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Abacus Property Group
Annual Report 2024

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FY2024 Annual Report · Abacus Property Group
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Appendix 4E 
 
Abacus Group 
(comprising Abacus Group Holdings Limited and its controlled entities, Abacus Trust and its controlled entities, Abacus Group Projects Limited 
and its controlled entities, Abacus Income Trust and its controlled entities) 
In August 2023, Abacus Group’s Self Storage business has been de-stapled from the Commercial business to create two separately listed stapled 
groups of Abacus Storage King (ASX:ASK) and Abacus Group, respectively. Abacus Group has also changed its ASX code from ABP to ABG. 
 
ABN:  31 080 604 619 
 
Annual Financial Report 
For the year ended 30 June 2024 
 
Results for announcement to the market 
(corresponding period: year ended 30 June 2023)
 
Total revenues and other income
up
36.5%
to 
$194.1m
Net profit after income tax expense attributable to 
stapled security holders
down
10.5x
to
($241.0m)
Funds from operations ("FFO") 
(1)
down
52.8%
to
$82.5m
FFO from continuing operations
up
3.2%
to
$81.3m
 
 
(1) FFO has been determined with reference to the updated Property Council of Australia’s voluntary disclosure guidelines to help investors and 
analysts compare many different AREITs. FFO is calculated by adding back tenant incentive amortisation, depreciation on owner occupied 
property, plant & equipment (PP&E), change in fair value of investments derecognised, unrealised fair value gains / losses on investment 
properties, adjustments arising from the effect of revaluing assets / liabilities carried at fair value (such as derivatives, financial instruments and 
investments), other non-recurring adjustments deemed significant on account of their nature and non-FFO tax benefit/expense. 
30 June 2024
30 June 2023
Basic earnings per security (cents)
(26.97)
                 
2.85
Basic funds from operations per security (cents)
9.24
19.58
Basic funds from continuing operations per security (cents)
9.10
8.82
Distribution per security (cents - including proposed distribution)
8.50
18.40
Weighted average securities on issue (million)
                    893.7                     893.5  
 
Distribution
Record date for determining entitlement to the distribution
per stapled security
4.25 cents
1 July 2024
June 2024 half year
This distribution was declared on 20 June 2024 and will be paid on 30 August 2024
 
 
Refer to the attached announcement for a detailed discussion of the Abacus Group's results and the above figures for the year ended
30 June 2024.
 
 
Total
Half December 2023 distribution
$38.0m
per stapled security
paid 29 February 2024
Details of individual and total distribution payments
4.25
The distribution was paid in full by Abacus Trust which does not pay tax, hence there were no franking credits attached.
 
 
Net tangible assets per security 
(2)
30 June 2024
$3.70
$1.76
30 June 2023
 
(2) Net tangible assets per security excludes external non-controlling interest. The Group has lost control of Abacus Storage Operations Limited 
and its controlled entities, and Abacus Storage Property Trust and its controlled entities during the period.  
Distribution Reinvestment Plan (DRP) 
The Group’s Distribution Reinvestment Plan (DRP) will not apply to the final distribution. Information on the terms of the DRP is available from 
our website www.abacusgroup.com.au.  

 
 
 
 
 
ANNUAL FINANCIAL REPORT
30 June 2024 

 
1 
 
ANNUAL FINANCIAL REPORT 
30 JUNE 2024 
Directory 
Abacus Group Holdings Limited 
Directors of  
ABN:  31 080 604 619 
Abacus Group Holdings Limited: 
Abacus Group Projects Limited 
ABN: 11 104 066 104 
Abacus Funds Management Limited 
ABN: 66 007 415 590 
 
Myra Salkinder, Chair 
Steven Sewell, Managing Director 
Trent Alston 
Mark Haberlin 
Sally Herman 
Jingmin Qian 
 
 
Registered Office: 
Level 13, 77 Castlereagh Street 
SYDNEY NSW 2000 
 
Company Secretary: 
Belinda Cleminson 
Tel: (02) 9253 8600 
Auditor (Financial and Compliance Plan): 
Fax: (02) 9253 8616 
Website: www.abacusgroup.com.au 
Ernst & Young 
200 George Street 
SYDNEY NSW 2000 
Custodian: 
Perpetual Trustee Company Limited  
Level 12 Angel Place 
123 Pitt Street 
SYDNEY NSW 2000 
 
Share Registry: 
Boardroom Pty Ltd 
Level 8, 210 George St  
SYDNEY NSW 2000 
Tel: 1300 737 760 
Fax: 1300 653 459 
 
CONTENTS 
DIRECTORS’ REPORT 
2 
AUDITOR’S INDEPENDENCE DECLARATION 
51 
CONSOLIDATED INCOME STATEMENT 
52 
CONSOLIDATED STATEMENT OF OTHER COMPREHENSIVE INCOME 
53 
CONSOLIDATED STATEMENT OF FINANCIAL POSITION 
54 
CONSOLIDATED STATEMENT OF CASH FLOW  
56 
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY  
57 
NOTES TO THE FINANCIAL STATEMENTS  
59 
CONSOLIDATED ENTITY DISCLOSURE STATEMENT 
110 
DIRECTORS’ DECLARATION  
111 
INDEPENDENT AUDITOR’S REPORT  
112 
 
It is recommended that this Annual Financial Report should be read in conjunction with the Annual Financial Report of Abacus Trust, Abacus Group Projects 
Limited and Abacus Income Trust as at 30 June 2024.  It is also recommended that the report be considered together with any public announcements made by 
the Abacus Group in accordance with its continuous disclosure obligations arising under the Corporations Act 2001. 

 
2 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
The Directors of Abacus Group Holdings Limited (“AGHL”), Abacus Funds Management Limited (“AFML”) – the 
Responsible Entity of Abacus Trust (“AT”) and Abacus Income Trust (“AIT”), and Abacus Group Projects Limited 
(“AGPL”) present their report for the year ended 30 June 2024. 
PRINCIPAL ACTIVITIES AND STRUCTURE 
The principal activities of Abacus Group during the year were investment in Commercial properties (office and other). 
Abacus Group is a strong asset backed, annuity style business where capital is directed towards assets that provide 
potential for enhanced income growth to generate increased total returns and create value. 
The operating and financial review is intended to convey the Directors’ perspective of Abacus Group and its 
operational and financial performance. It sets out information to assist securityholders to understand and interpret the 
financial statements included in this report prepared in accordance with Australian Accounting Standards and 
International Financial Reporting Standards (“IFRS”), as issued by the Australian Accounting Standards Board 
(“AASB”) and the International Accounting Standards Board (“IASB”) respectively. It should be read in conjunction 
with the financial statements and accompanying notes. 
Listed Structure / Entities 
The listed Abacus Group is a diversified property group that operates predominantly in Australia. It comprises AGHL, 
AT, AIT and AGPL (collectively “Abacus” or “the Group”) and its securities trade on the Australian Securities 
Exchange (“ASX”) as ABG. Abacus was listed on the ASX in November 2002 and its market capitalisation was over 
$1.0 billion at 30 June 2024. Abacus Group is included in the S&P/ASX 300 A-REIT index (ASX:XPK), a sub-index 
of the S&P/ASX 300 index that contains the listed vehicles classified as A-REITs.  
In August 2023, Abacus Group’s Self Storage business was de-stapled from the Commercial business to create two 
separately listed stapled groups of Abacus Storage King (ASX:ASK) and Abacus Group, respectively. Abacus Group 
also changed its ASX code from ABP to ABG. 
Shares in AGHL, AGPL and units in AT, AIT have been stapled together so that none can be dealt with without the 
others and are traded together on the ASX as Abacus Group securities. An Abacus Group security consists of one 
share in AGHL, one unit in AT, one share in AGPL and one unit in AIT. A transfer, issue or reorganisation of a share or 
unit in any of the component parts requires, while they continue to be stapled, a corresponding transfer, issue or 
reorganisation of a share or unit in each of the other component parts. 
AGHL and AGPL are companies that are incorporated and domiciled in Australia. AT and AIT are Australian 
registered managed investment schemes. AFML is the Responsible Entity of AT and AIT. AFML is incorporated and 
domiciled in Australia and is a wholly owned subsidiary of AGHL. 
Abacus Group Consolidation 
AGHL (the company) has been identified as the parent entity of the Group. The financial report of the Group for the 
year ended 30 June 2024 comprises the consolidated financial reports of AGHL and its controlled entities, AT and its 
controlled entities, AIT and its controlled entities, AGPL and its controlled entities, and also includes Abacus Storage 
Property Trust (“ASPT”) and its controlled entities and Abacus Storage Operations Limited (“ASOL”) until 3 August 
2023, as ASPT and ASOL were destapled from the Group on this date. 
 
 

 
3 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
OPERATING AND FINANCIAL REVIEW  
GROUP OVERVIEW 
Abacus Group completed a transformational de-staple in FY24, taking effect on 3 August 2023 to create a 
standalone Self Storage REIT, Abacus Storage King (ASX:ASK) (‘ASK’).  Post de-staple, Abacus Group is the 
manager of the ASK and following the transaction also remains invested with a strategic stake of 19.8% of ASK.  This 
strategic stake is the largest asset on Abacus’ balance sheet as its largest source of income, both through distributions 
received and from the fees it earns providing management services to ASK.   
As a standalone entity, the Abacus has a more focused portfolio of Commercial assets and is well positioned to drive 
income growth over the short to medium term. Abacus has limited capital expenditure forecast in the near term, with 
major capital projects completed in recent periods, positioning the portfolio for growth. Looking forward, we expect 
these investments to contribute positively to FFO as leasing up is achieved. 
The Group looks for investments in the Commercial sectors that can provide strong and stable cash-backed 
distributions, with potential for capital and income growth.  Despite a more challenging economic outlook, we remain 
confident that the Group is positioned to leverage our key enablers, being: 
• 
Our people and culture, repositioning capability and market insight. 
• 
Strategic investment in assets in major markets with a clear path to sustainable income growth. 
• 
Driving value through active management of the asset portfolio. 
Abacus Group has a track record of acquiring property-based assets and actively managing those assets to enhance 
income and thereby drive capital growth.  This track record has facilitated strategic partnering and joint ventures with a 
number of sophisticated third-party owners and major groups. 
The Board monitors a range of financial information and operating performance indicators to measure performance 
over time.  Funds from operations (“FFO”) is the key measure that Abacus Group uses to monitor the financial 
success of its overall strategy.  
Abacus Group is positioned to provide stable FFO growth over the medium to long term by using its active asset 
management capabilities, strong relationships with customers and our ability to capitalise on value-accretive 
investment opportunities.  
The current economic environment is being driven by high inflation and high interest rates. This may provide Abacus 
Group opportunities to acquire core assets with medium to long term growth prospects. Despite the challenging 
economic conditions, we believe our Commercial Office portfolio remains robust, given that the majority of the 
Group’s investments:  
• 
Are well located in CBD or suburban locations with low and often below market average rent levels;  
• 
Have limited exposure to full floor or multi-floor tenants; and  
• 
Focus on the responsible and sustainable evolution of core business practices.  
 
 

 
4 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
GROUP RESULTS SUMMARY 
The rising cost of capital and changing macroeconomic environment increased capitalisation rates throughout the 
Commercial property sector. Abacus Group’s diversified Commercial portfolio of high quality assets has enabled us to 
maintain occupancy rates over the period with our principal Commercial portfolio recording 94.2% (2023: 95.1%). In 
a more challenged economic environment, we remain focused and disciplined on directing capital towards assets that 
provide potential for enhanced income growth to generate increased total returns and create medium to long term 
value. 
2024 
2023 
Revenue ($ million)* 
168.5 
152.0 
Total income ($ million)* 
194.1 
142.2 
Statutory net profit/(loss) ($ million) 
(241.0) 
25.5 
Funds from continuing operations ($ million) 
81.3 
78.8 
Funds from continuing operations per security (cents) 
9.10 
8.82 
Funds from operations ($ million) 
82.5 
175.0 
Funds from operations per security (cents) 
9.24 
19.58 
Underlying EBIT ($ million) 
122.7 
210.0 
Underlying EBIT per security (cents) 
13.73 
24.82 
Distributions per security (cents) 
8.50 
18.40 
Interest cover ratio 
2.5x 
3.9x 
Weighted average securities on issue (million) 
                   893.7 
                   893.5 
*Excludes income from discontinued operations. 
The Group earned a statutory net profit/(loss) after tax of $241.0 million for the year ended 30 June 2024 (2023: 
$25.5 million).  This profit has been calculated in accordance with Australian Accounting Standards. The decrease in 
the Group’s statutory net profit compared to the prior period was principally due to: 
 
a decrease in the contribution from discontinued operations from $263.8 million in 2023 to $1.0 million in 
2024 as entities were de-stapled in August 2024; 
 
a decrease in the fair value of the Commercial investment property portfolio by $275.4 million (2023: loss of 
$247.6 million) with capitalisation rates expanding 79bps to 6.5%; as well as  
 
an increase in finance costs to $41.6m (2023: $9.9m) following increases in interest rates in response to a 
high inflationary environment  
Despite the above economic headwinds, Abacus Group’s portfolio remained resilient recording FFO growth from 
continuing operations of 3.2% and a full year distribution per security, in line with guidance, of 8.50cps (2023: 
18.4cps).  
FFO is derived from the statutory profit and presents the results of the ongoing business activities in a way that 
reflects our underlying performance. FFO is the basis on which distributions are determined. 
 
 

 
5 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
GROUP RESULTS SUMMARY (continued) 
FFO has been determined with reference to the Property Council of Australia’s voluntary disclosure guidelines to help 
investors and analysts compare Australian real estate organisations.  FFO is calculated by adding back the following to 
statutory net profit after tax: 
- 
Tenant incentive amortisation 
- 
Depreciation on owner occupied property, plant & equipment (PP&E) 
- 
Change in fair value of investment properties derecognized 
- 
Restructuring costs 
- 
Unrealised fair value gains / losses on investment properties 
- 
Adjustments arising from the effect of revaluing assets / liabilities carried at fair value (such as derivatives, 
financial instruments and investments) 
- 
Other non-recurring adjustments deemed significant on account of their nature and non-FFO tax 
benefit/expense. 
 
The reconciliation between the Group’s statutory profit and FFO is as follows:  
2024
2023
$'000
$'000
Consolidated statutory net profit after tax attributable to continuing operations
        (241,989)        (238,265)
Adjust for:
Net change in fair value of investment properties derecognised
             8,244              9,097 
Net change in fair value of investment properties held at balance date
         275,407 
          247,617 
Net change in fair value of investments and financial instruments held at balance date
              1,798 
                854 
Net change in fair value of investment properties included in equity accounted investments
             (2,266)
            15,954 
Net change in fair value from deconsolidation
              5,614 
                   - 
Depreciation and amortisation
                 236 
                 912 
Net change in fair value of derivatives
            13,992            20,220 
Amortisation of rent abatement incentives
            14,495 
           13,480 
Amortisation of other tenant incentives, finance costs and other
                  601 
             3,794 
Cost associated with de-stapling
              3,552              4,097 
Straightline of rental income
              (989)
             (2,127)
Movement in lease liabilities
                   -                    (511)
Net tax expense on non-FFO Items
             2,648 
              3,718 
Abacus funds from operations ("FFO") from continuing operations
            81,343 
          78,840 
Abacus funds from operations ("FFO") from discontinued operations
                 1,191 
           96,142 
Total Abacus FFO
           82,534 
         174,982 
2024
2023
Basic earnings per security (cents)
           (27.08)
                2.85 
FFO per security (cents)
               9.24 
              19.58 
FFO from continuing operations per security (cents)
                9.10 
               8.82 
Distribution per security (cents - including proposed distribution)
               8.50 
             18.40 
Weighted average securities on issue (million)
             893.7 
             893.5  
 
This reconciliation has not been reviewed by the Group’s auditor. 
 
 
 

 
6 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
GROUP RESULTS SUMMARY (continued) 
Capital management and allocation 
In December 2023, ABG successfully re-negotiated and agreed terms on its syndicated banking facility to increase 
the limit by $125 million, increasing its overall facility limits to $1,182.8 million and extending its facility tranches tenor 
on average by a further six months. 
During the year Abacus Group divested two properties for total consideration of $108.4 million. The divested 
properties are listed below: 
• 
63 Ann Street, Surry Hills NSW ($32.3 million) 
• 
Ashfield Mall, Ashfield NSW ($76.1 million) 
Abacus Group also acquired two properties in FY24 for total consideration of $82.5 million. The acquired properties 
are listed below:  
• 
North Sydney NSW ($10.5 million), which is included in the 99 Walker Street, Sydney property for simplicity 
given it is immaterial from a valuation and operational perspective in the context of the portfolio 
• 
Myer, Melbourne VIC, ($72.0 million), representing acquisition of a further one sixth share in the property 
 
Key capital metrics of the Group are: 
  
FY241 
FY23 
Total assets ($ million) 
$2,626.3 
                 $5,606.2 
Gearing (%) 
33.8% 
33.2% 
Net assets ($ million) 
$1,607.1 
              $3,361.7 
Net tangible assets ($ million) 
$1,575.9 
           $3,302.3 
NTA per security ($) 
$1.76 
                 $3.70 
1. 
In August 2023, Abacus Group’s Self Storage business has been de-stapled from the Commercial business to create two 
separately listed stapled groups of ASK and Abacus Group, respectively. 
 
The de-stapling referenced in the Group Strategy section, enables the optimisation of Abacus Group’s capital 
structure. As a result, Abacus Group’s balance sheet remains strong with gearing post de-stapling within the Board’s 
target gearing limit of 40%. The de-stapling is expected to provide balance sheet capacity to Abacus Group to fund 
growth initiatives including acquisitions and developments. 
 
 

 
7 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
KEY SEGMENT RESULTS SUMMARY 
The Commercial portfolio consists of 19 assets (FY23: 21 assets) and had a total value of $2.2 billion at year end 
(FY23: $2.5 billion).  
The Commercial portfolio has a stable income growth profile, supported by high occupancy of 94.2% and a diversified 
lease profile of 4.3 years.   
 
 
FY24 
FY23 
Portfolio Value ($ million) 
$2,207.6 
     $2,533.8 
Number of assets 
19 
21 
Occupancy1 (% by area) 
94.2% 
95.1% 
WALE1 
4.3 years 
4.3 years 
WACR2 
6.46% 
5.71% 
 
1. Excludes development affected assets 
2. WACR: Weighted Average Capitalisation Rate 
3. Excludes cash and other non-property assets. 
 
Office  
The Office sector continued to face challenges throughout FY24 as the future role of the office continues to take 
shape and bond yields remained elevated, negatively impacting valuations.  These factors contributed to capitalisation 
rate expansion throughout the Office sector.  
Pleasingly, our Office portfolio of 14 assets (FY23: 15 assets) was relatively resilient to the market challenges, with 
occupancy holding relatively steady at 93.4% (FY23: 95.0%) and strong like for like income growth of 4.7% in FY24, 
up from 1.7% in FY23.  The resilience in our occupancy and income growth levels were supported by our diversified 
lease profile with WALE of 3.7 years (FY23: 3.7 years) and high-grade Office buildings, as well as high quality fit outs 
and amenity upgrades completed in the period that have proven attractive to potential tenants. 
Pleasingly, the Group achieved strong leasing outcomes in FY24 on key spec fit outs completed during HY24.  
At 201 Elizabeth Street, Sydney NSW occupancy increased from 49.6% as at HY24 to 78.2% as at 31 July 2024 
(+2,860bps), with over 13,400sqm of leasing achieved since HY24. The WALE of 201 Elizabeth Street has increased 
to 4.9 years as at 31 July 2024 (FY23: 3.5 years) as a result of leasing activity in the period.   
At 77 Castlereagh Street, Sydney NSW occupancy increased from 77.6% as at HY24 to 95.0% as at 31 July 2024 
(+1,740bps), with over 3,400sqm of leasing achieved since HY24. The WALE has increased from 3.6 years in FY23 
to 4.4 years as at 31 July 2024.  
 
 
 
 
 
 
 
DIRECTORS’ REPORT 
Key Commercial Metrics
Portfolio geographic diversification
Office Lease Expiry 
NSW 42%
QLD 23%
VIC 28%
SA 4%
ACT 3%
6%
1%
12%
14%
14%
19%
34%
Vacant
Short Term
FY25
FY26
FY27
FY28
FY29+
NSW
QLD
VIC
SA
ACT

 
8 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
KEY SEGMENT RESULTS SUMMARY (continued) 
Retail 
The Retail sector saw strong momentum during FY24, with high occupancies throughout our portfolio of three assets. 
Abacus Group’s FY24 Retail occupancy rate was high at 96.1% (FY23: 95.2%), with a weighted average lease expiry 
of 5.8 years (FY23: 5.8 years).  
Storage 
The Group earned $14.5 million in ASK fees ($11.3 million from management fees and $3.2 million from development 
fees). ASK reported strong RevPAM growth in established stores of +4.6% compared to FY23. 
Other ASK operational highlights include the successful delivery of three new operating stores, adding 22,000 sqm of 
NLA (3% of portfolio).  And the acquisition of eight operating stores and three development sites, adding 35,100 sqm 
of NLA (5% of portfolio).  Abacus continues to view the Self Storage sector favourably and is positioned to benefit 
from ASK’s various growth initiatives moving forward. 
Commercial Valuations 
The Commercial investment property portfolio was revalued at year end which resulted in a loss of $275.4 million.  The 
investment property portfolio’s overall weighted average capitalisation rate expanded 79 basis points from 5.71% in 
FY23 to 6.50% in FY24.  The Commercial portfolio (excluding equity accounted properties) was valued at $1.9 billion 
at 2024 year-end across 16 assets (FY23: $2.1 billion across 18 assets). 
As part of the portfolio valuation process for the year ended 30 June 2024, 63% of investment properties (excluding 
equity accounted properties) were independently valued (FY23: 100%).   
As a result of current market conditions and a shift in future expectations in the Office sector, Abacus Group has 
targeted assets that offer more stabilised income streams with longer dated value enhancing strategies. This capital 
allocation strategy supports the Group’s drive to improve recurring earnings. 
ESG 
Throughout FY24 the Group continued to build on embedding sustainable practices across the business and 
undertook a detailed review of our strategic approach to sustainability. Highlights from FY24 include: 
• 
A 36% reduction in emission intensity from our FY19 baseline1; 
• 
Average NABERS Energy Rating of 4.8 stars; 
• 
Climate Active certification on two of our assets at 99 Walker Street and 51 Allara Street. 
Supporting our people remains an important focus and our recent employee survey results showed 94% of our team 
members believe that Abacus is committed to the health and safety of its employees. 
Looking forward to FY25, our focus is on the use of renewable energy as our electricity contracts are renewed and 
assessing other potential opportunities to drive improvements across our portfolio as well ensuring we are prepared for 
Australian Sustainability Reporting Standard set to apply from July 2027. 
 
 
 
 
1 Commercial assets under Abacus Group’s ownership and control. 

 
9 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
FUTURE PROSPECTS  
Abacus Group will continue targeting the acquisition of well located Commercial properties with future income growth 
potential, that will be held for the long term as a high conviction owner and manager of assets. Increasing exposure to 
this asset class is expected to enhance Abacus Groups’ ability to grow recurring revenue over the longer term, while 
continuing to divest remaining non-core assets in the portfolio. 
Abacus Group’s forecast level of gearing and liquidity since de-stapling will enable it to pursue its strategy and to take 
advantage of any short-term volatility in the market, which is anticipated in this fluctuating macro-economic 
environment. There is limited capital expenditure forecast in the medium term and the Group also expects to benefit 
by way of management and equity earnings from its strategic stake in Abacus Storage King. We also not that Abacus 
Group’s liquidity can potentially be further leveraged, to invest in a larger number of projects through joint venture 
arrangements.  
 
RISK MANAGEMENT  
Abacus has a Business Risk Management Policy which provides a framework to identify, assess, monitor, and manage 
material risks to its operations, which was approved by the Board in June 2022. The Business Risk Management Policy 
is based on ISO 31000:2018 Risk Management Guidelines, an internationally recognised set of principles for 
managing risks in organisations.  
 
Through application of our risk management process, we have identified the material risks being significant areas of 
uncertainty or exposure, at a whole-of-entity level, that could adversely affect the achievement of our objectives and 
future financial prospects. These risks are described below, together with key mitigations to manage them.  
 

 
10 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
RISK MANAGEMENT (continued) 
 
Key Risks and Mitigations 
 
 
 
 
 
 
 
 
MACROECONOMIC ENVIRONMENT 
Description 
Mitigations 
Global economic volatility and adverse economic conditions 
such as rising interest rates and inflation outside of the RBA’s 
target range, present a risk to our asset valuations, pressure 
on operating costs and our tenants and customers demand 
and consumption levels, which can impact the delivery of the 
Group’s strategy and financial performance.   
 
 
 
 
– 
Disciplined approach to capital 
management and managing risk exposure 
through treasury management practices 
– 
Diversification of property locations across 
Australia  
– 
Robust annual budgeting process  
– 
Abacus closely monitors tenancy demand 
levels and adjusts pricing and incentives in 
response  
– 
A Treasury Management Committee 
provides oversight of capital management 
and further engages an independent 
treasury advisor 
HEALTH, SAFETY AND WELLBEING OF OUR EMPLOYEES, SUPPLIERS, CUSTOMERS AND TENANTS 
Description 
Mitigations 
Our office buildings and shopping centres, in conjunction 
with self-storage facilities that are managed within the 
Abacus Storage King portfolio, have operational hazards that 
need to be managed on a day-to-day basis including traffic 
management, contractor management and safe use of plant 
and equipment in conjunction with monitoring and 
certification of safety compliance.  The associated risks 
include harm to people, reputational damage, civil and 
criminal penalties impose and cost and efforts to remediate.  
 
 
 
– 
Abacus Group management foster a 
culture of promoting the importance of 
health, safety and wellbeing 
– 
During the year a programme of work to 
improve our processes and systems has 
been progressed and we continue to make 
improvements to support risk mitigation, 
building on controls in place to ensure that 
safety risks, hazards, and incidents are 
reported and addressed, and that assets 
have embedded systems and processes to 
ensure safe operation  
– 
Workplace health and safety matters are 
also monitored by the Audit and Risk 
Committee and WHS and Sustainability 
Committee, subcommittees of the Board 

 
11 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
RISK MANAGEMENT (continued) 
Key Risks and Mitigations (continued) 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSUMER AND WORKING BEHAVIOUR AND COMPETITION 
Description 
Mitigations 
Subdued consumer and business sentiment has the potential 
to reduce the demand for office and retail space at our 
properties.  The demand for office space is also affected by 
changes in the ways of working with increased working from 
home. Lower demand has the potential to reduce effective 
rental levels through higher tenant incentives and higher 
costs of office fit outs. 
 
– 
Abacus continues to engage with its 
customers to understand their needs adapt 
appropriately in order to respond to 
changes in consumer and working 
behaviour 
– 
Abacus continues to engage with its 
tenants and monitor changes in asset 
performance. Abacus also maintains a 
disciplined acquisition process. 
CYBERSECURITY 
Description 
Mitigations 
A cybersecurity breach or disruption to our information 
technology applications and infrastructure can limit 
operational activity, and potential disclosure of confidential 
and personal information which could result in reputational 
damage, and regulatory and legal restrictions and penalties.   
 
 
– 
During the year a programme of work to 
improve our processes and systems was 
completed and we continue to make 
improvements to our processes and 
systems and ongoing training for our staff 
– 
Existence of recovery plans over 
information and active monitoring of our 
digital footprint 
– 
The Group has insurance cover in place to 
help mitigate the effects of a potential 
cyber-attack 

 
12 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
RISK MANAGEMENT (continued) 
Key Risks and Mitigations (continued) 
 
 
 
 
 
 
 
 
 
 
MANAGEMENT OF ABACUS STORAGE KING 
Description 
Mitigations 
Abacus is the manager of Abacus Storage King.  The Group is 
required to adhere to the agreements in place with a failure 
to fulfil obligations resulting in reputational damage and a loss 
of fees from management arrangements. The obligations of 
the Group include: 
 
Corporate strategy: Make recommendations in relation 
to ASK’s corporate strategy and portfolio composition 
and prepare ASK’s business plan, forecasts and budgets. 
 
Capital transactions: Identify acquisition, development 
and divestment opportunities, undertake due diligence 
and source funding. Prepare and deliver capital 
expenditure plans. 
 
Development management: Manage and deliver 
development projects and oversee implementation of 
capital expenditure at the sites. 
 
Investor relations: Provide information necessary for 
reporting to ASK securityholders and liaise with ASK 
securityholders and sell-side research. 
 
Financial reporting: prepare statutory and management 
accounts for ASK reporting and prepare reporting suite 
for ASX disclosures, ASK Board and Abacus 
management. 
 
Regulatory functions: engage with ASX and deliver on 
ASK’s requirements under the Listing Rules. 
 
Back office corporate functions: Deliver tax, treasury 
and accounting services, capital raising preparation and 
valuations, risk and compliance and insurance services 
and strategic oversight of Storage King. 
– 
Abacus has procedures and controls in 
place to ensure that the services are 
delivered in accordance with the contracts 
in exchange for the management fees that 
are charged to ASK 
– 
The Board of the Group has oversight of 
service delivery in accordance with the 
management arrangement and relationship 
with the Board of Abacus Storage King 

 
13 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
RISK MANAGEMENT (continued) 
Key Risks and Mitigations (continued) 
 
 
 
 
 
 
 
 
 
 
STRATEGIC EXECUTION 
Description 
Mitigations 
The Group’s activities and transactions are aligned with the 
approved strategy to ensure that financial and operational 
results are within expected and planned outcomes. The 
execution of the strategy incorporates key decisions 
regarding acquisitions, disposals, capital management and 
valuations to ensure the best risk adjusted returns are 
achieved. The failure to execute the Group’s strategy could 
result in a lower than expected return on capital and reduced 
investor sentiment.   
 
 
– 
The Abacus Board and management review 
and confirm Abacus’ strategy and risk 
profile on a periodic basis, with controls in 
place to ensure the strategic direction of 
the Group is maintained 
– 
Abacus has a number of controls and 
processes in place that reviews and 
approves significant transactions and 
assesses their alignment with the strategy. 
In addition, other aspects include controls 
over capital planning, forecasting, 
budgeting, and development activities 
ASSET QUALITY AND MAINTENANCE 
Description 
Mitigations 
Operational assets, including those under management, are 
required to be maintained to legislated standards, and in 
accordance with asset management protocols. A failure to 
maintain assets to required standards can result in financial 
penalties and the non-operation of assets resulting in a lack 
of access for tenants. This could further cause reputational 
damage hindering the ability to attract future tenants.  
 
– 
Abacus has a number of controls and 
processes in place to ensure assets are 
maintained to the required standard and in 
accordance with documented asset 
management protocols 
– 
There are dedicated assets managers to 
ensure asset quality is maintained and 
continually improved in order to meet the 
needs of current and future tenants  
– 
Abacus has documented processes for the 
assessment of capital expenditure, 
development activities and property 
acquisitions and disposals 

 
14 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
RISK MANAGEMENT (continued) 
Key Risks and Mitigations (continued) 
 
 
 
FUNDING AND MANAGEMENT OF CAPITAL AND LIQUIDITY 
Description 
Mitigations 
The availability of funding and management of capital and 
liquidity are important requirements to fund business 
operations and growth. An inability to secure equity 
contributions or external borrowings can reduce the returns 
on investment and limit the capacity to execute on the 
Group’s overall strategy. 
 
 
– 
Abacus has a number of controls and 
processes in place over capital 
management to monitor, manage and 
stress test property valuations, interest rate 
changes, funding requirements, liquidity 
buffers, and credit risk with regular 
reporting to the Board and internal 
Committees 
– 
Abacus has documented policies and 
operational procedures with controls 
embedded over material risks as well as 
external advisory in place over treasury 
activities including interest rate hedging 
PEOPLE RETENTION AND TALENT 
Description 
Mitigations 
The motivation, high-performance and capability of Abacus’ 
people are integral to the success of its business outcomes. 
The inability to attract and retain skilled team members who 
are integral to the execution and delivery of strategic 
programs and business operations could result in increased 
workforce costs, and decreased productivity. 
 
 
– 
Abacus has a number of controls, 
processes, and strategies in place to ensure 
people recruited are aligned to the Group’s 
culture and are continually developed to 
meet the needs of the business and ensure 
appropriate succession planning 
– 
Abacus regularly monitors and maintains a 
positive workplace culture in line with its 
values. 
– 
All staff are required to adhere to the Code 
of Conduct 
REGULATORY AND POLICY CHANGES 
Description 
Mitigations 
The inability to identify and respond to regulatory and policy 
change could have an adverse impact on Abacus’ operations 
through increased compliance costs and regulatory 
restrictions impacting on business operations. 
 
 
– 
Abacus has a number of controls and 
arrangements in place to ensure 
compliance with its legal and regulatory 
obligations. Aspects include monitoring, 
testing, and reviewing through dedicated 
compliance plans, which are also subject to 
external review 

 
15 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
RISK MANAGEMENT (continued) 
Key Risks and Mitigations (continued) 
 
 
 
SUSTAINABILITY 
Description 
Mitigations 
Sustainability encompasses all Environmental, Social and 
Governance (‘ESG’) risks across the business. Climate 
change is expected to affect Abacus’ assets while also 
presenting an opportunity to prepare for and build resilience 
across its portfolio. The associated risks are higher operating 
costs or requiring remedial capital costs, leading to a potential 
devaluation of assets, reputational damage if tenants assets 
are damaged, and reduced investor sentiment. There are 
additional risks associated with the adherence to relevant 
laws, with modern slavery representing a major risk in this 
area.  
 
 
– 
Abacus continues to progress its 
governance policies and procedures 
regarding ESG risks across the business and 
given the growing importance as it impacts 
all facets of the business, it remains a key 
focus area for the Group’s Executive 
Committee and the Abacus Board 
– 
Net zero emissions target by 2030, with 
climate related risks being a consideration 
in all investment decisions across the 
business  
– 
Abacus also practices strong governance 
throughout the business, with robust 
governance policies in place that provide 
the framework for decision-making within 
the Group. The Group has developed and 
implemented a number of controls and 
strategies to ensure that environmental 
issues are incorporated into decision-
making processes when acquiring assets 
and as part of the ongoing management of 
each asset  
– 
Active strategies are in place to ensure that 
insurance cover is optimised for climate risk 
affected properties 
– 
Abacus has specific policies to mitigate 
social risks, such as modern slavery 

 
16 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
DIRECTORS AND SECRETARY 
The qualifications, experience and special responsibilities of the Directors and Company Secretary are as follows: 
  
Myra Salkinder MBA, BA  
Chair (non-executive)  
Myra is a Non Independent, Non-Executive Director and is a senior executive of the Kirsh Group. She has been 
integrally involved over many years with the continued expansion of Kirsh Group’s property and other investments, 
both in South Africa, Australia and internationally. Myra is a director of various companies associated with Kirsh Group 
worldwide.  
Myra is a member of the Sustainability and WHS Committee and Nomination Committee. 
Tenure: 13 years 3 months  
 
Steven Sewell BSc  
 
Managing Director  
Steven joined Abacus Group in October 2017, bringing over 20 years’ experience in real estate funds management, 
asset management, equity and debt capital markets and M&A transactions. Steven’s prior career experience is in listed 
and unlisted real estate funds management businesses, across various real estate sectors, providing Commercial 
experience and insight in relation to institutional investors, the whole Abacus Group’s business and sector specialised 
investment strategies, capital allocation and developing third party capital relationships. Steven was appointed Abacus 
Group’s Managing Director in April 2018, and is a member of Property Champions of Change and a member and past 
Chairman of the Shopping Centre Council of Australia. 
Steven is a member of the Abacus Group Nomination Committee. 
Tenure: 6 years 2 months  
 
Trent Alston B. Build. (Hons), GMQ - AGSM, AMP – Insead, GAICD  
Trent is a Non-Executive Director and has over 30 years of experience in the real estate and funds management 
industry, with the last 13 years as Head of Real Estate for Challenger Limited. His experience includes direct and 
wholesale property roles at Colonial First State Property and Lendlease. Trent is also a Non-Executive Director 
of Landcom.  
Trent is Chair of the Abacus Group People Performance Committee and a member of the Abacus Group Audit and 
Risk Committee and Nomination Committee. 
Tenure: 4 year 9 months  
 

 
17 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
DIRECTORS AND SECRETARY (continued) 
Mark Haberlin BSc (Eng) Hons  
Mark is a Non-Executive Director and is the Lead Independent Director. He has significant expertise in fields that 
cover accounting and audit, capital transactions, mergers and acquisitions and risk management in the real estate and 
financial services sectors. Mark was a partner at PwC for 24 years where he developed key accounting and audit 
experience. Mark was a member of the PwC Governance Board and completed his last two years as Chair. Mark is 
also a Non-Executive Director of Australian Clinical Labs. 
Mark is Chair of the Abacus Group Audit and Risk Committee and a member of the Abacus Group People 
Performance Committee and Nomination Committee. 
Tenure: 5 years 7 months  
 
Sally Herman BA, GAICD  
Sally is a Non-Executive Director and joined the Abacus Group Board on 16 December 2022. Sally brings a wealth of 
expertise across property, financial services, retail and manufacturing sectors as a Non-Executive Director. Prior to 
that she had a successful executive career over 25 years, including 16 years with the Westpac Group in both Australia 
and the United States of America, running various operating divisions. Sally sits on both listed and not-for-profit 
boards, including Suncorp Group Limited, Premier Investments Limited, Breville Group Limited, Art Gallery of 
NSW Trust and Sydney Film Festival. She is also a member of Chief Executive Women.  
Sally is a member of the Abacus Group People Performance Committee, Sustainability and WHS Committee and 
Nomination Committee. 
Tenure:  1 year and 6 months  
 
Jingmin Qian CFA, BEc, MBA, FAICD  
Jingmin is a Non-Executive Director and has significant expertise in the property, infrastructure and investment 
sectors as well as rich experience in Asia. Jingmin previously worked at L.E.K. Consulting, Boral Limited and Leighton 
Holdings, with a broad range of commercial responsibilities covering strategy, planning, investment review, mergers 
and acquisitions, operational improvement and Asia expansion. Jingmin has served as a member of the business liaison 
program of the Reserve Bank of Australia. Jingmin is a non-executive director of IPH Limited, a trustee of HMC 
Capital Partner Fund, a member of Macquarie University Council, a director of the CFA Society Australia, Jing 
Meridian and the National Vice President of the Australia China Business Council. Jingmin is a member of Chief 
Executive Women. 
Jingmin is Chair of the Abacus Group Sustainability and WHS Committee and a member of the Abacus Group Audit 
and Risk Committee and Nomination Committee. 
Tenure: 7 years  
 
Mark Bloom BCom, B.Acc, CA (retired 3 August 2023) 
Mark was a Non-Executive Director and was the Lead Independent Director. Mark retired from the role of Non-
executive director on 3 August 2023.  
Mark was a member of the Abacus Group Audit and Risk Committee and a member of the Abacus Group People 
Performance Committee and Nomination Committee. 
 
 

 
18 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
DIRECTORS AND SECRETARY (continued) 
Belinda Cleminson  
 
Company Secretary   
Belinda has over 20 years’ experience as a Company Secretary of Australian listed and unlisted companies including 
ASX 200 clients. Belinda is the company secretary of various public and private companies, including ASX, NZX and 
OTC listed companies across a range of industries. Belinda is a member of the Governance Institute of Australia, and a 
Member of the Australian Institute of Company Directors. 
 
Directors’ Meetings  
The number of meetings of directors (including meetings of committees of directors) of AGHL, AFML (the 
Responsible Entity of AT and AIT), and AGPL, held during the year and the number of meetings attended by each 
director were as follows: 
 
 
 
Audit & Risk 
People 
Performance 
Sustainability  
& WHS 
 
Board 
Committee 
Committee  
Committee 
 
Eligible 
Attended 
Eligible 
Attended 
Eligible 
Attended 
Eligible 
Attended 
M Salkinder 
6 
6 
4 
4 
- 
- 
4 
4 
T Alston 
6 
6 
4 
4 
3 
3 
4 
4 
M Bloom 
- 
- 
- 
- 
1 
1 
1 
1 
M Haberlin 
6 
6 
4 
4 
3 
3 
3 
3 
J Qian 
6 
6 
4 
4 
3 
3 
4 
4 
S Sewell 
6 
6 
4 
4 
3 
3 
1 
1 
S Herman 
6 
6 
4 
4 
3 
3 
4 
4 
 
Indemnification and Insurance of Directors and Officers 
The Group has paid an insurance premium in respect of a contract insuring all directors, full time executive officers 
and the secretary. The terms of this policy prohibit disclosure of the nature of the risks insured or the premium paid. 
 
Indemnification of Auditors 
To the extent permitted by law, the Company has agreed to indemnify its auditors, Ernst & Young, as part of the 
terms of its audit engagement agreement against claims by third parties arising from the audit (for an unspecified 
amount) – except for any loss in respect of any matters which are finally determined to have resulted from Ernst & 
Young’s negligent, wrongful or wilful acts or omissions. No payment has been made to indemnify Ernst & Young 
during or since the financial year. 
 
 

 
19 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (audited) 
Letter from the Chair of the People Performance 
Committee 
On behalf of the People Performance Committee and 
the Board, I am pleased to present the Remuneration 
Report for FY24. 
The report summarises Abacus’ performance and 
remuneration outcomes for FY24, the executive 
remuneration framework, and changes to FY24 
executive and non-executive remuneration. 
FY24 De-stapling and Performance 
Abacus has an asset backed, annuity style business 
model where capital is directed towards property assets 
that provide potential for enhanced income growth to 
create value. Our people, market insight and positioning 
capability together with strategic partnering are key 
enablers of our strategy. 
During FY24 our Storage King assets were de-stapled 
from Abacus Group to create a separate ASX listed 
entity. The separation permitted greater transparency of 
operations and financial performance for the two 
primary asset groups within our portfolio with differing 
valuation profiles. For continuity, the Abacus MD, as 
well as nominated other executives, remained 
accountable for managing the two ASX listed entities, 
for which the Abacus Group receives a management 
fee. 
In the last 12 months Abacus has undertaken the 
strategic repositioning of itself as an active investor and 
manager of a primarily eastern seaboard focused 
Commercial portfolio as well as an external manager of 
the new ASX listed Self Storage REIT, Abacus Storage 
King (ASK). 
Despite the challenging office leasing market, the Group 
achieved a high level of leasing in FY24, with 40,878 
sqm leased across 95 deals (FY23: 94 deals). Office 
occupancy as at June 2024 was 93.4 per cent and the 
portfolio WALE was maintained at 3.7 years. Pleasingly, 
since our half year update, we have increased the 
occupancy at 201 Elizabeth Street and 77 Castlereagh 
Street, Sydney by 29% and 17%, respectively.  
The above performance has meant that, despite the high 
inflationary environment, and the 13 cash rate rises since 
May 2022, Abacus has been able to deliver an increase 
in Funds from Operations (FFO) from continuing 
operations by 3.2% to $81.3m. 
FY24 Remuneration  
During FY24, the Committee commissioned and 
reviewed independent research to benchmark the 
Managing Director’s (MD’s) and the Executives’ 
remuneration against an industry peer group. 
The MD’ remuneration was last reviewed in FY21. 
Based on this work, the Group’s relative position to its 
peers, and the increased complexity of the MD’s role 
managing two ASX listed property groups, it was 
resolved to increase the MD’s fixed remuneration by 4% 
in FY24.  
The Chief Financial Officer’s (CFO) fixed remuneration 
was increased by 10%.  
For other Executive KMP, the Board resolved to 
increase the fixed remuneration for FY24 by 4% for the 
Chief Investment Officer and General Counsel (CIO).  
The CEO’s STI maximum opportunity increased from 
120% of fixed remuneration to 150% and the LTI 
maximum opportunity increased from 100% of fixed 
remuneration to 120%. The maximum STI opportunity 
for other Executive KMP was increased to 100% of FR. 
FY24 STI awards for Executive KMP correlated with 
annual performance outcomes against expectations, 
with payments averaging 75.7% of maximum STI. 25% 
of Executive KMP STI is deferred for a further 12 
months. Further details on the STI Plan can be found in 
the section 4: Executive KMP Remuneration. 
The first tranche of the FY22 LTI grant for the MD will 
vest in August 2024 based on combined Underlying 
Earnings before Interest and Tax (EBIT) CAGR and 
Relative Total Securityholder Return (Relative TSR) for 
Abacus Group and Abacus Storage King. EBIT CAGR 
requirements were met in full which will result in full 
vesting for the rights contingent on this measure. 
Relative TSR performance was below the 50th 
percentile of the peer group, resulting in nil vesting for 
the rights contingent on this measure. Total vesting of 
the first tranche will be 50% of maximum. 
 
 

 
20 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
The legacy Executive Incentive Plan (“Security 
Acquisition Rights” or “SARs”) is expected to vest in 
September 2024 as a result of sustained performance 
since grant. This is the last remaining tranche of this 
plan, and it has been replaced by the LTI Plan.  
The Board uses LTI awards to align interests of 
Executive KMP with those of securityholders. The 
Board also recognises the important role ABG has in 
managing ASK. Having regard for these considerations, 
the FY24 LTI award will be tested against performance 
measures based on ABG EBIT per security CAGR, 
ABG Relative TSR, and ASK Relative TSR. 
More details of the new arrangements are outlined in 
the remuneration governance and framework section. 
FY24 KMP Changes 
From 3 August 2023, Nikki Lawson became Fund 
Manager of ASK in addition to her role of Group 
General Manager, Strategy Self Storage. 
In August 2023, as part of de-stapling implementation, 
Mark Bloom resigned from the Abacus Group Board 
after two years of service and remains as a Non-
Executive Director on the ASK Board. I, along with my 
fellow directors, would like to sincerely thank Mark for 
his valuable contribution and leadership during his time 
on the Abacus Board. 
Looking Ahead 
We will be seeking approval for incentive arrangements 
at the AGM, as, in good faith, Abacus Group manages 
through the Storage King de-stapling for our common 
securityholders. The AGM Notice of Meeting will 
describe in more detail our conviction that certain 
incentive arrangements will deliver continued success 
from our de-stapling initiative. 
It has been a significant year for Abacus Group and the 
Board acknowledges the dedication of the team in a 
challenging environment. 
 
Trent Alston 
Chair – People Performance Committee  
 
 
 

 
21 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
The Board presents the FY24 Remuneration Report for Abacus in accordance with the Corporations Act 2001 and 
its regulations. This report outlines the key remuneration policies and practices for the year ended 30 June 2024. 
It highlights the link between remuneration and corporate performance and provides detailed information on the 
remuneration for Key Management Personnel (KMP).  
This remuneration report is set out under the following headings: 
SECTION 
CONTENTS 
PAGE 
1. 
Who is covered in this report- KMP 
21 
2. 
Remuneration Snapshot FY24 
22 
3. 
FY24: How did we perform? 
25 
4. 
Executive KMP remuneration 
27 
5. 
Remuneration governance and framework 
31 
6. 
Non-Executive Director remuneration 
45 
7. 
Additional required disclosures 
49 
1. WHO IS COVERED IN THIS REPORT – KMP 
For the purposes of this report, the KMP are those persons who for the purposes of the accounting standards are 
considered to have authority and responsibility for planning, directing, and controlling the major activities of the 
Group. 
Table 1 - Non-Executive Directors (NED) 
NON EXECUTIVE DIRECTOR 
ROLE 
RESIGNED 
Myra Salkinder 
Chair of the Board 
 
Trent Alston 
Non-Executive Director 
 
Mark Bloom 
Non-Executive Director 
3 August 2023 
Mark Haberlin 
Non-Executive Director 
 
Sally Herman 
Non-Executive Director 
 
Jingmin Qian 
Non-Executive Director 
 
Table 2 - Executive KMP 
EXECUTIVE KMP 
ROLE 
COMMENCED 
Steven Sewell 
Managing Director 
 
Evan Goodridge 
Chief Financial Officer (CFO) 
 
Nikki Lawson 
Group General Manager, Self Storage and 
Fund Manager ASK 
3 August 2023 
Gavin Lechem 
Chief Investment Officer and General 
Counsel (CIO) 
 
 

 
22 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
2. REMUNERATION SNAPSHOT FY24 
The Abacus Performance and Reward framework aims to reward, engage, and develop our people focusing on, value 
creation for our customers and community. 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1This reflects 50% (Tranche 1) of the FY22 Grant for the Managing Director. 
2This reflects a 33.33% (Tranche 2) of the FY22 Grant for the CIO and CFO as this was granted prior to them becoming KMP. 
 
2.1  Our Remuneration Principles 
Our people are key to our success, providing a wealth of market insight, industry experience and strategic partnering 
that enables our growth and evolution. The more we nurture and invest in our people, the more we achieve.  
 
 
 
 
FIXED 
REMUNERATION 
Effective 1 July 2023: 
 The MD and the CIO 
received a 4% fixed 
remuneration 
increase. 
 The CFO received a 
10% fixed 
remuneration 
increase. 
SHORT TERM INCENTIVE 
 The maximum STI opportunity 
for the MD was increased to 
150% of FR. The STI outcome in 
FY24 was 71.6% of maximum for 
the MD. 
 The maximum STI opportunity 
for other Executive KMP was 
increased to 100% of FR. The 
average STI outcome in FY24 
was 77% of maximum. 
 25% of awarded STI has been 
deferred for 12 months for all 
Executive KMP. 
 Vesting outcomes for the FY23 
deferred STI grant vested at 
100% for the MD, CIO, and 
CFO. 
LONG TERM INCENTIVES 
 The maximum LTI opportunity 
for the MD was increased to 
120% of FR.  
 The maximum LTI opportunity 
for the CIO and the CFO was 
increased to 100% and for the 
GGM, Self Storage and Fund 
Manager, ASK increased to 
75% of FR. 
 All Executive KMP have a 
portion of their FY24 LTI 
opportunity contingent on 
Abacus Storage King 
performance (20% of FR). 
 Vesting outcomes for the FY22 
LTI grant was half of the 
maximum for the MD, CIO, 
and CFO.1 , 2

 
23 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
The Abacus Performance and Reward strategy is guided by the following principles: 
 
 
 
Reward
Reward and promote the results 
and behaviours consistent with the 
Abacus purpose, objectives, and 
values.
Balance
Balanced between financial 
performance, strategic priorities, 
and continued focus on increasing 
engagement of our people.
Alignment
Alignment of interests to 
stakeholders to focus on long term 
sustainable value creation. 
2.2  Maximum Remuneration Mix 
Abacus aims to ensure the split of fixed and variable (at risk) remuneration is appropriate for the type of business it 
operates, namely an annuity style business model where capital is directed towards assets that provide potential for 
enhanced income growth and ultimately value creation. This remuneration strategy aligns with the Board's desired 
positioning of Abacus within the A-REIT industry. 
The graph below sets out the remuneration structure and mix at maximum, for the MD and other Executive KMP at 
Abacus for FY24. The remuneration mix is weighted towards variable remuneration. 
Managing Director maximum pay mix. 
 
Other Executive KMP maximum pay mix. 
  
 
 
Fixed Remuneration
Max STI Cash
Max STI Deferral
Max LTI
 
 
 

 
24 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
2.3  FY24 Remuneration Framework 
PURPOSE 
LINK TO PERFORMANCE 
Fixed Remuneration (FR) 
To attract, engage and retain individuals with 
capability, diversity of thought and experience 
to continue delivering on our strategy. 
Appropriately compensating our employees so that we remain 
competitive. 
Changes to FR are linked to a combination of incumbent skills and 
experience, and market rates informed by benchmarking. 
To align the interests of the Board with securityholders, the MD is 
required to maintain a minimum holding of securities equivalent to 
100% of his fixed remuneration. Executive KMP are required to 
maintain a minimum holding of securities that is equivalent to 50% of 
their fixed remuneration. 
Short Term Incentive (STI) 
 
To focus performance on key annual financial 
and non-financial KPIs, including FFO profit. 
STI for Executive KMP is delivered through 75% 
in cash and 25% deferred in the form of rights 
to securities.  
The rights will have a deferral period of 12 
months. 
A deferred STI was introduced to aid retention, 
align with securityholders’ interests, and provide 
for a “consequence management” governance 
mechanism for misconduct, fraud, malfeasance, 
or financial misstatement. 
The following factors are among those considered by the People & 
Performance Committee (PPC) in making its assessment on the 
achievement of the STI opportunity: 
­ Financial performance. 
­ Strategic objectives. 
­ Environment, Social and Governance objectives. 
The STI is measured over a one-year performance period. 
The value of STI awards offered in FY24 was up to a maximum of 
150% of FR for the MD, and 100% for the remaining Executive KMP. 
Long Term Incentive (LTI) 
 
The LTI Plan is aimed at attracting, rewarding, 
and retaining high performing Executives and 
other nominated participants for delivering 
sustained long term growth and aligning them 
with securityholder interests. 
LTI granted are in the form of performance rights. 
Performance rights are subject to three independent performance 
conditions: 
- 
EBIT per security CAGR Abacus Group (ABG) 
- 
Relative TSR Abacus Group (ABG) 
- 
Relative TSR Abacus Storage King (ASK) 
 
For the Executive KMP, 50% of the performance rights are tested on 
the third anniversary of the grant date and 50% on the fourth 
anniversary of the grant date  
The maximum LTI opportunity in FY24 was 120% of FR for the MD, 
100% of FR for the CFO and the CIO, and 75% of FR for the Fund 
Manager, ASK. 
 

 
25 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
3. FY24: HOW DID WE PERFORM? 
One of the key principles of the Group’s remuneration framework is the alignment of interests to securityholders to 
focus on long term sustainable value creation. This section provides a summary of both FY24 performance and the 
Company’s five year financial performance outcomes.  
Abacus’ FY24 FFO result exceeded target. During the period, the Group continued to make significant progress 
delivering on its business priorities as well as completing its strategic repositioning of becoming the external manager 
of ASK. Of note, the Group: 
 successfully de-stapled and created the new ASX listed Self Storage REIT known as Abacus Storage King 
(ASK); 
 successfully completed a pro rata equity raising in ASK raising proceeds of approximately $225 million – with 
over half of the proceeds raised used to repay Abacus Group’s outstanding loan; 
 received 260.8 million securities (valued at $418.7 million as at FY24) as part of the de-stapling process;   
 undertook the role of external manager for Abacus Storage King receiving management and development 
fees of $14m; 
 divested $111m of non-core assets at 7% below carrying value with a further $60m exchanged post year end in 
line with book value, to ensure Abacus Group’s balance sheet remains strong with gearing well below the 
Board’s [revised] target gearing limit of 40%; 
 increased its ownership in the Myer Centre, Melbourne to 50% with a call option to acquire an additional 
16.7%; 
 maintained high levels across its Commercial portfolio occupancy at 93.4% despite the office leasing 
environment remaining challenging; 
 continued to progress its net zero emissions target for Scope 1 and 2 by 2030; 
 successfully re-negotiated and agreed terms on its syndicated banking facility to extend its debt tenor and 
increase its limit by $125 million; 
 revised its distribution policy, with the intention to distribute excess franking credits to securityholders over 
the medium term; and 
 achieved high level of employee engagement. 
 
 

 
26 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
3.1 Five year FFO performance  
 
*FFO earnings are unaudited. 
**Excludes the FFO performance of the ASK entities which formed part of Abacus Group until August 2023. 
 
3.2  Relationship between remuneration and Abacus performance 
Abacus performance over the last five years is illustrated below in table 3. 
Table 3 – Key financial performance indicators 
Key financial performance Indicators 
2020 
2021 
2022 
2023 
2024 
Abacus funds from operations ("FFO") from 
continuing operations per security (cents)*
12.66 
10.24 
7.32 
8.82 
9.10 
FFO (total earnings) per security (cents)** 
19.38 
18.40 
19.01 
19.58 
9.24 
FFO Profit $m 
125.2 
136.4 
160.9 
175.0 
82.5 
Distributions paid and proposed (cents) 
18.50 
17.50 
18.00 
18.40 
8.50 
Closing security price (30 June) 
$2.68 
$3.15 
$2.57 
$2.69 
$1.16 
Net Tangible Assets per security*** 
$3.32 
$3.43 
$3.85 
$3.70 
$1.76 
Weighted average securities on issue 
643.0m 
741.1m 
846.3m 
893.5m 
893.7m 
 
*Excludes the FFO performance of the ASK entities which formed part of Abacus Group until August 2023 
**FFO earnings are unaudited. 
***Net tangible assets per security include the impact of the fair value movements. 
 
 
0
2
4
6
8
10
12
14
16
18
20
2020
2021
2022
2023
2024
Cents per security
FFO (total earnings)*
Abacus funds from operations ("FFO") from continuing operations per security (cents)**

 
27 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
4. EXECUTIVE KMP REMUNERATION 
4.1 MD FY24 Remuneration details – Target and maximum remuneration in FY24 
This at-risk portion aligns both the Group’s performance and the MD’s personal influence and contribution to the 
Group’s performance. The total maximum and target for the MD for the full year is summarised in the graph below. 
Maximum remuneration represents total potential remuneration of FR, maximum STI and face value of LTI (assuming 
100% vesting subject to performance and employment conditions to be met). For STI, the amount is based on 150% 
achievement of performance targets. Target remuneration represents total potential remuneration of FR, target STI 
(amount based on 100% achievement of performance targets) and face value of LTI. 
Fixed Remuneration 
At Risk Remuneration 
 
Fixed Remuneration
STI Cash
STI Deferral
LTI
The following sets out the awards made to the Managing Director for the year ended 30 June 2024. 
FIXED REMUNERATION 
FR OF $1,300,000 PER ANNUM 
SHORT TERM 
INCENTIVE (STI) 
Maximum STI of $1,950,000 (150% of FR) 
The balanced scorecard was based on the following: 
- 
Financials 60% 
- 
Strategy 30% 
- 
Environment, Social, Governance 10% 
The Managing Director received 71.6% of his maximum STI for FY24. 
75% or $1,047,682 of this was received in cash and 25% or $349,227 has been 
received in rights and deferred for one year. 
LONG TERM INCENTIVE 
(LTI) 
Maximum LTI of $1,560,000 (120% of FR) 
100% of the LTI is granted as performance rights.  
- 
50% of the rights will be tested against performance requirements in FY26. 
- 
50% of the rights will be tested against performance requirements in FY27. 
 
 
 
 -
 500,000  1,000,000 1,500,000 2,000,000 2,500,000 3,000,000 3,500,000 4,000,000 4,500,000 5,000,000
MD at Maximum
MD at Target
$

 
28 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
4.2 
FY24 Managing Director STI Outcome 
The following table sets out the performance of the MD against his KPI’s for the year ended 30 June 2024 
(scorecard) which were reviewed by the People Performance Committee and the Board. These KPIs are intended to 
provide a link between remuneration outcomes and the key drivers of long term securityholder value. 
The People Performance Committee and the Board reviewed these outcomes and the targets set against A-REIT 
competitor performance and the property market overall.  
Table 4 – Managing Director’s performance against KPI’s. 
COMPONENT 
FY24 KPI’S 
WEIGHT 
% OF 
MAX 
PERFORMANCE DETAIL 
 
Financial 
Performance 
Funds from 
Operations (FFO) 
ABG 
50% 
78.6% 
Above FFO Target, achieving $82.5m or 
9.24 cps which was above FY23. 
A DPS of 8.5 cps which was in line with the 
target rate. 
Funds from 
Operations (FFO) 
ASK per security 
10% 
55.0% 
Delivered a cps of 6.3 in the first year as a 
listed REIT. 
 
Strategic 
Abacus Storage 
King business model 
and strategy 
10% 
90.9% 
The ASK business model and strategy has 
been further developed and endorsed, 
ensuring we remain competitive and 
innovative in the market.  
ABG Commercial 
Strategy 
20% 
59.1% 
Substantive progress made in the recycling of 
non-core office and commercial assets.  
Strong balance sheet management with 
resultant sound leverage. 
 
ESG 
Environment, Social 
and Governance 
10% 
59.1% 
Development of a sustainability strategy 
which is aligned to future business direction, 
incorporating cross functional teams. 
The balanced scorecards for other Executive KMPs during FY24 are similar to that of the MD, in that both the 
financial and ESG components and weightings are the same, but with strategic KPIs applicable to their individual roles. 
During the financial year the Board resolved to convert the ASK FFO measure to ASK FFO per security to better 
align with reporting to investors. No change to performance requirements were made other than converting targets to 
an FFO per security basis.  
 
 

 
29 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
4.3 
Executive KMP FY24 STI Outcomes 
Table 5 below provides details of each Executive KMP’s performance targets and the achievements and financial 
outcomes during the financial year ended 30 June 2024. 
Table 5 – Executive KMP performance targets and achievements 
Executive 
KMP 
Key 
Performance 
Indicator 
Weighting 
Max STI 
Potential $ 
Actual STI 
awarded on 
a % of Max 
STI potential 
Actual Full 
STI awarded 
$ 
Actual STI 
deferred $ 
STI forfeited 
as a % of Max 
STI potential 
Steven 
Sewell 
Financial 
60% 
1,170,000 
74.7% 
873,955 
218,488 
25.3% 
Strategic 
30% 
585,000 
69.7% 
407,727 
101,932 
30.3% 
ESG 
10% 
195,000 
59.1% 
115,227 
28,807 
40.9% 
Total 
100% 
1,950,000 
71.6% 
1,396,909 
349,227 
28.4% 
Evan 
Goodridge 
Financial 
60% 
330,000 
79.8% 
263.200 
65,800 
20.2% 
Strategic 
30% 
165,000 
75.8% 
125,000 
31,250 
24.2% 
ESG 
10% 
55,000 
67.3% 
37,000 
9,250 
32.7% 
Total 
100% 
550,000 
77.3% 
425,200 
106,300 
22.7% 
Nikki Lawson 
Financial 
60% 
345,000 
79.8% 
275,164 
68,791 
20.2% 
Strategic 
30% 
172,500 
72.7% 
125,455 
31,364 
27.3% 
ESG 
10% 
57,500 
67.3% 
38,682 
9,670 
32.7% 
Total 
100% 
575,000 
76.4% 
439,300 
109,825 
23.6% 
Gavin 
Lechem 
Financial 
60% 
393,120 
79.8% 
315,543 
78,386 
20.2% 
Strategic 
30% 
196,560 
75.8% 
148,909 
37,227 
24.2% 
ESG 
10% 
65,520 
67.3% 
44,077 
11,019 
32.7% 
Total 
100% 
655,200 
77.3% 
506,529 
126,632 
22.7% 
 
 
 

 
30 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
4.4 
Executive KMP remuneration details – statutory table 
Table 6 – Executive KMP remuneration 
NAME 
YEAR 
SHORT TERM BENEFITS 
POST-
EMPLOY
MENT
LONG 
TERM 
BENEFIT
SECURITY BASED 
PAYMENT 
TOTAL 
Base Pay 
Short Term 
Incentive 
(STI) 
Non-
monetary 
benefits 
Total cash 
payments 
and short-
term 
benefits
Super 
Long 
Service 
Leave 
Deferred 
STI 
Rights2 
Rights2 
$ 
Steven 
Sewell 
FY24 
1,272,601 
1,047,682 
11,857 
2,332,141 
27,399 
25,718 
351,848 
1,029,385 
3,766,490 
FY23 
1,224,708 
929,940 
9,455 
2,164,103 
25,292 
20,261 
348,097 
937,292 
3,495,045 
Evan 
Goodridge 
FY24 
522,500 
318,900 
- 
841,400 
27,500 
18,484 
98,521 
212,864 
1,198,769 
FY23 
472,500 
238,329 
- 
710,829 
27,500 
26,377 
39,722 
116,822 
921,250 
Nikki 
Lawson1 
FY24 
497,405 
329,475 
- 
826,880 
24,887 
9,084 
54,912 
78,075 
993,839 
FY23 
- 
- 
- 
- 
- 
- 
- 
- 
- 
Gavin 
Lechem 
FY24 
627,500 
379,897 
- 
1,007,397 
27,500 
15,411 
122,498 
299,643 
1,472,449 
FY23 
602,500 
302,980 
- 
905,480 
27,500 
29,551 
99,219 
227,230 
1,288,980 
 
1Remuneration reflects period of service as Executive KMP. 
2Accrued not presently entitled. Includes both LTI and Executive Incentive plan (SAR’s). 
4.5 
Executive KMP remuneration details – realised remuneration table 
This section provides details of the cash and value of other benefits received by the Executive KMP. This is a voluntary 
disclosure to provide securityholders with increased clarity and transparency in relation to Executive KMP 
remuneration. 
Actual pay in Table 7 below represents the pre-tax take home amounts by each Executive KMP for the financial years 
ended 30 June 2024. This consists of cash remuneration that was received in relation to FY24 which includes Fixed 
pay and the non-deferred portion of any FY24 STI which will be received. The table also includes the value of the 
deferred STI awards from FY22 which vested during FY24 and prior year SAR’s and LTI awards which vested during 
FY24 based on share price at vesting/exercise date.  
Table 7 – Executive KMP remuneration 
Name 
Year 
Fixed Pay $ 
Short Term 
Incentive 
(STI) 
received as 
cash $
Previous 
years DSTI 
which were 
realised $ 
Previous 
years LTI 
and SARs 
which were 
realised $
Total 
remuneration 
received and 
or realised $ 
Awards 
which lapsed 
or were 
forfeited $ 
Steven Sewell 
FY24 
1,300,000 
1,047,682 
330,984 
717,588 
3,396,254 
(218,965) 
Evan Goodridge 
FY24 
550,000 
318,900 
84,775 
64,155 
1,017,830 
(14,014) 
Nikki Lawson1 
FY24 
522,292 
329,475 
- 
50,401 
902,168 
(30,964) 
Gavin Lechem 
FY24 
655,000 
379,897 
109,275 
161,636 
1,305,808 
(41,663) 
1Remuneration reflects period of service as Executive KMP effective 3 August 2023. 
 
 
 

 
31 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5. REWARD, GOVERNANCE AND FRAMEWORK 
The Abacus Performance and Reward framework aims to reward, engage, and develop our people focusing on, value 
creation for our customers and stakeholders.  
 
 
 

 
32 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.1. 
The Group’s remuneration governance  
The People Performance Committee is responsible for making recommendations to the Board on the remuneration 
arrangements for non-Executive directors and executives. 
BOARD 
 
PEOPLE, PERFORMANCE COMMITTEE 
(PPC) 
 
MANAGEMENT 
Ensuring that the Abacus 
group remuneration framework 
is aligned with the group’s 
purpose, values, strategic 
objectives, and risk appetite. 
Determining Non-Executive 
Directors and Executive 
remuneration. 
Monitoring performance of the 
Managing Director and 
executive team in their 
implementation of the strategy 
and overseeing succession 
plans for the key management 
team. 
 
Review and approve the Group’s remuneration 
policy to ensure remuneration is competitive in the 
market and effectively designed to attract, 
motivate, and retain team members. 
Reviewing and recommending to the Board 
arrangements for the Executive KMP and the 
Executive committee in relation to their terms of 
employment, remuneration and participation in the 
Groups incentive programs (including 
performance targets). 
Review and approve the structure of short- term 
incentive plans annually to ensure they are 
effectively designed to reward the achievement of 
business and individual objectives equitably. 
Review the design of long term incentives annually 
to ensure its design meets the Groups objectives, 
is aligned with industry standards and is within the 
groups cost parameters. 
Recommend and implement 
the Abacus Group’s 
remuneration policies and 
practices ensuring ease of 
understanding. 
Providing information relevant 
to remuneration decisions and 
making recommendations. 
Recommend and implement a 
remuneration framework that is 
fit for purpose. 
 
5.2. 
Remuneration framework 
Fixed Remuneration (FR) 
What is fixed 
remuneration? 
Paid mainly as cash salary – comprises base salary, superannuation contributions and other non-
monetary benefits. 
How is FR 
determined? 
Base salary is set in reference to each Executive’s position, performance, experience, and market 
rates. 
 
 
 
 

 
33 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.2. 
Remuneration framework 
Short Term Incentive (STI) 
What is the 
purpose of the 
short-term 
incentive (STI) 
plan? 
The STI provides an incentive to deliver annual business plans that will lead to sustainable returns for 
securityholders. We strive to set a series of financial and non-financial targets that are appropriately 
ambitious in the context of our strategy, and which drive the right long term behaviours. 
25% of any STI awarded to Executive KMP is deferred in the form of Rights with a 12-month 
vesting period to provide increased alignment with securityholders. 
What is the 
performance 
period?
1 July 2023 to 30 June 2024. 
What is the award 
opportunity? 
For FY24 the target and maximum STI opportunity for Executive KMP as a percentage of FR were: 
% of FR 
MD 
Other Executive KMP 
Target 
75% 
60% 
Maximum 
150% 
100% 
What key 
performance 
indicators are 
measured for STI 
to be paid? 
The following factors are among those considered by the People & Performance Committee (PPC) 
in making its assessment on the achievement of the STI opportunity: 
 
Unifying Financial performance 
 
Strategic Objectives 
 
Unifying ESG performance
Why were these 
measures chosen? 
An FFO profit target range was chosen by the Board because FFO demonstrates the closest 
correlation to securityholder value creation (measured by total securityholder return). FFO profit 
reflects the statutory profit as adjusted by adding back tenant incentive amortisation, depreciation 
on owner occupied property, plant & equipment (PP&E), change in fair value of investment 
properties derecognised, capital costs, unrealised fair value gains / losses on investment properties, 
adjustments arising from the effect of revaluing assets / liabilities carried at fair value (such as 
derivatives, financial instruments and investments), and other non-recurring adjustments deemed 
significant on account of their nature and non-FFO tax benefit/expense.  
This measure, although underlying, is consistent with the Property Council of Australia guidelines, is 
derived from financial disclosures and is hence transparent. It reflects the Directors’ assessment of 
the result for the ongoing business activities of Abacus, in accordance with the Property Council 
guidelines for reporting FFO profit. 
The other financial and non-financial KPIs were chosen as they represent the key drivers for the 
short-term success of the business and provide a framework for long term securityholder value. 
 
 
 

 
34 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.2. 
Remuneration framework (continued) 
Short Term Incentive (STI) 
How is 
performance 
assessed? 
The People Performance Committee considers the performance of the Executive KMP against 
their KPIs and other applicable measures and has regard to independent benchmarking information. 
The Committee then recommends current variable remuneration payments, if any, to the Board for 
its approval. 
What is the 
relationship 
between 
performance 
scales and 
outcomes? 
Performance Scales 
STI Outcome 
Below threshold 
0% paid 
Between threshold and maximum 
25% - 100% of maximum incentive paid  
Maximum 
100% of maximum incentive paid 
Are any STI 
awards deferred? 
25% of STI awarded to Executive KMP is delivered in the form of rights with a one year deferral 
period. 
How is the 
number of rights 
determined? 
The number of rights to be granted will be calculated by dividing the deferred STI amount by the 10-
day volume-weighted average price of the ABG securities on the ASX for the period commencing 
on the second trading day after the full year’s financial results announcement for the year in which 
the STI award is made were released to the market, rounded to the nearest whole number. 
Are distributions 
paid on deferred 
STI awards? 
No distributions are paid to participants during the vesting period. Participants receive an 
entitlement equal to accrued and reinvested distributions only on performance rights that vest. 
Are there any 
disqualification 
provisions? 
All STI incentive payouts are subject to annual ‘good behaviour’ and conduct checks, as determined 
by the Board (or its delegate) in its absolute discretion. Failure to demonstrate good behaviour and 
conduct may result in a reduction to or forfeiture of the STI payment for the Performance Period. 
Examples include: 
 
the participant resigns; 
 
the participant has breached the Company Code of Conduct or core company policies; 
and 
 
the participant’s action/s led to a material WHS incident, material compliance issue, 
material Corporate Social Responsibility (CSR) issue or material reputation issue. 
The Board has discretion to delay the payment dates set out above, for example to allow time for it 
to determine the appropriate outcome if there is an investigation underway by the Group or an 
external third party. 
The Group reserves the right to suspend or alter STI payments to any participant due to any action 
which has caused the Group loss or reputational damage. This includes any deferred STI (in the form 
of rights) in the event of fraud, malfeasance, dismissal for cause, or other misconduct. 
How is STI treated 
on cessation of 
employment? 
Unless the Board determines otherwise, an Executive will forfeit their STI award and unvested 
deferred awards if they resign or if their employment is terminated with cause. 
 
 

 
35 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.2. 
Remuneration framework (continued) 
Long Term Incentive (LTI) 
The LTI Plan is aimed at attracting, rewarding, and retaining high performing Executives and other nominated participants 
for delivering sustained long term growth and aligning them with securityholder interests.  
Who participates 
in the LTI plan? 
Participation is limited to Executive KMP and selected senior management positions by invitation 
and as approved by the Board. 
What is the 
payment vehicle? 
LTI awards are granted in the form of performance rights. Performance rights that vest subject to 
ABG performance conditions entitle executives to receive Abacus Group securities or, at the 
discretion of the Board, cash of equivalent value at exercise.  
Performance rights that vest subject to ASK performance conditions will be settled in cash of 
equivalent value to be invested in ASK securities within 12 months of vesting.  
What is the 
maximum 
opportunity? 
The maximum opportunity for the MD is 120% of FR and for other Executive KMP it ranges from 
75% to 100% of FR. 
How are the 
grants calculated? 
The number of performance rights that are granted to each participant is calculated by dividing the 
maximum LTI opportunity (face value) by the face value of an Abacus security. The face value is 
based on the 10-day VWAP for Abacus securities measured from the second trading day after the 
full year results announcement for the year ended 30 June 2023 were released to the market. 
What are the 
performance 
periods, vesting 
periods and 
exercise periods? 
The performance rights will be tested against the relevant Performance Conditions following release 
of audited financial results for the final year of the relevant Performance Period. 
For the Executive KMP, 50% of the performance rights are tested on the third anniversary of the 
grant date and 50% on the fourth anniversary of the grant date. 
Rights that vest subject to ABG performance conditions can be exercised up to 15 years from the 
grant date. Rights that vest subject to ASK performance conditions can be exercised up to 12 
months from the vesting date. 
 
 
 

 
36 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.2. 
Remuneration framework (continued) 
Long Term Incentive (LTI) 
What are the 
performance 
conditions for 
FY24? 
The performance rights are subject to the following three independent performance conditions 
(with a percentage of total performance rights granted to be separately tested against each 
performance condition) that will be tested separately at the end of each of the applicable 
performance periods: 
Performance Condition 
Weight (MD grant) 
ABG EBIT per security CAGR 
41.67% 
ABG Relative TSR 
41.67% 
ASK Relative TSR 
16.66% 
ABG EBIT per security CAGR is measured based on the compound annual growth rate in earnings 
before interest and tax (EBIT) configured on a per security basis. The FY23 base year EBIT per 
security for performance measurement is 13.0 cps.  
ABG and ASK Relative Total Securityholder Return (TSR) is measured by taking into account the 
change in the ABG/ASK security price over the relevant performance period as well as the 
distributions received (and assumed to be reinvested into ABG/ASK securities on the ex-dividend 
date). Tax and any franking credits (or equivalent) will be ignored. This outcome will then be tested 
against a comparator group. 
The performance requirements for each measure are as follows: 
 
ABG EBIT per Security CAGR 
Percentage % of Rights that vest 
Less than 2%
0%
2%
50%
2 - 6%
Pro rata vesting from 50% to 100%
6%
100%
 
ABG / ASK Relative TSR percentile rank 
Percentage % of Rights that vest 
< 50th
0%
50th
50%
> 50th to 75th
Pro rata vesting from 50% to 100%
75th and above
100%
Why were these 
measures chosen? 
Growth in EBIT per security reflects management operational performance. 
Relative TSR provides alignment with outcomes for securityholders that invest in the A-REIT 
sector. 
The comparator group for both the Abacus Group and Abacus Storage King Relative TSR 
conditions is outlined below and has been derived from the ASX200 A-REIT’s.  
 
 
 

 
37 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.2. 
Remuneration framework (continued) 
Long Term Incentive (LTI) 
Who is the 
comparator group 
for FY24? 
The Board has determined the comparator group for the FY24 LTI for the Relative TSR test for 
each of Abacus Group and Abacus Storage King to be: 
- 
BWP Trust (BWP)
- 
Charter Hall Retail REIT (CQR) 
- 
Cromwell Property Group (CMW) 
- 
Dexus Property Group (DXS) 
- 
GPT Group (GPT) 
- 
Growthpoint Properties (GOZ)
- 
Mirvac Group (MGR)
- 
National Storage REIT (NSR) 
- 
Scentre Group Limited (SGC) 
- 
Region Group (RGN) 
- 
Stockland (SGP) 
- 
Vicinity Centres (VCX)
Do we allow for re-
testing? 
No. 
Are there 
distributions or 
voting rights? 
Rights do not carry any voting rights. No distributions are paid to Participants during the vesting 
period. Participants receive an entitlement to securities equal to accrued and reinvested 
distributions only on performance rights that vest. 
What happens on 
cessation of 
employment? 
Unless the Board determines otherwise:  
 if the participant’s employment is terminated for cause or they resign (or give notice of 
their resignation) prior to their Rights vesting, all unvested Rights will lapse; or  
if the participant ceases employment for any other reason prior to their Rights vesting, all of their 
unvested Rights will remain on foot and be tested in the ordinary course. 
What happens if a 
change in control 
occurs? 
The Board may in its absolute discretion, accelerate vesting on some or all of any unvested securities 
taking into consideration service and performance prior to a change in control. 
Forfeiture for 
Fraud, Dishonesty 
or Misstatement 
The Board has discretion to determine that a participants Rights lapse in certain circumstances, 
including where they act fraudulently or dishonestly, or they are in breach of their obligations of the 
Group.  
When is Board 
discretion used? 
Discretion can be applied to the proportion that may vest, taking into account behaviour 
inconsistent with our Code of Conduct, reputational damage, and having regard to any matters that 
it considers relevant (including any adjustments for unusual or non-recurring items that the Board 
considers appropriate). The extent and reasons for any discretion will be disclosed. 
Abacus Security 
Trading Policy 
In accordance with Abacus’ Trading Policy, no director, employee, or associate may trade in ABG 
securities at any time if they are in possession of unpublished information which, if generally 
available, might materially affect the price or value of ABG securities. They may only trade within 
specified trading windows.  
 
 
 

 
38 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
The table below provides the grant date fair value and the maximum potential value of all outstanding LTI grants at 
grant date for the Executive KMP. 
If the performance conditions are not met, the minimum value of the LTI will be nil. 
5.3. 
Security based payments 
Tables 8, 9 and 10 outline the FY24 LTI grant reflecting the three new performance hurdles, the movements in LTI 
holdings of Executive KMP and the vesting outcomes for the year. Following this, Legacy Plans are shown from tables 
11 to 16. 
Table 8 – Performance Long term Incentive Plan Grants 
Participant 
LTI max as 
a % of FR 
Performance 
measure 
Number of 
performance 
rights granted 
Fair value per 
performance 
right 
Total estimated 
fair value 
Steven Sewell – 
Managing Director 
50 
EBIT per security 
560,345 
1.03 
576,819 
50 
ABG Relative TSR 
560,345 
1.03 
576,819 
20 
ASK Relative TSR 
224,138 
1.16 
258,879 
Total 
120 
 
1,344,828 
  
1,412,518 
Evan Goodridge – Chief 
Financial Officer 
40 
EBIT per security 
189,655 
1.03 
195,231 
40 
ABG Relative TSR 
189,655 
1.03 
195,231 
20 
ASK Relative TSR 
94,828 
1.16 
109,526 
Total 
100 
 
474,138 
  
499,988 
Nikki Lawson – Group 
General Manager, Self 
Storage and Fund 
Manager ASK 
27.5 
EBIT per security 
136,314 
1.03 
140,322 
27.5 
ABG Relative TSR 
136,315 
1.03 
140,323 
20 
ASK Relative TSR 
99,138 
1.16 
114,504 
Total 
75 
 
371,767 
  
395,149 
Gavin Lechem – Chief 
Investment Officer and 
General Counsel 
40 
EBIT per security 
225,931 
1.03 
232,573 
40 
ABG Relative TSR 
225,931 
1.03 
232,573 
20 
ASK Relative TSR 
112,916 
1.16 
130,418 
Total 
100 
 
564,778 
  
595,565 
 
1EBIT CAGR is Underlying Earnings before Interest and Tax Compound Annual Growth Rate. 
2Relative TSR is Relative Total Securityholder Return. 
3ASK Relative TSR will be cash settled. 
 
 

 
39 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
Table 9 – Movements in LTI holdings of key management personnel during the year 
The table below provides the movement of all security-based payments granted to the Executive KMP. 
KMP 
BALANCE  
1 JULY 20231 
GRANTED AS 
REMUNERATION 
NO. LAPSED 
DURING THE 
YEAR1 
LTIS EXERCISED 
BALANCE  
30 JUNE 20241 
Steven Sewell 
(Managing Director) 
823,852 
1,331,895 
(95,344) 
- 
2,060,403 
Evan Goodridge 
122,462 
427,347 
(6,102) 
- 
543,707 
Nikki Lawson 
377,556 
33,100 
(18,141) 
- 
392,515 
Gavin Lechem 
183,948 
516,143 
(13,483) 
- 
686,608 
Total 
1,130,262 
2,308,485 
(133,070) 
- 
3,683,233 
1Number of Abacus securities include participants receiving an entitlement equal to accrued and reinvested distributions only on performance 
rights that vest. 
Table 10 – Movements in LTI holdings (ASK cash securities) of key management personnel during the year. 
The table below provides the movement of all security-based payments granted to the Executive KMP. 
KMP 
BALANCE  
1 JULY 20231 
GRANTED AS 
REMUNERATION 
NO. LAPSED 
DURING THE 
YEAR1 
LTIS EXERCISED 
BALANCE 
30 JUNE 20241 
Steven Sewell 
(Managing Director) 
- 
241,112 
- 
- 
241,112 
Evan Goodridge 
- 
102,010 
- 
- 
102,010 
Nikki Lawson 
- 
106,645 
- 
- 
106,645 
Gavin Lechem 
- 
121,521 
- 
- 
121,521 
Total 
- 
571,288 
- 
- 
571,288 
1Number of securities include participants receiving an entitlement equal to accrued and reinvested distributions only on performance rights that 
vest. 
5.4. 
Legacy Plans 
a) Impact of De-stapling on Abacus Group Incentive Awards 
This Section outlines the approved treatment by securityholders of the Abacus Group Incentive Awards on foot for 
employees that, on de-stapling implementation, either continued to be employed by Abacus Group or be employed 
by Abacus Storage King but continue to hold relevant Abacus Group Incentive Awards. 
 
 
 

 
40 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.4. 
Legacy Plans (continued) 
The Abacus Group Board determined the treatments set out in the following table in order to preserve the overall 
value of the Abacus Property Group Incentive Awards following the de-stapling, and to ensure that participants do not 
receive a benefit that they would not have received before the de-stapling and are not disadvantaged by the de-
stapling. 
Legacy Plans FY22 and FY23 
What are the 
performance 
conditions for grants 
in FY22 & FY23? 
The performance rights are subject to two independent performance conditions (with a percentage 
of total performance rights granted to be separately tested against each performance condition) 
that will be tested separately at the end of each of the applicable performance periods: 
The vesting hurdles for these LTI Rights will be adjusted so vesting is tested against the compound 
annual growth rate in Earnings Before Interest and Tax (EBIT Growth) and Relative Total 
Securityholder Return (TSR).  
The performance period for testing the relevant LTI Rights against the EBIT Growth hurdle will 
remain the same as the performance period which applied to those LTI Rights prior to De-stapling 
Implementation. The performance period for testing the relevant LTI Rights against the TSR hurdle 
has been adjusted and reset to commence on the 1st August 2023.  
50% of the LTI Rights scheduled to vest in each year will be subject to the EBIT Growth hurdle. The 
EBIT Growth outcome will be based on the combined performance of Abacus Group and Abacus 
Storage King (Combined EBIT Growth Outcome) . In order for the LTI Rights subject to the EBIT 
Growth hurdle to vest, the Combined EBIT Growth Outcome must exceed 3% for the relevant 
performance period. 
Combined EBIT Growth outcome 
Percentage % of Rights that vest 
<3%
0%
3%
50%
>3% to 8%
Pro rata vesting from 50% to 100%
8%
100%
50% of the LTI Rights scheduled to vest in each year will be subject to the TSR hurdle. TSR 
measures the growth in the price of securities plus cash distributions notionally reinvested in 
securities. The TSR outcome will be based on the combined performance of Abacus Group 
Securities and Abacus Storage King Securities (Combined TSR Growth Outcome). 
ASK/ABG Relative TSR percentile rank 
Percentage % of Rights that vest 
< 50th
0%
50th 
50%
> 50th to 75th 
Pro rata vesting from 50% to 100%
75th and above
100%
Who is the 
comparator group? 
The Board has determined the comparator group for the Relative TSR test for each of Abacus 
Group and Abacus Storage King to be: 
- 
BWP Trust (BWP)
- 
Charter Hall Retail REIT (CQR) 
- 
Cromwell Property Group (CMW) 
- 
Dexus Property Group (DXS) 
- 
GPT Group (GPT) 
- 
Growthpoint Properties (GOZ)
- 
Mirvac Group (MGR)
- 
National Storage REIT (NSR) 
- 
Scentre Group Limited (SGC) 
- 
Region Group (RGN) 
- 
Stockland (SGP) 
- 
Vicinity Centres (VCX) 
 
 

 
41 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.4. 
Legacy Plans (continued) 
Table 11 – Grant date fair value and maximum value for LTI grants* 
EXECUTIVE 
KMP 
YEAR2 
GRANT 
DATE 
SECURITY 
PRICE $ 
NUMBER OF LTI RIGHTS 
GRANTED 
PERFORMANCE PERIOD 
MAXIMUM 
GRANT DATE 
FACE VALUE $ 
ABG  
ASK  
Steven 
Sewell 
FY23 
2.74 
228,102 
228,102 
1 July 2022 to 30 June 2025 
1,250,000 
228,102 
228,102 
1 July 2022 to 30 June 2026 
FY22 
3.40 
183,824 
183,824 
1 July 2021 to 30 June 2024 
1,250,000 
183,824 
183,824 
1 July 2021 to 30 June 2025 
Evan 
Goodridge1 
FY23 
2.74 
45,621 
45,621 
1 July 2022 to 30 June 2025 
250,000 
45,620 
45,620 
1 July 2022 to 30 June 2026 
Gavin 
Lechem 
FY23 
2.74 
57,482 
57,482 
1 July 2022 to 30 June 2025 
315,000 
57,482 
57,482 
1 July 2022 to 30 June 2026 
FY22 
3.40 
25,995 
25,995 
1 July 2022 to 30 June 2024 
265,148 
25,995 
25,995 
1 July 2022 to 30 June 2025 
25,995 
25,995 
1 July 2022 to 30 June 2026 
 
1 Remuneration reflects period of service as Executive KMP. 
2 The FY23 grant was issued on 23 December 2022 (FY22: November 2021). 
 
On 1 July 2024 the Managing Director became entitled to the first tranche for the FY22 LTI Plan. Executive KMP 
became entitled to both the second tranche of the FY22 LTI Plan and the first tranche of the FY23 LTI plan (Grants 
were made prior to them becoming KMP). 
 
 

 
42 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.4. 
Legacy Plans (continued) 
Table 12 - FY22 & FY23 Vesting Outcome 
PERFORMANCE 
MEASURE 
WEIGHTING 
MINIMUM 
(50% vests) 
MAXIMUM 
(100% vests) 
GROUP RESULT 
VESTING 
OUTCOME 
FY221 
FY232 
EBIT CAGR 
50% 
3% 
8% 
12.5% 
8.2% 
50% 
Relative TSR 
50% 
50th percentile 
75th percentile 
<50th 
<50th 
0% 
Overall Result 
50% 
 
1For the FY22 grant this is the first tranche for the Managing Director as KMP. 
2For Executive KMP the FY23 grant is only applicable to Nikki Lawson for her time as non KMP. 
b) Executive Incentive Plan (Legacy SAR’s Plan) 
The Executive Incentive plan ceased in the year ending 30 June 2021 and has been replaced by a more contemporary 
and market aligned Long Term Incentive Plan. The Executive Incentive plan was delivered in the form of an annual 
grant of security acquisition rights (SARs) under the deferred security acquisition rights plan (SARs Plan). The SARs 
will continue to vest under this plan until September 2024. 
 Under the executive incentive plan, Abacus Property Group issued to participants rights (in the form of 
Security Acquisition Rights (SARs)) which are subject to time based vesting with the Abacus Property Group 
Board having the right (but not the obligation) to clawback unvested SARs if Abacus Property Group 
distributions fall below a certain threshold amount per Abacus Property Group Security in respect of any 
financial year (Distribution Condition Clawback). 
 On vesting of the SARs, the Abacus Group Board may in its absolute discretion provide securities to the 
relevant participant. 
SARs allocated to an Executive as their deferred variable remuneration for a financial year will vest in three equal 
annual tranches on the second, third and fourth anniversaries of the allocation date. 
Executives were entitled before any tranche of SARs vests, to extend the vesting date for that tranche by 12 months.  
The table below discloses the number of SARs that vested or lapsed during the year. No further grants will be made 
under this Plan. 
 
 

 
43 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.4. 
Legacy Plans (continued) 
Table 13 – Grants under the Executive Incentive Plan (Legacy SARs)  
EXECUTIVE KMP 
YEAR 
VESTING DATE 
NO. EXERCISED DURING THE YEAR1 
NO. LAPSED 
DURING THE 
YEAR 
ABG
ASK
Steven Sewell 
2021 
09/2023 
96,825 
96,825 
- 
2020 
09/2023 
59,222 
59,222 
- 
Evan Goodridge 
2021 
09/2023 
9,840 
9,840 
- 
2020 
09/2023 
6,768 
6,768 
- 
Gavin Lechem 
2021 
09/2023 
27,061 
27,061 
- 
2020 
09/2023 
16,920 
16,920 
- 
 
Table 14 – The value of SARs granted, exercised, and lapsed during the year. 
EXECUTIVE KMP 
VALUE OF SARS GRANTED 
DURING THE YEAR $ 
VALUE OF SARS 
EXERCISED DURING THE 
YEAR $ 
VALUE OF SARS LAPSED 
DURING THE YEAR $ 
Steven Sewell 
 -  
428,154 
 -  
Evan Goodridge 
 -  
45,629 
 -  
Gavin Lechem 
 -  
120,706 
 -  
Total 
- 
594,489 
- 
There were no alterations to the terms and conditions of the SARs since their grant date. 
Refer to Note 18 for details on the valuation of the Long Term and Deferred Variable Incentive Plan, including models 
and assumptions used. 
 
 
 

 
44 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.4. 
Legacy Plans (continued) 
Table 15 – Securities acquired on exercise of SARs. 
EXECUTIVE KMP 
SECURITIES 
ACQUIRED 
(NUMBER) 
SECURITIES 
ACQUIRED 
(NUMBER) 
PAID PER SECURITY $ 
PAID PER SECURITY $ 
 
ABG 
ASK 
ABG 
ASK 
Steven Sewell  
185,107 
185,107 
1.08 
1.23 
Evan Goodridge 
19,727 
19,727 
1.08 
1.23 
Gavin Lechem 
52,185 
52,185 
1.08 
1.23 
The number of securities acquired is based on the SARs that vested in the year and the distributions that would have 
been paid on that number of securities from the grant date to the allocation date. No amount was paid by participants 
for securities acquired above. 
Table 16 – Movements in SARs holdings of key management personnel during the year 
The table below provides the movement of all security-based payments granted to the Executive KMP. 
KMP 
BALANCE 1 JULY 
2023 
GRANTED AS 
REMUNERATION 
SARS EXERCISED 
BALANCE 30 JUNE 2024 
Steven Sewell  
296,116 
7,799 
(185,107) 
118,808 
Evan Goodridge 
31,100 
701 
(19,727) 
12,074 
Gavin Lechem 
83,320 
2,070 
(52,185) 
33,205 
Total 
410,536 
10,570 
(257,019) 
164,087 
Other than disclosed in the ASX market, there have been no movements in holdings since 30 June 2024. 
5.5. 
Minimum security holding requirement for Executive KMP  
To align the interests of the Board with securityholders, the Board introduced a minimum security holding requirement 
for Executive KMP. 
 
The MD is required to maintain a minimum holding of securities equivalent to 100% of his fixed remuneration. 
Executive KMP are required to maintain a minimum holding of securities that is equivalent to 50% of their 
fixed remuneration.  
 
Executive KMP had until the fourth anniversary of the later of 27 June 2022 or the date they become an 
Executive KMP, to meet the minimum holding requirement.  
 
For FY24 this anniversary will be updated in respect of any KMP (including the Managing Director) to the 
later of the de-stapling of Abacus Group and Abacus Storage King or the date they become a member of the 
KMP. 

 
45 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
5.5. 
Minimum security holding requirement for Executive KMP (continued) 
Table 17 – Executive KMP ownership – security holdings detail as at 30 June 2024 
EXECUTIVE KMP 
BALANCE  
1 JULY 2023 
VESTED/EXERCISED 
RIGHTS 
PURCHASE / SALES 
BALANCE 
30 JUNE 2024 
Steven Sewell (MD) 
866,125 
597,692 
51,598 
1,515,415 
Evan Goodridge 
90,927 
111,069 
- 
201,996 
Nikki Lawson 
- 
21,924 
- 
21,924 
Gavin Lechem 
338,224 
188,750 
 -  
526,974 
Table 18 Executive KMP ownership – Minimum security holding detail as at 30 June 2024 
EXECUTIVE KMP 
BALANCE 
30 JUNE 2024 
MSH REQUIREMENT 
MSHR ASSESSMENT DATE 
Steven Sewell (MD) 
$2,405,121 
$1,300,000 
Aug-27 
Evan Goodridge 
$338,002 
$275,000 
Aug-27 
Nikki Lawson 
$25,322 
$287,500 
Aug-27 
Gavin Lechem 
$989,994 
$327,500 
Aug-27 
 
Unvested rights are not included in the calculation of the minimum holding of securities. 
 
6. NON-EXECUTIVE DIRECTOR REMUNERATION 
6.1. 
Objective 
The Committee assesses the appropriateness of the nature and amount of remuneration of Non-Executive Directors 
(NEDs) on a periodic basis by reference to market rates with the overall objective of attracting and retaining Board 
members with an appropriate combination of industry and specialist functional knowledge and experience. 
 
 
 

 
46 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
6.2. 
Fee Structure and Policy 
The following table outlines the Non-Executive Directors (NEDs) fee policy and any changes introduced for FY24. 
Maximum aggregate fees 
approved by 
securityholders 
Abacus’ constituent documents and the ASX Listing Rules specify that the 
maximum aggregate remuneration of Non-Executive directors must be approved 
by securityholders.  The last determination was at the annual general meeting held 
on 14 November 2022 when securityholders approved an aggregate remuneration 
limit of $1,250,000 per year. 
Contracts 
Upon appointment to the Board, all NEDs receive a letter of appointment which 
summarises the Board policies and terms, including compensation, relevant to the 
office of Director. 
Non-Executive Director 
fees reviews 
The Board reviews NED fees on an annual basis in line with general industry 
practice. This ensures fees are appropriately positioned in the market to attract and 
retain high calibre individuals. The fees were last increased in July 2021.   
NEDs are entitled to be reimbursed for all reasonable costs and expenses incurred 
by them in performing their duties.  
NED fee changes  
There were no changes to the Board base fees and committee fees in FY24. There 
are no planned changes to the Board base fees and committee in FY25.  
Refer to Table 19 for details of FY24/FY25 fees.  
The aggregation of all Board and committee fees for FY24 and FY25, respectively, 
remains below the current pool limit. 
Superannuation 
The fees set out above include superannuation contributions in accordance with 
relevant statutory requirements. 
Post-employment 
benefits 
The Non-Executive directors do not receive retirement benefits. Nor do they 
participate in any incentive programs. 
 
 
 

 
47 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
6.2. 
Fee Structure and Policy (continued) 
Table 19 –Non-Executive Director fee levels (inclusive of superannuation) – Abacus Group 
BOARD/COMMITTEE 
ROLE 
FY24/FY25 
PER ROLE $ 
TOTAL 
Board 
Chair 
$252,000 
$252,000 
Non-Executive Director 
$113,000 
$565,000 
Audit and Risk Committee 
Chair 
$27,300 
$27,300 
Non-Executive Director 
$12,285 
$36,855 
Work, Health Safety and 
Sustainability Committee 
Chair 
$21,000 
$21,000 
Non-Executive Director 
$10,500 
$10,500 
People Performance 
Committee 
Chair 
$23,000 
$23,000 
Non-Executive Director 
$11,250 
$33,750 
Total 
  
  
$969,405 
Table 20 –Non-Executive Directors’ remuneration details – Abacus Group 
NON-EXECUTIVE 
DIRECTOR 
FY 
BASE FEES 
NON-
MONETARY 
BENEFITS 
TOTAL CASH 
PAYMENTS AND 
SHORT-TERM 
BENEFITS 
SUPERANNUATION 
$ 
Myra Salkinder (Chair)1 
FY24 
245,757 
- 
245,757 
6,243 
252,000 
FY23 
252,000 
- 
252,000 
- 
252,000 
Trent Alston 
FY24 
133,590 
- 
133,590 
14,695 
148,285 
FY23 
134,195 
- 
134,195 
14,090 
148,285 
Mark Bloom2 
FY24 
11,587 
- 
11,587 
1,275 
12,862 
FY23 
123,561 
- 
123,561 
12,974 
136,535 
Mark Haberlin 
FY24 
136,531 
- 
136,531 
15,018 
151,550 
FY23 
137,149 
- 
137,149 
14,401 
151,550 
Sally Herman3 
FY24 
131,460 
- 
131,460 
3,340 
134,800 
FY23 
66,078 
- 
66,078 
6,938 
73,016 
Jingmin Qian 
FY24 
131,789 
- 
131,789 
14,497 
146,285 
FY23 
132,384 
- 
132,384 
13,901 
146,285 
 
1Myra Salkinder as Chair does not receive any fees for other sub-committees. 
2Mark Bloom ceased as director of AGHL, AT, AGPL & AIT on 3 August 2023. 
3Sally Herman was appointed 16 December 2022. 
 
 

 
48 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
6.3. 
Minimum security holding requirement for Non-Executive Directors FY24 
The Board recognises the importance of aligning the interests of its senior executives and directors with the long term 
interests of Abacus’ securityholders. To further align this interest, the Board has introduced a minimum security 
holding requirement for NEDs.  
Each Non-Executive Director must accumulate and retain a minimum security holding in Abacus securities equivalent 
to their annual director’s fee inclusive of base fee, superannuation contributions and before any tax deductions. The 
minimum security holding was to be achieved progressively by the 4th anniversary of the later of 27 June 2022 or the 
date of their appointment, to meet the minimum holding requirement. 
From FY24 the minimum security holding is to be achieved progressively by the 4th anniversary of the later of the de-
stapling of Abacus Group and Abacus Storage King or the date of their appointment as a Director. 
NON-
EXECUTIVE 
DIRECTOR 
BALANCE 1 
JULY 2023 
PURCHASE / 
SALE 
BALANCE 30 
JUNE 2024 
MSHR 
ASSESSMENT 
MSHR 
POLICY 
MSHR 
ASSESSMENT 
DATE 
Myra Salkinder 
(Chair) 
14,802,171 
- 
14,802,171 
$23,572,839 
$252,000 
Aug-27 
Trent Alston 
45,250 
- 
45,250 
$116,203 
$148,285 
Aug-27 
Mark Haberlin 
42,292 
- 
42,292 
$107,928 
$151,550 
Aug-27 
Sally Herman 
18,150 
71,950 
90,100 
$114,903 
$134,800 
Aug-27 
Jingmin Qian 
45,167 
- 
45,167 
$102,517 
$146,285 
Aug-27 
Non-Executive Directors are bound by Abacus’s Securities Trading Policy. No additional remuneration is provided to 
Non-Executive Directors to purchase these stapled securities. 
All equity transactions with Non-Executive Directors have been entered into under terms and conditions no more 
favourable than those that Abacus would have adopted if dealing at arm’s length. There have been no movements in 
holdings since 30 June 2024. 
 
 

 
49 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
REMUNERATION REPORT (continued) 
7. ADDITIONAL REQUIRED DISCLOSURES 
7.1. 
Executive KMP employment terms 
The total remuneration package is reviewed annually, and the key terms are summarised below: 
KMP 
TERM OF 
AGREEMENT 
NOTICE 
PERIOD (BY 
COMPANY OR 
BY EMPLOYEE) 
POST-
EMPLOYMENT 
RESTRAINTS 
TERMINATION BENEFITS 
Steven Sewell 
No expiry date 
9 months 
12 months 
No redundancy payment entitlements. If 
there are any termination entitlements to be 
paid, they will be limited by the current 
Corporations Act 2001 (Cth) or the ASX 
Listing Rules or both. 
Evan Goodridge 
No expiry date 
6 months 
6 months 
Covered by National Employment Standards 
(NES). 
Nikki Lawson 
No Expiry date 
6 months 
6 months 
Covered by National Employment Standards 
(NES). 
Gavin Lechem 
No expiry date 
6 months 
6 months 
Covered by National Employment Standards 
(NES). 
Abacus may terminate an Executive KMP’s service at any time without notice if serious misconduct has occurred. 
Where termination with cause occurs, the Executive is only entitled to remuneration up to the date of termination.  
7.2. 
Use of Remuneration advisors 
The People and Performance Committee engages external remuneration consultants from time to time to provide 
independent benchmarking data and information on best practice. This ensures the Company continually reviews 
assesses and adapts the remuneration governance functions to assist the Board and Committee in making informed 
remuneration decisions. No remuneration recommendations as defined under the Corporations Act 2001 (Cth) were 
provided to the Committee by remuneration consultants in FY24. 
7.3. 
Loans to Key Management Personnel 
There were no loans to key management personnel or their related parties at any time in 2024 or in the prior year. 
7.4. 
Other transactions with Key Management Personnel 
During the year, transactions occurred between Abacus and key management personnel which were within normal 
employee and investor relationships. 
7.5. 
Directors and Officers Insurance 
During the year, Abacus Group paid for a Directors and Officers Insurance policy. In accordance with usual 
commercial practice, the insurance policy prohibits disclosure of details relating to the nature of the liabilities covered 
by the insurance, the limit of indemnity and the amount of the premium paid under the contract. 

 
50 
 
DIRECTORS’ REPORT 
30 JUNE 2024 
SIGNIFICANT EVENTS AFTER BALANCE DATE 
On 16 August 2024, the Group exchanged contracts for the divestment of its interest in Market Central, Lutwyche 
QLD at a sale price of $60.4 million.  
Other than as disclosed already in this report and to the knowledge of directors, there has been no matter or 
circumstance that has arisen since the end of the financial year that has significantly affected, or may affect, the 
Group’s operations in future financial periods, the results of those operations or the Group’s state of affairs in future 
financial periods. 
ENVIRONMENTAL REGULATION AND PERFORMANCE 
The Group is subject to environmental regulation in respect of its property activities and there are systems in place for 
the management of the Group’s environmental responsibilities, and compliance with relevant licence requirements and 
regulations. No material breaches of requirements or any environmental issues have been identified during the year. 
ROUNDING 
The amounts contained in this report and in the annual financial report have been rounded to the nearest $1,000 
(where rounding is applicable) under the option available to the Group under ASIC Corporations Instrument 
2016/191. The Group is an entity to which the instrument applies. 
AUDITOR’S INDEPENDENCE DECLARATION 
We have obtained an independence declaration from our auditor, Ernst & Young, and such declaration is set out on 
page 51. 
During the year, Ernst & Young provided non-audit services to the Group, as outlined in Note 22 of the financial 
statements. The directors are satisfied that the provision of non-audit services, during the year, by the auditor is 
compatible with the general standard of independence for auditors imposed by this Act. 
The Directors are satisfied that the provision of non-audit services by the auditor, as set out in Note 22, did not 
compromise the auditor independence requirements of the Corporations Act 2001 for the following reasons: 
- all non-audit services have been reviewed by the Audit and Risk Committee to ensure they do not impact the 
impartiality and objectivity of the auditor; and  
- none of the services undermine the general principles relating to auditor independence as set out in APES 110 Code 
of Ethics for Professional Accountants. 
 
Signed in accordance with a resolution of the directors. 
Abacus Group Holdings Limited (ABN 31 080 604 619) 
 
 
 
 
 
 
 
 
Myra Salkinder  
 
 
 
 
Steven Sewell 
Chair 
 
 
 
 
 
 
Managing Director 
Sydney, 23 August 2024 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 
Ernst & Young 
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 
Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 
 
 
 
Auditor’s independence declaration to the directors of Abacus Group 
Holdings Limited 
 
As lead auditor for the audit of the financial report of Abacus Group Holdings Limited for the financial 
year ended 30 June 2024, I declare to the best of my knowledge and belief, there have been: 
a. 
No contraventions of the auditor independence requirements of the Corporations Act 2001 in 
relation to the audit;  
b. 
No contraventions of any applicable code of professional conduct in relation to the audit; and 
c. 
No non-audit services provided that contravene any applicable code of professional conduct in 
relation to the audit. 
This declaration is in respect of Abacus Group Holdings Limited and the entities it controlled during 
the financial year. 
 
 
 
Ernst & Young 
 
 
 
 
Anthony Ewan 
Partner 
23 August 2024 
 
 

 
52 
 
CONSOLIDATED INCOME STATEMENT 
YEAR ENDED 30 JUNE 2024 
2024
2023
Notes
$'000
$'000
REVENUE
Rental income
             144,373 
            147,075 
Finance income
1(a)
                6,957 
                3,483 
Fee income
1(b)
               17,180 
                 1,455 
Total Revenue
            168,510 
            152,013 
OTHER INCOME
Net change in fair value of investments and derivatives derecognised
                   658                (1,023)
Share of (loss)/profit from equity accounted investments
7(a)
              24,977               (8,846)
Other income
                      -                        60 
Total Revenue and Other Income
             194,145 
           142,204 
Net change in fair value of investment properties derecognised
              (8,244)               (9,097)
Net change in fair value of investment properties held at balance date
          (275,407)            (247,617)
Net change in fair value of derivatives
             (13,992)             (20,220)
Net change in fair value of investments held at balance date
3(a)
               (1,798)
                 (854)
Net change in fair value from deconsolidation
20
               (5,614)
                      - 
Property expenses and outgoings
            (43,588)             (41,880)
Depreciation and amortisation expense
3(b)
              (4,091)
             (5,800)
Finance costs
3(c)
             (41,557)               (9,893)
Administrative and other expenses
3(d)
             (38,241)             (39,458)
PROFIT/(LOSS) BEFORE TAX FROM CONTUNUING OPERATIONS
         (238,387)           (232,615)
Income tax expense
4(a)
              (3,602)               (5,650)
NET PROFIT/(LOSS) AFTER TAX FROM CONTINUING OPERATIONS
          (241,989)          (238,265)
Discontinued Operations
Net profit after tax from discontinued operations
20
                    951 
           263,760 
NET (LOSS)/PROFIT AFTER TAX
          (241,038)
             25,495 
PROFIT/(LOSS) ATTRIBUTABLE TO:
Equity holders of the parent entity (AGHL)
            (33,286)              (64,516)
Equity holders of other stapled entities
AT members
          (178,499)            (138,796)
AGPL members
                3,028                (2,377)
AIT members
             (33,232)
            (22,967)
ASPT members
               (7,913)
             143,641 
ASOL members
               8,864 
             110,510 
NET (LOSS)/PROFIT AFTER TAX
          (241,038)
             25,495 
Basic and diluted earnings per stapled security (cents)
2
(26.97)
             
                  2.85 
Basic and diluted earnings per stapled security from continuing operations (cents)
2
(27.08)
             
(26.67)
             
 

 
53 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 
YEAR ENDED 30 JUNE 2024 
2024
2023
$'000
$'000
NET PROFIT AFTER TAX
              (241,038)
                 25,495 
OTHER COMPREHENSIVE INCOME
Items that may be reclassified subsequently to the income statement
Share of other comprehensive income of an associate
                      (491)
                           -  
Foreign exchange translation adjustments, net of tax associated with discontinued operations
                      1,145                      1,925 
TOTAL COMPREHENSIVE INCOME/(LOSS) FOR THE PERIOD
           (240,384)
                 27,420 
Total comprehensive income attributable to:
Members of the Group
            (240,384)
                  27,420 
TOTAL COMPREHENSIVE INCOME/(LOSS) FOR THE PERIOD
           (240,384)
                 27,420 
Total comprehensive income / (loss) attributable to members of the Group analysed by 
amounts attributable to:
AGHL members
                (33,286)                 (64,516)
AT members
               (178,917)               (138,796)
AGPL members
                    2,955                    (2,377)
AIT members
                (33,232)                 (22,967)
ASPT members
                  (6,852)
                145,510 
ASOL members
                    8,948                  110,566 
TOTAL COMPREHENSIVE INCOME/(LOSS) AFTER TAX ATTRIBUTABLE
TO MEMBERS OF THE GROUP
            (240,384)                   27,420  
 
 

 
54 
 
CONSOLIDATED STATEMENT OF FINANCIAL POSITION 
AS AT 30 JUNE 2024 
2024
2023
Notes
$'000
$'000
CURRENT ASSETS
Investment properties held for sale
5
           123,000 
                      -  
Assets associated with discontinued operations
20
                      -            3,072,416 
Cash and cash equivalents
8
              23,556               71,900 
Trade and other receivables
              28,502               46,637 
Derivatives at fair value
                 3,971               30,283 
Other
                6,595 
               4,056 
TOTAL CURRENT ASSETS
            185,624 
       3,225,292 
NON-CURRENT ASSETS
Investment properties
5
        1,762,000         2,099,876 
Property loans
6(a)
              55,870 
               53,142 
Equity accounted investments
7
            565,324 
            158,674 
Deferred tax assets
4(c)
                8,180 
                11,641 
Property, plant and equipment
                   288 
                   458 
Other financial assets
6(b)
                4,938 
                3,987 
Intangible assets and goodwill
19
              32,426 
              32,463 
Derivatives at fair value
                 7,186 
               14,541 
Other
               4,500                 6,100 
TOTAL NON-CURRENT ASSETS
        2,440,712 
       2,380,882 
TOTAL ASSETS
       2,626,336 
        5,606,174 
CURRENT LIABILITIES
Liabilities associated with discontinued operations
20
                      -             1,142,401 
Trade and other payables
               61,919 
              57,584 
Derivatives at fair value
                      -                20,603 
Other
 
                6,226 
                5,476 
TOTAL CURRENT LIABILITIES
              68,145 
        1,226,064 
NON-CURRENT LIABILITIES
Interest-bearing loans and borrowings
10
            939,327         1,006,508 
Derivatives at fair value
                   858 
                   859 
Deferred tax liabilities
4(c)
                9,399 
                9,735 
Other
                 1,475                   1,319 
TOTAL NON-CURRENT LIABILITIES
           951,059 
          1,018,421 
TOTAL LIABILITIES
         1,019,204 
       2,244,485 
NET ASSETS
         1,607,132 
        3,361,689 
TOTAL EQUITY
         1,607,132 
        3,361,689  

 
55 
 
CONSOLIDATED STATEMENT OF FINANCIAL POSITION (continued) 
AS AT 30 JUNE 2024 
2024
2023
Notes
$'000
$'000
Equity attributable to members of AGHL:
Contributed equity
               568,862                568,862 
Treasury shares
                  (4,358)
                           - 
Reserves
                   6,045                     4,144 
Retained earnings
                 93,324                  63,684 
Total equity attributable to members of AGHL:
               663,873               636,690 
Equity attributable to unitholders of AT:
Contributed equity
              1,373,217               1,373,217 
Reserves
                      (418)
                           - 
Accumulated losses
             (555,467)               (321,050)
Total equity attributable to unitholders of AT:
                817,332              1,052,167 
Equity attributable to members of AGPL:
Contributed equity
                 47,064                  47,064 
Reserves
                        (73)
                           - 
Retained earnings
                   65,281                   62,253 
Total equity attributable to members of AGPL:
                 112,272                 109,317 
Equity attributable to unitholders of AIT:
Contributed equity
                 188,471                 188,472 
Accumulated losses
               (174,816)               (140,532)
Total equity attributable to unitholders of AIT:
                  13,655                 47,940 
Equity attributable to members of ASPT:
Contributed equity
                           -                  334,610 
Reserves
                           -                           259 
Retained earnings
                           -                 464,005 
Total equity attributable to members of ASPT:
                           -                 798,874 
Equity attributable to members of ASOL:
Contributed equity
                           -                    84,424 
Reserves
                           -                            (31)
Retained earnings
                           -                  632,308 
Total equity attributable to members of ASOL:
                           -                    716,701 
TOTAL EQUITY
             1,607,132             3,361,689 
Contributed equity
12
              2,177,614            2,596,649 
Treasury shares
                  (4,358)
                           - 
Reserves
                    5,554                     4,144 
Retained earnings
              (571,678)
               760,668 
Reserves of discontinued operations
                           -                           228 
TOTAL EQUITY
             1,607,132             3,361,689 
 

 
56 
 
CONSOLIDATED STATEMENT OF CASH FLOW 
YEAR ENDED 30 JUNE 2024 
2024
2023
Notes
$'000
$'000
CASH FLOWS FROM OPERATING ACTIVITIES
Income receipts
               203,025                358,605 
Interest received
                      1,513                        853 
Distributions received
                           -                      12,579 
Income tax paid
                   (2,827)                 (12,047)
Finance costs paid
               (36,474)                (46,952)
Operating payments
                (89,263)               (159,988)
NET CASH FLOWS FROM OPERATING ACTIVITIES
8
                 75,974                153,050 
CASH FLOWS FROM INVESTING ACTIVITIES
Payments for investments and funds advanced
                   (1,267)                     (1,158)
Proceeds from sale and settlement of investments and funds repaid
               140,849                   75,325 
Purchase of property, plant and equipment
                        (28)                  (8,304)
Proceeds from disposal of property, plant and equipment
                           -                             49 
Payments for investment properties and capital expenditure
              (188,028)              (396,786)
Proceeds from disposal of investment properties
                 110,523                  83,438 
Payment for other investments and financial assets
                 (16,051)                (48,078)
NET CASH FLOWS FROM / (USED IN) INVESTING ACTIVITIES
                 45,998              (295,514)
CASH FLOWS FROM FINANCING ACTIVITIES
Payment of issue costs
                           -                           (42)
Payment of borrowing costs
                    (1,315)                        (671)
Payment of treasury shares
                  (4,358)
                           -  
Repayment of borrowings and financial instruments
             (249,098)                    (1,783)
Repayment of principal portion of lease liabilities
                        (33)                      (896)
Proceeds from borrowings
                 122,752                 271,364 
Distributions paid
                (70,149)               (166,547)
NET CASH FLOWS FROM / (USED IN) FINANCING ACTIVITIES
            (202,201)
                101,425 
Net (decrease)/increase in cash and cash equivalents from continuing operations
               (48,390)
                    11,373 
Net (decrease) in cash and cash equivalents from discontinued operations
                (31,839)                  (52,412)
NET INCREASE / (DECREASE) IN CASH AND CASH EQUIVALENTS
                (80,229)                 (41,039)
Net foreign exchange differences
                          42                           22 
Cash and cash equivalents at beginning of period from continuing operations
                  71,900                 176,505 
Cash and cash equivalents at beginning of period from discontinuing operations
                 63,588 
                           -  
Less cash balance attributable to discontinued operations at deconsolidation
20
(31,745)
               
(63,588)
              
CASH AND CASH EQUIVALENTS AT END OF PERIOD
8
                 23,556                  71,900 
 
 
 
 
 
 

 
57 
 
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY 
YEAR ENDED 30 JUNE 2024 
  Employee
Issued
Share of
equity
Treasury
Retained
Total
capital
reserves*
benefits
shares
earnings
equity
CONSOLIDATED
$'000
$'000
$'000
$'000
$'000
$'000
At 1 July 2023
     2,596,649                 228             4,144 
                  -            760,668          3,361,689 
Other comprehensive income
                   -                  654 
                 -                     -   
                   654 
Net income for the period
                   -                     -                    -                     -           (241,038)           (241,038)
Total comprehensive income for the 
period
                  -                 654 
                -   
                 -           (241,038)         (240,384)
Performance rights
                   -                     -               1,901 
                    -                    1,901 
Treasury shares
                   -                     -                    -            (4,358)
                    -                (4,358)
Distribution to security holders
                   -                     -                    -                     -            (76,024)            (76,024)
De-stapling of discontinued operations         (419,035)             (1,373)
                 -                     -        (1,015,284)        (1,435,692)
At 30 June 2024
       2,177,614               (491)
          6,045           (4,358)          (571,678)
        1,607,132 
Foreign
currency
Employee
Issued
translation
equity
Treasury
Retained
Total
capital
reserve
benefits
shares
earnings
equity
CONSOLIDATED
$'000
$'000
$'000
$'000
$'000
$'000
At 1 July 2022
      2,593,346            (1,697)             2,941 
                  -             906,519 
        3,501,109 
Other comprehensive income
                   -                1,925 
                 -                     -                       -                    1,925 
Net income for the period
                   -                     -                    -                     -               25,495               25,495 
Total comprehensive income for the 
period
                  -               1,925 
                -   
                 -              25,495 
            27,420 
Issue costs
                 (42)
                  -                    -                     -                       -                     (42)
Distribution reinvestment plan
              3,345 
                  -                    -                     -                       -                  3,345 
Performance rights
                   -                     -               1,203 
                  -                       -                   1,203 
Distribution to security holders
                   -                     -                    -                     -            (171,346)            (171,346)
At 30 June 2023
    2,596,649 
              228            4,144 
                 -           760,668 
       3,361,689 
Attributable to the stapled securityholders
*The share of reserves are from equity accounted investments.
Attributable to the stapled securityholders
 
 

 
58 
 
CONTENTS 
30 JUNE 2024 
 
Notes to 
the financial 
statements 
About this report 
Page 59 
Segment information 
Page 61 
 
Results for the period 
Operating assets    
and liabilities 
Capital structure 
and financing costs 
Group Structure 
Other Items 
1. 
Revenue  
5. 
Investment 
properties 
8. 
Cash and cash 
equivalents 
14. Parent entity 
financial 
information 
15. Commitments and 
contingencies 
2. 
Earnings per 
stapled security 
6. 
Property loans 
and other 
financial assets 
9. 
Capital 
management 
 
16. Related party 
disclosures 
3. 
Expenses 
7. 
Investments 
accounted for 
using the equity 
method 
10. Interest bearing 
loans and 
borrowings  
 
17. Key management 
personnel 
4. 
Income Tax 
 
11. 
Financial 
instruments 
 
18. Security based 
payments 
 
 
12. Contributed 
equity 
 
19. Intangible assets 
and goodwill 
 
 
13. Distributions 
paid and 
proposed 
 
20. Discontinued 
Operations 
 
 
 
 
21. Summary of 
material 
accounting policies 
 
 
 
 
22. Auditor’s 
remuneration 
 
 
 
 
23. Events after 
balance date 
 
 
 
 
 
 
 
Signed 
reports 
Consolidated entity disclosure statement 
Page 110 
Directors’ declaration 
Page 111 
Independent auditor’s report 
Page 112 

 
59 
 
NOTES TO THE FINANCIAL STATEMENTS – About this Report 
30 JUNE 2024 
Abacus Group (“Abacus” or the “Group”) is comprised of Abacus Group Holdings Limited (“AGHL”) (the nominated 
parent entity), Abacus Trust (“AT”), Abacus Income Trust (“AIT”) and Abacus Group Projects Limited (“AGPL”). 
Shares in AGHL and AGPL, units in AT and AIT have been stapled together so that neither can be dealt with without 
the other. The securities trade as one security on the Australian Securities Exchange (the “ASX”) under the code 
ABG. 
The financial report of the Group for the year ended 30 June 2024 was authorised for issue in accordance with a 
resolution of the directors on 23 August 2024. 
The nature of the operations and principal activities of the Group are described in the Directors’ Report. 
MATERIAL ACCOUNTING JUDGEMENTS, ESTIMATES AND ASSUMPTIONS 
In applying the Group’s accounting policies management continually evaluates judgements, estimates and assumptions 
based on experience and other factors, including expectations of future events that may have an impact on the Group. 
All judgements, estimates and assumptions made are believed to be reasonable, based on the most current set of 
circumstances available to management. Actual results may differ from these judgements, estimates and assumptions. 
Material judgements, estimates and assumptions made by management in the preparation of these financial 
statements are outlined below: 
(a) Material accounting judgements 
Control and significant influence 
In determining whether the Group has control over an entity, the Group assesses its exposure or rights to variable 
returns from its involvement with the entity and whether it has the ability to affect those returns through its power 
over the investee. The Group may have significant influence over an entity when it has the power to participate in the 
financial and operating policy decisions of the entity but is not in control or joint control of those policies. 
(b) Material accounting estimates and assumptions 
Valuation of investment properties  
The Group makes judgements in respect of the fair value of investment properties (Note 21(n)). The fair values of 
these properties are reviewed regularly by management with reference to external independent property valuations 
and market conditions existing at reporting date, using generally accepted market practices. The assumptions 
underlying estimated fair values are those relating to the receipt of contractual rents, expected future market rentals, 
maintenance requirements, capitalisation rates and discount rates that reflect current market conditions and current 
or recent property investment prices. These judgements, assumptions and estimates have also been applied to 
investment properties held through investments accounted for using the equity method. 
Expected credit loss (ECL) provision and impairment of property loans and trade receivables 
The Group has applied the simplified approach and recorded lifetime expected losses on trade receivables with the 
exception of property loans. In estimating the ECL provision, historical recoverability and underlying risks within the 
financial asset are considered. 
In considering the ECL provision for property loan financial assets at amortised cost, the Group has established a 
provision matrix which includes assessing the credit rating of each borrower to determine the probability of default, 
loss given default and exposure at default, taking into account sensitivity factors to work out the ECL provision for 
each property loan.  
In considering the impairment of property loans and financial assets, the Group undertakes a market analysis of the 
secured property development and other securities being utilised to support the underlying loan and financial assets 
and identifies if a deficiency of security exists and the extent of that deficiency, if any.  If there is an indicator of 
impairment, fair value calculations of expected future cashflows are determined and if there are any differences to the 
carrying value of the loan, an impairment is recognised. 
 
 

 
60 
 
NOTES TO THE FINANCIAL STATEMENTS – About this Report 
30 JUNE 2024 
MATERIAL ACCOUNTING JUDGEMENTS, ESTIMATES AND ASSUMPTIONS (continued) 
Fair value of derivatives 
The fair value of derivatives is determined based on discounted cash flow analysis using assumptions supported by 
observable market rates adjusted for counterparty creditworthiness. 
Fair value of financial assets 
The Group holds investments in unlisted securities which are held at fair value based on valuation of underlying asset 
values. 
Impairment of goodwill, intangible assets and other non-financial assets 
The Group determines whether goodwill, intangible assets and other non-financial assets are impaired at least on an 
annual basis. This requires an estimation of the recoverable amount of the cash-generating units to which the goodwill 
and intangible assets are allocated. For goodwill and intangible assets this involves fair value less costs to sell 
calculations (FVLCS) which incorporate a number of key estimates and assumptions around cash flows and fair value 
of investment properties upon which these determine the revenue / cash flows. The assumptions used in the 
estimations of the recoverable amount and the carrying amount of goodwill and intangible assets are discussed in Note 
19. 
Taxes 
Deferred tax assets are recognised for unused tax losses to the extent that it is probable that taxable profit will be 
available against which the losses can be utilised. This requires management judgement to determine the amount of 
deferred tax assets that can be recognised, based upon the likely timing and the level of future taxable profits, together 
with future tax planning strategies. Further details on taxes are disclosed in Note 4. 
 
 
 

 
61 
 
NOTES TO THE FINANCIAL STATEMENTS – Segment Information 
30 JUNE 2024 
The Group predominately operates in Australia.  The Group’s operating segments are regularly reviewed by the Chief 
Operating Decision Maker (“CODM”) to make decisions about resource allocation and to assess performance. 
The Group operates wholly within one business segment being the operation and management of Commercial assets 
in Australia. The operating results presented in the consolidated statement of profit or loss represent the same 
segment information as reported in internal management information. 
The Group has no individual customer which represents greater than 10% of total revenue. 

 
62 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
1. 
REVENUE 
2024
2023
$'000
$'000
(a) Finance income
Interest and fee income on secured loans - amortised cost
                5,780 
                2,963 
Bank interest
                  1,177 
                   520 
Total finance income
                6,957 
               3,483 
(b) Fee Income
Asset management fees
               11,298 
                     88 
Property management fees
                  1,161 
                  1,123 
Development management fees
                 4,721 
                   244 
Total funds management income
                17,180 
                 1,455  
2. EARNINGS PER STAPLED SECURITY 
2024
2023
Basic and diluted earnings per stapled security (cents)
(26.97)
             
2.85
                
Basic and diluted earnings per stapled security for continuing operations (cents)
(27.08)
             
(26.67)
             
Reconciliation of earnings used in calculating earnings per stapled security
Basic and diluted earnings per stapled security
Continuing operations
(241,989)
         
(238,265)
         
Discontinued operations
951
                  
263,760
          
Net profit ($'000)
(241,038)
        
25,495
           
Weighted average number of securities:
Weighted average number of stapled securities for basic earning per security ('000)
893,658
          
893,452
          

 
63 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
3. EXPENSES 
2024
2023
$'000
$'000
(a) Net change in fair value of investments held at balance date
Net change in fair value of unlisted property securities held at balance date
                 1,594 
                1,068 
Net change in fair value of other investments held at balance date
                   204                   (214)
Total change in fair value of investments held at balance date
                 1,798                    854 
(b) Depreciation and amortisation expenses
Depreciation and amortisation of property, plant and equipment and intangible assets
                   236 
                    912 
Amortisation - leasing costs
                3,855 
               4,888 
Total depreciation and amortisation expenses
                4,091                5,800 
(c) Finance costs
Interest on loans
            40,099 
                9,491 
Amortisation of finance costs
                 1,458                    402 
Total finance costs
              41,557 
               9,893 
(d) Administrative and other expenses 
Wages and salaries
              25,058 
             25,406 
Contributions to defined contribution plans
                  1,517                  1,544 
Other expenses
               8,090                  8,165 
Restructuring cost
                3,576 
                4,343 
Total administrative and other expenses
              38,241 
             39,458 

 
64 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
4. INCOME TAX 
2024
2023
$'000
$'000
(a) Income tax expense
The major components of income tax expense are:
Income Statement
Current income tax
Current income tax charge
                    3,922                         7,119 
Adjustments in respect of current income tax of previous years
                     (393)
                         264 
Deferred income tax
Relating to origination and reversal of temporary differences
                          73                      (1,733)
Total income tax expense
                   3,602                      5,650 
(b) Numerical reconciliation between aggregate tax expense recognised in the income statement and tax expense
calculated per the statutory income tax rate
A reconciliation between tax expense and the product of the accounting profit before income tax multiplied by the Group's
applicable income tax rate is as follows:
Profit/(loss) before tax from continuing operations
             (238,387)                 (232,615)
Profit before tax from discontinued operations
                        951                  273,780 
Profit before income tax expense
             (237,436)
                     41,165 
Prima facie income tax expense calculated at 30% (AU)
                  (71,231)
                    11,604 
Prima facie income tax expense calculated at 28% (NZ)
                           -                            696 
Less prima facie income tax expense on profit from Trusts
                  73,755                      (1,184)
Prima Facie income tax of entities subject to income tax
                    2,524                        11,116 
Adjustment of prior year tax applied
                     (393)
                         270 
Unrecognised tax benefit on tax losses
                     2,818                      4,590 
Share of results of joint ventures and associates
                      (225)                        (387)
Security acquisition rights
                       (811)                         (152)
Other items (net)
                       (311)
                         233 
Total income tax expense
                   3,602                    15,670 
Less income tax expense attributable to discontinued operations
                           -                    (10,020)
Income tax expense attributable to continuing operations
                   3,602                      5,650  

 
65 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
4. INCOME TAX (continued) 
2024
2023
$'000
$'000
(c) Recognised deferred tax assets and liabilities
Deferred income tax relates to the following:
Deferred tax liabilities
Revaluation of investment properties at fair value
                           -                       40,125 
Revaluation of investments and financial instruments at fair value
                        124                          397 
Capital allowances
                           -                         2,299 
Brand
                           -                        9,489 
Other
                     9,481                       9,782 
Gross deferred income tax liabilities
                   9,605                   62,092 
Set off against deferred tax assets
                     (206)                     (4,872)
Net deferred income tax liabilities
                    9,399                   57,220 
Less deferred tax liabilities attibutable to discontinued operations                                                            
                            -                    (47,485)
Deferred tax liabilities
                    9,399                      9,735 
Deferred tax assets
Provisions - employee entitlements
                    3,609                      4,804 
Losses available for offset against future taxable income
                    3,865                    10,204 
Other
                         912                       1,505 
Gross deferred income tax assets
                   8,386                      16,513 
Set off of deferred tax liabilities
                     (206)                     (4,872)
Net deferred income tax assets
                    8,180                      11,641  
Tax consolidation  
AGHL and its 100% owned Australian resident subsidiaries have formed a tax consolidated group. AGHL is the head 
entity of the tax consolidated group. The head entity and the controlled entities in the tax consolidated group continue 
to account for their own current and deferred tax amounts. These amounts are measured in a manner that is 
consistent with the broad principles in AASB 112 Income Taxes. The nature of the tax funding agreements are 
discussed further below.  
Nature of the tax funding agreement  
Members of the respective tax consolidated groups have entered into tax funding agreements. The tax funding 
agreements require payments to/from the head entity to be recognised via an inter-entity receivable (payable) which 
is at call. To the extent that there is a difference between the amount allocated under the tax funding agreement and 
the allocation under Interpretation 1052, the head entity accounts for these as equity transactions.  
The amounts receivable or payable under the tax funding agreements are due upon receipt of the funding advice from 
the head entity, which is issued as soon as practicable after the end of each financial year. The head entity may also 
require payment of interim funding amounts to assist with its obligations to pay tax instalments. 

 
66 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
5. INVESTMENT PROPERTIES 
2024
2023
$'000
$'000
Freehold investment properties
        1,885,000 
        2,099,876 
Total investment properties
       1,885,000         2,099,876  
 
2 024
2 023
$'000
$'000
Investment properties held for sale
Commercial 
1
           123,000 
                      - 
Total investment properties held for sale
           12 3,000 
                      - 
Investment properties
Commercial
        1,762,000 
        2,099,876 
Total investment properties
        1,762,000 
        2,099,876 
Total investment properties including held for sale
       1,885,000 
        2,099,876  
1. Properties held for sale include 81 James Ruse Drive, Camellia and Market Central, Lutwyche. 
 
Reconciliation 
A reconciliation of the carrying amount of investment properties at the beginning and end of the period is as follows.  
All investment properties are classified as Level 3 in accordance with the fair value hierarchy outlined in Note 11: 
 
30 Jun 2024
30 Jun 2023
30 Jun 2024
30 Jun 2023
Freehold investment properties
$'000
$'000
$'000
$'000
Carrying amount at beginning of the financial period
                    -   
                    -         2,099,876        2,260,633 
Additions
                    -   
                    -              88,097 
           99,506 
Capital expenditure
                    -   
                    -              90,099              77,385 
Net change in fair value as at balance date
                    -   
                    -           (275,407)
         (247,617)
Net change in fair value derecognised
                    -   
                    -               (8,244)             (9,097)
Disposals
                    -   
                    -             (110,410)            (83,061)
Properties transferred to / (from) held for sale
          123,000 
                    -           (123,000)
                    -  
Rental straightlining adjustment
                    -   
                    -                    989                 2,127 
Carrying amount at end of the period
         123,000 
                    -         1,762,000       2,099,876 
Held for sale
Non-current
 
 
 
 

 
67 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
5. INVESTMENT PROPERTIES (continued) 
Investment properties are carried at the Directors’ determination of fair value.  The determination of fair value includes 
reference to the original acquisition cost together with capital expenditure since acquisition and either the latest full 
independent valuation, latest independent update or directors’ valuation.  Total acquisition costs include incidental 
costs of acquisition such as property taxes on acquisition, legal and professional fees and other acquisition related 
costs. 
Sensitivity Information 
Significant input 
Fair value measurement sensitivity to 
significant increase in input 
Fair value measurement sensitivity to 
significant decrease in input 
Net Operating Income 
Increase 
Decrease 
Adopted capitalisation rate 
Decrease 
Increase 
Rate per unit 
Increase 
Decrease 
Optimal occupancy 
Increase 
Decrease 
Adopted discount rate 
Decrease 
Increase 
 
The adopted capitalisation rate forms part of the income capitalisation approach. 
When calculating the income capitalisation approach, the net market rent has a strong interrelationship with the 
adopted capitalisation rate given the methodology involves assessing the total net market income receivable from the 
property and capitalising this in perpetuity to derive a capital value.  In theory, an increase in the net market rent and 
an increase (softening) in the adopted capitalisation rate could potentially offset the impact to the fair value.  The 
same can be said for a decrease in the net market rent and a decrease (tightening) in the adopted capitalisation rate.  
A directionally opposite change in the net market rent and the adopted capitalisation rate could potentially magnify 
the impact to the fair value. 
The adopted discount rate of a discounted cash flow has a strong interrelationship in deriving a fair value given the 
discount rate will determine the rate in which the future cashflows and terminal value are discounted to the present 
value.  
External valuations are conducted by qualified independent valuers who are appointed by the Chief Investment 
Officer who is also responsible for the Group’s internal valuation process.  He is assisted by in-house certified 
professional valuers who are experienced in valuing the types of properties in the applicable locations. 
Investment properties are independently valued on a staggered basis every two years unless the underlying financing 
requires a different valuation cycle. 
 
 

 
68 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
5. INVESTMENT PROPERTIES (continued) 
The majority of the investment properties are used as security for secured bank debt outlined in Note 10. 
The weighted average capitalisation rate for Abacus is 6.50% (30 June 2023:  5.71%). 
The current occupancy rate for the principal commercial portfolio excluding development assets is 94.2% (30 June 
2023:  95.1%).  
The key assumptions and estimates used in the valuations include: 
 
forecast future rental income, based on the location, type and quality of the property, which are supported by the 
terms of any existing leases, other contracts or external evidence such as current market rents for similar 
properties; 
 
lease assumptions based on current and expected future market conditions after expiry of any current lease; and 
 
the capitalisation rate and discount rate derived from recent comparable market transactions. 
The property valuations have been prepared based on the information that is available at 30 June 2024. 
In the event that there are any unanticipated material circumstances, this may impact the fair value of the Group’s 
investment property portfolio, and the future price achieved if a property is divested. The potential effect of a 
decrease / increase in weighted average capitalisation rate of 25 bps on property valuation would have the effect of 
increasing the fair value by up to $72.1 million (2023: $96.1 million) or decrease the fair value by $66.8 million (2023: 
$88.1 million) respectively. 
During the year ended 30 June 2024, 63% (2023: 100%) of the number of investment properties in the portfolio 
were subject to external valuations; the remaining 37% (2023: 0%) were subject to internal valuation.

 
69 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
5. INVESTMENT PROPERTIES (continued) 
Ownership
Interest
%
Fair Value
2024
$'000
Capitalisation 
Rate
2024
%
Fair Value
2023
$'000
Capitalisation 
Rate
2023
%
Commercial
Walker Street, North Sydney NSW1
100
        236,900 
6.65
       288,000 
5.50
314-336 Bourke Street, Melbourne VIC2
50
        216,000 
6.00
        150,000 
5.63
77 Castlereagh St, Sydney NSW
100
       203,000 
6.00
        225,500 
5.13
201 Elizabeth Street, Sydney NSW
32
        198,400 
6.13
         215,360 
5.13
The Oasis, Broadbeach QLD
100
        170,000 
7.25
        178,000 
6.75
324 Queen Street, Brisbane QLD
100
         142,700 
7.25
        169,000 
6.13
452 Johnston Street, Abbotsford VIC
100
         122,500 
6.50
        133,000 
5.50
14 Martin Place, Sydney NSW
50
        105,000 
5.88
          112,500 
5.13
Industry Lanes, Richmond, VIC
50
         96,000 
5.88
       104,000 
5.13
Westpac House, Adelaide SA
50
         82,000 
7.25
         86,000 
6.88
Kingsgate, Fortitude Valley QLD 
50
          75,500 
6.75
         78,000 
6.25
181 James Ruse Drive, Camellia NSW 5
100
          65,200 
N/A
         66,000 
N/A
Market Central, Lutwyche QLD5
50
          57,800 
6.75
          60,350 
6.25
51 Allara Street, Canberra ACT 
100
          57,000 
7.25
          61,000 
6.75
11 Bowden Street, Alexandria NSW
100
          44,500 
6.63
         45,000 
5.88
Other (1 asset; 2023: 2 assets)4
100
           12,500 
N/A
         50,400 
5.13
Ashfield Shopping Centre, Ashfield NSW3
-
                    -                         -               77,766 
5.75
Total Commercial
    1,885,000 
6.50
    2,099,876 
5.71  
 
1. Includes both 83 and 99 Walker Street, North Sydney NSW. The former was acquired in December 2023.  
2. In June 2024, Abacus acquired a further 16.67% interest in Myer Centre. 
3. In April 2024, Abacus divested Ashfield Mall, Ashfield NSW.  
4. In February 2024, Abacus divested a non-core asset being 63 Ann St, Surry Hills NSW. 
5. Held for sale and classified as current. 
 
6. PROPERTY LOANS AND OTHER FINANCIAL ASSETS 
2024
2023
$'000
$'000
(a) Non-current property loans
Secured loans - amortised cost
                 55,894                   53,148 
Provision for secured loans - amortised cost
                        (24)                           (6)
                 55,870                   53,142 
(b) Non-current other financial assets 
Investment in unlisted securities - fair value
                    4,938                     3,987 
                   4,938                     3,987  

 
70 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
7. INVESTMENTS ACCOUNTED FOR USING THE EQUITY METHOD 
(a) Extract from joint ventures and associates’ profit and loss statements 
2024
2023
2024
2023
2024
2023
2024
2023
$'000
$'000
$'000
$'000
$'000
$'000
$'000
$'000
Revenue
          290,471 
                       -               10,102            10,286              17,813              18,145            318,386             28,431 
Expenses
       (154,990)
                       -                (7,871)           (6,899)          (22,195)         (38,567)        (185,056)         (45,466)
Net profit / (loss)
      135,481 
              -             2,231         3,387       (4,382)     (20,422)
      133,330      (17,035)
Share of net profit / (loss)
        26,187 
              -            1,086           1,631        (2,296)      (10,477)         24,977       (8,846)
Abacus Storage King*
Fordtrans Pty Ltd ^
 Other Joint Ventures
Total
 
* Abacus Group’s share of profit  from ASK includes the elimination of related party transactions. Interest income of $1.3 million and interest expense of $32.3 
million were included in the net profit of ASK for the year ended 30 June 2024. 
^Included in the net profit of Fordtrans Pty Ltd for the year ended 30 June 2024: interest income of $1.8 million (2023: $1.6 million) and interest expense of 
$4.1 million (2023: $3.2 million). 
(b) Extract from joint ventures and associates’ balance sheets 
2024
2023
2024
2023
2024
2023
2024
2023
$'000
$'000
$'000
$'000
$'000
$'000
$'000
$'000
Current assets
         220,296 
                       -                   2,417               2,732                5,144            85,075            227,857            87,807 
Non-current assets
    3,008,566 
                       -            247,535         246,627         168,086           116,845        3,424,187         363,472 
     3,228,862 
                       -           249,952        249,359          173,230         201,920      3,652,044          451,279 
Current liabilities
            84,920 
                       -                 67,119           82,093               5,369           38,906            157,408         120,999 
Non-current liabilities
     1,029,590 
                       -                15,107 
                      -              42,499             13,223        1,087,196             13,223 
Net assets
    2,114,352 
              -         167,726      167,266      125,362       149,791  2,407,440 
    317,057 
Share of net assets
      418,723 
              -         83,863       83,633       62,738        75,041       565,324      158,674 
Abacus Storage King*
Fordtrans Pty Ltd^
 Other Joint Ventures
Total
 
There were no impairment losses or contingent liabilities relating to the investment in the joint ventures and associates. 
* Upon de-stapling, ASK issued 260.8 million securities to Abacus Group for $415.1 million by settling a portion of an outstanding loan with 
Abacus Group and acquiring units in Abacus Repository Trust. The Group has received or is going to receive $14.5 million of management fee 
from Abacus Storage King for the management services provided during the period. Details on transactions with ASK are disclosed in Note 
16(d). 
Included in the net assets of ASK as at 30 June 2024: cash and cash equivalents $89.0 million, non-current interest bearing loans and 
borrowings $990.2 million, and deferred tax liability $32.5m. 
^Included in the net assets of Fordtrans Pty Ltd as at 30 June 2024: cash and cash equivalents $0.8 million (2023: $0.6 million), current 
interest bearing loans and borrowings $58.7 million (2023: $75.0 million) and non-current interest bearing loans and borrowings $Nil (2023: 
Nil). 
There were no impairment losses or contingent liabilities relating to the investment in the joint ventures and associates. 
 
 

 
71 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
7. INVESTMENTS ACCOUNTED FOR USING THE EQUITY METHOD (continued) 
1. Abacus Storage King 
Post de-stapling, Abacus owns 19.8% of securities in ASK. Abacus’ share of distributions (including capital 
distributions) for the year ended 30 June 2024 was $15.6 million. 
2. Fordtrans Pty Ltd (Virginia Park) (“VP”) 
Abacus has a 50% interest in the ownership and voting rights of Fordtrans Pty Ltd. VP’s principal place of business is 
in Bentleigh East, Victoria. 
VP owns a sizeable Business Park providing a mixture of industrial and office buildings as well as supporting facilities 
including gymnasium, swim centre, childcare centre, children’s play centre and cafe. Abacus jointly controls the 
venture with the other partner under the terms of Unitholders Agreement and requires unanimous consent for all 
major decisions over the relevant activities. 
Abacus’ share of distributions (including capital distributions) for the year ended 30 June 2024 was $0.9 million 
(2023: $1.2 million). 
 

 
72 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
8. CASH AND CASH EQUIVALENTS 
2024
2023
$'000
$'000
Reconciliation to Statement of Cash Flow
For the purposes of the Statement of Cash Flow, cash and cash equivalents comprise the following:
Cash at bank and in hand1
              23,556               71,900 
Cash at bank and in hand attributable to discontinued operations1
                      -                 63,588 
Cash and cash equivelants
             23,556             135,488 
1. Cash at bank earns interest at floating rates. The carrying amounts of cash and cash equivalents represent fair value.
Net profit from continuing operations
          (241,989)
          (238,265)
Net profit from discontinued operations
                    951 
           263,760 
Net profit
          (241,038)
              25,495 
Adjustments for:
Depreciation and amortisation of non-current assets
               4,406 
                9,234 
Net change in fair value of derivatives
               16,791 
                6,661 
Net change in fair value of investment properties held at balance date
            275,407 
               97,313 
Net change in fair value of investments held at balance date
                4,659               (15,631)
Net change in fair value of investment properties derecognised
                8,244 
                 9,157 
Net change in fair value of investment and financial instruments derecognised
                 (658)               (11,266)
Net (gain) / loss on disposal of property, plant and equipment
                      -                         35 
Net change in fair value from deconsolidation 
                 5,614 
                      -  
Share of profit from equity accounted investments
            (25,022)
                9,160 
Increase / (decrease) in payables
                 4,771 
              21,940 
(Increase) / decrease in receivables and other assets
             22,800 
                   952 
Net cash from operating activities
              75,974 
           153,050 
Less: Net cash from operating activities from discontinued operations
              (9,788)              (65,273)
Net cash from operating activities from continuing operations
              66,186 
              87,777  
 
(a) Disclosure of financing facilities  
Refer to Note 10.  
(b) Disclosure of non-cash financing facilities  
Non-cash financing activities include capital raised pursuant to the Abacus’ distribution reinvestment plan. During the year no 
(2023: 1.2 million) stapled securities were issued (2023: cash equivalent of $3.3 million). 

 
73 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
9. CAPITAL MANAGEMENT 
 
Group entities comply with capital and distribution requirements of their constitutions and/or trust deeds, the capital 
requirements of relevant regulatory authorities and continue to operate as a going concern. Abacus also protects its 
equity in assets by taking out insurance.  
Abacus assesses the adequacy of its capital requirements, cost of capital and gearing (i.e. debt/equity mix) as part of 
its broader strategic plan. In addition to tracking actual against budgeted performance, Abacus reviews its capital 
structure to ensure sufficient funds and financing facilities (on a cost effective basis) are available to implement its 
strategy, that adequate financing facilities are maintained and distributions to members are made within the stated 
distribution guidance (i.e. paid out of funds from operations).  
The following strategies are available to the Group to manage its capital: issuing new stapled securities, its distribution 
reinvestment plan, electing to have the distribution reinvestment plan underwritten, adjusting the amount of 
distributions paid to members, activating a security buyback program, divesting assets, active management of its fixed 
rate swaps and collars, directly purchasing assets from joint ventures, or (where practical) recalibrating the timing of 
transactions and capital expenditure so as to avoid a concentration of net cash outflows.  
During the year, Abacus successfully negotiated and agreed terms on its syndicated banking facility to increase the 
limit by $125 million to $1.125 billion and extend the facility tranches tenor on average by a further 6 months.  Abacus 
also extended its $11 million Bilateral facility by two years to July 2027. Abacus has no bank debt expiring in the 
financial year ending 30 June 2025, with the majority of debt expiring from the financial year ending 30 June 2026 
onwards.  
Abacus has a total gearing covenant as a condition of the current $1.125 billion Headstock syndicated facility and the 
$11 million Bilateral facility. The total gearing covenant requires Abacus to have total liabilities (net of cash) to be less 
than or equal to 50% of total tangible assets (net of cash). As at date of reporting period, Abacus was compliant in 
meeting all its debt covenants.  

 
74 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
10. INTEREST BEARING LOANS AND BORROWINGS 
 
2024
2023
$'000
$'000
Non-current
Bank loans - A$
           904,272 
            972,757 
Loan from related party - A$ 1
              35,293 
              34,222 
Less: Unamortised borrowing costs
                  (238)
                  (471)
(a) Total non-current
           939,327 
       1,006,508 
1 - Details of loan maturity and applicable intrest rate are disclosed in Note 16(d)
2024
2023
$'000
$'000
(b) Maturity profile of non-current interest bearing loans
Due between one and five years
            939,327 
          789,008 
Due after five years
                      -               217,500 
           939,327 
       1,006,508 
2024
2023
$'000
$'000
Available financing facility
Total facilities - bank loans
          1,182,750 
         1,057,750 
Facilities used at reporting date - bank loans
         (904,250)           (972,750)
          278,500 
            85,000  
 
Abacus maintains a range of interest-bearing loans and borrowings.  The sources of funding are spread over a number 
of counterparties and the terms of the instruments are negotiated to achieve a balance between capital availability and 
cost of debt. 
Bank loans are A$ denominated and are provided by several banks at interest rates which are set periodically on a fixed 
or floating basis.  The loan facilities term to maturity varies from August 2025 to June 2029.  The bank loans are 
secured by charges over the investment properties and certain property, plant and equipment.  
Approximately 76.0% (30 June 2023:  100.0% for continuing operations) of bank debt drawn was subject to fixed 
rate hedges and the drawn bank debt had a weighted average term to maturity of 3.4 years (30 June 2023: 3.8 
years).  Hedge cover as a percentage of available facilities at 30 June 2024 is 58.1% (30 June 2023: 100.0% for 
continuing operations).  
Abacus’ weighted average interest rate including discontinued operations for the year ended 30 June 2024 was 4.41% 
(30 June 2023:  1.12% for continuing operations).  The weighted average interest rate included line fees on undrawn 
facilities.   
(c) Assets pledged as security 
The carrying amounts of assets pledged as security for current and non-current interest bearing liabilities are: 
2024
2023
$'000
$'000
Non-current
First mortgage
Investment properties 
         1,522,400 
          1,791,976 
Total non-current assets pledged as security
         1,522,400 
          1,791,976 
Total assets pledged as security
        1,522,400 
          1,791,976  
 
(d) Defaults and breaches 
During the current and prior years, there were no defaults or breaches of any of the Group’s loans. 

 
75 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
11. FINANCIAL INSTRUMENTS 
Financial Risk Management 
The risks arising from the use of the Group’s financial instruments are credit risk, liquidity risk and market risk (interest 
rate risk, and price risk). 
The Group’s financial risk management focuses on mitigating the unpredictability of the financial markets and its 
impact on the financial performance of the Group. The Board reviews and agrees policies for managing each of these 
risks, which are summarised below. 
Primary responsibility for identification and control of financial risks rests with the Treasury Management Committee 
under the authority of the Board. The Board reviews and agrees policies for managing each of the risks identified 
below, including the setting of limits for trading in derivatives, hedging cover of interest rate risks and cash flow 
forecast projections. 
The main purpose of the financial instruments used by the Group is to raise finance for the Group’s operations. The 
Group has various other financial assets and liabilities such as trade receivables and trade payables, which arise directly 
from its operations. The Group also enters into derivative transactions principally interest rate derivatives. The purpose 
is to manage the interest rate exposure arising from the Group’s operations and its sources of finance. 
Details of the material accounting policies and methods adopted, including the criteria for recognition, the basis of 
measurement and the basis on which income and expenses are recognised, in respect of each class of financial asset, 
financial liability and equity instruments are disclosed in the section about this report and Note 21 to the financial 
statements. 
(a) Credit risk 
Credit risk is the risk of financial loss to the Group if a customer or counterparty to a financial instrument fails to meet 
its contractual obligations including any adverse economic events such as the current inflationary environment, and 
arises principally from the Group’s receivables from customers, investment in securities and options, secured property 
loans and interest bearing loans and derivatives with banks. 
The Group manages its exposure to risk by: 
- derivative counterparties and cash transactions are limited to high credit quality financial institutions; 
- policy which limits the amount of credit exposure to any one financial institution; 
- providing loans as an investment into joint ventures, associates, related parties and third parties where it is satisfied 
with the underlying property exposure within that entity; 
- regularly monitoring loans and receivables balances on an ongoing basis; 
- regularly monitoring the performance of its associates, joint ventures, related parties and third parties on an ongoing 
basis; and 
- obtaining collateral as security (where required or appropriate). 

 
76 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
11. FINANCIAL INSTRUMENTS (continued) 
(a) Credit risk (continued) 
Credit risk exposures 
The Group’s maximum exposure to credit risk at the reporting date was: 
2024
2023
$'000
$'000
Trade and other receivables
              28,502               46,637 
Other financial assets
                4,938 
                3,987 
Cash and cash equivalents
              23,556               71,900 
Derivatives at fair value
                 11,157 
             44,824 
Cash and other financial assets
              68,153 
            167,348 
Secured property loans - amortised cost *
              55,870 
               53,142 
Secured property loans
             55,870 
              53,142 
Total credit risk exposure
           124,023 
          220,490 
                 Carrying Amount
 
* The secured property loan is with one borrower. 
(b) Liquidity Risk 
Prudent liquidity risk management implies maintaining sufficient cash and marketable securities, the availability of 
funding through an adequate and diverse amount of committed credit facilities, the ability to close out market 
positions and the flexibility to raise funds through the issue of new stapled securities or the distribution reinvestment 
plan. 
The Group’s policy is to maintain an available loan facility with banks sufficient to meet expected operational expenses 
and to finance investment acquisitions for a period of 90 days, including the servicing of financial obligations. Current 
loan facilities are assessed and extended for a maximum period based on the Group’s expectations of future interest 
and market conditions. 
The table below shows an analysis of the contractual maturities of key liabilities which forms part of the Group’s 
assessment of liquidity risk. 
Carrying 
Amount
Contractual 
cash flows
1 Year or 
less
Over 1 year 
to 5 years
Over
5 years
30 June 2024
$'000
$'000
$'000
$'000
$'000
Liabilities
Trade and other payables
        61,919 
        61,919 
        61,919 
               -   
               -  
Interest bearing loans and borrowings incl derivatives#
     940,185 
   1,121,608 
      49,926    1,071,682 
               -  
Total liabilities
 1,002,104    1,183,527        111,845 
  1,071,682 
               -  
 
 
 

 
77 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
11. FINANCIAL INSTRUMENTS (continued) 
(b) Liquidity risk (continued) 
Carrying 
Amount
Contractual 
cash flows
1 Year or 
less
Over 1 year 
to 5 years
Over
5 years
30 June 2023
$'000
$'000
$'000
$'000
$'000
Liabilities
Trade and other payables
       57,584 
       57,584 
       57,584 
               -   
               -  
Interest bearing loans and borrowings incl derivatives#
  1,027,970 
   1,214,877 
       48,414 
    948,852 
       217,611 
Total liabilities
 1,085,554    1,272,461 
    105,998     948,852 
       217,611 
 
# Carrying amount includes fair value of derivative liabilities. Contractual cash flow includes contracted debt and net swap payments using 
prevailing forward rates. 
(c) Market risk 
Market risk is the risk that changes in market prices, such as interest rates and equity prices will affect the Group’s 
income or the value of its holdings of financial instruments.  The objective of market risk management is to manage 
and control market risk exposures within acceptable parameters, while optimising the return. 
Interest rate risk / Fair value interest rate risk 
The Group’s exposure to the risk of changes in market interest rates relates primarily to its long-term bank debt 
obligations which are based on floating interest rates. The Group has a policy to maintain a mix of floating exposure 
and fixed interest rate hedging with fixed rate cover highest in years 1 to 5. 
The Group hedges to minimise interest rate risk by entering into variable to fixed interest rate swaps which also helps 
deliver interest covenant compliance and positive carry (net rental income in excess of interest expense) on the 
property portfolio.  Interest rate swaps have the economic effect of converting borrowings from variable rates to fixed 
rates.  Under the interest rate swaps, the Group agrees to exchange, at specified intervals, the difference between 
fixed and variable rate interest amounts calculated by reference to the agreed notional principal amounts.  At 30 June 
2024, after taking into account the effect of interest rate swaps, approximately 76.0% (2023: 100%) of the Group’s 
drawn debt is subject to fixed rate hedges. Hedge cover as a percentage of available facilities at 30 June 2024 is 
58.1% (2023: 100.0%). 

 
78 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
11. FINANCIAL INSTRUMENTS (continued) 
(c) Market risk (continued) 
The Group’s exposure to interest rate risk and the effective weighted average interest rates for each class of financial 
asset and financial liability are: 
Floating 
interest rate
Fixed interest 
less than 1 year 
Fixed interest
1 to 5 years
Fixed interest
over 5 years
Non interest 
bearing
Total
30 June 2024
$'000
$'000
$'000
$'000
$'000
$'000
Financial Assets
Cash and cash equivalents
          23,556 
                     -                       -   
                  -   
                -            23,556 
Receivables
                 -   
                     -                       -   
                  -           28,502 
        28,502 
Secured loans
                 -   
                     -              55,870 
                  -   
                -           55,870 
Derivatives
                 -                   3,971 
              7,186 
                  -   
                -              11,157 
Other financial assets
                 -   
                     -                       -   
                  -             4,938 
          4,938 
Total financial assets
        23,556 
                3,971 
          63,056 
                  -          33,440 
      124,023 
Weighted average interest rate*^
4.35%
4.70%
Financial liabilities
Interest bearing liabilities - bank
       857,284 
                     -              46,750 
                  -   
                -        904,034 
Interest bearing liabilities - other
                 -   
                     -               35,293 
                  -   
                -            35,293 
Derivatives
                 -   
                     -                    858 
                  -   
                -                 858 
Payables
                 -   
                     -                       -   
                  -            61,919           61,919 
Total financial liabilities
      857,284 
                     -              82,901 
                  -            61,919 
   1,002,104 
Notional principal swap balance 
maturities*
-
                   
           610,000          825,000 
                   -                    -       1,435,000 
Weighted average interest rate 
on drawn bank debt*
4.41%
 
 
 
 

 
79 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
11. FINANCIAL INSTRUMENTS (continued) 
(c) Market risk (continued) 
Floating 
interest rate
Fixed interest 
less than 1 year 
Fixed interest
1 to 5 years
Fixed interest
over 5 years
Non interest 
bearing
Total
30 June 2023
$'000
$'000
$'000
$'000
$'000
$'000
Financial Assets
Cash and cash equivalents
             71,900 
                          -                           -                          -                       -               71,900 
Receivables
                      -                             -                           -                          -              46,637            46,637 
Secured loans
                      -                             -                   53,142 
                       -                       -               53,142 
Derivatives
                      -                    30,283                 14,541 
                       -                       -              44,824 
Other financial assets
                      -                             -                           -                          -                3,987               3,987 
Total financial assets
            71,900                 30,283               67,683 
                       -             50,624        220,490 
Weighted average interest rate*^
4.07%
5.50%
Financial liabilities
Interest bearing liabilities - bank
          925,536 
                          -                 46,750 
                       -                       -            972,286 
Interest bearing liabilities - other
                      -                             -                  34,222 
                       -                       -               34,222 
Derivatives
                      -                   20,603                      859 
                       -                       -               21,462 
Payables
                      -                             -                           -                          -              57,584            57,584 
Total financial liabilities
          925,536                 20,603                  81,831 
                        -              57,584       1,085,554 
Notional principal swap balance 
maturities*
-
                       
              950,000             1,110,000 
                        -                        -       2,060,000 
Weighted average interest rate on 
1.12%
 
 
* 
calculated for the year ended 30 June 
^ 
weighted average interest rate excludes the impact of derivatives 
The following table is a summary of the interest rate sensitivity analysis: 
Carrying amount
-1%
+1%
Floating
Profit
Equity
Profit
Equity
30 June 2024
$'000
$'000
$'000
$'000
$'000
Financial assets
       23,556            (236)
               -               236 
               -  
Financial liabilities
     857,522         (2,841)
               -            5,502 
               -  
Carrying amount
-1%
+1%
Floating
Profit
Equity
Profit
Equity
30 June 2023
$'000
$'000
$'000
$'000
$'000
Financial assets
       71,900            (719)
               -                719 
               -  
Financial liabilities
    926,007         (4,138)
               -             5,761 
               -  
AUD
AUD
 
 

 
80 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
11. FINANCIAL INSTRUMENTS (continued) 
(d) Fair values 
The fair value of the Group’s financial assets and liabilities are approximately equal to that of their carrying values. 
Details of the Group’s fair value measurement, valuation technique and inputs are detailed below. 
Class of assets / 
liabilities  
Fair value 
hierarchy 
Valuation technique  
Inputs used to measure fair 
value 
Investment properties
Level 3
Discounted Cash Flow (""DCF"")
Net Operating income
Direct comparison
Adopted capitalisation rate
Income capitalisation method
Rate per unit
Optimal occupancy
Adopted discount rate
Securities – unlisted
Level 3
Pricing models
Security price
Underlying net asset
Property valuations
Derivative – financial
Level 2
DCF (adjusted for counterparty
Interest rates
instruments
Credit worthiness)
Consumer price index (“CPI”)
Volatility
 
Level 1 
Quoted prices (unadjusted) in active market for identical assets or liabilities; 
Level 2 
Inputs other than quoted prices included in level 1 that are observable for the asset or liability, either directly 
(i.e. as prices) or indirectly (i.e. derived from prices); and 
Level 3 
Inputs for the asset or liability that are not based on observable market data. 
There were no transfers between Levels 1, 2 and 3 during the period. 
Income capitalisation method 
This method involves assessing the total net market income receivable from the property and 
capitalising this in perpetuity to derive a capital value, with allowances for capital expenditure 
reversions. 
Direct comparison 
This method directly compares and analyses sales evidence on a rate per unit. 
Discounted cash flow method 
Under the DCF method, the fair value is estimated using explicit assumptions regarding the 
benefits and liabilities of ownership over the assets’ or liabilities’ life including an exit or 
terminal value.  The DCF method involves the projection of a series of cash flows from the 
assets or liabilities.  To this projected cash flow series, an appropriate, market-derived 
discount rate is applied to establish the present value of the cash flow stream associated with 
the assets or liabilities. 
Pricing models – unlisted 
securities 
The fair value is determined by reference to the net assets which approximates fair value of 
the underlying entities. 

 
81 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
11. FINANCIAL INSTRUMENTS (continued) 
(d) Fair values (continued) 
The following table is a reconciliation of the movements in secured loans, unlisted securities and options classified as 
Level 3 for the period ended 30 June. 
 
Unlisted 
securities
$'000
Opening balance as at 30 June 2023
             3,987 
Fair value movement through the income statement
               (198)
Additions
              1,149 
Closing balance as at 30 June 2024
            4,938 
Unlisted 
securities
$'000
Opening balance as at 30 June 2022
            3,865 
Fair value movement through the income statement
              (846)
Additions
                968 
Closing balance as at 30 June 2023
            3,987 
 
Sensitivity of Level 3 - unlisted securities and options 
The potential effect of using reasonable possible alternative assumptions based on a decrease / increase in the 
property valuations by 5% would have the effect of reducing the fair value by up to $0.1 million (30 June 2023: $0.1 
million) or increase the fair value by $0.1 million (30 June 2023: $0.1 million) respectively. 
 

 
82 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
12. CONTRIBUTED EQUITY 
2024
2023
(a) Issued stapled securities
$'000
$'000
Stapled securities
        2,220,407 
        2,649,833 
Issue costs
            (42,792)
             (53,184)
Total contributed equity 1
           2,177,615 
        2,596,649 
1 - Reduction in contributed equity is a result of destapling in August 2023 
N umber
N umber
2024
2023
(b) M ovement in stapled securities on issue
'000
'000
At beginning of financial period
           893,658 
           892,429 
- distribution reinvestment plan
                      -                    1,229 
Securities on issue at end of financial period
           893,658 
           893,658 
               Stapled securities
 
13. DISTRIBUTIONS PAID AND PROPOSED 
2024
2023
$'000
$'000
(a) Distributions paid during the period
June 2023 half: 9.40 cents per stapled security (2022: 9.25 cents)
             84,004 
              82,550 
December 2023 half: 4.25 cents per stapled security (2022: 9.00 cents)
              37,980               80,429 
(b) Distributions declared and recognised as a liability^
June 2024 half: 4.25 cents per stapled security (2023: 9.40 cents)
              37,980 
             84,004 
 
^ 
The final distribution of 4.25 cents per stapled security was declared on 20 June 2024. The distribution will be on or around 30 August 
2024 and will be approximately $38 million. 
50% of distributions were paid from Abacus Trust and Abacus Income Trust (which do not pay tax provided they distribute all their taxable 
income) hence, there were no franking credits attached. Another 50% of distributions were paid from Abacus Group Holdings Limited as 
fully franked dividends with $8.1 million franking credits attached. 
The total amount of franking credits available for the subsequent financial years including franking credits that will arise from the payment of 
income tax payable at the end of the financial year, based on a tax rate of 30 per cent, is $75.9 million (2023: $87.5 million).  
 
 
 
 

 
83 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
14. PARENT ENTITY FINANCIAL INFORMATION 
2024
2023
$'000
$'000
Results of the parent entity
Profit for the year
              30,545 
             95,608 
Total comprehensive expense for the year
             30,545              95,608 
Financial position of the parent entity at year end
Current assets
            654,256 
                4,528 
Total assets
            843,136 
           837,485 
Current liabilities
              18,676 
                  809 
Total liabilities
           220,678              243,114 
Net assets
           622,458 
            594,371 
Total equity of the parent entity comprising of:
Issued capital
           568,862 
           568,862 
Accumulated profit/(losses)
            (74,243)
            (74,243)
Profit available for dividend distribution
              126,153 
             95,608 
Employee options reserve
               6,044 
                4,144 
Treasury shares
              (4,358)
                      -  
Total equity
           622,458 
            594,371  
(a) 
Parent entity contingencies 
There are no contingencies of the parent entity as at 30 June 2024 (2023: Nil). 
(b) 
Parent entity capital commitments 
There are no capital commitments of the parent entity as at 30 June 2024 (2023: Nil). 
In July 2024, AGHL has provided a letter of support to its subsidiaries who have entered into interest free inter-entity 
loans within the Group as the support for the subsidiaries to continue as a going concern. 
 

 
84 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
15. COMMITMENTS AND CONTINGENCIES 
(a) Operating lease commitments – Group as lessor 
Future minimum rentals receivable under non-cancellable operating leases as at 30 June 2024 are as follows: 
2024
2023
$'000
$'000
Within one year
            110,063 
            107,453 
Within two years
           100,986 
              96,257 
Within three years
             86,974                85,591 
Within four years
               71,229               69,975 
Within five years
              52,388 
             52,064 
More than five years
              117,109 
              118,158 
           538,749            529,498  
These amounts do not include contingent rentals which may become receivable under certain leases on the basis of 
retail sales in excess of stipulated minimums and, in addition, do not include recovery of outgoings. 
(b) Capital and other commitments 
At 30 June 2024 the Group had numerous commitments which principally related to property and investment 
acquisition settlements, loan facility guarantees for the Group's interest in the jointly controlled property 
developments and funds management vehicles, and commitments relating to property refurbishing costs. 
Commitments planned and/or contracted at reporting date but not recognised as liabilities are as follows: 
 
2024
2023
$'000
$'000
Within one year
  - gross settlement of property and investment acquisitions
                    2,655                     3,806 
  - property refurbishment costs
                   18,759                  36,444 
  - property development costs
                     1,523                    11,858 
                 22,937                  52,108  
(c) Contingencies 
At 30 June 2024 the Group had a $12.5 million bank guarantee facility which expires in July 2026 (2023: $12.5 
million) and $10.0 million of bank guarantees had been issued from the facility (2023: $7.5 million). 
Bank guarantees issued at reporting date but not recognised as liabilities are as follows: 
2024
2023
$'000
$'000
Bank guarantees
   - Australian Financial Service Licences
             10,000 
               7,500 
   - redevelopment of investment properties
                1,005                   1,163 
 
              11,005 
               8,663 
 
 

 
85 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
16. RELATED PARTY DISCLOSURES 
(a) Subsidiaries 
The consolidated financial statements include the financial statements of the following entities: 
2024
2023
Entity
%
%
Abacus Group Holdings Limited and its subsidiaries
Abacus Castle Hill Trust
-
100
Abacus Finance Pty Limited
100
100
Abacus Funds Management Limited
100
100
Abacus Investment Pty Ltd
100
100
Abacus Nominee Services Pty Limited
-
100
Abacus Nominees (No 5) Pty Limited
-
100
Abacus Nominees (No 7) Pty Limited
-
100
Abacus Nominees (No 9) Pty Limited
-
100
Abacus Nominees (No 11) Pty Limited
-
100
Abacus Note Facilities Pty Ltd
100
100
Abacus Property Services Pty Ltd
100
100
Abacus SP Note Facility Pty Ltd
-
100
Abacus Storage Funds Management Limited
100
100
Abacus Camellia Investments Pty Limited
100
100
Abacus Riverlands Investments Pty Limited
100
100
Abacus Group Projects Limited and its subsidiaries
Abacus Property Pty Ltd
100
100
Abacus Allara Street Trust*
74
74
Abacus Repository Trust^
-
74
Abacus Ventures Trust*
51
51
Equity interest 
 
*  These entities are wholly owned by Abacus 
^ This entity was wholly owned by Abacus in 2023 and was acquired by ASK in August 2023 during de-stapling.  
 

 
86 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
16. RELATED PARTY DISCLOSURES (continued) 
(a) Subsidiaries (continued) 
2024
2023
Entity
%
%
Abacus Trust and its subsidiaries:
Abacus Abbotsford Trust
100
100
Abacus Ann Street Trust
100
100
Abacus Ashfield Mall Property Trust
100
100
Abacus Bowden Street Trust
100
100
Abacus K1 Property Trust
100
100
Abacus Lutwyche Trust
100
100
Abacus Oasis Trust
100
100
Abacus Richmond Trust
100
100
Abacus Shopping Centre Trust
100
100
Abacus Virginia Trust
100
100
Abacus Westpac House Trust
100
100
Abacus Westpac House No. 2 Trust
100
100
Abacus 14 Martin Place Trust 
100
100
Abacus 33 Queen Street Trust
100
100
Abacus 324 Queen Street Trust
100
100
Lutwyche City Shopping Centre Unit Trust
100
100
Oasis JV Unit Trust
100
100
Abacus Income Trust and its subsidiaries:
Abacus Todd Road Trust
-
100
Castlereagh Sub 1 Trust
100
100
Castlereagh FH Sub 1 Trust
100
100
Equity interest 
 
 
 
 

 
87 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
16. RELATED PARTY DISCLOSURES (continued) 
(a) Subsidiaries (continued) 
2024
2023
Entity
%
%
Abacus Storage Operations Limited and its subsidiaries:
Abacus Storage NZ Operations Pty Limited
-
100
Abacus Storage Solutions Pty Limited
-
100
Abacus Storage Solutions NZ Pty Limited
-
100
Abacus USI C Trust
-
100
Abacus U Stow It A1 Trust
-
100
Abacus U Stow It B1 Trust
-
100
Abacus U Stow It A2 Trust
-
100
Abacus U Stow It B2 Trust
-
100
U Stow It Holdings Limited
-
100
U Stow It Pty Limited
-
100
Abacus SK Pty Limited
-
100
Storage King Corporate Holdings Pty Limited
-
100
Storage King Services Pty Limited
-
100
SK Licensing Pty Limited
-
100
SK (Licensees) Pty Limited
-
100
Storage King Management Pty Limited
-
100
Storage King Store Management Pty Limited
-
100
Storage King Management NZ Limited
-
100
Storage King (Singapore) Pte Limited
-
100
Storage King International Limited
-
100
Storage King Pty Limited
-
100
Storage King NZ Limited
-
100
A.A1 Storage King Pty Limited
-
100
Abacus Storage Property Trust and its subsidiary:
Abacus Storage NZ Property Trust
-
100
Equity interest 
 
(b) Ultimate parent 
AGHL has been designated as the parent entity of the Group. 
 
(c) Key management personnel 
Details of payments are disclosed in Note 17. 

 
88 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
16. RELATED PARTY DISCLOSURES (continued) 
(d) Transaction with related parties 
2024
2023
$'000
$'000
Transactions with related parties other than associates and joint ventures
Revenues
Property management fees received / receivable
                    355                     337 
Transactions with associates and joint ventures
Revenues
Management fees received / receivable from joint ventures and associates
               15,257                     861 
Share of (loss)/profit from joint ventures and associates
              24,977               (8,926)
Other transactions
Loan advanced from joint ventures
                 1,628                  1,568 
Loan repayments to joint ventures
                  (297)
                      -  
Loans advanced to associate*
              76,324 
                      -  
Distribution received / receivable
                15,615 
                      -  
* The loans provided to and by an associate, Abacus Storage King were fully repaid as part of the de-stapling process
 
Terms and conditions of transactions 
Fees to and purchases and fees charged from related parties are made in accordance with commercial terms in the 
management agreements. 
Outstanding balances at year-end are unsecured and settlement occurs in cash. 
There are no ECL provisions incurred with respect to amounts payable or receivable from related parties during the 
year. 
The term to maturity of the loan facility from a related party is April 2027 with an interest rate of 4.71%. 
 
Ultimate controlling entity 
Calculator Australia Pty Ltd (“Calculator”) is the ultimate controlling securityholder in the Group with a holding of 
approximately 50.0% of the ordinary securities of the Group (2023: 51.8%). 
During the year, Abacus Property Services Pty Ltd was engaged to manage the following properties: 
Property 
Relationship with Calculator 
Charge per annum 
2024 
2023
 
 
 
$ 
$
14 Martin Place 
Tenants-in-common 
3% of gross rental 
271,264 
278,984 
4 Martin Place 
100% owned by Calculator 
3% of gross rental 
355,108 
336,932 
 
Mrs Myra Salkinder is the Chair of the Group and is a senior executive of Calculator. Mark Bloom was Non-Executive 
Director of the Group (retired on 3 August 2023) and is a consultant to Calculator.  

 
89 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
17. KEY MANAGEMENT PERSONNEL 
(a) Compensation for key management personnel 
2024
2023
$
$
Short-term employee benefits
          5,798,531 
         4,702,314 
Post-employment benefits
             162,354 
           145,004 
Other long-term benefits
             68,698 
              76,189 
Security-based payments
         2,247,746 
         1,768,382 
        8,277,329 
        6,691,889  
 
(b) Loans to key management personnel 
There were no loans to key management personnel or their related parties at any time in 2024 or in the prior year. 
 
(c) Other transactions and balances with key management personnel and their related parties 
During the financial year, transactions occurred between the Group and key management personnel which are within 
normal employee and investor relationships. 
 
18. SECURITY BASED PAYMENTS 
(a) Recognised security payment expenses 
2024
2023
$'000
$'000
Expense arising from equity-settled payment transactions
                 3,522 
                 2,615  
Type of security – based payment plan 
Long Term Incentives (LTI) 
The LTI plan has been designed to align the interests of executives with those of securityholders by providing for a 
significant portion of the remuneration of participating executives to be linked to the delivery of Earnings Before 
Interest and Tax (“EBIT”) and Relative Total Securityholder Return (“RTSR”). 
Key executives have been allocated LTIs in the current financial year. Allocations were based on the performance 
assessment completed in determining current variable incentive awards for the prior financial year, adjusted to take 
into account other factors that the Board considers specifically relevant for the purpose of providing LTIs. 
The LTIs granted during the year vest as follows: 
Executive KMP  
Grant
Tranche
Vesting date
Potential 
number to vest
1,112,246
FY24 Grant
Tranche One – 50% of Grant
August 2026
1,112,245
Tranche Two – 50% of Grant
August 2027
 
 

 
90 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
18. SECURITY BASED PAYMENTS (continued) 
(a) Recognised security payment expenses (continued) 
Other Executives  
Grant
Tranche
Vesting date
Potential 
number to vest
Tranche One – 33% of Grant
August 2025
166,408
Tranche Two – 33% of Grant
August 2026
166,408
Tranche Three – 33% of Grant
August 2027
166,409
FY24 Grant
 
Deferred Short Term Incentives (Deferred STI) 
25% of an Executive KMP’s short term incentive is deferred by 12 months and settled in the form of rights. The 
deferred STI was introduced to aid retention, better align Executive KMP with securityholders’ interests, and provide 
for a “consequence management” governance mechanism for misconduct, fraud, malfeasance, or financial 
misstatement. 
During the year, ABG has purchased 3.9 million securities ($4.3 million) on the market in advance to cover future LTI 
and deferred STI payments. The unallocated securities are held in a Trust account and accounted as reduction in equity 
reserve. 
Security Acquisition Rights (SARs) 
The deferred variable incentive plan ceased in the year ending 30 June 2021 and has been replaced by the LTI plan. 
The deferred variable incentive plan was delivered in the form of an annual grant of security acquisition rights (SARs) 
under the deferred security acquisition rights plan (SARs Plan). The SARs will continue to vest under this plan until 
September 2024. 
When SARs vest, they will convert into ABG and ASK securities on a one for one basis or at the Board’s discretion a 
cash equivalent amount will be paid. 
(b) Summary of Performance Rights granted 
Long Term Incentives (LTI) 
The following table illustrates movements in LTI during this year: 
2024
2023
No.
No.
Opening balance
         2,265,376 
           920,539 
Granted during the year
         4,194,875 
         1,422,698 
Forfeited during the year
           (333,519)              (77,861)
Exercised during the year
            (59,623)
                      -  
Outstanding at the end of the year
        6,067,109 
         2,265,376 
Exercisable at the end of the year
            418,767 
                      -  
 
The weighted average fair value of LTI granted during the year was $1.03 (2023: $2.61). The fair value of LTI was 
calculated as the volume-weighted average price (“VWAP”) from the grant date with a 3.75% discount. 
 
 

 
91 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
18. SECURITY BASED PAYMENTS (continued) 
(b) Summary of Performance Rights granted (continued) 
Deferred Short Term Incentives (Deferred STI) 
The following table illustrates movements in Deferred STI during this year: 
2024
2023
No.
No.
Opening balance
            217,046 
                      -  
Granted during the year
            459,437 
            217,046 
Forfeited during the year
                      -   
                      -  
Issued during the year
            (128,519)
                      -  
Outstanding at the end of the year
           547,964 
            217,046 
Exercisable at the end of the year
            453,103 
                      -  
 
The weighted average fair value of Deferred STI granted during the year was $1.07 (2023: $2.61). The fair value of STI 
was calculated as the volume-weighted average price (“VWAP”) from the grant date with a 3.75% discount. 
Security Acquisition Rights (SARs) 
The following table illustrates movements in SARs during this year: 
2024
2023
No.
No.
Opening balance
            936,061           1,508,159 
Granted during the year*
               21,427 
           256,444 
Forfeited during the year
                      -                 (16,185)
Vested during the year
          (587,402)
           (812,357)
Outstanding at the end of the year
           370,086             936,061 
Exercisable at the end of the year
                      -   
                      -  
 
* To achieve a closer alignment of interests of securityholders and senior executives, when a tranche of SARs vests, the holder will 
be paid in respect of each SAR vesting an amount (a notional distribution) equivalent to the aggregate of the distributions per 
Abacus security paid during the period. 
The weighted average remaining life of the performance rights (both LTIs and SARs) at 30 June 2024 was 1.8 years 
(2023: 1.7 years). 

 
92 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
19. INTANGIBLE ASSETS AND GOODWILL 
Description of the Group’s intangible assets 
2024
2023
N otes
$'000
$'000
Goodw ill
Balance at 1 July
              32,394 
              32,394 
At the end of the year
             32,394 
             32,394 
 
Software
At 1 July, net of accumulated amortisation
                     69 
                   280 
Amortisation charge for the year
                    (37)
                   (211)
At the end of the year, net of accumulated amortisation
                     32 
                     69 
Total goodwill and intangibles
             32,426 
             32,463  
Impairment tests for goodwill and intangible assets 
(i) Description of the cash generating units and other relevant information 
Goodwill and intangible assets acquired through business combinations for the purposes of impairment testing are 
allocated to the respective Group’s property / asset management businesses or cash generating units relating to one of 
the Group’s segment.  The recoverable amount of the unit has been determined based on a fair value less costs of 
disposal calculation using cash flow projections as at 30 June 2024 covering a five year period. 
(ii) Key assumptions used in valuation calculations 
Goodwill and intangible assets – the calculation is most sensitive to the following assumptions: 
a. 
Management and other fee income:  based on market rates and revenue / funds under management within the 
financial year and the underlying growth rate of 2%. 
b.    Discount rates:  reflects management’s estimate of the time value of money and the risks specific to each unit 
that are not reflected in the cash flows 
c. 
Property values of the funds / properties under management for Abacus Funds Management Limited:  based on 
the fair value of properties  
d. 
Selling costs: management’s estimate of costs to sell the funds / properties under management 
e. 
For Abacus Funds Management Limited, a pre-tax discount rate of 10.0% (2023: 9.7%) and a terminal growth 
rate of 2.5% (2023:  2.6%) have been applied to the cash flow projections for goodwill to reflect the current risk-
free rate. 
(iii) Sensitivity to changes in assumptions 
Significant and prolonged property value falls and market influences which could increase discount rates could cause 
goodwill to be impaired in the future. The goodwill valuation as at 30 June 2024 shows head room is declining, 
however no other changes in the assumptions would cause or give rise to an impairment.   

 
93 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
20. DISCONTINUED OPERATIONS 
On 16 February 2023, the Group announced its intention to create a new ASX listed Self Storage REIT to be known 
as Abacus Storage King REIT (ASK). ASK was established by de-stapling Abacus’ existing Self Storage assets and 
became an externally managed REIT with a majority independent Board of Directors. The de-stapling of ASK 
completed on 4 August 2023. Upon deconsolidation, ASK settled a portion of an outstanding loan to Abacus Group 
for $415.1 million, in exchange for 19.9% of the equity in ASK by Abacus Group. The investment in ASK is classified as 
an equity accounted investment by Abacus Group (Note 7). The difference between the fair value of the equity 
accounted investment in ASK upon deconsolidation and consideration provided is recognised as a loss of $5.6m.  
At the date when control of the Self Storage assets and business was lost, the balance sheet attributable to ASPT and 
ASOL was as follows, ultimately leading to the loss recognised on loss of control by Abacus Group as summarised 
below: 
3 August 2023
30 June 2023
$'000
$'000
Assets
Cash and cash equivalents
               31,745               63,588 
Investment Property
        2,550,626 
          2,612,159 
Property, Plant and equipment
              25,803 
              25,982 
Trade and receivables
             24,808 
              21,047 
Equity accounted Investments
              16,046 
              16,047 
Derivative financial instruments
              28,863                 31,612 
Other financial assets
             221,284 
            224,146 
Other
                 6,183 
                5,334 
Intangibles
               72,451                72,501 
Total assets
        2,977,809 
         3,072,416 
Liabilities
Trade and other payables
              95,310 
           106,908 
Provisions
               5,909 
                4,239 
Derivative financial instruments
                 1,775 
                   770 
Deferred tax liabilities
             47,480               47,485 
Other liabilities
                2,269 
                3,947 
Interest-bearing liabilities
          1,389,375 
           979,052 
Total liabilities
           1,542,118 
          1,142,401 
Total net assets and reserves attributable to members of ASPT and ASOL derecognised
         1,435,691          1,930,015 
Valuation of loans attributable to Abacus Group
             415,136 
Investment equity accounted at fair value by Abacus Group
           409,522 
Loss recognised on loss of control
               (5,614)
 
 
 

 
94 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
20. DISCONTINUED OPERATIONS (continued) 
The financial performance of the discontinued operations segment for the year ended 30 June 2024 was as follows: 
2024
2023
$'000
$'000
Storage Income
                   16,427                190,454 
Fee Income
                     1,289                   16,824 
Finance income
                          50                        450 
Total Revenue 
                   17,766 
              207,728 
OTHER INCOME
Net change in fair value of investment properties held at balance date
                           -                  150,304 
Net change in fair value of investment held at balance date
                   (2,861)
                  16,485 
                           -                      12,254 
Net change in fair value of derivatives
                  (2,799)
                  13,559 
Other income
                           -                      11,426 
Total Revenue and Other Income
                   12,106                  411,756 
Net change in fair value of investment properties derecognised
                           (1)                         (60)
Storage expenses
                  (4,016)                 (42,758)
Share of (loss)/profit from equity accounted investments
                          45                       (314)
Depreciation and amortisation expenses
                      (314)                  (3,434)
Finance costs
                  (2,950)                (43,802)
Administrative and other expenses
                   (3,919)                (47,608)
PROFIT BEFORE TAX FROM DISCONTINUED OPERATIONS
                        951 
              273,780 
Income tax expense
                           -                   (10,020)
NET PROFIT AFTER TAX FROM DISCONTINUED OPERATIONS
                        951 
              263,760 
Net change in fair value of PPE, investments and financial instruments derecognised
 
 
The net cash flow for the discontinued operations for the year ended 30 June 2024 were as follows: 
2024
2023
$'000
$'000
Operating
                    9,788                   65,273 
Investing
               (29,494)               (212,204)
Financing
                  (12,133)
                  94,519 
Net cash (outflow) / inflow
               (31,839)
               (52,412)  
 

 
95 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES 
(a) 
Basis of Preparation 
The financial report is a general-purpose financial report, which has been prepared in accordance with the 
requirements of the Corporations Act 2001 and Australian Accounting Standards.  The financial report has also been 
prepared on a historical cost basis, except for investment properties and derivative financial instruments which have 
been measured at fair value, interests in joint ventures and associates which are accounted for using the equity 
method, and certain investments and financial assets measured at fair value. 
The financial report is presented in Australian dollars and all values are rounded to the nearest thousand dollars 
($'000) unless otherwise stated under the option available to the Group under ASIC Corporations Instrument 
2016/191.  The Group is an entity to which the instrument applies. 
(b) 
Statement of Compliance 
The financial report complies with Australian Accounting Standards and International Financial Reporting Standards 
(IFRS), as issued by the AASB and IASB respectively. 
(c) 
New accounting standards and interpretations 
(i) 
Changes in accounting policy and disclosures 
The accounting policies adopted are consistent with those of the previous financial year except for the adoption of new 
standards and interpretations effective as of 1 July 2023. 
There are several amendments and interpretations apply for the first time on 1 July 2023 as follows, but they do not 
have an impact on the consolidated financial statements of ABG. 
 
- 
AASB 2021-2 Amendments to Disclosure of Accounting Policies, Definition of Accounting Estimates and Other 
Amendments (effective for annual reporting periods from 1 January 2023)  
 
The amending standard made amendments to the following standards: 
 
Making Materiality Judgements – Disclosure of Accounting Policies – Amendments to AASB 7, AASB 101, 
AASB 134 Interim Financial Reporting and AASB Practices Statement 2 
 
The amendments to AASB 101 require disclosure of material accounting policy information, instead of significant 
accounting policies. Unlike ‘material’, ‘significant’ was not defined in the Australian Accounting Standards.  
 
The amendments to AASB Practice Statement 2 supplement the amendments to AASB 101 by illustrating how 
the four-step materiality process can identify material accounting policy information. 
 
Definition of Accounting Estimates – Amendments to AASB 108 
The amendments to AASB 108 clarify the definition of an accounting estimate, making it easier to differentiate it 
from an accounting policy. The distinction is necessary as their treatment and disclosure requirements are 
different. Critically, a change in an accounting estimate is applied prospectively whereas a change in an accounting 
policy is generally applied retrospectively. 
 
The new definition provides that ‘Accounting estimates are monetary amounts in financial statements that are 
subject to measurement uncertainty.’ The amendments explain that a change in an input or a measurement 
technique used to develop an accounting estimate is considered a change in an accounting estimate unless it is 
correcting a prior period error.  

 
96 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(c) 
New accounting standards and interpretations (continued) 
(ii) Accounting Standards and Interpretation issued but not yet effective 
Australian Accounting Standards and Interpretations that have recently been issued or amended but are not yet 
effective have not been adopted by ABG for the annual reporting period ended 30 June 2024.  The significant new 
standards or amendments are outlined below: 
 
- 
AASB 2020-1, AASB 2020-6 Amendments to Australian Accounting Standards - Classification of Liabilities as 
Current or Non-current (effective for annual reporting periods from 1 January 2024) 
The amendments to paragraphs 69 to 76 of AASB 101 specify the requirements for classifying liabilities as current 
or non-current. The amendments clarify:  
 
 
What is meant by a right to defer settlement 
 
That a right to defer must exist at the end of the reporting period 
 
That classification is unaffected by the likelihood that an entity will exercise its deferral right 
 
That only if an embedded derivative in a convertible liability is itself an equity instrument would the terms of a 
liability not impact its classification 
 
The amendments are effective for annual reporting periods beginning on or after 1 January 2024 and must be 
applied retrospectively. ABG is currently assessing the impact the amendments will have on current practice and 
whether existing loan agreements may require amendments.  
 
- 
AASB 2014-10 Amendments to Australian Accounting Standards – Sale or Contribution of Assets between an 
Investor and its Associate or Joint Venture (effective for annual reporting periods beginning on or after 1 January 
2025) 
 
The amendments to AASB 10 Consolidated Financial Statements and AASB 128 Investments in Associates and 
Joint Ventures clarify that a full gain or loss is recognised when a transfer to an associate or joint venture involves a 
business as defined in AASB 3 Business Combinations. Any gain or loss resulting from the sale or contribution of 
assets that does not constitute a business, however, is recognised only to the extent of unrelated investors’ 
interests in the associate or joint venture. 
 
- 
AASB 18 Presentation and Disclosure in Financial Statements (effective for annual reporting periods beginning 
on or after 1 January 2027) 
AASB 18 has been issued to improve how entities communicate in their financial statements, with a particular 
focus on information about financial performance in the statement of profit or loss. The key presentation and 
disclosure requirements established by AASB 18 are: 
 
The presentation of newly defined subtotals in the statement of profit or loss 
 
The disclosure of management-defined performance measures (MPM) 
 
Enhanced requirements for grouping information (i.e. aggregation and disaggregation) 
AASB 18 is accompanied with limited consequential amendments to the requirements in other accounting 
standards, including AASB 107 Statement of Cash Flows. 
 

 
97 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(c) 
New accounting standards and interpretations (continued) 
AASB 18 introduces three new categories for classification of all income and expenses in the statement of profit 
or loss: operating, investing and financing. Additionally, entities will be required to present subtotals for ‘operating 
profit or loss’, ‘profit or loss before financing and income taxes’ and ‘profit or loss’. For the purposes of classifying 
income and expenses into one of the three new categories, entities will need to assess their main business activity, 
which will require judgement. There may be more than one main business activity. 
 
AASB 18 also requires several disclosures in relation to MPMs, such as how the measure is calculated, how it 
provides useful information and a reconciliation to the most comparable subtotal specified by AASB 18 or another 
standard. 
 
AASB 18 will replace AASB 101 Presentation of Financial Statements.  
The amendments are not expected to have a material impact on the Group with the exception of AASB 18 for which 
management is currently assessing the impact. 
 
(d)  
Basis of consolidation 
The consolidated financial statements comprise the financial statements of AGHL and its subsidiaries, AT and its 
subsidiaries, AIT and its subsidiaries, and AGPL and its subsidiaries collectively referred to as the Group, and also 
includes ASPT and its controlled entities ASOL until 3 August 2023, as ASPT and ASOL were de-stapled from the 
Group on this date. 
Subsidiaries are all those entities over which the Group has power over the investee such that the Group is able to 
direct the relevant activities, has exposure or rights to variable returns from its involvement with the investee and has 
the ability to use its power over the investee to affect the amount of the investor’s returns. 
The financial statements of subsidiaries are prepared for the same reporting period as the parent company, using 
consistent accounting policies with adjustments made to bring into line any dissimilar accounting policies that may 
exist. 
All intercompany balances and transactions, including unrealised profits from intra-group transactions, have been 
eliminated in full and subsidiaries are consolidated from the date on which control is transferred to the Group and 
cease to be consolidated from the date on which control is transferred out of the Group.  Where there is a loss of 
control of a subsidiary, the consolidated financial statements include the results for the part of the reporting period 
during which the Group has control. 
The acquisition of subsidiaries is accounted for using the purchase method of accounting.  The purchase method of 
accounting involves allocating the cost of the business combination to the fair value of the assets acquired and the 
liabilities and contingent liabilities assumed at the date of acquisition. 
Non-controlling interests are allocated their share of net profit after tax in the consolidated income statement and are 
presented within equity in the consolidated statement of financial position, separately from the equity of the owners of 
the parent. 
 
 
 

 
98 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(e) Foreign currency translation 
Functional and presentation currency 
Both the functional and presentation currency of the Group are in Australian dollars.  Each entity in the Group 
determines its own functional currency and items are included in the financial statements of each entity are measured 
using that functional currency.  
Transactions and balances 
Transactions in foreign currencies are initially recorded in the functional currency by applying the exchange rates ruling 
at the date of the transaction.  Monetary assets and liabilities denominated in foreign currencies are retranslated at the 
rate of exchange ruling at the balance sheet date.  
All exchange differences in the consolidated financial report are taken to profit or loss with the exception of 
differences on foreign currency borrowings on translation of foreign operations that provide a hedge against a net 
investment in a foreign operation.  These are taken directly to equity until the disposal of the net investment, at which 
time they are recognised in profit or loss. On disposal of a foreign operation, the cumulative amount recognised in 
equity relating to that particular foreign operation is recognised in profit or loss.  Tax charges and credits attributable to 
exchange differences on those borrowings are also recognised in equity. 
Non-monetary items that are measured in terms of historical cost in a foreign currency are translated using the 
exchange rate as at the date of the initial transaction.  Non-monetary items measured at fair value in a foreign 
currency are translated using the exchange rates at the date when the fair value was determined. 
At reporting date the assets and liabilities of foreign operations are translated into the presentation currency of the 
Group at the rate of exchange prevailing at balance date and the financial performance is translated at the average 
exchange rate prevailing during the reporting period.  The exchange differences arising on translation are taken directly 
to the foreign currency translation reserve in equity. 

 
99 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(f) Revenue recognition 
Revenue is recognised when performance obligations have been met and is measured at the amount that reflects 
consideration received or receivable to the extent it is probable that the economic benefits will flow to the Group and 
the revenue can be reliably measured.  The following specific recognition criteria must also be met before revenue is 
recognised: 
Rental income 
Rental income from investment properties is accounted for on a straight-line basis over the lease term. Lease 
incentives granted are recognised as an integral part of the total rental income. 
Finance income 
Revenue is recognised as interest accrues using the effective interest method.  This is a method of calculating the 
amortised cost or principal of a financial asset and allocating the interest income over the relevant period using the 
effective interest rate, which is the rate that exactly discounts estimated future cash receipts through the expected life 
of the financial asset to the net carrying amount of the financial asset. 
Management and other fee income 
Revenue from rendering of services is recognised in accordance with the performance obligations under the terms and 
conditions of the service agreements and the accounting standards.  
Dividends and distributions 
Revenue is recognised when the Group’s right to receive the payment is established. 
Net change in fair value of investments and financial instruments derecognised during the year 
Revenue from sale of investments is recognised on settlement when all performance obligations under the contract 
have been met. Performance obligations are generally considered to have been met at the time of settlement of the 
sale.  Financial instruments are derecognised when the right to receive or pay cash flows from the financial derivative 
has expired or when the entity transfers substantially all the risks and rewards and the performance obligations of the 
financial derivative through termination.  Gains or losses due to derecognition are recognised in the income statement. 
Net change in fair value of investments held at balance date 
Changes in market value of investments are recognised as revenue or expense in determining the net profit for the 
period. 
(g) Expenses 
Expenses including rates, taxes and other outgoings, are brought to account on an accrual basis and any related 
payables are carried at cost. 

 
100 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(h) Cash and cash equivalents 
Cash and cash equivalents in the balance sheet comprise cash at bank and in hand and short-term deposits with an 
original maturity of three months or less that are readily convertible to known amounts of cash which are subject to an 
insignificant risk of changes in value. 
For the purposes of the Statement of Cash Flow, cash and cash equivalents consist of cash and cash equivalents as 
defined above. 
(i) Trade and other receivables 
Trade and other receivables, which generally have 30 day terms, are held to collect contractual cash flows and these 
contractual cash flows are solely payments of principal and interest. At initial recognition, these are measured at 
amortised cost at the transaction price. 
Trade and other receivables are subsequently measured at amortised cost using the effective interest rate method, 
reduced by impairment losses. Interest income and impairment losses are recognised in the income statement. The 
receivable is written off when there is no reasonable expectation of recovering the contractual cash flows. Any gain or 
loss on derecognition is also recognised in the income statement. 
In assessing for impairment under AASB 9, the Group assesses on a forward-looking basis the expected credit losses 
associated with its financial assets carried at amortised cost. For trade receivables, the Group applies the simplified 
approach permitted by the standard, which requires lifetime expected losses to be recognised from initial recognition 
of the receivables. 
To measure the expected credit losses, trade debtors and other receivables have been grouped based on shared credit 
risk characteristics and the days past due. The expected loss rates are based on outstanding balances, days past their 
due date and the corresponding historical credit losses experienced. Historical loss rates are adjusted to reflect current 
and forward looking information on macroeconomic factors (including GDP) affecting the ability of customers to 
settle their debts. 
(j) Derivative financial instruments and hedging 
The Group utilises derivative financial instruments, interest rate derivatives to manage the risk associated with foreign 
currency and interest rate fluctuations.  Such derivative financial instruments are recognised at fair value through 
profit or loss (“FVTPL”). 
The Group has set defined policies and implemented hedging policies to manage interest and exchange rate risks.  
Derivative instruments are transacted in line with these policies to achieve the economic outcomes in line with the 
Group’s treasury and hedging policy.  They are not transacted for speculative purposes. 
The Group does not employ hedge accounting and as such derivatives are recorded at fair value with gains or losses 
arising from the movement in fair values recorded in the income statement. 
(k) Investments and other financial assets 
All investments are initially recognised at cost, being the fair value of the consideration given. 
Financial assets in the scope of AASB 9 Financial Instruments are classified as either financial assets at fair value 
through profit or loss or financial assets at amortised cost.  The Group determines the classification of its financial 
assets after initial recognition and, when allowed and appropriate, re-evaluates this designation at each financial year-
end.  At 30 June the Group’s investments in listed and unlisted securities have been classified as financial assets at fair 
value through profit or loss and property loans are classified as loans and receivables at amortised cost.  

 
101 
 
NOTES TO THE FINANCIAL STATEMENTS  
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(k) Investments and other financial assets (continued) 
Financial assets at fair value through profit or loss 
The Group classifies its financial assets that do not meet the SPPI criterion and derivatives at FVTPL. 
At initial recognition, the financial asset is measured at its fair value and transaction costs are recognised in profit or 
loss as incurred. Financial assets at FVTPL are subsequently measured at fair value. Any gains and losses from changes 
in fair value are recognised through profit or loss unless they have been designated and qualify as cash flow or net 
investment hedging instruments, where the effective portion of changes in fair value is recognised in either a cash flow 
or foreign currency reserve within equity. Any gain or loss on derecognition is recognised in the income statement. 
The Group holds investments in listed securities and unlisted securities. 
Loans and receivables 
Loans and receivables are non-derivative financial assets that are not quoted in an active market with SPPI.  Such 
assets are carried at amortised cost using the effective interest method. Gains and losses are recognised in profit or 
loss when the loans and receivables are derecognised or impaired. 
Subsidiaries 
Investment in subsidiaries are held at lower of cost or recoverable amount as disclosed within the parent entity note. 
(l) Interest in joint arrangements and associates 
The Group’s interest in joint venture entities and associate is accounted for under the equity method of accounting in 
the consolidated financial statements.  The investment in the joint venture entities and associate is carried in the 
consolidated balance sheet at cost plus post-acquisition changes in the Group’s share of net assets of the joint 
ventures and associate, less any impairment in value.  The consolidated income statement reflects the Group’s share of 
the results of operations of the joint ventures and associate. 
Investments in joint ventures and associate are held at the lower of cost or recoverable amount in the investing 
entities. 
The Group’s interest in joint operations that give the parties a right to the underlying assets and obligations themselves 
is accounted for by recognising the Group’s share of those assets and obligations. 
(m) Property, plant and equipment 
Property, plant and equipment is stated at historical cost less accumulated depreciation and any impairment losses. 
Depreciation is calculated on a straight-line basis over the estimated useful life of the asset as follows: 
Plant and equipment – over 5 to 15 years  Right-of-use property – up to 5 years 
Impairment 
The carrying values of property, plant and equipment are reviewed for impairment when events or changes in 
circumstances indicate the carrying value may not be recoverable.  For an asset that does not generate largely 
independent cash inflows, the recoverable amount is determined for the cash-generating unit to which the asset 
belongs. 
If any such indication exists and where the carrying values exceed the estimated recoverable amount, the assets or 
cash-generating units are written down to their recoverable amount. 
 

 
102 
 
NOTES TO THE FINANCIAL STATEMENTS  
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(m) Property, plant and equipment (continued) 
The recoverable amount of property (including land and buildings), plant and equipment is the greater of fair value less 
costs to sell and value in use.  In assessing value in use, the estimated future cash flows are discounted to their present 
value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks 
specific to the assets. 
Impairment losses are recognised in the income statement. 
Disposal 
An item of property, plant and equipment is derecognised upon disposal or when no future economic benefits are 
expected to arise from the continued use of the asset. 
Any gain or loss arising on derecognition of the asset (calculated as the difference between the net disposal proceeds 
and the carrying amount of the asset) is included in the income statement in the year the asset is derecognised. 
(n) Investment properties 
Investment properties are measured initially at cost, including transaction costs. The carrying amount includes the cost 
of replacing parts of an existing investment property at the time that the cost is incurred if the recognition criteria are 
met, and excludes the costs of day-to-day servicing of an investment property.  Subsequent to initial recognition, 
investment properties are stated at fair value, which reflects market and property specific conditions at the balance 
sheet date.  This includes investment properties under redevelopment because fair value can be calculated based on 
estimated fair value on completion of redevelopment after allowing for the remaining expected costs of completion 
plus an appropriate risk adjusted development margin. Gains or losses arising from changes in the fair values of 
investment properties are recognised in the income statement in the year in which they arise. 
Investment properties are derecognised either when they have been disposed of or when the investment property is 
permanently withdrawn from use and no future economic benefit is expected from its disposal.  Any gains or losses on 
the retirement or disposal of an investment property are recognised in the income statement in the year of retirement 
or disposal. 
Investment properties under construction are carried at cost until when the construction is near completion (70%-
80% complete) because the fair value of an investment property under construction cannot be reliably measured.   
Transfers are made to investment property when, and only when, there is a change in use, evidenced by 
commencement of an operating lease to another party or ending of construction or development.  Transfers are made 
from investment property when, and only when, there is a change in use, evidenced by commencement of 
development with a view to sale. 
For a transfer from investment property to inventories, the deemed cost of property for subsequent accounting is its 
fair value at the date of change in use. For a transfer from inventories to investment property, any difference between 
the fair value of the property at that date and its previous carrying amount is recognised in profit or loss. 
Land and buildings that meet the definition of investment property are considered to have the function of an 
investment and are therefore regarded as a composite asset, the overall value of which is influenced by many factors, 
the most prominent being income yield, rather than diminution in value of the building content due to the passing of 
time.  Accordingly, the buildings and all components thereof, including integral plant and equipment, are not 
depreciated. 
Investment properties are independently valued on a staggered basis every two years unless the underlying financing 
requires a more frequent independent valuation cycle.  In determining fair value, the capitalisation of net income 
method and the discounting of future cashflows to their present value have been used. 

 
103 
 
NOTES TO THE FINANCIAL STATEMENTS  
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(n) Investment properties (continued) 
Lease incentives provided by the Group to lessees, and rental guarantees which may be received by the Group from 
third parties (arising from the acquisition of investment properties) are included in the measurement of fair value of 
investment property.  Leasing costs and incentives are included in the carrying value of investment property and are 
amortised over the respective lease period, either using a straight-line basis, or a basis which is more representative of 
the pattern of benefits. 
Under AASB 140, investment properties, including any plant and equipment, are not subject to depreciation. 
However, depreciation allowances in respect of certain buildings, plant and equipment are currently available to 
investors for taxation purposes. 
(o) Leases 
The determination of whether an arrangement is or contains a lease is based on the substance of the arrangement and 
requires an assessment of whether the fulfilment of the arrangement is dependent on the use of a specific asset or 
assets and the arrangement conveys a right to use the asset. 
Group as lessee 
At the lease commencement date, a right-of-use asset and a corresponding lease liability is recognised. 
The liabilities arising from the lease are initially measured on a present value basis. Lease liabilities include the net 
present value of future lease payments, less any lease incentives receivable. When adjustments to lease payments 
based on an index or rate take effect, the lease liability is reassessed and adjusted against the right-of-use asset. Lease 
payments are allocated between principal and finance cost. 
Right-of-use assets are measured at cost comprising: 
– the amount of the initial measurement of the lease liability; 
– any lease payments made at or before the commencement date, less any lease incentives received; 
– any initial direct costs incurred; and 
– any restoration costs. 
Right-of-use property assets are measured and classified as either investment property or property plant and 
equipment in accordance with the policies above. 
Group as a lessor 
Leases in which the Group retains substantially all the risks and benefits of ownership of the lease assets are classified 
as operating leases. 
The Group accounts for a modification to an operating lease either due to a change in scope or consideration of the 
lease as a new lease from the effective date of the modification, considering any prepaid or accrued lease payments 
relating to the original lease as part of the lease payments for the new lease. 
(p) Goodwill  
Goodwill on acquisition is initially measured at cost being the excess of the cost of the business combination over the 
acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities.  Following initial 
recognition, goodwill is measured at cost less any accumulated impairment losses and is not amortised.  Goodwill is 
reviewed for impairment, annually or more frequently if events or changes in circumstances indicate that the carrying 
value may be impaired. 
 

 
104 
 
NOTES TO THE FINANCIAL STATEMENTS  
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(p) Goodwill (continued) 
For the purpose of impairment testing, goodwill acquired in a business combination is, from the acquisition date, 
allocated to each of the Group’s cash-generating units, or groups of cash-generating units, that are expected to 
benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the Group are 
assigned to those units or groups of units.  Each unit or group of units to which the goodwill is so allocated: 
- 
Represents the lowest level within the Group at which the goodwill is monitored for internal management 
purposes; and 
- 
Is not larger than a segment based on either the Group’s primary or the Group’s secondary reporting format 
determined in accordance with AASB 8 Operating Segments. 
Impairment is determined by assessing the recoverable amount of the cash-generating unit (group of cash-generating 
units), to which the goodwill relates.  When the recoverable amount of the cash-generating unit (group of cash-
generating units) is less that the carrying amount, an impairment loss is recognised.   
When goodwill forms part of a cash-generating unit (group of cash-generating units) and an operation within that unit 
is disposed of, the goodwill associated with the operation disposed of is included in the carrying amount of the 
operation when determining the gain or loss on disposal of the operation.  Goodwill disposed of in this manner is 
measured based on the relative values of the operation disposed of and the portion of the cash-generating unit 
retained. 
Impairment losses recognised for goodwill are not subsequently reversed. 
(q) Impairment of non-financial assets other than goodwill 
Intangible assets that have an indefinite useful life are not subject to amortisation and are tested annually for 
impairment, or more frequently if events or changes in circumstances indicate that they might be impaired.  Other 
non-financial assets are tested for impairment whenever events or changes in circumstances indicate that the carrying 
amount may not be recoverable.  An impairment loss is recognised for the amount by which the asset’s carrying 
amount exceeds its recoverable amount. Recoverable amount is the higher of an asset’s fair value less costs to sell and 
value in use.  For the purposes of assessing impairment, assets are grouped at the lowest levels for which there are 
separately identifiable cash inflows that are largely independent of the cash inflows from other assets or groups of 
assets (cash-generating units).  Non-financial assets other than goodwill that suffered an impairment are tested for 
possible reversal of the impairment whenever events or changes in circumstances indicate that the impairment may 
have reversed. 
(r) Trade and other payables 
Trade payables and other payables are carried at amortised cost.  They represent liabilities for goods and services 
provided to the Group prior to the end of the financial year that are unpaid and arise when the Group becomes obliged 
to make future payments in respect of the purchase of these goods and services.  The amounts are unsecured and are 
usually paid within 30 days of recognition. 
 

 
105 
 
NOTES TO THE FINANCIAL STATEMENTS  
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(s) Provisions and employee leave benefits 
Provisions are recognised when the Group has a present obligation (legal or constructive) as a result of a past event 
and it is probable that an outflow of resources embodying economic benefits will be required to settle the obligation 
and a reliable estimate can be made of the amount of the obligation. 
Provisions are measured at the present value of management’s best estimate of the expenditure required to settle the 
present obligation at the balance sheet date.  If the effect of the time value of money is material, provisions are 
discounted using a current pre-tax rate that reflects the time value of money and the risks specific to the liability.  The 
increase in the provision resulting from the passage of time is recognised in finance costs. 
Employee leave benefits 
(i) Wages, salaries, annual leave and sick leave 
Liabilities for wages and salaries, including non-monetary benefits, annual leave and accumulating sick leave expected 
to be settled within 12 months of the reporting date are recognised in respect of employees’ services up to the 
reporting date.  They are measured at the amounts expected to be paid when the liabilities are settled. Expenses for 
non-accumulating sick leave are recognised when the leave is taken and are measured at the rates paid or payable. 
ii) 
Long service leave 
The liability for long service leave is recognised and measured as the present value of expected future payments to be 
made in respect of services provided by employees up to the reporting date using the projected unit credit method.  
Consideration is given to expected future wage and salary levels, experience of employee departures, and periods of 
service.  Expected future payments are discounted using market yields at the reporting date on national government 
bonds with terms to maturity and currencies that match, as closely as possible, the estimated future cash outflows. 
(t) Distributions and dividends 
Trusts generally distribute their distributable assessable income to their unitholders.  Such distributions are determined 
by reference to the taxable income of the respective trusts.  Distributable income may include capital gains arising 
from the disposal of investments and tax-deferred income.  Unrealised gains and losses on investments that are 
recognised as income are usually retained and are generally not assessable or distributable until realised.  Capital losses 
are not distributed to securityholders but are retained to be offset against any future realised capital gains. 
A liability for dividend or distribution is recognised in the Balance Sheet if the dividend or distribution has been 
declared, determined or publicly recommended prior to balance date. 
(u) Interest-bearing loans and borrowings 
All loans and borrowings are initially recognised at cost, being the fair value of the consideration received net of 
transaction costs associated with the borrowing.  
After initial recognition, interest-bearing loans and borrowings are subsequently measured at amortised cost using the 
effective interest method.  Fees paid in the establishment of loan facilities are included as part of the carrying amount 
of loans and borrowings. 
Borrowings are classified as non-current liabilities where the Group has an unconditional right to defer settlement of 
the liability for at least 12 months after the balance sheet date. 
 
 

 
106 
 
NOTES TO THE FINANCIAL STATEMENTS  
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(u)  Interest-bearing loans and borrowings (continued) 
Borrowing Costs 
Borrowing costs are recognised as an expense when incurred unless they relate to a qualifying asset or to upfront 
borrowing establishment and arrangement costs, which are deferred and amortised as an expense over the life of the 
facility.  A qualifying asset is an asset that generally takes more than 12 months to get ready for its intended use or sale.  
In these circumstances, the financing costs are capitalised into the cost of the asset.  Where funds are borrowed by 
the Group for the acquisition or construction of a qualifying asset, the amount of the borrowing costs capitalised are 
those incurred in relation to the borrowing. 
(v) Contributed equity 
Issued and paid up capital is recognised at the fair value of the consideration received by the Group.  Stapled securities 
are classified as equity.  Incremental costs directly attributable to the issue of new securities are shown in equity as a 
deduction, net of tax, from the proceeds. 
(w) Taxation 
The Group comprises taxable and non-taxable entities.  A liability for current and deferred tax and tax expense is only 
recognised in respect of taxable entities that are subject to income tax and potential capital gains tax as detailed below. 
Trust income tax 
Under current Australian income tax legislation AT and AIT are not liable to Australian income tax provided 
securityholders are presently entitled to the taxable income of the trusts and the trusts generally distribute their 
taxable income. 
Company income tax 
AGHL and its Australian resident wholly-owned subsidiaries have entered into tax funding agreements with their 
Australian resident wholly-owned subsidiaries, so that each subsidiary agrees to pay or receive its share of the allocated 
tax at the current tax rate.   
The head tax entity and the controlled entities in each tax consolidated group continue to account for their own 
current and deferred tax amounts. 
In addition to its own current and deferred tax amounts, the head tax entity also recognises the current tax liabilities 
(or assets) and the deferred tax assets arising from unused tax losses and unused tax credits assumed from controlled 
entities in the tax consolidated group. 
Assets or liabilities arising under tax funding agreements with the tax consolidated entities are recognised as amounts 
receivable from or payable to other entities in the Group.  
Any difference between the amounts assumed and amounts receivable or payable under the tax funding agreements 
are recognised as a contribution to (or distribution from) wholly-owned tax consolidated entities. 
Current tax assets and liabilities for the current and prior periods are measured at the amount expected to be 
recovered from or paid to the taxation authorities.  The tax rates and tax laws used to compute the amount are those 
that are enacted or substantively enacted by the balance sheet date.  
Deferred income tax assets are recognised for all deductible temporary differences, carry forward of unused tax assets 
and unused tax losses, to the extent that it is probable that taxable profit will be available against which the deductible 
temporary differences, and the carry-forward of unused tax assets and unused tax losses can be utilised, except: 
- 
when the deferred income tax asset relating to the deductible temporary difference arises from the initial 
recognition of an asset or liability in a transaction that is not a business combination and, at the time of the 
transaction, affects neither the accounting profit nor taxable profit or loss; or  

 
107 
 
NOTES TO THE FINANCIAL STATEMENTS  
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(w) Taxation (continued) 
- 
when the deductible temporary differences associated with investments in subsidiaries, associates and interests in 
joint ventures, deferred tax assets are only recognised to the extent that it is probable that the temporary 
differences will reverse in the foreseeable future and taxable profit will be available against which the temporary 
differences can be utilised. 
The carrying amount of deferred income tax assets is reviewed at each balance sheet date and reduced to the extent 
that it is no longer probable that sufficient taxable profit will be available to allow all or part of the deferred income tax 
asset to be utilised. 
Unrecognised deferred income tax assets are reassessed at each balance sheet date and are recognised to the extent 
that it has become probable that future taxable profit will allow the deferred tax asset to be recovered.  
Deferred income tax is provided on all temporary differences at the balance sheet date between the tax bases of 
assets and liabilities and their carrying amounts for financial reporting purposes.  
Deferred income tax liabilities are recognised for all taxable temporary differences, except: 
- 
when the deferred income tax liability arises from the initial recognition of an asset or liability in a transaction that 
is not a business combination and, at the time of the transaction, affects neither the accounting profit nor taxable 
profit or loss; or  
- 
when the taxable temporary differences associated with investments in subsidiaries, associates and interests in 
joint ventures, and the timing of the reversal of the temporary differences can be controlled and it is probable that 
the temporary differences will not reverse in the foreseeable future. 
Deferred income tax assets and liabilities are measured at the tax rates that are expected to apply to the year when the 
asset is realised or the liability is settled, based on tax rates (and tax laws) that have been enacted or substantively 
enacted at the balance sheet date. 
Income taxes relating to items recognised directly in equity are recognised in equity and not in the income statement. 
Deferred tax assets and deferred tax liabilities are offset only if a legally enforceable right exists to set off current tax 
assets against current tax liabilities and the deferred tax assets and liabilities relate to the same taxable entity and the 
same taxation authority.  
Goods and services tax (GST) 
Revenues, expenses and assets are recognised net of the amount of GST except when the GST incurred on a purchase 
of goods and services is not recoverable from the taxation authority, in which case the GST is recognised as part of the 
cost of acquisition of the asset or as part of the expense item as applicable; and receivables and payables are stated 
with the amount of GST included. 
The net amount of GST recoverable from, or payable to, the taxation authority is included as part of receivables or 
payables in the balance sheet. 
Cash flows are included in the Cash Flow Statement on a gross basis and the GST component of cash flows arising 
from investing and financing activities, which is recoverable from, or payable to, the taxation authority are classified as 
operating cash flows.  
Commitments and contingencies are disclosed net of the amount of GST recoverable from, or payable to, the taxation 
authority. 
 
 

 
108 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(x) Earnings per stapled security (EPSS) 
Basic EPSS is calculated as net profit attributable to stapled securityholders, adjusted to exclude costs of servicing 
equity (other than distributions) divided by the weighted average number of stapled securities on issue during the 
period under review. 
Diluted EPSS is calculated as net profit attributable to stapled securityholders, adjusted for: 
- 
costs of servicing equity (other than distributions); 
- 
the after tax effect of dividends and interest associated with dilutive potential stapled securities that have been 
recognised as expenses; and  
- 
other non-discretionary changes in revenues or expenses during the period that would result from the dilution of 
potential stapled securities;  
divided by the weighted average number of stapled securities and dilutive potential stapled securities, adjusted for any 
bonus element. 
(y) Security based payment plans 
Executives of the Group receive remuneration in the form of security based payments, whereby Executives render 
services as consideration for equity instruments (equity-settled transactions). 
The cost of equity-settled transactions is determined by the fair value at the date when the grant is made, using an 
appropriate valuation model and is recognised, together with a corresponding increase in other capital reserves in 
equity, over the period in which the performance and/or service conditions are fulfilled.  The cumulative expense 
recognised for equity-settled transactions at each reporting date until the vesting date reflects the extent to which the 
vesting period has expired and the Group’s best estimate of the number of equity instruments that will ultimately vest.  
The income statement expense or credit for a period represents the movement in cumulative expense recognised as at 
the beginning and end of that period and is recognised in employee benefits expense (Note 18). 
No expense is recognised for awards that do not ultimately vest, except for equity-settled transactions for which 
vesting is conditional upon a market or non-vesting condition.  These are treated as vesting irrespective of whether or 
not the market or non-vesting conditions are satisfied, provided that all other performance and / or service conditions 
are satisfied. 
When the terms of an equity-settled award are modified, the minimum expense recognised is the expense had the 
terms not been modified, if the original terms of the award are met.  An additional expense is recognised for any 
modification that increases the total fair value of the security based payment transaction, or is otherwise beneficial to 
the employee as measured at the date of modification. 
When an equity-settled award is cancelled, it is treated as if it vested on the date of cancellation, and any expense not 
yet recognised for the award is recognised immediately.  This includes any award where non-vesting conditions within 
the control of either the entity or the employee are not met. 
When the award securities are acquired from the market in advance, the unallocated securities are treated as 
reduction of equity reserve. 
A portion of security based payments are classified as cash-settled, as Executives are awarded a cash equivalent of 
shares to purchase securities. For these securities the fair value is measured upon issue and recorded as an expense. 
Until the liability is settled, the fair value will be remeasured at each reporting period. 
 
 

 
109 
 
NOTES TO THE FINANCIAL STATEMENTS 
30 JUNE 2024 
21. SUMMARY OF MATERIAL ACCOUNTING POLICIES (continued) 
(z) Non-current assets held for sale or distribution and discontinued operations 
The Group classifies non-current assets and disposal groups as held for sale if their carrying amounts will be recovered 
principally through a sale transaction or deemed disposal rather than through continuing use. Upon classification as 
held for sale, assets of a disposal group are recognised at the lower of carrying amount and fair value less costs to sell 
with the exception of investment properties, other financial assets and derivatives which are valued in accordance with 
Note 21(n) and Note 21(j) respectively. 
Property, plant and equipment and intangible assets are not depreciated or amortised once classified as held for 
sale. Assets and liabilities classified as held for sale are presented separately as current items in the statement of 
financial position. 
A segment, entity or operation disposed of or wound up qualifies as discontinued operations if it is a component of the 
Group that represents a separate major line of business or geographical area of operations. Discontinued operations 
are excluded from the results of continuing operations and are presented as a single amount as profit or loss after tax 
from discontinued operations in the statement of profit or loss. Additional disclosures are provided in Note 20. All 
other notes to the financial statements include amounts for continuing operations, unless indicated otherwise. 
 
22. AUDITOR’S REMUNERATION 
2024
2023
$
$
Amounts received or due and receivable by Ernst & Young Australia:
 -  Fees for auditing the statutory financial report of the parent covering the Group and 
    auditing the statutory financial reports of any controlled entities 
          680,000 
         1,125,000 
-  Services required by legislation to be provided by the auditor
- compliance services
               41,239                38,915 
 - Other assurance and agreed-upon-procedures services under other legislation or
   contractual arrangements where there is discretion as to whether the service is provided
   by the auditor or another firm 
                  8,812               29,430 
 -  Other services
 - due diligence services
                      -             730,000 
-  Internal audit quality assurance services 
                      -                37,800 
Total
           730,051 
          1,961,145  
 
23. EVENTS AFTER BALANCE SHEET DATE 
On 16 August 2024, the Group exchanged contracts for the divestment of its interest in Market Central, Lutwyche 
QLD at a sale price of $60.4 million.  
Other than as disclosed in this report, there has been no other matter or circumstance that has arisen since the end of 
the financial year that has significantly affected, or may affect, the Group’s operations in future financial years, the 
results of those operations or the Group’s state of affairs in future financial years. 
 
 
 
 

 
110 
 
CONSOLIDATED ENTITY DISCLOSURE STATEMENT 
AS AT 30 JUNE 2024 
Body corporate
Body corporate
Country of
% of share
Country of
Entity name
Entity type
incorporation
capital held
tax residence
Abacus Group Holdings Limited
Body corporate
Australia
100
Australia
Abacus Finance Pty Limited
Body corporate
Australia
100
Australia
Abacus Funds Management Limited
Body corporate
Australia
100
Australia
Abacus Investments Pty Ltd
Body corporate
Australia
100
Australia
Abacus Note Facilities Pty Ltd
Body corporate
Australia
100
Australia
Abacus Property Services Pty Ltd
Body corporate
Australia
100
Australia
Abacus Storage Funds Management Limited
Body corporate
Australia
100
Australia
Abacus Camellia Investments Pty Limited
Body corporate
Australia
100
Australia
Abacus Riverlands Investments Pty Limited
Body corporate
Australia
100
Australia
444 Queen Street Pty Limited
Body corporate
Australia
100
Australia
Abacus 77 Castlereagh Street Pty Limited
Body corporate
Australia
100
Australia
Abacus Repository Pty Limited
Body corporate
Australia
100
Australia
Abacus U Stow It A1 Pty Limited
Body corporate
Australia
100
Australia
Abacus U Stow It B1 Pty Limited
Body corporate
Australia
100
Australia
Abacus USI C Pty Limited
Body corporate
Australia
100
Australia
Lutwyche City Shopping Centre Pty Limited
Body corporate
Australia
100
Australia
Oasis JV Pty Limited
Body corporate
Australia
100
Australia
Abacus Group Projects Limited & its subsidiaries
Abacus Group Projects Limited
Body corporate
Australia
100
Australia
Abacus Property Pty Ltd
Body corporate
Australia
100
Australia
Abacus U Stow It A2 Pty Limited
Body corporate
Australia
100
Australia
Sucaba UST Pty Limited
Body corporate
Australia
100
Australia
Abacus Allara Street Trust
Trust
N/A
N/A
Australian Trust
Abacus Ventures Trust
Trust
N/A
N/A
Australian Trust
Abacus Trust & its subsidiaries
Abacus Trust
Trust
N/A
N/A
Australian Trust
Abacus Abbotsford Trust
Trust
N/A
N/A
Australian Trust
Abacus Ann Street Trust
Trust
N/A
N/A
Australian Trust
Abacus Ashfield Mall Property Trust
Trust
N/A
N/A
Australian Trust
Abacus Bowden Street Trust
Trust
N/A
N/A
Australian Trust
Abacus K1 Property Trust
Trust
N/A
N/A
Australian Trust
Abacus Lutwyche Trust
Trust
N/A
N/A
Australian Trust
Abacus Oasis Trust
Trust
N/A
N/A
Australian Trust
Abacus Richmond Trust
Trust
N/A
N/A
Australian Trust
Abacus Shopping Centre Trust
Trust
N/A
N/A
Australian Trust
Abacus Virginia Trust
Trust
N/A
N/A
Australian Trust
Abacus Westpac House Trust
Trust
N/A
N/A
Australian Trust
Abacus Westpac House No. 2 Trust
Trust
N/A
N/A
Australian Trust
Abacus 14 Martin Place Trust 
Trust
N/A
N/A
Australian Trust
Abacus 33 Queen Street Trust
Trust
N/A
N/A
Australian Trust
Abacus 324 Queen Street Trust
Trust
N/A
N/A
Australian Trust
Lutwyche City Shopping Centre Unit Trust
Trust
N/A
N/A
Australian Trust
Oasis JV Unit Trust
Trust
N/A
N/A
Australian Trust
Abacus Income Trust & its subsidiaries
Abacus Income Trust
Trust
N/A
N/A
Australian Trust
Castlereagh Sub 1 Trust
Trust
N/A
N/A
Australian Trust
Castlereagh FH Sub 1 Trust
Trust
N/A
N/A
Australian Trust
Abacus Group Holdings Limited & its subsidiaries
 
 
As trusts are unable to meet the definition of “Australian resident” or “foreign resident” within the meaning of the Income Tax 
Assessment Act 1997,  the Group has elected to disclose whether the trusts satisfy the definition of “Australian Trust”, and/or if 
the trusts are considered residents of a jurisdiction other than Australia. 
 

 
111 
 
DIRECTORS’ DECLARATION 
 
In accordance with a resolution of the Directors of Abacus Group Holdings Limited, we state that: 
In the opinion of the directors: 
(a) 
the consolidated financial statements, notes and the additional disclosures included in the Directors’ 
report designated as audited, are in accordance with the Corporations Act 2001, including: 
(i) 
giving a true and fair view of the Group’s financial position as at 30 June 2024 and of its 
performance for the year ended on that date; and 
(ii) complying with Australian Accounting Standards (including Australian Accounting 
Interpretations) and the Corporations Regulations 2001;  
(b) 
the financial report also complies with International Financial Reporting Standards as disclosed in 
Note 21(b); and 
(c) 
there are reasonable grounds to believe that the Group will be able to pay its debts as and when they 
become due and payable. 
(d) 
The consolidated entity disclosure statement required by section 295(3A) of the Corporations Act 
2001 is true and correct. 
 
 
This declaration has been made after receiving the declarations required to be made to the directors in accordance 
with sections 295A of the Corporations Act 2001 for the financial year ended 30 June 2024. 
 
On behalf of the Board. 
 
 
 
 
Myra Salkinder  
 
 
 
 
Steven Sewell 
Chair 
 
 
 
 
 
 
Managing Director 
Sydney, 23 August 2024 
 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 
 
Ernst & Young 
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 
Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 
 
 
Independent auditor’s report to the members of Abacus Group 
Holdings Limited 
Report on the audit of the financial report 
Opinion 
We have audited the financial report of Abacus Group Holdings Limited (the Company) and its 
subsidiaries (collectively the Group), which comprises the consolidated statement of financial position 
as at 30 June 2024, the consolidated income statement, the consolidated statement of 
comprehensive income, the consolidated statement of changes in equity and the consolidated 
statement of cash flows for the year then ended, notes to the financial statements, including material 
accounting policy information, the consolidated entity disclosure statement and the directors’ 
declaration. 
In our opinion, the accompanying financial report of the Group is in accordance with the Corporations 
Act 2001, including: 
a. 
Giving a true and fair view of the consolidated financial position of the Group as at 30 June 2024 
and of its consolidated financial performance for the year ended on that date; and 
b. 
Complying with Australian Accounting Standards and the Corporations Regulations 2001. 
Basis for opinion 
We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under 
those standards are further described in the Auditor’s responsibilities for the audit of the financial 
report section of our report. We are independent of the Group in accordance with the auditor 
independence requirements of the Corporations Act 2001 and the ethical requirements of the 
Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional 
Accountants (including Independence Standards) (the Code) that are relevant to our audit of the 
financial report in Australia. We have also fulfilled our other ethical responsibilities in accordance with 
the Code.  
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis 
for our opinion. 
Key audit matters 
Key audit matters are those matters that, in our professional judgment, were of most significance in 
our audit of the financial report of the current year. These matters were addressed in the context of 
our audit of the financial report as a whole, and in forming our opinion thereon, but we do not provide 
a separate opinion on these matters. For each matter below, our description of how our audit 
addressed the matter is provided in that context. 
We have fulfilled the responsibilities described in the Auditor’s responsibilities for the audit of the 
financial report section of our report, including in relation to these matters. Accordingly, our audit 
included the performance of procedures designed to respond to our assessment of the risks of 
material misstatement of the financial report. The results of our audit procedures, including the 
procedures performed to address the matters below, provide the basis for our audit opinion on the 
accompanying financial report. 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 
 
 
Investment Properties  
Why significant 
How our audit addressed the key audit matter 
The Group’s total assets include investment 
properties either held directly or through an 
interest in Joint Ventures and associates. These 
assets are carried at fair value, which was 
assessed by the directors with reference to 
either external independent property valuations 
or internal valuations and are based on market 
conditions existing at the reporting date.  
As disclosed in Note 5 to the financial 
statements, the valuation of investment 
properties is inherently subjective given there 
are alternative assumptions and valuation 
methods that may result in a range of values. A 
small difference in any one of the key market 
input assumptions, when aggregated across all 
the properties, could result in a significant 
change to the valuation of investment 
properties.  
Two approaches are generally used: the Income 
Capitalisation approach and the Discounted Cash 
Flow approach to arrive at a range of valuation 
outcomes, from which the valuers derive their 
best estimate of the value at a point in time. 
We have considered this a key audit matter due 
to the number of judgments required in 
determining fair value. For the same reasons we 
consider it important that attention is drawn to 
the information in Note 5 to the financial 
statements in assessing the property valuations 
at 30 June 2024. 
Our audit procedures included the following: 
• 
We discussed the following matters with 
management: 
• 
movements in the Group’s investment 
property portfolio; 
• 
changes in the condition of the properties 
including tenancy matters and development 
status on a sample basis. 
• 
On a sample basis, we performed the following 
procedures for selected properties: 
• 
Evaluated the key valuation assumptions and 
inputs. These assumptions and inputs 
included the adopted capitalisation rate and 
a number of leasing assumptions including 
market and contractual rent, occupancy 
rates including forecast occupancy levels, 
forecast rent, lease terms, re-leasing costs, 
operating expenditure and future capital 
expenditure. We agreed the passing rental 
income in the valuations to the audited 
passing rental income. 
• 
Tested the mathematical accuracy of 
valuations. 
• 
Involved our real estate valuation specialists 
to assist with the assessment of the valuation 
assumptions and methodologies. 
• 
Where relevant we compared the valuation 
against comparable transactions utilised in 
the valuation process. 
• 
Evaluated the suitability of the valuation 
methodology based on the type of asset.  
• 
Assessed the qualifications, competence and 
objectivity of the valuers. 
 
 
 
 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 
 
 
Equity Accounted Investment in Abacus Storage King 
Why significant 
How our audit addressed the key audit matter 
The de-stapling of Abacus Storage Property 
Trust (ASPT) and Abacus Storage Operations 
Limited (ASOL) and the listing of a new Self 
Storage REIT, Abacus Storage King (‘ASK’), with 
ASOL as the nominated parent entity, was 
implemented in early August 2023. ASK is 
externally managed by Abacus Group and 
following the de-stapling Abacus Group retained 
a 19.9% stake in ASK. 
Upon de-stapling the Group’s investment in ASK 
was classified as an equity accounted 
investment, in accordance with AASB 128 
Investment in Associates and Joint Ventures, in 
the Group’s financial statements. Management 
have prepared an analysis outlining the 
accounting treatment. 
We considered this a key audit matter due to the 
significance of the transaction to the Group 
during the financial year ended 30 June 2024, 
the complexity of the deconsolidation 
procedures, the carrying value of the investment 
in ASK and the required disclosures in the 
financial statements.  
For the same reasons we consider it important 
that attention is drawn to the disclosure in Note 
7 to the financial statements, which describes 
the equity accounted investment in ASK as at 30 
June 2024. 
Our audit procedures included the following: 
• 
We assessed the appropriateness of the 
accounting treatment of the investment in ASK 
as an equity accounted investment with 
reference to AASB 128 Investment in Associates 
and Joint Ventures. 
• 
We agreed the loss on the deconsolidation to the 
supporting calculation prepared by management 
and performed procedures to assess the 
accuracy of the calculation. 
• 
We assessed the adequacy of disclosures of the 
de-stapling transaction and the Group’s 
investment in ASK in the financial report. 
• 
We performed procedures to assess the fair 
value of investment properties held within ASK. 
The procedures we performed were consistent 
with the procedures outlined in the Investment 
Properties key audit matter section. 
• 
We have reviewed the recognition of the equity 
accounted result for the period and 
management’s assessment of the year-end 
carrying value of the investment in ASK. 
 
 
Information other than the financial report and auditor’s report thereon 
The directors of the Company are responsible for the other information. The other information 
comprises the information included in the Group’s 2024 annual report other than the financial report 
and our auditor’s report thereon. We obtained the directors’ report that is to be included in the annual 
report, prior to the date of this auditor’s report, and we expect to obtain the remaining sections of the 
annual report after the date of this auditor’s report.  
Our opinion on the financial report does not cover the other information and we do not and will not 
express any form of assurance conclusion thereon, with the exception of the Remuneration Report 
and our related assurance opinion.  
In connection with our audit of the financial report, our responsibility is to read the other information 
and, in doing so, consider whether the other information is materially inconsistent with the financial 
report or our knowledge obtained in the audit or otherwise appears to be materially misstated.  

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 
 
 
If, based on the work we have performed on the other information obtained prior to the date of this 
auditor’s report, we conclude that there is a material misstatement of this other information, we are 
required to report that fact. We have nothing to report in this regard. 
Responsibilities of the directors for the financial report 
The directors of the Company are responsible for the preparation of: 
a) 
the financial report (other than the consolidated entity disclosure statement) that gives a true 
and fair view in accordance with Australian Accounting Standards and the Corporations Act 
2001;  
b) 
the consolidated entity disclosure statement that is true and correct in accordance with the 
Corporations Act 2001; and 
for such internal control as the directors determine is necessary to enable the preparation of: 
i) 
the financial report (other than the consolidated entity disclosure statement) that gives a true 
and fair view and are free from material misstatement, whether due to fraud or error; and 
ii) 
the consolidated entity disclosure statement that is true and correct and is free of misstatement, 
whether due to fraud or error. 
In preparing the financial report, the directors are responsible for assessing the Group’s ability to 
continue as a going concern, disclosing, as applicable, matters relating to going concern and using the 
going concern basis of accounting unless the directors either intend to liquidate the Group or to cease 
operations, or have no realistic alternative but to do so. 
Auditor’s responsibilities for the audit of the financial report 
Our objectives are to obtain reasonable assurance about whether the financial report as a whole is 
free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an 
audit conducted in accordance with the Australian Auditing Standards will always detect a material 
misstatement when it exists. Misstatements can arise from fraud or error and are considered material 
if, individually or in the aggregate, they could reasonably be expected to influence the economic 
decisions of users taken on the basis of this financial report. 
As part of an audit in accordance with the Australian Auditing Standards, we exercise professional 
judgment and maintain professional scepticism throughout the audit. We also: 
► 
Identify and assess the risks of material misstatement of the financial report, whether due to 
fraud or error, design and perform audit procedures responsive to those risks, and obtain audit 
evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not 
detecting a material misstatement resulting from fraud is higher than for one resulting from 
error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the 
override of internal control. 
► 
Obtain an understanding of internal control relevant to the audit in order to design audit 
procedures that are appropriate in the circumstances, but not for the purpose of expressing an 
opinion on the effectiveness of the Group’s internal control.  

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 
 
 
► 
Evaluate the appropriateness of accounting policies used and the reasonableness of accounting 
estimates and related disclosures made by the directors. 
► 
Conclude on the appropriateness of the directors’ use of the going concern basis of accounting 
and, based on the audit evidence obtained, whether a material uncertainty exists related to 
events or conditions that may cast significant doubt on the Group’s ability to continue as a going 
concern. If we conclude that a material uncertainty exists, we are required to draw attention in 
our auditor’s report to the related disclosures in the financial report or, if such disclosures are 
inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up 
to the date of our auditor’s report. However, future events or conditions may cause the Group to 
cease to continue as a going concern.  
► 
Evaluate the overall presentation, structure and content of the financial report, including the 
disclosures, and whether the financial report represents the underlying transactions and events 
in a manner that achieves fair presentation. 
► 
Obtain sufficient appropriate audit evidence regarding the financial information of the entities or 
business activities within the Group to express an opinion on the financial report. We are 
responsible for the direction, supervision and performance of the Group audit. We remain solely 
responsible for our audit opinion. 
We communicate with the directors regarding, among other matters, the planned scope and timing of 
the audit and significant audit findings, including any significant deficiencies in internal control that we 
identify during our audit. 
We also provide the directors with a statement that we have complied with relevant ethical 
requirements regarding independence, and to communicate with them all relationships and other 
matters that may reasonably be thought to bear on our independence, and where applicable, actions 
taken to eliminate threats or safeguards applied. 
From the matters communicated to the directors, we determine those matters that were of most 
significance in the audit of the financial report of the current year and are therefore the key audit 
matters. We describe these matters in our auditor’s report unless law or regulation precludes public 
disclosure about the matter or when, in extremely rare circumstances, we determine that a matter 
should not be communicated in our report because the adverse consequences of doing so would 
reasonably be expected to outweigh the public interest benefits of such communication. 
Report on the audit of the Remuneration Report 
Opinion on the Remuneration Report 
We have audited the Remuneration Report included in pages 19 to 50 of the directors’ report for the 
year ended 30 June 2024. 
In our opinion, the Remuneration Report of Abacus Group Holdings Limited for the year ended 30 
June 2024, complies with section 300A of the Corporations Act 2001. 
 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 
 
 
 
Responsibilities 
The directors are responsible for the preparation and presentation of the Remuneration Report in 
accordance with section 300A of the Corporations Act 2001. Our responsibility is to express an 
opinion on the Remuneration Report, based on our audit conducted in accordance with Australian 
Auditing Standards. 
 
 
 
Ernst & Young 
 
 
 
 
Anthony Ewan 
Partner 
Sydney 
23 August 2024 

ADDITIONAL INFORMATION 
Number of holders of ordinary full paid securities 
9,117 
Number of holders holding less than a marketable parcel or ordinary fully paid stapled securities 
1,166 
Voting rights attached to ordinary fully paid stapled securities.  
One vote per security 
Top 20 largest security holdings as at 31 July 2024 
 
HOLDER NAME 
NUMBER OF 
SECURITIES 
% ISSUED 
SECURITIES 
CALCULATOR AUSTRALIA PTY LIMITED  
395,545,894
44.26%
J P MORGAN NOMINEES AUSTRALIA PTY LIMITED 
120,953,746
13.53%
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED 
102,481,708
11.47%
CITICORP NOMINEES PTY LIMITED 
61,732,816
6.91%
CALCULATOR AUSTRALIA PTY LIMITED  
51,192,965
5.73%
ARYM INVESTMENT HOLDINGS PTY LTD 
14,600,000
1.63%
BNP PARIBAS NOMS PTY LTD 
11,200,337
1.25%
NATIONAL NOMINEES LIMITED 
6,870,813
0.77%
CHARTER HALL WHOLESALE MANAGEMENT LIMITED 
5,750,000
0.64%
BNP PARIBAS NOMINEES PTY LTD  
5,257,999
0.59%
BNP PARIBAS NOMINEES PTY LTD  
4,064,295
0.45%
SOLIUM NOMINEES (AUS) PTY LTD 
3,876,701
0.43%
CHARTER HALL WHOLESALE MANAGEMENT LIMITED  
3,597,461
0.40%
CITICORP NOMINEES PTY LIMITED  
1,838,065
0.21%
IOOF INVESTMENT SERVICES LIMITED  
1,417,835
0.16%
NETWEALTH INVESTMENTS LIMITED  
1,051,734
0.12%
QUIXLEY FINANCE PTY LIMITED 
938,439
0.11%
CHARTER HALL WHOLESALE MANAGEMENT LTD  
775,000
0.09%
MR STEVEN CRAIG SEWELL 
763,108
0.09%
AKAT INVESTMENTS PTY LIMITED