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Abacus Property Group

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FY2019 Annual Report · Abacus Property Group
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Appendix 4E 

Abacus Property Group 
(comprising Abacus Group Holdings Limited and its controlled entities, Abacus Trust and its controlled entities, Abacus Income Trust and its 
controlled entities, Abacus Group Projects Limited and its controlled entities, Abacus Storage Property Trust and its controlled entities and 
Abacus Storage Operations Limited and its controlled entities) 

ABN:  31 080 604 619 

Annual Financial Report 
For the year ended 30 June 2019 

Results for announcement to the market 
(corresponding period: year ended 30 June 2018)

Total revenues and other income

Net profit after income tax expense attributable to 
stapled security holders

Underlying profit (1)

Funds from operations ("FFO") (2)

down

down

down

down

15%

17%

24%

24%

to 

to

to

to

$388.2m

$202.7m

$139.4m

$129.2m

(1)  Underlying profit has been prepared in accordance with the AICD / Finsia reporting principles and includes change in fair value of 

investment properties derecognised. 

(2)  FFO has been determined with reference to the updated Property Council of Australia’s voluntary disclosure guidelines to help investors 

and analysts compare many different AREITs. FFO is calculated by adding back tenant incentive amortisation, depreciation on owner 
occupied property, plant & equipment (PP&E), change in fair value of investment properties derecognised, impairment of inventory and 
non-FFO tax benefit/expense to underlying profit. 

Basic earnings per security (cents)

Basic underlying earnings per security^ (cents)

Basic funds from operations per security^ (cents)

Distribution per security (cents - including proposed distribution)

Weighted average securities on issue (million)

^Abacus

Distributions

June 2019 half year

34.95
                   24.03 

42.18
                  31.73 

                   22.28 

                  29.39 

18.50
                   580.0 

18.00
                  577.8 

per stapled security

9.25 cents

This distribution was declared on 21 June 2019 and will be paid on 30 August 2019.

Record date for determining entitlement to the distributions

28 June 2019

Refer to the attached announcement for a detailed discussion of the Abacus Property Group's results and the above figures for the

year ended 30 June 2019.

Details of individual and total distribution payments

per stapled security

Half December 2018 distribution

paid 28 February 2019

9.25

Total

$53.6m

The distribution was paid in full by Abacus Trust which does not pay tax, hence there were no franking credits attached.

Net tangible assets per security (3)

30 June 2019

30 June 2018

$3.33

$3.18

(3)  Net tangible assets per security excludes the external non-controlling interest and is adjusted for the recognition of the June 2019 and 

2018 distributions. 

Distribution Reinvestment Plan (DRP) 

The Abacus Property Group DRP allows securityholders to reinvest their distributions into ABP securities.  Information on the terms of the DRP 
is available from our website www.abacusproperty.com.au.  

Securityholders wishing to participate in the DRP may lodge their election notice at any time.  The record date for determining entitlements to 
each distribution is also the record date for participation in the DRP for that distribution. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Abacus Property Group
ABN 31 080 604 619

Financial Report 
For the year ended 
30 June 2019

ABACUS PROPERTY GROUP 

ANNUAL FINANCIAL REPORT 
30 June 2019 

Directory 

Abacus Group Holdings Limited 
ABN:  31 080 604 619 

Abacus Group Projects Limited 
ABN:  11 104 066 104 

Abacus Storage Operations Limited 
ABN:  37 112 457 075 

Directors of Responsible Entities and 
Abacus Group Holdings Limited: 
John Thame, Chairman
Steven Sewell, Managing Director 
Mark Haberlin 
Holly Kramer
Jingmin Qian
Myra Salkinder

Abacus Funds Management Limited 
ABN:  66 007 415 590 

Company Secretary:
Robert Baulderstone

Abacus Storage Funds Management Limited Auditor (Financial and Compliance Plan): 
ABN:  41 109 324 834 

Ernst & Young
200 George Street
SYDNEY  NSW  2000

Share Registry:
Boardroom Pty Ltd
Level 12, 225 George St
SYDNEY  NSW  2000
Tel:  1300 737 760
Fax:  1300 653 459

Registered Office 
Level 34, Australia Square 
264-278 George Street 
SYDNEY NSW 2000 
Tel: (02) 9253 8600 
Fax: (02) 9253 8616 
Website: www.abacusproperty.com.au 

Custodian: 
Perpetual Trustee Company Limited 
Level 12 Angel Place 
123 Pitt Street 
SYDNEY  NSW  2000 

CONTENTS 

DIRECTORS’ REPORT 

AUDITORS INDEPENDENCE DECLARATION 

CONSOLIDATED INCOME STATEMENT 

CONSOLIDATED STATEMENT OF OTHER COMPREHENSIVE INCOME 

CONSOLIDATED STATEMENT OF FINANCIAL POSITION 

CONSOLIDATED STATEMENT OF CASH FLOW  

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY  

NOTES TO THE FINANCIAL STATEMENTS  

DIRECTORS’ DECLARATION  

INDEPENDENT AUDIT REPORT  

2 

32 

33 

34 

35 

37 

38 

40 

96 

97 

It is recommended that this Annual Financial Report should be read in conjunction with the Annual Financial Report of Abacus Trust, Abacus 
Group Projects Limited, Abacus Income Trust, Abacus Storage Property Trust and Abacus Storage Operations Limited as at 30 June 2019. It 
is also recommended that the report be considered together with any public announcements made by the Abacus Property Group in 
accordance with its continuous disclosure obligations arising under the Corporations Act 2001. 

1 

 
 
 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

The Directors of Abacus Group Holdings Limited (“AGHL”), Abacus Funds Management Limited (“AFML”) – the 
Responsible Entity of  Abacus Trust (“AT”) and Abacus Income Trust (“AIT”), Abacus Group Projects Limited 
(“AGPL”), Abacus Storage Funds Management Limited (“ASFML”) – the Responsible Entity of Abacus Storage 
Property Trust (“ASPT”) and Abacus Storage Operations Limited (“ASOL”) present their report for the year ended 
30 June 2019. 

PRINCIPAL ACTIVITIES 

The principal activities of Abacus Property Group during the year were investment in self storage and commercial 
(office, retail and industrial) properties and property developments.  Abacus is well advanced in its strategy to 
transition to a more consistent annuity style, strong asset backed business.  

OPERATING AND FINANCIAL REVIEW 

The operating and financial review is intended to convey the Directors’ perspective of Abacus Property Group and 
its operational and financial performance.  It sets out information to assist securityholders to understand and 
interpret the financial statements prepared in accordance with Australian International Financial Reporting 
Standards (“AIFRS”) included in this report.  It should be read in conjunction with the financial statements and 
accompanying notes. 

Listed Structure / Entities 

The listed Abacus Property Group is a diversified property group that operates predominantly in Australia.  It 
comprises AGHL, AT, AGPL, AIT, ASPT and ASOL (collectively “Abacus”) and its securities trade on the 
Australian Securities Exchange (“ASX”) as ABP.  Abacus was listed on the ASX in November 2002 and its market 
capitalisation was over $2.38 billion at 30 June 2019.   

Shares in AGHL, AGPL and ASOL and units in AT, AIT and ASPT have been stapled together so that none can 
be dealt without the others and are traded together on the ASX as Abacus securities.  An Abacus security 
consists of one share in AGHL, one unit in AT, one share in AGPL, one unit in AIT, one share in ASOL and one 
unit in ASPT.  A transfer, issue or reorganisation of a share or unit in any of the component parts requires, while 
they continue to be stapled, a corresponding transfer, issue or reorganisation of a share or unit in each of the 
other component parts. 

AGHL, AGPL and ASOL are companies that are incorporated and domiciled in Australia.  AT, AIT and ASPT are 
Australian registered managed investment schemes.  AFML is the Responsible Entity of AT and AIT and ASFML 
is the Responsible Entity of ASPT.  Both AFML and ASFML are incorporated and domiciled in Australia and are 
wholly-owned subsidiaries of AGHL. 

Abacus Property Group Consolidation 

The application of AASB10 by Abacus results in the consolidation of Abacus Hospitality Fund and Abacus 
Wodonga Land Fund (the “Group”).  This is due to the combination of Abacus’ role as responsible entity, variable 
returns arising from its collective equity and loan investments in these funds.   

Abacus Hospitality Fund (AHF) 

The only remaining hotel in the fund, Twin Waters on the Sunshine Coast QLD, was sold in August 2018 and the 
capital has been returned to the securityholders. Accordingly AHF has been treated as a discontinued operation 
in the financial statements. 

Abacus Wodonga Land Fund (AWLF) 

AWLF owns the residential estate known as White Box Rise located in Wodonga, Victoria.  During the year 77 
residential lots were settled for combined proceeds of $11.2 million. There are approximately 76 lots left to sell in 
the estate, and these are expected to be sold over the next two years. 

AGHL has been identified as the parent entity of the Group.  The financial reports of the Group for the year ended 
30 June 2019 comprise the consolidated financial reports of AGHL and its controlled entities, AT and its 
controlled entities, AGPL and its controlled entities, AIT and its controlled entities, ASOL and its controlled 
entities, ASPT and its controlled entities, Abacus Hospitality Fund and its controlled entities and Abacus 
Wodonga Land Fund. 

2 

 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 

30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

The principal activities of Abacus that contributed to its earnings during the year ended 30 June 2019 included: 

 

investment in self storage and commercial (office, retail and industrial) properties to derive rental and 
management and other fee income; and 

  participation in property developments including lending to derive interest income and development profits. 

These activities are reported in the segment information note.   

Abacus is included in the S&P/ASX 200 A-REIT index (ASX:XPJ), a sub-index of the S&P/ASX 200 index that 
contains the listed vehicles classified as A-REITs.   

OUR STRATEGY 

Abacus is transitioning to a more consistent annuity style, strong asset backed business with key investment 
sectors of commercial office and self storage. 
Abacus invests its capital in assets with value add opportunities that are forecast to drive long term total returns 
and maximise securityholder value.  Our investment objective is to provide our investors with reliable and 
increasing returns.  We look for property assets that can provide strong and stable cash-backed distributions from 
a diversified portfolio that provides genuine potential for enhanced capital and income growth as a result of our 
diligent active management.  Abacus does this through the acquisition, development and active management of 
property assets. In particular: 

  Use of our specialised knowledge, track record and market positioning.  

  Continuing to invest in core and core plus property investments that are expected to yield an appropriate risk 

adjusted return over time. 

  Driving value through active management of the asset portfolio. 

Abacus has a successful track record of acquiring property based assets and actively managing those assets to 
enhance income and capital growth. This track record has facilitated joint ventures with a number of sophisticated 
local and global third party capital providers. Most of our investment success is from assets mostly in major city 
centres or suburban areas, typically on the eastern seaboard of Australia. 

Experience has shown that strict adherence to our fundamental investment criteria enables us to buy assets well 
and provide opportunities for outperformance while minimising downside risk to equity. 

3 

 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

GROUP RESULTS SUMMARY 

The Board monitors a range of financial information and operating performance indicators to measure 
performance over time.  We use several measures to monitor the financial success of our overall strategy.  The 
key measures are underlying profit and funds from operations (“FFO”). 

Revenue ($ million) 
Total income ($ million) 
Statutory net profit excluding non-controlling interests ($ million) 
Underlying profit^ ($ million) 
Underlying profit per security^ (c) 
Funds from operations^ ($ million) 
Funds from operations per security^ (c) 
Distributions per security^ (c) 
Interest cover ratio 
Weighted securities on issue^ (million) 

^ Abacus 

2019 

270.4 
388.2 
202.7 
139.4 
24.03 
129.2 
22.28 
18.50 
6.6x 
580.0 

2018 

292.3 
457.4 
243.7 
183.3 
31.73 
169.8 
29.39 
18.00 
8.7x 
577.8 

The Group earned a statutory net profit excluding non-controlling interests of $202.7million for the year ended 30 
June 2019 (2018: $243.7 million).  This profit has been calculated in accordance with Australian Accounting 
Standards.  It includes certain significant items that need adjustment to enable securityholders to obtain an 
understanding of Abacus’ FFO of $129.2 million (2018: $169.8 million) and underlying profit of $139.4 million 
(2018 $183.3 million). 

FFO and underlying profit are derived from the statutory profit and present the results of the ongoing business 
activities in a way that reflects our underlying performance. FFO and underlying profit are the basis on which 
distributions are determined. 

FFO has been determined with reference to the Property Council of Australia’s voluntary disclosure guidelines to 
help investors and analysts compare Australian real estate organisations. FFO is calculated by adding back 
tenant incentive amortisation, depreciation on owner occupied property, plant & equipment (PP&E), change in fair 
value of investment properties derecognised, capital costs, unrealised fair value gains / losses on investment 
properties, adjustments arising from the effect of revaluing assets / liabilities carried at fair value (such as 
derivatives, financial instruments and investments), and other non-recurring adjustments deemed significant on 
account of their nature and non-FFO tax benefit/expense. The consolidated profits / losses which belong to the 
securityholders of Abacus Hospitality Fund and Abacus Wodonga Land Fund are excluded as these profits 
cannot and do not form part of the distributable income of Abacus.   

The underlying profit has been prepared in accordance with the AICD / Finsia reporting principles and includes 
change in fair value of investment properties derecognised.   

4 

 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

GROUP RESULTS SUMMARY (continued) 

The reconciliation between the Group’s statutory profit excluding non-controlling interests and Abacus’ underlying 
profit and FFO is below.  This reconciliation has not been reviewed or audited by the Group’s auditor. 

Consolidated statutory net profit after tax attributable to members of the Group
less:  Consolidated profits relating to the managed funds (these profits are excluded as the profits of 
the managed funds cannot and do not form part of the assessable and distributable income of 
Abacus)

Net profit attributable to Abacus securityholders

Certain significant items:
Net change in fair value of investment properties and property, plant and equipment held at balance 
date

Net change in fair value of investments and financial instruments held at balance date

Net change in fair value of derivatives
Net change in fair value of property, plant and equipment and investment properties included in equity 
accounted investments

Impairment charges

Net tax expense / (benefit) on significant items

Underlying profit attributable to Abacus securityholders

Adjust for:

Net change in fair value of investment properties derecognised

Reversal of impairment of inventory

Depreciation on owner occupied property, plant and equipment

Amortisation of rent abatement incentives

Amortisation of other tenant incentives

Straightline of rental income

Tax (benefit)/expense on Non-FFO Items

Abacus funds from operations ("FFO")

Basic earnings per security (cents)
Basic underlying earnings per security^ (cents)
Basic FFO per security^ (cents)

Distribution per security^ (cents - including proposed distribution)

Weighted average securities on issue (million)

^Abacus

2019

2018

$'000
          202,723 

$'000
          243,709 

             (9,614)

              1,169 

          193,109 

          244,878 

           (69,640)            (60,724)

              2,332 

              6,363 

              6,750                  (730)

             (1,278)              (4,635)

              7,771 

                   - 

                 320               (1,831)

          139,364 

          183,321 

           (13,532)            (15,265)

                    -                (2,660)

              1,081 

              1,090 

              2,836 

              1,981 

              1,827 

              1,646 

             (4,220)

                   - 

              1,870                  (323)

          129,226 

          169,790 

2019
              34.95 
              24.03 
              22.28 

2018
              42.18 
              31.73 
              29.39 

              18.50 

              18.00 

              580.0 

              577.8 

The RBA recently cut interest rates, (both in June and July 2019) to an all time low Official Cash Rate of 1.0%.  
This decision comes after more than 2½ years in which the cash rate remained steady.  This outlook continues to 
support Australia as an appealing real estate market to global capital seeking high quality assets with attractive 
yields in a global low yield environment.  These conditions saw further cap rate compression across the majority 
of sectors of the market from traditional asset classes lead by the highest quality of office, retail and industrial 
through to alternative asset classes of self storage, healthcare facilities, manufactured homes and hotels/pubs.  A 
strong leasing market, particularly in Sydney and Melbourne office markets and general industrial markets during 
the year also contributed to the attractiveness of real estate assets to domestic and global investors.  Increased 
merger and acquisition activity in the listed real estate markets has also intensified valuations and interest in 
direct real estate markets.  The strength of the market continues despite a backdrop of economic uncertainty and 
disparate economic activity throughout Australian States. 

5 

 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

GROUP RESULTS SUMMARY (continued) 

The office markets across the eastern seaboard, in particular Sydney and Melbourne have remained very strong 
delivering exceptional growth in net effective rents and strong valuation growth.  The strong markets in Sydney 
are anticipated to continue as supply continues to remain limited for the next few years.  The Melbourne office 
market is expected to see an elevated level of supply over this same time period however absorption is also 
expected to remain strong keeping vacancy rates low and provide upward pressure of rents.  The Abacus office 
portfolio is approximately 64% located within these markets.   

The self storage markets across Australia and New Zealand continue to experience the impacts from several 
attempts to consolidate the sector.  Following the recent institutionalisation of the market as investors increased 
their awareness of self storage as a viable asset class resulted in several participants investing heavily into the 
sector looking to increase their market share of the self storage sector.  This increased transactional activity and 
heightened interest has continued to deliver strong capitalisation rate compression across the sector.  It is 
anticipated this strong market will continue as this alternative asset class benefits from higher passing yields than 
high quality assets in more traditional sectors. 

Australian retail sales continued to grow during the year.  A bifurcation in the retail property environment is 
occurring with high quality assets continuing to be well bid for by the investment market keeping valuations strong 
in these classes.  Super regional assets providing a full experiential shopping offer that dominate their region 
remain sought after by domestic and international listed and unlisted institutions.  Neighbourhood and select sub-
regional assets that offer a strong food and service-based tenant offering with limited exposure to tenants 
exposed to discretionary spending remain in favour with high net worth and listed investors.  Changes in 
consumer behaviour and customer needs are also driving a new era of mixed-use developments.   

The investment market for institutional grade industrial product has been strong over the past few years, with 
landmark assets and portfolios transacting at yields firmer than at previous market peaks.  Despite a modest 
growth outlook and increasing supply side issues, assets with strong covenants and long weighted lease expiries 
have been well sought after.   

During FY19 Abacus continued to focus our investment capital on acquisitions across the self storage and office 
sectors in line with our capital allocation strategy as we believe they represented the best risk adjusted returns 
over the investment period.  This activity was and will continue to be funded via reduction in retail property 
investment and the realisation of our development portfolio over the coming years.  This strategy is focused on 
growing the contribution to recurring earnings to fund the Group’s targeted distribution growth of 2-3% pa. In 
FY19, Abacus’ net property income increased by 8.4% to $114.8 million (2018: $105.9 million). 

Abacus continued to expand the office portfolio investment thematic that focuses on CBD and select fringe 
markets.  As a result, we acquired a number of assets including 2 King Street in Fortitude Valley, 28-30 Orwell 
Street in Potts Point and 459-471 Church Street, Richmond. 

In early June 2019 Abacus and Charter Hall Group (collectively “Consortium”) together acquired a 19.9% 
strategic interest in Australian Unity Office Fund (ASX:AOF) for a total consideration of $95.6 million and 
announced a non-binding, indicative proposal to acquire all the units in AOF that the Consortium did not already 
own for $2.95 cash per unit by way of trust scheme of arrangement. On 3 July 2019, the Consortium increased 
the price to $3.04 per unit. The offer price and envisaged structure reflects a further capital commitment of c.$308 
million for Abacus. AOF owns a portfolio of nine office properties located in five Australian capital cities that is 
consistent with Abacus’ investment objectives. 

In July 2019 Abacus completed a fully underwritten institutional placement of 63.3 million new ordinary stapled 
securities at an issue price of $3.95 per stapled security which raised $250 million. A Security Purchase Plan 
(“SPP”) has also been offered to eligible securityholders to apply for up to $15,000 of new securities at $3.95 per 
stapled security. 

The residential markets in Australia also encountered strong bifurcation of markets with the Melbourne and 
Sydney markets seeing significant negative capital growth during the period.  Pockets of oversupply in Brisbane 
combined with a reduction in the availability of financing for investors, particularly offshore investors, has slowed 
settlement and sales rates, increased settlement timeframes and in some cases increased the number of 
defaults.  During the 12 months to 30 June 2019, the Group has continued to reduce its exposure in this market.   

6 

 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

GROUP RESULTS SUMMARY (continued) 

The decrease in the Group’s statutory net profit excluding non-controlling interests was principally due to lower 
returns from: 

 

 

the share of profit from equity accounted investments associated with the divestments of 201 Pacific 
Highway, St Leonards and an office portfolio co-owned with Heitman LLC; and  
reduction in sale of inventory as we continue to wind down the development division.   

Key operating metrics of the Group are: 

Total assets ($ million)

Gearing^ (%) 

Net assets* ($ million)

Net tangible assets* ($ million)
NTA per security^#  ($)

2019
           2,827.7 

2018
           2,795.6 

                24.1 

                23.3 

           1,960.7 

           1,870.1 

           1,933.6 

           1,841.7 

                3.33 

                3.18 

^  Abacus - gearing calculated as debt minus cash divided by total assets minus cash

*  Excluding external non-controlling interests of $4.7 million (2018: $46.6 million)

# Following recognition of June 2019 and 2018 distributions

The increase in net assets of the Group by 5% reflects the increase in fair value of investments and undistributed 
share of equity accounted income during the year. 

Capital management 

The Abacus balance sheet remains strong with gearing levels conservative at 24.1%, well within our target 
gearing limit of 35%.  At 30 June 2019, Abacus had $276 million of available liquidity that provides capacity for 
use for up to $483 million of accretive acquisitions.  Importantly, post year end Abacus undertook an equity capital 
raising, further adding to the Group’s liquidity balances and increases the acquisition capacity to $900 million. 
This represents a significant opportunity to prudently invest and up weight our exposure to office and self storage 
markets throughout select Australian markets.  We view low gearing and high liquidity levels positively as we 
extend through, what we consider to be the top of the property markets, with the ability to take advantage should 
opportunities arise.  We anticipate Abacus’ weighted average interest rate will remain relatively stable as current 
capacity is utilised and anticipate it should be no greater than 4.0% over the next year. 

CORE SEGMENT RESULTS SUMMARY 

Business activities that specifically contributed to the Abacus’ operating performance and financial condition for 
the financial year were: 

Property Investment 

Commercial Portfolio 

Abacus’ commercial portfolio delivered a segment result of $91.6 million for the year ended 30 June 2019 which 
was 23.6% lower than the previous period (2018: $119.8 million) largely due to a reduction in the share of profit 
from equity accounted investments associated with the divestments of 201 Pacific Highway, St Leonards and an 
office portfolio owned with Heitman LLC.  The commercial portfolio consists of 34 assets (2018: 35 assets) and 
had a total value of $1.4 billion at year end (2018: $1.5 billion). 

Pursuant to the 2019 portfolio valuation process, 20 out of 31 of the commercial properties (excluding equity 
accounted properties) or 65% by number were independently valued during the year to 30 June 2019.  The 
remaining properties were subject to internal valuation and, where appropriate, their values were adjusted.  The 
valuation process resulted in a net full year revaluation gain of $18.2 million (2018: $18.4 million gain) or 1.5% of 
commercial portfolio.   

7 

 
 
 
 
DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

CORE SEGMENT RESULTS SUMMARY (continued) 

ABACUS PROPERTY GROUP 

Commercial portfolio (office, retail, industrial and other) 

1.  WACR: Weighted Average Capitalisation Rate 

During the year Abacus was able to secure several high profile quality commercial properties that met our 
investment criteria, including: 

  2 King Street, Fortitude Valley QLD for $170.0 million (Abacus interest 50%), settled August 2018; 
  28-30 Orwell Street, Potts Point NSW for $18.0 million (Abacus interest 100%), settled February 2019; and 
  459-471 Church Street, Richmond VIC for $51.0 million (Abacus interest 50%), settled May 2019. 

Abacus divested several non-core properties at various stages during the year which included: 

  The Village, Bacchus Marsh VIC for $61.7 million, settled July 2018;  
  79-85 Melville Street, Hobart TAS for $15.0 million (Abacus interest 50%), settled November 2018; 
  95 Mina Parade, Alderley QLD for $8.0 million, settled June 2019;  
  169 Varsity Parade, Varsity Lakes QLD for $14.0 million, settled June 2019; and 
  99 Bathurst Street, Hobart TAS for $22.4 million (Abacus interest 50%), settled June 2019. 

During the year, Abacus also settled the divestment of a 50% interest in two Abacus owned super convenience 
retail assets being Ashfield Mall in Sydney NSW and Lutwyche City Shopping Centre in Brisbane QLD. 

As a result of changes in the portfolio from acquisitions and divestments and a mixed leasing environment across 
regions the portfolio occupancy increased from 91.3% at 30 June 2018 to 91.9% at 30 June 2019.  Pleasingly, 
like for like rental growth remained strong across our existing and stabilised portfolio to deliver growth of 4.8%.  
This was largely due to the performance of the Group’s property management team (internal and outsourced), 
leasing of developed assets and in-built annual rental increases. 

8 

 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

CORE SEGMENT RESULTS SUMMARY (continued) 

We believe Abacus’ portfolio is suited to the current conditions.  The majority of the office portfolio has limited 
exposure to full floor or multi-floor tenants and is configured more for multi-tenanted floors.  We have found the 
potential cost (financial and time) of relocating to another property in the same location often outweighs the 
benefit of a cheaper rent elsewhere.  Our tenants are also strongly connected to the property’s location, which is 
traditionally the reason they initially leased the property and results in a positive predisposition to remain.  Due to 
the multi-tenanted floor structure, we also have the ability to work proactively with our tenants to contract or 
expand and adjust their space requirements.  Alongside the market, Abacus has also been a beneficiary of the 
stronger leasing environment with the strong re-leasing spreads across new and renewing leases, particularly in 
the Sydney CBD.  As a result of current market conditions and a shift in future expectations in the office sector, 
Abacus has targeted assets that offer more stabilised income streams with longer dated value enhancing 
strategies.  This capital allocation strategy supports our drive to improve recurring earnings to support our 
distribution policy to securityholders. 

Abacus’ retail portfolio is currently development focused as all assets are at some stage of redevelopment to 
support our retail thematic of “super convenience retail”.  The thematic supports assets that incorporate up to 
three national brand supermarkets with a heavy focus on food, services and minimal exposure to discretionary 
retail tenancies that enable centres to control their catchment and limit the impact from shifting trends in shoppers 
activities highlighted by an increase in online shopping for discretionary retail.  Assets that are considered non-
core to this strategic thesis have and will be sold.  Abacus has formed joint venture / capital partnership 
relationships with likeminded institutions that share our vision of super convenience retail assets.   

Self storage 

Abacus’ self storage portfolio delivered a segment result of $100.5 million for the year ended 30 June 2019.  This 
represents a 3% increase on the FY18’s result of $97.7 million and can be attributed to increases in self storage 
EBITDA.  Portfolio assets totalled $908 million across a total portfolio of 70 assets, an increase of eight facilities 
during the period. 

Pursuant to the 2019 valuation process 36 self storage facilities out of 70 or 51% by number were independently 
valued during the year to 30 June 2019.  The remaining facilities were subject to internal valuation and, where 
appropriate, their values were adjusted.  The valuation process resulted in a net full year revaluation gain of $51.4 
million (2018: $42.4 million gain) or 6.5% of investment properties. 

The self storage portfolio is well diversified in Australia and New Zealand.   

1.  Stabilised portfolio 
2.  WACR: Weighted Average Capitalisation Rate 
3.  Revenue per available square metre 
4.  Average over last 12 months (by area) 

9 

 
 
                 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 

30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

CORE SEGMENT RESULTS SUMMARY (continued) 

The Group has continued with its stated strategy of allocating investment capital to growing exposure to the self 
storage sector.  Abacus remains committed to growing the asset base while ensuring the portfolio is operating as 
efficiently and profitably as possible.  The Group acquired seven operating stores as well as one site for 
development into a self storage facility that should begin to deliver returns to the portfolio in the next few years.  
We remain committed to growing our presence in metropolitan areas.   

The storage portfolio’s stabilised assets are the key contributor to underlying growth across the portfolio.  The 
storage portfolio continues to deliver improved operating performances across Australian and New Zealand 
markets.  The reduction in the stabilised portfolio’s occupancy to 88.5% from 89.4% was offset by the average 
rental rate increasing to $283/m2 from $277/m2.  This increased the portfolio’s revenue per available metre 
(RevPAM) to $251/m2 from $248/m2 in 2019, a 1.2% increase assuming a stabilised New Zealand exchange rate.  
RevPAM measures the profitability and efficiency of the portfolio. 

The portfolio’s development pipeline of non-self storage or non-stabilised assets currently numbers 8 assets 
valued at $71 million.  These assets are at various stages of development or occupancy/rate stabilisation and are 
anticipated to be delivered to the stabilised portfolio over the next few years as they reach established occupancy 
levels.  We anticipate these assets to enhance the average rental rate and RevPAM across the stabilised portfolio 
at this time.   

Developments  

The developments business delivered an reduced segment result of $51.8 million (2018: $85.6 million) as we 
continue to wind down this part of the business.  The business invests in projects and provides finance solutions 
that focus on select residential and commercial development opportunities in core locations and with experienced 
local joint venture partners.  Abacus has total assets of $334 million invested across a number of residential 
developments in capital city markets across the eastern seaboard of Australia.   

In the past 12 months, Abacus continued to settle on its completed residential apartment stock as well as 
divesting a portfolio of three residential projects to an offshore property group for circa book value; demonstrating 
delivery of Abacus’ strategic objective of reducing exposure to residential.  As at 30 June 2019: 

  Ashfield Central, Ashfield NSW settled all 101 apartments.   
  One A, Erskineville Sydney NSW settled all 175 apartments.   
 

Ivy and Eve, Brisbane QLD settled 456 out of 476 apartments across two buildings in the inner-city 
suburb of South Brisbane.  The project is a joint venture with City Developments Limited, a Singaporean 
developer and Kilcor Properties.  We are confident of settling the remaining apartments in FY20. 

Further, Abacus also has a number of ventures that own land sites, across the Metropolitan Sydney area, 
undergoing residential rezoning.  The timeframe to work through the rezoning of non-residential zoned land is 
uncertain and complex.  This is the reason it is possible to derive higher risk adjusted returns through projects of 
this type.  Timeframes can be disrupted through unpredictable changes in local council and state governments 
and can affect Abacus’ ability to accurately forecast when projects will be realised.   

10 

 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

FUTURE PROSPECTS AND RISKS 

Following a review of current market conditions, project status and outlook, Abacus has refined it strategic 
direction giving prominence to sectors where we have a clear competitive advantage.  Abacus’ future capital 
allocation framework will focus heavily upon increasing our exposure to the self storage and office markets while 
reducing our exposure to retail and residential markets at this point in the cycle.  This strategy will target longer 
dated core plus office assets that we can develop into core assets that Abacus is happy to hold for the longer 
term.  Increasing exposure to these asset classes will enhance our ability to grow recurring revenue sources to 
maintain the Group’s targeted distribution growth of 2-3% pa.   

This investment strategy will continue to be funded via the realisation of our residential developments over the 
coming years and reducing our exposure to retail based assets at this point in the cycle.  Abacus has had a 
successful start to this strategy through project and asset realisations and acquisitions that have delivered its 
strong results through FY19. 

Abacus held elevated levels of acquisition capacity at 30 June 2019 that were substantially increased following an 
equity capital raising post balance date increasing the Group’s capacity to over $900 million.  This provides 
excellent opportunity to take advantage of prospects in the self storage and office markets as markets move into 
the next stage of the cycle.  This capacity can be further leveraged to invest in a larger number of projects 
through joint venture arrangements.   

Recurring underlying earnings should continue to increase over the coming year as the Group sources additional 
acquisitions and an increased level of rental income as assets currently under development come on line.  
Growth in revenue through further acquisitions will be driven or limited by our ability to access new opportunities 
that deliver our required equity returns in markets that are continuing to show signs of strong pricing.  The 
different characteristics of each leasing market, particularly office sectors across different states, have the 
potential to increase volatility in rental revenue.     

Abacus is likely to reduce its exposure to returns from realisation of assets as it completes its reweighting and 
renewal program.  While this will impact on underlying profit in the short term the Group will benefit from growing 
recurring earnings. 

A number of legacy residential construction projects were sold/completed in FY19 and while the sector continues 
to face substantial head winds including reduced access to finance for purchasers and several pockets of 
oversupply, it is likely that Abacus will be able to achieve forecast returns on its projects, and also review and 
possibly reduce its commitment to future residential projects at this stage.  In our lending business, Abacus has a 
portfolio of joint ventures and loans to developers, covering land to be rezoned and developed into residential.  
Abacus is actively exploring opportunities to realise a number of these projects in the near term to reduce our 
exposure to residential markets.  The contribution to earnings from finance income is directly correlated to the 
levels of loans extended to borrowers, and this has potential to reduce as the current pipeline of assets is 
realised. 

11 

 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

FUTURE PROSPECTS AND RISKS (continued) 

There are a number of risk factors associated with property-related businesses that may have an impact on the 
financial prospects of Abacus.  Some of the key risks are outlined below.  This outline is not exhaustive, and 
performance may be affected adversely by any of these risk and other factors. 

  Strategic Investment Performance – Prevailing economic conditions, changing capitalisation rates and/or 
failure to predict the market or invest in appropriate sectors can impact the value of our assets and our 
financial performance. Setting the appropriate strategic direction for the business will assist in mitigating 
against unfavourable business outcomes as a result of prevailing investment conditions. Abacus has a 
number of approaches to the management of this risk including:  

  active Investment Committee which is governed by a charter; 

 

regular Board reporting which includes stress testing; 

  due diligence processes; 

  performance evaluation processes; 

  analysis of macro-economic and property sector trends; 

 

forecasting processes; 

  market conditions monitoring; and 

valuation process consistent with the valuation policy. 

 
Abacus recognises that its strategic goals, objectives and business plans are key drivers in determining the 
overall appetite for risk and that it is not possible, or necessarily desirable, to eliminate every risk inherent in 
its business activities. There is also acceptance of some risks such as economic conditions and the 
regulatory environment which are not within its ability to control.  

  Operational – The failure to achieve financial targets due to inadequate or failed internal processes, people 

or systems. Appropriate internal operational control allows Abacus to manage investment and key operational 
processes (leasing, tenant management, property and building management, management of service 
providers). Effective operational control results in appropriate management of future financial performance. 
Abacus has several approaches to management of operational control including: 

  appropriate human resourcing and experience; 

  active Investment Committee which is governed by a charter; 

  due diligence processes; 

 

 

forecasting and budgeting processes; 

credit control; 

  performance evaluation of external service providers; and  
 

insurance. 

  Climate Change – Abacus may be exposed to unforeseen material environmental risk or the impact of 

climate change over time. Environmental and climate change related events have the potential to damage our 
assets, disrupt operations and impact the health and wellbeing of our people and communities. Abacus 
believes that integrating sustainability issues into our investment decision making and business operations is 
congruent with the responsibility we have to our stakeholders and is critical to Abacus achieving its long-term 
goals. Abacus continues to develop the appropriate strategies to protect its properties and mitigate the risks 
of climate change. Environmental issues are incorporated into our decision-making process when acquiring 
properties and as part of the ongoing management of each property. We manage this risk through the due 
diligence process undertaken with each acquisition. Key environmental concerns are reported to the 
Investment Committee and the Board as part of the governance framework. Environmental risks associated 
with each property are monitored as part of the Group’s asset management processes. 

12 

 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

FUTURE PROSPECTS AND RISKS (continued) 

  Capital markets and treasury risk – Changing debt and equity market conditions can affect our ability 

obtain timely and appropriately priced capital which may prevent us achieving our business and investment 
objectives. Abacus utilises capital and treasury risk management measures including: 

 

capital management processes to monitor, manage and stress test interest rate, funding, liquidity and 
credit risk with regular reporting to the Treasury Management Committee and the Board; 

  a treasury policy and procedures; 

  external treasury advisor; and 

  effective relationship with a range of banks and access to alternate funders; 

  Health and safety – Maintaining the health, safety and wellbeing of our people is of paramount importance to 
Abacus. We recognise the fundamental right of all workers and those affected by our operations to a safe and 
healthy environment. Abacus strives, through a process of continuous improvement, to integrate safety and 
health into all aspects of its activities. We aim to achieve and sustain zero harm in the workplace through the 
application of risk management principles, effective stakeholder engagement and continuously improving our 
systems of work and organisational practice to empower all to work safely. We focus on maintaining a safety-
aware culture and ensuring proper standards of workplace health and safety for our employees and other key 
stakeholders visiting or working at our properties. 

  People and culture – Attracting, engaging and retaining talented people is fundamental to delivering our 

strategic objectives. Abacus has and is continuing to evolve a range of initiatives designed to ensure the most 
appropriate corporate culture and capabilities are in place to deliver on our strategic business objectives. 
These initiatives include:  

recognising the benefits of creating an inclusive workplace; 

  a commitment to diversity and inclusion ensuring collective perspectives are valued; 
 
  encouraging flexible work practices that are supported by necessary systems and processes; 
 
  performance appraisal and training programs. 

code of conduct and whistle-blower program; and  

  Technology and cyber security – Inadequate technology systems and controls could result in a loss of data 
which could impact the business and its reputation. Abacus has a technology governance framework in place 
which is designed to address privacy, network security, business continuity and incident response. The 
technology governance is designed to protect, manage and configure network devices and to detect and 
respond to network threats and to ensure a consistent and effective approach to management of security 
incidents. 

13 

 
 
 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

DIRECTORS AND SECRETARY 

Board renewal 

Over past two years the Abacus Board has been going through a renewal process, with the appointment of three 
new non-executive independent directors. In May 2019 the Board announced that Myra Salkinder would succeed 
John Thame as Chair of the Board effective 1 September 2019.  

Myra Salkinder has been a director since 2011 and has been integrally involved in Abacus’ strategic direction, 
several major transactions and most recently the new Managing Director transition. 

John Thame has been a Director and Chair since 2002 and led Abacus through a period of significant growth and 
activity. 

The qualifications, experience and special responsibilities of the Directors and Company Secretary are as follows: 

John Thame AIBF, FCPA  

Chairman (non-executive) 

John has over 30 years’ experience in the retail financial services industry in senior management positions.  His 
26-year career with Advance Bank included 10 years as Managing Director until the Bank’s merger with St 
George Bank Limited in 1997.  John was Chairman (2004 to 2008) and a director (1997 to 2008) of St George 
Bank Limited and St George Life Limited.   

John is a member of the Audit & Risk, People Performance, Nomination and Compliance Committees. 

Tenure: 16 years (All as Chairman) 

Steven Sewell BSc         

Managing Director 

Steven joined Abacus in October 2017 bringing over 17 years’ experience in real estate funds management, 
asset management, equity and debt capital markets and M&A transactions.  Steven’s prior career experience is 
across various real estate sectors, and importantly provides a valuable insight and connection to institutional 
investors, the whole Group’s business and investment strategies, capital allocation and developing third party 
capital relationships.  Steven was appointed Managing Director elect in January 2018 and appointed to the role 
permanently in April 2018. 

Tenure: 1 year 

Myra Salkinder MBA, BA 

Myra is a Non-Executive Director and is a senior executive of the Kirsh Group.  She has been integrally involved 
over many years with the continued expansion of the Kirsh Group’s property and other investments, both in South 
Africa, Australia and internationally.  Myra is a director of various companies associated with the Kirsh Group 
worldwide.   

Myra is a member of the People Performance, Nomination and Compliance Committees. 

Tenure: 8 years 

Mark Haberlin BSc (Eng) Hons, FCA 

Mark is a Non-Executive Director and joined the Board in November 2018.  He has significant expertise in fields 
that cover accounting and audit, capital transactions, mergers and acquisitions and risk management in the real 
estate and financial services sectors.  Mark was a partner at PwC for 25 years where he developed key 
accounting and audit experience.  Mark was a member of the PwC Governance Board and completed his last two 
years as Chairman. 

Mark is Chair of the Audit & Risk Committee. 

Tenure: 7 months 

14 

 
 
 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

DIRECTORS AND SECRETARY 

Holly Kramer BA Econ, MBA 

Holly is a Non-Executive Director and joined the Board in December 2018.  Holly brings a significant range of 
skills and expertise in a number of important areas relevant to our business including a strong customer lens, 
given her career across consumer and retail, with customer centricity in marketing.  She has substantial ASX 
governance experience including leading various remuneration committees.  Holly is currently Deputy Chair of 
Australia Post, a non-executive director of Woolworths Group Ltd, Western Sydney University and the GO 
Foundation and a member of ASIC’s External Advisory Panel. Previously a director of AMP (October 2015 to May 
2018) and Nine Entertainment Corporation (May 2015 to February 2017).   

Holly is Chair of the People Performance and Nomination Committees. 
Tenure: 6 months 

Jingmin Qian CFA, MBA, FAICD  

Ms Qian is a Non-Executive Director and has significant expertise in the property, infrastructure and resource 
sectors as well as rich experience in Asia.  Ms Qian is a director of Jing Meridian and specialises in advising 
boards and senior management on investment, strategic management and cross-cultural management.  Ms Qian 
has served as a member of the business liaison program of the Reserve Bank of Australia.  Ms Qian is a non-
executive director of IPH Limited, a trustee of Club Plus Super, a member of Macquarie University Council and a 
director of the Australia China Business Council. 

Ms Qian is Chair of the Compliance Committee and a member of the Audit & Risk Committee. 

Tenure: 2 years 

Robert Baulderstone BA, CA, FCIS  Company Secretary and Chief Financial Officer 

Mr Baulderstone has been the Company Secretary since February 2017.  He has been a chartered accountant 
for over 25 years. 

As at the date of this report, the relevant interests of the directors in the stapled securities of ABP Group were as 
follows: 

Directors 

J Thame 

H Kramer 

Directors’ Meetings 

ABP securities held

84,590

13,679

The number of meetings of directors (including meetings of committees of directors) of AGHL, AFML (the 
Responsible Entity of AT and AIT), AGPL, ASFML (the Responsible Entity of ASPT) and ASOL, held during the 
year and the number of meetings attended by each director were as follows: 

Board 

Audit & 

Risk 

Committee 

People 

Performance 

Committee  

Compliance 

Committee 

Eligible 

Attended 

Eligible 

Attended 

Eligible 

Attended 

Eligible 

Attended 

9 

9 

9 

4 

3 

9 

5 

5 

9 

9 

9 

4 

3 

9 

3 

5 

4 

3 

4 

1 

3 

3 

4 

1 

4 

4 

1 

2 

2 

4 

4 

1 

2 

2 

4 

4 

4 

4 

4 

4 

J Thame  

S Sewell 

M Salkinder 

M Haberlin 

H Kramer 

J Qian 

W Bartlett* 

P Spira* 

*Retired 15 November 2018 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

OPERATING AND FINANCIAL REVIEW (continued) 

DIRECTORS AND SECRETARY (continued) 

Indemnification and Insurance of Directors and Officers 

The Group has paid an insurance premium in respect of a contract insuring all directors, full time executive 
officers and the secretary.  The terms of this policy prohibit disclosure of the nature of the risks insured or the 
premium paid. 

Indemnification of Auditors 

To the extent permitted by law, the Company has agreed to indemnify its auditors, Ernst & Young, as part of the 
terms of its audit engagement agreement against claims by third parties arising from the audit (for an unspecified 
amount) – except for any loss in respect of any matters which are finally determined to have resulted from Ernst & 
Young’s negligent, wrongful or wilful acts or omissions.  No payment has been made to indemnify Ernst & Young 
during or since the financial year. 

EVENTS AFTER BALANCE SHEET DATE 

In July 2019 Abacus completed a fully underwritten institutional placement of 63.3 million new ordinary stapled 
securities at an issue price of $3.95 per stapled security which raised $250 million. A Security Purchase Plan 
(“SPP”) has also been offered to eligible securityholders to apply for up to $15,000 of new securities at $3.95 per 
stapled security. 

On 9 August 2019, Abacus exchanged contracts for the acquisition of a 32% tenants-in-common interest in 201 
Elizabeth Street, Sydney NSW for $201.6 million excluding transaction costs. The transaction will complete in two 
tranches, with settlement of a 24% stake in November 2019 and the balance between July and October 2020. 

Other than as disclosed in this report, there has been no other matter or circumstance that has arisen since the 
end of the financial year that has significantly affected, or may affect, the Group’s operations in future financial 
years, the results of those operations or the Group’s state of affairs in future financial years. 

ENVIRONMENTAL REGULATION AND PERFORMANCE 

The Group is subject to environmental regulation in respect of its property activities.  Adequate systems are in 
place for the management of the Group’s environmental responsibilities and compliance with the various licence 
requirements and regulations.  No material breaches of requirements or any environmental issues have been 
identified during the year.  The Group is a core plus investor, not a builder of new buildings.  The Group 
endeavours to choose sustainable options whenever that is a cost-effective outcome. 

AUDITORS INDEPENDENCE DECLARATION 

We have obtained an independence declaration from our auditor, Ernst & Young, and such declaration is shown 
on page 32. 

NOTIFICATION OF AUDITOR ROTATION REQUIREMENTS 

On 24 April 2018 the board of directors approved the extension of the Lead Audit Partner rotation period for one 
year for the financial year ended 30 June 2019 in accordance with section 324DAB of the Corporations Act 2001 
and of the Corporations Legislative Amendment (Audit Enhancement) Act 2012. The decision was based on the 
directors determining that the extension provided consistency in the audit process during the change in the 
Group’s Managing Director. The directors believe that this enhanced the overall quality of the Group’s audit and 
the extension does not give rise to a conflict of interest. 

ROUNDING 

The amounts contained in this report and in the half-year financial report have been rounded to the nearest 
$1,000 (where rounding is applicable) under the option available to the group under ASIC Corporations 
Instrument 2016/191.  The group is an entity to which the instrument applies. 

16 

 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) 

This Remuneration Report describes Abacus’ remuneration arrangements for directors and executives in 
accordance with the requirements of the Corporations Act and Regulations. Key terms used in this report are 
defined in the glossary at Table 15. 

This report contains details of the remuneration of the following key management personnel (KMPs) 

(i)  Non-executive Directors 

J. Thame 

M. Haberlin 

H.  Kramer 

J. Qian 

M. Salkinder 

Chairman  

Director (appointed on 15 November 2018) 

Director (appointed on 13 December 2018) 

Director  

Director  

W. Bartlett  

Director (retired on 15 November 2018) 

P. Spira 

Director (retired on 15 November 2018) 

(ii)  Executive Director 

S. Sewell 

Managing Director  

(iii)  Executives 

R. Baulderstone 
P. Strain 

Chief Financial Officer 
Group General Manager - Property  

Board oversight of remuneration 

People Performance Committee 

The People Performance Committee is responsible for making recommendations to the Board on the 
remuneration arrangements for the non-executive directors and executives. Further details about the Committee’s 
membership and functions are contained in the Corporate Governance Report. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Executive remuneration 

Snapshot  

Abacus is a high conviction investor and manager of real estate assets in the Australian and New Zealand 
markets. Historically, Abacus operated a core plus model across diverse property sectors, which resulted in 
earnings being more volatile as cycles of various sectors evolved. 

Going forward, our strategy is to concentrate on real estate sectors that we judge are best to realise value 
through enhanced portfolio management, redevelopment investment and where it makes commercial sense, long 
term capital partnering.  Abacus’ primary focus is to acquire long dated assets in the self-storage and office 
sectors that contribute to and drive recurring earnings growth to fulfil our distribution policy.  

Successful implementation of this strategy will position Abacus to be a high conviction owner and manager, 
transitioning to a long term sustainable operating income and capital growth model. The Abacus strategy and 
business will continue to evolve in the transition towards a more consistent and recurring earnings profile.  
Short and long dated variable remuneration is structured in such a way, that different contributions by each 
executive can be appropriately rewarded. 

Long dated variable remuneration, which is subject to clawback, is linked to Abacus’ security price that reflects 
the market assessment of the business’ longer-term ability to deliver sustainable distributions and growth. 

Objective 

The remuneration policy for executives supports Abacus’ overall objective of producing sustainable earnings and 
continuing growth in security value.   

Total remuneration levels are positioned at market median, with higher rewards possible if justified by 
performance.  The policy framework is designed to align the interests of executives and securityholders through 
the use of variable remuneration linked to an underlying profit gateway range and to the Abacus security price 
over the vesting period for deferred remuneration. The variable remuneration strategy is designed to drive 
sustainable and growing underlying profit that covers the distribution level implicit in the Abacus security price.  

Abacus’ performance over the last 5 years is illustrated below.  

Table 1: 5 year performance  

Underlying earnings per security (cents)* 
Distributions paid and proposed (cents) 
Closing security price (30 June) 
Net tangible assets per security** 
Weighted average securities on issue 
Underlying profit 

2015
24.53
17.00
$2.92
$2.49

2016
22.36
17.00
$3.15
$2.66

2018 
31.73 
18.00 
$3.77 
$3.18 
524.4m 554.7m 571.2m 577.8m 
128.3m 124.0m 186.8m 183.3m 

2017
32.71
17.50
$3.24
$2.93

* Underlying earnings are unaudited. 

** Net tangible assets per security include the impact of the fair value movements. 

2019
24.03
18.50
$4.10
$3.33
580.0m
139.4m

18 

 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) Structure 

The table below sets out the structure of Abacus’ executive remuneration arrangements. Each element is 
discussed in further detail in the sections that follow.  

Table 2: Summary of Abacus’ remuneration structure 

Remuneration component  Method 

Purpose 

Link to performance 

Fixed remuneration 

Paid mainly as cash salary - 
comprises base salary, 
superannuation contributions 
and other non-monetary benefits 
(car parking and associated 
fringe benefits tax). 

Set with reference to role, 
market, experience and skill-set. 

Current variable component  

Paid in cash in September. 

To drive performance against a 
range of financial and non- 
financial KPIs by end of financial  
year, including underlying profit. 

Indirect link to performance. 
Periodic increases are linked to 
market movements, changes in 
roles and responsibilities, and 
incumbent experience. 

Underlying profit is a key financial 
gateway for a current variable 
award.  Individual performance is 
then tested against KPIs, key 
effectiveness indicators and other 
internal financial and performance 
measures. 

Awards are made in the form of 
security acquisition rights, with 
25% vesting in each of years 1 -
4.  

To reward executives for 
achieving sustainable underlying 
profit growth over the short to 
medium term and to reduce 
excessive risk taking associated 
with short term performance 
assessment models. 

Directly linked to the increase in 
the Abacus security price over the 
vesting period, and the 
maintenance of distributions. Claw 
back of prior grants is considered 
if performance is not sustained. 

(capped at 75% of fixed 
remuneration for the 
Managing Director and at 
60% for other executives) 

Deferred variable 
component  

(capped at 75% of fixed 
remuneration for the 
Managing Director and at 
60% for other executives) 

Abacus aims to ensure that the split of fixed and variable remuneration for executives is appropriate for the type 
of  business  it  operates,  namely,  a  cyclical,  established  business  that  seeks  to  provide  stable  distributions  to 
securityholders.  This strategy aligns with the Board’s desired positioning of Abacus within the A-REIT industry. 

Accordingly, the Board considers it appropriate that for the key management personnel the proportion of fixed to 
the  potential  target  variable  pay  (the  remuneration  ratio)  is  40:60  for  the  Managing  Director  and  45:55  for  the 
other executives, with half of the variable component generally allocated to current variable remuneration and the 
other  half  to  deferred  variable  remuneration.  There  may  be  variations  from  the  ratio  based  on  personal 
performance, but each executive’s total current and deferred variable remuneration is generally capped at 150% 
for the Managing Director and 120% for the other executives of their fixed remuneration.   

To assist the Committee in determining remuneration, Abacus subscribes to an independent property salary and 
remuneration survey recommended to it by EY.  Abacus also reviews the published remuneration of the members 
of the S&P ASX 200 Index and the S&P/ASX 300 A-REIT Index.  This information is used by the Committee for 
benchmarking purposes. 

Fixed Remuneration 

Abacus aims to set a fair base salary. Base salary is set by reference to each executive’s position, performance 
and experience, and the Committee has regard to independent benchmarking information. The Committee has 
authority to engage independent advisers to assist it in its role. No external adviser provided any remuneration 
recommendations in relation to any member of the KMP during the year. 

Fixed remuneration is benchmarked against data for the property industry as well as data from the stock market 
to determine an appropriate market-competitive level of pay. Stock market data covers listed industry companies 
of comparable size and, within that, A-REITs of comparable size.  

Base salaries paid to executives increased by an average of 5.0% in the year ended 30 June 2019, which it 
should be noted included a movement upon transition to the role of Managing Director and market based 
adjustments for the Chief Financial Officer.  

19 

 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Current variable remuneration 

Table 3: Summary of the Current Variable Incentive Plan 

What is current variable 
remuneration? 

What were the outcomes for 
executives this year and last 
year? 

A cash incentive plan linked to specific annual targets. 

For the 2019 financial year current variable remuneration awards of $1,255,000 have been accrued 
and will be paid in September 2019.  
The awards made to each executive and their achievements against the target potential payment are 
set out in table 6.   

What is the purpose of 
current variable 
remuneration? 

To link the achievement of Abacus’ operational targets to the remuneration received by all the 
executives charged with meeting those targets.  This is designed to encourage the executives to 
work as a team to achieve the underlying profit target range. 

What are the performance 
conditions? 

For each financial year, the Board specifies an underlying profit target range. The lower end of the 
target range operates as a gateway that must be passed if current variable remuneration awards are 
to be generally payable. The profit target range for the 2019 financial year was $126m to $133m. 
If the gateway is passed, the value of the award for each executive is determined having regard to 
achievement against pre-determined key performance indicators or KPIs. The target levels of 
performance set by the Board are challenging, and 100% payments require a high level of consistent 
performance. 
The KPIs for the year ended 30 June 2019 are set out below:  

KPI 

Proportion of current variable remuneration award 
measure applies to 

Managing Director 

Other executives 

Financial measure: 

60% 

20-80% (dependent on role) 

- 

- 

- 

Contribution to Abacus 
underlying profit 

Contribution to 
sustainability of 
distribution 

Contributions to 
projects expected to 
grow security value 

Non-financial measures: 

40% 

20-80% 

- 

- 

- 

- 

- 

Quality of analysis and 
recommendations 

Transaction and 
project management 

Key growth activities 

Risk management 

Other performance 
measures focused on 
achieving business 
imperatives 

Why were these measures 
chosen? 

How is the total current 
variable remuneration pool 
determined? 

Account is also taken of qualitative indicators of effectiveness, performance and behaviour. 

An underlying profit target range was chosen because, of several financial performance measures 
considered by the Board, underlying profit demonstrated the closest correlation to security-holder 
value creation (measured by total security-holder return). Underlying profit reflects the statutory profit 
as adjusted in order to present a figure that reflects the Directors’ assessment of the result for the 
ongoing business activities of Abacus, in accordance with the AICD/Finsia principles for reporting 
underlying profit. 
The other financial and non-financial KPIs were chosen as they represent the key drivers for the 
short-term success of the business and provide a framework for long term securityholder value. 

The current variable remuneration pool is linked directly to, and contingent on, the achievement of 
the underlying profit gateway for the assessment year. 

20 

 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Current variable remuneration (continued) 

Table 3: Summary of the Current Variable Incentive Plan (continued) 

How is performance 
assessed? 

The People Performance Committee considers the performance of the executives against their KPIs 
and other applicable measures and has regard to independent benchmarking information. The 
Committee then recommends current variable remuneration payments, if any, to the Board for its 
approval. 

What discretions does the 
Board have? 

If the underlying profit gateway is missed, the Board retains the discretion to make the current 
variable remuneration pool, or a reduced pool, generally available if it determines the circumstances 
warrant such action.  If performance has been exceptionally strong the Board may increase the total 
pool size to provide additional current variable remuneration awards reflective of the above target 
performance. 

If the underlying profit gateway is missed, the Board also retains the discretion to pay current 
variable remuneration awards to selected individuals to reward them for their personal above target 
performance.   
When approving awards for individual executives, the Board has the discretion to consider each 
executive’s total contribution to Abacus in addition to the specific KPIs selected for the relevant year. 

The board will disclose the exercise of any of these discretions. 

No discretions have been exercised in respect of the reporting year.  

What happens on cessation 
of employment? 

An executive will generally not be entitled to be paid a current variable remuneration award if they 
resign or if their employment is terminated with cause. 

Were any changes made to 
the Current Variable 
Incentive Plan in FY19? 

No changes have been made to the Current Variable Incentive Plan.  

Table 4: Summary of the pooling and assessment process 

The process for determining an individual’s current variable remuneration award is as follows: 

Beginning of the year 

Set the plan parameters: 

- 

- 

- 

Underlying profit target range for coming 
year; 
Set KPIs and measures for each 
participant; and 

Target current variable remuneration 
payable for each participant based on 
remuneration ratio.  

After year- end 

- 

- 

Pay current variable incentive 
entitlements; and 
Pending approval at Annual General 
Meeting, allocate deferred variable 
incentives (SARs).   

Year- end 

Measure Abacus’ financial performance 

- 

- 

- 

Is underlying profit gateway met or 
exceeded? 
If no, a payment will generally not be 
made 
If yes, gateway is passed. 

Measure individual performance 

- 

Assess individual performance against 
KPIs and measures. 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Current variable remuneration outcome for the Managing Director  

The following table sets out the performance of the Managing Director against his KPI targets for the year ended 
30 June 2019 (scorecard) which are reviewed by the People Performance Committee and the Board. These KPIs 
are intended to provide a link between remuneration outcomes and the key drivers of long term securityholder 
value: 

Table 5: Managing Director’s performance against KPIs 
Category 

Weighting  Result 

Performance Detail  

Financial performance – measured by 
underlying profit 

35% 

Above 
target 

Abacus delivered an underlying profit of $139.4 million which is 
10.6% higher than the variable remuneration gateway.   

Sustainable distribution – measured by 
payment of the target amount 

15% 

At target 

Growth – measured by revenue growth, 
funds under management, acquisitions, 
capital partners and expanded activities 

10% 

Above 
target 

Business management – measured by 
Debt, Rent and Leasing, Operating costs, 
delivery of business plans and integration 
of SK as required 

10% 

At target 

Abacus has paid a distribution of 18.5 cents per security which is 
in line with the FY19 forecast distribution of 18.5 cents per 
security. 

Executed on several long - term strategic partnerships, Salta 
and ISPT. Led acquisition of strategic stake in Storage King 
(SK) management platform. Revenue and Funds from 
Operations were achieved as forecast. 

Enhanced focus on asset management, operating processes, 
capability, business planning and Investment Committee 
process. Acted as lead on advisory committee on building 
ongoing SK operating framework. Led early refinance of storage 
debt facility. Managed risk of market, Liquidity and Balance 
Sheet. 

Legacy investment exposure - measured 
by strategic divestment of assets in agreed 
portfolios 

Team leadership and team work - 
measured by talent management diversity 
and flexibility, WH&S, sustainability, 
philanthropy and representation externally 
to all stakeholders, Board, investors, 
industry peers and business partners. 

10% 

20% 

Above 
target 

In line with strategy, implemented timely delivery of planned and 
measured divestment of nominated assets in agreed portfolios.  

Above 
target 

Since assuming and carrying the role of MD, new talent 
engaged, key members of leadership team retained and 
considerable progress and enhancement made at Abacus, 
including ESG commitments and engagement of internal and 
external stakeholders. 

The scorecards for other executives are similar to that of the Managing Director, but with different weightings and 
with KPIs applicable to their individual roles. 

Current variable remuneration awards 

Application of the KPIs against the scorecards resulted in no executive exceeding the target possible variable 
remuneration. The following table sets out the awards made to each executive based on their performance during 
the year ended 30 June 2019. 

Table 6: Current variable awards  

S Sewell 
R Baulderstone
P Strain

Fixed salary
1,050,000
550,000
530,000

Target STI 
as per the 
plan
787,500
330,000
318,000

Current 
variable 
remuneration 
award
725,000
310,000
220,000

% of maximum 
possible current 
award earned
92%
94%
69%  

22 

 
 
       
      
         
         
      
         
         
      
         
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Deferred variable remuneration 

Table 7: Summary of the Deferred Variable Incentive Plan 

What is deferred variable 
incentive? 

Deferred variable incentive is delivered in the form of an annual grant of security acquisition right 
(SARs) under the deferred security acquisition rights plan (SARs Plan).  

SARs allocated to an executive as their deferred variable remuneration for a financial year will vest 
in four equal annual tranches on the first, second, third and fourth anniversaries of the allocation 
date. 

Executives are entitled before any tranche of SARs vests, to extend the vesting date for that 
tranche by 12 months.   

What is the purpose of 
deferred variable incentives? 

The objective of the Deferred Variable Incentive Plan is to reward executives for sustaining 
underlying profit that covers the distribution level implicit in the Abacus security price and for the 
sustainability of distributions over a four year period.  

The structure of the plan recognises that long-term value is the product of a string of sustained 
short-term outcomes and seeks to discourage volatile earnings and distributions.  Reward is 
accordingly contingent on both current performance and the maintenance of that performance in 
succeeding years. The two are not considered independent, and the reward structure intentionally 
does not allow for separate short term and long term measures.  

How is the value of the 
deferred variable incentive 
determined? 

A deferred variable incentive award is available to an executive who satisfies the KPIs outlined in 
the current variable remuneration section. 

As a starting point, the deferred variable incentive award for a financial year will match the value of 
the current variable incentive award paid for that year.  

The matching allocations may then be adjusted to take into account other factors that the Board 
considers specifically relevant to the purpose of providing deferred variable remuneration awards.  
Adjustments may be needed, for example, to take into account exceptional individual performance, 
the potential of an executive, or their future employment plans and aspirations. 

Once the grant value is determined by the Board, the number of SARs to be awarded is calculated 
based on the face value of Abacus’ securities. The face value is calculated using a 10 day volume 
weighted average price (VWAP) for the period commencing on the second trading day after the full 
year results announcement. 

Can deferred variable 
incentives be forfeited? 

Deferred variable incentives will usually be forfeited if an executive resigns or is summarily 
dismissed prior to the vesting date (see the ‘Cessation of employment section’ below for more 
detail). 

The Board has the discretion to forfeit unvested SARs tranches of an allocation of SARs if ABP 
distributions fall by more than the annualised distribution rate per ABP security set at the time of 
the relevant allocation.   The rate set for the reporting year was $0.18.  No forfeitures of SARs for 
unsustainable performance occurred in the reporting period. 

Further, if the Board determines that an executive is responsible for misconduct resulting in 
material non-compliance with financial reporting requirements or for excessive risk taking, the 
executive will forfeit all unvested SARs entitlements. 

Do executives receive 
distributions on their 
unvested deferred variable 
incentives? 

No. However, to achieve a closer alignment of the interests of securityholders and senior 
executives, when a tranche of SARs vests, the holder will receive an additional number of ABP 
securities equivalent in value to the distributions the executive would have received over the 
vesting period if their SARs had been ABP securities. 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Deferred variable remuneration (continued) 

Table 7: Summary of the Deferred Variable Incentive Plan (continued) 

What discretions does the 
Board have? 

The Board has the discretion to award SARs in excess of the deferred variable incentive cap in the 
case of exceptional performance. 

The board will disclose the exercise of any of these discretions. 

No discretions have been exercised in respect of the reporting year. 

What happens on cessation 
of employment? 

To receive the deferred remuneration award the executive must remain employed by Abacus, 
unless they are considered a good leaver (that is, through disability, termination without cause, 
genuine retirement, death or some other circumstance considered acceptable by the board in its 
discretion).   

What is the vesting schedule 
of the Deferred Variable 
Incentive Plan? 

The SARs allocated to an executive for a financial year vests in 4 equal annual tranches on the 
first, second, third and fourth anniversaries of the allocation date.  

Further details about deferred variable incentive grants are set out in tables 10 to 13 and the terms of prior year 
grants are set out in earlier remuneration reports.  

Employment contracts and termination entitlements 

The Managing Director, Mr Sewell, is employed under a contract dated 15 February 2018 and may be terminated 
by either party giving 9 months written notice or in the case of Abacus by providing payment in lieu of notice. 

The other executives are employed on an ongoing basis under letter agreements until one month’s notice is given 
by either party. Abacus may terminate an executive’s service at any time without notice if serious misconduct has 
occurred. Where termination with cause occurs the executive is only entitled to remuneration up to the date of 
termination. Deferred variable remuneration allocations vest according to the SARs Plan rules.  

Pending changes for financial year 2020 

As the Abacus strategy and business will continue to evolve in the transition towards a more consistent and 
recurring earnings profile, the Board considered and approved the following minor amendments to the Deferred 
Variable Incentive Plan (DVIP) which will be implemented in financial year 2020: 
.  

re -weighting of the vesting schedule from 25% per annum to Nil in year 1; and 

 
  one third vesting in years 2, 3 and 4.  

These minor amendments to the DVIP are designed to further encourage a longer - term executive focus.  

24 

 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Non-executive director remuneration 

Objective 

The Committee assesses the appropriateness of the nature and amount of remuneration of non-executive 
directors on a periodic basis by reference to market rates with the overall objective of attracting and retaining 
Board members with an appropriate combination of industry and specialist functional knowledge and experience. 

Structure 

Abacus’ constituent documents and the ASX Listing Rules specify that the maximum aggregate remuneration of 
non-executive directors must be approved by securityholders.  The last determination was at the annual general 
meeting held on 14 November 2017 when securityholders approved an aggregate remuneration limit of 
$1,000,000 per year. (This is a limit on non-executive directors’ total fees.  The actual fees paid to non-executive 
directors are in Table 8).  

The aggregate remuneration limit and the fee structure are reviewed annually and fees were last increased in July 
2017.   

Fees payable, inclusive of superannuation, to non-executive directors are as follows: 

Table 8: Non-Executive Director fee levels 

Board/Committee 

Board 

Board 

Audit & Risk Committee 

Audit & Risk Committee 

Compliance Committee 

Compliance Committee 

People Performance Committee and Nomination  
Committee 

Role 

Chairman* 

Member 

Chairman 

Member 

Chairman 

Member 

Chairman 

Fee 

$232,142 

$105,000 

$27,300 

$10,500 

$14,700 

$10,500 

$15,750 

People Performance Committee and Nomination Committee 

Member 

$10,500 

* The Chairman is an ex-officio member of all Board committees but does not receive any committee membership fees. 
The non-executive directors do not receive retirement benefits. Nor do they participate in any incentive programs.  

25 

 
 
DIRECTORS’ REPORT 
30 June 2019  

Table 9: Remuneration of Key Management Personnel 

2019

Short-term  benefits

Post

Long-term

Security-
based

Total

Perform ance 

em ploym ent

benefits

paym ent

related

ABACUS PROPERTY GROUP 

Non-executive directors

J Thame - Chairman

M Haberlin ##

H Kramer ###

J Qian 

M Salkinder 

W Bartlett #

P Spira #

Sub-total non-executive directors

Executive Directors

S Sew ell - Managing Director

Other key m anagem ent personnel

R Baulderstone - Chief Financial Officer

P Strain - Group General Manager Property

Sub-total executive KMP

Total 

* Accrued but not presently entitled 
# Retired on 15 November 2018 
## Appointed on 15 November 2018 
### Appointed on 13 December 2018 

Salary & fees

Current 
variable 
incentive

Non-
m onetary 
benefits 

Total cash 
paym ents 
and short 
term  

benefits Superannuation

$

$

$

$

$

Long 
service 
leave*

$

Security 
acquisition 
rights 
(SARs)*

$

$

212,002

75,514

60,826

118,904

115,068

48,904

41,353

672,571

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

212,002

75,514

60,826

118,904

115,068

48,904

41,353

672,571

20,140

7,174

5,778

11,296

10,932

4,646

3,929

63,895

1,029,469

725,000

6,467

1,760,936

20,531

-

-

-

-

-

-

-

-

-

%

-

-

-

-

-

-

-

-

-

-

-

-

-

-

232,142

82,688

66,604

130,200

126,000

53,550

45,282

736,466

176,799

1,958,266

46%

525,000

505,000

310,000

220,000

2,059,469

1,255,000

2,732,040

1,255,000

-

6,467

12,934

12,934

835,000

731,467

3,327,403

3,999,974

25,000

25,000

70,531

134,426

17,793

13,709

31,502

31,502

176,321

170,157

523,277

523,277

1,054,114

940,333

3,952,713

4,689,179

46%

41%

26 

 
       
                  
                  
       
               
                  
                  
       
                      
         
                  
                  
         
                 
                  
                  
         
                      
         
                  
                  
         
                 
                  
                  
         
                      
       
                  
                  
       
               
                  
                  
       
                      
       
                  
                  
       
               
                  
                  
       
                      
         
                  
                  
         
                 
                  
                  
         
                      
         
                  
                  
         
                 
                  
                  
         
       
                  
                  
       
               
                  
                  
       
    
       
           
    
               
                  
       
    
       
       
                  
       
               
         
       
    
       
       
           
       
               
         
       
       
    
    
         
    
               
         
       
    
    
    
         
    
             
         
       
    
 
 
 
 
 
 
DIRECTORS’ REPORT 
30 June 2019 

Table 9: Remuneration of Key Management Personnel 

2018

Short-term  benefits

Post

Long-term

Security-
based

Total

Perform ance 

em ploym ent

benefits

paym ent

related

ABACUS PROPERTY GROUP 

Salary & fees

Current 
variable 
incentive

Non-
m onetary 
benefits 

Total cash 
paym ents 
and short 
term  

benefits Superannuation

$

$

$

$

$

Long 
service 
leave*

$

Security 
acquisition 
rights 
(SARs)*

$

$

Non-executive directors

J Thame - Chairman

W Bartlett

M Irving **

J Qian #

M Salkinder 

P Spira

Sub-total non-executive directors

Executive Directors

S Sew ell - Managing Director ##

F Wolf - Managing Director ###

Other key m anagem ent personnel

R Baulderstone - Chief Financial Officer

C Laird - Director Property Developments^

P Strain - Director Property Investments

212,001

126,495

53,393

87,719

115,068

104,934

699,610

-

-

-

-

-

-

-

636,323

1,129,127

480,000

480,000

-

-

-

-

-

-

-

-

212,001

126,495

53,393

87,719

115,068

104,934

699,610

1,116,323

6,467

1,615,594

485,000

485,000

485,000

300,000

250,000

250,000

-

6,467

6,467

785,000

741,467

741,467

Sub-total executive KMP

3,220,450

1,760,000

19,401

4,999,851

Total 
*Accrued but not presently entitled except F Wolf 
** Retired on 14 November 2017 
# Appointed on 26 September 2017 
## Commenced on 3 October 2017 and appointed Managing Director on 18 April 2018 
### Died on 18 April 2018 which resulted in the vesting of all entitlements to SARs 
^ Ceased to meet the definition of a key management person on 1 July 2018 

1,760,000

3,920,060

19,401

5,699,461

20,049

12,017

5,072

8,333

10,931

9,968

66,370

15,036

13,603

25,000

25,000

25,000

103,639

170,009

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

27,982

1,352,246

232,050

138,512

58,465

96,052

125,999

114,902

765,980

1,131,359

3,009,425

10,390

9,640

10,550

58,562

58,562

152,579

178,215

159,085

972,969

954,322

936,102

1,842,125

7,004,177

1,842,125

7,770,157

%

-

-

-

-

-

42%

61%

47%

45%

44%

27 

 
  
       
                  
                  
       
               
                  
                  
       
                      
       
                  
                  
       
               
                  
                  
       
                      
         
                  
                  
         
                 
                  
                  
         
                      
         
                  
                  
         
                 
                  
                  
         
                      
       
                  
                  
       
               
                  
                  
       
                      
       
                  
                  
       
                 
                  
                  
       
       
                  
                  
       
               
                  
                  
       
       
       
                  
    
               
                  
                  
    
    
       
           
    
               
         
    
    
       
       
                  
       
               
         
       
       
       
       
           
       
               
           
       
       
       
       
           
       
               
         
       
       
    
    
         
    
             
         
    
    
    
    
         
    
             
         
    
    
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Table 10: Grants under the Deferred Security Acquisition Rights Plan  
The table below discloses the SARs granted to key management personnel as well as the number of SARs that 
vested or lapsed during the year.  

Year

Grant date

SARs 
granted 

Fair 
value 
per right 
at grant 
date

Vesting 
date

No. vested 
during the 
year

No. 
lapsed 
during 
the year

Director

S Sewell

Executives

R Baulderstone

P Strain

2019

15/11/2018

165,996

$2.891 over 4 years

-

71,552

$2.891 over 4 years
13/09/2018

2019

2018

2017

2016

2015

2019

2018

2017

2016

2015

15/11/2018

14/11/2017

14/11/2016

21/11/2015

21/11/2014

15/11/2018

62,964

14/11/2017

14/11/2016

21/11/2015

21/11/2014

13/09/2017

13/09/2017

13/09/2017

$2.891 over 4 years
13/09/2018

13/09/2017

13/09/2017

13/09/2017

-
12,217

14,391

13,324

14,550

-
12,217

14,391

16,655

14,550

-

-

-

-

-

-

-

-

-

-

-

Table 11: The value of SARs granted, exercised and lapsed during the year  

Value of SARs 
granted during 
the year

Value of SARs 
exercised 
during the year

Value of SARs 
lapsed during 
the year

               $

                 $

                 $

S Sewell

R Baulderstone

P Strain

479,894

206,857

182,029

-

228,806

243,039

-

-

-

Refer to Note 20 for details on the valuation the SARs, including models and assumptions used. 
There were no alterations to the terms and conditions of the SARs since their grant date. 

28 

  
           
         
           
         
         
         
         
         
           
         
         
         
         
         
 
 
 
 
  
             
                    
                   
             
             
                   
             
             
                   
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Table 12: Securities acquired on exercise of options 

Securities 
acquired

Paid per 
security

No.

62,951

66,867

$

3.62
3.62  

R Baulderstone

P Strain

The number of securities acquired is based on the SARs that vested in the year and the distributions that would 
have been paid on that number of securities from the grant date to the allocation date.  

Table 13: Movements in SARs holdings of key management personnel during the year 

Balance

Granted as 

SARs

Balance

Vested

1 July 2018 remuneration

exercised 30 June 2019 30 June 2019

Director

S  Sewell

Executives

R Baulderstone

P Strain

Total

-

165,996

-

165,996

133,239

139,901

273,140

71,552

62,964

(54,482)

(57,813)

300,512

(112,295)

150,309

145,052

461,357

-

-

-

-

Table 14: Securityholdings of key management personnel    

Balance
 1 July 2018

Vesting of
SARs

Purchases/
(sales)

Retired

Balance
 30 June 2019

Directors
J Thame
W Bartlett
H Kramer
Executives
R Baulderstone
P Strain
Total 

84,590

33,125

-

258,141

341,829

717,685

-

-

-

62,951

66,867

129,818

-

-

13,679

-

17,873

31,552

-
(33,125)

-

-

-

(33,125)

84,590

-

13,679

321,092

426,569

845,930

All equity transactions with key management personnel other than those arising from the vesting of the security 
acquisition rights have been entered into under terms and conditions no more favourable than those that Abacus 
would have adopted if dealing at arm’s length. 

Loans to key management personnel 

There were no loans to key management personnel and their related parties at any time in 2019 or in the prior 
year. 

29 

 
 
         
         
 
  
             
          
             
        
               
      
           
        
               
      
           
        
               
      
          
        
               
 
 
         
              
              
              
           
         
              
              
                
              
              
         
              
           
       
              
              
         
       
         
              
         
       
         
 
ABACUS PROPERTY GROUP 

DIRECTORS’ REPORT 
30 June 2019 

REMUNERATION REPORT (audited) (continued) 

Other transactions with key management personnel 

During the year, transactions occurred between Abacus and key management personnel which are within normal 
employee and investor relationships. 

Table 15: Glossary of terms used in the Remuneration Report 

Term  

Definition 

Allocation date for an award of SARS 

the first business day after a period of 10 trading days on 
ASX starting from the second trading day after the full year 
results announcement for Abacus for the previous financial 
year has elapsed  

Executives 

the Managing Director and the other senior executives of 
Abacus who are members of the KMP 

Key Management Personnel or KMP 

Security acquisition rights or SARs 

those executives who for the purposes of the accounting 
standards are considered to have authority and 
responsibility for planning, directing and controlling the 
major activities of Abacus, and includes the directors 

SARs are awarded under the deferred security acquisition 
rights plan. If a SAR vests, it will convert into ABP security 
on a one for one basis or (exceptionally, subject to the 
discretion of the Board where an executive already has a 
significant holding of ABP securities) a cash amount equal 
to the face value of an ABP security at around the time of 
vesting 

30 

 
 
 
 
 
 
 
DIRECTORS’ REPORT 
30 June 2019 

ABACUS PROPERTY GROUP 

Signed in accordance with a resolution of the directors. 
Abacus Group Holdings Limited (ABN 31 080 604 619) 

John Thame 
Chairman 
Sydney, 16 August 2019 

Steven Sewell 
Managing Director 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ernst & Young 
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 

Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 

Auditor’s Independence Declaration to the Directors of Abacus Group 
Holdings Limited 

As lead auditor for the audit of Abacus Group Holdings Limited for the financial year ended 30 June 
2019, I declare to the best of my knowledge and belief, there have been: 

a)  no contraventions of the auditor independence requirements of the Corporations Act 2001 in 

relation to the audit; and   

b)  no contraventions of any applicable code of professional conduct in relation to the audit. 

This declaration is in respect of Abacus Group Holdings Limited and the entities it controlled during the 
financial year. 

Ernst & Young 

Kathy Parsons 
Partner 
16 August 2019 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSOLIDATED INCOME STATEMENT 
YEAR ENDED 30 JUNE 2019 

Continuing Operations

REVENUE
Rental income

Finance income

Management and other fee income

Sale of inventory

Total Revenue

OTHER INCOME
Net change in fair value of investment properties and property, plant and equipment 
derecognised
Net change in fair value of investments and financial instruments derecognised
Net change in fair value of investment properties and property, plant & equipment held at 
balance date
Share of profit from equity accounted investments

Other income

Total Revenue and Other Income

Property expenses and outgoings

Depreciation and amortisation expenses

Cost of inventory sales

Net change in fair value of investments held at balance date

Net change in fair value of derivatives

Impairment charges

Finance costs

Administrative and other expenses

PROFIT BEFORE TAX FROM CONTINUING OPERATIONS

ABACUS PROPERTY GROUP 

Notes

2019

$'000

2018

$'000

                175,207 

               163,710 

1

                  42,580 

                 47,768 

                    4,783 

                   4,282 

                  47,843 

                 76,575 

                270,413 

               292,335 

                  13,532 

                 17,304 

                  18,037 

                   9,004 

                  69,640 

                 60,724 

8(a)

                  14,668 

                 73,749 

                    1,885 

                   4,247 

                388,175 

               457,363 

                 (60,539)                  (58,032)

3(a)

                   (2,911)                    (2,739)

                 (36,650)                  (55,941)

3(b)

                   (2,332)                    (6,363)

                   (6,750)

                      730 

                   (7,771)

                        - 

3(c)

3(d)

                 (28,616)                  (31,258)

                 (33,886)                  (31,577)

                208,720 

               272,183 

Income tax expense

NET PROFIT AFTER TAX FROM CONTINUING OPERATIONS

4(a)

                 (16,113)                  (28,813)

                192,607 

               243,370 

Discontinued Operations
Net profit after tax from discontinued operations

NET PROFIT AFTER TAX

PROFIT ATTRIBUTABLE TO:

Equity holders of the parent entity (AGHL)

Equity holders of other stapled entities

AT members

AGPL members

AIT members

ASPT members

ASOL members

Stapled security holders
Net profit / (loss) attributable to external non-controlling interests

NET PROFIT

22

                    1,840 

                   3,588 

                194,447 

               246,958 

                  43,752 

                 54,135 

                  71,517 

               108,865 

                     (663)

                   4,937 

                  12,400 

                   3,263 

                  29,795 

                 25,188 

                  45,922 

                 47,321 

                202,723 
                   (8,276)

               243,709 
                   3,249 

                194,447 

               246,958 

Basic and diluted earnings per stapled security (cents)

Basic and diluted earnings per stapled security from continuing operations (cents)

2

2

34.95

32.77

42.18

41.76

33 

                    
                    
                    
                    
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 
YEAR ENDED 30 JUNE 2019 

ABACUS PROPERTY GROUP 

NET PROFIT AFTER TAX

                194,447 

               246,958 

OTHER COMPREHENSIVE INCOME
Items that will not be reclassified subsequently to the income statement

Revaluation of assets, nil tax effect

                         -                     10,053 

2019

$'000

2018

$'000

Items that may be reclassified subsequently to the income statement

Foreign exchange translation adjustments, net of tax

TOTAL COMPREHENSIVE INCOME FOR THE YEAR

Total comprehensive income attributable to:

Members of the APG Group

External non-controlling interests

TOTAL COMPREHENSIVE INCOME FOR THE YEAR

Total comprehensive income attributable to members of the Group analysed by amounts 
attributable to:
AGHL members

AT members

AGPL members

AIT members

ASPT members

ASOL members

TOTAL COMPREHENSIVE INCOME AFTER TAX ATTRIBUTABLE
TO MEMBERS OF THE GROUP

                    2,625                     (2,022)

                197,072 

               254,989 

                205,348 

               247,733 

                   (8,276)

                   7,256 

                197,072 

               254,989 

                  43,752 

                 60,181 

                  71,517 

               108,865 

                     (663)

                   4,937 

                  12,400 

                   3,263 

                  32,407 

                 23,208 

                  45,935 

                 47,279 

                205,348 

               247,733 

34 

 
 
 
CONSOLIDATED STATEMENT OF FINANCIAL POSITION 
AS AT 30 JUNE 2019 

ABACUS PROPERTY GROUP 

CURRENT ASSETS

Investment properties held for sale

Inventory

Property loans

Cash and cash equivalents

Property, plant and equipment held for sale

Trade and other receivables

Other

TOTAL CURRENT ASSETS

NON-CURRENT ASSETS
Investment properties

Inventory

Property loans

Equity accounted investments

Deferred tax assets

Property, plant and equipment

Other financial assets

Intangible assets and goodwill

Other

TOTAL NON-CURRENT ASSETS

Notes

5

6(a)

7(a)

9

16

2019

$'000

2018

$'000

                  78,850 

               209,606 

                  12,800 

                 28,548 

                122,709 

               216,259 

                  89,028 

               103,256 

                         -                     88,500 

                  26,030 

                 21,145 

                    3,874 

                   3,413 

                333,291 

               670,727 

5

6(b)

7(b)

8

4(c)

16

7(c)

21

             1,983,644 

            1,726,394 

                  45,809 

                 76,157 

                188,323 

               118,805 

                168,100 

               154,890 

                  12,682 

                   8,236 

                  10,548 

                   4,800 

                  48,255 

                   3,214 

                  32,394 

                 32,394 

                    4,615 

                        - 

             2,494,370 

            2,124,890 

TOTAL ASSETS

             2,827,661 

            2,795,617 

CURRENT LIABILITIES
Trade and other payables

Interest-bearing loans and borrowings

Derivatives at fair value

Income tax payable

Other

TOTAL CURRENT LIABILITIES

NON-CURRENT LIABILITIES
Interest-bearing loans and borrowings

Derivatives at fair value

Deferred tax liabilities

Other
TOTAL NON-CURRENT LIABILITIES

TOTAL LIABILITIES

NET ASSETS

TOTAL EQUITY

                  73,475 

                 88,568 

11(a)

                         -                     38,765 

                         -                            61 

                       178 

                 20,906 

                    5,750 

                   8,108 

                  79,403 

               156,408 

11(b)

                744,535 

               693,742 

                  16,692 

                 12,847 

4(c)

                  17,976 

                 12,218 

                    3,651 

                   3,700 

                782,854 

               722,507 

                862,257 

               878,915 

             1,965,404 

            1,916,702 

             1,965,404 

            1,916,702 

35 

 
 
CONSOLIDATED STATEMENT OF FINANCIAL POSITION (continued) 
AS AT 30 JUNE 2019 

ABACUS PROPERTY GROUP 

Equity attributable to members of AGHL:

Contributed equity

Reserves

Retained earnings

Total equity attributable to members of AGHL:

Equity attributable to unitholders of AT:

Contributed equity

Accumulated losses

Total equity attributable to unitholders of AT:

Equity attributable to members of AGPL:
Contributed equity

Retained earnings

Total equity attributable to members of AGPL:

Equity attributable to unitholders of AIT:
Contributed equity

Accumulated losses

Total equity attributable to unitholders of AIT:

Equity attributable to members of ASPT:

Contributed equity

Reserves

Retained earnings

Total equity attributable to members of ASPT:

Equity attributable to members of ASOL:

Contributed equity

Reserves

Retained earnings

Total equity attributable to members of ASOL:

Equity attributable to external non-controlling interest:

Contributed equity

Reserves

Accumulated losses

Total equity attributable to external non-controlling interest:

TOTAL EQUITY

Contributed equity

Reserves

Retained earnings

Total stapled security holders' interest in equity

Total external non-controlling interest

TOTAL EQUITY

Notes

2019

$'000

2018

$'000

                349,226 

               348,331 

                    4,020 

                 21,940 

                180,032 

               127,033 

                533,278 

               497,304 

                944,808 

               942,690 

                 (67,892)                  (40,062)

                876,916 

               902,628 

                  27,500 

                 27,413 

                  20,904 

                 21,567 

                  48,404 

                 48,980 

                131,538 

               131,300 

                 (89,800)                  (91,631)

                  41,738 

                 39,669 

                124,804 

               124,167 

                    2,782 

                      170 

                  37,695 

                   8,150 

                165,281 

               132,487 

                  21,269 

                 21,087 

                       143 

                      130 

                273,702 

               227,780 

                295,114 

               248,997 

                  24,805 

                 61,139 

                         -                     11,854 

                 (20,132)                  (26,356)

                    4,673 

                 46,637 

             1,965,404 

            1,916,702 

13

             1,599,145 

            1,594,988 

                    6,945 

                 22,240 

                354,641 

               252,837 

             1,960,731 

            1,870,065 

                    4,673 

                 46,637 

             1,965,404 

            1,916,702 

36 

 
CONSOLIDATED STATEMENT OF CASH FLOW 
YEAR ENDED 30 JUNE 2019 

CASH FLOWS FROM OPERATING ACTIVITIES

Income receipts

Interest received

Income tax paid

Finance costs paid

Operating payments

Payments for inventory costs

ABACUS PROPERTY GROUP 

Notes

2019

$'000

2018

$'000

                267,856                  390,428 

                    1,414                         939 

                 (30,865)                    (8,067)

                 (28,892)                  (28,571)

                 (90,457)                (107,465)

                   (9,964)                  (52,998)

NET CASH FLOWS FROM OPERATING ACTIVITIES

9

                109,092                  194,266 

CASH FLOWS FROM INVESTING ACTIVITIES
Payments for investments and funds advanced

Proceeds from sale and settlement of investments and funds repaid

Purchase of property, plant and equipment

Disposal of property, plant and equipment

Purchase of investment properties

Disposal of investment properties

Payment for other investments

                 (70,964)                  (65,727)

                139,972                  126,590 

                   (7,081)                    (2,105)

                  83,660                      2,089 

               (303,819)                (346,821)

                263,997                    58,050 

                 (54,799)                    (3,860)

NET CASH FLOWS FROM / (USED IN) INVESTING ACTIVITIES

                  50,966                 (231,784)

CASH FLOWS FROM FINANCING ACTIVITIES
Return of capital

Payment of issue / finance costs

Repayment of borrowings

Proceeds from borrowings

Distributions paid

                 (36,298)                        (42)

                   (3,335)                    (1,734)

               (103,605)                  (63,685)

                  73,168                  243,794 

               (104,249)                  (93,745)

NET CASH FLOWS (USED IN) / FROM FINANCING ACTIVITIES

               (174,319)

                  84,588 

NET INCREASE IN CASH AND CASH EQUIVALENTS
Net foreign exchange differences

Cash and cash equivalents at beginning of year

                 (14,261)

                  47,070 

                         33                         (81)

                103,256                    56,267 

CASH AND CASH EQUIVALENTS AT END OF YEAR

9

                  89,028                  103,256 

37 

 
 
 
 
 
 
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY 
YEAR ENDED 30 JUNE 2019 

ABACUS PROPERTY GROUP 

Attributable to the stapled security holder

Asset

Foreign

Employee

External

Non-

Issued

revaluation

currency

equity

Retained

controlling

capital

$'000

reserve

translation

benefits

earnings

interest

$'000

$'000

$'000

$'000

$'000

Total

Equity

$'000

     1,594,987            17,926                 300              4,014 

          252,838            46,637 

 1,916,702 

                 -   

                 -   

                 -   

                 -              (11,150)

                 -         (11,150)

     1,594,987            17,926                 300              4,014 

          241,688            46,637 

 1,905,552 

CONSOLIDATED

At 1 July 2018
Impact of changes in accounting 
standards

Adjusted balance at 1 July 2018

Other comprehensive income

                 -   

                 -               2,625 

                 -                        -   

                 -            2,625 

Net income for the year

                 -   

                 -   

                 -   

                 -             202,723            (8,276)

    194,447 

Total comprehensive income for 
the year

                 -   

                 -               2,625 

                 -             202,723            (8,276)

    197,072 

Return of capital

                 -   

                 -   

                 -   

                 -                        -           (32,583)       (32,583)

Distribution reinvestment plan

            4,158 

                 -   

                 -   

                 -                        -   

                 -            4,158 

Security acquisition rights

                 -   

                 -   

                 -                      6 

                    -   

                 -                   6 

Distribution to security holders

         (107,696)           (1,105)     (108,801)

Transfer of reserve (hotel disposal)

                 -           (17,926)

                 -   

                 -               17,926 

                 -   

              - 

At 30 June 2019

     1,599,145 

                 -               2,925              4,020 

          354,641              4,673 

 1,965,404 

CONSOLIDATED

Attributable to the stapled security holder

Asset

Foreign

Employee

External

Non-

Issued

revaluation

currency

equity

Retained

controlling

capital

$'000

reserve

translation

benefits

earnings

interest

$'000

$'000

$'000

$'000

$'000

Total

Equity

$'000

At 1 July 2017

     1,581,156            11,880              2,322              6,493 

          164,248            48,522 

 1,814,621 

Other comprehensive income

                 -               6,046            (2,022)

                 -                        -               4,007 

        8,031 

Net income for the year

                 -   

                 -   

                 -   

                 -             243,709              3,249 

    246,958 

Total comprehensive income for 
the year

                 -               6,046            (2,022)

                 -             243,709              7,256 

    254,989 

Return of capital

                 -   

                 -   

                 -   

                 -                        -             (7,670)         (7,670)

Distribution reinvestment plan

          13,831 

                 -   

                 -   

                 -                        -   

                 -          13,831 

Security acquisition rights

                 -   

                 -   

                 -             (2,479)

                    -   

                 -           (2,479)

Acquisition of units in subsidiary

                 -   

                 -   

                 -   

                 -                   (476)

                 -              (476)

Distribution to security holders

                 -   

                 -   

                 -   

                 -            (154,643)           (1,471)     (156,114)

At 30 June 2018

     1,594,987            17,926                 300              4,014 

          252,838            46,637 

 1,916,702 

The Group has adopted AASB 9 Financial Instruments. This resulted in a charge of $11.2 million to retained profits as at 1 
July 2018, being the cumulative effect on initial application of the standard (refer to Note 23). The comparative results for the 
year ended 30 June 2018 are not restated as permitted by the standard. 

38 

 
 
CONTENTS 
30 JUNE 2019 

ABACUS PROPERTY GROUP 

Notes to 
the financial 
statements 

About this report 

Segment information 

Page 40 

Page 42 

Results for the 
year 

Operating assets 
and liabilities 

Capital structure 
and financing costs 

Group Structure 

Other Items 

1.  Revenue 

5.  Investment 
properties 

9.  Cash and cash 
equivalents 

15.  Parent entity 

information 

16.  Property, plant 
and equipment 

2.  Earnings per 

6.  Inventory 

10.  Capital 

stapled security 

management 

3.  Expenses 

7.  Property loans 
and other 
financial assets 

11.  Interest bearing 
loans and 
borrowings 

4. 

Income tax 

8.  Investments 

12.  Financial 

accounted for 
using the equity 
method 

instruments 

13.  Contributed 
equity 

14.  Distributions 
paid and 
proposed 

Signed 
reports 

Directors’ declaration 

Independent auditor’s report 

17.  Commitments 

and 
contingencies 

18.  Related party 

disclosures 

19.  Key 

management 
personnel 

20.  Security based 
payments 

21.  Intangible 

assets and 
goodwill 

22.  Discontinued 
operations 

23.  Summary of 

significant 
accounting 
policies 

24.  Auditors 

remuneration 

25.  Events after 
balance date 

Page 96 

Page 97 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS – About this Report 
30 JUNE 2019 

Abacus Property Group (“APG” or the “Group”) is comprised of Abacus Group Holdings Limited (“AGHL”) (the 
nominated parent entity), Abacus Trust (“AT”), Abacus Group Projects Limited (“AGPL”), Abacus Income Trust 
(“AIT”), Abacus Storage Property Trust (“ASPT”) and Abacus Storage Operations Limited (“ASOL”).  Shares in 
AGHL, AGPL and ASOL and units in AT, AIT and ASPT have been stapled together so that neither can be dealt 
with without the other. The securities trade as one security on the Australian Securities Exchange (the “ASX”) 
under the code ABP. 

The financial report of the Group for the year ended 30 June 2019 was authorised for issue in accordance with a 
resolution of the directors on 16 August 2019. 

The nature of the operations and principal activities of the Group are described in the Directors’ Report. 

SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES AND ASSUMPTIONS 

In applying the Group’s accounting policies management continually evaluates judgements, estimates and 
assumptions based on experience and other factors, including expectations of future events that may have an 
impact on the Group. All judgements, estimates and assumptions made are believed to be reasonable, based on 
the most current set of circumstances available to management. Actual results may differ from these judgements, 
estimates and assumptions. Significant judgements, estimates and assumptions made by management in the 
preparation of these financial statements are outlined below: 

(a)  Significant accounting judgements 

Control and significant influence 

In determining whether the Group has control over an entity, the Group assesses its exposure or rights to variable 
returns from its involvement with the entity and whether it has the ability to affect those returns through its power 
over the investee.  The Group may have significant influence over an entity when it has the power to participate in 
the financial and operating policy decisions of the entity but is not in control or joint control of those policies. 

(b)  Significant accounting estimates and assumptions 

Valuation of investment properties and property, plant and equipment held at fair value 

The Group makes judgements in respect of the fair value of investment properties and property, plant and 
equipment (Note 23(n)). The fair value of these properties are reviewed regularly by management with reference 
to external independent property valuations and market conditions existing at reporting date, using generally 
accepted market practices. The assumptions underlying estimated fair values are those relating to the receipt of 
contractual rents, expected future market rentals, maintenance requirements, capitalisation rates and discount 
rates that reflect current market conditions and current or recent property investment prices. 

Expected credit loss (ECL) provision and impairment of property loans and financial assets 

The Group has applied the simplified approach and recorded lifetime expected losses on financial assets with the 
exception of property loans. In estimating the ECL provision, historical recoverability and underlying risks within 
the financial asset are considered. 

In considering the ECL provision for property loan financial assets at amortised cost, the Group has established a 
provision matrix which includes assessing the credit rating of each borrower to determine the probability of 
default, loss given default and exposure at default, taking into account sensitivity factors to work out the ECL 
provision for each property loan. 

In considering the impairment of property loans and financial assets, the Group undertakes a market analysis of 
the secured property development and other securities being utilised to support the underlying loan and financial 
assets and identifies if a deficiency of security exists and the extent of that deficiency, if any.  If there is an 
indicator of impairment, fair value calculations of expected future cashflows are determined and if there are any 
differences to the carrying value of the loan, an impairment is recognised. 

Valuation of property loans at fair value 

The Group makes judgements in respect of the fair value of property loans at fair value. The fair value of these 
property loans at fair value are reviewed by management with reference to external independent property 
valuations of the underlying security, market conditions existing at reporting date, using generally accepted 
market practices and the Group’s entitlement to any variable returns associated with the loans. 

40 

NOTES TO THE FINANCIAL STATEMENTS – About this Report (continued) 

ABACUS PROPERTY GROUP 

30 JUNE 2019 

Net realisable value of inventory 

Inventories are carried at the lower of cost and net realisable value.  Net realisable value is the estimated selling 
price in the ordinary course of business less the estimated costs of completion and selling expenses.  The 
estimates take into consideration fluctuations of price or cost directly relating to events occurring after the end of 
the period to the extent that such events confirm conditions existing at the end of the period.  The key 
assumptions that require the use of management judgment are reviewed half-yearly and these assumptions 
include the number of lots/units sold per year and the average selling price per lot/unit.  If the net realisable value 
is less than the carrying value of inventory, an impairment loss is recognised in the income statement. 

Fair value of derivatives 

The fair value of derivatives is determined using closing quoted market prices (where there is an active market) or 
a suitable pricing model based on discounted cash flow analysis using assumptions supported by observable 
market rates. Where derivatives are not quoted in an active market their fair value has been determined using 
(where available) quoted market inputs and other data relevant to assessing the value of the financial instrument, 
including financial guarantees granted by the Group, estimates of the probability of exercise. 

Fair value of financial assets 

The Group holds investments in listed and unlisted securities and enters into loans and receivables with 
associated options that provide for a variety of outcomes including repayment of principal and interest, 
satisfaction through obtaining interests in equity or property or combinations thereof. 

Impairment of goodwill and intangibles with indefinite useful lives 

The Group determines whether goodwill and intangibles with indefinite useful lives are impaired at least on an 
annual basis. This requires an estimation of the recoverable amount of the cash-generating units to which the 
goodwill and intangibles with indefinite useful lives are allocated.  For goodwill this involves value in use 
calculations which incorporate a number of key estimates and assumptions around cash flows and fair value of 
investment properties upon which these determine the revenue / cash flows.  The assumptions used in the 
estimations of the recoverable amount and the carrying amount of goodwill and intangibles with indefinite useful 
lives are discussed in Note 21. 

41 

 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS – Segment Information 
30 JUNE 2019 

The Group predominately operates in Australia.  Following are the Group’s operating segments, which are 
regularly reviewed by the Chief Operating Decision Maker (“CODM”) to make decisions about resources 
allocation and to assess performance: 

(a)  Property Investments:  the segment is responsible for the investment in and ownership of self storage and 

commercial (office, retail and industrial) properties.  This segment also includes the equity accounting of co-
investments in property entities not engaged in development projects; and 

(b)  Property Development:  provides secured lending and is also responsible for the Group’s investment in joint 
venture developments projects, which includes revenue from debt and equity investments in joint ventures. 

Segment result includes transactions between operating segments which are then eliminated. 

The Group has consolidated the Abacus Hospitality Fund and Abacus Wodonga Land Fund.  The performances 
of these entities which are operated as externally managed investment schemes are considered to be non-core 
segments and are reviewed separately to that of the performance of the Group’s business segments. 

42 

 
 
NOTES TO THE FINANCIAL STATEMENTS – Segment Information (continued) 
30 JUNE 2019 

ABACUS PROPERTY GROUP 

Year ended 30 June 2019

Revenue

Rental income

Finance income

           Property Investments

Commercial

$'000

Storage

$'000

Core Segments

Property
Developments

Unallocated

$'000

$'000

Total Core
Segments

$'000

Non Core Segments

Other

$'000

Eliminations

Consolidated

$'000

$'000

                 98,737                   76,455 

                         -                             -                175,192 

                     15 

                      -                175,207 

                         -                             -                    42,152                        419 

              42,571 

                       9 

                      -                 42,580 

Management and other fee income

                   8,345 

                         -                             -                             -                   8,345 

                      -                  (3,562)

                4,783 

Sale of inventory
Net change in fair value of investment properties and property, plant and 
equipment derecognised
Net change in fair value of investments and financial instruments 
derecognised
Net change in investment properties and property, plant & equipment 
held at balance date
Share of profit from equity accounted investments ^

Other income

Total consolidated revenue

Property expenses and outgoings

Depreciation and amortisation expense

Cost of inventory sales

                         -                             -                    36,659 

                         -                 36,659 

              11,184 

                      -                 47,843 

                 13,532 

                         -                             -                             -                 13,532                 (1,703)

                1,703 

              13,532 

                   3,515 

                         -                    14,522 

                         -                 18,037 

                      -                          -                 18,037 

                 18,264                   51,376 

                         -                             -                 69,640 

                      -                          -                 69,640 

                   6,766                        909                     6,993 

                         -                 14,668 

                      -                          -                 14,668 

                        99                     1,369                        417 

                         -                   1,885 

                      -                          -                   1,885 

               149,258 

               130,109 

               100,743                        419               380,529 

                9,505                 (1,859)

             388,175 

                (31,341)                 (29,016)

                         -                             -                (60,357)                   (182)

                      -                (60,539)

                  (2,151)                      (757)

                         -                             -                  (2,908)                       (3)

                      -                  (2,911)

                         -                             -                   (29,090)

                         -                (29,090)                (7,939)

                   379               (36,650)

Net change in fair value of investments held at balance date

                       (53)

                      134                    (2,413)

                         -                  (2,332)

                      -                          -                  (2,332)

Net change in fair value of derivatives

Impairment charges

Administrative and other expenses

Segment result

Finance costs

Profit before tax

Income tax expense

Net profit for the year from continuing operations

Net profit after tax from discontinued operations

Net profit for the year

Plus non-controlling interest
Net profit for the year attributable to members of the Group

^  includes fair value gain of $1.3 million

                         -                             -                             -                     (6,750)                (6,750)

                      -                          -                  (6,750)

                         -                             -                     (7,771)

                         -                  (7,771)

                      -                          -                  (7,771)

                (24,163)

                         -                     (9,666)

                         -                (33,829)                   (611)

                   554               (33,886)

                 91,550 

               100,470                   51,803                    (6,331)

             237,492 

                   770                    (926)

             237,336 

             (28,270)                   (346)

                      -                (28,616)

             209,222 

                   424                    (926)

             208,720 

             (16,113)

                      -                          -                (16,113)

             193,109 

                   424                    (926)

             192,607 

                      -                   1,840 

                      -                   1,840 

             193,109 

                2,264                    (926)

             194,447 

                      -                   8,276 

                      -                   8,276 

             193,109 

              10,540                    (926)

             202,723 

43 

NOTES TO THE FINANCIAL STATEMENTS – Segment Information (continued) 
30 JUNE 2019 

ABACUS PROPERTY GROUP 

Year ended 30 June 2018

Revenue

Rental income

Finance income

Management and other fee income

Sale of inventory

Net change in fair value of investment properties derecognised
Net change in fair value of investments and financial instruments 
derecognised
Net gain on sale of property, plant & equipment
Net change in investment properties and property, plant & equipment 
held at balance date
Net change in fair value of derivatives

           Property Investments

Commercial

$'000

Storage

$'000

Core Segments

Property
Developments

Unallocated

$'000

$'000

Total Core
Segments

$'000

Non Core Segments

Other

$'000

Eliminations

Consolidated

$'000

$'000

                 89,873                   73,825 

                         -                             -                163,698 

                     12 

                      -                163,710 

                         -                             -                    47,460                        295 

              47,755 

                     13 

                      -                 47,768 

                   7,888 

                         -                             -                             -                   7,888 

                      -                  (3,606)

                4,282 

                         -                             -                    63,821 

                         -                 63,821 

              12,754 

                      -                 76,575 

                   8,300                     6,965 

                         -                             -                 15,265 

                      -                          -                 15,265 

                   2,318 

                         -                      6,686 

                         -                   9,004 

                      -                          -                   9,004 

                         -                      2,039 

                         -                             -                   2,039 

                      -                          -                   2,039 

                 18,410                   42,314 

                         -                             -                 60,724 

                      -                          -                 60,724 

                         -                             -                             -                         730 

                   730 

                      -                          -                      730 

Share of profit from equity accounted investments ^

                 42,849 

                         -                    30,900 

                         -                 73,749 

                      -                          -                 73,749 

Other income

Total consolidated revenue

Property expenses and outgoings

Depreciation and amortisation expense

Cost of inventory sales

                   4,111 

                         -                         136 

                         -                   4,247 

                      -                          -                   4,247 

               173,749 

               125,143 

               149,003                     1,025               448,920 

              12,779                 (3,606)

             458,093 

                (30,834)                 (26,976)

                         -                             -                (57,810)                   (222)

                      -                (58,032)

                  (2,312)                      (424)

                         -                             -                  (2,736)                       (3)

                      -                  (2,739)

                         -                             -                   (50,388)

                         -                (50,388)                (9,977)

                1,764               (58,601)

Net change in fair value of investments held at balance date

                      284                         (42)                   (6,605)

                         -                  (6,363)

                      -                          -                  (6,363)

Impairment charges (reversal)

Administrative and other expenses

Segment result

Finance costs

Profit before tax

Income tax expense

Net profit for the year from continuing operations

Net profit after tax from discontinued operations

Net profit for the year

Less non-controlling interest
Net profit for the year attributable to members of the Group

^  includes fair value gain of $4.6 million 

                         -                             -                      2,660 

                         -                   2,660 

                      -                          -                   2,660 

                (21,091)

                         -                     (9,040)

                         -                (30,131)                (1,004)                   (442)              (31,577)

               119,796                   97,701                   85,630                     1,025               304,152 

                1,573                 (2,284)

             303,441 

             (30,473)                (2,884)

                2,099               (31,258)

             273,679                 (1,311)                   (185)

             272,183 

             (28,813)

                      -                          -                (28,813)

             244,866                 (1,311)                   (185)

             243,370 

                      -                   3,588 

                      -                   3,588 

             244,866 

                2,277                    (185)

             246,958 

                     12                 (3,261)

               (3,249)

             244,878                    (984)                   (185)

             243,709 

44 

NOTES TO THE FINANCIAL STATEMENTS – Segment Information (continued) 
30 JUNE 2019 

ABACUS PROPERTY GROUP 

As at 30 June 2019

Current assets

Non-current assets

Total assets

Current liabilities

Non-current liabilities

Total liabilities

Net assets

Core Segments

Non Core Segments

Property

Property

Investment

Development

Unallocated

$'000

$'000

$'000

Total

$'000

Other

$'000

Eliminations

Consolidated

$'000

$'000

              117,484 

                91,682 

              118,055 

              327,221 

                  6,070 

                        -                  333,291 

           2,205,373 

              242,225 

                50,589 

           2,498,187 

                  1,230                   (5,047)

           2,494,370 

           2,322,857 

              333,907 

              168,644 

           2,825,408 

                  7,300                   (5,047)

           2,827,661 

                17,465 

                  7,434 

                54,251 

                79,150 

                     253 

                        -                    79,403 

                     928 

                     398 

              762,584 

              763,910 

                  1,550 

                17,394 

              782,854 

                18,393 

                  7,832 

              816,835 

              843,060 

                  1,803 

                17,394 

              862,257 

           2,304,464 

              326,075               (648,191)

           1,982,348 

                  5,497                 (22,441)

           1,965,404 

Total facilities - bank loans

Facilities used at reporting date - bank loans

Facilities unused at reporting date - bank loans

            1,047,750 

                         -   

             (710,719)

                        -   

              337,031 

                        -   

           1,047,750 

             (710,719)

              337,031 

As at 30 June 2018

Current assets

Non-current assets

Total assets

Current liabilities

Non-current liabilities

Total liabilities

Net assets

$'000

$'000

$'000

$'000

$'000

$'000

$'000

               250,106 

               232,410                   96,673 

              579,189 

               128,298                  (40,510)

              666,977 

           1,880,362 

              217,025 

                41,529 

           2,138,916 

                     620                 (10,896)

           2,128,640 

           2,130,468 

              449,435 

              138,202 

           2,718,105 

              128,918                 (51,406)

           2,795,617 

                25,160 

                11,468 

                85,644 

              122,272 

              104,170                 (70,034)

              156,408 

                     942 

                     404 

              702,218 

              703,564 

                  7,265 

                11,678 

              722,507 

                26,102 

                11,872 

              787,862 

              825,836 

              111,435                 (58,356)

              878,915 

           2,104,366 

              437,563               (649,660)

           1,892,269 

                17,483 

                  6,950 

           1,916,702 

Total facilities - bank loans

Facilities used at reporting date - bank loans

Facilities unused at reporting date - bank loans

              891,000 

                        -   

             (694,970)

                        -   

              196,030 

                        -   

              891,000 

             (694,970)

              196,030 

45 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

1.  REVENUE 

Finance income
Interest and fee income on secured loans - amortised cost

Interest and fee income on secured loans - fair value

Bank interest

Total finance income

ABACUS PROPERTY GROUP 

2019

$'000

2018

$'000

                  21,692 

                 47,465 

                  20,460 

                        - 

                       428 

                      303 

                  42,580 

                 47,768 

The Group has adopted AASB 9 Financial Instruments. This resulted in the reclassification of $125.8 million of secured loans 
– amortised cost to secured loans – fair value (refer to Note 12(d)). The comparative results for the year ended 30 June 2018 
are not restated as permitted by the standard. 

2.  EARNINGS PER STAPLED SECURITY 

2019

2018

Basic and diluted earnings per stapled security (cents)

Basic and diluted earnings per stapled security for continuing operations (cents)

                   34.95 

                  42.18 

                   32.77 

                  41.76 

Reconciliation of earnings used in calculating earnings per stapled security

Basic and diluted earnings per stapled security

Continuing operations

Discontinued operations

Net profit ($'000)

Weighted average number of shares:

               190,034 

              241,281 

                 12,689 

                  2,428 

               202,723 

              243,709 

Weighted average number of stapled securities for basic earning per security ('000)

               579,979 

              577,806 

3.  EXPENSES 

(a) Depreciation and amortisation expenses
Depreciation and amortisation of property, plant and equipment and software

Amortisation - leasing costs

Total depreciation and amortisation expenses

(b) Net change in fair value of investments held at balance date
Net change in fair value of listed and unlisted property securities held at balance date

Net change in fair value of other investments held at balance date

Total change in fair value of investments held at balance date

(c) Finance costs

Interest on loans

Amortisation of finance costs

Total finance costs

2019

$'000

1,084

1,827

2,911

(81)

2,413

2,332

27,666

950

28,616

2018

$'000

1,093

1,646

2,739

29

6,334

6,363

28,819

2,439

31,258

46 

 
 
                    
                    
                    
                    
                    
                    
                       
                        
                    
                    
                    
                    
                  
                  
                      
                    
                  
                  
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

3.  EXPENSES (continued) 

ABACUS PROPERTY GROUP 

(d) Administrative and other expenses
Wages and salaries

Contributions to defined contribution plans

Provisions

Other expenses

Total administrative and other expenses

4. 

INCOME TAX 

(a) Income tax expense
The major components of income tax expense are:

Income Statement
Current income tax

Current income tax charge

Adjustments in respect of current income tax of previous years

Deferred income tax

Relating to origination and reversal of temporary differences

Income tax expense reported in the income statement

2019

$'000

17,319

938

4,647

10,982

33,886

2018

$'000

18,052

1,054

-

12,471

31,577

2019

$'000

2018

$'000

10,740

(970)

6,343

16,113

26,989

1,271

553

28,813

(b) Numerical reconciliation between aggregate tax expense recognised in the income statement and tax

expense calculated per the statutory income tax rate

A reconciliation between tax expense and the product of the accounting profit before income tax multiplied by the Group's

applicable income tax rate is as follows:

Profit before tax from continuing operations

Profit before tax from discontinued operations

Profit before income tax expense

Prima facie income tax expense calculated at 30% (AU)

Prima facie income tax expense calculated at 28% (NZ)

Less prima facie income tax expense on profit from Trusts

Prima Facie income tax of entities subject to income tax

Adjustment of prior year tax applied

Unrecognised tax losses brought to account

Share of results of joint ventures and associates

Security acquisition rights

Other items (net)

Income tax expense reported in the income statement

208,720

1,840

210,560

62,305

805

(40,767)

22,343

(970)

(69)

(3,471)

(999)

(721)

16,113

272,183

3,588

275,771

81,774

893

(56,327)

26,340

1,271

7

3,899

-

(2,704)

28,813

47 

                  
                  
                      
                    
                    
                           
                  
                  
                  
                  
 
                  
                  
                     
                    
                    
                      
                  
                  
                
                
                    
                    
                
                
                  
                  
                      
                      
                
                
                  
                  
                     
                    
                       
                          
                  
                    
                     
                     
                  
                  
                  
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

4. 

INCOME TAX (continued) 

ABACUS PROPERTY GROUP 

(c) Recognised deferred tax assets and liabilities

Deferred income tax relates to the following:

Deferred tax liabilities

Revaluation of investment properties at fair value

Capital allowances

Other

Gross deferred income tax liabilities
Set off against deferred tax assets

Net deferred income tax liabilities

Deferred tax assets
Revaluation of investments and financial instruments at fair value

Provisions - other

Provisions - employee entitlements

Derecognition of deferred tax asset (losses - AHF)

Losses available for offset against future taxable income

Other

Gross deferred income tax assets

Set off of deferred tax liabilities

Net deferred income tax assets

Tax consolidation 

2019

$'000

2018

$'000

16,695

1,691

5,601

23,987

(6,011)

17,976

6,045

8,949

3,270

-

-

429

18,693

(6,011)

12,682

10,675

1,976

2,209

14,860

(2,642)

12,218

6,024

1,500

2,272

(607)

655

1,034

10,878

(2,642)

8,236

AGHL and its 100% owned Australian resident subsidiaries, ASOL and its 100% owned Australian resident 
subsidiaries and AHL and its 100% owned Australian resident subsidiaries have formed separate tax 
consolidated groups.  AGHL, ASOL and AHL are the head entity of their respective tax consolidated groups.  The 
head entity and the controlled entities in the tax consolidated group continue to account for their own current and 
deferred tax amounts.  These amounts are measured in a manner that is consistent with the broad principles in 
AASB 112 Income Taxes.  The nature of the tax funding agreements are discussed further below. 

Nature of the tax funding agreement 

Members of the respective tax consolidated groups have entered into tax funding agreements.  The tax funding 
agreements require payments to/from the head entity to be recognised via an inter-entity receivable (payable) 
which is at call.  To the extent that there is a difference between the amount allocated under the tax funding 
agreement and the allocation under Interpretation 1052, the head entity accounts for these as equity transactions. 

The amounts receivable or payable under the tax funding agreements are due upon receipt of the funding advice 
from the head entity, which is issued as soon as practicable after the end of each financial year. The head entity 
may also require payment of interim funding amounts to assist with its obligations to pay tax instalments. 

48 

                  
                  
                    
                    
                    
                    
                  
                  
                  
                  
                  
                  
                    
                    
                    
                    
                    
                    
                           
                     
                           
                      
                      
                    
                  
                  
                  
                  
                  
                    
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

5. 

INVESTMENT PROPERTIES 

Leasehold investment properties 1
Freehold investment properties

Total investment properties

ABACUS PROPERTY GROUP 

2019

2018

$'000
                  12,824 

$'000
                  12,690 

             2,049,670 

             1,923,310 

             2,062,494 

             1,936,000 

1.  The carrying amount of the leasehold property is presented gross of the finance liability of $2.7 million (2018:  $2.7 million). 

Investment properties held for sale

Office

Other

Total investment properties held for sale

Investment properties
Office

Storage

Other

Total investment properties

2019

$'000

2018

$'000

                  22,310 

                         - 

                  56,540 

               209,606 

                  78,850 

               209,606 

                938,992 

               809,284 

                841,509 

               661,953 

                203,143 

               255,157 

             1,983,644 

            1,726,394 

Total investment properties including held for sale

             2,062,494 

            1,936,000 

Reconciliation 

A reconciliation of the carrying amount of investment properties at the beginning and end of the year is as follows.  
All investment properties are classified as Level 3 in accordance with the fair value hierarchy outlined in Note 
12(d):

Leasehold investment properties
Carrying amount at beginning of the financial year

Capital expenditure

Net change in fair value as at balance date

Carrying amount at end of the year

Freehold investment properties

Carrying amount at beginning of the financial year

Additions

Capital expenditure

Net change in fair value as at balance date

Net change in fair value derecognised

Disposals

Effect of movements in foreign exchange

Transfer to inventory
Properties transferred to / from held for sale

Straightlining

Non-current

2019

2018

$'000
                12,690 

$'000
               13,592 

                         3 

                       - 

                     131                      (902)

                12,824 

               12,690 

Held for sale

Non-current

2019

2018

2019

2018

$'000
              209,606                    8,000 

$'000

$'000
           1,713,704 

$'000
          1,549,931 

                        -                            -                 247,197 

             297,000 

                  3,374 

                        -                   48,060 

               54,126 

                        -                            -                   69,509 

               61,627 

                  3,028 

                        -                   10,524 

               15,265 

             (216,008)

                        -                  (48,250)                (57,956)

                        -                            -                     5,580                   (4,683)

                        -                            -                       (874)
             201,606                 (78,850)
               78,850 

                       - 
            (201,606)

                        -                            -                     4,220 

                       - 

Carrying amount at end of the year

                78,850 

              209,606 

           1,970,820 

          1,713,704 

49 

 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 

30 JUNE 2019 

5. 

INVESTMENT PROPERTIES (continued) 

Investment properties are carried at the Directors’ determination of fair value.  The determination of fair value 
includes reference to the original acquisition cost together with capital expenditure since acquisition and either the 
latest full independent valuation, latest independent update or directors’ valuation.  Total acquisition costs include 
incidental costs of acquisition such as property taxes on acquisition, legal and professional fees and other 
acquisition related costs. 

Sensitivity Information 

Significant input 

Adopted capitalisation rate 

Rate per unit 

Optimal occupancy 

Adopted discount rate 

Fair value measurement sensitivity to 
significant increase in input 

Fair value measurement sensitivity to 
significant decrease in input 

Decrease 

Increase 

Increase 

Decrease 

Increase 

Decrease 

Decrease 

Increase 

The adopted capitalisation rate forms part of the income capitalisation approach. 

When calculating the income capitalisation approach, the net market rent has a strong interrelationship with the 
adopted capitalisation rate given the methodology involves assessing the total net market income receivable from 
the property and capitalising this in perpetuity to derive a capital value.  In theory, an increase in the net market 
rent and an increase (softening) in the adopted capitalisation rate could potentially offset the impact to the fair 
value.  The same can be said for a decrease in the net market rent and a decrease (tightening) in the adopted 
capitalisation rate.  A directionally opposite change in the net market rent and the adopted capitalisation rate 
could potentially magnify the impact to the fair value. 

The adopted discount rate of a discounted cash flow has a strong interrelationship in deriving a fair value given 
the discount rate will determine the rate in which the terminal value is discounted to the present value. 

External valuations are conducted by qualified independent valuers who are appointed by the Director of Property 
who is also responsible for the Group’s internal valuation process.  He is assisted by in-house certified 
professional valuers who are experienced in valuing the types of properties in the applicable locations. 

Investment properties are independently valued on a staggered basis every two years unless the underlying 
financing requires a different valuation cycle. 

The majority of the investment properties are used as security for secured bank debt outlined in Note 11. 

Abacus* 

The weighted average capitalisation rate for Abacus is 6.31% (2018:  6.62%) and for each significant category 
above is as follows: 

-  Office – 5.92% (2018:  6.29%) 

-  Storage – 6.91% (2018:  7.45%) 

-  Other – 5.82% (2018:  5.99%) 

The optimal occupancy rate utilised in the valuation process ranged from 80.0% to 100.0% (2018: 80.0% to 
95.0%). The current occupancy rate for the principal portfolio excluding development and self storage assets is 
91.9% (2018:  91.3%). The current occupancy rate for self storage assets is 88.5% (2018:  89.4%).  

During the year ended 30 June 2019, 56% (2018:  56%) of the number of investment properties in the portfolio 
were subject to external valuations, the remaining 44% (2018:  44%) were subject to internal valuation. 

*  Excludes Abacus Hospitality Fund. 

50 

 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

5. 

INVESTMENT PROPERTIES (continued) 

ABACUS PROPERTY GROUP 

Ownership
Interest
%

Fair Value
2019
$'000

Capitalisation 
Rate
2019
%

Fair Value
2018
$'000

Capitalisation 
Rate
2018
%

Office
51 Allara Street, Canberra ACT

11 Bowden Street, Alexandria NSW

14 Martin Place, Sydney NSW

324 Queen Street, Brisbane QLD
Kingsgate, Fortitude Valley QLD 1
Westpac House, Adelaide SA

452 Johnston Street, Abbotsford VIC

710 Collins Street, Melbourne VIC

464 St Kilda Road, Melbourne VIC

100                55,000 

100                56,250 

50              115,000 

50                79,250 

50                80,750 

50                83,825 

100              103,000 

100              107,500 

50                51,000 

Other Office (11 assets; 2018: 11 assets)

50-100              229,727 

8.00                57,500 

5.50                52,000 

4.88              106,250 

6.00                70,000 

5.75

                      -   

6.75                90,000 

5.63              100,000 

5.13                99,500 

5.25                50,168 

6.43              183,866 

7.50

5.75

5.00

6.50

-

7.00

5.75

5.25

5.72

7.39

Total Office

             961,302                        5.92               809,284 

                     6.29 

Self Storage
ACT (8 facilities; 2018: 6 facilities)

NSW (17 facilities; 2018: 15 facilities)

QLD (13 facilities; 2018: 11 facilities)

VIC (19 facilities; 2018: 18 facilities)
WA (1 facilities; 2018: nil facilities) 2
NZ (12 facilities; 2018: 12 facilities)

Total Self Storage

Other
Ashfield Shopping Centre, Ashfield NSW 3
Lutwyche City Centre, Lutwyche QLD 4
The Village, Bacchus Marsh VIC 5
Liverpool Plaza and adjoining sites, NSW 6
Other properties (5 assets; 2018: 6 assets)

100              141,955 

100              209,758 

100              128,349 

100              199,253 

100                16,000 

100              146,194 

6.84              101,164 

7.05              156,926 

6.73                94,921 

6.79              178,247 

7.29

7.61

7.31

7.32

6.75

                      -   

                         - 

7.12              130,695 

7.70

             841,509                        6.91               661,953 

                     7.45 

50              102,500 

50                64,943 

-

                      -   

100                45,740 

100                46,500 

5.50              204,595 

5.75                94,288 

-

               60,650 

6.00                44,900 

6.45                60,330 

5.50

5.75

6.50

6.00

7.51

Total Other

             259,683 

                      5.82               464,763 

                     5.99 

1.   In August 2018 Abacus acquired a 50% interest in Kingsgate, Fortitude Valley. 

2. 

In December 2018 Abacus acquired a property in Midland, WA. 

3.   In July 2018 Abacus divested a 50% interest in Ashfield Mall. 

4.   In October 2018 Abacus divested a 50% interest in Lutwyche City Shopping Centre and subsequently progressed redevelopment spend. 

5.   In July 2018 Abacus divested its 100% interest in The Village, Bacchus Marsh. 

6.   In March 2019 Abacus exchanged contracts on the divestment of the Liverpool Plaza and adjoining sites with settlement due in December 

2019. 

51 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

ABACUS PROPERTY GROUP 

6. 

INVENTORY 

(a) Current

Hotel supplies
Property developments1
 - purchase consideration

 - development costs

 - provision

(b) Non-current
Property developments1
 - purchase consideration

 - development costs

Total inventory

1. 

Inventories are held at the lower of cost and net realisable value. 

7.  PROPERTY LOANS AND OTHER FINANCIAL ASSETS 

(a) Current property loans
Secured loans - amortised cost1
Interest receivable on secured loans - amortised cost

Provision for secured loans - amortised cost
Secured loans - fair value2
Interest receivable on secured loans - fair value

(b) Non-current property loans
Secured loans - amortised cost1
Interest receivable on secured loans - amortised cost

Provision for secured loans - amortised cost
Secured loans - fair value2
Interest receivable on secured loans - fair value

(c) Non-current other financial assets

Investment in securities - listed - fair value

Investment in securities and options - unlisted - fair value

Derivatives - projects - fair value

2019
$'000

2018
$'000

                         -                          237 

                    7,713 

                 50,112 

                    5,287 

                 19,161 

                     (200)                  (40,962)

                  12,800 

                 28,548 

                  44,812 

                 72,803 

                       997 

                   3,354 

                  45,809 

                 76,157 

                  58,609 

               104,705 

2019

$'000

2018

$'000

                  57,674 

                 92,927 

                    3,410 

                 47,140 

                     (153)

                        - 

                  53,982 

                 65,524 

                    7,796 

                 10,668 

                122,709 

               216,259 

                  93,836 

                 66,473 

                  58,358 

                   2,719 

                 (15,249)

                        - 

                  39,065 

                 45,034 

                  12,313 

                   4,579 

                188,323 

               118,805 

                  46,978 

                        - 

                    1,277 

                   1,329 

                         -                       1,885 

                  48,255 

                   3,214 

1.  Mortgages are secured by real property assets.  The current facilities are scheduled to mature and are expected to be realised on or 

before 30 June 2020 and the non-current facilities will mature between 1 July 2020 and 1 July 2021. 

2.  The Group has adopted AASB 9 Financial Instruments and the classification of the balances for the year ended 30 June 2018 have been 

restated for comparative purposes by the amount of secured loans – fair value. 

52 

 
 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

8. 

INVESTMENTS ACCOUNTED FOR USING THE EQUITY METHOD 

(a)  Extract from joint ventures’ profit and loss statements 

ABACUS PROPERTY GROUP 

Fordtrans Pty Ltd*

Merivale Pty Ltd

Oasis JV Unit Trust

Other Joint Ventures

Total

2019

$'000

2018

$'000

2019

$'000

2018

$'000

2019

$'000

2018

$'000

2019

$'000

2018

$'000

2019

$'000

2018

$'000

Revenue

Expenses

        12,104          23,722          50,110        192,389          17,950          13,451        133,170        736,931        213,334 

     966,493 

      (10,749)       (10,699)       (46,220)     (161,082)         (8,163)       (12,420)     (107,429)     (630,958)     (172,561)     (815,159)

Net profit / (loss)

          1,355          13,023            3,890          31,307            9,787            1,031          25,741        105,973          40,773 

     151,334 

Share of net profit / (loss)

             678            8,659            1,945          15,403            3,915               412            8,130          49,275          14,668 

       73,749 

*  Included in the net profit of Fordtrans Pty Ltd for the year ended 30 June 2019:  interest income $1.4 million (2018:  $1.4 million) and 
interest expense $3.0 million (2018:  $2.9 million). 

(b)  Extract from joint ventures’ balance sheets 

Fordtrans Pty Ltd*

Merivale Pty Ltd

Oasis JV Unit Trust

Other Joint Ventures

Total

2019

$'000

2018

$'000

2019

$'000

2018

$'000

2019

$'000

2018

$'000

2019

$'000

2018

$'000

2019

$'000

2018

$'000

Current assets

          5,014            1,073          12,943          95,677            9,416            4,628          48,802          66,172          76,175 

     167,550 

Non-current assets

      208,318        215,214 

               -   

               -         159,000        146,281        149,709          97,047        517,027 

     458,542 

      213,332        216,287          12,943          95,677        168,416        150,909        198,511        163,219        593,202 

     626,092 

Current liabilities

      (13,151)       (18,128)              (91)         (1,745)         (2,795)       (88,046)       (48,065)       (68,101)       (64,102)     (176,020)

Non-current liabilities

      (64,313)       (64,800)

               -   

               -         (92,971)

               -         (17,360)       (22,372)     (174,644)       (87,172)

Net assets

      135,868        133,359          12,852          93,932          72,650          62,863        133,086          72,746        354,456 

     362,900 

Share of net assets

        67,477          66,679            6,222          45,625          29,060          25,145          65,341          17,441        168,100 

     154,890 

*  Included in the net assets of Fordtrans Pty Ltd as at 30 June 2019:  cash and cash equivalents $0.3 million (2018: $0.7 million), current 
interest bearing loans and borrowings $Nil (2018:  $Nil) and non-current interest bearing loans and borrowings $64.3 million (2018:  $64.8 
million). 

There were no impairment losses or contingent liabilities relating to the investment in the joint ventures. 

1.  Fordtrans Pty Ltd (Virginia Park) (“VP”) 

Abacus has a 50% interest in the ownership and voting rights of Fordtrans Pty Ltd. VP’s principal place of 
business is in Bentleigh East, Victoria. 

VP owns a sizeable Business Park providing a mixture of industrial and office buildings as well as supporting 
facilities including gymnasium, swim centre, child care centre, children’s play centre and cafe.  Abacus jointly 
controls the venture with the other partner under the terms of Unitholders Agreement and requires unanimous 
consent for all major decisions over the relevant activities. 

Abacus’ share of distributions (including capital distributions) for the year ended 30 June 2019 was $4.4 million 
(2018: $7.2 million). 

2.  Merivale Pty Ltd (Ivy & Eve) 

Abacus has a 49.2% interest in the ownership and voting rights of Merivale Pty Ltd. Merivale Pty Ltd’s principal 
place of business is in South Brisbane. 

Merivale Pty Ltd developed a residential development in Merivale Street, South Brisbane, Queensland. The 
development consists of two 30 storey residential towers, Ivy and Eve accommodating 472 one, two and three 
bedroom apartments overlooking the Brisbane River and CBD. At the year end, the joint venture owned 20 
apartments which are for sale. Abacus jointly controls the venture with the other partners under the terms of 
Unitholders Agreement and requires major consent for all major decisions over the relevant activities. 

Abacus received $42.8 million of cash distributions (including capital distributions) during the year ended 30 June 
2019 (2018: $Nil). 

53 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

8. 

INVESTMENTS ACCOUNTED FOR USING THE EQUITY METHOD (continued) 

(c)  Extract from joint ventures’ balance sheets (continued) 

3.  Oasis JV Unit Trust (Oasis Shopping Centre) 

Abacus has a 40.0% interest in the ownership of Oasis JV Unit Trust. Oasis JV Unit Trust’s principal place of 
business is in Broadbeach, Queensland. 

Oasis JV Unit Trust owns a sub-regional shopping centre at Broadbeach, Queensland.  Abacus jointly controls 
the venture with the other partner under the terms of Unitholders Agreement and requires unanimous consent for 
all major decisions over the relevant activities. 

Abacus’ received nominal distributions for years ended 30 June 2019 and 30 June 2018. 

9.  CASH AND CASH EQUIVALENTS 

Reconciliation to Statement of Cash Flow

For the purposes of the Statement of Cash Flow, cash and cash equivalents comprise the following at 30 June 2019

Cash at bank and in hand1

89,028

103,256

1.  Cash at bank earns interest at floating rates.  The carrying amounts of cash and cash equivalents represent fair value. 

2019

$'000

2018

$'000

Net profit

Adjustments for:
Depreciation and amortisation of non-current assets

Net change in fair value of derivatives

Net change in fair value of investment properties held at balance date

Net change in fair value of investments held at balance date

Net change in fair value of investment properties derecognised

Net change in fair value of investment and financial instruments derecognised

Net (gain) / loss on disposal of property, plant and equipment

Share of profit from equity accounted investments

Increase / (decrease) in payables

(Increase) / decrease in inventories

(Increase) / decrease in receivables and other assets

Net cash from operating activities

(a)  Disclosure of financing facilities 

Refer to Note 11. 

(b)  Disclosure of non-cash financing facilities 

194,447

246,958

2,911

6,750

(69,640)

2,332

(13,436)

(18,037)

301

(14,668)

(37,995)

45,429

10,698

109,092

5,179

(730)

(60,724)

6,363

(15,265)

(9,004)

(2,039)

(73,749)

23,476

1,524

72,277

194,266

Non-cash financing activities include capital raised pursuant to the Abacus distribution reinvestment plan. During the year 1.19 million (2018:  
3.79 million) stapled securities were issued with a cash equivalent of $4.2 million (2018:  $12.1 million). 

54 

 
                  
                
                
                
                    
                    
                    
                     
                
                
                    
                    
                
                
                
                  
                      
                  
                
                
                
                  
                  
                    
                  
                  
                
                
 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

10.  CAPITAL MANAGEMENT 

Abacus 

Abacus comply with capital and distribution requirements of their constitutions and/or trust deeds, the capital 
requirements of relevant regulatory authorities and continue to operate as a going concern.  Abacus also protects 
its equity in assets by taking out insurance. 

Abacus assesses the adequacy of its capital requirements, cost of capital and gearing (i.e. debt/equity mix) as 
part of its broader strategic plan.  In addition to tracking actual against budgeted performance, Abacus reviews its 
capital structure to ensure sufficient funds and financing facilities (on a cost effective basis) are available to 
implement its strategy, that adequate financing facilities are maintained and distributions to members are made 
within the stated distribution guidance (i.e. paid out of underlying profits). 

The following strategies are available to the Group to manage its capital: issuing new stapled securities, its 
distribution reinvestment plan, electing to have the distribution reinvestment plan underwritten, adjusting the 
amount of distributions paid to members, activating a security buyback program, divesting assets, active 
management of its fixed rate swaps and collars, directly purchasing assets in managed funds and joint ventures, 
or (where practical) recalibrating the timing of transactions and capital expenditure so as to avoid a concentration 
of net cash outflows. 

During the year, Abacus extended its bank loan facilities including its $480 million Headstock syndicated facility 
by a further year to maintain its longest-date tranche as a 6-year loan facility. Abacus also increased and 
extended its self storage syndicated facility to $510 million with the longest-dated tranche expiring in July 2024. 
Abacus has no bank debt expiring in FY2020. 

Abacus has a total gearing covenant as a condition of the current $480m Headstock syndicated facility and the 
$11m Bilateral facility. The total gearing covenant requires Abacus to have total liabilities (net of cash) to be less 
than or equal to 50% of total tangible assets (net of cash). As at date of reporting period, Abacus was compliant in 
meeting all its debt covenants. 

In July 2019 Abacus completed a fully underwritten institutional placement of 63.3 million new ordinary stapled 
securities at an issue price of $3.95 per stapled security which raised $250 million. A Security Purchase Plan 
(“SPP”) has also been offered to eligible securityholders to apply for up to $15,000 of new securities at $3.95 per 
stapled security. 

Consolidated Funds 

The Capital Management approach and strategies employed by the Group are also deployed for AWLF which is 
consolidated in these accounts. 

AWLF via its responsible entity complies with capital and distribution requirements of its constitution and/or deed, 
the capital requirements of relevant regulatory authorities and continue to operate as a going concern.  

There is currently no Distribution Reinvestment Plan for AWLF. 

55 

 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

11.  INTEREST BEARING LOANS AND BORROWINGS 

ABACUS PROPERTY GROUP 

Current
Loan from related party - A$

(a) Total current

Non-current
Bank loans - A$

Bank loans - A$ value of NZ$ denominated loan

Loan from related party - A$

Less: Unamortised borrowing costs

(b) Total non-current

(c) Maturity profile of current and non-current interest bearing loans
Due within one year

Due between one and five years

Due after five years

2019

$'000

2018

$'000

                         -                     38,765 

                         -                     38,765 

2019

$'000

2018

$'000

                638,050 

               624,636 

                  73,299 

                 70,334 

                  36,801 

                        - 

                   (3,615)                    (1,228)

                744,535 

               693,742 

2019

$'000

2018

$'000

                         -                     38,765 

                204,332 

               413,742 

                540,203 

               280,000 

                744,535 

               732,507 

Abacus maintains a range of interest-bearing loans and borrowings.  The sources of funding are spread over a 
number of counterparties and the terms of the instruments are negotiated to achieve a balance between capital 
availability and cost of debt. 

Bank loans are $A and $NZ denominated and are provided by several banks at interest rates which are set 
periodically on a floating basis.  The loans term to maturity varies from July 2020 to August 2025.  The bank loans 
are secured by charges over the investment properties, certain inventory and certain property, plant and 
equipment. 

Approximately 50.2% (2018:  41.7%) of bank debt drawn was subject to fixed rate hedges and the drawn bank 
debt has a weighted average term to maturity of 5.3 years (2018: 3.8 years).  Hedge cover as a percentage of 
available facilities at 30 June 2019 is 34.1% (2018:  32.6%). 

Abacus’ weighted average interest rate as at 30 June 2019 was 4.02% (2018:  4.27%).  Line fees on undrawn 
facilities contributed to 0.34% of the weighted average interest rate at 30 June 2019 (2018:  0.40%).  Abacus’ 
weighted average interest rate excluding the undrawn facilities line fees as at 30 June 2019 was 3.68% (2018:  
3.87%).   

56 

 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 

30 JUNE 2019 

11.  INTEREST BEARING LOANS AND BORROWINGS (continued) 

(d)  Assets pledged as security 

The carrying amounts of assets pledged as security for current and non-current interest bearing liabilities are: 

Current

First mortgage

Investment properties held for sale

Total current assets pledged as security

Non-current
First mortgage

Inventory

Investment properties 

Total non-current assets pledged as security

2019
$'000

2018
$'000

                  68,050 

               162,948 

                  68,050 

               162,948 

                         -                     12,481 

             1,896,955 

            1,636,334 

             1,896,955 

            1,648,815 

Total assets pledged as security

             1,965,005 

            1,811,763 

57 

 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS 

Financial Risk Management 

The risks arising from the use of the Group’s financial instruments are credit risk, liquidity risk and market risk 
(interest rate risk, price risk and foreign currency risk). 

The Group’s financial risk management focuses on mitigating the unpredictability of the financial markets and its 
impact on the financial performance of the Group.  The Board reviews and agrees policies for managing each of 
these risks, which are summarised below. 

Primary responsibility for identification and control of financial risks rests with the Treasury Management 
Committee under the authority of the Board. The Board reviews and agrees policies for managing each of the 
risks identified below, including the setting of limits for trading in derivatives, hedging cover of interest rate risks 
and cash flow forecast projections. 

The main purpose of the financial instruments used by the Group is to raise finance for the Group’s operations.  
The Group has various other financial assets and liabilities such as trade receivables and trade payables, which 
arise directly from its operations. The Group also enters into derivative transactions principally interest rate 
derivatives. The purpose is to manage the interest rate exposure arising from the Group’s operations and its 
sources of finance. 

Details of the significant accounting policies and methods adopted, including the criteria for recognition, the basis 
of measurement and the basis on which income and expenses are recognised, in respect of each class of 
financial asset, financial liability and equity instruments are disclosed in the section about this report and Note 23 
to the financial statements. 

(a)  Credit risk 

Credit risk is the risk of financial loss to the Group if a customer or counterparty to a financial instrument fails to 
meet its contractual obligations, and arises principally from the Group’s receivables from customers, investment in 
securities and options, secured property loans and interest bearing loans and derivatives with banks. 

The Group manages its exposure to risk by: 

- 
- 
- 

- 
- 

- 

derivative counterparties and cash transactions are limited to high credit quality financial institutions; 
policy which limits the amount of credit exposure to any one financial institution; 
providing loans as an investment into joint ventures, associates, related parties and third parties where it is 
satisfied with the underlying property exposure within that entity; 
regularly monitoring loans and receivables balances on an ongoing basis; 
regularly monitoring the performance of its associates, joint ventures, related parties and third parties on an 
ongoing basis; and 
obtaining collateral as security (where required or appropriate). 

The Group’s credit risk is predominately driven by its Property Developments business which provides loans to 
third parties, those using the funds for property development and / or investment.  The Group mitigates the 
exposure to this risk by evaluation of the application before acceptance.  The analysis will specifically focus on: 

the Loan Valuation Ratio (LVR) at drawdown; 

- 
-  mortgage ranking; 
- 
- 
- 
- 
-  market analysis of the completed development being used to service drawdown. 

background of the developer (borrower) including previous developments; 
background of the owner (borrower) including previous investment track record; 
that the terms and conditions of higher ranking mortgages are acceptable to the Group; 
appropriate property insurances are in place with a copy provided to the Group; and 

The Group also mitigates this risk by ensuring adequate security is obtained and timely monitoring of the financial 
instrument to identify any potential adverse changes in the credit quality. 

58 

 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS (continued) 

(a)  Credit risk (continued) 

Credit risk exposures 

The Group’s maximum exposure to credit risk at the reporting date was: 

Receivables

Secured property loans - amortised cost

Secured property loans - fair value

Other financial assets

Cash and cash equivalents

ABACUS PROPERTY GROUP 

                   Carrying Amount

2019

2018

$'000
                  30,645 

$'000
                 21,145 

                213,278 

               209,260 

                113,156 

               125,804 

                  48,255 

                   3,214 

                  89,028 

               103,256 

                494,362 

               462,679 

As at 30 June 2019, the Group had the following concentrations of credit risk: 

-  Secured property loans:  cross-collateralised loans which were secured by two large developments at 
Riverlands and Camellia and other small developments collectively represent 68% (2018:  56%) of the 
portfolio. 

Secured property loans 

The Group has a total investment of $326.4 million in secured property loans as at 30 June 2019 (2018:  $335.0 
million).  Of these loans $155.6 million has been renewed / extended beyond the original term on commercial 
terms (2018: $76.0 million).  

In accordance with the adoption of the accounting standard AASB 9, an expected credit loss (ECL) provision for 
the secured loans at amortised cost of $14.3 million was recognised and a further $1.1 million was recognised 
during the year. The total collateral value for secured loans with 12 month ECL is $87.9 million against a 
maximum credit risk exposure of $62.5 million and the total collateral value for secured loans with lifetime ECL is 
$170.1 million against a maximum credit risk exposure of $172.2 million. The credit risk grades of the secured 
property loans are below investment grade. 

There is no credit impairment in respect of the secured property loans at amortised cost and receivables during 
the year. $90.1 million loans are past due at 30 June 2019 (2018: $Nil). 

59 

 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS (continued) 

(b)  Liquidity Risk 

Prudent liquidity risk management implies maintaining sufficient cash and marketable securities, the availability of 
funding through an adequate and diverse amount of committed credit facilities, the ability to close out market 
positions and the flexibility to raise funds through the issue of new stapled securities or the distribution 
reinvestment plan. 

The Group’s policy is to maintain an available loan facility with banks sufficient to meet expected operational 
expenses and to finance investment acquisitions for a period of 90 days, including the servicing of financial 
obligations. Current loan facilities are assessed and extended for a maximum period based on the Group’s 
expectations of future interest and market conditions. 

The table below shows an analysis of the contractual maturities of key liabilities which forms part of the Group’s 
assessment of liquidity risk. 

30 June 2019

Liabilities
Trade and other payables

Carrying 
Amount

Contractual 
cash flows

1 Year or 
less

 Over 1 year 
to 5 years 

 Over
5 years 

$'000

$'000

$'000

$'000

$'000

          73,475 

          73,475 

          73,475 

                  -   

                 - 

Interest bearing loans and borrowings incl derivatives#

         761,227           902,742 

          34,344           290,230 

        578,168 

Total liabilities

         834,702           976,217           107,819           290,230 

        578,168 

30 June 2018

Liabilities

Carrying 
Amount

Contractual 
cash flows

1 Year or 
less

 Over 1 year 
to 5 years 

 Over
5 years 

$'000

$'000

$'000

$'000

$'000

Trade and other payables

          88,568 

          88,568 

          88,568 

                  -   

                 - 

Interest bearing loans and borrowings incl derivatives#

         745,415           863,123 

          73,285           503,225 

        286,613 

Total liabilities

         833,983           951,691           161,853           503,225 

        286,613 

#  Carrying amount includes fair value of derivative liabilities.  Contractual cash flows includes contracted debt and net swap payments using 

prevailing forward rates 

(c)  Market Risk 

Market risk is the risk that changes in market prices, such as foreign exchange rates, interest rates and equity 
prices will affect the Group’s income or the value of its holdings of financial instruments.  The objective of market 
risk management is to manage and control market risk exposures within acceptable parameters, while optimising 
the return. 

Interest rate risk / Fair value interest rate risk 

The Group’s exposure to the risk of changes in market interest rates relates primarily to its long-term bank debt 
obligations which are based on floating interest rates.  The Group has a policy to maintain a mix of floating 
exposure and fixed interest rate hedging with fixed rate cover highest in years 1 to 5. 

The Group hedges to minimise interest rate risk by entering into variable to fixed interest rate swaps which also 
helps deliver interest covenant compliance and positive carry (net rental income in excess of interest expense) on 
the property portfolio.  Interest rate swaps have the economic effect of converting borrowings from variable rates 
to fixed rates.  Under the interest rate swaps, the Group agrees to exchange, at specified intervals, the difference 
between fixed and variable rate interest amounts calculated by reference to the agreed notional principal 
amounts.  At 30 June 2019, after taking into account the effect of interest rate swaps, approximately 50.2% (2018: 
41.7%) of the Group’s drawn debt is subject to fixed rate hedges.  Hedge cover as a percentage of available 
facilities at 30 June 2019 is 34.1% (2018: 32.6%). As the Group holds interest rate swaps against its variable rate 
debt there is a risk that the economic value of a financial instrument will fluctuate because of changes in market 
interest rates. 

60 

 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS (continued) 

(c)  Market Risk (continued) 

Interest rate risk / Fair value interest rate risk (continued) 

The Group’s exposure to interest rate risk and the effective weighted average interest rates for each class of 
financial asset and financial liability are: 

Abacus^ 

30 June 2019
Financial Assets

Floating 
interest rate

Fixed interest 
less than
1 year 

Fixed interest
1 to 5 years

Fixed interest
over 5 years

Non interest 
bearing

$'000

$'000

$'000

$'000

$'000

Total

$'000

Cash and cash equivalents

             88,703 

                       -                           -                           -                         -             88,703 

Receivables
Secured loans

                     -                           -                           -                           -                30,116 
              21,190 
                     -                305,243 

         30,116 
                      -                         -            326,433 

Total financial assets

             88,703 

             305,243 

               21,190 

                       -                30,116 

        445,252 

Weighted average interest rate*

1.35%

9.94%

17.77%

Financial liabilities
Interest bearing liabilities - bank

Interest bearing liabilities - other

Derivatives

Payables

           663,969 

                       -                           -                  46,750 

                     -            710,719 

                     -                           -                  36,801 

                       -                         -             36,801 

                     -                           -                           -                           -                16,692 

         16,692 

                     -                           -                           -                           -                73,222 

         73,222 

Total financial liabilities

           663,969 

                       -                  36,801 

               46,750               89,914 

        837,434 

Notional principal swap balance 
maturities*

Weighted average interest rate on 
drawn bank debt*

30 June 2018

Financial Assets

-

-

310,000

-

-

310,000

4.02%

Floating 
interest rate

Fixed interest 
less than
1 year 

Fixed interest
1 to 5 years

Fixed interest
over 5 years

Non interest 
bearing

$'000

$'000

$'000

$'000

$'000

Total

$'000

Cash and cash equivalents

             73,262 

                       -                           -                           -                         -             73,262 

Receivables

Secured loans

Derivatives

                     -                           -                           -                           -                20,133 

         20,133 

                     -                266,725 

               68,339 

                       -                         -            335,064 

                     -                           -                           -                           -                         -   

                 - 

Total financial assets

             73,262 

             266,725 

               68,339 

                       -                20,133 

        428,459 

Weighted average interest rate*

1.60%

10.91%

9.96%

Financial liabilities
Interest bearing liabilities - bank

Interest bearing liabilities - other

Derivatives

Payables

           694,970 

                       -                           -                           -                         -            694,970 

                     -                  12,078 

                       -                           -                         -             12,078 

                     -                           -                           -                           -                12,908 

         12,908 

                     -                           -                           -                           -                82,099 

         82,099 

Total financial liabilities

           694,970 

               12,078 

                       -                           -                95,007 

        802,055 

Notional principal swap balance 
maturities*

-

110,000

180,000

-

-

290,000

Weighted average interest rate on 
drawn bank debt*

4.27%

calculated at 30 June 

* 
^  excludes Abacus Hospitality Fund and Abacus Wodonga Land Fund

61 

                      
                         
             
                         
                      
        
                      
             
             
                         
                      
        
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS (continued) 

(c)  Market Risk (continued) 

Interest rate risk / Fair value interest rate risk (continued) 

Other^ 

30 June 2019
Financial Assets

Floating 
interest rate

Fixed interest 
less than
1 year 

Fixed interest
1 to 5 years

Fixed interest
over 5 years

Non interest 
bearing

$'000

$'000

$'000

$'000

$'000

Total

$'000

Cash and cash equivalents

                  325 

                       -                           -                           -                         -                  325 

Receivables

Total financial assets

                     -                           -                           -                           -                     529 

              529 

                  325 

                       -                           -                           -                     529 

              854 

Weighted average interest rate*

1.35%

Financial liabilities

Payables

                     -                           -                           -                           -                     253 

              253 

Total financial liabilities

                     -                           -                           -                           -                     253 

              253 

30 June 2018

Financial Assets

Floating 
interest rate

Fixed interest 
less than
1 year 

Fixed interest
1 to 5 years

Fixed interest
over 5 years

Non interest 
bearing

$'000

$'000

$'000

$'000

$'000

Total

$'000

Cash and cash equivalents

             29,994 

                       -                           -                           -                         -             29,994 

Receivables

Total financial assets

                     -                           -                           -                           -                  1,012 

           1,012 

             29,994 

                       -                           -                           -                  1,012 

         31,006 

Weighted average interest rate*

1.60%

Financial liabilities

Payables

                     -                           -                           -                           -                  6,469 

           6,469 

Total financial liabilities

                     -                           -                           -                           -                  6,469 

           6,469 

*   calculated at 30 June 
^ 

Includes Abacus Hospitality Fund and Abacus Wodonga Land Fund 

62 

 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS (continued) 

(c)  Market Risk (continued) 

Interest rate risk / Fair value interest rate risk (continued) 

The following table is a summary of the interest rate sensitivity analysis: 

30 June 2019

Financial assets

Financial liabilities

30 June 2018

Financial assets

Financial liabilities

AUD

Carrying amount

-1%

Floating

$'000

Profit

$'000

Equity

$'000

+1%

Profit

$'000

Equity

$'000

          89,028                (890)

                  -                  890 

                 - 

         680,662             (4,711)

                  -               2,953 

                 - 

AUD

Carrying amount

-1%

Floating

$'000

Profit

$'000

Equity

$'000

+1%

Profit

$'000

Equity

$'000

         103,256             (1,033)

                  -               1,033 

                 - 

         707,878             (1,400)

                  -               1,294 

                 - 

The analysis for the interest rate sensitivity of financial liabilities includes derivatives. 

63 

 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS (continued) 

(d)  Fair values 

The fair value of the Group’s financial assets and liabilities are approximately equal to that of their carrying 
values. 

Class of assets / 
liabilities
Investment properties

Fair value 
hierarchy
Level 3

Valuation  technique
Discounted Cash Flow ("DCF")
Direct comparison
Income capitalisation method

Property, plant and 
equipment

Property loans - fair 
value

Level 3

Income capitalisation method

Level 3

Residual cash flow analysis

Securities and options
- unlisted

Level 3

Pricing models

Derivative - financial 
instruments

Level 2

DCF (adjusted for counterparty credit 
worthiness)

Inputs used to measure fair value
Discount rate
Net operating income
Adopted capitalisation rate
Rate per unit
Optimal occupancy
Adopted discount rate

Net market EBITDA
Optimal occupancy
Adopted capitalisation rate

Property loan cash flow forecast
Property loan payment priorities

Security price
Underlying net asset
Property valuations

Interest rates
Consumer Price Index ("CPI")
Volatility

Securities and options
- listed

Level 1

Quoted prices (unadjusted) in active 
market for identical assets or liabilities

Quoted security price

Level 1 

Quoted prices (unadjusted) in active market for identical assets or liabilities; 

Level 2 

Inputs other than quoted prices included in level 1 that are observable for the asset or liability, either 
directly (i.e. as prices) or indirectly (i.e. derived from prices); and 

Level 3 

Inputs for the asset or liability that are not based on observable market data. 

There were no transfers between Levels 1, 2 and 3 during the period. 

Income capitalisation method 

This method involves assessing the total net market income receivable from the property and 
capitalising this in perpetuity to derive a capital value, with allowances for capital expenditure 
reversions. 

Direct comparison 

This method directly compares and analyses sales evidence on a rate per unit. 

Discounted cash flow method 

Under the DCF method, the fair value is estimated using explicit assumptions regarding the benefits 
and liabilities of ownership over the assets’ or liabilities’ life including an exit or terminal value.  The 
DCF method involves the projection of a series of cash flows from the assets or liabilities.  To this 
projected cash flow series, an appropriate, market-derived discount rate is applied to establish the 
present value of the cash flow stream associated with the assets or liabilities. 

Residual cash flow analysis 

The analysis takes into account the time value of money in a more detailed way than simply a 
developer’s profit margin as it considers the timing of all costs and income associated with the project. 

Pricing models – unlisted 
securities 

The fair value is determined by reference to the net assets which approximates fair value of the 
underlying entities. 

Pricing models – options 

The fair value is determined using generally accepted pricing models including Black-Scholes and 
adjusted for specific features of the options including share price, underlying net assets and property 
valuations and prevailing exchange rates. 

64 

 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

12.  FINANCIAL INSTRUMENTS (continued) 

(d)  Fair values (continued) 

The following table is a reconciliation of the movements in secured loans,  

derivatives (projects), unlisted securities and options classified as Level 3 for the year ended 30 June 2019. 

Opening balance as at 30 June 2018
Fair value movement through the income statement

Additions

Disposals

Closing balance as at 30 June 2019

Secured 
loans

Derivatives - 
projects

$'000

$'000

Unlisted 
securities/ 
options
$'000

Total

$'000

      125,805               1,885 

             1,329 

        129,019 

           (529)             (1,885)                  (52)             (2,466)

        10,797 

                   -   

      (22,917)

                   -   

          10,797 

          (22,917)

      113,156 

                   -                1,277 

        114,433 

Secured 
loans

Derivatives - 
projects

Unlisted 
securities/ 
options

Total

$'000

$'000

$'000

$'000

Opening balance as at 30 June 2017

Fair value movement through the income statement

Disposals

               -              13,263 

             6,792 

          20,055 

               -               (6,605)                  (29)             (6,634)

               -                       -               (5,434)             (5,434)

Reclassify secured loans - amortised costs to secured loans - fair value

      125,805              (4,773)

                   -            121,032 

Closing balance as at 30 June 2018

      125,805               1,885 

             1,329 

        129,019 

Sensitivity of Level 3 – secured loans 

The fair values of the secured loans are impacted by the underlying property development valuations and returns. 
The potential effect of using reasonable possible alternative assumptions based on a change in the underlying 
property developments’ returns by 5% would have the effect of reducing the fair value by up to $0.4 million (2018:  
$0.3 million) or increase the fair value by $0.4 million (2018:  $0.3 million). 

Sensitivity of Level 3 – unlisted securities and options 

The potential effect of using reasonable possible alternative assumptions based on a change in the property 
valuations by 5% would have the effect of reducing the fair value by up to $0.1 million (2018:  $0.1 million) or 
increase the fair value by $0.1 million (2018:  $0.1 million). 

13.  CONTRIBUTED EQUITY 

(a) Issued stapled securities
Stapled securities

Issue costs

Total contributed equity

(b) Movement in stapled securities on issue

At beginning of financial year
- distribution reinvestment plan

Securities on issue at end of financial year

2019

2018

$'000
             1,639,203 

$'000
            1,635,046 

                 (40,058)                  (40,058)

             1,599,145 

            1,594,988 

                Stapled securities

Number

Number

2019

'000

2018

'000

                579,363 

               575,570 

                    1,192 

                   3,793 

                580,555 

               579,363 

65 

 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

14.  DISTRIBUTIONS PAID AND PROPOSED 

ABACUS PROPERTY GROUP 

Abacus

(a) Distributions paid during the year

2019

$'000

2018

$'000

June 2018 half: 9.00 cents per stapled security (2017: 8.75 cents)

December 2018 half: 9.25 cents per stapled security (2017: 9.00 cents)

                 52,143 

                50,362 

                 53,631 

                51,975 

(b) Distributions proposed and recognised as a liability^

June 2019 half: 9.25 cents per stapled security (2018: 9.00 cents)

                 53,701 

                52,143 

Distributions were paid from Abacus Trust, Abacus Income Trust and Abacus Storage Property Trust (which do not pay tax provided they 
distribute all their taxable income) hence, there were no franking credits attached. 

^  The final distribution of 9.25 cents per stapled security was declared on 21 June 2019.  The distribution being paid on or around 30 August 

2019 will be approximately $53.7 million. 

Non-core funds

(a) Distributions paid during the year

Abacus Hospitality Fund

(b) Distributions proposed

Abacus Hospitality Fund - not recognised

2019

$'000

2018

$'000

                   1,105 

                  1,471 

                         -                         368 

The total amount of franking credits available for the subsequent financial years including franking credits that will arise from the payment of 
income tax payable at the end of the financial year, based on a tax rate of 30 per cent, is $71 million (2018: $62 million).

66 

 
NOTES TO THE FINANCIAL STATEMENTS 

30 JUNE 2019 

15.  PARENT ENTITY FINANCIAL INFORMATION 

Results of the parent entity
Profit for the year

Total comprehensive expense for the year

Financial position of the parent entity at year end
Current assets

Total assets
Current liabilities

Total liabilities

Net assets

Total equity of the parent entity comprising of:

Issued capital

Accumulated losses

Employee options reserve

Total equity

(a)  Parent entity contingencies 

ABACUS PROPERTY GROUP 

2019

$'000

2018

$'000

                    8,069 

                   6,388 

                    8,069 

                   6,388 

                  14,527 

                 35,551 

                389,403 
                         92 

               353,113 
                 29,931 

                  98,007 

                 74,256 

                291,396 

               278,857 

                349,226 

               348,331 

                 (61,850)                  (73,488)

                    4,020 

                   4,014 

                291,396 

               278,857 

As at 30 June 2019, the parent entity has entered into, or still bound by, the following agreements: 

-  Act as guarantor for borrowings for certain joint venture arrangements to a guarantee limit of $6.6 million 

(30 June 2018:  $3.5 million).  No property security has been provided by the parent. 

(b)  Parent entity capital commitments 

There are no capital commitments of the parent entity as at 30 June 2019 (2018:  Nil). 

67 

 
 
 
 
 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

16.  PROPERTY, PLANT AND EQUIPMENT 

The following table is a reconciliation of the movements of property, plant and equipment for the year ended 30 
June 2019. 

ABACUS PROPERTY GROUP 

Property, plant and equipment held for sale

Current
Hotel property

Total current property, plant and equipment held for sale

Non-current
Storage properties

Office equipment / furniture and fittings

Total non-current property, plant and equipment

2019
$'000

2018
$'000

                         -                     88,500 

                         -                     88,500 

                    8,802 

                   3,848 

                    1,746 

                      952 

                  10,548 

                   4,800 

Total property, plant and equipment including held for sale

                  10,548 

                 93,300 

The hotel property held for sale is measured at the lower of their carrying amount and fair value less costs to sell. 

Land and buildings
At the beginning of the year net of accumulated depreciation

Additions

Fair value movement through comprehensive income

Disposal

Depreciation charge for the year

At the end of the year net of accumulated depreciation

Gross value

Accumulated depreciation

Net carrying amount at end of the year

Plant and equipment
Gross value

Accumulated depreciation

Net carrying amount at end of the year

2019

$'000

81,068

-

-

(81,068)

-

-

-

-

-

18,586

(8,038)

10,548

2018

$'000

71,828

109

10,052

-

(921)

81,068

91,300

(10,232)

81,068

33,155

(20,923)

12,232

Total

10,548

93,300

If property, plant and equipment was carried under the cost model, the carrying amount would be $10.5 million  

(2018: $63.5 million). 

68 

                  
                  
                           
                      
                           
                  
                
                           
                           
                     
                           
                  
 
                           
                  
                           
                
                           
                  
                  
                  
                  
                
                  
                  
                  
                  
 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

17.  COMMITMENTS AND CONTINGENCIES 

Abacus 

(a)  Operating lease commitments – Group as lessee 

The Group has entered into a commercial lease on its offices. The lease has a term of five years with an option to 
renew for another five years. 

Future minimum rentals payable under non-cancellable operating leases as at 30 June 2019 are as follows: 

Within one year

After one year but not more than five years

2019

2018

$'000
                    1,075 

$'000
                   1,034 

                    2,875 

                   3,950 

                    3,950 

                   4,984 

(b)  Operating lease commitments – Group as lessor 

Future minimum rentals receivable under non-cancellable operating leases as at 30 June 2019 are as follows: 

Within one year

After one year but not more than five years

More than five years

2019

2018

$'000
                  53,462 

$'000
                 65,911 

                131,330 

               163,353 

                  30,357 

                 62,749 

                215,149 

               292,013 

These amounts do not include contingent rentals which may become receivable under certain leases on the basis 
of retail sales in excess of stipulated minimums and, in addition, do not include recovery of outgoings. 

(c)  Capital and other commitments 

At 30 June 2019 the Group had numerous commitments and contingent liabilities which principally related to 
property acquisition settlements, loan facility guarantees for the Group's interest in the jointly controlled property 
developments and funds management vehicles, commitments relating to property refurbishing costs and unused 
mortgage loan facilities to third parties. 

Commitments planned and/or contracted at reporting date but not recognised as liabilities are as follows: 

Within one year

   - gross settlement of property acquisitions

   - property refurbishment costs

   - property development costs

   - unused portion of loan facilities to outside parties

Contingent liabilities:

Within one year

   - corporate guarantee

2019

$'000

2018

$'000

                    4,680 

                 15,750 

                    5,426 

                   6,574 

                  22,141 

                 19,546 

                  32,315 

                 35,694 

                  64,562 

                 77,564 

6,572

6,572

3,520

3,520

69 

 
 
 
                    
                    
 
                    
                    
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

18.  RELATED PARTY DISCLOSURES 

(a)  Subsidiaries 

The consolidated financial statements include the financial statements of the following entities: 

Entity
Abacus Group Holdings Limited and its subsidiaries
Abacus Castle Hill Trust
Abacus Cobar Trust
Abacus Finance Pty Limited
Abacus Funds Management Limited
Abacus Griffith Avenue Trust
Abacus Hampstead Trust
Abacus Investment Pty Ltd
Abacus Mortgage Fund
Abacus Mount Druitt Trust
Abacus Musswellbrook Pty Ltd
Abacus Nominee Services Pty Limited
Abacus Nominees (No 5) Pty Limited
Abacus Nominees (No 7) Pty Limited
Abacus Nominees (No 9) Pty Limited
Abacus Nominees (No 11) Pty Limited
Abacus Note Facilities Pty Ltd
Abacus Property Services Pty Ltd
Abacus SP Note Facility Pty Ltd
Abacus Storage Funds Management Limited
Abacus Wodonga Land Commercial Trust
Amiga Pty Ltd
Fitzroy Street Pty Ltd
Oasis Staffing Pty Ltd
Yarradale Developments Trust
Abacus Hobart Growth Trust
Abacus Melbat Trust
Hurstbat Pty Limited
Villemel Pty Limited

Abacus Group Projects Limited and its subsidiaries
Abacus Property Pty Ltd
Abacus Allara Street Trust*
Abacus Repository Trust*
Abacus Ventures Trust*

*  These entities are wholly owned by Abacus 

equity interest 

2019
%

2018
%

100
-
100
100
-
100
100
100
-
100
100
100
100
100
100
100
100
100
100
100
-
100
100
100
100
100
100
100

100
50
50
51

100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
75
100
100
100
100
100
100
100

100
50
50
51

70 

 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

18.  RELATED PARTY DISCLOSURES (continued) 

(a)  Subsidiaries (continued) 

Entity
Abacus Trust and its subsidiaries:
Abacus 1769 Hume Highway Trust
Abacus Abbotsford Trust
Abacus AGOF Trust
Abacus Alderley Trust
Abacus Ann Street Trust
Abacus Ashfield Mall Property Trust
Abacus Australian Aggregation Holding Trust 
Abacus Australis Drive Trust
Abacus Bacchus Marsh Trust
Abacus Bowden Street Trust
Abacus Browns Road Trust
Abacus Jetstream Trust
Abacus K1 Property Trust
Abacus Liverpool Plaza Trust
Abacus Lutwyche Trust
Abacus Macquarie Street Trust
Abacus Moore Street Trust
Abacus Northshore Trust 1*
Abacus Northshore Trust 2*
Abacus Oasis Trust
Abacus Potts Point Trust
Abacus Premier Parking Trust
Abacus Richmond Trust
Abacus Shopping Centre Trust
Abacus Short Street Trust
Abacus SP Fund
Abacus St Leonards Trust
Abacus Varsity Lakes Trust
Abacus Virginia Trust
Abacus Westpac House Trust
Abacus Westpac House No. 2 Trust
Abacus WTC Trust
Abacus 14 Martin Place Trust 
Abacus 33 Queen Street Trust
Abacus 324 Queen Street Trust
Abacus 464 St Kilda Road Trust
Abacus 710 Collins Street Trust
444 Queen Street Trust
Lutwyche City Shopping Centre Unit Trust

Abacus Income Trust and its subsidiaries:
Abacus Brendale Trust
Abacus Eagle Farm Trust
Abacus Grant Street Trust
Abacus Retail Property Trust
Abacus Todd Road Trust

*  These entities are wholly owned by Abacus 

ABACUS PROPERTY GROUP 

equity interest 

2019
%

2018
%

100
100
100
100
100
100
100
-
-
100
100
100
100
100
100
100
100
25
25
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

100
100
100
-
100

100
100
100
100
100
100
100
100
100
100
100
100
-
100
100
100
100
25
25
100
-
100
-
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

100
100
100
100
100

71 

 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

18.  RELATED PARTY DISCLOSURES (continued) 

(a)  Subsidiaries (continued) 

ABACUS PROPERTY GROUP 

Entity
Abacus Storage Operations Limited and its subsidiaries:
Abacus Storage NZ Operations Pty Limited
Abacus Storage Solutions Pty Limited
Abacus Storage Solutions NZ Pty Limited
Abacus USI C Trust
Abacus U Stow It A1 Trust
Abacus U Stow It B1 Trust
Abacus U Stow It A2 Trust
Abacus U Stow It B2 Trust
U Stow It Holdings Limited
U Stow It Pty Limited
Abacus SK Pty Limited

Abacus Storage Property Trust and its subsidiary:
Abacus Storage NZ Property Trust

Abacus Hospitality Fund
Abacus Wodonga Land Fund

Subsidiaries controlled by the Group with material non-controlling interest 

equity interest 

2019
%

2018
%

100
100
100
100
100
100
100
100
100
100
100

100

10
15

100
100
100
100
100
100
100
100
100
100
100

100

10
15

30 June 2019

Abacus Hospitality Fund

Abacus Wodonga Land Fund

30 June 2018

Abacus Hospitality Fund

Abacus Wodonga Land Fund

(b)  Ultimate parent 

Principal

place of 

business

 Australia 

 Australia 

 Australia 

 Australia 

(Profit)/loss

allocated to

Accumulated

NCI

$'000

NCI

$'000

% held by

NCI

90

85

90

85

               11,953 

                      - 

                (2,572)

                4,673 

                (5,017)

              44,536 

                (2,101)

                2,101 

AGHL has been designated as the parent entity of the Group. 

(c)  Key management personnel 

Details of payments are disclosed in Note 19. 

72 

 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

18.  RELATED PARTY DISCLOSURES (continued) 

(d)  Transactions with related parties 

ABACUS PROPERTY GROUP 

Transactions with related parties other than associates and joint ventures

Revenues

Property management fees received / receivable

                       222 

                      206 

2019

$'000

2018

$'000

Transactions with associates and joint ventures

Revenues

Management fees received / receivable from joint ventures

Revenue received / receivable from joint ventures

Other transactions
Loan advanced to joint ventures

Loan repayments from joint ventures

Loan advanced from joint ventures

Loan repayments to joint ventures

Terms and conditions of transactions 

                    2,940 

                   3,510 

                  15,793 

                 82,743 

                   (2,643)                  (13,158)

                  19,998 

                 48,735 

                       346 

                      785 

                 (18,242)

-

Fees to and purchases and fees charged from related parties are made in accordance with commercial terms in the management 
agreements. 

Outstanding balances at year-end are unsecured and settlement occurs in cash. 

There are no provisions or bad debts incurred with respect to amounts payable or receivable from related parties during the year. 

Entity with significant influence 

Calculator Australia Pty Ltd (“Kirsh”) is a significant securityholder in the Group with a holding of approximately 
45% of the ordinary securities of the Group (2018: 49%). 

During the year, Abacus Property Services Pty Ltd was engaged to manage the following properties: 

Property 

Relationship with Kirsh

Charge per annum

14 Martin Place 
4 Martin Place 

Tenants-in-common 
100% owned by Kirsh 

3% of gross rental
3% of gross rental 

2019
$
203,135
222,481 

2018
$
181,422
206,237 

Mrs Myra Salkinder is a non-executive director of the Group and is a senior executive of Kirsh. 

73 

 
 
 
 
 
 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

19.  KEY MANAGEMENT PERSONNEL 

(a)  Compensation for key management personnel 

Short-term employee benefits

Post-employment benefits

Other long-term benefits

Security-based payments

ABACUS PROPERTY GROUP 

2019

$

2018

$

             3,999,974 

            5,699,461 

                134,426 

               170,009 

                  31,502 

                 58,562 

                523,277 

            1,842,125 

             4,689,179 

            7,770,157 

 (b)  Loans to key management personnel 

There were no loans to key management personnel and their related parties at any time in 2019 or in the prior 
year. 

(c)  Other transactions and balances with key management personnel and their related parties 

During the financial year, transactions occurred between the Group and Key Management Personnel which are 
within normal employee and investor relationships. 

74 

 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

20.  SECURITY BASED PAYMENTS 

(a)  Recognised security payment expenses 

The expense recognised for employee services received during the year is as follows: 

Expense arising from equity-settled payment transactions

                    2,049 

                   3,296 

2019

$'000

2018

$'000

(b)  Type of security – based payment plan 

Security Acquisition Rights (SARs) 

The deferred variable incentive plan has been designed to align the interests of executives with those of 
securityholders by providing for a significant portion of the remuneration of participating executives to be linked to 
the delivery of sustainable underlying profit that covers the distribution level implicit in the Group’s security price. 

Key executives have been allocated SARs in the current financial year generally equal to the last current variable 
incentive paid.  Allocations were based on the performance assessment completed in determining current 
variable incentive awards for the prior financial year, adjusted to take into account other factors that the Board 
considers specifically relevant to the purpose of providing deferred variable incentives. 

The SARs granted during the year vest as follows: 

Vesting date

Amount Vested*

Potential number  to vest

September 2019

September 2020

September 2021

September 2022

 One quarter of the initial issue 

 One quarter of the initial issue 

 One quarter of the initial issue 

 One quarter of the initial issue 

189,254

189,254

189,254

189,254

*  The Board is able to claw back unvested SARs if the distribution level fails by more than 10% below the sustainable annual distribution 

rate 

For valuation purposes the SARs are equivalent to European call options (in that they may be “exercised” only at 
their maturity (i.e. vesting date)). The fair value of the SARs granted is estimated at the date of the grant using a 
trinomial tree model (using 500 steps) cross checked by a modified Black-Scholes model.  The trinomial tree 
model and the Black-Scholes model generally produce the same values for an option over a non-dividend paying 
share, or where the option is entitled to the same distributions as are paid on the underlying security, as is 
assumed in this case, and if the time to exercise is the same, (i.e. at the end of the term). 

When SARs vest they will convert into ABP securities on a one for one basis or at the Board’s discretion a cash 
equivalent amount will be paid. 

75 

 
                                      
                                      
                                      
                                      
 
 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

20.  SECURITY BASED PAYMENTS (continued) 

(c)  Summary of SARs granted 

The following table illustrates movements in SARs during this year: 

Opening balance

Granted during the year

Forfeited during the year

Vested during the year

Outstanding at the end of the year

ABACUS PROPERTY GROUP 

2019

No.

2018

No.

             1,424,537 

            2,098,316 

                757,016 

               730,244 

                         -   

                        - 

               (578,485)             (1,404,023)

             1,603,068 

            1,424,537 

Exercisable at the end of the year

                         -   

                        - 

The weighted average remaining life of the instrument at 30 June 2019 was 1.2 years (2018:  1.2 years) and the 
weighted average fair value of the SARs granted during the year was $2.89 (2018:  $3.57). 

The following table lists the inputs to the model used for the SARs plan for the years ended 30 June 2019 and 30 
June 2018: 

Expected volatility (%)

Risk-free interest rate (%)

Life of instrument (years)

Model used

2019

2018

                         20 

                        19 

 1.52 - 2.27 

1.53 - 2.04 

 0.8 - 3.8 

 Trinomial 

0.8 - 3.8 

Trinomial 

The expected life of the SARs is based on historical data and current expectations and is not necessarily 
indicative of exercise patterns that may occur.  The expected volatility reflects the assumption that the historical 
volatility over a period similar to the life of the SARs is indicative of future trends, which may not necessarily be 
the actual outcome. 

76 

 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

21.  INTANGIBLE ASSETS AND GOODWILL 

Description of the Group’s intangible assets 

ABACUS PROPERTY GROUP 

Goodwill

Balance at 1 July

Balance at 30 June

2019

$'000

2018

$'000

                  32,394 

                 32,394 

                  32,394 

                 32,394 

Impairment tests for goodwill with indefinite useful lives 

(i)  Description of the cash generating units and other relevant information 

Goodwill acquired through business combinations for the purposes of impairment testing is allocated to one of the 
Group’s property / asset management business or a cash generating unit relating to one of the Group’s segment.  
The recoverable amount of the unit has been determined based on a fair value less costs to sell calculation using 
cash flow projections as at 30 June 2019 covering a five-year period. 

(ii)  Key assumptions used in valuation calculations 

Goodwill – the calculation of fair value less costs to sell is most sensitive to the following assumptions: 

a.  Management and other fee income:  based on actual income and funds under management within the 

financial year. 

b.  Discount rates:  reflects management’s estimate of the time value of money and the risks specific to each 

unit that are not reflected in the cash flows 

c.  Property values of the funds/properties under management:  based on the fair value of properties 

d.  Selling costs: management’s estimate of costs to sell the funds/properties under management 

e.  A pre-tax discount rate of 9.40% (2018: 9.40%) and a terminal growth rate of 2.7% (2018:  2.7%) have been 

applied to the cash flow projections 

(iii)  Sensitivity to changes in assumptions 

Significant and prolonged property value falls and market influences which could increase discount rates could 
cause goodwill to be impaired in the future, however, the goodwill valuation as at 30 June 2019 has significant 
head room thus no reasonable changes in the assumptions would cause or give rise to an impairment. 

77 

 
 
 
 
 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

22.  DISCONTINUED OPERATIONS 

At 30 June 2019, Abacus Hospitality Fund is classified as a discontinued operation as the Fund is in process of 
being wound up. Abacus Hospitality Fund is presented in the segment note within the non core segment. The 
results of Abacus Hospitality Limited for the year are presented as follows: 

Hotel income

Finance income

Other income

Total Revenue and Other Income

Hotel expenses

Depreciation and amortisation expenses

2019

$'000

2018

$'000

                    5,565 

                 26,211 

                       979 

                      637 

                         25 

                        32 

                    6,569 

                 26,880 

(4,144)

(20,491)

                         -                      (2,440)

Net change in fair value of investment properties and property, plant and equipment derecognised

                     (397)

                        - 

Administrative and other expenses

PROFIT BEFORE TAX FROM DISCONTINUED OPERATIONS

Income tax expense

NET PROFIT AFTER TAX FROM DISCONTINUED OPERATIONS

                     (188)                      (361)

                    1,840 

                   3,588 

                         -   

                        - 

                    1,840 

                   3,588 

At 30 June 2019, Abacus Hospitality Fund has no assets or liabilities. 

The net cash flow incurred by Abacus Hospitality Fund are as follows: 

Operating

Investing

Financing

Net cash (outflow) / inflow

2019

$'000

2018

$'000

(9,636)

3,409

                  83,405                       (888)

               (102,856)                    (1,471)

                 (29,087)

                   1,050 

Basic and diluted earnings per stapled security from discontinued operations (cents)

2.19

0.42

78 

 
                  
                
                  
                    
                     
                     
 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(a)  Basis of Preparation 

The financial report is a general-purpose financial report, which has been prepared in accordance with the 
requirements of the Corporations Act 2001 and Australian Accounting Standards.  The financial report has also 
been prepared on a historical cost basis, except for investment properties and derivative financial instruments 
which have been measured at fair value, interests in joint ventures and associates which are accounted for using 
the equity method, and certain investments and financial assets measured at fair value. 

The financial report is presented in Australian dollars and all values are rounded to the nearest thousand dollars 
($'000) unless otherwise stated under the option available to the Group under ASIC Corporations Instrument 
2016/191.  The Group is an entity to which the instrument applies. 

(b)  Statement of Compliance 

The financial report complies with Australian Accounting Standards and International Financial Reporting 
Standards (IFRS), as issued by the AASB and IASB respectively. 

(c)  New accounting standards and interpretations 

(i)  Changes in accounting policy and disclosures 

The accounting policies adopted are consistent with those of the previous financial year except for the adoption of 
new standards and interpretations effective as of 1 July 2018. 

The Group has adopted the following new or amended standards which became applicable on 1 July 2018: 

-  AASB 15 Revenue from Contracts with Customers 

AASB 15 replaces the revenue recognition standards AASB 111 Construction Contracts, AASB 118 Revenue 
and related Interpretations. AASB 15 specifies the accounting treatment for revenue arising from contracts 
with customers (except for contracts within the scope of other accounting standards such as leases or 
financial instruments).  The core principle of AASB 15 is that an entity recognises revenue to depict the 
transfer of promised goods or services to customers in an amount that reflects the consideration to which the 
entity expects to be entitled in exchange for those goods or services. 

The Group has undertaken an analysis to scope out its revenue streams to identify specific impacts of the 
Standard. The majority of the Group’s revenue streams have application under other relevant standards and 
therefore have no application under AASB 15 (for example rental income, finance income).  Where the 
Standard does apply, the Group has assessed that there will be no change to the recognition or measurement 
of revenue upon application of the Standard other than the reclassification of certain comparatives in the 
income statement for consistency with the current period’s revenue classification. Revenue from third parties 
are recognised as goods are sold or as services are provided. 

-  AASB 9 Financial Instruments 

Impact of adoption 

This standard includes new requirements for classification and measurement, impairment and hedge 
accounting of financial instruments compared with the requirements of AASB 139 Financial Instruments: 
Recognition and Measurement. 

The Group has adopted AASB 9 and related amendments from 1 July 2018. Comparative results are not 
restated as permitted by the standard. The cumulative effect on initial application of AASB 9 is a net charge to 
opening retained profits of $11.2 million as at 1 July 2018, represented by an increase in interest bearing loans 
and borrowings of $1.2 million due to non-substantial modification of bank loans in prior years and a decrease 
in property loan financial assets carried at amortised cost of $10.0 million (net of tax) from the increase in 
expected credit loss (ECL) provision for these loans. 

Property loan financial assets that have a profit sharing component that do not meet the solely payments of 
principal and interest (SPPI) criterion under AASB 9 have been reclassified from property loans held at 
amortised cost to property loans held at fair value through profit and loss (refer to Note 7).  

79 

 
 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(c)  New accounting standards and interpretations (continued) 

(i) Classification and measurement 

Financial assets previously held at fair value continue to be measured at fair value. Trade and other 
receivables and certain property loans are held to collect contractual cash flows and these contractual cash 
flows are SPPI. These receivables continue to be measured at amortised cost. Property loan financial assets 
that have a certain level of profit sharing component that do not meet the SPPI criterion under AASB 9 
previously held at amortised cost are now measured at fair value through profit and loss. 

The Group has floating rate borrowing facilities that have been refinanced during previous financial periods. 
Under AASB 9, the accounting for the modification of a financial liability that has not resulted in derecognition, 
requires an adjustment to the amortised cost of the liability (due to discounting using the original effective 
interest rate), with any gain or loss being recognised immediately in the income statement. Under the previous 
standard AASB 139, the gain or loss was recognised over the remaining life of the borrowing by adjusting the 
effective interest rate. The Group has assessed that the cumulative loss on initial application is $1.2 million. 

(ii) Impairment 

Under AASB 9, the Group's accounting for impairment losses for financial assets has changed, by replacing 
AASB 139's incurred loss approach with a forward-looking ECL approach. The Group has applied the 
simplified approach and recorded lifetime expected losses on trade and other receivables. The ECL on trade 
and other receivables is immaterial. 

For property loan financial assets, the ECL is based on the 12-month ECL. The 12-month ECL is the portion of 
lifetime ECLs that results from default events on a financial instrument that are possible within 12 months after 
the reporting date. However, when there has been a significant increase in credit risk since origination, the 
allowance will be based on the lifetime ECL. The Group has established a provision matrix which includes 
assessing the credit rating of each borrower to determine the probability of default, loss given default and 
exposure at default, taking into account sensitivity factors to work out the ECL provision for each property 
loan.  The revised methodology for calculation of impairment resulted in an ECL loss provision net of tax of 
$10.0 million as at 1 July 2018. 

(iii) Hedge accounting 

As the Group did not have any hedge relationships that are designated as effective hedges in place as at 30 
June 2018, there is no impact from the application of hedging requirements on the financial statements. 

Accounting policies 

AASB 9 replaces the provisions of AASB 139 that relate to the recognition, classification and measurement of 
financial assets and financial liabilities, derecognition of financial instruments, impairment of financial assets 
and hedge accounting. The impact of the standard on financial assets and liabilities is set out below. 

(i) Classification 

From 1 July 2018, the Group classifies its financial assets as follows: 

a) cash, trade and other receivables and property loans held at amortised cost are measured at amortised 
cost. These are held to collect contractual cash flows and these contractual cash flows are SPPI. 

b) financial assets that do not meet the SPPI criterion are measured at fair value through the profit and loss 
(FVTPL). 

c) derivative assets are measured at FVTPL. 

(ii) Measurement 

At initial recognition, the Group measures a financial asset (other than trade receivables) at its fair value plus, 
in the case of a financial asset not at FVTPL, transaction costs that are directly attributable to the acquisition of 
the financial asset. Transaction costs of financial assets carried at FVTPL are expensed in profit or loss. Trade 
receivables at initial recognition are measured at their transaction price if they do not contain a significant 
financing component.  

80 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(c)  New accounting standards and interpretations (continued) 

Financial assets at FVTPL are subsequently measured at fair value. Gains and losses from changes in fair 
value are recognised in the income statement unless they have been designated and qualify as cash flow or 
net investment hedging instruments, where the effective portion of changes in fair value is recognised in either 
a cash flow or foreign currency reserve within equity. Financial assets at amortised cost are subsequently 
measured at amortised cost using the effective interest rate method. The amortised cost is reduced by 
impairment losses (see below). Interest income, foreign exchange gains and losses and impairment are 
recognised in the income statement. Any gain or loss on derecognition is also recognised in the income 
statement. 

Interest bearing liabilities are recognised initially at fair value and include transaction costs. Subsequent to 
initial recognition, interest bearing liabilities are recognised at amortised cost using the effective interest rate 
method.  Fees paid in the establishment of interest bearing liabilities are included as part of the carrying 
amount of interest bearing liability.  

Interest bearing liabilities measured at amortised cost that are subsequently substantially modified result in 
derecognition of the financial liability. For interest bearing liabilities that have not been substantially modified, 
an adjustment to the amortised cost of the liability (due to discounting using the original effective interest rate) 
is made, with any gain or loss recognised in the income statement.  

(iii) Impairment 

From 1 July 2018 the Group assesses on a forward-looking basis the ECL associated with its financial assets 
carried at amortised cost. For trade and other receivables, the Group applies the simplified approach permitted 
by the standard, which requires expected lifetime losses to be recognised from initial recognition of the 
receivables. 

For property loan financial assets, the ECL is based on the 12-month ECL. The 12-month ECL is the portion of 
lifetime ECLs that results from default events on a financial instrument that are possible within 12 months after 
the reporting date. Events of default are when a borrower is unable to meet their requirements under loan 
agreement such as the inability to meet interest and repayment requirements. 

However, when there has been a significant increase in credit risk since origination, the allowance will be 
based on the lifetime ECL. The Group determines the ECL using a provision matrix which includes assessing 
the credit rating of each borrower to determine the probability of default, loss given default and exposure at 
default, taking into account sensitivity factors to work out the ECL provision for each property loan. The ECL 
provision is recognised on initial recognition of the property loan. 

The financial asset is written off when there is objective evidence of the inability of the borrower to repay the 
outstanding balance of the loan. 

The adoption of these amended standards has no material impact on the financial statements of the Group. 

-  AASB 2016-5 Amendments to Australian Accounting Standards – Classification and Measurement of Share-

based Payment Transactions. 

-  AASB 2017-1 Amendments to Australian Accounting Standards – Transfers of Investment Property, Annual 

Improvements 2014-2016 Cycle and Other Amendments. 

-  AASB Interpretation 22 Foreign Currency Transactions and Advance Consideration. 

81 

 
 
 
  
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(c)  New accounting standards and interpretations (continued) 

(ii)  Accounting Standards and Interpretation issued but not yet effective 

Australian Accounting Standards and Interpretations that have recently been issued or amended but are not yet 
effective have not been adopted by the Group for the annual reporting period ended 30 June 2019.  The 
significant new standards or amendments are outlined below: 

- 

Leases (effective 1 January 2019 / applicable for Group 1 July 2019) 

AASB 16 supersedes:  AASB 117 Leases and associated interpretations. 

The key features of AASB 16 are as follows: 

Lessee accounting 

- 

Lessees are required to recognise assets and liabilities for all leases with a term of more than 12 
months, unless the underlying asset of low value 

-  A lessee measures right-of-use assets similarly to other non-financial assets and lease liabilities 

similarly to other financial liabilities 

-  Assets and liabilities arising from a lease are initially measured on a present value basis.  The 

measurement includes non-cancellable lease payments (including inflation-linked payments), and 
also includes payments to be made in optional periods if the lessee is reasonably certain to exercise 
an option to extend the lease, or not to exercise an option to terminate the lease 

-  AASB 16 contains disclosure requirements for lessees 

Lessor accounting 

-  AASB 16 substantially carries forward the lessor accounting requirements in AASB 117.  

Accordingly, a lessor continues to classify its leases as operating leases or finance leases, and to 
account for those two types of leases differently 

-  AASB 16 also requires enhanced disclosures to be provided by lessors that will improve information 

disclosed about a lessor’s risk exposure, particularly to residual value risk 

The Group will elect to use the exemptions proposed by the standard on lease contracts for which the lease 
terms ends within 12 months as of the date of initial application, and lease contracts for which the underlying 
asset is of low value. The Group has leases of certain office equipment that are considered of low value. 

The Group has reviewed terms of its lease agreement and has considered that the impact to the Group’s 
results to be immaterial. 

-  AASB 2017-7 Amendments to Australian Accounting Standards – Long-term Interests in Associates and 

Joint Ventures (effective 1 January 2019). 

This amends AASB 128 Investments in Associates and Joint Ventures to clarify that an entity is required to 
account for long-term interests in an associate or joint venture (which in substance form part of the net 
investment in the associate or joint venture but to which the equity method is not applied), using AASB 9 
Financial Instruments before applying the loss allocation and impairment requirements in AASB 128. This 
amendment is not expected to have a significant impact on the financial statements on application. 

-  AASB 2018-1 Amendments to Australian Accounting Standards – Annual Improvements 2015-2017 Cycle 

(effective 1 January 2019) 

The amendments clarify certain requirements in: 

(i) AASB 3 Business Combinations and AASB 11 Joint Arrangements – previously held interest in a joint 
operation; 

(ii) AASB 112 Income Taxes – income tax consequences of payments on financial instruments classified as 
equity; and 

(iii) AASB 123 Borrowing Costs – borrowing costs eligible for capitalisation. 

82 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(c)  New accounting standards and interpretations (continued) 

These amendments are not expected to have a significant impact on the financial statements on application. 

-  AASB Interpretation 23 Uncertainty over Income Tax Treatments, and relevant amending standards 

(effective 1 January 2019) 

The Interpretation clarifies the application of the recognition and measurement criteria in AASB 112 Income 
Taxes when there is uncertainty over income tax treatments. This standard is not expected to have a 
significant impact on the financial statements on application. 

-  AASB 2014-10 Amendments to Australian Accounting Standards – Sale or Contribution of Assets between 

an Investor and its Associate or Joint Venture (effective from 1 January 2022) 

This amends AASB 10 – Consolidated Financial Statements and AASB 128 – Investments in Associates and 
Joint Ventures to address an inconsistency between the requirements of AASB 10 and AASB 128 in dealing 
with the sale or contribution of assets between an investor and its associate or joint venture. This 
amendment is not expected to have a significant impact on the financial statements on application. 

(d)  Basis of consolidation 

The consolidated financial statements comprise the financial statements of AGHL and its subsidiaries, AT and its 
subsidiaries, AGPL and its subsidiaries, AIT and its subsidiaries, ASPT and its subsidiaries and ASOL and its 
subsidiaries collectively referred to as the Group. 

Subsidiaries are all those entities over which the Group has power over the investee such that the Group is able 
to direct the relevant activities, has exposure or rights to variable returns from its involvement with the investee 
and has the ability to use its power over the investee to affect the amount of the investor’s returns. 

The adoption of AASB 10 resulted in the consolidation of Abacus Hospitality Fund and Abacus Wodonga Land 
Fund.  This is due to the combination of the Group’s role as responsible entity and its exposure to variable returns 
arising from its collective equity and loan investments in these funds and certain guarantees. 

The financial statements of subsidiaries are prepared for the same reporting period as the parent company, using 
consistent accounting policies with adjustments made to bring into line any dissimilar accounting policies that may 
exist. 

All intercompany balances and transactions, including unrealised profits from intra-group transactions, have been 
eliminated in full and subsidiaries are consolidated from the date on which control is transferred to the Group and 
cease to be consolidated from the date on which control is transferred out of the Group.  Where there is a loss of 
control of a subsidiary, the consolidated financial statements include the results for the part of the reporting period 
during which the Group has control. 

The acquisition of subsidiaries is accounted for using the purchase method of accounting.  The purchase method 
of accounting involves allocating the cost of the business combination to the fair value of the assets acquired and 
the liabilities and contingent liabilities assumed at the date of acquisition. 

Non-controlling interests are allocated their share of net profit after tax in the consolidated income statement and 
are presented within equity in the consolidated statement of financial position, separately from the equity of the 
owners of the parent. 

Non-controlling interests represent those equity interests in Abacus Hospitality Fund and Abacus Wodonga Land 
Fund that are not held by the Group and are presented separately in the income statement and within equity in 
the consolidated statement of financial position. 

83 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(e)  Foreign currency translation 

Functional and presentation currency 

Both the functional and presentation currency of the Group are in Australian dollars.  Each entity in the Group 
determines its own functional currency and items are included in the financial statements of each entity are 
measured using that functional currency.  

Transactions and balances 

Transactions in foreign currencies are initially recorded in the functional currency by applying the exchange rates 
ruling at the date of the transaction.  Monetary assets and liabilities denominated in foreign currencies are 
retranslated at the rate of exchange ruling at the balance sheet date.  

All exchange differences in the consolidated financial report are taken to profit or loss with the exception of 
differences on foreign currency borrowings on translation of foreign operations that provide a hedge against a net 
investment in a foreign operation.  These are taken directly to equity until the disposal of the net investment, at 
which time they are recognised in profit or loss. On disposal of a foreign operation, the cumulative amount 
recognised in equity relating to that particular foreign operation is recognised in profit or loss.  Tax charges and 
credits attributable to exchange differences on those borrowings are also recognised in equity. 

Non-monetary items that are measured in terms of historical cost in a foreign currency are translated using the 
exchange rate as at the date of the initial transaction.  Non-monetary items measured at fair value in a foreign 
currency are translated using the exchange rates at the date when the fair value was determined. 

At reporting date the assets and liabilities of foreign operations are translated into the presentation currency of the 
Group at the rate of exchange prevailing at balance date and the financial performance is translated at the 
average exchange rate prevailing during the reporting period.  The exchange differences arising on translation 
are taken directly to the foreign currency translation reserve in equity. 

(f)  Revenue recognition 

Revenue is recognised when performance obligations have been met and is measured at the fair value of the 
consideration received or receivable to the extent it is probable that the economic benefits will flow to the Group 
and the revenue can be reliably measured.  The following specific recognition criteria must also be met before 
revenue is recognised: 

Rental income 

Rental income from investment properties is accounted for on a straight-line basis over the lease term. Lease 
incentives granted are recognised as an integral part of the total rental income. 

Hotel income 

Revenue from rooms is recognised and accrued on the provision of rooms or on the date which rooms are to be 
provided in accordance with the terms and conditions of the bookings.  Advance deposits from customers 
received are not recognised as revenue until such time when the rooms have been provided or when the 
customers forfeit the deposits due to failure of attendance. 

Finance income 

Revenue is recognised as interest accrues using the effective interest method.  This is a method of calculating the 
amortised cost or principal of a financial asset and allocating the interest income over the relevant period using 
the effective interest rate, which is the rate that exactly discounts estimated future cash receipts through the 
expected life of the financial asset to the net carrying amount of the financial asset. 

Management and other fee income 

Revenue from rendering of services is recognised in accordance with the performance obligations under the 
terms and conditions of the service agreements and the accounting standards.  

Dividends and distributions 

Revenue is recognised when the Group’s right to receive the payment is established. 

84 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(f)  Revenue recognition (continued) 

Net change in fair value of investments and financial instruments derecognised during the year 

Revenue from sale of investments is recognised on settlement when all performance obligations under the 
contract have been met. Performance obligations are generally considered to have been met at the time of 
settlement of the sale.  Financial instruments are derecognised when the right to receive or pay cash flows from 
the financial derivative has expired or when the entity transfers substantially all the risks and rewards and the 
performance obligations of the financial derivative through termination.  Gains or losses due to derecognition are 
recognised in the statement of comprehensive income. 

Net change in fair value of investments held at balance date 

Changes in market value of investments are recognised as revenue or expense in determining the net profit for 
the period. 

Sale of inventory 

Revenue from property development sales is recognised when the significant risks, rewards of ownership and 
effective control has been transferred to the purchaser which has been determined to occur upon settlement and 
after contractual duties are completed. 

No revenue is recognised if there are significant uncertainties regarding performance obligations, the costs 
incurred or to be incurred cannot be measured reliably, there is a risk of return or there is continuing management 
involvement to the degree usually associated with ownership. 

(g)  Expenses 

Expenses including rates, taxes and other outgoings, are brought to account on an accrual basis and any related 
payables are carried at cost. 

(h)  Cash and cash equivalents 

Cash and cash equivalents in the balance sheet comprise cash at bank and in hand and short-term deposits with 
an original maturity of three months or less that are readily convertible to known amounts of cash which are 
subject to an insignificant risk of changes in value. 

For the purposes of the Statement of Cash Flow, cash and cash equivalents consist of cash and cash equivalents 
as defined above. 

(i)  Trade and other receivables 

Trade and other receivables, which generally have 30 day terms, are held to collect contractual cash flows and 
these contractual cash flows are solely payments of principal and interest. At initial recognition, these are 
measured at amortised cost at the transaction price. 

Trade and other receivables are subsequently measured at amortised cost using the effective interest rate 
method, reduced by impairment losses. Interest income and impairment losses are recognised in the income 
statement. The receivable is written off when there is no reasonable expectation of recovering the contractual 
cash flows. Any gain or loss on derecognition is also recognised in the income statement. 

In assessing for impairment under AASB 9, the Group assesses on a forward-looking basis the expected credit 
losses associated with its financial assets carried at amortised cost. For trade receivables, the Group applies the 
simplified approach permitted by the standard, which requires lifetime expected losses to be recognised from 
initial recognition of the receivables. 

To measure the expected credit losses, trade debtors and other receivables have been grouped based on shared 
credit risk characteristics and the days past due. The expected loss rates are based on outstanding balances, 
days past their due date and the corresponding historical credit losses experienced. Historical loss rates are 
adjusted to reflect current and forward looking information on macroeconomic factors (including GDP) affecting 
the ability of customers to settle their debts. 

85 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(i)  Trade and other receivables (continued) 

In assessing for impairment in prior years prior to the adoption of AASB 9, collectability of trade and other 
receivables was reviewed on an ongoing basis. Individual debts that are determined to be uncollectible are written 
off when identified. An impairment provision for doubtful debts is recognised when there is evidence that the 
Group will not be able to collect the receivable. 

(j)  Derivative financial instruments and hedging 

The Group utilises derivative financial instruments, both foreign exchange and interest rate derivatives to manage 
the risk associated with foreign currency and interest rate fluctuations.  Such derivative financial instruments are 
recognised at FVTPL. 

The Group has set defined policies and implemented hedging policies to manage interest and exchange rate 
risks.  Derivative instruments are transacted in line with these policies to achieve the economic outcomes in line 
with the Group’s treasury and hedging policy.  They are not transacted for speculative purposes. 

The Group does not employ hedge accounting and as such derivatives are recorded at fair value with gains or 
losses arising from the movement in fair values recorded in the income statement. 

(k) 

Investments and other financial assets 

All investments are initially recognised at cost, being the fair value of the consideration given. 

Financial assets in the scope of AASB 9 Financial Instruments are classified as either financial assets at fair value 
through profit or loss or financial assets at amortised cost.  The Group determines the classification of its financial 
assets after initial recognition and, when allowed and appropriate, re-evaluates this designation at each financial 
year-end.  At 30 June the Group’s investments in listed and unlisted securities have been classified as financial 
assets at fair value through profit or loss and property loans are classified as loans and receivables at amortised 
cost. Property loan financial assets that have a certain level of profit sharing component that do not meet the 
solely payments of principal and interest (SPPI) criterion under AASB 9 are measured at fair value through profit 
and loss. 

Financial assets at fair value through profit or loss 

The Group classifies its financial assets that do not meet the SPPI criterion and derivatives at fair value through 
the profit and loss (FVTPL). 

At initial recognition, the financial asset is measured at its fair value. Transaction costs are expensed in profit or 
loss. Financial assets at FVTPL are subsequently measured at fair value. Gains and losses from changes in fair 
value are recognised in the income statement unless they have been designated and qualify as cash flow or net 
investment hedging instruments, where the effective portion of changes in fair value is recognised in either a cash 
flow or foreign currency reserve within equity. Any gain or loss on derecognition is recognised in the income 
statement. 

The Group holds investments in unlisted securities and enters into loans and receivables with associated options 
that provide for a variety of outcomes including repayment of principal and interest, satisfaction through obtaining 
interests in equity or property or combinations thereof. 

Loans and receivables 

Loans and receivables are non-derivative financial assets that are not quoted in an active market with SPPI.  
Such assets are carried at amortised cost using the effective interest method. Gains and losses are recognised in 
profit or loss when the loans and receivables are derecognised or impaired. 

Subsidiaries 

Investment in subsidiaries are held at lower of cost or recoverable amount. 

86 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 

30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(l) 

Interest in joint arrangements 

The Group’s interest in joint venture entities is accounted for under the equity method of accounting in the 
consolidated financial statements.  The investment in the joint venture entities is carried in the consolidated 
balance sheet at cost plus post-acquisition changes in the Group’s share of net assets of the joint ventures, less 
any impairment in value.  The consolidated income statement reflects the Group’s share of the results of 
operations of the joint ventures. 

Investments in joint ventures are held at the lower of cost or recoverable amount in the investing entities. 

The Group’s interest in joint operations that give the parties a right to the underlying assets and obligations 
themselves is accounted for by recognising the Group’s share of those assets and obligations. 

(m)  Property, plant and equipment 

Hotel property, plant and equipment 

Property (including land and buildings), plant and equipment represent owner-occupied properties and are initially 
measured at cost including transaction costs and acquisition costs.  Subsequent to initial recognition, properties 
are measured at fair value less accumulated depreciation and any impairment in value after the date of 
revaluation. 

Depreciation is calculated on a straight-line basis over the estimated useful life of the asset as follows: 

Buildings – 50 years 

Plant and equipment – 3 to 20 years 

Revaluations of land and buildings 

Any revaluation increment is credited to the asset revaluation reserve included in the equity section of the balance 
sheet except to the extent that it reverses a revaluation decrease of the same asset previously recognised in 
profit or loss, in which case the increase is recognised in profit or loss. 

Any revaluation decrease is recognised in profit or loss except to the extent that it offsets a previous revaluation 
increase for the same asset in which case the decrease is debited directly to the asset revaluation reserve to the 
extent of the credit balance existing in the revaluation reserve for that asset.  

Gains and losses on disposals are determined by comparing proceeds with the carrying amount.  These are 
included in the income statement. 

Any accumulated depreciation as at the revaluation date is eliminated against the gross carrying amounts of the 
assets and the net amounts are restated to the revalued amounts of the assets. 

Hotel property, plant and equipment are independently valued on an annual basis unless the underlying financing 
requires a more frequent independent valuation cycle. 

Other property, plant and equipment 

Land and buildings are measured at fair value, based on periodic valuations by external independent valuers, less 
accumulated depreciation on buildings and less any impairment losses recognised after the date of the 
revaluation. 

Plant and equipment is stated at historical cost less accumulated depreciation and any impairment losses. 

Depreciation is calculated on a straight-line basis over the estimated useful life of the asset as follows: 

Buildings – 40 years 

Plant and equipment – over 5 to 15 years 

Impairment 

The carrying values of property, plant and equipment are reviewed for impairment when events or changes in 
circumstances indicate the carrying value may not be recoverable.  For an asset that does not generate largely 
independent cash inflows, the recoverable amount is determined for the cash-generating unit to which the asset 
belongs. 

If any such indication exists and where the carrying values exceed the estimated recoverable amount, the assets 
or cash-generating units are written down to their recoverable amount. 

87 

 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(m)  Property, plant and equipment (continued) 

The recoverable amount of property (including land and buildings), plant and equipment is the greater of fair value 
less costs to sell and value in use.  In assessing value in use, the estimated future cash flows are discounted to 
their present value using a pre-tax discount rate that reflects current market assessments of the time value of 
money and the risks specific to the assets. 

Impairment losses are recognised in the income statement. 

Independent valuations are performed with sufficient regularity to ensure that the carrying amount does not differ 
materially from the asset’s fair value at the balance sheet date. 

Disposal 
An item of property, plant and equipment is derecognised upon disposal or when no future economic benefits are 
expected to arise from the continued use of the asset. 

Any gain or loss arising on derecognition of the asset (calculated as the difference between the net disposal 
proceeds and the carrying amount of the asset) is included in the income statement in the year the asset is 
derecognised. 

Other property, plant and equipment are independently valued on a staggered basis every two years unless the 
underlying financing requires a more frequent independent valuation cycle. 

(n) 

Investment properties 

Investment properties are measured initially at cost, including transaction costs. The carrying amount includes the 
cost of replacing parts of an existing investment property at the time that the cost is incurred if the recognition 
criteria are met, and excludes the costs of day-to-day servicing of an investment property.  Subsequent to initial 
recognition, investment properties are stated at fair value, which reflects market and property specific conditions 
at the balance sheet date.  This includes investment properties under redevelopment because fair value can be 
calculated based on estimated fair value on completion of redevelopment after allowing for the remaining 
expected costs of completion plus an appropriate risk adjusted development margin. Gains or losses arising from 
changes in the fair values of investment properties are recognised in the income statement in the year in which 
they arise. 

Investment properties are derecognised either when they have been disposed of or when the investment property 
is permanently withdrawn from use and no future economic benefit is expected from its disposal.  Any gains or 
losses on the retirement or disposal of an investment property are recognised in the income statement in the year 
of retirement or disposal. 

Investment properties under construction are carried at cost until when the construction is complete on practical 
completion because the fair value of an investment property under construction cannot be reliably measured.   

Transfers are made to investment property when, and only when, there is a change in use, evidenced by 
commencement of an operating lease to another party or ending of construction or development.  Transfers are 
made from investment property when, and only when, there is a change in use, evidenced by commencement of 
development with a view to sale. 

For a transfer from investment property to inventories, the deemed cost of property for subsequent accounting is 
its fair value at the date of change in use. For a transfer from inventories to investment property, any difference 
between the fair value of the property at that date and its previous carrying amount is recognised in profit or loss. 

Land and buildings that meet the definition of investment property are considered to have the function of an 
investment and are therefore regarded as a composite asset, the overall value of which is influenced by many 
factors, the most prominent being income yield, rather than diminution in value of the building content due to the 
passing of time.  Accordingly, the buildings and all components thereof, including integral plant and equipment, 
are not depreciated. 

Investment properties are independently valued on a staggered basis every two years unless the underlying 
financing requires a more frequent independent valuation cycle.  In determining fair value, the capitalisation of net 
income method and the discounting of future cashflows to their present value have been used. 

88 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(n) 

Investment properties (continued) 

Lease incentives provided by the Group to lessees, and rental guarantees which may be received by the Group 
from third parties (arising from the acquisition of investment properties) are included in the measurement of fair 
value of investment property.  Leasing costs and incentives are included in the carrying value of investment 
property and are amortised over the respective lease period, either using a straight-line basis, or a basis which is 
more representative of the pattern of benefits. 

Under AASB 140, investment properties, including any plant and equipment, are not subject to depreciation. 
However, depreciation allowances in respect of certain buildings, plant and equipment are currently available to 
investors for taxation purposes. 

(o)  Leases 

The determination of whether an arrangement is or contains a lease is based on the substance of the 
arrangement and requires an assessment of whether the fulfilment of the arrangement is dependent on the use of 
a specific asset or assets and the arrangement conveys a right to use the asset. 

Group as lessee 

Operating lease payments are recognised as an expense in the income statement on a straight-line basis over 
the lease term.  Lease incentives are recognised in the income statement as an integral part of the total lease 
expense. 

Group as a lessor 

Leases in which the Group retains substantially all the risks and benefits of ownership of the lease assets are 
classified as operating leases. 

(p)  Goodwill and intangibles 

Goodwill 

Goodwill on acquisition is initially measured at cost being the excess of the cost of the business combination over 
the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities.  Following 
initial recognition, goodwill is measured at cost less any accumulated impairment losses and is not amortised.  
Goodwill is reviewed for impairment, annually or more frequently if events or changes in circumstances indicate 
that the carrying value may be impaired. 

For the purpose of impairment testing, goodwill acquired in a business combination is, from the acquisition date, 
allocated to each of the Group’s cash-generating units, or groups of cash-generating units, that are expected to 
benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the Group are 
assigned to those units or groups of units.  Each unit or group of units to which the goodwill is so allocated: 

-  Represents the lowest level within the Group at which the goodwill is monitored for internal management 

- 

purposes; and 
Is not larger than a segment based on either the Group’s primary or the Group’s secondary reporting format 
determined in accordance with AASB 8 Operating Segments. 

Impairment is determined by assessing the recoverable amount of the cash-generating unit (group of cash-
generating units), to which the goodwill relates.  When the recoverable amount of the cash-generating unit (group 
of cash-generating units) is less that the carrying amount, an impairment loss is recognised.  When goodwill 
forms part of a cash-generating unit (group of cash-generating units) and an operation within that unit is disposed 
of, the goodwill associated with the operation disposed of is included in the carrying amount of the operation 
when determining the gain or loss on disposal of the operation.  Goodwill disposed of in this manner is measured 
based on the relative values of the operation disposed of and the portion of the cash-generating unit retained. 

Impairment losses recognised for goodwill are not subsequently reversed. 

89 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(q) 

Impairment of non-financial assets other than goodwill 

Intangible assets that have an indefinite useful life are not subject to amortisation and are tested annually for 
impairment, or more frequently if events or changes in circumstances indicate that they might be impaired.  Other 
assets are tested for impairment whenever events or changes in circumstances indicate that the carrying amount 
may not be recoverable.  An impairment loss is recognised for the amount by which the asset’s carrying amount 
exceeds its recoverable amount. Recoverable amount is the higher of an asset’s fair value less costs to sell and 
value in use.  For the purposes of assessing impairment, assets are grouped at the lowest levels for which there 
are separately identifiable cash inflows that are largely independent of the cash inflows from other assets or 
groups of assets (cash-generating units).  Non-financial assets other that goodwill that suffered an impairment are 
tested for possible reversal of the impairment whenever events or changes in circumstances indicate that the 
impairment may have reversed. 

(r)  Trade and other payables 

Trade payables and other payables are carried at amortised cost.  They represent liabilities for goods and 
services provided to the Group prior to the end of the financial year that are unpaid and arise when the Group 
becomes obliged to make future payments in respect of the purchase of these goods and services.  The amounts 
are unsecured and are usually paid within 30 days of recognition. 

(s)  Provisions and employee leave benefits 

Provisions are recognised when the Group has a present obligation (legal or constructive) as a result of a past 
event and it is probable that an outflow of resources embodying economic benefits will be required to settle the 
obligation and a reliable estimate can be made of the amount of the obligation. 

Provisions are measured at the present value of management’s best estimate of the expenditure required to settle 
the present obligation at the balance sheet date.  If the effect of the time value of money is material, provisions 
are discounted using a current pre-tax rate that reflects the time value of money and the risks specific to the 
liability.  The increase in the provision resulting from the passage of time is recognised in finance costs. 

Employee leave benefits 

(i)  Wages, salaries, annual leave and sick leave 

Liabilities for wages and salaries, including non-monetary benefits, annual leave and accumulating sick leave 
expected to be settled within 12 months of the reporting date are recognised in respect of employees’ services up 
to the reporting date.  They are measured at the amounts expected to be paid when the liabilities are settled. 
Expenses for non-accumulating sick leave are recognised when the leave is taken and are measured at the rates 
paid or payable. 

ii)  Long service leave 

The liability for long service leave is recognised and measured as the present value of expected future payments 
to be made in respect of services provided by employees up to the reporting date using the projected unit credit 
method.  Consideration is given to expected future wage and salary levels, experience of employee departures, 
and periods of service.  Expected future payments are discounted using market yields at the reporting date on 
national government bonds with terms to maturity and currencies that match, as closely as possible, the 
estimated future cash outflows. 

(t)  Distributions and dividends 

Trusts generally distribute their distributable assessable income to their unitholders.  Such distributions are 
determined by reference to the taxable income of the respective trusts.  Distributable income may include capital 
gains arising from the disposal of investments and tax-deferred income.  Unrealised gains and losses on 
investments that are recognised as income are usually retained and are generally not assessable or distributable 
until realised.  Capital losses are not distributed to security holders but are retained to be offset against any future 
realised capital gains. 

A liability for dividend or distribution is recognised in the Balance Sheet if the dividend or distribution has been 
declared, determined or publicly recommended prior to balance date. 

90 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(u) 

Interest-bearing loans and borrowings 

All loans and borrowings are initially recognised at cost, being the fair value of the consideration received net of 
transaction costs associated with the borrowing.  

After initial recognition, interest-bearing loans and borrowings are subsequently measured at amortised cost using 
the effective interest method.  Fees paid in the establishment of loan facilities are included as part of the carrying 
amount of loans and borrowings. 

Borrowings are classified as non-current liabilities where the Group has an unconditional right to defer settlement 
of the liability for at least 12 months after the balance sheet date. 

Borrowing Costs 

Borrowing costs are recognised as an expense when incurred unless they relate to a qualifying asset or to upfront 
borrowing establishment and arrangement costs, which are deferred and amortised as an expense over the life of 
the facility.  A qualifying asset is an asset that generally takes more than 12 months to get ready for its intended 
use or sale.  In these circumstances, the financing costs are capitalised into the cost of the asset.  Where funds 
are borrowed by the Group for the acquisition or construction of a qualifying asset, the amount of the borrowing 
costs capitalised are those incurred in relation to the borrowing. 

(v)  Contributed equity 

Issued and paid up capital is recognised at the fair value of the consideration received by the Group.  Stapled 
securities are classified as equity.  Incremental costs directly attributable to the issue of new securities are shown 
in equity as a deduction, net of tax, from the proceeds. 

(w)  Non-current assets held for sale and discontinued operations 

The Group classifies non-current assets and disposal groups as held for sale if their carrying amounts will be 
recovered principally through a sale transaction rather than through continuing use. Upon classification as held for 
sale, assets are recognised at the lower of carrying amount and fair value less costs to sell with the exception of 
investment properties which are valued in accordance with Note 23(n). 

Property, plant and equipment and intangible assets are not depreciated or amortised once classified as held for 
sale. 

Assets and liabilities classified as held for sale are presented separately as current items in the statement of 
financial position. 

A segment, entity or operation disposed of or wound up qualifies as discontinued operation if it is a component of 
the Group that represents a separate major line of business or geographical area of operations. 

Discontinued operations are excluded from the results of continuing operations and are presented as a single 
amount as profit or loss after tax from discontinued operations in the statement of profit or loss. 

Additional disclosures are provided in Note 22. All other notes to the financial statements include amounts for 
continuing operations, unless indicated otherwise. 

(x) 

Inventories 

Property Development 

Inventories are stated at the lower of cost and net realisable value.  Net realisable value is determined on the 
basis of sales in the ordinary course of business.  Expenses of marketing, selling and distribution to customers 
are estimated and deducted to establish net realisable value.  Where the net realisable value of inventory is less 
than cost, an impairment expense is recognised in the consolidated income statement.  Reversals of previously 
recognised impairment charges are recognised in the consolidated income statement such that the inventory is 
always carried at the lower of cost and net realisable value.  Cost includes the purchase consideration, 
development costs and holding costs such as borrowing costs, rates and taxes. 

Hotel 

Inventories are valued at the lower of cost and net realisable value. 

Net realisable value is the estimated selling price in the ordinary course of business, less the estimated costs 
necessary to make the sale. 

91 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(y)  Taxation 

The Group comprises taxable and non-taxable entities.  A liability for current and deferred tax and tax expense is 
only recognised in respect of taxable entities that are subject to income tax and potential capital gains tax as 
detailed below. 

Trust income tax 

Under current Australian income tax legislation AT, AIT, ASPT and AHT are not liable to Australian income tax 
provided security holders are presently entitled to the taxable income of the trusts and the trusts generally 
distribute their taxable income. 

Company income tax 

AGHL and its Australian resident wholly-owned subsidiaries, ASOL and its Australian resident wholly-owned 
subsidiaries and AHL and its Australian resident wholly-owned subsidiaries have formed separate tax 
consolidation groups. AGHL, ASOL and AHL have entered into tax funding agreements with their Australian 
resident wholly-owned subsidiaries, so that each subsidiary agrees to pay or receive its share of the allocated tax 
at the current tax rate.  

The head tax entity and the controlled entities in each tax consolidated group continue to account for their own 
current and deferred tax amounts. 

In addition to its own current and deferred tax amounts, the head tax entity also recognises the current tax 
liabilities (or assets) and the deferred tax assets arising from unused tax losses and unused tax credits assumed 
from controlled entities in the tax consolidated group. 

Assets or liabilities arising under tax funding agreements with the tax consolidated entities are recognised as 
amounts receivable from or payable to other entities in the group.  

Any difference between the amounts assumed and amounts receivable or payable under the tax funding 
agreements are recognised as a contribution to (or distribution from) wholly-owned tax consolidated entities. 

Current tax assets and liabilities for the current and prior periods are measured at the amount expected to be 
recovered from or paid to the taxation authorities.  The tax rates and tax laws used to compute the amount are 
those that are enacted or substantively enacted by the balance sheet date.  

Deferred income tax assets are recognised for all deductible temporary differences, carry forward of unused tax 
assets and unused tax losses, to the extent that it is probable that taxable profit will be available against which the 
deductible temporary differences, and the carry-forward of unused tax assets and unused tax losses can be 
utilised, except: 

-  when the deferred income tax asset relating to the deductible temporary difference arises from the initial 

recognition of an asset or liability in a transaction that is not a business combination and, at the time of the 
transaction, affects neither the accounting profit nor taxable profit or loss; or  

-  when the deductible temporary differences associated with investments in subsidiaries, associates and 

interests in joint ventures, deferred tax assets are only recognised to the extent that it is probable that the 
temporary differences will reverse in the foreseeable future and taxable profit will be available against which 
the temporary differences can be utilised. 

The carrying amount of deferred income tax assets is reviewed at each balance sheet date and reduced to the 
extent that it is no longer probable that sufficient taxable profit will be available to allow all or part of the deferred 
income tax asset to be utilised. 

Unrecognised deferred income tax assets are reassessed at each balance sheet date and are recognised to the 
extent that it has become probable that future taxable profit will allow the deferred tax asset to be recovered.  

Deferred income tax is provided on all temporary differences at the balance sheet date between the tax bases of 
assets and liabilities and their carrying amounts for financial reporting purposes.  

92 

 
 
ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(y)  Taxation (continued) 

Deferred income tax liabilities are recognised for all taxable temporary differences, except: 

-  when the deferred income tax liability arises from the initial recognition of an asset or liability in a transaction 
that is not a business combination and, at the time of the transaction, affects neither the accounting profit nor 
taxable profit or loss; or  

-  when the taxable temporary differences associated with investments in subsidiaries, associates and interests 

in joint ventures, and the timing of the reversal of the temporary differences can be controlled and it is 
probable that the temporary differences will not reverse in the foreseeable future. 

Deferred income tax assets and liabilities are measured at the tax rates that are expected to apply to the year 
when the asset is realised or the liability is settled, based on tax rates (and tax laws) that have been enacted or 
substantively enacted at the balance sheet date. 

Income taxes relating to items recognised directly in equity are recognised in equity and not in the income 
statement. 

Deferred tax assets and deferred tax liabilities are offset only if a legally enforceable right exists to set off current 
tax assets against current tax liabilities and the deferred tax assets and liabilities relate to the same taxable entity 
and the same taxation authority. 

New Zealand 

The trusts that operate in New Zealand (“NZ”) are treated as a company for NZ income tax purposes and are 
taxed at the corporate tax rate of 28% (2018:  28%).  NZ income tax paid by the Trusts can be claimed as foreign 
tax credits to offset against foreign income and distributable to security holders.  NZ tax losses are carried forward 
provided the continuity test of ownership is satisfied.  Interest expense from the Trusts are fully deductible subject 
to thin capitalisation considerations.  Property revaluation gains or losses are to be excluded from taxable income, 
with no deferred tax implications as capital gains are not taxed in NZ. 

Income derived by companies which are incorporated in Australia and registered in NZ as overseas companies is 
exempt from tax in Australia where the income has been taxed in NZ.  This income is regarded as non-
assessable non-exempt income.  As such, income tax is calculated on the companies’ NZ taxable income and 
taxed at the NZ corporate rate of 28% (2018:  28%). 

Goods and services tax (GST) 

Revenues, expenses and assets are recognised net of the amount of GST except when the GST incurred on a 
purchase of goods and services is not recoverable from the taxation authority, in which case the GST is 
recognised as part of the cost of acquisition of the asset or as part of the expense item as applicable; and 
receivables and payables are stated with the amount of GST included. 

The net amount of GST recoverable from, or payable to, the taxation authority is included as part of receivables 
or payables in the balance sheet. 

Cash flows are included in the Cash Flow Statement on a gross basis and the GST component of cash flows 
arising from investing and financing activities, which is recoverable from, or payable to, the taxation authority are 
classified as operating cash flows. 

Commitments and contingencies are disclosed net of the amount of GST recoverable from, or payable to, the 
taxation authority. 

93 

ABACUS PROPERTY GROUP 

NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

23.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

(z)  Earnings per stapled security (EPSS) 

Basic EPSS is calculated as net profit attributable to stapled security holders, adjusted to exclude costs of 
servicing equity (other than distributions) divided by the weighted average number of stapled securities on issue 
during the period under review. 

Diluted EPSS is calculated as net profit attributable to stapled security holders, adjusted for: 

- 
- 

- 

costs of servicing equity (other than distributions); 
the after tax effect of dividends and interest associated with dilutive potential stapled securities that have 
been recognised as expenses; and  
other non-discretionary changes in revenues or expenses during the period that would result from the dilution 
of potential stapled securities;  

divided by the weighted average number of stapled securities and dilutive potential stapled securities, adjusted for 
any bonus element. 

(za)  Security based payment plans 

Executives of the Group receive remuneration in the form of security based payments, whereby Executives 
render services as consideration for equity instruments (equity-settled transactions). 

The cost of equity-settled transactions is determined by the fair value at the date when the grant is made, using 
an appropriate valuation model and is recognised, together with a corresponding increase in other capital 
reserves in equity, over the period in which the performance and/or service conditions are fulfilled.  The 
cumulative expense recognised for equity-settled transactions at each reporting date until the vesting date reflects 
the extent to which the vesting period has expired and the Group’s best estimate of the number of equity 
instruments that will ultimately vest.  The income statement expense or credit for a period represents the 
movement in cumulative expense recognised as at the beginning and end of that period and is recognised in 
employee benefits expense (Note 20). 

No expense is recognised for awards that do not ultimately vest, except for equity-settled transactions for which 
vesting is conditional upon a market or non-vesting condition.  These are treated as vesting irrespective of 
whether or not the market or non-vesting conditions are satisfied, provided that all other performance and / or 
service conditions are satisfied. 

When the terms of an equity-settled award are modified, the minimum expense recognised is the expense had 
the terms not been modified, if the original terms of the award are met.  An additional expense is recognised for 
any modification that increases the total fair value of the security based payment transaction, or is otherwise 
beneficial to the employee as measured at the date of modification. 

When an equity-settled award is cancelled, it is treated as if it vested on the date of cancellation, and any 
expense not yet recognised for the award is recognised immediately.  This includes any award where non-vesting 
conditions within the control of either the entity or the employee are not met. 

94 

 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2019 

24.  AUDITOR’S REMUNERATION 

ABACUS PROPERTY GROUP 

2019

$

2018

$

Amounts received or due and receivable by Ernst & Young Australia for:

 -  An audit of the financial report of the entity and any other entity in the consolidated group

             1,156,450 

            1,037,571 

 -  Other services in relation to the entity and any other entity in the consolidated group

 - assurance services

 - taxation services

 - compliance services

                103,493 

                 95,895 

                    6,744 

                        - 

                  38,800 

                 38,200 

             1,305,487 

            1,171,666 

25.  EVENTS AFTER BALANCE SHEET DATE 

In July 2019 Abacus completed a fully underwritten institutional placement of 63.3 million new ordinary stapled 
securities at an issue price of $3.95 per stapled security which raised $250 million. A Security Purchase Plan 
(“SPP”) has also been offered to eligible securityholders to apply for up to $15,000 of new securities at $3.95 per 
stapled security. 

On 9 August 2019, Abacus exchanged contracts for the acquisition of a 32% tenants-in-common interest in 201 
Elizabeth Street, Sydney NSW for $201.6 million excluding transaction costs. The transaction will complete in two 
tranches, with settlement of a 24% stake in November 2019 and the balance between July and October 2020. 

Other than as disclosed in this report, there has been no other matter or circumstance that has arisen since the 
end of the financial year that has significantly affected, or may affect, the Group’s operations in future financial 
years, the results of those operations or the Group’s state of affairs in future financial years. 

95 

 
 
 
DIRECTORS’ DECLARATION 

ABACUS PROPERTY GROUP 

In accordance with a resolution of the Directors of Abacus Group Holdings Limited, we state that: 

In the opinion of the directors: 

a. 

the financial statements, notes and the additional disclosures included in the directors’ report 
designated as audited, of the company and of the consolidated entity are in accordance with the 
Corporations Act 2001, including: 

(i)  giving a true and fair view of the company’s and consolidated entity’s financial position 
as at 30 June 2019 and of their performance for the year ended on that date; and 

(ii)  complying with Australian Accounting Standards (including Australian Accounting 

Interpretations) and the Corporations Regulations 2001;  

b. 

c. 

the financial report also complies with International Financial Reporting Standards as disclosed in 
Note 23(b); and 

there are reasonable grounds to believe that the Company will be able to pay its debts as and 
when they become due and payable. 

This declaration has been made after receiving the declarations required to be made to the directors in 
accordance with sections 295A of the Corporations Act 2001 for the financial year ended 30 June 2019. 

On behalf of the Board 

John Thame 
Chairman 
Sydney, 16 August 2019 

Steven Sewell 
Managing Director 

96 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ernst & Young 
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 

Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 

Independent Auditor's Report to the Members of Abacus Group 
Holdings Limited 

Report on the Audit of the Financial Report 

Opinion  

We have audited the financial report of Abacus Group Holdings Limited (the Company) and its 
subsidiaries (collectively the Group), which comprises the consolidated statement of financial 
position as at 30 June 2019, the consolidated statement of comprehensive income, the 
consolidated statement of changes in equity and the consolidated statement of cash flows for the 
year then ended, notes to the financial statements, including a summary of significant accounting 
policies, and the Directors’ Declaration. 

In our opinion, the accompanying financial report of the Group is in accordance with the 
Corporations Act 2001, including: 

(i) 

giving a true and fair view of the consolidated financial position of the Group as at 30 June 
2019 and of its consolidated financial performance for the year ended on that date; and 

(ii) 

complying with Australian Accounting Standards and the Corporations Regulations 2001. 

Basis for Opinion 

We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities 
under those standards are further described in the Auditor’s Responsibilities for the Audit of the 
Financial Report section of our report. We are independent of the Group in accordance with the 
auditor independence requirements of the Corporations Act 2001 and the ethical requirements of 
the Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for 
Professional Accountants (the Code) that are relevant to our audit of the financial report in 
Australia. We have also fulfilled our other ethical responsibilities in accordance with the Code.  

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis 
for our opinion.  

Key Audit Matters 

Key audit matters are those matters that, in our professional judgment, were of most significance 
in our audit of the financial report of the current year. These matters were addressed in the context 
of our audit of the financial report as a whole, and in forming our opinion thereon, but we do not 
provide a separate opinion on these matters. For each matter below, our description of how our 
audit addressed the matter is provided in that context. 

We have fulfilled the responsibilities described in the Auditor’s Responsibilities for the Audit of the 
Financial Report section of our report, including in relation to these matters. Accordingly, our audit 
included the performance of procedures designed to respond to our assessment of the risks of 
material misstatement of the financial report. The results of our audit procedures, including the 
procedures performed to address the matters below, provide the basis for our audit opinion on the 
accompanying financial report. 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

 
 
 
 
 
 
 
 
 
 
Investment Properties  

Why significant 

How our audit addressed the key audit matter 

The Group’s total assets include investment 
properties either held directly or via interests in 
Joint Ventures. These assets are carried at fair 
value, which is assessed by the directors with 
reference to either external independent 
property valuations or internal valuations, and 
are based on market conditions existing at the 
reporting date.  

This was considered a key audit matter due to 
the number of judgments required in 
determining fair value.  These judgments include 
assessing the capitalisation rate, discount rate, 
market rent, re-leasing costs and forecast 
occupancy levels.  

Disclosure relating to investment properties and 
the associated significant judgments are included 
in Note 5 of the financial report. 

Our audit procedures included the following: 

•  We assessed the effectiveness of relevant 

controls over the leasing process and associated 
tenancy reports which are used as source data in 
the property valuations by testing a sample of the 
relevant controls.  

•  For a sample of internal and external valuations, 
we evaluated the key assumptions and tested key 
inputs to tenancy schedules. These assumptions 
and inputs included market and contractual rent, 
occupancy rates including forecast occupancy 
levels, forecast rent, lease terms, re-leasing 
costs, operating expenditure and future capital 
expenditure.  

•  For a sample of internal valuations we tested the 

mathematical accuracy of the valuation. 
•  For selected properties we involved our real 
estate valuation specialists to assist with the 
assessment of the valuation assumptions and 
methodologies. 

•  Where relevant we evaluated the movement in 
the capitalisation rates and forecast occupancy 
and rent across the portfolio based on our 
knowledge of the property portfolio, published 
industry reports and comparable external 
valuations. 

•  Where relevant we assessed the reasonableness 

of comparable transactions utilised in the 
valuation process. 

•  We evaluated the suitability of the valuation 

methodology across the portfolio based on the 
type of asset; and 

•  We assessed the qualifications, competence and 

objectivity of the valuers 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

 
  
 
 
 
 
 
 
 
 
 
Property Loans   

Why significant 

The Group provides mortgage loans to external 
parties for which the underlying security is either 
investment property or development property 
assets.  These loans are carried at either fair value 
or amortised cost, for which an expected credit 
loss is assessed.  

An assessment is undertaken to determine 
whether loans are to be carried at fair value or 
amortised cost with loans containing a profit share 
component being carried at fair value. 

The Group applies Australian Accounting Standard 
AASB 9 Financial Instruments in calculating the 
provision for expected credit loss. This involves 
judgement as the expected credit losses reflect 
information about past events, current conditions 
and forecast conditions. 

AASB 9 was adopted on a modified retrospective 
basis at 1 July 2018. An expected credit loss 
provision adjustment of $14.3m was recognised in 
the retained earnings balance at 1 July 2018. 
Management has reassessed the measurement of 
the provision at 30 June 2019. 

Property Loan accounting was considered a key 
audit matter as the assessment of the valuation of 
the loans, either directly through determination of 
fair value or indirectly through consideration of 
impairment, and the determination of the 
provision for expected credit loss is subject to a 
series of complex judgements. The assessment of 
value is determined with reference to the value of 
the underlying security or future performance of 
the underlying development which is determined 
through a feasibility assessment for each project. 
The feasibility assessments estimate the revenue 
and costs of the development over the assumed 
life of the project.    

Disclosure relating to property loans and the 
associated significant judgements is included in 
Note 7 of the financial report.  

Disclosure of revenue recognition policies is 
included in Note 22(f) of the financial report. 

How our audit addressed the key audit matter 

Our audit procedures included the following: 

•  We assessed the classification of each mortgage 
loan as either amortised cost or fair value under 
AASB 9 based on the terms of the underlying 
loan terms. 

•  For a sample of loans, we evaluated the value 
assigned by assessing the feasibilities of the 
underlying development asset. For this sample 
we assessed the feasibility by performing 
procedures consistent with those performed on 
Inventories as set out in the inventories key 
audit matter below.  

•  For a sample of loans where a valuation of the 
underlying security was obtained by the Group 
as an input to the loan value, we assessed the 
valuation by performing procedures consistent 
with those performed on Investment property 
valuations referred to in the preceding key audit 
matter.  

•  We re-performed the Group’s calculations of fair 

value. 

•  We assessed the Group’s methodology in 

calculating the expected credit loss provision 
and re-performed the Group’s calculations. 
•  We assessed the key inputs into the provision 

for expected credit loss including: 
•  Assessing completeness of the loans 

included in the calculation, 

•  Determining the appropriateness of the 

credit rating applied to individual loans with 
reference to borrower specific and 
macroeconomic factors,  

•  Verifying cross-collateralisation of 

mortgage loans to loan documentation; 
•  Performed sensitivity analyses in relation 
to the key forward looking assumptions 
including timing of loan repayment. 
•  We evaluated the classification of loans between 
current and non-current based on the status of 
the underlying property supporting 
recoverability, the expected timing of 
settlement and the status of the underlying 
developments. 

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Inventories 

Why significant 

The Group’s total assets include development 
property assets either held directly or via 
interests in Joint Ventures.  Development assets 
are carried at the lower of cost or net realisable 
value.  Net realisable value is determined 
through a feasibility assessment for each project 
that estimates the revenue and costs of the 
development over the assumed life of the 
project.   

This was considered a key audit matter as the 
determination of net realisable value is affected 
by subjective elements within the estimated 
costs and projected revenues over an assumed 
development life. These values are sensitive to 
changes in the underlying assumptions.   

Disclosure of inventories and associated 
significant judgements is included in Note 6 of 
the financial report.  

Disclosure of revenue recognition policies is 
included in Note 22(f) of the financial report. 

How our audit addressed the key audit matter 

Our audit procedures included the following: 

•  We Interviewed Project Managers employed by 

the Group, to understand the status and progress 
of the developments.  

•  We assessed the historical accuracy of previous 

forecast development outcomes. 

•  Where applicable we evaluated the assumptions 
adopted in the feasibility assessments in light of 
current market evidence by: 
   comparing the sales revenue assumed to the 
most recent historical or comparable sales; 
   corroborating the costs projected to signed 

contracts, recent or actual costs incurred for 
current or comparable projects or other 
external cost estimates;  

   assessed contingency estimates for remaining 

development risks. 

•  Where external valuations have been obtained as 
part of the net realisable value assessment, we 
assessed the qualifications, competence and 
objectivity of the valuers.  

•  We tested the mathematical accuracy of the 

feasibility assessments. 

•  For selected properties we involved our real 

estate valuation specialists in the assessment of 
the assumptions. 

•  Where relevant, we performed sensitivity 

analyses in relation to the key forward looking 
assumptions including number of lots developed, 
sales price achieved, finance costs and time to 
completion. 

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Equity Accounted Investments 

Why significant 

How our audit addressed the key audit matter 

The Group has entered into a number of joint 
venture arrangements which are involved in 
property investment or property development. 
The application of the equity method of 
accounting for the joint venture investments is 
predicated on the Group having joint control with 
the other party(ies) under the arrangements.     

We have focused on this area as a key audit 
matter due to the judgment involved in assessing 
whether the entities are controlled or joint 
ventures.  

Disclosure of equity accounted investments and 
the associated significant judgements are 
included in Note 8 of the financial report.  

Our audit procedures included the following:  

•  For new joint ventures entered into during the 

year we assessed the joint venture agreements to 
understand the ownership interest and rights of 
each joint venture party.  We considered the 
Group’s assessment of joint control and the 
determination of applying equity accounting to 
the investment.  

•  For existing joint ventures we confirmed with the 
Group that there had been no changes to the joint 
arrangements with respect to decision making 
power and entitlement to profits nor in the 
underlying operation and performance of the 
arrangement, which would amend the conclusion 
from prior periods. 

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Information Other than the Financial Report and Auditor’s Report Thereon 

The directors are responsible for the other information. The other information comprises the 
information included in the Group’s 2019 Annual Report, but does not include the financial report 
and our auditor’s report thereon. 

Our opinion on the financial report does not cover the other information and we do not and will not 
express any form of assurance conclusion thereon, with the exception of the Remuneration Report 
and our related assurance opinion. 

In connection with our audit of the financial report, our responsibility is to read the other 
information and, in doing so, consider whether the other information is materially inconsistent with 
the financial report or our knowledge obtained in the audit or otherwise appears to be materially 
misstated.  

If, based on the work we have performed, we conclude that there is a material misstatement of this 
other information, we are required to report that fact. We have nothing to report in this regard. 

Responsibilities of the Directors’ for the Financial Report 

The directors of the Company are responsible for the preparation of the financial report that gives 
a true and fair view in accordance with Australian Accounting Standards and the Corporations Act 
2001 and for such internal control as the directors determine is necessary to enable the 
preparation of the financial report that gives a true and fair view and is free from material 
misstatement, whether due to fraud or error. 

In preparing the financial report, the directors are responsible for assessing the Group’s ability to 
continue as a going concern, disclosing, as applicable, matters relating to going concern and using 
the going concern basis of accounting unless the directors either intend to liquidate the Group or to 
cease operations, or have no realistic alternative but to do so. 

Auditor’s Responsibilities for the Audit of the Financial Report  

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is 
free from material misstatement, whether due to fraud or error, and to issue an auditor’s report 
that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee 
that an audit conducted in accordance with the Australian Auditing Standards will always detect a 
material misstatement when it exists. Misstatements can arise from fraud or error and are 
considered material if, individually or in the aggregate, they could reasonably be expected to 
influence the economic decisions of users taken on the basis of this financial report. 

As part of an audit in accordance with Australian Auditing Standards, we exercise professional 
judgment and maintain professional scepticism throughout the audit.  We also: 

• 

Identify and assess the risks of material misstatement of the financial report, whether due to 
fraud or error, design and perform audit procedures responsive to those risks, and obtain 
audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of 
not detecting a material misstatement resulting from fraud is higher than for one resulting 
from error, as fraud may involve collusion, forgery, intentional omissions, 
misrepresentations, or the override of internal control. 

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• 

• 

• 

• 

• 

Obtain an understanding of internal control relevant to the audit in order to design audit 
procedures that are appropriate in the circumstances, but not for the purpose of expressing 
an opinion on the effectiveness of the Group’s internal control.  

Evaluate the appropriateness of accounting policies used and the reasonableness of 
accounting estimates and related disclosures made by the directors. 

Conclude on the appropriateness of the directors’ use of the going concern basis of 
accounting and, based on the audit evidence obtained, whether a material uncertainty exists 
related to events or conditions that may cast significant doubt on the Group’s ability to 
continue as a going concern. If we conclude that a material uncertainty exists, we are 
required to draw attention in our auditor’s report to the related disclosures in the financial 
report or, if such disclosures are inadequate, to modify our opinion. Our conclusions are 
based on the audit evidence obtained up to the date of our auditor’s report. However, future 
events or conditions may cause the Group to cease to continue as a going concern.  

Evaluate the overall presentation, structure and content of the financial report, including the 
disclosures, and whether the financial report represents the underlying transactions and 
events in a manner that achieves fair presentation. 

Obtain sufficient appropriate audit evidence regarding the financial information of the 
entities or business activities within the Group to express an opinion on the financial report. 
We are responsible for the direction, supervision and performance of the Group audit. We 
remain solely responsible for our audit opinion. 

We communicate with the Directors regarding, among other matters, the planned scope and timing 
of the audit and significant audit findings, including any significant deficiencies in internal control 
that we identify during our audit.  

We also provide the directors with a statement that we have complied with relevant ethical 
requirements regarding independence, and to communicate with them all relationships and other 
matters that may reasonably be thought to bear on our independence, and where applicable, 
related safeguards. 

From the matters communicated to the directors, we determine those matters that were of most 
significance in the audit of the financial report of the current year and are therefore the key audit 
matters. We describe these matters in our auditor’s report unless law or regulation precludes public 
disclosure about the matter or when, in extremely rare circumstances, we determine that a matter 
should not be communicated in our report because the adverse consequences of doing so would 
reasonably be expected to outweigh the public interest benefits of such communication. 

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Report on the Audit of the Remuneration Report 

Opinion on the Remuneration Report 

We have audited the Remuneration Report included in pages 18 to 31 of the Directors' Report for 
the year ended 30 June 2019. 

In our opinion, the Remuneration Report of Abacus Group Holdings Limited for the year ended 30 
June 2019, complies with section 300A of the Corporations Act 2001. 

Responsibilities 

The Directors of the Company are responsible for the preparation and presentation of the 
Remuneration Report in accordance with section 300A of the Corporations Act 2001. Our 
responsibility is to express an opinion on the Remuneration Report, based on our audit conducted in 
accordance with Australian Auditing Standards. 

Ernst & Young 

Kathy Parsons 
Partner 
Sydney 
16 August 2019 

A member firm of Ernst & Young Global Limited 
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