ 1p each on 01 June 2017
4,128 Ordinary Shares @ 1p each on 01 June 2017
90,000 Ordinary shares @ 1p each cancelled on 03 October 2017
90,000 Ordinary shares @ 1p each cancelled on 04 October 2017
15,000 Ordinary shares @ 1p each cancelled on 05 October 2017
10,182 Ordinary Shares @ 1p each on 20 November 2017

2017
£000

2016
£000

778
1
24
25
2
-
-
-
(1)
(1)
-
-

828

778
1
24
25
-
-
-
-
-
-
-
-

828

P74

P75

Allotted, issued and fully paid
77,777,777 Ordinary Shares @ 1p each
97,223 Ordinary Shares @ 1p each on 17 July 2015
2,367,143 Ordinary Shares @ 1p each on 22 October 2015
2,564,427 Ordinary Shares @ 1p each on 22 April 2016
177,513 Ordinary Shares @ 1p each on 02 May 2017
2,201 Ordinary Shares @ 1p each on 09 May 2017
3,302 Ordinary Shares @ 1p each on 01 June 2017
4,128 Ordinary Shares @ 1p each on 01 June 2017
90,000 Ordinary shares @ 1p each cancelled on 03 October 2017
90,000 Ordinary shares @ 1p each cancelled on 04 October 2017
15,000 Ordinary shares @ 1p each cancelled on 05 October 2017
4,128 Ordinary Shares @ 1p each on 20 November 2017

2017
£000

2016
£000

Future minimum lease payments under finance leases and hire purchase contracts are as follows:

778
1
24
25
2
-
-
-
(1)
(1)
-
-

828

778
1
24
25
-
-
-
-
-
-
-
-

828

Future minimum 
lease payment

Interest payable 
on leases

Present value of 
minimum lease 
payments

2017
£000

2016
£000

2017
£000

2016
£000

2017
£000

2016
£000

Due within one year
Due between one and two years
Due between two and five years

-
-
-

-

80
-
-

80

-
-
-

-

10
-
-

10

-
-
-

-

70
-
-

70

The effective interest rate on finance leases is nil% (2016: 3.20%).

The Group has no finance leases or hire purchase contracts in existence at 31 December 2017 with the last asset finance by a 
finance lease being becoming owned  within the year.

During the year 197,236 ordinary shares of £0.01 each were issued relating to the SAYE 2013 LTIP scheme at an exercise price 
of £1.308 per share, settled in cash. £1,972 was credited to share capital and £256,012 was credited to the share premium 
account. The scheme is now closed and no further shares will be issued from the scheme. In October 2017 the Company 
purchased and cancelled 195,000 shares in a share buy back scheme for a purchase price of £2.00 per share. £1,950 and 
£388,050 was debited to the share capital and share premium accounts respectively. Costs incurred in the purchase of shares of 
£1,953 were debited from the share premium accounts.

20 Trade and other payables  

Trade payables
Other taxation and social security costs
Other payables
Accruals and deferred income

21 Financial liabilities  

Current liabilities
Obligations under finance lease and hire purchase contracts

Non-current liabilities
Obligations under finance lease and hire purchase contracts

Total secured financial liabilities

Obligations under finance leases and hire purchase are secured on the related assets.

2017
£000

3,571 
2,423 
3,022 
1,848 

2016
£000

4,600 
1,098 
3,064 
3,221 

10,864 

11,983 

2017
£000

2016
£000

-

-

-

-

-

70 

70

-

-

70

22 Deferred Tax Liability  

Balance at beginning of period
Debit to the statement of comprehensive income for the period

Balance at end of year

The deferred tax asset provided in the financial statements at 17% 
(2016: 17%) is as follows:
Capital allowances in excess of depreciation

23 Provisions for liabilities and charges  

Warranty provision

Balance at beginning of year
Utilised in year
Provided in year 

Balance at end of year

Current
Non current

Balance at end of year

2017
£000

2016
£000

61
29

90 

90

90 

37 
24

61

61

61

2017
£000
2,396 
(1,180)
813

2016
£000
2,370 
(1,221)
1,247 

2,029  

2,396 

599
1,430 

701
1,695 

2,029  

2,396 

The Group gives guarantees against all its products, which in the majority of cases covers a period of 10 years. Provision is made for 
the expected future costs of rectifying faults arising within the guarantee period and then discounted at 7% to a net present value.

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24 Financial instruments  

Financial liabilities

The Group is exposed to the risks that arise from its use of financial instruments. This note describes the objectives, policies and 
processes of the Group for managing those risks and the methods used to measure them. Further quantitative information in 
respect of these risks is presented throughout these financial statements.

Capital risk management

The Group manages its capital to ensure that it will be able to continue as a going concern while maximising the return to 
stakeholders. The Group is funded principally by equity although loans have been utilised during the review period of these 
financial statements. As at 31 December 2017, no loans were outstanding (2016: £nil). The capital structure of the Group 
consists of equity, comprising issued share capital.  The Group has no externally imposed capital requirements.

In order to maintain or adjust the capital structure, the Group may return capital to shareholders or issue new shares.

Principal nancial instruments

The principal financial instruments used by the Group, from which financial instrument risk arises are as follows:

·  Trade and other receivables
·  Trade and other payables
·  Cash and cash equivalents

The carrying value of these financial instruments is considered to approximate to their fair value.

Financial assets

At the reporting date, the Group held the following financial assets:

Trade receivables
Cash and cash equivalents

2017
£000

2016
£000

1,713 
10,975 

2,279 
13,459 

12,688 

15,738 

At the reporting date, the Group held the following financial liabilities, all of which were classified as other financial liabilities:

Trade payables
Other payables

Market risk

2017
£000

3,571 
3,022 

2016
£000

4,600 
3,064

6,593

7,664 

The Group is not materially exposed to changes in foreign currency exchange rates or interest rate movements. Trade receivables 
totalling £545k (2016: £529k) are secured by charges against the debtors' property.

Credit risk

Credit risk refers to the risk that counterparty will default on its contractual obligations resulting in financial loss to the Group.  
Credit risk arises principally from the Group's cash balances and trade and other receivables. The concentration of the Group's 
credit risk is considered by counterparty.
The Group gives careful consideration to which organisation it uses for its banking services in order to minimise credit risk. The 
Group has a significant concentration of cash held in accounts with one large bank in the UK, an institution with an A credit 
rating (long term, as assessed by Moody's). The amounts of cash held on deposit with that bank at each reporting date can be 
seen in the financial assets table above. All of the cash and cash equivalents held with that bank at each reporting date were 
denominated in UK Sterling.
The nature of the Group's business and current stage of its development are such that individual customers can comprise a 
significant proportion of its trade and other receivables at any point in time. The Group mitigates the associated risk by close 
monitoring of the debtor ledger.
At 31 December 2017, the Group's trade receivables balance was £1,713k (2016: £2,279k). The carrying amount of financial 
assets recorded in the financial statements represents the Group's maximum exposure to credit risk without taking account of the 
value of any collateral obtained. In the Directors' opinion, there has been some impairment of trade receivables during the year in 
the trade receivable provisions table in note 17.
An allowance for impairment is made where there is an identified loss event which, based on previous experience, is evidence of 
a reduction in the recoverability of the cash flows. The Board of Directors considers the above measures to be sufficient to control 
the credit risk exposure.

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Liquidity risk management

26 Pension costs 

Liquidity risk is the risk that the Group will encounter difficulty in meeting its financial obligations as they fall due.  Ultimate 
responsibility for liquidity risk management rests with the Board of Directors. The Board manages liquidity risk by regularly 
reviewing the Group's cash requirements by reference to short term cash flow forecasts and medium term working capital 
projections.

At 31 December 2017, the Group had £10,975k (31 December 2016: £13,459k) of cash reserves.

Foreign currency risk management

Historically, the Group's exposure to foreign currency risk has been limited, all of its invoicing and the majority of its payments are 
in UK Sterling. There are no balances held in foreign currencies at each reporting date and it has made no payments in foreign 
currencies other than US dollar and Euro. Accordingly, the Board has not presented any sensitivity analysis in this area as it is 
immaterial.

Maturity of financial assets and liabilities

All of the Group's non derivative financial liabilities and its financial assets at each reporting date are either payable or receivable 
within one year.

25 Commitments  

The Group had annual commitment under non-cancellable operating leases as follows:

Motor vehicles:

Expiring within one year
Expiring between two and five years
Expiring after five years

Plant and machinery:

Expiring within one year
Expiring between two and five years
Expiring after five years

Land and buildings:

Expiring within one year
Expiring between two and five years
Expiring after five years

2017
£000

2,765 
3,457 
-

127
115 
-

1,495 
4,982 
2,971 

2016
£000

1,690 
1,615 
-

121
165
-

1,306 
4,167 
2,564 

15,912 

11,628 

During the period ended 31 December 2017, the Group entered into contracts to purchase property, plant and equipment for 
£nil (2016: £1,302k).

The charge for the period amounts to £589,000 (2016: £482,000) and relates to contributions paid into a money purchase 
scheme in the period.

27 Group companies

Safestyle UK plc holds more than 20% of the share capital of the following companies:

Registered
Address

Principal 
Activity

Country of 
incorporation

Class of 
shares

% held by 
parent

Style Group Holdings Limited
Style Group Limited*
HPAS Limited*

14 Eldon Place, Bradford, BD1 3AZ
14 Eldon Place, Bradford, BD1 3AZ
14 Eldon Place, Bradford, BD1 3AZ

Windowstyle UK Limited*
Safestyle UK Limited*
Style Group Europe Limited*

14 Eldon Place, Bradford, BD1 3AZ
14 Eldon Place, Bradford, BD1 3AZ
14 Eldon Place, Bradford, BD1 3AZ

*Owned Indirectly

28 Related party transactions

Holding company
Holding company
Home improvements 
and double glazing 
contractors
Dormant
Dormant
Dormant

England and Wales
England and Wales
England and Wales

Ordinary
Ordinary
Ordinary

100
100
100

England and Wales
England and Wales
England and Wales

Ordinary
Ordinary
Ordinary

100
100
100

During the year ended 31 December 2017 there were no related party transactions, other than transactions with subsidiaries.
During the year, Safestyle UK plc charged management charges to subsidiaries of £2.4m (2016: £1.8m) and received dividends 
of £9.4m (2016: £17.4m). At the year-end total amounts receivable from subsidiaries were £1.4m (2016: £3.2m).

Transactions with key management personnel are shown in note 9.

29 Ultimate controlling party

Safestyle UK plc is quoted on the stock exchange (AIM) and ultimate control is exercised by the shareholders.

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30 Share Based Payments  

At 31 December 2017 the Group had the following share based payment arrangements:

LTIPS

On 10 April 2017, a further 348,210 options were granted (“LTIP 2017”). The LTIP 2015, 2016 and 2017 schemes require a 
combination of specific performance based criteria and remaining an employee for a minimum period.
The numbers of share options in existence during the year were as follows:

2017

2016

Number of share 
options

Weighted average 
exercise price 

Number of share 
options

Weighted average 
exercise price 

Outstanding at start of period
Granted during the year
Issued in the year
Cancelled in the year
Lapsed in the year
Outstanding at end of period
Exercisable at end of period

1,030,134 
348,210 
-
-
(470,985)
907,359 
-

£2.18 
-
-
-
£1.86
£1.51
-

4,581,976 
448,533 
(2,564,427)
(1,421,683)
(14,265)
1,030,134 
- 

£1.10 
£2.68 
£1.00
£1.00 
£1.79 
£2.18 
-

Options are valued using the Black-Scholes option pricing model. The following information is relevant in the determination of 
the fair value of the options granted during the period.

Grant date
Vesting date
Lapsing date

LTIP 2017
10/04/2017
10/04/2020
10/04/2027

LTIP 2016
29/04/2016
29/04/2019
01/04/2026

LTIP 2015
01/04/2015
01/04/2018
01/04/2025

Risk free interest rate
Expected volatility
Expected option life (in years)
Weighted average share price after adjusting for PV of dividends
Weighted average exercise price
Weighted average fair value of options granted
Dividend yield
Remaining contractual life

0.15%
33.60%
6.50
£3.04
£0.00
256.00p
5.71%
9.78

1.22%
36.93%
6.50
£2.67
£2.68
65.79p
3.60%
8.76

1.28%
43.13%
6.50
£1.80
£1.79
44.78p
5.20%
7.76

At the grant date there was limited share price history for the company on which to calculate volatility. Volatility was therefore 
estimated using both Safestyle and companies classified in the 'Home Improvement Retailers' subsector on the London Stock 
Exchange.

SAYE

The numbers of share options in existence during the year were as follows:

2017

2016

Number of share 
options

Weighted average 
exercise price 

Number of share 
options

Weighted average 
exercise price 

Outstanding at start of period
Granted during the year
Issued in year
Lapsed during the period
Outstanding at end of period
Exercisable at end of period

423,382 
128,205 
(197,236)
(150,226)
204,125
-   

£1.49 
£2.40 
£1.31 
£1.68 
£2.10
-   

452,460 
87,485 
- 
(116,563)
423,382
-  

£1.37 
£2.25 
-
£1.57
£1.49
- 

Options are valued using the Black-Scholes option pricing model. The following information is relevant in the determination of the 
fair value of the options granted during the year.

Grant date
Vesting date
Lapsing date

SAYE 2017
24/04/2017
01/06/2020
01/12/2020

SAYE 2016
01/04/2016
01/05/2019
01/11/2019

SAYE 2015
01/04/2015
01/05/2018
01/11/2018

Risk free interest rate
Expected volatility
Expected option life (in years)
Weighted average share price after adjusting for PV of dividends
Weighted average exercise price
Weighted average fair value of options granted
Dividend yield
Remaining contractual life

0.21%
34.20%
3.35
£3.14
£2.51
69.00p
5.53%
3.42

0.56%
32.88%
3.35
£2.81
£2.25
71.93p
3.40%
2.34

0.76%
33.54%
3.35
£1.80
£1.43
41.52p
5.20%
1.34

At the grant date there was limited share price history for the Company on which to calculate volatility. Volatility was therefore 
estimated using both Safestyle and companies classified in the 'Home Improvement Retailers' subsector on the London Stock 
Exchange.

The total share based expense comprises:

Equity settled - LTIP
Equity settled - SAYE

31 Equity settled share based payments charges

2017
£000

351
70 

421 

2017
£000

351 
70
-

421

2016
£000

153
87 

240

2016
£000

153
87 
947

1,187 

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On 1 April 2017 the Company launched a new share save (SAYE) scheme (“SAYE 2017”) in addition to the existing schemes 
(“SAYE 2015 and “SAYE 2016”) for employees. The SAYE 2013 vested within the year with 197,236 shares being issued at an 
issue price of 130.8 pence per share. The scheme has now closed and no further shares will be issued.
All schemes allow employees to acquire a certain number of shares at a discount of 20% of the share price prior to the invitation 
to join the scheme, using amounts saved under a 'Save As You Earn' savings contract.

Equity settled - LTIP
Equity settled - SAYE
Employers national insurance on issue of LTIP with associated charges

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32 Contingent liability  

During the year there were two incidents during installations which led to reportable injuries. The Health & Safety Executive 
(“HSE”) has carried out investigations into both of these cases. Whilst it continues to investigate, the HSE has advised the Group, 
subsequent to the year end, that it intends to prosecute Safestyle in relation to one of the incidents, in which a contractor suffered 
a knee injury. The Group has taken legal advice and it is expected that a fine will be imposed. The pro-forma range of the 
potential fine is believed to be £550k to £2.9m. This range may be reduced as the matter is progressed and the precise quantum 
depends on a number of factors including the level of culpability, the harm category and what mitigating factors may be taken 
into account, such as full cooperation with the HSE's investigation and the Group's good health and safety record. Consequently 
management has not recognised a provision in these financial statements.

33 Reconciliation of profit before taxation to underlying 
     profit before taxation  

Profit before taxation
add back
Non-recurring costs
Equity settled share based payments charges

2017
£000
13,814

830
421

2016
£000
19,344

-
1,187

Underlying profit before taxation

15,065  

 20,521

34 Reconciliation of profit before taxation to underlying
     EBITDA

Profit before taxation
add back
Finance income
Finance costs
Depreciation and amortisation

EBITDA 
add back
Non-recurring costs
Equity settled share based payments charges

Underlying profit before taxation

2017
£000
13,814

(35)
10
1,730

2016
£000
19,344

(98)
11
1,168

15,519

 20,415

830
 421

-
1,178

16,770 

21,602

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