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Urban One

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FY2019 Annual Report · Urban One
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-K

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2019

OR

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE

REQUIRED)

For the transition period from                    to

Commission File No. 0-25969

URBAN ONE, INC.
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of
incorporation or organization)

52-1166660
(I.R.S. Employer
Identification No.)

1010 Wayne Avenue,
14th Floor
Silver Spring, Maryland 20910
(Address of principal executive offices)

Registrant’s telephone number, including area code
(301) 429-3200

Securities registered pursuant to Section 12(b) of the Act:
None

Securities registered pursuant to Section 12(g) of the Act:
Class A Common Stock, $.001 par value
Class D Common Stock, $.001 par value

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes  ☐     No   ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act.  Yes  ☐     No  ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.  Yes  ☒      No  ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of
Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).
Yes  ☒      No  ☐

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the
best of the registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment
to this Form 10-K.  Yes  ☐     No  ☒

Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  a  non-accelerated  filer,  a  smaller  reporting  company,  or
emerging  growth  company.  See  the  definitions  of  “large  accelerated  filer,”  “accelerated  filer,”  “smaller  reporting  company,”  and  “emerging  growth
company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer  ☐            Accelerated filer   ☐            Non-accelerated filer  ☒
Smaller reporting company ☒ Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new
or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.  Yes  ☐    No  ☒

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The number of shares outstanding of each of the issuer’s classes of common stock is as follows:

Class
Class A Common Stock, $.001 par value
Class B Common Stock, $.001 par value
Class C Common Stock, $.001 par value
Class D Common Stock, $.001 par value

Outstanding at March 16, 2020
1,582,359
2,861,843
2,928,906
38,204,964

The aggregate market value of common stock held by non-affiliates of the Registrant, based upon the closing price of the Registrant’s Class A and Class D
common stock on June 30, 2019, was approximately $43.8 million.

 
 
 
 
 
 
 
  
 
 
 
 
EXPLANATORY NOTE

On March 25, 2020, the Securities and Exchange Commission (“SEC”) issued an order and guidance (collectively, the “Order”) providing regulatory
relief to public companies whose operations may be affected by the novel coronavirus disease (“COVID-19”). The Order provided public companies with a
45-day extension to file certain disclosure reports, including their Annual Report on 10-K (“Annual Report”), that would otherwise have been due between
March 1, 2020 and July 1, 2020.

Due to its operations being impacted by COVID-19, the Company was unable to meet its filing deadline with respect to its Annual Report and on

March 30, 2020 submitted a Current Report on Form 8-K in accordance with and reliance upon the Order.

The Company's corporate headquarters is located in Silver Spring, Maryland. On March 5, 2020 a state of emergency was declared within the entire
state of Maryland, renewed on March 17, 2020 and further amended on March 23, 2020 to recommend “social distancing” in the workplace and certain
other measures to prevent the further spread of COVID-19. In response to the state of Maryland's COVID-19 recommendations and in response to social
distancing measures in other states and localities in which the Company operates, including New York City which is a “hotspot” for the virus, the Company
has  had  to  transition  its  business  operations  to  some  form  of  a  remote  working  model  (“RWM”).  Due  to  this  transition,  management  had  to  prioritize
ensuring the performance and security of the RWM and other operational and organizational issues arising due to the unprecedented scope and nature of the
global pandemic. As a result of these measures, the routine efforts of the Company's accounting and finance personnel to complete the audit and prepare the
Company's financial statements and disclosures have taken a greater amount of time and the Company was unable to finalize and file its Annual Report on
a timely basis to meet its pre-Order filing deadline of March 30, 2020. However, the Company’s filing of this Annual Report is timely and in accordance
with the new deadline provided by the Order of May 14, 2020. The Company notes that the delay in the Company's filing of its Annual Report did not
relate to any inability of any person to furnish any required opinion, report or certification in connection with our filing.

 
 
 
 
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES

Form 10-K
For the Year Ended December 31, 2019

TABLE OF CONTENTS

PART I

PART II

Business

Item 1.
Item 1A. Risk Factors
Item 1B. Unresolved Staff Comments
Item 2.
Item 3.
Item 4. Mine Safety Disclosure

Properties
Legal Proceedings

Selected Financial Data

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Item 6.
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A. Quantitative and Qualitative Disclosure About Market Risk
Financial Statements and Supplementary Data
Item 8.
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9A. Controls and Procedures
Item 9B. Other Information

PART III

Item 10. Directors and Executive Officers of the Registrant
Item 11. Executive  Compensation
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Item 13. Certain Relationships and Related Transactions
Item 14. Principal Accounting Fees and Services

Item 15. Exhibits and Financial Statement Schedules
Item 16. Form 10-K Summary

SIGNATURES

PART IV

2

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53

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTAIN DEFINITIONS

Unless otherwise noted, throughout this report, the terms “Urban One,” “the Company,” “we,” “our,” and “us” refer to Urban One, Inc. together with all

of its subsidiaries.

We use the terms “local marketing agreement” (“LMA”) or time brokerage agreement (“TBA”) in various places in this report. An LMA or a TBA is an
agreement under which a Federal Communications Commission (“FCC”) licensee of a radio station makes available, for a fee, air time on its station to
another party.  The other party provides programming to be broadcast during the airtime and collects revenues from advertising it sells for broadcast during
that programming. In addition to entering into LMAs or TBAs, we will, from time to time, enter into management or consulting agreements that provide us
with the ability, as contractually specified, to assist current owners in the management of radio station assets that we have contracted to purchase, subject to
FCC  approval.  In  such  arrangements,  we  generally  receive  a  contractually  specified  management  fee  or  consulting  fee  in  exchange  for  the  services
provided.

The  term  “broadcast  and  digital  operating  income”  is  used  throughout  this  report.    Net  income  (loss)  before  depreciation  and  amortization,  income
taxes,  interest  expense,  interest  income,  noncontrolling  interests  in  income  of  subsidiaries,  other  (income)  expense,  corporate  selling,  general  and
administrative,  expenses,  stock-based  compensation,  impairment  of  long-lived  assets,  (gain)  loss  on  retirement  of  debt  and  gain  on  sale-leaseback,  is
commonly referred to in the radio broadcasting industry as “station operating income.” However, given the diverse nature of our business, station operating
income  is  not  truly  reflective  of  our  multi-media  operation  and,  therefore,  we  now  use  the  term  broadcast  and  digital  operating  income.  Broadcast  and
digital  operating  income  is  not  a  measure  of  financial  performance  under  accounting  principles  generally  accepted  in  the  United  States  (“GAAP”).
Nevertheless,  broadcast  and  digital  operating  income  is  a  significant  basis  used  by  our  management  to  evaluate  the  operating  performance  of  our  core
operating segments. Broadcast and digital operating income provides helpful information about our results of operations, apart from expenses associated
with our fixed and long-lived intangible assets, income taxes, investments, impairment charges, debt financings and retirements, corporate overhead and
stock-based compensation. Our measure of broadcast and digital operating income is similar to our historic use of station operating income; however, it
reflects  our  more  diverse  business,  and  therefore,  may  not  be  similar  to  “station  operating  income”  or  other  similarly  titled  measures  as  used  by  other
companies.  Broadcast  and  digital  operating  income  does  not  represent  operating  loss  or  cash  flow  from  operating  activities,  as  those  terms  are  defined
under GAAP, and should not be considered as an alternative to those measurements as an indicator of our performance.

The  term  “broadcast  and  digital  operating  income  margin”  is  also  used  throughout  this  report.    Broadcast  and  digital  operating  income  margin
represents  broadcast  and  digital  operating  income  as  a  percentage  of  net  revenue.  Broadcast  and  digital  operating  income  margin  is  not  a  measure  of
financial performance under GAAP. Nevertheless, we believe that broadcast and digital operating income margin is a useful measure of our performance
because it provides helpful information about our profitability as a percentage of our net revenue. Broadcast and digital operating margin includes results
from all four segments (radio broadcasting, Reach Media, digital and cable television).

Unless otherwise indicated:

·

·

·

we obtained total radio industry revenue levels from the Radio Advertising Bureau (the “RAB”);

we obtained audience share and ranking information from Nielsen Audio, Inc. (“Nielsen”); and

we  derived  historical  market  statistics  and  market  revenue  share  percentages  from  data  published  by  Miller,  Kaplan,  Arase  &  Co.,  LLP
(“Miller  Kaplan”),  a  public  accounting  firm  that  specializes  in  serving  the  broadcasting  industry  and  BIA/Kelsey  (“BIA”),  a  media  and
telecommunications advisory services firm.

3

 
 
 
 
 
 
 
 
 
 
 
 
 
Cautionary Note Regarding Forward-Looking Statements

Our disclosure and analysis in this annual report on Form 10-K concerning our operations, cash flows and financial position, including, in particular,
the  likelihood  of  our  success  in  developing  and  expanding  our  business,  include  forward-looking  statements  within  the  meaning  of  Section  27A  of  the
Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements do not relay
historical facts, but rather reflect our current expectations concerning future operations, results and events. All statements other than statements of historical
fact are “forward-looking statements” including any projections of earnings, revenues or other financial items; any statements of the plans, strategies and
objectives  of  management  for  future  operations;  any  statements  concerning  proposed  new  services  or  developments;  any  statements  regarding  future
economic conditions or performance; any statements of belief; and any statements of assumptions underlying any of the foregoing. You can identify some
of  these  forward-looking  statements  by  our  use  of  words  such  as  “anticipate(s),”  “expect(s),”  “intend(s),”  “plan(s),”  “believe(s),”  “seek(s),”  “likely,”
“may,”  “should,”  “estimate(s),”  “strategy”  “future,”  “will”  and  similar  expressions.    You  can  also  identify  a  forward-looking  statement  in  that  such
statements  discuss  matters  in  a  way  that  anticipates  operations,  results  or  events  that  have  not  already  occurred  but  rather  will  or  may  occur  in  future
periods.  We cannot guarantee that we will achieve any forward-looking plans, intentions, results, operations or expectations.  Although these statements
are  based  upon  assumptions  we  consider  reasonable,  as  they  contemplate  future  events,  they  are  subject  to  risks  and  uncertainties,  some  of  which  are
beyond our control that could cause actual results to differ materially from those forecasted or anticipated in the forward-looking statements.  These risks,
uncertainties and factors include (in no particular order), but are not limited to:

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

economic  volatility,  financial  market  unpredictability  and  fluctuations  in  the  United  States  and  other  world  economies  that  may  affect  our
business and financial condition, and the business and financial conditions of our advertisers;

our  high  degree  of  leverage,  certain  cash  commitments  related  thereto  and  potential  inability  to  finance  strategic  transactions  given
fluctuations in market conditions;

fluctuations in the local economies of the markets in which we operate (particularly our largest markets, Atlanta; Baltimore; Houston; and
Washington, DC) could negatively impact our ability to meet our cash needs and our ability to maintain compliance with our debt covenants;

fluctuations in the demand for advertising across our various media;

risks associated with the implementation and execution of our business diversification strategy;

regulation by the Federal Communications Commission (“FCC”) relative to maintaining our broadcasting licenses, enacting media ownership
rules and enforcing of indecency rules;

changes in our key personnel and on-air talent;

increases in competition for and in the costs of our programming and content, including on-air talent and content production or acquisitions
costs;

financial losses that may be incurred due to impairment charges against our broadcasting licenses, goodwill, and other intangible assets;

increased competition for advertising revenues with other radio stations, broadcast and cable television, newspapers and magazines, outdoor
advertising, direct mail, internet radio, satellite radio, smart phones, tablets, and other wireless media, the internet, social media, and other
forms of advertising;

the impact of our acquisitions, dispositions and similar transactions, as well as consolidation in industries in which we and our advertisers
operate;

developments and/or changes in laws and regulations, such as the California Consumer Privacy Act or other similar federal or state regulation
through legislative action and revised rules and standards;

disruptions to our technology network including computer systems and software, whether by man-made or other disruptions of our operating
systems, structures or equipment as well as natural events such as severe weather, fires, floods and earthquakes;

disruptions  to  business  operations  and  our  sales  resulting  from  quarantines  of  employees,  customers  and  suppliers  in  areas  affected  by  the
Coronavirus outbreak and reduced consumer spending given uncertainty around the duration of the virus’ impact; and

other  factors  mentioned  in  our  filings  with  the  Securities  and  Exchange  Commission  (“SEC”)  including  the  factors  discussed  in  detail  in
Item 1A, “Risk Factors,” contained in this report.

You should not place undue reliance on these forward-looking statements, which reflect our views based only on information currently available to us
as of the date of this report. We undertake no obligation to publicly update or revise any forward-looking statements because of new information, future
events, or otherwise.

4

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 1. BUSINESS

Overview

PART I

Urban One, Inc. (a Delaware corporation originally formed in 1980 and hereinafter referred to as “Urban One”) and its subsidiaries (collectively, the
“Company”)  is  an  urban-oriented,  multi-media  company  that  primarily  targets  African-American  and  urban  consumers.  Our  core  business  is  our  radio
broadcasting franchise which is the largest radio broadcasting operation that primarily targets African-American and urban listeners. As of December 31,
2019,  we  owned  and/or  operated  60  broadcast  stations  (including  all  HD  stations,  translator  stations  and  the  low  power  television  station  we
operate) located in 15 of the most populous African-American markets in the United States. While a core source of our revenue has historically been and
remains the sale of local and national advertising for broadcast on our radio stations, our strategy is to operate the premier multi-media entertainment and
information content provider targeting African-American and urban consumers. Thus, we have diversified our revenue streams by making acquisitions and
investments  in  other  complementary  media  properties.  Our  diverse  media  and  entertainment  interests  include  TV  One,  LLC  (“TV  One”),  an  African-
American  targeted  cable  television  network;  our  80.0%  ownership  interest  in  Reach  Media,  Inc.  (“Reach  Media”)  which  operates  the  Rickey  Smiley
Morning Show and our other syndicated programming assets, including the Russ Parr Morning Show and the DL Hughley Show; and Interactive One, LLC
(“Interactive  One”),  our  wholly  owned  digital  platform  serving  the  African-American  community  through  social  content,  news,  information,  and
entertainment  websites,  including  its  Cassius  and  Bossip,  HipHopWired  and  MadameNoire  digital  platforms  and  brands.  We  also  hold  a  minority
ownership interest in MGM National Harbor, a gaming resort located in Prince George’s County, Maryland. Through our national multi-media operations,
we provide advertisers with a unique and powerful delivery mechanism to the African-American and urban audiences.

On January 19, 2019, the Company launched CLEO TV, a lifestyle and entertainment network targeting Millennial and Gen X women of color. CLEO
TV offers quality content that defies negative and cultural stereotypes of today’s modern women. The results of CLEO TV’s operations will be reflected in
the Company’s cable television segment.

Our core radio broadcasting franchise operates under the brand “Radio One.”  We also operate our other brands, such as TV One, Reach Media and
Interactive One, while developing additional branding reflective of our diverse media operations and targeting our African-American and urban audiences.

Recent Developments

On December 19, 2019, we entered into both an asset purchase agreement ("APA") and a time brokerage agreement ("TBA") with Guardian Enterprise
Group, Inc. and certain of its affiliates (collectively, "GEG") with respect to the acquisition and interim operation of low power television station WQMC-
LD in Columbus, Ohio. Pursuant to the TBA, in January 2020, we began to operate WQMC-LD until such time as the purchase transaction can close under
the APA. Under the terms of the TBA, we pay a monthly fee as well as certain operating costs of WQMC-LD, and, in exchange, we will retain all revenues
from the sale of the advertising within the programming. After receipt of FCC approval, we closed the transactions under the APA and took ownership of
WQMC-LD on February 24, 2020.

On October 20, 2011, we entered into TBA with WGPR, Inc. (“WGPR”). Pursuant to the TBA, on October 24, 2011, we began to broadcast programs
produced, owned or acquired by the Company on WGPR’s Detroit radio station, WGPR-FM. We paid a monthly fee as well as certain operating costs of
WGPR-FM, and, in exchange, we retained all revenues from the sale of the advertising within the programming we provided. The original term of the TBA
was  through  December  31,  2014;  however,  in  September  2014,  we  entered  into  an  amendment  to  the  TBA  to  extend  the  term  of  the  TBA  through
December 31, 2019 on which date we ceased operation of the station on our behalf. While we ceased operations of the station on December 31, 2019, the
Company continues to provide management services to the current owner and operator of WGPR.

On  August  31,  2019,  the  Company  closed  on  its  previously  announced  sale  of  assets  of  its  Detroit,  Michigan  radio  station,  WDMK-FM  and  three
translators W228CJ, W252BX, and W260CB for approximately $13.5 million to Beasley Broadcast Group, Inc. The Company recognized an immaterial
loss on the sale of the station during the year ended December 31, 2019.

On  January  19,  2019,  the  Company  launched  CLEO  TV,  a  lifestyle  and  entertainment  network  targeting  Millennial  and  Gen  X  women  of  color. 
CLEO TV  offers  quality  content  that  defies  negative  and  cultural  stereotypes  of  today’s  modern  women.  The  results  of  CLEO  TV’s  operations  will  be
reflected in the Company’s cable television segment.

5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On January 17, 2019, the Company announced that it had given the required notice (“2020 Redemption Notice”) under the indenture governing its
9.25% Senior Subordinated Notes due 2020 (the “2020 Notes”) to redeem for cash all outstanding aggregate principal amount of its Notes to the extent
outstanding on February 15, 2019 (the “Redemption Date”).  The redemption price for the 2020 Notes was 100.0% of the principal amount of the Notes,
plus accrued and unpaid interest to the Redemption Date.

On December 4, 2018, the Company and certain of its subsidiaries entered into a credit agreement (“2018 Credit Facility”), among the Company, the
lenders  party  thereto  from  time  to  time,  Wilmington  Trust,  National  Association,  as  administrative  agent,  and  TCG  Senior  Funding  L.L.C,  as  sole  lead
arranger and sole book-runner. The 2018 Credit Facility, provided $192.0 million in term loan borrowings. Concurrently, on December 4, 2018, Urban One
Entertainment SPV, LLC and its immediate parent, Radio One Entertainment Holdings, LLC, each of which is a wholly owned subsidiary of the Company,
entered  into  a  credit  agreement,  providing  $50.0  million  in  term  loan  borrowings  (the  “MGM  National  Harbor  Loan”).  The  net  proceeds  of  term  loan
borrowings  under  the  2018  Credit  Facility  and  the  MGM  National  Harbor  Loan  were  used  to  refinance  and  redeem  substantially  all  of  the  Company’s
outstanding 2020 Notes. Simultaneously with entry into the 2018 Credit Facility and the MGM National Harbor Loan, the Company announced the launch
of a cash tender offer for any and all of its 2020 Notes.  Under the Tender Offer, the Company accepted for purchase $213,255,000 aggregate principal
amount of the 2020 Notes, and paid for such 2020 Notes on December 20, 2018. Concurrently with that settlement, the Company also repurchased at par of
approximately $29.7 million aggregate principal amount of 2020 Notes from certain lenders under the new credit facilities. Immediately following these
settlements, approximately $2.0 million aggregate principal amount of 2020 Notes remained outstanding. Such 2020 Notes were the subject of the 2020
Redemption Notice described above. The 2018 Credit Facility and MGM National Harbor Loan are more fully described in Note 9 of our consolidated
financial statements — Long-Term Debt.)

On  August  9,  2018,  the  Company  closed  on  the  acquisition  of  the  assets  of  the  radio  station  The  Team  980  (WTEM  980  AM)  from  Red  Zebra
Broadcasting.  Upon  closing,  the  Company  also  entered  into  an  agreement  with  the  Washington  Redskins  to  ensure  that  all  Redskins  games,  as  well  as
pregame and postgame programming, will remain on The Team 980.  The Company’s purchase accounting to reflect the fair value of assets acquired and
liabilities assumed consisted of approximately $2.0 million to radio broadcasting licenses, $1.1 million to land and land improvements, $512,000 to towers,
$91,000 to goodwill, $206,000 to advertiser agreements, and $254,000 to other property and equipment assets.

On August 8, 2018, the Company closed on a sale of the assets of one of its Detroit, Michigan, radio stations, WPZR-FM (102.7 FM), to Educational
Media Foundation, of California, for total consideration of approximately $12.7 million, of which approximately $12.2 million was received in cash. As
part  of  the  deal,  the  Company  received  3  FM  translators  that  service  the  Detroit  metropolitan  area.  These  signals  were  combined  with  the  existing  FM
translator to multicast the Detroit Praise Network. The Company recognized an immaterial loss on the sale of the station during the year ended December
31, 2018.

Segments

As  part  of  our  consolidated  financial  statements,  consistent  with  our  financial  reporting  structure  and  how  the  Company  currently  manages  its
businesses, we have provided selected financial information on the Company’s four reportable segments: (i) radio broadcasting; (ii) cable television; (iii)
Reach Media; and (iv) digital.

Our Radio Station Portfolio, Strategy and Markets

As  noted  above,  our  core  business  is  our  radio  broadcasting  franchise  which  is  the  largest  radio  broadcasting  operation  in  the  country  primarily
targeting African-American and urban listeners. Within the markets in which we operate, we strive to build clusters of radio stations with each radio station
targeting  different  demographic  segments  of  the  African-American  population.  This  clustering  and  programming  segmentation  strategy  allows  us  to
achieve greater penetration within the distinct segments of our overall target market. In addition, we have been able to achieve operating efficiencies by
consolidating office and studio space where possible to minimize duplicative management positions and reduce overhead expenses. Depending on market
conditions,  changes  in  ratings  methodologies  and  economic  and  demographic  shifts,  from  time  to  time,  we  may  reprogram  some  of  our  stations  in
underperforming segments of certain markets.

6

 
 
 
 
  
 
 
 
 
 
 
 
As of December 31, 2019, we owned and/or operated 60 broadcast stations (including all HD stations, translator stations and the low power television
station  we  operate)  located  in  15  of  the  most  populous  African-American  markets  in  the  United  States.  The  following  tables  set  forth  further  selected
information about our portfolio of radio stations as of December 31, 2019.

Urban One

Market Data

Entire Audience
Four Book
Average Audience
Share(2)

Ranking by Size of
African-American
Population Persons
12+(3)

Estimated Fall 2019
Metro
Population Persons
12+

Market

Number of Stations(1)

FM    

AM    

HD**

Atlanta
Washington, DC
Houston
Dallas
Philadelphia
Detroit***
Baltimore
Charlotte
St. Louis
Raleigh-Durham
Cleveland
Richmond(4)
Columbus
Indianapolis
Cincinnati
Total

4     
4     
3     
2     
3     
1     
2     
3     
2     
4     
2     
4     
4     
3     
2     
43     

3     

2     

2     
2     

1     
1     
11     

1     

1     

1     

1     

1     

5     

14.6     
14.3     
11.9     
4.6     
6.5     

17.1     
10.1     
8.2     
20.6     
13.1     
18.7     
7.2     
11.9     
6.6     

Total

(millions)    

5.0     
5.0     
5.9     
6.4     
4.6     
3.8     
2.4     
2.4     
2.3     
1.7     
1.8     
1.0     
1.7     
1.6     
1.9     

African-
American

%  
35 
27 
17 
17 
21 
22 
30 
23 
19 
22 
20 
30 
17 
17 
13 

2     
3     
6     
5     
7     
9     
11     
12     
15     
18     
19     
23     
25     
30     
35     

(1)
(2)
(3)
(4)

**
***

WDNI-CD (formerly WDNI-LP), the low power television station that we operate in Indianapolis is not included in this table.
Audience share data are for the 12+ demographic and derived from the Nielsen Survey ending with the Fall 2019 Nielsen Survey.
Population estimates are from the Nielsen Radio Market Survey Population, Rankings and Information, Fall 2019.
Richmond is the only market in which we operate using the diary methodology of audience measurement.

Market also has one or more independently programmed station(s) broadcasting on an HD Channel.
Company ceased operation of Detroit station as of December 31, 2019; however, we continue to provide management services to the current
owner and operator.

Market
Atlanta

WAMJ/WUMJ
WHTA
WPZE
WAMJ-HD-2

Baltimore

WERQ
WOLB
WWIN-FM
WWIN-AM
WLIF-HD-2

Charlotte

WPZS
WOSF
WQNC

Cincinnati

WIZF
WOSL
WDBZ-AM

Market Rank Metro
Population 2019
8

Format

Target Demo

22

23

33

  Urban AC
  Urban Contemporary
  Contemporary Inspirational
  Urban Contemporary

  Urban Contemporary
  News/Talk
  Urban AC
  Gospel
  Contemporary Inspirational

  25-54
  18-34
  25-54
  25-54

  18-34
  35-64
  25-54
  35-64
  25-54

  Contemporary Inspirational
  Urban AC / Old School
  Urban Contemporary

  25-54
  25-54
  18-34

  Urban Contemporary
  Urban AC / Old School
  Urban AC / Old School

  18-34
  25-54
  35-64

7

 
 
 
 
 
   
 
 
   
   
   
 
 
 
   
 
   
 
   
   
      
   
      
   
      
   
      
      
   
      
   
      
      
      
   
   
      
      
   
      
      
   
      
      
   
      
   
      
   
      
      
   
   
      
   
      
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cleveland

WENZ
WERE-AM
WJMO-AM
WZAK

Columbus

WCKX
WXMG
WBMO
WJYD

Dallas

KBFB
KZJM

Detroit

WGPR (1)

Houston

KBXX
KMJQ
KROI
KMJQ-HD2

Indianapolis

WTLC-FM
WHHH
WNOW
WTLC-AM
WNOW-HD2, HD-3

Philadelphia

WPHI
WPPZ
WRNB
WPPZ-HD2

Raleigh

WFXC/WFXK
WQOK
WNNL

Richmond (2)

WKJS/WKJM
WCDX
WPZZ
WXGI-AM/WTPS-AM

St. Louis

WHHL
WFUN

35

36

5

13

6

39

9

38

53

24

  Urban Contemporary
  News/Talk
  Contemporary Inspirational
  Urban AC

  Urban Contemporary
  Urban AC
  Urban Contemporary
  Contemporary Inspirational

  18-34
  35-64
  35-64
  25-54

  18-34
  25-54
  18-34
  25-54

  Urban Contemporary
  Urban Contemporary

  18-34
  25-54

  Urban Contemporary

  18-34

  Urban Contemporary
  Urban AC
  Pop/CHR
  Contemporary Inspirational

  18-34
  25-54
  18-34
 25-54

  Urban AC
  Urban Contemporary
  Pop/CHR
  Contemporary Inspirational
  Regional Mexican

  Urban Contemporary
  Adult Contemporary
  Urban AC
  Contemporary Inspirational

  25-54
  18-34
  18-34
  35-64
  25-54

  18-34
  25-54
  25-54
  25-54

  Urban AC
  Urban Contemporary
  Contemporary Inspirational

  25-54
  18-34
  25-54

  Urban AC
  Urban Contemporary
  Contemporary Inspirational
  Sports

  25-54
  18-34
  25-54
  25-54

  Urban Contemporary
  Urban AC / Old School

  18-34
  25-54

8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Washington DC

WKYS
WMMJ/WDCJ
WPRS
WOL-AM
WYCB-AM
WTEM-AM

7

  Urban Contemporary
  Urban AC
  Contemporary Inspirational
  News/Talk
  Gospel
  Sports

  18-34
  25-54
  25-54
  35-64
  35-64
  25-54

AC-refers to Adult Contemporary

CHR-refers to Contemporary Hit Radio

Pop-refers to Popular Music

Old School - refers to Old School Hip/Hop

(1) Station was operated under a TBA that expired December 31, 2019.  The Company continues to provide management services to the current owner and

operator of the station.

(2) Richmond is the only market in which we operate using the diary methodology of audience measurement.
(3) WDNI-CD (formerly WDNI-LP), the low power television station that we acquired in Indianapolis in June 2000, is not included in this table.

For the year ended December 31, 2019, approximately 40.6% of our net revenue was generated from the sale of advertising in our core radio business,
excluding Reach Media. Within our core radio business, four of the 15 markets in which we operated radio stations in 2019 (Houston, Washington, DC,
Atlanta  and  Baltimore)  accounted  for  approximately  56.3%  of  our  radio  station  net  revenue  for  the  year  ended  December  31,  2019.  Revenue  from  the
operations  of  Reach  Media,  along  with  revenue  from  both  the  Houston  and  Washington,  DC  markets  accounted  for  approximately  22.8%  of  our  total
consolidated  net  revenue  for  the  year  ended  December  31,  2019.  Revenue  from  the  operations  of  Reach  Media,  along  with  revenue  from  the  four
significant contributing radio markets, accounted for approximately 32.8% of our total consolidated net revenue for the year ended December 31, 2019.
Adverse  events  or  conditions  (economic,  including  government  cutbacks  or  otherwise)  could  lead  to  declines  in  the  contribution  of  Reach  Media  or
declines in one or more of the four significant contributing radio markets, which could have a material adverse effect on our overall financial performance
and results of operations.

Radio Advertising Revenue

Substantially all net revenue generated from our radio franchise is generated from the sale of local, national and network advertising. Local sales are
made  by  the  sales  staff  located  in  our  markets.  National  sales  are  made  primarily  by  Katz  Communications,  Inc.  (“Katz”),  a  firm  specializing  in  radio
advertising sales on the national level. Katz is paid agency commissions on the advertising sold. Approximately 57.2% of our net revenue from our core
radio  business  for  the  year  ended  December  31,  2019,  was  generated  from  the  sale  of  local  advertising  and  36.8%  from  sales  to  national  advertisers,
including network/syndication advertising. The balance of net revenue from our radio segment is primarily derived from tower rental income, ticket sales,
and revenue related to sponsored events, management fees and other alternative revenue.

Advertising rates charged by radio stations are based primarily on:

·

·

·

a radio station’s audience share within the demographic groups targeted by the advertisers;

the number of radio stations in the market competing for the same demographic groups; and

the supply and demand for radio advertising time.

A radio station’s listenership is measured by the Portable People MeterTM (the “PPMTM”) system or diary ratings surveys, both of which estimate the
number of listeners tuned to a radio station and the time they spend listening to that radio station. Ratings are used by advertisers to evaluate whether to
advertise  on  our  radio  stations,  and  are  used  by  us  to  chart  audience  size,  set  advertising  rates  and  adjust  programming.  Advertising  rates  are  generally
highest during the morning and afternoon commuting hours.

Cable Television, Reach Media and Digital Segments, Strategy and Sources of Revenue and Income

We have expanded our operations to include other media forms that are complementary to our core radio business.  In a strategy similar to our radio
market  segmentation,  we  have  multiple  complementary  media  and  online  brands.    Each  of  these  brands  focuses  upon  a  different  segment  of  African-
American  consumers.   With  our  multiple  brands,  we  are  able  to  direct  advertisers  to  specific  audiences  within  the  urban  communities  in  which  we  are
located or to bundle the brands for advertising sales purposes when advantageous.

9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TV  One,  our  cable  television  franchise  targeting  the  African-American  and  urban  communities,  derives  its  revenue  from  advertising  and  affiliate
revenue. Advertising revenue is derived from the sale of television air time to advertisers and is recognized when the advertisements are run. TV One also
derives  revenue  from  affiliate  fees  under  the  terms  of  various  affiliation  agreements  based  upon  a  per  subscriber  fee  multiplied  by  the  most  recent
subscriber counts reported by the applicable affiliate. In January 2019, we launched CLEO TV, a lifestyle and entertainment network targeting Millennial
and Gen X women of color.  CLEO TV derives its revenue principally from advertising.

Reach  Media,  our  syndicated  radio  unit,  primarily  derives  its  revenue  from  the  sale  of  advertising  in  connection  with  its  syndicated  radio  shows,
including the Rickey Smiley Morning Show, Get Up! Mornings with Erica Campbell, the Russ Parr Morning Show, and the DL Hughley Show. In addition
to being broadcast on 50 Urban One stations, our syndicated radio programming also was available on over 224 non-Urban One stations throughout the
United  States  as  of  December  31,  2019.  Reach  Media’s  syndicated  line  up  also  included  the  Tom  Joyner  Morning  Show.  Mr.  Joyner  was  a  leading
nationally syndicated radio personality. Mr. Joyner announced his then forthcoming retirement in 2018 and in December 2019, the Tom Joyner Morning
Show ceased being broadcast upon Mr. Joyner’s retirement. Up until his retirement in December 2019, the Tom Joyner Morning Show was broadcast on 71
affiliate stations across the United States.

We  have  launched  websites  that  simultaneously  stream  radio  station  content  for  each  of  our  radio  stations,  and  we  derive  revenue  from  the  sale  of
advertisements on those websites. We generally encourage our web advertisers to run simultaneous radio campaigns and use mentions in our radio airtime
to  promote  our  websites.  By  providing  streaming,  we  have  been  able  to  broaden  our  listener  reach,  particularly  to  “office  hour”  listeners.  We  believe
streaming has had a positive impact on our radio stations’ reach to listeners.  In addition, our station websites link to our other online properties operated by
our  primary  digital  unit,  Interactive  One.  Interactive  One  operates  the  largest  social  networking  site  primarily  targeting  African-Americans  and  other
branded  websites,  including  Bossip,  HipHopWired  and  MadameNoire.  Interactive  One  derives  revenue  from  advertising  services  on  non-radio  station
branded  websites,  and  studio  services  where  Interactive  One  provides  services  to  other  publishers.  Advertising  services  include  the  sale  of  banner  and
sponsorship  advertisements.   Advertising  revenue  is  recognized  either  as  impressions  (the  number  of  times  advertisements  appear  in  viewed  pages)  are
delivered, when “click through” purchases are made, or ratably over the contract period, where applicable. In addition, Interactive One derives revenue
from its studio operations which provide third-party clients with digital platforms and expertise.  In the case of the studio operations, revenue is recognized
primarily through fixed contractual monthly fees and/or as a share of the third party’s reported revenue.

Finally,  our  MGM  National  Harbor  investment  entitles  us  to  an  annual  cash  distribution  based  on  net  gaming  revenue.  Future  opportunities  could
include  investments  in,  or  acquisitions  of,  companies  in  diverse  media  businesses,  gaming  and  entertainment,  music  production  and  distribution,  movie
distribution,  internet-based  services,  and  distribution  of  our  content  through  emerging  distribution  systems  such  as  the  Internet,  smartphones,  cellular
phones, tablets, and the home entertainment market.

Competition

The  media  industry  is  highly  competitive  and  we  face  intense  competition  across  our  core  radio  franchise  and  all  of  our  complementary  media
properties. Our media properties compete for audiences and advertising revenue with other radio stations and with other media such as broadcast and cable
television,  the  Internet,  satellite  radio,  newspapers,  magazines,  direct  mail  and  outdoor  advertising,  some  of  which  may  be  controlled  by  horizontally-
integrated companies. Audience ratings and advertising revenue are subject to change and any adverse change in a market could adversely affect our net
revenue in that market. If a competing radio station converts to a format similar to that of one of our radio stations, or if one of our competitors strengthens
its signal or operations, our stations could suffer a reduction in ratings and advertising revenue. Other media companies which are larger and have more
resources  may  also  enter  or  increase  their  presence  in  markets  or  segments  in  which  we  operate.  Although  we  believe  our  media  properties  are  well
positioned to compete, we cannot assure that our properties will maintain or increase their current ratings, market share or advertising revenue.

Providing  content  across  various  distribution  platforms  is  a  highly  competitive  business.  Our  digital  and  cable  television  segments  compete  for  the
time  and  attention  of  internet  users  and  viewers  and,  thus,  advertisers  and  advertising  revenues  with  a  wide  range  of  internet  companies  such  as
AmazonTM, NetflixTM, Yahoo!TM, GoogleTM, and MicrosoftTM, with social networking sites such as FacebookTM and with traditional media companies,
which  are  increasingly  offering  their  own  digital  products  and  services  both  organically  and  through  acquisition.  We  experience  competition  for  the
development and acquisition of content, distribution of content, sale of commercial time on our digital and cable television networks and viewership. There
is  competition  from  other  digital  companies,  production  studios  and  other  television  networks  for  the  acquisition  of  content  and  creative  talent  such  as
writers, producers and directors. Our ability to produce and acquire popular content is an important competitive factor for the distribution of our content,
attracting viewers and the sale of advertising. Our success in securing popular content and creative talent depends on various factors such as the number of
competitors  providing  content  that  targets  the  same  genre  and  audience,  the  distribution  of  our  content,  viewership,  and  the  production,  marketing  and
advertising support we provide.

10

 
 
 
  
 
 
 
 
 
 
 
Our TV One and CLEO TV networks compete with other television networks for the distribution of our content and fees charged to cable television
operators, DTH satellite service providers, and other distributors that carry our content. Our ability to secure distribution agreements is necessary to ensure
the  retention  of  our  audiences.  Our  contractual  agreements  with  distributors  are  renewed  or  renegotiated  from  time  to  time  in  the  ordinary  course  of
business.  Growth  in  the  number  of  networks  distributed,  consolidation  and  other  market  conditions  in  the  cable  and  satellite  distribution  industry,  and
increased popularity of other platforms may adversely affect our ability to obtain and maintain contractual terms for the distribution of our content that are
as  favorable  as  those  currently  in  place.  The  ability  to  secure  distribution  agreements  is  dependent  upon  the  production,  acquisition  and  packaging  of
original content, viewership, the marketing and advertising support and incentives provided to distributors, the product offering across a series of networks
within a region, and the prices charged for carriage.

Our networks and digital products compete with other television networks, including broadcast, cable, local networks and other content distribution
outlets for their target audiences and the sale of advertising. Our success in selling advertising is a function of the size and demographics of our audiences,
quantitative and qualitative characteristics of the audience of each network, the perceived quality of the network and of the particular content, the brand
appeal of the network and ratings as determined by third-party research companies, prices charged for advertising and overall advertiser demand in the
marketplace.

Federal Antitrust Laws

The agencies responsible for enforcing the federal antitrust laws, the Federal Trade Commission or the Department of Justice, may investigate certain
acquisitions. We cannot predict the outcome of any specific FTC or Department of Justice investigation. Any decision by the FTC or the Department of
Justice  to  challenge  a  proposed  acquisition  could  affect  our  ability  to  consummate  the  acquisition  or  to  consummate  it  on  the  proposed  terms.  For  an
acquisition meeting certain size thresholds, the Hart-Scott-Rodino Antitrust Improvements Act of 1976 requires the parties to file Notification and Report
Forms concerning antitrust issues with the FTC and the Department of Justice and to observe specified waiting period requirements before consummating
the acquisition.

Federal Regulation of Radio Broadcasting

The radio broadcasting industry is subject to extensive and changing regulation by the FCC and other federal agencies of ownership, programming,
technical operations, employment and other business practices. The FCC regulates radio broadcast stations pursuant to the Communications Act of 1934, as
amended (the “Communications Act”). The Communications Act permits the operation of radio broadcast stations only in accordance with a license issued
by the FCC upon a finding that the grant of a license would serve the public interest, convenience and necessity. Among other things, the FCC:

·

·

·

·

·

·

·

assigns frequency bands for radio broadcasting;

determines the particular frequencies, locations, operating power, interference standards, and other technical parameters for radio broadcast
stations;

issues, renews, revokes and modifies radio broadcast station licenses;

imposes annual regulatory fees and application processing fees to recover its administrative costs;

establishes technical requirements for certain transmitting equipment to restrict harmful emissions;

adopts and implements regulations and policies that affect the ownership, operation, program content, employment, and business practices of
radio broadcast stations; and

has the power to impose penalties, including monetary forfeitures, for violations of its rules and the Communications Act.

The Communications Act prohibits the assignment of an FCC license, or the transfer of control of an FCC licensee, without the prior approval of the
FCC. In determining whether to grant or renew a radio broadcast license or consent to assignment or transfer of a license, the FCC considers a number of
factors,  including  restrictions  on  foreign  ownership,  compliance  with  FCC  media  ownership  limits  and  other  FCC  rules,  the  character  and  other
qualifications  of  the  licensee  (or  proposed  licensee)  and  compliance  with  the  Anti-Drug  Abuse  Act  of  1988.  A  licensee’s  failure  to  comply  with  the
requirements of the Communications Act or FCC rules and policies may result in the imposition of sanctions, including admonishment, fines, the grant of a
license renewal for less than a full eight-year term or with conditions, denial of a license renewal application, the revocation of an FCC license, and/or the
denial of FCC consent to acquire additional broadcast properties.

11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Congress, the FCC and, in some cases, other federal agencies and local jurisdictions, are considering or may in the future consider and adopt new laws,
regulations and policies that could affect the operation, ownership and profitability of our radio stations, result in the loss of audience share and advertising
revenue for our radio broadcast stations or affect our ability to acquire additional radio broadcast stations or finance such acquisitions. Such matters include
or may include:

·

·

·

·

·

·

·

·

·

·

·

·

changes to the license authorization and renewal process;

proposals to increase record keeping, including enhanced disclosure of stations’ efforts to serve the public interest;

proposals to impose spectrum use or other fees on FCC licensees;

changes  to  rules  relating  to  political  broadcasting,  including  proposals  to  grant  free  air  time  to  candidates,  and  other  changes  regarding
political and non-political program content, political advertising rates and sponsorship disclosures;

revised rules and policies regarding the regulation of the broadcast of indecent content;

proposals to increase the actions stations must take to demonstrate service to their local communities;

technical and frequency allocation matters;

changes in broadcast multiple ownership, foreign ownership, cross-ownership and ownership attribution policies;

changes to allow satellite radio operators to insert local content into their programming service;

service and technical rules for digital radio, including possible additional public interest requirements for terrestrial digital audio broadcasters;

legislation that would provide for the payment of sound recording royalties to artists, musicians or record companies whose music is played
on terrestrial radio stations; and

changes to tax laws affecting broadcast operations and acquisitions.

The FCC also has adopted procedures for the auction of broadcast spectrum in circumstances where two or more parties have filed mutually exclusive
applications for authority to construct new stations or certain major changes in existing stations. Such procedures may limit our efforts to modify or expand
the broadcast signals of our stations.

We cannot predict what changes, if any, might be adopted or considered in the future, or what impact, if any, the implementation of any particular

proposals or changes might have on our business.

FCC  License  Grants  and  Renewals.    In  making  licensing  determinations,  the  FCC  considers  an  applicant’s  legal,  technical,  financial  and  other
qualifications. The FCC grants radio broadcast station licenses for specific periods of time and, upon application, may renew them for additional terms. A
station may continue to operate beyond the expiration date of its license if a timely filed license renewal application is pending. Under the Communications
Act, radio broadcast station licenses may be granted for a maximum term of eight years.

Generally, the FCC renews radio broadcast licenses without a hearing upon a finding that:

·

·

·

the radio station has served the public interest, convenience and necessity;

there have been no serious violations by the licensee of the Communications Act or FCC rules and regulations; and

there have been no other violations by the licensee of the Communications Act or FCC rules and regulations which, taken together, indicate a
pattern of abuse.

After considering these factors and any petitions to deny a license renewal application (which may lead to a hearing), the FCC may grant the license
renewal application with or without conditions, including renewal for a term less than the maximum otherwise permitted. Historically, our licenses have
been renewed for full eight-year terms without any conditions or sanctions; however, there can be no assurance that the licenses of each of our stations will
be renewed for a full term without conditions or sanctions.

12

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Types of FCC Broadcast Licenses. The FCC classifies each AM and FM radio station. An AM radio station operates on either a clear channel, regional
channel or local channel. A clear channel serves wide areas, particularly at night. A regional channel serves primarily a principal population center and the
contiguous rural areas. A local channel serves primarily a community and the suburban and rural areas immediately contiguous to it. AM radio stations are
designated as Class A, Class B, Class C or Class D. Class A, B and C stations each operate unlimited time. Class A radio stations render primary and
secondary  service  over  an  extended  area.  Class  B  stations  render  service  only  over  a  primary  service  area.  Class  C  stations  render  service  only  over  a
primary service area that may be reduced as a consequence of interference. Class D stations operate either during daytime hours only, during limited times
only, or unlimited time with low nighttime power.

FM  class  designations  depend  upon  the  geographic  zone  in  which  the  transmitter  of  the  FM  radio  station  is  located.  The  minimum  and  maximum
facilities requirements for an FM radio station are determined by its class. In general, commercial FM radio stations are classified as follows, in order of
increasing power and antenna height: Class A, B1, C3, B, C2, C1, C0 and C. The FCC has adopted a rule subjecting Class C FM stations that do not satisfy
a certain antenna height requirement to an involuntary downgrade in class to Class C0 under certain circumstances.

Urban  One’s  Licenses.  The  following  table  sets  forth  information  with  respect  to  each  of  our  radio  stations  for  which  we  hold  the  license  as  of
December  31,  2019.  Stations  which  we  do  not  own  as  of  December  31,  2019,  but  operate  under  an  LMA,  are  not  reflected  on  this  table.  A  broadcast
station’s  market  may  be  different  from  its  community  of  license.  The  coverage  of  an  AM  radio  station  is  chiefly  a  function  of  the  power  of  the  radio
station’s transmitter, less dissipative power losses and any directional antenna adjustments. For FM radio stations, signal coverage area is chiefly a function
of the ERP of the radio station’s antenna and the HAAT of the radio station’s antenna. “ERP” refers to the effective radiated power of an FM radio station.
“HAAT” refers to the antenna height above average terrain of an FM radio station.  

Market
Atlanta

Washington, DC

Philadelphia

Houston

Dallas

Baltimore

Charlotte

  Station Call Letters  
WUMJ-FM
WAMJ-FM
WHTA-FM
WPZE-FM

WOL-AM
WMMJ-FM
WKYS-FM
WPRS-FM
WYCB-AM
WDCJ-FM
 WTEM-AM

WPHI-FM
WRNB-FM
WPPZ-FM

KMJQ-FM
KBXX-FM
KROI-FM

KBFB-FM
KZMJ-FM

WWIN-AM
WWIN-FM
WOLB-AM
WERQ-FM

WQNC-FM
WPZS-FM
WOSF-FM

Year of

Acquisition  

1999
1999
2002
1999

1980
1987
1995
2008
1998
2017
2018

1997
2000
2004

2000
2000
2004

2000
2001

1992
1992
1993
1993

2000
2004
2014

ERP (FM)
Power
(AM) in
Kilowatts
8.5
33.0
35.0
3.0

FCC
Class
C3
C2
C2
A

Antenna
Height
(AM)
HAAT in
Meters
165.0
185.0
177.0
143.0

0.37
2.9
24.5
20.0
1.0
2.85
50

0.27
17.0
0.78

100.0
100.0
22.36

100.0
100.0

0.5
3.0
0.25
37.0

10.5
6.0
51.0

C
A
B
B
C
A
 B

A
B
A

C
C
C1

C
C

C
A
D
B

C3
A
C1

13

N/A
146.0
215.0
244.0
N/A
145.0
 N/A

338.0
263.0
276.0

524.0
585.0
526

574
591.0

N/A
91.0
N/A
173.0

154.0
94.0
395.0

Operating
Frequency
97.5 MHz
107.5 MHz
107.9 MHz
102.5 MHz

1450 kHz
102.3 MHz
93.9 MHz
104.1 MHz
1340 kHz
92.7 MHz
 980 kHz

103.9 MHz
100.3 MHz
107.9 MHz

102.1 MHz
97.9 MHz
92.1 MHz

97.9 MHz
94.5 MHz

1400 kHz
95.9 MHz
1010 kHz
92.3 MHz

92.7 MHz
100.9 MHz
105.3 MHz

Expiration 
Date of FCC
License
4/1/2020
4/1/2020
4/1/2020
4/1/2020

10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027
 10/1/2027

8/1/2022
8/1/2022
6/1/2022

8/1/2021
8/1/2021
8/1/2021

8/1/2021
8/1/2021

10/1/2027
10/1/2027
10/1/2027
10/1/2027

12/1/2027
12/1/2027
12/1/2027

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
St. Louis

Cleveland

Raleigh-Durham

Richmond

Columbus

Indianapolis

Cincinnati

WFUN-FM
WHHL-FM

WJMO-AM
WENZ-FM
WZAK-FM
WERE-AM
WQOK-FM
WFXK-FM
WFXC-FM
WNNL-FM

WPZZ-FM
WCDX-FM
WKJM-FM
WKJS-FM
WTPS-AM
WXGI-AM

WCKX-FM
WBMO-FM
WXMG-FM
WJYD-FM

WHHH-FM
WTLC-FM
WNOW-FM
WTLC-AM

WIZF-FM
WDBZ-AM
WOSL-FM

1999
2006

1999
1999
2000
2000
2000
2000
2000
2000

1999
2001
2001
2001
2001
2017

2001
2001
2016
2016

2000
2000
2000
2001

2001
2007
2006

C3
C2

B
B
B
C
C2
C1
C3
C3

C1
B1
A
A
C
D

A
A
B
A

A
A
A
B

A
C
A

10.5
50.0

5.0
16.0
27.5
1.0
50.0
100.0
13.0
7.9

100.0
4.5
6.0
2.3
1.0
3.9

1.9
6.0
21.0
6.0

3.3
6.0
6.0
5.0

2.5
1.0
3.1

155.0
140.0

N/A
272.0
189.0
N/A
146.0
299.0
141.0
176.0

299.0
235.0
100.0
162.0
N/A
N/A

126.0
99.0
232.0
100.0

87.0
99.0
100.0
N/A

155.0
N/A
141.0

95.5 MHz
104.1 MHz

1300 kHz
107.9 MHz
93.1 MHz
1490 kHz
97.5 MHz
104.3 MHz
107.1 MHz
103.9 MHz

104.7 MHz
92.1 MHz
99.3 MHz
105.7 MHz
1240 kHz
950 kHz

107.5 MHz
106.3 MHz
95.5 MHz
107.1 MHz

96.3 MHz
106.7 MHz
100.9 MHz
1310 kHz

101.1 MHz
1230 kHz
100.3 MHz

12/1/2020
2/1/2021

10/1/2020
10/1/2020
10/1/2020
10/1/2020
12/1/2027
12/1/2027
12/1/2027
12/1/2027

10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027
10/1/2027

10/1/2020
10/1/2020
10/1/2020
10/1/2020

8/1/2020
8/1/2020
8/1/2020
8/1/2020

8/1/2020
10/1/2020
10/1/2020

To obtain the FCC’s prior consent to assign or transfer control of a broadcast license, an appropriate application must be filed with the FCC. If the
assignment or transfer involves a substantial change in ownership or control of the licensee, for example, the transfer of more than 50% of the voting stock,
the applicant must give public notice and the application is subject to a 30-day period for public comment. During this time, interested parties may file
petitions with the FCC to deny the application. Informal objections may be filed at any time until the FCC acts upon the application. If the FCC grants an
assignment  or  transfer  application,  administrative  procedures  provide  for  petitions  seeking  reconsideration  or  full  FCC  review  of  the  grant.    The
Communications Act also permits the appeal of a contested grant to a federal court.

Under the Communications Act, a broadcast license may not be granted to or held by any person who is not a U.S. citizen or by any entity that has
more  than  20%  of  its  capital  stock  owned  or  voted  by  non-U.S.  citizens  or  entities  or  their  representatives,  or  by  foreign  governments  or  their
representatives. The Communications Act prohibits more than 25% indirect foreign ownership or control of a licensee through a parent company if the
FCC determines the public interest will be served by such prohibition.  The FCC has interpreted this provision of the Communications Act to require an
affirmative public interest finding before this 25% limit may be exceeded. Since we serve as a holding company for subsidiaries that serve as licensees for
our stations, we are effectively restricted from having more than one-fourth of our stock owned or voted directly or indirectly by non-U.S. citizens or their
representatives,  foreign  governments,  representatives  of  foreign  governments,  or  foreign  business  entities  unless  we  seek  and  obtain  FCC  authority  to
exceed  that  level.  The  FCC  will  entertain  and  authorize,  on  a  case-by-case  basis  and  upon  a  sufficient  public  interest  showing  and  favorable  executive
branch review, proposals to exceed the 25% indirect foreign ownership limit in broadcast licensees. In September 2016, the FCC adopted rules to simplify
and streamline the process for requesting authority to exceed the 25% indirect foreign ownership limit and reformed the methodology that publicly traded
broadcasters must use to assess their compliance with the foreign ownership restrictions.

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The FCC applies its media ownership limits to “attributable” interests. The interests of officers, directors and those who directly or indirectly hold five
percent or more of the total outstanding voting stock of a corporation that holds a broadcast license (or a corporate parent) are generally deemed attributable
interests, as are any limited partnership or limited liability company interests that are not properly “insulated” from management activities. Certain passive
investors  that  hold  stock  for  investment  purposes  only  are  deemed  attributable  with  the  ownership  of  20%  or  more  of  the  voting  stock  of  a  licensee  or
parent corporation. An entity with one or more radio stations in a market that enters into a local marketing agreement or a time brokerage agreement with
another radio station in the same market obtains an attributable interest in the brokered radio station if the brokering station supplies more than 15% of the
brokered radio station’s weekly broadcast hours. Similarly, a radio station licensee’s right under a joint sales agreement (“JSA”) to sell more than 15% per
week of the advertising time on another radio station in the same market constitutes an attributable ownership interest in such station for purposes of the
FCC’s  ownership  rules.  Debt  instruments,  non-voting  stock,  unexercised  options  and  warrants,  minority  voting  interests  in  corporations  having  a  single
majority shareholder, and limited partnership or limited liability company membership interests where the interest holder is not “materially involved” in the
media-related activities of the partnership or limited liability company pursuant to FCC-prescribed “insulation” provisions, generally do not subject their
holders to attribution unless such interests implicate the FCC’s equity-debt-plus (or “EDP”) rule. Under the EDP rule, a major programming supplier or the
holder of an attributable interest in a same-market radio station, television station or daily newspaper will have an attributable interest in a station if the
supplier or same-market media entity also holds debt or equity, or both, in the station that is greater than 33% of the value of the station’s total debt plus
equity.    For  purposes  of  the  EDP  rule,  equity  includes  all  stock,  whether  voting  or  nonvoting,  and  interests  held  by  limited  partners  or  limited  liability
company members that are “insulated” from material involvement in the company’s media activities. A major programming supplier is any supplier that
provides more than 15% of the station’s weekly programming hours.

The Communications Act and FCC rules generally restrict ownership, operation or control of, or the common holding of attributable interests in, radio

broadcast stations serving the same local market in excess of specified numerical limits. 

The numerical limits on radio stations that one entity may own in a local market are as follows:

·

·

·

·

in a radio market with 45 or more commercial radio stations, a party may hold an attributable interest in up to eight commercial radio stations,
not more than five of which are in the same service (AM or FM);

in a radio market with 30 to 44 commercial radio stations, a party may hold an attributable interest in up to seven commercial radio stations,
not more than four of which are in the same service (AM or FM);

in a radio market with 15 to 29 commercial radio stations, a party may hold an attributable interest in up to six commercial radio stations, not
more than four of which are in the same service (AM or FM); and

in a radio market with 14 or fewer commercial radio stations, a party may hold an attributable interest in up to five commercial radio stations,
not more than three of which are in the same service (AM or FM), except that a party may not hold an attributable interest in more than 50%
of the radio stations in such market.

To apply these tiers, the FCC currently relies on Nielsen Metro Survey Areas, where they exist. In other areas, the FCC relies on a contour-overlap
methodology. The FCC has initiated a rulemaking to determine how to define local radio markets in areas located outside Nielsen Metro Survey Areas. The
market definition used by the FCC in applying its ownership rules may not be the same as that used for purposes of the Hart-Scott-Rodino Act.  In 2003,
when the FCC changed its methodology for defining local radio markets, it grandfathered existing combinations of radio stations that would not comply
with the modified rules.  The FCC provided that these grandfathered combinations could not be sold intact except to certain “eligible entities,” which the
FCC  defined  as  entities  qualifying  as  a  small  business  consistent  with  Small  Business  Administration  standards.  In  response  to  a  federal  appeals  court
decision, the FCC repealed the eligible entity standard in December 2019.

The media ownership rules are subject to review by the FCC every four years.  In August 2016, the FCC issued an order concluding its 2010 and 2014
quadrennial reviews. The August 2016 decision retained the local radio ownership rule, the radio-television cross-ownership rule and the prohibition on
newspaper-broadcast cross-ownership without significant changes. In November 2017, the FCC adopted an order reconsidering the August 2016 decision
and modifying it in a number of respects.  The November 2017 order on reconsideration did not significantly modify the August 2016 decision with respect
to  the  local  radio  ownership  limits.    It  did,  however,  eliminate  the  FCC’s  previous  limits  on  radio/television  cross-ownership  and  newspaper/broadcast
cross-ownership  effective  February  7,  2018.    In  September  2019,  however,  a  federal  appeals  court  vacated  the  FCC’s  November  2017  order  on
reconsideration, as a result of which the radio/television and newspaper/broadcast cross-ownership rules have been reinstated. The FCC’s 2018 quadrennial
review of its media ownership rules, which commenced in December 2018, is currently pending.

The  attribution  and  media  ownership  rules  limit  the  number  of  radio  stations  we  may  acquire  or  own  in  any  particular  market  and  may  limit  the
prospective  buyers  of  any  stations  we  want  to  sell.  The  FCC’s  rules  could  affect  our  business  in  a  number  of  ways,  including,  but  not  limited  to,  the
following:

·

·

·

the  FCC’s  radio  ownership  limits  could  have  an  adverse  effect  on  our  ability  to  accumulate  stations  in  a  given  area  or  to  sell  a  group  of
stations in a local market to a single entity;

restricting the assignment and transfer of control of “grandfathered” radio combinations that exceed the ownership limits as a result of the
FCC’s 2003 change in local market definition could adversely affect our ability to buy or sell a group of stations in a local market from or to a
single entity; and

in general terms, future changes in the way the FCC defines radio markets or in the numerical station caps could limit our ability to acquire
new stations in certain markets, our ability to operate stations pursuant to certain agreements, and our ability to improve the coverage contours
of our existing stations.

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Programming and Operations. The Communications Act requires broadcasters to serve the “public interest” by presenting programming that responds
to community problems, needs and interests and by maintaining records demonstrating its responsiveness. The FCC considers complaints from viewers or
listeners  about  a  broadcast  station’s  programming.  In  January  2016,  the  FCC  adopted  rules  requiring  that  radio  stations  post  and  maintain  their  public
inspection files online.  All radio stations are now required to maintain their public inspection files on a publicly accessible FCC-hosted online database. 
Moreover, the FCC has proposed rules designed to increase local programming content and diversity, including renewal application processing guidelines
for locally-oriented programming and a requirement that broadcasters establish advisory boards in the communities where they own stations.   Stations also
must follow FCC rules and policies regulating political advertising, obscene or indecent programming, sponsorship identification, contests and lotteries and
technical operation, including limits on human exposure to radio frequency radiation.

The FCC’s rules prohibit a broadcast licensee, in certain circumstances, from simulcasting more than 25% of its programming on another radio station
in the same broadcast service (that is, AM/AM or FM/FM). The simulcasting restriction applies if the licensee owns both radio broadcast stations or owns
one and programs the other through a local marketing agreement, and only if the contours of the radio stations overlap in a certain manner. The FCC has
recently proposed to modify or eliminate this rule.

The  FCC  requires  that  licensees  not  discriminate  in  hiring  practices  on  the  basis  of  race,  color,  religion,  national  origin  or  gender.    It  also  requires
stations with at least five full-time employees to broadly disseminate information about all full-time job openings and undertake outreach initiatives from
an FCC list of activities such as participation in job fairs, internships, or scholarship programs. The FCC is considering whether to apply these recruitment
requirements to part-time employment positions.  Stations must retain records of their outreach efforts and keep an annual Equal Employment Opportunity
(“EEO”) report in their public inspection files and post an electronic version on their websites.

From  time  to  time,  complaints  may  be  filed  against  any  of  our  radio  stations  alleging  violations  of  these  or  other  rules.  In  addition,  the  FCC  may
conduct  audits  or  inspections  to  ensure  and  verify  licensee  compliance  with  FCC  rules  and  regulations.  Failure  to  observe  these  or  other  rules  and
regulations can result in the imposition of various sanctions, including fines or conditions, the grant of “short” (less than the maximum eight year) renewal
terms or, for particularly egregious violations, the denial of a license renewal application or the revocation of a license.

Employees

As of December 31, 2019, we employed 999 full-time employees and 442 part-time employees. Our employees are not unionized.

Environmental

As the owner, lessee or operator of various real properties and facilities, we are subject to federal, state and local environmental laws and regulations.
Historically, compliance with these laws and regulations has not had a material adverse effect on our business. There can be no assurance, however, that
compliance with existing or new environmental laws and regulations will not require us to make significant expenditures in the future.

Corporate Governance

Code of Ethics. We have adopted a code of ethics that applies to all of our directors, officers (including our principal financial officer and principal
accounting officer) and employees and meets the requirements of the SEC and the NASDAQ Stock Market Rules. Our code of ethics can be found on our
website, www.urban1.com. We will provide a paper copy of the code of ethics, free of charge, upon request.

Audit Committee Charter. Our audit committee has adopted a charter as required by the NASDAQ Stock Market Rules. This committee charter can be

found on our website, www.urban1.com. We will provide a paper copy of the audit committee charter, free of charge, upon request.

Compensation  Committee  Charter.  Our  Board  of  Directors  has  adopted  a  compensation  committee  charter.  We  will  provide  a  paper  copy  of  the

compensation committee charter, free of charge, upon request.

16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Internet Address and Internet Access to SEC Reports

Our internet address is www.urban1.com. You may obtain through our internet website, free of charge, copies of our proxies, annual reports on Form
10-K,  quarterly  reports  on  Form  10-Q  and  10-Q/A,  current  reports  on  Form  8-K,  and  any  amendments  to  those  reports  filed  or  furnished  pursuant  to
Section 13(a) or 15(d) of the Securities Exchange Act of 1934. These reports are available as soon as reasonably practicable after we electronically file
them with or furnish them to the SEC. Our website and the information contained therein or connected thereto shall not be deemed to be incorporated into
this Form 10-K.

ITEM 1A. RISK FACTORS

Risks Related to Our Business and Industry

In an enterprise as large and complex as ours, a wide range of factors could affect our business and financial results. The factors described below are
considered to be the most significant, but are not listed in any particular order. There may be other currently unknown or unpredictable economic, business,
competitive,  regulatory  or  other  factors  that  could  have  material  adverse  effects  on  our  future  results.  Past  financial  performance  may  not  be  a  reliable
indicator of future performance and historical trends should not be used to anticipate results or trends in future periods. The following discussion of risk
factors  should  be  read  in  conjunction  with  “Item  7.  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations”  and  the
consolidated financial statements and related notes in “Item 8. Financial Statements and Supplementary Data” of this Form 10-K.

Risks Related to the Nature and Operations of Our Business

The state and condition of the global financial markets and fluctuations in the global and U.S. economies may have an unpredictable impact on our
business and financial condition.

From time to time, the global equity and credit markets experience high levels of volatility and disruption. At various points in time, the markets have
produced  downward  pressure  on  stock  prices  and  limited  credit  capacity  for  certain  companies  without  regard  to  those  companies’  underlying  financial
strength. In addition, advertising is a discretionary and variable business expense. Spending on advertising tends to decline disproportionately during an
economic recession or downturn as compared to other types of business spending. Consequently, a downturn in the United States economy generally has an
adverse effect on our advertising revenue and, therefore, our results of operations. A recession or downturn in the economy of any individual geographic
market, particularly a major market in which we operate, also may have a significant effect on us. Radio revenues in the markets in which we operate may
also face greater challenges than the U.S. economy generally and may remain so.  Radio revenues in certain markets in which we operate have lagged the
growth of the general United States economy.  Radio revenues in markets in which we operate, as measured by the accounting firm Miller Kaplan Arase
LLP (“Miller Kaplan”) were down in 2018.  During this same period, the U.S. Bureau of Economic Analysis reports that U.S. current-dollar gross domestic
product grew. Our results of operations could be negatively impacted if radio revenue performance in the markets in which we operate continues to lag
general United States economic growth. Even in the absence of a general recession or downturn in the economy, an individual business sector (such as the
automotive  industry)  that  tends  to  spend  more  on  advertising  than  other  sectors  might  be  forced  to  reduce  its  advertising  expenditures  if  that  sector
experiences a downturn. If that sector’s spending represents a significant portion of our advertising revenues, any reduction in its advertising expenditures
may affect our revenue.

Any  deterioration  in  the  economy  could  negatively  impact  our  ability  to  meet  our  cash  needs  and  our  ability  to  maintain  compliance  with  our  debt
covenants.

If economic conditions change, or other adverse factors outside our control arise, our operations could be negatively impacted, which could prevent us
from maintaining compliance with our debt covenants. If it appears that we could not meet our liquidity needs or that noncompliance with debt covenants is
likely, we would implement remedial measures, which could include, but not be limited to, operating cost and capital expenditure reductions and deferrals.
In addition, we could implement de-leveraging actions, which may include, but not be limited to, other debt repayments, subject to our available liquidity
and contractual ability to make such repayments and/or debt refinancing and amendments.

Impact of Public Health Crisis

An epidemic or pandemic disease outbreak, such as the current COVID-19 outbreak, could cause, and is causing, significant disruption to our business
operations. Measures taken by governmental authorities and private actors to limit the spread of this virus are interfering with the ability of the Company's
employees, suppliers, and customers to conduct their functions and business in a normal manner. Further, the demand for advertising across our various
segments/platforms is linked to the level of economic activity and employment in the U.S. Specifically, our business is heavily dependent on the demand
for advertising from consumer-focused companies. The recent and significant dislocation of consumer demand due to social distancing and government
interventions  (such  as  lockdowns  or  shelter  in  place  policies)  has  caused,  and  could  further  cause,  advertisers  to  reduce,  postpone  or  eliminate  their
marketing spending generally, and on our platforms in particular. Continued or future social distancing, government interventions and/or recessions could
have  a  material  adverse  effect  on  our  business  and  financial  condition.  Moreover,  continued  or  future  declines  or  disruptions  due  to  the  COVID-19
outbreak, could adversely affect our business and financial performance. The COVID-19 outbreak has had an impact on certain of the Company's revenue
and alternative revenue sources. Most notably, a number of advertisers across significant advertising categories have reduced advertising spend due to the
outbreak, particularly within our radio segment which derives substantial revenue from local advertisers who have been particularly hard hit due to social
distancing  and  government  interventions.  Further,  the  COVID-19  outbreak  has  caused  the  postponement  of  our  2020  Tom  Joyner  Foundation  Fantastic
Voyage cruise and was impairing ticket sales of other tent pole special events. We do not carry business interruption insurance to compensate us for losses
that may occur as a result of any of these interruptions and continued impacts from the COVID-19 outbreak. Outbreaks in the markets in which we operate
could have material impacts on our liquidity, operations including potential impairment of assets, and our financial results.

The terms of our indebtedness and the indebtedness of our direct and indirect subsidiaries may restrict our current and future operations, particularly
our ability to respond to changes in market conditions or to take some actions.

Our  debt  instruments  impose  operating  and  financial  restrictions  on  us.  These  restrictions  limit  or  prohibit,  among  other  things,  our  ability  and  the
ability of our subsidiaries to incur additional indebtedness, issue preferred stock, incur liens, pay dividends, enter into asset purchase or sale transactions,
merge  or  consolidate  with  another  company,  dispose  of  all  or  substantially  all  of  our  assets  or  make  certain  other  payments  or  investments.  These

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
restrictions  could  limit  our  ability  to  grow  our  business  through  acquisitions  and  could  limit  our  ability  to  respond  to  market  conditions  or  meet
extraordinary capital needs.

17

 
 
 
To service our indebtedness and other obligations, we will require a significant amount of cash.

Our ability to generate cash depends on many factors beyond our control. Our latest credit agreement requires us to repay principal due thereunder to
the extent then outstanding on each quarterly interest payment date. Commencing on the quarterly interest payment date ending March 2019, the required
principal repayment equals one quarter of 7.5% of the aggregate outstanding principal amount due thereunder such amount payable until December 2019.
Commencing  on  the  quarterly  interest  payment  date  ending  March  2020,  the  required  principal  repayment  amount  equals  one  quarter  of  10.0%  of  the
aggregate outstanding principal amount such amount payable until December 2021. And, commencing on the quarterly interest payment date ending March
2021,  the  required  principal  repayment  equals  one  quarter  of  12.5%  of  the  aggregate  outstanding  principal  amount  due  thereunder  payable  until  to
December 2022.  The Company is also required to use 75% of excess cash flow to repay outstanding term loans due thereunder at par, paid semi-annually
and to use 100% of all distributions to the Company or its restricted subsidiaries received in respect of its interest in the MGM National Harbor to repay
outstanding  terms  loans  due  thereunder  at  par.  Our  ability  to  make  payments  on  our  indebtedness  and  to  fund  capital  expenditures  will  depend  on  our
ability to generate cash in the future. This ability to generate cash, to a certain extent, is subject to general economic, financial, competitive, legislative,
regulatory and other factors that are beyond our control. Our businesses might not generate sufficient cash flow from operations. We might not be able to
complete future offerings, and future borrowings might not be available to us in an amount sufficient to enable us to pay our indebtedness or to fund our
other liquidity needs.

We have historically incurred net losses which could continue into the future.

We have historically reported net losses in our consolidated statements of operations, due mostly in part to recording non-cash impairment charges for
write-downs to radio broadcasting licenses and goodwill, interest expenses (both cash and non-cash), and revenue declines caused by weakened advertising
demand resulting from the current economic environment. These results have had a negative impact on our financial condition and could be exacerbated in
a poor economic climate. If these trends continue in the future, they could have a material adverse effect on our financial condition.

Our  revenue  is  substantially  dependent  on  spending  and  allocation  decisions  by  advertisers,  and  seasonality  and/or  weakening  economic  conditions
may have an impact upon our business.

Substantially all of our revenue is derived from sales of advertisements and program sponsorships to local and national advertisers. Any reduction in
advertising expenditures or changes in advertisers’ spending priorities and/or allocations across different types of media/platforms or programming could
have an adverse effect on the Company’s revenues and results of operations. We do not obtain long-term commitments from our advertisers and advertisers
may cancel, reduce, or postpone advertisements without penalty, which could adversely affect our revenue. Seasonal net revenue fluctuations are common
in the media industries and are due primarily to fluctuations in advertising expenditures by local and national advertisers. In addition, advertising revenues
in even-numbered years tend to benefit from advertising placed by candidates for political offices. The effects of such seasonality (including the weather),
combined  with  the  severe  structural  changes  that  have  occurred  in  the  U.S.  economy,  make  it  difficult  to  estimate  future  operating  results  based  on  the
previous results of any specific quarter and may adversely affect operating results.

Advertising expenditures also tend to be cyclical and reflect general economic conditions, both nationally and locally. Because we derive a substantial
portion  of  our  revenues  from  the  sale  of  advertising,  a  decline  or  delay  in  advertising  expenditures  could  reduce  our  revenues  or  hinder  our  ability  to
increase these revenues. Advertising expenditures by companies in certain sectors of the economy, including the automotive, financial, entertainment, and
retail industries, represent a significant portion of our advertising revenues. Structural changes (such as reduced footprints in retail and the movement of
retailers online) and business failures in these industries have affected our revenues and continued structural changes or business failures in any of these
industries  could  have  significant  further  impact  on  our  revenues.  Any  political,  economic,  social,  or  technological  change  resulting  in  a  significant
reduction in the advertising spending of these sectors could adversely affect our advertising revenues or our ability to increase such revenues. In addition,
because  many  of  the  products  and  services  offered  by  our  advertisers  are  largely  discretionary  items,  weakening  economic  conditions  or  changes  in
consumer  spending  patterns  could  reduce  the  consumption  of  such  products  and  services  and,  thus,  reduce  advertising  for  such  products  and  services.
Changes in advertisers’ spending priorities during economic cycles may also affect our results. Disasters (domestic or external to the United States), acts of
terrorism, political uncertainty or hostilities could also lead to a reduction in advertising expenditures as a result of supply or demand issues, uninterrupted
news coverage and economic uncertainty.

Our success is dependent upon audience acceptance of our content, particularly our television and radio programs, which is difficult to predict.

Radio,  video,  and  digital  content  production  and  distribution  are  inherently  risky  businesses  because  the  revenues  derived  from  the  production  and
distribution of media content or a radio program, and the licensing of rights to the intellectual property associated with the content or program, depend
primarily upon their acceptance and perceptions by the public, which can change quickly and are difficult to predict. The commercial success of content or
a  program  also  depends  upon  the  quality  and  acceptance  of  other  competing  programs  released  into  the  marketplace  at  or  near  the  same  time,  the
availability of alternative forms of entertainment and leisure time activities, general economic conditions, and other tangible and intangible factors, all of
which are difficult to predict. Our failure to obtain or retain rights to popular content on any part of our multi-media platform could adversely affect our
revenues.

18

 
 
 
 
 
 
 
 
 
 
 
 
 
Ratings for broadcast stations and traffic on a particular website are also factors that are weighed when advertisers determine which outlets to use and
in determining the advertising rates that the outlet receives. Poor ratings or traffic levels can lead to a reduction in pricing and advertising revenues. For
example, if there is an event causing a change of programming at one of our stations, there could be no assurance that any replacement programming would
generate  the  same  level  of  ratings,  revenues,  or  profitability  as  the  previous  programming.  In  addition,  changes  in  ratings  methodology  and  technology
could adversely impact our ratings and negatively affect our advertising revenues.

Television content production is inherently a risky business because the revenues derived from the production and distribution of a television program
and the licensing of rights to the associated intellectual property depends primarily upon the public’s level of acceptance, which is difficult to predict. The
commercial success of a television program also depends upon the quality and acceptance of other competing programs in the marketplace at or near the
same time, the availability of alternative forms of entertainment and leisure time activities, general economic conditions, and other tangible and intangible
factors, all of which are difficult to predict. Rating points are also factors that are weighed when determining the advertising rates that TV One receives.
Poor ratings can lead to a reduction in pricing and advertising revenues. Consequently, low public acceptance of TV One’s content may have an adverse
effect on TV One’s results of operations. Further, networks or programming launched by NetflixTM, Oprah Winfrey (OWNTM), Sean Combs (REVOLT
TVTM), and Magic Johnson (ASPIRETM), could take away from our audience share and ratings and thus have an adverse effect on TV One’s results of
operations.

Legislation could require radio broadcasters to pay additional royalties, including to additional parties such as record labels or recording artists.

We currently pay royalties to song composers and publishers through BMI, ASCAP, SESAC and GMR but not to record labels or recording artists for
exhibition or use of over the air broadcasts of music. From time to time, Congress considers legislation which could change the copyright fees and the
procedures by which the fees are determined. The legislation historically has been the subject of considerable debate and activity by the broadcast industry
and other parties affected by the proposed legislation. It cannot be predicted whether any proposed future legislation will become law or what impact it
would have on our results from operations, cash flows or financial position. 

A disproportionate share of our radio segment revenue comes from a small number of geographic markets and from Reach Media.

For  the  year  ended  December  31,  2019,  approximately  40.6%  of  our  net  revenue  was  generated  from  the  sale  of  advertising  in  our  core  radio
business,  excluding  Reach  Media.  Within  our  core  radio  business,  four  of  the  15  markets  in  which  we  operated  radio  stations  in  2019  (Houston,
Washington,  DC,  Atlanta  and  Baltimore)  accounted  for  approximately  56.3%  of  our  radio  station  net  revenue  for  the  year  ended  December  31,  2019.
Revenue  from  the  operations  of  Reach  Media,  along  with  revenue  from  both  the  Houston  and  Washington,  DC  markets  accounted  for  approximately
22.8% of our total consolidated net revenue for the year ended December 31, 2019. Revenue from the operations of Reach Media, along with revenue
from  the  four  significant  contributing  radio  markets,  accounted  for  approximately  32.8%  of  our  total  consolidated  net  revenue  for  the  year  ended
December 31, 2019. Adverse events or conditions (economic, including government cutbacks or otherwise) could lead to declines in the contribution of
Reach  Media  or  declines  in  one  or  more  of  the  four  significant  contributing  radio  markets,  which  could  have  a  material  adverse  effect  on  our  overall
financial performance and results of operations.

We may lose audience share and advertising revenue to our competitors.

Our media properties compete for audiences and advertising revenue with other radio stations and station groups and other media such as broadcast
television,  newspapers,  magazines,  cable  television,  satellite  television,  satellite  radio,  outdoor  advertising,  “over  the  top  providers”  on  the  internet  and
direct  mail.  Adverse  changes  in  audience  ratings,  internet  traffic,  and  market  shares  could  have  a  material  adverse  effect  on  our  revenue.  Larger  media
companies,  with  more  financial  resources  than  we  have  may  target  our  core  audiences  or  enter  the  segments  or  markets  in  which  we  operate,  causing
competitive pressure. Further, other media and broadcast companies may change their programming format or engage in aggressive promotional campaigns
to compete directly with our media properties for our core audiences and advertisers. Competition for our core audiences in any of our segments or markets
could result in lower ratings or traffic and, hence, lower advertising revenue for us, or cause us to increase promotion and other expenses and, consequently,
lower our earnings and cash flow. Changes in population, demographics, audience tastes and other factors beyond our control, could also cause changes in
audience  ratings  or  market  share.  Failure  by  us  to  respond  successfully  to  these  changes  could  have  an  adverse  effect  on  our  business  and  financial
performance. We cannot assure that we will be able to maintain or increase our current audience ratings and advertising revenue.

We  must  respond  to  the  rapid  changes  in  technology,  content  offerings,  services,  and  standards  across  our  entire  platform  in  order  to  remain
competitive.

Technological standards across our media properties are evolving and new distribution technologies/platforms are emerging at a rapid pace. We cannot
assure  that  we  will  have  the  resources  to  acquire  new  technologies  or  to  introduce  new  features,  content  or  services  to  compete  with  these  new
technologies.  New  media  has  resulted  in  fragmentation  in  the  advertising  market,  and  we  cannot  predict  the  effect,  if  any,  that  additional  competition
arising  from  new  technologies  or  content  offerings  may  have  across  any  of  our  business  segments  or  our  financial  condition  and  results  of  operations,
which may be adversely affected if we are not able to adapt successfully to these new media technologies or distribution platforms. The continuing growth
and  evolution  of  channels  and  platforms  has  increased  our  challenges  in  differentiating  ourselves  from  other  media  platforms.  We  continually  seek  to
develop  and  enhance  our  content  offerings  and  distribution  platforms/methodologies.  Failure  to  effectively  execute  in  these  efforts,  actions  by  our
competitors,  or  other  failures  to  deliver  content  effectively  could  hurt  our  ability  to  differentiate  ourselves  from  our  competitors  and,  as  a  result,  have
adverse effects across our business.

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The loss of key personnel, including certain on-air talent, could disrupt the management and operations of our business.

Our business depends upon the continued efforts, abilities and expertise of our executive officers and other key employees, including certain on-air
personalities. We believe that the combination of skills and experience possessed by our executive officers and other key employees could be difficult to
replace, and that the loss of one or more of them could have a material adverse effect on us, including the impairment of our ability to execute our business
strategy. In addition, several of our on-air personalities and syndicated radio programs hosts have large loyal audiences in their respective broadcast areas
and may be significantly responsible for the ratings of a station. The loss of such on-air personalities or any change in their popularity could impact the
ability  of  the  station  to  sell  advertising  and  our  ability  to  derive  revenue  from  syndicating  programs  hosted  by  them.  We  cannot  be  assured  that  these
individuals will remain with us or will retain their current audiences or ratings.

If our digital segment does not continue to develop and offer compelling and differentiated content, products and services, our advertising revenues
could be adversely affected.

In  order  to  attract  consumers  and  generate  increased  activity  on  our  digital  properties,  we  believe  that  we  must  offer  compelling  and  differentiated
content, products and services. However, acquiring, developing, and offering such content, products and services may require significant costs and time to
develop, while consumer tastes may be difficult to predict and are subject to rapid change. If we are unable to provide content, products and services that
are sufficiently attractive to our digital users, we may not be able to generate the increases in activity necessary to generate increased advertising revenues.
In addition, although we have access to certain content provided by our other businesses, we may be required to make substantial payments to license such
content. Many of our content arrangements with third parties are non-exclusive, so competitors may be able to offer similar or identical content. If we are
not able to acquire or develop compelling content and do so at reasonable prices, or if other companies offer content that is similar to that provided by our
digital segment, we may not be able to attract and increase the engagement of digital consumers on our digital properties.

Continued growth in our digital business also depends on our ability to continue offering a competitive and distinctive range of advertising products
and services for advertisers and publishers and our ability to maintain or increase prices for our advertising products and services. Continuing to develop
and improve these products and services may require significant time and costs. If we cannot continue to develop and improve our advertising products and
services or if prices for our advertising products and services decrease, our digital advertising revenues could be adversely affected.

More individuals are using devices other than personal and laptop computers to access and use the internet, and, if we cannot make our products and
services available and attractive to consumers via these alternative devices, our internet advertising revenues could be adversely affected.

Digital users are increasingly accessing and using the internet through mobile tablets and smartphones. In order for consumers to access and use our
products  and  services  via  these  devices,  we  must  ensure  that  our  products  and  services  are  technologically  compatible  with  such  devices.  If  we  cannot
effectively  make  our  products  and  services  available  on  these  devices,  fewer  internet  consumers  may  access  and  use  our  products  and  services  and  our
advertising revenue may be negatively affected.

Unrelated third parties may claim that we infringe on their rights based on the nature and content of information posted on websites we maintain.

We host internet services that enable individuals to exchange information, generate content, comment on our content, and engage in various online
activities. The  law  relating  to  the  liability  of  providers  of  these  online  services  for  activities  of  their  users  is  currently  unsettled  both  within  the  United
States  and  internationally.  While  we  monitor  postings  to  such  websites,  claims  may  be  brought  against  us  for  defamation,  negligence,  copyright  or
trademark infringement, unlawful activity, tort, including personal injury, fraud, or other theories based on the nature and content of information that may
be posted online or generated by our users. Our defense of such actions could be costly and involve significant time and attention of our management and
other resources.

If we are unable to protect our domain names and/or content, our reputation and brands could be adversely affected.

We  currently  hold  various  domain  name  registrations  relating  to  our  brands,  including  urban1.com,  radio-one.com  and  interactiveone.com.  The
registration  and  maintenance  of  domain  names  are  generally  regulated  by  governmental  agencies  and  their  designees.  Governing  bodies  may  establish
additional top-level domains, appoint additional domain name registrars, or modify the requirements for holding domain names. As a result, we may be
unable to register or maintain relevant domain names. We may be unable, without significant cost or at all, to prevent third parties from registering domain
names that are similar to, infringe upon, or otherwise decrease the value of our trademarks and other proprietary rights. Failure to protect our domain names
could  adversely  affect  our  reputation  and  brands,  and  make  it  more  difficult  for  users  to  find  our  websites  and  our  services.  In  addition,  piracy  of  the
Company’s content, including digital piracy, may decrease revenue received from the exploitation of the Company’s programming and other content and
adversely affect its businesses and profitability.

20

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Future asset impairment to the carrying values of our FCC licenses and goodwill could adversely impact our results of operations and net worth.

As of December 31, 2019, we had approximately $582.7 million in broadcast licenses and $239.8 million in goodwill, which totaled $822.5 million,
and represented approximately 65.7% of our total assets. Therefore, we believe estimating the fair value of goodwill and radio broadcasting licenses is a
critical accounting estimate because of the significance of their carrying values in relation to our total assets. We recorded impairment charges against radio
broadcasting licenses and goodwill of approximately $10.6 million during the year ended December 31, 2019.

We are required to test our goodwill and indefinite-lived intangible assets for impairment at least annually, which we have traditionally done in the
fourth  quarter,  or  on  an  interim  basis  when  events  or  changes  in  circumstances  suggest  impairment  may  have  occurred.  Impairment  is  measured  as  the
excess  of  the  carrying  value  of  the  goodwill  or  indefinite-lived  intangible  asset  over  its  fair  value.  Impairment  may  result  from  deterioration  in  our
performance, changes in anticipated future cash flows, changes in business plans, adverse economic or market conditions, adverse changes in applicable
laws and regulations, or other factors beyond our control. The amount of any impairment must be expensed as a charge to operations. Fair values of FCC
licenses and goodwill have been estimated using the income approach, which involves a 10-year model that incorporates several judgmental assumptions
about projected revenue growth, future operating margins, discount rates and terminal values. We also utilize a market-based approach to evaluate our fair
value estimates. There are inherent uncertainties related to these assumptions and our judgment in applying them to the impairment analysis.

During the year ended December 31, 2019, the Company recorded a non-cash impairment charge of approximately $4.8 million associated with our
Indianapolis  and  Detroit  market  radio  broadcasting  licenses.  As  part  of  our  annual  goodwill  impairment  analysis,  the  Company  recorded  a  goodwill
impairment charge related to Interactive One of approximately $5.8 million for the year ended December 31, 2019. For the second and third quarters of
2018, the total market revenue growth for certain markets in which we operate was below the estimated total market revenue growth used in our respective
prior year annual impairment testing. In each quarter, we deemed that to be an impairment indicator that warranted interim impairment testing of certain
markets’ radio broadcasting licenses, which we performed as of each quarter-end date. We recorded an impairment charge of approximately $21.3 million
related to our Detroit radio broadcasting licenses and Atlanta and Charlotte goodwill balances during the year ended December 31, 2018.

Changes in certain events or circumstances could result in changes to our estimated fair values, and may result in further write-downs to the carrying
values  of  these  assets.  Additional  impairment  charges  could  adversely  affect  our  financial  results,  financial  ratios  and  could  limit  our  ability  to  obtain
financing in the future.

Our business depends on maintaining our licenses with the FCC. We could be prevented from operating a radio station if we fail to maintain its license.

Within our primary business, we are required to maintain radio broadcasting licenses issued by the FCC. These licenses are ordinarily issued for a
maximum  term  of  eight  years  and  are  renewable.  Currently,  subject  to  renewal,  our  radio  broadcasting  licenses  expire  at  various  times  beginning  April
2020  through  December  1,  2027.  While  we  anticipate  receiving  renewals  of  all  of  our  broadcasting  licenses,  interested  third  parties  may  challenge  our
renewal applications. In addition, we are subject to extensive and changing regulation by the FCC with respect to such matters as programming, indecency
standards, technical operations, employment and business practices. If we or any of our significant stockholders, officers, or directors violate the FCC’s
rules and regulations or the Communications Act of 1934, as amended (the “Communications Act”), or is convicted of a felony or found to have engaged in
certain other types of non-FCC related misconduct, the FCC may commence a proceeding to impose fines or other sanctions upon us. Examples of possible
sanctions include the imposition of fines, the renewal of one or more of our broadcasting licenses for a term of fewer than eight years or the revocation of
our  broadcast  licenses.  If  the  FCC  were  to  issue  an  order  denying  a  license  renewal  application  or  revoking  a  license,  we  would  be  required  to  cease
operating the radio station covered by the license only after we had exhausted administrative and judicial review without success.

21

 
  
 
 
 
 
 
 
 
 
 
Disruptions or security breaches of our information technology infrastructure could interfere with our operations, compromise client information and
expose us to liability, possibly causing our business and reputation to suffer.

Our industry is prone to cyber-attacks by third parties seeking unauthorized access to our data or users’ data. Any failure to prevent or mitigate security
breaches and improper access to or disclosure of our data or user data could result in the loss or misuse of such data, which could harm our business and
reputation and diminish our competitive position. In addition, computer malware, viruses, social engineering (predominantly spear phishing attacks), and
general hacking have become more prevalent in general. Our efforts to protect our company’s data or the information we receive may be unsuccessful due
to  software  bugs  or  other  technical  malfunctions;  employee,  contractor,  or  vendor  error  or  malfeasance;  government  surveillance;  or  other  threats  that
evolve. In addition, third parties may attempt to fraudulently induce employees or users to disclose information in order to gain access to our data or our
users’ data on a continual basis.

Any internal technology breach, error or failure impacting systems hosted internally or externally, or any large scale external interruption in technology
infrastructure we depend on, such as power, telecommunications or the Internet, may disrupt our technology network. Any individual, sustained or repeated
failure of technology could impact our customer service and result in increased costs or reduced revenues. Our technology systems and related data also
may be vulnerable to a variety of sources of interruption due to events beyond our control, including natural disasters, terrorist attacks, telecommunications
failures, computer viruses, hackers and other security issues. Our technology security initiatives, disaster recovery plans and other measures may not be
adequate or implemented properly to prevent a business disruption and its adverse financial consequences to our reputation.

In  addition,  as  a  part  of  our  ordinary  business  operations,  we  may  collect  and  store  sensitive  data,  including  personal  information  of  our  clients,
listeners and employees. The secure operation of the networks and systems on which this type of information is stored, processed and maintained is critical
to our business operations and strategy. Any compromise of our technology systems resulting from attacks by hackers or breaches due to employee error or
malfeasance could result in the loss, disclosure, misappropriation of or access to clients’, listeners’, employees’ or business partners’ information. Any such
loss, disclosure, misappropriation or access could result in legal claims or proceedings, liability or regulatory penalties under laws protecting the privacy of
personal information, disruption of our operations and damage to our reputation, any or all of which could adversely affect our business. Although we have
developed systems and processes that are designed to protect our data and user data, to prevent data loss, and to prevent or detect security breaches, we
cannot assure you that such measures will provide absolute security.

In the event of a technical or cyber event, we could experience a significant, unplanned disruption, or substantial and extensive degradation of our
services, or our network may fail in the future. Despite our significant infrastructure investments, we may have insufficient communications and server
capacity to address these or other disruptions, which could result in interruptions in our services. Any widespread interruption or substantial and extensive
degradation in the functioning of our IT or technical platform for any reason could negatively impact our revenue and could harm our business and results
of operations. If such a widespread interruption occurred, or if we failed to deliver content to users as expected, our reputation could be damaged severely.
Moreover,  any  disruptions,  significant  degradation,  cybersecurity  threats,  security  breaches,  or  attacks  on  our  internal  information  technology  systems
could  impact  our  ratings  and  cause  us  to  lose  listeners,  users  or  viewers  or  make  it  more  difficult  to  attract  new  ones,  either  of  which  could  harm  our
business and results of operations.

Certain Regulatory Risks

The FCC’s media ownership rules could restrict our ability to acquire radio stations.

The Communications Act and FCC rules and policies limit the number of broadcasting properties that any person or entity may own (directly or by
attribution) in any market and require FCC approval for transfers of control and assignments of licenses. The FCC’s media ownership rules remain subject
to further agency and court proceedings. As a result of the FCC media ownership rules, the outside media interests of our officers and directors could limit
our ability to acquire stations. The filing of petitions or complaints against Urban One or any FCC licensee from which we are acquiring a station could
result in the FCC delaying the grant of, refusing to grant or imposing conditions on its consent to the assignment or transfer of control of licenses. The
Communications Act and FCC rules and policies also impose limitations on non-U.S. ownership and voting of our capital stock.

Enforcement by the FCC of its indecency rules against the broadcast industry could adversely affect our business operations.

The FCC’s rules prohibit the broadcast of obscene material at any time and indecent or profane material on broadcast stations between the hours of 6
a.m. and 10 p.m. Broadcasters risk violating the prohibition against broadcasting indecent material because of the vagueness of the FCC’s indecency and
profanity  definitions,  coupled  with  the  spontaneity  of  live  programming.  The  FCC  has  in  the  past  vigorously  enforced  its  indecency  rules  against  the
broadcasting industry and has threatened to initiate license revocation proceedings against broadcast licensees for “serious” indecency violations. In June
2012, the Supreme Court issued a decision which, while setting aside certain FCC indecency enforcement actions on narrow due process grounds, declined
to  rule  on  the  constitutionality  of  the  FCC’s  indecency  policies.  Following  the  Supreme  Court’s  decision,  the  FCC  requested  public  comment  on  the
appropriate substance and scope of its indecency enforcement policy. It is not possible to predict whether and, if so, how the FCC will revise its indecency
enforcement policies or the effect of any such changes on us. The fines for broadcasting indecent material are a maximum of $325,000 per utterance. The
determination  of  whether  content  is  indecent  is  inherently  subjective  and,  as  such,  it  can  be  difficult  to  predict  whether  particular  content  could  violate
indecency standards. The difficulty in predicting whether individual programs, words or phrases may violate the FCC’s indecency rules adds significant
uncertainty to our ability to comply with the rules. Violation of the indecency rules could lead to sanctions which may adversely affect our business and
results of operations. In addition, third parties could oppose our license renewal applications or applications for consent to acquire broadcast stations on the
grounds  that  we  broadcast  allegedly  indecent  programming  on  our  stations.  Some  policymakers  support  the  extension  of  the  indecency  rules  that  are
applicable to over-the-air broadcasters to cover cable programming and/or attempts to increase enforcement of or otherwise expand existing laws and rules.
If such an extension, attempt to increase enforcement, or other expansion took place and was found to be constitutional, some of TV One’s content could be
subject to additional regulation and might not be able to attract the same subscription and viewership levels.

22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Changes in current federal regulations could adversely affect our business operations.

Congress and the FCC have considered, and may in the future consider and adopt, new laws, regulations and policies that could, directly or indirectly,
affect the profitability of our broadcast stations. In particular, Congress may consider and adopt a revocation of terrestrial radio’s exemption from paying
royalties to performing artists and record companies for use of their recordings (radio already pays a royalty to songwriters, composers and publishers). In
addition, commercial radio broadcasters and entities representing artists are negotiating agreements that could result in broadcast stations paying royalties
to  artists.  A  requirement  to  pay  additional  royalties  could  have  an  adverse  effect  on  our  business  operations  and  financial  performance.  Moreover,  it  is
possible that our license fees and negotiating costs associated with obtaining rights to use musical compositions and sound recordings in our programming
could sharply increase as a result of private negotiations, one or more regulatory rate-setting processes, or administrative and court decisions. We cannot
predict whether such increases will occur.

The television and distribution industries in the United States are highly regulated by U.S. federal laws and regulations issued and administered by
various federal agencies, including the FCC. The television broadcasting industry is subject to extensive regulation by the FCC under the Communications
Act. The U.S. Congress and the FCC currently have under consideration, and may in the future adopt, new laws, regulations, and policies regarding a wide
variety  of  matters  that  could,  directly  or  indirectly,  affect  the  operation  of  TV  One.  For  example,  the  FCC  has  initiated  a  proceeding  to  examine  and
potentially regulate more closely embedded advertising such as product placement and product integration. Enhanced restrictions affecting these means of
delivering advertising messages may adversely affect TV One’s advertising revenues. Changes to the media ownership and other FCC rules may affect the
competitive landscape in ways that could increase the competition faced by TV One. Proposals have also been advanced from time to time before the U.S.
Congress and the FCC to extend the program access rules (currently applicable only to those cable program services which also own or are owned by cable
distribution systems) to all cable program services. TV One’s ability to obtain the most favorable terms available for its content could be adversely affected
should such an extension be enacted into law. TV One is unable to predict the effect that any such laws, regulations or policies may have on its operations.

Changes in U.S. tax laws could have a material adverse effect on the Company’s cash flow, results of operations or financial condition.

On December 22, 2017, the Tax Cuts and Jobs Act (the “Act”) was signed into law and contains broad and complex changes to U.S. Federal tax laws.
The Company’s interpretation of changes in the law requires significant judgments to be made, and significant estimates in the calculation of the provision
for income taxes. However, additional guidance may be issued by the Internal Revenue Service, Department of Treasury, or other governing body that may
significantly differ from the Company’s interpretation of the Act’s changes, which may result in a material adverse effect on the Company’s cash flow,
results of operations or financial condition.

New or changing federal, state or international privacy legislation or regulation could hinder the growth of our internet business.

A variety of federal and state laws govern the collection, use, retention, sharing and security of consumer data that our business uses to operate its
services and to deliver certain advertisements to its customers, as well as the technologies used to collect such data. Not only are existing privacy-related
laws in these jurisdictions evolving and subject to potentially disparate interpretation by governmental entities, new legislative proposals affecting privacy
are  now  pending  at  both  the  federal  and  state  level  in  the  U.S.  Changes  to  the  interpretation  of  existing  law  or  the  adoption  of  new  privacy-related
requirements could hinder the growth of our business and cause us to incur new and additional costs and expenses. Also, a failure or perceived failure to
comply with such laws or requirements or with our own policies and procedures could result in significant liabilities, including a possible loss of consumer
or investor confidence or a loss of customers or advertisers.

Our  controls  and  procedures  may  fail  or  be  circumvented,  which  may  result  in  a  material  adverse  effect  on  our  business,  financial  condition  and
results of operations.

Management  regularly  reviews  and  updates  our  internal  controls,  disclosure  controls  and  procedures,  and  corporate  governance  policies  and
procedures. Any system of controls, however well designed and operated, is based in part on certain assumptions and can provide only reasonable, not
absolute,  assurances  that  the  objectives  of  the  system  are  met.  Any  failure  or  circumvention  of  the  controls  and  procedures  or  failure  to  comply  with
regulations related to controls and procedures could have a material adverse effect on our business, results of operations and financial condition.

As disclosed in Part II, Item 9A “Controls and Procedures” of this Form 10-K, or Item 9A, material weaknesses were identified in our internal control
over financial reporting resulting from an error in the Company’s recording of an out-of-period tax provision adjustment of approximately $3.4 million
during the quarter ended March 31, 2019, not designing and maintaining effective controls over the completeness and accuracy of the balances of the
income tax related accounts during the quarter ended September 30, 2019, and not designing and maintaining effective controls over the adoption of ASC
842 right of use assets and lease liability accounts and related lease accounting activity during the quarter ended December 31, 2019.  The specific issues
leading to these conclusions are described in Item 9A in “Management’s Report on Internal Control over Financial Reporting.” 

A  material  weakness  is  a  deficiency,  or  a  combination  of  deficiencies,  in  internal  control  over  financial  reporting  such  that  there  is  a  reasonable
possibility that a material misstatement of our annual or interim financial statements will not be prevented or detected on a timely basis. We began efforts
to remediate the material weakness as part of the third quarter close of 2019. However, our remedial measures to address the material weakness may be
insufficient and we may in the future discover areas of our internal controls that need improvement. Failure to maintain effective controls or to timely
implement any necessary improvement of our internal and disclosure controls could, among other things, result in losses from errors, harm our reputation,
or cause investors to lose confidence in the reported financial information, all of which could have a material adverse effect on our results of operations
and financial condition. 

23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Given recent market volatility and the impact of the COVID-19 pandemic on equity markets, we may not be able to satisfy listing requirements of the
NASDAQ Capital Market to maintain a listing of our common stock.

 Our Class A and Class D common stock is listed on the NASDAQ Capital Market and we must meet certain financial, liquidity and governance
criteria to maintain such listing. The COVID-19 pandemic has added volatility to the equity markets and impacted the stock prices of companies across
the board.  If we fail to meet any of NASDAQ Capital Market’s listing standards, our Class A and/or Class D common stock may be delisted. In addition,
our board of directors may determine that the cost of maintaining our listing on a national securities exchange outweighs the benefits of such listing.  A
delisting of our common stock from the NASDAQ Capital Market may materially impair our stockholders’ ability to buy and sell our common stock and
could  have  an  adverse  effect  on  the  market  price  of,  and  the  efficiency  of  the  trading  market  for,  our  common  stock.  In  addition,  the  delisting  of  our
common stock could significantly impair our ability to raise capital.  While we have had stock repurchase authorizations in the past and currently have an
open repurchase authorization, given the severity of the pandemic and its economic impact, we may determine that stock repurchases are not the best use
of resources and may not act upon any stock repurchase authorization.   Further, we cannot guarantee that we will approve any further stock repurchase
authorizations while the pandemic continues and continues to impact upon equity markets.  While, in response to the COVID-19 pandemic, NASADQ has
recently offered temporary relief from the continued listing bid price and market value of publicly held shares through June 30, 2020, we cannot assure
you that once that relief is lifted we will be able to meet the NASDAQ Capital Market’s listing standards.

Unique Risks Related to Our Cable Television Segment

The loss of affiliation agreements could materially adversely affect our cable segment’s results of operations.

Our cable television segment is dependent upon the maintenance of affiliation agreements with cable and direct broadcast distributors for its revenues,
and there can be no assurance that these agreements will be renewed in the future on terms acceptable to such distributors. The loss of one or more of these
arrangements  could  reduce  the  distribution  of  TV  One’s  and/or  CLEO  TV’s  programming  services  and  reduce  revenues  from  subscriber  fees  and
advertising, as applicable. Further, the loss of favorable packaging, positioning, pricing or other marketing opportunities with any distributor could reduce
revenues  from  subscribers  and  associated  subscriber  fees.  In  addition,  consolidation  among  cable  distributors  and  increased  vertical  integration  of  such
distributors into the cable or broadcast network business have provided more leverage to these distributors and could adversely affect our cable television
segment’s ability to maintain or obtain distribution for its network programming on favorable or commercially reasonable terms, or at all. The results of
renewals could have a material adverse effect on our cable television segment’s revenues and results and operations. We cannot assure you that TV One
and/or CLEO TV will be able to renew their affiliation agreements on commercially reasonable terms, or at all. The loss of a significant number of these
arrangements or the loss of carriage on basic programming tiers could reduce the distribution of our content, which may adversely affect our revenues from
subscriber fees and our ability to sell national and local advertising time.

Changes in consumer behavior resulting from new technologies and distribution platforms may impact the performance of our businesses.

Our cable television segment faces emerging competition from other providers of digital media, some of which have greater financial, marketing and
other resources than we do. In particular, content offered over the internet has become more prevalent as the speed and quality of broadband networks have
improved. Providers such as NetflixTM, HuluTM, AppleTM, AmazonTM and GoogleTM, as well as gaming and other consoles such as Microsoft’s XboxTM,
Sony’s PS4TM, Nintendo’s WiiTM, and RokuTM, are aggressively establishing themselves as alternative providers of video services, including online TV
services. Most recently, new online distribution services have emerged offering live sports and other content without paying for a traditional cable bundle
of channels. These services and the growing availability of online content, coupled with an expanding market for mobile devices and tablets that allow
users to view content on an on-demand basis and internet-connected televisions, may impact our cable television segment’s distribution for its services and
content. Additionally, devices or services that allow users to view television programs away from traditional cable providers or on a time-shifted basis and
technologies that enable users to fast-forward or skip programming, including commercials, such as DVRs and portable digital devices and systems that
enable users to store or make portable copies of content, have caused changes in consumer behavior that may affect the attractiveness of our offerings to
advertisers and could therefore adversely affect our revenues. If we cannot ensure that our distribution methods and content are responsive to our cable
television segment’s target audiences, our business could be adversely affected.

Unique Risks Related to Our Capital Structure

Our President and Chief Executive Officer has an interest in TV One that may conflict with your interests.

Pursuant  to  the  terms  of  employment  with  our  President  and  Chief  Executive  Officer,  Mr.  Alfred  C.  Liggins,  III,  in  recognition  of  Mr.  Liggins’
contributions in founding TV One on our behalf, he is eligible to receive an award amount equal to approximately 4% of any proceeds from distributions or
other  liquidity  events  in  excess  of  the  return  of  our  aggregate  investment  in  TV  One  (the  “Employment Agreement  Award”).  Our  obligation  to  pay  the
award was triggered after our recovery of the aggregate amount of our pre-Comcast Buyout capital contribution in TV One, and payment is required only
upon actual receipt of distributions of cash or marketable securities or proceeds from a liquidity event in excess of such invested amount. Mr. Liggins’
rights to the Employment Agreement Award (i) cease if he is terminated for cause or he resigns without good reason and (ii) expire at the termination of his
employment  (but  similar  rights  could  be  included  in  the  terms  of  a  new  employment  agreement  or  arrangement).  As  a  result  of  this  arrangement,  the
interest of Mr. Liggins’ with respect to TV One may conflict with your interests as holders of our debt or equity securities.

24

 
 
 
 
    
 
 
 
 
  
 
 
 
 
Two common stockholders have a majority voting interest in Urban One and have the power to control matters on which our common stockholders
may vote, and their interests may conflict with yours.

As of December 31, 2019, our Chairperson and her son, our President and CEO, collectively held in excess of 95% of the outstanding voting power of
our common stock. As a result, our Chairperson and our CEO control our management and policies and decisions involving or impacting upon Urban One,
including transactions involving a change of control, such as a sale or merger. The interests of these stockholders may differ from the interests of our other
stockholders and our debt holders. In addition, certain covenants in our debt instruments require that our Chairperson and the CEO maintain a specified
ownership and voting interest in Urban One, and prohibit other parties’ voting interests from exceeding specified amounts. Our Chairperson and the CEO
have agreed to vote their shares together in elections of members to the Board of Directors of Urban One.

Further, we are a “controlled company” under rules governing the listing of our securities on the NASDAQ Stock Market because more than 50% of
our voting power is held by our Chairperson and the CEO. Therefore, we are not subject to NASDAQ Stock Market listing rules that would otherwise
require us to have: (i) a majority of independent directors on the board; (ii) a compensation committee composed solely of independent directors; (iii) a
nominating committee composed solely of independent directors; (iv) compensation of our executive officers determined by a majority of the independent
directors  or  a  compensation  committee  composed  solely  of  independent  directors;  and  (v)  director  nominees  selected,  or  recommended  for  the  board’s
selection, either by a majority of the independent directors or a nominating committee composed solely of independent directors. While a majority of our
board members are currently independent directors, we do not make any assurances that a majority of our board members will be independent directors at
any given time.

We  are  a  smaller  reporting  company  and  a  non-accelerated  filer  and  we  cannot  be  certain  if  the  reduced  disclosure  requirements  applicable  to  our
filing  status,  as  well  as  the  exemption  from  the  requirement  to  provide  an  auditor’s  attestation  report  regarding  the  effectiveness  of  our  internal
controls, will make our common stock less attractive to investors.

We  are  a  “smaller  reporting  company”  and,  thus,  have  certain  decreased  disclosure  obligations  in  our  SEC  filings,  including,  among  other  things,
simplified executive compensation disclosures and only being required to provide two years of audited financial statements in annual reports. We are also a
“non-accelerated filer,” meaning we have a public float of less than $75 million measured as of the last business day of our most recently completed second
fiscal  quarter.  As  a  “non-accelerated  filer,”  we  are  exempt  from  the  provisions  of  Section  404(b)  of  the  Sarbanes-Oxley  Act  requiring  that  independent
registered public accounting firms provide an attestation report on the effectiveness of internal control over financial reporting. Decreased disclosures in
our SEC filings due to our status as a “smaller reporting company” and as a “non-accelerated filer” may make it harder for investors to analyze our results
of operations and financial prospects and may make our common stock a less attractive investment.

ITEM 1B. UNRESOLVED STAFF COMMENTS

None.

ITEM 2. PROPERTIES

The types of properties required to support each of our radio stations include offices, studios and transmitter/antenna sites. Our other media properties,
such as Interactive One, generally only require office space.  We typically lease our studio and office space with lease terms ranging from five to 10 years
in length. A station’s studios are generally housed with its offices in business districts. We generally consider our facilities to be suitable and of adequate
size for our current and intended purposes. We lease a majority of our main transmitter/antenna sites and associated broadcast towers and, when negotiating
a  lease  for  such  sites,  we  try  to  obtain  a  lengthy  lease  term  with  options  to  renew.  In  general,  we  do  not  anticipate  difficulties  in  renewing  facility  or
transmitter/antenna site leases, or in leasing additional space or sites, if required.

We  own  substantially  all  of  our  equipment,  consisting  principally  of  transmitting  antennae,  transmitters,  studio  equipment  and  general  office
equipment. The towers, antennae and other transmission equipment used by our stations are generally in good condition, although opportunities to upgrade
facilities are periodically reviewed. The tangible personal property owned by us and the real property owned or leased by us are subject to security interests
under our senior credit facility.

ITEM 3. LEGAL PROCEEDINGS

Urban One is involved from time to time in various routine legal and administrative proceedings and threatened legal and administrative proceedings
incidental to the ordinary course of our business. Urban One believes the resolution of such matters will not have a material adverse effect on its business,
financial condition or results of operations.

ITEM 4. MINE SAFETY DISCLOSURE

Not applicable.

25

 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
PART II.

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF
EQUITY SECURITIES

Price Range of Our Class A and Class D Common Stock

Our Class A voting common stock is traded on The NASDAQ Stock Market (“NASDAQ”) under the symbol “UONE.” The following table presents,

for the quarters indicated, the high and low daily closing prices per share of our Class A Common Stock as reported on the NASDAQ.

2019
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

2018
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

High

Low

2.72    $
2.93    $
2.32    $
2.93    $

2.20    $
3.30    $
3.25    $
3.04    $

1.93 
1.87 
1.75 
1.75 

1.65 
1.71 
2.25 
2.01 

  $
  $
  $
  $

  $
  $
  $
  $

Our  Class  D  non-voting  common  stock  is  traded  on  the  NASDAQ  under  the  symbol  “UONEK.”  The  following  table  presents,  for  the  quarters

indicated, the high and low daily closing prices per share of our Class D Common Stock as reported on the NASDAQ.

2019
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

2018
First Quarter
Second Quarter
Third Quarter
Fourth Quarter

Number of Stockholders

High

Low

2.32    $
2.11    $
2.24    $
2.24    $

2.20    $
2.25    $
2.35    $
2.35    $

1.75 
1.78 
1.75 
1.90 

1.70 
1.70 
2.00 
1.61 

  $
  $
  $
  $

  $
  $
  $
  $

Based upon a survey of record holders and a review of our stock transfer records, as of February 19, 2020, there were approximately 1,476 holders of
Urban One’s Class A Common Stock, two holders of Urban One’s Class B Common Stock, three holders of Urban One’s Class C Common Stock, and
approximately 1,628 holders of Urban One’s Class D Common Stock.

Dividends

Since first selling our common stock publicly in May 1999, we have not declared any cash dividends on any class of our common stock. We intend to
retain future earnings for use in our business and do not anticipate declaring or paying any cash or stock dividends on shares of our common stock in the
foreseeable future. In addition, any determination to declare and pay dividends will be made by our Board of Directors in light of our earnings, financial
position, capital requirements, contractual restrictions contained in our credit facility and the indentures governing our senior subordinated notes, and other
factors as the Board of Directors deems relevant.  (See Note 9 of our consolidated financial statements — Long-Term Debt.) 

ITEM 6. SELECTED FINANCIAL DATA

Not required for smaller reporting companies. 

26

 
 
 
 
 
 
 
 
 
   
 
   
      
  
 
   
      
  
   
      
  
 
 
 
 
   
 
   
      
  
 
   
      
  
   
      
  
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following information should be read in conjunction with “Selected Financial Data” and the Consolidated Financial Statements and Notes

thereto included elsewhere in this report.

Overview

For the year ended December 31, 2019, consolidated net revenue decreased approximately 0.5% compared to the year ended December 31, 2018. For
2020, our strategy will be to: (i) grow market share; (ii) improve audience share in certain markets and improve revenue conversion of strong and stable
audience  share  in  certain  other  markets;  (iii)  execute  on  political  opportunities;  and  (iv)  grow  and  diversify  our  revenue  by  successfully  executing  our
multimedia strategy.

The  state  of  the  economy,  competition  from  digital  audio  players,  the  internet,  cable  television  and  satellite  radio,  among  other  new  media  outlets,
audio and video streaming on the internet, and consumers’ increased focus on mobile applications, are some of the reasons our core radio business has seen
slow or negative growth over the past few years. In addition to making overall cutbacks, advertisers continue to shift their advertising budgets away from
traditional media such as newspapers, broadcast television and radio to these new media outlets. Internet companies have evolved from being large sources
of  advertising  revenue  for  radio  companies  to  being  significant  competitors  for  radio  advertising  dollars.  While  these  dynamics  present  significant
challenges for companies that are focused solely in the radio industry, through our online properties, which includes our radio websites, Interactive One and
other online verticals, as well as our cable television business, we are poised to provide advertisers and creators of content with a multifaceted way to reach
African-American consumers.

Results of Operations

Revenue

Within  our  core  radio  business,  we  primarily  derive  revenue  from  the  sale  of  advertising  time  and  program  sponsorships  to  local  and  national
advertisers  on  our  radio  stations.  Advertising  revenue  is  affected  primarily  by  the  advertising  rates  our  radio  stations  are  able  to  charge,  as  well  as  the
overall  demand  for  radio  advertising  time  in  a  market.  These  rates  are  largely  based  upon  a  radio  station’s  audience  share  in  the  demographic  groups
targeted by advertisers, the number of radio stations in the related market, and the supply of, and demand for, radio advertising time. Advertising rates are
generally highest during morning and afternoon commuting hours.

Net  revenue  consists  of  gross  revenue,  net  of  local  and  national  agency  and  outside  sales  representative  commissions.  Agency  and  outside  sales

representative commissions are calculated based on a stated percentage applied to gross billing.

The following chart shows the percentage of consolidated net revenue generated by each reporting segment.

Radio broadcasting segment

Reach Media segment

Digital segment

Cable television segment

Corporate/eliminations

  For the Years Ended December 31,

2019

2018

                        40.6%                         41.6%

10.2%    

7.3%    

42.4%    

(0.5)%   

9.8%

7.2%

42.0%

(0.6)%

The following chart shows the percentages generated from local and national advertising as a subset of net revenue from our core radio business.

Percentage of core radio business generated from local advertising

Percentage of core radio business generated from national advertising, including network advertising

  For the Years Ended December 31,  

2019

2018

57.2%   

36.8%   

58.1%

38.0%

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
 
   
  
   
  
   
 
   
  
   
  
   
 
   
  
   
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
  
 
 
 
 
 
National  and  local  advertising  also  includes  advertising  revenue  generated  from  our  digital  segment.  The  balance  of  net  revenue  from  our  radio

segment was generated from tower rental income, ticket sales and revenue related to our sponsored events, management fees and other revenue.

The following charts show our net revenue (and sources) for the years ended December 31, 2019 and 2018:

Net Revenue:

Radio Advertising
Political Advertising
Digital Advertising
Cable Television Advertising
Cable Television Affiliate Fees
Event Revenues & Other

Net Revenue (as reported)

Year Ended December 31,

2019

2018

$ Change

%
Change

 (Unaudited)
(In thousands)

  $

193,318    $
1,445     
31,912     
79,776     
105,071     
25,407     

197,594    $
6,590     
31,510     
76,429     
107,277     
19,698     

(4,276)    
(5,145)    
402     
3,347     
(2,206)    
5,709     

  $

436,929    $

439,098    $

(2,169)    

(2.2)%
(78.1)
1.3 
4.4 
(2.1)
29.0 

(0.5)%

In  the  broadcasting  industry,  radio  stations  and  television  stations  often  utilize  trade  or  barter  agreements  to  reduce  cash  expenses  by  exchanging
advertising time for goods or services. In order to maximize cash revenue for our spot inventory, we closely manage the use of trade and barter agreements.

Within our digital segment, including Interactive One which generates the majority of the Company’s digital revenue, revenue is principally derived
from  advertising  services  on  non-radio  station  branded,  but  Company-owned  websites.  Advertising  services  include  the  sale  of  banner  and  sponsorship
advertisements. Advertising revenue is recognized either as impressions (the number of times advertisements appear in viewed pages) are delivered, when
“click  through”  purchases  are  made,  or  ratably  over  the  contract  period,  where  applicable.  In  addition,  Interactive  One  derives  revenue  from  its  studio
operations,  in  which  it  provides  third-party  clients  with  publishing  services  including  digital  platforms  and  related  expertise.    In  the  case  of  the  studio
operations, revenue is recognized primarily through fixed contractual monthly fees and/or as a share of the third party’s reported revenue.

Our  cable  television  segment  generates  the  Company’s  cable  television  revenue,  and  derives  its  revenue  principally  from  advertising  and  affiliate
revenue. Advertising revenue is derived from the sale of television air time to advertisers and is recognized when the advertisements are run. Our cable
television segment also derives revenue from affiliate fees under the terms of various affiliation agreements based upon a per subscriber fee multiplied by
most recent subscriber counts reported by the applicable affiliate.

Reach  Media  primarily  derives  its  revenue  from  the  sale  of  advertising  in  connection  with  its  syndicated  radio  shows,  including  the  Tom  Joyner
Morning  Show  and  our  other  syndicated  programming  assets,  including  the  Rickey  Smiley  Morning  Show,  the  Russ  Parr  Morning  Show  and  the  DL
Hughley Show. Mr. Joyner was a leading nationally syndicated radio personality. Mr. Joyner announced his then forthcoming retirement in 2018 and in
December 2019, the Tom Joyner Morning Show ceased being broadcast upon Mr. Joyner’s retirement. Up until his retirement in December 2019, the Tom
Joyner Morning Show was broadcast on 71 affiliate stations across the United States. Reach Media also operates www.BlackAmericaWeb.com, an African-
American targeted news and entertainment website.  Additionally, Reach Media operates various other event-related activities.

Expenses

Our significant expenses are: (i) employee salaries and commissions; (ii) programming expenses; (iii) marketing and promotional expenses; (iv) rental
of premises for office facilities and studios; (v) rental of transmission tower space; (vi) music license royalty fees; and (vii) content amortization. We strive
to control these expenses by centralizing certain functions such as finance, accounting, legal, human resources and management information systems and,
in certain markets, the programming management function. We also use our multiple stations, market presence and purchasing power to negotiate favorable
rates with certain vendors and national representative selling agencies. In addition to salaries and commissions, major expenses for our internet business
include  membership  traffic  acquisition  costs,  software  product  design,  post-application  software  development  and  maintenance,  database  and  server
support  costs,  the  help  desk  function,  data  center  expenses  connected  with  internet  service  provider  (“ISP”)  hosting  services  and  other  internet  content
delivery expenses. Major expenses for our cable television business include content acquisition and amortization, sales and marketing. 

28

 
 
 
 
 
 
   
 
   
 
 
 
   
   
   
 
 
 
   
 
   
 
 
   
      
      
      
  
 
   
      
      
      
  
   
   
   
   
   
 
   
      
      
      
  
 
 
 
 
 
 
 
 
 
We  generally  incur  marketing  and  promotional  expenses  to  increase  and  maintain  our  audiences.  However,  because  Nielsen  reports  ratings  either
monthly or quarterly, depending on the particular market, any changed ratings and the effect on advertising revenue tends to lag behind both the reporting
of the ratings and the incurrence of advertising and promotional expenditures.

Measurement of Performance

We monitor and evaluate the growth and operational performance of our business using net income and the following key metrics:

(a)  Net revenue:  The performance of an individual radio station or group of radio stations in a particular market is customarily measured by its ability
to generate net revenue. Net revenue consists of gross revenue, net of local and national agency and outside sales representative commissions consistent
with  industry  practice.  Net  revenue  is  recognized  in  the  period  in  which  advertisements  are  broadcast.  Net  revenue  also  includes  advertising  aired  in
exchange  for  goods  and  services,  which  is  recorded  at  fair  value,  revenue  from  sponsored  events  and  other  revenue.  Net  revenue  is  recognized  for  our
online business as impressions are delivered, as “click throughs” are made or ratably over contract periods, where applicable. Net revenue is recognized for
our cable television business as advertisements are run, and during the term of the affiliation agreements at levels appropriate for the most recent subscriber
counts reported by the affiliate, net of launch support.

(b)  Broadcast and digital operating income:  Net income (loss) before depreciation and amortization, income taxes, interest expense, interest income,
noncontrolling  interests  in  income  of  subsidiaries,  other  (income)  expense,  corporate  selling,  general  and  administrative  expenses,  stock-based
compensation,  impairment  of  long-lived  assets,  (gain)  loss  on  retirement  of  debt  and  gain  on  sale-leaseback,  is  commonly  referred  to  in  the  radio
broadcasting industry as “station operating income.” However, given the diverse nature of our business, station operating income is not truly reflective of
our multi-media operation and, therefore, we now use the term broadcast and digital operating income. Broadcast and digital operating income is not a
measure of financial performance under accounting principles generally accepted in the United States of America (“GAAP”). Nevertheless, broadcast and
digital operating income is a significant measure used by our management to evaluate the operating performance of our core operating segments. Broadcast
and digital operating income provides helpful information about our results of operations, apart from expenses associated with our fixed and long-lived
intangible assets, income taxes, investments, impairment charges, debt financings and retirements, corporate overhead and stock-based compensation. Our
measure of broadcast and digital operating income is similar to industry use of station operating income; however, it reflects our more diverse business and
therefore is not completely analogous to “station operating income” or other similarly titled measures as used by other companies. Broadcast and digital
operating  income  does  not  represent  operating  loss  or  cash  flow  from  operating  activities,  as  those  terms  are  defined  under  GAAP,  and  should  not  be
considered as an alternative to those measurements as an indicator of our performance.

(c)  Broadcast and digital operating income margin:  Broadcast and digital operating income margin represents broadcast and digital operating income
as a percentage of net revenue. Broadcast and digital operating income margin is not a measure of financial performance under GAAP. Nevertheless, we
believe  that  broadcast  and  digital  operating  income  margin  is  a  useful  measure  of  our  performance  because  it  provides  helpful  information  about  our
profitability as a percentage of our net revenue. Broadcast and digital operating margin includes results from all four segments (radio broadcasting, Reach
Media, digital and cable television).

(d)  Adjusted  EBITDA:  Adjusted  EBITDA  consists  of  net  (loss)  income  plus  (1)  depreciation  and  amortization,  income  taxes,  interest  expense,
noncontrolling interests in income of subsidiaries, impairment of long-lived assets, stock-based compensation, (gain) loss on retirement of debt, gain on
sale-leaseback,  employment  agreement,  incentive  plan  award  expenses  and  other  compensation,  contingent  consideration  from  acquisition,  severance-
related costs, cost method investment income, less (2) other income and interest income. Net income before interest income, interest expense, income taxes,
depreciation  and  amortization  is  commonly  referred  to  in  our  business  as  “EBITDA.”  Adjusted  EBITDA  and  EBITDA  are  not  measures  of  financial
performance under GAAP. We believe Adjusted EBITDA is often a useful measure of a company’s operating performance and is a significant measure
used by our management to evaluate the operating performance of our business because Adjusted EBITDA excludes charges for depreciation, amortization
and  interest  expense  that  have  resulted  from  our  acquisitions  and  debt  financing,  our  taxes,  impairment  charges,  and  gain  on  retirements  of  debt.
Accordingly,  we  believe  that  Adjusted  EBITDA  provides  useful  information  about  the  operating  performance  of  our  business,  apart  from  the  expenses
associated with our fixed assets and long-lived intangible assets, capital structure or the results of our affiliated company. Adjusted EBITDA is frequently
used as one of the measures for comparing businesses in the broadcasting industry, although our measure of Adjusted EBITDA may not be comparable to
similarly  titled  measures  of  other  companies,  including,  but  not  limited  to  the  fact  that  our  definition  includes  the  results  of  all  four  of  our  operating
segments (radio broadcasting, Reach Media, digital and cable television). Adjusted EBITDA and EBITDA do not purport to represent operating income or
cash  flow  from  operating  activities,  as  those  terms  are  defined  under  GAAP,  and  should  not  be  considered  as  alternatives  to  those  measurements  as  an
indicator of our performance.

29

 
 
 
 
 
 
 
 
 
 
 
Summary of Performance

The table below provides a summary of our performance based on the metrics described above:

Net revenue
Broadcast and digital operating income
Broadcast and digital operating income margin
Adjusted EBITDA
Net income attributable to common stockholders

The reconciliation of net income to broadcast and digital operating income is as follows:

Net income attributable to common stockholders, as reported
Add back non-broadcast and digital operating income items included in net income:
Interest income
Interest expense
Provision for (benefit from) from income taxes
Corporate selling, general and administrative, excluding stock-based compensation
Stock-based compensation
Loss on retirement of debt
Other income, net
Depreciation and amortization
Noncontrolling interests in income of subsidiaries
Impairment of long-lived assets
Broadcast and digital operating income

The reconciliation of net income to adjusted EBITDA is as follows:

Adjusted EBITDA reconciliation:
Consolidated net income attributable to common stockholders, as reported
Interest income
Interest expense
Provision for (benefit from) income taxes
Depreciation and amortization
EBITDA
Stock-based compensation
Loss on retirement of debt
Other income, net
Noncontrolling interests in income of subsidiaries
Employment Agreement Award, incentive plan award expenses and other compensation
Contingent consideration from acquisition
Severance-related costs
Cost method investment income from MGM National Harbor
Impairment of long-lived assets
Adjusted EBITDA

30

  For the Years Ended December 31,  

2019

2018

  (In thousands, except margin data)  
439,098 
  $
164,815 

436,929 
156,412 

  $

35.8%   

133,543 
925 

37.5%

140,622 
137,442 

  For the Years Ended December 31, 

2019

2018

  $

(In thousands)
925    $

(150)    
81,400     
10,864     
36,947     
4,784     
—     
(7,075)    
16,985     
1,132     
10,600     
156,412    $

  $

137,442 

(240)
76,667 
(135,199)
32,019 
4,711 
1,809 
(8,002)
33,189 
1,163 
21,256 
164,815 

  For the Years Ended December 31, 

2019

2018

(In thousands)

  $

  $

  $

925    $
(150)    
81,400     
10,864     
16,985     
110,024    $
4,784     
—     
(7,075)    
1,132     
4,948     
297     
1,980     
6,853     
10,600     
133,543    $

137,442 
(240)
76,667 
(135,199)
33,189 
111,859 
4,711 
1,809 
(8,002)
1,163 
(3,654)
2,399 
2,032 
7,049 
21,256 
140,622 

 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
 
   
 
 
 
 
   
      
  
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
   
 
 
 
 
   
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
  
 
 
URBAN ONE, INC. AND SUBSIDIARIES
RESULTS OF OPERATIONS

The following table summarizes our historical consolidated results of operations:

Year Ended December 31, 2019 Compared to Year Ended December 31, 2018 (In thousands)

Statements of Operations:
Net revenue
Operating expenses:
Programming and technical, excluding stock-based compensation
Selling, general and administrative, excluding stock-based
compensation
Corporate selling, general and administrative, excluding stock-
based compensation
Stock-based compensation
Depreciation and amortization
Impairment of long-lived assets
Total operating expenses
Operating income
Interest income
Interest expense
Loss on retirement of debt
Other income, net
Income before provision for (benefit from) income taxes
and noncontrolling interests in income of subsidiaries
Provision for (benefit from) income taxes
Consolidated net income
Noncontrolling interests in income of subsidiaries
Net income attributable to common stockholders

For the Years Ended 
December 31,

2019

2018

Increase/(Decrease)

  $

436,929    $

439,098    $

(2,169)  

(0.5)%

128,726   

125,316   

151,791   

148,967   

36,947   
4,784   
16,985   
10,600   
349,833   
87,096   
150   
81,400   
—   
(7,075)  

12,921   
10,864   
2,057   
1,132   

  $

925    $

31

32,019   
4,711   
33,189   
21,256   
365,458   
73,640   
240   
76,667   
1,809   
(8,002)  

3,406   
(135,199)  
138,605   
1,163   
137,442    $

3,410   

2,824   

4,928   
73   
(16,204)  
(10,656)  
(15,625)  
13,456   
(90)  
4,733   
(1,809)  
(927)  

9,515   
(146,063)  
(136,548)  
(31)  
(136,517)  

2.7 

1.9 

15.4 
1.5 
(48.8)
(50.1)
(4.3)
18.3 
(37.5)
6.2 
(100.0)
(11.6)

279.4 
(108.0)
(98.5)
(2.7)
(99.3)%

 
 
 
 
 
 
 
   
 
 
 
   
   
 
 
 
    
    
    
  
 
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net revenue

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

436,929    $

439,098    $

(2,169)    

(0.5)%

During the year ended December 31, 2019, we recognized approximately $436.9 million in net revenue compared to approximately $439.1 million
during the year ended December 31, 2018. These amounts are net of agency and outside sales representative commissions. Net revenues from our radio
broadcasting segment for the year ended December 31, 2019, decreased 2.9% from the same period in 2018. Based on reports prepared by the independent
accounting firm Miller, Kaplan, Arase & Co., LLP (“Miller Kaplan”), the radio markets we operate in (excluding Richmond and Raleigh, both of which no
longer  participate  in  Miller  Kaplan)  increased  1.6%  in  total  revenues  for  the  year  ended  December  31,  2019,  consisting  of  a  decrease  of  3.2%  in  local
revenues, which was offset by an increase of 3.8% in national revenues, and an increase of 26.3% in digital revenues. We experienced net revenue growth
most significantly in our Atlanta and Washington, DC markets; however, this growth was offset by declines most significantly in our Cincinnati, Columbus,
Detroit, Indianapolis, Philadelphia, Richmond and St. Louis markets. The declines in Detroit were driven by the previously announced sales of our Detroit
WDMK-FM station as of August 31, 2019 and our Detroit WPZR-FM station as of August 8, 2018. Net revenue for our Reach Media segment increased
4.0%  for  the  year  ended  December  31,  2019,  compared  to  the  same  period  in  2018,  due  primarily  to  increased  performance  at  special  events.  We
recognized approximately $185.0 million from our cable television segment for the year ended December 31, 2019, compared to approximately $184.3
million of revenue for the same period in 2018, with the increase due primarily to higher advertising sales which was partially offset by lower affiliate
sales. Net revenue from our digital segment increased $345,000 and 1.1% for the year ended December 31, 2019, compared to the same period in 2018.

Operating expenses

Programming and technical, excluding stock-based compensation

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

128,726    $

125,316    $

3,410     

2.7%

Programming  and  technical  expenses  include  expenses  associated  with  on-air  talent  and  the  management  and  maintenance  of  the  systems,  tower
facilities, and studios used in the creation, distribution and broadcast of programming content on our radio stations. Programming and technical expenses
for the radio segment also include expenses associated with our programming research activities and music royalties. For our digital segment, programming
and technical expenses include software product design, post-application software development and maintenance, database and server support costs, the
help  desk  function,  data  center  expenses  connected  with  ISP  hosting  services  and  other  internet  content  delivery  expenses.  For  our  cable  television
segment,  programming  and  technical  expenses  include  expenses  associated  with  technical,  programming,  production,  and  content  management.  The
increase in programming and technical expenses for the year ended December 31, 2019, compared to the same period in 2018 is primarily due to higher
program content expenses in our cable television segment, which was partially offset by a decrease in expenses at our Reach Media and digital segments.

Selling, general and administrative, excluding stock-based compensation

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

151,791    $

148,967    $

2,824     

1.9%

Selling, general and administrative expenses include expenses associated with our sales departments, offices and facilities and personnel (outside of
our corporate headquarters), marketing and promotional expenses, special events and sponsorships and back office expenses. Expenses to secure ratings
data for our radio stations and visitors’ data for our websites are also included in selling, general and administrative expenses. In addition, selling, general
and  administrative  expenses  for  the  radio  broadcasting  segment  and  digital  segment  include  expenses  related  to  the  advertising  traffic  (scheduling  and
insertion) functions. Selling, general and administrative expenses also include membership traffic acquisition costs for our online business. The increase in
expense for the year ended December 31, 2019, compared to the same period in 2018, is primarily due to an increase in expenses at our radio broadcasting,
Reach Media and cable television segments, partially offset by a decrease in expenses at our digital segment.

Corporate selling, general and administrative, excluding stock-based compensation

32

 
 
 
   
 
   
   
 
 
 
 
 
 
   
 
   
   
 
   
 
 
 
 
 
   
 
   
     
 
 
 
 
 
 
Year Ended December 31,

2019

2018

Increase/(Decrease)

$

36,947    $

32,019    $

4,928     

15.4%

Corporate  expenses  consist  of  expenses  associated  with  our  corporate  headquarters  and  facilities,  including  personnel  as  well  as  other  corporate
overhead functions. The increase in expense for the year ended December 31, 2019, compared to the same period in 2018, is primarily driven by higher
corporate  expenses,  which  was  partially  offset  by  a  decrease  in  corporate  expenses  at  our  Reach  Media  and  cable  television  segments.  During  the  year
ended  December  31,  2018,  management  changed  the  methodology  used  in  calculating  the  fair  value  of  the  Company's  Employment  Agreement  Award
liability  to  simplify  the  calculation.  The  Compensation  Committee  of  the  Board  of  Directors  approved  the  simplified  method  which  eliminated  certain
assumptions that were historically used in the determination of the fair value of this liability. The revised methodology resulted in a one-time reduction of
approximately $6.6 million during the quarter ended September 30, 2018 to reflect this change in estimate. The liability was further reduced during the
quarter ended December 31, 2018 using the simplified methodology, due primarily to an overall lower valuation. During 2019, there was an increase in the
overall enterprise valuation and an increase in the overall working capital contributing to an increase in expense recognized throughout the year. Our cable
television segment generated a decrease of approximately $2.7 million for the year ended December 31, 2019, compared to the same period in 2018 due
primarily to lower incentive based-compensation costs.

Stock-based compensation

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

4,784    $

4,711    $

73     

1.5%

The increase in stock-based compensation for the year ended December 31, 2019, compared to the same period in 2018, is primarily due to grants of

stock awards for certain executive officers and other management personnel.

Depreciation and amortization

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

16,985    $

33,189    $

(16,204)    

(48.8)%

The decrease in depreciation and amortization expense for the year ended December 31, 2019, was due to the mix of assets approaching or near the

end of their useful lives, most notably the Company’s affiliate agreements.

Impairment of long-lived assets

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

10,600    $

21,256    $

(10,656)    

(50.1)%

The impairment of long-lived assets for the year ended December 31, 2019, was related to a non-cash impairment charge associated with our Detroit
and Indianapolis markets’ radio broadcasting licenses as well as a non-cash impairment charge recorded to reduce the carrying value of our Interactive One
goodwill balance. The impairment of long-lived assets for the year ended December 31, 2018, was related to a non-cash impairment charge recorded to
reduce the carrying value of our Charlotte and Atlanta goodwill balances and a non-cash impairment charge recorded to reduce the carrying value of our
Detroit radio broadcasting licenses.

Interest expense

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

81,400    $

76,667    $

4,733     

6.2%

Interest expense increased to approximately $87.1 million for the year ended December 31, 2019, compared to approximately $76.7 million for the
same period in 2018, due to higher interest rates on lower overall debt balances outstanding. On December 20, 2018, the Company closed on a new $192.0
million unsecured credit facility (the “2018 Credit Facility”) and a new $50.0 million loan secured by its interest in the MGM National Harbor Casino (the
“MGM  National  Harbor  Loan”).  During  the  quarter  ended  December  31,  2018,  in  conjunction  with  entering  into  the  2018  Credit  Facility  and  MGM
National Harbor Loan, the Company repurchased approximately $243.0 million of its 9.25% Senior Subordinated Notes due 2020 (the “2020 Notes”) at an
average price of approximately 100.88% of par, with the remaining balance of the 2020 Notes being repurchased in February 2019.

33

 
 
   
 
   
     
 
 
 
 
   
 
   
     
 
 
 
 
   
 
   
     
 
 
 
 
   
 
   
     
 
 
 
 
   
 
   
     
 
 
  
 
 
Loss on retirement of debt

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

—    $

1,809    $

(1,809)    

(100.0)%

There was a net loss on retirement of debt of approximately $1.8 million for the year ended December 31, 2018, due to the redemption of 2020 Notes
throughout the year. During the quarter ended December 31, 2018, there was a loss on retirement of debt of approximately $2.8 million which includes a
write-off  of  previously  capitalized  debt  financing  costs  and  original  issue  discount  associated  with  the  2020  Notes  in  the  amount  of  $649,000  and  also
includes approximately $2.1 million associated with the premium paid to the bondholders. Prior to the quarter ended December 31, 2018, there was a gain
on retirement of debt due to the redemption of the 2020 Notes at a discount during the first, second and third quarters.

Other income, net

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

(7,075)   $

(8,002)   $

(927)    

(11.6)%

Other income, net, decreased to approximately $7.1 million for the year ended December 31, 2019, compared to approximately $8.0 million for the
same period in 2018. We recognized other income in the amount of approximately $6.9 million and $7.0 million, for the years ended December 31, 2019
and  2018,  respectively,  related  to  our  MGM  investment.  In  addition,  we  recognized  $809,000  in  other  income  for  the  year  ended  December  31,  2018,
related to the deferred gain on sale lease-back transaction.

Provision for (benefit from) income taxes

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

10,864    $

(135,199)   $

(146,063)    

(108.0)%

During  the  year  ended  December  31,  2019  the  provision  for  income  taxes  increased  to  approximately  $10.9  million  compared  to  the  benefit  from
income taxes of approximately $135.2 million for the year ended December 31, 2018. The increase in the provision for income taxes was primarily due to
the application of statutory tax rates and permanent tax adjustments. For the year ended December 31, 2019, the provision consisted of deferred tax expense
of approximately $10.3 million and current tax expense of $595,000. For the year ended December 31, 2018, the benefit consisted of deferred tax benefit of
approximately $135.8 million and current tax expense of $604,000. The Company continues to maintain a valuation allowance of $249,000 against certain
of its deferred tax assets (“DTAs”) in jurisdictions where we do not expect these assets to be realized. The provision resulted in an effective tax rate of
84.1%  and  (3,969.4)%  for  the  years  ended  December  31,  2019  and  2018,  respectively.  The  2019  annual  effective  tax  rate  primarily  reflects  taxes  at
statutory tax rates and the impact of permanent tax adjustments. The 2018 annual effective tax rate primarily reflects the impact of the valuation allowance
release related to the realizability of certain of the Company’s net operating losses.

Noncontrolling interests in income of subsidiaries

Year Ended December 31,

2019

2018

Increase/(Decrease)

$

1,132    $

1,163    $

(31)    

(2.7)%

The  decrease  in  noncontrolling  interests  in  income  of  subsidiaries  was  primarily  due  to  lower  net  income  recognized  by  Reach  Media  for  the  year

ended December 31, 2019, versus the same period in 2018.

34

 
 
 
   
 
   
     
 
 
 
 
   
 
   
     
 
 
 
 
   
 
   
     
 
  
 
 
   
 
   
     
 
 
 
 
 
Other Data

Broadcast and digital operating income

Broadcast and digital operating income decreased to approximately $156.4 million for the year ended December 31, 2019, compared to approximately
$164.8 million for the year ended December 31, 2018, a decrease of approximately $8.4 million or 5.1%. This decrease was due to lower broadcast and
digital operating income in our radio broadcasting, Reach Media and cable television segments, which was partially offset by an increase in broadcast and
digital operating income at our digital segment. Our radio broadcasting segment generated approximately $58.3 million of broadcast and digital operating
income during the year ended December 31, 2019, compared to approximately $66.0 million during the year ended December 31, 2018, a decrease of $7.6
million, primarily due to a decrease in revenues. Reach Media generated approximately $9.7 million of broadcast and digital operating income during the
year  ended  December  31,  2019,  compared  to  approximately  $10.5  million  during  the  year  ended  December  31,  2018,  primarily  due  to  higher  selling,
general and administrative expenses. Our digital segment generated $200,000 of broadcast and digital operating income during the year ended December
31, 2019, compared to an approximately $5.9 million broadcast and digital operating loss during the year ended December 31, 2018. The increase in our
digital  segment’s  broadcast  and  digital  operating  income  is  primarily  due  to  overall  lower  expenses.  Finally,  TV  One  generated  approximately  $88.3
million of broadcast and digital operating income during the year ended December 31, 2019, compared to approximately $94.3 million during the year
ended December 31, 2018, with the decrease due primarily to higher programming and technical expenses.

Broadcast and digital operating income margin

Broadcast and digital operating income margin decreased to 35.8% for the year ended December 31, 2019, from 37.5% for 2018. The margin decrease

was primarily attributable to lower broadcast and digital operating income as described above.

Liquidity and Capital Resources

Our primary source of liquidity is cash provided by operations and, to the extent necessary, borrowings available under our asset-backed credit facility

(the “ABL Facility”).  

Beginning  in  March  2020,  the  Company  noted  that  the  COVID-19  pandemic  and  the  resulting  government  stay  at  home  order  were  dramatically
impacting  certain  of  the  Company's  revenues.  Most  notably,  a  number  of  advertisers  across  significant  advertising  categories  have  reduced  or  ceased
advertising spend due to the outbreak and stay at home orders which effectively shut many businesses down.  This was particularly true within our radio
segment  which  derives  substantial  revenue  from  local  advertisers  who  have  been  particularly  hard  hit  due  to  social  distancing  and  government
interventions.  Further,  the  COVID-19  outbreak  has  caused  the  postponement  of  our  2020  Tom  Joyner  Foundation  Fantastic  Voyage  cruise  and  was
impairing ticket sales of other tent pole special events.

Given the expected decreases in revenues caused by the COVID-19 pandemic, we assessed a variety of factors, including but not limited to, media
industry  financial  forecasts  for  the  remainder  of  2020,  expected  operating  results,  forecasted  net  cash  flows  from  operations,  future  obligations  and
liquidity, capital expenditure commitments and forecasted debt covenant compliance.  If the Company were unable to meet its financial covenants, an event
of default would occur and the Company’s debt would have to be classified as current, which the Company would be unable to repay if lenders were to call
the  debt.    We  concluded  that  the  potential  that  the  Company  could  incur  considerable  decreases  in  operating  profits  and  the  resulting  impact  on  the
Company’s ability to meet its debt service obligations and debt covenants were probable conditions which gave rise to a need for an assessment of whether
substantial doubt existed of the Company’s ability to continue as a going concern.

As a result, the Company performed a complete reforecast of its 2020 anticipated results extending through April 2021. In reforecasting its results, the
Company  included  the  impact  of  certain  of  cost-cutting  measures  including  furloughs,  layoffs,  salary  reductions,  eliminating  travel  and  entertainment
expenses,  eliminating  discretionary  bonus  expenses  and  merit  raises,  reducing  or  deferring  marketing  spend,  deferring  programming/production  costs,
reducing special events costs, and implementing a hiring freeze on open positions.

Out of an abundance of caution and to provide for further liquidity given the uncertainty around the pandemic, the Company drew approximately $27.5
million on its ABL Facility on March 19, 2020.  As of March 31, 2020, the amount remained on the Company’s balance sheet and improved our cash on
hand balance to approximately $66.4 million.  On April 15, 2020, the Company paid interest expense of approximately $12.9 million on its 7.375% Senior
Secured Notes, and as of April 27, 2020 our cash on hand balance is approximately $54.7 million. As a result of the cost reduction and other measures that
the Company has taken in response to COVID-19, the Company anticipates meeting its debt service requirements and is projecting compliance with all
debt covenants through April 2021.

See Note 9 to our consolidated financial statements — Long-Term Debt for further information on liquidity and capital resources.

As of December 31, 2019, ratios calculated in accordance with the 2017 Credit Facility were as follows:

Interest Coverage
Covenant EBITDA / Interest Expense

Senior Secured Leverage
Senior Secured Debt / Covenant EBITDA

As of
December
31, 2019

Covenant
Limit

Excess
Coverage

1.91x    

1.25x    

0.66x

4.78x    

5.85x    

1.07x

Covenant EBITDA – Earnings before interest, taxes, depreciation and amortization (“EBITDA”) adjusted for certain other adjustments, as defined in the
2017 Credit Facility

As of December 31, 2019, ratios calculated in accordance with the 2018 Credit Facility were as follows:

As of 

Covenant

Excess

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
      
      
  
   
 
   
      
      
  
   
      
      
  
   
 
 
 
 
 
   
   
 
Total Gross Leverage
Consolidated Indebtedness / Covenant EBITDA

December
31, 2019

Limit

Coverage

6.27x    

8.00x    

1.73x

Covenant EBITDA – Earnings before interest, taxes, depreciation and amortization (“EBITDA”) adjusted for certain other adjustments, as defined in the
2018 Credit Facility

35

   
      
      
  
   
 
 
 
 
The following table summarizes the interest rates in effect with respect to our debt as of December 31, 2019:

Type of Debt

2017 Credit Facility, net of original issue discount and issuance costs (at variable rates)(1)
7.375% Senior Secured Notes, net of original issue discount and issuance costs (fixed rate)
2018 Credit Facility, net of original issue discount and issuance costs (fixed rate)
MGM National Harbor Loan, net of original issue discount and issuance costs (fixed rate, including PIK)
Asset-backed credit facility (variable rate)(1)

Amount

Outstanding    
(In millions)
  $               315.3   
347.6   
163.4   
50.0   
—   

Applicable
Interest
Rate

5.71%
7.375%
12.875%
11.0%
—%

(1)    Subject to variable LIBOR or Prime plus a spread that is incorporated into the applicable interest rate set forth above.

The following table provides a comparison of our statements of cash flows for the years ended December 31, 2019 and 2018:

Net cash flows provided by operating activities
Net cash flows provided by investing activities
Net cash flows used in financing activities

  $

2019

2018

(In thousands)
58,505    $          50,229 
8,355     
3,200 
(75,350)
(49,204)    

Net cash flows provided by operating activities were approximately $58.5 million and $50.2 million for the years ended December 31, 2019 and 2018,
respectively. Cash flow from operating activities for the year ended December 31, 2019, increased from the prior year primarily due to timing of collections
of accounts receivable, payments of accrued compensation and payments for accrued interest.

Net cash flows provided by investing activities were approximately $8.4 million and $3.2 million for the years ended December 31, 2019 and 2018,
respectively. Capital expenditures, including digital tower and transmitter upgrades, and deposits for station equipment and purchases were approximately
$5.1 million and $4.4 million for the years ended December 31, 2019 and 2018, respectively. During the year ended December 31, 2019, the Company
received proceeds of approximately $13.5 million for the sale of the remaining Detroit station and translators. During the year ended December 31, 2018,
the  Company  paid  approximately  $4.8  million  to  complete  the  acquisition  of  our  new  WTEM  Washington  DC  station  and  Detroit  translators  and  we
received proceeds of approximately $12.8 million for the sale of our Detroit WPZR-FM station assets.

Net  cash  flows  used  in  financing  activities  were  approximately  $49.2  million  and  $75.4  million  for  the  years  ended  December  31,  2019  and  2018,
respectively. During the years ended December 31, 2019 and 2018, the Company repaid approximately $42.1 million and $23.4 million, respectively, in
outstanding debt. During the year ended December 31, 2018, we borrowed approximately $192.0 million in new 2018 Credit Facility and we borrowed
approximately $50.0 million in the MGM National Harbor Loan. During the year ended December 31, 2018, we capitalized approximately $7.4 million of
costs associated with our indebtedness. During the year ended December 31, 2018, the Company repurchased approximately $271.9 million of our 2020
Notes and the Company paid a premium of approximately $2.1 million to retire the 2020 Notes. During the years ended December 31, 2019 and 2018, we
repurchased approximately $5.5 million and $8.2 million of our Class A and Class D Common Stock, respectively. Reach Media paid approximately $1.0
million and $2.2 million, respectively in dividends to noncontrolling interest shareholders for the years ended December 31, 2019 and 2018. During the
years  ended  December  31,  2019  and  2018,  respectively,  the  Company  distributed  $658,000  and  approximately  $1.1  million  of  contingent  consideration
related to the Moguldom acquisition.

Credit Rating Agencies

Our corporate credit ratings by Standard & Poor's Rating Services and Moody's Investors Service are speculative-grade and have been downgraded and
upgraded at various times during the last several years. Any reductions in our credit ratings could increase our borrowing costs, reduce the availability of
financing to us or increase our cost of doing business or otherwise negatively impact our business operations.

Recent Accounting Pronouncements

See  Note  1  of  our  consolidated  financial  statements  —  Organization  and  Summary  of  Significant  Accounting  Policies  for  a  summary  of  recent

accounting pronouncements.

CRITICAL ACCOUNTING POLICIES AND ESTIMATES

Our  accounting  policies  are  described  in  Note  1  of  our  consolidated  financial  statements  –  Organization  and  Summary  of  Significant  Accounting
Policies. We prepare our consolidated financial statements in conformity with GAAP, which require us to make estimates and assumptions that affect the
reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts
of revenues and expenses during the year. Actual results could differ from those estimates. We consider the following policies and estimates to be most
critical  in  understanding  the  judgments  involved  in  preparing  our  financial  statements  and  the  uncertainties  that  could  affect  our  results  of  operations,
financial condition and cash flows.

36

 
 
 
 
 
 
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
Stock-Based Compensation

The  Company  accounts  for  stock-based  compensation  for  stock  options  and  restricted  stock  grants  in  accordance  with  ASC  718,  “Compensation  -
Stock Compensation.”  Under  the  provisions  of  ASC  718,  stock-based  compensation  cost  for  stock  options  is  estimated  at  the  grant  date  based  on  the
award’s  fair  value  as  calculated  by  the  Black-Scholes  valuation  option-pricing  model  (“BSM”)  and  is  recognized  as  expense,  less  estimated  forfeitures,
ratably over the requisite service period.  The BSM incorporates various highly subjective assumptions including expected stock price volatility, for which
historical data is heavily relied upon, expected life of options granted, forfeiture rates and interest rates. If any of the assumptions used in the BSM model
change  significantly,  stock-based  compensation  expense  may  differ  materially  in  the  future  from  that  previously  recorded.  Compensation  expense  for
restricted stock grants is measured based on the fair value on the date of grant less estimated forfeitures. Compensation expense for restricted stock grants
is recognized ratably during the vesting period. 

Goodwill and Radio Broadcasting Licenses

Impairment Testing

We have made several acquisitions in the past for which a significant portion of the purchase price was allocated to radio broadcasting licenses and
goodwill.  Goodwill  exists  whenever  the  purchase  price  exceeds  the  fair  value  of  tangible  and  identifiable  intangible  net  assets  acquired  in  business
combinations. As of December 31, 2019, we had approximately $582.7 million in broadcast licenses and $239.8 million in goodwill, which totaled $822.5
million,  and  represented  approximately  65.7%  of  our  total  assets.  Therefore,  we  believe  estimating  the  fair  value  of  goodwill  and  radio  broadcasting
licenses is a critical accounting estimate because of the significance of their carrying values in relation to our total assets. For the years ended December 31,
2019 and 2018, we recorded impairment charges against radio broadcasting licenses and goodwill, collectively, of approximately $10.6 million and $21.3
million, respectively. Significant impairment charges have been an on-going trend experienced by media companies in general, and are not unique to us.

We test for impairment annually across all reporting units, or when events or changes in circumstances or other conditions suggest impairment may
have occurred in any given reporting unit. Our annual impairment testing is performed as of October 1 of each year. Impairment exists when the carrying
value of these assets exceeds its respective fair value. When the carrying value exceeds fair value, an impairment amount is charged to operations for the
excess.

Beginning  in  March  2020,  the  Company  noted  that  the  COVID-19  pandemic  and  the  resulting  government  stay  at  home  order  were  dramatically
impacting  certain  of  the  Company's  revenues.  Most  notably,  a  number  of  advertisers  across  significant  advertising  categories  have  reduced  or  ceased
advertising spend due to the outbreak and stay at home orders which effectively shut many businesses down.  This was particularly true within our radio
segment  which  derives  substantial  revenue  from  local  advertisers  who  have  been  particularly  hard  hit  due  to  social  distancing  and  government
interventions.  The  COVID-19  impact  is  considered  a  non-recognized  subsequent  event.  The  Company  will  perform  certain  interim  impairment  testing
during the quarter ended March 31, 2020 which could result in the Company recording additional non-cash impairment charges related to its broadcasting
licenses and goodwill balances during 2020.

Valuation of Broadcasting Licenses

We utilize the services of a third-party valuation firm to assist us in estimating the fair value of our radio broadcasting licenses and reporting units. Fair
value is estimated to be the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at
the measurement date. We use the income approach to test for impairment of radio broadcasting licenses. A projection period of 10 years is used, as that is
the  time  horizon  in  which  operators  and  investors  generally  expect  to  recover  their  investments.  When  evaluating  our  radio  broadcasting  licenses  for
impairment, the testing is done at the unit of accounting level as determined by ASC 350, “Intangibles - Goodwill and Other.” In our case, each unit of
accounting is a cluster of radio stations into one of our geographical markets.  Broadcasting license fair values are based on the discounted future cash
flows of the applicable unit of accounting assuming an initial hypothetical start-up operation which possesses FCC licenses as the only asset. Over time, it
is assumed the operation acquires other tangible assets such as advertising and programming contracts, employment agreements and going concern value,
and matures into an average performing operation in a specific radio market. The income approach model incorporates several variables, including, but not
limited to: (i) radio market revenue estimates and growth projections; (ii) estimated market share and revenue for the hypothetical participant; (iii) likely
media competition within the market; (iv) estimated start-up costs and losses incurred in the early years; (v) estimated profit margins and cash flows based
on market size and station type; (vi) anticipated capital expenditures; (vii) estimated future terminal values; (viii) an effective tax rate assumption; and (ix)
a discount rate based on the weighted-average cost of capital for the radio broadcast industry. In calculating the discount rate, we considered: (i) the cost of
equity,  which  includes  estimates  of  the  risk-free  return,  the  long-term  market  return,  small  stock  risk  premiums  and  industry  beta;  (ii)  the  cost  of  debt,
which includes estimates for corporate borrowing rates and tax rates; and (iii) estimated average percentages of equity and debt in capital structures. 

37

 
 
 
 
 
 
 
 
 
  
 
 
 
Valuation of Goodwill

The  impairment  testing  of  goodwill  is  performed  at  the  reporting  unit  level.  We  had  17  reporting  units  as  of  our  October  2019  annual  impairment
assessment, consisting of each of the 14 radio markets within the radio division (our license in Detroit was sold during the third quarter of 2019) and each
of the other three business divisions. In testing for the impairment of goodwill, we primarily rely on the income approach. The approach involves a 10-year
model with similar variables as described above for broadcasting licenses, except that the discounted cash flows are based on the Company’s estimated and
projected market revenue, market share and operating performance for its reporting units, instead of those for a hypothetical participant. We use a 5-year
model for our Reach Media reporting unit. We evaluate all events and circumstances on an interim basis to determine if an impairment indicator is present
and  also  perform  annual  testing  by  comparing  the  fair  value  of  the  reporting  unit  with  its  carrying  amount.  We  recognize  an  impairment  charge  to
operations in the amount that the reporting unit’s carrying value exceeds its fair value. The impairment charge recognized cannot exceed the total amount of
goodwill allocated to the reporting unit.

Below are some of the key assumptions used in the income approach model for estimating the broadcasting license and goodwill fair values for the

annual impairment testing performed and interim impairment testing performed where an impairment charge was recorded since January 1, 2018.

Radio Broadcasting
Licenses
Impairment charge (in millions)
Discount Rate
Year 1 Market Revenue Growth Rate Range
Long-term Market Revenue Growth Rate Range (Years 6 – 10)  
Mature Market Share Range
Mature Operating Profit Margin Range

  $

  $
1.0 
9.0%   
0.9% – 1.8%   
0.7% – 1.1%   
6.9% – 25.0%   
  27.6% – 39.7%   

3.8    $
*     
*     
*     
*     
*     

  $
— 
9.0%   
(1.2)% – (0.6)%   
0.7% – 1.1%   
5.3% – 25.0%   
28.3% – 41.1%   

3.9 
* 
* 
* 
* 
* 

October 1,
2019

June 30,
2019(*)

October 1,
2018

  March 31,

2018(*)

(a) Reflects changes only to the key assumptions used in the interim testing for certain units of accounting.
(*) License fair value based on estimated asset sale consideration.

Goodwill (Radio Market
Reporting Units)
Impairment charge (in millions)

Discount Rate
Year 1 Market Revenue Growth Rate Range
Long-term Market Revenue Growth Rate Range (Years 6 – 10)
Mature Market Share Range
Mature Operating Profit Margin Range

October 1,
2019(a)

  October 1,

  March 31,

2018(a)

2018(*)

  $

— 

  $

14.7 

  $

2.7 

9.0%   
(7.6)% – 49.3%   
0.7% – 1.1%   
7.1% - 17.0%   
26.8% - 47.6%   

9.0%   
(8.0)% – 27.5%   
0.7% – 1.1%   
7.6% - 17.8%   
26.8% - 46.9%   

* 
* 
* 
* 
* 

(a) Reflects the key assumptions for testing only those radio markets with remaining goodwill.
(*) Goodwill fair value based on estimated asset sale consideration.

Below are some of the key assumptions used in the income approach model for estimating the fair value for Reach Media for the annual and interim
impairment assessments performed since October 2018. When compared to the discount rates used for assessing radio market reporting units, the higher
discount rates used in these assessments reflect a premium for a riskier and broader media business, with a heavier concentration and significantly higher
amount of programming content assets that are highly dependent on a single on-air personality. As a result of our impairment assessments, the Company
concluded that the goodwill was not impaired.

Reach Media Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Year 5)
Operating Profit Margin Range

38

October 1,
2019

  October 1,

2018

  $

— 

  $

— 

10.5%    
(9.7)%   
1.0%    
13.3% - 14.3%    

10.5%
2.3%
1.0%
14.6% - 15.8%

 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
  
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
  
 
 
 
 
 
 
 
 
 
 
 
During  the  fourth  quarter  of  2019,  the  Company  performed  its  annual  impairment  testing  on  the  valuation  of  goodwill  associated  with  our  digital
segment.  Our  digital  segment’s  net  revenues  and  cash  flow  internal  projections  were  revised  downward  and  as  a  result  of  our  annual  assessment,  the
Company  recorded  a  goodwill  impairment  charge  of  approximately  $5.8  million.  Below  are  some  of  the  key  assumptions  used  in  the  income  approach
model for determining the fair value of our digital reporting unit since October 2018. When compared to discount rates for the radio reporting units, the
higher  discount  rate  used  to  value  the  reporting  unit  is  reflective  of  discount  rates  applicable  to  internet  media  businesses.  The  Company  concluded  no
impairment to the carrying value of goodwill had occurred as a result of the annual testing performed in 2018.

Digital Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Years 6 – 10)
Operating Profit Margin Range

October 1,
2019

  October 1,

2018

  $

5.8 

  $

— 

12.0%    
12.2%    
2.8% - 7.7%    
(4.7)% - 11.7%   

13.5%
12.6%
3.1% - 3.7%
(1.1)% - 15.7%

Below  are  some  of  the  key  assumptions  used  in  the  income  approach  model  for  determining  the  fair  value  of  our  cable  television  segment  since
October  2018.  As  a  result  of  the  testing  performed  in  2019  and  2018,  the  Company  concluded  no  impairment  to  the  carrying  value  of  goodwill  had
occurred.  

Cable Television Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate Range (Years 6 – 10)
Operating Profit Margin Range

October 1,
2019

  October 1,

2018

  $

— 

  $

— 

10.0%   
1.0%   
1.9% - 2.3%   
33.0% - 45.5%   

11.0%
1.8%
2.0% - 3.0%
36.9% - 42.5%

The above goodwill tables reflect some of the key valuation assumptions used for 11 of our 17 reporting units. The other six remaining reporting units

had no goodwill carrying value balances as of December 31, 2019.

In arriving at the estimated fair values for radio broadcasting licenses and goodwill, we also performed an analysis by comparing our overall average
implied multiple based on our cash flow projections and fair values to recently completed sales transactions, and by comparing our fair value estimates to
the market capitalization of the Company. The results of these comparisons confirmed that the fair value estimates resulting from our annual assessment for
2019 were reasonable.

Sensitivity Analysis

We believe both the estimates and assumptions we utilized when assessing the potential for impairment are individually and in aggregate reasonable;
however, our estimates and assumptions are highly judgmental in nature. Further, there are inherent uncertainties related to these estimates and assumptions
and our judgment in applying them to the impairment analysis. While we believe we have made reasonable estimates and assumptions to calculate the fair
values, changes in any one estimate, assumption or a combination of estimates and assumptions, or changes in certain events or circumstances (including
uncontrollable events and circumstances resulting from continued deterioration in the economy or credit markets) could require us to assess recoverability
of broadcasting licenses and goodwill at times other than our annual  October 1 assessments, and could result in changes to our estimated fair values and
further write-downs to the carrying values of these assets. Impairment charges are non-cash in nature, and as with current and past impairment charges, any
future impairment charges will not impact our cash needs or liquidity or our bank ratio covenant compliance.

We had a total goodwill carrying value of approximately $239.8 million across 11 of our 17 reporting units as of December 31, 2019. The below table
indicates the long-term cash flow growth rates assumed in our impairment testing and the long-term cash flow growth/decline rates that would result in
additional goodwill impairment. For three of the reporting units, given the significant excess of their fair value over carrying value, any future goodwill
impairment  is  not  likely.  However,  should  our  estimates  and  assumptions  for  assessing  the  fair  values  of  the  remaining  reporting  units  with  goodwill
worsen to reflect the below or lower cash flow growth/decline rates, additional goodwill impairments may be warranted in the future.

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
Reporting Unit
2
16
21
1
11
18
12
13
10
6
19

Long-Term
Cash Flow
Growth Rate
Used

0.9% 
0.7% 
2.0% 
1.1% 
0.9% 
2.5% 
1.0% 
0.9% 
1.0% 
0.8% 
1.0% 

Long-Term Cash
Flow
Growth/(Decline) Rate
That Would Result in
Carrying Value that is less
than Fair Value (a)
Impairment not likely
Impairment not likely
Impairment not likely
0.6%
0.4%
0.0%
(1.3)%
(2.6)%
(3.4)%
(6.0)%
(15.8)%

(a) The long-term cash flow growth/(decline) rate that would result in the carrying value of the reporting unit being less than the fair value of the reporting
unit applies only to further goodwill impairment and not to any future license impairment that would result from lowering the long-term cash flow
growth rates used.

Several of the licenses in our units of accounting have limited or no excess of fair values over their respective carrying values. As set forth in the table
below, as of October 1, 2019, we appraised the radio broadcasting licenses at a fair value of approximately $695.1 million, which was in excess of the
$582.7 million carrying value by $112.4 million, or 19.3%. After the impairment charges were recorded for the year ended December 31, 2019, the fair
values of the licenses exceeded the carrying values of the licenses for all units of accounting. Should our estimates, assumptions, or events or circumstances
for any upcoming valuations worsen in the units with no or limited fair value cushion, additional license impairments may be needed in the future.

Radio Broadcasting Licenses

As of

Unit of Accounting (a)

Unit of Accounting 2
Unit of Accounting 7
Unit of Accounting 5
Unit of Accounting 4
Unit of Accounting 15
Unit of Accounting 14
Unit of Accounting 11
Unit of Accounting 6
Unit of Accounting 13
Unit of Accounting 12
Unit of Accounting 16
Unit of Accounting 8
Unit of Accounting 1
Unit of Accounting 10

Total

  $

  $

October 1,
2019
Carrying
Values
(“CV”)

October 1,
2019
Fair
Values
(“FV”)
    (In thousands)      
37,261    $
18,162     
16,226     
20,539     
21,874     
22,117     
20,214     
29,847     
48,086     
51,758     
102,112     
63,605     
102,217     
141,116     
695,134    $

3,086    $
14,748     
16,100     
16,142     
20,736     
20,770     
20,135     
22,642     
47,846     
49,663     
56,295     
62,015     
93,394     
139,125     
582,697    $

Excess

FV vs. CV    

% FV
Over CV

34,175     
3,414     
126     
4,397     
1,138     
1,347     
79     
7,205     
240     
2,095     
45,817     
1,590     
8,823     
1,991     
112,437     

1,107.4%
23.1%
0.8%
27.2%
5.5%
6.5%
0.4%
31.8%
0.5%
4.2%
81.4%
2.6%
9.4%
1.4%
19.3%

(a) The  units  of  accounting  are  not  disclosed  on  a  specific  market  basis  so  as  to  not  make  publicly  available  sensitive  information  that  could  be

competitively harmful to the Company.

The  following  table  presents  a  sensitivity  analysis  showing  the  impact  on  our  impairment  testing  resulting  from:  (i)  a  100  basis  point  decrease  in
industry or reporting unit growth rates; (ii) a 100 basis point decrease in cash flow margins; (iii) a 100 basis point increase in the discount rate; and (iv)
both a 5% and 10% reduction in the fair values of broadcasting licenses and reporting units.

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
   
   
 
 
   
   
 
 
 
 
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Impairment charge recorded:

Radio Market Reporting Units
Reach Media Reporting Unit
Cable Television Reporting Unit
Digital Reporting Unit

Total Impairment Recorded

Hypothetical Change for Radio Market Reporting Units:

A 100 basis point decrease in radio industry long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of broadcasting licenses and reporting units
A 10% reduction in the fair value of broadcasting licenses and reporting units

Hypothetical Change for Reach Media Reporting Unit:
A 100 basis point decrease in long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of the reporting unit
A 10% reduction in the fair value of the reporting unit

Hypothetical Change for Cable Television Reporting Unit:
A 100 basis point decrease in long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of the reporting unit
A 10% reduction in the fair value of the reporting unit

Hypothetical Change for Digital Reporting Unit:

A 100 basis point decrease in long-term growth rates
A 100 basis point decrease in cash flow margin in the projection period
A 100 basis point increase in the applicable discount rate
A 5% reduction in the fair value of the reporting unit
A 10% reduction in the fair value of the reporting unit

Hypothetical Increase in
the Recorded Impairment
Charge
For the Year Ended
December 31, 2019

Broadcasting
Licenses

    Goodwill (a)

(In millions)

  $

  $

  $
  $
  $
  $
  $

4.8    $
-     
-     
-     
4.8    $

28.5    $
5.9    $
48.1    $
11.0    $
31.4    $

    Not applicable    $
    Not applicable    $
    Not applicable    $
    Not applicable    $
    Not applicable    $

    Not applicable    $
    Not applicable    $
    Not applicable    $
    Not applicable    $
    Not applicable    $

    Not applicable    $
    Not applicable    $
    Not applicable    $
    Not applicable    $
    Not applicable    $

- 
- 
- 
5.8 
5.8 

7.5 
2.0 
13.4 
4.7 
11.3 

- 
- 
- 
- 
- 

- 
- 
- 
- 
- 

6.4 
7.4 
7.0 
6.1 
6.5 

(a) Goodwill impairment charge applies only to further goodwill impairment and not to any potential license impairment that could result from changing

other assumptions.

Impairment of Intangible Assets Excluding Goodwill, Radio Broadcasting Licenses and Other Indefinite-Lived Intangible Assets

Intangible assets, excluding goodwill, radio broadcasting licenses and other indefinite-lived intangible assets, are reviewed for impairment whenever
events or changes in circumstances indicate that the carrying amount of an asset or group of assets may not be fully recoverable. These events or changes in
circumstances  may  include  a  significant  deterioration  of  operating  results,  changes  in  business  plans,  or  changes  in  anticipated  future  cash  flows.  If  an
impairment  indicator  is  present,  we  will  evaluate  recoverability  by  a  comparison  of  the  carrying  amount  of  the  asset  or  group  of  assets  to  future
undiscounted net cash flows expected to be generated by the asset or group of assets. Assets are grouped at the lowest level for which there is identifiable
cash flows that are largely independent of the cash flows generated by other asset groups. If the assets are impaired, the impairment is measured by the
amount by which the carrying amount exceeds the fair value of the assets determined by estimates of discounted cash flows. The discount rate used in any
estimate  of  discounted  cash  flows  would  be  the  rate  required  for  a  similar  investment  of  like  risk.  The  Company  reviewed  certain  intangibles  for
impairment  during  2019  and  2018  and  determined  no  impairment  charges  were  necessary.  Any  changes  in  the  valuation  estimates  and  assumptions  or
changes in certain events or circumstances could result in changes to the estimated fair values of these intangible assets and may result in future write-
downs to the carrying values.  

41

 
 
 
 
 
 
 
 
 
 
 
   
      
  
   
   
   
 
   
      
  
   
      
  
 
   
      
  
   
      
  
 
   
      
  
   
      
  
 
   
      
  
   
      
  
 
 
 
 
 
 
Revenue Recognition

On January 1, 2018, the Company adopted ASC 606, “Revenue from Contracts with Customers” which requires that an entity recognize revenue to
depict  the  transfer  of  promised  goods  or  services  to  customers  in  an  amount  that  reflects  the  consideration  to  which  the  entity  expects  to  be  entitled  in
exchange  for  those  goods  or  services.  The  Company  elected  to  use  the  modified  retrospective  method,  but  the  adoption  of  the  standard  did  not  have  a
material impact to our financial statements. In general, our spot advertising (both radio and cable television) as well as our digital advertising continues to
be  recognized  when  aired  and  delivered.  For  our  cable  television  affiliate  revenue,  the  Company  grants  a  license  to  the  affiliate  to  access  its  television
programming  content  through  the  license  period,  and  the  Company  earns  a  usage-based  royalty  when  the  usage  occurs,  consistent  with  our  previous
revenue recognition policy. Finally, for event advertising, the performance obligation is satisfied at a point in time when the activity associated with the
event is completed.

Within  our  radio  broadcasting  and  Reach  Media  segments,  the  Company  recognizes  revenue  for  broadcast  advertising  at  a  point  in  time  when  a
commercial  spot  runs.  The  revenue  is  reported  net  of  agency  and  outside  sales  representative  commissions.  Agency  and  outside  sales  representative
commissions are calculated based on a stated percentage applied to gross billing. Generally, clients remit the gross billing amount to the agency or outside
sales representative, and the agency or outside sales representative remits the gross billing, less their commission, to the Company.

Within our digital segment, including Interactive One, which generates the majority of the Company’s digital revenue, revenue is principally derived
from  advertising  services  on  non-radio  station  branded  but  Company-owned  websites.  Advertising  services  include  the  sale  of  banner  and  sponsorship
advertisements.  Advertising revenue is recognized at a point in time either as impressions (the number of times advertisements appear in viewed pages) are
delivered, when “click through” purchases are made, or ratably over the contract period, where applicable. In addition, Interactive One derives revenue
from its studio operations, in which it provides third-party clients with publishing services including digital platforms and related expertise.  In the case of
the studio operations, revenue is recognized primarily through fixed contractual monthly fees and/or as a share of the third party’s reported revenue.

Our  cable  television  segment  derives  advertising  revenue  from  the  sale  of  television  air  time  to  advertisers  and  recognizes  revenue  when  the
advertisements are run. Advertising revenue is recognized at a point in time when the individual spots run. To the extent there is a shortfall in contracts
where  the  ratings  were  guaranteed,  a  portion  of  the  revenue  is  deferred  until  the  shortfall  is  settled,  typically  by  providing  additional  advertising  units
generally within one year of the original airing. TV One, within our cable television segment also derives revenue from affiliate fees under the terms of
various multi-year affiliation agreements based on a per subscriber fee multiplied by the most recent subscriber counts reported by the applicable affiliate.
The Company recognizes the affiliate fee revenue at a point in time as its performance obligation to provide the programming is met. The Company has a
right of payment each month as the programming services and related obligations have been satisfied. 

Contingencies and Litigation

We regularly evaluate our exposure relating to any contingencies or litigation and record a liability when available information indicates that a liability
is probable and estimable. We also disclose significant matters that are reasonably possible to result in a loss, or are probable but for which an estimate of
the  liability  is  not  currently  available.  To  the  extent  actual  contingencies  and  litigation  outcomes  differ  from  amounts  previously  recorded,  additional
amounts may need to be reflected.

Uncertain Tax Positions

To address the exposures of uncertain tax positions, we recognize the impact of a tax position in the financial statements if it is more likely than not
that the position would be sustained on examination based on the technical merits of the position. As of December 31, 2019, we had approximately $4.7
million in unrecognized tax benefits. Future outcomes of our tax positions may be more or less than the currently recorded liability, which could result in
recording additional taxes, or reversing some portion of the liability and recognizing a tax benefit once it is determined the liability is no longer necessary
as potential issues get resolved, or as statutes of limitations in various tax jurisdictions close.

Realizability of Deferred Tax Assets

As  of  each  reporting  date,  management  considers  new  evidence,  both  positive  and  negative,  that  could  affect  its  conclusions  regarding  the  future
realization of the Company’s deferred tax assets (“DTAs”). During the year ended December 31, 2019, management continues to weigh sufficient positive
evidence to conclude that it is more likely than not the net DTAs are realizable. The assessment to determine the value of the DTAs to be realized under
ASC 740 is highly judgmental and requires the consideration of all available positive and negative evidence in evaluating the likelihood of realizing the tax
benefit of the DTAs in a future period. Circumstances may change over time such that previous negative evidence no longer exists, and new conditions
should be evaluated as positive or negative evidence that could affect the realization of the DTAs. Since the evaluation requires consideration of events that
may  occur  in  some  years  in  the  future,  significant  judgment  is  required,  and  our  conclusion  could  be  materially  different  if  certain  expectations  do  not
materialize.  

42

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
In  the  assessment  of  all  available  evidence,  an  important  piece  of  objective  verifiable  evidence  is  evaluating  a  cumulative  pre-tax  income  or  loss
position over the most recent three-year period. Historically, the Company has maintained a full valuation against the net deferred tax assets, principally
due to a cumulative pre-tax loss over the most recent three-year period. During the quarter ended December 31, 2018, the Company achieved three years of
cumulative  pre-tax  income,  which  removed  the  most  heavily  weighed  piece  of  objective  verifiable  negative  evidence  from  our  evaluation  of  the
realizability of deferred tax assets. The Company continues to maintain three years of rolling cumulative pre-tax income as of December 31, 2019.

Additionally,  the  Company  is  projecting  forecasts  of  taxable  income  to  utilize  our  federal  and  state  net  operating  losses  (“NOLs”)  as  part  of  our
evaluation of positive evidence. As part of the Tax Cuts and Jobs Act (the “2017 Tax Act”) that was signed into law on December 22, 2017, IRC Section
163(j) limited the deduction of interest expense. In conjunction with evaluating and weighing our cumulative three-year pre-tax income, we also evaluated
the impact that interest expense has had on our cumulative three-year pre-tax income. A material component of the Company’s expenses is interest, and has
been  the  primary  driver  of  historical  pre-tax  losses.  Adjusting  for  the  IRC  Section  163(j)  interest  expense  limitation  on  projected  taxable  income,  we
estimate utilization of federal and state net operating losses that are not subject to annual limitations as a result of the 2009 ownership shift as defined under
IRC Section 382.

Realization  of  the  Company’s  federal  and  state  NOLs  is  dependent  on  generating  sufficient  taxable  income  in  future  periods,  and  although  the
Company believes it is more likely than not future taxable income will be sufficient to utilize the NOLs, realization is not assured and future events may
cause a change to the judgment of the realizability of these deferred tax assets. If a future event causes the Company to re-evaluate and conclude that it is
not more likely than not, that all or a portion of the deferred tax assets are realizable, the Company would be required to establish a valuation allowance
against  the  assets  at  that  time  which  would  result  in  a  charge  to  income  tax  expense  and  a  decrease  to  net  income  in  the  period  which  the  change  of
judgment is concluded.

The Company continues to assess potential tax strategies (which could include seeking a ruling from the IRS) which, if successful, may reduce the
impact of the annual limitations and potentially recover NOLs that otherwise would expire before being applied to reduce future income tax liabilities. If
successful, the Company may be able to recover additional federal and state NOLs in future periods, which could be material. If we conclude that it is more
likely than not that we will be able to realize additional federal and state NOLs, the tax benefit could materially impact future quarterly and annual periods.
The federal and state NOLs expire in various years from 2020 to 2038.

Redeemable noncontrolling interests

Redeemable noncontrolling interests are interests in subsidiaries that are redeemable outside of the Company’s control either for cash or other assets.
These interests are classified as mezzanine equity and measured at the greater of estimated redemption value at the end of each reporting period or the
historical  cost  basis  of  the  noncontrolling  interests  adjusted  for  cumulative  earnings  allocations.    The  resulting  increases  or  decreases  in  the  estimated
redemption amount are affected by corresponding charges against retained earnings, or in the absence of retained earnings, additional paid-in-capital.  

With the assistance of a third-party valuation firm, the Company assesses the fair value of the redeemable noncontrolling interest in Reach Media as of
the end of each reporting period.  The fair value of the redeemable noncontrolling interests as of December 31, 2019 and 2018, was approximately $10.6
million and $10.2 million, respectively.  The determination of fair value incorporated a number of assumptions and estimates including, but not limited to,
forecasted  operating  results,  discount  rates  and  a  terminal  value.    Different  estimates  and  assumptions  may  result  in  a  change  to  the  fair  value  of  the
redeemable noncontrolling interests amount previously recorded.

Fair Value Measurements

The  Company  accounts  for  an  award  called  for  in  the  CEO’s  employment  agreement  (the  “Employment  Agreement”)  as  a  derivative  instrument.
According to the Employment Agreement, executed in April 2008, the CEO is eligible to receive an award (the “Employment Agreement Award”) amount
equal to approximately 4% of any proceeds from distributions or other liquidity events in excess of the return of the Company’s aggregate investment in
TV One. The Company’s obligation to pay the Employment Agreement Award was triggered after the Company recovered the aggregate amount of its
capital contribution in TV One and only upon actual receipt of distributions of cash or marketable securities or proceeds from a liquidity event with respect
to  the  Company’s  aggregate  investment  in  TV  One.  The  CEO  was  fully  vested  in  the  award  upon  execution  of  the  employment  agreement,  and  the
award lapses if the CEO voluntarily leaves the Company, or is terminated for cause. In September 2014, the Compensation Committee of the Board of
Directors  of  the  Company  approved  terms  for  a  new  employment  agreement  with  the  CEO,  including  a  renewal  of  the  Employment  Agreement  Award
upon similar terms as in the prior employment agreement. Prior to the quarter ended September 30, 2018, there were probability factors included in the
calculation of the award related to the likelihood that the award will be realized. During the quarter ended September 30, 2018, management changed the
methodology  used  in  calculating  the  fair  value  of  the  Company's  Employment  Agreement  Award  liability  to  simplify  the  calculation.  As  part  of  the
simplified  calculation,  the  Company  eliminated  certain  adjustments  made  to  its  aggregate  investment  in  TV  One,  including  the  treatment  of  historical
dividends  paid  and  potential  distribution  of  assets  upon  liquidation.  The  Compensation  Committee  of  the  Board  of  Directors  approved  the  simplified
method which eliminates certain assumptions that were historically used in the determination of the fair value of this liability. The revised methodology
resulted in a credit adjustment of approximately $6.6 million during the quarter ended September 30, 2018 to reflect this change in estimate. The liability
was further reduced during the quarter ended December 31, 2018 using the simplified methodology, due primarily to an overall lower valuation. During
2019,  there  was  an  increase  in  the  overall  enterprise  valuation  and  an  increase  in  the  overall  working  capital  contributing  to  an  increase  in  expense
recognized throughout the year.

43

 
 
  
 
 
 
 
 
 
 
 
 
 
The  Company  estimated  the  fair  value  of  the  Employment  Agreement  Award  as  of  December  31,  2019,  at  approximately  $27.0  million  and,
accordingly, adjusted the liability to that amount. The fair value estimate incorporated a number of assumptions and estimates, including but not limited to
TV One’s future financial projections. As the Company will measure changes in the fair value of this award at each reporting period as warranted by certain
circumstances, different estimates or assumptions may result in a change to the fair value of the award amount previously recorded.

Content Assets

Our cable television segment has entered into contracts to acquire entertainment programming rights and programs from distributors and producers.
The license periods granted in these contracts generally run from one year to ten years. Contract payments are made in installments over terms that are
generally shorter than the contract period. Each contract is recorded as an asset and a liability at an amount equal to its gross contractual commitment when
the license period begins and the program is available for its first airing. Acquired content is generally amortized on a straight-line basis over the term of
the license which reflects the estimated usage. For certain content for which the pattern of usage is accelerated, amortization is based upon the actual usage.
Amortization of content assets is recorded in the consolidated statement of operations as programming and technical expenses.

The  Company  also  has  programming  for  which  the  Company  has  engaged  third  parties  to  develop  and  produce,  and  it  owns  most  or  all  rights
(commissioned  programming).  In  accordance  with  ASC  926,  content  amortization  expense  for  each  period  is  recognized  based  on  the  revenue  forecast
model,  which  approximates  the  proportion  that  estimated  advertising  and  affiliate  revenues  for  the  current  period  represent  in  relation  to  the  estimated
remaining total lifetime revenues as of the beginning of the current period.  Management regularly reviews, and revises when necessary, its total revenue
estimates, which may result in a change in the rate of amortization and/or a write-down of the asset to fair value. 

Acquired program rights are recorded at the lower of unamortized cost or estimated net realizable value. Estimated net realizable values are based on
the  estimated  revenues  associated  with  the  program  materials  and  related  expenses.  The  Company  recorded  an  impairment  and  recorded  additional
amortization expense of approximately $4.9 million and $1.6 million, as a result of evaluating its contracts for recoverability for the years ended December
31, 2019 and 2018, respectively. All produced and licensed content is classified as a long-term asset, except for the portion of the unamortized content
balance that is expected to be amortized within one year which is classified as a current asset. 

Tax incentives that state and local governments offer that are directly measured based on production activities are recorded as reductions in production

costs.

Capital and Commercial Commitments

Indebtedness

We have several debt instruments outstanding within our corporate structure. We incurred senior bank debt as part of our 2017 Credit Facility in the
amount of $350.0 million that matures on the earlier of (i) April 18, 2023, or (ii) in the event such debt is not repaid or refinanced, 91 days prior to the
maturity of the Company’s 2022 Notes. We also have approximately $350.0 million outstanding in our 2022 Notes. Finally, on December 20, 2018, the
Company closed on a $192.0 million unsecured credit facility (the “2018 Credit Facility”) and the Company also closed on a $50.0 million loan secured by
our interest in the MGM National Harbor Casino (the “MGM National Harbor Loan”). See “Liquidity and Capital Resources.” See the current balances
outstanding in the “Type of Debt” section as part of the “Liquidity and Capital Resources” section above.

Lease obligations

We have non-cancelable operating leases for office space, studio space, broadcast towers and transmitter facilities that expire over the next 12 years.

44

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
Operating Contracts and Agreements

We have other operating contracts and agreements including employment contracts, on-air talent contracts, severance obligations, retention bonuses,
consulting agreements, equipment rental agreements, programming related agreements, and other general operating agreements that expire over the next six
years.

Royalty Agreements

Musical works rights holders, generally songwriters and music publishers, have been traditionally represented by performing rights organizations, such
as the American Society of Composers, Authors and Publishers (“ASCAP”), Broadcast Music, Inc. (“BMI”) and SESAC, Inc. (“SESAC”).  The market for
rights relating to musical works is changing rapidly. Songwriters and music publishers have withdrawn from the traditional performing rights organizations,
particularly  ASCAP  and  BMI,  and  new  entities,  such  as  Global  Music  Rights,  Inc.  (“GMR”),  have  been  formed  to  represent  rights  holders.  These
organizations negotiate fees with copyright users, collect royalties and distribute them to the rights holders.  We have arrangements with ASCAP, SESAC
and GMR, and are in negotiations with BMI for a new agreement. If we are unable to reach an agreement with BMI, a court will determine the royalty we
will be required to pay BMI.  

Reach Media Redeemable Noncontrolling Interest Shareholders’ Put Rights

Beginning on January 1, 2018, the noncontrolling interest shareholders of Reach Media have had an annual right to require Reach Media to purchase
all or a portion of their shares at the then current fair market value for such shares (the “Put Right”).  This annual right is exercisable for a 30-day period
beginning January 1 of each year. The purchase price for such shares may be paid in cash and/or registered Class D common stock of Urban One, at the
discretion of Urban One. The noncontrolling interest shareholders of Reach Media did not exercise their Put Right for the 30-day period ending January 30,
2020.  Management,  at  this  time,  cannot  reasonably  determine  the  period  when  and  if  the  put  right  will  be  exercised  by  the  noncontrolling  interest
shareholders.

Contractual Obligations Schedule

The following table represents our scheduled contractual obligations as of December 31, 2019:

Contractual Obligations

2020

2021

2022

2023
(In thousands)

2024

2025 and
Beyond    

Total

Payments Due by Period

7.375% Senior Subordinated Notes(1)
2017 Credit facility(2)
2018 Credit facility(2)
Other operating contracts/agreements(3)
Operating lease obligations
MGM National Harbor Loan
Total

  $

25,813    $
21,623     
43,182     
66,515     
12,845     
5,866     

—    $
24,633      316,363     
—     
11,171     
8,750     
—     
  $ 175,844    $ 135,229    $ 615,030    $ 336,284    $

25,813    $ 357,529    $
24,907     
37,117      140,471     
17,093     
30,054     
10,278     
11,234     
65,026     
6,104     

—    $
—     
—     
10,213     
7,578     
—     
17,791    $

—    $ 409,155 
387,526 
—     
220,770 
—     
169,217 
34,171     
59,175 
8,490     
76,996 
—     
42,661    $ 1,322,839 

(1)

Includes interest obligations based on effective interest rates on senior secured notes outstanding as of December 31, 2019.

(2)

Includes interest obligations based on effective interest rate, and projected interest expense on credit facilities outstanding as of December 31, 2019.

(3)

Includes employment contracts (including the Employment Agreement Award), severance obligations, on-air talent contracts, consulting agreements,
equipment  rental  agreements,  programming  related  agreements,  and  other  general  operating  agreements.  Also  includes  contracts  that  our  cable
television segment has entered into to acquire entertainment programming rights and programs from distributors and producers.  These contracts relate
to their content assets as well as prepaid programming related agreements.

Of the total amount of other operating contracts and agreements included in the table above, approximately $110.1 million has not been recorded on
the balance sheet as of December 31, 2019, as it does not meet recognition criteria. Approximately $14.7 million relates to certain commitments for content
agreements  for  our  cable  television  segment,  approximately  $18.7  million  relates  to  employment  agreements,  and  the  remainder  relates  to  other
agreements.

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
Off-Balance Sheet Arrangements

On February 24, 2015, the Company entered into a letter of credit reimbursement and security agreement. On October 8, 2019, the Company entered
into an amendment to its letter of credit reimbursement and security agreement and extended the term to October 8, 2024. As of December 31, 2019, the
Company had letters of credit totaling $848,000 under the agreement. Letters of credit issued under the agreement are required to be collateralized with
cash.  

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

Not required for smaller reporting companies.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The consolidated financial statements of Urban One required by this item are filed with this report on Pages F-1 to F-40.

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None.

ITEM 9A. CONTROLS AND PROCEDURES

(a) Evaluation of disclosure controls and procedures

We have carried out an evaluation, under the supervision and with the participation of our Chief Executive Officer (“CEO”) and the Chief Financial
Officer  (“CFO”),  of  the  effectiveness  of  the  design  and  operation  of  our  disclosure  controls  and  procedures  as  of  the  end  of  the  period  covered  by  this
report. Based on this evaluation, our CEO and CFO concluded that as of such date, our disclosure controls and procedures are ineffective in timely alerting
them to material information required to be included in our periodic SEC reports. Disclosure controls and procedures, as defined in Rules 13a-15(e) and
15d-15(e) under the Exchange Act, are controls and procedures that are designed to ensure that information required to be disclosed in our reports filed or
submitted under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms.

In designing and evaluating the disclosure controls and procedures, our management recognized that any controls and procedures, no matter how well
designed  and  operated,  can  only  provide  reasonable  assurance  of  achieving  the  desired  control  objectives  and  management  necessarily  was  required  to
apply its judgment in evaluating the cost-benefit relationship of possible controls and procedures. Our disclosure controls and procedures are designed to
provide a reasonable level of assurance of reaching our desired disclosure controls objective. Based on this evaluation, our CEO and CFO concluded that as
of such date, our disclosure controls and procedures are ineffective in timely alerting them to material information required to be included in our periodic
SEC reports due to deficiencies in the review controls over the preparation of the consolidated financial statements and the review of the tax provision.

Notwithstanding the identified material weaknesses, management believes that the consolidated financial statements and related financial information
included  in  this  Form  10-K  fairly  present  in  all  material  respects  our  financial  condition,  results  of  operations  and  cash  flows  as  of  and  for  the  periods
presented. Management's belief is based on a number of factors, including the remediation actions described below.

(b) Management’s report on internal control over financial reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as defined in Exchange Act Rule
13a-15(f).  Under  the  supervision  and  with  the  participation  of  our  management,  including  our  CEO  and  CFO,  we  conducted  an  evaluation  of  the
effectiveness  of  our  internal  control  over  financial  reporting.  Internal  control  over  financial  reporting  cannot  provide  absolute  assurance  of  achieving
financial reporting objectives because of its inherent limitations. Internal control over financial reporting is a process that involves human diligence and
compliance  and  is  subject  to  lapses  in  judgment  and  breakdowns  resulting  from  human  failures.  Internal  control  over  financial  reporting  also  can  be
circumvented by collusion or improper management override. Because of such limitations, there is a risk that material misstatements may not be prevented
or detected on a timely basis by internal control over financial reporting. However, these inherent limitations are known features of the financial reporting
process. Therefore, it is possible to design into the process safeguards to reduce, though not eliminate, this risk.

Identification of Material Weaknesses

During the three month period ended March 31, 2019, the Company previously recorded a non-cash tax provision adjustment of approximately $3.4
million relating to the fourth quarter of 2018. The Company determined that correcting the error in the three month period ended March 31, 2019 materially
misstated the statement of operations for this period. As a result, management determined that the Company did not maintain effective internal controls
over its evaluation and review of the correction of the out of period adjustments in its interim financial statements.

46

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
During the three month period ended September 30, 2019, management determined that we did not design and maintain effective controls over the
completeness and accuracy of the balances of the income tax related accounts. Specifically, the Company’s monitoring and control activities related to i)
accounting  for  deferred  tax  assets  and  liabilities  and  ii)  uncertain  tax  positions  were  not  operating  effectively.  As  a  result  of  this  material  weakness,
adjustments to the deferred income taxes and income tax provision as of and for the three month period ended September 30, 2019 were identified.

During the three month period ended December 31, 2019, management determined that we did not design and maintain effective controls over the
adoption of ASC 842 right of use assets and lease liability accounts and related lease accounting activity. This deficiency represents a material weakness in
the Company’s internal controls over financial reporting at December 31, 2019. As a result of this material weakness, adjustments were made to revise
previously reported operating income and interest expense for each quarter during 2019 and to adjust the right of use assets and lease liabilities as of and
for the three month period ended December 31, 2019.

These material weaknesses could result in misstatements of the aforementioned accounts and disclosures that would result in a material misstatement

of the consolidated financial statements that would not be prevented or detected.

Remediation Actions

During the quarter ended December 31, 2019, we have taken the following actions to remediate these material weaknesses:

·

·

·

·

·

Strengthened the Finance and Accounting functions and engaged additional resources with the appropriate depth of experience for our Finance
and Accounting departments

Implemented a required senior management, legal and accounting review to specifically address all disclosures and related financial information

Strengthened the existing internal controls related to estimating and accounting for deferred income taxes and determining the effective tax rate

Implemented specific review procedures designed to enhance our income tax monitoring control

Strengthened our current income tax control activities with improved documentation standards, technical oversight and training

We have substantially completed the remediation activities as of the date of this report and believe that we have strengthened our controls to address
the  identified  material  weaknesses.  However,  control  weaknesses  are  not  considered  remediated  until  new  internal  controls  have  been  operational  for  a
period of time, are tested, and management concludes that these controls are operating effectively. We expect to complete the remediation process in 2020.

Under the supervision and with the participation of our Chief Executive Officer and Chief Financial Officer, our management conducted an assessment
of the effectiveness of internal control over financial reporting as of December 31, 2019 based on the criteria established in Internal Control - Integrated
Framework,  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (2013  framework).  Based  on  this  assessment,  our
management has concluded that our internal control over financial reporting was ineffective as of December 31, 2019.

This Form 10-K does not include an attestation report of our Company’s independent registered public accounting firm regarding internal control over
financial reporting. As we are a non-accelerated filer, management’s report was not subject to attestation by the Company’s independent registered public
accounting firm.

(c) Changes in internal control over financial reporting

Except for the material weaknesses and remediation actions described above, there were no changes in our internal control over financial reporting
during the year ended December 31, 2019 that have materially affected, or are reasonably likely to materially affect, our internal control over financial
reporting.

ITEM 9B. OTHER INFORMATION

None.

47

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

PART III

The information with respect to directors and executive officers required by this Item 10 is incorporated into this report by reference to the information
set forth under the caption “Nominees for Class A Directors,” “Nominees for Other Directors,” “Code of Conduct,” and “Executive Officers” in our proxy
statement for the 2019 Annual Meeting of Stockholders, which is expected to be filed with the Commission within 120 days after the close of our fiscal
year. 

ITEM 11. EXECUTIVE COMPENSATION

The information required by this Item 11 is incorporated into this report by reference to the information set forth under the caption “Compensation of

Directors and Executive Officers” in our proxy statement.

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER
MATTERS

The  information  required  by  this  Item  12  is  incorporated  into  this  report  by  reference  to  the  information  set  forth  under  the  caption  “Principal

Stockholders” in our proxy statement. 

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

The  information  required  by  this  Item  13  is  incorporated  into  this  report  by  reference  to  the  information  set  forth  under  the  caption  “Certain

Relationships and Related Transactions” in our proxy statement.

ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES

The information required by this Item 14 is incorporated into this report by reference to the information set forth under the caption “Audit Fees” in our

proxy statement.

48

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)(1) Financial Statements

PART IV

The following financial statements required by this item are submitted in a separate section beginning on page F-1 of this report:

Report of Independent Registered Public Accounting Firm – Consolidated Financial Statements

Consolidated Balance Sheets as of December 31, 2019 and 2018

Consolidated Statements of Operations for the years ended December 31, 2019 and 2018

Consolidated Statements of Comprehensive Income for the years ended December 31, 2019 and 2018

Consolidated Statements of Changes in Stockholders’ Equity for the years ended December 31, 2019 and 2018

Consolidated Statements of Cash Flows for the years ended December 31, 2019 and 2018

Notes to the Consolidated Financial Statements

Schedule II — Valuation and Qualifying Accounts

Schedules  other  than  those  listed  above  have  been  omitted  from  this  Form  10-K  because  they  are  not  required,  are  not  applicable,  or  the  required

information is included in the financial statements and notes thereto.

(a)(2) EXHIBITS AND FINANCIAL STATEMENTS:   The following exhibits are filed as part of this Annual Report, except for Exhibits 32.1 and

32.2, which are furnished, but not filed, with this Annual Report.

Exhibit
Number

3.1

3.1.1

3.2

3.3

3.4

3.5

3.6

3.7

3.8

3.9

Description
  Amended and Restated Certificate of Incorporation of Urban Inc., dated as of May 4, 2000, as filed with the State of Delaware on May 9,

2000 (incorporated by reference to Exhibit 3.1 to Urban One’s Quarterly Report on Form 10-Q for the period ended March 31, 2000).

  Certificate of Amendment, dated as of April 25, 2017, of the Amended and Restated Certificate of Incorporation of Urban One, Inc., dated
as  of  April  25,  2017,  as  filed  with  the  State  of  Delaware  on  April  25,  2017  (incorporated  by  reference  to  Exhibit  3.1  to  Urban  One’s
Current Report on Form 8-K filed May 8, 2017).

  Amended and Restated By-laws of Urban One, Inc. amended as of August 7, 2009 (incorporated by reference to Exhibit 3.1 to Urban

One’s Current Report on Form 8-K filed May 8, 2017).

  Certificate  of  Conversion  of  Bell  Broadcasting  Company  into  Bell  Broadcasting  Company  LLC  (incorporated  by  reference    to  Exhibit

3.13 to Urban One’s Annual Report on Form 10-K, filed March 14, 2016).

  Articles of Organization of Blue Chip Broadcasting Licenses, Ltd. (incorporated by reference to Exhibit 3.32 to Urban One’s Registration

Statement on Form S-4, filed August 5, 2005).

  Operating Agreement of Blue Chip Broadcasting Licenses, Ltd. (incorporated by reference to Exhibit 3.60 to Urban One’s Registration

Statement on Form S-4, filed August 5, 2005).

  Articles  of  Organization  of  Blue  Chip  Broadcasting,  Ltd.  (incorporated  by  reference  to  Exhibit  3.30  to  Urban  One’s  Registration

Statement on Form S-4, filed August 5, 2005).

  Amended and Restated Operating Agreement of Blue Chip Broadcasting, Ltd. (incorporated by reference to Exhibit 3.59 to Urban One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate of Formation of Charlotte Broadcasting, LLC (incorporated by reference to Exhibit 3.18 to Urban One’s Registration Statement

on Form S-4, filed August 5, 2005).

  Limited  Liability  Company  Agreement  of  Charlotte  Broadcasting,  LLC  (incorporated  by  reference  to  Exhibit  3.53  to  Urban  One’s

Registration Statement on Form S-4, filed August 5, 2005).

3.10

  Certificate of Formation of Distribution One, LLC. (incorporated by reference  to Exhibit 3.15 to  Urban One’s Registration Statement on

Form S-4, filed February 9, 2011).

49

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
3.11

3.12

3.13

3.14

3.15

3.16

3.17

3.18

3.19

3.20

3.21

3.22

3.23

3.24

3.25

3.26

3.27

3.28

3.29

3.30

3.31

3.32

3.33

3.34

3.35

3.36

3.37

3.38

3.39

  Limited Liability Company Agreement of Distribution One, LLC. (incorporated by reference to Exhibit 3.16 to Urban One’s Registration

Statement on Form S-4, filed February 9, 2011).

  Articles  of  Incorporation  of  Interactive  One,  Inc.  (incorporated  by  reference  to  Exhibit  3.19  to  Urban  One’s  Registration  Statement  on

Form S-4, filed February 9, 2011).

  Bylaws  of  Interactive  One,  Inc.  (incorporated  by  reference  to  Exhibit  3.20  to  Urban  One’s  Registration  Statement  on  Form  S-4,  filed

February 9, 2011).

  Certificate of Formation of Interactive One, LLC. (incorporated by reference to Exhibit 3.21 to Urban One’s Registration Statement on

Form S-4, filed February 9, 2011).

  Limited Liability Company Agreement of Interactive One, LLC. (incorporated by reference to Exhibit 3.22 to Urban One’s Registration

Statement on Form S-4, filed February 9, 2011).

  Certificate  of  Incorporation  of  New  Mableton  Broadcasting  Corporation  (incorporated  by  reference  to  Exhibit  3.43  to  Urban  One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Bylaws of New Mableton Broadcasting Corporation (incorporated by reference to Exhibit 3.70 to Urban One’s Registration Statement on

Form S-4, filed August 5, 2005).

  Certificate of Conversion of Radio One Cable Holdings, Inc.to Radio One Cable Holdings, LLC. (incorporated by reference to Exhibit

3.19 to Urban One’s Annual Report on Form 10-K, filed February 17, 2015).

  Certificate of Conversion of formation of Radio One Cable Holdings, LLC. (incorporated by reference to Exhibit 3.20 to Urban One’s

Annual Report on Form 10-K, filed February 17, 2015).

  Certificate  of  Formation  of  Radio  One  Distribution  Holdings,  LLC.  (incorporated  by  reference  to  Exhibit  3.27  to  Urban  One’s

Registration Statement on Form S-4, filed February 9, 2011).

  Limited Liability Company Agreement of Radio One Cable Holdings, LLC. (incorporated by reference to Exhibit 3.20 to Urban One’s

Annual Report on Form 10-K, filed February 17, 2015).

  Limited  Liability  Company  Agreement  of  Radio  One  Distribution  Holdings,  LLC  (incorporated  by  reference  to  Exhibit  3.28  to  Urban

One’s Registration Statement on Form S-4, filed February 9, 2011).

  Certificate of Formation of Radio One Licenses, LLC (incorporated by reference to Exhibit 3.3 to Urban One’s Registration Statement on

Form S-4, filed August 5, 2005).

  Limited  Liability  Company  Agreement  of  Radio  One  Licenses,  LLC  (incorporated  by  reference  to  Exhibit  3.46  to  Urban  One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate  of  Formation  of  Radio  One  Media  Holdings,  LLC  (incorporated  by  reference  to  Exhibit  3.44  to  Urban  One’s  Registration

Statement on Form S-4, filed August 5, 2005).

  Limited Liability Company Agreement of Radio One Media Holdings, LLC (incorporated by reference to Exhibit 3.71 to Urban One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate of Formation of Radio One of Boston Licenses, LLC (incorporated by reference to Exhibit 3.23 to Urban One’s Registration

Statement on Form S-4, filed August 5, 2005).

  Limited Liability Company Agreement of Radio One of Boston Licenses, LLC (incorporated by reference to Exhibit 3.56 to Urban One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate  of  Formation  of  Radio  One  of  Charlotte,  LLC  (incorporated  by  reference  to  Exhibit  3.15  to  Urban  One’s  Registration

Statement on Form S-4, filed August 5, 2005).

  Limited  Liability  Company  Agreement  of  Radio  One  of  Charlotte,  LLC  (incorporated  by  reference  to  Exhibit  3.51  to  Urban  One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate of Formation of Radio One of Detroit, LLC (incorporated by reference to Exhibit 3.9 to Urban One’s Registration Statement on

Form S-4, filed August 5, 2005).

  Limited  Liability  Company  Agreement  of  Radio  One  of  Detroit,  LLC  (incorporated  by  reference  to  Exhibit  3.48  to  Urban  One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate of Limited Partnership of Radio One of Indiana, L.P. (incorporated by reference to Exhibit 3.35 to Urban One’s Registration

Statement on Form S-4, filed August 5, 2005).

  Limited  Partnership  Agreement  of  Radio  One  of  Indiana,  L.P.  (incorporated  by  reference  to  Exhibit  3.63  to  Urban  One’s  Registration

Statement on Form S-4, filed August 5, 2005).

  Certificate of Formation of Radio One of Indiana, LLC (incorporated by reference to Exhibit 3.38 to Urban One’s Registration Statement

on Form S-4, filed August 5, 2005).

  Limited  Liability  Company  Agreement  of  Radio  One  of  Indiana,  LLC  (incorporated  by  reference  to  Exhibit  3.66  to  Urban  One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate of Formation of Radio One of North Carolina, LLC (incorporated by reference to Exhibit 3.20 to Urban One’s Registration

Statement on Form S-4, filed August 5, 2005).

  Limited Liability Company Agreement of Radio One of North Carolina, LLC (incorporated by reference to Exhibit 3.54 to Urban One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate of Formation of Radio One of Texas II, LLC (incorporated by reference to Exhibit 3.37 to Urban One’s Registration Statement

on Form S-4, filed August 5, 2005).

50

 
  
 
 
 
3.40

3.41

3.42

3.43

3.44

3.45

3.46

3.47

3.48

3.49

3.50

3.51

3.52

3.53

3.54

3.55

4.1

4.2

4.3 

4.4

4.5

4.6

4.7
10.1

10.2

10.3

10.4

  Limited  Liability  Company  Agreement  of  Radio  One  of  Texas  II,  LLC  (incorporated  by  reference  to  Exhibit  3.65  to  Urban  One’s

Registration Statement on Form S-4, filed August 5, 2005).

  Certificate  of  Formation  of  Satellite  One,  L.L.C.  (incorporated  by  reference  to  Exhibit  3.39  to  Urban  One’s  Registration  Statement  on

Form S-4, filed August 5, 2005).

  Limited Liability Company Agreement of Satellite One, L.L.C. (incorporated by reference to Exhibit 3.67 to Urban One’s Registration

Statement on Form S-4, filed August 5, 2005).

  Certificate of Formation of IO Acquisition Sub, LLC (incorporated by reference to Exhibit 3.46 to Urban One’s Annual Report on Form

10-K, filed February 17, 2015).

  Certificate of Amendment to Certificate of Formation of BossipMadameNoire, LLC (incorporated by reference to Exhibit 3.3 to Urban

One’s Current Report on Form 8-K, filed May 8, 2017).

  Limited  Liability  Company  Agreement  of  BossipMadameNoire,  LLC  (formerly  IO  Acquisition  Sub  and  incorporated  by  reference  to

Exhibit 3.47 to Urban One’s Annual Report on Form 10-K, filed February 17, 2015).

  Certificate of Formation of Radio One Urban Network Holdings, LLC (incorporated by reference to Exhibit 3.48 to Urban One’s Annual

Report on Form 10-K, filed February 17, 2015).

  Limited Liability Company Agreement of Radio One Urban Network Holdings, LLC (incorporated by reference to Exhibit 3.49 to Urban

One’s Annual Report on Form 10-K, filed February 17, 2015).

  Certificate of Formation of Radio One Entertainment Holdings, LLC (incorporated by reference to Exhibit 3.50 to Urban One’s Annual

Report on Form 10-K, filed February 17, 2015).

  Amended and Restated Limited Liability Company Agreement of Radio One Entertainment Holdings, LLC (incorporated by reference to

Exhibit 3.49 to Urban One’s Annual Report on Form 10-K, filed March 18, 2019).

  Certificate  of  Conversion  of  Gaffney  Broadcasting,  LLC  (incorporated  by  reference  to  Exhibit  3.52  to  Urban  One’s  Annual  Report  on

Form 10-K, filed February 17, 2015).

  Certificate of Incorporation of Reach Media, Inc. (incorporated by reference to Exhibit 3.53 to Urban One’s Annual Report on Form 10-K,

filed February 17, 2015).

  Bylaws of Reach Media, Inc. (incorporated by reference to Exhibit 3.54 to Urban One’s Annual Report on Form 10-K, filed February 17,

2015).

  Certificate of Formation of RO One Solution, LLC (incorporated by reference to Exhibit 3.54 to Urban One’s Annual Report on Form 10-

K, filed March 14, 2016).

  Certificate of Formation of Urban One Entertainment SPV, LLC (incorporated by reference to Exhibit 3.54 to Urban One’s Annual Report

on Form 10-K, filed March 18, 2019).

  Amended  and  Restated  Limited  Liability  Company  Agreement  of  Urban  One  Entertainment  SPV,  LLC  (incorporated  by  reference  to

Exhibit 3.55 to Urban One’s Annual Report on Form 10-K, filed March 18, 2019).

  Indenture, dated as of April 17, 2015, among  Radio One, Inc., the guarantors named therein and Wilmington Trust, National Association,
as trustee, relating to the 7.375% Senior Secured Notes due 2022 (incorporated by reference to Exhibit 4.1 to Urban One’s Current Report
on Form 8-K filed April 23, 2015). 

  Indenture,  dated  as  of  February  10,  2014,  among    Radio  One,  Inc.,  the  guarantors  named  therein  and  Wilmington  Trust,  National
Association,  as  trustee,  relating  to  the  9.25%  Senior  Subordinated  Notes  due  2020  (incorporated  by  reference  to  Exhibit  4.1  to  Urban
One’s Current Report on Form 8-K filed February 10, 2014). 

  Supplemental Indenture dated as of April 30, 2014, among Gaffney Broadcasting, Incorporated, a subsidiary of Radio One, Inc., Radio
One, Inc., the other Guarantors and Wilmington Trust, National Association, as trustee under the Indenture (incorporated by reference to
Exhibit 4.13 to Urban One’s Quarterly Report on Form 10-Q filed May 9, 2014). 

  Second Supplemental Indenture dated as of February 13, 2015, among Radio One Urban Network Holdings, LLC, a Delaware limited
liability  company,  IO  Acquisition  Sub,  LLC,  a  Delaware  limited  liability  company,  each  a  subsidiary  of  Radio  One,  Inc.,  the  other
Guarantors and Wilmington Trust, National Association, as trustee under the Indenture. (incorporated by reference to Exhibit 4.4 to Urban
One’s Annual Report on Form 10-K, filed February 17, 2015).

  Third Supplemental Indenture dated as of March 26, 2015 (this “Supplemental Indenture”), by and between Radio One, Inc., a Delaware
corporation  (the  “Company”),  the  Other  Guarantors  and  Wilmington  Trust,  National  Association,  as  trustee  under  the  Indenture
(incorporated by reference to Exhibit 4.12 to Urban One’s Current Report on Form 8-K filed April 1, 2015). 

  Fourth Supplemental Indenture dated as of April 17, 2015, among TV One, LLC, Radio One, Inc., the other Guarantors and Wilmington
Trust, National Association, as trustee under the Indenture (incorporated by reference to Exhibit 4.23 to Urban One’s Current Report on
Form 8-K filed April 23, 2015). 

  Description of Registrant's Securities*
  Amended and Restated Stockholders Agreement dated as of September 28, 2004 among Catherine L. Hughes and Alfred C. Liggins, III

(incorporated by reference 4.1 Urban One’s Quarterly Report on Form 10-Q for the period ended June 30, 2005).

  Credit  Agreement,  dated  April  18,  2017,  by  and  among  Radio  One  Inc.,  Various  Lenders  and  Guggenheim  Securities  Credit  Partners,
LLC,  as  administrative  agent  (incorporated  by  reference  to  Exhibit  10.1  to  Urban  One’s  Current  Report  on  Form  8-K  filed  April  21,
2017).

  Amended and Restated Radio One, Inc. 2009 Stock Option and Restricted Stock Grant Plan (incorporated by reference to Urban One’s

Definitive Proxy on Schedule 14A filed October 3, 2013).

  Employment Agreement between Radio One, Inc. and Peter D. Thompson dated October 9, 2014 (incorporated by reference to Exhibit

10.12 to Urban One’s Current Report on Form 8-K filed November 4, 2014).

51

 
 
 
 
 
10.5

10.6

10.7

10.8

10.9

10.10

10.11

21.1
23.1
31.1
31.2
32.1

32.2

101

  Employment Agreement between Radio One, Inc. and Alfred C. Liggins, III dated April 16, 2008 (incorporated by reference to Exhibit

10.1 to Urban One’s Current Report on Form 8-K filed April 18, 2008).

  Terms  of  Employment  Agreement  between  Radio  One,  Inc.  and  Alfred  C.  Liggins,  III  approved  September  30,  2014  (incorporated  by

reference to Item 5.02 of Urban One’s Current Report on Form 8-K filed October 6, 2014).

  Employment Agreement between Radio One, Inc. and Catherine L. Hughes dated April 16, 2008 (incorporated by reference to Exhibit

10.1 to Urban One’s Current Report on Form 8-K filed April 18, 2008).

  Terms  of  Employment  Agreement  between  Radio  One,  Inc.  and  Catherine  L.  Hughes  approved  September  30,  2014  (incorporated  by

reference to Item 5.02 of Urban One’s Current Report on Form 8-K filed October 6, 2014).

  Credit Agreement, dated as of April 21, 2016, among Radio One, Inc., the lenders party thereto from time to time and Wells Fargo Bank
National Association, as administrative agent (incorporated by reference to Exhibit 10.1 to Urban One’s Current Report on Form 8-K filed
April 27, 2016).

  Extension Agreement attaching to and made a part of Employment Agreement by and between Radio One, Inc. and Peter D. Thompson

(incorporated by reference to Exhibit 10.1 to Urban One’s Current Report on Form 8-K filed April 27, 2016).

  Credit Agreement, dated December 4, 2018 by and among Urban One Inc., various lenders and, Wilmington Trust, National Association
as administrative agent and TCG Senior Funding L.L.C, as sole lead arranger and sole bookrunner (incorporated by reference to Exhibit
10.1 to Urban One’s Current Report on Form 8-K filed December 10, 2018).

  Subsidiaries of Urban One, Inc.*
  Consent of BDO USA, LLP *
  Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.*
  Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. *
  Certification of Chief Executive Officer pursuant to 18 U.S.C § 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of

2002.*

  Certification of Chief Financial Officer pursuant to 18 U.S.C § 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of

2002. *

  Financial information from the Annual Report on Form 10-K for the year ended December 31, 2019, formatted in XBRL.*

*Indicates document filed herewith.

ITEM 16. FORM 10-K SUMMARY

None. 

52

 
 
 
 
 
 
  
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this

report to be signed on its behalf by the undersigned, thereunto duly authorized on April 29, 2020.

SIGNATURES

URBAN ONE, INC.

/s/ Peter D. Thompson

By:
Name: Peter D. Thompson
Title: Chief Financial Officer and Principal Accounting Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, this report has been signed below by the following persons

on behalf of the registrant in the capacities indicated on April 29, 2020.

By: 

/s/  Catherine L. Hughes

Name:  Catherine L. Hughes

Title:  Chairperson, Director and Secretary

By: 

/s/  Alfred C. Liggins, III

Name:  Alfred C. Liggins, III

Title:  Chief Executive Officer, President and Director

By: 

/s/  Terry L. Jones

Name:  Terry L. Jones

Title:  Director

By: 

/s/  Brian W. McNeill

Name:  Brian W. McNeill

Title:  Director

By: 

/s/  D. Geoffrey Armstrong

Name:  D. Geoffrey Armstrong

Title:  Director

53

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm

Shareholders and Board of Directors
Urban One, Inc.
Silver Spring, Maryland

Opinion on the Consolidated Financial Statements

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Urban  One,  Inc.  (the  “Company”)  as  of  December  31,  2019  and  2018,  the  related
consolidated  statements  of  operations  and  comprehensive  income,  stockholders’  equity,  and  cash  flows  for  each  of  the  two  years  in  the  period  ended
December 31, 2019, and the related notes and schedule (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated
financial statements present fairly, in all material respects, the financial position of the Company at December 31, 2019 and 2018, and the results of its
operations and its cash flows for each of the two years in the period ended December 31, 2019, in conformity with accounting principles generally accepted
in the United States of America.

Change in Accounting Principle

As discussed in Note 1 to the consolidated financial statements, the Company has changed its method of accounting for leases as of January 1, 2019 due to
adoption of Accounting Standards Codification (ASC) 842, Leases. 

Emphasis of Matter

As more fully described in Note 16 to the consolidated financial statements, the Company may be materially impacted by the novel strain Coronavirus
(COVID-19) which was declared a global pandemic by the World Health Organization in March 2020.

Basis for Opinion

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s
consolidated financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board
(United States) (“PCAOB”) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable
assurance  about  whether  the  consolidated  financial  statements  are  free  of  material  misstatement,  whether  due  to  error  or  fraud.  The  Company  is  not
required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part of our audits we are required to obtain an
understanding of internal control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal
control over financial reporting. Accordingly, we express no such opinion.

Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether due to error or
fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and
disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by
management, as well as evaluating the overall presentation of the consolidated financial statements. We believe that our audits provide a reasonable basis
for our opinion.

/s/ BDO USA, LLP

We have served as the Company's auditor since 2016.

McLean, Virginia
April 29, 2020

F-1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS

ASSETS

CURRENT ASSETS:
Cash and cash equivalents
Restricted cash
Trade accounts receivable, net of allowance for doubtful accounts of $7,416 and $8,249, respectively
Prepaid expenses
Current portion of content assets
Other current assets

  $

Total current assets

CONTENT ASSETS, net
PROPERTY AND EQUIPMENT, net
GOODWILL
RIGHT OF USE ASSETS
RADIO BROADCASTING LICENSES
OTHER INTANGIBLE ASSETS, net
OTHER ASSETS

Total assets

  $
LIABILITIES, REDEEMABLE NONCONTROLLING INTERESTS AND STOCKHOLDERS’ EQUITY    
CURRENT LIABILITIES:
Accounts payable
Accrued interest
Accrued compensation and related benefits
Current portion of content payables
Current portion of lease liabilities
Other current liabilities
Current portion of long-term debt

  $

Total current liabilities

LONG-TERM DEBT, net of current portion, original issue discount and issuance costs
CONTENT PAYABLES, net of current portion
LONG-TERM LEASE LIABILITIES
OTHER LONG-TERM LIABILITIES
DEFERRED TAX LIABILITIES, net

Total liabilities

As of December 31,

2019

2018

(In thousands, except share
data)

33,073    $
473     
106,148     
11,261     
30,642     
4,442     
186,039     
70,121     
24,393     
239,772     
44,922     
582,697     
58,212     
43,763     
1,249,919    $

5,919    $
9,094     
10,903     
14,804     
8,980     
25,393     
25,945     
101,038     
850,308     
14,826     
40,494     
25,054     
24,560     
1,056,280     

15,255 
635 
110,354 
9,775 
33,951 
3,229 
173,199 
77,266 
26,088 
245,572 
— 
600,134 
70,091 
45,059 
1,237,409 

7,331 
6,887 
15,033 
18,870 
— 
24,451 
38,706 
111,278 
873,757 
18,381 
— 
35,716 
12,904 
1,052,036 

REDEEMABLE NONCONTROLLING INTERESTS

10,564     

10,232 

STOCKHOLDERS’ EQUITY:
Convertible preferred stock, $.001 par value, 1,000,000 shares authorized; no shares outstanding at December  31,

2019 and 2018

Common stock — Class A, $.001 par value, 30,000,000 shares authorized; 1,582,375 and 1,637,472 shares issued

and outstanding as of December 31, 2019 and 2018, respectively

Common stock — Class B, $.001 par value, 150,000,000 shares authorized; 2,861,843 shares issued and

outstanding as of December 31, 2019 and 2018

Common stock — Class C, $.001 par value, 150,000,000 shares authorized; 2,928,906 shares issued and

outstanding as of December 31, 2019 and 2018

Common stock — Class D, $.001 par value, 150,000,000 shares authorized; 38,752,749 and 38,845,917 shares

issued and outstanding as of December 31, 2019 and 2018, respectively

Additional paid-in capital
Accumulated deficit

Total stockholders’ equity

Total liabilities, redeemable noncontrolling interests and stockholders’ equity

—     

2     

3     

3     

— 

2 

3 

3 

39     
979,834     
(796,806)    
183,075     
1,249,919    $

39 
978,628 
(803,534)
175,141 
1,237,409 

  $

The accompanying notes are an integral part of these consolidated financial statements. 

F-2

 
 
 
 
 
 
 
 
   
 
 
 
 
   
      
  
   
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
      
  
   
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
      
  
   
 
   
      
  
   
      
  
   
   
   
   
   
   
   
   
 
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF OPERATIONS

  For the Years Ended December 31, 

2019

2018

NET REVENUE
OPERATING EXPENSES:
Programming and technical, including stock-based compensation of $78 and $48, respectively
Selling, general and administrative, including stock-based compensation of $759 and $743, respectively
Corporate selling, general and administrative, including stock-based compensation of $3,947 and $3,920,
respectively
Depreciation and amortization
Impairment of long-lived assets
Total operating expenses
Operating income
INTEREST INCOME
INTEREST EXPENSE
LOSS ON RETIREMENT OF DEBT
OTHER INCOME, net
Income before provision for (benefit from) income taxes and noncontrolling interests in income of subsidiaries
PROVISION FOR (BENEFIT FROM) INCOME TAXES
CONSOLIDATED NET INCOME
NET INCOME ATTRIBUTABLE TO NONCONTROLLING INTERESTS
CONSOLIDATED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS

BASIC NET INCOME ATTRIBUTABLE  TO COMMON STOCKHOLDERS:
Net income attributable to common stockholders

DILUTED NET INCOME ATTRIBUTABLE  TO COMMON STOCKHOLDERS:
Net income attributable to common stockholders

WEIGHTED AVERAGE SHARES OUTSTANDING:
Basic

Diluted

(In thousands, except share data)  
439,098 

436,929    $

  $

128,804     
152,550     

40,894     
16,985     
10,600     
349,833     
87,096     
150     
81,400     
—     
(7,075)    
12,921     
10,864     
2,057     
1,132     
925    $

125,364 
149,710 

35,939 
33,189 
21,256 
365,458 
73,640 
240 
76,667 
1,809 
(8,002)
3,406 
(135,199)
138,605 
1,163 
137,442 

0.02    $

3.01 

0.02    $

2.86 

44,699,586     

45,647,696 

47,921,671     

48,000,957 

  $

  $

  $

The accompanying notes are an integral part of these consolidated financial statements.

F-3

 
 
 
 
 
 
   
 
 
 
   
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
      
  
   
      
  
 
   
      
  
   
      
  
 
   
      
  
   
      
  
   
 
   
      
  
   
 
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

COMPREHENSIVE INCOME
LESS: COMPREHENSIVE INCOME ATTRIBUTABLE TO NONCONTROLLING INTERESTS
COMPREHENSIVE INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS

For The Years Ended
December 31,

2019

2018

  $

  $

(In thousands)
2,057    $
1,132     
925    $

138,605 
1,163 
137,442 

The accompanying notes are an integral part of these consolidated financial statements.

F-4

 
 
 
 
 
 
 
 
   
 
 
 
 
   
    
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY
For The Years Ended December 31, 2018 and 2019

Convertible
Preferred
Stock

Common
Stock
Class A    

Common
Stock
Class B    

Common
Stock
Class C    

Common
Stock
Class D    

Additional
Paid-In
Capital

Accumulated
Deficit

Total  
Equity  

BALANCE, as of December 31, 2017

  $

—    $

2    $

(In thousands, except share data)
3    $

3    $

41    $ 983,582    $

(940,976)   $ 42,655 

Consolidated net income

—     

—     

—     

—     

—     

—     

137,442      137,442 

Stock-based compensation expense

—     

—     

—     

—     

2     

4,709     

—     

4,711 

Repurchase of 4,160 shares of Class A
common stock and repurchase of 3,989,822
shares of Class D common stock

—     

—     

—     

—     

(4)    

(8,164)    

—     

(8,168)

Repurchase of share-based equity awards

—     

—     

—     

—     

—     

(1,077)    

—     

(1,077)

Exercise of options for 63,190 shares of
common stock

Adjustment of redeemable noncontrolling
interests to estimated redemption value

—     

—     

—     

—     

—     

94     

—     

94 

—     

—     

—     

—     

—     

(516)    

—     

(516)

BALANCE, as of December 31, 2018
Consolidated net income

  $

—    $
—     

2    $
—     

3    $
—     

3    $
—     

39    $ 978,628    $
—     
—     

(803,534)   $ 175,141 
925 

925     

Stock-based compensation expense

—     

—     

—     

—     

2     

4,782     

—     

4,784 

Issuance of 978,844 shares of Class D
common stock

Repurchase of 54,896 shares of Class A
common stock and repurchase of 2,667,210
shares of Class D common stock

Exercise of options for 15,000 shares of
common stock

—     

—     

—     

—     

—     

2,108     

—     

2,108 

—     

—     

—     

—     

(2)    

(5,513)    

—     

(5,515)

—     

—     

—     

—     

—     

29     

—     

29 

Adoption of ASC 842

—     

—     

—     

—     

—     

—     

5,803     

5,803 

Adjustment of redeemable noncontrolling
interests to estimated redemption value

—     

—     

—     

—     

—     

(200)    

—     

(200)

BALANCE, as of December 31, 2019

  $

—    $

2    $

3    $

3    $

39    $ 979,834    $

(796,806)   $ 183,075 

The accompanying notes are an integral part of these consolidated financial statements.

F-5

 
 
 
 
 
   
   
   
 
 
 
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
  
   
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS

For the Years Ended 
December 31,

2019

2018

(In thousands)

CASH FLOWS FROM OPERATING ACTIVITIES:

Consolidated net income

  $

2,057    $

138,605 

Adjustments to reconcile consolidated net income to net cash from operating activities:
Depreciation and amortization
Amortization of debt financing costs
Amortization of content assets
Amortization of launch assets
Amortization of right of use assets
Deferred income taxes
Non-cash interest expense
Non-cash lease liability expense
Impairment of long-lived assets
Stock-based compensation
Loss on retirement of debt

Effect of change in operating assets and liabilities, net of assets acquired and disposed of:
Trade accounts receivable
Prepaid expenses and other current assets
Other assets
Accounts payable
Accrued interest
Accrued compensation and related benefits
Other liabilities
Payments for content assets
Payment of launch support
Net cash flows provided by operating activities
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of property and equipment
Proceeds from sale of radio station
Purchases of intangible assets
Acquisition of station and broadcasting assets
Net cash flows provided by investing activities
CASH FLOWS FROM FINANCING ACTIVITIES:
Proceeds from 2018 Credit Facility
Proceeds from MGM National Harbor Loan
Repayment of Comcast Note
Debt refinancing costs and original issue discount
Distribution of contingent consideration
Proceeds from exercise of stock options
Premium paid on repayment of long-term debt
Repayment of 2020 Notes
Payment of dividends to noncontrolling interest members of Reach Media
Repurchase of share-based equity awards
Repayment of 2018 Credit Facility
Repayment of 2017 Credit Facility
Repurchase of common stock
Net cash flows used in financing activities
INCREASE (DECREASE) IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, beginning of year
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, end of year

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for:
Interest
Income taxes, net of refunds

NON-CASH OPERATING, FINANCING AND INVESTING ACTIVITIES:
Right of use asset additions upon adoption of ASC 842
Lease liability additions upon adoption of ASC 842
Right of use asset and lease liability additions
Issuance of common stock

16,985     
3,895     
48,283     
1,027     
6,991     
10,269     
2,033     
5,682     
10,600     
4,784     
—     

4,206     
(4,280)    
(5,695)    
(1,412)    
2,207     
(4,130)    
453     
(45,450)    
—     
58,505     

(5,145)    
13,500     
—     
—     
8,355     

—     
—     
(11,872)    
—     
(658)    
29     
—     
(2,037)    
(1,000)    
—     
(24,854)    
(3,297)    
(5,515)    
(49,204)    
17,656     
15,890     
33,546    $

33,189 
2,885 
43,796 
422 
— 
(135,688)
— 
— 
21,256 
4,711 
1,809 

(1,411)
(1,806)
788 
(796)
(8,541)
6,385 
(9,900)
(45,475)
— 
50,229 

(4,428)
12,791 
(400)
(4,763)
3,200 

192,000 
50,000 
— 
(7,387)
(1,148)
94 
(2,133)
(271,855)
(2,227)
(1,077)
— 
(23,449)
(8,168)
(75,350)
(21,921)
37,811 
15,890 

73,255    $
136    $

82,258 
1,158 

49,803    $
54,113    $
1,300    $
2,108    $

— 
— 
— 
— 

  $

  $
  $

  $
  $
  $
  $

 
 
 
 
 
 
 
 
   
 
 
 
 
   
      
  
 
   
      
  
 
   
      
  
   
      
  
   
   
   
   
   
   
   
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
   
   
   
   
   
   
   
      
  
   
   
   
   
   
   
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
      
  
   
      
  
   
      
  
 
   
      
  
   
      
  
Purchases of property and equipment

  $

—    $

329 

The accompanying notes are an integral part of these consolidated financial statements.

F-6

 
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
December 31, 2019 and 2018

1.  ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES:

(a) Organization

Urban  One,  Inc.,  a  Delaware  corporation,  and  its  subsidiaries,  (collectively,  “Urban  One,”  the  “Company”,  “we”,  “our”  and/or  “us”)  is  an  urban-
oriented, multi-media company that primarily targets African-American and urban consumers. Our core business is our radio broadcasting franchise which
is  the  largest  radio  broadcasting  operation  that  primarily  targets  African-American  and  urban  listeners.  As  of  December  31,  2019,  we  owned  and/or
operated  60  broadcast  stations  (including  all  HD  stations,  translator  stations  and  the  low  power  television  station  we  operate)  located  in  15  of  the  most
populous  African-American  markets  in  the  United  States.  While  a  core  source  of  our  revenue  has  historically  been  and  remains  the  sale  of  local  and
national advertising for broadcast on our radio stations, our strategy is to operate the premier multi-media entertainment and information content provider
targeting  African-American  and  urban  consumers.  Thus,  we  have  diversified  our  revenue  streams  by  making  acquisitions  and  investments  in  other
complementary media properties. Our diverse media and entertainment interests include TV One, LLC (“TV One”), an African-American targeted cable
television network; our 80.0% ownership interest in Reach Media, Inc. (“Reach Media”) which operates the Rickey Smiley Morning Show and our other
syndicated  programming  assets,  including  the  Russ  Parr  Morning  Show  and  the  DL  Hughley  Show;  and  Interactive  One,  LLC  (“Interactive  One”),  our
wholly owned digital platform serving the African-American community through social content, news, information, and entertainment websites, including
its  Cassius  and  Bossip,  HipHopWired  and  MadameNoire  digital  platforms  and  brands.  We  also  hold  a  minority  ownership  interest  in  MGM  National
Harbor, a gaming resort located in Prince George’s County, Maryland. Through our national multi-media operations, we provide advertisers with a unique
and powerful delivery mechanism to the African-American and urban audiences.

On January 19, 2019, the Company launched CLEO TV, a lifestyle and entertainment network targeting Millennial and Gen X women of color. CLEO
TV offers quality content that defies negative and cultural stereotypes of today’s modern women. The results of CLEO TV’s operations will be reflected in
the Company’s cable television segment.

 Our core radio broadcasting franchise operates under the brand “Radio One.”  We also operate our other brands, such as TV One, Reach Media and
Interactive One, while developing additional branding reflective of our diverse media operations and targeting our African-American and urban audiences.

As  part  of  our  consolidated  financial  statements,  consistent  with  our  financial  reporting  structure  and  how  the  Company  currently  manages  its
businesses,  we  have  provided  selected  financial  information  on  the  Company’s  four  reportable  segments:  (i)  radio  broadcasting;  (ii)  Reach  Media;  (iii)
digital; and (iv) cable television. (See Note 15 – Segment Information.)

(b)  Basis of Presentation

The  consolidated  financial  statements  are  prepared  in  conformity  with  accounting  principles  generally  accepted  in  the  United  States  of  America
(“GAAP”) and require management to make certain estimates and assumptions. These estimates and assumptions may affect the reported amounts of assets
and  liabilities  and  the  disclosure  of  contingent  assets  and  liabilities  as  of  the  date  of  the  financial  statements.    The  Company  bases  these  estimates  on
historical experience, current economic environment or various other assumptions that are believed to be reasonable under the circumstances.  However,
continuing economic uncertainty and any disruption in financial markets increase the possibility that actual results may differ from these estimates. 

The  Company  previously  recorded  a  tax  provision  adjustment  related  to  deferred  tax  assets  of  approximately  $3.4  million  during  the  three  month
period ended March 31, 2019 relating to the fourth quarter of 2018. The Company determined that correcting the error in the three month period ended
March  31,  2019  and  six  month  period  ended  June  30,  2019  materially  misstated  the  statement  of  operations  for  those  periods  and  therefore  restated  its
previously reported March 31, 2019 and June 30, 2019 consolidated financial statements to correct this error. We revised retained earnings and long-term
deferred  tax  liabilities  as  of  December  31,  2018  by  approximately  $3.6  million  ($3.4  million  adjustment  discussed  above  in  addition  to  a  $200,000
adjustment  identified  during  the  third  quarter  of  2019  relating  to  the  December  31,  2018  period)  to  correct  the  prior  period  financial  statements.  The
financial statements as of and for the year ended December 31, 2018 were not restated as management determined that the impact of this error is immaterial
to  the  2018  consolidated  financial  statements  filed  in  our  2018  Form  10-K.  However,  the  December  31,  2018  balance  sheet,  statement  of  operations,
statement of comprehensive income and statement of cash flows for the year ended December 31, 2018 presented in these consolidated financial statements
has been revised to give effect to the correction of the immaterial error. 

During the fourth quarter of 2019, the Company revised the interest expense component of operating leases accounted for under ASC 842 from interest
expense into operating expenses. Operating income for the quarters ended March 31, 2019, June 30, 2019 and September 30, 2019 have been reclassified in
the amounts of approximately $1.3 million, $1.4 million and $1.4 million, respectively, to reflect the interest expense component of operating leases from
interest expense into operating expenses. The financial statements for the quarterly periods ended March 31, June 30 and September 30, 2019 were not
restated as management determined that the impact of this error is immaterial to the interim consolidated financial statements filed for each quarterly period
in 2019. These revisions had no effect on any other previously reported or consolidated net income or loss or any other statement of operations, balance
sheet or cash flow amounts.  (See Note 14 – Quarterly Financial Data).

(c)  Principles of Consolidation

The  consolidated  financial  statements  include  the  accounts  and  operations  of  Urban  One  and  subsidiaries  in  which  Urban  One  has  a  controlling
financial  interest,  which  is  generally  determined  when  the  Company  holds  a  majority  voting  interest.  All  significant  intercompany  accounts  and
transactions  have  been  eliminated  in  consolidation.  Noncontrolling  interests  have  been  recognized  where  a  controlling  interest  exists,  but  the  Company
owns less than 100% of the controlled entity.

(d)  Cash and Cash Equivalents

Cash  and  cash  equivalents  consist  of  cash  and  money  market  funds  at  various  commercial  banks  that  have  original  maturities  of  90  days  or  less.
Investments with contractual maturities of 90 days or less from the date of original purchase are classified as cash and cash equivalents. For cash and cash
equivalents, cost approximates fair value. 

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
F-7

 
 
 
(e)  Trade Accounts Receivable

Trade  accounts  receivable  are  recorded  at  the  invoiced  amount.  The  allowance  for  doubtful  accounts  is  the  Company’s  estimate  of  the  amount  of
probable losses in the Company’s existing accounts receivable portfolio. The Company determines the allowance based on the aging of the receivables, the
impact of economic conditions on the advertisers’ ability to pay and other factors. Inactive delinquent accounts that are past due beyond a certain amount of
days are written off and often pursued by other collection efforts. Bankruptcy accounts are immediately written off upon receipt of the bankruptcy notice
from the courts.

(f) Goodwill and Indefinite-Lived Intangible Assets (Primarily Radio Broadcasting Licenses)

In  connection  with  past  acquisitions,  a  significant  amount  of  the  purchase  price  was  allocated  to  radio  broadcasting  licenses,  goodwill  and  other
intangible assets. Goodwill consists of the excess of the purchase price over the fair value of tangible and identifiable intangible net assets acquired. In
accordance with Accounting Standards Codification (“ASC”) 350, “Intangibles - Goodwill and Other,” goodwill and other indefinite-lived intangible assets
are  not  amortized,  but  are  tested  annually  for  impairment  at  the  reporting  unit  level  and  unit  of  accounting  level,  respectively.  We  test  for  impairment
annually,  on  October  1  of  each  year,  or  more  frequently  when  events  or  changes  in  circumstances  or  other  conditions  suggest  impairment  may  have
occurred. Radio broadcasting license impairment exists when the asset carrying values exceed their respective fair values, and the excess is then recorded to
operations as an impairment charge. With the assistance of a third-party valuation firm, we test for radio broadcasting license impairment at the unit of
accounting level using the income approach, which involves, but is not limited to, judgmental estimates and assumptions about projected revenue growth,
future  operating  margins,  discount  rates  and  terminal  values.  In  testing  for  goodwill  impairment,  we  also  rely  primarily  on  the  income  approach  that
estimates the fair value of the reporting unit. We then perform a market-based analysis by comparing the average implied multiple arrived at based on our
cash flow projections and estimated fair values to multiples for actual recently completed sale transactions and by comparing the total of the estimated fair
values of our reporting units to the market capitalization of the Company. We recognize an impairment charge to operations in the amount that the reporting
unit’s carrying value exceeds its fair value. The impairment charge recognized cannot exceed the total amount of goodwill allocated to the reporting unit.

(g)  Impairment of Long-Lived Assets, Excluding Goodwill and Indefinite-Lived Intangible Assets

The  Company  accounts  for  the  impairment  of  long-lived  intangible  assets,  excluding  goodwill  and  other  indefinite-lived  intangible  assets,  in
accordance with ASC 360, “Property, Plant and Equipment.” Long-lived intangible assets, excluding goodwill and other indefinite-lived intangible assets,
are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset or group of assets may not be fully
recoverable. These events or changes in circumstances may include a significant deterioration in operating results, changes in business plans, or changes in
anticipated future cash flows. If an impairment indicator is present, the Company evaluates recoverability by a comparison of the carrying amount of the
asset or group of assets to future undiscounted net cash flows expected to be generated by the asset or group of assets. Assets are grouped at the lowest
levels for which there are identifiable cash flows that are largely independent of the cash flows generated by other asset groups. If the assets are impaired,
the impairment recognized is measured by the amount by which the carrying amount exceeds the fair value of the asset or group of assets. Fair value is
generally determined by estimates of discounted future cash flows. The discount rate used in any estimate of discounted cash flows would be the rate of
return for a similar investment of like risk. The Company reviewed these long-lived assets during 2019 and 2018 and concluded that no impairment to the
carrying value of these assets was required.  

(h)  Financial Instruments

Financial  instruments  as  of  December  31,  2019  and  December  31,  2018,  consisted  of  cash  and  cash  equivalents,  restricted  cash,  trade  accounts
receivable, asset-backed credit facility, long-term debt and redeemable noncontrolling interests. The carrying amounts approximated fair value for each of
these financial instruments as of December 31, 2019 and December 31, 2018, except for the Company’s long-term debt. The 9.25% Senior Subordinated
Notes,  which  were  due  in  February  2020  (the  “2020  Notes”)  had  a  carrying  value  of  approximately  $2.0  million  and  fair  value  of  approximately  $2.0
million as of December 31, 2018. On January 17, 2019, the Company announced that it had given the required notice under the indenture governing its
2020 Notes to redeem for cash all outstanding aggregate principal amount of its Notes to the extent outstanding on February 15, 2019.  On February 15,
2019,  the  remaining  2020  Notes  were  redeemed.  The  fair  values  of  the  2020  Notes,  classified  as  Level  2  instruments,  were  determined  based  on  the
trading values of these instruments in an inactive market as of the reporting date. The 7.375% Senior Secured Notes that are due in April 2022 (the “2022
Notes”) had a carrying value of approximately $350.0 million and fair value of approximately $344.8 million as of December 31, 2019. The 2022 Notes
had a carrying value of approximately $350.0 million and fair value of approximately $332.5 million as of December 31, 2018. The fair values of the 2022
Notes, classified as Level 2 instruments, were determined based on the trading values of these instruments in an inactive market as of the reporting date. On
April  18,  2017,  the  Company  closed  on  a  $350.0  million  senior  secured  credit  facility  (the  “2017  Credit  Facility”)  which  had  a  carrying  value  of
approximately $320.6 million and fair value of approximately $309.1 million as of December 31, 2019, and had a carrying value of approximately $323.9
million  and  fair  value  of  approximately  $305.8  million  as  of  December  31,  2018.  The  fair  value  of  the  2017  Credit  Facility,  classified  as  a  Level  2
instrument,  was  determined  based  on  the  trading  values  of  this  instrument  in  an  inactive  market  as  of  the  reporting  date.  On  December  20,  2018,  the
Company closed on a $192.0 million unsecured credit facility (the “2018 Credit Facility”) which had a carrying value of approximately $167.1 million and
fair  value  of  approximately  $170.5  million  as  of  December  31,  2019,  and  had  a  carrying  value  of  approximately  $192.0  million  and  fair  value  of
approximately $195.9 million as of December 31, 2018. The fair value of the 2018 Credit Facility, classified as a Level 2 instrument, was determined based
on the trading values of this instrument in an inactive market as of the reporting date. On December 20, 2018, the Company also closed on a $50.0 million
secured credit loan (the “MGM National Harbor Loan”) which had a carrying value of approximately $52.1 million and fair value of approximately $58.4
million as of December 31, 2019, and had a carrying value of approximately $50.1 million and fair value of approximately $56.1 million as of December
31, 2018. The fair value of the 2018 MGM National Harbor Loan, classified as a Level 2 instrument, was determined based on the trading values of this
instrument in an inactive market as of the reporting date. The senior unsecured promissory note in the aggregate principal amount of approximately $11.9
million (the “Comcast Note”) had a fair value and carrying value of approximately $11.9 million as of December 31, 2018. On February 15, 2019, the
Comcast Note was paid in full and retired. The fair value of the Comcast Note, classified as a Level 3 instrument, was determined based on the fair value of
a similar instrument as of the reporting date using updated interest rate information derived from changes in interest rates since inception to the reporting
date. There was no balance outstanding on the Company’s asset-backed credit facility (the “ABL Facility”) as of December 31, 2019 and December 31,
2018.

F-8

 
 
 
 
 
  
 
 
 
 
 
 
(i)  Derivative Financial Instruments

The Company recognizes all derivatives at fair value in the consolidated balance sheet as either an asset or liability. The accounting for changes in the
fair  value  of  a  derivative,  including  certain  derivative  instruments  embedded  in  other  contracts,  depends  on  the  intended  use  of  the  derivative  and  the
resulting designation. (See Note 8 – Derivative Instruments.)

(j)  Revenue Recognition

On January 1, 2018, the Company adopted ASC 606, “Revenue from Contracts with Customers” which requires that an entity recognize revenue to
depict  the  transfer  of  promised  goods  or  services  to  customers  in  an  amount  that  reflects  the  consideration  to  which  the  entity  expects  to  be  entitled  in
exchange  for  those  goods  or  services.  The  Company  elected  to  use  the  modified  retrospective  method,  but  the  adoption  of  the  standard  did  not  have  a
material impact to our financial statements. In general, our spot advertising (both radio and cable television) as well as our digital advertising continues to
be  recognized  when  aired  and  delivered.  For  our  cable  television  affiliate  revenue,  the  Company  grants  a  license  to  the  affiliate  to  access  its  television
programming  content  through  the  license  period,  and  the  Company  earns  a  usage  based  royalty  when  the  usage  occurs,  consistent  with  our  previous
revenue recognition policy. Finally, for event advertising, the performance obligation is satisfied at a point in time when the activity associated with the
event is completed.

Within  our  radio  broadcasting  and  Reach  Media  segments,  the  Company  recognizes  revenue  for  broadcast  advertising  at  a  point  in  time  when  a
commercial  spot  runs.  The  revenue  is  reported  net  of  agency  and  outside  sales  representative  commissions.  Agency  and  outside  sales  representative
commissions are calculated based on a stated percentage applied to gross billing. Generally, clients remit the gross billing amount to the agency or outside
sales  representative,  and  the  agency  or  outside  sales  representative  remits  the  gross  billing,  less  their  commission,  to  the  Company.  For  our  radio
broadcasting and Reach Media segments, agency and outside sales representative commissions were approximately $21.4 million and $25.5 million for the
years ended December 31, 2019 and 2018, respectively.

Within our digital segment, including Interactive One, which generates the majority of the Company’s digital revenue, revenue is principally derived
from  advertising  services  on  non-radio  station  branded  but  Company-owned  websites.  Advertising  services  include  the  sale  of  banner  and  sponsorship
advertisements.  Advertising revenue is recognized at a point in time either as impressions (the number of times advertisements appear in viewed pages) are
delivered, when “click through” purchases are made, or ratably over the contract period, where applicable. In addition, Interactive One derives revenue
from its studio operations, in which it provides third-party clients with publishing services including digital platforms and related expertise.  In the case of
the studio operations, revenue is recognized primarily through fixed contractual monthly fees and/or as a share of the third party’s reported revenue.

Our  cable  television  segment  derives  advertising  revenue  from  the  sale  of  television  air  time  to  advertisers  and  recognizes  revenue  when  the
advertisements are run. Advertising revenue is recognized at a point in time when the individual spots run. To the extent there is a shortfall in contracts
where  the  ratings  were  guaranteed,  a  portion  of  the  revenue  is  deferred  until  the  shortfall  is  settled,  typically  by  providing  additional  advertising  units
generally within one year of the original airing. Our cable television segment also derives revenue from affiliate fees under the terms of various multi-year
affiliation  agreements  based  on  a  per  subscriber  fee  multiplied  by  the  most  recent  subscriber  counts  reported  by  the  applicable  affiliate.  The  Company
recognizes  the  affiliate  fee  revenue  at  a  point  in  time  as  its  performance  obligation  to  provide  the  programming  is  met.  The  Company  has  a  right  of
payment each month as the programming services and related obligations have been satisfied. For our cable television segment, agency and outside sales
representative commissions were approximately $14.1 million and $13.6 million for the years ended December 31, 2019 and 2018, respectively.

F-9

 
 
 
 
 
 
 
 
   
 
 
Revenue by Contract Type

The following chart shows our net revenue (and sources) for the years ended December 31, 2019 and 2018:

Net Revenue:
Radio Advertising
Political Advertising
Digital Advertising
Cable Television Advertising
Cable Television Affiliate Fees
Event Revenues & Other
Net Revenue (as reported)

Contract assets and liabilities

Year Ended December 31,
2018

2019

  $

  $

193,318    $
1,445     
31,912     
79,776     
105,071     
25,407     
436,929    $

197,594 
6,590 
31,510 
76,429 
107,277 
19,698 
439,098 

Contract  assets  (unbilled  receivables)  and  contract  liabilities  (customer  advances  and  unearned  income  and  unearned  event  income)  that  are  not

separately stated in our consolidated balance sheets at December 31, 2019 and 2018 were as follows:

Contract assets:
Unbilled receivables

Contract liabilities:
Customer advances and unearned income
Unearned event income

  December 31, 2019     December 31, 2018  

  $

  $

(In thousands)

3,763    $

3,048    $
6,645     

3,425 

3,766 
3,864 

Unbilled  receivables  consists  of  earned  revenue  on  behalf  of  customers  that  have  not  yet  been  billed.  Customer  advances  and  unearned  income
represents advance payments by customers for future services under contract that are generally incurred in the near term. Unearned event income represents
payments by customers for upcoming events.

For  customer  advances  and  unearned  income  as  of  January  1,  2019,  approximately  $2.7  million  was  recognized  as  revenue  during  the  year  ended
December 31, 2019.  For unearned event income as of January 1, 2019, approximately $3.9 million was recognized during the year ended December 31,
2019, as the event took place during the second quarter of 2019.  For customer advances and unearned income as of January 1, 2018, approximately $2.1
million  was  recognized  as  revenue  during  the  year  ended  December  31,  2018.    For  unearned  event  income  as  of  January  1,  2018,  approximately  $4.1
million was recognized during the year ended December 31, 2018, as the event took place during the second quarter of 2018.  

Practical expedients and exemptions

We generally expense sales commissions when incurred because the amortization period would have been one year or less. These costs are recorded

within selling, general and administrative expenses.

We  do  not  disclose  the  value  of  unsatisfied  performance  obligations  for  (i)  contracts  with  an  original  expected  length  of  one  year  or  less  or  (ii)

contracts for which we recognize revenue at the amount to which we have the right to invoice for services performed.

F-10

 
 
 
 
 
 
 
 
   
     
 
   
      
  
   
   
   
   
   
 
 
 
 
 
   
 
   
      
  
 
   
      
  
   
      
  
   
 
 
 
 
 
 
 
 
(k) Launch Support

The cable television segment has entered into certain affiliate agreements requiring various payments for launch support. Launch support assets are
used to initiate carriage under affiliation agreements and are amortized over the term of the respective contracts. The Company did not pay any launch
support for carriage initiation during the year ended December 31, 2019 and for the year ended December 31, 2018, there was a non-cash launch support
addition of approximately $3.7 million for carriage initiation. The weighted-average amortization period for launch support was approximately 7.8 years as
of December 31, 2019, and approximately 7.8 years as of December 31, 2018. The remaining weighted-average amortization period for launch support was
5.1 years and 6.1 years as of December 31, 2019 and December 31, 2018, respectively. Amortization is recorded as a reduction to revenue to the extent that
revenue is recognized from the vendor, and any excess amortization is recorded as launch support amortization expense. For the years ended December 31,
2019  and  2018,  launch  support  asset  amortization  of  $422,000  and  $422,000,  respectively,  was  recorded  as  a  reduction  of  revenue,  and  $605,000  and
$3,000, respectively, was recorded as an operating expense in selling, general and administrative expenses. Launch assets are included in other intangible
assets  on  the  consolidated  balance  sheets,  except  for  the  portion  of  the  unamortized  balance  that  is  expected  to  be  amortized  within  one  year  which  is
included in other current assets.

The gross value and accumulated amortization of the launch assets is as follows: 

Launch assets
Less: Accumulated amortization
Launch assets, net

As of December 31,

2019

2018

(In thousands)
7,259    $
(2,038)    
5,221    $

7,259 
(1,011)
6,248 

  $

  $

Future estimated launch support amortization expense or revenue reduction related to launch assets for years 2020 through 2024 is as follows:  

2020
2021
2022
2023
2024

(l)  Barter Transactions

(In thousands)  
1,027 
1,027 
1,027 
1,027 
1,027 

  $
  $
  $
  $
  $

For barter transactions, the Company provides broadcast advertising time in exchange for programming content and certain services. The Company
includes the value of such exchanges in both broadcasting net revenue and station operating expenses. The valuation of barter time is based upon the fair
value  of  the  network  advertising  time  provided  for  the  programming  content  and  services  received.  For  the  years  ended  December  31,  2019  and  2018,
barter transaction revenues were approximately $2.1 million and $1.5 million, respectively. Additionally, for the years ended December 31, 2019 and 2018,
barter transaction costs were reflected in programming and technical expenses of approximately $1.5 million and $1.3 million, respectively, and selling,
general and administrative expenses of approximately $596,000 and $161,000, respectively. The Company reached an agreement with a cable television
provider related to an adjustment of previously estimated affiliate fees in the amount of approximately $2.0 million for the year ended December 31, 2018,
as final reporting became available. Upon settlement of this agreement, the Company will receive approximately $2.0 million in marketing services that
will be utilized in future periods.

(m)  Network Affiliation Agreements

The Company has network affiliation agreements classified as Other Intangible Assets. These agreements are amortized over their useful lives. (See

Note 4 — Goodwill, Radio Broadcasting Licenses and Other Intangible Assets.)

(n)  Advertising and Promotions

The Company expenses advertising and promotional costs as incurred. Total advertising and promotional expenses for the years ended December 31,

2019 and 2018, were approximately $24.8 million and $19.4 million, respectively.

(o)  Income Taxes

The Company accounts for income taxes in accordance with ASC 740, “Income Taxes” (“ASC 740”). Under ASC 740, deferred tax assets or liabilities
are computed based upon the difference between financial statement and income tax bases of assets and liabilities using enacted tax rates in effect for the
year in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized into income in
the period of enactment. Deferred income tax expense or benefits are based upon the changes in the net deferred tax asset or liability from period to period.

F-11

 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
The Company recognizes deferred tax assets to the extent that it believes that these assets are more likely than not to be realized. In making such a
determination,  management  considers  all  available  positive  and  negative  evidence,  including  future  reversals  of  existing  taxable  temporary  differences,
projected future taxable income, tax-planning strategies, and results of recent operations. If management determines that the Company would be able to
realize  its  deferred  tax  assets  in  the  future  in  excess  of  their  net  recorded  amount,  the  Company  would  make  an  adjustment  to  the  deferred  tax  asset
valuation allowance, which would reduce the provision for income taxes. Conversely, if management determines that the Company would not be able to
realize the recorded amount of deferred tax assets in the future, the Company would make an adjustment to the deferred tax asset valuation allowance,
which would increase the provision for income taxes.

The Company records uncertain tax positions in accordance with ASC 740 on the basis of a two-step process in which (1) it determines whether it is
more likely than not that the tax positions will be sustained on the basis of the technical merits of the position and (2) for those tax positions that meet the
more likely than not recognition threshold, the Company recognizes the largest amount of tax benefit that is more than 50 percent likely to be realized upon
ultimate settlement with the related tax authority. The Company recognizes interest and penalties related to unrecognized tax benefits on the income tax
expense  line  in  the  accompanying  consolidated  statements  of  operations.  Accrued  interest  and  penalties  are  included  in  other  current  liabilities  on  the
consolidated balance sheets.

(p)  Stock-Based Compensation

The  Company  accounts  for  stock-based  compensation  for  stock  options  and  restricted  stock  grants  in  accordance  with  ASC  718,  “Compensation  -
Stock Compensation.”  Under  the  provisions  of  ASC  718,  stock-based  compensation  cost  for  stock  options  is  estimated  at  the  grant  date  based  on  the
award’s  fair  value  as  calculated  by  the  Black-Scholes  valuation  option-pricing  model  (“BSM”)  and  is  recognized  as  expense  ratably  over  the  requisite
service period.  The BSM incorporates various highly subjective assumptions including expected stock price volatility, for which historical data is heavily
relied upon, expected life of options granted, forfeiture rates and interest rates. Compensation expense for restricted stock grants is measured based on the
fair value on the date of grant less estimated forfeitures. Compensation expense for restricted stock grants is recognized ratably during the vesting period.
(See Note 11 – Stockholders’ Equity.)

(q)  Segment Reporting and Major Customers

In  accordance  with  ASC  280,  “Segment  Reporting,”  and  given  its  diversification  strategy,  the  Company  has  determined  it  has  four  reportable
segments:    (i)  radio  broadcasting;  (ii)  Reach  Media;  (iii)  digital;  and  (iv)  cable  television.  These  four  segments  operate  in  the  United  States  and  are
consistently aligned with the Company’s management of its businesses and its financial reporting structure.

The radio broadcasting segment consists of all broadcast results of operations. The Reach Media segment consists of the results of operations for the
related  activities  and  operations  of  our  syndicated  shows.  The  digital  segment  includes  the  results  of  our  online  business,  including  the  operations  of
Interactive  One,  as  well  as  the  digital  components  of  our  other  reportable  segments.  The  cable  television  segment  consists  of  the  Company’s  cable  TV
operation,  including  TV  One’s  and  CLEO  TV’s  results  of  operations.  Corporate/Eliminations  represents  financial  activity  associated  with  our  corporate
staff and offices and intercompany activity among the four segments.

No single customer accounted for over 10% of our consolidated net revenues during any of the years ended December 31, 2019 and 2018.

(r)  Earnings Per Share

Basic earnings per share is computed on the basis of the weighted average number of shares of common stock outstanding during the period. Diluted
earnings per share is computed on the basis of the weighted average number of shares of common stock plus the effect of potential dilutive common shares
outstanding during the period using the treasury stock method.

The Company’s potentially dilutive securities include stock options and unvested restricted stock. Diluted earnings per share considers the impact of
potentially dilutive securities except in periods in which there is a net loss, as the inclusion of the potentially dilutive common shares would have an anti-
dilutive effect.

F-12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(s) Fair Value Measurements

We report our financial and non-financial assets and liabilities measured at fair value on a recurring and non-recurring basis under the provisions of
ASC  820,  “Fair  Value  Measurements  and  Disclosures.”  ASC  820  defines  fair  value,  establishes  a  framework  for  measuring  fair  value  and  expands
disclosures about fair value measurements.

The fair value framework requires the categorization of assets and liabilities into three levels based upon the assumptions (inputs) used to price the
assets or liabilities. Level 1 provides the most reliable measure of fair value, whereas Level 3 generally requires significant management judgment. The
three levels are defined as follows:  

Level 1: Inputs are unadjusted quoted prices in active markets for identical assets and liabilities that can be accessed at the measurement date.

Level 2:  Observable  inputs  other  than  those  included  in  Level  1  (i.e.,  quoted  prices  for  similar  assets  or  liabilities  in  active  markets  or  quoted
prices for identical assets or liabilities in inactive markets).

Level 3: Unobservable inputs reflecting management’s own assumptions about the inputs used in pricing the asset or liability.

A financial instrument’s level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value instrument.

As  of  December  31,  2019,  and  December  31,  2018,  respectively,  the  fair  values  of  our  financial  assets  and  liabilities  measured  at  fair  value  on  a

recurring basis are categorized as follows:

As of December 31, 2019
Liabilities subject to fair value measurement:
Contingent consideration (a)
Employment agreement award (b)
Total

Mezzanine equity subject to fair value measurement:
Redeemable noncontrolling interests (c)

As of December 31, 2018
Liabilities subject to fair value measurement:
Contingent consideration (a)
Employment agreement award (b)
Total

Mezzanine equity subject to fair value measurement:
Redeemable noncontrolling interests (c)

Total

Level 1

Level 2

Level 3

(In thousands)

1,921     
27,017     
28,938    $

—     
—     
—    $

—    $
—     
—    $

1,921 
27,017 
28,938 

10,564    $

—    $

—    $

10,564 

2,831     
25,660     
28,491    $

—     
—     
—    $

—    $
—     
—    $

2,831 
25,660 
28,491 

10,232    $

—    $

—    $

10,232 

  $

  $

  $

  $

  $

  $

(a)  This balance is measured based on the income approach to valuation in the form of a Monte Carlo simulation. The Monte Carlo simulation method is
suited to instances such as this where there is non-diversifiable risk. It is also well-suited to multi-year, path dependent scenarios. Significant inputs to the
Monte Carlo method include forecasted net revenues, discount rate and expected volatility. A third-party valuation firm assisted the Company in estimating
the contingent consideration.

F-13

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
   
      
      
      
  
   
      
      
      
  
   
 
   
      
      
      
  
   
      
      
      
  
 
   
      
      
      
  
   
      
      
      
  
   
      
      
      
  
   
 
   
      
      
      
  
   
      
      
      
  
  
 
 
 
(b)  Each quarter, pursuant to an employment agreement (the “Employment Agreement”) executed in April 2008, the Chief Executive Officer (“CEO”) is
eligible to receive an award (the “Employment Agreement Award”) amount equal to approximately 4% of any proceeds from distributions or other liquidity
events in excess of the return of the Company’s aggregate investment in TV One. The Company reviews the factors underlying this award at the end of
each quarter including the valuation of TV One (based on the estimated enterprise fair value of TV One as determined by a discounted cash flow analysis),
and an assessment of the probability that the Employment Agreement will be renewed and contain this provision. The Company’s obligation to pay the
award was triggered after the Company recovered the aggregate amount of certain pre-April 2015 capital contributions in TV One, and payment is required
only upon actual receipt of distributions of cash or marketable securities or proceeds from a liquidity event with respect to such invested amount. The CEO
was  fully  vested  in  the  award  upon  execution  of  the  Employment  Agreement,  and  the  award  lapses  if  the  CEO  voluntarily  leaves  the  Company  or  is
terminated  for  cause.  A  third-party  valuation  firm  assisted  the  Company  in  estimating  TV  One’s  fair  value  using  a  discounted  cash  flow  analysis.
Significant  inputs  to  the  discounted  cash  flow  analysis  include  forecasted  operating  results,  discount  rate  and  a  terminal  value.  In  September  2014,  the
Compensation Committee of the Board of Directors of the Company approved terms for a new employment agreement with the CEO, including a renewal
of the Employment Agreement Award upon similar terms as in the prior Employment Agreement. Prior to the quarter ended September 30, 2018, there
were  probability  factors  included  in  the  calculation  of  the  award  related  to  the  likelihood  that  the  award  will  be  realized.  During  the  quarter  ended
September 30, 2018, management changed the methodology used in calculating the fair value of the Company's Employment Agreement Award liability to
simplify the calculation. As part of the simplified calculation, the Company eliminated certain adjustments made to its aggregate investment in TV One,
including  the  treatment  of  historical  dividends  paid  and  potential  distribution  of  assets  upon  liquidation.  The  Compensation  Committee  of  the  Board  of
Directors approved the simplified method which eliminates certain assumptions that were historically used in the determination of the fair value of this
liability. The revised methodology resulted in a credit adjustment of approximately $6.6 million during the quarter ended September 30, 2018 to reflect this
change in estimate.  The liability was further reduced during the quarter ended December 31, 2018 using the simplified methodology, due primarily to an
overall lower valuation. During 2019, there was an increase in the overall enterprise valuation and an increase in the overall working capital contributing to
an increase in expense recognized throughout the year.

(c)  The redeemable noncontrolling interest in Reach Media is measured at fair value using a discounted cash flow methodology. A third-party valuation
firm assisted the Company in estimating the fair value. Significant inputs to the discounted cash flow analysis include forecasted operating results, discount
rate and a terminal value.

There were no transfers in or out of Level 1, 2, or 3 during the years ended December 31, 2019 and 2018. The following table presents the changes in

Level 3 liabilities measured at fair value on a recurring basis for the years ended December 31, 2018 and 2019:

Balance at December 31, 2017
Net income attributable to redeemable noncontrolling interests
Dividends paid to redeemable noncontrolling interests
Distribution
Change in fair value
Balance at December 31, 2018
Net income attributable to redeemable noncontrolling interests
Dividends paid to redeemable noncontrolling interests
Distribution
Change in fair value
Balance at December 31, 2019

The amount of total income (losses) for the period included in earnings attributable to the
change in unrealized losses relating to assets and liabilities still held at December 31, 2019
The amount of total income (losses) for the period included in earnings attributable to the
change in unrealized losses relating to assets and liabilities still held at December 31, 2018

F-14

Contingent

Consideration    

Employment
Agreement
Award
(In thousands)

Redeemable
Noncontrolling
Interests

  $

  $

  $

  $

  $

1,580    $
—     
—     
(1,148)    
2,399     
2,831    $
—     
—     
(1,207)    
297     
1,921    $

32,323    $
—     
—     
(1,530)    
(5,133)    
25,660    $
—     
—     
(3,591)    
4,948     
27,017    $

(297)   $

(4,948)   $

(2,399)   $

5,133    $

10,780 
1,163 
(2,227)
— 
516 
10,232 
1,132 
(1,000)
— 
200 
10,564 

— 

— 

 
 
 
 
 
 
 
   
 
 
 
 
   
   
   
   
   
   
   
   
 
   
      
      
  
 
 
 
Losses and gains included in earnings were recorded in the consolidated statements of operations as corporate selling, general and administrative
expenses for the employment agreement award and included as selling, general and administrative expenses for contingent consideration for the years
ended December 31, 2019 and 2018. 

For Level 3 assets and liabilities measured at fair value on a recurring basis, the significant unobservable inputs used in the fair value measurements

were as follows:  

Level 3 liabilities

Contingent consideration
Contingent consideration
Employment agreement award
Employment agreement award
Redeemable noncontrolling interest
Redeemable noncontrolling interest

Valuation Technique
  Monte Carol Simulation
  Monte Carol Simulation
  Discounted Cash Flow
  Discounted Cash Flow
  Discounted Cash Flow
  Discounted Cash Flow

Significant
Unobservable Inputs

  Expected volatility
  Discount Rate
  Discount Rate
  Long-term Growth Rate
  Discount Rate
  Long-term Growth Rate

As of 
December 31, 2019  

As of 
December 31, 2018  

Significant Unobservable Input Value

20.8%   
14.5%   
10.0%   
2.0%   
11.0%   
1.0%   

34.6%
15.0%
11.0%
2.5%
10.5%
1.0%

Any  significant  increases  or  decreases  in  discount  rate  or  long-term  growth  rate  inputs  could  result  in  significantly  higher  or  lower  fair  value

measurements.

Certain assets and liabilities are measured at fair value on a non-recurring basis using Level 3 inputs as defined in ASC 820.  These assets are not
measured at fair value on an ongoing basis but are subject to fair value adjustments only in certain circumstances.  Included in this category are goodwill,
radio broadcasting licenses and other intangible assets, net, that are written down to fair value when they are determined to be impaired, as well as content
assets that are periodically written down to net realizable value. The Company recorded an impairment charge of approximately $10.6 million and $21.3
million for the years ended December 31, 2019 and 2018, respectively, related to goodwill and radio broadcasting licenses.

As  of  December  31,  2019,  the  total  recorded  carrying  values  of  goodwill  and  radio  broadcasting  licenses  were  approximately  $239.8  million  and
$582.7 million, respectively. Pursuant to ASC 350, “Intangibles – Goodwill and Other,” for the year ended December 31, 2019, the Company recorded
impairment charges totaling approximately $4.8 million related to our Indianapolis and Detroit radio broadcasting licenses and totaling approximately $5.8
million  goodwill  balances  in  our  digital  segment.  For  the  year  ended  December  31,  2018,  the  Company  recorded  impairment  charges  totaling
approximately $21.3 million related to our Detroit radio broadcasting licenses and goodwill balances in our Atlanta and Charlotte markets. A description of
the Level 3 inputs and the information used to develop the inputs is discussed in Note 4 — Goodwill, Radio Broadcasting Licenses and Other Intangible
Assets.

(t) Software and Web Development Costs

The  Company  capitalizes  direct  internal  and  external  costs  incurred  to  develop  internal-use  computer  software  during  the  application  development
stage pursuant to ASC 350-40, “Intangibles – Goodwill and Other.” Internal-use software is amortized under the straight-line method using an estimated
life of three years. All web development costs incurred in connection with operating our websites are accounted for under the provisions of ASC 350-40
and ASC 350-50, “Website Development Costs”, unless a plan exists or is being developed to market the software externally. The Company has no plans to
market software externally.

(u) Redeemable noncontrolling interests

Redeemable noncontrolling interests are interests in subsidiaries that are redeemable outside of the Company’s control either for cash or other assets.
These interests are classified as mezzanine equity and measured at the greater of estimated redemption value at the end of each reporting period or the
historical  cost  basis  of  the  noncontrolling  interests  adjusted  for  cumulative  earnings  allocations.    The  resulting  increases  or  decreases  in  the  estimated
redemption amount are affected by corresponding charges against retained earnings, or in the absence of retained earnings, additional paid-in-capital. 

F-15

 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
   
 
 
 
 
 
 
 
(v) Investments

Cost Method

On  April  10,  2015,  the  Company  made  a  $5  million  investment  in  MGM’s  world-class  casino  property,  MGM  National  Harbor,  located  in  Prince
George’s  County,  Maryland,  which  has  a  predominately  African-American  demographic  profile.  On  November  30,  2016,  the  Company  contributed  an
additional $35 million to complete its investment. This investment further diversified our platform in the entertainment industry while still focusing on our
core demographic. We account for this investment on a cost basis. Our MGM National Harbor investment entitles us to an annual cash distribution based
on net gaming revenue. Our MGM investment is included in other assets on the consolidated balance sheets and its income in the amount of approximately
$6.9 million and $7.0 million, for the years ended December 31, 2019 and 2018, respectively, is recorded in other income on the consolidated statements of
operations. The cost method investment is subject to a periodic impairment review in the normal course. The Company reviewed the investment during
2019  and  2018  and  concluded  that  no  impairment  to  the  carrying  value  was  required.  As  of  December  4,  2018,  the  Company’s  interest  in  the  MGM
National Harbor Casino secures the $50 million MGM National Harbor Loan (as defined in Note 9 – Long-Term Debt.)

(w) Content Assets

Our cable television segment has entered into contracts to acquire entertainment programming rights and programs from distributors and producers.
The license periods granted in these contracts generally run from one year to ten years. Contract payments are made in installments over terms that are
generally shorter than the contract period. Each contract is recorded as an asset and a liability at an amount equal to its gross contractual commitment when
the license period begins and the program is available for its first airing. Acquired content is generally amortized on a straight-line basis over the term of
the license which reflects the estimated usage. For certain content for which the pattern of usage is accelerated, amortization is based upon the actual usage.
Amortization of content assets is recorded in the consolidated statement of operations as programming and technical expenses.

The  Company  also  has  programming  for  which  the  Company  has  engaged  third  parties  to  develop  and  produce,  and  it  owns  most  or  all  rights
(commissioned  programming).  In  accordance  with  ASC  926,  content  amortization  expense  for  each  period  is  recognized  based  on  the  revenue  forecast
model,  which  approximates  the  proportion  that  estimated  advertising  and  affiliate  revenues  for  the  current  period  represent  in  relation  to  the  estimated
remaining total lifetime revenues as of the beginning of the current period.  Management regularly reviews, and revises when necessary, its total revenue
estimates, which may result in a change in the rate of amortization and/or a write-down of the asset to fair value.

Acquired program rights are recorded at the lower of unamortized cost or estimated net realizable value. Estimated net realizable values are based on
the  estimated  revenues  associated  with  the  program  materials  and  related  expenses.  The  Company  recorded  an  impairment  and  recorded  additional
amortization expense of approximately $4.9 million and $1.6 million, as a result of evaluating its contracts for recoverability for the years ended December
31, 2019 and 2018, respectively. All produced and licensed content is classified as a long-term asset, except for the portion of the unamortized content
balance that is expected to be amortized within one year which is classified as a current asset. 

Tax incentives that state and local governments offer that are directly measured based on production activities are recorded as reductions in production

costs.

(x) Impact of Recently Issued Accounting Pronouncements

In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments -
Credit  Losses  (Topic  326):  Measurement  of  Credit  Losses  on  Financial  Instruments”  (“ASU  2016-13”). ASU  2016-13  is  intended  to  provide  financial
statement  users  with  more  decision-useful  information  about  the  expected  credit  losses  on  financial  instruments  and  other  commitments  and  requires
consideration  of  a  broader  range  of  reasonable  and  supportable  information  to  inform  credit  loss  estimates.  In  November  2019,  the  FASB  issued  ASU
2019-10, “Financial Instruments—Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842): Effective Dates.” ASU 2019-
10 defers the effective date of credit loss standard ASU 2016-13 by two years for smaller reporting companies and permits early adoption. ASU 2016-13 is
effective for the Company beginning January 1, 2023. The Company is evaluating the impact of the adoption of ASU 2016-13 on its financial statements,
but does not expect such implementation to have a material impact.

In August 2016, the FASB issued ASU 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments
(A Consensus of the Emerging Issues Task Force)” (“ASU 2016-15”). ASU 2016-15 is intended to reduce differences in practice in how certain transactions
are classified in the statement of cash flows. This standard will be effective for interim and annual reporting periods beginning after December 15, 2017,
including interim periods within those fiscal years, with early adoption permitted. The Company adopted the new standard during the first quarter of 2018
and its adoption did not have a material impact on its consolidated financial statements. 

In  January  2017,  the  FASB  issued  ASU  2017-04,  “Intangibles  –  Goodwill  and  Other  (Topic  350)  -  Simplifying  the  Test  for  Goodwill  Impairment”
(“ASU 2017-04”). ASU 2017-04 is intended to simplify the accounting for goodwill impairment. The guidance removes Step 2 of the goodwill impairment
test, which requires a hypothetical purchase price allocation. This standard will be effective for interim and annual goodwill impairment tests beginning
after December 15, 2019, with early adoption permitted on testing dates after January 1, 2017. The Company adopted the new standard during the first
quarter of 2018 and its adoption did not have a material impact on its consolidated financial statements. 

F-16

 
 
 
 
 
 
   
  
  
 
 
 
 
 
 
 
(y) Related Party Transactions

Reach Media operates the Tom Joyner Foundation’s Fantastic Voyage® (the “Fantastic Voyage®”), a fund-raising event, on behalf of the Tom Joyner
Foundation, Inc. (the “Foundation”), a 501(c)(3) entity. The agreements under which the Fantastic Voyage® operates provide that Reach Media provide all
necessary operations of the cruise and that Reach Media will be reimbursed its expenditures and receive a fee plus a performance bonus for the cruise.
Distributions from operating income or operating revenues, depending upon the year, are in the following order until the funds are depleted: up to $250,000
to  the  Foundation,  reimbursement  of  Reach’s  expenditures,  up  to  $1.0  million  fee  to  Reach,  a  performance  bonus  of  up  to  50%  of  remaining  operating
income to Reach, with the balance remaining with the Foundation. For years 2020 through 2022, $250,000 to the Foundation is guaranteed. Reach Media’s
earnings for the Fantastic Voyage® may not exceed $1.7 million in 2018 and 2019, nor $1.75 million in 2020 and thereafter. The Foundation’s remittances
to  Reach  Media  under  the  agreements  are  limited  to  its  Fantastic  Voyage®-related  cash  collections.  Reach  Media  bears  the  risk  should  the  Fantastic
Voyage®  sustain  a  loss  and  bears  all  credit  risk  associated  with  the  related  customer  cabin  sales.  The  agreement  between  Reach  and  the  Foundation
automatically renews annually unless termination is mutually agreed or unless a party’s financial requirements are not met, in which case that party not in
breach of their obligations has the right, but not the obligation, to terminate unilaterally. As of December 31, 2019 and December 31, 2018, the Foundation
owed Reach Media $24,000 and $208,000, respectively, under the agreements for the operation of the cruises.

For the year ended December 31, 2019, Reach Media’s revenues, expenses, and operating income for the Fantastic Voyage® were approximately $10.2
million, $8.5 million, and $1.7 million, respectively, and for the year ended December 31, 2018, approximately $9.3 million, $7.6 million, and $1.7 million,
respectively. The Fantastic Voyage® took place during the second quarters of both 2019 and 2018.

Additionally, Reach Media provides office facilities (including office space, telecommunications facilities, and office equipment) to the Foundation.
Such services are provided to the Foundation on a pass-through basis at cost. Additionally, from time to time, the Foundation reimburses Reach Media for
expenditures  paid  on  its  behalf  at  Reach  Media-related  events.  Under  these  arrangements,  as  of  December  31,  2019,  and  December  31,  2018,  the
Foundation owed $32,000 and $34,000, respectively, to Reach Media.

Karen  Wishart  is  employed  as  an  Executive  Vice  President,  Chief  Administrative  Officer  of  the  Company  and  as  a  Vice  President  of  each  of  the
Company's subsidiaries. Ms. Wishart owns a controlling interest in a temporary staffing and recruiting services firm. Subsequent to Ms. Wishart’s hiring on
October 2, 2017, on a limited basis, the staffing firm can continue to provide new staffing and/or recruiting services to the Company. However, the staffing
firm will only be reimbursed for direct expenses actually incurred. During the year ended December 31, 2019, the Company did not pay any amount to the
staffing and recruiting services firm. During the year ended December 31, 2018, the Company paid the staffing and recruiting services firm $31,000.

(z) Leases

As of January 1, 2019, the Company adopted ASC 842, Leases, using the modification retrospective transition method. Prior comparative periods will
be not be restated under this new standard and therefore those amounts are not presented below. The Company adopted a package of practical expedients as
allowed  by  the  transition  guidance  which  permits  the  Company  to  carry  forward  the  historical  assessment  of  whether  contracts  contain  or  are  leases,
classification of leases and the remaining lease terms. The Company has also made an accounting policy election to exclude leases with an initial term of
twelve  months  or  less  from  recognition  on  the  consolidated  balance  sheet.  Short-term  leases  will  be  expensed  over  the  lease  term.  The  Company  also
elected to separate the consideration in the lease contracts between the lease and non-lease components. All variable non-lease components are expensed as
incurred.

ASC 842 results in significant changes to the balance sheets of lessees, most significantly by requiring the recognition of right of use (“ROU”) assets
and lease liabilities by lessees for those leases classified as operating leases. Upon adoption of ASC 842, deferred rent balances, which were historically
presented separately, were combined and presented net within the ROU asset. The adoption of this standard resulted in the Company recording an increase
in ROU assets of approximately $49.8 million and an increase in lease liabilities of approximately $54.1 million. Approximately $4.3 million in deferred
rent  was  also  reclassified  from  liabilities  to  offset  the  applicable  ROU  asset.  The  tax  impact  of  ASC  842,  which  primarily  consisted  of  deferred  gains
related to previous transactions that were historically accounted for as sale and operating leasebacks in accordance with ASC Topic 840 were recognized as
part of the cumulative-effect adjustment to retained earnings, resulting in an increase to retained earnings, net of tax, of approximately $5.8 million.

Many  of  the  Company's  leases  provide  for  renewal  terms  and  escalation  clauses,  which  are  factored  into  calculating  the  lease  liabilities  when
appropriate. The implicit rate within the Company's lease agreements is generally not determinable and as such the Company’s collateralized borrowing
rate is used.  

F-17

 
 
 
 
  
 
 
 
 
 
 
 
 
The following table sets forth the components of lease expense and the weighted average remaining lease term and the weighted average discount rate

for the Company’s leases as of December 31, 2019, dollars in thousands:

Operating Lease Cost (Cost resulting from lease payments)
Variable Lease Cost (Cost excluded from lease payments)
Total Lease Cost

Operating Lease - Operating Cash Flows (Fixed Payments)
Operating Lease - Operating Cash Flows (Liability Reduction)

Weighted Average Lease Term - Operating Leases
Weighted Average Discount Rate - Operating Leases

As of December 31, 2019, maturities of lease liabilities were as follows:

For the Year Ended December 31,
2020
2021
2022
2023
2024
Thereafter
Total future lease payments
Imputed interest
Total

(aa) Going Concern Assessment

$

$

$
$

12,673 
160 
12,833 

13,023 
7,752 

5.63 years 

11.00%

(Dollars in
thousands)  
13,337 
12,053 
11,389 
9,742 
8,658 
11,232 
66,411 
(16,937)
49,474 

  $

  $

As part of its internal control framework, the Company routinely performs a going concern assessment. As further described in Note 16 – Subsequent
Events, we have concluded that the Company has sufficient capacity to meet its financing obligations, has additional capacity to access ABL Facility funds
to  finance  working  capital  needs  should  the  need  arise,  that  cash  flows  from  operations  are  sufficient  to  meet  the  liquidity  needs,  and  is  projecting
compliance with all debt covenants through the one year period following the financial statement issuance date.

2.  ACQUISITIONS AND DISPOSITIONS:

On October 20, 2011, we entered into a time brokerage agreement (“TBA”) with WGPR, Inc. (“WGPR”). Pursuant to the TBA, on October 24, 2011,
we began to broadcast programs produced, owned or acquired by the Company on WGPR’s Detroit radio station, WGPR-FM. We paid a monthly fee as
well  as  certain  operating  costs  of  WGPR-FM,  and  in  exchange  we  retained  all  revenues  from  the  sale  of  the  advertising  within  the  programming  we
provided.  The  original  term  of  the  TBA  was  through  December  31,  2014;  however,  in  September  2014,  we  entered  into  an  amendment  to  the  TBA  to
extend the term of the TBA through December 31, 2019 on which date we ceased operation of the station on our behalf. While we ceased operations of the
station on December 31, 2019, the Company continues to provide management services to the current owner and operator of WGPR.

On  August  31,  2019,  the  Company  closed  on  its  previously  announced  sale  of  assets  of  its  Detroit,  Michigan  radio  station,  WDMK-FM  and  three
translators W228CJ, W252BX, and W260CB for approximately $13.5 million to Beasley Broadcast Group, Inc. The Company recognized an immaterial
loss on the sale of the station during the year ended December 31, 2019.

On January 30, 2017, the Company entered into an asset purchase agreement to sell certain land, towers and equipment to a third party for $25 million.
On May 2, 2017, the Company closed on its previously announced sale, and is leasing certain of the assets back from the buyer as a part of its normal
operations. The Company received proceeds of approximately $25.0 million, resulting in an overall net gain on sale of approximately $22.5 million, of
which approximately $14.4 million was recognized immediately during the second quarter of 2017, and approximately $8.1 million which was deferred
and was recognized into income ratably over the lease term of ten years. Upon adoption of ASC 842 on January 1, 2019, the unamortized portion of this
deferred gain, net of tax, was recognized as a cumulative adjustment to equity.

On  August  8,  2018,  the  Company  closed  on  its  previously  announced  sale  of  the  assets  of  one  of  its  Detroit,  Michigan,  radio  stations,  WPZR-
FM (102.7 FM), to Educational Media Foundation, of California, for total consideration of approximately $12.7 million, of which approximately $12.2
million was received in cash. As part of the deal, the Company received 3 FM translators that service the Detroit metropolitan area. These signals were
combined with the existing FM translator to multicast the Detroit Praise Network. The Company recognized an immaterial loss on the sale of the station
during the year ended December 31, 2018.  

On August 9, 2018, the Company closed on its previously announced acquisition of the assets of the radio station The Team 980 (WTEM 980 AM)
from Red Zebra Broadcasting. Upon closing, the Company also entered into an agreement with the Washington Redskins to ensure that all Redskins games,
as well as pregame and postgame programming, will remain on The Team 980.  The Company’s purchase accounting to reflect the fair value of assets
acquired  and  liabilities  assumed  consisted  of  approximately  $2.0  million  to  radio  broadcasting  licenses,  $1.1  million  to  land  and  land  improvements,
$512,000 to towers, $91,000 to goodwill, $206,000 to advertiser agreements, and $254,000 to other property and equipment assets.

F-18

 
    
 
 
 
 
  
 
 
  
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On December 19, 2019, we entered into both an asset purchase agreement (“APA”) and a TBA with Guardian Enterprise Group, Inc. and certain of its
affiliates  (collectively,  “GEG”)  with  respect  to  the  acquisition  and  interim  operation  of  low  power  television  station  WQMC-LD  in  Columbus,  Ohio.
Pursuant to the TBA, in January 2020, we began to operate WQMC-LD until such time as the purchase transaction can close under the APA. Under the
terms of the TBA, we pay a monthly fee as well as certain operating costs of WQMC-LD, and, in exchange, we will retain all revenues from the sale of the
advertising  within  the  programming.  After  receipt  of  FCC  approval,  we  closed  the  transactions  under  the  APA  and  took  ownership  of  WQMC-LD  on
February 24, 2020.

3.  PROPERTY AND EQUIPMENT:

Property and equipment are carried at cost less accumulated depreciation and amortization. Depreciation is calculated using the straight-line method

over the related estimated useful lives. Property and equipment consists of the following:

Land and improvements
Buildings
Transmitters and towers
Equipment
Furniture and fixtures
Software and web development
Leasehold improvements
Construction-in-progress

Less: Accumulated depreciation and amortization
Property and equipment, net

Repairs and maintenance costs are expensed as incurred.

As of December 31,

2019

2018

Estimated
    Useful Lives

  $

  $

(In thousands)
4,652    $
2,756     
40,705     
60,391     
9,322     
28,789     
24,957     
226     
171,798     
(147,405)    
24,393    $

3,491   
2,754   
41,854   
60,872   
9,699   
27,330   
25,407   
275   
171,682   
(145,594)  
26,088    

—
31 years
7-15 years
3-7 years
6 years
3 years
Lease Term
—

4.  GOODWILL, RADIO BROADCASTING LICENSES AND OTHER INTANGIBLE ASSETS:

Impairment Testing

We have historically made acquisitions whereby a significant amount of the purchase price was allocated to radio broadcasting licenses, goodwill and
other  intangible  assets.  In  accordance  with  ASC  350,  “Intangibles  -  Goodwill  and  Other,”  we  do  not  amortize  our  radio  broadcasting  licenses  and
goodwill. Instead, we perform a test for impairment annually across all reporting units, or on an interim basis when events or changes in circumstances or
other conditions suggest impairment may have occurred in any given reporting unit. Other intangible assets continue to be amortized on a straight-line basis
over their useful lives. We perform our annual impairment test as of October 1 of each year. For the years ended December 31, 2019 and 2018, we recorded
impairment charges against radio broadcasting licenses and goodwill collectively, of approximately $10.6 million and $21.3 million, respectively.

Beginning  in  March  2020,  the  Company  noted  that  the  COVID-19  pandemic  and  the  resulting  government  stay  at  home  order  were  dramatically
impacting  certain  of  the  Company's  revenues.  Most  notably,  a  number  of  advertisers  across  significant  advertising  categories  have  reduced  or  ceased
advertising spend due to the outbreak and stay at home orders which effectively shut many businesses down.  This was particularly true within our radio
segment  which  derives  substantial  revenue  from  local  advertisers  who  have  been  particularly  hard  hit  due  to  social  distancing  and  government
interventions.  The  COVID-19  impact  is  considered  a  non-recognized  subsequent  event.  The  Company  will  perform  certain  interim  impairment  testing
during the quarter ended March 31, 2020 which could result in the Company recording additional non-cash impairment charges related to its broadcasting
licenses and goodwill balances during 2020. 

2019 Interim Impairment Testing

During the second quarter of 2019, the Company recorded a non-cash impairment charge of approximately $3.8 million associated with our Detroit

market radio broadcasting licenses.

F-19

 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
   
   
   
   
   
   
   
 
   
 
   
 
 
   
 
 
 
 
 
 
 
 
 
2019 Annual Impairment Testing

We completed our 2019 annual impairment assessment as of October 1, 2019. During the fourth quarter of 2019, the Company recorded a non-cash
impairment charge of approximately $1.0 million associated with our Indianapolis market radio broadcasting licenses and approximately $5.8 million to
reduce  the  carrying  value  of  our  Interactive  One  goodwill  balance.  Our  2019  annual  impairment  testing  indicated  the  carrying  values  for  our  goodwill
attributable to Reach Media, TV One, and our other radio broadcasting reporting units were not impaired.  

2018 Interim Impairment Testing

During the second and third quarters of 2018, the total market revenue growth for certain markets in which we operate was below that used in our
annual impairment testing. In each quarter, we deemed that to be an impairment indicator that warranted interim impairment testing of certain markets’
radio broadcasting licenses, which we performed as of June 30, 2018 and September 30, 2018. During the first quarter of 2018, the Company recorded a
non-cash  impairment  charge  of  approximately  $3.9  million  associated  with  our  Detroit  market  radio  broadcasting  licenses.  During  the  second  and  third
quarters of 2018, we identified an impairment indicator at certain of our radio markets, and, as such, we performed an interim analysis for certain radio
market goodwill as of June 30, 2018 and September 30, 2018. During the first quarter of 2018, the Company recorded a non-cash impairment charge of
approximately $2.7 million to reduce the carrying value of our Charlotte goodwill balance.

2018 Annual Impairment Testing

We completed our 2018 annual impairment assessment as of October 1, 2018. During the fourth quarter of 2018, the Company recorded a non-cash
impairment  charge  of  approximately  $14.7  million  to  reduce  the  carrying  value  of  our  Atlanta  goodwill  balance.  Our  2018  annual  impairment  testing
indicated  the  carrying  values  for  our  goodwill  attributable  to  Reach  Media,  TV  One,  digital  and  our  other  radio  broadcasting  reporting  units  were  not
impaired.  

Valuation of Broadcasting Licenses

We utilize the services of a third-party valuation firm to assist us in estimating the fair value of our radio broadcasting licenses and reporting units. Fair
value is estimated to be the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at
the measurement date. We use the income approach to test for impairment of radio broadcasting licenses. A projection period of 10 years is used, as that is
the  time  horizon  in  which  operators  and  investors  generally  expect  to  recover  their  investments.  When  evaluating  our  radio  broadcasting  licenses  for
impairment, the testing is done at the unit of accounting level as determined by ASC 350, “Intangibles - Goodwill and Other.” In our case, each unit of
accounting is a cluster of radio stations into one of our geographical markets.  Broadcasting license fair values are based on the discounted future cash
flows of the applicable unit of accounting assuming an initial hypothetical start-up operation which possesses FCC licenses as the only asset. Over time, it
is assumed the operation acquires other tangible assets such as advertising and programming contracts, employment agreements and going concern value,
and matures into an average performing operation in a specific radio market. The income approach model incorporates several variables, including, but not
limited to: (i) radio market revenue estimates and growth projections; (ii) estimated market share and revenue for the hypothetical participant; (iii) likely
media competition within the market; (iv) estimated start-up costs and losses incurred in the early years; (v) estimated profit margins and cash flows based
on market size and station type; (vi) anticipated capital expenditures; (vii) estimated future terminal values; (viii) an effective tax rate assumption; and (ix)
a discount rate based on the weighted-average cost of capital for the radio broadcast industry. In calculating the discount rate, we considered: (i) the cost of
equity,  which  includes  estimates  of  the  risk-free  return,  the  long-term  market  return,  small  stock  risk  premiums  and  industry  beta;  (ii)  the  cost  of  debt,
which includes estimates for corporate borrowing rates and tax rates; and (iii) estimated average percentages of equity and debt in capital structures. 

Our methodology for valuing broadcasting licenses has been consistent for all periods presented. Below are some of the key assumptions used in the
income  approach  model  for  estimating  the  broadcasting  license  and  goodwill  fair  values  for  the  annual  impairment  testing  performed  and  interim
impairment testing where an impairment charge was recorded since January 1, 2018. During the year ended December 31, 2019, the Company recorded a
non-cash impairment charge of approximately $4.8 million associated with our Indianapolis and Detroit market radio broadcasting licenses. The Company
recorded  an  impairment  charge  of  approximately  $3.9  million  associated  with  our  Detroit  market  radio  broadcasting  licenses  during  the  year  ended
December 31, 2018.

Radio Broadcasting
Licenses
Impairment charge (in millions)
Discount Rate
Year 1 Market Revenue Growth Rate Range
Long-term Market Revenue Growth Rate Range (Years 6 – 10)    
Mature Market Share Range
Mature Operating Profit Margin Range

  $

October 1,
2019

June 30,
2019 (*)

October 1,
2018

  March 31,
2018 (*)

1.0 
  $
9.0%   
0.9% – 1.8%   
0.7% – 1.1%   
6.9% – 25.0%   
27.6% – 39.7%   

3.8  $
*   
*   
*   
*   
*   

– 
  $
9.0%   
(1.2)% – (0.6)%   
0.7% – 1.1%   
5.3% – 25.0%   
28.3% – 41.1%   

3.9 
* 
* 
* 
* 
* 

(a)
(*)

Reflects changes only to the key assumptions used in the interim testing for certain units of accounting.
License fair value based on estimated asset sale consideration.

F-20

 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
  
 
 
Broadcasting Licenses Valuation Results

The Company’s total broadcasting licenses carrying value is approximately $582.7 million as of December 31, 2019. The units of accounting reflected
in  the  table  below  are  not  disclosed  on  a  specific  market  basis  so  as  to  not  make  sensitive  information  publicly  available  that  could  be  competitively
harmful to the Company.   

As of
December
31, 2018

Radio Broadcasting Licenses
Carrying Balances
Net
Increase
(Decrease)
(In thousands )
– 
– 
– 
– 

  $

As of
December
31, 2019

Unit of Accounting

Unit of Accounting 2
Unit of Accounting 7
Unit of Accounting 5
Unit of Accounting 4
Unit of Accounting 9
Unit of Accounting 15
Unit of Accounting 14
Unit of Accounting 11
Unit of Accounting 6
Unit of Accounting 13
Unit of Accounting 12
Unit of Accounting 16
Unit of Accounting 8
Unit of Accounting 1
Unit of Accounting 10
Total

  $

  $

3,086    $
14,748     
16,100     
16,142     
16,437     
20,736     
20,770     
21,135     
22,642     
47,846     
49,663     
56,295     
62,015     
93,394     
139,125     
600,134    $

3,086 
14,748 
16,100 
16,142 
– 
20,736 
20,770 
20,135 
22,642 
47,846 
49,663 
56,295 
62,015 
93,394 
139,125 
582,697 

(16,437)    

– 
– 
(1,000)    
– 
– 
– 
– 
– 
– 
– 
(17,437)*  $

* The amount listed is net of additions, dispositions and impairment charges.

Our licenses expire at various dates through December 1, 2027.

Valuation of Goodwill

The  impairment  testing  of  goodwill  is  performed  at  the  reporting  unit  level.  We  had  17  reporting  units  as  of  our  October  2019  annual  impairment
assessment, consisting of each of the 14 radio markets within the radio division (our license in Detroit was sold during the third quarter of 2019) and each
of the other three business divisions. In testing for the impairment of goodwill, we primarily rely on the income approach. The approach involves a 10-year
model with similar variables as described above for broadcasting licenses, except that the discounted cash flows are based on the Company’s estimated and
projected market revenue, market share and operating performance for its reporting units, instead of those for a hypothetical participant. We use a 5-year
model for our Reach Media reporting unit. We evaluate all events and circumstances on an interim basis to determine if an impairment indicator is present
and  also  perform  annual  testing  by  comparing  the  fair  value  of  the  reporting  unit  with  its  carrying  amount.  We  recognize  an  impairment  charge  to
operations in the amount that the reporting unit’s carrying value exceeds its fair value. The impairment charge recognized cannot exceed the total amount of
goodwill allocated to the reporting unit.

We have not made any changes to the methodology for valuing or allocating goodwill when determining the fair values of the reporting units. During
the fourth quarter of 2019, the Company performed its annual impairment testing on the valuation of goodwill associated with our digital segment. Our
digital segment’s net revenues and cash flow internal projections were revised downward and as a result of our annual assessment, the Company recorded a
goodwill  impairment  charge  of  approximately  $5.8  million.  During  the  first  quarter  of  2018,  the  Company  recorded  a  non-cash  impairment  charge  of
approximately $2.7 million to reduce the carrying value of our Charlotte goodwill balance and during the fourth quarter of 2018, the Company recorded a
non-cash impairment charge of approximately $14.7 million to reduce the carrying value of our Atlanta goodwill balance.

Below  are  some  of  the  key  assumptions  used  in  the  income  approach  model  for  estimating  reporting  unit  fair  values  for  the  annual  impairment

assessments performed and interim impairment testing where an impairment charge was recorded since January 1, 2018.

F-21

 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
Goodwill (Radio Market
Reporting Units)
Impairment charge (in millions)

Discount Rate
Year 1 Market Revenue Growth Rate Range
Long-term Market Revenue Growth Rate Range (Years 6 – 10)
Mature Market Share Range
Mature Operating Profit Margin Range

October 1,
2019(a)

October 1,
2018(a)

March 31,
2018(*)

  $

— 

  $

14.7 

  $

2.7 

9.0%   
(7.6)% – 49.3%   
0.7% – 1.1%   
7.1% - 17.0%   
26.8% - 47.6%   

9.0%   
(8.0)% – 27.5%   
0.7% – 1.1%   
7.6% - 17.8%   
26.8% - 46.9%   

* 
* 
* 
* 
* 

(a)
(*)

Reflects the key assumptions for testing only those radio markets with remaining goodwill.
Goodwill fair value based on estimated asset sale consideration.

Below are some of the key assumptions used in the income approach model for estimating the fair value for Reach Media for the annual and interim
impairment assessments performed since October 2018. When compared to the discount rates used for assessing radio market reporting units, the higher
discount rates used in these assessments reflect a premium for a riskier and broader media business, with a heavier concentration and significantly higher
amount of programming content assets that are highly dependent on a single on-air personality. As a result of our impairment assessments, the Company
concluded that the goodwill was not impaired.

Reach Media Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Year 5)
Operating Profit Margin Range

October 1,
2019

October 1,
2018

  $

— 

  $

— 

10.5%    
(9.7)%   
1.0%    
13.3% - 14.3%    

10.5%
2.3%
1.0%
14.6% - 15.8%

During  the  fourth  quarter  of  2019,  the  Company  performed  its  annual  impairment  testing  on  the  valuation  of  goodwill  associated  with  our  digital
segment.  Our  digital  segment’s  net  revenues  and  cash  flow  internal  projections  were  revised  downward  and  as  a  result  of  our  annual  assessment,  the
Company  recorded  a  goodwill  impairment  charge  of  approximately  $5.8  million.  Below  are  some  of  the  key  assumptions  used  in  the  income  approach
model for determining the fair value of our digital reporting unit since October 2018. When compared to discount rates for the radio reporting units, the
higher  discount  rate  used  to  value  the  reporting  unit  is  reflective  of  discount  rates  applicable  to  internet  media  businesses.  The  Company  concluded  no
impairment to the carrying value of goodwill had occurred as a result of the annual testing performed in 2018.  

Digital Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate (Years 6 – 10)
Operating Profit Margin Range

October 1,
2019

October 1,
2018

  $

5.8 

  $

— 

12.0%   
12.2%   
2.8% - 7.7%   
(4.7)% - 11.7%   

13.5%
12.6%
3.1% - 3.7%
(1.1)% - 15.7%

Below  are  some  of  the  key  assumptions  used  in  the  income  approach  model  for  determining  the  fair  value  of  our  cable  television  segment  since
October  2018.  As  a  result  of  the  testing  performed  in  2019  and  2018,  the  Company  concluded  no  impairment  to  the  carrying  value  of  goodwill  had
occurred.  

Cable Television Segment Goodwill
Impairment charge (in millions)

Discount Rate
Year 1 Revenue Growth Rate
Long-term Revenue Growth Rate Range (Years 6 – 10)
Operating Profit Margin Range

October 1,
2019

October 1,
2018

  $

— 

  $

— 

10.0%   
1.0%   
1.9% - 2.3%   
33.0% - 45.5%   

11.0%
1.8%
2.0% - 3.0%
36.9% - 42.5%

The above goodwill tables reflect some of the key valuation assumptions used for 11 of our 17 reporting units. The other six remaining reporting units

had no goodwill carrying value balances as of December 31, 2019.

F-22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
  
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
   
   
   
  
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
   
   
   
 
 
 
 
Goodwill Valuation Results

The table below presents the changes in Company’s goodwill carrying values for its four reportable segments during 2019 and 2018:  

Gross goodwill
Accumulated impairment losses
Additions
Impairments
Net goodwill at December 31, 2018

Gross goodwill
Accumulated impairment losses
Additions
Impairments
Net goodwill at December 31, 2019

Radio
Broadcasting
Segment

Reach Media
Segment

Digital
Segment
(In thousands)

Cable
Television
Segment

Total

  $

  $
  $

  $

154,910    $
(84,436)    
90     
(17,412)    
53,152    $
155,000    $
(101,848)    
—     
—     
53,152    $

30,468    $
(16,114)    
—     
—     
14,354    $
30,468    $
(16,114)    
—     
—     
14,354    $

27,567    $
(14,545)    
—     
—     
13,022    $
27,567    $
(14,545)    
—     
(5,800)    
7,222    $

165,044    $
—     
—     
—     
165,044    $
165,044    $
—     
—     
—     
165,044    $

377,989 
(115,095)
90 
(17,412) 
245,572 
378,079 
(132,507)
— 
(5,800)
239,772 

In arriving at the estimated fair values for radio broadcasting licenses and goodwill, we also performed an analysis by comparing our overall average
implied multiple based on our cash flow projections and fair values to recently completed sales transactions, and by comparing our estimated fair values to
the market capitalization of the Company. The results of these comparisons confirmed that the fair value estimates resulting from our annual assessments in
2019 were reasonable. 

Intangible Assets Excluding Goodwill and Radio Broadcasting Licenses

Other intangible assets, excluding goodwill, radio broadcasting licenses and the unamortized brand name, are being amortized on a straight-line basis

over various periods. Other intangible assets consist of the following:   

Trade names
Intellectual property
Affiliate agreements
Acquired income leases
Advertiser agreements
Favorable office and transmitter leases
Brand names
Brand names - unamortized
ABL facility debt costs
Launch assets
Other intangibles

Less: Accumulated amortization
Other intangible assets, net

As of December 31,

Period of

  Remaining
  Weighted-
Average
Period of

2019

2018

    Amortization   Amortization  

(In thousands)
17,413    $
9,531     
178,986     
127     
46,789     
2,097     
4,413     
39,690     
510     
6,284     
675     
306,515     
(248,303)    
58,212    $

17,391   
9,531   
178,986   
127   
46,789   
2,097   
4,413   
39,690   
421   

1-5 Years
4-10 Years
8 Years
3-15 Years
1-12 Years
2-60 Years
10 Years
Indefinite
Debt term    
6,284    Contract length    

1-5 Years

675   
306,404   
(236,313)  
70,091   

5.0 Years 
0.0 Years 
0.0 Years 
11.1 Years 
3.2 Years 
39.1 Years 
7.2 Years 
— 
1.3 Years 
5.6 Years 
1.4 Years 

4.4 Years 

  $

  $

Amortization  expense  of  intangible  assets  for  the  years  ended  December  31,  2019  and  2018  was  approximately  $10.9  million  and  $26.7  million,

respectively.

The Company’s affiliation agreements have expiration dates ranging from September 2020 to June 2026.

F-23

 
 
 
  
 
 
   
   
   
   
 
 
 
 
   
   
   
   
   
   
  
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
 
   
  
   
 
   
  
 
   
 
   
 
 
 
The following table presents the Company’s estimate of amortization expense for the years 2020 through 2024 for intangible assets:

2020
2021
2022
2023
2024

(In thousands)  
5,000 
4,684 
4,637 
2,212 
1,208 

  $
  $
  $
  $
  $

The table above excludes launch asset amortization as it is recorded as a reduction to revenue. Actual amortization expense may vary as a result of

future acquisitions and dispositions.

5.  CONTENT ASSETS:

The gross cost and accumulated amortization of content assets is as follows: 

Produced content assets:

Completed
In-production

Licensed content assets acquired:

Acquired

Content assets, at cost
Less: Accumulated amortization
Content assets, net
Current portion
Noncurrent portion

As of December 31,

2019

2018

(In thousands)

Period of
Amortization

  $

349,521    $
9,472     

318,234   
13,578   

46,515     
405,508     
(304,745)    
100,763     
(30,642)    
70,121    $

35,866   
367,678   
(256,461)    
111,217     
(33,951)    
77,266     

  $

1-10 Years

Produced  content  assets  include  certain  unamortized  costs  that  will  not  be  80%  amortized  within  three  years  from  December  31,  2019,  totaling
approximately $13.0 million. Approximately 41.5% of these unamortized costs are expected to be amortized within three years from December 31, 2019.
The remaining balance of these costs will be amortized through the year ending December 31, 2029.

Future estimated content amortization expense related to agreements entered into as of December 31, 2019, for years 2020 through 2024 is as follows: 

2020
2021
2022
2023
2024

Future estimated content amortization expense is not included for in-production content assets in the table above.

Future minimum content payments required under agreements entered into as of December 31, 2019, are as follows:

2020
2021
2022
2023

6.  INVESTMENTS:

Cost Method

(In thousands)  
30,642 
22,089 
14,268 
5,976 
1,380 

  $
  $
  $
  $
  $

(In thousands)  
14,804 
8,727 
5,338 
761 

  $
  $
  $
  $

On  April  10,  2015,  the  Company  made  a  $5  million  investment  in  MGM’s  world-class  casino  property,  MGM  National  Harbor,  located  in  Prince
George’s  County,  Maryland,  which  has  a  predominately  African-American  demographic  profile.  On  November  30,  2016,  the  Company  contributed  an
additional $35 million to complete its investment. This investment further diversified our platform in the entertainment industry while still focusing on our
core demographic. We account for this investment on a cost basis. Our MGM National Harbor investment entitles us to an annual cash distribution based
on net gaming revenue. Our MGM investment is included in other assets on the consolidated balance sheets and its income in the amount of approximately
$6.9 million and $7.0 million, for the years ended December 31, 2019 and 2018, respectively, is recorded in other income on the consolidated statements of
operations. The cost method investment is subject to a periodic impairment review in the normal course. The Company reviewed the investment during
2019  and  2018  and  concluded  that  no  impairment  to  the  carrying  value  was  required.  As  of  December  4,  2018,  the  Company’s  interest  in  the  MGM
National Harbor Casino secures the $50 million MGM National Harbor Loan (as defined in Note 9 – Long-Term Debt.)

F-24

 
 
 
 
 
 
  
 
 
 
 
   
 
 
   
   
 
 
     
   
      
    
 
 
   
 
   
      
    
 
   
 
   
   
   
   
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
7.  OTHER CURRENT LIABILITIES:

Other current liabilities consist of the following:

Deferred revenue
Deferred barter revenue
Deferred rent
Employment Agreement Award
Accrued national representative fees
Accrued miscellaneous taxes
Income taxes payable
Tenant allowance
Deferred gain on sale-leaseback
Contingent consideration
Reserve for audience deficiency
Other current liabilities
Other current liabilities

8.  DERIVATIVE INSTRUMENTS:

As of December 31,

2019

2018

(In thousands)
10,879    $
1,599     
—     
3,208     
662     
366     
590     
305     
—     
1,526     
3,005     
3,253     
25,393    $

9,211 
346 
861 
2,520 
1,025 
290 
426 
367 
809 
1,433 
3,332 
3,831 
24,451 

  $

  $

The Company accounts for an award called for in the CEO’s employment agreement (the “Employment Agreement Award”) as a derivative instrument
in  accordance  with  ASC  815,  “Derivatives  and  Hedging.”  The  Company  estimated  the  fair  value  of  the  award  at  December  31,  2019  and  2018,  to  be
approximately $27.0 million and $25.7 million, respectively, and accordingly adjusted its liability to this amount. The long-term portion is recorded in other
long-term liabilities and the current portion is recorded in other current liabilities in the consolidated balance sheets. The expense/(benefit) associated with
the Employment Agreement Award was recorded in the consolidated statements of operations as corporate selling, general and administrative expenses and
was approximately $4.9 million and $(5.1) million for the years ended December 31, 2019, and 2018, respectively.  

The Company’s obligation to pay the Employment Agreement Award was triggered after the Company recovered the aggregate amount of its capital
contribution in TV One and only upon actual receipt of distributions of cash or marketable securities or proceeds from a liquidity event with respect to the
Company’s aggregate investment in TV One. The CEO was fully vested in the award upon execution of the employment agreement, and the award lapses if
the CEO voluntarily leaves the Company, or is terminated for cause. In September 2014, the Compensation Committee of the Board of Directors of the
Company approved terms for a new employment agreement with the CEO, including a renewal of the Employment Agreement Award upon similar terms
as  in  the  prior  employment  agreement.  Prior  to  the  quarter  ended  September  30,  2018,  there  were  probability  factors  included  in  the  calculation  of  the
award related to the likelihood that the award will be realized. During the quarter ended September 30, 2018, management changed the methodology used
in calculating the fair value of the Company's Employment Agreement Award liability to simplify the calculation. As part of the simplified calculation, the
Company eliminated certain adjustments made to its aggregate investment in TV One, including the treatment of historical dividends paid and potential
distribution of assets upon liquidation. The Compensation Committee of the Board of Directors approved the simplified method which eliminates certain
assumptions that were historically used in the determination of the fair value of this liability. The revised methodology resulted in a credit adjustment of
approximately $6.6 million during the quarter ended September 30, 2018 to reflect this change in estimate. The liability was further reduced during the
quarter ended December 31, 2018 using the simplified methodology, due primarily to an overall lower valuation. During 2019, there was an increase in the
overall enterprise valuation and an increase in the overall working capital contributing to an increase in expense recognized throughout the year.

F-25

 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
9.  LONG-TERM DEBT:

Long-term debt consists of the following: 

2018 Credit Facility
MGM National Harbor Loan
2017 Credit Facility
9.25% Senior Subordinated Notes due February 2020
7.375% Senior Secured Notes due April 2022
Comcast Note due April 2019
Total debt
Less: current portion of long-term debt
Less: original issue discount and issuance costs
Long-term debt, net

2018 Credit Facility

As of December 31,

2019

2018

(In thousands)

167,145    $
52,099     
320,629     
—     
350,000     
—     
889,873     
25,945     
13,620     
850,308    $

192,000 
50,066 
323,926 
2,037 
350,000 
11,872 
929,901 
38,706 
17,438 
873,757 

  $

  $

On December 4, 2018, the Company and certain of its subsidiaries entered into a credit agreement (“2018 Credit Facility”), among the Company, the
lenders  party  thereto  from  time  to  time,  Wilmington  Trust,  National  Association,  as  administrative  agent,  and  TCG  Senior  Funding  L.L.C,  as  sole  lead
arranger and sole bookrunner. The 2018 Credit Facility provided $192.0 million in term loan borrowings, which was funded on December 20, 2018. The
net  proceeds  of  term  loan  borrowings  under  the  2018  Credit  Facility  were  used  to  refinance,  repurchase,  redeem  or  otherwise  repay  the  Company's
outstanding 9.25% Senior Subordinated Notes due 2020.

Borrowings under the 2018 Credit Facility are subject to customary conditions precedent, as well as a requirement under the 2018 Credit Facility that
(i) the Company's total gross leverage ratio on a pro forma basis be not greater than 8:00 to 1:00 (this total gross leverage ratio test steps down as described
below), (ii) neither of the administrative agents under the Company's existing credit facilities nor the trustee under the Company's existing senior secured
notes due 2022 have objected to the terms of the new credit documents and (iii) certification by the Company that the terms and conditions of the 2018
Credit Facility satisfy the requirements of the definition of “Permitted Refinancing” (as defined in the agreements governing the Company's existing credit
facilities) and neither of the administrative agents under the Company's existing credit facilities notifies the Company within five (5) business days prior to
funding the borrowings under the 2018 Credit Facility that it disagrees with such determination (including a reasonable description of the basis upon which
it disagrees).

The 2018 Credit Facility matures on December 31, 2022 (the “Maturity Date”). Interest rates on borrowings under the 2018 Credit Facility will be
either (i) from the Funding Date to the Maturity Date, 12.875% per annum, (ii) 11.875% per annum, once 50% of the term loan borrowings have been
repaid or (iii) 10.875% per annum, once 75% of the term loan borrowings have been repaid. Interest payments begin on the last day of the 3-month period
commencing on the Funding Date.

The Company's obligations under the 2018 Credit Facility are not secured. The 2018 Credit Facility is guaranteed on an unsecured basis by each entity

that guarantees the Company's outstanding $350.0 million 2017 Credit Facility (as defined below).

The term loans could have been voluntarily prepaid prior to February 15, 2020 subject to payment of a prepayment premium. The Company is required
to repay principal to the extent then outstanding on each quarterly interest payment date, commencing on the last business day in March 2019, equal to one
quarter  of  7.5%  of  the  aggregate  initial  principal  amount  of  all  term  loans  incurred  on  the  Funding  Date  to  December  2019,  commencing  on  the  last
business day in March 2020, one quarter of 10.0% of the aggregate initial principal amount of all term loans incurred on the Funding Date to December
2021, and, commencing on the last business day in March 2021, one quarter of 12.5% of the aggregate initial principal amount of all term loans incurred on
the  Funding  Date  to  December  2022.  The  Company  is  also  required  to  use  75%  of  excess  cash  flow  (“ECF  payment”)  as  defined  in  the  2018  Credit
Facility,  which  exclude  any  distributions  to  the  Company  or  its  restricted  subsidiaries  in  respect  of  its  interests  in  the  MGM  National  Harbor  to  repay
outstanding term loans at par, paid semiannually and to use 100% of all distributions to the Company or its restricted subsidiaries received in respect of its
interest  in  the  MGM  National  Harbor  to  repay  outstanding  terms  loans  at  par.  During  the  year  ended  December  31,  2019,  the  Company  repaid
approximately  $24.9  million,  under  the  2018  Credit  Facility.  Included  in  the  repayments  made  during  the  year  ended  December  31,  2019  was
approximately $3.5 million in ECF payments in accordance with the agreement.

The 2018 Credit Facility contains customary representations and warranties and events of default, affirmative and negative covenants (in each case,
subject to materiality exceptions and qualifications). The 2018 Credit Facility also contains certain financial covenants, including a maintenance covenant
requiring the Company's total gross leverage ratio to be not greater than 8.0 to 1.00 in 2019, 7.5 to 1.00 in 2020, 7.25 to 1.00 in 2021 and 6.75 to 1.00 in
2022. As of December 31, 2019, the Company was in compliance with all of its financial covenants under the 2018 Credit Facility.

As of December 31, 2019, the Company had outstanding approximately $167.1 million on its 2018 Credit Facility. The original issue discount in the
amount of approximately $3.8 million and associated debt issuance costs in the amount of $875,000 is being reflected as an adjustment to the carrying
amount of the debt obligation and amortized to interest expense over the term of the credit facility using the effective interest rate method. The amortization
of deferred financing costs was charged to interest expense for all periods presented. The amount of deferred financing costs included in interest expense
for all instruments, for the years ended December 31, 2019 and 2018, was approximately $3.9 million and $2.9 million, respectively.

F-26

 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
   
   
   
   
   
   
 
 
 
 
 
  
 
 
 
 
 
MGM National Harbor Loan

Concurrently,  on  December  4,  2018,  Urban  One  Entertainment  SPV,  LLC  (“UONESPV”)  and  its  immediate  parent,  Radio  One  Entertainment
Holdings, LLC (“ROEH”), each of which is a wholly owned subsidiary of the Company, entered into a credit agreement, providing $50.0 million in term
loan borrowings (the “MGM National Harbor Loan”) which was funded on December 20, 2018.

The MGM National Harbor Loan matures on December 31, 2022 and bears interest at 7.0% per annum in cash plus 4.0% per annum paid-in kind. The
loan has limited ability to be prepaid in the first two years. The loan is secured on a first priority basis by the assets of UONESPV and ROEH, including all
of  UONESPV's  shares  held  by  ROEH,  all  of  UONESPV's  interests  in  MGM  National  Harbor,  its  rights  under  the  joint  venture  operating  agreement
governing the MGM National Harbor and UONESPV's obligation to exercise its put right under the joint venture operating agreement in the event of a
UONESPV payment default or bankruptcy event, in each case, subject to applicable Maryland gaming laws and approvals. Exercise by UONESPV of its
put right under the joint venture operating agreement is subject to required lender consent unless the proceeds are used to retire the MGM National Harbor
Loan  and  any  remaining  excess  is  used  to  repay  borrowings,  if  any,  under  the  2018  Credit  Facility.  The  MGM  National  Harbor  Loan  also  contains
customary  representations  and  warranties  and  events  of  default,  affirmative  and  negative  covenants  (in  each  case,  subject  to  materiality  exceptions  and
qualifications).

As of December 31, 2019, the Company had outstanding approximately $52.1 million on its MGM National Harbor Loan. The original issue discount
in  the  amount  of  approximately  $1.0  million  and  associated  debt  issuance  costs  in  the  amount  of  approximately  $1.7  million  is  being  reflected  as  an
adjustment to the carrying amount of the debt obligation and amortized to interest expense over the term of the obligation using the effective interest rate
method. The amortization of deferred financing costs was charged to interest expense for all periods presented.

2017 Credit Facilities

On April 18, 2017, the Company closed on a senior secured credit facility (the “2017 Credit Facility”). The 2017 Credit Facility is governed by a credit
agreement by and among the Company, the lenders party thereto from time to time and Guggenheim Securities Credit Partners, LLC, as administrative
agent, The Bank of New York Mellon, as collateral agent, and Guggenheim Securities, LLC as sole lead arranger and sole book running manager. The 2017
Credit Facility provides for $350 million in term loan borrowings, all of which was advanced and outstanding on the date of the closing of the transaction.

The 2017 Credit Facility matures on the earlier of (i) April 18, 2023, or (ii) in the event such debt is not repaid or refinanced, 91 days prior to the
maturity of the Company’s 2022 Notes (as defined below). At the Company’s election, the interest rate on borrowings under the 2017 Credit Facility are
based on either (i) the then applicable base rate (as defined in the 2017 Credit Facility) as, for any day, a rate per annum (rounded upward, if necessary, to
the next 1/100th of 1%) equal to the greater of (a) the prime rate published in the Wall Street Journal, (b) 1/2 of 1% in excess rate of the overnight Federal
Funds Rate at any given time, (c) the one-month LIBOR rate commencing on such day plus 1.00%) and (d) 2%, or (ii) the then applicable LIBOR rate (as
defined in the 2017 Credit Facility). The average interest rate was approximately 6.27% for 2019 and was 6.07% for 2018. 

The 2017 Credit Facility is (i) guaranteed by each entity that guarantees the Company’s 2022 Notes on a pari passu basis with the guarantees of the
2022 Notes and (ii) secured on a pari passu basis with the Company’s 2022 Notes. The Company’s obligations under the 2017 Credit Facility are secured,
subject to permitted liens and except for certain excluded assets (i) on a first priority basis by certain notes priority collateral, and (ii) on a second priority
basis by collateral for the Company’s asset-backed line of credit. 

In addition to any mandatory or optional prepayments, the Company is required to pay interest on the term loans (i) quarterly in arrears for the base
rate loans, and (ii) on the last day of each interest period for LIBOR loans. Certain voluntary prepayments of the term loans during the first six months will
require an additional prepayment premium. Beginning with the interest payment date occurring in June 2017 and ending in March 2023, the Company will
be required to repay principal, to the extent then outstanding, equal to 1⁄4 of 1% of the aggregate initial principal amount of all term loans incurred on the
effective  date  of  the  2017  Credit  Facility.  On  December  19,  2018,  upon  drawing  under  the  2018  Credit  Facility  and  MGM  National  Harbor  Loan,  the
Company voluntarily prepaid approximately $20.0 million in principal on the 2017 Credit Facility. During the years ended December 31, 2019 and 2018,
the Company repaid approximately $3.3 million and $23.4 million, respectively under the 2017 Credit Facility.

F-27

 
 
 
 
 
 
 
 
 
 
 
 
 
The 2017 Credit Facility contains customary representations and warranties and events of default, affirmative and negative covenants (in each case,
subject to materiality exceptions and qualifications) which may be more restrictive than those governing the 2022 Notes. The 2017 Credit Facility also
contains certain financial covenants, including a maintenance covenant requiring the Company’s interest expense coverage ratio (defined as the ratio of
consolidated EBITDA to consolidated interest expense) to be greater than or equal to 1.25 to 1.00 and its total senior secured leverage ratio (defined as the
ratio of consolidated net senior secured indebtedness to consolidated EBITDA) to be less than or equal to 5.85 to 1.00. 

The net proceeds from the 2017 Credit Facility were used to prepay in full the Company’s previous senior secured credit facility and the agreement

governing such credit facility.

The 2017 Credit Facility contains affirmative and negative covenants that the Company is required to comply with, including:

(a) maintaining an interest coverage ratio of no less than:

§

1.25 to 1.00 on June 30, 2017 and the last day of each fiscal quarter thereafter.

(b) maintaining a senior leverage ratio of no greater than:

§

5.85 to 1.00 on June 30, 2017 and the last day of each fiscal quarter thereafter.

(c)

limitations on:

liens;
sale of assets;
payment of dividends; and

§
§
§
§ mergers.

As of December 31, 2019, the Company was in compliance with all of its financial covenants under the 2017 Credit Facility.

As  of  December  31,  2019,  the  Company  had  outstanding  approximately  $320.6  million  on  its  2017  Credit  Facility.  The  original  issue  discount  is
being reflected as an adjustment to the carrying amount of the debt obligations and amortized to interest expense over the term of the credit facility using
the effective interest rate method. The amortization of deferred financing costs was charged to interest expense for all periods presented.

2022 Notes

On April 17, 2015, the Company closed a private offering of $350.0 million aggregate principal amount of 7.375% senior secured notes due 2022 (the
“2022 Notes”). The 2022 Notes were offered at an original issue price of 100.0% plus accrued interest from April 17, 2015, and will mature on April 15,
2022.  Interest  on  the  2022  Notes  accrues  at  the  rate  of  7.375%  per  annum  and  is  payable  semiannually  in  arrears  on  April  15  and  October  15,  which
commenced on October 15, 2015. The 2022 Notes are guaranteed, jointly and severally, on a senior secured basis by the Company’s existing and future
domestic subsidiaries, including TV One.   

In connection with the closing of the 2022 Notes, the Company and the guarantor parties thereto entered into a Fourth Supplemental Indenture to the
indenture governing the 2020 Notes (as defined below). Pursuant to this Fourth Supplemental Indenture, TV One, which previously did not guarantee the
2020 Notes, became a guarantor under the 2020 Notes indentures. In addition, the transactions caused a “Triggering Event” (as defined in the 2020 Notes
Indenture)  and,  as  a  result,  the  2020  Notes  became  an  unsecured  obligation  of  the  Company  and  the  subsidiary  guarantors  and  rank  equal  in  right  of
payment with the Company’s other senior indebtedness.

The  Company  used  the  net  proceeds  from  the  2022  Notes,  to  refinance  a  previous  credit  agreement,  refinance  certain  TV  One  indebtedness,  and
finance the buyout of membership interests of Comcast in TV One and pay the related accrued interest, premiums, fees and expenses associated therewith. 

The  2022  Notes  are  the  Company’s  senior  secured  obligations  and  rank  equal  in  right  of  payment  with  all  of  the  Company’s  and  the  guarantors’
existing and future senior indebtedness, including obligations under the 2017 Credit Facility and the Company’s 2020 Notes (defined below).  The 2022
Notes and related guarantees are equally and ratably secured by the same collateral securing the 2017 Credit Facility and any other parity lien debt issued
after the issue date of the 2022 Notes, including any additional notes issued under the Indenture, but are effectively subordinated to the Company’s and the
guarantors’ secured indebtedness to the extent of the value of the collateral securing such indebtedness that does not also secure the 2022 Notes. Collateral
includes substantially all of the Company’s and the guarantors’ current and future property and assets for accounts receivable, cash, deposit accounts, other
bank accounts, securities accounts, inventory and related assets including the capital stock of each subsidiary guarantor. Finally, the Company also had the
Comcast Note (defined below) which was a general but senior unsecured obligation of the Company.

F-28

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
Senior Subordinated Notes

On February 10, 2014, the Company closed a private placement offering of $335.0 million aggregate principal amount of 9.25% senior subordinated
notes due 2020 (the “2020 Notes”). The 2020 Notes were offered at an original issue price of 100.0% plus accrued interest from February 10, 2014. The
2020 Notes were scheduled to mature on February 15, 2020. Interest accrued at the rate of 9.25% per annum and was payable semiannually in arrears on
February 15 and August 15 in the initial amount of approximately $15.5 million, which commenced on August 15, 2014. The 2020 Notes were guaranteed
by certain of the Company’s existing and future domestic subsidiaries and any other subsidiaries that guarantee the existing senior credit facility or any of
the Company’s other syndicated bank indebtedness or capital markets securities. The Company used the net proceeds from the offering to repurchase or
otherwise  redeem  all  of  the  amounts  then  outstanding  under  its  previous  notes  and  to  pay  the  related  accrued  interest,  premiums,  fees  and  expenses
associated therewith. During the quarter ended December 31, 2018, in conjunction with entering into the 2018 Credit Facility and MGM National Harbor
Loan, the Company repurchased approximately $243.0 million of its 2020 Notes at an average price of approximately 100.88% of par. During the quarter
ended  December  31,  2018,  the  Company  recorded  a  loss  on  retirement  of  debt  of  approximately  $2.8  million.  This  amount  includes  a  write-off  of
previously  capitalized  debt  financing  costs  and  original  issue  discount  associated  with  the  2020  Notes  in  the  amount  of  $649,000  and  also  includes
approximately $2.1 million associated with the premium paid to the bondholders. During the quarter ended September 30, 2018, the Company repurchased
approximately $5.0 million of its 2020 Notes at an average price of approximately 97.25% of par. The Company recorded a net gain on retirement of debt
of $120,000 for the quarter ended September 30, 2018. During the quarter ended June 30, 2018, the Company repurchased approximately $14.0 million of
its 2020 Notes at an average price of approximately 95.125% of par. The Company recorded a net gain on retirement of debt of $626,000 for the quarter
ended June 30, 2018. During the quarter ended March 31, 2018, the Company repurchased approximately $11 million of its 2020 Notes at an average price
of  approximately  97.375%  of  par.  The  Company  recorded  a  net  gain  on  retirement  of  debt  of  $239,000  for  the  quarter  ended  March  31,  2018.  As  of
December 31, 2019 and December 31, 2018, the Company had approximately $0 and $2.0 million, respectively, of our 2020 Notes outstanding.

On January 17, 2019, the Company announced that it had given the required notice under the indenture governing its 2020 Notes to redeem for cash all
outstanding aggregate principal amount of its Notes to the extent outstanding on February 15, 2019 (the "Redemption Date").  The redemption price for the
Notes will be 100.0% of the principal amount of the Notes, plus accrued and unpaid interest to the Redemption Date. On February 15, 2019, the remaining
2020 Notes were redeemed in full. 

Comcast Note

The  Company  also  had  outstanding  a  senior  unsecured  promissory  note  in  the  aggregate  principal  amount  of  approximately  $11.9  million  due  to
Comcast (“Comcast Note”). The Comcast Note bears interest at 10.47%, is payable quarterly in arrears, and the entire principal amount is due on April 17,
2019. The Company was contractually required to retire the Comcast Note in February 2019 upon redemption of the remaining 2020 Notes. On February
15, 2019, upon redemption of the remaining 2020 Notes, the Comcast Note was paid in full and retired.

Asset-Backed Credit Facility

On  April  21,  2016,  the  Company  entered  into  a  senior  credit  agreement  governing  an  asset-backed  credit  facility  (the  “ABL  Facility”)  among  the
Company, the lenders party thereto from time to time and Wells Fargo Bank National Association, as administrative agent (the “Administrative Agent”).
The  ABL  Facility  provides  for  $25  million  in  revolving  loan  borrowings  in  order  to  provide  for  the  working  capital  needs  and  general  corporate
requirements of the Company. As of December 31, 2019 and as of December 31, 2018, the Company did not have any borrowings outstanding on its ABL
Facility. 

At the Company’s election, the interest rate on borrowings under the ABL Facility are based on either (i) the then applicable margin relative to Base
Rate Loans (as defined in the ABL Facility) or (ii) the then applicable margin relative to LIBOR Loans (as defined in the ABL Facility) corresponding to
the average availability of the Company for the most recently completed fiscal quarter.

Advances under the ABL Facility are limited to (a) eighty-five percent (85%) of the amount of Eligible Accounts (as defined in the ABL Facility), less
the amount, if any, of the Dilution Reserve (as defined in the ABL Facility), minus (b) the sum of (i) the Bank Product Reserve (as defined in the ABL
Facility), plus (ii) the aggregate amount of all other reserves, if any, established by Administrative Agent.

All  obligations  under  the  ABL  Facility  are  secured  by  first  priority  lien  on  all  (i)  deposit  accounts  (related  to  accounts  receivable),  (ii)  accounts
receivable,  (iii)  all  other  property  which  constitutes  ABL  Priority  Collateral  (as  defined  in  the  ABL  Facility).    The  obligations  are  also  secured  by  all
material subsidiaries of the Company.

Finally,  the  ABL  Facility  is  subject  to  the  terms  of  the  Intercreditor  Agreement  (as  defined  in  the  ABL  Facility)  by  and  among  the  Administrative
Agent, the administrative agent for the secured parties under the Company’s term loan and the trustee and collateral trustee under the senior secured notes
indenture.

F-29

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
On  November  13,  2019,  the  Company  entered  into  an  amendment  to  the  ABL  Facility,  (the  “ABL  Amendment”),  which  increases  the  borrowing
capacity  from  $25  million  in  revolving  loan  borrowings  to  $37.5  million  in  order  to  provide  for  the  working  capital  needs  and  general  corporate
requirements  of  the  Company  and  provides  for  a  letter  of  credit  facility  up  to  $7.5  million  as  a  part  of  the  overall  $37.5  million  in  capacity.  The  ABL
Amendment also redefines the “Maturity Date” to read as follows: “Maturity Date" shall mean the earlier to occur of (a) April 21, 2021 and (b) the date
that is thirty (30) days prior to the earlier to occur of (i) the Term Loan Maturity Date (as defined in the Term Loan Credit Agreement as in effect on the
Effective Date or as the same may be extended in accordance with the terms of the Term Loan Credit Agreement), and (ii) the Stated Maturity (as defined
in the Senior Secured Notes Indenture (as defined in the Term Loan Credit Agreement)) of the Notes (as defined in the Senior Secured Notes Indenture as
in effect on the Effective Date or as the same may be extended in accordance with the terms of the Senior Secured Notes Indenture).”

On February 24, 2015, the Company entered into a letter of credit reimbursement and security agreement. On October 8, 2019, the Company entered
into an amendment to its letter of credit reimbursement and security agreement and extended the term to October 8, 2024. As of December 31, 2019, the
Company had letters of credit totaling $848,000 under the agreement. Letters of credit issued under the agreement are required to be collateralized with
cash.  

The  Company  conducts  a  portion  of  its  business  through  its  subsidiaries.  Certain  of  the  Company’s  subsidiaries  have  fully  and  unconditionally
guaranteed the Company’s 2022 Notes, the Company’s obligations under the 2017 Credit Facility, and the obligations under the 2018 Credit Facility. The
Company’s interest in the MGM National Harbor Casino fully guarantees the MGM National Harbor Loan. 

Future Minimum Principal Payments

Future scheduled minimum principal payments of debt as of December 31, 2019, are as follows:

2018
 Credit 
Facility

MGM 
National 

Harbor Loan    

Asset-backed 
Credit Facility   

2017
 Credit
 Facility

7.38% 
Senior 
Secured 
Notes
 due April 
2022

$

$

22,648   
19,200   
125,297   
—   
—   
167,145   

$

$

—   
—   
52,099   
—   
—   
52,099   

$

$

(In thousands)
—    $
—   
—   
—   
—   
—    $

3,297    $
3,297   
3,297   
310,738   
—   
320,629    $

—    $
—   
350,000   
—   
—   
350,000    $

Total

25,945 
22,497 
530,693 
310,738 
— 
889,873 

2020
2021
2022
2023
2024 and thereafter
Total Debt

10.  INCOME TAXES:

A reconciliation of the statutory federal income taxes to the recorded benefit from income taxes from continuing operations is as follows: 

Statutory federal tax expense
Effect of state taxes, net of federal benefit
Effect of state rate and tax law changes
Return to provision adjustments
Other permanent items
Non-deductible meals and entertainment
Impairment of long-lived intangible assets
Non-deductible officer’s compensation
Change in valuation allowance
IRC Section 382 adjustments
NOL expirations
Stock-based compensation forfeitures and adjustments
Uncertain tax positions
Other
Provision for (benefit from) income taxes

F-30

For the Years Ended
December 31,

2019

2018

(In thousands)
2,714    $
1,904     
578     
(110)    
75     
226     
1,218     
1,781     
24     
573     
1,815     
178     
(172)    
60     
10,864    $

716 
383 
(1,423)
659 
100 
253 
3,087 
(561)
(125,635)
(13,547)
— 
1,677 
(829)
(79)
(135,199)

  $

  $

 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
The statutory federal tax rate used for the years ended December 31, 2019 and December 31, 2018 is 21%. Major components of the effective tax rate
for the year ended December 31, 2019 are related to the limitation of officer's compensation under IRC Section 162(m), and state income taxes. A major
component  of  the  effective  tax  rate  during  the  year  ended  December  31,  2018  was  due  to  the  release  of  valuation  allowance  of  approximately  $125.6
million related to federal and state net operating losses (“NOLs”), and a reduction of IRC Section 382 limitations by approximately $13.5 million on these
NOLs.

The components of the provision for (benefit from) income taxes from continuing operations are as follows: 

Federal:

Current
Deferred

State:

Current
Deferred

Provision for (benefit from) income taxes

Deferred Income Taxes

For the Years Ended
December 31,

2019

2018

(In thousands)

  $

  $

—    $
5,973     

— 
(116,316)

595     
4,296     
10,864    $

604 
(19,487)
(135,199)

Deferred income taxes reflect the impact of temporary differences between the assets and liabilities recognized for financial reporting purposes and
amounts recognized for tax purposes. Deferred taxes are based on tax laws as currently enacted. Deferred tax assets are reduced by a valuation allowance
if,  based  upon  the  weight  of  available  evidence,  it  is  not  more  likely  than  not  that  we  will  realize  some  portion  or  all  of  the  deferred  tax  assets.  The
significant components of the Company’s deferred tax assets and liabilities are as follows: 

Deferred tax assets:

Allowance for doubtful accounts
Accruals
Fixed assets
Stock-based compensation
Net operating loss carryforwards
Lease liability
Interest expense carryforward
Alternative minimum tax credit
Other

Total deferred tax assets
Valuation allowance for deferred tax assets
Total deferred tax asset, net of valuation allowance

Deferred tax liabilities:
Intangible assets
Right of use asset
Partnership interests
Qualified film expenditures

Total deferred tax liabilities
Net deferred tax liability

F-31

  $

As of December 31,
2018
2019

(In thousands)

1,804    $
528     
418     
499     
103,700     
12,094     
16,224     
428     
(324)    
135,371     
(249)    
135,122     

2,001 
1,685 
970 
543 
121,562 
— 
6,519 
856 
1,192 
135,328 
(235)
135,093 

(147,350)    
(10,100)    
(1,813)    
(419)    
(159,682)    
(24,560)   $

(145,072)
— 
(1,795)
(1,130)
(147,997)
(12,904)

  $

 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
      
  
   
   
      
  
   
   
  
 
 
 
 
 
 
 
   
 
 
 
 
   
      
  
   
   
   
   
   
   
   
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
   
 
 
 
As  of  December  31,  2019,  the  Company  had  federal  and  state  NOL  carryforward  amounts  of  approximately  $733.3  million  and  $472.5  million,
respectively.  The  state  NOLs  are  applied  separately  from  the  federal  NOL  as  the  Company  generally  files  separate  state  returns  for  each  subsidiary.
Additionally, the amount of the state NOLs may change if future apportionment factors differ from current factors. During 2016, the Company performed
an Internal Revenue Code (“IRC”) Section 382 study (“the study”) and concluded that there was an ownership shift during calendar year 2009 that resulted
in an estimated limitation on our federal and state NOLs for approximately $361.1 million and $262.7 million, respectively. During 2018, the Company
updated the study for additional information based on additional technical insight into the application of the tax law, which resulted in a decrease to the
initial  estimated  limitation.  In  2018,  the  Company  identified  certain  assets  with  net  unrealized  built-in  gain  that  reduced  the  estimated  federal  and  state
limitation by approximately $65.6 million and $52.9 million, respectively. The Company continues to assess potential tax strategies (which could include
seeking a ruling from the IRS) which, if successful, may reduce the impact of the annual limitations and potentially recover NOLs that otherwise would
expire before being applied to reduce future income tax liabilities. If successful, the Company may be able to recover additional federal and state NOLs in
future periods, which could be material. If we conclude that it is more likely than not that we will be able to realize additional federal and state NOLs, the
tax benefit could materially impact future quarterly and annual periods. The federal and state NOLs expire in various years from 2020 to 2038.

As of December 31, 2019, the gross deferred tax assets of approximately $135.4 million were primarily the result of federal and state net operating
losses, and the IRC Section 163(j) interest expense carryforward. A valuation allowance of $249,000 and $235,000 was recorded against our gross deferred
tax asset balance as of December 31, 2019 and December 31, 2018, respectively and is related to state jurisdictions where it is not more likely than not the
deferred tax assets will be realized.

The assessment to determine the value of the deferred tax assets to be realized under ASC 740 is highly judgmental and requires the consideration of
all  available  positive  and  negative  evidence  in  evaluating  the  likelihood  of  realizing  the  tax  benefit  of  the  deferred  tax  assets  in  a  future  period.
Circumstances may change over time such that previous negative evidence no longer exists, and new conditions should be evaluated as positive or negative
evidence that could affect the realization of the deferred tax assets. Since the evaluation requires consideration of events that may occur in some years in
the future, significant judgment is required, and our conclusion could be materially different if certain expectations do not materialize.

In  the  assessment  of  all  available  evidence,  an  important  piece  of  objective  verifiable  evidence  is  evaluating  a  cumulative  pre-tax  income  or  loss
position over the most recent three-year period. Historically, the Company has maintained a full valuation against the net deferred tax assets, principally
due to a cumulative pre-tax loss over the most recent three-year period. During the quarter ended December 31, 2018, the Company achieved three years of
cumulative  pre-tax  income,  which  removed  the  most  heavily  weighed  piece  of  objective  verifiable  negative  evidence  from  our  evaluation  of  the
realizability of deferred tax assets. The Company continues to maintain three years of rolling cumulative pre-tax income as of December 31, 2019.

Additionally,  the  Company  is  projecting  forecasts  of  taxable  income  to  utilize  our  federal  and  state  NOLs  as  part  of  our  evaluation  of  positive
evidence. As  part  of  the  2017  Tax  Act,  IRC  Section  163(j)  limited  the  deduction  of  interest  expense.  In  conjunction  with  evaluating  and  weighing  our
cumulative three-year pre-tax income, we also evaluated the impact that interest expense has had on our cumulative three-year pre-tax income. A material
component of the Company’s expenses is interest, and has been the primary driver of historical pre-tax losses. Adjusting for the IRC Section 163(j) interest
expense limitation on projected taxable income, we estimate utilization of federal and state net operating losses that are not subject to annual limitations as
a result of the 2009 ownership shift as defined under IRC Section 382.

Realization  of  the  Company’s  federal  and  state  net  operating  losses  is  dependent  on  generating  sufficient  taxable  income  in  future  periods,  and
although  the  Company  believes  it  is  more  likely  than  not  future  taxable  income  will  be  sufficient  to  utilize  the  net  operating  losses,  realization  is  not
assured and future events may cause a change to the judgment of the realizability of these deferred tax assets. If a future event causes the Company to re-
evaluate and conclude that it is not more likely than not, that all or a portion of the deferred tax assets are realizable, the Company would be required to
establish a valuation allowance against the assets at that time which would result in a charge to income tax expense and a decrease to net income in the
period which the change of judgment is concluded.

Unrecognized Tax Benefits  

A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:

Balance as of January 1
Additions for tax positions related to current years
Additions (deductions) for tax positions related to prior years
Deductions for tax positions as a result of tax settlements
Balance as of December 31

F-32

2019

2018

(In thousands)
4,637    $
—   
96   
—   
4,733    $

5,758 
157 
(1,113)
(165)
4,637 

$

$

 
 
 
 
 
    
 
    
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The nature of the uncertainties pertaining to the Company’s income taxes is primarily due to various state income tax positions that affect the amount
of  state  NOLs  available  to  be  applied  to  reduce  future  state  income  tax  liabilities.  The  unrecognized  tax  benefits  liability  accrued  on  our  balance  sheet
increased  by  $96,000  and  decreased  by  approximately  $1.1  million  during  the  years  ended  December  31,  2019  and  December  31,  2018,  respectively,
primarily  as  a  result  of  applicable  tax  rate  changes.  During  the  year  ended  December  31,  2018,  the  Company  increased  the  unrecognized  tax  benefits
liability by $157,000 related to the potential state income tax effects due to South Dakota v. Wayfair, Inc.  As  of  December  31,  2019,  the  Company  had
unrecognized tax benefits of approximately $4.7 million, which if recognized, would impact the effective tax rate.

The  Company  recognizes  accrued  interest  and  penalties  related  to  unrecognized  tax  benefits  as  a  component  of  tax  expense.  There  is  no  material
amount of interest and penalties recognized in the statement of operations and the balance sheet for the year ended December 31, 2019. The Company does
not anticipate any significant increases or decreases to the total unrecognized tax benefits within the next twelve months subsequent to December 31, 2019.

The Company files income tax returns in the U.S. federal jurisdiction, various state and local jurisdictions and is subject to examination by the various
taxing authorities. The Company’s open tax years for federal income tax examinations include the tax years ended December 31, 2016 through 2019. For
state and local purposes, the open years for tax examinations include the tax years ended December 31, 2015 through 2019. To the extent that net operating
losses are utilized, the year of the loss is open to examination. 

11.  STOCKHOLDERS’ EQUITY:

Common Stock

The Company has four classes of common stock, Class A, Class B, Class C and Class D. Generally, the shares of each class are identical in all respects
and entitle the holders thereof to the same rights and privileges. However, with respect to voting rights, each share of Class A common stock entitles its
holder to one vote and each share of Class B common stock entitles its holder to ten votes. The holders of Class C and Class D common stock are not
entitled to vote on any matters. The holders of Class A common stock can convert such shares into shares of Class C or Class D common stock. Subject to
certain limitations, the holders of Class B common stock can convert such shares into shares of Class A common stock. The holders of Class C common
stock can convert such shares into shares of Class A common stock. The holders of Class D common stock have no such conversion rights.  

Stock Repurchase Program

From time to time, the Company’s Board of Directors has authorized repurchases of shares of the Company’s Class A and Class D common stock. As
of December 31, 2019, except that the Company has limited but ongoing authority to purchase shares under the Company’s stock plans as described below,
there was no open authorizations with respect to its Class A and Class D common stock. Under open authorizations, repurchases may be made from time to
time in the open market or in privately negotiated transactions in accordance with applicable laws and regulations. Shares are retired when repurchased.
The  timing  and  extent  of  any  repurchases  will  depend  upon  prevailing  market  conditions,  the  trading  price  of  the  Company’s  Class  A  and/or  Class  D
common stock and other factors, and subject to restrictions under applicable law. When in effect, the Company executes upon the stock repurchase program
in  a  manner  consistent  with  market  conditions  and  the  interests  of  the  stockholders,  including  maximizing  stockholder  value.  During  the  year  ended
December 31, 2019, the Company repurchased 54,896 shares of Class A Common Stock in the amount of $120,000 at an average of $2.19 per share and
repurchased 1,709,315 shares of Class D Common Stock in the amount of approximately $3.5 million at an average of $2.06 per share. During the year
ended December 31, 2018, the Company repurchased 4,160 shares of Class A Common Stock in the amount of $9,000 at an average of $2.26 per share and
repurchased 3,377,436 shares of Class D Common Stock in the amount of approximately $7.0 million at an average of $2.10 per share. 

In addition, the Company has limited but ongoing authority to purchase shares of Class D common stock (in one or more transactions at any time there
remain outstanding grants) under the Company’s 2009 Stock Plan and 2019 Equity and Performance Incentive Plan (both as defined below). As of May 21,
2019,  the  2019  Equity  and  Performance  Incentive  Plan  will  be  used  to  satisfy  any  employee  or  other  recipient  tax  obligations  in  connection  with  the
exercise  of  an  option  or  a  share  grant  under  the  2009  Stock  Plan,  to  the  extent  that  the  Company  has  capacity  under  its  financing  agreements  (i.e.,  its
current credit facilities and indentures) (each a “Stock Vest Tax Repurchase”). During the year ended December 31, 2019, the Company executed a Stock
Vest Tax Repurchase of 957,895 shares of Class D Common Stock in the amount of approximately $1.9 million at an average price of $1.96 per share.
During  the  year  ended  December  31,  2018,  the  Company  executed  a  Stock  Vest  Tax  Repurchase  of  612,386  shares  of  Class  D  Common  Stock  in  the
amount of approximately $1.1 million at an average price of $1.78 per share.

F-33

 
 
 
 
 
 
 
 
 
 
 
 
 
Stock Option and Restricted Stock Grant Plan

Our 2009 stock option and restricted stock plan (the “2009 Stock Plan”) was originally approved by the stockholders at the Company’s annual meeting
on December 16, 2009.  The Company had the authority to issue up to 8,250,000 shares of Class D Common Stock under the 2009 Stock Plan.  Since its
original approval, from time to time, the Board of Directors adopted and, as required, our stockholders approved certain amendments to and restatement of
the  2009  Stock  Plan  (the  “Amended  and  Restated  2009  Stock  Plan”).  The  amendments  under  the  Amended  and  Restated  2009  Stock  Plan  primarily
affected (i) the number of shares with respect to which options and restricted stock grants may be granted under the 2009 Stock Plan and (ii) the maximum
number of shares that can be awarded to any individual in any one calendar year. On April 13, 2015, the Board of Directors adopted, and our stockholders
approved on June 2, 2015, an amendment that replenished the authorized plan shares, increasing the number of shares of Class D common stock available
for grant back up to 8,250,000 shares. Our new stock option and restricted stock plan (“2019 Equity and Performance Incentive Plan”), currently in effect
was  approved  by  the  stockholders  at  the  Company’s  annual  meeting  on  May  21,  2019.    The  Board  of  Directors  adopted,  and  on  May  21,  2019,  our
stockholders approved, the 2019 Equity and Performance Incentive Plan which is funded with 5,500,000 shares of Class D Common Stock. The Company
uses an average life for all option awards. The Company settles stock options upon exercise by issuing stock. As of December 31, 2019, 3,023,462 shares
of Class D common stock were available for grant under the 2019 Equity and Performance Incentive Plan.

On October 26, 2015, the Compensation Committee (“Compensation Committee”) of the Board of Directors of the Company awarded David Kantor,
Chief Executive Officer, Radio Division, 100,000 restricted shares of the Company’s Class D common stock, and stock options to purchase 300,000 shares
of  the  Company’s  Class  D  common  stock.  The  grants  were  effective  November  5,  2015,  and  vested  in  approximately  equal  1/3  tranches  on  each  of
November 5, 2016, November 5, 2017, and November 5, 2018.

On  August  7,  2017,  the  Compensation  Committee  awarded  Catherine  Hughes,  Chairperson,  449,630  restricted  shares  of  the  Company’s  Class  D
common stock, and stock options to purchase 199,836 shares of the Company’s Class D common stock. The grants were effective August 7, 2017, and
vested on January 5, 2018.

On  August  7,  2017,  the  Compensation  Committee  awarded  Catherine  Hughes,  Chairperson,  474,609  restricted  shares  of  the  Company’s  Class  D
common stock, and stock options to purchase 210,937 shares of the Company’s Class D common stock. The grants were effective January 5, 2018, and
vested on January 5, 2019.

  On  June  12,  2019,  the  Compensation  Committee  awarded  Catherine  Hughes,  Chairperson,  393,685  restricted  shares  of  the  Company’s  Class  D
common stock, and stock options to purchase 174,971 shares of the Company’s Class D common stock. The grants were effective July 5, 2019 and vested
on January 6, 2020. 

On  August  7,  2017,  the  Compensation  Committee  awarded  Alfred  Liggins,  Chief  Executive  Officer  and  President,  749,383  restricted  shares  of  the
Company’s  Class  D  common  stock,  and  stock  options  to  purchase  333,059  shares  of  the  Company’s  Class  D  common  stock.  The  grants  were  effective
August 7, 2017, and vested on January 5, 2018.

On  August  7,  2017,  the  Compensation  Committee  awarded  Alfred  Liggins,  Chief  Executive  Officer  and  President,  791,015  restricted  shares  of  the
Company’s  Class  D  common  stock,  and  stock  options  to  purchase  351,562  shares  of  the  Company’s  Class  D  common  stock.  The  grants  were  effective
January 5, 2018, and vested on January 5, 2019.

On  June  12,  2019,  the  Compensation  Committee  awarded  Alfred  Liggins,  Chief  Executive  Officer  and  President,  656,142  restricted  shares  of  the
Company’s Class D common stock, and stock options to purchase 291,619 shares of the Company’s Class D common stock. The grants were effective July
5, 2019 and vested on January 6, 2020.

On August 7, 2017, the Compensation Committee awarded Peter Thompson, Chief Financial Officer, 256,579 restricted shares of the Company’s Class
D common stock, and stock options to purchase 114,035 shares of the Company’s Class D common stock. The grants were effective August 7, 2017, and
vested on January 5, 2018. 

On August 7, 2017, the Compensation Committee awarded Peter Thompson, Chief Financial Officer, 270,833 restricted shares of the Company’s Class
D common stock, and stock options to purchase 120,370 shares of the Company’s Class D common stock. The grants were effective January 5, 2018, and
vested on January 5, 2019.

 On June 12, 2019, the Compensation Committee awarded Peter Thompson, Chief Financial Officer, 224,654 restricted shares of the Company’s Class
D common stock, and stock options to purchase 99,846 shares of the Company’s Class D common stock. The grants were effective July 5, 2019 and vested
on January 6, 2020. 

On August 7, 2017, the Compensation Committee awarded 575,262 shares of restricted stock and 470,000 stock options to certain employees pursuant
to the Company’s long-term incentive plan. The grants were effective August 7, 2017. 470,000 shares of restricted stock and 470,000 stock options will
vest in three installments, with the first installment of 33% vesting on January 5, 2018, and the second installment vesting on January 5, 2019, and the
remaining installment vesting on January 5, 2020. 105,262 shares of restricted stock immediately vested on August 7, 2017. 

F-34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On October 2, 2017, Karen Wishart, our current Chief Administrative Officer, as part of her employment agreement, received an equity grant of 37,500
shares of the Company's Class D common stock as well as a grant of options to purchase 37,500 shares of the Company's Class D common stock.  The
grants vest in equal increments on each of October 2, 2018, October 2, 2019 and October 2, 2020.

On June 12, 2019, the Compensation Committee awarded David Kantor, Chief Executive Officer – Radio Division, 195,242 restricted shares of the
Company’s Class D common stock, and stock options to purchase 86,774 shares of the Company’s Class D common stock. The grants were effective July
5, 2019 and vested on January 6, 2020. 

Pursuant to the terms of each of our stock plans and subject to the Company’s insider trading policy, a portion of each recipient’s vested shares may be

sold in the open market for tax purposes on or about the vesting dates. 

The Company measures compensation cost for all stock-based awards at fair value on date of grant and recognizes the related expense over the service
period for awards expected to vest. The restricted stock-based awards do not participate in dividends until fully vested. The fair value of stock options is
determined using the BSM.  Such fair value is recognized as an expense over the service period, net of estimated forfeitures, using the straight-line method.
Estimating the number of stock awards that will ultimately vest requires judgment, and to the extent actual forfeitures differ substantially from our current
estimates, amounts will be recorded as a cumulative adjustment in the period the estimated number of stock awards are revised. We consider many factors
when  estimating  expected  forfeitures,  including  the  types  of  awards,  employee  classification  and  historical  experience.  Actual  forfeitures  may  differ
substantially from our current estimate.

The Company’s use of the BSM to calculate the fair value of stock-based awards incorporates various assumptions including volatility, expected life,
and interest rates. For options granted, the BSM determines: (i) the term by using the simplified “plain-vanilla” method as allowed under SAB No. 110;
(ii) a historical volatility over a period commensurate with the expected term, with the observation of the volatility on a daily basis; and (iii) a risk-free
interest rate that was consistent with the expected term of the stock options and based on the U.S. Treasury yield curve in effect at the time of the grant.

Stock-based compensation expense for the years ended December 31, 2019 and 2018, was approximately $4.8 million and $4.7 million, respectively.

The  Company  granted  653,210  stock  options  during  the  year  ended  December  31,  2019  and  granted  732,869  stock  options  during  the  year  ended
December 31, 2018. The per share weighted-average fair value of options granted during the years ended December 31, 2019 and 2018, was $2.17 and
$1.81, respectively.

These fair values were derived using the BSM with the following weighted-average assumptions:

Average risk-free interest rate
Expected dividend yield
Expected lives
Expected volatility

For the Years Ended
December 31,

2019

2018

1.84% 
0.00% 

2.42%
0.00%

5.25 years 

6.00 years 

68.0% 

65.1%

Transactions and other information relating to stock options for the years December 31, 2019 and 2018 are summarized below:

Outstanding at December 31, 2017
Grants
Exercised
Forfeited/cancelled/expired/settled
Outstanding at December 31, 2018
Grants
Exercised
Forfeited/cancelled/expired/settled
Outstanding at December 31, 2019
Vested and expected to vest at December 31, 2019
Unvested at December 31, 2019
Exercisable at December 31, 2019

Weighted-
Average
Exercise
Price

Weighted-
Average
Remaining
Contractual
Term (In
Years)

Aggregate
Intrinsic
Value

1.89   
1.81   
1.41   
1.43   
2.12   
2.17   
1.90   
1.90   
2.13   
2.13   
2.11   
2.13   

4.90    $

795,000 

7.19    $

130,000 

6.70    $
6.68    $
9.13    $
6.11    $

255,000 
255,000 
— 
255,000 

Number
of 
Options

4,804,000   
733,000   
63,000   
(1,905,000)  
3,569,000   
653,000   
15,000   
(10,000)  
4,197,000   
4,145,000   
822,000   
3,375,000   

$
$
$
$
$
$
$
$
$
$
$
$

F-35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
    
 
  
 
 
 
    
 
  
 
 
 
    
 
  
 
 
 
 
 
 
    
 
  
 
 
 
    
 
  
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The aggregate intrinsic value in the table above represents the difference between the Company’s stock closing price on the last day of trading during
the year ended December 31, 2019, and the exercise price, multiplied by the number of shares that would have been received by the holders of in-the-
money options had all the option holders exercised their in-the-money options on December 31, 2019. This amount changes based on the fair market value
of the Company’s stock.

There  were  15,000  options  exercised  during  the  year  ended  December  31,  2019  and  there  were  63,190  options  exercised  during  the  year  ended
December  31,  2018.  The  number  of  options  that  vested  during  the  year  ended  December  31,  2019  was  847,030  and  the  number  of  options  that  vested
during the year ended December 31, 2018 was 269,173.

As of December 31, 2019, $95,000 of total unrecognized compensation cost related to stock options is expected to be recognized over a weighted-

average period of 0.4 months. The weighted-average fair value per share of shares underlying stock options was $1.54 at December 31, 2019.

The  Company  granted  2,603,567  and  1,758,428  shares,  respectively,  of  restricted  stock  during  the  years  ended  December  31,  2019  and  2018,
respectively. During the years ended December 31, 2019 and 2018, 25,000 shares and 23,256 shares, respectively, of restricted stock were issued to the
Company’s non-executive directors as a part of their compensation packages. Each of the four non-executive directors received 25,000 shares of restricted
stock, or $50,000 worth, of restricted stock based upon the closing price of $2.00 of the Company’s Class D common stock on June 17, 2019. Each of the
four non-executive directors received 23,256 shares of restricted stock, or $50,000 worth, of restricted stock based upon the closing price of $2.15 of the
Company’s Class D common stock on June 15, 2018. The restricted stock grants for the non-executive directors vest over a two-year period in equal 50%
installments.

Transactions and other information relating to restricted stock grants for the years ended December 31, 2019 and 2018 are summarized below: 

Unvested at December 31, 2017
Grants
Vested
Forfeited/cancelled/expired
Unvested at December 31, 2018
Grants
Vested
Forfeited/cancelled/expired
Unvested at December 31, 2019

Average
Fair
Value at
Grant
Date

1.94 
1.83 
1.93 
1.90 
1.85 
2.16 
1.94 
2.19 
2.14 

Shares

2,303,000    $
1,758,000    $
(1,904,000)   $
(33,000)   $
2,124,000    $
2,604,000    $
(2,840,000)   $
(74,000)   $
1,814,000    $

Restricted stock grants were and are included in the Company’s outstanding share numbers on the effective date of grant. As of December 31, 2019,
$528,000 of total unrecognized compensation cost related to restricted stock grants was expected to be recognized over a weighted-average period of 1.32
months. 

12.   PROFIT SHARING AND EMPLOYEE SAVINGS PLAN:

The  Company  maintains  a  profit  sharing  and  employee  savings  plan  under  Section  401(k)  of  the  Internal  Revenue  Code.  This  plan  allows  eligible
employees to defer allowable portions of their compensation on a pre-tax basis through contributions to the savings plan. The Company may contribute to
the plan at the discretion of its Board of Directors. The Company does not match employee contributions. The Company did not make any contributions to
the plan during the years ended December 31, 2019 and 2018.

F-36

 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
13.  COMMITMENTS AND CONTINGENCIES:

Radio Broadcasting Licenses

Each  of  the  Company’s  radio  stations  operates  pursuant  to  one  or  more  licenses  issued  by  the  Federal  Communications  Commission  that  have  a
maximum  term  of  eight  years  prior  to  renewal.  The  Company’s  radio  broadcasting  licenses  expire  at  various  times  beginning  in  April  2020  through
December  1,  2027.  Although  the  Company  may  apply  to  renew  its  radio  broadcasting  licenses,  third  parties  may  challenge  the  Company’s  renewal
applications. The Company is not aware of any facts or circumstances that would prevent the Company from having its current licenses renewed.

Royalty Agreements

Musical works rights holders, generally songwriters and music publishers, have been traditionally represented by performing rights organizations, such
as the American Society of Composers, Authors and Publishers (“ASCAP”), Broadcast Music, Inc. (“BMI”) and SESAC, Inc. (“SESAC”).  The market for
rights relating to musical works is changing rapidly. Songwriters and music publishers have withdrawn from the traditional performing rights organizations,
particularly  ASCAP  and  BMI,  and  new  entities,  such  as  Global  Music  Rights,  Inc.  (“GMR”),  have  been  formed  to  represent  rights  holders.  These
organizations negotiate fees with copyright users, collect royalties and distribute them to the rights holders.  We have arrangements with ASCAP, SESAC
and GMR, and are in negotiations with BMI for a new agreement. If we are unable to reach an agreement with BMI, a court will determine the royalty we
will be required to pay BMI.  

Leases and Other Operating Contracts and Agreements

The Company has noncancelable operating leases for office space, studio space, broadcast towers and transmitter facilities that expire over the next
12 years. The Company’s leases for broadcast facilities generally provide for a base rent plus real estate taxes and certain operating expenses related to the
leases. Certain of the Company’s leases contain renewal options, escalating payments over the life of the lease and rent concessions. The future rentals
under non-cancelable leases as of December 31, 2019, are shown below.   

The Company has other operating contracts and agreements including employment contracts, on-air talent contracts, severance obligations, retention
bonuses, consulting agreements, equipment rental agreements, programming related agreements, and other general operating agreements that expire over
the next six years. The amounts the Company is obligated to pay for these agreements are shown below. 

Years ending December 31:
2020
2021
2022
2023
2024
2025 and thereafter
Total

Operating
Lease

Agreements    

Other 
Operating
Contracts 
and
Agreements  

(In thousands)

$

$

66,515    $
30,054   
17,093   
11,171   
10,213   
34,171   
169,217    $

12,845 
11,234 
10,278 
8,750 
7,578 
8,490 
59,175 

Of the total amount of other operating contracts and agreements included in the table above, approximately $110.1 million has not been recorded on
the balance sheet as of December 31, 2019, as it does not meet recognition criteria. Approximately $14.7 million relates to certain commitments for content
agreements  for  our  cable  television  segment,  approximately  $18.7  million  relates  to  employment  agreements,  and  the  remainder  relates  to  other
programming, network and operating agreements. 

Reach Media Redeemable Noncontrolling Interest Shareholders’ Put Rights

Beginning on January 1, 2018, the noncontrolling interest shareholders of Reach Media have had an annual right to require Reach Media to purchase
all or a portion of their shares at the then current fair market value for such shares (the “Put Right”). This annual right is exercisable for a 30-day period
beginning January 1 of each year. The purchase price for such shares may be paid in cash and/or registered Class D common stock of Urban One, at the
discretion of Urban One. The noncontrolling interest shareholders of Reach Media did not exercise their Put Right for the 30-day period ending January 30,
2020.  Management,  at  this  time,  cannot  reasonably  determine  the  period  when  and  if  the  put  right  will  be  exercised  by  the  noncontrolling  interest
shareholders.

F-37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
Letters of Credit

On February 24, 2015, the Company entered into a letter of credit reimbursement and security agreement. On October 8, 2019, the Company entered
into an amendment to its letter of credit reimbursement and security agreement and extended the term to October 8, 2024. As of December 31, 2019, the
Company had letters of credit totaling $848,000 under the agreement. Letters of credit issued under the agreement are required to be collateralized with
cash.  

Other Contingencies

The  Company  has  been  named  as  a  defendant  in  several  legal  actions  arising  in  the  ordinary  course  of  business.  It  is  management’s  opinion,  after
consultation with its legal counsel, that the outcome of these claims will not have a material adverse effect on the Company’s financial position or results of
operations.  

14.  QUARTERLY FINANCIAL DATA (UNAUDITED):

2019:
Net revenue
Operating income
Net (loss) income

Consolidated net (loss) income attributable to common
stockholders
BASIC AND DILUTED NET (LOSS) INCOME
ATTRIBUTABLE TO COMMON STOCKHOLDERS
Consolidated net (loss) income per share attributable to
common stockholders - basic
Consolidated net (loss) income per share attributable to
common stockholders - diluted

WEIGHTED AVERAGE SHARES OUTSTANDING
Weighted average shares outstanding — basic
Weighted average shares outstanding —diluted

$

$

$

Quarters Ended

March 31

June 30 (a)
(In thousands, except share data)

September 30     December 31 (a)  

(As Revised) (b)

$

98,449   
14,796   
(2,979)  

121,571    $
29,121   
7,137   

111,055    $
31,117   
5,687   

105,854 
12,062 
(7,788)

(3,104)  

6,591   

5,359   

(7,921)

(0.07)  

(0.07)  

$

$

0.15    $

0.12    $

0.14    $

0.12    $

(0.18)

(0.18)

45,001,767   
45,001,767   

45,061,821   
45,701,655   

44,315,077   
46,118,702   

44,172,147 
44,172,147 

(a) The net income (loss) from continuing operations for the quarters ended June 30, 2019 and December 31, 2019, includes approximately $3.8 million

and $6.8 million, respectively of impairment charges.

(b) Operating income for the quarters ended March 31, 2019, June 30, 2019 and September 30, 2019 have been revised in the amounts of approximately
$1.3  million,  $1.4  million  and  $1.4  million,  respectively,  to  reflect  the  interest  expense  component  of  operating  leases  from  interest  expense  into
operating expenses.

F-38

 
 
 
  
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
 
  
 
   
   
   
   
   
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
    
 
    
 
    
 
  
 
 
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2018:
Net revenue
Operating income
Net (loss) income

Consolidated net (loss) income attributable to common
stockholders
BASIC AND DILUTED NET (LOSS) INCOME
ATTRIBUTABLE TO COMMON STOCKHOLDERS
Consolidated net (loss) income per share attributable to
common stockholders - basic
Consolidated net (loss) income per share attributable to
common stockholders - diluted

WEIGHTED AVERAGE SHARES OUTSTANDING
Weighted average shares outstanding — basic
Weighted average shares outstanding —diluted

$

$

$

March 31 (a)

June 30

September 30     December 31 (a)  

(In thousands, except share data)

Quarters Ended

$

99,621   
7,315   
(22,522)  

115,206    $
24,813   
23,896   

110,730    $
32,101   
23,375   

113,541 
9,411 
113,856 

(22,555)  

23,590   

23,044   

113,363 

(0.48)  

(0.48)  

$

$

0.51    $

0.51    $

0.49    $

0.49    $

2.54 

2.42 

46,757,386   
46,757,386   

46,033,402   
48,438,693   

45,128,341   
47,462,358   

44,663,033 
46,874,741 

(a) The net (loss) income from continuing operations for the quarters ended March 31, 2018 and December 31, 2018, includes approximately $6.6 million
and $14.7 million, respectively of impairment charges. The net income for the quarter ended December 31, 2018 includes a benefit from income taxes
of approximately $124.3 million. 

15.  SEGMENT INFORMATION:

The Company has four reportable segments: (i) radio broadcasting; (ii) Reach Media; (iii) digital; and (iv) cable television. These segments operate in

the United States and are consistently aligned with the Company’s management of its businesses and its financial reporting structure.

The radio broadcasting segment consists of all broadcast results of operations. The Reach Media segment consists of the results of operations for the
related  activities  and  operations  of  our  syndicated  shows.  The  digital  segment  includes  the  results  of  our  online  business,  including  the  operations  of
Interactive  One,  as  well  as  the  digital  components  of  our  other  reportable  segments.  The  cable  television  segment  consists  of  the  Company’s  cable  TV
operation,  including  TV  One’s  and  CLEO  TV’s  results  of  operations.  Corporate/Eliminations  represents  financial  activity  associated  with  our  corporate
staff and offices and intercompany activity among the four segments.

Operating  loss  or  income  represents  total  revenues  less  operating  expenses,  depreciation  and  amortization,  and  impairment  of  long-lived  assets.

Intercompany revenue earned and expenses charged between segments are recorded at estimated fair value and eliminated in consolidation.

The accounting policies described in the summary of significant accounting policies in Note 1 – Organization and Summary of Significant Accounting

Policies are applied consistently across the segments. 

F-39

 
 
 
 
 
 
 
   
   
 
 
 
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
    
 
    
 
    
 
  
 
 
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
Detailed segment data for the years ended December 31, 2019 and 2018 is presented in the following table:

Net Revenue:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations*
Consolidated

Operating Expenses (including stock-based compensation and excluding depreciation and amortization and
impairment of long-lived assets):
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Depreciation and Amortization:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Impairment of Long-Lived Assets:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Operating income (loss):
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

* Intercompany revenue included in net revenue above is as follows:

Radio Broadcasting

Capital expenditures by segment are as follows:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

Total Assets:
Radio Broadcasting
Reach Media
Digital
Cable Television
Corporate/Eliminations
Consolidated

  For the Years Ended December 31,

2019

2018

(In thousands)

  $

  $

  $

  $

  $

  $

  $

  $

  $

  $

$

$

$

  $

  $

177,478    $
44,691     
31,922     
185,027     
(2,189)    
436,929    $

119,878    $
38,150     
31,775     
103,195     
29,250     
322,248    $

3,248    $
235     
1,877     
10,376     
1,249     
16,985    $

4,800    $
—     
5,800     
—     
—     
10,600    $

49,552    $
6,306     
(7,530)    
71,456     
(32,688)    
87,096    $

182,765 
42,984 
31,577 
184,298 
(2,526)
439,098 

117,427 
36,064 
37,617 
99,104 
20,801 
311,013 

3,484 
250 
1,907 
26,259 
1,289 
33,189 

21,256 
— 
— 
— 
— 
21,256 

40,598 
6,670 
(7,947)
58,935 
(24,616)
73,640 

(2,189)   $

(2,526)

2,778    $
179   
1,390   
207   
591   
5,145    $

As of

3,876 
114 
1,197 
570 
1,429 
7,186 

December 31,
2019

December 31,
2018

(In thousands)

721,295    $
41,892     
22,223     
388,465     
76,044     
1,249,919    $

717,400 
34,388 
24,389 
402,511 
58,721 
1,237,409 

 
 
 
 
 
 
 
   
 
 
 
 
   
      
  
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
 
   
      
  
   
      
  
   
   
   
   
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
      
  
   
   
   
   
 
16.  SUBSEQUENT EVENTS:

As noted above, the Company has limited but ongoing authority to purchase shares of Class D common stock (in one or more transactions at any time
there remain outstanding grants) under the Company’s 2009 Stock Plan and the Company’s 2019 Equity and Performance Incentive Plan. On March 13,
2020, the Company's Board authorized a new repurchase plan of up to $2.6 million of the Company's Class A and D shares through December 31, 2020.
Since January 1, 2020 and through the date of filing of this report, the Company has repurchased 697,801 shares of Class D common stock in the amount of
approximately $1.1 million at an average price of $1.65 per share.

While the Company ceased operations of WGPR on December 31, 2019, the Company continues to provide management services to the current owner

and operator of WGPR.

Pursuant to the TBA with GEG, in January 2020, we began to operate WQMC-LD until such time as the purchase transaction can close under the
APA. Under the terms of the TBA, we pay a monthly fee as well as certain operating costs of WQMC-LD, and, in exchange, we will retain all revenues
from the sale of the advertising within the programming. After receipt of FCC approval, we closed the transactions under the APA and took ownership of
WQMC-LD on February 24, 2020.

Beginning  in  March  2020,  the  Company  noted  that  the  COVID-19  pandemic  and  the  resulting  government  stay  at  home  order  were  dramatically
impacting  certain  of  the  Company's  revenues.  Most  notably,  a  number  of  advertisers  across  significant  advertising  categories  have  reduced  or  ceased
advertising spend due to the outbreak and stay at home orders which effectively shut many businesses down.  This was particularly true within our radio
segment  which  derives  substantial  revenue  from  local  advertisers  who  have  been  particularly  hard  hit  due  to  social  distancing  and  government
interventions.  Further,  the  COVID-19  outbreak  has  caused  the  postponement  of  our  2020  Tom  Joyner  Foundation  Fantastic  Voyage  cruise  and  was
impairing ticket sales of other tent pole special events. We do not carry business interruption insurance to compensate us for losses that may occur as a
result of any of these interruptions and continued impacts from the COVID-19 outbreak. Outbreaks in the markets in which we operate could have material
impacts on our liquidity, operations including potential impairment of assets, and our financial results.

 Given the expected decreases in revenues caused by the COVID-19 pandemic, we assessed a variety of factors, including but not limited to, media
industry  financial  forecasts  for  the  remainder  of  2020,  expected  operating  results,  forecasted  net  cash  flows  from  operations,  future  obligations  and
liquidity, capital expenditure commitments and forecasted debt covenant compliance.  If the Company were unable to meet its financial covenants, an event
of default would occur and the Company’s debt would have to be classified as current, which the Company would be unable to repay if lenders were to call
the  debt.    We  concluded  that  the  potential  that  the  Company  could  incur  considerable  decreases  in  operating  profits  and  the  resulting  impact  on  the
Company’s ability to meet its debt service obligations and debt covenants were probable conditions which gave rise to a need for an assessment of whether
substantial doubt existed of the Company’s ability to continue as a going concern.

As a result, the Company performed a complete reforecast of its 2020 anticipated results extending through April 2021. In reforecasting its results, the
Company  included  the  impact  of  certain  of  cost-cutting  measures  including  furloughs,  layoffs,  salary  reductions,  eliminating  travel  and  entertainment
expenses,  eliminating  discretionary  bonus  expenses  and  merit  raises,  reducing  or  deferring  marketing  spend,  deferring  programming/production  costs,
reducing special events costs, and implementing a hiring freeze on open positions.

Out of an abundance of caution and to provide for further liquidity given the uncertainty around the pandemic, the Company drew approximately $27.5
million on its ABL Facility on March 19, 2020.  As of March 31, 2020, the amount remained on the Company’s balance sheet and improved our cash on
hand balance to approximately $66.4 million.  On April 15, 2020, the Company paid interest expense of approximately $12.9 million on its 7.375% Senior
Secured Notes, and as of April 27, 2020 our cash on hand balance is approximately $54.7 million. As a result of the cost reduction and other measures that
the Company has taken in response to COVID-19, the Company anticipates meeting its debt service requirements and is projecting compliance with all
debt covenants through April 2021.

On  March  27,  2020,  the  Coronavirus  Aid,  Relief,  and  Economic  Security  Act  (the  “CARES  Act”)  was  enacted  and  signed  into  law  to  provide
emergency assistance to qualifying businesses and individuals. The CARES Act provides a number of key provisions that include unemployment benefits,
deferral of employer payroll taxes, tax benefits designed to aid businesses impacted by COVID-19, low interest business loans, and a Paycheck Protection
Program. The Company may qualify for certain provisions of the CARES Act, however we continue to evaluate the impact for any potential benefit that
the provisions may provide.

F-40

 
 
 
 
 
 
 
 
 
 
 
URBAN ONE, INC. AND SUBSIDIARIES
SCHEDULE II — VALUATION AND QUALIFYING ACCOUNTS
For the Years Ended December 31, 2019 and 2018

Description

Allowance for Doubtful Accounts:
2019
2018

Description

Valuation Allowance for Deferred Tax Assets:
2019
2018

Balance
at
Beginning
of Year

Additions
Charged
to
Expense

Acquired
from

Acquisitions    

Deductions    

(In thousands)

Balance
at End
of Year

$

$

8,249   
8,071   

$
$

1,370   
1,034   

$
$

—    $
—    $

2,203    $
856    $

7,416 
8,249 

Balance
at
Beginning
of Year

Additions
Charged
to
Expense

Acquired
from

Acquisitions    

Deductions    

(In thousands)

Balance
at End
of Year

235   
125,870   

$
$

14   
—   

$
$

—    $
—    $

—    $
125,635    $

249 
235 

S-1

 
 
 
 
   
   
 
 
 
 
 
 
    
 
    
 
    
 
    
 
  
 
 
 
 
 
   
   
 
 
 
 
 
 
    
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
Description of Registrant’s Securities

EXHIBIT 4.7

Urban  One,  Inc.  and  its  subsidiaries,  (collectively,  “Urban  One,”  the  “Company”,  “we”,  “our”  and/or  “us”)  has  two  classes  of  securities  registered

under Section 12 of the Securities Exchange Act of 1934, as amended:

·

·

Class A Common Stock, $0.001 par value, 30,000,000 shares authorized, 1,582,375 shares issued and outstanding (the “Class A Common
Stock”) as of December 31, 2019

Class D Common Stock, $0.001 par value, 150,000,000 shares authorized, 38,752,749 shares issued and outstanding (the “Class D Common
Stock”) as of December 31, 2019

Other shares that are authorized but not registered are:

·

·

·

Class B Common Stock, $0.001 par value, 150,000,000 shares authorized, 2,861,843 shares issued and outstanding (the “Class B Common
Stock”) as of December 31, 2019.

Class C Common Stock, $0.001 par value, 150,000,000 shares authorized, 2,928,906 shares issued and outstanding (the “Class C Common
Stock”) as of December 31, 2019.

Preferred Stock, $0.001 par value, 1,000,000 shares authorized, no shares issued and outstanding (the “Preferred Stock”) as of December 31,
2019.

The following is a summary of the material terms and rights of our Class A Common Stock and Class D Common Stock and the provisions of our
certificate  of  incorporation  and  our  by-laws,  each  of  which  is  incorporated  by  reference  as  an  exhibit  to  our  Annual  Report  on  Form  10-K  for  the  year
ended December 31, 2019, of which this exhibit is a part. This summary is not complete and you should refer to the applicable provisions of our certificate
of  incorporation  and  by-laws.  Our  certificate  of  incorporation  authorizes  us  to  issue  additional  capital  stock,  but  those  shares  are  not  registered  under
Section 12 of the Securities Exchange Act of 1934, as amended.

General Rights and Voting Rights - The Company has four classes of common stock, Class A, Class B, Class C and Class D. The shares of our Class
A, Class B, Class C and Class D are collectively referred to as our Common Stock. Generally, the shares of each class are identical in all respects and
entitle the holders thereof to the same rights and privileges. However, with respect to voting rights, each share of Class A common stock entitles its holder
to one vote and each share of Class B common stock entitles its holder to ten votes. The holders of Class C and Class D common stock are not entitled to
vote on any matters. The holders of Class A common stock can convert such shares into shares of Class C or Class D common stock. Subject to certain
limitations, the holders of Class B common stock can convert such shares into shares of Class A common stock. The holders of Class C common stock can
convert such shares into shares of Class A common stock. The holders of Class D common stock have no such conversion rights.  

Dividends  -  As  and  when  dividends  are  declared  or  paid  with  respect  to  shares  of  Common  Stock,  whether  in  cash,  property  or  securities  of  the
Corporation, the holders of Class A Common, the holders of Class B Common, the holders of Class C Common and the holders of Class D Common shall
be entitled to receive such dividends pro rata at the same rate per share for each such class of Common Stock; provided that, if such dividends are declared
or paid in shares of Common Stock, such dividends may be paid only (i) in shares of Class D Common, or (ii) if holders of any class of Common Stock are
to receive payment in shares of any class of Common Stock other than Class D Common, then holders of shares of each class of Common Stock must
receive payment only in shares of such respective class of Common Stock. The rights of the holders of Common Stock to receive dividends are subject to
the provisions of the Preferred Stock.

Liquidation - Subject to any preferential rights of outstanding shares of Preferred Stock, in the event of any liquidation of the Company, all remaining

assets of the Company shall be distributed to holders of Common Stock pro rata at the same rate per share for each share of Common Stock.

Other Rights and Preferences - Except as stated above, our Common Stock has no sinking fund or redemption provisions or preemptive, conversion or

exchange rights. Holders of Common Stock may act by unanimous written consent.

Listing - Shares of our Class A common stock and Class D common stock are traded on The Nasdaq Stock Market LLC under the trading symbols

“UONE” and “UONEK,” respectively.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SUBSIDIARIES OF URBAN ONE, INC.
As of December 31, 2019

EXHIBIT 21.1

Radio  One  Licenses,  LLC,  a  Delaware  limited  liability  company,  is  a  restricted  subsidiary  of  Urban  One,  Inc.  and  is  the  licensee  of  the  following

stations:

KBFB-FM
KBXX-FM
KMJQ-FM
KROI-FM
KZMJ-FM
WAMJ-FM
WCDX-FM
WDCJ-FM
WERQ-FM
WFUN-FM

  WFXC-FM
  WFXK-FM
  WHHL-FM
  WHTA-FM
  WKJM-FM
  WKJS-FM
  WKYS-FM
  WMMJ-FM
  WNNL-FM
  WOL-AM

  WOLB-AM
  WPHI-FM
  WPPZ-FM
  WPRS-FM
  WPZZ-FM
  WQOK-FM
  WRNB-FM
  WTEM-AM
  WTPS-AM
  WUMJ-FM

  WWIN-AM
  WWIN-FM
  WXGI-AM
  WYCB-AM
  W275BK
  W281AW
  W274BX
  W240DJ
  W258DC

Bell Broadcasting Company, LLC (“Bell”), a Michigan limited liability company, is a wholly owned restricted subsidiary of Urban One, Inc. Radio One

of Detroit, LLC (“Radio One of Detroit”) is a Delaware limited liability company, the sole member of which is Bell. 

Radio One of Charlotte, LLC (“Radio One of Charlotte”), a Delaware limited liability company, the sole member of which is Urban One, Inc., is a
restricted subsidiary of Urban One, Inc.  Charlotte Broadcasting, LLC (“Charlotte Broadcasting”) is a Delaware limited liability company, the sole member
of which is Radio One of Charlotte. Radio One of North Carolina, LLC (“Radio One of North Carolina”) is a Delaware limited liability company, the sole
member of which is Charlotte Broadcasting. Radio One of North Carolina is the licensee of the following stations: 

WPZS-FM
WQNC-FM

Gaffney  Broadcasting,  LLC  (“Gaffney  Broadcasting”)  is  a  South  Carolina  limited  liability  company,  the  sole  member  of  which  is  Charlotte

Broadcasting. Gaffney Broadcasting is the licensee of the following station:

WOSF-FM 

Blue Chip Broadcasting, Ltd. (“BCB Ltd.”), an Ohio limited liability company, the sole member of which is Urban One, Inc., and which is a restricted
subsidiary of Urban One, Inc. Blue Chip Broadcasting Licenses, Ltd. (“BC Licenses”) is an Ohio limited liability company, the sole member of which is
BCB Ltd. BC Licenses is the licensee of the following stations: 

WIZF-FM
WENZ-FM
WERE-AM
WXMG-FM
W268CM

  WOSL-FM
  WCKX-FM
  WJMO-AM
  WJYD-FM

  WDBZ-AM
  WBMO-FM
  WZAK-FM
  W233CG

Radio One of Texas II, LLC, a Delaware limited liability company, the sole member of which is Urban One, Inc., and it is a restricted subsidiary of

Urban One, Inc. 

 
 
 
 
   
 
 
 
 
 
 
 
   
   
 
 
Radio  One  of  Indiana,  L.P.  is  a  Delaware  limited  partnership.  Urban  One,  Inc.  is  the  general  partner  and  99%  owner  of  Radio  One  of  Indiana,  L.P.
Charlotte Broadcasting, LLC is the limited partner and 1% owner of Radio One of Indiana, L.P. Radio One of Indiana, LLC is a Delaware limited liability
company, the sole member of which is Radio One of Indiana, L.P. Radio One of Indiana, LLC is the licensee of the following stations: 

WDNI-CD
WTLC-FM
WHHH-FM

  WNOW-FM
  WTLC-AM

  W286CM
  W236CR

Satellite One, LLC is a Delaware limited liability company, the sole member of which is Urban One, Inc.

New  Mableton  Broadcasting  Corporation,  a  Delaware  corporation,  is  a  wholly  owned  subsidiary  of  Urban  One,  Inc.  and  is  the  licensee  of  the

following station:

WPZE-FM

Radio One Cable Holdings, LLC, a Delaware limited liability company, is a wholly owned subsidiary of Urban One, Inc.  Radio One Cable Holdings,

LLC holds an interest in TV One, LLC, a Delaware limited liability company.

Radio One Media Holdings, LLC is a Delaware limited liability company, the sole member of which is Urban One, Inc. Radio One Media Holdings,

LLC owns 80.0% of the common stock of Reach Media, Inc., a Texas corporation.

Radio One Distribution Holdings, LLC is a Delaware limited liability company, the sole member of which is Urban One, Inc. Radio One Distribution

Holdings, LLC is the sole member of Distribution One, LLC which is a Delaware limited liability company.

Interactive One, Inc., a Delaware corporation, is a wholly owned subsidiary of Urban One, Inc. and the sole member of Interactive One, LLC.

Interactive One, LLC, is a Delaware limited liability company, the sole member of which is Interactive One, Inc.

Radio One Urban Network Holdings, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

Radio One Entertainment Holdings, LLC, is a Delaware limited liability company, the sole economic and majority voting member of which is Urban

One, Inc.

BossipMadameNoire, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

RO One Solution, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

Urban One Productions, LLC, is a Delaware limited liability company, the sole member of which is Urban One, Inc.

Urban One Entertainment SPV, LLC, is a Delaware limited liability company, the sole economic and majority voting member of which is Radio One

Entertainment Holdings, LLC, a wholly-owned subsidiary of Urban One, Inc.

T Tenth Productions, LLC, is a Delaware limited liability company, the sole member of which is TV One, LLC.

Charlie Bear Productions, LLC, is a Maryland limited liability company, the sole member of which is TV One, LLC.

CLEOTV, LLC, is a Delaware limited liability company, the sole member of which is TV One, LLC.

2

 
 
  
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consent of Independent Registered Public Accounting Firm

EXHIBIT 23.1

Urban One, Inc.
Silver Spring, Maryland

We hereby consent to the incorporation by reference in the Registration Statements on Form S-3/A (No. 333-223695) and Form S-8 (No. 333-232991) of
Urban One, Inc. of our report dated April 29, 2020, relating to the consolidated financial statements of Urban One, Inc., which appear in this Form 10-K.

/s/ BDO USA, LLP

McLean, Virginia
April 29, 2020

 
 
 
 
 
 
 
 
EXHIBIT 31.1

I, Alfred C. Liggins, III, certify that: 

  1.

I have reviewed this annual report on Form 10-K of Urban One, Inc.;

 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements  made,  in  light  of  the  circumstances  under  which  such  statements  were  made,  not  misleading  with  respect  to  the  period  covered  by  this
report;

 3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 4. The  registrant’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  in
Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in  Exchange  Act  Rules  13a-15(f)  and  15d-
15(f)) for the registrant and have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by
others within those entities, particularly during the period in which this report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for
external purposes in accordance with generally accepted accounting principles;

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most
recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of this report) that has materially affected, or is reasonably likely to
materially affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the

registrant’s auditors and the audit committee of the registrant’s Board of Directors (or persons performing the equivalent functions):

a)

b)

all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are
reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal
control over financial reporting.

Date: April 29, 2020

By:/s/ Alfred C. Liggins, III

  Alfred C. Liggins, III

President and Chief Executive Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.2

I, Peter D. Thompson, certify that:

1.

I have reviewed this annual report on Form 10-K of Urban One, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements  made,  in  light  of  the  circumstances  under  which  such  statements  were  made,  not  misleading  with  respect  to  the  period  covered  by  this
report;

3. Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly  present  in  all  material  respects  the

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The  registrant’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))
for the registrant and have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by
others within those entities, particularly during the period in which this report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for
external purposes in accordance with generally accepted accounting principles;

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most
recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of this report) that has materially affected, or is reasonably likely to
materially affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the

registrant’s auditors and the audit committee of the registrant’s Board of Directors (or persons performing the equivalent functions):

a)

b)

all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are
reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal
control over financial reporting.

Date: April 29, 2020

By: /s/ Peter D. Thompson

Peter D. Thompson

Executive Vice President, Chief Financial Officer
and Principal Accounting Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION OF CHIEF EXECUTIVE OFFICER

EXHIBIT 32.1

Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the undersigned officer of Urban One, Inc. (the
“Company”) hereby certifies, to such officer’s knowledge, that:

(i)

the accompanying Annual Report on Form 10-K of the Company for the year ended December 31, 2019 (the “Report”) fully complies with the
requirements of Section 13(a) or Section 15(d), as applicable, of the Securities Exchange Act of 1934, as amended; and

(ii) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: April 29, 2020

By: /s/ Alfred C. Liggins, III

Name: Alfred C. Liggins, III

Title: President and Chief Executive Officer

A  signed  original  of  this  written  statement  required  by  Section  906  has  been  provided  to  Urban  One,  Inc.  and  will  be  retained  by  Urban  One,  Inc.  and
furnished to the Securities and Exchange Commission or its staff upon request.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION OF CHIEF FINANCIAL OFFICER

EXHIBIT 32.2

Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the undersigned officer of Urban One, Inc. (the
“Company”) hereby certifies, to such officer’s knowledge, that:

(i)

the accompanying Annual Report on Form 10-K of the Company for the year ended December 31, 2019 (the “Report”) fully complies with the
requirements of Section 13(a) or Section 15(d), as applicable, of the Securities Exchange Act of 1934, as amended; and

(ii) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: April 29, 2020

By: /s/ Peter D. Thompson

Name: Peter D. Thompson

Title: Executive Vice President, Chief Financial Officer and Principal
Accounting Officer

A  signed  original  of  this  written  statement  required  by  Section  906  has  been  provided  to  Urban  One,  Inc.  and  will  be  retained  by  Urban  One,  Inc.  and
furnished to the Securities and Exchange Commission or its staff upon request.