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Silver Bear Resources plc

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FY2020 Annual Report · Silver Bear Resources plc
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ANNUAL REPORT AND ACCOUNTS
Registered Number: 10669766 (England and
Wales)
For the year ended 31 December 2020
(Expressed in Canadian dollars)

Mangazeisky Silver Project – Open Pit

Silver Bear Resources Plc

Directors’ Responsibility for Financial Reporting
For the Year Ended 31 December 2020

The  consolidated  financial  statements  of  Silver  Bear  Resources  Plc  and  its  wholly-owned  subsidiaries,  Silver  Bear
Resources Inc., Silver Bear Resources B.V. and ZAO Prognoz are collectively referred to as the “Group” have been
prepared by, and are the responsibility of the Group’s management.

The  consolidated  financial  statements  are  prepared  in  accordance  with  International  Financial Reporting  Standards
(“IFRS”)  as  issued by  the  International  Accounting  Standards  Board.  In  the  opinion  of management  the  accounting
practices utilized are appropriate in the circumstances and the consolidated financial statements fairly reflect the financial
position and results of operations of the Group within reasonable limits of materiality.

Management has developed and is maintaining a system of internal controls to obtain reasonable assurance that the
Group’s assets are safeguarded, transactions are authorized, and  financial information is reliable. All internal control
systems have inherent limitations, including the possibility of circumvention and overriding controls, and, therefore, can
provide only reasonable assurance as to financial statement preparation and safeguarding of assets.

The Board of Directors is responsible for ensuring management fulfills its responsibilities. The Audit Committee meets
with  the  Group’s  management  and  external  auditors  to  discuss  the  results  of  the  audit  and  to  review  the  annual
consolidated financial statements prior to the Audit Committee’s submission to the Board of Directors for approval. The
Audit Committee also reviews the quarterly financial statements and  recommends them for approval to the Board of
Directors, reviews with management the systems of internal control and security, approves the scope of the external
auditors  audit  and  non-audit  work.  The  Audit  Committee  is  composed  entirely  of  directors  not  involved  in  the  daily
operations of the Group and thus is considered to be free from any relationship that could interfere with the exercise of
independent judgment as a Committee member.

The  consolidated  financial  statements  have  been  audited  by  BDO LLP  UK,  Chartered  Accountants  and  their  report
outlines the scope of their examination and gives their opinion on the consolidated financial statements.

 “Vadim Ilchuk”
_______________________________
Vadim Ilchuk
Director, President, Chief Executive Officer

“Maxim Matveev”
_______________________________
Maxim Matveev
Director

Toronto, Ontario, Canada
31 March 2021

Independent auditor’s report to the shareholders of Silver Bear Resources Plc

Report on the audit of the consolidated financial statements

Opinion

We have audited the financial statements of Silver Bear Resources Plc (the ‘parent company’) and its subsidiaries (the ‘Group’)
for the year ended 31 December 2020 and 31 December 2019 which comprise the Consolidated Statement of Comprehensive
Profit/(Loss),  the  Consolidated  Statement  of  Financial  Position,  the  Consolidated  Statement  of  Changes  in  Equity,  the
Consolidated  Statement  of  Cash  Flow  and notes  to  the  financial  statements,  including  a  summary  of  significant  accounting
policies.

The financial reporting framework that has been applied in their preparation is applicable law and International Financial Reporting
Standards (IFRSs).

In our opinion the financial statements:

· 

· 

present fairly, in all material respects, the financial position of the Group as at 31 December 2020 and 31 December
2019 its financial performance and its cash flows for the years then ended: and
have been properly prepared in accordance with IFRS as issued by the IASB.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (ISAs) as issued by IASB and applicable law. Our
responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements
section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit
of the financial statements, including the International Ethics Standards Board for Accountants’ Code of Ethics for Professional
Accountants  as  applied  to  listed  entities,  and  we  have  fulfilled  our  other  ethical  responsibilities  in  accordance  with  these
requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Material uncertainty related to going concern

We draw attention to note 2 in the financial statements which sets out the Directors’ considerations of its ability to continue to
defer interest and capital repayments on its loans from its shareholders. These conditions and events, along with the other matters
as set out in note 2, indicate that a material uncertainty exists that may cast significant doubt on the Group’s ability to continue as
a going concern. Our opinion is not modified in respect of this matter.

We have highlighted going concern as a key audit matter based on our assessment of the significance of the risk and the effect
on our audit strategy.

Our evaluation of the Directors’ assessment of the Group’s ability to continue to adopt the going concern basis of accounting
included:

·  We critically assessed management’s base case cash flow forecasts for the period to September 2022 and the underlying
assumptions,  which have been  approved by  the Board.  Our testing included a comparison of  forecast prices  to spot
prices together with consideration of broker consensus pricing ranges.

·  We evaluated the forecast production levels against 2020 actuals, the life of mine plan and considered the impact of

plant upgrades on the achievability of forecasts.

·  We compared the forecast operational expenditure to 2020 actuals and confirmed that planned capital expenditure is

consistent with the life of mine plan.

·  We compared the Group’s operational results to the budget for 2020 to assess the quality of management’s budgetary

process.

·  We assessed the integrity of the cash flow forecast by performing a mathematical check on the model.
·  We  reviewed  the  contractual  terms  attached  to  the  shareholder’s  loan  facility,  including  future  capital  and  interest

repayments and confirmed their inclusion within the cash flow forecasts.

·  We reviewed and considered the adequacy of the disclosure within the financial statements relating to the Directors’

assessment of the going concern basis of preparation.

Key audit matters

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of the financial
statements of the current period and include the most significant assessed risks of material misstatement (whether or not due to
fraud) we identified, including those which had the greatest effect on: the overall audit strategy, the allocation of resources in the
audit; and directing the efforts of the engagement team. These matters were addressed in the context of our audit of the financial
statements as a whole, and in forming our opinion thereon, and we do not provide a separate opinion on these matters. In addition
to the matter referred to in the Material uncertainty related to going concern section above, the following matters were identified:

Key audit matter: Carrying value of Mineral Properties and Plant and Equipment

The Group’s project mining  assets, including capitalised  mineral property and property, plant and equipment represent  the
Group’s most significant assets. Details regarding these assets have been disclosed within note 2, 9 and 10.

At  the  year  end,  Management performed  an  impairment  indicator  review  to  assess  whether  there  were  any  indicators  of
impairment  for  the  mining  assets.  Following  this  assessment,  management  concluded  that  the  reductions  in  the  Group’s
resource estimate was  an indicator of  impairment  and  therefore an  impairment  test was performed in accordance with the
requirements of applicable accounting standards.

We considered this area to be a significant risk of material misstatement and a key audit matter given the value attributed to
these assets and the significant management judgement involved in this assessment.

How our audit addressed the key audit matter:

·  We  obtained  and  examined  Management’s  impairment  indicator  paper  and  agreed  with  their  conclusion  that  a
potential indicator of impairment was present. Accordingly, we obtained management’s impairment test assessments.
·  Our component team visited the Mangazeisky mine site to confirm their understanding of the operations, physically

verify the existence of the assets and discuss future mine operating plans with technical management.

·  We obtained management’s discounted cash flow models and performed data integrity and mechanical checks on the

models.

·  We determined whether the basis of preparation of the models was in line with the applicable accounting standards.
·  We  compared  the  actual  performance  during  2020  to  budgets  for  the  period  in  order  to  assess  the  quality  of

management’s forecasting.

·  We critically challenged the NPV model, focusing on the appropriateness of estimates with reference to empirical data
and external evidence with  specific emphasis on the following assumptions: silver prices,  foreign exchange rates,
resources and production levels, operating and development costs and discount rates.

·  We benchmarked forecast silver prices and foreign exchange rates against publically available third party information.
·  We reconciled the production profiles and capital expenditure forecasts to the third party Competent Person’s report

and approved budget for 2021. We obtained explanations for any differences.

·  We reconciled the resources used in the life of mine model to the updated mineral resources statement included in
the third party Competent Person’s report and performed procedures to assess their independence and competence.
We held discussions with the third party Competent Person as part of this process to obtain the explanations for any
differences.

·  We reviewed management’s sensitivity analysis and performed our own sensitivity analysis on key inputs to assess

the impact of changes in assumptions.

·  We  involved  our  valuations  specialists  to  support  our  assessment of  the discount rate  applied  and discussed  the

judgments regarding the calculation with the Audit Committee.

·  We read the key licence agreements and confirmed that the Group holds valid licences. We considered management’s
judgment that the exploration licence will be capable of being extended beyond 2023 including assessment of the
legislative process and risks and uncertainties within the operating environments. We assessed the commitments and
obligations associated with the licences to confirm compliance with the licences.

Page | 4

·  We reviewed the disclosures  in  the financial  statements  regarding key assumptions and sensitivity  of the carrying
value to reasonable changes in such assumptions to ensure they were in accordance with the requirements of the
relevant accounting standard.

Key Observations

We noted no material issues arising from our work in relation to the carrying value of mining assets. We found the judgments
and estimates applied by management in preparing the forecasts to be supportable, although the net present value remains
sensitive to changes in key inputs including silver prices, foreign exchange rates, resources and production levels, operating
and development costs and discount rates. We found management’s conclusion that no impairment charge was required as at
31 December 2020 to be supported by the underlying model. We found the disclosures in note 2, 9 and 10 to be appropriate.

Key audit matter: Depletion of the Mineral Properties and Property, Plant and Equipment

The key estimates made by Management in calculating the unit of production depletion of Mineral Properties and Property,
Plant and Equipment are disclosed in note 2. This includes estimating mineral resources and future capital expenditure to be
included in the calculation.

We  considered  there  to  be  a  significant  risk  of  material  misstatement  given  the  estimation  applied  by  Management  in
calculating the depletion charge.

How our audit addressed the key audit matter:

We obtained and reviewed the Group’s unit of production depletion calculation. In doing so, we performed the following:

·  Checked the mathematical accuracy of the unit of production depletion calculation.
·  Agreed the resources  used  in  the calculation  to  the third  party Competent  Person’s Resources Statement. In  placing

reliance on management’s expert we performed procedures to evaluate their competence and objectivity.

·  Agreed  the production figures  used in  the calculation to  production data  and  other  areas  of  our  audit work  to  check

consistency.

·  Agreed and assessed the future capital expenditure required to access the resources, included in the calculation, to the

life of mine plan.

·  Reviewed and assessed the adequacy of disclosure of the depletion accounting policy and key judgements applied.

Key Observations

Based on procedures performed we found the calculation and estimates used in the unit of production depletion calculation
to be reasonable.

Key audit matter: Carrying value of Silver Inventory

Details of the Group’s Silver Inventory, including Run of Mine (ROM), Silver in Circuit and Finished Product, are disclosed in
note 5 and relevant accounting policies in note 2.

There are key judgements that Management applies in the valuation of Silver Inventory including the allocation of costs and
the use  of  survey and metallurgical experts  to assess  the silver content.  We considered  there to be a  significant  risk  of
material misstatement given the judgements applied and the  value attributed to these assets in the statement of financial
position.

Page | 5

How our audit addressed the key audit matter:

·  We  attended  the  year  end  stock  count  on  the  mine  site  which  included  the  survey  of  ROM  stockpiles  and
metallurgical assessment of silver in circuit to observe the controls in place and to determine whether procedures
undertaken were in accordance with the instructions issued.

·  We assessed the competency of the internal experts used by Management to survey the stockpiles and calculate

the mineral content within the silver in circuit.

·  We agreed the existence of finished product to statements from the third party refineries.
·  We assessed the reasonableness of the cost allocation into the inventory calculations, including the allocation of
depreciation through agreeing a sample of these costs to supporting documentation (invoices and mining/production
data) as part of our wider audit testing.

·  We undertook cost versus net realisable  value testing,  based on post  year end pricing  and  appropriate  costs to
move the product through to saleable material, to check that silver inventory has been recognised in accordance
with applicable accounting standards.

Key Observations

We found Management’s judgement in determining the valuation of Silver Inventory to be reasonable.

Other information

The Directors are  responsible for the other information including  the Management Discussion  and Analysis (MDA). The other
information comprises the information included in the annual report and accounts, other than the financial statements and our
auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent
otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider
whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or
otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we
are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the
other  information.  If,  based  on  the work  we have  performed,  we conclude  that  there  is a  material  misstatement  of  this  other
information, we are required to report that fact. We have nothing to report in this regard.

Responsibilities of the directors for the financial statements

As  explained  more  fully  in  the  Directors  responsibilities  statement,  the  directors  are  responsible  for  the  preparation  and  fair
presentation of the financial statements, and for such  internal control  as the directors determine are  necessary to enable  the
preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the Group’s ability to continue as a going concern,
disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors
either intend to liquidate the Group or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are  to obtain reasonable assurance  about  whether the financial statements  as a  whole are  free  from  material
misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is
a high level of assurance, but is not a guarantee that an audit conducted in accordance with International Standards on Auditing
(ISAs) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered
material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken
on the basis of these financial statements.

As part of an audit in accordance with ISAs, we exercise professional judgment and maintain professional skepticism throughout
the audit. We also:

(cid:127) 

Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and
perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a

Page | 6

basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting
from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.
(cid:127)  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the

circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Group’s internal control.

(cid:127)  Evaluate  the  appropriateness  of  accounting  policies  used  and  the  reasonableness  of  accounting  estimates  and  related

disclosures made by the directors.

(cid:127)  Conclude  on  the  appropriateness of  the directors’  use  of  the  going concern  basis  of  accounting  and, based  on  the  audit
evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the
Group’s  ability  to  continue as  a going concern.  If we conclude  that  a  material uncertainty exists,  we are  required  to draw
attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to
modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However,
future events or conditions may cause the Group to cease to continue as a going concern.

(cid:127)  Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the

financial statements represent the underlying transactions and events in a manner that achieves fair presentation.

(cid:127)  Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities within the
Group to express an opinion on the financial statements. We are responsible for the direction, supervision and performance
of the Group audit. We remain solely responsible for the audit opinion.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit
and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

We also  provide those  charged  with governance  with  a  statement that  we have  complied with  relevant  ethical   requirements
regarding independence, and to communicate with them all relationships and other matters that  may reasonably be thought to
bear on our independence, and where applicable, related safeguards.

From the matters communicated with those charged with governance, we determine those matters that were of most significance
in the audit of the financial statements of the current period and are therefore the key audit matters. We describe these matters
in  our  auditor’s  report  unless  law  or  regulation  precludes  public  disclosure  about  the  matter  or  when,  in  extremely  rare
circumstances, we determine  that a  matter should not be communicated  in our  report because  the adverse consequences of
doing so would reasonably be expected to outweigh the public interest benefits of such communication.

The engagement partner on the audit resulting in this independent auditors’ report is Peter Acloque.

BDO LLP
Chartered Accountants
London, UK
31 March 2021
BDO LLP is a limited liability partnership registered in England and Wales (with registered number OC305127).

.

Page | 7

Silver Bear Resources Plc

Consolidated Statement of Financial Position
(Canadian dollars)

Note

31 December
2020

31 December
2019

ASSETS
Non-current assets
Property, plant and equipment
Mineral property
Intangible assets
Prepaid non-current assets
Other non-current assets
Total non-current assets
Current assets
Inventories
Receivables
Cash and cash equivalents
Prepaid expenses
Total current assets
TOTAL ASSETS
EQUITY AND LIABILITIES
Non-current liabilities
Long-term loans
Asset retirement obligation
Lease obligation
Total non-current liabilities
Current liabilities
Advances received
Short-term loans
Account payable and accrued liabilities
Lease obligation
Total current liabilities
Total liabilities
Equity
Share Capital
Share Premium
Shareholders Contribution
Contributed surplus
Cumulative translation adjustment
Retained earnings/ (Accumulated deficit)
Total equity (deficiency)
TOTAL EQUITY AND LIABILITIES

10
9
8
6
7

5
4

6

13
14
12

13
11
12

15

13
15

                        74,096,536
                        11,923,604
                             299,528
                          2,871,150
                          2,965,765
92,156,583

18,134,273
                          3,050,392
1,302,165
                          2,789,641
25,276,471
                      117,433,054

                      165,062,833
                          4,040,784
                          1,237,793
                      170,341,410

                                    144
                          3,085,133
                          3,682,160
1,688,373
                          8,455,810
                      178,797,220

                        99,561,998
                        22,570,500
                          5,381,283
                        16,960,163
13,460,394
                    (219,298,504)
                      (61,364,166)
                      117,433,054

The accompanying notes are an integral part of these consolidated financial statements

97,090,061
13,896,077
281,073
749,033
3,208,191
115,224,435

19,564,508
3,712,956
5,444,288
2,814,838
31,536,590
146,761,025

166,842,243
4,034,245
261,354
171,137,842

-
-
5,328,156
626,946
5,955,102
177,092,944

99,559,336
22,410,054
5,381,283
16,975,267
(2,240,981)
(172,416,878)
(30,331,919)
146,761,025

Page | 8

The financial statements on pages 8 to 45 were approved by the Board of Directors on 31 March 2021, and
signed on its behalf by:

“Vadim Ilchuk”
_______________________________
Vadim Ilchuk
Director, President, CEO

“Maxim Matveev”
_______________________________
Maxim Matveev
Director

Page | 9

Silver Bear Resources Plc
Consolidated Statement of Comprehensive Profit/(Loss)
For the years ended 31 December 2020 and 2019
(Canadian dollars)

Note

18

5

18

17
17

19
19

25

Revenue:
Metal Sales
Cost of Sales:
Production cost
Depreciation and amortization
Impairment of inventory
Gross profit / (loss)

Exploration and evaluation expenses
General and administrative expenses
Selling expenses
Depreciation charged during pre-production stage
Write-off of PPE
Other income
Other expenses
Operating loss

Finance income
Finance expenses
Foreign exchange (loss) /gain
Profit / (loss) before tax

Tax charge
Loss for the year

Other comprehensive loss
Items, that may be reclassified subsequently to profit or
loss:
Exchange differences on translating foreign operations
Total comprehensive loss for the year

2020

2019

51,887,094

20,932,345

(30,190,696)
(19,444,324)
(347,057)
1,905,017

(122,568)
(3,832,518)
-
 -
(9,495)
486,274
(2,083,075)
(3,656,365)

8,069,035
(17,873,567)
(33,539,947)
(47,000,844)

(10,782)
(47,011,626)

(11,157,002)
(9,165,048)
(1,698,015)
(1,087,720)

(123,324)
(3,497,871)
(184,514)
(1,017,590)
-
1,244,048
(1,523,159)
(6,190,130)

51,896
(13,970,686)
20,487,927
379,007

(916,798)
(537,791)

15,701,375
(31,310,251)

(3,754,883)
(4,292,674)

Basic and diluted profit (loss) per ordinary share,
cents per ordinary share

15

(0.07)

(0.00)

The accompanying notes are an integral part of these consolidated financial statements

Page | 10

Silver Bear Resources Plc
Consolidated Statement of Changes in Equity
For the years ended 31 December 2020 and 2019
(Canadian dollars)

Share capital

Share
premium

Shareholder’s
contribution

Contributed
surplus

Cumulative
translation
adjustment

Accumulated
Deficit

Total equity

Balance - 31 December 2018

     99,559,086

  22,383,855

      1,807,077

   17,178,582

     1,513,902

          (172,494,967)

  (30,052,465)

Net loss for the period
Other comprehensive profit/(loss):
Cumulative translation adjustment
Comprehensive loss for the period

Shares issued under bonus plan, Note 15
Shares issued under stock option plan,
Note 15
Share-based payments, Note 15
Cancelled and expired options, Note 15
Gain on modification of loans Note 13
Balance - 31 December 2019

Net loss for the period
Other comprehensive profit/(loss):
Cumulative translation adjustment
Comprehensive loss for the period

                        -

                     -

                       -

                       -

                      -

                  (537,791)

       (537,791)

                        -
                        -

                     -
                     -

                       -
                       -

                       -
                       -

   (3,754,883)
   (3,754,883)

                                 -
                  (537,791)

    (3,754,883)
    (4,292,674)

                       8

                     -

                       -

                       -

                      -

                                 -

                      8

                  242
                        -
                        -
                        -
99,559,336

          26,199
                     -
                     -
                     -
22,410,054

                       -
                       -
                       -
      3,574,206
5,381,283

            (8,773)
         421,338
       (615,880)
                       -
16,975,267

                      -
                      -
                      -
                      -
(2,240,981)

                                 -
                                 -
                    615,880
                                 -
(172,416,878)

           17,668
         421,338
                       -
      3,574,206
(30,331,919)

Shares issued under bonus plan, Note 15
Shares issued under stock option plan,
Note 15
Share-based payments, Note 15
Cancelled and expired options, Note 15
Gain on modification of loans Note 13
Balance - 31 December 2020

2,662

160,446

-
-
-
-
99,561,998

-
-
-
-
22,570,500

-

-
-

-

-
-

-

-
-

-

-

-
-

-

-

(47,011,626)

(47,011,626)

15,701,375
15,701,375

-
(47,011,626)

15,701,375
(31,310,251)

-

-

163,108

-
-
-
-
5,381,283

-
114,896
(130,000)
-
16,960,163

-
-
-
-
13,460,394

-
-
130,000
-
(219,298,504)

-
114,896
-
-
(61,364,166)

The accompanying notes are an integral part of these consolidated financial statements

Page | 11

Silver Bear Resources Plc
Consolidated Statement of Cash Flow
For the years ended 31 December 2020 and 2019
(Canadian dollars)

Cash provided by (used in)

Operating activities
Total loss for the year
Adjustments for items not affecting cash:
  Depreciation
Amortization

  Share-based payments (Note 18)

Accretion expenses

  Unrealized FX movement
  Impairment of inventory

Non-substantive modification gain (Note13)

  Interest income (Note 19)
  Interest expense (Note 19)
Net change in non-cash working capital (Note 20)

Net cash generated/ (used in) operations

  Purchases of property, plant and equipment

Purchases of intangible assets

  Interest income
Net cash used in investing activities

Proceeds from share options exercised

  Repayment of principal on lease obligations
Repayment of interest on lease obligations
Short-term and long-term loans drawn

  Short-term and long-term loans principal repayment
  Short-term and long-term loans Interest repayment
Net cash generated from financing activities

Effect of exchange rate changes on cash and cash equivalents
and translation differences
Increase/(Decrease) in cash and cash equivalents during the
year

Cash and cash equivalents - beginning of the year
Cash and cash equivalents - end of the year

Cash and cash equivalents consist of:

Cash

2020

2019

(47,011,626)

(537,791)

19,364,209
151,081
114,896
230,207
33,539,947
347,057
(8,050,595)
(18,440)
17,643,360
(3,891,869)
12,418,227

(7,504,308)
(168,645)
18,440
(7,654,513)

-
(3,082,029)
(524,505)
2,351,454
-
(6,855,421)
(8,110,501)

10,149,338
46,336
421,338
100,348
(20,487,927)
1,698,015
-
(51,896)
13,970,686
(136,019)
5,172,428

(1,995,747)
(153,654)
51,896
(2,097,505)

190
(1,441,409)
(367,382)
5,290,156
(2,655,350)
(167,174)
659,031

(795,336)

568,671

(4,142,123)

4,302,625

5,444,288
1,302,165

1,141,663
5,444,288

1,302,165

5,444,288

Page | 12

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

1.  NATURE OF OPERATIONS
Silver Bear Resources Plc was incorporated in United Kingdom on 14 March 2017 under the Companies Act 2006, registered office
address 2nd Floor Regis House, 45 King William Street, London, United Kingdom, EC4R 9AN.

Silver Bear Resources Plc became the parent company of Silver Bear Resources Inc. on 30 June 2017 following a plan of
arrangement transaction involving a one-for-one share exchange of all then outstanding common shares of Silver Bear Resources
Inc. for ordinary shares of Silver Bear Resources Plc.

Silver Bear Resources Plc became the direct parent company of AO Prognoz on 16 November 2020. AO Prognoz was acquired
from Silver Bear Resources B.V. following a plan of reorganization of the Group structure.

Silver Bear Resources Inc. was incorporated under the Business Corporations Act of the Province of Ontario, Canada, on 8 April
2004 and continued under Articles of Continuance dated 30 August 2004 under the Business Corporations Act (Yukon) and 1
February 2005 under the Business Corporations Act (Ontario).

The primary business of the Group is the acquisition, exploration, evaluation and development of precious metal properties. The
head office of the Group is registered in London, United Kingdom. The strategy of the Group is to focus on the exploration and
development of precious metal deposits. The principal asset of the Group is its right to explore and develop the Mangazeisky project
(“Mangazeisky”), located approximately 400 kilometers north of Yakutsk in the Republic of Sakha (Yaktutia), in the Russian
Federation. On June 22, 2018, the Group announced that it had achieved first silver production in April 2018 as a result of its
commissioning activities.

Under the license No. YAKU 12692 BP registered on September 28, 2004, the Group carries out a geological study of the Endybal
area - prospecting and evaluation of silver and gold deposits. According to Supplement No. 1, registered on 12 September 2016, the
expiry date of the above license is 31 December 2023. The license area is located on the territory of the Kobyai region of the Republic
of Sakha (Yakutia).

In 2013, the Group obtained a subsoil license No. YAKU 03626 BE, registered on August 28, 2013, for the exploration and production
of silver, copper, lead, zinc at the Vertikalny deposit. The license area is located on the territory of the Kobyai region of the Republic
of Sakha (Yakutia). The license expires on September 1, 2033. In 2015 the Group commenced the development of Mangazeisky that
includes  the  construction  of  a  silver  mine  with  associated  processing  facilities  and  infrastructure.  It  has  been  determined  that
development  costs  incurred  from  1  July  2015  have  future  economic  benefits  and  are  economically  recoverable.  In  making  this
judgement, management assessed various sources of information including the geological and metallurgical information, scoping and
feasibility studies, proximity of operating facilities, operating management expertise and existing permits.

2. BASIS OF PREPARATION

These audited consolidated financial statements have been prepared in accordance with International Financial Reporting Standards
(IFRS) and interpretations issued by the IFRS Interpretations Committee (IFRS IC) applicable to companies reporting under IFRS.
The  financial  statements  comply  with  IFRS  as  issued  by  the  International  Accounting  Standards  Board  (IASB).  The  Group  has
consistently applied the accounting policies used in the preparation of its IFRS financial statements throughout all periods presented,
as if these policies had always been in effect.

These audited consolidated financial statements comprise the financial statements of Silver Bear Resources Plc and its 100% owned
subsidiaries: Silver Bear Resources Inc. (a Canadian corporation), Silver Bear Resources B.V. (a Netherlands corporation) and AO
Prognoz  (a  Russian  Federation  corporation).  All  significant  inter-company  accounts  and  transactions  have  been  eliminated  on
consolidation.

These audited consolidated financial statements were reviewed, approved and authorized for issue by the Board of Directors on 31
March 2020.

The financial  information  for the year  ended  31 December 2020 and  the year ended 31  December 2019 does not  constitute the
company's statutory accounts for those years. Statutory accounts for the year ended 31 December 2019 have been delivered to the
Registrar of Companies. The statutory accounts for the year ended 31 December 2020 will be delivered to the Registrar of Companies
in due course. The auditors' reports on the accounts for 31 December 2020 is unqualified but draw attention to matters by way of
emphasis in relation to going concern and did not contain a statement under 498(2) or 498(3) of the Companies Act 2006. The auditors'
reports on the accounts for 31 December 2019 is unqualified but draw attention to matters by way of emphasis in relation to going
concern and did not contain a statement under 498(2) or 498(3) of the Companies Act 2006.

Page | 13

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Basis of consolidation

Following Silver Bear Resources Plc becoming the parent company of the Group (as detailed in note 1) and becoming direct parent
of  AO  Prognoz,  these  transactions  were  not  treated  as  a  business  combination under  IFRS  3  “Business  combinations” but  was
considered as a capital reorganisation, as these entities are under common control.

The consolidated financial statements of Silver Bear Resources Plc are presented using the values from the consolidated financial
statements of Silver Bear Resources Inc. The equity structure (that is, the issued share capital) reflects that of Silver Bear Resources
Plc, with other amounts in equity being those from the consolidated financial statements of the previous group holding entity, Silver
Bear Resources Inc. The resulting difference that will arise was recognised as a component of equity.

Going Concern

These audited consolidated financial statements have been prepared on a going concern basis which contemplates that the Group
will be able to realize its assets and settle its liabilities in the normal course as they come due for the foreseeable future.

The Directors have prepared a cash flow forecast for the 18 month period from the date of approval of these financial statements.
Cash forecasts for the Group are regularly produced based on management's best estimate of:

(cid:127) The Group's production and expenditure forecasts;
(cid:127) Future silver prices; and
(cid:127) Foreign exchange rate.

The ability of the Group to operate as a going concern is dependent upon future production volumes and silver prices as they impact
cash flows required to both fund working capital and meet the Group’s liabilities as and when they fall due.

The Group’s base case going concern model was run with average silver price of $US 25/ ounce. Having assessed the impact of the
current Covid-19 pandemic, the Directors are confident that production in 2021-2022 will be in line with budget.  To date Covid-19’s
impact on operations has been minimal due to the remote location of the mine site and following the implementation of extended
rotation of mine staff to provide continuity of operations over 3 month periods.

The Directors have analysed the Group’s expected liquidity position over the forecast period and believes that it is reasonable to apply
the going concern principle for the preparation of the Group’s and Company’s financial statements. When assessing the going concern
status, management has taken into consideration the following factors:

- 

- 

- 

- 

As at 31 December 2020, the Group had $1,302,165 cash and cash equivalents, and net current assets of $16,820,661. In
2020 the group generated total operating cash inflow of $12,418,227.

In the fist quarter 2021, the Group entered into a loan agreement with SKA ASSETS MANAGEMENT LIMITED, a company
under common control with Inflection, a major shareholder, for RUB 750,000,000 (equivalent to approximately
CAD$12,000,000) with an interest rate of 8.27% per annum accruing interest on a monthly basis. The Principal is payable
on 31 December 2021.

In addition, the Group has long term debt of $168,147,966 with its major shareholders Inflection and Aterra for which
interest accrues monthly.

Assuming that the Group is able to defer interest repayments on its loans from its shareholders, Management’s cash flow
forecast  shows  cash  remains  positive  for  the  18  month  period from  the date  of  approval of  these  financial  statements.
While  there  is  currently no  contracted  written  agreement  to  defer  interest  repayments  to the  Group’s  shareholders,  the
Group’s management notes that in the past they have been successful in both securing financing from its Shareholders and
deferring  interest  repayments  to  them.  For  this  reason  and  based  on  the  Group’s  long-term  relationships  with  their
shareholders, management believes that they will be able to continue deferring interest repayments in the forecast period.

In light of the instability in the global economy and commodity prices as a result of the COVID-19 pandemic, together with the other
factors described  above, the Group’s  management has  identified a  material  uncertainty relating  to the Group’s ability to  maintain
working capital liquidity to service the Group’s financing arrangements.

Page | 14

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

These material uncertainties may cast significant doubt upon the Group’s ability to continue as a going concern. Notwithstanding
these material uncertainties, the Directors have a reasonable expectation that the Group has adequate resources to continue in
existence for the foreseeable future and have concluded it is appropriate to adopt the going concern basis of accounting in the
preparation of the financial statements. The financial statements do not include the adjustments that would result if the Group was
unable to continue as a going concern.

Significant Accounting Policies

Foreign currency translation

Items included in the financial statements of each entity are measured using the currency of the primary economic environment in
which  it  operates  (“functional  currency”).  The  consolidated  financial  statements  are  presented  in  Canadian  dollars  which  is  the
functional  currency  of  Silver  Bear  Resources  Inc.,  and  Silver  Bear  Resources  B.V.  Silver  Bear  Resources  Plc  has  changed  its
functional currency as of 1 January 2018 from Canadian dollars to Russian roubles when it was deemed that the majority of underlying
transactions now took place in roubles. Silver Bear Resources Plc functional currency is different to presentation currency, because
the group is listed on TSX and presentation of financial statements in Canadian dollars is considered to be beneficial for potential and
current shareholders in Canada. The financial statements of AO Prognoz have the Russian rouble as their functional currency. The
results  of  both  Silver  Bear  Resources  Plc  and  AO  Prognoz  are  translated  into  the  Canadian  dollar  presentation  currency  for
consolidation purposes as follows: assets and liabilities – at the closing rate at the date of the statements of financial position, and
income and expenses at  the average rate  for each quarter (as this  is considered a reasonable approximation to actual rates). All
resulting changes are recognized in other comprehensive income as cumulative translation adjustments.

Foreign currency transactions are translated into the functional currency of the entity in which they occur using the exchange rates
prevailing  at  the  dates  of  transactions.  Foreign  exchange  gains  and  losses  resulting  from  the  settlement  of  foreign  currency
transactions and from the translation of monetary assets and liabilities denominated in currencies other than functional currency at
period-end exchange rates are recognized in profit or loss.

Mineral properties

Mineral properties include the costs of acquiring exploration and mining licenses, as well as the cost of assets associated with the
obligation for environmental rehabilitation and costs of developing the mining properties. Licenses are valued at cost at the date of
acquisition less impairment. Mining properties under development are accounted for at cost and are not amortised until production
has commenced. Cost includes expenditure that is directly attributable to the development of mining properties and preparing them
for production.

Developing costs and licenses depreciated through unit of production basis calculated based on the ratio of silver ore mined during a
period to the total volume of silver ore to be mined based on the estimated commercial resources.

Asset associated with the obligation for environmental rehabilitation depreciated on straight line basis during life of mine.

Intangible assets

Intangible assets are carried at cost, less accumulated amortization. All intangible assets are amortized on a straight-line basis over
one to eleven years.

Property, plant and equipment
Property, plant and equipment are carried at cost, less accumulated depreciation and impairment losses.

Mining properties are depleted on ‘unit of production basis’ calculated based on the ratio of silver ore mined during a period to the
total volume of silver ore to be mined based on the estimated commercial resources. Commercial resources are mineral resources
that are considered probable of economic extraction and include measured, indicated and inferred resources. While inferred
resources have a lower degree of geological certainty, they are included in the depletion calculation due to the nature of the ore
body which enables their presence being able to be inferred without a high concentration of drilling

Leased equipment are amortized over the remaining life of the lease. Significant components of property, plant and equipment are
recorded and depreciated separately. Residual values, the method of depreciation and the useful lives of assets are revised annually
and adjusted prospectively, if appropriate, if there is an indicator of a significant change since the last reporting date. Depreciation of
underlying property, plant and equipment which directly contributed the developing the mining properties are capitalized as additions
in mineral properties.

Page | 15

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Property, plant and equipment (Continued)

Recognition of costs in the carrying amount of an item of property, plant and equipment ceases when the item is in the location and
condition necessary for it to be capable of operating in the manner intended by management.

In order to determine whether the project is ready to operate as intended by management, judgement was applied taking into account
commercial  production  indicators  such  as  pre-production  output  has  reached  a  nominated  percentage,  the  internal  project
management team has transferred the mine to the operational team, the majority of the assets necessary for the mining project are
substantially complete and ready for use and the project’s ability to sustain commercial levels of production. These indicators provided
guidance to recognize  that the mine development phase was ceased and the production phase  is commence starting from 1 July
2019.

During the mine development phase from 1 July 2015 to 1 July 2019, all costs that was directly attributable to developing the mine
were capitalized  and the  incidental revenue generated was  credited against the capital  cost up  to  the date when  the commercial
production indicators are met.

Exploration costs

Field exploration, supervisory costs and costs associated with maintaining the mineral property are expensed until the Group has a
reasonable expectation that the property is technically feasible and commercially viable.

Impairment of non-financial assets

The Group reviews and evaluates the recoverable amount of its mineral properties, property, plant and equipment and other non-
current assets annually and when events or changes in circumstances indicate that the carrying amounts of related assets or groups
of assets might not be recoverable.
For the purpose of measuring recoverable amounts, assets are grouped at the lowest levels for which there are separately identifiable
cash flows (cash-generating units). The recoverable amount is the higher of an asset’s fair value less costs of disposal and its value
in use (being the present value of the expected future cash flows of the relevant asset). Any resulting write-down of the excess of
carrying value over the recoverable amount is charged to the consolidated statement of operations.

Provision for decommissioning and restoration liability
Mining  and  exploration  activities normally give  rise  to  obligations for environmental rehabilitation. Rehabilitation work may  include
facility decommissioning and dismantling; removal or treatment of waste materials; site and land rehabilitation, including compliance
with and monitoring of environmental regulations; security and other site-related costs required to perform the rehabilitation work; and
operation of equipment designed to reduce or eliminate environmental effects. The extent of work required and the associated costs
are dependent on the requirements of relevant authorities and our environmental policies. Routine operating costs that may impact
the  ultimate  closure  and  rehabilitation  activities,  such  as  waste  material  handling  conducted  as  an  integral  part  of  a  mining  or
exploration process, are not included in the provision. The timing of the actual rehabilitation expenditure is dependent upon a number
of factors such as the life and nature of the asset, the license conditions and the operating environment.  Expenditures may occur
before and after the site closure and can continue for an extended period of time depending on rehabilitation requirements.

Rehabilitation provisions are measured at the expected value of future cash flows associated with the settlement of the obligation and
discounted to their present value using a pre-tax discount rate which reflects current assessments of the time value of money.

The expected future cash flows include the effect of inflation. The unwinding of the discount in subsequent periods is presented as
interest expense. The asset associated with retirement obligations represents the part of the cost of acquiring the future economic
benefits of the operation and is capitalized to mineral properties as part of the carrying amount of the long-lived asset and amortized
over  the  expected  economic  life  of  the  operation  to which  it relates.  The  Group  re-measures the  liability at  each reporting  date.
Changes in estimates are recorded using current discount rate assumptions. Adjustments are also accounted for as a change in the
corresponding value of the related assets.

Financial instruments
Financial assets:
Financial assets within the scope of IFRS 9 are initially recognized at fair value and are classified financial assets at amortised cost.
The Group determines the classification of its financial assets at initial recognition.
The Group’s and the Company  financial assets include cash and cash equivalents, accounts receivable  and amount owned  from
group undertakings. Regular purchases and sales of financial assets are recognized on the trade-date, being the date on which the
Group commits to purchase or sell assets.

Page | 16

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Significant Accounting Policies (Continued)

The Group recognises a loss allowance for expected credit losses (‘ECL’) on financial assets that are measured at amortised cost
which comprise mainly trade receivables. The amount of expected credit losses is updated at each reporting date to reflect changes
in  credit  risk  since  initial  recognition of  the  respective  financial  instrument.  The  Group  always  recognises  lifetime  ECL  on  trade
receivables.  The  expected  credit  losses  on  these  financial  assets  are  estimated using  a  provision  matrix  based  on  the  Group’s
historical credit loss experience, adjusted for factors that are specific to the debtors, general economic conditions and an assessment
of both the current as well as the forecast direction of conditions at the reporting date, including time value of money where appropriate

Financial assets are derecognized when the rights to receive cash flows from investments and the Group has transferred substantially
all risks and rewards of ownership.

Financial liabilities:

Financial liabilities within the scope of IFRS 9 are initially recognized at fair value and are classified as financial liabilities at fair value
through profit or loss, financial liabilities, or as derivatives designated as hedging instruments in an effective hedge, as appropriate.

The Group’s current financial liabilities include accounts payable, accrued liabilities, and short-term loans. Initially they are recognized
at fair value, and subsequently  measured  at  amortized  cost using the effective  interest method. Amortized  cost approximates fair
value due to the short-term maturity of these liabilities.

Financial instruments are  initially recorded at fair value. The fair  values of cash and cash equivalents, miscellaneous receivables,
short-term loans, lease liabilities and accounts payable and accrued liabilities approximate their recorded amounts because of their
short-term nature. The fair value of long-term loans and non-current lease liabilities is shown at their carrying values as any differences
are not material.

In determining if a modification of a financial liability is substantial, which includes a comparison of the cash flows before and after
the modification, discounted at the original effective interest rate (EIR), referred to as the ‘10% test’. If the difference between these
discounted cash flows is more than 10%, the financial liability is derecognized and a new financial liability recognized at fair value.

If, a modified financial liability does not result in derecognition, the original EIRs retained and the Group recalculates carrying
amount based on revied cash flow of financial liability and recognized modification gain or loss.

Gain on modification of shareholder loans is recognised either as finance income in the Consolidated Statement of Comprehensive
Profit / (Loss) or as an increase in shareholder contribution in Equity. Management makes assessment of each modification and if
change in terms, for example, reduction of interest rate, represents terms which are more favourable at the time than market and
indicative  of  the  lender  acting  in  capacity  of  shareholder,  then  it  is  recognised  through  shareholder  contribution,  otherwise,  it  is
recognised as finance income.

Cash and cash equivalents
Cash represents cash on hand and demand deposits. Cash equivalents represent short-term, highly liquid investments that are readily
convertible to known amounts of cash and subject to insignificant risk of change in value.

Revenue recognition

Timing of recognition is governed by IFRS 15. Entity recognizes revenues when a performance obligation is satisfied, which is when
“control” of the goods has transferred to the customer. Control of goods is transferred at the point of time, when silver is passed to
the buyer at the refinery  site. Payments terms allows 80% prepayment in advance and the remaining payment based on the final
Price, dependent on silver weight per Act of Acceptance and London price on London Market of metals, adjusted for the prepaid
amount under provisional price. Pre-commercial production silver sales  that were generated from 1 April 2018 to 1 July 2019 was
excluded from operating activities and was reflected within non-current assets on the consolidated statement of financial position.
Current and deferred income Taxes
Current income tax is the expected tax payable or receivable on the taxable income or loss for the year, using tax rates enacted or
substantively enacted at the reporting date, and any adjustment to tax payable or receivable in respect of previous years.

Page | 17

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Significant Accounting Policies (Continued)

The Group uses the asset and liability method of accounting for income taxes, under which deferred income tax assets and liabilities
are recognized for the estimated future tax consequences attributable to differences between the financial statement carrying value
of existing assets and liabilities and their respective tax bases. Deferred income tax assets and liabilities are measured using tax rates
in effect for the year in which those temporary differences are expected to be recovered or settled. The effect on deferred income tax
assets and liabilities of a change in tax rates or laws is recognized as part of the provision for income tax in the year the changes are
considered substantively enacted. Deferred tax benefits attributable to these differences, if any, are recognized to the extent that the
realization of such benefits is more likely than not.

The Group did not recognized deferred taxes raised during pre-production stage.

Earnings per share
Basic earnings per share is computed by dividing the profit/(loss) for the period by the weighted average number of common shares
outstanding.

Diluted earnings per share is computed by dividing the profit/(loss) for the period by the diluted weighted average number of common
shares outstanding.

Share-based payments

The fair value of any stock options granted to directors, officers, consultants and employees is recognized as an expense over the
vesting period with a corresponding increase recorded to contributed surplus. The fair value of share-based compensation is
determined using the Black-Scholes option pricing model and management's assumptions as disclosed in Note 15. An estimate for
forfeitures is made when determining the number of equity instruments expected to vest. Upon exercise of the stock options,
consideration paid by the option holder is recorded as an increase to share capital.

Borrowing costs

Borrowing  costs  directly  attributable  to  the  acquisition,  construction  or  production  of  qualifying  assets,  which  are  assets  that
necessarily take a substantial period of time to get ready for their intended use or sale, are added to the cost of those assets, until
such time as the assets are substantially ready for their intended use or sale. All other borrowing costs are recognized in profit or loss
in the period in which they are incurred, using the average exchange rate prevailing for that period. Translation differences associated
with borrowings costs are expensed.

Prepaid expenses
Prepaid expenses  represent payments made or obligations  incurred  in  advance  of the  receipt of  goods  or  rendering  of  services.
Prepaid expenses are typically included in other current assets on the consolidated statement of financial position.

Inventories
Costs incurred in bringing each product to its present location and conditions are accounted for as follows:

Raw materials: purchase price plus transportation cost plus any applicable customs duties and taxes;

Ore stockpiles comprises direct labour, other direct costs and related production overheads (based on normal operating capacity) but
excludes borrowing costs.

The  cost  of  silver  for  sale  and  silver  in  circuit  comprises  raw  materials,  direct  labour,  other  direct  costs  and  related  production
overheads (based on normal operating capacity) but excludes borrowing costs .

Inventories are accounted for using weighted average basis. Net realizable value is the estimated selling price in the ordinary course
of business, less estimated costs of completion and the estimated costs necessary to make the sale.

Inventory measured at lower of cost and net realisable value.

Page | 18

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Significant Accounting Policies (Continued)

Leases

All leases are accounted for by recognising a right-of-use asset and a lease liability except for:

Leases of low value assets; and leases with a duration of 12 months or less.

Lease liabilities are measured at the present value of the contractual payments due to the lessor over the lease term, with the discount
rate determined by reference to the rate inherent in the lease.

On initial recognition, the carrying value of the lease liability also includes amounts expected to be payable under any residual value
guarantee, the exercise price of any purchase option granted in favour of the group if it is reasonably certain to assess that option;

any penalties payable for terminating the lease, if the term of the lease has been estimated on the basis of termination option being
exercised.

Lease liabilities accounted under a separate line in financial statement.

Right of use assets are initially measured at the amount of the lease liability, reduced for any lease incentives received, and increased
for:

lease payments made at or before commencement of the lease, initial direct costs incurred and the amount of any provision recognised
where the group is contractually required to dismantle, remove or restore the leased asset.

Right of the use assets related to mining equipment under leased contracts are disclosed in property plant and equipment

Subsequent  to  initial  measurement  lease  liabilities  increase  as  a  result  of  interest  charged  at  a  constant  rate  on  the  balance
outstanding and are reduced for lease payments made. Right-of-use assets are amortised on a straight-line basis over the remaining
term of the lease.

Amounts payable for leases covered by the short-term exemption are charged to the income statement on a straight-line basis over
the term of the relevant lease

Accounting estimates and management judgments
The preparation of consolidated financial statements in accordance with IFRS requires management to make judgments, estimates
and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date
of the financial statements and the reported amount of revenues and expenses during the reported period. Actual results may differ
from these estimates.

Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognized in the
period in which the estimates are revised and in any future periods affected.

The significant areas of estimation and uncertainties considered by management in preparing the consolidated financial statements
include:

Critical judgements in applying accounting policies:

·  Determination of functional currency

Based on the primary indicators in IAS 21 – The Effects of Change in Foreign Exchange Rates – the Russian rouble has
been determined as  the functional currency of AO  Prognoz, an operating  subsidiary  of  the  Group, because the Russian
rouble  is the currency  that mainly  influences  labour, material and other costs  of  providing goods  or  services, and is the
currency in which these costs are denominated and settled.

Effects  of  changes  in  foreign  exchange  rates  on  the  consolidation  of  the  financial  statements  are  recorded  in  other
comprehensive  income  and  carried  in  the  form  of  a  cumulative  translation  adjustment  in  the  accumulated  other
comprehensive income section of the Statement of financial position of the Group.

The functional currency of Silver Bear Resources Plc changed from Canadian dollars to Russian rouble in 2018 as it is now
deemed that the majority of underlying transactions for this entity are undertaken in roubles and therefore it is appropriate
for this to be its functional currency.

The  functional  currency  of  Silver  Bear  Resources  Inc.  and  Silver  Bear  Resources  BV  has  been  determined  to  be  the
Canadian Dollar reflecting the current principal equity and financing structure.

Page | 19

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Significant Accounting Policies (Continued)

·  Modification gain on shareholder contribution

On 26 May 2020, the Group’s major shareholders Aterra and Inflection agreed to further reduce the interest rate applicable
to all funds drawn under the Facilities Agreement, as amended, from 9% to 7% per annum and capitalize accrued interest
to the principals of loans effectively from 1 April 2020. As this reduction of interest rate was reflective of market conditions
having been benchmarked against Russian bank lending rates offered to the Group it has been recognized through finance
income.

·  Commercial production

In order to determine whether the project is ready to operate as intended by management, judgement was applied taking
into account commercial  production  indicators  such  as  pre-production output  has  reached  a nominated  percentage,  the
internal project management team has transferred the mine to the operational team, the majority of the assets necessary for
the  mining  project  are  substantially  complete  and  ready  for  use  and  the project’s  ability  to  sustain commercial  levels  of
production.  These  indicators  provided  guidance  to  recognize  that  the  mine  development  phase  was  ceased  and  the
production phase is commence starting from 1 July 2019. The commercial production was announced by the Group during
2019 Far East Economic forum in Vladivostok.

·  Capitalization of development costs (note 9 and 10)

Management has determined that development costs incurred from 1 July 2015 to 1 July 2019 have future economic benefits
and are economically recoverable. In making this judgement, management assessed various sources of information including
the  geological  and  metallurgical  information,  scoping  and  feasibility  studies,  proximity  of  operating  facilities,  operating
management expertise and existing permits. In order to determine whether the project is ready to operate as intended by
management, judgement was applied taking into account commercial production indicators such as pre-production output
has reached a nominated percentage, the internal project management team has transferred the mine to the operational
team, the  majority  of  the  assets necessary  for  the  mining  project are  substantially complete  and  ready  for use  and  the
project’s ability to sustain commercial levels of production. These indicators have provided guidance to recognize that the
mine development phase was ceased and the production phase was commenced starting from 1 July 2019.

Page | 20

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Significant Accounting Policies (Continued)

Key sources of estimation uncertainty:

·  Mineral resource estimate

Mineral resource estimates are estimates of the amount of silver that can be economically and legally extracted from the
Group’s mining properties. Such resource estimates and their changes may impact the Group’s reported financial position
and results in the following ways:
(a) The carrying value of exploration and evaluation assets, mining properties and property, plant and equipment may be
affected due to changes in estimated future cash flows;
(b) Depreciation and amortisation charges in the statement comprehensive income may change where such charges are
determined using the unit of production method;
(c) Provisions for rehabilitation and environmental provisions may change where resource estimate changes affect
expectations about when such activities will occur and the associated cost of these activities.

The Group estimates mineral resources based on information compiled by appropriately qualified Competent Persons
relating to the geological and technical data on the size, depth, shape and grade of the ore body and suitable production
techniques and recovery rates. Such an analysis requires complex geological judgements to interpret the data. The
estimation of recoverable resources is based upon factors such as estimates of foreign exchange rates, commodity prices,
future capital requirements and production costs, along with geological assumptions and judgements made in estimating
the size and grade of the ore body.

The Group reviews its mineral resource estimates on regular basis and as at 1 April 2020 the Group obtained a mineral
resource (not reserve) estimate from a third party, Wardell Armstrong. Wardell Armstrong has issued their report on 25
March 2021 the delay in issuing report due to COVID-19 travel restrictions. This report has superseded the Companies
previous estimate of recoverable reserves and resources that was prepared in 2017.

The difference between a resource statement (as obtained in 2020) and reserves and resources statement (as obtained
previously in 2017) is the level of confidence of the presence of economically viable minerals.

· 

Impairment of mineral properties and property, plant and equipment

The carrying value of mineral properties and property, plant and equipment is $11,923,604 and $74,096,536 respectively,
as disclosed in  Note 9  and note 10. While  assessing  whether  any  indications  of impairment exist for mineral properties,
consideration is given to both external and internal sources of information. Information that management considers includes,
changes in the market, and changes in the economic and legal environment in which the Group operates that are not within
its control that could affect the recoverable amount of mineral properties. Internal sources of information include the manner
in which mineral properties are being used or are expected to be used and indications of expected economic performance
of the assets. Estimates include but are not limited to estimates of the discounted future after-tax cash flows expected to be
derived from the Group’s mineral properties, costs to  sell the properties and the appropriate discount rate. Reductions in
metal price  forecasts,  reductions  in  the  amount of  recoverable  mineral  reserves and  mineral  resources,  and/or  adverse
current economics can result in a write-down of the carrying amounts of the Group’s mineral properties.

On 22 June 2020, the Group announced that it has received a draft report from Wardell Armstrong (Moscow) that provides
a review of the Company’s current mineral resources, as well as draft revised mine and processing plans, for its Vertikalny
and Mangazeisky North deposits. The Group had previously disclosed that it had engaged Wardell Armstrong (Moscow) to
conduct this review of the mineral resources as well as reassessing mine and processing plans for these deposits. Wardell
Armstrong (Moscow) have issued their final report on 25 March 2021.Following additional exploration activities, this included
a material change in the mineral resource estimates of both Vertikalny and Mangazeisky North deposits.

In accordance with IAS 36, the impairment review was undertaken.

Page | 21

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

3.  BASIS OF PREPARATION (Continued)

Significant Accounting Policies (Continued)

· 

Impairment of mineral properties and property, plant and equipment (continued)

Key Assumption used in the impairment test:

· 

· 

· 

· 

· 

·

The  economic  life  of  the  Vertikalny  and  Mangazeisky  North  deposits  is  currently  expected  to  be  around  2026  as  per
management’s current expectation;

For the following six years Silver price is US$25/ounce as per management’s current expectation

For the following six years RUB/USD foreign exchange rate 75 as per management’s current expectation

For the following six years Annual inflation of costs expressed in USD is 2% as per management’s current expectation

For the following six years Annual inflation of costs expressed in RUB is 4% as per management’s current expectation

Post tax nominal discount rate of 12.7% (pre-tax of 15.9%). This was based on a Capital Asset Pricing Model analysis.

Based on the key assumptions set out above:

The recoverable amount of Vertikalny and Mangazeisky North deposits ($95.6 mln) exceeds its carrying value of the mining assets
less asset retirement obligation of ($82.3mln) by $13.3mln and therefore assets were not impaired.

Sensitivity analysis:

Impact if silver prices

Impact if RUB/USD exchange rate

Impact if future capex

Impact if post-tax discount rate:

Increased by 20%

Decreased by 20%

Increased by 20%

Decreased by 20%

Increased by 20%

Decreased by 20%

Increased by 20%

Decreased by 20%

         In millions of CAD

49

(53)

21

(33)

(9)

9

(8)

9

·  Depreciation rates

Once a mine development phase ceases and the production phase commences mining assets are depreciated using a unit-
of  production  method  based  on  estimated  economically  recoverable  resources,  which  results  in  a  depreciation  charge
proportional to the depletion of reserves.

The Group proven and probable mineral reserves at the beginning of commercial production was 717 thousand tonnes,
depletion for the period 1 July 2019- 31 March 2020 was 95 thousand tonnes.

Page | 22

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

Significant Accounting Policies (Continued)

·  Depreciation rates (continued)

Starting from 1 April 2020 management of the group has changed its depreciation base for the unit of production method
from mineral reserves to mineral resources. In making this change, the UoP calculation has been adjusted to include the
estimated future costs to access and process resources expected to be converted to reserves. The most material impact of
this is in respect of costs required to enable the processing facility to process sulphide ores that will be mined in the future,
in addition to the oxide ores currently being processed. Management believes that this change in accounting estimate
represent the most accurate and fair view for the depreciation charge calculation.

At 1 April 2020, the date the change in accounting estimate occurred, resources were 810 thousand tonnes and depletion
for the period 1 April 2020- 31 December 2020 was 79 thousand tonnes.

The effect of changing in estimate is decreasing depreciation charge for the year from $21,893,493 to $19,444,324.

·  Rehabilitation provisions and asset retirement obligations

The carrying value of the asset retirement obligation is $4,040,784 as disclosed in Note 14. Exploration and development
activities carried out by the Group give rise to obligations for environmental rehabilitation. Significant uncertainty exists as to
the amount and timing of associated cash flows and regulatory requirements. A Russian Central Bank borrowing rate for a
7-year zero coupon year bond is used in discounting future cash flows as a pre-tax discount rate.

The expected life of the mine is used as the discounting period. If the estimated discount rate used in the calculation had
been  higher  for  20%  than  the  management  estimate,  the  carrying  amount  of  the  provision  would  have  been  lower  for
$258,716 and the interest expense higher for $17,742.

If the estimated period over which the cash flows associated with the asset retirement obligations are calculated had been
longer than management’s estimates, the carrying amount of the provision would have been lower as would have been the
interest expense.

· 

Ore stocks

Stock is valued at the lower of cost or net realisable value. Costs that are incurred in or benefit the production process are
accumulated as ore stockpiles, silver in process and silver bullion. Although the quantities of recoverable metal are reconciled
by comparing  the grades of ore  to the quantities of  silver actually  recovered  (metallurgical balancing), the  nature of the
process inherently limits the ability to precisely monitor recoverability levels. Net realisable value tests are performed at least
annually and represent the estimated future sales price of the product based on contained silver and metals prices, less
estimated  costs  to  complete  production  and  bring  the  product  to  sale.  These  net  realisable  tests  take  into  account
management’s estimate of the maximum values to be realised from ore stockpiles, in some instances through blending of
different ore stockpile grades, prior to these being added to future processing plant feeds. Judgement is required in assessing
whether stockpiles of different grades should be tested individually, or tested as inputs to the silver production process.

New standards and interpretations adopted by the Group

The following new accounting standards and amendments to existing standards and interpretations that have been issued by the
IASB and have been adopted by the Group in preparing these financial statements.

COVID-19-Related Rent Concessions (Amendments to IFRS 16)

Effective 1 June 2020, IFRS 16 was amended to provide a practical expedient for lessees accounting for rent concessions that arise
as a direct consequence of the COVID-19 pandemic and satisfy the following criteria:

Page | 23

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

2.  BASIS OF PREPARATION (Continued)

New standards and interpretations adopted by the Group (Continued)

COVID-19-Related Rent Concessions (Amendments to IFRS 16) (continued)

(a) The change in lease payments results in revised consideration for the lease that is substantially the same as, or less than, the
consideration for the lease immediately preceding the change;

(b) The reduction is lease payments affects only payments originally due on or before 30 June
2021; and

(c) There is no substantive change to other terms and conditions of the lease.

Rent concessions that satisfy these criteria may be accounted for in accordance with the practical expedient, which means the
lessee does not assess whether the rent concession meets the definition of a lease modification. Lessees apply other requirements
in IFRS 16 in accounting for the concession. This amendment has no impact to the Group’s financial statement.

Other standards

New standards that have been adopted in the annual financial statements for the year ended 31 December 2020, but have not had
a significant effect on the Group are:

(cid:127) IAS 1 Presentation of Financial Statements and IAS 8 Accounting Policies, Changes in Accounting Estimates and Errors
(Amendment – Disclosure Initiative - Definition of Material); and

(cid:127) Revisions to the Conceptual Framework for Financial Reporting.

Accounting developments not yet adopted

There are a number of standards and interpretations which have been issued by the International Accounting Standards Board that
are effective in future accounting periods that the Group has decided not to adopt early. The Group is currently assessing the impact
of these new accounting standards and amendments.

Page | 24

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

3.  CAPITAL MANAGEMENT AND FINANCIAL RISK FACTORS

The Group manages its capital structure and makes adjustments to it, based on the funds available to the Group, in order to support
the current production operations, acquisition, exploration and development of precious metal properties.

The Group considers excess cash balances, all the components of shareholders’ equity and loans as capital. The Board of Directors
does not establish quantitative return on capital criteria for management, but rather relies on the expertise of the Group’s management
to sustain the future development of the business.

The property in which the Group currently has an interest is in production stage.

In order to fund the ongoing development activities, the Group will spend existing working capital and plans to raise additional amounts
as needed through equity and/or debt. The Group will continue to assess new properties and seek to acquire an interest in additional
properties where sufficient geologic or economic potential are noted and if financial resources exist to do so. Management reviews its
capital management approach on an ongoing basis and believes that this approach, given the relative size of the Group, is reasonable.

There were no changes in the Group’s approach to capital management during the period ended 31 December 2020 compared to
the year ended 31 December 2019. The Group is not subject to externally imposed capital requirements.

FINANCIAL RISK FACTORS

The Group is exposed to credit and liquidity risks and market risk. The risk management policies employed by the Group to manage
these risks are discussed below:

Market risk
The  Group  takes  on  exposure  to  market  risks.  Market  risks  arise  from  open  positions  in  (a)  silver  prices  (b) foreign  currencies,
(c) interest bearing assets and liabilities and (d) equity products, all of which are exposed to general and specific market movements.
Management sets  limits on the  value of risk that may be accepted, which is monitored on a daily basis. However, the use of this
approach does not prevent losses outside of these limits in the event of more significant market movements.
Sensitivities to market risks included below are based on a change in a factor while holding all other factors constant. In practice this
is unlikely to occur and changes in some of the factors may be correlated – for example, changes in interest rate and changes in
foreign currency rates.

Credit risk
The Group has no significant concentration of credit risk arising from operations. Cash equivalents consist of interest earning bank
accounts held in banks in the Russia and Canada which in the presentational currency total $1,275,402 and $26,763, respectively.
The Group’s Canadian chartered banks have a credit rating of at least A2 (Moody’s) and the Group’s Russian banks have a credit
rating of at least ba1 (Moody’s).

Miscellaneous receivables other than tax refunds due from the Canadian and Russian tax authorities are insignificant.

The Group maximum exposure to credit risk by class of individual financial instrument is shown in the table below:

Receivables from customers
Cash and cash equivalents

31 December

31 December

2020

1,350,634
1,302,165
2,652,799

2019

2,281,016
5,444,288
7,725,304

Management believes that the credit risk concentration with respect to accounts receivable is not higher than the country credit risk.

Page | 25

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

3.  CAPITAL MANAGEMENT AND FINANCIAL RISK FACTORS (Continued)

Liquidity risk

The Group’s approach to managing liquidity risk is to ensure it will have sufficient liquidity to meet liabilities when due by continual
review of budgets and forecasts and discussions with shareholders and other providers of finance as appropriate. The Group’s current
assets and current liabilities are show in the table below:

Total current assets

Total current liabilities

31 December
2020

31 December
2019

25,276,471

   31,536,590

8,455,810

5,955,102

As at 31 December 2020 the Group had total current assets of $25,276,471 (31 December 2019 – $31,536,590) to settle total current
liabilities  of  $8,455,810  (31  December  2019  –  $5,955,102),  as  well  as  its  commitments  outlined  in  Note  21.  Total  liabilities  of
$178,797,220 include long-term loans totaling $172,460,849 accrued interest of $3,085,133 and fair value gain on modification of
loans of $7,398,016.

As at 31 December 2020, the Group had cash balances of $1,302,165 (31 December 2019 – $5,444,288)

The Group had total obligations of $2,926,166 at 31 December 2020 (31 December 2019 – $888,300) under a combination of three
and five-year leases for equipment in relation to the development of Mangazeisky, as outlined in Note 12.

The contractual maturities of the Group’s financial liabilities (which are all carried at amortised cost) are shown in the table below:

31 December
2020
Current liabilities
Accounts payable & accrued liabilities
Loans interest
Lease liabilities
Non-current liabilities
Long-term loans principal
Long-term loans interest
Lease liabilities

Carrying
amount

Contractual
cash flows

6 months
or less

6 to 12
months

12 to 36
months

36 to 72
months

3,682,160
3,085,133
1,688,373

3,682,160
18,139,540
1,973,324

3,682,160
12,059,986
1,081,516

-
6,079,554
891,808

-

-

-

-

165,062,833
-
1,237,793
174,756,292

172,460,849
11,696,534
1,321,378
209,273,785

-

-

16,823,662

-
6,971,362

-
11,696,534
1,321,378
13,017,912

172,460,849
-
-
172,460,849

31 December
2019
Current liabilities
Accounts payable & accrued
liabilities
Lease liabilities
Non-current liabilities
Long-term loans principal
Interest to be capitalized to principal
Long-term loans interest
Lease liabilities

Carrying
amount

Contractual
cash flows

6 months
or less

6 to 12
months

12 to 36
months

36 to 72
months

5,328,156
626,946

5,328,156
738,291

5,328,156
369,146

-
369,146

-
-

-
-

124,842,888
41,999,355
-
261,354
173,058,699

128,473,156
41,999,355
50,076,300
283,686
226,898,944

-
-
7,756,499
-
13,453,801

-
-
7,841,735
-
8,210,881

-
-
31,111,233
283,686
31,394,919

128,473,156
41,999,355
3,366,832
-
173,839,343

Page | 26

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

3.  CAPITAL MANAGEMENT AND FINANCIAL RISK FACTORS (Continued)

Liquidity risk (continued)

The contractual maturities of the Company’s financial liabilities (which are all carried at amortised cost) are shown in the table below:

Interest rate risk

The Group has  cash balances  and  interest-bearing debt on short term  loans  and  long-term loans at commercial  fixed rates.  The
Group’s current policy is  to invest excess cash in interest-earning bank accounts with Canadian and Russian financial institutions.
The Group periodically monitors the investments it makes and is satisfied with the credit ratings of its banks.

Foreign currency risk

The Group has funded certain exploration, project construction and administrative expenses on a transaction by transaction basis
using U.S. dollar and Russian ruble. USD funding has been provided directly  to AO Prognoz in Russia and converted to Russian
ruble. This exposes the Group to changes in foreign exchange rates for U.S. dollar and Russian ruble.

Foreign currency risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate because of changes in
foreign  exchange  rates.  The  Group’s  exposure  to the  risk  of changes  in  foreign  exchange  rates  relates  primarily  to  the  Group’s
borrowings (when borrowing is denominated in a different currency from functional currencies of the Group companies).

31 December 2020

31 December 2019

GBP

USD

CAD

EUR

GBP

USD

CAD

EUR

Current assets:

Cash and cash equivalents

Receivables

Total current assets

Current liabilities:

49

-

49

Accounts payable and accrued liabilities

215,442

7,792

-

7,792

739,781

778,864

Lease liabilities

Total current liabilities

Non-current liabilities:

Long-term loans

Lease liabilities

Total non-current liabilities

-

60,346

13,451

199,255

-

-

215,442

1,518,645

60,346

13,451

199,255

373,325

311,380

684,705

59,450

-

59,450

-

-

-

168,147,966

943,451

169,091,417

-

-

-

-

-

-

-

-

166,842,243

170,452

167,012,695

-

-

-

22,282

-

22,282

-

-

-

1,910

2,606,566

31,257

-

-

-

1,910

2,606,566

31,257

-

-

-

-

-

-

-

-

-

The following table presents sensitivities of profit and loss to reasonably possible changes in exchange rates applied at the end of the
reporting period relative to the functional currency of the respective Group entities, with all other variables held constant:

31 December
2020

31 December
2019

Impact on profit or loss

Impact on profit or loss

US Dollar strengthening by 20% (2019: strengthening by 20%)
US Dollar weakening by 20% (2019: weakening by 20%)
CAD strengthening by 20% (2019: strengthening by 20%)
CAD weakening by 20% (2019: weakening by 20%)
GBP strengthening by 20% (2019: strengthening by 20%)
GBP weakening by 20% (2019: weakening by 20%)
EUR strengthening by 20% (2019: strengthening by 20%)

(38,059,125)
38,059,125
(1,321)
1,321
(49,738)
49,738
(2,906)

(33,009,566)
33,009,566
1,206
(1,206)
(37,997)
37,997
7
Page | 27

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

EUR weakening by 20% (2019: weakening by 20%)

2,906

(7)

4.  RECEIVABLES

Russian Value Added Tax
Deferred Russian Value Added Tax
Receivables from customers
Amounts owed from group undertakings

31 December
2020
1,411,585
288,173
1,350,634
-
3,050,392

31 December
2019
1,130,031
301,909
2,281,016
-
3,712,956

Deferred Russian Value Added Tax relates to the VAT paid on acquisition of materials and services and the costs incurred on the
construction of both building and technological equipment. This VAT can be claimed once the assets the VAT relates to are ready for
use. The VAT recognized here is on assets that are expected to be available for use in the first quarter of 2021 therefore the asset
has been recognized as current.

The amount of VAT recovered in cash during the period was RUB 240,440,124 (CAD: $4,455,097). All VAT is expected to be received.

Other receivables mainly consist of receivables from fuel sales. Sales of fuel was accounted on net basis in other income.

5. 

INVENTORIES

Material and supplies inventories are stated at the lower of weighted average costs and net realizable value. Inventories consist of
the following:

Fuel and lubricants
Parts and supplies
Reagents
Silver for sale
Ore stockpile
Silver in circuit

31 December
2020
3,515,118
3,800,097
3,037,333
174,086
1,719,479
5,888,160
18,134,273

31 December
2019
1,641,989
2,168,065
6,550,178
989,754
5,470,799
2,743,723
19,564,508

The total cost of inventory recognized in cost of sales is $49,635,020 (2019: $20,322,050).

An impairment provision was charged to profit and loss for the period for  $347,057 (2019: $1,698,015). The impairment provision
was accrued based on result of the year-end stock count.

Page | 28

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

6.  PREPAID EXPENSES AND NON-CURRENT ASSETS

Prepaid expenses consist of the following:

Prepayments to suppliers
Taxes

Prepaid non-current assets consist of the following:

Prepayments for property, plant and equipment

31 December
2020
2,639,357
150,284
2,789,641

31 December
2020
2,871,150
2,871,150

31 December
2019
2,676,818
138,020
2,814,838

31 December
2019
749,033
749,033

Non-current prepayments consist of prepayments that will be converted to non-current assets – property, plant and equipment. The
equipment will be delivered and transferred to construction in progress within next twelve months.

7.  OTHER NON-CURRENT ASSETS

Construction supplies
Non-current inventory

.

8. 

INTANGIBLE ASSETS

Software
Balance at the beginning of the year
Additions
Disposal
Amortization
Translation adjustment
Balance at the end of the period

31 December
2020
2,152,680
813,085
2,965,765

31 December
 2019
2,217,895
990,296
3,208,191

31 December
2020
281,073
115,933
-
(47,572)
(49,906)
299,528

31 December
2019
172,495
141,234
 -
(46,336)
13,680
281,073

Page | 29

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

9.  MINERAL PROPERTY

Mineral property includes the cost of acquiring exploration and mining licenses, as well as the value of assets associated with asset
retirement obligations and capitalized project development costs.

Mineral property consists of the following:

Mangazeisky

Balance at the beginning of the year
Depreciation
Change in estimate
Translation adjustment
Balance at the end of the year

Licenses and
Development
costs

10,418,173

(1,446,297)

-

(102,663)

8,869,213

Asset
Retirement
Obligation

3,477,904

(342,595)

514,682

(595,600)

3,054,391

31 December
2020

31 December
2019

2020 Total

2019 Total

13,896,077

(1,788,892)

514,682

(698,263)

11,923,604

12,027,009

(967,770)

2,705,224

131,614

13,896,077

Mineral  property  is made  up  of  the  following classes  of  assets;  licenses  $584,553 (2019:  $668,455),  asset  retirement obligation
$3,054,391 (2019: $3,477,904) and development costs of $8,284,660 (2019: $9,749,718).

The Group acquired the exploration license in respect of the Mangazeisky property when it acquired all the shares of AO Prognoz on
21 October 2004. In September 2016, the Mangazeisky exploration license was extended by the Federal Subsoil Use Agency in the
Russian Federation (“Rosnedra”) through to 31 December 2023.

In September 2013, the Group acquired the mining license in respect of the Mangazeisky property which is valid for a period of 20
years from the grant date.

The licenses and development cost are depreciated on unit of production basis in proportion of depletion of resources.

Asset retirement obligation depreciated on straight line basis during life of mine.

10.  PROPERTY, PLANT AND EQUIPMENT

Reconciliation of the carrying amount at the beginning and end of the periods ended 31 December 2020 and 31 December 2019:

Carrying amount at 31 December 2018
Additions
Transfers
Disposal at cost
Depreciation
Depreciation eliminated on disposal
Translation adjustment
Carrying amount at 31 December 2019

Additions
Transfers
Disposal at cost
Depreciation
Depreciation eliminated on disposal
Translation adjustment
Carrying amount at 31 December 2020

Right of the
use assets

Mining Assets

3,692,086
227,816
-
-
(2,055,637)
-
211,426
2,075,691

5,523,849
-
-
(2,915,927)
-
(1,026,366)
3,657,247

11,179,791
-
80,111,858
(261,673)
(7,982,501)
255,176
1,730,347
85,032,998

-
9,850,731
-
(14,709,308)
-
(12,399,635)
67,774,786

Assets
under
construction

82,052,424
4,347,312
(80,111,859)
-
-
-
3,693,495
9,981,372

4,578,092
(9,850,731)
(52,814)
-
-
(1,991,416)
2,664,503

Total

96,924,301
4,575,128
(1)
(261,673)
(10,038,138)
255,176
5,635,268
97,090,061

10,101,941
-
(52,814)
(17,625,235)
-
(15,417,417)
74,096,536

Page | 30

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

10. PROPERTY, PLANT AND EQUIPMENT Continued)

Capitalised  costs  nil  (31  December  2019  -  $14,327,368),  capitalised  pre-production  nil  (31  December 2019  -  $12,773,554)  and
acquisition of new assets of $10,101,941 (31 December 2019 - $3,021,314).

The property, plant and equipment as of the period ended 31 December 2020 include $2,664,503 of assets that are not yet ready for
use. During the period ended 31 December 2020, $8,178,857 of these assets became available for use, they were transferred into
property, plant and equipment and depreciation was charged on them. Leased assets are pledged as security for the related lease
obligations.

Group acquires property, plant and equipment on prepayment terms. Cash paid to suppliers of property, plant and equipment and
capitalized expenses paid by cash during the period was $7,504,308 (31 December 2019 - $1,995,747).

All the property plant and equipment of the Group is pledged to shareholders under borrowings agreements.

Mining assets depricated on unit of production basis in proportion of depletion of resources.

Right of the use assets depreciated on straigh line basis in accordance with lease agreements and consist from the following
classes of underlaying assets:

Carrying amount at 31 December 2018
Additions
Depreciation
Translation adjustment
Carrying amount at 31 December 2019
Additions
Depreciation
Translation adjustment
Carrying amount at 31 December 2020

 Processing
plant

 Mining
vehicles

 Infrastructure
and other

 Total

863,497
227,816
(375,921)
54,226
769,618
1,420,191
(678,505)
(311,779)
1,199,525

1,835,879
-
(1,044,063)
102,908
894,724
4,103,658
(1,913,050)
(666,838)
2,418,494

992,710
-
(635,653)
54,292
411,349
-
(324,372)
(47,749)
39,228

3,692,086
227,816
(2,055,637)
211,426
2,075,691
5,523,849
(2,915,927)
(1,026,366)
3,657,247

Page | 31

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

11.  ACCOUNTS PAYABLE AND ACCRUED LIABILITIES
Accounts payable and accrued liabilities consist of the following:

Trade and other payables
Accrued liabilities
Property tax liabilities
Income tax liabilities
Other taxes and other liabilities
Amounts owed to group undertakings

12.  LEASES

Group
31 December
2020
1,817,224
1,060,010
397,214
-
407,712
-
3,682,160

31 December
2019
2,506,742
686,750
985,583
724,601
424,480
 -
5,328,156

In  2016, the Group entered into long term lease agreements for  the purchase of equipment in relation to the development of the
Mangazeisky project payable  in monthly instalments of circa US$ 268,000. The lease payments have been discounted at rates of
between 11.02% and 19.23%. The Group made down payments of 20% of the cost of the equipment.

Interest expenses on lease liabilites were $524,505, total cash outflow for leases was $3,606,534,

Future minimum lease payments under leases, together with the present value of the minimum lease payments, are as follows:

Within one year
Within two to five years
Over 5 years

Future finance charges on finance leases
Present value of the net lease payments
Current portion
Long-term portion
Total obligations under leases

31 December
2020
1,973,324
1,321,378
-
3,294,702
(368,536)
2,926,166
1,688,373
1,237,793
2,926,166

31 December
2019
738,291
283,686
 -
1,021,977
(133,677)
888,300
626,946
261,354
888,300

Page | 32

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

13.  LONG-TERM LOANS

Lender

31 December 2020
Interest

Principal

Total

Principal

31 December 2019
Interest

Total

Unifirm Ltd (formerly A.B. Aterra Resources Ltd)
Inflection Management Corp.

Fair value gain on modification of loans

34,664,242
137,796,607
(7,398,016)

620,105
2,465,028
-

35,284,347
140,261,635
(7,398,016)

25,360,652
103,112,503
(3,630,267)

9,440,938
32,558,417
-

34,801,590
135,670,920
(3,630,267)

165,062,833

3,085,133

168,147,966

124,842,888

41,999,355

166,842,243

Movement in long term loans is analyzed as follows in USD:

Unifirm (formerly Aterra)
Principal
USD
19,601,242

Interest
USD
5,508,099

Inflection

Principal
USD
77,695,628

Interest
USD
18,078,823

Gain on
modification
of loans

USD

Total

USD

(1,324,642)

119,559,150

26,740,014

7,514,149

105,992,376

24,663,130

(1,807,077)

163,102,592

 -

 -
-

 -

 -

4,000,000

 -

 -

4,000,000

1,788,799
-

 -
(2,000,000)

7,212,562
(126,993)

1,211,226
-

10,212,587
(2,126,993)

 -

 -

 -

(2,692,416)

(2,692,416)

19,601,242

7,296,898

79,695,628

25,164,392

(2,805,832)

128,952,328

25,360,652

9,440,938

103,112,504

32,558,417

(3,630,267)

166,842,244

-

-

-

2,000,000

-

-

2,000,000

1,908,076

-

7,649,878

2,992,392

12,550,346

-
7,742,827

(972,993)
(7,742,827)

-
27,001,968

(3,867,823)
(27,001,968)

-
-

(4,840,816)
-

-

-

-

-

(5,847,969)

(5,847,969)

27,344,069
34,664,242

489,155
620,105

108,697,596
137,796,607

1,944,479
2,465,028

(5,661,408)
(7,398,016)

132,813,890
168,147,966

As at 31 December 2019 (USD)
As at 31 December 2019 (CAD)

Principal amounts received
Interest accrued to 31 December
2019
Principal and interest repayment
Gain on modification of loans
recognized through shareholder
contribution

As at 31 December 2019 (USD)
As at 31 December 2019 (CAD)

Principal amounts received
Interest accrued to 31 December
2020
Principal and interest repayment
Capitalization of interest
Gain on modification of loans
recognized through finance income
As at 31 December 2020 (USD)
As at 31 December 2020 (CAD)

Gain on modification of shareholder loans is recognised either as finance income in the Consolidated Statement of Comprehensive
Profit / (Loss) or as an increase in shareholder contribution in Equity. Management makes assessment of each modification and if
change in terms, for example, reduction of interest rate, represents terms which are more favourable at the time than market and
indicative  of  the  lender  acting  in  capacity  of  shareholder,  then  it  is  recognised  through  shareholder  contribution,  otherwise,  it  is
recognised as finance income.

Page | 33

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

13. LONG-TERM LOANS (Continued)

Movement in long term loans is analyzed as follows in CAD:

Unifirm (formerly Aterra)

Inflection

Principal
CAD$
26,740,014

 -
 -
 -
(3,040,724)

Interest
CAD$
7,514,149

 -
2,363,127
 -
(947,042)

Principal
CAD$
105,992,376

5,290,156
 -
(2,655,350)
(12,148,731)

Interest
CAD$
24,663,130

 -
9,530,614
(167,174)
(3,172,841)

Gain on
modificatio
n of loans

FV gain

CAD$
(1,807,077)

 -
1,607,913
 -
 -

CAD$
163,102,592
5,290,156
13,501,654
(2,822,524)
(19,309,338)

 -

 -

 -

 -

(3,574,206)

(3,574,206)

1,661,362
25,360,652

-
-
-
11,151,990
4,198,677

510,703
9,440,937

6,634,053
103,112,504

-
2,607,065
(1,380,091)
(11,151,990)
2,461,964

2,351,454
-
-
38,890,925
17,852,811

1,704,689
32,558,418

-
10,448,965
(5,475,330)
(38,890,925)
8,536,927

143,103
(3,630,267)

-
4,000,216
-
-
-

10,653,910
166,842,244
2,351,454
17,056,246
(6,855,421)
-
33,050,379

-

-

-

-

(8,050,595)

(8,050,595)

(6,047,077)
34,664,242

(1,357,780)
620,105

(24,411,087)
137,796,607

(4,713,027)
2,465,028

282,630
(7,398,016)

(36,246,341)
168,147,966

As at 31 December 2018

Principal amounts received
Interest accrued to 31 December 2019
Principal and interest repayment
Foreign exchange loss
Gain on modification of loans
recognized through shareholder
contribution
Translation adjustment
As at 31 December 2019

Principal amounts received
Interest accrued to 31 December 2020
Principal and interest repayment
Capitalization of interest
Foreign exchange loss
Gain on modification of loans
recognized through finance income
Translation adjustment
As at 31 December 2020

On 1 January 2019, the Group’s major shareholders Aterra and Inflection agreed to further reduce the interest rate applicable to all
funds drawn under the Facilities Agreement, as amended, from 10% to 9% per annum. The accrued interest accrued quarterly, and
is payable on 1 January, 1 April, 1 July and 1 October in each calendar year starting from 31 December 2019 and on the maturity
date, being 20 March 2023.  The modification of the loan interest from 10% to 9% in 2019 was considered to be non-substantive and
resulted recognition of shareholders contribution reserve of $3,574,206.

On 24 December 2019, the Group entered into an amendment and restatement deed relating to the Facilities Agreement. Under this
agreement, the lenders have agreed to provide an additional US$4 million of working capital of which US$2 million was drawn down
in December 2019.

On 26 May 2020, the Group’s major shareholders Aterra and Inflection agreed to further reduce the interest rate applicable to all funds
drawn under the Facilities Agreement, as amended, from 9% to 7% per annum. The accrued interest accrued quarterly, and is payable
on 1 January, 1 April, 1 July and 1 October in each calendar year starting from 1 April 2020 and on the maturity date, being 20 March
2023. Accrued interest at 1 April 2020 was capitalized to the loan principal. The modification of the loan interest from 9% to 7% in
2020  was  considered  to  be  non-substantive.  As  this  reduction  of  interest  rate  was  reflective  of  market  conditions  having  been
benchmarked against Russian bank lending rates offered to the Group it has been recognized through finance income in amount of
$7,817,537.

31 December 2020, the Group further amended its existing Facilities Agreement major shareholders Aterra and Inflection, extending
the maturity dates of certain components of Tranches F, G, H and I, issued by Inflection from 31 July 2021 and 20 September 2022,
as applicable, to 1 January 2023. The modification of the loan in 31 December 2020 was considered to be non-substantive and has
been recognized through finance income in amount of  $233,058.

The Secured Loan Funding is secured and the parent and subsidiaries of the Group will act as guarantor of each other’s obligations
under the Facilities Agreement and all related security documents.

Page | 34

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

14.  PROVISION FOR DECOMMISSIONING AND RESTORATION LIABILITY

The Group’s mining, exploration and development activities are subject to various governmental laws and regulations relating to the
protection of the environment. These environmental regulations are continually changing and are generally becoming more restrictive.
The Group has made, and intends to make in the future, expenditures to comply with such laws and regulations. The Group has
recorded a liability and corresponding asset for the estimated future cost of reclamation and closure, including site rehabilitation and
long-term treatment and monitoring costs, discounted to net present value. Such estimates are, however, subject to change based
on negotiations with regulatory authorities, or changes in laws and regulations.

The  Group’s  provision  for  decommissioning  and  restoration  liability  consists  of  management’s  best  estimate  of  reclamation  and
closure costs for the Mangazeisky project.

Significant reclamation  and  closure  activities  include  land  rehabilitation,  demolition of buildings  and  site  facilities  and  other costs
defined by the license requirements.

Asset retirement obligation consists of the following:

Balance at the beginning of the year
Accretion expense
Impact of change to underlying cost estimate
Impact of rates adjustment
Translation adjustment
Balance at the end of the year

31 December
2020
4,034,245
230,207
-
514,682
(738,350)
4,040,784

31 December
2019
                    1,109,391
                       100,348
                    1,978,457
                       726,768
                       119,281
4,034,245

At  31 December  2020,  the  expected  life  of  the  Mangazeisky  project  has  been  assessed  to  be  6  years.  The  projected cost  for
reclamation and closure of the Mangazeisky project in 2026 has been estimated to be $4.4m. A Russian Government 7-year zero
coupon year bond of 5.87% (2019: 6.41%) has been used in discounting of future cash flows.

Page | 35

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

15.  SHAREHOLDERS’ EQUITY

Common shares

Authorized: Unlimited number of common shares with a par value of GBP 0.001.

All issued shares are fully paid. Reconciliation of the number and value of common shares at the beginning and end of the period
ended 31 December 2020 and 31 December 2019:

Common shares

31 December
2020

Balance - Beginning of the year
Issued under stock option plan
Issued under share subscription plan
Issued under share bonus plan
Shares issued during the period
Balance - End of the year

Share Bonus Plan

Number of
common   shares
            672,140,902
-
                1,304,521
                   245,000
                               -
            673,690,423

$

              99,559,336
-
                       2,234
                          428
                               -
              99,561,998

31 December 2019

Number of
common
shares
            671,984,902
151,000
                       5,000

$

              99,559,086
242
                              8

                               -
            672,140,902

                               -
              99,559,336

On 27 June 2019, the board of directors resolved, and the Group obtained approval from the TSX and the shareholders an amendment
to the Share Bonus Plan. The number of the Bonus Shares issued to insiders of the Group, within any one-year period, and issuable
to insiders of the Group, at any time, under the Share Bonus Plan, or when combined with all of the Group’s other security based
compensation arrangements, shall not exceed 10% of the Group’s total issued and outstanding Shares, respectively.

On 26 September 2019, the Group issued 5,000 common shares under the share bonus plan for the nominal fee of £0.001

On 30 January 2020, the Group issued 205,668 common shares under the non-executive director subscription plan for the nominal
fee of £0.001.

On 9 April 2020, the Group issued 399,714 common shares under the non-executive director subscription plan for the nominal fee of
£0.001.

On 17 July 2020, the Group issued 328,800 common shares under the non-executive director subscription plan for the nominal fee
of £0.001.

On 2 October 2020, the Group issued 167,250 common shares under the non-executive director subscription plan for the nominal fee
of £0.001.

On 6 October 2020, the Group issued 119,464 common shares under the non-executive director subscription plan for the nominal fee
of £0.001.

On 16 October 2020, the Group issued 83,625 common shares under the non-executive director subscription plan for the nominal fee
of £0.001.

On 4 December 2020, the Group issued 245,000 common shares under the share bonus plan for the nominal fee of £0.001.

Page | 36

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

15.  SHAREHOLDERS’ EQUITY (Continued)

Stock options

The Group has a stock option plan which is intended to provide an incentive to officers, employees, directors and consultants of the
Group. Stock options are granted from time to time and the option price is determined by the Compensation Committee of the Board
of Directors at its sole discretion but shall not be less than the closing price of the Group’s common stock on the “TSX” on the last
trading date preceding the date of the grant. The term of each option is granted for a period not exceeding five years from the date of
the grant. Except as expressly provided for in the option holder’s employment, consulting or termination contract, the option holder
may exercise the option to the extent exercisable on the date of such termination at any time within twelve months after the date of
termination.

The maximum aggregate number of Shares reserved by the Group for issuance and which may be purchased upon the exercise of
all options granted under its option plan together will all shares reserved for issuance under the share bonus plan must not exceed
10% of the outstanding Shares (on a non-diluted basis) issued and outstanding at the time of the granting of the options.

On 18 May 2016, 2,900,000 options were granted to directors, officers and consultants of the Group. The exercise price of the options
is $0.19 per option. Granted stock options vest immediately on the day of grant and expire on 18 May 2021.

On 21 December 2017, 18,000,000 options were grated to directors of the Group. 6,000,000 of these options have an exercise price
of $0.17 per option, 6,000,000 have an exercise price of $0.25 per share and the remaining 6,000,000 have an exercise price of $0.30
per share.

On 4 April 2018, 2,600,000 options were granted to directors, officers and consultants of the Group. 866,667 of these options have
an exercise price of $0.22 per option, 866,667 have an exercise price of $0.30 per share and the remaining 866,666 have an exercise
price of $0.35 per share.

On 14 November 2018, 3,000,000 options were granted to directors, officers and consultants of the Group. 1,000,000 of these options
have an exercise price of $0.18 per option and will fully invest on 14 November 2019, 1,000,000 have an exercise price of $0.25 per
share and will be fully vested on 14 November 2020, and the remaining 1,000,000 have an exercise price of $0.30 per share and will
be fully vested on 14 November 2021.

On 24 May 2019, 500,000 options were granted to officer of the Group 166,667 of these options have an exercise price of $0.11 per
option and will fully vested on 24 May 2020, 166,667 have an exercise price of $0.25 per share and will be fully vested on 24 May
2021, and the remaining 166,666 have an exercise price of $0.30 per share and will be fully vested on 24 May 2022.

During the period ended 31 December 2020, options generated a share-based payments expense of $114,896 (31 December 2019:
$421,338). The fair value of options is estimated on the date of grant using the Black-Scholes option pricing model. Where relevant,
the expected life used in the model has been adjusted based on management’s best estimate for the effects of non-transferability and
exercise restrictions (including the probability of meeting market conditions attached to the option). Expected volatility is based on the
historical  share price volatility over the past 4 years. The expected life of the option was calculated based on the history of option
exercises.

Page | 37

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

15.  SHAREHOLDERS’ EQUITY (Continued)

Stock options (Continued)

Reconciliation of the number of options at the beginning and end of the periods ended 31 December 2020 and 31 December 2019
follows:

Number

Balance - Beginning of the year
Granted
Exercised
Expired / Cancelled / Forfeited
Balance - End of the year

25,051,000
                               -
                               -
(800,000)
              24,251,000

31 December
2020

Weighted average

exercise price,
$
0.25
 -
 -
0.19
                         0.25

Number

30,948,666
                 500,000
               (151,000)
(6,246,666)
           25,051,000

31 December
2019

Weighted
 average

exercise price, $
0.25
0.22
0.18
0.26
                        0.25

As at 31 December 2020, the Group had share options outstanding and exercisable as follows:

Expiry year

Number

2021
2022
2023
2024

                1,651,000
              18,000,000
                4,100,000
                   500,000
24,251,000

Outstanding
Weighted average

exercise price,
$
                         0.19
                         0.24
                         0.26
                         0.22
0.25

Exercisable

Number

                1,651,000
              18,000,000
                3,100,000
                   166,667
22,917,667

Weighted average

exercise price, $
                         0.19
                         0.24
                         0.24
0.11
0.24

The weighted average remaining contractual  life of share options outstanding at the end of the period was 782 days (2019: 1122
days).

Contributed surplus consists of the following:

Balance - Beginning of the year
Share-based payments
Exercised options
Expired / Cancelled / Forfeited options
Balance - End of the year

31 December
2020
16,975,267
114,896
 -
(130,000)
16,960,163

31 December
2019
17,178,582
421,338
(8,773)
(615,880)
16,975,267

Page | 38

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

15.  SHAREHOLDERS’ EQUITY (Continued)

Earnings per share

The calculation of the basic and diluted profit/(loss) per share attributable to the owners of the Group is based on the following data

Net Profit/(Loss)
Weighted average number of shares used in basic EPS
Basic profit/ (loss) per share
Exercisable stock options
Weighted average number of shares used in diluted EPS

Diluted profit/ (loss) per share

16.  RELATED PARTY DISCLOSURES

(a) 

 Financing transactions

31 December 2020

31 December 2019

(47,011,626)
672,872,643
(0.07)
22,917,667
695,790,310

(0.07)

(537,791)
672,048,891
(0.00)
23,184,334
695,233,225

(0.00)

The Group has entered into a series of financing transactions with major shareholders. As set out in note 13.

(b)  Purchases from related parties

During the year ended 31 December 2020 the Group has made prepayments for construction materials to TechnoNicol the company
under common control with Inflection in amount of $9,469 outstanding balance as at 31 December 2020 was $454 (2019: $383)

(c)  Compensation of key management

Key management are the Group’s directors. Compensation awarded to key management comprised:

Salaries, fees and short-term employee benefits
Share-based payments

(d)  Interest in other entities

2020
538,116
81,187
619,303

2019
504,332
382,575
886,907

Name of subsidiary
undertaking

Registered address/ Principal place of
business

Description of
shares held

Proportion of
nominal value of
issued shares held by:
Group
%

Company
%

Silver Bear Resources Inc.

Suite 2500, 120 Adelaide Street West,
Toronto, Ontario, Canada, M5H 1T1

Ordinary CAD
120,863,139 shares

100

100

Silver Bear Resources B.V.

Zekeringstraat 21 B, 1014 BM, Amsterdam

Ordinary CAD
2,833,801 shares

100

-

AO Prognoz

36/1 Ordzhonikidze Street, Yakutsk, Republic
of Sakha (Yakutia), 677000, Russian
Federation

Ordinary RUB 10,000
shares

100

100

All subsidiary undertakings have been included in the consolidation. The voting rights in the subsidiary undertakings are in proportion
to the amount of shares held.

Page | 39

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

16.  RELATED PARTY DISCLOSURES (Continued)

The prinicipal activites of the Group’s subsidaries are as follows:
Silver Bear Resources Inc. – holding company;
Silver Bear Resources B.V. – holding company;
AO Prognoz - acquisition, exploration, evaluation and development of precious metal properties.

- 
- 
- 

17.  OTHER INCOME AND EXPENSES

   OTHER INCOME

   Meals distribution
   Winter road maintenance
   Rent
   Income from fuel sales
   Other income

 OTHER EXPENSES

VAT write-off
Property tax
Penalties
Other expenses

18.  PRODUCTION COST, GENERAL AND ADMINISTRATIVE EXPENSES

Production cost:

Employee compensation
Process reagents
Repair and maintenance
Fuel
Mining tax
Blasting
Energy
Refinery
Other
Change in finished goods and work in progress

2020
   64,449
   123,197
   212,510
   62,942
   23,176
486,274

2020

   -
(1,794,249)
-
(288,826)
(2,083,075)

2020
(8,472,345)
(3,884,044)
(3,315,320)
(3,337,644)
(3,274,267)
(2,627,575)
(1,339,515)
(360,964)
(4,092,750)
513,728
(30,190,696)

2019
   272,904
   130,244
   363,010
   268,176
   209,714
1,244,048

2019

(211,507)
(1,177,226)
(134,426)
   -
(1,523,159)

2019
(3,480,100)
(2,057,974)
(748,464)
(2,899,042)
(1,365,949)
(698,672)
(574,591)
(214,272)
(2,096,927)
2,978,989
(11,157,002)

Page | 40

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

18.  PRODUCTION COST, GENERAL AND ADMINISTRATIVE EXPENSES (Continued)

General and administrative expenses:

Employee compensation
Professional fees
Auditors' remuneration - Audit fees
Auditors' remuneration - Non-audit fees
Office expenses
Travel expenses
Legal fees
Investor relations expenses
Depreciation
Amortisation
Rent
IT and communications
Other expenses

2020

(2,301,506)
(240,947)
(293,604)
-
(24,833)
(17,593)
(306,094)
(100,601)
(26,287)
(44,680)
(180,785)
(63,305)
(232,283)

(3,832,518)

2019

(2,029,245)
(301,010)
(290,439)
(30,543)
(62,496)
(45,022)
(90,611)
(97,802)
(13,036)
(3,751)
(73,794)
(137,676)
(322,446)

(3,497,871)

Expenses relating to the development and construction of the Mangazeisky Project have been capitalized from 1 July 2015 to 1 July
2019. This means that certain categories of expenses were not charged to the income statement during this period.

The average number of employees during the period was 354 (2019: 268).

The following table provides the breakdown of Group’s employee compensation charged to the income statement:

Salaries, fees and short-term employee benefits
Share-based payments

2020
(10,658,955)
(114,896)

(10,773,851)

2019
(5,088,006)
(421,338)

(5,509,344)

Total employee benefits relating to the construction of the Mangazeisky Project are capitalized within property, plant and equipment
totaling nil (31 December 2019: $3,555,469).

The  following  table  provides  the  breakdown  of  Group’s  total  staff  costs  including  those  that  have  been  capitalized  during  pre-
production stage:

Salaries, fees and short-term employee benefits
Share-based payments

2020
(10,658,955)
(114,896)
(10,773,851)

2019
(8,643,475)
(421,339)
(9,064,814)

Page | 41

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

19.  FINANCE INCOME AND EXPENSE

Finance Expense

Interest accrued from loans
Interest accrued from prepayments
Interest accrued from lease obligations
Accretion expenses

Finance Income

Non-substantive modification gain
Interest from deposits

20.  NET CHANGE IN NON-CASH WORKING CAPITAL

Net change in non-cash working capital consists of the following:

Receivables
Advances received
Inventories
Prepaid expenses
Accounts payable and accrued liabilities

2020

(17,056,246)
(48,417)
(538,697)
(230,207)

(17,873,567)

2019

  (13,501,654)
-
       (368,684)
       (100,348)

(13,970,686)

2020
8,050,595
18,440
8,069,035

2019
-
51,896
51,896

2020
(105,316)
(48,262)
(2,504,658)
(405,252)
(828,381)
(3,891,869)

2019
219,517
-
(2,025,182)
(313,823)
1,983,469
(136,019)

Net changes in non-cash working capital for cash flow statement calculated for each company of the Group in their functional
currencies. Then translated to the reporting currency using the average rates and consolidated.

21.  CAPITAL COMMITMENTS AND CONTINGENCIES

The  Group  is  party  to  certain  management contracts  and  severance  obligations.  These  contracts  contain  clauses  requiring  that
additional payments of up to $70,000 be made upon the occurrence of certain events such as a change of control. As the likelihood
of these events taking place is not determinable, the contingent payments have not been reflected in these consolidated financial
statements.

The Group may  be involved in  legal proceedings  from time to  time, arising in  the ordinary  course of its  business. The amount of
ultimate liability with respect to these actions will not, in the opinion of management, materially affect the Group’s financial position,
results of operations or cash flows. There were no material outstanding legal proceedings as of 31 December 2020.

Page | 42

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

22.  SEGMENTED INFORMATION

The Group has one operating segment based on geographical location being the property in the Russian Federation (Mangazeisky).
The Corporate balances are provided below to allow reconciliation back to the primary statements.

As at 31 December 2020

Country/Property
Russia -
Mangazeisky

Cash

Inventories

Prepaid

Receivables

Mineral
Properties

Property
plant and
equipment

Depreciation

Interest
expense

Profit /
(loss)
before tax

1,193,504

18,134,273

5,437,388

3,050,392

11,923,604

74,096,536

(19,364,209)

(17,873,567) 

(46,668,221)

Corporate

108,661

-

223,403

-

-

-

-

-

(332,623)

1,302,165

18,134,273

5,660,791

3,050,392

11,923,604

74,096,536

(19,364,209)

(17,873,567)

(47,000,844)

As at 31 December 2019

Country/Property
Russia -
Mangazeisky

Cash

Inventories

Prepaid

Receivables

Mineral
Properties

Property
plant and
equipment

Depreciation

Interest
expense

Profit /
(loss)
before tax

5,308,151

19,564,508

3,563,871

3,712,956

13,896,077

97,090,061

(10,149,338)

(13,970,686)

5,139,359

Corporate

136,137

 -

-

 -

 -

 -

 -

 -

(4,760,350)

5,444,288

19,564,508

3,563,871

3,712,956

13,896,077

97,090,061

(10,149,338)

(13,970,686)

379,009

23.  FINANCIAL INSTRUMENTS

Financial instruments measured at fair value on the consolidated statements of financial position are classified into one of three
levels in the fair value hierarchy according to the relative reliability of the inputs used to estimate the fair values. The three levels of
the fair value hierarchy are:

· 
· 
· 

Level 1 – Unadjusted quoted prices in active markets for identical assets or liabilities;
Level 2 – Inputs other than quoted prices that are observable for the asset or liability either directly or indirectly; and
Level 3 – Inputs that are not based on observable market data.

The Group’s current financial instruments consist of cash, accounts receivable, short-term loans, lease liabilities and accounts payable
and accrued liabilities. The fair value of these financial instruments approximates their carrying values due to the short-term nature of
these instruments. The Group’s non-current financial  instruments consist  of  long-term loans and lease  liabilities. The fair value  of
these instruments approximates their carrying values as any differences are not material. Financial assets and financial liabilities as
at 31 December 2020 and 31 December 2019 were as follows:

31 December 2020
Cash and cash equivalents
Accounts receivable
Short-term loans
Long-term loans
Advances received
Accounts payables and accrued liabilities
Lease liabilities

Cash and receivables

1,302,165
1,350,634
-
-
-
-
-
2,652,799

Loans and other
liabilities

-
-
(3,085,133)
(165,062,833)
(144)
(2,877,234)
(2,926,166)
(173,951,510)

TOTAL

1,302,165
1,350,634
(3,085,133)
(165,062,833)
(144)
(2,877,234)
(2,926,166)
(171,298,711)

Page | 43

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

23.  FINANCIAL INSTRUMENTS (Continued)

31 December 2019
Cash and cash equivalents
Accounts receivable
Long-term loans
Accounts payables and accrued liabilities
Lease liabilities

Cash and receivables

              5,444,288
              2,281,016
-
                               -
                               -
7,725,304

Loans and other
liabilities

                                  -
                                  -
(166,842,243)
               (3,193,492)
                   (888,300)
(170,924,035)

TOTAL

                  5,444,288
                  2,281,016
(166,842,243)
                (3,193,492)
                   (888,300)
(163,198,731)

The  carrying  value  of  cash  equivalents,  amounts  receivable,  short-term  loans,  long-term  loans,  accounts  payable  and  accrued
liabilities and lease liabilities reflected in the consolidated statement of financial position approximate fair value.

24.  DEBT RECONCILIATION

Long and short-term loans
Long and short-term lease obligation
Total net debt

25.  INCOME TAXES

Current tax expense
Total tax expense

Non-cash changes

31
December
2019
166,842,243
888,300
167,730,543

Cash flow

Accrual of
interest

Modification
gain

New
leases

FX differences

Translation
differences

31 December
2020

(4,503,967)
(3,606,534)
(8,110,501)

17,056,246
538,697
17,594,943

(8,050,595)

(8,050,595)

4,507,822
4,507,822

33,050,379
433,932
33,484,311

(36,246,340)
163,949
(36,082,391)

168,147,966
2,926,166
171,074,132

2020
(10,782)
(10,782)

2019
(916,798)
(916,798)

Reconciliation between tax expense and the product of accounting loss multiplied by the Corporation's domestic tax rate is as follows:

Profit/(Loss) before taxation
Statutory tax rate
Tax benefit of statutory rate
Expenses not deductible for income tax purposes
Recognition of previously written off deferred tax asset
Deferred taxes not recognized for the period
Tax losses carried forward not recognized
Total tax expense

2020
(47,000,844)
20.00%
9,400,169
(2,466,633)
 -
(516,856)
(6,427,462)
(10,782)

2019
379,007
20.00%
(75,801)
(1,208,259)
924,382
(557,120)
 -
(916,798)

The Group offsets tax assets and liabilities if and only if it has a legally enforceable right to set off the current tax assets and current
tax liabilities or deferred tax assets and liabilities and they relate to taxes levied by the same tax authority.

In addition, ZAO Prognoz has approximately $33,894,607 (2019: $34,571,789) of non-capital losses for Russian income tax purposes.
Silver Bear PLC has approximately $2,192,837 (2019: $2,528,728) in non-capital losses that can be carried forward indefinitely.

26.  CONTROLLING AND ULTIMATE CONTROLLING PARTY

The controlling and ultimate controlling party is Kolesnikov Sergei Anatolievich.

Page | 44

Silver Bear Resources Plc
Notes to Consolidated Financial Statements
For the years ended 31 December 2020 and 2019

27.  SUBSEQUENT EVENTS

In the fist quarter 2021, the Group entered into a loan agreement with SKA ASSETS MANAGEMENT LIMITED, a company under
common control with Inflection, in the amount of RUB 750,000,000 (equivalent to approximately C$12,000,000) with an interest rate
of 8.27% per annum, which interest shall accrue on a monthly basis. The Principal will be due and payable on 31 December 2021.

Page | 45