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Textron

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FY2020 Annual Report · Textron
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202 0 

 ANNUAL  REPORT 

TEXTRON’S DIVERSE PRODUCT PORTFOLIO

Textron is known around the world for its powerful brands of aircraft, defense and industrial products that 
provide customers with groundbreaking technologies, innovative solutions and first-class service.

TEXTRON AVIATION 

BELL 

INDUSTRIAL 

TEXTRON SYSTEMS

Citation Longitude® 

Bell V-280 Valor 

Tracker Off Road 800SX

Ship-to-Shore Connector (SSC)

Citation Latitude® 

Bell Boeing MV-22 Osprey

Blast-M Arctic Cat

Aerosonde® Small Unmanned 
Aircraft System

Beechcraft® AT-6 Wolverine®

Bell 360 Invictus 

E-Z-GO® RXV® ELiTETM 

RIPSAW® M5

Beechcraft® King Air® 360

Bell 525 Relentless 

 Jacobsen Eclipse 360 Elite

LycomingTM iE2 Integrated 
Electronic Engine

Cessna SkyCourier® 

Bell 429 Global Ranger

Kautex Fuel Tank

ATAC’s Mirage F1B Fighter Jet

Beechcraft® King Air® 260 

Bell 505 Jet Ranger X 

Textron GSE TUGTM ALPHA 1

Common Unmanned Surface 
Vehicle (CUSV®)

  
TEXTRON’S GLOBAL NETWORK OF BUSINESSES

TEXTRON 
AVIATION

BELL

INDUSTRIAL

TEXTRON 
SYSTEMS

FINANCE

Textron Aviation is home 
to the Beechcraft®, 
Cessna® and Hawker® 
aircraft brands and 
continues to be a leader 
in general aviation 
through two principal 
lines of business: 
aircraft and aftermarket. 
Aircraft includes sales of 
business jet, turboprop 
and piston aircraft, as 
well as special mission 
and military aircraft. 
Aftermarket includes 
commercial parts sales, 
maintenance, inspection 
and repair services.  

SELECTED  
YEAR-OVER-
YEAR  
FINANCIAL 
DATA

1.   Adjusted Net Income,  

Adjusted Diluted Earnings  

Per Share and Manufacturing 

Cash Flow Before Pension 

Contributions are Non-GAAP 

Measures. See page 7 for  
a Reconciliation to GAAP.

Bell is a leading supplier 
of helicopters and  
related spare parts 
and services. Bell 
is the pioneer of the 
revolutionary tiltrotor 
aircraft. Globally 
recognized for world-
class customer service, 
innovation and superior 
quality, Bell’s global 
workforce serves 
customers flying Bell 
aircraft in more than  
130 countries. 

Our Industrial segment 
offers two main product 
lines: fuel systems and 
functional components  
produced by Kautex; 
and specialized vehicles 
such as golf cars, 
recreational and utility 
vehicles, aviation ground 
support equipment and 
professional mowers, 
manufactured by Textron 
Specialized Vehicles 
businesses. 

Textron Systems’ 
businesses provide 
innovative solutions to 
the defense, aerospace 
and general aviation 
markets. Product lines 
include unmanned 
systems, advanced 
marine craft, armored  
vehicles, intelligent 
software solutions, 
piston engines, 
simulation, training 
and other defense and 
aviation mission support 
products and services.

Our Finance segment, 
operated by Textron 
Financial Corporation 
(TFC), is a commercial 
finance business that 
provides financing 
solutions for purchasers 
of Textron products, 
primarily Textron  
Aviation aircraft and Bell 
helicopters. For more 
than five decades, TFC 
has played a key role for  
Textron customers 
around the globe.

(Dollars in Millions, Except Per Share Amounts) 

Total Revenues  
Total Segment Profit  
Net Income—GAAP  
Adjusted Net Income—Non-GAAP1 

Per Share of Common Stock
Common Stock Price at Year-End 
Diluted Net Income—GAAP  
Adjusted Diluted Net Income—Non-GAAP1 

COMMON SHARES OUTSTANDING (In Thousands)
Diluted Average  
Year-End  

FINANCIAL POSITION
Total Assets  
Manufacturing Group Debt  
Finance Group Debt  
Shareholders’ Equity  
Manufacturing Group Debt-to-Capital (Net of Cash)  
Manufacturing Group Debt-to-Capital  

KEY PERFORMANCE METRICS
Net Cash Provided by Operating Activities of Continuing Operations  
     for Manufacturing Group—GAAP  
Manufacturing Cash Flow Before Pension Contributions—Non-GAAP1  

2020  

2019

$11,651 
751 
309 
475 

$  48.33 
1.35 
2.07 

$13,630
1,270 
815 
870

$  44.74 
3.50 
3.74

228,979 
226,444 

232,709
227,956

$15,443 
3,707 
662 
5,845 
21% 
39% 

$15,018
3,124
686
5,518
26%
36%

$     833 
596 

$     960
642

TEXTRON 2020 ANNUAL REPORT      1

 
 
2020 was a challenging year for our 

company as we worked through the 

impacts of the COVID-19 pandemic. 

FELLOW SHAREHOLDERS,

2020 was a challenging year for our 
company as we worked through the 
impacts of the COVID-19 pandemic.  

Our operations have experienced and 
continue to experience various degrees 
of disruption due to the unprecedented 
conditions surrounding the pandemic. 
Across our businesses, we established 
enterprise-wide pandemic response 
teams and implemented processes and 
procedures to enhance the safety of 
our facilities and protect the health and 
safety of our employees. 

At our defense businesses, through 
the hard work of our teams, we were 
able to maintain our operations, meet 
our customer commitments and deliver 
strong results. At our commercial 
businesses, we temporarily closed some 
of our manufacturing facilities due to 
reduced demand for certain products 
during the first quarter and latter part of 
the second quarter. In the second half 
of the year, our commercial businesses 
have generally experienced an increase in 
customer demand compared with the first 
half of 2020. Building on this momentum, 
we delivered strong fourth quarter results 
and look to carry this into 2021. 

Our revenues for the year were $11.7 
billion. We recorded a segment profit of 
$751 million with a profit margin of 6.4 
percent. Through a focus on working 
capital management and cost control, 
our manufacturing businesses generated 
$833 million of net cash from operating 
activities of continuing operations. 

INVESTMENTS LEAD TO  
NEW OPPORTUNITIES WITH  
MILITARY CUSTOMERS

Despite the pandemic, our prior 
investments in our new products and 
technologies at our defense businesses  
enabled us to move forward on a 
number of military programs and win 
new contract awards in 2020. 

2      TEXTRON 2020 ANNUAL REPORT

Scott C. Donnelly 
Chairman and  
Chief Executive Officer

Our Future Vertical Lift programs at 
Bell advanced in 2020. Both the Bell 
V-280 Valor and Bell 360 Invictus were 
down-selected by the U.S. Army for the 
next rounds of the Future Long-Range 
Assault Aircraft (FLRAA) and Future 
Attack Reconnaissance Aircraft (FARA) 
programs, respectively. The down-
selects illustrate the outstanding design, 
innovation and tested technologies that 
can fulfill the Army’s FLRAA and FARA 
requirements at an affordable cost and  
to our customers’ schedules. 

By December, the V-280 had flown over 
200 hours through more than 150 test 
flights as part of a rigorous flight test 
program. Throughout the program, the 
team has worked closely with the Army 
to demonstrate the V-280 is a low-risk, 
affordable and sustainable aircraft that 
will redefine the battlefield for decades 
to come. As part of the test program, 
multiple Army Experimental Test Pilots 
have flown the V-280 and soldier 
touchpoint events have enabled pilots, 
maintainers and infantry soldiers to share 
their input. 

The Army’s down-select of the Invictus 
followed almost one year of design  
and risk-reduction work by the Bell  
team as part of the initial contract phase. 
Like the V-280, the Invictus design  
combines innovation with tested 
technologies to fulfill the customer’s 
requirements at an affordable cost that 
meets the Army’s schedule. 

JANUARY

RIPSAW® M5 WINS ARMY’S ROBOTIC 
COMBAT VEHICLE MEDIUM PROGRAM

FEBRUARY

BELL REVEALS NEW EDAT SYSTEM

MARCH

TWO FUTURE VERTICAL LIFT 
PROGRAM MILESTONES: BELL 
V-280 VALOR (TOP) AND BELL 
360 INVICTUS (BOTTOM) DOWN-
SELECTED FOR ARMY’S FLRAA AND 
FARA PROGRAMS, RESPECTIVELY

In late 2020, the Department of Defense 
awarded Bell Boeing a contract that 
includes recurring procurement of kits 
and installs for nacelle improvements 
onto the CV-22 aircraft for the Air Force. 
These modifications to the nacelles 
will improve maintainability, reduce 
maintenance man-hours and improve 
readiness rates.

Bell also reached delivery milestones with  
its H-1 and V-22 programs. In May,  
Bell successfully delivered the 150th Bell  
AH-1Z helicopter and the 100th Zulu 
Build New manufactured at our Fort 
Worth and Amarillo facilities. Bell also 
delivered its 400th V-22—this milestone 
was a CV-22 aircraft to the U.S. Special 
Operations Command—as well as 
the first CMV-22B variant designed 
specifically for carrier fleet operations for 
the U.S. Navy. Japan became the first 
international operator of a V-22 when the 
U.S. government delivered the tiltrotor to 
Camp Kisarazu that will be operated by 
the Japan Ground Self Defense Force.

With its innovative products and 
technologies and through partnerships 
with our military customers, Textron 
Systems won a number of new contracts 
during the year. 

Demonstrating its confidence in Textron 
Systems’ Ship-to-Shore Connector 
program, the U.S. Navy awarded 
a follow-on production contract for 
additional SSC craft. This brings the 
current number of SSC craft being 
produced by Textron Systems to 24. 
The SSC program marked a significant 
milestone with the fly-away of the first 
two SSC craft from Systems’ New 
Orleans shipyard to the Naval Surface 
Warfare Center in Florida.

Textron Systems’ ATAC business won 
four contract awards as part of the U.S. 
Air Force’s Combat Air Forces (CAF) 
Contracted Air Support (CAS) program. 
With these contracts, ATAC will use its 
fleet of fighter aircraft for adversary air 
and close air support live training for 
the Air Force as well as the U.S. Special 
Operations Command. ATAC also 
received an award to support the Navy 
and Marine Corps, under the Fighter 
Jet Services (FJS) program. ATAC has 
been steadily building its fleet of Mirage 
F1, F-21 Kfir and MK-58 Hawker Hunter 
fighter aircraft to position itself for these 
strategic wins.

TOTAL REVENUE 
BY SEGMENT

TOTAL REVENUE 
BY TYPE

TOTAL REVENUE 
BY REGION

APRIL

U.S. NAVY AWARDS TEXTRON  
SYSTEMS A FOLLOW-ON PRODUCTION 
CONTRACT TO PRODUCE ADDITIONAL 
SHIP-TO-SHORE CONNECTOR CRAFT

MAY

CESSNA SKYCOURIER MAKES FIRST 
FLIGHT

JUNE

BELL DELIVERS FIRST CMV-22B FOR 
FLEET OPERATIONS TO THE NAVY

Textron Aviation 34%

Bell 28%

Industrial 26%

Textron Systems 11%

Finance 1%

Commercial 70%

U.S. Government 30%

U.S. 68%

Europe 11%

Asia and Australia 10%

Other 11%

TEXTRON 2020 ANNUAL REPORT     3

Textron Systems was also awarded a 
contract to support work on the U.S. 
Air Force’s Ground Based Strategic 
Deterrent (GBSD) missile system, under 
prime contractor Northrop Grumman. 
The GBSD is intended to serve as a 
cornerstone of the nation’s nuclear triad 
and to provide a reliable nuclear deterrent.

Textron Aviation delivered its first 
Beechcraft AT-6 Wolverine to the Air Force. 
This multi-mission aircraft is designed to 
meet a wide-mission spectrum including 
training, manned Intelligence Surveillance 
and Reconnaissance (ISR), and light 
precision attack. As government, military 
and commercial customers look for 
airborne solutions for critical missions, 
Textron Aviation’s special missions and 
defense business is well positioned to 
meet their needs. 

MOVING FORWARD ON NEW  
PRODUCT PROGRAMS 

In May, Textron Aviation’s Cessna 
SkyCourier, the new clean-sheet twin-
engine, large-utility turboprop aircraft, 
made its first flight. By the end of the 
year, there were three test articles in the 
certification program with more than 400 
flight hours completed. The SkyCourier 
is on track for entry into service in the 
second half of 2021.

Demonstrating our commitment to 
refreshing our product lineup, Textron 
Aviation also brought innovation to its 
iconic Beechcraft King Air turboprop 
product line with the introduction of two 
aircraft: the King Air 360, its updated 
flagship turboprop, and the King Air 
260, which builds on the platform’s rich 
history of rugged reliability and versatility. 
Both aircraft offer the latest technological 
advancements in the cockpit and 
enhancements to passenger comfort. 
Textron Aviation began deliveries of the 
King Air 360 during the fourth quarter, 
delivering eight units.

Bell completed several key certification 
activities with the Bell 525 Relentless 
as it moves closer to becoming the 
first certified commercial fly-by-wire 
helicopter in the market. As Bell’s largest 
commercial product, the Bell 525 features 
best-in-class design, offers exceptional 
visibility and superior payload and range 
capabilities for customers.

For the third consecutive year, a Bell 
innovation was named one of Popular 
Science’s Best of What’s New in the 
Aerospace category. For 2020, Bell’s 
Electrically Distributed Anti-Torque 
(EDAT) system was recognized. 
EDAT is comprised of four small fans 
electrically powered by four separate 
motors that replace a conventional tail 
rotor, enhancing on-the-ground safety 
and reducing noise pollution, carbon 
emissions and operating costs. 

In addition to EDAT, Textron Systems’ 
RIPSAW® M5 unmanned ground vehicle 
was also recognized by Popular Science 
in the Security category. The RIPSAW M5 
features an open architecture, giving the 
Army a highly configurable and leading 
unmanned ground system. With variants 
that include hybrid-electric and all-electric 
powertrains, the RIPSAW M5 provides 
the Army with extreme mobility and speed 
for multiple missions. The M5 delivers 
full mobility using its powerful electric 
drivetrain and can extend run-time with 
a modular range extender in the hybrid-
electric variant. This vehicle keeps soldiers 
safe by providing an unmanned system 
to undertake the most hazardous and 
strenuous missions.

As Textron Systems supports the Army 
with Shadow unmanned aircraft in the 
latest Block III configuration, the team 
is leveraging its more than 30 years of 
unmanned systems experience with 
the Aerosonde Hybrid Quad (HQ) for 
the Army’s Future Tactical Unmanned 

4      TEXTRON 2020 ANNUAL REPORT

JULY

ATAC SELECTED TO PROVIDE 
ADVERSARY AIR LIVE TRAINING 
FOR TWO AIR FORCE BASES USING 
RECENTLY ACQUIRED FLEET OF 
MIRAGE F1 AIRCRAFT

AUGUST

TEXTRON AVIATION INTRODUCES 
NEW BEECHCRAFT KING AIR 360, 
REPRESENTING NEXT GENERATION 
OF BEECHCRAFT’S FLAGSHIP 
TURBOPROP AIRCRAFT

SEPTEMBER

BELL APT 70 SUCCESSFULLY 
COMPLETES JOINT FLIGHT 
DEMONSTRATION WITH NASA

OCTOBER

TUG UNVEILS NEW ALPHA 1 
AIRCRAFT PUSHBACK 

NOVEMBER

AEROSONDE SMALL UNMANNED 
AIRCRAFT SYSTEM (SUAS) ACHIEVES 
500,000 FLIGHT HOURS

DECEMBER

BEECHCRAFT KING AIR 260 
TURBOPROP INTRODUCED, 
OFFERING STATE-OF-THE-ART 
UPGRADES AND NEXT-GENERATION 
CAPABILITY 

Systems (FTUAS) program. In 2019, 
the Army selected Textron Systems to 
participate in Phase 1 of the FTUAS 
program. Over the past year, Textron 
Systems has continued flight testing as 
it competes for this program to protect 
tomorrow’s warfighters.  

TSV focused on new product 
development, particularly leveraging 
electric technology and connected-
vehicle experiences for its products. 
Building on the success pioneered in 
golf by E-Z-GO’s ELiTE series of lithium-
powered golf cars, TSV launched a 
Jacobsen Eclipse 360 ELiTE riding 
greens mower, a fully electric machine. 
Powered by an energy-efficient, 
zero-maintenance battery system, the 
Eclipse 360 ELiTE performs silently 
and provides course operators with 
significant operational savings.

As a recognized leader in hybrid fuel 
systems solutions, Kautex has a 
solid understanding of its automotive 
customers’ current and future 
requirements. During the year, Kautex 
won contracts with major OEMs for its 
fuel systems while continuing its focus 
on innovation, particularly around the 
technologies for hybrid fuel systems, 
electric and hybrid-electric battery 
systems and sensor cleaning solutions 
for autonomous driving technologies.

DELIVERING ON CUSTOMER  
SERVICE AND SUPPORT 

As we continued to move forward 
with our products and technologies, 
we kept our focus on strengthening 
our customer service and support. 
During the year, we acquired Zhenjiang 
Aerochine Aviation Limited to increase 
Bell’s helicopter maintenance, repair 
and overhaul capabilities in China and 
also opened three Bell Authorized 
Maintenance Centers in Europe for 
our rotorcraft customers. Meanwhile, 

Textron Aviation’s acquisition of  
Premiair Aviation Maintenance Pty Ltd. 
in Australia strengthened and expanded 
support for our Beechcraft, Cessna and 
Hawker customers. 

To ensure we’re building a pipeline 
of future customers, Textron Aviation 
continued to partner with leading pilot 
training programs through its Top Hawk 
initiative. This initiative provides training 
programs and universities across the 
country with a factory-new, custom 
branded Cessna Skyhawk aircraft for 
student pilot training and to promote 
pilot training at air shows, aviation 
contests and recruiting events. This is 
an opportunity to introduce the next 
generation of pilots to our products.

WELL POSITIONED FOR GROWTH

2020 was a challenging year for our  
employees, personally and professionally. 
I am proud of the way our teams 
responded. While we dealt with significant 
operational disruptions, we continued 
to support our customers throughout 
the pandemic and responded to both 
dramatic reductions and increases  
to customer demand over the course 
of the year. Our teams also achieved 
critical milestones on the programs and 
product development efforts that are 
important to our future growth.

As we enter 2021, we take a pragmatic 
approach to the challenges that may 
remain but are confident that our  
teams will deliver for our customers 
today while continuing to execute on 
our growth strategies for tomorrow.

SCOTT C. DONNELLY  
Chairman and Chief Executive Officer

TEXTRON 2020 ANNUAL REPORT      5

 
 
 
 
LEADERSHIP

BOARD OF DIRECTORS

Scott C. Donnelly (1) 
Chairman, President and CEO  
Textron Inc.

Paul E. Gagné (1) (2) (4) (5) 
Chairman (Retired) 
Wajax Corporation

Kathleen M. Bader (2) (3) 
President and CEO (Retired)  
NatureWorks LLC

R. Kerry Clark (1) (2)   
Chairman and CEO (Retired)  
Cardinal Health, Inc.

James T. Conway (1) (3)  
General (Retired)  
U.S. Marine Corps

Ralph D. Heath (2) (4)  
Executive Vice President, 
Aeronautics (Retired)  
Lockheed Martin Corporation

Deborah Lee James (2) (3)  
23rd Secretary of the  
U.S. Air Force (Retired)

Lionel L. Nowell III (2) (3)  
Senior Vice President and 
Treasurer (Retired) 
PepsiCo, Inc.

James L. Ziemer (1) (4)  
President and CEO (Retired)  
Harley-Davidson, Inc.

Maria T. Zuber (3) (4) 
Vice President, Research 
Massachusetts Institute of 
Technology

Numbers Indicate Committee 
Memberships:

(1)  Executive Committee:  
Chair, Scott C. Donnelly

(2)  Audit Committee: 

Chair, R. Kerry Clark

(3)  Nominating and Corporate 
Governance Committee:  
Chair, James T. Conway

(4)  Organization and 

Compensation Committee:  
Chair, James L. Ziemer

(5)  Lead Director: 
Paul E. Gagné

EXECUTIVE OFFICERS

Scott C. Donnelly 
Chairman, President and  
Chief Executive Officer 
Textron Inc.

Frank T. Connor  
Executive Vice President and 
Chief Financial Officer 
Textron Inc.

Julie G. Duffy  
Executive Vice President –
Human Resources 
Textron Inc. 

E. Robert Lupone  
Executive Vice President, 
General Counsel, Secretary and 
Chief Compliance Officer  
Textron Inc.

SEGMENT AND 
BUSINESS UNIT 
PRESIDENTS

Lisa M. Atherton 
President and CEO 
Textron Systems 

Ronald Draper 
President and CEO   
Textron Aviation

Gunnar Kleveland  
President and CEO 
Textron Specialized  
Vehicles

R. Danny Maldonado 
President and CEO 
Textron Financial

Jörg Rautenstrauch  
President and CEO   
Industrial Segment and  
Kautex 

Mitch Snyder  
President and CEO   
Bell 

CORPORATE  
OFFICERS 

Mark S. Bamford  
Vice President and  
Corporate Controller 
Textron Inc. 

Janet S. Fogarty 
Vice President and  
Deputy General Counsel 
Textron Inc.

Dana L. Goldberg  
Vice President – Tax 
Textron Inc. 

Scott P. Hegstrom  
Vice President –  
Mergers & Acquisitions and 
Strategy 
Textron Inc. 

Stewart Holmes 
Senior Vice President –
Washington Operations 
Textron Inc. 

Lawrence J. La Sala 
Vice President and  
Deputy General Counsel – 
Litigation 
Textron Inc. 

Kimberly A. Mackenroth 
Vice President and   
Chief Information Officer 
Textron Inc. 

Thomas N. Nichipor  
Vice President – 
Textron Audit Services 
Textron Inc. 

Eric Salander  
Vice President – Investor 
Relations and Treasurer  
Textron Inc.

6      TEXTRON 2020 ANNUAL REPORT

FOOTNOTE TO SELECTED YEAR-OVER-YEAR FINANCIAL DATA 

ADJUSTED NET INCOME AND ADJUSTED DILUTED EARNINGS PER SHARE  

Adjusted net income and adjusted diluted earnings per share exclude special charges, net of tax, and an inventory charge, net of tax and a tax  
benefit both related to TRU Simulation + Training Canada Inc. (TRU Canada) in connection with the restructuring plan and disposition of  
this company. We consider items recorded in special charges, such as enterprise-wide restructuring, certain asset impairment charges, and  
acquisition-related restructuring, integration and transaction costs, to be of a non-recurring nature that is not indicative of ongoing operations. At 
TRU Canada, the inventory charge is excluded as it relates to the write-down of inventory in connection with an action taken under the restructuring 
plan. Due to the substantial decline in demand and order cancellations for flight simulators resulting from the impact of the pandemic on the  
commercial air transportation business, we ceased manufacturing at TRU Canada’s Montreal facility, resulting in the production suspension of its 
commercial air transport simulators. As a result of this action and market conditions, the related inventory was written down to its net realizable 
value. In the fourth quarter of 2020, we reached a definitive agreement to sell TRU Canada, which resulted in the recognition of an $8 million tax 
benefit. We believe this inventory charge and tax benefit are of a non-recurring nature and are not indicative of ongoing operations.

NET INCOME AND DILUTED EARNINGS PER SHARE GAAP TO NON-GAAP RECONCILIATION  

(Dollars in Millions, Except Per Share Amounts) 

Net income—GAAP 
Special charges, net of taxes 
Inventory charge, net of tax 
Tax benefit—TRU assets held for sale 

Adjusted net income—Non-GAAP 

Diluted earnings per share: 
Net income—GAAP 
Special charges, net of taxes 
Inventory charge, net of tax 
Tax benefit—TRU assets held for sale 

Adjusted net income—Non-GAAP 

 2020 

$  309 
119 
55 
(8) 

$  475 

$ 1.35 
0.52 
0.24 
(0.04) 

$ 2.07 

2019

$ 815 
55 
 —  
—

$ 870

$3.50 
0.24 
 — 
—

$3.74

MANUFACTURING CASH FLOW BEFORE PENSION CONTRIBUTIONS  

Manufacturing cash flow before pension contributions adjusts net cash from operating activities (GAAP) for the following:

•  Deducts capital expenditures and includes proceeds from an insurance recovery and the sale of property, plant and equipment to arrive at the net 

capital investment required to support ongoing manufacturing operations;

•  Excludes dividends received from Textron Financial Corporation (TFC) and capital contributions to TFC provided under the Support Agreement 

and debt agreements as these cash flows are not representative of manufacturing operations;

significantly from period to period and we believe that they are not representative of cash used by our manufacturing operations during the period;

•  Adds back pension contributions as we consider our pension obligations to be debt-like liabilities. Additionally, these contributions can fluctuate 
•  Excludes taxes paid related to the gain realized in 2018 on the Tools and Test business disposition. We have made this adjustment to the  

non-GAAP measure because we believe this use of cash is not representative of cash used by our manufacturing operations.

While we believe this measure provides a focus on cash generated from manufacturing operations, before pension contributions, and may be used 
as an additional relevant measure of liquidity, it does not necessarily provide the amount available for discretionary expenditures since we have 
certain non-discretionary obligations that are not deducted from the measure.

MANUFACTURING CASH FLOW BEFORE PENSION CONTRIBUTIONS GAAP TO NON-GAAP RECONCILIATION Millions) 

2018 

2017

(In Millions)  

Net cash provided by operating activities of continuing operations—GAAP  
Less: Capital expenditures 
          Dividends received from TFC  
Plus:  Total pension contributions 
         Proceeds from an insurance recovery and sale of property, plant and equipment 
         Taxes paid on gain on business disposition 

Manufacturing cash flow before pension contributions—Non-GAAP 

2020 

2019

$  833  
(317) 
— 
47 
33 
— 

$  596 

$ 960   
 (339) 
(50) 
51  
9 
11  

$ 642

TEXTRON 2020 ANNUAL REPORT      7

 
 
 
 
 
 
 
 
 
SUPPORTING  
OUR COMMUNITIES

THE GLOBAL PANDEMIC CAUSED BY COVID-19 HAD 
A PROFOUND EFFECT ON THE WORLD. ACROSS 
TEXTRON, OUR EMPLOYEES DISPLAYED REMARKABLE 
DEDICATION AND COMMITMENT TO OUR CUSTOMERS, 
OUR COMMUNITIES AND TO ONE ANOTHER.  
We put into place measures to create safe work environments  
to protect the health and safety of our teams for the continued  
operation of our businesses. We also responded to the needs  
within our communities. When there was a critical shortage of 
supplies, we donated personal protective equipment and cleaning 
supplies to local healthcare facilities and community organizations 
and used our facilities to sew face masks and manufacture protective 
plastic shields for healthcare workers and first responders. We are 
grateful to our people for their work during difficult circumstances. 

Our businesses donated masks and personal  
protective equipment to local healthcare facilities  
and hospitals.

With safeguards in place to protect our employees, we kept our 
commitments to customers.

Employees volunteered their time to produce face 
masks.

Teams manufactured plastic face shields for local healthcare workers. 

Businesses used their expertise to help community 
organizations.

8      Textron 2019 Annual Report
8      TEXTRON 2020 ANNUAL REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549

Form 10-K

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended January 2, 2021 
or

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from   to  .

Commission File Number 1-5480 

Textron Inc. 
(Exact name of registrant as specified in its charter)

Delaware

(State or other jurisdiction of incorporation or organization)

40 Westminster Street, Providence, RI

(Address of principal executive offices)

05-0315468

(I.R.S. Employer Identification No.)

02903

(Zip code)

Registrant’s Telephone Number, Including Area Code: (401) 421-2800 

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Common Stock — par value $0.125

Trading Symbol(s)

TXT

Name of Each Exchange on Which 
Registered

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None
______________________________________________

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. xYes ¨ No

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act . ¨ Yes x No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the 
past 90 days. x Yes ¨ No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation 
S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). x Yes   ¨No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging 
growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of 
the Exchange Act (Check one):

Large accelerated filer x
Non-accelerated filer ☐

Smaller reporting company ☐

Accelerated filer
☐
Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or 
revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ◻

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over 
financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit 
report. ☒ Yes   ¨No

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). ☐ Yes ☒ No

The aggregate market value of the registrant’s Common Stock held by non-affiliates at July 4, 2020 was approximately $7.4 billion based on the New York Stock 
Exchange closing price for such shares on that date. The registrant has no non-voting common equity.

At February 6, 2021, 226,284,488 shares of Common Stock were outstanding.

Documents Incorporated by Reference

Part III of this Report incorporates information from certain portions of the registrant’s Definitive Proxy Statement for its Annual Meeting of Shareholders to be 
held on April 28, 2021.

Textron 2020 Annual Report      1

Textron Inc.
Index to Annual Report on Form 10-K
For the Fiscal Year Ended January 2, 2021

PART I

Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Item 3.

Item 4.

PART II

Item 5.

Item 6.

Item 7.

Properties

Legal Proceedings

Mine Safety Disclosures

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of 
Equity Securities

Selected Financial Data

Management’s Discussion and Analysis of Financial Condition and Results of Operations 

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Item 9.

Financial Statements and Supplementary Data

Changes In and Disagreements With Accountants on Accounting and Financial Disclosure 

Item 9A.

Controls and Procedures

PART III

Item 10.

Directors, Executive Officers and Corporate Governance

Item 11.

Executive Compensation

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

Item 13.

Item 14.

PART IV

Certain Relationships and Related Transactions and Director Independence 

Principal Accountant Fees and Services 

Item 15.

Exhibits and Financial Statement Schedules 

Item 16.

Form 10-K Summary

Signatures

2      Textron 2020 Annual Report

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17

18

19

20

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34

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75

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PART I

Item 1. Business

Textron Inc. is a multi-industry company that leverages its global network of aircraft, defense, industrial and finance businesses to 
provide customers with innovative products and services around the world. References to “Textron Inc.,” the “Company,” “we,” 
“our”  and  “us”  in  this  Annual  Report  on  Form  10-K,  unless  otherwise  indicated,  refer  to  Textron  Inc.  and  its  consolidated 
subsidiaries.

We  conduct  our  business  through  five  operating  segments:  Textron  Aviation,  Bell,  Textron  Systems  and  Industrial,  which 
represent  our  manufacturing  businesses,  and  Finance,  which  represents  our  captive  finance  business.  Our  segments  include 
operations  that  are  unincorporated  divisions  of  Textron  Inc.  and  others  that  are  separately  incorporated  subsidiaries.  Total 
revenues by segment and customer type for 2020 are presented below. 

2020 Total Revenues by Segment

2020 Total Revenues by Customer Type

Textron Aviation
34%

Finance
1%

Textron Systems
11%

Bell
28%

Industrial
26%

Commercial
70%

U.S. Government
30%

The  following  description  of  our  business  and  operating  segments  should  be  read  in  conjunction  with  Item  7.  Management’s 
Discussion and Analysis of Financial Condition and Results of Operations. 

Textron Aviation Segment
Textron Aviation is a leader in general aviation. Textron Aviation manufactures, sells and services Beechcraft and Cessna aircraft, 
and services the Hawker brand of business jets. The segment has two principal product lines: aircraft and aftermarket parts and 
services. Aircraft includes sales of business jets, turboprop aircraft, military trainer and defense aircraft and piston engine aircraft. 
Aftermarket parts and services includes commercial parts sales, and maintenance, inspection and repair services. Textron Aviation 
markets  its  products  worldwide  through  its  own  sales  force,  as  well  as  through  a  network  of  authorized  independent  sales 
representatives.  

The family of jets currently offered by Textron Aviation includes the Citation M2, Citation CJ3+, Citation CJ4, Citation XLS+, 
Citation Latitude and the Citation Longitude. Textron Aviation’s turboprop aircraft include the Beechcraft King Air 260, King Air 
360ER and King Air 360, and the Cessna Caravan and Grand Caravan EX. In addition, Textron Aviation’s military trainer and 
defense aircraft include the T-6 trainer, which has been used to train pilots from more than 20 countries, and the AT-6 light attack 
military aircraft. Textron Aviation also offers piston engine aircraft including the Beechcraft Baron and Bonanza, and the Cessna 
Skyhawk, Skylane, and the Turbo Stationair HD.

In support of its family of aircraft, Textron Aviation operates a global network of 20 service centers, two of which are co-located 
with  Bell,  along  with  more  than  300  authorized  independent  service  centers  located  throughout  the  world.  Textron  Aviation-
owned  service  centers  provide  customers  with  24-hour  service  and  maintenance.  Textron  Aviation  also  provides  its  customers 
with around-the-clock parts support and offers a mobile support program with approximately 70 mobile service units. In addition, 
Able  Aerospace  Services,  Inc.,  a  subsidiary  of  Textron  Aviation,  provides  component  and  maintenance,  repair  and  overhaul 
services in support of commercial and military fixed- and rotor-wing aircraft.

Product Development Programs
Textron Aviation is developing the Cessna Skycourier, a twin-engine, high-wing, large-utility turboprop aircraft, which achieved 
its first flight in May 2020. The Denali, a high-performance single engine turboprop aircraft under development, is expected to 
achieve its first flight in 2021.

Textron 2020 Annual Report      3

3

Bell Segment
Bell is one of the leading suppliers of military and commercial helicopters, tiltrotor aircraft, and related spare parts and services in 
the world. 

Bell  supplies  advanced  military  helicopters  and  provides  parts  and  support  services  to  the  U.S.  Government  and  to  military 
customers outside the United States. Bell’s primary U.S. Government programs are for the production and support of the V-22 
tiltrotor  aircraft  and  the  H-1  helicopters.  Bell  is  one  of  the  leading  suppliers  of  helicopters  to  the  U.S.  Government  and,  in 
association with The Boeing Company (Boeing), the only supplier of military tiltrotor aircraft. Tiltrotor aircraft are designed to 
provide  the  benefits  of  both  helicopters  and  fixed-wing  aircraft.  Through  its  strategic  alliance  with  Boeing,  Bell  produces  and 
supports the V-22 tiltrotor aircraft primarily for the U.S. Department of Defense, and also offers this aircraft to other countries 
under the U.S. Government-sponsored foreign military sales program. The H-1 helicopter program includes a utility model, the 
UH-1Y, and an advanced attack model, the AH-1Z, which have 84% parts commonality between them. While the U.S. Marine 
Corps is the primary customer for H-1 helicopters, we also sell these helicopters under the U.S. Government-sponsored foreign 
military sales program.

Through  its  commercial  business,  Bell  is  a  leading  supplier  of  commercially  certified  helicopters  and  support  to  corporate, 
private,  law  enforcement,  utility  and  emergency  medical  helicopter  operators,  and  the  U.S.  and  foreign  governments.    Bell 
produces  a  variety  of  commercial  aircraft  types,  including  light  single-  and  twin-engine  helicopters  and  medium  twin-engine 
helicopters,  along  with  other  related  products.  The  commercial  helicopters  currently  offered  by  Bell  include  the  429,  407GXi, 
412EPX, 412EPI, 412EP, 505 Jet Ranger X and Huey II. 

For both its military programs and its commercial products, Bell provides post-sale support and service for an installed base of 
approximately  13,000  helicopters  through  a  network  of  six  Company-operated  service  centers,  four  global  parts  distribution 
centers and nearly 100 independent service centers located in over 35 countries. Collectively, these service sites offer a complete 
range  of  logistics  support,  including  parts,  support  equipment,  technical  data,  training  devices,  pilot  and  maintenance  training, 
component repair and overhaul, engine repair and overhaul, aircraft modifications, aircraft customizing, accessory manufacturing, 
contractor maintenance, field service and product support engineering.

Product Development Programs
In October 2019, Bell announced a new rotorcraft, the Bell 360 Invictus, which it is developing as its entrant for the U.S. Army's 
Future  Attack  Reconnaissance  Aircraft  (FARA)  Competitive  Prototype  Program,  part  of  the  U.S.  government's  Future  Vertical 
Lift  (FVL)  family  of  programs.  The  FARA  program  was  initiated  by  the  U.S.  Army  to  develop  a  successor  to  the  retired  Bell 
OH-58D Kiowa Warrior helicopter.  In March 2020, the U.S. Army selected the 360 Invictus to move to the second phase of the 
Competitive Prototype Program. 

Bell continues its development and refinement of the V-280 Valor, a next generation vertical lift aircraft as part of the Joint Multi 
Role Technology Demonstrator (JMR-TD) initiative. The JMR-TD program is the science and technology precursor to the FVL 
program. The V-280 achieved its first flight in December 2017 and its first cruise mode flight in May 2018. In March 2020, the 
U.S. Army awarded Bell a Competitive Demonstration and Risk Reduction contract for the next stage of its Future Long Range 
Assault Aircraft program.

Bell’s  first  super  medium  commercial  helicopter,  the  525  Relentless,  is  currently  in  the  certification  process  with  the  Federal 
Aviation Administration (FAA).

Textron Systems Segment
Textron  Systems  is  a  supplier  to  the  defense,  aerospace  and  general  aviation  markets.  This  segment  sells  products  to  U.S. 
Government customers and to customers outside the U.S. through foreign military sales sponsored by the U.S. Government and 
directly  through  commercial  sales  channels.  Textron  Systems’  operating  units  are  reported  under  the  following  product  lines: 
Unmanned Systems, Marine and Land Systems and Simulation, Training and Other.  

Our  Unmanned  Systems  product  line  includes  unmanned  aircraft  systems,  unmanned  surface  systems,  mission  command 
hardware and solutions, and worldwide customer support and logistics. Unmanned aircraft systems includes the Shadow, the U.S. 
Army’s premier tactical unmanned aircraft system, which has surpassed one million flight hours since its introduction, and the 
Aerosonde  Small  Unmanned  Aircraft  System,  a  multi-mission  capable  unmanned  aircraft  system  that  has  amassed  more  than 
500,000 flight hours in commercial and military operations around the world. Unmanned Systems also provides complete systems 
solutions  to  its  government  and  commercial  customers  through  comprehensive  program  management,  operational  and 
maintenance training, technical assistance and logistics support, and end-to-end turnkey mission support.

4      Textron 2020 Annual Report

4

Our Marine and Land Systems product line includes advanced marine craft, armored vehicles and specialty vehicles supporting 
fire and rescue applications. These products are in service with U.S. and international militaries, special operations forces, police 
forces and civilian entities. Marine and Land Systems’ primary U.S. Government program is for the development and production 
of the U.S. Navy’s next generation Landing Craft Air Cushion as part of the Ship-to-Shore Connector program.

The  Simulation,  Training  and  Other  product  line  includes  the  following  operating  units  and  businesses:  Electronic  Systems, 
Weapons  and  Sensors  Systems,  Lycoming,  Airborne  Tactical  Advantage  Company  (ATAC)  and  TRU  Simulation  +  Training 
(TRU).  Electronic  Systems  provides  high  technology  test  equipment,  electronic  warfare  test  and  training  solutions  and 
intelligence software solutions for U.S. and international defense, intelligence and law enforcement communities.  Weapons and 
Sensors Systems offers advanced precision guided weapons systems, airborne and ground-based sensors and surveillance systems, 
and protection systems for the defense and aerospace industries. Lycoming specializes in the engineering, manufacture, service 
and  support  of  piston  aircraft  engines  for  the  general  aviation  and  remotely  piloted  aircraft  markets.    ATAC  focuses  on  live 
military  air-to-air  and  air-to-ship  training  and  support  services  for  U.S.  Navy,  Marine  and  Air  Force  personnel.  TRU  designs, 
develops, manufactures, installs, and provides maintenance of advanced flight training devices, including full flight simulators, 
for commercial airlines, aircraft original equipment manufacturers (OEMs), flight training centers and training organizations.  On 
January  25,  2021,  we  sold  TRU  Simulation  +  Training  Canada  Inc.,  which  manufactured  and  maintained  flight  simulators  for 
commercial airlines.

Industrial Segment
Our Industrial segment designs and manufactures a variety of products within the Fuel Systems and Functional Components and 
Specialized Vehicles product lines. 

Our Fuel Systems and Functional Components product line is produced by our Kautex business unit which is headquartered in 
Bonn,  Germany.  Kautex  is  a  leader  in  designing  and  manufacturing  plastic  fuel  systems  for  automobiles  and  light  trucks, 
including  blow-molded  solutions  for  conventional  plastic  fuel  tanks  and  pressurized  plastic  fuel  tanks  for  hybrid  vehicle 
applications.  Kautex also develops and manufactures clear-vision systems for automotive safety and advanced driver assistance 
systems (ADAS).  Our cleaning systems are comprised of nozzles, reservoirs, inlets and pumps to support onboard cleaning for 
windscreens,  headlamps  and  ADAS  cameras  and  sensors.  In  addition,  Kautex  produces  plastic  tanks  for  selective  catalytic 
reduction systems used to reduce emissions from diesel engines and other fuel system components.  

Kautex’s business model is focused on developing and maintaining long-term customer relationships with leading global OEMs. 
Kautex  operates  over  30  plants  in  14  countries  in  close  proximity  to  our  customers,  along  with  10  engineering/research  and 
development locations around the world.

Our Specialized Vehicles product line includes products sold by the Textron Specialized Vehicles businesses under our E-Z-GO, 
Arctic  Cat,  TUG  Technologies,  Douglas  Equipment,  Premier,  Safeaero,  Ransomes,  Jacobsen  and  Cushman  brands.  These 
businesses  design,  manufacture  and  sell  golf  cars,  off-road  utility  vehicles,  recreational  side-by-side  and  all-terrain  vehicles, 
snowmobiles, light transportation vehicles, aviation ground support equipment and professional turf-maintenance equipment, as 
well as specialized turf-care vehicles.  Their diversified customer base includes golf courses and resorts, government agencies and 
municipalities,  consumers,  outdoor  enthusiasts,  and  commercial  and  industrial  users  such  as  factories,  warehouses,  airlines, 
planned  communities,  hunting  preserves,  educational  and  corporate  campuses,  sporting  venues,  municipalities  and  landscaping 
professionals. Sales are made through a combination of a network of independent distributors and dealers worldwide, the Bass Pro 
Shops and Cabela’s retail outlets, which sell our products under the Tracker Off-Road brand, and factory direct resources. 

Finance Segment
Our  Finance  segment,  or  the  Finance  group,  is  a  commercial  finance  business  that  consists  of  Textron  Financial  Corporation 
(TFC) and its consolidated subsidiaries. The Finance segment provides financing primarily to purchasers of new and pre-owned 
Textron  Aviation  aircraft  and  Bell  helicopters.  A  substantial  number  of  the  originations  in  our  finance  receivable  portfolio  are 
cross-border transactions for aircraft sold outside of the U.S.  In 2020 and 2019, our Finance group paid our Manufacturing group 
$195  million  and  $184  million,  respectively,  related  to  the  sale  of  Textron-manufactured  products  to  third  parties  that  were 
financed by the Finance group.  

Our Finance segment’s largest business risk is the collectability of its finance receivable portfolio.  See Finance Segment section 
in  Item  7.  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  for  information  about  the 
Finance segment’s credit performance.

Textron 2020 Annual Report      5

5

Backlog
Backlog  represents  amounts  allocated  to  contracts  that  we  expect  to  recognize  as  revenue  in  future  periods  when  we  perform 
under  the  contracts.  Backlog  excludes  unexercised  contract  options  and  potential  orders  under  ordering-type  contracts,  such  as 
Indefinite Delivery, Indefinite Quantity contracts.

Our backlog at the end of 2020 and 2019 is summarized below:

(In millions)
Bell
Textron Aviation
Textron Systems
Total backlog

January 2,
2021
5,342  $ 
1,603 
2,556 
9,501  $ 

January 4,
2020
6,902 
1,714 
1,211 
9,827 

$ 

$ 

U.S. Government Contracts and Other Governmental Regulation
Our  operations,  products  and  services  are  subject  to  various  government  regulations,  including  regulations  related  to  U.S. 
government business, international regulation of aviation products and services, and environmental regulations. 

Contracts with the U.S. Government, including contracts under the U.S. Government-sponsored foreign military sales program, 
generated  approximately  30%  of  our  consolidated  revenues  in  2020,  primarily  in  our  Bell  and  Textron  Systems  segments.  We 
must  comply  with  and  are  affected  by  laws  and  regulations  relating  to  the  formation,  administration  and  performance  of  U.S. 
Government contracts. These laws and regulations, among other things, require certification and disclosure of all cost and pricing 
data  in  connection  with  contract  negotiation;  define  allowable  and  unallowable  costs  and  otherwise  govern  our  right  to 
reimbursement  under  certain  cost-based  U.S.  Government  contracts;  and  safeguard  and  restrict  the  use  and  dissemination  of 
classified and  covered defense information and the exportation of certain products and technical data. New laws, regulations or 
procurement requirements, or changes to current ones, can significantly increase our costs, reducing our profitability. 

Our contracts with the U.S. Government generally may be terminated by the U.S. Government for convenience or if we default in 
whole or in part by failing to perform under the terms of the applicable contract. If the U.S. Government terminates a contract for 
convenience,  we  normally  will  be  entitled  to  payment  for  the  cost  of  contract  work  performed  before  the  effective  date  of 
termination, including, if applicable, reasonable profit on such work, as well as reasonable termination costs. If, however, the U.S. 
Government terminates a contract for default, generally: (a) we will be paid the contract price for completed supplies delivered 
and  accepted  and  services  rendered,  an  agreed-upon  amount  for  manufacturing  materials  delivered  and  accepted  and  for  the 
protection and preservation of property, and an amount for partially completed products accepted by the U.S. Government; (b) the 
U.S. Government may not be liable for our costs with respect to unaccepted items and may be entitled to repayment of advance 
payments and progress payments related to the terminated portions of the contract; (c) the U.S. Government may not be liable for 
assets  we  own  and  utilize  to  provide  services  under  the  “fee-for-service”  contracts;  and  (d)  we  may  be  liable  for  excess  costs 
incurred  by  the  U.S.  Government  in  procuring  undelivered  items  from  another  source.  See  Aerospace  and  Defense  Industry 
section in Item 1A. Risk Factors for additional information related to regulation of U.S. Government business herein.

Commercial  aircraft  products  manufactured  by  our  Textron  Aviation  and  Bell  segments  are  required  to  comply  with  FAA 
regulations in the U.S. and the regulations of other similar aviation regulatory governing authorities internationally, including, the 
European Aviation Safety Agency. Maintenance facilities and aftermarket services must also comply with FAA and international 
regulations. These regulations address production and quality systems, airworthiness and installation approvals, repair procedures 
and continuing operational safety. For an aircraft to be manufactured and sold, the model must receive a type certificate from the 
appropriate  aviation  authority,  and  each  aircraft  must  receive  a  certificate  of  airworthiness.  Aircraft  outfitting  and  completions 
also  require  approval  by  the  appropriate  aviation  authority.  See  Strategic  Risks  section  in  Item  1A.  Risk  Factors  for  additional 
information with respect to risks related to obtaining certification of new aircraft products.

Our  operations  are  subject  to  numerous  laws  and  regulations  designed  to  protect  the  environment.  For  additional  information 
regarding  environmental  matters,  see  Note  19  to  the  Consolidated  Financial  Statements  in  Item  8.  Financial  Statements  and 
Supplementary Data, and Business and Operational Risks and Risks Related to Regulatory and Legal Matters sections in Item 1A. 
Risk Factors.

Based  on  current  information  and  the  applicable  laws  and  regulations  currently  in  effect,  compliance  with  government 
regulations,  including  environmental  regulations,  has  not  had,  and  we  do  not  expect  it  to  have,  a  material  effect  on  our  capital 
expenditures, earnings or competitive position. However, laws and regulations may be changed or adopted that impose additional 
compliance requirements which could necessitate capital expenditures or otherwise increase our costs of doing business, reducing 
our profitability and negatively impacting our operating results. 

6      Textron 2020 Annual Report

6

Human Capital Resources
At January 2, 2021, we employed approximately 33,000 employees worldwide, with approximately 75% located in the U.S. and 
the remainder located outside of the U.S. Approximately 6,800, or 28%, of our U.S. employees, most of whom work for our Bell 
and Textron Aviation segments, are represented by unions under collective bargaining agreements, and certain of our non-U.S. 
employees are represented by organized works councils. From time to time our collective bargaining agreements expire and come 
up for renegotiation. 

Our success is highly dependent upon our ability to maintain a workforce with the skills necessary for our businesses to succeed. 
We need highly skilled personnel in multiple areas including, among others, engineering, manufacturing, information technology, 
cybersecurity, flight operations, business development and strategy and management. In order to attract and retain highly skilled 
employees,  we  are  committed  to  ensuring  a  safe  and  healthy  work  environment,  offering  comprehensive  compensation  and 
benefit programs,  creating great career  opportunities  and building an engaging, inclusive environment where all  employees are 
treated with dignity and respect.

Health and Safety
To  maintain  and  enhance  the  safety  of  our  employees,  we  promote  a  culture  of  continuous  improvement  and  individual 
accountability to provide safe workplaces. We use an annual goal setting process to drive injury rate improvements, and the injury 
rate reduction goal is a performance metric that is reported to Textron’s Audit Committee and is tracked and reported to senior 
leadership. 

The  safety  of  our  employees  has  been  a  priority  throughout  our  response  to  the  COVID-19  pandemic.  Our  enterprise-wide 
pandemic response teams, formed early in the pandemic, guided our operations in the processes and procedures to comply with 
applicable government-imposed health and safety-related operating restrictions, to enhance the safety of our facilities to protect 
the health of our employees and to monitor trends in infection rates at locations where we have facilities. These teams continue to 
operate,  updating  enterprise  guidance  as  the  pandemic  has  continued  and  the  medical  science  and  government  guidance  and 
orders have evolved. Our businesses continue to enforce COVID-19 health and safety protocols and have implemented protocols 
to  address  actual  and  suspected  cases  of  COVID-19  and  resulting  contact  tracing  and  quarantine  requirements.  Throughout  the 
pandemic, we have been communicating regularly with our employees and monitoring their views on issues related to COVID-19 
and the workplace as well as general levels of engagement through regular pulse surveys. In addition, management has regularly 
updated our Board of Directors on our COVID-19 status and response, including with respect to employee safety.

Talent and Career Development
Our  talent  development  programs  are  designed  to  prepare  our  employees  at  all  levels  to  take  on  new  career  and  growth 
opportunities at Textron. Leadership, professional and functional training courses are tailored for employees at each stage of their 
careers  and  include  a  mix  of  enterprise-wide  and  business  unit-specific  programs.  Textron  University,  an  internal  corporate 
function,  provides  (i)  facilitated  face-to-face  professional  and  leadership  development,  (ii)  web-based    general  and  specialized 
functional and technical courses and (iii) an online portal to access advanced skills technical training, manage recertification of 
existing qualifications and other career planning tools and resources.

The current and future talent needs of each of our businesses are assessed annually through a formal talent review process which 
enables us to develop leadership succession plans and provide our employees with potential new career opportunities. In addition, 
leaders from functional areas within each business belong to enterprise-wide councils which conduct annual talent reviews. These 
processes  enable  us  to  fill  talent  needs  by  matching  employees  who  are  ready  to  assume  significant  leadership  roles  with 
opportunities that best fit their career path, which may be in other businesses within the enterprise.

Diversity and Inclusion
Textron is committed to having a diverse workforce and inclusive workplaces throughout our global operations. We believe by 
employing  highly  talented,  diverse  employees,  who  feel  valued,  respected  and  are  able  to  contribute  fully,  we  will  improve 
performance,  innovation  and  collaboration  and  drive  talent  retention,  all  of  which  contribute  to  stronger  business  results  and 
reinforce our reputation as leaders in our industries and communities.

For over a decade, Textron has allocated five percent of annual incentive compensation for management-level employees toward 
achievement  of  diversity  goals.  Beginning  in  2020,  we  focused  these  goals  specifically  on  hiring  diversity.  To  improve  our 
outreach to diverse candidates, we have increased our recruiting efforts at historically black colleges and universities, enhanced 
our partnerships with diverse professional organizations and participated in diverse STEM conferences. In addition, we provide 
inclusion and unconscious bias training to our employees and recruiters to improve diversity in recruiting. 

For discussion of certain risks relating to human capital management, see Risks Related to Human Capital section in Item 1A. 
Risk Factors.

Textron 2020 Annual Report      7
7

Patents and Trademarks
We  own,  or  are  licensed  under,  numerous  patents  throughout  the  world  relating  to  products,  services  and  methods  of 
manufacturing. Patents developed while under contract with the U.S. Government may be subject to use by the U.S. Government. 
We  also  own  or  license  active  trademark  registrations  and  pending  trademark  applications  in  the  U.S.  and  in  various  foreign 
countries  or  regions,  as  well  as  trade  names  and  service  marks.  While  our  intellectual  property  rights  in  the  aggregate  are 
important  to  the  operation  of  our  business,  we  do  not  believe  that  any  existing  patent,  license,  trademark  or  other  intellectual 
property right is of such importance that its loss or termination would have a material adverse effect on our business taken as a 
whole.

Information about our Executive Officers
The following table sets forth certain information concerning our executive officers as of February 19, 2021.

Name
Scott C. Donnelly
Frank T. Connor
Julie G. Duffy
E. Robert Lupone

Age Current Position with Textron Inc.
59 Chairman, President and Chief Executive Officer
61
55
61

Executive Vice President and Chief Financial Officer
Executive Vice President, Human Resources
Executive Vice President, General Counsel, Secretary and Chief Compliance Officer

Mr.  Donnelly  joined  Textron  in  June  2008  as  Executive  Vice  President  and  Chief  Operating  Officer  and  was  promoted  to 
President and Chief Operating Officer in January 2009. He was appointed to the Board of Directors in October 2009 and became 
Chief  Executive  Officer  of  Textron  in  December  2009.  In  July  2010,  Mr.  Donnelly  was  appointed  Chairman  of  the  Board  of 
Directors  effective  September  1,  2010.  Previously,  Mr.  Donnelly  was  the  President  and  CEO  of  General  Electric  Company’s 
Aviation business unit, a position he had held since July 2005. GE’s Aviation business unit is a leading maker of commercial and 
military  jet  engines  and  components,  as  well  as  integrated  digital,  electric  power  and  mechanical  systems  for  aircraft.  Prior  to 
July 2005, Mr. Donnelly served as Senior Vice President of GE Global Research, one of the world’s largest and most diversified 
industrial  research  organizations  with  facilities  in  the  U.S.,  India,  China  and  Germany  and  held  various  other  management 
positions since joining General Electric in 1989.

Mr. Connor joined Textron in August 2009 as Executive Vice President and Chief Financial Officer. Previously, Mr. Connor was 
head  of  Telecom  Investment  Banking  at  Goldman,  Sachs  &  Co.  from  2003  to  2008.  Prior  to  that  position,  he  served  as  Chief 
Operating  Officer  of  Telecom,  Technology  and  Media  Investment  Banking  at  Goldman,  Sachs  &  Co.  from  1998  to  2003. 
Mr. Connor joined the Corporate Finance Department of Goldman, Sachs & Co. in 1986 and became a Vice President in 1990 and 
a Managing Director in 1996.

Ms. Duffy was named Executive Vice President, Human Resources in July 2017. Ms. Duffy joined Textron in 1997 as a member 
of  the  corporate  legal  team  and  has  since  held  positions  of  increasing  responsibility  within  the  Company’s  legal  function, 
previously serving as Vice President and Deputy General Counsel-Litigation, a position she had held since 2011. In that role she 
was responsible for managing the corporate litigation staff with primary oversight of litigation throughout Textron. She has also 
played an active role in developing, implementing and standardizing human resources policies across the Company and served as 
the senior legal advisor on employment and benefits issues.

Mr.  Lupone  joined  Textron  in  February  2012  as  Executive  Vice  President,  General  Counsel,  Secretary  and  Chief  Compliance 
Officer.  Previously,  he  was  senior  vice  president  and  general  counsel  of  Siemens  Corporation  (U.S.)  since  1999  and  general 
counsel  of  Siemens  AG  for  the  Americas  since  2008.  Prior  to  joining  Siemens  in  1992,  Mr.  Lupone  was  vice  president  and 
general counsel of Price Communications Corporation.

Available Information
We  make  available  free  of  charge  on  our  Internet  Web  site  (www.textron.com)  our  Annual  Report  on  Form  10-K,  Quarterly 
Reports  on  Form  10-Q,  Current  Reports  on  Form  8-K  and  amendments  to  those  reports  filed  or  furnished  pursuant  to 
Section 13(a) or 15(d) of the Securities Exchange Act of 1934 as soon as reasonably practicable after we electronically file such 
material with, or furnish it to, the Securities and Exchange Commission.

8      Textron 2020 Annual Report

8

Forward-Looking Information
Forward-Looking Information
Forward-Looking Information
Forward-Looking Information
Forward-Looking Information
Forward-Looking Information
Certain statements in this Annual Report on Form 10-K and other oral and written statements made by us from time to time are 
Certain statements in this Annual Report on Form 10-K and other oral and written statements made by us from time to time are 
Certain statements in this Annual Report on Form 10-K and other oral and written statements made by us from time to time are 
Certain statements in this Annual Report on Form 10-K and other oral and written statements made by us from time to time are 
Certain statements in this Annual Report on Form 10-K and other oral and written statements made by us from time to time are 
Certain statements in this Annual Report on Form 10-K and other oral and written statements made by us from time to time are 
“forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking 
“forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking 
“forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking 
“forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking 
“forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking 
“forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking 
statements, which may describe strategies, goals, outlook or other non-historical matters, or project revenues, income, returns or 
statements, which may describe strategies, goals, outlook or other non-historical matters, or project revenues, income, returns or 
statements, which may describe strategies, goals, outlook or other non-historical matters, or project revenues, income, returns or 
statements, which may describe strategies, goals, outlook or other non-historical matters, or project revenues, income, returns or 
statements, which may describe strategies, goals, outlook or other non-historical matters, or project revenues, income, returns or 
statements, which may describe strategies, goals, outlook or other non-historical matters, or project revenues, income, returns or 
other financial measures, often include words such as “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” “guidance,” 
other financial measures, often include words such as “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” “guidance,” 
other financial measures, often include words such as “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” “guidance,” 
other financial measures, often include words such as “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” “guidance,” 
other financial measures, often include words such as “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” “guidance,” 
other financial measures, often include words such as “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” “guidance,” 
“project,” “target,” “potential,” “will,” “should,” “could,” “likely” or “may” and similar expressions intended to identify forward-
“project,” “target,” “potential,” “will,” “should,” “could,” “likely” or “may” and similar expressions intended to identify forward-
“project,” “target,” “potential,” “will,” “should,” “could,” “likely” or “may” and similar expressions intended to identify forward-
“project,” “target,” “potential,” “will,” “should,” “could,” “likely” or “may” and similar expressions intended to identify forward-
“project,” “target,” “potential,” “will,” “should,” “could,” “likely” or “may” and similar expressions intended to identify forward-
“project,” “target,” “potential,” “will,” “should,” “could,” “likely” or “may” and similar expressions intended to identify forward-
looking statements. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors 
looking statements. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors 
looking statements. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors 
looking statements. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors 
looking statements. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors 
looking statements. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors 
that may cause our actual results to differ materially from those expressed or implied by such forward-looking statements. Given 
that may cause our actual results to differ materially from those expressed or implied by such forward-looking statements. Given 
that may cause our actual results to differ materially from those expressed or implied by such forward-looking statements. Given 
that may cause our actual results to differ materially from those expressed or implied by such forward-looking statements. Given 
that may cause our actual results to differ materially from those expressed or implied by such forward-looking statements. Given 
that may cause our actual results to differ materially from those expressed or implied by such forward-looking statements. Given 
these uncertainties, you should not place undue reliance on these forward-looking statements. Forward-looking statements speak 
these uncertainties, you should not place undue reliance on these forward-looking statements. Forward-looking statements speak 
these uncertainties, you should not place undue reliance on these forward-looking statements. Forward-looking statements speak 
these uncertainties, you should not place undue reliance on these forward-looking statements. Forward-looking statements speak 
these uncertainties, you should not place undue reliance on these forward-looking statements. Forward-looking statements speak 
these uncertainties, you should not place undue reliance on these forward-looking statements. Forward-looking statements speak 
only as of the date on which they are made, and we undertake no obligation to update or revise any forward-looking statements. In 
only as of the date on which they are made, and we undertake no obligation to update or revise any forward-looking statements. In 
only as of the date on which they are made, and we undertake no obligation to update or revise any forward-looking statements. In 
only as of the date on which they are made, and we undertake no obligation to update or revise any forward-looking statements. In 
only as of the date on which they are made, and we undertake no obligation to update or revise any forward-looking statements. In 
only as of the date on which they are made, and we undertake no obligation to update or revise any forward-looking statements. In 
addition  to  those factors  described  herein  under  “Risk  Factors,” among  the factors  that could  cause actual results  to  differ 
addition  to  those factors  described  herein  under  “Risk  Factors,” among  the factors  that could  cause actual results  to  differ 
addition  to  those factors  described  herein  under  “Risk  Factors,” among  the factors  that could  cause actual results  to  differ 
addition  to  those factors  described  herein  under  “Risk  Factors,” among  the factors  that could  cause actual results  to  differ 
addition  to  those factors  described  herein  under  “Risk  Factors,” among  the factors  that could  cause actual results  to  differ 
addition  to  those  factors  described  herein  under  “Risk  Factors,”  among  the  factors  that  could  cause  actual  results  to  differ 
materially from past and projected future results are the following:
materially from past and projected future results are the following:
materially from past and projected future results are the following:
materially from past and projected future results are the following:
materially from past and projected future results are the following:
materially from past and projected future results are the following:

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Interruptions in the U.S. Government’s ability to fund its activities and/or pay its obligations;
Interruptions in the U.S. Government’s ability to fund its activities and/or pay its obligations;
Interruptions in the U.S. Government’s ability to fund its activities and/or pay its obligations;
Interruptions in the U.S. Government’s ability to fund its activities and/or pay its obligations;
Interruptions in the U.S. Government’s ability to fund its activities and/or pay its obligations;
Interruptions in the U.S. Government’s ability to fund its activities and/or pay its obligations;
Changing priorities or reductions in the U.S. Government defense budget, including those related to military operations
Changing priorities or reductions in the U.S. Government defense budget, including those related to military operations
Changing priorities or reductions in the U.S. Government defense budget, including those related to military operations
Changing priorities or reductions in the U.S. Government defense budget, including those related to military operations
Changing priorities or reductions in the U.S. Government defense budget, including those related to military operations
Changing priorities or reductions in the U.S. Government defense budget, including those related to military operations
in foreign countries;
in foreign countries;
in foreign countries;
in foreign countries;
in foreign countries;
in foreign countries;
Our ability to perform as anticipated and to control costs under contracts with the U.S. Government;
Our ability to perform as anticipated and to control costs under contracts with the U.S. Government;
Our ability to perform as anticipated and to control costs under contracts with the U.S. Government;
Our ability to perform as anticipated and to control costs under contracts with the U.S. Government;
Our ability to perform as anticipated and to control costs under contracts with the U.S. Government;
Our ability to perform as anticipated and to control costs under contracts with the U.S. Government;
The U.S.  Government’s  ability  to  unilaterally  modify  or  terminate its  contracts  with  us  for  the U.S.  Government’s
The U.S.  Government’s  ability  to  unilaterally  modify  or  terminate its  contracts  with  us  for  the U.S.  Government’s
The U.S.  Government’s  ability  to  unilaterally  modify  or  terminate its  contracts  with  us  for  the U.S.  Government’s
The U.S.  Government’s  ability  to  unilaterally  modify  or  terminate its  contracts  with  us  for  the U.S.  Government’s
The  U.S.  Government’s  ability  to  unilaterally  modify  or  terminate  its  contracts  with  us  for  the  U.S.  Government’s
The U.S.  Government’s  ability  to  unilaterally  modify  or  terminate its  contracts  with  us  for  the U.S.  Government’s
convenience or for our failure to perform, to change applicable procurement and accounting policies, or, under certain
convenience or for our failure to perform, to change applicable procurement and accounting policies, or, under certain
convenience or for our failure to perform, to change applicable procurement and accounting policies, or, under certain
convenience or for our failure to perform, to change applicable procurement and accounting policies, or, under certain
convenience or for our failure to perform, to change applicable procurement and accounting policies, or, under certain
convenience or for our failure to perform, to change applicable procurement and accounting policies, or, under certain
circumstances, to withhold payment or suspend or debar us as a contractor eligible to receive future contract awards;
circumstances, to withhold payment or suspend or debar us as a contractor eligible to receive future contract awards;
circumstances, to withhold payment or suspend or debar us as a contractor eligible to receive future contract awards;
circumstances, to withhold payment or suspend or debar us as a contractor eligible to receive future contract awards;
circumstances, to withhold payment or suspend or debar us as a contractor eligible to receive future contract awards;
circumstances, to withhold payment or suspend or debar us as a contractor eligible to receive future contract awards;
Changes  in  foreign  military  funding  priorities  or  budget constraints  and  determinations,  or  changes  in  government
Changes  in  foreign  military  funding  priorities  or  budget constraints  and  determinations,  or  changes  in  government
Changes  in  foreign  military  funding  priorities  or  budget constraints  and  determinations,  or  changes  in  government
Changes  in  foreign  military  funding  priorities  or  budget constraints  and  determinations,  or  changes  in  government
Changes  in  foreign  military  funding  priorities  or  budget  constraints  and  determinations,  or  changes  in  government
Changes  in  foreign  military  funding  priorities  or  budget constraints  and  determinations,  or  changes  in  government
regulations or policies on the export and import of military and commercial products;
regulations or policies on the export and import of military and commercial products;
regulations or policies on the export and import of military and commercial products;
regulations or policies on the export and import of military and commercial products;
regulations or policies on the export and import of military and commercial products;
regulations or policies on the export and import of military and commercial products;
Volatility in the  global  economy or changes in worldwide  political  conditions that  adversely impact  demand for our
Volatility in the  global  economy or changes in worldwide  political  conditions that  adversely impact  demand for our
Volatility in the  global  economy or changes in worldwide  political  conditions that  adversely impact  demand for our
Volatility in the  global  economy or changes in worldwide  political  conditions that  adversely impact  demand for our
Volatility  in  the  global  economy  or  changes  in  worldwide  political  conditions  that  adversely  impact  demand  for  our
Volatility in the  global  economy or changes in worldwide  political  conditions that  adversely impact  demand for our
products;
products;
products;
products;
products;
products;
Volatility in interest rates or foreign exchange rates;
Volatility in interest rates or foreign exchange rates;
Volatility in interest rates or foreign exchange rates;
Volatility in interest rates or foreign exchange rates;
Volatility in interest rates or foreign exchange rates;
Volatility in interest rates or foreign exchange rates;
Risks related to our international business, including establishing and maintaining facilities in locations around the world
Risks related to our international business, including establishing and maintaining facilities in locations around the world
Risks related to our international business, including establishing and maintaining facilities in locations around the world
Risks related to our international business, including establishing and maintaining facilities in locations around the world
Risks related to our international business, including establishing and maintaining facilities in locations around the world
Risks related to our international business, including establishing and maintaining facilities in locations around the world
and relying on joint venture partners, subcontractors, suppliers, representatives, consultants and other business partners
and relying on joint venture partners, subcontractors, suppliers, representatives, consultants and other business partners
and relying on joint venture partners, subcontractors, suppliers, representatives, consultants and other business partners
and relying on joint venture partners, subcontractors, suppliers, representatives, consultants and other business partners
and relying on joint venture partners, subcontractors, suppliers, representatives, consultants and other business partners
and relying on joint venture partners, subcontractors, suppliers, representatives, consultants and other business partners
in connection with international business, including in emerging market countries;
in connection with international business, including in emerging market countries;
in connection with international business, including in emerging market countries;
in connection with international business, including in emerging market countries;
in connection with international business, including in emerging market countries;
in connection with international business, including in emerging market countries;
Our Finance segment’s ability to maintain portfolio credit quality or to realize full value of receivables;
Our Finance segment’s ability to maintain portfolio credit quality or to realize full value of receivables;
Our Finance segment’s ability to maintain portfolio credit quality or to realize full value of receivables;
Our Finance segment’s ability to maintain portfolio credit quality or to realize full value of receivables;
Our Finance segment’s ability to maintain portfolio credit quality or to realize full value of receivables;
Our Finance segment’s ability to maintain portfolio credit quality or to realize full value of receivables;
Performance issues with key suppliers or subcontractors;
Performance issues with key suppliers or subcontractors;
Performance issues with key suppliers or subcontractors;
Performance issues with key suppliers or subcontractors;
Performance issues with key suppliers or subcontractors;
Performance issues with key suppliers or subcontractors;
Legislative or regulatory actions, both domestic and foreign, impacting our operations or demand for our products;
Legislative or regulatory actions, both domestic and foreign, impacting our operations or demand for our products;
Legislative or regulatory actions, both domestic and foreign, impacting our operations or demand for our products;
Legislative or regulatory actions, both domestic and foreign, impacting our operations or demand for our products;
Legislative or regulatory actions, both domestic and foreign, impacting our operations or demand for our products;
Legislative or regulatory actions, both domestic and foreign, impacting our operations or demand for our products;
Our ability to control costs and successfully implement various cost-reduction activities;
Our ability to control costs and successfully implement various cost-reduction activities;
Our ability to control costs and successfully implement various cost-reduction activities;
Our ability to control costs and successfully implement various cost-reduction activities;
Our ability to control costs and successfully implement various cost-reduction activities;
Our ability to control costs and successfully implement various cost-reduction activities;
The efficacy of research and development investments to develop new products or unanticipated expenses in connection
The efficacy of research and development investments to develop new products or unanticipated expenses in connection
The efficacy of research and development investments to develop new products or unanticipated expenses in connection
The efficacy of research and development investments to develop new products or unanticipated expenses in connection
The efficacy of research and development investments to develop new products or unanticipated expenses in connection
The efficacy of research and development investments to develop new products or unanticipated expenses in connection
with the launching of significant new products or programs;
with the launching of significant new products or programs;
with the launching of significant new products or programs;
with the launching of significant new products or programs;
with the launching of significant new products or programs;
with the launching of significant new products or programs;
The timing of our new product launches or certifications of our new aircraft products;
The timing of our new product launches or certifications of our new aircraft products;
The timing of our new product launches or certifications of our new aircraft products;
The timing of our new product launches or certifications of our new aircraft products;
The timing of our new product launches or certifications of our new aircraft products;
The timing of our new product launches or certifications of our new aircraft products;
Our  ability  to  keep  pace with  our  competitors  in  the introduction  of  new  products  and  upgrades  with  features  and
Our  ability  to  keep  pace with  our  competitors  in  the introduction  of  new  products  and  upgrades  with  features  and
Our  ability  to  keep  pace with  our  competitors  in  the introduction  of  new  products  and  upgrades  with  features  and
Our  ability  to  keep  pace with  our  competitors  in  the introduction  of  new  products  and  upgrades  with  features  and
Our  ability  to  keep  pace  with  our  competitors  in  the  introduction  of  new  products  and  upgrades  with  features  and
Our  ability  to  keep  pace with  our  competitors  in  the introduction  of  new  products  and  upgrades  with  features  and
technologies desired by our customers;
technologies desired by our customers;
technologies desired by our customers;
technologies desired by our customers;
technologies desired by our customers;
technologies desired by our customers;
Pension plan assumptions and future contributions;
Pension plan assumptions and future contributions;
Pension plan assumptions and future contributions;
Pension plan assumptions and future contributions;
Pension plan assumptions and future contributions;
Pension plan assumptions and future contributions;
Demand softness or volatility in the markets in which we do business;
Demand softness or volatility in the markets in which we do business;
Demand softness or volatility in the markets in which we do business;
Demand softness or volatility in the markets in which we do business;
Demand softness or volatility in the markets in which we do business;
Demand softness or volatility in the markets in which we do business;
Cybersecurity threats, including the potential misappropriation of assets or sensitive information, corruption of data or
Cybersecurity threats, including the potential misappropriation of assets or sensitive information, corruption of data or
Cybersecurity threats, including the potential misappropriation of assets or sensitive information, corruption of data or
Cybersecurity threats, including the potential misappropriation of assets or sensitive information, corruption of data or
Cybersecurity threats, including the potential misappropriation of assets or sensitive information, corruption of data or
Cybersecurity threats, including the potential misappropriation of assets or sensitive information, corruption of data or
operational disruption;
operational disruption;
operational disruption;
operational disruption;
operational disruption;
operational disruption;
Difficulty or unanticipated expenses in connection with integrating acquired businesses;
Difficulty or unanticipated expenses in connection with integrating acquired businesses;
Difficulty or unanticipated expenses in connection with integrating acquired businesses;
Difficulty or unanticipated expenses in connection with integrating acquired businesses;
Difficulty or unanticipated expenses in connection with integrating acquired businesses;
Difficulty or unanticipated expenses in connection with integrating acquired businesses;
The risk that acquisitions do not perform as planned, including, for example, the risk that acquired businesses will not
The risk that acquisitions do not perform as planned, including, for example, the risk that acquired businesses will not
The risk that acquisitions do not perform as planned, including, for example, the risk that acquired businesses will not
The risk that acquisitions do not perform as planned, including, for example, the risk that acquired businesses will not
The risk that acquisitions do not perform as planned, including, for example, the risk that acquired businesses will not
The risk that acquisitions do not perform as planned, including, for example, the risk that acquired businesses will not
achieve revenues and profit projections;
achieve revenues and profit projections;
achieve revenues and profit projections;
achieve revenues and profit projections;
achieve revenues and profit projections;
achieve revenues and profit projections;
The impact of changes in tax legislation; and
The impact of changes in tax legislation; and
The impact of changes in tax legislation; and
The impact of changes in tax legislation; and
The impact of changes in tax legislation; and
The impact of changes in tax legislation; and
Risks and uncertainties related to the impact of the COVID-19 pandemic on our business and operations.
Risks and uncertainties related to the impact of the COVID-19 pandemic on our business and operations.
Risks and uncertainties related to the impact of the COVID-19 pandemic on our business and operations.
Risks and uncertainties related to the impact of the COVID-19 pandemic on our business and operations.
Risks and uncertainties related to the impact of the COVID-19 pandemic on our business and operations.
Risks and uncertainties related to the impact of the COVID-19 pandemic on our business and operations.

Item 1A. Risk Factors
Item 1A. Risk Factors
Item 1A. Risk Factors
Item 1A. Risk Factors
Item 1A. Risk Factors
Item 1A. Risk Factors
Our business, financial condition and results of operations are subject to various risks, including those discussed below, which 
Our business, financial condition and results of operations are subject to various risks, including those discussed below, which 
Our business, financial condition and results of operations are subject to various risks, including those discussed below, which 
Our business, financial condition and results of operations are subject to various risks, including those discussed below, which 
Our business, financial condition and results of operations are subject to various risks, including those discussed below, which 
Our business, financial condition and results of operations are subject to various risks, including those discussed below, which 
may affect the value of our securities. The risks discussed below are those that we believe currently are the most significant to our 
may affect the value of our securities. The risks discussed below are those that we believe currently are the most significant to our 
may affect the value of our securities. The risks discussed below are those that we believe currently are the most significant to our 
may affect the value of our securities. The risks discussed below are those that we believe currently are the most significant to our 
may affect the value of our securities. The risks discussed below are those that we believe currently are the most significant to our 
may affect the value of our securities. The risks discussed below are those that we believe currently are the most significant to our 
business.
business.
business.
business.
business.
business.
Risks Related to the COVID-19 Pandemic
Risks Related to the COVID-19 Pandemic
Risks Related to the COVID-19 Pandemic
Risks Related to the COVID-19 Pandemic
Risks Related to the COVID-19 Pandemic
Risks Related to the COVID-19 Pandemic
Our  business  is  being  adversely  impacted,  and  is  expected  to  continue  to  be  adversely  impacted,  by  the  coronavirus 
Our  business  is  being  adversely impacted,  and  is  expected  to  continue to  be adversely impacted,  by the coronavirus 
Our  business  is  being  adversely impacted,  and  is  expected  to  continue to  be adversely impacted,  by the coronavirus 
Our  business  is  being  adversely impacted,  and  is  expected  to  continue to  be adversely impacted,  by the coronavirus 
Our  business  is  being  adversely impacted,  and  is  expected  to  continue to  be adversely impacted,  by the coronavirus 
Our  business  is  being  adversely impacted,  and  is  expected  to  continue to  be adversely impacted,  by the coronavirus 
(COVID-19) pandemic.
(COVID-19) pandemic.
(COVID-19) pandemic.
(COVID-19) pandemic.
(COVID-19) pandemic.
(COVID-19) pandemic.
Our businesses have experienced and continue to experience various degrees of disruption and reduced demand for certain of our 
Our businesses have experienced and continue to experience various degrees of disruption and reduced demand for certain of our 
Our businesses have experienced and continue to experience various degrees of disruption and reduced demand for certain of our 
Our businesses have experienced and continue to experience various degrees of disruption and reduced demand for certain of our 
Our businesses have experienced and continue to experience various degrees of disruption and reduced demand for certain of our 
Our businesses have experienced and continue to experience various degrees of disruption and reduced demand for certain of our 
products due to the unprecedented conditions surrounding the COVID-19 pandemic. The effects of COVID-19 have included and 
products due to the unprecedented conditions surrounding the COVID-19 pandemic. The effects of COVID-19 have included and 
products due to the unprecedented conditions surrounding the COVID-19 pandemic. The effects of COVID-19 have included and 
products due to the unprecedented conditions surrounding the COVID-19 pandemic. The effects of COVID-19 have included and 
products due to the unprecedented conditions surrounding the COVID-19 pandemic. The effects of COVID-19 have included and 
products due to the unprecedented conditions surrounding the COVID-19 pandemic. The effects of COVID-19 have included and 
could  continue  to  include  disruption  of  the  operation  or  temporary  closure  of  certain  of  our  facilities  or  the  facilities  of  our 
could  continue to  include disruption  of  the operation  or  temporary  closure of  certain  of  our  facilities  or  the facilities  of  our 
could  continue to  include disruption  of  the operation  or  temporary  closure of  certain  of  our  facilities  or  the facilities  of  our 
could  continue to  include disruption  of  the operation  or  temporary  closure of  certain  of  our  facilities  or  the facilities  of  our 
could  continue to  include disruption  of  the operation  or  temporary  closure of  certain  of  our  facilities  or  the facilities  of  our 
could  continue to  include disruption  of  the operation  or  temporary  closure of  certain  of  our  facilities  or  the facilities  of  our 
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customers,  suppliers  or  business  partners  as  well as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from the
customers,  suppliers  or  business  partners  as  well as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from the
customers,  suppliers  or  business  partners  as  well as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from the
customers,  suppliers  or  business  partners  as  well as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from the
customers,  suppliers  or  business  partners  as  well as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from the
customers,  suppliers  or  business  partners  as  well as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from the
customers,  suppliers  or  business  partners  as  well as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from the
customers,  suppliers  or  business  partners  as  well  as  other  disruptions  in  our  supply  chains.  Challenges  resulting  from  the 
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness,
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness,
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness,
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness,
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness,
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness,
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness,
pandemic have impacted, and may continue to impact, the ability of many of our employees to work effectively, due to illness, 
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
arrangements,  or  other  government-imposed  operating  restrictions.  We have experienced  and  may  continue to  experience
arrangements,  or  other  government-imposed  operating  restrictions.  We have experienced  and  may  continue to  experience
quarantines, facility closures, changes in manufacturing processes to accommodate social distancing guidelines, remote working 
arrangements,  or  other  government-imposed  operating  restrictions.  We have experienced  and  may  continue to  experience
arrangements,  or  other  government-imposed  operating  restrictions.  We have experienced  and  may  continue to  experience
arrangements,  or  other  government-imposed  operating  restrictions.  We have experienced  and  may  continue to  experience
arrangements,  or  other  government-imposed  operating  restrictions.  We have experienced  and  may  continue to  experience
arrangements,  or  other  government-imposed  operating  restrictions.  We have experienced  and  may  continue to  experience
arrangements,  or  other  government-imposed  operating  restrictions.  We  have  experienced  and  may  continue  to  experience 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
increased costs as a result of these business and production disruptions. Likewise, we have incurred and may continue to incur 
additional expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
additional expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
additional expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
additional expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
additional expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
additional expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
additional expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
additional  expenses  related  to  implementing  processes  and  procedures  to  comply  with  required  operating  restrictions  and  to 
enhance the safety of our facilities to protect the health of our employees.
enhance the safety of our facilities to protect the health of our employees.
enhance the safety of our facilities to protect the health of our employees.
enhance the safety of our facilities to protect the health of our employees.
enhance the safety of our facilities to protect the health of our employees.
enhance the safety of our facilities to protect the health of our employees.
enhance the safety of our facilities to protect the health of our employees.
enhance the safety of our facilities to protect the health of our employees.
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
Our commercial businesses have been and may continue to be adversely impacted due to a general slowdown in demand for our 
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced 
general aviation products and services, recreational and other specialized vehicles and automotive products. We have experienced
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
aircraft  because  of reduced demand and travel  restrictions imposed in response  to the  pandemic. Economic  and other impacts
aircraft  because  of reduced demand and travel  restrictions imposed in response  to the  pandemic. Economic  and other impacts
a decline in orders for our aviation products and services, as well as lower deliveries of commercial helicopters and fixed-wing 
aircraft  because  of reduced demand and travel  restrictions imposed in response  to the  pandemic. Economic  and other impacts
aircraft  because  of reduced demand and travel  restrictions imposed in response  to the  pandemic. Economic  and other impacts
aircraft  because  of reduced demand and travel  restrictions imposed in response  to the  pandemic. Economic  and other impacts
aircraft  because  of reduced demand and travel  restrictions imposed in response  to the  pandemic. Economic  and other impacts
aircraft  because  of  reduced  demand  and  travel  restrictions  imposed  in  response  to  the  pandemic.  Economic  and  other  impacts 
aircraft  because  of reduced demand and travel  restrictions imposed in response  to the  pandemic. Economic  and other impacts
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the 
from the pandemic may also result in future weak demand for our aviation and commercial helicopter products and services, the
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
delay or cancellation of existing orders by our customers and lower flight hours, and consequently, lower demand for parts and 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
maintenance. In addition, new regulations by U.S. or foreign governments and government agencies addressed to the aviation or 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
travel industry could impose additional regulatory, aircraft security, travel restrictions or other requirements or restrictions related 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
to the pandemic that could adversely impact demand for aircraft and rotorcraft or significantly reduce hours flown. As a result, 
our  costs  may  further  increase as  a result of  the COVID-19  outbreak.  These cost increases  may  not be fully  recoverable, 
our  costs  may  further  increase as  a result of  the COVID-19  outbreak.  These cost increases  may  not be fully  recoverable, 
our  costs  may  further  increase as  a result of  the COVID-19  outbreak.  These cost increases  may  not be fully  recoverable, 
our  costs  may  further  increase as  a result of  the COVID-19  outbreak.  These cost increases  may  not be fully  recoverable, 
our  costs  may  further  increase as  a result of  the COVID-19  outbreak.  These cost increases  may  not be fully  recoverable, 
our  costs  may  further  increase as  a result of  the COVID-19  outbreak.  These cost increases  may  not be fully  recoverable, 
our  costs  may  further  increase  as  a  result  of  the  COVID-19  outbreak.  These  cost  increases  may  not  be  fully  recoverable, 
our  costs  may  further  increase as  a result of  the COVID-19  outbreak.  These cost increases  may  not be fully  recoverable, 
negatively impacting our profitability, and may continue even after the business environment has improved.
negatively impacting our profitability, and may continue even after the business environment has improved.
negatively impacting our profitability, and may continue even after the business environment has improved.
negatively impacting our profitability, and may continue even after the business environment has improved.
negatively impacting our profitability, and may continue even after the business environment has improved.
negatively impacting our profitability, and may continue even after the business environment has improved.
negatively impacting our profitability, and may continue even after the business environment has improved.
negatively impacting our profitability, and may continue even after the business environment has improved.
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
It is possible that the continued spread of COVID-19 and actions taken by various governmental authorities and other third parties 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
in response to the outbreak could also further cause disruption in our supply chain or in the operations of our business partners, 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
impacting their ability to perform their obligations, which could impact our ability to perform our contractual obligations; cause 
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us;
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us;
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us;
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us;
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us;
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us; 
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us;
and  cause other  unpredictable events.  Limitations  on  government operations  could  impact regulatory  approvals  such  as  export
and  cause other  unpredictable events.  Limitations  on  government operations  could  impact regulatory  approvals  such  as  export
delay by, or limit the ability of, the U.S. Government and other customers to perform, including in making timely payments to us;
and  cause other  unpredictable events.  Limitations  on  government operations  could  impact regulatory  approvals  such  as  export
and  cause other  unpredictable events.  Limitations  on  government operations  could  impact regulatory  approvals  such  as  export
and  cause other  unpredictable events.  Limitations  on  government operations  could  impact regulatory  approvals  such  as  export
and  cause  other  unpredictable  events.  Limitations  on  government  operations  could  impact  regulatory  approvals  such  as  export 
and  cause other  unpredictable events.  Limitations  on  government operations  could  impact regulatory  approvals  such  as  export
and  cause other  unpredictable events.  Limitations  on  government operations  could  impact regulatory  approvals  such  as  export
licenses  that are needed  for  international sales  and  deliveries.  In  addition,  there may  be changes  in  our  U.S.  and  foreign 
licenses  that are needed  for  international sales  and  deliveries.  In  addition,  there may  be changes  in  our  U.S.  and  foreign 
licenses  that are needed  for  international sales  and  deliveries.  In  addition,  there may  be changes  in  our  U.S.  and  foreign 
licenses  that are needed  for  international sales  and  deliveries.  In  addition,  there may  be changes  in  our  U.S.  and  foreign 
licenses  that are needed  for  international sales  and  deliveries.  In  addition,  there may  be changes  in  our  U.S.  and  foreign 
licenses  that  are  needed  for  international  sales  and  deliveries.  In  addition,  there  may  be  changes  in  our  U.S.  and  foreign 
licenses  that are needed  for  international sales  and  deliveries.  In  addition,  there may  be changes  in  our  U.S.  and  foreign 
licenses  that are needed  for  international sales  and  deliveries.  In  addition,  there may  be changes  in  our  U.S.  and  foreign 
government customers’  priorities  as  they  confront competing  budget priorities  and  more limited  resources.  These changes  may 
government customers’  priorities  as  they  confront competing  budget priorities  and  more limited  resources.  These changes  may 
government customers’  priorities  as  they  confront competing  budget priorities  and  more limited  resources.  These changes  may 
government customers’  priorities  as  they  confront competing  budget priorities  and  more limited  resources.  These changes  may 
government customers’  priorities  as  they  confront competing  budget priorities  and  more limited  resources.  These changes  may 
government  customers’  priorities  as  they  confront  competing  budget  priorities  and  more  limited  resources.  These  changes  may 
government customers’  priorities  as  they  confront competing  budget priorities  and  more limited  resources.  These changes  may 
government customers’  priorities  as  they  confront competing  budget priorities  and  more limited  resources.  These changes  may 
impact current and future programs, government payments and other practices, procurements and funding decisions.
impact current and future programs, government payments and other practices, procurements and funding decisions.
impact current and future programs, government payments and other practices, procurements and funding decisions.
impact current and future programs, government payments and other practices, procurements and funding decisions.
impact current and future programs, government payments and other practices, procurements and funding decisions.
impact current and future programs, government payments and other practices, procurements and funding decisions.
impact current and future programs, government payments and other practices, procurements and funding decisions.
impact current and future programs, government payments and other practices, procurements and funding decisions.
The outbreak  of  COVID-19  has  resulted  in  a widespread  health  crisis  that is  adversely  affecting  the economies  and  financial
The outbreak  of  COVID-19  has  resulted  in  a widespread  health  crisis  that is  adversely  affecting  the economies  and  financial
The outbreak  of  COVID-19  has  resulted  in  a widespread  health  crisis  that is  adversely  affecting  the economies  and  financial
The outbreak  of  COVID-19  has  resulted  in  a widespread  health  crisis  that is  adversely  affecting  the economies  and  financial
The  outbreak  of  COVID-19  has  resulted  in  a  widespread  health  crisis  that  is  adversely  affecting  the  economies  and  financial 
The outbreak  of  COVID-19  has  resulted  in  a widespread  health  crisis  that is  adversely  affecting  the economies  and  financial
The outbreak  of  COVID-19  has  resulted  in  a widespread  health  crisis  that is  adversely  affecting  the economies  and  financial
The outbreak  of  COVID-19  has  resulted  in  a widespread  health  crisis  that is  adversely  affecting  the economies  and  financial
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause 
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause
markets of many countries. The resulting economic downturn, the severity and length of which cannot be predicted, may cause
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the inability  of  customers  to  obtain 
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the inability  of  customers  to  obtain 
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the inability  of  customers  to  obtain 
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the inability  of  customers  to  obtain 
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the  inability  of  customers  to  obtain 
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the inability  of  customers  to  obtain 
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the inability  of  customers  to  obtain 
financing  to  purchase our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse impact to 
financing  to  purchase our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse impact to 
continued  reduced  demand  for  our  products,  delays  or  cancellations  of  customer  orders,  the inability  of  customers  to  obtain 
financing  to  purchase our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse impact to 
financing  to  purchase our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse impact to 
financing  to  purchase  our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse  impact  to 
financing  to  purchase our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse impact to 
financing  to  purchase our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse impact to 
financing  to  purchase our  products,  bankruptcies  of  our  suppliers,  customers  or  other  business  partners,  adverse impact to 
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access 
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access
investment performance of our pension plans and continued volatility in the global capital markets adversely impacting our access
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is 
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is
to capital. The extent to which the pandemic could impact our business, results of operations, financial condition and liquidity is
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
highly uncertain and also will depend on future developments, most of which are outside our control. Such developments may 
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the
include the geographic spread and duration of the virus, the severity of the disease, the development of treatments or vaccines, and 
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the 
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the
the effects of actions that have been or may be taken by various governmental authorities and other third parties in response to the
outbreak.
outbreak.
outbreak.
outbreak.
outbreak.
outbreak.
outbreak.
outbreak.
See also risks related to our Finance Segment under Financial Risks section below.
See also risks related to our Finance Segment under Financial Risks section below.
See also risks related to our Finance Segment under Financial Risks section below.
See also risks related to our Finance Segment under Financial Risks section below.
See also risks related to our Finance Segment under Financial Risks section below.
See also risks related to our Finance Segment under Financial Risks section below.
See also risks related to our Finance Segment under Financial Risks section below.
See also risks related to our Finance Segment under Financial Risks section below.
Aerospace and Defense Industry Risks
Aerospace and Defense Industry Risks
Aerospace and Defense Industry Risks
Aerospace and Defense Industry Risks
Aerospace and Defense Industry Risks
Aerospace and Defense Industry Risks
Aerospace and Defense Industry Risks
Aerospace and Defense Industry Risks
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
Demand for our aircraft products is cyclical and lower demand adversely affects our financial results.
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
such  as  the COVID-19  pandemic,  have adversely  impacted  demand  for  our  aircraft products  and  may  continue to  do  so. 
Demand for business jets, turbo props and commercial helicopters has been cyclical and difficult to forecast. Unexpected events, 
such  as  the  COVID-19  pandemic,  have  adversely  impacted  demand  for  our  aircraft  products  and  may  continue  to  do  so. 
such  as  the COVID-19  pandemic,  have adversely  impacted  demand  for  our  aircraft products  and  may  continue to  do  so. 
such  as  the COVID-19  pandemic,  have adversely  impacted  demand  for  our  aircraft products  and  may  continue to  do  so. 
such  as  the COVID-19  pandemic,  have adversely  impacted  demand  for  our  aircraft products  and  may  continue to  do  so. 
such  as  the COVID-19  pandemic,  have adversely  impacted  demand  for  our  aircraft products  and  may  continue to  do  so. 
such  as  the COVID-19  pandemic,  have adversely  impacted  demand  for  our  aircraft products  and  may  continue to  do  so. 
such  as  the COVID-19  pandemic,  have adversely  impacted  demand  for  our  aircraft products  and  may  continue to  do  so. 
Therefore,  future demand  for  these products  could  be significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
Therefore,  future  demand  for  these  products  could  be  significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
Therefore,  future demand  for  these products  could  be significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
Therefore,  future demand  for  these products  could  be significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
Therefore,  future demand  for  these products  could  be significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
Therefore,  future demand  for  these products  could  be significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
Therefore,  future demand  for  these products  could  be significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
Therefore,  future demand  for  these products  could  be significantly  and  unexpectedly  less  than  anticipated  and/or  less  than 
previous  period  deliveries.  Similarly,  there is  uncertainty  as  to  when  or  whether  our  existing  commercial backlog  for  aircraft
previous  period  deliveries.  Similarly,  there  is  uncertainty  as  to  when  or  whether  our  existing  commercial  backlog  for  aircraft 
previous  period  deliveries.  Similarly,  there is  uncertainty  as  to  when  or  whether  our  existing  commercial backlog  for  aircraft
previous  period  deliveries.  Similarly,  there is  uncertainty  as  to  when  or  whether  our  existing  commercial backlog  for  aircraft
previous  period  deliveries.  Similarly,  there is  uncertainty  as  to  when  or  whether  our  existing  commercial backlog  for  aircraft
previous  period  deliveries.  Similarly,  there is  uncertainty  as  to  when  or  whether  our  existing  commercial backlog  for  aircraft
previous  period  deliveries.  Similarly,  there is  uncertainty  as  to  when  or  whether  our  existing  commercial backlog  for  aircraft
previous  period  deliveries.  Similarly,  there is  uncertainty  as  to  when  or  whether  our  existing  commercial backlog  for  aircraft
products  will convert to  revenues  as  the conversion  depends  on  production  capacity,  customer  needs  and  credit availability. 
products  will  convert  to  revenues  as  the  conversion  depends  on  production  capacity,  customer  needs  and  credit  availability. 
products  will convert to  revenues  as  the conversion  depends  on  production  capacity,  customer  needs  and  credit availability. 
products  will convert to  revenues  as  the conversion  depends  on  production  capacity,  customer  needs  and  credit availability. 
products  will convert to  revenues  as  the conversion  depends  on  production  capacity,  customer  needs  and  credit availability. 
products  will convert to  revenues  as  the conversion  depends  on  production  capacity,  customer  needs  and  credit availability. 
products  will convert to  revenues  as  the conversion  depends  on  production  capacity,  customer  needs  and  credit availability. 
Changes  in  economic conditions  has  in  the past caused,  and  in  the future may  cause,  customers  to  request that firm orders  be
products  will convert to  revenues  as  the conversion  depends  on  production  capacity,  customer  needs  and  credit availability. 
Changes  in  economic  conditions  has  in  the  past  caused,  and  in  the  future  may  cause,  customers  to  request  that  firm  orders  be 
Changes  in  economic conditions  has  in  the past caused,  and  in  the future may  cause,  customers  to  request that firm orders  be
Changes  in  economic conditions  has  in  the past caused,  and  in  the future may  cause,  customers  to  request that firm orders  be
Changes  in  economic conditions  has  in  the past caused,  and  in  the future may  cause,  customers  to  request that firm orders  be
Changes  in  economic conditions  has  in  the past caused,  and  in  the future may  cause,  customers  to  request that firm orders  be
Changes  in  economic conditions  has  in  the past caused,  and  in  the future may  cause,  customers  to  request that firm orders  be
Changes  in  economic conditions  has  in  the past caused,  and  in  the future may  cause,  customers  to  request that firm orders  be
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
rescheduled, deferred or cancelled. Reduced demand for our aircraft products or delays or cancellations of orders previously has 
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
had and, in the future, could have a material adverse effect on our cash flows, results of operations and financial condition.
We  have  customer  concentration  with  the  U.S.  Government;  reduction  in  U.S.  Government  defense  spending  can  adversely 
We  have  customer  concentration  with  the  U.S.  Government;  reduction  in  U.S.  Government  defense  spending  can  adversely
We have customer  concentration  with  the U.S.  Government;  reduction  in  U.S.  Government defense spending  can  adversely
We have customer  concentration  with  the U.S.  Government;  reduction  in  U.S.  Government defense spending  can  adversely
We have customer  concentration  with  the U.S.  Government;  reduction  in  U.S.  Government defense spending  can  adversely
We have customer  concentration  with  the U.S.  Government;  reduction  in  U.S.  Government defense spending  can  adversely
We have customer  concentration  with  the U.S.  Government;  reduction  in  U.S.  Government defense spending  can  adversely
We have customer  concentration  with  the U.S.  Government;  reduction  in  U.S.  Government defense spending  can  adversely
affect our results of operations and financial condition.
affect our results of operations and financial condition.
affect our results of operations and financial condition.
affect our results of operations and financial condition.
affect our results of operations and financial condition.
affect our results of operations and financial condition.
affect our results of operations and financial condition.
affect our results of operations and financial condition.
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
During 2020, we derived approximately 30% of our revenues from sales to a variety of U.S. Government entities.  Our revenues 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
from the U.S. Government largely result from contracts awarded to us under various U.S. Government defense-related programs. 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
The funding of these programs is subject to congressional appropriation decisions and the U.S. Government budget process which 
includes  enacting  relevant  legislation,  such  as  appropriations  bills  and  accords  on  the  debt  ceiling.  Although  multiple-year 
includes  enacting  relevant legislation,  such  as  appropriations  bills  and  accords  on  the debt ceiling.  Although  multiple-year 
includes  enacting  relevant legislation,  such  as  appropriations  bills  and  accords  on  the debt ceiling.  Although  multiple-year 
includes  enacting  relevant legislation,  such  as  appropriations  bills  and  accords  on  the debt ceiling.  Although  multiple-year 
includes  enacting  relevant legislation,  such  as  appropriations  bills  and  accords  on  the debt ceiling.  Although  multiple-year 
includes  enacting  relevant legislation,  such  as  appropriations  bills  and  accords  on  the debt ceiling.  Although  multiple-year 
includes  enacting  relevant legislation,  such  as  appropriations  bills  and  accords  on  the debt ceiling.  Although  multiple-year 
includes  enacting  relevant legislation,  such  as  appropriations  bills  and  accords  on  the debt ceiling.  Although  multiple-year 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
contracts may be planned in connection with major procurements, Congress generally appropriates funds on a fiscal year basis 
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even  though  a  program  may  continue  for  several  years.  Consequently,  programs  often  are  only  partially  funded  initially,  and 
additional  funds  are  committed  only  as  Congress  makes  further  appropriations.  Further  uncertainty  with  respect  to  ongoing 
programs  could  also  result  in  the  event  that  the  U.S.  Government  finances  its  operations  through  temporary  funding  measures 
such as “continuing resolutions” rather than full-year appropriations. If we incur costs in advance or in excess of funds committed 
on  a  contract,  we  are  at  risk  for  non-reimbursement  of  those  costs  until  additional  funds  are  appropriated.    The  reduction, 
termination or delay in the timing of funding for U.S. Government programs for which we currently provide or propose to provide 
products or services from time to time has resulted and, in the future, may result in a loss of anticipated revenues. A loss of such 
revenues could materially and adversely impact our results of operations and financial condition. Significant changes in national 
and  international  policies  or  priorities  for  defense  spending,  as  well  as  the  potential  impact  of  sequestration,  could  affect  the 
funding,  or  the  timing  of  funding,  of  our  programs,  which  could  negatively  impact  our  results  of  operations  and  financial 
condition.    In  addition,  because  our  U.S.  Government  contracts  generally  require  us  to  continue  to  perform  even  if  the  U.S. 
Government is unable to make timely payments, we may need to finance our continued performance for the impacted contracts 
from our other resources on an interim basis.  An extended delay in the timely payment by the U.S. Government could have a 
material adverse effect on our liquidity.

U.S. Government contracts can be terminated at any time and may contain other unfavorable provisions.
The U.S. Government typically can terminate or modify any of its contracts with us either for its convenience or if we default by 
failing to perform under the terms of the applicable contract. In the event of termination for the U.S. Government’s convenience, 
contractors are generally protected by provisions covering reimbursement for costs incurred on the contracts and profit on those 
costs but not the anticipated profit that would have been earned had the contract been completed. A termination arising out of our 
default for failure to perform could expose us to liability, including but not limited to, all costs incurred under the contract plus 
potential liability for re-procurement costs in excess of the total original contract amount, less the value of work performed and 
accepted by the customer under the contract. Such an event could also have an adverse effect on our ability to compete for future 
contracts  and  orders.  If  any  of  our  contracts  are  terminated  by  the  U.S.  Government  whether  for  convenience  or  default,  our 
backlog would be reduced by the expected value of the remaining work under such contracts. We also enter into “fee for service” 
contracts with the U.S. Government where we retain ownership of, and consequently the risk of loss on, aircraft and equipment 
supplied  to  perform  under  these  contracts.  Termination  of  these  contracts  could  materially  and  adversely  impact  our  results  of 
operations.  On  contracts  for  which  we  are  teamed  with  others  and  are  not  the  prime  contractor,  the  U.S.  Government  could 
terminate  a  prime  contract  under  which  we  are  a  subcontractor,  irrespective  of  the  quality  of  our  products  and  services  as  a 
subcontractor. In addition, in the event that the U.S. Government is unable to make timely payments, failure to continue contract 
performance places the contractor at risk of termination for default. Any such event could have a material adverse effect on our 
cash flows, results of operations and financial condition.

As a U.S. Government contractor, we are subject to procurement rules and regulations; our failure to comply with these rules 
and regulations could adversely affect our business.
We must comply with and are affected by laws and regulations relating to the formation, administration and performance of U.S. 
Government contracts. These laws and regulations, among other things, require certification and disclosure of all cost and pricing 
data  in  connection  with  contract  negotiation,  define  allowable  and  unallowable  costs  and  otherwise  govern  our  right  to 
reimbursement  under  certain  cost-based  U.S.  Government  contracts,  and  safeguard  and  restrict  the  use  and  dissemination  of 
classified  information,  covered  defense  information,  and  the  exportation  of  certain  products  and  technical  data.  New  laws, 
regulations or procurement requirements or changes to current ones (including, for example, regulations related to cybersecurity) 
can  significantly  increase  our  costs,  reducing  our  profitability.  Our  failure  to  comply  with  procurement  regulations  and 
requirements could allow the U.S. Government to suspend or debar us from receiving new contracts for a period of time, reduce 
the value of existing contracts, issue modifications to a contract, withhold cash on contract payments, and control and potentially 
prohibit  the  export  of  our  products,  services  and  associated  materials,  any  of  which  could  negatively  impact  our  results  of 
operations,  financial  condition  or  liquidity.  A  number  of  our  U.S.  Government  contracts  contain  provisions  that  require  us  to 
make disclosure to the Inspector General of the agency that is our customer if we have credible evidence that we have violated 
U.S.  criminal  laws  involving  fraud,  conflict  of  interest,  or  bribery;  the  U.S.  civil  False  Claims  Act;  or  received  a  significant 
overpayment  under  a  U.S.  Government  contract.  Failure  to  properly  and  timely  make  disclosures  under  these  provisions  may 
result in a termination for default or cause, suspension and/or debarment, and potential fines.

As a U.S. Government contractor, our businesses and systems are subject to audit and review by the Defense Contract Audit 
Agency (DCAA) and the Defense Contract Management Agency (DCMA).
We operate in a highly regulated environment and are routinely audited and reviewed by the U.S. Government and its agencies 
such as the DCAA and DCMA. These agencies review our performance under contracts, our cost structure and our compliance 
with laws and regulations applicable to U.S. Government contractors. The systems that are subject to review include, but are not 
limited  to,  our  accounting,  estimating,  material  management  and  accounting,  earned  value  management,  purchasing  and 
government property systems. If an audit uncovers improper or illegal activities, we may be subject to civil and criminal penalties 
and  administrative  sanctions  that  may  include  the  termination  of  our  contracts,  forfeiture  or  reduction  of  profits,  suspension  or 

Textron 2020 Annual Report      11

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reduction  of  payments,  fines,  and,  under  certain  circumstances,  suspension  or  debarment  from  future  contracts  for  a  period  of 
time.  Whether  or  not  illegal  activities  are  alleged,  the  U.S.  Government  also  has  the  ability  to  decrease  or  withhold  certain 
payments  when  it  deems  systems  subject  to  its  review  to  be  inadequate.    These  laws  and  regulations  affect  how  we  conduct 
business with our government customers and, in some instances, impose added costs on our business.

The use of multi-award contracts by the U.S. Government increases competition, pricing pressure and cost.
The U.S. Government increasingly relies upon competitive contract award types, including indefinite-delivery, indefinite-quantity 
and  multi-award  contracts,  which  have  the  potential  to  create  greater  competition  and  increased  pricing  pressure,  as  well  as  to 
increase our cost by requiring that we submit multiple bids. In addition, multi-award contracts increase our cost as they require 
that  we  make  sustained  efforts  to  obtain  task  orders  and  delivery  orders  under  the  contract.  Further,  the  competitive  bidding 
process is costly and demands managerial time to prepare bids and proposals for contracts that may not be awarded to us or may 
be split among competitors.

Our profitability and cash flow varies depending on the mix of our government contracts and our ability to control costs.
Under fixed-price contracts, generally we receive a fixed price irrespective of the actual costs we incur, and, consequently, any 
costs  in  excess  of  the  fixed  price  are  absorbed  by  us.  Changes  in  underlying  assumptions,  circumstances  or  estimates  used  in 
developing  the  pricing  for  such  contracts  can  adversely  affect  our  results  of  operations.  Additionally,  fixed-price  contracts 
generally require progress payments rather than performance-based payments which can delay our ability to recover a significant 
amount  of  costs  incurred  on  a  contract  and  thus  affect  the  timing  of  our  cash  flows.  Under  fixed-price  incentive  contracts,  we 
share  with  the  U.S.  Government  cost  underrun  savings,  which  are  derived  from  total  cost  being  less  than  target  costs;  we  also 
share in cost overruns, which occur when total costs exceed target costs up to a negotiated cost ceiling, but are solely responsible 
for costs above the ceiling. Under time and materials contracts, we are paid for labor at negotiated hourly billing rates and for 
certain  expenses.  Under  cost-reimbursement  contracts  that  are  subject  to  a  contract-ceiling  amount,  we  are  reimbursed  for 
allowable costs and paid a fee, which may be fixed or performance based, however, if our costs exceed the contract ceiling or are 
not allowable under the provisions of the contract or applicable regulations, we may not be able to obtain reimbursement for all 
such  costs.    Due  to  the  nature  of  our  work  under  government  contracts,  we  sometimes  experience  unforeseen  technological 
difficulties  and  cost  overruns.  Under  each  type  of  contract,  if  we  are  unable  to  control  costs  or  if  our  initial  cost  estimates  are 
incorrect,  our  cash  flows,  results  of  operations  and  financial  condition  could  be  adversely  affected.  Cost  overruns  also  may 
adversely affect our ability to sustain existing programs and obtain future contract awards.

Strategic Risks

Developing new products and technologies entails significant risks and uncertainties.
To continue to grow our revenues and segment profit, we must successfully develop new products and technologies or modify our 
existing products and technologies for our current and future markets. Our future performance depends, in part, on our ability to 
identify emerging technological trends and customer requirements and to develop and maintain competitive products and services. 
Delays or cost overruns in the development and acceptance of new products or certification of new aircraft and other products 
occur  from  time  to  time  and  could  adversely  affect  our  results  of  operations.  These  delays  could  be  caused  by  unanticipated 
technological hurdles, production changes to meet customer demands, unanticipated difficulties in obtaining required regulatory 
certifications of new aircraft or other products, coordination with joint venture partners or failure on the part of our suppliers to 
deliver  components  as  agreed.  We  also  could  be  adversely  affected  if  our  research  and  development  efforts  are  less  successful 
than expected or if we do not adequately protect the intellectual property developed through these efforts. Likewise, new products 
and  technologies  could  generate  unanticipated  safety  or  other  concerns  resulting  in  expanded  product  liability  risks,  potential 
product recalls and other regulatory issues that could have an adverse impact on us. Furthermore, because of the lengthy research 
and development cycle involved in bringing certain of our products to market, we cannot predict the economic conditions that will 
exist  when  any  new  product  is  complete.  A  reduction  in  capital  spending  in  the  aerospace  or  defense  industries  could  have  a 
significant effect on the demand for new products and technologies under development, which could have an adverse effect on 
our  financial  condition  and  results  of  operations.  In  addition,  our  investments  in  equipment  or  technology  that  we  believe  will 
enable us to obtain future service contracts for our U.S. Government or other customers may not result in contracts or revenues 
sufficient to offset such investment. The market for our product offerings does not always develop or continue to expand as we 
anticipate.  Furthermore,  we  cannot  be  sure  that  our  competitors  will  not  develop  competing  technologies  which  gain  superior 
market acceptance compared to our products.  A significant failure in our new product development efforts or the failure of our 
products or services to achieve market acceptance relative to our competitors’ products or services could have an adverse effect 
on our financial condition and results of operations.

12      Textron 2020 Annual Report

12

We have made and may continue to make acquisitions that increase the risks of our business.
We have made and may continue to make acquisitions that increase the risks of our business.
We have made and may continue to make acquisitions that increase the risks of our business.
We have made and may continue to make acquisitions that increase the risks of our business.
We have made and may continue to make acquisitions that increase the risks of our business.
We have made and may continue to make acquisitions that increase the risks of our business.
We enter  into  acquisitions  in  an  effort to  expand  our  business  and  enhance shareholder  value.  Acquisitions  involve risks  and 
We enter  into  acquisitions  in  an  effort to  expand  our  business  and  enhance shareholder  value.  Acquisitions  involve risks  and 
We enter  into  acquisitions  in  an  effort to  expand  our  business  and  enhance shareholder  value.  Acquisitions  involve risks  and 
We enter  into  acquisitions  in  an  effort to  expand  our  business  and  enhance shareholder  value.  Acquisitions  involve risks  and 
We enter  into  acquisitions  in  an  effort to  expand  our  business  and  enhance shareholder  value.  Acquisitions  involve risks  and 
We  enter  into  acquisitions  in  an  effort  to  expand  our  business  and  enhance  shareholder  value.  Acquisitions  involve  risks  and 
uncertainties that, in some cases, have resulted, and, in the future, could result in our not achieving expected benefits.  Such risks 
uncertainties that, in some cases, have resulted, and, in the future, could result in our not achieving expected benefits.  Such risks 
uncertainties that, in some cases, have resulted, and, in the future, could result in our not achieving expected benefits.  Such risks 
uncertainties that, in some cases, have resulted, and, in the future, could result in our not achieving expected benefits.  Such risks 
uncertainties that, in some cases, have resulted, and, in the future, could result in our not achieving expected benefits.  Such risks 
uncertainties that, in some cases, have resulted, and, in the future, could result in our not achieving expected benefits.  Such risks 
include difficulties in integrating newly acquired businesses and operations in an efficient and cost-effective manner; challenges
include difficulties in integrating newly acquired businesses and operations in an efficient and cost-effective manner; challenges
include difficulties in integrating newly acquired businesses and operations in an efficient and cost-effective manner; challenges
include difficulties in integrating newly acquired businesses and operations in an efficient and cost-effective manner; challenges
include difficulties in integrating newly acquired businesses and operations in an efficient and cost-effective manner; challenges
include difficulties in integrating newly acquired businesses and operations in an efficient and cost-effective manner; challenges 
in achieving expected strategic objectives, cost savings and other benefits; the risk that the acquired businesses’ markets do not
in achieving expected strategic objectives, cost savings and other benefits; the risk that the acquired businesses’ markets do not
in achieving expected strategic objectives, cost savings and other benefits; the risk that the acquired businesses’ markets do not
in achieving expected strategic objectives, cost savings and other benefits; the risk that the acquired businesses’ markets do not
in achieving expected strategic objectives, cost savings and other benefits; the risk that the acquired businesses’ markets do not
in achieving expected strategic objectives, cost savings and other benefits; the risk that the acquired businesses’ markets do not 
evolve as anticipated and that the acquired businesses’ products and technologies do not prove to be those needed to be successful
evolve as anticipated and that the acquired businesses’ products and technologies do not prove to be those needed to be successful
evolve as anticipated and that the acquired businesses’ products and technologies do not prove to be those needed to be successful
evolve as anticipated and that the acquired businesses’ products and technologies do not prove to be those needed to be successful
evolve as anticipated and that the acquired businesses’ products and technologies do not prove to be those needed to be successful
evolve as anticipated and that the acquired businesses’ products and technologies do not prove to be those needed to be successful 
in those markets; the risk that our due diligence reviews of the acquired business do not identify or adequately assess all of the
in those markets; the risk that our due diligence reviews of the acquired business do not identify or adequately assess all of the
in those markets; the risk that our due diligence reviews of the acquired business do not identify or adequately assess all of the
in those markets; the risk that our due diligence reviews of the acquired business do not identify or adequately assess all of the
in those markets; the risk that our due diligence reviews of the acquired business do not identify or adequately assess all of the
in those markets; the risk that our due diligence reviews of the acquired business do not identify or adequately assess all of the 
material issues which impact valuation of the business or result in costs or liabilities in excess of what we anticipated; the risk that 
material issues which impact valuation of the business or result in costs or liabilities in excess of what we anticipated; the risk that 
material issues which impact valuation of the business or result in costs or liabilities in excess of what we anticipated; the risk that 
material issues which impact valuation of the business or result in costs or liabilities in excess of what we anticipated; the risk that 
material issues which impact valuation of the business or result in costs or liabilities in excess of what we anticipated; the risk that 
material issues which impact valuation of the business or result in costs or liabilities in excess of what we anticipated; the risk that 
we pay a purchase price that exceeds what the future results of operations would have merited; the risk that the acquired business 
we pay a purchase price that exceeds what the future results of operations would have merited; the risk that the acquired business 
we pay a purchase price that exceeds what the future results of operations would have merited; the risk that the acquired business 
we pay a purchase price that exceeds what the future results of operations would have merited; the risk that the acquired business 
we pay a purchase price that exceeds what the future results of operations would have merited; the risk that the acquired business 
we pay a purchase price that exceeds what the future results of operations would have merited; the risk that the acquired business 
may  have significant internal control deficiencies  or  exposure to  regulatory  sanctions; and  the potential loss  of  key  customers, 
may  have significant internal control deficiencies  or  exposure to  regulatory  sanctions; and  the potential loss  of  key  customers, 
may  have significant internal control deficiencies  or  exposure to  regulatory  sanctions; and  the potential loss  of  key  customers, 
may  have significant internal control deficiencies  or  exposure to  regulatory  sanctions; and  the potential loss  of  key  customers, 
may  have significant internal control deficiencies  or  exposure to  regulatory  sanctions; and  the potential loss  of  key  customers, 
may  have  significant  internal  control  deficiencies  or  exposure  to  regulatory  sanctions;  and  the  potential  loss  of  key  customers, 
suppliers and employees of the acquired businesses.
suppliers and employees of the acquired businesses.
suppliers and employees of the acquired businesses.
suppliers and employees of the acquired businesses.
suppliers and employees of the acquired businesses.
suppliers and employees of the acquired businesses.
Business and Operational Risks
Business and Operational Risks
Business and Operational Risks
Business and Operational Risks
Business and Operational Risks
Business and Operational Risks
Our business could be negatively impacted by information technology disruptions and security threats.
Our business could be negatively impacted by information technology disruptions and security threats.
Our business could be negatively impacted by information technology disruptions and security threats.
Our business could be negatively impacted by information technology disruptions and security threats.
Our business could be negatively impacted by information technology disruptions and security threats.
Our business could be negatively impacted by information technology disruptions and security threats.
Our  information  technology  (IT)  and  related  systems  are critical to  the efficient operation  of  our  business  and  essential to  our 
Our  information  technology  (IT)  and  related  systems  are critical to  the efficient operation  of  our  business  and  essential to  our 
Our  information  technology  (IT)  and  related  systems  are critical to  the efficient operation  of  our  business  and  essential to  our 
Our  information  technology  (IT)  and  related  systems  are  critical  to  the  efficient  operation  of  our  business  and  essential  to  our 
Our  information  technology  (IT)  and  related  systems  are critical to  the efficient operation  of  our  business  and  essential to  our 
Our  information  technology  (IT)  and  related  systems  are critical to  the efficient operation  of  our  business  and  essential to  our 
ability to perform day to day processes. From time to time, we update and/or replace IT systems used by our businesses.  The
ability to perform day to day processes. From time to time, we update and/or replace IT systems used by our businesses.  The
ability to perform day to day processes. From time to time, we update and/or replace IT systems used by our businesses.  The
ability to perform day to day processes. From time to time, we update and/or replace IT systems used by our businesses.  The 
ability to perform day to day processes. From time to time, we update and/or replace IT systems used by our businesses.  The
ability to perform day to day processes. From time to time, we update and/or replace IT systems used by our businesses.  The
implementation of new systems can present temporary disruptions of business activities as existing processes are transitioned to 
implementation of new systems can present temporary disruptions of business activities as existing processes are transitioned to 
implementation of new systems can present temporary disruptions of business activities as existing processes are transitioned to 
implementation of new systems can present temporary disruptions of business activities as existing processes are transitioned to 
implementation of new systems can present temporary disruptions of business activities as existing processes are transitioned to 
implementation of new systems can present temporary disruptions of business activities as existing processes are transitioned to 
the new systems, resulting in productivity issues, including delays in production, shipments or other business operations. We also 
the new systems, resulting in productivity issues, including delays in production, shipments or other business operations. We also 
the new systems, resulting in productivity issues, including delays in production, shipments or other business operations. We also 
the new systems, resulting in productivity issues, including delays in production, shipments or other business operations. We also 
the new systems, resulting in productivity issues, including delays in production, shipments or other business operations. We also 
the new systems, resulting in productivity issues, including delays in production, shipments or other business operations. We also 
outsource certain support functions, including certain global IT infrastructure services, to third-party service providers, and any 
outsource certain support functions, including certain global IT infrastructure services, to third-party service providers, and any 
outsource certain support functions, including certain global IT infrastructure services, to third-party service providers, and any 
outsource certain support functions, including certain global IT infrastructure services, to third-party service providers, and any 
outsource certain support functions, including certain global IT infrastructure services, to third-party service providers, and any 
outsource certain support functions, including certain global IT infrastructure services, to third-party service providers, and any 
disruption of such outsourced processes or functions could have a material adverse effect on our operations.  In addition, as a U.S. 
disruption of such outsourced processes or functions could have a material adverse effect on our operations.  In addition, as a U.S. 
disruption of such outsourced processes or functions could have a material adverse effect on our operations.  In addition, as a U.S. 
disruption of such outsourced processes or functions could have a material adverse effect on our operations.  In addition, as a U.S. 
disruption of such outsourced processes or functions could have a material adverse effect on our operations.  In addition, as a U.S. 
disruption of such outsourced processes or functions could have a material adverse effect on our operations.  In addition, as a U.S. 
defense contractor, we face certain security threats, including threats to our IT infrastructure and unlawful attempts to gain access
defense contractor, we face certain security threats, including threats to our IT infrastructure and unlawful attempts to gain access
defense contractor, we face certain security threats, including threats to our IT infrastructure and unlawful attempts to gain access
defense contractor, we face certain security threats, including threats to our IT infrastructure and unlawful attempts to gain access 
defense contractor, we face certain security threats, including threats to our IT infrastructure and unlawful attempts to gain access
defense contractor, we face certain security threats, including threats to our IT infrastructure and unlawful attempts to gain access
to our information via phishing / malware campaigns and other cyberattack methods, as well as threats to the physical security of 
to our information via phishing / malware campaigns and other cyberattack methods, as well as threats to the physical security of 
to our information via phishing / malware campaigns and other cyberattack methods, as well as threats to the physical security of 
to our information via phishing / malware campaigns and other cyberattack methods, as well as threats to the physical security of 
to our information via phishing / malware campaigns and other cyberattack methods, as well as threats to the physical security of 
to our information via phishing / malware campaigns and other cyberattack methods, as well as threats to the physical security of 
our  facilities  and  employees,  as  do  our  customers,  suppliers,  subcontractors  and  joint venture partners.  Attempts  to  gain 
our  facilities  and  employees,  as  do  our  customers,  suppliers,  subcontractors  and  joint venture partners.  Attempts  to  gain 
our  facilities  and  employees,  as  do  our  customers,  suppliers,  subcontractors  and  joint venture partners.  Attempts  to  gain 
our  facilities  and  employees,  as  do  our  customers,  suppliers,  subcontractors  and  joint  venture  partners.  Attempts  to  gain 
our  facilities  and  employees,  as  do  our  customers,  suppliers,  subcontractors  and  joint venture partners.  Attempts  to  gain 
our  facilities  and  employees,  as  do  our  customers,  suppliers,  subcontractors  and  joint venture partners.  Attempts  to  gain 
unauthorized access to our confidential, classified or otherwise proprietary information or that of our employees or customers, as 
unauthorized access to our confidential, classified or otherwise proprietary information or that of our employees or customers, as 
unauthorized access to our confidential, classified or otherwise proprietary information or that of our employees or customers, as 
unauthorized access to our confidential, classified or otherwise proprietary information or that of our employees or customers, as 
unauthorized access to our confidential, classified or otherwise proprietary information or that of our employees or customers, as 
unauthorized access to our confidential, classified or otherwise proprietary information or that of our employees or customers, as 
well as other security breaches, are persistent, continue to evolve and require highly skilled IT resources.
well as other security breaches, are persistent, continue to evolve and require highly skilled IT resources.
well as other security breaches, are persistent, continue to evolve and require highly skilled IT resources.
well as other security breaches, are persistent, continue to evolve and require highly skilled IT resources.
well as other security breaches, are persistent, continue to evolve and require highly skilled IT resources.
well as other security breaches, are persistent, continue to evolve and require highly skilled IT resources.
We maintain Information Systems Incident Management Standards applicable to all our businesses intended to ensure information 
We maintain Information Systems Incident Management Standards applicable to all our businesses intended to ensure information 
We maintain Information Systems Incident Management Standards applicable to all our businesses intended to ensure information 
We maintain Information Systems Incident Management Standards applicable to all our businesses intended to ensure information 
We maintain Information Systems Incident Management Standards applicable to all our businesses intended to ensure information 
We maintain Information Systems Incident Management Standards applicable to all our businesses intended to ensure information 
security events and weaknesses associated with information systems are  communicated and acted on in a  timely manner. Our
security events and weaknesses associated with information systems are  communicated and acted on in a  timely manner. Our
security  events  and  weaknesses  associated  with  information  systems  are  communicated  and  acted  on  in  a  timely  manner.  Our 
security events and weaknesses associated with information systems are  communicated and acted on in a  timely manner. Our
security events and weaknesses associated with information systems are  communicated and acted on in a  timely manner. Our
security events and weaknesses associated with information systems are  communicated and acted on in a  timely manner. Our
enterprise risk  management program includes  cyber  risk/network  protection  mitigation  plans,  and  our  disclosure controls  and 
enterprise risk  management program includes  cyber  risk/network  protection  mitigation  plans,  and  our  disclosure controls  and 
enterprise  risk  management  program  includes  cyber  risk/network  protection  mitigation  plans,  and  our  disclosure  controls  and 
enterprise risk  management program includes  cyber  risk/network  protection  mitigation  plans,  and  our  disclosure controls  and 
enterprise risk  management program includes  cyber  risk/network  protection  mitigation  plans,  and  our  disclosure controls  and 
enterprise risk  management program includes  cyber  risk/network  protection  mitigation  plans,  and  our  disclosure controls  and 
procedures  address  cybersecurity  and  include processes  intended  to  ensure that security  breaches  are analyzed  for  potential
procedures  address  cybersecurity  and  include processes  intended  to  ensure that security  breaches  are analyzed  for  potential
procedures  address  cybersecurity  and  include  processes  intended  to  ensure  that  security  breaches  are  analyzed  for  potential 
procedures  address  cybersecurity  and  include processes  intended  to  ensure that security  breaches  are analyzed  for  potential
procedures  address  cybersecurity  and  include processes  intended  to  ensure that security  breaches  are analyzed  for  potential
procedures  address  cybersecurity  and  include processes  intended  to  ensure that security  breaches  are analyzed  for  potential
disclosure. Additionally, we conduct periodic training for our employees regarding the protection of sensitive information which 
disclosure. Additionally, we conduct periodic training for our employees regarding the protection of sensitive information which 
disclosure. Additionally, we conduct periodic training for our employees regarding the protection of sensitive information which 
disclosure. Additionally, we conduct periodic training for our employees regarding the protection of sensitive information which 
disclosure. Additionally, we conduct periodic training for our employees regarding the protection of sensitive information which 
disclosure. Additionally, we conduct periodic training for our employees regarding the protection of sensitive information which 
includes  training  intended  to  prevent the success  of  cyberattacks.  Further,  our  insider  trading  compliance program addresses 
includes  training  intended  to  prevent the success  of  cyberattacks.  Further,  our  insider  trading  compliance program addresses 
includes  training  intended  to  prevent  the  success  of  cyberattacks.  Further,  our  insider  trading  compliance  program  addresses 
includes  training  intended  to  prevent the success  of  cyberattacks.  Further,  our  insider  trading  compliance program addresses 
includes  training  intended  to  prevent the success  of  cyberattacks.  Further,  our  insider  trading  compliance program addresses 
includes  training  intended  to  prevent the success  of  cyberattacks.  Further,  our  insider  trading  compliance program addresses 
restrictions against trading while in possession of material, nonpublic information in connection with a cybersecurity incident.
restrictions against trading while in possession of material, nonpublic information in connection with a cybersecurity incident.
restrictions against trading while in possession of material, nonpublic information in connection with a cybersecurity incident.
restrictions against trading while in possession of material, nonpublic information in connection with a cybersecurity incident.
restrictions against trading while in possession of material, nonpublic information in connection with a cybersecurity incident.
restrictions against trading while in possession of material, nonpublic information in connection with a cybersecurity incident.
While  we  have  experienced cybersecurity attacks, we  have  not  suffered any material  losses relating to such attacks, and we 
While  we  have  experienced  cybersecurity  attacks,  we  have  not  suffered  any  material  losses  relating  to  such  attacks,  and  we 
While  we  have  experienced  cybersecurity  attacks,  we  have  not  suffered  any  material  losses  relating  to  such  attacks,  and  we 
While  we  have  experienced cybersecurity attacks, we  have  not  suffered any material  losses relating to such attacks, and we 
While  we  have  experienced cybersecurity attacks, we  have  not  suffered any material  losses relating to such attacks, and we 
While  we  have  experienced cybersecurity attacks, we  have  not  suffered any material  losses relating to such attacks, and we 
believe our threat detection and mitigation processes and procedures are robust.  Due to the evolving nature of security threats, the
believe our threat detection and mitigation processes and procedures are robust.  Due to the evolving nature of security threats, the 
believe our threat detection and mitigation processes and procedures are robust.  Due to the evolving nature of security threats, the
believe our threat detection and mitigation processes and procedures are robust.  Due to the evolving nature of security threats, the
believe our threat detection and mitigation processes and procedures are robust.  Due to the evolving nature of security threats, the
believe our threat detection and mitigation processes and procedures are robust.  Due to the evolving nature of security threats, the
possibility of future  material  incidents cannot  be  completely mitigated, and we  may not  always be  successful  in detecting,
possibility  of  future  material  incidents  cannot  be  completely  mitigated,  and  we  may  not  always  be  successful  in  detecting, 
possibility of future  material  incidents cannot  be  completely mitigated, and we  may not  always be  successful  in detecting,
possibility of future  material  incidents cannot  be  completely mitigated, and we  may not  always be  successful  in detecting,
possibility of future  material  incidents cannot  be  completely mitigated, and we  may not  always be  successful  in detecting,
possibility of future  material  incidents cannot  be  completely mitigated, and we  may not  always be  successful  in detecting,
reporting or responding to cyber incidents. Future attacks or breaches of data security, whether of our systems or the systems of 
reporting or responding to cyber incidents. Future attacks or breaches of data security, whether of our systems or the systems of 
reporting or responding to cyber incidents. Future attacks or breaches of data security, whether of our systems or the systems of 
reporting or responding to cyber incidents. Future attacks or breaches of data security, whether of our systems or the systems of 
reporting or responding to cyber incidents. Future attacks or breaches of data security, whether of our systems or the systems of 
reporting or responding to cyber incidents. Future attacks or breaches of data security, whether of our systems or the systems of 
our service providers or other third parties who may have access to our data for business purposes, could disrupt our operations, 
our service providers or other third parties who may have access to our data for business purposes, could disrupt our operations, 
our service providers or other third parties who may have access to our data for business purposes, could disrupt our operations, 
our service providers or other third parties who may have access to our data for business purposes, could disrupt our operations, 
our service providers or other third parties who may have access to our data for business purposes, could disrupt our operations, 
our service providers or other third parties who may have access to our data for business purposes, could disrupt our operations, 
cause the loss of business information or compromise confidential information, exposing us to liability or regulatory action. Such 
cause the loss of business information or compromise confidential information, exposing us to liability or regulatory action. Such 
cause the loss of business information or compromise confidential information, exposing us to liability or regulatory action. Such 
cause the loss of business information or compromise confidential information, exposing us to liability or regulatory action. Such 
cause the loss of business information or compromise confidential information, exposing us to liability or regulatory action. Such 
cause the loss of business information or compromise confidential information, exposing us to liability or regulatory action. Such 
an incident  also could require  significant  management  attention and resources, increase  costs that  may not  be  covered by
an  incident  also  could  require  significant  management  attention  and  resources,  increase  costs  that  may  not  be  covered  by 
an incident  also could require  significant  management  attention and resources, increase  costs that  may not  be  covered by
an incident  also could require  significant  management  attention and resources, increase  costs that  may not  be  covered by
an incident  also could require  significant  management  attention and resources, increase  costs that  may not  be  covered by
an incident  also could require  significant  management  attention and resources, increase  costs that  may not  be  covered by
insurance,  and  result in  reputational damage,  potentially  adversely  affecting  our  competitiveness  and  our  results  of  operations. 
insurance,  and  result  in  reputational  damage,  potentially  adversely  affecting  our  competitiveness  and  our  results  of  operations. 
insurance,  and  result in  reputational damage,  potentially  adversely  affecting  our  competitiveness  and  our  results  of  operations. 
insurance,  and  result in  reputational damage,  potentially  adversely  affecting  our  competitiveness  and  our  results  of  operations. 
insurance,  and  result in  reputational damage,  potentially  adversely  affecting  our  competitiveness  and  our  results  of  operations. 
insurance,  and  result in  reputational damage,  potentially  adversely  affecting  our  competitiveness  and  our  results  of  operations. 
Products and services that we provide to our customers may themselves be subject to cyberthreats which may not be detected or 
Products and services that we provide to our customers may themselves be subject to cyberthreats which may not be detected or 
Products and services that we provide to our customers may themselves be subject to cyberthreats which may not be detected or 
Products and services that we provide to our customers may themselves be subject to cyberthreats which may not be detected or 
Products and services that we provide to our customers may themselves be subject to cyberthreats which may not be detected or 
Products and services that we provide to our customers may themselves be subject to cyberthreats which may not be detected or 
effectively  mitigated,  resulting  in  potential losses  that could  adversely  affect us  and  our  customers.  In  addition,  our  customers, 
effectively  mitigated,  resulting  in  potential  losses  that  could  adversely  affect  us  and  our  customers.  In  addition,  our  customers, 
effectively  mitigated,  resulting  in  potential losses  that could  adversely  affect us  and  our  customers.  In  addition,  our  customers, 
effectively  mitigated,  resulting  in  potential losses  that could  adversely  affect us  and  our  customers.  In  addition,  our  customers, 
effectively  mitigated,  resulting  in  potential losses  that could  adversely  affect us  and  our  customers.  In  addition,  our  customers, 
effectively  mitigated,  resulting  in  potential losses  that could  adversely  affect us  and  our  customers.  In  addition,  our  customers, 
including the U.S. Government, are increasingly requiring cybersecurity protections and mandating cybersecurity standards in our 
including the U.S. Government, are increasingly requiring cybersecurity protections and mandating cybersecurity standards in our 
including the U.S. Government, are increasingly requiring cybersecurity protections and mandating cybersecurity standards in our 
including the U.S. Government, are increasingly requiring cybersecurity protections and mandating cybersecurity standards in our 
including the U.S. Government, are increasingly requiring cybersecurity protections and mandating cybersecurity standards in our 
including the U.S. Government, are increasingly requiring cybersecurity protections and mandating cybersecurity standards in our 
products, and we may incur additional costs to comply with such demands.
products, and we may incur additional costs to comply with such demands.
products, and we may incur additional costs to comply with such demands.
products, and we may incur additional costs to comply with such demands.
products, and we may incur additional costs to comply with such demands.
products, and we may incur additional costs to comply with such demands.
Failure to perform by our subcontractors or suppliers could adversely affect our performance.
Failure to perform by our subcontractors or suppliers could adversely affect our performance.
Failure to perform by our subcontractors or suppliers could adversely affect our performance.
Failure to perform by our subcontractors or suppliers could adversely affect our performance.
Failure to perform by our subcontractors or suppliers could adversely affect our performance.
Failure to perform by our subcontractors or suppliers could adversely affect our performance.
We rely on other companies to provide raw materials, major components and subsystems for our products. Subcontractors also 
We rely on other companies to provide raw materials, major components and subsystems for our products. Subcontractors also 
We rely on other companies to provide raw materials, major components and subsystems for our products. Subcontractors also 
We rely on other companies to provide raw materials, major components and subsystems for our products. Subcontractors also 
We rely on other companies to provide raw materials, major components and subsystems for our products. Subcontractors also 
We rely on other companies to provide raw materials, major components and subsystems for our products. Subcontractors also 
perform services that we provide to our customers in certain circumstances. We depend on these suppliers and subcontractors to 
perform services that we provide to our customers in certain circumstances. We depend on these suppliers and subcontractors to 
perform services that we provide to our customers in certain circumstances. We depend on these suppliers and subcontractors to 
perform services that we provide to our customers in certain circumstances. We depend on these suppliers and subcontractors to 
perform services that we provide to our customers in certain circumstances. We depend on these suppliers and subcontractors to 
perform services that we provide to our customers in certain circumstances. We depend on these suppliers and subcontractors to 
meet our contractual obligations to our customers and conduct our operations. Our ability to meet our obligations to our customers 
meet our contractual obligations to our customers and conduct our operations. Our ability to meet our obligations to our customers 
meet our contractual obligations to our customers and conduct our operations. Our ability to meet our obligations to our customers 
meet our contractual obligations to our customers and conduct our operations. Our ability to meet our obligations to our customers 
meet our contractual obligations to our customers and conduct our operations. Our ability to meet our obligations to our customers 
meet our contractual obligations to our customers and conduct our operations. Our ability to meet our obligations to our customers 
could  be  adversely  affected  if  suppliers  or  subcontractors  do  not  provide  the  agreed-upon  supplies  or  perform  the  agreed-upon 
could  be adversely  affected  if  suppliers  or  subcontractors  do  not provide the agreed-upon  supplies  or  perform the agreed-upon 
could  be adversely  affected  if  suppliers  or  subcontractors  do  not provide the agreed-upon  supplies  or  perform the agreed-upon 
could  be adversely  affected  if  suppliers  or  subcontractors  do  not provide the agreed-upon  supplies  or  perform the agreed-upon 
could  be adversely  affected  if  suppliers  or  subcontractors  do  not provide the agreed-upon  supplies  or  perform the agreed-upon 
could  be adversely  affected  if  suppliers  or  subcontractors  do  not provide the agreed-upon  supplies  or  perform the agreed-upon 
services  in  compliance  with  customer  requirements  and  in  a  timely  and  cost-effective  manner.  Likewise,  the  quality  of  our 
services in compliance  with customer requirements and in a  timely and cost-effective  manner. Likewise, the  quality of our
services in compliance  with customer requirements and in a  timely and cost-effective  manner. Likewise, the  quality of our
services in compliance  with customer requirements and in a  timely and cost-effective  manner. Likewise, the  quality of our
services in compliance  with customer requirements and in a  timely and cost-effective  manner. Likewise, the  quality of our
services in compliance  with customer requirements and in a  timely and cost-effective  manner. Likewise, the  quality of our
products could be adversely impacted if companies to whom we delegate manufacture of major components or subsystems for our 
products could be adversely impacted if companies to whom we delegate manufacture of major components or subsystems for our 
products could be adversely impacted if companies to whom we delegate manufacture of major components or subsystems for our 
products could be adversely impacted if companies to whom we delegate manufacture of major components or subsystems for our 
products could be adversely impacted if companies to whom we delegate manufacture of major components or subsystems for our 
products could be adversely impacted if companies to whom we delegate manufacture of major components or subsystems for our 
products, or from whom we acquire such items, do not provide components or subsystems which meet required specifications and 
products, or from whom we acquire such items, do not provide components or subsystems which meet required specifications and 
products, or from whom we acquire such items, do not provide components or subsystems which meet required specifications and 
products, or from whom we acquire such items, do not provide components or subsystems which meet required specifications and 
products, or from whom we acquire such items, do not provide components or subsystems which meet required specifications and 
products, or from whom we acquire such items, do not provide components or subsystems which meet required specifications and 
perform  to  our  and  our  customers’  expectations.  Our  suppliers  may  be  less  likely  than  us  to  be  able  to  quickly  recover  from 
perform to  our  and  our  customers’  expectations.  Our  suppliers  may  be less  likely  than  us  to  be able to  quickly  recover  from
perform to  our  and  our  customers’  expectations.  Our  suppliers  may  be less  likely  than  us  to  be able to  quickly  recover  from
perform to  our  and  our  customers’  expectations.  Our  suppliers  may  be less  likely  than  us  to  be able to  quickly  recover  from
perform to  our  and  our  customers’  expectations.  Our  suppliers  may  be less  likely  than  us  to  be able to  quickly  recover  from
perform to  our  and  our  customers’  expectations.  Our  suppliers  may  be less  likely  than  us  to  be able to  quickly  recover  from
natural disasters and other events beyond their control and may be subject to additional risks such as financial problems that limit 
natural disasters and other events beyond their control and may be subject to additional risks such as financial problems that limit 
natural disasters and other events beyond their control and may be subject to additional risks such as financial problems that limit 
natural disasters and other events beyond their control and may be subject to additional risks such as financial problems that limit 
natural disasters and other events beyond their control and may be subject to additional risks such as financial problems that limit 
natural disasters and other events beyond their control and may be subject to additional risks such as financial problems that limit 
their ability to conduct their operations. The risk of these adverse effects would likely be greater in circumstances where we rely 
their ability to conduct their operations. The risk of these adverse effects would likely be greater in circumstances where we rely
their ability to conduct their operations. The risk of these adverse effects would likely be greater in circumstances where we rely
their ability to conduct their operations. The risk of these adverse effects would likely be greater in circumstances where we rely
their ability to conduct their operations. The risk of these adverse effects would likely be greater in circumstances where we rely
their ability to conduct their operations. The risk of these adverse effects would likely be greater in circumstances where we rely
on  only  one  or  two  subcontractors  or  suppliers  for  a  particular  raw  material,  product  or  service.  In  particular,  in  the  aircraft 
on  only  one or  two  subcontractors  or  suppliers  for  a particular  raw  material,  product or  service.  In  particular,  in  the aircraft
on  only  one or  two  subcontractors  or  suppliers  for  a particular  raw  material,  product or  service.  In  particular,  in  the aircraft
on  only  one or  two  subcontractors  or  suppliers  for  a particular  raw  material,  product or  service.  In  particular,  in  the aircraft
on  only  one or  two  subcontractors  or  suppliers  for  a particular  raw  material,  product or  service.  In  particular,  in  the aircraft
on  only  one or  two  subcontractors  or  suppliers  for  a particular  raw  material,  product or  service.  In  particular,  in  the aircraft
Textron 2020 Annual Report      13
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industry, most vendor parts are certified by the regulatory agencies as part of the overall Type Certificate for the aircraft being 
produced by the manufacturer. If a vendor does not or cannot supply its parts, then the manufacturer’s production line may be 
stopped  until  the  manufacturer  can  design,  manufacture  and  certify  a  similar  part  itself  or  identify  and  certify  another  similar 
vendor’s part, resulting in significant delays in the completion of aircraft. Such events may adversely affect our financial results, 
damage our reputation and relationships with our customers, and result in regulatory actions and/or litigation.

We are subject to the risks of doing business in foreign countries that could adversely impact our business.
During  2020,  we  derived  approximately  32%  of  our  revenues  from  international  business,  including  U.S.  exports.  Conducting 
business  internationally  exposes  us  to  additional  risks  than  if  we  conducted  our  business  solely  within  the  U.S.  We  maintain 
manufacturing  facilities,  service  centers,  supply  centers  and  other  facilities  worldwide,  including  in  various  emerging  market 
countries.    Risks  related  to  international  operations  include  import,  export,  economic  sanctions  and  other  trade  restrictions; 
changing U.S. and foreign procurement policies and practices; changes in international trade policies, including higher tariffs on 
imported goods and materials and renegotiation of free trade agreements; potential retaliatory tariffs imposed by foreign countries 
against U.S. goods; impacts related to the voluntary exit of the United Kingdom from the European Union (Brexit); restrictions on 
technology  transfer;  difficulties  in  protecting  intellectual  property;  increasing  complexity  of  employment  and  environmental, 
health and safety regulations; foreign investment laws; exchange controls; repatriation of earnings or cash settlement challenges; 
compliance with increasingly rigorous data privacy and protection laws; competition from foreign and multinational firms with 
home country advantages; economic and government instability, acts of terrorism and related safety concerns.  The impact of any 
one or more of these or other factors could adversely affect our business, financial condition or operating results.

Additionally, some international government customers require contractors to agree to specific in-country purchases, technology 
transfers,  manufacturing  agreements  or  financial  support  arrangements,  known  as  offsets,  as  a  condition  for  a  contract  award. 
These contracts generally extend over several years and may include penalties if we fail to perform in accordance with the offset 
requirements  which  are  often  subjective.  We  also  are  exposed  to  risks  associated  with  using  foreign  representatives  and 
consultants for international sales and operations and teaming with international subcontractors and suppliers in connection with 
international programs. In many foreign  countries, particularly  in  those with developing economies,  it is common  to  engage in 
business  practices  that  are  prohibited  by  laws  and  regulations  applicable  to  us,  such  as  the  Foreign  Corrupt  Practices  Act. 
Although we maintain policies and procedures designed to facilitate compliance with these laws, a violation of such laws by any 
of our international representatives, consultants, joint ventures, business partners, subcontractors or suppliers, even if prohibited 
by our policies, could have an adverse effect on our business and reputation.

Natural disasters or other events outside of our control may disrupt our operations, adversely affect our results of operations 
and financial condition, and may not be fully covered by insurance.
Natural disasters, including hurricanes, fires, tornados, floods and other forms of severe weather, the intensity and frequency of 
which are being exacerbated by climate change, other impacts of climate change, such as rising sea waters, as well as other events 
outside of our control including public health crises or pandemics, power outages and industrial accidents, have in the past and 
could in the future disrupt our operations and adversely affect our business. Any of these events could result in physical damage 
to and/or complete or partial closure of one or more of our facilities, temporary or long-term disruption of our operations or the 
operations  of  our  suppliers  by  causing  business  interruptions  or  by  impacting  the  availability  and  cost  of  materials  needed  for 
manufacturing  or  otherwise  impacting  our  ability  to  deliver  products  and  services  to  our  customers.  Existing  insurance 
arrangements may not provide full protection for the costs that may arise from such events. The occurrence of any of these events 
could  materially  increase  our  costs  and  expenses  and  have  a  material  adverse  effect  on  our  business,  financial  condition  and 
results of operations.

Financial Risks

If  our  Finance  segment  has  difficulty  collecting  on  its  finance  receivables,  our  financial  performance  could  be  adversely 
affected.
The  financial  performance  of  our  Finance  segment  depends  on  the  quality  of  loans,  leases  and  other  assets  in  its  portfolio. 
Portfolio  quality  can  be  adversely  affected  by  several  factors,  including  finance  receivable  underwriting  procedures,  collateral 
value, geographic or industry concentrations, and the effect of general economic conditions such as the recent deterioration of the 
economy due to the impact from the COVID-19 pandemic. The pandemic has resulted in disruptions in the ability of many of our 
customers to conduct business effectively because of illness, quarantines, government shut-down orders, facility closures, reduced 
customer  demand  or  other  restrictions.  As  a  result,  our  Finance  segment  has  modified  a  significant  number  of  the  loans  in  its 
portfolio in order to provide temporary payment relief to its customers. In addition, the Finance segment has provided extended 
payment  relief  to  certain  customers.  These  modifications  will  delay  our  ultimate  recovery  on  these  assets.  In  addition,  a 
substantial number of the originations in our finance receivable portfolio are cross-border transactions for aircraft sold outside of 
the U.S. Cross-border transactions present additional challenges and risks in the event of borrower default, which can result in 
difficulty  or  delay  in  collecting  on  the  related  finance  receivables.  Should  current  economic  conditions  persist  or  worsen,  our 

14      Textron 2020 Annual Report

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Finance  segment  may  have  difficulty  successfully  collecting  on  its  finance  receivable  portfolio,  and  as  a  result  our  cash  flow, 
results of operations and financial condition could be adversely affected.

We periodically need to obtain financing and such financing may not be available to us on satisfactory terms, if at all.
We periodically need to obtain financing in order to meet our debt obligations as they come due, to support our operations and/or 
to  make  acquisitions.  Our  access  to  the  debt  capital  markets  and  the  cost  of  borrowings  are  affected  by  a  number  of  factors 
including  market  conditions  and  the  strength  of  our  credit  ratings.  If  we  cannot  obtain  adequate  sources  of  credit  on  favorable 
terms, or at all, our business, operating results, and financial condition could be adversely affected.

Unanticipated changes in our tax rates or exposure to additional income tax liabilities could affect our profitability.
We are subject to income taxes in the U.S. and various non-U.S. jurisdictions, and our domestic and international tax liabilities are 
subject to the location of income among these different jurisdictions. Our effective tax rate could be adversely affected by changes 
in the mix of earnings in countries with differing statutory tax rates, changes in the valuation of deferred tax assets and liabilities, 
changes in the amount of earnings indefinitely reinvested offshore, changes to unrecognized tax benefits or changes in tax laws, 
which could affect our profitability. In particular, the carrying value of deferred tax assets is dependent on our ability to generate 
future  taxable  income,  as  well  as  changes  to  applicable  statutory  tax  rates.  In  addition,  the  amount  of  income  taxes  we  pay  is 
subject to audits in various jurisdictions, and a material assessment by a tax authority could affect our profitability.

Risks Related to Regulatory and Legal Matters

We are subject to increasing compliance risks that could adversely affect our operating results.
As a global business, we are subject to laws and regulations in the U.S. and other countries in which we operate. International 
sales  and  global  operations  require  importing  and  exporting  goods,  software  and  technology,  some  of  which  have  military 
applications subjecting them to more stringent import-export controls across international borders on a regular basis. For example, 
we sometimes initially must obtain licenses and authorizations from various U.S. Government agencies before we are permitted to 
sell certain of our aerospace and defense products outside the U.S., and we are not always successful in obtaining these licenses or 
authorizations in a timely manner. Both U.S. and foreign laws and regulations applicable to us have been increasing in scope and 
complexity. For example, both U.S. and foreign governments and government agencies regulate the aviation industry, and they 
have previously and may in the future impose new regulations for additional aircraft security or other requirements or restrictions, 
including, for example, restrictions and/or fees related to carbon emissions levels. Changes in environmental and climate change 
laws  and  regulations,  including  laws  relating  to  greenhouse  gas  emissions,  could  lead  to  the  necessity  for  new  or  additional 
investment in product designs or manufacturing processes and could increase environmental compliance expenditures, including 
costs to defend regulatory reviews. New or changing laws and regulations or related interpretation and policies could increase our 
costs of doing business, affect how we conduct our operations, adversely impact demand for our products, and/or limit our ability 
to  sell  our  products  and  services.  Compliance  with  laws  and  regulations  of  increasing  scope  and  complexity  is  even  more 
challenging in our current business environment in which reducing our operating costs is often necessary to remain competitive. 
In  addition,  a  violation  of  U.S.  and/or  foreign  laws  by  one  of  our  employees  or  business  partners  could  subject  us  or  our 
employees to civil or criminal penalties, including material monetary fines, or other adverse actions, such as denial of import or 
export privileges and/or debarment as a government contractor which could damage our reputation and have an adverse effect on 
our business.

Certain of our products are subject to laws regulating consumer products and could be subject to repurchase or recall as a 
result of safety issues.
As a distributor of consumer products in the U.S., certain of our products are subject to the Consumer Product Safety Act, which 
empowers  the  U.S.  Consumer  Product  Safety  Commission  (CPSC)  to  exclude  from  the  market  products  that  are  found  to  be 
unsafe or hazardous. Under certain circumstances, the CPSC could require us to repair, replace or refund the purchase price of one 
or more of our products, or potentially even discontinue entire product lines. We also may voluntarily take such action and, from 
time to time, have done so, but within strictures recommended by the CPSC. The CPSC also can impose fines or penalties on a 
manufacturer  for  non-compliance  with  its  requirements.  Furthermore,  failure  to  timely  notify  the  CPSC  of  a  potential  safety 
hazard  can  result  in  significant  fines  being  assessed  against  us.  Any  repurchases  or  recalls  of  our  products  or  an  imposition  of 
fines or penalties could be costly to us and could damage the reputation or the value of our brands. Additionally, laws regulating 
certain consumer products exist in some states, as well as in other countries in which we sell our products, and more restrictive 
laws and regulations could be adopted in the future.

Increased regulation related to global climate change could negatively affect our business.
Increased public awareness and concern regarding global climate change may result in more international, regional and/or federal 
requirements  to  reduce  or  mitigate  global  warming  and  these  regulations  could  mandate  stricter  limits  on  greenhouse  gas 
emissions.  If  environmental  or  climate  change  laws  or  regulations  are  either  changed  or  adopted  and  impose  significant 
operational  restrictions  and  compliance  requirements  upon  our  business  or  our  products,  they  could  negatively  impact  our 
business, capital expenditures, results of operations, financial condition and competitive position.

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We are subject to legal proceedings and other claims.
We are subject to legal proceedings and other claims arising out of the conduct of our business, including proceedings and claims 
relating  to  commercial  and  financial  transactions;  government  contracts;  alleged  lack  of  compliance  with  applicable  laws  and 
regulations; production partners; product liability; patent and trademark infringement; employment disputes; and environmental, 
safety and health matters.  Due to the nature of our manufacturing business, we are regularly subject to liability claims arising 
from accidents involving our products, including claims for serious personal injuries or death caused by weather or by pilot, driver 
or  user  error.  In  the  case  of  litigation  matters  for  which  reserves  have  not  been  established  because  the  loss  is  not  deemed 
probable, it is reasonably possible that such claims could be decided against us and could require us to pay damages or make other 
expenditures in amounts that are not presently estimable. In addition, we cannot be certain that our reserves are adequate and that 
our  insurance  coverage  will  be  sufficient  to  cover  one  or  more  substantial  claims.  Furthermore,  we  may  not  be  able  to  obtain 
insurance  coverage  at  acceptable  levels  and  costs  in  the  future.    Litigation  is  inherently  unpredictable,  and  we  could  incur 
judgments, receive adverse arbitration awards or enter into settlements for current or future claims that could adversely affect our 
results of operations in any particular period.

Intellectual property infringement claims of others and the inability to protect our intellectual property rights could harm our 
business and our customers.
Intellectual property infringement claims are, from time to time, asserted by third parties against us or our customers. Any related 
indemnification payments or legal costs we are obliged to pay on behalf of our businesses, our customers or other third parties can 
be costly.  Infringement claims also have resulted in legal restrictions on our businesses engaging in sales of allegedly infringing 
products.  If  such  a  restriction  were  imposed  upon  a  material  product  line,  our  business  and  results  of  operations  could  be 
adversely impacted.  In addition, we own the rights to many patents, trademarks, brand names, trade names and trade secrets that 
are important to our business. The inability to enforce these intellectual property rights could have an adverse effect on our results 
of operations. Additionally, our intellectual property could be at risk due to cybersecurity threats.

Risks Related to Human Capital 

Our success is highly dependent on our ability to maintain a qualified workforce.
Our success is highly dependent upon our ability to maintain a workforce with the skills necessary for our businesses to succeed. 
We need highly skilled personnel in multiple areas including, among others, engineering, manufacturing, information technology, 
cybersecurity, flight operations, business development and strategy and management.  From time to time we face challenges that 
may impact employee retention such as workforce reductions and facility consolidations and closures. In addition, some of our 
most  experienced  employees  are  retirement-eligible.    To  the  extent  that  we  lose  experienced  personnel  through  retirement  or 
otherwise, it is critical for us to develop other employees, hire new qualified employees and successfully manage the transfer of 
critical knowledge.  Competition for skilled employees is intense, and we may incur higher labor, recruiting and/or training costs 
in order to attract and retain employees with the requisite skills. We may not be successful in hiring or retaining such employees 
which could adversely impact our business and results of operations.

The increasing costs of certain employee and retiree benefits could adversely affect our results.
Our results of operations and cash flows may be adversely impacted by increasing costs and funding requirements related to our 
employee benefit plans. The obligation for our defined benefit pension plans is driven by, among other things, our assumptions of 
the expected long-term rate of return on plan assets and the discount rate used for future payment obligations. Additionally, as 
part of our annual evaluation of these plans, significant changes in our assumptions, due to changes in economic, legislative and/
or  demographic  experience  or  circumstances,  or  changes  in  our  actual  investment  returns  could  negatively  impact  the  funded 
status  of  our  plans  requiring  us  to  substantially  increase  our  pension  liability  with  a  resulting  decrease  in  shareholders’  equity. 
Also, changes in pension legislation and regulations could increase the cost associated with our defined benefit pension plans.

Our business could be adversely affected by strikes or work stoppages and other labor issues.
Approximately  6,800,  or  28%,  of  our  U.S.  employees  are  unionized,  and  many  of  our  non-U.S.  employees  are  represented  by 
organized  councils.  As  a  result,  from  time  to  time  we  experience  work  stoppages,  which  can  negatively  impact  our  ability  to 
manufacture our products on a timely basis, resulting in strain on our relationships with our customers, loss or delay of revenues 
and/or  increased  cost.  The  presence  of  unions  also  may  limit  our  flexibility  in  responding  to  competitive  pressures  in  the 
marketplace. In addition, the workforces of many of our suppliers and customers are represented by labor unions. Work stoppages 
or  strikes  at  the  plants  of  our  key  suppliers  could  disrupt  our  manufacturing  processes;  similar  actions  at  the  plants  of  our 
customers could result in delayed or canceled orders for our products. Any of these events could adversely affect our results of 
operations.

Item 1B. Unresolved Staff Comments

None.

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Item 2. Properties

On January 2, 2021, we operated a total of 54 plants located throughout the U.S. and 49 plants outside the U.S. We own 59 plants 
and lease the remainder for a total manufacturing space of approximately 23.9 million square feet. We consider the productive 
capacity  of  the  plants  operated  by  each  of  our  business  segments  to  be  adequate.  We  also  own  or  lease  offices,  warehouses, 
training and service centers and other space at various locations. In general, our facilities are in good condition, are considered to 
be adequate for the uses to which they are being put and are substantially in regular use.

Item 3. Legal Proceedings

As previously reported in Textron’s Annual Report on Form 10-K for the fiscal year ended January 4, 2020, on August 22, 2019, 
a purported shareholder class action lawsuit was filed in the United States District Court in the Southern District of New York 
against  Textron,  its  Chairman  and  Chief  Executive  Officer  and  its  Chief  Financial  Officer.  The  suit,  filed  by  Building  Trades 
Pension Fund of Western Pennsylvania, alleges that the defendants violated the federal securities laws by making materially false 
and  misleading  statements  and  concealing  material  adverse  facts  related  to  the  Arctic  Cat  acquisition  and  integration.  The 
complaint seeks unspecified compensatory damages. On November 12, 2019, the Court appointed IWA Forest Industry Pension 
Fund (IWA) as the sole lead plaintiff in the case. On December 24, 2019, IWA filed an Amended Complaint in the now entitled 
In re Textron Inc. Securities Litigation.  On February 14, 2020, IWA filed a Second Amended Complaint, and on March 6, 2020, 
Textron  filed  a  motion  to  dismiss  the  Second  Amended  Complaint.  On  July  20,  2020,  the  Court  granted  Textron’s  motion  to 
dismiss and closed the case.  On August 18, 2020, plaintiffs filed a notice of appeal contesting the dismissal, which Textron has 
opposed.  That appeal remains pending.

As previously reported in Textron’s Annual Report on Form 10-K for the fiscal year ended December 31, 2016, on February 7, 
2012, a lawsuit was filed in the United States Bankruptcy Court, Northern District of Ohio, Eastern Division (Akron) by Brian A. 
Bash, Chapter 7 Trustee for Fair Finance Company against Textron Financial Corporation (TFC), Fortress Credit Corp. and Fair 
Facility I, LLC. TFC provided a revolving line of credit of up to $17.5 million to Fair Finance Company from 2002 through 2007. 
The  complaint  alleges  numerous  counts  against  TFC,  as  Fair  Finance  Company’s  working  capital  lender,  including  receipt  of 
fraudulent  transfers  and  assisting  in  fraud  perpetrated  on  Fair  Finance  investors.  The  Trustee  seeks  avoidance  and  recovery  of 
alleged fraudulent transfers in the amount of $316 million as well as damages of $223 million on the other claims. On November 
9,  2012,  the  Court  dismissed  all  claims  against  TFC.  The  trustee  appealed,  and  on  August  23,  2016,  the  6th  Circuit  Court  of 
Appeals  reversed  the  dismissal  in  part  and  remanded  certain  claims  back  to  the  trial  court.  On  September  27,  2018,  after 
reconsidering  the  remanded  claims  which  were  based  upon  civil  conspiracy  and  intentional  fraudulent  transfer,  the  trial  court 
granted partial summary judgment in favor of TFC, dismissing the Trustee’s civil conspiracy claim, as well as a portion of the 
Trustee’s  claim  for  intentional  fraudulent  transfer,  leaving  only  a  portion  of  the  intentional  fraudulent  transfer  claim  to  be 
adjudicated.  A trial for this matter was held in February 2020, and on March 10, 2020, the jury returned a verdict in favor of TFC 
and against the Trustee. On  the same day, the Court entered  judgment in TFC's  favor. On  March  23, 2020, the Trustee filed a 
notice of appeal, which Textron has opposed. That appeal remains pending.

We  also  are  subject  to  actual  and  threatened  legal  proceedings  and  other  claims  arising  out  of  the  conduct  of  our  business, 
including  proceedings  and  claims  relating  to  commercial  and  financial  transactions;  government  contracts;  alleged  lack  of 
compliance  with  applicable  laws  and  regulations;  production  partners;  product  liability;  patent  and  trademark  infringement; 
employment disputes; and environmental, health and safety matters. Some of these legal proceedings and claims seek damages, 
fines  or  penalties  in  substantial  amounts  or  remediation  of  environmental  contamination.  As  a  government  contractor,  we  are 
subject  to  audits,  reviews  and  investigations  to  determine  whether  our  operations  are  being  conducted  in  accordance  with 
applicable  regulatory  requirements.  Under  federal  government  procurement  regulations,  certain  claims  brought  by  the  U.S. 
Government could result in our suspension or debarment from U.S. Government contracting for a period of time. On the basis of 
information presently available, we do not believe that existing proceedings and claims will have a material effect on our financial 
position or results of operations.

Item 4. Mine Safety Disclosures

Not applicable.

Textron 2020 Annual Report      17
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PART II

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities

The  principal  market  on  which  our  common  stock  is  traded  is  the  New  York  Stock  Exchange  under  the  symbol  "TXT."  At 
January 2, 2021, there were approximately 7,600 record holders of Textron common stock.

Issuer Repurchases of Equity Securities
The following provides information about our fourth quarter 2020 repurchases of equity securities that are registered pursuant to 
Section 12 of the Securities Exchange Act of 1934, as amended:

Period (shares in thousands)
October 4, 2020 – November 7, 2020
November 8, 2020 – December 5, 2020
December 6, 2020 – January 2, 2021
Total

Total
Number of
Shares
Purchased *

Average Price
Paid per Share
(excluding
commissions)
38.60 
43.56 
47.49 
45.58 

Total Number of
Shares Purchased as
part of Publicly
Announced Plan *
75 
1,205 
1,555 
2,835 

Maximum
Number of Shares
that may yet be
Purchased under
the Plan
24,050 
22,845 
21,290 

75  $ 

1,205 
1,555 
2,835  $ 

* These  shares  were  purchased  pursuant  to  a  plan  authorizing  the  repurchase  of  up  to  25  million  shares  of  Textron  common  stock  that  was  announced  on 
February 25,2020, which had no expiration date.

Stock Performance Graph
The following graph compares the total return on a cumulative basis at the end of each year of $100 invested in our common stock 
on December 31, 2015 with the Standard & Poor’s (S&P) 500 Stock Index, the S&P 500 Aerospace & Defense (A&D) Index and 
the S&P 500 Industrials Index, all of which include Textron. The values calculated assume dividend reinvestment.

Textron Inc.
S&P 500
S&P 500 A&D 
S&P 500 Industrials

$250.00

$200.00

$150.00

$100.00

$50.00

$0.00

Textron Inc.
S&P 500
S&P 500 A&D
S&P 500 Industrials

$ 

2015
100.00  $ 
100.00 
100.00 
100.00 

2016
115.82  $ 
111.96 
118.90 
110.12 

2017
135.19  $ 
136.40 
168.11 
134.97 

2018
109.20  $ 
129.31 
152.51 
129.69 

2019
107.20  $ 
171.74 
209.19 
173.16 

2020
116.07 
203.04 
169.05 
212.71 

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18

Item 6. Selected Financial Data

(Dollars in millions, except per share amounts)
Revenues (a)
Textron Aviation
Bell
Textron Systems
Industrial
Finance
Total revenues
Segment profit
Textron Aviation
Bell
Textron Systems
Industrial
Finance
Total segment profit
Corporate expenses and other, net
Interest expense, net for Manufacturing group
Special charges (b)
Inventory charge (c)
Gain on business disposition (d)
Income tax (expense) benefit (e)
Income from continuing operations
Earnings per share
Basic earnings per share — continuing operations
Diluted earnings per share — continuing operations
Basic average shares outstanding (in thousands)
Diluted average shares outstanding (in thousands)
Common stock information
Dividends declared per share
Book value at year-end
Price at year-end
Financial position
Total assets
Manufacturing group debt
Finance group debt
Shareholders’ equity
Manufacturing group debt-to-capital (net of cash)
Manufacturing group debt-to-capital
Investment data
Capital expenditures
Manufacturing group depreciation

2020

2019

2018

2017

2016

3,974  $ 
3,309 
1,313 
3,000 
55 
11,651  $ 

5,187  $ 
3,254 
1,325 
3,798 
66 
13,630  $ 

4,971  $ 
3,180 
1,464 
4,291 
66 
13,972  $ 

4,686  $ 
3,317 
1,840 
4,286 
69 
14,198  $ 

16  $ 
462 
152 
111 
10 
751 
(122)
(145)
(147)
(55)
— 
27 
309  $ 

1.35  $ 
1.35  $ 

449  $ 
435 
141 
217 
28 
1,270 
(110)
(146)
(72)
—
— 
(127)
815  $ 

445  $ 
425 
156 
218 
23 
1,267 
(119)
(135)
(73)
— 
444 
(162)
1,222  $ 

303  $ 
415 
139 
290 
22 
1,169 
(132)
(145)
(130)
— 
— 
(456)
306  $ 

3.52  $ 
3.50  $ 

4.88  $ 
4.83  $ 

1.15  $ 
1.14  $ 

228,536 
228,979 

231,315 
232,709 

250,196 
253,237 

266,380 
268,750 

0.08  $ 
25.81  $ 
48.33  $ 

15,443  $ 
3,707  $ 
662  $ 
5,845  $ 
21%
39%

0.08  $ 
24.21  $ 
44.74  $ 

15,018  $ 
3,124  $ 
686  $ 
5,518  $ 
26%
36%

0.08  $ 
22.04  $ 
45.65  $ 

14,264  $ 
3,066  $ 
718  $ 
5,192  $ 
29%
37%

0.08  $ 
21.60  $ 
56.59  $ 

15,340  $ 
3,088  $ 
824  $ 
5,647  $ 
26%
35%

4,921 
3,239 
1,756 
3,794 
78 
13,788 

389 
386 
186 
329 
19 
1,309 
(172)
(138)
(123)
— 
— 
(33)
843 

3.11 
3.09 
270,774 
272,365 

0.08 
20.62 
48.56 

15,358 
2,777 
903 
5,574 
23%
33%

317  $ 
325  $ 

339  $ 
346  $ 

369  $ 
358  $ 

423  $ 
362  $ 

446 
368 

$ 

$ 

$ 

$ 

$ 
$ 

$ 
$ 
$ 

$ 
$ 
$ 
$ 

$ 
$ 

(a) At the beginning of 2018, we adopted ASC 606 using a modified retrospective basis and as a result, the comparative information has not been restated and is 

reported under the accounting standards in effect for these years. 

(b)

In 2020, special charges included $108 million recorded under a restructuring plan, primarily impacting the TRU Simulation + Training (TRU) business 
within the Textron Systems segment, and the Textron Aviation and Industrial segments, and $39 million of charges related to the impairment of indefinite-
lived  trade  name  intangible  assets,  primarily  in  the  Textron  Aviation  segment.  In  2019,  $72  million  was  recorded  under  a  restructuring  plan  principally 
impacting  the  Industrial  and  Textron  Aviation  segments.  In  2018,  $73  million  was  recorded  under  a  restructuring  plan  for  the  Specialized  Vehicles 
businesses  within  our  Industrial  segment.  In  2017  and  2016,  special  charges  included  $90  million  and  $123  million,  respectively,  related  to  our  2016 
restructuring plan and $40 million in 2017, for a restructuring plan related to the Arctic Cat acquisition.

(c)

In connection with the 2020 restructuring plan, we ceased manufacturing at TRU's facility in Montreal, Canada, resulting in the production suspension of its 
commercial air transport simulators. As a result of market conditions and the cessation of manufacturing at this facility, we incurred a $55 million charge to 
write-down the related inventory to its net realizable value.

(d)

In 2018, we completed the sale of the Tools and Test Equipment product line which resulted in an after-tax gain of $419 million.

(e)

In 2017, income tax expense included a $266 million charge to reflect our provisional estimate of the net impact of the Tax Cuts and Jobs Act. We completed 
our analysis of this legislation in the fourth quarter of 2018 and recorded a $14 million benefit. In 2016, we recognized a benefit of $319 million, inclusive of 
interest, of which $206 million is attributable to continuing operations and $113 million is attributable to discontinued operations. This benefit was a result 
of the final settlement with the Internal Revenue Service Office of Appeals for our 1998 to 2008 tax years.

Textron 2020 Annual Report      19
19

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

Overview
During 2020, the global pandemic caused by the novel coronavirus, known as “COVID-19”, led to worldwide facility closures, 
workforce  disruptions,  supply  chain  destabilizations,  reduced  demand  for  many  products  and  services,  volatility  in  the  capital 
markets  and  uncertainty  in  the  economic  outlook.  Our  operations  experienced  and  continue  to  experience  various  degrees  of 
disruption due to the unprecedented conditions surrounding the pandemic. While some of our commercial manufacturing facilities 
had temporarily closed during the first quarter of 2020 through the latter part of the second quarter due to reduced demand for 
certain of our products, substantially all manufacturing activities had resumed in the third quarter. In the second half of the year, 
our  commercial  businesses  have  generally  experienced  an  increase  in  customer  demand  compared  with  the  first  half  of  2020. 
However, demand has not returned to pre-pandemic levels. 

In the first quarter of 2020, following the onset of the pandemic, we strengthened our cash position by issuing $650 million in 
senior debt and by borrowing $500 million under a new 364-Day Term Loan Credit Agreement. We also temporarily suspended 
share  repurchases  and  took  other  measures  to  reduce  costs  and  conserve  cash,  including  employee  furloughs  at  many  of  our 
commercial  businesses  and  at  corporate  headquarters,  reducing  capital  expenditures  and  delaying  certain  research  and 
development  projects.  In  the  second  quarter,  we  continued  most  of  the  measures  taken  in  the  first  quarter  to  reduce  costs  and 
conserve cash and initiated a restructuring plan at certain of our businesses to further reduce costs. During the remainder of the 
year, we continued our focus on managing our businesses through the impacts of the pandemic while investing in future products 
and technologies.  Key financial highlights for 2020 include:

•
Generated $833 million of net cash from operating activities from our manufacturing businesses.
• Maintained a strong cash position with $2.3 billion in cash and equivalents at the end of the year.
•
•

Invested $317 million in capital expenditures and $549 million in research and development projects.
Repurchased 4.1 million shares of our common stock.

While we expect our commercial businesses, which have been adversely impacted by the pandemic, to slowly recover with the 
broader economic recovery, we cannot reasonably estimate when customer demand for our products and services may return to 
pre-pandemic levels.  There are many uncertainties regarding the pandemic, and we continue to closely monitor the impact of the 
pandemic  on  all  aspects  of  our  business,  including  how  it  is  impacting  our  customers,  employees,  suppliers,  vendors, 
business  partners  and  distribution  channels.  See  Item  1A.  Risk  Factors  for  additional  risks  and  uncertainties  related  to  the 
pandemic’s  impact  on  our  business.  The  ultimate  extent  of  the  effects  of  the  pandemic  on  the  company  and  our  consolidated 
financial position is uncertain and will depend on future developments, including the length and severity of the pandemic, and 
such effects could exist for an extended period of time, even after the pandemic ends.

For an overview of our business segments, including a discussion of our major products and services, refer to Item 1. Business. A 
discussion of our financial condition and operating results for 2020 compared with 2019 is provided below, while a discussion of 
2019 compared with 2018 can be found in Item 7. Management’s Discussion and Analysis of Financial Condition and Results of 
Operations of our Annual Report on Form 10-K for the year ended January 4, 2020. The following discussion should be read in 
conjunction  with  our  Consolidated  Financial  Statements  and  related  Notes  included  in  Item  8.  Financial  Statements  and 
Supplementary Data.

Consolidated Results of Operations

(Dollars in millions)
Revenues
Cost of sales
Gross margin as a percentage of Manufacturing revenues
Selling and administrative expense
Interest expense

$ 

2020
11,651  $ 
10,094 
 13.0% 
1,045 
166 

2019
13,630  $ 
11,406 
 15.9% 
1,152 
171 

2018
13,972 
11,594 
 16.6% 
1,275 
166 

2020
 (15) %
 (12) %

 (9) %
 (3) %

2019
 (2) %
 (2) %

 (10) %
3 %

% Change

20      Textron 2020 Annual Report

20

Revenues
Revenues decreased $2.0 billion, 15%, in 2020, compared with 2019. The revenue decrease included the following factors:

•

•

•

Textron  Aviation  revenues  were  lower  by  $1.2  billion,  largely  due  to  lower  Citation  jet  and  commercial  turboprop
volume of $916 million, reflecting a decline in demand related to the pandemic, and lower aftermarket volume of $337
million, reflecting lower aircraft utilization resulting from the pandemic.
Industrial  revenues  were  lower  by  $798  million,  largely  due  to  lower  volume  in  the  Fuel  Systems  and  Functional
Components product line, primarily due to manufacturing facility closures in the first half of 2020, and lower volume
and mix in the Specialized Vehicles product line, primarily reflecting a decline in demand related to the pandemic.
Bell revenues were higher by $55 million, due to higher military revenues of $225 million, largely reflecting spares and
logistics support,  partially offset by lower commercial revenues.

Cost of Sales and Selling and Administrative Expense
Cost  of  sales  decreased  $1.3  billion,  12%,  in  2020,  compared  with  2019,  largely  due  to  lower  net  volume  and  mix  described 
above. The decrease in cost of sales was partially offset by idle facility costs of $142 million, primarily at the Textron Aviation 
segment, reflecting unfavorable absorption of manufacturing costs attributable to abnormally low production levels resulting from 
the  pandemic  and  temporary  manufacturing  facility  closures,  and  a  $55  million  inventory  charge  related  to  the  TRU  business 
discussed in Note 17 to the Consolidated Financial Statements in Item 8. Financial Statements and Supplementary Data. Gross 
margin  as  a  percentage  of  Manufacturing  revenues  decreased  290  basis  points  in  2020,  compared  with  2019,  primarily  due  to 
lower margin at the Textron Aviation segment reflecting unfavorable impacts from the pandemic, including the idle facility costs 
and inventory valuation charges.

Selling  and  administrative  expense  decreased  $107  million,  9%,  in  2020,  compared  with  2019,  primarily  due  to  cost  reduction 
activities across our manufacturing segments, principally at the Textron Aviation and Industrial segments. 

Special Charges
Special  charges  of  $147  million  and  $72  million  in  2020  and  2019,  respectively,  primarily  include  restructuring  activities  and 
intangible  asset  impairment  charges  as  described  in  Note  17  to  the  Consolidated  Financial  Statements  in  Item  8.  Financial 
Statements and Supplementary Data.

Income Taxes

Effective tax rate

2020

 (9.6%) 

2019

 13.5% 

2018

 11.7% 

In  2020,  the  effective  tax  rate  of  (9.6)%  was  lower  than  the  U.S.  federal  statutory  tax  rate  of  21%,  primarily  due  to  an  audit 
settlement  with  respect  to  certain  state  income  tax  returns  that  resulted  in  a  $52  million  benefit  and  the  favorable  impact  of 
research credits.  In 2019, the effective tax rate of 13.5% was lower than the U.S. federal statutory tax rate of 21%, primarily due 
to $61 million in benefits recognized for additional tax credits related to prior years as a result of the completion of a research and 
development tax credit analysis.  

For a full reconciliation of our effective tax rate to the U.S. federal statutory tax rate, see Note 18 to the Consolidated Financial 
Statements in Item 8. Financial Statements and Supplementary Data.

Segment Analysis

We  operate  in,  and  report  financial  information  for,  the  following  five  business  segments:  Textron  Aviation,  Bell,  Textron 
Systems,  Industrial  and  Finance.  Segment  profit  is  an  important  measure  used  for  evaluating  performance  and  for  decision-
making  purposes.  Segment  profit  for  the  manufacturing  segments  excludes  interest  expense,  certain  corporate  expenses,  gains/
losses on major business dispositions, special charges and an inventory charge related to the 2020 COVID-19 restructuring plan, 
as discussed in Note 17 to the Consolidated Financial Statements in Item 8. Financial Statements and Supplementary Data. The 
measurement  for  the  Finance  segment  includes  interest  income  and  expense  along  with  intercompany  interest  income  and 
expense.  Operating expenses for the Manufacturing segments include cost of sales, selling and administrative expense and other 
non-service components of net periodic benefit cost/(credit), and exclude certain corporate expenses and special charges.

In our discussion of comparative results for the Manufacturing group, changes in revenues and segment profit for our commercial 
businesses typically are expressed in terms of volume and mix, pricing, foreign exchange, acquisitions and dispositions, inflation 
and  performance.  For  revenues,  volume  and  mix  represents  changes  in  revenues  from  increases  or  decreases  in  the  number  of 
units delivered or services provided and the composition of products and/or services sold.  For segment profit, volume and mix 
represents a change due to the number of units delivered or services provided and the composition of products and/or services 

Textron 2020 Annual Report      21

21

sold  at  different  profit  margins.  Pricing  represents  changes  in  unit  pricing.  Foreign  exchange  is  the  change  resulting  from 
translating  foreign-denominated  amounts  into  U.S.  dollars  at  exchange  rates  that  are  different  from  the  prior  period.  Revenues 
generated  by  acquired  businesses  are  reflected  in  Acquisitions  for  a  twelve-month  period,  while  reductions  in  revenues  and 
segment  profit  from  the  sale  of  businesses  are  reflected  as  Dispositions.  Inflation  represents  higher  material,  wages,  benefits, 
pension  service  cost  or  other  costs.    Performance  reflects  an  increase  or  decrease  in  research  and  development,  depreciation, 
selling  and  administrative  costs,  warranty,  product  liability,  quality/scrap,  labor  efficiency,  overhead,  non-service  pension  cost/
(credit), product line profitability, start-up, ramp up and cost-reduction initiatives or other manufacturing inputs.

Approximately 30% of our 2020 revenues were derived from contracts with the U.S. Government, including those under the U.S. 
Government-sponsored  foreign  military  sales  program.    For  our  segments  that  contract  with  the  U.S.  Government,  changes  in 
revenues related to these contracts are expressed in terms of volume.  Changes in segment profit for these contracts are typically 
expressed  in  terms  of  volume  and  mix  and  performance;  these  include  cumulative  catch-up  adjustments  associated  with  a) 
revisions to the transaction price that may reflect contract modifications or changes in assumptions related to award fees and other 
variable  consideration  or  b)  changes  in  the  total  estimated  costs  at  completion  due  to  improved  or  deteriorated  operating 
performance.

Textron Aviation

(Dollars in millions)
Revenues:
Aircraft
Aftermarket parts and services

Total revenues
Operating expenses
Segment profit
Profit margin
Backlog

2020

2019

2018

2020

2019

% Change

$ 

$ 

2,714  $ 
1,260 
3,974 
3,958 
16 
 0.4% 
1,603  $ 

3,592  $ 
1,595 
5,187 
4,738 
449 
 8.7% 
1,714  $ 

3,435 
1,536 
4,971 
4,526 
445 
 9.0% 
1,791 

 (24) %
 (21) %
 (23) %
 (16) %
 (96) %

 5 %
 4 %
 4 %
 5 %
 1 %

 (6) %

 (4) %

Textron Aviation Revenues and Operating Expenses
Factors contributing to the 2020 year-over-year revenue change are provided below:

(In millions)
Volume and mix
Pricing
Total change

2020 versus
2019
(1,218) 
5 
(1,213) 

$ 

$ 

Textron Aviation’s revenues decreased $1.2 billion, 23%, in 2020, compared with 2019, largely due to lower Citation jet volume 
of $688 million and lower commercial turboprop volume of $228 million, reflecting a decline in demand related to the pandemic, 
and  lower  aftermarket  volume  of  $337  million,  reflecting  lower  aircraft  utilization  resulting  from  the  pandemic.    We  delivered 
132  Citation  jets  and  113  commercial  turboprops  in  2020,  compared  with  206  Citation  jets  and  176  commercial  turboprops  in 
2019.

Textron Aviation’s operating expenses decreased $780 million, 16%, in 2020, compared with 2019, largely due to lower volume 
and mix described above. A favorable impact from cost reduction activities, including employee furloughs and other actions, was 
more  than  offset  by  $115  million  of  idle  facility  costs  recognized  in  the  period  and  higher  inventory  valuation  charges  of  $60 
million, largely resulting from the pandemic. Idle facility costs reflect unfavorable absorption of manufacturing costs attributable 
to abnormally low production levels resulting from the pandemic and temporary manufacturing facility closures.  

22      Textron 2020 Annual Report

22

Textron Aviation Segment Profit
Textron Aviation Segment Profit
Textron Aviation Segment Profit
Factors contributing to 2020 year-over-year segment profit change are provided below:
Factors contributing to 2020 year-over-year segment profit change are provided below:
Factors contributing to 2020 year-over-year segment profit change are provided below:

(In millions)
(In millions)
(In millions)
Volume and mix
Volume and mix
Volume and mix
Inflation and pricing
Inflation and pricing
Inflation and pricing
Performance
Performance
Performance
Total change
Total change
Total change

2020 versus
2020 versus
2019
2019
2020 versus
2019
(347) 
(347) 
(347) 
(45) 
(45) 
(45) 
(41) 
(41) 
(41) 
(433) 
(433) 
(433) 

$ 
$ 
$ 

$ 
$ 
$ 

Textron Aviation’s segment profit decreased $433 million, in 2020, compared with 2019, due to the impact from lower volume
Textron Aviation’s segment profit decreased $433 million, in 2020, compared with 2019, due to the impact from lower volume
Textron Aviation’s segment profit decreased $433 million, in 2020, compared with 2019, due to the impact from lower volume 
and  mix  described  above.  Performance includes  $115  million  of  idle facility  costs,  described  above,  and  higher  inventory 
and  mix  described  above.  Performance includes  $115  million  of  idle facility  costs,  described  above,  and  higher  inventory 
and  mix  described  above.  Performance  includes  $115  million  of  idle  facility  costs,  described  above,  and  higher  inventory 
valuation charges of $60 million, largely resulting from the pandemic, partially offset by a favorable impact from cost reduction 
valuation charges of $60 million, largely resulting from the pandemic, partially offset by a favorable impact from cost reduction 
valuation charges of $60 million, largely resulting from the pandemic, partially offset by a favorable impact from cost reduction 
activities described above.
activities described above.
activities described above.
Bell
Bell
Bell

Military aircraft and support programs
Military aircraft and support programs
Military aircraft and support programs
Commercial helicopters, parts and services
Commercial helicopters, parts and services
Commercial helicopters, parts and services

(Dollars in millions)
(Dollars in millions)
(Dollars in millions)
Revenues:
Revenues:
Revenues:

Total revenues
Total revenues
Total revenues
Operating expenses
Operating expenses
Operating expenses
Segment profit
Segment profit
Segment profit
Profit margin
Profit margin
Profit margin
Backlog
Backlog
Backlog

2020
2020
2020

2019
2019
2019

$ 
$ 
$ 

$ 
$ 
$ 

2,213  $ 
2,213  $ 
2,213  $ 
1,096 
1,096 
1,096 
3,309 
3,309 
3,309 
2,847 
2,847 
2,847 
462 
462 
462 
14.0% 
 14.0% 
14.0% 
5,342  $ 
5,342  $ 
5,342  $ 

1,988  $ 
1,988  $ 
1,988  $ 
1,266 
1,266 
1,266 
3,254 
3,254 
3,254 
2,819 
2,819 
2,819 
435 
435 
435 
13.4% 
 13.4% 
13.4% 
6,902  $ 
6,902  $ 
6,902  $ 

2018
2018
2018

2,030 
2,030 
2,030 
1,150 
1,150 
1,150 
3,180 
3,180 
3,180 
2,755 
2,755 
2,755 
425 
425 
425 
13.4% 
 13.4% 
13.4% 
5,837 
5,837 
5,837 

% Change
% Change
% Change

2020
2020
2020

 11 %
 11 %
 11 %
(13) %
 (13) %
(13) %
 2 %
 2 %
 2 %
 1 %
 1 %
 1 %
 6 %
 6 %
 6 %

(23) %
 (23) %
(23) %

2019
2019
2019

(2) %
 (2) %
(2) %
 10 %
 10 %
 10 %
 2 %
 2 %
 2 %
 2 %
 2 %
 2 %
 2 %
 2 %
 2 %

 18 %
 18 %
 18 %

Bell’s major U.S. Government programs at this time are the V-22 tiltrotor aircraft and the H-1 helicopter platforms, which are 
Bell’s major U.S. Government programs at this time are the V-22 tiltrotor aircraft and the H-1 helicopter platforms, which are
Bell’s major U.S. Government programs at this time are the V-22 tiltrotor aircraft and the H-1 helicopter platforms, which are
both in the production and support stage and represent a significant portion of Bell’s revenues from the U.S. Government.
both in the production and support stage and represent a significant portion of Bell’s revenues from the U.S. Government.
both in the production and support stage and represent a significant portion of Bell’s revenues from the U.S. Government.
Bell Revenues and Operating Expenses
Bell Revenues and Operating Expenses
Bell Revenues and Operating Expenses
Factors contributing to the 2020 year-over-year revenue change are provided below:
Factors contributing to the 2020 year-over-year revenue change are provided below:
Factors contributing to the 2020 year-over-year revenue change are provided below:

(In millions)
(In millions)
(In millions)
Volume and mix
Volume and mix
Volume and mix
Other
Other
Other
Total change
Total change
Total change

2020 versus
2020 versus
2019
2019
2020 versus
2019
41 
41 
41 
14 
14 
14 
55 
55 
55 

$ 
$ 
$ 

$ 
$ 
$ 

Bell’s revenues increased $55 million, 2%, in 2020, compared with 2019, due to higher military revenues of $225 million, largely 
Bell’s revenues increased $55 million, 2%, in 2020, compared with 2019, due to higher military revenues of $225 million, largely 
Bell’s revenues increased $55 million, 2%, in 2020, compared with 2019, due to higher military revenues of $225 million, largely 
reflecting spares and logistics support, partially offset by lower commercial revenues. We delivered 140 commercial helicopters 
reflecting spares and logistics support, partially offset by lower commercial revenues. We delivered 140 commercial helicopters
reflecting spares and logistics support, partially offset by lower commercial revenues. We delivered 140 commercial helicopters
in 2020, compared with 201 commercial helicopters in 2019.
in 2020, compared with 201 commercial helicopters in 2019.
in 2020, compared with 201 commercial helicopters in 2019.
Bell’s operating expenses increased $28 million, 1%, in 2020, compared with 2019, primarily due to higher net volume and mix 
Bell’s operating expenses increased $28 million, 1%, in 2020, compared with 2019, primarily due to higher net volume and mix 
Bell’s operating expenses increased $28 million, 1%, in 2020, compared with 2019, primarily due to higher net volume and mix 
as described above.
as described above.
as described above.
Bell Segment Profit
Bell Segment Profit
Bell Segment Profit
Factors contributing to 2020 year-over-year segment profit change are provided below:
Factors contributing to 2020 year-over-year segment profit change are provided below:
Factors contributing to 2020 year-over-year segment profit change are provided below:

(In millions)
(In millions)
(In millions)
Volume and mix
Volume and mix
Volume and mix
Performance and other
Performance and other
Performance and other
Total change
Total change
Total change

2020 versus
2020 versus
2019
2019
2020 versus
2019
16 
16 
16 
11 
11 
11 
27 
27 
27 

$ 
$ 
$ 

$ 
$ 
$ 

Bell’s segment profit increased $27 million, 6%, in 2020, compared with 2019, primarily due to the impact from higher volume 
Bell’s segment profit increased $27 million, 6%, in 2020, compared with 2019, primarily due to the impact from higher volume
Bell’s segment profit increased $27 million, 6%, in 2020, compared with 2019, primarily due to the impact from higher volume
and mix described above, and a favorable impact from performance and other of $11 million.  Performance and other includes 
and mix described above, and a favorable impact from performance and other of $11 million.  Performance and other includes 
and mix described above, and a favorable impact from performance and other of $11 million.  Performance and other includes 
Textron 2020 Annual Report      23

23
23
23

lower  research  and  development  and  selling  and  administrative  costs,  partially  offset  by  $25  million  in  lower  net  favorable 
program adjustments.

Bell Backlog
Bell’s  backlog  decreased  $1.6  billion,  23%,  in  2020,  primarily  as  a  result  of  revenues  recognized  on  our  U.S.  Government 
contracts in excess of new contracts received. 

Textron Systems

(Dollars in millions)
Revenues
Operating expenses
Segment profit
Profit margin
Backlog

2020
1,313  $ 
1,161 
152 
 11.6% 
2,556  $ 

2019
1,325  $ 
1,184 
141 
 10.6% 
1,211  $ 

2018
1,464 
1,308 
156 
 10.7% 
1,469 

$ 

$ 

% Change

2020
 (1) %
 (2) %
 8 %

2019
 (9) %
 (9) %
 (10) %

 111 %

 (18) %

Textron Systems Revenues and Operating Expenses
Factors contributing to the 2020 year-over-year revenue change are provided below:

(In millions)
Volume
Other
Total change

2020 versus
2019
(16) 
4 
(12) 

$ 

$ 

Revenues at Textron Systems decreased $12 million in 2020, compared with 2019, primarily due to lower volume of $36 million 
in the Simulation, Training and Other product line and $29 million in the Marine and Land Systems product line, partially offset 
by higher volume of $49 million in the Unmanned Systems product line. Within the Simulation, Training and Other product line, 
lower  volume  of  $107  million  in  the  TRU  Simulation  +  Training  business,  largely  due  to  a  decline  in  demand  and  order 
cancellations related to the pandemic, was largely offset by higher volumes at other businesses included in this product line.

Textron  Systems’  operating  expenses  decreased  $23  million,  2%,  in  2020,  compared  with  2019,  primarily  due  to  lower  net 
volume described above.

Textron Systems Segment Profit
Factors contributing to 2020 year-over-year segment profit change are provided below:

(In millions)
Volume and mix
Performance and other
Total change

2020 versus
2019
13 
(2) 
11 

$ 

$ 

Textron  Systems’  segment  profit  increased  $11  million,  8%,  in  2020,  compared  with  2019,  primarily  due  to  favorable  product 
mix. Performance and other includes the impact of an $18 million gain recognized in the second quarter of 2019 related to our
contribution of assets to a training business formed with FlightSafety International, Inc.

Textron Systems Backlog
Backlog  at  Textron  Systems’  increased  $1.3  billion  in  2020,  primarily  due  to  new  contracts  received  in  excess  of  revenues 
recognized across all product lines. 

24      Textron 2020 Annual Report

24

 Industrial

(Dollars in millions)
Revenues:

Fuel Systems and Functional Components
Specialized Vehicles
Tools and Test Equipment

Total revenues
Operating expenses
Segment profit
Profit margin

2020

2019

2018

2020

2019

% Change

$ 

1,751  $ 
1,249 
— 
3,000 
2,889 
111 
 3.7% 

2,237  $ 
1,561 
— 
3,798 
3,581 
217 
 5.7% 

2,352 
1,691 
248 
4,291 
4,073 
218 
 5.1% 

 (22) %
 (20) %
— %
 (21) %
 (19) %
 (49) %

 (5) %
 (8) %
 (100) %
 (11) %
 (12) %
— %

Industrial Revenues and Operating Expenses
Factors contributing to the 2020 year-over-year revenue change are provided below:

(In millions)
Volume and mix
Foreign exchange
Other
Total change

2020 versus
2019
(817) 
7 
12 
(798) 

$ 

$ 

Industrial segment revenues decreased $798 million, 21%, in 2020, compared with 2019, largely due to lower volume and mix, in 
both  product  lines.  Lower  volume  in  the  Fuel  Systems  and  Functional  Components  product  line  was  primarily  related  to 
manufacturing facility closures in the first half of 2020 as a result of the pandemic. As our OEM customers reopened and resumed 
production, all of our manufacturing facilities had reopened by the end of the second quarter. In the Specialized Vehicles product 
line, lower volume and mix was primarily related to reduced demand in the ground support equipment business, which has been 
impacted by the reduction in global air travel, as well as reduced demand in certain consumer and commercial markets that have 
been impacted by the pandemic. 

Operating expenses for the Industrial segment decreased $692 million, 19%, in 2020 compared with 2019, primarily due to lower 
volume and mix described above.

Industrial Segment Profit
Factors contributing to 2020 year-over-year segment profit change are provided below:

(In millions)
Volume and mix
Performance
Pricing and inflation
Foreign exchange
Total change

2020 versus
2019
(195) 
61 
26 
2 
(106) 

$ 

$ 

Segment  profit  for  the  Industrial  segment  decreased  $106  million  in  2020,  compared  with  2019,  largely  resulting  from  lower 
volume and mix described above, partially offset by favorable performance of $61 million. Performance includes the impact from 
cost reduction activities, partially offset by idle facility costs of $27 million recognized in 2020, reflecting unfavorable absorption 
of  manufacturing  costs  attributable  to  abnormally  low  production  levels  resulting  from  the  pandemic  and  temporary 
manufacturing facility closures.

Textron 2020 Annual Report      25

25

 Finance

(In millions)
Revenues
Segment profit

$ 

2020
55  $ 
10 

2019
66  $ 
28 

2018
66 
23 

Finance segment revenues decreased $11 million in 2020, compared with 2019, and segment profit decreased $18 million in 2020, 
compared with 2019, primarily due to higher provision for loan losses. The following table reflects information about the Finance 
segment’s credit performance related to finance receivables.

(Dollars in millions)
Finance receivables
Allowance for credit losses
Ratio of allowance for credit losses to finance receivables
Nonaccrual finance receivables
Ratio of nonaccrual finance receivables to finance receivables
60+ days contractual delinquency
60+ days contractual delinquency as a percentage of finance receivables

$ 

January 2,
2021
779  $ 
35 
 4.49 %
93 
 11.94 %
29 
 3.72 %

January 4,
2020
707 
25 
 3.54 %
39 
 5.52 %
17 
 2.40 %

The Finance segment has provided temporary payment relief through loan modifications at the request of certain customers and 
continues  to  work  with  certain  customers  to  provide  extended  payment  relief  as  needed.  If  the  current  economic  conditions 
continue to persist or worsen, we may experience increased customer delinquencies, however, we believe our allowance for credit 
losses  adequately  covers  our  exposure  on  these  loans  as  our  estimated  collateral  values  largely  exceed  the  outstanding  loan 
amounts. Loan modifications and key portfolio quality indicators are discussed in Note 4 to the Consolidated Financial Statements 
in Item 8. Financial Statements and Supplementary Data.

Liquidity and Capital Resources

Our financings are conducted through two separate borrowing groups.  The Manufacturing group consists of Textron consolidated 
with its majority-owned subsidiaries that operate in the Textron Aviation, Bell, Textron Systems and Industrial segments.  The 
Finance group, which also is the Finance segment, consists of Textron Financial Corporation and its consolidated subsidiaries. We 
designed this framework to enhance our borrowing power by separating the Finance group. Our Manufacturing group operations 
include  the  development,  production  and  delivery  of  tangible  goods  and  services,  while  our  Finance  group  provides  financial 
services.  Due to the fundamental differences between each borrowing group’s activities, investors, rating agencies and analysts 
use  different  measures  to  evaluate  each  group’s  performance.  To  support  those  evaluations,  we  present  balance  sheet  and  cash 
flow information for each borrowing group within the Consolidated Financial Statements.

Key information that is utilized in assessing our liquidity is summarized below:

(Dollars in millions)
Manufacturing group
Cash and equivalents
Debt
Shareholders’ equity
Capital (debt plus shareholders’ equity)
Net debt (net of cash and equivalents) to capital
Debt to capital
Finance group
Cash and equivalents
Debt

January 2,
2021

January 4,
2020

$ 

$ 

2,146  $ 
3,707 
5,845 
9,552 
 21% 
 39% 

108  $ 
662 

1,181 
3,124 
5,518 
8,642 
 26% 
 36% 

176 
686 

The unprecedented conditions surrounding the COVID-19 pandemic led to volatility in the capital markets and uncertainty in the 
economic outlook, in addition to causing various degrees of disruption in our operations.  In light of these conditions, we have 
strengthened our cash position since the onset of the pandemic by taking various measures to reduce costs and conserve cash, and 
by  increasing  our  borrowings  as  discussed  below.    Given  our  strengthened  liquidity  position  and  stabilization  of  the  capital 
markets in the second half of 2020, we reactivated our share repurchase plan in the fourth quarter.  We believe that we will have 

26      Textron 2020 Annual Report

26

sufficient cash  to  meet our  needs  based  on  our  existing  cash  balances,  the cash  we expect to  generate from our  manufacturing 
sufficient  cash  to  meet  our  needs  based  on  our  existing  cash  balances,  the  cash  we  expect  to  generate  from  our  manufacturing 
operations and the availability of our existing credit facility.
operations and the availability of our existing credit facility.
Credit Facilities and Other Sources of Capital
Credit Facilities and Other Sources of Capital
Textron  has  a  senior  unsecured  revolving  credit  facility  for  an  aggregate  principal  amount  of  Textron  has  a  senior  unsecured 
Textron  has  a  senior  unsecured  revolving  credit  facility  for  an  aggregate  principal  amount  of  Textron  has  a  senior  unsecured 
revolving credit facility for an aggregate principal amount of $1.0 billion, of which up to $100 million is available for the issuance 
revolving credit facility for an aggregate principal amount of $1.0 billion, of which up to $100 million is available for the issuance
of  letters  of  credit.  We  may  elect  to  increase  the  aggregate  amount  of  commitments  under  the  facility  to  up  to  $1.3  billion  by 
of letters of credit. We  may elect  to increase  the  aggregate  amount  of commitments under the  facility to up to $1.3 billion by
designating  an  additional  lender  or  by  an  existing  lender  agreeing  to  increase  its  commitment.  The  facility  expires  in  October 
designating an additional  lender or by an existing lender agreeing to increase  its commitment. The  facility expires in October
2024,  subject  to  up  to  two  one-year  extensions  at  our  option  with  the  consent  of  lenders  representing  a  majority  of  the 
2024,  subject to  up  to  two  one-year  extensions  at our  option  with  the consent of  lenders  representing  a majority  of  the
commitments under the facility.  At January 2, 2021 and January 4, 2020, there were no amounts borrowed against the facility and 
commitments under the facility.  At January 2, 2021 and January 4, 2020, there were no amounts borrowed against the facility and 
there were $9 million and $10 million, respectively, of outstanding letters of credit issued under the facility.
there were $9 million and $10 million, respectively, of outstanding letters of credit issued under the facility.
We also maintain an effective shelf registration statement filed with the Securities and Exchange Commission that allows us to 
We also maintain an effective shelf registration statement filed with the Securities and Exchange Commission that allows us to
issue an unlimited amount of public debt and other securities. In March 2020, we issued $650 million in SEC-registered fixed-rate 
issue an unlimited amount of public debt and other securities. In March 2020, we issued $650 million in SEC-registered fixed-rate
notes due June 2030, with an annual interest rate of 3.00%.  In August 2020, we issued $500 million of SEC-registered fixed-rate 
notes due June 2030, with an annual interest rate of 3.00%.  In August 2020, we issued $500 million of SEC-registered fixed-rate
notes  due  March  2031  with  an  annual  interest  rate  of  2.45%,  the  proceeds  of  which  were  used  to  repay  $500  million  of 
notes  due March  2031  with  an  annual interest rate of  2.45%,  the proceeds  of  which  were used  to  repay  $500  million  of 
outstanding borrowings under a new 364-Day Term Loan Credit Agreement entered into in April 2020.  
outstanding borrowings under a new 364-Day Term Loan Credit Agreement entered into in April 2020.  
In September 2020, the Finance Group’s $150 million variable-rate loan due December 2020 was amended to extend its maturity 
In September 2020, the Finance Group’s $150 million variable-rate loan due December 2020 was amended to extend its maturity 
date to September 2021, with an option to extend for an additional year. The annual interest rate was modified from the London 
date to September 2021, with an option to extend for an additional year. The annual interest rate was modified from the London 
interbank offered rate (LIBOR) plus 1.125% to LIBOR plus 1.55%, which is an annual interest rate of 1.70% at January 2, 2021.
interbank offered rate (LIBOR) plus 1.125% to LIBOR plus 1.55%, which is an annual interest rate of 1.70% at January 2, 2021.
Manufacturing Group Cash Flows
Manufacturing Group Cash Flows
Cash flows from continuing operations for the Manufacturing group as presented in our Consolidated Statements of Cash Flows 
Cash flows from continuing operations for the Manufacturing group as presented in our Consolidated Statements of Cash Flows 
are summarized below:
are summarized below:

(In millions)
(In millions)
Operating activities
Operating activities
Investing activities
Investing activities
Financing activities
Financing activities

$ 
$ 

2020
2020
833  $ 
833  $ 
(277) 
(277) 
393 
393 

2019
2019
960  $ 
960  $ 
(329)
(329)
(439)
(439)

2018
2018
1,127 
1,127 
539
539
(1,738)
(1,738)

Cash flows from operating activities were $833 million in 2020 compared with $960 million in 2019, a decrease of $127 million. 
Cash flows from operating activities were $833 million in 2020 compared with $960 million in 2019, a decrease of $127 million. 
The  change  in  cash  flows  primarily  reflected  an  $893  million  year  over  year  increase  in  cash  used  to  settle  accounts  payable, 
The  change  in cash flows primarily reflected an $893 million year over year increase  in cash used to settle  accounts payable,
principally  at  the  Textron  Aviation  segment,  and  lower  earnings,  partially  offset  by  a  $753  million  reduction  in  cash  used  for 
principally  at the Textron  Aviation  segment,  and  lower  earnings,  partially  offset by  a $753  million  reduction  in  cash  used  for 
inventories,  primarily  at  the  Textron  Aviation  segment,  a  $299  million  increase  in  cash  flows  from  contract  assets/liabilities, 
inventories, primarily at  the  Textron Aviation segment, a  $299 million increase  in cash flows from  contract  assets/liabilities,
primarily at the Bell segment, and other favorable improvements in working capital accounts.
primarily at the Bell segment, and other favorable improvements in working capital accounts.
Net tax payments were $34 million and $120 million in 2020 and 2019, respectively. Pension contributions were $47 million and 
Net tax payments were $34 million and $120 million in 2020 and 2019, respectively. Pension contributions were $47 million and 
$51 million in 2020 and 2019, respectively. 
$51 million in 2020 and 2019, respectively. 
In 2020 and 2019, investing cash flows included capital expenditures of $317 million and $339 million, respectively. Cash flows 
In 2020 and 2019, investing cash flows included capital expenditures of $317 million and $339 million, respectively. Cash flows 
provided by financing activities in 2020 primarily included $1.1 billion of net proceeds from the issuance of long-term debt and 
provided by financing activities in 2020 primarily included $1.1 billion of net proceeds from the issuance of long-term debt and 
$377  million  of  proceeds  from  borrowings  against  corporate-owned  life  insurance  policies.  These  cash  inflows  were  partially 
$377  million  of  proceeds  from borrowings  against corporate-owned  life insurance policies.  These cash  inflows  were partially 
offset  by  $548  million  of  payments  on  long-term  debt,  $377  million  of  payments  on  borrowings  against  corporate-owned  life 
offset by  $548  million  of  payments  on  long-term debt,  $377  million  of  payments  on  borrowings  against corporate-owned  life
insurance policies, and $183 million of cash paid to repurchase an aggregate of 4.1 million shares of our common stock under 
insurance policies, and $183 million of cash paid to repurchase an aggregate of 4.1 million shares of our common stock under 
both a prior 2018 share repurchase plan and a 2020 share repurchase plan described below.  In 2019, cash flows used in financing 
both a prior 2018 share repurchase plan and a 2020 share repurchase plan described below.  In 2019, cash flows used in financing 
activities  primarily  included  $503  million  of  cash  paid  to  repurchase  an  aggregate  of  10.0  million  shares  of  our  outstanding 
activities  primarily  included  $503  million  of  cash  paid  to  repurchase an  aggregate of  10.0  million  shares  of  our  outstanding 
common stock under a 2018 share repurchase authorization and $252 million of payments on long-term debt, partially offset by 
common stock under a 2018 share repurchase authorization and $252 million of payments on long-term debt, partially offset by 
net proceeds of $301 million from the issuance of long-term debt.  
net proceeds of $301 million from the issuance of long-term debt.  
On February 25, 2020, our Board of Directors authorized the repurchase of up to 25 million shares of our common stock. This 
On February 25, 2020, our Board of Directors authorized the repurchase of up to 25 million shares of our common stock. This 
plan allows us to opportunistically repurchase shares and to continue our practice of repurchasing shares to offset the impact of 
plan allows us to opportunistically repurchase shares and to continue our practice of repurchasing shares to offset the impact of 
dilution from shares issued under compensation and benefit plans. The 2020 plan has no expiration date and replaced the prior 
dilution from shares issued under compensation and benefit plans. The 2020 plan has no expiration date and replaced the prior 
2018 share repurchase authorization.
2018 share repurchase authorization.
Dividend payments to shareholders totaled $18 million in both 2020 and 2019. In 2019, dividends of $50 million received from 
Dividend payments to shareholders totaled $18 million in both 2020 and 2019. In 2019, dividends of $50 million received from
the Finance group are included within cash flows from operating activities for the Manufacturing group as they represent a return 
the Finance group are included within cash flows from operating activities for the Manufacturing group as they represent a return 
on investment.
on investment.

Textron 2020 Annual Report      27
27
27

Finance Group Cash Flows
The cash flows from continuing operations for the Finance group as presented in our Consolidated Statements of Cash Flows are 
summarized below:

(In millions)
Operating activities
Investing activities
Financing activities

$ 

2020
13  $ 
(48)
(33)

2019
34  $ 
135
(113)

2018
14 
99 
(176)

The  Finance  group’s  cash  flows  from  operating  activities  were  $13  million  in  2020,  compared  with  $34  million  in  2019,  a 
decrease  of  $21  million,  primarily  reflecting  higher  net  tax  payments  and  lower  earnings.  Cash  flows  from  investing  activities 
primarily  included  collections  on  finance  receivables  totaling  $128  million  and  $277  million  in  2020  and  2019,  respectively, 
partially offset by finance receivable originations of $195 million and $184 million, respectively.  

Cash flows used in financing activities included payments on long-term and nonrecourse debt of $45 million and $51 million in 
2020 and 2019, respectively.  Dividend payments to the Manufacturing group totaled $50 million in 2019. 

Consolidated Cash Flows
The  consolidated  cash  flows  from  continuing  operations,  after  elimination  of  activity  between  the  borrowing  groups,  are 
summarized below:

(In millions)
Operating activities
Investing activities
Financing activities

$ 

2020
769  $ 
(248)
360 

2019
1,016  $ 
(266)
(502)

2018
1,109 
620
(1,864)

Consolidated cash flows from operating activities were $769 million in 2020, compared with $1.0 billion in 2019, a decrease of 
$247 million.  The change in cash flows primarily reflected an $893 million year over year increase in cash used to settle accounts 
payable, principally at the Textron Aviation segment, lower earnings, and a $134 million net cash outflow from captive finance 
receivables, partially offset by a $726 million reduction in cash used for inventories, primarily at the Textron Aviation segment, a 
$299  million  increase  in  cash  flows  from  contract  assets/liabilities,  primarily  at  the  Bell  segment,  and  other  favorable 
improvements in working capital accounts.

Net tax payments were $42 million and $121 million in 2020 and 2019, respectively.  Pension contributions were $47 million and 
$51 million in 2020 and 2019, respectively. 

In 2020 and 2019, investing cash flows included capital expenditures of $317 million and $339 million, respectively. Cash flows 
provided by financing activities in 2020 primarily included $1.1 billion of net proceeds from the issuance of long-term debt and 
$377 million from borrowings against corporate-owned life insurance policies. These cash inflows were partially offset by $593 
million  of  payments  on  outstanding  debt,  $377  million  of  payments  on  borrowings  against  corporate-owned  life  insurance 
policies, and $183 million of share repurchases. In 2019, cash flows used in financing activities primarily included $503 million 
of  share  repurchases  and  $303  million  of  payments  on  outstanding  debt,  partially  offset  by  $301  million  of  proceeds  from  the 
issuance of long-term debt.

Captive Financing and Other Intercompany Transactions
The  Finance  group  provides  financing  primarily  to  purchasers  of  new  and  pre-owned  Textron  Aviation  aircraft  and  Bell 
helicopters manufactured by our Manufacturing group, otherwise known as captive financing. In the Consolidated Statements of 
Cash Flows, cash received from customers is reflected as operating activities when received from third parties. However, in the 
cash flow information provided for the separate borrowing groups, cash flows related to captive financing activities are reflected 
based  on  the  operations  of  each  group.  For  example,  when  product  is  sold  by  our  Manufacturing  group  to  a  customer  and  is 
financed by the Finance group, the origination of the finance receivable is recorded within investing activities as a cash outflow in 
the Finance group’s statement of cash flows. Meanwhile, in the Manufacturing group’s statement of cash flows, the cash received 
from  the  Finance  group  on  the  customer’s  behalf  is  recorded  within  operating  cash  flows  as  a  cash  inflow.  Although  cash  is 
transferred between the two borrowing groups, there is no cash transaction reported in the consolidated cash flows at the time of 
the original financing. These captive financing activities, along with all significant intercompany transactions, are reclassified or 
eliminated from the Consolidated Statements of Cash Flows.

28      Textron 2020 Annual Report

28

Reclassification adjustments included in the Consolidated Statements of Cash Flows are summarized below:
Reclassification adjustments included in the Consolidated Statements of Cash Flows are summarized below:

(In millions)
(In millions)
Reclassification adjustments from investing activities:
Reclassification adjustments from investing activities:

Finance receivable originations for Manufacturing group inventory sales
Finance receivable originations for Manufacturing group inventory sales
Cash received from customers
Cash received from customers
Other
Other
Total reclassification adjustments from investing activities
Total reclassification adjustments from investing activities

Reclassification adjustments from financing activities:
Reclassification adjustments from financing activities:

$ 
$ 

2020
2020

(195) $ 
(195) $
106 
106 
12 
12 
(77) 
(77)

2019
2019

(184) $
(184) $
229
229
27
27
72 
72

2018
2018

(177) 
(177) 
199 
199 
(4) 
(4) 
18 
18 

(50)
Dividends received by Manufacturing group from Finance group
(50)
Dividends received by Manufacturing group from Finance group
(32) 
Total reclassification adjustments to cash flow from operating activities
(32) 
Total reclassification adjustments to cash flow from operating activities
Under  a Support Agreement between  Textron  and  TFC,  Textron  is  required  to  maintain  a controlling  interest in  TFC.  The
Under  a  Support  Agreement  between  Textron  and  TFC,  Textron  is  required  to  maintain  a  controlling  interest  in  TFC.  The 
agreement, as amended in December 2015, also requires Textron to ensure that TFC maintains fixed charge coverage of no less 
agreement, as amended in December 2015, also requires Textron to ensure that TFC maintains fixed charge coverage of no less 
than 125% and consolidated shareholders' equity of no less than $125 million. There were no cash contributions required to be
than 125% and consolidated shareholders' equity of no less than $125 million. There were no cash contributions required to be 
paid to TFC in 2020 and 2019 to maintain compliance with the support agreement.
paid to TFC in 2020 and 2019 to maintain compliance with the support agreement.
Contractual Obligations
Contractual Obligations
Manufacturing Group
Manufacturing Group
The following  table summarizes  the known  contractual obligations,  as  defined  by  reporting  regulations,  of  our  Manufacturing 
The  following  table  summarizes  the  known  contractual  obligations,  as  defined  by  reporting  regulations,  of  our  Manufacturing 
group as of January 2, 2021:
group as of January 2, 2021:

— 
— 
(77) $ 
(77) $

(50)
(50)
22  $ 
22  $ 

$ 
$ 

Payments Due by Period

$ 

$ 

$ 

$ 

Year 1

Years 4-5

Years 2-3

509  $ 

Payments Due by Period

More Than 5
Years
More Than 5
2,488 
Years
— 
2,488 
266 
— 
232 
266 
308 
232 
129 
308 
96 
129 
3,519 
96 
3,519 

Year 1
2,284 
509  $ 
134 
2,284 
59 
134 
28 
59 
23 
28 
63 
23 
3,100  $ 
63 
3,100  $ 

Total
3,731  $ 
Total
3,103 
3,731  $ 
819 
3,103 
456 
819 
440 
456 
230 
440 
293 
230 
9,072  $ 
293 
9,072  $ 

718  $ 
Years 4-5
45 
718  $ 
194 
45 
68 
194 
50 
68 
36 
50 
30 
36 
1,141  $ 
30 
1,141  $ 

16  $ 
Years 2-3
774 
16  $ 
225 
774 
97 
225 
54 
97 
42 
54 
104 
42 
1,312  $ 
104 
1,312  $ 

(In millions)
Debt
(In millions)
Purchase obligations not reflected in balance sheet
Debt
Interest on borrowings
Purchase obligations not reflected in balance sheet
Operating leases
Interest on borrowings
Pension benefits for unfunded plans
Operating leases
Postretirement benefits other than pensions
Pension benefits for unfunded plans
Other long-term liabilities
Postretirement benefits other than pensions
Total Manufacturing group
Other long-term liabilities
Total Manufacturing group
Pension and Postretirement Benefits
We maintain defined benefit pension plans and postretirement benefit plans other than pensions as described in Note 16 to the 
Pension and Postretirement Benefits
Consolidated  Financial  Statements  in  Item  8.  Financial  Statements  and  Supplementary  Data.  Included  in  the  above  table  are 
We maintain defined benefit pension plans and postretirement benefit plans other than pensions as described in Note 16 to the
discounted  estimated  benefit  payments  we  expect  to  make  related  to  unfunded  pension  and  other  postretirement  benefit  plans. 
Consolidated Financial  Statements in Item  8. Financial  Statements and Supplementary Data. Included in the  above  table  are 
Actual benefit payments are dependent on a number of factors, including mortality assumptions, expected retirement age, rate of 
discounted estimated benefit  payments we  expect  to make  related to unfunded pension and other postretirement  benefit  plans.
compensation increases and medical trend rates, which are subject to change in future years. Our policy for funding pension plans 
Actual benefit payments are dependent on a number of factors, including mortality assumptions, expected retirement age, rate of
is to make contributions annually, consistent with applicable laws and regulations; however, future contributions to our pension 
compensation increases and medical trend rates, which are subject to change in future years. Our policy for funding pension plans 
plans are not included in the above table.  In 2021, we expect to make approximately $22 million of contributions to our funded 
is to make contributions annually, consistent with applicable laws and regulations; however, future contributions to our pension 
pension plans. Based on our current assumptions, which may vary with changes in market conditions, our current contribution for 
plans are not included in the above table.  In 2021, we expect to make approximately $22 million of contributions to our funded 
each of the years from 2022 through 2025 is estimated to be approximately $51 million under the plan provisions in place at this 
pension plans. Based on our current assumptions, which may vary with changes in market conditions, our current contribution for 
time.
each of the years from 2022 through 2025 is estimated to be approximately $51 million under the plan provisions in place at this 
time.
Other Long-Term Liabilities
Other long-term liabilities consist of undiscounted amounts in the Consolidated Balance Sheets that primarily include obligations 
Other Long-Term Liabilities
under  deferred  compensation  arrangements  and  estimated  environmental  remediation  costs.  Payments  under  deferred 
Other long-term liabilities consist of undiscounted amounts in the Consolidated Balance Sheets that primarily include obligations
compensation  arrangements  have  been  estimated  based  on  management’s  assumptions  of  expected  retirement  age,  mortality, 
under  deferred  compensation  arrangements  and  estimated  environmental
remediation  costs.  Payments  under  deferred 
stock price and rates of return on participant deferrals. The timing of cash flows associated with environmental remediation costs 
compensation arrangements have  been estimated based on management’s assumptions of expected retirement  age, mortality,
is largely based on historical experience. Certain other long-term liabilities, such as deferred taxes, unrecognized tax benefits, and 
stock price and rates of return on participant deferrals. The timing of cash flows associated with environmental remediation costs 
reserves  for  product  liability,  warranty,  product  maintenance  and  litigation,  have  been  excluded  from  the  table  due  to  the 
is largely based on historical experience. Certain other long-term liabilities, such as deferred taxes, unrecognized tax benefits, and
uncertainty of the timing of payments combined with the absence of historical trends to be used as a predictor for such payments.
reserves  for  product liability,  warranty,  product maintenance and  litigation,  have been  excluded  from the table due to  the
uncertainty of the timing of payments combined with the absence of historical trends to be used as a predictor for such payments.
Purchase Obligations
Purchase obligations include undiscounted amounts committed under legally enforceable contracts or purchase orders for goods 
Purchase Obligations
and  services  with  defined  terms  as  to  price,  quantity  and  delivery  dates.  Approximately  42%  of  the  purchase  obligations  we 
Purchase obligations include undiscounted amounts committed under legally enforceable contracts or purchase orders for goods 
and  services  with  defined  terms  as  to  price,  quantity  and  delivery  dates.  Approximately  42%  of  the purchase obligations  we
Textron 2020 Annual Report      29
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29

disclose represent purchase orders issued for goods and services to be delivered under firm contracts with the U.S. Government
disclose represent purchase orders issued for goods and services to be delivered under firm contracts with the U.S. Government 
for which we have full recourse under customary contract termination clauses.
for which we have full recourse under customary contract termination clauses.
Finance Group
Finance Group
The following table summarizes the known contractual obligations, as defined by reporting regulations, of our Finance group as 
The following table summarizes the known contractual obligations, as defined by reporting regulations, of our Finance group as 
of January 2, 2021:
of January 2, 2021:

(In millions)
(In millions)
Term debt
Term debt
Subordinated debt
Subordinated debt
Interest on borrowings
Interest on borrowings
Total Finance group
Total Finance group

Total
Total
368  $ 
368  $ 
294 
294 
140 
140 
802  $ 
802  $ 

Year 1
Year 1

13  $ 
13  $ 
— 
— 
15 
15 
28  $ 
28  $ 

Years 2-3
Years 2-3

332  $ 
332  $ 
— 
— 
19 
19 
351  $ 
351  $ 

$ 
$ 

$ 
$ 

Years 4-5
Years 4-5

More Than 5
More Than 5
Years
Years
3 
3 
294 
294 
94 
94 
391 
391 

20  $ 
20  $ 
— 
— 
12 
12 
32  $ 
32  $ 

Payments Due by Period
Payments Due by Period

Critical Accounting Estimates
Critical Accounting Estimates
To  prepare  our  Consolidated  Financial  Statements  to  be  in  conformity  with  generally  accepted  accounting  principles,  we  must 
To prepare  our Consolidated Financial  Statements to be  in conformity with generally accepted accounting principles, we  must 
make complex and subjective judgments in the selection and application of accounting policies. The accounting policies that we 
make complex and subjective judgments in the selection and application of accounting policies. The accounting policies that we 
believe are most critical to the portrayal of our financial condition and results of operations are listed below. We believe these 
believe are most critical to the portrayal of our financial condition and results of operations are listed below. We believe these 
policies  require  our  most  difficult,  subjective  and  complex  judgments  in  estimating  the  effect  of  inherent  uncertainties.  This 
policies require  our most  difficult, subjective  and complex judgments in estimating the  effect  of inherent  uncertainties. This
section should be read in conjunction with Note 1 to the Consolidated Financial Statements in Item 8. Financial Statements and 
section should be read in conjunction with Note 1 to the Consolidated Financial Statements in Item 8. Financial Statements and
Supplementary Data, which includes other significant accounting policies.
Supplementary Data, which includes other significant accounting policies.
Revenue Recognition
Revenue Recognition
A substantial portion of our revenues is related to long-term contracts with the U.S. Government, including those under the U.S.
A substantial portion of our revenues is related to long-term contracts with the U.S. Government, including those under the U.S. 
Government-sponsored  foreign  military  sales  program,  for  the  design,  development,  manufacture  or  modification  of  aerospace 
Government-sponsored  foreign  military  sales  program,  for  the design,  development,  manufacture or  modification  of  aerospace
and defense products as well as related parts and services.  We generally use the cost-to-cost method to measure progress for these 
and defense products as well as related parts and services.  We generally use the cost-to-cost method to measure progress for these
contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under this 
contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under this 
measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated costs 
measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated costs 
at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.
at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.
Approximately 75% of our 2020 revenues with the U.S. Government were under fixed-price and fixed-price incentive contracts. 
Approximately 75% of our 2020 revenues with the U.S. Government were under fixed-price and fixed-price incentive contracts. 
To the extent our actual costs vary from the estimates upon which the price was negotiated, we will generate more or less profit 
To the extent our actual costs vary from the estimates upon which the price was negotiated, we will generate more or less profit 
and could potentially incur a loss.
and could potentially incur a loss.
The transaction price for our contracts represents our best estimate of the consideration we will receive and includes assumptions 
The transaction price for our contracts represents our best estimate of the consideration we will receive and includes assumptions 
regarding variable consideration as applicable. Certain of our long-term contracts contain incentive fees or other provisions that 
regarding variable consideration as applicable. Certain of our long-term contracts contain incentive fees or other provisions that
can either increase or decrease the transaction price. These variable amounts generally are awarded upon achievement of certain 
can either increase or decrease the transaction price. These variable amounts generally are awarded upon achievement of certain
performance  metrics,  program  milestones  or  cost  targets  and  can  be  based  upon  customer  discretion.  We  include  estimated 
performance  metrics, program  milestones or cost  targets and can be  based upon customer discretion. We  include  estimated
amounts in the transaction price to the extent it is probable that a significant reversal of cumulative revenue recognized will not 
amounts in the transaction price to the extent it is probable that a significant reversal of cumulative revenue recognized will not 
occur  when  the  uncertainty  associated  with  the  variable  consideration  is  resolved.  Our  estimates  of  variable  consideration  and 
occur when the  uncertainty associated with the  variable  consideration is resolved. Our estimates of variable  consideration and
determination  of  whether  to  include  estimated  amounts  in  the  transaction  price  are  based  largely  on  an  assessment  of  our 
determination of whether to include  estimated amounts in the  transaction price  are  based largely on an assessment  of our
anticipated performance, historical performance, and all other information that is reasonably available to us.
anticipated performance, historical performance, and all other information that is reasonably available to us.
Due to the number of years it may take to complete many of our contracts and the scope and nature of the work required to be 
Due to the number of years it may take to complete many of our contracts and the scope and nature of the work required to be
performed on those contracts, the estimation of total transaction price and costs at completion is complicated and subject to many 
performed on those contracts, the estimation of total transaction price and costs at completion is complicated and subject to many
variables  and,  accordingly,  is  subject  to  change.  In  estimating  total  costs  at  completion,  we  are  required  to  make  numerous 
variables and, accordingly, is subject  to change. In estimating total  costs at  completion, we  are  required to make  numerous
assumptions  related  to  the  complexity  of  design  and  related  development  work  to  be  performed;  engineering  requirements; 
assumptions  related  to  the complexity  of  design  and  related  development work  to  be performed; engineering  requirements;
product  performance;  subcontractor  performance;  availability  and  cost  of  materials;  labor  productivity,  availability  and  cost; 
product  performance;  subcontractor performance;  availability and cost  of materials;  labor productivity, availability and cost; 
overhead and capital costs; manufacturing efficiencies; the length of time to complete the contract (to estimate increases in wages 
overhead and capital costs; manufacturing efficiencies; the length of time to complete the contract (to estimate increases in wages
and prices for materials); and costs of satisfying offset obligations, among other variables. Our cost estimation process is based on 
and prices for materials); and costs of satisfying offset obligations, among other variables. Our cost estimation process is based on 
the professional knowledge and experience of engineers and program managers along with finance professionals. We review and 
the professional knowledge and experience of engineers and program managers along with finance professionals. We review and 
update our cost projections quarterly or more frequently when circumstances significantly change. When estimates of total costs 
update our cost projections quarterly or more frequently when circumstances significantly change. When estimates of total costs 
to be incurred on a contract exceed estimates of total sales to be earned, a provision for the entire loss on the contract is recorded 
to be incurred on a contract exceed estimates of total sales to be earned, a provision for the entire loss on the contract is recorded
in the period in which the loss is determined.
in the period in which the loss is determined.
At the outset of each contract, we estimate an initial profit booking rate considering the risks surrounding our ability to achieve 
At the outset of each contract, we estimate an initial profit booking rate considering the risks surrounding our ability to achieve
the  technical  requirements  (e.g.,  a  newly-developed  product  versus  a  mature  product),  schedule  (e.g.,  the  number  and  type  of 
the technical requirements  (e.g.,  a newly-developed  product versus  a mature product),  schedule (e.g.,  the number  and  type of 
milestone  events),  and  costs  by  contract  requirements  in  the  initial  estimated  costs  at  completion.  Profit  booking  rates  may 
milestone  events), and costs by contract  requirements in the  initial  estimated costs at  completion. Profit  booking rates may
30      Textron 2020 Annual Report

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30

increase during the performance of the contract if we successfully retire risks surrounding the technical, schedule, and cost aspects 
of the contract. Conversely, the profit booking rate may decrease if we are not successful in retiring the risks; and, as a result, our 
estimated costs at completion increase. All estimates are subject to change during the performance of the contract and, therefore, 
may affect the profit booking rate.

Changes in our estimate of the total expected cost or in the transaction price for a contract typically impact our profit booking rate. 
We utilize the cumulative catch-up method of accounting to recognize the impact of these changes on our profit booking rate for a 
contract.  Under  this  method,  the  inception-to-date  impact  of  a  profit  adjustment  on  a  contract  is  recognized  in  the  period  the 
adjustment  is  identified.  The  impact  of  our  cumulative  catch-up  adjustments  on  segment  profit  recognized  in  prior  periods  is 
presented below:

(In millions)
Gross favorable
Gross unfavorable
Net adjustments

$ 

$ 

2020
148  $ 
(76)
72  $ 

2019
173  $ 
(82)
91  $ 

2018
249 
(53)
196 

Due to the significance of judgment in the estimation process described above, it is likely that materially different revenues and/or 
cost of sales amounts could be recorded if we used different assumptions or if the underlying circumstances were to change. Our 
earnings  could  be  reduced  by  a  material  amount  resulting  in  a  charge  to  earnings  if  (a)  total  estimated  contract  costs  are 
significantly  higher  than  expected  due  to  changes  in  customer  specifications  prior  to  contract  amendment,  (b)  total  estimated 
contract  costs  are  significantly  higher  than  previously  estimated  due  to  cost  overruns  or  inflation,  (c)  there  is  a  change  in 
engineering efforts required during the development stage of the contract or (d) we are unable to meet contract milestones.

Goodwill
We  evaluate  the  recoverability  of  goodwill  annually  in  the  fourth  quarter  or  more  frequently  if  events  or  changes  in 
circumstances, such as declines in sales, earnings or cash flows, or material adverse changes in the business climate, indicate a 
potential impairment of a reporting unit. A reporting unit represents the operating segment unless discrete financial information is 
prepared  and  reviewed  by  segment  management  for  businesses  one  level  below  that  operating  segment,  in  which  case  such 
component  is  the  reporting  unit.  In  certain  instances,  we  have  aggregated  components  of  an  operating  segment  into  a  single 
reporting unit based on similar economic characteristics.

We  calculate  the  fair  value  of  each  reporting  unit  using  discounted  cash  flows.  These  cash  flows  incorporate  assumptions  for 
revenue  growth  rates,  operating  margins  and  discount  rates  that  represent  our  best  estimates  of  current  and  forecasted  market 
conditions, cost structure, anticipated net cost reductions, and the implied rate of return that we believe a market participant would 
require for an investment in a business having similar risks and characteristics to the reporting unit being assessed. The revenue 
growth  rates  and  operating  margins  are  based  on  our  strategic  plans  and  long-range  planning  forecasts.  The  long-term  revenue 
growth rate we use to determine the terminal value of the business is based on our assessment of its minimum expected terminal 
growth rate, as well as its past historical growth and broader economic considerations such as gross domestic product, inflation 
and the maturity of the markets we serve. The discount rates utilized in this analysis are based on each reporting unit’s weighted 
average cost of capital, which takes into account the relative weights of each component of capital structure (equity and debt) and 
represents  the  expected  cost  of  new  capital,  adjusted  as  appropriate  to  consider  the  risk  inherent  in  future  cash  flows  of  the 
respective reporting unit. We believe this approach yields a discount rate that is consistent with an implied rate of return that an 
independent  investor  or  market  participant  would  require  for  an  investment  in  a  company  having  similar  risks  and  business 
characteristics to the reporting unit being assessed.

If the reporting unit’s estimated fair value exceeds its carrying value, there is no impairment, and no further analysis is performed. 
Otherwise,  an  impairment  loss  is  recognized  in  an  amount  equal  to  that  excess  carrying  value  over  the  estimated  fair  value 
amount. Based on our annual impairment review, the fair value of all of our reporting units exceeded their carrying values, and we 
do not believe that there is a reasonable possibility that any units might fail the impairment test in the foreseeable future.

Retirement Benefits
We  sponsor  funded  and  unfunded  domestic  and  international  pension  and  postretirement  plans  for  certain  of  our  employees. 
Beginning on January 1, 2010, we initiated actions to commence the closure of the pension plans to new entrants. We provide 
employees  hired  subsequent  to  these  closures  with  defined  contribution  benefits.  Our  pension  and  postretirement  benefit 
obligations  are  calculated  based  on  actuarial  valuations.  Key  assumptions  used  in  determining  these  obligations  and  related 
expenses or benefits include the expected long-term rates of return on plan assets, discount rates and healthcare cost projections. 
We also make assumptions regarding employee demographic factors such as retirement patterns, mortality, turnover and rate of 
compensation increases.  We evaluate and update these assumptions annually.

Textron 2020 Annual Report      31

31

To determine the weighted-average expected long-term rate of return on plan assets, we consider the current and expected asset 
allocation, as well as historical and expected returns on each plan asset class.  A lower expected rate of return on plan assets will 
increase pension expense.  For 2020 and 2019, the assumed expected long-term rate of return on plan assets used in calculating 
pension expense was 7.55%. For 2020, the assumed rate of return for our domestic plans, which represent approximately 90% of 
our total pension assets, was 7.75%.  For 2021, to reflect the impact of current expectations of long-term market conditions on 
certain  investment  returns,  we  have  assumed  a  long-term  rate  of  return  for  our  domestic  plans  of  7.25%.  The  change  in  this 
assumption will increase pension cost for our domestic plans by approximately $35 million.

The discount rate enables us to state expected future benefit payments as a present value on the measurement date, reflecting the 
current rate at which the pension liabilities could be effectively settled. This rate should be in line with rates for high-quality fixed 
income investments available for the period to maturity of the pension benefits, which fluctuate as long-term interest rates change. 
A lower discount rate increases the present value of the benefit obligations and increases pension expense.  In 2020, the weighted-
average discount rate used in calculating pension expense was 3.36%, compared with 4.24% in 2019.  For our domestic plans, the 
assumed discount rate was 3.45% in 2020, compared with 4.35% in 2019. A decrease of 50 basis-points in this weighted-average 
discount rate in 2020 would have increased pension cost for our domestic plans by approximately $64 million.

Actuarial gains and losses, representing differences between the assumptions utilized to develop estimated obligations and actual 
results or experience, that exceed 10% of the higher of the market related value of assets or the benefit obligation in a year, are 
initially  recognized  as  a  component  of  accumulated  other  comprehensive  income  (loss)  and  amortized  over  future  years  as  a 
component  of  our  annual  benefit  cost.  We  amortize  actuarial  differences  over  the  average  remaining  service  period  of  eligible 
employees.  If  all  or  almost  all  of  a  plan’s  participants  are  inactive  or  are  not  accruing  additional  benefits,  we  amortize  these 
differences  over  the  average  remaining  life  expectancy  of  the  plan  participants.  As  of  the  end  of  2020,  almost  all  of  the 
participants in one of our domestic plans, the Textron Master Retirement Plan (TMRP), are no longer active. Beginning in 2021, 
actuarial gains and losses for this plan will be amortized over the remaining life expectancy of the participants. A change in the 
TMRP amortization period in 2021 from 7 years to 20 years will reduce pension cost by approximately $85 million. The deferral 
of  these  differences  reduces  the  volatility  of  our  annual  benefit  cost  that  can  result  either  from  year-to-year  changes  in  the 
assumptions or from actual results that are not necessarily representative of the long-term financial position of these plans. 

The trend in healthcare costs is difficult to estimate and has an important effect on postretirement liabilities. The 2020 medical 
and prescription drug cost trend rates represent the weighted-average annual projected rate of increase in the per capita cost of 
covered benefits. In 2020, we assumed a trend rate of 7% for both medical and prescription drug cost and assumed this rate would 
gradually decline to 5% by 2024 and then remain at that level.

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

Foreign Currency Exchange Risk
Our financial results are affected by changes in foreign currency exchange rates in the various countries in which our products are 
manufactured and/or sold.  For our manufacturing operations, we manage our foreign currency transaction exposures by entering 
into foreign currency exchange contracts. These contracts generally are used to fix the local currency cost of purchased goods or 
services  or  selling  prices  denominated  in  currencies  other  than  the  functional  currency.  The  notional  amount  of  outstanding 
foreign currency exchange contracts was $318 million and $342 million at January 2, 2021 and January 4, 2020, respectively.  We 
also may hedge exposures to certain of our foreign currency assets and earnings by funding those asset positions with debt in the 
same foreign currency so the exposures are naturally offset.  

Interest Rate Risk
Our financial results are affected by changes in interest rates. As part of managing this risk, we seek to achieve a prudent balance 
between floating- and fixed-rate exposures. We continually monitor our mix of these exposures and adjust the mix, as necessary. 
For our Finance group, we generally limit our risk to changes in interest rates with a strategy of matching floating-rate assets with 
floating-rate liabilities.  This strategy includes the use of interest rate swap agreements.  At the end of 2020, we had an interest 
rate swap agreement for a notional amount of $294 million, which effectively converted certain floating-rate debt to a fixed-rate 
equivalent.

Quantitative Risk Measures
In the normal course of business, we enter into financial instruments for purposes other than trading. The financial instruments 
that  are  subject  to  market  risk  include  finance  receivables  (excluding  leases),  debt  (excluding  finance  lease  obligations)  and 
foreign currency exchange contracts. To quantify the market risk inherent in these financial instruments, we utilize a sensitivity 
analysis that includes a hypothetical change in fair value assuming a 10% decrease in interest rates and a 10% strengthening in 
foreign  exchange  rates  against  the  U.S.  dollar.  The  fair  value  of  these  financial  instruments  is  estimated  using  discounted  cash 
flow analysis and indicative market pricing as reported by leading financial news and data providers.

32      Textron 2020 Annual Report

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At  the  end  of  each  year,  the  table  below  provides  the  carrying  and  fair  values  of  these  financial  instruments  along  with  the 
sensitivity  of  fair  value  to  the  hypothetical  changes  discussed  above.  This  sensitivity  analysis  is  most  likely  not  indicative  of 
actual results in the future.

(In millions)
Manufacturing group
Foreign currency exchange risk

Debt
Foreign currency exchange contracts

Interest rate risk

Debt

Finance group
Interest rate risk

Finance receivables
Debt

* The value represents an asset or (liability).

$ 

$ 

$ 

$ 

January 2, 2021

January 4, 2020

Carrying
Value*

Fair
Value*

Sensitivity of
Fair Value
to a 10%
Change

Carrying
Value*

Fair
Value*

Sensitivity of
Fair Value
to a 10%
Change

(10) $
3
(7) $

(10) $
3
(7) $

(1) $
22
21  $ 

(210) $
(1)
(211) $

(212) $
(1)
(213) $

(3,690) $ 

(3,986) $ 

(16) $ 

(3,097) $ 

(3,249) $

549  $ 
(662)

599  $ 
(587)

9  $ 
— 

493  $ 
(686)

527  $ 
(634)

(21) 
20 
(1) 

(21) 

9 
1 

Textron 2020 Annual Report      33

33

Item 8. Financial Statements and Supplementary Data

Our Consolidated Financial Statements and the related report of our independent registered public accounting firm thereon are included in this 
Annual Report on Form 10-K on the pages indicated below:

Consolidated Statements of Operations for each of the years in the three-year period ended January 2, 2021 

Consolidated Statements of Comprehensive Income for each of the years in the three-year period ended January 2, 2021 

Consolidated Balance Sheets as of January 2, 2021 and January 4, 2020

Consolidated Statements of Shareholders’ Equity for each of the years in the three-year period ended January 2, 2021 

Consolidated Statements of Cash Flows for each of the years in the three-year period ended January 2, 2021 

Notes to the Consolidated Financial Statements

Note 1.
Note 2.
Note 3.
Note 4.
Note 5.
Note 6.
Note 7.
Note 8.
Note 9.
Note 10.
Note.11.
Note 12.
Note 13.
Note 14.
Note 15.
Note 16.
Note 17.
Note 18.
Note 19.
Note 20.

Summary of Significant Accounting Policies 
Business Dispositions
Goodwill and Intangible Assets
Accounts Receivable and Finance Receivables 
Inventories
Property, Plant and Equipment, Net
Other Assets
Other Current Liabilities
Leases
Debt and Credit Facilities
Derivative Instruments and Fair Value Measurements 
Shareholders’ Equity
Segment and Geographic Data
Revenues
Share-Based Compensation
Retirement Plans
Special Charges
Income Taxes
Commitments and Contingencies
Supplemental Cash Flow Information

Report of Independent Registered Public Accounting Firm 

Supplementary Information:

Quarterly Data for 2020 and 2019 (Unaudited) 

Schedule II – Valuation and Qualifying Accounts

Page

35

36

37

38

39

41
47
47
48
50
50
50
51
51
52
53
54
55
57
59
61
65
66
69
69

70

72

73

All  other  schedules  are  omitted  either  because  they  are  not  applicable  or  not  required  or  because  the  required  information  is  included  in  the 
financial statements or notes thereto.

34      Textron 2020 Annual Report

34

Consolidated Statements of Operations

For each of the years in the three-year period ended January 2, 2021 

(In millions, except per share data)
Revenues
Manufacturing revenues
Finance revenues
Total revenues
Costs, expenses and other
Cost of sales
Selling and administrative expense
Interest expense
Special charges
Non-service components of pension and postretirement income, net
Gain on business disposition
Total costs, expenses and other
Income before income taxes
Income tax expense (benefit)
Net income
Earnings per share
Basic
Diluted

See Notes to the Consolidated Financial Statements.

2020

2019

2018

11,596  $ 
55 
11,651 

10,094 
1,045 
166 
147 
(83)
— 
11,369 
282 
(27)
309  $ 

13,564  $ 
66 
13,630 

11,406 
1,152 
171 
72 
(113)
— 
12,688 
942 
127
815  $ 

13,906 
66 
13,972 

11,594 
1,275 
166 
73 
(76)
(444) 
12,588 
1,384 
162 
1,222 

1.35  $ 
1.35  $ 

3.52  $ 
3.50  $ 

4.88 
4.83 

$ 

$ 

$ 
$ 

Textron 2020 Annual Report      35

35

Consolidated Statements of Comprehensive Income

For each of the years in the three-year period ended January 2, 2021 

(In millions)
Net income
Other comprehensive income (loss), net of tax
Pension and postretirement benefits adjustments, net of reclassifications
Foreign currency translation adjustments, net of reclassifications
Deferred gains (losses) on hedge contracts, net of reclassifications
Total other comprehensive income (loss), net of tax
Comprehensive income

See Notes to the Consolidated Financial Statements.

$ 

$ 

2020
309  $ 

31 
78 
(1)
108 
417  $ 

2019
815  $ 

2018
1,222 

(84)
(4)
3
(85)
730  $ 

(74)
(43)
(13)
(130)
1,092 

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36

Consolidated Balance Sheets

(In millions, except share data)
Assets
Manufacturing group
Cash and equivalents
Accounts receivable, net
Inventories
Other current assets
Total current assets
Property, plant and equipment, net
Goodwill
Other assets
Total Manufacturing group assets
Finance group
Cash and equivalents
Finance receivables, net
Other assets
Total Finance group assets
Total assets
Liabilities and shareholders’ equity
Liabilities
Manufacturing group
Current portion of long-term debt
Accounts payable
Other current liabilities
Total current liabilities
Other liabilities
Long-term debt
Total Manufacturing group liabilities
Finance group
Other liabilities
Debt
Total Finance group liabilities
Total liabilities
Shareholders’ equity
Common stock (231.0 million and 228.4 million shares issued, respectively, 
    and 226.4 million and 228.0 million shares outstanding, respectively)
Capital surplus
Treasury stock
Retained earnings
Accumulated other comprehensive loss
Total shareholders’ equity
Total liabilities and shareholders’ equity

See Notes to the Consolidated Financial Statements.

$ 

$ 

$ 

January 2,
2021

January 4,
2020

2,146  $ 
787 
3,513 
950 
7,396 
2,516 
2,157 
2,436 
14,505 

108 
744 
86 
938 
15,443  $ 

509  $ 
776 
1,985 
3,270 
2,357 
3,198 
8,825 

111 
662 
773 
9,598 

1,181 
921 
4,069 
894 
7,065 
2,527 
2,150 
2,312 
14,054 

176 
682 
106 
964 
15,018 

561 
1,378 
1,907 
3,846 
2,288 
2,563 
8,697 

117 
686 
803 
9,500 

29 
1,785 
(203)
5,973 
(1,739) 
5,845 
15,443  $ 

29 
1,674 
(20)
5,682 
(1,847) 
5,518 
15,018 

$ 

Textron 2020 Annual Report      37

37

Consolidated Statements of Shareholders’ Equity

(In millions, except per share data)
Balance at December 30, 2017
Adoption of ASC 606
Net income
Other comprehensive loss
Reclassification of stranded tax effects
Dividends declared ($0.08 per share)
Share-based compensation activity
Purchases of common stock
Retirement of treasury stock
Balance at December 29, 2018
Net income
Other comprehensive loss
Dividends declared ($0.08 per share)
Share-based compensation activity
Purchases of common stock
Retirement of treasury stock
Balance at January 4, 2020
Net income
Other comprehensive income
Dividends declared ($0.08 per share)
Share-based compensation activity
Purchases of common stock
Balance at January 2, 2021

Common
Stock

33  $ 
— 
— 
— 
— 
— 
— 
— 
(3)
30 
— 
— 
— 
— 
— 
(1)
29 
— 
— 
— 
— 
— 
29  $ 

$ 

$ 

Capital
Surplus
1,669  $ 
— 
— 
— 
— 
— 
166 
— 
(189)
1,646 
— 
— 
— 
117 
— 
(89)
1,674 
— 
— 
— 
111 
— 
1,785  $ 

Treasury
Stock
(48) $
—
—
—
—
—
—
(1,783) 
1,702 
(129)
— 
— 
— 
— 
(503)
612 
(20)
— 
— 
— 
— 
(183)
(203) $

See Notes to the Consolidated Financial Statements.

Retained
Earnings

Accumulated
Other
Comprehensive
Loss
(1,375) $ 
— 
— 
(130)
(257)
—
— 
— 
— 
(1,762) 
— 
(85)
—
— 
— 
—
(1,847) 
— 
108 
—
— 
— 
(1,739) $ 

5,368  $ 
90 
1,222 
— 
257 
(20)
— 
— 
(1,510) 
5,407
815 
— 
(18)
— 
—
(522)
5,682
309 
— 
(18)
— 
—
5,973  $ 

Total
Shareholders’
Equity
5,647 
90 
1,222 
(130)
—
(20)
166
(1,783) 
— 
5,192 
815 
(85)
(18)
117
(503)
— 
5,518 
309 
108 
(18) 
111 
(183) 
5,845 

38      Textron 2020 Annual Report

38

Consolidated Statements of Cash Flows

For each of the years in the three-year period ended January 2, 2021 

(In millions)
Cash flows from operating activities
Net income
Adjustments to reconcile net income to net cash provided by
 operating activities of continuing operations:

Non-cash items:

Depreciation and amortization
Deferred income taxes
Asset impairments and TRU inventory charge
Gain on business disposition
Other, net

Changes in assets and liabilities:

Accounts receivable, net
Inventories
Other assets
Accounts payable
Other liabilities
Income taxes, net
Pension, net
Captive finance receivables, net

Other operating activities, net

Net cash provided by operating activities of continuing operations
Net cash used in operating activities of discontinued operations
Net cash provided by operating activities
Cash flows from investing activities
Capital expenditures
Proceeds from an insurance recovery and sale of property, plant and equipment
Net proceeds from corporate-owned life insurance policies
Net proceeds from business disposition
Net cash used in acquisitions
Finance receivables repaid
Other investing activities, net
Net cash provided by (used in) investing activities
Cash flows from financing activities
Net proceeds from long-term debt
Proceeds from borrowings against corporate-owned life insurance policies
Payments on borrowings against corporate-owned life insurance policies
Principal payments on long-term debt and nonrecourse debt
Purchases of Textron common stock
Proceeds from exercise of stock options
Dividends paid
Other financing activities, net
Net cash provided by (used in) financing activities
Effect of exchange rate changes on cash and equivalents
Net increase (decrease) in cash and equivalents
Cash and equivalents at beginning of year
Cash and equivalents at end of year

See Notes to the Consolidated Financial Statements.

Consolidated

2020

2019

2018

$ 

309  $ 

815  $ 

1,222 

391 
(7)
116 
— 
79 

149 
434 
66 
(613)
(5)
(62)
(15)
(89)
16 
769 
(1)
768 

(317)
33 
22 
— 
(15)
22 
7 
(248)

416 
89
15 
— 
79 

99 
(292)
(37)
280
(348)
(83)
(62)
45
—
1,016 
(2)
1,014 

(339)
9 
2 
— 
(2)
48 
16 
(266)

1,137 
377 
(377)
(593)
(183)
22 
(18)
(5)
360 
17 
897 
1,357 
2,254  $ 

301 
— 
—
(303)
(503)
24 
(18)
(3)
(502)
4 
250 
1,107 
1,357  $ 

$ 

437 
49 
48 
(444) 
102 

50 
41
(88)
(63)
(223)
(33)
(14)
22 
3 
1,109 
(2)
1,107 

(369)
14 
110 
807 
(23)
27 
54 
620

— 
— 
— 
(131)
(1,783)
74 
(20)
(4)
(1,864)
(18) 
(155) 
1,262 
1,107 

Textron 2020 Annual Report      39

39

Consolidated Statements of Cash Flows continued

For each of the years in the three-year period ended January 2, 2021 

(In millions)
Cash flows from operating activities
Net income
Adjustments to reconcile net income to net cash provided by
 operating activities of continuing operations:

Non-cash items:

Depreciation and amortization
Deferred income taxes
Asset impairments and TRU inventory charge
Gain on business disposition
Other, net

Changes in assets and liabilities:

Accounts receivable, net
Inventories
Other assets
Accounts payable
Other liabilities
Income taxes, net
Pension, net

Dividends received from Finance group
Other operating activities, net

Net cash provided by operating activities of continuing operations
Net cash used in operating activities of discontinued operations
Net cash provided by operating activities
Cash flows from investing activities
Capital expenditures
Proceeds from an insurance recovery and sale of property, plant and equipment
Net proceeds from corporate-owned life insurance policies
Net proceeds from business disposition
Net cash used in acquisitions
Finance receivables repaid
Finance receivables originated
Other investing activities, net
Net cash provided by (used in) investing activities
Cash flows from financing activities
Net proceeds from long-term debt
Proceeds from borrowings against corporate-owned life insurance policies
Payments on borrowings against corporate-owned life insurance policies
Principal payments on long-term debt and nonrecourse debt
Purchases of Textron common stock
Proceeds from exercise of stock options
Dividends paid
Other financing activities, net
Net cash provided by (used in) financing activities
Effect of exchange rate changes on cash and equivalents
Net increase (decrease) in cash and equivalents
Cash and equivalents at beginning of year
Cash and equivalents at end of year

See Notes to the Consolidated Financial Statements.

Manufacturing Group

Finance Group

2020

2019

2018

2020

2019

2018

$ 

301  $ 

793  $  1,198  $ 

8  $ 

22  $ 

24 

386 
(2)
116 
— 
69 

149 
434 
68 
(613)
(15)
(61)
(15)
— 
16 
833 
(1)
832 

(317)
33 
22 
— 
(15)
— 
— 
— 
(277)

1,137 
377 
(377)
(548)
(183)
22 
(18)
(17)
393 
17 
965 
1,181 

410 
91
15 
— 
79 

99 
(319)
(34)
280
(352)
(90)
(62)
50 
— 
960 
(2)
958 

(339)
9 
2 
— 
(2)
— 
— 
1 
(329)

301 
— 
—
(252)
(503)
24 
(18)
9
(439)
4 
194 
987 

429 
54 
48 
(444)
97 

50 
45
(87)
(63)
(219)
(20)
(14)
50 
3 
1,127 
(2)
1,125 

(369)
14 
110 
807 
(23)
— 
— 
— 
539

— 
— 
— 
(5)
(1,783)
74 
(20)
(4)
(1,738)
(18)
(92)
1,079 

$  2,146  $  1,181  $ 

987  $ 

5 
(5)
— 
—
10 

— 
— 
(2)
—
(2)
(1)
—
—
—
13 
—
13 

6 
(2)
— 
— 
— 

— 
— 
(3)
—
4
7
—
—
—
34 
— 
34 

—
— 
— 
— 
—
128 
(195)
19 
(48)

— 
— 
— 
(45)
—
—
—
12
(33)
—
(68)
176
108  $ 

— 
— 
— 
— 
— 
277 
(184)
42 
135

— 
— 
— 
(51)
— 
— 
(50)
(12)
(113)
— 
56 
120 
176  $ 

8 
(5)
— 
— 
5 

— 
— 
(1)
— 
(4) 
(13) 
— 
— 
— 
14 
— 
14 

— 
— 
— 
— 
— 
226 
(177)
50 
99 

— 
— 
— 
(126)
— 
— 
(50)
—
(176)
— 
(63) 
183 
120 

40      Textron 2020 Annual Report

40

Notes to the Consolidated Financial Statements

Note 1. Summary of Significant Accounting Policies

Principles of Consolidation and Financial Statement Presentation
Our Consolidated Financial Statements include the accounts of Textron Inc. and its majority-owned subsidiaries. Our financings 
are conducted through two separate borrowing groups. The Manufacturing group consists of Textron Inc. consolidated with its 
majority-owned  subsidiaries  that  operate  in  the  Textron  Aviation,  Bell,  Textron  Systems  and  Industrial  segments.  The  Finance 
group, which also is the Finance segment, consists of Textron Financial Corporation (TFC) and its consolidated subsidiaries. We 
designed this framework to enhance our borrowing power by separating the Finance group. Our Manufacturing group operations 
include  the  development,  production  and  delivery  of  tangible  goods  and  services,  while  our  Finance  group  provides  financial 
services. Due to the fundamental differences between each borrowing group’s activities, investors, rating agencies and analysts 
use  different  measures  to  evaluate  each  group’s  performance.  To  support  those  evaluations,  we  present  balance  sheet  and  cash 
flow information for each borrowing group within the Consolidated Financial Statements.

Our  Finance  group  provides  financing  primarily  to  purchasers  of  new  and  pre-owned  Textron  Aviation  aircraft  and  Bell 
helicopters manufactured by our Manufacturing group, otherwise known as captive financing. In the Consolidated Statements of 
Cash Flows, cash received from customers is reflected as operating activities when received from third parties. However, in the 
cash flow information provided for the separate borrowing groups, cash flows related to captive financing activities are reflected 
based  on  the  operations  of  each  group.  For  example,  when  product  is  sold  by  our  Manufacturing  group  to  a  customer  and  is 
financed by the Finance group, the origination of the finance receivable is recorded within investing activities as a cash outflow in 
the Finance group’s statement of cash flows. Meanwhile, in the Manufacturing group’s statement of cash flows, the cash received 
from  the  Finance  group  on  the  customer’s  behalf  is  recorded  within  operating  cash  flows  as  a  cash  inflow.  Although  cash  is 
transferred between the two borrowing groups, there is no cash transaction reported in the consolidated cash flows at the time of 
the original financing. These captive financing activities, along with all significant intercompany transactions, are reclassified or 
eliminated in consolidation.

At the beginning of 2020, we adopted Accounting Standards Update No. 2016-13, Financial Instruments - Credit Losses. This 
standard changed the prior incurred loss model to a forward-looking current expected credit loss model for most financial assets, 
such as trade and finance receivables, contract assets and other instruments. There was no significant impact on our Consolidated 
Financial Statements upon adoption of the standard. 

Collaborative Arrangements
Our  Bell segment has  a strategic alliance agreement with  The Boeing  Company  (Boeing)  to  provide engineering,  development 
and test services related to the V-22 aircraft, as well as to produce the V-22 aircraft, under a number of separate contracts with the 
U.S. Government (V-22 Contracts). The alliance created by this agreement is not a legal entity and has no employees, no assets 
and  no  true  operations.  This  agreement  creates  contractual  rights  and  does  not  represent  an  entity  in  which  we  have  an  equity 
interest. We account for this alliance as a collaborative arrangement with Bell and Boeing reporting costs incurred and revenues 
generated from transactions with the U.S. Government in each company’s respective income statement. Neither Bell nor Boeing 
is considered to be the principal participant for the transactions recorded under this agreement. Profits on cost-plus contracts are 
allocated between Bell and Boeing on a 50%-50% basis. Negotiated profits on fixed-price contracts are also allocated 50%-50%; 
however, Bell and Boeing are each responsible for their own cost overruns and are entitled to retain any cost underruns. Based on 
the  contractual  arrangement  established  under  the  alliance,  Bell  accounts  for  its  rights  and  obligations  under  the  specific 
requirements of the V-22 Contracts allocated to Bell under the work breakdown structure. We account for all of our rights and 
obligations,  including  warranty,  product  and  any  contingent  liabilities,  under  the  specific  requirements  of  the  V-22  Contracts 
allocated to us under the agreement. Revenues and cost of sales reflect our performance under the V-22 Contracts with revenues 
recognized using the cost-to-cost method.  We include all assets used in performance of the V-22 Contracts that we own and all 
liabilities arising from our obligations under the V-22 Contracts in our Consolidated Balance Sheets.

Use of Estimates
We  prepare  our  financial  statements  in  conformity  with  generally  accepted  accounting  principles,  which  require  us  to  make 
estimates  and  assumptions  that  affect  the  amounts  reported  in  the  financial  statements.  Actual  results  could  differ  from  those 
estimates.  Our  estimates  and  assumptions  are  reviewed  periodically,  and  the  effects  of  changes,  if  any,  are  reflected  in  the 
Consolidated Statements of Operations in the period that they are determined.

Revenue Recognition
Revenue is recognized when control of the goods or services promised under the contract is transferred to the customer either at a 
point in time (e.g., upon delivery) or over time (e.g., as we perform under the contract). We account for a contract when it has 
approval  and  commitment  from  both  parties,  the  rights  and  payment  terms  of  the  parties  are  identified,  the  contract  has 
commercial substance and collectability of consideration is probable. Contracts are reviewed to determine whether there is one or 

Textron 2020 Annual Report      41

41

multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
represents  the unit of  accounting  for  revenue recognition.  For  contracts  with  multiple performance obligations,  the expected 
represents  the unit of  accounting  for  revenue recognition.  For  contracts  with  multiple performance obligations,  the expected 
multiple performance obligations. A performance obligation is a promise to transfer a distinct good or service to a customer and 
represents  the unit of  accounting  for  revenue recognition.  For  contracts  with  multiple performance obligations,  the expected 
represents  the unit of  accounting  for  revenue recognition.  For  contracts  with  multiple performance obligations,  the expected 
represents  the unit of  accounting  for  revenue recognition.  For  contracts  with  multiple performance obligations,  the expected 
represents  the unit of  accounting  for  revenue recognition.  For  contracts  with  multiple performance obligations,  the expected 
represents  the unit of  accounting  for  revenue recognition.  For  contracts  with  multiple performance obligations,  the expected 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
represents  the  unit  of  accounting  for  revenue  recognition.  For  contracts  with  multiple  performance  obligations,  the  expected 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
standalone  selling price  of each performance  obligation. Revenue  is then recognized for the  transaction price  allocated to the 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
standalone  selling price  of each performance  obligation. Revenue  is then recognized for the  transaction price  allocated to the 
consideration, or the transaction price, is allocated to each performance obligation identified in the contract based on the relative 
standalone  selling price  of each performance  obligation. Revenue  is then recognized for the  transaction price  allocated to the 
standalone  selling price  of each performance  obligation. Revenue  is then recognized for the  transaction price  allocated to the 
standalone  selling price  of each performance  obligation. Revenue  is then recognized for the  transaction price  allocated to the 
standalone  selling price  of each performance  obligation. Revenue  is then recognized for the  transaction price  allocated to the 
standalone  selling price  of each performance  obligation. Revenue  is then recognized for the  transaction price  allocated to the 
performance obligation  when  control of  the promised  goods  or  services  underlying  the performance obligation  is  transferred. 
performance obligation  when  control of  the promised  goods  or  services  underlying  the performance obligation  is  transferred. 
standalone  selling  price  of  each  performance  obligation.  Revenue  is  then  recognized  for  the  transaction  price  allocated  to  the 
performance obligation  when  control of  the promised  goods  or  services  underlying  the performance obligation  is  transferred. 
performance obligation  when  control of  the promised  goods  or  services  underlying  the performance obligation  is  transferred. 
performance obligation  when  control of  the promised  goods  or  services  underlying  the performance obligation  is  transferred. 
performance obligation  when  control of  the promised  goods  or  services  underlying  the performance obligation  is  transferred. 
performance obligation  when  control of  the promised  goods  or  services  underlying  the performance obligation  is  transferred. 
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
performance  obligation  when  control  of  the  promised  goods  or  services  underlying  the  performance  obligation  is  transferred. 
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
between when control transfers and when the customer will pay for that good or service is one year or less.
between when control transfers and when the customer will pay for that good or service is one year or less.
Contract consideration is not adjusted for the effects of a significant financing component when, at contract inception, the period 
between when control transfers and when the customer will pay for that good or service is one year or less.
between when control transfers and when the customer will pay for that good or service is one year or less.
between when control transfers and when the customer will pay for that good or service is one year or less.
between when control transfers and when the customer will pay for that good or service is one year or less.
between when control transfers and when the customer will pay for that good or service is one year or less.
between when control transfers and when the customer will pay for that good or service is one year or less.
Commercial Contracts
Commercial Contracts
Commercial Contracts
Commercial Contracts
Commercial Contracts
Commercial Contracts
The majority  of  our  contracts  with  commercial customers  have a single performance obligation  as  there is  only  one good  or 
Commercial Contracts
The majority  of  our  contracts  with  commercial customers  have a single performance obligation  as  there is  only  one good  or 
Commercial Contracts
The majority  of  our  contracts  with  commercial customers  have a single performance obligation  as  there is  only  one good  or 
The majority  of  our  contracts  with  commercial customers  have a single performance obligation  as  there is  only  one good  or 
The majority  of  our  contracts  with  commercial customers  have a single performance obligation  as  there is  only  one good  or 
The majority  of  our  contracts  with  commercial customers  have a single performance obligation  as  there is  only  one good  or 
The  majority  of  our  contracts  with  commercial  customers  have  a  single  performance  obligation  as  there  is  only  one  good  or 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
The majority  of  our  contracts  with  commercial customers  have a single performance obligation  as  there is  only  one good  or 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
service promised or the promise to transfer the goods or services is not distinct or separately identifiable from other promises in 
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
upon  delivery  and  customer  acceptance.  Contract modifications  that provide for  additional distinct goods  or  services  at the
upon  delivery  and  customer  acceptance.  Contract modifications  that provide for  additional distinct goods  or  services  at the
the contract. Revenue is primarily recognized at a point in time, which is generally when the customer obtains control of the asset 
upon  delivery  and  customer  acceptance.  Contract modifications  that provide for  additional distinct goods  or  services  at the
upon  delivery  and  customer  acceptance.  Contract modifications  that provide for  additional distinct goods  or  services  at the
upon  delivery  and  customer  acceptance.  Contract modifications  that provide for  additional distinct goods  or  services  at the
upon  delivery  and  customer  acceptance.  Contract modifications  that provide for  additional distinct goods  or  services  at the
upon  delivery  and  customer  acceptance.    Contract  modifications  that  provide  for  additional  distinct  goods  or  services  at  the 
standalone selling price are treated as separate contracts.
standalone selling price are treated as separate contracts.
upon  delivery  and  customer  acceptance.  Contract modifications  that provide for  additional distinct goods  or  services  at the
standalone selling price are treated as separate contracts.
standalone selling price are treated as separate contracts.
standalone selling price are treated as separate contracts.
standalone selling price are treated as separate contracts.
standalone selling price are treated as separate contracts.
standalone selling price are treated as separate contracts.
For commercial  aircraft, we  contract  with our customers to sell  fully outfitted fixed-wing aircraft, which may include 
For commercial  aircraft, we  contract  with our customers to sell  fully outfitted fixed-wing aircraft, which may include 
For commercial  aircraft, we  contract  with our customers to sell  fully outfitted fixed-wing aircraft, which may include 
For commercial  aircraft, we  contract  with our customers to sell  fully outfitted fixed-wing aircraft, which may include 
For commercial  aircraft, we  contract  with our customers to sell  fully outfitted fixed-wing aircraft, which may include 
For  commercial  aircraft,  we  contract  with  our  customers  to  sell  fully  outfitted  fixed-wing  aircraft,  which  may  include 
For commercial  aircraft, we  contract  with our customers to sell  fully outfitted fixed-wing aircraft, which may include 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
For commercial  aircraft, we  contract  with our customers to sell  fully outfitted fixed-wing aircraft, which may include 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
acceptance  and delivery. For commercial  helicopters, our customers generally contract  with us for fully functional  basic 
acceptance  and delivery. For commercial  helicopters, our customers generally contract  with us for fully functional  basic 
configuration options. The aircraft typically represents a single performance obligation and revenue is recognized upon customer 
acceptance  and delivery. For commercial  helicopters, our customers generally contract  with us for fully functional  basic 
acceptance  and delivery. For commercial  helicopters, our customers generally contract  with us for fully functional  basic 
acceptance  and delivery. For commercial  helicopters, our customers generally contract  with us for fully functional  basic 
acceptance  and  delivery.  For  commercial  helicopters,  our  customers  generally  contract  with  us  for  fully  functional  basic 
acceptance  and delivery. For commercial  helicopters, our customers generally contract  with us for fully functional  basic 
configuration  aircraft and  control is  transferred  upon  customer  acceptance and  delivery.  At times,  customers  may  separately 
configuration  aircraft and  control is  transferred  upon  customer  acceptance and  delivery.  At times,  customers  may  separately 
acceptance  and delivery. For commercial  helicopters, our customers generally contract  with us for fully functional  basic 
configuration  aircraft and  control is  transferred  upon  customer  acceptance and  delivery.  At times,  customers  may  separately 
configuration  aircraft and  control is  transferred  upon  customer  acceptance and  delivery.  At times,  customers  may  separately 
configuration  aircraft and  control is  transferred  upon  customer  acceptance and  delivery.  At times,  customers  may  separately 
configuration  aircraft  and  control  is  transferred  upon  customer  acceptance  and  delivery.  At  times,  customers  may  separately 
configuration  aircraft and  control is  transferred  upon  customer  acceptance and  delivery.  At times,  customers  may  separately 
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or
configuration  aircraft and  control is  transferred  upon  customer  acceptance and  delivery.  At times,  customers  may  separately 
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or 
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts
contract with us for the installation of accessories and customization to the basic aircraft. If these contracts are entered into at or
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts 
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore,
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore,
near the same time of the basic aircraft contract, we assess whether the contracts meet the criteria to be combined. For contracts
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore,
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore,
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore,
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore, 
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore,
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
that are combined, the basic aircraft and the accessories and customization, are typically considered to be distinct, and therefore,
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize
are separate performance obligations. For these contracts, revenue is recognized on the basic aircraft upon customer acceptance 
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize 
observable  prices to determine  the  standalone  selling prices when allocating the  transaction price  to these  performance 
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize
observable  prices to determine  the  standalone  selling prices when allocating the  transaction price  to these  performance 
and transfer of title and risk of loss, and on the accessories and customization, upon delivery and customer acceptance. We utilize
observable  prices to determine  the  standalone  selling prices when allocating the  transaction price  to these  performance 
observable  prices to determine  the  standalone  selling prices when allocating the  transaction price  to these  performance 
observable  prices to determine  the  standalone  selling prices when allocating the  transaction price  to these  performance 
observable  prices  to  determine  the  standalone  selling  prices  when  allocating  the  transaction  price  to  these  performance 
observable  prices to determine  the  standalone  selling prices when allocating the  transaction price  to these  performance 
obligations.
obligations.
observable  prices to determine  the  standalone  selling prices when allocating the  transaction price  to these  performance 
obligations.
obligations.
obligations.
obligations.
obligations.
obligations.
The transaction  price for  our  commercial contracts  reflects  our  estimate of  returns,  rebates  and  discounts,  which  are based  on 
The transaction  price for  our  commercial contracts  reflects  our  estimate of  returns,  rebates  and  discounts,  which  are based  on 
The transaction  price for  our  commercial contracts  reflects  our  estimate of  returns,  rebates  and  discounts,  which  are based  on 
The transaction  price for  our  commercial contracts  reflects  our  estimate of  returns,  rebates  and  discounts,  which  are based  on 
The  transaction  price  for  our  commercial  contracts  reflects  our  estimate  of  returns,  rebates  and  discounts,  which  are  based  on 
The transaction  price for  our  commercial contracts  reflects  our  estimate of  returns,  rebates  and  discounts,  which  are based  on 
The transaction  price for  our  commercial contracts  reflects  our  estimate of  returns,  rebates  and  discounts,  which  are based  on 
historical,  current and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are included  in  the
historical,  current and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are included  in  the
The transaction  price for  our  commercial contracts  reflects  our  estimate of  returns,  rebates  and  discounts,  which  are based  on 
historical,  current and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are included  in  the
historical,  current and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are included  in  the
historical,  current  and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are  included  in  the 
historical,  current and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are included  in  the
historical,  current and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are included  in  the
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
historical,  current and  forecasted  information.  Amounts  billed  to  customers  for  shipping  and  handling  are included  in  the
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
transaction price and generally are not treated as separate performance obligations as these costs fulfill a promise to transfer the 
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
product to the customer. Taxes collected from customers and remitted to government authorities are recorded on a net basis.
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from 
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be
We primarily provide standard warranty programs for products in our commercial businesses for periods that typically range from
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be 
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be
considered a performance obligation.
considered a performance obligation.
one year to five years. These assurance-type programs typically cannot be purchased separately and do not meet the criteria to be
considered a performance obligation.
considered a performance obligation.
considered a performance obligation.
considered a performance obligation.
considered a performance obligation.
considered a performance obligation.
U.S. Government Contracts
U.S. Government Contracts
U.S. Government Contracts
U.S. Government Contracts
U.S. Government Contracts
U.S. Government Contracts
Our  contracts  with  the U.S.  Government generally  include the design,  development,  manufacture or  modification  of  aerospace
U.S. Government Contracts
Our  contracts  with  the U.S.  Government generally  include the design,  development,  manufacture or  modification  of  aerospace
U.S. Government Contracts
Our  contracts  with  the  U.S.  Government  generally  include  the  design,  development,  manufacture  or  modification  of  aerospace 
Our  contracts  with  the U.S.  Government generally  include the design,  development,  manufacture or  modification  of  aerospace
Our  contracts  with  the U.S.  Government generally  include the design,  development,  manufacture or  modification  of  aerospace
Our  contracts  with  the U.S.  Government generally  include the design,  development,  manufacture or  modification  of  aerospace
Our  contracts  with  the U.S.  Government generally  include the design,  development,  manufacture or  modification  of  aerospace
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
Our  contracts  with  the U.S.  Government generally  include the design,  development,  manufacture or  modification  of  aerospace
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
and defense products as well as related parts and services. These contracts, which also include those under the U.S. Government-
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
contracts with us to provide a significant service of integrating a complex  set of  tasks  and  components into  a single project or 
contracts with us to provide a significant service of integrating a complex  set of  tasks  and  components into  a single project or 
sponsored foreign military sales program, accounted for approximately 30% of total revenues in 2020.  The customer typically 
contracts with us to provide a  significant service  of integrating a complex  set  of  tasks  and  components into  a  single project or 
contracts with us to provide a significant service of integrating a complex  set of  tasks  and  components into  a single project or 
contracts with us to provide a significant service of integrating a complex  set of  tasks  and  components into  a single project or 
contracts with us to provide a significant service of integrating a complex  set of  tasks  and  components into  a single project or 
capability,  which  often  results  in  the delivery  of  multiple units.  Accordingly,  the entire contract is  accounted  for  as  one
contracts with us to provide a significant service of integrating a complex  set of  tasks  and  components into  a single project or 
capability,  which  often  results  in  the delivery  of  multiple units.  Accordingly,  the entire contract is  accounted  for  as  one
contracts with us to provide a significant service of integrating a complex  set of  tasks  and  components into  a single project or 
capability,  which  often  results  in  the  delivery  of  multiple  units.  Accordingly,  the  entire  contract  is  accounted  for  as  one 
capability,  which  often  results  in  the delivery  of  multiple units.  Accordingly,  the entire contract is  accounted  for  as  one
capability,  which  often  results  in  the delivery  of  multiple units.  Accordingly,  the entire contract is  accounted  for  as  one
capability,  which  often  results  in  the delivery  of  multiple units.  Accordingly,  the entire contract is  accounted  for  as  one
capability,  which  often  results  in  the delivery  of  multiple units.  Accordingly,  the entire contract is  accounted  for  as  one
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
capability,  which  often  results  in  the delivery  of  multiple units.  Accordingly,  the entire contract is  accounted  for  as  one
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
performance obligation. In certain circumstances, a contract may include both production and support services, such as logistics 
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
When a  contract  is separated into more  than one  performance  obligation, we  generally utilize  the  expected cost  plus a  margin
When a  contract  is separated into more  than one  performance  obligation, we  generally utilize  the  expected cost  plus a  margin
and parts plans, which are considered to be distinct in the context of the contract and represent separate performance obligations. 
When  a  contract  is  separated  into  more  than  one  performance  obligation,  we  generally  utilize  the  expected  cost  plus  a  margin 
When a  contract  is separated into more  than one  performance  obligation, we  generally utilize  the  expected cost  plus a  margin
When a  contract  is separated into more  than one  performance  obligation, we  generally utilize  the  expected cost  plus a  margin
When a  contract  is separated into more  than one  performance  obligation, we  generally utilize  the  expected cost  plus a  margin
When a  contract  is separated into more  than one  performance  obligation, we  generally utilize  the  expected cost  plus a  margin
approach to determine the standalone selling prices when allocating the transaction price.
approach to determine the standalone selling prices when allocating the transaction price.
When a  contract  is separated into more  than one  performance  obligation, we  generally utilize  the  expected cost  plus a  margin
approach to determine the standalone selling prices when allocating the transaction price.
approach to determine the standalone selling prices when allocating the transaction price.
approach to determine the standalone selling prices when allocating the transaction price.
approach to determine the standalone selling prices when allocating the transaction price.
approach to determine the standalone selling prices when allocating the transaction price.
approach to determine the standalone selling prices when allocating the transaction price.
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
with  the U.S.  Government are for  goods  and  services  that are not distinct from the existing  contract due to  the significant
with  the  U.S.  Government  are  for  goods  and  services  that  are  not  distinct  from  the  existing  contract  due  to  the  significant 
Our contracts are frequently modified for changes in contract specifications and requirements. Most of our contract modifications 
with  the U.S.  Government are for  goods  and  services  that are not distinct from the existing  contract due to  the significant
with  the U.S.  Government are for  goods  and  services  that are not distinct from the existing  contract due to  the significant
with  the U.S.  Government are for  goods  and  services  that are not distinct from the existing  contract due to  the significant
with  the U.S.  Government are for  goods  and  services  that are not distinct from the existing  contract due to  the significant
with  the U.S.  Government are for  goods  and  services  that are not distinct from the existing  contract due to  the significant
integration service  provided in the  context  of the  contract  and are  accounted for as part  of that  existing contract. The  effect  of
integration  service  provided  in  the  context  of  the  contract  and  are  accounted  for  as  part  of  that  existing  contract.  The  effect  of 
with  the U.S.  Government are for  goods  and  services  that are not distinct from the existing  contract due to  the significant
integration service  provided in the  context  of the  contract  and are  accounted for as part  of that  existing contract. The  effect  of
integration service  provided in the  context  of the  contract  and are  accounted for as part  of that  existing contract. The  effect  of
integration service  provided in the  context  of the  contract  and are  accounted for as part  of that  existing contract. The  effect  of
integration service  provided in the  context  of the  contract  and are  accounted for as part  of that  existing contract. The  effect  of
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
integration service  provided in the  context  of the  contract  and are  accounted for as part  of that  existing contract. The  effect  of
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
integration service  provided in the  context  of the  contract  and are  accounted for as part  of that  existing contract. The  effect  of
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
these contract modifications on our estimates is recognized using the cumulative catch-up method of accounting.
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that 
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
Contracts with the U.S. Government generally contain clauses that provide lien rights to work-in-process along with clauses that
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
allow the customer to unilaterally terminate the contract for convenience, pay us for costs incurred plus a reasonable profit and 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
take control of any work-in-process. Due to the continuous transfer of control to the U.S. Government, we recognize revenue over 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
the time that we perform under the contract. Selecting the method to measure progress towards completion requires judgment and 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
is based on the nature of the products or service to be provided. We generally use the cost-to-cost method to measure progress for 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
our contracts because it best depicts the transfer of control to the customer that occurs as we incur costs on our contracts.  Under 
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  
this measure, the extent of progress towards completion is measured based on the ratio of costs incurred to date to the estimated 
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  
costs at completion of the performance obligation, and revenue is recorded proportionally as costs are incurred.  

42      Textron 2020 Annual Report

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The transaction price for our contracts represents our best estimate of the consideration we will receive and includes assumptions 
regarding variable consideration as applicable. Certain of our long-term contracts contain incentive fees or other provisions that 
can either increase or decrease the transaction price. These variable amounts generally are awarded upon achievement of certain 
performance  metrics,  program  milestones  or  cost  targets  and  can  be  based  upon  customer  discretion.  We  include  estimated 
amounts in the transaction price to the extent it is probable that a significant reversal of cumulative revenue recognized will not 
occur  when  the  uncertainty  associated  with  the  variable  consideration  is  resolved.  Our  estimates  of  variable  consideration  and 
determination  of  whether  to  include  estimated  amounts  in  the  transaction  price  are  based  largely  on  an  assessment  of  our 
anticipated performance, historical performance, and all other information that is reasonably available to us.

Total  contract  cost  is  estimated  utilizing  current  contract  specifications  and  expected  engineering  requirements.  Contract  costs 
typically  are  incurred  over  a  period  of  several  years,  and  the  estimation  of  these  costs  requires  substantial  judgment.  Our  cost 
estimation process is based on the professional knowledge and experience of engineers and program managers along with finance 
professionals.  We  review  and  update  our  projections  of  costs  quarterly  or  more  frequently  when  circumstances  significantly 
change.  

Approximately 75% of our 2020 revenues with the U.S. Government were under fixed-price and fixed-price incentive contracts. 
Under  the  typical  payment  terms  of  these  contracts,  the  customer  pays  us  either  performance-based  or  progress  payments. 
Performance-based  payments  represent  interim  payments  of  up  to  90%  of  the  contract  price  based  on  quantifiable  measures  of 
performance or on the achievement of specified events or milestones. Progress payments are interim payments of up to 80% of 
costs incurred as the work progresses. Because the customer retains a small portion of the contract price until completion of the 
contract, these contracts generally result in revenue recognized in excess of billings, which we present as contract assets in the 
Consolidated Balance Sheets. Amounts billed and due from our customers are classified in Accounts receivable, net. The portion 
of  the  payments  retained  by  the  customer  until  final  contract  settlement  is  not  considered  a  significant  financing  component 
because the intent is to protect the customer. For cost-type contracts, we are generally paid for our actual costs incurred within a 
short period of time.

Finance Revenues
Finance  revenues  primarily  include  interest  on  finance  receivables,  finance  lease  earnings  and  portfolio  gains/losses.  Portfolio 
gains/losses  include  impairment  charges  related  to  repossessed  assets  and  properties  and  gains/losses  on  the  sale  or  early 
termination of finance assets. We recognize interest using the interest method, which provides a constant rate of return over the 
terms of the receivables. Accrual of interest income is suspended if credit quality indicators suggest full collection of principal 
and interest is doubtful. In addition, we automatically suspend the accrual of interest income for accounts that are contractually 
delinquent by more than three months unless collection is not doubtful. Cash payments on nonaccrual accounts, including finance 
charges,  generally  are  applied  to  reduce  the  net  investment  balance.  Once  we  conclude  that  the  collection  of  all  principal  and 
interest is no longer doubtful, we resume the accrual of interest and recognize previously suspended interest income at the time 
either a) the loan becomes contractually current through payment according to the original terms of the loan, or b) if the loan has 
been modified, following a period of performance under the terms of the modification.

Contract Estimates
For contracts where revenue is recognized over time, we recognize changes in estimated contract revenues, costs and profits using 
the  cumulative  catch-up  method  of  accounting.  This  method  recognizes  the  cumulative  effect  of  changes  on  current  and  prior 
periods with the impact of the change from inception-to-date recorded in the current period. Anticipated losses on contracts are 
recognized in full in the period in which the losses become probable and estimable. 

In  2020,  2019  and  2018,  our  cumulative  catch-up  adjustments  increased  segment  profit  by  $72  million,  $91  million  and  $196 
million,  respectively,  and  net  income  by  $55  million,  $69  million  and  $149  million,  respectively  ($0.24,  $0.30  and  $0.59  per 
diluted  share,  respectively).  In  2020,  2019  and  2018,  we  recognized  revenue  from  performance  obligations  satisfied  in  prior 
periods of $77 million, $97 million and $190 million, which related to changes in profit booking rates that impacted revenue.

For  2020,  2019  and  2018,  gross  favorable  adjustments  totaled  $148  million,  $173  million  and  $249  million,  respectively.  The 
2018 favorable adjustments included $145 million, largely related to overhead rate improvements and risk retirements associated 
with contracts in the Bell segment. In 2020, 2019 and 2018, gross unfavorable adjustments totaled $76 million, $82 million and 
$53 million, respectively.

Contract Assets and Liabilities
Contract  assets  arise  from  contracts  when  revenue  is  recognized  over  time  and  the  amount  of  revenue  recognized  exceeds  the 
amount billed to the customer. These amounts are included in contract assets until the right to payment is no longer conditional on 
events  other  than  the  passage  of  time  and  are  included  in  Other  current  assets  in  the  Consolidated  Balance  Sheet.  Contract 
liabilities,  which  are  primarily  included  in  Other  current  liabilities,  include  deposits,  largely  from  our  commercial  aviation 
customers, and billings in excess of revenue recognized.  

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The incremental costs of obtaining a contract with a customer that is expected to be recovered is expensed as incurred when the 
period to be benefitted is one year or less.

Accounts Receivable, Net
Accounts  receivable,  net  includes  amounts  billed  to  customers  where  the  right  to  payment  is  unconditional.  We  maintain  an 
allowance for credit losses for our commercial accounts receivable to provide for the estimated amount that will not be collected, 
even when the risk of loss is remote. The allowance is measured on a collective pool basis when similar risk characteristics exists 
and  is  established  as  a  percentage  of  accounts  receivable.  We  have  identified  pools  with  similar  risk  characteristics,  based  on 
customer and industry type and geographic location. The percentage is based on all available and relevant information including 
age  of  outstanding  receivables  and  collateral  value,  if  any,  historical  payment  experience  and  loss  history,  current  economic 
conditions,  and,  when  reasonable  and  supportable  factors  exist,  management’s  expectation  of  future  economic  conditions.  For 
amounts due from the U.S. Government, we have not established an allowance for credit losses as we have zero loss expectation 
based on a long history of no credit losses and the explicit guarantee of a sovereign entity.

Cash and Equivalents
Cash and equivalents consist of cash and short-term, highly liquid investments with original maturities of three months or less.

Inventories
Inventories are stated at the lower of cost or estimated net realizable value.  We value our inventories generally using the first-in, 
first-out  (FIFO)  method  or  the  last-in,  first-out  (LIFO)  method  for  certain  qualifying  inventories  where  LIFO  provides  a  better 
matching  of  costs  and  revenues.  We  determine  costs  for  our  commercial  helicopters  on  an  average  cost  basis  by  model 
considering the expended and estimated costs for the current production release.

Property, Plant and Equipment
Property, plant and equipment are recorded at cost and are depreciated primarily using the straight-line method.  We capitalize 
expenditures for improvements that increase asset values and extend useful lives.  Property, plant and equipment are reviewed for 
impairment whenever events or changes in circumstances indicate that the carrying amount of the asset may not be recoverable. If 
the carrying value of the asset exceeds the sum of the undiscounted expected future cash flows, the asset is written down to fair 
value. 

Goodwill and Intangible Assets
Goodwill  represents  the  excess  of  the  consideration  paid  for  the  acquisition  of  a  business  over  the  fair  values  assigned  to 
intangible and other net assets of the acquired business. Goodwill and intangible assets deemed to have indefinite lives are not 
amortized but are subject to an annual impairment test. We evaluate the recoverability of these assets in the fourth quarter of each 
year  or  more  frequently  if  events  or  changes  in  circumstances,  such  as  declines  in  sales,  earnings  or  cash  flows,  or  material 
adverse changes in the business climate, indicate a potential impairment.

For our goodwill impairment test, we calculate the fair value of each reporting unit using discounted cash flows.  A reporting unit 
represents  the  operating  segment  unless  discrete  financial  information  is  prepared  and  reviewed  by  segment  management  for 
businesses one level below that operating segment, in which case such component is the reporting unit.  In certain instances, we 
have aggregated components of an operating segment into a single reporting unit based on similar economic characteristics. The 
discounted cash flows incorporate assumptions for revenue growth rates, operating margins and discount rates that represent our 
best estimates of current and forecasted market conditions, cost structure, anticipated net cost reductions, and the implied rate of 
return that we believe a market participant would require for an investment in a business having similar risks and characteristics to 
the reporting unit being assessed. The fair value of our indefinite-lived intangible assets is primarily determined using the relief of 
royalty method based on forecasted revenues and royalty rates. If the estimated fair value of the reporting unit or indefinite-lived 
intangible asset exceeds the carrying value, there is no impairment. Otherwise, an impairment loss is recognized for the amount 
by which the carrying value exceeds the estimated fair value.

Acquired intangible assets with finite lives are subject to amortization. These assets are reviewed for impairment whenever events 
or  changes  in  circumstances  indicate  that  the  carrying  amount  of  the  asset  may  not  be  recoverable.    Amortization  of  these 
intangible  assets  is  recognized  over  their  estimated  useful  lives  using  a  method  that  reflects  the  pattern  in  which  the  economic 
benefits  of  the  intangible  assets  are  consumed  or  otherwise  realized.  Approximately  86%  of  our  gross  intangible  assets  are 
amortized  based  on  the  cash  flow  streams  used  to  value  the  assets,  with  the  remaining  assets  amortized  using  the  straight-line 
method.

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44

Finance Receivables
Finance  receivables  primarily  include  loans  provided  to  purchasers  of  new  and  pre-owned  Textron  Aviation  aircraft  and  Bell 
helicopters. Finance receivables are generally recorded at the amount of outstanding principal less allowance for losses.

We  establish  an  allowance  for  credit  losses  to  cover  probable  but  specifically  unknown  losses  existing  in  the  portfolio.  This 
allowance  is  established  as  a  percentage  of  finance  receivables  categorized  by  pools  with  similar  risk  characteristics,  such  as 
collateral or customer type and geographic location. The percentage is based on a combination of factors, including historical loss 
experience,  current  delinquency  and  default  trends,  collateral  values,  current  economic  conditions,  and,  when  reasonable  and 
supportable factors exist, management’s expectation of future economic conditions. 

For those finance receivables that do not have similar risk characteristics, including larger balance accounts specifically identified 
as impaired, a reserve is established based  on comparing the expected future  cash  flows,  discounted at the  finance receivable's 
effective interest rate, or the fair value of the underlying collateral if the finance receivable is collateral dependent, to its carrying 
amount. The expected future cash flows consider collateral value; financial performance and liquidity of our borrower; existence 
and  financial  strength  of  guarantors;  estimated  recovery  costs,  including  legal  expenses;  and  costs  associated  with  the 
repossession  and  eventual  disposal  of  collateral.  When  there  is  a  range  of  potential  outcomes,  we  perform  multiple  discounted 
cash  flow  analyses  and  weight  the  potential  outcomes  based  on  their  relative  likelihood  of  occurrence.  The  evaluation  of  our 
portfolio is inherently subjective, as it requires estimates, including the amount and timing of future cash flows expected to be 
received on impaired finance receivables and the estimated fair value of the underlying collateral, which may differ from actual 
results.  While  our  analysis  is  specific  to  each  individual  account,  critical  factors  included  in  this  analysis  include  industry 
valuation guides, age and physical condition of the collateral, payment history, and existence and financial strength of guarantors.

Finance receivables are charged off at the earlier of the date the collateral is repossessed or when management no longer deems 
the receivable collectible.  Repossessed assets are recorded at their fair value, less estimated cost to sell.

Pension and Postretirement Benefit Obligations
We maintain various pension and postretirement plans for our employees globally. Our pension plans include significant benefit 
obligations,  which  are  calculated  based  on  actuarial  valuations.    Key  assumptions  used  in  determining  these  obligations  and 
related  expenses  include  expected  long-term  rates  of  return  on  plan  assets,  discount  rates  and  healthcare  cost  projections.    We 
evaluate and update these assumptions annually in consultation with third-party actuaries and investment advisors.  We also make 
assumptions regarding employee demographic factors such as retirement patterns, mortality, turnover and rate of compensation 
increases.

For our year-end measurement, our defined benefit plan assets and obligations are measured as of the month-end date closest to 
our  fiscal  year-end.  We  recognize  the  overfunded  or  underfunded  status  of  our  pension  and  postretirement  plans  in  the 
Consolidated Balance Sheets and recognize changes in the funded status of our defined benefit plans in comprehensive income 
(loss) in the year in which they occur.  To the extent actuarial gains and losses exceed 10% of the higher of the market-related 
value of assets or the benefit obligation in a year, the excess is recognized as a component of accumulated other comprehensive 
income (loss) and is amortized into net periodic pension cost over the remaining service period of the active participants.   For 
plans in which all or almost all of the plan’s participants are inactive, the amortization period is the remaining life expectancy of 
the inactive participants.  This determination is made on a plan-by-plan basis. 

Derivatives and Hedging Activities
We are exposed to market risk primarily from changes in currency exchange rates and interest rates.  We do not hold or issue 
derivative financial instruments for trading or speculative purposes.  To manage the volatility relating to our exposures, we net 
these  exposures  on  a  consolidated  basis  to  take  advantage  of  natural  offsets.    For  the  residual  portion,  we  enter  into  various 
derivative transactions pursuant to our policies in areas such as counterparty exposure and hedging practices.  Credit risk related 
to derivative financial instruments is considered minimal and is managed by requiring high credit standards for counterparties and 
through periodic settlements of positions.

All derivative instruments are reported at fair value in the Consolidated Balance Sheets.  Designation to support hedge accounting 
is performed on a specific exposure basis.  For financial instruments qualifying as cash flow hedges, we record changes in the fair 
value  of  derivatives  (to  the  extent  they  are  effective  as  hedges)  in  other  comprehensive  income  (loss),  net  of  deferred  taxes. 
Changes in fair value of derivatives not qualifying as hedges are recorded in earnings.

Foreign currency denominated assets and liabilities are translated into U.S. dollars.  Adjustments from currency rate changes are 
recorded  in  the  cumulative  translation  adjustment  account  in  shareholders’  equity  until  the  related  foreign  entity  is  sold  or 
substantially liquidated.  

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45

Leases
Leases
Leases
Leases
Leases
Leases
Leases
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated
Leases
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the
We identify leases by evaluating our contracts to determine if the contract conveys the right to use an identified asset for a stated 
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the
right to  obtain  substantially  all of  the economic benefits  or  outputs  from the asset.  For  our  contracts  that contain  both  lease
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the
right to  obtain  substantially  all of  the economic benefits  or  outputs  from the asset.  For  our  contracts  that contain  both  lease
period of time in exchange for consideration. Specifically, we consider whether we can control the underlying asset and have the 
right to  obtain  substantially  all of  the economic benefits  or  outputs  from the asset.  For  our  contracts  that contain  both  lease
right to  obtain  substantially  all of  the economic benefits  or  outputs  from the asset.  For  our  contracts  that contain  both  lease
right to  obtain  substantially  all of  the economic benefits  or  outputs  from the asset.  For  our  contracts  that contain  both  lease
right to  obtain  substantially  all of  the economic benefits  or  outputs  from the asset.  For  our  contracts  that contain  both  lease
right to  obtain  substantially  all of  the economic benefits  or  outputs  from the asset.  For  our  contracts  that contain  both  lease
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
right  to  obtain  substantially  all  of  the  economic  benefits  or  outputs  from  the  asset.    For  our  contracts  that  contain  both  lease 
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
area  maintenance  costs, other goods/services), we  allocate  the  consideration in the  contract  to each component  based on its
area  maintenance  costs, other goods/services), we  allocate  the  consideration in the  contract  to each component  based on its
components (e.g., fixed payments including rent, real estate taxes and insurance costs) and non-lease components (e.g., common-
area  maintenance  costs, other goods/services), we  allocate  the  consideration in the  contract  to each component  based on its
area  maintenance  costs, other goods/services), we  allocate  the  consideration in the  contract  to each component  based on its
area  maintenance  costs, other goods/services), we  allocate  the  consideration in the  contract  to each component  based on its
area  maintenance  costs, other goods/services), we  allocate  the  consideration in the  contract  to each component  based on its
area  maintenance  costs, other goods/services), we  allocate  the  consideration in the  contract  to each component  based on its
standalone  price. Leases with terms greater than 12 months are  classified as either operating or finance  leases at  the 
standalone  price. Leases with terms greater than 12 months are  classified as either operating or finance  leases at  the 
area  maintenance  costs,  other  goods/services),  we  allocate  the  consideration  in  the  contract  to  each  component  based  on  its 
standalone  price. Leases with terms greater than 12 months are  classified as either operating or finance  leases at  the 
standalone  price. Leases with terms greater than 12 months are  classified as either operating or finance  leases at  the 
standalone  price. Leases with terms greater than 12 months are  classified as either operating or finance  leases at  the 
standalone  price. Leases with terms greater than 12 months are  classified as either operating or finance  leases at  the 
commencement date. For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
standalone  price. Leases with terms greater than 12 months are  classified as either operating or finance  leases at  the 
commencement date. For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
standalone  price.    Leases  with  terms  greater  than  12  months  are  classified  as  either  operating  or  finance  leases  at  the 
commencement date. For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
commencement date. For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
commencement date. For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
commencement date. For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
commencement date. For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
lease  term, or b) the  fair value  of the  asset, as a  right-of-use  asset  with an offsetting lease  liability. The  discount  rate  used to
lease  term, or b) the  fair value  of the  asset, as a  right-of-use  asset  with an offsetting lease  liability. The  discount  rate  used to
commencement date.  For these leases, we capitalize the lesser of a) the present value of the minimum lease payments over the 
lease  term, or b) the  fair value  of the  asset, as a  right-of-use  asset  with an offsetting lease  liability. The  discount  rate  used to
lease  term, or b) the  fair value  of the  asset, as a  right-of-use  asset  with an offsetting lease  liability. The  discount  rate  used to
lease  term, or b) the  fair value  of the  asset, as a  right-of-use  asset  with an offsetting lease  liability. The  discount  rate  used to
lease  term, or b) the  fair value  of the  asset, as a  right-of-use  asset  with an offsetting lease  liability. The  discount  rate  used to
lease  term, or b) the  fair value  of the  asset, as a  right-of-use  asset  with an offsetting lease  liability. The  discount  rate  used to
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
lease  term,  or  b)  the  fair  value  of  the  asset,  as  a  right-of-use  asset  with  an  offsetting  lease  liability.  The  discount  rate  used  to 
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to
calculate the present value of the minimum lease payments is typically our incremental borrowing rate, as the rate implicit in the 
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to
use  the  asset  and may include  options to extend or terminate  the  lease  when it  is reasonably certain that  we  will  exercise  the 
use  the  asset  and may include  options to extend or terminate  the  lease  when it  is reasonably certain that  we  will  exercise  the 
lease is generally not known or determinable. The lease term includes any noncancelable period for which we have the right to 
use  the  asset  and may include  options to extend or terminate  the  lease  when it  is reasonably certain that  we  will  exercise  the 
use  the  asset  and may include  options to extend or terminate  the  lease  when it  is reasonably certain that  we  will  exercise  the 
use  the  asset  and may include  options to extend or terminate  the  lease  when it  is reasonably certain that  we  will  exercise  the 
use  the  asset  and may include  options to extend or terminate  the  lease  when it  is reasonably certain that  we  will  exercise  the 
use  the  asset  and may include  options to extend or terminate  the  lease  when it  is reasonably certain that  we  will  exercise  the 
option. Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
option. Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
use  the  asset  and  may  include  options  to  extend  or  terminate  the  lease  when  it  is  reasonably  certain  that  we  will  exercise  the 
option. Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
option. Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
option. Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
option. Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
option. Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
is recognized separately as amortization and interest expense.  
is recognized separately as amortization and interest expense.  
option.  Operating leases are recognized as a single lease cost on a straight-line basis over the lease term, while finance lease cost 
is recognized separately as amortization and interest expense.  
is recognized separately as amortization and interest expense.  
is recognized separately as amortization and interest expense.  
is recognized separately as amortization and interest expense.  
is recognized separately as amortization and interest expense.  
is recognized separately as amortization and interest expense.  
Product Liabilities
Product Liabilities
Product Liabilities
Product Liabilities
Product Liabilities
Product Liabilities
Product Liabilities
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable. Our estimates
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable. Our estimates
Product Liabilities
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable. Our estimates
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable. Our estimates
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable. Our estimates
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable. Our estimates
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable.  Our estimates 
are  generally based on the  specifics of each claim  or incident  and our best  estimate  of the  probable  loss using historical 
are  generally based on the  specifics of each claim  or incident  and our best  estimate  of the  probable  loss using historical 
We accrue for product liability claims and related defense costs when a loss is probable and reasonably estimable. Our estimates
are  generally based on the  specifics of each claim  or incident  and our best  estimate  of the  probable  loss using historical 
are  generally based on the  specifics of each claim  or incident  and our best  estimate  of the  probable  loss using historical 
are  generally based on the  specifics of each claim  or incident  and our best  estimate  of the  probable  loss using historical 
are  generally based on the  specifics of each claim  or incident  and our best  estimate  of the  probable  loss using historical 
are  generally  based  on  the  specifics  of  each  claim  or  incident  and  our  best  estimate  of  the  probable  loss  using  historical 
experience.
experience.
are  generally based on the  specifics of each claim  or incident  and our best  estimate  of the  probable  loss using historical 
experience.
experience.
experience.
experience.
experience.
experience.
Environmental Liabilities and Asset Retirement Obligations
Environmental Liabilities and Asset Retirement Obligations
Environmental Liabilities and Asset Retirement Obligations
Environmental Liabilities and Asset Retirement Obligations
Environmental Liabilities and Asset Retirement Obligations
Environmental Liabilities and Asset Retirement Obligations
Environmental Liabilities and Asset Retirement Obligations
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred
Environmental Liabilities and Asset Retirement Obligations
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred 
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred
and the  cost  can be  reasonably estimated. We  estimate  our accrued environmental  liabilities using currently available  facts,
and the  cost  can be  reasonably estimated. We  estimate  our accrued environmental  liabilities using currently available  facts,
Liabilities for environmental matters are recorded on a site-by-site basis when it is probable that an obligation has been incurred
and the  cost  can be  reasonably estimated. We  estimate  our accrued environmental  liabilities using currently available  facts,
and the  cost  can be  reasonably estimated. We  estimate  our accrued environmental  liabilities using currently available  facts,
and the  cost  can be  reasonably estimated. We  estimate  our accrued environmental  liabilities using currently available  facts,
and  the  cost  can  be  reasonably  estimated.    We  estimate  our  accrued  environmental  liabilities  using  currently  available  facts, 
and the  cost  can be  reasonably estimated. We  estimate  our accrued environmental  liabilities using currently available  facts,
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
and the  cost  can be  reasonably estimated. We  estimate  our accrued environmental  liabilities using currently available  facts,
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
Our  environmental liabilities  are not discounted  and  do  not take into  consideration  possible future insurance proceeds  or 
Our  environmental liabilities  are not discounted  and  do  not take into  consideration  possible future insurance proceeds  or 
existing technology, and presently enacted laws and regulations, all of which are subject to a number of factors and uncertainties. 
Our  environmental liabilities  are not discounted  and  do  not take into  consideration  possible future insurance proceeds  or 
Our  environmental liabilities  are not discounted  and  do  not take into  consideration  possible future insurance proceeds  or 
Our  environmental liabilities  are not discounted  and  do  not take into  consideration  possible future insurance proceeds  or 
Our  environmental  liabilities  are  not  discounted  and  do  not  take  into  consideration  possible  future  insurance  proceeds  or 
Our  environmental liabilities  are not discounted  and  do  not take into  consideration  possible future insurance proceeds  or 
significant amounts from claims against other third parties.
significant amounts from claims against other third parties.
Our  environmental liabilities  are not discounted  and  do  not take into  consideration  possible future insurance proceeds  or 
significant amounts from claims against other third parties.
significant amounts from claims against other third parties.
significant amounts from claims against other third parties.
significant amounts from claims against other third parties.
significant amounts from claims against other third parties.
significant amounts from claims against other third parties.
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items
We have incurred asset retirement obligations primarily related to costs to remove and dispose of underground storage tanks and 
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items 
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
asbestos materials used in insulation, adhesive fillers and floor tiles. Currently, there is no legal requirement to remove these items
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
and there is no plan to remodel the related facilities or otherwise cause the impacted items to require disposal. Since these asset 
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
retirement obligations are not probable, there is no related liability recorded in the Consolidated Balance Sheets.
Warranty Liabilities
Warranty Liabilities
Warranty Liabilities
Warranty Liabilities
Warranty Liabilities
Warranty Liabilities
Warranty Liabilities
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
Warranty Liabilities
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
costs at the time product revenues are recognized. Factors that affect this liability include the number of products sold, historical 
costs at the time product revenues are recognized. Factors that affect this liability include the number of products sold, historical 
For our assurance-type warranty programs, we estimate the costs that may be incurred and record a liability in the amount of such 
costs at the time product revenues are recognized. Factors that affect this liability include the number of products sold, historical 
costs at the time product revenues are recognized.  Factors that affect this liability include the number of products sold, historical 
costs at the time product revenues are recognized. Factors that affect this liability include the number of products sold, historical 
costs at the time product revenues are recognized. Factors that affect this liability include the number of products sold, historical 
costs at the time product revenues are recognized. Factors that affect this liability include the number of products sold, historical 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
costs at the time product revenues are recognized. Factors that affect this liability include the number of products sold, historical 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
costs per claim, length of warranty period, contractual recoveries from vendors and historical and anticipated rates of warranty 
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
periodically and adjust the amounts as necessary. Additionally, we may establish a warranty liability related to the issuance of
periodically and adjust the amounts as necessary. Additionally, we may establish a warranty liability related to the issuance of
claims, including production and warranty patterns for new models.  We assess the adequacy of our recorded warranty liability 
periodically and adjust the amounts as necessary. Additionally, we may establish a warranty liability related to the issuance of
periodically and adjust the amounts as necessary.  Additionally, we may establish a warranty liability related to the issuance of 
periodically and adjust the amounts as necessary. Additionally, we may establish a warranty liability related to the issuance of
periodically and adjust the amounts as necessary. Additionally, we may establish a warranty liability related to the issuance of
periodically and adjust the amounts as necessary. Additionally, we may establish a warranty liability related to the issuance of
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
periodically and adjust the amounts as necessary. Additionally, we may establish a warranty liability related to the issuance of
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
aircraft service bulletins for aircraft no longer covered under the limited warranty programs.
Research and Development Costs
Research and Development Costs
Research and Development Costs
Research and Development Costs
Research and Development Costs
Research and Development Costs
Research and Development Costs
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
Research and Development Costs
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
In  accordance with  government regulations,  we recover  a portion  of  company-funded  research  and 
Government contracts. 
In  accordance with  government regulations,  we recover  a portion  of  company-funded  research  and 
Government contracts. 
Our customer-funded research and development costs are charged directly to the related contracts, which primarily consist of U.S. 
Government  contracts.    In  accordance  with  government  regulations,  we  recover  a  portion  of  company-funded  research  and 
In  accordance with  government regulations,  we recover  a portion  of  company-funded  research  and 
Government contracts. 
In  accordance with  government regulations,  we recover  a portion  of  company-funded  research  and 
Government contracts. 
In  accordance with  government regulations,  we recover  a portion  of  company-funded  research  and 
Government contracts. 
Government contracts. 
In  accordance with  government regulations,  we recover  a portion  of  company-funded  research  and 
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not
In  accordance with  government regulations,  we recover  a portion  of  company-funded  research  and 
Government contracts. 
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not 
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not
reimbursable under  a contract with  the U.S.  Government or  another  customer  are charged  to  expense as  incurred.  Company-
reimbursable under  a contract with  the U.S.  Government or  another  customer  are charged  to  expense as  incurred.  Company-
development costs through overhead rate charges on our U.S. Government contracts.  Research and development costs that are not
reimbursable  under  a  contract  with  the  U.S.  Government  or  another  customer  are  charged  to  expense  as  incurred.    Company-
reimbursable under  a contract with  the U.S.  Government or  another  customer  are charged  to  expense as  incurred.  Company-
reimbursable under  a contract with  the U.S.  Government or  another  customer  are charged  to  expense as  incurred.  Company-
reimbursable under  a contract with  the U.S.  Government or  another  customer  are charged  to  expense as  incurred.  Company-
reimbursable under  a contract with  the U.S.  Government or  another  customer  are charged  to  expense as  incurred.  Company-
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
reimbursable under  a contract with  the U.S.  Government or  another  customer  are charged  to  expense as  incurred.  Company-
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
and are included in cost of sales.
and are included in cost of sales.
funded research and development costs were $549 million, $647 million and $643 million in 2020, 2019 and 2018, respectively, 
and are included in cost of sales.
and are included in cost of sales.
and are included in cost of sales.
and are included in cost of sales.
and are included in cost of sales.
and are included in cost of sales.
Income Taxes
Income Taxes
Income Taxes
Income Taxes
Income Taxes
Income Taxes
Income Taxes
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
Income Taxes
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
in the current period, the cumulative effect of  any  changes  in tax  rates from those used previously in determining  deferred tax 
in the current period, the cumulative effect  of  any changes  in tax rates from those used previously in determining  deferred tax 
The provision for income tax expense is calculated on reported income before income taxes based on current tax law and includes, 
in the current period, the cumulative effect of  any  changes  in tax  rates from those used previously in determining  deferred tax 
in the current period, the cumulative effect of  any  changes  in tax  rates from those used previously in determining  deferred tax 
in the current period, the cumulative effect of  any  changes  in tax  rates from those used previously in determining  deferred tax 
in the current period, the cumulative effect of  any  changes  in tax  rates from those used previously in determining  deferred tax 
in the current period, the cumulative effect of  any  changes  in tax  rates from those used previously in determining  deferred tax 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
in the current period, the cumulative effect of  any  changes  in tax  rates from those used previously in determining  deferred tax 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between 
assets and liabilities. Tax laws may require items to be included in the determination of taxable income at different times from 
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
when the items are reflected in the financial statements. Deferred tax balances reflect the effects of temporary differences between
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
the financial reporting carrying amounts of assets and liabilities and their tax bases, as well as from net operating losses and tax 
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
credit carryforwards, and are stated at enacted tax rates in effect for the year taxes are expected to be paid or recovered.
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and 
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and
assumptions  to  determine  whether  it  is  more  likely  than  not  that  all  or  a  portion  of  the  benefit  will  not  be  realized.    The 
assumptions to determine  whether it  is more  likely than not  that  all  or a  portion of the  benefit  will  not  be  realized. The 
Deferred tax assets represent tax benefits for tax deductions or credits available in future years and require certain estimates and
assumptions to determine  whether it  is more  likely than not  that  all  or a  portion of the  benefit  will  not  be  realized. The 
assumptions to determine  whether it  is more  likely than not  that  all  or a  portion of the  benefit  will  not  be  realized. The 
assumptions to determine  whether it  is more  likely than not  that  all  or a  portion of the  benefit  will  not  be  realized. The 
assumptions to determine  whether it  is more  likely than not  that  all  or a  portion of the  benefit  will  not  be  realized. The 
assumptions to determine  whether it  is more  likely than not  that  all  or a  portion of the  benefit  will  not  be  realized. The 
recoverability  of  these  future  tax  deductions  and  credits  is  determined  by  assessing  the  adequacy  of  future  expected  taxable 
recoverability  of  these future tax  deductions  and  credits  is  determined  by  assessing  the adequacy  of  future expected  taxable
assumptions to determine  whether it  is more  likely than not  that  all  or a  portion of the  benefit  will  not  be  realized. The 
recoverability  of  these future tax  deductions  and  credits  is  determined  by  assessing  the adequacy  of  future expected  taxable
recoverability  of  these future tax  deductions  and  credits  is  determined  by  assessing  the adequacy  of  future expected  taxable
recoverability  of  these future tax  deductions  and  credits  is  determined  by  assessing  the adequacy  of  future expected  taxable
recoverability  of  these future tax  deductions  and  credits  is  determined  by  assessing  the adequacy  of  future expected  taxable
recoverability  of  these future tax  deductions  and  credits  is  determined  by  assessing  the adequacy  of  future expected  taxable
income  from  all  sources,  including  the  future  reversal  of  existing  taxable  temporary  differences,  taxable  income  in  carryback 
income from all sources,  including  the future reversal of  existing  taxable temporary  differences,  taxable income in  carryback 
recoverability  of  these future tax  deductions  and  credits  is  determined  by  assessing  the adequacy  of  future expected  taxable
income from all sources,  including  the future reversal of  existing  taxable temporary  differences,  taxable income in  carryback 
income from all sources,  including  the future reversal of  existing  taxable temporary  differences,  taxable income in  carryback 
income from all sources,  including  the future reversal of  existing  taxable temporary  differences,  taxable income in  carryback 
income from all sources,  including  the future reversal of  existing  taxable temporary  differences,  taxable income in  carryback 
income from all sources,  including  the future reversal of  existing  taxable temporary  differences,  taxable income in  carryback 
income from all sources,  including  the future reversal of  existing  taxable temporary  differences,  taxable income in  carryback 

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years, estimated future taxable income and available tax planning strategies. Should a change in facts or circumstances lead to a 
years, estimated future taxable income and available tax planning strategies. Should a change in facts or circumstances lead to a 
change in judgment about the ultimate recoverability of a deferred tax asset, we record or adjust the related valuation allowance in
change in judgment about the ultimate recoverability of a deferred tax asset, we record or adjust the related valuation allowance in 
the  period that  the  change  in facts and circumstances occurs, along with a  corresponding increase  or decrease  in income  tax
the  period  that  the  change  in  facts  and  circumstances  occurs,  along  with  a  corresponding  increase  or  decrease  in  income  tax 
expense.  
expense.  
We  record tax benefits for uncertain tax positions based upon management’s evaluation of the  information available  at  the 
We  record  tax  benefits  for  uncertain  tax  positions  based  upon  management’s  evaluation  of  the  information  available  at  the 
reporting date. To be recognized in the financial statements, the tax position must meet the more-likely-than-not threshold that 
reporting date.  To be recognized in the financial statements, the tax position must meet the more-likely-than-not threshold that 
the position will be sustained upon examination by the tax authority based on technical merits assuming the tax authority has full 
the position will be sustained upon examination by the tax authority based on technical merits assuming the tax authority has full 
knowledge of  all relevant information.  For  positions  meeting  this  recognition  threshold,  the benefit is  measured  as  the largest
knowledge  of  all  relevant  information.    For  positions  meeting  this  recognition  threshold,  the  benefit  is  measured  as  the  largest 
amount  of benefit  that  meets the  more-likely-than-not  threshold to be  sustained. We  periodically evaluate  these  tax positions
amount  of  benefit  that  meets  the  more-likely-than-not  threshold  to  be  sustained.  We  periodically  evaluate  these  tax  positions 
based on the  latest  available  information. For tax positions that  do not  meet  the  threshold requirement, we  recognize  net  tax-
based  on  the  latest  available  information.    For  tax  positions  that  do  not  meet  the  threshold  requirement,  we  recognize  net  tax-
related interest and penalties for continuing operations in income tax expense.
related interest and penalties for continuing operations in income tax expense.
Note 2. Business Dispositions
Note 2. Business Dispositions
On November 25, 2020, we reached a definitive agreement to sell TRU Simulation + Training Canada Inc. within our Textron 
On November 25, 2020, we reached a definitive agreement to sell TRU Simulation + Training Canada Inc. within our Textron 
Systems segment. At January 2, 2021, the assets and liabilities of this business met the criteria to be classified as held for sale and 
Systems segment. At January 2, 2021, the assets and liabilities of this business met the criteria to be classified as held for sale and 
are recorded at the lower of the carrying value or fair value, less cost to sell. The net carrying amounts classified as held for sale in 
are recorded at the lower of the carrying value or fair value, less cost to sell. The net carrying amounts classified as held for sale in 
the Consolidated  Balance Sheet included  $78  million  of  assets,  primarily  inventories,  recorded  in  Other  current assets  and 
the  Consolidated  Balance  Sheet  included  $78  million  of  assets,  primarily  inventories,  recorded  in  Other  current  assets  and 
$77 million of liabilities, primarily contract liabilities, recorded in Other current liabilities. The transaction closed on January 25,
$77 million of liabilities, primarily contract liabilities, recorded in Other current liabilities.  The transaction closed on January 25, 
2021, and we expect to record an after-tax gain of approximately $10 million in the first quarter of 2021.    
2021, and we expect to record an after-tax gain of approximately $10 million in the first quarter of 2021.    
On July 2, 2018, we completed the sale of the businesses that manufacture and sell the products in our Tools and Test Equipment
On July 2, 2018, we completed the sale of the businesses that manufacture and sell the products in our Tools and Test Equipment 
product line within our Industrial segment for net cash proceeds of $807 million. We recorded an after-tax gain of $419 million 
product line within our Industrial segment for net cash proceeds of $807 million. We recorded an after-tax gain of $419 million 
related to this disposition.
related to this disposition.
Note 3. Goodwill and Intangible Assets
Note 3. Goodwill and Intangible Assets
Goodwill
Goodwill
The changes in the carrying amount of goodwill by segment are as follows:
The changes in the carrying amount of goodwill by segment are as follows:
Textron
Textron
Aviation
Aviation

(In millions)
(In millions)
Balance at December 29, 2018
Balance at December 29, 2018
Disposition (a)
Disposition (a)
Acquisition
Acquisition
Foreign currency translation
Foreign currency translation
Balance at January 4, 2020
Balance at January 4, 2020
Acquisitions
Acquisitions
Reclassifications (b)
Reclassifications (b)
Foreign currency translation
Foreign currency translation
Balance at January 2, 2021
Balance at January 2, 2021
(a)
(a)
(b) Reclassifications  include  $12  million  of  goodwill  classified  as  held  for  sale  in  connection  with  a  business  disposition  described  in  Note  2  and  amounts 
(b) Reclassifications  include  $12  million of  goodwill  classified  as  held  for  sale  in  connection  with  a  business  disposition  described  in  Note  2  and  amounts 

Textron
Textron
Systems
Systems
1,100  $ 
1,100  $ 
(71)
(71)
4 
4 
— 
— 
1,033 
1,033 
— 
— 
(24)
(24)
— 
— 
1,009  $ 
1,009  $ 

Total
Total
2,218 
2,218 
(71) 
(71) 
4 
4 
(1)
(1)
2,150 
2,150 
8 
8 
(12) 
(12) 
11 
11 
2,157 
2,157 

473  $ 
473  $ 
—
—
— 
— 
(1)
(1)
472 
472 
— 
— 
—
—
10
10 
482  $ 
482  $ 

614  $ 
614  $ 
— 
— 
— 
— 
— 
— 
614 
614 
4 
4 
12 
12 
1 
1 
631  $ 
631  $ 

Bell
Bell
31  $ 
31  $ 
— 
— 
— 
— 
— 
— 
31 
31 
4 
4 
— 
— 
— 
— 
35  $ 
35  $ 

See Note 7 for additional information.
See Note 7 for additional information.

Industrial
Industrial

$ 
$ 

$ 
$ 

transferred between segments.
transferred between segments.

Intangible Assets
Intangible Assets
Our intangible assets are summarized below:
Our intangible assets are summarized below:

(Dollars in millions)
(Dollars in millions)
Patents and technology
Patents and technology
Trade names and trademarks
Trade names and trademarks
Customer relationships and 
Customer relationships and 
   contractual agreements
contractual agreements
Other
Other
Total
Total

Weighted-Average
Weighted-Average
Amortization
Amortization
Period (in years)
Period (in years)
14
14
14
14

15
15
4
4

$ 
$ 

$ 
$ 

January 2, 2021
January 2, 2021

Accumulated
Accumulated
Amortization
Amortization

Gross
Gross
Carrying
Carrying
Amount
Amount

484  $ 
484  $ 
182 
182 

(263) $
(263) $
(8)
(8)

412 
412 
6 
6 
1,084  $ 
1,084  $ 

(318)
(318)
(6)
(6)
(595) $
(595) $

Net
Net
221  $ 
221  $ 
174
174

94
94
—
—
489  $ 
489  $ 

January 4, 2020
January 4, 2020

Accumulated
Accumulated
Amortization
Amortization

Gross
Gross
Carrying
Carrying
Amount
Amount

501  $ 
501  $ 
223 
223 

(242) $
(242) $
(8)
(8)

413 
413 
6 
6 
1,143  $ 
1,143  $ 

(298)
(298)
(6)
(6)
(554) $
(554) $

Net
Net
259 
259 
215
215

115
115
—
—
589 
589 

Textron 2020 Annual Report      47
47
47

Trade  names  and  trademarks  in  the  table  above  include  $169  million  and  $208  million  of  indefinite-lived  intangible  assets  at 
January 2, 2021 and January 4, 2020, respectively.  In 2020, we recognized $47 million of intangible asset impairment charges, 
primarily related to indefinite-lived assets as discussed in Note 17.  Amortization expense totaled $54 million, $59 million and 
$66  million  in  2020,  2019  and  2018,  respectively.  Amortization  expense  is  estimated  to  be  approximately  $51  million,  $51 
million, $35 million, $32 million and $30 million in 2021, 2022, 2023, 2024 and 2025, respectively.

Note 4. Accounts Receivable and Finance Receivables

Accounts Receivable
Accounts receivable is composed of the following:

(In millions)
Commercial
U.S. Government contracts

Allowance for doubtful accounts
Total

Finance Receivables
Finance receivables are presented in the following table:

(In millions)
Finance receivables
Allowance for losses
Total finance receivables, net

January 2,
2021
668  $ 
155 
823 
(36)
787  $ 

January 4,
2020
835 
115 
950 
(29)
921 

$ 

$ 

January 2,
2021
779  $ 
(35)
744  $ 

January 4,
2020
707 
(25)
682 

$ 

$ 

Finance  receivables  primarily  includes  loans  provided  to  purchasers  of  new  and  pre-owned  Textron  Aviation  aircraft  and  Bell 
helicopters. These loans typically have initial terms ranging from five to twelve years, amortization terms ranging from eight to 
fifteen years and an average balance of $1.6 million at January 2, 2021. Loans generally require the customer to pay a significant 
down  payment,  along  with  periodic  scheduled  principal  payments  that  reduce  the  outstanding  balance  through  the  term  of  the 
loan.

Our finance receivables are diversified across geographic region and borrower industry. At both January 2, 2021 and January 4, 
2020,  59%  of  our  finance  receivables  were  distributed  internationally  and  41%  throughout  the  U.S.  At  January  2,  2021  and 
January 4, 2020, finance receivables of $125 million and $148 million, respectively, have been pledged as collateral for TFC’s 
debt of $68 million and $87 million, respectively.

Finance Receivable Portfolio Quality
We internally assess the quality of our finance receivables based on a number of key credit quality indicators and statistics such as 
delinquency, loan balance to estimated collateral value and the financial strength of individual borrowers and guarantors.  Because 
many of these indicators are difficult to apply across an entire class of receivables, we evaluate individual loans on a quarterly 
basis  and  classify  these  loans  into  three  categories  based  on  the  key  credit  quality  indicators  for  the  individual  loan. 
These three categories are performing, watchlist and nonaccrual.

We  classify  finance  receivables  as  nonaccrual  if  credit  quality  indicators  suggest  full  collection  of  principal  and  interest  is 
doubtful. In addition, we automatically classify accounts as nonaccrual once they are contractually delinquent by more than three 
months  unless  collection  of  principal  and  interest  is  not  doubtful.  Accounts  are  classified  as  watchlist  when  credit  quality 
indicators have deteriorated as compared with typical underwriting criteria, and we believe collection of full principal and interest 
is probable but not certain. All other finance receivables that do not meet the watchlist or nonaccrual categories are classified as 
performing.

We  measure  delinquency  based  on  the  contractual  payment  terms  of  our  finance  receivables.    In  determining  the  delinquency 
aging  category  of  an  account,  any/all  principal  and  interest  received  is  applied  to  the  most  past-due  principal  and/or  interest 
amounts  due.  If  a  significant  portion  of  the  contractually  due  payment  is  delinquent,  the  entire  finance  receivable  balance  is 
reported in accordance with the most past-due delinquency aging category.

48      Textron 2020 Annual Report

48

In March 2020, due to the economic impact of the COVID-19 pandemic and at the request of certain of our customers, we began 
working with them to provide temporary payment relief through loan modifications. The types of temporary payment relief we 
offered  to  these  customers  included  delays  in  the  timing  of  required  principal  payments,  deferrals  of  interest  payments  and/or 
interest-only  payments.  For  loan  modifications  that  cover  payment-relief  periods  in  excess  of  six  months,  even  if  the  loan  was 
previously current, the loan is deemed a troubled debt restructuring and considered impaired. These impaired loans are classified 
as either nonaccrual or watchlist based on a review of the credit quality indicators as discussed above. 

During  2020,  we  modified  finance  receivable  contracts  for  94  customers  with  an  outstanding  balance  totaling  $278  million  at 
January 2, 2021. Of the modifications occurring during 2020, contracts for 32 customers, or $129 million of finance receivables, 
were  categorized  as  troubled  debt  restructurings.  Due  to  the  nature  of  these  restructurings,  the  financial  effects  were  not 
significant. We had two customer defaults related to finance receivables previously modified as a troubled debt restructuring that 
had  an  insignificant  outstanding  balance.  We  believe  our  allowance  for  credit  losses  adequately  covers  our  exposure  on  these 
loans as our estimated collateral values largely exceed the outstanding loan amounts.

Finance  receivables  categorized  based  on  the  credit  quality  indicators  and  by  delinquency  aging  category  are  summarized  as 
follows:

(Dollars in millions)
Performing
Watchlist
Nonaccrual
Nonaccrual as a percentage of finance receivables
Less than 31 days past due
31-60 days past due
61-90 days past due
Over 90 days past due
60+ days contractual delinquency as a percentage of finance receivables

$ 

$ 

January 2,
2021
612  $ 
74 
93 

 11.94 %

January 4,
2020
664 
4 
39 

 5.52 %

738  $ 
12 
11 
18 

637 
53 
7 
10 

 3.72 %

 2.40 %

At  January  2,  2021,  48%  of  our  performing  finance  receivables  were  originated  since  the  beginning  of  2019  and  26%  were 
originated from 2016 to 2018. For finance receivables categorized as watchlist and nonaccrual, 9% and 25%, respectively, were 
originated since the beginning of 2019, and 47% and 36%, respectively, from 2016 to 2018. For accounts modified in 2020, the 
origination date prior to the modification was maintained based on the types of temporary payment relief provided.

On a quarterly basis, we evaluate individual larger balance accounts for impairment.  A finance receivable is considered impaired 
when  it is probable  that  we  will  be  unable  to  collect all amounts  due  according  to  the  contractual  terms  of  the  loan  agreement 
based  on  our  review  of  the  credit  quality  indicators  described  above.   Impaired  finance  receivables  include  both  nonaccrual 
accounts and accounts for which full collection of principal and interest remains probable, but the account’s original terms have 
been, or are expected to be, significantly modified.  If the modification specifies an interest rate equal to or greater than a market 
rate for a finance receivable with comparable risk, the account is not considered impaired in years subsequent to the modification.

A summary of impaired finance receivables, excluding leveraged leases, and the average recorded investment is provided below:

(In millions)
Recorded investment:
Impaired loans with specific allowance for losses
Impaired loans with no specific allowance for losses
Total
Unpaid principal balance
Allowance for losses on impaired loans
Average recorded investment

January 2,
2021

January 4,
2020

$ 

$ 
$ 

46  $ 
117 
163  $ 
175  $ 
7 
126 

17 
22 
39 
50 
3 
40 

Textron 2020 Annual Report      49

49

A summary of the allowance for losses on finance receivables based on how the underlying finance receivables are evaluated for 
impairment, is provided below.  The finance receivables reported in this table exclude $95 million and $104 million of leveraged 
leases at January 2, 2021 and January 4, 2020, respectively, in accordance with U.S. generally accepted accounting principles.

(In millions)
Allowance based on collective evaluation
Allowance based on individual evaluation
Finance receivables evaluated collectively
Finance receivables evaluated individually

Note 5. Inventories

Inventories are composed of the following:

(In millions)
Finished goods
Work in process
Raw materials and components
Total

$ 

January 2,
2021
28  $ 
7 
521 
163 

January 4,
2020
22 
3 
564 
39 

January 2,
2021
1,228  $ 
1,455 
830 
3,513  $ 

January 4,
2020
1,557 
1,616 
896 
4,069 

$ 

$ 

Inventories valued by the LIFO method totaled $2.2 billion and $2.5 billion at January 2, 2021 and January 4, 2020, respectively, 
and  the  carrying  values  of  these  inventories  would  have  been  higher  by  approximately  $507  million  and  $475  million, 
respectively, had our LIFO inventories been valued at current costs.

Note 6. Property, Plant and Equipment, Net

Our Manufacturing group’s property, plant and equipment, net is composed of the following:

(Dollars in millions)
Land, buildings and improvements
Machinery and equipment

Accumulated depreciation and amortization
Total

Useful Lives
(in years)
2
2

- 40 $ 
- 20

$ 

January 2,
2021
2,031  $ 
5,181 
7,212 
(4,696) 
2,516  $ 

January 4,
2020
1,991 
4,941 
6,932 
(4,405) 
2,527 

The Manufacturing group’s depreciation expense, which included amortization expense on finance leases, totaled $325 million, 
$346 million and $358 million in 2020, 2019 and 2018, respectively.

Note 7. Other Assets

Other  assets  includes  the  cash  surrender  value  of  corporate-owned  life  insurance  policies,  net  of  any  borrowings  against  these 
policies. During the first quarter of 2020, we borrowed $377 million against the policies as we strengthened our cash position in 
light  of  disruptions  caused  by  the  COVID-19  pandemic.  These  borrowings  were  subsequently  repaid  and  there  were  no 
outstanding borrowings against these policies at January 2, 2021. Proceeds from these borrowings and subsequent payments have 
been classified as financing activities in the consolidated statement of cash flows. Interest expense incurred on borrowings against 
corporate-owned life insurance policies is recorded as an offset with policy income.

In 2019, TRU Simulation + Training Inc., a business within our Textron Systems segment, contributed assets associated with its 
training  business  into  FlightSafety  Textron  Aviation  Training  LLC,  a  company  formed  by  FlightSafety  International  Inc.  and 
TRU  to  provide  training  solutions  for  Textron  Aviation’s  commercial  business  and  general  aviation  aircraft.    We  have  a  30% 
interest in this company and our investment is accounted for under the equity method of accounting.  We contributed assets with a 
carrying value of $69 million to the company, which primarily included property, plant and equipment.  In addition, $71 million 
of the Textron Systems segment’s goodwill was allocated to this transaction.  Based on the fair value of our share of the business, 
we recorded a pre-tax net gain of $18 million in 2019 to cost of sales in our Consolidated Statements of Operations.   

50      Textron 2020 Annual Report

50

Note 8. Other Current Liabilities

The other current liabilities of our Manufacturing group are summarized below:

(In millions)
Contract liabilities
Salaries, wages and employer taxes
Current portion of warranty and product maintenance liabilities
Other
Total

Changes in our warranty liability are as follows:

(In millions)
Balance at beginning of year
Provision
Settlements
Adjustments*
Balance at end of year

January 2,
2021
758  $ 
381 
133 
713 
1,985  $ 

January 4,
2020
715 
362 
147 
683 
1,907 

$ 

$ 

$ 

$ 

2020
141  $ 
54 
(64)
(12)
119  $ 

2019
149  $ 
68 
(70)
(6)
141  $ 

2018
164 
72 
(78)
(9)
149 

* Adjustments include changes to prior year estimates, new issues on prior year sales, reclassifications to held for sale, business acquisitions/dispositions and 
currency translation adjustments.

Note 9. Leases

We primarily lease certain manufacturing plants, offices, warehouses, training and service centers at various locations worldwide 
that  are  classified  as  either  operating  or  finance  leases.  Our  leases  have  remaining  lease  terms  up  to  28  years,  which  include 
options to extend the lease term for periods up to 25 years when it is reasonably certain the option will be exercised. 

Operating  lease  cost  totaled  $61  million  and  $64  million,  in  2020  and  2019,  respectively.  Finance  lease  cost  and  variable  and 
short-term lease costs were not significant.  In 2020 and 2019, cash paid for operating lease liabilities totaled $60 million and $62 
million,  respectively,  which  is  classified  as  cash  flows  from  operating  activities.  Noncash  transactions  totaled  $119  million  in 
2020  and  $25  million  in  2019,  reflecting  the  recognition  of  operating  lease  assets  and  liabilities  for  new  or  extended  leases. 
Balance sheet and other information related to our leases is as follows: 

(Dollars in millions)
Operating leases:
Other assets
Other current liabilities
Other liabilities
Finance leases:
Property, plant and equipment, net
Current portion of long-term debt
Long-term debt
Weighted-average remaining lease term (in years)
Operating leases
Finance leases
Weighted-average discount rate
Operating leases
Finance leases

$ 

$ 

January 2,
2021

January 4,
2020

349  $ 
47 
306 

35  $ 
2 
38 

11.6
16.8

4.17%
4.35%

277 
48 
233 

39 
2 
40 

10.2
17.9

4.42%
4.37%

Textron 2020 Annual Report      51

51

Maturities of our lease liabilities at January 2, 2021 are as follows:
Maturities of our lease liabilities at January 2, 2021 are as follows:

(In millions)
(In millions)
2021
2021
2022
2022
2023
2023
2024
2024
2025
2025
Thereafter
Thereafter
Total lease payments
Total lease payments
Less: interest
Less: interest
Total lease liabilities
Total lease liabilities

Note 10. Debt and Credit Facilities
Note 10. Debt and Credit Facilities
Our debt is summarized in the table below:
Our debt is summarized in the table below:

Operating
Operating
Leases
Leases

59  $ 
59  $ 
53 
53 
44 
44 
35 
35 
33 
33 
232 
232 
456 
456 
(103)
(103)
353  $ 
353  $ 

$ 
$ 

$ 
$ 

Finance
Finance
Leases
Leases
4 
4 
4 
4 
4 
4 
4 
4 
5 
5 
42 
42 
63 
63 
(23)
(23)
40 
40 

January 2,
January 2,
2021
2021

$ 
$ 

(In millions)
(In millions)
Manufacturing group
Manufacturing group
6.625% due 2020
6.625% due 2020
Variable-rate notes due 2020 (2.45%)
Variable-rate notes due 2020 (2.45%)
3.65% due 2021
3.65% due 2021
5.95% due 2021
5.95% due 2021
4.30% due 2024
4.30% due 2024
3.875% due 2025
3.875% due 2025
4.00% due 2026
4.00% due 2026
3.65% due 2027
3.65% due 2027
3.375% due 2028
3.375% due 2028
3.90% due 2029
3.90% due 2029
3.00% due 2030
3.00% due 2030
2.45% due 2031
2.45% due 2031
Other (weighted-average rate of 2.60% and 3.01%, respectively)
Other (weighted-average rate of 2.60% and 3.01%, respectively)
Total Manufacturing group debt
Total Manufacturing group debt
Less: Current portion of long-term debt
Less: Current portion of long-term debt
Total Long-term debt
Total Long-term debt
Finance group
Finance group
Variable-rate note due 2022 (1.70% and 2.87%, respectively)
Variable-rate note due 2022 (1.70% and 2.87%, respectively)
2.88% note due 2022
2.88% note due 2022
Fixed-rate notes due 2020-2028 (weighted-average rate of 3.25% and 3.20%, respectively)*
Fixed-rate notes due 2020-2028 (weighted-average rate of 3.25% and 3.20%, respectively)*
Variable-rate notes due 2020-2027 (weighted-average rate of 1.73% and  3.31%, respectively)*
Variable-rate notes due 2020-2027 (weighted-average rate of 1.73% and  3.31%, respectively)*
Fixed-to-Floating Rate Junior Subordinated Notes (1.96% and 3.64%, respectively)
Fixed-to-Floating Rate Junior Subordinated Notes (1.96% and 3.64%, respectively)
Total Finance group debt
Total Finance group debt
* Notes amortize on a monthly basis and are secured by finance receivables as described in Note 4.
* Notes amortize on a monthly basis and are secured by finance receivables as described in Note 4.
The following table shows required payments during the next five years on debt outstanding at January 2, 2021:
The following table shows required payments during the next five years on debt outstanding at January 2, 2021:
(In millions)
(In millions)
Manufacturing group
Manufacturing group
Finance group
Finance group
Total
Total

2021
2021
509  $ 
509  $ 
13 
13 
522  $ 
522  $ 

8  $ 
8  $ 
16 
16 
24  $ 
24  $ 

316 
316 
324  $ 
324  $ 

8  $ 
8  $ 

2022
2022

2023
2023

$ 
$ 

$ 
$ 

$ 
$ 

$ 
$ 

$ 
$ 

$ 
$ 

—  $ 
—  $ 
— 
— 
250 
250 
250 
250 
350 
350 
350 
350 
350 
350 
350 
350 
300 
300 
300 
300 
650 
650 
500 
500 
57 
57 
3,707  $ 
3,707  $ 
(509) 
(509) 
3,198  $ 
3,198  $ 

150  $ 
150  $ 
150 
150 
51 
51 
17 
17 
294 
294 
662  $ 
662  $ 

2024
2024
361  $ 
361  $ 
15 
15 
376  $ 
376  $ 

January 4,
January 4,
2020
2020

199 
199 
350 
350 
250 
250 
250 
250 
350 
350 
350 
350 
350 
350 
350 
350 
300 
300 
300 
300 
— 
— 
— 
— 
75 
75 
3,124 
3,124 
(561)
(561) 
2,563 
2,563 

150 
150 
150 
150 
65 
65 
22 
22 
299 
299 
686 
686 

2025
2025
357 
357 
5 
5 
362 
362 

Textron has a senior unsecured revolving credit facility for an aggregate principal amount of $1.0 billion, of which up to $100 
Textron has a senior unsecured revolving credit facility for an aggregate principal amount of $1.0 billion, of which up to $100 
million is available for the issuance of letters of credit. We may elect to increase the aggregate amount of commitments under the 
million is available for the issuance of letters of credit. We may elect to increase the aggregate amount of commitments under the 
facility to up to $1.3 billion by designating an additional lender or by an existing lender agreeing to increase its commitment. The 
facility to up to $1.3 billion by designating an additional lender or by an existing lender agreeing to increase its commitment. The 
facility expires in October 2024, subject to up to two one-year extensions at our option with the consent of lenders representing a 
facility expires in October 2024, subject to up to two one-year extensions at our option with the consent of lenders representing a

52      Textron 2020 Annual Report

52
52

majority of the commitments under the facility.  At January 2, 2021 and January 4, 2020, there were no amounts borrowed against 
the facility and there were $9 million and $10 million, respectively, of outstanding letters of credit issued under the facility.

Fixed-to-Floating Rate Junior Subordinated Notes
The Finance group’s $294 million of Fixed-to-Floating Rate Junior Subordinated Notes are unsecured and rank junior to all of its 
existing and future senior debt. The notes mature on February 15, 2067; however, we have the right to redeem the notes at par at 
any time and we are obligated to redeem the notes beginning on February 15, 2042.  During 2020, TFC repurchased $5 million of 
these  notes.  Interest  on  the  notes  was  fixed  at  6%  through  February  15,  2017  and  is  now  variable  at  the  three-month  London 
Interbank Offered Rate + 1.735%.

Support Agreement
Under  a  Support  Agreement  between  Textron  and  TFC,  Textron  is  required  to  maintain  a  controlling  interest  in  TFC.  The 
agreement, as amended in December 2015, also requires Textron to ensure that TFC maintains fixed charge coverage of no less 
than 125% and consolidated shareholders' equity of no less than $125 million. There were no cash contributions required to be 
paid to TFC in 2020, 2019 and 2018 to maintain compliance with the support agreement.

Note 11. Derivative Instruments and Fair Value Measurements

We measure fair value at the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction 
between market participants at the measurement date.  We prioritize the assumptions that market participants would use in pricing 
the asset or liability into a three-tier fair value hierarchy.  This fair value hierarchy gives the highest priority (Level 1) to quoted 
prices in active markets for identical assets or liabilities and the lowest priority (Level 3) to unobservable inputs in which little or 
no market data exist, requiring companies to develop their own assumptions.  Observable inputs that do not meet the criteria of 
Level  1,  which  include  quoted  prices  for  similar  assets  or  liabilities  in  active  markets  or  quoted  prices  for  identical  assets  and 
liabilities in markets that are not active, are categorized as Level 2.  Level 3 inputs are those that reflect our estimates about the 
assumptions  market  participants  would  use  in  pricing  the  asset  or  liability  based  on  the  best  information  available  in  the 
circumstances.  Valuation techniques for assets and liabilities measured using Level 3 inputs may include methodologies such as 
the market approach, the income approach or the cost approach and may use unobservable inputs such as projections, estimates 
and management’s interpretation of current market data.  These unobservable inputs are utilized only to the extent that observable 
inputs are not available or cost effective to obtain.

Assets and Liabilities Recorded at Fair Value on a Recurring Basis
We  manufacture  and  sell  our  products  in  a  number  of  countries  throughout  the  world,  and,  therefore,  we  are  exposed  to 
movements in foreign currency exchange rates.  We primarily utilize foreign currency exchange contracts with maturities of no 
more than three years to manage this volatility.  These contracts qualify as cash flow hedges and are intended to offset the effect 
of exchange rate fluctuations on forecasted sales, inventory purchases and overhead expenses. Net gains and losses recognized in 
earnings  and  Accumulated  other  comprehensive  loss  on  cash  flow  hedges,  including  gains  and  losses  related  to  hedge 
ineffectiveness, were not significant in the periods presented.  

Our foreign currency exchange contracts are measured at fair value using the market method valuation technique.  The inputs to 
this technique utilize current foreign currency exchange forward market rates published by third-party leading financial news and 
data providers.  These are observable data that represent the rates that the financial institution uses for contracts entered into at 
that date; however, they are not based on actual transactions so they are classified as Level 2. At January 2, 2021 and January 4, 
2020, we had foreign currency exchange contracts with notional amounts upon which the contracts were based of $318 million 
and $342 million, respectively. At January 2, 2021, the fair value amounts of our foreign currency exchange contracts were a $5 
million asset and a $2 million liability.  At January 4, 2020, the fair value amounts of our foreign currency exchange contracts 
were a $2 million asset and a $2 million liability.

Our Finance group enters into interest rate swap agreements to mitigate exposure to fluctuations in interest rates. By using these 
contracts, we are able to convert floating-rate cash flows to fixed-rate cash flows.  These agreements are designated as cash flow 
hedges.  At January 2, 2021, we had one swap agreement that matures in February 2022 for a notional amount of $294 million 
with a fair value of a $4 million liability. 

Textron 2020 Annual Report      53

53

Assets and Liabilities Not Recorded at Fair Value
The carrying value and estimated fair value of our financial instruments that are not reflected in the financial statements at fair 
value are as follows:

(In millions)
Manufacturing group
Debt, excluding leases
Finance group
Finance receivables, excluding leases
Debt

January 2, 2021

January 4, 2020

Carrying
Value

Estimated
Fair Value

Carrying
Value

Estimated
Fair Value

$ 

(3,690) $ 

(3,986) $ 

(3,097) $ 

(3,249) 

549 
(662)

599 
(587)

493   
(686)

527 
(634)

Fair value for the Manufacturing group debt is determined using market observable data for similar transactions (Level 2).  The 
fair value for the Finance group debt was determined primarily based on discounted cash flow analyses using observable market 
inputs from debt with similar duration, subordination and credit default expectations (Level 2).  Fair value estimates for finance 
receivables  were  determined  based  on  internally  developed  discounted  cash  flow  models  primarily  utilizing  significant 
unobservable inputs (Level 3), which include estimates of the rate of return, financing cost, capital structure and/or discount rate 
expectations of current market participants combined with estimated loan cash flows based on credit losses, payment rates and 
expectations of borrowers’ ability to make payments on a timely basis.

Note 12. Shareholders’ Equity

Capital Stock
We have authorization for 15 million shares of preferred stock with a par value of $0.01 and 500 million shares of common stock 
with a par value of $0.125.  Outstanding common stock activity is presented below:

(In thousands)
Balance at beginning of year

Share repurchases
Share-based compensation activity

Balance at end of year

2020
227,956 
(4,145) 
2,633 
226,444 

2019
235,621 
(10,011) 
2,346 
227,956 

2018
261,471 
(29,094) 
3,244 
235,621 

Earnings Per Share
We calculate basic and diluted earnings per share (EPS) based on net income, which approximates income available to common 
shareholders for each period.  Basic EPS is calculated using the two-class method, which includes the weighted-average number 
of  common  shares  outstanding  during  the  period  and  restricted  stock  units  to  be  paid  in  stock  that  are  deemed  participating 
securities  as  they  provide  nonforfeitable  rights  to  dividends.    Diluted  EPS  considers  the  dilutive  effect  of  all  potential  future 
common stock, including stock options.

The weighted-average shares outstanding for basic and diluted EPS are as follows:

(In thousands)
Basic weighted-average shares outstanding
Dilutive effect of stock options
Diluted weighted-average shares outstanding

2020
228,536 
443 
228,979 

2019
231,315 
1,394 
232,709 

2018
250,196 
3,041 
253,237 

In 2020, 2019 and 2018, stock options to purchase 7.6 million, 4.3 million and 1.3 million shares, respectively, of common stock 
are excluded from the calculation of diluted weighted-average shares outstanding as their effect would have been anti-dilutive.

54      Textron 2020 Annual Report

54

Accumulated Other Comprehensive Loss
The components of Accumulated other comprehensive loss are presented below:

Pension and
Postretirement
Benefits
Adjustments

Foreign
Currency
Translation
Adjustments

Deferred
Gains (Losses)
on Hedge
Contracts

(In millions)
Balance at December 29, 2018
Other comprehensive loss before reclassifications
Reclassified from Accumulated other comprehensive loss
Balance at January 4, 2020
Other comprehensive loss before reclassifications
Reclassified from Accumulated other comprehensive loss
Balance at January 2, 2021

$ 

$ 

$ 

(1,727) $ 
(166)

82   
(1,811) $ 
(115)
146 
(1,780) $ 

(32) $
(4)
—
(36) $
78
—
42  $ 

Accumulated
Other
Comprehensive
Loss
(1,762) 
(165) 
80

(1,847) 
(34) 
142
(1,739) 

(3) $
5
(2)
—  $ 
3 
(4)
(1) $

Other comprehensive income (loss)
The before and after-tax components of other comprehensive income (loss) are presented below:

(In millions)
Pension and postretirement benefits 
 adjustments:
Unrealized losses
Amortization of net actuarial loss*
Amortization of prior service cost*
Recognition of prior service cost
Business disposition

2020

2019

2018

Pre-Tax
Amount

Tax
(Expense)
Benefit

After-
Tax
Amount

Pre-Tax
Amount

Tax
(Expense)
Benefit

After-
Tax
Amount

Pre-Tax
Amount

Tax
(Expense)
Benefit

After-
Tax
Amount

$  (144) $ 
35  $  (109) $  (218) $ 
184 
(43)
6 
(1)
2
(8)
—    —

141
5
(6)
—

99 
8 
— 
— 

52  $  (166) $  (248) $ 
(23)
(2)
— 
— 

152 
9 
(20)
7 

76
6
— 
— 

58  $  (190) 
(35)
(2)
5
—

117
7
(15)
7 

Pension and postretirement benefits 
 adjustments, net
Foreign currency translation adjustments:
Foreign currency translation adjustments
Business disposition

Foreign currency translation adjustments, net
Deferred gains (losses) on hedge contracts:

Current deferrals
Reclassification adjustments
Deferred gains (losses) on hedge
 contracts, net
Total

38 

81 
— 
81 

4 
(6)

(2)

$  117  $ 

(7)

(3)
— 
(3)

(1)
2

31

78
—
78

3
(4)

(111)

27

(84) 

(100)

26

(74) 

(6)
2
—    —
2
(6)

8 
(2)

(3)
—

(4) 
— 
(4) 

5
(2)

(46)

(3)
6    —
(3)

(40)

(8)
(7)

—
2

(49) 
6 
(43) 

(8) 
(5) 

1
(1) 
(9) $  108 $  (111) $ 

6 

(3)
26  $ 

3

(15)

(85) $  (155) $ 

2

(13) 
25  $  (130) 

* These components of other comprehensive income (loss) are included in the computation of net periodic pension cost. See Note 16 for additional information.

Note 13. Segment and Geographic Data

We  operate  in,  and  report  financial  information  for,  the  following  five  business  segments:  Textron  Aviation,  Bell,  Textron 
Systems, Industrial and Finance. The accounting policies of the segments are the same as those described in Note 1.

Textron  Aviation  products  include  Citation  jets,  King  Air  and  Caravan  turboprop  aircraft,  military  trainer  and  defense  aircraft, 
piston engine aircraft, and aftermarket part sales and services sold to a diverse base of corporate and individual buyers, and U.S. 
and non-U.S. governments.

Bell  products  include  military  and  commercial  helicopters,  tiltrotor  aircraft  and  related  spare  parts  and  services.    Bell  supplies 
military helicopters and, in association with The Boeing Company, military tiltrotor aircraft, and aftermarket services to the U.S. 
and  non-U.S.  governments.  Bell  also  supplies  commercial  helicopters  and  aftermarket  services  to  corporate,  private,  law 
enforcement, utility and emergency medical helicopter operators, and foreign governments.

Textron 2020 Annual Report      55

55

Textron Systems products include unmanned aircraft and surface systems, marine craft, armored vehicles and specialty vehicles, 
and other defense and aviation mission support products and services primarily for U.S. and non-U.S. governments.

Industrial products and markets include the following:

•

•

Fuel Systems and Functional Components products consist of blow-molded plastic fuel systems, including conventional
plastic fuel tanks and pressurized fuel tanks for hybrid applications, clear-vision systems and plastic tanks for selective
catalytic reduction systems that are marketed primarily to automobile OEMs; and
Specialized  Vehicles  products  include  golf  cars,  off-road  utility  vehicles,  recreational  side-by-side  and  all-terrain
vehicles, snowmobiles, light transportation vehicles, aviation ground support equipment, professional turf-maintenance
equipment  and  turf-care  vehicles  that  are  marketed  primarily  to  golf  courses  and  resorts,  government  agencies  and
municipalities, consumers, outdoor enthusiasts, and commercial and industrial users.

The  Finance  segment  provides  financing  primarily  to  purchasers  of  new  and  pre-owned  Textron  Aviation  aircraft  and  Bell 
helicopters.

Segment profit is an important measure used for evaluating performance and for decision-making purposes.  Segment profit for 
the  manufacturing  segments  excludes  interest  expense,  certain  corporate  expenses,  gains/losses  on  major  business  dispositions, 
special  charges  and  an  inventory  charge  related  to  the  2020  COVID-19  restructuring  plan,  as  discussed  in  Note  17.  The 
measurement  for  the  Finance  segment  includes  interest  income  and  expense  along  with  intercompany  interest  income  and 
expense.

Our revenues by segment, along with a reconciliation of segment profit to income before income taxes, are as follows:

Revenues

Segment Profit

(In millions)
Textron Aviation
Bell
Textron Systems
Industrial
Finance
Total
Corporate expenses and other, net
Interest expense, net for Manufacturing group
Special charges*
Inventory charge*
Gain on business disposition
Income before income taxes

* See Note 17 for additional information.

Other information by segment is provided below:

$ 

2020
3,974  $ 
3,309 
1,313 
3,000 
55 

2019
5,187  $ 
3,254 
1,325 
3,798 
66 

2018
4,971  $ 
3,180 
1,464 
4,291 
66 

$  11,651  $  13,630  $  13,972  $ 

$ 

2020
16  $ 
462 
152 
111 
10 
751  $ 
(122) 
(145) 
(147) 
(55) 
— 
282  $ 

2019
449  $ 
435 
141 
217 
28 
1,270  $ 
(110)
(146)
(72)
— 
— 
942  $ 

2018
445 
425 
156 
218 
23 
1,267 
(119)
(135)
(73)
— 
444 
1,384 

Assets

Capital Expenditures

Depreciation and Amortization

(In millions)
Textron Aviation
Bell
Textron Systems
Industrial
Finance
Corporate
Total

$ 

January 2,
2021
4,380  $ 
2,984 
2,054 
2,500 
938 
2,587 

January 4,
2020
4,692  $ 
2,783 
2,352 
2,781 
964 
1,446 

$  15,443  $  15,018  $ 

2020
94  $ 
117 
42 
62 
— 
2 
317  $ 

2019
122  $ 
81 
38 
97 
— 
1 
339  $ 

2018
132  $ 
65 
39 
132 
— 
1 
369  $ 

2020
138  $ 
91 
43 
102 
5 
12 
391  $ 

2019
137  $ 
107 
48 
108 
6 
10 
416  $ 

2018
145 
108 
54 
112 
8 
10 
437 

56      Textron 2020 Annual Report

56

Geographic Data
Presented below is selected financial information by geographic area:

(In millions)
United States
Europe
Asia and Australia
Other international
Total

Revenues*

2020
7,943  $ 
1,336 
1,106 
1,266 
11,651  $ 

2019
8,963  $ 
1,986 
1,070 
1,611 
13,630  $ 

2018
8,667  $ 
2,187 
1,253 
1,865 
13,972  $ 

$ 

$ 

Property, Plant
and Equipment, net**

January 2,
2021
2,068  $ 
237 
95 
116 
2,516  $ 

January 4,
2020
2,054 
244 
97 
132 
2,527 

*  Revenues are attributed to countries based on the location of the customer.
** Property, plant and equipment, net is based on the location of the asset.

Note 14. Revenues

Disaggregation of Revenues
Our revenues disaggregated by major product type are presented below:

(In millions)
Aircraft
Aftermarket parts and services
Textron Aviation
Military aircraft and support programs
Commercial helicopters, parts and services
Bell
Unmanned systems
Marine and land systems
Simulation, training and other
Textron Systems
Fuel systems and functional components
Specialized vehicles
Tools and test equipment
Industrial
Finance
Total revenues

2020
2,714  $ 
1,260 
3,974 
2,213 
1,096 
3,309 
621 
179 
513 
1,313 
1,751 
1,249 
— 
3,000 
55 
11,651  $ 

2019
3,592  $ 
1,595 
5,187 
1,988 
1,266 
3,254 
572 
208 
545 
1,325 
2,237 
1,561 
— 
3,798 
66 
13,630  $ 

2018
3,435 
1,536 
4,971 
2,030 
1,150 
3,180 
612 
311 
541 
1,464 
2,352 
1,691 
248 
4,291 
66 
13,972 

$ 

$ 

Textron 2020 Annual Report      57

57

Our revenues for our segments by customer type and geographic location are presented below:

(In millions)

2020
Customer type:
Commercial
U.S. Government
Total revenues
Geographic location:
United States
Europe
Asia and Australia
Other international
Total revenues
2019
Customer type:
Commercial
U.S. Government
Total revenues
Geographic location:
United States
Europe
Asia and Australia
Other international
Total revenues
2018
Customer type:
Commercial
U.S. Government
Total revenues
Geographic location:
United States
Europe
Asia and Australia
Other international
Total revenues

Textron
Aviation

Bell

Textron
Systems

Industrial

Finance

Total

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

3,826  $ 
148 
3,974  $ 

2,825  $ 
356 
379 
414 
3,974  $ 

4,956  $ 
231 
5,187  $ 

3,708  $ 
678 
244 
557 
5,187  $ 

4,734  $ 
237 
4,971  $ 

3,379  $ 
612 
336 
644 
4,971  $ 

1,079  $ 
2,230 
3,309  $ 

2,564  $ 
148 
330 
267 
3,309  $ 

1,238  $ 
2,016 
3,254  $ 

2,440  $ 
142 
348 
324 
3,254  $ 

1,114  $ 
2,066 
3,180  $ 

2,186  $ 
162 
427 
405 
3,180  $ 

249  $ 

1,064 
1,313  $ 

1,129  $ 
44 
67 
73 
1,313  $ 

359  $ 
966 
1,325  $ 

1,083  $ 
73 
103 
66 
1,325  $ 

431  $ 

1,033 
1,464  $ 

1,118  $ 
74 
127 
145 
1,464  $ 

2,993  $ 
7 
3,000  $ 

1,398  $ 
786 
328 
488 
3,000  $ 

3,775  $ 
23 
3,798  $ 

1,698  $ 
1,091 
374 
635 
3,798  $ 

4,277  $ 
14 
4,291  $ 

1,957  $ 
1,333 
357 
644 
4,291  $ 

55  $ 
— 
55  $ 

27  $ 
2 
2 
24 
55  $ 

66  $ 
— 
66  $ 

34  $ 
2 
1 
29 
66  $ 

66  $ 
— 
66  $ 

27  $ 
6 
6 
27 
66  $ 

8,202 
3,449 
11,651 

7,943 
1,336 
1,106 
1,266 
11,651 

10,394 
3,236 
13,630 

8,963 
1,986 
1,070 
1,611 
13,630 

10,622 
3,350 
13,972 

8,667 
2,187 
1,253 
1,865 
13,972 

Remaining Performance Obligations
Our remaining performance obligations, which is the equivalent of our backlog, represent the expected transaction price allocated 
to our contracts that we expect to recognize as revenue in future periods when we perform under the contracts.  These remaining 
obligations exclude unexercised contract options and potential orders under ordering-type contracts such as Indefinite Delivery, 
Indefinite Quantity contracts. At January 2, 2021, we had $9.5 billion in remaining performance obligations of which we expect to 
recognize revenues of approximately 76% through 2022, an additional 20% through 2024, and the balance thereafter.  

Contract Assets and Liabilities
Assets  and  liabilities  related  to  our  contracts  with  customers  are  reported  on  a  contract-by-contract  basis  at  the  end  of  each 
reporting period. At January 2, 2021 and January 4, 2020, contract assets totaled $561 million and $567 million, respectively, and 
contract liabilities totaled $842 million and $830 million, respectively, reflecting timing differences between revenues recognized, 
billings and payments from customers. During 2020, 2019 and 2018, we recognized revenues of $506 million, $590 million and 
$817 million, respectively, that were included in the contract liability balance at the beginning of each year. 

58      Textron 2020 Annual Report

58

Note 15. Share-Based Compensation

Under our 2015 Long-Term Incentive Plan (Plan), which replaced our 2007 Long-Term Incentive Plan in April 2015, we have 
authorization to provide awards to selected employees and non-employee directors in the form of stock options, restricted stock, 
restricted stock units, stock appreciation rights, performance stock, performance share units and other awards.  A maximum of 17 
million shares is authorized for issuance for all purposes under the Plan plus any shares that become available upon cancellation, 
forfeiture  or  expiration  of  awards  granted  under  the  2007  Long-Term  Incentive  Plan.  No  more  than  17  million  shares  may  be 
awarded pursuant to incentive stock options, and no more than 4.25 million shares may be issued pursuant to awards of restricted 
stock, restricted stock units, performance stock or other awards that are payable in shares. For 2020, 2019 and 2018, the awards 
granted under this Plan primarily included stock options, restricted stock units and performance share units.

Through our Deferred Income Plan for Textron Executives, we provide certain executives the opportunity to voluntarily defer up 
to 80% of their base salary, along with incentive compensation.  Elective deferrals may be put into either a stock unit account or 
an  interest-bearing  account.    Participants  cannot  move  amounts  between  the  two  accounts  while  actively  employed  by  us  and 
cannot receive distributions until termination of employment. The intrinsic value of amounts paid under this deferred income plan 
was not significant in 2020, 2019 and 2018.

Share-based compensation costs are reflected primarily in selling and administrative expense.  Compensation expense included in 
net income for our share-based compensation plans is as follows:

(In millions)
Compensation expense
Income tax benefit
Total compensation expense included in net income

$ 

$ 

2020
57  $ 
(14)
43  $ 

2019
52  $ 
(12)
40  $ 

2018
35 
(8)
27 

Compensation cost for awards subject only to service conditions that vest ratably is recognized on a straight-line basis over the 
requisite  service  period  for  each  separately  vesting  portion  of  the  award.  Our  awards  include  continued  vesting  provisions  for 
retirement eligible employees. Upon reaching retirement eligibility, the service requirement for these individuals is considered to 
have been satisfied and compensation expense for future awards is recognized on the date of the grant.

As of January 2, 2021, we had not recognized $30 million of total compensation costs associated with unvested awards subject 
only  to  service  conditions.  We  expect  to  recognize  compensation  expense  for  these  awards  over  a  weighted-average  period  of 
approximately two years.

Stock Options
Stock option compensation expense was $20 million, $22 million and $23 million in 2020, 2019 and 2018, respectively. Options 
to  purchase  our  shares  have  a  maximum  term  of  ten  years  and  generally  vest  ratably  over  a  three-year  period.  Stock  option 
compensation cost is calculated under the fair value approach using the Black-Scholes option-pricing model to determine the fair 
value  of  options  granted  on  the  date  of  grant.  The  expected  volatility  used  in  this  model  is  based  on  historical  volatilities  and 
implied  volatilities  from  traded  options  on  our  common  stock.  The  expected  term  is  based  on  historical  option  exercise  data, 
which is adjusted to reflect any anticipated changes in expected behavior.

We grant options annually on the first day of March. The assumptions used in our option-pricing model for these grants and the 
weighted-average fair value for these options are as follows:

Fair value of options at grant date
Dividend yield
Expected volatility
Risk-free interest rate
Expected term (in years)

$ 

2020
10.66  $ 
 0.2 %
 29.3 %
 1.1 %
4.7

2019
14.62  $ 
 0.2 %
 26.6 %
 2.5 %
4.7

2018
15.83 
 0.1 %
 26.6 %
 2.6 %
4.7

Textron 2020 Annual Report      59

59

The stock option activity during 2020 is provided below:
The stock option activity during 2020 is provided below:
The stock option activity during 2020 is provided below:
The stock option activity during 2020 is provided below:

Number of
Number of
Number of
Options
Number of
Options
Options
8,744  $ 
Options
8,744  $ 
8,744  $ 
2,003 
8,744  $ 
2,003 
2,003 
(723)
2,003 
(723)
(723)
(214)
(723)
(214)
(214)
9,810  $ 
(214)
9,810  $ 
9,810  $ 
6,484  $ 
9,810  $ 
6,484  $ 
6,484  $ 
6,484  $ 

Weighted-
Weighted-
Weighted-
Average
Weighted-
Average
Average
Exercise Price
(Options in thousands)
Average
Exercise Price
(Options in thousands)
Exercise Price
(Options in thousands)
44.00 
Outstanding at beginning of year
Exercise Price
(Options in thousands)
44.00 
Outstanding at beginning of year
44.00 
Outstanding at beginning of year
39.48 
Granted
44.00 
Outstanding at beginning of year
39.48 
Granted
39.48 
Granted
(29.71)
Exercised
39.48 
Granted
(29.71)
Exercised
(29.71)
Exercised
(48.75)
Forfeited or expired
(29.71)
Exercised
(48.75)
Forfeited or expired
(48.75)
Forfeited or expired
44.03 
Outstanding at end of year
(48.75)
Forfeited or expired
44.03 
Outstanding at end of year
44.03 
Outstanding at end of year
43.02 
Exercisable at end of year
44.03 
Outstanding at end of year
43.02 
Exercisable at end of year
43.02 
Exercisable at end of year
43.02 
Exercisable at end of year
At January 2, 2021, our outstanding options had an aggregate intrinsic value of $65 million and a weighted-average remaining 
At January 2, 2021, our outstanding options had an aggregate intrinsic value of $65 million and a weighted-average remaining 
At January 2, 2021, our outstanding options had an aggregate intrinsic value of $65 million and a weighted-average remaining 
contractual life of  5.8  years.  Our  exercisable options  had  an  aggregate intrinsic value of  $48  million  and  a weighted-average
At January 2, 2021, our outstanding options had an aggregate intrinsic value of $65 million and a weighted-average remaining 
contractual  life  of  5.8  years.    Our  exercisable  options  had  an  aggregate  intrinsic  value  of  $48  million  and  a  weighted-average 
contractual life of  5.8  years.  Our  exercisable options  had  an  aggregate intrinsic value of  $48  million  and  a weighted-average
remaining contractual life of 4.4 years at January 2, 2021.  The total intrinsic value of options exercised during 2020, 2019 and 
contractual life of  5.8  years.  Our  exercisable options  had  an  aggregate intrinsic value of  $48  million  and  a weighted-average
remaining contractual life of 4.4 years at January 2, 2021.  The total intrinsic value of options exercised during 2020, 2019 and 
remaining contractual life of 4.4 years at January 2, 2021.  The total intrinsic value of options exercised during 2020, 2019 and 
2018 was $10 million, $22 million and $62 million, respectively.
remaining contractual life of 4.4 years at January 2, 2021.  The total intrinsic value of options exercised during 2020, 2019 and 
2018 was $10 million, $22 million and $62 million, respectively.
2018 was $10 million, $22 million and $62 million, respectively.
2018 was $10 million, $22 million and $62 million, respectively.
Restricted Stock Units
Restricted Stock Units
Restricted Stock Units
We  issue  restricted stock units that  include  the  right  to receive  dividend equivalents and are  settled in both cash and stock.
Restricted Stock Units
We  issue  restricted  stock  units  that  include  the  right  to  receive  dividend  equivalents  and  are  settled  in  both  cash  and  stock. 
We  issue  restricted stock units that  include  the  right  to receive  dividend equivalents and are  settled in both cash and stock.
Beginning in 2020, new grants of restricted stock units will vest in full on the third anniversary of the grant date.  Restricted stock 
We  issue  restricted stock units that  include  the  right  to receive  dividend equivalents and are  settled in both cash and stock.
Beginning in 2020, new grants of restricted stock units will vest in full on the third anniversary of the grant date.  Restricted stock 
Beginning in 2020, new grants of restricted stock units will vest in full on the third anniversary of the grant date.  Restricted stock 
units granted prior to 2020 vest one-third each in the third, fourth and fifth year following the year of the grant. The fair value of 
Beginning in 2020, new grants of restricted stock units will vest in full on the third anniversary of the grant date.  Restricted stock 
units granted prior to 2020 vest one-third each in the third, fourth and fifth year following the year of the grant. The fair value of 
units granted prior to 2020 vest one-third each in the third, fourth and fifth year following the year of the grant. The fair value of 
these units is based on the trading price of our common stock. For units payable in stock, we use the trading price on the grant
units granted prior to 2020 vest one-third each in the third, fourth and fifth year following the year of the grant. The fair value of 
these units is based on the trading price of our common stock. For units payable in stock, we use the trading price on the grant 
these units is based on the trading price of our common stock. For units payable in stock, we use the trading price on the grant
date, while units payable in cash are remeasured using the price at each reporting period date.  
these units is based on the trading price of our common stock. For units payable in stock, we use the trading price on the grant
date, while units payable in cash are remeasured using the price at each reporting period date.  
date, while units payable in cash are remeasured using the price at each reporting period date.  
date, while units payable in cash are remeasured using the price at each reporting period date.  
The 2020 activity for restricted stock units is provided below:
The 2020 activity for restricted stock units is provided below:
The 2020 activity for restricted stock units is provided below:
The 2020 activity for restricted stock units is provided below:

Units Payable in Stock
Units Payable in Stock
Units Payable in Stock
Units Payable in Stock
Number of
Number of
Number of
Shares
Number of
Shares
Shares
543  $ 
Shares
543  $ 
543  $ 
179 
543  $ 
179 
179 
(139)
179 
(139)
(139)
— 
(139)
— 
— 
583  $ 
— 
583  $ 
583  $ 
583  $ 

Weighted-
Weighted-
Weighted-
Average Grant
Weighted-
Average Grant
Average Grant
Date Fair Value
Average Grant
Date Fair Value
Date Fair Value
49.44 
Date Fair Value
49.44 
49.44 
37.93 
49.44 
37.93 
37.93 
(42.34)
37.93 
(42.34)
(42.34)
— 
(42.34)
— 
— 
47.60 
— 
47.60 
47.60 
47.60 

Units Payable in Cash
Units Payable in Cash
Units Payable in Cash
Units Payable in Cash

Number of
Number of
Number of
Units
Number of
Units
Units
1,104  $ 
Units
1,104  $ 
1,104  $ 
360 
1,104  $ 
360 
360 
(276)
360 
(276)
(276)
(43)
(276)
(43)
(43)
1,145  $ 
(43)
1,145  $ 
1,145  $ 
1,145  $ 

Weighted-
Weighted-
Weighted-
Average Grant
Weighted-
Average Grant
Average Grant
Date Fair Value
Average Grant
Date Fair Value
Date Fair Value
49.61 
Date Fair Value
49.61 
49.61 
40.57 
49.61 
40.57 
40.57 
(42.34)
40.57 
(42.34)
(42.34)
(49.29)
(42.34)
(49.29)
(49.29)
48.53 
(49.29)
48.53 
48.53 
48.53 

(Shares/Units in thousands)
(Shares/Units in thousands)
(Shares/Units in thousands)
Outstanding at beginning of year, nonvested
(Shares/Units in thousands)
Outstanding at beginning of year, nonvested
Outstanding at beginning of year, nonvested
Granted
Outstanding at beginning of year, nonvested
Granted
Granted
Vested
Granted
Vested
Vested
Forfeited
Vested
Forfeited
Forfeited
Outstanding at end of year, nonvested
Forfeited
Outstanding at end of year, nonvested
Outstanding at end of year, nonvested
Outstanding at end of year, nonvested
The fair value of the restricted stock unit awards that vested and/or amounts paid under these awards is as follows:
The fair value of the restricted stock unit awards that vested and/or amounts paid under these awards is as follows:
The fair value of the restricted stock unit awards that vested and/or amounts paid under these awards is as follows:
The fair value of the restricted stock unit awards that vested and/or amounts paid under these awards is as follows:
(In millions)
(In millions)
(In millions)
Fair value of awards vested
(In millions)
Fair value of awards vested
Fair value of awards vested
Cash paid
Fair value of awards vested
Cash paid
Cash paid
Cash paid
Performance Share Units
Performance Share Units
Performance Share Units
The fair value of share-based compensation awards accounted for as liabilities includes performance share units, which are paid in 
Performance Share Units
The fair value of share-based compensation awards accounted for as liabilities includes performance share units, which are paid in 
The fair value of share-based compensation awards accounted for as liabilities includes performance share units, which are paid in 
cash in the first quarter of the year following vesting.  Beginning with grants made in 2020, performance share units are subject to 
The fair value of share-based compensation awards accounted for as liabilities includes performance share units, which are paid in 
cash in the first quarter of the year following vesting.  Beginning with grants made in 2020, performance share units are subject to 
cash in the first quarter of the year following vesting.  Beginning with grants made in 2020, performance share units are subject to 
performance goals set at the beginning of the three-year performance period.  Performance share units granted prior to 2020 are
cash in the first quarter of the year following vesting.  Beginning with grants made in 2020, performance share units are subject to 
performance goals set at the beginning of the three-year performance period.  Performance share units granted prior to 2020 are
performance goals set at the beginning of the three-year performance period.  Performance share units granted prior to 2020 are 
subject to performance goals set for each year of the three-year performance period. Performance share units vest at the end of 
performance goals set at the beginning of the three-year performance period.  Performance share units granted prior to 2020 are
subject to performance goals set for each year of the three-year performance period. Performance share units vest at the end of 
subject to performance goals set for each year of the three-year performance period. Performance share units vest at the end of 
the three-year  performance period.  The fair  value of  these units  is  based  on  the trading  price of  our  common  stock  and  is 
subject to performance goals set for each year of the three-year performance period. Performance share units vest at the end of 
the three-year  performance period.  The fair  value of  these units  is  based  on  the trading  price of  our  common  stock  and  is 
the  three-year  performance  period.  The  fair  value  of  these  units  is  based  on  the  trading  price  of  our  common  stock  and  is 
remeasured at each reporting period date.
the three-year  performance period.  The fair  value of  these units  is  based  on  the trading  price of  our  common  stock  and  is 
remeasured at each reporting period date.
remeasured at each reporting period date.
remeasured at each reporting period date.
The 2020 activity for our performance share units is as follows:
The 2020 activity for our performance share units is as follows:
The 2020 activity for our performance share units is as follows:
The 2020 activity for our performance share units is as follows:

2020
2020
2020
17  $ 
2020
17  $ 
17  $ 
11 
17  $ 
11 
11 
11 

2019
2019
2019
23  $ 
2019
23  $ 
23  $ 
16 
23  $ 
16 
16 
16 

2018
2018
2018
25 
2018
25 
25 
18 
25 
18 
18 
18 

$ 
$ 
$ 
$ 

(Units in thousands)
(Units in thousands)
(Units in thousands)
Outstanding at beginning of year, nonvested
(Units in thousands)
Outstanding at beginning of year, nonvested
Outstanding at beginning of year, nonvested
Granted
Outstanding at beginning of year, nonvested
Granted
Granted
Vested
Granted
Vested
Vested
Outstanding at end of year, nonvested
Vested
Outstanding at end of year, nonvested
Outstanding at end of year, nonvested
Outstanding at end of year, nonvested
60      Textron 2020 Annual Report

Number of
Number of
Number of
Units
Number of
Units
Units
411  $ 
Units
411  $ 
411  $ 
276 
411  $ 
276 
276 
(173)
276 
(173)
(173)
514  $ 
(173)
514  $ 
514  $ 
514  $ 

Weighted-
Weighted-
Weighted-
Average Grant
Weighted-
Average Grant
Average Grant
Date Fair Value
Average Grant
Date Fair Value
Date Fair Value
56.03 
Date Fair Value
56.03 
56.03 
40.60 
56.03 
40.60 
40.60 
(58.24)
40.60 
(58.24)
(58.24)
47.02 
(58.24)
47.02 
47.02 
47.02 
60
60
60
60

The fair value of the performance share units that vested and/or amounts paid under these awards is as follows:

(In millions)
Fair value of awards vested
Cash paid

$ 

2020

8  $ 
7 

2019

9  $ 
10 

2018
12 
11 

Note 16. Retirement Plans
We  provide  defined-contribution  benefits  to  eligible  employees,  as  well  as  some  remaining  defined-benefit  pension  and  other 
post-retirement benefits covering certain of our U.S. and Non-U.S. employees. Substantially all of our employees are covered by 
defined  contribution  plans.    The  largest  of  these  plans,  the  Textron  Savings  Plan,  is  a  qualified  401(k)  plan  subject  to  the 
Employee Retirement Income Security Act of 1974 (ERISA).  Our defined contribution plans cost $128 million, $130 million and 
$125 million in 2020, 2019 and 2018, respectively.  We also provide postretirement benefits other than pensions for certain retired 
employees in the U.S. that include healthcare, dental care, Medicare Part B reimbursement and life insurance.

A portion of our U.S. employees participate in the legacy defined benefit pension plans which were closed to new participants 
beginning on January 1, 2010.  These plans; the Textron Master Retirement Plan, the Bell Helicopter Textron Master Retirement 
Plan,  and  the  CWC  Castings  Division  of  Textron  Inc.  Hourly-Rated  Employees'  Pension  Plan,  are  subject  to  the  provisions  of 
ERISA  and  provide  a  minimum  guaranteed  benefit  to  participants.  The  primary  factors  affecting  the  benefits  earned  by 
participants  in  our  pension  plans  are  employees’  years  of  service  and  compensation  levels.  Employees  hired  subsequent  to  the 
closure of these plans receive an additional annual cash contribution to their Textron Savings Plan account based on their eligible 
compensation of up to 4%.

Periodic Benefit Cost (Credit)
The components of net periodic benefit cost (credit) and other amounts recognized in other comprehensive income (loss) (OCI) 
are as follows:

$ 

(In millions)
Net periodic benefit cost (credit)
Service cost
Interest cost
Expected return on plan assets
Amortization of prior service cost (credit)
Amortization of net actuarial loss (gain)
Net periodic benefit cost (credit)*
Other changes in plan assets and benefit obligations 
recognized in OCI
Current year actuarial loss (gain)
Current year prior service cost
Amortization of net actuarial gain (loss)
Amortization of prior service credit (cost)
Business disposition
$ 
Total recognized in OCI, before taxes
Total recognized in net periodic benefit cost (credit) and OCI $ 

$ 

$ 

Pension Benefits

Postretirement Benefits
Other than Pensions

2020

2019

2018

2020

2019

2018

106  $ 
293 
(574)
11 
185 
21  $ 

146  $ 
8 
(185)
(11)
— 
(42) $
(21) $

91  $ 
326 
(556)
14 
101 
(24) $

207  $ 
— 
(101)
(14)
— 
92  $ 
68  $ 

104  $ 
306 
(553)
15 
153 
25  $ 

270  $ 
20 
(153)
(15)
(7)
115  $ 
140  $ 

2  $ 
8 
—
(5)
(1)
4  $ 

(2) $
—
1
5
—
4  $ 
8  $ 

3  $ 
10 
— 
(6)
(2)
5  $ 

11  $ 
— 
2 
6 
— 
19  $ 
24  $ 

3 
10 
— 
(6)
(1)
6 

(22) 
— 
1 
6 
— 
(15) 
(9) 

* Excludes  the  cost  associated  with  the  defined  contribution  component,  included  in  certain  of  our  U.S.-based  defined  benefit  pension  plans,  that  totaled  $11
million in 2020 and $13 million for both  2019 and 2018.

Textron 2020 Annual Report      61

61

Obligations and Funded Status
All of our plans are measured as of our fiscal year-end.  The changes in the projected benefit obligation and in the fair value of 
plan assets, along with our funded status, are as follows:

(In millions)
Change in projected benefit obligation
Projected benefit obligation at beginning of year
Service cost
Interest cost
Plan participants’ contributions
Actuarial losses (gains)
Benefits paid
Plan amendment
Foreign exchange rate changes and other
Projected benefit obligation at end of year
Change in fair value of plan assets
Fair value of plan assets at beginning of year
Actual return on plan assets
Employer contributions
Benefits paid
Foreign exchange rate changes and other
Fair value of plan assets at end of year
Funded status at end of year

Pension Benefits

Postretirement Benefits
Other than Pensions

January 2, 
2021

January 4, 
2020

January 2, 
2021

January 4, 
2020

$ 

$ 

$ 

$ 
$ 

8,938  $ 
106 
293 
— 
888 
(429)
8 
29 
9,833  $ 

8,129  $ 
1,312 
37 
(429)
31 
9,080  $ 
(753) $

7,901  $ 
91 
326 
— 
1,001 
(421)
— 
40 
8,938  $ 

7,122 
1,350 
38 
(421)
40 
8,129 
(809) $

246  $ 
2 
8 
5 
(2)
(29)
— 
— 
230  $ 

250 
3 
10 
5 
11
(33)
— 
— 
246 

(230) $

(246) 

Actuarial losses (gains) reflected in the table above for both 2020 and 2019 were largely the result of changes in the discount rate 
utilized.

Amounts recognized in our balance sheets are as follows:

(In millions)
Non-current assets
Current liabilities
Non-current liabilities
Recognized in Accumulated other comprehensive loss, pre-tax:

Net loss (gain)
Prior service cost (credit)

Pension Benefits

Postretirement Benefits
Other than Pensions

$ 

January 2, 
2021
216  $ 
(28)
(941)

January 4, 
2020
152  $ 
(27)
(934)

January 2, 
2021
—  $ 
(23)
(207)

January 4, 
2020
— 
(26)
(220)

2,238 
52 

2,271
55 

(23)
(15)

(21)
(20)

The accumulated benefit obligation for all defined benefit pension plans was $9.3 billion and $8.5 billion at January 2, 2021 and 
January 4, 2020, respectively, which included $440 million and $404 million, respectively, in accumulated benefit obligations for 
unfunded plans where funding is not permitted or in foreign environments where funding is not feasible.

Pension plans with accumulated benefit obligation exceeding the fair value of plan assets are as follows:

(In millions)
Accumulated benefit obligation
Fair value of plan assets

62      Textron 2020 Annual Report

January 2, 
2021
789  $ 
282 

January 4, 
2020
8,050 
7,500 

$ 

62

Pension plans with projected benefit obligation exceeding the fair value of plan assets are as follows:
Pension plans with projected benefit obligation exceeding the fair value of plan assets are as follows:
Pension plans with projected benefit obligation exceeding the fair value of plan assets are as follows:
Pension plans with projected benefit obligation exceeding the fair value of plan assets are as follows:

(In millions)
(In millions)
(In millions)
(In millions)
Projected benefit obligation
Projected benefit obligation
Projected benefit obligation
Projected benefit obligation
Fair value of plan assets
Fair value of plan assets
Fair value of plan assets
Fair value of plan assets

January 2, 
January 2, 
January 2, 
January 2, 
2021
2021
2021
2021
9,333  $ 
9,333  $ 
9,333  $ 
9,333  $ 
8,363 
8,363 
8,363 
8,363 

January 4, 
January 4, 
January 4, 
January 4, 
2020
2020
2020
2020
8,462 
8,462 
8,462 
8,462 
7,500 
7,500 
7,500 
7,500 

$ 
$ 
$ 
$ 

Assumptions
Assumptions
Assumptions
Assumptions
The weighted-average assumptions we use for our pension and postretirement plans are as follows:
The weighted-average assumptions we use for our pension and postretirement plans are as follows:
The weighted-average assumptions we use for our pension and postretirement plans are as follows:
The weighted-average assumptions we use for our pension and postretirement plans are as follows:

Net periodic benefit cost
Net periodic benefit cost
Net periodic benefit cost
Net periodic benefit cost
Discount rate
Discount rate
Discount rate
Discount rate
Expected long-term rate of return on assets
Expected long-term rate of return on assets
Expected long-term rate of return on assets
Expected long-term rate of return on assets
Rate of compensation increase
Rate of compensation increase
Rate of compensation increase
Rate of compensation increase
Benefit obligations at year-end
Benefit obligations at year-end
Benefit obligations at year-end
Benefit obligations at year-end
Discount rate
Discount rate
Discount rate
Discount rate
Rate of compensation increase
Rate of compensation increase
Rate of compensation increase
Rate of compensation increase
Interest crediting rate for cash balance plans
Interest crediting rate for cash balance plans
Interest crediting rate for cash balance plans
Interest crediting rate for cash balance plans

Pension Benefits
Pension Benefits
Pension Benefits
Pension Benefits

2019
2019
2019
2019

 4.24 %
 4.24 %
 4.24 %
 4.24 %
 7.55 %
 7.55 %
 7.55 %
 7.55 %
 3.50 %
 3.50 %
 3.50 %
 3.50 %

 3.36 %
 3.36 %
 3.36 %
 3.36 %
 3.50 %
 3.50 %
 3.50 %
 3.50 %
 5.25 %
 5.25 %
 5.25 %
 5.25 %

2018
2018
2018
2018

 3.67 %
 3.67 %
 3.67 %
 3.67 %
 7.58 %
 7.58 %
 7.58 %
 7.58 %
 3.50 %
 3.50 %
 3.50 %
 3.50 %

 4.24 %
 4.24 %
 4.24 %
 4.24 %
 3.50 %
 3.50 %
 3.50 %
 3.50 %
 5.25 %
 5.25 %
 5.25 %
 5.25 %

2020
2020
2020
2020

 3.36 %
 3.36 %
 3.36 %
 3.36 %
 7.55 %
 7.55 %
 7.55 %
 7.55 %
 3.50 %
 3.50 %
 3.50 %
 3.50 %

 2.62 %
 2.62 %
 2.62 %
 2.62 %
 3.50 %
 3.50 %
 3.50 %
 3.50 %
 5.25 %
 5.25 %
 5.25 %
 5.25 %

Postretirement Benefits
Postretirement Benefits
Postretirement Benefits
Postretirement Benefits
Other than Pensions
Other than Pensions
Other than Pensions
Other than Pensions

2020
2020
2020
2020

2019
2019
2019
2019

2018
2018
2018
2018

 3.20 %
 3.20 %
 3.20 %
 3.20 %

 4.25 %
 4.25 %
 4.25 %
 4.25 %

 3.50 %
 3.50 %
 3.50 %
 3.50 %

 2.35 %
 2.35 %
 2.35 %
 2.35 %

 3.20 %
 3.20 %
 3.20 %
 3.20 %

 4.25 %
 4.25 %
 4.25 %
 4.25 %

For  2021,  the  long-term  rate  of  return  on  assets  for  our  domestic  plans  will  be  reduced  from  7.75%  to  7.25%,  principally 
For  2021,  the  long-term  rate  of  return  on  assets  for  our  domestic  plans  will  be  reduced  from  7.75%  to  7.25%,  principally 
For  2021,  the  long-term  rate  of  return  on  assets  for  our  domestic  plans  will  be  reduced  from  7.75%  to  7.25%,  principally 
For  2021,  the  long-term  rate  of  return  on  assets  for  our  domestic  plans  will  be  reduced  from  7.75%  to  7.25%,  principally 
reflecting the impact of current expectations of long-term market conditions on certain investment returns.  As discussed in Note 
reflecting the impact of current expectations of long-term market conditions on certain investment returns.  As discussed in Note 
reflecting the impact of current expectations of long-term market conditions on certain investment returns.  As discussed in Note 
reflecting the impact of current expectations of long-term market conditions on certain investment returns.  As discussed in Note 
1, actuarial gains and losses are amortized into net periodic pension cost based on either the remaining service period of the active 
1, actuarial gains and losses are amortized into net periodic pension cost based on either the remaining service period of the active 
1, actuarial gains and losses are amortized into net periodic pension cost based on either the remaining service period of the active 
1, actuarial gains and losses are amortized into net periodic pension cost based on either the remaining service period of the active 
participants or the remaining life expectancy of the inactive participants. As of January 2, 2021, almost all of the participants for 
participants or the remaining life expectancy of the inactive participants. As of January 2, 2021, almost all of the participants for 
participants or the remaining life expectancy of the inactive participants. As of January 2, 2021, almost all of the participants for 
participants or the remaining life expectancy of the inactive participants. As of January 2, 2021, almost all of the participants for 
our largest domestic plan, the TMRP, were considered inactive largely due to actions taken in prior years to close the plan to new 
our largest domestic plan, the TMRP, were considered inactive largely due to actions taken in prior years to close the plan to new 
our largest domestic plan, the TMRP, were considered inactive largely due to actions taken in prior years to close the plan to new 
our largest domestic plan, the TMRP, were considered inactive largely due to actions taken in prior years to close the plan to new 
entrants.  Accordingly,  the  amortization  period  for  this  plan  will  change  to  the  average  remaining  life  expectancy  of  the 
entrants.  Accordingly,  the  amortization  period  for  this  plan  will  change  to  the  average  remaining  life  expectancy  of  the 
entrants.  Accordingly,  the  amortization  period  for  this  plan  will  change  to  the  average  remaining  life  expectancy  of  the 
entrants.  Accordingly,  the  amortization  period  for  this  plan  will  change  to  the  average  remaining  life  expectancy  of  the 
participant; this change from 7 years to 20 years will reduce 2021 pension cost by approximately $85 million.  
participant; this change from 7 years to 20 years will reduce 2021 pension cost by approximately $85 million.  
participant; this change from 7 years to 20 years will reduce 2021 pension cost by approximately $85 million.  
participant; this change from 7 years to 20 years will reduce 2021 pension cost by approximately $85 million.  

Our assumed healthcare cost trend rate for both the medical and prescription drug cost was 7.00% in both 2020 and 2019. We 
Our assumed healthcare cost trend rate for both the medical and prescription drug cost was 7.00% in both 2020 and 2019. We 
Our assumed healthcare cost trend rate for both the medical and prescription drug cost was 7.00% in both 2020 and 2019. We 
Our assumed healthcare cost trend rate for both the medical and prescription drug cost was 7.00% in both 2020 and 2019. We 
expect this rate to gradually decline to 5% by 2024 where we assume it will remain.  
expect this rate to gradually decline to 5% by 2024 where we assume it will remain.  
expect this rate to gradually decline to 5% by 2024 where we assume it will remain.  
expect this rate to gradually decline to 5% by 2024 where we assume it will remain.  

Pension Assets
Pension Assets
Pension Assets
Pension Assets
The expected long-term rate of return on plan assets is determined based on a variety of considerations, including the established 
The expected long-term rate of return on plan assets is determined based on a variety of considerations, including the established 
The expected long-term rate of return on plan assets is determined based on a variety of considerations, including the established 
The expected long-term rate of return on plan assets is determined based on a variety of considerations, including the established 
asset  allocation  targets  and  expectations  for  those  asset  classes,  historical  returns  of  the  plans’  assets  and  other  market 
asset  allocation  targets  and  expectations  for  those  asset  classes,  historical  returns  of  the  plans’  assets  and  other  market 
asset  allocation  targets  and  expectations  for  those  asset  classes,  historical  returns  of  the  plans’  assets  and  other  market 
asset  allocation  targets  and  expectations  for  those  asset  classes,  historical  returns  of  the  plans’  assets  and  other  market 
considerations. We invest our pension assets with the objective of achieving a total rate of return over the long term that will be 
considerations. We invest our pension assets with the objective of achieving a total rate of return over the long term that will be 
considerations. We invest our pension assets with the objective of achieving a total rate of return over the long term that will be 
considerations. We invest our pension assets with the objective of achieving a total rate of return over the long term that will be 
sufficient  to  fund  future  pension  obligations  and  to  minimize  future  pension  contributions.  We  are  willing  to  tolerate  a 
sufficient  to  fund  future  pension  obligations  and  to  minimize  future  pension  contributions.  We  are  willing  to  tolerate  a 
sufficient  to  fund  future  pension  obligations  and  to  minimize  future  pension  contributions.  We  are  willing  to  tolerate  a 
sufficient  to  fund  future  pension  obligations  and  to  minimize  future  pension  contributions.  We  are  willing  to  tolerate  a 
commensurate  level  of  risk  to  achieve  this  objective  based  on  the  funded  status  of  the  plans  and  the  long-term  nature  of  our 
commensurate  level  of  risk  to  achieve  this  objective  based  on  the  funded  status  of  the  plans  and  the  long-term  nature  of  our 
commensurate  level  of  risk  to  achieve  this  objective  based  on  the  funded  status  of  the  plans  and  the  long-term  nature  of  our 
commensurate  level  of  risk  to  achieve  this  objective  based  on  the  funded  status  of  the  plans  and  the  long-term  nature  of  our 
pension  liability.  Risk  is  controlled  by  maintaining  a  portfolio  of  assets  that  is  diversified  across  a  variety  of  asset  classes, 
pension  liability.  Risk  is  controlled  by  maintaining  a  portfolio  of  assets  that  is  diversified  across  a  variety  of  asset  classes, 
pension  liability.  Risk  is  controlled  by  maintaining  a  portfolio  of  assets  that  is  diversified  across  a  variety  of  asset  classes, 
pension  liability.  Risk  is  controlled  by  maintaining  a  portfolio  of  assets  that  is  diversified  across  a  variety  of  asset  classes, 
investment styles and investment managers. Where possible, investment managers are prohibited from owning our securities in 
investment styles and investment managers. Where possible, investment managers are prohibited from owning our securities in 
investment styles and investment managers. Where possible, investment managers are prohibited from owning our securities in 
investment styles and investment managers. Where possible, investment managers are prohibited from owning our securities in 
the portfolios that they manage on our behalf.
the portfolios that they manage on our behalf.
the portfolios that they manage on our behalf.
the portfolios that they manage on our behalf.

For U.S. plan assets, which represent the majority of our plan assets, asset allocation target ranges are established consistent with 
For U.S. plan assets, which represent the majority of our plan assets, asset allocation target ranges are established consistent with 
For U.S. plan assets, which represent the majority of our plan assets, asset allocation target ranges are established consistent with 
For U.S. plan assets, which represent the majority of our plan assets, asset allocation target ranges are established consistent with 
our investment objectives, and the assets are rebalanced periodically.  For Non-U.S. plan assets, allocations are based on expected 
our investment objectives, and the assets are rebalanced periodically.  For Non-U.S. plan assets, allocations are based on expected 
our investment objectives, and the assets are rebalanced periodically.  For Non-U.S. plan assets, allocations are based on expected 
our investment objectives, and the assets are rebalanced periodically.  For Non-U.S. plan assets, allocations are based on expected 
cash flow needs and assessments of the local practices and markets.  Our target allocation ranges are as follows:
cash flow needs and assessments of the local practices and markets.  Our target allocation ranges are as follows:
cash flow needs and assessments of the local practices and markets.  Our target allocation ranges are as follows:
cash flow needs and assessments of the local practices and markets.  Our target allocation ranges are as follows:

U.S. Plan Assets
U.S. Plan Assets
U.S. Plan Assets
U.S. Plan Assets

Domestic equity securities
Domestic equity securities
Domestic equity securities
Domestic equity securities
International equity securities
International equity securities
International equity securities
International equity securities
Global equities
Global equities
Global equities
Global equities
Debt securities
Debt securities
Debt securities
Debt securities
Real estate
Real estate
Real estate
Real estate
Private investment partnerships
Private investment partnerships
Private investment partnerships
Private investment partnerships

Non-U.S. Plan Assets
Non-U.S. Plan Assets
Non-U.S. Plan Assets
Non-U.S. Plan Assets

Equity securities
Equity securities
Equity securities
Equity securities
Debt securities
Debt securities
Debt securities
Debt securities
Real estate
Real estate
Real estate
Real estate

 17%  to 33%
 17%  to 33%
 17%  to 33%
 17%  to 33%
 8%  to 19%
 8%  to 19%
 8%  to 19%
 8%  to 19%
 5%  to 17%
 5%  to 17%
 5%  to 17%
 5%  to 17%
 27%  to 38%
 27%  to 38%
 27%  to 38%
 27%  to 38%
 7%  to 13%
 7%  to 13%
 7%  to 13%
 7%  to 13%
 5%  to 11%
 5%  to 11%
 5%  to 11%
 5%  to 11%

 55%  to 75%
 55%  to 75%
 55%  to 75%
 55%  to 75%
 25%  to 45%
 25%  to 45%
 25%  to 45%
 25%  to 45%
 0%  to 13%
 0%  to 13%
 0%  to 13%
 0%  to 13%

Textron 2020 Annual Report      63
63
63
63
63

The fair value of our pension plan assets by major category and valuation method is as follows:

January 2, 2021

January 4, 2020

(In millions)
Cash and equivalents
Equity securities:
Domestic
International
Mutual funds
Debt securities:

National, state and local governments
Corporate debt
Asset-backed securities
Private investment partnerships
Real estate
Total

Level 1

$ 

49  $ 

Level 2

Level 3
3  $  —  $ 

Level 1

Level 2

Level 3

132  $ 

18  $ 

12  $  —  $ 

Not
Subject to
Leveling

Not
Subject to
Leveling
174 

1,591 
1,221 
195 

482 
69 
— 
— 
— 

— 
— 
— 

306 
1,134 
— 
— 
— 

$  3,607  $  1,443  $ 

— 
— 
— 

1,241 
735 
— 

1,257 
929 
176 

— 
— 
— 

— 
— 
— 

1,160 
780 
— 

— 
— 
— 
— 
458 
458  $  3,572  $  2,808  $  1,382  $ 

308 
1,062 
— 
— 
— 

95 
236 
— 
819 
314 

414 
14 
— 
— 
— 

56 
— 
240 
— 
18 
— 
745 
— 
473 
293 
473  $  3,466 

Cash and equivalents, equity securities and debt securities include comingled funds, which represent investments in funds offered 
to institutional investors that are similar to mutual funds in that they provide diversification by holding various equity and debt 
securities.  Since these comingled funds are not quoted on any active market, they are priced based on the relative value of the 
underlying equity and debt investments and their individual prices at any given time; these funds are not subject to leveling within 
the fair value hierarchy. Debt securities are valued based on same day actual trading prices, if available.  If such prices are not 
available, we use a matrix pricing model with historical prices, trends and other factors.

Private investment partnerships represents interests in funds which invest in equity, debt and other financial assets.  These funds 
are  generally  not  publicly  traded  so  the  interests  therein  are  valued  using  income  and  market  methods  that  include  cash  flow 
projections  and  market  multiples  for  various  comparable  investments.    Real  estate  includes  owned  properties  and  limited 
partnership  interests  in  real  estate  partnerships.    Owned  properties  are  valued  using  certified  appraisals  at  least  every  three 
years that are updated at least annually by the real estate investment manager based on current market trends and other available 
information.  These  appraisals  generally  use  the  standard  methods  for  valuing  real  estate,  including  forecasting  income  and 
identifying  current  transactions  for  comparable  real  estate  to  arrive  at  a  fair  value.    Limited  partnership  interests  in  real  estate 
partnerships are valued similarly to private investment partnerships, with the general partner using standard real estate valuation 
methods to value the real estate properties and securities held within their portfolios.  Neither private investment nor real estate 
partnerships are subject to leveling within the fair value hierarchy.

The table below presents a reconciliation of the fair value measurements for owned real estate properties, which use significant 
unobservable inputs (Level 3):

(In millions)
Balance at beginning of year
Unrealized gains (losses), net
Realized gains, net
Purchases, sales and settlements, net
Balance at end of year

$ 

$ 

2020
473  $ 
(18) 
6 
(3) 
458  $ 

2019
460 
7 
5 
1 
473 

64      Textron 2020 Annual Report

64

Estimated Future Cash Flow Impact
Defined benefits under salaried plans are based on salary and years of service.  Hourly plans generally provide benefits based on 
stated  amounts  for  each  year  of  service.    Our  funding  policy  is  consistent  with  applicable  laws  and  regulations.    In  2021,  we 
expect  to  contribute  approximately  $51  million  to  our  pension  plans.  Benefit  payments  provided  below  reflect  expected  future 
employee  service,  as  appropriate,  and  are  expected  to  be  paid,  net  of  estimated  participant  contributions.  These  payments  are 
based  on  the  same  assumptions  used  to  measure  our  benefit  obligation  at  the  end  of  2020.  While  pension  benefit  payments 
primarily will be paid out of qualified pension trusts, we will pay postretirement benefits other than pensions out of our general 
corporate assets. Benefit payments that we expect to pay on an undiscounted basis are as follows:

(In millions)
Pension benefits
Postretirement benefits other than pensions

$ 

2021
434  $ 
24 

2022
441  $ 
23 

2023
450  $ 
22 

2024
459  $ 
20 

2025
470  $ 
19 

2026-2030
2,460 
77 

Note 17. Special Charges

Special charges recorded by segment and type of cost are as follows:

(In millions)

2020
Textron Aviation
Industrial
Textron Systems
Corporate
Total special charges
2019
Industrial
Textron Aviation
Corporate
Total special charges
2018
Industrial
Total special charges

Severance
Costs

Contract
Terminations
and Other

Asset
Impairments

Total 
Restructuring 
Charges

Other 
Charges

$ 

$ 

$ 

$ 

$ 
$ 

31  $ 
27 
11 
4 
73  $ 

21  $ 
25 
— 
46  $ 

8  $ 
8  $ 

—  $ 
1 
12 
— 
13  $ 

11  $ 
— 
— 
11  $ 

18  $ 
18  $ 

2  $ 
6 
14 
— 
22  $ 

6  $ 
4 
— 
10  $ 

47  $ 
47  $ 

33  $ 
34 
37 
4 
108  $ 

38  $ 
29 
— 
67  $ 

73  $ 
73  $ 

32  $ 
7 
— 
— 
39  $ 

—  $ 
— 
5 
5  $ 

—  $ 
—  $ 

Total

65 
41 
37 
4 
147 

38 
29 
5 
72 

73 
73 

2020 COVID-19 Restructuring Plan
In  the  second  quarter  of  2020,  we  initiated  a  restructuring  plan  to  reduce  operating  expenses  through  headcount  reductions, 
facility  consolidations  and  other  actions  in  response  to  the  economic  challenges  and  uncertainty  resulting  from  the  COVID-19 
pandemic. As a result of ongoing evaluations, this plan was expanded in the third quarter of 2020 to include additional headcount 
reductions and facility consolidations in the Industrial segment. The plan primarily impacts the TRU business within the Textron 
Systems segment, and the Industrial and Textron Aviation segments. At TRU, there has been a substantial decline in demand and 
order  cancellations  for  flight  simulators  in  light  of  the  expected  long-term  impact  of  the  pandemic  on  the  commercial  air 
transportation business. Accordingly, we ceased manufacturing at TRU’s facility in Montreal, Canada, resulting in a production 
suspension of its commercial air transport simulators, along with workforce reductions, contract terminations, facility closures and 
asset impairments. As a result of market conditions and the cessation of manufacturing at this facility, we incurred an inventory 
valuation  charge  of  $55  million  in  the  second  quarter  of  2020,  which  was  recorded  in  Cost  of  Sales,  to  write-down  TRU’s 
inventory to its net realizable value. In the fourth quarter of 2020, we reached a definitive agreement to sell TRU Simulation + 
Training Canada Inc. as described in Note 2. 

Through the end of 2020, we recorded pre-tax charges of $108 million since the inception of the plan.  In 2021, we expect to incur 
additional  contract  termination  costs  and  other  charges  in  the  range  of  $20  million  to  $30  million,  primarily  in  the  Industrial 
segment.  We  estimate  a  total  reduction  of  2,700  positions,  representing  8%  of  our  workforce,  and  expect  the  plan  to  be 
substantially completed in the first half of 2021. 

Textron 2020 Annual Report      65

65

2020 Other Charges
In  the  first  quarter  of  2020,  we  recognized  $39  million  of  intangible  asset  impairment  charges  at  the  Textron  Aviation  and 
Industrial  segments.  Due  to  the  impact  of  the  COVID-19  pandemic,  we  experienced  decreased  demand  for  our  products  and 
services as our customers delayed or ceased orders due to the environment of economic uncertainty. In light of these conditions, 
Textron  Aviation  had  temporarily  shut  down  most  aircraft  production,  including  the  King  Air  turboprop  and  Beechcraft  piston 
product  lines,  and  had  instituted  employee  furloughs.  Based  on  these  events,  we  performed  an  interim  impairment  test  of  the 
indefinite-lived Beechcraft and King Air trade name intangible assets at April 4, 2020. Fair value of these assets was determined 
utilizing  the  relief  of  royalty  method  assuming  an  increase  in  the  discount  rate  based  on  market  data  to  9.7%  and  revised 
expectations  of  future  revenues  for  the  products  and  services  associated  with  the  tradenames.  This  analysis  resulted  in  an 
impairment charge of $32 million. At January 2, 2021, these intangible assets totaled $169 million.  In the Industrial segment, we 
fully impaired the Arctic Cat trade name intangible asset within the Specialized Vehicles product line and recorded a $7 million 
impairment charge.

Other Restructuring Plans
In 2019, we recorded $67 million of special charges in connection with a restructuring plan that was designed to reduce costs and 
improve overall operating efficiency through headcount reductions, facility consolidations and other actions in the Industrial and 
Textron  Aviation  segments.  In  the  Industrial  segment,  in  connection  with  the  strategic  review  of  our  Kautex  business,  cost 
reduction  and  other  measures  were  initiated  to  maximize  its  operating  margin,  and  we  took  further  cost  cutting  actions  in  our 
Textron  Specialized  Vehicles  businesses.  In  the  Textron  Aviation  segment,  we  conducted  a  review  of  our  ongoing  workforce 
requirements,  resulting  in  targeted  headcount  reductions  and  other  actions  to  realign  our  cost  structure.  Headcount  reductions 
totaling approximately 1,000 positions, which included business support and administrative functions within both segments, were 
completed  in  2020.  The  headcount  reductions  at  Textron  Aviation  were  primarily  related  to  engineering  positions,  reflecting 
completion of the Longitude certification activities and reduced requirements for ongoing development programs. 

In  2018,  we  recorded  $73  million  of  special  charges  in  connection  with  a  plan  to  restructure  the  Textron  Specialized  Vehicles 
businesses  within  our  Industrial  segment,  which  included  asset  impairment  charges  of  $47  million,  primarily  intangible  assets 
related  to  product  rationalization,  contract  termination  and  other  costs  of  $18  million  and  severance  costs  of  $8  million. 
Headcount reductions totaled approximately 400 positions, representing 10% of Textron Specialized Vehicles’ workforce.  

Restructuring Reserve
Our restructuring reserve activity is summarized below:

(In millions)
Balance at December 29, 2018
Provision for 2019 plan
Cash paid
Foreign currency translation
Balance at January 4, 2020
Provision for 2020 COVID-19 restructuring plan
Cash paid
Reclassifications*
Foreign currency translation
Balance at January 2, 2021

Severance
Costs

Contract
Terminations
and Other

$ 

$ 

$ 

8  $ 
46 
(8)
—   
46  $ 
73 
(77)
(1)
2 
43  $ 

32  $ 
11 
(23)
(1)
19  $ 
13 
(11)
(12)
— 
9  $ 

Total
40 
57 
(31) 
(1)
65 
86 
(88) 
(13) 
2 
52 

* Reclassifications include amounts classified as held for sale in connection with a business disposition described in Note 2. 

The  majority  of  the  remaining  cash  outlays  of  $52  million  is  expected  to  be  paid  in  the  first  half  of  2021.  Severance  costs 
generally are paid on a lump-sum basis and include outplacement costs, which are paid in accordance with normal payment terms. 

Note 18. Income Taxes

We conduct business globally and, as a result, file numerous consolidated and separate income tax returns within and outside the 
U.S.  For all of our U.S. subsidiaries, we file a consolidated federal income tax return.  Income before income taxes is as follows:

(In millions)
U.S.
Non-U.S.
Income before income taxes

66      Textron 2020 Annual Report

$ 

$ 

2020
202  $ 
80 
282  $ 

2019
668  $ 
274 
942  $ 

2018
557 
827 
1,384 

66

Income tax expense (benefit) is summarized as follows:
Income tax expense (benefit) is summarized as follows:

(In millions)
(In millions)
Current expense (benefit):
Current expense (benefit):

Federal
Federal
State
State
Non-U.S.
Non-U.S.

Deferred expense (benefit):
Deferred expense (benefit):

Federal
Federal
State
State
Non-U.S.
Non-U.S.

Income tax expense (benefit)
Income tax expense (benefit)

2020
2020

(1) $ 
(1) $
(76) 
(76)
57 
57 
(20) 
(20)

3 
3 
5 
5 
(15) 
(15)
(7) 
(7)
(27) $ 
(27) $

2019
2019

(48) $
(48) $
16
16
70
70
38 
38

112 
112 
(20)
(20)
(3)
(3)
89 
89 
127  $ 
127  $ 

2018
2018

3 
3 
9 
9 
101 
101 
113 
113 

60 
60 
(5)
(5)
(6)
(6)
49 
49 
162 
162 

$ 
$ 

$ 
$ 

The following table reconciles the federal statutory income tax rate to our effective income tax rate:
The following table reconciles the federal statutory income tax rate to our effective income tax rate:

U.S. Federal statutory income tax rate
U.S. Federal statutory income tax rate
Increase (decrease) resulting from:
Increase (decrease) resulting from:

State income tax audit settlement (net of federal impact)
State income tax audit settlement (net of federal impact)
Research and development tax credits (a)
Research and development tax credits (a)
Outside basis difference in assets held for sale
Outside basis difference in assets held for sale
State income taxes (net of federal impact)
State income taxes (net of federal impact)
Non-U.S. tax rate differential and foreign tax credits (b)
Non-U.S. tax rate differential and foreign tax credits (b)
U.S. tax reform enactment impact
U.S. tax reform enactment impact
U.S. amended returns tax rate differential
U.S. amended returns tax rate differential
Gain on business disposition, primarily in non-U.S. jurisdictions
Gain on business disposition, primarily in non-U.S. jurisdictions
Other, net
Other, net

Effective income tax rate
Effective income tax rate
(a)
(a)

2020
2020
21.0 %
 21.0 %

2019
2019
21.0 %
 21.0 %

2018
2018
21.0 %
 21.0 %

(18.6) 
 (18.6) 
(18.2) 
 (18.2) 
(2.7) 
 (2.7) 
(1.2) 
 (1.2) 
10.8 
 10.8 
 —
 — 
 —
 — 
 —
 — 
(0.7) 
 (0.7) 
(9.6) %
 (9.6) %

 —
 — 
(7.6) 
 (7.6) 
 —
 — 
0.3 
 0.3 
1.4 
 1.4 
 —
 — 
(1.2) 
 (1.2) 
 —
 — 
(0.4) 
 (0.4) 
13.5 %
 13.5 %

 —
 — 
(2.9) 
 (2.9) 
 —
 — 
(0.1) 
 (0.1) 
1.3 
 1.3 
(1.0) 
 (1.0) 
 —
 — 
(5.0) 
 (5.0) 
(1.6) 
 (1.6) 
11.7 %
 11.7 %

In 2020, the benefit of research and development tax credits as a percentage of pre-tax income was higher than prior periods primarily due to lower pre-tax 
income. In 2019, $61 million in benefits were recognized for additional tax credits related to prior years as a result of the completion of a research and 
In 2020, the benefit of research and development tax credits as a percentage of pre-tax income was higher than prior periods primarily due to lower pre-tax 
development tax analysis. 
income. In 2019, $61 million in benefits were recognized for additional tax credits related to prior years as a result of the completion of a research and 
development tax analysis. 
In 2020, the effective tax rate was unfavorably impacted by a $55 million inventory charge and special charges in a non-U.S. jurisdiction where tax benefits 
cannot be realized, along with a $10 million tax expense related to a decision to dividend cash back from select non-U.S. jurisdictions to the U.S., partially 
In 2020, the effective tax rate was unfavorably impacted by a $55 million inventory charge and special charges in a non-U.S. jurisdiction where tax benefits 
offset by a $14 million valuation allowance release.
cannot be realized, along with a $10 million tax expense related to a decision to dividend cash back from select non-U.S. jurisdictions to the U.S., partially 
offset by a $14 million valuation allowance release.

(b)
(b)

Unrecognized Tax Benefits
Unrecognized Tax Benefits
Our  unrecognized  tax  benefits  represent  tax  positions  for  which  reserves  have  been  established,  with  unrecognized    state  tax 
Our  unrecognized  tax  benefits  represent tax  positions  for  which  reserves  have been  established,  with  unrecognized  state tax 
benefits reflected net of applicable federal tax benefits. At the end of 2020, 2019 and 2018, if our unrecognized tax benefits were 
benefits reflected net of applicable federal tax benefits. At the end of 2020, 2019 and 2018, if our unrecognized tax benefits were
recognized  in  future  periods,  they  would  favorably  impact  our  effective  tax  rate.  A  reconciliation  of  these  unrecognized  tax 
recognized  in  future periods,  they  would  favorably  impact our  effective tax  rate.  A  reconciliation  of  these unrecognized  tax 
benefits is as follows:
benefits is as follows:

(In millions)
(In millions)
Balance at beginning of year
Balance at beginning of year
Additions for tax positions related to current year
Additions for tax positions related to current year
Additions for tax positions of prior years
Additions for tax positions of prior years
Reductions for settlements and expiration of statute of limitations
Reductions for settlements and expiration of statute of limitations
Reductions for tax positions of prior years
Reductions for tax positions of prior years
Balance at end of year
Balance at end of year

$ 
$ 

$ 
$ 

2020
2020
221  $ 
221  $ 
11 
11 
21 
21 
(69)
(69) 
(1)
(1) 
183  $ 
183  $ 

2019
2019
141  $ 
141  $ 
9 
9 
74 
74 
(1)
(1)
(2)
(2)
221  $ 
221  $ 

2018
2018
182 
182 
5 
5 
13 
13 
(22)
(22)
(37)
(37)
141 
141 

In 2020, certain tax positions related to state tax attributes were reduced by $68 million based on an audit settlement with respect 
In 2020, certain tax positions related to state tax attributes were reduced by $68 million based on an audit settlement with respect 
to  certain  state  income  tax  returns.  In  2019,  additional  tax  positions  primarily  reflect  the  completion  of  a  research  and 
to certain state  income  tax returns. In 2019, additional  tax positions primarily reflect  the  completion of a  research and
development  tax  credit  analysis  for  tax  credits  related  to  prior  years.  In  2018,  certain  tax  positions  related  to  research  and 
development tax  credit analysis  for  tax  credits  related  to  prior  years.  In  2018,  certain  tax  positions  related  to  research  and 
development tax credits were reduced by $25 million based on new information, including interactions with the tax authorities 
development tax credits were reduced by $25 million based on new information, including interactions with the tax authorities 
and recent audit settlements.
and recent audit settlements.

Textron 2020 Annual Report      67
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67

In  the  normal  course  of  business,  we  are  subject  to  examination  by  tax  authorities  throughout  the  world.  We  are  generally  no 
longer subject to U.S. federal tax examinations for years before 2014, state and local income tax examinations for years before 
2015, and non-U.S. income tax examinations for years before 2011.  In 2019, we filed U.S. federal amended returns for 2012 and 
2013 for additional research and development tax credits that are subject to examination.

Deferred Taxes
The significant components of our net deferred tax assets/(liabilities) are provided below:

(In millions)
U.S. operating loss and tax credit carryforwards (a)
Obligation for pension and postretirement benefits
Accrued liabilities (b)
Deferred compensation
Operating lease liabilities 
Non-U.S. operating loss and tax credit carryforwards (c)
Property, plant and equipment, principally depreciation
Amortization of goodwill and other intangibles
Valuation allowance on deferred tax assets
Operating lease right-of-use assets
Other leasing transactions, principally leveraged leases
Prepaid pension benefits
Other, net
Deferred taxes, net

January 2,
2021
320  $ 
287 
202 
100 
97 
65 
(199)
(171)
(157)
(95)
(79)
(44)
16 
342  $ 

January 4,
2020
235 
289 
214 
95 
70 
52 
(153)
(160)
(145)
(68)
(80)
(29)
(51) 
269 

$ 

$ 

(a) At January 2, 2021, U.S. operating loss and tax credit carryforward benefits of $283 million expire through 2040 if not utilized and $37 million may be 

carried forward indefinitely.

(b) Accrued liabilities include warranty reserves, self-insured liabilities and interest.
(c) At January 2, 2021, non-U.S. operating loss and tax credit carryforward benefits of $29 million expire through 2040 if not utilized and $36 million may be 

carried forward indefinitely.

We believe earnings during the period when the temporary differences become deductible will be sufficient to realize the related 
future  income  tax  benefits.    For  those  jurisdictions  where  the  expiration  date  of  tax  carryforwards  or  the  projected  operating 
results indicate that realization is not more than likely, a valuation allowance is provided.

The following table presents the breakdown of our deferred taxes:

(In millions)
Manufacturing group:

Deferred tax assets, net of valuation allowance
Deferred tax liabilities

Finance group – Deferred tax liabilities
Net deferred tax asset

January 2,
2021

January 4,
2020

$ 

$ 

423  $ 
(19)
(62)
342  $ 

341 
(4)
(68)
269 

Non-U.S. and U.S. state income taxes have not been provided for on basis differences in certain investments, primarily as a result 
of  unremitted  earnings  in  foreign  subsidiaries  that  are  indefinitely  reinvested,  totaled  $1.7  billion  at  January  2,  2021  and 
January 4, 2020. Should these earnings be distributed in the future in the form of dividends or otherwise, we would be subject to 
withholding  and  income  taxes  payable  to  various  non-U.S.  jurisdictions  and  U.S.  states.    Determination  of  the  deferred  tax 
liability  associated  with  indefinitely  reinvested  earnings  is  not  practicable  due  to  multiple  factors,  including  the  complexity  of 
non-U.S. tax laws and tax treaty interpretations, exchange rate fluctuations, and the uncertainty of available credits or exemptions 
under U.S. federal and state tax laws.

68      Textron 2020 Annual Report

68

Note 19. Commitments and Contingencies

We are subject to legal proceedings and other claims arising out of the conduct of our business, including proceedings and claims 
relating  to  commercial  and  financial  transactions;  government  contracts;  alleged  lack  of  compliance  with  applicable  laws  and 
regulations; production partners; product liability; patent and trademark infringement; employment disputes; and environmental, 
safety and health matters.  Some of these legal proceedings and claims seek damages, fines or penalties in substantial amounts or 
remediation of environmental contamination.  As a government contractor, we are subject to audits, reviews and investigations to 
determine  whether  our  operations  are  being  conducted  in  accordance  with  applicable  regulatory  requirements.    Under  federal 
government procurement regulations, certain claims brought by the U.S. Government could result in our suspension or debarment 
from U.S. Government contracting for a period of time.  On the basis of information presently available, we do not believe that 
existing proceedings and claims will have a material effect on our financial position or results of operations.

In the ordinary course of business, we enter into standby letter of credit agreements and surety bonds with financial institutions to 
meet various performance and other obligations.  These outstanding letter of credit arrangements and surety bonds aggregated to 
approximately $216 million and $247 million at January 2, 2021 and January 4, 2020, respectively.

Environmental Remediation
As with other industrial enterprises engaged in similar businesses, we are involved in a number of remedial actions under various 
federal and state laws and regulations relating to the environment that impose liability on companies to clean up, or contribute to 
the  cost  of  cleaning  up,  sites  on  which  hazardous  wastes  or  materials  were  disposed  or  released.    Our  accrued  environmental 
liabilities  relate  to  installation  of  remediation  systems,  disposal  costs,  U.S.  Environmental  Protection  Agency  oversight  costs, 
legal fees, and operating and maintenance costs for both currently and formerly owned or operated facilities.  Circumstances that 
can affect the reliability and precision of the accruals include the identification of additional sites, environmental regulations, level 
of  cleanup  required,  technologies  available,  number  and  financial  condition  of  other  contributors  to  remediation  and  the  time 
period over which remediation may occur.  We believe that any changes to the accruals that may result from these factors and 
uncertainties will not have a material effect on our financial position or results of operations.

Based upon information currently available, we estimate that our potential environmental liabilities are within the range of $40 
million to $150 million. At January 2, 2021, environmental reserves of $76 million have been established to address these specific 
estimated  liabilities.  We  estimate  that  we  will  likely  pay  our  accrued  environmental  remediation  liabilities  over  the  next  ten 
years  and  have  classified  $15  million  as  current  liabilities.  Expenditures  to  evaluate  and  remediate  contaminated  sites  were  $7 
million, $13 million and $13 million in 2020, 2019 and 2018, respectively.

Note 20. Supplemental Cash Flow Information

Our cash payments and receipts are as follows:

(In millions)
Interest paid:

Manufacturing group
Finance group
Net taxes paid:

Manufacturing group
Finance group

2020

2019

$ 

139  $ 
20 

138  $ 
23 

34 
8 

120 
1 

2018

132 
25 

129 
17 

Textron 2020 Annual Report      69

69

Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of Textron Inc.

Opinion on the Financial Statements

We  have  audited  the  accompanying  Consolidated  Balance  Sheets  of  Textron  Inc.  (the  Company)  as  of  January  2,  2021  and 
January  4,  2020,  the  related  Consolidated  Statements  of  Operations,  Comprehensive  Income,  Shareholders’  Equity  and  Cash 
Flows for each of the three years in the period ended January 2, 2021, and the related notes and the financial statement schedule 
contained  on  page  73  (collectively  referred  to  as  the  “consolidated  financial  statements”).  In  our  opinion,  the  consolidated 
financial  statements  present  fairly,  in  all  material  respects,  the  financial  position  of  the  Company  at  January  2,  2021  and 
January 4, 2020 and the results of its operations and its cash flows for each of the three years in the period ended January 2, 2021, 
in conformity with U.S. generally accepted accounting principles. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States) 
(PCAOB), the Company’s internal control over financial reporting as of January 2, 2021, based on criteria established in Internal 
Control  –  Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (2013 
Framework) and our report dated February 19, 2021 expressed an unqualified opinion thereon.

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the 
Company’s  financial  statements  based  on  our  audits.  We  are  a  public  accounting  firm  registered  with  the  PCAOB  and  are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error 
or  fraud.  Our  audits  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  financial  statements, 
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a 
test  basis,  evidence  regarding  the  amounts  and  disclosures  in  the  financial  statements.  Our  audits  also  included  evaluating  the 
accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the 
financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matters

The  critical  audit  matters  communicated  below  are  matters  arising  from  the  current  period  audit  of  the  consolidated  financial 
statements  that  were  communicated  or  required  to  be  communicated  to  the  audit  committee  and  that:  (1)  relate  to  accounts  or 
disclosures  that  are  material  to  the  consolidated  financial  statements  and  (2)  involved  our  especially  challenging,  subjective  or 
complex  judgments.  The  communication  of  critical  audit  matters  does  not  alter  in  any  way  our  opinion  on  the  consolidated 
financial  statements,  taken  as  a  whole,  and  we  are  not,  by  communicating  the  critical  audit  matters  below,  providing  separate 
opinions on the critical audit matters or on the accounts or disclosures to which they relate.

Description of the 
Matter

Long Term Contracts

As described in Note 1 to the consolidated financial statements, revenues under long-term contracts with 
the U.S. Government are generally recognized over time using the cost-to-cost method of accounting. 
Under this method, the extent of progress towards completion is measured based on the ratio of costs 
incurred to date to the estimated costs at completion, and revenue is recorded proportionally as costs are 
incurred.  Contract  costs,  which  are  estimated  utilizing  current  contract  specifications  and  expected 
engineering  requirements,  typically  are  incurred  over  a  period  of  several  years,  and  the  estimation  of 
these  costs  at  completion  requires  substantial  judgment.  The  Company’s  cost  estimation  process  is 
based on professional knowledge and experience of engineers and program managers along with finance 
professionals.  The  Company  updates  its  projections  of  costs  quarterly  or  more  frequently  when 
circumstances  significantly  change.  When  adjustments  are  required,  any  changes  from  prior  estimates 
are recognized using the cumulative catch-up method with the impact of the change from inception-to-
date  of  the  contract  recorded  in  the  current  period  and  required  disclosure  is  provided  in  the 
consolidated financial statements. Anticipated losses on contracts are recognized in full in the period in 
which losses become probable and estimable.

70      Textron 2020 Annual Report

70

Auditing  the  Company’s  estimated  costs  at  completion  was  challenging  and  complex  due  to  the 
judgment  involved  in  evaluating  management’s  assumptions  and  key  estimates  over  the  duration  of 
long-term  contracts.    The  estimated  costs  at  completion  consider  risks  surrounding  the  Company’s 
ability to achieve the technical requirements and specifications of the contract, schedule, and other cost 
elements  of  the  contract,  and  depend  on  whether  the  Company  is  able  to  successfully  retire  risks 
surrounding such aspects of the contract.

How We Addressed 
the Matter in Our 
Audit

We  obtained  an  understanding,  evaluated  the  design  and  tested  the  operating  effectiveness  of  the 
controls related to the Company’s revenue recognition process, including controls over management’s 
review of the estimated costs at completion and related key assumptions and management’s review that 
the data underlying the estimated costs at completion was complete and accurate.

Description of the 
Matter

To  test  the  accuracy  of  the  Company’s  estimated  costs  at  completion,  our  audit  procedures  included, 
among others, evaluating the key assumptions used by management to determine such estimates. This 
included evaluating the historical accuracy of management’s estimates by comparing planned costs to 
actual costs incurred to date. We also tested the completeness and accuracy of the underlying data back 
to source documents and contracts.

Defined Benefit Pension Obligations

As  described  in  Note  16  to  the  consolidated  financial  statements,  at  January  2,  2021,  the  aggregate 
qualified defined benefit pension obligation was $9.8 billion and exceeded the fair value of pension plan 
assets of $9.1 billion, resulting in an unfunded defined benefit pension obligation of $753 million. As 
explained in Note 1 to the consolidated financial statements, the Company updates the estimates used to 
measure the defined benefit pension obligation and plan assets annually in the fourth quarter or upon a 
remeasurement event to reflect the actual return on plan assets and updated actuarial assumptions.

Auditing  the  defined  benefit  pension  obligations  was  complex  due  to  the  highly  judgmental  nature  of 
the actuarial assumptions (e.g., discount rate, mortality rate, expected return on plan assets) used in the 
measurement process.  These assumptions have a significant effect on the projected benefit obligation.

How We Addressed 
the Matter in Our 
Audit

We  obtained  an  understanding,  evaluated  the  design  and  tested  the  operating  effectiveness  of  the 
controls that address the risks of material misstatement relating to the measurement and valuation of the 
defined benefit pension obligation.  For example, we tested controls over management’s review of the 
defined benefit pension obligation actuarial calculations, the significant actuarial assumptions, and the 
data inputs provided to the actuaries.

To test the defined benefit pension obligation, our audit procedures included, among others, evaluating 
the  methodology  used,  the  significant  actuarial  assumptions  discussed  above,  and  the  underlying  data 
used by management and its actuaries.  We compared the actuarial assumptions used by management to 
historical trends and evaluated the change in the defined benefit pension obligation from the prior year 
due  to  the  change  in  service  cost,  interest  cost,  benefit  payments,  actuarial  gains  and  losses, 
contributions, new longevity assumptions and plan amendments, as applicable.  In addition, we involved 
an actuarial specialist to assist in evaluating management’s methodology for determining the discount 
rate that reflects the maturity and duration of the benefit payments and is used to measure the defined 
benefit pension obligation.  As part of this assessment, we compared the projected cash flows to prior 
year and compared the current year benefits paid to the prior year projected cash flows.  To evaluate the 
mortality rate, we assessed whether the information is consistent with publicly available information and 
entity-specific data.  We also tested the completeness and accuracy of the underlying data, including the 
participant data provided to the Company’s actuaries.  Lastly, to evaluate the expected return on plan 
assets,  we  assessed  whether  management’s  assumption  is  consistent  with  a  range  of  returns  for  a 
portfolio of comparative investments.

/s/ Ernst & Young LLP

We have served as the Company’s auditor since 1957.

Boston, Massachusetts
February 19, 2021

Textron 2020 Annual Report      71

71

Quarterly Data

(Unaudited)

(Dollars in millions, except per share amounts)
Revenues
Textron Aviation
Bell
Textron Systems
Industrial
Finance
Total revenues
Segment profit (loss)
Textron Aviation
Bell
Textron Systems
Industrial
Finance
Total segment profit
Corporate expenses and other, net
Interest expense, net for Manufacturing group
Special charges *
Inventory charge *
Income tax (expense) benefit
Net income (loss)
Earnings per share
Basic
Diluted
Basic average shares outstanding (in thousands)
Diluted average shares outstanding (in thousands)
Segment profit (loss) margins
Textron Aviation
Bell
Textron Systems
Industrial
Finance
Segment profit margin

* See Note 17 for additional information.

2020

2019

Q1

Q2

Q3

Q4

Q1

Q2

Q3

Q4

$ 

872  $ 
823 
328 
740 
14 

795  $  1,560  $  1,134  $  1,123  $  1,201  $  1,729 
961 
793 
399 
302 
927 
832 
19 
13 
$  2,777  $  2,472  $  2,735  $  3,667  $  3,109  $  3,227  $  3,259  $  4,035 

747  $ 
822 
326 
562 
15 

771 
308 
1,009 
16 

783 
311 
950 
14 

871 
357 
866 
13 

739 
307 
912 
17 

$ 

3  $ 

115 
26 
9 
3 
156 
(14)
(34)
(39)
— 
(19)
50  $ 

$ 

(66) $
118
37
(11)
4 
82 
(30)
(37)
(78)
(55)
26
(92) $

(29) $
119
40
58
1
189 
(28)
(38)
(7)
—
(1)
115  $ 

108  $ 
110 
49 
55 
2 
324 
(50)
(36)
(23)
—
21
236  $ 

106  $ 
104 
28 
50 
6 
294 
(47)
(35)
— 
— 
(33)
179  $ 

105  $ 
103 
49 
76 
6 
339 
(24)
(36)
— 
— 
(62)
217  $ 

104  $ 
110 
31 
47 
5 
297 
(17)
(39)
— 
— 
(21)
220  $ 

134 
118 
33 
44 
11 
340 
(22)
(36)
(72) 
— 
(11)
199 

$ 

0.22  $ 
0.22 
228,311 
228,927 

(0.40)  $ 
(0.40) 
228,247 
228,247 

0.50  $ 
0.50 
228,918 
229,279 

1.03  $ 
1.03 
228,666 
229,365 

0.76  $ 
0.76 
234,839 
236,437 

0.94  $ 
0.93 
232,013 
233,545 

0.96  $ 
0.95 
229,755 
231,097 

0.87 
0.87 
228,653 
229,790 

 0.3% 
 14.0 
 7.9 
 1.2 
 21.4 
 5.6% 

 (8.8%) 
 14.4 
 11.3 
 (2.0) 
 26.7 
 3.3% 

 (3.6%) 
 15.0 
 13.2 
 7.0 
 7.7 
 6.9% 

 6.9% 
 12.6 
 13.7 
 6.4 
 15.4 
 8.8% 

 9.3% 
 14.1 
 9.1 
 5.5 
 35.3 
 9.5% 

 9.4% 
 13.4 
 15.9 
 7.5 
 37.5 
 10.5% 

 8.7% 
 14.0 
 10.0 
 4.9 
 35.7 
 9.1% 

 7.8% 
 12.3 
 8.3 
 4.7 
 57.9 
 8.4% 

72      Textron 2020 Annual Report

72

Schedule II — Valuation and Qualifying Accounts

(In millions)
Allowance for doubtful accounts
Balance at beginning of year

Charged to costs and expenses
Deductions from reserves*

Balance at end of year
Allowance for losses on finance receivables
Balance at beginning of year

Provision (reversal) for losses
Charge-offs
Recoveries

Balance at end of year
Inventory FIFO reserves
Balance at beginning of year

Charged to costs and expenses
Deductions from reserves*

Balance at end of year

2020

2019

2018

$ 

$ 

$ 

$ 

$ 

$ 

29  $ 
25 
(18)
36  $ 

25  $ 
7 
— 
3 
35  $ 

309  $ 
105 
(57)
357  $ 

27  $ 
7 
(5)
29  $ 

29  $ 
(6)
(4)
6 
25  $ 

280  $ 
58 
(29)
309  $ 

27 
5 
(5) 
27 

31 
(3)
(4)
5 
29 

262 
56 
(38) 
280 

* Deductions  primarily  include  amounts  written  off  on  uncollectible  accounts  (less  recoveries),  inventory  disposals,  changes  to  prior  year  estimates, 
reclassifications to held for sale, business dispositions and currency translation adjustments.

Item 9. Changes In and Disagreements With Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures

Disclosure Controls and Procedures
We performed an evaluation of the effectiveness of our disclosure controls and procedures as of January 2, 2021. The evaluation 
was  performed  with  the  participation  of  senior  management  of  each  business  segment  and  key  Corporate  functions,  under  the 
supervision of our Chairman, President and Chief Executive Officer (CEO) and our Executive Vice President and Chief Financial 
Officer (CFO). Based on this evaluation, the CEO and CFO concluded that our disclosure controls and procedures were operating 
and effective as of January 2, 2021.

Changes in Internal Controls Over Financial Reporting
There were no changes in our internal control over financial reporting during the fourth quarter of the fiscal year covered by this 
report that materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Management’s Report on Internal Control Over Financial Reporting
Management is responsible for establishing and maintaining adequate internal control over financial reporting for Textron Inc. as 
such term is defined in Exchange Act Rules 13a-15(f). Our internal control structure is designed to provide reasonable assurance, 
at  appropriate  cost,  that  assets  are  safeguarded  and  that  transactions  are  properly  executed  and  recorded.  The  internal  control 
structure includes, among other things, established policies and procedures, an internal audit function, the selection and training of 
qualified personnel as well as management oversight.

With the participation of our management, we performed an evaluation of the effectiveness of our internal control over financial 
reporting  based  on  criteria  established  in  Internal  Control  –  Integrated  Framework  issued  by  the  Committee  of  Sponsoring 
Organizations  of  the  Treadway  Commission  (2013  Framework).  Based  on  our  evaluation  under  the  2013  Framework,  we  have 
concluded that Textron Inc. maintained, in all material respects, effective internal control over financial reporting as of January 2, 
2021.

The  independent  registered  public  accounting  firm,  Ernst  &  Young  LLP,  has  audited  the  Consolidated  Financial  Statements  of 
Textron Inc. and has issued an attestation report on Textron’s internal controls over financial reporting as of January 2, 2021, as 
stated in its report, which is included herein.

Textron 2020 Annual Report      73

73

Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of Textron Inc.

Opinion on Internal Control over Financial Reporting

We  have  audited  Textron  Inc.’s  internal  control  over  financial  reporting  as  of  January  2,  2021,  based  on  criteria  established  in 
Internal  Control—  Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission 
(2013  Framework),  (the  COSO  criteria).  In  our  opinion,  Textron,  Inc.  (the  Company)  maintained,  in  all  material  respects, 
effective internal control over financial reporting as of January 2, 2021, based on the COSO criteria.

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States) 
(PCAOB),  the  Consolidated  Balance  Sheets  of  the  Company  as  of  January  2,  2021  and  January  4,  2020,  and  the  related 
Consolidated Statements of Operations, Comprehensive Income, Shareholder’s Equity and Cash Flows for each of the three years 
in  the  period  ended  January  2,  2021,  and  the  related  notes  and  the  financial  statement  schedule  contained  on  page  73,  of  the 
Company and our report dated February 19, 2021 expressed an unqualified opinion thereon.

Basis for Opinion

The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its 
assessment of the effectiveness of internal control over financial reporting included in the accompanying Management’s Report 
on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over 
financial  reporting  based  on  our  audit.  We  are  a  public  accounting  firm  registered  with  the  PCAOB  and  are  required  to  be 
independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the  applicable  rules  and 
regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was  maintained  in  all 
material respects.

Our  audit  included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and 
performing  such  other  procedures  as  we  considered  necessary  in  the  circumstances.  We  believe  that  our  audit  provides  a 
reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that 
(1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of
the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of
financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and  expenditures  of  the
company are being made only in accordance with authorizations of management and directors of the company; and (3) provide
reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s
assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ Ernst & Young LLP

Boston, Massachusetts
February 19, 2021

74      Textron 2020 Annual Report

74

PART III

Item 10. Directors, Executive Officers and Corporate Governance

The information appearing under “ELECTION OF DIRECTORS — Nominees for Director,” “CORPORATE GOVERNANCE 
— Corporate Governance Guidelines and Policies,” “— Code of Ethics,” and “— Board Committees — Audit Committee,” in the 
Proxy Statement for our 2021 Annual Meeting of Shareholders is incorporated by reference into this Annual Report on Form 10-
K.

Information regarding our executive officers is contained in Part I of this Annual Report on Form 10-K.

Item 11. Executive Compensation

The  information  appearing  under  “CORPORATE  GOVERNANCE  —  Compensation  of  Directors,”  “COMPENSATION 
COMMITTEE  REPORT,”  “COMPENSATION  DISCUSSION  AND  ANALYSIS”  and  “EXECUTIVE  COMPENSATION”  in 
the  Proxy  Statement  for  our  2021  Annual  Meeting  of  Shareholders  is  incorporated  by  reference  into  this  Annual  Report  on 
Form 10-K.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The information appearing under “SECURITY  OWNERSHIP”  and “EXECUTIVE COMPENSATION  – Equity  Compensation 
Plan  Information”  in  the  Proxy  Statement  for  our  2021  Annual  Meeting  of  Shareholders  is  incorporated  by  reference  into  this 
Annual Report on Form 10-K.

Item 13. Certain Relationships and Related Transactions and Director Independence

The 
information  appearing  under  “CORPORATE  GOVERNANCE  —  Director  Independence”  and  “EXECUTIVE 
COMPENSATION — Transactions with Related Persons” in the Proxy Statement for our 2021 Annual Meeting of Shareholders 
is incorporated by reference into this Annual Report on Form 10-K.

Item 14. Principal Accountant Fees and Services

The  information  appearing  under  “RATIFICATION  OF  APPOINTMENT  OF  INDEPENDENT  REGISTERED  PUBLIC 
ACCOUNTING FIRM — Fees to Independent Auditors” in the Proxy Statement for our 2021 Annual Meeting of Shareholders is 
incorporated by reference into this Annual Report on Form 10-K.

Textron 2020 Annual Report      75

75

PART IV

Item 15. Exhibits and Financial Statement Schedules

Financial Statements and Schedules — See Index on Page 34.

Exhibits

3.1A

3.1B

3.2

4.1A

4.1B

4.2

NOTE:

NOTE:

10.1A

10.1B

10.1C

10.2A

10.2B

10.3A

Restated  Certificate  of  Incorporation  of  Textron  as  filed  with  the  Secretary  of  State  of  Delaware  on  April 
29, 2010. Incorporated by reference to Exhibit 3.1 to Textron’s Quarterly Report on Form 10-Q for the fiscal 
quarter ended April 3, 2010. (SEC File No. 1-5480)

Certificate of Amendment  of Restated Certificate of  Incorporation  of  Textron Inc., filed with the Secretary of 
State of Delaware on April 27, 2011. Incorporated by reference to Exhibit 3.1 to Textron’s Quarterly Report on 
Form 10-Q for the fiscal quarter ended April 2, 2011. (SEC File No. 1-5480)

Amended and Restated By-Laws of Textron Inc., effective April 28, 2010 and further amended April 27, 2011, 
July 23, 2013, February 25, 2015 and December 6, 2016. Incorporated by reference to Exhibit 3.2 to Textron’s 
Current Report on Form 8-K filed on December 8, 2016.

Support  Agreement  dated  as  of  May  25,  1994,  between  Textron 
Inc.  and  Textron  Financial 
Corporation.  Incorporated  by  reference  to  Exhibit  4.1  to  Textron’s  Annual  Report  on  Form  10-K  for  the 
fiscal  year  ended December 31, 2011. (SEC File No. 1-5480)

Amendment to Support Agreement, dated as of December 23, 2015, by and between Textron Inc. and Textron 
Financial Corporation. Incorporated by reference to Exhibit 4.1B to Textron’s Annual Report on Form 10-K for 
the fiscal year ended January 2, 2016.

Description  of  registrant’s  securities.  Incorporated  by  reference  to  Exhibit  4.6  to  Textron's  Annual  Report on 
Form 10-K for the fiscal year ended January 4, 2020.

Instruments defining the rights of holders of certain issues of long-term debt of Textron have not been filed as 
exhibits  because  the  authorized  principal  amount  of  any  one  of  such  issues  does  not  exceed  10%  of  the 
total assets  of  Textron  and  its  subsidiaries  on  a  consolidated  basis.  Textron  agrees  to  furnish  a  copy  of  each 
such instrument to the Commission upon request.

Exhibits 10.1 through 10.17 below are management contracts or compensatory plans, contracts or agreements.

Textron  Inc.  2007  Long-Term  Incentive  Plan  (Amended  and  Restated  as  of  April  28,  2010).  Incorporated 
by reference  to  Exhibit  10.1  to  Textron’s  Quarterly  Report  on  Form  10-Q  for  the  fiscal  quarter  ended  March 
31, 2012. (SEC File No. 1-5480)

Form  of  Non-Qualified  Stock  Option  Agreement.  Incorporated  by  reference  to  Exhibit  10.2  to Textron’s 
Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2007. (SEC File No. 1-5480)

Form  of  Non-Qualified  Stock  Option  Agreement.  Incorporated  by  reference  to  Exhibit  10.1  to Textron’s 
Quarterly Report on Form 10-Q for the fiscal quarter ended March 29, 2014. (SEC File No. 1-5480)

Textron Inc. Short-Term Incentive Plan. Incorporated by reference to Exhibit 10.2 to Textron’s Quarterly 
Report on Form 10-Q for the fiscal quarter ended April 1, 2017.

Amended  and  Restated  Textron  Inc.  Short-Term  Incentive  Plan.  Incorporated  by  reference  to  Exhibit  10.1 to 
Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended October 3, 2020.

Textron Inc. 2015 Long-Term Incentive Plan. Incorporated by reference to Exhibit 10.1 to Textron’s Quarterly 
Report on Form 10-Q for the fiscal quarter ended July 4, 2015.

76      Textron 2020 Annual Report

76

10.3B

10.3C

10.3D

10.3E

10.3F

10.4

10.5A

10.5B

10.5C

10.6

10.7A

10.7B

10.7C

10.7D

10.7E

Form  of  Non-Qualified  Stock  Option  Agreement  under  2015  Long-Term  Incentive  Plan.  Incorporated  by 
reference to Exhibit 10.1 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended April 2, 2016.

Form  of  Stock-Settled  Restricted  Stock  Unit  (with  Dividend  Equivalents)  Grant  Agreement  under  2015  Long-
Term Incentive Plan. Incorporated by reference to Exhibit 10.2 to Textron’s Quarterly Report on Form 10-Q for 
the fiscal quarter ended April 2, 2016.

Form  of  Performance  Share  Unit  Grant  Agreement  under  2015  Long-Term  Incentive  Plan.  Incorporated  by 
reference to Exhibit 10.3 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended April 2, 2016.

Form  of  Performance  Share  Unit  Grant  Agreement  under  2015  Long-Term  Incentive  Plan.  Incorporated  by 
reference to Exhibit 10.2 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended April 4, 2020.

Form  of  Stock-Settled  Restricted  Stock  Unit  (with  Dividend  Equivalents)  Grant  Agreement  under  2015  Long-
Term Incentive Plan. Incorporated by reference to Exhibit 10.1 to Textron's Quarterly Report on Form 10-Q for 
the fiscal quarter ended April 4, 2020. 

Textron  Spillover  Savings  Plan,  effective  October  5,  2015.  Incorporated  by  reference  to  Exhibit  10.4  to 
Textron’s Annual Report on Form 10-K for the fiscal year ended January 2, 2016.

Textron Spillover Pension Plan, As Amended and Restated Effective January 3, 2010, including Appendix A (as 
amended and restated effective January 3, 2010), Defined Benefit Provisions of the Supplemental Benefits Plan 
for Textron Key Executives (As in effect before January 1, 2007). Incorporated by reference to Exhibit 10.4 to 
Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended April 3, 2010. (SEC File No. 1-5480)

Amendments  to  the  Textron  Spillover  Pension  Plan,  dated  October  12,  2011.  Incorporated  by  reference  to 
Exhibit  10.5B  to  Textron’s  Annual  Report  on  Form  10-K  for  the  fiscal  year  ended  December  31,  2011.  (SEC 
File No. 1-5480)

Second Amendment to the Textron Spillover Pension Plan, dated October 7, 2013. Incorporated by reference to 
Exhibit  10.5C  to  Textron’s  Annual  Report  on  Form  10-K  for  the  fiscal  year  ended  December  28,  2013.  (SEC 
File No. 1-5480)

Deferred  Income  Plan  for  Textron  Executives,  Effective  October  5,  2015.  Incorporated  by  reference  to  Exhibit 
10.6 to Textron’s Annual Report on Form 10-K for the fiscal year ended January 2, 2016.

Deferred  Income  Plan  for  Non-Employee  Directors,  As  Amended  and  Restated  Effective  January  1,  2009, 
including Appendix A, Prior Plan Provisions (As in effect before January 1, 2008). Incorporated by reference to 
Exhibit 10.9 to Textron’s Annual Report on Form 10-K for the fiscal year ended January 3, 2009. (SEC File No. 
1-5480)  

Amendment  No.  1  to  Deferred  Income  Plan  for  Non-Employee  Directors,  as  Amended  and  Restated  Effective 
January 1, 2009, dated as of November 6, 2012. Incorporated by reference to Exhibit 10.8B to Textron’s Annual 
Report on Form 10-K for the fiscal year ended December 29, 2012. (SEC File No. 1-5480)

Amendment  No.  2  to  Deferred  Income  Plan  for  Non-Employee  Directors,  as  Amended  and  Restated  Effective 
January  1,  2009.  Incorporated  by  reference  to  Exhibit  10.1  to  Textron’s  Quarterly  Report  on  Form  10-Q  for 
the fiscal quarter ended April 1, 2017.

Amendment  No.  3  to  Deferred  Income  Plan  for  Non-Employee  Directors,  as  Amended  and  Restated  Effective 
January  1,  2009.  Incorporated  by  reference  to  Exhibit  10.1  to  Textron’s  Quarterly  Report  on  Form  10-Q  for 
the fiscal quarter ended September 29, 2018.

Amendment  No.  4  to  Deferred  Income  Plan  for  Non-Employee  Directors,  as  Amended  and  Restated  Effective 
January  1,  2009.  Incorporated  by  reference  to  Exhibit  10.7E  to  Textron's  Annual  Report  on  Form  10-K  for 
the fiscal year ended January 4, 2020.

Textron 2020 Annual Report      77

77

10.8A

10.8B

10.8C

10.9

10.10

10.11A

10.11B

10.11C

10.11D

10.12A

10.12B

10.13

10.14A

10.14B

Severance Plan for Textron Key Executives, As Amended and Restated Effective January 1, 2010. Incorporated 
by  reference  to  Exhibit  10.10  to  Textron’s  Annual  Report  on  Form  10-K  for  the  fiscal  year  ended  January  2, 
2010. (SEC File No. 1-5480)

First Amendment to the Severance Plan  for Textron  Key Executives, dated  October 26, 2010. Incorporated  by 
reference  to  Exhibit  10.10B  to  Textron’s  Annual  Report  on  Form  10-K  for  the  fiscal  year  ended  January  1, 
2011. (SEC File No. 1-5480)

Second  Amendment  to  the  Severance  Plan  for  Textron  Key  Executives,  dated  March  24,  2014.  Incorporated 
by reference  to  Exhibit  10.5  to  Textron’s  Quarterly  Report  on  Form  10-Q  for  the  fiscal  quarter  ended  March 
29, 2014. (SEC File No. 1-5480)

Form of Indemnity Agreement between Textron and its executive officers. Incorporated by reference to Exhibit 
10.9 to Textron’s Annual Report on Form 10-K for the fiscal year ended December 30, 2017.

Form  of  Indemnity  Agreement  between  Textron  and  its  non-employee  directors  (approved  by  the  Nominating 
and Corporate Governance Committee of the Board of Directors on July 21, 2009 and entered into with all non-
employee  directors,  effective  as  of  August  1,  2009).  Incorporated  by  reference  to  Exhibit  10.1  to  Textron’s 
Quarterly Report on Form 10-Q for the fiscal quarter ended October 3, 2009. (SEC File No. 1-5480)

Letter  Agreement  between  Textron  and  Scott  C.  Donnelly,  dated  June  26,  2008.  Incorporated  by  reference  to 
Exhibit 10.1 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended June 28, 2008. (SEC File 
No. 1-5480)

Amendment  to  Letter  Agreement  between  Textron  and  Scott  C.  Donnelly,  dated  December  16,  2008,  together 
with  Addendum  No.1  thereto,  dated  December  23,  2008.  Incorporated  by  reference  to  Exhibit  10.15B  to 
Textron’s Annual Report on Form 10-K for the fiscal year ended January 3, 2009. (SEC File No. 1-5480)

Amended  and  Restated  Hangar  License  and  Services  Agreement,  made  and  entered  into  as  of  October  1, 
2015, between Textron Inc. and Mr. Donnelly’s limited liability company. Incorporated by reference to Exhibit 
10.2 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended October 3, 2015.

Aircraft  Dry  Lease  Agreement,  made  and  entered  into  as  of  December  18,  2018,  between  Mr.  Donnelly’s 
limited  liability  company  and  Textron  Inc.  Incorporated  by  reference  to  Exhibit  10.11D  to  Textron's  Annual 
Report on Form 10-K for the fiscal year ended December 29, 2018.

Letter Agreement between Textron and Frank Connor, dated July 27, 2009. Incorporated by reference to Exhibit 
10.2 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended October 3, 2009. (SEC File No. 
1-5480) 

Amended  and  Restated  Hangar  License  and  Services  Agreement,  made  and  entered  into  on  July  24,  2015, 
between  Textron  Inc.  and  Mr.  Connor’s  limited  liability  company.  Incorporated  by  reference  to  Exhibit  10.3 
to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended October 3, 2015.

Letter Agreement between Textron and Julie G. Duffy, dated July 27, 2017. Incorporated by reference to Exhibit 
10.1 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended September 30, 2017.

Letter Agreement between Textron and E. Robert Lupone, dated December 22, 2011. Incorporated by reference 
to Exhibit 10.17 to Textron’s Annual Report on Form 10-K for the fiscal year ended December 31, 2011. (SEC 
File No. 1-5480)

Amendment  to  letter  agreement  between  Textron  and  E.  Robert  Lupone,  dated  July  27,  2012.  Incorporated  by 
reference to Exhibit 10.5 to Textron’s Quarterly Report on Form 10-Q for the fiscal quarter ended September 29, 
2012. (SEC File No. 1-5480)

78      Textron 2020 Annual Report

78

10.15

10.16

10.17

10.18

21

23

24

31.1

31.2

32.1

32.2

101

Textron  Inc.  2015  Long-Term  Incentive  Plan  Equity  Program  for  Non-Employee  Directors.  Incorporated  by 
reference  to  Exhibit  10.15  to  Textron's  Annual  Report  on  Form  10-K  for  the  fiscal  year  ended  January  4, 
2020. (SEC File No. 1-5480).

Director  Compensation.  Incorporated  by  reference  to  Exhibit  10.16  to  Textron's  Annual  Report  on  Form  10-K 
for the fiscal year ended January 4, 2020 (SEC File No. 1-5480).

Form of Aircraft Time Sharing Agreement between Textron and its executive officers. Incorporated by reference 
to  Exhibit  10.3  to  Textron’s  Quarterly  Report  on  Form  10-Q  for  the  fiscal  quarter  ended  September  27,  2008. 
(SEC File No. 1-5480)

Credit  Agreement,  dated  as  of  October  18,  2019,  among  Textron,  the  Lenders  listed  therein,  JPMorgan  Chase 
Bank,  N.A.,  as  Administrative  Agent,  Bank  of  America,  N.A.  and  Citibank,  N.A.,  as  Syndication  Agents,  and 
MUFG  Bank,  Ltd.,  as  Documentation Agent.  Incorporated by  reference to Exhibit 10.1  to  Textron’s Quarterly 
Report on Form 10-Q for the fiscal quarter ended September 28, 2019.

Certain  subsidiaries  of  Textron.  Other  subsidiaries,  which  considered  in  the  aggregate  do  not  constitute  a 
significant subsidiary, are omitted from such list.

Consent of Independent Registered Public Accounting Firm.

Power of attorney.

Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 

Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Certification of Chief Executive Officer Pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002.

Certification of Chief Financial Officer Pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002.

The following materials from Textron Inc.’s Annual Report on Form 10-K for the year ended January 2, 2021, 
formatted  in  Inline  XBRL  (eXtensible  Business  Reporting  Language):  (i)  the  Consolidated  Statements  of 
Operations,  (ii)  the  Consolidated  Statements  of  Comprehensive  Income  (iii)  the  Consolidated  Balance  Sheets, 
(iv) the  Consolidated  Statements  of  Shareholders’  Equity,  (v)  the  Consolidated  Statements  of  Cash  Flows,  (vi)
the Notes to the Consolidated Financial Statements, and (vii) Schedule II – Valuation and Qualifying Accounts.

104

Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

Item 16. Form 10-K Summary

Not applicable.

Textron 2020 Annual Report      79

79

Signatures

Pursuant to the requirement of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this 
Annual  Report  on  Form  10-K  to  be  signed  on  its  behalf  by  the  undersigned,  thereunto  duly  authorized  on  this  19th  day  of 
February 2021.

TEXTRON INC.
Registrant

By:

/s/ Frank T. Connor
Frank T. Connor
Executive Vice President and Chief Financial Officer

80      Textron 2020 Annual Report

80

Pursuant to the requirements of the Securities Exchange Act of 1934, this Annual Report on Form 10-K has been signed below on 
this 19th day of February 2021 by the following persons on behalf of the registrant and in the capacities indicated:

Name

Title

/s/ Scott C. Donnelly
Scott C. Donnelly

*

Chairman, President and Chief Executive Officer
(principal executive officer)

Kathleen M. Bader

Director

*

R. Kerry Clark

*

Director

James T. Conway

Director

*

Paul E. Gagné

*

Ralph D. Heath

*

Director

Director

Deborah Lee James

Director

*

Lionel L. Nowell III

Director

*

James L. Ziemer

Director

*

Maria T. Zuber

/s/ Frank T. Connor
Frank T. Connor

/s/ Mark S. Bamford
Mark S. Bamford

Director

Executive Vice President and Chief Financial Officer
(principal financial officer)

Vice President and Corporate Controller
(principal accounting officer)

*By:

/s/ Jayne M. Donegan

Jayne M. Donegan, Attorney-in-fact

Textron 2020 Annual Report      81

81

NOTES

82      Textron 2020 Annual Report

NOTES

Textron 2020 Annual Report      83

NOTES

84      Textron 2020 Annual Report

CORPORATE INFORMATION

Corporate Headquarters  
Textron Inc.  

40 Westminster Street  

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(401) 421-2800

www.textron.com

Annual Meeting

Textron’s annual meeting of shareholders will be  

held on Wednesday, April 28, 2021, at 11 a.m.  

Investor Relations

Textron Inc. 

Investor Relations 

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Investor Relations phone line: 

(401) 457-2288

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at Textron Inc., 40 Westminster Street, 18th Floor,   

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a written request to Textron Investor Relations at the 

address listed above. For the most recent company 

news and earnings press releases, visit our website 

at www.textron.com. 

Textron is an Equal Opportunity Employer. 

Textron Board of Directors

To contact the Textron Board of Directors or to  

report concerns  or complaints about accounting,  

internal accounting controls or auditing matters,  

you may write to Board of Directors, Textron Inc.,  

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40 Westminster Street, Providence, RI 02903;  

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call (866) 698-6655; or send an email to 

textrondirectors@textron.com.

Textron provides a multimedia interactive version of the Annual Report in the Investor Resources section of  
its website at www.textron.com.

 
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