Cromwell Group
Annual Report 2009

Plain-text annual report

Cromwell Group annual report 2009 Securityholder Enquiries All enquiries and correspondence regarding securityholdings should be directed to Cromwell’s registry provider: Computershare Investor Services Level 19, 307 Queen St, Brisbane QLD 4000 Telephone: 1300 550 841 (outside Australia: +61 3 9415 4000) Facsimile: 07 3229 9860 Website: www.computershare.com.au E-mail: web.queries@computershare.com.au This document is issued by Cromwell Group consisting of Cromwell Corporation Limited ABN 44 001 056 980 and Cromwell Property Securities Limited AFS 238052 ABN 11 079 147 809 as responsible entity for Cromwell Diversified Property Trust ARSN 102 982 598 ABN 30 074 537 051 (“DPT”) Level 19, 200 Mary St, GPO Box 1093, Brisbane QLD 4000 Telephone: 07 3225 7777 Facsimile: 07 3225 7788 Website: www.cromwell.com.au E-mail: cromwell@cromwell.com.au Cromwell Group Profile Cromwell Group is a stapled security (ASX: CMW) consisting of an Australian Real Estate Investment Trust and a successful Australian property funds management business. The Group has a track record for developing high quality, high yielding investment products and delivering strong returns to investors. Cromwell Group holds a $1.2 billion portfolio of Australian commercial property. With a 99.8% occupancy level and a heavy weighting towards government and blue-chip tenants this portfolio provides a stable income stream that contributes the majority of the Group’s operating earnings. One of Cromwell’s competitive advantages is its internalised asset and facilities management capability. The property team’s experience and approach to commercial asset management puts Cromwell at the forefront of the industry and the internalised model creates a link between investors, the assets and their tenants. The team’s charter is to constantly improve tenant satisfaction, property income returns and capital value. Cromwell surprised the investment community in FY 2009 by raising in excess of $50 million for a single property syn- dicate in a market widely considered to be one of the most challenging in decades. This achievement is attributed to a strong funds management brand, loyal investors and Cromwell’s ability to identify and secure high quality assets which offer real opportunities for investors. Current unlisted investment funds under management include: Cromwell Property Fund ARSN 119 080 410 (“CPF”) Cromwell Phoenix Property Securities Fund ARSN 129 580 267 (“PSF”) Cromwell Riverpark Trust ARSN 135 002 336 (“CRT”) Units in the DPT, CPF, PSF and CRT are issued by Cromwell Property Securities Limited. Before making an investment decision about any Cromwell unlisted fund you should read the Product Disclosure Statement for the fund which is available from www.cromwell.com or by calling us on 1800 334 533. This document has been prepared without taking into account your objectives, financial situation or needs. Therefore, in deciding whether to acquire or continue to hold an investment, you should consider the relevant offer document available from us and assess, with or without your financial advisor, whether the product fits your objectives, financial situation or needs. Past performance is not indicative of future performance. Certain statements in this document are also forward-looking and are not guarantees of future performance. Actual results could differ materially from those expressed. Contents Chairman’s Review Performance Highlights CEO’s Review Directors’ Report Auditor’s Independence Declaration Income Statements Balance Sheets Statements of Changes in Equity 1 2 6 8 27 28 29 30 Cash Flow Statements Notes to the Financial Statements Directors’ Declaration Audit Report Corporate Governance Statement Securityholder Information Directory 32 33 89 90 92 98 101 Chairman’s review We are pleased to report that our under- lying business has performed strongly in a challenging economy and an environment especially difficult for the A-REIT sector. The Group earned $63.8 million, or 9.1 cents per stapled security, from its operations, which is a testament to the quality of its property portfolio and the skills of management. These earnings are in line with guidance given during the year and have allowed us to pay security- holders a 9 cent per security distribution for the year. Despite its strong operating earnings per- formance, Cromwell reported a statutory net loss of $113.5 million after tax. This was due mainly to non-cash downward revaluations on investment property and interest rate hedges and a write down of its listed property securities investments. Overall, the Group is in a relatively com- fortable capital position with all debt in Australian dollars, no exposure to offshore banks and no debt due to be refinanced before March 2011. I would like to thank my fellow board members for their valuable input through- out the year and also Paul Weightman and his hard working, talented team. I believe we can continue to build upon the Group’s important achievements this year in an improving economic environment. Cromwell has once again demonstrated that it is a manager for all seasons, riding out the greatest financial crisis of most of our lifetimes to deliver on its core promise of a reliable distribution for investors. Geoffrey H Levy, AO Chairman Given the weak property market over the past year and the capital-constrained envi- ronment, this steady earnings result is a fitting reward for the conservative strategy that Cromwell has pursued regardless of changing investment fashions. Since its inception more than a decade ago, Cromwell has focused on its core strengths of Australian commercial property and retail funds management, and continues to do so. Cromwell’s high-quality Australian property portfolio continues to provide solid, reliable earnings for the Group, underpinning an earnings result that was almost entirely comprised of recurring property and funds management income. The portfolio has no offshore assets, is heavily weighted towards office markets and enjoys minimal vacancy with quality tenants and a long average lease term. In order to take advantage of opportuni- ties in the market without stretching its balance sheet, Cromwell has succeeded in establishing the only significant new syn- dicate in the property sector nationwide, the Cromwell Riverpark Trust. Cromwell has raised more than $60 million from retail investors so far and the Trust has acquired a $173 million office building being constructed at 33 Breakfast Creek Road, Newstead in Brisbane. The com- pleted property will be underpinned by a new 15 year lease from Queensland Government owned electricity supplier Energex and has allowed Cromwell to expand its funds under management with minimal risk. CROMWELL GROUP Annual Report 2009 1 Performance Highlights | Strong Operating Earnings | Financial Position Operating earnings of 9.1 cps and distributions of » NTA of $0.76 per security » 9.0 cps in line with guidance Earnings predominantly from property, with 99% » from recurring income Security price implies 9% discount to asset » values and no value for funds management business [1] Represents 13.0% yield on 8.0 cps distribution » [1] Results Summary FY09 FY08 Portfolio Summary[2] JUN-09 JUN-08 Statutory accounting profit/(loss) $(113.5) m $119.9 m $70.8 m ▼ 10% 10.1 cps ▼ 9% Total Value Geography Number of properties 81% ▲ 18% Occupancy 10.0 cps ▼ 10% $1.01 ▼ 24% 44% ▲ 9% WALT WACR NLA $1.17 b Aust. 25 99.8% 5.1 yrs 8.40% 468,181 m2 $1.18 b ▼ 0.8% Unchanged Aust. 24 ▲ 4.2% Unchanged 99.8% 5.9 yrs ▼ 13.6% 7.40% ▲ 13.5% 455,709 m2 ▲ 2.7% Operating earnings Operating EPS % from recurring income Distributions per security NTA per security Gearing $63.8 m 9.1 cps 99% 9.0 cps $0.76 53% Major FY09 ASX Announcements July 29, 2008 Announcement of a major new lease at the landmark 101 Grenfell Street building in Adelaide to the Government of South Australia. The new 10 year lease covers appoximately 90 per cent of the building. December 17, 2008 Cromwell completes early repurchase of $129 million of CMBS Notes at a discount. January 13, 2009 Cromwell temporarily suspends applications to, and withdrawals from, the unlisted Cromwell Property Fund. The suspension was due to a lack of property transactions in the broader market which created uncertainty around valuations and prevented accurate unit pricing. January 23, 2009 Announcement to extend the on-market buyback of up to 10 per cent of issued capital for a further 12 months as part of capital management program. February 18, 2009 Announcement of strong operating earnings of $36.48 million for the half year to December 31 or 5.2 cents per share. February 25, 2009 Launch of a PDS to raise $91 million in a new unlisted trust - the Cromwell Riverpark Trust. April 22, 2009 Cromwell finalises repayment in full of CMBS program funded by a three-year $452 million syndicated loan facility from three major banks. (1) Based on closing price of $0.615 cents on 31 August 2009 (2) Includes 2/3 of TGA asset accounted for as investment in associate 2 CROMWELL GROUP Annual Report 2009 | Statutory accounting loss impacted by: | Debt Position Investment property revaluations » No debt expiries until March 2011 » Interest hedge revaluations » Aim to maintain gearing below 55% » Write-downs of listed property investments » All debt in Australian dollars with Australian » banks Profit summary – Composition of operating profit $12.6m $6.3m $(1.6m) $(13.9m) $(0.3m) $63.8m A$ million $56.3m $4.5m 80 60 40 20 0 Net property income Net funds management income Investment income Other revenue Net development income Unallocated overhead Tax Operating profit Operating profit – Reconciliation to statutory accounting loss A$ million $63.8m $(104.3m) 100 50 0 -50 -100 -150 $(22.5m) $(20.2m) $(11.5m) $(18.8m) $(113.5m) Operating profit FVA investment properties FVA interest hedges Share of equity accounted loss Inventory impairment Other Statutory accounting loss CROMWELL GROUP Annual Report 2009 3 Performance Highlights continued Australian portfolio weighted to CBD office markets and minimal exposure to troubled sectors » Peak to trough fall in values of 8.6% for Cromwell vs. PCA/IPD average of 25.9% » [1] Income underpinned by strong tenant quality and long average lease term » Strong exposure to Melbourne and Canberra markets has underpinned performance » Tenant Industry Diversification by Gross Income Historical Weighted Average Cap Rate Resources 2.3% Real Estate 0.7% Prof. Services 2.8% Other 11.0% Logistics 3.6% Agriculture 4.8% IT 2.1% Retail 5.2% Telco’s 2.6% Cinema 3.5% Construction 2.9% Education 5.8% Financials 0.7% Government 52.0% Geographic Diversification by Gross Income 9% 8% 7% 6% SA 8% TAS 4% VIC 28% WA 1% QLD 18% NSW 13% ACT 28% Cromwell Managed Properties Benchmark (PCA/IPD All Fund Universe excl. Super & Major Regional Shopping Centres) Universe (IPD Australian All-Funds) Jun 06 Dec 06 Jun 07 Dec 07 Jun 08 Dec 08 Jun 09 Tenant Classification by Gross Income Government Associate 4% ACT State Government 1% South Australian State Government 6% Victorian State Government 1% Queensland State Government 3% Federal Government 37% Government Governement Authority Authority 52% 52% (1) PCA/IPD Australian Property Index 4 CROMWELL GROUP Annual Report 2009 Foreign 10% ASX Other 4% ASX200 17% Listed Co/Subsidiary 31% Private Company 17% | Earnings Guidance | Outlook Highly predictable property earnings in FY10 » Aim to continue outperformance in property and » Can maintain operating earnings of 9.0 cps with » securityholder returns minimal transactional activity Consolidation in the A-REIT sector in coming year » Forecast distributions of 8.0 cps in FY10 » (2.0 cps paid quarterly) “likely” given market conditions Will continue to offer unlisted investments » Cromwell vs. Benchmark Annualised Property Returns Total securityholder returns 1 yr 3 yrs 5 yrs 9 yrs -3% 0% 3% 6% 9% 12% 15% Cromwell Managed Properties Benchmark (PCA/IPD All Fund Universe excl. Super & Major Regional Shopping Centres) Outperformance Annual Return 60% 50% 40% 30% 20% 10% 0% -10% -20% -30% -40% Cromwell S&P/ASX All Ords S&P/ASX300 A-REIT 49.8% 40.7% 6.7% 6.0% -3.8% -12.9% -8.7% -0.5% -21.3% -22.1% -23.1% -42.1% 1 Year 3 Years 5 Years 8 Years Lease Expiry Profile – % Gross Income Security Price vs. NTA per Security 40% 30% 20% 10% 37.7% 17.1% 4.6% 0.3% 9.2% 6.1% 7.6% 7.8% 9.6% 0% Vacant FY10 FY11 FY12 FY13 FY14 FY15 Thereafter FY16 Security Price NTA A$ $1.60 $1.40 $1.20 $1.00 $0.80 $0.60 $0.40 $0.20 $0 Dec 06 Jun 07 Dec 07 Jun 08 Dec 08 Jun 09 CROMWELL GROUP Annual Report 2009 5 CEO’s Review | Key Points Focus on consistent long term returns » Minimal impact of global financial crisis on earnings and distributions » In a position to continue to take advantage of opportunities » In large part this has been due to the conservative and defensive nature of the Cromwell portfolio. Cromwell Group has maintained a wholly domestic port- folio with a heavy weighting to CBD office markets, in particular Melbourne and Canberra, which have proven to be resil- ient in the current economic downturn. The vast majority of Cromwell’s recurring income is derived from Government and strong listed companies. Cromwell’s statutory accounting loss of $113.5 million included negative revalua- tion adjustments on investment property of $104.3 million, a negative fair value adjustment of $22.5 million in interest hedges, and a write down of listed property security investments of $6.8 million. Peak to trough falls in values of the Cromwell portfolio have been in the order of 8.6%, compared to the PCA/IPD average of 25.9% [1]. It is the view of the Board that capitalisation rates for prime, well let commercial property have plateaued. Whilst there will be a continuing impact on valuations from falling market rentals in an number of markets, the Cromwell portfolio is well positioned and will be minimally affected because of its strong tenant profile and long weighted average lease expiry, (in excess of 5 years). Cromwell Group Operating Earnings for the 2009 financial year were 9.1 cents per security and distributions were 9.0 cents per security. In an environment in which many of our peers’ distributions were slashed or ceased altogether, Cromwell’s ability to maintain earnings and distri- butions is testament to the quality of its underlying recurring income, with 99% of Cromwell Group 2009 earnings coming from property rentals and recurring funds management fees. We refinanced our debt well in advance of the April 2009 expiry of our CMBS facility with the result that the Group’s major debt facilities have been extended until March 2011 at least. All of Cromwell’s debt is denominated in Australian dollars, with Australian banks, and is maintained within loan to value and interest cover covenants. T h e C ro m we l l Fu n d s M a n a g e m e n t business continued to provide reliable earnings for the Group in the 2009 year from its ongoing funds and p roperty management activities. In addition, Cromwell undertook the syndication of the Riverpark building at Newstead, Brisbane in 2009, raising more than $50 million from investors in 4 months and acquir- ing the property in July. In doing so, we have expanded our distribution network and investor base, and are well placed to take advantage of changing sentiment and grow our business in circumstances where our major competitors have dis- continued or significantly reduced their operations. Cromwell Group continued to benefit in the 2009 financial year from the deci- sions which were made at the peak of the property market: to sell a significant portion of our portfolio; reduce debt; and build cash reserves. As a result of those decisions, Cromwell has been able to buy property on balance sheet and for syndi- cation on attractive terms at the bottom of the market. However, most importantly, and unlike most of its peers, Cromwell has avoided the need to raise capital on a highly dilutive basis to retire debt and has preserved the value of security holders’ interests. Indeed, the net tangible assets (NTA) per Cromwell Group security at the date of this report were equivalent to the NTA per security when the Cromwell stapled Group was created in December 2006. 6 CROMWELL GROUP Annual Report 2009 CROmwELL HAS mAInTAInED A wHOLLy DOmESTIC PORTFOLIO wITH A HEAvy wEIGHTInG TO CBD OFFICE mARkETS wHICH HAvE PROvEn TO BE vERy RESILIEnT In THE CURREnT ECOnOmIC DOwnTURn I remain delighted in being able to present to you a Group with quality assets and sources of income, and which has con- fidence in its ability to take advantage of current market conditions and opportuni- ties as they develop. Paul Weightman CEO Particularly pleasing is Cromwell’s rela- tive performance against recognised benchmarks including the PCA/IPD All Fund Universe (excl Super & Regional Shopping Centres) and the ASX 300 A-REIT Index. Cromwell has outper- formed each of those benchmarks over 1, 3, 5 and 8 year periods. Cromwell’s gearing level has moved from 35% at the peak of the market to 53% at what we believe to be close to the trough. At the same time Cromwell has improved the quality of our portfolio, acquired addi- tional accretive assets and not had to undertake a capital raising, let alone a capital raising that is massively dilutive to yield and security holder value. Gearing levels should be assessed relative to the quality of assets, cash flows and income. Cromwell has no foreign assets and minimal development exposure. Our assets are income producing with secure, predictable income streams. Cromwell is comfortable that we are better able to manage our gearing than other A-REITs because of our ability to syndicate assets through our funds man- agement business. We also believe our debt structure is better and more dis- ciplined than most of our peers – being siloed, limited recourse, with no unse- cured debt and no unmanageable cov- enants. Despite the volatility in A-REIT secu- rity prices over the last 12 months, and the massive reduction in values which occurred in early 2009, the Cromwell Group security price recovered to be within 15% of its price at the date of my last report. We believe the current price of $0.615 [2] represents exceptional value, trading at a discount of 19% to NTA and a yield of 13%. The impact of the Global Financial Crisis on the A-REIT sector has been severe. However, Australia has been affected to a far more limited extent than other markets. Cromwell, as one of the few defensive, domestic A-REITs, has been affected to a more limited extent that most of our peers. Cromwell’s view is that there is likely to be a wave of consoli- dation in the sector in the next 12 months, and that we are well placed to take advan- tage of opportunities which may arise. In addition to our focus on potential corporate activity, Cromwell will continue to concentrate on fundamentals in the year ahead - minimising lease expiries, maintaining quality tenants and the integ- rity of our quality income stream, and continuing to grow our funds manage- ment activities. [1] PCA/IPD Australian Property Index. [2] Closing market price on 31 August 2009. CROMWELL GROUP Annual Report 2009 7 Geoffrey Levy CHAIRMAN Paul Weightman Daryl Wilson Michelle McKellar CHIEF EXECUTIVE OFFICER FINANCE DIRECTOR NON-EXECUTIVE DIRECTOR Ms Michelle McKellar – Non-Executive Director – Appointed March 2007 Ms McKellar has a wealth of property and portfolio management experience, having held a number of senior positions with Intro International Limited (now Jen Retail Properties) and CB Richard Ellis through- out Asia-Pacific. She is a Senior Member of the Property and Land Economy Insti- tute and runs her private property com- panies. Ms McKellar is a member of Cromwell’s Nomination & Remuneration, Audit & Risk and Investment Commit- tees. Mr David Usasz – Non-Executive Director – Appointed April 2007 Mr Usasz has 20 years experience as partner with PricewaterhouseCoopers and has been involved in merger and acquisition advice, accounting and finan- cial consultancy, specialising in corporate reorganisations. He holds a Bachelor of Commerce and is a Fellow of the Insti- tute of Chartered Accountants. Mr Usasz is Chairman of Cromwell’s Audit & Risk Committee and a member of Cromwell’s Nomination & Remuneration Committee. Directors’ Report 1. Directors & Officers The Directors of Cromwell Corporation Limited (“the Company”) present their report for Cromwell Group (“the Group”) consisting of Cromwell Corporation Limited and its controlled entities for the year ended 30 June 2009. The shares of the Company and units of Cromwell Diversified Property Trust (“the Trust”) are combined and issued as stapled securities in the Group. The shares of the Company and units of the Trust cannot be traded separately and can only be traded as stapled securities. (a) Directors The persons who were Directors of the Company at any time during the financial year and up to the date of this report were: Mr Geoffrey Levy (AO) – Chairman – Appointed April 2008 Mr Levy has extensive public company executive and directorship experience and is the former Chief Executive Officer and current Deputy Chairman of Investec Bank (Australia) Ltd. He is currently Chairman of Speciality Fashion Group Limited and MZL Investments Pty Ltd. He was appointed an Officer in the Order of Australia in the Queen’s Birthday Honours List in June 2005. Mr Robert Pullar – Non-Executive Director – Appointed July 2002 Mr Pullar is a Director of the Brisbane based property development company operating in Australia and Asia, Citimark Properties. He was previously a partner with chartered accounting firm Douglas Heck and Burrell, specialising in property investment, taxation and corporate reorganisation. Mr Pullar is a member of the Institute of Chartered Accountants and a Fellow of the Australian Institute of Company Directors. He is also Chairman of Cromwell’s Nomination & Remunera- tion Committee, Chairman of Cromwell’s Investment Committee and a member of Cromwell’s Audit & Risk Committee. 8 CROMWELL GROUP Annual Report 2009 Robert Pullar David Usasz Richard Foster Nicole Riethmuller NON-EXECUTIVE DIRECTOR NON-EXECUTIVE DIRECTOR EXECUTIVE DIRECTOR COMPANY SECRETARY Mr Paul Weightman – Chief Executive Officer – Appointed August 1998 Mr Weightman practised as a solicitor for more than 20 years, and holds degrees in commerce and law. He has exten- sive experience in property development and investment, financial structuring, public listings, mergers and acquisi- tions, revenue matters and joint ventures. Mr Weightman was Cromwell’s Executive Chairman from 1998 until the appointment of Mr Levy in April 2008, and has acted as a Director of companies in the property, energy and retail sectors. Mr Weightman is a member of Cromwell’s Investment Committee. Mr Richard Foster – Executive Director – Appointed July 2005 Mr Foster is a licensed real estate agent with substantial experience in the real property industry specialising in large- scale property acquisition for most of his professional life. He has also been closely involved with the acquisition and marketing of direct property investments valued in excess of $1.2 billion. He has had substantial input to the growth and development of the business and the Group’s investment products. Mr Foster is a member of Cromwell’s Investment Committee. Mr Daryl Wilson – Finance Director – Appointed January 2007 Mr Wilson is a member of the Institute of Chartered Accountants, and joined Cromwell in August 1999 in the role of Chief Financial Officer. He has many years experience in senior finance roles. Mr Wilson has led the development of Cromwell’s funds management capabili- ties, and has primary responsibility for the finance function. He holds a Bachelor of Commerce and a Diploma of Finan- cial Planning. Mr Wilson is a member of Cromwell’s Investment Committee. All Directors of the Company are also Directors of Cromwell Property Securities Limited. (b) Directorships of other listed entities in last 3 years Mr. Geoffrey Levy has been a Director of Specialty Fashion Group since 8 April 2005. Mr. Levy was a director of Ten Network Holdings from 3 April 1998 until his resig- nation from the Board on 25 October 2007 and a director of STW Group Limited from 24 November 1993 until his resignation from the Board on 1 July 2008. Mr Usasz has been a director of Queens- land Mining Corporation Limited since 15 June 2007. No other Director has been a director of any other listed company during the 3 years preceding the end of the financial year and up to the date of this report. (c) Company Secretaries Ms Nicole Riethmuller – Appointed November 2008 Ms Riethmuller has 14 years experience as a corporate lawyer having worked primarily in the financial services indus- try. Prior to joining Cromwell, Nicole was General Counsel at the Queensland Investment Corporation where she headed the in-house legal team. Before that she was a Senior Associate in the Funds Management team at Minter Ellison lawyers in Sydney. Nicole has also been a lawyer and Assistant Company Secretary at Queensland Sugar Corporation. She has a Bachelor of Laws and a Bachelor of Commerce from the University of Queens- land. Ms Suzanne Morgan – Appointed January 2007; Resigned November 2008 Ms Morgan was the Company Secretary for the Cromwell Group from 25 January 2007 until her resignation on 11 Novem- ber 2008. Ms Morgan joined Cromwell in 2006 as the Cromwell Group’s Corporate Legal Counsel. She has over 12 years experience as an in-house corporate legal lawyer having worked primarily in the banking and financial services industry. Ms Morgan has a Bachelor of Laws and an Associate Diploma in Applied Finance and Investment from the Securities Insti- tute of Australia. CROMWELL GROUP Annual Report 2009 9 Directors’ Report continued (d) Directors’ Meetings The number of Directors’ meetings (including meetings of committees of the Board) and number of meetings attended by each of the Directors of the Company during the financial year were: Director Board Nomination & Remuneration Committee Audit & Risk Committee Investment Committee Geoffrey Levy Robert Pullar Michelle McKellar David Usasz Paul Weightman Richard Foster Daryl Wilson A 14 13 15 14 15 15 15 B 15 15 15 15 15 15 15 A – 2 1 2 – – – B – 2 2 2 – – – A – 4 6 6 – – – B – 6 6 6 – – – A – 1 2 – 2 2 2 B – 2 2 – 2 2 2 A – number of meetings attended B – number of meetings eligible to attend 2. Principal Activities The principal activities of the Group during the financial year consisted of property investment and management, the promotion and management of property related managed investment schemes and property development. There were no significant changes in the nature of the Group’s principal activities during the financial year. Dividend per Security Distribution per Security Total per Security Total $’000 Franked amt per Security Record Date Payment Date – – – – – – – – 1.00¢ 1.00¢ 2.50¢ 2.50¢ 2.50¢ 1.50¢ 9.00¢ 2.50¢ 2.50¢ 2.50¢ 1.50¢ 9.00¢ 2.50¢ 2.50¢ 2.50¢ 1.50¢ 9.00¢ 2.50¢ 2.50¢ 2.50¢ 2.50¢ 10.00¢ 17,577 17,577 17,577 10,546 63,277 17,574 17,651 17,628 17,583 70,436 – – – – – – – – 0.50¢ 0.50¢ 01/10/08 31/12/08 14/04/09 30/06/09 02/10/07 31/12/07 31/03/08 30/06/08 14/11/08 16/02/09 15/05/09 31/08/09(1) 15/11/07 15/02/08 15/05/08 29/08/08 3. Dividends/ Distributions 2009 Interim distribution Interim distribution Interim distribution Final distribution 2008 Interim distribution Interim distribution Interim distribution Final dividend/distribution (1) Expected payment date 10 CROMWELL GROUP Annual Report 2009 4. Review of Operations (a) Financial Performance The Group delivered a loss attributable to securityholders after tax and external minority interests of $113,511,000 for the year ended 30 June 2009 compared with a profit of $107,997,000 for the previous year. Despite the statutory result, and in what has been an extremely challenging period, underlying operating profit for the Group remained very resilient. The statutory accounting loss was impacted by a number of substantial non-cash items. These included: | | | | A decrease in the fair value of the Group’s investment properties of $104,288,000 which represented a decrease of approximately 9% in the value of investment properties(1); A share of losses of $13,231,000 arising from investments in unlisted property funds managed by the Group, mainly due to falls in the fair value of the underlying investment property held by the funds; A decrease in fair value of the interest rate derivatives of $22,479,000 primarily due to the effect of substantial decreases in under- lying short and long-term variable interest rates during the year; and Write-downs in the value of listed investments ($6,770,000), property development inventories ($11,463,000) and receivables ($4,890,000) all of which were impacted by the difficult climate. (1) Includes adjustment to June 2008 carrying value for remaining cost to complete of Synergy investment property. Other significant items impacting the operating results for the year included: | | | | Rental income and recoverable outgoings of $112,522,000 increased by 26% on the previous year, mainly due to the acquisition of the Tuggeranong Office Park in June 2008; Lower income and costs associated with funds management and development, due to much lower levels of activity; Other income of $6,217,000 included income received from settlement of a dispute with the Queensland Office of State Revenue with regards to the Stapling transaction in 2006 and a discount negotiated on the early repayment of part of the CMBS notes on issue in November 2008; and Finance costs of $50,294,000 increased by 58% on the previous year, due to a combination of additional borrowings in relation to the Tuggeranong investment property coupled with additional interest costs during a 5 month period between drawdown of a new loan facility for $452,000,000 and repayment of $300,000,000 of the existing CMBS notes. CROMWELL GROUP Annual Report 2009 11 Directors’ Report continued (b) Operating Profit The loss for the year includes a number of items which, in the opinion of the Directors, need to be adjusted for in order to allow secu- rityholders to gain a better understanding of the Group’s profit from operations. A reconciliation of profit from operations, as assessed by the Directors, to the reported net profit/(loss) for the year is as follows: Consolidated Profit from operations (1) Reconciliation to profit/(loss) for the year Gain on sale of investment properties Property development – minority interest share Fair value adjustments/write–downs: Investment properties Interest rate derivatives Investments at fair value through profit and loss Available for sale financial assets Inventory Investment in associate Loan receivable Non–cash property investment income: Straight–line lease income Lease incentive and lease cost amortisation Amortisation of finance costs Other non–cash expenses: Employee options expense Amortisation and depreciation Relating to equity accounted investments (2) Gain on dilution of interest in associate Net tax/losses incurred/(utilised) (3) Net profit/(loss) for the year Attributable to: Company shareholders Trust unitholders – minority interest Net profit/(loss) attributable to stapled securityholders External minority interests 2009 $’000 63,761 – – (104,288) (22,479) (3,107) (3,663) (11,463) (232) (4,890) 1,716 (4,303) (1,415) (233) (545) (20,237) – (2,133) (113,511) (18,971) (94,540) (113,511) – (113,511) 2008 $’000 70,791 7,470 11,904 34,649 4,479 – (9,011) – – – – 735 (4,182) (890) (73) (470) 4,618 826 (945) 119,901 19,440 88,557 107,997 11,904 119,901 (1) Includes other income of $6,217,000 (2008: $nil). (2) Comprises fair value adjustments included in share of profit of equity accounted entities. (3) Comprises change in value of deferred tax asset due to recognition of future tax benefits associated with carried forward tax losses. Profit from operations for the year was $63,761,000 (2008: $70,791,000). Given the turmoil in global markets and economies experi- enced during the year, this is considered an exceptional result. The results reflected a higher contribution from the property portfolio, coupled with lower contributions from funds management and development activities. The performance of the investment property portfolio remained strong during the year, and reflects Cromwell Group’s commitment to an in-sourced management model, with significant benefits attached to the integrated property management and tenant relationship management activities. High renewal rates with tenants continue to be achieved, and the portfolio was 99% leased at year-end, with a 5.1 year weighted average lease term. Importantly, tenant quality is also exceptional, with 51% of rental income at balance date under- pinned by Government or Government owned/funded entities, and a further 31% from listed companies or their subsidiaries. 12 CROMWELL GROUP Annual Report 2009 (c) Earnings per Stapled Security Basic/diluted operating earnings per stapled security (1) (2) Basic/diluted earnings/(loss) per stapled security (2) (1) Based on profits from operations disclosed above. (2) Excludes external minority interests. Consolidated 2009 Cents 9.1 (16.1) 2008 Cents 10.1 15.3 Basic operating earnings attributable to stapled securityholders were 9.1 cents (2008: 10.1 cents). Distributions paid for the year were 9.0 cents (2008: 10.0 cents), including a June quarter distribution of 1.5 cents per stapled security to be paid on 31 August 2009. (d) Financial Position Total assets ($’000) Net assets ($’000) Net tangible assets ($’000) (1) Net debt ($’000) (2) Gearing (%) (3) Securities issued (’000) NTA per security Consolidated 2009 1,308,823 539,593 537,358 656,195 53% 702,943 $0.76 2008 1,368,523 715,236 710,938 589,465 44% 702,816 $1.01 (1) net assets less deferred tax asset and intangible assets. (2) Borrowings less cash and cash equivalents and restricted cash. (3) net debt divided by total assets less cash and cash equivalents and restricted cash. NTA per security has decreased during the year, from $1.01 to $0.76, primarily as a result of the decreases in fair value of the invest- ment properties and other non-cash items noted above. NTA per security remains at approximately the same level as when the Group was stapled in December 2006. Construction of the Synergy office building in Brisbane was completed on schedule and on budget in November 2008, with no other changes to the composition of the property portfolio during the year. During the year the Group completed the refinance of the CMBS notes with the drawdown of a new 3 year syndicated debt facility for $452,000,000, which expires in 2011. The Group now has no debt facilities expiring until March 2011. Gearing at balance date was 53% (2008: 44%). The increase was primarily as a result of the decreases in fair value of investment property and other non-cash items. (e) Outlook The outlook remains positive for the Group, despite the continuing market volatility. The proportion of earnings from recurring sources of property investment and funds management was higher during the current year, and this is expected to continue in the coming year. The Groups’ property portfolio is expected to continue to deliver stable earnings. Growth in funds under management and funds man- agement earnings via the Group’s retail distribution is expected to return during the 2010 year, commencing with the settlement of the Cromwell Riverpark Trust in July 2009, for which the Group raised over $50 million from external investors to date. The portfolio values have been very resilient compared to others, and this is expected to continue. The Group aims to maintain gearing below the target maximum of 55% through a combination of some sales of smaller non-core assets and prudent capital management. CROMWELL GROUP Annual Report 2009 13 Directors’ Report continued 5. Significant Changes in the State of Affairs Changes in the state of affairs of the Group during the financial year are set out within the financial report. There were no significant changes in the state of affairs of the Group during the financial year other than as disclosed in this report and the accompanying financial report. 6. Subsequent Events Other than as set out in note 42 of the financial report, no matter or circumstance has arisen since 30 June 2009 that has significantly affected or may significantly affect: | | | the Group’s operations in future financial years; or the results of those operations in future financial years; or the Group’s state of affairs in future financial years. 7. Likely Developments The Group will continue to pursue activities which increase profitability of the Group, and create value for securityholders. Further information in relation to likely developments, and the impact on the operations of the Group, has not been included in this report as the Directors believe it would result in unreasonable prejudice to the Group. 8. Environmental Regulation The Directors are not aware of any particular and significant environmental regulation under a law of the Commonwealth, State or Territory relevant to the Group. 9. Directors’ Interests The interests of current Directors in securities of the Company are as follows: Geoffrey Levy (1) Robert Pullar Michelle McKellar David Usasz Paul Weightman Richard Foster Daryl Wilson Stapled Securities 370,000 14,000,000 300,000 1,877,580 15,464,167 5,349,598 2,215,006 39,576,351 Performance Rights Options over Securities – – – – 738,733 – 344,200 1,082,933 – – – – – – – – (1) mr GH Levy is a director of mZL Investments Pty Ltd, which is the manager of the mZL Opportunity Fund, which owned 862,995 (2008: 462,963) stapled securities in the Cromwell Group. mr GH Levy has indirect beneficial ownership of the shares as a unitholder in the fund. 14 CROMWELL GROUP Annual Report 2009 10. Options (a) Securities under option through the Performance Rights Plan Stapled securities in Cromwell Group under option through the Performance Rights Plan at the date of this report are as follows: Date granted Exercise date Exercise price Expiry date Number of options 18/09/07 18/09/07 18/09/07 06/12/07 19/12/09 – 19/01/10 19/12/10 – 19/01/11 19/12/10 – 19/01/11 07/03/11 – 07/04/11 $1.21 $1.21 $0.00 $1.21 19/01/10 19/01/11 19/01/11 07/04/11 289,150 2,811,434 8,600 1,082,933 4,192,117 No option holder has any right under the options to participate in any other share or interest issue of the Company or any other entity, except that the Performance Right holders have a matching in-substance option for units in Cromwell Diversified Property Trust as a result of the Group’s stapling arrangement. (b) Securities issued on the exercise of options through the Performance Rights Plan No stapled securities have been issued on the exercise of options through the Performance Rights Plan during the year and up to the date of this report. (c) Securities under option through Employee Share Ownership Plan Stapled securities in Cromwell Group held by the Employee Share Ownership Plan, which are accounted for as in-substance options, at the date of this report are as follows: Date granted Exercise date Exercise price Expiry date Number of options 28/08/05 01/07/08 – 30/09/09 34.8¢ 30/09/09 141,875 (d) Movement in number of options Balance at 1 July 2008 Vested and exercised prior to year end Balance at 30 June 2009 Number of options 268,707 (126,832) 141,875 All remaining options expire on the earlier of their expiry date or termination of the employee’s employment. Further details are included in the remuneration report. No option holder has any right under the options to participate in any other share or interest issue of the Company or any other entity. CROMWELL GROUP Annual Report 2009 15 Directors’ Report continued 11. Remuneration Report The remuneration report outlines the remuneration practices for the Directors and Executives which include Key Management person- nel (“KMP”) and the five highest paid executives. The remuneration report is set out under the following main headings: (a) Remuneration principles (b) Details of remuneration (c) Performance assessment (d) Share-based compensation (e) Employment contracts and termination provisions (a) Remuneration principles (i) Governance The Group has appointed a nomination and remuneration committee (“Committee”). The Committee has overall responsibility for the remuneration strategies of the Group. The Committee also advises the Board on remuneration policy and practices. The Committee is chaired by Mr RJ Pullar, a non-executive director. External consultants are appointed to advise the Committee as required. (ii) Policy The Group aims to remunerate competitively and appropriately such that it attracts, retains and motivates the highest calibre employ- ees. The Group seeks to emphasise payment for results when setting remuneration for executives, through providing short and long term incentives, and linking these to key performance indicators which reinforce both the short and long-term goals of the Group and provide a common interest between management and securityholders. Executive remuneration is benchmarked periodically against the market, based on national remuneration levels for similar companies taking into account factors such as number of employees, revenue and market capitalisation/total assets. The Group seeks to align all of its key performance metrics for employees with the objectives set by the Board at the beginning of each financial year, such that all service agreements and key performance indicators for both executives and non-executives align with these objectives. Performance is assessed not less than annually in light of performance against individual and Group related goals. The Group looks to mitigate risk by conservatively balancing the base pay to short term and long term incentives ratio. Long term incentives are paid by way of security based compensation. The remuneration of individual employees is structured in such a way that it reflects the indi- vidual’s previous experience, qualifications, responsibility and performance. The employment or remuneration of any executive of the Group is not influenced by the executive’s shareholding in the Group. Executive Remuneration The executive remuneration framework has three components: | | | base pay and benefits, including superannuation short term incentives long-term incentives Base pay may be delivered as a combination of cash and prescribed non-financial benefits at the executive’s discretion. There are no guaranteed base pay increases included in any executive’s contract. Short term and long term incentives are linked to the achievement of individual objectives, both financial and non-financial, which are relevant to meeting the Group’s business objectives. 16 CROMWELL GROUP Annual Report 2009 Short term incentives are generally paid as cash bonuses. Cash bonus entitlements are assessed and paid based on the actual perfor- mance against the relevant key performance indicator targets. For all executives except the Chief Executive Officer, the Chief Executive Officer is responsible for assessing whether an executive’s targets have been met, and key performance indicator targets are reviewed and reset annually. The key performance indicator targets for the Chief Executive Officer are set, revised and reviewed by the Commit- tee or the Board. Long term incentives comprise participation in equity compensation plans. The Group established a Performance Rights Plan (“PRP”) during the 2008 year. The PRP enables eligible employees to acquire Performance Rights. Each Performance Right enables the holder to acquire a stapled security in Cromwell Group, at a future date and exercise price, subject to conditions. Eligibility for the PRP is approved having regard to individual circumstances and performance. Performance Rights generally vest in 3 years. Until the Performance Rights have vested, the employee cannot sell or otherwise deal with the Performance Rights except in certain limited circumstances. An employee must remain employed by the Group in order for the Performance Rights to vest. Any Performance Rights which have not yet vested on an employee leaving service must be forfeited. The number of key management personnel participating in the PRP during the year was 10 (2008: 10). The number of Performance Rights allocated to key management personnel at balance date was 2,663,982 (2008: 4,188,900). The Group established the Cromwell Employee Share Ownership Plan (“ESOP”) during the 2003 year. No grants were made under the ESOP during the 2008 or 2009 years, and it is not intended that any further grants will be made under this plan in the future. Under the ESOP, eligible employees were allocated shares in the Company. The shares were acquired by the eligible employees at the time of allocation, funded by a loan from the Company to the eligible employee. The loan was limited recourse to the shares only and inter- est was payable on the loan at the rate prescribed by the ATO for fringe benefit tax purposes from time to time. Dividends received on shares allocated to the eligible employee are applied against the outstanding loan balance. Under AIFRS, the shares held within the ESOP are classified as in-substance options, and accounted for as treasury stock, reducing contributed capital. The Group is required to expense the options over the period from grant date to vesting date. Shares on issue under the ESOP at the time of the Stapling in December 2006 were effectively converted to Stapled Securities, in the same way as other shares issued by the Company. The number of key management personnel participating in the ESOP in the 2009 year was 1 (2008: 1). The number of stapled securities allocated to key management personnel under the ESOP at balance date was 141,875 (2008: 250,950). Directors’ remuneration Fees and payments to non-executive Directors reflect the demands which are made on, and the responsibilities of, the Directors. The Board determines remuneration of non-executive Directors within the maximum amount approved by securityholders from time to time. This maximum currently stands at $700,000 per annum in total for fees, to be divided among the non-executive Directors in such a proportion and manner as they agree. Non-executive Directors are paid a fixed remuneration, comprising base fees or salary and superannuation (if applicable). Non-executive Directors do not receive bonus payments or participate in security-based compensation plans and are not provided with retirement benefits other than statutory superannuation. Annual fees to Non-executive Directors for Board and Board Committees for 2009 are shown in the table below: Chairman Non-Executive Director Audit & Risk Committee – Chairman Audit & Risk Committee – Member Nomination & Remuneration Committee – Chairman Nomination & Remuneration Committee – Member Investment Committee 2009 $ 150,000 75,000 18,000 7,500 12,000 5,000 – CROMWELL GROUP Annual Report 2009 17 Directors’ Report continued (b) Details of remuneration Remuneration paid, payable, or otherwise made available, directly or indirectly, to key management personnel is set out below. Other than the key management personnel shown below, there were no other key management personnel of the Company or Group during the year. Key management personnel below include the five highest remunerated Group executives and Company executives. Key management personnel during the year were: Non-Executive Directors: Mr G H Levy (AO) Mr R J Pullar Ms M A McKellar Mr D E Usasz Executive Directors: Mr PL Weightman Mr DJ Wilson Mr WR Foster Chairman Director Director Director Chief Executive Officer Chief Financial Officer Director – Acquisitions Other Key Management Personnel: Mr PW Howard Ms SM Morgan (1) Mr DA Gippel Ms MC McLaughlin Mr MJ Blake Mr PJ McDonnell Mr PJ Cowling Ms N E Riethmuller (2) Ms J A Clark (1) Resigned 11 november 2008 (2) Appointed 11 november 2008 Chief Operating Officer Company Secretary Structured Finance Manager National Head of Investor Relations National Head of Distribution National Asset Manager Associate Director – Transactions General Counsel/Company Secretary Transactions Manager 18 CROMWELL GROUP Annual Report 2009 Short- term benefits Short- term benefits Short- term benefits Short- term benefits Post- employ- ment Long- term benefits 2009 Non-Executive Directors GH Levy RJ Pullar MA McKellar DE Usasz Executive Directors PL Weightman WR Foster DJ Wilson Other key management personnel PW Howard SM Morgan (1) DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling NE Riethmuller (2) JA Clark (3) Cash salary and fees $ Accrued leave (4) Cash bonus Non-cash benefits Super- annuation $ $ $ $ 137,615 92,500 84,404 89,908 678,355 195,000 386,256 235,049 88,662 246,956 182,092 236,038 200,000 250,926 158,654 152,912 3,415,327 – – – – 77,688 – 14,668 9,110 (6,691) 1,841 1,652 (4,672) 3,077 (8,340) 3,070 588 91,991 – – – – – – 75,000 – – 75,000 – – – – – – 150,000 – 2,000 – – 157,900 – – – – 19,568 – – – – – 7,123 186,591 12,385 – 7,596 8,092 14,718 – 14,485 13,745 12,550 13,745 13,745 13,745 13,745 13,745 10,309 12,367 174,972 Long service leave $ – – – – 7,369 – 19,181 851 (1,689) 8,003 3,461 4,743 2,438 3,803 255 2,074 50,489 (1) Resigned on 11 november 2008 (2) Appointed on 11 november 2008 (3) Became key management Person on 1 July 2009 (4) Comprises movement in annual leave entitlements Share- based pay- ments Total Remu- neration % of Remu- neration that is perfor- mance based Options $ $ % – – – – 28,725 – 13,384 – (3,610) 31,450 13,733 17,654 10,453 12,149 – 5,556 129,494 150,000 94,500 92,000 98,000 964,755 195,000 522,974 258,755 89,222 396,563 214,683 267,508 229,713 272,283 172,288 180,620 4,198,864 – – – – 3% – 17% – – 27% 6% 7% 5% 4% – 3% CROMWELL GROUP Annual Report 2009 19 Directors’ Report continued Short- term benefits Short- term benefits Short- term benefits Short- term benefits Post- employ- ment Long- term benefits Share- based pay- ments Total Remu- neration % of Remu- neration that is perfor- mance based 2008 Non-Executive Directors GH Levy (1) RJ Pullar MA McKellar DE Usasz Executive Directors PL Weightman WR Foster DJ Wilson Other key management personnel PA Cronan (2) PW Howard (3) SM Morgan DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling Cash salary and fees $ Accrued leave (4) Cash bonus Non-cash benefits Super- annuation $ $ $ $ Long service leave $ Options $ $ % 28,670 77,354 72,150 72,812 614,252 250,000 386,871 133,276 48,201 144,522 236,557 176,871 236,871 198,532 254,319 2,931,258 – – – – 48,199 – 17,307 (3,722) 4,205 (1,131) 29,699 2,143 7 (5,661) 8,417 99,463 – – – – – – 20,000 – – – – 46,893 54,709 – – 121,602 – – – – 222,900 – – – – – 26,903 – – – – 249,803 2,580 6,637 13,129 13,129 13,129 – 13,129 9,482 9,744 12,550 12,370 13,129 13,129 13,129 13,129 158,395 – – – – 3,853 – 14,608 (93) 90 1,154 12,436 3,062 3,845 1,937 3,612 44,504 – – – – 12,660 – 5,899 – – 3,610 14,885 6,212 7,986 4,728 5,131 61,111 31,250 83,991 85,279 85,941 914,993 250,000 457,814 138,943 62,240 160,705 332,850 248,310 316,547 212,665 284,608 3,666,136 – – – – 1% – 6% – – 2% 5% 21% 20% 2% 2% (1) Appointed on 17 April 2008 (2) Resigned on 22 February 2008 (3) Appointed on 31 march 2008 (4) Comprises movement in annual leave entitlements (c) Performance assessment Performance linked remuneration includes both short term and long term incentives. Performance remuneration seeks to link the overall level of executive reward with the performance of the Group over a number of years, with greater emphasis given to the current year. Performance is monitored through the identification of performance criteria which must be met for each executive. Short term incentives Executives receive performance related cash bonuses which are linked to the achievement of individual objectives relevant to their busi- ness unit and the Group’s business objectives. Although the performance criteria may be different for each executive the overriding principles involve assessment of performance against the following areas: Financial Including Group’s financial performance and performance of the individual executive’s business unit, with concen- tration on operating profit per security as assessed by the Directors and set out in part 4 of the Directors Report and Total Shareholder Returns (“TSR”) relative to peers. Non-Financial Achievement of personal objectives related to identified non-financial business targets, implementing operational improvements for the Group, achieving performance enhancements and overseeing personal and staff development. Governance Achieving performance consistent with the Group’s values and obligations and meeting standards of professional conduct. 20 CROMWELL GROUP Annual Report 2009 Long term incentives The Group has established a Performance Rights Plan. For executives, the ability to exercise the Performance Rights is conditional on the executive meeting internal performance hurdles, remaining employed by the Group for a specified period and reaching a year on year TSR of 13%. TSR is defined as being the amount of dividends/distributions paid/payable by the Group during the period and the change in the price at which securities in the Group are traded between the beginning and the end of the period. The operating earnings for the past two years and TSR for the last one, three and five years are shown below. Operating profit Operating profit (as assessed by the Directors – see part 4(b) above) Operating profit per security Change over previous year TSR TSR – Group TSR – S&P/ASX 300 A-REIT index Over/(Under) performance Consolidated 2009 2008 $63,761,000 9.1 cents (10%) $70,791,000 10.1 cents 91% 1 Year (21%) (42%) 21% 3 Year (13%) (23%) 10% 5 Year 50% (9%) 59% Details of remuneration: cash bonuses and options For each cash bonus and grant of options included in the tables in Section b above, the percentage of the available bonus or grant that was paid, or that vested, in the year, and the percentage that was forfeited because the person did not meet the service and perfor- mance criteria is set out below. No part of the bonus is payable in future years. The options are subject to vesting conditions as outlined above (under the heading of long term incentives). Name PL Weightman DJ Wilson WR Foster SM Morgan PW Howard DA Gippel PJ McDonnell PJ Cowling MJ Blake MC McLaughlin NE Riethmuller JA Clark Cash Bonus Paid Cash Bonus Forfeited Year Options Granted Options Vested in 2009 Options Forfeited % – 75% – – – 100% – – – – – – % 100% 25% – – – – – – 100% 100% – – 2008 2008 – 2008 – 2008 2008 2008 2008 2008 – 2008 % – – – – – – – – – – – – % 33% 33% – 100% – 33% 33% 33% 33% 33% – – Years in which options may vest 2011 2011 – 2011 – 2010-2011 2011 2011 2011 2011 – 2011 Minimum total value of grant to vest $ Maximum total value of grant to vest $ – – – – – – – – – – – – 65,747 30,634 – – – 45,916 21,214 24,147 35,828 27,871 – 13,815 CROMWELL GROUP Annual Report 2009 21 Directors’ Report continued (d) Share-based compensation Details of the Performance Rights Plan and the Employee Share Ownership Plan are set out at part (a) of the remuneration report. No further securities are expected to be granted under the Employee Share Ownership Plan. In prior years an allocation of options was granted to executive Directors and executives as share based compensation. All Directors and executives of the Company and its controlled entities are considered for participation in the Performance Rights Plan subject to a minimum period of service, which may be waived by the Committee. Participation by Directors is subject to securityholder approval. Consideration for granting options, grant periods, vesting and exercise dates, exercise periods and exercise prices are determined by the Board or Committee in each case. Options granted under the Employee Share Ownership Plan carry the same voting rights as ordinary Stapled Securities. Performance rights granted under the Performance Rights Plan carry no voting rights. When exercisable, each performance right is convertible into one stapled security. The terms and conditions of each grant of options under the Performance Rights Plan affecting remuneration in the previous, this or future reporting periods are as follows: Grant Date Expiry Date Exercise Price 18/09/2007 18/09/2007 18/09/2007 06/12/2007 19/01/2010 19/01/2011 19/01/2011 07/04/2011 $1.21 $1.21 $1.21 $1.21 No. of Options Granted Assessed Value per Option at Grant Date 407,500 2,439,300 92,100 * 1,624,400 9.2¢ 10.6¢ 15.0¢ 8.9¢ * Granted to JA Clark who became a kmP on 1 July 2008. No options under the Performance Rights Plan were granted during the 2009 year. The terms and conditions of each grant of options under the Employee Share Ownership Plan affecting remuneration in the previous, this or future reporting periods are as follows: Grant Date Expiry Date Exercise Price 28/08/2005 30/09/2009 34.8¢ No of Options Granted (1) 2,000,000 Assessed Value per Option at Grant Date 10.0¢ (1) The options were granted for no cash consideration, prior to the 0.8879:1 share reconstruction and stapling transaction undertaken in December 2006. As a result of the stapling transaction during the 2007 year, all outstanding options at that time became vested and exercisable. Of the above 2,000,000 options, 1,000,000 were exercised at that time. The remaining 1,000,000 options were held by PJ Cowling and were reconstructed to 887,900 options at stapling. No options under the Employee Share Ownership Plan were granted during the 2008 or 2009 years. 22 CROMWELL GROUP Annual Report 2009 Details of changes during the 2009 year in Performance Rights which were provided to Key Management Personnel under the Perfor- mance Rights Plan are set out below. Opening balance Granted during year Vested during year Exercised during the year Forfeited during year Closing balance 2009 PL Weightman DJ Wilson SM Morgan DA Gippel PJ McDonnell PJ Cowling MJ Blake MC McLaughlin J A Clark * 1,108,100 516,300 229,200 792,000 300,200 341,700 507,000 394,400 92,100 4,281,000 – – – – – – – – – – * JA Clark became a kmP on 1 July 2008. – – – – – – – – – – – – – – – – – – – – (369,367) (172,100) (229,200) (331,917) (100,067) (113,900) (169,000) (131,467) – (1,617,018) 738,733 344,200 – 460,083 200,133 227,800 338,000 262,933 92,100 2,663,982 As the TSR for 2008 was below the hurdle of 13% all executive Performance Rights relating to that year were forfeited by executives. As the review dates for Performance Rights occur in September and December each year, the impact of the 2009 TSR will be reviewed in those months and Performance Rights will be forfeited if required. The assessed fair value at grant date of Performance Rights granted is allocated equally over the period from grant date to vesting date, and the amount is included in the remuneration tables above. Fair value at grant date for Performance Rights with no market based vesting conditions are independently determined using a Black-Scholes option pricing model that takes into account the exercise price, the term of the option, the security price at grant date and expected price volatility of the underlying securities, the expected dividend/ distribution yield and the risk-free interest rate for the term of the option. Fair value at grant date for Performance Rights with market based vesting conditions are independently determined using a Monte Carlo simulation (TSR hurdle) and the Black-Scholes option pricing model that takes into account the exercise price, the term of the option, the security price at grant date and expected price vola- tility of the underlying securities, the expected dividend/distribution yield and the risk-free interest rate for the term of the option. No Performance Rights were granted during the 2009 year. All Performance Rights granted during 2008 were for no consideration and vest over time. The model inputs for Performance Rights granted during the 2008 year are disclosed in Note 36. Details of changes during the 2009 year in options which were provided to Key Management Personnel under the ESOP are set out below. Opening balance Granted during year Vested during year Exercised during the year Lapsed during year Closing balance 2009 PJ Cowling 250,950 – – (109,075) – 141,875 For each option exercised one ordinary stapled security in Cromwell Corporation Limited was issued. The amount paid per share was 34.8¢. No amounts are unpaid. Plan rules contain a restriction on removing the “at risk” aspect of the instruments granted to executives. Plan participants may not enter into any transaction designed to remove the “at risk” aspect of an instrument before it vests without explicit approval from the Board. CROMWELL GROUP Annual Report 2009 23 Directors’ Report continued Further details relating to options are set out below: Name GH Levy RJ Pullar MA McKellar DE Usasz PL Weightman WR Foster DJ Wilson PW Howard SM Morgan DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling NE Riethmuller JA Clark Remuneration consisting of options (1) Value at grant date (2) $ Value at exercise date (3) $ Value at lapse date (4) $ 0% 0% 0% 0% 3% 0% 3% 0% 0% 7% 6% 7% 5% 4% 0% 3% – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 18,754 – – – – – – 32,874 – 15,317 – 24,295 32,331 13,936 17,914 10,607 12,073 – – (1) The percentage of the value of remuneration consisting of options, based on the value of options expensed during the current year. (2) The value at grant date calculated in accordance with AASB 2 Share-based Payment of options granted during the year as part of remuneration. (3) The value at exercise date of options that were granted as part of remuneration and were exercised during the year, being the intrinsic value of the options at that date. (4) The value at lapse date of options that were granted as part of remuneration and that lapsed during the year because a vesting condition was not satisfied. (e) Employment contracts and termination provisions Termination There are no fixed terms in executive employment contracts. Where an employee is guilty of misconduct, fraud or serious or repeated breaches of the employee code of conduct, the Group may terminate immediately without notice. In the event of termination of employment by the Group for other reasons, termination payments are payable if minimum notice periods are not adhered to. Notice periods for executives are as follows: CEO, Finance Director, Structured Finance Manager All other executives Notice Period 6 months 3 months On termination, a portion of short term incentives may also be paid at the discretion of the CEO, or the Board in the case of termination of the CEO. In addition, other statutory entitlements such as accrued leave may be taken as termination benefits. Employment Contract – Chief Executive Officer Remuneration and other terms of employment for Paul Weightman, Chief Executive Officer, are formalised in an employment agreement. Mr Weightman may terminate the agreement at any time with six months notice. Other major provisions of the agreement are as follows: | | Term of agreement – Commencing 1 July 2006, no fixed termination date. Base salary, inclusive of superannuation, for the 2009 year of $850,000, thereafter to be reviewed annually by the remuneration committee. | Performance cash bonus of up to $150,000 with targets to be reviewed annually by the remuneration committee. 24 CROMWELL GROUP Annual Report 2009 Employment Contract – Finance Director Remuneration and other terms of employment for Daryl Wilson, Chief Financial Officer, are formalised in an employment agreement. Mr Wilson may terminate the agreement at any time with six months notice. Other major provisions of the agreement are as follows: | | | Term of agreement – commencing 1 July 2006, no fixed termination date. Base salary, inclusive of superannuation, for the 2009 year of $400,000, to be reviewed annually by the remuneration committee. Performance cash bonus of up to $100,000 with targets to be reviewed annually by the remuneration committee. 12. Indemnifying Officers or Auditor Subject to the following, no indemnity or insurance premium was paid during the financial year for a person who is or has been an officer of the Group. The constitution of the Company provides that to the extent permitted by law, a person who is or has been an officer of the Company is indemnified against certain liabilities and costs incurred by them in their capacity as an officer of the Company. Further, the Company has entered into a Deed of access, insurance and indemnity with each of the Directors and the company secre- tary. Under the deed, the Company agrees to, amongst other things: | | | indemnify the officer to the extent permitted by law against certain liabilities and legal costs incurred by the officer as an officer of the Company and its subsidiaries; maintain and pay the premium on an insurance policy in respect of the officer; and provide the officer with access to board papers and other documents provided or available to the officer as an officer of the Company and its subsidiaries. The Group has paid premiums for Directors and officers’ liability insurance with respect to the Directors, company secretary and senior management as permitted under the Corporations Act 2001. The terms of the policy prohibit disclosure of the nature of the liabilities covered and the premiums payable under the policy. No indemnities have been given or insurance premiums paid, during or since the end of the financial year, for any person who is or has been an auditor of the Company or any of its controlled entities. 13. Rounding of Amounts to nearest Thousand Dollars The Company is of a kind referred to in Class Order 98/0100, issued by the Australian Securities & Investments Commission, relating to the “rounding off” of amounts in the Directors’ report and financial report. Amounts in the Directors’ report and financial report have been rounded off to the nearest thousand dollars, or in certain cases to the nearest dollar, in accordance with that Class Order. CROMWELL GROUP Annual Report 2009 25 Directors’ Report continued 14. Auditor Johnston Rorke continues in office in accordance with section 327 of the Corporations Act 2001. The Company may decide to employ Johnston Rorke on assignments additional to their statutory duties where the auditor’s expertise and experience with the Company and/or the Group are important. The Directors have considered the position and, in accordance with advice received from the Audit & Risk Committee, are satisfied that the provision of the non-audit services is compatible with the general standard of independence for auditors imposed by the Corporations Act 2001. The Directors are satisfied that the provision of non-audit services by the auditor, as set out below, did not compromise the auditor independence requirements of the Corporations Act 2001 as none of the services undermine the general principles relating to auditor independence as set out in APES 110 Code of Ethics for Professional Accountants and all non-audit services have been reviewed by the Audit & Risk Committee to ensure they do not impact the impartiality and objectivity of the auditor. Details of the amounts paid or payable to the auditor and its related parties for non-audit services are set out below: Non-audit Services Tax compliance services Other Total remuneration for non-audit services Consolidated 2009 $ 860 3,200 4,060 2008 $ 48,350 9,100 57,450 The auditor receives remuneration for audit and other services relating to other entities for which Cromwell Property Securities Limited, a controlled entity, acts as responsible entity. The remuneration is disclosed in the relevant entity’s financial reports and totalled $97,500 (2008: $85,000). Auditor’s independence declaration A copy of the auditor’s independence declaration as required under section 307C of the Corporations Act 2001 is attached to this report. This report is made in accordance with a resolution of the Directors. P.L. Weightman Director Dated this 21st day of August 2009 26 CROMWELL GROUP Annual Report 2009 Auditor’s Independence Declaration The Directors Cromwell Corporation Limited Level 19 200 Mary Street BRISBANE QLD 4000 The Directors Cromwell Corporation Limited Level 19 200 Mary Street BRISBANE QLD 4000 Auditor’s Independence Declaration As lead engagement partner for the audit of the financial report of Cromwell Corporation Limited for the financial year ended 30 June 2008, I declare that, to the best of my knowledge and belief, there have been: Auditor’s Independence Declaration (i) no contraventions of the auditor independence requirements of the Corporations Act 2001 in relation to the audit; and (ii) no contraventions of any applicable code of professional conduct in relation to the audit. As lead engagement partner for the audit of the financial report of Cromwell Corporation Limited for the financial year ended 30 June 2009, I declare that, to the best of my knowledge and belief, there have been: (i) no contraventions of the auditor independence requirements of the Corporations Act 2001 in relation to the audit; and (ii) no contraventions of any applicable code of professional conduct in relation to the audit. JOHNSTON RORKE Chartered Accountants RCN WALKER Partner Brisbane, Queensland 21 August 2009 Brisbane, Queensland 19 August 2008 JOHNSTON RORKE Chartered Accountants J J Evans Partner Liability limited by a scheme approved under Professional Standards Legislation CROMWELL GROUP Annual Report 2009 27 Liability limited by a scheme approved under Professional Standards Legislation 17 Income Statements for the year ended 30 June 2009 Revenue and other income Rental income and recoverable outgoings Funds management fees Property development sales Distributions Dividends from controlled entities Interest Other revenue Share of profits of equity accounted entities Gain on sale of investment properties Net gain from fair value adjustments to: Interest rate derivatives Investment properties Gain on dilution of interest in associate Other income Total revenue and other income Expenses Property expenses and outgoings Property development costs Amortisation/depreciation: Property, plant and equipment Intangibles Funds management commissions Employee benefits expense Premises rental – minimum lease payments Finance costs Management fees – controlled entity Share of losses of equity accounted entities Net loss from fair value adjustments to: Interest rate derivatives Investment properties Investments at fair value through profit and loss Decrease in recoverable amount: Available–for–sale financial assets Jointly controlled entity/associates Property development inventories Loans receivable Other expenses Total expenses Profit/(loss) before income tax Income tax expense Profit/(loss) Attributable to: Company shareholders Trust unitholders – minority interest External minority interests Profit/(loss) Basic earnings/(loss) per company share Diluted earnings/(loss) per company share Notes Consolidated Company 2009 $’000 – – – 25 3,500 1,479 – – – – – – – 5,004 – – – – – 712 – 488 2,860 – – – – – 234 – 15,300 176 19,770 (14,766) 1,855 (16,621) 2008 $’000 – 8,972 12,504 18 2,000 1,198 – – – – – – – 24,692 – 1,140 – – – 402 – 37 3,100 – – – – – – – – 619 5,298 19,394 1,008 18,386 2009 $’000 112,522 4,863 2,847 658 – 11,973 44 – – – – – 6,217 139,124 17,545 3,874 251 294 385 10,196 149 50,294 – 13,231 22,479 104,288 3,107 3,663 232 11,463 4,890 3,836 250,177 (111,053) 2,458 (113,511) (18,971) (94,540) – (113,511) (2.7¢) (2.7¢) 18 4 15 18 5 13 20 22 6 7 18 15 18 13 10 8 33 33 2008 $’000 89,658 14,747 38,000 1,348 – 10,553 84 10,357 7,470 4,479 34,649 826 – 212,171 16,497 13,594 291 179 2,502 9,011 104 31,815 – – – – – 9,011 – 1,200 – 4,724 88,928 123,243 3,342 119,901 19,440 88,557 11,904 119,901 2.8¢ 2.8¢ The above income statements should be read in conjunction with the accompanying notes. 28 CROMWELL GROUP Annual Report 2009 Balance Sheets as at 30 June 2009 Current Assets Cash and cash equivalents Trade and other receivables Current tax assets Other financial assets Derivative financial instruments Inventories Other current assets Total current assets Non-Current Assets Trade and other receivables Investment properties Available-for-sale financial assets Investments at fair value through profit and loss Investments in jointly controlled entity and associates Investments in controlled entities Property, plant and equipment Deferred tax assets Intangible assets Total non-current assets Total assets Current Liabilities Trade and other payables Borrowings Dividends/distributions payable Current tax liabilities Derivative financial instruments Provisions Other current liabilities Total current liabilities Non-Current Liabilities Borrowings Provisions Total non-current liabilities Total liabilities Net assets Equity attributable to shareholders Contributed equity Reserves Accumulated losses Total equity attributable to shareholders Minority Interests Equity attributable to unitholders Contributed equity Reserves (Carried forward loss)/undistributed income Total equity attributable to unitholders External minority interest Total equity attributable to securityholders Notes Consolidated Company 2009 $’000 66,653 23,820 74 – – – 2,771 93,318 30,062 1,117,175 3,547 2,919 58,295 – 1,272 1,721 514 1,215,505 1,308,823 16,424 81,201 10,546 – 3,112 7,804 8,131 127,218 641,647 365 642,012 769,230 539,593 43,688 3,256 (38,371) 8,573 531,853 – (833) 531,020 – 539,593 9 10 11 12 13 14 10 15 16 17 18 19 20 21 22 23 24 25 12 26 27 24 26 28 29 30 31 31 31 31 2008 $’000 8,283 23,473 – 25,700 19,367 4,030 2,027 82,880 25,000 1,120,716 7,210 4,247 80,593 – 43,579 3,846 452 1,285,643 1,368,523 5,731 475,316 17,583 2,196 – 738 3,314 504,878 148,132 277 148,409 653,287 715,236 43,644 3,023 (18,800) 27,867 531,853 130,966 25,150 687,969 (600) 715,236 2009 $’000 1,771 15,287 74 – – – – 17,132 – – 275 – 3 575 – 1,735 – 2,588 19,720 116 16,600 – – – – – 16,716 – – – 16,716 3,004 43,688 916 (41,600) 3,004 – – – – – 3,004 2008 $’000 705 22,937 – – – – – 23,642 – – 275 – – 475 – 5,379 – 6,129 29,771 1,199 – 7,028 2,196 – – – 10,423 – – – 10,423 19,348 43,644 683 (24,979) 19,348 – – – – – 19,348 The above balance sheets should be read in conjunction with the accompanying notes. CROMWELL GROUP Annual Report 2009 29 Statements of Changes in Equity for the year ended 30 June 2009 Attributable to Equity Holders of the Company Notes Con- tributed Equity Accu- mulated Losses Available- for-Sale Reserve Share Based Payments Reserve Total Minority Interest Minority Interest Total Equity $’000 $’000 $’000 $’000 $’000 $’000 $’000 (Trust) (External) (Consoli- dated) $’000 43,644 (18,800) 2,340 683 27,867 687,969 (600) 715,236 Consolidated Balance at 1 July 2008 Changes in the fair value of available-for- sale financial assets Net income/(expense) recognised directly in equity Profit/(loss) Total recognised income and expense Transactions with equity holders: Dividends/distributions paid/declared Contributions of equity Transfer from minority interest Employee share options Total transactions with equity holders Balance at 30 June 2009 Balance at 1 July 2007 Changes in the fair value of available-for- sale financial assets Net income/(expense) recognised directly in equity Profit/(loss) Total recognised income and expense Transactions with equity holders: Dividends/distributions paid/declared Contributions of equity Buy-back of stapled securities Buy-back transaction costs Employee share options Distribution to external minority interest Total transactions with equity holders Balance at 30 June 2008 31 32 28 29 31 32 28,31 28,31 28 29 – – – – – 44 – – 44 43,688 – – (18,971) (18,971) – – (600) – (600) (38,371) – – – – – – – – – 2,340 – – – – – – – 233 233 916 – – 868 868 (18,971) (18,971) (94,540) (93,672) – 44 (600) 233 (323) 8,573 (63,277) – – – (63,277) 531,020 43,347 (31,212) 2,340 610 15,085 657,979 – – – – – – 600 – 600 – – – – 868 868 (113,511) (112,643) (63,277) 44 – 233 (63,000) 539,593 673,064 (868) (868) – – – – – 535 (215) (23) – – 297 43,644 – – 19,440 19,440 (7,028) – – – – – (7,028) (18,800) – – – – – – – – – – – 2,340 – – – – – – – – 73 – 73 683 – – 19,440 19,440 (7,028) 535 (215) (23) 73 – (6,658) 27,867 (868) (868) 88,557 87,689 11,904 11,904 119,901 119,033 (63,408) 10,152 (4,443) – – – (57,699) 687,969 – – – – – (12,504) (12,504) (600) (70,436) 10,687 (4,658) (23) 73 (12,504) (76,861) 715,236 The above statements of changes in equity should be read in conjunction with the accompanying notes. 30 CROMWELL GROUP Annual Report 2009 Company Balance at 1 July 2008 Net income recognised directly in equity Loss Total recognised income and expense for the year Transactions with equity holders: Dividends paid/declared Contributions of equity Employee share options Total transactions with equity holders Balance at 30 June 2009 Balance at 1 July 2007 Net income recognised directly in equity Profit Total recognised income and expense for the year Transactions with equity holders: Dividends paid/declared Contributions of equity Share buy-back Share buy-back transaction costs Employee share options Total transactions with equity holders Balance at 30 June 2008 Notes Contributed Equity Accumulated Losses Share Based Payments Reserve Total $’000 $’000 $’000 $’000 43,644 – – – – 44 – 44 43,688 43,347 – – – – 535 (215) (23) – 297 43,644 (24,979) – (16,621) (16,621) – – – – (41,600) (36,337) – 18,386 18,386 (7,028) – – – – (7,028) (24,979) 32 28 29 32 28 28 28 29 683 – – – – – 233 233 916 610 – – – – – – – 73 73 683 19,348 – (16,621) (16,621) – 44 233 277 3,004 7,620 – 18,386 18,386 (7,028) 535 (215) (23) 73 (6,658) 19,348 The above statements of changes in equity should be read in conjunction with the accompanying notes. CROMWELL GROUP Annual Report 2009 31 Cash Flow Statements for the year ended 30 June 2009 Cash Flows From Operating Activities Cash receipts in the course of operations Cash payments in the course of operations Dividends received Distributions received Interest received Finance costs paid Income tax paid Reimbursements received from tax consolidated entities Net cash provided by/(used in) operating activities Cash Flows From Investing Activities Payments for investment properties Proceeds from sale of investment properties Payments for property, plant and equipment Payments for investment in associate Payments for investment in controlled entity Payments for other financial assets Proceeds from other financial assets Payments for available-for-sale financial assets Payments for investments at fair value through profit and loss Proceeds from sale of investments at fair value through profit and loss Payments for software Loans to related entities Repayment of loans by related entities Loans to other persons Refund of stamp duty on merger Net cash provided by/(used in) investing activities Cash Flows From Financing Activities Proceeds from borrowings Repayment of borrowings Payment of loan transaction costs Proceeds from issue of treasury shares/securities Payments for buy-back of stapled securities Buy-back transaction costs Payment of dividends/distributions Payment for derivative financial instruments Payment of distributions to external minority interests Net cash provided by/(used in) financing activities Net increase/(decrease) in cash and cash equivalents Cash and cash equivalents at 1 July Cash and cash equivalents at 30 June Notes Consolidated Company 2009 $’000 132,500 (44,114) – 8,739 12,942 (48,031) (2,605) – 59,431 (15,480) – (37,489) (237) – – 25,700 – (2,411) 1,500 (362) (5,062) – (219) 5,284 (28,776) 538,100 (437,356) (2,759) 44 – – (70,314) – – 27,715 58,370 8,283 66,653 2008 $’000 162,392 (59,457) – 7,808 10,450 (30,804) (868) – 89,521 (188,542) 190,064 (34,101) (10,000) – (25,700) 61,371 (16,221) (5,116) – (263) (45,052) 16,972 (1,606) – (58,194) 164,780 (128,475) (713) 234 (4,658) (23) (58,140) (1,390) (12,504) (40,889) (9,562) 17,845 8,283 2009 $’000 379 (4,684) 3,500 26 71 (435) (2,605) 1,655 (2,093) – – – (237) (100) – – – – – – (10,304) 4,184 – – (6,457) 18,100 (1,500) – 44 – – (7,028) – – 9,616 1,066 705 1,771 34 9 2008 $’000 25,526 (5,204) 2,000 13 393 (37) (868) 661 22,484 – – – – – – – – – – – (20,167) 4,158 – – (16,009) – (211) – 234 (215) (23) (5,590) – – (5,805) 670 35 705 The above cash flow statements should be read in conjunction with the accompanying notes. 32 CROMWELL GROUP Annual Report 2009 notes to the Financial Statements for the year ended 30 June 2009 1. Summary of Significant Accounting Policies Cromwell Group was formed by the stapling of two entities comprising Cromwell Corporation Limited (‘the Company’) and its con- trolled entities, and Cromwell Diversified Property Trust (‘the Trust’) and its controlled entities. Cromwell Group is also defined as ‘the Group’. The Group was established for the purpose of facilitating a joint quotation of the Company and its controlled entities and the Trust and its controlled entities on the Australian Securities Exchange. The constitutions of the Trust and the Company ensure that, for so long as the two entities remain jointly quoted, the number of units in the Trust and the number of shares in the Company shall be equal and the unitholders and shareholders are identical. Both the Responsible Entity of the Trust and the Company must at all times act in the best interests of the Group. To account for the stapling, Australian Accounting Standards requires an acquirer (Cromwell Corporation Limited) to be identified and an acquisition to be recognised. The net assets and net profit of the acquiree (the Trust and its controlled entities) are recognised as minority interest as they are not owned by the acquirer in the stapling agreement. The stapling arrangement will cease upon the earliest of either the winding up of the Company or the Trust. Cromwell Corporation Limited is a company domiciled in Australia. The financial report includes separate financial statements for Cromwell Corporation Limited as an individual entity (“the Company”) and Cromwell Group, the stapled consolidated entity consisting of Cromwell Corporation Limited and its controlled entities and Cromwell Diversified Property Trust and its controlled entities. The principal accounting polices adopted in the preparation of the financial report are set out below. These policies have been consis- tently applied to all the years presented, unless otherwise stated. (a) Basis of preparation The financial report is a general purpose financial report which has been prepared in accordance with Australian Accounting Standards (including Australian Accounting Interpretations) adopted by the Australian Accounting Standards Board (AASB) and the Corporations Act 2001. (i) Compliance with IFRS The financial report complies with the International Financial Reporting Standards (IFRS) and interpretations adopted by the Interna- tional Accounting Standards Board. (ii) Historical cost convention The financial report is prepared on the historical cost basis except for the following: | | | investment properties are measured at fair value derivative financial instruments are measured at fair value available-for-sale financial assets and investments at fair value through profit and loss are measured at fair value The methods used to measure fair values are discussed further below. (iii) Functional and presentation currency The financial report is presented in Australian dollars, which is the Company’s functional currency and the functional currency of the Group. (iv) Critical accounting estimates The preparation of financial statements requires management to make judgements, estimates and assumptions that affect the applica- tion of accounting policies and the reported amounts of assets, liabilities, income and expenses. Actual results may differ from these estimates. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised and in any future periods affected. CROMWELL GROUP Annual Report 2009 33 notes to the Financial Statements continued Information about significant areas of estimation uncertainty and critical judgements in applying accounting policies that have the most significant effect on the amounts recognised in the financial statements are: Estimates of fair value of investment properties The Group has investment properties with a carrying amount of approximately $1,117,175,000 (2008: $1,120,716,000) representing estimated fair value at balance date. In addition, the carrying amount of the Group’s investments in jointly controlled entity/associate of approximately $58,295,000 (2008: $80,593,000) also reflect underlying investment properties of the jointly controlled entity/associate carried at fair value. These investment properties represent a significant proportion of the total assets of the Group. Fair value is determined within a range of reasonable estimates utilising both capitalisation of net market income and discounted future cash flow methodologies and comparing the results to market sales evidence. The best evidence of fair value is considered to be current prices in an active market for similar properties, however recent global eco- nomic and financial turmoil has had an impact on many classes of real estate, including commercial real estate in Australia. The most significant impact has been a reduction in the availability of capital (debt and equity) for real estate assets. This reduction in available capital has led to falls in asset values and a relatively low level of transactions in most markets, such that there are not necessarily a large number of comparable market transactions. Where sufficient market information is not available, or to supplement this informa- tion, management considers other relevant information including: | | | | Current prices for properties of a different nature, condition or location, adjusted to reflect those differences; Recent prices of similar properties in a less active market, with adjustments to reflect changes in economic conditions or other factors; Capitalised income calculations based on an assessment of current net market income based on current leases in place for that property or other similar properties, a capitalisation rate taking into account market evidence for similar properties and adjust- ment for short term vacancy or lease expiries, incentive costs and capital expenditure requirements; and Discounted cash flow forecasts including estimates of future cash flows based on current leases in place for that property, histori- cal operating expenses, reasonable estimates of current and future rents and operating expenses based on external and internal assessments and using discount rates that appropriately reflect the degree of uncertainty and timing inherent in current and future cash flows. The fair values adopted for investment properties have been supported by a combination of independent external valuations and detailed internal valuations, which are considered to reflect market conditions at balance date. Key factors which impact assessments of value at each balance date include capitalisation rates, vacancy rates and weighted average lease terms. Details of these factors at each balance date were as follows: % Value of Portfolio by Sector Weighted Average Cap Rate Weighted Average Lease Term Occupancy 2009 86% 11% 3% 100% 2008 84% 12% 4% 100% 2009 8.23% 9.07% 10.45% 8.40% 2008 7.33% 7.58% 8.43% 7.40% 2009 5.4 yrs 3.1 yrs 5.1 yrs 5.1 yrs 2008 6.3 yrs 3.2 yrs 6.1 yrs 5.9 yrs 2009 99.6% 100.0% 100.0% 99.8% 2008 99.6% 100.0% 100.0% 99.8% Commercial Industrial Retail/Entertainment Total Estimates of fair value take into account factors and market conditions evident at balance date. Ongoing uncertainty and changes in global market conditions in the future may impact fair values in the future. Estimates of fair value of interest rate derivatives The fair value of interest rate derivatives has been determined using a pricing model based on discounted cash flow analysis and incor- porating assumptions supported by market data at balance date including market expectations of future interest rates and discount rates, and taking into account estimates prepared by external counterparties. Whilst certain derivatives may not be quoted on an active market, management have determined a value for those derivatives using market data adjusted for any specific features of the deriva- tives. All counterparties to interest rate derivatives are Australian financial institutions. 34 CROMWELL GROUP Annual Report 2009 (b) Principles of consolidation Stapling The stapling of the Company and the Trust was approved at separate meetings of the respective shareholders and unitholders on 6 December 2006. Following approval of the stapling, shares in the Company and units in the Trust were stapled to one another and are quoted as a single security on the Australian Securities Exchange. Australian Accounting Standards require an acquirer to be identified and an in-substance acquisition to be recognised. In relation to the stapling of the Company and the Trust, the Company is identified as having acquired control over the assets of the Trust. To recognise the in-substance acquisition, the following accounting principles have been applied: (1) no goodwill is recognised on acquisition of the Trust because no direct ownership interest was acquired by the Company in the Trust; (2) the equity issued by the Company to unitholders to give effect to the transaction is recognised at the dollar value of the consider- ation payable by the unitholders. This is because the issue of shares by the Company was administrative in nature rather than for the purposes of the Company acquiring an ownership interest in the Trust; and (3) the issued units of the Trust are not owned by the Company and are presented as minority interests in the Group notwithstanding that the unitholders are also the shareholders by virtue of the stapling arrangement. Accordingly, the equity in the net assets of the Trust and the profit/(loss) arising from these net assets have been separately identified in the Income Statement and Balance Sheet. Subsidiaries The consolidated financial statements incorporate the assets and liabilities of all subsidiaries as at 30 June 2009 and the results of all subsidiaries for the year then ended. Subsidiaries are entities controlled by the Group. Control exists when the Group has the power, directly or indirectly, to govern the financial and operating policies of an entity, so as to obtain benefits from its activities. In assessing control, potential voting rights that presently are exercisable are taken into account. The financial statements of subsidiaries are included in the consolidated financial statements from the date that control commences until the date that control ceases. The purchase method of accounting is used to account for the acquisition of subsidiaries by the Group. Inter-entity transactions, balances and unrealised gains on transactions between the Group entities are eliminated. Unrealised losses are also eliminated unless the transaction provides evidence of the impairment of the asset transferred. Accounting policies of subsid- iaries have been changed where necessary to ensure consistency with the policies adopted by the Group. Minority interests in the results and equity of subsidiaries are shown separately in the consolidated income statement and balance sheet respectively. Investments in subsidiaries are accounted for at cost in the individual financial statements of the Company. Associates Associates are all entities over which the Group has significant influence but not control, generally accompanying a holding of between 20% and 50% of the voting rights. Investments in associates are accounted for in the investor’s financial statements using the cost method and in the Group’s financial statements using the equity method of accounting, after initially being recognised at cost. The Group’s investment in associates includes goodwill (net of any accumulated impairment loss) identified on acquisition. The Group’s share of its associates’ post-acquisition profits or losses is recognised in the income statement and its share of post- acquisition movements in reserves is recognised in reserves. The cumulative post-acquisition movements are adjusted against the carrying amount of the investment. Dividends or distributions receivable from associates are recognised in the investor’s individual income statement, while in the Group’s financial statements they reduce the carrying amount of the investment. When the Group’s share of losses in an associate equals or exceeds its interest in the associate, including any other unsecured receiv- ables, the Group does not recognise further losses, unless it has incurred obligations or made payments on behalf of the associate. Unrealised gains on transactions between the Group and its associates are eliminated to the extent of the Group’s interest in the associates. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred. Accounting policies of associates have been changed where necessary to ensure consistency with the policies adopted by the Group. CROMWELL GROUP Annual Report 2009 35 notes to the Financial Statements continued Joint ventures Joint venture entities The interest in a joint venture entity is accounted for in the Group’s financial statements using the equity method and is accounted for using the cost method by the venturer. Under the equity method, the share of the profits or losses of the joint venture entity is recogn- ised in the income statement, and the share of movements in reserves is recognised in reserves in the balance sheet. Profits or losses on transactions establishing the joint venture entity and transactions with the joint venture are eliminated to the extent of the Group’s ownership interest until such time as they are realised by the joint venture entity on consumption or sale, unless they relate to an unrealised loss that provides evidence of the impairment of an asset transferred. Jointly controlled assets The proportionate interests in the assets, liabilities and expenses of a joint venture activity have been incorporated in the financial state- ments under the appropriate headings. (c) Revenue recognition Rental revenue Rental revenue from investment property is recognised on a straight-line basis over the lease term. Rental revenue not received at reporting date is reflected in the balance sheet as a receivable or if paid in advance, as rent in advance (unearned income). Lease incen- tives granted are considered an integral part of the total rental revenue and are recognised as a reduction in rental income over the term of the lease, on a straight-line basis. Contingent rents based on the future amount of a factor that changes other than with the passage of time, including turnover rents and CPI linked rental increases, are only recognised when contractually due. Funds management revenue Acquisition and capital raising fee revenue is recognised at settlement of the relevant property or proportionately as the equity inter- ests are issued/sold to external investors as appropriate. Management fee revenue is recognised on a proportional basis over time as services are performed. Other Property development sales revenue is recognised on settlement of the relevant property. Interest revenue is recognised as it accrues using the effective interest method. Gain or loss on disposal of assets is calculated as the difference between the carrying amount of the asset at the date of disposal and the net proceeds from disposal and is included in the income statement in the year of disposal. Where revenue is obtained from the sale of properties, it is recognised when the significant risks and rewards have transferred to the buyer, which is normally when legal title passes to the buyer. 36 CROMWELL GROUP Annual Report 2009 (d) Income tax Under current income tax legislation the Trust is not liable to pay tax provided its taxable income and taxable realised capital gains are distributed to unitholders. The liability for capital gains tax that may arise if the properties were sold is not accounted for in this report. The Group’s income tax expense for the period is the tax payable on the current period’s taxable income adjusted by changes in deferred tax assets and liabilities attributable to temporary differences between the tax bases of assets and liabilities and their carrying amounts in the financial statements, and to unused tax losses. Deferred tax assets and liabilities are recognised for temporary differences at the tax rates expected to apply when the assets are recov- ered or liabilities are settled, based on those tax rates which are enacted or substantively enacted. The relevant tax rates are applied to the cumulative amounts of deductible and taxable temporary differences to measure the deferred tax asset or liability. An exception is made for certain temporary differences arising from the initial recognition of an asset or a liability. No deferred tax asset or liability is recognised in relation to these temporary differences if they arose in a transaction, other than a business combination, that at the time of the transac- tion did not affect either accounting profit or taxable profit or loss. Deferred tax assets are recognised for deductible temporary differences and unused tax losses only if it is probable that future taxable amounts will be available to utilise those temporary differences and losses. Deferred tax liabilities and assets are not recognised for temporary differences between the carrying amount and tax bases of investments in controlled entities where the parent entity is able to control the timing of the reversal of the temporary differences and it is probable that the differences will not reverse in the foreseeable future. Current and deferred tax balances attributable to amounts recognised directly in equity are also recognised directly in equity. Tax consolidation The Company and its wholly-owned entities (this excludes the Trust and its controlled entities) have formed a tax-consolidated group with effect from 1 July 2003 and are, therefore, taxed as a single entity from that date. The head entity within the tax-consolidated group is Cromwell Corporation Limited. Current tax expense/income, deferred tax liabilities and deferred tax assets arising from temporary differences of the members of the tax-consolidated group are recognised in the separate financial statements of the members of the tax-consolidated group, using the ‘separate taxpayer within group’ approach by reference to the carrying amounts of assets and liabilities in the separate financial state- ments of each entity and the tax values applying under tax consolidation. Any current tax liabilities or assets and deferred tax assets arising from unused tax losses of the subsidiaries are assumed by the head entity in the tax-consolidated group and are recognised as amounts payable (receivable) to (from) other entities in the tax-consolidated group in conjunction with any tax funding arrangement amounts referred to in the following section. Any difference between these amounts is recognised by the Company as an equity contribution or distribution. The Company recognises deferred tax assets arising from unused tax losses of the tax-consolidated group to the extent that it is prob- able that future taxable profits of the tax-consolidated group will be available against which the asset can be utilised. Any subsequent period adjustment to deferred tax assets arising from unused tax losses, as a result of revised assessments of the probability of recov- erability, is recognised by the head entity only. Nature of tax funding arrangements and tax sharing arrangements The head entity, in conjunction with other members of the tax-consolidated group, has entered into a tax funding arrangement, which sets out the funding obligations of members of the tax-consolidated group in respect of tax amounts. The tax funding arrangements require payments to/from the head entity equal to the current tax liability (asset) assumed by the head entity and any tax-loss deferred tax asset assumed by the head entity, resulting in the head entity recognising an inter-entity receivable (payable) equal in amount to the tax liability (asset) assumed. The inter-entity receivable (payable) are at call. Contributions to fund the current tax liabilities are payable as per the tax funding arrangement and reflect the timing of the head entity’s obligation to make payments for tax liabilities to the relevant tax authorities. The head entity, in conjunction with other members of the tax-consolidated group, has also entered into a tax sharing agreement. The tax sharing agreement provides for the determination of the allocation of income tax liabilities between the entities should the head entity default on its tax payment obligations. No amounts have been recognised in the financial statements in respect of this agreement, as payment of any amounts under the tax sharing agreement is considered remote. CROMWELL GROUP Annual Report 2009 37 notes to the Financial Statements continued (e) Cash and cash equivalents Cash and cash equivalents includes cash on hand, deposits held at call with financial institutions, other short-term highly liquid invest- ments with original maturities of three months or less that are readily convertible to known amounts of cash and which are subject to an insignificant risk of changes in value. (f) Trade and other receivables Trade and other receivables are recognised initially at fair value and subsequently measured at amortised cost, less provision for doubt- ful debts. Receivables relating to operating leases of investment properties are due on the first day of each month, payable in advance. Other receivables are usually due for settlement no more than 90 days from the date of recognition. Collectibility of trade and other receivables is reviewed on an ongoing basis. Debts which are known to be uncollectible are written off. A provision for doubtful debts is established when there is objective evidence that the Group will not be able to collect all amounts due according to the original terms of trade and other receivables. The amount of the provision is the difference between the asset’s carry- ing amount and the present value of estimated future cash flows, discounted at the original effective interest rate. Cash flows relating to short-term trade and other receivables are not discounted if the effect of discounting is immaterial. The amount of the provision is recognised in the income statement. (g) Inventories Development properties held for resale are stated at the lower of cost and net realisable value. Cost is assigned by specific identifica- tion and includes the cost of acquisition, and development and borrowing costs during development. When development is completed borrowing costs and other holding charges are expensed as incurred. Borrowing costs included in the cost of development properties held for resale are those costs that would have been avoided if the expenditure on the acquisition and development of the properties had not been made. Borrowing costs incurred while active develop- ment is interrupted for extended periods are recognised as expenses. (h) Investment properties Investment property is property which is held either to earn income or for capital appreciation or both. Initially, investment property is measured at cost including transaction costs. The investment property is subsequently measured at fair value, with any change therein recognised in profit or loss. As part of the process of determining fair value, an external, independent valuer, having an appropriate recognised professional qualification and recent experience in the location and category of property being valued, values individual properties at least every two years on a rotation basis or on a more regular basis if considered appropriate and as determined by management in accordance with the valuation policy of the Group. In addition, the Group has utilised internal valuation processes for determining fair value at balance date. These valuation processes are taken into consideration when determining the fair value of the investment properties. The fair value is based on market values, being the estimated amount for which a property could be exchanged on the date of valuation between a willing buyer and a willing seller in an arms length transaction after proper marketing wherein the parties had each acted knowledga- bly, prudently and without compulsion. The valuations are prepared by considering the capitalisation of net income and the discounting of future cash flows to their present value. These methods incorporate assumptions of future rental income and costs, appropriate capitalisation and discount rates and also consider market evidence of transaction prices for similar investment properties. Valuations reflect, where appropriate: | | | the type of tenants actually in occupation or responsible for meeting lease commitments or likely to be in occupation after letting of vacant accommodation and the market’s general perception of their credit-worthiness; the allocation of maintenance and other operating cost responsibilities between lessor and lessee; and the remaining economic life of the property. Further information on assumptions underlying management’s assessment of fair value is contained in note 1(a)(iv). 38 CROMWELL GROUP Annual Report 2009 (i) Investments and other financial assets The Group classifies its investments as either financial assets at fair value through profit or loss or available for sale financial assets. The classification depends on the purpose for which the investments were acquired. Management determines the classification of its investments at initial recognition. Financial assets at fair value through profit or loss Financial assets at fair value through profit or loss are financial assets held for trading which are acquired principally for the purpose of selling in the short term with the intention of making a profit. Derivatives are also categorised as held for trading unless they are designated as hedges. Financial assets at fair value through profit or loss also includes financial assets which upon initial recognition are designated as such. Available-for-sale financial assets Available-for-sale financial assets are non-derivatives that are either designated in this category or not classified in any of the other categories. They are included in non-current assets unless management intends to dispose of the investment within 12 months of the balance sheet date. Regular purchases and sales of investments are recognised on trade date – the date on which the Group commits to purchase or sell the asset. Investments are initially recognised at fair value plus transaction costs for all financial assets not carried at fair value through profit or loss. Financial assets carried at fair value through profit or loss are initially recognised at fair value and transaction costs are expensed in the income statement. Financial assets are derecognised when the rights to receive cash flows from the financial assets have expired or have been transferred and the Group has transferred substantially all the risks and rewards of ownership. Available-for-sale financial assets and financial assets at fair value through profit and loss are subsequently carried at fair value. Gains or losses arising from changes in the fair value of the ‘financial assets at fair value through profit or loss’ category, including interest and dividend income, are presented in the income statement in the period in which they arise. Changes in the fair value of securities classified as available-for-sale are recognised in equity. When securities classified as available-for-sale are sold or impaired, the accumulated fair value adjustments recognised in equity are included in the income statement as gains or losses from investment securities. The Group assesses at each balance date whether there is objective evidence that a financial asset or group of financial assets is impaired. In the case of equity securities classified as available-for-sale, a significant or prolonged decline in the fair value of a security below its cost is considered in determining whether the security is impaired. If any such evidence exists for available-for-sale financial assets, the cumulative loss – measured as the difference between the acquisition cost and the current fair value, less any impairment loss on that financial asset previously recognised in profit and loss – is removed from equity and recognised in the income statement. Impairment losses recognised in the income statement on equity instruments classified as available for sale are not reversed through the income statement. (j) Property, plant and equipment Property, plant and equipment is stated at historical cost less depreciation. Historical cost includes expenditure that is directly attribut- able to the acquisition of the items. Subsequent costs are included in the asset’s carrying amount or recognised as a separate asset, as appropriate, only when it is prob- able that future economic benefits associated with the item will flow to the Group and the cost of the item can be measured reliably. All other repairs and maintenance are charged to the income statement during the financial period in which they are incurred. CROMWELL GROUP Annual Report 2009 39 notes to the Financial Statements continued Depreciation is calculated using the straight line method to allocate cost of assets, net of their residual values, over their estimated useful lives, as follows: Class Plant and equipment Leasehold improvements Leased plant and equipment Rate 10–67% 18% 8–37% The assets’ residual values and useful lives are reviewed, and adjusted if appropriate, at each balance sheet date. An asset’s carrying amount is written down immediately to its recoverable amount if the asset’s carrying amount is greater than its estimated recoverable amount (note 1(l)). Gains and losses on disposals are determined by comparing proceeds with carrying amount. These are included in the income statement. Property that is being constructed or developed for future use as investment property is accounted for as property, plant and equipment and is stated at cost until construction of the development is complete. At this time it is remeasured to fair value and reclassified as investment property. Any gain or loss arising on remeasurement is recognised in profit or loss. (k) Intangible assets Software assets have a finite useful life and are carried at cost less accumulated amortisation and impairment losses. Amortisation is calculated using the straight-line method to allocate the cost of software over its estimated useful lives of 3 years on average. (l) Impairment of assets Goodwill and intangible assets that have an indefinite useful life are not subject to amortisation and are tested annually for impairment, or more frequently if events or changes in circumstances indicate that they might be impaired. At each reporting date, and whenever events or changes in circumstances occur, the Group assesses whether there is any indication that any other asset may be impaired. Where an indicator of impairment exists, the Group makes a formal estimate of recoverable amount. Where the carrying amount of an asset exceeds its recoverable amount, the asset is considered impaired and an impairment loss is recognised for the amount by which the asset’s carrying amount exceeds its recoverable amount. The recoverable amount is the higher of an asset’s fair value less costs to sell and value in use. For the purposes of assessing impairment, assets are grouped at the lowest levels for which there are separately identifiable cash inflows which are largely independent of the cash inflows from other assets or groups of assets (cash generating units). Assets other than goodwill that suffer an impairment are reviewed for possible reversal of the impairment at each reporting date. (m) Fair value estimation The fair value of financial assets and financial liabilities must be estimated for recognition and measurement or for disclosure purposes. The fair value of financial instruments traded in active markets (such as publicly traded derivatives, and trading and available for sale securities) is based on quoted market prices at the balance sheet date. The quoted market price used for financial assets held by the Group is the current bid price; the appropriate quoted market price for financial liabilities is the current ask price. The fair value of financial instruments that are not traded in an active market (for example, over the counter derivatives) is determined using valuation techniques. The Group uses a variety of methods and makes assumptions that are based on market conditions existing at each balance date. Quoted market prices or dealer quotes for similar instruments are used for long term debt instruments held. Other techniques, such as estimated discounted cash flows, are used to determine fair value for the remaining financial instruments. The carrying value less impairment provision of trade and other receivables and payables are assumed to approximate their fair values due to their short-term nature. The fair value of financial liabilities for disclosure purposes is estimated by discounting the future contractual cash flows at the current market interest rate that is available to the Group for similar financial instruments. 40 CROMWELL GROUP Annual Report 2009 (n) Business combinations The purchase method of accounting is used to account for all business combinations regardless of whether equity instruments or other assets are acquired. Cost is measured as the fair value of the assets given, shares issued or liabilities incurred or assumed at the date of exchange plus costs directly attributable to the acquisition. Where equity instruments are issued in an acquisition, the value of the instruments is their published market price as at the date of exchange unless, in rare circumstances, it can be demonstrated that the published price at the date of exchange is an unreliable indicator of fair value and that other evidence and valuation methods provide a more reliable measure of fair value. Transaction costs arising on the issue of equity instruments are recognised directly in equity. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date, irrespective of the extent of any minority interest. The excess of the cost of acquisition over the fair value of the Group’s share of the identifiable net assets acquired is recorded as goodwill. If the cost of the acquisition is less than the Group’s share of the fair value of the identifiable net assets of the subsidiary acquired, the difference is recognised directly in the income statement, but only after a reassessment of the identification and measurement of the net assets acquired. Where settlement of any part of cash consideration is deferred, the amounts payable in the future are discounted to their present value as at the date of exchange. The discount rate used is the entity’s incremental borrowing rate, being the rate at which a similar borrow- ing could be obtained from an independent financier under comparable terms and conditions. (o) Lease incentives Prospective lessees may be offered incentives as an inducement to enter into non-cancellable operating leases. These incentives may take various forms including up front cash payments, rent free periods, or a contribution to certain lessee costs such as fit out costs or relocation costs. They are recognised as an asset in the balance sheet as a component of the carrying amount of investment property and amortised over the lease period as a reduction of rental income. (p) Initial direct leasing costs Initial direct leasing costs incurred by the Group in negotiating and arranging operating leases are recognised as an asset in the balance sheet as a component of the carrying amount of investment property and are amortised as an expense on a straight line basis over the lease term. (q) Repairs and maintenance Repairs and maintenance costs and minor renewals are charged as expenses when incurred. (r) Derivative financial instruments The Group is exposed to changes in interest rates and uses interest rate swaps to hedge these risks. Such derivative financial instru- ments are initially recognised at fair value on the date on which a derivative contract is entered into and are subsequently remeasured to fair value at balance date. Derivatives are carried as assets when their fair value is positive and as liabilities when their fair value is negative. The Group enters into interest rate swap agreements that are used to convert certain variable interest rate borrowings to fixed interest rates or vice versa. The swaps are entered into with the objective of hedging the risk of adverse interest rate fluctuations. While the Group has determined that these arrangements are economically effective, they have not satisfied the documentation, designation and effectiveness tests required by accounting standards. As a result, they do not qualify for hedge accounting and gains or losses arising from changes in fair value are recognised immediately in the income statement. (s) Trade and other payables Trade and other payables are recognised initially at fair value and subsequently measured at amortised cost. These amounts represent liabilities for goods and services provided to the Group prior to the end of the year and which are unpaid. The amounts are usually unsecured and paid within 30-60 days of recognition. CROMWELL GROUP Annual Report 2009 41 notes to the Financial Statements continued (t) Borrowings and borrowing costs Borrowings are initially recognised at fair value, net of transaction costs incurred. Borrowings are subsequently measured at amortised cost using the effective interest rate method. Under this method fees, costs, discounts and premiums directly related to the financial liability are spread over its expected life. Borrowings are classified as current liabilities unless the Group has an unconditional right to defer settlement of the liability for at least 12 months after the balance sheet date. Borrowing costs incurred for the construction of a qualifying asset are capitalised during the period of time that is required to complete and prepare the asset for its intended use or sale. Other borrowing costs are expensed. Where funds are borrowed specifically for the acquisition, construction or production of a qualifying asset the amount of borrowing costs capitalised is the actual borrowing costs incurred on that borrowing net of any interest earned on those borrowings. Where funds are borrowed generally the capitalisation rate used to determine the amount of borrowing costs to capitalise is the weighted average interest rate applicable to the Group’s outstand- ing borrowings during the year. (u) Financial guarantee contracts Financial guarantee contracts are recognised as a financial liability at the time the guarantee is issued. The liability is initially mea- sured at fair value and subsequently at the higher of the amount determined in accordance with AASB 137 Provisions, Contingent Liabilities and Contingent Assets and the amount initially recognised less any cumulative amortisation. The fair value of financial guarantees is determined as the present value of the difference in net cash flows between the contractual payments under the debt instrument and the payments that would be required without the guarantee, or the estimated amount that would be payable to a third party for assuming the obligations. Where guarantees in relation to loans or other payables of subsidiaries or associates are provided for no compensation, the fair values are accounted for as contributions and recognised as part of the cost of the investment. (v) Provisions Provisions are recognised when: – the Group has a present legal or constructive obligation as a result of past events; – it is probable that an outflow of resources will be required to settle the obligation; and – the amount has been reliably estimated. Provisions are not recognised for future operating losses. (w) Employee benefits Wages and salaries, annual leave and sick leave Liabilities for wages and salaries, including non-monetary benefits, annual leave and accumulating sick leave expected to be settled within 12 months of the reporting date are recognised in respect of employees’ services up to the reporting date and are measured at the amounts expected to be paid when the liabilities are settled. Long service leave The liability for long service leave is recognised in the provision for employee benefits and measured as the present value of expected future payments to be made in respect of services provided by employees up to the reporting date. Consideration is given to expected future wage and salary levels, experience of employee departures and periods of service. Expected future payments are discounted using market yields at the reporting date on national government bonds with terms to maturity and currency that match, as closely as possible, the estimated future cash outflows. Superannuation Contributions are made by the Group to defined contribution superannuation funds. Contributions are charged as expenses as they become payable. 42 CROMWELL GROUP Annual Report 2009 Share-based payments The fair value of options granted is recognised as an employee benefit expense with a corresponding increase in equity. The fair value is measured at grant date and recognised over the period during which the employees become unconditionally entitled to the options. The fair value at grant date is determined using an option pricing model that takes into account the exercise price, the term of the option, the share price at grant date and expected price volatility of the underlying share, the expected dividend yield and the risk free interest rate for the term of the option. The fair value of the options granted is adjusted to reflect market vesting conditions, but excludes the impact of any non market vesting conditions (for example, profitability and sales growth targets). Non market vesting conditions are included in assumptions about the number of options that are expected to become exercisable. At each balance sheet date, the entity revises its estimate of the number of options that are expected to become exercisable. The employee benefit expense recognised each period takes into account the most recent estimate. The impact of the revision to original estimates, if any, is recognised in the income statement with a corresponding adjustment to equity. Bonus plans The Group recognises a liability and an expense for bonuses where contractually obliged or where there is a past practice that has created a constructive obligation. (x) Leases (as lessee) Leases of assets where the Group has substantially all the risks and rewards of ownership are classified as finance leases. Finance leases are capitalised at the lease’s inception at the lower of the fair value of the leased property and the present value of the minimum lease payments. The corresponding rental obligations, net of finance charges, are included in liabilities. Each lease payment is allo- cated between the liability and finance cost. The finance cost is charged to the income statement over the lease period so as to produce a constant periodic rate of interest on the remaining balance of the liability for each period. The depreciable assets acquired under finance leases are depreciated over the estimated useful life of the asset. Where there is no reasonable certainty that the lessee will obtain ownership, the asset is depreciated over the shorter of the lease term and the asset’s useful life. Leases in which a significant portion of the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases (net of any incentives received from the lessor) are charged to the income statement on a straight-line basis over the period of the lease. (y) Leasehold improvements The cost of improvements to or on leasehold properties is amortised over the unexpired period of the lease or the estimated useful life of the improvement to the Group, whichever is the shorter. The amortisation rate for leasehold improvements is set out in note 1(j). (z) Contributed equity Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of new shares or options are shown in equity as a deduction, net of tax, from the proceeds. When share capital recognised as equity is repurchased, the amount of the consideration paid, including directly attributable costs, is recognised as a deduction from total equity. In the Company’s financial statements, the transactions of the Employee Share Ownership Plan (ESOP) are treated as being executed directly by the Company. Accordingly, shares held by the ESOP are recognised as treasury shares and deducted from equity. (aa) Dividends/distributions Provision is made for the amount of any dividend/distribution declared, being appropriately authorised and no longer at the discretion of the Group, on or before the end of the financial year but not distributed at balance date. (ab) Earnings per share Basic earnings per share Basic earnings per share is calculated by dividing the profit/(loss) attributable to equity holders of the Company, excluding any costs of servicing equity other than ordinary shares, by the weighted average number of ordinary shares outstanding during the financial year, adjusted for bonus elements in ordinary shares issued during the year. CROMWELL GROUP Annual Report 2009 43 notes to the Financial Statements continued Diluted earnings per share Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take into account the after income tax effect of interest and other financing costs associated with dilutive potential ordinary shares and the weighted average number of shares assumed to have been issued for no consideration in relation to dilutive potential ordinary shares. (ac) Goods and services tax Revenues, expenses and assets are recognised net of the amount of goods and services tax (GST), except: | where the amount of GST incurred is not recoverable from the taxation authority, it is recognised as part of the cost of acquisition of an asset or as part of an item of expense; or | for receivables and payables which are recognised inclusive of GST. The net amount of GST recoverable from, or payable to, the taxation authority is included as part of receivables or payables. (ad) Comparatives Where necessary, comparative figures have been adjusted to conform with changes in presentation in the current year. (ae) Rounding of amounts The Company is of a kind referred to in Class Order 98/0100, issued by the Australian Securities and Investments Commission, relating to the “rounding off” of amounts in the financial report. Amounts in the financial report have been rounded off in accordance with that Class Order to the nearest thousand dollars, or in certain cases, to the nearest dollar. (af) New accounting standards and interpretations Relevant accounting standards and interpretations that have recently been issued or amended but are not yet effective and have not been adopted for the year are as follows: Standard/Interpretation Applica- tion date of standard Application date for the Group AASB 3 Business Combinations – revised and consequential amendments to other accounting standards resulting from its issue AASB 8 Operating Segments and consequential amendments to other accounting standards resulting from its issue AASB 101 Presentation of Financial Statements – revised and consequential amendments to other accounting standards resulting from its issue AASB 123 Borrowing Costs – revised and consequential amendments to other accounting standards resulting from its issue AASB 127 Consolidated and Separate Financial Statements – revised and consequential amendments to other accounting standards resulting from its issue AASB 2008-1 Amendments to Australian Accounting Standard – Share-based Payments: Vesting Conditions and Cancellations AASB 2008-5 Amendments to Australian Accounting Standards arising from the Annual Improvements Project AASB 2008-6 Further Amendments to Australian Accounting Standards arising from the Annual Improvements Project AASB 2008-7 Amendments to Australian Accounting Standards – Cost of an Investment in a Subsidiary, Jointly Controlled Entity or Associate AASB 2009-8 Amendments to Australian Accounting Standards – Group Cash-settled Share-based Payment Transactions 1 Jul 2009 1 Jan 2009 1 Jul 2009 1 Jul 2009 1 Jan 2009 1 Jul 2009 1 Jan 2009 1 Jul 2009 1 Jul 2009 1 Jul 2009 1 Jan 2009 1 Jan 2009 1 Jul 2009 1 Jul 2009 1 Jul 2009 1 Jul 2009 1 Jan 2009 1 Jul 2009 1 Jan 2010 1 Jul 2010 The Directors anticipate that the adoption of these Standards and Interpretations in future years may have the following impacts: The revised AASB 3 applies prospectively for all business combinations after it becomes effective. It introduces a number of changes which may have a significant impact on accounting for future business combinations. For example, it allows a choice for measuring non-controlling interests (minority interest) in an acquiree – either fair value or at the proportionate share of the acquiree’s net identifi- able assets. It also requires acquisition related costs to be accounted for separately from the business combination – which will usually mean they will be expensed. The Directors have not yet assessed the impact the revised standard will have in future periods. 44 CROMWELL GROUP Annual Report 2009 AASB 8 may impact segment disclosures. It is not expected to impact the amounts included in the financial statements except that it may impact the level at which goodwill, if any, is tested for impairment. The revised AASB 101 is only expected to affect the presentation and disclosure of the financial report. The revised AASB 123 will require that borrowing costs associated with qualifying assets be capitalised. The Directors do not expect the revised standard will have a material impact as the Group has already adopted the allowed alternative treatment of capitalising borrowing costs attributable to qualifying assets. The revised AASB 127 introduces a number of changes including requiring that changes in an ownership interest in a subsidiary that do not result in a loss of control be accounted for as equity transactions and net income being attributed to the parent and the non- controlling interests even if this results in the non-controlling interests having a deficit balance. The Directors have not yet assessed the impact the revised standard will have in future periods. AASB 2008-1 introduces a number of amendments in accounting for share-based payments including clarifying that vesting conditions comprise service conditions and performance conditions only. The Group may have or enter into share-based payment arrangements that could be affected by these amendments. However, the Directors have not yet assessed the impact, if any. AASB 2008-5 and AASB 2008-6 – These amendments introduce various changes to IFRSs. The Directors have not yet assessed the further impact of the amendments, if any. AASB 2008-7 introduces amendments that result in all dividends from a subsidiary, jointly controlled entity or associate being recogn- ised in the separate financial statements of an investor as income. AASB 2009-8 introduces amendments to incorporate the requirements previously included in Interpretation 8 and Interpretation 11. The amendments require an entity that receives goods and services in share-based payment arrangements to account for those goods or services no matter which entity in the Group settles the transaction, and no matter whether the transaction is settled in shares or cash. The Directors have not yet assessed the further impact of the amendments, if any. 2. Capital Risk management The Group’s capital management strategy seeks to maximise securityholder value through optimising the level and use of capital resources and the mix of debt and equity funding. The Group’s capital management objectives are to: | | | | | ensure that Group entities comply with capital and dividend/distribution requirements of their constitutions and/or trust deeds; ensure sufficient capital resources to support the Group’s operational requirements; continue to support the Group’s creditworthiness; comply with capital requirements of relevant regulatory authorities; and safeguard the Group’s ability to continue as a going concern. The Group monitors the adequacy of its capital requirements, cost of capital and gearing (i.e. debt/equity mix) as part of its overall strategic plan. The Group’s capital structure is continuously reviewed to ensure: | | sufficient funds and financing facilities are available, on a cost effective basis, to implement the Group’s strategies; and dividends/distributions to members are made within the stated policy. The Group is able to alter its capital mix by: | | | | | issuing new stapled securities; activating its dividend/distribution reinvestment plan; adjusting the amount of dividends/distributions paid to members; activating its security buyback program; and selling assets to reduce borrowings The Group also protects its equity in assets by taking out insurance cover with creditworthy insurers. CROMWELL GROUP Annual Report 2009 45 notes to the Financial Statements continued Cromwell Property Securities Limited (“CPS”) holds an Australian Financial Services Licence (AFSL) and acts as responsible entity for managed investment schemes, other than Cromwell Hybrid Property Fund, managed by the Group. The AFSL requires CPS to maintain net tangible assets of $5 million. As such CPS is restricted from paying dividends to the parent entity that would breach its licence conditions and holds cash as part of its required minimum net tangible assets (see Note 34). CPS monitors its net tangible assets on an ongoing basis to ensure it continues to meet its licence requirements. CPS complied with its AFSL requirements during 2009 and 2008. Cromwell Funds Management Limited (“CFM”) holds an Australian Financial Services Licence (AFSL) and acts as responsible entity for Cromwell Hybrid Property Fund. The AFSL requires CFM to maintain net tangible assets of $50,000. As such CFM is restricted from paying dividends to the parent entity that would breach its licence conditions and holds cash as part of its required minimum net tangible assets (see Note 34). CFM monitors its net tangible assets on an ongoing basis to ensure it continues to meet its licence requirements. CFM complied with its AFSL requirements during 2009. The Group and the Company monitor capital on the basis of the gearing ratio. The ratio is calculated as net debt divided by adjusted assets. Net debt is calculated as total borrowings less cash and cash equivalents and restricted cash. Adjusted assets are calculated as total assets less cash and cash equivalents, restricted cash and intangible assets. The gearing ratios at each balance date were as follows: Total borrowings Less: cash and cash equivalents and restricted cash Net debt Total assets Less: intangible assets and deferred tax assets Less: cash and cash equivalents and restricted cash Adjusted assets Gearing ratio 3. Financial Risk management Consolidated Company 2009 $’000 722,848 66,653 656,195 1,308,823 2,235 66,653 1,239,935 53% 2008 $’000 623,448 33,983 589,465 1,368,523 4,298 33,983 1,330,242 44% 2009 $’000 16,600 1,771 14,829 19,720 1,735 1,771 16,214 91% 2008 $’000 – 705 (705) 29,771 5,379 705 23,687 N/A The Group’s activities expose it to a variety of financial risks; credit risk, liquidity risk and market risk (interest rate risk and price risk). The Group’s overall risk management program focuses on managing these risks and seeks to minimise potential adverse effects on the financial performance of the Group. The Group uses derivative financial instruments such as interest rate swaps to hedge certain risk exposures. The Group seeks to deal only with creditworthy counterparties. Liquidity risk is monitored through the use of future rolling cash flow forecasts. The Group’s management of treasury activities is centralised and governed by policies approved by the Directors who monitor the oper- ating compliance and performance as required. The Group has policies for overall risk management as well as policies covering specific areas such as identifying risk exposure, analysing and deciding upon strategies, performance measurement, the segregation of duties and other controls around the treasury and cash management functions. 46 CROMWELL GROUP Annual Report 2009 The Group and the Company hold the following financial instruments: Financial Assets Cash and cash equivalents (1) Trade and other receivables (1) Derivative financial instruments (2) Available-for-sale financial assets Investments at fair value through profit and loss (3) Other financial assets (1) Total financial assets Financial Liabilities Trade and other payables (3) Derivative financial instruments (2) Borrowings (4) Dividends/Distributions payable (4) Total financial liabilities (1) Loans and receivables (2) At fair value – held for trading (3) At fair value – designated (4) At amortised cost Consolidated Company 2009 $’000 66,653 53,882 – 3,547 2,919 – 127,001 16,424 3,112 722,848 10,546 752,930 2008 $’000 8,283 48,473 19,367 7,210 4,247 25,700 113,280 5,731 – 623,448 17,583 646,762 2009 $’000 1,771 15,287 – 275 – – 17,333 116 – 16,600 – 16,716 2008 $’000 705 22,937 – 275 – – 23,917 1,199 – – 7,028 8,227 (a) Credit Risk Credit risk is the risk that a counterparty will default on its contractual obligations under a financial instrument and result in a financial loss to the Group. The Group and the Company have exposure to credit risk on all financial assets included in their balance sheets except available-for-sale financial assets and investments at fair value through profit and loss. The Group and the Company manage this risk by: | | | | | | establishing credit limits for customers and managing exposure to individual entities; monitoring the credit quality of all financial assets in order to identify any potential adverse changes in credit quality; derivative counterparties and cash transactions, when utilised, are transacted with high credit quality financial institutions; providing loans as an investment in controlled entities and associates where the Group and the Company are comfortable with the underlying exposure; regularly monitoring loans and receivables on an ongoing basis; and regularly monitoring the performance of controlled entities and associates on an ongoing basis. The maximum exposure to credit risk at balance date is the carrying amount of financial assets recognised in the balance sheets of the Group and the Company plus undrawn loan commitments described in note 39. The Group and the Company hold no significant collateral as security. There are no significant financial assets that have had renegotiated terms that would otherwise have been past due or impaired. The ageing analysis of receivables past due at balance date but not impaired is as follows: 1 to 3 months 3 to 6 months Over 6 months Consolidated Company 2009 $’000 1,358 – 2,847 4,205 2008 $’000 2,045 – 4,981 7,026 2009 $’000 – – – – 2008 $’000 – – – – CROMWELL GROUP Annual Report 2009 47 notes to the Financial Statements continued The Group and Company had the following concentrations of credit risk at balance date: | | | | | the Group has amounts owing from Cromwell Property Fund of $48,405,000 (2008: $40,052,000) (refer note 10); the Company has $15,287,000 (2008: $22,592,000) in loans to controlled entities, net of provision for impairment (refer note 10); cash and cash equivalents which is primarily held with Westpac Banking Corporation and ANZ bank; loan commitments as described in note 39; and in 2008 other concentrations of credit risk related to restricted cash which was held with Westpac Banking Corporation and deriva- tive interest rate swaps which were held with the same financial institution. (b) Liquidity Risk Prudent liquidity risk management implies maintaining sufficient cash reserves and finance facilities to meet the ongoing operational requirements of the business. It is the Group’s policy to maintain sufficient funds in cash and cash equivalents to meet expected near term operational requirements. The Group prepares and monitors rolling forecasts of liquidity requirements on the basis of expected cash flow. The Group monitors the maturity profile of borrowings and puts in place strategies designed to ensure that all maturing borrowings are refinanced in the required timeframes. The current weighted average debt maturity of the Group is 2.8 years (2008: 2.2 years). The current weighted average debt maturity of the Company is less than 1 year (2008: Company had no borrowings in 2008). Contractual maturity of financial liabilities, including interest thereon, is as follows: Due within one year Due between one and five years Due after five years Consolidated Company 2009 $’000 141,313 597,481 121,679 860,473 2008 $’000 543,547 83,634 126,758 753,939 2009 $’000 16,831 – – 16,831 2008 $’000 8,227 – – 8,227 (c) Market Risk (i) Price risk The Group is exposed to equity securities price risk. This arises from investments held by the Group classified on the balance sheet as available-for-sale financial assets and investments at fair value through profit and loss. Neither the Group nor the Company are exposed to commodity price risk. The majority of the Group’s equity investments are publicly traded and are included in the ASX All Ordinaries index. Group sensitivity Based on the financial instruments held at balance date, had the ASX All Ordinaries index increased/decreased by 20% (2008: 10%) with all other variables held constant and all the Group’s equity instruments moved in correlation with the index, the impact on the Group’s profit and equity for the year would have been $1,294,000 (2008: $1,146,000) higher/lower. Company sensitivity The Company had no significant exposure to price risk on equity securities in 2009 or 2008. (ii) Interest rate risk The Group’s interest-rate risk primarily arises from borrowings. Borrowings issued at variable rates expose the Group to cash flow interest-rate risk. Borrowings issued at fixed rates expose the Group to fair value interest-rate risk. The Group’s policy is to effectively maintain hedging arrangements on not less than 50% of its borrowings. At balance date, 37% (2008: 73%) of the Group’s borrowings were effectively hedged due to the expiry of interest rate swaps with notional principal amounts of $246,015,000 in June 2009. The Group manages its cash flow interest-rate risk by using floating-to-fixed interest rate swaps. Such interest rate swaps have the economic effect of converting borrowings from floating rates to fixed rates. Generally, the Group raises long term borrowings at float- ing rates and swaps a portion of them into fixed rates. Under the interest-rate swaps, the Group agrees with other parties to exchange, at specified intervals (usually 30 days), the difference between fixed contract rates and floating-rate interest amounts calculated by reference to the agreed notional principal amounts. 48 CROMWELL GROUP Annual Report 2009 The fixed interest rates range between 4.88% and 5.95% (2008: 5.30% and 6.69%) and the variable rates are at the 30 day bank bill swap bid rate which at balance date was 3.20% (2008: 7.66%). At balance date, the notional principal amounts and periods of expiry of the interest rate swap contracts are as follows: Less than 1 year 1–2 years 2–3 years 3–4 years 4–5 years Greater than 5 years Consolidated Company 2009 $’000 71,060 76,745 – – – 118,180 265,985 2008 $’000 246,015 15,060 76,745 – – 118,180 456,000 2009 $’000 – – – – – – – 2008 $’000 – – – – – – – The Group’s interest rate swaps do not meet the accounting requirements to qualify for hedge accounting treatment. Gains or losses arising from changes in fair value have been reflected in the income statement. The Group had no fixed rate borrowings at balance date. In the prior year the Group’s fixed rate borrowings related to fixed interest debentures issued by a subsidiary and which bore interest at 8% and were measured at amortised cost. The fixed rate debentures were repaid in full during the current year. Information on borrowings, the maturity profile of borrowings including interest thereon and the effective weighted average interest rate by maturity periods is set out in Note 24. Group sensitivity At balance date, if interest rates had changed by +/– 100 basis points from the year end rates with all other variables held constant, profit would have been $1,627,000 higher/lower (2008 – change of 100 bps: $9,933,000 higher/lower), mainly as a result of increase/ decrease in the fair value of interest rate swaps. Equity would have been $1,627,000 higher/lower (2008: $9,933,000 higher/lower) mainly as a result of an increase/decrease in the fair value of interest rate swaps. Company sensitivity At balance date, if interest rates had changed by +/– 100 basis points from the year end rates with all other variables held constant, profit would have been $111,000 higher/lower (2008 – change of 100 bps: $209,000 higher/lower), mainly as a result of increase/ decrease in interest income. Equity would have been $111,000 higher/lower (2008: $209,000 higher/lower) mainly as a result of an increase/decrease in interest income. (d) Fair Value Estimation The fair value of financial assets and financial liabilities must be estimated for recognition and measurement or for disclosure purposes. The fair value of financial instruments traded in active markets is based on quoted market prices at the reporting date. The quoted market price used for financial assets held by the Group is the current bid price. Derivative interest rate swaps classified as held for trading are fair valued by comparing the contracted rate to the current market rate for a contract with the same remaining period to maturity. The carrying value of loans and receivables and financial liabilities at amortised cost are assumed to approximate their fair value due to either their short-term nature or their terms and conditions including interest receivable/payable at variable rates. CROMWELL GROUP Annual Report 2009 49 notes to the Financial Statements continued Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 4. Gain on Sale of Investment Properties Net proceeds from sale of investment properties Carrying value of investment properties sold and other costs of sale* Gain on sale of investment properties – – – 190,064 (182,594) 7,470 * Includes $156,452,000 of investment properties previously classified as held for sale in prior years. – – – – – – 479 – 233 – 712 488 – 488 – 488 – – – – – – 329 – 73 – 402 37 – 37 – 37 5,284 933 6,217 9,226 562 233 175 10,196 – – – 8,115 512 95 289 9,011 50,461 (1,582) 48,879 1,415 50,294 33,111 (2,186) 30,925 890 31,815 964 (1,465) 2,983 (24) 2,458 6,100 103 (2,959) 98 3,342 (1,119) 53 2,983 (62) 1,855 4,414 130 (2,959) (577) 1,008 5. Other Income Refund of stamp duty paid on merger Other Other income 6. Employee Benefits Expense Wages and salaries including on costs Contributions to defined contribution plans Equity settled share-based payments Increase in liability for long service and annual leave Employee benefits expense 7. Finance Costs Total interest Less: interest capitalised Interest expense Amortisation of loan transaction costs Finance costs 8. Income Tax Expense (a) Income tax expense Current tax Deferred tax Prior year tax losses (recognised)/written off Adjustment in relation to prior periods Income tax expense 50 CROMWELL GROUP Annual Report 2009 (b) Numerical reconciliation of income tax expenses to prima facie tax Consolidated Company Profit/(loss) before income tax Tax at the Australian tax rate of 30% (2008: 30%) Tax effect of amounts which are not deductible/ (taxable) in calculating taxable income: Non-taxable trust (income)/loss Non–deductible expenses Non-deductible loan impairment Share of partnership (income)/loss Non-assessable income Losses (recognised)/written off (note 21) Adjustment in relation to prior periods Income tax expense 2009 $’000 (111,053) (33,316) 29,067 155 – 3,593 – 2,983 (24) 2,458 2008 $’000 123,243 36,973 (26,567) 43 – (4,099) (147) (2,959) 98 3,342 2009 $’000 (14,766) (4,430) – 140 4,590 (316) (1,050) 2,983 (62) 1,855 2008 $’000 19,394 5,818 – 24 – (698) (600) (2,959) (577) 1,008 (c) Unrecognised deferred tax assets Deferred tax assets have not been recognised in respect of the following items: Tax losses 17,009 14,020 17,009 14,020 The tax losses do not expire under current tax legislation. Deferred tax assets have not been recognised in respect of these items because it is not probable that future taxable profit will be available against which the consolidated entity can utilise the benefits from the deferred tax assets. All unused tax losses were incurred by Australian entities. (d) Amounts recognised directly in equity Refer to Note 21 for the aggregate deferred tax relating to items that are charged or credited to equity. (e) Tax consolidation Refer note 1(d) for details regarding the relevance of the tax consolidation system to the consolidated entity, the tax funding arrange- ments and other information. No amounts were recognised during the year (2008: $nil) as tax consolidation contributions by, or distributions to, equity participants (refer Note 37 for further information). 9. Cash and Cash Equivalents Cash at bank Deposits Cash and cash equivalents 66,653 – 66,653 5,499 2,784 8,283 1,771 – 1,771 112 593 705 Cash at bank held with Australian financial institutions earns variable interest at market rates with a weighted average of 3.85% at balance date (2008: 6.95%). Deposits held with Australian financial institutions at 30 June 2008 earned variable interest at market rates with a weighted average of 7.53%. CROMWELL GROUP Annual Report 2009 51 notes to the Financial Statements continued 10. Trade and Other Receivables Current Assets Trade and other receivables: Jointly controlled entity/associates Other entities Loans: Controlled entities Associates Other entities Provision for impairment of receivables Trade and other receivables – current Non-Current Assets Loans: Associates Trade and other receivables – non-current Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 4,802 3,966 – 15,052 4,890 (4,890) 23,820 405 3,345 – 15,052 4,671 – 23,473 – – 30,587 – – (15,300) 15,287 – 345 22,592 – – – 22,937 30,062 30,062 25,000 25,000 – – – – Trade and other receivables – other entities mainly comprises amounts owing by tenants of the Group’s investment properties and recoverable costs owing by other managed investment schemes. These amounts are usually non-interest bearing, unsecured and generally payable on no more than 30 day terms. Trade and other receivables – jointly controlled entity/associates mainly comprises June 2009 distributions receivable and an amount of $2,847,000 owing by Cromwell Property Fund in relation to the sale of property development inventory. These receivables are payable in cash. (a) Loans – associates Cromwell Property Fund The Group advanced $5,000,000 (2008: $30,000,000) to Cromwell Property Fund (“CPF”) during the year under the loan facility between the Group and CPF. During the year CPF made no repayments (2008: $5,000,000). The loan is unsecured, repayable in cash in 2010 and earns interest at a floating rate plus margin of 0.7% capped at 8.00%, which was 3.91% (2008: 8.00%) at balance date. The comparative has been represented this year as the loan facility does not fall due until 2010. Cromwell Paclib Nominees Pty Ltd, a subsidiary of the Company, provided loans of $15,052,000 to Cromwell Property Fund and its subsidiaries during the prior year. The loans are unsecured, at call, repayable in cash, with no fixed repayment terms and earn interest at a variable rate (BBSW) plus a margin of 1.50%, which was 4.71% (2008: 9.05%) at balance date. Phoenix Portfolio Pty Ltd During the 2009 year the Group made a 50% investment in Phoenix Portfolios Pty Ltd and made a finance facility of $62,000 available to the company which was fully drawn at balance date. The loan is unsecured, repayable in cash in 2011 and earns interest at a variable rate (BBSW) plus a margin of 3.00%, which was 6.25% at balance date. (b) Loans – controlled entities Cromwell Paclib Nominees Pty Ltd The Company advanced $2,854,000 to Cromwell Paclib Nominees Pty Ltd during the 2009 year (2008: $20,167,000). The loan is unse- cured, at call with no fixed repayment terms, repayable in cash and earns interest at a variable rate (BBSW) plus a margin of 1.50%, which was 4.71% at balance date. 52 CROMWELL GROUP Annual Report 2009 Other controlled entities During the year the Company advanced $7,450,000 (2008: $nil) to other controlled entities and received $4,184,000 (2008: $4,158,000) in repayments. These amounts are generally non-interest bearing, unsecured and repayable in cash at call. (c) Past due but not impaired receivables At balance date, trade and other receivables of $4,205,000 (2008: $7,026,000) were past due but not impaired. These relate to a number of tenants for whom there is no recent history of default ($1,358,000) and Cromwell Property Fund ($2,847,000). At balance date, no receivables relating to the Company were past due. (d) Impaired receivables Group In 2009 a loan to a property developer of $4,890,000 (2008: loan balance $4,671,000) was deemed fully impaired and was written down accordingly. In December 2007, the Group utilised its security to become mortgagee in possession of the collateral property. The impairment was based on an estimate of the net proceeds expected to be recovered on the sale of the collateral property (estimated at $12,358,000) after paying selling costs and the amount owing to the first mortgage security holder. Company The Company has recognised a provision for impairment of $14,300,000 (2008: $nil) in relation to its loan to CPN on the basis of the value of property development inventory held by CPN and associated liabilities under the development leases. In addition, the Company has recognised a provision for impairment of $1,000,000 (2008: $nil) in relation to its loan to another controlled entity on the basis of its underlying net assets. Movements in the provision for impairment are as follows: Balance at 1 July Provision for impairment recognised during the year Balance at 30 June Consolidated Company 2009 $’000 – 4,890 4,890 2008 $’000 – – – 2009 $’000 – 15,300 15,300 2008 $’000 – – – The provision has been recognised as “decrease in recoverable amount – loans receivable” in the income statements. 11. Other Financial Assets Restricted cash – 25,700 – – In 2008 restricted cash was held with an Australian financial institution and earned interest at floating rates with a weighted average rate of 6.95%. Restricted cash was held on bank deposit and used to provide security in relation to the CMBS Note Issue which was repaid during the year (refer note 24). CROMWELL GROUP Annual Report 2009 53 notes to the Financial Statements continued 12. Derivative Financial Instruments Current Assets Interest rate swaps – at fair value Current liabilities Interest rate swaps – at fair value 13. Inventories Development property – at cost Construction costs Development property – at net realisable value Construction costs Inventories Movement in inventories/provision for property development liabilities Balance at 1 July Project costs incurred Transferred to profit and loss Impairment – property development inventories/provision Recognition of provision (see note 26) Inventories Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 – 19,367 3,112 – – – – 1,990 2,040 4,030 – – – – – – – – – – Consolidated 2009 $’000 4,030 4,328 (3,874) (11,463) (6,979) 6,979 – 2008 $’000 12,013 6,811 (13,594) (1,200) 4,030 – 4,030 14. Other Current Assets Prepayments 2,771 2,027 – – Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 54 CROMWELL GROUP Annual Report 2009 Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 15. Investment Properties Investment properties at fair value 1,117,175 1,120,716 (a) Movement in investment properties Balance at 1 July Additions at cost Acquisition price Transfer from property plant and equipment Transaction costs Improvements Disposals Straight-lining rentals Lease costs and incentives Amortisation of lease costs and incentives Net gain/(loss) from fair value adjustments Balance at 30 June (b) Amounts recognised in profit and loss for investment properties Rental and outgoings from investment properties Direct operating expense from properties that generated rental income 1,120,716 927,113 – 79,545 55 10,197 – 1,716 13,537 (4,303) (104,288) 1,117,175 166,025 – 13,259 3,215 (24,603) 735 4,505 (4,182) 34,649 1,120,716 112,522 (17,545) 94,977 89,658 (16,497) 73,161 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – (c) Assets pledged as security Borrowings (refer Note 24) are secured by fixed and floating charges over each investment property plus charges over any building document, lease document, performance bond and bank guarantee in addition to a real property mortgage over each property. (d) Leases as a lessor The investment properties are generally leased to tenants on long term operating leases with rentals payable monthly. Minimum lease payments under the non-cancellable operating leases of the investment properties not recognised in the financial statements are receivable as follows: Within one year Later than one year but not later than five years Later than five years 93,841 310,616 164,426 568,883 90,260 296,670 173,995 560,925 – – – – – – – – (e) Valuation basis Independent valuations of properties were carried out by qualified valuers with relevant experience in the types of property being valued. Independent valuations are mostly carried out at least annually but no later than every two years. The value of investment properties is measured on a fair value basis, being the amounts for which the properties could be exchanged between willing parties in an arm’s length transaction, based on current prices in an active market for similar properties in the same location and condition and subject to similar leases. In assessing the value of the investment properties, the independent valuers have considered both discounted cash flow, and capitalisation methodologies. In addition, the Group has utilised similar internal valuation processes for determining fair value where independent valuations are not obtained. Further information on assumptions underlying management’s assessment of fair value is contained in note 1(a)(iv). CROMWELL GROUP Annual Report 2009 55 notes to the Financial Statements continued (f) Details of investment properties Title Acquisi- tion date (1) Acqui- sition price (1) Jun 2001 Freehold Freehold Jun 1999 Leasehold Nov 2001 Jun 2000 Leasehold Jun 2000 Leasehold Feb 2003 Freehold Apr 2003 Freehold Jun 2003 Freehold Jun 2004 Freehold Jun 2004 Freehold Jun 2004 Freehold Jun 2004 Freehold Jun 2004 Freehold Jun 2004 Freehold Jun 2004 Freehold Jun 2004 Freehold Dec 2004 Freehold Feb 2005 Freehold July 2005 Leasehold Dec 2005 Freehold Freehold Jan 2006 Freehold Mar 2006 Nov 2008 Freehold Jun 2008 Leasehold $’000 29,250 13,600 23,550 5,800 10,750 17,778 30,420 9,700 34,000 8,900 15,900 16,000 3,500 9,900 7,600 10,900 133,000 41,000 35,530 88,000 30,375 102,650 85,727 166,025 929,855 Most recent inde- pendent valua- tion date Apr 2009 Dec 2008 Jun 2009 Jun 2009 Jun 2009 Dec 2008 Dec 2008 Jun 2009 Dec 2008 Dec 2008 Jun 2009 Dec 2008 Dec 2008 Dec 2008 Dec 2008 Apr 2009 Dec 2008 Dec 2008 Jun 2009 Jun 2009 May 2009 May 2009 Dec 2008 May 2009 Independent valuation amount Carrying amount Fair value adjustment 2009 $’000 90,000 33,500 34,000 9,700 11,000 24,000 40,000 8,425 36,500 10,300 12,500 14,400 3,150 11,900 10,000 14,100 167,750 39,000 33,500 102,800 36,500 135,000 83,500 170,000 1,131,525 2008 $’000 100,000 36,000 34,000 10,350 12,800 27,300 42,000 11,260 41,000 11,000 18,100 15,450 3,100 12,000 12,500 15,400 183,500 44,450 35,500 110,000 36,800 142,000 – 166,025 2009 $’000 90,000 32,000 34,000 9,700 11,000 23,400 38,250 8,425 37,300 9,800 12,500 13,000 3,000 10,900 9,800 14,100 162,000 37,500 33,500 102,800 36,500 135,000 82,700 170,000 1,120,535 1,117,175 2008 $’000 100,000 35,973 34,000 10,350 12,800 27,301 42,035 11,260 41,074 11,001 18,054 15,573 3,139 12,011 12,491 15,400 183,479 44,450 35,500 110,000 36,800 142,000 – 166,025 1,120,716 2009 $’000 (10,637) (4,552) (360) (702) (1,787) (3,847) (3,785) (2,736) (3,788) (1,201) (5,399) (2,821) (139) (1,126) (2,677) (1,340) (21,648) (6,952) (3,268) (7,031) (5,492) (7,829) (8,260) 3,089 (104,288) 2008 $’000 (420) – 413 166 (1,920) 2,243 3,500 (613) (230) 488 1,584 (175) (331) 1,077 – (481) 22,272 (2,550) (6,025) 14,517 1,215 13,178 – (13,259) 34,649 200 Mary St, QLD Terrace Office Park, QLD 243 Northbourne Ave, ACT Quadrant Building, ACT Scrivener Buildings, ACT NQX Property, QLD Henry Waymouth Centre, SA Hellman Distribution Centre, VIC Wesfarmers Woolstore, VIC Village Geelong Cinema, VIC Vodafone House, TAS Hobart Cinema Complex, TAS Village Launceston, TAS Albury Cinema Centre, NSW Spicers Paper, WA Elders Woolstore, SA 700 Collins Street, VIC Forsyth Centre, VIC Centenary House, ACT 380 LaTrobe Street, VIC 101 Grenfell St, SA 475 Victoria Av, NSW Synergy Building, QLD Tuggeranong Office Park, ACT Total investment properties (1) Comprises original acquisition date and price for Cromwell Diversified Property Trust or the relevant Syndicate which was mostly prior to the merger and stapling transactions in December 2006. 56 CROMWELL GROUP Annual Report 2009 16. Available-for-sale Financial Assets Listed equity securities at fair value Interests in Cromwell Diversified Property Trust Available-for-sale financial assets Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 3,547 – 3,547 7,210 – 7,210 – 275 275 – 275 275 Movements in the fair value of available-for-sale financial assets are taken to a reserve. 17. Investments at Fair value Through Profit and Loss Listed equity securities at fair value 2,919 4,247 – – These investments are designated at fair value through profit and loss. Gains and losses are shown in the income statement. 18. Investments in Jointly Controlled Entity and Associates The Group has investments in a jointly controlled entity, Cromwell TGA Planned Investment (“TGA”), and two associates, Cromwell Property Fund (“CPF”) and Phoenix Portfolios Pty Ltd (“Phoenix”). These entities were formed in Australia and their principal activities are property investment (TGA and CPF) and investment management (Phoenix). The reporting dates of the jointly controlled entity and associates are the same as for the Group. The proportion of voting power held equates to the proportion of ownership interest held except for TGA for which both the Group and the CPF must consent to the strategic, financial and operating decisions. TGA and CPF do not recognise income tax expense or liabilities given their nature. Investments in equity accounted entities are initially accounted for (recognised) at cost by the relevant entity holding the interest. The carrying amount is reduced where the fair value of the underlying interest, which for TGA and CPF primarily represents an indirect interest in a share of investment properties, is less than cost or the equity accounted carrying amount. (a) Investments – Company Phoenix – associate Ownership Interest Company 2009 % 50 2008 % – 2009 $’000 3 2008 $’000 – The Company acquired 50% of the shares of Phoenix during the year for a cost of $237,000. At balance date the Company recognised a decrease in recoverable amount of $234,000 to the carrying amount of the investment on the basis of the underlying assets and liabili- ties of Phoenix. CROMWELL GROUP Annual Report 2009 57 notes to the Financial Statements continued (b) Investments – Consolidated The investments are accounted for in the consolidated financial statements using the equity method of accounting. Information relating to the investments is detailed below: Investments accounted for using the equity method: TGA – jointly controlled entity CPF – associate Phoenix – associate Ownership Interest Consolidated 2009 % 67 18 50 2008 % 67 18 – 2009 $’000 51,850 6,442 3 58,295 2008 $’000 58,569 22,024 – 80,593 TGA The Group holds a 67% (2008: 67%) interest in TGA. The remaining 33% interest was acquired by CPF during the 2008 year from an external investor. The Group exercises joint control over TGA, but neither the Group nor CPF has control in its own right, irrespective of their ownership interest, as both the Group and CPF must consent to the strategic, financial and operating decisions relating to TGA. TGA has no borrowings and no material liabilities. CPF CPF was originally a controlled entity. Control was lost in February 2007 following continuing issues of units to external investors under a Product Disclosure Statement. At balance date the Group held 18% (2008: 18%) of the issued units of CPF. The Group is considered to have significant influence over CPF due to it being the single largest investor in the CPF, with the next largest investor holding 1.3% (2008: less than 1%) of the issued units of CPF. Phoenix The Group holds a 50% interest in Phoenix which was acquired in the 2009 financial year. (c) Movement in consolidated carrying amount of investment in jointly controlled entity and associates 2009 – Consolidated Balance at 1 July 2008 Additions – at cost Share of profit/(loss) (2) Distributions received Decrease to recoverable amount Balance at 30 June 2009 2008 – Consolidated Balance at 1 July 2007 Additions – at cost Gain on dilution (1) Share of profit/(loss) (2) Distributions received Balance at 30 June 2008 Phoenix $’000 – 237 (2) – (232) 3 – – – – – – CPF $’000 22,024 – (13,332) (2,250) – 6,442 13,896 10,000 826 (630) (2,068) 22,024 TGA $’000 58,569 – 103 (6,822) – 51,850 52,349 – – 10,987 (4,767) 58,569 Total $’000 80,593 237 (13,231) (9,072) (232) 58,295 66,245 10,000 826 10,357 (6,835) 80,593 (1) The gain on dilution of $nil (2008: $826,000) was recognised on the basis of the Group’s interest in the net assets attributable to unitholders of the CPF increasing since decon- solidation following the raising of additional funds from external unitholders. (2) Share of profit/(loss) includes gain/(loss) on fair value adjustment to investment property. 58 CROMWELL GROUP Annual Report 2009 (d) Share of assets and liabilities of jointly controlled entity and associates – Consolidated Assets Current assets Non-current assets Investment properties – at fair value Other Total non-current assets Total assets Liabilities Current liabilities Borrowings Other Total current liabilities Non-current liabilities Borrowings Total non–current liabilities Total liabilities Net assets Phoenix $’000 2009 CPF $’000 TGA $’000 Phoenix $’000 41 – 8 8 49 31 15 46 – – 46 3 813 1,619 56,265 11,124 67,389 68,202 (52,405) (9,355) (61,760) – – (61,760) 6,442 51,667 – 51,667 53,286 – (1,436) (1,436) – – (1,436) 51,850 – – – – – – – – – – – – 2008 CPF $’000 2,554 70,812 13,139 83,951 86,505 (11,249) (1,875) (13,124) (51,357) (51,357) (64,481) 22,024 (e) Share of revenues, expenses and results of jointly controlled entity and associates – Consolidated Revenue (1) Expenses (1) Share of profit/(loss) (1) Includes fair value adjustment to investment properties. Phoenix $’000 37 (39) (2) 2009 CPF $’000 7,788 (21,120) (13,332) TGA $’000 5,497 (5,394) 103 Phoenix $’000 – – – 2008 CPF $’000 8,175 (8,805) (630) (f) Assets pledged as security Borrowings (refer note 24) are secured by a registered floating charge over the investments. TGA $’000 245 58,624 – 58,624 58,869 – (300) (300) – – (300) 58,569 TGA $’000 11,410 (423) 10,987 CROMWELL GROUP Annual Report 2009 59 notes to the Financial Statements continued Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 19. Investments in Controlled Entities Shares in subsidiaries – at cost – – 575 475 Details of investment in Controlled Entities The Company’s investment in controlled entities are shown below, all of which are domiciled in Australia. Equity Holding Carrying Value of Company’s Investment 2009 % 100 100 100 100 100 100 100 50 50 50 100 2008 % 100 100 100 100 100 100 100 50 50 50 – 2009 $’000 345 – 30 – – 100 – – – – 100 575 2008 $’000 345 – 30 – – 100 – – – – – 475 Investments in controlled entities Name Cromwell Property Securities Limited Cromwell Property Services Pty Ltd Marcoola Developments Pty Ltd Votraint No. 662 Pty Ltd Cromwell Capital Limited Cromwell Finance Limited Cromwell Operations Pty Ltd Bundall Corporate Centre Holdings Pty Ltd Bundall Corporate Centre Partnership Cromwell Paclib Nominees Pty Ltd Cromwell Funds Management Limited Trust and its controlled entities (1) Name Cromwell CMBS Pty Ltd Cromwell Loan Note Pty Ltd Cromwell Holding Trust No 1 Cromwell Holding Trust No 2 Cromwell Holding Trust No 4 Terrace Office Park Property Trust/Planned Investment Cromwell Mary Street Property Trust/Planned Investment Cromwell Goulburn Street Property Trust/Planned Investment Cromwell Northbourne Planned Investment Cromwell Planned Investment #3 Tuggeranong Head Trust Tuggeranong Trust Cromwell Phoenix Property Securities Fund CDPT Finance Pty Ltd (1) The Trust and its controlled entities listed above are consolidated as part of the Group as required under accounting standards (refer to note 1(b)). The Trust owns 100% of each of its controlled entities except for Cromwell Phoenix Property Securities Fund (83%) (2008: 94%) and Cromwell mary Street Planned Investment (92%) (2008: 92%). The other 8% of Cromwell mary Street Planned Investment is held by a subsidiary of the Company (being Cromwell Property Securities Limited). The units in the Trust are stapled with the shares of the Company as described in note 28. Cromwell Property Securities Limited (“CPS”) holds an Australian Financial Services Licence (AFSL) and acts as responsible entity for the managed investment schemes managed by the Group. The AFSL requires CPS to maintain net tangible assets of at least $5 million (2008: $5 million). As such CPS is restricted from paying dividends to the Company that would breach its licence conditions. 60 CROMWELL GROUP Annual Report 2009 Bundall Corporate Centre Holdings Pty Ltd (“BCCH”) is the nominee for the Bundall Corporate Centre Partnership which the Company holds a 50% interest but controls through the appointment of a chairman with a casting vote. The partnership was formed during the 2006 year to lease property at Bundall on the Gold Coast from Cromwell Diversified Property Trust. Under the arrangement the partnership was to develop the land. The property was sold in October 2007 for $38,000,000 at a cost of sales of $13,594,000. The partnership profit was shared between the Company and the 50% external minority interest. Apart from the holding of the land and subsequent sale, the partnership has had no other significant trading and no equity contributions. Cromwell Paclib Nominees Pty Ltd (“CPN”) was formed in the 2008 year. The Company holds a 50% interest but controls CPN through the appointment of a chairman with a casting vote. CPN was formed to develop property held by Cromwell Property Fund (“CPF”) under development leases. Development costs are included in inventories (see note 13). Any profit is to be shared between the Company and the 50% external minority interest. The Company has provided loans to CPN totalling $23,021,000 (2008: $20,167,0000) (see note 10). CPN has provided loans totalling $15,052,000 (2008; $15,052,000) to CPF (see note 10). Apart from the loans and inventory, CPN has had no other significant trading. In particular, it has had no other significant revenue, expenses or equity contributions. Cromwell Funds Management Limited (“CFM”) was formed in the current year. CFM issued 100,000 shares at $1 each for cash. All shares are owned by the Company. CFM holds an Australian Financial Services Licence (AFSL) and acts as responsible entity for Cromwell Hybrid Property Fund. The AFSL requires CFM to maintain net tangible assets of at least $50,000. As such CFM is restricted from paying divi- dends to the Company that would breach its licence conditions. 20. Property, Plant and Equipment Property under construction at cost Leasehold improvements at cost Accumulated depreciation Plant and equipment at cost Accumulated depreciation Plant and equipment under finance lease at cost Accumulated depreciation Property, plant and equipment Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 – 1,172 (422) 750 1,150 (772) 378 267 (123) 144 1,272 42,155 992 (288) 704 1,105 (672) 433 514 (227) 287 43,579 – – – – – – – – – – – – – – – – – – – – – – CROMWELL GROUP Annual Report 2009 61 notes to the Financial Statements continued (a) Movement in property, plant and equipment Reconciliations of the carrying amounts of each class of property, plant and equipment are set out below. Consolidated Property Under Construction Leasehold Improvements Plant and Equipment Total Owned Under Lease Balance at 1 July 2008 Additions Transfer to investment properties Transfers Disposals Depreciation Balance at 30 June 2009 Balance at 1 July 2007 Additions Disposals Depreciation Balance at 30 June 2008 Company Balance at 30 June 2009 Balance at 30 June 2008 $’000 42,155 37,390 (79,545) – – – – 8,507 33,648 – – 42,155 – – $’000 704 9 – 103 – (66) 750 484 309 (6) (83) 704 – – $’000 433 90 – – – (145) 378 465 144 (19) (157) 433 – – (b) Additions relating to property under construction Additions at cost Transaction costs Construction costs Holding costs Capitalised interest $’000 287 – – (103) – (40) 144 338 – – (51) 287 – – $’000 43,579 37,489 (79,545) – – (251) 1,272 9,794 34,101 (25) (291) 43,579 – – Consolidated 2009 $’000 – 35,591 217 1,582 37,390 2008 $’000 8 30,965 489 2,186 33,648 Contractual commitments for the acquisition of property, plant and equipment are disclosed in note 39. 62 CROMWELL GROUP Annual Report 2009 21. Deferred Tax Assets Deferred tax assets Deferred tax assets and liabilities are attributable to the following: Interests in managed investment schemes Receivables Payables Employee benefits Provisions Other accruals and sundry items Tax losses recognised Movements Balance at 1 July Reduction in current tax liability on use of tax losses previously recognised (Debit)/credit to income statement Losses (recognised)/written off Adjustments in relation to prior periods Balance at 30 June Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 1,721 3,846 1,735 (1,870) 1,467 36 331 30 102 1,625 1,721 3,846 (618) 1,465 (2,983) 11 1,721 (1,860) – 27 279 30 145 5,225 3,846 5,005 (3,904) (103) 2,959 (111) 3,846 (13) – 20 – – 103 1,625 1,735 5,379 (618) (53) (2,983) 10 1,735 5,379 (7) – 17 – – 144 5,225 5,379 5,860 (3,904) (130) 2,959 594 5,379 The benefit of temporary differences and prior year tax losses recognised as a deferred tax asset was based on projected earnings over a limited period that the Directors considered to be probable. Projected earnings have been re-assessed at each reporting date. There remains a significant amount of tax losses that have not been recognised as a deferred tax asset (refer note 8). 22. Intangible Assets Software – at cost Accumulated amortisation Intangible assets 1,467 (953) 514 1,111 (659) 452 – – – Software has been acquired externally. Amortisation of software is included in amortisation expense in the income statement. Reconciliations of the carrying amounts of software are set out below: Balance at 1 July Additions – acquired separately Disposals Amortisation Balance at 30 June 452 362 (6) (294) 514 368 263 – (179) 452 – – – – – – – – – – – – – CROMWELL GROUP Annual Report 2009 63 notes to the Financial Statements continued 23. Trade and Other Payables Trade payables and accruals Tenant security deposits Other payables Trade and other payables Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 7,934 181 8,309 16,424 5,555 176 – 5,731 116 – – 116 1,199 – – 1,199 Trade and other payables are generally unsecured, non-interest bearing and paid in cash within 30-60 days of recognition. 24. Borrowings Current Secured CMBS Notes Loans – financial institutions Debentures Lease liabilities Unsecured Loan payable to Cromwell Diversified Property Trust (1) Borrowings – current Non-Current Secured Loans – financial institutions Debentures Lease liabilities Borrowings – non-current (1) See note 37. – 81,181 – 20 – 81,201 641,647 – – 641,647 428,265 43,566 3,429 56 – 475,316 147,615 497 20 148,132 – – – – 16,600 16,600 – – – – – – – – – – – – – – The amounts of the loans shown above comprise the net values of the respective borrowings. Under accounting standards the amounts recognised in the balance sheet are net of transaction costs which are subsequently amortised using the effective interest method. 64 CROMWELL GROUP Annual Report 2009 (a) Borrowing Details Details of borrowings of the Group at balance date are set out below: Facility Note Secured Bank Loan – Syndicate Finance CMBS note issue Bank loan – Tuggeranong (Tranche 1) Bank loan – Tuggeranong (Tranche 2) Bank loan – Synergy Bank loan – TGA Bank loan – Mary Street Lease liabilities Debentures Total facilities Less unamortised transaction costs Total borrowings (i) (ii) (iii) (iii) (iv) (v) (vi) (vii) (viii) Yes – Yes Yes Yes Yes Yes Yes – Maturity Date Nov 2011 – June 2015 June 2013 July 2009 Mar 2011 Aug 2011 Oct 2009 – Facility Utilised Facility Utilised 2009 $’000 452,000 – 107,916 13,282 77,861 25,946 49,500 20 – 726,525 2009 $’000 452,000 – 107,916 13,282 77,861 25,946 48,500 20 – 725,525 (2,677) 722,848 2008 $’000 – 429,000 107,916 16,602 93,500 27,000 – 76 3,926 678,020 2008 $’000 – 429,000 107,916 16,602 40,261 27,000 – 76 3,926 624,781 (1,333) 623,448 (i) Bank Loan – Syndicate Finance The Syndicate finance facility is secured by first registered mortgages over the majority of the investment properties held by the Group and a registered floating charge over the assets of the Trust. Interest is payable monthly in arrears at variable rates based on a margin over the 30 day BBSW rate and was 4.2% at balance date. An amount of $238,985,000 was effectively fixed at balance date through interest rate swap arrangements which expire in Jul-09 ($56,000,000), Nov-09 ($15,060,000), Jul-10 ($49,745,000), Feb-16 ($31,730,000) and Sep-17 ($86,450,000). (ii) CMBS Note Issue The CMBS facility was fully repaid during the 2009 year from the proceeds of the Syndicate Finance Facility. (iii) Bank Loan – Tuggeranong The Group has a $121,198,000 (2008: $124,518,000) loan in relation to its investment in Tuggeranong Office Park. The loan is secured by a first registered mortgage over the investment property and a registered floating charge over the assets of Tuggeranong Trust. The first tranche of the loan matures in June 2015. The second tranche matures in June 2013 with $830,000 repayable each quarter until June 2013. The loan bears interest at a variable rate based on a margin over the 30 day BBSW rate which for tranche 1 was 4.53% and for tranche 2 was 4.27% (2008: both tranche 1 and 2 were 8.73%) at balance date. (iv) Bank Loan – Synergy The Group has a $77,861,000 (2008: $40,261,000) loan in relation to the Synergy investment property. The loan is secured by a regis- tered floating charge over the assets of the Group specific to the Synergy investment property. The loan matured on 31 July 2009 and was extended for a further 2 years (see note 42). The loan bears interest at a variable rate based on a margin over the 30 day BBSW rate which was 6.7% (2008: 8.25%) at balance date. (v) Bank Loan – TGA The Group has a $25,946,000 (2008: $27,000,000) loan in relation to its investment in Cromwell TGA Planned Investment. The loan is secured by a first registered mortgage over the TGA property and a registered floating charge over the assets of TGA. These assets are reflected in the carrying value of the investment in jointly controlled entity. The loan bears interest at a variable rate based on a margin over the 30 day BBSW rate which was 3.77% (2008: 8.40%) at balance date. The loan was effectively fixed at balance date through inter- est rate swap arrangements to August 2010. CROMWELL GROUP Annual Report 2009 65 notes to the Financial Statements continued (vi) Bank Loan – Mary Street The Group has a $49,500,000 (2008: $nil) facility secured over the 200 Mary Street investment property. The loan has been drawn down in two tranches, Tranche 1 for $20,000,000 and Tranche 2 for $28,500,000. The loan bears interest at a variable rate based on a margin over the 30 day BBSW rate and for tranche 1 was 4.49% and for tranche 2 was 5.04% at balance date. (vii) Lease Liabilities Lease liabilities are effectively secured as the rights to the relevant assets (being leased property, plant and equipment) revert to the lessor or financier in the event of default. (viii) Debentures All debentures were repaid during 2009. (b) Maturity Profile Maturity profile of the principal amounts of current and non-current borrowings together with estimated interest thereon: Due within one year Due between one and five years Due after five years Consolidated Company 2009 $’000 109,062 584,342 112,524 805,928 2008 $’000 520,233 83,634 126,758 730,625 2009 $’000 16,715 – – 16,715 2008 $’000 – – – – (c) Unused Finance Facilities At balance date the Group had unused finance facilities totalling $1,000,000 (2008: $53,239,000). (d) Interest Rate Risk The Group’s exposure to interest rate risk and the effective weighted average interest rate by maturity periods is set out in the following table. Floating interest rate $’000 722,828 – (265,985) 456,843 4.78% 428,265 191,181 – – (456,000) 163,446 7.15% Fixed interest rate maturing in 1 year or less $’000 Over 1 to 2 years $’000 Over 2 to 3 years $’000 Over 3 to 4 years $’000 Over 4 to 5 years $’000 Over 5 years $’000 – 20 71,060 71,080 5.06% – – 3,429 56 246,015 249,500 6.15% – – 76,745 76,745 5.56% – – 497 20 15,060 15,577 5.72% – – – – – – – – – 76,745 76,745 5.53% – – – – – – – – – – – – – – – – – – – – – – – – – – 118,180 118,180 5.94% – – – – 118,180 118,180 5.89% Total $’000 722,828 20 – 722,848 428,265 191,181 3,926 76 – 623,448 2009 Financial institution loans Lease liabilities Interest rate swaps (1) Weighted average interest rate % 2008 CMBS note issue Financial institution loans Debentures Lease liabilities Interest rate swaps (1) Weighted average interest rate % (1) notional principal amounts 66 CROMWELL GROUP Annual Report 2009 Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 25. Dividends/Distributions Payable Dividends/distributions payable 10,546 17,583 – 7,028 Distributions payable relate to June quarter distributions declared in June and payable in August of each year. 26. Provisions Current Employee benefits Property development Non-Current Employee benefits Restoration Provisions Movement in provisions – Consolidated Balance at 1 July Additional provisions recognised Balance at 30 June 825 6,979 7,804 265 100 365 738 – 738 177 100 277 – – – – – – – – – – Property Development Restoration 2009 $’000 – 6,979 6,979 2008 $’000 – – – 2009 $’000 100 – 100 2008 $’000 100 – 100 Property development Cromwell Paclib Nominees Pty Ltd (“CPN”), a controlled entity (see note 19) has entered into development agreements with Cromwell Property Fund (“CPF”) in respect of certain properties leased from CPF. Under the development agreements CPN can develop the land on the basis that CPF would fully recover its cost. At 30 June 2009 the Group assessed the recoverable amount of the properties held by CPF at less than CPF’s cost and has provided for the difference (see note 13). The recoverable amount of these properties was assessed on the basis of their expected realisation values without further development. Restoration The Group’s operating leases of its premises requires the asset to be returned to the lessor in a lease stipulated condition. The operat- ing lease payments do not include an element for the refurbishment costs. A provision for refurbishment costs (make good obligations) is recognised over the period of the lease, measured at each reporting date as the expected cost of returning the asset to its agreed condition. CROMWELL GROUP Annual Report 2009 67 notes to the Financial Statements continued 27. Other Current Liabilities Unearned income 8,131 3,314 – – Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 Unearned income primarily comprises rent paid in advance. 28. Contributed Equity (a) Share Capital 702,943,059 (2008: 702,816,227) fully paid ordinary shares 43,688 43,644 43,688 43,644 Effective 1 July 1998, the corporations legislation in place abolished the concepts of authorised capital and par value shares. Accord- ingly, the Company does not have authorised capital or par value in respect of its issued shares. Movements in ordinary share capital Balance at 1 July 2008 Issue of treasury shares to employees for cash on exercise of options Balance at 30 June 2009 Balance at 1 July 2007 Reinvestment of dividends/ distributions (1) Share buy-back (2) Issue of treasury shares to employees for cash on exercise of options Share buy-back transaction costs Balance at 30 June 2008 No. of Shares $’000 702,816,227 126,832 702,943,059 698,783,980 8,930,200 (5,565,342) 667,389 – 702,816,227 43,644 44 43,688 43,347 301 (215) 234 (23) 43,644 (1) The Group has established a dividend/distribution reinvestment plan (DRP) under which stapled security holders may elect to have all or part of their dividend/distribution entitle- ments satisfied by the issue of new stapled securities rather than being paid in cash. The DRP was suspended in march 2008. (2) The Group announced an on-market buy-back of up to 69 million stapled securities in January 2008 and acquired the securities between 13 February 2008 and 26 June 2008. The basis of allocation of the issue price of stapled securities issued post stapling is determined by agreement between the Company and the Trust as set out in the Stapling Deed. Treasury shares are held by the Employee Share Ownership Plan (ESOP) (refer note 36). Total number of fully paid ordinary shares at balance date comprises: Ordinary shares as shown above Treasury shares held by ESOP 68 CROMWELL GROUP Annual Report 2009 2009 Number 702,943,059 141,875 703,084,934 2008 Number 702,816,227 268,707 703,084,934 (b) Stapled Securities The ordinary shares of the Company are stapled with the units of the Trust. These entitle the holder to participate in dividends and distributions as declared from time to time and the proceeds on winding up. On a show of hands every holder of stapled securities present at a meeting in person, or by proxy, is entitled to one vote, and upon a poll each stapled security is entitled to one vote. A reconciliation of the stapled number of ordinary shares of the Company and ordinary units of the Trust is as follows: Ordinary shares / ordinary units Treasury stapled securities held by ESOP * Unstapled units (held by the Company) 2009 2009 2008 2008 Company Number 702,943,059 141,875 – 703,084,934 Trust Number 703,360,040 – (275,106) 703,084,934 Company Number 702,816,227 268,707 – 703,084,934 Trust Number 703,360,040 – (275,106) 703,084,934 * The ESOP holds a similar number of Trust units which are included in the total of 703,084,934 (2008: 703,084,934) units. (c) Options Information relating to the Employee Share Ownership Plan and Performance Rights Plan, including details of options issued, exercised and lapsed during the financial year, is set out in note 36. 29. Reserves Share based payments Available-for-sale financial assets revaluation reserve Reserves Movements in reserves Share based payments Balance at 1 July Options expensed Balance at 30 June Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 916 2,340 3,256 683 233 916 683 2,340 3,023 610 73 683 916 – 916 683 233 916 683 – 683 610 73 683 The share based payments reserve is used to recognise the fair value of options issued for goods and services including employee services. Available-for-sale financial assets revaluation reserve Changes in the fair value of investments classified as available-for-sale are taken to the available-for-sale financial assets revaluation reserve. Amounts are recognised in profit or loss when the associated assets are disposed/sold or impaired. The balance at year end comprises a reserve of a subsidiary attributable to its pre-stapling interest in a Syndicate which continues to be held. There was no movement in the available-for-sale financial assets revaluation reserve over the last two financial years. CROMWELL GROUP Annual Report 2009 69 notes to the Financial Statements continued 30. Accumulated Losses Accumulated losses Movements in accumulated losses Balance at 1 July Profit/(loss) for the year Transfer from minority interest (external) Dividends paid/payable Balance at 30 June 31. minority Interests Equity attributable to unitholders: Contributed equity Reserves (Carried forward loss)/undistributed income Equity attributable to unitholders External minority interest Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 (38,371) (18,800) (41,600) (24,979) (18,800) (18,971) (600) – (38,371) (31,212) 19,440 – (7,028) (18,800) (24,979) (16,621) – – (41,600) (36,337) 18,386 – (7,028) (24,979) Consolidated 2009 $’000 2008 $’000 531,853 – (833) 531,020 – 531,853 130,966 25,150 687,969 (600) Losses attributable to external minority interest were recognised on the basis that the external minority interest had a binding obliga- tion and was able to make an additional investment to cover the losses. These losses were transferred to the Group during the current year. Application of AASB Interpretation 1002 Post-Date-of-Transition Stapling Arrangements and AASB 3 Business Combinations requires, for stapling arrangements which do not involve one of the combining entities obtaining an ownership interest in another combining entity, the net assets and profit or loss of the consolidated acquiree to be identified as minority interests. Even though the interests of the equity holders of the identified acquiree (the Trust) are treated as minority interests (as above) the equity holders of the acquiree are also equity holders in the acquirer (the Company) by virtue of the stapling arrangement. 70 CROMWELL GROUP Annual Report 2009 Movements in contributed equity – unitholders Balance at 1 July DRP issues Buyback of units Balance at 30 June Movements in reserve – unitholders Available-for-sale financial assets revaluation reserve Balance at 1 July Revaluation Impairment loss transferred to income statement Other Balance at 30 June General reserve Balance at 1 July Transfer to (carried forward loss)/undistributed income Balance at 30 June Total reserves – unitholders Movement in (carried forward loss)/undistributed income – unitholders Balance at 1 July Profit/(loss) for the year Distributions paid/payable Transfer from general reserve Balance at 30 June Consolidated 2009 $’000 2008 $’000 531,853 – – 531,853 (868) (3,663) 3,663 868 – 131,834 (131,834) – – 25,150 (94,540) (63,277) 131,834 (833) 526,145 10,151 (4,443) 531,853 – (9,879) 9,011 – (868) 131,834 – 131,834 130,966 – 88,557 (63,407) – 25,150 CROMWELL GROUP Annual Report 2009 71 notes to the Financial Statements continued 32. Dividends/Distributions Dividends paid/payable by the Company Final dividend for the year ended 30 June 2008 of 1.0 cents per fully paid ordinary share, declared with a record date of 24 June 2008 and paid/payable on 29 August 2008: Fully franked based on tax paid @ 30% – 0.50 cents per share Unfranked – 0.50 cents per share Company 2009 $’000 2008 $’000 – – – 3,514 3,514 7,028 No dividend was declared by the Company during 2009. Franking credits Franking credits available for subsequent years based on a tax rate of 30% (2008 – 30%) 1,025 690 The above amounts represent the balance of the franking account as at the end of the financial year, adjusted for: | | | franking credits that will arise from the payment of the amount of the provision for income tax; franking debits that will arise from the payment of dividends recognised as a liability at the reporting date, and franking credits that will arise from the receipt of dividends recognised as receivables at the reporting date. Distributions paid/payable by the Trust Interim distribution of 2.5 cents per stapled security paid on 15 November 2007 Interim distribution of 2.5 cents per stapled security paid on 15 February 2008 Interim distribution of 2.5 cents per stapled security paid on 15 May 2008 Final distribution of 1.5 cents per stapled security paid on 29 August 2008 Interim distribution of 2.5 cents per stapled security paid on 14 November 2008 Interim distribution of 2.5 cents per stapled security paid on 16 February 2009 Interim distribution of 2.5 cents per stapled security paid on 15 May 2009 Final distribution of 1.5 cents per stapled security payable on 31 August 2009 Consolidated 2009 $’000 – – – – 17,577 17,577 17,577 10,546 63,277 2008 $’000 17,573 17,651 17,628 10,555 – – – – 63,407 All distributions from the Trust are unfranked. The determination of the Trust’s distributable income excludes unrealised gains/(losses) including fair value adjustments to investment properties. 72 CROMWELL GROUP Annual Report 2009 Dividends/distributions paid in cash, payable at balance date or satisfied by the issue of securities under the reinvestment plan during the past two years were as follows: Consolidated Company 2009 $’000 70,314 – 10,546 80,860 2008 $’000 58,140 10,453 17,583 86,176 2009 $’000 7,028 – – 7,028 2008 $’000 5,590 – 7,028 12,618 Paid in cash (1) Satisfied by issue of securities (2) Payable at balance date (1) Includes June dividends/distributions from prior year paid in August. (2) Recognised, in part, by both the Company and the Trust. 33. Earnings/(Loss) per Share Basic earnings/(loss) per share Diluted earnings/(loss) per share Earnings used to calculate basic and diluted earnings per share Profit/(loss) for the year Profit/(loss) attributable to minority interests Profit/(loss) attributable to ordinary equity holders of the company used in calculating basic/diluted earnings/(loss) per share Weighted average number of ordinary shares used in calculating basic earnings/(loss) per share Effect of dilutive securities: Director and employee share options Weighted average number of ordinary shares and potential ordinary shares used in calculating diluted earnings/(loss) per share Consolidated 2009 2008 (2.7¢) (2.7¢) 2.8¢ 2.8¢ $’000 $’000 (113,511) 94,540 119,901 (100,461) (18,971) 19,440 Number of Shares 702,816,227 Number of Shares 702,988,443 63,006 180,150 702,879,233 703,168,593 Options granted under the Employee Share Ownership Plan and the Performance Rights Plan are considered to be potential ordinary shares and have been included in the determination of diluted earnings/(loss) per share to the extent to which they are dilutive. The options have not been included in the determination of basic earnings/(loss) per share. Details relating to the options are set out in note 36. CROMWELL GROUP Annual Report 2009 73 notes to the Financial Statements continued Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 34. Cashflow Information (a) Reconciliation of profit/(loss) to net cash provided by operating activities Net profit/(loss) Tax expense Tax paid Reimbursements received from tax consolidated entities Amortisation and depreciation Amortisation (loan transaction costs) Amortisation of lease costs and incentives Share of profits/(losses) of jointly controlled entity/associates (net of distributions) Gain on sale of investment properties Share based payments Net gain on fair value adjustments of: (113,511) 2,458 (2,605) – 545 1,415 4,303 22,303 – 233 119,901 3,342 (868) – 470 890 4,182 (3,522) (7,470) 73 (34,649) (4,479) – (826) 9,011 1,200 – – (735) – 25 5,555 (919) 6,783 (8,190) 295 (548) 89,521 (16,621) 1,855 (2,605) 1,655 – – – – – 233 – – – – – – 234 15,300 – – – (1,061) – – (1,083) – – (2,093) 18,386 1,008 (868) 661 – – – – – 73 – – – – – – – – – – – 1,066 – 1,140 1,018 – – 22,484 104,288 22,479 3,107 – 3,663 11,463 232 4,890 (1,716) (5,284) 6 (5,016) (744) (454) 2,384 175 4,817 59,431 – 10,453 – 301 Investment properties Interest rate derivatives Investments at fair value through profit and loss Gain on dilution of interest in associate Decrease to recoverable amount: Available-for-sale financial assets Property development inventories Jointly controlled entity/associates Loans receivable Straight-line rentals Refund of stamp duty paid on merger Other Changes in operating assets and liabilities: (Increase)/decrease: Trade and other receivables Prepayments Inventories* Increase/(decrease): Trade payables and accruals Provisions (employee benefits/restoration) Unearned revenue Net cash provided by operating activities * Prior to decrease to recoverable amount. (b) Non-cash activities Securities issued on reinvestment of distributions (1) (1) Recognised in part, by both the Company and the Trust. (c) Finance facilities Refer to note 24 for details of unused finance facilities. (d) Cash held by Cromwell Property Securities Limited (“CPS”) At balance date cash was held by CPS, a controlled entity, of $2,746,000 (2008: $2,432,000). Of this amount, approximately $500,000 (2008: $500,000) was held as part of the $5 million net tangible assets (NTA) required to be maintained by CPS under its Australian Financial Services Licence (AFSL). As such, the cash is effectively restricted in its use as it cannot readily be used to meet expenses and obligations of other Group entities without consideration of the AFSL requirements. 74 CROMWELL GROUP Annual Report 2009 (e) Cash held by Cromwell Funds Management Limited (“CFM”) At balance date cash was held by CFM, a controlled entity, of $101,000 (2008: $nil). Of this amount, approximately $50,000 (2008: $nil) was held as part of the $50,000 net tangible assets (NTA) required to be maintained by CFM under its Australian Financial Services Licence (AFSL). As such, the cash is effectively restricted in its use as it cannot readily be used to meet expenses and obligations of other Group entities without consideration of the AFSL requirements. 35. key management Personnel Disclosures (a) Key management personnel compensation Short-term employee benefits Post-employment benefits Other long-term benefits Share-based payments Consolidated Company 2009 $ 3,843,909 174,972 50,489 129,494 4,198,864 2008 $ 3,402,126 158,395 44,504 61,111 3,666,136 2009 $ 1,991,294 57,276 26,550 42,109 2,117,229 2008 $ 1,810,515 61,733 18,461 18,559 1,909,268 Key management personnel compensation for the Company comprises amounts paid to directors of the Company principally by subsidiaries. (b) Equity instrument disclosures relating to key management personnel (i) Option holdings The numbers of options over ordinary shares in the Company held during the financial year by each director of Cromwell Corporation Limited and other key management personnel of the Group, including their personally related parties, are set out below. Name 2009 Directors: GH Levy PL Weightman RJ Pullar MA McKellar DE Usasz DJ Wilson WR Foster Other key management personnel of the Group: PW Howard SM Morgan DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling NE Riethmuller JA Clark* Balance at 1 July Granted during the year as compensation Exercised during the year Forfeited during the year Balance at 30 June Vested Balance at 30 June Not Vested – 1,108,100 – – – 516,300 – – 229,200 792,000 394,400 507,000 300,200 592,650 – 92,100 4,531,950 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – (109,075) – – (109,075) – (369,367) – – – (172,100) – – (229,200) (331,917) (131,467) (169,000) (100,067) (113,900) – – (1,617,018) – – – – – – – – – – – – – 141,875 – – 141,875 – 738,733 – – – 344,200 – – – 460,083 262,933 338,000 200,133 227,800 – 92,100 2,663,982 * JA Clark became a kmP on 1 July 2008. At balance date, options entitle the holder to acquire stapled securities in the Group – refer note 36. Vested options are exercisable. CROMWELL GROUP Annual Report 2009 75 notes to the Financial Statements continued Name 2008 Directors: GH Levy PL Weightman RJ Pullar MA McKellar DE Usasz DJ Wilson WR Foster Other key management personnel of the Group: SM Morgan PA Cronan PW Howard DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling Balance at 1 July Granted during the year as compensation Exercised during the year Forfeited during the year Balance at 30 June Vested Balance at 30 June Not Vested – – – – – – – – – – – – – – 887,900 887,900 – 1,108,100 – – – 516,300 – 229,200 282,300 – 792,000 394,400 507,000 300,200 341,700 4,471,200 – – – – – – – – – – – – – – (636,950) (636,950) – – – – – – – – (282,300) – – – – – – (282,300) – – – – – – – – – – – – – – 250,950 250,950 – 1,108,100 – – – 516,300 – 229,200 – – 792,000 394,400 507,000 300,200 341,700 4,188,900 (ii) Share holdings The numbers of shares in the Company held during the financial year by each director of Cromwell Corporation Limited and other key management personnel of the Group, including their personally related parties, are set out below. Ordinary share holdings Name 2009 Directors: GH Levy (1) PL Weightman RJ Pullar MA McKellar DE Usasz DJ Wilson WR Foster Other key management personnel of the Group: PW Howard SM Morgan DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling NE Riethmuller JA Clark * * JA Clark became a kmP on 1 July 2008. 76 CROMWELL GROUP Annual Report 2009 Balance at 1 July On exercise of options Net purchases (sales) Balance at 30 June – 15,464,167 14,000,000 120,000 1,747,602 2,215,006 5,349,598 – – 547,264 467,151 1,975,612 200,000 1,524,850 – 71,032 43,682,282 – – – – – – – – – – – – – 109,075 – – 109,075 370,000 – – 180,000 129,978 – – – – – (157,536) (200,000) – – – – 322,442 370,000 15,464,167 14,000,000 300,000 1,877,580 2,215,006 5,349,598 – – 547,264 309,615 1,775,612 200,000 1,633,925 – 71,032 44,113,799 Name 2008 Directors: GH Levy (1) PL Weightman RJ Pullar MA Mckellar DE Usasz DJ Wilson WR Foster Other key management personnel of the Group: SM Morgan PA Cronan PW Howard DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling Balance at 1 July On exercise of options Net purchases (sales) Balance at 30 June – 15,364,167 13,545,269 20,000 1,490,400 2,205,982 5,349,598 – – – 547,264 457,140 1,966,712 – 1,331,850 42,278,382 – – – – – – – – – – – – – – 636,950 636,950 – 100,000 454,731 100,000 257,202 9,024 – – – – – 10,011 8,900 200,000 (443,950) 695,918 – 15,464,167 14,000,000 120,000 1,747,602 2,215,006 5,349,598 – – – 547,264 467,151 1,975,612 200,000 1,524,850 43,611,250 Comparative shareholdings have been amended for 2008 for purchases (400,000) and sales (443,950) by certain key management personnel not included in prior year. (1) mr GH Levy is a director of mZL Investments Pty Ltd, which is the manager of the mZL Opportunity Fund, which owned 862,995 (2008: 462,963) stapled securities in the Cromwell Group. mr GH Levy has indirect beneficial ownership of the shares as a unitholder in the fund. There were no shares granted during 2009 or 2008 as compensation. At balance date the numbers above for the directors and other key management personnel represent the number of stapled securities of the Group held by them. CROMWELL GROUP Annual Report 2009 77 notes to the Financial Statements continued (iii) Property preference share holdings All property preference shares were redeemed by the Company during 2008. The numbers of property preference shares in the Company held during the 2008 year by each director of the Company and other key management personnel of the Group, including their personally related parties, are set out below. 2008 Directors: GH Levy PL Weightman RJ Pullar MA McKellar DE Usasz DJ Wilson WR Foster Other key management personnel of the Group: SM Morgan PA Cronan DA Gippel MC McLaughlin MJ Blake PJ McDonnell PJ Cowling Balance at 1 July 2007 Net Change Other Balance 30 June 2008 – 3,500 1,000 – – 2,000 – – – 2,000 – – – – 8,500 – (3,500) (1,000) – – (2,000) – – – (2,000) – – – – (8,500) – – – – – – – – – – – – – – – (c) Loans to key management personnel No loans were made during the 2009 or 2008 year to key management personnel and no loans were outstanding at the reporting date. (d) Other transactions with key management personnel The Group entered into a development agreement in 2007 with Citimark Properties Limited (“Citimark”), an entity related to Mr. Robert Pullar, who is a director of the Company. Under the agreement, Citimark developed the Synergy investment property in Kelvin Grove, Brisbane in accordance with specified terms, and to agreed standards. Construction was completed in November 2008. Under the devel- opment agreement, the Group reimbursed Citimark for the costs of the project, and paid fees contingent upon the outcomes of certain events, primarily total construction costs of the property and leasing outcomes. Citimark provided a rental guarantee to the Group over the entire property for 18 months from the date construction was complete. During the year the Group paid $49,706,942 (2008: $31,303,340) to Citimark for development and construction costs and received $4,286,354 (2008: $nil) by way of rental guarantee. The Group rents an apartment, located at 185 Macquarie Street, Sydney, which is owned by Mr. Paul Weightman, a director of the Company. Total rent paid during 2009 was $88,400 (2008: $88,400). The payment of rent is on normal commercial terms and conditions and at market rates. 78 CROMWELL GROUP Annual Report 2009 36. Share Based Payments (a) Performance Rights Plan A Performance Rights Plan (PRP) was established in September 2007 by the Company. All full-time and part-time employees who meet minimum service, remuneration and performance requirements, including executive Directors of Cromwell Corporation Limited, are eligible to participate in the PRP at the discretion of the Board. Participation in the PRP by executive Directors is subject to securityholder approval. The PRP is designed to provide long-term incentives for senior managers and executive Directors to continue employment and deliver long-term securityholder returns. Under the PRP, eligible employees are allocated Performance Rights. Each Performance Right enables the participant to acquire a stapled security in Cromwell Group, at a future date and exercise price, subject to conditions. The number of Performance Rights allocated to each participant is set by the Board or the Remuneration Committee and based on individual circumstances and performance. The amount of Performance Rights that will vest under the PRP depends on a combination of factors which may include the Group’s total securityholder returns (including price growth, dividends and capital returns), internal performance measures and the participant’s continued employment. Performance Rights allocated under the PRP generally vest in 3 years. Until Performance Rights have vested, the participant cannot sell or otherwise deal with the Performance Rights except in certain limited circumstances. It is a condition of the PRP that a participant must remain employed by the Group in order for Performance Rights to vest. Any Performance Rights which have not yet vested on a participant leaving employment must be forfeited. Under AASB 2 “Share based Payment”, the rights granted to employees to securities acquired by the plan are treated as options for accounting purposes. Set out below are summaries of Performance Rights granted and exercised. Grant Date Expiry Date Exercise price Balance at start of the year Granted during the year Lapsed during the year Exercised during the year Balance at year end 2009 18/09/2007 18/09/2007 18/09/2007 06/12/2007 19/01/2010 19/01/2011 19/01/2011 07/04/2011 Weighted average exercise price 2008 18/09/2007 18/09/2007 18/09/2007 06/12/2007 19/01/2010 19/01/2011 19/01/2011 07/04/2011 Weighted average exercise price $1.21 $1.21 $0.00 $1.21 $1.21 $1.21 $0.00 $1.21 492,900 3,886,800 8,600 1,624,400 6,012,700 $1.21 – – – – – – – – – – – – 492,900 4,255,100 8,600 1,624,400 6,381,000 $1.21 (203,750) (1,075,366) – (541,467) (1,820,583) $1.21 – (368,300) – – (368,300) $1.21 – – – – – – – – – – – – 289,150 2,811,434 8,600 1,082,933 4,192,117 $1.21 492,900 3,886,800 8,600 1,624,400 6,012,700 $1.21 At balance date nil Performance Rights (2008: nil) were vested and exercisable. The weighted average remaining contractual life of Performance Rights outstanding at the end of the year was 1.7 years (2008: 2.7 years). CROMWELL GROUP Annual Report 2009 79 notes to the Financial Statements continued All Performance Rights were granted in 2008. The assessed fair value of Performance Rights granted is as follows: | | | | | | 14.3 cents for Performance Rights with non-market based vesting conditions expiring on 19/01/2010 9.2 cents for all Performance Rights with market based vesting conditions expiring on 19/01/2010* 15.0 cents for Performance Rights with non-market based vesting conditions expiring on 19/01/2011 10.6 cents for Performance Rights with market based vesting conditions expiring on 19/01/2011* 96.9 cents for Performance Rights with $nil exercise price 8.9 cents for Performance Rights with market based vesting conditions expiring on 07/04/2011* * The assessed fair value of these Performance Rights was adjusted during the current year based on a review of the underlying model assumptions. In 2008 the assessed fair value of these Performance Rights was $nil. The effect of the change on the income statement is immaterial. Fair Value of Performance Rights Granted The fair values at grant date for Performance Rights with no market based vesting conditions were determined using a Black-Scholes option pricing model that takes into account the exercise price, the term of the option, the security price at grant date and expected price volatility of the underlying security, the expected dividend/distribution yield and the risk-free interest rate for the term of the option. The fair values at grant date for Performance Rights with market based vesting conditions were determined using a Monte Carlo simulation (TSR hurdle) and the Black-Scholes option pricing model that takes into account the exercise price, the term of the option, the security price at grant date and expected price volatility of the underlying security, the expected dividend/distribution yield and the risk-free interest rate for the term of the option. The model inputs for Performance Rights granted during the year ended 30 June 2008 included: Market based vesting conditions Exercise price Grant date Share price at grant date Expected price volatility Expected dividend yield Risk free interest rate Expiry date TSR hurdle Non-market based vesting conditions Exercise price Grant date Share price at grant date Expected price volatility Expected dividend yield Risk free interest rate Expiry date Performance Rights Granted $1.21 18/9/2007 – 6/12/2007 $1.25 23% 8.06% 6.22% 19/01/2010 – 07/04/2011 13% Performance Rights Granted $1.21 18/09/07 $1.26 23% 8.06% 6.26% 19/01/2010 $1.21 18/09/07 $1.26 23% 8.06% 6.22% 19/01/2011 – 18/09/07 $1.26 23% 8.06% 6.22% 19/01/2011 The expected price volatility is based on the historic volatility (based on the remaining life of the options), adjusted for any expected changes to future volatility due to publicly available information. (b) Tax Exempt Plan The Tax Exempt Plan enables eligible employees to acquire up to $1,000 of stapled securities on-market in a tax effective manner within a 12 month period. Eligibility for the Tax Exempt Plan is approved by the Board having regard to individual circumstances and perfor- mance. No Directors or KMP are eligible for the Tax Exempt Plan. Expenses relating to the plan are recorded in employee benefits expense and all securities are purchased on-market. 80 CROMWELL GROUP Annual Report 2009 (c) Employee Share Ownership Plan The Employee Share Ownership Plan (“ESOP”) was established in 2003 by the Company. No grants were made under the ESOP in the 2008 or 2009 years and it is not intended any further grants will be made by this plan in the future. Under the ESOP, eligible employees were allocated shares in the Company. The shares were acquired by the eligible employees at the time of allocation, funded by a loan from the Company to the eligible employee. The loan was limited recourse to the shares only and interest was payable on the loan at the rate prescribed by the ATO for fringe benefits tax purposes from time to time. Dividends received on shares allocated to the eligible employee are applied against the outstanding loan balance. Under AIFRS, the shares held within the ESOP are classified as in-substance options, and accounted for as treasury stock, reducing contributed capital. The Group is required to expense the options over the period from grant date to vesting date. Shares on issue under the ESOP at the time of the Stapling in December 2006 were effectively converted to Stapled Securities, in the same way as other shares issued by the Company. As a result of the stapling transaction in December 2006 all outstanding options under the ESOP became vested and exercisable. Options not exercised were subject to the same reconstruction as ordinary issued shares. Although vested, any options not exercised at stapling are still subject to the same exercisable timetable as prior to stapling. Set out below are summaries of options granted and exercised. Grant Date Expiry Date Exercise price Balance at 1 July Granted during the year Exercised during the year Balance at 30 June 2009 28/8/2005 28/8/2005 30/6/2009 30/9/2009 Weighted average exercise price (cents) 2008 28/8/2005 28/8/2005 30/6/2009 30/9/2009 Weighted average exercise price (cents) 34.8¢ 34.8¢ 34.8¢ 34.8¢ 17,757 250,950 268,707 34.8¢ 48,196 887,900 936,096 34.8¢ – – – – – – – – (17,757) (109,075) (126,832) 34.8¢ (30,439) (636,950) (667,389) 34.8¢ – 141,875 141,875 34.8¢ 17,757 250,950 268,707 34.8¢ At 30 June 2009 all options (2008: all) were vested and exercisable with a weighted average exercise price of 34.8 cents (2008: 34.8 cents). All options became vested and exercisable on approval of the stapling by shareholders and unitholders in December 2006. The weighted average remaining contractual life of share options outstanding at the end of the year was 0.3 years (2008: 1.3 years). No options were granted in 2009 or 2008. The assessed fair value of options granted in 2006 was 10.1 cents. 126,832 options were exercised during 2009 (667,389 options were exercised during 2008). 126,832 shares (2008: 667,389 shares) were issued to employees on exercise of the options. The aggregate proceeds received from employees on the exercise of options and recognised as issued capital was $44,000 (2008: $234,000) for the Company and $nil (2008: $nil) for the Trust. The fair value of secu- rities issued at the option exercise date was $66,000 (that is the weighted average share price at the date of exercise was $0.52 per security) (2008 – $521,000; $0.78 per security). To 30 June 2009 no options granted under the ESOP have lapsed, been forfeited or expired. Fair Value of Options Granted The fair values at grant date were determined using a Black-Scholes option pricing model that takes into account the exercise price, the term of the option, the share price at grant date and expected price volatility of the underlying share, the expected dividend yield and the risk-free interest rate for the term of the option. CROMWELL GROUP Annual Report 2009 81 notes to the Financial Statements continued The model inputs for options granted during the year ended 30 June 2006 included: Exercise price* Grant date Share price at grant date Expected price volatility Expected dividend yield Risk free interest rate Expiry date * Prior to reconstruction on stapling Options Granted 30.9¢ 28/8/05 34¢ 90% 3.66% 5.0% 30/6-30/9/09 The expected price volatility is based on the historic volatility (based on the remaining life of the options), adjusted for any expected changes to future volatility due to publicly available information. (d) Expenses arising from share based payment transactions Total expenses arising from share based transactions recognised during the year as part of employee benefits expense were as follows: Rights issued under Performance Rights Plan Tax Exempt Plan Options issued under Employee Share Ownership Plan 37. Other Related Party Transactions Consolidated Company 2009 $’000 233 – – 233 2008 $’000 61 22 12 95 2009 $’000 233 – – 233 2008 $’000 61 – 12 73 (a) Parent entity and subsidiaries Cromwell Corporation Limited is the ultimate parent entity in the Group. Details of subsidiaries are set out in note 19. (b) Transactions with subsidiaries Current tax payable assumed from wholly-owned tax consolidated entities Tax losses assumed from wholly-owned tax consolidated entities Transactions between the parent and its subsidiaries also included: Company 2009 $’000 2,124 – 2008 $’000 1,655 – | | | | Loans between the parent and its subsidiaries (refer cash flow statement and note 10). All loans are interest free (except as set out in note 10), unsecured, with no set repayment terms other than being repayable at call in cash. The parent received $1,407,944 (2008: $805,130) in interest payments during the year from the loan to Cromwell PacLib Nominees Pty Ltd; Performance fees paid to the parent by the Trust of $nil (2008: $2,979,612); Management fees paid by the parent entity to a controlled entity (refer income statement); Dividends paid to the parent entity by a controlled entity of $3,500,000 (2008: $2,000,000); 82 CROMWELL GROUP Annual Report 2009 | | During the year the parent was advanced $18,100,000 from the Trust under a loan facility between the parent and the Trust and made repayments of $1,500,000. The loan is unsecured, repayable in cash in 2009 and bears interest at a variable rate which was 4.2% at balance date. Interest paid to the Trust was $484,469 (2008: $nil). The loan facility was not in place in 2008; and Transactions between Cromwell Corporation Limited and its wholly-owned controlled entities in accordance with the tax funding agreement (refer Note 1(d) – being recognition of receivables and payables in relation to current tax payable and tax losses assumed as disclosed above). In addition to the above, certain subsidiaries utilise operating leased assets for which the parent is the lessee. As such the subsidiaries pay the lease rentals directly to the lessor and recognise the associated lease rental expense. (c) Transactions with jointly controlled entity and associates Transactions between the Group and its jointly controlled entity and associates also included: | | | | Loans between the Group and its associates (refer note 10). The Group received interest of $2,468,144 (2008: $3,369,665) from its associates; The Group held 61,250,000 convertible financing units issued by Cromwell Property Fund during 2008. These were redeemed in full by Cromwell Property Fund during 2008. The Group received $nil (2008: $3,229,293) in interest payments during the year on the units; The Group received $9,072,000 (2008: $6,835,000) in distributions from its jointly controlled entity and associate during the year (refer note 18); The Group charged Cromwell Property Fund $2,370,430 (2008: $9,901,746) acquisition, capital raising, finance structuring, registry services and accounting services fees during the year, of which the parent charged $nil (2008: $5,992,543); and | The Group charged its jointly controlled entity and associates $1,837,684 (2008: $3,828,121) management fees during the year. (d) Transactions with managed investment schemes (managed by the consolidated entity) Cromwell Property Securities Limited (“CPS”) is the responsible entity of a number of managed investment schemes. The Group derives a range of benefits from schemes managed by CPS including management and acquisition fees. As a result of the stapling (in December 2006) the majority of the relevant schemes became part of the Group. For those schemes which are not part of the Group after that date, Cromwell TGA Planned Investment and Cromwell Property Fund (refer note 18), fees and transactions are disclosed above as being transactions with jointly controlled entity and associates. 38. Segment Information (a) Description of segments Business segments The Group is organised into the following divisions by product and service type. • Property Investment The Trust and its controlled entities invest directly in properties located throughout Australia. • Funds Management The Company and its controlled entities establish and manage investment funds throughout Australia. • Property Development The Company and its controlled entities develop commercial land throughout Australia for sale to external purchasers. Geographical segments The Group operates entirely within Australia. CROMWELL GROUP Annual Report 2009 83 notes to the Financial Statements continued (b) Primary reporting format – Business segments 2009 Segment revenue and other income Sales to external customers Intersegment sales Total sales revenue Total segment revenue and other income Intersegment elimination Unallocated revenue Consolidated revenue and other income Segment result Segment result before fair value adjustments, decreases to recoverable amount and share of losses of equity accounted entities Loss on fair value adjustments Decrease to recoverable amount: Available-for-sale financial assets Jointly controlled entities/associates Property development inventories Loans receivable Share of losses of equity accounted entities Segment result Intersegment elimination Unallocated revenue less unallocated expenses Finance costs Loss before income tax Income tax expense Loss for the year Segment assets and liabilities Segment assets Intersegment elimination Unallocated assets Total assets Segment liabilities Intersegment elimination Borrowings (1) Unallocated liabilities Total liabilities Other segment information Investments in jointly controlled entity and associates Depreciation and amortisation expense Acquisitions of non-current segment assets Investment properties Property, plant and equipment Intangibles Property Investment Funds Management Property Development Consolidated $’000 $’000 $’000 $’000 112,522 865 113,387 4,863 12,540 17,403 2,847 – 2,847 120,232 13,405 133,637 133,637 (13,405) 18,892 139,124 84,680 6,825 (2,516) 88,989 (129,874) (3,663) – – – (13,229) (62,086) – – (232) – (4,890) (2) 1,701 – – – (11,463) – – (13,979) 1,264,175 17,629 2,869 35,980 2,851 7,247 58,292 – 10,252 37,390 – 47,642 3 545 – 99 362 461 – – – – – – (129,874) (3,663) (232) (11,463) (4,890) (13,231) (74,364) (1,386) 14,991 (50,294) (111,053) (2,458) (113,511) 1,284,673 (23,022) 47,172 1,308,823 46,078 304 722,848 – 769,230 58,295 545 10,252 37,489 362 48,103 (1) In accordance with AASB 114 Segment Reporting, borrowings have not been allocated but predominantly relate to the property investment segment. 84 CROMWELL GROUP Annual Report 2009 (b) Primary Reporting Format – Business segments (continued) 2008 Segment revenue and other income Sales to external customers Intersegment sales Total sales revenue Share of profits of equity accounted entities Gain on dilution of interest in associate Gain on sale of investment property Gain on fair value adjustments Total segment revenue and other income Intersegment elimination Unallocated revenue Consolidated revenue and other income Segment result Segment result before decreases to recoverable amount Decrease to recoverable amount: Available-for-sale financial assets Property development inventories Segment result Intersegment elimination Unallocated revenue less unallocated expenses Finance costs Profit before income tax Income tax expense Profit for the year Segment assets and liabilities Segment assets Intersegment elimination Unallocated assets Total assets Segment liabilities Intersegment elimination Borrowings (1) Unallocated liabilities Total liabilities Other segment information Investments in jointly controlled entity and associate Depreciation and amortisation expense Acquisitions of non-current segment assets Investment properties Property, plant and equipment Intangibles Property Investment Funds Management Property Development Consolidated $’000 $’000 $’000 $’000 89,658 676 90,334 10,357 826 7,470 39,128 148,115 14,747 12,176 26,923 – – – – 26,923 38,000 – 38,000 – – – – 38,000 142,405 12,852 155,257 10,357 826 7,470 39,128 213,038 (12,852) 11,985 212,171 118,370 15,469 23,098 156,937 (9,011) – 109,359 – – 15,469 – (1,200) 21,898 1,321,341 13,842 4,047 19,172 8,887 645 80,593 – 182,499 33,648 – 216,147 – 470 – 453 263 716 – – – – – – (9,011) (1,200) 146,726 (19) 8,351 (31,815) 123,243 (3,342) 119,901 1,339,230 (1,069) 30,362 1,368,523 28,704 (1,061) 623,448 2,196 653,287 80,593 470 182,499 34,101 263 216,863 (1) In accordance with AASB 114 Segment Reporting, borrowings have not been allocated but predominantly relate to the property investment segment. CROMWELL GROUP Annual Report 2009 85 notes to the Financial Statements continued (c) Notes to and forming part of the segment information (i) Accounting policies Segment information is prepared in conformity with the accounting policies of the Group as disclosed in note 1 and Accounting Standard AASB 114 Segment Reporting. Segment revenues, expenses, assets and liabilities are those that are directly attributable to a segment and the relevant portion that can be allocated to the segment on a reasonable basis. Segment assets include all assets used by a segment and consist primarily of operating cash, receivables, inventories, investment properties, plant and equipment and other intangible assets, net of related pro- visions. While most of these assets can be directly attributable to individual segments, the carrying amounts of certain assets used jointly by segments are allocated based on reasonable estimates of usage. Segment liabilities consist primarily of trade and other payables, employee benefits and provisions. Segment assets and liabilities do not include income taxes. (ii) Inter-segment transactions Segment revenues, expenses and results include transfers between segments. Such transfers are priced on an “arms-length” basis and are eliminated on consolidation. (iii) Equity-accounted investments The Group has an investment in an Australian jointly controlled entity (Cromwell TGA Planned Investment) and two Australian associ- ates (Cromwell Property Fund and Phoenix Portfolios Pty Ltd). Cromwell TGA Planned Investment and Cromwell Property Fund are accounted for using the equity method and included in the property investment segment. Phoenix Portfolios Pty Ltd is accounted for using the equity method and included in the funds management segment. 39. Commitments for Expenditure (a) Finance leases Commitments in relation to finance leases are payable as follows: Within one year Later than one year but not later than five years Minimum lease payments Future finance charges Recognised as a liability Representing lease liabilities Current Non–current Consolidated Company 2009 $’000 2008 $’000 2009 $’000 2008 $’000 20 – 20 – 20 20 – 20 60 20 80 (4) 76 56 20 76 – – – – – – – – – – – – – – – – Finance leases comprise leases over items of plant and equipment under normal commercial terms and conditions. (b) Operating leases Commitments for minimum lease payments in relation to non-cancellable operating leases in existence at the reporting date but not recognised as liabilities are payable as follows: Within one year Later than one year but not later than five years 69 173 242 60 63 123 831 237 1,068 20 471 491 86 CROMWELL GROUP Annual Report 2009 Operating leases primarily comprised the lease of the Group’s premises. The Company has entered into a number of leases with the Trust and its subsidiaries and as such the commitment is no longer recognised on consolidation following stapling. Operating lease commitments of the Company are paid for and recognised as expenses by a controlled entity. (c) Capital expenditure commitments Commitments in relation to capital expenditure contracted for at the reporting date but not recognised as liabilities are as follows: Within one year Consolidated Company 2009 $’000 – – 2008 $’000 50,127 50,127 2009 $’000 – – 2008 $’000 – – (d) Loan facility to Cromwell Property Fund The Group has provided a loan facility to Cromwell Property Fund of $30,000,000 (2008: $30,000,000) of which $30,000,000 had been drawn at balance date (2008: $25,000,000). (e) Loan facility to Cromwell Riverpark Trust and Unit Subscription Agreement The Group has provided a loan facility of $30,000,000 to Cromwell Riverpark Trust (“CRT”) (2008: $nil) of which $nil had been drawn down at balance date. The Group has also entered into a unit subscription agreement with CRT. Under the terms of the loan facility and subscription agreement, CRT must repay the loan by 31 December 2009. Any loan principal outstanding at 31 December 2009 will be converted into units under the subscription agreement – see also note 42(a). 40. Contingent Liabilities The Directors are not aware of any material contingent liabilities of the Company or the Group. 41. Auditor’s Remuneration During the year the following fees were paid or payable for services provided by the auditor of the Group (Johnston Rorke) and its related entities: Consolidated Company 2009 $ 2008 $ 2009 $ Audit Services Johnston Rorke Auditing or reviewing financial reports Auditing of controlled entity’s AFS licence Auditing of controlled entities’ compliance plans Other Services Johnston Rorke Tax compliance services Other 327,000 5,500 27,500 360,000 860 3,200 4,060 332,000 5,000 23,000 360,000 48,350 9,100 57,450 2008 $ 67,500 – – 67,500 93,500 – – 93,500 – – – 23,740 – 23,740 The auditor receives remuneration for audit and other services relating to other entities for which Cromwell Property Securities Limited, a controlled entity, acts as Responsible Entity. The remuneration is disclosed in the relevant entity’s financial reports and totalled $97,500 (2008: $85,000). CROMWELL GROUP Annual Report 2009 87 notes to the Financial Statements continued 42. Subsequent Events Since balance date and up to the date of this report, the following transactions have occurred: (a) Loan provided to Cromwell Riverpark Trust On 8 July 2009 the Cromwell Riverpark Trust ARSN 135 002 336 (“CRT”) an unlisted single property trust, for which Cromwell Property Securities Limited, a subsidiary of the Company, acts as Responsible Entity, settled the acquisition of land at 33 Breakfast Creek Road in Newstead, Brisbane. A commercial building is currently being constructed on the land for Energex Limited, who will occupy 93% of the property on completion under a 15 year agreement for lease. On 30 June 2009, the Responsible Entity issued a supplementary product disclosure statement updating the product disclosure state- ment (“PDS”) for the CRT which extended the offer period for units in the CRT until 31 December 2009. Since balance date the Group has advanced the CRT $26,476,000 under its loan facility, which is unsecured (refer note 39), to enable settlement of the land to occur. Additional funds raised under the PDS will be used to repay the advance. In the meantime, the Group will earn a return equivalent to the CRT distribution rate (currently 8.25%pa). Pursuant to a subscription agreement entered into by the Group (refer note 39), any remaining amount owed to the Group at 31 December 2009 will convert to class A units in the CRT. The Responsible Entity expects to complete the balance of the CRT $91 million capital-raising before 31 December 2009. If that is the case then the Group’s advance will be fully repaid and the Group will not hold any units in the CRT. (b) Extension of Synergy debt facility Since balance date the Group has refinanced the debt facility secured against the Synergy building in Brisbane with the existing finan- cier for an additional 2 year term until July 2011 resulting in the Group having no debt facility expiries until March 2011. (c) Sale of assets Since balance date the Group has agreed terms for the sale of the Quadrant investment property for $9.7 million. The contract is unconditional, with settlement expected by 30 September 2009. The financial effects of subsequent events were not recognised at balance date. 88 CROMWELL GROUP Annual Report 2009 Directors’ Declaration In the Directors’ opinion: (a) the attached financial statements and notes and the Remuneration Report in the Directors’ report are in accordance with the Corporations Act 2001, including: | | complying with Australian Accounting Standards (including the Australian Accounting Interpretations) and the lations 2001; and Corporations Regu- giving a true and fair view of the company’s and consolidated entity’s financial position as at 30 June 2009 and of their performance, for the financial year ended on that date; and (b) the financial report also complies with International Financial Reporting Standards as disclosed in note (1)(a); and (c) there are reasonable grounds to believe that the company will be able to pay its debts as and when they become due and payable. The Directors have been given the declarations by the chief executive officer and chief financial officer for the financial year ended 30 June 2009 required by section 295A of the Corporations Act 2001. This declaration is made in accordance with a resolution of the Directors. P.L. Weightman Director Dated this 21st day of August 2009 CROMWELL GROUP Annual Report 2009 89 Independent Auditor’s Report Independent Auditor’s Report to the Members of Cromwell Corporation Limited The Directors Cromwell Corporation Limited Level 19 200 Mary Street BRISBANE QLD 4000 Auditor’s Independence Declaration Report on the Financial Report We have audited the accompanying financial report of Cromwell Corporation Limited, which comprises the balance sheet as at 30 June 2009, and the income statement, statement of changes in equity and cash flow statement for the year ended on that date, a summary of significant accounting policies, other explanatory notes and the directors’ declaration for both Cromwell Corporation Limited (the company) and the consolidated entity comprising the company and the entities it controlled at the year’s end or from time to time during the financial year. As lead engagement partner for the audit of the financial report of Cromwell Corporation Limited for the financial year ended 30 June 2008, I declare that, to the best of my knowledge and belief, there have been: no contraventions of the auditor independence requirements of the Corporations Act 2001 in relation to the audit; and no contraventions of any applicable code of professional conduct in relation to the audit. (ii) (i) Directors’ responsibility for the financial report The directors of the company are responsible for the preparation and fair presentation of the financial report in accordance with Australian Accounting Standards (including the Australian Accounting Interpretations) and the Corporations Act 2001. This responsibility includes establishing and maintaining internal controls relevant to the preparation and fair presentation of the financial report that is free from material misstatement, whether due to fraud or error; selecting and applying appropriate accounting policies; and making accounting estimates that are reasonable in the circumstances. In Note 1, the directors also state, in accordance with Australian Accounting Standard AASB 101 Presentation of Financial Statements, that the financial report, comprising the financial statements and notes, complies with International Financial Reporting Standards. JOHNSTON RORKE Chartered Accountants Brisbane, Queensland 19 August 2008 J J Evans Partner Auditor’s responsibility Our responsibility is to express an opinion on the financial report based on our audit. We conducted our audit in accordance with Australian Auditing Standards. These Auditing Standards require that we comply with relevant ethical requirements relating to audit engagements and plan and perform the audit to obtain reasonable assurance whether the financial report is free from material misstatement. Liability limited by a scheme approved under Professional Standards Legislation An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial report. The procedures selected depend on the auditor’s judgement, including the assessment of the risks of material misstatement of the financial report, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial report in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of accounting estimates made by the directors, as well as evaluating the overall presentation of the financial report. 17 We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Liability limited by a scheme approved under Professional Standards Legislation 90 CROMWELL GROUP Annual Report 2009 Independence The Directors Cromwell Corporation Limited Level 19 200 Mary Street BRISBANE QLD 4000 In conducting our audit, we have complied with the independence requirements of the Corporations Act 2001. Auditor’s Independence Declaration Auditor’s opinion In our opinion: As lead engagement partner for the audit of the financial report of Cromwell Corporation Limited for the financial year ended 30 June 2008, I declare that, to the best of my knowledge and belief, there have been: (i) no contraventions of the auditor independence requirements of the Corporations Act 2001 in relation to the audit; and (ii) no contraventions of any applicable code of professional conduct in relation to the audit. (a) the financial report of Cromwell Corporation Limited is in accordance with the Corporations Act 2001, including: (i) (ii) (b) giving a true and fair view of the company’s and consolidated entity’s financial position as at 30 June 2009 and of their performance for the year ended on that date; and complying with Australian Accounting Standards (including the Australian Accounting Interpretations) and the Corporations Regulations 2001; and the financial report also complies with International Financial Reporting Standards as disclosed in Note 1. Report on the Remuneration Report We have audited the Remuneration Report included in part 11 of the director’s report for the year ended 30 June 2009. The directors of the company are responsible for the preparation and presentation of the Remuneration Report in accordance with Section 300A of the Corporations Act 2001. Our responsibility is to express an opinion on the Remuneration Report, based on our audit conducted in accordance with Australian Auditing Standards. Brisbane, Queensland 19 August 2008 JOHNSTON RORKE Chartered Accountants J J Evans Partner Auditor’s opinion In our opinion the Remuneration Report of Cromwell Corporation Limited for the year ended 30 June 2009, complies with Section 300A of the Corporations Act 2001. Liability limited by a scheme approved under Professional Standards Legislation 17 JOHNSTON RORKE Chartered Accountants RCN WALKER Partner Brisbane, Queensland 21 August 2009 Liability limited by a scheme approved under Professional Standards Legislation CROMWELL GROUP Annual Report 2009 91 Corporate Governance Statement Cromwell Group through its Board, Board Committees and management is committed to meeting stakeholders’ expectations of sound corporate governance, while seeking to achieve superior financial performance and long term prosperity. The ASX Corporate Governance Council has Corporate Governance Principles and Recommendations which are designed to optimise corporate performance and accountability in the interests of shareholders and the broader economy. The recommendations are not prescriptive. However listed entities are required to disclose the extent of their compliance and, if any ASX recommendations have not been followed, must give reasons for not following them. This statement sets out the extent to which the Group has followed the ASX recommendations during this financial year, identifies any of the ASX recommendations which were not followed and provides reasons. Principle 1 – Lay solid foundations for management and oversight The Boards of Cromwell Corporation Limited and Cromwell Property Securities Limited each have common membership. Responsibility for corporate governance and the internal working of each Group entity rests with the relevant Board. The Board has adopted a formal charter which details the composition, values and functions of the Board. The charter also details the role of the Chairman. The Board holds a scheduled meeting each month and additional meetings are convened as required. Board papers are designed to focus Board attention on key issues and standing items include major strategic initiatives, corporate governance, compliance, reports from each functional division and financial performance. Day-to-day management of the Group’s affairs and implementation of corporate strategy and policy initiatives are delegated by the Board to management under the direction of the Chief Executive Officer. This has been formalised in the Board Charter and a Delega- tions of Authority policy. The effectiveness of both these documents is reviewed by the Board annually. Each director has received a letter of appointment which details the key terms of their appointment. The CEO and CFO (both of whom are executive directors) have formal job descriptions and letters of appointment outlining the terms of their employment. A formal induction program allows new senior executives to participate fully and actively in decision-making as soon as possible. The Group has an established process for the performance review of all staff. The performance of key executives is evaluated at least annu- ally, in addition to regular feedback during the performance period. At the time of the reviews, the professional development of the executive is also discussed, along with any training which could enhance their performance. Both qualitative and quantitative measures are used in the evaluation. A performance evaluation for each senior executive has taken place during the reporting period and was subject to the review process explained elsewhere in this report. Cromwell Property Securities Limited acts as responsible entity for a number of registered managed investment schemes. Cromwell Funds Management Limited, a wholly owned subsidiary of Cromwell Corporation Limited, also has a financial services licence which allows it to act as responsible entity for managed investment schemes. The roles and responsibilities of a responsible entity are set out in the relevant scheme’s constitution and compliance plan. Day-to-day management of the schemes has been delegated to man- agement, under the direction of the Chief Executive Officer. This has been formalised in the Delegations of Authority Policy mentioned above. A compliance committee comprised of a majority of external independent members monitors the extent to which the responsible entity complies with each managed investment scheme’s compliance plan and reports findings to the responsible entity. The roles and responsibilities of the compliance committee are outlined in a formal charter which is reviewed annually by the committee and the Board. What you can find on our website: | | | Corporate Governance Statement Board Charter Compliance Committee Charter 92 CROMWELL GROUP Annual Report 2009 Principle 2 – Structure the board to add value The Board is comprised of an independent Chairman, three other independent directors (David Usasz, Michelle McKellar and Robert Pullar) and three executive directors (Paul Weightman, Daryl Wilson and Richard Foster). Therefore, a majority of the directors are independent. Profiles of each director, including details of their skills, expertise and experience can be found in the directors’ report. The Group recognises that independent directors are important in assuring securityholders that the Board properly fulfils its role. The non-executive directors (including the Chairman) are considered to meet the test of independence under the ASX Guidelines. Each year their independence is assessed and the independent directors also confirm to the Board, in writing, their continuing status as an inde- pendent director. They have each undertaken to inform the Boards as soon as practical if they think that their status as an independent director has or may have changed. In assessing a director’s independent status, the Board has adopted a materiality threshold of 5% of the Group’s net operating income or 5% of the Group’s net tangible assets (as appropriate). Each director’s qualifications, experience, special responsibilities and Board meeting attendance is detailed in the directors’ report. The Board considers that its members comprise directors with an appropriate mix of skills, personal attributes and experience that allow the directors individually, and the Board collectively, to discharge their duties effectively and efficiently. The Board is structured with individuals who understand the business of the Group and the environment in which it operates and who can effectively assess manage- ment’s performance in meeting agreed objectives and goals. On an ongoing basis directors are provided with updates on legal and corporate developments relevant to the Group. Independent professional advice If warranted, the Board may resolve to obtain professional advice about the execution of the Board’s responsibilities at the Group’s expense. Directors also have the right to seek independent professional advice. Subject to the Chairman’s approval, which will not be unreasonably withheld, it will be at the Group’s expense. Where appropriate, such advice is shared with the other directors. Board Committees Three Board Committees have been established to assist in the execution of the Boards’ responsibilities. The membership of each Com- mittee and attendance at Board and Committee meetings is set out in the directors’ report. It is the policy of the Board that the Investment Committee, Nomination and Remuneration Committee and the Audit and Risk Commit- tee consist of independent directors (other than the Chairman). Each committee has a charter which includes a description of its duties and responsibilities. The Board charter has a description of the Board’s policies and procedures for the selection, appointment and re-election of directors. Performance of the Board The Board has undertaken its annual formal performance assessment, which includes an assessment of the Board, Board Committees and individual directors. All directors completed a questionnaire and were able to make comments or raise any issues they had regard- ing the Board or a Board Committee’s operations. The results were compiled by the Company Secretary and discussed at a subsequent Board meeting. The CEO and CFO also participated in an annual performance review with the Chairman (who had consulted with the other directors). The review process was the same as for senior executives. Directors are provided with a training session at least annually on key issues relevant to the Group’s operations. Directors also have access to the internal training sessions provided by the Group’s General Counsel and / or Compliance Manager. When a director vacancy occurs the Board, through the Nomination and Remuneration Committee, identifies the particular skills, experience and expertise that will best complement Board effectiveness and then identifies candidates who can meet those criteria. Appointment of directors is documented by way of a formal agreement between the Group and each director, dealing with such issues as performance expectations, conflicts of interest, disclosure obligations, remuneration and Group policies. The Board’s policy and procedure for the selection, appointment and re-election of directors are set out in the Board charter. What you can find on our website: | | Remuneration and Nomination Committee Charter Board Charter CROMWELL GROUP Annual Report 2009 93 Corporate Governance Statement continued Principle 3 – Promote ethical and responsible decision making The Group’s directors and staff are required to maintain high ethical standards of conduct. The various practices and policies of the Group reinforce this. All directors and employees are expected to act with integrity, striving at all times to enhance the reputation and performance of the Group. To reinforce this culture the Group has established a Code of Conduct to provide guidance about the attitudes and behaviour necessary to maintain stakeholder confidence in the integrity of the Group and comply with the Group’s legal obligations. The Code of Conduct is made available to all staff and they are reminded of the importance of the Code of Conduct on a regular basis. Appropriate standards are also communicated and reinforced to all employees at induction programs and staff meetings. The Board has approved a Breach Reporting Policy and a Whistleblower’s Policy. The policies are on the Group’s intranet site and all staff have been made aware of them. These policies actively encourage and support reporting to appropriate management of any actual or potential breaches of the Group’s legal obligations and / or of the Code of Conduct. Further, the Board has approved a Securities Trading Policy under which directors and staff are restricted in their ability to deal in the Group’s securities. Appropriate black out periods are in place during which directors and staff are not permitted to trade. All staff are aware of the policy and receive training annually. The policy is reviewed annually. Compliance with Board policies is monitored via monthly checklists completed by key management and by investigation following any report of a breach by an employee. Compliance monitoring is undertaken by the Legal & Compliance team under the direction of the Company Secretary / General Counsel who reports directly to the Board. What you can find on our website: | | | Code of Conduct Securities Trading Policy Whistleblower’s Policy Principle 4 – Safeguard integrity in financial reporting The Board has responsibility for the integrity of the Group’s financial reporting. To assist the Board in discharging this function the fol- lowing process has been adopted. Audit and Risk Committee An Audit and Risk Committee has been appointed by the Board and has responsibility for overseeing the quality and integrity of the accounting, auditing, financial reporting and compliance and risk management practices of the Group. The Audit and Risk Committee is comprised of three independent directors. The names, qualifications and attendance at meetings of the members of the Audit and Risk Committee are detailed in the directors’ report. The responsibilities, roles, composition and structure of the Audit and Risk Committee are set out in its charter. The charter includes informa- tion on the procedures for selection and appointment of the external auditor and for the rotation of external audit engagement partners. Minutes are kept of all Committee meetings, including meetings of the Audit and Risk Committee, and presented at the next Board meeting. The Committee reports to the Board on all matters relevant to its role and responsibilities. The external auditor has declared its independence to the Board and the Committee. The Board is satisfied that the standards for auditor independence and associated issues have been complied with. The auditor attends the Group’s Annual General Meeting and is available to answer securityholder questions on the conduct of the audit and the content and preparation of the auditor’s report. The Chief Executive Officer and the Chief Financial Officer state in writing to the Board that the Group’s financial reports present a true and fair view, in all material respects, of the Group’s financial position and operational results and are in accordance with relevant accounting standards. Details of the risk monitoring duties of the Audit and Risk Committee are set out in principle 7 below. What you can find on our website: | | Audit and Risk Committee Charter External Auditor – selection, appointment and rotation 94 CROMWELL GROUP Annual Report 2009 Principle 5 – make timely and balanced disclosure The Group believes that all stakeholders should be informed of all the major business events and risks that influence the Group in a timely and widely available manner. In particular, the Group ensures that any price-sensitive material for public announcement is lodged with the ASX before external dis- closure elsewhere and posted on the Group’s website as soon as practical after lodgement with the ASX. The Group has a market disclosure protocol which includes polices and procedures designed to ensure compliance with the disclosure requirements in the ASX Listing Rules. The ASX liaison person is the Group’s Company Secretary. What you can find on our website: Market Disclosure Protocol | Principle 6 – Respect the rights of shareholders The Group has a communications policy, approved by the Board, which has been designed to generate and foster a long-term close association with securityholders and investors in the Group’s financial products. The Group aims to keep securityholders informed of the Group’s performance and all major developments in an ongoing manner. In this regard, securityholders receive regular reports and all documents that are released publicly are made available on the Group’s website. The Group uses its website as a means of providing information to securityholders and the broader investment community. Securityholders are also encouraged to participate in the annual general meeting to ensure a high level of accountability and identifica- tion with the Group’s strategies and goals. Notices of meetings will be accompanied by explanatory notes on the items of business and together they will seek to accurately and clearly explain the nature of the business of the meeting. A copy of the AGM notice is sent to the Company’s external auditor as required by law. The current audit partner attends the AGM and is available to answer questions from securityholders about the audit. The Chairman reminds securityholders of this opportunity at the commencement of each AGM. What you can find on our website: Communications Policy | Principle 7 – Recognise and manage risks The Group is exposed to various risks across its business operations and recognises the importance of effectively identifying and managing those risks. To this end, the Group has adopted an Enterprise Risk Management Policy, which is a general statement of the Group’s philosophy with respect to risk management practices. There are also a wide range of underlying policies and procedures which are designed to mitigate the Group’s material business risks. Risks are identified and assessed so that informed decisions on risk issues can be made. The objective of the Group’s approach to risk management is to manage the level of risk within acceptable parameters rather than seeking to eliminate risk. Under the direction of the Chief Executive Officer, management is responsible for identifying relevant business risks, designing con- trols to manage those risks and ensuring those controls are appropriately implemented. The risk management system operates in accordance with the Australian / New Zealand Standard for Risk Management (AS/NZS 4360 Risk Management). Although management is expected to identify new or emerging risks and put appropriate controls in place on an ongoing basis, at least annually the Legal & Compliance team will co-ordinate a formal review by all business divisions of their business risks and mitigating controls. The Legal & Compliance team monitors the adequacy of the risk management system and the Company Secretary reports to the Audit and Risk Committee at least quarterly. Under the direction of the Company Secretary, the Legal & Compliance team also implement and monitor compliance arrangements which have been designed to ensure that the Group meets its legal obligations. Those compli- ance arrangements include key management staff completing a compliance checklist each month and independent compliance testing. In this way the Legal & Compliance team, under the direction of the Company Secretary, fulfils the internal audit function within the Cromwell Group. CROMWELL GROUP Annual Report 2009 95 Corporate Governance Statement continued The Audit and Risk Committee is responsible for oversight of the risk management and internal control systems. Responsibilities include: a) overseeing the establishment and implementation of risk management and internal compliance and control systems and ensuring there is a mechanism for assessing the efficiency and effectiveness of those systems; b) regularly reviewing and updating the risk profile; and c) monitoring the effectiveness of the internal risk control system. Although the Board has delegated operational oversight of the risk management framework to the committee, the Board will satisfy itself annually, or more frequently if required, that the risk management system is sound. A compliance committee assists the Board of Cromwell Property Securities Limited in overseeing the risk management framework of the registered managed investment schemes for which it acts as the responsible entity. The compliance committee monitors the com- pliance plans and the underlying compliance framework. The Board receives regular reports from the compliance committee. Chief Executive Officer and Chief Financial Officer Declaration The Chief Executive Officer and the Chief Financial Officer have provided the Board with written confirmation that: a. in their view, the Group is effectively managing its material business risks; b. their statement given to the Board on the integrity of the Group’s statements (pursuant to section 295A of the Corporations Act) is founded on a sound system of risk management and internal compliance and control which implements the policies adopted by the Board; and c. the Group’s risk management and internal compliance and control system is operating effectively in all material respects in relation to the Group’s material business risks. It should be noted that the declarations from the Chief Executive Officer and Chief Financial Officer are reasonable rather than absolute assurances that the risk management and internal compliance and control system is operating effectively because it is impossible for all weaknesses to be detected. The Chief Executive Officer and Chief Financial Officer must base their conclusions on their own observations and judgement and the outcome of the compliance and controls testing and reviews undertaken by the Legal & Compli- ance team. What you can find on our website: | | Audit and Risk Committee Charter Enterprise Risk Management Policy Principle 8 – Remunerate fairly and responsibly The Group’s remuneration policy is determined by the Nomination and Remuneration Committee which makes recommendations to the Board: a. in the case of non-executive directors, for consideration of any increase by securityholders at the AGM; and b. in the case of executives, for decision. External professional advice is sought from experienced consultants, where appropriate, to assist in the committee’s and the Board’s deliberations. The Group’s remuneration policy links the nature and amount of executive directors’ and officers’ remuneration to the Group’s financial and operational performance. The Group operates a legacy Employee Share Ownership Plan, a Performance Rights Plan and a Tax Exempt Plan. The Group does not currently pay any other form of security-based remuneration. With the recent reforms to the taxation of employee share schemes these plans are currently under review. 96 CROMWELL GROUP Annual Report 2009 Nomination and Remuneration Committee The Board has established a Nomination and Remuneration Committee operating under an approved written charter that incorporates various responsibilities, including reviewing and recommending compensation arrangements for the directors, the Chief Executive Officer and key executives and setting remuneration policy. Meetings of the committee are attended, by invitation, by appropriate professional advisers from time to time. Minutes of all committee meetings are provided to the Board and the Chairman of the committee reports to the Board after each com- mittee meeting. Details of the number of committee meetings and attendances by directors are included in the directors’ report. Non-executive director remuneration The structure of non-executive directors’ remuneration and that of executive directors is set out in the relevant section of the directors’ report. Details of the nature and amount of each element of the remuneration of each director of the Group and other key management person- nel of the Group are disclosed in the relevant section of the directors’ report. There is no retirement benefit scheme for non-executive directors other than payment of statutory superannuation. The Boards under- take an annual review of their performance. Executive directors and senior executive remuneration The Group’s remuneration policies and practices in relation to executive directors and senior executives are disclosed in the directors’ report. Further, details of the nature and amount of remuneration paid to those executives is set out in the directors’ report. For executive directors and key staff, formal performance objectives are set annually with discussion on their performance taking place at assessment time. The Chief Executive Officer and the Chief Financial Officer are both eligible to participate in the Performance Rights Plan discussed above. Their participation was approved by shareholders at a previous annual general meeting. The Group’s Performance Rights Plan limits an executive’s right to deal with a performance right or create any third party interest in a performance right. This, together with the forfeiture provisions and transfer restrictions, is considered sufficient to ensure that the performance rights work to align an executive’s interests with those of the Group. Managed funds CPS is entitled to various fees for discharging the role of responsible entity. Further, various other Group entities are entitled to fees for providing services to managed funds such as property and asset management, accounting, registry and transactional management. All related party transactions are tested by reference to whether they meet market standards. Fees are calculated in accordance with defined formula under the Constitution for the relevant schemes or agreements which have been assessed as being on arm’s length or better terms. Fees are fully disclosed to investors at inception and continue to be disclosed to investors in regular reporting. CPS is also entitled to be reimbursed from the funds for expenses incurred in the proper performance of its duties. What you can find on our website: | Nomination and Remuneration Committee Charter CROMWELL GROUP Annual Report 2009 97 Securityholder Information The securityholder information set out below was applicable as at 31 August 2009. Spread of stapled securityholders Category (size of Holding) 1 – 1,000 1,001 – 5,000 5,001 – 10,000 10,001 – 100,000 10,001 – 9,999,999,999 Unmarketable Parcels The number of stapled securityholdings held in less than marketable parcels was 312. Substantial Securityholders Holder APN Funds Management Limited Number of Holders Number of Securities 417 753 907 7,326 1,121 10,524 210,197 2,322,258 7,348,403 243,102,734 450,101,342 703,084,934 Stapled Securities Date of Notice 13,464,477 27 February 2008 Voting Rights On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a pool each security shall have one vote. 20 Largest Securityholders RBC Dexia Investor Services Australia Nominees Pty Limited HSBC Custody Nominees (Australia) Limited AWJ Family Pty Ltd RJP Family Pty Ltd Stara Investments Pty Ltd ANZ Nominees Limited National Nominees Limited Trial Developments Pty Ltd Kovron Pty Ltd Humgoda Investments Pty Ltd Balcony Developments Pty Ltd Panmax Pty Limited RBC Dexia Investor Services Australia Nominees Pty Limited Mr Phillip John Wallace & Ms Bernadette Mary Wallace J P Morgan Nominees Australia Limited Commercial Bureau Pty Ltd Mr Humphrey Firkins & Mr Jamie Dorrington Mr Bruce Wallace & Mrs Zelma Wallace Cogent Nominees Pty Ltd Sandhurst Trustees Ltd 98 CROMWELL GROUP Annual Report 2009 Number of Stapled Securities Held % Held of Issued Stapled Securities 47,121,609 16,986,468 15,298,131 14,000,000 13,546,058 12,788,135 8,887,999 7,015,309 6,050,933 6,020,115 5,349,598 5,185,189 4,690,089 4,439,500 4,435,176 3,831,587 3,070,000 2,900,000 2,881,861 2,852,159 187,349,916 6.70% 2.42% 2.18% 1.99% 1.93% 1.82% 1.26% 1.00% 0.86% 0.86% 0.76% 0.74% 0.67% 0.63% 0.63% 0.54% 0.44% 0.41% 0.41% 0.41% 26.66% Provision of information for Securityholders Cromwell is committed to ensuring its securityholders are fully informed on the financial and operational status of the Group as well as its future prospects, in accordance with the rules and guidelines of the Australian Securities Exchange (ASX) and other regulatory bodies. The following information can also be found on the Cromwell website at www.cromwell.com.au. ASX Listing Cromwell Group is listed as a Stapled Security on the ASX (Code: CMW). Securityholding Details Securityholders can access information on their holdings and update their details through Cromwell’s share registry provider: Computershare Investor Services Pty Limited Level 19, 307 Queen Street, Brisbane QLD 4000 Telephone: 1300 550 841 Outside Australia: +61 3 9415 4310 Facsimile: (07) 3229 9860 Website: www.computershare.com.au E-mail: web.queries@computershare.com.au Securityholders can change or update details relating to their address, bank account and Tax File Number (TFN), Australian Business Number (ABN) or exemption in a number of ways: – Send written authorisation to the Registry quoting your SRN / HIN and signing the request; – Log on to www.computershare.com.au; or – Call the Registry. You will have to verify your identity by providing your personal details. Bank detail changes must be requested in writing or electronically and cannot be made over the phone. Securityholders can also use the Computershare website to check current and previous holding balances, communication delivery preferences, security prices, TFN/ABN details and to download a variety of forms. Quoting of TFN, ABN or exemption details Securityholders are not obliged to quote their TFN, ABN or exemption. However, if these details are not lodged with the registry, Cromwell is obliged to deduct tax from unfranked portions of dividend payments and distribution payments up to the highest marginal tax rate, depending on residency. CROMWELL GROUP Annual Report 2009 99 Securityholder Information continued Distributions/Dividends Cromwell Group Dividends/Distributions During the year the following distributions/dividends have been paid: Quarter Ending Amount per Security Ex Date 30 September 2008 31 December 2008 31 March 2009 30 June 2009 2.50 cents 2.50 cents 2.50 cents 1.50 cents 25 September 2008 23 December 2008 6 April 2009 24 June 2009 Record Date 1 October 2008 31 December 2008 14 April 2009 30 June 2009 Payment Date 14 November 2008 16 February 2009 15 May 2009 31 August 2009 Further Information The Cromwell website provides a comprehensive range of information on the company, past performance and products. The website address is www.cromwell.com.au. Requests for further information about the Group, its dealings and key securityholder communica- tions should be directed to: Investor Relations Manager Cromwell Group GPO Box 1093, Brisbane Queensland 4001 Telephone: (07) 3225 7777 Facsimile: (07) 3225 7788 Email: cromwell@cromwell.com.au 100 CROMWELL GROUP Annual Report 2009 Directory Board of Directors Geoffrey H Levy Robert J Pullar Michelle A McKellar David E Usasz Paul L Weightman W Richard Foster Daryl J Wilson Secretary Nicole E Riethmuller Share Registry Computershare Investor Services Pty Ltd Level 19 307 Queen Street BRISBANE QLD 4000 Tel: 1300 550 841 Fax: (07) 3237 2147 Web: www.computershare.com.au Registered Office Level 19 200 Mary Street BRISBANE QLD 4000 Tel: (07) 3225 7777 Fax: (07) 3225 7788 Web: www.cromwell.com.au Listing The company is listed on the Australian Securities Exchange (ASX: CMW) Auditor Johnston Rorke Chartered Accountants Level 30, Central Plaza One 345 Queen Street BRISBANE QLD 4000 Tel: (07) 3222 8444 Fax: (07) 3221 7779 Web: www.jr.com.au CROMWELL GROUP Annual Report 2009 101

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