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Cromwell Group

cmw · ASX Real Estate
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Ticker cmw
Exchange ASX
Sector Real Estate
Industry REIT - Office
Employees 201-500
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FY2007 Annual Report · Cromwell Group
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THE CROMWELL GROUP

Annual Report 2007

NOW WE ARE ONE.

Contents

About Cromwell Group 

Performance Highlights 

Chairman’s Report 

Property Portfolio 

Directors’ Report  

Auditor’s Independence Declaration 

Income Statements  

Balance Sheets  

Statements of Changes in Equity  

Cash Flow Statements  

Notes to the Financial Statements    

Directors’ Declaration 

Independent Auditor’s Report  

Securityholder Information 

Directory 

1

2

4

6

8

31

32

33

34

36

37

94

95

97

101

Cromwell Group 

Cromwell Corporation Limited ABN  44 001 056 980 
Cromwell Property Securities Limited ABN 11 079 147 809  
AFSL 238052 as responsible entity for  
Cromwell Diversified Property Trust ABN 30 074 537 051  

ARSN 102 982 598

Level 19, 200 Mary St, Brisbane QLD 4000 
GPO Box 1093, Brisbane QLD 4001 
Telephone: (07) 3225 7777 
Facsimile: (07) 3225 7788 
Website: www.cromwell.com.au 
E-mail: cromwell@cromwell.com.au 

Securityholder Information and Enquiries

All enquiries and correspondence regarding securityholdings 
should be directed to Cromwell’s share registry provider:

Computershare Investor Services Pty Limited

Level 19, 307 Queen St, Brisbane QLD 4000 
Telephone: 1300 850 505 
Outside Australia: 61 3 9415 4000 
Facsimile: (07) 3237 2151 
Website: www.computershare.com.au 
E-mail: web.queries@computershare.com.au

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
About Cromwell Group

Summary

Cromwell Group is a stapled security (ASX: CMW) consisting of a $1 billion property trust and a successful property funds 
management business. The Group is an Australian owned entity with a track record for developing high quality, high yielding 
investment products and delivering growth to investors.

On 12 December 2006, the Group initiated trading at $1.20 with a market capitalisation of $835 million. 

This milestone was achieved after the successful merger of the Cromwell Diversified Property Trust (the Trust) with five Cromwell 
managed Syndicates and the subsequent stapling to Cromwell Corporation Limited (the Company) creating a Group with property 
assets in excess of $1 billion.

Upon listing, Cromwell Group became the 17th largest listed entity in Queensland and the 190th largest listed entity in Australia. 

Cromwell Group Stapled Security (ASX: CMW)

Cromwell Corporation 
Limited
ACN 001 056 980

Cromwell Diversified 
Property Trust 
ARSN 102 982 598

Cromwell Property 
Securities Limited
ACN 079 147 809

Cromwell Property 
Services Pty Ltd 
ACN 080 159 280

Cromwell Operations 
Pty Ltd 
ACN 107 377 677

Cromwell Finance 
Limited
ACN 111 461 093

Responsible Entity

Property Management

Finance

Debenture Issuer

Funds Management

Facilities Management

Compliance

Property Transactions

Capital Raising

Registry

Subsidiaries of the Company

Cromwell Property Securities Limited 

Responsible for managing and promoting the Group’s investment products and holds an Australian Financial Services licence 
entitling it to act as a responsible entity.

Cromwell Property Services Pty Ltd 

Holds a corporate real estate licence and manages the property portfolio of the Group. 

Cromwell Finance Limited 

Provides working capital and other funding to Cromwell Group.



Performance Highlights

•  Record full-year profit of $113.9 million

•  Operating earnings of $37.6 million exceeded forecast of $36.3 million

•  Assets Under Management (AUM) of $1.64 billion, up 20% on prior year

•  Net Tangible Assets of 96 cents per security, up 23% since December 2006

•  Significant platform for ongoing growth

Core Statistics

2007

2006

Change

AUM ($m)
Total Assets ($m)

Net Tangible Assets ($m)

Market Capitalisation ($m)

 1,640 
 1,295 

 668 

 827 

 1,368  ▲  20%

 50 

 12 

 175  ▲ 374%

Operating Earnings ($m)
Operating EPS

37.6

8.5 ▲ 344%
 $0.086   $0.056  ▲ 54%

Distributions/Dividends ($m)
DPS

36.8

6.9 ▲ 433%
 $0.084   $0.045  ▲ 85%

FY07 Major Announcements

13 July 2006
Launch of new $276 million fund
Cromwell announces the launch of a new $276 million 
open-ended unlisted property fund, the Cromwell 
Property Fund.

31 August 2006
Gold Coast development announced
Cromwell announces plans for a master-planned 
development around the Cromwell Diversified Property 
Trust’s iconic Corporate Centre One building.

12 September 2006
Full-year earnings up 63 per cent
Cromwell reports record full-year earnings for the 12 
months to 30 June, 2006, with a net profit for the period of 
$7.9 million.



23 October 2006
Stapled property group proposed
Cromwell proposes creation of a $1 billion stapled 
property group, the Cromwell Group.

6 December 2006
Shareholders and unitholders approve merger 
and stapling
Shareholders in Cromwell Corporation Limited and 
unitholders in Cromwell-managed property vehicles 
approve merger and stapling proposal to create the 
Cromwell Group.

18 December 2006
Sale of Queensland property
Cromwell sells industrial site at Pinkenba, Brisbane 
for $10.4 million. The property was acquired in 2004 for 
$4.8 million.

22 December 2006
Acquisition of ACT office tower
Cromwell acquires Lovett Tower for $73.17 million on 
behalf of Cromwell Property Fund.

28 February 2007
Cromwell half-year result
Cromwell declares underlying Net Profit After Tax 
(NPAT) for six months to 31 December, 2006, of $3.96 
million before one-off stapling costs of $6.95 million.

We are a customer focused property investment manager. 
We act with integrity and are committed to building 
investor wealth through outstanding performance.

Cromwell Group Mission Statement - June 2007

16 May 2007
Sale of Victorian property
Cromwell agrees to sell Village City Centre in 
Melbourne for $32.75 million, $5.5 million above 
its book value of $27.3 million.

7 June 2007 
Acquisition of Queensland green building
Cromwell agrees to acquire a commercial 
development site at Kelvin Grove Urban Village 
in Brisbane’s CBD fringe. The price will be 
determined upon completion to give a 6.75 per 
cent yield.

27 June 2007 
Sale of Gold Coast asset
Cromwell agrees to sell the Bundall Corporate 
Centre and associated development site for 
$106 million, 18 months after acquiring it for 
$53 million.
28 June 2007 
Sale of New South Wales asset
Cromwell sells 59 Goulburn Street, Sydney, 
offi ce tower for $92.5 million, $5.5 million more 
than book value after selling costs.

Growth in AUM and Security Price

1,800

1,600

1,400

1,200

1,000

800

600

400

200

AUM ($’000,000)
Security Price ($)

1,640

1,368

732

544

294

351

2002

2003

2004

2005

2006

2007

1.60

1.40

1.20

1.00

0.80

0.60

0.40

0.20

Total Securityholder Returns (% per annum)

120%

100%

80%

60%

40%

20% 12.6

Cromwell
S&P/ASX All Ordinaries
S&P/ASX 200 Property Trusts

107.6

70.8

30.3

25.9

26.4

20.6

44.2

19.6 18.2

13.0 14.5

1 Year

3 Year

5 Year

10 Year

Investment Period

3

Chairman’s Report

Now we are one...

The 2007 financial year saw the successful 
merger of the Cromwell Diversified Property 
Trust (“the Trust”) with five other Cromwell 
managed funds and the stapling of the 
consolidated Trust to Cromwell Corporation 
Limited (“the Company”) to form Cromwell 
Group. 

The merger and stapling was undertaken to build scale and 
fully integrate the core business activities of the Company, 
the Trust and the other Cromwell funds. The transaction has 
also aligned the interests of all stakeholders and positioned 
the Group to take advantage of future growth opportunities.

The subsequent performance of the Group since the merger 
and stapling has vindicated the decision of shareholders and 
unitholders to support the proposal.  The highlights of the 
year’s performance include:

•

•

•

•

•

•

A record full year profit of $113.9m;

Operating earnings of $37.6m (compared to $36.3m 
forecast in the Explanatory Memorandum for the 
merger and stapling proposal);

An increase in Assets under Management of 20% from 
30 June 2006 to $1.64b;

Strong property revaluations of $69.8m after the 
merger and stapling;

An increase in the NTA of the Cromwell Group from 
$0.78 per stapled security at the merger and stapling to 
$0.96 at 30 June 2007; and

An increase in the trading price for Cromwell Group 
securities from the valuation range of $1.04 to $1.12 
in the merger and stapling Explanatory Memorandum 
to $1.18 at 30 June 2007 and $1.28 at the date of this 
report.

Most importantly, the Group now has a strong platform for 
future growth.  This is reflected in the decision by the Board 
to increase annualised distributions to 10 cents per stapled 
security for FY08 with effect from November 2007.

In addition, since 30 June 2007, the Board has taken the 
opportunity to dispose of some non-core assets, and has 
applied the proceeds in reduction of debt.  As a result, the 
Group is in a very strong position, with gearing expected to 
reduce to below 35% and substantial cash reserves currently 
available.  Cromwell Group’s debt management has resulted 
in a strong balance sheet and little, if any, exposure to 
fluctuations in interest rates and availability of credit.

At the time of writing this report, there is continuing volatility 
in global debt markets.  The Board believes that this volatility 
will present opportunities for the Group to acquire assets for 
its funds management business and to acquire portfolios and 
businesses which are not well placed to deal with market 
volatility.

Cromwell’s investment products continue to attract good 
support from retail investors.  Our flagship fund, the 
Cromwell Property Fund (“CPF”) has increased the value 
of its assets under management to over $400 million at 30 
June 2007 and fund inflows in recent months have averaged 
$3 million per week.  The CPF will shortly issue a revised 
Product Disclosure Statement and is expected to continue to 
attract strong fund inflows during the 2008 year.

Cromwell also plans to promote additional investment 
products including a Property Securities Fund in the 2008 
year to increase the number of product options available to 
investors and subsequent investment inflows.  

Whilst Cromwell intends to grow funds management 
revenues by increasing its suite of retail products and the 
volume of its capital inflows, it also intends to maintain the 
relativity between property investment earnings and funds 
management earnings.  In part we intend to achieve this 
by co-investing in funds with investors.  We also see the 
opportunity to acquire other funds and portfolios and package 
selective assets for securitisation and inclusion in our retail 
unlisted funds.

Cromwell continues to maintain a number of competitive 
advantages including:

•

•

•

An efficient management structure;

Majority of earnings from property investment activities;

Significant portfolio weighting to the commercial office 
sector, which presently demonstrates good opportunity 
for growth;



I had flagged in the 2006 report that I intended to stand down 
as Chairman prior to 30 June 2007, and assume the role of 
Chief Executive Officer.  Our search for a new Chairman has 
taken a little longer than originally anticipated.  However, 
I expect to be able to make an announcement on the 
appointment of an independent Chairman in the coming 
months.

My extended tenure as Chairman has afforded me the 
opportunity to have one more farewell, and in doing so I 
would like to thank the present and former Directors and 
employees of Cromwell who have contributed to Cromwell’s 
success and to its growth and achievements in the last nine 
years.

The 2008 financial year has started positively, with the 
executive team finalising our five year strategic plan for 
Cromwell Group.  The mission statement which we adopted in 
our planning meetings reflects our achievements to date and 
reinforces our commitment to continue to build the Group in 
the future:

“We are a customer focused property 
investment manager. We act with integrity 
and are committed to building investor 
wealth through outstanding performance.”

 I am delighted to present to you a strong and integrated 
Group which is committed to delivering a  substantial and 
reliable cash flow and excellent opportunities for future 
growth.

Paul Weightman 
Chairman

•

•

An internalised retail funds management business with 
a proven track record and demonstrated capital raising 
capability;

An internalised asset, property and facilities 
management business which facilitates a high rate of 
tenancy retention, value add opportunities to our assets 
and a range of income streams which complement our 
funds management activities; and

•

A limited reliance on higher risk income streams.

As indicated in the 2006 annual report, I believe that 
Cromwell’s rapid growth has been possible as a result 
of its ability to act quickly in taking advantage of market 
opportunities.  That was, in turn, possible because of the 
fact that it had an active and decisive Board, dominated by 
executive Directors who have had a day-to-day involvement 
in the business.  I also indicated that accepted corporate 
governance principles recommend that there be a bias in 
favour of independence and a greater separation between 
executive and board functions. 

Since the successful implementation of the merger and 
stapling proposals, the Board has implemented a number 
of initiatives to ensure that Cromwell better meets the 
Australian Securities Exchange’s “Principles of Good 
Corporate Governance and Best Practice Recommendations”.  
Those initiatives include:

•

The appointment of David Usasz and Michelle McKellar 
as additional independent Directors, balancing the 
number of executive and non-executive Directors on 
the Board.  Both David and Michelle have contributed 
strongly and positively to the Board since their 
appointment and have continued to provide active and 
decisive leadership to the Group;

•

The establishment of Audit & Risk and Remuneration 
Committees; and

•

The adoption of the Cromwell Risk Management Policy.

I welcome David and Michelle to the Board and thank them 
and my fellow Directors Richard Foster, Robert Pullar and 
Daryl Wilson for their contributions.

2007 saw Ross Stiles retire from the Board and from his 
executive role at Cromwell. I would like to thank Ross for his 
efforts over the years. Ross was instrumental in establishing 
and building the Cromwell business and his contribution to 
the business and culture of the Group cannot be overstated.



Property Portfolio

WA 3% 
$34 million

Perth, WA

GEOGRAPHIC 
DIVERSIFICATION  
BY VALUE

QLD 19% 
$211 million

SA 8% 
$89 million

Brisbane, QLD

Gold Coast, QLD

NSW 21% 
$230 million

ACT 13% 
$151 million

Sydney, NSW

Adelaide, SA

VIC 33% 
$367 million

Canberra, ACT

Albury, NSW

Geelong, VIC

Melbourne, VIC

TAS 3% 
$35 million

Launceston, TAS

Hobart, TAS

Lease Expiry Profile (Gross income by FY)

15%

12%

9%

6%

3%

0%

H oldover 
/casual



2008

2009

2010

2011

2012

2013

2014

2015

2016

Thereafter
2017

Sector diversification

Commercial 81%

Industrial 14%

Retail/ 
Entertainment 5%

Snapshot of the Portfolio

At 30 June 2007, the Cromwell Group property portfolio 
contains 27 properties throughout Australia valued at 
approximately $1.1 billion.

Property

Market Valuation

Albury Cinema Centre

Bird Cameron

Total Assets

$1.295 billion

Bowen Hills

NTA per stapled security

Portfolio Value 

96 cents

$1.117 billion

Weighted Average Lease Term

5.1 years

Bundall Corporate Centre

Centenary House

700 Collins Street

Elders Woolstore

Occupancy

99.0%

Forsyth Distribution Centre

Net Debt (interest bearing liabilities less cash) $569 million

Gearing (net debt:total assets)

Percentage of debt hedged

44%1

55%

59 Goulburn Street

101 Grenfell Street

Hellman Distribution Centre

Henry Waymouth Centre

Weighted average hedge maturity

5.2 years

380-390 La Trobe Street

1.  Debt is expected to be reduced in the first half of FY08 as a  

result of the settlement of a number of asset sales by the Trust,  
with the result that gearing on the same basis is expected to fall  
to below 35%.

Marcus Clarke

200 Mary Street

Northbourne Avenue

NQX Distribution Centre

Scrivener

Spicers Paper

Terrace Office Park

Therapeutic Goods Administration

475 Victoria Avenue

Village Geelong

Village Hobart

Village Launceston

Vodafone Call Centre

Wesfarmers Woolstore

$10,600,000

$21,600,000

$3,000,000

$64,400,000

$40,750,000

$161,300,000

$15,800,000

$47,000,000

$86,500,000

$35,000,000

$11,900,000

$38,500,000

$95,000,000

$9,750,000

$100,000,000

$33,200,000

$25,000,000

$14,725,000

$12,500,000

$36,000,000

$52,066,667

$125,500,000

$10,500,000

$15,450,000

$3,400,000

$16,500,000

$41,000,000

Geographic diversification by income

Tenant classification 

Victoria 31%

South Australia 9%

Tasmania 5%

3% Western Australia

29% Private  
Company

15% Queensland

ACT 17%

20% New South Wales

27% Listed Company 
         /Subsidiary

44% Government 
         Authority



 
 
 
Directors’ Report

The directors of Cromwell Corporation Limited (“the Company”) and Cromwell Property Securities Limited as responsible entity 
of the Cromwell Diversifi ed Property Trust (“the Trust”) present their report for Cromwell Group (“the Group”) consisting of 
Cromwell Corporation Limited and its controlled entities and Cromwell Diversifi ed Property Trust and its controlled entities for 
the year ended 30 June 2007.

The units of the Trust and the shares of the Company are combined and issued as stapled securities in the Group. The units of the 
Trust and shares of the Company cannot be traded separately and can only be traded as stapled securities.

1.  Directors & Offi cers

Directors

The persons who were directors of the Company at any time during the fi nancial year and up to the date of this report were:

Mr Paul Weightman –Executive Chairman – Appointed August 1998

Mr Weightman practised as a solicitor for more than 20 years, and holds degrees in commerce and law. He has extensive 
experience in property development and investment, fi nancial structuring, public listings, mergers and acquisitions, revenue 
matters and joint ventures. Mr Weightman has been Cromwell’s Executive Chairman since 1998, and has acted as a director of 
companies in the property, energy and retail sectors.

Mr Robert Pullar – Non-Executive Director – Appointed July 2002

Mr Pullar is a director of the Brisbane based property development company operating in Australia and Asia, Citimark 
Properties. He was previously a partner with chartered accounting fi rm Douglas Heck and Burrell (now known as Pitcher 
Partners), specialising in property investment, taxation and corporate reorganisation. Mr Pullar is a member of the Institute of 
Chartered Accountants and a Fellow of the Australian Institute of Company Directors. He is also Chairman of the Nomination and 
Remuneration Committee, and a member of the Audit Committee.

Ms Michelle McKellar – Non-Executive Director – Appointed 1 March 2007

Ms McKellar joins Cromwell Group with a wealth of property business and portfolio management experience, having held a 
number of senior positions with Intro International Limited (now Jen Retail Properties) and CB Richard Ellis throughout Asia-
Pacifi c. She is a Senior Member of the Property and Land Economy Institute and has recently established her own family property 
company. Ms McKellar is a member of the Audit Committee and a member of the Nomination and Remuneration Committee.

8

PaUl

rOBErT

MichEllE

Mr David Usasz – Non-Executive Director – Appointed 26 April 2007

Mr Usasz has 20 years experience as partner with PricewaterhouseCoopers and has been involved in merger and acquisition 
advice, accounting and financial consultancy, specialising in corporate re-organisations. He holds a Bachelor of Commerce 
and is a Fellow of the Institute of Chartered Accountants. Mr Usasz is Chairman of the Audit Committee and a member of the 
Nomination and Remuneration Committee.

Mr Ross Stiles – Executive Director – Appointed August 1998; Resigned 26 April 2007

Mr Stiles has in excess of 30 years experience in the financial services industry and acted as an Executive Director of the company 
from August 1998 until his resignation in April 2007. During his career he has served in senior executive positions with some 
of Australia’s most prominent funds management companies, where his duties included the management and supervision of 
significant client investment accounts and marketing of unit trusts. Mr Stiles is a member of the Financial Planning Association of 
Australia and the Australian Institute of Company Directors.

Mr Daryl Wilson – Finance Director – Appointed December 2001

Mr Wilson is a member of the Institute of Chartered Accountants, and joined the Company in August 1999 in the role of Chief 
Financial Officer. He has many years experience in senior finance roles. Mr Wilson has led the development of the Group’s funds 
management capabilities, and has primary responsibility for the finance function. He holds a Bachelor of Commerce and a 
Diploma of Financial Planning.

Mr Richard Foster – Executive Director – Appointed July 2005

Mr Foster is a licensed real estate agent with substantial experience in the real property industry specialising in large-scale 
property acquisition for most of his professional life. He has also been closely involved with the acquisition and marketing of direct 
property investments valued in excess of $1.2 billion. He has had substantial input to the growth and development of the business 
and its investment products.

No director has been a director of another listed company in the last 3 years.

david

daryl

richard



Directors’ Report continued

Company Secretary

Mr Daryl Wilson – Appointed October 2001; Resigned 25 January 2007

The Company Secretary from the start of the period until his resignation on 25 January 2007.

Mrs Suzanne Morgan – Appointed 25 January 2007

Mrs Morgan is the Company Secretary for the Cromwell Group and is responsible for ensuring the Group operates within an 
appropriate legal and compliance framework with specific focus on the Group’s statutory obligations. Mrs Morgan was appointed 
to the role of Company Secretary after joining Cromwell in 2006 as the Group’s Corporate Legal Counsel. She has over 10 years 
experience as an in-house corporate lawyer having worked primarily in the banking and financial services industry. Mrs Morgan 
has a Bachelor of Laws and an Associate Diploma in Applied Finance and Investment from the Securities Institute of Australia.

Directors’ Meetings

The number of directors’ meetings (including meetings of committees of the Board) and number of meetings attended by each of 
the directors of the Company during the financial year were:

Director

Paul Weightman

Robert Pullar

Michelle McKellar

David Usasz

Ross Stiles

Daryl Wilson

Richard Foster

Board

Nomination and 
Remuneration Committee

Audit  
Committee

A

13

10

5

4

9

13

11

B

13

13

5

4

10

13

13

A

–

1

–

–

–

–

–

B

–

1

–

–

–

–

–

A

–

–

1

1

–

–

–

B

–

1

1

1

–

–

–

A – Number of meetings attended 

B – Number of meetings eligible to attend 

2.  Corporate Governance Statement

The Board is committed to the Group meeting stakeholders’ expectations of sound corporate governance, while seeking to achieve 
superior financial performance. The Board is proactive with respect to corporate governance, and actively reviews developments 
to determine which corporate governance arrangements are appropriate for the Group and its stakeholders.

The Board is committed to a philosophy of prudent business management designed to create long-term securityholder wealth. 
They believe the establishment of, and adherence to, sound corporate governance practices can assist in this process. Some 
areas of the ASX Guidelines are considered not necessarily appropriate for the Group at this time.

This section sets out the extent to which the Group has followed the ASX recommendations during this financial year, identifies 
any of the ASX recommendations which were not followed, and provides reasons for departure. 

Copies of the Group’s corporate governance practices are available on its website at www.cromwell.com.au.

Principle 1 – Lay solid foundations for management and oversight

A Board Charter has been established, detailing the philosophy, values and functions of the Board, as well as its requirements 
and expectations of management.

The Board has overall responsibility for the business of the Group and is accountable to securityholders for the Group’s 
performance. 

0

Board operation

The Board holds a scheduled meeting each month. The Board may convene additional meetings as required. The agenda for each 
meeting is prepared by the Company Secretary in consultation with the Chairman. The Board has access to senior executives, and 
may seek information on any issue from senior executives.

Board papers are designed to focus Board attention on key issues, and standing items include major strategic initiatives, 
corporate governance, compliance, reports from each functional division and financial performance. Board papers include 
minutes of Board Committees and subsidiaries and details of significant issues for consideration. 

Day-to-day management of the Group’s affairs and implementation of corporate strategy and policy initiatives are delegated by 
the Board to the executives. The Board has also delegated specific responsibilities to Board Committees to deal with particular 
matters.

Principle 2 – Structure the board to add value

At the present time the Board is comprised of three non-executive directors and three executive directors. For each director, their 
qualifications, experience, special responsibilities and attendances at Board meetings are detailed in the directors’ report.

The Board considers that although ASX principles recommend having a majority of independent directors, having an equal 
number will not interfere with the Board’s ability to adequately discharge its duties or exercise independent judgement. The Board 
considers that its members comprise directors with an appropriate mix of skills, personal attributes and experience that allow 
the directors individually and the Board collectively to discharge their duties effectively and efficiently. The Board is structured 
with individuals who understand the business of the Group and the environment in which it operates, and who can effectively 
assess management’s performance in meeting agreed objectives and goals.

The Group recognises that independent directors are important in assuring shareholders that the Board is properly fulfilling its 
role. The non-executive directors are considered to meet the test of independence under the ASX Guidelines. Whilst currently 
an equal number of directors are executives, the Board believes those executive directors bring a wealth of relevant practical 
experience to the Group and they all have a significant vested interest in ensuring proper governance. The Board believes that 
each individual director makes considered and independent judgements on matters in the best interests of the Group, or abstains 
from voting. 

The executive directors do not undertake activities personally that would be in conflict with, or are substantially the same as those 
of, the Group. The Board distinguishes between the concept of independence and the issues of conflict of interest or material 
personal interests that may arise from time-to-time. Whenever there is an actual or potential conflict of interest or material 
personal interest, the Board’s policies and procedures ensure that:

•

•

the interest is fully disclosed and the disclosure is recorded in the Board minutes; and

the relevant director is excluded from all considerations of the matter by the Board, unless the other directors unanimously 
otherwise decide.

If considered warranted, the Board may resolve to obtain professional advice about the execution of Board responsibilities at the 
Group’s expense. Non-executive directors also have the right, at the Group’s expense, to seek independent professional advice, 
subject to Board approval which will not be unreasonably withheld. Where appropriate, such advice is shared with the other 
directors.

Mr Weightman is the Chairman of the Group. The Board has noted the ASX best practice recommendation that listed companies 
have an independent director as Chairman. However, the Board believes that Mr Weightman has been the most appropriate 
person to be the Chairman. Mr Weightman has wide experience and a deep understanding of the Group’s operations. However, 
in accordance with the increased size and scale of operations of the Group, it is intended that an independent Chairman will be 
appointed within the near future.

The ASX Guidelines also suggest that the roles of Chairperson and Chief Executive Officer should not be exercised by the same 
individual. The Group does not yet comply with this recommendation, however, it is the intention of the Board to comply with this 
recommendation within the near future.



Directors’ Report continued

Board membership is regularly reviewed. This includes an assessment of the necessary and desirable competencies of directors, 
Board succession plans, evaluation of the Board’s performance and consideration of appointments and removals. 

When a director vacancy occurs, the Board through the Nomination and Remuneration committee identifies the particular skills, 
experience and expertise that will best complement Board effectiveness, and then undertakes a process to identify candidates 
who can meet those criteria.  Appointment of directors is documented by way of a formal agreement between the Group and each 
director, dealing with such issues as performance expectations, conflicts of interest, disclosure obligations, remuneration and 
Group policies.

In its deliberations there is particular focus on the number and nature of other directorships, and availability of time to commit to 
the Group’s affairs, of all present and potential directors.

Under the Group’s constitution and the ASX Listing Rules, all directors other than the Managing Director must retire at least every 
three years (but are eligible to stand for re-election).

There were a number of changes to the composition of the Board during the year. As a result of the Stapling transaction, and 
the resultant increase in market capitalisation of the Group which resulted in inclusion in the ASX All Ordinaries Index, it was 
recognised that it was desirable that additional independent directors be appointed to the Board. The Board appointed two new 
independent directors, Ms Michelle McKellar and Mr David Usasz, during the year.

In addition, Mr Ross Stiles retired from his role as an executive director during the year.

For executive directors and key staff, formal performance objectives are set annually with discussion on their success and failures 
taking place at assessment time.

Principle 3 – Promote ethical and responsible decision making

The Group’s directors and staff are required to maintain high ethical standards of conduct. The various practices and policies 
of the Group reinforce this. All directors and employees are expected to act with integrity, striving at all times to enhance the 
reputation and performance of the Group. 

To reinforce this culture the Group has established a Code of Conduct, designed to formally provide guidance in officer and 
employee attitudes and behaviour and to maintain confidence in the integrity of the Group.

The Code of Conduct is distributed to all directors and employees and its standards are communicated and reinforced at induction 
programs and staff meetings.

Employees are encouraged to participate in appropriate training programs covering such areas as workplace health and safety, 
risk management, legal compliance, privacy and confidentiality, trade practices legislation and corporate governance principles 
incorporating Board approved codes and policies.

The Board has established written guidelines, set out in its Insider Trading & Share Trading Policy, that restricts dealings by all 
Group directors and employees in the Group’s securities, and provides an understanding of insider trading and issues relevant to 
price-sensitive information. A copy of the Group’s trading policy is available at www.cromwell.com.au.

Principle 4 – Safeguard integrity in financial reporting

The Board has responsibility for the integrity of the Group’s financial reporting. To assist the Board in discharging this function it 
has adopted the processes below. 



Audit committee

The Board has established an audit committee during the year. The audit committee has responsibility for overseeing the quality and 
integrity of the accounting, auditing and financial reporting practices of the Group.  The audit committee has a written charter which is 
reviewed not less than annually. The committee charter provides that the committee must comprise at least 3 members, with a majority 
of independent directors. The chairman of the committee may not be the chairman of the Board. 

The members of the committee since establishment, and up to the date of this report, were:

•

•

•

Mr David Usasz (Chairman) – Non-executive director

Mr Robert Pullar – Non-executive director

Ms Michelle McKellar – Non-executive director.

The Company Secretary also acts as secretary of the committee. Meetings are attended, when appropriate, by the Chief Executive 
Officer, the Finance Director, the external auditors and other external advisors.

The external auditor has declared its independence to the Board. The Board is satisfied that the standards for auditor 
independence and associated issues are complied with.

The Group requires that the Chief Executive Officer and the Chief Financial Officer state in writing to the Board that the Group’s 
financial reports present a true and fair view, in all material respects, of the Group’s financial position and operational results and 
are in accordance with relevant accounting standards.

The statements from the Chief Executive Officer and Chief Financial Officer are based on the Group’s existing formal sign-off 
framework previously established in other areas of operations.

The Chief Executive Officer and the Chief Financial Officer are required to state to the Board in writing that:

•

•

the statement given in relation to the integrity of financial statements is founded on a sound system of risk management 
and internal compliance and control which implements the policies adopted by the Board; and

the Group’s risk management and internal compliance and control system is operating efficiently and effectively in all 
material respects.

Principle 5 – Make timely and balanced disclosure

The Group believes that all stakeholders should be informed of all the major business events and risks that influence the Group in 
a timely and widely available manner. The Group has a written communications policy that is designed to ensure compliance with 
ASX Listing Rule disclosure requirements and to ensure accountability at a senior management level for that compliance.

This policy was established to ensure that the Group complies not only with its obligations at law and under the ASX Listing Rules, 
but with best practice as it has evolved in recent years.

The Company Secretary has been designated as the person responsible for communications with the ASX, including ensuring 
compliance with the continuous disclosure requirements in the ASX Listing Rules and overseeing information going to the ASX, 
shareholders and other interested parties.

Authority to speak about the Group’s affairs to the media, brokers, analysts or investors is generally restricted to the Chairman or 
Finance Director.

All directors have obligations under a written contract entered into with the Group to keep it promptly informed of any personal or 
related interests in securities trading and contracts relevant to securities. The Group, in turn, promptly reports such trading to the 
ASX.

It is the policy of the Group that any price-sensitive material for public announcement will be:

•

•

lodged with the ASX as soon as practical and before external disclosure elsewhere; and

posted on the Group’s website as soon as practical after lodgement with the ASX. 

3

Directors’ Report continued

Principle 6 – Respect the rights of securityholders

A Board approved communications strategy has been developed, designed to not only comply with the ASX Guidelines but to 
generate and foster a long-term close association with securityholders and investors in the Group’s financial products.

The Group aims to keep securityholders informed of the Group’s performance and all major developments in an ongoing manner. 

All documents that are released publicly are made available on the Group’s website.

Securityholders are also encouraged to participate in the annual general meeting to ensure a high level of accountability and 
identification with the Group’s strategies and goals. Notices of meeting will be accompanied by explanatory notes on the items of 
business and together they will seek to accurately and clearly explain the nature of the business of the meeting.

A copy of the AGM notice is sent to the Company’s external auditor as required by law. The current audit partner attends the 
AGM and is available to answer questions from securityholders about the audit. The Chairman reminds securityholders of this 
opportunity at the commencement of each AGM.

Principle 7 – Recognise and manage risks

The Group places a high priority on risk management and identification throughout the Group’s operations and regularly reviews 
its adequacy. A risk control program has been developed which includes legislative compliance, both from a corporate perspective 
and in view of the Group’s statutory obligations, as a manager of investment products. The Board is responsible for the overall 
internal control framework, but recognises that no cost-effective system will preclude the possibility of errors, mistakes and 
irregularities. 

In this regard, because Cromwell Property Securities Limited holds an Australian Financial Services Licence, and has responsible 
entity status, a compliance committee has also been formed. The compliance committee reports to the Board of Cromwell 
Property Securities Limited.

As part of its activities in managing investment schemes, the Cromwell Property Securities Limited has adopted a compliance 
regime to ensure compliance with relevant legislation and scheme constitutions. In addition, each registered managed investment 
scheme has a compliance plan lodged with ASIC. An annual audit of the responsible entity’s compliance with the legislation, 
scheme constitutions and compliance plans is undertaken in respect of each managed investment scheme. The compliance 
committee, members of which are predominantly independent of the Group, monitors the compliance plans. This committee 
meets regularly and reports to the Board on risk issues associated with the Group’s managed investment scheme activities.

The Group has appointed a compliance officer who oversees the design and implementation of the risk control program, monitors 
performance and develops appropriate programs to enhance awareness and compliance. These programs include training for 
employees, using both internal and external experts.

The compliance officer reports in writing and personally to meetings of the compliance committee and follows up any non-
compliance or identified areas requiring further training or risk management.

Principle 8 – Encourage enhanced performance

The Board intends to undertake an annual review of its performance together with an assessment of the Group’s executive 
management. 

For executive directors and key staff, formal performance objectives are set annually with discussion on their successes and 
failures taking place at assessment time. 

It is intended that a formal annual performance assessment will be required for each Board member with separate assessments 
of key executives. Further, each committee will be evaluated at least annually. The Company Secretary attends all Board 
meetings, is responsible for monitoring adherence to Board policy and procedures, and is accountable on all governance matters. 



Principle 9 – Remunerate fairly and responsibly

The Group’s remuneration policy is determined by the nomination and remuneration committee that makes recommendations to 
the Board:

•

•

the case of non-executive directors, for consideration of any increase by securityholders at the AGM; and

the case of executives, for decision.

External professional advice is sought from experienced consultants, where appropriate, to assist in the committee’s and the 
Board’s deliberations.

The Group’s remuneration policy links the nature and amount of executive directors’ and officers’ emoluments to the Company’s 
financial and operational performance. 

The Group operates a legacy Employee Share Ownership Plan, a Performance Rights Plan and a Tax Exempt Plan. The Group does 
not currently pay any other form of equity-based remuneration.

Nomination and remuneration committee

The Board has established a formally constituted nomination and remuneration committee operating under an approved written 
charter that incorporates various responsibilities, including reviewing and recommending compensation arrangements for the 
directors, the Chief Executive Officer and key executives, and setting remuneration policy.

Until July 2007, the committee acted in an advisory capacity to the Board, and comprised a non-executive director and one or 
more external members. Following the appointment of Ms Michelle McKellar and Mr David Usasz as non-executive directors 
in March 2007 and April 2007 respectively, the nomination and remuneration committee was formally reconstructed as a Board 
subcommittee in July 2007. 

Meetings of the committee are attended, by invitation, by appropriate professional advisers from time to time.

Minutes of all committee meetings are provided to the Board, and it is intended that the Chairman of the committee reports to the 
Board after each committee meeting.

Details of the number of committee meetings and attendances by directors are included in the directors’ report.

Non-executive director remuneration

The structure of non-executive directors’ remuneration and that of executive directors is set out in the relevant section of the 
directors’ report.

Details of the nature and amount of each element of the remuneration of each director of the Group and other key management 
personnel of the Group are disclosed in the relevant section of the directors’ report.

There is no retirement benefit scheme for non-executive directors other than payment of statutory superannuation.

Principle 10 – Recognise the legitimate interests of stakeholders 

The Group has well-entrenched policies, systems and procedures, as well as a formal Code of Conduct, which the Board seeks 
to promote throughout the Group, and in the areas in which it operates its businesses. The Group encourages, a culture of 
compliance with legal requirements and ethical standards.

The Board recognises that managing natural, human, social and other forms of capital as suggested in the ASX Guidelines 
may also assist in creating value for securityholders. To this end the Board seeks, by the individual contributions of directors 
and by encouraging activities of its executives, to uphold community standards and to maintain good relations with community 
and government organisations. However, the Board seeks to balance these considerations in order to ensure that the claims 
of legitimate securityholders do not prejudice or diminish the rightful expectations of its securityholders and investors in other 
Group products. 



Directors’ Report continued

3.  Principal Activities

As a result of the stapling of shares in the Company to units in the Trust in December 2006, the Group now undertakes significant 
property investment activities. The principal activities of the Group during the financial year consisted of property investment and 
management, the promotion and management of property related managed investment schemes and property development. 

Other than the increase of property investment and development activities, there were no significant changes in the nature of the 
Group’s principal activities during the financial year.

4.   Dividends/Distributions

Dividends/distributions paid or declared since the start of the financial year are detailed below. 

Net profit attributable to parent entity shareholders

Basic EPS

Change in share price

*  adjusted for share reconstruction on a 0.8879: 1 basis in December 2006

2007
$’000

8,620

1.24¢ 

+6%*

2006
$’000

7,894

1.14¢

+230%

2005
$’000

4,839

3.14¢

+131%

Dividend  
per Security

Distribution 
per Security

Total  
per Security

Total  
$’000

Franked amt 
per Security

Record  
Date

Payment Date

Dividends/distributions for  
the year ended 30 June 2007

Interim dividend – stapling

0.10¢

Interim distribution

Interim distribution

Final dividend/distribution

Dividend for the year 
ended 30 June 2006

–

–

0.80¢

0.90¢

N/A

1.50¢

1.50¢

1.45¢

4.45¢

0.10¢

1.50¢

1.50¢

2.25¢

5.35¢

  139

10,458

10,470

15,740

36,807

0.10¢

–

–

0.27¢

0.37¢

18/12/06

12/02/07

03/04/07

29/06/07

18/12/06

20/03/07

21/05/07

31/08/07

Final dividend

4.50¢

N/A

4.50¢

6,855

1.50¢

05/10/06

12/10/06

With a weighted average number of fully paid shares on issue during 2007 of 694,363,728 (2006: 690,907,268) the basic earnings 
per share were 1.24¢ (2006: 1.14¢).



5.  Review of Operations

Highlights

•

•

•

•

•

•

Record full year net profit after tax but before unitholders’ finance costs of $113.9 million;

Operating profit (excluding significant and non-cash items) of $37.6 million exceeded forecast of $36.3 million; 

Completed Merger and Stapling in December 2006 to create the Cromwell Group;

Significant increase in NTA to 96c per security;

Assets Under Management (AUM) of $1.64 billion, up 20 per cent from June 2006;

Boosted senior management to reflect increased AUM and provide a platform for future growth.

Overview

In October 2006, Cromwell announced Merger and Stapling proposals which were put to investors in the Company, the Trust and 
5 Cromwell managed Syndicates. In December 2006, after overwhelming support for the proposals by investors, the Trust merged 
with all 5 Cromwell managed Syndicates. The units in the merged Trust were then stapled to shares in Cromwell Corporation 
Limited, the parent of the Responsible Entity, to create the Cromwell Group.

In the intervening period, the new Cromwell Group has delivered value for all securityholders, reinforcing the strategic benefits 
associated with the transactions. The operating profit (excluding significant and non-cash items) exceeded the forecasts set out 
in the Explanatory Memorandum (“EM”), despite the stapling occurring later than forecast, which reduced the contribution from 
the Trust and the Syndicates for the year. Net profit after tax but before unitholders’ finance costs was significantly higher than 
forecast, primarily due to the increases in the value of the investment property portfolio, coupled with gains from asset sales.

Financial performance

The financial performance for the year reflects the significant increase in the assets of the Group as a result of the Merger and 
Stapling, and the resulting increase in income. The results include the financial performance of the Trust, including the merged 
Syndicates, from 19 December 2006. Net realised income from investment properties recognised in the income statement for the 
period was $48.8 million.

The Group booked a gain on sale of $5.0 million relating to the sale of the Bourke Street Cinema Complex in Melbourne for $32.7 
million during the financial year. The financial results have also been positively impacted by net increases in the fair value of 
investment properties of $69.8 million.

Finance costs of $24.5 million predominantly reflected the cost of borrowings associated with the investment properties. An 
increase in value of the interest rate derivatives of $4.6 million has also been booked, primarily due to the effect of increases in 
both short and long term forward interest rates during the year. The Group has substantial hedging in place at balance date, with 
56% of debt subject to fixed interest rates, or other hedge agreements, for up to 10 years.

The Group booked net development earnings of $5.1 million for the year, as a result of the sale of an industrial property in 
Brisbane. Development inventory also includes property at Bundall on the Gold Coast carried at cost of approximately $12 million. 
Significant progress has been made towards approval of a master plan for the site, and the property was subject to put & call 
options at balance date, and is expected to be sold at a profit in FY08. 

Ongoing management fees were slightly higher than last year, despite the elimination of all post-stapling fees to the Trust. 
Transactional fees from acquisition and capital raising were lower than the previous year, with approximately $90 million in total 
raised for the Cromwell Property Fund (CPF). However, the results excluded approximately $5.4 million in acquisition fees from 
properties already acquired by the CPF at balance date. These fees are not chargeable under the Product Disclosure Statement 
issued for the CPF, until a total of $143 million in equity is issued by the fund, which is expected to occur during the first half of FY08.

Employee costs were approximately 26% higher than the previous corresponding year, and are reflective of the significantly 
increased scale of activities of the Group.



Directors’ Report continued

One-off costs of $7 million associated with the stapling transaction were incurred during the year. Transaction costs associated 
with the Merger of the Syndicates with the Trust of approximately $8 million, predominantly stamp duty, were a pre-stapling cost 
of the Trust. Of this, approximately $5 million relates to assessed stamp duty which is subject to appeal by the Trust.

Income tax was a credit item for the second successive year. This is as a result of prior year unrecognised tax losses available, 
which the Company recognises as a deferred tax asset, based on the expected taxable profits of the Company for a limited period 
into the future. 

The Trust previously had a limited term (80 years), and in accordance with AASB 132, net assets attributable to unitholders were 
recognised as debt, rather than equity. This also led to the recognition of the finance cost attributable to unitholders in the income 
statement. The responsible entity amended the constitution of the Trust on 1 June 2007 to remove the limitation on the Trust term. 
The net assets attributable to unitholders have therefore been reclassified as equity since that date.

Operating profits and dividends/distributions to securityholders

The Board excludes certain items from the net profit after tax but before unitholders’ finance costs to arrive at an operating profit 
before significant and non-cash items, when considering amounts available for distribution by the Group.

Details of operating profit before significant and non-cash items and dividends/distributions paid/payable are as follows:

Consolidated

2007

$’000

113,957

(69,779)

(4,610)

(6,341)

(4,963)

(1,374)

2,221

1,089

414

7,049

37,663

20,928

10,150

12,584

–

(6,855)

36,807

98%

2006

$’000

7,894

–

–

–

–

–

–

–

380

197

8,471

–

–

2,257

6,855

(2,257)

6,855

81%

Profit before unitholders’ finance costs

Adjustments:

Net (gain)/loss from fair value adjustments to:

• Investment properties

• Interest rate derivatives

Gain on dilution of interest in associate

Gain on sale of investment property

Straight-line lease income

Lease incentives and lease costs amortised

Amortisation of finance costs

Amortisation and depreciation

Stapling transaction costs

Operating profit before significant and non-cash items

Distributions paid – recognised in unitholders’ finance costs

Distributions payable – recognised in unitholders’ equity

Dividends paid/payable – recognised in shareholders’ equity

Adjustment – final dividend not recognised at year end

Adjustment - dividend declared relating to prior year

Dividends/distributions paid/payable in current year

Payout ratio

8

Property performance

The performance of the investment property portfolio was strong during the year, and reflects Cromwell Group’s commitment 
to an in-sourced management model, with significant benefits attached to the integrated property management and tenant 
relationship management activities. High renewal rates with tenants continue to be achieved, and the portfolio was 99% leased at 
year-end, with a 5.1 year weighted average lease term.

Significant leasing activity was undertaken during the year, including a new 10-year lease to the Australian National Audit Office 
of over 7,000 square metres at Centenary House, Canberra.

Financial position

Total assets 

Net assets 

Net tangible assets 

Net debt 

Gearing (%)

Securities issued 

NTA per security

Consolidated

2007

$’000

1,295,154

673,064

667,691

569,121

44%

698,784

$0.96

2006

$’000

49,918

16,625

12,384

11,422

23%

152,329

$0.08

The Group’s financial position changed significantly during the year as a result of the stapling transaction. The transaction 
effectively resulted in the acquisition of $584 million net assets of the Trust and its controlled entities.

Since the date of the stapling the Group has recognised disposals of approximately $351 million of investment property as a 
result of the deconsolidation of the Cromwell Property Fund (“CPF”), and $27 million (carrying amount) as a result of the sale 
of the Village Cinema Complex at Bourke Street, Melbourne. At balance date, a further $156 million of investment property was 
classified as held for sale. This represents the 59 Goulburn Street, Sydney and Corporate Centre One, Gold Coast commercial 
office properties. These properties were subject to sale or option agreements at balance date. 

At balance date the Group, through the Trust, held approximately 22% of the issued units in CPF, down from approximately 59% at 
the time of the stapling transaction. The assets, liabilities and financial performance of CPF were deconsolidated from the results 
of the Cromwell Group at 12 February 2007 due to the Group’s holding of ordinary units in CPF being reduced to below 50%. 

NTA per security has increased by 23% since the half-year, from 78 cents to 96 cents, primarily as a result of the increases in 
value of the investment property.

At balance date the Group held borrowings (net of available cash) of $569 million, representing gearing (net debt: total assets) of 
44%, down from 59% at the half-year. Debt is expected to be reduced further in the first half of FY08 as a result of the settlement 
of a number of asset sales. 

Changes to Board and additions to management team

The composition of the Board changed during the year with the appointment of two additional independent directors, Michelle 
McKellar and David Usasz. Long-serving executive director Ross Stiles announced his retirement during the year, and formally 
resigned from the Board in April 2007. The Group has also announced its intention to appoint an independent Chairman. An 
appointment is expected within the first half of FY08.



Directors’ Report continued

During the year the Group also appointed Paul Cronan to the newly created role of Chief Operations Officer and Suzanne Morgan 
as Company Secretary. These additions to the executive team ensure the Group is sufficiently resourced to continue to grow into 
the future.

Outlook and strategy

The outlook for FY08 remains very positive, with the Group set to further build on the excellent business platform created by 
the combination of Cromwell’s successful funds management business with the substantial property portfolio of the Trust. The 
FY08 year, being the first full year for the stapled Cromwell Group, is expected to deliver increased operating earnings and 
distributions.

The recently announced sale of a number of investment properties reflect the Group taking advantage of current market 
conditions to effect a rebalancing of the portfolio. Settlement of these asset sales will largely occur in FY08, and are expected to 
provide approximately $100 million cash available for future investment property or other strategic acquisitions.

The Group also plans a number of funds management initiatives to ensure Cromwell Group can continue to grow earnings into 
the future.  The Group expects to be able to continue to grow external assets under management by a minimum of $350 million 
per year, and also expects to launch additional retail funds during FY08, to further capitalise on the Group’s funds management 
capabilities.

6.  Significant Changes in the State of Affairs

There were no significant changes in the state of affairs of the Group during the financial year other than as disclosed in this 
report and the accompanying financial report.

7.  Subsequent Events

Details of subsequent events are included in note 43 in the accompanying financial report.

8.  Likely Developments

The Group will continue to pursue activities which increase profitability of the Group, and create value for securityholders.  
Further information in relation to likely developments, and the impact on the operations of the Group, has not been included in 
this report as the directors believe it would result in unreasonable prejudice to the Group.

9.  Environmental Regulation

The directors are not aware of any particular and significant environmental regulation under a law of the Commonwealth, State or 
Territory relevant to the Group.

10.  Directors’ Interests

The interests of current directors in securities of Cromwell Corporation Limited are as follows:

Paul Weightman

Robert Pullar

Daryl Wilson

Michelle McKellar

David Usasz

Richard Foster

0

Stapled  
Securities

Property Preference 
Shares

Options over 
Securities

15,364,167

13,545,269

2,205,982

20,000

1,490,400

5,349,598

3,500

1,000

2,000

–

–

–

–

–

–

–

–

–

11.  Options

No options have been granted during or since the end of the financial year. 

Shares under option

Stapled securities in Cromwell Group held by the Employee Share Ownership Plan, which are accounted for as in-substance 
options, at the date of this report are as follows:

Number of options

Date granted

Exercise date

Exercise price

Expiry date

16,010

443,950

32,186

443,950

936,096

28/8/05

28/8/05

28/8/05

28/8/05

(1)

(2)

(3)

(4)

30.9¢

30.9¢

30.9¢

30.9¢

30/6/09

30/9/09

30/6/09

30/9/09

(1)  Exercisable from 1 July 2007 to 30 June 2008.
(2)  Exercisable from 1 October 2007 to 30 September 2008.
(3)  Exercisable from 1 July 2008 to 30 June 2009.
(4)  Exercisable from 1 October 2008 to 30 September 2009.

Movement in number of in-substance options:

Number of options

Opening balance 1 July 2006 (1)

Vested and exercised prior to share reconstruction (2)

Reconstruction (0.8879:1) (2)

Remaining options for stapled securities

Vested and exercised prior to year end

Closing balance 30 June 2007

(1)  Refer note 42 in the accompanying financial report.
(2)  Refer note 27 in the accompanying financial report.

4,313,750

(3,145,000)

1,168,750

(131,018)

1,037,732

(101,636)            

936,096

All remaining options expire on the earlier of their expiry date or termination of the employee’s employment. Further details are 
included in the remuneration report.



Directors’ Report continued

12.  Remuneration Report

The remuneration report is set out under the following main headings:

A  Principles used to determine the nature and amount of remuneration

B  Details of remuneration

C  Service agreements

D  Share-based compensation

E  Additional information

A  Principles used to determine the nature and amount of remuneration (audited)

The Group has appointed a remuneration committee to set and review the remuneration structure for executive officers, 
including executive directors. The committee also advises the Board on remuneration policy and practices. The Nomination and 
Remuneration committee is chaired by Mr RJ Pullar, a non-executive director. External consultants are appointed to advise the 
committee as required. The remuneration of executives is considered by the committee for recommendation to the Board.

Executive remuneration is benchmarked periodically against the market, based on national remuneration levels for similar 
companies.

Performance is assessed not less than annually in light of performance against individual and Group related goals.

The employment or remuneration of any executive of the Group is not influenced by the executive’s shareholding in the Group.

The Group seeks to emphasise payment for results when setting remuneration for executives, through providing short and long 
term incentives, and linking these to key performance indicators which reinforce both the short and long-term goals of the Group 
and provide a common interest between management and securityholders. Long term incentives may include share-based 
compensation. 

Executive pay

The executive pay and reward framework has four components:

•

•

•

•

base pay and benefits

performance-related bonuses

long-term incentives 

other remuneration such as superannuation.

The combination of these comprises the executive’s remuneration.

Base pay

Base pay is structured as a total employment cost package which may be delivered as a combination of cash and prescribed non-
financial benefits at the executive’s discretion. There are no guaranteed base pay increases included in any executive’s contract.

Performance-related bonuses

Performance-related cash bonus entitlements are linked to the achievement of individual objectives, both financial and non-
financial, which are relevant to meeting the Group’s business objectives. Further information is provided in part E. 

The executives’ cash bonus entitlements are assessed and paid based on the actual performance against the relevant key 
performance indicator targets. For all executives, the Chief Executive Officer is responsible for assessing whether an executive’s 
targets have been met, and key performance indicator targets are reviewed and reset annually. The key performance indicator 
targets for the Chief Executive Officer are set, revised and reviewed by the remuneration committee.



Long-term incentives

Subsequent to balance date, the Group established the Cromwell Group Performance Rights Plan and the Cromwell Group Tax 
Exempt Plan. The Performance Rights Plan enables eligible employees to acquire performance rights. Each performance right 
enables the holder to acquire a stapled security in Cromwell Group, at a future date and exercise price, subject to performance 
conditions. The Tax Exempt Plan enables eligible employees to acquire up to $1,000 of stapled securities in a tax effective manner 
within a 12 month period. Eligibility for the Performance Rights Plan and the Tax Exempt Plan is approved by the Board or the 
nomination and remuneration committee, having regard to individual circumstances and performance.

Securities allocated under the Performance Rights Plan generally vest in 3 years. Until securities have vested, the employee 
cannot sell or otherwise deal with the securities except in certain limited circumstances. It is a condition of the Performance 
Rights Plan that an employee must remain employed by the Group in order for securities to vest. Any securities which have not yet 
vested on an employee leaving service must be forfeited.

The Group has previously established the Cromwell Employee Share Ownership Plan. Under the Employee Share Ownership Plan, 
eligible employees were allocated shares in Cromwell Corporation Limited. The shares were acquired by the eligible employees at 
the time of allocation, funded by a loan from Cromwell Corporation Limited to the eligible employee. The loan was limited recourse 
to the shares only and interest was payable on the loan at the rate prescribed by the ATO for fringe benefits tax purposes from time 
to time. Dividends received on shares allocated to the eligible employee are applied against the outstanding loan balance.

Under AIFRS, the shares held within the Employee Share Ownership Plan are classified as in-substance options, and accounted 
for as treasury stock, reducing contributed capital. The Group is required to expense the options over the period from grant date 
to vesting date. Shares on issue under the Employee Share Ownership Plan at the time of the Stapling were effectively converted 
to Stapled Securities, in the same way as other shares issued by the Company.

No grants were made under the Employee Share Ownership Plan during the 2007 financial year, and it is not intended that any 
further grants will be made by this plan in the future.

The number of employees participating in the Employee Share Ownership Plan in the 2007 financial year was 16 (2005: 16). The 
number of stapled securities (2006: shares) allocated to employees at 30 June 2007 was 936,096 (2006: 4,313,750).

Directors’ fees

Fees and payments to non-executive directors reflect the demands which are made on, and the responsibilities of, the directors. 
The Board determines remuneration of non-executive directors within the maximum amount approved by the shareholders 
from time to time. This maximum currently stands at $500,000 per annum in total for salary and fees, to be divided among the 
non-executive directors in such a proportion and manner as they agree. Non-executive directors are paid a fixed remuneration, 
comprising base fees or salary and superannuation (if applicable). Non-executive directors do not receive bonus payments or 
participate in employee share plans, and are not provided with retirement benefits other than statutory superannuation. The 
Board was comprised of three non-executive directors and four executive directors during the financial year.

3

Directors’ Report continued

B  Details of remuneration (audited)

Remuneration paid, payable, or otherwise made available, directly or indirectly, to key management personnel is set out below. 
The cash bonuses were dependent on the satisfaction of performance conditions as set out under the Performance-related 
bonuses heading above.  Other than the key management personnel shown below, there were no other key management 
personnel of the Company or Group during the year. Key management personnel during the 2007 financial year other than 
directors were:

Mr PA Cronan

Ms SM Morgan

Mr DA Gippel

Chief Operating Officer

Company Secretary

Structured Finance Manager

Ms MC McLaughlin

Associate Director – Sales and Marketing

Mr MJ Blake

Associate Director – Institutional Markets

Mr PJ McDonnell

National Asset Manager

Mr PJ Cowling 

National Facilities Manager

Details of remuneration 2007

Post-
employment

Long-term 
benefits

Share-based 
payment

Non-cash 
benefits

Super-
annuation

Long service 
leave

Options

Total

$

$

$

$

$

3,567

9,049

10,000

–

–

7,264

–

–

–

28,802

–

–

–

–

11,713

7,152

–

20,000

10,692

11,946

–

5,441

10, 181

12,102

13,115

14,354

12,686

12,686

970

(13,694)

–

–

–

–

–

–

–

–

15,501

4,441

–

93

509

2,096

1,886

2,259

709

1,379

–

–

–

–

39,175

72,697

–

89,161

810,737

232,094

35,000

20,000

10,692

396,648

450,000

77,698

142,974

265,234

252,280

385,100

212,157

353,296

401,780

58,682

142,068

11,708

205,474

3,643,910

Short-term benefits

Cash salary 
and fees

Movement 
in accrued 
salary

$

$

Cash  
bonus

$

734,721

247,788

25,000

–

–

330,790

300,000

59,766

(18,201)

–

–

–

–

–

–

–

–

6,706

–

20,000

150,000

2007

Directors

PL Weightman

RL Stiles (1)

RJ Pullar

MA McKellar (2)

DE Usasz (3)

DJ Wilson

WR Foster

–

20,000

35,000

48,480

64,800

18,500

45,000

Other key management personnel

PA Cronan (4)

SM Morgan

DA Gippel

MC McLaughlin

MJ Blake

PJ McDonnell

PJ Cowling

68,442

105,385

175,917

149,836

224,961

180,931

203,662

2,747,433

3,722

6,899

11,317

(212)

6,029

(669)

1,408

76,765

(1)  Retired on 26 April 2007 
(2)  Commenced on 1 March 2007 
(3)  Commenced on 26 April 2007
(4)  Commenced on 12 February 2007



 
Details of remuneration 2006

Short-term benefits

Cash salary 
and fees

Movement 
in accrued 
salary

$

$

Cash  
bonus

$

Post-
employment

Long-term 
benefits

Share-based 
payment

Non-cash 
benefits

Super-
annuation

Long service 
leave

Options

Total

$

$

$

$

$

2006

Directors

PL Weightman

RL Stiles

RJ Pullar

DJ Wilson

WR Foster

650,000

216,580

25,000

247,994

300,000

Other key management personnel

SM Morgan (1)

DA Gippel

MC McLaughlin (2)

MJ Blake (2)

PJ McDonnell

PJ Cowling

12,000

117,027

94,241

179,999

178,926

179,433

2,201,200

21,384

-

-

-

(4,413)

125,000

12,139

21,281

-

17,250

-

923

6,450

5,533

12,826

8,700

10,338

78,991

-

15,000

150,000

-

125,000

33,000

148,000

-

20,000

616,000

-

-

-

-

33,314

-

-

-

-

45,453

-

4,704

-

-

-

-

-

12,006

5,828

22,366

-

-

-

-

-

30,611

57,253

-

104,323

26

2,015

692

1,811

253

811

1,080

11,355

10,344

12,066

12,066

12,381

92,579

671,384

375,291

25,000

320,444

450,000

14,029

295,161

174,421

411,955

199,945

327,286

16,140

214,553

3,264,916

(1)   Commenced 10 May 2006
(2)   Included as key management personnel for the first time in 2006 and 2007

There were no other executives in the current or prior year.

C 

Service agreements (audited)

PL Weightman

Remuneration and other terms of employment for Paul Weightman, Executive Chairman, are formalised in an employment 
agreement. The Company may terminate the agreement without notice for gross misconduct; otherwise, the Company may 
terminate the agreement on six months notice, or payment of entitlements for this period in lieu of notice. Mr Weightman may 
terminate the agreement at any time with six months notice. Other major provisions of the agreement are as follows:

•

•

•

Term of agreement – Commencing 1 July 2006, no fixed termination date.

Base salary, inclusive of superannuation, for the year ended 30 June 2007 of $750,000, thereafter to be reviewed annually by 
the remuneration committee.

Performance targets to be reviewed annually by the remuneration committee. No performance-related cash bonus is 
payable.

DJ Wilson

Remuneration and other terms of employment for Daryl Wilson, Executive Director, are formalised in an employment agreement. 
The Company may terminate the agreement without notice for gross misconduct; otherwise, the Company may terminate the 
agreement on six months notice, or payment of entitlements for this period in lieu of notice. Mr Wilson may terminate the 
agreement at any time with six months notice. Other major provisions of the agreement are as follows:



 
Directors’ Report continued

•

•

Term of agreement – commencing 1 July 2006, no fixed termination date.

Base salary, inclusive of superannuation, for the year ended 30 June 2007 of $350,000, to be reviewed annually by the 
remuneration committee.

•

Performance bonus of $20,000. Targets to be reviewed annually by the remuneration committee.

The performance bonus payable to Mr Wilson for the year ended 30 June 2007 depended on certain criteria being met. The 
criteria were assessed as being met in full during the financial year, with 100% of the performance bonus amount being paid.

Richard Foster

Remuneration and other terms of employment for Richard Foster, are formalised in a contract for service with a company related 
to Mr Foster. The Company may terminate the agreement without notice for gross misconduct; otherwise, the Company may 
terminate the agreement with one months notice. Mr Foster may terminate his contract at any time with one months notice. Other 
major provisions of the agreement are as follows:

•

•

•

Term of agreement – commencing 1 July 2006, expired on 30 June 2007.

Base salary, inclusive of superannuation, for the year ended 30 June 2007 of $300,000.

Performance bonus of $150,000 annually. Targets to be reviewed annually by the remuneration committee. 

Under the service agreement the performance bonus payable to Mr Foster for the year ended 30 June 2007 depended on certain 
criteria being met, most notably an increase in assets under management. The criteria were assessed as being met in full for the 
2007 financial year, with 100% of the performance bonus amount being paid.

D  Share-based compensation (audited)

Details of the Employee Share Ownership Plan, the Performance Rights Plan and the Tax Exempt Plan are set out at part A of the 
remuneration report. No further shares are expected to be granted under the Employee Share Ownership Plan. No performance 
rights have yet been granted under the Performance Rights Plan. No securities have been issued under the Tax Exempt Plan.

An allocation of shares/performance rights have been/may be granted to executive directors and executives as share based 
compensation. All directors and executives of Cromwell Corporation Limited and its controlled entities were/are eligible 
to participate in the Employee Share Ownership Plan/Performance Rights Plan. Participation by directors is subject to 
securityholder approval.

Consideration for granting options/performance rights, grant periods, vesting and exercise dates and exercise periods were/are 
determined by the Board or remuneration committee in each case. Options/performance rights granted under the Employee 
Share Ownership Plan/Performance Rights Plan carry no voting rights. When exercisable, each option/performance right is 
convertible into one stapled security.

The exercise price of the option/performance right is determined by the Board or the nomination and remuneration committee.

The terms and conditions of each grant of in-substance options over shares acquired by the Employee Share Ownership Plan 
affecting remuneration in the previous, this or future reporting periods are as follows:

Grant Date

Expiry Date

Exercise Price  
(cents)

No of Options  
Granted (1)

Assessed Value per 
Option at Grant Date

27/11/2003

28/8/2005

28/8/2005

31/10/2005

26/11/2006

30/6/2009

30/9/2009

30/6/2009

10.0¢

30.9¢

30.9¢

40.0¢

2,000,000

1,945,000

2,000,000

500,000

8.2¢

10.1¢

10.1¢

7.1¢

(1)  The options were granted for no cash consideration, prior to the 0.8879:1 share reconstruction.



The original exercise dates of the above options over shares acquired by the ESOP varied over time as follows:

Exercise Dates

No of Options

27/11/2003

1/7/2004

1/7/2005

28/8/2005

28/8/2005

31/10/2005

1/7/2006

1/7/2006

1/7/2006

1/7/2007

1/7/2007

1/7/2008

1/7/2008

–

–

–

–

–

–

–

–

–

–

–

–

–

500,000

500,000

500,000

30/6/2004

30/6/2005

30/6/2006

30/6/2006

30/9/2006

30/6/2006

26/11/2006

500,000

30/6/2007

30/9/2007

30/6/2008

30/9/2008

30/6/2009

30/9/2009

486,250

486,250

486,250

486,250

2,000,000

1,945,000

500,000

500,000

500,000

500,000

2,000,000

125,000

125,000

125,000

125,000

500,000

As a result of the stapling transaction during the year, all outstanding options became vested and exercisable. All key 
management personnel options were exercised, except for 1,000,000 options held by P J Cowling (prior to the 0.8879:1 
reconstruction) as shown below. As a result of the acceleration of vesting, the remaining expense attributable to the options 
vested and exercised during 2007 was recognised during the 2007 year.

Details of options which were provided as remuneration to key management personnel are set out below:

Opening 
balance

Granted during 
year

Vested (1) 
during year

Exercised  
pre-stapling

Stapling 
reconstruction (2)

Lapsed  
during year

Closing 
balance 

2007

DJ Wilson

MC McLaughlin

MJ Blake

PJ Cowling

500,000

375,000

750,000

2,000,000

–

–

–

–

500,000

375,000

750,000

(500,000)

(375,000)

(750,000)

–

–

–

1,500,000

(1,000,000)

(112,100)

–

–

–

–

–

–

–

887,900

(1)  The stapling transaction triggered the vesting of all outstanding options under the Employee Share Ownership Plan.
(2)  Outstanding options at the time of stapling were reconstructed on a 0.8879 : 1 basis.

Opening  
balance

Granted  
during year

Vested  
during year

Exercised 
during year

Lapsed  
during year

Closing  
balance

2006

DJ Wilson

1,000,000

MC McLaughlin

MJ Blake

PJ Cowling

–

–

–

–

500,000

1,000,000

2,000,000

500,000

125,000

250,000

500,000

(500,000)

(125,000)

(250,000)

–

–

–

–

–

500,000

375,000

750,000

2,000,000



Directors’ Report continued

For each option exercised one ordinary share in Cromwell Corporation Limited was issued. The amounts paid per share were:

DJ Wilson

MC McLaughlin

10¢

30.9¢

MJ Blake

PJ Cowling

40.0¢/30.9¢

30.9¢

No amounts are unpaid.

The assessed fair value at grant date of options granted to the individuals is allocated equally over the period from grant date 
to vesting date, and the amount is included in the remuneration tables above. Fair values at grant date are independently 
determined using a Black-Scholes option pricing model that takes into account the exercise price, the term of the option, the 
share price at grant date and expected price volatility of the underlying share and the risk-free interest rate for the term of the 
option.

All options granted during the 2006 year bore no consideration and vested over time. The model inputs for options granted during 
the year ended 30 June 2006 included:

No. of options granted

Exercise price (cents)

Grant date

Share price at grant date (cents)

Expected price volatility of the company’s shares

Expected dividend yield

Risk free interest rate

E  Additional information (unaudited)

Options Granted in 2006

3,945,000

30.9¢

28/8/05

34¢

90%

3.66%

5.0%

500,000

40.0¢

31/10/05

38¢

90%

3.66%

5.18%

The overall level of executive reward takes into account the performance of the Group over a number of years, with greater 
emphasis given to the current year. 

Details of remuneration: cash bonuses and options

For each cash bonus and grant of options included in the tables in Section B above, the percentage of the available bonus or 
grant that was paid, or that vested, in the financial year, and the percentage that was forfeited because the person did not meet 
the service and performance criteria is set out below. No part of the bonus is payable in future years. The options are subject to 
different vesting conditions. Options granted under the Employee Share Ownership Plan originally had four year vesting terms, 
provided the conditions were met. However, all options were subject to accelerated vesting as a result of the stapling transaction 
in December 2006.

8

Cash bonus

Paid
%

Forfeited  
%

Year  
Granted

Options

Vested  
in 2007
%

Forfeited  
%

Name

PL Weightman

RL Stiles

DJ Wilson

WR Foster

SM Morgan

DA Gippel

PJ McDonnell

PJ Cowling

MJ Blake

MC McLaughlin

–

–

100%

100%

100%

70%

50%

100%

44%

92%

–

–

–

–

–

30%

50%

–

56%

8%

–

–

2004

–

–

–

–

2006

2006

2006

–

–

25%

–

–

–

–

75%

75%

75%

–

–

–

–

–

–

–

–

–

–

Financial 
years in 
which 
options may 
vest (1)

–

–

2004-2007

–

–

–

–

2006-2007

2006-2007

2006-2007

Minimum 
total value of 
grant  
to vest

Maximum 
total value of 
grant  
to vest

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

(1) The stapling transaction triggered the vesting of all outstanding options under the Employee Share Ownership Plan.

13.  Indemnifying Officers or Auditor

The Company maintained a contract of insurance during the financial year which insures any person who is or has been an officer 
of the Group against certain liabilities in respect of their duties as an officer of the Group. The terms of the contract prohibit 
disclosure of certain information, including details of the specific nature of liabilities covered, levels of cover and the premium 
paid.

No indemnities have been given or insurance premiums paid, during or since the end of the financial year, for any person who is 
or has been an auditor of the Company or any of its controlled entities.

14.  Rounding of Amounts to Nearest Thousand Dollars

The Company is of a kind referred to in Class Order 98/0100, issued by the Australian Securities & Investments Commission, 
relating to the “rounding off” of amounts in the directors’ report and financial report. Amounts in the directors’ report and 
financial report have been rounded off to the nearest thousand dollars, or in certain cases to the nearest dollar, in accordance 
with that Class Order.



 
 
 
 
Directors’ Report continued

15.  Auditor

Johnston Rorke continues in office in accordance with section 327 of the Corporations Act 2001.

Non-audit services

The Company may decide to employ Johnston Rorke on assignments additional to their statutory duties where the auditor’s 
expertise and experience with the Company and/or the Group are important.

Details of the amounts paid or payable to the auditor for audit and non-audit services provided during the year are set out below.

The Board of directors has considered the position and, in accordance with advice received from the audit committee, is satisfied 
that the provision of the non-audit services is compatible with the general standard of independence for auditors imposed by the 
Corporations Act 2001. The directors are satisfied that the provision of non-audit services by the auditor, as set out below, did not 
compromise the auditor independence requirements of the Corporations Act 2001 as none of the services undermine the general 
principles relating to auditor independence as set out in APES 110 Code of Ethics for Professional Accountants and all non-audit 
services have been reviewed by the audit committee to ensure they do not impact the impartiality and objectivity of the auditor.

During the year the following fees were paid or payable to the auditor and its related parties:

Consolidated

Audit Services

Audit and review of financial reports under the Corporations Act 2001

Audit of a controlled entity’s Australian Financial Services Licence

Audit of controlled entities’ compliance plans

Total remuneration for audit services

Non-audit Services

Investigating accountants’ report for Explanatory Memorandum  
for Merger/Stapling transactions
IFRS accounting services

Tax compliance services

Total remuneration for non-audit services

2007

$

261,000

4,000

40,000

305,000

200,000
–

17,620

217,620

2006

$

92,000

2,750

–

94,750

–
9,600

14,740

24,340

The auditor receives remuneration for audit and other services relating to other entities (schemes) for which Cromwell Property 
Securities Limited, a controlled entity, acts as responsible entity. The remuneration is disclosed in the relevant entity’s financial 
reports and totalled $42,500 (2006: $221,700).

Auditor’s independence declaration

A copy of the auditor’s independence declaration as required under section 307C of the Corporations Act 2001 is attached to this 
report.

This report is made in accordance with a resolution of the directors.

P.L. Weightman

Director

Dated this 27th day of October 2007

30

The Directors 
Cromwell Corporation Limited 
Level 19 
200 Mary Street 
BRISBANE  QLD  4000 

Auditor’s Independence Declaration 

As lead engagement partner for the audit of the financial report of Cromwell Corporation Limited for the 
financial year ended 30 June 2007, I declare that, to the best of my knowledge and belief, there have been: 

(i)   

no contraventions of the auditor independence requirements of the Corporations  
Act 2001 in relation to the audit; and 

(ii)  

no contraventions of any applicable code of professional conduct in relation to the audit. 

JOHNSTON RORKE 

Chartered Accountants  

J J Evans 
Partner 

Brisbane, Queensland 
27 September 2007 

3

Income Statements  
for the year ended 30 June 2007

Revenue and other income 
Funds management
• Acquisition and capital raising fees
• Management fees
Property development sales
Rental income and recoverable outgoings
Distributions from managed investment schemes
Dividends from controlled entities
Interest
Gain on sale of investment property
Net gain from fair value adjustment to:
• Interest rate derivatives
• Investment properties
Share of profits of equity accounted entities
Gain on dilution of interest in associate
Total revenue and other income

Expenses
Cost of property development sold
Amortisation/depreciation
• Property, plant and equipment
• Intangibles
Commissions
Bad and doubtful debts
Employee benefits expense
Premises rental – minimum lease payments
Property outgoings, rates and taxes
Property administration costs
Stapling transaction costs
Finance costs (excluding unitholders)
Management fees – controlled entity
Other expenses

Profit before income tax and unitholders’ finance costs
Income tax credit
Profit for the year before unitholders’ finance costs
Unitholders’ finance costs (1,2)
Profit for the year 

Profit attributable to parent entity shareholders
Profit attributable to minority interest unitholders
Profit for the year

Basic earnings per company share (cents)
Diluted earnings per company share (cents)

Notes

Consolidated

Parent

2007
$’000

2006
$’000

2007
$’000

2006
$’000

8,055
6,306
10,400
60,702
77
–
2,795
4,963

4,610
69,779
2,418
6,341
176,446

17,111
6,138
–
–
952
–
1,230
–

–
–
–
–
25,431

2,321
–
10,400
–
23
–
117
–

–
–
–
–
12,861

7,575
–
–
–
826
1,000
125
–

–
–
–
–
9,526

5,252

–

5,252

–

–
–
–
–
348
–
–
–
798
148
1,100
126
7,772
5,089
1,273
6,362
–
6,362

–
–
–
249
317
–
–
–
–
844
2,280
422
4,112
5,414
1,603
7,017
–
7,017

260
154
2,637
–
7,890
163
11,923
857
7,049
24,515
–
2,512
63,212
113,234
723
113,957
98,265
15,692

8,620
7,072
15,692
Cents
1.24¢
1.24¢

266
114
6,461
249
6,242
271
–
–
197
2,157
–
2,359
18,316
7,115
779
7,894
–
7,894

7,894
–
7,894
Cents
1.14¢
1.14¢

14
16
16

19
21

4

5

6

32
32

(1)   AIFRS required the Trust’s issued units to be treated as a liability and Trust distributions/changes in net assets attributable to unitholders to be 
treated as a finance cost in the income statement while the Trust had a limited life. Accordingly, for the period from acquisition/stapling of the 
Trust to 31 May 2007, $98,265,000 of the Trust’s result (including unrealised gains on fair value adjustments to investment properties) for the year 
ended 30 June 2007 has been classified as finance costs. The Trust’s constitution was altered on 1June 2007 such that Trust units on issue are now 
classified as equity. As such, the Trust’s result is not recorded as finance costs from that date.
(2)   There is no effect on the income tax expense/credit associated with unitholders’ finance costs.

3

The above income statements should be read in conjunction with the accompanying notes.

Balance Sheets  
as at 30 June 2007

Current Assets
Cash and cash equivalents
Trade and other receivables
Other financial assets
Derivative financial instruments
Inventories
Other current assets

Investment properties classified as held for sale
Total current assets

Non-Current Assets
Investment properties
Inventories
Available-for-sale financial assets
Investments in jointly controlled entity and associate
Investments in controlled entities
Other financial assets
Property, plant and equipment
Deferred tax assets
Intangible assets
Total non-current assets
Total assets

Current Liabilities
Trade and other payables
Borrowings
Dividends/distributions payable
Current tax liabilities
Provisions
Other current liabilities
Total current liabilities

Non-Current Liabilities
Borrowings
Provisions
Total non-current liabilities
Total liabilities
Net assets

Equity attributable to shareholders
Contributed equity
Reserves
Accumulated losses
Total equity attributable to shareholders

Minority Interests
Equity attributable to unitholders
Contributed equity
Reserves
Total equity attributable to unitholders
Total equity attributable to securityholders

Notes

Consolidated

Parent

2007
$’000

17,845
24,342
121
13,498
12,013
1,108
68,927
156,452
225,379

927,113
–
–
66,245
–
61,250
9,794
5,005
368
1,069,775
1,295,154

13,920
153,993
15,740
882
526
3,862
188,923 

432,973
194
433,167
622,090
673,064

43,347
2,950
(31,212)
15,085

526,145
131,834
657,979
673,064

7
8
9
10
11
12

13

14
11
15
16
17
18
19
20
21

22
23
24

25
26

23
25

27
28
29

30
30

2006
$’000

17,400
13,303
–
–
–
310
31,013
–
31,013

–
10,048
3,213
–
–
–
1,403
3,902
339
18,905
49,918

2,932
9,931
–
947
394
44
14,248

18,891
154
19,045
33,293
16,625

2007
$’000

35
6,699
–
–
1,140
–
7,874
–
7,874

–
–
275
–
475
–
–
5,860
–
6,610
14,484

181
–
5,590
882
–
–
6,653

211
–
211
6,864
7,620

2006
$’000

822
7,229
–
–
–
124
8,175
–
8,175

–
1,140
275
–
475
–
–
4,357
–
6,247
14,422

660
–
–
947
–
–
1,607

211
–
211
1,818
12,604

42,391
1,482
(27,248)
16,625

43,347
610
(36,337)
7,620

42,391
328
(30,115)
12,604

–
–
–
16,625

–
–
–
7,620

–
–
–
12,604

The above balance sheets should be read in conjunction with the accompanying notes.

33

Statements of Changes in Equity  
for the year ended 30 June 2007

Attributable to Equity Holders of the Company

Notes

Con-
tributed 
Equity

Accu-
mulated 
Losses

Available- 
for-Sale 
Reserve

$’000

$’000

$’000

Share 
Based 
Payments 
Reserve
$’000

Total

Minority 
Interest

Total  
Equity

$’000

$’000

$’000

Consolidated

Balance at 1 July 2006
Changes in the fair value of available-for-
sale financial assets, net of tax
Net income recognised directly in equity

Profit for the year
Total recognised income and expense for 
the year
Transfer from net assets attributable  
to unitholders (1)
• Contributed equity

• Reserves
Transactions with equity holders  
in their capacity as equity holders:
• Dividends/distributions paid/declared

• Contributions of equity

• Employee share options

Balance at 30 June 2007

Balance at 1 July 2005

Adjustment on adoption of AASB 132 and 
AASB 139, net of tax:
•  Reserve – available-for-sale financial 

assets

• Accumulated losses

Restated total equity at the beginning  
of the year
Changes in the fair value of available-for-
sale financial assets, net of tax
Net income recognised directly in equity

Profit for the year

Total recognised income and expense for 
the year
Transactions with equity holders in their 
capacity as equity holders:
• Dividends paid/declared

• Treasury shares acquired by ESOP

• Contributions of equity

• Employee share options

Balance at 30 June 2006

28

31

27

28

28
29

28

31

27

27

28

42,391

(27,248)

1,154

328

16,625

–
–

–

–

–

–

–

956

–

–
–

8,620

1,186
1,186

–

8,620

1,186

–

–

(12,584)

–

–

–

–

–

–

–

43,347

(31,212)

2,340

–
–

–

–

–

–

–

–

282

610

–

–
–

16,625

1,186
1,186

7,072

15,692

1,186
1,186

8,620

9,806

7,072

16,878

–

–

526,119

526,119

134,912

134,912

(12,584)

(10,150)

(22,734)

956

282

26

–

982

282

15,085

657,979

673,064

42,339

(32,605)

–

36

9,770

–

9,770

–
–

–
(280)

42,339

(32,885)

–
–

–

–

–

(200)

252

–

–
–

7,894

7,894

(2,257)

–

–

–

622
–

622

532
532

–

532

–

–

–

–

42,391

(27,248)

1,154

–
–

622
(280)

36

10,112

–
–

–

–

–

–

–

292

328

532
532

7,894

8,426

(2,257)

(200)

252

292

16,625

–
–

–

–
–

–

–

–

–

–

–

–

622
(280)

10,112

532
532

7,894

8,426

(2,257)

(200)

252

292

16,625

(1)   Under AIFRS net assets attributable to unitholders of the Trust were initially classified as a liability rather than equity due to the limited life of the 
Trust. On 1 June 2007 the constitution of the Trust was amended to effectively remove the limitation of the term of the Trust. Accordingly, as at 
1 June 2007 the contributed equity ($526,119,000) and reserves ($134,912,000) of the Trust were transferred from liabilities to contributed equity 
and reserves respectively. All the changes in equity listed for the minority interest occurred in the month of June 2007.

3

Notes Contributed 

Equity

Accumulated 
Losses

Share Based 
Payments 
Reserve

Total

$’000

$’000

$’000

$’000

42,391

(30,115)

328

12,604

Parent

Balance at 1 July 2006

Net income recognised directly in equity

Profit for the year

Total recognised income and expense for the year

Transactions with equity holders in their capacity  
as equity holders:
• Dividends paid/declared

• Contributions of equity

• Employee share options

Balance at 30 June 2007

Balance at 1 July 2005

Adjustment on adoption of AASB 132 and AASB 139, net of tax:

• Reserve – available-for-sale financial assets

• Accumulated losses

31

27

28

–

–

–

–

956

–

–

6,362

6,362

(12,584)

–

–

43,347

(36,337)

42,339

(34,875)

–

–

–

–

Restated total equity at the beginning of the year

42,339

(34,875)

Net income recognised directly in equity

Profit for the year

Total recognised income and expense for the year

Transactions with equity holders in their capacity  
as equity holders:
• Dividends paid/declared

• Treasury shares acquired by ESOP

• Contributions of equity

• Employee share options

Balance at 30 June 2006

–

–

–

–

(200)

252

–

–

7,017

7,017

(2,257)

–

–

–

42,391

(30,115)

31

27

27

28

–

–

–

–

–

282

610

36

–

–

36

–

–

–

–

–

–

292

328

–

6,362

6,362

(12,584)

956

282

7,620

7,500

–

–

7,500

–

7,017

7,017

(2,257)

(200)

252

292

12,604

The above statements of changes in equity should be read in conjunction with the accompanying notes.

3

Cash Flow Statements  
for the year ended 30 June 2007

Cash Flows From Operating Activities
Cash receipts in the course of operations
Cash payments in the course of operations
Dividends received
Distributions received
Interest received
Finance costs paid
Income tax paid
Reimbursements received from tax consolidated entities
Net cash provided by operating activities

Cash Flows From Investing Activities
Payments for property, plant and equipment
Payments for investment properties
Proceeds from sale of investment property
Payments for held for trading financial assets
Proceeds on sale of held for trading financial assets
Payments for available-for-sale financial assets
Payments for software and other assets
Loans to schemes
Repayments of loans by schemes
Loans to related entities
Repayment of loans by related entities
Loans to other persons
Repayment of loans by other persons
Payments from/(to) director related entity
Proceeds from sale of subsidiary (net of cash disposed)
Deconsolidation of subsidiary
Acquisition of Trust (net of cash acquired)
Proceeds from other assets
Net cash provided by/(used in) investing activities

Cash Flows From Financing Activities
Proceeds from borrowings
Repayment of borrowings
Proceeds from issue of shares
Proceeds from issue of treasury shares/securities
Payments for treasury shares/securities
Payment of dividends/distributions
Repayment of loans from controlled entities
Other payments
Net cash provided by/(used in) financing activities
Net increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at 1 July
Cash and cash equivalents at 30 June

Notes

Consolidated

Parent

2007

$’000

2006

$’000

95,142
(49,012)
–
2,590
2,417
(22,567)
(956)
–
27,614

(9,021)
(25,968)
32,745
–
–
–
(183)
(6,000)
–
(900)
2,500
–
736
3,500
(22)
(6,060)
11,761
–
3,088

138,699
(145,320)
139
775
–
(24,232)
–
(318)
(30,257)
445
17,400
17,845

35

34
34
33

31

23,216
(17,444)
–
952
1,004
(2,250)
(130)
–
5,348

(377)
–
–
(13,450)
13,450
(175)
(182)
(1,900)
2,300
–
–
(2,122)
650
(3,500)
–
–
–
102
(5,204)

28,326
(16,880)
–
252
(200)
(2,257)
–
–
9,241
9,385
8,015
17,400

2007

$’000

14,045
(8,868)
–
23
117
(148)
(956)
1,106
5,319

–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–

–
–
139
749
–
(6,994)
–
–
(6,106)
(787)
822
35

2006

$’000

5,415
(4,720)
1,000
826
125
(844)
(130)
1,042
2,714

–
–
–
(13,450)
13,450
(175)
–
(1,900)
2,300
–
583
–
–
–
–
–
–
80
888

175
–
–
252
(200)
(2,257)
(861)
–
(2,891)
711
111
822

3

The above cash flow statements should be read in conjunction with the accompanying notes.

Notes to the Financial Statements  
for the year ended 30 June 2007

1.  Summary of Significant Accounting Policies

Cromwell Group was formed by the stapling of two entities comprising Cromwell Corporation Limited (‘the Company’) and its 
controlled entities, and Cromwell Diversified Property Trust (‘the Trust’) and its controlled entities. Cromwell Group is also 
defined as ‘the Group’.

The Group was established for the purpose of facilitating a joint quotation of the Company and its controlled entities and the Trust 
and its controlled entities on the Australian Securities Exchange. The constitution of the Trust and the Articles of Association of 
the Company ensure that, for so long as the two entities remain jointly quoted, the number of units in the Trust and the number of 
shares in the Company shall be equal and the unitholders and shareholders are identical. Both the Responsible Entity of the Trust 
and the Company must at all times act in the best interest of the Group.

To account for the stapling, Australian Accounting Standards requires an acquirer (Cromwell Corporation Limited) to be identified 
and an acquisition to be recognised. The net assets and net profit of the acquiree (the Trust and its controlled entities) are 
recognised as minority interest as they are not owned by the acquirer in the stapling agreement. Refer to note 1(b)(i)(3).

The stapling arrangement will cease upon the earliest of either the winding up of the Company or the Trust.

Cromwell Corporation Limited is a company domiciled in Australia. The financial report includes separate financial statements 
for Cromwell Corporation Limited as an individual entity (“the Parent”) and Cromwell Group, the stapled consolidated entity (‘the 
Group’) consisting of Cromwell Corporation Limited (‘the Company’) and its subsidiaries and Cromwell Diversified Property Trust 
(‘the Trust’) and its subsidiaries.

The principal accounting polices adopted in the preparation of the financial report are set out below. These policies have been 
consistently applied to all the years presented, unless otherwise stated.

(a)  Basis of preparation

The financial report is a general purpose financial report which has been prepared in accordance with Australian Accounting 
Standards (including Australian Accounting Interpretations) adopted by the Australian Accounting Standards Board (AASB) and 
the Corporations Act 2001.

Compliance with IFRS

The financial report of the consolidated entity also complies with the International Financial Reporting Standards (IFRS) and 
interpretations adopted by the International Accounting Standards Board. The Company’s financial report does not comply with 
IFRS as the Company has elected to apply the relief provided to parent entities by AASB 132 Financial Instruments: Disclosure and 
Presentation in respect of certain disclosure requirements.

Historical cost convention

The financial report is prepared on the historical cost basis except for the following:

•

•

•

investment properties are measured at fair value

derivative financial instruments are measured at fair value

available-for-sale financial assets are measured at fair value

The methods used to measure fair values are discussed further below.

Functional and presentation currency

The financial report is presented in Australian dollars, which is the Company’s functional currency and the functional currency of 
the Group.

Critical accounting estimates

The preparation of financial statements requires management to make judgements, estimates and assumptions that affect the 
application of accounting policies and the reported amounts of assets, liabilities, income and expenses. Actual results may differ 
from these estimates. 

3

Notes to the Financial Statements continued

Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the 
period in which the estimate is revised and in any future periods affected.

In particular, information about significant areas of estimation uncertainty and critical judgements in applying accounting policies 
that have the most significant effect on the amounts recognised in the financial statements are described in note 3.

(b)  Principles of consolidation

(i) 

Stapling

The stapling of the Company and the Trust was approved at separate meetings of the respective shareholders and unitholders on 
6 December 2006. Following approval of the stapling, shares in the Company and units in the Trust were stapled to one another 
and are quoted as a single security on the Australian Securities Exchange.

Australian Accounting Standards require an acquirer to be identified and an in-substance acquisition to be recognised. In relation 
to the stapling of the Company and the Trust, the Company is identified as having acquired control over the assets of the Trust. To 
recognise the in-substance acquisition, the following accounting principles have been applied:

1.

2.

3.

no goodwill is recognised on acquisition of the Trust because no direct ownership interest was acquired by the Company in 
the Trust;

the equity issued by the Company to unitholders to give effect to the transaction is recognised at the dollar value of the 
consideration payable by the unitholders. This is because the issue of shares by the Company was administrative in nature 
rather than for the purposes of the Company acquiring an ownership interest in the Trust; and

the issued units of the Trust are not owned by the Company and are presented as minority interests in the Group 
notwithstanding that the unitholders are also the shareholders by virtue of the stapling arrangement. Accordingly, the 
equity in the net assets of the Trust and the profit/(loss) arising from these net assets have been separately identified in 
the Income Statement and Balance Sheet.

(ii)  Subsidiaries

The consolidated financial statements incorporate the assets and liabilities of all subsidiaries and the results of all subsidiaries 
for the year then ended.

Subsidiaries are entities controlled by the Group. Control exists when the Group has the power, directly or indirectly, to govern the 
financial and operating policies of an entity, so as to obtain benefits from its activities. In assessing control, potential voting rights 
that presently are exercisable are taken into account. The financial statements of subsidiaries are included in the consolidated 
financial statements from the date that control commences until the date that control ceases. 

The purchase method of accounting is used to account for the acquisition of subsidiaries by the Group (refer to note 1(n)).

Inter-entity transactions, balances and unrealised gains on transactions between the Group entities are eliminated. Unrealised 
losses are also eliminated unless the transaction provides evidence of the impairment of the asset transferred. Accounting 
policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the Group.

Minority interests in the results and equity of subsidiaries are shown separately in the consolidated income statement and 
balance sheet respectively.

Investments in subsidiaries are accounted for at cost in the individual financial statements of the Company.

(iii)  Associates

Associates are all entities over which the Group has significant influence but not control, generally accompanying a holding of 
between 20% and 50% of the voting rights. Investments in associates are accounted for in the investor’s financial statements 
using the cost method and in the Group’s financial statements using the equity method of accounting, after initially being 
recognised at cost. The Group’s investment in associates includes goodwill (net of any accumulated impairment loss) identified on 
acquisition.

38

The Group’s share of its associates’ post-acquisition profits or losses is recognised in the income statement and its share of post-
acquisition movements in reserves is recognised in reserves. The cumulative post-acquisition movements are adjusted against 
the carrying amount of the investment. Dividends or distributions receivable from associates are recognised in the investor’s 
individual income statement, while in the Group’s financial statements they reduce the carrying amount of the investment.

When the Group’s share of losses in an associate equals or exceeds its interest in the associate, including any other unsecured 
receivables, the Group does not recognise further losses, unless it has incurred obligations or made payments on behalf of the 
associate. Unrealised gains on transactions between the Group and its associates are eliminated to the extent of the Group’s 
interest in the associates. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the 
asset transferred. Accounting policies of associates have been changed where necessary to ensure consistency with the policies 
adopted by the Group.

(iv)  Joint ventures

Joint venture entities

The interest in a joint venture entity is accounted for in the Group’s financial statements using the equity method and is accounted 
for using the cost method by the venturer. Under the equity method, the share of the profits or losses of the joint venture entity is 
recognised in the income statement, and the share of movements in reserves is recognised in reserves in the balance sheet.

Profits or losses on transactions establishing the joint venture entity and transactions with the joint venture are eliminated to the 
extent of the Group’s ownership interest until such time as they are realised by the joint venture entity on consumption or sale, 
unless they relate to an unrealised loss that provides evidence of the impairment of an asset transferred.

Jointly controlled assets

The proportionate interests in the assets, liabilities and expenses of a joint venture activity have been incorporated in the financial 
statements under the appropriate headings.

(c)  Revenue recognition

Revenue from provision of services is recognised as follows:

(i) 

 Acquisition and capital raising fees – revenue is recognised at settlement of the relevant property or proportionately as the 
equity interests are issued/sold to external investors as appropriate.

(ii)  Management fees – revenue is recognised on a proportional basis over time as services are performed.

Property development sales revenue is recognised on settlement of the relevant property.

Rental revenue from investment property is recognised on a straight-line basis over the lease term. Rental revenue not received 
at reporting date is reflected in the balance sheet as a receivable or if paid in advance, as rent in advance. Lease incentives 
granted are considered an integral part of the total rental revenue and are recognised as a reduction in lease income over the 
term of the lease, on a straight-line basis. Contingent rents based on the future amount of a factor that changes other than with 
the passage of time, including turnover rents and CPI linked rental increases, are only recognised when contractually due.

Interest revenue is recognised as it accrues using the effective interest method.

(d) 

Income tax

Under current income tax legislation the Trust is not liable to pay tax provided its taxable income and taxable realised capital 
gains are distributed to unitholders. The liability for capital gains tax that may arise if the properties were sold is not accounted 
for in this report.

The Group’s income tax expense for the period is the tax payable on the current period’s taxable income adjusted by changes in 
deferred tax assets and liabilities attributable to temporary differences between the tax bases of assets and liabilities and their 
carrying amounts in the financial statements, and to unused tax losses.

Deferred tax assets and liabilities are recognised for temporary differences at the tax rates expected to apply when the assets are 
recovered or liabilities are settled, based on those tax rates which are enacted or substantively enacted. The relevant tax rates are 

3

Notes to the Financial Statements continued

applied to the cumulative amounts of deductible and taxable temporary differences to measure the deferred tax asset or liability. 
An exception is made for certain temporary differences arising from the initial recognition of an asset or a liability. No deferred 
tax asset or liability is recognised in relation to these temporary differences if they arose in a transaction, other than a business 
combination, that at the time of the transaction did not affect either accounting profit or taxable profit or loss.

Deferred tax assets are recognised for deductible temporary differences and unused tax losses only if it is probable that future 
taxable amounts will be available to utilise those temporary differences and losses.

Deferred tax liabilities and assets are not recognised for temporary differences between the carrying amount and tax bases of 
investments in controlled entities where the parent entity is able to control the timing of the reversal of the temporary differences 
and it is probable that the differences will not reverse in the foreseeable future.

Current and deferred tax balances attributable to amounts recognised directly in equity are also recognised directly in equity.

Tax consolidation

The Company and its wholly-owned entities (this excludes the Trust and its controlled entities) have formed a tax-consolidated 
group with effect from 1 July 2003 and are, therefore, taxed as a single entity from that date. The head entity within the tax-
consolidated group is Cromwell Corporation Limited.

Current tax expense/income, deferred tax liabilities and deferred tax assets arising from temporary differences of the members 
of the tax-consolidated group are recognised in the separate financial statements of the members of the tax-consolidated group, 
using the ‘separate taxpayer within group’ approach by reference to the carrying amounts of assets and liabilities in the separate 
financial statements of each entity and the tax values applying under tax consolidation.

Any current tax liabilities or assets and deferred tax assets arising from unused tax losses of the subsidiaries are assumed by the 
head entity in the tax-consolidated group and are recognised as amounts payable (receivable) to (from) other entities in the tax-
consolidated group in conjunction with any tax funding arrangement amounts referred to in the following section. Any difference 
between these amounts is recognised by the Company as an equity contribution or distribution.

The Company recognises deferred tax assets arising from unused tax losses of the tax-consolidated group to the extent that it 
is probable that future taxable profits of the tax-consolidated group will be available against which the asset can be utilised. Any 
subsequent period adjustment to deferred tax assets arising from unused tax losses, as a result of revised assessments of the 
probability of recoverability, is recognised by the head entity only.

Nature of tax funding arrangements and tax sharing arrangements

The head entity, in conjunction with other members of the tax-consolidated group, has entered into a tax funding arrangement, 
which sets out the funding obligations of members of the tax-consolidated group in respect of tax amounts. The tax funding 
arrangements require payments to/from the head entity equal to the current tax liability (asset) assumed by the head entity and any 
tax-loss deferred tax asset assumed by the head entity, resulting in the head entity recognising an inter-entity receivable (payable) 
equal in amount to the tax liability (asset) assumed. The inter-entity receivable (payable) are at call.

Contributions to fund the current tax liabilities are payable as per the tax funding arrangement and reflect the timing of the head 
entity’s obligation to make payments for tax liabilities to the relevant tax authorities.

The head entity, in conjunction with other members of the tax-consolidated group, has also entered into a tax sharing agreement. 
The tax sharing agreement provides for the determination of the allocation of income tax liabilities between the entities should the 
head entity default on its tax payment obligations. No amounts have been recognised in the financial statements in respect of this 
agreement, as payment of any amounts under the tax sharing agreement is considered remote.

0

(e)  Cash and cash equivalents

Cash and cash equivalents includes cash on hand, deposits held at call with financial institutions, other short-term highly liquid 
investments with original maturities of three months or less that are readily convertible to known amounts of cash and which are 
subject to an insignificant risk of changes in value. 

(f)  Trade and other receivables

Trade and other receivables are recognised initially at fair value and subsequently measured at amortised cost, less provision for 
doubtful debts. Trade and other debtors are due for settlement no more than 90 days from the date of recognition.

Collectibility of trade and other receivables is reviewed on an ongoing basis. Debts which are known to be uncollectible are written 
off. A provision for doubtful debts is established when there is objective evidence that the Group will not be able to collect all 
amounts due according to the original terms of trade and other receivables. The amount of the provision is the difference between 
the asset’s carrying amount and the present value of estimated future cash flows, discounted at the original effective interest rate. 
Cash flows relating to short-term trade and other receivables are not discounted if the effect of discounting is immaterial. The 
amount of the provision is recognised in the income statement.

(g) 

Inventories

Development properties held for resale are stated at the lower of cost and net realisable value. Cost is assigned by specific 
identification and includes the cost of acquisition, and development and borrowing costs during development. When development 
is completed borrowing costs and other holding charges are expensed as incurred.

Borrowing costs included in the cost of development properties held for resale are those costs that would have been avoided if 
the expenditure on the acquisition and development of the properties had not been made. Borrowing costs incurred while active 
development is interrupted for extended periods are recognised as expenses.

(h) 

Investment properties

This represents the Group’s investment in various commercial, industrial and retail properties. Investment property is property 
which is held either to earn income or for capital appreciation or both. Initially, investment property is measured at cost including 
transaction costs. The investment property is subsequently measured at fair value, with any change therein recognised in profit 
or loss. As part of the process of determining fair value, an external, independent valuer, having an appropriate recognised 
professional qualification and recent experience in the location and category of property being valued, values individual 
properties at least every two years on a rotation basis or on a more regular basis if considered appropriate and as determined by 
management in accordance with the valuation policy of the Group. In addition, the Group has utilised internal valuation processes 
for determining fair value during the period. 

These valuations are taken into consideration when determining the fair value of the investment properties. The fair value is 
based on market values, being the estimated amount for which a property could be exchanged on the date of valuation between 
a willing buyer and a willing seller in an arms length transaction after proper marketing wherein the parties had each acted 
knowledgably, prudently and without compulsion. 

The valuations are prepared by considering the aggregate of the net annual rents receivable from the property and, where 
relevant, associated costs. A yield, which reflects the specific risks inherent in the net cash flows, is then applied to the net annual 
rentals to arrive at the property valuation. A table showing the range of yields applied for each type of property in the current 
period is included below.

Property Sector

Commercial offices

Industrial

Retail

Yields

6.3% - 9.0%

7.3% - 8.5%

6.8% - 9.0%



Notes to the Financial Statements continued

Valuations reflect, where appropriate:

•

•

•

the type of tenants actually in occupation or responsible for meeting lease commitments or likely to be in occupation after 
letting of vacant accommodation and the market’s general perception of their credit-worthiness; 

the allocation of maintenance and other operating cost responsibilities between lessor and lessee; and

the remaining economic life of the property. It has been assumed that whenever rent reviews or lease renewals are pending 
with anticipated reversionary increases, all notices and, where appropriate, counter notices have been served validly and 
within the appropriate time.

Any gain or loss arising from a change in fair value is recognised in the income statement. 

Where property is acquired for redevelopment and future use as investment property it is treated as property, plant and 
equipment until redevelopment is complete.

(i) 

Investments and other financial assets

The Group classifies its investments as either financial assets at fair value through profit or loss, loans and receivables, 
held-to-maturity investments, or available-for-sale financial assets. The classification depends on the purpose for which the 
investments were acquired. Management determines the classification of its investments at initial recognition.

(i) 

Financial assets at fair value through profit or loss

Financial assets at fair value through profit or loss are financial assets held for trading which are acquired principally for the 
purpose of selling in the short term with the intention of making a profit. Derivatives are also categorised as held for trading 
unless they are designated as hedges.

(ii)  Loans and receivables

Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active 
market. They arise when the Group provides money, goods or services directly to a debtor with no intention of selling the 
receivable. They are included in current assets, except for those with maturities greater than 12 months after the balance sheet 
date, which are classified as non-current assets. 

(iii)  Held-to-maturity investments

Held-to-maturity investments are non-derivative financial assets with fixed or determinable payments and fixed maturities that 
the Group’s management has the positive intention and ability to hold to maturity.

(iv)  Available-for-sale financial assets

Available-for-sale financial assets are non-derivatives that are either designated in this category or not classified in any of the 
other categories. They are included in non-current assets unless management intends to dispose of the investment within 12 
months of the balance sheet date.

Regular purchases and sales of investments are recognised on trade date – the date on which the Group commits to purchase or 
sell the asset. Investments are initially recognised at fair value plus transaction costs for all financial assets not carried at fair 
value through profit or loss. Financial assets carried at fair value through profit or loss are initially recognised at fair value and 
transaction costs are expensed in the income statement. Financial assets are derecognised when the rights to receive cash flows 
from the financial assets have expired or have been transferred and the Group has transferred substantially all the risks and 
rewards of ownership.

Available-for-sale financial assets and financial assets at fair value through profit and loss are subsequently carried at fair value. 
Loans, receivables and held-to-maturity investments are carried at amortised cost using the effective interest method. Gains 
or losses arising from changes in the fair value of the ‘financial assets at fair value through profit or loss’ category, including 
interest and dividend income, are presented in the income statement in the period in which they arise. Changes in the fair value 
of securities classified as available-for-sale are recognised in equity. When securities classified as available-for-sale are sold or 
impaired, the accumulated fair value adjustments recognised in equity are included in the income statement as gains or losses 
from investment securities.



The Group assesses at each balance date whether there is objective evidence that a financial asset or group of financial assets is 
impaired. In the case of equity securities classified as available-for-sale, a significant or prolonged decline in the fair value of a 
security below its cost is considered in determining whether the security is impaired. If any such evidence exists for available-for-
sale financial assets, the cumulative loss – measured as the difference between the acquisition cost and the current fair value, 
less any impairment loss on that financial asset previously recognised in profit and loss – is removed from equity and recognised 
in the income statement. Impairment losses recognised in the income statement on equity instruments classified as available for 
sale are not reversed through the income statement.

(j)  Property, plant and equipment

Property, plant and equipment is stated at historical cost less depreciation. Historical cost includes expenditure that is directly 
attributable to the acquisition of the items.

Subsequent costs are included in the asset’s carrying amount or recognised as a separate asset, as appropriate, only when it is 
probable that future economic benefits associated with the item will flow to the Group and the cost of the item can be measured 
reliably. All other repairs and maintenance are charged to the income statement during the financial period in which they are 
incurred.

Depreciation is calculated using the straight line method to allocate cost of assets, net of their residual values, over their 
estimated useful lives, as follows:

Class

Plant and equipment

Leasehold improvements

Rate

10-40%

10%

Leased plant and equipment

10-40%

The assets’ residual values and useful lives are reviewed, and adjusted if appropriate, at each balance sheet date.

An asset’s carrying amount is written down immediately to its recoverable amount if the asset’s carrying amount is greater than 
its estimated recoverable amount (note 1(l)).

Gains and losses on disposals are determined by comparing proceeds with carrying amount. These are included in the income 
statement.

Property that is being constructed or developed for future use as investment property is accounted for as property, plant and 
equipment and is stated at cost until construction of the development is complete. At this time it is remeasured to fair value and 
reclassified as investment property. Any gain or loss arising on remeasurement is recognised in profit or loss. 

(k) 

Intangible assets

Software assets have a finite useful life and are carried at cost less accumulated amortisation and impairment losses. 
Amortisation is calculated using the straight-line method to allocate the cost of software over its estimated useful lives of 3 years 
on average.

(l) 

Impairment of assets

Goodwill and intangible assets that have an indefinite useful life are not subject to amortisation and are tested annually for 
impairment, or more frequently if events or changes in circumstances indicate that they might be impaired. 

At each reporting date, and whenever events or changes in circumstances occur, the Group assesses whether there is any 
indication that any other asset may be impaired. Where an indicator of impairment exists, the Group makes a formal estimate of 
recoverable amount. Where the carrying amount of an asset exceeds its recoverable amount, the asset is considered impaired 
and an impairment loss is recognised for the amount by which the asset’s carrying amount exceeds its recoverable amount. The 
recoverable amount is the higher of an asset’s fair value less costs to sell and value in use. 

3

Notes to the Financial Statements continued

For the purposes of assessing impairment, assets are grouped at the lowest levels for which there are separately identifiable cash 
inflows which are largely independent of the cash inflows from other assets or groups of assets (cash generating units). Assets 
other than goodwill that suffer an impairment are reviewed for possible reversal of the impairment at each reporting date.

(m)  Fair value estimation

The fair value of financial assets and financial liabilities must be estimated for recognition and measurement or for disclosure 
purposes.

The fair value of financial instruments traded in active markets (such as publicly traded derivatives, and trading and 
available-for-sale securities) is based on quoted market prices at the balance sheet date. The quoted market price used for 
financial assets held by the Group is the current bid price; the appropriate quoted market price for financial liabilities is the 
current ask price.

The fair value of financial instruments that are not traded in an active market (for example, over-the-counter derivatives) is 
determined using valuation techniques. The Group uses a variety of methods and makes assumptions that are based on market 
conditions existing at each balance date. Quoted market prices or dealer quotes for similar instruments are used for long-term 
debt instruments held. Other techniques, such as estimated discounted cash flows, are used to determine fair value for the 
remaining financial instruments. 

The nominal value less estimated credit adjustments of short-term receivables and payables are assumed to approximate their 
fair values. The fair value of financial liabilities for disclosure purposes is estimated by discounting the future contractual cash 
flows at the current market interest rate that is available to the Group for similar financial instruments.

(n)  Business combinations

The purchase method of accounting is used to account for all business combinations regardless of whether equity instruments or 
other assets are acquired. Cost is measured as the fair value of the assets given, shares issued or liabilities incurred or assumed 
at the date of exchange plus costs directly attributable to the acquisition. Where equity instruments are issued in an acquisition, 
the value of the instruments is their published market price as at the date of exchange unless, in rare circumstances, it can be 
demonstrated that the published price at the date of exchange is an unreliable indicator of fair value and that other evidence and 
valuation methods provide a more reliable measure of fair value. Transaction costs arising on the issue of equity instruments are 
recognised directly in equity.

Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at 
their fair values at the acquisition date, irrespective of the extent of any minority interest. The excess of the cost of acquisition 
over the fair value of the Group’s share of the identifiable net assets acquired is recorded as goodwill. If the cost of the acquisition 
is less than the Group’s share of the fair value of the identifiable net assets of the subsidiary acquired, the difference is recognised 
directly in the income statement, but only after a reassessment of the identification and measurement of the net assets acquired.

Where settlement of any part of cash consideration is deferred, the amounts payable in the future are discounted to their present 
value as at the date of exchange. The discount rate used is the entity’s incremental borrowing rate, being the rate at which a 
similar borrowing could be obtained from an independent financier under comparable terms and conditions.

(o)  Lease incentives

Prospective lessees may be offered incentives as an inducement to enter into non-cancellable operating leases. These incentives 
may take various forms including up front cash payments, rent free periods, or a contribution to certain lessee costs such as fit 
out costs or relocation costs. They are recognised as an asset in the balance sheet as a component of the carrying amount of 
investment property and amortised over the lease period as a reduction of rental income.



(p) 

Initial direct leasing costs

Initial direct leasing costs incurred by the Group in negotiating and arranging operating leases are recognised as an asset in the 
balance sheet as a component of the carrying amount of investment property and are amortised as an expense on a straight line 
basis over the lease term.

(q)  Repairs and maintenance

Repairs and maintenance costs and minor renewals are charged as expenses when incurred. These repairs and maintenance 
costs will consist of those that, under the relevant lease agreements, are non-recoverable from tenants.

(r)  Derivative financial instruments

The Group is exposed to changes in interest rates and uses interest rate swaps to hedge these risks. Such derivative financial 
instruments are initially recognised at fair value on the date on which a derivative contract is entered into and are subsequently 
remeasured to fair value at balance date. Derivatives are carried as assets when their fair value is positive and as liabilities when 
their fair value is negative.

The Group enters into interest rate swap agreements that are used to convert certain variable interest rate borrowings to fixed 
interest rates or vice versa. The swaps are entered into with the objective of hedging the risk of adverse interest rate fluctuations. 
While the Group has determined that these arrangements are economically effective, they have not satisfied the documentation, 
designation and effectiveness tests required by accounting standards. As a result, they do not qualify for hedge accounting and 
gains or losses arising from changes in fair value are recognised immediately in the income statement.

(s)  Trade and other payables

Trade and other payables are recognised initially at fair value and subsequently measured at amortised cost. These amounts 
represent liabilities for goods and services provided to the Group prior to the end of the year and which are unpaid. The amounts 
are usually unsecured and paid within 30-60 days of recognition.

(t)  Borrowings and borrowing costs

Borrowings are initially recognised at fair value, net of transaction costs incurred. Borrowings are subsequently measured at 
amortised cost using the effective interest rate method. Under this method fees, costs, discounts and premiums directly related 
to the financial liability are spread over its expected life. Borrowings are classified as current liabilities unless the Group has an 
unconditional right to defer settlement of the liability for at least 12 months after the balance sheet date.

Borrowing costs incurred for the construction of a qualifying asset are capitalised during the period of time that is required to 
complete and prepare the asset for its intended use or sale. Other borrowing costs are expensed. Where funds are borrowed 
specifically for the acquisition, construction or production of a qualifying asset the amount of borrowing costs capitalised is the 
actual borrowing costs incurred on that borrowing net of any interest earned on those borrowings. Where funds are borrowed 
generally the capitalisation rate used to determine the amount of borrowing costs to capitalise is the weighted average interest 
rate applicable to the Group’s outstanding borrowings during the year.

Initially, under AASB 132 Financial Instruments: Disclosure and Presentation, the units on issue in the Trust, due to the fixed life 
of the Trust, were classified as a financial liability. Consequently, distributions to Trust members (while the units were classified 
as a liability) have been recognised as finance costs. The Trust’s constitution was amended on 1 June 2007 to remove the fixed 
life of the Trust. Accordingly, from that date units on issue are classified as a minority interest in equity and distributions are no 
longer expensed as finance costs. 

(u)  Financial guarantee contracts

Financial guarantee contracts are recognised as a financial liability at the time the guarantee is issued. The liability is initially 
measured at fair value and subsequently at the higher of the amount determined in accordance with AASB 137 Provisions, 
Contingent Liabilities and Contingent Assets and the amount initially recognised less any cumulative amortisation.



Notes to the Financial Statements continued

The fair value of financial guarantees is determined as the present value of the difference in net cash flows between the 
contractual payments under the debt instrument and the payments that would be required without the guarantee, or the 
estimated amount that would be payable to a third party for assuming the obligations. Where guarantees in relation to loans or 
other payables of subsidiaries or associates are provided for no compensation, the fair values are accounted for as contributions 
and recognised as part of the cost of the investment.

Change in accounting policy

The policy set out above was adopted for the first time in the current financial year, following the change to AASB 139 Financial 
Instruments: Recognition and Measurement made in September 2005. In previous reporting periods a liability for financial 
guarantee contracts was only recognised if it was probable that the debtor would default and a payment would be required under 
the contract. The new policy has been applied retrospectively. There was no material impact on the financial statements of the 
Parent or Group or the earnings per share.

(v)  Provisions

Provisions are recognised when:

(i) 

the Group has a present legal or constructive obligation as a result of past events;

(ii)  

it is probable that an outflow of resources will be required to settle the obligation; and

(iii) 

the amount has been reliably estimated.

Provisions are not recognised for future operating losses.

(w)  Employee benefits

Wages and salaries, annual leave and sick leave

Liabilities for wages and salaries, including non-monetary benefits, annual leave and accumulating sick leave expected to be 
settled within 12 months of the reporting date are recognised in respect of employees’ services up to the reporting date and are 
measured at the amounts expected to be paid when the liabilities are settled.

Long service leave

The liability for long service leave is recognised in the provision for employee benefits and measured as the present value of 
expected future payments to be made in respect of services provided by employees up to the reporting date. Consideration is 
given to expected future wage and salary levels, experience of employee departures and periods of service. Expected future 
payments are discounted using market yields at the reporting date on national government bonds with terms to maturity and 
currency that match, as closely as possible, the estimated future cash outflows.

Superannuation

Contributions are made by the Group to defined contribution superannuation funds. Contributions are charged as expenses as 
they become payable.

Share-based payments

The fair value of options granted is recognised as an employee benefit expense with a corresponding increase in equity. The fair 
value is measured at grant date and recognised over the period during which the employees become unconditionally entitled to 
the options.

The fair value at grant date is determined using a Black-Scholes option pricing model that takes into account the exercise price, 
the term of the option, the share price at grant date and expected price volatility of the underlying share, the expected dividend 
yield and the risk-free interest rate for the term of the option.

The fair value of the options granted excludes the impact of any non-market vesting conditions (for example, profitability and 
sales growth targets and performance and service criteria). Non-market vesting conditions are included in assumptions about 
the number of options that are expected to become exercisable. At each balance sheet date, the entity revises its estimate of the 
number of options that are expected to become exercisable. The employee benefit expense recognised each period takes into 
account the most recent estimate.



Bonus plans

The Group recognises a liability and an expense for bonuses where contractually obliged or where there is a past practice that has 
created a constructive obligation.

(x)  Leases (as lessee)

Leases of assets where the Group has substantially all the risks and rewards of ownership are classified as finance leases. 
Finance leases are capitalised at the lease’s inception at the lower of the fair value of the leased property and the present value 
of the minimum lease payments. The corresponding rental obligations, net of finance charges, are included in liabilities. Each 
lease payment is allocated between the liability and finance cost. The finance cost is charged to the income statement over the 
lease period so as to produce a constant periodic rate of interest on the remaining balance of the liability for each period. The 
depreciable assets acquired under finance leases are depreciated over the estimated useful life of the asset. Where there is no 
reasonable certainty that the lessee will obtain ownership, the asset is depreciated over the shorter of the lease term and the 
asset’s useful life.

Leases in which a significant portion of the risks and rewards of ownership are retained by the lessor are classified as operating 
leases. Payments made under operating leases (net of any incentives received from the lessor) are charged to the income 
statement on a straight-line basis over the period of the lease.

(y)  Leasehold improvements

The cost of improvements to or on leasehold properties is amortised over the unexpired period of the lease or the estimated 
useful life of the improvement to the Group, whichever is the shorter. The amortisation rate for leasehold improvements is set out 
in note 1(j).

(z)  Contributed equity

Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of new shares or options are shown in 
equity as a deduction, net of tax, from the proceeds.

When share capital recognised as equity is repurchased, the amount of the consideration paid, including directly attributable 
costs, is recognised as a deduction from total equity. In the Company’s financial statements, the transactions of the Employee 
Share Ownership Plan (ESOP) are treated as being executed directly by the Company. Accordingly, shares held by the ESOP are 
recognised as treasury shares and deducted from equity.

(aa)  Dividends/distributions

Provision is made for the amount of any dividend/distribution declared, being appropriately authorised and no longer at the 
discretion of the Group, on or before the end of the financial year but not distributed at balance date.

(ab)  Earnings per share

Basic earnings per share

Basic earnings per share is calculated by dividing the profit attributable to equity holders of the Company, excluding any costs of 
servicing equity other than ordinary shares, by the weighted average number of ordinary shares outstanding during the financial 
year, adjusted for bonus elements in ordinary shares issued during the year.

Diluted earnings per share

Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take into account the after 
income tax effect of interest and other financing costs associated with dilutive potential ordinary shares and the weighted average 
number of shares assumed to have been issued for no consideration in relation to dilutive potential ordinary shares.



Notes to the Financial Statements continued

(ac)  Goods and services tax

Revenues, expenses and assets are recognised net of the amount of goods and services tax (GST), except:

•

where the amount of GST incurred is not recoverable from the taxation authority, it is recognised as part of the cost of 
acquisition of an asset or as part of an item of expense; or

•

for receivables and payables which are recognised inclusive of GST.

The net amount of GST recoverable from, or payable to, the taxation authority is included as part of receivables or payables.

(ad)  Comparatives

Where necessary, comparative figures have been adjusted to conform with changes in presentation in the current year.

(ae)  Rounding of amounts

The Company is of a kind referred to in Class Order 98/0100, issued by the Australian Securities and Investments Commission, 
relating to the “rounding off” of amounts in the financial report. Amounts in the financial report have been rounded off in 
accordance with that Class Order to the nearest thousand dollars, or in certain cases, to the nearest dollar.

(af)  New accounting standards

Australian Accounting Standards that have recently been issued or amended but are not yet effective and have not been adopted 
for the annual reporting period ended 30 June 2007 are listed below. Application date is for annual reporting periods beginning on 
or after the date shown in the table below.

Standard/Interpretation

AASB 2007-4 Amendments to Australian Accounting Standards – April 2007

AASB 2007-7 Amendments to Australian Accounting Standards – June 2007

AASB 7 Financial Instruments: Disclosures

AASB 8 Operating Segments and consequential amendments to other accounting 
standards resulting from its issue
AASB 101 Presentation of Financial Statements – revised standard

AASB 123 Borrowing Costs revised and consequential amendments to other 
accounting standards resulting from its issue
Interpretation 10 Interim Financial Reporting and Impairment

Interpretation 11 AASB 2 – Group and Treasury Share Transactions

Interpretation 12 Service Concession Arrangements

Interpretation 13 Customer Loyalty Programs

Application date  
of standard

Application date  
for the Group

1 Jul 2007

1 Jul 2007

1 Jan 2007

1 Jul 2007

1 Jul 2007

1 Jul 2007

1 Jan 2009

1 Jul 2009

1 Jan 2007

1 Jan 2009

1 Nov 2006

1 Mar 2007

1 Jan 2008

1 Jul 2008

1 Jul 2007

1 Jul 2009

1 Jul 2007

1 Jul 2007

1 Jul 2008

1 Jul 2008

Interpretation 14 Limit on a Defined Benefit Asset, Minimum Funding Requirements 
and their Interaction

1 Jan 2008

1 Jul 2008

The Directors anticipate that the adoption of these Standards and Interpretations in future periods will have no material impact on 
the financial statements of the Group but may change the disclosures presently made in relation to the Group’s assets, liabilities, 
segments and financial instruments.

8

2.  Financial Risk Management

The Group’s activities expose it to a variety of financial risks; market risk, credit risk, liquidity risk and cash flow interest rate risk. 
The Group’s overall risk management program focuses on managing these risks and seeks to minimise potential adverse effects 
on the financial performance of the Group. The Group uses derivative financial instruments such as interest rate swaps to hedge 
certain risk exposures.

The Group’s management of treasury activities is centralised and governed by policies approved by the board of directors who 
monitor the operating compliance and performance as required. The board provides principles for overall risk management, as 
well as policies covering specific areas, such as identifying risk exposure, analysing and deciding upon strategies, performance 
measurement, the segregation of duties and other controls around the treasury and cash management functions. 

(a) Market risk

(i)   Currency risk

The Group does not have any direct material currency risk as commercial transactions and recognised financial assets and 
liabilities are all in Australian currency.

(ii)  Price risk

The Group does not have any direct material market or commodity price risk relating to its financial assets or liabilities.

(b)  Credit risk

Derivative counterparties and cash transactions, when utilised, are transacted with high credit quality financial institutions. 

The credit risk on financial assets which have been recognised on the balance sheets is generally the carrying amount, net of any 
provisions.

The Group has no significant concentrations of credit risk relating to debtors except that at balance date the Group has amounts 
owing from the Cromwell Property Fund and its controlled entities of $73,222,000 (2006: $nil) comprising 86% (2006: nil%) of 
total receivables and other financial assets. As well as the above the Group has amounts owing from a developer of $3,065,000 
comprising 13% of total receivables (refer note 8).

(c)  Liquidity risk

Prudent liquidity risk management implies maintaining sufficient cash reserves and finance facilities to meet the ongoing 
operational requirements of the business. It is the Group’s policy to maintain sufficient funds in cash and cash equivalents to meet 
expected near term operational requirements. The board monitors the Group’s cash requirements and raises capital as and when 
appropriate to meet planned requirements. 

(d)  Cash flow and fair value interest rate risk

The Group manages its cash flow interest-rate risk by using floating-to-fixed interest rate swaps. Such interest rate swaps have 
the economic effect of converting borrowings from floating rates to fixed rates. Generally, the Group raises long term borrowings 
at floating rates and swaps a portion of them into fixed rates. Under the interest-rate swaps, the Group agrees with other parties 
to exchange, at specified intervals (usually 30 days), the difference between fixed contract rates and floating-rate interest 
amounts calculated by reference to the agreed notional principal amounts.

The Group has significant interest-bearing assets and liabilities primarily comprising cash and cash equivalents (note 7), certain 
receivables (note 8), other financial assets (note 18) and borrowings (note 23). 

The Group’s interest-rate risk primarily arises from borrowings. Borrowings issued at variable rates expose the Group to cash 
flow interest-rate risk. Borrowings issued at fixed rates expose the Group to fair value interest-rate risk. The Group’s policy is to 
effectively maintain hedging arrangements on not less than 50% of its borrowings. At balance date 54% of the Group’s borrowings 
were effectively hedged.



Notes to the Financial Statements continued

3.  Critical Accounting Estimates and Judgements

Critical accounting estimates and judgements are:

(a)  Estimates of fair value of interest rate derivatives

The fair value of interest rate derivatives has been determined by a third party financial institution by assessing the net present 
value of future cash flows of the interest rate derivatives based on certain assumptions including market expectations of interest 
rates and discount rates.

(b)  Assumptions underlying management’s estimates of fair value

The Group has investment properties with a carrying amount of approximately $927 million plus $156 million of investment 
properties classified as held for sale, representing estimated fair value. In addition, the carrying amount of the Group’s investment 
in jointly controlled entity/associate of approximately $66 million also reflects investment properties carried at fair value. These 
carrying amounts reflect certain assumptions about expected future rentals, rent-free periods, operating costs and appropriate 
discount and capitalisation rates. In forming these assumptions, the independent valuers considered information about current and 
recent sales activity, current market rents and discount and capitalisation rates, for properties similar to those owned by the Group.

(c)  Deferred tax assets

The benefit of temporary differences and prior year tax losses recognised as deferred tax assets is based on projected earnings 
over a limited period that the directors consider to be probable. Projected earnings are re-assessed at each reporting date. 
The following material assumptions were made in assessing projected earnings for the purpose of recognising the benefit of 
temporary differences and prior year tax losses as deferred tax assets – see also note 20:

(i) 

Projections include only the following two financial years.

(ii)  Earnings for the two financial years are based on budgets approved by the directors.

(d)  Critical judgement in applying the Group’s accounting policies

The Group did not control the Cromwell Property Fund (“CPF”) at balance date and held 22% of the ordinary units of CPF at that 
time. The Group holds 61,250,000 convertible financing units (CFUs) issued by CPF. The CFUs are convertible to ordinary units 
and, as such, give rise to potential voting rights. However, the CFUs are not considered to be currently exercisable or convertible 
as certain third party approvals are necessary prior to conversion. Therefore, the entity was not considered to be a subsidiary. 
Refer note 34 for further details.

4.  Employee Benefits Expense

Wages and salaries including on costs

Contributions to defined contribution plans

Equity settled ESOP share-based payments

Increase in liability for long service and annual leave

Consolidated

Parent

2007

$’000

7,039

405

282

164

2006

$’000

5,487

279

292

184

7,890

6,242

2007

$’000

66

–

282

–

348

2006

$’000

25

–

292

–

317

0

5.  Finance Costs (excluding Unitholders) 

Consolidated

Parent

Total interest 

Less: interest capitalised

Interest expense

Amortisation of loan establishment costs

Finance costs (excluding unitholders)

6. 

Income Tax

Income tax credit

Current tax

Deferred tax

Prior year tax losses recognised

Under/(over) provided in prior years

Numerical reconciliation of income tax credit to prima facie tax

Profit before income tax and unitholders’ finance costs

Unitholders’ finance costs

Profit before income tax

Tax at the Australian tax rate of 30% (2006: 30%)

Tax effect of amounts which are not deductible (taxable) in calculating 
taxable income:
 •  Non-taxable trust income

 •  Non-deductible expenses

 •  Non-assessable income

 •  Prior year tax losses recognised (note 20)

 •  Under/(over) provided in prior years

Income tax credit

Unrecognised deferred tax assets

2007

$’000

23,712

286

23,426

1,089

24,515

2006

$’000

2007

$’000

2006

$’000

2,496

339

2,157

–

2,157

148

–

148

–

148

2,451

(311)

2,607

(357)

1,792

(202)

(2,870)

(3,009)

(2,870)

7

(723)

(20)

(779)

7

(1,273)

113,234

(98,265)

14,969

4,491

(2,122)

63

(292)

7,115

-

7,115

2,135

-

115

-

5,089

-

5,089

1,527

-

63

-

(2,870)

(3,009)

(2,870)

7

(723)

(20)

(779)

7

(1,273)

844

–

844

–

844

1,486

(75)

(2,994)

(20)

(1,603)

5,414

-

5,414

1,624

-

87

(300)

(2,994)

(20)

(1,603)

Deferred tax assets have not been recognised in respect of the following 
items: 
Tax losses

10,928

14,322

10,928

14,322

The tax losses do not expire under current tax legislation. Deferred tax assets have not been recognised in respect of these items 
because it is not probable that future taxable profit will be available against which the consolidated entity can utilise the benefits 
from the deferred tax assets. All unused tax losses were incurred by Australian entities.

Amounts recognised directly in equity

Refer to note 20 for the aggregate deferred tax relating to items that are charged or credited to equity.



Notes to the Financial Statements continued

Tax consolidation

Refer note 1(d) for details regarding the relevance of the tax consolidation system to the consolidated entity, the tax funding 
arrangements and other information.

No amounts were recognised during the year (2006: $nil) as tax consolidation contributions by, or distributions to, equity 
participants (refer note 38 for further information).

7.  Cash and Cash Equivalents

Cash at bank

Deposits 

Consolidated

Parent

2007

$’000

14,797

3,048

17,845

2006

$’000

12,300

5,100

17,400

2007

$’000

35

-

35

2006

$’000

822

-

822

Cash at bank is earning variable interest at market rates with a weighted average of 6.0% at 30 June 2007 (2006: 5.5%). The 
deposits are earning variable interest at market rates with a weighted average of 6.35% at 30 June 2007 (2006: 5.75%). The 
deposits have an average period to maturity of 30 days. At balance date cash and deposits were held at Westpac Banking 
Corporation and Bank of Western Australia Ltd.

8.  Trade and Other Receivables

Trade and other debtors

Loans 

- developer

- director related entity (refer note 36)

- associate

- other persons

Provision for non-recovery – loans to other persons

Amounts owing by controlled entities (refer note 38)

9,305

3,065

–

11,972

–

–

–

6,002

3,801

3,500

–

249

(249)

–

24,342

13,303

2,001

2,241

–

–

–

–

–

4,698

6,699

–

–

–

249

(249)

4,988

7,229

Trade and other debtors mainly comprise amounts owing by tenants of the Group’s investment properties and other managed 
investment schemes. Trade and other debtors are usually non-interest bearing, unsecured and generally on 30 day terms. The 
Group does not have any material credit risk exposure to any single receivable or group of receivables at balance date except as 
disclosed in note 2.

Loan – developer

The loan is secured by a second registered mortgage over the underlying development property with interest payable at the end of 
the term at 8.5% fixed. The development property is expected to be sold within 12 months and the loan repaid in full.

Loan – associate

The Trust provided a loan of $13,572,000 to Cromwell Accumulation Fund (now a subsidiary of Cromwell Property Fund) during 
the 2007 year (prior to disposal) to fund the acquisition of investment properties. Subsequently, further advances of $900,000 were 
made and repayments of $2,500,000 were received prior to 30 June 2007. The loan is unsecured, at call with no fixed repayment 
terms and bears interest at a floating rate, which was 7.3% at balance date.



 
 
  
Amounts owing by controlled entities

These amounts are generally non-interest bearing, unsecured and repayable in cash at call.

The net fair values of trade and other receivables approximate their carrying values.

9.  Other Financial Assets

Restricted cash

Consolidated

Parent

2007

$’000

121

2006

$’000

–

2007

$’000

–

2006

$’000

–

Restricted cash earns interest at a variable rate, which was 5.95% at balance date.

The net fair values of other financial assets approximate their carrying values.

Held for Trading Financial Assets

Movement in held for trading financial assets

Balance 1 July

Investments acquired during the period

• Interests in TGA

Investments disposed of during the period

• Interests in TGA

Balance 30 June

–

–

–

–

–

26,950

(26,950)

–

–

–

–

–

–

26,950

(26,950)

–

On 8 August 2005 the Parent acquired 18,094,065 units (representing a one-third interest) in Cromwell TGA Planned Investment 
(“TGA”), a scheme for which a subsidiary of the Parent acts as the responsible entity. TGA owns an investment property at 
Symonston, ACT which is leased by a Commonwealth Government authority, Therapeutic Goods Administration. The purchase 
price of $26.95 million was funded in part by the assignment of the vendor’s interest in a bank loan of $13.5 million which was 
secured by a charge over the underlying property. The balance of the purchase price was funded by the issue of fixed interest 
debentures issued by a subsidiary of the Parent to the Trust.

At the same time the Parent entered into an option agreement to sell its one-third interest in TGA to the Trust. The selling price 
of the Parent’s units in TGA under the option agreement was determined by an independent valuation of the property which was 
completed when a market review of the underlying lease had been finalised. On 23 December 2005 the option was exercised 
and the Parent sold its units in TGA for $26.95 million and assigned the bank loan of $13.5 million to the Trust. The fixed interest 
debentures were also repaid at settlement. During the period the Parent held its interest in TGA it received distributions of 
$810,000 and paid interest of $338,000 on the bank loan and $489,000 on the fixed interest debentures.

10.  Derivative Financial Instruments

Interest rate swaps – at fair value

13,498

–

–

–

Loans of the Group bear variable interest rates as disclosed in note 23. It is policy to protect part of the loans from exposure to 
increasing interest rates. Accordingly, the Group has entered into interest rate swap contracts under which it receives interest at 
variable rates and pays interest at fixed rates. 

3

Notes to the Financial Statements continued

Swaps in place at balance date cover approximately 54% (2006: nil%) of the loan principal outstanding. The fixed interest rates 
range between 4.7% and 5.9% and the variable rates are between 0.2% and 0.8% above the 30 day bank bill swap bid rate which at 
balance date was 6.4%.

At 30 June 2007, the notional principal amounts and periods of expiry of the interest rate swap contracts are as follows:

Less than 1 year

1-2 years

2-3 years

3-4 years

4-5 years

Greater than 5 years

Consolidated

2007

$’000

5,820

99,450

15,060

76,745

–

118,180

315,255

2006

$’000

–

–

–

–

–

–

–

The contracts require settlement of net interest receivable or payable, generally every 30 days. The contracts are settled on 
a net basis. At balance date these contracts represented assets with fair value of $13,498,000 (2006: $nil). During the year 
ended 30 June 2007 there was an increase in fair value of $4,610,000 (2006: $nil). Credit risk arises from the potential failure of 
counterparties to meet their obligations under the respective contracts. This arises with amounts receivable from unrealised 
gains on derivative financial instruments. The Group currently undertakes all its transactions in interest rate contracts with one 
financial institution.

The Group’s exposure to interest rate risk and the effective weighted average interest rate by maturity periods is set out in note 23.

11.  Inventories

Current

Development property – at cost

Land – at cost

Construction costs

Capitalised interest

Non-current

Development property – at cost

Land – at cost

Construction costs

Capitalised interest

Consolidated

Parent

2007
$’000

2006
$’000

2007
$’000

2006
$’000

9,540

1,848

625

12,013

–

–

–

–

–

–

–

–

9,540

169

339

10,048

1,140

–

–

1,140

–

–

–

–

–

–

–

–

1,140

–

–

1,140

At balance date the development property, which is situated at Bundall, Queensland, was subject to put and call options with an 
expected settlement date in October 2007 (refer note 43).

Assets pledged as security

The Group has a loan secured by a registered first mortgage over the development property (refer note 23).



12.  Other Current Assets

Prepayments

Deposits and other assets

13.  Investment Properties Classified as Held for Sale

Investment properties – at fair value

Movement in assets held for sale

Balance 1 July

Transfer from investment properties

Balance 30 June

Consolidated

Parent

2007
$’000

1,108

–

1,108

156,452

–

156,452

156,452

2006
$’000

194

116

310

2007
$’000

–

–

–

2006
$’000

8

116

124

–

–

–

–

–

–

–

–

–

–

–

–

At balance date the investment property at 59 Goulburn Street, Sydney was subject to a sale contract which settled on 23 July 
2007 (refer to note 43). The Bundall Corporate Centre investment property was subject to put and call options at 30 June 2007 
with an expected settlement date in October 2007 (refer note 43).

As the investment properties are carried at fair value no material gain or loss on disposal is expected. The investment properties 
are included in the property investment segment in note 39.



Notes to the Financial Statements continued

14.  Investment Properties

Investment properties – at fair value

Movement in investment properties

Consolidated

Parent

2007
$’000

2006
$’000

927,113

–

2007
$’000

–

2006
$’000

–

Reconciliation of the carrying amounts of investment properties at beginning and end of the financial year is set out below:

Balance at 1 July

Balances assumed at stapling (refer note 33)

Additions at cost:

• 

• 

• 

Acquisition price

Transaction costs

Improvements

Disposal - property held by the Trust

Disposal – property held by subsidiary (refer note 34)

Deconsolidation of CPF (refer note 34)

Transfer to assets held for sale

Straight-lining rentals

Lease incentives

Leasing costs

Net gain/(loss) from fair value adjustments

Balance at 30 June

–

1,388,280

22,725

1,356

1,224

(27,283)

(23,968)

(350,985)

(156,452)

1,374

493

570

69,779

927,113

Amounts recognised in profit and loss for investment properties 

Rental from investment properties

Direct operating expense from property that generated rental income

60,702

(11,923)

48,779

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

Assets pledged as security

Loans (refer note 23) are secured by fixed and floating charges over each investment property plus charges over any building 
document, lease document, performance bond and bank guarantee in addition to a real property mortgage over each property.

Leases as a lessor

The investment properties are generally leased to tenants on long term operating leases with rentals payable monthly. Minimum 
lease payments under the non-cancellable operating leases of the investment properties not recognised in the financial 
statements are receivable as follows:

Within one year

Later than one year but not later than five years

Later than five years

81,020

223,065

114,200

418,285

–

–

–

–

–

–

–

–

–

–

–

–



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8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Financial Statements continued

Valuation basis

Independent valuations of properties were carried out by qualified valuers with relevant experience in the types of property being 
valued. Independent valuations are carried out at least every two years.

The value of investment properties is measured on a fair value basis, being the amounts for which the properties could be 
exchanged between willing parties in an arm’s length transaction, based on current prices in an active market for similar 
properties in the same location and condition and subject to similar leases. In assessing the value of the investment properties, 
the independent valuers have considered both discounted cash flow and capitalisation methodologies.

15.  Available-for-sale Financial Assets

Consolidated

Parent

Interests in managed investment schemes

 •  Cromwell Mary Street Planned Investment

 •  Cromwell Diversified Property Trust

Movement in available-for-sale financial assets:

Balance at 1 July

Reclassification other financial assets, at cost

Adjustment to fair value on adoption of AASB 132 and AASB 139:

 •  Interests in Cromwell Mary Street Planned Investment

 •  Interests in Cromwell Diversified Property Trust

Revaluation – fair value adjustment 

Consolidation adjustment upon stapling (note 33)

2007
$’000

–

–

–

3,213

–

–

–

1,695

(4,908)

2006
$’000

2,938

275

3,213

–

1,389

889

175

760

–

2007
$’000

2006
$’000

–

275

275

275

–

–

–

–

–

–

275

275

–

100

–

175

–

–

275

Balance at 30 June

–

3,213

275

Under AGAAP the Group’s investment in Cromwell Mary Street Planned Investment was recognised at cost whereas under AASB 
139 the investment was reclassified as available-for-sale and measured at fair value. At 1 July 2005 the difference between the 
asset’s fair value and its carrying value of $889,000 was recognised directly in equity, net of tax of $267,000.

Available-for-sale financial assets are fully eliminated on consolidation following stapling on 19 December 2006.

16.  Investments in Jointly Controlled Entity and Associate

The Group has an investment in a jointly controlled entity, Cromwell TGA Planned Investment (“TGA”), and an associate, Cromwell 
Property Fund (“CPF”). The CPF was originally a controlled entity. Control was lost in February 2007 following the issue of units, 
by the CPF, to external unitholders (refer note 34).

These entities were formed in Australia and their principal activity is property investment. The Group holds a two-thirds interest in 
TGA which is held by the Trust. The remaining one-third interest is held by an external investor. The Group exercises joint control 
over TGA, but neither the Group nor the other investor has control in its own right, irrespective of their ownership interest, as both 
the Group and the other investor must consent to the strategic, financial and operating decisions relating to TGA. The investments 
are accounted for in the consolidated financial statements using the equity method of accounting. Information relating to the 
investments is detailed below:



Notes to the Financial Statements continued

Equity accounting information

Investments accounted for using the equity method:

TGA – jointly controlled entity

CPF – associate (1)

Ownership Interest

Consolidated

2007
%

67%

22%

2006
%

–

–

2007
$’000

52,349

13,896

66,245

2006
$’000

–

–

–

(1)  Controlled entity from 19 December 2006. Associate and deconsolidated from 12 February 2007 (refer note 34).

Movement in the carrying value of the Group’s interest in its investments accounted for using the equity method during the 2007 
financial year was as follows:

2007 – Consolidated

Investments acquired on stapling (refer note 33)

Transfer from controlled entity (refer note 34)

Gain on dilution (1)

Share of profit 

Distributions received

Balance 30 June 2007

CPF

$’000

–

7,921

6,341

244

(610)

13,896

TGA

$’000

52,211

–

–

2,174

(2,036)

52,349

Total

$’000

52,211

7,921

6,341

2,418

(2,646)

66,245

(1)   The gain on dilution of $6.341 million was recognised on the basis of the Group’s interest in the net assets attributable to unitholders of the CPF 

increasing since deconsolidation following the raising of additional funds from external unitholders.

Details of the Group’s share of jointly controlled entity’s/associate’s financial information at balance date are as follows:

Assets

Investment properties – at fair value

Other assets

Liabilities

Borrowings

Other liabilities

Net assets attributable to members

Revenue

Profit attributable to members (1)

CPF

$’000

84,291

8,440

(76,944)

(1,891)

13,896

6,938

244

TGA

$’000

52,068

406

–

(125)

52,349

2,367

2,174

Total

$’000

136,359

8,846

(76,944)

(2,016)

66,245

(1)  Represents share of profit during the period the interest was accounted for using the equity method.

0

The reporting dates of the jointly controlled entity and associate are the same as for the Group.  The proportion of voting power 
held equates to the proportion of ownership interest held except for TGA for which both the Group and the other investor must 
consent to the strategic, financial and operating decisions.  The jointly controlled entity and associate do not recognise income tax 
expense or liabilities given their nature.

Investments in equity accounted entities are initially accounted for (recognised) at cost by the relevant entity holding the interest.  
The carrying amount is reduced where the fair value of the underlying interest, primarily representing an indirect interest in a 
share of an investment property, is less than cost or the equity accounted carrying amount.

There were no investments in jointly controlled entities or associates in 2006 or by the parent.

17.  Investments in Controlled Entities

Shares in subsidiaries – at cost

Shares in Subsidiaries

Name

Cromwell Property Securities Limited 

Cromwell Property Services Pty Ltd 

Marcoola Developments Pty Ltd

Votraint No. 662 Pty Ltd

Peels Trust

Cromwell Capital Limited 

Cromwell Finance Limited

Cromwell Operations Pty Ltd 

Bundall Corporate Centre Holdings Pty Ltd

Bundall Corporate Centre Partnership

Consolidated

Parent

2007
$’000

-

2006
$’000

-

2007
$’000

475

2006
$’000

475

Country of

Formation

Equity Holding

Parent’s Investment

2007

%

2006

%

2007

$’000

2006

$’000

Carrying Value of

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Australia

100

100

100

100

100

100

100

100

50

50

100

100

100

100

100

100

100

100

50

50

345

–

30

–

–

–

345

–

30

–

–

–

100

100

–

–

–

–

–

–

475

475



Notes to the Financial Statements continued

Trust and its Controlled Entities

Name

Cromwell CMBS Pty Ltd

Cromwell Loan Note Pty Ltd

Cromwell Holding Trust No 1

Cromwell Holding Trust No 2 

Cromwell Holding Trust No 4

Cromwell Property Fund

Terrace Office Park Property Trust/Planned Investment

Cromwell Mary Street Property Trust/Planned Investment

Cromwell Goulburn Street Property Trust/Planned Investment

Cromwell Northbourne Planned Investment

Cromwell Planned Investment #3

Country of

Formation

Equity Holding

2007
%

2006
%

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Australia

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*

*   The Trust and its controlled entities listed above are consolidated as part of the Group as required under accounting standards (refer to note 1(b)). 
The Trust owns 100% of each of its controlled entities except for Cromwell Mary Street Planned Investment for which it owns 92%. The other 8% is 
held by a subsidiary of the parent (being Cromwell Property Securities Limited). The units in the Trust are stapled with the shares of the parent as 
described in note 33.

Cromwell Property Securities Limited (“CPS”) holds an Australian Financial Services Licence (AFSL) and acts as responsible 
entity for the managed investment schemes managed by the Group. The AFSL requires CPS to maintain net tangible assets of $5 
million. As such CPS is restricted from paying dividends to the parent entity that would breach its licence conditions. Refer also to 
note 35.

Bundall Corporate Centre Holdings Pty Ltd (“BCCH”) is the nominee for the Bundall Corporate Centre Partnership which the 
parent entity holds a 50% interest but controls through the appointment of a chairman with a casting vote. The partnership was 
formed during the 2006 financial year to lease property at Bundall on the Gold Coast from Cromwell Diversified Property Trust. 
Under the arrangement the partnership was to develop the land (included in inventories – note 11). However, at 30 June 2007 the 
property was subject to put and call options with an expected settlement date in October 2007. Any profit earned will be shared 
between the parent and the outside joint venture partner. Apart from the holding of the land, the partnership has had no other 
significant trading. In particular, it has had no significant revenue, expense or equity contributions.



 
18.  Other Financial Assets

Non-current

Convertible financing units

Consolidated

Parent

2007

$’000

2006

$’000

2007

$’000

2006

$’000

61,250

–

–

–

The Group holds 61,250,000 (2006: nil) convertible financing units (CFUs). CFUs are a debt instrument issued by the Cromwell 
Property Fund (“CPF”). All CFUs on issue are held by the Group and were issued at $1 each and are repayable at $1 each. CFUs 
have been issued by CPF to fund the acquisition of investment properties, and are expected to be repaid by the maturity date of 
3 July 2008 from the proceeds of the issue of ordinary units by CPF. CFUs earn interest at a floating rate equal to the bank bill 
swap rate, plus a margin of 0.70%, which equated to a rate of 7.1% at 30 June 2007. The net fair values of other financial assets 
approximate their carrying values.

19.  Property Plant and Equipment

Property under construction – at cost

8,507

–

Leasehold improvements – at cost

Accumulated depreciation

Plant and equipment – at cost

Accumulated depreciation

Plant and equipment under finance lease – at cost 

Accumulated depreciation

697

(213)

484

990

(525)

465

514

(176)

338

9,794

691

(158)

533

868

(374)

494

512

(136)

376

1,403

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

3

Notes to the Financial Statements continued

Reconciliations of the carrying amounts of each class of property, plant and equipment are set out below.

Property Under 
Construction 

Leasehold 
Improvements 

$’000

$’000

Plant and Equipment

Owned
$’000

Under Lease
$’000

533

8

–

(57)

484

425

171

–

(63)

533

–

–

494

172

(38)

(163)

465

444

206

–

(156)

494

–

–

376

2

–

(40)

338

407

16

–

(47)

376

–

–

Consolidated

Carrying amount at 1 July 2006

Additions

Disposals

Depreciation

Carrying amount at 30 June 2007

Carrying amount at 1 July 2005

Additions

Disposals

Depreciation

Carrying amount at 30 June 2006

Parent

Carrying amount at 30 June 2007

Carrying amount at 30 June 2006

(1)  Represented by:

Acquired on stapling

Additions at cost

• Acquisition price

• Transaction costs

• Construction costs

• Holding costs

• Capitalised interest

–

33,004 (1)

(24,497) (2)

–

8,507

–

–

–

–

–

–

–

2007
$’000

24,163

7,100

364

225

866

286

33,004

(2)  Disposal of $24,497,000 was recognised on sale of units in Cromwell Accumulation Fund – refer note 34.

Assets pledged as security

Loans (refer note 23) are secured by a registered floating charge over the assets of the Trust.

Total

$’000

1,403

33,186

(24,535)

(260)

9,794

1,276

393

–

(266)

1,403

–

–



 
 
20.  Deferred Tax Assets

Deferred tax assets

Deferred tax assets and liabilities are attributable to the following:

Receivables

Interests in managed investment schemes

Plant and equipment

Payables

Employee benefits

Provisions

Lease incentives

Other

Tax losses recognised

Movement in deferred tax assets

Balance 1 July

Change on adoption of AASB 132 & AASB 139

• Reserve – available-for-sale financial assets

• Accumulated losses

Reduction in current tax liability on use of tax losses previously 
recognised
Credited to income statement

Prior year tax losses recognised (note 6)

Charged to reserve (note 28)

Balance 30 June

Consolidated

Parent

2007
$’000

5,005

675

(1,562)

–

86

186

30

1

–

5,589

5,005

2006
$’000

3,902

127

(720)

(2)

19

137

28

13

12

4,288

3,902

2007
$’000

5,860

284

(13)

–

–

–

–

–

–

2006
$’000

4,357

75

(6)

–

–

–

–

–

–

5,589

5,860

4,288

4,357

3,902

2,569

4,357

2,931

–

–

(1,569)
311

2,870

(509)

5,005

(267)

120

(1,658)
357

3,009

(228)

3,902

–

–

(1,569)
202

2,870

–

5,860

–

–

(1,643)
75

2,994

–

4,357

The benefit of temporary differences and prior year tax losses recognised as a deferred tax asset was based on projected earnings 
over a limited period that the directors considered to be probable. Projected earnings have been re-assessed at each reporting 
date. There remains a significant amount of tax losses that have not been recognised as a deferred tax asset (refer note 6). 

21.  Intangible Assets

Software – at cost

Accumulated amortisation

849

(481)

368

686

(347)

339

–

–

–

–

–

–

Software has been acquired externally. Amortisation of software is included in amortisation/depreciation expense in the income 
statement.

Reconciliations of the carrying amounts of software are set out below:

Carrying amount at 1 July 

Additions – acquired separately

Disposals

Amortisation

Carrying amount at 30 June 

339

230

(47)

(154)

368

271

182

–

(114)

339

–

–

–

–

–

–

–

–

–

–



Notes to the Financial Statements continued

22.  Trade and Other Payables

Trade payables and accruals

Security deposits

Consolidated

Parent

2007
$’000

13,530

390

13,920

2006
$’000

2,932

–

2,932

2007
$’000

181

–

181

2006
$’000

660

–

660

Trade and other payables are generally unsecured, non-interest bearing and paid within 30-60 days of recognition. 

The net fair values of trade and other payables approximate their carrying values.

23.  Borrowings

Current

Secured

Loans – financial institutions

Debentures 

Lease liabilities

Non-Current

Secured

Commercial mortgage backed security notes

Debentures 

Lease liabilities  - development property

- other

Unsecured

Property preference shares

144,106

9,812

75

153,993

427,993

4,692

–

77

432,762

211

432,973

–

9,827

104

9,931

–

10,129

8,400

151

18,680

211

18,891

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

211

211

211

211

Commercial Mortgage Backed Security (“CMBS”) Note Issue

The CMBS facility, repayable in April 2009, is secured by first registered mortgages cross-collateralised over investment 
properties held by the Group (refer note 14) and a registered floating charge over the assets of the Trust. Interest is payable to the 
note holders monthly in arrears at variable rates based on a margin over the 30 day BBSW rate which was 6.33% at balance date.

The CMBS note issue of $429 million (face value) comprises five tranches rated by Standard and Poors, comprising 266 million 
Class A notes (AAA), 42 million Class B notes (AA), 43 million Class C notes (A), 56 million Class D notes (BBB) and 22 million 
Class E notes (BBB-). Of the $429 million raised through the CMBS note issue, $288 million is effectively at fixed interest rates 
through interest rate swap arrangements (refer note 10).



 
 
 
Financial Institution Loans

Details regarding financial institution (bank) loans at balance date are as follows:

Loan on investment in Cromwell TGA Planned Investment (see note 16)

Amount

Security

$27 million

First registered mortgage over the TGA property and a registered floating charge over the assets of the TGA 
(these assets are reflected in the carrying value of the investment in jointly controlled entity)

Maturity date

October 2007

Interest rate

6.89% variable (the loan is effectively fixed through interest rate swap arrangements to 10/08/2010)

Loan on development property (see note 11)

Amount

Security

$5.95 million

First registered mortgage over the development property and a registered floating charge over the assets of 
the Trust specific to the development property

Maturity date

October 2007

Interest rate

6.94% variable 

Loans over investment properties held by Syndicates

Amount

Security

$111.6 million

First registered mortgages over Syndicate investment properties (excluding Northbourne property which is 
included as security for the CMBS) and a registered floating charge over the assets of the Trust

Maturity date

October 2007

Interest rate

6.94% variable

The amount of the CMBS note issue and loans shown above comprise the gross value of the respective borrowings. 
Under accounting standards the amounts recognised in the balance sheet are net of transaction costs which are subsequently 
amortised using the effective interest method.

Debentures

Cromwell Finance Limited (“CFL”), a controlled entity, has issued a prospectus for the issue of up to $50 million (2006: 
$30 million) of fixed interest debentures. The term of the debentures varies between 1 – 3 years. The debentures are secured 
by a first ranking charge over all of the assets of CFL. The assets of CFL comprise cash and cash equivalents of $381,000 (2006: 
$8,855,000), loans receivable from other Group entities of $14,718,000 (2006: $7,618,000) and loans receivable from other persons 
of $nil (2006: $3,725,000). Payment of interest and principal is guaranteed by Cromwell Corporation Limited. The proceeds of the 
debentures are principally used to assist in property and property finance related transactions. The interest rate is fixed for the 
term of each debenture and is payable at an effective rate of 8% (2006: 8-9%). Interest is payable monthly in arrears and principal 
is repayable at varying times throughout the year on maturity of the relevant debentures.

Lease Liabilities

Lease liabilities are effectively secured as the rights to the relevant assets (being leased property, plant and equipment) revert to 
the lessor or financier in the event of default.

The development property lease liabilities recognised by the Group in 2006 are now eliminated on consolidation as a result of the 
stapling transaction in December 2006 (as the lessee and lessor both form part of the Group).



Notes to the Financial Statements continued

Finance Facilities

The Group has no unused finance facilities.

Interest Rate Risk

The Group’s exposure to interest rate risk and the effective weighted average interest rate by maturity periods is set out in the 
following table.

Fixed interest rate maturing in

Floating 
interest rate
$’000

1 year  
or less
$’000

Over 1  
to 2 years
$’000

Over 2  
to 3 years
$’000

Over 3  
to 4 years
$’000

Over 4  
to 5 years
$’000

Over  
5 years
$’000

Total 

$’000

2007

CMBS note issue

Financial institution loans

Debentures

Lease liabilities

Property preference shares

Interest rate swaps *

427,993

144,106

–

–

–

–

–

–

–

9,812

4,692

75

211

77

–

–

–

–

–

–

–

–

–

–

–

(315,255)

5,820

99,450

256,844

15,918

104,219

15,060

15,060

76,745

76,745

Weighted average interest rate %

6.28%

6.81%

5.45%

5.59%

5.50%

2006

Debentures

Property development lease

Lease liabilities

Property preference shares

Weighted average interest rate %

*  notional principal amounts

–

–

–

–

–

–

9,827

10,129

–

104

–

–

151

211

9,931

10,491

8.4%

8.4%

–

–

–

–

–

–

–

–

–

–

–

–

The net fair values of borrowings approximate their carrying values.

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

118,180

427,993

144,106

14,504

152

211

–

118,180

586,966

–

5.81%

–

19,956

8,400

8,400

–

–

255

211

8,400

28,822

10.0%

8

 
24.  Dividends/Distributions Payable

Dividends/distributions payable

Dividends/distributions

Consolidated

Parent

2007
$’000

15,740

2006
$’000

–

2007
$’000

5,590

2006
$’000

–

The dividends/distributions payable relates to the final June 2007 dividend/distribution for the Group, declared with a record date 
of 29 June 2007 and paid 31 August 2007 (refer note 31).

25.  Provisions

Current
Employee benefits

Non-Current

Employee benefits

Restoration

Restoration

526

94

100

194

394

62

92

154

–

–

–

–

–

–

–

–

The Group’s operating leases of its premises requires the asset to be returned to the lessor in a lease stipulated condition. The 
operating lease payments do not include an element for the refurbishment costs. A provision for refurbishment costs (make good 
obligations) is recognised over the period of the lease, measured at each reporting date as the expected cost of returning the 
asset to its agreed condition. Movements in provision for restoration were as follows:

Balance 1 July

Additional provisions recognised

Unused amounts reversed

Balance 30 June

26.  Other Current Liabilities

Lease incentive

Unearned income

Unearned income comprises rent paid in advance by tenants.

92

8

–

100

3

3,859

3,862

84

8

–

92

44

–

44

–

–

–

–

–

–

–

–

–

–

–

–

–

–



Notes to the Financial Statements continued

27.  Contributed Equity

Consolidated

Parent

2007
$’000

2006
$’000

2007
$’000

2006
$’000

Share Capital

698,783,980 (2006: 152,329,146) fully paid ordinary shares

43,347

42,391

43,347

42,391

Effective 1 July 1998, the corporations legislation in place abolished the concepts of authorised capital and par value shares. 
Accordingly, the Company does not have authorised capital or par value in respect of its issued shares.

Movements in ordinary share capital

Balance – 30 June 2005

Purchase of treasury shares by ESOP

Issue of treasury shares to employees for cash on exercise of options

Balance – 30 June 2006

Issue of treasury shares to employees for cash on exercise of options

Reconstruction of issued equity on a 0.8879:1 basis prior to stapling – refer note 33

Issue of shares for stapling – refer note 33

Shares issued as payment to advisor

DRP issue – 20 March 2007 (1)

DRP issue – 21 May 2007 (1)

Issue of treasury shares to employees for cash on exercise of options

No. of Shares

151,697,896

(500,000)

500,000

506,250

125,000

{

152,329,146

3,145,000

(17,428,250)

556,969,129

695,015,025

462,963

1,485,360

1,718,992

101,640

$’000

42,339

(200)

50

152

50

42,391

748

–

139

43,278

8

28

32

1

Balance – 30 June 2007

698,783,980

43,347

(1)   The Group has established a distribution reinvestment plan (DRP) under which stapled securityholders may elect to have all or part of their 

dividend/distribution entitlements satisfied by the issue of new stapled securities rather than being paid in cash.

The basis of allocation of the issue price of stapled securities issued post stapling is determined by agreement between the 
Company and the Trust as set out in the Stapling Deed.
Treasury shares are held by the Employee Share Ownership Plan (ESOP) (refer note 42). Total number of fully paid ordinary shares 
at balance date comprises:

2007

Number

698,783,980

936,096

699,720,076

2006

Number

152,329,146

4,313,750

156,642,896

Ordinary shares as shown above

Treasury shares held by ESOP

0

Stapled Securities

The ordinary shares of the Company are stapled with the units of the Trust. These entitle the holder to participate in dividends and 
distributions as declared from time to time and the proceeds on winding up. On a show of hands every holder of stapled securities 
present at a meeting in person, or by proxy, is entitled to one vote, and upon a poll each stapled security is entitled to one vote.

A reconciliation of the stapled number of ordinary shares of the Company and ordinary units of the Trust is as follows:

Ordinary shares / ordinary units

Treasury stapled securities held by ESOP *

Unstapled units (held by the Company)

Company
Number

Trust
Number

698,783,980

699,995,182

936,096

–

–

(275,106)

699,720,076

699,720,076

*  The ESOP holds a similar number of Trust units which are included in the total of 699,995,182 units.

Options

Information relating to the Employee Share Ownership Plan (ESOP), including details of options issued, exercised and lapsed 
during the financial year, is set out in note 42.

28.  Reserves

Share based payments

Available-for-sale financial assets

Movements in reserves

Share based payments

Balance 1 July

Options expensed 

Balance 30 June

Consolidated

Parent

2007

$’000

610

2,340

2,950

328

282

610

2006

$’000

328

1,154

1,482

36

292

328

2007

$’000

2006

$’000

610

–

610

328

282

610

328

–

328

36

292

328

The share based payments reserve is used to recognise the fair value of options issued for goods and services including employee 
services.

Available-for-sale financial assets

Balance 1 July

1,154

–

Adjustment on adoption of AASB 132 and AASB 139:
 •  gross
 •  deferred tax

Revaluation: 
 •  gross
 •  deferred tax

Balance 30 June

–
–

1,154

1,695
(509)

2,340

889
(267)

622

760
(228)

1,154

–

–
–

–

–
–

–

–

–
–

–

–
–

–



 
 
 
 
 
 
 
 
Notes to the Financial Statements continued

Changes in the fair value of investments classified as available-for-sale are taken to the available-for-sale financial assets reserve. 
Amounts are recognised in profit or loss when the associated assets are disposed/sold or impaired. The balance at year end 
comprises a reserve of a subsidiary attributable to its pre-stapling interest in a Syndicate which continues to be held.

29.  Accumulated Losses

Movements in accumulated losses

Accumulated losses 1 July

Adjustment on adoption of AASB 132 and AASB 139, net of tax (1)

Net profit for the year

Dividends paid/payable

Accumulated losses 30 June

Consolidated

Parent

2007
$’000

2006
$’000

2007
$’000

2006
$’000

(27,248)

(32,605)

(30,115)

(34,875)

–

8,620

(12,584)

(31,212)

(280)

7,894

(2,257)

(27,248)

–

6,362

(12,584)

(36,337)

–

7,017

(2,257)

(30,115)

(1)  This adjustment related to remeasurement of a receivable in accordance with AASB 139 upon its adoption.

30.  Minority Interests

Minority interests in:

Contributed equity

Reserves

526,145

131,834

657,979

–

–

–

Application of AASB Interpretation 1002 Post-Date-of-Transition Stapling Arrangements and AASB 3 Business Combinations 
requires, for stapling arrangements which do not involve one of the combining entities obtaining an ownership interest in another 
combining entity, the net assets and profit or loss of the consolidated acquiree to be identified as minority interests. Even though 
the interests of the equity holders of the identified acquiree (the Trust) are treated as minority interests (as above) the equity 
holders of the acquiree are also equity holders in the acquirer (the Company) by virtue of the stapling arrangement.

Up to 1 June 2007 the minority interests in contributed equity and reserves were recorded as a liability, net assets attributable to 
unitholders. On 1 June 2007 the constitution of the Trust was amended and net assets attributable to unitholders were transferred 
to contributed equity and reserves. A reconciliation of the movement is as follows:

Opening net assets attributable to unitholders – note 33

Distributions before 1 June 2007 – note 31

Unitholders’ finance costs

Other

Reclassified on 1 June 2007:

Transfer to contributed equity

Transfer to reserves



$’000

583,970

(20,928)

98,265

(276)

661,031

526,119

134,912

661,031

31.  Dividends/Distributions

Dividends paid/payable
Final dividend for the year ended 30 June 2005 of 1.5 cents per fully paid ordinary share paid 
on 15 November 2005:
 •  Fully franked based on tax paid @ 30% - 0.5 cents per share

 •  Unfranked – 1.0 cents per share

Final dividend for the year ended 30 June 2006 of 4.5 cents per fully paid ordinary share paid 
on 12 October 2006:
 •  Fully franked based on tax paid @ 30% - 1.5 cents per share

 •  Unfranked – 3.0 cents per share

Interim dividend (stapling) of 0.1 cents per fully paid ordinary share paid on 18 December 2006 
(fully franked based on tax paid @ 30%) (1)
Final dividend for the year ended 30 June 2007 of 0.8 cents per fully paid ordinary share, 
declared with a record date of 29 June 2007 and paid on 31 August 2007:
 •  Fully franked based on tax paid @ 30% - 0.27 cents per share

 •  Unfranked – 0.53 cents per share

Dividends not recognised at year end

In the current year the final dividend of 0.8 cents per fully paid ordinary share was declared 
prior to year end with a record date of 29 June 2007. In 2006, after the year end, the directors 
declared the payment of a final dividend of 4.5 cents per fully paid ordinary share, partly 
franked (1.5 cents) based on the tax paid at 30%. The aggregate amount of proposed dividend 
paid out of the profit for the 2006 year, but not recognised as a liability at 30 June 2006, was:

(1)  Applied to subscribe for units in Cromwell Diversified Property Trust on behalf of shareholders.

Parent

2007

$’000

2006

$’000

–

–

752

1,505

2,285

4,570

139

1,863

3,727

–

–

–

–

–

12,584

2,257

–

6,855

Franked dividends
Franking credits available for subsequent financial years based on a tax rate of 30% (2006 
– 30%)

63

1,033

The above amounts represent the balance of the franking account as at the end of the financial year, adjusted for:

(a)  franking credits that will arise from the payment of the amount of the provision for income tax;

(b)  franking debits that will arise from the payment of dividends recognised as a liability at the reporting date, and

(c)  franking credits that will arise from the receipt of dividends recognised as receivables at the reporting date.

The impact on the franking account of the dividend recommended by the directors since year end, but not recognised  
as a liability at year end, will be a reduction in the franking account of $nil (2006: $982,000).

3

Notes to the Financial Statements continued

Distributions paid/payable by the Trust
At stapling

Interim stapling distribution of 0.025 cents per fully paid ordinary unit  
paid on 18 December 2006 (1)
After stapling up to 1 June 2007 (2)

Interim distribution of 1.5 cents per fully paid stapled security paid on 20 March 2007

Interim distribution of 1.5 cents per fully paid stapled security paid on 21 May 2007

After 1 June 2007 (3)

Final distribution for the year ended 30 June 2007 of 1.45 cents per fully paid stapled security, 
declared with a record date of 29 June 2007 and paid on 31 August 2007

Consolidated

2007

$’000

2006

$’000

139

10,458

10,470

20,928

10,150

–

–

–

–

–

(1)  Applied to subscribe for shares in Cromwell Corporation Limited on behalf of unitholders.
(2)   These distributions are included in unitholders’ finance costs in the income statement. This treatment is due to the limited life of the Trust up to 

1 June 2007.

(3)  This distribution is recognised in the consolidated statement of changes in equity due to the amendment of the Trust’s constitution on 1 June 2007.
(4)  All distributions from the Trust are unfranked.

The determination of the Trust’s distributable income excludes unrealised gains including fair value increments to investment 
properties.

Dividends/distributions paid in cash, payable at balance date or satisfied by the issue of securities under the reinvestment plan 
during the year were as follows:

Paid in cash (1)

Satisfied by issue of securities (2)

Payable at balance date 

(1)  Excludes distributions paid at stapling.
(2)  Recognised, in part, by both the Company and the Trust.

Consolidated

Parent

2007
$’000

24,232

3,690

15,740

43,662

2006
$’000

2,257

–

–

2,257

2007
$’000

6,994

–

5,590

12,584

2006
$’000

2,257

–

–

2,257



32.  Earnings per Share

Basic earnings per share

Diluted earnings per share

Earnings used to calculate basic and diluted earnings per share

Profit for the year

Profit attributable to minority interest

Profit attributable to ordinary equity holders of the company used in 
calculating basic/diluted earnings per share

Weighted average number of ordinary shares used in calculating  
basic earnings per share
Effect of dilutive securities:

- Director and employee share options

Weighted average number of ordinary shares and potential ordinary 
shares used in calculating diluted earnings per share

Consolidated

2007

1.24¢

1.24¢

2006

1.14¢

1.14¢

$’000

$’000

15,692

(7,072)

7,894

–

8,620

7,894

Number of 
Shares

Number of 
Shares

694,363,728

690,907,268

682,365

1,989,777

695,046,093

692,897,045

Options granted under the Employee Share Ownership Plan are considered to be potential ordinary shares and have been 
included in the determination of diluted earnings per share to the extent to which they are dilutive. The options have not been 
included in the determination of basic earnings per share. Details relating to the options are set out in note 42.

The weighted average number of ordinary shares used in calculating basic and diluted earnings per share includes adjustments 
for the pre-stapling reconstruction and stapling issue of 556,969,129 ordinary shares as these transactions were not associated 
with a corresponding change in resources. Prior year comparatives have also been adjusted.



Notes to the Financial Statements continued

33.  Business Combination / Stapling

(a)  Summary of Acquisition

On 19 December 2006 the Company, under the provisions of a Stapling Deed, stapled all its issued ordinary shares with the issued 
units of the Trust to form the Cromwell Group. Prior to the stapling, between 13 December 2006 and 15 December 2006, the 
Trust merged with five other Cromwell managed investment schemes collectively referred to as the Syndicates. These Syndicates 
were Cromwell Mary Street Planned Investment, Terrace Office Park Planned Investment, Cromwell Planned Investment No. 3, 
Cromwell Northbourne Planned Investment and Cromwell Goulburn Street Planned Investment. Each of these Syndicates also 
had an associated trust, which also participated in the Merger.

On 19 December 2006 each Company share was consolidated into 0.8879 restructured shares. A stapling dividend of $0.001 was 
paid to each shareholder for each restructured share held. The Company, on behalf of each shareholder, applied the stapling 
dividend to subscribe for one unit in the Trust for $0.001 each. On receipt of the subscription amount, Cromwell Property 
Securities Limited (“CPS”), a 100% owned subsidiary of the Company and the Responsible Entity of the Trust, issued to each 
shareholder one unit in the Trust for each restructured share held. In addition, on 19 December 2006, the Trust paid a stapling 
distribution to each unitholder of the Trust of $0.00025 per unit. CPS, on behalf of the unitholders of the Trust, applied the stapling 
distribution to subscribe for one restructured share in the Company for $0.00025 each. On receipt of the subscription amount, the 
Company issued to each unitholder one share in the Company for each unit held.

The provisions of the Stapling Deed, the Company Replacement Constitution and amended Trust Constitution together took effect 
from 19 December 2006 and by operation of these documents each restructured share became stapled to one Trust unit.

For relevant stapling arrangements Australian Accounting Standards require an acquirer to be identified and the general 
principles in AASB 3 Business Combinations to be applied. In relation to the stapling of the Company and the Trust, the Company 
has been identified as the acquirer. The following additional accounting principles have also been applied:

(i)   no goodwill has been recognised on acquisition of the Trust because no direct ownership interest was acquired by the 

Company in the Trust;

(ii)   the equity issued by the Company to the Trust unitholders to give effect to the transaction is recognised at the dollar value 

of the consideration paid by the Trust unitholders. This is because the issue of shares by the Company was administrative in 
nature rather than for the purposes of the Company acquiring an ownership interest in the Trust. The consideration paid by 
the Trust unitholders was a nominal amount of $139,242. The issue of units by the Trust to the Company shareholders was 
treated similarly; and

(iii)  the issued units of the Trust are not owned by the Company. As the Trust was a limited life trust its issued units were treated 
as a liability rather than equity until amendment of the Trust constitution on 1 June 2007 and were presented as net assets 
attributable to unitholders in the balance sheet. Following the amendment to the Trust’s constitution the net assets of the 
Trust are now identified as minority interests and presented as such in the consolidated balance sheet within equity.

The Trust contributed revenue and other income of $150,375,000 and profit before unitholders’ finance costs of $107,199,000 to 
the Group for the period from 19 December 2006 to 30 June 2007. It also contributed net profit of $7,072,000 to the Group for the 
same period. If the acquisition had occurred on 1 July 2006, consolidated revenue and other income and consolidated profit before 
unitholders’ finance costs for the year ended 30 June 2007 would have been $290,537,000 and $201,415,000 respectively. The net 
profit would not have changed given the limited life nature of the Trust resulted in it recording no net profit (as the ‘profits’ are 
reflected in unitholders’ finance costs while the issued units are treated as a liability). 



(b)  Assets and Liabilities Acquired

The assets and liabilities arising from the acquisition of the Trust at the date of stapling were as follows:

Cash and cash equivalents

Trade and other receivables

Other financial assets

Derivative financial assets

Other assets

Property, plant and equipment

Investment properties

Investment in jointly controlled entity

Deposits and preliminary costs

Lease receivable

Trade and other payables

Other liabilities

Borrowings

Net assets attributable to unitholders (1)

Net assets

Acquiree’s

Carrying

Amount

$’000

11,761

3,646

110

12,439

921

24,163

Fair

Value

$’000

11,761

3,646

110

12,439

921

24,163

1,388,280

1,388,280

52,211

2,273

8,400

(23,690)

(4,957)

(891,587)

(583,970)

–

52,211

2,273

8,400

(23,690)

(4,957)

(891,587)

(583,970)

–

(1)  At the date of stapling the Trust had a limited life. Accordingly, under AASB 132 unitholders’ interests were treated as a liability.

(c) 

Inflow/Outflow of Cash

Inflow/outflow of cash on acquisition, net of cash acquired:

Payment by the Company for 139,083,632 units in the Trust

Payment by the Trust for 556,969,129 shares in the Company

Cash balances acquired

Net cash inflow

34.  Subsidiaries Deconsolidated/Disposed

Cromwell Property Fund (“CPF”)

Consolidated  
$’000

Parent  
$’000

(139)

139

11,761

11,761

(139)

139

–

–

CPF was a subsidiary of the Trust at the date of stapling. A Product Disclosure Statement (PDS) was issued by CPF prior to the 
date of stapling to raise capital from external investors. These funds were used to purchase additional investment properties and 
repay short term loans associated with the purchase of investment properties. External investors have subscribed for units in CPF 
via the PDS, diluting the Trust’s ownership interest. At 30 June 2007 the Trust’s ownership interest in CPF was 22%.



Notes to the Financial Statements continued

As a result of the above the Trust lost control of CPF on 12 February 2007 at which time the following net assets of CPF were 
deconsolidated from the Group:

Cash and cash equivalents

Trade and other receivables

Other assets

Derivative financial instruments

Investment properties

Trade and other payables

Other current liabilities – unearned revenue

Other liabiliti–s - CFUs

Borrowings – financial institutions/other lenders

Net assets attributable to unitholders - the Trust

Net assets attributable to external unitholders

Net assets deconsolidated

Outflow of cash on deconsolidation

Cash received on deconsolidation

Less: cash balances deconsolidated

Net cash outflow

$’000

6,060

859

607

3,358

350,985

(4,472)

(1,236)

(61,250)

(278,822)

(7,921)

(8,168)

–

–

(6,060)

(6,060)

Since deconsolidation, the Group has accounted for CPF using the equity method of accounting – refer note 16.

Cromwell Accumulation Fund (“CAF”) 

The CAF was formed on 10 November 2006. The CAF issued 700 units at $1 each. All units were acquired by the Trust. During the 
year the CAF acquired land at Lenore Lane, Erskine Park, NSW and investment property at Percival Road, Smithfield, NSW. The 
land at Erskine Park was classified as property under construction and development.

On 14 June 2007 the Trust effectively disposed of the units in CAF to CPF at cost of $700. The net assets disposed of are as 
follows:

Cash and cash equivalents

Trade and other receivables

Other assets

Investment properties

Property, plant and equipment (property under construction and development)

Trade and other payables

Other current liabilities – unearned revenue

Borrowings – financial institutions

Borrowings – from the Trust

Net assets disposed

Outflow of cash on disposal, net of cash disposed

Cash consideration received

Less: cash balances disposed

Net cash outflow

8

$’000

23

5

304

23,968

24,497

(663)

(150)

(34,412)

(13,572)

–

1

(23)

(22)

35.  Cashflow Information

(a) 

 Reconciliation of Profit for the Year to Net Cash 
Provided by Operating Activities

Profit for the year
Tax credit
Tax paid
Reimbursements received from tax consolidated entities
Finance costs - unitholders
Amortisation and depreciation
Amortisation (loan establishment costs)
Bad and doubtful debts

Share of profits of jointly controlled entity/associate  
(net of distributions)
Gain on sale of investment property
Share based payments
Net gain on fair value adjustments of:
 •  Investment properties
 •  Interest rate derivatives
Gain on dilution of interest in associate
Other
Changes in operating assets and liabilities*:
(Increase)/decrease:
 •  Trade and other debtors
 •  Prepayments
 •  Inventories
Increase/(decrease):
 •  Trade and other payables
 •  Provisions
 •  Unearned revenue
Net cash provided by operating activities

* Net of effects of acquisition/disposal of subsidiaries.

(b)  Non-Cash Activities
Securities issued on reinvestment of distributions (1)
Securities issued as payment to advisor (1)

Acquisition of development property (inventories) acquired by means of 
finance lease (2)
Acquisition of held for trading financial assets and assignment of vendor 
bank debt (3)
Acquisition of plant and equipment by means of finance lease

Consolidated

Parent

2007
$’000

2006
$’000

2007
$’000

2006
$’000

15,692
(723)
(956)
–
98,265
414
1,089
–

228
(4,963)
282

(69,779)
(4,610)
(6,341)
286

(6,449)
(799)
(1,965)

7,483
172
288
27,614

3,690
500

–

–
2

7,894
(779)
(130)
–
–
380
–
249

–
–
292

–
–
–
204

(2,351)
(132)
(1,648)

1,184
192
(7)
5,348

–
–

8,400

13,500
16

6,362
(1,273)
(956)
1,106
–
–
–
–

–
–
282

–
–
–
–

153
124
–

(479)
–
–
5,319

60
8

–

–
–

7,017
(1,603)
(130)
1,042
–
–
–
249

–
–
292

–
–
–
–

(3,281)
(124)
(1,140)

392
–
–
2,714

–
–

–

13,500
–

(1)   Recognised in part by both the Company and the Trust (the Trust’s share is included in minority interest while the Company’s share is included 

in share capital). 

(2)  The finance lease was arranged between a subsidiary of the Company and the Trust pre-stapling. It is now eliminated on consolidation.
(3)   On disposal of the interests in Cromwell TGA the financial assets and related bank debt were also assigned to the acquirer (the Trust) in 2006 –  

see note 9.

In addition to the above notes 33 and 34 detail other non-cash acquisitions and disposals.



Notes to the Financial Statements continued

(c)  Finance Facilities

The Group had no available finance facilities at balance date (2006: nil).

(d)  Cash held by Cromwell Property Securities Limited (“CPSL”)

At 30 June 2007 cash was held by CPSL, a controlled entity, of $3.3 million (2006: $6.9 million). Of this amount, 
approximately $0.5 million (2006: $2.4 million) was held as part of the net tangible assets (NTA) required to be maintained 
by CPSL under its Australian Financial Services Licence (AFSL). As such, the cash is effectively restricted in its use as 
it cannot readily be used to meet expenses and obligations of other Group entities without consideration of the AFSL 
requirements. Other assets are also required to be maintained to meet CPSL’s minimum NTA requirements.

36.  Key Management Personnel Disclosures

(a)  Directors

The following persons were directors of Cromwell Corporation Limited during the financial year:

Executive directors

PL Weightman

Chairman/Chief Executive Officer

RL Stiles (1)

DJ Wilson (4)

WR Foster 

Director – Sales and Marketing

Chief Financial Officer/Company Secretary 

Director – Acquisitions and Property

Non-executive directors

RJ Pullar

MA McKellar (2)

DE Usasz (3)

(1)  Resigned as a director on 26 April 2007. Retired on 30 June 2007.
(2)  Appointed on 1 March 2007.
(3)  Appointed on 26 April 2007.
(4)  Resigned as company secretary on 25 January 2007.

(b)  Other Key Management Personnel

The following persons also had authority and responsibility for planning, directing and controlling the activities of the Group, 
directly or indirectly, during the past two financial years:

Name

SM Morgan (1)

PA Cronan (2)

DA Gippel

Position

Company Secretary

Chief Operating Officer

Structured Finance Manager

MC McLaughlin

Associate Director – Sales and Marketing

MJ Blake

PJ McDonnell

PJ Cowling

Associate Director – Institutional Markets

National Asset Manager

National Facilities Manager

(1)  Commenced on 10 May 2006. Appointed company secretary on 25 January 2007.
(2)  Commenced on 12 February 2007.

80

(c)  Key Management personnel Compensation

Short-term employee benefits

Post-employment benefits

Other long-term benefits

Share-based payments

Total 

Consolidated

Parent

2007
$

2006
$

2007
$

2006
$

3,284,660

2,941,644

1,886,450

1,775,934

142,068

11,708

205,474

92,579

16,140

214,553

61,503

2,777

4,441

33,287

10,532

22,366

3,643,910

3,264,916

1,955,171

1,842,119

Key management personnel compensation for the parent comprises amounts paid to directors of the parent principally 
by subsidiaries.

The Company has taken advantage of the relief provided by the Corporations Regulations 2001 and has transferred the detailed 
remuneration disclosures to the directors’ report. The relevant information can be found in sections A to D of the remuneration report.

(d)  Equity Instrument Disclosures Relating to Key Management Personnel

(i) 

Options provided as remuneration and shares issued on exercise of such options

Details of options provided as remuneration and shares issued on the exercise of such options, together with terms and 
conditions of the options, can be found in section D of the remuneration report in the directors’ report.

(ii)  Option holdings

The numbers of options over ordinary shares in the Company held during the financial year by each director of Cromwell 
Corporation Limited and other key management personnel of the Group, including their personally related parties, are set out below.

Balance at  Granted during

1 July

the year as 
compensation

Exercised
during the year

Restructured
on stapling

Balance at 30 June

Vested

Not Vested

Name

2007

Directors
PL Weightman
RL Stiles
RJ Pullar
MA McKellar
DE Usasz
DJ Wilson
WR Foster

–
–
–
–
–
500,000
–

Other key management personnel of the Group

SM Morgan
PA Cronan
DA Gippel
MC McLaughlin
MJ Blake
PJ McDonnell
PJ Cowling

–
–
–
375,000
750,000
–
2,000,000

–
–
–
–
–
–
–

–
–
–
–
–
–
–

–
–
–
–
–
(500,000)
–

–
–
–
(375,000)
(750,000)
–
(1,000,000)

–
–
–
–
–
–
–

–
–
–
–
–
–
–

–
–
–
–
–
–
(112,100)

–
–
–
–
–
–
887,900

–
–
–
–
–
–
–

–
–
–
–
–
–
–

8

Notes to the Financial Statements continued

Name

2006

Balance at 
1 July

Granted during Exercised during 

Balance at 30 June

the year as 
compensation

the year

Vested

Not Vested

Directors
PL Weightman
RL Stiles
RJ Pullar
DJ Wilson
WR Foster
Other key management personnel of the Group
SM Morgan
DA Gippel
PJ McDonnell
PJ Cowling
MJ Blake
MC McLaughlin

–
–
–
1,000,000
–

–
–
–
–
–

–
–
–
–
–
–

–
–
–
2,000,000
1,000,000
500,000

–
–
–
(500,000)
–

–
–
–
–
(250,000)
(125,000)

–
–
–
–
–

–
–
–
500,000
–
–

–
–
–
500,000
–

–
–
–
1,500,000
750,000
375,000

At 30 June 2007, options entitle the holder to acquire stapled securities in the Group – refer note 42.

Vested options are exercisable.

(iii)  Share holdings

The numbers of shares in the Company held during the financial year by each director of Cromwell Corporation Limited and other 
key management personnel of the Group, including their personally related parties, are set out below.

Balance at  
1 July

On exercise of 
options

Net changes 
– purchases 
(sales)

Restructured on 
stapling

Net changes 
– purchases 
(sales)

Balance at  
30 June

Ordinary share holdings

Name

2007

Directors
PL Weightman
RL Stiles (1)
RJ Pullar
MA McKellar (2)
DE Usasz (2)
DJ Wilson
WR Foster

16,233,997
5,141,362
13,301,764
–
1,660,000
1,663,328
6,025,000

Other key management personnel of the Group

PA Cronan
SM Morgan
DA Gippel
MC McLaughlin
MJ Blake
PJ McDonnell
PJ Cowling

–
–
616,357
125,000
1,239,764
20,000
500,000

(1)  Resigned as director 26 April 2007; retired 30 June 2007.
(2)  Balance at 1 July is balance at date of appointment.

8

–
–
–
–
–
500,000
–

–
–
–
375,000
750,000
–
1,000,000

–
(135,000)
–
–
–
–
–

–
–
–
–
(223,052)
(20,000)
–

(1,819,830)
(561,211)
(1,491,127)
–
(186,086)
(242,508)
(675,402)

–
–
(69,093)
(56,049)
(198,048)
–
(168,150)

950,000
(14,102)
1,734,632
20,000
16,486
285,162
–

–
–
–
13,189
200,000
–
–

15,364,167
4,431,049
13,545,269
20,000
1,490,400
2,205,982
5,349,598

–
–
547,264
457,140
1,768,664
–
1,331,850

Name

2006

Directors
PL Weightman
RL Stiles
RJ Pullar
DJ Wilson
WR Foster

Other key management personnel of the Group
DA Gippel
MC McLaughlin
MJ Blake
PJ McDonnell
PJ Cowling
SM Morgan

Balance at  
1 July

On exercise of 
options

Net changes 
– purchases 
(sales)

Balance at  
30 June

16,233,997
5,661,362
13,037,364
1,163,328
6,000,000

616,357
–
989,764
–
500,000
–

–
–
–
500,000
–

–
125,000
250,000
–
–
–

–
(520,000)
264,400
–
25,000

16,233,997
5,141,362
13,301,764
1,663,328
6,025,000

–
–
–
20,000
–
–

616,357
125,000
1,239,764
20,000
500,000
–

There were no shares granted during 2007 or 2006 as compensation.

At 30 June 2007 the balances above for the directors and other key management personnel represent the number of stapled 
securities of the Group held by them.

Property preference share holdings

The numbers of property preference shares in the Company held during the financial year by each director of Cromwell Corporation 
Limited and other key management personnel of the Group, including their personally related parties, are set out below.

Balance at
30 June 2005

Net Change 
Other

Balance at
30 June 2006

Net Change 
Other

Balance
30 June 2007

Directors

PL Weightman
RL Stiles (1)
RJ Pullar
MA McKellar
DE Usasz
DJ Wilson
WR Foster

Other key management personnel of the Group
PA Cronan
SM Morgan
DA Gippel
MC McLaughlin
MJ Blake
PJ McDonnell
PJ Cowling

3,500
2,500
1,000
–
–
2,000
–

–
–
2,000
–
–
–
–

–
–
–
–
–
–
–

–
–
–
–
–
–
–

3,500
2,500
1,000
–
–
2,000
–

–
–
2,000
–
–
–
–

–
–
–
–
–
–
–

–
–
–
–
–
–
–

3,500
2,500
1,000
–
–
2,000
–

–
–
2,000
–
–
–
–

(1)  Resigned as director 26 April 2007; retired 30 June 2007.

83

Notes to the Financial Statements continued

(e)  Loans – Key Management Personnel

In March 2006 the Group provided Citimark Pty Ltd, a company associated with Robert Pullar (a director of Cromwell Corporation 
Limited), a $3,500,000 loan facility to fund the refurbishment of the former Brisbane Magistrates Court building at 179 North 
Quay. The loan was secured by a registered second mortgage over the development property. Interest was charged at 15% fixed 
per annum and capitalised up to $515,000, thereafter payable monthly in arrears. The loan was repaid on 6 December 2006. Total 
interest received in 2007 was $238,000 (2006: $95,000).

No other loans were made during the year or the prior year to key management personnel and no loans were outstanding at the 
reporting date.

(f)  Other Transactions With Key Management Personnel

Legal services 

The Group obtained legal services from Creagh Weightman, a firm of which Paul Weightman was a partner until  
30 June 2006. Total fees expensed by the Group in 2006 were $87,647. In addition Creagh Weightman received remuneration 
for services relating to other entities (schemes) for which Cromwell Property Securities Limited, a controlled entity, acts as 
responsible entity. Total fees paid/payable to Creagh Weightman by scheme entities during the 2006 financial year were $272,352.

Sub-lease 

Creagh Weightman had an agreement with the Group to sub-lease premises at 200 Mary Street, Brisbane on a month to month 
basis. During the 2006 financial year the Group received $33,371 as sub-lease income from Creagh Weightman.

Transactions are on commercial terms and conditions unless otherwise stated.

37.  Auditor’s Remuneration

Consolidated

Parent

2007
$

2006
$

2007
$

2006
$

During the year the following fees were paid or payable for services 
provided by the auditor of the Group (Johnston Rorke) and its related 
practices:

Audit Services

Johnston Rorke:

Audit and review of financial reports under the Corporations Act 2001

Audit of a controlled entity’s AFS licence

Audit of controlled entities’ compliance plans

Total remuneration for audit services

Other Services

Related practice of Johnston Rorke:

261,000

4,000

40,000

305,000

92,000

2,750

–

70,000

69,000

–

–

–

–

94,750

70,000

69,000

Investigating accountant’s report for merger and stapling

200,000

–

200,000

–

Johnston Rorke:

IFRS accounting services

Tax compliance services

Total remuneration for other services

–

17,620

217,620

9,600

14,740

24,340

–

11,180

211,180

9,600

14,740

24,340

The auditor receives remuneration for audit and other services relating to other entities (schemes) for which Cromwell Property 
Securities Limited, a controlled entity, acts as responsible entity. The remuneration is disclosed in the relevant entity’s financial 
reports and totalled $42,500 (2006: $221,700).

8

38.  Related Parties

Parent Entity and Subsidiaries

Cromwell Corporation Limited is the ultimate parent entity in the Group. Details of subsidiaries are set out in note 17.

Key Management Personnel

Disclosures relating to key management personnel are set out in note 36.

Transactions with Subsidiaries

Current tax payable assumed from wholly-owned tax consolidated entities

Tax losses assumed from wholly-owned tax consolidated entities

Transactions between the parent and its subsidiaries also included: 

Parent

2006
$’000

1,106

–

2007
$’000

660

–

•

•

•

•

•

Loans between the parent and its subsidiaries (refer cash flow statement and note 8). All loans are interest free (except as 
set out below), unsecured, with no set repayment terms other than being repayable at call in cash;

Interest was charged in 2006 on all intercompany loans provided by Cromwell Finance Limited at an interest rate of 11% 
per annum. The parent entity paid Cromwell Finance Limited interest of $489,000 during that year (included in 2006 finance 
costs of $844,000 in note 5). No such interest was paid in 2007;

Management fees paid by the parent entity to a controlled entity (refer income statement);

Dividends paid to the parent entity by a controlled entity of $nil (2006: $1,000,000);

Transactions between Cromwell Corporation Limited and its wholly-owned controlled entities in accordance with the tax 
funding agreement (refer note 1(d) – being recognition of receivables and payables in relation to current tax payable and tax 
losses assumed as disclosed above).

In addition to the above, certain subsidiaries utilise operating leased assets for which the parent is the lessee. As such the 
subsidiaries pay the lease rentals directly to the lessor and recognises the associated lease rental expense.

Transactions with Jointly Controlled Entity and Associate

Transactions between the Group and its jointly controlled entity and associate also included:

•

•

•

•

Loans between the Group and its associate (refer note 8);

The Group holds 61,250,000 convertible financing units issued by its associate (refer note 18). The Group received $1,737,000 
(2006: $nil) in interest payments during the year on these units;

The Group received $2,646,000 (2006: $nil) in distributions from its jointly controlled entity and associate during the year 
(refer note 16);

The Group charged its associate $4,020,000 (2006: $nil) acquisition and capital raising fees during the year, of which the 
parent charged $2,321,000 (2006: $nil); and

•

The Group charged its jointly controlled entity and associate $1,118,000 (2006: $nil) management fees during the year.

8

Notes to the Financial Statements continued

Transactions with Managed Investment Schemes (managed by the consolidated entity)

Cromwell Property Securities Limited (“CPS”) is the responsible entity of a number of managed investment schemes. The Group 
derives a range of benefits from schemes managed by CPS including management and acquisition fees. The disclosure below 
includes the fees and other transactions with the managed investment schemes up to the date of stapling (in December 2006) as 
after that date the majority of the relevant schemes became part of the Group. For those schemes which are not part of the Group 
after that date, TGA and CPF (refer note 16), fees and transactions after stapling are disclosed above as being transactions with 
jointly controlled entity and associate.

(a)  Cromwell Diversified Property Trust (“CDPT”)

During the financial year the Group charged CDPT the following fees and received the following distributions:

Revenue from CDPT:

• Acquisition and capital raising fees

• Management fees

• Distributions

During the financial year the following loans were provided to CDPT and repaid:

Balance at beginning of the year

Loans provided to CDPT

Loans repaid by CDPT

Consolidation adjustment upon stapling (1)

Balance at end of year

2007
$’000

2,149

3,386

5,535

12

5,547

–

6,000

–

(6,000)

–

2006
$’000

13,889

4,604

18,493

16

18,509

–

1,900

(1,900)

–

–

(1)   The loan balance of $6,000,000 is included in borrowings of CDPT (the Trust) assumed by the Group upon stapling and, as such, is eliminated on 

consolidation.

(b)  Other Managed Investment Schemes

During the financial year the Group charged other schemes (excluding CDPT), for which it acts as responsible entity, the following 
fees and received the following distributions:

Revenue:

• Acquisition and capital raising fees (Cromwell Property Fund)

• Management fees

• Distributions

– Mary Street Planned Investment

– Cromwell TGA Planned Investment

1,886

1,802

65

–

3,753

3,222

1,534

126

810

5,692

Other managed investment schemes are the Syndicates, Cromwell Property Fund and Cromwell TGA Planned Investment (refer 
note 16).

Acquisition and capital raising fees charged to managed investment schemes are shared between the parent entity and a 
controlled entity.

8

39.  Segment Information

(a)  Description of Segments

Business segments

The Group is organised into the following divisions by product and service type.

Property Investment

The Trust and its controlled entities invest directly in properties located throughout Australia.

Property Funds Management

The Company and its controlled entities establish and manage property trusts and funds throughout Australia.

Property Development

The Company and its controlled entities develop commercial land throughout Australia for sale to external purchasers.

Geographical segments

The Group operates entirely within Australia.

8

Notes to the Financial Statements continued

(b)  Primary Reporting Format – Business Segments

2007

Segment revenue and other income

Sales to external customers

Intersegment sales

Total sales revenue

Share of profits of equity accounted entities

Gain on dilution of interest in associate

Gain on sale of investment property

Gain on fair value adjustments

Total segment revenue and other income

Intersegment elimination

Unallocated revenue

Consolidated revenue and other income

Segment result

Segement result

Intersegment elimination

Unallocated revenue less unallocated expenses

Finance costs (excluding unitholders)

Stapling transaction costs

Profit before income tax and unitholders’ finance costs

Income tax credit

Unitholders’ finance costs

Profit for the year

Segment assets and liabilities

Segment assets

Intersegment elimination

Unallocated assets

Total assets

Segment liabilities

Intersegment elimination

Borrowings (1)

Unallocated liabilities

Total liabilities

Property
Investment

Property 
Funds
Management

Property 
Development

Consolidated

$’000

$’000

$’000

$’000

60,363

162

60,525

2,418

6,341

4,963

74,389

148,636

14,701

4,982

19,683

10,400

–

10,400

–

–

–

–

–

–

–

–

19,683

10,400

85,464

5,144

90,608

2,418

6,341

4,963

74,389

178,719

(5,144)

2,871

176,446

130,874

11,545

4,916

147,335

(88)

(2,449)

(24,515)

(7,049)

113,234

723

(98,265)

15,692

1,203,680

13,949

12,293

1,229,922

27,157

7,799

514

(1,023)

66,255

1,295,154

35,470

(1,228)

586,966

882

622,090

(1)   In accordance with AASB 114 Segment Reporting, borrowings have not been allocated but predominantly relate to the property investment 

segment.

88

(b)  Primary Reporting Format – Business Segments (continued)

2007

Other segment information

Investments in jointly controlled entity and associate

Acquisitions of non-current segment assets

• Investment properties

• Property, plant and equipment

• Intangibles

Depreciation and amortisation expense

Property
Investment

Property 
Funds
Management

Property 
Development

Consolidated

$’000

$’000

$’000

$’000

66,245

25,305

8,841

–

34,146

–

–

–

182

230

412

414

–

–

–

–

–

–

66,245

25,305

9,023

230

34,558

414

The acquisitions of non-current segment assets shown above excludes the acquisition on stapling disclosed in note 33. The 
stapling acquisition related to the property investment segment.

In 2006 the Group operated in predominantly one business segment. It derived revenue from property funds management services 
provided to property related managed investment schemes.

(c)  Notes to and Forming Part of the Segment Information

Accounting policies

Segment information is prepared in conformity with the accounting policies of the Group as disclosed in note 1 and Accounting 
Standard AASB 114 Segment Reporting.

Segment revenues, expenses, assets and liabilities are those that are directly attributable to a segment and the relevant portion 
that can be allocated to the segment on a reasonable basis. Segment assets include all assets used by a segment and consist 
primarily of operating cash, receivables, inventories, investment properties, plant and equipment and other intangible assets, 
net of related provisions. While most of these assets can be directly attributable to individual segments, the carrying amounts 
of certain assets used jointly by segments are allocated based on reasonable estimates of usage. Segment liabilities consist 
primarily of trade and other payables, employee benefits and provisions. Segment assets and liabilities do not include income 
taxes.

Inter-segment transactions

Segment revenues, expenses and results include transfers between segments. Such transfers are priced on an “arms-length” 
basis and are eliminated on consolidation.

Equity-accounted investments

The Group has an investment in an Australian jointly controlled entity (Cromwell TGA Planned Investment) and an Australian 
associate (Cromwell Property Fund) which are accounted for using the equity method and included in the property investment 
segment.

8

Notes to the Financial Statements continued

40.  Commitments for Expenditure 

Finance Leases

Commitments in relation to finance leases are payable as follows:

Within one year

Later than one year but not later than five years

Later than five years

Minimum lease payments

Future finance charges

Recognised as a liability

Representing lease liabilities

Current

Non-current

Consolidated

Parent

2007
$’000

2006
$’000

2007
$’000

2006
$’000

82

81

–

163

(11)

152

75

77

152

959

3,522

12,110

16,591

(7,936)

8,655

104

8,551

8,655

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

Finance leases comprise leases over items of plant and equipment under normal commercial terms and conditions. In 2006 
finance leases also comprised a lease over a development property. The lease was between the Trust (lessor) and an entity 
controlled by the Company (lessee). Following stapling, this finance lease is eliminated on consolidation.

Operating Leases

Commitments for minimum lease payments in relation to non-cancellable operating leases in existence at the reporting date but 
not recognised as liabilities are payable as follows:

Within one year

Later than one year but not later than five years

29

37

66

391

462

853

95

50

145

391

462

853

Operating leases primarily comprised the lease of the Group’s premises. The lease is for 5 years ending August 2007, with an 
option for a further 5 years with rentals increasing at 3.5% per annum. The lease is with a subsidiary of the Trust and as such the 
commitment is no longer recognised on consolidation following stapling. Operating lease commitments of the parent entity are 
paid for and recognised as expenses by a controlled entity as from 1 July 2004.

Acquisition of Development Property

Commitments in relation to acquisition of property under contract in existence at the reporting date but not recognised are as 
follows:

Purchase of property at Pinkenba

–

4,782

–

4,782

At 30 June 2006 the parent entity had entered into a conditional contract to purchase land and buildings at 200 Holt Street, 
Pinkenba for $4,782,000. Settlement was completed in August 2006. The property was subsequently sold in February 2007 for 
$10,400,000.

0

Capital Expenditure Commitments

Commitments in relation to capital expenditure contracted for at the reporting date but not recognised as liabilities are payable as 
follows:

Within one year

Later than one year but not later than five years

Consolidated

Parent

2007
$’000

50,805

30,625

81,430

2006
$’000

2007
$’000

2006
$’000

–

–

–

–

–

–

–

–

–

The Trust has entered into a development agreement with Citimark Properties Limited (“Citimark”), a company related to Mr. 
Robert Pullar, who is a director of the Company.  Under the agreement, Citimark will develop a commercial office building in 
Kelvin Grove, Brisbane in accordance with specified terms, and to agreed standards.  The land was acquired by the Trust for $7.1 
million in June 2007, and construction had commenced prior to balance date (included in property under construction – refer 
note 19).  Under the development agreement, the Trust will reimburse Citimark for the costs of the project, and pay certain fees 
contingent upon the outcomes of certain events, primarily total construction costs of the property and leasing outcomes.  Citimark 
has provided a rental guarantee to the Trust over the entire property for 18 months from the date construction is complete. 

41.  Contingent Liabilities

Cromwell Corporation Limited has provided guarantees in respect of debentures issued by its controlled entities which had a 
carrying value of $14,504,000 at 30 June 2007 (2006: $19,956,000).

42.  Share Based Payments

An Employee Share Ownership Plan (ESOP) was established in June 2003 by the directors of the parent entity. All full-time and 
part-time employees who meet minimum service requirements, including directors of Cromwell Corporation Limited and its 
controlled entities, are eligible to participate in the Plan at the discretion of the Board. Participation of the directors is subject to 
shareholder approval. Usually, options granted under the ESOP vest in equal tranches annually between grant date and expiry 
date. Once vested each tranche must be exercised within a certain period. The options lapse if not exercised.

Under the ESOP interest is charged on a notional employee loan which effectively increases the exercise price. Dividends paid by 
the parent entity on the treasury shares held by the ESOP effectively reduces the options’ exercise price.

The shares allocated to employees under the ESOP are to be transferred at the end of the respective period. If any of the 
shares have not been acquired by the end of each period, the right to acquire those shares will not be carried forward, but will 
automatically lapse. The right to acquire any additional shares will lapse on the date the employee ceases employment with the 
Group. The exercise price of options is to be settled in cash.

Options are granted for no consideration, vest over time and are exercisable by expiry.

Under AASB 2 “Share based Payment”, the rights granted to employees to shares acquired by the plan are treated as options for 
accounting purposes. 



Notes to the Financial Statements continued

Set out below are summaries of options granted and exercised.

Grant Date

Expiry Date

Exercise price 
(cents)

Balance 
at start  
of the year

Granted  
during  
the year

Exercised 
during  
the year

Reconstructed
during  
the year

Balance  
at year end 

2007

27/11/2003

26/11/2006

28/8/2005

28/8/2005

31/10/2005

30/6/2009

30/9/2009

30/6/2009

10.0¢

30.9¢

30.9¢

40.0¢

Weighted average exercise price (cents)

2006

27/11/2003

26/11/2006

28/8/2005

28/8/2005

31/10/2005

30/6/2009

30/9/2009

30/6/2009

10.0¢

30.9¢

30.9¢

40.0¢

500,000

1,438,750

2,000,000

375,000

4,313,750

29.3¢

1,000,000

–

–

–

–

–

–

–

–

–

–

1,945,000

2,000,000

500,000

(500,000)

–

(1,371,640)

(18,914)

(1,000,000)

(112,100)

(375,000)

–

(3,246,640)

(131,014)

28.7¢

(500,000)

(506,250)

–

(125,000)

–

48,196

887,900

–

936,096

34.8¢

500,000

1,438,750

2,000,000

375,000

4,313,750

29.3¢

–

–

–

–

–

–

–

Weighted average exercise price (cents)

10.0¢

31.9¢

22.3¢

1,000,000

4,445,000

(1,131,250)

Notes:
(1)   At 30 June 2007 all options (2006: 500,000) were vested and exercisable with a weighted average exercise price of 34.8 cents (2006: 30.9 cents). All 

options became vested and exercisable on approval of the stapling by shareholders and unitholders in December 2006.

(2)  The weighted average remaining contractual life of share options outstanding at the end of the year was 2.3 years (2006: 1.7 years).
(3)   No options were granted in 2007. The assessed fair value of options granted in 2006 was 10.1 cents for options exercisable at 30.9 cents and 7.1 

cents for options exercisable at 40 cents.

(4)   3,145,000 options were exercised on 19 December 2006 (stapling date) and 101,640 options were exercised on 30 June 2007 (2006: – all options 
were exercised on 30 June 2006). 3,246,640 shares (2006: 1,131,250 shares) were issued to employees on exercise of the options, 3,145,000 on 
19 December 2006 and 101,640 on 30 June 2007. The aggregate proceeds received from employees on the exercise of options and recognised as 
issued capital was $749,000 (2006: $252,000) for the Company and $26,000 (2006: $nil) for the Trust. The fair value of shares issued at the option 
exercise date was $3,601,950 (that is the weighted average share price at the date of exercise was $1.11 per share) (2006 - $1,119,938; $0.99 per 
share).

(5)   As a result of the stapling transaction (refer note 33) all outstanding options under the ESOP became vested and exercisable. Options not exercised 
were subject to the same reconstruction as ordinary issued shares. Although vested, any options not exercised at stapling are still subject to the 
same exercisable timetable as prior to stapling.

To 30 June 2007 no options granted under the ESOP have lapsed, been forfeited or expired.



Fair Value of Options Granted

The fair values at grant date were determined using a Black-Scholes option pricing model that takes into account the exercise 
price, the term of the option, the share price at grant date and expected price volatility of the underlying share, the expected 
dividend yield and the risk-free interest rate for the term of the option.

The model inputs for options granted during the year ended 30 June 2006 included:

Exercise price (cents)

Grant date

Share price at grant date

Expected price volatility of the company’s shares

Expected dividend yield

Risk free interest rate

Expiry date

Options Granted

30.9¢

28/8/05

34¢

90%

3.66%

5.0%

40¢

31/10/05

38¢

90%

3.66%

5.18%

30/6-30/9/09

30/6/09

The expected price volatility is based on the historic volatility (based on the remaining life of the options), adjusted for any 
expected changes to future volatility due to publicly available information.

No options were granted during the 2007 financial year.

Expenses arising from share based payment transactions

Total expenses arising from share based transactions recognised during the year as part of employee benefits expense were as 
follows:

Options issued under employee share plan

Consolidated

Parent

2007

$’000

282

2006

$’000

292

2007

$’000

282

2006

$’000

292

As noted above the stapling transaction accelerated the vesting of options. Accordingly, the related remaining share option 
expense was also recognised this year.

43.  Subsequent Events

Since balance date and up to the date of this report, the following transactions have occurred:

Sale of investment properties/development property

The 59 Goulburn Street, Sydney investment property, classified as held for sale at balance date, was settled on 23 July 2007. Of 
the $92,050,000 sale proceeds, $51,900,000 was utilised to repay loans to financial institutions, with the balance received in cash.

The 8 St Georges Terrace (Bird Cameron building), Perth investment property was contracted for sale and sold for $27,300,000 on 
23 August 2007. The investment property was independently valued at $21,600,000 at 30 June 2007.

The Bundall Corporate Centre investment property, classified as held for sale at balance date, and Bundall development property, 
classified as inventories at balance date, were the subject of put and call options at 30 June 2007. Since balance date the call option 
has been exercised by the buyer with settlement expected in October 2007. The sale proceeds in relation to the investment property 
and the development property are expected to be $64,400,000 and $39,000,000 respectively.

The financial effects of subsequent events were not recognised as at 30 June 2007.

3

Directors’ Declaration

In the directors’ opinion:

(a)  the attached financial statements and notes (including the remuneration disclosures that are contained in sections A to D of 

the remuneration report in the directors’ report) are in accordance with the Corporations Act 2001, including:

(i)  complying with Australian Accounting Standards and the Corporations Regulations 2001; and

(ii)   giving a true and fair view of the company’s and consolidated entity’s financial position as at 30 June 2007 and of their 

performance, as represented by the results of their operations, changes in equity and their cash flows, for the financial 
year ended on that date; and

(b)  there are reasonable grounds to believe that the company will be able to pay its debts as and when they become due and 

payable; and

(c)  the remuneration disclosures contained in sections A to D of the remuneration report in the directors’ report comply with 

Australian Accounting Standard AASB 124 Related Party Disclosures and the Corporations Regulations 2001.

The directors have been given the declarations by the chief executive officer and chief financial officer for the financial year ended 
30 June 2007 required by section 295A of the Corporations Act 2001.

This declaration is made in accordance with a resolution of the directors.

P.L. Weightman

Director

Dated this  27th day of September 2007



 
 
 
 
 
 
   
Independent auditor’s report to the members of Cromwell Corporation Limited 

Report on the financial report and AASB 124 remuneration disclosures contained in the directors’ report

We have audited the accompanying financial report of Cromwell Corporation Limited, which comprises the balance sheet 
as at 30 June 2007, and the income statement, statement of changes in equity and cash flow statement for the year ended 
on that date, a summary of significant accounting policies, other explanatory notes and the directors' declaration for both 
Cromwell  Corporation  Limited  (the  company)  and  the  consolidated  entity  comprising  the  company  and  the  entities  it 
controlled at the year's end or from time to time during the financial year. 

As  permitted  by  the  Corporations  Regulations  2001,  the  company  has  disclosed  information  about  the  remuneration  of 
directors  and  executives  (remuneration  disclosures),  required  by  Australian  Accounting  Standard  AASB  124  Related  Party 
Disclosures,  under  the  heading  “remuneration  report”  of  the  directors’  report  and  not  in  the  financial  report.  We  have 
audited these remuneration disclosures. 

Directors'  responsibility  for  the  financial  report  and  the  AASB  124  remuneration  disclosure  contained  in  the  directors’ 
report 

The  directors  of  the  company  are  responsible  for  the  preparation  and  fair  presentation  of  the  financial  report  in 
accordance  with  Australian  Accounting  Standards  (including  the  Australian  Accounting  Interpretations)  and  the 
Corporations  Act  2001.  This  responsibility  includes  establishing  and  maintaining  internal  controls  relevant  to  the 
preparation and fair presentation of the financial report that is free from material misstatement, whether due to fraud or 
error; selecting and applying appropriate accounting policies; and making accounting estimates that are reasonable in the 
circumstances.  In  Note  1,  the  directors  also  state,  in  accordance  with  Australian  Accounting  Standard  AASB  101 
Presentation of Financial Statements, that compliance with the Australian equivalents to International Financial Reporting 
Standards  ensures  that  the  consolidated  financial  report,  comprising  the  consolidated  financial  statements  and  notes, 
complies with International Financial Reporting Standards. 

The directors of the company are also responsible for the remuneration disclosures contained in the directors’ report. 

Auditor's responsibility 

Our  responsibility  is  to  express  an  opinion  on  the  financial  report  based  on  our  audit.  We  conducted  our  audit  in 
accordance  with  Australian  Auditing  Standards.  These  Auditing  Standards  require  that  we  comply  with  relevant  ethical 
requirements  relating to audit engagements and plan and perform the audit to obtain reasonable assurance whether the 
financial report is free from material misstatement.  Our responsibility is to also express an opinion on the remuneration 
disclosures contained in the directors’ report based on our audit. 

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial report 
and  the  remuneration  disclosures  contained  in  the  directors’  report.  The  procedures  selected  depend  on  the  auditor's 
judgement,  including  the  assessment  of  the  risks  of  material  misstatement  of  the  financial  report  and  the  remuneration 
disclosures contained in the directors’ report, whether due to fraud or error. In making those risk assessments, the auditor 
considers  internal  control  relevant  to  the  entity's  preparation  and  fair  presentation  of  the  financial  report  and  the 
remuneration disclosures contained in the directors’ report in order to design audit procedures that are appropriate in the 
circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the  effectiveness  of  the  entity's  internal  control.  An 
audit  also  includes  evaluating  the  appropriateness  of  accounting  policies  used  and  the  reasonableness  of  accounting 
estimates  made  by  the  directors,  as  well  as  evaluating  the  overall  presentation  of  the  financial  report  and  the 
remuneration disclosures contained in the directors’ report.  

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. 



Independence

In conducting our audit, we have complied with the independence requirements of the Corporations Act 2001.

Auditor's opinion on the financial report 

In our opinion: 

(a) 

the financial report of Cromwell Corporation Limited is in accordance with the Corporations Act 2001, including: 

(i) 

(ii) 

giving a true and fair view of the company’s and consolidated entity's financial position as at 30 June 
2007 and of their performance for the year ended on that date; and 

complying  with  Australian  Accounting  Standards  (including  the  Australian  Accounting  Interpretations) 
and the Corporations Regulations 2001; and 

(b) 

the  consolidated  financial  report  also  complies  with  International  Financial  Reporting  Standards as disclosed in 
Note 1. 

Auditor's opinion on AASB 124 remuneration disclosures contained in the directors’ report 

In our opinion the remuneration disclosures that are contained in the remuneration report in the directors’ report comply 
with Australian Accounting Standard AASB 124 Related Party Disclosures.

JOHNSTON RORKE 
Chartered Accountants

J J EVANS 
Partner 

Brisbane, Queensland 
27 September 2007 



Securityholder Information

The securityholder information set out below was applicable as at 18 September 2007.

(a)  Distribution of Securityholders 

Category (size of Holding)

1 – 1,000

1,001 – 5,000

5,001 – 10,000

10,001 – 100,000

100,001 and over

Number of Securityholders

Stapled  
Securities

Property Preference 
Shares

358

520

633

7,008

1,145

9,664

56

2

2

10

-

70

(b)  Unmarketable Parcels

The number of stapled securityholdings held in less than marketable parcels was 193.

The number of property preference shareholdings held in less than marketable parcels was NIL.

(c)  Substancial Securityholders

There were no substantial securityholders listed in the company’s register.

(d)  Voting Rights

On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a poll each security 
shall have one vote.

(e)  20 Largest Shareholders

Stapled Securities

RBC Dexia Investor Services Australia Nominees Pty Limited [APN A/C]

National Nominees Limited

J P Morgan Nominees Australia Limited

HSBC Custody Nominees (Australia) Limited

Stara Investments Pty Ltd

AWJ Family Pty Ltd

RJP Family Pty Ltd

ANZ Nominees Limited

RBC Dexia Investor Services Australia Nominees Pty Ltd [BKCUST A/C]

Trial Developments Pty Ltd

Citicorp Nominees Pty Limited [CFSIL CWLTH Property 1 A/C]

Cogent Nominees Pty Limited

Humgoda Investments Pty Ltd

Perpetual Nominees Ltd [MFS Premium Income FD A/C]

Panmax Pty Limited [Super Fund A/C]

Mr Phillip John Wallace & Ms Bernadette Mary Wallace

Mr Bruce William Wallace & Mrs Zelma Wallace

Balcony Developments Pty Ltd

Kovron Pty Ltd

Citicorp Nominees Pty Limited

Number of Stapled 
Securities Held

% Held of Issued 
Stapled Securities

30,495,540

16,325,135

16,238,241

15,835,219

14,060,433

13,989,184

13,806,604

11,825,209

8,916,292

8,850,042

7,431,143

6,318,692

6,020,115

5,066,562

4,585,392

4,439,500

3,641,378

3,551,600

3,352,387

3,147,071

4.34

2.32

2.31

2.25

2.00

1.99

1.96

1.68

1.27

1.26

1.06

0.90

0.86

0.72

0.65

0.63

0.52

0.51

0.48

0.45

197,895,739

28.16



Securityholder Information continued

(e)  20 Largest Shareholders (continued)

 Property Preference Shares

South Pacific Equities Pty Ltd

Findini Pty Ltd [Valesini Family S/F A/C]

ETR Nominees Pty Ltd [Lewis NSW Masonic Youth A/C]

Bond Street Custodians Limited [CGF1 – I59387 A/C]

CJ Cornwell & Son Pty Ltd [Cornwell Executive S/F A/C]

ETR Nominees Pty Ltd [Lewis Sharpe Super A/C]

Bond Street Custodians Limited [CGF1 – V77008 A/C]

ETR Nominees Pty Ltd [Lewis Lewis J&J A/C]

ETR Nominees Pty Ltd [Lewis Rosalie Field Inv A/C]

ETR Nominees Pty Ltd [Lewis Tara Hall Egan A/C]

Mr Robert Victor Harm & Mrs Jean Audrey Harm

Bond Street Custodians Limited [CGF1 – I23261 A/C]

Trial Developments Pty Ltd [Creagh Family A/C]

Mr Daryl John Wilson & Mrs Shona Maree Wilson [Wilson Family Super A/C] 

Mr Matthew Dominic Cover & Ms Terina Lee Welch [Our Future Super A/C]

Ms Maureen Lyle Graham

Jobus Investments Pty Ltd

Ms Jennifer Stevenson [Matthew Smith A/C]

Ms Jane Adams 

Mr Greg Allport

Number  
of Shares Held

% Held of Issued 
Shares

64,000

24,000

20,539

20,000

20,000

19,000

15,000

15,000

13,566

12,500

8,000

7,500

4,000

2,000

1,000

1,000

1,000

1,000

500

500

23.26

8.72

7.47

7.27

7.27

6.91

5.45

5.45

4.93

4.54

2.91

2.73

1.45

0.73

0.36

0.36

0.36

0.36

0.18

0.18

250,105

90.91

8

Provision of information for Securityholders

Cromwell is committed to ensuring its securityholders are fully informed on the financial and operational status of the Group as 
well as its future prospects, in accordance with the rules and guidelines of the Australian Securities Exchange (ASX) and other 
regulatory bodies. The following information can also be found on the Cromwell website at www.cromwell.com.au.

ASX Listing 

Cromwell Group has two separate securities listed on the ASX:

•

•

Stapled Securities (ASX Code: CMW)

Property Preference Shares (ASX Code: CMWPA)

Securityholding Details 

Securityholders can access information on their holdings and update their details through Cromwell’s share registry provider:

Computershare Investor Services Pty Limited  
Level 19, 307 Queen Street, Brisbane QLD 4000 
Telephone: 1300 850 505 
Outside Australia: 61 3 9415 4000 
Facsimile: (07) 3237 2151 
Website: www.computershare.com.au 
E-mail: web.queries@computershare.com.au

Securityholders can change or update details relating to their address, bank account and Tax File Number (TFN), Australian 
Business Number (ABN) or exemption in a number of ways:

•

•

Send written authorisation to the Registry quoting your SRN / HIN and signing the request, or

Call the Registry. 

You will have to verify your identity by providing your personal details. Bank detail changes must be requested in writing and 
cannot be made over the phone.

Securityholders can also use the Computershare website (www.computershare.com.au) to check current and previous holding 
balances, communication delivery preferences, security prices, TFN/ABN details and to download a variety of forms.

Quoting of TFN, ABN or exemption details

Securityholders are not obliged to quote their TFN, ABN or exemption. However, if these details are not lodged with the registry, 
Cromwell is obliged to deduct tax from unfranked portions of dividend payments and distribution payments up to the highest 
marginal tax rate, depending on residency. 



Securityholder Information continued

Distributions/Dividends

Cromwell Corporation Limited Dividends

Dividends paid to Cromwell Corporation Limited shareholders prior to the date of the stapling transaction were:

Period Ending

30 June 2006
Special Dividend*

Dividend

4.5 cents
0.1 cents

Record Date

Payment Date

28 September 2006 5 October 2006
12 December 2006

15 December 2006 100%

Franked 
Amount
33%

* Special Dividend used to subscribe for units in the Trust as part of the stapling transaction.

Cromwell Group Dividends/Distributions

In December 2006, following a 0.8879:1 reconstruction, shares in Cromwell Corporation Limited (the Company) were stapled to 
units in the Cromwell Diversified Property Trust (the Trust) creating the ASX-listed Cromwell Group stapled security.  At the time 
of stapling, shareholders in the Company and unitholders in the Trust became Cromwell Group securityholders. 

Since the date of the stapling transaction, the following distributions/dividends have been paid:

Period Ending
31 January 2007
31 March 2007
30 June 2007

Distribution/Dividend
1.50 cents
1.50 cents
2.25 cents

Ex Dividend Date
6 February 2007
28 March 2007
25 June 2007

Record Date
12 February 2007
3 April 2007
29 June 2007

Payment Date 
20 March 2007
21 May 2007
31 August 2007

DRP Price
$1.1794
$1.1268
$1.1662

Cromwell Property Preference Shares

Cromwell Property Preference Shares (PPS) were created as a liquidity option for the Trust and began trading on the ASX on 5 
April 2004. The PPS have the right to an unfranked dividend at a rate equal to the higher of 8.5% pa or 95% of the annualised cash 
distributions paid by the Trust. Dividends are paid every 6 months.

Since 1 July 2006, the following PPS dividends have been paid:

Period Ending

30 June 2006
31 December 2006
30 June 2007

Dividend

4.275 cents
4.275 cents
4.275 cents

Further Information

Record Date

Payment Date

17 August 2006
25 January 2007
26 July 2007

24 August 2006
31 January 2007
31 August 2007

Yield

8.55%
8.55%
8.55%

The Cromwell website provides a comprehensive range of information on the company, past performance and products. The 
website address is www.cromwell.com.au. Requests for further information about the Group, its dealings and key securityholder 
communications should be directed to:

Investor Relations Manager 
Cromwell Group 
GPO Box 1093, Brisbane Queensland 4001 
Telephone: (07) 3225 7777 
Facsimile: (07) 3225 7788 
Email: cromwell@cromwell.com.au

00

Directory

Board of Directors

Paul L Weightman 
Robert J Pullar 
Michelle A McKellar 
David E Usasz 
Daryl J Wilson 
W Richard Foster

Company Secretary

Suzanne M Morgan

Share Registry

Computershare Investor Services Pty Ltd 
Level 19 
300 Queen Street 
Brisbane QLD 4000 
Telephone: 1300 850 505 
Facsimile: (07) 3237 2152

Registered Office

Level 19 
200 Mary Street 
Brisbane QLD 4000 
Telephone: (07) 3225 7777 
Facsimile: (07) 3225 7788

Listing

Cromwell Group (CMW) is listed on the  
Australian Securities Exchange.

Auditor

Johnston Rorke 
Chartered Accountants 
Level 30, Central Plaza One 
345 Queen Street 
Brisbane QLD 4000 
Telephone: (07) 3222 8444 
Facsimile: (07) 3221 7779