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TORM

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FY2022 Annual Report · TORM
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Annual Report 2022

TORM PLC 

OFFICE 105, 20 ST DUNSTAN’S HILL 

LONDON, EC3R 8HL, UNITED KINGDOM  

COMPANY: 09818726 

 
Contents 

Strategic Report 

Governance 

Financial statements 

At a glance 
TORM at a glance 
Letter from the Chairman and the CEO 
2022 in review 

Business model and strategic choices 
The value chain in oil transportation 
Strategic framework and highlights 
Leading product tanker owner 
The versatile TORM fleet 
Positioned to capitalize on a strong market 
Greener future with zero emissions 
Optimizing performance now 
Long-term decarbonization 
Superior operating platform 
Fuel efficiency initiatives 
Integrated digital foundation 

Our responsibility 
Responsibility report 
Enhancements in 2022 
TORM’s ESG targets 
Stakeholder engagement and materiality 
Environment 
Social 
Governance 
SASB index and responsibility data 

Review and risk 
Market review 
Market drivers and outlook 
Financial outlook and coverage 2023 
TORM fleet development 
Financial review 2022 
Risk management 

TORM ANNUAL REPORT 2022 

4
6
7

9
10
12
13
14
15
16
17
18
19
20

22
24
27
28
30
34
39
43

51
53
56
58
60
70

Governance introduction 
Governance at TORM 
Chairman’s introduction 

Governance structure 
TORM’s governance structure 
Board of Directors 
Board and Committee meeting attendance 
Leadership, governance, and engagement 
Board activities 2022 

Committee reports 
Audit Committee report 
Risk Committee report 
Nomination Committee report 
Remuneration Committee report 

Other 
Investor information 
Engagement and decision making 
Directors’ report 
Statement of Directors’ responsibilities 
Safe habor statement 

79
80

83
84
85
86
87

89
95
97
100

111
115
118
121
123

Consolidated financial statements 
Consolidated income statement 
Consolidated statement of comprehensive income 
Consolidated balance sheet 
Consolidated statement of changes in equity 
Consolidated cash flow statement 
Notes to the consolidated financial statements 

Parent company financial statements 
Management review for TORM plc 
Income statement 
Statement of comprehensive income 
Company balance sheet 
Company statement of changes in equity 
Cash flow statement 
Notes to parent company financial statements 

Other 
Independent auditor’s report 
TORM fleet overview 
Glossary and alternative performance measures 

125
125
126
127
129
130

176
177
177
178
179
180
181

187
193
196

TORM 
strategy 

Responsibility 
report 

Corporate 
governance 

Financial 
statements 

11 

22 

79 

125 

CONTENTS 

2 

 
 
 
 
Key figures 

TCE earnings (USD/Day) 

EBIT (USDm) 

Adjusted RoIC (%) 

Dividend/share (USD) 

40,000

34,154

30,000

20,000

10,000

0

19,800

16,526

13,703

12,982

800

600

400

200

0

601

139

206

1

3

28.1

30

20

10

0

9.3

5.2

0.2

0.3

4.6

5

4

3

2

1

0

0.85

0

0.10

0

2022

2021

2020

2019

2018

2022

2021

2020

2019

2018

2022

2021

2020

2019

2018

2022

2021

2020

2019

2018

2022 

2021 

2020 

2019 

2018 

2022 

2021 

2020 

2019 

2018 

Income statement (USDm) 
Revenue 

Time charter equivalent earnings (TCE) ¹⁾ ⁵⁾ 
Gross profit ¹⁾ 
EBITDA ¹⁾ 
Operating profit (EBIT) 

Financial items 

Profit/(loss) before tax 

Net profit/(loss) for the year 

Net profit/(loss) ex. non-recurrent items¹⁾ 

Balance sheet and cash flow (USDm) 
Non-current assets 

Total assets 

Equity 

Total liabilities 

Invested capital ¹⁾ 
Net interest-bearing debt ¹⁾ 
Net Asset Value (NAV) (USDm) ²⁾ 
Cash and cash equivalents, incl. restricted 
cash 

Investment in tangible fixed assets 

Free cash flow 

1,443  

982  

782  

743  

 601  

 -45 

557 

563 

548 

620  

379  

 188  

 137  

 1  

 -42 

-41 

 -42 

 -36 

747  

520  

 341  

272  

 139  

 -49 

90 

88 

693  

425  

252  

202  

206  

 -39 

 167 

 166 

 122  

 51  

635  

352  

 169  

  121  

3  

 -36 

 -33 

 -35 

-31 

1,874   1,968   1,755   1,788   1,445  

2,614   2,331   1,999  

  2,004  

 1,714  

1,504   1,052  

 1,017   1,008  

1,111   1,279  

 981  

996  

847  

867  

2,142  

 2,011   1,720   1,786   1,469  

650  

972  

 713  

786  

  2,330   1,047  

902  

 1,016  

627  

856  

324  

  119  

 172  

320  

 136  

 173  

72  

384  

 127  

202  

 513  

 -243 

  116  

-152 

-105 

Key financial figures ¹⁾ 
Gross margins: 

 Gross profit 

 EBITDA 

 Operating profit (EBIT) 

Return on Equity (RoE) 

54.2% 

30.4%  45.6%  36.4%  26.6% 

51.5% 

22.1%  36.4%  29.2%  19.1% 

41.6% 

0.2%  18.6%  29.7% 

0.5% 

44.0% 

-4.1% 

8.7%  17.9% 

-4.3% 

Return on Invested Capital (RoIC) 

29.2% 

0.01% 

7.8%  12.6% 

Adjusted RoIC 

Equity ratio 

TCE per day (USD) ⁵⁾ 
OPEX per day (USD) ⁵⁾ 
Loan-to-value (LTV) ratio ⁵⁾ 

0.1% 

0.3% 

28.1% 

0.2% 

9.3% 

5.2% 

57.5% 

45.1%  50.9%  50.3%  49.4% 

34,154   13,703   19,800   16,526   12,982  

  6,825  

  6,633  

  6,398   6,371  

  6,389  

24.9% 

52.3%  50.8%  46.1%  52.9% 

Share-related key figures  ¹⁾ 
Basic earnings/(loss) per share (USD) 

  6.92  

-0.54 

 1.19  

  2.24  

-0.48 

Diluted earnings/(loss) per share (USD) 

  6.80  

-0.54 

 1.19  

  2.24  

-0.48 

Declared dividend per share (USD) 

Declared dividend (USDm) 

Dividend paid per share (USD) 

Net Asset Value per share (NAV/share) ²⁾ 
Stock price in DKK (per share of USD 0.01)³⁾ 
Number of shares (m) ³⁾ ⁴⁾ 
Number of shares, weighted average (m) ⁴⁾ 

  4.63  

  378.7  

  2.04  

  28.5  

198.4  

- 

- 

- 

0.85 

63.2 

0.95 

0.10  

  7.4  

  - 

  - 

  - 

- 

13.0  

51.7  

81.8  

  80.7  

81.3  

78.1  

 12.1 

13.6  

 11.6  

45.0 

74.4 

74.3 

  74.5  

  43.9  

  74.4  

  73.9  

  74.0  

73.1  

TORM ANNUAL REPORT 2022 

KEY FIGURES 

3 

¹⁾ For a definition of the calculated key figures (the APMs), please refer to the glossary on pages 196-202. 
²⁾ Based on broker valuations as of 31 December 2022, excluding charter commitments. 
³⁾ End of period. 
⁴⁾ Excluding treasury shares. 
⁵⁾ For Tanker segment 

 
We all have an obligation to do our utmost to reduce CO2 
emissions. TORM is pushing fast forward in our environmental 
efforts and will reduce our carbon intensity by 40% compared 
to the IMO baseline by 2025 – ahead of IMO’s 2030 target. 

13 
15 
60 

As of 16 March 2023. 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

AT A GLANCE 
AT A GLANCE 

4 
4 

CHRISTOPHER H. BOEHRINGER, 
CHAIRMAN OF THE BOARD 

“2022 was a year where the geopolitical 
landscape was changed dramatically,  
and we were all confronted by the  
tragic Russian invasion of and subsequent 
war in Ukraine. Since the beginning, TORM 
decided to cease activity with Russian 
cargos and Russian harbors completely,” 
says Christopher H. Boehringer. 

The war meant that Europe had to import 
refined oil from further away, and together 
with supportive fundamentals, such as 
close-down of refineries in distant regions 
of the world as well as the limited number of 
new vessels coming to the market, this 
increased the imbalance between supply 
and demand. Consequently, a constant high 
utilization of the world fleet led to record 
high product tanker rates and the strongest 
result on record for TORM,” says Jacob 
Meldgaard. 

JACOB MELDGAARD 
CEO/EXECUTIVE DIRECTOR 

TORM ANNUAL REPORT 2022 

AT A GLANCE 

5 

Letter from the Chairman and the CEO

In 2022, the world economy and the product tanker markets were significantly 
impacted by the changes in the geopolitical landscape. At the beginning of Russia’s war 
against Ukraine, TORM decided to stop transporting Russian products, and in the 
following months new trading patterns started to take shape. The One TORM platform 
proved to be ready for the changes that occurred, and at the same time TORM was 
diligently preparing for the changes we will see in the years to come.  

The One TORM platform 
The tragic situation in Ukraine and the changing trading 

Distribution Policy 
In May 2022, TORM’s Board of Directors decided to 

patterns stemming from refinery closures combined with 

change the Distribution Policy for the benefit of our 

limited fleet growth increased the utilization of the global 

shareholders. We introduced a transparent model where 

product tanker fleet to very high levels. This resulted in high 

the quarterly cash generation is shared with our investors, 

and volatile freight rates and the highest yearly earnings on 

either in the form of dividends or share buy-back. This 

record for TORM with a net profit of USD 563m.  

means that we distribute cash in excess of a threshold that 

is based on the number of vessels in our fleet, the net 

proceeds from vessel sales and purchases, and restricted 

cash. We believe this is a prudent and transparent way of 

sharing the cash generated with our owners. 

4.63

Dividend per share 

28.1% 

Adjusted Return on Invested Capital 
(ROIC) 

We believe the integrated One TORM platform is what 

enables us to invest in and operate vessels obtaining one of 

the highest return on investments amongst our peers in the 

product tanker industry. In 2022, TORM obtained a Return 

on Invested Capital of 28.1%. 

Christopher H. Boehringer, Chairman of the Board 

All in all, based on our cash generation in the fourth quarter 

of 2022, TORM will pay out record high dividends of USD 

2.59 (approximately DKK 18) per share, which brings the 

dividend per share based on the full year 2022 cash 

generation up to USD 4.63 (approximately DKK 33).  

Jacob Meldgaard, Executive Director 

TORM ANNUAL REPORT 2022 

AT A GLANCE 

6 

Preparations for the future 
TORM has for many years had decarbonization and 
reducing fuel consumption as a core strategic focus. 
Hence, we find us well prepared for both the introduction by 
IMO of the EEXI and CII certification from the beginning of 
2023 and further the increasing focus from our financiers 
and investors to reduce emissions. By being diligent in our 
efforts to find the next energy efficiency improvement, we 
will be part of driving a change in our industry. We also 
expect our customers to increase their focus in the years to 
come, which is why we have prepared TORM’s organization 
both commercially and technically to exploit the 
opportunities both directly and in partnerships.  

 
  
2022 in review

January 

January 

May 

July 

Pushing fast forward 
on climate 
Since 2015, TORM has accelerated its 
work to improve energy efficiency and 
in January 2022, we announced an 
ambitious 2030 climate target to 
reduce our carbon intensity by 45% 
compared to the IMO baseline (2008). 

Increasing efficiency of the 
fleet 
As we entered into 2022, TORM took 
delivery of the LR2 vessel, TORM 
Houston, equipped with energy-saving 
technology such as pre-shrouded 
vanes, hub vortex absorbed fins, and 
ability for Flettner rotors. 

Distributions to shareholders 

Strategic fleet adjustment 

TORM's new Distribution Policy was 
introduced, which incorporates a 
stronger alignment between cash 
generation and shareholder 
distributions. 

The last remaining vessel in the 
Handysize vessel class was sold, in line 
with our long-term strategic priority to 
move towards larger vessels. 

Read more on page 15 

Read more on page 114 

Read more on pages 13 & 58 

Full year 

Empowering decarbonization 
To deliver on its ambitious climate targets, TORM 
enhanced its organizational structure by creating 
dedicated teams for both the technical and the 
commercial decarbonization work – ensuring high focus 
and empowerment to take action. 

Read more on page 23 

TORM ANNUAL REPORT 2022 

AT A GLANCE 

7 

 
2022 in review 

August 

September & November 

December 

December 

Scrubber commitment 
increased 
With the successful installation of 
more than 50 scrubbers, enabled 
through our company ME Production, 
TORM announced further installations 
that together with already planned 
installations will bring the total number 
of scrubbers to 68. 

Reconnecting sea and shore 
Once safe to do so following the 
pandemic, TORM reinstated face-to-
face annual officer seminars. Nurturing 
this close relationship between sea 
and shore colleagues contributes 
heavily to the unique value that TORM 
provides through our integrated One 
TORM platform.  

Supporting quality education 
since 2007 
Both in India and the Philippines, we 
have supported hundreds of children 
from poorer backgrounds by providing 
education scholarships. 

Climate innovation 

Another green pilot project was 
initiated as an air lubrication system 
was installed on TORM Hermia with 
expected energy savings of 
approximately 5% per vessel. 

Read more on page 34 

Read more on page 38 

Read more on page 33 

August 

December 

Strengthening environment-related 
innovation 
Building on the existing strong partnership, TORM 
acquired a 75% ownership stake in ME Production to 
support TORM's climate goals through environmental 
innovation. 

Record high dividend 

In Q3 2022, TORM delivered the best quarterly result 
on record, and the highest quarterly distribution of 
USD 119m was paid out to our shareholders in 
December. Based on Q4 2022, TORM will pay a 
dividend of around USD 212m. 

Read more on pages 31-32 

Read more on page 14 

TORM ANNUAL REPORT 2022 

AT A GLANCE 

8 

The value chain in oil transportation 

The global oil industry covers a range of activities and processes that contribute to the 
transformation of primary petroleum resources into usable end products for industrial 
and private customers.  

The value chain of the global oil industry begins with the 

In addition to clean products, TORM uses some of its 

The transportation patterns of both refined and unrefined 

identification and subsequent exploration of productive 

vessels for the transportation of residual fuels from the 

products are subject to constant change; however, the 

petroleum fields. The unrefined crude oil is transported 

refineries as well as crude oil directly from the production 

different products may be affected differently. As an 

from the production area to refinery facilities by crude oil 

field to the refinery. These fuel types are commonly referred 

example, closedowns of refineries in oil-importing regions 

tankers, pipelines, roads, and rail. 

to as dirty petroleum products, and extensive cleaning of 

mean that these regions will require less transportation of 

the vessel’s cargo tanks is required before a vessel can 

unrefined oil, while it, at the same time, will require more 

TORM is primarily involved in the transportation of refined 

transport clean products following transportation of dirty 

transportation of refined oil.  

oil products from the refineries to the onshore distributors 

cargo. In 2022, 98.6% of TORM’s turnover was generated 

who transport refined oil products to the end users. Refined 

from clean products transportation. 

Hence, short and long-term changes will impact the value 

oil products (or clean products) are mainly used in the road 

transportation sector (gasoline, diesel), in the aviation 

sector (jet fuel), and as a feedstock to the petrochemical 

industry (naphtha).   

chain of the global oil industry, and vessel operators should 

be ready to adapt to the changes.  

TORM ANNUAL REPORT 2022 

BUSINESS MODEL AND STRATEGIC CHOICES 

9 

Strategic highlights

Leading product 
tanker owner

88

Vessels in all major product 
tanker vessel classes 
Including acquired vessels as of 16 March 2023 

28.1%

Adjusted RoIC 

24.9%

Net LTV 
Additional capacity available for fleet growth 

USDm

379 

Dividends paid based on 2022 earnings 
Including dividends to be paid in April 2023 

Green future with 
zero emissions

37.1%

AER reduction compared  
to IMO baseline (2008) 

ZERO

Carbon Shipping in 2050 
TORM signed up for Mærsk Mc-Kinney Møller 
Center for Zero Carbon Shipping 

Superior operating 
platform  

USDm 

563 

Net profit 

USD 

34,154 

TCE/day  
Across all vessel classes

0.42

Accidents per one million 
exposure hours LTAF 
(Lost Time Accidents Frequency) 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

BUSINESS MODEL AND STRATEGIC CHOICES 
BUSINESS MODEL AND STRATEGIC CHOICES 

10 
10 

 
Strategic framework 

OUR
VISION 

The reference company in the 
transportation industry 

Our dedicated team strives to be  
the reference company, servicing 

our customers via our integrated  
business model – safely, reliably,  

and environmentally responsible. 

OUR STRATEGIC
CHOICES 

OUR WAY OF
WORKING 

Leading product tanker owner 

Superior operating platform 

> Financial flexibility and fleet optimization

> Commercial management

> Spot exposure

> Integrated operations

> Optimal vessel positioning

> Safe technical management

> An integrated digital foundation leveraging

Green future with zero emissions 

operational performance

> Ambitious and ongoing energy optimization

> Integrated decarbonization efforts

> Zero CO2 emissions by 2050

  Pages 12-20 

  Pages 12-17 

  Pages 18-20 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

BUSINESS MODEL AND STRATEGIC CHOICES 
BUSINESS MODEL AND STRATEGIC CHOICES 

11 
11 

 
Leading product tanker owner 

TORM is an internationally leading product tanker company and one of the largest 
owners of product tankers in the world.  

LEADING PRODUCT TANKER OWNER 

GREENER FUTURE WITH ZERO EMISSIONS  

SUPERIOR OPERATING PLATFORM 

Active management of spot market exposure 
We primarily employ our fleet of 88 vessels in the spot 

Through a combination of various employment and 

coverage options as well as active fleet management, 

Positioned to capitalize on the strong market 
Going into 2023, TORM owned a fleet of 78 vessels, of which 

market. Throughout 2022, TORM has utilized its position to 

TORM aims to benefit from movements in freight rates to 

56 were scrubber-fitted. During the first quarter of 2023, 

benefit from increasing market conditions. Going into 

capitalize on market highs and have lower market exposure 

TORM purchased seven LR1 vessels and 3 MR increasing the 

2023, TORM is thus ready to continue to benefit from the 

when freight rates are low. 

strong market conditions, where seven LR1 vessels were 

added to our fleet during January 2023.  

Read more on the operational leverage of TORM’s 

product tanker market. In a continued strong market, TORM 

spot market exposure in the Financial outlook on 

will have increased focus on maintaining vessels in the fleet 

fleet to 88 vessels. With an almost entirely spot-exposed 

fleet, TORM is well positioned to capitalize on the elevated 

With our presence in all large product tanker vessel classes, 

page 56 

TORM is well positioned to meet our customers’ transport 

and storage requirements. TORM’s modern and well-

maintained fleet, with the majority of the vessels being 

Fleet growth and optimization 
TORM seeks to selectively grow its fleet and to serve as a 

for an extended period. In this way, TORM will optimize its 

invested capital to enable the highest possible RoIC. TORM’s 

scalable business platform provides strategic flexibility as 

attractive investment or divestment opportunities arise and is 

scrubber-fitted, further provides TORM and our customers 

consolidator in the product tanker segment if the right 

a supportive and required enabler for being a leading product 

with enhanced flexibility to fulfill different cargo 

opportunities arise. TORM continuously assesses 

tanker owner. 

requirements as well as reduced fuel costs. TORM’s 

opportunities to optimize our fleet by acquiring attractive 

normalized PBT break-even rate is approximately USD/day 

high-specification second-hand product tankers or 

In May 2022, TORM introduced a new quarterly 

15,000. 

selectively pursuing newbuilding programs with high-quality 

Distribution Policy to allow for increased alignment 

shipyards. Further, TORM seeks to optimize the trading 

between cash generation and shareholder distribution. With 

While TORM mainly operates in the spot market, TORM also 

optionality of the fleet through enhanced cargo optionality 

a prudent and solid capital structure approach, TORM has 

enters into medium and long-term contracts when levels 

covering chemical trading options. 

already based on cash generation from the second and the 

are assessed to be attractive. Such contracts provide more 

third quarter of 2022 paid out dividends to our 

cash flow certainty for TORM and include i) charter 

During 2022, TORM decided to sell the remaining two Handy-

shareholders, and TORM expects to pay out a total of USD 

contracts on which a specific vessel is chartered out to a 

size vessels in the fleet. Further three older LR2 vessels, one 

379m in dividends related to 2022 earnings. 

customer for a longer period, ii) contracts of affreightment 

LR1 vessel and two older MR vessels were sold. TORM has on 

(CoA) which involve several consecutive cargos with a 

the other hand purchased one modern scrubber-fitted LR2 

customer at agreed freight rate levels, and iii) forward 

vessel during 2022. 

Read more about TORM’s capital structure  
on page 14 

freight agreements (FFA) which are financial instruments 

hedging the forward price for freight for a defined period. 

TORM ANNUAL REPORT 2022 

BUSINESS MODEL AND STRATEGIC CHOICES 

12 

The versatile TORM fleet 

TORM is present in all larger vessel classes in the product tanker market providing 
enhanced offering to our customers and synergies across vessel classes. Within the 
MR vessel class, certain vessels have increased trading flexibility within chemical 
cargos. 

LEADING PRODUCT TANKER OWNER 

GREENER FUTURE WITH ZERO EMISSIONS 

SUPERIOR OPERATING PLATFORM 

13

Long Range 2 vessels are the largest vessels in TORM’s 
fleet. They are typically employed on long trade routes, 
including naphtha transportation from the Middle East to 
the Far East and diesel from the eastern hemisphere into 
the Atlantic. 

The numbers are as of 16 March 2023, including  

ordered but not delivered second-hand vessels. 

15

Long Range 1 vessels are typically employed on the same 
routes as LR2 vessels, but they also have the flexibility to 
cover trades and routes which are traditionally dominated 
by the smaller MR vessels. A typical LR1 trade could be 
diesel or jet fuel from the Middle East to Europe. 

60

Medium Range vessels are often referred to as the 
“workhorses” of the product tanker fleet. They cover 
more trade routes and, compared to the larger LR 
vessels, this vessel type has the flexibility to enter 
into more ports and cover shorter and coastal  
trades. A typical trade for MR vessels would be 
gasoline from Europe to the US East Coast. 

TORM ANNUAL REPORT 2022 

BUSINESS MODEL AND STRATEGIC CHOICES 

13 

LEADING PRODUCT TANKER OWNER 

GREENER FUTURE WITH ZERO EMISSIONS 

SUPERIOR OPERATING PLATFORM 

Positioned to capitalize on a 
strong market 

As the product tanker market has improved during 2022, TORM has capitalized on a strong 

market and generated strong financial results over the year. 

TORM has generated a profit before tax in all quarters of 

2022, increasing from USD 11m in the first quarter to USD 

Strong markets provide significant cashflow generation 

222m in the fourth quarter. In the same period, average 

rates have increased from USD/day 16,743 to USD/day 

47,520. Going into 2023, TORM has covered 89% of the 

first quarter at USD/day 43,002. Combining the strong 

market fundamentals with a low and stable cost base, 

TORM expects an EBITDA for the full year 2023 in the 

range of USD 750m - USD 1,100m. 

With an interest rate coverage of 81% at 1.4% excluding 

margin untill 2027, taking the refinancing into account, 

TORM is only to a very limited degree exposed to the 

fluctations in the interest rate markets.  

New Distribution Policy 
In May 2022, TORM adjusted its Distribution Policy to allow 

for quarterly distributions above a fixed threshold cash level 

as of the quarterly balance sheet day. The new policy 

combined with TORM’s solid capital structure has enabled 

TORM to make dividend payments to our shareholders in 

the second and third quarters of 2022. Combined with the 

dividend of USD 212m related to the fourth quarter, the 

total dividend for 2022 will be USD 379m.  

TORM ANNUAL REPORT 2022 

BUSINESS MODEL AND STRATEGIC CHOICES 

14 

LEADING PRODUCT TANKER OWNER 

GREENER FUTURE WITH ZERO EMISSIONS 

SUPERIOR OPERATING PLATFORM 

Greener future with zero 
emissions 

We strive to utilize our market position and strength to lead the product tanker 
industry into a more environmentally friendly future and to develop innovative  
solutions for a greener future. 

It is a key priority for TORM to contribute to combatting the 

accelerating global climate change and to minimizing 

pollution of the seas and the atmosphere. Thus, TORM has 

a strong focus on reducing CO2 emissions. This is achieved 

through a committed focus on optimal performance in the 

short and medium term and industry collaboration in the 

long term supporting sustainable solutions. 

TORM believes that both the decarbonization and the ESG 

agendas will be integral and determining elements for the 

future of the product tanker business. At the same time, 

TORM acknowledges that oil and refined oil products are 

essential resources for societies, and therefore we want to 

distribute refined oil products as CO2-efficiently as possible 

with accessible means.  

Optimizing performance now 
TORM maintains its focus on the optimization and 
improvement of our existing fleet and on enhancing the 
efficiency of our existing fleet by applying a broad set of 
operational and technical improvements. These efforts 
include small investments on vessels with short payback 
time and also large investments with an expected more 
substantial impact such as air lubrication systems and 
Flettner rotors. Further, digital solutions such as IOT on 
vessels and route optimization algorithms are being utilized. 
To ensure a successful implementation of these efforts, 

TORM focuses on seafarers’ training and behavioral 
changes for crew on board the vessels. 

Decarbonizing shipping 

To obtain commercially viable and environmentally friendly 
results, TORM deepens its knowledge through external 
collaboration. This includes the acquisition of the Danish 
marine equipment manufacturer ME Production, which will 
support a faster implementation of our emission reduction 
ambitions. 

Long-term industry collaboration 
Alternative fuels will be required on a global scale to reach 
the 2050 targets set by the IMO. TORM monitors the 
development of new fuels and associated technologies, and 
TORM wants to be part of shaping the development and 
employing new technologies and alternative fuels whenever 
commercially and operationally viable.  

2030 target and 2050 ambition 
To quantify the green ambitions, TORM has set the goal to 
accelerate our climate target and deliver at least a 40% 
CO2 intensity reduction by 2025 compared to 2008 using 
IMO’s defined methodology and a 45% CO2 reduction by 
2030. For the long term, TORM has an ambition to have 
zero CO2 emissions from operating our fleet in 2050. 
Further to support these goals, TORM’s Management and 
organization has specific performance measures on 
achieving these targets. 

TORM ANNUAL REPORT 2022 

BUSINESS MODEL AND STRATEGIC CHOICES 

15 

Optimizing performance now 
Energy transition towards 2030

TORM is continuously working to improve the fuel efficiency of our vessels. In 2022, 
several concrete steps towards reaching TORM´s 2025 and 2030 CO2 intensity 
reduction targets were taken. 

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TORM categorizes potential investments to reduce the CO2 

emissions from our vessels into two different categories.  

Long term and test pilot projects 
The other category is investments with a longer payback 

During 2022, TORM also made an in-depth assessment of 

the likelihood of reaching our 2025 and 2030 CO2 intensity 

period, which are also typically large investments and where 

reduction targets. The assessment showed that both the 

Short term and known technologies 

the technology is more unproven for tanker vessels. The 

2025 and 2030 CO2 emission reduction targets can be 

One category is small investments with a short payback 
time where the technology is usually known and proven. An 
example of this is our investment in ultrasound on 
propellers. Ultrasound is a promising method to fight 
biofouling which can prevent surface algae and can ensure 
smoother, energy-saving sailing. 

typical process for this category is for TORM to do a test 

reached with the energy reduction initiatives and 

pilot project to verify if the technology is successful and will 

investment projects currently included in our budget and 

deliver the expected CO2 emission reduction. If successful, 

long-term planning. 

a roll out of the technology to more vessels is conducted. 

Examples of this include Flettner rotors and air lubrication 

systems. 

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Long-term decarbonization 
Industry collaboration and new fuels

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Active industry collaboration 
To achieve our ambitious 2050 environmental target of 

Preparing for new propulsion systems 
Over the past years, the shipping industry has increasingly 

With methanol being the only viable solution currently, 

TORM has special focus on this both from a commercial 

zero CO2 emissions from operating our fleet, TORM is 

worked on the future of maritime fuels and solutions for 

perspective, where a number of our vessels are in the 

actively involved in various industry collaborations 

zero emission shipping. Some technical solutions are 

process of being upgraded to transport this cargo, and also 

supporting this journey. These collaborations are important, 

already in place, including methanol engines, while others 

from a technical perspective, where TORM believes that 

as the ambitious target cannot be met by single entities 

are in the process of being developed and approved for 

vessels with methanol engines could be a commercial 

alone but requires joint efforts across the shipping industry. 

commercial operation, including ammonia-fueled engines. 

solution for product tankers within a few years. 

The collaborations include TORM’s active engagement with 

TORM is enthusiastic about this development and expects 

participation in Danish Shipping through which TORM aims 

that the future fuels for ocean-going vessels will be covered 

A significant obstacle for all future propulsion solutions 

to impact the decision-making in the IMO in relation to 

by a mix of different technologies.  

ongoing discussions on the implementation of CO2-related 

regulations. 

Fuels 

remains to be fuel availability. However, we expect that 

such obstacles will be reduced over time as production 

achieves larger scale, and as the supply chain for such fuels 

is further developed. 

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LEADING PRODUCT TANKER OWNER 

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One TORM in-house organization 

Superior operating platform  

TORM’s fleet is effectively managed on the in-house integrated operating platform 
known as One TORM. Operations are conducted jointly for the entire fleet to reap 
synergies across vessel classes.  

The integrated nature of TORM’s operating platform 
provides transparency and clear alignment of management 
and shareholder interests, which mitigates the potential for 
actual or perceived conflicts of interest with related parties. 
We believe that our integrated business model creates a 
unique customer offering as it further provides our 
customers with better accountability and insights into 
safety and vessel performance.  

In line with the strategic focus on safety, the One TORM 
platform features the One TORM Safety Culture program. 
The purpose of the program is to continuously strengthen 
TORM’s safety culture beyond mere compliance, and it 
reflects the belief that profitability and safety need to go 
hand in hand. 

On the One TORM platform, the commercial, technical, sale 
& purchase, and support divisions all work towards common 
goals in a network-based organization with easy access to 
stakeholders supporting efficient decision-making.  

Commercial management 
TORM’s commercial team is responsible for the 
employment and operation of our fleet and has 
continuously demonstrated superior performance 
compared to peers and market benchmarks. One of the key 
elements for the commercial team to succeed is the ability 
to ensure an optimal position of the fleet in the global 
basins, where differences in earnings can be significant 
over the span of a year.  

Technical management 
TORM’s fleet is managed by our in-house technical 
management. The department is responsible for 
maintaining the high quality of our vessels and the delivery 
of an environmentally friendly, safe, and cost-efficient 
technical operation. A key focus area for the technical 
management and a corporate KPI is to ensure that TORM’s 
fleet is tradable with our customers, thereby supporting 
commercial performance. The team also has extensive 
experience in vessel design and construction and provides 
essential knowledge for TORM to execute newbuilding 
programs. In addition to the office staff, TORM has more 
than 3,300 seafarers employed. 

Sale & purchase and support functions 
TORM’s sale & purchase activities are conducted by an in-
house team. The sale & purchase team leverages 
relationships with shipbrokers, shipyards, financial 
institutions, and shipowners to ensure fleet renewal and 
actively pursues opportunities in the second-hand and 
newbuilding markets. The support division is also an integral 
part of TORM’s day-to-day operations and provides 
optimized business practices, reporting and payment 
processes, proactive business partnering, stringent risk 
management, liquidity and funding management, etc. For 
years, the support division has built a strong data and 
digitalized business support function. This includes 
supporting TORM’s commercial operations with an 
analytical model developed by the advanced analytics and 
applied AI function.  

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Fuel efficiency initiatives

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TORM is well positioned to successfully install and 

implement fuel efficiency equipment on board vessels 

through the integrated operating platform.  

TORM has full control of the usage, full transparency of the 

impact of the technology, and receives full economic 

benefit from the installed equipment. This is opposed to 

other sharing arrangements such as pool structures. 

Control of both the technical and commercial management 

also allows TORM to make full use of the equipment in the 

commercial decision-making. 

As fuel efficiency becomes increasingly complex, crew 

training in systems and equipment becomes increasingly 

important. This includes implementation of voyage 

optimization guidelines and knowledge of how the impact of 

devices such as Flettner rotors and air lubrication systems 

should be operated. In addition, general energy and power 

management forms part of the daily work on board the 

vessels.  

TORM conducts continuous training of the crew from the 

TORM crew pool. TORM is therefore able to ensure that 

crews with the right competences are matched to ensure 

optimal use of the fuel efficiency equipment. 

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19 

Integrated digital foundation 

To be at the forefront of technological and digital developments is a key competitive 
advantage in our industry. It has been an embedded element of TORM´s strategy to 
monitor and implement new technologies supporting our reference company vision. 

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Artificial Intelligence 
The use of sophisticated artificial intelligence modelling, 
e.g. deep learning methodology, has increased in the 
shipping industry in recent years. For many years, TORM
has implemented AI models into our processes and 
operations to support decision-making.

Two examples of this are i) our use of algorithms to predict 
the optimal routing of a vessel before departing from its 
origin port until arrival at the destination port, and ii) the 
newest generation of our vessel positioning tool which can 
predict how to optimally deploy our fleet across the global 
basins. 

Infrastructure and governance 
TORM’s digital development is anchored in a solid and 

robust data governance structure. This supports data 

transparency and fast decision-making across the 

organization. The solid structure ensures that data is 

captured, cleansed, documented, controlled, and governed 

in all our processes including financially anchored 

processes such as financial reporting, SOX compliance, and 

ESG reporting, and also in more commercial processes such 

as route planning and energy optimization on our vessels. 

To harvest the benefits of new technologies and 

digitalization opportunities, we have found that it has 

become increasingly important to monitor trends and 

technologies and prioritize what to explore. To prioritize our 

digital initiatives, discuss ideas, and develop business 

cases, we have established a cross-organizational 

Digitalization Committee. 

Internet of Things 
To support optimal maintenance and operations of our 

vessels, we capture relevant voyage and energy data across 

our fleet. During 2022, this has been accelerated through 

installations of a wide range of sensors and technologies to 

create fully connected vessels. The project will enable our 

on- and offshore staff to monitor all relevant performance 

measures on each vessel and guide them in decision-

making.   

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21 
21 

Responsibility report 

Responsible behavior and sustainability are embedded in the way we conduct business 
in TORM. We are committed to protecting our employees, our assets, our environment, 
and our society. We believe that a sustainable business also creates business value for 
TORM. 

OUR RESPONSIBILITY FRAMEWORK 

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We constantly push ourselves to remain relevant and 
competitive in the eyes of our investors, customers, 
employees, financiers, and other key stakeholders. We do 
this by deeply integrating sustainable business practices in 
our commercial strategy to consider how we affect the 
world around us, and how the world around us has an 
impact on us.  

TORM’s sustainability approach and actions are guided by a 
range of both internal and external instruments. We 
harness these to build an overarching approach to create a 
more sustainable future, sustainability measures allowing 
us to take decisions based on knowledge, and to provide 
transparency to our stakeholders. This is done by 
constantly challenging ourselves and the way we work. 
Further, TORM does this by interacting and collaborating 
with different peers and industry stakeholders.  

Transparency and accountability are key to TORM’s way of 
doing business, and these values play a central role in our 
responsibility approach. The principles in the model to the 
right illustrate some of the important elements of the way 
we think sustainability. They are frequently reviewed and 
validated considering our safety culture, how our leaders 
shall operate, and not least our strategic choices.  

This section (pages 22-49) of our report also constitutes 
the Danish statutory reporting on corporate social 
responsibility. Our business model, which is set out on page 
12, forms an integral part of our statutory reporting. 

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Our responsibility  

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

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Integrating sustainability into our strategy is a way to grow 

As an additional governance measure, TORM has for 

Building a better future requires a joint effort. Therefore, 

and optimize our business for the future. TORM harnesses 

several years incorporated financial mechanisms to drive 

TORM has been a long-standing partner in many industry-

respected guidelines such as the ESG (Environment, social, 

ESG efforts whereby senior management and the rest of 

relevant collaborations. By working together, we can build 

government) structure, SASB (Sustainability Accounting 

the organization’s KPIs are directly linked to ESG targets to 

momentum, draw focus, and share best practices to make a 

Standards Board) reporting, Scope 1, 2, & 3 emissions 

ensure that TORM continues to prioritize sustainable 

larger positive imprint on our world. 

reporting, and the UN SDGs (Sustainable Development 

actions.  

  ESG-linked renumeration is available on page 99 

SASB Index and responsibility data are available on 
page 43 

Goals) to operate in a responsible manner. A materiality 

matrix guides the prioritization of our actions.  

TORM was the first shipping company in Denmark to sign 

the UN Global Compact. This, together with the UN 

Sustainability Goals, is another way in which we commit to 

an internationally recognized set of principles on health, 

safety, labor rights, environment, and anti-corruption. 

Enhancements in 2022 

In 2022, TORM increased the transparency around our 

emissions and the impact of our sustainability response on 

our business by preparing a TCFD (Task Force on Climate-

Related Financial Disclosure) report and an analysis of our 

Scope 3 emissions. 

Governance driving sustainability 

Organizing the Company to focus on sustainability is 

essential. To empower the organization to reduce emissions 

and achieve our ambitious environmental goals, new 

organizational roles were created in 2022. This was to 

establish a separate department of experts focused on 

accelerating our green efforts. 

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Enhancements in 2022 

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Scope 3 
Scope 3 refers to emissions which are a consequence of 

Scope 3 reporting is an additional voluntary effort creating 

For example, efforts to reduce Scope 1 emissions on board 

awareness of our entire value chain enabling us to take 

our vessels, such as using less fuel to perform our routes, 

TORM’s activities but occur from activities which are not 

ownership beyond our direct business based on data. By 

will also positively impact our Scope 3 emissions as less 

owned or controlled/operated by TORM. Scope 3 reporting 

including entire value chains, we can understand the knock-

upstream fuel will be consumed. This increased 

is an expansion in 2022 of the already reported Scope 1 

on effect of actions to reduce emissions. 

transparency also ripples down to our partners and 

and 2 emissions. This is to disclose the indirect emissions 

from TORM’s activities.  

customers, empowering them with increased emissions 

transparency in their value chains.  

Scope 3: What does it consist of? 

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Enhancements in 2022

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

TORM’s process on Scope 3 
A two-phase process using the Green House Gas Protocol’s 

quantities. Positively, these consist of a high degree of 

that TORM holds at different times on different vessels. In 

primary/hybrid data, providing us with a deeper degree of 

2022, we reduced the time charter ratio. The final 

15 categories for Scope 3 emissions was conducted. First, 

transparency. The following discusses each category and 

category, category 6, relates to TORM’s business travel, 

we made a mapping of our value chain, and a screening of 

the mechanisms involved. 

including seafarers’ travel. Our seafarer workforce 

all 15 categories was performed based on five criteria 

contributes considerably to these emissions as traveling is 

which considered the number of emissions, the degree of 

In 2022, category 2 accounts for most emissions, with 

a necessary part of operating the vessels. Regardless, we 

influence we have, associated risks, importance to our 

32% compared to 57% in 2021, and a category where 88% 

constantly implement best practices and improvements to 

stakeholders, and if the activity is performed in-house or 

of data is primary/hybrid data. For vessel acquisitions, we 

make the positioning of seafarers as efficient as possible. 

not. This resulted in the following five categories: 

have used a lightweight methodology as we are not able to 

We have also applied this logic to optimize our shore-based 

acquire the exact emissions data from the shipyards. As 

business communication towards online platforms. This 

• Category 1:   Purchased goods and services 

this category reflects the emissions linked to vessel 

focus was accelerated during the COVID-19 pandemic and 

• Category 2:   Capital goods – vessels and modifications 

purchases and modifications, this number can fluctuate 

learnings have continued.  

• Category 3:   Upstream fuel & energy-related activities 

from year to year depending on TORM’s vessel purchases. 

• Category 6:   Business travel 

This was the case from 2021 to 2022 where the 

• Category 13:  Downstream leased assets – T/C out > 3

investment in vessels was significantly lower. 

months 

The subsequent significant categories were 1, 3, and 13 – 

Data types applied within each Scope 3 category 
SOURCE: BASED ON TCO2E

In the second phase, emission data for the five categories 

purchased goods and services, upstream fuel and energy-

was refined and categorized as either ‘primary/hybrid’ or 

related activities, and downstream leased assets, 

‘secondary’. ‘Primary/hybrid’ is data where we know the 

respectively. For category 1, we have lower data 

actual quantities consumed combined with industry-

transparency, however, we believe this will improve over 

specific emission factors; however, these are only provided 

time due to the general focus on emissions which our 

by a few vendors. Where only one data point was available, 

suppliers will experience. Category 3 includes upstream 

a hybrid calculation method was used, and average industry 

emissions associated with the production and distribution 

emission factors were applied to the purchased quantities. 

of the bunker fuel for our vessels. With our drive to reduce 

Where no primary data was available, spend-based 

our Scope 1 emissions by sailing more efficiently, we will 

consumption data was used to assess Scope 3 emissions, 

inevitably reduce our Scope 3 emissions. Category 13 

and this was categorized as ‘secondary data’. 

reflects our commercial decision to focus on the spot 

market which can fluctuate depending on our decisions to 

Following this selection and data collection process, we 

employ the fleet in the spot or time charter market. These 

attained our 2021 and 2022 Scope 3 emissions data and 

emissions will fall in either Scope 1 (spot) or Scope 3 (time 

the split between primary/hybrid quantities and secondary 

charter) depending on the degree of operational control 

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Enhancements in 2022 

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The Task Force on Climate-related Financial Disclosures 
(TCFD) framework 

This Scope 3 process has provided us with a deeper 

TORM’s process 

understanding of the indirect emissions and how we can 

We engaged an external consultancy and developed three 

move between the different scopes. These improvements 

climate scenarios to assess TORM’s risks and 

also come from working with our partners and suppliers to 

opportunities: Net Zero 2050 (1.5°C), Delayed Transition 

raise awareness and challenge them to provide their 

(1.8°C), and Hot House World (+3°C).  

emissions data. To maximize our efforts with this new 

reporting feature, we engaged ESG expert consultants in 

These scenarios were supplemented by data and insights 

the entire process to work closely with TORM. 

relevant to upstream and midstream oil and gas activities 

Next steps 

and the transport of refined oil products. They also took 

into consideration TORM’s full value chain including 

With this increased visibility, TORM will continue to 

potential production of and demand for renewable energy 

understand the new scope and data and decrease the 

fuels and technologies. 

amount of secondary data by encouraging suppliers to 

provide the necessary information, thus turning it into 

The scenario analysis process involved senior 

primary/hybrid data. Subsequently, we will use this data 

representatives from TORM’s organization and TORM’s 

and our increased understanding to adjust our ways of 

Board of Directors to fully analyze the consequences of the 

working to positively impact Scope 3 emissions. 

risks and the opportunities ahead. The risks and 

TCFD 
Being relevant for tomorrow is just as important as being 

opportunities were assessed for financial materiality and 

their potential impact on TORM’s business model and 

strategy. Four financially material climate-related risks and 

relevant today. To ensure TORM’s position and relevance in 

three financially material climate-related opportunities 

the future, we conducted a climate-related scenario 

were investigated. 

analysis in 2022 using the Task Force on Climate-related 

Financial Disclosures (TCFD) guidelines. This was to assess 

The findings from the scenario analysis were incorporated 

transitional and physical risks and opportunities and how 

into TORM’s corporate strategy process to improve its 

they might impact the resilience of our company strategy.  

resilience. Further details are outlined in the risk section of 

We believe in taking advantage of available tools to show 

our stakeholders and potential investors how TORM is 

prepared for the future. This also provides TORM with input 

for focus areas to guide our strategy. 

this report. 

  TCFD details are available on pages 75-77 

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TORM’s ESG targets 

These targets ensure our collective focus on the same goals and encourage 
transparency between management, employees, and stakeholders. TORM has 
committed to the below ESG-linked targets to be relevant to investors, lenders, 
customers, and other stakeholders. We will elaborate on these targets throughout this 
report.  

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OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

2030 Climate  
target 

TORM continues to work on 
reducing our carbon intensity 
from -37.1% in 2022 to  
-45% by 2030 compared to 
2008*. 

* % reduction compared to the IMO’s 

2008 base year using the CII reference 
line using CO2 g/dwt x nm. 

2030 Safety  
target 

Safety is measured as a long-
time accident frequency per 
million exposure hours.  
In 2022, TORM’s safety 
performance was 0.42, and 
our target for 2030 is 0.30. 

2030

2022

-37.1%

2030

2022

0.42

-45%

0.30

2050 Climate 
ambition 

TORM is pursuing an 
ambitious climate agenda, 
whereby we will have zero CO2 
emissions from operating our 
fleet by 2050. 

2030 Leadership 
diversity target  

We believe that diverse teams 
led by diverse leaders deliver 
better business performance, 
and by 2030 at least 35% of 
our leaders will be female.  

ZERO

emission

2030

2022

21%

35%

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OUR RESPONSIBILITY FRAMEWORK 

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Stakeholder engagement 
and materiality 

Stakeholder engagement 
Working in close collaboration with our customers and 

Materiality 
As part of our continued efforts to increase transparency in 

stakeholders is an immense focus for TORM and is key to 

our reporting, we included a materiality assessment in our 

delivering our ambitious climate targets. Among other 

2021 responsibility reporting. This assessment has been 

things, the stakeholder groups include employees, 

reviewed in 2022 and is still valid. It will be reviewed again 

community, suppliers, customers, investors, and 

in 2023. 

authorities.  

Throughout the year, specialists across TORM interact with 

environmental topics with the largest impact throughout 

these stakeholders to ensure an open dialogue. This 

our value chain”. 

In TORM, we have defined materiality as “social and 

includes our ongoing dialogue with financial institutions to 

ensure a high level of transparency in our climate efforts – 

both ashore and at sea. 

Materiality assessment 
TORM’s ESG materiality assessment is to identify and 

prioritize the ESG issues which are most important to and 

As a company, we work with a selection of partnerships 

have the most impact on TORM and our key stakeholders. 

sharing the same values and goals as TORM. TORM 

We have defined our key stakeholders as customers, 

continued its work in the Mærsk Mc-Kinney Møller Centre 

lenders, investors, regulators, employees, suppliers, 

for Zero Carbon Shipping which we joined in 2021 as a 

community, and environment.  

Mission Ambassador. Here we work with industry partners 

and knowledge specialists to achieve zero carbon shipping 

Each score is evaluated relative to each other as all the 

solutions by 2050. TORM is also an active member of 

material topics are important to TORM and our key 

industry organizations such as Danish Shipping. These 

stakeholders. The material topics and the materiality matrix 

efforts must ensure that TORM is part of the conversation 

were approved by the Board of Directors. 

that is important to many of our stakeholders and society at 

large.  

Engagement and decision-making in TORM are 
described on pages 115-117 

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Stakeholder engagement 
and materiality 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

MATERIALITY MATRIX
MOST IMPORTANT ESG-RELATED TOPICS FOR TORM
(SCORING OF TOPICS IS RELATIVE TO EACH OTHER)

A. LEGAL COMPLIANCE

B. HEALTH AND SAFETY C. SECURITY D. ENVIRONMENTAL EFFORTS E. PEOPLE

F. HUMAN RIGHTS AND BUSINESS ETHICS G. COMMUNITY H. RESPONSIBLE PROCUREMENT

R
E
H
G
H

I

Y
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K
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T
E
C
N
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T
R
O
P
M

I

S
R
E
D
L
O
H
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A
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G

H

A

B

D

F

E

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LOWER

IMPACT ON TORM

HIGHER

  Environmental efforts on pages 30-33 

  Health and safety on page 34 

  Security on page 35 

  People on pages 36-37 

Community on page 38 

  Legal compliance on page 39 

  Human rights and business ethics on pages 40-41 

  Responsible procurement on page 42 

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Environment 
Environmental efforts  

TORM believes in and supports the UN’s SDG 13 Climate Action as marine pollution 
constitutes the largest environmental risk in the shipping industry.  

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

TORM has dedicated resources, time, and 

closely connected and integrated One TORM platform 

and much more. It aims to be a central tool providing 

focus to minimize its sea and atmospheric 

enables us to capture. 

pollution. It also employs a broad range of 

tools and means to achieve its ambitious 

emissions reduction goals.  

2022 fuel consumption and energy efficiency 
TORM has relentlessly worked on the ambitious 

environmental goal of reducing our carbon footprint by 

deploying effective strategies and efficient technologies 

across our value chain. This is done to reduce both our 

carbon intensity, address how efficiently our vessels 

transport its cargo, and the subsequent carbon emissions. 

These ambitions support IMO’s Green House Gas Strategy 

which envisages a reduction in carbon intensity of 

international shipping of at least 40% by 2030.  

Our decarbonization efforts in 2022 have enabled us to 

reduce our carbon intensity, measured through the IMO 

defined methodology using Annual Efficiency Ratio (AER), 

by 37.1%. This reduction is compared to the IMO baseline 

of 2008. We are on track to achieve our goal of a 40% 

reduction in carbon intensity by 2025.  

These decarbonization strategies and technologies also 

produce commercial benefits and synergies, which our 

Superior operating platform  

TORM’s fleet is effectively managed on the in-house 

integrated operating platform known as One TORM. 

Operations are conducted jointly for the entire fleet to reap 

synergies across vessel classes. Daily engagement with the 

vessels continues to create significant value to encourage 

and support best practice behavior regarding energy 

consumption. In addition, the efforts ensure that corrective 

actions can be taken swiftly, if needed. The strategic 

choices section elaborates on how this platform operates 

and the synergies it produces.  

Read more about our superior operating platform on 
page 18 

Vessel performance optimization and behavior 

Over the years, TORM has gained a lot from information and 

data sharing to improve learnings, both ashore and on board 

our vessels. This concept has been taken further and 

thereby contributed to our performance in 2022 as well. 

TORM initiated the NEXUS project that considers all 

processes influencing fuel efficiency, not only vessel engine 

performance but also voyage planning, hull performance, 

transparency through live data to the various stakeholders 

and to improve decision-making. The Connected Machinery 

project is one of the first elements which provides 

automated vessel data and energy optimization guidance, 

allowing the crew to proactively make the right decisions on 

matters impacting fuel efficiency.  

This has been tested on 18 vessels during 2022 and has 
contributed learnings towards improving the tool. During 
2023, it is expected that 40-60 vessels will have the tool 
installed, and it is expected to be completed by 2024. 

Technologies 

In 2022, we continued our journey of improving the hull of 
our vessels to make them glide easier through the water, 
thereby requiring less power and producing less emissions.  

One method to improve vessel hulls is applying a silicon 
coating. Traditional hull coatings have higher roughness, 
which requires more power to move the vessel through 
water. Silicone-based coatings provide a very smooth and 
low-friction surface with a higher resilience towards fouling 
organisms sticking to the hull. TORM has increased the 
number of vessels with this coating that has now been 
applied to more than 50 vessels.  

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Environment 
Environmental efforts 

OUR RESPONSIBILITY FRAMEWORK 

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SASB INDEX AND RESPONSIBILITY DATA 

Before painting the hull, grit blasting the hull is very 

operationally, commercially, and sustainably viable way. We 

problems by using their expert knowledge. Our seafarers 

important. This results in a reduction of roughness and a 

continued our participation in the Getting to Zero Coalition, 

thereby have access to easy and timely assistance and can 

much smoother surface, and thereby less water resistance. 

a collaboration between the Global Maritime Forum and the 

quickly solve matters and secure optimal vessel 

This way both CO2 and fuel consumption are reduced. For 

World Economic Forum.  

performance.  

example, the impact on our largest LR2 vessels is that we 

can save up to 120 tons of CO2 emissions per vessel every 

People competencies  

ME Production acquisition  

single year. 

People have a considerable influence on how effective our 

In 2022, TORM purchased an ownership stake of 75% in 

120 tons 

CO2 emissions saved on an LR2 vessel when 

grit-blasted prior to hull painting 

Industry collaboration 

To harness momentum and synergies, TORM continued to 

be an active contributor in several industry collaborations. 

This involves active participation in Danish Shipping 

through which TORM aims to impact the decision-making in 

IMO in relation to ongoing discussions on the 

implementation of CO2-related regulations. This work also 

continued in 2022 with the innovation partnership, 

ShippingLab (a non-profit platform for maritime research), 

for development and innovation with 30 partners from 

across the maritime industry. TORM was actively involved in 

two projects that were concluded in 2022.  

Again in 2022, TORM supported and engaged in the Mærsk 

McKinney Møller Institute for Zero Carbon Shipping as a 

Mission Ambassador to research ways to grow in a more 

sustainability technology works. Therefore, equipping them 

ME Production (MEP), a Danish industrial company 

with the training and competencies to optimize relevant 

specializing in developing and producing advanced and 

technology is as important as the technology itself. To 

green marine equipment. The new partnership is built on a 

achieve this, we train our crew to have the right skills. 

year-long collaboration between TORM and MEP with the 

To ensure key crews on board have the latest vision for 

relation to TORM’s substantial exhaust gas cleaning 

two companies working closely together, especially in 

energy and fuel efficiency technologies, the annual junior 

(scrubber) commitment. 

and senior officer seminars dedicate time to share, discuss, 

and challenge upcoming technologies. This gives an 

This partnership supports TORM’s environmental goals 

understanding of the processes and capabilities, but it also 

both now and going forward. With environmental innovation 

provides insight into what the shore-based technical team 

we aim to be able to be in the forefront when it comes to 

is working on.  

assets that will support us in minimizing the harm of the 

environment and to the benefit of TORM in the longer term. 

To build competences for the decarbonization journey, we 

also focus on the next round of officers. Prior to an officer 

being promoted to Captain or Chief Engineer, the officer 

attends a promotion assessment training which involves 

two weeks in a TORM office where the officers get fully 

acquainted with all departments with a specific focus on 

the technical decarbonization work, tools, goals, and 

upcoming innovations. Addressing behavior and the impact 

on our performance is a key focus area. 

In addition, our shore-based technical team provides an 

approachable point of contact to virtually troubleshoot 

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Decarbonizing shipping 

Environment 
Environmental efforts 

Combining the experience and engineering resources at 

Our people 

MEP with the operational excellence at TORM will help 

Committing to these challenging targets requires support 

TORM in achieving its environmental targets by creating 

from several aspects. One aspect is our people. Therefore, 

energy optimization devices. One such technology is heat 

investing in our people by enhancing their knowledge of new 

pumps that use the vessels’ own waste heat to heat other 

and upcoming technologies is important for this long-term 

machinery, water, and other vessel parts. 

journey to extract the value of new energy and fuel 

In 2022, this technology has been tested on one vessel 

superior operating platform to harness synergies allowing 

with positive results. Benefiting from the pilot project, clear 

us to optimize our vessels’ energy and fuel performance. 

solutions. TORM will thus strengthen and enhance our 

improvements are visible to enhance this even further. 

New fuels 

We expect this to be tested further with the potential roll 

Another aspect will be industry research on new fuel 

out across the fleet where more benefits can be reaped. 

sources for vessels.  

MEP technology and expertise in building such innovations 

will be critical. 

Decarbonization is a journey 
Over the years, TORM has outperformed its set emissions 

targets. Therefore, TORM is pushing fast forward on our 

environmental efforts and will reduce our carbon intensity 

by 40% by 2025 – instead of by 2030. The baseline for the 

target is in line with the definition set forth by the 

International Maritime Organization, IMO, which defined 

how this should be measured and calculated. 

Read more details about TORM’s investments to support 

the goal of zero emissions under our strategic choice of 

Greener Future.  

  Long-term decarbonization on page 17 

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Environment 
Environmental efforts 

Innovation and technology will be key 
TORM maintains its focus on the optimization and 

efficiency of our fleet by applying a broad set of operational 

Air lubrication system 

During autumn 2022, we installed the first air lubrication 
system on one of our LR2 vessels. Air lubrication is a 

and technical improvements. These efforts include smaller 

system which blows out microscopic air bubbles at the 

investments with short payback time and also larger 

bottom of the vessel, creating a layer of air between the 

investments with an expected larger impact. 

vessel and the water. Air lubrication is expected to enable a 

Variable frequency drives 

An example of innovation is the use of variable frequency 

drives (VFD) for cooling pumps on board vessels which can 

reduction in friction and in CO2 emissions of approximately 

5% per vessel. If the tests confirm the desired outcome, we 
expect this technology to be rolled out on several vessels. 

reduce energy consumption. There are always cooling 

Route optimization 

systems on board vessels, and these are designed for the 

An accurate weather forecast is one of the most important 

extreme conditions that the vessels may experience. 

tools for a sailor. Optimizing a vessels’ voyage is essential 

However, as vessels do not constantly operate in these 

to any shipping company. And we always strive to do even 

extreme conditions, these systems can be managed more 

better - for our business and for the environment. 

efficiently. The VFDs control the cooling systems’ capacity 

Therefore, TORM has further developed an in-house 

according to its situation and thus run the systems more 

algorithm model designed to optimize the voyages. This 

efficiently. For example, the VFDs can be used to optimize 

continuously provides our captains and their crew with 

the air conditioning on board which saves power and also 

updated routes, considering factors such as wind, waves, 

creates a more stable and comfortable temperature for the 

freight markets, and bunker prices. This helps to ensure 

crew on board. The VFD program is 95% completed across 

that every journey is as safe and efficient as possible, while 

our fleet. 

keeping emissions as low as possible.  

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Social 
Health and safety  

The majority of our workforce are seafarers, and therefore healthy and safe conditions 
on board our vessels are crucial. 

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Audits 
TORM resumed physical audits on board in 2022, providing 

activities such as physical seminars, virtual town halls, and 

TORM increased the number of junior officer safety 

information-sharing sessions and deployed thorough review 

trainings in 2022 which covers the mindsets, 

an increased personal contact and engagement with our 

and analysis of data such as “near-miss” for better insight. 

competencies, and behaviors needed for safe operations. 

crew. This enabled the timely takeover of our newly 

A high number of near-miss reports indicate that the 

This course serves as a supplement to the safety leadership 

acquired vessels. Because of the effectiveness of the One 

organization proactively monitors and responds to risks. 

course for senior officers as junior officers should be 

TORM platform, audits, inspections, flag changes, etc. 

have been completed successfully during the time of the 

COVID-19 pandemic. This includes taking over vessels and 

Safety 
Our safety policy is rooted in the regulations by the Danish 

TORM took over eight Team Tanker vessels in 2021 and by 

early 2022, all the crews had participated in the TORM 

prepared for their future ambassador roles. 

delivering vessels to new owners.  

Maritime Occupational Health Service. In 2022, TORM 

Safety Delta self-assessment program, and all senior 

SIRE inspections 
Inspections ascertain the health of our vessels, and TORM 

continued with its ‘One TORM Safety Culture – driving 

officers had been involved in the senior officer safety 

resilience’ program which defines standards and 

training and officer seminars. 

expectations for excellent performance. TORM also 

uses SIRE inspections overseen by the OCIMF (Oil 

continued the “Safety Delta” tool, continuous crew 

Companies International Marine Forum). In 2022, OCIMF 

evaluation, dialogue, reflection, and development. All 

Lost Time Accident Frequency (LTAF) 

initiated a revamped SIRE 2.0 inspection and assessment 

vessels have completed three Safety Delta cycles in 2022.  

SOURCE: TORM 

regime for the tanker industry. In TORM, this has been 

prioritized and will be in place prior during the first half of 

In 2022, we could resume physical onsite officer seminars 

2023.  

Lost Time Accident Frequency 
Lost Time Accident Frequency (LTAF) is a measure of 

in Copenhagen and Mumbai, and another seminar was held 

in the Philippines in January 2023. Shore and sea-based 

colleagues came together to discuss and align on our 

business strategy. A total of 160 senior officers attended 

serious work-related personal injuries which result in more 

the conferences. 

than one day off work. LTAF is measured per million hours 

of work. TORM’s LTAF measure in 2022 was 0.42 (2021: 

0.37). 

Officer safety training 
TORM continued to conduct safety leadership courses for 

senior officers on board. The course includes workshops for 

0.96

1.2

1.0

0.8

0.6

0.4

0.2

0.0

0.65

0.67

0.65

0.47

0.42

0.42

0.37

Once the pandemic subsided, we increased the number of 

all senior officers and key marine shore staff and focuses on 

2015

2016

2017

2018

2019

2020

2021

2022

physical visits on board. TORM also conducted additional 

how to be a good leader when it comes to safety.  

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Social 
Security 

Security 
TORM’s response to piracy is founded on the Best 

Management Practice, which is the industry guideline for 

companies and vessels sailing in areas with increased risk. 

In 2022, TORM experienced three minor incidents. No 

persons were harmed during these incidents. 

Throughout the year, the security situation and 

developments in the various risk areas have been monitored 

closely, and actions have been taken to safeguard TORM’s 

seafarers and vessels. The main area of concern remains 

the Gulf of Guinea. This is despite the fact that reported 

incidents have dramatically decreased in comparison to 

previous years. However, the root cause of piracy in the 

region has not been eradicated, so piracy remains a threat. 

TORM has adapted its procedures to the changing threat 

levels across all areas called at by TORM vessels.  

The security situation in certain areas is affected by 

changes in geopolitical situations. TORM will continue 

monitoring the situation globally and implement adequate 

precautionary measures for risks identified. 

. 

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Social 
People 

People and culture play an essential role in TORM, and it is important for TORM to 
develop employees within their potential, which positively influences our employee 
retention, talent acquisition, and brand value. The pandemic challenged the way we 
work, but we have now adjusted to a post-pandemic world, and we use our learnings to 
improve the way we work. 

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In 2022, TORM increased awareness of its zero-tolerance 
towards harassment. Although not accepted, we must 
ensure our people have the right tools to handle such 
situations. An online training course, including reflection, 
was rolled out to all seafarers and shore-based colleagues 
to explain the different types of harassment, what to do if it 
occurs, and what tools are available to support them. 

At sea 
Improving workplace and well-being 
To nurture the close relationship between sea and shore- 

based colleagues, we re-established the physical induction 

of new seafarers and physical training in 2022 – taking the 

best of both online and offline worlds. 

The “Well at TORM” program, focuses on the well-being of 

our seafarers by increasing engagement, mental resilience, 

physical health, and embracing socialization among the 

crew, has proven to be successful. More than half of our 

seafarers are actively participating in this program.  

The mealtime for our seafarers is not just important 
sustenance and nutrition, it is also a time to socialize and 
nurture the unique tightknit group on board. Therefore, in 
2022, we changed the main global catering supplier to 
ensure this time is even more enjoyable and healthy. 

In 2022, TORM implemented a new Marine HR 

management system to bring our seafarers and shore-

Ashore  
In 2022, we continued our bi-annual real time data 

based organization closer in daily operations. This platform 

engagement survey. 98% of all shore-based employees 

provides more transparency of status, current and 

responded to the November survey which resulted in an 

upcoming contract planning, and wage details. The system 

engagement score of 8.4 out of ten. The overall positive 

also facilitates a smoother travel expense process.  

outcome of the survey was maintained from previous years 

and positions TORM in the top quartile of companies across 

In 2022, we have worked to improve our crew engagement 

survey. This survey allows us to gauge the temperature of 

all industries using the same platform. Our ambition is to 
improve and nurture the culture needed to fulfill our 

our seafarers to understand what support they need. The 

ambitious strategy and develop initiatives which matter to 

results highlighted that our seafarers have a very positive 

our employees.  

relationship with leadership and teams and have high job 

satisfaction. Senior management is involved in evaluating 

the results to gain attention and focus for actions. The 

Employee health and well-being 
During 2022, we formalized the remote work setup as a 

survey covers questions about their connection with the 

post-COVID work practice. This derives from the 2021 

Company, team and manager, their personal well-being, 

employee engagement survey and the practices’ success 

and job satisfaction. 

during the pandemic. We expect this opportunity to provide 

more flexibility for a global team and their work/life balance. 

At the end of 2022, TORM employed 3,218 seafarers and 

increased the retention rate for senior officers to 95%. 

We are consistently focusing on employee health and well-

Thus, TORM demonstrated compliance with customer 

being – physical and mental. Therefore, the stress 

requirements in ensuring the right level of experience 

awareness training initiated in 2021 was rolled out across 

among senior officers per vessel across the fleet (the so-

all offices in 2022. Through in-depth knowledge, a common 

called officer matrix compliance).  

language, and targeted tools, all employees are equipped 

with the tools required to spot and mitigate stress. 

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Social 
People 

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Diversity  
In TORM, it is our policy to work towards a diverse 

workforce irrespective of gender, religion, sexuality, 

lifestyle at sea. Learnings from this pilot project will build a 

tool that can be used to support diversity.  

nationality, ethnicity, or disabilities. A diverse workforce 

Gender diversity 

provides a balance of voices and thought that inspires 

We actively monitor the representation of females in the 

innovation and creativity.  

workforce and in leadership. At the end of 2022, the 

proportion of female full-time employees in the shore-

Geographical diversity of seafarers in % 

TOTAL NUMBER OF SEAFARERS AT THE END OF 2022: 3,218 

In 2022, we continued to participate and drive the aim of 

based workforce was 35%, while women in leadership 

Other 0.2%

Europe 9.5%

Danish Shipping’s taskforce for more women at sea. In this 

positions constituted 21%. TORM has a target for 2030 of 

work group, we have incorporated 10 recommendations 

35% women in leadership positions. At the end of 2022, 

Southeast Asia
49.7%

into processes and procedures as best practice. The 

the Board of Directors consisted of four male members and 

recommendations include setting gender diversity targets, 

one female member elected at the Annual General Meeting. 

supporting women through family-friendly policies, and 

Since 2020, the Board of Directors has fulfilled its target of 

rethinking the recruitment process. 

20% female Board members (1 out of 5). 

Also in 2022, we piloted a system with our Danish female 

seafarers to enhance their network by making use of 

experienced women seafarers in other parts of our 

organization and additional mentoring for the unique 

This section also constitutes the Danish statutory reporting 
on gender distribution in management. 

Diversity of permanent employees 

Non-executive Directors of the Company 

Executive Directors of the Company 

Senior executives 

Managers not listed above (managers with one or more direct reports) 

Other permanent employees of the Group 

Male 

Female 

 3  

1 

 3  

  135  

  174  

  1  

 -   

  21  

  108  

India 
subcontinent
40.6%

In 2022, we continued our strategy to employ seafarers 

with different nationalities as we believe that diversity on 

board is an important foundation for high performance, 

while keeping focus on cooperation and a safe working 

environment. 

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Social 
Community 

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TORM is a long-standing supporter of 

maritime education in India and in the 

gender sensitivity and equality, facilitation skills, and a 

TORM sponsors 33 students at SAMPARC and assists 

mini-retreat and reflection session with discussion focused 

them with their basic needs, including school equipment 

Philippines, and it is therefore natural for 

on developing emotional intelligence. 

TORM to support SDG 4 Quality 

Education. 

and certain living expenses. With a focus on meeting the 

hygiene needs of children at Bhaje, TORM sponsored a 

Another wing of the TPEF, the Social Development 

toilet block construction in 2022. In keeping with the 

Initiatives, works towards providing relief to better 

annual tradition, a team from TORM India visited SAMPARC 

TORM believes that education is one of the best ways to 

surroundings during troubled times. In 2022, a provision of 

Bhaje to celebrate Deepawali and distribute presents to all 

nurture future competences and build a strong pipeline for 

130 sets of solar lamps and four sets of solar-powered 

the students. 

the industry. Additionally, by contributing to society, TORM 

charging stations was given to an elementary school in the 

builds a sense of trust and pride in our colleagues, resulting 

island of Jagoliao, Getafe, Bohol. The school was ravaged 

TORM believes that better infrastructural support and more 

in higher retention and positive brand recognition. 

by super typhoon “Rai” in December 2021 causing a power 

extracurricular activities nurture a holistic education for 

Education foundation in the Philippines 
The TORM Philippines Education Foundation (TPEF) is a 

foundation set up by TORM Philippines in 2007 to support 

education in the Philippine community. During the 

educational year 2022-2023, we supported: 

•  38 scholars studying in various colleges and universities 
•  24 apprentices (one female and 23 male) within 

maritime courses 

outage on the island. A total of 130 students, seven 

students. In April 2022, TORM sponsored the construction 

teachers, and the community benefited from the project. 

of a new school at Nalasopara, Mumbai. To further support 

Education support in India  
TORM India funds specific projects under selective social 

education infrastructure, TORM has committed to adding 

an additional floor to the school building. 

causes, and since 2018 TORM India has worked closely 

Additionally, TORM has committed to constructing toilet 

with three organizations to achieve the purpose: 

blocks and paver blocks in Dahanu, Maharashtra to assist 

•  SAMPARC – an organization taking care of 

positive impact on society, TORM is currently evaluating 

disadvantaged children across India 

several more projects in and around Mumbai, specifically 

•  BAIF – an organization working towards upgrading and 

aimed at helping young girls. 

pre-nursery schools. Continuing our efforts to have a 

In addition to these students currently supported during 

providing rural infrastructure 

2022, 12 scholars graduated in 2022 with various degrees 

in engineering, education, psychology, IT, multimedia arts, 

•  Akshayshakti – an organization looking to improve the 
lives of students, welfare, and abandoned children 

and masters in business administration. 

The TPEF also intensively invests in the Scholars 

In 2022, TORM supported the construction and furnishing 

of one of the Zhilla parishad schools, state-run secondary 

Development Program which focuses on self-awareness 

schools, in India. 

and academic support, how to be an environmental warrior 

outside the classroom, communication and public speaking, 

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Governance 
Legal compliance 

For TORM, good corporate governance represents the framework and guideline for 
business management. The aim is to ensure that TORM is managed in a proper and an 
orderly manner consistent with applicable legislation and codes. This complements our 
commercial purpose to ensure we meet the high expectations of our investors, 
customers, and other stakeholders. 

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Legal compliance is essential to TORM and to our 

stakeholders. International transport of refined oil products 

Data Ethics Policy 
TORM’s business model, the One TORM platform, uses 

TORM generally does not collect, store, or handle data in 

relation to private customers or consumers. The data which 

is a highly regulated area, and full compliance with all 

advanced analytics and digital solutions in which large 

TORM collects and stores is mainly commercial data, 

applicable rules and regulations at all times is a necessity 

amounts of data are processed. TORM’s Data Ethics Policy 

relevant to the operation of our owned and chartered 

for operating successfully in our industry.  

confirms TORM’s commitment to our defined data ethics 

vessels. Such commercial data includes without limitation 

principles, and it defines how we collect, store, and process 

global trade flows, trading patterns, cargo types, weather 

TORM’s compliance with all applicable sanctions requires 

data. 

constant focus as any violation may have a significant 

patterns, port data, etc. and may be generated internally or 

obtained from external sources. 

business impact. The same applies to compliance with 

TORM wants to maintain high ethical standards for the 

applicable rules and regulations in relation to (without 

protection of our data, and we want our handling of all data 

To ensure that TORM and our employees uphold these high 

limitation) health, safety and environment, anti-bribery and 

to be beneficial and value-adding to our customers, 

standards, clear instructions are available for how 

corruption, competition/anti-trust, as well as employment 

employees, business partners, authorities, and other 

employees should handle personal data. To ensure that 

and labour. Legal compliance is often closely linked to other 

stakeholders.  

areas included in the materiality matrix and is also 

separately included.  

Our treatment of data must be robust to prevent any 

confirm that they have read and will comply with the 

unintended disclosure. TORM’s data security measures 

Business Principles and associated policies. 

employees understand and are kept updated on TORM’s 

obligations such as sanctions, they are annually asked to 

The Governance section describes TORM’s framework and 

include a variety of guidelines and defined processes as well 

governance model, designed to ensure TORM’s continued 

as technical and human controls. 

ability to operate successfully.  

 Governance section on pages 79-123  

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Governance 
Human rights and business ethics 

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Business ethics 
Transparency and accountability are key to TORM’s way of 

dealings and relationships, wherever TORM operates. 

In addition to its efforts within MACN, TORM continued to 

TORM will uphold all laws relevant to countering bribery and 

strengthen its companywide anti-corruption policies in 

doing business, and these values play a central role in our 

corruption in all the jurisdictions in which TORM operates. 

2022 to mitigate the risk of bribery and corruption. TORM 

corporate social responsibility approach. Our approach to 

has continued its anti-corruption training program, which 

responsible behavior is rooted in our TORM Business 

TORM has three elements which it leverages to continue a 

includes mandatory anti-corruption courses for all shore-

Principles which have the following five objectives: 

high level of transparency and accountability of its anti-

based staff and all officers on board TORM’s vessels. With 

•  Maintaining a good and safe workplace 
• 
Reducing environmental impact 
• 
Respecting people 
•  Doing business responsibly 
• 
Ensuring transparency 

Anti-corruption and anti-bribery 
Corruption and bribery impede global trade and can restrict 

non-corrupt companies’ access to markets. In this way, 

corruption and bribery have a negative impact on economic 

and social development. For TORM, the risk of corruption 

does not mean increased costs alone. Corruption also 

exposes TORM’s seafarers to safety and security risks and 

poses a potential risk to TORM’s legal standing and 

reputation.  

TORM does not accept corrupt business practices, and as 

part of its compliance program TORM has a policy on anti-

bribery and anti-corruption, which supports TORM’s 

Business Principles.  

It is TORM’s policy to conduct all business in an honest and 

ethical manner. TORM has a “zero tolerance” approach to 

bribery and corruption, and TORM is committed to acting 

professionally, fairly, and with integrity in all business 

corruption and anti-bribery policy. One being strict 

the reduced risk of COVID-19 in 2022, we had the 

employee guidelines and processes to prevent and manage 

enhanced access to share and stress the importance of this 

anti-corruption and anti-bribery, the second being specific 

at the physical officer seminars held at key TORM offices. 

reporting processes, and the third being compulsory e-

The training targets new hires as well as existing employees 

learning courses. TORM further complies with SOX 

and must be repeated annually. TORM will continue these 

regulations according to which employees must complete 

efforts in 2023.  

training and confirm adherence to the policies and 

guidelines, ensuring 100% compliance. This training was 

Since 2006, TORM’s Board of Directors has provided a 

enhanced again in 2022 by MACN to ensure its relevance. 

whistleblower facility with an independent lawyer as part of 

the internal control system. In 2022, the whistleblower 

Since 2011 when TORM co-founded the Maritime Anti-

facility received three notifications, which were 

Corruption Network (MACN), TORM has been taking a joint 

investigated and closed without any critique or 

stand with the industry against the request for facilitation 

requirements for new measures. 

payments which exists in many parts of the world where 

TORM conducts business. Best practice is shared between 

members of the network, and members align their approach 

to minimizing facilitation payments. MACN seeks support 

from government bodies and international organizations to 

eliminate the root causes of corruption. TORM is 

committed to addressing corrupt business practices among 

stakeholders by supporting this cross-sector approach. In 

2022, TORM actively engaged at a MACN working forum 

with 200+ members to continue sharing experiences, best 

practices, and solutions to the current issues facing 

companies.  

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Governance 
Human rights and business ethics 

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Human rights 
With the TORM Leadership Philosophy, TORM’s Business 

stays, TORM has a supervision team consisting of 4-6 

TORM respects employees’ right to associate freely, to join 

TORM employees or externals representing TORM to 

– or not to join – unions and to bargain collectively. TORM 

Principles, and the commitment to the UN Global Compact, 

ensure work is carried out in line with TORM standards. 

offers equal opportunities for its employees as stated in 

TORM’s Business Principles. Zero claims or offenses have 

been reported regarding human rights in 2022. 

TORM is committed to respecting human rights as outlined 

in the United Nations Guiding Principles on Business and 

Human Rights. 

2009 

TORM signed the UN Global Compact 

TORM recognizes that implementing the necessary policies 

and respective processes to be in line with the 

requirements of the UN Global Principles is part of an 

ongoing effort. Going forward, we will continue to promote 

human rights-related policies and processes.  

The most material risk for human rights abuses is related to 

TORM’s supply chain. TORM complies with the 

International Labor Organization’s Maritime Labor 

Convention, an international set of standards on labor 

conditions at sea, which was ratified by 30 countries in 

2012. All vessels under TORM’s technical management are 

audited and certified as required under the Maritime Labor 

Convention of 2006. To enforce and promote the 

importance of human rights on how TORM performs 

business at large projects such as newbuildings or yard 

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Governance 
Responsible procurement 

Responsible behavior throughout the organization is central to TORM’s business, 
management practices, and corporate culture.  

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Our supply chain is important to achieve our goals, and we 

must ensure that our quality standards and responsibility 

efforts are extended and improved throughout it. We 

expect our suppliers to comply with recognized 

international standards and work to improve human rights, 

labor conditions, impact on the environment, safety, 

corruption, and quality. 

As a long-standing member of the UN Global Compact, 

TORM remains committed to protecting its employees, 

assets, reputation, and the environment by maintaining the 

highest possible standards. Transparency and 

accountability are central parts of TORM’s way of  doing 

business. 

TORM signed the UN Global Compact in 2009 as the first 

shipping company in Denmark to commit to the 

internationally recognized set of principles regarding health, 

safety, labor rights, environmental protection, and anti-

corruption. This also means that TORM reports on its social 

and environmental performance on an annual basis to 

ensure progress and accountability to stakeholders. 

Because of TORM’s commitment to integrate responsibility 
in all business practices, a revised set of Business Principles 
has been introduced. The Business Principles ensure 

alignment between our values, as outlined in the TORM 
Leadership Philosophy, and the policies that ensure 
appropriate behavior, which cannot be deviated from. This 
relationship applies to policies within all operations, 
including those related to sustainability. TORM also applies 
its Business Principles when dealing with subcontractors 
and suppliers. TORM's Business Principles emphasize our 
commitment to promote responsible business principles in 
our supply chain. Therefore, TORM is compliant with the UK 
Modern Slavery Act. 

TORM is certified according to ISO 14001:2015, and in 
accordance with the requirements of our certifications, we 
constructed a supplier assessment questionnaire and 
supporting process in 2021. In 2022, this assessment 
process was rolled out, and initially it focuses on the 
suppliers with the highest spend. This is to allocate 
resources to the areas with the largest potential risks and 
impacts. 

The main purpose of the first supplier assessment is to 
establish a baseline and understand the status of our 
suppliers to facilitate a dialogue with them about how we 
together can extend and improve the quality of 
sustainability efforts. In some situations, there may be 
areas where we will work with a particular supplier to align 
with TORM requirements.  

The questionnaire consists of a range of questions related 

to their business within the following main categories: 

Performance 
Training 

•  Company information 
•  Quality management 
• 
• 
•  Human rights and labor 
• 
Environment, health, and safety 
• 
Business ethics 
•  Complain procedure 

In 2022, TORM has individually followed up on each 

questionnaire response to ensure their completeness. 

TORM will, when possible, conduct site visits to audit the 

categories in the questionnaire or conduct a remote audit. 

This document can also be used as a guide for all TORM 

suppliers to self-assess their compatibility with TORM 

standards. 

This is a live document and is constantly incorporating 

improvements and adapting to the latest regulations. The 

questionnaire and process will be further developed in 

2023. 

Anti-corruption and anti-bribery on page 40 

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
SASB marine transportation  
industry standard 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

Topic 

Accounting metric 

Greenhouse 
Gas 

Gross global Scope 1 emissions 

Discussion of long-term and short-term strategy or plan to manage Scope 1 emissions, 
emissions reduction targets, and an analysis of performance against those targets 

Unit 

2022 

2021 

Code 

 Metric tons (t) CO₂e  

 1,363,076  

1,081,027 

 TR-MT-110a.1  

 See pages 
15-17, 19, 
22-27, 30-33  

See pages 22-
27, 34, 40 in 
AR 21 

 Gigajoules (GJ)  

19,265 

17,672 

1) Total energy consumed 

2) Percentage heavy fuel oil 

3) Percentage renewable 

Average Energy Efficiency Design Index (EEDI) for new vessels 

Air emissions of the following pollutants: 
1) NOₓ (excluding N₂O) 
2) SOₓ 
3) Particulate matter (PM10) 

Air quality 

Ecological 
impacts 

Shipping duration in marine protected areas or areas of protected conservation status 

 Number of travel days  

Percentage of fleet implementing ballast water: 1) exchange 

Percentage of fleet implementing ballast water: 2) treatment 

Number of spills and releases to the environment 2) 

Aggregate volume of spills and releases to the environment 3) 

 Percentage (%)  

 Percentage (%)  

 Number  

 Cubic meters (m³)  

 Percentage (%)  

 Percentage (%)  

 Grams of CO₂ per ton- 
nautical mile  

 Metric tons (t)  

 Metric tons (t)  

 Metric tons (t)  

53 

0 

3 

 n/a¹⁾  
1,785 

 n/a¹⁾  

 n/a¹⁾  
12 

88 

0 

0 

50 

0 

3 

 n/a¹⁾  
1,533 

 n/a¹⁾  

 n/a¹⁾  
27 

73 

0 

0 

 TR-MT-110a.2  

 TR-MT-110a.3  

 TR-MT-110a.3  

 TR-MT-110a.3  

 TR-MT-110a.4  

 TR-MT-120a.1  

 TR-MT-120a.1  

 TR-MT-120a.1  

 TR-MT-160a.1  

 TR-MT-160a.2  

 TR-MT-160a.2  

 TR-MT-160a.3  

 TR-MT-160a.3  

The emission figures in this report represent TORM’s findings to the best of our knowledge given today’s methodology used by TORM and aligned with current IMO methodology. TORM is continuously 
committed to improving the methodology and advancing transparency in reporting as well as to following best industry practices on emissions reporting. In 2021, we allocated the emissions related to 
T/C out to gross global Scope 1 emissions as we did not report on Scope 3. In 2022, we report on Scope 3 and have reallocated the part included in Scope 1 in 2021 to Scope 3 in 2021. SOₓ emissions 
for 2021 have been adjusted slightly due to updates to the methodology. 

¹⁾ Data unavailable. Assessment of feasibility of disclosure is ongoing. 
²⁾ Our definition of spills is based on ITOPF. 
³⁾ We report total volume of spills as the estimated aggregate volume of all spills as defined above. We do not do netting of the amount of such material that was subsequently recovered, evaporated, or otherwise lost as required by 

SASB standard TR-MT-160a.3 -2.1. 

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

43 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
SASB marine transportation  
industry standard 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

Topic 

Accounting metric 

Unit 

2022 

2021 

Code 

Lost Time Incident Rate (LTIR)¹⁾ 

 Rate  

  0.42  

0.37 

 TR-MT-320a.1  

Employee 
Health & 
Safety 

Business 
ethics 

Number of calls at ports in countries that have the 20 lowest rankings in Transparency 
International's Corruption Perception Index  

Total amount of monetary losses as a result of legal proceedings associated with bribery 
or corruption 

Accident & 
Safety 
Management 

Number of marine casualties²⁾ 
Percentage classified as very serious²⁾ 
Number of Conditions of Class or Recommendations 

Number of port state control: 1) deficiencies 

Number of port state control: 2) detentions 

Activity 
metrics 

Number of shipboard employees 

Total distance travelled by vessels 

Operating days 

Deadweight tonnage 

Number of vessels in total shipping fleet 

Number of vessel port calls 

Twenty-foot equivalent unit (TEU) capacity 

 Number  

 18  

13 

 TR-MT-510a.1  

 USD  

 Number  

 Percentage (%)  

 Number  

 Ratio³  

 Ratio³  

0 

1 

0 

3 

0 

1 

0 

7 

0.71  

0.01  

0.55 

0.00 

 Number  

3,218  

3,420 

 Nautical miles (nm)  

4,568,294  

4,398,088 

 Thousand deadweight tons  

 Days  

 Number  

 Number  

 TEU  

29,610  

  5,034  

78  

  2,428  

 n/a  

28,717 

4,746 

84 

2,514 

n/a 

 TR-MT-510a.2  

 TR-MT-540a.1  

 TR-MT-540a.1  

 TR-MT-540a.2  

 TR-MT-540a.3  

 TR-MT-540a.3  

 TR-MT-000.A  

 TR-MT-000.B  

 TR-MT-000.C  

 TR-MT-000.D  

 TR-MT-000.E  

 TR-MT-000.F  

 TR-MT-000.G  

¹⁾ Instead of LTIR, we report on LTAF (LTIF) which is an industry norm based on OCIMF guidelines on injury reporting. The rate per one million man hours is the most common unit in respect of LTAF. 
²⁾ Our definition of marine casualty is based on the IMO Casualty Investigation Code Ch 2 -2.9, and very serious marine casualty is based on IMO Casualty Investigation Code Ch 2 -2.22. 
³⁾ We report the number of port state control deficiencies and detentions as a ratio instead of a number. It is the industry norm to report port state control performance as a ratio as it provides important context to the metrics. The ratio 

is calculated as the number of deficiencies (or detentions) divided by the total number of PSC inspections. 

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

44 

 
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
Environmental indicators 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

Indicator 

Greenhouse gas (GHG) emissions 

Direct GHG emissions (Scope 1) 

Indirect GHG emissions – owned (Scope 2) 

Indirect GHG emissions – not owned (Scope 3) 

Total GHG emissions ¹⁾ 

Energy consumption 

Heavy fuel 

Low-sulfur heavy fuel 

Marine gas oil 

Office consumption 

Electricity consumption 

Water consumption 

Greenhouse gas (GHG) emissions - Fleet 

CO₂ emissions, AER – total fleet 

CO₂ emissions, AER – LR2 

CO₂ emissions, AER – LR1 

CO₂ emissions, AER – MR 

CO₂ emissions, AER – Handysize 

CO₂ emissions, EEOI – total fleet 

CO₂ emissions, EEOI – LR2 

CO₂ emissions, EEOI – LR1 

CO₂ emissions, EEOI – MR 

CO₂ emissions, EEOI – Handysize 

Unit 

2022 

2021 

2020 

 Tons CO₂e  

1,363,076 

1,081,027 

1,257,468 

 Tons CO₂e  

448 

486 

434 

 Tons CO₂e  

607,961 

1,238,479  Not calculated 

 Tons CO₂e  

1,971,485 

2,319,991 

1,257,902 

 Tons  

 Tons  

 Tons  

 kWh  

 m3  

 g/dwtxnm  

 g/dwtxnm  

 g/dwtxnm  

 g/dwtxnm  

 g/dwtxnm  

 g/cargoxnm  

 g/cargoxnm  

 g/cargoxnm  

 g/cargoxnm  

 g/cargoxnm  

252,012 

136,329 

84,086 

216,610 

126,371 

88,978 

170,907 

174,836 

80,865 

659,476 

514,461 

445,093 

4,062 

3,875 

3,268 

5.15 

3.68 

4.73 

6.09 

8.37 

10.88 

8.13 

9.38 

12.69 

21.29 

5.05 

3.72 

4.33 

5.83 

7.23 

10.64 

8.67 

8.95 

11.80 

15.24 

5.34 

4.10 

4.66 

6.02 

7.52 

11.17 

8.07 

9.43 

13.06 

15.07 

The emission figures in this report represent TORM’s findings to the best of our knowledge given today’s methodology used by TORM aligned with current IMO methodology. TORM is continuously 
committed to improving the methodology and advancing transparency in reporting as well as to following best industry practices on emissions reporting. In 2021, we allocated the emissions related to 
T/C out to direct GHG emissions (Scope 1) as we did not report on Scope 3. In 2022, we report on Scope 3 and have reallocated the part included in Scope 1 in 2021 to Scope 3 in 2021. 

¹

 The total CO₂ emissions are significantly lower in 2020 compared to 2021 and 2022 because Scope 3 emissions have not been calculated for 2020. 

⁾

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

45 

Social indicators 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

Indicator 

Our employees 

Total number of seafarers 

Total number of employees (shore-based) 

Diversity – shore-based employees 

Total women in leadership 

Gender with lowest representation (women) 

Diversity – seafarers 

Total women in leadership 

Gender with lowest representation (women) 

Health & Safety 

Fatalities 

Unit 

2022 

2021 

2020 

Further information 

 Headcount  

 Headcount  

3,218 

355 

3,420 

348 

3,023 

345 

Annual Report 2022 

 Annual Report 2022  

 %  

 %  

 %  

 %  

 Headcount  

21 

35 

2 

1 

0 

22 

37 

1 

1 

0 

21 

36 

1 

1 

0 

Annual Report 2022 

Annual Report 2022 

Annual Report 2022 

 Annual Report 2022  

Annual Report 2022 

Lost Time Accident Frequency (LTAF) 

 Per million exposure hours  

0.42 

0.37 

0.65 

Annual Report 2022 

Ethics 

Sexual Harassment and/or Non-discrimination Policy 

Equal and fair opportunity employer 

Child and/or Forced Labor Policy 

Child and/or Forced Labor Policy covers suppliers and vendors 

Human Rights Policy 

Human Rights Policy covers suppliers and vendors 

Modern Slavery Policy 

UN Global Compact Signatory 

Recycling and Scrapping Policy 

Yes  / No  

● 
● 
● 
● 
● 
● 
● 
● 

● 

● 
● 
● 
● 
● 
● 
● 
● 

● 

 Business Principles  

 Business Principles  

 Business Principles  

 Business Principles  

 Business Principles  

 Business Principles  

 UK Modern Slavery Act  

 Responsibility Report  

● 
● 
● 
● 
● 
● 
● 
● 

● 

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

46 

Governance indicators 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

Indicator 

Board of Directors 

Members 

Gender with lowest representation (women) 

Total nationalities 

Independence 

Senior Management 

Members 

Gender with lowest representation (women) 

Total nationalities 

Executive Management has their bonus linked to ESG performance 

Whistleblower function 

Number of whistleblower notifications received through external system 

Number of whistleblower cases reviewed 

Ethics 

Anti-corruption Policy 

Anti-bribery Policy 

Whistleblower Policy 

Articles of Association  

Data Ethics Policy 

Code of Conduct Policy (Business Principles)  

Yes  / No  

Unit 

2022 

2021 

2020 

Further information 

 Number  

 %  

 Number  

 %  

 Number  

 %  

 Number  

5 

20 

5 

60 

4 

0 

1 

● 

3 

3 

● 
● 
● 
● 
● 
● 

5 

20 

5 

60 

4 

0 

1 

● 

1 

1 

● 
● 
● 
● 
● 
● 

5 

20 

5 

60 

4 

0 

1 

● 

3 

3 

● 
● 
● 
● 
● 
● 

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Annual Report 2022  

 Business Principles  

 Business Principles  

 Annual Report 2022  

 Annual Report 2022  

 Business Principles  

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

47 

Definitions 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

CO2 emissions (equivalent ton) 
The greenhouse gas emissions (GHG) reporting covers 

are calculated for each single vessel and then consolidated. 

Numbers under the Scope 1 data sheet have been collected 

EEOI (g/cargoxnm) 
EEOI is a measure of efficiency using the total fuel 

Scope 1 (direct emissions from own production), Scope 2 

on board the vessels or at the offices. The collection is 

consumption, distance travelled, and cargo intake. The 

(indirect emissions from the generation of purchased 

based on actual usage. The vast majority of TORM’s Scope 

measure is defined as grams CO2 emissions per cargo-ton-

energy) and Scope 3 (emissions indirectly affected but not 

1 emissions are linked to vessel operations with our fleet. 

nautical mile. EEOI is affected by vessel size, speed, cargo 

owned or controlled by TORM) of the Greenhouse Gas 

Due to the very limited share, emissions from company cars 

availability, duration of ballast voyages, waiting time, and 

Protocol. 

have not been included. 

port stays. 

TORM uses the operational control principle as our 

organizational boundary when calculating our Scope 1, 

Scope 2 
CO2 emissions generated indirectly from operational 

SOX emissions (ton) 
SOx emissions are calculated based on average sulfur 

Scope 2, and Scope 3 emissions. This has the following 

activities at the TORM offices are calculated using Danish 

content for the different fuel types. 

implications: 

and World Resources Institute emission factors. Only 

offices where data is available are included. 

A comprehensive study for TORM by an independent 

• Upstream emissions from fuel usage in Scope 1 and

Scope 2 are accounted for in Scope 3 

•

Investments with operational control are accounted for 

Scope 3 
CO2 emissions generated from activities not owned or 

specialist, which compared the emissions from vessels 

fitted with exhaust gas cleaning systems (scrubbers) to 

emissions from vessels using low-sulfur fuel, found that the 

in Scope 1. The Marine Exhaust segment is not included

controlled by TORM, but that we indirectly affect in our 

sulfur emissions are reduced to an average of 0.025% 

in 2022 but will be included from 2023 

value chain. Scope 3 emissions are calculated using a 

when using the exhaust gas cleaning system. 

•

In line with our organizational boundary, we consider 

mixed approach where spent-based data as well as 

vessels that are time-chartered out (T/C-out) for less 

supplier-specific and/or activity data are used, and where 

than three months as well as vessels which are time-

the relevant emission factors are applied. We are using a 

Energy consumption (GJ) 
All fuel burned on board the vessels has been converted 

chartered in (T/C-in) for more than three months as 

variety of data sources for these emission factors where 

into energy based on fuel oil analysis results. 

part of Scope 1 

the key sources are DEFRA, WIOD, GLEC, and Ecoinvent. 

•

In line with our organizational boundary, we consider 

vessels that are time-chartered out for more than three 

months as well as vessels which are time-chartered in 

AER/Carbon intensity (g/dwtxnm) 
AER is a measure of efficiency using the total fuel 

Office electricity consumption (kWh) 
Electricity consumed indirectly in operating activities at 

TORM offices excluding the London and the Houston 

for less than three months as part of Scope 3 

consumption, distance travelled, and deadweight. The 

offices. 

Scope 1 
CO2 emissions have been calculated based on the 

consumption of heavy fuel oil and marine gas oil according 

to IMO’s conversion factor for emission per ton. Emissions 

measure is defined as grams CO2 emissions per 

deadweight-ton-nautical mile. AER is affected by vessel 

size, speed, duration of waiting time, and port stays. 

Office water consumption (m3) 
Water consumed indirectly in operating activities at the 

TORM offices excluding the offices in London, Houston, 

Mumbai, and New Delhi. 

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

48 

Definitions 

OUR RESPONSIBILITY FRAMEWORK 

OUR PRIORITIES AND RESULTS 

SASB INDEX AND RESPONSIBILITY DATA 

Spills 
The definition of spills is based on ITOPF. We report the 

total volume of spills as the estimated aggregate volume of 

Marine casualty (based on IMO Casualty Investigation 
Code Ch 2 -2.9) 
A marine casualty means an event, or a sequence of events, 

Very serious marine casualty (based on IMO Casualty 
Investigation Code Ch 2 -2.22) 
A very serious marine casualty means a marine casualty 

all spills. We do not net the amount of such material that 

that has resulted in any of the following and that has 

involving the total loss of the ship, a death, or severe 

was subsequently recovered, evaporated, or otherwise lost 

occurred directly in connection with the operation of a ship:  

damage to the environment. 

Permanent management positions (ex. Directors and 
senior executives) – shore-based 
Total Management other than Directors of the Company 

(VPs, GMs, Senior Managers and Managers with one or 

more direct reports). The five Non-Executive Directors are 

not included as employees of the Group. 

Permanent seafarer officers 
Defined as officers living in Scandinavia. 

as required by SASB standard TR-MT-160a.3 -2.1. 

Deadweight tonnage (based on SOLAS II-1A-Reg 2-
20) 
Deadweight tonnage is the difference in tons between the 

displacement of a ship in water of a specific gravity of 

1.025 at the draught corresponding to the assigned 

summer freeboard and the lightweight of the ship. 

COC (based on IACS document Classification 
societies Section B3 Classification surveys) 
The requirement that specific measures, repairs, request 

for survey, etc. are to be carried out within a specified time 

period in order to retain class. 

LTAF or LTIF (based on OCIMF Marine Injury Reporting 
Guidelines Section 4) 
The number of Lost Time Injuries per unit exposure hours. 

Unit in respect of LTIF is one million man hours. Lost Time 

Injuries are the sum of fatalities, permanent total 

disabilities, permanent partial disabilities, and lost workday 

•

•

•

the death of, or serious injury to, a person 

the loss of a person from a ship 

the loss, presumed loss, or abandonment of a ship 

• material damage to a ship 

•

the stranding or disabling of a ship or the involvement of 

a ship in a collision 

• material damage to marine infrastructure external to a

ship that could seriously endanger the safety of the 

ship, another ship, or an individual 

•

severe damage to the environment or the potential for 

severe damage to the environment, brought about by 

the damage of a ship or ships 

However, a marine casualty does not include a deliberate 

act or omission with the intention to cause harm to the 

safety of a ship, an individual, or the environment. 

Material damage to ship (based on IMO Casualty 
Investigation Code Ch 2 -2.16) 
A material damage in relation to a marine casualty means:  

cases as based on OCIMF Marine Injury Reporting 

•

damage that significantly affects the structural 

Guidelines Section 3. 

integrity, performance or operational characteristics of 

marine infrastructure, or a ship 

•

•

damage that requires major repair or replacement of a

major component or components 

destruction of the marine infrastructure or ship

TORM ANNUAL REPORT 2022 

OUR RESPONSIBILITY 

49 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

50 
50 

Market review

The Russian invasion of Ukraine in 2022 and the consequent EU/G7 sanctions against 
the Russian oil sector are set to reshape the global crude and oil product trade flows. 
The subsequent lengthening of trade distances pushed the product tanker market into 
freight rate levels not seen for years.  

The shift in trade patterns following Russia’s invasion of 

China. At the same time, Russia also needed to redirect 

disruptions due to the oil embargo, European countries 

Ukraine led the product tanker benchmarks to reach multi-

some of the lost volume towards Turkey, the Middle East, 

increased their imports from the Middle East, Asia, and the 

year highs, despite looming risks from the energy crisis in 

and North Africa. By the end of 2022, i.e. five weeks before 

Atlantic basin by 25% in 2022, leading to a strong freight 

Europe and worsening of the global economic situation. 

the EU ban on Russian oil products came into full effect, 

rate environment which was not weakened even with lost 

Further support came from strong import demand, 

Europe still imported 1 mb/d of refined oil products from 

long-haul naphtha flows from Russia to OECD Asia. 

especially in Latin America and also regions where refineries 

Russia. That was down from the peak of 1.3 mb/d in 

had been closed recently, not only adding to ton-mile 

February 2022 but on par with the 2021 average trade 

demand but also contributing to increased ballast 

volumes. The EU countries stopped importing Russian oil 

distances.  

products once the ban on Russia took effect on 05 

February 2023. Nevertheless, in anticipation of trade 

Sanctions on Russia 
Russia’s invasion of Ukraine on 24 February 2022 triggered 

several oil market players to self-sanction Russian oil, 

which was followed by more formal sanction packages 

introduced by the US, the UK, and the EU. Given the high 

importance of Russia as a source of the EU’s crude oil and 

diesel imports, it was especially the EU ban on Russian oil 

which played a major role, scheduled to come into full 

effect on 05 December 2022 for the crude oil and on 05 

February 2023 for refined oil products. The tightness in the 

diesel market pushed refinery margins to new highs, 

incentivizing refineries worldwide to maximize diesel output.  

The deadline for the EU sanctions against Russian oil 

products on 05 February 2023 has been one of the main 

drivers behind strong freight rates in 2022. The EU 

countries started to look for diesel from sources further 

afield, such as the Middle East, India, the US, and even 

EU/UK clean petroleum product imports by source 

Tanker freight rates in 2022 

SOURCE: KPLER 

SOURCE: CLARKSONS 

K B/D

1,900

1,700

1,500

1,300

1,100

900

700

500

AVERAGE TCE IN USD/DAY

90,000

80,000

70,000

60,000

50,000

40,000

30,000

20,000

10,000

0

2021
avg

Jan
´22

Feb
´22

Mar
´22

Apr
´22

May
´22

Jun
´22

Jul
´22

Aug
´22

Sep
´22

Oct
´22

Nov
´22

Dec
´22

Jan

Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Russia

Other

LR2 Ras Tanura - Chiba
MR Average

LR1 Ras Tanura - Chiba

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

51 

Market review 

Vessel delays in Latin America 
Recovering oil demand in Latin America led to increased 

Active LR2 swing tonnage 
While the product tanker market experienced elevated 

Europe towards India and China. In addition, the release of 

the US strategic crude stockpiles (SPR) mostly supported 

fuel inflows to the region, exceeding the discharging 

rates across the vessel classes, the crude tanker market 

the Suezmax tanker segment. The volatility between the 

capacities. This led to temporary logistical floating storage 

saw more diverting trends. The market for the largest crude 

relative strength of the clean LR2 and the dirty Aframax 

tying up vessels, especially during the second and third 

tankers, the VLCC segment, remained weak during the first 

segments triggered a number of LR2 vessels to move into 

quarters of the year. 

three quarters of 2022. It was negatively influenced by 

dirty voyages immediately after the Russian invasion of 

Changes in the refinery landscape 
In addition to the geopolitical tensions in Europe and the 

and started to pick up only at the end of the third quarter of 

2022, and again a wave of moves into dirty voyages 

2022 in tandem with China’s increasing appetite for 

towards the end of 2022. At the end of 2022, the LR2 

consequent shifts in trade flows, changes in the refinery 

imported crude oil. On the other hand, the Aframax and the 

fleet trading dirty had increased by a net of four vessels 

landscape contributed to the strong freight rate 

Suezmax crude tanker segments benefitted from Russia’s 

compared to the end of 2021.  

OPEC under-performance relative to its production targets 

Ukraine, followed by a wave of LR2 clean-ups in mid-year 

environment in 2022. The closure of two out of four 

attempts to redirect its crude exports away from close-by 

refineries in Australia at the end of 2021 and the sole 

refinery in New Zealand in April 2022 led to a 22% increase 

in the region’s fuel imports in 2022, not only adding to the 

ton-mile demand but also contributing with longer ballast 

distances. At the same time, permanent and temporary 

refinery closures in South Africa increased the country’s 

fuel imports by more than 20%.  

China product export quotas 
China’s product exports remained at low levels throughout 

the year until new and high product export quotas were 

released in the last quarter of 2022. This brought the level 

of China’s refined product exports to an all-time high level 

in the fourth quarter of 2022. Although most of the 

Chinese exports remained within Asia, flows to Europe 

reached record high levels, facilitating Europe’s shift away 

from Russian diesel and contributing with a strong ton-mile 

effect. 

Australia/New Zealand/South Africa clean petroleum 
product imports 

China clean petroleum product exports 

SOURCE: KPLER 

SOURCE: KPLER 

K B/D

1,200

1,000

800

600

400

K B/D

1,600

1,400

1,200

1,000

800

600

400

200

0

2019

2020

2021

2022

2019

2020

2021 Q1 2022 Q2 2022 Q3 2022 Q4 2022

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

REVIEW AND RISK 
REVIEW AND RISK 

52 
52 

Market drivers and outlook 

The product tanker market continues to benefit from longer trade distances amid 
sanctions against Russia, further supported by recent developments in the refinery 
landscape and the need to replenish stockpiles. This is accompanied by an 
unprecedented favorable tonnage supply side.  

In this section, we lay out TORM’s expectations for the 

will be shipped to third countries under the G7 price cap 

The third demand side driver on the market is the need to 

product tanker market in the next three years. The 

regime (allowing the EU/UK vessel insurance) or will utilize a 

replenish oil inventories. Since the summer of 2020, 

development of the product tanker market is the most 

shadow fleet. Either way, according to TORM estimates, a 

product inventories in main trading hubs (e.g. the US Gulf 

important driver impacting  

full recalibration of the diesel trade flows would add at least 

Coast, the US East Coast, Northwest Europe, and 

TORM’s financial performance for which an outlook 
is further explained on page 56 

7% to the ton-mile demand for product tankers.  

Singapore) have declined as refinery production has lagged 

the recovery in oil demand. This was especially the case for 

In addition to sanctions against Russia, changes in the 

diesel, where inventories in main trading hubs had fallen to 

refinery landscape – both recent and still to come – will 

22% below normal seasonal levels by the beginning of the 

Tonnage demand  
Despite the weaker macroeconomic environment, growth in 

support the product tanker market. Since 2020, 2.5 mb/d 

fourth quarter of 2022 – the same magnitude as the 

of refining capacity has been closed permanently, and a 

excess stocks seen in the early months of the COVID-19 

oil demand in 2023 will be supported by China’s reopening 

further 0.6 mb/d is scheduled to be closed during 2023-

pandemic. In spite of diesel inventories in main trading hubs 

and the recovering international travel. The key demand 

2024. Most of the affected capacity is in regions which are 

gaining towards the end of the year (at least partly due to 

driver on the product tanker market, however, was and will 

already large importers of refined oil products, with 

the EU countries building up stocks via increased imports 

be the full implementation of the EU ban on Russian oil 

Australia, New Zealand, and South Africa as some of the 

ahead of the EU ban on Russian oil products), they 

products on 05 February 2023 and the corresponding need 

most prominent examples. Given the fact that oil demand in 

nevertheless remained 14% below the seasonal norm in 

to recalibrate the whole oil product trade ecosystem 

these regions is still lagging the pre-COVID-19 levels, the 

December 2022.  

towards longer trade distances. Even though some of this 

full effect of refinery closures is yet to be seen.  

effect already started in 2022 and in early 2023, the full 

effect is expected to be seen once both the EU/UK fully 

On the other hand, these refinery closures coincide with 

replace the volumes previously imported from Russia with 

around 4 mb/d of new capacity coming online mainly in the 

non-Russian sources, and Russia finds new buyers for their 

Middle East, China, and India – regions which already today 

oil products, previously exported to the EU/UK. The impact 

are large exporters of oil products. Both these 

of this trade recalibration will stay intact as long as the oil 

developments are positive for trade flows and ton-mile in 

embargo remains in place. Given the proximity of Europe 

the coming years, with only a few projects which are not 

and Russia, the EU/UK will need to source more diesel from 

positive for trade, most notably the large-scale Dangote 

regions further afield, while Russia will need to find new 

refinery in Nigeria, which exact start date is, nevertheless, 

markets for its diesel in regions further away. It remains to 

still uncertain. 

be seen whether Russian diesel and other refined products 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

53 

 
 
 
 
 
 
 
 
 
Market drivers and outlook 

The need to replenish the stocks to at least pre-COVID-19 

The effective fleet growth turned out slightly lower as a net 

years comparable with 2022 in terms of freight market 

levels translates into higher fuel transportation needs. The 

of four LR2 vessels had moved to the dirty trade by the end 

strength. The number of product tanker newbuilding orders 

exact timing of this effect is, however, uncertain given the 

of the year.  

current tight supply-demand situation for diesel.  

placed in 2022 was 69 vessels, with the MR vessels 

accounting for the majority of orders (42 units), while the 

With record high newbuilding prices and limited shipyard 

number of LR2 vessels ordered was 17. No new orders for 

Subsequently, TORM expects the product tanker ton-mile 

space, tanker ordering in 2022 remained very low, despite 

LR1 vessels were placed. 

demand on main trade routes to grow by a compound 

a strong freight market. The general tanker ordering (crude 

annual rate of around 6% during 2023-2025. This is a pure 

and product tankers) corresponded to around 1% of the 

ton-mile effect not taking into account any potential 

existing fleet, which was 4-5 times less than seen in recent 

emerging inefficiencies in the market which can similarly 

years. The low ordering level was in stark contrast to the 

affect freight rates.  

above 10% ordering activity seen in 2015 and 2008, the 

~6 % 

Expected ton-mile growth during 2023-2025 

(CAGR) 

Tonnage supply  
The positive outlook for the demand for product tankers in 

the  next  three-year  period  coincides  with  the  supply  side 

which  is  the  most  supportive  seen  for  more  than  two 

decades.  

The product tanker fleet grew by 2.4% in terms of capacity 

(2.2% in terms of number of vessels), down from a 2.3% 

growth in 2021. Compared to the year before, both 

deliveries and scrapping declined, the latter reflecting the 

strength of the freight market in 2022. While 106 newbuilt 

vessels entered the fleet, 31 older vessels were scrapped. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

54 

 
 
 
 
 
 
Market drivers and outlook 

Consequently,  the  order  book-to-fleet  ratio  for  product 

With a historically low order book and newbuilding ordering 

Generally, positive trends on the product tanker demand 

tankers  ended  2022  at  a  historically  low  level  of  5%.  This 

activity expected to be limited in the coming years, TORM 

side combined with limited tonnage supply growth support a 

was further supported by a similarly historically low 4% order 

expects the net product tanker fleet capacity to grow by a 

positive freight market development in the next three-year 

book-to-fleet ratio for crude tankers.  

compound annual rate of approximately 1% during 2023-

period, although market volatility is expected not least due 

2025. 

to the geopolitical instability. 

Due to the recent record high ordering activity in the 

container vessel segment and shipyards currently targeting 

the LNG segment, ordering of product tankers with delivery 

before 2025 remains difficult. This will limit the fleet 

growth in 2023-2025 even further, in addition to already 

record low order book ratios. Given the uncertainty around 

the requirements for vessel propulsion systems in the 

~1% 

future, TORM expects the newbuilding ordering activity to 

Expected fleet growth during 2023-2025 

remain relatively limited in the next couple of years. 

(CAGR) 

Global product tanker fleet and order book 

As of 31 December 2022 

Fleet 
31.12.2021 

Delivered in 
2022 

Scrapped in 
2022 

Fleet 
31.12.2022 

Order book for 
2023-2025 

LR2 

LR1 

MR 

Handysize 

Total 

403  

377  

1,809  

776  

3,365  

19  

0  

68  

  19  

  106  

6  

1  

14  

10  

 31  

416  

376 

1,863  

785  

  3,440  

44  

 1  

  97  

29  

171  

2023-2025 
Order book  
as % of end-
2022 fleet 

11% 

0% 

5% 

4% 

5% 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

55 

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
 
 
Financial outlook 2023 

Financial outlook 
To assess our financial performance, the number of 

•  One-off market-shaping events such as strikes, 

embargoes, political instability, weather conditions, etc. 

covered days, interest-bearing bank debt, the TCE market, 

and EBITDA sensitivity to freight rates are included in our 

We have very low visibility on TCE rates that are not yet 

periodic ongoing reporting.  

fixed with our customers. Hence, these rates may be 

significantly lower or significantly higher than our current 

The primary driver for our financial performance is the 

expectations. 

product tanker market which is highly uncertain and 

therefore expected to be highly volatile. We expect to 

For the full year 2023, TCE earnings are expected to be in 

maintain relatively stable OPEX on a per vessel day basis, 

the range of USD 1,025 - USD 1,375m (2022: USD 

however, with a slightly increasing trend compared to 

981.5m), and EBITDA is expected to be in the range of 

recent historical levels. Administrative costs are also 

USD 750 – 1,100m (2022: USD 743m) based on the 

expected to remain at historical levels. In 2022, we had an 

current fleet size, including published acquisitions and 

EBITDA break-even TCE rate of approx. USD/day 8,000. 

divestments of vessels. Please refer to page 202 for a 

definition of TCE earnings. 

Our financial outlook is primarily based on the assumptions 

described on the preceding pages, and the most important 

As of 12 March 2023, TORM had covered 31% of the 

Disclaimer on financial outlook 

The purpose of this Financial Outlook for 2023 is to comply 

with reporting requirements for Companies listed in 

Denmark. Actual results may vary, and this information may 

not be accurate or appropriate for other purposes. 

Information about our financial outlook for 2023, including 

the various assumptions underlying it, is forward-looking 

and should be read in conjunction with the Safe Harbor 

Statements on page 123, and the related disclosure and 

information about various economic, competitive, and 

regulatory assumptions, factors, and risks that may cause 

our actual future financial and operating results to differ 

materially from what we currently expect.  

macroeconomic factors affecting our TCE earnings in 2023 

2023 full-year earning days at USD/day 42,759. Hence, 

The information included in this Financial Outlook for 2023 

are expected to be: 

69% of the 2023 full-year earning days are subject to 

is preliminary, unaudited and based on estimates and 

•  The EU ban on imports and transportation of Russian 

change.  

information available to us at this time. TORM has not 

finalized its financial statements for the periods presented. 

crude oil and oil products, and the G7 price gap vis-à-vis 

As 20,647 earning days in 2023 are unfixed as of 12 

During the course of the financial statement closing 

imports of Russian oil by third countries 

March 2023, a change in freight rates of USD/day 1,000 

process, TORM may identify items that would require it to 

•  Global economic growth or recession, consumption of 

will – all other things being equal – impact the EBITDA by 

make adjustments, which may be material to the 

refined oil products, and inflationary pressure 

USD 20.6m.  

•  Location of closing and opening refineries and 
temporary shutdowns due to maintenance 

•  Oil price development  
•  Oil trading activity and developments in ton-mile  
•  Bunker price developments 
•  Global fleet growth and newbuilding ordering activity 
•  Potential difficulties of major business partners 

Also as of 12 March 2023, 89% of the Q1 2023 earning 

days was covered at USD/day 43,002. For the individual 

segments, the Q1 2023 coverage was 90% at USD/day 

65,950 for LR2, 86% at USD/day 44,135 for LR1 and 

89% at USD/day 37,730 for MR. 

information provided in this section. As mentioned above, 

the provided information constitutes forward-looking 

statements and is subject to risks and uncertainties, 

including possible adjustments to the financial outlook  

for 2023. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

56 

 
 
 
 
 
 
 
 
 
 
 
Coverage 2023-2025 

Total physical and covered days in TORM as of 12 March 2023 

Total physical days 

Covered, % 

2023 

2024 

2025 

2023 

2024 

2025 

LR2 

LR1 

MR 

Total 

Covered days 

LR2 

LR1 

MR 

Total 

 4,527  

 4,805  

  4,671  

 4,659  

 5,366  

  5,316  

 20,694  

  21,602  

  21,453  

LR2 

LR1 

MR 

 30,026  

  31,640  

  31,428  

Total 

Coverage rates, USD/day 

  1,043  

  2,108  

 6,229  

 9,379  

 - 

65  

333  

398  

 - 

 - 

 - 

 - 

LR2 

LR1 

MR 

Total 

23  

44  

30  

 31  

65,801  

 - 

 1  

2  

 1  

 - 

45,106  

46,108  

38,109  

40,011  

 42,759  

41,010  

 - 

 - 

 - 

 - 

 - 

 - 

 - 

 - 

Actual no. of days can vary from projected no. of days primarily due to vessel sales and delays of vessel deliveries. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

57 

 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
TORM fleet development 

Expected development in the fleet of owned and leased vessel as of 16 March 2023 

As of the end of December 2022, TORM had 78 vessels in 

the LR2, LR1 and MR vessel classes. In January 2023, 

TORM purchased seven LR1 vessels built in 2011-2013 

that will be financed by sale and leaseback.  

Fleet development 

As of the date of this report, two of these vessels were 

Owned vessels 

delivered, and the rest of the vessels are expected to be 

delivered before the end of April 2023. 

In March 2023, TORM purchased three 2013-built MR 

vessels that are expected to be financed partly with shares 

LR2 

LR1 

MR 

Total 

and partly with mortgage loans. The vessels are expected to 

Leased vessels 

be delivered during the second quarter of 2023. 

TORM expects to refinance two leased MR vessels with 

bank financing in the second quarter of 2023. 

LR2 

LR1 

MR 

Total 

Q4 

Q1 

Q2 

Q3 

2022  Changes 

2023  Changes 

2023  Changes 

2023  Changes 

Q4 
2023 

  7  

  8  

  40  

  55  

  6  

  -  

17  

  -  

  -  

  -  

  -  

 -  

  4  

-  

  7  

  8  

  40  

  -  

  -  

5   

  7  

  8  

 45   

  55  

5   

 60   

  6  

  4  

17  

 -  

  3  

-2  

  6  

  7  

15  

  23  

  4  

  27  

1   

 28   

  -  

-  

-  

  -  

  -  

  -  

  -  

 -  

  -  

  7  

  8  

  45   

  -  

  -  

  -  

  7  

  8  

  45  

60   

-  

 60  

  6  

  7  

15  

 28   

 88   

  -  

  -  

  -  

 -  

-  

  6  

  7  

15  

 28   

 88   

Total fleet 

  78  

  4  

  82  

 6   

88   

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

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TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

REVIEW AND RISK 
REVIEW AND RISK 

59 
59 

 
 
 
 
 
 
 
 
Financial review 2022  

Financial review for the year ended 31 December 2022 

We delivered a record high TCE of USD 982m and a net profit of USD 563m, which is slightly better than our estimate from the Q3 
2022 outlook. Our capital structure is currently very conservative with a Net Loan-to-Value of 25%, USD 416m in available liquidity 
including restricted cash, no major refinancing need before 2026, and limited off-balance sheet commitments of USD 18m. In 
March 2022, we obtained a USD 433m commitment for refinancing existing facilities, thereby extending maturities to 2028 and 
with an option to extend to 2029. Further, we secured a USD 123m commitment for financing additional second-hand vessels. 

Kim Balle, CFO 

Key highlights 

USDm 

Income statement 

Revenue 

Time charter equivalent (TCE) 

Gross profit 

EBITDA 

Operating profit (EBIT) 

Financial items 

Net profit/(loss) for the year 

Balance sheet 

Non-current assets 

Total assets 

Equity 

Total liabilities 

Key figures 

Invested capital in USDm 

Net Asset Value per share (NAV) (USD) 

Return on Invested Capital (RoIC) 

Adjusted RoIC 

Return on Equity (RoE) 

Basic earnings per share (EPS) 

2022 

2021 

Change 

 1,443  

  982  

  782  

  743  

601  

  -45  

  563  

 1,874  

 2,614  

 1,504  

 1,111  

 2,142  

28.5  

29.2% 

28.1% 

44.0% 

6.92  

  620  

  379  

188  

137  

1  

  -42  

  -42  

 1,968  

 2,331  

 1,052  

 1,279  

  2,011  

 13.0  

  823  

  603  

  594  

  606  

  600  

  -3  

  605  

  -94  

  283  

  452  

-168  

 131  

 15.5  

0.0% 

 29.2% points  

0.2% 

 27.9% points  

-4.1% 

 48.1% points  

 -0.54  

7.46  

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

60 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
Financial review 2022 

Change in time charter equivalent earnings in the tanker fleet 

USDm 

Time charter equivalent earnings 2021 

Change in number of earning days 

Change in freight rates 

Other 

Time charter equivalent earnings 2022 

Handysize 

7.0  

 -4.4  

0.9  

- 

3.5  

MR 

263.9  

 15.5  

404.7  

 -0.5  

683.6  

LR1 

46.3  

 -7.4  

60.6  

  -0.1  

99.4  

LR2 

 61.4  

 14.6  

  119.2  

 -0.2  

 195.0  

Total 

378.6  

 18.3  

585.4  

 -0.8  

 981.5  

TCE  
In 2022, total revenue increased by USD 823m to USD 

1,443m, corresponding to a 133% increase of which 

revenue in the tanker fleet increased by USD 820m. The 

significant increase in the revenue can primarily be 

attributed to the higher freight rates.  

Higher freight rates were driven by a strong product tanker 

market supported by the trade recalibration caused by the 

sanctions and the self-sanctioning of Russian product 

exports as a consequence of the Russian invasion of 

Ukraine. In particular, we saw a significant increase in the 

average TCE rate/day across all vessel classes with an 

overall increase of 149% from USD/day 13,703 in 2021 to 

USD/day 34,154 in 2022. Similarly, the TCE earnings 

increased by 159% to USD 981m in 2022, which is partly 

due to an increased amount of earning days. 

In 2022, port expenses, bunkers, commissions, and other 

cost of goods sold were USD 459m compared to USD 

241m in 2021. The increase is primarily driven by 

increased bunker consumption at substantially higher 

bunker prices compared to previous periods. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

61 

 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
Financial review 2022 

Earnings data 

USDm 

LR2 vessels 

Available earning days 

Spot rates ¹⁾ 
TCE per earning day ²⁾ 

LR1 vessels 

Available earning days 

Spot rates ¹⁾ 
TCE per earning day ²⁾ 

MR vessels 

Available earning days 

Spot rates ¹⁾ 
TCE per earning day ²⁾ 

Handysize vessels 

Available earning days 

Spot rates ¹⁾ 
TCE per earning day ²⁾ 

Total 

Available earning days 

Spot rates ¹⁾ 
TCE per earning day ²⁾ 

2021 
Full year 

Q1 

Q2 

Q3 

Q4 

Full year 

% change 
Full year 

2022 

 3,979  

  1,340  

  1,306  

1,184  

  1,096  

 4,926  

  14,037  

  17,220  

 39,027  

 52,595  

 64,485  

  44,137  

  15,422  

  18,432  

  30,741  

 55,532  

 58,889  

  39,612  

 3,206  

  694  

691  

  685  

  620  

 2,690  

  13,702  

  20,201  

 36,535  

  51,089  

 50,287  

  38,881  

  14,365  

  16,424  

 33,269  

51,102  

 48,067  

 36,879  

  19,703  

 5,254  

 5,309  

5,161  

  5,138  

 20,862  

12,918  

  16,525  

34,115  

 43,284  

 47,876  

  35,014  

  13,395  

  16,462  

  29,174  

 40,968  

 45,029  

 32,795  

  726  

180  

  92  

  6  

 9,665  

13,391  

  12,602  

  12,505  

 9,709  

13,614  

12,196  

 6,397  

 -

 -

 -

278 

12,917 

12,995 

  27,614  

 7,468  

 7,398  

 7,036  

 6,854  

 28,756  

13,019  

  16,884  

 34,844  

 45,646  

  50,818  

  36,641  

  13,703  

  16,743  

 29,622  

 44,376  

 47,520  

  34,154  

24% 

214% 

157% 

-16% 

184% 

157% 

6% 

171% 

145% 

-62% 

34% 

34% 

4% 

181% 

149% 

¹⁾ Spot rate = Time Charter Equivalent Earnings for all charters with less than six months’ duration = Gross freight income less bunker, commissions, and port expenses. 
²⁾ TCE = Time Charter Equivalent Earnings = Gross freight income less bunker, commissions, and port expenses. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

62 

Financial review 2022 

Liquidity and cash flow 
TORM´s liquidity position by the end of 2022 was USD 

As of 31 December 2022, TORM had CAPEX commitments 

of USD 18.4m related to scrubber installations and Flettner 

416m including restricted cash of USD 3m and undrawn 

rotors.  

credit facilities of USD 93m. 

In the beginning of 2022, TORM finalized the refinancing of 

nine specific MR vessels. The refinancing was initiated in 

late 2021 by executing sale and leaseback transactions. 

TORM also took delivery of the LR2 newbuilding, TORM 

Houston, financed in a sale and leaseback transaction.  

During 2022, TORM entered into one additional new sale 

and leaseback agreement to finance the purchase of the 

second-hand LR2 vessel, TORM Hannah. Further, TORM 

repaid debt on two revolving credit facilities and therefore 

has undrawn and committed credit facilities amounting to 

USD 92.6m at the end of 2022.  

In March 2023, TORM obtained commitment for USD 

433m bank refinancing at attractive terms, thereby 

extending our debt maturities until 2028 and with the 

possibility to extend to 2029. We further secured a USD 

123m commitment for financing additional second-hand 

vessels. 

502m 

Net cash inflow from operating activities 

338m 

Net cash outflow from financing activities 

Net cash flow from financing activities was USD -338m 

(2021, USD 298m). The decrease was primarily driven by 

ordinary loan installments, a decrease in the proceeds from 

borrowings by 452m due to reduced vessel purchase 

Net cash inflow from operating activities was USD 502m 

activities, and dividends paid during the year related to Q2 

(2021, USD 48m). The increase was primarily driven by an 

and Q3 2022 of 167m (2021, USD nil). 

increase in TCE compared to 2021, offset by a related 

increase in working capital. 

11m 

Net cash inflow from investing activities 

Distribution 
A dividend of USD 2.59 per share has been approved by the 

Board of Directors for the quarter ended 31 December 

2022, in total USD 212m. The distribution is in line with 

TORM’s Distribution Policy with a cash position of USD 

323.8m, working capital facilities of USD 92.6m, 

restricted cash of USD 3.3m, earmarked proceeds of USD 

58.4m, and a cash position related to Marine Exhaust 

Technology A/S of USD 2.4m. Cash reservation per vessel 

Net cash flow from investing activities was USD 11m 

is USD 1.8m for 78 vessels, USD 140.4m in total.

With this refinancing, TORM has a flexible capital structure, 

a prudent liquidity strategy, and further available funding 

capacity. 

(2021, USD -291m). This was the result of the divestment 

of eight older vessels in 2022, of which seven were sold 

during 2022 and one in 2021, offset by the purchase of 

one newbuilding and one newer second-hand vessel. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

63 

 
 
Financial review 2022 

Operation of vessels 
The development in operating expenses (OPEX) is 

summarized in the table on this page. The table also 

Change in operating expenses 

summarizes the operating data for TORM’s fleet (including 

both owned vessels and vessels financed via bareboat 

USDm 

charters in sale and leaseback arrangements). 

Operating expenses 2021 

Change in operating days 

OPEX for the fleet increased by USD 11m to USD 202m in 

Change in operating expenses per day 

2022 compared to USD 191m in 2021. This was due to an 

Operating expenses 2022 

increasing number of operating days and operating 

expenses per day. Higher global inflation in 2022 was one 

of the main drivers behind the increase in repair and 

Operating data 

maintenance costs and crew wages impacting operating 

USD/day 

Handysize 

  4.6  

-2.8 

-0.0 

MR 

 134.6  

  4.7  

  4.7  

LR1 

21.9  

 -1.8 

0.4 

LR2 

Total 

  29.4  

 190.5  

  6.2  

  0.3  

  6.3  

  5.3  

1.8  

  144.1  

  20.4  

  35.9  

 202.1  

Handysize 

MR 

LR1 

LR2 

expenses per day. 

Operating expenses per operating day in 2021 

  6,300  

  6,566  

  6,660  

  6,992  

Operating expenses per operating day in 2022 

 6,133  

6,788  

 6,781  

7,045  

The total fleet of owned vessels had 854 off-hire and dry-

Change in the operating expenses per operating day in % 

-3% 

3% 

2% 

1% 

docking days, corresponding to 3% of the operating days in 

2022. This compares to 1,103 off-hire days in 2021 or 4% 

of the number of operating days. 

Operating days in 2022 ¹⁾ 
Off-hire 

Dry-docking 

Available earning days 2022 

¹⁾ Including bareboat charters. 

290  

  21,216  

  3,011  

  5,093  

 29,610  

-12 

 -

-123 

-231 

 -95 

-226 

 -55 

 -112 

-285 

-569 

 278  

20,862  

2,690  

4,926  

 28,756  

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

64 

Total 

6,633  

6,825  

3% 

Financial review 2022 

Assets 
TORM’s total assets increased by USD 283m to USD 

impairment existed, and thus no recommendations to test 

the value of the fleet were made to the Board of Directors.  

Equity 
In 2022, total equity increased by USD 452m to USD 

2,614m in 2022. The increase was primarily driven by an 

1,504m. The increase was primarily driven by an increase in 

increase in trade receivables of USD 176m due to a 

As in previous years, the carrying amount at the end of the 

retained profit of USD 563m due to increased freight rates 

substantial increase in TCE in Q3 and Q4 2022 and an 

year was tested using either fair value less cost of disposal 

and earnings partially offset by dividend payments of USD 

increase in cash position of USD 152m, which can be 

or the future discounted net cash flow deriving from the 

167m. Additionally, the hedging reserve, largely stemming 

attributed to higher freight rates and earnings. The 

Main Fleet CGU. In 2022, Management based the 

from unrealized gains on interest derivatives of USD 57m in 

movement is partly offset by a decrease in the carrying 

recoverable amount on the fair value less cost of disposal. 

2022, has increased by USD 43m from 2021 because of 

value of vessels. During the year, TORM sold seven vessels. 

When assessing the fair value less cost of disposal, 

increasing interest rates. During 2022, 5-year USD swaps 

All vessels sold in 2022 and one vessel sold in 2021 were 

Management includes a review of market values calculated 

increased from approximately 1.35% at the end of 2021 to 

delivered to the new owners. 

as the average of two internationally recognized 

approximately 4.02% at the end of 2022. On average, 

As of 31 December 2022, the carrying amount of vessels, 

deadweight tonnage, yard, and age of the vessel. The fair 

the coming three years and 87.7% over the coming five 

capitalized dry-docking, and prepayments on vessels 

value is based on the assumption that the vessels are in 

years. 94.6% of the debt level as per the end of 2022 was 

shipbrokers’ valuations. The shipbrokers’ primary input is 

TORM has fixed 92.7% of its interest rate exposure over 

amounted to USD 1,856m compared to USD 1,950m at 

good and seaworthy condition and with prompt, charter-

hedged.  

the end of 2021. The decrease was due to the divestment 

free delivery. The fair value less cost of disposal of the 

of seven vessels of USD 78m as well as depreciations of 

vessels is determined to be within level 3 of the fair value 

USD 134m and an impairment of USD 3m offset by 

hierarchy. Based on this review, Management concluded 

Tax 
Tax for the year amounted to an expense of USD 0.5m of 

investment in two vessels and capitalized dry-docking of 

that as of 31 December 2022 assets within the Main Fleet 

income tax and USD 1m of tonnage tax compared to an 

USD 120m. Based on broker valuations, TORM’s fleet had 

CGU were not impaired as fair value less cost of disposal 

expense of USD 0.4m of income tax and 0.9m of tonnage 

a market value of USD 2,650m as of 31 December 2022, 

exceeded the carrying amount by USD 784m. Please refer 

tax in 2021. In addition, deferred tax adjustments of USD 

43% above the carrying value.  

to note 10 for additional details of the impairment 

7.3m were recognized compared to USD 0.0m in 2021. 

Assessment of impairment of assets 
Management has followed the usual practice of performing 

a review of impairment indicators for Q1 to Q3 2022 and 

presented the outcome to the Audit Committee. The Audit 

Committee evaluates the impairment indicator assessment 

and prepares a recommendation to the Board of Directors 

on whether to conduct an impairment test of the carrying 

value of the fleet. In Q1 to Q3 2022, no indicators of 

assessment. For the newly acquired MET business, the 

year-end impairment test did not identify any impairments. 

TORM has elected to participate in the Danish tonnage tax 

scheme since 2001. The participation is binding until 31 

December 2024. The Group expects to participate in the 

tonnage tax scheme after the binding period and, as a 

minimum, to maintain an investment and activity level 

equivalent to that at the time of entering into the tonnage 

tax scheme. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

65 

Financial review 2022 

Primary factors affecting the results of 
operations 
TORM generates revenue by charging customers for the 

charterer’s choice because TORM primarily bases its 

financial decisions on expected TCE rates rather than 

Available earning days 
Available earning days are the total number of days in a 

expected revenue. The analysis of revenue is therefore 

period when a vessel is ready and available to perform a 

transportation of refined oil products and crude oil, using 

primarily based on developments in TCE earnings. 

voyage, meaning that the vessel is not off-hire or in dry-

TORM’s tankers. TORM’s focus is on maintaining a high-

quality fleet and high tradability, and TORM actively 

manages the deployment of the fleet between spot market 

Spot charter rates 
A spot market voyage charter is generally a contract to 

dock. For the owned vessels, this is calculated by taking 

operating days and subtracting off-hire days and days in 

dry-dock. For the chartered-in vessels, no such calculation 

voyage charters, which generally last from several days to 

carry a specific cargo from a load port to a discharge port 

is required because charter hire is only paid on earning days 

several weeks, and time charters. 

for an agreed freight rate per ton of cargo or a specified 

and not for off-hire days or days in dry-dock. 

TORM believes that the important measures for analyzing 

pays voyage expenses such as port, canal, and bunker 

total amount. Under spot market voyage charters, TORM 

trends in the results of its operations of tankers consist of 

costs. 

the following: 

Operating days 
Operating days are the total number of available days in a 

period with respect to the owned and leased vessels, before 

Time charter equivalent (TCE) earnings  
per available earning day 
TCE earnings per available earning day is defined as revenue 

Spot charter rates are volatile and fluctuate on a seasonal 

deducting unavailable days due to off-hire days and days in 

and a year-to-year basis. Fluctuations derive from 

dry-dock. Operating days is a measurement which is only 

imbalances in the availability of cargo for shipment and the 

applicable to the owned vessels, not to the time chartered-

number of vessels available at any given time to transport 

in vessels. 

less voyage expenses divided by the number of available 

these cargos. Vessels operating in the spot market 

earning days. Voyage expenses primarily consist of port and 

generate revenue which is less predictable but may enable 

bunker expenses which are unique to a particular voyage, 

TORM to capture increased profit margins during periods of 

Operating expenses per operating day 
Operating expenses per operating day are defined as crew 

and which would otherwise be paid by a charterer under a 

improvements in tanker freight rates. 

wages and related costs, the costs of spares and 

time charter, as well as commissions, freight, and bunker 

derivatives. TORM believes that presenting revenue net of 

voyage expenses neutralizes the variability created by 

Time charter rates 
A time charter is generally a contract to charter a vessel for 

maintenance (excluding capitalized dry-docking), the cost 

of insurance, and other expenses on a per-operating-day 

consumable stores, expenses relating to repairs and 

unique costs associated with particular voyages or the 

a fixed period at a set daily or monthly rate. Under time 

basis. Operating expenses are only paid for owned vessels. 

deployment of vessels on the spot market and facilitates 

charters, the charterer pays voyage expenses such as port, 

TORM does not pay such costs for the time chartered-in 

comparisons between periods on a consistent basis. Under 

canal, and bunker costs. Vessels operating on time charters 

vessels, as they are paid by the vessel owner and instead 

time charter contracts, the charterer pays the voyage 

provide more predictable cash flows but can yield lower 

factored into the charter hire cost. 

expenses, while under voyage charter contracts the 

profit margins than vessels operating in the spot market 

shipowner pays these expenses. A charterer has the choice 

during periods characterized by favorable market 

of entering a time charter (which may be a one-trip time 

conditions. 

charter) or a voyage charter. TORM is neutral as to the 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

66 

 
 
 
 
 
 
 
 
 
 
Financial review 2022 

Going concern 
As of 31 December 2022, TORM’s available liquidity 

case, TORM has sufficient liquidity and headroom above all 

the covenant limits. 

Long-term viability statement 
In accordance with provision 31 of the UK Corporate 

including undrawn and committed facilities was USD 

TORM performs sensitivity calculations to reflect downside 

Governance Code, the Board of Directors confirms that 

416m, including a total cash position of USD 324m 

scenarios including, but not limited to, future freight rates 

they have a reasonable expectation that TORM will 

(including cash held for dividend payment). TORM’s net 

and vessel valuations in order to identify risks to future 

continue in operation and meet its liabilities as they fall due 

interest-bearing debt was USD 663m, and the net debt 

liquidity and covenant compliance and to enable 

for the three-year period ending 31 December 2025.  

loan-to-value ratio was 25% (Tanker segment only and 

Management to take corrective actions, if required. The 

before dividend payment). Further information on TORM’s 

downside scenarios cover the principal risks and 

This period has been selected for the following reasons: 

objectives and policies for managing its capital, its financial 

uncertainties facing TORM as set out on pages 70-74 and 

risk management objectives, and its exposure to credit and 

include different distressed outlooks for the product tanker 

liquidity risk can be found in note 24 to the financial 

market. In a stress case scenario, Management has 

•  The general volatility and uncertainty in the product 
tanker market leads to a significant increase in the 

statements.  

stressed freight rates to the lowest rolling four-quarter 

degree of judgement and uncertainty beyond a three-

average since 2000 on a per vessel class basis and a 

year period 

The principal risks and uncertainties facing TORM 

decline in vessel values. In such scenario, TORM maintains 

are set out on pages 70-74 

sufficient headroom on liquidity and covenants. 

•  Three years are generally in line with the forecast 
horizon for external equity analysts covering the 

shipping sector 

TORM monitors its funding position throughout the year to 

The Board of Directors has considered TORM’s cash flow 

•  TORM will not have any outstanding CAPEX 

ensure that we have access to sufficient funds to meet the 

forecasts and the expected compliance with TORM’s 

commitments related to currently known projects 

forecasted cash requirements, including potential 

financial covenants for the period until 31 March 2024. 

•  TORM will have passed the first CO2 reduction target 

newbuildings, purchase of secondhand vessels and loan 

TORM’s cash flow forecast and expected covenant 

milestone covering a 40% emission intensity reduction 

commitments, and to monitor compliance with the financial 

compliance are based on the Business Plan approved by the 

in 2025 compared to the 2008 level 

covenants in our loan facilities, details of which are 

Board of Directors. Based on this review, the Board of 

available in note 2 to the financial statements. A key 

Directors has a reasonable expectation that taking 

element for TORM’s financial performance in the going 

reasonably possible changes in trading performance and 

concern period relates to the increased geopolitical risk 

vessel valuations into account, TORM will be able to 

following Russia’s invasion of Ukraine in February 2022 and 

continue the operational existence and comply with its 

the associated effects on the product tanker market. The 

financial covenants for the period until 31 March 2024. 

changed geopolitical situation has so far been positive for 

Accordingly, TORM continues to adopt the going concern 

the product tanker market, and TORM’s base case assumes 

basis in preparing its financial statements. 

that this positive sentiment related to freight rates and 

vessel values will continue throughout 2023. In the base 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

67 

 
 
 
 
 
 
 
Financial review 2022 

The assessment of the Board of Directors has been made 

viability. In a low case with freight rates slightly above the 

potential impact of economic volatility, climate change 

with reference to TORM’s current financial position and 

lowest rolling four-quarter average since 2000 on a per 

agenda, new regulations, technological disruption, and 

prospects. The assessment of financial performance and 

vessel class basis and a related decline in vessel values, 

general changes in the utilization of energy sources into 

cash flows is primarily dependent on the expectations for: 

TORM maintains sufficient headroom on liquidity and 

consideration. Based on this assessment and taking the 

•  Demand-supply picture in the product tanker sector 

rate assumptions as per the going concern assessment 

into account, the Board of Directors believes that TORM is 

including the expected vessel values and freight rates 

continue throughout the viability period and have further 

well positioned both to respond to these risks and to take 

achieved by TORM, which also covers the outlook 

sensitized the vessel values downward over the period to 

advantage of any positive market developments for a period 

related to the geopolitical situation and climate change 

reflect a continued downturn. Should the product tanker 

beyond the three-year forecast horizon. 

covenants throughout the viability period. TORM’s freight 

current capital structure and TORM’s operational platform 

developments 

•  Development of the fleet 
•  Operating and administrative expenses 
•  Capital expenditures covering newbuildings and 

market (in terms of either freight rates or vessel values) 

materialize significantly below TORM’s expectations for a 

prolonged period, there is a risk of a covenant breach after 

On behalf of TORM plc 

the going concern period, which would require mitigating 

maintenance of the existing fleet including installation 

actions, including cost savings, sale of vessels, or increased 

Kim Balle 

of scrubbers and fuel efficiency equipment 

leverage which are considered within Management’s 

Chief Financial Officer 

•  Changes in interest rates 

control and achievable. In such a scenario, Management 

TORM A/S 

would also consider obtaining appropriate waivers, and 

16 March 2023 

The expected financial performance and cash flows are 

although Management would be confident of obtaining 

based on the same underlying assumptions as used in 

such waivers, this is not within Management’s control.  

TORM’s general financial planning. The operating and 

administrative cost levels are on similar levels as TORM’s 

The Board of Directors monitors if TORM is moving towards 

historical performance, and freight rates are assumed to 

a covenant breach in order to incorporate any mitigating 

remain at strong and profitable levels, however, with a 

actions in due course on an ongoing basis. Based on the 

decreasing trend from 2024 onwards. Vessel values used in 

sensitivity analysis, the Board of Directors does not 

forecasting compliance with financial covenants are based 

currently expect that TORM will breach its financial 

on the latest market valuations from two independent, 

covenants or experience a liquidity shortfall over the three-

recognized shipbrokers. The expected outlook has then 

year forecast period. 

been subject to a stress test and a sensitivity analysis over 

the three-year period, using a conservative outlook for the 

The Board of Directors has also considered the long-term 

product tanker sector with sensitivities including freight 

prospects of TORM beyond the three-year forecast viability 

rates and vessel values. Management has conducted a low 

horizon. In doing so, the Board of Directors has taken the 

case scenario and a stress case to assess the long-term 

long-term risks and opportunities for TORM, and the 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

68 

 
 
 
 
 
 
 
 
 
“

We must anticipate and adapt to our ever-changing 
environment and mitigate risks as well as seize the 
opportunities this brings. 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

69 
69 

Risk management 

In our efforts to be a sustainable company, we must anticipate and adapt to our ever-
changing environment and mitigate risks as well as seize the opportunities this brings. 
We face a diverse set of risks, and managing these systematically is key for us to 
create and protect value over the short, medium, and long term. 

Risk management framework 
We acknowledge that TORM faces a range of risks in doing 

If the consequence of a risk exceeds the agreed risk 

The risks are reassessed on a quarterly basis, and if specific 

tolerance, Management is required to assess if 

events occur, it may require a reassessment. The identified 

business and that our success depends on identifying, 

implementation of additional mitigating controls is possible 

risks in TORM are divided into top risks and risks on TORM’s 

balancing, and deciding on how best to manage and 

and necessary until the desired risk level is achieved.  

watch list. 

mitigate these risks. TORM believes that a strong risk 

management framework is vital to protect TORM.  

TORM’s risk management framework acknowledges that 

unforeseen or “black swan events” occur in the maritime 

On an annual basis, TORM conducts an Enterprise Risk 

industry. Therefore, TORM accepts these types of risks and 

Management (ERM) process, during which the critical risks 

will have a plan or will diligently develop a plan in case such 

facing TORM are identified, assessed, and discussed by 

events materialize. The ability to react and navigate an 

TORM’s Senior Management Team and subsequently 

unpredictable future is managed in close collaboration 

approved by the Risk Committee. 

between Management and the Risk Committee via agreed 

predefined accepted risk tolerance levels, which will be 

The objective is for TORM and its shareholders to be 

reported on at regular meetings or, if needed, 

adequately rewarded for any desired risk tolerance level, 

extraordinarily. 

and that the governance structure tailored to oversee the 

risk management activities is in place, so that risks are 

mitigated to the extent desired.  

Governance 
TORM’s risk management approach emphasizes 

Risk assessment process 
TORM’s risk identification process stipulates that the risk 

department conducts risk interviews with heads of 

departments and senior management on an annual basis to 

identify principal and emerging risks. Identified risks are 

management’s accountability and oversight. Identified risk 

prioritized, challenged, and approved by the Senior 

responsibility is assigned to the Senior Management Team 

Management Team as risk owners. This also includes the 

member most suited to managing the risk, who is required 

assessment of availability and effectiveness of mitigating 

to continually monitor the risk, implement and maintain 

actions taken to avoid or reduce the impact or occurrence 

mitigating actions, evaluate and report.  

of the underlying risks.  

TORM’s risk appetite and main risk exposure 
The Senior Management Team and the Risk Committee 

discuss and decide on TORM’s risk appetite and risk 

tolerance to principal and emerging risk exposures. TORM’s 

risk appetite and inherited exposure risks are divided into 

five main categories and emerging risks:  

•

Industry and market risks 

• Operational risks 

• Compliance and IT risks 

•

•

Financial risks 

Emerging risks 

TORM’s general risk appetite per group of risk 
categories: 

Industry and market risks 

TORM accepts taking risks, where the expected return 

outweighs the evaluated risk exposure. 

Operational, compliance and IT risks 

TORM is risk adverse regarding operational, compliance and 

IT risks. In essence, TORM will seek to mitigate any such 

risks to a meaningful minimum level. 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

70 

Risk management 

Financial risks 
TORM is risk adverse regarding financial risks. In essence, 

TORM will seek to mitigate any such risks to a meaningful 

minimum level. 

Emerging risks 

facing TORM, including risks that would threaten our 

business model, future performance, solvency or liquidity, 

Emerging risks are described in detail in our TCFD 
section on pages 75-77 

and reputation. 

TORM’s top risks measured on likelihood and consequence 

are listed below and displayed on the heat map. 

Development compared to last year 
The Board of Directors and the Senior Management Team 

A detailed description of each of the top risks is 
available on pages 73-74  

have carried out a robust assessment, under the Corporate 

The focus below is the development in the risks. 

Governance Code, of the principal and emerging risks 

TOP RISK HEAT MAP
TORM TOP RISKS WITHIN THE COMING 12 MONTHS – POST-MITIGATION ACTIVITIES

2022

2021

UNCHANGED

Industry and market risks 
TORM’s market risk exposure remains high, and we are 

exposed to potentially adverse market conditions. The risk 

likelihood is deemed to have decreased despite a potential 

recession due to current market fundamentals which 

A. TANKER FREIGHT RATES B. BUNKER PRICE C. ASSET MANAGEMENT D. OIL MAJOR APPROVAL E. SEVERE VESSEL ACCIDENTF. MARITIME SAFETY THREATS

include mitigating factors.  

G. LEGAL COMPLIANCE H. IT AND CYBER-SECURITY I. LIQUIDITY RISK J. TERMS AND SOURCES OF FUNDING (REMOVED)L. INFLATIONARY PRESSURE

WORST CASE

S
E
C
N
E
U
Q
E
S
N
O
C

MAJOR

MODERATE

MINOR

MIN. EFFECT

A

C

I

I

E

J

D

G

G

F

H

H

A

B

B

F

C

L

RARE

UNLIKELY

POSSIBLE

LIKELY

FREQUENT

1. Ton-mile growth reflecting changing trade patterns 

related to refinery dislocation and extra distance for 

European imports/Russian exports 

2. Congestion remains elevated tying up capacity 

3. Complex sanction regime has created further 

“inefficiencies” across the shipping industry 

The Russian invasion of Ukraine has brought energy 

security to the forefront as energy prices remain near 

record high. Moreover, disruption of current trading 

patterns creates uncertainty about ton-mile and oil 

demand. This adds uncertainty about the path to a zero-

carbon future and makes it more difficult to make 

investment decisions, which seems to impact the tanker 

vessel order books, which again limits the supply of new 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

71 

LIKELIHOOD

vessels. 

Risk management 

Operational risks 
Oil major approval risk is considered at a low level due to 

continuous focus and efficient controls. 

infrastructure across the globe are vulnerable to hacking 

and spying. 

TORM’s involvement in an environmental disaster would 

damage TORM’s reputation, but financially it is considered 

highly unlikely that a vessel accident with severe oil 

pollution will not be covered by insurance. 

Events such as piracy and terrorism could result in 

kidnapping of or injury to seafarers or vessel damage. The 

likelihood has decreased slightly, and the East African 

region has been removed as an “area of unrest”. 

Compliance and IT security risks 
Due to the Russian invasion of Ukraine, sanctions are set to 

increase although the likelihood of violating sanctions is 

deemed minor and manageable due to TORM’s current 

setup involving training of personnel and different digital 

and automized sanction screening systems. 

IT and cyber-security is the risk of system unavailability and 

data loss due to cyber-attacks. Oil and gas and associated 

infrastructure industries are expected to be targeted by e.g. 

Russia. TORM assesses that the risk of cyber-activism has 

increased from “possible” to “likely”, which is in line with 

the Danish Centre for Cyber Security’s increase of the risk 

level related to cyber-activism from low to medium in 2022 

and subsequently from medium to high in early 2023. The 

likelihood of Russian cyber-attacks is increasing as the 

Ukraine conflict evolves into an extended war of attrition. 

Critical government and private sector networks as well as 

Financial risks  
TORM’s financial gearing, liquidity buffer, and break-even 
levels have been maintained at an acceptable level. 
Considering the high value generation and current 
mitigation activities, the breach of covenants is considered 
unlikely. 

TORM has removed Terms and Sources of Funding as a top 
risk. Banks and leasing companies have a strong appetite 
for funding product tanker companies, and adequate 
access to capital is no longer considered a short-term risk 
but included as a long-term risk in the TCFD section. 

Read more about mandates and sensitivity analysis 
of the various risks from page 164 

Inflationary pressure has been added as a top risk. Various 

consumer price indexes reached +10% year-on-year in 

September 2022, and TORM may be vulnerable to price 

and salary increases. In strong tanker markets, TORM is 

typically able to push most of the increased costs on to the 

customers via higher freight rates, whereas in tighter 

markets it may be more difficult to pass on the increased 

costs. 

TORM’s risk appetite 
The Senior Management Team and the Risk Committee 
decide on TORM’s risk appetite and risk tolerance to 
principal risk exposures. 

Risk appetite conclusion  
In TORM’s 2022 risk assessment, it has been concluded 
that there is alignment between risk appetite and net 
severity for TORM’s top risks. Severe vessel accidents are 
deemed outside the risk appetite; however, this is the same 
methodology used in previous years’ enterprise risk 
management evaluation. TORM accepts that risks cannot 
be fully mitigated due to the nature of risks. 

More details on the risks, mitigations, and strategies 
in our TCFD disclosure: 
www.torm.com/investors/reports-and-
presentations/financial-reports/ 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

72 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Risk management 

Description of top risks 

Industry and market risks 

Operational risks 

Tanker 
freight rates 

 Bunker price 

 Asset management 

 Oil major approval 

Severe  
vessel accident 

Maritime  
safety threats 

Sustained low tanker freight 
rates or inability to predict 
and respond timely and 
accurately to freight rate 
developments. 

Unexpected bunker price 
increases not covered by 
corresponding freight rate 
increases. 

Unexpected value 
depreciation of vessels. 
The most exposed vessels 
are older vessels due to 
new legislation driven by 
the climate change 
agenda. 

A sudden and unexpected 
breach in quality 
requirements of a single 
vessel or continuous 
decrease in quality across 
the fleet.  

A severe vessel accident 
such as an environmental 
disaster or material 
damage or personal injury. 

A maritime venture has 
inherent hazards. Events such 
as piracy and terrorism are 
considered main security 
risks. 

TORM’s profitability will be 
negatively impacted in case 
of a distressed product 
tanker market. 

Vulnerability to a sustained 
increase in the bunker 
price and pass-through to 
charterers may not have an 
immediate effect, meaning 
that TORM may 
temporarily bear the full 
effect of price increases. 

A decline in TORM’s net 
asset value, which can lead 
to a requirement from 
banks to provide additional 
security. TORM is also 
exposed to cyclical asset 
prices and assets 
contracted at too high 
prices. 

The risk of a partial ban of 
the TORM tanker fleet by 
one or more oil majors.  

TORM’s involvement in an 
environmental disaster will 
damage TORM’s 
reputation and impair the 
tradability with oil majors. 

Events such as piracy and 
terrorism could result in 
kidnapping of or injury to 
seafarers or vessel damage. 

TORM’s spot-oriented 
strategy limits possible 
mitigation. Unleveraging is 
considered when terms and 
pricing are deemed 
attractive hereunder with 
time charter-outs and FFA 
coverage. 

In general, TORM does not 
hedge future bunker 
expenses. In case freight 
income is fixed, TORM 
does hedge future bunker 
exposures. 

With a conservative capital 
structure, focus on 
conservative loan-to-value 
and a close view of the 
market, TORM maintains 
flexibility and an ability to 
act in the asset market. 

TORM’s integrated 
platform with in-house 
safety and technical and 
operational staff secures 
continued focus on quality 
and high vetting standards. 

Disaster recovery plans for 
emergency situations are 
in place as well as an 
ongoing safety resilience 
program to enhance safety 
culture, including officers 
being trained as “safety 
ambassadors”. 

TORM’s internal Trading 
Restrictions Committee has 
oversight of security threats 
and decides how best to avoid 
and mitigate the risk. TORM 
follows all industry best 
practices and has procedures 
in place in case of an incident. 

Risk 

Potential 
impact 

Mitigating 
activities 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

73 

 
 
 
Risk management 

Description of top risks 

Compliance and IT security risks 

Financial risks 

Legal compliance 

IT and cyber-security 

Liquidity risk 

Inflationary pressure 

L

Legal or policy non-compliance or ethical 
misconduct. The risk consists of 
competition law, corruption, fraud, and 
sanctions. 

System unavailability and data loss due to 
cyber-attack due to increasing 
interconnectivity and severe external 
threat of cyber-crime are driving higher 
frequency and severity of incidents. 

Liquidity risk is driven by financial gearing, 
liquidity reserve, distribution policy, 
maintenance requirements, fleet 
employment strategy, and required vessel 
investments. 

Risks related to cost inflation, supply chain 
bottlenecks and increase in interest rates. 
Among other things, TORM’s expenses 
are vulnerable to price increases related to 
salaries and other OPEX. 

TORM’s inability to comply with rules and 
regulations could lead to penalties, 
reputational damage, or the inability to 
operate in key markets.  

Business interruption and disruption to 
trading resulting in loss of business or 
theft of money.  

Sustained low freight rates or another 
unforeseen adverse development could 
jeopardize the liquidity, lead to covenant 
breaches, and hence inflict costs and lack 
of operational manoeuvrability. 

Disruptions in the supply chain or sudden 
inflation in key materials could result in 
project delays and budget overruns. 

Compliance and awareness training is 
mandatory for all employees. In connection 
with sanctions, a know-your-customer 
screening system has been implemented.  

Business continuity plans have been 
implemented covering the entire group. 
The plans include assessment and 
contingency of critical systems in case of 
business interruption. Continuous focus 
on capacity to detect and react on cyber-
attacks. Moreover, we have a cyber-risk 
security development program ongoing 
that has run throughout 2022 and will 
continue for two years, thereby lifting our 
risk maturity significantly. 

Conservative financial leverage guided by 
short and long-term cash flow forecasting 
with stress-testing of critical assumptions. 
Constantly maintaining sufficient cash 
buffers and a tangible catalogue of 
available liquidity-enhancing initiatives in 
alignment with our Distribution Policy. 

To mitigate the risk of increasing interest 
rates, TORM hedged more than 89% of its 
5-year interest exposure. Short-term 
mitigation of increasing crew expenses is 
done by paying our seafarers’ salaries in 
USD. This means that the seafarers’ 
purchasing power has often increased in 
line with inflation. 

Risk 

Potential 
impact 

Mitigating 
activities 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

74 

Climate-related risk analysis and TCFD 

Climate change is likely to have consequences for TORM in the long term and will 
impact several areas of the core business activities. TORM’s emerging risks are in 
essence viewed as directly related to climate change.  

In 2022, TORM conducted a climate-related scenario 

The Senior Management Team has the overall management 

collaborations supporting this journey. These collaborations 

analysis using the Task Force on Climate-related Financial 

responsibility for climate-related risks and opportunities in 

are important, as the ambitious target cannot be met by 

Disclosures (TCFD) guidelines to assess transition and 

TORM. 

physical risks and opportunities, and how they might impact 

single entities alone but requires joint efforts across the 

shipping industry. 

the resilience of our company strategy.  

We are committed to achieving zero CO2 emissions by 

2050. TORM is actively involved in various industry 

To complete our TCFD analysis, we developed three 

bespoke climate scenarios. The scenarios were based on 

publicly available scenarios published in 2021 by the 

International Energy Agency, the Network for Greening the 

Financial System, and the IPCC Sixth Assessment Report.  

The scenarios were supplemented by data and insights 

relevant to upstream and midstream oil and gas, and the 

transport of refined oil products. The scenarios are: 

•  1.5 C Net Zero 2050 
•  1.8 C Delayed Transition 
•  3-4 C Hot House World 

Governance 
The Risk Committee has oversight of climate-related risks 

and opportunities through its responsibility for the 

governance of TORM’s enterprise risks, which includes 

climate-related risks and opportunities.  

Climate-related risk scenarios 

1.5°C Net Zero 2050 

Orderly transition 

1.8°C Delayed Transition 

3-4°C Hot House World 

Disorderly transition 

Worst case scenario 

•  An ambitious scenario that limits 
global warming to 1.5°C through 
stringent climate policies and 
innovation, reaching net zero CO₂ 
emissions around 2050 

•  The world continues with “business as 
usual”, and emissions rise until 2030 

•  This scenario relies only on 

government policies that have already 
been introduced or announced, such 
as the EU’s Fit for 55 

•  Some advanced economies 

decarbonize faster and reach net zero 
CO₂ emissions by 2045 

•  By 2030, governments and societies 

•  Emissions grow until 2080, leading to 

finally take action to avoid 
catastrophic global warming 

about 3°C of warming and severe 
physical risks 

•  Assumes that ambitious climate 

policies are introduced immediately 
with low policy variation between 
regions and strong international 
cooperation to achieve net-zero CO₂ 
emissions worldwide 

•  Governments work to ensure an 
orderly transition across the  
energy sector 

•  But at this point, aggressive climate 

action is required to limit global 
warming to 1.8°C 

•  This includes irreversible changes 
such as higher sea level rise and 
extreme temperatures 

•  This results in a disorderly transition 

in which the transition to a low-
carbon economy occurs in an 
unexpected and chaotic way 

•  Conflict and humanitarian crises are 
exacerbated, and some areas of the 
world become uninhabitable zones 

High and immediate transition risk  

Delayed and very high transition risk 

Low transition risk 

Relatively low physical risk 

Medium physical risk 

High physical risk 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Climate-related risk analysis and TCFD 

Process 
The process to undertake the scenario analysis included a 

The findings from the scenario analysis were presented to 

medium, and long terms as being 2025, 2030, and 2050, 

TORM’s Senior Management Team and the Risk 

respectively.  

workshop with senior representatives from Finance, 

Committee. The climate-related risks identified through the 

Investor Relations, Risk, Strategy, Market Research, and  

scenario analysis exercise will be incorporated into TORM’s 

The scenarios took TORM’s full value chain into 

the Operations and Technical departments to consider the 

annual Enterprise Risk Management setup going forward. 

consideration, including upstream oil and gas production, 

three scenarios and identify climate-related risks and 

opportunities. The risks and opportunities were then 

assessed for financial materiality and their potential impact 

Risks and opportunities 
TORM undertook an assessment of the transition and 

refining, and downstream customer demand. The scenarios 

also examined production and demand for renewable 

energy fuels and technologies, including biofuels, hydrogen, 

on TORM’s business model and strategy. This process aims 

physical climate-related risks and opportunities which it 

ammonia, and carbon capture utilization and storage. 

at improving TORM’s corporate strategy’s resilience.   

faces until 2050. The assessment was based on three 

climate scenarios, which were combined with short, 

Climate-related risks 

All potential financially material climate-related risks are transition risks, none are physical risks. 
Risk severity in scenarios 

# 

Type 

Climate-related risks 

Main impact(s) 

1.5 °C  

1.8 °C  

3-4 °C

Strategic actions to mitigate risks  

Risk  1 

Market risk 

Declining demand for oil and gas 
Demand for oil products would decline significantly in 
the Net Zero 2050 scenario (91 mb/d in 2020 to 24 
mb/d in 2050) with peak oil demand in 2019, and in 
2030 in the Delayed Transition scenario, mainly due to 
the electrification of transport.  

Decreased 
demand/revenue 
Decreased  
asset value  

High 

High 
(delayed) 

None 

Risk  2 

Reputation 

Higher cost of capital and reduced access to capital 
Withdrawal of banks from the sector and a more limited 
pool of investors over time, resulting in more expensive 
debt/equity financing. 

Risk  3 

Emerging 
regulation 

Risk  4 

Technology 

Carbon price regulations 
The EU has announced plans to include shipping in the 
Emissions Trading System (ETS). Other nations, such 
as the United States, are expected to introduce similar 
schemes over time. 

Decarbonization of vessels 
In the Net Zero 2050 and the Delayed Transition 
scenarios, decarbonization of TORM’s fleet will be 
required to meet customer and regulatory 
requirements.  
The diversity of alternative fuels and technologies 
increase the risk of selecting the wrong technology. 

Reduced access to 
and higher cost of 
capital 
Inability to grow the 
business or maintain 
the current average 
fleet age 

Increased operating 
cost (bunker and 
carbon tax) 
Decreased asset value 
(if not decarbonized) 

Increased CAPEX to 
decarbonize the fleet 
Stranded assets due to 
selecting a wrong 
technology 
Increased operating 
cost (alternative fuels) 

High 

High 
(delayed) 

None 

  Revenue diversification into transport of renewable fuel types (see opportunity 1) 
  Monitoring of a number of “disruption indicators” 
  Decarbonizing the fleet faster than required by the IMO to ensure competitiveness in a

declining market  

  Strong opportunity for higher asset utilization due to vessel supply shortage 

(see opportunity 3)  

  Apply modest financial gearing and operate in a lease structure to remove asset value risk 

  Revenue diversification into transport of renewable fuel types (see opportunity 1) 
  Maintaining a conservative capital structure profile and having access to multiple funding

sources 

  Decarbonizing the fleet faster than required by the IMO to remain investable as transition 

company 

High 

High 
(delayed) 

None 

  Decarbonizing the fleet faster than required by the IMO to ensure competitiveness in a

declining market 

  Carbon tax will be incorporated into the market rate and thus lead to exposure only if 
emissions from TORM vessels are higher than the “average vessel” of competitors 

High 

High 
(delayed) 

None 

  Decarbonizing the fleet faster than required by the IMO to ensure competitiveness in a

declining market 

  Focus on using known solutions to decarbonize the fleet and delaying investments until fuel

technologies are derisked and adopted at industry level 

  Participating in industry decarbonization groups, such as the Mærsk McKinney Møller Center

for Zero Carbon Shipping as a Mission Ambassador 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

76 

Climate-related risk analysis and TCFD 

The scenario analysis identified four financially material 

We have decided not to include financial materiality or 

climate-related risks: 

•  Opportunity 1: Diversification into transport of low-

metrics as this is deemed too uncertain.  

• 
• 

• 
• 

Risk 1: 

Risk 2: 

to capital 

Risk 3: 

Risk 4: 

Declining demand for oil and gas 

•  Opportunity 2: Market volatility due to weather and 

Higher cost of capital and reduced access 

refinery consolidation 

carbon and renewable fuels 

Carbon price regulations  

Decarbonization of vessels 

•  Opportunity 3: Higher asset utilization due to vessel 
supply shortage 

A detailed description can be found in the table below. 

More details on the risks, mitigations, and strategies 
in our TCFD disclosure: 
www.torm.com/investors/reports-and-
presentations/financial-reports/ 

The scenario analysis also identified three financially 

material climate-related opportunities: 

Climate-related opportunities 
Opportunity in scenarios 

Type 

Climate-related opportunities 

Main impact(s) 

1.5 °C  

1.8 °C  

3-4 °C  

Strategic actions to mitigate risks  

# 

 1 

Market 

Diversification into low-carbon fuels 
Demand for transport of low-carbon fuels will increase 
under the Net Zero 2050 and the Delayed Transition 
scenarios. This includes biofuels, green methanol, liquid 
hydrogen, and hydrogen-based fuels such as ammonia 

 2 

Market 

 3 

Market 

There are significant similarities between the business 
model, customer segments and vessel operations for 
transporting these new products and TORM’s existing 
business 

Market volatility due to extreme weather 
Across all three scenarios, the frequency and intensity 
of extreme weather such as tropical cyclones and 
storm surges will increase as compared to a world 
without climate change 

This will lead to more frequent disruption to refinery 
production, resulting in a higher frequency of market 
volatility 

Higher utilization due to supply shortage 
Across all three scenarios, it is expected that 
investments in newbuildings will be limited due to 
reduced access to capital, uncertainty relating to the 
transition of shipping to new fuel types, and uncertainty 
relating to future demand for oil products 

Except for the 1.5C Net Zero 2050 scenario, it is, 
however, expected that the demand for oil products will 
remain high in the medium term 

Opportunity to 
diversify revenue into 
these new and growing 
markets. In particular, 
64% of TORM’s fleet is 
already able to carry 
biofuels 

Opportunity to 
improve TORM’s 
forecasting of these 
events and position 
our vessels to take 
advantage of the 
supply and demand 
imbalances that occur 
during periods of 
market volatility 

Opportunity for higher 
asset utilization of the 
existing fleet due to 
supply/demand 
imbalance in the short 
to medium term 

 

 

() 

  Pursuing opportunities within the biofuel market to build a market position with the existing 

assets and capabilities 

  Upgrading a number of the current vessels to carry methanol, which will make us a large player 

in the segment 

  Investigating the opportunity to enter into the hydrogen and ammonia segments – this would 

require new and different types of assets  

  Monitoring of a number of “disruption indicators 

 

 

 

  Investments in vessel positioning tools, optimum voyage and BI setup 
  Predictive analytics and AI to better forecast these extreme events and have our vessels 

positioned to take advantage of this 

() 

 

 

  Monitoring of a number of “disruption indicators” to assess the likelihood of the opportunity 

materializing 

  Remain exposed to the oil and liquids segment in the medium term to capture the opportunity 

whilst diversifying revenue in the longer term 

TORM ANNUAL REPORT 2022 

REVIEW AND RISK 

77 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Governance 

Governance introduction 
Governance at TORM 
Chairman’s introduction 

Governance structure 
TORM’s governance structure 
Board of Directors 
Board and Committee meeting attendance 
Board activities 

Committee reports 
Audit Committee report 
Risk Committee report 
Nomination Committee report 
Remuneration Committee report 

Other 
Investor information 
Engagement and decision making 
Directors’ report 
Statement of Directors’ responsibilities 
Safe habor statement 

79 
80 

83 
84 
85 
87 

89 
95 
97 
100 

111 
115 
118 
121 
123 

TORM ANNUAL REPORT 2022 

GOVERNANCE 

78 

 
 
 
  
 
 
 
 
 
 
 
Governance at TORM 

In respect of the year ended 31 December 2022, TORM plc was subject to 
the UK Corporate Governance Code (available from www.frc.org.uk).  

TORM has considered the individual provisions and is 

Transactions of an unusual nature or of major importance 

Board Leadership and Company Purpose 

compliant with 39 out of 41 provisions. The non-

may only be executed by the Executive Director based on a 

Long-term value and sustainability culture 

compliance with provisions 18 and 32 is because of 

special authorization granted by the Board of Directors. If 

Shareholder engagement 

business decisions taken after careful consideration by the 

certain transactions cannot await approval by the Board of 

Board of Directors. No plan is currently in place to attain 

Directors due to their urgency, the Executive Director must, 

Other stakeholder engagement 

Conflicts of interest 

compliance with the below recommendations.  

taking into consideration TORM’s interests to the extent 

Divisions of Responsibilities 

In depth details on the non-compliance can be 
found on pages 97 and 100 

that the Board of Directors is subsequently informed. Any 

Divisions of responsibilities 

transaction must always be subject to the authorizations 

Non-Executive Directors 

stated in TORM’s Articles of Association, including any 

Independence 

possible, obtain the approval of the Chairman and ensure 

Role of the Chairman 

This section constitutes the statutory reporting on 

approvals required by the Minority Director. The Executive 

Composition, succession, and evaluation 

corporate governance. 

Director is assisted by the Senior Management Team in the 

Appointments and succession planning 

day-to-day management of the business. The Senior 

Skills, experience, and knowledge 

Management structure and delegation 
of authority 
TORM’s Board of Directors approves TORM’s strategy and 

Management Team members are individually responsible for 

further delegation of authority in the organization. TORM 

maintains an overview of mandates and authorities for 

ensures that Management operates the business in 

different levels in the organization. 

Length of service 

Evaluation 

Diversity 

Non-compliance 

accordance with this strategy. Details of the strategy and 

purpose are set out in the strategic report on pages 4-77. 

The Board of Directors has delegated the day-to-day 

management of the business to Executive Director Jacob 

Meldgaard. This includes TORM’s operational development 

and responsibility for implementing the strategy and overall 

decisions approved by the Board of Directors. The 

Executive Director also serves as Chief Executive Officer of 

the Group’s largest subsidiary, TORM A/S.  

Audit, risk, and internal control 

Committee 

Integrity of financial statements 

Fair, balanced, and understandable 

Internal controls and risk management 

External auditor 

Principal and emerging risks 

Remuneration 

Independent judgement and discretion 

Non-compliance 

Alignment with purpose, values, and long-term 
strategy 

P. 22 

P. 115 

P. 115 

P. 97 

P. 83 

P. 79 

P. 83 

P. 47 

P. 97 

P. 84 

P. 84 

P. 98 

P. 98 

P. 79 

P. 89 

P.187 

P. 187 

P. 92 

P. 93 

P. 95 

P. 99 

P. 100 

P. 104 

TORM ANNUAL REPORT 2022 

GOVERNANCE 

79 

 
Chairman’s introduction 

year with nine ad hoc meetings in addition to the Board’s six 

scheduled meetings (see page 85). 

Read more about TORM’s Board and Committees on 
page 83 

Distribution 

Key deliverables 

Board evaluation 
This year’s evaluation was undertaken internally, involving a 

review of the Board and its principal Committees that 

covered a wide range of topics. It is a well-established 

process and an important opportunity to test that the 

Board is well placed to provide constructive challenge to 

management. The outcome of this review led to the Board 

requesting further deep dives on cyber-security, 

understanding AI, alternative fuels, the electricity grid being 

able to support the electric vehicle increase, and 

geopolitical risks. 

Changes to the Board 
In 2022, there were no changes to the Board of Directors. 

The membership of the Board is drawn from a diverse mix of 

nationalities, gender, and backgrounds which brings the 

relevant skills and knowledge to provide a positive 

contribution to the Board.  

Chairman’s statement 
On behalf of the Board, I am pleased to introduce the 

corporate governance report for 2022. This continues to 

be the Board’s principal method of reporting to 

shareholders on our application of the principles of good 

corporate governance. 

Strong governance is essential for 
the effective delivery of our 
strategy 

This creates value for all our stakeholders and the ongoing 

Board leadership 
Organizing the Company to focus on sustainability is 

A new, more transparent Distribution Policy with the 

purpose of distributing all cash generated over a certain 

minimum threshold per vessel to our investors. Further 

details can be found on page 87. 

ESG 

Established a separate department focused on execution of 

our ambitious ESG reporting, working in close cooperation 

with our commercial and technical decarbonization teams. 

Management has been given specific KPIs directly linked to 

ESG, ensuring that leadership prioritizes sustainable 

actions. Further details can be found on page 27. 

Board deep dives requested in 2023 

As a result of the 2022 Board evaluation, deep dives on 

cyber-security, the use of AI in TORM, methanol as a fuel, 

the electricity grid, and geopolitical risks were requested. 

Employee Engagement Survey 

Bi-annual engagement survey. 98% response resulting in 

an engagement score of 8.4 out of 10, positioning TORM in 

development and sustainability of our business. 

essential. To empower the organization to reduce emissions 

the top quartile of companies across all industries using the 

Throughout the year, the Board continued to meet in 

and achieve our ambitious environmental goals, new 

same platform. Further details can be found on page 36. 

person and via virtual conference and was able to deliver on 

organizational roles were created in 2022. 

its strategic commitments. The Board met 15 times this 

TORM ANNUAL REPORT 2022 

CHAIRMAN’S INTRODUCTION 

80 

Chairman’s introduction 

This was to establish a separate department of experts 

focused on accelerating our green efforts. TORM’s 

Suppliers 
We expect our suppliers to comply with recognized 

As a long-standing member of the UN Global Compact, 

TORM remains committed to protecting its employees, 

management has been given specific KPIs directly linked to 

international standards and work to improve human rights, 

assets, reputation, and the environment by maintaining the 

ESG targets and efforts to support TORM’s strategic focus 

labor conditions, impact on the environment, safety, 

highest possible standards. Transparency and 

on sustainable performance. 

corruption, and quality. TORM also applies its Business 

accountability are central parts of TORM’s way of doing 

Principles when dealing with subcontractors and suppliers.  

business. 

Shareholders 
TORM introduced a new quarterly Distribution Policy during 

2022 to allow for increased alignment between cash 

Community 
TORM has a history of supporting the communities in which 

Read more about TORM’s ESG journey on pages 22-
47 

generation and shareholder distribution. With a prudent and 

we work and the needs of the people we serve. The TORM 

solid capital structure approach, TORM has started to pay 

Philippines Education Foundation is a great example of this. 

out quarterly dividends to our shareholder in Q2 2022, and 

The foundation was set up by TORM Philippines in 2007 to 

TORM expects to pay out a total of USD 379m in dividends 

support education in the Philippine community. During the 

related to 2022. 

Employees 
Our ambition is to improve and nurture the culture needed 

to fulfill our ambitious strategy and develop initiatives which 

matter to our employees. Through in-depth knowledge, a 

common language, and targeted tools, all employees are 

equipped with the tools required to spot and mitigate 

stress.  

Read more about TORM's people on page 36  

Customers 
The relationship with our customers continues to be strong. 

We believe that our integrated business model creates a 

unique customer offering as it provides our customers with 

better accountability and insight into safety and vessel 

performance. 

TORM ANNUAL REPORT 2022 

educational year 2021-2022, TORM was pleased to 

continue to provide support. 

Read more about TORM's connection to the 
surrounding communities on page 38 

Sustainability 
In 2022, TORM added two elements to increase the 

transparency around our emissions and the impact of our 

sustainability response on our business. These are the Task 

Force on Climate-Related Financial Disclosure and the 

report on Scope 3 emissions. 

Read more about TORM's sustainability efforts on 
page 22 

CHAIRMAN’S INTRODUCTION 

81 

Chairman’s introduction 

The year ahead 
In the year ahead, the Board will, among other topics, 

continue the focus on ensuring that TORM sets 

strategically relevant ESG targets. The focus will continue 

to be on applied AI competences and cyber-security, and 

due to increased interest from customers, we will look 

further into methanol as a fuel. We will continue our work 

on analyzing peak oil projections, utilizing our disruption 

indicator modelling. Our partnership with macroeconomics 

advisors will provide valuable insight in navigating the 

intersection of global markets, geopolitics, and policy. In 

doing so, we aim to mitigate emerging risks and act in due 

time. 

Read more about TORM’s forward focus on page 15 

I look forward to connecting with you at our Annual General 

Meeting in April 2023 and updating you at that time on our 

progress. Thank you for your continued support. 

Christopher H. Boehringer 

Chairman of the Board 

TORM ANNUAL REPORT 2022 

CHAIRMAN’S INTRODUCTION 

82 

TORM’s governance structure 

The Board of Directors 

Chaired by Christopher H. Boehringer 

The Board of Directors holds six prescheduled meetings on an annual basis but usually holds several ad hoc meetings. The duties of the Board of Directors include establishing policies for strategy, accounting, 
organization, finance, and the appointment of executive officers. The Board of Directors governs TORM in accordance with the limits prescribed by the Articles of Association or by any special resolution of the 
shareholders. 

Chairman 

Senior Independent Director 

Non-Executive Directors 

Executive Director 

Board Observers 

Leads the Board of Directors, sets the 
agenda, and promotes a culture of open 
debate between Executive and Non-
Executive Directors. 

Meets regularly with the Chief 
Executive Officer, the other Executive 
Directors, and other senior 
management executives to stay 
informed. 

Ensures that the views of each Non-
Executive Director are given due 
consideration.  

Committed to contributing 
constructively to challenge and help 
develop proposals on strategy. 

Available to both Non-Executive 
Directors and shareholders if they 
have concerns.  

Meets with each Non-Executive 
Director on an annual basis to appraise 
the performance of the Chairman. 

Responsible for the day-to-day 
management of TORM and for TORM’s 
operational development, results, and 
internal development. 

Implements the strategies and overall 
decisions approved by the Board of 
Directors. 

Three types. Employee-elected 
Observers, providing a communication 
platform between the employees and 
the Board of Directors. Minority Board 
Observer appointed by the B-
shareholder and Board member-elected 
Observers. All Observers are entitled to 
attend and speak at Board meetings. 

Audit Committee  

Chaired by Göran Trapp. 

Risk Committee  

Chaired by Göran Trapp. 

Nomination Committee  

Remuneration Committee  

Chaired by Christopher H. Boehringer. 

Chaired by Christopher H. Boehringer. 

Meets a minimum of four times a year. 

Meets a minimum of three times a year.  

Meets a minimum of twice a year. 

Meets a minimum of twice a year. 

Assists the Board of Directors in fulfilling its 
responsibilities relating to the oversight of the 
quality and integrity of the accounting, auditing, 
financial reporting, and risk management of 
TORM.  

Responsible for supervisory oversight and 
monitors responsibilities with respect to internal 
controls and risk management.  

Reviews the structure, size, and composition 
(including skills, knowledge, experience, and 
diversity) of the Board of Directors and makes 
recommendations to the Board of Directors 
regarding any changes. 

Considers succession planning for Directors, the 
Chief Executive Officer, and others. 

Assists the Board of Directors in reviewing 
Management’s performance and remuneration as 
well as TORM’s general remuneration policies. 

Read more about the role and activities 
of the Audit Committee on page 89 

Read more about the role and activities 
of the Risk Committee on page 95 

Read more about the role and activities 
of the Nomination Committee on  
page 97 

Read more about the role and activities 
of the Remuneration Committee on page 
100 

Senior Management Team 

Consists of the following employees of TORM A/S (in addition to the Executive Director, Jacob Meldgaard): Kim Balle (Chief Financial Officer – CFO), Lars Christensen (Senior Vice President and Head of Projects), 
and Jesper S. Jensen (Senior Vice President and Head of Technical Division). The Senior Management Team holds weekly meetings and assists the Executive Director in the day-to-day management of the business. 

TORM ANNUAL REPORT 2022 

GOVERNANCE STRUCTURE 

83 

Board of Directors 

Christopher H. Boehringer 

David N. Weinstein 

Göran Trapp 

Non-Executive Director and Chairman of 
TORM’s Board of Directors 

Senior Independent Director and Deputy 
Chairman of TORM’s Board of Directors 

Non-Executive Director 

Nationality: Canadian 

First elected: 2015 

Nationality: American 

Appointed: 2015, continues until 
removed by the B-shareholder 

Nationality: Swedish 

First elected: 2015 

Annette Malm Justad 

Non-Executive Director 

Nationality: Norwegian 

First elected: 2020 

Jacob Meldgaard 

Executive Director and  

Chief Executive Officer 

Nationality: Danish 

First elected: 2015 

Employment: Managing Director and Head 
of Europe, Oaktree Capital Management 
(International) Limited 

Employment: Senior Investment Banking, 
Governance, and Reorganization 
Specialist 

Employment: Board member 

Employment: Board member 

Employment: Chief Executive Officer of 
TORM since 01 April 2010 

Skills and experience: Shipping, strategy, 
capital investment, M&A. Goldman 
Sachs, FI Travel Corporation, Warburg 
Dillon Read/SG Warburg, and LTU GmbH 
& Co 

Skills and experience: Strategy, capital 
markets and finance, risk management 
and oversight, extensive public company 
and corporate governance experience, 
global business, US Listings (i.e. Seadrill 
Limited, Stone Energy Corp, and Deep 
Ocean Group) and as Managing Director 
of Calyon Securities Inc, BNP Paribas, 
Bank of Boston and Chase Securities Inc. 

Skills and experience: Shipping, strategy, 
customers, capital, finance. Morgan 
Stanley crude oil trader, Head of Oil 
Products Trading Europe & Asia, Global 
Head of Oil Trading and Head of 
Commodities EMEA. Business 
development and oil trading at Equinor. 
Founding director of energy advisory 
boutique Energex 

Skills and experience: Shipping, strategy, 
customers, capital, finance. More than 
25 years of executive experience from 
shipping and industry including CEO of 
Oslo-listed Eitzen Maritime Services ASA 
from 2006-2010. The last 10 years as 
independent consultant and Non-
Executive Board member 

Skills and experience: Shipping, 
customers, strategy, capital, M&A, US 
listing. Previously served as Executive 
Vice President of Dampskibsselskabet 
NORDEN A/S and held a number of 
management positions in J. Lauritzen A/S 
and A.P. Moller - Maersk 

External appointments: 

External appointments: N/A 

Utmost Group, Marco Capital Holdings 
Limited and Oaktree Capital Management 
(International) Limited 

External appointments: Board member of 
Energex Partners Ltd. 

External appointments: Partner at Recore 
Norway AS. Chair of the Board of 
Directors of Store Norske Spitsbergen 
Kulkompani AS, American Shipping 
Company ASA, Småkraft AS and Norske 
Tog AS. Board member of Awilco LNG 
ASA and PowerCell Sweden AB 

External appointments: Chairman of the 
Board of Danish Shipping and Grant 
Compass A/S and Board member of 
International Chamber of Shipping, 
Danish Ship Finance, SYFOGLOMAD Ltd, 
and the TORM Foundation 

Committees: 

C 

C 

C 

Committees: 

Committees: 

C 

C 

Committees: 

Committees: None 

Audit: 

Risk: 

Nomination: 

Remuneration: 

Chairman: 

C 

TORM ANNUAL REPORT 2022 

GOVERNANCE STRUCTURE 

84 

Board and committee meeting attendance 

Audit  

Risk  

Nomination 

Remuneration 

Board 

Committee 

Committee 

Committee 

Committee 

Meetings held in 2022 

Chairman of the Board 

Christopher H. Boehringer 

Senior Independent Non-Executive Director 

David N. Weinstein 

Executive Director 

Jacob Meldgaard 

Non-Executive Independent Directors 

Annette Malm Justad 

Göran Trapp 

Board Observers 

Christian Gorrissen 

Jeffrey S. Stein 

Rasmus J. Skaun Hoffmann 

C 

C 

C 

C 

C 

Board of Directors: 

Audit: 

Risk: 

Nomination: 

Remuneration: 

Chairman: 

C 

15 

14 

15 

15 

14 

14 

14 

7 

14 

6 

3 

6 

3 

2 

2 

2 

3 

3 

3 

6 

6 

3 

3 

2 

3 

TORM ANNUAL REPORT 2022 

GOVERNANCE STRUCTURE 

85 

Leadership, governance, and engagement 

Tenure 

Independence 

Board evaluation 
According to the recommendations of the UK  

Corporate Governance Code 2018, the Board is to  

review and assess its performance annually. Whilst the 

Committee keeps the composition of the Board under 

regular review, the annual review of Board effectiveness 

provides an opportunity for reflection on how we can 

continue to enhance the profile of the Board.  

As TORM is not a company listed in the UK, we are not 

required to have an external evaluation under the UK 

Corporate Governance Code. Instead, TORM has 

undertaken an internal evaluation involving a detailed and 

4

thorough review of the Board and its principal Committees 

that covered a wide range of topics. This year, additional 

questions were included in the Board self-evaluation, which 

focused on whether the shift to virtual meetings during the 

pandemic had a negative impact on Board culture, whether 

the Board is sufficiently informed on the AI projects that 

TORM is working on, and whether the Board has access to 

the views of the workforce that provides meaningful 

information and data that the Board can use when 

considering the impact of the strategic decisions on 

employees. 

What the Board did in 2022 is described on pages 
87-88

Gender diversity 

1

1

4

1

1

3

0-3 years

4-6 years

7-10 years

Ethnicity 

Independent

Executive

Non-
Independent

Male

Female

Other

5

White

Ethnically diverse

Other

TORM ANNUAL REPORT 2022 
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GOVERNANCE STRUCTURE 
GOVERNANCE STRUCTURE 

86 
86 

Board activities 2022 

In 2022, TORM’s Board of Directors worked with 

markets, geopolitics, and policy. By doing so, TORM aims to 

strategically important areas with particular focus on risks 

be as knowledgeable as possible to be able to mitigate 

and opportunities in both the short and the long run. The 

emerging risks and act in due time. 

ME Production 
In 2018, TORM joined forces with ME Production China 

(“MEP”) to produce scrubbers for TORM’s vessels to 

reduce sulfur emissions. In the third quarter of 2022, 

governance structure is set for this and is ongoingly 

developed to be contemporary. 

TORM’s governance structure is described on page 
83 

Dubai office 
A large and increasing part of the world’s refinery capacity 

TORM agreed to increase the stake by acquiring 75% of ME 

Technology in Denmark, which owns MEP, thereby 

will be running in the Middle East in the future. In the fall of 

strengthening the combination of the experience and 

2022, TORM therefore decided to be present in Dubai, 

engineering resources at MEP with the operational 

closer to our customers. The office will be our ninth office 

excellence at TORM, helping us in achieving our 

Learn more about the activities of the Committees 
on pages 89-110 

when opening in 2023. 

Strategy update 
TORM runs a strategic update on a yearly basis. The topics 

Disruption indicator model 
Transportation of refined oil is expected to decline at some 

point in the future when electrification of passenger and 

below are to some extent a reflection of the work, which 

other vehicles accelerates. For TORM to be able to act in 

environmental targets, where we have decided to push fast 

forward to deliver a 40% CO2 reduction by 2025 and 45% 

by 2030 compared to 2008. 

ESG oversight 
Environmental, social and governance risks and 

the Board of Directors has conducted prior to the strategic 

due time, we work with several indicators for when peak oil 

opportunities are recurringly on the agenda for the Board of 

work. The result of the strategic work is presented in the 

can be expected. Although peak oil is not the same as peak 

Directors meetings. These risks and opportunities have 

strategic report of this Annual Report. 

in ton-miles, we also use acknowledged reports from 

many shapes and forms, however, measuring and reporting 

renowned organizations in our understanding of peak oil 

are becoming still more focused and aligned, helping TORM 

Distribution Policy 
In May 2022, TORM announced a new, transparent 

projections.  

Distribution Policy with the purpose of distributing all cash 

generated over a certain minimum threshold per vessel to 

Carbon capture and CO2 transportation 
As part of TORM’s work with adjacent business areas, an 

our investors. With this new policy, TORM’s investors get 

analysis was made to strengthen our understanding of the 

distributions that are highly reflecting the cash earnings in 

carbon capture market, in particular the post-consumption 

to set strategically relevant targets related to ESG. In 

2022, TORM made the first Scope 3 calculations and TCFD 

assessments, and more ESG reporting disclosures will come 

in the near future. TORM’s Audit Committee will have 

oversight of the reporting as it advances into more 

advanced stages involving limited and reasonable 

the product tanker market. 

absorption. Carbon capture is one of the key technology 

assurance, and TORM’s Risk Committee will work with the 

areas to achieve climate goals. TORM has no concrete 

risks, such as disruption indicators, CO2 tax, and more.  

Geopolitical updates 
The development in the geopolitical landscape means that 

plans to enter the carbon capture market but will, along 

with other technologies, continue to assess the carbon 

global companies potentially face new risks. TORM has 

capture market.   

partnered up with macroeconomics advisors to gain better 

strategic insights to navigate the intersection of global 

TORM ANNUAL REPORT 2022 

GOVERNANCE STRUCTURE 

87 

Board activities 2022 

Methanol trades 
TORM expects that the demand for seaborne 

Maintain experienced tonnage 
With the new ton-mile demands of the product tanker 

transportation of methanol will increase over the coming 

market and the limited order book for the years to come, it 

years, driven by the expansion of power-to-x facilities, 

is reasonable to assume that there will be a need in the 

producing green hydrogen-based fuels including methanol, 

market for a higher number of older vessels than previously. 

and the ordering and ongoing construction of vessels using 

Consequently, TORM is ready to operate and maintain our 

methanol-based propulsion systems. TORM is currently not 

vessels for a longer period, if required. 

conducting methanol trades but does experience some 

interest from customers. TORM has several vessels which 

could be prepared for methanol trading and will continue to 

analyze the potential in that market. 

Cyber-security 
One of the themes which is more and more frequently on 

the agenda for the Board of Directors and the Risk 

Committee meetings is cyber-security. In our Enterprise 

Risk Management framework, we assess that the likelihood 

of this risk materializing is still increasing. Reasons for this 

are many, but Russia’s invasion of Ukraine means that the 

risk that TORM will be subject to a cyber-attack has 

increased. Further, as shipping in general and TORM’s 

business model in particular are becoming more digital, it is 

important for TORM to have defenses in place to prevent 

cyber-attacks and to have contingency plans in place, if 

they do occur. Although TORM has a high level of cyber-

security, we see a constant need to improve our defense as 

risks increase, and for that reason a detailed cyber-risk 

maturity project was initiated during 2022 and will continue 

in the coming years. 

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Audit Committee report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Chairman’s statement 
This report provides an overview of how the Audit 

The Audit Committee also has access to the financial 

expertise in TORM and its independent auditors and can 

Committee operates, an insight into the Audit Committee’s 

seek further professional advice at TORM’s expense, if 

activities and its role in monitoring and reviewing the 

required.  

integrity and quality of TORM’s financial statements, the 

effectiveness of internal controls, and related processes. 

The role of the Audit Committee 

Meetings 
The Audit Committee meets at least four times a year. The 

Chief Financial Officer of TORM A/S, the Head of Group 

Financial Controlling & Internal Controls together with 

Read more about the Audit Committee’s area of 
responsibility on page 83 

senior representatives of TORM’s independent auditors are 

invited to attend all or part of the meetings by invitation as 

appropriate. 

Terms of Reference for the Audit Committee are 
available at www.torm.com/investors/governance 

Audit Committee members 
The Board is satisfied that the Audit Committee meets the 

Updates related to financial reporting 
• Quarterly overview of the product tanker market

conditions and its impact on the quarterly results 

• Russia’s invasion of Ukraine and geopolitical instability 

At a glance 

Chairman 

Göran Trapp 

Members 

Annette Malm Justad 

David N. Weinstein 

Composition 

The Audit Committee is composed solely of Independent 

Non

Executive Directors. 

-

Meetings 

The Audit Committee had six scheduled meetings in 2022. The 

members’ attendance at the Committee meetings can be seen on 

independence requirements and any applicable laws, 

• Net divestment of seven vessels 

page 85.  

regulations, and listing requirements, including the UK 

• Acquisition of Marine Exhaust Technology A/S, a 

Corporate Governance Code.  

Danish industrial company specializing in developing

2022 highlights 

and producing advanced and green marine equipment 

• 

The first fully integrated audit was performed on the Annual

The Audit Committee has deep knowledge of and 

significant business experience in financial reporting, risk 

management, internal control, and strategic management. 

This combined knowledge and experience enables us to 

perform our duties properly. In addition, the Board of 

Directors believes that the members of the Audit 

Committee have the relevant shipping sector knowledge. In 

the opinion of the Board of Directors, the Chairman of the 

Audit Committee, Göran Trapp, meets the requirement of 

bringing recent financial experience to the Audit 

Committee.  

TORM ANNUAL REPORT 2022 

Report 2022 in compliance with section 404(b) of the 

Sarbanes-Oxley Act 

•  Quarterly assessment of the impairment indicator test of the

vessels in the fleet 

•  Going concern assessment and viability statement

COMMITTEE REPORTS 

89 

Audit Committee report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Principal activities in focus 
Financial reporting 
• Key elements of the Quarterly Reports and the Annual

Risk and compliance 
• Reports from Group Legal on the status of significant

External audit 
• Monitoring the effectiveness and quality of the external

Report as well as the estimates and judgements 

litigations, claims, and investigations from tax 

audit process through examination and review of the 

included in TORM’s financial disclosures 

authorities 

coverage provided by the external auditor’s audit plan 

•

The appropriateness of Management’s and the external

• Compliance review of the UK Corporate Governance 

• Reviewing reports from the external auditor on key audit

auditor’s analysis and conclusions on judgemental 

Code recommendations 

and accounting matters, business processes, internal 

accounting matters 

•

The appropriateness of the Enterprise Risk 

controls, and IT systems 

• An assessment of whether the Annual Report, taken as 

Management Report representing critical risk factors, 

• Agreeing the audit and non-audit fees of the external

a whole, is fair, balanced, and understandable, and 

its ownership and governance, and alignment with the 

auditor during the year, including the objectivity and 

whether our US annual report on Form 20-F complies 

Risk Committee 

independence of the external auditor 

with relevant US regulations with focus on clarity of 

• Concerns raised through the whistleblower function 

disclosures, compliance with relevant legal and financial

process and its remediations 

reporting standards, and application of appropriate 

accounting policies and judgements 

•

The going concern assessment and adoption of the 

going concern basis in preparing the Annual Report and

financial statements 

•

The external auditor’s reports on its audit of the 

financial statements, and reports from Management 

and the external auditor on the effectiveness of our 

system of internal controls and our internal control over 

financial reporting 

• Compliance with applicable provisions of the Sarbanes-

Oxley Act 

• A quarterly assessment of the impairment indicator test

of the vessels in the fleet 

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Audit Committee report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Significant reporting issues 
In the financial statements, there are several areas 

Impairment review of vessels 
The impairment review of TORM’s vessels is a key recurring 

Revenue recognition 
The Revenue Recognition Policy was discussed and agreed 

requiring the exercise of judgement by Management. The 

risk due to its significance in the context of TORM’s net 

to have no changes. Revenue is recognized upon delivery of 

Audit Committee’s role is to assess whether the 

asset value. The Audit Committee received and considered 

services in accordance with the terms and conditions of the 

judgements made by Management are reasonable and 

a paper from Management covering the impairment testing 

charter parties and is made based on “load to discharge”, 

appropriate. To assist in this evaluation, the CFO presents 

of the carrying amount of TORM’s vessels in the fleet within 

and demurrage is recognized with up to 95% until actual 

an accounting paper to the Audit Committee once a year, 

the single cash-generating unit (CGU) comprised of the 

realization. Accordingly, no revenue is recognized for the 

setting out the key financial reporting judgements. The 

Main Fleet of LR2, LR1 and MR vessels. 

days incurred during a vessel’s positioning voyage to a load 

main areas of judgement considered by the Audit 

port. 

Committee in the preparation of the financial statements 

The carrying amount was tested using the fair value less 

are as follows: 

Going concern 
The Audit Committee reviewed Management’s assessment 

cost of disposal for the CGU. Supported by the fair value 

less cost of disposal, the Audit Committee concluded not to 

conduct any impairments on the CGU as the fair value less 

Depreciation policy and residual value of 
vessels 
The Audit Committee noted and agreed that the accounting 

cost of disposal showed a significant headroom of 42% 

policy of depreciating vessels over 25 years was 

of the basis for preparing TORM’s financial statements on a 

compared to the carrying amount. Please refer to Note 10 

appropriate and in line with TORM’s peers. The residual 

going concern basis. This included reviewing and 

to the financial statements. 

challenging Management’s forecast and the underlying 

value was calculated based on two elements: scrap values 

reviewed on a yearly basis and cost of voyage to the 

base and low case sensitivity calculations along with its 

Management prepared an analysis of the potential impact 

scrapping place. In 2021, the Audit Committee agreed to 

assumptions. The Audit Committee also considered 

of climate change and how different drivers might have 

the recommendation from Management to gradually phase-

TORM’s available liquidity, including undrawn and 

implications on the impairment assessment. Among the 

in the green recycling prices in the calculation of residual 

committed facilities along with any liquidity-enhancing 

drivers were the fleet age, TORM’s short and long-term 

values by applying an equal weighted average of green 

projects and projections for the financial covenants within 

climate targets, and the risk of stranded assets. Together 

recycling and conventional recycling prices, while still using 

TORM’s borrowing facilities.  

with Management, the Audit Committee discussed the 

a three-year average to limit volatility in the residual values. 

different drivers and their impact on the value of the fleet. 

In continuation of the decision made in 2021, it was agreed 

Based on this, the Audit Committee confirmed that the 

While the potential impact of the drivers can have a 

by the Audit Committee in 2022 that TORM should further 

application of the going concern basis for the preparation of 

material impact on the value of the fleet, the Audit 

increase the weight of green recycling prices from 50% to 

the quarterly reports and year-end financial statements 

Committee agreed that currently they only pose potential 

60% compared to conventional recycling prices as the 

continued to be appropriate, with no material uncertainties. 

risks but risks that Management should be mindful of when 

market continued to mature. 

Please refer to Note 1 to the financial statements. 

evaluating different investment options. The Audit 

The going concern statement is set out in the 
Financial Review page 67 

Committee will continue to monitor the development 
closely.  

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Audit Committee report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Effectiveness of the Audit Committee 
In 2022, the Audit Committee carried out a detailed self-

Internal controls and risk management 
The Audit Committee has the primary responsibility for the 

Due to the size of the company, TORM has since the listing 

in 2017 been exempt from an external auditor attestation 

assessment by way of a questionnaire and discussions 

oversight of TORM’s system of internal control, including 

under Section 404(b) of SOX. The exemption can be 

facilitated by the Head of Group Financial Controlling & 

the risk management framework, the compliance 

applied for a maximum of five years after the listing, and as 

Internal Controls. Based on the self-assessment, no 

framework, and the work of the internal control function. 

a result, 2022 was the first year that TORM was required to 

material concerns arose. 

The Audit Committee regularly discusses the principles for 

have controls audited by its external auditor to comply with 

Internal audit 
The Audit Committee assesses the need for an internal 

risk assessment and risk management related to the 

Section 404(b) of SOX. To ensure TORM meets its target 

financial reporting and reviews TORM’s significant risks, 

of SOX compliance, the Audit Committee continuously 

including fraud, and their impact on financial reporting, 

monitors the status of the ICFR. This oversight by the Audit 

audit function on an annual basis and makes a 

including stress testing, when relevant.  

Committee includes recurring reporting, including 

recommendation to the Board of Directors. The Audit 

Committee was satisfied that based on TORM’s size, 

complexity, and its internal control environment, TORM can 

defer the establishment of an internal audit function but 

Read more about principal risks and uncertainties on 
pages 70-77 

testing, and the status of auditor testing. The Audit 

Committee ensures that Management sufficiently 

addresses deficiencies when they become present.  

management oversight, the outcome of management 

must revisit the decision in 2023. 

The Board of Directors fulfills its responsibility regarding 

effectiveness of the risk management and Internal Controls 

Having monitored TORM’s ICFR, the Audit Committee has 

In the absence of an internal audit function, internal 

over Financial Reporting (ICFR) through the Audit 

not identified any material weaknesses in TORM’s ICFR 

assurance is achieved through the work of Group Internal 

Committee. As a result of the US listing on Nasdaq in New 

through either management testing or external audit.  

Control and PwC’s testing of the internal controls. To the 

York in 2017, TORM was required to become compliant 

extent possible, external audit relied on control tests 

performed by PwC. 

with the Sarbanes-Oxley Act (SOX) resulting in increased 

regulatory requirements. Therefore, Management has, 

together with the Audit Committee, focused on ensuring 

The Audit Committee is satisfied that the internal audit 

that the ICFR meet all relevant requirements.  

arrangements continue to provide effective assurance of 

TORM’s risk and controls environment. Throughout the 

year, the Audit Committee monitored the effectiveness of 

TORM’s risk management and internal control systems, 

including material financial, operational and compliance 

controls

. 

The ICFR are based on the Internal Control – Integrated 

Framework 2013 issued by the Committee of Sponsoring 

Organizations of the Treadway Commission (COSO), which 

ensures the enabling of best practice and a strong control 

environment.  

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Audit Committee report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

ESG 
At the request of the Board of Directors in 2021, the Board 

of Directors and members of the Audit Committee 

reported to the Audit Committee on their independence 

Committee received details of all relationships between 

from TORM. 

TORM and EY which may have a bearing on their 

independence and received confirmation from EY that it is 

participated again in 2022 in a deep dive covering the ESG 

The Audit Committee and the Board of Directors are 

independent of TORM in accordance with applicable laws 

area. The deep dive was facilitated by experts from PwC. 

satisfied that EY has adequate policies and safeguards in 

and regulations. 

The purpose was to further understand how to effectively 

place to ensure that auditor objectivity and independence 

set up Board oversight, a good governance structure 

are maintained. The Audit Committee has recommended to 

The Audit Committee maintains a policy and has 

including roles and responsibilities, how ESG data is 

the Board of Directors the reappointment of the external 

procedures in place for the pre-approval of all audit 

collected, and how to report on ESG measures including the 

auditors for the 2023 financial year, and the Board of 

services, audit-related services and other services 

alignment towards the financial reporting. In addition to the 

Directors will be proposing the reappointment of EY at the 

undertaken by the external auditor. The principal purpose of 

deep dive, the Audit Committee has on several occasions 

upcoming AGM. 

throughout the year received updates by Management on 

the development of regulatory requirements and how 

Management is planning to and progressing in the 

implementation of these requirements. The Audit 

Effectiveness of the external audit process 
The Audit Committee reviewed the quality of the external 

policies include restrictions on the types of services which 

the independent auditor can provide, in line with the Ethical 

audit throughout the year and considered the performance 

Standard published by the UK Financial Reporting Council 

this policy is to ensure that the independence and the 

objectivity of the external auditor are not impaired. The 

Committee will continue to monitor the development within 

of EY by undertaking an annual review of the performance 

(FRC). Details of the services which the independent 

the ESG area including the implementation by 

of the independent auditor by a combination of discussions 

auditors cannot be engaged to perform were provided to 

Management. 

with Management, the quality of written deliverables to the 

the Audit Committee at the November 2022 Audit 

Audit Committee, and the quality of dialogue and insights 

Committee meeting. A copy of the policy can be made 

External auditor 
The Audit Committee has primary responsibility for 

provided during Audit Committee meetings. The findings of 

available on request. 

the survey were considered by the Audit Committee, and it 

overseeing the relationship with the external auditor, Ernst 

agreed that the audit process, independence, and quality of 

& Young LLP (‘EY’).  

the external audit were satisfactory. 

This includes making the recommendation on the 

Based on these reviews, the Audit Committee concluded 

appointment, reappointment, or removal of the external 

that there had been appropriate focus and challenge by EY 

auditor, assessing their independence on an ongoing basis, 

on the primary areas of the audit, and that EY had applied 

approving the statutory audit fee, the scope of the 

robust challenge and skepticism throughout the audit. 

statutory audit, and the appointment of the lead audit 

engagement partner. Lloyd Brown has held this role since 

the appointment of EY in 2020. During the year, EY 

Auditor independence and objectivity 
In its assessment of the independence of the auditor, and in 

accordance with the standard on independence, the Audit 

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Audit Committee report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Audit and non-audit fees  
Full disclosure of the audit and non-audit fees paid during 

Whistleblower 
TORM’s Whistleblower Policy, which supports the 

Approval  
On behalf of the Audit Committee 

2022 can be found in Note 6 to the financial statements. 

groupwide Business Principles, is monitored by the Audit 

Audit fees: 
Non-audit fees:    

USD 1.0m 
USD 0.4m 

The independent auditor may be contracted to perform 

Committee.  

Read more about TORM’s Whistleblower Policy here: 
www.torm.com/investors/governance/whistleblower 

Göran Trapp 
Chairman of the Audit Committee 
16 March 2023 

certain non-audit activities. The Audit Committee believes 

The Audit Committee received reports providing details of 

that this can be performed without compromising the 

matters reported through TORM’s international, 

auditor’s independence and objectivity. The Audit 

confidential telephone reporting lines and secure e-mail 

Committee will allocate the non-audit work after 

reporting facility, which is operated by an independent third 

considering TORM’s policy on the provision of non-audit 

party, Holst Advokater. All matters reported are 

services by TORM’s auditors. A copy of the pre-approval 

investigated by Holst Advokater and reported to the Board 

procedures can be made available on request. 

of Directors as well as to the Audit Committee together 

Fees relating to the provision of non-audit services by EY 
amounted to USD 0.4m corresponding to 40% of the total 
audit fees. The Audit Committee considered that the 
services provided were most efficiently provided by the 
external auditor. To maintain the external auditor’s 
independence and objectivity, the external auditor did not 
make any decisions on behalf of Management. 

with details of any corrective actions taken. The Audit 

Committee also received reports at each Audit Committee 

meeting providing details of any fraud losses during the 

quarter. 

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Risk Committee report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Chairman’s statement 
This report provides an overview of how the Risk Committee 

pages 70-77 in the risk management section and 

monitoring of the compliance with internal mandates, such 

At a glance 

operates, an insight into the Risk Committee’s activities, 

as FFA derivatives level, refinance risk, interest rate hedge 

and its role in monitoring and reviewing the integrity and 

level, credit risk, and time charter position. Further, a 

quality of TORM’s companywide risk management. 

liquidity forecast is presented at each Risk Committee 

The role of the Risk Committee 

meeting. 

Read more about the Risk Committee’s area of 
responsibility on page 83 

Terms of Reference for the Risk Committee are 
available at www.torm.com/investors/governance 

Cyber-security 
Cyber-security is a recurring agenda item at each meeting. 

The Risk Committee reviews TORM’s cyber-security 

program established to enhance and mature TORM’s cyber- 

security even further over the coming years.  

Chairman 

Göran Trapp 

Members 

Annette Malm Justad 

David N. Weinstein 

Composition 

The Risk Committee is composed solely of Independent 

Non

Executive Directors. 

Risk Committee Members 
The Risk Committee shall at any time consist of at least two 

Customer credit risk 
During 2022, the Risk Committee approved an updated 

-

Meetings 

Customer Credit Risk Policy. TORM has a well-functioning 

The Risk Committee had three scheduled meetings in 2022. The 

independent members of the Board of Directors, each of 

customer credit approval process, where all customers are 

members’ attendance at the Committee meetings can be seen on 

whom shall meet the independence requirements and have 

reviewed prior to commercial charters. TORM has revisited 

page 85.  

sufficient qualifications within risk management and capital 

and subsequently refined the credit methodology to ensure 

market knowledge to have the ability to make an 

consistency, efficiency, and high-quality risk assessment. 

2022 highlights 

independent assessment of the appropriateness of TORM’s 

The credit rating levels have been updated, and the ratings 

•  Risk management review of TORM’s policies on insurance, IT,

risk management and control environment as well as the 

planning and execution of the risk management policies and 

define a maximum number of active voyages and nominal 

financial instruments, and its Financial Policy 

amount per customer instead of only a nominal outstanding 

•  Review of TORM’s capital structure risk

funding activities. 

amount. 

Meetings 
The Risk Committee meets no less than three times a year. 

Activities during the year 
At each meeting, the Risk Committee follows up on key risk 

Capital structure risks 
The Risk Committee reviewed risk considerations related to 

TORM’s capital structure, including liquidity position, loan-

to-value, TORM’s Distribution Policy, off-balance sheet 

liabilities, terms and sources of funding vessel investments, 

indicators to ensure alignment of risk tolerance and actual 

and fleet employment strategy. 

risk level. These measures include the risks described on 

• 

Intensified focus on IT security risk and oil demand disruption

•  Review and approval of the Enterprise Risk Management

report 

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AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

SOFR amendment to loan and derivative contracts 
TORM needs to amend all existing interest rate swaps and 

Maritime safety threats 
The Risk Committee reviewed the measures taken by TORM 

Enterprise Risk Management 
The Risk Committee reviewed the key risks faced by TORM 

floating-rate-based leasing and loan agreements to replace 

to assess, manage, and mitigate future safety threats.  

and the underlying drivers of these exposures. The 

US LIBOR interest rates with SOFR interest rates because 

of changes in regulation. The Risk Committee has reviewed 

the amendment plan.  

Review policies  
The Risk Committee reviewed TORM’s IT Policy, Financial 

alignment of actual risk and desired risk was discussed, and 

the Risk Committee approved TORM’s risk profile based on 

these discussions. Further, the Risk Committee reviewed 

Liquidity governance 
The Risk Committee approved TORM’s liquidity risk and net 

loan-to-value risk methodologies. TORM works with break-

even levels to ensure sufficient liquidity is available for the 

next 12 months. Furthermore, TORM ensures that financial 

Policy, FFA and Bunker Policy, and Credit Risk Policy. These 

the assigned management accountability, which highlights 

policies outline core activities and risks, and the measures 

current and planned risk-mitigating activities.  

which TORM has taken to mitigate these risks. 

ESG reporting/TFCD 
In 2022, TORM conducted a climate-related scenario 

TORM’s annual Enterprise Risk Management Report was 

approved at the Board of Directors meeting in Q1 2023.  

gearing related to loan agreements can manage periods of 

analysis using the Task Force on Climate-related Financial 

Read more about TORM’s annual risk assessment 

low profitability and declining vessel values. 

Disclosures (TCFD) guidelines to assess transition and 

on pages 70-77 

Financial Policy 
The Risk Committee approved that TORM may, in addition 

the resilience of TORM’s strategy. The findings from the 

scenario analysis were presented and discussed with the 

Approval  
On behalf of the Risk Committee 

to the current policy, perform foreign exchange hedging of 

Risk Committee. The climate-related risks identified 

the coming 13 to 36 months. Prior to the approval, only 

through the scenario analysis exercise have been 

Göran Trapp  

hedges up to 12 months were approved.  

incorporated into TORM’s annual Enterprise Risk 

Chairman of the Risk Committee 

physical risks and opportunities and how they might impact 

Management process and will become part of the recurring 

16 March 2023 

items discussed at the Risk Committee meetings. 

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

96 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Nomination Committee 
report  

Chairman’s statement 
In 2022, no changes were made to the Nomination 

The Nomination Committee reviewed the independence of 

all Non-Executive Directors pursuant to the UK Corporate 

At a glance 

Committee, and the key focus areas of the Nomination 

Governance Code. Except for the Chairman, the 

Chairman  

Committee have been governance, succession planning, 

Nomination Committee is composed solely of Independent 

Christopher H. Boehringer 

and employee engagement.  

Non

Executive Directors, and they continue to make 

AUDIT COMMITTEE REPORT 

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REMUNERATION COMMITTEE REPORT 

The role of the Nomination Committee 

independent contributions to and effectively challenge 

-

Management. 

Read more about the Nomination Committee’s area 
of responsibility on page 83 

Terms of Reference for the Nomination Committee 
at www.torm.com/investors/governance 

The Executive Directors’ service contracts and the Non-

Executive Directors’ terms and conditions of appointment 

are available for inspection at our registered office and will 

be available on display at the 2023 Annual General 

Meeting. 

Compliance with the code 
The Nomination Committee complies with the UK 

Effectiveness 
During the year, the Nomination Committee reviewed the 

Corporate Governance Code except for provision 18. This 

independence, time commitment, and potential conflicts of 

provision states that all directors should be subject to 

interests of the Non-Executive Directors and concluded 

annual re-election, however, TORM’s B-Director is not 

that they each continued to demonstrate challenge and 

Members 

Annette Malm Justad 

David N. Weinstein 

Composition 

Except for the Chairman, the Nomination Committee is composed 

solely of Independent Non

Executive Directors. 

Meetings 

-

The Nomination Committee had two scheduled meetings in 

2022.The members’ attendance at committee meetings can be 

seen on page 85.  

appointed for a specified term but will continue until 

independent judgement and to devote sufficient time to 

Focus area 

removed by the B-shareholder. TORM believes that 

discharging their duties. 

continuity in the B-Director role is important as this 

Director serves as a representative of the minority 

shareholders. The B-shareholder, who represents the 

minority shareholders, can replace the B-Director at any 

time.  

At the 2021 Annual General Meeting, a decision was made 

to update TORM’s Articles of Association to move from bi-

annual re-election to annual re-election of the remaining 

Directors. All TORM’s Non-Executive Directors will submit 

themselves for re-election at the 2023 AGM. 

11%

11%

11%

67%

Succession planning

Diversity

Employee population

Governance

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

97 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Nomination Committee 
report  

AUDIT COMMITTEE REPORT 

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NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Board evaluation 
In accordance with the UK Corporate Governance Code, 

TORM in avoiding instability by mitigating the risks which 

may be associated with unforeseen events, such as the 

Approval 
On behalf of the Nomination Committee 

TORM conducts an annual internal evaluation of the Board. 

departure of key individuals, as well as promoting diversity 

The outcome of this review led to the Board requesting 

and inclusion. 

further deep dives on cyber-security, TORM’s use of AI, 

methanol as a fuel, the electricity grid being able to support 

the electric vehicle increase, and geopolitical risks. 

Read more about what the Board did this year on 
pages 87- 88 

Employee engagement 
Throughout the year, the Nomination Committee received 

updates on key elements of the people strategy, which 

provides insight into a variety of areas, including culture, 

diversity and inclusion, succession planning, future 

capabilities, and colleague engagement. 

Retention rate 
At the end of 2022, the retention rate for all shore-based 

employees was 90%, which is still at a satisfactory level. In 

2021 and 2020, the retention rate was 88% and 92%, 

respectively. 

Read more about our employee health and  
well-being on page 36 

Board diversity matrix 

Diversity 
The Nomination Committee continued to review TORM’s 
progress against its gender diversity targets for both female 
Board members and women in the shore-based workforce.  

Country of principle Executive Offices 

Foreign private issuer 

Disclosure prohibited under home law 

Total number of Directors 

  Read about TORM’s diversity targets from page 37 

Succession planning 
Succession planning continues to be a priority for the 

Nomination Committee, and throughout the year the 

Nomination Committee focused on the succession pipeline 

for senior management, which is essential to ensure a 

continuous level of quality in management. It further aids 

Gender identity 

Directors 

Underrepresented individual in home country jurisdiction 

LGBTQ+ 

Did not disclose demographic background 

Christopher H. Boehringer 

Chairman of the Nomination Committee 

16 March 2023 

United Kingdom 

Yes 

No 

5 

Female 

1 

Male 

Non-Binary  Not disclosed 

4 

- 

- 

None 

Not known 

5 

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

98 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total remuneration 2022 
of the CEO 

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Annual performance bonus KPI outcomes 

Annual performance bonus discretionary 

For 2022, the Remuneration Committee established a KPI bonus scorecard 
across four areas. These were: Contribution Margin, Carbon Footprint, Safety 
and Quality and Administrative Cost to a maximum bonus potential of 70% 
against which 7% was attained. 

The Remuneration Committee reviews the CEO incentive award prior to payment 
using judgement to ensure that the final assessment of performance is fair and 
appropriate. If circumstances warrant it, the Remuneration Committee may 
adjust the final payment.  

2022 annual bonus 

7% 

50% 

Formulaic outcome 
percentage of 
maximum 70% 

Committee 
discretion maximum 
50% 

57% 

Final outcome 
percentage of 
maximum 120% 

Despite a backdrop where the geopolitical landscape was changed dramatically, 
and where we were all confronted by the tragic Russian invasion of and 
subsequent war in Ukraine, the One TORM platform proved to be ready for the 
changes that occurred, leading to the strongest result on record for TORM with a 
Adjusted Return on Invested Capital of 28.1% and expected dividend payouts 
related to 2022 earnings of USD 379m. Taking this into consideration, the 
Remuneration Committee decided to award the CEO the full 50% available at its 
discretion. 

Total remuneration 2022 

Benefits

2%

One TORM KPIs (70%)

7%

Committee discretion (50%)

50%

34%

Annual
performance
bonus

2022: USD 1,744m
2021: USD 2,448m

Base salary

64%

Long-term incentive plan 

Awarded in 2022 

Restricted Share Units 

255,200 

Exercise price per share 

DKK 58.00 

Vesting over three years 

2023 - 2025 

Grant value  

USD 0.5m 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 
COMMITTEE REPORTS 

99 
99 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Remuneration Committee 
report 

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REMUNERATION COMMITTEE REPORT 

Chairman's statement 
The Renumeration Committee report describes the 

activities of the Remuneration Committee for the period 01 

by the Chairman of the Remuneration Committee is not 

At a glance 

subject to audit. 

January 2022 to 31 December 2022. It sets out 

The role of the Remuneration Committee 

remuneration details for the Executive and Non-Executive 

Directors in TORM. It has been prepared in accordance with 

Schedule 8 of the Large and Medium-Sized Companies and 

Read more about the Remuneration Committee’s 
area of responsibility on page 83 

Chairman 

Christopher H. Boehringer 

Members 

Annette Malm Justad 

David N. Weinstein 

Composition 

Groups (Accounts and Reports) Regulations 2008 as 

amended (the "Regulations"). 

The report is split into two main areas:  

• Chairman’s statement 

• Annual report on remuneration 

The Remuneration Policy, approved by the shareholders at 

the Annual General Meeting (AGM) on 14 April 2021, took 

effect from the date of that meeting. As of the date of this 

Annual Report, TORM plc is in compliance with the 

requirements of this Remuneration Policy.  

Find TORM’s Remuneration Policy at 
www.torm.com/investors/governance 

The annual report on remuneration provides details on 

remuneration in the period and additional information 

required by the regulations. The UK Companies Act 2006 

Find the Terms of Reference for the Remuneration 
Committee at www.torm.com/investors/governance 

Compliance with the code 
The Remuneration Committee is in full compliance with the 

Except for the Chairman, the Remuneration Committee is 

composed solely of Independent Non

Executive Directors. 

UK Corporate Governance Code except for provision 32. 

This provision states that the Board of Directors shall 

Meetings 

-

establish a Remuneration Committee of Independent Non-

Executive Directors, with a minimum membership of three. 

The Remuneration Committee had two scheduled meetings in 

2022. The members’ attendance at committee meetings can be  

In addition, the Chairman of the Board of Directors can only 

seen on page 85. 

be a member if he is independent on appointment, and he 

cannot chair the Remuneration Committee. TORM's 

Chairman of the Board of Directors, Christopher H. 

Boehringer, has been appointed as chairman of TORM’s 

Remuneration Committee. However, given his association 

with the controlling shareholder and the alignment of 

interest regarding remuneration, the Board of Directors 

considers it appropriate for Christopher H. Boehringer to 

Focus area 

23%

10%

5%

37%

One TORM KPIs

CEO remuneration

LTIP

Employee remuneration

3%

Governance

22%

Board remuneration

requires that the auditor’s report to the shareholders on 

chair the Remuneration Committee. 

certain parts of the Directors' Remuneration Report and 

state whether, in their opinion, those parts of the report 

have been properly prepared in accordance with the 

regulations. The parts of the annual report on remuneration 

subject to audit are indicated in the report. The statement 

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

100 

Remuneration Committee 
report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Meetings 
The Chairman and the Executive Director attend the 

Extraordinary bonus 
In December, the Remuneration Committee unanimously 

Approval 
On behalf of the Remuneration Committee 

meetings of the Remuneration Committee except for 

agreed that an extraordinary general bonus should be paid 

matters relating to their own remuneration. The Head of 

out to our employees in lieu of the strong financial results 

Christopher H. Boehringer 

Group Human Resources attended some meetings, and 

for the Company and also taking into account the general 

Chairman of the Remuneration Committee 

other members of Management may attend when 

increase in cost-of-living pressures brought about by the 

16 March 2023 

necessary.  

Activities during 2022 
KPIs  
As detailed in the Annual Report 2021, a new KPI structure 

which better aligns TORM’s performance with bonus 

current geopolitical climate. Senior management and 

executives who are part of the long-term incentive 

programme were excluded from the payment.  

Succession and the wider workforce 
In addition, the Remuneration Committee engaged in 

payouts to employees was instigated in 2022. In 

discussions surrounding the wider workforce remuneration 

accordance with the UK Corporate Governance Code, the 

and incentives to ensure that, as a company, TORM creates 

Remuneration Committee reviewed the proposed KPI 

an environment where our most talented employees are 

catalogue, from which employees would be able to select, 

recognized and given greater responsibilities. 

to ensure that remuneration is aligned to Company purpose 

and values and is clearly linked to the successful delivery of 

the Company’s long-term strategy.  

Annual Remuneration Policy review 
The Remuneration Committee reviewed the Remuneration 

Policy. The conclusion was that no amendments to the 

Remuneration Policy were required at this time. The 

Remuneration Policy was approved at the 14 April 2021 

AGM. At this point, there is no intention to revise the 

Remuneration Policy more often than every third year, 

unless required due to changes to regulations or legislation. 

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

101 

 
 
 
 
 
 
 
 
 
Remuneration Committee 
report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Remuneration at a glance  
Executive Director’s and Chief Executive Officer’s remuneration 

Fixed pay 

Base salary 

Effective 01 January 2022 
Chief Executive DKK 7.39m 

Executive Director salary 

Euro 70,000 

Effective 01 January 2023 
Chief Executive DKK 7.72m 

Euro 70,000 

Benefits 

Pension 

Annual bonus 

Short-term incentive 

Long-term incentive 

Long-term incentive 

DKK 276,000, covering the running and maintenance expenses associated with 
a private vehicle 

DKK 276,000, covering the running and maintenance expenses associated with a 
private vehicle 

Not entitled to any pension 

Not entitled to any pension 

Opportunity (% of salary):  
Maximum: 120% of the base salary in the financial year 2022 

Opportunity (% of salary):  
Maximum: 120% of the base salary in the financial year 2023 

Granted a total of 255,200 RSUs with effect as of 01 January 2022, which will 
vest in equal installments over the next three years. The exercise price for each 
RSU is DKK 53.5 

Granted a total of 255,200 RSUs with effect as of 01 January 2023, which will 
vest in equal installments over the next three years. The exercise price for each 
RSU is DKK 58.0 

Statement of voting at the AGM 

Shareholder voting on the resolutions to approve the annual Remuneration Report put to the 2022 AGM and the Directors’ Remuneration Policy put to the 2021 AGM were as follows: 

Annual Remuneration Report 

Directors' Remuneration Policy 

Votes for 

%  Votes against 

% 

Total votes 

Abstentions 

 47,924,209  

  48,123,828  

59.2  

  1,897,025  

3.8  

  49,821,234  

63.9  

  3,018,434  

4.0   51,142,262  

 1,033  

 952  

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

102 

 
Remuneration Committee 
report 

Executive Director’s and Chief Executive 
Officer’s remuneration 

address which may be used for both business and private 

purposes, including internet access and call charges. No 

changes in allowances and benefits are expected for 2023. 

Single total figure of remuneration 
The table to the right sets out the 2021-22 remuneration 

for Jacob Meldgaard in his roles as Executive Director of 

TORM plc and Chief Executive Officer (CEO) of TORM A/S, 

a subsidiary of TORM plc. 

Base salary 
The base salary is discussed and agreed with the Chairman 

of the Board of Directors and the Remuneration Committee 

once a year. Base salary as of 01 January 2022: DKK 

7.39m (USD 1,040m). In addition, the CEO receives Euro 

70,000 (USD 72,000) for his role as Executive Director. 

The CEO’s base salary was reviewed on 07 February 2023 

to determine the appropriate salary for 2023. The base 

salary as of 01 January 2023 was determined at DKK 

7.72m, and the adjustment of the salary will take effect as 

of 01 January 2023. 

Taxable benefits  
TORM can place a car costing no more than DKK 1m at the 

CEO’s disposal. However, the CEO has instead accepted an 

amount of DKK 23,000 per month, covering the running 

and maintenance expenses associated with a private 

vehicle. For 2022, the amount of DKK 276,000 (USD 

39,000) was included in the single figure amount. 

Total remuneration for the financial year 2022 

Base salary 

Taxable benefits 

Pension 

Total fixed remuneration 
Variable pay (USD'000) 

Annual performance bonus 

Total variable pay 
Single total figure of remuneration (USD'000) 

Change in remuneration of colleagues and Directors 

Other benefits provided directly include two newspapers, a 

mobile phone which may be used for both business and 

private purposes, a PC at the CEO’s disposal at his home 

Employee entire group 

Chief Executive Officer 

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REMUNERATION COMMITTEE REPORT 

2022 

2021 

Fixed pay 
(USD'000) 

Fixed pay 
(USD'000)   

  1,112.0  

  1,243.4  

 38.8  

 - 

44.0  

 - 

 1,150.8  

  1,287.4  

 592.8 

592.8 

  1,161.3  

  1,161.3  

 1,743.6  

 2,448.7  

% change from 2021 to 2022 

Salary  

4.6%   

-10.6% 

Benefits  

0.0% 

-11.8% 

Bonus 

-1.9% 

-49.0% 

TORM ANNUAL REPORT 2022 

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103 

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
   
 
Remuneration Committee 
report 

AUDIT COMMITTEE REPORT 

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NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Performance bonus 2022 
The Remuneration Committee has provided the CEO with a 

performance cash bonus for the financial year 2022 in the 

Long-Term Incentive Program – Restricted 
Share Units granted to the CEO 
In accordance with TORM’s Remuneration Policy, the 

As detailed in announcement no. 7 issued on 18 March 

2021, the CEO was granted a total of 255,200 RSUs 

which will vest in equal amounts over the next three years. 

following range and based on the following parameters: 

Board of Directors has as part of the Long-Term Incentive 

The first amount can be exercised from 01 January 2022. 

Program (LTIP) granted Restricted Share Units (RSUs) in 

The exercise price for each RSU is DKK 53.5, 

•

The fulfillment of specific performance metrics set by 

the form of restricted stock options to certain employees. 

corresponding to the average price of TORM shares in the 

TORM (up to 70% of the CEO’s base salary). These 

The RSUs aim at retaining and incentivizing the employees 

90 calendar days preceding the publication of TORM plc’s 

include but are not limited to RoIC, cost structure, 

to seek to improve the performance of TORM and thereby 

Annual Report 2022 plus a 15% premium. Vested RSUs 

highest safety standards, and environmental footprint 

the TORM share price for the mutual benefit of themselves 

may be exercised for a period of 360 days from each 

• Up to 50% of the CEO’s base salary based on the sole 

and TORM’s shareholders. Each RSU granted under the 

vesting date.  

discretion of TORM’s Board of Directors 

LTIP entitles its holder to acquire one Class A common 

share, subject to vesting. Below is a description of the 

As detailed in announcement no. 9 issued on 23 March 

In aggregate, the maximum achievable cash bonus for the 

RSUs which have not expired without exercise. 

2022, the CEO was granted a total of 255,200 RSUs 

financial year 2022 for the CEO is equal to 120% of the 

which will vest in equal amounts over the next three years. 

CEO’s base salary in the financial year 2022. The specific 

The original RSUs granted to the CEO in 2016 vested in 

The first amount can be exercised from 01 January 2023. 

metrics and calculation methodology for each of the 

equal amounts over a five-year period. Subsequent awards 

The exercise price for each RSU is DKK 58, corresponding 

parameters have been determined by the Board of 

vest in equal amounts over three years. 

Directors. Based on the aforesaid methodology, the CEO’s 

to the average price of TORM shares in the 90 calendar 

days preceding the publication of TORM plc’s Q4 2021 

performance cash bonus for 2022 was determined to be a 

Vested RSUs may be exercised for a period of 360 days 

release plus a 15% premium. Vested RSUs may be 

total of 57% (7% on parameter 1 and 50% on parameter 2) 

from each vesting date. Details of the CEO’s awards and 

exercised for a period of 360 days from each vesting date.  

of the 2022 fixed annual salary of DKK 7.39m, resulting in 

interests in Restricted Share Units are set out on page 106.  

an amount of DKK 4,212m (USD 0.59m). 

The single figure remuneration table for the CEO does not 

include any amounts in relation to the RSU awards since 

2016, and there are no performance conditions associated 

with the grant of RSUs.  

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

104 

Remuneration Committee 
report 

Long-Term Incentive Program – Restricted Share Units granted to the Executive Director 

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REMUNERATION COMMITTEE REPORT 

Year 

2016 

2017 

2018 

2019 

2020 

2021 

2022 

Grant of RSUs excluding the Executive Director 

Grant of RSUs to the Executive Director 

Vesting period in years 

Vesting period in years to the Executive Director 

Beginning 

Exercise period from vesting 

 723,069  

 866,620  

944,470  

  1,001,054  

  1,047,389  

1,099,921  

1,137,770  

  1,276,725  

3  

5  

 - 

3  

 766,035 

3  

3  

 - 

3  

- 

3  

255,200  

255,200  

3  

3  

3  

 3 

01/01/2017  01/01/2018  01/01/2019  01/01/2020  01/01/2021  01/01/2022  01/01/2023 

 Six months 
and 12 months 
for the 
Executive 
Director  

 Six months 

 360 days 
after each 
vesting date 

 360 days 
after each 
vesting date 

 360 days 
after each 
vesting date 

 360 days 
after each 
vesting date 

 360 days 
after each 
vesting date 

Exercise price 

Reduced due to dividend payment 

DKK 96.30 

DKK 96.30 

DKK 53.70 

DKK 49.70 

DKK 69.90 

DKK 53.50 

DKK 58.00 

DKK 0.00 

DKK 0.00 

DKK 47.40 

DKK 28.2 

DKK 49.1 

DKK 38.3 

DKK42.8 

Black-Scholes model, the theoretical market value 

 USD 5.0m 

 USD 1.0m 

 USD 2.3m 

 USD 1.7m 

 USD 1.3m 

 USD 3.0m 

USD 2.7m 

Total RSUs expired unexercised 

RSUs exercised within 2019 

RSUs exercised within 2020 

RSUs exercised within 2021 

RSUs exercised within 2022 

Total RSUs exercised by grant year 

RSUs outstanding as of 31 December 2022 

  1,999,794  

 866,620  

  1,050,383  

 305,576  

409,376  

 124,062  

  69,117  

 - 

 - 

 - 

 - 

 - 

 - 

- 

- 

- 

- 

- 

- 

529,402  

 - 

12,405  

95,276  

 118,315  

 291,112  

- 

 - 

 - 

 - 

- 

- 

 - 

309,090  

 334,961  

433,979  

  660,122  

 695,478  

 334,961  

433,979  

- 

 - 

 - 

 - 

 - 

 - 

 1  

303,052  

797,080  

  1,323,853  

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

105 

Remuneration Committee 
report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

LTIP element of Jacob Meldgaard’s remuneration 
package 2022 

Grant date 

RSU LTIP grant 

Original exercise price 
per share 

RSU grant value 
assuming 100% vesting 

18 March 
2021 

23 March 
2022 

  255,200   255,200  

DKK 
53.50 

DKK 
58.00 

  USD 0.6m  USD 0.5m 

End of service gratuity 
TORM can terminate the CEO’s Service Agreement giving 

12 months’ notice to expire on the last day of a month. The 

CEO can terminate the Service Agreement giving six 

months’ written notice to expire on the last day of a month. 

Post-service salary 
If the CEO dies during his employment, TORM will pay to the 

widow or any of his children below the age of 18 the fixed 

salary including non-salary benefits for the current month 

and a post-service salary for three months equal to the 

fixed salary. However, such post-service salary will only be 

paid until the date on which the employment would have 

terminated because of termination of the Service 

Agreement. 

Total pension entitlements 
The Directors of TORM plc are not entitled to any pension 

Outside appointments 
The Executive Director is entitled to retain the fees earned 

contributions from TORM. In addition, Denmark-based 

from non-executive appointments outside TORM. Jacob 

Executive Director Jacob Meldgaard, in his role as CEO of 

Meldgaard was appointed Non-Executive Director of Danish 

TORM A/S, is not entitled to any pension contribution. 

Ship Finance A/S for which he received DKK 350,000 and 

Taxable benefits 
In general, members of the Board of Directors of TORM plc 

Non-Executive Director of SYFOGLOMAD Limited for which 

he received EUR 5,000 for his services. Jacob Meldgaard is 

also Chairman of the Board of Grant Compass A/S for 

do not receive any additional benefits.  

which he receives no fee but has been granted warrants. 

Payments for loss of office 
No payments for loss of office have been made in 2022. 

Annual bonuses and LTIPs 
TORM’s Remuneration Policy stipulates that the Non-

The Company does not consider making payments for loss 

Executive Directors’ remuneration cannot include 

of office to Non-Executive Directors. For Executive 

participation in share or warrant programs. The Non-

Directors, a termination notice cannot exceed 24 months. 

Executive Directors of TORM plc do not receive any part of 

Termination by the Executive Director must be subject to a 

their remuneration from TORM in shares or warrants. The 

minimum of six months’ written notice. Any severance pay 

remuneration for the Non-Executive Directors is 

cannot exceed an amount corresponding to the 

determined by the Board of Directors subject to limits in 

remuneration paid for the preceding two years. The 

TORM’s Articles of Association. During 2022, none of the 

Remuneration Committee will maintain a discretionary 

Non-Executive Directors received any part of their 

approach to the treatment of leavers given that the facts 

remuneration in shares or warrants.  

and circumstances of each case are unique. In an exit 

situation, the Remuneration Committee will consider the 

individual circumstances, any mitigating factors that may 

be relevant, the appropriate statutory and contractual 

position, and the requirements of the business for speed of 

change. 

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

106 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Remuneration Committee 
report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

The Executive Director’s interests in the 
shares of TORM 
The table to the right summarizes the total interests of the 
Executive Director in shares of TORM plc as of 31 
December 2022. During the period 01 January to 31 
December 2022, no gains were made by the Executive 
Director on the exercise of share options. No changes took 
place in the Executive Director’s interests between 31 
December 2022 and 16 March 2023.  

The Directors’ interest in the shares of TORM 
The table to the right summarizes the total interests of the 

Directors in shares of TORM plc as of 31 December 2022. 

Executive Director’s interests in the shares of the Company (audited) 

Jacob Meldgaard's Restricted Share Units 

2016 

2017 

2018 

2019 

2020 

2021 

2022 

Awarded 

1,276,725  

- 

766,035  

- 

- 

255,200  

255,200  

Vested not 
exercised 

Agreed not to 
exercise 

Exercised 

Unvested 

- 

255,345 

255,345 

255,345 

255,345 

-  

- 

- 

766,035  

- 

- 

- 

1,276,725  

 1,021,380  

766,035 

- 

- 

- 

- 

255,345  

 510,690 

- 

-  

85,066 

255,345 

255,200 

425,334 

No changes took place in the Directors’ interests between 

2022 statement of Directors' shareholding and share interests 

31 December 2022 and 16 March 2023. 

Remuneration for Non-Executive Directors 
The table to the right summarizes the remuneration paid to 
the Non-Executive Directors of TORM in 2022. The fees 
payable can be found in the Remuneration Policy and are 
paid in Euros. The decrease in fees in USD is in relation to 
exchange rates. The fees in Euros remain unchanged year 
on year. The fees shown include any additional fees paid in 
respect of chairmanships of committees or other roles such 
as Senior Independent Director. Board Observer fees are 
not shown in this report; however, the fees payable can be 
found in the Remuneration Policy.  

Director 

Christopher H. Boehringer 

David N. Weinstein 

Göran Trapp 

Annette Malm Justad 

Jacob Meldgaard 
The above table shows the total number of share interests of each Director. 

Ordinary 
shares as of 
01 Jan 2022 

Ordinary 
shares as of 
31 Dec 2022 

21,204  

 5,000  

 12,820  

 2,700  

21,204  

 5,000  

 12,820  

 2,700  

255,411  

340,477  

Changes from 
31 Dec 2022 
to 11 Mar 
2023 

Ordinary 
shares as of 
11 Mar 2023 

 -

 -

 -

 -

 -

21,204 

 5,000 

 12,820 

 2,700 

340,477

2022 remuneration table Non-Executive Directors 
USD '000 

Base fee 

Committee fee 

Total 

Director 

Christopher H. Boehringer 

David N. Weinstein 

Göran Trapp 

Annette Malm Justad 

2022 

2021 

2020 

2022 

2021 

2020 

2022 

2021 

2020 

157  

  176  

 104  

117  

52  

52  

59  

59  

171  

114  

57  

57  

52  

 104  

 104  

 104  

60  

116  

117  

117  

85  

86  

114  

82  

  210  

  207  

155  

155  

 235  

 234  

  176  

  176  

  256  

 200  

171  

  139  

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

107 

 
  
  
Remuneration Committee 
report 

Information provided in the following part of the Annual Report on remuneration is not 
subject to audit. 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Assessing pay and performance 
In the tables to the right, we summarize the Chief Executive 

Officer’s single figure remuneration over the past six years, 

and how our variable pay plans have paid out in relation to 

the maximum opportunity. This can be compared to 

TORM’s performance since the listing of TORM plc, 

measured by total shareholder return, compared to the 

average of a selection of TORM’s main peers in the industry 

and with the performance of the Danish stock index OMX. 

The OMX index is a market cap weighted index of all stocks 

listed on Nasdaq in Copenhagen. The total shareholder 

return is calculated in USD. 

6-year historical performance. TORM plc vs peers
and the OMX index

Financial year remuneration for the Chief Executive 
Officer 

177

176

134

129

96

72

106

71

108

112

51

62

56

58

200

180

160

140

120

100

80

60

40

20

0

3,000

2,500

2,000

1,500

1,000

500

0

2,208

2,307

2,449

140%

120%

1,744

1,473

1,626

1,531

117%

100%

100%

67%

60%

45%

57%

100%

80%

60%

40%

20%

0%

2016

2017

2018

2019

2020

2021

2022

2016

2017

2018

2019

2020 2021

2022

Peer average

TORM

OMX

Annual bonus (% earned of base salary)
Total remuneration USD '000

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

108 

Remuneration Committee 
report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Annual percentage change in Directors’ 
remuneration 
The table to the right shows the percentage change over 

the year ended 31 December 2021 to the year ended 31 

December 2022 in respect of the Directors’ remuneration 

and average employee remuneration. As required by 

legislation, the Directors’ remuneration is compared to the 

employees of TORM plc on a full-time equivalent basis. 

Relative importance of spend on pay 
The table to the right shows the actual expenditure of 

TORM on employee pay and distributions to shareholders 

compared to the retained earnings of TORM.  

Change in remuneration of colleagues and Directors’ 

Chief Executive Officer 

Christopher H. Boehringer 

David N. Weinstein 

Göran Trapp 

Annette Malm Justad 

Colleagues entire group 

Salary or fees % change  

Benefits % change  

Bonus % change  

2021 to 
2022 

2020 to 
2021 

2021 to 
2022 

2020 to 
2021 

2021 to 
2022 

2020 to 
2021 

-10.6% 

-10.9% 

-11.4% 

-11.7% 

-11.7% 

4.6%

10.1% 

-11.8% 

7.4% 

-49.0% 

2.1% 

-8.1% 

16.8% 

2.9% 

26.5% 

3.5% 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

N/A 

0.0%  

0.0% 

-1.9% 

1.4% 

The comparative figures used to determine the % change take into consideration the CEO's salary and benefits.   
Other benefits provided relate directly to company car benefit.   
% change in DKK for salary and Executive Director’s fees is 1.5%, taxable benefits is 0.0% and annual bonus is -42.1%.  
% change in Euro for Non-Executive Director fees is 0%. Fees have remained unchanged. 

Relative importance of spend on pay 

Expenditure USDm 

Dividends paid 

Purchase of outstanding treasury shares in TORM A/S 

Purchase/disposals of treasury shares 

Executive Director’s remuneration 

Total 

Staff costs 

Retained earnings 

2022 

166.7  

 -  

 -  

 1.7  

 168.4  

2021 

 -

-  

-  

  2.4  

  2.4  

 49.7  

  52.1  

2020 

70.6 

 -  

 1.3  

2.3  

74.2  

50.7  

2019 

 -  

-  

 -  

2.2  

2.2  

45.8  

1,290.4  

  899.5  

  939.2  

 920.0  

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

109 

  
Remuneration Committee 
report 

AUDIT COMMITTEE REPORT 

RISK COMMITTEE REPORT 

NOMINATION COMMITTEE REPORT  

REMUNERATION COMMITTEE REPORT 

Remuneration Policy 
The TORM plc Remuneration Policy approved at the 20 

2023 remuneration 
The Remuneration Policy approved at the 14 April 2021 

Approval 
On behalf of the Remuneration Committee 

April 2021 AGM remained unchanged during 2022. In 

AGM will be implemented for the financial year 2023. There 

accordance with the UK Corporate Governance Code, 

are no foreseen changes to the policy. 

Christopher H. Boehringer 

TORM’s Remuneration Policy and practices are designed to 

support the business strategy and promote TORM’s long-

term sustainable success. The Remuneration Committee 

Adaptation and publication 
The Board of Directors must review the Remuneration 

will continue to consider the appropriateness of the 

Policy at least once a year. Any changes to the 

Remuneration Policy annually to ensure that it continues to 

Remuneration Policy must be adopted by the Board of 

align with the business strategy. At this point, there is no 

Directors and approved by the shareholders at an AGM. 

intention to revise the Remuneration Policy more often 

than every third year, unless required due to changes to 

TORM’s Remuneration report will be included in TORM’s 

regulations or legislation.  

Find TORM’s Remuneration Policy at 
www.torm.com/investors/governance/ 

Annual Reports for all financial years and will contain 

information on remuneration paid to the Board of Directors 

and Executive Management. 

Chairman of the Remuneration Committee 

16 March 2023 

TORM ANNUAL REPORT 2022 

COMMITTEE REPORTS 

110 

Investor information 

Share information 

Exchanges 

ISIN (CPH) 

CUSIP (NY) 

Tickers 

Year high (TRMD A) 

Year low (TRMD A) 

Number of A-shares (end 
2022) 

Number of treasury shares 

 Nasdaq CPH and NY  

Analyst coverage 
ABG Sundal Collier 
Petter Haugen 

 GB00BZ3CNK81  

Phone: +47 22 01 61 39 

 G89479102  

Email: petter.haugen@abgsc.no 

 TRMD A and TRMD  

 DKK 225.00 (03 Nov.)  

 DKK 42.78 (24 Jan.)  

Clarksons 
Frode Mørkedal 

 82,311,299  

Phone: +47 22 01 63 27 

  493,371 

Email: frode.morkedal@clarksons.com 

Pareto Securities 
Eirik Haavaldsen 

Phone: +45 24 13 21 20 

Email: eirik.haavaldsen@paretosec.com 

Skandinaviska Enskilda Banken AB 
Ulrik Bak 

Phone: +45 31 25 60 33 

Email: ulrik.bak@seb.dk 

Financial calendar 2023 
13 April 2023, Annual General Meeting 

11 May 2023, First quarter 2023 results 

17 August 2023, First half 2023 results 

09 November 2023, Nine months 2023 results 

Investor relations contact 
Andreas Abildgaard-Hein  

Vice President, External Reporting and IR 

Phone: +45 3917 9339 

Email: ir@torm.com 

Jomkwan Palitwanon 

Investor Relations 

Phone: +45 3917 9331 

Email: ir@torm.com  

Danske Bank 
Håvard Sjursen Lie 

Phone: +47 40 47 44 43 

Email: hvli@danskebank.com 

Evercore ISI 
Jonathan B. Chappell 

Phone: +1 212 497 0827 

Communication to investors 
To ensure consistent communication to all investors, 

quarterly and annual financial statements and other stock 

exchange announcements are the main vehicles of 

communication. TORM maintains regular capital market 

contact through analyst and industry presentations, 

investor meetings, and conference calls. Investor meetings 

are primarily held in Copenhagen and in the major European, 

Email: jonathan.chappell@evercoreisi.com 

US and Asian financial centers.  

Fearnley Securities 
Øystein Vaagen 

Phone: +47 22 93 63 97 

Email: o.vaagen@fearnleys.com 

Kepler Cheuvreux 
Anders Redigh Karlsen 

Phone: +47 23 13 90 68 

In 2022, TORM issued a total of 33 announcements to the 

stock exchange.  

Find all announcements in English at 

https://www.torm.com/investors/announcements  

Three weeks prior to the publication of quarterly and annual 

financial statements, communication with investors is 

Email: arkarlsen@keplercheuvreux.com 

limited to issues of a general nature, and in that period no 

individual investor meetings are held.  

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

OTHER 
OTHER 

111 
111 

Investor information 

Share price performance 
In 2022, TORM had an average of 81,804,130 A- shares 

outstanding. The average daily trading volume on Nasdaq in 

New York. As of 31 December 2022, TORM holds 

70% of the votes capable of being cast on such Reserved 

493,371 as treasury shares. 

Matter action.  

Copenhagen has been approximately 305,000 shares and 

Each A-share carries one vote on all resolutions proposed at 

Until the Threshold Date, the sole TORM C-share has 

approximately 314,000 shares on Nasdaq in New York. 

the General Meetings of the Company except for the 

350,000,000 votes at the General Meetings in respect of 

During 2022, the share price increased from DKK 51.7 to 

election or removal of the B-Director. Until the Threshold 

certain Specified Matters only, including the election of 

DKK 198.4 on Nasdaq in Copenhagen and from USD 7.96 

Date (the first time at which OCM Njord Holdings S.à r.l. 

members to the Board of Directors of TORM (including the 

to USD 29.2 on Nasdaq in New York. Throughout 2022, 

(“Oaktree”) and its affiliates cease to beneficially own at 

Chairman, but excluding the B-Director) and certain 

TORM has been part of the Mid Cap segment on Nasdaq in 

least one third of the issued shares), the sole B-share has 

amendments to the Articles of Association. The sole C-

Copenhagen. As of 02 January 2023, TORM became part 

one vote at the General Meetings and special administrative 

shareholder, Oaktree, must continue to hold the C-share as 

of the Large Cap segment on Nasdaq in Copenhagen.  

rights, including the right to appoint the Deputy Chairman 

long as it or its affiliates beneficially own at least one third 

The 2022 share price development is available at 

Directors can be appointed or removed by passing an 

Oaktree may continue to operate as the Company’s 

www.torm.com/investors/share  

ordinary resolution. The B-shareholder also has the right to 

controlling shareholder, even if Oaktree does not own a 

of the Board of Directors. After the Threshold Date, all 

of the issued shares (“Threshold Date”). Accordingly, 

Changes to the share capital 
As of 31 December 2021, TORM plc’s total share  

capital was USD 812,332.71 consisting of 81,233,269 A-

appoint one Board Observer. Pursuant to the Articles of 

majority of the A-shares. Pursuant to the Articles of 

Association, no more than one B-share can be issued by the 

Association, no more than one C-share can be issued by the 

Company.

Company. 

shares of USD 0.01 each, one B-share and one C-share 

The Company can only take certain material actions 

A number of the A-shares are issued subject to restrictions 

both of USD 0.01. 

relating to supermajority matters and Reserved Matters (as 

on transfer (“Restricted Shares”) imposed by US securities 

specified in its Articles of Association) if either (i) the 

laws. These Restricted Shares may only be transferred 

During 2022, TORM has increased its share capital by 

majority of the Directors (who must include the Chairman 

pursuant to an effective registration statement filed with 

1,078,030 A-shares as a result of the same number of 

and the B-Director) approve the relevant action or (ii) (a) in 

the U.S. Securities and Exchange Commission or an 

Restricted Share Units being exercised.  

case of a supermajority action, if the B-Director did not 

exemption from the registration requirements of the United 

Share capital 
As of 31 December 2022, TORM’s share capital amounted 

such action is approved by a shareholder resolution 

specific restrictions on the size of a holding of the A-shares 

approved by at least 86% of the votes capable of being cast 

nor the transfer of the A-shares (except for the Restricted 

to USD 823,113.01 divided into 82,311,299 A-shares of 

on such supermajority action or (ii) (b) in case of a Reserved 

Shares as detailed above), which are both governed by the 

USD 0.01 each, one B-share of USD 0.01 and one C-share 

Matter action, if the B-Director did not approve such action 

general provisions of the Articles of Association and 

approve such action or attend the relevant Board meeting, 

States Securities Act of 1933 as amended. There are no 

of USD 0.01. A total of 82,311,299 votes are attached to 

or attend the relevant Board meeting, such action is 

prevailing legislation. 

the A-shares. Only the A-shares are admitted to trading 

approved by a shareholder resolution approved by at least 

and official listing on Nasdaq in Copenhagen and Nasdaq in 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

OTHER 
OTHER 

112 
112 

Investor information 

The B-share can only be transferred to (i) another trustee (it 

• Up to an aggregate nominal amount of USD 686,142 in 

December 2022, leaving a current authority to issue up 

is currently held by SFM Trustee Limited on behalf of the 

connection with the Exchange Offer (of which USD 

to 247,702,600 A-shares 

minority shareholders), or (ii) the Company if the B-share is 

622,988.48 nominal value was issued (62,298,846 A-

• Up to an aggregate nominal amount of USD 777,625 to 

redeemed or (iii) any person who has acquired 100% of the 

shares, one B-share and one C- share)) during the 

Directors, officers, or employees of the Company or any 

issued A-shares. The B-share cannot be encumbered.  

period ended 31 December 2016. As the Exchange 

of its subsidiaries 

The C-share is held by Oaktree and can only be transferred 

issued under this authority 

(i) to one of Oaktree’s affiliates or (ii) to the Company if the 

• Up to an aggregate nominal amount of USD 1,372,283

C-share is redeemed or (iii) any person who has acquired

which can be offered in connection with any proposed 

100% of the issued A-shares. The C-share cannot be 

initial public offering of equity securities on certain US 

Further, the Board of Directors received authorization at 
the 2020 AGM to make market purchases up to a 
maximum of 7,476,065 A-shares within a certain price 
range.  

Offer has been completed, no further shares will be 

encumbered. 

For further details on the transferability, please see 
the Articles of Association at 
www.torm.com/investors/governance 

The B-share and the C-share do not have any rights to 

receive dividends or other distributions which the Company 

decides to pay. The Company must redeem the B-share and 

the C-share at the same time as soon as possible after the 

Threshold Date for USD 0.01 each. Once redeemed, the B-

share and the C-share must be cancelled, and no further B-

shares or C-shares can be issued by the Company. 

Pursuant to TORM’s Articles of Association and authorities 

stock exchanges, of which none was issued from 01 

January 2020 to 31 December 2022, leaving a current 

authority to issue up to 137,228,300 A-shares 

• Up to an aggregate nominal amount of USD 2,477,026

in general equity issues including warrants, convertible 

debt, and general equity with the issue being at fair 

value as determined by the Board of Directors, of which 

All the above authorities to issue and purchase shares 
expire on 14 April 2025. 

Details of TORM’s CEO’s share scheme and any rights 
attached to the shares under this scheme is set out in the 
Directors’ Remuneration report.  

none was issued from 01 January 2020 to 31 

The U.K. Takeover Code, issued and administered by the 

U.K. Takeover Panel, applies to the Company. 

Share pre-emption grant 

Share repurchase grant 

granted at TORM plc’s AGM on 15 March 2016 (2016 

Authority 

Date 

Value 

Granted 

AGM) and updated authorities granted at TORM plc’s AGM 

Granted 

14 April 2020 

USD 777,625 

Repurchase period 

on 14 April 2020, the Board of Directors was granted 

authority to allot shares or rights relating to shares for cash 

free from pre-emption up to an aggregate nominal amount 

of USD 5,073,293 comprising:  

Utilized 

Utilized 

Utilized 

Remaining 

15 May 2020 

USD 10,474 

Remaining 

18 March 2021 

USD 13,551 

23 March 2022 

USD 13,930 

USD 739,670 

14 April 2020  7,476,065 

1 January to 31 
December 

180,500 

Approx. 10% of TORM's 
share capital excluding 
treasury shares 

7,295,565 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

OTHER 
OTHER 

113 
113 

Investor information 

Shareholders 
As of 31 December 2022, TORM had approximately 

TORM’s Transfer Agent is Computershare Inc, P.O. Box 

43006, Providence RI, 02940-3078, USA.  

12,003 registered shareholders representing 

approximately 87% of the share capital. 

Distribution Policy 
TORM intends to distribute on a quarterly basis excess 

In 2020, TORM has been subject to UK Disclosure 

liquidity above a fixed threshold cash level as of the balance 

Guidance and Transparency Rules under which 

sheet date. For each quarter, the threshold cash level will 

shareholders have a 3% ownership notification 

be determined as the product of cash requirement per 

requirement. From 01 January 2021, because of Brexit, 

vessel and the number of owned and leased vessels in 

TORM has changed its home member state in relation to 

TORM’s fleet as of the balance sheet day. Excess liquidity is 

the EU’s Prospectus Regulation and Transparency Directive 

determined as TORM’s readily available liquidity less the 

to Denmark. This implies that shareholders now have a 5% 

threshold cash level. The readily available liquidity is defined 

ownership notification requirement. Based on notifications 

as i) TORM’s cash balance at the last day of the quarter 

received during 2022 and 2023 to date, OCM Njord 

preceding the relevant distribution date excluding 

Holdings S.à r.l. (Oaktree) is the only shareholder with more 

restricted cash, plus ii) undrawn amounts on TORM’s 

than 5% of the share capital holding 65% of the share 

working capital facilities, minus iii) proceeds received from 

capital. 

As of 31 December 2022, TORM’s treasury shares 
represented approximately 0.6% of the total share capital. 
The C-share is held by Oaktree, and the B-share is held by 
the Minority Trustee, SFM Trustees Limited, on behalf of 
TORM’s non-Oaktree shareholders. The B-share and the C-
share have certain voting rights.  

At the end of 2022, the members of the Board of Directors 

held a total of 382,201 shares, equivalent to a total market 

capitalization of DKK 75,828,678 or USD 10,875,861. 

The Board of Directors and certain employees are limited to 

trading shares during a four-week period after the 

publication of the financial report. 

vessel sales, or additional proceeds from vessel refinancing, 

or securities offerings in the past 12 months earmarked for 

share repurchases, debt prepayment, vessel acquisitions, 

or general corporate purposes.  

The cash requirement per vessel is fixed at: 

• USD 1.5m for 30 June 2022 

• USD 1.8m for 30 September 2022 onwards 

In line with the Distribution Policy effective from the second 
quarter of 2022, the Board of Directors has decided to 
recommend a distribution of USD 212m for the fourth 
quarter of 2022.  

Dual listing and trading 
TORM’s A-shares are listed on Nasdaq in Copenhagen 
under the ticker TRMD-A and on Nasdaq in New York under 
the ticker TRMD. TORM’s A-shares can move freely 
between the two Nasdaq exchanges.  

Warrants and Restricted Share Units 
As of 31 December 2022, 2,423,986 RSUs were 
outstanding with 1,078,030 being exercised during 2022.  

The specific terms for the RSUs are described on 
pages 100-110 

In accordance with TORM’s Remuneration Policy, the 
Board of Directors has as part of the Long-Term Incentive 
Program (LTIP) granted certain employees Restricted Share 
Units (RSUs) in the form of restricted stock options. The 
RSUs aim at retaining and incentivizing the employees to 
seek to improve the performance of TORM and thereby the 
TORM share price for the mutual benefit of themselves and 
TORM’s shareholders. Each RSU granted under the LTIP 
entitles its holder to acquire one Class A common share, 
subject to vesting.  

For further information about investor relations, 
please visit www.torm.com/investors/  

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

OTHER 
OTHER 

114 
114 

Engagement and decision-making 

The following information forms our section 172 statement, setting out how, in performing their duties over the course of the year, 
Directors have had regard to the matters set out in section 172(1) (a-f) of the UK Companies Act 2006.  
We have integrated our reporting on how our stakeholders have been considered in terms of our business model and governance 
throughout this report. The Board of Directors of TORM considers, both individually and together, that they have acted in the way 
they consider, in good faith, would be most likely to promote the success of TORM for the benefit of its members as a whole during 
the year ended 31 December 2022. 

Why? 

How? 

Outcomes and actions 

Why is it important to engage? 

How did Management and Directors engage? 

What was the impact of the engagement? 

Shareholders 

Transparent and open shareholder 
communication is expected to support the 
markets’ valuation of TORM shares and future 
access to capital in the equity markets.  

Employees 

TORM’s employees are fundamental to enable 
the Company to do business, and their continued 
engagement is an integral part of the decision-
making across the organization. The Board of 
Directors supports an open dialogue between the 
Board and the workforce.  

TORM regards responsible behavior as a central 
part of the Company, our business, and the 
mindset of our people.  

To ensure consistent communication to all investors, quarterly and annual 
financial statements and other stock exchange announcements are the 
main vehicles of communication. TORM maintains regular capital market 
contact through analyst and industry presentations, investor meetings, 
and conference calls.  

TORM’s management and the Directors have a continuous focus on 
unleveraging the integrated One TORM platform, TORM’s capital 
structure, TORM’s ESG agenda, and the product tanker market 
fundamentals in support for short-term and long-term RoIC generation 
with the aim of maximizing the long-term value for TORM’s shareholders. 

TORM issued 33 stock exchange announcements during 2022. After the 
lockdowns related to the COVID-19 pandemic were stopped, it was again possible 
to conduct physical meetings with investors. TORM did, however, still organize 
several conference calls and presentations via digital platforms with investors 
through e.g. analysts. Further, TORM was represented on a number of industry 
panels. 

In connection with the development of TORM’s updated ESG reporting, equity 
analysts, investors, and ESG consultants have been consulted about their 
requirements for the 2022 reporting. TORM has included TCFD and Scope 3 
reporting for the first time in the 2022 Responsibility report. 

TORM is actively communicating initiatives that are affecting leverage and 
liquidity, and we are continuously confirming TORM’s focus on the One TORM 
platform through quarterly and annual presentations. 

The Board of Directors oversees the mechanisms we have in place to help 
ensure that employees can raise any matters of concern, how such 
matters are considered and, when necessary, how they are investigated 
through the whistleblower facility. 

Two employee-elected representatives attended all Board meetings as 
Observers. The current Observers include one office-based employee and 
one sea-based employee. Observers are permitted to participate but are 
not permitted to formally vote on matters submitted to a vote.  

The Board of Directors receives and follows up on the Employee 
Engagement Survey performed twice a year.  

Since 2006, TORM’s Board of Directors has provided a 
whistleblower facility with an independent lawyer as part of the 
internal control system. Read more on page 40  

The Observers on TORM’s Board of Directors allow TORM’s 
employees to have a direct line of questioning to and receiving 
feedback from the Board. Full details of attendance can be found on 
page 85 

In 2022, we continued our bi-annual real-time data engagement 
survey, which we introduced in 2019. More than 98% of all land-
based employees responded to this survey. Read about TORM’s 
engagement survey on page 36 

TORM ANNUAL REPORT 2022 

OTHER 

115 

Engagement and decision-making 

Why? 

How? 

Outcomes and actions 

Why is it important to engage? 

How did Management and Directors engage? 

What was the impact of the engagement? 

Suppliers and Customers 

Managing the relationship with suppliers and 
customers is an integral part of the way TORM 
conducts its business.  

Beyond national and international regulation, TORM’s largest customers 
have their own compliance criteria that TORM and other product tanker 
operators have to comply with. 

Ensuring quality in everything TORM does is part of the One TORM KPI 
Framework. Within this framework, the Board of Directors includes a 
Tradability KPI ensuring that TORM vessels are available to meet our 
customers’ demands. 

TORM encourages feedback from its customers and suppliers. 

The Board of Directors’ pre-emptive actions enabled TORM to ensure a smooth 
continuation of operations throughout 2022.  

TORM has a high degree of approval by oil majors and regularly receives feedback 
from our customers. TORM utilizes this feedback in solving future logistical 
demands, understanding our customers’ difficulties and requirements, and to help 
resolve issues each time they are encountered.  

Read more about how TORM meets customers’ requirements on 
pages 12 and 36  

In 2022, TORM made a supplier assessment to establish a baseline and 
understand the status of our suppliers to facilitate a dialogue with them about 
how we together can extend and improve the quality of sustainability efforts. 

The after-effects of COVID-19 combined with the war in Ukraine led the global 
supply chains to be under immense pressure throughout the year. TORM’s supply 
chain proved successful in maintaining more than reasonable cost levels against 
this ever-increasing tide of rising costs. 

Lenders 

Strong relationships with our banks, financial 
institutions, and investors support the 
Company’s ability to be financially flexible. 

TORM maintains an ongoing dialogue with several funding providers. 
TORM is engaged with lenders and potential lenders for being able to fund 
vessel acquisitions.  

In 2022, TORM entered into one new leasing agreement to finance a second-hand 
vessel. The sale and leaseback transaction is structured as an operational lease 
securing TORM’s option to redeliver the asset to the lessor at the end of the lease.  

TORM is also in dialogue with leasing providers for operational lease 
funding of vessel acquisitions and for sale and leaseback transactions with 
buy-back options and no obligations to mitigate stranded asset risk. 

TORM is engaged with funding providers to understand ESG risks related 
to financing in order to be an attractive and transparent borrower. 

TORM ANNUAL REPORT 2022 

OTHER 

116 

Engagement and decision-making 

Why? 

How? 

Outcomes and actions 

Why is it important to engage? 

How did Management and Directors engage? 

What was the impact of the engagement? 

Regulators 

As a company incorporated in the UK and listed 
on Nasdaq in both Copenhagen and New York, 
the Company must ensure that the high 
standards required by the local regulatory bodies 
are met. 

Through close dialogue with Management, the committees and through 
the compliance systems, the Board of Directors ensures that the 
Company remains up to date with the latest regulatory changes. Examples 
of matters discussed this year by the Board of Directors or the 
committees include:  

IMO regulations on CO2 emissions

Danish Shipping and the Charter for More Women in Shipping 

Mærsk McKinney Møller Center for Zero Carbon Shipping as a Mission Ambassador 

ESG reporting requirements 

• 

Sanctions compliance 

•

•

•

•

• 

Community and environment 

TORM remains committed to taking an active role 
in caring for communities and our environment. It 
is not just our shared duty, but our shared 
responsibility. Therefore, TORM continues the 
work to combat carbon, sulfur, and other 
emissions and remains committed to enabling 
quality education, as this is a matter of concern 
for TORM and its employees. We believe that by 
having all involved stakeholders working together 
on this, great results can be achieved. 

TORM is engaged in several local and global initiatives supporting the 
different communities in which the Company operates and also the 
overarching climate issues faced by the world. Different initiatives include 
our education foundation, our commitment to the UN SDGs 4 and 13, and 
our climate engagement supporting initiatives.  

TORM is improving its ESG reporting to improve insight into TORM’s 
environmental impact and to enable enhancement opportunities in the 
future. 

TORM’s Business Principles ensure that TORM is always in 
compliance with legislation and lives up to the commitment to 
responsible business practices. See page 40  

TORM’s Corporate Governance statement is available at 
www.torm.com/about 

TORM’s Modern Slavery Act Statement is available at 
www.torm.com/responsibility 

Read more about TORM’s participation in Danish Shipping on pages 
17 and 31 and the Centre for Zero Carbon Shipping on 
pages 28 

For information on how the TORM Philippines and the TORM India’s 
Education Foundations have been uplifting and supporting the 
educational development actions in the community, see page 38  

To see how TORM is actively involved in various industry 
collaborations supporting our ambitious journey to achieve our 2050 
environmental target of zero CO2 emissions from our operating fleet, 
see pages 30-33  

To support TORM’s ambitious CO2 target, TORM’s Management will 
be measured on achieving it. You can read more about TORM’s ESG 
journey on pages 22-49  

TORM ANNUAL REPORT 2022 

OTHER 

117 

Directors’ report 

The Directors are pleased to present the Annual Report on 

the affairs of the TORM Group for 2022, including the 

Find TORM’s corporate governance statement at 
www.torm.com/investors/governance 

Details of Directors’ interests in the Company is set 
out on page 107 

financial statements and the auditor’s report.  

Other disclosure requirements, which form part of the 

Directors’ report, are included in other sections of this 

Annual Report. Details on information incorporated by 

reference are generally set out under the relevant topics in 

the Directors’ report.  

TORM’s section 172 statement can be found on 
pages 115-117 

A description of the composition and operation of 
the Board of Directors and its Committees can be 
found on page 85 

Other information included in the strategic 
report 
The strategic report on pages 4-69 provides a review of 

TORM’s operations in 2022 and the potential future 

developments of those operations. Details on greenhouse 

Indemnification of Directors and insurance 
TORM has not granted any indemnity for the benefit of the 

Directors but has a general Directors’ and Officers’ Liability 

Insurance and a Public Offering of Securities Insurance 

covering the Prospectus and the Exchange Offer 

documentation related to the Corporate Reorganization.  

Requirements of the listing rules 
TORM plc is listed on Nasdaq in Copenhagen and Nasdaq in 

Responsibility statement 
A responsibility statement made by the Board of Directors 

regarding the preparation of the financial statements is 

required under UK-adopted International Accounting 

gas emissions are included in the strategic report from page 

New York. The only listing rule requirement regarding the 

31, and details on TORM’s general policy relating to 

content of the Annual Report is that TORM’s Annual Report 

recruitment, training, career development, and disabled 

must comply with the provisions of the UK Companies Act, 

employees are included on page 38. 

including provisions for EEA-listed companies. 

Standards. 

TORM’s responsibility statement can be found on 
page 121 

Going concern 

TORM’s going concern statement can be found on 
page 67 

Corporate governance statement 
The corporate governance statement sets out how the 

Company complies with the UK Corporate Governance 

Code 2018 and includes a description of the main features 

of our internal control and risk management arrangements 

in relation to the financial reporting process. 

Information on the Directors’ regard for the need to 
foster the Company’s business relationship with 
suppliers, customers, and other stakeholders is set 
out on pages 116-118 

Directors and their interests 

Information on the Directors of the Company who 
served during the financial year 2022 and up to the 
date of signing the financial statements can be 
found on page 85 
The rules relating to the appointment and the 
replacement of Directors and the Directors’ powers 
can be found in TORM’s Articles of Association at 
www.torm.com/investors/governance 

With effect from 01 January 2021, TORM plc elected 

Denmark as its Home State under the Transparency 

Directive rules due to the implications of Brexit. 

Accordingly, TORM plc has complied with the guidelines laid 

down in the Public Statement from The European Securities 

and Markets Authority (ESMA32-61-1156) concerning the 

application of transparency requirements by UK issuers 

with securities admitted to trading on regulated markets in 

the EU under Article 4 of the Transparency Directive, to 

ensure compliance and transparency in this Annual Report. 

Share capital 

More information on TORM’s share capital can be 
found on page 112 

TORM ANNUAL REPORT 2022 

OTHER 

118 

Directors’ report 

Dividends 
In line with the Company’s Distribution Policy, the Board of 

Articles of Association 
As per section 21 of the Companies Act 2006, TORM may 

Group policy compliance 
TORM has implemented a comprehensive compliance 

Directors has decided that USD 212m will be distributed as 

only amend its Articles of Association by special resolution.  

program to ensure that the Company remains in compliance 

dividends for the fourth quarter of 2022. The dividends will 

be paid 05 April 2022. Combined with the dividends paid in 

September and November 2022, TORM has paid a total 

amount of USD 379m in dividends for the fiscal year 2022. 

Sustainability 
Information about the Company’s approach to 

TORM's Articles of Association are available at 
https://www.torm.com/investors/governance 

Retirement, reappointment and appointment 
of Directors 
In line with the Company’s Articles of Association on file at 

sustainability risks and opportunities is set out from page 

Companies House, each Director, apart from the B-

with rules and regulations related to our business activities 

worldwide. As part of this compliance program, all 

employees are required to document that they are aware of 

and have received all training required in relation to each 

compliance area. 

Company branches 
The TORM Group has offices in Denmark, India, the 

71. Also included on these pages are details on our 

Director, must retire from office at the first annual general 

Philippines, Singapore, the UK, and the US. Further details 

greenhouse gas emissions. 

meeting after their appointment. The Company’s Directors 

on the Company's global presence are set out on page 171.  

Financial risk management 
The Company uses financial instruments to manage risks 

related to freight rates, bunker fuels, interest rates, and 

foreign exchange. For further information on the use of 

financial instruments, please refer to Note 23 to the 

were re-elected at the 2022 Annual General Meeting and 

will therefore be due to retire in 2023. The terms and 

conditions of the appointment of Non-Executive Directors 

are set out in the Company's Memorandum of Terms and 

Conditions which, in accordance with the UK Companies 

Act 2006, Chapter 5, Section 228, is available for 

Political donations 
No political donations were made during 2022. 

Significant shareholdings 
Details on significant shareholdings are set out in the 

financial statements. Details on financial risks are provided 

inspection from the Company Secretary, Elemental CoSec. 

Investor information on page 112.  

in the Risk management section on pages 70-74. 

Annual General Meeting 
TORM’s next Annual General Meeting (AGM) will be held on 

13 April 2023. The notice of the AGM, including the 

complete proposals, will be available on TORM’s website, 

www.torm.com, prior to the meeting and will be available 

for inspection from the Company Secretary, Elemental 

CoSec. 

Payment for loss of office 
TORM’s policy in regard to payments for loss of office can 

Controlling shareholder 
TORM’s controlling shareholder, Oaktree, owns TORM plc’s 

be found in the Remuneration Policy. 

TORM’s Remuneration Policy is available at 
https://www.torm.com/investors/governance  

sole C-share, which carries 350,000,000 votes at the 

General Meetings in respect of Specified Matters, including 

election of members to the Board of Directors of TORM plc 

(including the Chairman, but excluding the Deputy 

Chairman) and certain amendments to the Articles of 

Research and development 
The Company continues to focus on optimization of assets  

Association. 

but does not allocate specific costs to research and 

development. 

TORM ANNUAL REPORT 2022 

OTHER 

119 

Directors’ report 

Recent developments and post-balance sheet 
events 
Details of important events affecting TORM which have 

occurred since the end of the financial year are disclosed in 

Statement by the Directors in performance 
of their statutory duties in accordance  
with section 172(1) of the UK Companies  
Act 2006 

Note 2 to the financial statements.  

TORM’s engagement and decision-making can be 
found on pages 115-117 

Independent auditor 
Each person who is a Director at the date of approval of the 

Annual Report confirms that: 

• As far as the Director is aware, there is no relevant audit

information of which the Company’s independent 

auditor is unaware 

•

The Director has taken all reasonable steps that he or 

she ought to have taken as a Director in order to make 

him or herself aware of any relevant audit information 

and to establish that the Company’s independent 

auditor is aware of that information 

This confirmation is given and should be interpreted in 

accordance with the provisions of section 418 of the UK 

Companies Act 2006. 

Approval 
On behalf of the Board of Directors 

Christopher H. Boehringer  

Chairman of the Board of Directors 

16 March 2023 

TORM ANNUAL REPORT 2022 

OTHER 

120 

Statement of Directors’ responsibilities 

The Directors are responsible for preparing the Annual 

In preparing these financial statements, the Directors are 

•

In respect of the parent company financial statements 

Report and the financial statements in accordance with 

required to: 

state whether applicable UK Accounting Standards, 

applicable United Kingdom laws and regulations as well as 

• Select suitable accounting policies in accordance with 

including FRS 101, have been followed, subject to any 

additional requirements for listed companies in accordance 

IAS 8 Accounting Policies, Changes in Accounting 

material departures disclosed and explained in the 

with the Danish Financial Statements Act. 

Estimates and Errors and then apply them consistently 

financial statements 

• Make judgements and accounting estimates that are 

• Prepare the financial statements on the going concern 

Company law requires the Directors to prepare financial 

reasonable and prudent 

basis unless it is inappropriate to presume that the 

statements for each financial year. Under that law, the 

• Present information, including accounting policies, in a

Company will continue in business 

Directors are required to prepare the group financial 

manner that provides relevant, reliable, comparable and 

statements in accordance with UK-adopted International 

understandable information 

Accounting Standards (UK-adopted IAS) as well as 

• Provide additional disclosures when compliance with 

International Financial Reporting Standards (“IFRS”) as 

the specific requirements in UK-adopted IAS as well as 

issued by the International Accounting Standards Board 

International Financial Reporting Standards (“IFRS”) as 

(“IASB”) and IFRS as adopted by the EU, as applied to 

issued by the International Accounting Standards Board

financial periods beginning on or after 01 January 2022 and 

(“IASB”) and IFRS as adopted by the EU, as applied to 

have elected to prepare the parent company financial 

financial periods beginning on or after 01 January 2022 

statements in accordance with United Kingdom Generally 

(or in respect of the parent company financial 

Accepted Accounting Practice (United Kingdom 

statements, FRS 101) is insufficient to enable users to 

Accounting Standards and applicable law), including 

understand the impact of particular transactions, other 

Financial Reporting Standard 101 “Reduced Disclosure 

events and conditions on the entity's financial position 

Framework” (FRS 101). Under company law, the Directors 

and financial performance 

must not approve the financial statements unless they are 

•

In respect of the group financial statements, state 

satisfied that they give a true and fair view of the state of 

whether UK-adopted IAS as well as International 

affairs of the Group and the Company and of the profit or 

Financial Reporting Standards (“IFRS”) as issued by the 

loss of the Group and the Company for that period.   

International Accounting Standards Board (“IASB”) and

IFRS as adopted by the EU, as applied to financial 

Due to the Company having shares listed on a regulated 

periods beginning on or after 01 January 2022 have 

market in Denmark, the Annual Report and financial 

been followed, subject to any material departures 

statements are furthermore prepared in accordance with 

disclosed and explained in the financial statements 

the additional requirements of the Danish Financial 

Statements Act applicable to listed companies (reporting 

class D).

TORM ANNUAL REPORT 2022 

OTHER 

121 

Statement of Directors’ Responsibilities 

The Directors are responsible for keeping adequate 

accounting records that are sufficient to show and explain 

the Company’s and the Group’s transactions and disclose 

Directors’ responsibility statement 
We confirm that to the best of our knowledge: 

Further, the Annual Report for the financial year 01 January 

- 31 December 2022 with the file 

213800VL1H1ABVM1ZF63-2022-12-31-en.zip is 

with reasonable accuracy at any time the financial position 

•

The consolidated financial statements, prepared in 

prepared, in all material respects, in compliance with the 

of the Company and the Group and enable them to ensure 

accordance with the Companies Act 2006 and UK-

ESEF Regulation (the European Single Electronic Format 

that the Company and the Group financial statements 

comply with the Companies Act 2006 as well as additional 

disclosure requirements for listed companies in accordance 

with the Danish Financial Statements Act. They are also 

adopted International Accounting Standards as well as 
International Financial Reporting Standards (“IFRS”)

Regulation). 

as issued by the International Accounting Standards 
Board (“IASB”) and IFRS as adopted by the EU, as 

This responsibility statement was approved by the Board of 

Directors on 16 March 2023 and is signed on its behalf by: 

responsible for safeguarding the assets of the Group and 

applied to financial periods beginning on or after 01 

the Company and hence for taking reasonable steps for the 

January 2022, and the parent company financial 

prevention and detection of fraud and other irregularities. 

statements, prepared in accordance with United 

Jacob Meldgaard 

Kingdom Generally Accepted Accounting Practice 

Executive Director 

Under applicable laws and regulations, the Directors are 

(United Kingdom Accounting Standards and applicable 

also responsible for preparing a strategic report, Directors’ 

law), give a true and fair view of the assets, liabilities, 

report, Directors’ remuneration report and corporate 

financial position and profit or loss of the Company and 

governance statement that comply with that law and those 

the undertakings included in the consolidation taken as 

regulations including additional disclosure requirements for 

a whole 

listed companies in accordance with the Danish Financial 

•

The Annual Report, including the Strategic report,

Statements Act. The Directors are responsible for the 

includes a fair review of the development and 

maintenance and integrity of the corporate and financial 

performance of the business and the position of the 

information included on the Company’s website. Legislation 

Company and the undertakings included in the 

in the United Kingdom governing the preparation and 

consolidation taken as a whole, together with a 

dissemination of financial statements may differ from 

description of the principal risks and uncertainties that 

legislation in other jurisdictions.  

they face 

•

The Annual Report, taken as a whole, is fair, balanced, 

and understandable and provides the information 

necessary for shareholders to assess the Company’s 

position and performance, business model, and strategy 

TORM ANNUAL REPORT 2022 

OTHER 

122 

Safe harbor statement 
as to the future   

Matters discussed in this release may constitute forward-

looking statements. The Private Securities Litigation 

Reform Act of 1995 provides safe harbor protections for 

forward-looking statements in order to encourage 

companies to provide prospective information about their 

business. Forward-looking statements reflect our current 

views with respect to future events and financial 

performance and may include statements concerning 

plans, objectives, goals, strategies, future events or 

performance, and underlying assumptions and other 

statements, which are other than statements of historical 

facts. The Company desires to take advantage of the safe 

harbor provisions of the Private Securities Litigation Reform 

Act of 1995 and is including this cautionary statement in 

connection with this safe harbor legislation. Words such as, 

but not limited to, “believe”, “anticipate”, “intend”, 

“estimate”, “forecast”, “project”, “plan”, “potential”, 

“may”, “should”, “expect”, “pending” and similar 

expressions or phrases may identify forward-looking 

statements. 

The forward-looking statements in this release are based 

upon various assumptions, many of which are, in turn, 

based upon further assumptions, including without 

limitation, management’s examination of historical 

Important factors that, in our view, could cause actual 

and vessel collision, the potential conflicts of interest 

results to differ materially from those discussed in the 

involving our board of directors and senior management .  

forward-looking statements include, but are not limited to,  

the strength of the world economy and currencies including 

In light of these risks and uncertainties, undue reliance 

central bank policies intention to combat overall inflation 

should not be placed on forward-looking statements 

and rising interest rates, inflationary pressure, the general 

contained in this release because they are statements 

domestic and international political conditions or events, 

about events that are not certain to occur as described or 

including “trade wars” and the conflict between Russia and 

at all. These forward-looking statements are not 

Ukraine, the highly cyclical natures of our business causing 

guarantees of our future performance, and actual results 

fluctuations in charter hire rates and vessel values caused 

and future developments may vary materially from those 

by changes in supply vessels and constructions of 

projected in the forward-looking statements. 

newbuildings and changes in “ton-mile” demand caused by 

changes in worldwide OPEC petroleum production, 

Except to the extent required by applicable law or 

consumption and storage, the duration and severity of the 

regulation, the Company undertakes no obligation to 

ongoing COVID-19 pandemic, including its impact on the 

release publicly any revisions or updates to these forward-

demand for petroleum products and the seaborne 

looking statements to reflect events or circumstances after 

transportation of clean products, the operations of our 

the date of this release or to reflect the occurrence of 

customers including, losses of large customers, failures of 

unanticipated events. Please see TORM’s filings with the 

our contract counterparties to meet their obligations and 

U.S. Securities and Exchange Commission for a more 

changes in their credit risks, the operations of our business 

complete discussion of certain of these and other risks and 

including availability of skilled crew members, labor 

uncertainties. The information set forth herein speaks only 

disruptions, our ability to attract and retain employees, 

as of the date hereof, and the Company disclaims any 

adequacy of insurance coverage, arrests of our vessels, 

intention or obligation to update any forward-looking 

disruption of shipping routes due to adverse weather, 

statements as a result of developments occurring after the 

accidents and political events, the length and number of 

date of this communication. 

off-hire periods our ability to complete vessel transactions 

as planned,  the changes in governmental rules and 

regulations including changes to US trade policies, 

operating trends, data contained in our records and other 

applicable regulations related to bribery, our limitations 

data available from third parties. Although the Company 

under incorporation under the laws of England and Wales, 

believes that these assumptions were reasonable when 

the new environmental regulations and increasing scrutiny 

made, because these assumptions are inherently subject to 

towards our ESG policies, the potential for technological 

significant uncertainties and contingencies that are difficult 

innovation to reduce vessel value and charter income, the 

or impossible to predict and are beyond our control, the 

interruption or failure of our information technology and 

Company cannot guarantee that it will achieve or 

communication system including cyber-attacks, the 

accomplish these expectations, beliefs, or projections. 

increased cost of capital or limited access to funding due to 

EU taxonomy and the potential liability from  future 

litigation and future costs due to environmental damage 

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

OTHER 
OTHER 

123 
123 

Financial 
statements 

Consolidated financial statements 
Consolidated income statement 
Consolidated statement of comprehensive income 
Consolidated balance sheet 
Consolidated statement of changes in equity 
Consolidated cash flow statement 
Notes to the consolidated financial statements 

Parent company financial statements 
Management review for TORM plc 
Income statement 
Statement of comprehensive income 
Company balance sheet 
Company statement of changes in equity 
Cash flow statement 
Notes to parent company financial statements 

Other 
Independent auditor’s report 
TORM fleet overview 
Glossary and alternative performance measures 

125
125
126
127
129
130

176
177
177
178
179
180
181

187
193
196

TORM ANNUAL REPORT 2022 

124

 
Consolidated income statement 
01 January-31 December 

Consolidated statement  
of comprehensive income 
01 January-31 December 

Note 

2022 

2021 

2020 

USD '000 

USD '000 

Revenue 

Port expenses, bunkers, commissions, and 
other cost of goods and services sold  

Operating expenses 

Profit from sale of vessels 

Administrative expenses 

Other operating income and expenses 

Share of profit/(loss) from joint ventures 

3, 4  1,443,351  

  619,532  

 747,356  

-459,468     -240,937     -227,924 

5  -202,098  

 -190,471  

-178,376 

27 

10,165  

 -

1,069 

5, 6 

-55,005 

-51,542 

-50,773 

 5,992  

 414  

 -19,185 

 152  

 -104 

-242 

Net profit/(loss) for the year 

Other comprehensive income/(loss): 

Items that may be reclassified to profit or loss: 

Exchange rate adjustment arising from translation of 
entities using a functional currency different from USD 

Reclassification of exchange rate adjustments on 
disposal of joint venture 

2022 

2021 

2020 

 562,574  

-42,089 

88,114  

 -531 

-209 

 16  

 51 

 - 

- 

Fair value adjustment on hedging instruments 

  54,851  

 8,455  

-15,790 

Impairment losses on tangible assets 

8, 10, 27 

-2,647 

-4,645 

 -11,096 

Depreciation and amortization 

7,8,9  -139,023  

 -130,851  

 -121,922 

Fair value adjustment on hedging instruments 
transferred to income statement 

  1,739  

 8,667  

 6,860 

Operating profit (EBIT) 

Financial income 

Financial expenses 

601,419  

1,396 

138,907 

Tax on items that may be reclassified to profit or loss 

 -13,162 

 - 

- 

12 

12 

 4,037  

 241  

536  

Items that may not be reclassified to profit or loss: 

  -48,793  

-42,382 

-49,914 

Remeasurements of net pension and other post-
retirement benefit liability or asset 

 - 

-8 

 103  

Profit/(loss) before tax 

 556,663  

-40,745 

89,529 

Other comprehensive income/(loss) after tax 

 42,948  

  16,905  

-8,811 

Tax  

16 

5,911  

-1,344 

 -1,415 

Total comprehensive income/(loss) for the year 

 605,522  

-25,184 

 79,303  

Net profit/(loss) for the year 

 562,574  

-42,089 

88,114 

Net profit/(loss) for the year attributable to: 

TORM plc shareholders 

Non-controlling interest 

Net profit/(loss) for the year 

Earnings per share for TORM plc 
shareholders 
Basic earnings/(loss) per share (USD) 

Diluted earnings/(loss) per share (USD) 

 562,754  

-42,089 

88,114  

 -180 

 - 

- 

 562,574  

-42,089 

88,114  

31 

31 

 6.92  

 6.80  

-0.54 

-0.54 

1.19  

1.19  

Total comprehensive income/(loss) for the year 
attributable to: 

TORM plc shareholders 

Non-controlling interest 

 605,607  

-25,184 

 79,303  

-85 

 - 

- 

Total comprehensive income/(loss) for the year 

 605,522  

-25,184 

 79,303  

TORM ANNUAL REPORT 2022 

CONSOLIDATED FINANCIAL STATEMENTS 

125 

Note 

2022 

2021 

2020 

USD '000 

Note 

2022 

2021 

2020 

Consolidated balance sheet 
As of 31 December 

USD '000 

ASSETS 
NON-CURRENT ASSETS 
Intangible assets 

Goodwill 

Other intangible assets 

Total intangible assets 

Tangible fixed assets 

Land and buildings 

7,10,33 

  1,835  

7 

1,941  

 3,776  

 - 

 - 

 - 

- 

- 

- 

8,9 

  3,814  

 4,824  

 7,098  

Vessels and capitalized dry-docking 

8,9,10,20  1,855,903   1,937,791   1,722,465  

Prepayments on vessels 

Other plant and operating equipment 

Total tangible fixed assets 

Financial assets 

Investments in joint ventures 

Loan receivables 

Deferred tax asset 

Other investments 

Total financial assets 

8 

8 

 - 

11,996 

  12,024  

 5,573  

 6,327 

 6,847  

  1,865,290   1,960,938   1,748,434  

11 

16  

76  

  1,473  

  1,588  

 4,570  

  4,617  

  4,617  

555  

 197  

 651  

 1  

344  

 1  

 5,398  

 6,742  

 6,550  

EQUITY AND LIABILITIES 
EQUITY 
Common shares 

Share premium 

Treasury shares 

Hedging reserves 

Translation reserves 

Retained profit 

Equity attributable to TORM plc 
shareholders 

Non-controlling interest 

Total equity 

LIABILITIES 
NON-CURRENT LIABILITIES 
Non-current tax liability related to held-
over gains 

Deferred tax liability  

Borrowings 

17 

823  

 812  

748  

167,531  

  159,558  

  102,044  

17 

-4,235 

-4,235 

-4,235 

 39,870 

-3,559 

-20,681 

-439 

 137 

346  

  1,297,774  

 899,467  

 939,247  

  1,501,324   1,052,180   1,017,469  

33 

 2,350  

 - 

- 

  1,503,674   1,052,180   1,017,469  

16 

16 

  45,176  

  45,176  

 44,923  

 6,082  

 - 

- 

9,19,20,22 

  849,818  

 926,450  

 739,543  

Other non-current liabilities  

18 

 3,038  

 - 

- 

Total non-current assets 

3  1,874,464   1,967,680   1,754,984  

Total non-current liabilities 

904,114  

  971,626  

 784,466  

CURRENT ASSETS 
Inventories 

Trade receivables 

Other receivables 

Prepayments 

Cash and cash equivalents incl. restricted 
cash 

Current assets 

Assets held for sale 

Total current assets 

TOTAL ASSETS 

 72,033  

  48,812  

 22,459  

 259,479  

 83,968  

 58,574  

 74,026  

 39,966  

  24,881  

10,371  

 5,624  

2,181  

13 

14 

15 

32 

 323,803   171,733  

  135,564  

  739,712  

  350,103  

 243,659  

27 

 - 

13,216 

 - 

  739,712  

  363,319  

 243,659  

  2,614,176   2,330,999   1,998,643  

CURRENT LIABILITIES 
Borrowings 

Trade payables 

Current tax liabilities 

Other liabilities  

Provisions 

Deferred income 

Total current liabilities 

9,19,20,22 

 117,107  

  208,951  

  102,858  

22 

 48,502  

 35,332  

  14,350  

  1,953  

929  

1,418  

18,22 

 31,141  

  43,681  

 59,782  

30 

 6,800  

  18,300  

  18,300  

885  

 - 

- 

 206,388  

  307,193  

  196,708  

Total liabilities 

  1,110,502   1,278,819   981,174  

TOTAL EQUITY AND LIABILITIES 

  2,614,176   2,330,999   1,998,643  

TORM ANNUAL REPORT 2022 

CONSOLIDATED FINANCIAL STATEMENTS 

126 

 
 
  
Consolidated statement of changes in equity 
01 January-31 December 

USD '000 

Common 

shares  Share premium 

Treasury 
shares ¹⁾ 

Hedging 
reserves 

Translation 

reserves  Retained profit 

Equity 
attributable to 
shareholders 
of TORM plc 

Non-
controlling 
interest 

Total 

Equity as of 01 January 2020 

 747  

  101,289  

-2,887 

-11,751 

 330  

 919,959  

  1,007,687  

- 

1,007,687 

Comprehensive income/loss for the year: 

Net profit/(loss) for the year 

Other comprehensive income/(loss) for the year²⁾ 

Total comprehensive income/(loss) for the year 

Capital increase 

Transaction costs of capital increase 

Acquisition of treasury shares 

Share-based compensation 

Dividend paid 

Total changes in equity 2020 

- 

- 

- 

  1  

-

- 

- 

- 

- 

- 

- 

 787  

-32 

-

-

-

- 

- 

- 

- 

- 

 -1,348  

- 

- 

- 

-8,930  

-8,930  

- 

- 

- 

- 

- 

- 

  16  

  16  

- 

- 

- 

-

-

88,114 

  88,114  

  103  

 88,217  

- 

- 

- 

 1,682 

-70,611 

-8,811 

79,303  

 788  

-32 

-1,348  

 1,682  

-70,611 

  1  

 755  

-1,348 

-8,930 

  16  

 19,288  

9,782  

Equity as of 31 December 2020 

 748  

 102,044  

-4,235 

-20,681 

 346  

939,247  

1,017,469  

Comprehensive income/loss for the year: 

Net profit/(loss) for the year 

Other comprehensive income/(loss) for the year ²⁾ 

Total comprehensive income/(loss) for the year 

Capital increase ³⁾ 
Transaction costs of capital increase 

Share-based compensation 

Total changes in equity 2021 

- 

- 

- 

- 

- 

- 

 64  

57,799  

-

- 

-285 

-

 64  

 57,514  

- 

- 

- 

- 

- 

- 

- 

- 

  17,122  

  17,122  

- 

-42,089 

-209 

-209 

-8 

-42,097 

- 

- 

- 

- 

- 

-

- 

- 

 2,317 

-42,089 

16,905 

-25,184 

57,863  

-285 

2,317 

17,122 

-209 

-39,780 

  34,711  

Equity as of 31 December 2021 

  812  

 159,558  

-4,235 

-3,559 

  137  

899,467  

1,052,180  

- 

- 

- 

-

-

-

-

-

- 

- 

- 

- 

- 

-

-

-

- 

- 

88,114 

-8,811 

79,303 

788 

-32 

-1,348 

1,682 

-70,611 

9,782 

1,017,469 

-42,089 

16,905 

-25,184 

57,863 

-285 

2,317 

34,711 

1,052,180 

TORM ANNUAL REPORT 2022 

CONSOLIDATED FINANCIAL STATEMENTS 

127 

Consolidated statement of changes in equity  
01 January-31 December 

USD '000 

Common 

shares  Share premium 

Treasury 
shares ¹⁾ 

Hedging 
reserves 

Translation 

reserves  Retained profit 

Equity 
attributable to 
shareholders 
of TORM plc 

Non-
controlling 
interest 

Total 

Equity as of 01 January 2022 

  812  

 159,558  

-4,235  

-3,559  

  137  

899,467  

1,052,180  

- 

1,052,180  

Comprehensive income/(loss) for the year: 

Net profit/(loss) for the year 

Other comprehensive income/(loss) for the year ²⁾ 
Tax on other comprehensive income 

Total comprehensive income/(loss) for the year 

Capital increase ³⁾ 
Transaction costs of capital increase 

Share-based compensation 

Dividend paid 

Total changes in equity 2022 

Non-controlling interest arising on acquisition 

- 

- 

-  

- 

11  

- 

- 

- 

11  

- 

- 

- 

-  

- 

8,004  

-31  

- 

- 

7,973  

- 

- 

- 

-  

- 

- 

- 

- 

- 

- 

- 

- 

- 

562,754  

 56,591  

  -13,162  

  -576  

-  

- 

-  

562,754  

 56,015  

  -13,162  

-180  

 95  

-  

562,574  

  56,110  

  -13,162  

43,429  

  -576  

562,754  

605,607  

  -85  

605,522  

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

  2,211  

 8,015  

-31  

  2,211  

 -166,658  

 -166,658  

- 

- 

- 

- 

 8,015  

-31  

  2,211  

 -166,658  

43,429  

  -576  

398,307  

 449,144  

  -85  

449,059  

- 

- 

- 

- 

2,435  

2,435  

Equity as of 31 December 2022 

 823  

  167,531  

-4,235  

39,870  

  -439  

  1,297,774  

1,501,324  

2,350  

  1,503,674  

¹⁾ Please refer to note 17 for further information on treasury shares. 
²⁾ Please refer to "Consolidated Statement of Comprehensive Income". 
³⁾ Please refer to note 17 for further information on capital increases during the year. 

TORM ANNUAL REPORT 2022 

CONSOLIDATED FINANCIAL STATEMENTS 

128 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
Consolidated cash flow statement 
01 January-31 December 

USD '000 

Note 

2022 

2021 

2020 

USD '000 

Note 

2022 

2021 

2020 

Cash flow from operating activities 

Net profit/(loss) for the year 

Reversals: 

  Profit from sale of vessels 

562,574  

-42,089 

  88,114  

-10,165 

- 

-1,069 

  Depreciation and amortization 

7.8 

 139,023  

  130,851  

  121,922  

  Impairment losses on tangible assets 

7, 10, 27 

2,647  

4,645  

  11,096  

Cash flow from investing activities 

Investment in tangible fixed assets ¹⁾ 
Investment in intangible fixed assets 

Acquisition of subsidiaries, net of cash 
acquired 

Sale of tangible fixed assets 

Change in restricted cash 

-119,344  

 -319,787  

 -173,050 

-618 

 1,070  

- 

- 

- 

- 

 106,623  

 10,033  

83,662  

23,542  

19,161  

 -30,414 

33 

27 

Net cash flow from investing activities 

  11,273  

-290,593     -119,802 

  Share of profit/(loss) from joint ventures 

  Financial income 

  Financial expenses 

  Tax expenses 

  Other non-cash movements 

Dividends received from joint ventures 

Interest received and realized exchange 
gains 

-152 

-4,037 

  104  

-241 

 242  

-536 

48,793 

42,382  

 49,914  

-5,911 

 -3,691 

 1,344  

 1,350  

  1,415  

 1,093  

12 

12 

16 

28 

Cash flow from financing activities 

Proceeds, borrowings 

Repayment, borrowings 

- 

 275 

 275  

Dividend paid 

4,037  

241 

 583  

Capital increase ¹⁾  
Transaction costs share issue 

11, 19 

96,254  

 548,817   734,346  

19 

 -275,155  

-253,420  

-746,475 

 -166,658 

- 

-70,611 

17 

 8,015  

2,863  

-31 

- 

-285 

- 

 -1,348  

 788  

-32 

Interest paid and realized exchange losses 

 -49,631 

 -41,046 

-52,905 

Purchase/disposal of treasury shares 

Income taxes paid 

Change in inventories, receivables and 
payables, etc. 

-658 

 -1,379 

-252 

28    -180,915  

-48,489 

 15,909  

Net cash flow from operating activities 

  501,914  

47,948  

 235,801  

Net cash flow from financing activities 

-337,575   297,975 

-83,332 

Net cash flow from operating, investing, and 
financing activities 

  175,612  

55,330  

32,667  

Cash and cash equivalents as of 01 January 

 144,844  

 89,514  

56,847  

Cash and cash equivalents as of  
31 December 

320,456  

 144,844  

 89,514  

Restricted cash as of 31 December 

32 

3,347  

26,889  

46,050  

Cash and cash equivalents, including 
restricted cash as of 31 December 

323,803  

  171,733  

 135,564  

¹⁾ In 2021 share capital was increased by USD 57.9m including a USD 55.0m non-cash share issue in relation to 

acquisition of eight vessels. Please refer to Note 17 for further reference. 

TORM ANNUAL REPORT 2022 

CONSOLIDATED FINANCIAL STATEMENTS 

129 

Notes to the  
consolidated financial statements 

Note 1 – Accounting policies, critical accounting estimates and judgements 

Note 2 – Liquidity, capital resources, and subsequent events 

Note 3 – Segment 

Note 4 – Revenue from contracts with customers 

Note 5 – Staff costs 

Note 6 – Remuneration to auditors appointed at the parent company’s annual 

general meeting 

Note 7 – Intangible assets 

Note 8 – Tangible fixed assets 

Note 9 – Leasing 

Note 10 – Impairment testing 

Note 11 – Loan receivables 

Note 12 – Financial items 

Note 13 – Trade receivables 

Note 14 – Other receivables 

Note 15 – Prepayments 

Note 16 – Tax 

` 

131

135

137

140

141

144

144

145

148

150

152

153

153

154

154

154

Note 17 – Common shares and treasury shares 

Note 18 – Other liabilities 

Note 19 - Effective interest rate, outstanding borrowings 

Note 20 – Collateral security for borrowings 

Note 21 – Guarantee commitments and contingent liabilities 

Note 22 – Contractual obligations and rights 

Note 23 – Derivative financial instruments 

Note 24 – Risks associated with TORM’s activities 

Note 25 – Financial instruments 

Note 26 – Related party transactions 

Note 27 – Assets held for sale and non-current assets sold during the year 

Note 28 – Cash flows 

Note 29 – Entities in the group 

Note 30 - Provisions 

Note 31 – Earnings per share and dividend per share 

Note 32 – Cash and cash equivalents, including restricted cash 

Note 33 – Business combination 

155

156

157

158

158

159

161

164

168

169

170

170

170

172

172

173

173

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

130 
130 

NOTE 1 – ACCOUNTING POLICIES, CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS 

NOTE 1 - continued  

Overview of business 
TORM plc is a shipping company that primarily owns and operates a fleet of product tankers and is 
engaged in the marine exhaust industry. TORM plc is a public company limited by shares and is 
incorporated in England and Wales. Its registered number is 09818726, and its registered address 
is Office 105, 20 St Dunstan’s Hill, London, EC3R 8HL, United Kingdom. Unless otherwise 
indicated, the terms “TORM plc”, “we”, “us”, “our”, the ”Company”, and the “Group” refer to 
TORM plc and its consolidated subsidiaries, which include TORM A/S and its consolidated 
subsidiaries. 

TORM performs sensitivity calculations to reflect downside scenarios including, but not limited to, 
future freight rates and vessel valuations in order to identify risks to future liquidity and covenant 
compliance and to enable Management to take corrective actions, if required. The downside 
scenarios cover the principal risks and uncertainties facing TORM as set out on pages 70-74 and 
include different distressed outlooks for the product tanker market. In a stress case scenario, 
Management has stressed freight rates to the lowest rolling four-quarter average since 2000 on a 
per vessel class basis and a decline in vessel values. In such scenario, TORM maintains sufficient 
headroom on liquidity and covenants. 

The Board of Directors has considered TORM’s cash flow forecasts and the expected compliance 
with TORM’s financial covenants for the period until 31 March 2024. TORM’s cash flow forecast 
and expected covenant compliance are based on the Business Plan approved by the Board of 
Directors. Based on this review, the Board of Directors has a reasonable expectation that taking 
reasonably possible changes in trading performance and vessel valuations into account, TORM will 
be able to continue the operational existence and comply with its financial covenants for the period 
until 31 March 2024. Accordingly, TORM continues to adopt the going concern basis in preparing 
its financial statements. 

TORM plc is listed on the stock exchanges Nasdaq in Copenhagen, Denmark, and on Nasdaq in New 
York, the United States. 

Basis of preparation 
The consolidated financial statements of the Group have been prepared in accordance with UK-
adopted International Accounting Standards (“UK-adopted IAS”). The consolidated financial 
statements are also prepared in accordance with International Financial Reporting Standards (“IFRS”) 
as issued by the International Accounting Standards Board (“IASB”) and IFRS as adopted by the EU, 
as applied to financial periods beginning on or after 01 January 2022 and additional disclosure 
requirements for listed companies in accordance with the Danish Financial Statements Act.  

The consolidated financial statements have been prepared on a going concern basis and under the 
historical cost convention, except where fair value accounting is specifically required by IFRS. 

The functional currency of the Company is USD, and the Company applies USD as the presentation 
currency in the preparation of the consolidated financial statements. 

Going concern 
As of 31 December 2022, TORM’s available liquidity including undrawn and committed facilities 
was USD 416m, including a total cash position of USD 324m (including cash held for dividend 
payment). TORM’s net interest-bearing debt was USD 663m, and the net debt loan-to-value ratio 
was 25% (Tanker segment only and before dividend payment). Further information on TORM’s 
objectives and policies for managing its capital, its financial risk management objectives, and its 
exposure to credit and liquidity risk can be found in note 24 to the financial statements. The 
principal risks and uncertainties facing TORM are set out on pages 70-74. 

TORM monitors its funding position throughout the year to ensure that we have access to 
sufficient funds to meet the forecasted cash requirements, including potential newbuildings, 
purchase of second-hand vessels and loan commitments, and to monitor compliance with the 
financial covenants in our loan facilities, details of which are available in note 2 to the financial 
statements. A key element for TORM’s financial performance in the going concern period relates to 
the increased geopolitical risk following Russia’s invasion of Ukraine in February 2022 and the 
associated effects on the product tanker market. The changed geopolitical situation has so far 
been positive for the product tanker market, and TORM’s base case assumes that this positive 
sentiment related to freight rates and vessel values will continue throughout 2023. In the base 
case, TORM has sufficient liquidity and headroom above all the covenant limits. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

131 

NOTE 1 - continued 

NOTE 1 - continued  

Adoption of new or amended IFRS standards 
TORM has implemented the following standards and amendments issued by the IASB and adopted 
by the UK in the consolidated financial statements for 2022: 

•
•

Annual Improvements 2018-2020 
Amendments to IFRS 3 Business Combinations; IAS 16 Property, Plant and Equipment; IAS 37 
Provisions, Contingent Liabilities and Contingent Assets 

It is assessed that application of these effective on 01 January 2022 has not had any material 
impact on the consolidated financial statements in 2022. 

Accounting standards and interpretations not yet adopted 
IASB has issued a number of new or amended accounting standards (IFRS) and interpretations 
(IFRIC) which have not yet come into effect: 

•
•

•
•

•
•
•

IFRS 17 Insurance Contracts (01 January 2023) 
IAS 12 amendments Deferred Tax related to Assets and liabilities arising from a Single 
Transaction (01 January 2023) 
IAS 8 amendments Definition of Accounting Estimates  (01 January 2023) 
IAS 1 and IFRS Practice Statement 2 amendments Disclosure of Accounting Policies (01 
January 2023) 
Amendments to IAS 1 Presentation of Financial Statements (01 January 2024) 
Amendments to IFRS 16 Lease Liability in a Sale and Leaseback (01 January 2024) 
IFRS 10 and IAS 28 (amendments) Sale or Contribution of Assets between an Investor and its 
Associate or Joint Venture issued in September 2014 (deferred indefinitely) 

Leasing 
Impairment 
Loan receivables 
Financial items 
Trade receivables 
Tax 

•
•
•
•
•
•
• Other liabilities 
•
Borrowings 
• Derivative financial instruments 
•
•
•

Provisions 
Earnings per share 
Business combinations 

Consolidation principles 
The consolidated financial statements comprise the financial statements of the parent company, 
TORM plc and entities controlled by the Company and its subsidiaries. Control is achieved when the 
Company has all the following: 

•
•
•

Power over the investee 
Exposure, or rights, to variable returns from its involvement with the investee 
The ability to use its power over the investee to affect the amounts of the investor’s returns 

TORM reassesses whether it controls an investee if facts and circumstances indicate that there are 
changes to one or more of the three elements of control listed above. 

TORM has assessed the accounting standards and interpretations not yet adopted and does not 
expect the new standards to have any material impact on neither TORM’s figures nor the 
disclosures. 

When the Company has less than a majority of the voting rights of an investee, it has power over 
the investee when the voting rights are sufficient to give it the practical ability to direct the relevant 
activities unilaterally. The Company considers all facts and circumstances in assessing whether or 
not the Company’s voting rights in an investee are sufficient to give it power, including: 

Accounting policies 
The Group’s general accounting policies are described below. In addition to this, specific 
accounting policies are described in each of the individual notes to the consolidated financial 
statements as outlined in the following notes: 

•
•
•
•
•

Segment reporting 
Revenue from contracts with customers 
Staff costs 
Intangible assets 
Tangible fixed assets 

•

•
•
•

The size of the Company’s holding of voting rights relative to the size and dispersion of holdings 
of the other vote holders 
Potential voting rights held by the Company, other vote holders, or other parties 
Rights arising from other contractual arrangements 
Any additional facts and circumstances which indicate that the Company has, or does not 
have, the current ability to direct the relevant activities at the time when decisions need to be
made, including voting pattern at previous shareholders’ meetings 

Entities in which the Group exercises significant but not controlling influence are regarded as 
associated companies and are accounted for using the equity method. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

132 

NOTE 1 - continued 

NOTE 1 - continued 

Companies which are managed jointly by agreement with one or more companies and therefore are 
subject to joint control (joint ventures) are accounted for using the equity method. 

Consolidation of a subsidiary begins when the Company obtains control over the subsidiary and 
ends when the Company loses control over the subsidiary. Specifically, income and expenses of a 
subsidiary acquired or disposed of during the year are included in the consolidated income 
statement and other comprehensive income from the date on which the Company obtains control 
until the date when the Company loses control over the subsidiary. 

Income statement 
Port expenses, bunkers, and commissions and other costs of goods and services sold 
Port expenses, bunker fuel consumption, and commissions are recognized as incurred. To the 
extent that the costs are recoverable, costs directly attributable to relocate the vessel to the load 
port are capitalized and amortized over the course of the transportation period. 

Gains and losses on forward bunker contracts, forward freight agreements (FFA) as well as write-
down for losses on trade receivables are included in this line. 

The consolidated financial statements are prepared using consistent accounting policies and 
eliminating intercompany transactions, balances, and shareholdings as well as gains and losses on 
transactions between the consolidated entities.  

Operating expenses 
Operating expenses, which comprise crew expenses, repair and maintenance expenses, and 
tonnage duty, are expensed as incurred. 

Foreign currencies 
The functional currency of all significant entities, including subsidiaries and associated companies, 
is United States Dollars (USD) because the Company’s vessels operate in international shipping 
markets, in which income and expenses are settled in USD, and because the Company’s most 
significant assets and liabilities in the form of vessels and related liabilities are denominated in 
USD. Transactions in currencies other than the functional currency are translated into the 
functional currency at the transaction date. Cash, receivables and payables and other monetary 
items denominated in currencies other than the functional currency are translated into the 
functional currency at the exchange rate at the balance sheet date. Gains or losses due to 
differences between the exchange rate at the transaction date and the exchange rate at the 
settlement date or the balance sheet date are recognized in the income statement under “Financial 
income” and “Financial expenses”.  

The reporting currency of the Company is USD. Upon recognition of entities with functional 
currencies other than USD, the financial statements are translated into USD. Income statement 
items are translated into USD at the exchange rate for each transaction, whereas balance sheet 
items are translated at the exchange rate as of the balance sheet date. Exchange differences 
arising from the translation of financial statements into USD are recognized as a separate 
component in “Other comprehensive income”. On the disposal of an entity, the cumulative amount 
of the exchange differences recognized in the separate component of equity relating to that entity 
is transferred to the income statement as part of the gain or loss on disposal. 

Profit from sale of vessels 
Profit from sale of vessels is recognized at the time of delivery to the buyer, representing the 
difference between the sales price less costs to sell and the carrying value of the vessel. 

Administrative expenses 
Administrative expenses, which comprise administrative staff costs, management costs, office 
expenses, and other expenses relating to administration, are expensed as incurred. 

Other operating expenses and income 
Other operating expenses primarily comprise management fees paid to commercial and technical 
managers for managing the fleet, profits and losses deriving from the disposal of fixed assets other 
than vessels as well as claims and disputes provisions. 

Depreciation and impairment losses and reversals of impairment losses 
Depreciation and impairment losses comprise depreciation of tangible fixed assets for the year as 
well as the write-down of the value of assets by the amount by which the carrying amount of the 
asset exceeds its recoverable amount. In the event of indication of impairment, the carrying 
amount is assessed, and the value of the asset is written down to its recoverable amount equal to 
the higher of value in use based on net present value of future earnings from the assets and its fair 
value less costs to sell. 

Subsequent reversal of impairment losses is recognized if the recoverable amount exceeds the 
carrying amount to the extent that the carrying amount does not exceed the carrying amount 
without any historical impairment losses. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

133 

NOTE 1 - continued 

NOTE 1 - continued 

Balance sheet 
Financial assets 
Financial assets are initially recognized on the settlement date at fair value plus transaction costs, 
except for financial assets at fair value through profit or loss, which are recognized at fair value. 
Financial assets are derecognized when the rights to receive cash flows from the assets have 
expired or have been transferred. 

Investments in joint ventures 
Investments in joint ventures comprise investments in companies which by agreement are 
managed jointly with one or more companies and therefore are subject to joint control and in which 
the parties have rights to the net assets of the joint venture. Joint ventures are accounted for using 
the equity method. Under the equity method, the investment in joint ventures is initially recognized 
at cost and thereafter adjusted to recognize TORM’s share of the profit or loss in the joint venture. 
When TORM’s share of losses in a joint venture exceeds the investment in the joint venture, TORM 
discontinues recognizing its share of further losses. Additional losses are recognized only to the 
extent that TORM has incurred legal or constructive obligations or made payments on behalf of the 
joint venture. 

Inventories 
Inventories consist of bunkers, lube oil and other inventories and are stated at the lower of cost in 
accordance with the FIFO-principle and net realizable value. Cost of bunkers and lube oil includes 
expenditure incurred in acquiring bunkers and lube oil including delivery costs less discounts. The 
cost of other inventories consists of raw materials and components based on direct costs, direct 
payroll costs and a proportionate share of indirect production costs. Indirect production costs 
include the proportionate share of capacity costs directly relating hereto, which are allocated on 
the basis of the normal capacity of the production facility.  

Treasury shares 
Treasury shares are recognized as a separate component of equity at cost. Upon subsequent 
disposal of treasury shares, any consideration is also recognized directly in equity. 

Dividend 
Interim dividends are recognized as a liability at the time of declaration. Any year-end dividend is 
recognized as a liability at the date of approval at the AGM. 

Other non-current liabilities 
Other non-current liabilities consist of long-term employee-related liabilities related to the frozen 
Danish holiday funds in connection with the transition to the new Danish Holiday Act. TORM has 
elected to keep the holiday funds until the employees, covered at the transition date, reach the age 
of retirement. The liability is remeasured annually based on an index rate published by the Holiday 
Allowance fund.  

Trade payables 
Trade payables are recognized at the fair value of the item purchased and are subsequently 
measured at amortized cost. 

Deferred income 
Deferred income relates to amounts received from customers in advance of the related 
performance obligations being satisfied. 

Cash flow statement 
The cash flow statement shows how income and changes in the balance sheet items affect cash 
and cash equivalent, i.e. how cash is generated or used in the period. The cash flow statement is 
presented in accordance with the indirect method commencing with “Net profit/(loss) for the 
year”. 

Cash flow from operating activities converts income statement items from the accrual basis of 
accounting to cash basis. Starting with “Net profit/(loss) for the year”, non-cash items are 
reversed, and actual payments are included. Further, the change in working capital is taken into 
account. 

Cash flow from investing activities comprises the cash used or received in the purchase and sale of 
tangible fixed assets and financial assets as well as cash from business combinations. 

Cash flow from financing activities comprises changes in the cash used or received in borrowings 
(amount of new borrowings and repayments), purchases or sales of treasury shares, dividend paid 
to shareholders. 

Cash and cash equivalents including restricted cash comprise cash and short-term bank deposits 
with an original maturity of three months or less. The carrying amount of these assets is 
approximately equal to their fair value. Cash and cash equivalents including restricted cash at the 
end of the reporting period are shown in the consolidated cash flow statement and can be 
reconciled to the related items in the consolidated balance sheet.  

The restricted cash balance relates to cash provided as security for initial margin calls and negative 
market values on derivatives as well as a sale and leaseback transaction prepayment to be released 
upon delivery of the vessel. 

Critical accounting estimates and judgements 
The preparation of financial statements in accordance with IFRS requires Management to make 
estimates and assumptions that affect the reported amounts of assets and liabilities, the 
disclosure of contingent assets and liabilities at the date of the financial statements, and the 
reported amounts of revenues and expenses during the reporting period. These estimates and 
assumptions are affected by the way TORM applies its accounting policies. An accounting estimate 
is considered critical if the estimate requires Management to make assumptions about matters 
subject to significant uncertainty, if different estimates could reasonably have been used, or if  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

134 

NOTE 1 - continued 

NOTE 1 - continued 

changes in the estimate that would have a material impact on the Company’s financial position or 
results of operations are reasonably likely to occur from period to period. Management believes 
that the accounting estimates applied are appropriate and the resulting balances are reasonable.  
However, actual results could differ from the original estimates requiring adjustments to these 
balances in future periods. 

Management also makes various accounting judgements in the preparation of the consolidated 
financial statements which can affect the amounts recognized. 

Judgements 
Management has assessed that TORM has two cash-generating units (CGUs), being the Main Fleet 
and the Marine Exhaust cash-generating units. The Main Fleet is comprised of TORM’s LR1, LR2 
and MR vessels, which are largely interchangeable, and the cash flows generated by them are 
interdependent. These vessels are operated collectively as a combined internal pool, employed 
principally in the spot market, and actively managed to meet the needs of our customers in that 
market, particularly regarding the location of vessels meeting required specifications and the price 
of transport rather than vessel class. Given the technical specifications and capacity of vessels, 
the Main Fleet is relatively homogenous with a very high degree of interoperability. All vessels in the 
Main Fleet can handle multiple sizes of cargo and sail all seas and oceans, over both shorter and 
long distances. The Main Fleet is monitored and managed on an aggregated level as one pool, i.e. 
each vessel or vessel class does not generate cash inflows which are largely independent of those 
from other vessels or vessel classes. The MR vessels acquired in 2021 with chemical trading 
capability are operated as all other product tanker vessels and thus included in the Main Fleet CGU. 

In addition, the activities within the Marine Exhaust segment represent a single CGU because cash 
inflows are generated independent of the cash inflows from the Main Fleet from serving the existing 
external customer base of the Marine Exhaust segment. 

In 2021 and 2020, CGUs outside the Main Fleet in the Tanker segment comprised the two 
Handysize vessels, which are typically used for shorter and coastal trade routes and more frequent 
port calls. The Handysize vessels were both disposed of during 2022. 

Estimates 
Carrying amounts of vessels 
The Company evaluates the carrying amounts of the vessels (including newbuildings) to determine 
if events have occurred which would require a modification of their carrying amounts. The 
recoverable number of vessels is reviewed based on events or changes in circumstances which 
would indicate that the carrying amount of its vessels might not be recoverable. In assessing the 
recoverability of the vessels, the Company reviews certain indicators of potential impairment or 
indication of any past impairment losses that should be reversed such as reported sale and 
purchase prices, market demand and general market conditions.  

Further, market valuations from leading, independent, and internationally recognized shipbrokers 
are obtained on the reporting date as part of the review for potential impairment indicators. If an 
indication of impairment or reversal of past impairment is identified, the need for recognizing an  
impairment loss or a recognition of a reversal of a past impairment loss is assessed by comparing 
the carrying amount of the vessels to the higher of the fair value less costs of disposal and the 
value in use. 

The review for potential impairment indicators and projection of future discounted cash flows 
related to the vessels is complex and requires the Company to make various estimates including 
future freight rates, utilization, earnings from the vessels, future operating expenses and capital  
expenditure including dry-docking costs and discount rates. For more information on key 
assumptions and related sensitivities, please refer to Note 10.  

All these factors have been historically volatile, especially the freight rates. The carrying amounts 
of TORM’s vessels may not represent their fair market value at any point in time, as market prices 
of second-hand vessels to a certain degree tend to fluctuate with changes in freight rates and the 
cost of newbuildings. However, if the estimated future cash flow or related assumptions in the 
future experience change, an impairment write-down or reversal of impairment may be required. 

NOTE 2 – LIQUIDITY, CAPITAL RESOURCES, AND SUBSEQUENT EVENTS 

Liquidity and capital resources 
As of 31 December 2022, TORM’s cash and cash equivalents including restricted cash totaled 
USD 324m (2021: USD 172m, 2020: USD 136m), and undrawn and committed credit facilities 
amounted to USD 93m (2021: 38m, 2020: USD 132m). The undrawn and committed credit 
facilities consisted of two revolving credit facilities as part of a syndicate loan agreement. TORM 
had no newbuildings on order as of December 2022 (2021: one, 2020: two).  

TORM has a Syndicated Facilities Agreement which includes a USD 144m Term Facility 
Agreement, an undrawn USD 48m Revolving Credit Facility and an undrawn USD 45m Working 
Capital Facility with maturity in 2026. The undrawn facilities were utilized in 2021 and repaid by 
TORM in 2022. In addition to the Syndicated Facilities, TORM has a USD 202m Term Facility 
Agreement with Danish Ship Finance with maturity in 2027. Further, TORM has a USD 31m Term 
Facility Agreement and a USD 11m Term Facility Agreement both with maturity in 2025, and a 
USD 21m Term Facility Agreement with maturity in 2026 with Hamburg Commercial Bank. TORM 
also has a Term Facility Agreement with China Export-Import Bank of USD 41m with maturity in 
2030 and with KfW-IPEX Bank of USD 38m with maturity in 2032. As of 31 December 2022, the 
scheduled minimum payments on mortgage debt and bank loans in 2023 were USD 73m. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

135 

NOTE 2 - continued 

TORM has lease debt of a total of USD 70m with various Japanese leasing providers expiring in 
2026, lease debt of a total of USD 211m with BoComm Leasing which consists of a lease facility 
of USD 46m expiring in 2025, a USD 4m lease facility to finance scrubber and ballast water 
treatment systems expiring in 2024, a lease facility of USD 91m to finance three second-hand LR2 
vessels expiring in 2029 and a facility of USD 71m to finance the two newbuilt LR2 vessels 
delivered in late 2021 and early 2022, with expiry in 2031. Further, TORM has a lease facility of a 
total of USD 160m with China Development Bank Financial Leasing with expiry in 2029 and 2032 
and a lease facility of USD 37m with China Merchant Bank Financial Leasing with expiry in 2033. 
As of 31 December 2022, the scheduled minimum payments on lease agreements in 2022 were 
USD 43m.  

TORM manages its capital structure for the Group as a whole in order to support our spot-based 
vessel employment profile. This is done through a conservative leverage, a strong liquidity position 
and limited off-balance sheet commitments. TORM ongoingly stress tests the capital structure and 
liquidity position as well as prepares cash forecasts to make sure the capital structure remains 
robust to potential risks. Besides the liquidity position, the main considerations are loan-to-value 
ratio, distribution policy, CAPEX commitments, off-balance sheet liabilities, terms and sources of 
funding vessel investments, hedging of financial market risks and fleet employment strategy, 
hereunder entering into FFA contracts. 

In the second quarter of 2022, TORM introduced a new Distribution Policy where we intend to 
distribute on a quarterly basis excess liquidity above a fixed threshold cash level as of the balance 
sheet date. For each quarter, the threshold cash level will be determined as the product of cash 
requirement per vessel and the number of owned and leased vessels in TORM’s fleet as of the 
balance sheet date. Excess liquidity is determined as TORM’s readily available liquidity less the 
threshold cash level. The readily available liquidity is defined as i) TORM’s cash balance at the last 
day of the quarter preceding the relevant distribution date excluding restricted cash, plus ii) 
undrawn amounts on TORM’s working capital facilities, minus iii) proceeds received from vessel 
sales, or additional proceeds from vessel refinancing, or securities offerings in the past 12 months 
earmarked for share repurchases, debt prepayment, vessel acquisitions, or general corporate 
purposes.  

The cash requirement per vessel is fixed at: 

• USD 1.5m for 30 June 2022 

• USD 1.8m for 30 September 2022 onwards 

NOTE 2 - continued 

TORM’s debt facilities include financial covenants related to: 

• Minimum liquidity (cash and cash equivalents minimum amount requirement at all times) 
• Minimum security value (loan-to-value for individual borrowings) 
•

Equity ratio (minimum level) 

During 2022, 2021 and 2020, TORM did not have any covenant breaches, and Management has 
assessed that a covenant breach in the near future is remote. 

Subsequent events 
On 25 January 2023, TORM entered into an agreement to acquire three LR1 vessels which 
together with another agreement that TORM entered into earlier in January 2023 resulted in TORM 
purchasing a total of seven 2011-2013 built LR1 vessels for an aggregate cash consideration of 
USD 233.0m. All vessels are expected to be delivered no later than 30 April 2023 and are 
expected to be financed by sale and leaseback agreements with a Chinese financial institution. 

In March 2023, TORM entered into an agreement to purchase three 2013-built MR eco product 
tanker vessels for a total cash consideration of USD 48.5m and the issuance of 1.42 million 
shares. The vessels are expected to be delivered no later than 31 May 2023. The cash element of 
the transaction is expected to be financed through traditional bank financing and in connection 
with each of the three deliveries, TORM will issue one third of the total share issuance, 
corresponding to 50% of the total consideration. The transactions will increase TORM's total fleet 
to 88 vessels on a fully delivered basis. 

In March 2023, TORM obtained commitment for refinancing of USD 433m bank and leasing 
agreements into two new bank facilities, thereby extending debt maturities until 2028, with a 
possibility to extend most of the debt expiration to 2029. Further, TORM has obtained 
commitment for financing additional second-hand vessels for up to USD 123m with the same 
expiration terms. Closing of the agreements is subject to documentation and is expected during the 
second quarter of 2023. 

The geopolitical risk increased significantly following Russia’s invasion of Ukraine in February 
2022. The sanctions imposed on Russia by certain Western nations increased uncertainty on the 
general energy market, sending the price of crude oil to the highest level since 2014. The initial 
sanctions were not targeting the oil trade, however, the uncertainty and potential for rerouting of 
trade flows sent the crude tanker freight rates in the European markets upwards. Due to the 
continuous development and complexity of the situation, the impact on the tanker markets going 
forward is uncertain, not least due to the implementation by the EU and other nations of oil import 
and oil price cap sanctions that were imposed on Russian oil on 05 February 2023. Considering our 
current customer base, main suppliers and financial counterparties as well as covenants in our loan 
facilities, we do not expect any direct impact on our operations although we expect increased 
volatility in freight rates, bunker cost, foreign exchange rates, and vessel values. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

136 

NOTE 3 – SEGMENT 

Segment reporting - consolidated income statement 

USDm 

Revenue 

Port expenses, bunkers, and commissions  

Other cost of goods and services sold  

Operating expenses 

Profit from sale of vessels 

Administrative expenses 

Other operating income and expenses 

Share of profit/(loss) from joint ventures 

Impairment losses and reversal of impairment on tangible assets 

Depreciation and amortization 

Operating profit (EBIT) 

Financial income 

Financial expenses 

Profit before tax 

Tax  

Net profit for the year 

Tanker 
segment 

1,440.4  

 -458.9 

-

-202.1 

 10.2 

 -52.4 

5.8 

0.2  

 -2.6 

-138.7 

 601.9  

4.0  

 -48.7 

557.2  

5.9  

 563.1  

2022 

Marine 
Exhaust  
segment 

Intersegment 
elimination  

5.9  

- 

-3.0 

- 

- 

 -2.6 

- 

- 

- 

 -0.3 

- 

 0.1  

-0.1 

- 

- 

- 

 -2.9 

- 

2.4  

- 

- 

-

- 

- 

- 

-

Total  

1,443.4  

 -458.9  

 -0.6 

  -202.1  

 10.2  

-55.0 

5.8 

0.2  

 -2.6  

-139.0 

-0.5 

 601.4  

-

-

 4.1 

-48.8 

-0.5 

556.7  

- 

5.9  

-0.5 

562.6  

Prior to the acquisition of Marine Exhaust Technology A/S (MET) on 01 September 2022, TORM had only one reportable segment, the Tanker segment. Accordingly, comparative segmental information 
is not provided. 

The eliminations above represent revenue and other costs of goods and services sold from the installation of scrubbers performed by the Marine Exhaust entities on tanker vessels within the Tanker 
segment. All revenue from the Tanker segment is derived from external customers. 

In all material aspects, TORM’s customers are domiciled outside the UK and are spread all over the world with only a few countries contributing significantly to TORM’s revenue. In 2022, Switzerland and 
Mexico contributed with 15.30% (USD 220.9m) and 12.35% (USD 178.2m) respectively of TORM’s revenue. In 2021, Switzerland and Mexico contributed with 23.16% (USD 143.5m) and 16.0% (USD 
96.6m) respectively of TORM’s revenue. In 2020, Switzerland, the United States and Mexico contributed with 24.69% (USD 184.5m), 11.87% (USD 88.7m), and 10.73% (USD 80.2m) respectively of 
TORM’s revenue. Revenue is allocated to countries based on the customer’s ultimate parent domicile. 

A major part of TORM’s revenues stems from a small group of customers. In 2022, one customer accounted for 12% of TORM’s revenue in the Tanker segment (2021: one accounted for 15% in the 
Tanker segment; 2020: one customer accounted for more than 10% in the Tanker segment). 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

137 

NOTE 3 – continued 

Segment reporting - consolidated balance sheet  

USDm 

ASSETS 
NON-CURRENT ASSETS 
Intangible assets 

Goodwill 

Other intangible assets 

Total intangible assets 

Tangible fixed assets 

Land and buildings 

Vessels and capitalized dry-docking 

Other plant and operating equipment 

Total tangible fixed assets 

Financial assets 

Investments in joint ventures 

Loan receivables 

Deferred tax asset 

Other investments 

Total financial assets 

Total non-current assets 

CURRENT ASSETS 
Inventories 

Trade receivables 

Other receivables 

Prepayments 

Cash and cash equivalents incl. restricted cash 

Total current assets 

TOTAL ASSETS 

2022 

Marine 
Exhaust  
segment 

Intersegment 
elimination  

Total  

 1.8 

2.0 

3.8 

3.8 

1,855.9 

5.6 

- 

- 

- 

-

-7.5 

-

-7.5 

  1,865.3  

- 

- 

- 

- 

- 

 0.1  

4.6  

0.5  

0.2  

5.4  

 1.8 

 1.3 

 3.1  

 1.0  

-

 1.5  

2.5  

- 

- 

- 

- 

- 

Tanker 
segment 

- 

0.7  

0.7  

2.8  

  1,863.4  

 4.1  

  1,870.3  

 0.1  

4.6  

0.5  

0.2  

5.4  

  1,876.4  

5.6  

-7.5 

  1,874.5  

  61.1  

255.7  

72.7  

9.7  

 321.4  

720.6  

 2,597.0  

  11.0  

4.2  

 1.3  

0.7  

2.4  

 19.6  

25.2  

 -0.1 

-0.4 

-

-

-

-0.5 

72.0  

259.5  

74.0 

 10.4 

323.8 

739.7  

-8.0 

  2,614.2  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

138 

NOTE 3 – continued 

Segment reporting - consolidated balance sheet 

USDm 

EQUITY AND LIABILITIES 
Total equity 

LIABILITIES 
NON-CURRENT LIABILITIES 
Non-current tax liability related to held-over gains 

Deferred tax liability  

Borrowings 

Other non-current liabilities  

Total non-current liabilities 

CURRENT LIABILITIES 
Borrowings 

Trade payables 

Current tax liabilities 

Other liabilities  

Provisions 

Deferred income 

Total current liabilities 

Total liabilities 

TOTAL EQUITY AND LIABILITIES 

Non-current asset additions during the year: 

Goodwill 

Other intangible assets 

Land and buildings 

Vessels and capitalized dry-docking 

Prepayments on vessels 

Other plant and operating equipment 

Total non-current asset additions 

2022 

Marine 
Exhaust  
segment 

Intersegment 
elimination  

Tanker 
segment 

Total  

  1,498.0  

6.2  

-0.5 

  1,503.7  

45.2  

5.8  

844.6  

2.2  

897.8  

  115.7  

46.4  

 1.6  

 31.0  

6.5  

- 

 201.2  

  1,099.0  

 2,597.0  

-

0.6  

0.3  

84.7  

 43.1  

0.8  

 129.5  

- 

0.3  

5.2  

0.8  

6.3  

 1.3  

3.5  

0.4  

0.3  

0.3  

6.8 

 12.7  

 19.0  

25.2  

 1.8 

 1.2 

1.1 

-

- 

 1.6  

5.7  

- 

-

-

-

- 

- 

 -1.4 

- 

-0.2 

- 

-5.9 

-7.5 

-7.5 

-8.0 

-

-

-

-7.5 

-

-

45.2  

 6.1 

849.8 

3.0 

904.1 

117.1 

48.5 

2.0 

31.1 

6.8 

0.9 

206.4  

 1,110.5  

  2,614.2  

 1.8 

 1.8 

 1.4 

77.2 

 43.1 

2.4 

-7.5 

 127.7  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

139 

NOTE 3 - continued 

NOTE 4 – REVENUE FROM CONTRACTS WITH CUSTOMERS 

The Company’s non-current assets are based on domicile of the legal entity ownership in the 
following countries: 

USDm 

Disaggregation of revenue 

2022 

2021 

2020 

Transportation of refined oil products 

 1,440.4  

  619.5  

 747.4  

USDm 

UK 

Denmark 

Singapore 

Other countries 

Non-current assets 

2022 

2021 

2020 

Scrubbers and related services 

  0.1  

 - 

  0.1  

Welding and mounting 

 1,389.7  

 1,442.9  

  1,199.9  

 475.0  

  516.7  

 546.3  

 4.5  

 2.9  

 3.7  

 1,869.3  

 1,962.5  

 1,750.0  

Accounting policies 
The segmentation is based on the Group’s internal management and reporting structure. The 
Group has two operating segments, the Tanker segment, for which the services provided primarily 
comprise transportation of refined oil products such as gasoline, jet fuel, and naphtha, and the 
Marine Exhaust segment for which the services provided primarily comprise developing and 
producing advanced and green marine equipment. 

Transactions between the segments are based on market-related prices and are eliminated at 
Group level. 

TORM considers the global product tanker market as a whole, and as the individual vessels are not 
limited to specific parts of the world, the Group has only one geographical segment for the Tanker 
segment. Further, the internal management reporting does not provide geographical information 
for either the Tanker segment or the Marine Exhaust segment. Consequently, geographical 
segment information on revenue from external customers or non-current segment assets for the 
Tanker segment or the Marine Exhaust segment is not provided. 

Others 

Total revenue 

Tanker segment 

Marine Exhaust segment 

Intersegment elimination 

Total revenue 

USDm 

Customer contract balances 

Trade receivables 

Customer contract assets¹⁾ 
Customer contract liabilities²⁾ 

Total 

¹⁾ Recognized in prepayments. 
²⁾ Recognized in deferred income. 

  1.2  

1.1  

 0.7  

 - 

 - 

 - 

 - 

 - 

 - 

 1,443.4  

  619.5  

 747.4  

 1,440.4  

  619.5  

 747.4  

 5.9  

  -2.9  

 - 

 - 

 - 

 - 

 1,443.4  

  619.5  

 747.4  

2022 

2021 

2020 

 259.5  

 3.0  

  -0.9  

 84.0  

 2.0  

 - 

 58.6  

 - 

 - 

  261.6  

 86.0  

 58.6  

Refer to Note 13 for further information on trade receivables. Customer contract assets primarily 
relate to prepaid voyage expenses until the cargo load date. During the year, USD 2.0m was 
recognized relating to customer contracts entered in 2022 (2021: USD 1.4m relating to 2020, 
2020: USD 2.6m relating to 2019). Customer contract liabilities primarily relate to prepayments 
received by customers in connection with scrubber installations. The acquisition of Marine 
Exhaust Technology A/S resulted in an increase in customer contract liabilities of USD 4.3m. 

Accounting policies 
Revenue 
Income is recognized in the income statement when: 
•  The income generating activities have been carried out on the basis of a binding agreement 
•  The income can be measured reliably 
• 

It is probable that the economic benefits associated with the transaction will flow to the 
Company 

Revenue comprises freight, charter hire, and demurrage revenue from the vessels as well as 
Marine Exhaust revenue. Revenue is recognized when or as performance obligations are satisfied 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

140 

 
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
 
 
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
NOTE 4 - continued 

NOTE 4 - continued 

by transferring services to the customer, i.e. over time, provided that the stage of completion can 
be measured reliably. Revenue is measured as the consideration that the Group expects to be 
entitled to. Freight revenue including charter hire and demurrage (and related voyage costs) are 
recognized in the income statement according to the entered charter parties from the date of load 
to the date of delivery of the cargo (discharge). The completion is determined using the load-to-
discharge method based on the percentage of the estimated duration of the voyage completed at 
the reporting date because the customer receives the benefit during the voyage as it is provided.  

Revenue is thus recognized upon the customers obtaining control. There is generally only one 
performance obligation related hereto.  

A warranty provision is recognized for expected repair costs related to warranty claims for sold 
marine exhaust equipment within the standard warranty period of one year. These provisions are 
recognized when the equipment is sold and are based on historical experience. The warranty 
provision estimates are updated annually. 

Cross-over voyages 
For cross-over voyages (voyages in progress at the end of a reporting period), the uncertainty and 
the dependence on estimates are greater than for finalized voyages. The Company recognizes a 
percentage of the estimated revenue for the voyage equal to the percentage of the estimated 
duration of the voyage completed at the balance sheet date. The estimate of revenue is based on 
the expected duration and destination of the voyage. 

When recognizing revenue, there is a risk that the actual number of days it takes to complete the 
voyage will differ from the estimate. The contract for a single voyage may state several alternative 
destination ports. The destination port may change during the voyage, and the rate may vary 
depending on the destination port. Changes to the estimated duration of the voyage as well as 
changing destinations and weather conditions will affect the voyage expenses. 

Demurrage revenue 
Freight contracts contain conditions regarding the amount of time available for loading and 
discharging of the vessel. If these conditions are breached, TORM is compensated for the 
additional time incurred in the form of demurrage revenue. Demurrage revenue is recognized in 
accordance with the terms and conditions of the charter parties. Upon completion of the voyage, 
the Company assesses the time spent in port, and a demurrage claim based on the relevant 
contractual conditions is submitted to the charterers. The claim will often be met by counterclaims 
due to differences in the interpretation of the agreement compared to the actual circumstances of 
the additional time used. Based on previous experience, 95% of the demurrage claim submitted is 
recognized as demurrage revenue upon initial recognition. For cross-over voyages, an estimate of 
incurred demurrage is recognized at the balance sheet date. 

The Company receives the demurrage payment upon reaching final agreement on the amount, 
which could be up to approximately 100 days after the original demurrage claim was submitted. 
Any adjustments to the final agreement are recognized as demurrage revenue. 

Marine Exhaust revenue 
Some of the Group’s contracts with customers relate to the sale of marine exhaust equipment 
with installation services. Customers obtain control of the marine exhaust equipment with 
installation services when the goods are delivered to the customer, they have completed 
commissioning and delivery has been accepted by the customers. When without installation 
services, customers obtain control of the marine exhaust equipment when the goods are delivered 
to and have been accepted by the customers. 

NOTE 5 – STAFF COSTS 

Employee information 
Staff costs included in operating expenses relate to the 100 seafarers employed under Danish 
contracts (2021: 106, 2020:109). 

The average number of employees is calculated as a full-time equivalent (FTE). 

The Executive Director is, in the event of termination by the Company, entitled to a severance 
payment of up to 12 months' salary. 
USDm 

2022 

2021 

2020 

Total staff costs 

Staff costs included in operating expenses 

Staff costs included in administrative expenses 

Total 

Staff costs comprise the following 

Wages and salaries 

Share-based compensation 

Pension costs 

Other social security costs 

Other staff costs 

Total 

Average number of permanent employees 

Seafarers 

Land-based 

Total 

 7.7  

 42.0  

 49.7  

 9.7  

 42.4  

  52.1  

 9.2  

  41.5  

 50.7  

 38.8  

  42.1  

 42.3  

 2.9  

 3.3  

  1.5  

 3.2  

 2.3  

 3.6  

  1.3  

 2.8  

  1.7  

 3.3  

  1.3  

  2.1  

 49.7  

  52.1  

 50.7  

 100  

386  

486  

 106  

 341  

447  

 109  

332  

 441  

The majority of seafarers on vessels are on short-term contracts. The number of seafarers on 
short-term contracts in 2022 was on average 1,565 (2021: 1,449, 2020: 1,474). Total 
seafarers’ costs in 2022 were USD 76.3m (2021: USD 75.9m, 2020: USD 80.5m), which is 
included in “Operating expenses”.   

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

141 

NOTE 5 - continued 

USD '000 

Non-Executive Board and Committee remuneration, short 
term 

2022 

2021 

2020 

Christopher H. Boehringer 

David N. Weinstein 

Göran Trapp 

Torben Janholt 

Annette Malm Justad 

Total 

Executive Management 

USD '000 

Executive Management remuneration 

Jacob Meldgaard 

2020, TORM A/S¹⁾ 
2020, TORM A/S adjustment¹⁾ 
2020, TORM plc¹⁾ 
2021, TORM A/S¹⁾ 
2021, TORM plc¹⁾ 
2022, TORM A/S¹⁾ 
2022, TORM plc¹⁾ 

¹⁾ Paid by legal entity as noted. 

  210  

 207  

  155  

  - 

  155  

  727  

 235  

 234  

  176  

  - 

  176  

  821  

Salary 

Taxable 
benefits 

Annual 
perform- 
ance 
bonus 

 256  

200  

  172  

89  

  139  

 856  

Total 

1,052  

  - 

 77  

1,161  

82  

1,040  

 72  

 41  

  - 

  - 

44  

  - 

39  

  - 

1,262  

  -125  

  - 

  2,355  

  -125  

 77  

1,161  

  2,366  

  - 

82  

593  

 1,672  

  - 

 72  

As discussed in the 2020 Annual Report, at the time of issue the CEO’s bonus figure had yet to be 
agreed, and instead the Annual Report 2020 included an estimate of DKK 8.4m (USD 1.262m), 
equating to 120% of the CEO’s base salary. After final agreement with the Remuneration 
Committee, the CEO’s bonus figure was set at DKK 7.0m (USD 1.1m), equating to 100% of his 
base salary. 

Key management personnel consist of the Board of Directors and the Executive Director. Total 
compensation to key management personnel expensed during the year as detailed in this note 
amounts to USD 2.5m (2021: USD 3.3m, 2020: USD 3.2m). 

NOTE 5 - continued 

Senior Management Team 
The aggregated compensation paid by the Group to the three (2021: 3) other members of 
 the Senior Management Team in 2022 (excluding CEO Jacob Meldgaard) was USD 2.1m  
(2021: USD 2.2m, 2020: USD 2.1m), which includes an aggregate of USD 0.1m (2021: USD 
0.1m, 2020: USD 0.1m) allocated for pensions (defined contribution plans) for these individuals. 

LTIP element of CEO Jacob Meldgaard's remuneration package 2022: 

Grant date 

RSU LTIP grant¹⁾ 
Exercise price per share 

25-Apr-18  18-Mar-21  23-Mar-22 

 766,035  

 255,200  

 255,200  

DKK 53.7  DKK 53.5  DKK 58.0 

RSU grant value assuming 100% vesting 

USD 0.9m  USD 0.6m  USD 0.5m 

¹⁾ LTIP award is fixed by the Board of Directors and was communicated via company announcement no. 10 of 25 

April 2018, announcement no. 7 dated 18 March 2021, and announcement no.9 dated 23 March 2022, 
therefore there is no minimum or maximum for 2018, 2021 and 2022. 

TORM operates an equity-settled, share-based compensation plan. The fair value of the employee 
services received in exchange for the grant of shares is recognized as an expense and allocated 
over the vesting period. Employment in TORM throughout the period is in most cases a 
prerequisite for upholding the full vesting rights in the RSU program. For good leavers subject to 
the Danish Stock Options Act, the RSUs will vest in accordance with the vesting schedule, but for 
all other leavers, all unvested RSUs shall be immediately forfeited for no consideration. Options are 
granted under the plan for no consideration and carry no dividend or voting rights. 

In accordance with its Remuneration Policy, TORM has granted the CEO a number of Restricted 
Share Units (RSUs). There are no performance conditions associated with this grant of RSUs. 

Refer to Long-Term Incentive Program – restricted share units granted to the executive director 
on page 104 for further information. The original RSUs granted to the CEO in 2016 vested in 
equal installments over a five-year period. Subsequent awards vest in equal installments over 
three years. 

Vested RSUs may be exercised for a period of 360 days from each vesting date. Details of the 
CEO’s awards and interests in Restricted Share Units are set out on page 106. 

The single figure remuneration table for the CEO does not include any amounts in relation to the 
RSU awards as there are no performance conditions associated with this grant of RSUs.  

As detailed in announcement no. 7 issued on 18 March 2021, the CEO was granted a total of 
255,200 RSUs which will vest in equal amounts over the next three years. The first amount can be 
exercised from 01 January 2022. The exercise price for each RSU is DKK 53.5, corresponding to 
the average price of TORM shares in the 90 calendar days preceding the publication of TORM plc’s 
2020 Annual Report plus a 15% premium. Vested RSUs may be exercised for a period of 360 days 
from each vesting date.  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

142 

 
 
 
 
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
  
  
  
  
 
 
  
  
  
  
 
NOTE 5 – continued 

NOTE 5 – continued 

As detailed in announcement no. 9 issued on 23 March 2022, the CEO was granted a total of 
255,200 RSUs which will vest in equal amounts over the next three years. The first amount can be 
exercised from 01 January 2023. The exercise price for each RSU is DKK 58, corresponding to the 
average price of TORM shares in the 90 calendar days preceding the publication of TORM plc’s 
2021 Annual Report plus a 15% premium. Vested RSUs may be exercised for a period of 360 days 
from each vesting date.  

Accounting policies 
Employee benefits 
Wages, salaries, social security contributions, holiday and sick leave, bonuses, and other monetary 
and non-monetary benefits are recognized in the year in which the employees render the 
associated services. Please also refer to the accounting policy for share-based payment. 

Pension plans 
The Group has entered into defined contribution plans only. Pension costs related to defined 
contribution plans are recorded in the income statement in the year to which they relate. 

Share-based payments 
The Group makes equity-settled share-based payments to certain employees, which are measured 
at fair value at the date of grant and expensed on a straight-line basis over the vesting period, 
based on the Group’s estimate of shares which will eventually vest. The fair value of the share 
schemes is calculated using the Black-Scholes model at the grant date. 

Long-term employee benefit obligations 
The obligation comprises an obligation under the incentive programs to deliver Restricted Share 
Units in TORM plc at a determinable price to the entity's key personnel. The RSUs granted entitle 
the holder to acquire one TORM A-share. 

The program comprises the following number of shares in TORM plc: 
Number of shares (1,000) 

2022 

2021 

2020 

Outstanding as of 01 January 

Granted during the period 

Exercised during the period 

Expired/forfeited during the period 

2,372.9  

 2,187.5  

  2,228.3  

1,393.0  

 1,355.1  

 1,047.4  

 -1,078.0  

 -409.4  

-107.7  

 -263.8  

 -760.3  

 -980.5  

Outstanding as of 31 December 

  2,424.0  

2,372.9  

 2,187.5  

Exercisable as of 31 December 

  - 

  - 

  - 

In 2020, the Board of Directors agreed to grant a total of 1,047,389 RSUs to other management. 
The vesting period of the program is three years for key employees. The exercise price is set at 
DKK 69.9. The exercise period is 360 days from each vesting date. The fair value of the options 
granted in 2020 was determined using the Black-Scholes model and is not material. The average 
remaining contractual life for the restricted shares as of 31 December 2020 is 1.5 years. 

In 2021, the Board of Directors agreed to grant a total of 1,355,121 RSUs to other management. 
The vesting period of the program is three years for key employees. The exercise price is set at 
DKK 53.5. The exercise period is 360 days from each vesting date. The fair value of the options 
granted in 2021 was determined using the Black-Scholes model and is not material. The average 
remaining contractual life for the restricted shares as of 31 December 2021 is 1.5 years. 

In 2022, the Board of Directors agreed to grant a total of 1,137,770 RSUs to other management. 
The vesting period of the program is three years for key employees. The exercise price is set at 
DKK 58.0. The exercise period is 360 days from each vesting date. The fair value of the options 
granted in 2022 was determined using the Black-Scholes model and is not material. The average 
remaining contractual life for the restricted shares as of 31 December 2022 is 1.5 years. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

143 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 6 – REMUNERATION TO AUDITORS APPOINTED AT THE PARENT COMPANY’S ANNUAL 
GENERAL MEETING 

NOTE 7 – INTANGIBLE ASSETS 

  0.9  

  0.5  

  0.4  

Balance as of 31 December 

The remuneration of the auditor is required to be presented as follows: 

USDm 

Audit fees 

Fees paid to the Company's auditor for the audit of the 
Company's annual accounts 

Audit of the Company's subsidiaries pursuant to 
legislation 

Total audit fees 

Non-audit fees 

Audit-related services 

Tax services 

Others  

Total non-audit fees 

Total 

2022 

2021 

2020 

0.1  

1.0  

  0.2  

- 

  0.2  

  0.4  

  0.3  

  0.8  

0.1  

0.1 

- 

  0.2  

  0.2  

  0.6  

  0.0  

0.1  

- 

0.1  

1.4  

1.0  

0.7  

Under SEC regulations, the remuneration of the auditor of USD 1.4m (2021: USD 1.0m, 2020: 
USD 0.7m) is required to be presented as follows: Audit USD 1.4m (2021: USD 0.8m, 2020: USD 
0.6m), audit-related USD 0.0m (2021: other audit related services USD 0.1m, 2020: USD 0.0m) 
and tax services USD 0.0m (2021: tax related services USD 0.1m, 2020: USD 0.1m).  

Our Audit Committee pre-approves all audit, audit-related and non-audit services not prohibited 
by law to be performed by our independent auditors and associated fees prior to the engagement 
of the independent auditor with respect to such services. 

USDm 

Goodwill  

Cost: 

Balance as of 01 January 

Additions from business combinations 

Impairment: 

Balance as of 01 January 

Impairment losses 

Balance as of 31 December 

2022 

2021 

2020 

11.4  

  1.8  

11.4  

11.4  

 - 

- 

  13.2  

11.4  

11.4  

11.4  

11.4  

11.4  

 - 

- 

 - 

11.4  

11.4  

11.4  

Carrying amount 

  1.8  

 - 

- 

The opening balance on goodwill cost and impairment relates to the reverse acquisition of TORM A/S in 2015, 
which was impaired in 2016. The goodwill addition during the year of USD 1.8m relates to the acquisition of 
Marine Exhaust Technology A/S, which is allocated to the Marine Exhaust cash-generating unit. Please refer to 
note 33 for further reference on acquisition and note 10 for further reference on impairment testing. 

USDm 

Other intangible assets 

Cost: 

Balance as of 01 January 

Exchange rate adjustments 

Additions 

Additions from business combinations 

Transfer from other items 

Balance as of 31 December 

Amortization: 

Balance as of 01 January 

Amortization for the year 

Transfer from other items 

Balance as of 31 December 

Carrying amount 

2022 

2021 

2020 

 - 

 0.2  

 0.6  

  1.2  

 0.3  

 2.3  

 - 

 0.3  

  0.1  

 0.4  

  1.9  

- 

 - 

 - 

 - 

 - 

 - 

- 

 - 

 - 

 - 

- 

 - 

- 

- 

- 

- 

- 

 - 

- 

- 

- 

- 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

144 

NOTE 7 - continued 

NOTE 8 – TANGIBLE FIXED ASSETS 

Accounting policies 
Goodwill 
Goodwill is measured as the excess of the cost of the business combination over the fair value of 
the acquired assets, liabilities, and contingent liabilities and is recognized as an asset under 
intangible assets. For each business combination, TORM elects whether to measure the non-
controlling interests in the acquiree at fair value or at the proportionate share of the acquiree’s 
identifiable net assets. Acquisition-related costs are expensed as incurred and included in 
administrative expenses. Goodwill is not amortized as it is considered to have an indefinite useful 
life, but the recoverable amount of goodwill is assessed annually. For impairment testing purposes, 
goodwill is on initial recognition allocated to the cash generating unit expected to benefit from the 
synergies of the combination. If the recoverable amount of the cash generating unit is less than 
the carrying amount of the unit, the impairment loss is first allocated to reduce the carrying 
amount of any goodwill allocated to the unit and then to the other assets of the unit pro-rata on 
the basis of the carrying amount of each asset in the unit. An impairment loss for goodwill is not 
reversed in a subsequent period. 

Other intangible assets 
Other intangible assets consist of software as well as scrubber test facility development costs and 
customer list acquired in connection with the Marine Exhaust Technology A/S acquisition. Other 
intangible assets are measured at cost less accumulated amortization and impairment losses. 
Other intangible assets are considered as having finite useful lives and are amortized on a straight-
line basis over:  

•  Software: 3 years  
•  Scrubber test facility: 2 years  
•  Customer list: 7 years 

USDm 

Land and buildings 

Cost: 

Balance as of 01 January 

Exchange rate adjustment 

Additions 

Additions from business combinations 

Disposals 

Balance as of 31 December 

Depreciation: 

Balance as of 01 January 

Exchange rate adjustment 

Disposals 

Depreciation for the year 

Balance as of 31 December 

2022 

2021 

2020 

10.9  

-0.3  

  0.3  

 1.1  

 - 

12.0  

6.1  

-0.2  

 - 

  2.3  

  8.2  

  11.7  

 -0.1  

0.1  

 - 

-0.8  

10.9  

  4.6  

 - 

-0.8  

  2.3  

6.1  

10.4  

 - 

1.3  

 - 

 - 

  11.7  

  2.3  

 - 

 - 

  2.3  

  4.6  

Carrying amount as of 31 December 

  3.8  

  4.8  

7.1  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

145 

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
NOTE 8 - continued 

NOTE 8 - continued 

USDm 

Vessels and capitalized dry-docking 

Cost: 

Balance as of 01 January 

Additions 

Disposals 

Transferred from prepayments 

Transferred to assets held for sale 

Balance as of 31 December 

Depreciation: 

Balance as of 01 January 

Disposals 

Depreciation for the year 

Transferred to assets held for sale 

Balance as of 31 December 

Impairment: 

Balance as of 01 January 

Impairment losses on tangible fixed assets¹⁾ 
Transferred to assets held for sale 

2022 

2021 

2020 

USDm 

2022 

2021 

2020 

Prepayments on vessels 

Cost: 

  2,443.3  

 2,160.1  

  2,064.2  

Balance as of 01 January 

77.2  

  290.3  

 102.5  

Additions 

  -14.2  

55.1  

-40.9  

  78.6  

-29.8  

Transferred to vessels 

  148.1  

Balance as of 31 December 

  -140.2  

-44.8  

  -124.9  

2,421.2  

  2,443.3  

 2,160.1  

Carrying amount as of 31 December 

12.0  

43.1  

12.0  

  78.6  

  95.0  

65.1  

  -55.1  

 -78.6  

-148.1  

  - 

  - 

12.0  

12.0  

12.0  

12.0  

475.0  

  406.2  

  360.6  

During the year, borrowing costs of USD nil (2021: 0.6m, 2020: nil) have been capitalized. The 
capitalization rate in 2021 was 3.7% and in 2020: 0.0%. 

  -14.2  

 133.7  

 -50.7  

543.8  

  30.5  

  2.7  

-11.7  

-40.9  

-29.8  

 126.2  

  118.4  

 -16.5  

475.0  

-43.0  

406.2  

31.4  

  4.6  

-5.5  

  28.8  

  11.1  

-8.5  

31.4  

USDm 

Other plant and operating equipment 

Cost: 

Balance as of 01 January 

Exchange rate adjustment 

Additions 

Additions from business combinations 

Disposals 

Transfers  

Balance as of 31 December 

21.5  

  30.5  

Carrying amount as of 31 December 

1,855.9  

 1,937.8  

 1,722.5  

¹⁾ For additional information regarding impairment considerations, please refer to Note 10. 

Included in the carrying amount for “Vessels and capitalized dry-docking” are capitalized dry-
docking costs in the amount of USD 50.1m (2021: USD 65.9m, 2020: USD 66.1m). 

Included in the carrying amount for “Vessels and capitalized dry-docking” are vessels on short-
term time charter leases (as lessor) in the amount of USD 13.7m (2021: 398.8m, 2020: 
488.2m). Please refer to Note 22 for expected redelivery of the vessels. 

Depreciation: 

Balance as of 01 January 

Exchange rate adjustment 

Disposals 

Depreciation for the year 

Transfers  

Balance as of 31 December 

  3.0  

-0.2  

-0.6  

  2.8  

 -0.1  

  4.9  

 0.8  

 -0.1  

 -0.1  

  2.4  

 - 

  3.0  

Balance as of 31 December 

10.5  

  9.3  

Carrying amount as of 31 December 

  5.6  

  6.3  

  6.8  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

146 

2022 

2021 

2020 

  9.3  

-0.2  

 0.8  

1.6  

-0.7  

-0.3  

  7.6  

 -0.1  

1.9  

 - 

 -0.1  

 - 

8.1  

 - 

  3.8  

 - 

-4.3  

 - 

  7.6  

  3.8  

 - 

-4.2  

1.2  

 - 

  0.8  

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
NOTE 8 - continued 

NOTE 8 - continued 

For information on assets provided as collateral security, please refer to Note 20. Please refer to 
Note 10 for information on impairment testing. 

The depreciation expense related to “Other plant and operating equipment” of USD 2.8m relates 
to “Administrative expense” (2021: USD 2.4m, 2020: USD 1.2m). Depreciation and impairment 
losses on tangible fixed assets on “Vessels and capitalized dry-docking” relate to operating 
expenses. 

At subsequent dry-dockings, the costs comprise the actual costs incurred at the dry-docking yard. 
Dry-docking costs may include the cost of hiring crews to carry out replacements and repairs, the 
cost of parts and materials used, the cost of travel, lodging and supervision of Company personnel 
as well as the cost of hiring third-party personnel to oversee a dry-docking. Dry-docking activities 
include, but are not limited to, the inspection, service on turbocharger, replacement of shaft seals, 
service on boiler, replacement of hull anodes, applying of anti-fouling and hull paint, steel repairs 
as well as refurbishment and replacement of other parts of the vessel. 

Accounting policies 
Vessels 
Vessels consist of owned vessels and leased vessels. The accounting policy for leased vessels is 
specified under “Leases”. Owned vessels are measured at cost less accumulated depreciation and 
accumulated impairment losses. Costs comprise acquisition costs and costs directly related to the 
acquisition up until the time when the asset is ready for use, including interest expenses incurred 
during the period of construction. All major components of vessels (scrubbers, etc.) except for 
dry-docking costs are depreciated on a straight-line basis to the estimated residual value over 
their estimated useful life, which TORM estimates to be 25 years for newbuildings. TORM 
considers that a 25-year depreciable life is appropriate and consistent with what is used by other 
shipowners with comparable tonnage. Depreciation is based on costs less the estimated residual 
value. Residual value is estimated as the lightweight tonnage of each vessel multiplied by the scrap 
value per ton. The useful life and the residual value of the vessels are reviewed at least at each 
financial year-end based on market conditions, regulatory requirements, and TORM’s business 
plans. 

TORM also evaluates the carrying amounts to determine if events have occurred which indicate 
impairment and would require a modification of the carrying amounts at the reporting date. 
Prepayment on vessels is measured at costs incurred. 

Dry-docking 
Approximately every 24 and 60 months, depending on the nature of work and external 
requirements, the vessels are required to undergo planned dry-dockings for replacement of certain 
components, major repairs, and major maintenance of other components, which cannot be carried 
out while the vessels are operating. These dry-docking costs are capitalized and depreciated on a 
straight-line basis over the estimated period until the next dry-docking. The residual value of such 
components is estimated at nil. The useful life of the dry-docking costs is reviewed at least at each 
financial year-end based on market conditions, regulatory requirements, and TORM’s business 
plans. A portion of the cost of acquiring a new vessel is allocated to the components expected to 
be replaced or refurbished at the next dry-docking. Depreciation thereof is carried over the period 
until the next dry-docking. For newbuildings, the initial dry-docking asset is estimated based on 
the expected costs related to the first-coming dry-docking, which again is based on experience 
and history of similar vessels. For second-hand vessels, a dry-docking asset is also segregated and 
capitalized separately, taking into account the normal docking intervals of the vessels. 

Prepayments on vessels 
Prepayments consist of prepayments related to newbuilding contracts for vessels not yet 
delivered and include the share of borrowing costs directly attributable to the acquisition of the 
underlying vessel. When a vessel is delivered, the prepaid amount is reallocated to the financial 
statement line “Vessels and capitalized dry-docking”. 

Land and buildings and other plant and operating equipment 
Land and buildings and other plant and operating equipment consist of leaseholds regarding office 
buildings, leasehold improvements, company cars, IT equipment, and software and is measured at 
historical cost less accumulated depreciation and any impairment loss. Any subsequent cost is 
included in the asset’s carrying amount or recognized as a separate asset only when it is probable 
that future economic benefits are associated with the item and the cost of the item can be 
measured reliably. Depreciation is based on the straight-line method over the estimated useful life 
of the assets. The current estimates are: 

• 

Land and buildings  
•  Office buildings: Over the shorter of the remaining leasing term and the estimated useful 

• 

life 
Leasehold improvements: Over the shorter of the remaining leasing term and the 
estimated useful life 

•  Other plant and operating equipment 

IT equipment: 3–5 years 

•  Company cars: Over the lease term, typically 3 years 
• 
•  Software: 3–5 years 
•  Other equipment 3–15 years 

The depreciation commences when the asset is available for use, i.e. when it is in the location and 
condition necessary for it to be capable of operating in the manner intended by Management. For a 
right-of-use asset, depreciation commences at the commencement date of the lease.  

Assets held for sale 
Assets are classified as held-for-sale if the carrying amount will be recovered principally through a 
sales transaction rather than through continuing use. This condition is regarded as met only  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

147 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 8 - continued 

NOTE 9 - continued 

when the asset is available for immediate sale in its present condition subject to terms which are 
usual and customary for sales of such assets, and when its sale is highly probable. Management 
must be committed to the sale, which should be expected to qualify for recognition as a completed 
sale within one year from the date of classification.  

Assets held for sale mainly refer to vessels being sold and are measured at the lower of their 
previous carrying amount and fair value less costs to sell. Gains are recognized on delivery to the 
new owners in the income statement in the item “Profit from sale of vessels”. Anticipated losses 
are recognized at the time when the asset is classified as held-for-sale in the item “Impairment 
losses on tangible and intangible assets”. 

NOTE 9 – LEASING 

TORM leases office buildings, some vehicles, and other administrative equipment. Except for short-
term leases and leases of low-value assets, each lease is reflected on the balance sheet as a right-
of-use asset with a corresponding lease liability. The right-of-use assets are included in the financial 
statement line item in which the corresponding underlying assets would be presented if they were 
owned. Please refer to Note 8. 

USDm 

Cost: 

Balance as of 01 January 2021 

Exchange rate adjustments 

Additions 

Disposals 

Balance as of 31 December 2021 

Depreciation: 

Balance as of 01 January 2021 

Disposals 

Depreciation for the year 

Balance as of 31 December 2021 

Other plant 
and 
operating 
equipment 

Land and 
buildings 

  11.7  

 -0.1  

0.1  

-0.8  

10.9  

  4.6  

-0.8  

  2.3  

6.1  

 0.6  

 - 

  0.2  

 -0.1  

  0.7  

  0.4  

 -0.1  

  0.2  

  0.5  

As of 31 December 2022, TORM had recognized the following right-of-use assets: 

Carrying amount as of 31 December 2021 

  4.8  

  0.2  

USDm 

Cost: 

Balance as of 01 January 2022 

Exchange rate adjustments 

Additions 

Additions from business combinations 

Disposals 

Balance as of 31 December 2022 

Depreciation: 

Balance as of 01 January 2022 

Exchange rate adjustment 

Disposals 

Depreciation for the year 

Balance as of 31 December 2022 

Other plant 
and 
operating 
equipment 

Land and 
buildings 

  10.9  

 -0.3  

 0.3  

1.1  

 - 

  12.0  

  6.1  

 -0.2  

 - 

 2.3  

 8.2  

 0.7  

 - 

  0.1  

 0.9  

 -0.4  

  1.3  

 0.5  

 - 

 -0.3  

 0.2  

 0.4  

USDm 

Cost: 

Balance as of 01 January 2020 

Additions 

Disposals 

Balance as of 31 December 2020 

Depreciation: 

Balance as of 01 January 2020 

Disposals 

Depreciation for the year 

Balance as of 31 December 2020 

Carrying amount as of 31 December 2020 

Vessels and 
capitalized 
dry- 
docking  

Other plant 
and 
operating 
equipment 

Land and 
buildings 

  42.4  

 - 

 -42.4  

10.4  

1.3  

 - 

 0.6  

 - 

 - 

  - 

  11.7  

  0.6  

15.5  

-17.1  

1.6  

  - 

  - 

  2.3  

 - 

  2.3  

  4.6  

  0.2  

 - 

  0.2  

  0.4  

7.1  

  0.2  

Carrying amount as of 31 December 2022 

 3.8  

 0.9  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

148 

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
NOTE 9 - continued 

NOTE 9 – continued 

The sale and leaseback transactions relating to vessels were all classified as financing 
arrangements prior to implementation of IFRS 16 and did not result in derecognition of the 
underlying assets as control was retained by the Group. During 2020, the vessels were disposed 
of. 

The table below describes the nature of the Group’s leasing activities by type of right-of-use assets 
recognized on the balance sheet as of 31 December 2022: 

No. of right-of-use assets leased 

Range of remaining term 

Average remaining lease term 

No. of leases with extension options 

No. of leases with options to purchase 

No. of leases with termination options 

Other plant 
and 
operating 
equipment 

Land and 
buildings 

 16  

20  

 0 - 6 years  

 0 - 4 years  

 1.8 years  

 1.8 years  

 12  

 - 

 10  

  9  

 1  

 13  

Lease liabilities regarding right-of-use assets are included on the balance sheet under 
“Borrowings”.  

USDm 

2022 

2021 

2020 

Maturity analysis - contractual undiscounted cash flow 

Less than one year 

One to five years  

More than five years 

Total undiscounted lease liabilities as of 31 December 

Lease liabilities included under “Borrowings” as of 31 
December 

Non-current 

Current 

  2.7  

  2.6  

 - 

  5.3  

  2.8  

  3.0  

0.1  

  5.9  

  2.8  

  5.9  

0.1  

  8.8  

  5.0  

  5.6  

  8.3  

  2.5  

  2.5  

  3.7  

1.9  

  6.2  

2.1  

Extension and termination options are included in several leases in order to optimize operational 
flexibility in terms of managing contracts. The lease term determined by TORM is the non-
cancellable period of a lease, together with any extension/termination options if these are/are not 
reasonably certain to be exercised. 

Lease payments not recognized as a liability 
TORM has elected not to recognize a lease liability for short-term leases (leases of an expected 
term of 12 months or less) or for leases of low-value assets. Payments made under such leases 
are expensed on a straight-line basis. The expenses relating to payments not recognized as a lease 
liability are insignificant. 

Cash outflow for leases 
The total cash outflow for leases amounts to USD 2.7m (2021: USD 2.8m, 2020: UDS 2.3m). 

Accounting policies 
TORM assesses whether a contract is or contains a lease at inception of the contract and 
recognizes right-of-use assets and corresponding lease liabilities at the lease commencement 
date, except for short-term leases and leases of low value. For these leases, TORM recognizes the 
lease payments as an operating expense on a straight-line basis over the term of the lease.  

Agreements to charter in vessels and to lease land and buildings and other plant and operating 
equipment for which TORM substantially has the control are recognized on the balance sheet as 
right-of-use assets and initially measured at cost, which comprises the initial amount of the lease 
liabilities adjusted for any lease payments made at or before the commencement date. 
Subsequently the right-of-use assets are measured at cost less accumulated depreciation and 
impairment losses. The right-of-use assets are depreciated and written down under the same 
accounting policy as the assets owned by the Company or over the lease period depending on the 
lease terms. 

The corresponding lease obligation is recognized as a liability in the balance sheet under 
“Borrowings” and initially measured at the present value of the lease payments that are not paid at 
the commencement date. The Company uses its incremental borrowing rate at the lease 
commencement date because the interest rate implicit in the lease is not readily determinable. 
Subsequently lease liabilities are measured at amortized cost using the effective interest method, 
where the lease liabilities are remeasured when there is a change in future lease payments.  

Leases to charter out vessels are classified as operating leases as the leases are short-term in 
nature and usually less than one year. Chartered-out vessels are presented as part of Vessels and 
capitalized dry-docking. Please refer to Note 6. The lease income is recognized in the income 
statement on a straight-line basis over the lease term. 

Following a sale transaction, for agreements to immediately charter in the related vessels (sale and 
leaseback) but for which TORM maintains substantially all the risks and rewards incidental to 
economic ownership including repurchase options at lower value that the initial sales price, the 
proceeds received are presented as a financial liability in “Borrowings”. No gain or loss is recorded, 
and the asset remains recognized on the balance sheet under Vessels and capitalized dry-docking. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

149 

 
 
 
 
 
 
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
NOTE 10 – IMPAIRMENT TESTING 

NOTE 10 - continued 

Following the acquisition of Marine Exhaust Technology A/S and the 2022 disposal of the two 
remaining Handysize vessels, the Management of TORM has assessed that TORM has two CGUs 
being the Main Fleet and the Marine Exhaust cash-generating unit. 

Based on this review, Management concluded that as of 31 December 2022 assets within the 
Main Fleet were not impaired as fair value less costs of disposal exceeded the carrying amount by 
USD 784m. 

As of 31 December 2022, Management tested the carrying amount of the Main Fleet and the 
Marine Exhaust investment for impairment as further set out below.  

Tanker segment 
31 December 2022 
As of 31 December 2022, the assessment of the recoverable amount of the Main Fleet is based 
on the fair value less cost of disposal of the vessels. The Main Fleet is comprised of TORM’s LR1, 
LR2 and MR vessels, which are operated collectively as a combined internal pool, employed 
principally in the spot market and actively managed to meet the needs of our customers in that 
market, particularly regarding the location of vessels meeting required specifications. All vessels in 
the Main Fleet can handle multiple sizes of refined oil cargos and sail all seas and oceans, over both 
short and long distances. Given the technical specifications and capacity of the vessels, the Main 
Fleet is relatively homogenous with a very high degree of interoperability. The Main Fleet includes 
the 2021 acquired MR vessels with chemical trading capability, which are operated as all other 
product tanker vessels. 

The recoverable amount of the Main Fleet as of 31 December 2022 amounts to USD 2,647m, 
and is based on the market approach which considers the valuations from two internationally 
acknowledged shipbrokers with appropriate qualifications and recent experience in the valuation 
of vessels. The shipbrokers’ primary input is deadweight tonnage, yard, and age of the vessel. The 
fair value assumes that the vessels are in good and seaworthy condition and with prompt, charter-
free delivery. The fair value less costs of disposal of the vessels is determined to be within Level 3 
of the fair value hierarchy. 

We have assessed the impact from climate changes and the potential adverse impact on vessel 
values, however, no specific adjustments in this respect have been reflected in the impairment 
testing of the Main Fleet given the recoverable amount has been based on the fair value less costs 
of disposal. Further discussion can be found in the Audit Committee Report, page 91 and TCFD, 
pages 75-77. We continue to monitor the development closely, and we continuously work on 
more specific plans for our ambition to have zero CO2 emissions from operating our fleet by 2050, 
which may impact our impairment testing in the future. 

Impairments recognized during 2022 of USD 2.7m (2021: USD 4.6m) as set out in Note 8 relate 
to the disposal of individual vessels during the year. The recoverable amount of the vessels was 
based on fair value less costs of disposal, which amounted to USD 31.8m. The fair value was 
based on sales price less transaction costs (fair value hierarchy level 2). 

31 December 2021 and 31 December 2020 
As of 31 December 2021and 2020, the assessment of the recoverable amount of the Tanker 
Fleet was based on the value in use for the Main Fleet and Handysize CGUs. The results of 
impairment testing were summarized as follows: 

Impairment losses 
and (reversals) 

Discount rate 
applied 

Recoverable 
amount 

Excess values 
(value in use over 
carrying amount) 

2021 

2020 

2021 

2020 

2021 

2020 

2021 

2020 

CGU 

 USDm  

 USDm  

Main Fleet 

Handysize ¹⁾ 

Total 

 -  

 -  

 -  

 -  

5.5  

5.5  

 %  

6.7  

6.7  

 %  

 USDm  

 USDm  

 USDm  

 USDm  

7.0  

  2,276   1,747 

269  

7.0  

26  

27  

- 

   2,302   1,774  

269  

8  

- 

8  

¹⁾ Comprising two product tankers with a cargo carrying capacity of 35,000–37,000 dwt, these smaller vessels 

are typically used in shorter and coastal trade routes, including transportation of various clean petroleum 
products within Europe and in the Mediterranean. 

The impairment test was sensitive to reasonably possible changes in key assumptions.  

Key assumptions used in the determination of value in use 
The assessment of the value in use of each CGU was based on the net present value of the 
expected future cash flows. The freight rate estimates in the period 2022-2024 was based on 
TORM’s business plans. Beyond 2024, the freight rates was based on TORM’s 10-year historical 
average rates, adjusted for expected inflation of 2% in line with US Federal Reserve and ECB 
target over the medium term. TORM believed that the approach used for long-term rates 
appropriately reflected the cyclical nature of the shipping industry and was the most reliable 
estimate for periods beyond those included in its three-year business plan.  

TORM’s business plans for 2022-2024 and beyond also included the anticipated benefit arising 
from the installation of scrubbers on certain of the Group’s vessels (the “scrubber premium”). This 
is based on current market differentials between the cost of heavy and low-sulphur fuel oil. 

As part of determining fair value, the impact of climate changes and the climate agenda on the 
global oil demand, emission regulations, and operating expenses, etc. was considered with  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

150 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 10 - continued 

NOTE 10 - continued 

focus on the short to medium term implications and our commitment to reduce CO2 emissions by 
40% by 2025 and 45% by 2030. However, no adverse impact of climate changes was anticipated 
in impairment testing our current fleet. We continue to monitor the development closely and are 
working on more specific plans for our ambition to have zero CO2 emissions from operating our 
fleet by 2050, which may impact our impairment testing in the future. 

The discount rate used in the value in use calculation was based on a Weighted Average Cost of 
Capital (WACC) of 6.7% as of 31 December 2021 (2020: 7.0%, 2019: 7.5%). WACC was 
calculated by using a standard WACC model in which cost of equity, cost of debt and capital 
structure were the key parameters. 

As of 31 December 2021, the 10-year historical average spot freight rates used in the value in 
use calculation were as follows: 

LR2: USD/day 19,111 (2020: USD/day 18,884, 2019: USD/day 17,986) 
• 
• 
LR1: USD/day 17,856 (2020: USD/day 17,443, 2019: USD/day 17,060) 
•  MR: USD/day 16,044 (2020: USD/day 16,076, 2019: USD/day 15,802) 
•  Handysize: USD/day 13,208 (2020: USD/day 13,435, 2019: USD/day 13,601) 

Operating expenses and administrative expenses were estimated based on TORM's business plans 
for the period 2022-2024. Beyond 2024, operating expenses were adjusted for 2% inflation 
(2020: 2%), and administrative expenses were adjusted for 2% inflation (2020: 2%) in line with 
US Federal Reserve and ECB target over the medium term. 

The product tankers were expected to generate normal income for 25 years from delivery from the 
shipyard. Given the current age profile of the Tanker Fleet, the average remaining life would be 
approximately 14 years (2020: approximately 15 years). The estimated residual value of the 
vessels was based on TORM’s green recycling policy. 

The impairment test was sensitive to reasonably possible changes in the key assumptions, which 
may result in future impairments. These were related to the future development in freight rates, 
the WACC applied as discounting factor in the calculations, and the development in operating 
expenses. All other things being equal, the sensitivities to the value in use have been assessed as 
follows: 

•  An increase/decrease in the tanker freight rates of USD/day 1,000 would result in an 

increase/decrease in the value in use of USD 285m and USD 6m for the Main Fleet and the 
two Handysize vessels, respectively 

As outlined above, the impairment test has been prepared on the basis that the Company will 
continue to operate its vessels as a fleet in the current setup.  

The fair value based on broker values for vessels in the Main Fleet including the order book and 
leased vessels was USD 1,892m (2020: USD 1,577m), which is USD 72m below the carrying 
amount (2020: which was USD 245m below the carrying amount). The fair value based on broker 
values for the Handysize vessels was 21m (2020: USD 22m), which is USD 3m below the carrying 
amount (2020: which was USD 10m below the carrying amount). 

Marine exhaust segment 
31 December 2022 
As of 31 December 2022, the assessment of the recoverable amount of the Marine Exhaust cash-
generating unit is based on value in use. The result of the impairment test showed an excess value 
of USD 3.2m compared to the carrying amount. No impairment of goodwill was recognized as of 
31 December 2022. 

Key assumptions used in the determination of value in use 
The value in use is calculated based on future cash flows using a five-year budget period from 
2023-2027. The future cash flows are based on the budget for 2023, assuming no growth in 
sales. Cost of goods sold is calculated using the gross margins from the 2023 budget. The gross 
margins are assumed to be constant in the budget period. Operating costs are based on the 2023 
budget and are being inflated in the forecast period with the assumed inflation rates of 2-3% p.a. 
Cash levels are assumed constant in the forecast period, investments in non-current assets are 
USD 0.3m in 2023 and zero afterwards, and lastly, leasing liabilities are assumed constant. The 
terminal value extending beyond 2027 are based on a continuation of beforementioned 
parameters.  

The discount rate used in the value in use calculation was based on a Weighted Average Cost of 
Capital (WACC) of 10.8% as of 31 December 2022 (2021: n/a). The WACC was calculated by 
using a standard WACC model in which cost of equity, cost of debt and capital structure were the 
key parameters. 

The impairment test was sensitive to reasonably possible changes in the key assumptions, which 
may result in future impairments. These were related to the future development in sales across all 
revenue segments. All other things being equal, the sensitivities to the value in use have been 
assessed as follows: 

•  An increase/decrease in the total sales of 10.0% would result 2023 and onwards an 

•  An increase/decrease in WACC of 1.0% would result in an increase/decrease in the value in 

increase/decrease in the value in use of USD 3.8m.  

use of approx. USD 148-167m and USD 2m for the Main Fleet and the two Handysize vessels, 
respectively 

•  An increase/decrease in operating expenses of 10.0% would result in a decrease/increase in 
the value in use of USD 201m and USD 4m for the Main Fleet and the two Handysize vessels, 
respectively 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

151 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 10 - continued 

Accounting policies 
Impairment of assets 
Non-current assets are reviewed at the reporting date to determine any indication of impairment 
including a significant decline in either the assets’ market value, increase in market rates of return, 
or in the cash flows expected to be generated by the fleet. At least annually, or if impairment 
indicator(s) exists, an impairment test on a CGU level will be performed. A CGU is determined as 
the smallest group of assets that generates independent cash inflows. An asset/CGU is impaired if 
the recoverable amount is below the carrying amount.  

The recoverable amount of the CGU is estimated as the higher of fair value less costs of disposal 
and value in use. The value in use is the present value of the future cash flows expected to be 
derived from a CGU, utilizing a pre-tax discount rate that reflects current market estimates of the 
time value of money and the risks specific to the unit for which the estimates of future cash flows 
have not been adjusted. If the recoverable amount is less than the carrying amount of the cash 
generating unit, the carrying amount is reduced to the recoverable amount. 

The impairment loss is recognized immediately in the income statement. Where an impairment 
loss subsequently reverses, the carrying amount of the CGU is increased to the revised estimate of 
the recoverable amount, but so that the increased carrying amount does not exceed the carrying 
amount that would have been determined, had no impairment loss been recognized in prior years. 

For the purpose of assessing impairment, assets, time charter and bareboat contracts are grouped 
at the lowest levels at which impairment is monitored for internal management purposes.  

NOTE 11 – LOAN RECEIVABLES 

USDm 

Loan receivables 

Cost: 

Balance as of 01 January 

Balance as of 31 December 

Expected credit loss: 

Balance as of 01 January 

Balance as of 31 December 

2022 

2021 

2020 

 4.7  

 4.7  

 4.7  

 4.7  

 4.7  

 4.7  

  0.1  

  0.1  

  0.1  

  0.1  

  0.1  

  0.1  

Carrying amount as of 31 December 

 4.6  

 4.6  

 4.6  

The loans were issued as part of sale and lease back transactions in 2019 for two MR vessels. The 
loans will mature in 2026 and have an interest rate applicable fixed at 1% per annum. 

Expected credit loss is recognized based on the 12-month expected credit losses. 

Accounting policies 
Loan receivables 
Loan receivables are initially recognized on the balance sheet as fair value less transaction costs. 
After initial recognition, loan receivables are measured at amortized cost. Amortized cost is 
defined as the amount initially recognized reduced by principal repayments and allowances for the 
expected credit loss (ECL). 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

152 

NOTE 12 – FINANCIAL ITEMS 

NOTE 13 – TRADE RECEIVABLES 

USDm 

Financial income 

Interest income from cash and cash equivalents, 
including restricted cash ¹⁾ 

Total 

Financial expenses 

Interest expenses on borrowings ¹⁾ 
Financial expenses arising from lease liabilities regarding 
right-of-use assets 

Exchange rate adjustments, including loss from forward 
exchange rate contracts  

Commitment fee 

Amortization of interest rate swaps 

Ineffectiveness on interest rate swaps 

Other financial expenses 

Total 

2022 

2021 

2020 

USDm 

2022 

2021 

2020 

Analysis as of 31 December of trade receivables:  

Gross trade receivables: 

4.0  

4.0  

0.2  

0.2  

0.5  

0.5  

Not due 

Due < 30 days  

48.5  

40.0  

45.6  

Due between 30 and 180 days  

Due > 180 days 

Total gross 

0.2  

0.3  

 1.5  

Allowance for expected credit loss 

Total net 

  122.3  

  52.1  

 76.8  

  14.2  

 265.4  

 5.9  

 259.5  

 43.4  

  17.9  

 23.2  

 2.6  

  87.1  

  3.1  

 84.0  

  17.9  

  10.8  

 23.7  

  12.0  

 64.4  

 5.8  

 58.6  

0.5  

0.6  

2.4  

-3.6  

0.2  

48.8  

0.5  

  1.1  

 1.4  

 -1.2  

0.3  

42.4  

 1.0  

 1.5  

- 

- 

0.3  

49.9  

Management makes allowance for expected credit loss based on “the simplified approach” 
according to IFRS 9 to provide for expected credit losses, which permits the use of the lifetime 
expected loss provision for all trade receivables. Expected credit loss for receivables overdue more 
than 180 days is 25%-100%, depending on the category of the receivable. Expected credit loss 
for receivables overdue more than one year is 100%. 

Movements in provisions for impairment of freight receivables during the year are as follows: 

Total financial items 

-44.8  

-42.2  

-49.4  

USDm 

¹⁾ Interest for financial assets and liabilities not at fair value through profit and loss. 

Allowance for expected credit loss 

Accounting policies 
Financial income 
Financial income comprises interest income, realized and unrealized exchange rate gains relating 
to transactions in currencies other than the functional currency, realized gains from other equity 
investments and securities, unrealized gains from securities, dividends received, and other 
financial income. Interest is recognized in accordance with the accrual basis of accounting 
considering the effective interest rate. Dividends from other investments are recognized when the 
right to receive payment has been decided, which is typically when the dividend has been declared 
and can be received without conditions. 

Financial expenses 
Financial expenses comprise interest expenses, financing costs of leases liabilities, realized and 
unrealized exchange rate losses relating to transactions in currencies other than the functional 
currency, realized losses from other equity investments and securities, unrealized losses from 
securities, and other financial expenses including payments under interest rate hedge 
instruments. Interest is recognized in accordance with the accrual basis of accounting considering 
the effective interest rate. 

Balance as of 01 January 

Provisions for the year 

Provisions reversed during the year 

Balance as of 31 December 

2022 

2021 

2020 

  3.1  

 3.4  

  -0.6  

 5.9  

 5.8  

 0.7  

  -3.4  

  3.1  

 3.7  

  3.1  

-1.0  

 5.8  

Allowance for expected credit loss of trade receivables has been recognized in the income 
statement under “Port expenses, bunkers, commissions, and other costs of goods sold”. 

Allowance for expected credit loss of trade receivables is calculated using an ageing factor as well 
as specific customer knowledge and is based on a provision matrix on days past due. 

All allowance for expected credit loss relates to receivables due > 180 days. 

Accounting policies 
Receivables 
Outstanding trade receivables and other receivables which are expected to be realized within 12 
months from the balance sheet date are classified as “Trade receivables” or “Other receivables” 
and presented as current assets. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

153 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
  
  
  
  
  
  
 
 
 
  
  
  
 
 
 
 
 
NOTE 13 - continued 

Receivables are, at initial recognition, measured at their transaction price less allowance for 
expected credit losses over the lifetime of the receivable and are subsequently measured at 
amortized cost adjusted for changes in expected credit losses. Derivative financial instruments 
included in other receivables are measured at fair value. 

Expected credit losses 
Expected credit losses are, at initial recognition, determined using an ageing factor as well as a 
specific customer knowledge such as customers’ ability to pay, considering historical information 
about payment patterns, credit risks, customer concentrations, customer creditworthiness as well 
as prevailing economic conditions. The estimates are updated subsequently, and if the debtor’s 
ability to pay is becoming doubtful, expected credit losses are calculated on an individual basis. 
When there are no reasonable expectations of recovering the carrying amount, the receivable is 
written off in part or entirely. 

NOTE 14 – OTHER RECEIVABLES 

USDm 

Derivative financial instruments 

Escrow accounts 

Other 

Balance as of 31 December 

2022 

 55.3  

  14.9  

 3.8  

  74.0  

2021 

 8.3  

 27.4  

 4.3  

  40.0  

2020 

 4.5  

  14.9  

 5.5  

  24.9  

No significant other receivables are past due or credit impaired.  

The carrying amount is a reasonable approximation of fair value due to the short-term nature of 
the receivables. Please refer to Note 25 for further information on fair value hierarchies. 

NOTE 16 – TAX 

USDm 

Tax for the year 

Current tax for the year 

Adjustments related to previous years 

Adjustment of deferred tax 

Income tax charge for the year 

Tonnage tax charge for the year 

Total 

2022 

2021 

2020 

 0.5  

-0.1  

  -7.3  

  -6.9  

  1.0  

  -5.9  

 0.6  

-0.1  

-0.1  

 0.4  

 0.9  

  1.3  

 0.4  

  0.1  

 - 

 0.5  

 0.9  

  1.4  

Adjustment of deferred tax of USD 7.3m for the year ended 31 December 2022 primarily consists 
of the recognition of deferred tax assets for unused tax credits for charges subject to the 
corporate interest restriction and for carried forward losses, which now qualify for recognition as a 
result of the deferred tax liability related to the unrealized gain on interest swaps.   

The majority of the Group's taxable income is located in Denmark, and therefore the majority of 
the tax base is subject to Danish tax legislation. As such, the Group has elected to participate in 
the Danish tonnage tax scheme; the participation is binding until 31 December 2024. The Group 
expects to participate in the tonnage tax scheme after the binding period and, as a minimum, to 
maintain an investment and activity level equivalent to that at the time of entering the tonnage tax 
scheme. 

Under the Danish tonnage tax scheme, income and expenses from shipping activities are not 
subject to direct taxation, and accordingly, an effective rate reconciliation has not been provided, 
as it would not provide any meaningful information. Instead, the taxable income is calculated from: 
•  The net tonnage of the vessels used to generate the income from shipping activities 
•  A rate applicable to the specific net tonnage of the vessels based on a sliding scale 

Corporate income tax is primarily levied on the Group’s non-vessel-related activities. The effective 
tax rate of the Group is -1% (2021: 3.3%, 2020 1.6%). Net deferred tax liability in relation to 
entities outside the tonnage tax regime amounts to USD 5.5m. 

USDm 

2022 

2021 

2020 

NOTE 15 – PREPAYMENTS 

USDm 

Prepaid insurance payments 

Prepaid bareboat hire 

Prepaid customer contract assets 

Other prepayments 

Balance as of 31 December 

2022 

2021 

2020 

 - 

  3.0  

  3.0  

  4.0  

 10.0  

 0.8  

  0.4  

  2.0  

  2.4  

5.6  

  0.7  

  0.3  

 - 

1.2  

2.2  

Deferred tax recognised in the balance sheet 

Deferred tax asset 

Deferred tax liabilities 

Deferred tax, net as of 31 December 

Balance as of 01 January 

Deferred tax for the year 

Deferred tax relating to changes in equity 

Additions from business combinations 

Other changes 

Balance as of 31 December 

 0.6  

-6.1  

  -5.5  

 0.6  

 7.3  

-13.2  

  -0.3  

  0.1  

  -5.5  

 0.7  

 - 

 0.6  

 0.3  

  0.1  

 - 

 - 

 0.3  

 0.7  

 0.3  

 - 

 0.3  

 - 

 - 

 - 

 - 

 0.3  

 0.3  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

154 

 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
NOTE 16 – continued 

NOTE 16 – continued 

The deferred tax asset is derived from prior-year losses and can only be utilized on taxable income 
arising from the same trade as when the tax losses were incurred. The tax value of tax loss carry 
forwards is included in deferred tax assets to the extent that these are expected to be utilized in 
future taxable income.  

Deferred tax 
Deferred tax is recognized in respect of temporary differences between the carrying amounts of 
assets and liabilities for financial reporting purposes and the amounts used for income tax 
purposes.  

As per December 2022, there are unused tax credits of USD 2.2m (2021: USD 13.5m) relating to 
prior year losses, as the utilization of these losses may not be used to offset taxable profit due to a 
high degree of uncertainty of future taxable profits.  

The deferred tax liability is derived from temporary differences between the accounting and tax 
values of derivative financial instruments of USD 13.2m and intangible assets of USD 0.3m.  

Deferred tax is calculated at the income tax rates which are expected to apply in the period when 
the liability is settled or the asset is realized, based on the laws which have been enacted or 
substantially enacted at the balance sheet date. The deferred tax is charged through the  
income statement except when it relates to other comprehensive income items. No deferred tax is 
recognized related to assets and liabilities, including vessels which are subject to tonnage tax. 

USDm 

2022 

2021 

2020 

Non-current tax liability related to held-over gains 

Balance as of 31 December 

 45.2 

 45.2  

 44.9  

The non-current tax liability related to held-over gains is the undiscounted income tax payable 
calculated on the realized gain on sale of vessels which came from corporate income taxation into 
the Danish tonnage tax scheme upon initial application in 2001 (the held-over gain reflected in the 
transition account under the Danish tonnage tax scheme). This tax liability will become payable, in 
part or in full, if the Danish owned fleet of vessels is significantly or fully disposed of, or if operated 
to end of useful life and sold for scrap.  

If TORM discontinues its participation in the Danish tonnage tax scheme, a deferred tax liability 
would arise in relation to the vessels held by the Group and taken out of the tonnage tax scheme. 
Management considers this to be a remote scenario. 

The Group operates in a wide variety of jurisdictions, in some of which the tax law is subject to 
varying interpretations and potentially inconsistent enforcement. As a result, there can be 
practical uncertainties in applying tax legislation to the Group's activities. Whilst the Group 
considers that it operates in accordance with applicable tax law, there are potential tax exposures 
in respect of its operations, the impact of which cannot be reliably estimated but could be 
material. 

Accounting policies 
Tax 
Tax expenses comprise the expected income tax charge for the year in accordance with IAS 12 as 
well as tonnage tax related to the Group’s vessels for the year. The income tax charge for the year 
includes adjustments relating to previous years and the change in deferred tax for the year. 
However, income tax relating to items in other comprehensive income is recognized directly in the 
statement of other comprehensive income. 

Income tax balances 
The expected income tax payable on the taxable profits for the year is classified as current tax in 
the balance sheet. Income taxes expected to fall due after more than one year are classified as 
non-current liabilities or assets in the balance sheet. Income tax is measured using tax rates 
enacted or substantially enacted at the balance sheet date and includes any adjustment to tax 
payable in respect of previous years. Current and non-current income tax balances are not 
discounted. 

NOTE 17 – COMMON SHARES AND TREASURY SHARES 

Common shares 

2022 

2021 

2020 

A-shares 

B-shares 

C-shares 

Total 

Nominal value 
per share 
(USD) 

Number of 
shares 

Number of 
shares 

Number of 
shares 

 0.01   82,311,299  

  81,233,269  

 74,855,929  

 0.01  

 0.01  

  1  

  1  

  1  

  1  

  1  

  1  

 82,311,301   81,233,271  

  74,855,931  

During the year, the share capital was increased by 1,078,030 A-shares with a nominal value of 
USD 10,780.30 in connection with exercises of Restricted Share Units leading to a total cash 
contribution of USD 8.0m. 

During 2021, the share capital was increased by 6,377,340 A-shares with a nominal value of 
USD 63,773.40. The total amount including share premium amounted to USD 57.9m. USD 
55.0m was a non-cash increase in conjunction with the acquisition of the eight Team Tanker 
vessels, and USD 2.9m was contributed in cash in connection with exercises of Restricted Share 
Units. 

During 2020, the share capital was increased by 107,681 A-shares with a nominal value of USD 
1,076.81 in connection with exercises of Restricted Share Units leading to a total cash 
contribution of USD 0.8m. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

155 

 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
NOTE 17 - continued 

The A-shares are listed on Nasdaq in Copenhagen and Nasdaq in New York and are publicly 
available for trading. Each A-share carries one vote at the General Meetings and gives the 
shareholders the right to dividends, liquidation proceeds, or other distributions. The A-shares carry 
no other rights or obligations. The B-share has one vote at the General Meetings, has no pre-
emption rights in relation to any issue of new shares of other classes, and carries no right to 
receive dividends, liquidation proceeds, or other distributions from TORM.  

The holder of the B-share has the right to elect one member to the Board of Directors (being the 
Deputy Chairman), up to three alternates as well as one Board Observer. The B-share cannot be 
transferred or pledged, except for a transfer to a replacement trustee. 

The C-share represents 350,000,000 votes at the General Meetings in respect of certain 
Specified Matters, including election of members to the Board of Directors (including the 
Chairman, but excluding the Deputy Chairman) and certain amendments to the Articles of 
Association proposed by the Board of Directors. The C-share has no pre-emption rights in relation 
to any issue of new shares of other classes and carries no right to receive dividends, liquidation 
proceeds, or other distributions from TORM. The C-share cannot be transferred or pledged, except 
to an affiliate of Njord Luxco. 

The B-share and the C-share are redeemable by TORM in the event that (i) TORM has received 
written notification from Njord Luxco (or its affiliates) that Njord Luxco and its affiliates (as defined 
in the Articles of Association) hold less than 1/3 in aggregate of TORM’s issued and outstanding 
shares, (ii) five business days have elapsed from the Board of Directors’ receipt of such written 
notice either without any Board member disputing such notice or with at least 2/3 of the Board 
members confirming such notice, and (iii) both of the B-share and the C-share are redeemed at 
the same time. 

Treasury shares 

Number of shares ('000) 

Balance as of 01 January 

Additions 

Balance as of 31 December 

Nominal value USD '000 

Balance as of 01 January 

Additions 

Balance as of 31 December 

2022 

2021 

2020 

 493.4  

 493.4  

  312.9  

 - 

- 

  180.5  

493.4 

493.4 

493.4 

2022 

2021 

2020 

 4.9  

 - 

4.9 

 4.9  

- 

4.9 

  3.1  

  1.8  

4.9 

NOTE 17 – continued 

Treasury shares - continued 

Percentage of share capital 

Balance as of 01 January 

Additions 

Dilution due to capital increases 

Balance as of 31 December 

2022 

2021 

2020 

0.6% 

0.7% 

 - 

- 

0.6% 

- 

-0.1% 

0.6% 

0.4% 

0.2% 

0.1% 

0.7% 

The total consideration during the year for the treasury shares was USD 0.0m (2021: USD 0.0m, 
2020: USD 1.3m). As of 31 December 2022, the Company's holding of treasury shares 
represented 493,371 shares (2021: 493,371 shares, 2020: 493,371 shares) of USD 0.01 each 
at a total nominal value of USD 0.0m (2021: USD 0.0m, 2020: USD 0.0m) and a market value of 
USD 14.0m (2021: USD 3.9m, 2020: USD 3.7m). 

Restricted Share Units 
Key management participates in an LTIP program, which gives the right to buy TORM shares at a 
predefined share price. Please refer to Note 3. 

NOTE 18 – OTHER LIABILITIES 

USDm 

Accrued operating expenses 

Accrued interest 

Wages and social expenses 

Derivative financial instruments 

Other 

2022 

  12.0  

 3.6  

  15.0  

  1.9  

  1.6  

2021 

11.8  

 2.3  

15.1  

11.3  

 3.2  

Balance as of 31 December 

  34.1  

 43.7  

2020 

  14.3  

  3.1  

  16.8  

 24.7  

 0.9  

 59.8  

Hereof non-current 

Hereof current 

 3.0  

31.1  

 - 

- 

 43.7  

 59.8  

The carrying amount is a reasonable approximation of fair value due to the short-term nature of 
the payable. Please refer to Note 25 for further information on fair value hierarchies. 

Accounting policies 
Other liabilities are generally measured at amortized cost. Derivative financial instruments 
included in other liabilities are measured at fair value. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

156 

NOTE 19 - EFFECTIVE INTEREST RATE, OUTSTANDING BORROWINGS 

As of 31 December 2022, TORM had an undrawn USD 45m Working Capital Facility and an 
undrawn USD 47m Revolving Credit Facility as part of the Term Facility.  

Please refer to Note 2 for further information on the Company’s liquidity and capital resources as 
well as to Note 2 Subsequent events for commitment obtained for refinancing existing facilities 
and Notes 23 and 24 for further information on interest rate swaps and financial risks. 

USDm 

Borrowings 

CEXIM (USD) 

Term Facility 

DSF Facility 

HCOB Facility 

HCOB Facility 2 

KFW Facility 

BoComm 1 (USD)³

BoComm 2 (USD)³
⁾
BoComm 3 (USD)³
⁾

CDBL³

Springliner (USD)³

⁾
Eifuku (USD)³

⁾

⁾

Showa (USD)³
⁾

CMBFL³

⁾

Other credit facilities 

⁾

Sale and leaseback transaction prepayment 

Weighted average effective interest rate⁴⁾ 

Total borrowings 

Borrowing costs included (amortised costs) 

Right-of-use lease liabilities 

Total 

Hereof non-current 

Hereof current 

Fixed/ 
floating 

Maturity 

2022 

Effective 
interest¹⁾ 

Carrying 
value²⁾ 

Maturity 

2021 

Effective 
interest¹⁾ 

Carrying 
value²⁾ 

Maturity 

2020 

Effective 
interest¹⁾ 

Carrying 
value²⁾ 

Floating 

Floating  

Floating  

Floating  

Floating  

Floating  

Floating 

Floating 

Floating 

Fixed 

Fixed 

Floating 

Floating 

Fixed 

Fixed 

N/A 

 2030  

 2026  

 2027  

 2025  

 2026  

 2032  

 2025  

 2031  

 2029  

 2029  

 2026  

 2026  

 2024  

 2033  

 2026  

 -  

7.0% 

7.6% 

6.7% 

9.9% 

8.3% 

7.1% 

8.7% 

7.4% 

7.8% 

5.8% 

4.8% 

7.9% 

8.6% 

4.9% 

3.1% 

 -  

7.1% 

  41.1  

143.8  

201.8  

 42.4  

21.1  

 37.9  

 49.4  

  71.3  

 90.9  

160.8  

 30.7  

 20.9  

 18.7  

37.3  

  4.9  

 2030  

 2026  

 2027  

 2025  

 2026  

 2032  

 2025  

 2031  

 2029  

 2029  

 2026  

 2026  

 2024  

 -  

 -  

 -  

 2022  

4.0% 

3.8% 

3.6% 

5.1% 

4.5% 

4.1% 

4.9% 

4.9% 

4.9% 

5.8% 

4.8% 

4.3% 

4.1% 

- 

- 

- 

4.4% 

973.0  

 -11.1  

  5.0  

966.9  

  849.8  

 117.1  

  44.9  

279.4  

 221.9  

  85.3  

25.4  

  40.9  

 59.2  

37.8  

  99.5  

 150.8  

 33.4  

 22.4  

  20.9  

 -  

 -  

21.0  

 1,142.8  

  -13.0  

5.7  

 1,135.5  

926.5  

  209.0  

 2030  

 2026  

 2027  

 2025  

 2025  

 2032  

 2025  

 -  

 -  

 -  

 2026  

 2026  

 2024  

 -  

 -  

 -  

3.2% 

3.0% 

2.9% 

4.3% 

3.9% 

3.3% 

4.1% 

- 

- 

- 

4.8% 

3.9% 

3.3% 

- 

- 

- 

3.4% 

  96.4  

 299.1  

 150.3  

81.2  

33.3  

  44.0  

57.8  

 -  

 -  

 -  

  36.0  

 24.1  

  23.0  

 -  

 -  

 -  

845.2  

 -10.9  

8.1  

842.4  

739.5  

 102.9  

¹⁾ Effective interest rate includes deferred and amortized bank fees. 
²⁾ Because of the floating interest rate, the carrying value of the Group's borrowings is approximately equal to the fair value except for fixed rate borrowings, where the fair value amounts to USD 223.5m (compared to a total carrying 

value as of 31 December 2022 of USD 233.7m) 

³⁾ Lease debt recognized under sale and leaseback arrangement with repurchase options (accounted for as finance transactions). 
⁴⁾ Please refer to note 23 for average interest rate including hedges 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

157 

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
NOTE 19 - continued 

NOTE 19 - continued 

The following table summarizes the reconciliation of liabilities arising from financing activities: 

Accounting policies 
Borrowings consist of mortgage debt, bank loans, and lease liabilities. 

Cash movements 

Non-cash movements 

Opening 
balance  
as of  
01 January 

USDm 

2022  Borrowings 

Repay-
ments 

Borrowings 

  1,135.4  

 96.3  

  -275.2  

Total 

  1,135.4  

 96.3  

  -275.2  

End 
balance as 
of 31 
December 
2022 

Other 
changes 

 2.5  

 2.5  

 966.9  

 966.9  

Business 
combin- 
ations 

 7.9  

 7.9  

Cash movements 

Non-cash movements 

Opening 
balance  
as of  
01 January 

USDm 

2021  Borrowings 

Repay-
ments 

Business 
combin- 
ations 

Other 
changes 

End 
balance as 
of 31 
December 
2021 

Borrowings 

 842.4  

 548.8  

  -253.4  

  -2.4  

  1,135.4  

Total 

 842.4  

 548.8  

  -253.4  

 - 

  -2.4  

  1,135.4  

Borrowings are initially measured at fair value less transaction costs. Mortgage debt and bank 
loans are subsequently measured at amortized cost. This means that the difference between the 
net proceeds at the time of borrowing and the nominal amount of the loan is recognized in the 
income statement as a financial expense over the term of the loan applying the effective interest 
method. 

When terms of existing financial liabilities are renegotiated, or other changes regarding the 
effective interest rate occur, TORM performs a test to evaluate whether the new terms are 
substantially different from the original terms. If the new terms are substantially different from the 
original terms, TORM accounts for the change as an extinguishment of the original financial 
liability and the recognition of a new financial liability.  

NOTE 20 – COLLATERAL SECURITY FOR BORROWINGS 

The total carrying amount for vessels which have been provided as security for borrowings 
amounts to USD 1,856m as of 31 December 2022 (2021: USD 1,928m, 2020: USD 1,711m), 
including transferred ownership under sale and leaseback arrangements accounted for as 
financing transactions, where the vessels are not derecognized and where vessels are provided as 
security for lease debt. 

Cash movements 

Non-cash movements 

Please refer to Note 1 for further information. 

Opening 
balance  
as of  
01 January 

USDm 

2020  Borrowings 

Repay-
ments 

Business 
combin- 
ations 

Other 
changes 

End 
balance as 
of 31 
December 
2020 

Borrowings 

 855.4  

 734.3  

  -746.5  

Total 

 855.4  

 734.3  

  -746.5  

 - 

 0.8  

 0.8  

 842.4  

 842.4  

NOTE 21 – GUARANTEE COMMITMENTS AND CONTINGENT LIABILITIES 

The guarantee commitments of the Group are less than USD 0.1m (2021: USD 0.1m, 2020: USD 
0.1m) and relate to guarantee commitments to Danish Shipping. 

The Group is involved in certain other legal proceedings and disputes. It is Management's opinion 
that the outcome of these proceedings and disputes will not have any material impact on the 
Group's financial position, results of operations, and cash flows. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

158 

 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 22 – CONTRACTUAL OBLIGATIONS AND RIGHTS 

The following table summarizes the Group's contractual obligations as of 31 December 2022. 
USDm 

Borrowings ¹⁾ 
Interest payments related to scheduled interest fixing  

Estimated variable interest payments ²⁾ 
Newbuilding installments ³⁾ 
Committed scrubber installations 

Trade payables and other obligations 

Total 

The following table summarizes the Group's contractual obligations as of 31 December 2021. 

USDm 

Borrowings ¹⁾ 
Interest payments related to scheduled interest fixing  

Estimated variable interest payments ²⁾ 
Newbuilding installments ³⁾ 
Committed scrubber installations 

Trade payables and other obligations 

Total 

The following table summarizes the Group's contractual obligations as of 31 December 2020. 

USDm 

Borrowings ¹⁾ 
Interest payments related to scheduled interest fixing  

Estimated variable interest payments ²⁾ 
Newbuilding installments ³⁾ 
Committed scrubber installations 

Trade payables and other obligations 

Total 

2023 

2024 

2025 

2026 

2027  Thereafter 

Total 

119.8  

  130.0  

  127.2  

  185.9  

161.7  

 253.4  

 34.8  

 3.3  

 - 

  17.3  

  81.6  

 30.6  

  1.6  

- 

1.1  

 - 

 24.7  

 2.5  

  18.0  

 2.2  

14.1  

 5.5  

 - 

 - 

- 

- 

- 

 - 

 - 

 - 

- 

  22.1  

 11.1  

- 

- 

 2.5  

 978.0  

  144.3  

 26.2  

  -  

  18.4  

  84.1  

 256.8  

  163.3  

  154.4  

  206.1  

181.3  

  289.1  

  1,251.0  

2022 

2023 

2024 

2025 

2026  Thereafter 

Total 

211.7  

  129.9  

  139.3  

  134.2  

 43.4  

-0.3 

 39.9 

  8.1  

 62.5  

 38.6  

-0.8 

 - 

 0.5 

 - 

 33.0  

-0.7 

 25.4  

-0.1 

- 

 - 

- 

 - 

- 

 - 

181.4  

  17.8  

 0.2  

- 

 - 

- 

  351.9  

  1,148.4  

 35.3  

 2.8  

 -

- 

 -

  193.5  

1.1  

39.9 

 8.6 

62.5 

 365.3  

  168.2  

171.6  

  159.5  

  199.4  

 390.0  

 1,454.0  

2021 

101.8  

 32.3  

 0.2  

 62.5  

 4.9  

 42.7  

2022 

101.9  

 25.3  

 0.4  

  38.1  

 - 

 - 

2023 

102.1  

21.1  

 0.6  

 - 

- 

- 

2024 

2025  Thereafter 

Total 

114.4  

  106.9  

  315.3  

  17.6  

 0.9  

  12.4  

  1.4  

  12.4  

  6.1  

- 

 - 

 - 

 - 

- 

- 

- 

 - 

 - 

 842.4  

 121.1  

 9.6  

  100.6  

4.9 

42.7 

 244.4  

  165.7  

  123.8  

  132.9  

  120.7  

 333.8  

1,121.3  

¹⁾ The presented amounts to be repaid do not include directly related costs arising from the issuing of the loans of USD 11.1m (2021: USD 13.0m. 2020: USD10.9m), which are amortized over the term of the loans. Borrowing costs 

capitalized during the year amount to USD 0.7m (2021: USD 5.8m, 2020: USD 7.5m).  

²⁾ Variable interest payments are estimated based on the forward rates for each interest period including hedging instruments. 
³⁾ As of 31 December 2022, TORM had zero contracted newbuildings (2021: one, 2020: two). Commitments regarding newbuilding installments are in excess of the prepayments included in note 8. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

159 

NOTE 22 - continued 

TORM has contractual rights to receive future payments as lessor of vessels on time charter and bareboat charter to customers. 

The following table summarizes the Group's contractual rights as of 31 December 2022. 

USDm 

Contractual rights - as lessor: 

Charter hire income for vessels ⁴⁾ 

Total 

The following table summarizes the Group's contractual rights as of 31 December 2021. 

USDm 

Contractual rights - as lessor: 

Charter hire income for vessels ⁴⁾ 

Total 

The following table summarizes the Group's contractual rights as of 31 December 2020. 

USDm 

Contractual rights - as lessor: 

Charter hire income for vessels ⁴⁾ 

Total 

2023 

2024 

2025 

2026 

2027  Thereafter 

Total 

  2.1  

  2.1  

 - 

 - 

 - 

 - 

 - 

 - 

 - 

 - 

 - 

 - 

  2.1  

  2.1  

2022 

2023 

2024 

2025 

2026  Thereafter 

Total 

  21.6  

  21.6  

 - 

 - 

 - 

 - 

 -  

 - 

 -  

 - 

 -  

 - 

  21.6  

  21.6  

2021 

2022 

2023 

2024 

2025  Thereafter 

Total 

  39.1  

  39.1  

 2.3  

 2.3  

 - 

 - 

 -  

 - 

 -  

 - 

 -  

 - 

  41.4  

  41.4  

⁴⁾ Charter hire income for vessels on time charter is recognized under "Revenue". During the years, revenue from time charter amounted to USD 64.7m (2021: 90.7m, 2020: USD 86.2m).  

The average period until redelivery of the vessels for the period ended 31 December 2022 was 0.4 years (2021: 0.3 years, 2020: 0.4 years). 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

160 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
NOTE 23 – DERIVATIVE FINANCIAL INSTRUMENTS 

NOTE 23 – continued 

Please refer to Note 25 for further information on fair value hierarchies. 

2022 

2021 

2020 

USDm 

2020 

USDm 

Fair value of derivatives: 

Derivative financial instruments regarding freight and 
bunkers:  

Forward freight agreements — fair value through profit 
and loss  

Bunker swaps — fair value through profit and loss 

Bunker swaps — hedge accounting 

Derivative financial instruments regarding interest and 
currency exchange rate:  

Forward exchange contracts — hedge accounting 

Interest rate swaps — hedge accounting 

Fair value of derivatives as of 31 December 

Offsetting financial assets and financial liabilities: 

Gross amount 

Offsetting amount 

Net amount presented in the statement of financial position 

Financial 
assets 

Financial 
liabilities 

 9.9  

  -5.4  

-30.1  

 5.4  

 4.5  

  -24.7  

 - 

 - 

 - 

 0.4  

 0.2  

  0.1  

  -3.2  

 3.7  

 0.8  

Derivative financial instruments assets are offset against derivative financial instruments liabilities 
where the counterparty is identical. 

 0.4  

 53.7  

  54.1  

-1.6  

  -2.2  

 2.0  

  -23.5  

-3.1  

  -20.2  

Hedging of risks with derivative financial instruments is made with a ratio of 1:1. Sources of 
ineffectiveness are mainly derived from differences in timing and credit risk adjustments. Any 
ineffective portions of the cash flow hedges are recognized in the income statement as financial 
items. Value adjustments of the effective part of cash flow hedges are recognized directly in 
comprehensive income. Gains and losses on cash flow hedges are transferred upon realization 
from the equity hedging reserve into the income statement.  

Derivative financial instruments are presented as below on the balance sheet: 

At year-end 2022, 2021, and 2020, TORM held the following derivative financial instruments 
designated as hedge accounting: 

USDm 

2022 

Offsetting financial assets and financial liabilities: 

Gross amount 

Offsetting amount 

Net amount presented in the statement of financial position 

USDm 

2021 

Offsetting financial assets and financial liabilities: 

Gross amount 

Offsetting amount 

Net amount presented in the statement of financial position 

Financial 
assets 

Financial 
liabilities 

 54.5  

  -0.4  

 - 

 - 

 54.5  

  -0.4  

Financial 
assets 

Financial 
liabilities 

 7.7  

 - 

 7.7  

-10.8  

 - 

-10.8  

2022 

Forward exchange contracts 
(USD/DKK) ¹⁾  
Interest rate swaps ²⁾ 

Notional 
value 

Unit 

2023 

2024 

After  
2024 

280.3  

687.2  

 DKKm  

 USDm  

280.3  

 136.9  

  - 

  - 

51.6  

498.7  

¹⁾ The average hedge of USD/DKK currency was 6.9. 
²⁾ The average interest rate was 1.37 p.a. plus margin. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

161 

 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
  
  
 
 
 
NOTE 23 – continued 

Hedge accounting 

2021 

Forward exchange contracts 
(USD/DKK) ¹⁾  
Interest rate swaps ²⁾ 
Bunker swaps ³⁾ 

NOTE 23 – continued 

Notional 
value 

Unit 

2022 

2023 

After  
2023 

Further details on derivative financial instruments are provided in Notes 24 and 25. 

Expected maturity 

TORM did not enter into any enforceable netting arrangements. 

274.0  

 768.7  

 DKKm  

 USDm  

274.0  

 130.9  

  - 

- 

 136.9  

  500.9  

 9,920.0  

 MT  

 9,920.0  

  - 

- 

Forward freight agreements (FFAs) of USD 33.3m (net loss) have been recognized in the income 
statement in 2022 (2021: USD 0.4m, 2020: USD 1.9m). FFAs are used to mitigate fluctuations 
in the freight rates of vessels with a duration of 0–24 months. The FFAs are not designated for 
hedge accounting. 

¹⁾ The average hedge of USD/DKK currency was 6.3. 
²⁾ The average interest rate was 1.38 p.a. plus margin. 
²⁾ The average price of the hedging instruments was USD 642.4. 

Hedge accounting 

Expected maturity 

Notional 
value 

Unit 

2021 

2022 

2020 

Forward exchange contracts 
(USD/DKK) ¹⁾  
Interest rate swaps ²⁾ 
Bunker swaps ³⁾ 

 231.5  

 757.5  

 DKKm  

 USDm  

 231.5  

 318.0  

  - 

- 

  84.0  

355.5  

 19,783.0  

 MT  

 19,783.0  

  - 

- 

Bunker swap agreements of USD 13.8m (net gain) have been recognized in the income statement 
in 2022 (2021: USD 12.0m, 2020: USD 2.9m). Bunker swaps with a duration similar to the 
period hedged are used to reduce the exposure to fluctuations in bunker prices for fixed voyages. 
Bunker swap agreements are designated as hedge accounting when appropriate. 

After  
2022 

Forward exchange contracts with a fair value of USD 0.4m (net gain) are designated as hedge 
accounting relationships to hedge a part of TORM's payments in 2023 regarding administrative 
and operating expenses denominated in DKK with a notional value of DKK 280.3m (2021: DKK 
274.0m, 2020: DKK 231.5m). 

¹⁾ The average hedge of USD/DKK currency was 6.4. 
²⁾ The average interest rate was 2.11 p.a. plus margin. 
²⁾ The average price of the hedging instruments was USD 326.9. 

Interest rate swaps with a fair value of USD 53.7m (net gain) applying the USD LIBOR settings are 
designated as hedge accounting relationships to fix a part of TORM's interest payments during the 
period 2023-2028 with a notional value of USD 687.2m (2021: USD 768.7m, 2020: USD 
757.5m). 

The derivatives are not under central clearing but are settled on a bilateral basis with the 
counterparties. All contracts are settled in a net amount per counterparty, and therefore the net 
value per counterparty is presented in the financial statement. 

Cash collateral of USD 1.4m (2021: USD 3.7m, 2020: USD 43.8m) has been provided as security 
for the agreements relating to derivative financial instruments, which does not meet the offsetting 
criteria in IAS 32, but which can be offset against the net amount of the derivative asset and 
derivative liability in case of default, and insolvency, or bankruptcy in accordance with associated 
collateral arrangements. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

162 

NOTE 23 - continued 

The table below shows realized amounts as well as fair value adjustments regarding derivative financial instruments recognized in the income statements and equity in 2022, 2021 and 2020. 

USDm 

2022 

Forward freight agreements 

Bunker swaps 

Forward exchange contracts 

Interest rate swaps 

Total 

2021 

Forward freight agreements 

Bunker swaps 

Forward exchange contracts 

Interest rate swaps 

Total 

2020 

Forward freight agreements 

Bunker swaps 

Forward exchange contracts 

Interest rate swaps 

Total 

Income statement 

Other comprehensive income 

Equity 

Port 
expenses, 
bunkers, 
and 
commis-
sions 

Revenue 

Financial 
items 

Operating 
expenses 

Adminis-
trative 
expenses 

Transfer to 
income 
statement 

Fair value 
adjustment 

Hedging 
reserves as of 
31 December 

- 

- 

- 

- 

- 

-

-

- 

- 

- 

1.9  

- 

- 

- 

-33.3 

13.8 

- 

- 

-19.5 

0.4 

12.0 

-

-

12.4 

  - 

2.9 

- 

- 

1.9  

  2.9  

  - 

  - 

  - 

  3.2  

  3.2  

  - 

  - 

  - 

 -10.8  

-10.8 

- 

  - 

  - 

 -5.7  

-5.7 

- 

- 

-2.4  

  - 

-2.4 

- 

- 

0.1  

  - 

0.1  

  - 

- 

-0.1  

  - 

-0.1 

  - 

  - 

-2.3 

- 

-2.3 

  - 

  - 

0.1  

- 

0.1  

- 

  - 

0.1  

- 

0.1  

- 

-3.3  

 4.6  

 0.4  

1.7  

- 

-2.8  

-0.2 

 11.7 

  8.7  

 - 

  1.2  

 - 

  5.7  

 6.9  

 - 

 3.3  

-2.7 

54.3 

  54.9  

 - 

  2.1  

-3.4 

 9.8 

 8.5  

- 

-0.1 

 2.4 

-18.1 

-15.8 

- 

 - 

 0.4  

 52.6  

  53.0  

- 

  0.1  

-1.6 

-2.1 

-3.6 

 - 

 0.8  

 2.0  

-23.5 

-20.7 

The hedging reserves as of 31 December relates to derivatives used for cash flow hedge for open hedge instruments, only. Certain interest rate swaps include portions of ineffectiveness.  
The ineffectiveness is recognized in "Financial expenses" in the income statement. Please refer to note 23 for a full overview of the fair value of hedge instruments. 

Please refer to note 21 for further information on commercial and financial risks. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

163 

NOTE 23 - continued 

NOTE 24 – RISKS ASSOCIATED WITH TORM’S ACTIVITIES 

Accounting policies 
Derivative financial instruments and hedge accounting 
Derivative financial instruments, primarily forward currency exchange contracts, forward freight 
agreements, interest rate hedges, and forward contracts regarding bunker purchases are entered 
into to eliminate risks relating to future fluctuations in prices and interest rates, etc. on future 
committed or anticipated transactions. TORM applies hedge accounting under the specific rules 
on cash flow hedges, when appropriate, as described below for each type of derivative. 

Changes in the fair value of derivative financial instruments designated as cash flow hedges and 
deemed to be effective are recognized directly in “Other comprehensive income”. When the 
hedged transaction is recognized in the income statement, the cumulative value adjustment 
recognized in “Other comprehensive income” is transferred to the income statement and included 
in the same line as the hedged transaction. However, when the hedged transaction results in the 
recognition of a fixed asset, the gains and losses previously accumulated in “Other comprehensive 
income” are transferred from “Other comprehensive income” and included in the initial 
measurement of the cost of the fixed asset. Changes in the fair value of a portion of a hedge 
deemed to be ineffective are recognized in the income statement. 

Changes in the fair value of derivative financial instruments not designated as hedges are 
recognized in the income statement. While effectively reducing cash flow risk in accordance with 
the Company’s risk management policy, certain forward freight agreements and forward contracts 
regarding bunker purchases do not qualify for hedge accounting. Changes in fair value of these 
derivate financial instruments are therefore recognized in the income statement under “Financial 
income” or “Financial expenses” for interest rate swaps with cap features and under “Port 
expenses, bunkers and commissions” for forward freight agreements and forward bunker 
contracts. 

TORM’s overall risk tolerance and inherited exposure to risks is divided into five main categories: 

Industry and market risks 

•  Emerging risks 
• 
•  Operational risks 
•  Compliance and IT risks 
• 

Financial risks 

The risks described below under each of the five categories are considered to be among the most 
significant and quantifiable risks for TORM. 

Emerging risks 
Industry-changing risks, such as the substitution of oil for other energy sources and radical 
changes in transportation patterns, are considered to have a relatively high potential impact but 
are long-term risks. Management continues to monitor long-term strategic risks to ensure the 
earliest possible mitigation of potential risks and develop the necessary capabilities to exploit 
opportunities created by the same risks. 

Please refer to the Risk Management section under Climate-related risk analysis and TCFD on 
pages 75-77 for a detailed description of emerging risks. 

Industry and market risks 
Industry and market-related risk factors relate to changes in the markets and in the political, 
economic, and physical environment which Management cannot control, such as freight rates and 
vessel and bunker prices. 

Freight rate fluctuations 
TORM’s income is primarily generated from voyages carried out using the Company’s fleet of 
vessels. As such, TORM is exposed to the considerable volatility which characterizes freight rates 
for such voyages. 

It is TORM’s strategy to seek a certain exposure to this risk, as volatility also represents an 
opportunity because earnings have historically been higher in the day-to-day market compared to 
time charters. The fluctuations in freight rates for different routes may vary substantially. 
However, TORM aims to reduce the sensitivity to the volatility of such specific freight rates by 
actively seeking the optimal geographical positioning of the fleet and by optimizing the services 
offered to customers. Please refer to Note 10 for details on impairment testing. 

Tanker freight income is to a certain extent covered against general fluctuations through the use 
of physical contracts such as cargo contracts and time charter agreements with durations of 6-36 
months. In addition, TORM uses derivative financial instruments such as forward freight 
agreements (FFAs) with coverage of typically 0-24 months ahead, based on market expectations 
and in accordance with TORM’s risk management policies. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

164 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 24 - continued 

NOTE 24 - continued 

During 2022, 12.8% (2021: 31.5%, 2020: 14.4%) of the 28,756 earning days deriving from 
operating the Company’s product tankers were hedged in this way. Physical time charter 
contracts accounted for 46.1% (2021: 35.7%, 2020: 41.9%) of overall hedging. In 2022, the 
Company sold FFAs with a notional contract value of USD 58.3m (2021: USD 44.2m, 2020: USD 
165.0m) and bought FFAs with a notional contract value of USD 92.3m (2021: USD 110.3m, 
2020: USD 52.7m). The total notional contract volume sold in 2022 was 2,310,000 metric tons 
(2021: 2,410,000 metric tons; 2020: 8,799,000 metric tons), and the total notional volume 
bought was 2,592,000 metric tons (2021: 5,962,000 metric tons, 2020: 2,714,000 metric 
tons). At the end of 2022, the coverage of available earning days for 2023 was 3.7% through time 
charters, current spot voyages and cargo contracts (2021: 9.9%, 2020: 28.1%).  

FFA trade and other freight-related derivatives are subject to specific policies and guidelines 
approved by the Risk Committee, including trading limits, stop-loss policies, segregation of duties, 
and other internal control procedures. 

All things being equal and to the extent the Company’s vessels have not already been chartered 
out at fixed rates, a freight rate change of USD/day 1,000 would lead to the following changes in 
profit before tax based on the expected number of earning days for the coming financial year: 

Bunker price fluctuations 
The cost of fuel oil consumed by the vessels, known in the industry as bunkers, accounted for 
61.3% (2021: 56.4%, 2020: 62.3%) of the total voyage costs in 2022 and is by far the biggest 
single cost related to a voyage. 

TORM is exposed to fluctuations in bunker prices which are not reflected in the freight rates 
achieved by TORM. To reduce this exposure, TORM hedges the bunker exposure with oil product 
instruments to the extent bunker element in the freight rates achieved is considered fixed. 

Bunker trade is subject to specific risk policies and guidelines approved by the Risk Committee 
including trading limits, stop-loss, stop-gain and stop-at-zero policies, segregation of duties and 
other internal control procedures. 

TORM only hedges bunker exposure whenever the freight is fixed beyond one month. In 2022, 
15.2% (2021: 42.1%, 2020: 14.6%) of TORM’s total bunker purchase was hedged through 
bunker hedging contracts. At the end of 2022, TORM had covered 0% (2021: 4.1%, 2020: 
15.6%) of its bunker requirements for 2023. The total bunker exposure is estimated to be 
approximately 398,021 metric tons.  

Sensitivity to changes in freight rates 
USDm 

Decrease in freight rates of USD/day 1,000: 

Changes in profit/loss before tax for the following year 

Changes in equity for the following year 

2023 

2022 

2021 

All things being equal, a price change of 10% per ton of bunker oil (without subsequent changes in 
freight rates) would lead to the following changes in expenditure based on the expected bunker 
consumption in the spot market: 

-26.5 

-26.5 

-27.2  

 -27.2  

  -18.8  

  -18.8  

Sensitivity to changes in the bunker price 
USDm 

2023 

2022 

2021 

Sales and purchase price fluctuations 
As an owner of vessels, TORM is exposed to risks associated with changes in the value of the 
vessels, which can vary considerably during their useful lives. As of 31 December 2022, the 
carrying value of the fleet was USD 1,856m (2021: USD 1,937.8m, 2020: USD 1,722.5m). 
Based on broker valuations, TORM’s fleet had a market value of USD 2,650.3m as of 31 
December 2022 (2021: USD 1,869.5m, 2020: USD 1,475.8m). 

Increase in the bunker prices of 10% per ton: 

Changes in profit/loss before tax for the following year 

Changes in equity for the following year 

-22.1 

-22.1 

 -22.6  

 -22.6  

 -22.0  

 -22.0  

Operational risks 
Operational risks are risks associated with the ongoing operations of the business and include risks 
such as the safe operation of vessels, the availability of experienced seafarers and staff, terrorism, 
piracy as well as insurance and counterparty risk. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

165 

 
 
 
 
 
 
 
  
  
  
  
     
  
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
 
NOTE 24 - continued 

NOTE 24 - continued 

Insurance coverage 
During the fleet’s operation, various casualties, accidents, and other incidents may occur which 
may result in financial losses for TORM. For example national and international rules, regulations, 
and conventions could mean that TORM may incur substantial liabilities if a vessel is involved in an 
oil spill or emission of other environmentally hazardous agents. 

Receivables, cash, and cash equivalents, including restricted cash 
The majority of TORM’s customers are companies operating in the oil industry. It has been 
assessed that these companies are, to a great extent, subject to the same risk factors as those 
identified for TORM. 

To reduce the exposure to these risks, the fleet is insured against such risks to the extent possible. 
The total insurance program comprises a broad cover of risks in relation to the operation of vessels 
and transportation of cargo, including personal injury, environmental damage and pollution, cargo 
damage, third-party casualty and liability, hull and machinery damage, total loss, and war. All 
TORM’s owned vessels are insured for an amount corresponding to their market value plus a 
margin to cover any fluctuations. Liability risks are covered in line with international standards. It is 
TORM’s policy to cooperate with financially sound international insurance companies with a credit 
rating of BBB or better, presently some 14-16 companies along with two P&I clubs, to diversify 
risk. The P&I clubs are members of the internationally recognized collaboration, International 
Group of P&I clubs, and TORM’s vessels are each insured for the maximum amount available in the 
P&I system. At the end of 2022, the aggregate insured value of hull and machinery and interest 
for TORM’s owned vessels amounted to USD 2.8bn (2021: USD 2.1bn, 2020: USD 1.9bn). 

Counterparty risk 
Counterparty risk is an ever-present challenge demanding close monitoring to manage and decide 
on actions to minimize possible losses. The maximum counterparty risk associated is equal to the 
values recognized in the balance sheet. A consequential effect of the counterparty risk is loss of 
income in future periods, e.g. counterparties not being able to fulfill their responsibilities under a 
time charter, a contract of affreightment, or an option. The main risk is the difference between the 
fixed rates under a time charter or a contract of affreightment and the market rates prevailing 
upon default. This characterizes the method for identifying the market value of a derivative 
instrument. 

TORM has a close focus on its risk policies and procedures to ensure that risks managed in the 
day-to-day business are kept at agreed levels, and that changes in the risk situation are brought to 
Management’s attention. 

TORM’s counterparty risks are primarily associated with: 

•  Receivables, cash and cash equivalents, including restricted cash 
•  Contracts of affreightment with a positive fair value 
•  Derivative financial instruments and commodity instruments with a positive fair value 

A major part of TORM’s freight revenues stem from a small group of customers. In 2022, one 
customer accounted for 12% of TORM’s freight revenues (2021: one accounted for 15%, 2020: 
one accounted for more than 10%). The concentration of earnings on a few customers requires 
extra attention to credit risk. TORM has a credit policy under which continued credit evaluations of 
new and existing customers take place. For long-standing customers, payment of freight normally 
takes place after a vessel’s cargo has been discharged. For new and smaller customers, TORM’s 
credit risk is limited as freight is usually paid prior to the cargo’s discharge, or, alternatively, a 
suitable bank guarantee is placed in lieu thereof. 

Because of the payment patterns mentioned above, TORM’s receivables primarily consist of 
receivables from voyages in progress at year-end and outstanding demurrage. For the past five 
years, TORM has not experienced any significant losses in respect of charter payments or any 
other freight agreements. With regard to the collection of original demurrage claims, TORM’s 
average stands at 98.6% (2021: 97.0%, 2020: 96.9%), which is considered to be satisfactory 
given the differences in interpretation of events. In 2022, demurrage represented 14% (2021: 
18.0%, 2020: 17.3%) of the total freight revenues. Please refer to Note 1 for more details on 
recognition of demurrage claims into revenue. 

Excess liquidity is placed on deposit accounts with major banks with strong and acceptable credit 
ratings or invested in secure papers such as American or Danish government bonds. Cash is 
invested with the aim of getting the highest possible yield, while maintaining a low counterparty 
risk, and having adequate liquidity reserves for possible investment opportunities or to withstand a 
sudden drop in freight rates. 

Derivative financial instruments and commodity instruments 
In 2022, 100% (2021: 100.0%, 2020: 100.0%) of TORM’s forward freight agreements (FFAs) 
were cleared through clearing houses, effectively reducing counterparty credit risk by daily 
clearing of balances. Over-the-counter fuel swaps have restrictively been entered into with major 
oil companies, banks, or highly reputed partners with a satisfactory credit rating. TORM also 
trades FX and interest derivatives. All such derivatives were entered into with investment grade 
counterparties. 

Financial risks 
Financial risks relate to TORM’s financial position, financing, and cash flows generated by the 
business, including foreign exchange risk and interest rate risk. TORM’s liquidity and capital 
resources are described in Note 2. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

166 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 24 - continued 

NOTE 24 - continued 

Foreign exchange risk 
TORM uses USD as its functional currency because most of the Company’s transactions are 
denominated in USD. The foreign exchange risk is thereby limited to cash flows not denominated 
in USD. The primary risk relates to transactions denominated in DKK, EUR, and SGD and relates to 
administrative and operating expenses. 

The part of TORM’s expenses denominated in currencies other than USD accounts for 
approximately 81.4% (2021: 86.0%, 2020: 80.9%) for administrative expenses and 
approximately 19.8% (2021: 21.3%, 2020: 23.8%) for operating expenses. TORM’s expected 
administrative and operating expenses in DKK and EUR for 2023 are approximately DKK 406.7m, 
whereof 68.9% (2021: 70.3%, 2020: 66.1%) are hedged through FX forward contracts. All FX 
forward contracts have maturity within 2023, and TORM’s average hedge USD/DKK currency 
rate is 6.93. FX exposure is hedged in its entirety for all risks. 

TORM assumes identical currency risks arising from exposures in DKK and EUR.  

Sensitivity to changes in the USD/DKK and USD/EUR exchange rate 
All things being equal, a change in the USD/DKK and the USD/EUR exchange rates of 10% would 
result in a change in profit/loss before tax and equity as follows: 

USDm 

2023 

2022 

2021 

Interest rate risk  
TORM’s interest rate risk generally relates to interest-bearing borrowings. All TORM’s loans for 
financing vessels are denominated in USD. Please refer to Note 19 for additional information on 
borrowings. At the end of 2022, TORM had fixed 94.6% (2021: 84.9%, 2020: 67.6%) of the debt 
then outstanding with interest rate swaps and fixed rate leasing debt corresponding to an amount 
of USD 916m. USD 687m of this amount is hedged at an interest rate of 1.37% plus margin with 
interest rate swaps with maturity in the period 2023-2028. 

Most of TORM’s debt and interest hedging is based on USD LIBOR which is set to expire by 30 
June 2023. TORM is significantly exposed to the ICE US LIBOR reform as all financing and 
associated interest hedging contracts are denominated in USD. TORM has been in dialog with 
majority lenders and aligned expectations on how the amendment process should be implemented. 
To ensure a smooth transition, TORM has amended legacy financing and hedging contracts during 
2022 and early 2023. TORM expects compounded SOFR in arrears to become the market 
standard. TORM expects no effect on the hedging relationship as lenders and hedging providers 
are largely the same banks. TORM is confident that all financing and hedging contracts are 
transitioned to SOFR before the final deadline on 30 June 2023. 

As of 31 December 2022, 93.3% of the debt with a nominal value of USD 689.5m relates to the 
period after 30 June 2023. As of 31 December 2022, 90.8% of the interest hedging with a 
nominal value of USD 624m relates to the period after 30 June 2023.  

Effect of a 10% increase of DKK and EUR: 

Changes in profit/loss before tax for the following year 

Changes in equity for the following year 

-1.8 

-1.8 

-1.8 

-1.8 

 -2.2 

 -2.2 

Sensitivity to changes in interest rates 
All things being equal, a change in the interest rate level of 1%-point would result in a change in 
the interest rate expenses as follows: 

USDm 

2023 

2022 

2021 

Effect of a 1%-point increase in interest rates: 

Changes in profit/loss before tax for the following year 

Changes in equity for the following year 

-0.7 

16.3 

-2.1 

 19.9 

 -3.7 

11.3 

Liquidity risk  
TORM’s strategy is to ensure continuous access to funding sources by maintaining a robust 
capital structure and a close relationship with several financial partners. As of 31 December 
2022, TORM’s loan portfolio was spread across eleven different banks.  

As of 31 December 2022, TORM maintains a liquidity reserve of USD 323.8m in cash and cash 
equivalents, including restricted cash, combined with USD 92.6m in undrawn and committed 
credit facilities. Cash is only placed in banks with an investment grade rating. For further 
information on contractual obligations, including a maturity analysis, please refer to Note 22. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

167 

NOTE 25 – FINANCIAL INSTRUMENTS 

Categories of financial assets and liabilities (USDm): 

Observable input 
(level 2) 

Financial instruments 
measured at fair value 

Financial instruments 
measured at amortized cost 

Total carrying value 

2022 
Financial assets  

Loan receivables¹⁾ 
Trade receivables¹⁾ 
Other receivables 

Cash and cash equivalents, including restricted cash¹⁾ 

Total 

Financial liabilities  

Borrowings¹⁾²⁾ 
Other non-current liabilities 

Trade payables¹⁾ 
Other liabilities¹⁾ 

Total 

2021 
Financial assets  

Loan receivables¹⁾ 
Trade receivables¹⁾ 
Other receivables 

Cash and cash equivalents, including restricted cash¹⁾ 

Total 

Financial liabilities  

Borrowings¹⁾²⁾ 
Trade payables¹⁾ 
Other liabilities¹⁾ 

Total 

 - 

 - 

 55.3  

 - 

 55.3  

 - 

 - 

  1.9  

  1.9  

 - 

 - 

 8.3  

 - 

 8.3  

 - 

 - 

11.2  

11.2  

 - 

 - 

 55.3  

 - 

 55.3  

 - 

 - 

  1.9  

  1.9  

 - 

 - 

 8.3  

 - 

 8.3  

 - 

 - 

11.2  

11.2  

 4.6  

 259.5  

  18.7  

 323.8  

 606.6  

 966.9  

 3.0  

 48.5  

 29.2  

 1,047.6  

 4.6  

 84.0  

  31.7  

171.7  

 292.0  

  1,135.3  

 35.3  

 32.5  

  1,203.1  

 4.6  

 259.5  

 74.0  

 323.8  

  661.9  

 966.9  

 3.0  

 48.5  

31.1  

 1,049.5  

 4.6  

 84.0  

 40.0  

171.7  

 300.3  

  1,135.3  

 35.3  

 43.7  

  1,214.3  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

168 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
NOTE 25 - continued 

Categories of financial assets and liabilities (USDm): 

2020 
Financial assets  

Loan receivables¹⁾ 
Trade receivables¹⁾ 
Other receivables 

Cash and cash equivalents, including restricted cash¹⁾ 

Total 

Financial liabilities  

Borrowings¹⁾²⁾ 
Trade payables¹⁾ 
Other liabilities¹⁾ 

Total 

Observable  
input 
(level 2) 

 - 

 - 

 4.5  

 - 

 4.5  

 - 

 - 

 24.7  

 24.7  

Financial instruments 
measured at fair value 

Financial instruments 
measured at amortized cost 

Total carrying value 

- 

- 

 4.5  

- 

 4.5  

- 

- 

 24.7  

 24.7  

 4.6  

 58.6  

 20.4  

  135.6  

  219.2  

 842.4  

  14.4  

  35.1  

  891.9  

 4.6  

 58.6  

 24.9  

  135.6  

 223.7  

 842.4  

  14.4  

 59.8  

  916.6  

¹⁾ Due to the short maturity, the carrying value is considered to be an appropriate expression of the fair value. 
²⁾ See note 20. 
³⁾ Derivative financial instruments are presented in the balance sheet line "Other receivables" and "Other liabilities". 

NOTE 25 - continued 

NOTE 26 – RELATED PARTY TRANSACTIONS 

Fair value hierarchy for financial instruments measured at fair value in the balance sheet 
Below, please find the fair value hierarchy for financial instruments measured at fair value in the 
balance sheet. The financial instruments in question are grouped into levels 1 to 3 based on the 
degree to which the fair value is observable. 

TORM’s ultimate controlling party is Oaktree Capital Group, LLC, a limited liability company 
incorporated in the USA. The immediate controlling shareholder is OCM Njord Holdings S.á.r.l. 
(Njord Luxco). 

•

Level 2 fair value measurements are those derived from input other than quoted prices 
included in level 1 which are observable for the asset or liability, either directly (as prices) or
indirectly (derived from prices) 

Shareholders' contribution and dividends paid are disclosed in the consolidated statement of 
changes in equity. Dividends to related parties are paid out based on the related parties’ ownership 
of shares.  

Methods and assumptions in determining fair value of financial instruments 
Derivative part of other receivables and other liabilities 
The fair value of derivatives in other receivables and other liabilities is measured using accepted 
valuation methods with input variables such as yield curves, forward curves, spreads, etc. and 
compared to financial counterparties to ensure acceptable valuations. The valuation methods 
discount the future fixed and estimated cash flows and valuation of any option elements.  

The remuneration of key management personnel, which consists of the Board of Directors and the 
Executive Director, is disclosed in note 5. 

On 01 September 2022, TORM purchased 75% of the shares in Marine Exhaust Technology A/S, 
thereby obtaining a controlling interest in its joint venture entity Marine Exhaust Technology (Hong 
Kong) Ltd. Until 01 September 2022, TORM’s transactions with its joint venture entity producing 
scrubbers for the TORM fleet covered CAPEX of USD 5.6m in total.  

During 2021, TORM effected transactions with its joint venture producing scrubbers for the 
TORM fleet amounting to USD 1.4m in total (2020: 11.7m). 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

169 

NOTE 27 – ASSETS HELD FOR SALE AND NON-CURRENT ASSETS SOLD DURING THE YEAR 

NOTE 29 – ENTITIES IN THE GROUP 

During 2022, TORM sold seven vessels. All the vessels sold in 2022 and one vessel sold in 2021 
were delivered to the new owners. The sales resulted in an impairment loss of USD 2.6m and a 
profit of USD 10.2m which are recognized in the income statement for 2022. 

Entity 

TORM plc 

During 2021, TORM sold two vessels. One vessel was delivered to the new owners in May 2021, 
and one was held for sale as of 31 December 2021, and expected delivery is during the first half of 
2022. The sales resulted in an impairment loss on tangible assets of USD 4.6m. The fair value of 
the asset held for sale of USD 13.2m is comprised of sales price less expected transaction costs 
(fair value hierarchy level 2). 

Investments in subsidiaries ⁶⁾: 

Entity 

TORM A/S 

During 2020, TORM sold eight vessels all of which were delivered to the new owners during 2020. 
The sales resulted in a profit from sale of vessels of USD 1.1m and impairment losses on tangible 
assets of USD 5.5m. No assets were held for sale as of 31 December 2020. 

NOTE 28 – CASH FLOWS 

USDm 

Reversal of other non-cash movements: 

Exchange rate adjustments 

Share-based payments 

Fair value adjustments on derivative financial instruments 

Reversal of provisions adjustments 

Other adjustments 

Total 

2022 

2021 

2020 

 -0.3 

 -0.7 

2.2 

0.6 

 -6.3 

 0.1 

-3.7 

2.3 

 -0.2 

- 

-

 -0.2 

 1.7 

- 

- 

-0.4 

 1.4  

  1.1  

USDm 

2022 

2021 

2020 

Change in inventories, receivables, and payables: 

Change in inventories 

Change in receivables 

Change in prepayments 

Change in trade payables and other liabilities 

Total 

-21.8 

 -26.9 

-158.1 

 -37.5 

 -5.7 

 -3.5 

 13.2  

 14.9  

 1.3  

4.7 

 19.4 

-13.5 

-180.9 

-48.5 

  15.9  

DK Vessel HoldCo GP ApS ²⁾ 
DK Vessel HoldCo K/S ²⁾ 
OCM Singapore Njord Holdings Alice, Pte. Ltd ²⁾ 
OCM Singapore Njord Holdings Almena, Pte. Ltd ³⁾ 
OCM Singapore Njord Holdings Hardrada, Pte. Ltd 

OCM Singapore Njord Holdings St.Michaelis Pte. Ltd ³⁾ 
OCM Singapore Njord Holdings St. Gabriel Pte. Ltd ³⁾ 
OCM Singapore Njord Holdings Agnete, Pte. Ltd ³⁾ 
OCM Singapore Njord Holdings Alexandra, Pte. Ltd ²⁾ 
OMI Holding Ltd.³⁾ 
TORM Crewing Service Ltd.³⁾ 
TORM Shipping India Private Limited ⁴⁾ 
TORM Singapore Pte. Ltd. 

TORM USA LLC 

VesselCo 1 K/S ¹⁾ 
VesselCo 3 K/S ¹⁾ 
VesselCo 5 K/S ¹⁾ 
VesselCo 6 K/S ¹⁾ 
VesselCo 6 Pte. Ltd. ²⁾ 
VesselCo 7 Pte. Ltd. ¹⁾ 
VesselCo 8 Pte. Ltd.³⁾ 
VesselCo 9 Pte. Ltd. 

VesselCo 10 Pte. Ltd. 

VesselCo 11 Pte. Ltd.³⁾ 
VesselCo 12 Pte. Ltd. 

TORM SHIPPING (PHILS.), INC. 

Country 

United 
Kingdom 

Country 

Denmark 

Denmark 

Denmark 

Singapore 

Singapore 

Singapore 

Singapore 

Singapore 

Singapore 

Singapore 

Mauritius 

Bermuda 

India 

Singapore 

USA 

Denmark 

Denmark 

Denmark 

Denmark 

Singapore 

Singapore 

Singapore 

Singapore 

Singapore 

Singapore 

Singapore 

Philippines 

Ownership 
⁵⁾ 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

25% 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

170 

NOTE 29 - continued 

NOTE 29 – continued 

Investments in subsidiaries ⁶⁾ - continued: 

The table below shows the registered addresses for the companies mentioned above: 

Entity 

VesselCo A ApS ¹⁾ 
VesselCo C ApS ¹⁾ 
VesselCo E ApS ¹⁾ 
VesselCo F ApS ¹⁾ 
Marine Exhaust Technology A/S 

ME Production A/S 

Marine Exhaust Technology (Hong Kong) Ltd 

Suzhou ME Production Technology Co, Ltd. 

Country 

Denmark 

Denmark 

Denmark 

Denmark 

Denmark 

Denmark 

China 

China 

Ownership 
⁵⁾ 

100% 

100% 

100% 

100% 

75% 

75% 

59% 

75% 

¹⁾ Entities dissolved in the financial year ended 31 December 2020. 
²⁾ Entities dissolved in the financial year ended 31 December 2021. 
³⁾ Entities dissolved in the financial year ended 31 December 2022. 
⁴⁾Entities with different reporting periods: TORM Shipping India has a Financial reporting period that runs from 1 

April to 31 March as required by the Indian government's laws and legislations. 

⁵⁾For all subsidiaries, ownership and voting rights are the same except for TORM SHIPPING (PHILS.), INC where 

voting rights are 100%. 

⁶⁾ All subsidiaries are consolidated in full. 

Interest in legal entities included as joint ventures: 

Country 

Denmark 

Denmark 

% Control 

50% 

50% 

Profit and 
loss from 
continuing 
operations 

 - 

 - 

Hong Kong 

28% 

-0.1 

2022 

Other 
compre-
hensive 
income 

- 

- 

 - 

Total 
compre-
hensive 
income 

 - 

 - 

-0.1 

Entity (USDm) 

Long Range 2 A/S 

LR2 Management K/S 

Marine Exhaust Technology 
Ltd.¹⁾ 

¹⁾ TORM obtained control over the entity on 01 September following the acquisition of Marine Exhaust Technology 

A/S. The amounts above represents the period until TORM obtains control. 

Denmark 

India 

Tuborg Havnevej 18 

2nd Floor 

Philippines 

7th Floor 

2900 Hellerup 

Leela Business Park 

Salcedo Towers, 169 

Denmark 

Andheri-Kurla Road 

HV dela Costa Street 

Andheri (E) 

Salcedo Village, 

Mumbai 400059 

Makati City 

India 

Philippines 1227 

Singapore 

United Kingdom 

USA 

6 Battery Road #27-02 

Office 105 

Suite 1625 

Singapore 049909 

20 St Dunstan's Hill 

2500 City West 

Singapore 

London, EC3R 8HL 

Boulevard 

United Kingdom 

77042, Houston , Texas 

USA 

Denmark 

Sandholm 7 

China 

Hong Kong 

208 Longward Road 

Room 3, 10/F 

9900 Frederikshavn 

Zhapu Town Ping Hu 

Yue Xiu Building 

Denmark 

Jiaxing City 

Zhejiang Provice 

China 

160-174 Lockhart Road 

Wanchai 

Hong Kong 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

171 

NOTE 30 - PROVISIONS 

USDm 

Cargo claim provisions 

Warranty provisions 

Balance as of 31 December 

2022 

  6.5  

  0.3  

  6.8  

2021 

18.3  

 - 

2020 

18.3  

- 

18.3  

18.3  

In 2020, TORM was involved in cargo claims relating to a customer having granted indemnities for 
discharge of cargos, but not being able to honor those obligations. The cases involved irregular 
activities committed by the customer. Legal action was initiated by TORM in the UK and in India 
against the customer and related individuals. TORM has previously recognized provisions of USD 
18.3m in relation to the claims. 

During 2022, TORM settled one claim and reassessed its provisions for the remaining part of the 
case complex. TORM has reversed provisions amounting to USD 6.3m, and the total amount as of 
31 December 2022 relating to the case complex is USD 6.5m. Legal proceedings are still ongoing, 
and therefore the provisions recognized are subject to uncertainty in relation to both timing and 
amount. 

Warranty provisions relate to sold marine exhaust equipment. 

Accounting policies 
Provisions are recognized when the Group has a legal or constructive obligation as a result of past 
events, and when it is probable that this will lead to an outflow of resources which can be reliably 
estimated. Provisions are measured at the estimated liability expected to arise, considering the 
time value of money. 

NOTE 31 – EARNINGS PER SHARE AND DIVIDEND PER SHARE 

Earnings per share 

2022 

2021 

2020 

Net profit/(loss) for the year attributable to TORM plc 
shareholders (USDm) 

 562.8  

-42.1 

  88.1  

Million shares  

Weighted average number of shares  

Weighted average number of treasury shares  

Weighted average number of shares outstanding  

Dilutive effect of outstanding share options  

Weighted average number of shares outstanding incl. 
dilutive effect of share options 

  81.8  

-0.5 

  81.3  

  1.5  

 78.6  

-0.5 

  78.1  

 0.3  

 74.8  

-0.5 

 74.3  

 - 

 82.8  

 78.4  

 74.3  

Basic earnings/(loss) per share (USD) 

 6.92  

-0.54 

1.19  

Diluted earnings/(loss) per share (USD) 

 6.80  

-0.54 

1.19  

When calculating diluted earnings per share for 2020, RSUs have been omitted as they are out-
of-the-money and thus not anti-dilutive, but the RSUs may potentially dilute earnings per share in 
the future. Please refer to Note 5 for information on the RSUs. 

Dividend per share 

Declared dividend per share (USD) 

Declared dividend for the year (USDm) 

Dividend paid during the year (USDm) 

Number of shares, end of period (million) 

Number of treasury shares, end of period (million) 

Number of shares outstanding, end of period (million) 

2022 

2021 

2020 

 4.63  

 378.7  

  166.7  

 82.3  

-0.5 

  81.8  

- 

- 

 - 

  81.2  

-0.5 

 80.7  

 0.85 

 63.2 

 70.6 

 74.9  

-0.5 

 74.4  

Dividend paid per share 

 2.04  

- 

0.95 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

172 

NOTE 31 - continued 

NOTE 33 – BUSINESS COMBINATION 

Accounting policies 
Basic earnings per share are calculated by dividing the consolidated net profit/(loss) for the year 
available to common shareholders by the weighted average number of common shares 
outstanding during the period. Treasury shares are not included in the calculation. Purchases of 
treasury shares during the period are weighted based on the remaining period. 

Diluted earnings per share are calculated by adjusting the consolidated profit or loss available to 
common shareholders and the weighted average number of common shares outstanding for the 
effects of all potentially dilutive shares. Such potentially dilutive common shares are excluded 
when the effect of including them would be to increase earnings per share or reduce a loss per 
share. 

NOTE 32 – CASH AND CASH EQUIVALENTS, INCLUDING RESTRICTED CASH 

Cash at banks and on hand 

Cash and cash equivalents  

Cash provided as security for initial margin calls and 
negative market values on derivatives, etc.¹⁾ 
Sale and leaseback transaction prepayment to be 
released upon delivery of the vessel²⁾ 

Restricted cash 

2022 

2021 

 320.5  

  144.8  

 320.5  

  144.8  

2020 

 89.5  

 89.5  

 3.3  

 5.9  

  46.1  

 - 

 3.3  

21.0 

 26.9  

 - 

  46.1  

Cash and cash equivalents, including restricted cash 

 323.8  

171.7  

  135.6  

¹⁾ The counterparties have an obligation to return any excess cash provided as security to the Group upon 

settlement or early termination of the contracts.  

²⁾ Prepayment released on 06 January 2022. 

On 01 September 2022, TORM acquired an ownership stake of 75% of Marine Exhaust 
Technology A/S (MET), a Danish industrial company specialized in developing and producing 
advanced and green marine equipment for a cash consideration of USD 2.0m. TORM acquired 
MET because the entity has gained strong expertise in developing and producing components for 
the maritime industry, including scrubbers for the shipping industry. As part of the transaction, 
TORM also obtained control over the joint venture entity Marine Exhaust Technology (Hong Kong) 
Ltd in which TORM previously held a 27.5% interest. 

TORM has elected to measure the non-controlling interest in the acquiree at fair value. 

The fair value of the non-controlling interest in MET has been assessed based on the EBITDA 
multiples method using estimated 2023 financials based on expected scrubber orders. The value 
includes an adjustment based on development costs to account for potential future income from 
the sales of Flettner rotors. Based on the enterprise value estimate, the equity value is calculated 
through a standard adjustment for net interest-bearing debt. 

The previously held interest in Marine Exhaust Technology (Hong Kong) Ltd was remeasured at fair 
value as part of the transaction leading to a gain of USD 0.3m recognized in the share of 
profit/loss from joint ventures in the consolidated income statement. 

The acquired assets include contractual receivables of USD 5.7m of which USD 0.3m were 
considered to be uncollectible at the day of the acquisition. 

Transaction costs in connection with the acquisition amounted to less than USD 0.1m and are 
recognized as administration expenses. 

The goodwill of USD 1.8m represents the value of expected synergies arising from the acquisition 
and is allocated entirely to the Marine Exhaust segment. The goodwill recognized is not expected 
to be deductible for tax purposes. 

Revenue and profit for the period generated by the acquired entity amounted to USD 5.9m and 
0.0m, respectively, and have been recognized in the consolidated income statement since the 
acquisition. Had the acquisition taken place on 01 January 2022, the revenue and profit for the 
Group for 2022 would have been USD 1,455.9m and USD 561.9m, respectively. 

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

173 

NOTE 33 - continued 

NOTE 33 - continued 

Accounting policies 
Newly acquired or formed entities are recognized in the consolidated financial statements from 
the date of acquisition or formation. The date of acquisition is the date on which control over the 
entity is effectively transferred. 

Business combinations are accounted for by applying the purchase method, whereby the acquired 
entities’ identifiable assets, liabilities, and contingent liabilities are measured at fair value at the 
acquisition date. The tax effect of the revaluation activities is also considered. 

When a business combination agreement provides for an adjustment to the cost of the 
combination contingent on future events, the amount of that adjustment is included in the cost of 
the combination if the event is probable and the adjustment can be measured reliably. Costs of 
issuing debt or equity instruments in connection with a business combination are accounted for 
together with the debt or equity issuance. All other costs associated with the acquisition are 
expensed in the income statement. 

The excess of the cost of the business combination over the fair value of the acquired assets, 
liabilities, and contingent liabilities is recognized as goodwill under intangible assets and is tested 
for impairment at least once a year. Upon acquisition, goodwill is allocated to the cash generating 
units that subsequently form the basis for the impairment test. If the fair value of the acquired 
assets, liabilities, and contingent liabilities exceeds the cost of the business combination, the 
identification of assets and liabilities and the processes of measuring the fair value of the assets 
and liabilities and the cost of the business combination are reassessed. If the fair value of the 
business combination continues to exceed the cost, the resulting gain is recognized in the income 
statement. 

The following table summarizes the fair values of the assets acquired and the liabilities assumed on 
01 September 2022: 

USDm 

Intangible  assets 

Tangible fixed assets 

Inventories 

Trade receivables 

Other receivables 

Prepayments 

Cash and cash equivalents 

Borrowings 

Deferred tax liabilities 

Provisions 

Other non-current liabilities 

Trade payables 

Other liabilities 

Deferred income 

Current tax liabilities 

Net identifiable assets acquired 

Goodwill 

Total net assets acquired 

Of which fair value of non-controlling interest 

Total purchase consideration 

Cash consideration 

Fair value of previously held interests 

Total purchase consideration 

Cash acquired 

Cash consideration 

Acquisition of subsidiaries, net of cash acquired 

01 September 

2022 

1.2 

2.5 

6.4 

1.6 

3.8 

1.5 

3.0 

-7.9 

-0.3 

-0.4 

-0.8 

-1.5 

-0.3 

-4.3 

-0.3 

4.2  

1.8 

6.0  

-2.4 

3.6  

2.0 

1.6 

3.6  

3.0  

-2.0 

 1.0  

TORM ANNUAL REPORT 2022 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

174 

Parent company 2022 

Parent company financial statements 
Management review for TORM plc 
Income statement 
Statement of comprehensive income 
Company balance sheet 
Company statement of changes in equity 
Cash flow statement 
Notes to parent company financial statements 

176
177
177
178
179
180
181

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

175 
175 

Management review for TORM plc 

The parent company activities include holding company activities for the TORM Group, treasury 
activities as well as bareboat chartering activities.  

In 2022, revenue amounted to USD 11.9m compared to USD 32.1m in 2021, primarily driven by 
fewer vessels on bareboat charters to TORM A/S. The operating loss amounted to USD 4.6m 
compared to an operating profit of USD 1.9m in 2021, which was impacted by reversals of 
expected credit losses. 

In 2022, a reversal of impairment of investment in subsidiaries amounting to USD 139.0m (2021: 
nil) has been recognized as the recoverable amount exceeded the carrying amount of the 
investments in subsidiaries. The primary driver of the impairment reversal is the improved 
conditions in the product tanker market outlook for vessel owning subsidiaries. 

Net financial income amounted to USD 33.6m compared to USD 35.1m in 2021, primarily 
impacted by an increase in interest income from subsidiaries of USD 11.5m and a decrease in 
dividends from subsidiaries of USD 22.2m as well as a decrease in borrowing interest of USD 8.1m  

Net profit amounted to USD 175.3m compared to USD 37.0m in 2021. 

Total assets decreased by USD 275.9m to USD 1,619.8m as of 31 December 2022, mainly 
driven by a decrease in loans to subsidiaries of USD 324.5m partially offset by fair value gains on 
interest rate swaps of USD 53.7m. 

Total equity increased by USD 60.4m to USD 1,202.2m as of 31 December 2022, primarily 
driven by a net profit of USD 175.3m and increased hedging reserves of USD 54.7m from 
unrealized gains on interest derivatives partially offset by dividend payments of USD 166.7m. 

During 2022, total borrowings decreased by USD 201.1m, to USD 405.5m primarily driven by 
debt repayments in connection with vessel sales in subsidiaries. 

TORM ANNUAL REPORT 2022 

PARENT COMPANY FINANCIAL STATEMENTS 

176 

Income statement 
01 January-31 December 

Statement of comprehensive income 
01 January-31 December 

USD '000 

Revenue 

Charter hire 

Administrative expenses 

Other operating income and expenses 

Expected credit loss 

Depreciation and amortization 

Operating profit/(loss) (EBIT) 

Impairment reversal on investment in subsidiaries 

Financial income 

Financial expenses 

Profit before tax 

Tax  

Note 

2022 

2021 

USD '000 

11,861  

 32,132  

Net profit for the year 

2022 

2021 

 175,334  

36,996  

 -11,715 

-31,735 

 -4,737 

-3,192 

  44  

-47 

-39 

  44  

4,660  

-43 

Other comprehensive income: 

Items that may be reclassified to profit or loss: 

Fair value adjustment on hedging instruments 

-4,633 

 1,866  

Fair value adjustment on hedging instruments transferred to income 
statement 

Tax on items that may be reclassified to profit or loss 

Other comprehensive income after tax ¹⁾ 

54,259  

 10,306  

412  

 9,159  

-13,162 

- 

 41,509  

 19,465  

Total comprehensive income for the year 

 216,843  

 56,461  

  5  

  2  

  2  

 138,984  

- 

 52,718  

63,555  

-19,107 

 -28,425 

 167,962  

36,996  

  4  

7,372  

- 

Net profit for the year 

 175,334  

36,996  

TORM ANNUAL REPORT 2022 

PARENT COMPANY FINANCIAL STATEMENTS 

177 

 
Company balance sheet 
as of 31 December 

USD '000 

Assets 

Non-current assets 

Tangible fixed assets 

Land and buildings 

Other plant and operating equipment 

Total tangible fixed assets 

Financial assets 

Investments in subsidiaries 

Loan receivables 

Loans to subsidiaries 

Total financial assets 

Total non-current assets 

Current assets 

Loans to subsidiaries 

Other receivables 

Prepayments 

Cash and cash equivalents 

Total current assets  

Total assets 

Note 

2022 

2021 

USD '000 

Note 

2022 

2021 

102  

- 

102  

 33  

 3 

 36  

 5 

 6  

940,291  

 937,589  

 4,570  

  4,617  

- 

803,712 

944,861   1,745,918  

EQUITY AND LIABILITIES 

EQUITY 

Common shares 

Treasury shares 

Hedging reserves 

Share premium 

Retained profit 

Total equity 

LIABILITIES 

NON-CURRENT LIABILITIES 

Deferred tax liability 

Borrowings 

944,963   1,745,954  

Total non-current liabilities 

619,049  

 139,854  

7  

 53,702  

  371  

  1,706  

6,843  

  374  

2,622  

674,828  

 149,693  

CURRENT LIABILITIES 

Borrowings 

Trade payables 

Payables to subsidiaries 

Other liabilities 

Total current liabilities 

1,619,791   1,895,647  

Total liabilities 

  823  

812  

 -4,235 

 -4,235 

39,485 

 -2,024 

77,794 

 69,821 

1,088,297   1,077,410  

1,202,164   1,141,784  

4  

5,790  

- 

8   340,602  

463,459  

346,392   463,459  

8  

64,882  

  143,135  

  349  

  256  

2,993  

 135,825  

  3,011  

11,188  

 71,235   290,404  

 417,627   753,863  

TOTAL EQUITY AND LIABILITIES 

1,619,791   1,895,647  

The financial statements of TORM plc, company number 09818726, have been approved by the 
Board of Directors and signed on their behalf by: 

Jacob Meldgaard 
Executive Director 
16 March 2023 

TORM ANNUAL REPORT 2022 

PARENT COMPANY FINANCIAL STATEMENTS 

178 

 
Company statement of changes in equity 

USD '000 

EQUITY 

Common 
shares 

Treasury 
shares  

Hedging 
reserves 

Share 
premium 

Retained 
profit 

Total 

Equity as of 01 January 2021 

  748  

-4,235 

-21,489 

 12,307   1,038,097   1,025,428  

Comprehensive income for the year: 

Net profit for the year 

Other comprehensive income for the year 

Total comprehensive income for the year 

Capital increase 

Transaction costs capital decrease 

Share-based compensation 

Total changes in equity 2021 

Equity as of 31 December 2021 

Comprehensive income for the year: 

Net profit for the year 

Other comprehensive income for the year 

Tax on other comprehensive income 

Total comprehensive income for the year 

Capital increase 

Transaction costs capital increase 

Share-based compensation 

Dividend paid 

Total changes in equity 2022 

Equity as of 31 December 2022 

- 

- 

- 

  64  

- 

- 

  64  

- 

- 

- 

- 

- 

- 

- 

- 

 19,465  

 19,465  

- 

- 

- 

36,996  

36,996  

- 

 19,465  

36,996 

 56,461  

- 

- 

- 

- 

57,799  

-285  

- 

- 

57,863 

-285 

- 

 2,317  

 2,317 

 57,514  

 2,317  

59,895  

812  

-4,235 

-2,024 

 69,821   1,077,410   1,141,784  

- 

- 

-  

- 

 11  

- 

- 

- 

 11  

- 

- 

-  

- 

- 

- 

- 

- 

- 

- 

 54,671  

-13,162  

 41,509  

- 

- 

- 

- 

 175,334  

 175,334  

- 

- 

 54,671  

-13,162  

175,334  

 216,843 

- 

- 

- 

- 

- 

8,004  

-31  

-

-

 8,015 

-31 

- 

- 

  2,211  

2,211 

-166,658     -166,658 

7,973  

-164,447     -156,463 

  823  

-4,235 

39,485  

77,794   1,088,297   1,202,164  

TORM ANNUAL REPORT 2022 

PARENT COMPANY FINANCIAL STATEMENTS 

179 

Cash flow statement 

USD '000 

Cash flow from operating activities 

Net profit for the year 

Reversals: 

Reversal of depreciation and impairment losses 

Reversal of other non-cash movements 

Impairment reversal on investment in subsidiaries 

Financial income 

Financial expenses 

Tax 

Interest received 

Interest paid 

Net exchange rate gains and losses 

Repayments of intercompany trading balances 

Change in inventories, receivables, and payables, etc. 

Net cash flow from operating activities 

  4,411  

  105,871  

2022 

2021 

USD '000 

2022 

2021 

 175,334  

36,996  

Payments/repayments of loans to subsidiaries 

356,093  

 -226,285 

Cash flow from investing activities 

Net cash flow from investing activities 

356,093  

-226,285 

  39  

  43  

  12,418  

25,846  

-138,984 

- 

-52,718 

 -63,555 

19,107 

28,425 

 -7,372 

- 

Cash flow from financing activities 

Borrowing, mortgage debt 

Repayment/redemption, mortgage debt 

Repayment/redemption, finance lease 

Capital increase 

Transaction costs capital increase 

-

 17,750 

Dividends paid 

20,000  

224,048  

 -222,708     -176,000 

-38 

-43 

 8,015  

2,863  

-31 

-241 

-166,658 

- 

-18,553 

 -27,384 

-717 

-68 

  15,501  

87,539  

  356  

281  

Net cash flow from financing activities 

-361,420 

50,627  

Net cash flow from operating, investing, and financing activities 

-916 

-69,787 

Cash and cash equivalents as of 01 January 

2,622  

72,409  

Cash and cash equivalents as of 31 December 

 1,706  

2,622  

TORM ANNUAL REPORT 2022 

PARENT COMPANY FINANCIAL STATEMENTS 

180 

Notes to parent company 
financial statements  

Note 1 – Accounting policies – supplementary for the parent company  182

Note 2 – Financial items 

Note 3 – Staff costs 

Note 4 –Tax 

Note 5 – Financial assets 

Note 6 – Loan receivables 

Note 7 – Other receivables 

Note 8 – Borrowings 

Note 9 – Impairment testing 

Note 10 – Collateral security for mortgage debt and bank loans 

Note 11 – Guarantee commitments and contingent liabilities 

Note 12 – Related party transactions 

183

183

183

184

184

185

185

185

185

185

185

TORM ANNUAL REPORT 2022 
TORM ANNUAL REPORT 2022 

181 
181 

NOTE 1 – ACCOUNTING POLICIES – SUPPLEMENTARY FOR THE PARENT COMPANY 

NOTE 1 - continued 

Basis of preparation 
TORM plc is a public company limited by shares and incorporated in England and Wales. Its 
registered number is 09818726, and its registered address is office 105, 20 St Dunstan’s Hill, 
London, EC3R 8HL. The Company meets the definition of a qualifying entity under Financial 
Reporting Standard 100 (“FRS 100”) issued by the Financial Reporting Council. Therefore, these 
financial statements were prepared in accordance with United Kingdom Generally Accepted 
Accounting Practice (United Kingdom Accounting Standards and applicable law), including 
Financial Reporting Standard 101 Reduced Disclosure Framework and additional disclosure 
requirements for listed companies in accordance with the Danish Financial Statements Act. 

As permitted by FRS 101, the Company has taken advantage of the disclosure exemptions 
available under that standard in relation to accounting standards issued but not yet effective or 
implemented, share-based payment information, financial instruments, capital management, 
presentation of comparative information in respect of certain assets, presentation of a cashflow 
statement, and certain related party transactions. 

The following exemptions available under FRS 101 have been applied: 

•

•
•

•

•

•

•

Paragraphs 45(b) and 46 to 52 of IFRS 2, “Shared-based payment” (details of the number and
weighted-average exercise prices of share options, and how the fair value of goods or services 
received was determined) 
IFRS 7 “Financial Instruments: Disclosures” 
Paragraph 91 to 99 of IFRS 13, “Fair value measurement” (disclosure of valuation techniques 
and inputs used for fair value measurement of assets and liabilities) 
The following paragraphs of IAS 1 “Presentation of financial statements” 
•
•
Paragraph 30 and 31 of IAS 8 “Accounting policies, changes in accounting estimates and 
errors” (requirement for the disclosure of information when an entity has not applied a new 
IFRS that has been issued but is not yet effective) 
Paragraph 17 and 18A of IAS 24 “Related Party Disclosures” (Key management personnel
compensation) 
The requirements in IAS 36 “Impairment of Assets” (disclosure of valuation technique and
assumptions used in determining recoverable amount) 

16 (statement of compliance with all IFRS) 
134-136 (capital management disclosures) 

Where required, the equivalent disclosures are given in the Group's consolidated financial 
statements. Key sources of estimating uncertainty disclosure are provided in the accounting 
policies and in relevant notes to the Group consolidated financial statements as applicable.  

Details of the Company's share-based payment schemes are provided in Note 5 to the Group 
consolidated financial statements. 

Accounting policies 
In supplement to the accounting policies provided in Note 1 to the Group consolidated financial 
statements, the following accounting policies were applied to the Company’s financial 
statements. 

Investment in subsidiaries and joint ventures 
Investment in subsidiaries, associated companies, and joint ventures are recognized and measured 
in the financial statements of the Parent Company at cost less provision for impairment and 
classified as “non-current assets”. Dividends are recognized under “Financial income”. 

The carrying amount of investment in subsidiaries and joint ventures is increased to its recoverable 
amount if there have been changes in the estimates used to determine the recoverable amount 
since the last impairment loss was recognized. 

Reversal of impairment losses on investment in subsidiaries and joint ventures is recognized in 
“Impairment reversal on investment in subsidiaries”. 

Critical accounting estimates and judgements 
In supplement to the critical accounting estimates and judgements provided in Note 1 to the 
Group consolidated financial statements, the following is considered a significant accounting 
estimate used in the preparation of the Company’s financial statements. 

Carrying amounts of investments in subsidiaries 
The Company evaluates the carrying amounts of subsidiaries to determine if events have occurred 
which would require a modification of their carrying amounts. The valuation of subsidiaries is 
reviewed based on the performed impairment testing of the Group’s cash-generating unit, 
excluding the Parent Company’s effect on the value in use of the cash-generating unit. 

The financial statements have been prepared on a going concern basis. Further information 
relating to the going concern assumption is provided in Note 1 to the Group consolidated financial 
statements. 

For further information regarding the underlying impairment testing of the vessels in the Group, 
please refer to Note 10 to the Group consolidated financial statements. 

TORM ANNUAL REPORT 2022 

NOTES TO PARENT COMPANY FINANCIAL STATEMENTS 

182 

NOTE 2 – FINANCIAL ITEMS 

NOTE 4 –TAX 

USD '000 

Financial income 

Interest income from subsidiaries 

30,582  

19,115 

USD '000 

Tax for the year 

Tax losses for the year 

  4  

87 

Adjustment of deferred tax 

22,083  

44,303 

Total 

2022 

2021 

The major components of income tax for the years ended 31 December 2022 and 2021 are: 

2022 

2021 

- 

 -7,372 

-7,372 

- 

- 

- 

Interest income from cash and cash equivalents, including restricted 
cash  

Dividends from subsidiaries 

Other financial income 

Total 

Financial expenses 

Interest expense to subsidiaries 

Interest expenses on borrowings 

Interest expense from right-of-use assets 

Commitment fees 

Amortization of interest rate swaps 

Ineffectiveness on interest rate swaps 

Exchange rate adjustments, including loss from forward exchange 
rate contracts  

Other financial expenses 

Total 

NOTE 3 – STAFF COSTS 

USD'000 

Total staff costs 

Staff costs included in administrative expenses 

Total staff costs 

Adjustment of deferred tax of USD 7.4m for the year ended 31 December 2022 consists of the 
recognition of deferred tax assets for unused tax credits for charges subject to the corporate 
interest restriction and for carried forward losses, which now qualify for recognition as a result of 
the deferred tax liability related to the unrealized gain on interest swaps.   

Tax effects directly recognized in equity or other comprehensive income for the years ended 31 
December 2022 and 2021 are: 

USD '000 

2022 

2021 

Deferred tax charged in the statement of Other Comprehensive 
Income 

Deferred tax related to items recognized in OCI during the year 

Total 

13.162 

13.162 

- 

- 

Tax recognized in equity or other comprehensive income relates to the unrealized fair value 
adjustment on hedging instruments recognized directly in equity or other comprehensive income. 

  49  

50 

 52,718  

63,555 

- 

135 

-18,955 

-27,075 

-1 

-622 

 -2,394 

3,622 

-2 

-1,100 

-1,382 

1,193 

-713 

-44 

-71 

-123 

-19,107 

-28,425 

2022 

2021 

 1,180  

 1,180  

1,332  

1,332  

Average number of permanent employees 

 1  

 1  

Employee information 
The average number of employees is calculated as a full-time equivalent (FTE). 

TORM ANNUAL REPORT 2022 

NOTES TO PARENT COMPANY FINANCIAL STATEMENTS 

183 

NOTE 4 – CONTINUED 

Reconciliation of tax charge 

USD '000 

Accounting profit before income tax 

Adjustment of income 

Reversal of impairment 

Dividend distribution 

Legal and professional fees 

Other non-deductible expenses for tax purposes 

Other non-taxable income 

Non-trade loan relationship 

Corporate interest restriction 

Capital allowances 

Adjusted taxable loss 

At effective UK income tax rate of 19% (2021: 19%) 

Recognition of deferred tax asset from unused tax credits 

Income tax reported in the Income Statement 

Deferred tax liability 

USD '000 

Deferred tax liability 

Balance as of 01 January 

Deferred tax for the year 

Deferred tax from changes in equity 

Total 

NOTE 5 – FINANCIAL ASSETS 

2022 

2021 

Investments in subsidiaries 

 167,962  

36,996 

Cost: 

USD'000 

-138,984 

-4,660 

 -22,083 

-44,303 

  909  

  48  

-

-

-12,242 

-345 

75 

71  

-43 

-20,581 

6,344 

-421 

-4,735 

-26,522 

- 

7,372  

7,372  

- 

- 

- 

2022 

2021 

- 

 -7,372 

13,162 

5,790  

- 

- 

- 

- 

Balance as of 01 January 

Adjustments to prior years 

Capital decreases in subsidiaries 

Capital increases related to share-based payments 

Balance as of 31 December 

Impairment: 

Balance as of 01 January 

Adjustments to prior years 

Impairment (reversal)/losses for the year 

Balance as of 31 December 

2022 

2021 

1,079,689   1,173,105  

-3,116 

-  

-137,838 

 -95,733 

 1,556  

 2,317 

 940,291   1,079,689  

  142,100  

  142,100  

-3,116 

-138,984 

- 

- 

- 

142,100 

Carrying amount as of 31 December 

 940,291   937,589  

Adjustments to prior years relate to reclassification due to immaterial deviations. 

Please refer to note 9 for further reference on impairment reversal for the year. 

NOTE 6 – LOAN RECEIVABLES 

USD '000 

Loan receivables 

Cost: 

Balance as of 01 January 

Balance as of 31 December 

Expected credit loss: 

Balance as of 01 January 

Additions during the year 

Balance as of 31 December 

2022 

2021 

  4,711  

  4,711  

  4,711  

  4,711  

  94  

  47  

 141  

  94  

- 

  94  

Carrying amount as of 31 December 

4,570  

 4,617  

As per December 2022 there are unused tax credits of USD 2.2m (2021: USD 13.5m) relating to 
prior year losses, as the utilisation of these losses may not be used to offset taxable profit due to a 
high degree of uncertainty of future taxable profits.  

TORM ANNUAL REPORT 2022 

NOTES TO PARENT COMPANY FINANCIAL STATEMENTS 

184 

NOTE 7 – OTHER RECEIVABLES 

USD '000 

Derivative financial instruments 

Other 

Balance as of 31 December 

NOTE 8 – BORROWINGS 

NOTE 9 – CONTINUED 

2022 

53.686  

16 

2021 

6.824  

19 

53.702 

6.843 

Please refer to Note 10 to the Group consolidated financial statements for further information in 
respect of the fair value less costs of disposal of these vessels. 

NOTE 10 – COLLATERAL SECURITY FOR MORTGAGE DEBT AND BANK LOANS 

The vessels owned by subsidiaries of the Company which have been provided as security for 
TORM’s debt amounted to USD 409.2m as of 31 December 2022 (2021: USD 611.9m). 

As of 31 December 2022, the Company had borrowed USD 409.2.m (2021: USD 611.9m). The 
loan proceeds were USD 3.8m lower (2021: USD 5.3m) due to borrowing fees. The fees are 
amortized over the loan periods. In 2022, the Company had interest expenses of USD 18.7m 
(2021: USD 16.6m) regarding these loan facilities. 

As of 31 December 2022, the Company had finance lease liabilities of 0.1m (2021: nil). In 2022, 
the Company had interest expenses of USD 0.0m (2021: nil) regarding financial leases. 

The development in borrowings during the year was caused by cash changes from new borrowings 
of USD 20m (2021: 224.0m) and repayments of borrowings of USD 222.7m (2021: 176.0m) as 
well as non-cash increases of USD 1.6m (2021: 0.5m). 

NOTE 9 – IMPAIRMENT TESTING 

NOTE 11 – GUARANTEE COMMITMENTS AND CONTINGENT LIABILITIES 

TORM is guarantor for a loan amounting to USD 79m established in the subsidiaries TORM A/S 
and VesselCo 9 Pte. Ltd. 

As part of sale and leaseback transactions made by a subsidiary, TORM issued a guarantee to the 
third party in relation to future lease payments to be made by the subsidiary, which are expected 
to total approximately USD 480m. 

NOTE 12 – RELATED PARTY TRANSACTIONS 

TORM’s ultimate controlling party is Oaktree Capital Group, LLC, a limited liability company 
incorporated in the USA. The immediate controlling shareholder is OCM Njord Holdings S.à.r.l. 
(Njord Luxco). 

As of 31 December 2022, Management performed an impairment test of investments in 
subsidiaries. The subsidiaries of TORM plc are the formal owners of TORM’s vessels and operate in 
the product tanker market. 

The Company has received dividends from subsidiaries amounting to USD 22.1m (2021: USD 
44.3m). 

As of 31 December 2022, the recoverable amount of the investments in subsidiaries was based 
on the fair value less costs of disposal.  

Based on this test, Management concluded that a full reversal of prior year’s impairment charges 
of USD 133.5m was needed (2021: no reversal of impairment). 

The assessment of the fair value less costs of disposal of the subsidiaries was based on the net 
asset value of the subsidiaries where the key input is the broker valuation of vessels owned by the 
subsidiaries. The broker valuations are an average of valuations from two internationally 
acknowledged shipbrokers with appropriate qualifications and recent experience in the valuation 
of vessels. 

The Company has income in the form of interests from its subsidiaries of USD 30.6m (2021: USD 
17.5m) relating to loans to subsidiaries. 

The Company has income in the form of bareboat hire from its subsidiary TORM A/S of USD 
11.9m (2021: USD 32.1m). 

The Company has paid bareboat hire to its subsidiaries in the amount of USD 11.7m (2021: USD 
31.7m). 

There have been no or limited transactions with related parties during the financial year other than 
the transactions disclosed above. 

TORM ANNUAL REPORT 2022 

NOTES TO PARENT COMPANY FINANCIAL STATEMENTS 

185 

 TORM ANNUAL REPORT 2022 

186 

Independent auditor’s report to the members of TORM plc 
Report on the audit of the financial statements 

Opinion 
In our opinion: 
•

•

•

•

•

TORM plc’s group financial statements and parent 
company financial statements (the “financial statements”) 
give a true and fair view of the state of the group’s and of 
the parent company’s affairs as at 31 December 2022 and 
of the group’s profit for the year then ended; 
the group financial statements have been properly prepared
in accordance with UK adopted international accounting 
standards;
the parent company financial statements have been 
properly prepared in accordance with United Kingdom 
Generally Accepted Accounting Practice and additional 
disclosure requirements for listed companies in accordance
with the Danish Financial Statements Act; 
the financial statements have been prepared in accordance
with the requirements of the Companies Act 2006; 
The group financial statements are also prepared in 
accordance with International Financial Reporting 
Standards (“IFRS”) as issued by the International 
Accounting Standards Board (“IASB”) and IFRS as adopted 
by the EU, as applied to financial periods beginning on or 
after 1 January 2022 and additional disclosure 
requirements for listed companies in accordance with the 
Danish Financial Statements Act. 

We have audited the financial statements of TORM plc (the ‘parent company’) and its subsidiaries (the ‘group’) for the year ended 31 
December 2022 which comprise: 

Group 

Parent company 

Consolidated balance sheet as at 31 December 2022 

Balance sheet as at 31 December 2022  

Consolidated income statement for the year then ended 

Income statement for the year then ended  

Consolidated statement of comprehensive income for the 
year then ended 

Consolidated statement of changes in equity for the year then 
ended 

Statement of comprehensive income for the year then ended  

Statement of changes in equity for the year then ended  

Consolidated statement of cash flows for the year then ended 

Statement of cash flows for the year then ended 

Related notes 1 to 33 to the financial statements, including a 
summary of significant accounting policies 

Related notes 1 to 12 to the financial statements including a 
summary of significant accounting policies 

The financial reporting framework that has been applied in the 
preparation of the group financial statements is applicable law 
and UK adopted international accounting standards.  The 
consolidated financial statements of the group have been 
prepared in accordance with UK-adopted International 
Accounting Standards (“UK-adopted IAS”). The consolidated 
financial statements are also prepared in accordance with 
International Financial Reporting Standards (“IFRS”) as issued 
by the International Accounting Standards Board (“IASB”) and 
IFRS as adopted by the EU, as applied to financial periods 
beginning on or after 1 January 2022 and additional disclosure 
requirements for listed companies in accordance with the 
Danish Financial Statements Act. The financial reporting 
framework that has been applied in the preparation of the 
parent company financial statements is applicable law and 
United Kingdom Accounting Standards, including FRS 101 
“Reduced Disclosure Framework” (United Kingdom Generally 
Accepted Accounting Practice) and additional disclosure 
requirements for listed companies in accordance with the 
Danish Financial Statements Act. 

Basis for opinion  
We conducted our audit in accordance with International 
Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our 
responsibilities under those standards are further described in 
the Auditor’s responsibilities for the audit of the financial 
statements section of our report. We are independent of the 
group and parent company in accordance with the ethical 
requirements that are relevant to our audit of the financial 
statements in the UK, including the FRC’s Ethical Standard as 
applied to listed entities, and we have fulfilled our other ethical 
responsibilities in accordance with these requirements. 

We believe that the audit evidence we have obtained is 
sufficient and appropriate to provide a basis for our opinion. 

Conclusions relating to going concern  
In auditing the financial statements, we have concluded that 
the directors’ use of the going concern basis of accounting in 
the preparation of the financial statements is appropriate. Our 
evaluation of the directors’ assessment of the group and parent 
company’s ability to continue to adopt the going concern basis 
of accounting included carrying out the following procedures:  

• We confirmed our understanding of management’s going 
concern assessment process and assessed the design, 

TORM ANNUAL REPORT 2022 

INDEPENDENT AUDITOR’S REPORT 

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Independent Auditor’s Report to the Members of TORM plc 
Report on the audit of the financial statements 

implementation and operating effectiveness of related 
controls and also engaged with management early to 
ensure key factors were considered in their assessment.  

• We obtained management’s board approved forecast cash 
flows and covenant calculation covering the period of 
assessment from the date of signing to 31 March 2024. As 
part of this assessment, the group has modelled a low case 
and stress case scenario in their cash forecasts and 
covenant calculations in order to incorporate unexpected 
changes to the forecasted liquidity and covenant 
compliance of the group. 

• We assessed the reasonableness of the cashflow forecast 

by analysing management’s historical forecasting accuracy. 

• We evaluated the key assumptions and sensitivities 

identified underpinning the group’s assessment by 
challenging how these compared with external benchmarks, 
historical performance adjusted for inflation, the lowest 
rolling 4-quarter average since 2000, as well as 
performance in the period post year end. 

• We have evaluated the key assumptions underpinning the 

group’s base case, low case and stress case scenario by 
challenging the appropriateness of the low case and stress 
case scenarios modelled and how these compared with the
principal risks and uncertainties of the group. 

• We have evaluated the stress case scenario and considered
whether the combination of factors (notably significantly 
reduced freight rates and vessel values) is a plausible 
outcome or remote based upon the historical performance, 
external benchmarks, and performance and conditions in 
the period post year end. 

• We tested the clerical accuracy and logical integrity of the

model used to prepare the group’s going concern 
assessment. 

• We considered whether the group’s forecasts in the going 
concern assessment were consistent with other forecasts 
used by the group in its accounting estimates. 

• Our analysis also considered the mitigating actions such as 

sale of older vessels that management could undertake in 
an extreme downside scenario and whether these were 
achievable and in control of management considering 
timing and quantum. 

• We also confirmed the continued availability of debt 

facilities through the going concern period, and reviewed 
their underlying terms, including covenants, by examination 
of executed documentation. 

• We have considered factors, such as freight rates and 
vessel values, in the period immediately after the going 
concern period by comparing them to the external 
benchmarks. 

• We considered whether management’s disclosures in the 
financial statements sufficiently and appropriately reflect 
the going concern assessment and outcomes. 

The group is forecast to be profitable and generate positive 
operating cashflows throughout the going concern period in 
base case scenario, low case scenario and stress case scenario 
modelled.  In each scenario TORM continues to meet its 
covenants. The combination of factors to achieve a reverse 
stress test position is considered to be remote.  

We considered subsequent events, including the planned 
refinancing in 2023 as well as committed vessels acquisitions 
in 2023, and obtained management’s assessment over the 
impact of these events. Management has assessed that the 
subsequent events do not change the conclusion of 
Management’s assessment.  

Based on the work we have performed, we have not identified 
any material uncertainties relating to events or conditions that, 
individually or collectively, may cast significant doubt on the 
group and parent company’s ability to continue as a going 
concern for a period to 31 March 2024.  

Our responsibilities and the responsibilities of the directors with 
respect to going concern are described in the relevant sections 
of this report.  However, because not all future events or 
conditions can be predicted, this statement is not a guarantee 
as to the group’s ability to continue as a going concern.

Overview of our audit approach 

Audit scope 

We performed an audit of the complete 
financial information of the group. 

Key audit matter  Carrying value of vessels. 

Materiality 

Overall group materiality of $12m which 
represents 0.5% of group total assets. 

An overview of the scope of the parent and group audits  
Tailoring the scope 
Our assessment of audit risk, our evaluation of materiality and 
our allocation of performance materiality determine our audit 
scope for each company within the group.  Taken together, this 
enables us to form an opinion on the consolidated financial 
statements. 

In assessing the risk of material misstatement to the group 
financial statements, we considered that all significant 
elements of the group’s finance and accounting function are 
situated and managed centrally in Copenhagen, Demark, and 
operate under one common internal control environment; and 
all operations of the group are also managed from this location 
together with the UK headquarters. All audit work performed for 
the purposes of the audit was undertaken by the group audit 
team, as an integrated audit engagement team, consisting of 
team members located in Denmark and the UK. As an 
integrated team all audit work was performed in a shared 
electronic workspace. The audit plan was developed jointly and 
both teams were involved in the execution of the plan and in the 
consideration of areas of significant judgement and estimation. 

During the course of the audit, the UK senior members, 
including the Senior Statutory Auditor, supervised the members 
of the audit team who are based in Copenhagen, Denmark. We 
held regular meetings with management and the Denmark 
based audit team via video calls to direct and supervise the 
audit and the UK team continued to access client 
documentation and document our work in the shared electronic 
work file. UK team members were also present in Copenhagen 
during the year end phase of the audit. 

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Independent Auditor’s Report to the Members of TORM plc 
Report on the audit of the financial statements 

Climate change  
Stakeholders are increasingly interested in how climate change 
will impact the group. The group has determined that the most 
significant future impacts from climate change on its 
operations will be from declining demand for oil and gas, higher 
cost of capital and reduced access to capital, carbon price 
regulations, and decarbonisation of vessels. These are 
explained on pages 75-77 in the Climate-related risk analysis 
and TCFD (Task Force for Climate related Financial 
Disclosures). They have also explained their climate 
commitments on pages 15 to 17 and 27. All of these 
disclosures form part of the “Other information,” rather than 
the audited financial statements. Our procedures on these 
unaudited disclosures therefore consisted solely of considering 
whether they are materially inconsistent with the financial 
statements, or our knowledge obtained in the course of the 
audit or otherwise appear to be materially misstated, in line with 
our responsibilities on “Other information”.   

In planning and performing our audit we assessed the potential 
impacts of climate change on the group’s business and any 
consequential material impact on its financial statements. The 
group has explained in note 10 to the group financial 
statements articulation of how climate change has been 
reflected in vessels values, how they have reflected the impact 
of climate changes and the climate changes agenda on the fair 
value of vessels including how this aligns with its commitment 
to the aspirations of the Paris Agreement to achieve net zero 
emissions by 2050.Significant judgements and estimates 
relating to climate change are included in note 10.  These 
disclosures also explain where governmental and societal 
responses to climate change risks are still developing, and 
where the degree of certainty of these changes means that 
they cannot be taken into account when determining asset  
and liability valuations and timing of future cash flows  
under the requirements of UK adopted international accounting 
standards and IFRS issued IASB as adopted  
by the EU as applied to financial periods beginning on or after 1 
January 2022. 

Our audit effort in considering the impact of climate change on 
the financial statements was focused on evaluating 
management’s assessment of the impact of climate risk, 
physical and transition, their climate commitments, the effects 
of material climate risks disclosed on pages 75 -77 and the 
significant judgements and estimates disclosed in note 10 and 
whether these have been appropriately reflected in the carrying 
value of vessels and associated disclosure where fair value of 
vessels may be negatively impact by climate changes and 
climate agenda. Details of our procedures and findings on 
carrying value of vessels are included in our key audit matter 
below.  

We also challenged the Directors’ considerations of climate 
change risks in their assessment of going concern and viability 
and associated disclosures.  

Based on our work we have not identified the impact of climate 
change on the financial statements to be a key audit matter or 
to impact a key audit matter. 

Key audit matters 
Key audit matters are those matters that, in our professional 
judgment, were of most significance in our audit of the financial 
statements of the current period and include the most 
significant assessed risks of material misstatement (whether or 
not due to fraud) that we identified. These matters included 
those which had the greatest effect on the overall audit 
strategy, the allocation of resources in the audit; and directing 
the efforts of the engagement team. These matters were 
addressed in the context of our audit of the financial 
statements as a whole, and in our opinion thereon, and we do 
not provide a separate opinion on these matters. 

TORM ANNUAL REPORT 2022 

INDEPENDENT AUDITOR’S REPORT 

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Independent Auditor’s Report to the Members of TORM plc 
Report on the audit of the financial statements 

Risk 

Our response to the risk 

Carrying value of the group’s vessels carried as  
at 31 December 2022 totalled $1,856m  
(2021: $1,938m). 

We obtained an understanding, evaluated the design, and tested the operating effectiveness 
of the controls over the company’s impairment assessment process, including controls over 
the identification of CGUs and review of the vessels’ fair value.  

Refer to the Audit Committee Report (page 91); Accounting 
policies (page 135, 147); and Note 10 of the Consolidated 
Financial Statements (page 150-152) 

We performed audit procedures on the impairment assessment that included, among others, 
assessment of management’s CGU determination by evaluating their analysis in respect of the 
smallest group of assets that generate largely independent cash flows.  

The Company assesses impairment at each reporting date or 
whenever events or changes in circumstances would 
indicate that the carrying amounts of its vessels might not 
be recoverable in accordance with IAS 36 Impairment of 
Assets. If any indications of impairment exist, or at least 
annually, the company prepares an impairment assessment 
at the cash generating unit (CGU) level, which has been 
determined as LR1, LR2 and MR vessels (the Main Fleet) as 
they are operated collectively, are largely interchangeable 
and the cash flows generated by them are interdependent 
with other vessels. Impairment is recognised if the 
recoverable amount, determined as the higher of value in 
use and the fair value less cost of disposal, is less than the 
carrying value of the corresponding CGU. The company 
determined the recoverable amount to be the fair value less 
cost of disposal, which was calculated as the average of two 
valuations prepared by independent shipbrokers. Based on 
the assessment, the company concluded that the carrying 
value was recoverable as of December 31, 2022. 

Auditing the Company’s vessel impairment assessment was 
complex due to the significant judgement required by 
management in determining the CGU and the degree of 
subjectivity involved in determining the fair value of the 
vessels using independent shipbroker valuations, which use 
a combination of vessels specific inputs such as size, yard 
and age of the vessels and assumptions based on market 
data, including recent comparable vessel transactions. 

We inspected evidence to assess the reasonableness of management’s determination of the 
homogenous nature and joint operation of the Main Fleet.  

We evaluated the recoverability of the carrying value of the vessels by comparing them to the 
average fair value of two valuations prepared by independent shipbrokers.  

We performed inquiries with the independent shipbrokers regarding the valuation methodology 
applied and input data used and evaluated their competence, capabilities and objectivity.  

We tested the input data used for the valuation of the vessels in the Main Fleet by comparing 
vessel specific inputs with vessel records and supporting documentation as well as evidence 
obtained in other areas of the audit. 

We further performed a retrospective comparison of historical sales prices of vessels with the 
independent broker valuations near the time of disposal and compared the valuations to recent 
market data for comparable vessels.  

At the conclusion of the above procedures we stood back and considered all evidence 
gathered to reassess and confirm our conclusions remained appropriate. 

We assessed the appropriateness of disclosures provided in notes 1 and 10, including the 
impact from climate changes, in the consolidated financial statements in accordance with IAS 
36. 

Key observations communicated  
to the Audit Committee 

Based on our audit procedures 
performed, we concur with 
management’s conclusion that the 
carrying value of the group’s vessels was 
recoverable as of 31 December 2022. 

We consider the disclosures in the 
financial statements to be sufficient and 
appropriate and in compliance with 
accounting standards.  

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INDEPENDENT AUDITOR’S REPORT 

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Independent Auditor’s Report to the Members of TORM plc 
Report on the audit of the financial statements 

Our application of materiality 
We apply the concept of materiality in planning and performing 
the audit, in evaluating the effect of identified misstatements 
on the audit and in forming our audit opinion. 

Reporting threshold 
An amount below which identified misstatements are 
considered as being clearly trivial. 

Materiality 
The magnitude of an omission or misstatement that, 
individually or in the aggregate, could reasonably be expected 
to influence the economic decisions of the users of the financial 
statements. Materiality provides a basis for determining the 
nature and extent of our audit procedures. 

We determined materiality for the group to be $12 million 
(2021: $10 million), which is 0.5% (2021: 0.4%) of the group’s 
total assets.  We believe that the key users of the group’s 
financial statements are primarily focused on the group’s 
assets, primarily the vessel value. In addition, we also 
considered that total assets be the most stable and consistent 
benchmark in a period of significant freight rate volatility.   

We determined materiality for the parent company to be $7.4 
million (2021: $8.4 million), which is 0.5% (2021: 0.5%) of 
total asset, as the parent company principally holds 
investments in subsidiaries and does not trade externally.  

Performance materiality 
The application of materiality at the individual account or 
balance level.  It is set at an amount to reduce to an 
appropriately low level the probability that the aggregate of 
uncorrected and undetected misstatements exceeds 
materiality. 

On the basis of our risk assessments, together with our 
assessment of the group’s overall control environment, our 
judgement was that performance materiality was 50% (2021: 
50%) of our planning materiality, namely $6m (2021: $5m).  
Our objective in adopting this approach is to confirm that total 
detected and undetected audit differences do not exceed our 
materiality for the financial statements as a whole. 

We agreed with the Audit Committee that we would report to 
them all uncorrected audit differences in excess of $0.6m 
(2021: $0.5m), which is set at 5% of planning materiality, as 
well as differences below that threshold that, in our view, 
warranted reporting on qualitative grounds.   

We evaluate any uncorrected misstatements against both the 
quantitative measures of materiality discussed above and in 
light of other relevant qualitative considerations in forming our 
opinion. 

•

Opinions on other matters prescribed 
by the Companies Act 2006 
In our opinion, the part of the directors’ remuneration report to 
be audited has been properly prepared in accordance with the 
Companies Act 2006. 

In our opinion, based on the work undertaken in the course  
of the audit: 
•

the information given in the strategic report and the 
directors’ report for the financial year for which the 
financial statements are prepared is consistent with the
financial statements; and 
the strategic report and directors’ report have been 
prepared in accordance with applicable legal requirements. 

Other information 
The other information comprises the information included in the 
annual report, other than the financial statements and our 
auditor’s report thereon.  The directors are responsible for the 
other information contained within the annual report.   

Our opinion on the financial statements does not cover the 
other information and, except to the extent otherwise explicitly 
stated in this report, we do not express any form of assurance 
conclusion thereon.  

Our responsibility is to read the other information and, in doing 
so, consider whether the other information is materially 
inconsistent with the financial statements, or our knowledge 
obtained in the course of the audit or otherwise appears to be 
materially misstated. If we identify such material 
inconsistencies or apparent material misstatements, we are 
required to determine whether this gives rise toa material 
misstatement in the financial statements themselves. If, based 
on the work we have performed, we conclude that there is a 
material misstatement of the other information, we are required 
to report that fact. 

We have nothing to report in this regard. 

Matters on which we are required 
to report by exception 
In the light of the knowledge and understanding of the group 
and the parent company and its environment obtained in the 
course of the audit, we have not identified material 
misstatements in the strategic report or the directors’ report. 

We have nothing to report in respect of the following matters in 
relation to which the Companies Act 2006 requires us to report 
to you if, in our opinion: 
•

adequate accounting records have not been kept by the 
parent company, or returns adequate for our audit have not 
been received from branches not visited by us; or 
the parent company financial statements and the part of 
the directors’ remuneration report to be audited are not in 
agreement with the accounting records and returns; or 
certain disclosures of directors’ remuneration specified by 
law are not made; or 

•

•

• we have not received all the information and explanations 

we require for our audit 

TORM ANNUAL REPORT 2022 

INDEPENDENT AUDITOR’S REPORT 

191 

Independent Auditor’s Report to the Members of TORM plc 
Report on the audit of the financial statements 

Responsibilities of directors 
As explained more fully in the directors’ responsibilities 
statement set out on page 122, the directors are responsible 
for the preparation of the financial statements and for being 
satisfied that they give a true and fair view, and for such 
internal control as the directors determine is necessary to 
enable the preparation of financial statements that are free 
from material misstatement, whether due to fraud or error.  

In preparing the financial statements, the directors are 
responsible for assessing the group and parent company’s 
ability to continue as a going concern, disclosing, as applicable, 
matters related to going concern and using the going concern 
basis of accounting unless the directors either intend to 
liquidate the group or the parent company or to cease 
operations, or have no realistic alternative but to do so. 

Auditor’s responsibilities for the audit 
of the financial statements  
Our objectives are to obtain reasonable assurance about 
whether the financial statements as a whole are free from 
material misstatement, whether due to fraud or error, and to 
issue an auditor’s report that includes our opinion. Reasonable 
assurance is a high level of assurance but is not a guarantee 
that an audit conducted in accordance with ISAs (UK) will 
always detect a material misstatement when it exists. 
Misstatements can arise from fraud or error and are considered 
material if, individually or in the aggregate, they could 
reasonably be expected to influence the economic decisions of 
users taken on the basis of these financial statements.   

Explanation as to what extent the audit was considered capable 
of detecting irregularities, including fraud 
Irregularities, including fraud, are instances of non-compliance 
with laws and regulations. We design procedures in line with our 
responsibilities, outlined above, to detect irregularities, 
including fraud.  The risk of not detecting a material 
misstatement due to fraud is higher than the risk of not 
detecting one resulting from error, as fraud may involve 
deliberate concealment by, for example, forgery or intentional 
misrepresentations, or through collusion.  The extent to which 

our procedures are capable of detecting irregularities, including 
fraud is detailed below.  However, the primary responsibility for 
the prevention and detection of fraud rests with both those 
charged with governance of the company and management.  

•

• We obtained an understanding of the legal and regulatory 

frameworks that are applicable to the group and determined 
that the most significant are UK adopted international 
accounting standards, IFRS as issued by the IASB and 
adopted by the EU as applied to financial periods beginning 
on or after 1 January 2022, FRS 101, the Companies Act 
2006 and Corporate Governance Code, the Danish 
Financial Statement Act, the Danish and UK tax legislation 
as well as IMO 2020 Sulphur Regulation. 

• We understood how TORM plc is complying with those 
frameworks by making inquiries of management and 
identifying the policies and procedures regarding 
compliance with law and regulations. We also identified 
those members of management who have the primary 
responsibilities for ensuring compliance with law and 
regulations, and for reporting any known instance of non-
compliance to those charged with governance. We 
corroborated our enquiries through our review of board 
minutes, discussion with the Audit Committee and any 
correspondence received from regulatory bodies. 
• We assessed the susceptibility of the group’s financial 

statements to material misstatement, including how fraud 
might occur by meeting with management to understand 
where they considered there was susceptibility to fraud, 
reviewing the group’s risk register, enquiry with 
management and the Audit Committee during the planning 
and execution phases of our audit. We also considered 
performance targets and their influence on efforts made by 
management to manage earnings. Where this risk was 
considered to be higher, we performed audit procedures to 
address each identified fraud risk. These procedures 
included testing manual journals and were designed to 
provide reasonable assurance that the financial statements 
were free from material misstatements arising from fraud. 

Based on this understanding we designed our audit 
procedures to identify non-compliance with such laws and
regulations. Our procedures involved as follow: 
•

Inquiries of members of senior management, and when 
appropriate, those charged with governance regarding 
their knowledge of any non-compliance or potential 
non-compliance with laws and regulations that could 
affect the financial statements; 
Review of minutes of meeting of those charged with 
governance; 

•

• Obtaining and reading correspondence from legal and

regulatory bodies; 

• Obtaining confirmations from the group’s banking 

•

provider to verifying the existence of cash balances and
completeness of loans and borrowings; 
Journal entry testing, with a focus on manual journals 
and journals indicating large or unusual transactions 
based on our understanding of the business. 

A further description of our responsibilities for the audit of the 
financial statements is located on the 
Financial Reporting Council’s website at 
https://www.frc.org.uk/auditorsresponsibilities.  This 
description forms part of our auditor’s report. 

Use of our report 
This report is made solely to the company’s members, as a 
body, in accordance with Chapter 3 of Part 16 of the 
Companies Act 2006.  Our audit work has been undertaken so 
that we might state to the company’s members those matters 
we are required to state to them in an auditor’s report and for 
no other purpose.  To the fullest extent permitted by law, we do 
not accept or assume responsibility to anyone other than the 
company and the company’s members as a body, for our audit 
work, for this report, or for the opinions we have formed.   

Lloyd Brown (Senior statutory auditor) 
for and on behalf of Ernst & Young LLP, Statutory Auditor 
London - 16 March 2023 

TORM ANNUAL REPORT 2022 

INDEPENDENT AUDITOR’S REPORT 

192 

TORM fleet overview 

As of 31 December 2022 

Vessel  
type 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Vessel 
class 

Vessel 

DWT 

Built  Ownership 

Carrying value (USDm) 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR2 

LR1 

LR1 

LR1 

LR1 

LR1 

LR1 

LR1 

LR1 

MR 

MR 

MR 

MR 

MR 

MR 

TORM HANNAH 

TORM HELLERUP 

TORM HELENE 

TORM HERMIA 

TORM HERDIS 

TORM HILDE 

TORM HOUSTON 

TORM KIARA 

TORM KIRSTEN 

TORM KRISTINA 

TORM MAREN 

TORM MARINA 

TORM MATHILDE 

TORM ESTRID 

TORM ISMINI 

TORM SARA 

TORM SIGNE 

TORM SOFIA 

TORM VENTURE 

TORM ELISE 

TORM ELIZABETH 

TORM ADVENTURER 

TORM AGNES 

TORM AGNETE 

TORM ALEXANDRA 

TORM ALICE 

TORM ALLEGRO 

  109,999  

114,000  

114,000  

114,000  

114,000  

114,000  

114,000  

114,445  

114,445  

114,323  

  109,672  

  109,672  

  109,672  

 74,999  

 74,999  

  72,718  

  72,718  

 72,660  

 73,700  

 75,000  

 75,000  

 46,042  

 49,999  

 49,999  

 49,999  

 49,999  

  46,184  

2016 

2018 

2021 

2018 

2018 

2018 

2022 

2015 

2015 

2015 

2008 

2007 

2008 

2004 

2004 

2003 

2005 

2005 

2007 

2019 

2019 

2008 

2011 

2010 

2010 

2010 

2009 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

42 

44 

50 

46 

44 

45 

49 

38 

38 

38 

29 

28 

28 

14 

17 

12 

18 

18 

23¹⁾ 
36 

36 

16 

19 

22 

22 

19 

20 

TORM ANNUAL REPORT 2022 

TORM FLEET OVERVIEW 

193 

 
TORM fleet overview 

As of 31 December 2022 

Vessel  
type 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Vessel 
class 

Vessel 

DWT 

Built  Ownership 

Carrying value (USDm) 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

TORM ALMENA 

TORM AMALIE 

TORM AMORINA 

TORM ANABEL 

TORM ARAWA 

TORM ASLAUG 

TORM ASTRID 

TORM ATLANTIC 

TORM AUSTRALIA 

TORM CAVATINA 

TORM CORRIDO 

TORM DISCOVERER 

TORM ERIC 

TORM FREYA 

TORM HARDRADA 

TORM HELVIG 

TORM INDIA 

TORM KANSAS 

TORM LAURA 

TORM LEADER 

TORM LENE 

TORM LILLY 

TORM LOKE 

TORM LOTTE 

TORM LOUISE 

TORM MALAYSIA 

TORM NEW ZEALAND 

 49,999  

 49,999  

  46,184  

 49,999  

 49,999  

 49,999  

 49,999  

 49,999  

  51,737  

 46,200  

  46,156  

  45,012  

  51,266  

 45,990  

 45,983  

  46,187  

 49,999  

 46,955  

 49,999  

 46,070  

 49,999  

 49,999  

  51,372  

 49,999  

 49,999  

  51,737  

  51,737  

2010 

2011 

2012 

2012 

2012 

2010 

2012 

2010 

2019 

2010 

2019 

2008 

2006 

2003 

2007 

2005 

2010 

2006 

2008 

2009 

2008 

2009 

2007 

2009 

2009 

2011 

2011 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

19 

19 

22 

22 

22 

19 

23 

21 

20 

17 

21 

15 

12 

9 

13 

14 

17 

14 

18 

15 

17 

19 

16 

19 

19 

21 

20 

TORM ANNUAL REPORT 2022 

TORM FLEET OVERVIEW 

194 

TORM fleet overview 

As of 31 December 2022 

Vessel  
type 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Tanker 

Vessel 
class 

Vessel 

DWT 

Built  Ownership 

Carrying value (USDm) 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

MR 

TORM PHILIPPINES 

TORM PLATTE 

TORM RAGNHILD 

TORM REPUBLICAN 

TORM RESILIENCE 

TORM SINGAPORE 

TORM SOLUTION 

TORM SOVEREIGN 

TORM SPLENDID 

TORM STELLAR 

TORM STRENGTH 

TORM STRONG 

TORM SUBLIME 

TORM SUCCESS 

TORM SUPREME 

TORM THAMES 

TORM THOR 

TORM THUNDER 

TORM THYRA 

TORM TIMOTHY 

TORM TITAN 

TORM TORINO 

TORM TROILUS 

TORM VOYAGER 

 49,999  

 46,959  

  46,187  

 46,955  

 49,999  

  51,737  

 49,999  

 49,999  

 49,999  

 49,999  

 49,999  

 49,999  

 49,999  

 49,999  

 49,999  

 47,036  

 49,842  

 49,842  

 45,950  

 49,842  

 49,842  

 49,842  

 49,842  

  45,916  

2010 

2006 

2005 

2006 

2005 

2011 

2019 

2017 

2020 

2020 

2019 

2019 

2019 

2019 

2019 

2005 

2015 

2015 

2003 

2015 

2016 

2016 

2016 

2008 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

17 

13 

14 

14 

12 

21 

30 

28 

30 

30 

30 

30 

29 

29 

26 

14 

28 

28 

9 

28 

28 

29 

29 

14 

¹⁾ ⁾ Indicates vessels for which TORM believes that, as of 31 December 2022, the basic charter-free market value is lower than the vessel's carrying amount. 

TORM ANNUAL REPORT 2022 

TORM FLEET OVERVIEW 

195 

Glossary 

Available earning days: A measure of unfixed operating days 
available for generating earnings. 

B/B: Bareboat: A form of charter arrangement where the 
charterer is responsible for all costs and risks in connection with 
the operation of the vessel. 

Backwardation: A situation in which the spot price of a 
commodity is higher than the forward price. The opposite is 
known as contango. 

Coverage: A measure of Covered days divided by Earning 
days. 

Covered days: A measure of fixed operating days. 

Demurrage: A charge against the charterer of a vessel for 
delaying the vessel beyond the allowed free time. The demurrage 
rate will typically be at a level equal to the earnings in USD/day 
for the voyage. 

DKK: Danish kroner. 

Dwt: Deadweight ton. The cargo carrying capacity of a vessel. 

Bunker hedge: A forward agreement used to reduce a company’s 
exposure to fluctuating bunker costs.  

Bunkers: Fuel with which to run a vessel’s engines. 

EBIT/Operating profit: Earnings Before Interest  
and Tax. 

Earning days: A measure of operating days available for 
generating earnings. 

CAPEX: Capital expenditure. 

ESG: Environment, Social, and Governance. 

Charter-in and leaseback days: A measure of operating days 
available for generating earnings from vessels that are not 
owned by the Company. 

FFA: Forward freight agreement. A financial derivative 
instrument enabling freight to be hedged forward at a fixed price. 

Handysize: A specific class of product tankers with a cargo 
carrying capacity of 20,000–40,000 dwt. 

IAS: International Accounting Standards. 

IFRS: International Financial Reporting Standards. 

IMO: International Maritime Organization. 

LTAF: Lost Time Accident Frequency. Work-related personal 
injuries that result in more than one day off work per million 
hours of work. 

MR: Medium Range. A specific class of product tankers with a 
cargo carrying capacity of 40,000–60,000 dwt. 

MT: Metric ton. 

Oaktree: Oaktree Capital Management, L.P. 

Oil major: One of the world’s largest publicly owned oil and gas 
companies. Examples of oil majors are BP, Chevron, ExxonMobil, 
Shell and Total. 

OPEC: Organization of the Petroleum Exporting Countries.  

Owned days: A measure of operating days available for 
generating earnings from vessels that are owned by the 
Company. 

P&I club: Protection & Indemnity club. 

Product tanker: A vessel suitable for carrying clean petroleum 
products such as gasoline, jet fuel, and naphtha. 

Spot market: Market in which vessels are contracted for a single 
voyage for near-term delivery. 

T/C: Time charter: An agreement covering the chartering out of a 
vessel to an end user for a defined period of time where the 
owner is responsible for crewing the vessel, but the charterer 
must pay port costs and bunkers. 

KPI: Key Performance Indicator. A measure of performance used 
to define and evaluate how the Company is making progress 
towards its long-term organizational goals. 

Technical management: An agreement to manage a vessel’s 
technical operations and crew for the account and risk of the 
shipowner. 

Loan-to-value (LTV): A measure of notional debt divided by 
broker values of the encumbered vessels. 

Ton-mile: A unit of freight transportation equivalent to a ton of 
freight moved one mile. 

LR1: Long Range 1. A specific class of product tankers with a 
cargo carrying capacity of 60,000–80,000 dwt. 

UN Global Compact: The United Nation’s social charter for 
enterprises, etc. 

LR2: Long Range 2. A specific class of product tankers with a 
cargo carrying capacity of 80,000–110,000 dwt. 

Vetting: An audit of the safety and performance status of a 
tanker vessel made by oil majors. 

Charter party: A lease or freight agreement between a shipowner 
and a charterer for a longer period of time or for a single voyage. 

Classification society: Independent organization that ensures 
through verification of design, construction, building process, 
and operation of vessels that the vessels at all times meet a long 
list of requirements to seaworthiness, etc. If the vessels do not 
meet these requirements, insuring and mortgaging the vessel will 
typically not be possible. 

COA: Contract of Affreightment. A contract that involves a 
number of consecutive cargos at previously agreed freight rates. 

Coating: The internal coatings applied to the tanks of a product 
tanker enabling the vessel to load refined oil products. 

Commercial management: An agreement to manage a vessel’s 
commercial operations for the account and risk of the 
shipowner. 

TORM ANNUAL REPORT 2022 

GLOSSARY 

196 

Glossary 
Key financial figures 

TCE per day 

Gross profit % 

EBITDA % 

Operating profit % 

Return on Equity (RoE) % 

Return on Invested Capital 
(RoiC) % 

Equity ratio 

Earnings per share, EPS 

Diluted earnings/(loss) per share, EPS 

= 

= 

= 

= 

= 

= 

= 

= 

= 

TCE excluding unrealized gains/losses on derivatives 
Available earning days 

Gross profit 
Revenue 

EBITDA 
Revenue 

Operating profit (EBIT) 
Revenue 

Net profit/(loss) for the year 
Average equity 

Operating profit less tax 
Average invested capital 

Equity 
Total assets 

Net profit/(loss) for the year 
Average number of shares 

Net profit/(loss) for the year 
Average number of shares less average number of treasury shares 

TORM ANNUAL REPORT 2022 

GLOSSARY 

197 

Glossary 
Alternative Performance Measures 
Group 

Throughout the annual report, several alternative performance measures (APMs) are used. The 
following APMs relate to the Group. 

Net profit/(loss) for the year excluding non-recurrent items: Net profit excluding impairment is net 
profit less impairment and reversals of impairment generated from impairment testing during the 
year (please refer to Note 10). TORM reports net profit excluding impairment because we believe 
it provides additional meaningful information to investors regarding the operational performance 
excluding fluctuations in the valuation of fixed assets. The APM replaces “Net profit/(loss) for the 
year” excluding impairment as it is more relevant and provides more useful information. 

USDm 

2022 

2021 

2020 

Reconciliation to net profit/(loss) for the year 

Net profit/(loss) for the year 

Profit from sale of vessels 

Impairment losses on tangible assets 

Provisions 

Expense of capitalized bank fees at refinancing 

Termination of finance leases 

Step-up gain related to acquisition 

562.6  

-10.2 

2.6 

 -6.3 

-

- 

 -0.3 

-42.1 

-

4.6  

-

1.1 

-

- 

 88.1  

-1.1 

11.1 

 18.5 

2.8 

2.7  

- 

Net profit/(loss) for the year ex. non-recurrent items 

548.4  

-36.4 

  122.1  

Gross profit: TORM defines Gross profit, a performance measure, as revenue less port expenses, 
bunkers and commissions, and other cost of goods sold, charter hire and operating expenses. 
TORM reports Gross profit because we believe it provides additional meaningful information to 
investors, as Gross profit measures the net earnings from shipping activities. Gross profit is 
calculated as follows: 

USDm 

Reconciliation to revenue 

Revenue 

Port expenses, bunkers, commissions, and other cost of 
goods and services sold  

Operating expenses 

Gross profit 

2022 

2021 

2020 

1,443.4  

619.5  

 747.4  

 -459.5 

 -240.9 

 -227.9 

-202.1 

-190.5 

-178.4 

 781.8  

  188.1  

  341.1  

Return on Invested Capital (RoIC): TORM defines RoIC as earnings before interest and tax (EBIT) 
less tax, divided by the average invested capital for the period. Invested capital is defined below. 

RoIC expresses the returns generated on capital invested in TORM. The progression of RoIC is 
used by TORM to measure progress against our long-term value creation goals outlined to 
investors. RoIC is calculated as follows: 

USDm 

Operating profit (EBIT) 

Tax  

EBIT less tax 

Invested capital, opening balance 

Invested capital, ending balance 

2022 

 601.4  

5.9  

607.3  

2021 

 1.4  

-1.3 

 0.1  

2020 

 138.9  

-1.4 

 137.5  

 2,011.3  

 1,719.7  

1,786.0  

2,142.3  

 2,011.3  

 1,719.7  

Average invested capital for the year 

  2,076.8  

1,865.5  

1,752.9  

Return on Invested Capital (RoIC) 

29.2% 

0.0% 

7.8% 

TORM ANNUAL REPORT 2022 

GLOSSARY 

198 

Glossary 
Alternative Performance Measures 
Group 

Adjusted Return on Invested Capital (Adjusted RoIC): TORM defines Adjusted RoIC as earnings 
before interest and tax (EBIT) less tax and impairment losses and reversals, divided by the average 
invested capital less average impairment for the period. Invested capital is defined below. 

The Adjusted RoIC expresses the returns generated on capital invested in TORM adjusted for 
impacts related to the impairment of the fleet. The progression of RoIC is used by TORM to 
measure progress against our long-term value creation goals outlined to investors. Adjusted RoIC 
is calculated as follows: 

Invested capital: Invested capital as defined by TORM measures the net investment used to 
achieve TORM’s operating profit. TORM believes that invested capital is a relevant measure that 
Management uses to measure the overall development of the assets and liabilities generating the 
net profit. Such measure may not be comparable to similarly titled measures of other companies. 
Invested capital is calculated as follows: 

USDm 

2022 

2021 

2020 

Tangible and intangible fixed assets 

 1,869.1  

1,960.9  

1,748.4  

USDm 

EBIT less tax 

Profit from sale of vessels 

Impairment losses on tangible assets 

Provisions 

Step-up gain related to acquisition 

EBIT adjusted 

Average invested capital¹⁾ 
Average impairment ²⁾ 

2022 

607.3  

-10.2 

2.6 

 -6.3 

 -0.3 

2021 

2020 

 0.1  

 137.5  

-

4.6  

-

- 

-1.1 

11.1 

 18.5 

-

Investments in joint ventures 

Deferred tax asset 

Other investments 

Inventories 

Trade receivables ¹⁾ 
Assets held for sale 

Non-current tax liability related to held-over gains 

 593.1  

4.7  

 166.0  

Deferred tax liability  

  2,076.8  

1,865.5  

1,752.9  

37.4  

42.3  

 41.5  

Other non-current liabilities  

Trade payables ²⁾ 
Current tax liabilities 

Provisions 

Deferred income 

 0.1  

0.6  

0.2  

 1.5  

0.7  

- 

72.0  

48.8  

343.9  

 129.6  

-

 -45.2 

-6.1 

 -3.0 

 -79.6 

 -2.0 

 -6.8 

 -0.9 

 13.2 

 -45.2 

- 

- 

 -79.0 

 -0.9 

-18.3 

- 

 1.6  

0.3  

- 

22.5  

85.6  

- 

 -44.9 

- 

- 

-74.1 

-1.4 

-18.3 

- 

Average invested capital adjusted for impairment  

 2,114.2  

1,907.8  

1,794.4  

Adjusted RoIC 

28.1% 

0.2% 

9.2% 

¹⁾ Average invested capital is calculated as the average of the opening and closing balance of invested capital. 
²⁾ Average impairment is calculated as the average of the opening and closing balances of impairment charges on 

vessels and goodwill in the balance sheet. 

Invested capital 
¹⁾ Trade receivables also include Other receivables and Prepayments. 
²⁾ Trade payables includes Trade payables and Other liabilities. 

2,142.3  

 2,011.3  

 1,719.7  

TORM ANNUAL REPORT 2022 

GLOSSARY 

199 

Glossary 
Alternative Performance Measures 
Group 

EBITDA: TORM defines EBITDA as earnings before financial income and expenses, depreciation, 
impairment, amortization, and taxes. The computation of EBITDA refers to financial income and 
expenses which TORM deems to be equivalent to “interest” for purposes of presenting EBITDA. 
Financial expenses consist of interest on borrowings, losses on foreign exchange transactions and 
bank charges. Financial income consists of interest income and gains on foreign exchange 
transactions. 

EBITDA is used as a supplemental financial measure by Management and external users of 
financial statements, such as lenders, to assess TORM's operating performance as well as 
compliance with the financial covenants and restrictions contained in TORM’s financing 
agreements. TORM believes that EBITDA assists Management and investors by increasing 
comparability of TORM’s performance from period to period. This increased comparability is 
achieved by excluding the potentially disparate effects of interest, depreciation, impairment, 
amortization, and taxes. These are items which could be affected by various changing financing 
methods and capital structures, and which may significantly affect profit/(loss) between periods. 
Including EBITDA as a measure benefits investors in selecting between investment alternatives. 

EBITDA excludes some, but not all, items which affect profit/(loss), and these measures may vary 
among other companies and are therefore not directly comparable. The following table reconciles 
EBITDA to net profit/(loss), the most directly comparable IFRS financial measure, for the periods 
presented: 

USDm 

Reconciliation to net profit/(loss) 

Net profit/(loss) for the year 

Tax  

Financial expenses 

Financial income 

Depreciation and amortization 

Impairment losses on tangible assets 

EBITDA 

2022 

2021 

2020 

562.6  

-42.1 

 -5.9 

48.8 

 -4.0 

 1.3 

42.4 

 -0.2 

 88.1  

 1.4  

49.9  

 -0.5 

 139.0  

 130.9  

  121.9  

2.6  

4.6  

11.1  

 743.1  

 136.9  

 271.9  

Net interest-bearing debt: Net interest-bearing debt is defined as borrowings (current and non-
current) less loans receivables and cash and cash equivalents, including restricted cash. Net 
interest-bearing debt depicts the net capital resources which cause net interest expenditure and 
interest rate risk and which, together with equity, are used to finance TORM’s investments. As 
such, TORM believes that net interest-bearing debt is a relevant measure which Management uses 
to measure the overall development of the use of financing, other than equity. Such measure may 
not be comparable to similarly titled measures of other companies. Net interest-bearing debt is 
calculated as follows: 

USDm 

Borrowings ¹⁾ 
Loan receivables 

2022 

2021 

2020 

978.0  

 1,148.4  

853.3  

-4.6 

-4.6 

-4.6 

Cash and cash equivalents incl. restricted cash 

 -323.8 

 -171.7 

-135.6 

Net interest-bearing debt 
¹⁾ Borrowings include long-term and short-term borrowings, excluding capitalized loan costs of USD 11.1m. 

 972.1  

649.6  

  713.1  

TORM ANNUAL REPORT 2022 

GLOSSARY 

200 

Glossary 
Alternative Performance Measures 
Group 

Net Asset Value per share (NAV/share): TORM believes that the NAV/share is a relevant measure 
which Management uses to measure the overall development of the assets and liabilities per 
share. Such measure may not be comparable to similarly titled measures of other companies. 
NAV/share is calculated using broker values of vessels and excluding charter commitments. 
NAV/share is calculated as follows: 

USDm 

Net Asset Value per share 

Total vessel values including newbuildings (broker 
values) 

Committed Liability CAPEX 

Committed Investment CAPEX 

Goodwill 

Other intangible assets 

Land and buildings 

Other plant and operating equipment 

Investments in joint ventures 

Loan receivables 

Deferred tax asset 

Other investments 

Inventories 

Trade receivables 

Other receivables 

Prepayments 

2022 

2021 

2020 

  2,650.3  

1,926.0  

1,585.3  

-18.4 

 18.4 

 -39.9 

39.9 

-100.6 

 100.6 

 1.8  

 1.9  

3.8  

5.6  

 0.1  

4.6  

0.6  

0.2  

72.0  

259.5  

74.0  

 10.4  

- 

- 

4.8  

6.3  

 1.5  

4.6  

0.7  

- 

48.8  

84.0  

40.0  

5.6  

- 

- 

 7.1  

6.8  

 1.6  

4.6  

0.3  

- 

22.5  

58.6  

24.9  

2.2  

Cash and cash equivalents incl. restricted cash 

323.8  

  171.7  

 135.6  

Deferred tax liability  

Borrowings ¹⁾ 
Other non-current liabilities  

Trade payables 

Current tax liabilities 

Other liabilities  

Provisions 

Deferred income 

-6.1 

- 

- 

 -978.0  

 -1,148.4 

 -853.3 

 -3.0 

 -48.5 

 -2.0 

-31.1 

 -6.8 

 -0.9 

- 

 -35.3 

 -0.9 

 -43.7 

-18.3 

- 

- 

-14.4 

-1.4 

 -59.8 

-18.3 

- 

Total Net Asset Value (NAV) 

  2,332.2  

1,047.4  

902.3  

Continued 

USDm 

Non-controlling interest 

2022 

 2.4  

2021 

2020 

 - 

- 

Total Net Asset Value (NAV) excl. non-controlling interest 

  2,329.8  

1,047.4  

  902.3  

Total number of shares end of period excl. treasury 
shares (million) 

  81.8  

  80.7  

  74.4  

Total Net Asset Value per share (NAV/share) (USD) 
¹⁾ Borrowings include long-term and short-term borrowings, excluding capitalized loan costs of USD 11.1m. 

  28.5  

13.0  

 12.1  

Liquidity: TORM defines liquidity as available cash, comprising cash and cash equivalents, 
including restricted cash as well as undrawn and committed credit facilities. 

TORM finds the APM important as the liquidity expresses TORM’s financial position, ability to 
meet current liabilities, and cash buffer. Further, it expresses TORM’s ability to act and invest 
when possibilities occur. 

USDm 

Cash and cash equivalents incl. restricted cash 

Undrawn credit facilities and committed facilities incl. 
sale and leaseback financing transactions 

Liquidity 

2022 

323.8  

2021 

2020 

171.7  

 135.6  

  92.6  

  38.2  

 132.2  

 416.4  

209.9  

267.8  

TORM ANNUAL REPORT 2022 

GLOSSARY 

201 

Glossary 
Alternative Performance Measures 
Tanker segment 

Time Charter Equivalent (TCE) earnings: TORM defines TCE earnings, a performance measure, as 
revenue after port expenses, bunkers and commissions incl. freight and bunker derivatives. The 
Company reports TCE earnings because we believe it provides additional meaningful information 
to investors in relation to revenue, the most directly comparable IFRS measure. TCE earnings is a 
standard shipping industry performance measure used primarily to compare period-to-period 
changes in a shipping company’s performance irrespective of changes in the mix of charter types 
(i.e., spot charters, time charters, and bareboat charters) under which the vessels may be 
employed between the periods. For this reason, we apply TCE earnings in our financial outlook on 
page 56. Below is presented a reconciliation from revenue to TCE earnings: 

USDm 

Reconciliation to revenue 

Revenue 

2022 

2021 

2020 

1,440.4  

619.5  

 747.4  

Port expenses, bunkers, and commissions 

 -458.9 

 -240.9 

 -227.9 

TCE earnings 

 981.5  

378.6  

 519.5  

Net Loan-to-value (LTV): TORM defines Loan-to-value (LTV) ratio as vessel values divided by net 
borrowings on the vessels.  

LTV describes the net debt ratio on the vessel and is used by TORM to describe the financial 
situation, the liquidity risk as well as to express the future possibilities to raise new capital by new 
loan facilities. 

USDm 

2022 

2021 

2020 

Vessel values including newbuildings (broker values) 

  2,650.3  

  1,926.0  

1,585.3  

Total (value) 

Borrowings 

- Hereof debt regarding ”Land and buildings”  and “Other
plant and operating equipment” 

Committed liability CAPEX 

Loan receivables 

  2,650.3  

1,926.0  

1,585.3  

 971.4  

 1,148.4  

853.3  

-3.2 

18.4 

-4.6 

-5.6 

39.9 

-4.6 

-8.3 

100.6  

-4.6 

Cash and cash equivalents incl. restricted cash 

-321.4 

 -171.7 

-135.6 

Total (loan) 

660.6  

1,006.4  

805.4  

Loan-to-value (LTV) ratio 

24.9% 

52.3% 

50.8% 

TORM ANNUAL REPORT 2022 

GLOSSARY 

202