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Crown Resorts Ltd

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FY2021 Annual Report · Crown Resorts Ltd
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Crown Resorts Limited ABN 39 125 709 953 
Level 3, Crown Towers, 8 Whiteman Street, Southbank VIC 3006 
 
 
 
 
ASX/MEDIA RELEASE 
FOR IMMEDIATE RELEASE 
9 September 2021 
 
2021 ANNUAL REPORT 
MELBOURNE: Crown Resorts Limited (ASX:CWN) (Crown) attaches the 2021 Annual Report. 
 
 
 
 
ENDS 
 
This announcement was authorised for release by the Crown Board. 
 
Investor and Analyst Enquiries – Matthew Young, Investor Relations, 03 9292 8848. 
 
Media Enquiries – Natasha Stipanov, Corporate Affairs, 03 9292 8671. 
 
 
COPIES OF RELEASES 
 
Copies of previous media and ASX announcements issued by Crown are available on Crown's website 
at www.crownresorts.com.au 

ANNUAL REPORT 2021

b
CROWN RESORTS LIMITED 
ABN 39 125 709 953

1
Crown Resorts Limited Annual Report 2021 
1
Contents 
Letter from the Board	
2
About Crown	
6
Crown’s Resort Portfolio	
7
International Interests	
10
Crown Digital	
11
Financial Summary	
12
Regulatory Update and Remediation Plan	
14
Australian Resorts Business Update	
16
Corporate Responsibility	
22
Corporate Governance Statement	
33
Directors’ Statutory Report	
49
Remuneration Report	
73
Auditor’s Independence Declaration	
96
Independent Auditor’s Report	
97
Financial Report	
104
Directors’ Declaration	
160
Shareholder Information	
161
Additional Information	
163
Corporate Information	
164
Crown acknowledges the Traditional Custodians of the land 
on which its Australian Resorts are located; where we gather 
as employees, as friends and as the Crown family. Crown 
acknowledges and thanks all of the Aboriginal and Torres 
Strait Islander people and communities who have contributed 
and continue to contribute to enrich our workplace. Crown 
acknowledges the Traditional Custodians’ kinship lines, their 
ongoing cultures and connection to the land and waters and we 
pay respects to Elders past and present, the Wurundjeri and 
Bunurong of the Kulin Nation (Melbourne), Noongar on Whadjuk 
Country (Perth), and Gadigal of the Eora Nation (Sydney).
Acknowledgment of Country

Letter from the Board
The 2021 financial year stands out as one of the most 
challenging in our history with unprecedented impacts on 
business operations from the COVID-19 pandemic and 
intense public and regulatory scrutiny.
With COVID-19 restrictions continuing, the past 12 months 
have been extremely testing for our employees, customers, 
suppliers, and society more generally, and have forced 
changes to most aspects of our work and lives.
Extended lockdowns to reduce community transmission 
of COVID-19 have curtailed activity in many parts of the 
economy, with the hospitality sector among those 
industries most heavily affected. Restrictions on travel 
between states and territories – and the continuing 
closure of the Australian border to international visitors 
– have also had a devastating impact on the tourism 
industry.
Our priority is the health, safety and wellbeing of our 
employees, customers and the community, so Crown is 
supportive of the measures taken by the State and 
Federal Governments.
Recognising the impact COVID-19 has had not only on 
Crown’s business operations, but directly on Crown’s 
employees, we have been proactive in seeking ways to 
support our people through these challenging times.  This 
has included financial support to employees who have been 
stood down and those suffering serious financial hardship, as 
well as other forms of support, such as ongoing access to 
Crown’s assistance and wellness programs.
Crown has also supported the communities in which we 
operate through this challenging period, including 
through the ongoing work of the Crown Resorts 
Foundation and its program partners.
Against the backdrop of a global pandemic, Crown 
continues to face additional uncertainty from ongoing 
regulatory investigations.
Crown has apologised for the failings identified through 
these various regulatory processes and we are committed 
to doing everything in our power to redress them and 
earn back confidence and trust.
We have, and will continue, to fully cooperate with each of 
these regulatory processes and we recognise the need to 
demonstrate that we can deliver and sustain market 
leading responsible gaming, governance, risk management 
and compliance, and a strong values based culture.
Renewed Leadership
With significant change at both the Board and senior 
executive level over the last 12 months, there is now an 
almost entirely new leadership team in place at Crown.
We have undertaken significant Board renewal. Of those 
directors present at the 2020 Annual General Meeting, 
only two remain on the Board today. We would like to 
thank all outgoing directors for their contribution to 
Crown and wish them well for the future.
In particular, we would like to recognise outgoing 
Chairman Helen Coonan for her leadership and stability 
during an extremely challenging period for the company. 
Helen played an important role at Crown over a long 
period of time, particularly since stepping up as Executive 
Chairman where she has made a major contribution to 
Crown’s reform program and navigated the company 
during a time of significant change and disruption.
Dr Ziggy Switkowski will join the Board as Chairman 
following receipt of all necessary regulatory approvals as 
part of the planned succession process. The Board 
welcomes Dr Switkowski to Crown and has confidence in 
his experience and capabilities to lead the Board during 
what is a critical time for the organisation.
We also welcomed Nigel Morrison and Bruce Carter to 
the Board this year as independent non-executive 
directors, who both bring extensive experience and 
expertise, particularly in relation to the casino industry.
There has also been considerable change at the senior 
management level, with a number of departures. 
We are pleased to have Steve McCann on board as CEO 
pending regulatory approval. He has the experience, 
capacity and integrity to lead Crown through the 
extensive reformation already underway. 
Jane Halton AO PSM
Interim Chairman
Toni Korsanos 
Non-executive Director
Nigel Morrison 
Non-executive Director
Bruce Carter
Non-executive Director
2

Crown Resorts Limited Annual Report 2021 
3
Recognising the importance of Crown Melbourne to 
Crown, Steve McCann will move to Melbourne as soon as 
practicable following his recent additional appointment to 
the role of Chief Executive Officer of Crown Melbourne.
Steve McCann is supported by new senior executive 
appointments, including the addition of Betty Ivanoff as 
Group General Counsel, Tony Weston as Chief People and 
Culture Officer, Nick Weeks as Executive General 
Manager - Transformation & Regulatory Response, and 
Steven Blackburn as Chief Compliance and Financial 
Crime Officer.
Transformation and Remediation
As part of Crown’s response to matters raised throughout 
various regulatory processes, Crown has taken action and 
has focussed on driving transformation and remediation 
to ensure Crown is a more transparent and respected 
public company. As part of this process, Crown has 
developed a comprehensive Remediation Plan which is 
the cornerstone of many of the significant changes to the 
way Crown conducts business.
Successful implementation of these reforms is intended 
to position Crown as a leader in the industry in its 
approach to governance, compliance, responsible gaming 
and the management of financial crime risk, supported by 
an organisational culture reflecting the importance and 
significance of these areas. 
We have already made significant progress in 
implementing reforms.
We have revised organisational structures, enhanced 
capability and increased resourcing across a number of 
key areas, including Crown’s Financial Crime, Compliance 
and Responsible Gaming functions. In addition, we have 
implemented other changes to Crown’s business 
practices, such as the introduction of the Significant 
Player Review process, which has resulted in the exit of a 
number of customer relationships, ceased dealing with all 
junket operations, restructured the VIP international 
business (including closing all offshore offices) and 
terminated the information sharing agreements that were 
in place with CPH. There is also a substantial culture 
reform program underway.
The significantly renewed Board and leadership team are 
committed to setting the standard expected across the 
organisation, and Crown’s employees have embraced the 
change with engagement, energy and commitment.
We will continue to work hard to implement these 
reforms as we seek to repair Crown’s reputation and build 
the trust of our communities, regulators and 
governments, and investors as a responsible operator of 
outstanding quality integrated resorts.
2021 Performance
Our financial results for the year ended 30 June 2021 
reflect the severe impact on operations from the 
COVID-19 pandemic. 
Revenue of approximately $1.5 billion was down over 
30%, whilst Crown recorded a consolidated net loss after 
tax of over $260 million. No dividends were declared or 
paid in respect of the 2021 financial year.
The protracted lockdown in Victoria meant that Crown 
Melbourne was closed for much of the first half, with 
gaming operations closed for a total of 160 days during 
the financial year. When open, gaming facilities were 
subject to ongoing restrictions, including overall capacity 
and density limits, restrictions on available product and 
physical distancing requirements, which adversely 
impacted performance.
Crown Perth delivered strong performance during the 
financial year. Crown Perth re-opened with restrictions 
towards the end of June 2020 and remained open for 
the entirety of the first half, exceeding expectations. 
Several short-term closures occurred during the second 
half, with Crown Perth’s gaming operations closed for a 
total of 27 days. Whilst trading performance rebounded 
quickly following each shutdown, overall performance 
moderated throughout the course of the year.

4
After four years of construction, select non-gaming 
operations at Crown Sydney opened to the public for the 
first time in a restricted capacity in late December 2020. 
Non-gaming operations commenced progressively 
throughout the year, with all areas of the hotel resort now 
complete. Crown Sydney experienced encouraging 
property visitation, with the food and beverage offering 
extremely well received, despite gaming operations yet to 
commence as Crown continues its consultation process 
with the NSW Independent Liquor & Gaming Authority on 
suitability.
The residential component of the project, “Crown 
Residences”, is also complete with residents commencing 
move-ins from April 2021. Apartment sales are 
progressing well with approximately $650 million of sale 
proceeds received during the year.
Financial Position and Dividends
Crown has maintained a sound financial position with a 
well-invested asset base, significant tangible asset 
backing and a low level of gearing.
However, with the ongoing impacts of the COVID-19 
pandemic on Crown’s operations and the uncertainty 
associated with various regulatory processes, Crown has 
taken the prudent step of engaging with its lenders to 
ensure we have the necessary financial flexibility to 
manage through this period. We were pleased to receive 
the support of our lenders for a package of amendments 
to Crown’s financing arrangements following year-end.
As part of these arrangements, Crown has agreed not to 
declare or pay dividends in respect of the half year ending 
31 December 2021 or where certain triggers occur as a 
consequence of various casino licence events.
With further deleveraging expected from the remaining 
Crown Sydney apartment sales, we are as confident as we 
can be that we are well placed to navigate through this 
challenging period.
Looking Ahead
COVID-19 continues to create uncertainty, with ongoing 
operating restrictions likely to continue to materially 
influence business performance over the near term.
We also await the outcomes of various regulatory 
processes, with final reports expected from the Victorian 
Royal Commission by 15 October 2021 and the Perth 
Casino Royal Commission by 4 March 2022.
Despite the current uncertainty facing the business, we 
remain focussed on transformation and remediation 
efforts to address the shortcomings of the past. We 
believe that Crown has a truly special portfolio of 
premium integrated resorts which are well positioned to 
make a strong recovery once Australia emerges from the 
current challenges of the pandemic. Crown Melbourne 
and Crown Perth are world-class entertainment precincts 
and we are excited about the prospects of Crown’s new 
6-star resort, Crown Sydney.
There is still much work to do. While we continue to 
re-focus our organisation structure and strengthen our 
Board and management team, we have made real 
progress in reforming the company, and believe we are on 
the right path to address our challenges, leading to longer-
term sustainable shareholder value.
Finally, we would like to thank all of our employees for 
their dedication, resilience and patience throughout an 
extremely challenging year. We look forward to 
welcoming all employees back to our world-class 
properties soon so that they can continue to deliver 
exceptional experiences to our many thousands of 
customers.

Jane Halton AO PSM
Interim Chairman
Toni Korsanos
Non-executive Director
Nigel Morrison
Non-executive Director
Bruce Carter
Non-executive Director
Crown Resorts Limited
Letter from the Board continued

5

6
About Crown
Crown Resorts (Crown) is one of Australia’s largest entertainment groups and makes a major contribution to the Australian 
economy through its role in tourism, employment and training, and its corporate responsibility programs. 
In Australia, Crown owns and operates two of Australia’s leading integrated resorts, Crown Melbourne and Crown Perth, as 
well as Sydney’s latest premium hotel resort and dining precinct at Crown Sydney.
Crown has interests in various digital businesses, including 
Betfair Australasia (100%), DGN Games (100%) and Chill 
Gaming (50%).
AUSTRALIAN RESORTS
CROWN DIGITAL
INTERNATIONAL INTERESTS
Overseas, Crown owns and operates Crown Aspinalls in 
London. Crown also holds a 50% equity interest in the UK-based 
Aspers Group and a 20% interest in Nobu.

Crown Resorts Limited Annual Report 2021 
7
Crown’s Resort Portfolio
Crown Melbourne is Australia’s leading integrated resort 
and one of the most visited tourist destinations in Australia 
with its dynamic and diverse facilities.
Crown Melbourne is licensed to operate 2,628 gaming 
machines and 540 gaming tables.
The resort currently features three hotels:
•	­	Crown Towers Melbourne (481 guest rooms);
•	­	Crown Metropol Melbourne (658 guest rooms); and
•	­	Crown Promenade Melbourne (465 guest rooms).
Crown also wholly owns the One Queensbridge 
development site which could accommodate a fourth 
Crown hotel. 
The Crown Conference Centre has 7,350 square metres of 
conference and meeting facilities across three floors.
Banqueting facilities include the Palladium’s 1,500-seat 
ballroom and The Palms’ 900-seat cabaret venue.
A broad selection of restaurants and bars are located in the 
resort, including many of Melbourne’s finest.
Crown Melbourne’s retail precinct features prestigious 
designer brands and luxury retail outlets.
Crown Melbourne

8
Crown’s Resort Portfolio continued
Crown Perth is one of Western Australia’s largest tourist 
destinations, with an exceptional range of entertainment and 
tourism experiences. 
Crown Perth has approval to operate 2,500 gaming machines 
and 350 gaming tables.
The resort features three hotels:
•	Crown Towers Perth (500 guest rooms);
•	Crown Metropol Perth (397 guest rooms); and
•	Crown Promenade Perth (291 guest rooms).
Large-scale entertainment facilities include the 1,500-seat 
Crown Ballroom and 2,300-seat Crown Theatre Perth, 
along with world-class convention facilities.
A premium selection of restaurants and bars are located across 
the resort in addition to casual dining options.
Crown Perth

Crown Resorts Limited Annual Report 2021 
9
Crown Sydney is located at One Barangaroo Avenue on the 
foreshore of Sydney Harbour and is Sydney’s first six-star 
hotel and a landmark building with views of some of 
Australia’s most celebrated icons, the Sydney Harbour 
Bridge and Sydney Opera House.
The Crown Towers Sydney hotel contains 349 guest rooms.
Crown Sydney also features the “Crown Residences” luxury 
apartments, luxury retail outlets, pool and spa facilities, 
conference rooms and VIP gaming facilities (commence-
ment of which is subject to receipt of necessary approvals).
A premium selection of restaurants and bars are located 
across the resort in addition to casual dining options.
Crown Sydney

10
International Interests
Crown Aspinalls
Crown Aspinalls is a high-end casino in London’s prime 
West End entertainment district. Nestled in the heart of 
Mayfair, Crown Aspinalls offers members and guests an 
exciting and opulent world of international VIP gaming, 
in an environment that only London can provide.
Aspers Group
Crown holds a 50% interest in the Aspers Group, which 
operates four regional casinos in the United Kingdom –
Newcastle, Stratford (London), Milton Keynes and 
Northampton.
Crown equity accounts its investment in Aspers Group.
Nobu
Crown holds a 20% interest in Nobu, one of the world’s 
most recognised lifestyle hotel and restaurant brands. 
The other investors in Nobu are Nobu Matsuhisa, Robert 
De Niro and Meir Teper.
Crown equity accounts its investment in Nobu.

Crown Resorts Limited Annual Report 2021 
11
Crown Digital
Crown Digital includes Crown’s wagering and online social gaming operations comprising Betfair Australasia and DGN 
Games and Crown’s investment in Chill Gaming.
Betfair Australasia
Betfair Australasia is 100% owned by Crown and provides 
access for Australian and New Zealand customers to the 
world’s leading betting exchange. 
DGN Games
DGN Games is 100% owned by Crown and is a developer of 
online social and casual games. DGN’s game titles include 
“Old Vegas Slots”, a classic 3-reel game, and “Lucky Time 
Slots”, a 5-reel game, with two new casual game titles in 
development.
Chill Gaming
Chill Gaming is a 50/50 joint venture between Crown and 
New Gaming Pty Ltd, which is owned by the founders of 
Wymac Gaming Solutions. Chill Gaming is focussed on 
innovation and developing new entertaining products.
Crown equity accounts its investment in Chill Gaming.

12
Financial Summary
•­	 Crown’s results reflect the severe impact on operations from the COVID-19 pandemic, with 
a net loss after tax of $261.6 million for the year ended 30 June 2021
•­	 Given the challenging operating performance, no dividends were declared for the 2021 financial year
Summary of performance for the year ended 30 June 2021
F21
$m
F20
$m
%
change
Theoretical1 revenue
Crown Melbourne
582.5
1,477.8
(60.6%)
Crown Perth
742.8
613.3
21.1%
Crown Sydney
68.6
-
N/A
Crown Aspinalls
2.3
33.1
(93.1%)
Crown Digital
147.0
135.5
8.5%
Intersegment & unallocated
(1.2)
(1.1)
Theoretical1 operating revenue
1,542.0
2,258.6
(31.7%)
Win rate variance1
(3.4)
133.4
Commission adjustment
(2.8)
(165.0)
Interest revenue
1.0
10.2
Statutory revenue
1,536.8
2,237.2
(31.3%)
Theoretical1 EBITDA before Closure Costs2 and Significant Items3
Crown Melbourne
94.1
354.3
(73.4%)
Crown Perth
254.2
161.8
57.1%
Crown Sydney
(22.8)
-
N/A
Crown Aspinalls
(6.3)
(2.7)
(133.1%)
Crown Digital
34.1
34.7
(2.0%)
Corporate Costs
(111.6)
(44.3)
(151.7%)
Theoretical1 EBITDA before Closure Costs2 and Significant Items3
241.7
503.8
(52.0%)
Win rate variance1
(3.2)
111.6
Closure Costs2
(171.4)
(107.3)
Significant Items3, 4
47.0
(3.5)
Reported EBITDA
114.1
504.6
(77.4%)
Theoretical1 NPAT attributable to the parent before Closure Costs2 
and Significant Items3
(84.2)
161.0
(152.3%)
Win rate variance (net of tax)1
(2.2)
78.8
Closure Costs2 (net of tax)
(120.6)
(81.6)
Significant Items3 (net of tax)
(54.6)
(78.7)
NPAT attributable to the parent
(261.6)
79.5
(429.1%)
1.  Theoretical results have been adjusted to exclude the impact of any variance from theoretical win rate on VIP program play (at Crown Melbourne, 
Crown Perth (until 24 February 2021) and Crown Aspinalls). The theoretical win rate is the expected hold percentage on VIP program play over time. 
The theoretical result gives rise to adjustments to VIP program play revenue, operating expenses and income tax expense. Crown believes that theoretical 
results are the relevant measure of viewing performance of the business as it removes the inherent volatility in VIP gaming revenue. Theoretical results are 
a non-IFRS measure. 
2.  Costs incurred by Crown’s properties whilst gaming activities were closed due to government orders, excluding net contribution in relation to hotel 
quarantine services (Closure Costs). Closure Costs are a non-IFRS measure.
3.  Significant items are transactions that are not in the ordinary course of business or are material and unexpected due to their size and nature. Refer note 
3(e) of the Financial Statements for further details. Significant Items are a non-IFRS measure.
4.  Includes EBITDA related Significant Items only.

Crown Resorts Limited Annual Report 2021 
13
1. Excluding working capital cash of $86 million. Working capital cash refers to cash held on the Company’s 
premises and cash held in bank accounts for day-to-day operations of the businesses.
Crown Melbourne
• Crown Melbourne faced significant disruption during the year as a result of the 
COVID-19 pandemic, with gaming operations closed for 160 days of the financial year
• When the property could open and operate, various operating restrictions were 
imposed such as capacity limits and physical distancing protocols
Crown Perth
• Crown Perth re-opened with restrictions towards the end of June 2020 and delivered 
strong performance during the first half of the 2021 financial year
• Crown Perth faced several short-term closures throughout the second half, and whilst 
trading performance rebounded quickly following each shutdown, overall 
performance moderated throughout the course of the year
Crown Sydney
• ­Crown Sydney opened non-gaming operations progressively from late December 
2020
•  ­Despite the encouraging property visitation, Crown Sydney delivered an operating 
loss given the impact of COVID-19 related restrictions including border closures, and 
the limited scale of operations
• Settlement of apartment sales commenced in April 2021, with approximately 
$650 million in proceeds received during the period
Other Businesses
• Crown Aspinalls was closed for the majority of the financial year. While trading, 
performance was subdued given the constraints on international travel, social 
distancing restrictions and reduced operating hours
• Crown’s wagering and online social gaming operations delivered mixed performance. 
Improved revenue from Betfair was offset by increased expenses, particularly in the 
second half. Conversely, lower revenues from DGN were offset by lower marketing 
costs
Corporate
• Corporate costs were higher during the year driven by legal, consulting and 
other costs associated with various regulatory inquiries, and higher insurance costs
•  ­At 30 June 2021, Crown’s net debt was $893 million1, consisting of total debt of 
$1,283 million and cash of $390 million1

14
Regulatory Update and Remediation Plan
Regulatory Update
During the year, Crown was the subject of a number of 
inquiries, Royal Commissions and regulatory 
investigations. 
Bergin Inquiry
Hearings of the inquiry established under section 143 of 
the Casino Control Act 1992 (NSW) (Bergin Inquiry) 
concluded in November 2020, with the Commissioner’s 
report publicly released on 9 February 2021 (Bergin 
Report). Having regard to the contents of the Bergin 
Report, the gaming regulator in New South Wales, ILGA, 
wrote to Crown stating, amongst other matters, that it 
presently considered that Crown Sydney Gaming was no 
longer a suitable person to give effect to the Restricted 
Gaming Licence in New South Wales.
Crown is continuing to work with ILGA on a path to 
suitability to give effect to the Crown Sydney Restricted 
Gaming Licence as part of the consultation process 
contemplated within Crown’s regulatory agreements in 
New South Wales.
Victorian Royal Commission
In February 2021, a Royal Commission was established 
into the suitability of Crown Melbourne to hold a casino 
licence, as well as the suitability of its associates, including 
Crown Resorts Limited (Victorian Royal Commission). 
Hearings commenced in March 2021 and concluded with 
closing submissions from parties with leave to appear in 
August 2021. 
The Victorian Royal Commission is expected to deliver its 
final report by 15 October 2021.
Perth Casino Royal Commission
In March 2021, a Royal Commission was established to 
inquire into the suitability of Crown Perth to continue 
holding a casino gaming licence in Western Australia, and 
related casino regulation (Perth Casino Royal 
Commission). Hearings commenced in April 2021 and are 
continuing.
The final report of the Perth Casino Royal Commission is 
expected to be delivered by 4 March 2022.
AUSTRAC Enforcement Investigation
Crown Melbourne and Crown Perth are currently the 
subject of formal enforcement investigations by AUSTRAC’s 
Enforcement Team into potential non-compliance with the 
Anti-Money Laundering and Counter-Terrorism Financing 
Act 2006 (Cth) and Anti-Money Laundering and Counter-
Terrorism Financing Rules 2007 (Cth). 
Other regulatory matters
Crown has also been subject to a number of other 
regulatory investigations during the period. 
Crown is fully cooperating in relation to the above matters.
Remediation Plan
As part of Crown’s response to matters raised throughout 
various regulatory processes and through its engagement with 
regulators, Crown has developed a comprehensive 
Remediation Plan. 
Successful implementation of the Remediation Plan is 
intended to position Crown as a leader in the industry in its 
approach to governance, compliance, responsible gaming and 
the management of financial crime risk, underpinned by an 
uplifted organisational culture. 
With significant change at both the Board and senior executive 
level over the last 12 months, there is now an almost entirely 
new leadership team in place leading this reform process:
•	Board renewal:
•	Departure of nine directors since October 2020, including 
all nominees of the major shareholder 
•	Dr Ziggy Switkowski AO appointed as Chairman (subject 
to regulatory approvals)
•	Nigel Morrison and Bruce Carter appointed as new 
Non-executive Directors
•	Senior management change:
•	A number of senior executives have departed
•	Steve McCann appointed as Chief Executive Officer and 
Managing Director (subject to regulatory approvals)
•	New senior executives who have commenced at Crown 
(subject to necessary regulatory approvals, to the extent 
outstanding) include:
•	Group General Counsel;
•	Chief Compliance and Financial Crime Officer;
•	Executive General Manager – Transformation & 
Regulatory Response; and 
•	Chief People and Culture Officer
Crown has already made significant progress in implementing the 
changes outlined in the Remediation Plan.
Detail on the key achievements to date is outlined on the 
following page.

Crown Resorts Limited Annual Report 2021 
15
Corporate governance 
and organisation 
structure
•	Board renewal
•	Of the 11 directors listed in the 2020 Annual Report, only two remain
•	Implementation of a revised organisational structure 
•	Wholesale senior management changes 
•	Of the four Senior Executives listed as Key Management Personnel in the 2020 
Annual Report, none remain
Anti-money laundering / 
Counter-terrorism 
financing (AML / CTF) 
Change Program
•	Comprehensive Financial Crime & Compliance Change Program developed by the 
newly appointed Chief Compliance and Financial Crime Officer
•	Enhanced controls to manage the risk of financial crime have been implemented, 
including a revised Joint AML/CTF Program, improved controls to prevent and 
detect money laundering through Crown’s bank accounts and enhanced controls 
and reduced limits relating to cash deposits at the casino
•	Increased resourcing & capability, with an additional 55 roles approved under the 
new Financial Crime and Compliance operating model and additional training for 
Crown employees, Board members and senior management
•	Investment in automation, with a new automated transaction monitoring system 
(Sentinel) and digitised tool to allow electronic submission and investigation of 
Unusual Activity Reports
•	Forensic audit and controls assessment of Crown’s patron bank accounts by an 
independent expert consultant
Culture review and 
transformation program
•	Completion of a comprehensive organisational culture review undertaken with the 
support of an independent expert
•	Development of a comprehensive culture transformation program which is intended to 
uplift Crown’s organisational culture
•	New organisational purpose and values ready to be implemented through the 
organisation
Enhanced responsible 
gaming program
•	Majority of the recommendations by the VCGLR in its Sixth Review that related to 
responsible gaming and the recommendations received from the independent 
Responsible Gaming Advisory Panel in August 2020 have been implemented
•	Approval by the Board of further enhancements to Crown’s responsible gaming 
program, including an additional 14 FTEs, a reduction in time limits, the cessation of 
certain marketing programs and support for a move to cashless gaming
Risk management
•	Separation of Risk and Internal Audit teams, with elevation of reporting lines and 
increased resourcing
•	Adoption of a formal risk appetite statement and revised Risk Management Strategy
•	Development of a new Risk and Compliance Culture Framework
Changes to Crown’s 
approach to junkets, VIPs 
and significant players
•	Ceased dealing with all junket operators
•	VIP business restructured, with all remaining offshore offices closed, the departure 
of senior executives and remaining functions integrated into the broader business
•	Implementation of a new process to assist with customer due diligence involving a 
review of customers once certain actual or prospective gaming activity thresholds 
are triggered (Significant Player Review)
Relationship with major 
shareholder
•	All CPH nominee directors have resigned from the Board
•	Information sharing arrangements that were previously in place have been terminated
Remediation Plan - Key achievements to date

16
Australian Resorts Business Update
Crown Melbourne
Overview
Crown Melbourne is one of Australia’s leading 
integrated resorts and tourist destinations.
During the 2021 financial year, Crown Melbourne faced 
significant disruption as a result of the COVID-19 
pandemic and was required to close for a large part of 
the financial year.
Property Update
Crown Melbourne used the closure periods to deliver a 
program of refurbishment, repair and improvements 
across the property.  
These improvements included the introduction of a 
Changing Places facility at Crown Metropol, in support 
of the CROWNability action plan and providing more 
inclusive and accessible facilities.
Refurbishment and expansion of a premium gaming 
machine area was completed in October 2020 and 
included the introduction of the uniquely luxurious 
private salon for patrons.
Concept design works have commenced in support of 
Crown’s commitment to phase out indoor smoking at all 
Crown-owned Australian properties by December 
2022. The first of these projects, located in the Teak 
Room, was completed in June 2021.
The upgrade of Crown Towers hotel rooms continued 
with the soft refurbishment of the Deluxe and Executive 
Suites, along with the Lift Lobby decor. A program of 
refurbishment and repair works has also been 
undertaken across the Melbourne complex, including 
enclosure of the Crystal Club external terrace to allow 
guests to enjoy the area all year round.
The ground floor Food Court offerings were enhanced 
by the refurbishment and introduction of six new 
separate outlets, richly detailed to recall a typical Hong 
Kong streetscape and featuring a wide selection of 
popular Chinese street foods.  
Gradi expanded their Crown offering into the Food 
Court with Zero Gradi Gelateria and Dessert Bar  
focussing on house-made Italian coffee, desserts, 
patisserie, crepes and hand-churned gelato. 
Further retail updates included the establishment of Mr & 
Mrs by Dr Tass in the former Isika Spa at Crown Metropol.
Gaming
During the year, Crown Melbourne’s gaming operations 
were closed for 160 days as a result of COVID-19 
restrictions.
When the property could open and operate, various 
operating restrictions were imposed such as capacity 
limits for the overall gaming floor or each indoor 
space, density limits, restrictions on available gaming 
product and physical distancing protocols, including the 
deactivation of every second electronic gaming machine 
and electronic table game, limits on the number of 
players at a traditional table game and minimum 
separation between tables.
VIP program play activity was severely impacted by 
ongoing international and interstate travel restrictions.
Hotels
Crown Melbourne features more than 1,600 guest 
rooms across three luxury hotel brands: Crown Towers, 
Crown Metropol and Crown Promenade. 
Following the easing of restrictions in place at the start 
of the financial year, Crown Towers opened more 
broadly on 9 November 2020, followed by Crown 
Metropol on 1 December 2020, and finally Crown 
Promenade on 11 January 2021. Unfortunately further 
closures occurred in February 2021 and May-June 2021 
in accordance with Government directions in response 
to COVID-19 outbreaks.

Crown Resorts Limited Annual Report 2021 
17
Overall hotel occupancy across the three hotels was 
approximately 39%, with Crown Towers hotel occupancy 
39%, Crown Metropol hotel occupancy 42% and Crown 
Promenade hotel occupancy 33%. While leisure market 
demand was strong, particularly on weekends 
(restrictions permitting), interstate and international 
border closures have severely impacted corporate and 
group bookings.
During the year, Crown continued to provide safe 
accommodation, at no cost, to those experiencing family 
violence. The program included the provision of hotel 
rooms, food and other amenities such as meeting 
facilities for the provision of counselling services in a 
safe environment. In total, Crown provided over 1,230 
nights under this program. 
Hotel rooms were also made available to the Victorian 
Government for the purpose of quarantining returned 
travellers early in the financial year.
Crown Towers was again awarded with a Forbes 
Five-Star rating, and Crown Spa was awarded with a 
Forbes Four-Star rating. This year saw both Crown 
Towers and Crown Spa receive these prestigious awards 
for the fifth consecutive year. 
Food and Beverage
Once re-opened, Crown Melbourne’s premium 
restaurant offerings continue to lead the way in 
Melbourne, with a wide range of new experiences for 
guests. 
The reputation of Crown’s premium restaurants and 
culinary credentials has been renewed by media 
coverage from food, travel and lifestyle media globally, 
who have celebrated Crown Melbourne’s venues, 
world-renowned chefs and vast menu offerings.
Crown Riverside hosted additional outdoor dining spaces 
for venues including Nobu, Bistro Guillaume, Rockpool and 
Gradi. A reopening highlight was the launch of Petanque 
Social, an open-air Riverside lounge bar. 
Launched in December 2020, Crown Cellar & Co is a 
wine store that has a retail shop front and an online 
platform, offering customers premium and bespoke 
wines from Australia and around the world. 
Events, Conferencing and Entertainment
Crown’s Las Vegas style showroom The Palms at Crown 
concentrated on some of Australia’s most iconic 
entertainers including James Reyne, Anthony Callea, 
illusionist Cosentino, plus a successful season with 
Australian comedian Jimeoin during the Melbourne 
International Comedy Festival. Crown also played host 
to the first Australian tour of Dracula’s theatre 
restaurant.
Crown hosted a series of events and conferences during 
the year, led by key industry events from corporates, 
charities and various associations. Major events included 
the AHA State Awards for Excellence, Ritchies 150th 
Gala Ball and a number of events for major sporting 
clubs. 
Evergreen opened its doors in November 2020 and has 
hosted a number of weddings and bespoke private 
events, as well as the International Women’s Day events 
in March 2021 celebrating the role of female chefs in the 
industry, headed by Sarah Briegel (Culinary Director 
Crown Sydney) and On Saengyojanr (Ging Thai).

18
Crown Perth
Overview 
Crown Perth is the only fully-integrated entertainment 
resort in Western Australia and continues to set the 
highest standard of experience with its vast range of 
high-quality assets. It remains Western Australia’s 
leading tourist destination by volume, and the largest 
single-site private sector employer in the State.
Property Update
Crown Perth has progressed improvements to the 
property’s existing facilities and employee amenities 
over the 2021 financial year. The main gaming floor has 
been enhanced with additional seamless LED screens to 
provide a more interactive digital media experience for 
guests. Concept design works are progressing for the 
Pearl Room refurbishment in support of Crown’s 
commitment to phase out indoor smoking at all 
Australian resorts by the end of December 2022.
These improvements also included the introduction of 
the first Adult Accessible Change facility, commonly 
known as Changing Places, on the property. Crown 
Perth has also installed an accessible toilet within the 
Atrium restaurant. In support of the CROWNability 
Action Plan these facilities were introduced to provide 
an accessible and inclusive environment for patrons and 
staff.
Gaming
Crown Perth delivered a strong performance during the 
financial year, despite 27 days of mandated closure of 
gaming operations related to COVID-19.
Crown Perth’s Main Gaming Floor re-opened with 
restrictions towards the end of June 2020 and 
remained open for the entirety of the first half of the 
financial year. COVID-19 related operating restrictions 
which applied throughout the first half included 
prescribed maximum density limit of one person per 
two square metres, the deactivation of every second 
electronic gaming machine and electronic table game 
terminal and restricting the number of players at table 
games.
Unfortunately, Crown Perth was disrupted at various 
times throughout the second half and was required to 
close gaming operations in line with government 
restrictions imposed in response to COVID-19. Whilst 
trading performance rebounded quickly following each 
shutdown, overall performance moderated throughout 
the course of the financial year.
Hotels
Crown Perth features approximately 1,200 guest rooms 
across three luxury hotel brands – Crown Towers, 
Crown Metropol and Crown Promenade.
Combined, the three hotels accommodated over 
573,000 guests during the 2021 financial year and 
achieved occupancy of approximately 67% despite a 
number of COVID-19 state-wide and property 
lockdowns, together with interstate and international 
border restrictions. Crown Promenade remained closed 
to the public until September 2020, initially being used 
to exclusively house AFL players and staff as part of the 
AFL’s quarantine hub. 
However, during the year the hotels benefited from 
significant demand from leisure travellers within 
Western Australia seeking resort style, local based 
“staycations”. 
Crown Towers successfully maintained the Forbes 
Travel Guide Five-Star rating for 2021, remaining the 
only hotel in Perth to hold this rating. Crown Spa Perth 
was again awarded the Forbes Travel Guide Four-Star 
rating for 2021.
Australian Resorts Business Update continued

Crown Resorts Limited Annual Report 2021 
19
Food and Beverage
Crown Perth continues to be one of Perth’s leading food 
and entertainment destinations for Western Australians 
and visitors alike. 
Crown Perth’s food and beverage portfolio continued to 
evolve and innovate, delivering an array of unique 
offerings and customer experiences with our key food 
and beverage partners. This included Gordon’s Pink Gin 
High Tea, Pink Floss Martini, the Dude Tea at Merrywell, 
the World Comes Alive, as well as the Grey Goose High 
Tea and Cocktails which featured a grand scale fountain 
located in the Metropol Lobby. 
With COVID-19 travel restrictions in place, the Crown 
Towers portfolio reached new heights of popularity 
during the year as customers chose to holiday in their 
own state and enjoy Crown’s facilities, food and drink 
and the beautiful views of the pool and Perth city 
skyline. The casual dining restaurants and bars also 
continued to draw strong foot traffic.
Some of our extraordinary Crown employees were 
recognised and profiled during the year including newly 
appointed head chef of Nobu, Ping Ping Poh, who is the 
first female appointed to this role after starting at Crown 
as an apprentice chef in 2009. In addition, Nobu Perth 
received the highest review score since opening in Western 
Australia, from the highly regarded Food Editor for The 
West Australian and restaurant critic, Rob Broadfield.   
A new point of sale system and a new table 
management system were introduced during the year, 
providing an enhanced guest experience and improved 
customer engagement.
Events, Conferencing and Entertainment
Crown attracted over 670 events with over 150,000 
meals served at Crown Perth’s convention facilities this 
year. However, due to COVID-19 restrictions, there were 
no conventions or events until August 2020. 
Crown worked with the AFL as part of the official ‘AFL 
Hub’ in Western Australia, with Conventions catering for 
all the teams’ 7,902 meals. 
Other key events included hosting the Department of 
Fire & Emergency Services, Grain Industry Association of 
Western Australia, WA Education Corporate Services Staff 
Association Inc. and key charitable events such as the 
Boobalicious Ball (Breast Cancer Care WA), Heartkids WA, 
Path of Hope, and Op Shop Ball (Anglicare). 
Crown Perth was excited to host its first Telethon Ball at 
the Crown Towers Ballroom during the year. This iconic 
event included Telethon weekend in the Crown Theatre, 
along with the Telethon call centre in the Conventions 
space and was a great success. 
Crown Theatre opened in 2020 at 50% capacity for the 
highly anticipated and world-renowned production of 
‘We Will Rock You’. Restrictions progressively eased, 
with 100% capacity returning by March 2021. Other 
shows in Crown Theatre included ‘The Boy From Oz’, 
‘Legally Blonde’, and ‘Priscilla Queen of the Desert’ with 
one-off shows also featuring Human Nature, Urzila 
Carlson and multiple performances of the popular 
children’s show ‘Bluey’.

20
Crown Sydney
Overview
Crown Sydney, located at Barangaroo on the foreshore 
of Sydney Harbour, is the city’s first six-star hotel and 
features 349 hotel rooms and suites, luxury residences, 
signature restaurants, bars, luxury retail outlets, pool 
and spa facilities, and conference rooms.
After four years of construction, select non-gaming 
operations at Crown Sydney opened to the public for 
the first time in a restricted capacity from 28 December 
2020, with further non-gaming operations opening 
progressively throughout the financial year. 
Crown is pleased to have welcomed over 3,000 
employees and contractors to Crown Sydney at a time 
when the hospitality industry has been severely 
impacted by COVID-19.
Property Update	
Construction of the Crown Sydney Hotel Resort was 
completed on schedule, with an Occupation Certificate 
granted for the hotel resort component in December 
2020 and the residential component in April 2021.
These milestones were successfully achieved despite 
the unprecedented weather conditions and 
extraordinary logistical difficulties experienced during 
the COVID-19 pandemic. Over 7.8 million construction 
hours were worked on the project by more than 9,500 
personnel. 
Crown Sydney is a remarkable building taking a 
sculptural form of three petals that twists as it rises. 
Soaring 275 metres above the Sydney skyline, the highly 
recognisable building is clad in a light silvery veil of glass 
with differing levels of transparency.
All areas of the hotel resort, including the food and 
beverage and function areas, are now complete and 
operating. The opening of gaming areas remains subject 
to the receipt of all regulatory approvals. 
Construction of the residential component of the 
project, “Crown Residences”, is also complete and 
residents have been progressively moving in since April 
2021. 
Crown Sydney contributes to making Barangaroo South 
a vibrant, mixed-use destination which offers round-the-
clock activities and inspiration for tourists, visitors, and 
Sydneysiders including workers from the nearby 
Barangaroo commercial buildings and Sydney CBD. 
Gaming
The opening of Crown Sydney’s gaming operation was 
postponed in late 2020, pending a determination of 
suitability by the casino’s regulator, the Independent 
Liquor and Gaming Authority (ILGA).
Crown has invested significant effort to achieve 
suitability to commence gaming at Crown Sydney. In the 
interim, Crown is ensuring that the employees recruited 
for the gaming areas were prepared for when gaming is 
permitted to commence and have provided support to 
the non-gaming areas of the operation.
In addition, Crown has also been able to more 
comprehensively test and develop a number of systems 
that are new to Crown and that will likely have 
application across the broader group following a 
successful operational deployment in Sydney.
Hotels
Exquisitely appointed and offering stunning views of 
Sydney’s harbour and icons, Crown Towers Sydney has 
welcomed almost 40,000 guests since opening in late 
December 2020. 
Whilst COVID-19 restrictions, including interstate and 
international border closures, had a devastating impact 
on the hospitality industry, the arrival of Crown Towers 
into the Sydney market has been warmly received.
Australian Resorts Business Update continued

Crown Resorts Limited Annual Report 2021 
21
Occupancy has remained low, consistent with conditions 
across the luxury hotel market in Sydney, with overall 
occupancy of approximately 31% since opening. 
Crown Spa Sydney has also opened successfully having 
welcomed over 6,500 guests.
Food and Beverage
Crown Sydney commenced food and beverage offerings 
in late December 2020, showcasing a variety of 
experiences across a range of restaurants and bars. 
Crown Sydney’s premium venues are leading the way in 
providing guests with memorable experiences in a truly 
unique setting with 7,500 reservations received within 
24 hours of release.
Venues are already receiving recognition, with The 
Waiting Room awarded 2021 NSW Sommelier’s Wine 
List of the Year and 2021 Best NSW Wine List in a 
Sydney accommodation venue at the NSW Sommelier’s 
Wine List Awards. Woodcut and a’Mare were both 
recently reviewed by food critics for the Chef’s Hat 
Good Food Guide, with both receiving positive reviews 
with 16 out of 20 points, in line with two chef’s hats.
SevenRooms is Crown’s new table management system, 
which has been instrumental in providing guests with a 
truly crafted and unique experience whilst also assisting 
with operational efficiencies.
Unfortunately the opening of the final restaurant to 
commence operation, Oncore by Clare Smyth, which 
was scheduled to open in July 2021, has been delayed 
due to the current COVID-19 restrictions in place across 
Sydney.
Events, Conferencing and Entertainment
The Pearl Ballroom and Opal Suite commenced 
operation in March 2021 and have attracted many 
events and future enquiries. The current challenge for 
the venues is being able to confirm events beyond the 
expiry of the current interim liquor licences, which are in 
place through to the end of October 2021.
Despite COVID-19 restrictions and the uncertainty 
caused by a temporary liquor licence, Opal Suite is 
already popular for small corporate events, and the Pearl 
Ballroom is attracting weddings and celebrations. Over 
30 private events have also been hosted within Crown 
Sydney’s restaurants and bars and have proven to be 
popular for corporates.
Crown partnered with Sydney’s Gold Charity Dinner as 
the presenting partner in June 2021 at Sydney 
International Airport. The event was an opportunity to 
launch the Crown Sydney Events brand and showcase 
its capabilities.

22
Commitment to Responsible Gaming
Crown is committed to harm minimisation and the 
responsible service of gaming.
Crown’s responsible gaming and harm minimisation 
strategy incorporates a three pillars approach of:
•	Awareness – supporting harm minimisation by building 
awareness of responsible gaming programs and services 
for staff and customers;
•	Assistance – contributing to harm minimisation by 
providing assistance to customers in managing their 
gaming behaviours; and 
•	Support – delivering a supportive environment where the 
potential for harm is minimised and a culture of responsible 
gaming support is embedded in the organisation.
Awareness
Crown continued to raise awareness in relation to 
responsible gaming and harm minimisation via customer 
communication and collaboration with external 
stakeholders including delivering the Responsible 
Gambling Awareness Week in Crown Perth and the 
Gambling Harm Awareness Week in Crown Melbourne. 
The Victorian lockdown and resultant Melbourne casino 
closure saw the campaign being delivered to Melbourne 
employees in an entirely digital way. These weeks are an 
important commitment between government, 
community and industry in delivering on harm 
minimisation principles, and each resort is represented 
on each State’s planning committees.
Raising awareness in relation to Crown and community 
responsible gaming services and programs is constant 
across each property’s workforce and customers.  
Involvement in various State committees is an important 
part of sharing knowledge and ideas, and refreshing 
awareness opportunities. In Victoria, Crown is a member 
of the Responsible Gambling Ministerial Advisory 
Council and relevant Working Groups, and the Victorian 
Responsible Gambling Foundation (VRGF) Industry 
Forum. In Western Australia, Crown is a member of the 
Problem Gambling Support Services Committee and the 
Gaming Community Trust Committee. The Responsible 
Gaming team delivers training and information sessions 
on a regular basis, increasing awareness and depth of 
knowledge. 
Assistance
Responsible Gaming Centres at each property are fully 
funded by Crown and are unique in the volume and 
breadth of the responsible gaming programs and 
services they offer. A wide range of assistance 
information materials and contact details for problem 
gambling and other support service providers is stocked 
at each Responsible Gaming Centre, many of which are 
available in languages other than English.
Dedicated Responsible Gaming Advisers at each resort 
focus on customer welfare and minimising harm. 
Advisors are specially trained to provide assistance, 
proactively and reactively, 24 hours a day, seven days a 
week. Interactions are provided in a sensitive, 
confidential and informed way, assisting with 
information about, and referral to, the diverse range of 
services and programs available at Crown and in the 
community.  
Support
In order to deliver support for Crown customers, 
employees participate in ongoing training and 
information sessions, and support from the 24/7 
Responsible Gaming team.  
Across the properties, Crown’s dedicated teams of 
Responsible Gaming Advisors work with customers, 
utilising the facilities and resources of each Responsible 
Gaming Centre, to deliver responsible gaming programs 
and services for customers to support them in managing 
their gaming behaviours.
 
Corporate Responsibility

Crown Resorts Limited Annual Report 2021 
23
All three pillars of Awareness / Assistance / Support are 
encapsulated at every level within Crown, with the 
responsible gaming framework overseen by Crown’s 
Responsible Gaming Board Committee.
Crown is committed to ensuring continuous improvement 
in the area of harm minimisation. The Crown Board has 
recently approved a series of enhancements to Crown’s 
Responsible Gaming program, whilst a more detailed 
‘transformation program’ is currently in development 
under the direction of the new Chief Compliance and 
Financial Crime Officer. 
Current areas of further development include expanding 
Crown’s Responsible Gaming Centres, increasing 
staffing levels of Responsible Gaming Advisors and 
continuing to invest in technological capability to 
provide new and improved harm minimisation measures.
To assist Crown in its efforts of continuous improvement, 
Crown is commited to ongoing engagement with relevant 
stakeholders including government, regulators, gambling 
help service providers and other welfare organisations, 
together with Crown’s membership of the National 
Association for Gambling Studies.
Crown has also established an independent Responsible 
Gaming Advisory Panel (the Panel), comprising three 
leading Professors in the field of problem gambling, to 
provide independent advice in relation to Crown’s 
approach to responsible gaming and harm minimisation. 
In August 2020, the Panel delivered a review of Crown’s 
Responsible Gaming Framework, which included 
recommendations for enhancement. These 
recommendations are in the process of being 
implemented.
People and Culture
Our Culture
Crown recognises the importance of maintaining the 
right corporate culture. A culture that our employees 
identify with, are proud to be a part of and is respected 
and trusted by our customers, stakeholders and the 
communities within which we operate. Importantly, a 
comprehensive review of Crown’s culture has been 
undertaken with a renewed target culture and a well-
charted roadmap for change which will commence 
implementation in the first half of the 2022 financial 
year. This roadmap for change will include a wholesale 
reset of the ‘tone from the top’ under the leadership of 
Crown’s new Board and Executive Team. 
The culture transformation program comprises three 
key elements and has been supported by external 
experts in the field: 
•	Understanding the current state culture;
•	Defining the target state, including a review of Crown’s 
existing purpose and values; and 
•	Building a roadmap to move Crown from the current 
state culture to the target state culture.
Leaders from across the business have come together to 
develop and deliver on this program of work. Whilst there 
is much work that is still to be done, Crown has made 
great progress on this important program and the 
roadmap for change will be launched in September 2021.
Crown’s leaders have emphasised that this is an 
opportunity to recognise Crown’s strengths, repair areas 
that need improvement, reimagine Crown’s strategy, and 
put in place processes and structures to ensure Crown 
lives its purpose and values. It is an opportunity to invest 
in Crown’s people, particularly in relation to the care that 
we show for our customers and the experiences they 
enjoy within our properties. Our aim is to build a genuine 
learning organisation and one that is continually looking 
to improve. In doing so, we will curate Crown’s culture for 
the next generation at Crown.

24
By enacting initiatives to help align the behaviours and 
mindsets of Crown’s employees to its purpose and 
values, Crown can become what it aspires to be – an 
organisation that has the trust of the community.
Our People
As the COVID-19 situation unfolded during the 2021 
financial year, Crown was forced through the numerous 
government-mandated closures to stand down a 
significant proportion of its workforce for varying 
periods of time. 
During this highly disruptive time, Crown focussed on 
the overall wellbeing of employees and has provided 
various forms of assistance to employees impacted by 
the pandemic.
Crown has also adapted to operating in a virtual 
environment using a range of media to both initiate 
opportunities for employees to interact with colleagues 
and managers directly, as well as creating greater focus, 
visibility and access on the range of support services 
available for employees. 
Employees have been provided ongoing support via 
Crown’s HR Support Centre and Staff Support Contact 
Centre, assisting employees with access to advice about 
employment related options as well as practical support. 
Crown continued its program to assist employees who 
were stood down to access alternate temporary 
employment with other organisations. 
Thousands of employees were also financially supported 
by the Australian Government’s JobKeeper Payment 
scheme, with Crown Perth qualifying for the program 
through to the end of September 2020 and Crown 
Melbourne continuing to qualify through to the end of 
the program in March 2021.
More recently, Crown’s practice has been to pay full 
rostered shifts in week one of a lockdown followed by 
discretionary payments from Crown to employees, 
which is considered on a case-by-case basis depending 
on their eligibility for government assistance. Crown is 
also providing employees with information about the 
Australian Government’s enhanced assistance for 
individuals whose ability to work has been impacted by 
the extended lockdown.
Another important initiative for many employees was 
the continuation of the Crown Resorts Hardship Fund. 
The purpose of the fund is to provide short-term 
emergency financial assistance to current Crown 
employees who are experiencing genuine short-time 
financial hardship as a consequence of either having 
been stood down or not offered shifts due to COVID-19. 
To date, close to 1,000 employees have accessed this 
fund to alleviate financial hardship caused by not being 
able to work in lockdown.
Recognising the importance of reconnecting and 
engaging with team members, upon re-opening, team 
members attended face to face re-onboarding programs 
to develop the knowledge and skills required to operate 
in a COVID-19 safe way, and enable a comfortable 
transition back into the workplace. 
Health, Safety and Employee Wellbeing
Keeping everyone safe including Crown’s employees, 
contractors, guests and the broader community 
continued to be a key priority for Crown during the year.
The health and safety impacts of the COVID-19 
pandemic required an agile response strategy as 
Crown’s operations were frequently restricted and 
modified to meet Government advice and expert 
medical guidelines provided by local health authorities.  
Conditions frequently changed following a number of 
State-based circuit breaker lockdowns including revised 
social distancing and hygiene requirements, face mask 
provision and compliance and the imposition of capacity 
restrictions on gaming and restaurant facilities.
COVID-19 Response Teams were established at each 
property, with specialised managers and COVID-19 
Corporate Responsibility continued

Crown Resorts Limited Annual Report 2021 
25
safety officers, to inform COVID safety practices for 
customers and team members and to ensure 
compliance with government directions. The COVID-19 
Response Teams performed their roles admirably and 
were a constant reminder of the vigilance required in 
meeting these requirements.
COVIDSafe plans were developed and implemented in 
consultation with Health and Safety Representatives 
across all business functions.
Crown recognises that the pandemic had a significant 
impact on the mental health and wellbeing of our 
employees. As a key focus for Crown’s Board and 
Executive this led to the introduction and expansion of 
various employee support programs.
A review was undertaken of the health and safety control 
measures within Crown’s declared smoking areas 
following the announcement that indoor smoking would 
be phased out by December 2022. Ongoing air quality 
and health monitoring will continue during this period.
Industrial Relations
Crown is committed to promoting and managing 
industrial relations through open and effective 
relationships with our employees, employee 
associations and regulatory bodies, and acts in good 
faith in all of our dealings with these parties.
Crown currently has six enterprise agreements in place, 
including the establishment of the inaugural agreement 
for Crown Sydney in the past year. These agreements 
cover most of Crown’s frontline operational staff and 
some employees at management level. 
Crown College
Crown College provides accessible, industry-ready and 
high-quality education and training for those aspiring to 
forge a career in hospitality, leisure and tourism 
industries. Crown College aims to maintain and 
strengthen its position as a leader in the design, 
development and delivery of training and education, in 
order to address the employment needs of the 
hospitality and tourism industries. 
This year, Crown College is celebrating 25 years as one 
of Australia’s largest and longest running private 
Registered Training Organisations, a significant 
milestone that Crown is proud to celebrate. Since 
inception over 11,225 employees have graduated and 
completed a qualification from Crown College; including 
over 8,500 trainees and apprentices. Crown’s aim is to 
create career pathways for its employees and, in the 
2021 financial year, over 600 employees and students 
are enrolled in Certificates III, IV, Diploma and Advanced 
Diploma level qualifications.
Crown College Sydney was opened in July 2020, adding 
another purpose-built training facility to the Crown 
College brand. Crown College now comprises three 
purpose-built training facilities located across 
Melbourne (including a training restaurant in Melbourne 
with 2 kitchens, known as Culinarium), Perth and now 
Sydney, that provide ongoing professional development 
to thousands of hospitality professionals each year. 
Crown College’s ongoing commitment to delivering 
education that leads to employment is evident through 
the established 500 Training Places Program. This 
Program was established to deliver qualifications with 
Certificates II and III for retrenched Victorian workers 
affected by industry restructuring. The program has 
since been expanded to Indigenous Australians, people 
who have been affected by family violence and those 
who are disadvantaged in the workforce. The initiative 
has received over 1,459 enquiries since its inception. To 
date, there are over 352 participants in the program and 
184 program graduates have gained employment within 
the hospitality and security industries. 
Crown College International
Crown’s commitment to education and training is evident 
through the establishment of Crown College International 
(CCI) in Melbourne. While the year was challenging due to 

26
COVID restrictions, since conception CCI has received 
over 680 applications, converting 356 enrolments from 
25 countries. 
CCI continues to increase student enrolments onshore 
and build a social media presence to raise awareness of 
its programs. As the team navigates through this 
challenging time, the welfare of our students remains 
our priority. The CCl team has been supporting our 
students through several different initiatives such as 
producing 500 meal care packs. The team also provided 
1,200 lunch vouchers so students could dine in the 
employee restaurant, and care packs and vouchers were 
given free to our international students.
Crown Community
Overview
Crown is committed to developing a diverse and inclusive 
workforce which values people’s individuality and enables 
all employees to achieve their best, while contributing to 
the communities in which Crown operates. 
Crown provides a range of diversity and inclusion 
programs, including the Indigenous Employment 
Program, CROWNability, Family Support Network, 
Gender Equity, Crown Pride and the Cultural and 
Linguistically Diverse Employee Network (CALDEN).
Each year, Crown’s commitment to Crown Community is 
celebrated in a week-long festival of who we are as a 
community and the purpose and values that bind us 
together. The week includes many employee events 
which celebrate the diversity of Crown’s people and 
reinforce the way in which they are united with a shared 
passion and purpose. 
For 2021, the theme was Celebrating diversity – be 
memorably you; focussing on recognising the diversity 
of each member of the Crown Community. 
CROWNability
CROWNability is Crown’s strategy to provide an 
employment pathway for people with disability into our 
workforce. Launched in 2014, CROWNability continues 
to work closely with industry partners and stakeholders, 
and has successfully placed and supported over 650 
candidates in employment. Crown is proud that Kurt 
Fearnley AO, an Australian Paralympic gold medallist, 
continues to represent Crown as the CROWNability 
ambassador and has been a valuable support to 
CROWNability employees during COVID.
In the 2021 financial year, the CROWNability program 
was expanded to include Crown Sydney with the 
appointment of a Program Manager and the placement 
of 35 people with disability within the first six months. In 
line with the CROWNability Action Plan to improve 
access for patrons and staff across all Crown properties, 
Crown has introduced a Changing Places facility at all 
three properties which will be nationally accredited. The 
nationally accredited facility at Crown Perth became the 
first registered hotel complex in Australia to provide an 
adult accessible change facility for people with disability. 
Development of the next CROWNability Action Plan is 
well underway and is centred on the theme “The Future 
is Accessible”. The new action plan will continue to focus 
on building a disability confident organisation for 
employees, patrons and the wider community with 
particular emphasis on premises, suppliers and partners, 
information communication technology, learning and 
development, communication and marketing, and 
recruitment.
Indigenous Employment Program
Crown has an unwavering commitment to the 
Traditional Owners of the lands on which it operates, 
through respect for culture, lore and closing the gap on 
Indigenous disadvantage.
 
Corporate Responsibility continued

Crown Resorts Limited Annual Report 2021 
27
Since its inception in November 2009, Crown’s award-
winning Indigenous Employment Program has provided 
over 1,000 employment opportunities for First Nations 
people representing a direct investment back into 
Indigenous communities. 
Crown’s Indigenous Employment Program continues to 
build relationships with communities including National 
Centre of Indigenous Excellence (NCIE) and Souths 
Cares, both located in Sydney, and the ongoing 
partnership with the Department of Justice – Western 
Australia through which we have provided career 
pathways for previously incarcerated Indigenous men 
and women at Crown Perth. 
Crown’s commitment to the learning and development of 
our Indigenous employees has seen another participant 
completing the coveted Emerging Indigenous Executive 
Leadership Program (EIELP) in partnership with Elevate 
RAP organisations and the University of New South Wales.
Crown remains a member of the select ‘Elevate’ group 
with Reconciliation Australia, which is the highest level 
of endorsement granted by Reconciliation Australia, and 
is in the process of developing Crown’s next 
Reconciliation Action Plan.
Crown Pride
Crown’s commitment to an inclusive community has 
continued to progress. The Crown Pride network offers 
information and support, networking events and the 
opportunity to connect with others across Crown and 
the wider community. Despite the operational 
disruptions, Crown acknowledged and celebrated Wear 
it Purple Day and IDAHOBIT day with team member 
events and inclusion videos recounting the stories of 
LGBTIQ members of its community. In addition, over the 
past 12 months, Crown has been actively involved in 
both internal and external LGBTIQ+ safe events. 
In Melbourne, the Crown Pride committee hosted its 
first onsite employee event for 2021 – a social Drag 
Bingo event. This was a great success and lots of fun 
and much-needed laughter was enjoyed by all in 
attendance. In addition, Crown Pride community partner 
GLOBE provides value to the Victorian LGBTIQ+ 
community through a Focus on Women and 
Transgender diverse or non-binary (TDGNB) program. 
Crown Pride hosted the Focus on Women event as a 
business style event with three panel speakers – 
Jennifer Gray, CEO Zoos Victoria, Virginia Lovett, CEO 
Melbourne Theatre Company and Moana Hope, an 
AFLW football player. This featured different topics of 
discussion and aimed to provide a platform for different 
people within our community. All events sold out and 
received overwhelmingly positive feedback, which is a 
testament to the Crown Pride network.
In Sydney, Crown signed on as a major sponsor of the 
2021 Queer Screen Mardi Gras Film Festival. The film 
festival ran over 15 days and featured three world 
premieres, 94 Australian and international premieres, 
and was shown in 26 languages showcasing LGBTIQ+ 
storytelling from 30 different countries. Employees 
across all properties had access to discount movie 
tickets and were able to attend as guests at the 
screening of the sponsored movies. Crown also filmed 
employees showcasing their diversity and created a 
video which was screened to over 18,000 people at the 
cinemas or online over the festival and shared in social 
media channels.
In Perth, Crown hosted the second PrideFest luncheon 
in November 2020, which saw over 500 people attend 
from across the corporate community in Perth. 
Throughout the year Crown Perth continued to engage 
in the LGBTIQ inclusion discourse by supporting Pride in 
Diversity events including attending the quarterly 
roundtables, annual AWEI awards and participating in 
other events, such as the Diversity Sapphire event, 
“Gender Equity: Beyond the gender binary”, at which 
Chile Hune, a Crown Perth employee, featured as a 
speaker detailing her journey of inclusion experienced at 
Crown Perth. 

28
Finally, Crown Perth resolved to fly the LGBTIQ flag 
permanently at the entrance of its resort, light up the 
complex in rainbow colours during the days of LGBTIQ 
significance and change its logo on social media 
channels during pride month in support of the LGBTIQ 
community.
Collectively, these programs and events represent 
significant steps in developing a workplace where Crown 
employees can confidently and comfortably bring their 
whole selves to work and in developing a corporate 
community that respects and enhances their 
commitment to broaden the Pride Network.
Gender Equity
Crown’s first Gender Action Plan (GAP) was published at 
the end of 2019. Crown’s GAP focusses on five key 
themes of Attraction & Retention, Promotion, 
Development, Flexibility and Cultural Change & 
Communication. These focus areas were developed 
through consultation with the business and by assessing 
what changes will make a positive impact on employees. 
The actions outlined in Crown’s GAP will continue 
Crown’s push towards gender equity.
Crown partnered with Circle In to launch a Parents 
Platform across the Group in March 2021 that allows 
employees to plan and map out their journey as parents 
and to guide managers to support their employees 
through each stage – from planning parental leave to 
returning to work.
Crown is still an active corporate partner of Women in 
Gaming and Hospitality Australasia (WGHA). Recent 
programs with WGHA include leadership courses and 
also a focus on procurement and how this impacts 
gender equity.
Crown recently was a sponsor for the Not In My 
Workplace (NIMWP) Respect@Work Summit and will 
continue to participate in NIMWP initiatives to prevent 
sexual harassment in the workplace.
The next 12 months will see a continued focus on 
further implementing and embedding the initiatives in 
our GAP, working towards gender equity at Crown, as 
well as continuing our partnerships with Champions of 
Change Coalition, CEO’s for Gender Equity, WGHA and 
NIMWP to contribute to gender equity more broadly in 
the industry.
Crown’s work in Gender Equity also presented an 
opportunity to expand its program to support 
employees in their personal lives. As such, in 2018 the 
Family Support (FSN) and Cultural and Linguistic 
Diversity Employee Networks (CALDEN) launched at 
Crown Melbourne. During the second half of 2020 both 
networks were moved onto the Crown Resorts 
Workplace platform to further engage employees 
during the period of stand down. CALDEN has 
celebrated a range of cultural days such as International 
Mother Language Day and a sub network has been 
created in which employees can assist one another in 
remotely conversing in new languages they are learning. 
The FSN has built resources with information on further 
support for employees who may be experiencing 
hardship in their personal lives.
Over the next 12 months Crown will continue to grow 
these networks and subgroups into new areas based on 
feedback from employees.
Corporate Responsibility continued

Crown Resorts Limited Annual Report 2021 
29
Environmental
Crown’s approach to environmental sustainability 
encompasses every aspect of the group. This year, 
despite the ongoing challenges posed by the COVID-19 
lockdowns, Crown has continued to seek to improve 
energy, water and waste management efficiencies. 
Developing more sustainable business practices and 
aligning property approaches allows the business to 
continue to improve its programs.
At the start of each lockdown, Crown sought to 
minimise its food wastage by donating tonnes of food to 
community groups servicing some of the city’s most 
vulnerable. The recipient organisations across 
Melbourne, Perth and Sydney have included the 
Victorian Parliament House Kitchens, The Salvation 
Army Project 614, Ronald McDonald House, and many 
others. 
Crown recognises that employees need to understand 
and be aligned to the environmental sustainability 
objectives, otherwise change is difficult to achieve and 
short-lived. The 2021 financial year saw a continued 
focus on staff engagement with regular events, training 
and communications to ensure staff and contractors are 
kept informed of Crown’s environmental performance 
and progress; and to continue to embed sustainability as 
part of Crown’s culture.
Supporting Our Communities
Crown takes its responsibility to community seriously, 
proactively identifying ways to support the communities 
in which it operates. Together with its employees, 
Crown supports many community causes and 
organisations through targeted partnerships, property 
prizes, employee volunteering opportunities and 
fundraising support. 
It is a credit to the generosity of spirit and commitment of 
Crown’s employees that so much community support was 
able to be provided through such a challenging period. As 
well as supporting colleagues through extended lockdowns, 
Crown has continued to support communities in need.
COVID-19 restrictions provided significant challenges for 
charity fundraising over the course of the year but 
wherever possible, Crown has provided alternative 
support, including prizes for online auctions and 
assisting with virtual fundraisers. For example, when the 
Children’s Cancer Foundation’s Million Dollar Lunch was 
unable to physically proceed, with the support of Crown 
Melbourne and other donors, it still managed to raise 
$580,000 through an online fundraiser.
Crown is very proud of its employees who actively 
organise team specific volunteering and fundraising 
events. Team fundraising events raised funds for 
organisations like Children’s Cancer Foundation, SIDS 
and Kids, Oxfam and Jeans for Genes. 
Raffle prizes were still provided to many community 
groups and charitable organisations such as local 
kindergartens, CFA units, and Surf Life Saving Clubs. 
Additionally, for the 26th year, Crown provided 500 
Christmas food hampers to be distributed to 
Melbourne’s vulnerable and homeless, this year through 
The Salvation Army Project 614. 

30
During the year, in conjunction with the Victorian 
Government and service providers, Crown Melbourne 
continued to provide safe accommodation, at no cost, to 
those experiencing family violence. The program 
included the provision of hotel rooms, food and other 
amenities such as meeting facilities for the provision of 
counselling services in a safe environment. In total, 
Crown provided over 1,230 room nights under this 
program. 
With snap lockdowns a recurring feature throughout the 
year, Crown sought to donate as much of its food as 
possible to support community members who were 
struggling. Tonnes of food was donated to OzHarvest, 
the Victorian Parliament House Kitchens, The Salvation 
Army Project 614 and Bright Sparqe who then provided 
the food to the homeless and vulnerable. 
In February 2021 during the WA and Peel region 
lockdown, Perth’s north-east faced a devastating 
bushfire. To provide support and relief, Crown Perth 
offered accommodation to impacted colleagues and 
their immediate families at Crown Towers Perth. 
Along with many people and organisations within 
Australia and internationally, Crown Perth donated 
$150,000 to the Lord Mayor’s Distress Fund to help 
support the rebuilding of Kalbarri. In July 2021, Crown 
Perth together with the Shire of Northampton hosted a 
dinner in the coastal town of Kalbarri for 130 emergency 
service workers who were tasked with the clean-up of 
Kalbarri and Northampton in the devastating aftermath 
of Cyclone Seroja. The successful evening was planned 
to give thanks and provide the guests a well-deserved 
break. 
In collaboration with Victoria Park Council and 
Burswood Parks Board, Crown Perth employees 
supported initiatives including collecting rubbish for 
Clean Up Australia Day and contributing to the planting 
of 5,000 trees in support of the local park’s 
rejuvenation program. Crown Perth employees also 
supported Foodbank, with our apprentice chefs 
preparing and donating soup each week, with 
approximately 133 tonnes of soup being made for the 
homeless and needy over the past 21 years. 
In October 2020, the Telethon Ball, Live Telecast and 
phone room was hosted at Crown Perth for the first 
time. Crown donated $2.5 million to Perth’s biggest 
charity drive, which raised a total of $46.3 million that 
was distributed to 65 deserving Perth charities. 
Other community campaigns included the Merrywell 
‘Dude Tea’ which raised over $30,000 in support of 
Movember, an organisation working to change the face 
of men’s health. Crown Perth also collaborated with the 
Perth Wildcats to raise over $60,000 for Breast Cancer 
Care WA, with Crown contributing $27,000. 
Crown Perth CEO Lonnie Bossi took part in the 2021 
Vinnies CEO Sleepout and was the highest fundraiser 
involved in the Western Australian event. Lonnie raised 
$79,000 for the charity as he slept outside on a 
concrete floor during one of the coldest nights of the 
year to raise funds and awareness of the realities of 
homelessness. 
Crown Resorts Foundation
The conclusion of the 2021 financial year marks the 
seventh year of the Crown Resorts Foundation’s 
commitment to allocating $100 million to not-for-profit 
organisations, focussing on Indigenous education, arts, 
culture, community welfare and medical research 
programs. Over this period, the Foundation has 
allocated nearly $60 million and this year has provided 
support to over 100 grant recipient organisations across 
Australia, ranging from 10-year multi-million-dollar 
commitments to one-off employee nominated grants.
The 2021 financial year has continued to be difficult for 
the not-for-profit sector as both fundraising and 
program delivery continued to be impacted by COVID-19 
restrictions. The Foundation has worked with its 
Corporate Responsibility continued

Crown Resorts Limited Annual Report 2021 
31
program partners to ensure that the impact to program 
recipients has been minimised, recognising that 
continuity and consistency is critical when engaging with 
marginalised communities. 
Feedback from participants, teachers, principals, 
program facilitators and community members has 
remained positive and the Foundation would like to 
acknowledge the tireless work these organisations 
undertake in providing community support. 
Indigenous education is a priority of the Foundation 
which continues to identify opportunities to address the 
imbalance in funding and fragmentation of Indigenous 
girls’ education programs across Australia. 
Community Champions
The Crown Resorts Foundation Community Champions 
was established to deliver a creative employee-focussed 
program aimed at recognising the work employees 
undertake in the community and providing opportunities 
for them to engage with Foundation partners and other 
charities with which they are involved. The program has 
been operating in Crown Melbourne for several years 
and was introduced in Crown Perth in 2019 and 
launched in Crown Sydney earlier this year.
Managed entirely by employees who volunteer their 
time, Community Champions considers employee 
engagement with their communities to be exceptionally 
important, as it provides an opportunity to better 
understand some of the challenges affecting the 
community.
The Foundation provides funds to a number of 
community welfare organisations which support 
inner-city communities. These partnerships are strongly 
supported by the Community Champions.
The Community Champions programs include 
CROWNversations – a series of presentations where 
employees have the rare opportunity to meet some 
extraordinary Australians who are making a difference in 
the community, CROWNverteering – a service open to 
all Crown employees interested in volunteering, enabling 
employees to be linked to charities in their area of 
interest, and a Community Grants Program – focussing 
on providing monetary support to charities and not-for-
profit organisations nominated by employees.
This group has led a number of exceptionally popular 
Crown employee activations including book drives in 
support of the Australian Literacy and Numeracy 
Foundation where, to date, over 5,000 books have been 
donated for distribution to Indigenous and newly-arrived 
migrant communities across Australia. Over $350,000 
has been donated to organisations across Melbourne 
and Perth under the Community Grants Program.

32

Crown Resorts Limited Annual Report 2021
33
2021 Corporate Governance Statement
2021 Corporate Governance Statement
The Board of Crown Resorts Limited (Crown or the 
Company) is committed to the implementation and 
maintenance of good corporate governance practices. 
This Statement sets out the extent to which Crown has 
followed the ASX Corporate Governance Council’s Fourth 
Edition of the Corporate Governance Principles and 
Recommendations (the Principles and Recommendations). 
This Statement is current as at 9 September 2021 and has 
been approved by the Board.
Principle 1: Lay Solid Foundations for 
Management and Oversight
Functions Reserved for the Board and Senior 
Management
Functions Reserved for the Board
The Board is responsible for guiding and monitoring 
Crown on behalf of its shareholders. In addition, the Board 
(in conjunction with management) is responsible for 
identifying areas of significant business risk and ensuring 
arrangements are in place to adequately manage those 
risks.
The Board has adopted a formal Board Charter which 
sets out a list of specific functions that are reserved for the 
Board.
Board appointments are made pursuant to formal terms of 
appointment.
More information
The Crown Board Charter is available at:
www.crownresorts.com.au under the heading 
Corporate Governance – Charters.
Functions Delegated to Senior Executives
Crown’s senior executives have responsibility for matters 
which are not specifically reserved for the Board (such as 
the day-to-day management of the operations and 
administration of Crown).
Crown Board Committees
To assist in carrying out its responsibilities, the Crown 
Board has established the following standing Committees:
•	 Audit and Corporate Governance Committee
•	 People, Remuneration and Nomination Committee
•	 Safety & Sustainability Committee
•	 Responsible Gaming Committee
•	 Risk Management Committee
Each standing Committee includes at least three 
independent directors, the majority of whom are 
independent. The composition and membership of the 
standing Committees will change as the composition of 
the Board is renewed. 
Each standing Committee has adopted a formal Charter 
that outlines its duties and responsibilities.
From time to time, the Board establishes special purpose 
committees as appropriate.
More information
The Crown Committee Charters are available at: 
www.crownresorts.com.au under the heading 
Corporate Governance – Charters.
Director Probity Reviews and Elections
Every appointment of a Crown Director is subject to the 
receipt of necessary gaming regulatory approvals.
The gaming industry is highly regulated and each of the 
casinos and gaming operations in which Crown has an 
interest is subject to extensive regulation under the laws, 
rules and regulations of the jurisdiction where it is located. 
Officers, Directors and certain key employees and senior 
executives of Crown and its licensed subsidiaries must file 
applications with relevant gaming authorities and may be 
required to be licensed in certain jurisdictions. These 
probity reviews generally concern the responsibility, 
financial stability and character of the owners, managers 
and persons with financial interests in gaming operations 
and generally include requirements to obtain police 
checks and credit checks. 
A Director will only be formally appointed once all 
necessary gaming regulatory approvals have been 
obtained. As a separate exercise, Crown undertakes its 
own internal investigations on the suitability of nominated 
Directors as a pre-condition to a recommendation to the 
Board to appoint a Director. 
The Company’s Constitution requires that an election of 
Directors must take place each year. In addition, Directors, 
with the exception of the Managing Director, appointed to 
fill casual vacancies during the year must retire from office 
at the next annual general meeting following his or her 
appointment but are eligible for re-election by 
shareholders at that time. The Notice of Meeting for an 
annual general meeting sets out all the material 
information in the Company’s possession relevant to the 
qualifications, skills and experience of the relevant 
Director, details of any other material directorships 
currently held, the term of office served and the 
independence status of that director, and provides a 
recommendation of the Board in relation to the proposed 
election or re-election.
More information
Crown’s past and present Notices of Meeting are 
available at: www.crownresorts.com.au under the 
heading Investors & Media – Annual General 
Meetings.

34
2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
Director and Senior Executive Agreements
Crown Directors are provided with an induction pack upon appointment which, among other things, includes a letter 
agreement setting out the terms of that Director’s appointment. The letter agreement, which each Director must 
countersign, describes when the appointment commences and when it ends, sets out the Director’s powers and duties 
and the agreed remuneration arrangements and obliges the Director to comply with all Crown Policies, Procedures and the 
Code of Conduct. In addition, the letter agreement requires the Director to enter into a separate undertaking to inform 
Crown of any interests that Director may have in Crown securities (and contracts relevant to Crown securities) so that 
Crown is able to comply with its disclosure requirements under Listing Rule 3.19A to provide the ASX with completed 
Appendices 3X, 3Y and 3Z within the time period allowed by the ASX Listing Rules. In addition, the letter agreement 
requires the Director to consult and advise the Chairman of any proposed new role which may give rise to a conflict of 
interest.
Each senior executive of Crown has an employment contract setting out the terms of that senior executive’s appointment. 
Company Secretary Accountability
The Company Secretary is accountable directly to the Board, through the Chair, on all matters to do with the proper 
functioning of the Board. The decision to appoint or remove a Company Secretary must be made or approved by the 
Board. 
The role of the Company Secretary is set out in the Crown Board Charter and includes: 
•	 advising the Board and its committees on governance matters;
•	 monitoring that Board and committee policy and procedures are followed;
•	 coordinating the timely completion and despatch of Board and committee papers;
•	 ensuring that the business at Board and committee meetings is accurately captured in the minutes; and
•	 helping to organise and facilitate the induction and professional development of Directors.
Each Director is able to communicate directly with the Company Secretary as the need arises.
More information
The Crown Board Charter is available at: 
www.crownresorts.com.au under the heading Corporate Governance – Charters.

Crown Resorts Limited Annual Report 2021
35
2021 Corporate Governance Statement
Diversity and Inclusion Policy
Crown has established a Diversity & Inclusion Policy which is available on its website. The policy includes requirements for 
the Board to establish measurable objectives for achieving gender diversity and for the Board to assess annually both the 
objectives and the progress in achieving them.
The Board adopted a Gender Equity Action Plan (GAP) for F20 to F23 which sets out Crown’s commitment to diversity and 
inclusion in the workplace. 
Each focus area in the GAP, other than Intersectionality, includes a number of measurable objectives which are identified 
as mid-term and long-term targets. A report on the progress against the five focus areas in the GAP and the Board 
diversity objective is as follows:
Objective
Crown’s Progress
Recruitment and Promotion – 
To achieve 40:40:20 representation 
across the Group, with each 
Executive accountable for achieving 
this target within their business unit.
The over-arching aim of the GAP is to strive for representation of 40:40:20 (40% 
women, 40% men and 20% flexible) across all levels rather than 50:50 
representation. In setting this target, consideration was given to gender 
representation at Crown at the time, what would be a realistic target that would 
factor in future appointments, promotions and retention. 
The tables below outline our progress:
Total percentage of female representation in each category
Category
2021
Other executives/general managers
34%
Senior manager
41%
Other manager
39%
Non managers
43%
The following initiatives have also been implemented to support female 
representation across the business:
•	 Crown became a WORK180 Endorsed employer. WORK180 pre-screens 
employers to ensure they have policies and benefits in place to support 
women’s careers.
•	 Reporting dashboards created to monitor Crown’s progress against its 
40:40:20 target.
•	 Gender diverse recruitment pools and selection panels at each stage of the 
recruitment process.
•	 Custom reporting designed and built to track gender trends at each level of the 
recruitment process (including drop off rates and stages).
•	 Recruitment policy updated to strengthen diversity practices within the 
recruitment process.

36
2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
Objective
Crown’s Progress
Retention and Development – 
To ensure Crown retains women at 
a level equitable or better than the 
retention of their male colleagues 
and that women at Crown receive 
appropriate opportunities and 
encouragement so that they benefit 
from all that Crown has to offer.
Female representation
The below shows female representation across key employee lifecycle stages:
Hires
45%
Transfers
43%
Promotions
42%
Terminations
43%
Headcount
43%
As part of the focus on retention, Crown partnered with Circle In and launched an 
online parental leave platform in early 2021 to assist employees on their parental 
leave journey and how to navigate the return to work.
Cultural Change and 
Communication – To ensure that 
all employees work in a safe and 
respectful environment where their 
contributions are welcomed and 
valued.
To progress and further promote diversity and inclusion across the business the 
following has been implemented:
Communication
A social communications platform launched across Melbourne, Perth and Sydney 
which has provided a greater reach to directly communicate with employees. 
•	 This platform includes dedicated groups for diversity programs to communicate 
and promote key initiatives. 
•	 The platform provides greater connection between employees, their managers 
and what is going on across the business.
•	 Enhancements were made to Crown’s Chatbot to provide employees with more 
information in their hands at the times that suit them.
•	 The platform allowed for communication and connection during COVID-19 
related shut down periods.
Cultural Change
•	 A sexual harassment initiative aligned to the national inquiry into Sexual 
Harassment in the Workplace was launched in October 2020.
•	 Diversity KPIs included in performance plans across the business.
•	 Unconscious bias included in management training programs.
•	 Increased female participation at key company presentations.
Flexibility – To have flexibility for 
every role at Crown.
Flexibility has increased substantially over the last 12 months, especially due to the 
response to COVID-19 and the need to work remotely. To facilitate, support and 
promote flexibility the following initiatives have been implanted:
•	 Policy updated to include flex principles that link to Crown’s values.
•	 Creation of a flex matrix to show the forms of flexibility available for every role.
•	 Extended purchase leave options implemented across the business.
•	 Technology rolled out and embraced by business as tools to improve flexible 
work and communications. 
•	 Integration of social communications platform with rostering system to provide 
ease and access of rostering provisions (such as shift swaps that can be 
completed from personal devices).

Crown Resorts Limited Annual Report 2021
37
2021 Corporate Governance Statement
Objective
Crown’s Progress
Intersectionality – To partner with 
Crown’s Indigenous Program, 
CROWNability program and Crown 
Pride Committee to address 
specific areas for women 
participating in those programs.
There has been a continued focus on intersectionality with the following taking 
place:
•	 Further awareness of Crown’s diversity programs promoted through Crown 
Community and employee networks.
•	 During COVID-19, employee support/sharing groups set up on social 
communications platform for employees to share information about their 
background, including a group to support employees learning different 
languages.
•	 Continued partnership with Crown’s Indigenous Program, including the support 
of Ochre Ribbon.
•	 Continued partnership with Crown Pride on key events and initiatives.
•	 Crown became a member of Diversity Council Australia.
In addition to adopting the GAP, the Crown Board set the objective of having not less than 30% of directors on the Crown 
Board of each gender by 30 June 2022. At at 30 June 2021, the Crown Board consisted of 75% female representation. The 
Crown Board experienced significant turnover during the year. As the Board continues to pursue its renewal strategy, it is 
likely that the percentage of female representation will change. The Crown Board however remains committed to its 
objective of having not less than 30% of directors on the Board of each gender.
The proportion of women employees in the Group, women in senior executive positions and women on the Board as at 30 
June 2021 was as follows:
Measure
Result
Proportion of women employees in 
the Group
There were 5,370 women in the Group. This represents 43% of the total 
workforce of 12,489 employees. This is a slight decrease (0.19%) on FY20.
Proportion of women in senior 
executive positions in the Group
There were 30 women in senior executive positions in the Group. This represents 
30% of senior executive positions in the Group. This is a 1% increase on FY20 
(29%).
Proportion of women on the Board
As at 30 June 2021, there were three female Directors out of a total of four 
Directors, or 75%.
For the purpose of these statistics, the term “senior executive position” refers to Executive Team and Business Operations 
Team members of Crown Resorts Limited, Crown Melbourne, Crown Sydney and Crown Perth as well as the most senior 
leaders from each operational unit therein. The Executive Team is comprised of persons with titles in the nature of, or 
similar to, Executive General Manager, General Manager, Chief Information Officer, Chief Risk Officer, Chief People & 
Culture Officer, Chief Marketing Officer and Group General Counsel together with the Chief Executive Officers, Chief 
Operating Officers and Chief Financial Officers within the Group.
Crown’s Audit and Corporate Governance Committee has been delegated responsibility for developing and monitoring the 
application of Crown’s Diversity & Inclusion Policy.
As noted above, Crown’s Diversity & Inclusion Policy requires that Crown reviews its Gender Objectives annually to ensure 
that they remain relevant and appropriate for Crown. 
Crown is a “relevant employer” under the Workplace Gender Equality Act 2012 (Cth) and, in accordance with the 
requirements of the Act, Crown lodged its annual Public Report with the Workplace Gender Equality Agency for the 
2020-2021 period which reports on the most recent “Gender Equality Indicators”. 
More information
Crown’s Diversity & Inclusion Policy is available at: 
www.crownresorts.com.au under the heading Corporate Governance – Policies.
Crown’s Workplace Gender Equality Report is available at: www.crownresorts.com.au under the heading Corporate 
Governance – Gender Equality.

38
2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
Process for Evaluating Performance of the 
Board, its Committees and its Directors
A performance evaluation of the Board and of its 
Committees is generally undertaken annually, following 
completion of each financial year, by way of a 
questionnaire sent to each Director.
The questionnaire covers the role, composition, 
procedures and practices of the Board and of its 
Committees. The individual responses to the questionnaire 
are confidential to each Director, with questionnaire 
responses provided to the Chair of the People, 
Remuneration and Nomination Committee for 
consideration and provision of a report to the Board.
Crown’s People, Remuneration and Nomination 
Committee is also responsible for reviewing Crown’s 
procedure for the evaluation of the performance of the 
Board, its Committees and its Directors.
While there was substantial turnover in Directors during 
the 2021 financial year, the Board intends to undertake an 
evaluation of its performance by way of an internal 
questionnaire issued to the current Directors.
It is the intention of the Board to undertake a more 
detailed evaluation of the performance of the Board and 
Committee in the 2022 financial year following the 
completion of the Board renewal process and 
management transition. The evaluation will be undertaken 
with the assistance of an external and independent third 
party.
Process for Evaluating Performance of Senior 
Executives
Crown has established processes for evaluating the 
performance of its senior executives. In summary, each 
senior executive is evaluated against the achievement of 
pre-agreed key performance objectives. The evaluation 
process is conducted annually and is followed by the 
determination of appropriate remuneration for the relevant 
senior executive.
Detailed information regarding Crown’s remuneration 
practices is provided in the Remuneration Report. An 
evaluation of senior executives took place following the 
end of the 2021 financial year and in accordance with the 
processes described in the Remuneration Report.
Principle 2: Structure the Board to Be 
Effective and Add Value
People, Remuneration and Nomination Committee
Crown has established a People, Remuneration and 
Nomination Committee. The Committee has adopted a 
formal Charter that outlines its duties and responsibilities 
which is available at www.crownresorts.com.au under the 
heading Corporate Governance – Charters.
At the time of writing, the current members of the People, 
Remuneration and Nomination Committee are Antonia 
Korsanos (Chair), Jane Halton AO PSM and Nigel 
Morrison. The Committee is comprised of independent, 
Non-executive Directors. Information about each 
Committee member’s qualifications and experience is set 
out in the Directors’ Statutory Report. Information 
regarding the number of times the Committee met 
throughout the period and the individual attendances of 
the members at those meetings has also been provided in 
the Directors’ Statutory Report.
The role of the Committee is to assist the Board to 
develop, maintain and implement policies in relation to:
1. the selection and appointment practices for Directors; 
and
2. the remuneration of Directors and relevant executives.
Selection, Appointment and Development of 
Directors
The People, Remuneration and Nomination Committee is 
required to:
•	 review Crown’s procedure for the selection and 
appointment of new Directors (Selection Procedure) 
and make appropriate recommendations to the Board 
in relation to the Selection Procedure;
•	 implement the Selection Procedure and make 
nomination recommendations to the Board;
•	 develop succession plans in order for the Board to 
maintain appropriate experience, expertise and 
diversity;
•	 review Crown’s procedure for the evaluation of the 
performance of the Board, its Committees and its 
Directors and be primarily responsible for the 
implementation of the evaluation process; and
•	 oversee the induction process is in place for new 
Directors.

Crown Resorts Limited Annual Report 2021
39
2021 Corporate Governance Statement
The Selection Procedure requires that, in the event that a new Director appointment is required, the People, Remuneration 
and Nomination Committee (on behalf of the Board) must adhere to procedures including the following:
•	 the experience and skills appropriate for an appointee, the skills of the existing Board and any likely changes to the 
Board will be considered;
•	 upon identifying a potential appointee, specific consideration will be given to that candidate’s:
–	 competencies and qualifications;
–	 independence;
–	 diversity;
–	 other directorships and time availability; and
–	 the effect that the appointment would have on the overall balance and composition of the Board, including by 
reference to the Crown Board Skills Matrix adopted from time to time; and
•	 finally, all existing Board members must approve the proposed appointment.
The People, Remuneration and Nomination Committee also has responsibility for reviewing the Board Skills Matrix on an 
annual basis to ensure it remains consistent with the objectives of Crown and existing regulatory requirements and 
recommendations.
Remuneration of Directors and Relevant Executives
The role of the People, Remuneration and Nomination Committee also includes:
1.  the review and recommendation of appropriate fees to be paid to Non-executive Directors; 
2.  the review and recommendation of appropriate remuneration arrangements for Executive Directors and relevant senior 
management including the level of remuneration and relevant contracted term; and
3.  the review of succession plans for Executive Directors and relevant senior management.
Following the end of the financial year, the Committee reviewed and approved:
•	 the remuneration for senior executives which will apply during the financial year ending 30 June 2022; and
•	 the short-term incentive arrangements applicable to senior executives referable to the financial year ended 30 June 
2021.
A summary of the current remuneration arrangements is set out in more detail in the Remuneration Report. The objective 
of Crown’s remuneration policy is to ensure that:
•	 senior executives are motivated to pursue the long-term growth and success of Crown; and
•	 there is a clear relationship between the performance of senior executives and their remuneration.
Board Skills Matrix
As noted above, the Selection Procedure for a Director nomination requires that the People, Remuneration and Nomination 
Committee (on behalf of the Board) consider the effect that any proposed Director candidate would have on the overall 
balance and composition of the Board including by reference to the Crown Board Skills Matrix adopted from time to time.
The Crown Board has adopted the following Board Skills Matrix which sets out the mix of skills and diversity that the Board 
is looking to achieve in its membership. The Board Skills Matrix highlights the key skills and experience of the Board and 
the extent to which those skills are currently represented on the Board.
Skill/Competency
Board1
Total Number of Directors 
5
Executive leadership
CEO or senior executive experience in a large complex organisation. 
5
Listed company experience 
Experience as a non-executive director of ASX listed entities or international listed entities. 
5
Strategy and innovation 
Experience developing and directing the strategy of a large organisation to assist with the Board’s 
oversight of strategy. Ability to think and act innovatively in a fast-moving environment with a focus on 
business growth and responding to disruption.
5

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2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
Skill/Competency
Board1
Risk management 
Experience in identifying, monitoring and overseeing material risks in complex organisations, including 
regulatory, financial and non-financial risks. Experience with high standards of risk management and 
governance, particularly in highly regulated sectors.
5
Financial acumen 
Senior executive or equivalent experience in financial accounting and reporting, capital management with 
long term investment horizons and substantial capital outlay, industry taxation, internal financial controls 
and corporate financing arrangements, including the ability to analyse and assess financial performance, 
controls and reporting.
5
Corporate governance and compliance
Experience with ASX listed entities and other large organisations subject to robust corporate governance 
frameworks with an ability to assess the effectiveness of relevant governance processes. Commitment to 
high standards and systems of governance and compliance within ethical frameworks. 
5
Workplace health and safety 
Experience in relation to workplace health and safety, particularly in industries with shift workers.
5
Sustainability, environment and corporate social responsibility 
Experience in relation to sustainability, environmental and social responsibility and community.
5
Legal and regulatory 
Experience in legal and regulatory matters including regulatory and contractual frameworks in highly 
regulated sectors. Experience with regulation and law governing gaming matters including but not limited 
to anti-money laundering and responsible conduct of gaming.
5
Technology 
Knowledge and experience in developing or overseeing the application of technology systems, critical 
infrastructure, digital technology, data management, cyber security, gaming systems and disruption and 
data security.
5
People, culture and conduct
Experience in the management of human resources including engagement with organisational culture and 
change, talent development, incentivisation, remuneration, succession planning and the ability to consider 
and respond to matters relating to inclusion and diversity.
5
Customer focus 
Senior executive or equivalent experience in marketing including a detailed understanding of the 
Company’s strategic direction, customer service and management strategies and the ability to understand 
the needs of customers and enhance their experience and outcomes.
4
Industry experience - gaming and entertainment 
Senior executive or equivalent experience in the gaming and entertainment industries.
4
Industry experience - hospitality and management 
Senior executive or equivalent experience in the hospitality and tourism industries.
2
Public policy and stakeholder engagement 
Professional experience working in a highly regulated organisation, regulatory body or government 
department/agency relevant to the Company with public policy and stakeholder engagement experience, 
particularly in relation to gaming.
4
1.  Includes  Non-executive Directors subject to regulatory approval. 
The Board Skills Matrix, albeit important, is only part of the Selection Procedure that the Board is required to follow. As 
noted above, the People, Remuneration and Nomination Committee has responsibility for reviewing the appropriateness of 
the Board Skills Matrix on an annual basis. 
The People, Remuneration and Nomination Committee is responsible for developing Crown’s Board succession plan to 
ensure that the Board maintains appropriate experience, expertise and diversity. 
An objective of Crown’s reform agenda is to focus on rebuilding the Board with a full complement of independent Non-
executive Directors. Board succession is a continual process. Crown operates in a highly regulated industry whereby it takes 
some time for each new Director to obtain the required probity and regulatory approval in all jurisdictions in which Crown 

Crown Resorts Limited Annual Report 2021
41
2021 Corporate Governance Statement
operates. The departure of five Directors during the month of February 2021 did not allow for orderly succession. The 
intention of the Board is to appoint further independent Non-executive Directors and the recruitment process is well underway 
in this regard. The current Board, including members-elect, is comprised of independent, Non-executive Directors.
Relationships Affecting Independence
The table below sets out the Crown Directors as at 9 September 2021 and indicates which of those Directors are 
considered to be independent Directors and notes the length of service of each Director from the date of their appointment 
to 9 September 2021.
Name of Director
Independence 
Status
Length of Tenure
(By years and complete months)
Jane Halton AO PSM, BA (Hons) Psychology, FIML, 
FIPAA, Hon. FAAHMS, Hon. FACHSE, Hon. DLitt (UNSW)
Interim Chairman and Non-executive Director
Independent
3 Years, 4 Months
Antonia Korsanos, BEc, CA, GAICD 
Non-executive Director
Independent
3 Years, 4 Months
Nigel Morrison B.Com, FCPA 
Non-executive Director
Independent
5 months
Bruce Carter1 B.Econ, MBA, FAICD, FICA
Non-executive Director
Independent
Ziggy Switkowski AO2  PhD (Melbourne), FAA, FTSE, 
FAICD
Chairman - Elect
Independent
Steve McCann3
Chief Executive Officer and Managing Director - Elect
Non-independent
1  Mr Carter was appointed to the Crown Resorts Board on 25 August 2021.
2  Crown announced the appointment of Dr Ziggy Switkowski AO as Chairman - Elect on 26 August 2021. Dr Switkowski’s appointment will become 
effective upon receipt of regulatory approval. 
3  Mr Steve McCann was appointed Chief Executive Officer and Managing Director on 1 June 2021, subject to receipt of regulatory approval. Mr McCann 
will formally commence as Chief Executive Officer and Managing Director following receipt of regulatory approval.
Independent Board Directors
The Crown Board is currently comprised of six Directors, five of whom will be independent following receipt of regulatory 
approval for Dr Switkowski. Mr McCann will be the only non-independent Director in his role as Chief Executive Officer and 
Managing Director, following receipt of regulatory approval. The independence of Directors is assessed against a list of 
criteria and materiality thresholds. Those criteria have been formally enshrined in the Crown Board Charter. Each Director 
who is listed as an independent Director complies with the relevant criteria for independence set out in the Crown Board 
Charter. The independence of Directors is assessed against a list of criteria and materiality thresholds. Those criteria have 
been formally enshrined in the Crown Board Charter. Each Director who is listed as an independent Director complies with 
the relevant criteria for independence set out in the Crown Board Charter.
Board Chair Independence
The roles of the Chairman and Chief Executive Officer are usually exercised by separate persons. In January 2020, the 
Crown Board appointed The Honourable Helen Coonan as Chairman. At the same time, Ken Barton was appointed as the 
Chief Executive Officer and Managing Director of Crown. 
Following the departure of Mr Barton in February 2021, Ms Coonan was appointed Interim Executive Chairman while the 
Board oversaw a search for a new Chief Executive Officer. In May 2021, the Board appointed Mr Steve McCann as Chief 
Executive Officer and Managing Director of Crown, subject to the receipt of probity and regulatory approvals. Since 1 June 
2021 when Mr McCann commenced, Ms Coonan continued to perform her executive responsibilities as Interim Executive 
Chairman until her departure on 27 August 2021.
On 26 August 2021, the Crown Board announced the retirement of Ms Coonan and the appointment of a new independent 
Non-executive Chairman, Dr Ziggy Switkowski, subject to regulatory approval. 
The roles of the Chairman and Chief Executive Officer at Crown will revert to being exercised by separate persons. 

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2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
Director Professional Development
The induction process for new Directors involves both formal and informal elements, tailored to their existing skills, 
knowledge and experience.
As noted above, new Directors are provided with a formal induction pack which includes important information that a 
Director must know about the Company and their appointment terms and includes copies of relevant Constitutions, Board 
Charters and Policies. In addition, new Directors are provided with tours of Crown’s main businesses and the opportunity 
to spend time with various members of senior management.
The professional development framework for Directors has recently been enhanced with the introduction of a three-year 
training calendar which captures a broad range of training and development areas specifically tailored to the role and 
responsibilities of Crown’s Directors. The calendar sets out the anticipated timeframe for completion of training together 
with any requirement for refresher training. The Board recognise that training and development is an ongoing process and 
as such, the calendar will be reviewed bi-annually by the People, Remuneration and Nomination Committee to ensure it 
remains up-to-date and relevant. 
In addition, Directors are requested to complete certain of Crown’s online training modules, including Anti-money 
Laundering, Anti-bribery and Corruption, Cyber Security Awareness and Responsible Gaming.
To provide more structure to Director professional development, the People, Remuneration and Nomination Committee 
oversees the induction process which is in place for new Directors. This process involves, amongst other things, a review 
of the Crown Board Skills Matrix and consideration of the extent to which those skills are currently represented on the 
Board and on each of its Committees. Where skills, knowledge and experience are not currently adequately represented, 
appropriate professional development in this area will be considered.
Principle 3: Instil a Culture of Acting Lawfully, Ethically and Responsibly 
Reinforcing Culture, Purpose and Values
The Crown Board have adopted values which reflect the Company’s purpose and culture and outline the behaviours 
expected of officers and employees. They reflect how Crown employees work, treat each other and interact with the 
people and communities around Crown. These values are:
Being passionate about
what you do is… never giving
anything less than your best
and loving what you do.
Working together is…
believing in
“we before me” and
that together we thrive.
Acting respectfully is…
walking in each other’s
shoes and treating others as
you wish to be treated.
Doing the right thing…
is doing right by your
colleagues, customers,
community and company.
Culture reforms
Crown’s objective is to be one of the most responsible and respected operator of integrated resorts in the world – right 
across Crown’s stakeholder mix including the community, regulators and governments, customers, shareholders and our 
employees. 
In 2021, the Crown Board instigated a culture reform transformation program. External experts were engaged to conduct 
an organisation-wide culture review in support of assessing the current state culture at Crown. A comprehensive survey 
was developed and rolled out to employees to provide a baseline and insights. The outcome of the survey has been used 
to address shortcomings and has formed the basis of the roadmap for our cultural change, which has been developed and 
will be launched in September 2021. 

Crown Resorts Limited Annual Report 2021
43
2021 Corporate Governance Statement
Whilst there is much work still to be done, progress has 
already been made through significant leadership renewal 
at the Board and senior management level and 
organisational restructures resulting in key governance 
and compliance functions such as financial crime, risk, 
internal audit and responsible gaming having direct 
reporting relationships to the Board. 
As part of the culture reform program, a review of Crown’s 
current purpose and values was undertaken to ensure they 
support Crown’s aspirational culture and align with its 
overall strategic objectives. The outcome of this review will 
see Crown’s current purpose and values evolve to focus on 
creating a collaborative workforce where integrity is 
paramount to decision making. Crown’s focus will be on 
building relationships with stakeholders and our role within 
the community, while we strive to deliver quality exceptional 
experiences, pursue opportunities to exceed expectations 
and continuously grow and improve. 
By reforming Crown’s culture, Crown intends to regain 
trust from the community and support its social licence to 
operate. The Board will oversee the cultural change which 
will be driven by the new CEO and Chief People and 
Culture Officer.
Code of Conduct
The Crown Board has adopted a Code of Conduct which 
reflects the Company’s values and outlines the standard of 
ethical behaviour that is expected of its Directors and of its 
employees at all times. Any person who performs work for 
or on behalf of Crown must comply with Crowns’ Code of 
Conduct, which contains the Standards of Conduct and 
procedure for reporting breaches of Code of Conduct as 
core requirements. All Directors and employees receive 
training on their obligations under the code and the Crown 
Board is advised of any material breaches of the Code of 
Conduct as soon as possible. 
These values and requirements form the foundation of 
Crowns’ corporate governance framework.
More information
Crown’s Code of Conduct is available at: 
www.crownresorts.com.au under the heading 
Corporate Governance – Codes.
Whistleblower Policy
Crown’s Whistleblower policy is designed to promote and 
support a culture of integrity and ethical behaviour and to 
encourage the reporting of misconduct and wrongdoing. 
The Board recognises the important role whistleblowing 
can play in the early detection of misconduct. Crown’s 
Whistleblower Policy sets out:
•	 the disclosures which qualify for protection;
•	 how disclosures can be made and to whom;
•	 the process for investigating disclosures; and
•	 the importance of maintaining confidentiality and 
protection against victimisation. 
The procedure for investigation and how disclosures may 
be made considering protection of identity and 
confidentiality are outlined in the policy. Eligible 
whistleblowers are encouraged to contact STOPLine to 
make a disclosure under this Policy. STOPLine is an 
independent and confidential service which is available 24 
hours a day, seven days a week.
Whistleblower disclosures and periodic updates of matters 
under this Policy are reported to Crown’s Risk 
Management Committee.
The Company’s Whistleblower Policy was last reviewed 
and updated in February 2021. The Policy is reviewed by 
the Crown Board as required from time to time.
More information
Crown’s Whistleblower Policy is available at: 
www.crownresorts.com.au under the heading 
Corporate Governance – Policies.
Anti-bribery and Corruption Policy
The Crown Board has zero tolerance for any fraudulent or 
corrupt business practices and has in place an Anti-
bribery and Corruption Policy.
The Anti-bribery and Corruption Policy articulates the 
standards expected of Crown, its employees and 
associates and its commitment to operating with the 
highest levels of corporate integrity and preventing bribery 
and corruption in all forms wherever and with whomever 
Crown conducts business. Crown has undertaken a 
systematic process to identify bribery and corruption risks. 
Targeted compliance systems to prevent, detect and 
manage issues of bribery and corruption are monitored 
through Crown’s corporate compliance program and 
operate within each business unit.
All Directors and employees receive training on their 
obligations under the policy as a part of their induction 
process. Periodic training is organised, as appropriate to 
the roles of the employees, following induction.
The Risk Management Committee is kept informed and 
receives periodical reports of any material breaches of the 
Anti-bribery and Corruption Policy.
The Company’s Anti-bribery and Corruption Policy was 
last reviewed and updated in February 2020. The Policy 
will be reviewed by the Risk Management Committee and 
the Crown Board as required from time to time.

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2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
Principle 4: Safeguard the Integrity of 
Corporate Reports
Audit and Corporate Governance Committee
Crown has established a formal Audit and Corporate 
Governance Committee to review the integrity of Crown’s 
financial reporting and to oversee the independence of 
Crown’s external auditors.
At the time of writing, the current members of the Audit 
and Corporate Governance Committee are Antonia 
Korsanos (Chair), Jane Halton AO PSM and Nigel Morrison 
however this is subject to change given the current Board 
renewal process underway. The Committee is comprised 
of independent Non-executive Directors.
The Chair of the Audit and Corporate Governance 
Committee, Mrs Korsanos, is an independent Director 
who has extensive financial experience with over 25 years’ 
experience in financial and general management.
Further information about each Committee member’s 
qualifications and experience is set out in the Directors’ 
Statutory Report. Information regarding the number of 
times the Committee met throughout the period and the 
individual attendances of the members at those meetings 
has also been provided in the Directors’ Statutory Report.
The Audit and Corporate Governance Committee has 
adopted a formal Charter that outlines its duties and 
responsibilities. The Charter includes information on the 
procedures for the selection and appointment of the 
external auditor of Crown and for the rotation of external 
audit engagement partners.
More information
The Audit and Corporate Governance Committee 
Charter is available at: www.crownresorts.com.au 
under the heading Corporate Governance – Charters.
CEO and CFO Declarations
Before approving the financial statements for each 
financial period, the Board receives the necessary 
confirmations required under section 295A of the 
Corporations Act from each person who performs a chief 
executive officer and the chief financial officer function 
stating that, in their opinion:
•	 the financial records of Crown have been properly 
maintained;
•	 the financial statements comply with the appropriate 
accounting standards and give a true and fair view of 
the financial position and performance of Crown; and
•	 the opinion has been formed on the basis of a sound 
system of risk management and internal controls which 
is operating effectively.
Any other announcements, including periodic corporate 
reports not reviewed or audited by an external auditor, are 
verified by the Disclosure Committee through the process 
described in the Continuous Disclosure Policy available at 
www.crownresorts.com.au under the heading Corporate 
Governance – Policies.
Auditor’s Attendance at AGMs
Crown shareholders are provided with an opportunity at 
the AGM to ask questions and make comments on 
Crown’s Annual Report and on the business and 
operations of the Company. Crown’s Auditor is required to 
attend the AGM and shareholders are therefore also 
provided a reasonable opportunity to ask the Auditor 
questions about the Auditor’s Report and the conduct of 
the audit of the Financial Report. Shareholders are 
informed of their opportunity to address the Auditor in the 
Notice of Meeting for the AGM.
Principle 5: Make Timely and Balanced 
Disclosure
Policy to Ensure Compliance with ASX Listing 
Rule Disclosure Requirements
Crown has a formal Continuous Disclosure Policy in place 
which is designed to ensure compliance with ASX Listing 
Rule requirements. The policy details processes for:
•	 ensuring that any information that could be market 
sensitive or could involve reputational or material 
regulatory issues or risks are communicated to the 
Disclosure Officer;
•	 the assessment of information by the Disclosure 
Committee and, where appropriate, the Board, and for 
the disclosure of material information to the market; and
•	 the broader publication and assessment of material 
information to the media, analysts and investors.
All new and substantive investor information, including 
investor or analyst presentations are released as an 
announcement on the ASX Market Announcements 
Platform ahead of the presentation.
More information
Crown’s Continuous Disclosure Policy is available 
at: www.crownresorts.com.au under the heading 
Corporate Governance – Policies.
All ASX announcements, other than routine administrative 
announcements, which do not have prior approval by the 
Crown Board, are provided to the Crown Board promptly 
after the ASX has acknowledged that the information has 
been released to the market.

Crown Resorts Limited Annual Report 2021
45
2021 Corporate Governance Statement
Principle 6: Respect the Rights of 
Security Holders
Providing Online Information to Investors
Crown has a dedicated corporate website which provides 
information about itself and its governance to investors. 
The website has a dedicated Corporate Governance tab 
which sets out Crown’s Charters, Constitution, Policies 
and Codes, describes Crown’s Board Committees and 
includes copies of current and historical Corporate 
Governance Statements and Remuneration Reports.
More information
More information is available at: 
www.crownresorts.com.au under the heading 
Corporate Governance.
Promotion of Effective Communication with 
Shareholders
The Board aims to ensure that shareholders and 
prospective investors are kept informed of all major 
developments affecting Crown.
Crown’s investor relations program is designed to facilitate 
effective communication between shareholders, 
prospective investors and Crown.
Crown actively engages with shareholders and 
prospective investors through a program of scheduled 
interactions with institutional investors, sell-side and 
buy-side analysts and the financial media. In addition, 
meetings are held with shareholders and prospective 
investors on request and responses are provided to 
enquiries made from time to time.
Crown’s investor relations program works in tandem with 
its obligations under its Continuous Disclosure Policy, a 
copy of which is available on Crown’s website.
Crown’s Chief Executive Officer and Chief Financial Officer 
regularly report to the Board on investor relations matters.
In addition, Crown has a Communications Policy which 
seeks to promote effective communication with all its 
shareholders, including smaller investors. The policy 
explains how information concerning Crown will be 
communicated to shareholders. 
The communication channels include:
•	 Crown’s Annual Report;
•	 disclosures made to the ASX; and
•	 Notices of Meeting and other Explanatory Memoranda. 
Advance notification of results announcements dates is 
made via Crown’s website.
More information
Crown’s Continuous Disclosure Policy and 
Communications Policy is available at: 
www.crownresorts.com.au under the heading 
Corporate Governance – Policies.
Shareholder Participation at Meetings
Shareholders are encouraged to participate in all meetings 
of shareholders. The date of Crown’s AGM is advertised 
well in advance on its website, is announced to the ASX 
and is separately communicated to investors.
Shareholders are informed in the formal Notice of Meeting 
for the AGM of their opportunity to participate in the 
meeting by asking questions of either Crown Directors or 
its Auditor. The AGM is also webcast live and an archive of 
the AGM webcast is subsequently available on Crown’s 
website.
At the AGM, the Chairman encourages shareholders to 
ask questions on the items of business.
All substantive resolutions at a meeting of security holders 
are decided by poll rather than by a show of hands.
More information
Crown’s Notices of Meeting and the webcast are 
available at: www.crownresorts.com.au under the 
heading Investors and Media – Annual General 
Meetings.
Shareholder Communications
Crown shareholders have the option to receive 
communications from Crown and to send communications 
to Crown electronically. Crown’s share registry (on behalf 
of Crown) actively encourages shareholders to receive 
their shareholder communications electronically and 
provides online access to shareholder information.
Separately, the Crown website includes a “Contact Us” 
feature which can be used by both shareholders and 
others to ask questions of the Company.
Principle 7: Recognise and Manage 
Risk
Policy for Oversight and Management of Material 
Business Risks
Crown has established a formal Risk Management 
Committee to provide strategic risk management 
leadership, oversight and analysis to the Crown Board.
At the time of writing, the current members of the Risk 
Management Committee are Jane Halton AO PSM (Chair), 
Bruce Carter and Antonia Korsanos. All members of the 
Committee are independent Non-executive Directors.

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2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
The Chair of the Risk Management Committee, Ms Halton, 
is an independent Director who served a 34 year career in 
the public service.
Further information about each Committee member’s 
qualifications and experience is set out in the Directors’ 
Statutory Report. Information regarding the number of 
times the Committee met throughout the period and the 
individual attendances of the members at those meetings 
has also been provided in the Directors’ Statutory Report.
The Risk Management Committee has adopted a formal 
Charter that outlines its duties and responsibilities.
In December 2020, the Board implemented a new 
organisational structure that included the separation of 
Crown’s risk and internal audit functions. A new Chief Risk 
Officer role was created with an elevated reporting line 
directly to the Chief Executive Officer, and a reporting line 
to the Risk Management Committee. The Chief Risk 
Officer is also a member of the Executive Team for each 
Crown property and attends the board meetings of each 
property and the Crown Board.
More information
The Risk Management Committee Charter is 
available at: www.crownresorts.com.au under the 
heading Corporate Governance – Charters.
Design and Implementation of Risk Management 
and Internal Control Systems
Crown has established a framework for the oversight and 
management of material business risks and has adopted a 
formal Risk Management Policy and articulated its Risk 
Appetite. Risk management is an integral part of the 
industry in which Crown operates.
Management is charged with monitoring the effectiveness 
of Crown’s risk management systems and is required to 
report to the Board via the Risk Management Committee.
The Board convened Risk Management Committee 
administers Crown’s Risk Management Policy and 
monitors management’s performance against the risk 
management framework, including whether it is operating 
within the Risk Appetite set by the Board.
The Risk Management Policy sets out procedures which 
are designed to identify, assess, monitor and manage risk 
at each of Crown’s controlled businesses and requires 
that the results of those procedures are reported in a Risk 
Profile to the Crown Board. The framework has been 
developed using the model outlined in AS/NZS ISO 
31000:2018 Risk Management – Guidelines.
Crown’s Risk Profile reflects major risks identified at an 
operational level and provides the framework for the 
reporting and monitoring of material risks across the 
Crown group on an ongoing basis.
Management is required to conduct an annual review of its 
Risk Profile to ensure that risk ratings and definitions 
remain appropriate for Crown, and that adequate controls 
are in place to manage them.
A review has been conducted during the reporting period 
and presented to the Risk Management Committee for 
approval. In the course of that review, the current Risk 
Profiles of Crown’s major operating businesses were taken 
into account and the risk environment of its operations 
was also considered.
In addition, the Board has received, and will continue to 
receive, periodic reports through the Risk Management 
Committee, summarising the results of risk management 
initiatives at Crown.
Overarching Risk Appetite Statement
The Crown Resorts Board has articulated its risk appetite 
in the following manner:
	
In general, Crown’s risk appetite is a balanced one that 
allows taking measured commercial risk as it pursues 
strategic objectives whilst aiming to manage and 
minimize risk in its operations. Crown’s Risk 
Management Framework is designed to manage, rather 
than eliminate the risk of failure to achieve business 
objectives and can only provide reasonable and not 
absolute assurance against breaches of risk appetite. In 
this balanced stance, Crown is willing to accept, in 
some circumstances, material commercial risks that 
may result in impacts to our finances, services to our 
customers or infrastructure, but only within pre-defined 
limits and parameters.
	
There are a number of areas of the business where 
Crown does not have appetite to accept material risks. 
	
Specifically:
•	 Crown does not have appetite to accept material risk 
related to regulatory, legal or statutory requirements, 
including in respect of financial crime. Crown’s 
relationships with its regulators and licensors are 
foundational and paramount to how it does 
business. 
•	 Crown does not have appetite to accept material risk 
related to any association with or influence from 
criminal elements.
•	 Crown does not have appetite to accept material risk 
related to any activity that would be inconsistent with 
its social license to operate, which includes, in 
addition to meeting its regulatory obligations, 
material risk related to its reputation and brand. 
Crown takes very seriously its stance on ‘doing the 
right thing’ by all its stakeholders.
•	 Crown does not have appetite to accept material 
risks related to employee health and safety, the 
maintenance of appropriate security and surveillance 

Crown Resorts Limited Annual Report 2021
47
2021 Corporate Governance Statement
across its properties or loss of, or otherwise 
unauthorised or accidental disclosure of, customer 
or other sensitive information or data.
This overarching statement is complemented by specific 
qualitative statements against Crown’s major risk 
categories and quantitative metrics that trigger reporting 
to the Risk Management Committee.
Disclosure of Internal Audit Functions
An independent and objective internal audit function, with 
auditors located across Perth, Melbourne and Sydney, 
supports the Crown Board and its subsidiaries in 
assessing that risks are appropriately managed in line with 
the risk appetite, and that the internal controls are 
operating effectively.
Internal audit activities focus on controls and related 
activities (including policies, procedures, and systems) 
which are in place to ensure:
•	 the adequacy and effectiveness of mitigating controls;
•	 compliance with applicable policies, standards, 
procedures, regulations, and legislation;
•	 the economic acquisition, effective use and adequate 
protection of Crown’s assets and resources;
•	 the accomplishment of Crown’s objectives; and
•	 the accuracy, reliability and timeliness of information 
reviewed.
Internal audit may perform consulting and advisory 
services relating to governance, risk management and 
control as appropriate for Crown. It may also evaluate 
within the confines of independence requirements, 
specific operations at the request of the Board, Audit & 
Corporate Governance Committee, or management as 
appropriate.
The Boards of each major operating business and 
management receive regular reports from internal audit on 
the control environment, areas for improvement and 
progress in addressing those areas for improvement.
To further enhance the Three Lines of Defence at Crown, 
the internal audit function was separated from the risk 
function in the current year and a fully independent Group 
General Manager – Internal Audit was appointed. This role 
reports administratively to the Chief Financial Officer 
– Crown Resorts and functionally to the Crown Resorts 
Audit & Corporate Governance Committee.
The internal audit function was externally assessed for 
compliance with the Institute of Internal Auditor’s 
International Professional Practices Framework in 2020 
and was rated as generally conforms, which is the highest 
rating that can be achieved.
Disclosure of Environmental and Social Risks
The Crown Group is exposed to a number of 
environmental and social sustainability risks.
Crown’s goal is to be a leader in the entertainment and 
tourism industry by creating long-term value for its 
stakeholders across economic and environmental 
dimensions. Crown aspires to be a model corporate 
citizen and recognises that a company is assessed not 
only on its financial performance, but also by its 
commitment to corporate responsibility, which includes 
consideration of, among others, the following factors:
•	 the quality of its workplace;
•	 its environmental footprint;
•	 its level of community engagement;
•	 the creation of a safe environment for its customers, 
employees and contractors; and
•	 the provision of employment opportunities.
Environmental risks 
Crown’s environmental sustainability program, 
CROWNEARTH, has a clear aim to deliver strategy, plans, 
actions and outcomes in environmental sustainability. The 
CROWNEARTH brand is instantly recognisable by 
managers and employees alike and signifies Crown’s 
commitment to the three pillars of sustainability: people, 
planet and prosperity.
Crown takes a group-wide approach to environmental 
sustainability, aligning strategies and programs that further 
reduce the environmental impact and contribute to 
developing more sustainable practices, focussing on three 
key areas: energy, waste and water management.
More information
Further information about Crown’s environmental 
sustainability program, including environmental 
initiatives, is available at www.crownresorts.com.au 
and under the heading Our Contribution 
- Sustainability.
Social risks
The material social risk affecting Crown relates to problem 
gaming.
Crown is committed to an inclusive responsible service of 
gaming approach at each resort, engaging internally and 
externally to achieve socially responsible outcomes. 
Crown recognises that in delivering its responsible gaming 
programs and services, it does so as a shared 
responsibility as part of the gaming industry, with 
government, communities and individuals, all working in 
partnership.

48
2021 Corporate Governance Statement CONTINUED
2021 Corporate Governance Statement
Each of Crown’s properties have onsite support facilities 
for customers seeking assistance with their gaming 
behaviours. Responsible Gaming Centres are staffed by 
dedicated and professional team members and provide 
free and confidential services, programs and referrals 24 
hours a day, seven days a week, providing information in 
English and other languages.
To assist employees in delivering high customer service 
standards in relation to responsible gaming, the 
Responsible Gaming department at each property, 
together with Crown College, provide responsible service 
of gaming training using modern learning techniques 
which include on-line and facilitator led training.
Crown works closely with government, community and 
academia to monitor its harm minimisation approach and 
has established a group of Responsible Gaming 
academics, the Responsible Gaming Advisory Panel, to 
assist in the deliberation and advice in relation to 
responsible gaming programs and services. Further, 
Crown develops and maintains strong engagement with 
many stakeholders including gambling help service 
providers and other welfare organisations in each State. 
More information
Further information in relation to Crown’s 
Responsible Gaming program, including the 
Responsible Gambling Code of Conduct, is available 
at www.crownresorts.com.au and under the heading 
Our Contribution - Responsible Gaming.
Principle 8: Remunerate Fairly and 
Responsibly
People, Remuneration and Nomination 
Committee
As noted in response to Recommendation 2.1, Crown has 
established a formal People, Remuneration and 
Nomination Committee. The People, Remuneration and 
Nomination Committee has adopted a formal Charter that 
outlines its duties and responsibilities.
At the time of writing, the current members of the People, 
Remuneration and Nomination Committee are Antonia 
Korsanos (Chair), Jane Halton AO PSM and Nigel Morrison 
all of whom are independent Non-executive Directors. 
Information about each Committee member’s 
qualifications and experience is set out in the Directors’ 
Statutory Report. Information regarding the number of 
times the Committee met throughout the period and the 
individual attendances of the members at those meetings 
has also been provided in the Directors’ Statutory Report.
Policy for Director Remuneration
A summary of current remuneration arrangements is set 
out in more detail in the Remuneration Report. Crown 
separately discloses the policies and practices regarding 
the remuneration of Key Management Personnel in the 
Remuneration Report.
Restrictions on Dealing in Equity Based 
Remuneration
The rules of the Senior Executive Incentive Plan and the 
Crown Digital Senior Executive Incentive Plan specifically 
provide that a participant must not assign, transfer, 
encumber, dispose of or have a Security Interest issued 
over Plan Shares, or any beneficial interest in Plan Shares, 
unless all restrictions on the transfer, encumbrance or 
disposal of the Plan Shares have been met or waived by 
the Board or the Board has provided prior written consent. 
A Security Interest is defined to include any mortgage, 
charge, pledge, lien, encumbrance or other third party 
interest of any nature. The rules of the Senior Executive 
Incentive Plan and the Crown Digital Senior Executive 
Incentive Plan also require participants to comply with 
Crown’s Securities Trading Policy at all times.

Crown Resorts Limited Annual Report 2021 
49
Directors’ Statutory Report
Directors’ Statutory Report
Operating and Financial Review
The commentary included in this report omits some 
information which might be considered relevant to Crown’s 
business strategies, prospects for future financial years 
and material risks on the basis that the Directors have 
reasonable grounds to believe that disclosure would likely 
result in unreasonable prejudice to Crown.
Principal Activities
Crown is one of Australia’s largest entertainment groups 
with its core businesses and investments in the integrated 
resorts sector.
In Australia, Crown owns and operates two of Australia’s 
leading integrated resorts – Crown Melbourne and Crown 
Perth. 
Crown has recently completed construction of the Crown 
Sydney Hotel Resort, with non-gaming operations 
commenced progressively from December 2020. 
Overseas, Crown owns and operates Crown Aspinalls in 
London, one of the high-end licensed casinos in the West 
End entertainment district. 
Crown has interests in various digital businesses, including 
Betfair Australasia (100%), DGN Games (100%) and Chill 
Gaming (50%), and holds equity interests in Aspers Group 
(50%) and Nobu (20%).
Crown also holds a 100% interest in the One 
Queensbridge development site which is strategically 
located adjacent to the Crown Melbourne entertainment 
complex.
Business Strategies 
Crown’s strategic plan is to focus on the following key 
objectives:
•	 Restore public and regulatory confidence in operations 
and support Crown’s regulatory and social licences to 
operate by:
•		fully cooperating with the various regulatory matters 
Crown is subject to, and ensure sufficient resources 
are devoted to responding to these investigations;
•		implementing Crown’s transformation and remediation 
plans, which is intended to position Crown as an 
industry leader in its approach to governance, 
compliance, responsible gaming and the 
management of risk – in particular the risk of financial 
crime – underpinned by an uplifted organisational 
culture; and
•		continuing to invest in technology to increase 
automation and to ensure Crown is able to respond to 
an environment of growing complexity of both extant 
and emerging risks.
•	 Improve the underlying performance of the business by:
•		managing costs during periods when the properties 
are closed due to COVID-19 restrictions;
•		driving the recovery of operations as the business 
emerges from the current challenges of the COVID-19 
pandemic, ensuring restrictions are adhered to and 
safe operating environments are provided for patrons 
and employees; 
•		commencing gaming operations at Crown Sydney 
and continuing to ramp-up performance;
•		reviewing the cost structure of the business; and
•		reviewing the operating model of the VIP business 
having regard to Crown’s decision to permanently 
cease dealing with junkets, the directions issued by 
respective state regulators, COVID-19 impacts on 
travel and tourism and the outcomes of a marketing 
risk assessment.
•	 Complete the sale of the remaining apartments in 
Crown Sydney.
•	 Explore a sale of Crown’s non-core assets. Where 
conditions do not allow for a sale, manage these 
businesses for value.
•	 Maintain a strong capital position and a conservative 
level of gearing to maximise financial flexibility.
Review of Operations
The 2021 financial year was very challenging for Crown, 
with intense regulatory scrutiny and unprecedented 
impacts on business operations from the COVID-19 
pandemic.
For the year ended 30 June 2021, Crown recorded 
statutory revenue of $1,536.8 million, down 31.3%, EBITDA 
of $114.1 million, down 77.4%, and a net loss after tax 
attributable to the parent of $261.6 million. 
Theoretical1 EBITDA before Closure Costs2  and Significant 
Items3 of $241.7 million was down 52.0%.
In the prior financial year, Crown was directed by relevant 
State and Federal Governments to modify its operating 
conditions and ultimately suspend its gaming activities and 
other non-essential services in response to the COVID-19 
pandemic. The Government-mandated closures were 
effective from 20 March 2020 for Crown Aspinalls and 23 
March 2020 for Crown Melbourne and Crown Perth.
1  	 Theoretical results have been adjusted to exclude the impact of any variance from theoretical win rate on VIP program play (at Crown Melbourne, Crown 
Perth (until 24 February 2021) and Crown Aspinalls). The theoretical win rate is the expected hold percentage on VIP program play over time. The 
theoretical result gives rise to adjustments to VIP program play revenue, operating expenses and income tax expense. Crown believes that theoretical 
results are the relevant measure of viewing performance of the business as it removes the inherent volatility in VIP gaming revenue. Theoretical results 
are a non-IFRS measure.
 2	 Costs incurred by Crown’s properties whilst gaming activities were closed due to Government orders, excluding net contribution in relation to hotel 
quarantine services (Closure Costs). Closure Costs are a non-IFRS measure.
 3	 Significant items are transactions that are not in the ordinary course of business or are material and unexpected due to their size and nature. Significant 
Items are a non-IFRS measure.

50
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
The COVID-19 pandemic continued to have a significant 
impact on business performance throughout the 2021 
financial year. The impact has differed across each of 
Crown’s business operations, which are discussed in 
further detail below.
During mandated closure periods, whilst Crown did not 
generate any gaming revenues, Crown continued to incur 
expenses to maintain its operations and corporate 
responsibilities. Crown has separately identified these 
costs in reporting its results for the full year ended 30 June 
2021 as Closure Costs.
In addition to the impact of COVID-19 on Crown’s 
business operations, throughout the 2021 financial year, 
Crown was, and continues to be, under significant 
regulatory and public scrutiny. This includes the Bergin 
Inquiry and subsequent consultation process with ILGA, 
the Victorian and Perth Royal Commissions and 
AUSTRAC enforcement investigations. A summary of 
these processes is outlined later in this Director’s Statutory 
Report.
Crown Melbourne
As a result of the COVID-19 pandemic, Crown Melbourne 
faced significant disruption and was closed for a large part 
of the financial year. 
Following the closure on 23 March 2020, Crown 
Melbourne was closed for an extended period and did not 
recommence gaming operations until 12 November 2020. 
Crown Melbourne faced two further short-term closures, 
with gaming operations closed for a total of 160 days 
during the 2021 financial year due to Government 
direction.
During the period in which Crown Melbourne was open, 
variable operating restrictions were imposed which 
impacted performance. These included capacity limits at 
each venue, including the overall gaming floor or each 
indoor space, density limits, restrictions on available 
gaming product and physical distancing protocols, 
including the deactivation of every second electronic 
gaming machine and electronic table game, limits on the 
number of players at a traditional table game and 
minimum separation between tables.
Overall hotel occupancy across Crown Melbourne’s three 
hotels was approximately 39%, with Crown Towers hotel 
occupancy 39%, Crown Metropol hotel occupancy 42% 
and Crown Promenade hotel occupancy 33%. These rates 
include hotel rooms that were made available to the 
Victorian Government for the purpose of quarantining 
returned travellers early in the financial year.
Given the significant impact on operations, Crown 
Melbourne qualified for the Commonwealth Government’s 
JobKeeper scheme through to 28 March 2021. During the 
financial year, Crown Melbourne recorded $54.9 million in 
JobKeeper subsidies for employees who worked in either 
a full or partial capacity and $91.0 million in JobKeeper 
amounts that were paid in their entirety to Crown’s 
employees who were stood down.
Theoretical revenue of $582.5 million was down 60.6% on 
the prior comparable period (pcp). 
Main floor gaming revenue was $406.9 million, down 
54.3% on the pcp, which comprises table games (non-
program play) revenue of $241.2 million (down 56.0% on 
the pcp) and gaming machine revenue of $165.7 million 
(down 51.5% on the pcp). 
Theoretical VIP program play revenue was $4.4 million, 
comprising entirely of interstate play, down 98.0% on the 
pcp. Actual VIP program play revenue was $0.6 million, 
with a below theoretical win rate on VIP program play 
turnover during the period.
Non-gaming revenue was $171.2 million, down 52.8% on 
the pcp. 
Theoretical EBITDA before Closure Costs and Significant 
Items was $94.1 million, down 73.4% on the pcp, which 
includes $41.7 million in payroll subsidies under the 
Commonwealth Government’s JobKeeper scheme. 
Closure Costs of $145.9 million were net of $13.2 million in 
JobKeeper payroll subsidies. This figure includes a 
provision of $25 million relating to a minimum tax 
guarantee agreed with the Victorian Government in 2014. 
Due to the closure of gaming operations, Crown was 
unable to generate sufficient revenue to meet the 
minimum guarantee for the 2021 financial year, which was 
the final year of the guarantee.
EBITDA related Significant Items of $45.4 million were 
recorded during the period relating to an underpayment of 
casino tax and one-off allowance for expected credit 
losses. 
Reported EBITDA was a loss of $100.6 million, which 
compared to a profit of $381.8 million in the pcp. The 
reported EBITDA result takes into account the variance 
from the theoretical VIP program play result which had a 
negative EBITDA impact of $3.4 million. This compares to 
a positive EBITDA impact of $93.3 million in the pcp.
Following year-end, Crown made a payment to the 
Victorian Commission for Gambling and Liquor Regulation 
(VCGLR) of $37.4 million representing an underpayment of 
casino tax by Crown Melbourne over the period 
commencing in the 2012 financial year to date relating to 
the incorrect deduction of certain bonus rewards provided 
to patrons in connection with play on Crown Melbourne’s 
electronic gaming machines. Under the terms of Crown’s 
regulatory agreements with the State of Victoria, Crown is 
required to pay interest on any underpayment of casino 
tax. As a result, an additional interest component of $23.8 
million was also paid. Both the underpayment of casino 
tax and interest were fully provided at 30 June 2021.

Crown Resorts Limited Annual Report 2021 
51
Directors’ Statutory Report
Crown Perth
Crown Perth re-opened with restrictions towards the end 
of June 2020 and remained open for the entirety of the 
first half, trading above expectations. These COVID-19 
related operating restrictions included capacity limits at 
each venue based on a prescribed maximum density of 
one person per two square metres, the deactivation of 
every second electronic gaming machine and electronic 
table game terminal, and restricting the number of players 
at table games. 
During the second half, Crown Perth was required to close 
gaming operations for various periods of time for a total of 
27 days in line with government restrictions imposed in 
response to COVID-19. Whilst trading performance 
rebounded quickly following each shutdown, overall 
performance moderated throughout the course of the year.
Overall hotel occupancy across Crown Perth’s three hotels 
was approximately 67%, with Crown Towers hotel 
occupancy 71%, Crown Metropol hotel occupancy 72% 
and Crown Promenade hotel occupancy 53%.
Crown Perth qualified for the Commonwealth 
Government’s JobKeeper scheme until 27 September 
2020. During the financial year, Crown Perth recorded 
$24.7 million in JobKeeper subsidies for employees who 
worked in either a full or partial capacity and $9.0 million in 
JobKeeper amounts that were paid in their entirety to 
Crown’s employees who were stood down.
Theoretical revenue of $742.8 million was up 21.1% on the 
pcp. 
Main floor gaming revenue was $478.3 million, up 38.9% 
on the pcp, which comprises table games (non-program 
play) revenue of $171.7 million (up 24.8% on the pcp) and 
gaming machine revenue of $306.6 million (up 48.2% on 
the pcp). 
Theoretical VIP program play revenue was $0.4 million, 
comprised entirely of interstate play, down 99.1% on the 
pcp. Actual VIP program play revenue was $0.7 million, 
with an above theoretical win rate on VIP program play 
turnover during the period. 
On 24 February 2021, Crown announced that the Gaming 
and Wagering Commission of Western Australia had 
issued directions to Crown Perth under the Casino Control 
Act 1984 (WA) which provide that Crown Perth shall not 
participate in the conduct of junkets, premium player 
activity or privileged player activity. As a result, Crown no 
longer offers VIP program play at Crown Perth.
Non-gaming revenue was $264.1 million, up 20.4% on the 
pcp. 
Theoretical EBITDA before Closure Costs and Significant 
Items was $254.2 million, up 57.1% on the pcp, which 
includes $24.7 million in payroll subsidies under the 
Commonwealth Government’s JobKeeper scheme. 
Closure Costs of $20.3 million were recorded during the 
period, whilst Significant Items of $2.3 million related to 
one-off allowance for expected credit losses.
Reported EBITDA was $231.8 million, up 50.4% on the 
pcp. The reported EBITDA result takes into account the 
variance from the theoretical VIP program play result 
which had a positive EBITDA impact of $0.2 million. This 
compares to a positive EBITDA impact of $12.1 million in 
the pcp. 
Excluding the impact of JobKeeper payroll subsidies 
received during the period, the operating margin (at 
theoretical and before Closure Costs and Significant 
Items) increased from 26.4% to 30.9%. The increase in 
margin was driven by a favourable mix of business, and 
lower marketing and promotional costs.
Crown Sydney 
Select non-gaming operations at Crown Sydney opened 
to the public for the first time in a restricted capacity from 
28 December 2020. Non-gaming operations progressively 
commenced operation throughout the year, observing 
encouraging property visitation.
Hotel occupancy was 31%, with higher occupancy on 
weekends and strong average room rates. 
While all areas of the hotel resort now complete, gaming 
operations are yet to commence as Crown continues its 
consultation process with the Independent Liquor and 
Gaming Authority (ILGA) on suitability. 
Notwithstanding the encouraging property visitation, 
Crown Sydney delivered an operating loss given the 
impact of COVID-19 related restrictions including border 
closures and the limited scale of operations.
From 26 June 2021, stay-at-home orders were imposed 
by the New South Wales Government, resulting in the 
closure of food & beverage and conferencing facilities, and 
a reduction in permissible hotel services.
The residential component of the project, “Crown 
Residences”, is complete with residents commencing 
move-ins from April 2021. As at 30 June 2021, 
approximately $750 million in sale proceeds (net of GST) 
had been received, of which approximately $650 million 
was received during the year. Crown expects to receive a 
further approximately $500 million in sale proceeds (net of 
GST) in the 12 months to 30 June 2022, relating to 
contracted sales yet to settle, pre-sale commitments and 
unsold apartments, subject to the level of disruption 
caused by COVID-19. 
Total revenue was $68.6 million, which relates to Crown 
Sydney’s non-gaming operations that progressively 
opened throughout the year. 
EBITDA before Significant Items was a loss of $22.8 
million, with an overall operating margin of (33.2)%. 

52
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
Reported EBITDA was $123.0 million, which includes the gain on sale apartments, off-set by Crown Sydney pre-opening 
costs.
Crown Aspinalls 
Crown Aspinalls was closed for the majority of the financial year in line with Government COVID-19 restrictions in operation 
in the United Kingdom. While Crown Aspinalls was trading, performance was subdued given the constraints on 
international travel, social distancing restrictions and reduced operating hours.
Theoretical EBITDA before Closure Costs and Significant Items was a loss of $6.3 million, which includes $1.1 million in 
Coronavirus Job Retention Scheme payments under the employee retention scheme in operation in the UK, and compares 
to a loss of $2.7 million in the pcp. 
Closure Costs of $5.2 million were net of $3.5 million in Coronavirus Job Retention Scheme payments, whilst Significant 
Items of $16.9 million were recorded during the period relating to a one-off allowance for expected credit losses.
Reported EBITDA was a loss of $28.4 million, which compared to a gain of $2.3 million in the pcp. The reported EBITDA 
result takes into account the variance from the theoretical VIP program play result which had an immaterial EBITDA impact. 
This compares to a positive EBITDA impact of $6.2 million in the pcp.
Crown has commenced a review of the Crown Aspinalls business, including a review of business performance, prospects 
and gaming tax matters.
Crown Digital
Crown’s wagering and online social gaming operations comprise Betfair Australasia and DGN Games.
During the period, Crown increased its interest in DGN Games from 85% to 100% in exchange for the final earn-out 
payment of US$9.5 million to the original founders of DGN. Crown also made the final contingent consideration payment 
associated with the acquisition of Winners Club Limited of US$3.1 million.
EBITDA from Crown’s wagering and online social gaming operations was $34.1 million, down 2.0% on the pcp. Improved 
revenue from Betfair was offset by increased expenses, particularly in the second half, as Betfair invested in business 
initiatives to drive longer term growth. Conversely, lower revenues from DGN were offset by lower marketing costs.
International VIP Business
On 17 November 2020, the Board determined that Crown will permanently cease dealing with all junket operators, subject 
to consultation with gaming regulators in Victoria, Western Australia and New South Wales. Subsequently, all three gaming 
Regulators in Victoria, Western Australia and New South Wales have advised that they do not support junket operations in 
their respective jurisdictions. 
In addition, Crown has closed all remaining offshore offices, the international VIP team has been integrated into the broader 
business and a number of former senior team members have left Crown.
During the year, Crown undertook a review of all outstanding gaming debts. This resulted in a one-off adjustment to the 
allowance for expected credit losses, which has been separately classified as a Significant Item. 
Corporate Costs
During the period, corporate costs before Significant Items were $111.6 million, $67.3 million above the pcp.
The increase in corporate costs was driven by legal, consulting and other costs associated with various regulatory 
inquiries, and higher insurance costs. The prior year also recorded $20.6 million of corporate costs as Closure Costs.
Corporate costs are expected to remain at a similar level next year.
Equity Accounted Investments 
Crown’s equity accounted result is comprised of its net equity accounted share of profit from Nobu, offset by the net equity 
accounted shares of losses from Aspers Group and Chill Gaming. Crown’s net equity accounted share of NPAT across all 
these investments was a loss of $8.7 million, reflecting the impact of the COVID-19 pandemic on their operations, 
particularly Aspers which was closed for much of the financial year.
During the year, Crown committed to a plan to divest its interest in Aspers. Crown expects the transaction to be completed 
by 31 December 2021. Accordingly, Crown’s investment in Aspers was reclassified as an Asset Held for Sale at 30 June 
2021.  

Crown Resorts Limited Annual Report 2021 
53
Directors’ Statutory Report
Significant Items 
During the financial year, several transactions occurred that were not in the ordinary course of business or were material 
and unexpected due to their size and nature, which have been separately recorded as Significant Items as set out below. 
For more details, see note 3(e) to the Financial Statements.
$m
F21
F20
Profit on disposal of Crown Sydney apartments
207.8
–
Crown Sydney pre-opening costs
(62.0)
(3.5)
Underpayment of casino tax by Crown Melbourne
(37.4)
–
One-off allowance for expected credit losses
(27.2)
–
Restructuring Costs
(21.7)
–
Contribution to the cost of the Bergin Inquiry
(12.5)
–
Significant Items included in EBITDA
47.0
(3.5)
Asset impairment – Queensbridge 
(28.0)
–
Goodwill impairment – DGN
(17.3)
–
Impairment of associate – Aspers
(8.3)
–
Reassessment of contingent consideration – DGN
(2.0)
(1.7)
Interest on underpayment of casino tax by Crown Melbourne
(23.8)
–
Impairment – Aspinalls 
–
(52.8)
Impairment – Nobu 
–
(21.7)
Tax effect of Significant Items
(22.2)
1.0
Significant Items included in NPAT
(54.6)
(78.7)
Financial Position
Despite the challenges facing the business, Crown has maintained a strong financial position with a well-invested asset 
base, significant tangible asset backing and a low level of gearing. As at the date of this report, Crown maintains an 
investment grade credit rating with all three ratings agencies.
At 30 June 2021, Crown’s net debt position was $892.9 million (excluding working capital cash of $85.9 million and net of 
hedges), broadly in line with the prior year. This consisted of total debt of $1,283.0 million and cash (excluding working 
capital cash) of $390.1 million.
In August 2020, Crown entered into a $450 million project finance facility to support the construction of Crown Sydney. 
This facility was repaid prior to the end of the financial year from proceeds from the settlement of Crown Sydney apartment 
sales.
At 30 June 2021, total liquidity, excluding working capital cash, was $560.8 million, comprising $390.1 million in available 
cash and $170.7 million in committed undrawn facilities.
Net operating cash flow for the period was an outflow of $14.0 million, which compared to net operating cash flow of 
$326.9 million in the pcp, reflecting severe impact on business performance from the COVID-19 pandemic. Other material 
cash flow items incurred during the period included capital expenditure of $559.1 million which primarily relates to the 
continued construction of Crown Sydney, offset by approximately $650 million of proceeds received during the year from 
the settlement of Crown Sydney apartment sales.
With the Crown Sydney project now substantially complete and only limited spend remaining on the project, capital 
expenditure is expected to materially reduce. Further, Crown expects to receive a further approximately $500 million in 
apartment sales in the 12 months to 30 June 2022, relating to contracted sales yet to settle, pre-sale commitments and 
unsold apartments, subject to the level of disruption caused by COVID-19. 
No dividends were declared or paid in respect of the 2021 financial year. Future dividends will be subject to the Board’s 
assessment of Crown’s financial position at the appropriate time.

54
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
With the ongoing impacts of the COVID-19 pandemic on 
Crown’s operations and the various regulatory 
investigations to which Crown is subject, Crown has been 
proactively engaging with lenders to provide additional 
financial flexibility through this challenging period.
Following financial year-end, Crown reached agreement 
with its relationship banks regarding a series of 
modifications to Crown’s existing financing arrangements, 
including:
•	 An extension of near-term maturities by amending and 
aligning the maturity date of all of the $560 million in 
bilateral facilities to October 2023. 
•	 A waiver of financial covenants in relation to the 31 
December 2021 testing date.  No waiver was required 
for the 30 June 2021 testing date.
•	 A waiver of certain events of default that would 
otherwise arise from cancellation or suspension (for a 
certain period of time) of any of Crown’s Australian 
casino licences. In the event such a licence event 
occurs, Crown has agreed to a review process 
providing it with a period of time to negotiate with 
lenders or otherwise refinance the facilities.
As part of the arrangements agreed with lenders, Crown 
has agreed not to declare or pay dividends in respect of 
the half year ending 31 December 2021 or where a review 
event is triggered as a result of a cancellation or 
suspension of any of Crown’s Australian casino licences.
One of Crown’s relationship banks has agreed to provide a 
new $250 million debt facility, subject to completion of 
long form documentation. The facility will provide Crown 
with debt funding of up to $250 million (based on the value 
of unsold Crown Sydney apartments) to be used to partly 
fund any required redemption of Crown’s Euro Medium 
Term Notes and associated make whole premium, or in 
certain circumstances, for general corporate purposes.
In addition to the modifications to Crown’s financing 
arrangements detailed above, there are a number of other 
measures Crown has in place and/or which are within its 
discretion to manage risks to Crown’s liquidity position 
arising out of the potential outcomes from the various 
regulatory processes underway or due to the continued 
impact on operations from the COVID-19 pandemic.  
These include the ability to reduce cash outflows including 
the reduction of capital expenditure and operating costs in 
the event of prolonged COVID-19 lockdowns, and the 
opportunity to raise additional funds through asset 
disposal, additional financing or the issuance of new 
shares, should the need arise.
Significant Changes in State of Affairs
Some of the significant changes in the state of affairs of 
the consolidated group since 1 July 2020 include:
COVID-19
The COVID-19 pandemic has had a significant impact on 
Crown. In particular, relevant State and Federal 
Governments directed Crown at various times to suspend 
its gaming activities and other non-essential services in 
response to the COVID-19 pandemic and, when permitted 
to reopen, to restrict its operating conditions.
The Government mandated closures of Crown’s gaming 
facilities were effective as follows during the financial year:
•	 Crown Melbourne: 1 July to 11 November 2020, 13 to 
17 February 2021, and 28 May to 17 June 2021;
•	 Crown Perth: 1 to 13 February 2021, 24 to 30 April 
2021, 3 to 7 May 2021, and 28 June to 30 June 2021; 
and
•	 Crown Aspinalls: 1 July to 14 August 2020 and 5 
November 2020 to 16 May 2021.
Upon reopening, operating restrictions at Crown’s 
Australian properties variously included:
•	 capacity limits in each room or across the property 
including a prescribed maximum density; 
•	 physical distancing between patrons at electronic 
gaming machines and electronic table games, including 
the deactivation of some electronic gaming machines 
and electronic table game terminals; and
•	 closing all table games or restricting the number of 
players at table games.
As the COVID-19 situation unfolded, a significant 
proportion of Crown’s workforce was stood down for 
varying periods of time. 
Following the completion of the JobKeeper scheme, 
Crown’s practice has been to pay full rostered shifts in 
week one of a lockdown followed by discretionary 
payments from Crown to employees, which is considered 
on a case-by-case basis depending on their eligibility for 
government assistance. Crown has also continued to 
financially support employees through its Hardship Fund, 
which provides additional, targeted financial assistance to 
employees experiencing serious financial hardship as a 
result of COVID-19. 
As at the date of this report, Crown’s operations continue 
to face significant disruption from COVID-19.
Crown Melbourne has been closed for the majority of the 
new financial year in line with Victorian Government 
restrictions imposed in response to COVID-19, and 
currently remains closed. In addition, Crown Sydney has 
been closed since 26 June 2021, other than for the 
provision of limited hotel and related services, in line with 
restrictions imposed by the New South Wales Government 
in response to COVID-19.

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Directors’ Statutory Report
Conversely, Crown Perth recommenced operations in early 
July 2021 following a short-term closure, with the removal 
of remaining restrictions from 12 July 2021. Crown Perth’s 
performance has rebounded quickly in line with recent 
experience and seasonal trends.
Whilst the extent of future COVID-19 related impacts on 
Crown and its operations remains uncertain, COVID-19 
related closures and operating restrictions as well as travel 
restrictions, including ongoing international border closures, 
are likely to continue to materially influence business 
performance.
Regulatory Processes
During the 2021 financial year, Crown was, and continues 
to be, under significant regulatory and public scrutiny. The 
outcome of those regulatory processes could have a range 
of consequences and the potential to significantly impact 
the financial performance and operations of Crown.
In addition, Crown expects to continue to incur elevated 
corporate costs, including legal, consulting and associated 
costs, whilst these regulatory, reform and any resulting 
processes continue.
AUSTRAC
As announced by Crown on 19 October 2020 and 7 June 
2021 respectively, each of Crown Melbourne and Crown 
Perth is the subject of an AUSTRAC enforcement 
investigation concerning potential non-compliance with the 
Anti-Money Laundering and Counter-Terrorism Financing 
Act 2006 (Cth) and the Anti-Money Laundering and 
Counter-Terrorism Financing Rules 2007 (Cth). Crown 
Melbourne and Crown Perth are fully cooperating with 
AUSTRAC in relation to these enforcement investigations. 
Each of these investigations is ongoing and AUSTRAC has 
not informed Crown Melbourne or Crown Perth whether it 
will take any enforcement action. 
While it is at this stage uncertain as to whether AUSTRAC 
will take enforcement action, or the type of enforcement 
action it may take, Crown considers that AUSTRAC is very 
likely to commence civil penalty proceedings against Crown 
Melbourne and Crown Perth. If it does so, it is likely that 
Crown Melbourne and Crown Perth will be required to pay 
significant civil penalties.
Bergin Inquiry and resulting processes
On 9 February 2021, the Commissioner’s report (Bergin 
Report) of the inquiry under section 143 of the Casino 
Control Act 1992 (NSW) (Bergin Inquiry) was released. The 
New South Wales regulator, ILGA wrote to Crown stating 
that, having regard to the contents of the Bergin Report, it 
presently considered that Crown Sydney Gaming Pty Ltd 
(Crown Sydney Gaming) is no longer a suitable person to 
give effect to the Restricted Gaming Licence in New South 
Wales and that Crown Sydney Gaming had breached 
clause 14(a) of the VIP Gaming Management Agreement 
(VIP GMA). 
Crown is continuing to consult with ILGA on a path to 
suitability to give effect to the Restricted Gaming Licence 
as part of the consultation process contemplated under 
the VIP GMA, and is committed to driving the necessary 
change. An Independent Monitor has been appointed to 
report back to ILGA on several of Crown’s structural 
changes, with a particular focus on anti-money laundering 
measures. 
On 13 May 2021, Crown announced that it had reached 
agreement with ILGA on several matters regarding the 
operation of Crown Sydney, and that it was in discussions 
with ILGA to evaluate the necessary steps towards the 
introduction of cashless gaming alternatives at Crown 
Sydney. In addition, Crown announced that it had agreed 
to make certain payments to ILGA, including paying a 
contribution towards the cost of the Bergin Inquiry of 
$12.5 million, and an annual Casino Supervisory Levy of 
$5.0 million in each of FY2021 and FY2022 (adjusted for 
CPI).
Victorian Royal Commission
On 22 February 2021, a Royal Commission was established 
into the suitability of Crown Melbourne Limited to hold a 
casino licence (Victorian Royal Commission). The 
Honourable Ray Finkelstein was appointed as 
Commissioner and Chairperson of the Royal Commission. 
The initial hearing took place on 24 March 2021, and the 
first public hearings commenced on 17 May 2021. Counsel 
Assisting the Royal Commission delivered their closing 
submissions on 20 July 2021. Parties with leave to appear, 
including Crown, delivered their written closing submissions 
on 2 August 2021 and presented their oral closing 
submissions on 3 August 2021.
All submissions can be found at 
https://www.rccol.vic.gov.au/submissions. 
The Victorian Royal Commission is expected to deliver its 
final report by 15 October 2021. 
Perth Casino Royal Commission
On 5 March 2021, the Honourable Neville Owen, the 
Honourable Lindy Jenkins and Mr Colin Murphy were 
appointed as Royal Commissioners to inquire into the 
suitability of Crown Perth to continue holding a casino 
gaming licence in Western Australia (Perth Casino Royal 
Commission). The Commissioners are also examining the 
State’s regulatory framework for casino gaming, including 
any matters that might enhance the Gaming and Wagering 
Commission’s future capability and effectiveness. 
On 30 June 2021, the Perth Casino Royal Commission 
delivered its Interim Report on the Regulatory Framework to 

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the Western Australian Government, which was tabled in 
the Parliament of Western Australia on 3 August 2021.
The second phase of the Perth Casino Royal 
Commission’s inquiry, including the suitability of the Perth 
Casino licensee, commenced with opening statements on 
26 July 2021, with witnesses called from 28 July 2021.
The Perth Casino Royal Commission is expected to deliver 
its final report by 4 March 2022.
Other Regulatory Processes
On 27 April 2021, Crown announced that Crown 
Melbourne had been issued with a letter of censure and 
fined $1.0 million by the VCGLR in relation to historical 
non-compliance by Crown Melbourne with its Internal 
Control Statement for junket operations.
Regulators, including Crown’s gaming regulators, and 
other bodies routinely conduct investigations and reviews 
of Crown’s operations in the normal course of regulatory 
oversight.  Crown regularly receives various notices and 
requests for information from regulators regarding a wide 
variety of matters.  
Crown has also been subject to a number of other 
regulatory investigations, including by the VCGLR. 
Crown will fully co-operate in relation to these matters and 
will continue to engage with regulators in relation to 
Crown’s Remediation Plan and any further remedial steps 
identified.
Remediation Plan
As part of Crown’s response to matters raised throughout 
various regulatory processes, Crown has taken action and 
has focussed on driving transformation and remediation.  
Crown has developed a comprehensive Remediation Plan 
which is resulting in significant changes to the way Crown 
conducts business.
Successful implementation of the Remediation Plan is 
intended to position Crown as a leader in the industry in its 
approach to governance, compliance, responsible gaming 
and the management of financial crime risk, underpinned 
by an uplifted organisational culture. This in turn is 
intended to repair Crown’s reputation and support 
Crown’s regulatory and social licences to operate.
Crown’s transformation and remediation plans broadly 
comprise the following key areas:
•	 Corporate governance and organisation structure 
(including Board / senior management change);
•	 AML/CTF Change Program;
•	 Culture;
•	 Responsible gaming;
•	 Risk management;
•	 Junkets/VIP and significant players; and
•	 CPH relationship.
Crown has been increasing resourcing and capability 
across a number of key areas, including across Crown’s 
Financial Crime, Compliance and Responsible Gaming 
functions. Implementation of Crown’s Remediation Plan is 
also resulting in other changes to Crown’s business 
practices, such as the implementation of a Significant 
Player Review process, which has resulted in the exit of a 
number of customer relationships, ceasing dealing with all 
junket operations, restructuring the VIP international 
business (including closing all offshore offices) and 
terminating the information sharing agreements that were 
in place with CPH. There is also a substantial culture 
reform program underway with the assistance of an 
external consultant.
Crown has made significant progress in implementing 
these changes and has committed to providing regulators 
with regular updates on its progress.
Corporate Transaction Proposals
Blackstone
On 22 March 2021, Crown announced that it received an 
unsolicited, non-binding and indicative proposal from a 
company on behalf of funds managed and advised by The 
Blackstone Group Inc. and its affiliates (together, 
Blackstone), to acquire all of the shares in Crown by way 
of a scheme of arrangement at an indicative price of 
A$11.85 cash per share (Blackstone Proposal). The 
Blackstone Proposal was subject to a number of 
conditions. Crown noted that Blackstone has a 
shareholding of 9.99% in Crown which it acquired from 
Melco Resorts & Entertainment Limited for $8.15 per share 
in April 2020. Crown undertook to assess the merits of the 
Blackstone Proposal and engage with stakeholders and 
regulatory authorities.
On 13 April 2021, Crown announced that it had received 
from Blackstone a modification to the Blackstone Proposal 
in the form of a revised regulatory approval condition and 
confirmation that the proposal was not subject to debt 
financing.
On 10 May 2021, Crown announced that it had received a 
revised Blackstone Proposal at an indicative price of 
$12.35 cash per share (the Revised Blackstone Proposal). 
This represented an increase of $0.50 cash per share (or 
4%) compared to the previous indicative offer price of 
$11.85 cash per share, with the indicative offer price to be 
reduced by the value of any dividends or distributions 
declared or paid by Crown. Other key terms were 
consistent with the original Blackstone Proposal.
On 17 May 2021, Crown announced that the Crown Board 
had unanimously concluded that the Revised Blackstone 
Proposal undervalued Crown and was not in the best 
interests of Crown’s shareholders. In coming to this 
conclusion, the Board considered a range of scenarios 
given the regulatory inquiries in relation to Crown which 

Crown Resorts Limited Annual Report 2021 
57
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were underway. The Board also carefully considered the 
conditions of the Revised Blackstone Proposal including 
the regulatory approval conditions. The Board believed 
there was significant uncertainty as to the timing and 
outcome of the regulatory approval process. As a result, 
the Board considered the conditions of the Revised 
Blackstone Proposal as understood presented an 
unacceptable level of regulatory uncertainty for Crown 
shareholders. The Board’s conclusion also considered the 
fundamental value of Crown’s assets against the value of 
the Revised Blackstone Proposal.
Oaktree
On 19 April 2021, Crown announced that it had received an 
unsolicited, preliminary, non-binding and indicative 
proposal from a company on behalf of funds managed and 
advised by Oaktree Capital Management, L.P. (together, 
Oaktree), to provide a funding commitment of up to 
~A$3.0bn to Crown via a structured instrument with the 
proceeds to be used by Crown to buy-back some or all of 
the Crown shares which are held by Crown’s major 
shareholder Consolidated Press Holdings Pty Limited 
(CPH) on a selective basis (Oaktree Proposal). CPH 
currently has a shareholding of  approximately 37% in 
Crown. Any selective buy-back of Crown shares held by 
CPH would be subject to Crown shareholder approval (with 
no votes being cast in favour of the resolution by CPH or its 
associates). The Crown Board noted that it would 
commence a process to assess the Oaktree Proposal.
On 15 June 2021, Crown announced that it had received a 
revised proposal from Oaktree (Revised Oaktree Proposal). 
The Revised Oaktree Proposal included:
•	 a $3.1 billion facility used to fund a selective buy back of 
CPH’s shareholding in Crown, consisting of two 
tranches:
•	$2 billion private term loan (Loan Component); and
•	$1.1 billion loan convertible into new shares to be 
issued by Crown (Convertible Component);
•	 a term of seven years;
•	 a coupon of 6.0% p.a. that would be payable for the first 
two years of the facility and the coupon would increase 
to 6.5% p.a. from year 3 until the maturity of the facility; 
and
•	 the ability for Oaktree, under the Convertible 
Component, to convert the $1.1 billion tranche into new 
shares in Crown at a strike price of $13.00 in specified 
circumstances, including at any time after the first 
anniversary of the facility provided that the Crown share 
price is above $13.00 (based on a 30 day VWAP). The 
number of new Crown shares which would be issued to 
Oaktree upon conversion of the Convertible Component 
would be capped such that Oaktree would hold 9.99% 
of the total number of Crown shares on issue. The 
remaining part of the Convertible Component would be 
cash settled by Crown.
Following year end, Crown announced that it was no longer 
in discussions with Oaktree regarding the Revised Oaktree 
Proposal, as noted below.
Star
On 10 May 2021, Crown announced that it had received an 
unsolicited, conditional, non-binding and indicative 
proposal from The Star Entertainment Group Limited (Star) 
to merge with Crown by way of a scheme of arrangement 
(the Star Merger Proposal). The Star Merger Proposal terms 
contemplated:
•	 a nil-premium share exchange ratio of 2.68 Star shares 
for each Crown share, based on a 3-month volume-
weighted average share exchange ratio to 19 March 
2021;
•	 a cash alternative of $12.50 per Crown share, subject to 
a cap equal to 25% of Crown’s total shares on issue 
(with any scale back to occur on a pro rata basis);
•	 the Board of the merged entity would initially comprise 
the current Directors of each of Crown and Star; and
•	 that the proposal is subject to various conditions, 
including definitive documentation, shareholder and 
regulatory approvals, satisfactory due diligence, debt 
financing and Crown and Star board approvals and 
recommendations to shareholders to vote in favour of 
the merger.
On 17 May 2021, Crown announced that in order to 
facilitate the Crown Board’s assessment of the Star Merger 
Proposal, Crown had requested Star to provide certain 
information to allow the Crown Board to better understand 
various preliminary matters.
Following year end, Star unilaterally withdrew the Star 
Merger Proposal, as noted below.
Board Changes
During the year, the following individuals resigned as 
directors of Crown Resorts: 
•	 Mr John Alexander (22 October 2020);
•	 Mr Michael Johnston (10 February 2021);
•	 Mr Guy Jalland (10 February 2021);
•	 Mr Andrew Demetriou (11 February 2021);
•	 Mr Ken Barton (15 February 2021);
•	 Mr Harold Mitchell (22 February 2021); 
•	 Mr John Poynton (28 February 2021); and
•	 Professor John Horvath (14 April 2021).
In addition to the above:
•	 On 10 February 2021, Crown announced John Poynton 
was no longer a nominee of CPH on the Crown Board 
as a result of the termination of his consultancy 
arrangement with CPH.

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•	 On 11 February 2021, Andrew Demetriou resigned as 
Chairman of Crown Melbourne Limited.
•	 On 28 February 2021, John Poynton resigned as 
Chairman and Director of Burswood Limited
On 28 January 2021, Crown announced the appointment 
of a new Non-executive Director, Nigel Morrison, to the 
Crown Board, subject to the receipt of all necessary 
regulatory approvals. On 6 April 2021, Crown announced 
that Nigel Morrison’s appointment as a director of Crown 
had become effective following receipt of all necessary 
regulatory approvals.
On 12 April 2021, Crown announced the appointment of a 
new Non-executive Director, Bruce Carter, to the Crown 
Board, subject to the receipt of all necessary regulatory 
approvals. On 27 August 2021, Crown announced that 
Bruce Carter’s appointment as a Director of Crown had 
become effective following receipt of all necessary 
regulatory approvals.
Senior Executive Changes
On 20 August 2020, Crown announced that Alan 
McGregor’s appointment as the Chief Financial Officer of 
Crown had become effective following receipt of 
regulatory approvals.
On 15 February 2021, Crown announced that Ken Barton 
stepped down from his role of Chief Executive Officer and 
Managing Director with immediate effect. Following the 
resignation of Ken Barton, Helen Coonan was appointed 
as Executive Chairman on an interim basis while the Board 
oversaw a search for a new Chief Executive Officer.
On 18 February 2021, Crown announced that Mary Manos 
stepped down from her role as General Counsel and 
Company Secretary of Crown with immediate effect and 
the separation of the General Counsel and Company 
Secretary roles. Alan McGregor, Crown’s Chief Financial 
Officer, was appointed as Interim Company Secretary of 
Crown.
On 10 May 2021, Crown announced that the Board had 
appointed Steve McCann as Chief Executive Officer and 
Managing Director of Crown, subject to the receipt of 
probity and regulatory approvals. Mr McCann joined 
Crown on 1 June 2021. 
During the financial year, the following additional senior 
executive appointments were made, with the individuals 
taking up their roles subject to necessary regulatory 
approvals:
•	 Steven Blackburn as the Chief Compliance and Financial 
Crime Officer (24 February 2021);
•	 Nick Weeks as Executive General Manager, 
Transformation & Regulatory Response (11 March 
2021);
•	 Tony Weston as Chief People and Culture Officer 
(7 June 2021); and
•	 Betty Ivanoff as Group General Counsel (21 June 2021).
Financing and Credit Ratings
On 20 November 2020, Crown announced that Moody’s 
Investors Service (Moody’s) had downgraded Crown’s 
issuer rating from Baa2 to Baa3, with the rating remaining 
on review for downgrade.
On 25 January 2021, Crown announced that Moody’s had 
withdrawn its credit rating relating to the Euro Medium 
Term Notes, however continued to provide an issuer rating 
for Crown. 
On 1 March 2021, Crown announced that it had been 
informed by Moody’s that it had confirmed Crown’s 
current issuer credit rating of Baa3 with the rating outlook 
revised from review for downgrade to negative.
On 24 May 2021, Crown announced that, having regard to 
the impact of COVID-19 on Crown’s businesses and the 
various regulatory investigations, the Crown Board 
decided not to redeem the $630 million of Crown 
Subordinated Notes II on the First Call Date of 23 July 
2021. Subject to there being no major change in 
circumstance, Crown announced that it intends to review 
the role of Notes II in its capital structure in around 12 
months’ time. Crown also noted that the equity credit 
classification that was ascribed to Notes II by Standard & 
Poor’s from the Issue Date is expected to change from 
“Intermediate” (50%) to “Minimal” (0%) from the First Call 
Date.
Other Significant Transactions and Matters
On 19 August 2020, Crown announced that it had 
appointed KPMG as its statutory auditor. The appointment 
was approved at Crown’s 2020 Annual General Meeting.
On 21 October 2020, Crown announced the termination of 
the Services Agreement dated 1 July 2016 (which enabled 
Crown to request the provision of services by key CPH 
executives at pre-agreed hourly rates) and the Controlling 
Shareholder Protocol dated 31 October 2018 (which 
enabled the sharing of confidential information by Crown 
to CPH and James Packer).
On 18 November 2020, Crown announced that gaming 
operations at Crown Sydney would not commence in 
December 2020 following ILGA’s deferral of a number of 
necessary applications.
On 14 December 2020, Crown announced that 
Maurice Blackburn Lawyers had commenced a class 
action proceeding against Crown in the Supreme Court 
of Victoria. The claim alleges that, in the period from 
11 December 2014 to 18 October 2020, Crown had 
inadequate systems and processes for ensuring 
compliance with its obligations under anti-money 

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Directors’ Statutory Report
laundering laws and that Crown engaged in misleading 
and deceptive conduct, breached its continuous 
disclosure obligations and conducted its affairs contrary to 
the interests of members as a whole in the period.  
Maurice Blackburn has announced that the class action 
aims to recover compensation from Crown, seeks the 
potential buy-back of investors’ shares at a fair value, and 
seeks that Crown implement a proper anti-money 
laundering training program.  Crown is defending the 
proceeding.
On 16 December 2020, Crown announced that ILGA 
granted Crown Sydney Property Pty Ltd an interim liquor 
licence for certain non-gaming operations at Crown 
Sydney, including the Crown Towers hotel, bars and some 
restaurants. The liquor licence was granted for the period 
16 December 2020 to 30 April 2021. On 27 April 20201, 
Crown announced that new Crown Sydney liquor licences 
had been granted by ILGA for the period 1 May 2021 to 31 
October 2021.
On 5 March 2021, Crown announced it will phase out 
indoor smoking at its Australian resorts by the end of 
December 2022, with the move to a smoke-free indoor 
gaming environment to commence immediately in some of 
Crown’s premium gaming areas, and a transition period 
for other areas until the end of December 2022 to enable 
the progressive installation of appropriate outdoor 
smoking areas for patrons.
On 16 April 2021, Crown announced that ILGA had issued 
a news release stating that it reached agreement with 
CPH on a number of undertakings regarding Crown and 
its associates including that CPH will not seek to have its 
executive or nominee appointed to Crown’s Board, or 
requisition a meeting of Crown shareholders to seek the 
appointment of any person as a director of Crown, before 
October 2024.
Significant Events After Balance Date
On 6 July 2021, Crown Perth recommenced trading of 
gaming and non-gaming operations at a reduced 
capacity. From 12 July 2021, Crown Perth recommenced 
trading of all gaming and non-gaming operations under 
the same restrictions that were in place immediately prior 
to the introduction of the lockdown on 29 June 2021.
On the evening of 15 July 2021, Crown Melbourne ceased 
gaming activities and the majority of non-gaming 
operations following a mandated closure by the Victorian 
government due to COVID-19. From 28 July 2021, Crown 
Melbourne recommenced operations in accordance with 
Victorian Government restrictions, including a patron 
capacity limit on the gaming floor of 100 patrons in each 
indoor space, subject to a density limit of one person per 
four square metres. On the evening of 5 August 2021, 
Crown Melbourne ceased gaming activities and the 
majority of non-gaming operations following a mandated 
closure by the Victorian government due to COVID-19.
On 23 July 20201, Crown noted the announcement by The 
Star that it had unilaterally decided to withdraw The Star 
Merger Proposal announced on 10 May 2021. Crown also 
noted that it remained willing to engage with The Star in 
relation to a potential merger on terms acceptable to both 
Crown and The Star and that the Board is committed to 
maximising value for all Crown shareholders and will 
carefully consider any proposal that is consistent with this 
objective.
On 23 July 2021, the Western Australian Government 
announced that it had extended the time to complete the 
Perth Casino Royal Commission to 4 March 2022.
On 27 July 2021, Crown announced that it resolved to 
make a payment to the VCGLR, representing an 
underpayment of casino tax by Crown Melbourne of $37.4 
million over the period commencing in the 2012 financial 
year to date relating to the incorrect deduction of certain 
bonus rewards provided to patrons in connection with play 
on Crown Melbourne’s electronic gaming machines. 
Under the terms of Crown’s regulatory agreements with 
the State of Victoria, Crown is required to pay interest on 
any underpayment of casino tax. The interest component 
of an additional $23.8 million was also paid. Both the 
underpayment of casino tax and interest on the 
underpayment of casino tax were fully provided at 30 June 
2021. 
On 3 August 2021, the Victorian Government announced 
the establishment of a new casino and gambling regulator, 
the Victorian Gambling and Casino Control Commission 
(VGCCC), which will have oversight of all gambling and 
gaming activities within Victoria.
On 3 August 2021, Crown announced that Xavier Walsh 
will cease in his role as Crown Melbourne Chief Executive 
Officer on 20 August 2021 and will remain available to 
assist the Company until his employment at Crown ends 
on 9 December 2021.
On 18 August 2021, the NSW Government announced 
that it agreed to support all 19 recommendations from the 
Bergin Inquiry Report on the regulation of casinos in NSW 
and the suitability of Crown Resorts to hold a restricted 
gaming facility licence. Additionally, the NSW Government 
announced an independent casino regulator will be 
established and a number of legislative reforms will be 
introduced as recommended by Commissioner Bergin.
On 20 August 2021, Crown announced that Steve 
McCann had been appointed as Chief Executive Officer of 
Crown Melbourne, in addition to his role as Chief 
Executive Officer Crown Resorts (regulatory approvals 
pending). Crown also noted that Steve McCann will 

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relocate from Sydney to Melbourne as soon as practicable 
and subject to COVID-19 interstate travel restrictions.
On 26 August 2021, Crown announced that the Board had 
appointed Dr Ziggy Switkowski AO to succeed the 
Honourable Helen Coonan as Chairman, subject to the 
receipt of probity and regulatory approvals. As part of the 
planned succession process, Ms Coonan retired from the 
Board and as Executive Chairman on 27 August 2021. 
Dr Switkowski will join the Board as Chairman immediately 
upon receipt of all necessary regulatory approvals. 
Pending receipt of those approvals, Crown Non-executive 
Director Jane Halton AO PSM will act as Interim Chairman. 
On 27 August 2021, Crown announced that Bruce 
Carter’s appointment as a Director of Crown had become 
effective following receipt of all necessary regulatory 
approvals.
On 30 August 2021, Crown announced it was no longer in 
discussions with Oaktree regarding the Revised Oaktree 
Proposal that was previously announced by Crown to the 
market on 15 June 2021.
Business Risks
As noted in the Review of Operations section of this 
Report, Crown is currently subject to two Royal 
Commissions into its suitability to hold casino licenses in 
Melbourne and Perth. The Royal Commissions may make 
adverse findings in relation to Crown’s suitability to hold 
the Melbourne and Perth casino licenses, and in relation 
to the suitability of certain associates of Crown. In 
addition, Crown has been subject to the Bergin Inquiry in 
NSW which found that Crown was not suitable to hold a 
restricted gaming licence for its Sydney casino. These are 
collectively referred to in this section of the report as the 
Inquiries.
The Royal Commissions will make findings and 
recommendations to the Victorian and Western Australian 
Governments. The Governments and relevant Victorian 
and Western Australian regulators will decide the 
appropriate outcomes and actions to be taken in 
response.  In NSW, the regulator (ILGA) and Crown are 
working together on a remediation plan that incorporates 
recommendations from the Bergin Inquiry which it is 
intended will, on implementation, make Crown suitable to 
give effect to the restricted gaming licence. Crown is 
addressing the failings identified through various 
regulatory processes and any additional external reviews, 
to ensure its legal, governance and compliance 
frameworks are effective and facilitate a pathway for 
Crown to be ‘best in class’, with a clear focus on regaining 
the trust and confidence of all its stakeholders and 
maintaining its social license to operate.
The findings and recommendations of the Inquiries and 
the outcomes and actions taken by the regulators have 
impacted and will continue to significantly impact Crown.  
Crown is committed to assisting the Royal Commissions 
and working with its regulators to address the issues 
raised by the Inquiries. The significance of the Inquiries, 
their outcomes, and Crown’s commitment to improving 
the way it operates its businesses cannot be overstated.  
The materiality of the risks listed in the table below should 
be read in light of Crown’s current circumstances. 
In addition, as noted in the Review of Operations section 
of this Report, the COVID-19 pandemic continues to have 
a significant impact on Crown, with relevant State and 
Federal Governments directing Crown to modify its 
operating conditions and mandating closures for various 
periods of time since March 2020. Having regard to the 
impacts of COVID-19 on Crown, the Board directly, and 
through the Risk Management and Safety and 
Sustainability Committees, has monitored and overseen 
Crown’s response to the pandemic. The future impacts of 
COVID-19 on Crown and its operations, including the 
severity and duration, remain uncertain.
Crown has established a risk management framework, 
using the model outlined in AS/NZS ISO 31000:2018 Risk 
Management – Guidelines, for the oversight and 
management of material business risks. It has adopted a 
formal Risk Management Policy and articulated its Risk 
Appetite. Risk management is an integral part of the 
industry in which Crown operates. 
Management is charged with monitoring the effectiveness 
of Crown’s risk management systems and is required to 
report to the Board through the Risk Management 
Committee.
The Risk Management Committee administers the Risk 
Management Policy and monitors management’s 
performance against the risk management framework, 
including whether it is operating within the Risk Appetite 
set by the Board.
In light of the Inquiries, Crown has taken significant steps 
to enhance its risk and compliance frameworks, as 
detailed in the table below.
Various risks, some of which are beyond Crown’s 
reasonable control, could have a material impact on the 
achievement of Crown’s business strategies and future 
prospects. These risks, together with the mitigating 
strategies, are summarised below. The risks presented 
below are not intended as an exhaustive list of all the risks 
and uncertainties associated with Crown’s businesses.
Additional risks and uncertainties not presently known to 
management and the Board, or that management and the 
Board currently believe to be immaterial or manageable, 
may also adversely impact Crown.

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Risk and Description
Mitigation Strategies
Legal and Regulatory Compliance
Crown operates in a highly regulated industry 
and is subject to regulatory approvals in the 
jurisdictions in which it conducts gaming and 
non-gaming operations. Crown’s operations, 
financial performance and future prospects are 
dependent on the legal and regulatory 
frameworks in which it operates. 
Crown is subject to extensive regulatory 
oversight, which can include enquiries, claims, 
investigations, inquiries, enforcement actions, 
and other forms of penalties where issues or 
breaches are identified.
These activities represent a significant financial 
and human capital effort for the organisation. 
The range of possible consequences is broad 
and could include (without limitation) 
remediation plans, changes to Crown’s current 
regulatory framework, or suspension, restriction 
or cancellation of Crown’s licences.
In the current period, Crown has been and 
continues to be the object of an ILGA Inquiry, a 
Royal Commission in Victoria and another one in 
Western Australia. Most of these events still 
have to unfold and their impact is not yet fully 
known to the business. 
Crown has in place legal, governance and compliance frameworks at 
each of its operations and at Group level. Crown continuously monitors 
its legislative and regulatory requirements in the jurisdictions in which it 
operates.
In addition, Crown’s internal control framework is designed to ensure 
effectiveness of, and compliance with, relevant legislative and 
regulatory requirements.
Crown provides relevant employees and contractors with training on 
Crown’s compliance obligations, policies and procedures (where 
applicable).
Crown obtains legal advice in appropriate circumstances and 
jurisdictions as required.
Internal audit periodically reviews the effectiveness of the controls and 
processes in place to manage Crown’s compliance frameworks and 
the overall internal control framework.
Crown’s risk framework adopts a “3 lines of defence” model to identify 
and manage key risks and to provide assurance over Crown’s controls in 
managing those risks. 
Crown is undergoing major change and transformation through the 
implementation of its Remediation Plan to enhance its governance and 
compliance processes, aiming to meet and exceed suitability 
requirements.
Crown is committed to assisting the Royal Commissions and working 
with its regulators to address the issues raised by the various regulatory 
processes.
In light of these regulatory processes, Crown has taken significant 
steps to enhance its risk and compliance frameworks, including: 
•	 engaged consultants to review its current risk and AML/CTF 
compliance framework and wider organisational culture;
•	 committed to a wide-ranging AML/CTF reform and transformation 
program; 
•	 revisited and restated its Risk Appetite;
•	 committed significant additional resources to its risk and compliance 
functions; 
•	 completed an organisational restructure, including the creation of a 
new Compliance and Financial Crime department (independent of 
business units), the separation of Risk and Internal Audit functions, 
the creation of a Group HR function and the separation of General 
Counsel and Company Secretary roles; and 
•	 appointed new senior executives to the following roles: 
•	CEO; 
•	Chief Compliance and Financial Crime Officer; 
•	Chief Risk Officer; 
•	Group General Counsel;
•	Chief People and Culture Officer; and
•	Executive General Manager – Transformation & Regulatory 
Response. 
Crown’s implementation of its Remediation Plan is also subject to a 
review by an independent monitor, appointed by ILGA. 

62
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
Directors’ Statutory Report
Risk and Description
Mitigation Strategies
Operational License(s)
Crown’s operations are regulated by laws, 
licences, permits and other approvals from 
relevant governments and regulators. The loss of 
or failure to renew any material licence, permit, 
authorisation or other approval (or the imposition 
of additional conditions or renewal on less 
favourable terms) may have an adverse impact on 
the financial position, performance and operations 
of Crown.
A cancellation of a gaming licence could also 
trigger events of default or review events under 
Crown’s debt facilities and other agreements.
In light of the various regulatory processes, Crown’s Board and 
Executives have and will continue to engage with the relevant regulators 
and governments to ensure that Crown is suitable to hold the licences 
and regulatory approvals necessary to conduct Its operations.
As outlined above, Crown has developed and is in the process of 
implementing a comprehensive Remediation Plan which seeks to 
reform and uplift its governance and compliance processes, aimed at 
meeting and exceeding suitability requirements.
Crown has agreed with its lenders a waiver of certain events of default 
that would otherwise arise from cancellation of any of Crown’s 
Australian casino licences.  In the event such a licence event occurs, 
Crown has agreed to a review process providing it with a period of time 
to negotiate with lenders or otherwise refinance the facilities.
Legal and Regulatory Conditions and Changes
Crown operates in a highly regulated industry 
and is subject to receiving and maintaining 
regulatory approvals in the jurisdictions in which 
it conducts gaming and non-gaming operations.
Legislative and regulatory changes may have an 
adverse impact on Crown’s operational and 
financial performance.
Crown proactively engages with relevant stakeholders and has in place 
legal, governance and compliance frameworks at each of its operations 
and at Group level. Crown monitors for legislative and regulatory 
changes on an ongoing basis. 
From time to time, Crown makes submissions relating to proposed 
legislative and regulatory changes which may impact the Crown Group. 
Crown provides relevant employees and contractors with training on 
legislative and regulatory changes (where applicable).
Reputation
Negative publicity of Crown may have an 
adverse impact on Crown’s operational and 
financial performance.
Crown has in place legal, governance and compliance frameworks at 
each of its operations and at Group level and provides relevant 
employees and contractors with training on Crown’s compliance 
obligations, policies and procedures (where applicable).
Crown has developed and is in the process of implementing a 
comprehensive Remediation Plan which seeks to reform and uplift its 
governance and compliance processes. 
Crown recognises that its reputation is impacted by the conduct of its 
people, which in turn is influenced by Crown’s corporate culture.
An important part of Crown’s Remediation Plan is the implementation 
of a comprehensive culture transformation program with the support of 
external experts in the field. This is further supported by an extensive 
Board and Executive renewal process, a termination of arrangements 
with CPH, a broader governance reform and the AML uplift program.
Relationships with Key Stakeholders
A breakdown in Crown’s relationships with key 
stakeholders, including regulators and 
governments, may have an adverse impact on 
Crown’s operational and financial performance
Crown constructively and proactively engages with relevant 
stakeholders and has in place legal, governance and compliance 
frameworks at each of its operations and at Crown Group level.
This can help to address or prevent actual or potential issues from 
arising or escalating. 
It should also be acknowledged that through the Royal Commissions, 
the strength and transparency of Crown’s engagement with its 
regulators has been called into question. Crown is committed to 
rebuilding a strong working relationship with its regulators with 
openness and transparency.

Crown Resorts Limited Annual Report 2021 
63
Directors’ Statutory Report
Directors’ Statutory Report
Risk and Description
Mitigation Strategies
Volatility of Gaming Revenue
Crown’s gaming operations may experience 
variations from theoretical win rates due to the 
element of chance in gaming activities, including 
in a lower gaming volume environment. 
Sustained unfavourable variations in the actual 
win rate compared to the theoretical win rate 
would be likely to have an adverse impact on 
Crown’s financial performance.
Crown monitors and reviews its gaming businesses and reports on the 
basis of its actual and long-term theoretical win rates in its results.
Terrorism
As Crown’s properties are places where large 
crowds may congregate, they may be the target 
of a terrorist attack or the calculated use or 
threat of violence. 
Any such event may have an adverse impact on 
Crown’s customers, employees and operational 
and financial performance.
Crown has in place security and surveillance technology and 
procedures at each of its properties which monitor for suspicious 
behaviours. 
In addition, Crown has a framework in place for responding to major 
incidents and works with key law enforcement agencies for coordinated 
and rapid responses.
Litigation
Any material litigation brought against Crown by 
third parties may have an impact on Crown’s 
financial performance.
Crown proactively monitors and responds to legal issues and engages 
legal advisors as required. 
In addition, Crown has in place legal, governance and compliance 
frameworks at each of its operations and at Group level, which are 
supported by insurance programs as appropriate.
Data Security
Crown maintains confidential customer and 
commercially sensitive data. 
The leak or unauthorised use of confidential 
customer and commercially sensitive data may 
have an adverse impact on Crown’s operational 
and financial performance.
Crown has in place IT policies, procedures and training programs 
which are further supported by a cyber security program. 
Crown also has in place legal and compliance frameworks at each of its 
operations and confidentiality arrangements in place with its employees 
and contractors. 
In addition, Crown has adopted a management framework for 
responding to data breach incidents, should they occur.
External Events
Unfavourable changes in local and international 
economic conditions and other events outside 
of the control of Crown, including pandemics 
and natural disasters, may have an adverse 
impact on Crown’s customers and employees, 
and operational and financial performance.
The continued lockdown conditions and 
operating restrictions have the potential to 
materially impact the financial strength of each 
entity.
Although external factors cannot necessarily be influenced or controlled 
by Crown, Crown has in place strategic, business and contingency 
planning processes that seek to minimise their impact, and proactively 
engages with relevant stakeholders as required.
Crown also reviews and manages its capital structure.
During the COVID-19 pandemic, Crown was able to flexibly manage its 
workforce during periods of closure. During these periods, Crown has 
implemented a number of support measures to look after its 
employees, including health and wellbeing initiatives, financial support, 
information programs and advice.

64
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
Directors’ Statutory Report
Risk and Description
Mitigation Strategies
AML Compliance
Crown and its affiliate businesses operate in an 
industry that presents high money-laundering 
risks. 
As a provider of ‘designated services’ under the 
Anti-Money Laundering and Counter-Terrorism 
Financing Act 2006 (Cth), the Crown Group 
includes ‘reporting entities’ which are subject to 
obligations under the AML/CTF Act. A failure to 
comply with these obligations could expose 
Crown to significant penalties.
Crown is currently the subject of enforcement 
investigations by AUSTRAC in relation to Crown 
Melbourne and Crown Perth. Should these 
investigations result in a determination of 
non-compliance, as is likely, Crown could face 
significant penalties.  
Crown has invested heavily in its ongoing Financial Crime and 
Compliance Change Program, which includes the roll-out and 
implementation of an enhanced joint AML/CTF program, the 
introduction of enhanced controls and processes, the introduction of 
greater automation in respect of client identification and transaction 
monitoring, the broadening of capability and capacity through 
additional resourcing, among other actions.  All those actions are 
supported by periodic internal audit reviews of the effectiveness of 
controls and processes in place to manage Crown’s compliance 
frameworks and the overall internal control framework.  Crown is in the 
process of engaging an external expert to conduct an independent 
review of the joint AML/CTF program at the end of 2021.
Loss of Key Person(s)
Loss of key staff with corporate knowledge or 
key governance and operational roles, 
particularly following the various regulatory 
processes which remain ongoing. 
Crown has in place talent development and management programs as 
well as succession planning program.
This process is significant for Crown as it continues to renew its Board 
and senior management teams and enhances its capabilities in key 
areas including people and culture, risk and compliance. 
Treasury
Crown is exposed to risks relating to the cost 
and availability of funds to support its 
operations.
As part of its arrangements with its external 
financiers, Crown is subject to a number of 
conditions and financial covenants. A failure to 
comply with these may require Crown to repay 
borrowings earlier than anticipated, and in some 
cases may result in increased financing costs 
and/or penalty payments for Crown, which 
could in turn adversely affect Crown’s financial 
performance.
Extended lockdown conditions and operational 
restrictions may lead to a breach of financial 
covenants.
Crown monitors the terms of its financing arrangements, including its 
covenants, and maintains continuous engagement with external 
financiers, including seeking waivers of covenants or events where 
required. 
Crown also regularly investigates additional sources of capital in equity 
and debt markets.

Crown Resorts Limited Annual Report 2021 
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Directors’ Statutory Report
Directors’ Statutory Report
Risk and Description
Mitigation Strategies
Change Management
Crown is in the process of reforming and 
enhancing its culture, governance and risk 
management practices.
The complexity, timeframes and breadth of the 
change program could lead to failures, 
inadequate changes implemented, or changes 
not well embedded enough to be sustained.
Crown has commissioned an independent review of its corporate 
culture, the results of which will be used by the Board and management 
to set the tone from the top and to ensure employees are clear on 
Crown’s expectations. 
To complement its culture work, Crown has undergone an 
organisational restructure. A key element of Crown’s organisational 
change is the restructure of compliance and risk functions to enhance 
reporting to, and oversight by, the Board.
Crown has a dedicated executive leading a team who has ownership of 
running and coordinating the overarching project. 
There is also oversight by the Executives and the Board and the 
support of external parties as required.
Responsible Provision of Gambling
Risk that gambling services are not provided by 
Crown businesses in a responsible manner, in 
accordance with Crown policies, relevant 
responsible gambling codes and regulator or 
community expectations.
Crown has in place a Responsible Gaming framework, including a 24/7 
staffed Gaming Centre, with ongoing monitoring of play, and 
overarching oversight by a dedicated Board Committee. 
Training of all Crown staff on gaming harm signs and responses.
Crown is currently undertaking a thorough review of its responsible 
gaming practices in collaboration with external advisors and will 
consider further enhancement emerging from the Royal Commissions.  
Crown’s aspiration is to establish a best practice responsible gambling 
approach.
Environmental Regulation
The National Greenhouse and Energy Reporting Act 2007 (NGER Act) established a mandatory reporting system for 
corporate greenhouse gas emissions and energy production and consumption. Crown is required to report emissions 
under the NGER Act. Relevant reports have been submitted during the year.
Key features of the NGER Act include:
•	 reporting of greenhouse gas emissions, energy consumption and production by large corporations;	
•	 corporate level public disclosure of greenhouse gas emissions and energy information; and
•	 providing consistent and comparable data for decision making.
Under the Western Australian Water By-laws legislation, Crown Perth is required to complete annual water management 
assessments and submit water efficiency management plans. Relevant reports have been submitted during the year.
Environmental issues are important to Crown and it has taken a number of initiatives in this regard. 
Crown acknowledges the potential impact climate change and extreme weather events could have on its operations and 
its longer-term sustainability. This strategic consideration has been an area of focus for Crown. 

66
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
Directors and Officers
Director Details
Set out below are the names of each person who has been a Director of Crown during or since year end and the period for 
which they have been a Director. 
Name
Date Appointed
Date Ceased
John Henry Alexander
6 July 2007
22 October 2020
Kenneth McRae Barton
3 March 2020
15 February 2021
Bruce Carter
25 August 2021
The Honourable Helen Anne Coonan
2 December 2011
27 August 2021
Andrew Demetriou
29 January 2015
11 February 2021
Jane Halton AO PSM
23 May 2018
Professor John Stephen Horvath AO
9 September 2010
14 April 2021
Guy Jalland
16 April 2018
10 February 2021
Michael Roy Johnston
6 July 2007
10 February 2021
Antonia Korsanos
23 May 2018
Harold Charles Mitchell AC
10 February 2011
22 February 2021
Nigel Morrison
31 March 2021
John Hartley Poynton AO
20 November 2018
28 February 2021
Crown announced the appointment of Mr Steve McCann as Managing Director and Chief Executive Officer on 1 June 
2021, subject to regulatory approval. Upon receipt of regulatory approval, Mr McCann’s appointment will become effective.
Crown announced the appointment of Dr Ziggy Switkowski AO as Chairman on 26 August 2021, subject to regulatory 
approval. Upon receipt of regulatory approval, Dr Switkowski’s appointment will become effective.
The details of each Director’s qualifications and experience as at the date of this Report are set out below.
Details of all directorships of other Australian listed companies held in the three years before the end of the financial year 
have been included.

Crown Resorts Limited Annual Report 2021 
67
Directors’ Statutory Report
Jane Halton was appointed to the Crown 
Resorts Board on 23 May 2018. Ms 
Halton became Interim Chairman on 27 
August 2021.
Ms Halton’s 34 year career in the public 
service includes the positions of Secretary 
of the Australian Department of Finance, 
Secretary of the Australian Department of 
Health, Secretary for the Department of 
Health and Ageing and Executive 
Co-ordinator (Deputy Secretary) of the 
Department of the Prime Minister and 
Cabinet.
Ms Halton is a current Director of Australia 
and New Zealand Banking Group Limited, 
is the current Chair of Vault Systems and 
Council on the Ageing Australia, is the 
Chair and a Director of Coalition of 
Epidemic Preparedness Innovations 
(Norway) and is the Chair of Generics 
Biosimilar Medicines Association advisory 
board. 
Ms Halton’s other roles include Director of 
Naval Group Australia, Director of Clayton 
Utz, Member of the Executive Board of 
the Institute of Health Metrics and 
Evaluation at the University of Washington, 
Adjunct Professor of the University of 
Sydney and the University of Canberra 
and Council Member of the Australian 
Strategic Policy Institute.
Ms Halton brings to the Board extensive 
experience in finance, risk management, 
information technology, human resources 
and public policy.  
Board and Board Committee 
memberships:
•	 Chair of the Risk Management 
Committee    
•	 Director of Crown Melbourne Limited
•	 Director of Crown Sydney Gaming Pty 
Ltd    
•	 Member of the Audit and Corporate 
Governance Committee
•	 Member of the People, Remuneration 
and Nomination Committee
•	 Member of the Responsible Gaming 
Committee
•	 Member of the Safety and 
Sustainability Committee
Directorships of other Australian 
listed companies held during the past 
three years:
•	 Australia and New Zealand Banking 
Group Limited from October 2016 to 
current.
Jane Halton AO PSM
BA (Hons) Psychology, FIML, FIPAA, 
Hon. FAAHMS, Hon. FACHSE, Hon. 
DLitt (UNSW)
Interim Chairman
Dr Ziggy Switkowski AO
PhD (Melbourne), FAA, FTSE, FAICD
Chairman-Elect
The Board announced the appointment 
of Dr Ziggy Switkowski as Crown 
Resort’s new Chairman on 26 August 
2021 (subject to regulatory approval). Dr 
Switkowski will formally commence as 
Chairman following receipt of regulatory 
approval.
Dr Switkowski is currently Chancellor of 
RMIT University and Chairman of NBN 
Co. Dr Switkowski is a former Chairman 
of Suncorp Group, the Australian 
Nuclear Science and Technology 
Organisation and of Opera Australia. He 
has also served as a non-executive 
director on the boards of Tabcorp 
Holdings, Healthscope, Oil Search, 
Lynas and Amcor.
Dr Switkowski has held positions as 
Chief Executive Officer and Managing 
Director of Telstra Corporation Limited 
and Optus Communications Ltd.
Dr Switkowski is a Fellow of the 
Australian Academy of Science, the 
Australian Academy of Technological 
Sciences and Engineering and the 
Australian Institute of Company 
Directors.
In 2014, Dr Switkowski was made an 
Officer of the Order of Australia in 
recognition of service to tertiary education 
administration, scientific organisations 
and the telecommunications sector, to 
business, and to the arts.
Directorships of other Australian 
listed companies held during the past 
three years:
•	 Tabcorp Limited from 2006 to 
February 2019.
•	 Healthscope from March 2018 to 
June 2019.

68
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
Steve McCann was appointed as 
Managing Director and Chief Executive 
Officer of Crown Resorts Limited on 
1 June 2021 (subject to regulatory 
approval). Mr McCann will formally 
commence as Managing Director and 
Chief Executive Officer following receipt 
of regulatory approval. Mr McCann was 
appointed as Chief Executive Officer 
and Director of Crown Melbourne 
Limited on 20 August 2021. 
Mr McCann is a highly regarded and 
experienced business leader with over 
25 years of executive experience.
Mr McCann was previously the Group 
Chief Executive Officer and Managing 
Director of Lendlease from December 
2008 to May 2021. Prior to his 
appointment as Group Chief Executive 
Officer at Lendlease, Mr McCann held the 
positions of Group Finance Director and 
Chief Executive Officer for Lendlease’s 
Investment Management business. 
Lendlease is a leading international 
property development, investments and 
construction business with over 10,000 
employees and is listed on the ASX with a 
market capitalisation of A$9b.
Prior to joining Lendlease, Mr McCann 
had 15 years’ experience in property, 
funds management, investment banking 
and capital markets transactions gained 
through senior leadership roles at ABN 
AMRO and as Head of Property at 
Bankers Trust. Previous roles included 
four years as a mergers and acquisitions 
lawyer at Freehills and four years in 
taxation accounting.
While at Lendlease Mr McCann was a 
strong advocate in the Property Council 
of Australia’s Champions of Change 
Coalition. In 2013, Mr McCann was 
announced as the Property Person of 
the Year by the Urban Taskforce 
Australia. 
Mr McCann holds a Bachelor of 
Economics and a Bachelor of Laws from 
Monash University in Melbourne, 
Australia.
Directorships of other Australian 
listed companies held during the past 
three years:
•	 Lendlease Corporation Limited from 
March 2009 to May 2021.
Steve McCann 
LLB, BEc
Chief Executive Officer and 
Managing Director - Elect 
Crown Resorts Limited, 
Chief Executive Officer and 
Director Crown Melbourne Limited
Antonia Korsanos was the Chief 
Financial Officer (2009 to 2018) and 
Company Secretary (2011 to 2018) of 
Aristocrat Leisure Limited. She has over 
25 years’ experience in financial and 
general management at companies 
including Kellogg’s Australia and New 
Zealand, Goodman Fielder Limited and 
Coopers & Lybrand in Sydney.
Mrs Korsanos brings to the Board 
extensive experience in the gaming 
industry and experience in the areas of 
technology, finance, strategy, mergers 
and acquisitions, risk management and 
financial and regulatory compliance.
Mrs Korsanos has a Bachelor of 
Economics (Accounting & Finance) from 
Macquarie University, is a Member of the 
Institute of Chartered Accountants and 
is a Graduate of Australian Institute of 
Company Directors (GAICD). Mrs 
Korsanos is also a Member of Chief 
Executive Women, a Non-executive 
Director of Treasury Wine Estates 
Limited, Executive Vice Chair of 
Scientific Games and former Non-
executive Director of Ardent Leisure 
Group Limited and Webjet Limited. 
Board and Board Committee 
memberships:
•	 Chair of Crown Sydney Gaming Pty 
Ltd
•	 Chair of the Audit and Corporate 
Governance Committee
•	 Chair of the People, Remuneration 
and Nomination Committee
•	 Director of Crown Melbourne Limited
•	 Member of the Responsible Gaming 
Committee
•	 Member of the Risk Management 
Committee
•	 Member of the Safety and 
Sustainability Committee
Directorships of other Australian 
listed companies held during the 
past three years:
•	 Treasury Wine Estates Limited April 
2020 to current.
•	 Ardent Leisure Group Limited from 
July 2018 to June 2020.
•	 Webjet Limited from June 2018 to 
March 2021.
Antonia Korsanos
BEc, CA, GAICD
Non-executive Director

Crown Resorts Limited Annual Report 2021 
69
Directors’ Statutory Report
Nigel Morrison was appointed to the 
Crown Resorts Board on 31 March 
2021. Mr Morrison has had an extensive 
career in the casino industry from 1993 
to 2016. From 2008 to 2016, Mr 
Morrison was the Managing Director and 
Chief Executive of SkyCity Entertainment 
Group Limited, listed on both the 
Australian and New Zealand stock 
exchanges, which owned and operated 
the Auckland casino in New Zealand 
and the Adelaide and Darwin casinos in 
Australia.
Prior to joining SkyCity, Mr Morrison 
served as Group Chief Financial Officer 
of Galaxy Entertainment Group Limited 
in Hong Kong, Chief Executive of The 
Federal Group in Tasmania and as Chief 
Financial Officer and Chief Operating 
Officer of Crown Limited in Melbourne. 
Mr Morrison was a Corporate Advisory 
Partner of Ernst and Young in Melbourne 
prior to his career in the casino industry.  
During that time, Mr Morrison played a 
key role in the formation of the Crown 
consortium and its successful bid to win 
the Melbourne casino licence. Upon 
winning the licence Mr Morrison was 
invited to join Crown Limited as one of 
its first employees in 1993.
Mr Morrison holds a Bachelor of 
Commerce from the University of 
Melbourne, is a graduate of the INSEAD 
Advanced Management Program, is a 
Fellow of CPA Australia and a graduate 
of the Securities Institute of Australia. Mr 
Morrison was formerly an Associate of 
the Institute of Chartered Accountants in 
Australia, an Associate of the Institute of 
Arbitrators in Australia and formerly a 
Fellow of the Institute of the Australian 
Institute of Directors.
Board and Board Committee 
memberships:
•	 Chair of Crown Melbourne Limited
•	 Member of the Audit and Corporate 
Governance Committee
•	 Member of the People, Remuneration 
and Nomination Committee
•	 Member of the Responsible Gaming 
Committee
•	 Member of the Safety and 
Sustainability Committee
Directorships of other Australian 
listed companies held during the 
past three years:
•	 Nil.
Nigel Morrison 
B.Com, FCPA
Non-executive Director
Bruce Carter was appointed to the 
Crown Resorts Board on 25 August 
2021. Mr Carter is an experienced 
company director and corporate advisor, 
having worked across a broad range of 
industries in both the public and private 
sectors over the past 40 years. Mr 
Carter is currently chair of the Australian 
Submarine Corporation and Aventus 
Capital, and holds directorships with the 
Bank of Queensland and AIG Australia. 
Mr Carter was previously deputy chair of 
SkyCity Entertainment Group, where he 
oversaw the expansion development at 
SkyCity Adelaide. Mr Carter was a 
director of Connecticut based global 
railroad operator Genesee and Wyoming 
Inc until its takeover by Brookfield. 
During Mr Carter’s Executive career, he 
co-founded Ferrier Hodgson in Adelaide, 
and was previously at Ernst & Young for 
14 years, working in the United States, 
United Kingdom, Canada and Hong 
Kong. Mr Carter has also been involved 
in a number of government reviews and 
economic advisory bodies at a state and 
federal level.
Board and Board Committee 
memberships:
•	 Chair of Burswood Limited (subject to 
regulatory approval)
•	 Director of Crown Melbourne Limited
•	 Member of the Risk Management 
Committee
Directorships of other Australian 
listed companies held during the 
past three years:
•	 Bank of Queensland Limited from 
February 2014 to current.
•	 Aventus Holdings Limited from June 
2015 to current.
•	 SkyCity Entertainment Group Limited 
from October 2010 to March 2021.
Bruce Carter
B.Econ. MBA, FAICD, FICA
Non-executive Director

70
Directors’ Statutory Report CONTINUED
Directors’ Statutory Report
Alan F McGregor
B.Com, CA
Chief Financial Officer and Interim
Company Secretary
Company Secretary Details
Alan McGregor was appointed to the 
role of Chief Financial Officer of Crown 
with effect from 20 August 2020. Mr 
McGregor was appointed as Interim 
Company Secretary of Crown on 
18 February 2021.
Mr McGregor has a strong casino 
background, having first joined Crown in 
April 2005 as General Manager 
Corporate Services at Crown Perth 
(formerly Burswood Entertainment 
Complex) and progressing to the role of 
Chief Financial Officer of Crown Perth 
in 2007. 
Mr McGregor then moved to Melbourne 
in April 2013 to assume the role of Chief 
Financial Officer – Crown Melbourne, 
before taking the collective role of Chief 
Financial Officer – Australian Resorts 
which he held from August 2014 until his 
most recent appointment in August 
2020.
Prior to joining Crown, Mr McGregor 
worked for SkyCity Entertainment Group 
for seven years in various finance roles.
Mr McGregor holds a Bachelor of 
Commerce from the University of 
Auckland and is a member of Chartered 
Accountants of Australia and 
New Zealand.
Relevant Interests of Directors
Details of relevant interests of Directors in Crown shares as at 30 June 20211 were as follows:
Director
Total number of 
ordinary shares
The Hon. Helen Coonan2
10,000
Jane Halton AO PSM
948
Antonia Korsanos
10,000
Nigel Morrison
-
Bruce Carter
-
1  For more information on relevant interests of current Directors, please refer to the Remuneration Report.
2  Ms Coonan ceased being a Director on 27 August 2021.

Crown Resorts Limited Annual Report 2021 
71
Directors’ Statutory Report
Board and Committee Meetings
Set out below are details of the number of Board meetings and Committee meetings held by Crown during the 2021 
financial year and the number of meetings attended by each Director.
Board 
Meetings
Audit and 
Corporate 
Governance 
Committee 
Meetings
Corporate 
Responsibility 
Committee 
Meetings*
People, 
Remuneration 
and Nomination 
Committee 
Meetings
Responsible 
Gaming 
Committee
Meetings
Risk Management 
Committee
Meetings
Safety & 
Sustainability 
Committee 
Meetings
A
B
A
B
A
B
A
B
A
B
A
B
A
B
H A Coonan1
46
46
-
-
2
1
5
5
2
2
2
2
1
1
J S Horvath AO2
36
35
-
-
2
2
9
9
4
4
-
-
2
2
K M Barton3
25
25
-
-
-
-
-
-
-
-
-
-
-
-
J H Alexander4
10
9
-
-
-
-
-
-
-
-
-
-
-
-
A Demetriou5
22
22
-
-
-
-
-
-
3
3
3
3
-
-
S J Halton AO PSM
46
45
5
5
-
-
5
5
2
2
5
5
1
1
G Jalland6
21
21
-
-
-
-
-
-
-
-
-
-
-
-
M R Johnston7
21
21
3
3
-
-
3
3
-
-
2
2
1
1
A Korsanos
46
45
5
5
-
-
6
6
5
5
5
5
1
1
H C Mitchell AC8
27
27
-
-
2
2
9
9
-
-
-
-
-
-
J Poynton AO9
27
22
-
-
-
-
-
-
-
-
-
-
2
2
N Morrison10
12
12
1
1
-
-
5
5
2
2
-
-
1
1
A – The number of meetings held during the time the Director held office, or was a member of the Committee during the year
B – Number of meetings attended
*     Committee dissolved on 17 February 2021
(-)   Dash – Not a member of the relevant Committee 
1.	
Ms Coonan ceased being a Director of Crown and its Committees on 27 August 2021.
2.	
Professor Horvath ceased being a Director of Crown and its Committees on 14 April 2021.
3.	
Mr Barton ceased being a Director of Crown and its Committees on 15 February 2021.
4.	
Mr Alexander ceased being a Director of Crown and its Committees on 22 October 2020.
5.	
Mr Demetriou ceased being a Director of Crown and its Committees on 11 February 2021.
6.	
Mr Jalland ceased being a Director of Crown and its Committees on 10 February 2021.
7.	
Mr Johnston ceased being a Director of Crown and its Committees on 10 February 2021.
8.	
Mr Mitchell ceased being a Director of Crown and its Committees on 22 February 2021.
9.	
Mr Poynton ceased being a Director of Crown and its Committees on 28 February 2021.
10.	 Mr Morrison was appointed as a Director on 31 March 2021. 
Under Crown’s Constitution and its Board and Committee Charters, documents containing written resolutions assented to 
by Directors are to be taken as a minute of a meeting of Directors or of a Committee (as the case may be). The Board 
assented to eight written resolutions, the Audit and Corporate Governance Committee assented to one resolution and the 
People, Remuneration and Nomination Committee assented to five written resolutions in the 2021 financial year.
Shares and Options
As at the date of this Report, Crown has 7.175 million unquoted options on issue (as set out below), as well as 429,520 
performance right on issue (as set out below). Each option or right is granted over one fully paid ordinary share in Crown. In 
addition, Crown Digital Holdings Pty Ltd (Crown Digital Holdings) (a wholly owned subsidiary of Crown) has 8,513,980 
unquoted options on issue, each of which has been granted over one fully paid ordinary share in Crown Digital Holdings (as 
set out below). 
In April 2017, Crown issued 14 million options under the 2017 Senior Executive Incentive Plan to a small number of Senior 
Executives. The options, with an expiry date of 22 February 2021, were granted with an initial exercise price of $11.43. The 
exercise price of $11.43 per option may be varied over the life of the plan to take into account the value of any capital returns 
and special dividends. All options issued under the 2017 Senior Executive Incentive Plan have lapsed unexercised on 22 
February 2021.

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Directors’ Statutory Report
In August 2018, Crown issued an additional 7.175 million 
options under the 2017 Senior Executive Incentive Plan to a 
small number of Senior Executives. The options, with an 
expiry date of 8 August 2022, were granted with an initial 
exercise price of $13.35. The exercise price of $13.35 per 
option may be varied over the life of the plan to take into 
account the value of any capital returns and special 
dividends. 
In December 2018, Crown Digital Holdings issued 8,513,980 
options to Mr Ken Barton under the Crown Digital Senior 
Executive Option Plan. Each option has been granted over 
one fully paid ordinary share in Crown Digital Holdings. The 
options, with an expiry date of 19 December 2022, were 
granted with an exercise price of $1.45. As Mr Ken Barton 
was a good leaver, the Crown Digital Senior Executive 
Option Plan continues to apply to Mr Ken Barton. 
In respect of the Crown Digital Senior Executive Incentive 
Plan, if Crown Digital Holdings undertakes a bonus issue of 
shares during the term of the options, holders are entitled, 
upon exercise of an option, and without payment of any 
further consideration, to the number of Crown Digital 
Holdings shares the holder would have received under that 
bonus issue. If Crown Digital undertakes a pro rata issue of 
shares during the term of the options, then the exercise price 
of each option will be reduced in accordance with the Crown 
Digital Senior Executive Incentive Plan Rules. No shares or 
interests have been issued during FY21 or since year end as 
a result of option exercise. 
In June 2021, Crown issued 429,520 Sign-on Performance 
Rights in a new plan to a small number of Senior Executives. 
The Sign-on Performance Rights will vest three years after 
issue, subject to the relevant Senior Executive being 
employed on the vesting date or if terminated by Crown 
without cause within the three-year period.
Indemnity and Insurance of Officers and 
Auditors 
Director and Officer Indemnities 
Crown indemnifies certain persons as detailed in its 
Constitution in accordance with the terms of the Crown 
Constitution. 
Directors’ and Officers’ Insurance 
During the year Crown has paid insurance premiums to 
insure officers of the Crown group against certain liabilities. 
The insurance contract prohibits disclosure of the nature of 
the insurance cover and the amount of the insurance 
premiums payable. 
Indemnification of Auditors 
To the extent permitted by law, Crown has agreed to 
indemnify its auditors, KPMG, as part of the terms of its audit 
engagement agreement against claims by third parties 
arising from the audit (for an unspecified amount). No 
payment has been made to indemnify KPMG during or since 
the end of the financial year.
Auditor Information
Auditor Details
KPMG was Crown’s auditor for the 2021 financial year. 
Ms Rachel Milum was the KPMG partner responsible for 
the audit of Crown’s accounts for the year ended 30 June 
2021.
Non-Audit Services
Details of the amounts paid or payable to KPMG for 
non-audit services provided during the year by the auditor 
are outlined in note 25 of the Financial Report. Crown 
acquired non-audit services from KPMG largely relating to 
R&D tax services, modern slavery & human rights advice 
services and payments times reporting consulting services.
Based on advice received from the Audit and Corporate 
Governance Committee, the Directors are satisfied that the 
provision of non-audit services during the 2021 financial 
year by KPMG is compatible with, and did not compromise, 
the general standard of independence for auditors imposed 
by the Corporations Act 2021 (Cth) for the following 
reasons:
•	 all non-audit services have been reviewed by the Audit 
and Corporate Governance Committee to ensure that 
they did not impact the impartiality and objectivity of the 
auditor; and
•	 none of the services involved reviewing or auditing the 
auditor’s own work or acting in a management decision-
making capacity for the Company.
Rounding
The amounts contained in this report and in the financial 
report have been rounded to the nearest hundred thousand 
dollars unless otherwise stated under the option available 
to Crown Resorts Limited (Crown or the Company) under 
ASIC Corporations (Rounding in Financial/Directors’ 
Reports) Instrument 2016/191. Crown is an entity to which 
this Instrument applies.
Remuneration Report
The Remuneration Report set out on pages 73 to 95 forms 
part of this Directors’ Statutory Report.

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Remuneration Report
Remuneration Report
This Remuneration Report for the year ended 30 June 2021 outlines the Director and Executive remuneration 
arrangements of Crown in accordance with the requirements of the Corporations Act 2001 (Cth) (Corporations Act) and the 
Corporations Regulations 2001 (Cth). For the purposes of this Report, key management personnel (KMP) of the Crown 
Group are defined as those persons having authority and responsibility for planning, directing and controlling the major 
activities of the Crown Group, directly or indirectly, including any Director (whether Executive or otherwise) of Crown 
Resorts Limited.
Contents
1. Introduction	
76
2. Overview of FY21 Remuneration Policy & Framework	
78
3. Our focus for FY21 and FY22	
79
4. Remuneration structure for Senior Executives	
82
5. Fees for Non-executive Directors	
89
6. Additional Key Management Personnel Disclosures	
92

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Remuneration Report CONTINUED
Letter from the Chair of the People, Remuneration and 
Nomination Committee
Dear Shareholders,
On behalf of the Crown Resorts Limited (Crown) Board, I am pleased to present the Remuneration Report for the year 
ended 30 June 2021 (FY21). As well as an explanation of the remuneration framework, performance and remuneration 
outcomes for Crown in FY21, the Remuneration Report includes context on our critical people and cultural reform program 
which forms part of the company’s broader reform agenda.
As outlined earlier in the Annual Report, there has been continued scrutiny on Crown’s operations and governance through 
ongoing regulatory investigations and Royal Commissions during the financial year. From consultation we undertook 
following our FY20 AGM, we understand these concerns were the overarching contributor to receiving a first ‘strike’ on our 
FY20 Remuneration Report, with 34.34% of votes cast against the report. The Board understands shareholders’ concerns 
related to governance, oversight and compliance and has taken action to reform our organisation in FY21 and beyond. We 
have also updated our disclosures in this Remuneration Report to improve transparency on our approach to our evolving 
people and culture changes.
FY21 Focus
In the context of these significant challenges, Crown has implemented ongoing initiatives designed to reform Crown’s 
culture and the way we operate. The company has the capability, momentum and commitment to continue these initiatives 
through FY22 and beyond. In FY21 the following changes have been made and programs initiated:
•	 Leadership renewal through material change to the Board and senior leadership team. During the year, our 
Chairman, Ms Helen Coonan assumed the role of Executive Chairman while we undertook a search for a new CEO. We 
were pleased to announce the appointment of Mr Steve McCann, an experienced executive, as Group CEO and MD, 
subject to probity and regulatory approval, effective from 1 June 2021. Other key executive appointments and changes 
are outlined in section 3. There has also been a renewal of the Board, with the departure of six Non-executive Directors 
and two Executive Directors in FY21. All remaining Non-executive Directors are independent, and no shareholder 
nominees remain on the Board. During the year we welcomed Mr Nigel Morrison to the Board. Mr Bruce Carter joined 
the Board, initially as an Observer while awaiting probity and regulatory approval (subsequently approved in August 
2021);
•	 Organisation changes to deliver the highest standards of governance and oversight by elevating the financial 
crime, compliance, risk, internal audit and responsible gaming functions to a Group level with direct reporting 
relationships to the Board; and
•	 Initiation of a comprehensive cultural reform program, including an independent review of Crown’s organisational 
culture. This reform program is in progress and will address shortcomings in Crown’s culture identified through the 
regulatory reviews and Royal Commissions.
Further detail of our focus for FY21 is outlined in section 3 of this report.
FY21 Performance and remuneration outcomes
As a Board, we carefully consider our approach to the assessment of performance and subsequent determination of 
remuneration outcomes. Our business performance outcomes in FY21 were impaired by numerous lockdowns due to the 
COVID-19 pandemic, with operating restrictions occurring outside these shutdowns. The Crown Group’s financial 
performance was down this year compared to FY20, with Theoretical EBITDA before Closure Costs and Significant Items 
of $241.7 million down 52.0% and Reported EBITDA of $114.1 million down 77.4%. Given the uncertainty of the impact of 
the COVID-19 pandemic and the ongoing regulatory investigations on Crown, and the material change to the senior 
leadership team, in FY21 the Board did not issue invitations to Senior Executives to participate in either the short term 
incentive (STI) or long term incentive (LTI) Plans. Accordingly, no STI payments or LTI grants were made in relation to FY21. 
While all 2017 options held by Senior Executives in the Senior Executive Incentive Plan vested during FY21, all options 
lapsed unexercised. Therefore, no Senior Executive received any value from the vesting of options.

Crown Resorts Limited Annual Report 2021
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Remuneration Report
FY22 and beyond
The Board is committed to maintaining momentum on the reform agenda in FY22 to make Crown a stronger, more 
transparent and respected company, which includes and is underpinned by our efforts to continue to embed cultural 
change throughout the organisation. We are also reviewing our executive remuneration framework to represent our new 
purpose and values and align to the expectations placed on us by the community, regulators and governments, customers 
and shareholders. Revisions to our remuneration framework include introducing new compliance and risk gatekeeper 
provisions prior to any consideration of incentive payments and the introduction of deferred equity for our Senior Executive 
STI Plan arrangements. 
In line with our continued focus on leadership renewal, on 26 August 2021 we announced Dr Ziggy Switkowski AO will 
commence as Chairman of the Board in FY22 and on 27 August 2021 Ms Coonan retired from the Board. Pending receipt 
of Dr Switkowski’s regulatory approvals, Crown Non-executive Director Ms Jane Halton AO PSM will act as Interim 
Chairman. To facilitate the Board renewal, we are proposing an increase in the Non-executive Directors’ fee cap, subject to 
shareholder approval, to account for the increased number of independent Non-executive Directors expected to be serving 
on the Crown Board in the future. The resolution to increase the fee cap is not being sought to increase the current fees 
payable to Non-executive Directors. More information is available in section 5 of this report and further details will be 
provided in the FY21 Notice of Meeting.
The Committee is responsible for oversight of all people and culture matters being driven through the reform agenda, as 
well as engagement, diversity and inclusion. We encourage and seek open dialogue with our shareholders and other 
stakeholders, including our employees, and welcome feedback and comments. On behalf of the Board, we look forward to 
discussions with our shareholders and their advisors on this report including our remuneration approach.
Sincerely, 
Toni Korsanos
Chair of the People, 
Remuneration and Nomination Committee

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Remuneration Report CONTINUED
Remuneration Report
1. Introduction
Persons to Whom Report Applies
The remuneration disclosures in this Report cover the following Key Management Personnel (KMP):
Current KMP as at 30 June 2021
Name
Position
Term as KMP
Non-executive Directors
The Hon. Helen A Coonan
Chairman
Until 14 February 20211
Jane Halton AO PSM 
Non-executive Director
Full financial year
Antonia Korsanos 
Non-executive Director
Full financial year
Nigel Morrison
Non-executive Director
From 31 March 2021
Executive Director
The Hon. Helen A Coonan
Executive Chairman
From 15 February 2021
Other Company Executives and Key Management Personnel
Lonnie Bossi
Chief Executive Officer - Crown Perth (CEO - Perth)
From 9 December 2020
Peter Crinis
Chief Executive Officer - Crown Sydney (CEO - Sydney)
From 1 January 2021
Alan McGregor
Chief Financial Officer (CFO) and Interim Company Secretary2
From 20 August 2020
Xavier Walsh
Chief Executive Officer - Crown Melbourne (CEO - Melbourne)
From 9 December 2020
1	 Ms Coonan was Chairman prior to her appointment as Executive Chairman effective 15 February 2021.
2	 Mr McGregor was appointed as the Interim Company Secretary effective 18 February 2021.
The appointment of Bruce Carter as a Non-executive Director, subject to all necessary regulatory approvals, was announced 
on 12 April 2021. Mr Carter has been an Observer on the Board since the announcement and formally joined the Board in 
FY22 having received the necessary approvals effective from 25 August 2021.
The appointment of Steve McCann as Chief Executive Officer (CEO) and Managing Director, subject to probity and regulatory 
approval, was announced on 10 May 2021. While Mr McCann joined Crown effective 1 June 2021, he is unable to assume 
the full CEO role until approvals are obtained.
Mr McCann and Mr Carter have not been KMP during FY21 as they have not performed KMP duties prior to probity and 
regulatory approvals and are not included in the statutory disclosures in this Report. However, for completeness, an overview 
of Mr McCann’s remuneration arrangements has been outlined in this Report’s voluntary disclosures.
The following changes to KMPs and incoming KMPs have occurred since the end of FY21 and prior to the release of this 
Report:
•	 Xavier Walsh retired from his role as CEO - Crown Melbourne effective 20 August 2021 and will remain with Crown in a 
non-KMP capacity until his cessation of employment on 9 December 2021;
•	 Steve McCann was appointed CEO - Crown Melbourne in addition to his role as CEO (regulatory approvals pending) 
effective 20 August 2021; 
•	 Peter Crinis is due to retire from his role as CEO - Crown Sydney effective from 31 December 2021;
•	 Helen Coonan retired from the Board and as Executive Chairman on 27 August 2021;
•	 Dr Ziggy Switkowski AO was appointed as Chairman (regulatory approvals pending) on 27 August 2021; and
•	 Jane Halton AO PSM will act as Interim Chairman until receipt of Dr Switkowski’s approvals.

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Former KMP
Name
Position
Term as KMP
Non-executive Directors
Professor John S Horvath AO
Deputy Chairman
Until 14 April 2021
Andrew Demetriou
Non-executive Director
Until 11 February 2021
Guy Jalland 
Non-executive Director
Until 10 February 2021
Michael R Johnston
Non-executive Director
Until 10 February 2021
Harold C Mitchell AC
Non-executive Director
Until 22 February 2021
John H Poynton AO
Non-executive Director
Until 28 February 2021
Executive Directors
John H Alexander
Executive Director
Until 22 October 20201
Ken M Barton
Chief Executive Officer and Managing Director
Until 15 February 20212
Other Company Executives and Key Management Personnel
Barry Felstead
Chief Executive Officer - Australian Resorts
Until 9 December 20203
W Todd Nisbet
Executive Vice President - Strategy and Development
Until 30 June 2021
1	 Mr Alexander remained as an Executive of Crown in a non-KMP capacity until January 2021.
2	 Mr Barton entered into a fixed term consultancy agreement from 8 March 2021. See section 4.7 for further information.
3	 Mr Felstead remained as an Executive of Crown in a non-KMP capacity until 31 December 2020.
In this Report, the group of persons comprised in the categories of Executive Directors and Other Company Executives 
(listed above) are collectively referred to as “Senior Executives”.

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Remuneration Report
2. Overview of FY21 Remuneration Policy and Framework
Crown’s FY21 remuneration policy framework supports Crown’s purpose and values and is outlined below. For Senior 
Executives, remuneration is structured to reflect the individual’s role in the business, individual and company performance 
and market context. Crown is reviewing our executive remuneration framework for FY22 to represent our new purpose and 
values and align to the expectations placed on us by the community, regulators and governments, our customers and 
shareholders. Please refer to section 4.3 for further details.
FY21 Remuneration Principles
Attract, retain and motivate in 
leadership positions of the 
highest calibre
Providing a clear and direct 
link between remuneration and 
performance
Ensuring remuneration 
packages are competitive and 
properly reflect a person’s 
duties and responsibilities

The Board
•	 The process for determining remuneration of the 
Non-executive Directors and Senior Executives has the 
objective of ensuring maximum benefit for Crown by 
attracting and retaining a high quality Board and senior 
leadership team.
Senior Executives
•	 Senior Executives assist the Board and the Committee 
in providing information relevant to remuneration 
decisions and making recommendations to the 
Committee. 
•	 Remuneration information is obtained from external 
advisors by the Senior Executives to assist the 
Committee.
•	 The remuneration structure for Senior Executives 
incorporates a mix of fixed and performance based 
remuneration. Refer to section 4.1 for an overview of 
the fixed and performance based elements of Executive 
remuneration. 
People, Remuneration and Nomination 
Committee
•	 Details regarding the People, Remuneration and 
Nomination Committee (Committee) and its main 
objectives are outlined in the 2021 Corporate 
Governance Statement.
•	 The Committee is comprised of independent Non-
Executive Directors and is subject to the direction and 
control of the Board.
•	 The Committee determines the appropriate 
remuneration for Non-executive Directors and Senior 
Executives. Non-executive Directors’ fees are reviewed 
periodically with reference to the fees paid to the 
Non-executive Directors of comparable companies. 
Senior Executives’ remuneration is reviewed annually. 
Refer to section 4.1 for more details.
•	 The Committee may elect to receive advice from 
independent remuneration consultants.
Remuneration Consultants and External 
Advisors
•	 Remuneration consultants and external advisors 
provide information relevant to remuneration decisions 
and may make recommendations to the Committee. 
Crown obtains remuneration information from external 
advisors to assist the Committee.
•	 During FY21, Crown obtained information from Egan 
Associates on market practices and advice from Egan 
Associates as part of Crown’s review of market 
remuneration practices and trends.
•	 In FY21, Crown did not receive any remuneration 
recommendations from a remuneration consultant as 
defined by the Corporations Act 2001 (Cth).

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Remuneration Report
3. Our Focus for FY21 and FY22
FY21 has continued to be a year of significant challenge in the context of the COVID-19 pandemic and the impact of 
operating restrictions on our business, together with the ongoing regulatory review and processes as outlined in the letter 
from the Chair of the People, Remuneration and Nomination Committee. 
Following the first ‘strike’ on our 2020 Remuneration Report, the Board has engaged with regulators, investors and proxy 
advisors to understand key concerns and respond to feedback. The overarching feedback received from the consultation 
were concerns largely unrelated to remuneration, such as how the Crown Group was operating and the level of 
governance, oversight and compliance. In response to this feedback and ongoing discussions with regulators, including 
the release of findings in February from the Bergin inquiry, the Board has focused in FY21 on driving transformation and 
remediation to ensure Crown is a more transparent and respected company. We have made significant changes to the 
organisation and our leadership to improve governance and oversight, including new operating structures, reporting lines, 
capabilities and enhanced resourcing across the business. We are also revising our remuneration structures to improve 
alignment between remuneration and our reform agenda. Outlined below are the key changes that have been made in 
FY21 and the focus areas for FY22 to maintain momentum in reforming the business.
Changes made in FY21 and FY22
Culture reform
FY21 Changes
•	 Crown launched a set of new values in FY19. The values were incorporated into the Crown Code of 
Conduct issued in July 2020 and the Crown Risk and Compliance Culture Framework issued in 
March 2021. 
•	 A comprehensive culture reform program was initiated in August 2020. An aspect of the program 
involves a review by Deloitte into Crown’s organisational culture. Deloitte undertook fieldwork, 
including focus groups, internal and external interviews and observations to further explore key 
culture themes. In conjunction with the review, leadership forums lead by the Executive Leadership 
team have taken place to review and revise the purpose and values of Crown. A revised set of 
values and renewed purpose have been developed to form Crown’s ethical compass and 
aspirational culture as a roadmap for cultural change.
Focus for FY22
•	 The Board will oversee and play a key role in the cultural change to be driven by the new CEO and 
new Chief People and Culture Officer.
•	 The culture reform program has included the design of the organisation’s new aspirational culture 
which incorporates the renewed purpose and values. 
•	 The aspirational culture has been established based on feedback obtained from staff and key 
stakeholders via the culture survey, focus group discussions and interviews.
•	 Communication and engagement of the aspirational culture, the renewed purpose and values and 
the culture change plan to our staff and key stakeholders commenced in August 2021.
•	 A detailed action plan to drive the required change has been developed with implementation 
commencing in September 2021.

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Remuneration Report
Changes made in FY21 and FY22
Organisation 
change
FY21 Changes
•	 Crown implemented an organisational restructure, including elevated reporting lines for compliance 
and financial crime, and risk and internal audit, together with the implementation of a ‘three lines of 
defence’ governance model.
–	 Creation of a new Group Compliance and Financial Crime and Group Human Resources 
function, separation of Risk and Internal Audit functions, separation of General Counsel and 
Company Secretary roles.
–	 Appointment of a Chief Risk Officer role which has an elevated reporting line directly to the CEO 
and a reporting line to the Risk Management Committee.
–	 Appointment of an independent Group General Manager - Internal Audit. This role reports 
administratively to the CFO and functionally to the Audit and Corporate Governance Committee.
•	 Increase in Anti-Money Laundering / Counter-Terrorism Financing (AML/CTF) capability, including 
significant further investment in people, systems, processes and training.
•	 Other key changes are:
–	 Transition to an Australian-based VIP model, with closure of all overseas offices and an 
Australian-based business development function; and
–	 Cessation of dealings with junkets.
Focus for FY22
•	 Oversee that all elements of the changes announced in FY21 are implemented effectively and that 
the overall organisational structure cohesively supports the realisation of our purpose and strategic 
objectives.
•	 Our organisational structure, with new capabilities and enhanced resources, will balance the needs 
of our customers, communities, regulators, and all stakeholders at the local level. It will also 
maintain a cohesive, efficient and collaborative operation across the Crown Group.

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Changes made in FY21 and FY22
Leadership 
changes
FY21 Changes
The People, Remuneration and Nomination Committee has overseen material changes in the 
composition of the Board and Executive leadership team: 
•	 All remaining Non-executive Directors are independent, with no major shareholder nominees. 
•	 Helen Coonan became Chairman in January 2020 and Executive Chairman following the departure 
of Ken Barton in February 2021. Nigel Morrison was formally appointed to the Board in March 
2021. It was announced in April 2021 that Bruce Carter will join the Board and he was formally 
appointed to the Board in August 2021 following receipt of regulatory approvals. 
•	 Eight directors left the Board between October 2020 and April 2021. 
–	 Executive Directors: John Alexander and Ken Barton (former CEO); and
–	 Non-executive Directors: Andrew Demetriou, John Hovarth (former Deputy Chairman), Guy 
Jalland, Michael Johnston, Harold Mitchell and John Poynton. 
•	 Changes in the organisational structure to separate the Risk and Compliance functions have 
resulted in two of Crown’s Senior Executive roles being made redundant: Barry Felstead (CEO 
- Australian Resorts) and Joshua Preston (Chief Legal Officer - Australian Resorts). 
•	 In late February 2021, Steve Blackburn commenced as the Chief Compliance and Financial Crime 
Officer. Mr Blackburn has substantial AML/CTF experience and expertise. 
•	 In early March 2021, Nick Weeks was appointed as the Executive General Manager, Transformation 
& Regulatory Response. He has carriage of the remediation plan and is responsible for overseeing 
its implementation. 
•	 In June 2021, the following Senior Executives joined Crown (subject to regulatory approvals): 
–	 Steve McCann was appointed Group CEO;
–	 Tony Weston joined the group in the new role of Chief People and Culture Officer; and
–	 Betty Ivanoff commenced in the role of Group General Counsel.
Focus for FY22
•	 The Board continues to focus on its Board renewal strategy with the objective of independent 
Non-executive Board representation.
•	 It was announced on 26 August 2021 that Dr Ziggy Switkowski AO will succeed Helen Coonan as 
Chairman, subject to the receipt of probity and regulatory approvals. Ms Coonan retired from the 
Board and as Executive Chairman on 27 August 2021.
Remuneration 
reform
Focus for FY22
•	 Crown is in the process of developing a revised executive remuneration structure. As part of this, 
Crown will introduce values-based gatekeeper provisions and mandatory compliance and risk key 
performance indicators. Mercer recently reviewed Crown’s remuneration framework, with feedback 
received in July 2021 which Crown will consider in developing these remuneration structures. 
•	 Introduction of a new Long Term Incentive Plan for Senior Executives to be developed in FY22.

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Remuneration Report
4. Remuneration Structure for Senior Executives
Senior Executives’ remuneration is comprised of fixed remuneration and performance-based remuneration. This section 
provides further details on the different elements of the Senior Executives’ remuneration structure.
4.1. FY21 elements of remuneration
Element
Objective
Approach
Fixed 
remuneration
Provide a base level of 
remuneration which is 
appropriate to the Senior 
Executive’s responsibilities, the 
geographic location of the 
Senior Executive and 
competitive conditions in the 
appropriate market.
Fixed remuneration is set with reference to available market 
data, the scope and any unique aspects of an individual’s role 
and having regard to the qualifications and experience of the 
individual. From time to time, Crown seeks a range of specialist 
advice to help establish the competitive remuneration for its 
Senior Executives.
Fixed remuneration typically includes base salary and 
superannuation and other non-cash benefits. This represents 
the total employment cost (TEC) of the relevant Senior 
Executive to Crown.
Senior Executives’ fixed remuneration is subject to annual 
review. Any increases require approval of the CEO (except in 
relation to the CEO) and the People, Remuneration and 
Nomination Committee. Increases are dependent on the 
individual’s Key Performance Objectives (KPOs), performance 
and market changes.
Performance 
based 
remuneration
Align the rewards attainable by 
Senior Executives with the 
achievement of particular annual 
and long term objectives of 
Crown, achieving risk and 
compliance hurdles and the 
creation of shareholder value 
over the short and long term.
The Short Term Incentive Plan is based on the achievement of 
the Crown Group’s annual business plan and budget and the 
Senior Executive achieving their KPOs.
In FY21, no Short Term Incentive or long term incentive grants 
were given. For more information, refer to section 4.2.
For the Short Term Incentive Plan in FY22, Crown will introduce 
values-based gatekeeper provisions and a heavier weighting to 
non-financial metrics that will include mandatory compliance 
and risk key performance indicators. 
In FY22, a new Long Term Incentive Plan will be implemented 
to replace the legacy Long Term Incentive Plans. Refer to 
section 4.3 for more information on both the Short Term and 
Long Term Incentive Plans for FY22.
4.2. Details of performance-based remuneration elements
Short Term Incentives (STI)
The remuneration of Senior Executives is linked to Crown’s short term annual performance through a cash based STI. 
Senior Executives have a potential or target STI, which is subject to the Crown Group’s performance and the achievement 
of the Senior Executive’s KPOs established at the beginning of each financial year. No Senior Executives were invited to 
participate in the STI plan in FY21 and therefore no Senior Executives received an STI payment in FY21 (refer to section 
4.5). For an explanation on the changes to the STI plan for FY22, please refer to section 4.3.
Long Term Incentives (LTI)
Senior Executive Incentive Plan and Crown Digital Incentive Plan
In FY21, no new LTI grants were awarded under the Senior Executive Incentive Plan or Crown Digital Incentive Plan. The 
LTIs which vested during FY21 from previous grants in FY17 under the Senior Executive Incentive Plan lapsed on 22 
February 2021. For more information on these legacy plans, please refer to section 4.8.

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It is the company’s intention to introduce a new LTI plan for Senior Executives in FY22. Please refer to section 4.3 for further 
information.
Sign-on Performance Rights for the CEO
As outlined on 10 May 2021, Crown issued Sign-on Performance Rights in a new plan to the incoming CEO, Steve 
McCann. The one-off grant of 400,000 Performance Rights was issued on 1 June 2021 and is subject to shareholder 
approval at Crown’s 2021 AGM and other conditions, including the incoming CEO receiving and maintaining all regulatory 
and probity approvals. These Performance Rights will vest three years after commencement, subject to Mr McCann being 
employed on the vesting date, or if terminated by Crown without cause, within the three-year period. The Sign-on 
Performance Rights will also vest if a “Fundamental Change” occurs pursuant to a transaction that results in a substantial 
diminution to the CEO’s role, including where he is no longer the CEO of an Australian publicly listed company.
These Sign-on Performance Rights will be subject to the same terms and conditions of a new LTI plan to be determined by 
the Board of Crown. Mr McCann may instead receive the cash equivalent of the Sign-on Performance Rights at the vesting 
date if approval of Crown shareholders has not been obtained for the grant of the Sign-on Performance Rights.
Senior Executive
Grant date
Number of rights granted
Vesting date
Steve McCann
1 June 2021
400,000
1 June 2024
Given the grant of Sign-on Performance Rights, Mr McCann will not participate in the new LTI plan described in section 4.3 
until the commencement of FY23.
4.3. Changes to remuneration structure in FY22
The People, Remuneration and Nomination Committee conducts comprehensive market reviews of remuneration for 
executive roles when deemed appropriate. The review includes all key components of Crown’s remuneration structure and 
also considers market trends in the context of the existing approach to remuneration and the strategy of Crown moving 
forward. The Committee has recommended to the Board adjustments to the framework are required to ensure it remains fit 
for purpose and focuses the Senior Executives’ efforts on the long term strength of the Company. Accordingly, in relation 
to Senior Executives’ remuneration arrangements for FY22, Crown will develop and introduce a new, equity-based Long 
Term Incentive Plan that will be offered to Senior Executives. In addition, Crown will introduce a heavier weighting on 
values-based hurdles and mandatory compliance and risk key performance indicators to the plan with the intention to drive 
and promote behaviours aligned to our aspirational culture. 
The following section outlines the already determined changes to the FY22 remuneration structure to current Senior 
Executives’ fixed remuneration and additional details on future variable remuneration.
Remuneration mix
The following diagrams illustrate the remuneration mix of the CEO and CFO for FY22. As mentioned in section 4.2, 
incoming CEO, Mr McCann, will receive no LTI grant in FY22 as he has been granted Sign-on Performance Rights in FY21. 
In FY23, the CEO’s remuneration mix will change to include LTI.
CEO - Maximum		
	
	
	
          CFO - Maximum
Fixed Remuneration
STI (Maximum - Immediate)
STI (Maximum -  Deferred)
LTI (Maximum)
Fixed Remuneration
STI (Maximum - Immediate)
STI (Maximum -  Deferred)
50%
25%
50%
19%
6%
25%
25%
The FY22 remuneration mix for other senior executives will be confirmed following the development of the new 
remuneration structure.

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Future remuneration quantum
The remuneration quantum for the incoming CEO and current CFO is outlined in the below table. The graphs above 
indicate which remuneration components are available to Senior Executives in FY22. For information on Mr Bossi, Mr Crinis 
and Mr Walsh’s remuneration arrangements, refer to section 4.7.
Fixed remuneration 
per annum1
STI maximum % of 
fixed remuneration
STI maximum ($)
LTI grant value as 
% of fixed 
remuneration
LTI grant value ($)
Senior Executives (Current and Incoming)
Steve McCann2
$2,500,000
100%
$2,500,000
100%
$2,500,000
Alan McGregor
$1,100,000
50%
$550,000
50%
$550,000
1	 Figures are inclusive of superannuation.
2	 For Mr McCann, the LTI will apply from FY23.
STI Plan
It is Crown’s intention to invite Senior Executives to participate in a revised STI Plan in FY22. The FY22 Plan will introduce 
values-based gatekeeper provisions and a heavier weighting on non-financial metrics that will include mandatory 
compliance and risk key performance indicators. The details of this Plan are currently being developed by the Board of 
Crown. Further details of the revised STI Plan, including the KPOs set for Senior Executives based on their level of influence 
or responsibility, will be provided in the 2022 Annual Report.
LTI Plan
Senior Executives will be granted LTI awards under a new Performance Rights Plan. The details of this Plan are currently 
being developed by the Board of Crown. The proposed LTI grant value for CEO and CFO is outlined in the above table. 
Vesting of the LTI Performance Rights will be subject to a relative test based on Crown Resorts’ total shareholder return 
(TSR) compared to comparable ASX Listed companies, or one or more ASX indices (Comparator Group). No LTI 
Performance Rights will vest unless Crown’s TSR meets the 50th percentile of the Comparator Group at the relevant 
vesting date. Further details will be provided in the 2022 Annual Report.
4.4.	 Relationship between remuneration outcomes and company performance
As detailed above in the sections on Fixed Remuneration and Performance Based Remuneration, various elements of 
Crown’s Remuneration Policy are linked to company performance; in particular, the achievement of Crown’s Board 
approved Annual Budget and Business Plan (in the case of STI), and in the legacy LTI plans, an increase in the value of 
Crown shares or the Crown Digital portfolio. This section outlines the Company’s historical company performance and 
relationship to remuneration outcomes for Senior Executives. It is Crown’s intention to revise the remuneration structure in 
FY22 to strengthen the linkage between remuneration outcomes and company performance.
Historical performance
The table below sets out information about movements in shareholder wealth from FY17 to FY21. We have simplified the 
table to focus on components relevant to shareholders. A consolidated full year dividend figure has been provided, along 
with the removal of EBITDA and NPAT.
Year Ended
30 June 2017
Year Ended
30 June 2018
Year Ended
30 June 2019
Year Ended
30 June 2020
Year Ended
30 June 2021
Share price at start of period
$12.61
$12.28
$13.50
$12.45
$9.67
Share price at end of period
 $12.28 
 $13.50 
 $12.45 
 $9.67 
$11.91
Full year dividend
143.0 cents
60.0 cents
60.0 cents
30.0 cents
0 cents
Basic earnings per share 
- Normalised1 (cents)
47.26
56.16
54.19
23.78
(12.43)
Basic earnings per share - 
Actual (cents)
257.03
81.16
59.07
11.74
(38.63)
1.	 Normalised results have been adjusted to exclude the impact of any variances from theoretical win rate on VIP program play (at Crown Melbourne, 
Crown Perth, Crown Aspinalls, and Melco Resorts and Entertainment Limited (MRE)), significant items and closure costs.

Crown Resorts Limited Annual Report 2021
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4.5. STI and LTI outcomes for Senior Executives 
2021 STI remuneration outcomes
Due to the uncertainty of the impact of the COVID-19 pandemic, the ongoing regulatory investigations on Crown and the 
material changes to the composition of the senior leadership team, no Senior Executives were invited to participate in the 
STI plan in FY21. It is the Board’s intention to invite Senior Executives to participate in the STI in FY22. Please refer to 
section 4.3 for further information on changes being introduced to the STI plan to increase accountability.
2021 LTI remuneration outcomes
This table shows the outcomes of LTI that vested during FY21. As all options issued in FY17 under the Senior Executive 
Incentive Plan lapsed, no value was realised by Senior Executives in their LTI plans. For LTI plans still on foot, please refer to 
section 4.8.
Plan name
Performance 
measure
Number of 
options 
awarded
Accounting 
value per 
option ($)
Expiry 
date
Number of 
options 
vested
Number of 
options 
exercised
Number of 
options 
lapsed
Former Senior Executives
John Alexander
Senior 
Executive 
Incentive 
Plan (2017)
Service / 
good leaver
5,000,000
$0.53
22 Feb 
2021
5,000,000
0
5,000,000
Ken Barton
Senior 
Executive 
Incentive 
Plan (2017)
Service / 
good leaver
3,000,000
$0.53
22 Feb 
2021
3,000,000
0
3,000,000
Barry Felstead
Senior 
Executive 
Incentive 
Plan (2017)
Service / 
good leaver
3,000,000
$0.53
22 Feb 
2021
3,000,000
0
3,000,000
Todd Nisbet
Senior 
Executive 
Incentive 
Plan (2017)
Service / 
good leaver
3,000,000
$0.53
22 Feb 
2021
3,000,000
0
3,000,000
4.6 Take home remuneration 
The statutory table in section 6 is prepared in accordance with the requirements of the Corporations Act and the Australian 
Accounting Standards and does not reflect amounts actually received by the Senior Executives during the relevant financial 
year. Current Senior Executives is defined as at 30 June 2021. The following table sets out the remuneration which was 
received during FY21 for each Senior Executive (note: remuneration for Mr Bossi, Mr Crinis, Mr McGregor and Mr Walsh is 
presented for the period for which they served as KMP). 
Remuneration is comprised of fixed remuneration, the STI referable to the previous financial year but which was received 
after the end of the financial year, and the Long Term Incentives exercised in the relevant financial year. No STIs were 
awarded for both FY20 and FY21. The termination benefits received by former Senior Executives comprise of payment in 
lieu of notice and severance pay associated with their former positions being made redundant. This information is provided 
as it is considered to be of interest to the users of this Report.

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Remuneration Table - Senior Executives take home remuneration
Financial 
Year
Fixed 
remuneration 
($)
Non 
Monetary1 
($)
Other 
benefits2 
($)
STI
 ($)
LTI
 ($)
Super-
annuation 
($)
Termination 
benefits3
($)
Total
 ($)
Current Senior Executives
Lonnie Bossi
CEO - Perth
2021
574,724
-
-
-
-
10,847
-
585,571
Peter Crinis
CEO - Sydney
2021
614,153
-
-
-
-
10,847
-
625,000
Alan McGregor
CFO
2021
893,002
8,588
-
-
-
21,694
-
923,284
Xavier Walsh
CEO - Melbourne
2021
686,505
-
-
-
-
10,847
-
697,352
Former Senior Executives
John Alexander
Former Executive 
Director
2021
1,984,752
-
-
-
-
16,271
-4
2,001,023
2020
 3,559,988 
 2,560 
 4,785 
-
-
 21,003 
-
3,588,336
Ken Barton 
Former CEO and MD
2021
1,985,537
22,274
-
-
-
16,271
3,350,1285
5,374,210
2020
 2,489,587 
 78,650 
 - 
-
-
 21,003 
-
2,589,240
Barry Felstead 
Former Chief
Executive Officer 
- Australian Resorts
2021
1,157,991
3,458
-
-
-
10,847
3,206,2896
4,378,585
2020
 2,231,531 
 126,012 
 - 
-
-
 21,003 
-
2,378,546
Todd Nisbet
Former Executive Vice
President - Strategy & 
Development
2021
2,327,862
391,367
430,893
-
-
21,694
3,117,6817
6,289,497
2020
 2,231,531 
 321,590 
 392,995 
-
-
 21,003 
-
2,967,119
2021 TOTALS
10,224,526
425,687
430,893
-
-
119,318
9,674,098
20,874,522
2020 TOTALS
10,512,637
528,812
397,780
-
-
84,012
-
11,523,241 
1 	 Non-monetary benefits include salary packaged benefits, including motor vehicles, car parking, other salary sacrificed items and FBT payable on these items.
2 	 Other benefits include customary expatriate benefits and relocation benefits for Mr Nisbet. 
3	 Termination benefits include payment of notice period (in lieu) and redundancy on cessation of employment in accordance with contractual entitlements.
4 	 Mr Alexander’s annual leave accrual was $985,215 and his long service leave accrual was $774,206. Mr Alexander was employed by Crown for 13 years and 
6 months (6 July 2007 - 22 January 2021). As leave payments were not termination benefits, they are not reflected in the above table.
5 	 Mr Barton’s termination benefits are comprised of a payment in lieu of 12 months’ notice of $2,430,000 and 16 weeks’ redundancy payment of $920,128. 
Mr Barton was employed by Crown for 10 years and 11 months (9 March 2010 - 15 February 2021). In addition, Mr Barton received the following payments for 
accrued leave: annual leave $918,492 and long service leave $546,720. As leave payments were not termination benefits, they are not reflected in the above 
table.
6 	 Mr Felstead’s termination benefits are comprised of a payment in lieu of 12 months’ notice of $2,305,500 and 20 weeks’ redundancy payment of $900,789. 
Mr Felstead was employed by Crown for 26 years and 3 months (7 September 1994 - 31 December 2020). In addition, Mr Felstead received the following 
payments for accrued leave: annual leave $1,584,074 and long service leave $1,027,141. As leave payments were not termination benefits, they are not 
reflected in the above table.
7 	 Mr Nisbet’s termination benefits are comprised of a payment in lieu of 12 months’ notice of $2,394,741 and 16 weeks’ redundancy payment of $722,941. 
Mr Nisbet was employed by Crown for 13 years and 9 months (1 October 2007 - 30 June 2021). In addition, Mr Nisbet received the following payments for 
accrued leave: annual leave $991,474 and his long service leave $425,141. Leave payments were not termination benefits, and are not reflected in the figures in 
the above table. 

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4.7 Terms of Senior Executives’ service agreements 
Senior Executives are employed under employment agreements with Crown or a subsidiary of Crown. In addition to the 
terms of the service agreements outlined in the tables below, all Senior Executives are entitled to complimentary privileges 
at Crown Melbourne, Crown Perth and Crown Sydney facilities. 
Additionally, Crown may ask Senior Executives to act as a Director of a member or associate of the Crown Group for no 
additional remuneration. 
Senior Executives are prohibited from gambling at any property within the Crown Group during the term of employment 
and for a period following termination and a requirement that the Senior Executive maintains licences required and issued 
by relevant regulatory authorities (such as the Victorian Commission for Gambling and Liquor Regulation, Western 
Australian Gaming and Wagering Commission and the New South Wales Independent Liquor and Gaming Authority).
The tables below outline the contractual details for current and former Senior Executives who are or were employed under 
employment agreements with Crown or a subsidiary of Crown. Helen Coonan served as Executive Chairman from 
February 2021. In addition to her Chairman fees, she received $1,800,000 per annum for her temporary Executive 
Chairman role with no performance-based pay. Refer to section 5 for further information on Ms Coonan’s Non-executive 
Director remuneration and entitlements she received as a Non-executive Director.
Senior Executives as at 30 June 2021
Term
Alan McGregor
CFO
Xavier Walsh
CEO - Melbourne
Peter Crinis
CEO - Sydney
Lonnie Bossi
CEO - Perth 
Contract type
Ongoing 
Ongoing
Ongoing
Ongoing
Tenure as at 
30 June 2021
16 years and 
2 months 
(from 18 April 2005)
12 years and 
7 months 
(from 3 November 
2008)
23 years and 
11 months 
(from 7 July 1997)
27 years and 
3 months 
(from 7 March 1994)
Notice periods for termination 
By Senior Executive
12 months
12 months
12 months
6 months
By Crown
12 months, 
without notice for 
serious breach or 
misconduct
12 months
12 months
12 months
Post-employment 
benefits
Nil
Nil
Nil
Nil
Post-employment 
restraint period
12 months
12 months
12 months
12 months
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Former Senior Executives as at 30 June 2021
Term
John Alexander
Former Executive 
Director
Ken Barton
Former CEO and MD
Barry Felstead
Former CEO - 
Australian Resorts
Todd Nisbet
Former Executive 
Vice President - 
Strategy & Development
Contract type
Fixed term for 
12 months from 
24 January 20201
Ongoing 
Ongoing
Ongoing
Tenure
13 years and 
6 months 
(6 July 2007 - 
22 January 2021)
10 years and 
11 months 
(9 March 2010 - 
15 February 2021)
26 years and 
3 months 
(7 September 1994 
- 31 December 2020)
13 years and 8 months 
(1 October 2007 - 
30 June 2021)
Notice periods for 
termination
By Senior Executive
4 weeks
12 months
12 months
12 months
By Crown
Without cause at any 
time with payment 
amounting to 
remainder of 
employment term, 
without notice or 
payment for serious 
breach or misconduct
12 months, without 
notice for serious 
breach or misconduct
12 months’ notice 
without cause, one 
month’s notice for 
performance issues, 
three months’ notice 
due to incapacity
12 months’ notice 
without cause, one 
month’s notice for 
performance issues, 
three months’ notice 
due to incapacity
Termination 
benefits2
Nil
Nil
Nil
Nil
Post-employment 
benefits
Nil
Nil
Nil
Nil
Post-employment 
restraint period
Up to 12 months
Up to 12 months
Up to 12 months
Up to 12 months
1  Mr Alexander’s previous contract with Crown Resorts Limited as Executive Chairman had no fixed term.
2  No further termination benefits are payable under the terms of the former Senior Executive agreements.
Following Mr Barton’s separation from Crown on 15 February 2021, Mr Barton entered into a fixed term consultancy 
agreement with Crown effective from 8 March 2021 and concluding on 8 September 2021 via Popo Fibib Pty Limited to 
assist with transition arrangements to the Executive Chairman and new CEO and the ongoing regulatory investigations. 
4.8 Additional information
Legacy Plans
Crown has two legacy LTI plans in place. The Senior Executive Incentive Plan and the Crown Digital Senior Executive Plan 
both sought to assist in the reward, retention and motivation of relevant Senior Executives, to link the reward to shareholder 
value creation and to align the interests of relevant Senior Executives with shareholders. Further details on the Senior 
Executive Incentive Plan and the Crown Digital Senior Executive Incentive Plan issued to KMP is outlined in the 2020 
Remuneration Report.
Senior Executive Incentive Plan
The Senior Executive Incentive Plan sought to reward and retain those Senior Executives who had a primary responsibility 
for delivering Crown’s key strategic priorities over the plan period. In 2017, the plan participants were Mr Alexander, Mr 
Barton, Mr Felstead and Mr Nisbet, who were all issued with options with a four-year term from their date of issue. As Mr 
Alexander, Mr Barton and Mr Felstead were all good leavers at the time of the options’ expiry, the plan continued to apply. 
All options issued under the 2017 plan have lapsed unexercised on 22 February 2021. In FY19, Mr Bossi, Mr Crinis, Mr 
McGregor and Mr Walsh were participants in the plan in their former non-KMP roles as outlined in the table below. The 
options have an Exercise Price of $13.35 per option and are subject to a single Vesting Condition, being continued 
employment with a member of Crown Group until the options’ expiry date. For further details please refer to section 6.

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Plan name
Performance 
measure
Number of 
options 
awarded
Accounting 
value per 
option
Expiry 
date
Number of 
options 
vested
Current Senior Executives as at 30 June 2021
Lonnie Bossi
Senior 
Executive 
Incentive Plan 
(2019)
Service
640,000
$0.73
8 August 2022
-
Peter Crinis
Senior 
Executive 
Incentive Plan 
(2019)
Service
650,000
$0.73
8 August 2022
-
Alan 
McGregor
Senior 
Executive 
Incentive Plan 
(2019)
Service
395,000
$0.73
8 August 2022
-
Xavier Walsh
Senior 
Executive 
Incentive Plan 
(2019)
Service
765,000
$0.73
8 August 2022
-
Crown Digital Senior Executive Incentive Plan
The Crown Digital Incentive Plan provided the offer and issue of options to Mr Barton which may be settled with Crown 
Digital Holdings Pty Ltd (Crown Digital Holdings) shares. The options have an Exercise Price of $1.45 per option and are 
subject to a single Vesting Condition, being the continued employment of the relevant participant for four years after the 
grant date, or the classification of the Senior Executive as a good leaver at the expiry date. As Mr Barton was a good 
leaver, the plan continues to apply to Mr Barton, with no other senior executives having outstanding awards from this plan. 
Plan name
Performance 
measure
Number of 
options 
awarded
Accounting 
value per 
option
Expiry 
date
Number of 
options 
vested
Former Senior Executives
Ken Barton
Crown Digital 
Incentive Plan1
Service / 
good leaver 
8,513,980
$0.10
19 Dec 
2022
-
1 	 Ken Barton’s options under the Crown Digital Incentive Plan will vest on the vesting date as he was a ‘good leaver’, and will remain on foot until the 
expiry date.
Loans for Incentive Plans
For the LTI plans described above, each participant was required to pay a fee equal to the market value of the options 
through an Acquisition Loan advanced by the Crown Group. Please refer to section 6 for further information on Acquisition 
Loans.
5. Fees for Non-executive Directors
Non-executive Directors
Non-executive Directors are entitled to a base fee per annum for acting as a Director of Crown. 
No performance-based fees are paid to Non-executive Directors. Non-executive Directors are not entitled to participate in 
Crown’s incentive plans and are not provided with retirement benefits other than statutory superannuation at the rate 
prescribed under the Superannuation Guarantee (Administration) Act 1992 (Cth) (Superannuation Legislation).
Remuneration Report

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Non-executive Directors acting on the Board of Crown Melbourne Limited, Burswood Limited (i.e. Crown Perth) and Crown 
Sydney Gaming Pty Ltd are entitled to receive a further fee in respect of that service. Non-executive Directors of Crown are 
entitled to additional fees if they act as either Chair or a Member of an active Committee.
All Directors are entitled to complimentary privileges at Crown Melbourne, Crown Perth and Crown Sydney facilities.
The Chairman and Deputy Chairman fees are all-inclusive fees and no additional fees are payable for participation on any 
Board Committee or Subsidiary Board.
Non-executive Directors’ fees which applied during FY21 were as follows:
Non-executive Director Role
Fees1
Chairman Fee:
$700,000
Deputy Chairman Fee2:
$350,000
Base Board Fees:
$170,000 
Active Board Committees:
- Audit and Corporate Governance Committee
- Safety and Sustainability Committee
- People, Remuneration and Nomination Committee
- Responsible Gaming Committee
- Risk Management Committee
Chair
Member
$25,000
$15,000
Subsidiary Boards:
- Crown Melbourne Limited Board
- Crown Sydney Gaming Pty Ltd Board
- Burswood Limited Board
Chair
Member
$115,000
$60,000 
– 80,000
1	 In FY21, all fees paid to Non-executive Directors were inclusive of superannuation.
2	 John Hovarth AO, Deputy Chairman, ceased as a Director of Crown on 14 April 2021. The role of Deputy Chairman has not been replaced on the Board.
In accordance with Crown’s Constitution, Non-executive Directors’ fees in FY21 were within the aggregate Non-executive 
Directors’ Fee cap of $2,500,000 per annum. 
Crown is undergoing substantial change and the refresh of the Board with a full complement of independent Non-executive 
Directors is critical to the success of Crown’s transformation and remediation journey, as recommended by inquiries and 
supported by public statements by Crown and the Executive Chairman. As part of this refresh, the Board has recently 
appointed three new independent Non-executive Directors: Mr Nigel Morrison, Mr Bruce Carter and Dr Ziggy Switkowski. 
To enable the Board to continue to attract and retain quality, high-calibre independent Non-executive Directors with a broad 
range of skills, experience and expertise particularly during this period of challenges, Crown is seeking shareholder 
approval for an increase in the fee cap by $500,000 to $3,000,000 per annum. The proposed new fee cap takes into 
account the increased number of independent Non-executive Directors expected to be serving on the Crown Board in the 
future. It also enables flexibility in considering the recommendations arising from regulatory investigations relating to 
Crown’s governance practices and structures. The resolution to increase the fee cap is not being sought to increase the 
current fees payable to Non-executive Directors. Further information will be available in the FY21 Notice of Meeting.
Other payments
Helen Coonan served as Executive Chairman from February 2021 until her retirement from the Board on the 27 August 
2021. In this role, she performed CEO duties while a search for a new CEO was underway. Refer to section 4.7 for her 
remuneration received as Executive Chairman. Ms Coonan’s remuneration as Executive Chairman relates to executive 
duties and is not included in the Non-executive Directors’ fee cap. Ms Coonan did not receive any variable rewards in 
relation to her role as Executive Chairman. 
Non-executive Directors are not able to be formally appointed as KMP until regulatory approval is obtained. In FY21, both 
Mr Morrison and Mr Carter were Observers on the Board from the period their appointment was announced until approval 
was obtained. The Board has determined that an Observer fee equivalent to $170,000 per annum will be paid on a pro-rata 
basis during the period Non-executive Directors are an Observer. This payment is not included in the Non-executive 
Directors’ fee pool and will be made in FY22.

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Remuneration Report
Executive Chairman and NED remuneration
Set out below is a table showing Non-executive Director remuneration for FY21. During 2020, the Non-executive Directors 
took a 20% reduction in fees from 16 April 2020 to 30 June 2020 in response to the impact of the COVID-19 pandemic on 
Crown. Fees resumed to normal levels on 1 July 2020.
Helen Coonan received separate remuneration for her Executive duties and Chairman role, and the amount attributable to 
each role is detailed below.
Remuneration Table – Non-executive Directors
Short Term Benefits
Post-
employment 
Supe-
rannuation 
Benefit
$ 
Long Term Incentives
Financial 
Year
 Fees
$
Executive
Salary
$
Non
Mon-
entary
$
Other
$
Cash 
Based
$
Equity 
Based
$
Ter-
mination 
Benefits
$
Subotal
$
Current Executive Chair and Non-Executive Directors
Helen Coonan1
Chairman
2021
678,306
652,500
-
-
21,694
-
-
-
1,352,500
2020
416,932
-
-
-
20,502
-
-
-
437,434
Jane Halton AO PSM
Non-executive Director
2021
317,654
-
-
-
21,694
-
-
-
339,348
2020
231,622
-
-
-
18,295
-
-
-
249,917
Antonia Korsanos
Non-executive Director
2021
291,559
-
-
-
27,343
-
-
-
318,902
2020
241,351
-
-
-
22,451
-
-
-
263,802
Nigel Morrison2
Non-executive Director
2021
61,021
-
-
-
5,797
-
-
-
66,818
Former Non-executive Directors
Andrew Demetriou3
Non-executive Director
2021
178,596
-
-
-
16,967
-
-
-
195,563
2020
 209,560 
-
 -
 -
 19,908 
 -  
 -  
 - 
 229,468 
John Horvath AO4
Deputy Chairman
2021
258,665
-
-
-
17,452
-
-
-
276,117
2020
 315,458 
-
 -
 -
 21,003 
 -   
 -   
 - 
 336,461 
Guy Jalland5
Non-executive Director
2021
 - 
-
 -
 -
 - 
 -   
 -   
 - 
 - 
2020
 - 
-
 -
 -
 - 
 -   
 -   
 - 
 - 
Michael Johnston5
Non-executive Director
2021
 - 
-
 - 
 - 
 - 
 -   
 -   
 - 
 - 
2020
 - 
-
 - 
 - 
 - 
 -   
 -   
 - 
 - 
Harold Mitchell AC6
Non-executive Director
2021
131,431
-
 -
 -
12,725
 -
 -
 -
144,156
2020
 179,321 
-
 - 
 - 
 16,651 
 -   
 -   
 - 
 195,972 
John Poynton AO7
Non-executive Director
2021
189,300
-
-
-
10,700
-
-
-
200,000
2020
 238,012 
-
 - 
 - 
 14,243 
 -   
 -   
 - 
 252,255
Geoffrey Dixon8
Non-executive Director
2020
 66,667 
-
 - 
 - 
 6,333 
 -   
 -   
 - 
 73,000 
2021 TOTALS (NEDs Only)
2,106,532
-
- 
-
134,372
-
-   
-
2,240,904
2021 TOTALS (Executive Role)
-
652,500
-
-
-
-
-
-
652,500
2020 TOTALS
1,898,923 
-
 - 
 - 
 139,386 
 -   
 -   
 -  2,038,309
1	 Refer to section 4.7 for further details on Ms Coonan’s Executive Chairman role.
2	 Mr Morrison was appointed as a Director of Crown on 31 March 2021. Mr Morrison was an Observer on the Board from the period his appointment was 
announced until approval was obtained. The Board has determined that an Observer fee equivalent to $170,000 per annum will be paid on a pro-rata 
basis during the period Non-Executive Directors are an Observer. The same applied for Mr Carter.
3	 Mr Demetriou ceased as a Director of Crown on 11 February 2021.
4	 Professor Horvath ceased as a Director of Crown on 14 April 2021.
5	 Mr Jalland and Mr Johnston ceased as Directors of Crown on 10 February 2021. Mr Jalland and Mr Johnston did not receive remuneration from Crown 
for their participation as Non-executive Directors of Crown.
6	 Mr Mitchell ceased as a Director of Crown on 22 February 2021.
7	 Mr Poynton ceased as a Director of Crown on 28 February 2021. 
8	 Mr Dixon ceased as a Director of Crown on 24 October 2019.

92
Remuneration Report CONTINUED
Remuneration Report
6 Additional Key Management Personnel Disclosures
Remuneration Table – Statutory 
Financial 
Year
Short Term Benefits
Post- 
employment 
Benefits- 
Superannuation3
($)
Long Term Incentives
Total 
($)
Salary & 
Fees
($)
Non 
Monetary1
($)
Other2
($)
STI
($)
% of 
target 
STI
Cash 
Based
($)
Senior 
Executive 
Incentive Plan 
- 20174
($)
Senior 
Executive 
Incentive 
Plan - 20195
($)
Senior 
Executive 
Incentive 
Plan - Crown 
Digital6
($)
Fringe Benefits 
Tax Applicable 
to the Senior 
Executive 
Incentive Plans 
($)
Termination 
Benefits7
($)
Current Senior Executives as at 30 June 2021
Lonnie Bossi8
CEO - Perth
2021
574,724
-
-
-
0%
10,847
-
-
65,541
-
14,099
-
665,211
Peter Crinis8
CEO - Sydney
2021
614,153
-
-
-
0%
10,847
-
-
59,549
-
12,810
-
697,359
Alan McGregor8, 9
CFO
2021
893,002
8,588
-
-
0%
21,694
-
-
62,461
-
13,437
-
999,182
Xavier Walsh8
CEO - Melbourne
2021
686,505
-
-
-
0%
10,847
-
-
78,342
-
16,853
-
792,547
Former Senior Executives
John Alexander
Former 
Executive Director
2021
1,984,752
-
-
-
0%
16,271
-
383,381
-
-
135,535
-
2,519,939 
2020
 3,559,988 
 2,560 
 4,785 
- 
0%
 21,003 
 - 
657,225
-
 - 
 168,735 
 - 
 4,414,296 
Ken Barton
Former CEO
2021
1,985,537
22,274
-
-
0%
16,271
-
230,029
-
551,679
113,954
3,350,128
 6,269,872
2020
 2,489,587 
 78,650 
 - 
 - 
0%
 21,003 
-
394,335
-
 220,672 
 137,749 
 - 
 3,341,996 
Barry Felstead
Former CEO
- Australian Resorts
2021
1,157,991
3,458
-
-
0%
10,847
-
230,029
-
-
81,321
3,206,289
4,689,935
2020
 2,231,531 
 126,012 
 - 
 - 
0%
 21,003 
 - 
394,335
-
 - 
 101,241 
 - 
 2,874,122 
Todd Nisbet
Former Executive
2021
2,327,862
391,367
430,893
-
0%
21,694
-
230,029
-
-
81,321
3,117,681
6,600,847
Vice President 
- Strategy & 
Development
2020
 2,231,531 
 321,590  392,995 
 - 
0%
 21,003 
 - 
394,335
-
 - 
 101,241 
 - 
 3,462,695 
2021 TOTALS
10,224,526
425,687
430,893
-
-
119,318
-
1,073,468
265,893
551,679
469,330
9,674,098
23,234,892
2020 TOTALS
10,512,637 
 528,812  397,780 
 - 
-
 84,012 
 - 
1,840,230
-
 220,672 
 508,966 
 - 14,093,109 
1	 Non-monetary benefits include salary packaged benefits, including motor vehicles, car parking, other salary sacrificed items and FBT payable on these items.
2	 Other benefits include customary expatriate benefits and relocation benefits for Mr Nisbet. 
3	 Post-employment Benefits - Superannuation are the Superannuation entitlements receiving by the relevant Senior Executives during the relevant financial year.
4	 The 2017 options under the Senior Executive Incentive Plan vested on 22 February 2021. All 2017 options lapsed unexercised.
5	 The 2019 options under the Senior Executive Incentive Plan have been included in total remuneration on the basis that it is considered more likely than not that, at the date of this Report, the vesting condition will occur.
6	 No Crown Digital Senior Executive Incentive Plan options were granted in FY21. Mr Barton’s options granted in FY19 remain on foot as he was considered a good leaver at cessation of employment. The Crown Digital Plan has 
been included in total remuneration on the basis that it is considered more likely than not that, at the date of this Report, the vesting condition will occur.
7	 All former executives were good leavers and received termination payments in lieu of notice and redundancy payments on cessation of employment in accordance with contractual entitlements. Refer to Take home remuneration 
table in section 4.6 footnotes 4-7 for a breakdown of these payments.
8	 Remuneration for Mr Bossi, Mr Crinis, Mr McGregor and Mr Walsh is presented for the period for which they served as KMP.
9	 In addition to his fixed remuneration, Mr McGregor will receive a $200,000 one off payment (which may be varied at the Board’s discretion) in respect of his role as Interim Company Secretary, payable once Mr McGregor ceases to 
act as Company Secretary.

Crown Resorts Limited Annual Report 2021
93
Remuneration Report
Shareholdings of Key Management Personnel
Set out below is a summary of equity instruments held directly, indirectly or beneficially by KMPs, close family or controlled 
entities. 
30 June 2021
Non-executive Directors
Directors
Balance 
1 July 2020
Other 
net change1
On leaving 
Crown
Balance 
30 June 2021
Current Executive Chair and Non-executive Directors
Helen A Coonan
10,000
-
-
10,000
Jane Halton AO PSM
948
-
-
948
Antonia Korsanos
10,000
-
-
10,000
Nigel Morrison
-
-
-
-
Former Directors
Harold Mitchell AC2
114,887
-
114,887
-
John Poynton AO3
1,000
-
1,000
-
1	 Other net change represents the acquisition or sale of Crown Shares by Crown Executives. 
2	 Mr Mitchell ceased as a Director on 22 February 2021.
3	 Mr Poynton ceased as a Director on 28 February 2021.
Crown Senior Executives
Executives
Balance 
1 July 2020
Other 
net change1
On leaving 
Crown
Balance 
30 June 2021
Current Executives
Lonnie Bossi
-
-
-
-
Peter Crinis
-
-
-
-
Alan McGregor
-
-
-
-
Xavier Walsh
-
-
-
-
Former Executives
John Alexander2
399,557
-
399,557
-
Ken Barton3
143,128
-
143,128
-
Barry Felstead
178,374
-
178,374
-
Todd Nisbet
244,531
-
244,531
-
1	 Other net change represents the acquisition or sale of Crown Shares by Crown Executives. 
2	 Mr Alexander ceased as a Director on 22 October 2020.
3	 Mr Barton ceased as a Director on 15 February 2021.
30 June 2020
Crown Non-executive Directors
Non-executive Directors
Balance 1 July 2019
Other net change Balance 30 June 2020
Jane Halton AO PSM
948
-
948
Helen A Coonan1
-
10,0001
10,000
Antonia Korsanos
10,000
-
10,000
Harold Mitchell AC
114,887
-
114,887
John Poynton AO
1,000
-
1,000
1	 As required by the ASX Listing Rules, Ms Coonan provided Crown with an Appendix 3Y detailing her change in interests in Crown shares on 2 March 
2020.

94
Remuneration Report CONTINUED
Remuneration Report
Crown Senior Executives
Executives
Balance 1 July 2019
Other net change
Balance 30 June 2020
John Alexander
399,557
-
399,557
Ken Barton
143,128
-
143,128
Barry Felstead
178,374
-
178,374
Todd Nisbet
229,531
15,000
244,531
Senior Executive Option Holdings
Set out below is a summary of Options held directly, indirectly or beneficially by KMPs, close family or controlled entities.
Senior 
Executives
Balance 
1 July 2020
Options 
granted
Other 
net 
change
Balance
30 June 2021 
Options 
vested 
during year
Options 
exercised 
during year
Options 
lapsed 
during the 
year
Current Executives as at 30 June 2021
Lonnie Bossi
640,000
-
-
640,000
-
-
-
Peter Crinis
650,000
-
-
650,000
-
-
-
Alan McGregor
395,000
-
-
395,000
-
-
-
Xavier Walsh
765,000
-
-
765,000
-
-
-
Former Executives
John Alexander
5,000,000
-
-
-
5,000,000
-
5,000,000
Ken Barton
11,513,9801
-
-
8,513,980
3,000,000
-
3,000,000
Barry Felstead
3,000,000
-
-
-
3,000,000
-
3,000,000
Todd Nisbet
3,000,000
-
-
-
3,000,000
-
3,000,000
1  Includes 3,000,000 options over Crown Shares issued to Mr Barton under the 2017 Senior Executive Incentive Plan and 8,513,980 options over Crown 
Digital shares issued to Mr Barton under the Crown Digital Incentive Plan.
Loans to Key Management Personnel
As noted above, options under the 2019 Incentive Plan and Crown Digital Incentive Plan were issued to the Senior 
Executives for a fee equal to the market value at the date they were originally agreed to be issued (i.e. 8 August 2018 ($0.83 
per option (Fee)) and 19 December 2018 ($0.09 per option (Fee)) respectively). Each relevant Senior Executive paid the Fee 
for the issue of the options through an Acquisition Loan advanced by Crown. 
The Acquisition Loan is repayable on the exercise, lapse, cancellation or forfeiture of the options financed by the Acquisition 
Loan. No interest is payable on the Loan. 
The repayment amount of the Acquisition Loan is the lesser of the outstanding amount of the loan and:
•	 the market value of the Crown shares to be delivered on exercise; or
•	 in the case of a buy-back, the market value of the option; or
•	 in the case of lapse, cancellation or forfeiture, nil.

Crown Resorts Limited Annual Report 2021
95
Remuneration Report
The Senior Executives who have been granted an Acquisition Loan and the value of that Acquisition Loan are as follows:
Current Senior Executives as at 30 June 2021
2019 Senior Executive Incentive Plan Acquisition Loan Value
Lonnie Bossi
$531,200
Peter Crinis
$539,500
Alan McGregor
$327,850
Xavier Walsh
$634,950
Former Senior Executives
Crown Digital Incentive Plan Acquisition Loan Value
Ken Barton
$765,407
As all 2017 options issued under the Senior Executive Incentive Plan have lapsed, nil repayment was required and the 
below acquisition loans have been cancelled. 
Former Senior Executives
2017 Senior Executive Incentive Plan Acquisition Loan Value
John Alexander
$3,543,300
Ken Barton
$2,125,980
Barry Felstead
$2,125,980
Todd Nisbet
$2,125,980
There have been no other loans made, guaranteed or secured, directly or indirectly by the Company or any of its 
subsidiaries in the reporting period in relation to KMPs, close family or controlled entities.
Transactions entered into with Key Management Personnel
Other than as has been disclosed in Note 28 of the Financial Report, there have been no transactions entered into during 
the reporting period between the Company or any of its subsidiaries and KMPs, close family and controlled entities.

96
Auditor’s Independence Declaration CONTINUED
Auditor’s Independence Declaration
Auditor’s Independence Declaration
kpmg 
 
©2021 KPMG, an Australian partnership and a member firm of the KPMG global organisation of independent member firms 
affiliated with KPMG International Limited, a private English company limited by guarantee. All rights reserved. 
The KPMG name and logo are trademarks used under license by the independent member firms of the KPMG global 
organization. Liability limited by a scheme approved under Professional Standards Legislation. 
  
Lead Auditor’s Independence Declaration under 
Section 307C of the Corporations Act 2001 
To the Directors of Crown Resorts Limited 
I declare that, to the best of my knowledge and belief, in relation to the audit of Crown Resorts Limited 
for the financial year ended 30 June 2021 there have been: 
i. 
no contraventions of the auditor independence requirements as set out in the 
Corporations Act 2001 in relation to the audit; and 
ii. 
no contraventions of any applicable code of professional conduct in relation to the audit. 
 
KPMG 
Rachel Milum 
Partner 
Sydney 
9 September 2021 
 

Crown Resorts Limited Annual Report 2021
97
Independent Auditor’s Report
Independent Auditor’s Report
kpmg 
 
©2021 KPMG, an Australian partnership and a member firm of the KPMG global organisation of independent member firms 
affiliated with KPMG International Limited, a private English company limited by guarantee. All rights reserved. 
The KPMG name and logo are trademarks used under license by the independent member firms of the KPMG global 
organisation. Liability limited by a scheme approved under Professional Standards Legislation. 
 
Independent Auditor’s Report 
 
To the shareholders of Crown Resorts Limited 
Report on the audit of the Financial Report 
 
Opinion 
We have audited the Financial Report of Crown 
Resorts Limited (the Company). 
In our opinion, the accompanying Financial Report 
of the Company is in accordance with the 
Corporations Act 2001, including:  
• 
giving a true and fair view of the Group’s 
financial position as at 30 June 2021 and of its 
financial performance for the year ended on 
that date; and 
• 
complying with Australian Accounting 
Standards and the Corporations Regulations 
2001. 
The Financial Report comprises:  
 
• Statement of financial position as at 
30 June 2021; 
• Statement of profit or loss, Statement of 
comprehensive income, Statement of changes 
in equity, and Cash flow statement for the 
year then ended; 
• Notes including a summary of significant 
accounting policies; and 
• Directors’ Declaration. 
The Group consists of the Company and the 
entities it controlled at the year-end or from time 
to time during the financial year. 
Basis for opinion 
We conducted our audit in accordance with Australian Auditing Standards. We believe that the audit 
evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. 
Our responsibilities under those standards are further described in the Auditor’s responsibilities for the 
audit of the Financial Report section of our report. 
We are independent of the Group in accordance with the Corporations Act 2001 and the ethical 
requirements of the Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for 
Professional Accountants (including Independence Standards) (the Code) that are relevant to our audit of 
the Financial Report in Australia. We have fulfilled our other ethical responsibilities in accordance with the 
Code. 
 
 
 
 

98
Independent Auditor’s Report
Independent Auditor’s Report
kpmg 
 
 
 
 
 
Material uncertainty related to Going Concern 
We draw attention to Note 1.1, “Going Concern” in the financial report. The conditions disclosed in Note 
1.1 indicate a material uncertainty exists that may cast significant doubt on the Group’s ability to continue 
as a going concern and, therefore, whether it will realise its assets and discharge its liabilities in the normal 
course of business, and at the amounts stated in the financial report.  Our opinion is not modified in 
respect of this matter. 
In concluding there is a material uncertainty related to going concern we evaluated the extent of 
uncertainty regarding events or conditions casting significant doubt on the Group’s assessment of going 
concern, with particular attention paid to potential impacts and changes resulting from COVID-19 and the 
ongoing legal and regulatory matters. These procedures included: 
Analysing the cash flow projections by: 
• 
Evaluating the underlying data used to generate the projections for consistency with other information 
tested by us, our understanding of the Group’s intentions, and past results and practices; 
• 
Assessing the planned levels of operating and capital expenditures for consistency of relationships 
and trends to the Group’s historical results, particularly in light of recent loss-making operations 
impacted by COVID-19, results since year end, and our understanding of the business, industry and 
expected economic conditions impacting the Group; 
• 
We specifically evaluated and checked the cash flow projections were updated for COVID-19 
implications to the business based on credible and authoritative sources, for consistency with other 
information tested by us, our understanding of the Group’s intentions, and past results and practices. 
We specifically assessed this against our understanding of plans prepared by management/Directors 
in response to anticipated ongoing COVID-19 impacts. Critical elements considered included the 
potential for further/future impacts to the Group, an estimated rate of recovery, and expectations of 
a return to historical levels of trading activity; 
• 
Assessing significant non-routine forecast cash inflows and outflows including the impact of the 
Crown Sydney apartment sales and, where possible, the potential outcomes of the legal and 
regulatory matters as disclosed in note 24 for feasibility, quantum and timing.  We used our 
knowledge of the Group, its industry and our understanding of the current status of legal and 
regulatory matters to assess the level of associated uncertainty, which we consider to be fundamental 
to readers of the Group’s financial report; 
• 
Assessing the forecast financial impact of uncertain future events, including COVID-19 and, where 
possible, potential outcomes of the legal and regulatory matters and implications for adherence to 
covenants and conditions, against the requirements of the Group’s financing agreements as at 
30 June 2021; 
• 
In connection with the review of the Group’s cash flow forecast and consideration of available 
financing, we evaluated the terms of the existing financing agreements, changes to the maturity of 
existing debt facilities and additional debt facilities put in place by the Group subsequent to 
30 June 2021. We also evaluated the impact of the terms of the waivers agreed subsequent to 
30 June 2021 and considered the residual uncertainties; and 
• 
Evaluating the Group’s going concern disclosures in the financial report by comparing them to our 
understanding of the matter and the COVID-19, legal and regulatory implications for the Group, the 
events or conditions incorporated into the cash flow projections, the Group’s plans to address those 
events or conditions, and accounting standard requirements. We specifically focused on the principal 
matters giving rise to the material uncertainty. 
 
Independent Auditor’s Report CONTINUED

Crown Resorts Limited Annual Report 2021
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Independent Auditor’s Report
Independent Auditor’s Report
kpmg 
 
 
 
 
 
Key Audit Matters 
In addition to the matters described in the 
Material uncertainty related to going concern 
section, we have determined the matters 
described below to be the Key Audit 
Matters: 
• Provisions and contingent liabilities – 
estimation uncertainty; and 
• Valuation of goodwill and intangible 
assets. 
Key Audit Matters are those matters that, in our 
professional judgement, were of most significance 
in our audit of the Financial Report of the current 
period.  
These matters were addressed in the context of our 
audit of the Financial Report as a whole, and in 
forming our opinion thereon, and we do not provide 
a separate opinion on these matters. 
Provisions and contingent liabilities – estimation uncertainty (Legal and regulatory matters) 
Refer to Note 24 of the financial report 
The key audit matter 
How the matter was addressed in our audit 
Provisions and contingent liabilities as they relate to 
legal and regulatory matters are a key audit matter.  
Applying AASB 137 Provisions, Contingent 
Liabilities and Contingent Assets (AASB 137) 
requires significant judgement for each of the 
fundamental principles.  The principles we 
considered were: 
1. Does a present obligation exist; 
2. If so, can it be reliably measured, leading to 
recording a provision; and 
3. If not, a contingent liability is reported with 
sufficient information disclosed to provide 
the users of the financial statements with 
an understanding of the matter and where 
practical the uncertainties and potential 
timing. 
When assessing ongoing legal and regulatory 
matters, as compared to known contractual 
liabilities, these principles are complex and prone to 
greater uncertainty. 
The Group has a number of significant pending and 
ongoing legal disputes and regulatory investigations, 
the status of which remain open with no known or 
certain quantifications. Given the nature and status 
of these matters, and the uncertainty associated 
with each matter, we focused our effort on how the 
Group complied with the requirements of the 
Working with our various specialists our 
procedures included: 
• 
Evaluating the Group’s assessment of whether 
a present obligation exists arising from past 
events, against the criteria in AASB 137 based 
on the facts and circumstances available; 
• 
In order to assess the facts and circumstances 
with respect to the investigations, assessing 
underlying documentation of the Group’s 
internal and external specialist investigations 
performed and other relevant documents;  
• 
Reading minutes from relevant committees, 
attending audit committee meetings and board 
meetings where this topic was tabled; 
• 
Inquiring with senior management of the 
Group, the Group’s legal counsel and AML/CTF 
management for consistency; 
• 
Obtaining and inspecting external lawyers’ 
letters and legal opinions against knowledge 
obtained from our other procedures; 
• 
Inquiring with the external lawyers of the Group 
for consistency;  
• 
Evaluating, where relevant, correspondence 
with regulators;  
• 
Where the Group determined a present 
obligation to exist, assessing the basis for 

100
Independent Auditor’s Report CONTINUED
Independent Auditor’s Report
kpmg 
 
 
 
 
 
accounting standard and the information used to 
form its judgements. 
Due to the subjective nature of interpreting the 
accounting standard and any resultant 
measurement of these types of provisions, 
assumptions tend to be prone to greater risk for 
potential bias, error and inconsistent application.  
These conditions necessitate additional scrutiny by 
us.  
We involved specialists to supplement our senior 
audit team members in assessing this key audit 
matter.  
reliable measurement of a provision, against the 
criteria in the accounting standards including 
matters such as probability of outflow, amounts 
and timing, and our understanding of the matter 
from our investigations;  
• 
Where the Group determined a present 
obligation was highly probable, however given 
the nature and status of the matter the timing 
and amount of any outflow could not be reliably 
estimated, we challenged the Group’s 
conclusion against the criteria in the accounting 
standards, evaluation of precedents, underlying 
data and their authority and knowledge from 
our investigations; 
• 
Obtaining specific management representations 
in relation to compliance with laws and 
regulations and the status of various 
investigations; and 
• 
Assessing the appropriateness of disclosures 
against the requirements of the accounting 
standards, with a particular focus on the 
qualitative information included in Note 24 to 
the Financial Report. 
 
 
Valuation of goodwill and intangible assets ($1,361m) 
Refer to Note 12 and Note 13 of the financial report 
The key audit matter 
How the matter was addressed in our audit 
A key audit matter for us was the Group’s annual 
testing of goodwill for impairment, and 
assessment of licences and Casino management 
agreement intangible assets for impairment, 
given the size of the balance (being 19% of total 
assets),the significantly higher estimation 
uncertainty from the business disruptions of the 
COVID-19 global pandemic and the status of 
current legal and regulatory matters.  
Certain conditions impacting the Group increased 
the judgement applied by us when evaluating the 
evidence available. We focused on the significant 
forward-looking assumptions the Group applied 
in their value in use models and the disclosures 
of these key assumptions as they provide 
important information on the potential outcome if 
key assumptions were to change, including: 
Working with our various specialists our 
procedures included: 
• 
Evaluating the appropriateness of the value 
in use method applied by the Group to 
perform the annual test of goodwill and 
intangible assets for impairment against the 
requirements of the accounting standards; 
• 
Assessing, along with our various specialists, 
the integrity of the value in use models used, 
including the accuracy of the underlying 
calculation formulas; 
• 
Meeting with management of the Group to 
understand the impact of COVID-19 and the 
potential outcomes of legal and regulatory 

Crown Resorts Limited Annual Report 2021
101
Independent Auditor’s Report
kpmg 
 
 
 
 
 
• 
forecast operating cash flows, growth rates 
and terminal growth rates – the Group has 
experienced significant business disruption 
as a result of COVID-19. These conditions 
and the uncertainty of their continuation, 
along with the impact of potential outcomes 
from ongoing legal and regulatory matters on 
cash flows, increase the risk of inaccurate 
forecasts or a significantly wider range of 
possible outcomes for us to consider and the 
possibility of goodwill and intangible assets 
being impaired. We focused on the expected 
rate of recovery for the Group and what the 
Group considers as their future operating 
basis when assessing the feasibility of the 
Group’s forecast cashflows. 
• 
forecast growth rates and terminal growth 
rates – in addition to the uncertainties 
described above, the Group’s models are 
sensitive to changes in these assumptions 
which reduce available headroom. This drives 
additional audit effort specific to their 
feasibility and consistency of application to 
the Group’s strategy.  
• 
discount rates - these are complicated in 
nature and vary according to the conditions 
and environment the specific CGU is subject 
to from time to time, and the modelling 
methodology for incorporating risks into the 
cash flows or discount rates. The Group’s 
modelling is sensitive to changes in the 
discount rates.  
The Group uses complex models to perform their 
annual testing of goodwill and intangible assets 
for impairment. The models are largely manually 
developed and include a range of internal and 
external sources as inputs to the assumptions.  
Complex modelling, using forward-looking 
assumptions tend to be prone to greater risk for 
potential bias, error and inconsistent application. 
These conditions necessitate additional scrutiny 
by us, in particular to address the objectivity of 
sources used for assumptions, and their 
consistent application. 
We involved specialists to supplement our senior 
audit team members in assessing this key audit 
matter. 
 
matters to the forecast operating cash flows; 
• 
Considering the sensitivity of the models by 
varying key assumptions, such as expected 
rate of recovery for the Group, what the 
Group considers as their future operating 
basis, forecast growth rates, terminal growth 
rates and discount rates, within a reasonably 
possible range. We also considered the 
interdependencies of key assumptions when 
performing the sensitivity analysis and what 
the Group consider to be reasonably 
possible. We did this to identify those CGUs 
at higher risk of impairment and to focus our 
procedures;    
• 
Challenging the Group’s significant forecast 
cash flow and growth assumptions in light of 
the status of current legal and regulatory 
matters and the expected continuation of 
uncertainty and business disruption from the 
impacts of the COVID-19 global pandemic. 
We did this using our knowledge of the 
Group, our industry experience, 
understanding of the legal and regulatory 
matters, and with input from our specialists;  
• 
Comparing forecast growth rates and 
terminal growth rates to authoritative 
published studies of industry trends and 
expectations and considered differences for 
the Group’s operations. We assessed key 
assumptions such as expected rate of 
recovery for the Group and what the Group 
considers as their future operating basis;  
• 
Independently developing a discount rate 
range using publicly available market data for 
comparable entities; and 
• 
Assessing the disclosures in the financial 
report using our understanding of the issue 
obtained from our testing and against the 
requirements of the accounting standards 
with particular focus on the information of 
potential outcomes if key assumptions were 
to change. 

102
Independent Auditor’s Report CONTINUED
Independent Auditor’s Report
kpmg 
 
 
 
 
 
Other Information 
Other Information is financial and non-financial information in Crown Resorts Limited’s annual reporting 
which is provided in addition to the Financial Report and the Auditor’s Report. The Directors are 
responsible for the Other Information.  
Our opinion on the Financial Report does not cover the Other Information and, accordingly, we do not 
express an audit opinion or any form of assurance conclusion thereon, with the exception of the 
Remuneration Report and our related assurance opinion. 
In connection with our audit of the Financial Report, our responsibility is to read the Other Information. 
In doing so, we consider whether the Other Information is materially inconsistent with the Financial 
Report or our knowledge obtained in the audit, or otherwise appears to be materially misstated. 
We are required to report if we conclude that there is a material misstatement of this Other Information, 
and based on the work we have performed on the Other Information that we obtained prior to the date 
of this Auditor’s Report we have nothing to report. 
Responsibilities of the Directors for the Financial Report 
The Directors are responsible for: 
• preparing the Financial Report that gives a true and fair view in accordance with Australian 
Accounting Standards and the Corporations Act 2001 
• implementing necessary internal control to enable the preparation of a Financial Report that gives a 
true and fair view and is free from material misstatement, whether due to fraud or error 
• assessing the Group and Company’s ability to continue as a going concern and whether the use of 
the going concern basis of accounting is appropriate. This includes disclosing, as applicable, matters 
related to going concern and using the going concern basis of accounting unless they either intend 
to liquidate the Group and Company or to cease operations, or have no realistic alternative but to 
do so.  
Auditor’s responsibilities for the audit of the Financial Report 
Our objective is: 
• to obtain reasonable assurance about whether the Financial Report as a whole is free from material 
misstatement, whether due to fraud or error; and  
• to issue an Auditor’s Report that includes our opinion.  
Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in 
accordance with Australian Auditing Standards will always detect a material misstatement when it 
exists. 
Misstatements can arise from fraud or error. They are considered material if, individually or in the 
aggregate, they could reasonably be expected to influence the economic decisions of users taken on 
the basis of the Financial Report. 
A further description of our responsibilities for the audit of the Financial Report is located at the 
Auditing and Assurance Standards Board website at 
https://www.auasb.gov.au/admin/file/content102/c3/ar1_2020.pdf This description forms part of our 
Auditor’s Report 
 

Crown Resorts Limited Annual Report 2021
103
Independent Auditor’s Report
Independent Auditor’s Report
kpmg 
 
 
 
 
 
Report on the Remuneration Report 
Opinion 
In our opinion, the Remuneration Report of 
Crown Resorts Limited for the year ended 
30 June 2021, complies with Section 300A of the 
Corporations Act 2001. 
Directors’ responsibilities 
The Directors of the Company are responsible for 
the 
preparation 
and 
presentation 
of 
the 
Remuneration Report in accordance with Section 
300A of the Corporations Act 2001. 
Our responsibilities 
We have audited the Remuneration Report 
included in pages 73 to 95 of the Directors’ report 
for the year ended 30 June 2021.  
Our responsibility is to express an opinion on the 
Remuneration Report, based on our audit 
conducted in accordance with Australian Auditing 
Standards. 
 
 
KPMG 
Rachel Milum 
Partner 
Sydney 
9 September 2021 
 

104
Financial Report
Financial Report
105
Statement of 
Profit or Loss
106
Statement of 
Comprehensive Income
107
Statement of 
Financial Position
108
Cash Flow Statement
109
Statement of 
Changes in Equity
110
Notes to the 
Financial Statements
FINANCIAL REPORT 2021

Crown Resorts Limited Annual Report 2021
105
Statement of Profit or Loss
Statement of Profit or Loss
For the year ended 30 June 2021
2021
2020
Note
$m
$m
Revenues 
3
 1,536.8 
 2,237.2 
Other income
3
 207.8 
 0.1 
Expenses 
3
(1,975.4) 
 (2,074.2)
Share of profits/(losses) of associates 
2,9
(8.7) 
 0.3 
Profit/(loss) before income tax and finance costs
(239.5) 
 163.4 
Finance costs
3
(69.1) 
 (10.2)
Profit/(loss) before income tax
(308.6) 
 153.2 
Income tax benefit/(expense)
2,5
 47.3 
 (71.3)
Net profit/(loss) after tax
(261.3) 
 81.9 
Attributable to:
Equity holders of the Parent
(261.6) 
 79.5 
Non-controlling interests
 0.3 
 2.4 
(261.3) 
 81.9 
The above Statement of Profit or Loss should be read in conjunction with the accompanying notes.
2021
2020
Cents 
Cents 
Note
per share 
per share 
Earnings per share (EPS)
Basic EPS
27
(38.63) 
 11.74 
Diluted EPS
27
(38.63) 
 11.74 
EPS calculation is based on the weighted average number of shares on issue 
throughout the period
Dividends per share
Current year final dividend declared
4
 - 
 - 
Current year interim dividend paid 
4
 - 
 30.00

106
FINANCIAL REPORT 2021  CONTINUED
Statement of Comprehensive Income
Statement of Comprehensive Income
For the year ended 30 June 2021
2021
2020
$m
$m
Net profit/(loss) after tax
(261.3) 
 81.9 
Other Comprehensive Income
Items that may be reclassified subsequently to profit or loss:
Foreign currency translation
(16.0) 
 5.3 
Movement in cash flow hedge reserve
(13.7) 
(6.6) 
Other comprehensive income / (loss) for the period, net of income tax
(29.7) 
(1.3) 
Total comprehensive income / (loss) for the period
(291.0) 
 80.6 
Attributable to:
Equity holders of the Parent
(290.4) 
 78.1 
Non-controlling interests
(0.6) 
 2.5 
(291.0) 
 80.6
The above Statement of Comprehensive Income should be read in conjunction with the accompanying notes.

Crown Resorts Limited Annual Report 2021
107
Statement of Financial Position
Statement of Financial Position
As at 30 June 2021
2021
2020
Note
$m
$m
Current assets
Cash and cash equivalents
22
 476.0 
 286.9 
Trade and other receivables
6
 19.6 
 111.2 
Income tax receivable
 65.3 
 - 
Inventories
 21.5 
 17.2 
Prepayments
 45.4 
 41.6 
Assets held for sale 
7
 425.8 
 - 
Total current assets
 1,053.6 
 456.9 
Non-current assets
Other financial assets
8
 12.7 
 29.3 
Investments in associates
9
 127.4 
 186.0 
Property, plant and equipment
10
 4,316.6 
 4,871.2 
Intangible assets - licences
12
 1,030.6 
 1,047.3 
Other intangible assets
13
 330.4 
 355.6 
Deferred tax assets
5
 183.5 
 170.7 
Other assets
15
 45.6 
 48.8 
Total non-current assets
 6,046.8 
 6,708.9 
Total assets
 7,100.4 
 7,165.8 
Current liabilities
Trade and other payables
16
 429.4 
 426.5 
Interest-bearing loans and borrowings
17
 314.3 
 8.2 
Income tax payable
 - 
 32.5 
Provisions
18
 304.1 
 200.3 
Other financial liabilities
 0.1 
 2.4 
Total current liabilities
 1,047.9 
 669.9 
Non-current liabilities
Other payables
16
 177.2 
 172.3 
Interest-bearing loans and borrowings
17
 974.1 
 1,121.8 
Deferred tax liabilities
5
 406.7 
 420.5 
Provisions
18
 28.7 
 27.0 
Total non-current liabilities
 1,586.7 
 1,741.6 
Total liabilities
 2,634.6 
 2,411.5 
Net assets
 4,465.8 
 4,754.3 
Equity
Contributed equity
19
(203.3) 
(203.3) 
Reserves
20
(23.8) 
 3.1 
Retained earnings
20
 4,692.9 
 4,954.5 
Total equity
 4,465.8 
 4,754.3
The above Statement of Financial Position should be read in conjunction with the accompanying notes.

108
FINANCIAL REPORT 2021  CONTINUED
Cash Flow Statement
Cash Flow Statement
For the year ended 30 June 2021
2021
2020
Note
$m
$m
Cash flows from operating activities
Receipts from customers
1,605.2
 2,258.3 
Payments to suppliers and employees
(1,471.6)
(1,847.5) 
Dividends received
 - 
 5.9 
Interest received
 1.1 
 12.2 
Borrowing costs paid
(76.4) 
(66.0) 
Income tax paid
(72.3) 
(36.0) 
Net cash flows from/(used in) operating activities
22b
(14.0) 
 326.9 
Cash flows from investing activities
Purchase of property, plant and equipment
(559.1) 
(746.3) 
Proceeds from sale of property, plant and equipment
 650.5 
 0.1 
Payment for the acquisition of equity accounted associates
(1.8) 
(3.9) 
Payment for the acquisition of controlled entities
(16.3) 
 - 
Other (net)
 0.3 
 - 
Net cash flows from/(used in) investing activities
 73.6 
(750.1) 
Cash flows from financing activities
Proceeds from borrowings
 590.0 
 315.1 
Repayment of borrowings
(459.8) 
(328.8) 
Dividends paid 
 - 
(406.2) 
Net cash flows from/(used in) financing activities
 130.2 
(419.9) 
Net increase/(decrease) in cash and cash equivalents
 189.8 
(843.1) 
Cash and cash equivalents at the beginning of the financial year
 286.9 
 1,126.0 
Effect of exchange rate changes on cash
(0.7) 
 4.0 
Cash and cash equivalents at the end of the financial year
22a
 476.0 
 286.9
Government subsidies and JobKeeper are presented net of cash receipts and payments in payments to suppliers and 
employees.
The above Cash Flow Statement should be read in conjunction with the accompanying notes.

Crown Resorts Limited Annual Report 2021
109
Statement of Changes in Equity
Statement of Changes in Equity
For the year ended 30 June 2021
Ordinary 
Shares 
Retained 
Earnings
Reserves
Total
Non-
Controlling 
Interest
Total 
Equity 
$m
$m
$m
$m
$m
$m
Year ended 30 June 2021
Balance at 1 July 2020
(203.3) 
 4,954.5 
 3.1 
 4,754.3 
 - 
 4,754.3 
Profit/(loss) for the period
 - 
(261.6) 
 - 
(261.6) 
 0.3 
(261.3) 
Other comprehensive income/(loss)
 - 
 - 
(28.8) 
(28.8) 
(0.9) 
(29.7) 
Total comprehensive income/(loss) 
for the period
 - 
(261.6) 
(28.8) 
(290.4) 
(0.6) 
(291.0) 
Transactions with owners in their 
capacity as owners:
Movement in non-controlling interest 
put option
 - 
 - 
(1.4) 
(1.4) 
 0.6 
(0.8) 
Share based payments
 - 
 - 
 3.3 
 3.3 
 - 
 3.3 
Balance at 30 June 2021
(203.3) 
 4,692.9 
(23.8) 
 4,465.8 
 - 
 4,465.8 
Year ended 30 June 2020
Balance at 1 July 2019
(203.3) 
 5,298.8 
 1.4 
 5,096.9 
 - 
 5,096.9 
Adoption impact of AASB 16
 - 
(17.6) 
 - 
(17.6) 
 - 
(17.6) 
Adjusted balance at 1 July 2019
(203.3) 
 5,281.2 
 1.4 
 5,079.3 
 - 
 5,079.3 
Profit/(loss) for the period
 - 
 79.5 
 - 
 79.5 
 2.4 
 81.9 
Other comprehensive income/(loss)
 - 
 - 
 (1.4)
 (1.4)
 0.1 
 (1.3)
Total comprehensive income/(loss) 
for the period
 - 
 79.5 
 (1.4)
 78.1 
 2.5 
 80.6 
Transactions with owners in their 
capacity as owners:
Dividends paid
 - 
 (406.2)
 - 
 (406.2)
 - 
 (406.2)
Movement in non-controlling interest 
put option
 - 
 - 
 (0.3)
 (0.3)
 (2.5)
 (2.8)
Share based payments
 - 
 - 
 3.4 
 3.4 
 - 
 3.4 
Balance at 30 June 2020
 (203.3)
 4,954.5 
 3.1 
 4,754.3 
 - 
 4,754.3
The above Statement of Changes in Equity should be read in conjunction with the accompanying notes.	

110
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
Notes to the Financial Statements
For the year ended 30 June 2021
1.	 Significant Accounting Policies 
1.1	 Basis of preparation
This financial report is a general-purpose financial report, 
which has been prepared in accordance with the 
requirements of the Corporations Act 2001, Australian 
Accounting Standards and other authoritative 
pronouncements of the Australian Accounting Standards 
Board. The financial report has also been prepared on a 
historical cost basis, except for derivative financial 
instruments, contingent consideration and investments 
that have been measured at fair value and investments in 
associates accounted for using the equity method. 
The amounts contained in the financial report have been 
rounded to the nearest hundred thousand dollars unless 
otherwise stated under the option available to Crown 
Resorts Limited (Crown or the Company) under ASIC 
Corporations (Rounding in Financial/Directors’ Reports) 
Instrument 2016/191. Crown is an entity to which this 
Instrument applies.
The financial report of Crown Resorts Limited and its 
controlled entities (the Group) for the year ended 30 June 
2021 was authorised for issue in accordance with a 
resolution of the directors on 8 September 2021 subject to 
final approval by a subcommittee. Crown is a for profit 
company limited by shares incorporated in Australia 
whose shares are publicly traded on the Australian 
Securities Exchange.
Statement of Compliance
The financial report complies with Australian Accounting 
Standards as issued by the Australian Accounting 
Standards Board and International Financial Reporting 
Standards (IFRS) as issued by the International Accounting 
Standards Board.
Going concern
At 30 June 2021, the Group is in a net current asset 
position of $5.7 million (2020: net current liability position 
of $213.0 million). At 30 June 2021, the Group had $390.1 
million in available cash and cash equivalents (excluding 
working capital cash) (refer note 22) and $170.7 million in 
committed un-drawn bank facilities (refer note 17). The 
financial statements have been prepared on a going 
concern basis. In determining the appropriateness of the 
basis of preparation, the Group has considered the impact 
of the COVID-19 pandemic on the Group’s financial 
position at 30 June 2021 and its operations in future 
periods. 
During the financial year, in response to the COVID-19 
pandemic, Crown was directed by relevant State and 
Federal Governments, at various times, to suspend its 
gaming activities and other non-essential services at 
Crown Melbourne, Crown Perth, Crown Sydney and 
Crown Aspinalls. When operating, restrictions remained in 
place around the number of patrons allowed onsite and 
strict adherence to health and safety standards. It remains 
uncertain how long these conditions will remain in place. 
The impact of COVID-19 and the potential outcomes of the 
various regulatory inquiries and investigations has created 
material uncertainties surrounding going concern 
particularly given the interdependencies of the events and 
conditions on the Group’s forecasts. In preparing the 
financial report on a going concern basis, Crown has 
performed detailed scenario planning on the Group’s cash 
flow forecast and forecast liquidity position.  
Critical to this are the assumptions used regarding the 
impact of COVID-19 and its expected continuation, the 
potential outcomes of the various regulatory inquiries and 
investigations, the continued support of the Group’s 
financiers and maintaining an investment grade credit 
rating and the expected proceeds from the sale of Crown 
Sydney apartments during the next 12 months. Each of 
these contain a range of uncertainties, the key details of 
which include:
COVID-19:
•	 The impacts of COVID-19 on Crown’s operations has 
created significant uncertainty in relation to the Group’s 
cash flow forecast and its forecast liquidity position. 
There is uncertainty surrounding the duration of closure 
of Crown’s properties and the restrictions in place 
when opened, in relation to the number of patrons 
allowed onsite and adherence to COVID protocols. The 
Group has undertaken scenario modelling to consider 
the unfavourable impact of potential closures of 
Crown’s operations on operating cash flows for the 
next twelve months. Given the nature of the pandemic, 
uncertainty surrounding the closures and the potential 
operating restrictions and their longevity, a wide range 
of outcomes are possible. This uncertainty may lead to 
a breach of financial covenants under the Group’s 
financing arrangements of which $420 million was 
drawn at 30 June 2021. 
Regulatory Inquiries:
•	 In the event of a cancellation or suspension of any of 
Crown’s Australian casino licences, there was the 
potential for an event of default to arise under the 
Group’s financing arrangements of which $420 million 
was drawn and $99.3 million of letters of credit were 
issued at 30 June 2021.  
Euro Medium Term Notes:
•	 Under the terms of Crown’s Euro Medium Term Notes 
(Notes), in the event that the Notes are unrated, or are 
rated below investment grade by any rating agency 
which rates the Notes (currently Fitch Ratings and 
Standard & Poor’s), any holder of the Notes would be 
entitled to require redemption of its Notes at the 
outstanding principal amount plus a make whole 
premium, subject to the terms of the Notes.  
Crown Sydney Apartment sales: 
•	 The Group has assumed that the remaining Crown 
Sydney apartment sales are settled throughout and 
prior to 30 June 2022. If sales are delayed this may 

Crown Resorts Limited Annual Report 2021
111
Notes to the Financial Statements
result, in conjunction with the above assumptions, in an 
unfavourable impact on liquidity.
To address the uncertainty arising from one or more of the 
above scenarios occurring the Group has reached 
agreement with its relationship banks post 30 June 2021 in 
relation to the following key measures:
•	 A waiver of financial covenants under the Group’s 
financing arrangements in relation to the 31 December 
2021 testing date. 
•	 The Group has extended the $410 million of bank 
facilities with relationship banks that were due to mature 
in April 2022 to October 2023 of which $102.5 million is 
undrawn. At the same time the $150 million of bank 
facilities maturing in April 2024 has been aligned with 
the October 2023 maturity.
•	 A waiver of certain events of default that would 
otherwise arise from cancellation or suspension (for a 
certain period of time) of any of Crown’s Australian  
casino licences. In the event such a licence event 
occurs, Crown has agreed to a review process providing 
it with a period of time to negotiate with lenders or 
otherwise refinance the facilities.
•	 One of Crown’s relationship banks has agreed to 
provide a new $250 million debt facility, subject to 
completion of long form documentation. The facility will 
provide Crown with debt funding of up to $250 million 
(based on the value of unsold Crown Sydney 
apartments) to be used to partly fund any required 
redemption of Crown’s Euro Medium Term Notes and 
associated make whole premium as described above, 
or in certain circumstances, for general corporate 
purposes.
•	 As part of the arrangement agreed with lenders, Crown 
has agreed not to declare or pay dividends in respect of 
the half year ending 31 December 2021 or where a review 
event is triggered as a result of a cancellation or 
suspension of any of Crown’s Australian casino licences.
Additional measures the Group has in place and/or which 
are at its discretion are:
•	 At 30 June 2021, the Group had only $14.9 million in 
capital commitments (refer note 21). The Group has the 
ability to control the cash flow of certain uncommitted 
capital expenditure, should the need arise.  
•	 The Group expects to realise $34.9 million related to the 
disposal of Crown’s investment in Aspers, which was 
held for sale at 30 June 2021 (refer note 7). 
•	 In the event of prolonged COVID-19 lockdowns the 
Group has the ability to reduce cash outflows including 
the reduction of capital expenditure and operating costs. 
•	 The Group has the opportunity to raise additional funds 
through asset disposal, additional financing or the 
issuance of new shares, should the need arise. 
Based on the above, the Group is satisfied that it will be 
able to continue to meet its liabilities as and when they fall 
due, for a minimum of the next twelve months. 
1.2	Changes in accounting policies
In the current year, the Group has adopted the following 
amendments and interpretations to accounting standards 
that apply for the first time from July 2020. The adoption of 
the amendments and interpretations did not have a 
material impact on the financial position or performance of 
the Group during the period. 
•	 AASB 2018-6 Amendments to Australian Accounting 
Standards – Definition of a Business
•	 AASB 2018-7 Amendments to Australian Accounting 
Standards – Definition of Material
•	 AASB 2019-1 Amendments to Australian Accounting 
Standards – References to the Conceptual Framework
•	 AASB 2019-3 Amendments to Australian Accounting 
Standards – Interest Rate Benchmark Reform
•	 IFRS Interpretations Committee agenda decision 
– Configuration or Customisation Costs in a Cloud 
Computing Arrangement (IAS 38)
1.3	Standards issued but not yet effective
Standards and Interpretations not expected to be 
material
Certain other new Accounting Standards and 
Interpretations have been published that are not mandatory 
for the 30 June 2021 reporting period. The Group has 
assessed the impact of these new Accounting Standards 
and Interpretations that are relevant to the Group, and does 
not expect any material impact on net assets, net profit, 
presentation or disclosures when these standards become 
effective and are adopted.
1.4	Basis of consolidation
The consolidated financial statements are those of the 
consolidated entity, comprising Crown Resorts Limited (the 
parent entity) and all entities that Crown Resorts Limited 
controlled from time to time during the year and at 
reporting date (the Group). Control is achieved when the 
Group is exposed, or has rights, to variable returns from its 
involvement with the investee and has the ability to affect 
those returns through its power over the investee.
The Group re-assesses whether or not it controls an 
investee if facts and circumstances indicate that there are 
changes to one or more of the three elements of control. 
Information from the financial statements of subsidiaries is 
included from the date the parent entity obtains control 
until such time as control ceases. Where there is loss of 
control of a subsidiary, the consolidated financial 
statements include the results for the part of the reporting 
period during which the parent entity has control. Change 
of ownership interest of a subsidiary without the loss of 
control is accounted for as an equity transaction.
Subsidiary acquisitions are accounted for using the 
acquisition method of accounting. The financial statements 
of subsidiaries are prepared for the same reporting period 
as the parent entity, using consistent accounting policies.  
Adjustments are made to bring into line any dissimilar 
accounting policies that may exist.

112
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
All inter-company balances and transactions, including 
unrealised profits arising from intra-group transactions, 
have been eliminated in full. 
The accounting policies adopted have been applied 
consistently throughout the two reporting periods. 
1.5	Significant accounting judgements, 
estimates and assumptions
The carrying amounts of certain assets and liabilities are 
often determined based on judgements, estimates and 
assumptions of future events. The key judgements, 
estimates and assumptions that have a significant risk of 
causing a material adjustment to the carrying amounts of 
certain assets and liabilities within the next annual 
reporting period are:
Impairment of non-financial assets
Impairment exists when the carrying value of an asset or 
cash generating unit exceeds its recoverable amount, 
which is the higher of its fair value less costs of disposal 
and its value in use. The Group determines whether 
goodwill and intangibles with indefinite useful lives are 
impaired at least on an annual basis. This requires an 
estimation of the recoverable amount of the cash-
generating units to which the goodwill and intangibles with 
indefinite useful lives are allocated. 
At 30 June 2021, COVID-19 continues to have a major 
impact on Australian and International economies. The 
duration of restricted operating conditions and border 
restrictions remains uncertain. This means that cash flow 
assumptions and forecasts may change significantly and 
unexpectedly over a relatively short period of time. The 
level of uncertainty has resulted in increased difficulty in 
developing cash flow assumptions and forecasts. 
Crown is subject to a number of regulatory inquiries and 
investigations, the outcomes of which remain uncertain. 
The assumptions used in the valuation of the recoverable 
amounts assumes prevailing licence and regulatory 
conditions.
The assumptions used in this estimation of recoverable 
amounts and the carrying amount of non-financial assets 
are discussed in note 14.
Taxes
Deferred tax assets are recognised for all unused tax 
losses to the extent that it is probable that taxable profit 
will be available against which the losses can be utilised. 
Management judgement is required to determine the 
amount of deferred tax assets that can be recognised, 
based upon the likely timing and the level of future taxable 
profits.
Management periodically evaluates positions taken in the 
tax returns with respect to situations in which applicable 
tax regulations are subject to interpretation and 
establishes provisions where appropriate.
Expected credit losses
An allowance is recognised based on the expected credit 
loss from the time the financial instrument is initially 
recognised. 
An impairment analysis is performed at each reporting 
date to measure allowance for expected credit losses. The 
allowance for expected credit losses is based on a 
provision matrix that reflects the Group’s historical credit 
loss experience, adjusted for management’s knowledge of 
specific customers’ circumstances, including changes in 
financial circumstances, significant delay in payments and 
gambling activity, as well as current collection trends and 
business conditions. 
The estimates and assumptions associated with the 
Group’s expected credit loss model were revised as a 
result of prevailing economic conditions at 30 June 2021, 
reflecting the uncertainty regarding the duration of 
restricted operating conditions and border closures, and 
Crown’s announcement to cease dealing with junket 
operators. Extended periods of restricted operations and 
border closures create uncertainty regarding the 
collectability of those debts.
The assumptions used in the estimation of the allowance 
for expected credit losses are discussed further in note 6.
Trade receivables are written off, after taking into account 
regulatory considerations, when there is no reasonable 
expectation of recovery.
Market value rent for Crown Melbourne Main Site
In 1993 Crown Melbourne entered into a ninety-nine year 
lease agreement for the site upon which the Crown 
Melbourne Entertainment Complex is located. For years 
one to forty inclusive, the annual rent payable is one dollar 
per annum. For years forty-one to ninety-nine inclusive, 
the annual rent payable will be the then current market 
rent for the site. On adoption of AASB 16 in July 2019, this 
lease was recognised as a right-of-use asset and lease 
liability. The carrying value of the right-of-use asset has 
been determined as if the standard had always applied, 
based on the payments in years forty-one to ninety-nine 
using the estimated market rent at commencement date 
of the lease, applying the incremental borrowing rate at 
date of initial application of the standard. In estimating the 
market rent at commencement date, the Group engaged 
an independent property valuer. 
The lease liability is measured at the present value of the 
lease payments to be made in years forty-one to ninety-
nine using the estimated market rent at commencement 
date of the lease.
Lease – Estimating the incremental borrowing rate
If the Group cannot readily determine the interest rate 
implicit in the lease, it uses its incremental borrowing rate 
(IBR) to measure lease liabilities. The IBR is the rate of 
interest that the lessee would have to pay to borrow over a 
similar term, and with a similar security, the funds 
necessary to obtain an asset of a similar value to the 
right-of-use asset in a similar economic environment. The 
1.	 Significant Accounting Policies continued 
Notes to the Financial Statements continued
For the year ended 30 June 2021

Crown Resorts Limited Annual Report 2021
113
Notes to the Financial Statements
IBR therefore reflects what the lessee ‘would have to pay’, 
which requires estimation when no observable rates are 
available (such as for subsidiaries that do not enter into 
financing transactions) or when they need to be adjusted 
to reflect the terms and conditions of the lease. The Group 
estimates the IBR using observable inputs (such as market 
interest rates) when available and is required to make 
certain entity-specific estimates.
Crown Sydney development costs 
The Group engaged an independent expert to determine 
a fair and reasonable apportionment of the total 
development costs between the assets used in the 
ongoing operation of Crown Sydney and the residential 
apartments. 
The portion of the development costs relating to the 
ongoing operation of Crown Sydney will be depreciated 
over the useful life of the assets in accordance with the 
Group’s depreciation policy. 
For residential apartments that were settled prior to 30 
June 2021, the cost of each residential apartment is 
allocated against the proceeds to determine the gain on 
disposal. The costs relating to residential apartments held 
by the Group at 30 June 2021 have been disclosed as 
Assets Held for Sale.
Provisions and Contingent Liabilities
The recognition and measurement of provisions is an 
inherently uncertain process involving using judgement to 
determine when a present obligation exists and estimates 
regarding probability, amounts and timing of cash flows.
The Group is subject to a number of ongoing legal and 
regulatory matters, the outcome of which remains 
uncertain. The degree of uncertainty and the method of 
making accounting estimates depends on the individual 
matter, with judgement required to determine the 
probability of the outcome and to make a reliable estimate 
amount of the potential obligation and the timing of 
outflows that may arise. The Group has recognised 
provisions for various matters as appropriate, using the 
Group’s best estimate of the outcome and expenditure 
required to settle the obligation. For matters where it is not 
possible to make a reliable estimate of the amount of the 
obligation, no provision is recognised, however a 
contingent liability is disclosed. When a contingent liability 
has been disclosed, where practical, the uncertainties and 
anticipated timing has been provided.
Significant items
Significant items are transactions that are not in the 
ordinary course of business or are material and 
unexpected due to their size and nature. Information 
relating to Significant items is presented within note 2 
Segment Information and is disclosed to allow users of the 
financial report to see the performance of the Group in a 
comparable form to that of the comparative period. This is 
consistent with the information provided to and used by 
the Chief Operating decision makers to evaluate the 
performance of the Group during the period.
Costs incurred during mandated closure (Closure costs)
Crown’s businesses ordinarily operate each day of the 
year and, apart from minor exceptions, 24 hours each day. 
Due to the unprecedented nature of the directions from 
State and Federal Governments to suspend gaming 
activities and other non-essential services at Crown 
Melbourne, Crown Perth and Crown Aspinalls due to the 
COVID-19 pandemic, the circumstances surrounding 
Crown’s closure are exceptional. Given these 
circumstances, Crown has provided information relating to 
the costs incurred during mandated closure within note 2 
Segment Information, on the basis this is consistent with 
information used by the Chief Operating decision makers 
during the period. 
1.6	Summary of significant accounting policies
(a)	 Income tax
Current tax assets and liabilities for the current and prior 
periods are measured at the amount expected to be 
recovered from or paid to the taxation authorities based 
on the current period’s taxable income. The tax rates and 
tax laws used to compute the amount are those that are 
enacted or substantively enacted by the reporting date.
Deferred tax is provided on most temporary differences at 
the reporting date between the tax bases of assets and 
liabilities and their carrying amounts for financial reporting 
purposes.
Deferred tax liabilities are recognised for all taxable 
temporary differences except:
•	 where the deferred tax liability arises from the initial 
recognition of an asset or liability in a transaction that is 
not a business combination and, at the time of the 
transaction, affects neither the accounting profit or loss 
nor taxable profit or loss; or
•	 in respect of taxable temporary differences associated 
with investments in subsidiaries, associates and 
interests in joint ventures, when the timing of the 
reversal of the temporary differences can be controlled 
and it is probable that the temporary differences will not 
reverse in the foreseeable future.
Deferred tax assets are recognised for all deductible 
temporary differences, carry-forward of unused tax assets 
and unused tax losses, to the extent that it is probable 
that taxable profit will be available against which the 
deductible temporary differences, and the carry-forward 
of unused tax assets and unused tax losses can be 
utilised except:
•	 when the deferred tax asset relating to the deductible 
temporary difference arises from the initial recognition 
of an asset or liability in a transaction that is not a 
business combination and, at the time of the 
transaction, affects neither the accounting profit nor 
taxable profit or loss; or
•	 in respect of deductible temporary differences 
associated with investments in subsidiaries, associates 
and interests in joint ventures, deferred tax assets are 

Notes to the Financial Statements continued
For the year ended 30 June 2021
114
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
recognised only to the extent that it is probable that the 
temporary differences will reverse in the foreseeable 
future and taxable profit will be available against which 
the temporary differences can be utilised.
The carrying amount of deferred tax assets is reviewed at 
each reporting date and reduced to the extent that it is no 
longer probable that sufficient taxable profit will be 
available to allow all or part of the deferred tax asset to be 
utilised.
Deferred tax assets and liabilities are measured at the tax 
rates that are expected to apply to the year when the 
asset is realised or the liability is settled, based on tax 
rates (and tax laws) that have been enacted or 
substantively enacted at the reporting date.
Income taxes relating to items recognised directly in equity 
are recognised in equity and not the Statement of Profit or 
Loss.
(b)	 Other taxes
Revenues, expenses and assets are recognised net of the 
amount of GST except:
•	 where the GST incurred on a purchase of goods and 
services is not recoverable from the taxation authority, 
in which case the GST is recognised as part of the cost 
of acquisition of the asset or as part of the expense 
item as applicable;
•	 gaming revenues; and
•	 receivables and payables are stated with the amount of 
GST included.
The net amount of GST recoverable from, or payable to, 
the taxation authority is included as part of receivables or 
payables in the Statement of Financial Position. 
Cash flows are included in the Cash Flow Statement on a 
gross basis and the GST component of cash flows arising 
from investing and financing activities, which is 
recoverable from, or payable to, the taxation authority, are 
classified as operating cash flows.
Commitments and contingencies are disclosed net of the 
amount of GST recoverable from, or payable to, the 
taxation authority.
Gaming taxes and levies are recognised as an expense 
when incurred.
(c)	 Foreign currency translation
Both the functional and presentation currency of Crown 
Resorts Limited and its Australian subsidiaries is Australian 
dollars. 
Each foreign entity in the Group determines its own 
functional currency and items included in the financial 
statements of each foreign entity are measured using that 
functional currency, which is translated to the presentation 
currency for Group reporting purposes.
Transactions in foreign currencies are initially recorded in 
the functional currency at the exchange rates ruling at the 
date of the transaction. Monetary assets and liabilities 
denominated in foreign currencies are retranslated at the 
rate of exchange ruling at the reporting date.  
Non-monetary items that are measured in terms of 
historical cost in a foreign currency are translated using 
the exchange rate as at the date of the initial transaction. 
Non-monetary items measured at fair value in a foreign 
currency are translated using the exchange rates at the 
date when the fair value was determined.
As at the reporting date the assets and liabilities of 
overseas subsidiaries are translated into the presentation 
currency of Crown Resorts Limited at the rate of exchange 
ruling at the reporting date and the profit or loss is 
translated at the weighted average exchange rates for the 
period. The exchange differences arising on the 
retranslation are recognised through Other 
Comprehensive Income (OCI) and accumulated in the 
foreign currency translation reserve in equity.
On disposal of a foreign entity, the deferred cumulative 
amount recognised in the foreign currency translation 
reserve relating to that particular foreign operation is 
recognised in the Statement of Profit or Loss.
(d)	 Cash and cash equivalents
Cash and cash equivalents in the Statement of Financial 
Position comprises of cash at bank and on hand, and 
short term deposits with an original maturity of three 
months or less that are readily convertible to known 
amounts of cash and which are subject to an insignificant 
risk of changes in future value.
For the purposes of the Cash Flow Statement, cash and 
cash equivalents consist of cash and cash equivalents as 
defined above, net of outstanding bank overdrafts.
(e)	 Trade and other receivables
Trade receivables are recognised and carried at original 
invoice amount less an allowance for any expected credit 
losses.
An allowance for expected credit losses is recognised 
based on the expected credit loss from the time the 
financial instrument is initially recognised. Trade 
receivables are written off when there is no reasonable 
expectation of recovery. 
Receivables from associates and other related parties are 
carried at amortised cost less an allowance for 
impairment. 
Interest, when charged, is taken up as income on an 
accrual basis.
1.	 Significant Accounting Policies continued
1.6	Summary of significant accounting policies 
continued
(a)	 Income tax continued

Crown Resorts Limited Annual Report 2021
115
Notes to the Financial Statements
(f)	 Inventories
Inventories are valued at the lower of cost and net 
realisable value.  
Costs incurred in bringing each product to its present 
location and condition are accounted for as follows:
•	 Inventories which include food, beverages and other 
consumables are costed on a weighted average basis; 
and
•	 net realisable value is the estimated selling price in the 
ordinary course of business, less estimated costs of 
completion and the estimated costs necessary to make 
the sale.
(g)	 Investments in associates
The financial statements of the associates are used by the 
Group to apply the equity method. Where associates 
apply different accounting policies to the Group, 
adjustments are made upon application of the equity 
method.
Investments in associates are carried in the Statement of 
Financial Position at cost plus post-acquisition changes in 
the Group’s share of net assets of the associates, less any 
impairment in value. The Statement of Profit or Loss 
reflects the Group’s share of the results of operations of 
the associates.
Where there has been a change in the associates’ OCI or 
equity, the Group recognises its share of any changes and 
discloses this, when applicable, in the Statement of 
Comprehensive Income.
When the Group’s share of losses in an associate equals 
or exceeds its interest in the associate, including any 
unsecured long term receivables and loans, the Group 
does not recognise further losses unless it has incurred 
obligations or made payments on behalf of the associate.    
(h)	 Investments and other financial assets
Financial assets are classified based on:
(i)  The objective of the entity’s business model for 
managing the financial assets; and
(ii) The characteristics of the contractual cash flow.
The classification depends on the purpose for which the 
financial assets were acquired. Management determines 
the classification of its financial assets at initial recognition. 
For instruments not held for trading, an irrevocable 
election is made by instrument to determine if the 
instrument is measured at fair value either through OCI or 
in the Statement of Profit or Loss. 
When financial assets are recognised initially, they are 
measured at fair value, plus, in the case of assets at 
amortised costs or fair value through OCI, directly 
attributable transaction costs.
The best evidence of fair value is quoted prices in an 
active market. The fair value of the investments and other 
financial assets that do not have a price quoted in an 
active market have been estimated using valuation 
techniques based on assumptions that are not supported 
by observable market prices or rates. The fair value is 
reassessed each reporting period. 
If the fair value through Statement of Profit or Loss 
approach is adopted, increments and decrements on the 
fair value of the financial asset at each reporting date are 
recognised in the Statement of Profit or Loss.  
If the fair value through OCI approach is adopted, 
increments and decrements on the fair value are 
recognised in OCI, without recycling of gains and losses 
between the Statement of Profit or Loss and OCI, even on 
disposal of the investment.  Dividends in respect of these 
investments that are a return on investment are 
recognised in the Statement of Profit or Loss. 
Purchases or sales of financial assets that require delivery 
of assets within a time frame established by regulation or 
convention in the market place (regular way trades) are 
recognised on the trade date, i.e., the date that the Group 
commits to purchase or sell the asset.
(i)   Property, plant and equipment
Property, plant and equipment is stated at cost less 
accumulated depreciation and any impairment in value.  
Depreciation and amortisation is calculated on a straight-
line basis over the estimated useful life of the asset as 
follows:  
•	 Buildings - 40 to 75 years;
•	 Fixtures and fittings in buildings - 4 to 20 years; and	
•	 Plant and equipment - 2 to 20 years.
The asset’s residual values, useful lives and amortisation 
methods are reviewed, and adjusted if appropriate, at 
each financial year end.	
Cost for construction work in progress includes any costs 
directly attributable to bringing the asset to the location 
and condition necessary for it to be capable of operating 
in the manner intended by management.
Impairment
The carrying values of property, plant and equipment are 
reviewed for impairment when events or changes in 
circumstances indicate the carrying value may not be 
recoverable. For an asset that does not generate largely 
independent cash inflows, the recoverable amount is 
determined for the cash-generating unit to which the asset 
belongs. If any such indication exists and where the 
carrying values exceed the estimated recoverable amount, 
the assets or cash-generating units are written down to 
their recoverable amount.
The recoverable amount of property, plant and equipment 
is the greater of fair value less costs of disposal and value 
in use. In assessing value in use, the estimated future cash 
flows are discounted to their present value using a 
post-tax discount rate that reflects current market 

Notes to the Financial Statements continued
For the year ended 30 June 2021
116
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
assessments of the time value of money and the risks 
specific to the asset.
Derecognition
An item of property, plant and equipment is derecognised 
upon disposal or when no future economic benefits are 
expected to arise from the continued use of the asset.
Any gain or loss arising on derecognition of the asset 
(calculated as the difference between the net disposal 
proceeds and the carrying amount of the item) is included 
in the Statement of Profit or Loss in the period the item is 
derecognised.
(j)	 Intangible assets
Licences
Licences are carried at cost less any accumulated 
amortisation and any accumulated impairment losses.
The directors regularly assess the carrying value of casino 
licences so as to ensure they are not carried at a value 
greater than their recoverable amount.
The casino licences are carried at cost of acquisition. The 
Crown Melbourne licence is being amortised on a 
straight-line basis over the remaining life of the licence to 
2050. The Crown Perth licence is assessed as having an 
indefinite useful life and, as such, no amortisation is 
charged. The Crown Perth licence is subject to an annual 
impairment assessment.  
Amortisation will commence on the Crown Sydney licence 
once the gaming activities are operational.
Goodwill
Goodwill on acquisition is initially measured at cost, being 
the excess of the aggregate of the consideration 
transferred and the amount recognised for non-controlling 
interest and any previous interest held over the net 
identifiable assets acquired and liabilities assumed. 
Following initial recognition, goodwill is measured at cost 
less any accumulated impairment losses. Goodwill is not 
amortised.
As at the acquisition date, any goodwill acquired is 
allocated to each of the cash-generating units expected to 
benefit from the combination’s synergies.
Goodwill is reviewed for impairment, annually or more 
frequently if events or changes in circumstances indicate 
that the carrying value may be impaired. Impairment is 
determined by assessing the recoverable amount of the 
cash generating unit to which the goodwill relates. Where 
the recoverable amount of the cash-generating unit is less 
than the carrying amount, an impairment loss is 
recognised.
Where goodwill forms part of a cash-generating unit and 
part of the operation within that unit is disposed of, the 
goodwill associated with the operation disposed of is 
included in the carrying amount of the operation when 
determining the gain or loss on disposal of the operation. 
Goodwill disposed of in this circumstance is measured on 
the basis of the relative values of the operation disposed of 
and the portion of the cash-generating unit retained.
Other intangible assets - Acquired both separately and 
from a business combination
Intangible assets acquired separately are capitalised at 
cost and from a business combination are capitalised at 
fair value as at the date of acquisition. Following initial 
recognition, the cost model is applied to the class of 
intangible assets.
The useful lives of these intangible assets are assessed to 
be either finite or indefinite. Where amortisation is charged 
on assets with finite lives, this expense is taken to the 
Statement of Profit or Loss.
Intangible assets created within the business are not 
capitalised and expenditure is charged against profits in 
the period in which the expenditure is incurred.
Intangible assets are tested for impairment where an 
indicator of impairment exists, and annually in the case of 
intangible assets with indefinite lives, either individually or 
at the cash generating unit level. Useful lives are also 
examined on an annual basis and adjustments, where 
applicable, are made on a prospective basis.
Gains or losses arising from derecognition of an intangible 
asset are measured as the difference between the net 
disposal proceeds and the carrying amount of the asset 
and are recognised in the Statement of Profit or Loss 
when the asset is derecognised.
(k)	 Recoverable amount of non-financial assets
At each reporting date, the Group assesses whether there 
is any indication that an asset may be impaired. Where an 
indicator of impairment exists, the Group makes a formal 
estimate of recoverable amount. Where the carrying 
amount of an asset exceeds its recoverable amount the 
asset is considered impaired and is written down to its 
recoverable amount. 
Recoverable amount is the greater of fair value less costs 
of disposal and value in use. For the purposes of 
assessing impairment, assets are grouped at the lowest 
levels for which there are separately identifiable cash flows 
that are largely independent of the cash inflows from other 
assets or groups of assets (cash-generating units). In 
assessing value in use, the estimated future cash flows are 
discounted to their present value using a post-tax discount 
rate that reflects current market assessments of the time 
value of money and the risks specific to the asset.
(l)	 Trade and other payables
Trade and other payables are recognised for amounts 
payable in relation to goods received and services 
rendered, whether or not billed to the Group at reporting 
1.	 Significant Accounting Policies continued 
1.6	Summary of significant accounting policies 
continued
(i)   Property, plant and equipment continued
Impairment continued

Crown Resorts Limited Annual Report 2021
117
Notes to the Financial Statements
date. The Group operates in a number of diverse markets, 
and accordingly the terms of trade vary by business.
(m)	Interest-bearing loans and borrowings
All loans and borrowings are initially recognised at fair 
value received less directly attributable transaction costs.
After initial recognition, interest-bearing loans and 
borrowings are subsequently measured at amortised cost 
using the effective interest method.
Borrowings are classified as current liabilities unless the 
Group has an unconditional right to defer settlement of the 
liability for at least 12 months after the reporting date.
Borrowing costs
Borrowing costs directly associated with qualifying assets 
are capitalised, including any other associated costs 
directly attributable to the borrowing. The capitalisation 
rate to determine the amount of borrowing costs to be 
capitalised is the weighted average interest rate applicable 
to the Group’s outstanding borrowings during the year, in 
this case 4.5% (2020: 5.4%). Once qualifying assets are 
ready for use, capitalisation of borrowing costs ceases.
All other borrowing costs are expensed in the period they 
are incurred.
(n)	 Provisions and Contingent Liabilities
Provisions are recognised when the Group has a present 
obligation (legal or constructive) to make a future sacrifice 
of economic benefits to other entities as a result of past 
transactions or other events, it is probable that a future 
sacrifice of economic benefit will be required and a reliable 
estimate can be made of the amount of the obligation.
Where the Group expects some or all of a provision to be 
reimbursed, the reimbursement is recognised as a 
separate asset. The expense relating to any provision is 
presented in the Statement of Profit or Loss net of any 
reimbursement.
If the effect of the time value of money is material, 
provisions are discounted using a current pre-tax rate that 
reflects the risks specific to the liability. When discounting 
is used, the increase in the provision due to the passage 
of time is recognised as a finance cost.
A provision for dividends is not recognised as a liability 
unless the dividends are declared, or publicly 
recommended on or before the reporting date.
In the extremely rare circumstances where a reliable 
estimation of the amount of the obligation cannot be 
made, a provision is not recognised and a contingent 
liability is disclosed. When a contingent liability has been 
disclosed, where practical, the uncertainties and 
anticipated timing has been provided.
(o)	 Employee benefits
Provision is made for employee benefits accumulated as a 
result of employees rendering services up to reporting 
date including related on-costs. The benefits include 
wages and salaries, incentives, compensated absences 
and other benefits, which are charged against profits in 
their respective expense categories when services are 
provided or benefits vest with the employee.
The provision for employee benefits is measured at the 
remuneration rates expected to be paid when the liability 
is settled. Benefits expected to be settled after twelve 
months from the reporting date are measured at the 
present value of the estimated future cash outflows to be 
made in respect of services provided by employees up to 
the reporting date.
The liability for long service leave is recognised in the 
provision for employee benefits and measured as the 
present value of expected future payments to be made in 
respect of services provided by employees up to the 
reporting date using the projected unit credit method. 
Consideration is given to expected future wage and salary 
levels, experience of employee departures, and periods of 
service. Expected future payments are discounted using 
market yields at the reporting date on bonds with terms to 
maturity and currencies that match, as closely as possible, 
the estimated future cash outflows.
(p)	 Leases
Group as lessee
(i)  Right-of-use assets
The Group recognises right-of-use assets at the 
commencement date of the lease (i.e., the date the 
underlying asset is available for use). Right-of-use assets 
are measured at cost, less any accumulated depreciation 
and impairment losses, and adjusted for any 
remeasurement of lease liabilities. The cost of right-of-use 
assets includes the amount of lease liabilities recognised, 
initial direct costs incurred, and lease payments made at 
or before the commencement date less any lease 
incentives received. Unless the Group is reasonably 
certain to obtain ownership of the leased asset at the end 
of the lease term, the recognised right-of-use assets are 
depreciated on a straight-line basis over the shorter of its 
estimated useful life and the lease term. Right-of-use 
assets are tested for impairment. 
Right-of-use assets are included in the heading Property, 
plant and equipment on the Statement of Financial 
Position.
(ii)  Lease liabilities
At the commencement date of the lease, the Group 
recognises lease liabilities measured at the present value 
of lease payments to be made over the lease term. The 
lease payments include fixed payments (including in-
substance fixed payments) less any lease incentives 
receivable, variable lease payments that depend on an 
index or a rate initially measured using the index or rate as 
at commencement date, and amounts expected to be paid 
under residual value guarantees. The lease payments also 
include the exercise price of a purchase option reasonably 
certain to be exercised by the Group and payments of 
penalties for terminating a lease, if the lease term reflects 
the Group exercising the option to terminate. The variable 

Notes to the Financial Statements continued
For the year ended 30 June 2021
118
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
lease payments that do not depend on an index or a rate 
are recognised as an expense in the period on which the 
event or condition that triggers the payment occurs.
In calculating the present value of lease payments, the 
Group uses the incremental borrowing rate at the lease 
commencement date if the interest rate implicit in the 
lease is not readily determinable. After the 
commencement date, the amount of lease liabilities is 
increased to reflect the accretion of interest and reduced 
for the lease payments made. In addition, the carrying 
amount of lease liabilities is remeasured if there is a 
modification, a change in the lease term, a change in the 
in-substance fixed lease payments or a change in the 
assessment to purchase the underlying asset. 
Lease liabilities are included in the headings current and 
non-current Interest-bearing loans and borrowings on the 
Statement of Financial Position.
(iii)  Short-term leases and leases of low-value assets
The Group applies the short-term lease recognition 
exemption to its short-term leases of property, plant and 
equipment (i.e., those leases that have a lease term of 12 
months or less from the commencement date and do not 
contain a purchase option). It also applies the lease of 
low-value assets recognition exemption to leases that are 
considered of low value. Lease payments on short-term 
leases and leases of low-value assets are recognised as 
an expense on a straight-line basis over the lease term.
Group as lessor
Leases in which the Group does not transfer substantially 
all the risks and rewards of ownership of an asset are 
classified as operating leases. Initial direct costs incurred 
in negotiating and arranging an operating lease are added 
to the carrying amount of the leased asset and recognised 
over the lease term on the same basis as rental income. 
Variable lease payments are recognised as revenue in the 
period in which the event or condition that triggers those 
payments occurs.
(q)	 Derecognition of financial instruments
The derecognition of a financial asset takes place when 
the Group no longer controls the contractual rights that 
comprise the financial asset, which is normally the case 
when the instrument is sold, or all the cash flows 
attributable to the instrument are passed through to an 
independent third party.
A financial liability is derecognised when the obligation 
under the liability is discharged, cancelled or expires. 
(r)	 Derivative financial instruments and hedging
Derivatives are carried as assets when their fair value is 
positive and as liabilities when their fair value is negative. 
Any gains or losses arising from changes in the fair value 
of derivatives, except for those that qualify as cash flow 
hedges, are taken directly to profit or loss for the year.
The fair value of forward exchange contracts are 
calculated by reference to current forward exchange rates 
for contracts with similar maturity profiles. The fair values 
of interest rate swaps are determined by reference to 
market values for similar instruments.
Hedges that meet the strict criteria for hedge accounting 
are accounted for as follows:
(i)  Fair value hedges
Fair value hedges are hedges of the Group’s exposure to 
changes in the fair value of a recognised asset or liability or an 
unrecognised firm commitment, or an identified portion of 
such an asset, liability or firm commitment that is attributable 
to a particular risk and could affect profit or loss. For fair value 
hedges, the carrying amount of the hedged item is adjusted 
for gains and losses attributable to the risk being hedged and 
the derivative is remeasured to fair value. Gains and losses 
from both are taken to profit or loss. 
The Group discontinues fair value hedge accounting if the 
hedging instrument expires or is sold, terminated or 
exercised, the hedge no longer meets the criteria for hedge 
accounting or the Group revokes the designation. Any 
adjustment to the carrying amount of a hedged financial 
instrument for which the effective interest method is used 
is amortised to profit or loss. Amortisation may begin as 
soon as an adjustment exists and shall begin no later than 
when the hedged item ceases to be adjusted for changes 
in its fair value attributable to the risk being hedged.
(ii)  Cash flow hedges 
Cash flow hedges are hedges of the Group’s exposure to 
variability in cash flows that is attributable to a particular 
risk associated with a recognised asset or liability that is a 
firm commitment and that could affect profit or loss. The 
effective portion of the gain or loss on the hedging 
instrument is recognised directly in equity, while the 
ineffective portion is recognised in the Statement of Profit 
or Loss.
Amounts taken to OCI are accumulated in the cash flow 
hedge reserve in equity and are transferred out of equity 
and included in the measurement of the hedged 
transaction (finance costs or inventory purchases) when 
the forecast transaction occurs. If the hedging instrument 
expires or is sold, terminated or exercised without 
replacement or rollover, or if the hedging relationship is 
discontinued, amounts previously recognised in equity 
remain in equity until the forecast transaction occurs.
(s)	 Put options over non-controlling interests
Put options granted to holders of non-controlling interests 
(‘NCI puts’) at the date of acquiring control of a subsidiary 
(or after gaining control) gives rise to a financial liability.
1.	 Significant Accounting Policies continued 
1.6	Summary of significant accounting policies 
continued
(p)	 Leases continued
Group as lessee continued
(ii)  Lease liabilities continued

Crown Resorts Limited Annual Report 2021
119
Notes to the Financial Statements
When the Group does not have a present ownership 
interest in the shares subject to the NCI put, the Group 
applies the partial recognition of NCI approach. Under this 
approach, the following accounting method is applied at 
the end of each reporting period:
•	 The Group determines the amount that would have 
been recognised for the NCI, including an update to 
reflect allocations of profit or loss, allocations of 
changes in other comprehensive income and dividends 
declared for the reporting period;
•	 The Group derecognises the NCI as if it was acquired 
at that date;
•	 The Group recognises a financial liability and continues 
to re-assess the liability at the present value of the 
amount payable on exercise of the NCI put, with the 
difference recognised in equity; and
•	 The Group accounts for the difference between the NCI 
derecognised and the financial liability recognised as 
an equity transaction.
If the NCI put is exercised, the same treatment is applied 
up to the date of exercise. The amount recognised as the 
financial liability at that date is extinguished by the 
payment of the exercise price.
If the NCI put expires unexercised, the position is unwound 
so that the NCI is recognised at the amount it would have 
been, as if the NCI put had never been granted. The 
financial liability is derecognised as an equity transaction.
(t)	 Contributed equity
Ordinary shares are classified as equity. Issued capital is 
recognised at the fair value of the consideration received, 
less transaction costs and share buy-backs.
(u)	 Revenue from contracts with customers
Crown Melbourne, Crown Perth, Crown Sydney 
and Crown Aspinalls
Gaming Revenue
Gaming revenue is the net difference between gaming 
wins and losses, and is recognised upon the outcome of 
the game. Commissions rebated to gaming customers or 
promoters are recorded as a reduction of revenue. 
Food and beverage revenue
Food and beverage revenue is recognised as the goods 
are provided.
Hotel, entertainment and other operating revenues
Hotel, entertainment and other operating revenues are 
recognised as services are performed, which for hotels is 
over the term of the customer’s stay and for entertainment 
is when the event is held. Advance deposits for hotels and 
advance ticket sales for entertainment are recorded as 
customer deposits (i.e. contract liability) until services are 
provided to the customer. 
Commissions rebated to third parties relating to Hotel 
revenue are recorded as an expense.
Complimentary goods or services
For gaming transactions that include complimentary 
goods or services being provided to customers, the Group 
allocates revenue from the gaming transaction to the good 
or service provided based on the standalone selling price 
which is the arm’s length price for that good or service 
available to the public.
Contract and contract-related liabilities
In providing goods and services to its customers, there 
may be a timing difference between cash receipts from 
customers and recognition of revenues, resulting in a 
contract or contract-related liability.
The Group primarily has liabilities related to contracts with 
customers as follows: 
•	 Unredeemed casino chips, which represent the 
amounts owed to customers for chips in their 
possession.
•	 Loyalty program liabilities, which represent the deferral 
of revenue until loyalty points are redeemed or expire.
•	 Advance customer deposits, which represent casino 
front money deposits that are funds deposited by 
customers before gaming play occurs, gift vouchers 
and advance payments on goods and services yet to 
be provided such as deposits on hotel rooms and 
convention space.  
These liabilities are generally expected to be recognised 
as revenues within one year of being purchased, earned, 
or deposited and are recorded within current trade and 
other payables on the Statement of Financial Position. 
Decreases in these balances generally represent the 
recognition of revenues and increases in the balances 
represent additional chips held by customers, increases in 
customer loyalty program balances and additional 
deposits made by customers.
Wagering and Online
Revenue from exchange betting
Revenue from exchange betting represents commission 
and other charges earned on betting activity. Revenue is 
recognised as the performance obligations are satisfied, 
which is considered to be upon the outcome of the bet 
being determined.
Social gaming revenue
Social gaming revenue is derived from the purchase of 
credits. Revenue is recognised in the accounting periods 
in which the transactions occur on a gross basis and 
commission costs are expensed as incurred. 
(v)	 Other revenue
Interest
Revenue is recognised as the interest accrues (using the 
effective interest method, which is the rate that exactly 
discounts estimated future cash receipts through the 
expected life of the financial instrument to the net carrying 
amount of the financial asset).

Notes to the Financial Statements continued
For the year ended 30 June 2021
120
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
Dividends
Revenue is recognised when the shareholders’ right to 
receive the payment is established.
(w)	Government Grants
Government grants are recognised where there is 
reasonable assurance that the grant will be received and all 
attached conditions will be complied with. When the grant 
relates to an expense item, it is deducted against the 
relevant expense on a systematic basis over the periods 
that the related costs, for which it is intended to 
compensate, are expensed. 
(x)	 Assets held for sale
Non-current assets, or disposal groups comprising assets 
and liabilities, are classified as held for sale if it is highly 
probable that they will be recovered primarily through sale 
rather than through continuing use, management is 
committed to a plan to sell the asset, there is an active 
programme to locate a buyer and the sale is expected to 
complete within 12 months from the date of classification. 
Such assets, or disposal groups, are generally measured at 
the lower of their carrying amount and fair value less costs of 
sale. Any impairment loss on a disposal group is allocated 
first to goodwill, and then to the remaining assets and 
liabilities on a pro-rata basis, except that no loss is allocated 
to inventories, financial assets, deferred tax assets or 
employee benefit assets, which continue to be measured in 
accordance with the Group’s other accounting policies.  
Impairment losses on initial classification as held-for-sale and 
subsequent gains or losses on remeasurement are 
recognised in profit and loss.  
Once classified as held for sale, intangible assets and 
property, plant and equipment are no longer amortised or 
depreciated, and any equity-accounted investee is no 
longer equity accounted.
(y)	 Share-based payments
Employees (including senior executives) of the Group 
receive remuneration in the form of share-based payments, 
whereby employees render services as consideration for 
equity instruments.
The cost of equity-settled transactions is determined by the 
fair value at the date when the grant is made using an 
appropriate valuation model.
That cost is recognised in employee benefits expense, 
together with a corresponding increase in equity (reserves), 
over the period in which the service is fulfilled (the vesting 
period). The cumulative expense recognised for equity-settled 
transactions at each reporting date until the vesting date 
reflects the extent to which the vesting period has expired. 
If the terms of an equity-settled award are modified, the 
minimum expense recognised is the grant date fair value of 
the unmodified award, provided the original terms of the 
award are met. An additional expense, measured as at the 
date of modification, is recognised for any modification that 
increases the total fair value of the share-based payment 
transaction, or is otherwise beneficial to the employee. 
Where an award is cancelled by the entity or by the 
counterparty, any remaining element of the fair value of the 
award is expensed immediately through profit or loss.
The dilutive effect of outstanding options is reflected as 
additional share dilution in the computation of diluted 
earnings per share, except when the outstanding options 
are anti-dilutive.
(z)	 Earnings per share (EPS)
Basic EPS is calculated as net profit or loss after tax, 
adjusted to exclude any costs of servicing equity (other than 
dividends), divided by the weighted average number of 
ordinary shares, adjusted for any bonus element.
Diluted EPS is calculated as net profit or loss after tax, 
adjusted for:
•	 costs of servicing equity (other than dividends);
•	 the after tax effect of dividends and interest associated 
with dilutive potential ordinary shares that have been 
recognised as expenses; and
•	 other non-discretionary changes in revenues or 
expenses during the period that would result from the 
dilution of potential ordinary shares;
divided by the weighted average number of ordinary shares 
and dilutive potential ordinary shares, adjusted for any 
bonus element.
(aa)	  Segment Information
The Group’s operating segments have been determined 
based on geographic location, management reporting 
structure and the nature of the products and services 
offered by the Group. Crown has identified the Board of 
Directors as its Chief Operating decision maker that 
allocates resources and assesses the performance of the 
operating segments. The segment information presented 
below is consistent with internal management reporting. 
The Group has five operating segments being Crown 
Melbourne, Crown Perth, Crown Sydney, Crown Aspinalls 
and Wagering & Online.
(ab)  Business Combinations
Business combinations are accounted for using the 
acquisition method. The consideration transferred in a 
business combination shall be measured at fair value, which 
shall be calculated as the sum of the acquisition date fair 
values of the assets transferred by the acquirer, the liabilities 
incurred by the acquirer to former owners of the acquiree 
and the equity issued by the acquirer, and the amount of 
any non-controlling interest in the acquiree. Acquisition-
related costs are expensed as incurred.
For each business combination the group elects whether to 
measure the non-controlling interest in the acquiree at the 
fair value or at the proportionate share of the acquiree’s 
identifiable net assets.
1.	 Significant Accounting Policies continued 
1.6	Summary of significant accounting policies 
continued
(v)	 Other revenue continued

Crown Resorts Limited Annual Report 2021
121
Notes to the Financial Statements
When the Group acquires a business, it assesses the 
financial assets and liabilities assumed for appropriate 
classification and designation in accordance with the 
contractual terms, economic conditions, the Group’s 
operating or accounting policies and other pertinent 
conditions as at the acquisition date. This includes the 
separation of embedded derivatives in host contracts by 
the acquiree. 
If the business combination is achieved in stages, the 
acquisition date fair value of the acquirer’s previously held 
equity interest in the acquiree is remeasured to fair value 
at the acquisition date through profit or loss.
Any contingent consideration to be transferred by the 
acquirer will be recognised at fair value at the acquisition 
date. Subsequent changes to the fair value of the 
contingent consideration which is deemed to be an asset 
or liability will be recognised in accordance with AASB 9 in 
the Statement of Profit or Loss. If the contingent 
consideration is classified as equity, it should not be 
remeasured until it is finally settled within equity.
2.	 Segment Information
Closure of Crown’s Operations
During the financial year, in response to the COVID-19 
pandemic Crown was directed by relevant State and 
Federal Governments to suspend its gaming activities and 
other non-essential services at Crown Melbourne, Crown 
Perth and Crown Aspinalls. 
Government mandated closures that occurred during the 
financial year are detailed below:
Property
Dates of Closure (1)
Crown Melbourne 
1 Jul 20 – 11 Nov 20
Crown Melbourne
13 Feb 21 – 17 Feb 21
Crown Melbourne
28 May 21 – 17 Jun 21
Crown Perth 
1 Feb 21 – 13 Feb 21
Crown Perth
24 Apr 21 – 30 Apr 21
Crown Perth
3 May 21 – 7 May 21
Crown Perth
29 Jun 21 – 30 Jun 21(2)
Crown Aspinalls
1 Jul 20 – 14 Aug 20
Crown Aspinalls
5 Nov 20 – 16 May 21
(1)  Following year-end, on the evening of 15 July 2021, Crown 
Melbourne ceased gaming activities and the majority of 
non-gaming operations due to COVID-19 restrictions. From 28 
July 2021, Crown Melbourne recommenced operations in 
accordance with Victorian Government restrictions, including 
patron capacity limits. On the evening of 5 August 2021, Crown 
Melbourne ceased gaming activities and the majority of 
non-gaming operations due to COVID-19 and remains closed. 
(2) Gaming activities recommenced at Crown Perth on 6 July 2021.
The closure dates reflect the periods when no gaming 
activities were permitted at the properties. In some 
instances, during the closure periods when gaming 
activities were not permitted at the properties, Crown was 
able to continue operating certain Food & Beverage and 
Hotel operations in a severely limited capacity. Given the 
restrictions in place in the relevant cities at the time, as well 
as a large portion of the properties being closed, volumes in 
Food & Beverage and Hotels were minimal, apart from hotel 
quarantine services. During July and August 2020, Crown 
Melbourne’s hotels remained open largely to provide the 
State Government with hotel quarantine services. All other 
operations were closed or severely limited during these 
closure periods in accordance with Government direction. 
Crown’s businesses ordinarily operate each day of the 
year and, apart from minor exceptions, 24 hours each day. 
Due to the unprecedented nature of the Government 
mandated closures during the period, the circumstances 
surrounding Crown’s closure are exceptional. During the 
closure period, whilst Crown did not generate any gaming 
revenues, Crown continued to incur expenses to maintain 
its operations. Given these exceptional circumstances, 
Crown has separately disclosed all costs incurred during 
the mandated closure period. The closure costs exclude 
costs in relation to hotel quarantine services provided 
during the closure period but include the impact of the 
JobKeeper program and other similar reimbursements, 
such as the Government support scheme in the UK. There 
were no closure costs associated with Crown’s Wagering 
and Online businesses as their operations were not 
suspended during the reporting period.
In addition, Crown recorded a provision in relation to a 
minimum tax obligation at Crown Melbourne. In 2014, 
Crown reached agreement with the Victorian Government 
regarding a number of reforms to the Crown Melbourne 
casino licence. The agreement included an increase to the 
maximum number of gaming machines, table games, and 
fully automated table games permitted to operate. A 
condition of the increase in product was that Crown agreed 
to pay the State a minimum of $35.0 million per annum in 
casino taxes in relation to the new product over the six-year 
period commencing from the 2016 financial year. As a result 
of the casino being closed for significant periods throughout 
the 2021 financial year, Crown was unable to generate 
sufficient revenue from the new product to meet its tax 
obligation. Accordingly, at balance date Crown has 
recognised a provision of approximately $25 million for the 
anticipated tax shortfall. The 2021 financial year is the final 
year the minimum tax obligation is applicable. 
Net costs incurred at Crown’s properties whilst gaming 
facilities were closed due to Government orders, excluding 
costs in relation to hotel quarantine services (Closure 
Costs) for the 2021 financial year were $171.4 million 
(2020: $107.3 million), including the tax shortfall of 
approximately $25 million as described above.
This is consistent with the information provided to and 
used by the Chief Operating decision makers to evaluate 
the performance of the Group during this period.

Notes to the Financial Statements continued
For the year ended 30 June 2021
122
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
Theoretical Result (1)(6)
ACTUAL
30 June 2021
Crown
Melbourne
Crown
Perth
Crown
Sydney
Crown
Aspinalls
Wagering
& Online
Unallocated
Crown
Group
VIP Win Rate & 
Commission 
Adjustment(1)(2)
Crown
Group
$m
$m
$m
$m
$m
$m
$m
$m
$m
Operating revenue
Main floor tables
 241.2 
 171.7 
 - 
 - 
 - 
 - 
 412.9 
 - 
 412.9 
Main floor machines
 165.7 
 306.6 
 - 
 - 
 - 
 - 
 472.3 
 - 
 472.3 
VIP program play
 4.4 
 0.4 
 - 
 2.1 
 - 
 - 
 6.9 
(3.4) 
 3.5 
Wagering & Non gaming
 171.2 
 264.1 
 68.6 
 0.2 
 147.0 
 - 
 651.1 
 - 
 651.1 
Commission adjustment
 - 
 - 
 - 
 - 
 - 
 - 
 - 
(2.8) 
(2.8) 
Intersegment
(1.2) 
 - 
(1.2) 
Operating revenue
 582.5 
 742.8 
 68.6 
 2.3 
 147.0 
 -  1,542.0 
(6.2) 
 1,535.8 
Interest revenue
 1.0 
 - 
 1.0 
Total revenue
 582.5 
 742.8 
 68.6 
 2.3 
 147.0 
 -  1,543.0 
(6.2) 
 1,536.8 
EBITDA before Closure Costs (3) & Significant items(6)
 94.1 
 254.2 
(22.8) 
(6.3) 
 34.1 
(111.6) 
 241.7 
(3.2) 
 238.5 
Costs incurred during mandated closure (3)
(145.9) 
(20.3) 
 - 
(5.2) 
 - 
 - 
(171.4) 
 - 
(171.4) 
EBITDA related Significant items (4)
(45.4) 
(2.3) 
 145.8 
(16.9) 
 - 
(34.2) 
 47.0 
 - 
 47.0 
EBITDA after Closure Costs (3) & Significant items (5)(6)
(97.2) 
 231.6 
 123.0 
(28.4) 
 34.1 
(145.8) 
 117.3 
(3.2) 
 114.1 
Depreciation and amortisation
(169.9) 
(75.7) 
(24.6) 
(4.5) 
(11.4) 
(4.2) 
(290.3) 
 - 
(290.3) 
Asset impairments (4)
 - 
 - 
 - 
(17.3) 
(36.3) 
(53.6) 
 - 
(53.6) 
Reassessment of contingent consideration (4)
 - 
 - 
 - 
 - 
(2.0) 
 - 
(2.0) 
 - 
(2.0) 
Earnings before interest and tax (EBIT) (6)
(267.1) 
 155.9 
 98.4 
(32.9) 
 3.4 
(186.3) 
(228.6) 
(3.2) 
(231.8) 
Equity accounted share of associates’ net profit/(loss) 
(8.7) 
Net interest income/(expense)
(44.3) 
Interest - Significant item (4)
(23.8) 
Profit/(loss) before tax
(308.6) 
Income tax benefit/(expense)
 47.3 
Profit/(loss) after tax
(261.3) 
Non-controlling interest
(0.3) 
Profit/(loss) attributable to equity holders of the Parent
(261.6)
(1)  Theoretical results have been adjusted to exclude the impact of any variance from theoretical win rate on VIP program play (at Crown Melbourne, Crown Perth and Crown Aspinalls). The theoretical 
win rate is the expected hold percentage on VIP program play over time. The theoretical result gives rise to adjustments to VIP program play revenue, operating expenses and income tax expense. 
Revenue from gaming transactions that include complimentary goods or services being provided to customers is not allocated from gaming revenue to the good or service provided. 
(2)  During the year Crown incurred $2.8 million of actual VIP program play commission expenses. In the actual results, the commission expenses have been allocated out of Operating Expenses and 
recognised as a reduction to revenue. This difference between the theoretical and actual result is included in the VIP Win Rate & Commission Adjustment column above. 
(3)  Closure Costs reflect all costs incurred at Crown Melbourne, Crown Perth and Crown Aspinalls whilst gaming facilities were closed due to Government direction (refer commentary above), excluding 
costs in relation to hotel quarantine services at Crown Melbourne and including the Crown Melbourne tax shortfall obligation of approximately $25 million. No portion of corporate costs has been 
allocated to Closure Costs in the 2021 financial year due to the ad-hoc nature of the property closures during the year.
(4)  These items have been classified as Significant items. Refer note 3(e) for further details. Significant items are transactions that are not in the ordinary course of business or are material and 
unexpected due to their size and nature.
(5)  Significant items in ‘EBITDA after Closure Costs & Significant items’ includes EBITDA related Significant items only.
(6)  Non-IFRS measures.
2.	 Segment Information continued 

Crown Resorts Limited Annual Report 2021
123
Notes to the Financial Statements
Theoretical Result (1)(7)
ACTUAL
30 June 2020
Crown
Melbourne
Crown
Perth
Crown
Aspinalls
Wagering
& Online
Unallocated
Crown
Group
VIP Win Rate & 
Commission 
Adjustment(1)(2)
Crown
Group
$m
$m
$m
$m
$m
$m
$m
$m
Operating revenue
Main floor tables
548.7
137.6
-
-
-
686.3
-
686.3
Main floor machines
341.9
207.0
-
-
-
548.9
-
548.9
VIP program play
224.9
49.5
32.3
-
-
306.7
133.4
440.1
Wagering & Non gaming
362.3
219.2
0.8
135.5
0.3
718.1
-
718.1
Commission adjustment
-
-
-
-
-
-
(165.0)
(165.0)
Intersegment
(1.4)
-
(1.4)
Operating revenue
1,477.8
613.3
33.1
135.5
0.3
2,258.6
(31.6)
2,227.0
Interest revenue
10.2
-
10.2
Total revenue
1,477.8
613.3
33.1
135.5
0.3
2,268.8
(31.6)
2,237.2
EBITDA before Closure Costs (3) & Significant items (7)
354.3
161.8
(2.7)
34.7
(44.3)
503.8
111.6
615.4
Costs incurred during mandated closure (3)
(65.8)
(19.7)
(1.2)
-
(20.6)
(107.3)
-
(107.3)
Crown Sydney pre-opening costs (4)
-
-
-
-
(3.5)
(3.5)
-
(3.5)
EBITDA after Closure Costs (3) & Significant items (5)(7)
288.5
142.1
(3.9)
34.7
(68.4)
393.0
111.6
504.6
Depreciation and amortisation
(176.0)
(79.6)
(4.8)
(9.4)
(5.7)
(275.5)
-
(275.5)
Impairment - Crown Aspinalls (4)
-
-
(52.8)
-
-
(52.8)
-
(52.8)
Impairment - Nobu (4)
-
-
-
-
(21.7)
(21.7)
-
(21.7)
Reassessment of contingent consideration - DGN (4)
-
-
-
(1.7)
-
(1.7)
-
(1.7)
Earnings before interest and tax (EBIT) (7)
112.5
62.5
(61.5)
23.6
(95.8)
41.3
111.6
152.9
Equity accounted share of associates’ net profit/(loss) (6)
6.7
Equity accounted share of associates’ net profit/(loss) during mandated closure (6)
(6.4)
Net interest income/(expense)
0.0
Profit/(loss) before tax
153.2
Income tax benefit/(expense)
(71.3)
Profit/(loss) after tax
81.9
Non-controlling interest
(2.4)
Profit/(loss) attributable to equity holders of the Parent
79.5
(1)  Theoretical results have been adjusted to exclude the impact of any variance from theoretical win rate on VIP program play (at Crown Melbourne, Crown Perth and Crown Aspinalls). The theoretical 
win rate is the expected hold percentage on VIP program play over time. Accordingly, the theoretical result gives rise to adjustments to VIP program play revenue, operating expenses and income 
tax expense. Revenue from gaming transactions that include complimentary goods or services being provided to customers is not allocated from gaming revenue to the good or service provided. 
(2)  During the year Crown incurred $165.0 million of actual VIP program play commission expenses. In the actual results, the commission expenses have been allocated out of operating expenses and 
recognised as a reduction to revenue. This difference between the theoretical and actual result is included in the VIP Win Rate & Commission Adjustment column above. 
(3)  Closure Costs reflect all costs incurred whilst the properties were closed due to Government direction (refer commentary above), excluding costs in relation to hotel quarantine services and 
Crown’s Wagering and Online businesses during the closure period. The operating segments impacted by the closures were Crown Melbourne, Crown Perth, Crown Aspinalls, corporate costs and 
Crown’s share of associates.
(4)  These items have been classified as Significant items. Refer note 3(e) for further details. Significant items are transactions that are not in the ordinary course of business or are material and 
unexpected due to their size and nature. 
(5)  Significant items in ‘EBITDA after Closure Costs & Significant items’ includes EBITDA related Significant items only.
(6)  In addition to the mandated closure of Crown’s core businesses, Crown’s associates, Aspers and Nobu, were also subject to mandated closure orders. Accordingly, Crown’s equity accounted 
share of losses during these mandated closure periods have been separately identified in the table above, consistent with the treatment of Crown’s core businesses.
(7)  Non-IFRS measures.

Notes to the Financial Statements continued
For the year ended 30 June 2021
124
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
3.	 Revenue and Expenses 
2021
2020
$m
$m
Profit before income tax expense includes the following revenues and expenses:
(a)  Revenue 
Crown Melbourne
 567.5 
 1,580.9 
Crown Perth
 740.9 
 607.5 
Crown Sydney  
 68.4 
 - 
Crown Aspinalls
 2.5 
 42.7 
Wagering & Online
 145.9 
 134.7 
Other
 - 
 0.2 
Less Commissions
(2.8) 
(165.0) 
Total Revenue from Contracts with Customers
 1,522.4 
 2,201.0 
Tenancy revenue
 13.4 
 26.0 
Interest
 1.0 
 10.2 
 1,536.8 
 2,237.2 
(b)  Other income
Profit on disposal of Crown Sydney apartments
 207.8 
 - 
Profit on disposal of other non-current assets
 - 
 0.1 
 207.8 
 0.1 
(c)  Expenses (1)
Employment costs (2)
 695.4 
 738.9 
Superannuation expenses
 53.2 
 59.1 
Depreciation and amortisation (refer below)
 290.3 
 275.5 
Taxes & levies
 373.1 
 425.3 
Cost of sales
 112.7 
 124.1 
Property costs
 102.7 
 98.5 
Net credit loss expense
 27.4 
 27.0 
Asset impairment - Queensbridge
 28.0 
 - 
Goodwill impairment - DGN
 17.3 
 - 
Impairment of associate - Aspers
 8.3 
 - 
Reassessment of contingent consideration - DGN
 2.0 
 1.7 
Goodwill impairment - Crown Aspinalls
 - 
 52.8 
Impairment of associate - Nobu
 - 
 21.7 
Net foreign currency (gains)/losses
 0.1 
(0.2) 
Other expenses (3)
 264.9 
 249.8 
 1,975.4 
 2,074.2 
Depreciation of non-current assets (included in 3(c))
Buildings
 106.8 
 92.5 
Plant and equipment
 153.7 
 151.4 
Right-of-use assets
 7.9 
 5.9 
 268.4 
 249.8 
(1) During the current year, the Group modified the presentation of ‘Expenses’ to show more detailed information on the nature of each operating 
activity. In order to conform with the current period’s presentation, certain comparatives have been re-classified for consistency. Since this is a 
change of presentation within operating activities, this did not have any effect on the consolidated statement of financial position or profit and loss. 
(2) Employment costs include salaries, wages, bonuses, redundancies and other benefits, net of government grants, refer note 26 for further 
information.
(3) Other expenses include marketing and promotional costs, IT costs, operating supplies and corporate expenses.

Crown Resorts Limited Annual Report 2021
125
Notes to the Financial Statements
2021
2020
$m
$m
Amortisation of non-current assets (included in 3(c))
Casino licence fee and management agreement
 20.3
 20.4 
Other assets
 1.6 
 5.3 
 21.9 
 25.7 
Total depreciation and amortisation expense
 290.3 
 275.5
(d)  Other income and expense disclosures 
Finance costs expensed:
Debt facilities
 85.6 
 66.8 
Lease liabilities
 2.9 
 2.4 
Interest significant items (refer to note 3(e))
 23.8 
 - 
Capitalised interest
(43.2) 
(59.0) 
69.1
10.2
(e)  Significant items - income / (expense)(1)
Profit on disposal of Crown Sydney apartments (2)
 207.8 
 - 
Crown Sydney pre-opening costs (3)
(62.0) 
(3.5) 
Underpayment of casino tax (4)
(37.4) 
 - 
One-off allowance for expected credit losses (5)
(27.2) 
 - 
Restructuring costs (6)
(21.7) 
 - 
Contribution to cost of the Bergin Inquiry (7)
(12.5) 
 - 
EBITDA related Significant items
 47.0 
(3.5) 
Asset impairment - Queensbridge (8)
(28.0) 
 - 
Goodwill impairment - DGN (9)
(17.3) 
 - 
Impairment of associate - Aspers (10)
(8.3) 
 - 
Reassessment of contingent consideration - DGN (11)
(2.0) 
(1.7) 
Interest on underpayment of casino tax (4)
(23.8) 
 - 
Goodwill impairment - Crown Aspinalls
 - 
(52.8) 
Impairment of associate - Nobu
 - 
(21.7) 
Income tax benefit/(expense) on significant items
(22.2) 
 1.0 
Total Significant items (net of tax)
(54.6) 
(78.7)
(1) 	 Significant items are transactions that are not in the ordinary course of business or are material and unexpected due to their size and nature. 
(2) 	 Profit on disposal of Crown Sydney apartments represents the proceeds received for apartments settled during the year less construction 
and selling costs.
(3) 	 The pre-opening costs primarily relate to payroll and other ancillary operating costs incurred before the opening of Crown Sydney including 
recruitment and training expenses. The pre-opening costs also include Gaming relating costs (including an appropriate allocation of Support 
Departments) that continue to be incurred prior to the commencement of gaming operations.
(4) 	 On 27 July 2021, Crown announced that it resolved to make a payment to the Victorian Commission for Gambling and Liquor Regulation 
(VCGLR), representing an underpayment of casino tax by Crown Melbourne of $37.4 million over the period commencing in the 2012 financial 
year to date relating to the incorrect deduction of certain bonus rewards provided to patrons in connection with play on Crown Melbourne’s 
electronic gaming machines. Under the terms of Crown’s regulatory agreements with the State of Victoria, Crown is required to pay interest 
on any underpayment of casino tax. The interest component is $23.8 million.
(5) 	 During the year, Crown announced that it would permanently cease dealing with all junket operators, subject to consultation with gaming 
regulators in Victoria, Western Australia and New South Wales. Subsequently, all three gaming Regulators in Victoria, NSW and WA have 
advised that they do not support junket operations in their respective jurisdictions. Furthermore, in February 2021, the WA regulator issued 
direction that Crown Perth shall not participate in the conduct of junkets, premium player activity or privileged player activity. In light of the 
above and given the COVID-19 related impacts to Crown’s customers, Crown undertook a review of all outstanding gaming debts. This 
resulted in a one-off adjustment to the allowance for expected credit losses.
(6) 	 Restructuring and redundancy costs relating to corporate management and international VIP operating activities.
(7) 	 During the year, Crown reached an agreement with the NSW Independent Liquor and Gaming Authority (ILGA) to pay a contribution towards 
the costs of the Bergin Inquiry of $12.5 million.
(8) 	 Impairment of assets in Queensbridge land. Refer note 10 for further information.
(9) 	 Impairment of goodwill in DGN. Refer note 14 for further information.
(10)	 Impairment of investment in Aspers. Refer note 9 for further information.
(11) 	Reassessment of contingent consideration related to acquisition of DGN.

Notes to the Financial Statements continued
For the year ended 30 June 2021
126
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
4.	 Dividends Paid and Declared
2021
2020
$m
$m
(a)  Dividends declared and paid during the financial year
Prior year final dividend 
No prior year final dividend paid (2019: 30.0 cents per share franked at 25% at the 
Australian tax rate of 30%)
 - 
 203.1 
Current year interim dividend
No interim dividend paid (2020: 30.0 cents per share unfranked)
 - 
 203.1 
Total dividends appropriated
 - 
 406.2 
(b)  Dividends declared and not recognised as a liability
Current year final dividend
No final dividend declared (2020: No final dividend declared)
 - 
 - 
(c)  Franking credits
The amount of franking credits available for the subsequent financial year:
Franking account balance as at the end of the financial year at 30% (2020: 30%)
 72.3 
 0.1 
Franking credits/(debits) that will arise from the payment/(receipt) of income taxes payable/
(refundable) as at the end of the financial year
(64.9) 
 33.1 
Total franking credits available for future reporting periods
 7.4 
 33.2
5.	 Income Tax
2021
2020
$m
$m
(a)  Income tax expense/benefit
The prima facie tax expense/benefit, using the Australian tax rate multiplied by profit/loss 
differs from income tax provided in the financial statements as follows:
Profit/(loss) before income tax
(308.6) 
 153.2 
Prima facie income tax expense/(benefit) on profit/loss at the Australian rate of 30% (2020: 30%)
(92.6) 
 46.0 
Tax effect of:
Non deductible depreciation and amortisation
 1.7 
 1.7 
Share of associates’ net losses/(profits)
 2.6 
(0.1) 
Differences in foreign tax rates
 1.9 
 0.3 
Deferred tax balances not previously brought to account
(4.3) 
 4.1 
Income tax (over)/under provided in prior years
 1.7 
(8.9) 
Non-deductible/(non-assessable) significant items (1)
 31.9 
 22.8 
Revenue losses not brought to account
 2.5 
 0.2 
Other items - net
 7.3 
 5.2 
Income tax expense/(benefit)
(47.3) 
 71.3 
Income tax expense/(benefit) comprises: 
Current expense/(benefit)
(27.4) 
 62.9 
Deferred expense/(benefit)
(21.6) 
 17.3 
Adjustments for current income tax of prior periods
 1.7 
(8.9) 
(47.3) 
 71.3 
(b)  Deferred income taxes
Deferred income tax assets
 183.5 
 170.7 
Deferred income tax liabilities
(406.7) 
(420.5) 
Net deferred income tax assets/(liabilities)
(223.2) 
(249.8) 
(1)  Non-deductible/(non-assessable) significant items includes asset impairments and reassessment of contingent consideration.

Crown Resorts Limited Annual Report 2021
127
Notes to the Financial Statements
    Statement of 
Financial Position
Statement of 
Profit or Loss
2021
2020
2021
2020
$m
$m
$m
$m
(c)  Deferred income tax assets and liabilities at 
the end of the financial year 
The balance comprises temporary differences 
attributable to:
Allowance for expected credit losses
 28.0 
 25.5 
(2.5) 
(7.3) 
Employee benefits provision
 53.2 
 46.1 
(7.1) 
(5.1) 
Losses available for offsetting against future taxable 
income
 0.5 
 1.7 
 1.2 
 23.9 
Other receivables
 - 
 0.3 
 0.3 
 0.2 
Other provisions
 41.0 
 36.7 
(4.3) 
 4.2 
Prepaid casino tax
(13.1) 
(13.6) 
(0.5) 
(0.4) 
Licences and intangibles
(204.2) 
(205.1) 
(0.9) 
(20.5) 
Property, plant & equipment
(147.9) 
(155.2) 
(7.3) 
 21.4 
Other
 19.3 
 13.8 
(0.5) 
 0.9 
Deferred income tax expense/(income)
(21.6) 
 17.3 
Net deferred income tax assets/(liabilities)
(223.2) 
(249.8) 

2021
2020
$m
$m
(d)  Movements in deferred income tax assets and liabilities during the 
financial year
Carrying amount at the beginning of the year
(249.8) 
(242.0) 
Tax income / (expense) during the period recognised in profit or loss
 21.6 
(17.3) 
Adjustment on adoption of AASB 16 Leases
 - 
 6.6 
Exchange differences
(0.9) 
 0.1 
Tax income / (expense) - derivatives
 5.9 
 2.8 
Carrying amount at the end of the year
(223.2) 
(249.8) 
(e)  Tax losses not brought to account, as the realisation of the benefits 
represented by these balances is not considered to be probable
Tax losses arising in Australia for offset against future capital gains
 564.9 
 548.9 
Foreign income tax losses for offset against future foreign profits
 849.7 
 885.7 
Foreign capital losses for offset against future capital gains
 346.2 
 - 
Total tax losses not brought to account
 1,760.8 
 1,434.6 
Potential tax benefit at respective tax rates
 419.9 
 350.7
(f)	 Unrecognised temporary differences
At 30 June 2021, there is no recognised or unrecognised deferred income tax liability (2020: $nil) for taxes that would be 
payable on the unremitted earnings of certain of the Group’s subsidiaries, associates or joint ventures, as the Group has no 
liability for additional taxation should such amounts be remitted.

Notes to the Financial Statements continued
For the year ended 30 June 2021
128
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
(g)	 Tax consolidation
Crown Resorts Limited and its 100% owned Australian resident subsidiaries have formed a tax consolidated group with 
effect from 1 July 2007. Crown Resorts Limited is the head entity of the tax consolidated group. Members of the group 
have entered into a tax sharing arrangement with Crown Resorts Limited in order to allocate income tax expense between 
Crown Resorts Limited and the wholly owned subsidiaries. In addition, the agreement provides for the allocation of income 
tax liabilities between the entities should the head entity default on its tax payment obligations. At the balance date the 
possibility of default is remote.
(h)  Tax effect accounting by members of the tax consolidated group
Members of the tax consolidated group have entered into a tax funding agreement. The tax funding agreement provides 
for the allocation of current and deferred taxes to members of the tax consolidated group in accordance with their taxable 
income for the period. The allocation of taxes under the tax funding agreement is recognised as an increase / decrease in 
the subsidiaries inter-company accounts with the tax consolidated group head company, Crown Resorts Limited.
6.	 Trade and Other Receivables
2021
2020
$m
$m
Current
Trade receivables
 174.6 
 193.5 
Allowance for expected credit losses (a)
(166.5) 
(139.0) 
 8.1 
 54.5 
Other receivables
 11.5 
 56.7 
 19.6 
 111.2 
(a) 	 Allowance for expected credit losses
Trade receivables are non-interest bearing and are generally 30 day terms. An allowance for expected credit losses is 
recognised based on the expected credit loss model from the time the financial instrument is initially recognised. The 
expected credit loss model the Group uses includes a matrix of historical default rates, as well as taking to account current 
conditions, the time value of money and forecasts of future operating and economic conditions. In addition, during the year 
Crown announced it would permanently cease dealing with all junket operators, with gaming regulators in Victoria, Western 
Australia and New South Wales subsequently advising that they do not support junket operators in their respective 
jurisdictions. Furthermore, the Western Australian regulator issued direction that Crown Perth shall not participate in the 
conduct of junkets, premium player activity or privileged player activity. As a result, Crown reviewed all gaming related 
trade receivables on a case-by-case basis. The estimates and assumptions applied by the Group in determining the 
allowance for expected credit losses at 30 June 2021 were updated to incorporate the uncertainty around the duration for 
which restricted operating conditions and border restrictions continue, as well as the change in Crown’s VIP operations.
Movements in the allowance for expected credit losses
2021
2020
$m
$m
Allowance for expected credit losses at the beginning of the year
(139.0) 
(108.0) 
Net credit loss expense
(27.4) 
(27.0) 
Net amounts written off/(recovered)
 0.7 
(4.3) 
Exchange differences
(0.8) 
 0.3 
(166.5) 
(139.0)
5.	 Income Tax continued 

Crown Resorts Limited Annual Report 2021
129
Notes to the Financial Statements
Ageing analysis of trade receivables
0-30 days 
>30 days -
<1 year
>1 year
Total 
$m
$m
$m
$m
2021 - consolidated
Gross carrying amount
 5.3 
 2.5 
 166.8 
 174.6 
Allowance for expected credit losses
 - 
(0.9) 
(165.6) 
(166.5) 
Net carrying amount
 5.3 
 1.6 
 1.2 
 8.1 
2020 - consolidated
Gross carrying amount
 6.5 
 101.3 
 85.7 
 193.5 
Allowance for expected credit losses
 - 
(66.9) 
(72.1) 
(139.0) 
Net carrying amount
 6.5 
 34.4 
 13.6 
 54.5
7. 	 Assets held for sale
During the year, Crown committed to a plan to divest its interest in Aspers. Crown expects the transaction to be completed 
by 31 December 2021. An impairment loss of $8.3 million has been recognised for the write down of the investment to the 
lower of its carrying value and fair value less costs of disposal. Refer note 9 for further information.  
During the year, Crown commenced settling Crown Sydney apartments. There are a number of apartments that are yet to 
settle, which are substantially complete and are being actively marketed for sale. Crown expects the apartments to be 
settled by 30 June 2022. Accordingly, Crown has reclassified the construction costs of the apartments from Property, Plant 
and Equipment to Assets Held for Sale. 
The major classes of assets associated with the assets classified as held for sale are detailed below. 
2021
2020
$m
$m
Assets
Investments in associates
 34.9 
 - 
Property, plant and equipment
 390.9 
 - 
Total assets
 425.8 
 -
8.	 Other Financial Assets
2021
2020
$m
$m
Non-current
Cross currency swap derivative asset
 12.7 
 29.3 
 12.7 
 29.3
Details of the Group’s exposure to interest rate risk and foreign currency changes are provided in note 33.

Notes to the Financial Statements continued
For the year ended 30 June 2021
130
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
9. 	 Investments in Associates
2021
2020
$m
$m
Investment details
Associated entities - unlisted shares
 127.4 
 186.0 
Total investments in associates
 127.4 
 186.0 
Share of profit/(loss) of associates
Nobu Group
 5.2 
 3.4 
Aggregate share of profit/(loss) from non material associates
(13.9) 
(3.1) 
Net profit/(loss) from associates
(8.7) 
 0.3 
% Interest
Investments in 
Associates
Reporting 
Date
Principal Activity
 Principal 
Place 
of 
Business
30 June 
2021
30 June 
2020
Nobu Group
31 Dec(1)
Restaurants/Hotels
USA
20.0
20.0
Aspers Holdings (Jersey) Ltd
30 June
Casino and gaming machine operator
UK
50.0(2)
50.0
Chill Gaming Pty Ltd
30 June
Gaming software developer
Australia
50.0
50.0
(1)  The Group uses 30 June results to equity account the investments.
(2)  Investment in Aspers Holdings (Jersey) Ltd was transferred to Assets held for sale during the financial year.
The associates outlined above are accounted for using the equity method in these consolidated financial statements.
Summarised financial information in respect of each of the Group’s material associates is set out below. 
2021
2020
$m
$m
Carrying amount of investment - Nobu Group:
Balance at the beginning of the financial year
 121.2 
 142.5 
Share of associates’ net profit/(loss) for the year
 5.2 
 3.4 
Impairment
 - 
(21.7) 
Foreign exchange movements
(9.6) 
 2.9 
Dividends received
 - 
(5.9) 
Carrying amount of investment in the Nobu Group at the end of the financial year
 116.8 
 121.2
Impairment testing 
At each reporting date, the Group assesses for each associate whether there is any objective evidence of impairment as a 
result of one or more events that occurred after initial recognition of the net investment, and that event (or events) has an 
impact on the estimated future cash flows from the net investment that can be reliably estimated. No objective evidence of 
impairment was identified for Nobu and Chill Gaming.
Aspers
As outlined in note 7, during the period the Group’s investment in Aspers was reclassified as an Asset Held for Sale. As a 
result, the investment was required to be valued at the lower of carrying value and fair value less cost of disposal. Crown 
assessed the fair value less cost of disposal of the investment and based on this analysis, the fair value less cost of 
disposal of the Group’s investment in Aspers was $34.9 million as at 30 June 2021, compared to the carrying value of 
$43.2 million. Crown has therefore reduced the carrying amount of the investment in Aspers by $8.3 million. This 
impairment loss has been included in the Statement of Profit or Loss.  
The Group will continue to monitor the performance of all associates going forward and consider the impact on the 
carrying value.  

Crown Resorts Limited Annual Report 2021
131
Notes to the Financial Statements
10.	   Property, Plant and Equipment
Property, Plant and Equipment comprises owned and leased assets.
 
2021
2020
 
$m
$m
Property, Plant and Equipment - owned
 4,271.1 
        4,837.4 
Right-of-use assets - leased (refer note 11)
 45.5 
            33.8 
 
 4,316.6 
      4,871.2 
Owned assets
Freehold 
land & 
buildings
Buildings on 
leasehold 
land
Plant & 
equipment
Construction 
work in 
progress
Total 
property, 
plant & 
equipment
$m
$m
$m
$m
$m
Year ended 30 June 2021
At 1 July 2020, net of accumulated depreciation 
and impairment
 1,757.2 
 765.2 
 560.1 
 1,754.9 
 4,837.4 
Additions
 5.3 
 16.9 
 72.7 
 480.1 
 575.0 
Disposals
 - 
 - 
(0.9) 
(459.7) 
(460.6) 
Depreciation expense
(43.4) 
(63.4) 
(153.7) 
 - 
(260.5) 
Impairment
(28.0) 
 - 
 - 
 - 
(28.0) 
Exchange differences
 - 
 0.2 
(1.5) 
 - 
(1.3) 
Reclassification/transfer
 1.0 
 1,269.6 
 84.9 
(1,355.5) 
 - 
Reclassification/transfer to Assets held for sale
 - 
 - 
 - 
(390.9) 
(390.9) 
At 30 June 2021, net of accumulated 
depreciation and impairment
 1,692.1 
 1,988.5 
 561.6 
 28.9 
 4,271.1 
At 30 June 2021
Cost (gross carrying amount)
 2,289.4 
 2,903.8 
 2,701.8 
 28.9 
 7,923.9 
Accumulated depreciation and impairment
(597.3) 
(915.3) 
(2,140.2) 
 - 
(3,652.8) 
Net carrying amount
 1,692.1 
 1,988.5 
 561.6 
 28.9 
 4,271.1
Under its financing facilities, Crown has provided security to the lenders in the form of first ranking mortgages over certain 
Property, Plant and Equipment.
Impairment Testing
At 30 June 2021, given the continued impact of COVID-19 and the potential impact on commercial development, Crown 
engaged an independent valuation firm to determine the fair value of the land and buildings at the Queensbridge 
development site. Based on the review of the anticipated recoverable amount of a sale of the land and associated 
buildings, calculated using the fair value less cost to sale method, the carrying value of Property, Plant and Equipment 
relating to the Queensbridge development project (including directly attributable costs incurred from acquisition) has been 
written down to its recoverable amount. As a result, a net impairment loss of $28.0 million has been recorded in the 
Group’s Statement of Profit or Loss (2020: nil). The recoverable amount was categorised as a Level 2 fair value (as defined 
in note 33), utilising a comparison of the site with evidence of sales of other development sites in the Southbank precinct.  

Notes to the Financial Statements continued
For the year ended 30 June 2021
132
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
Freehold 
land & 
buildings
Buildings on 
leasehold 
land
Plant & 
equipment
Construction 
work in 
progress
Total 
property, 
plant & 
equipment
$m
$m
$m
$m
$m
Year ended 30 June 2020
At 1 July 2019, net of accumulated depreciation 
and impairment
 1,705.9 
 795.8 
 611.3 
 1,146.0 
 4,259.0 
Additions
 93.8 
 18.5 
 92.6 
 617.0 
 821.9 
Depreciation expense
(43.4) 
(49.1) 
(151.4) 
 - 
(243.9) 
Exchange differences
 - 
 - 
 0.4 
 - 
 0.4 
Reclassification/transfer
 0.9 
 - 
 7.2 
(8.1) 
 - 
At 30 June 2020, net of accumulated 
depreciation and impairment
 1,757.2 
 765.2 
 560.1 
 1,754.9 
 4,837.4 
At 30 June 2020
Cost (gross carrying amount)
 2,283.1 
 1,616.9 
 2,568.8 
 1,754.9 
 8,223.7 
Accumulated depreciation and impairment
(525.9) 
(851.7) 
(2,008.7) 
 - 
(3,386.3) 
Net carrying amount
 1,757.2 
 765.2 
 560.1 
 1,754.9 
 4,837.4
11. 	Leases
Group as Lessee
The Group has lease contracts for various items of property, offices, warehouses, vehicles and other equipment. Major 
property leases include the Crown Melbourne main site (discussed further below), Crown Melbourne staff car park (leases 
expiring 2040), a portion of the Crown Aspinalls property (lease expiring in 2031) and administration offices adjacent to the 
Crown Sydney complex (lease terms of 5 to 7 years).
Set out below are the carrying amounts of Right-of-use assets (included under Property, Plant and Equipment):
Land & 
buildings
Other
Total 
$m
$m
$m
Net carrying amount
30 June 2021
42.9
2.6
45.5
Depreciation expense for the year ended
30 June 2021
6.5
1.4
7.9
Land & 
buildings
Other
Total 
$m
$m
$m
Net carrying amount
30 June 2020
30.2
3.6
33.8
Depreciation expense for the year ended
30 June 2020
3.9
2.0
5.9
Additions to right-of-use assets during 2021 were $21.1 million (2020: $9.0 million).	
10.	   Property, Plant and Equipment continued

Crown Resorts Limited Annual Report 2021
133
Notes to the Financial Statements
Set out below are the carrying amounts of lease liabilities (included under interest-bearing loans and borrowings) and the 
movements during the period:
2021
2020
$m
$m
Balance at the beginning of the financial year
 58.7 
 - 
Balance on adoption of AASB16 Leases
 - 
 54.5 
Additions
 21.1 
 9.0 
Accretion of interest
 2.9 
 2.4 
Payments
(10.5) 
(7.1) 
Exchange differences
 0.3 
(0.1) 
Balance at the end of the financial year 
 72.5 
 58.7 
Current
 6.8 
 7.2 
Non-current
 65.7 
 51.5 
 72.5 
 58.7 
The maturity analysis of lease liabilities is disclosed in note 33.
The Group also has certain leases with lease terms of 12 months or less. The Group applies the ‘short-term lease’ 
recognition exemptions for these leases. The group recognised rent expense from short-term leases of $0.3 million (2020: 
$1.3 million) and variable lease payments of $0.2 million (2020: $1.0 million) during the financial year. In addition, Crown has 
adopted the COVID-19 Related Rent Concessions Amendment to AASB16 and applied the practical expedient, where 
conditions were met, to recognise all rent relief of $0.5 million (2020: $0.2 million) granted due to the impact of COVID-19 in 
the Statement of Profit & Loss. 
The Group had total cash outflows for leases of $10.5 million in 2021 (2020: $9.2 million). As at 30 June 2021, 
undiscounted potential future cash outflows of $8.2 million (2020: $7.7 million) relating to leases with extension options have 
not been included in the lease liability because it is not reasonably certain that the options will be exercised.
Crown Melbourne main site lease
In 1993 Crown Melbourne entered into a ninety-nine year lease agreement for the site upon which the Crown Melbourne 
Entertainment Complex is located. For years one to forty inclusive, the annual rent payable is one dollar per annum. For 
years forty-one to ninety-nine inclusive, the annual rent payable will be the then current market rent for the site. The 
carrying value of the right-of-use asset has been determined as if the standard had always applied, based on the payments 
in years forty-one to ninety-nine using the estimated market rent at commencement date of the lease, applying the 
incremental borrowing rate at date of initial application of the standard. In estimating the market rent at commencement 
date, the Group engaged an independent property valuer.
Group as Lessor
The Group has entered into operating leases for retail tenancies within its Crown Melbourne, Crown Perth and Crown 
Sydney properties. The undiscounted lease payments to be received for the operating leases are shown in the table below. 
The leases have terms between 3 and 25 years.
2021
2020
$m
$m
Payable within one year
 16.2 
 20.6 
Payable after one year but not more than five years
40.4 
 51.0 
Payable more than five years
 9.7 
 11.6 
 66.3 
 83.2
Crown granted rent relief to its tenants as a result of the closure of Crown’s properties. The above amounts represent the 
lease payments contracted, and therefore may be reduced by the rental relief provided to tenants. The extent of rent relief 
that may be provided depends on the on-going restrictions impacting Crown’s properties.
The total variable lease income recognised during the year is $1.4 million (2020: $4.6 million). Variable lease income which 
may become receivable in the future and separately invoiced amounts for recovery of property outgoings are excluded 
from the table above.

Notes to the Financial Statements continued
For the year ended 30 June 2021
134
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
12.	 Intangible Assets - Licences
2021
2020
$m
$m
Balance at the beginning of the financial year
 1,047.3 
 1,064.0 
Amortisation expense
(16.7) 
(16.7) 
Balance at the end of the financial year 
 1,030.6 
 1,047.3 
Cost (gross carrying amount)
 1,297.0 
 1,297.0 
Accumulated amortisation and impairment
(266.4) 
(249.7) 
Net carrying amount
 1,030.6 
 1,047.3
The casino licences are carried at cost and amortised on a straight line basis over their useful lives. 
The Crown Melbourne licence ($490.2 million, 2020: $506.9 million) is being amortised until 2050. The Crown Perth licence 
($440.4 million) is assessed as having an indefinite useful life, as it does not expire, and therefore no amortisation is charged.  
Amortisation will commence on the Crown Sydney licence ($100.0 million) once the gaming activities are operational.
13.	 Other Intangible Assets
Goodwill (1)
Casino 
Management 
Agreement (1)
Other
Total
$m
$m
$m
$m
Year ended 30 June 2021
At 1 July 2020, net of accumulated amortisation and 
impairment
 243.2 
 111.6 
 0.8 
 355.6 
Impairment (2)
(17.3) 
 - 
 - 
(17.3) 
Exchange differences
(4.2) 
 - 
 - 
(4.2) 
Amortisation expense
 - 
(3.6) 
(0.1) 
(3.7) 
At 30 June 2021, net of accumulated amortisation 
and impairment
 221.7 
 108.0 
 0.7 
 330.4 
At 30 June 2021
Cost (gross carrying amount)
 221.7 
 245.3 
 18.4 
 485.4 
Accumulated amortisation
 - 
(137.3) 
(17.7) 
(155.0) 
Net carrying amount
 221.7 
 108.0 
 0.7 
 330.4 
Year ended 30 June 2020
At 1 July 2019, net of accumulated amortisation and 
impairment
 295.4 
 115.3 
 4.6 
 415.3 
Impairment (3)
(52.8) 
 - 
 - 
(52.8) 
Exchange differences
 0.6 
 - 
 - 
 0.6 
Amortisation expense
 - 
(3.7) 
(3.8) 
(7.5) 
At 30 June 2020, net of accumulated amortisation 
and impairment
 243.2 
 111.6 
 0.8 
 355.6 
At 30 June 2020
Cost (gross carrying amount)
 243.2 
 245.3 
 18.4 
 506.9 
Accumulated amortisation
 - 
(133.7) 
(17.6) 
(151.3) 
Net carrying amount
 243.2 
 111.6 
 0.8 
 355.6
(1)  Purchased as part of business combinations. 
(2)  Impairment relates to the goodwill in DGN. Refer note 14 for further details.
(3)  Impairment relates to the goodwill in Crown Aspinalls. Refer note 14 for further details.

Crown Resorts Limited Annual Report 2021
135
Notes to the Financial Statements
Goodwill is considered to have an indefinite life and is 
tested annually for impairment (see note 14). The goodwill 
balance at 30 June 2021 is allocated to Crown Melbourne 
$26.9 million (2020: $26.9 million), Crown Perth $144.0 
million (2020: $144.0 million), DGN $30.9 million (2020: 
$52.4 million) and Betfair $19.9 million (2020: $19.9 million).
The useful life of the Crown Melbourne Casino 
Management Agreement is amortised on a straight line 
basis to 2050.
14.	 Impairment Testing of Intangible 
Assets
Intangible assets deemed to have indefinite lives are 
allocated to the Group’s cash generating units (CGUs) 
identified according to the lowest levels for which there are 
separately identifiable cash flows that are largely 
independent of the cash flows from other assets or groups 
of assets.
The allocation of goodwill and other intangible assets with 
indefinite useful lives to the Group’s CGUs are outlined in 
note 12 and note 13.
The recoverable amount of a CGU is defined as the higher 
of the value in use and the fair value less cost of disposal.  
This implied value is then compared with the carrying 
value of the CGU to determine any impairment required.  
The recoverable amount of the Crown Melbourne, Crown 
Perth, Crown Sydney and Betfair CGUs at 30 June 2021 
has been determined based on a value in use calculation 
using a discounted cash flow methodology covering a five 
year period, with an appropriate terminal value at the end 
of that period. The methodology utilises cash flow 
forecasts that are based primarily on business plans 
prepared by management. The recoverable amount of 
Crown Sydney at 30 June 2020 was determined based on 
a fair value less costs of disposal method. 
The recoverable amount of the DGN CGU, in both the 
current and prior years, has been determined based on 
fair value less costs of disposal, utilising a combination of 
independent valuations undertaken by third parties, 
market acquisition prices as well as trading multiples of 
entities of a similar nature to each CGU.  
Value in use assessment
The following describes each key assumption on which the 
Group has based its cash flow projections to undertake 
impairment testing under the value in use method. 
•	 Cash flow forecasts are based on past performance 
and expectations for the future using a five year cash 
flow period, risk adjusted where applicable. COVID-19 
continues to have a major impact on Australian and 
international economies. A level of uncertainty 
previously unseen has resulted in increased difficulty in 
developing cash flow forecasts. Therefore the Group 
considered the uncertainty around the likelihood and 
duration of restricted operating conditions and border 
restrictions in determining cash flow forecasts. 
•	 For the purposes of impairment testing, allowances 
have been made in order to reflect the ongoing impact 
of COVID-19 on Crown’s businesses. Based on 
information available at 30 June 2021, with respect to 
Crown Melbourne, Crown Perth and Crown Sydney the 
impairment modelling assumed Crown Sydney’s 
gaming operations commence in the period prior to 31 
December 2021, prevailing regulatory and licence 
conditions at Crown Melbourne and Crown Perth and 
that the properties remain under social distancing and 
capacity restrictions for the first year, with international 
borders remaining closed. International borders were 
assumed to reopen from 1 July 2022, leading to 
tourism into Australia recommencing, no further 
COVID-19 related lockdowns, and a recovery to pre 
COVID-19 levels of economic activity over the short to 
medium term within the context of the 5 year forecast 
period. 
•	 Impairment testing assumptions for Betfair anticipate 
continued trading with no adverse material impact on their 
operations as a result of COVID-19, which is consistent 
with the circumstances observed to 30 June 2021.
•	 Terminal value is calculated using a perpetuity growth 
formula based on cash flow forecasts using a weighted 
average cost of capital (after tax) and forecast growth 
rate.
•	 Forecast growth rates are based on past performance 
and management’s expectations of future performance 
as at 30 June 2021, based on the current 
circumstances and the nature of the products and 
industries in which each business operates. The 
terminal growth rates do not exceed the forecasted 
long-term Australian inflation rate of 2.50% (2020: 
2.50%). 
•	 A weighted average cost of capital (before tax) of 
between 9.8% and 13.6% (2020: 9.1% and 14.7%) was 
used by the Group in impairment testing, risk adjusted 
where applicable. 
Fair value less costs of disposal assessment
The following describes each key assumption on which 
management has based its recoverable amount 
calculations under the fair value less costs of disposal 
method.
In addition to independent valuations undertaken by third 
parties, for calculations using market acquisition prices 
and current trading multiples of entities of a similar nature 
to each CGU the key assumptions are:
•	 Acquisition multiples of around 6.0x last twelve month 
EBITDA have been utilised.   
•	 Trading multiples of publicly listed companies and 
entities of a similar nature to the CGU of between 8.0x 
and 9.0x next twelve months EBITDA have been 
utilised.  

Notes to the Financial Statements continued
For the year ended 30 June 2021
136
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
•	 Cost of disposal of between 5.0% and 6.0% have been 
utilised to discount the implied fair value. 
The fair value measurement for the DGN CGU is 
considered to be level 3 in the fair value hierarchy, as it is 
based on using inputs that are not based on observable 
market data. Where available, applicable level 2 
information has been taken into account (refer to note 33 
for explanation of the valuation hierarchy).  
Outcome of impairment tests
Based on the valuation techniques performed, an 
impairment loss of $17.3 million related to the DGN CGU 
has been recorded against the Group’s intangible assets 
during the year. At 30 June 2020 there were indicators of 
impairment for the Crown Aspinalls CGU, and based on 
the impairment testing, an impairment loss of $52.8 million 
was recorded against the goodwill of Crown Aspinalls in 
the prior year, resulting in no intangible assets remaining at 
the CGU. 
As at 30 June 2020, goodwill relating to the acquisition of 
DGN was $52.4 million (US$36.1 million). At 30 June 2021, 
indicators of impairment were identified for the DGN CGU. 
These indicators were considered taking into account the 
re-forecast of cash flows of DGN, along with indications of 
a likely fair value of the CGU in the current market. Based 
on the impairment testing undertaken, the carrying 
amount of the CGU exceeded its recoverable amount at 
30 June 2021. As a result, Crown has reduced goodwill 
relating to the acquisition of DGN by $17.3 million (US$13.0 
million). This impairment loss has been included in the 
Statement of Profit or Loss.
Sensitivity analysis
The key estimates and assumptions used to determine the 
value in use or fair value less costs of disposal for each 
CGU are based on management’s current expectations 
based on past experience, prevailing regulatory and 
licence conditions, prevailing COVID-19 conditions, future 
plans and external market information. They are 
considered to be reasonably achievable, however 
significant changes in any of the key estimates and 
assumptions or regulatory environments may result in a 
CGUs carrying value exceeding its recoverable value, 
resulting in an impairment charge.  
With respect to Crown Sydney, based on the cash flows 
adopted in the calculation of recoverable amount, an 
increase in the discount rate (weighted average cost of 
capital after tax) of 80bps, a decrease in terminal growth 
rate of 110bps or a decrease in EBITDA by 9.3% per 
annum throughout the plan period, in isolation and with all 
other assumptions held constant, could give rise to an 
impairment.
In the case of DGN where an impairment charge was 
taken, an adverse change in any of the assumptions 
utilised to determine the recoverable amount would lead to 
a further impairment charge of the CGU. 
Crown is currently subject to regulatory processes 
regarding the suitability of Crown Melbourne, Crown Perth 
and Crown Sydney to hold casino licences. The outcome 
of these processes remains uncertain. 
On 9 February 2021, the Commissioner’s report of the 
inquiry under section 143 of the Casino Control Act 1992 
(NSW) (Inquiry Report) was released. The New South 
Wales Independent Liquor and Gaming Authority (ILGA) 
wrote to Crown stating that, having regard to the contents 
of the Inquiry Report, it presently considered that Crown 
Sydney Gaming Pty Ltd (Crown Sydney Gaming) was no 
longer a suitable person to give effect to the Restricted 
Gaming Licence in New South Wales and that Crown 
Sydney Gaming had breached clause 14(a) of the VIP 
Gaming Management Agreement (VIP GMA) and had 
given Crown a notice to that effect. The consultation 
process contemplated under the VIP GMA was enlivened 
and Crown is well advanced with a comprehensive 
remediation plan. Crown continues to cooperate fully with 
ILGA as it works through the remediation process. 
The key estimates and assumptions used to determine the 
recoverable amounts of the CGUs assumes prevailing 
regulatory and licence conditions at Crown Melbourne and 
Crown Perth, and the issuance of the casino licence 
following the consultation process at Crown Sydney. 
Given the uncertainty regarding the outcome of the 
current regulatory processes, Crown considered the 
impact on the carrying amount of each CGU in the event 
that Crown is found not suitable and the casino licence at 
each property cancelled. The outcome of the sensitivity 
analysis of the cancellation of the Crown Melbourne 
casino licence would result in the impairment of the Crown 
Melbourne licence ($490.2 million), the casino 
management agreement asset ($108.0 million) and 
prepaid casino tax asset ($43.9 million). 
The outcome of the sensitivity analysis of the cancellation 
of the Crown Perth casino licence would be an impairment 
of the Crown Perth licence ($440.4 million).  
In both CGUs, cancellation of the licence could result in 
the potential impairment of the goodwill intangible as well 
as adjustments to any deferred tax balances relating to the 
licences. 
The outcome of the analysis of Crown Sydney not being 
issued the casino licence would result in an impairment of 
the Crown Sydney licence ($100.0 million) and a probable 
impairment to the property, plant and equipment relating 
to the CGU.
The Group will continue to monitor the performance of all 
CGUs going forward and consider the impact on the 
impairment testing assumptions and carrying value.    
 
14.	  Impairment Testing of Intangible Assets continued

Crown Resorts Limited Annual Report 2021
137
Notes to the Financial Statements
15.	Other Assets
2021
2020
$m
$m
Non-current
Prepaid casino tax at cost
 100.8 
 100.8 
Accumulated amortisation
(56.9) 
(55.4) 
 43.9 
 45.4 
Other prepayments
 1.7 
 3.4 
 45.6 
 48.8
Prepaid casino tax relates to Crown Melbourne, is carried at cost and amortised on a straight line basis to 2050.
16.	 Trade and Other Payables
2021
2020
$m
$m
Current - unsecured
Trade and other payables
 231.5 
 190.1 
Contract and contract-related liabilities (1)
 128.5 
 137.8 
Contingent consideration
 - 
 2.4 
Other
 69.4 
 96.2 
 429.4 
 426.5 
Non-current - unsecured
Casino licence payable (2)
 177.2 
 172.3 
 177.2 
 172.3
(1) Contract and contract related liabilities include unredeemed casino chips, loyalty program liabilities and advance customer deposits which 
decreased by $9.3 million during the year (2020: decreased by $14.7 million).
(2) Net present value of the $250.0 million payment due in 2033 relating to the Crown Melbourne Casino licence. 
17.	
Interest-Bearing Loans and Borrowings
2021
2020
$m
$m
Current
Bank Loans
 307.5 
 - 
Lease Liabilities
 6.8 
 7.2 
Other loans
 - 
 1.0 
 314.3 
 8.2 
Non-current
Bank Loans
 112.5 
 280.0 
Capital Markets Debt
 795.9 
 790.3 
Lease Liabilities
 65.7 
 51.5 
 974.1 
 1,121.8
Fair Value Disclosures
Details of the fair value disclosures of the Group’s interest bearing liabilities are set out in note 33.

Notes to the Financial Statements continued
For the year ended 30 June 2021
138
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
Financial Risk Management
Information about the Group’s exposure to interest rate and foreign currency changes is provided in note 33.
Financing and Credit Facilities
Credit facilities are provided as part of the overall debt funding structure of the Crown Group as follows:
Facility 
Amount
Drawn 
Amount
Letters 
of Credit 
Issued
Available
Expiry
Facility Type
$m
$m
$m
$m
Dates
Bank Facilities
Bilateral Facilities
 630.0 
 420.0 
 39.3 
 170.7 
 Apr 22 - Apr 24 
Letter of Credit Facilities
 60.0 
 - 
 60.0 
 - 
 Jun 30 
 690.0 
 420.0 
 99.3 
 170.7 
Debt Capital Markets
Euro Medium Term Notes
 180.0 
 180.0 
 - 
 - 
 Jul 2036 
AUD Subordinated Notes
 615.9 
 615.9 
 - 
 - 
 Apr 2075 
 795.9 
 795.9 
 - 
 - 
Total at 30 June 2021
 1,485.9 
 1,215.9 
 99.3 
 170.7 
Total at 30 June 2020
 1,636.6 
 1,071.3 
 164.0 
 401.3 
As part of the refinancing undertaken in April 2020, Crown secured new bank financing facilities totalling $560 million. These 
bank facilities are secured by Property, Plant and Equipment as outlined in note 10. The remainder of the bank facilities are 
provided on an unsecured basis by domestic banks. Refer note 33(a)(i) for further details regarding interest rates. 
The debt capital markets drawn amounts represent unsecured notes issued to domestic and international debt investors.
Crown is able to make advances and issue letters of credit under the letter of credit facility and the bilateral facilities.
Each of the above mentioned facilities are issued by or supported by a Group guarantee from Crown and certain 
subsidiaries and impose various affirmative covenants on Crown, which may include compliance with certain financial 
ratios and negative covenants, including restrictions on encumbrances, and customary events of default, including a 
payment default, breach of covenants, cross-default and insolvency events.
Under the terms of Crown’s Euro Medium Term Notes (Notes), in the event that the Notes are unrated, or are rated below 
investment grade by any rating agency which rates the Notes (currently Fitch Ratings and Standard & Poor’s), any holder of 
the Notes would be entitled to require redemption of its Notes at the outstanding principal amount plus a make whole 
premium, subject to the terms of the Notes.  
Subsequent to 30 June 2021, the Group has extended the $410 million of bank facilities with relationship banks that were 
due to mature in April 2022 to October 2023 of which $102.5 million is undrawn. At the same time the $150 million of bank 
facilities maturing in April 2024 of which $37.5 million is undrawn has been aligned with the October 2023 maturity. In 
addition, as part of this process, Crown obtained a waiver of financial covenants in relation to the 31 December 2021 
testing date. No waiver was required for the 30 June 2021 testing date.  
Crown also obtained a waiver of certain events of default that would otherwise arise from cancellation or suspension (for a 
certain period of time) of any of Crown’s Australian casino licences. In the event such a licence event occurs, Crown has agreed 
to a review process providing it with a period of time to negotiate with lenders or otherwise refinance the facilities.
In addition, one of Crown’s relationship banks has agreed to provide a new $250 million debt facility, subject to completion 
of long form documentation. The facility will provide Crown with debt funding of up to $250 million (based on the value of 
unsold Crown Sydney apartments) to be used to partly fund any required redemption of Crown’s Euro Medium Term Notes 
and associated make whole premium, or in certain circumstances, for general corporate purposes.
During the current and prior year, there were no defaults or breaches on any of the loans or borrowings. 
Refer to note 22(c) for a summary of Crown’s overdraft facilities.
17.	 Interest-Bearing Loans and Borrowings continued

Crown Resorts Limited Annual Report 2021
139
Notes to the Financial Statements
18.	 Provisions
Employee 
Entitlements(1)
Other(2)
Total
$m
$m
$m
At 1 July 2020
 192.5 
 34.8 
 227.3 
Arising during the year
 79.0 
 87.6 
 166.6 
Utilised during the year
(56.7) 
(4.4) 
(61.1) 
At 30 June 2021
 214.8 
 118.0 
 332.8 
Current 2021
 200.3 
 103.8 
 304.1 
Non-current 2021
 14.5 
 14.2 
 28.7 
At 30 June 2021
 214.8 
 118.0 
 332.8 
Current 2020
 177.5 
 22.8 
 200.3 
Non-current 2020
 15.0 
 12.0 
 27.0 
At 30 June 2020
 192.5 
 34.8 
 227.3 
(1)  Employee entitlements are comprised of provisions for annual leave, long service leave, employee incentives, self-insurance liability and other 
employee entitlements.	
(2)  Other provisions are comprised of provisions for gaming tax matters, including Crown Melbourne tax shortfall of approximately $25 million 
(refer note 2) and provision for underpayment of casino tax (including interest) of $61.2 million (refer note 3(e)), and legal and regulatory matters.
19.	 Contributed Equity
2021
2020
$m
$m
Issued share capital
Ordinary shares fully paid
(203.3) 
(203.3) 
2021
2020
No. 
No. 
Issued share capital
Ordinary shares fully paid
 677,158,271 
 677,158,271
Due to share buy-backs in prior periods being undertaken at higher prices than the original subscription prices, the 
balance of contributed equity is reflected as a negative balance, which shows the excess value of shares bought over the 
original amount of subscribed capital. Refer note 32 for details of the Parent Entity’s share capital, which has significant 
paid up capital.
Terms and Conditions of Contributed Equity
Ordinary shares entitle the holder to participate in dividends and the proceeds on winding-up of the Company in proportion 
to the number of shares held.
The voting rights attaching to ordinary shares provide that each ordinary shareholder present in person or by proxy or 
attorney or being a corporation present by representative at a meeting shall have:
(a) on a show of hands, one vote only;
(b) on a poll, one vote for every fully paid ordinary share held.
Capital Management
When managing capital, the Group’s objective is to maintain optimal returns to shareholders and benefits for other 
stakeholders. The Group also aims to maintain a capital structure that ensures the lowest cost of capital available to the entity.
During 2021, the Group did not pay any dividends (2020: $406.2 million). The Group’s dividend policy is to pay 60 cents 
per share on a full year basis, subject to Crown’s financial position. Having regard to the impact of COVID-19 on Crown’s 
businesses from the mandatory closures and restrictions on trade, as well as ongoing regulatory matters, Crown has 
determined not to declare a final dividend on ordinary shares. Future dividends will be subject to the Board’s assessment 
of Crown’s financial position at the appropriate time, and subject to arrangements agreed with Crown’s lenders.

Notes to the Financial Statements continued
For the year ended 30 June 2021
140
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
20.	Reserves and Retained Earnings
2021
2020
$m
$m
Foreign currency translation reserve
(38.7) 
(23.6) 
Employee equity benefits reserve
 25.6 
 22.3 
Net unrealised gains reserve
(15.8) 
(14.4) 
Cash flow hedge reserve
 5.1 
 18.8 
(23.8) 
 3.1 
Foreign Currency Translation Reserve
The foreign currency translation reserve is used to record exchange differences arising 
from the translation of the financial statements of foreign operations. It is also used to 
recognise gains and losses on hedges of the net investment in foreign operations.
Balance at the beginning of the financial year
(23.6) 
(28.8) 
Net foreign exchange translation
(16.0) 
 5.3 
Non-controlling interest
 0.9 
(0.1) 
Balance at the end of the financial year 
(38.7) 
(23.6) 
Employee Equity Benefits Reserve
The employee equity benefits reserve is used to record share based remuneration 
obligations to executives in relation to ordinary shares.
Balance at the beginning of the financial year 
 22.3 
 18.9 
Movement for the period
 3.3 
 3.4 
Balance at the end of the financial year 
 25.6 
 22.3 
Net Unrealised Gains Reserve
The net unrealised gains reserve records the movement from changes in ownership 
interests in a subsidiary, investments and associates equity, which do not impact control.
Balance at the beginning of the financial year 
(14.4) 
(14.1) 
Movement in non-controlling interest put option
(1.4) 
(0.3) 
Balance at the end of the financial year 
(15.8) 
(14.4) 
Cash Flow Hedge Reserve
The cash flow hedge reserve records the portion of the gain or loss on a hedging 
instrument in a cash flow hedge that is determined to be an effective hedge.
Balance at the beginning of the financial year
 18.8 
 25.4 
Movement in interest rate swaps
 1.7 
 1.4 
Movement in cross currency swaps
(15.4) 
(4.2) 
Movement in forward exchange contracts
 - 
(3.8) 
Balance at the end of the financial year 
 5.1 
 18.8 
Retained Earnings
Balance at the beginning of the financial year
 4,954.5 
 5,298.8 
Adoption of AASB 16 Leases
 - 
(17.6) 
Net profit/(loss) after tax attributable to equity holders of the parent
(261.6) 
 79.5 
Total available for appropriation
 4,692.9 
 5,360.7 
Dividends provided for or paid
 - 
(406.2) 
Balance at the end of the financial year 
 4,692.9 
 4,954.5

Crown Resorts Limited Annual Report 2021
141
Notes to the Financial Statements
21.	 Commitments
Capital expenditure commitments
2021
2020
$m
$m
Estimated capital expenditure contracted for at balance date, but not provided for:
Payable within one year
 14.9 
 447.7 
 14.9 
 447.7 
Crown Sydney gaming tax guarantees
Crown has provided two gaming tax guarantees to the NSW Government relating to Crown Sydney. Firstly, Crown has 
guaranteed that over the three consecutive financial years, beginning with the financial year in which Crown Sydney commences 
gaming operations, the aggregate of normalised gaming taxes generated by Crown and The Star is at least equal to three times 
the normalised gaming taxes generated by The Star in the financial year prior to commencement of gaming at Crown Sydney.  
Secondly, that over the first 15 years of Crown Sydney’s full operations, the NSW Government will receive from Crown at least $1 
billion in normalised gaming taxes, including the licence fee of $100 million previously paid.
22.	Cash Flow Statement Reconciliation
2021
2020
$m
$m
(a)  Cash balance represents:
Cash on hand and at bank
 471.7 
 158.3 
Deposits at call
 4.3 
 128.6 
 476.0 
 286.9 
The above closing cash balances includes $85.9 million (2020: $48.4 million) of cash on the company’s premises and 
cash held in bank accounts to run the day to day operations of the businesses and cash (including deposits on call) of 
$390.1 million (2020: $238.5 million) for other purposes. All deposits at call are with approved counterparties with 
investment grade ratings. Refer note 33(c) for further details.
2021
2020
$m
$m
(b)  Reconciliation of the profit/(loss) after tax to the net cash flows 
       from operating activities
Profit/(loss) after tax
(261.3) 
 81.9 
Non cash items and items dealt with separately:
- Depreciation and amortisation
 290.3 
 275.5 
- Asset impairment
 53.6 
 74.5 
- Share of associates’ net (profit)/loss
 8.7 
(0.3) 
- Net foreign exchange (gain)/loss
(0.1) 
(0.2) 
- Reassessment of contingent consideration - DGN
 2.0 
 1.7 
- Other non cash expenses
 3.4 
 2.3 
Cash items not included in profit/(loss) after tax:
- Dividends received from associates
 - 
 5.9 
Items classified as investing/financing activities:
- (Profit)/loss on sale of property, plant and equipment
(207.8) 
(0.1) 
Working Capital changes:
- (Increase) / decrease in trade receivables and other assets
 42.9 
 74.9 
- (Increase) / decrease in inventories
(4.3) 
(0.5) 
- (Decrease) / increase in tax provisions
(117.6) 
(113.7) 
- (Decrease) / increase in trade and other payables, accruals, provisions and other 
liabilities
 176.2 
(75.0) 
Net cash flows from operating activities
(14.0) 
 326.9 

Notes to the Financial Statements continued
For the year ended 30 June 2021
142
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
(c)  Bank Overdraft Facilities
The Group has bank overdraft facilities available as follows:
Bank
2021
2020
ANZ Banking Group Limited
 A$20 million 
 A$20 million 
Citibank NA
 -  US$10 million 
Royal Bank of Scotland PLC
 - 
 £18 million
As at 30 June 2021 there were no drawn down amounts on the overdraft facilities (2020: nil).
23.	Events After the Reporting Period
On 6 July 2021, Crown Perth recommenced trading of gaming and non-gaming operations at a reduced capacity. From 12 July 
2021, Crown Perth recommenced trading of all gaming and non-gaming operations under the same restrictions that were in place 
immediately prior to the introduction of the lockdown on 29 June 2021. 
On the evening of 15 July 2021, Crown Melbourne ceased gaming activities and the majority of non-gaming operations following a 
mandated closure by the Victorian Government due to COVID-19. From 28 July 2021, Crown Melbourne recommenced operations 
in accordance with Victorian Government restrictions, including a patron capacity limit on the gaming floor of 100 patrons in each 
indoor space, subject to a density limit of one person per four square metres. On the evening of 5 August 2021, Crown Melbourne 
ceased gaming activities and the majority of non-gaming operations following a mandated closure by the Victorian Government 
due to COVID-19.
On 26 July 2021, the Perth Royal Commission commenced. On the same day, the Western Australian Government announced that it 
had extended the time to complete the WA Royal Commission to 4 March 2022.
On 27 July 2021, Crown announced that it resolved to make a payment to the Victorian Commission for Gambling and Liquor 
Regulation (VCGLR), representing an underpayment of casino tax by Crown Melbourne of $37.4 million over the period commencing in 
the 2012 financial year to date relating to the incorrect deduction of certain bonus rewards provided to patrons in connection with play 
on Crown Melbourne’s electronic gaming machines. Under the terms of Crown’s regulatory agreements with the State of Victoria, 
Crown is required to pay interest on any underpayment of casino tax. The interest component was an additional $23.8 million. Both the 
underpayment of casino tax and interest on the underpayment of casino tax were fully provided at 30 June 2021. 
On 3 August 2021, the Victorian Government announced the establishment of a new casino and gambling commission, Victorian 
Gambling and Casino Control Commission (VGCCC), which will have oversight of all gambling and gaming activities within Victoria.
On 18 August 2021, the NSW Government announced that it agreed to support all 19 recommendations from the Bergin Inquiry 
Report on the regulation of casinos in NSW and the suitability of Crown Resorts to hold a restricted gaming facility licence. 
Additionally, the NSW Government announced an independent casino regulator will be established and a number of legislative 
reforms will be introduced as recommended by Commissioner Bergin.
On 26 August 2021, Crown announced that the Board has appointed Dr Ziggy Switkowski AO to succeed the Honourable Helen 
Coonan as Chairman, subject to the receipt of probity and regulatory approvals. As part of the planned succession process, Ms 
Coonan retired from the Board and as Executive Chairman on 27 August 2021. Dr Switkowski will join the Board as Chairman 
immediately upon receipt of all necessary regulatory approvals. Pending receipt of those approvals, Crown Non-executive Director 
Jane Halton AO PSM will act as Interim Chairman.
As outlined in note 17, following year-end, Crown reached agreement with its relationship banks regarding a series of modifications 
to Crown’s existing financing arrangements, including:
•	 An extension of near-term maturities by amending and aligning the maturity date of all of the $560 million in bilateral facilities to 
October 2023.
•	 A waiver of financial covenants in relation to the 31 December 2021 testing date. No waiver was required for the 30 June 2021 
testing date.
•	 A waiver of certain events of default that would otherwise arise from cancellation or suspension (for a certain period of time) of 
any of Crown’s Australian casino licences. In the event such a licence event occurs, Crown has agreed to a review process 
providing Crown with a period of time to negotiate with lenders or otherwise refinance the facilities.
As part of the arrangements agreed with lenders, Crown has agreed not to declare or pay dividends in respect of the half year ending 
31 December 2021 or where a review event is triggered as a result of a cancellation or suspension of any of Crown’s Australian casino 
licences.
In addition, one of Crown’s relationship banks has agreed to provide a new $250 million debt facility, subject to completion of long 
form documentation. The facility will provide Crown with debt funding of up to $250 million (based on the value of unsold Crown 
Sydney apartments) to be used to partly fund any required redemption of Crown’s Euro Medium Term Notes and associated make 
whole premium, or in certain circumstances, for general corporate purposes.
22.	Cash Flow Statement Reconciliation continued

Crown Resorts Limited Annual Report 2021
143
Notes to the Financial Statements
24.	  Contingent Liabilities and Related 
Matters
Litigation matters
As announced by Crown on 4 December 2017, Maurice 
Blackburn Lawyers commenced a class action proceeding 
against Crown in the Federal Court of Australia which Crown 
is defending. The proceeding, which relates to the detention 
of Crown employees in China in 2016, has been filed on 
behalf of persons who acquired an interest in Crown shares 
between 6 February 2015 and 16 October 2016. The matter 
has been set for hearing by the Court on 25 October 2021. 
Further detail in relation to this class action, including copies 
of the Statement of Claim, Amended Statement of Claim, 
and Further Amended Statement of Claim is available on 
Maurice Blackburn’s website.
As announced by Crown on 14 December 2020, Maurice 
Blackburn Lawyers commenced a class action 
proceeding against Crown in the Supreme Court of 
Victoria. The claim alleges that, in the period from 11 
December 2014 to 18 October 2020, Crown had 
inadequate systems and processes for ensuring 
compliance with its obligations under anti-money 
laundering laws and that Crown engaged in misleading 
and deceptive conduct, breached its continuous 
disclosure obligations and conducted its affairs contrary to 
the interests of members as a whole in the period. Maurice 
Blackburn has announced that the class action aims to 
recover compensation from Crown, seeks the potential 
buy-back of investors’ shares at a fair value, and seeks 
that Crown implement a proper anti-money laundering 
training program. Crown is defending the proceeding.  
The potential outcome and total costs related to the above 
matters remain uncertain. 
In addition to the above matters, entities within the group 
are defendants from time to time in legal proceedings 
arising from the conduct of their business. The Group 
does not consider that the outcome of any proceedings 
ongoing at balance date, either individually or in 
aggregate, is likely to have a material effect on its financial 
position. Where appropriate, provisions have been made.
Regulatory matters
AUSTRAC enforcement investigations
As announced by Crown on 19 October 2020 and 7 June 
2021 respectively, each of Crown Melbourne and Crown 
Perth is the subject of an AUSTRAC enforcement 
investigation. Crown Melbourne and Crown Perth are fully 
cooperating with AUSTRAC in relation to these 
enforcement investigations. 
Each of these investigations is ongoing and AUSTRAC has 
not informed Crown Melbourne or Crown Perth whether it 
will take any enforcement action. 
While it is at this stage uncertain as to whether AUSTRAC 
will take enforcement action, or the type of enforcement 
action it may take, Crown considers that AUSTRAC is very 
likely to commence civil penalty proceedings against 
Crown Melbourne and Crown Perth. If it does so, it is likely 
that Crown Melbourne and Crown Perth will be required to 
pay significant civil penalties. 
Crown notes that AUSTRAC has commenced civil penalty 
proceedings on three occasions against other reporting 
entities, each of which concluded with the Federal Court 
ordering that the respondent pay significant civil penalties. 
These civil penalties were: $45 million (ordered in 2017); 
$700 million (ordered in 2018); and $1.3 billion (ordered in 
2020). As the judgments in each of the three civil penalty 
proceedings AUSTRAC has commenced make clear, the 
Federal Court’s determination of the appropriate penalty 
was very specific to the facts in each case, and was 
arrived at only after consideration of the detailed agreed 
Statement of Agreed Facts and Admissions and joint 
submissions filed by AUSTRAC and the respondents. 
If AUSTRAC does commence proceedings against Crown 
Melbourne and/or Crown Perth, in determining the 
appropriate penalty, the Federal Court would be required 
to have regard to all relevant matters, including the nature 
and extent of the contraventions and any loss and damage 
suffered as a result, the efforts Crown has made to date to 
address potential gaps in our systems and processes, as 
well as the size of Crown Melbourne and/or Crown Perth. 
Until there is greater certainty as to each of the relevant 
matters, Crown considers that this is one of the extremely 
rare circumstances in which it is not possible to reliably 
estimate the amount that Crown Melbourne and/or Crown 
Perth may ultimately be required to pay if civil penalty 
proceedings are commenced. Accordingly, no provision 
has been raised in respect of these matters.
If AUSTRAC does commence proceedings, the time by 
which Crown Melbourne and/or Crown Perth will be 
required to pay any civil penalty will depend on a number 
of factors, including the date on which AUSTRAC 
commences proceedings, the timetable ordered by the 
Federal Court and whether the parties are able to agree 
any proposed settlement, to be put to the Federal Court 
for approval.
Further information in relation to the enforcement 
investigations into Crown Melbourne and Crown Perth is 
set out below.
The Crown Melbourne enforcement investigation
AUSTRAC has informed Crown that its enforcement 
investigation into Crown Melbourne concerns potential 
non-compliance with the Anti-Money Laundering and 
Counter-Terrorism Financing Act 2006 (Cth) (AML/CTF 
Act) and the Anti-Money Laundering and Counter-
Terrorism Financing Rules 2007 (Cth) (AML/CTF Rules). 
AUSTRAC has informed Crown Melbourne that the potential 
non-compliance includes concerns in relation to ongoing 
customer due diligence, and adopting, maintaining and 
complying with an anti-money laundering and counter-
terrorism financing (AML/CTF) program. The concerns were 
identified in the course of a compliance assessment that 
commenced in September 2019 and focussed on Crown 

Notes to the Financial Statements continued
For the year ended 30 June 2021
144
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
Melbourne’s management of customers identified as high risk 
and politically exposed persons. 
When informing Crown Melbourne of the enforcement 
investigation, AUSTRAC stated that it had not made a 
decision regarding the appropriate regulatory response, 
including whether enforcement action will be taken, and that 
Crown Melbourne would be advised in due course as to the 
outcomes of the investigation. 
AUSTRAC has so far issued three statutory notices to Crown 
Melbourne requiring the provision of extensive information 
and the production of a significant volume of documents. 
Crown Melbourne is continuing to provide information and 
documents in response. The statutory notices request 
information and documents concerning a range of matters, 
including matters made public during the Bergin inquiry. 
The Crown Perth enforcement investigation
AUSTRAC has informed Crown that its enforcement 
investigation into Crown Perth concerns potential serious 
non-compliance with the AML/CTF Act and the AML/CTF 
Rules. The potential serious non-compliance was 
identified by AUSTRAC as a result of its review of 
information and documents provided by Crown Perth in 
response to a number of requests from AUSTRAC since 
August 2020, as well as information made public during 
the Bergin inquiry. 
When informing Crown Perth of the enforcement 
investigation, AUSTRAC stated that it had not made a 
decision regarding the appropriate regulatory response 
that it may apply to Crown Perth, including whether or not 
enforcement action will be taken. 
AUSTRAC has so far issued one statutory notice to Crown 
Perth requiring the provision of information and the 
production of documents. Crown Perth is continuing to 
provide information and documents in response.  
Other regulatory matters
Regulators, including Crown’s gaming regulators, and 
other bodies routinely conduct investigations and reviews 
of Crown’s operations in the normal course of regulatory 
oversight. Crown regularly receives various notices and 
requests for information from regulators regarding a wide 
variety of matters.  
In addition, Crown is undertaking a review of various 
indirect tax matters across local and overseas operations 
and will engage with relevant authorities as required.
New South Wales
On 9 February 2021, the Commissioner’s report of the 
inquiry under section 143 of the Casino Control Act 1992 
(NSW) (Inquiry Report) was released. The New South 
Wales Independent Liquor and Gaming Authority (ILGA) 
wrote to Crown stating that, having regard to the contents 
of the Inquiry Report, it presently considered that Crown 
Sydney Gaming Pty Ltd (Crown Sydney Gaming) is no 
longer a suitable person to give effect to the Restricted 
Gaming Licence in New South Wales and that Crown 
Sydney Gaming had breached clause 14(a) of the VIP 
Gaming Management Agreement (VIP GMA) and had 
given Crown a notice to that effect.
The consultation process contemplated under the VIP GMA 
is well advanced and Crown continues to cooperate fully 
with ILGA as it works through the remediation process.
Victoria
On 22 February 2021, a Royal Commission was 
established into the suitability of Crown Melbourne Limited 
to hold a casino licence. The Hon. Ray Finkelstein AO QC 
was appointed as Commissioner and Chairperson of the 
Royal Commission. The initial hearing took place on 24 
March 2021, and the first public hearings commenced on 
17 May 2021. Counsel Assisting the Royal Commission 
delivered their closing submissions on 20 July 2021. 
Crown’s final submissions were delivered in two parts:
     i. its closing submissions dated 2 August 2021, which 
respond to the submissions of Counsel Assisting the 
Victorian Royal Commission and also address certain 
governance matters on which the Commissioner 
sought submissions; and
     ii. a further written submission dated 9 August 2021 
which responds to certain enquiries made by the 
Commissioner at the hearing of oral closing 
submissions on 3 August 2021 and addresses the 
areas of the Melbourne Casino Complex which may 
be required to be sub-let if Crown Melbourne’s 
licence is cancelled or surrendered. 
All submissions can be found at https://www.rccol.vic.gov.
au/submissions.
The Royal Commission is expected to deliver its final 
report by 15 October 2021.
Western Australia
On 5 March 2021, 2021, the Honourable Neville Owen 
(AO), the Honourable Lindy Jenkins and Mr Colin Murphy 
(PSM), were appointed Royal Commissioners to inquire 
into the suitability of Crown Perth to continue holding a 
casino gaming licence in Western Australia. The 
Commissioners are also examining the State’s regulatory 
framework for casino gaming, including any matters that 
might enhance the Gaming and Wagering Commission’s 
future capability and effectiveness. The initial hearing took 
place on 12 April 2021, and the first public hearings 
occurred over the period from 10 May 2021 to 27 May 
2021. The next phase of hearings commenced on 26 July 
2021. On 23 July it was announced the Commission’s 
deadline for a final report has been extended from 
mid-November 2021 to 4 March 2022.
24.	 Contingent Liabilities and Related Matters continued

Crown Resorts Limited Annual Report 2021
145
Notes to the Financial Statements
25.	Auditor’s Remuneration
2021
2020
$
$
Auditor of the Group(1)
Fees for auditing the statutory financial report of the parent covering the group and auditing 
the statutory financial reports of any controlled entities 
 1,658,100 
 1,534,982 
Fees for other assurance and agreed-upon-procedures services under other legislation or 
contractual arrangements where there is discretion as to whether the service is provided by 
the auditor or another firm
 75,525 
 67,300 
Fees for other services:
•	 Taxation services
 86,681 
 2,479,861 
•	 Other
 213,372 
 30,000 
 2,033,678 
 4,112,143 
Related network firms of the auditor of the Group(1)
Fees for auditing the financial report of any controlled entities
 - 
 127,583 
Fees for other services:
•	 Taxation services
 - 
 537,350 
 - 
 664,933
(1) In 2021, all amounts were paid to member firms of KPMG. In 2020, all amounts were paid to member firms of Ernst & Young, being the Group’s 
auditors for that financial year. 
26.	Government Grants
During the year, Crown was entitled to government payments relating to employee retention schemes in Australia and the 
UK as a result of COVID-19 totalling $184.2 million (2020: $113.9 million). Crown has presented grants related to payroll 
expenses as a deduction against the related expense in the Statement of Profit or Loss on a systematic basis over the 
periods that the related costs, for which it is intended to compensate, were expensed. 
Crown Melbourne qualified for JobKeeper for the entire program, including the extensions through to 28 March 2021. 
Crown Perth qualified for JobKeeper through to the end of the first phase on 27 September 2020.
Under the JobKeeper program, Crown recorded $79.6 million (2020: $43.4 million) in payroll subsidies which related to the 
period from 1 July 2020 through to 28 March 2021 for employees that continued to work in either a full or partial capacity.  
The subsidy amount has been recognised as a reduction in Employment costs in note 3(c).
Crown has recorded a further $100.0 million (2020: $67.9 million) in JobKeeper payments relating to employees who were 
stood down during the period. These amounts were paid in their entirety to Crown’s employees and had no net impact on 
the Statement of Profit or Loss. 
In addition, Crown received a further $4.6 million (2020: $2.6 million) in Coronavirus Job Retention Scheme (UK) payments 
relating to employees that were stood down at Crown Aspinalls.
There are no unfulfilled conditions or contingencies attached to these payments relating to employee retention schemes. 
During the year, Crown also received government grants relating to the following employee hiring and training schemes in 
Australia:
•	 JobMaker hiring scheme - Crown Sydney qualified for JobMaker from 7 October 2020. Crown received $32,643 during 
the financial year from the scheme. There are no unfulfilled conditions or contingencies attached to this payment.
•	 Training Services – Crown Melbourne, Crown Perth and Crown Sydney received $1.0 million (2020: $1.0 million) in 
Commonwealth and State funding related to training services of employees, including Trainees and Apprentices. In 
accordance with the terms of the grant, Crown must provide training services as outlined in the funding agreements and 
apply costs to training services for employees for whom the grant has been claimed.
•	 Indigenous Employment Program – Crown Melbourne and Crown Perth received $0.4 million (2020: $0.3 million) in 
Commonwealth funding related employment pathways for Indigenous jobseekers. In accordance with the terms of the 
grants, Crown must provide employment pathways for Indigenous employees employed under the Indigenous 
Employment Program and support their ongoing development.    
At 30 June 2021, there were no amounts receivable to Crown in relation to employee retention or hiring schemes.

Notes to the Financial Statements continued
For the year ended 30 June 2021
146
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
27.	 Earnings Per Share (EPS)
2021
2020
The following reflects the income and share data used in the calculations of 
basic and diluted EPS:
Net profit / (loss) after tax used in calculating basic and diluted EPS ($m)
(261.6) 
 79.5 
Weighted average number of ordinary shares used in calculating basic EPS (‘m)
 677.2 
 677.2 
Weighted average number of ordinary shares used in calculating diluted EPS (‘m)
 677.2 
 677.2
28.	Key Management Personnel Disclosures
(a) 	Details of key management personnel
(i) 	 Directors
The Hon. Helen A Coonan
Executive Chairman (appointed as interim Executive Chairman on 15 February 2021 
until 27 August 2021)
Professor John S Horvath AO
Deputy Chairman (until 14 April 2021)
Kenneth M Barton
Managing Director and Chief Executive Officer (until 15 February 2021)
John H Alexander
Executive Director (Director until 22 October 2020; Executive until 22 January 2021)
Andrew Demetriou
Non-Executive Director (until 11 February 2021)
Jane Halton AO PSM
Non-Executive Director
Guy Jalland
Non-Executive Director (until 10 February 2021)	
Michael R Johnston
Non-Executive Director (until 10 February 2021)	
Antonia Korsanos
Non-Executive Director
Harold C Mitchell AC
Non-Executive Director (until 22 February 2021)	
	
John Poynton AO
Non-Executive Director (until 28 February 2021)
Nigel Morrison
Non-Executive Director (appointed 31 March 2021)
On 12 April 2021, Crown announced the appointment of Bruce Carter as Non-Executive Director, subject to the receipt of any 
necessary regulatory approvals. On 25 August 2021, following receipt of the regulatory approvals, Mr Carter’s appointment 
became effective. On 10 May 2021, Crown announced the appointment of Steve McCann as Chief Executive Officer and 
Managing Director, subject to the receipt of regulatory approvals. On 20 August 2021, Crown announced that in addition to 
those appointments, Steve McCann had been appointed as Chief Executive Officer – Crown Melbourne. On 26 August 2021, 
Crown announced the appointment of Dr Ziggy Switkowski AO as Chairman, subject to the receipt of regulatory approvals.
(ii) 	 Executives
Lonnie Bossi
Chief Executive Officer – Crown Perth (from 9 December 2020)
Peter Crinis
Chief Executive Officer – Crown Sydney (from 1 January 2021)
Barry Felstead
Chief Executive Officer – Australian Resorts (KMP until 9 December 2020; Executive until 31 December 2020)
Alan McGregor
Chief Financial Officer (appointed 20 August 2020) and 
Interim Company Secretary (appointed 18 February 2021)
W Todd Nisbet
Executive Vice President – Strategy and Development (until 30 June 2021)
Xavier Walsh
Chief Executive Officer – Crown Melbourne (from 9 December 2020 until 20 August 2021)
(b)	 Remuneration of key management personnel
Total remuneration for key management personnel for the Group and Parent Entity during the financial year are set out below:
2021
2020
Remuneration by category
$m
$m
Short term benefits
 13.8 
 13.3 
Post employment benefits
 0.3 
 0.2 
Long term incentives
2.4 
 2.6 
Termination benefits
 9.7 
 - 
26.2 
 16.1
Further details regarding key management personnel and detailed disclosures of share based payment arrangements are 
contained in the Remuneration Report.

Crown Resorts Limited Annual Report 2021
147
Notes to the Financial Statements
29.	Related Party Disclosures
(a)  	Parent entity
Crown Resorts Limited is the ultimate parent entity of the Group.
(b)  	Controlled entities, associates and joint ventures
Interests in significant controlled entities are set out in note 30.
Investments in associates and joint ventures are set out in note 9.
(c)  	Entity with significant influence over the Group
Based on a substantial shareholder notice dated 11 June 2019 lodged by the Consolidated Press Holdings Group (CPH), 
comprising Consolidated Press Holdings Pty Limited and its related corporations, a group related to Mr James Packer, 
CPH had a relevant interest in 249,253,302 of the Company’s fully paid ordinary shares at balance date. This equates to 
36.81% of the Company’s fully paid ordinary shares (2020: 36.81%) based on the total number of shares on issue at the 
relevant balance date.
(d)  	Key management personnel
Disclosures relating to key management personnel are set out in note 28, and in the Remuneration Report.
(e)  	Terms and conditions of transactions with related parties
Sales to and purchases from related parties are made in arm’s length transactions both at normal market prices and on 
normal commercial terms, unless otherwise stated. 
(f)  	Transactions with related parties
The Group had the following transactions with related parties:
	
(i)   	 Director related entities and entities with significant influence over the Group 
	
CPH provided management services in accordance with a Services Agreement, in addition to corporate secretarial 
and administrative services, of $0.1 million during the year (2020: $1.2 million). On 21 October 2020, the Services 
Agreement with CPH was terminated. Crown reimbursed CPH for costs paid on behalf of Crown to third parties, 
totalling $0.2 million during the year (2020: $0.7 million). At 30 June 2021 there were no amounts owing to CPH (2020: 
$0.4 million).
	
Crown and its controlled entities did not provide any services to CPH during the year (2020: $11,000 of hotel and 
banqueting services). At 30 June 2021 there were no amounts owing from CPH (2020: $nil).  
	
In 2017, Crown entered into an agreement with Mr James Packer to sell two floors of the Crown Sydney Residences at 
the Crown Sydney Hotel Resort to Mr Packer for $60 million. In 2017, the sale was approved by Crown’s independent 
directors. Crown has received full payment of the $60 million in advance of settlement of the sale. In addition, as at 30 
June 2021 Crown has been reimbursed an additional $11.5 million for customised fit-out costs incurred above the 
fit-out allowance in the sales contract.
	
In line with its commitment to the NSW Government, Crown has ongoing access rights to the golf course and other 
facilities at Ellerston. During the period Crown paid $1.0 million for the access rights (2020: $1.0 million).
	
(ii)   Associates 
	
During the period, Crown paid the Nobu Group $2.0 million (2020: $2.2 million) in license and management fees 
relating to restaurants at Crown Melbourne, Crown Perth and Crown Sydney. At 30 June 2021 there was $0.1 million 
owing to Nobu (2020: $0.1 million). 

Notes to the Financial Statements continued
For the year ended 30 June 2021
148
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
30.	Investment in Controlled Entities 
The consolidated financial statements include the financial statements of Crown Resorts Limited and its controlled entities.  
Significant controlled entities and those that are party to a Deed of Cross Guarantee with the parent entity are set out 
below:

Footnote
Country of 
Incorporation
Beneficial Interest Held by 
the Consolidated Entity(1)
2021
2020
2021
2020
%
%
Crown Resorts Limited
Australia
Parent Entity  
Artra Pty Ltd
Australia
100
100
Aspinall’s Club Limited
United Kingdom
100
100
Betfair Pty Ltd
A
A
Australia
100
100
Betfair Australasia Pty Ltd
A
A
Australia
100
100
Burswood Limited
A
A
Australia
100
100
Burswood Nominees Ltd
A
A
Australia
100
100
Burswood Resort (Management) Ltd
A
A
Australia
100
100
Capital Club Pty Ltd
Australia
100
100
Club Gaming Pty Ltd
Australia
100
100
Crown Asia Investments Pty Ltd
A
A
Australia
100
100
Crown Australia Pty Ltd
A
A
Australia
100
100
Crown Capital Golf Pty Ltd
Australia
100
100
Crown Cyprus Pty Ltd
Australia
100
100
Crown CCR Group Holdings One Pty Ltd
A
A
Australia
100
100
Crown CCR Group Holdings Two Pty Ltd
Australia
100
100
Crown CCR Group Holdings General Partnership
USA
100
100
Crown CCR Holdings LLC
USA
100
100
Crown CPS Holdings Pty Ltd
A
A
Australia
100
100
Crown Digital Holdings Pty Ltd
A
A
Australia
100
100
Crown Entertainment Group Holdings Pty Ltd
A
A
Australia
100
100
Crown (Gaming Technology) Holdings Pty Ltd
Australia
100
100
Crown Gateway Luxembourg Pty Ltd
Australia
100
100
Crown Group Finance Limited
A
A
Australia
100
100
Crown Group Securities Ltd
A
A
Australia
100
100
Crown Resorts International Holdings Ltd
Bahamas
100
100
Crown Investment Holdings LLC
USA
100
100
Crown Management Holdings Pty Ltd
A
A
Australia
100
100
Crown Management Pty Ltd
A
A
Australia
100
100
Crown Melbourne Limited
A
A
Australia
100
100
Crown North America Holdings One Pty Ltd
Australia
100
100
Crown North America Investments LLC
USA
100
100
Crown Overseas Investments Pty Ltd
A
A
Australia
100
100
Crown Queensbridge Development Pty Ltd
Australia
100
100
Crown Queensbridge Holdings Pty Ltd
Australia
100
100
Crown Queensbridge Property (Hotel) Pty Ltd
Australia
100
100
Crown Queensbridge Property (Residential) Pty Ltd
Australia
100
100
Crown Queensbridge Nominees One Pty Ltd
Australia
100
100
Crown Queensbridge Nominees Two Pty Ltd
Australia
100
100
Crown Sydney Pty Ltd
Australia
100
100
Crown Sydney Gaming Pty Ltd
A
Australia
100
100
Crown Sydney Holdings Pty Ltd
A
A
Australia
100
100
Crown Sydney Property Pty Ltd
A
A
Australia
100
100

Crown Resorts Limited Annual Report 2021
149
Notes to the Financial Statements

Footnote
Country of 
Incorporation
Beneficial Interest Held by 
the Consolidated Entity(1)
2021
2020
2021
2020
%
%
Crown Training Pty Ltd
Australia
100
100
Crown US Investments LLC
USA
100
100
Crown UK Investments Ltd
United Kingdom
100
100
Crown (Western Australia) Pty Ltd
A
A
Australia
100
100
Crown (Western Australia) Finance Holdings Pty Ltd
A
A
Australia
100
100
Crown (Western Australia) Finance Pty Ltd
A
A
Australia
100
100
DGN Games LLC(2)
USA
100
85
Flienn Pty Ltd
Australia
100
100
Gender Fitness Pty Ltd
Australia
100
100
Jade West Entertainment Pty Ltd
Australia
100
100
Jemtex Pty Ltd
A
A
Australia
100
100
Melbourne Golf Academy Pty Ltd
Australia
100
100
PBL Overseas (CI) Pty Ltd
A
A
Australia
100
100
PBL (CI) Finance Pty Ltd
Australia
100
100
Pennwin Pty Ltd
Australia
100
100
Publishing and Broadcasting (Finance) Ltd
A
A
Australia
100
100
Renga Pty Ltd
Australia
100
100
Royal Gaming Pty Ltd
Australia
100
100
Sociologic Games Limited(2)
Israel
100
85
(1)  The proportion of ownership interest is equal to the proportion of voting power held.
(2)  The Group acquired the remaining interest in DGN Games LLC and Sociologic Games Limited during the period.
A   These controlled entities have entered into a deed of cross guarantee dated 21 June 2017 with the parent entity under ASIC Instrument 
2016/785 - the “Closed Group” (refer note 31).
31.	 Deed of Cross Guarantee
Crown Resorts Limited and certain controlled entities, as detailed in note 30, are parties to a Deed of Cross Guarantee 
dated 21 June 2017 under which each company in the Closed Group guarantees the payment in full of all debts of the 
other entities in the Closed Group in the event of their winding up.
By entering into the Deed, pursuant to ASIC Instrument 2016/785, certain controlled entities of Crown have been granted 
relief from the Corporations Act 2001 requirements for preparation, audit and reporting of financial reports and directors’ 
reports.
The consolidated Statement of Profit or Loss and Statement of Financial Position of the entities which are members of the 
Closed Group are detailed below.
Closed Group
2021
2020
Consolidated Statement of Profit or Loss 
$m
$m
Profit / (loss) before income tax
(237.2) 
 432.5 
Income tax (expense) / benefit 
 49.0 
(83.0) 
Net profit / (loss) after income tax
(188.2) 
 349.5 
Retained earnings / (accumulated losses) at the beginning of the financial year
 4,967.7 
 5,040.0 
Adoption of AASB 16 Leases
 - 
(15.6) 
Dividends provided for or paid
 - 
(406.2) 
Retained earnings / (accumulated losses) at the end of the financial year
 4,779.5 
 4,967.7 
Crown Resorts Limited Annual Report 2021

Notes to the Financial Statements continued
For the year ended 30 June 2021
150
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
            Closed Group
2021
2020
Consolidated Statement of Financial Position 
$m
$m
Current assets
Cash and cash equivalents
 454.2 
 271.3 
Trade and other receivables
 25.3 
 77.3 
Income tax receivable
 64.6 
 - 
Inventories
 20.4 
 16.2 
Prepayments
 44.0 
 41.0 
Assets Held for Sale
 425.9 
 - 
Total current assets
 1,034.4 
 405.8 
Non-current assets
Receivables
 870.9 
 848.1 
Other financial assets
 1,574.4 
 1,692.0 
Investment in associates
 - 
 54.1 
Property, plant and equipment
 4,132.9 
 4,658.4 
Intangible assets - licences
 1,030.6 
 947.3 
Other intangible assets
 299.6 
 303.3 
Deferred tax assets
 171.9 
 155.9 
Other assets
 45.6 
 48.8 
Total non-current assets
 8,125.9 
 8,707.9 
Total assets
 9,160.3 
 9,113.7 
Current liabilities
Trade and other payables
 426.2 
 398.2 
Interest-bearing loans and borrowings
 313.0 
 5.9 
Income tax payable
 - 
 33.2 
Provisions
 301.9 
 195.6 
Other financial liabilities
 - 
 2.4 
Total current liabilities
 1,041.1 
 635.3 
Non-current liabilities
Other payables
 177.2 
 172.3 
Interest-bearing loans and borrowings
 1,217.4 
 1,371.1 
Deferred tax liability
 404.8 
 418.6 
Provisions
 28.7 
 27.0 
Total non-current liabilities
 1,828.1 
 1,989.0 
Total liabilities
 2,869.2 
 2,624.3 
Net assets
 6,291.1 
 6,489.4 
Equity
Contributed equity
 1,480.0 
 1,480.0 
Reserves
 31.6 
 41.7 
Retained earnings
 4,779.5 
 4,967.7 
Total equity
 6,291.1 
 6,489.4
31. Deed of Cross Guarantee  continued

Crown Resorts Limited Annual Report 2021
151
Notes to the Financial Statements
32.	Parent Entity Disclosures
                       Crown Resorts Limited
2021
2020
$m
$m
Results of the parent entity
Profit after tax for the period
(112.1) 
 564.5 
Other comprehensive income/(loss)
 - 
 - 
Total comprehensive income for the period
(112.1) 
 564.5 
Financial position of the parent entity
Current assets
 66.7 
 17.2 
Non-current assets
 14,244.8 
 14,401.5 
Total assets
 14,311.5 
 14,418.7 
Current liabilities
 43.8 
 95.6 
Non-current liabilities
 5,060.9 
 5,004.1 
Total liabilities
 5,104.7 
 5,099.7 
Total equity of the parent entity comprising of:
Issued capital
 9,277.1 
 9,277.1 
Employee equity benefits reserve
 13.0 
 13.0 
Accumulated profits/(losses)
(83.3) 
 28.9 
Total equity
 9,206.8 
 9,319.0
Contingent liabilities
There are no other contingent liabilities for the parent entity at 30 June 2021 (2020: $nil), other than those disclosed in note 
24.
Capital expenditure
The parent entity does not have any capital expenditure commitments for the acquisition of property, plant and equipment 
contracted but not provided for at 30 June 2021 (2020: $nil).
Parent entity guarantees in respect of debts of its subsidiaries
The parent entity has entered into a deed of cross guarantee as well as bank and capital market debt facilities with the 
effect that the Company guarantees debts in respect of its subsidiaries. Further details of the deed of cross guarantee and 
the subsidiaries subject to the deed, are set out in notes 30 and 31 and further details on bank and capital market debt 
facilities are set out in note 17.

Notes to the Financial Statements continued
For the year ended 30 June 2021
152
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
33.	Financial Risk Management Objectives and Policies
The Group’s principal financial instruments comprise receivables, payables, bank loans, lease liabilities, capital market 
debt, cash and short term deposits and derivatives.
The Group’s business activities expose it to the following risks; market risks (interest rate and foreign exchange), credit risk 
and liquidity risk. For each of these risks, the Group considers the counterparties, geographical area, currency and 
markets as applicable to determine whether there are concentrations of risk. Other than as described in this note, the 
Group is satisfied that there are no material concentrations of risk.
The Group has policies in place to manage different types of risks to which it is exposed. Policies include monitoring the 
level of interest rate and foreign exchange risk and assessments of market forecasts for interest rates and foreign exchange 
rates. Ageing analysis of and monitoring of exposures to counterparties is undertaken to manage credit risk. Liquidity risk 
is monitored through the employment of rolling cash flow forecasts.
Financial risk management is carried out under policies approved by the Board of Directors. The Group identifies, evaluates 
and hedges financial risks in accordance with approved polices. The Board is informed on a regular basis of risk 
management activities.
(a)	 Market Risk
(i)	 Interest rate risk – cash flow
The Group’s exposure to market interest rates relates primarily to the Group’s cash and cash equivalents and long term 
debt obligations as outlined in note 17.
At balance date, the Group had the following mix of financial assets and liabilities exposed to variable interest rates that are 
not designated as cash flow hedges.
2021
2020
$m
$m
Financial assets
AUD cash on hand and at bank
 368.8 
 96.8 
AUD deposits at call
 1.7 
 126.7 
GBP cash on hand and at bank
 9.2 
 4.9 
USD cash on hand and at bank
 7.7 
 8.2 
USD deposits at call
 2.7 
 1.9 
Total financial assets
 390.1 
 238.5 
Financial liabilities
AUD bank loans
 420.0 
 280.0 
AUD capital market debt
 365.9 
 415.7 
Total financial liabilities
 785.9 
 695.7 
Net exposure
(395.8) 
(457.2)
As at balance date, the Group maintained floating rate liabilities of $785.9 million (2020: $695.7 million) that were not 
hedged by interest rate swaps. The associated interest rate risk is partially mitigated by total financial assets of $390.1 
million (2020: $238.5 million). Under the AUD financial liabilities outstanding the Group pays the Bank Bill Swap rate 
(BBSW) plus a margin of between 200 and 400 basis points.  
Of the AUD cash on hand and at bank $368.8 million (2020: $96.8 million) is interest bearing and is invested at 
approximately BBSW. Deposits at call of $1.7 million (2020: $126.7 million) are invested at approximately BBSW. The Group 
maintains cash and cash equivalents on hand of $85.9 million for operational purposes which is non interest bearing (2020: 
$48.4 million). 
As at balance date, the Group had GBP cash on hand and at bank of $9.2 million which is interest bearing and accrues at 
approximately the UK daily cash rate (2020: $4.9 million). The Group had no floating rate borrowings in GBP (2020: nil).
As at balance date, the Group had USD cash on hand and at bank of $7.7 million which is interest bearing and is invested 
at approximately the US overnight rate (2020: $8.2 million). In addition, the Group had USD deposits at call of $2.7 million, 
which is invested at approximately the US overnight rate (2020: $1.9 million).  The Group maintained no floating rate 
borrowings in USD (2020: $nil).

Crown Resorts Limited Annual Report 2021
153
Notes to the Financial Statements
Group Sensitivity
As a result of an increase in interest rates of 50 basis points the Group’s post-tax-profit for the year would have decreased 
by $1.4 million (2020: decreased by $1.6 million).  As a result of a decrease in interest rates to zero (between 8 basis points 
and 10 basis points) the Group’s post-tax-profit/loss for the year would have increased by $0.2 million (2020: increased by 
$0.5 million).  
The Group, where appropriate, uses interest rate swaps to manage the risk of adverse movements in interest rates for its 
long term floating rate borrowings which are subject to variable rates.
The Group uses cross-currency interest rate swaps to manage the risk of adverse movements in interest rates for its long 
term foreign currency denominated borrowings which are subject to variable rates.
As at balance date the notional principal amounts and period of expiry of the interest rate swap contracts were as follows:
2021
2020
$m
$m
Cash flow hedge
Maturity under 1 year
 250.0 
 200.0 
Maturity 1 -5 years
 - 
 - 
Maturity over 5 years
 174.6 
 174.6 
Closing Balance
 424.6 
 374.6
As at balance date the key terms of the interest rate swap contracts were as follows:
     Cross Currency Swaps
2021
2020
$m
$m
Hedged Item
EMTN borrowing
EMTN borrowing
Pay Fixed Rate
7.05%
7.05%
Hedged AUD:JPY FX Rate
85.89
85.89
Maturity Date
July 2036
July 2036
Notional Amount
JPY 15,000
JPY 15,000
Carrying Amount of Hedging Instrument
Assets - Other Financial Assets
 12.7 
 29.3 
Liabilities - Other Financial Liabilities
 - 
 - 
Effective portion recognised in reserves (1)
 7.3 
 29.3 
During the year
Change in fair value of the hedging instrument
(16.6) 
(6.0) 
Change in fair value of the hedged item
(16.6) 
(6.0) 
Effective portion recognised in reserves from change in fair value of 
continued hedge relationships
(22.0) 
(6.0) 
Hedge ineffectiveness recognised in profit or loss
 - 
 - 
Amount reclassified from reserves to profit or loss
5.4 
 - 
(1) Hedging reserves includes both cash flow hedge reserve and cost of hedging reserve, before tax

Notes to the Financial Statements continued
For the year ended 30 June 2021
154
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
            Interest Rate Swap
2021
2020
$m
$m
Hedged Item
AUD Floating Rate Debt
AUD Floating Rate Debt
Pay Fixed Rate
0.10% (weighted ave)
2.55% (weighted ave)
Maturity Date
June 2022
December 2020
Notional Amount
AUD 250.0
AUD 200.0
Carrying Amount of Hedging Instrument
Assets - Other Financial Assets
 - 
 - 
Liabilities - Other Financial Liabilities
(0.1) 
(2.4) 
Effective portion recognised in reserves (1)
(0.1) 
(2.4) 
During the year
Change in fair value of the hedging instrument
2.3
 2.0 
Change in fair value of the hedged item
2.3
 2.0 
Effective portion recognised in reserves from change in fair value of 
continued hedge relationships
2.3 
 2.0 
Hedge ineffectiveness recognised in profit or loss
 - 
 - 
Amount reclassified from reserves to profit or loss
 - 
 -
(1) Hedging reserves includes both cash flow hedge reserve and cost of hedging reserve, before tax
The terms of each of the swap contracts are matched directly against the appropriate loan and interest expense and as 
such are highly effective. 
(ii)	 Interest rate risk – fair value
Where appropriate, the Group enters into fixed rate debt to mitigate exposure to interest rate risk. As the Group holds fixed 
rate debt there is a risk that the fair value of financial instruments will fluctuate because of market movements in interest 
rates. The level of fixed rate debt at balance date was $424.6 million (2020: $375.7 million). The Group pays between 4.1% 
and 7.1% (2020: 6.5% and 8.5%) on fixed rate debt. As at balance date, the carrying amounts of the Group’s fixed rate debt 
were not materially different from the fair values (2020: not material).
As at balance date the Group had no interest rate swaps in place to hedge fixed rate debt issuances (2020: nil). 
(iii)	 Foreign exchange risk 
The Group has currency exposure as a result of capital expenditure and investments/sales in currencies other than the 
functional currency of the relevant entity.  
The Group uses forward exchange contracts and cash flow hedges to minimise the currency exposure on any significant 
receivables or payables as is deemed appropriate.  
33.	Financial Risk Management Objectives and Policies continued
(a)	 Market Risk continued
Group Sensitivity continued

Crown Resorts Limited Annual Report 2021
155
Notes to the Financial Statements
All forward exchange contracts must be in the same currency as the firm commitment and the Group negotiates the terms 
of the hedges to exactly match the underlying commitment to maximise hedge effectiveness. As at balance date, the 
Group had the following material foreign exchange exposures that were not designated as cash flow hedges:
2021
2020
USD Exposure
$m
$m
Financial assets
Cash and cash equivalents
 3.8 
 4.2 
Total financial assets
 3.8 
 4.2 
Net exposure
 3.8 
 4.2 
2021
2020
GBP Exposure
$m
$m
Financial assets
Cash and cash equivalents
 8.5 
 5.7 
Total financial assets
 8.5 
 5.7 
Financial liabilities
Trade and other payables
 5.3 
 5.1 
Total financial liabilities
 5.3 
 5.1 
Net exposure
 3.2 
 0.6 
2021
2020
HKD Exposure
$m
$m
Financial assets
Cash and cash equivalents
 4.2 
 4.4 
Trade and other receivables
 0.3 
 2.4 
Total financial assets
 4.5 
 6.8 
Financial liabilities
Trade and other payables
 1.3 
 1.4 
Total financial liabilities
 1.3 
 1.4 
Net exposure
 3.2 
 5.4
Group sensitivity
Based on the financial instruments held at balance date, the sensitivity to fair value movements through profit and loss and 
other comprehensive income as a result of reasonably possible changes in exchange rates are as follows:

Notes to the Financial Statements continued
For the year ended 30 June 2021
156
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
 Post tax profit
  higher/(lower)
 Other comprehensive 
  income higher/(lower)
2021
2020
2021
2020
$m
$m
$m
$m
AUD/USD +10 cents (2020: +10 cents)
(0.4) 
(0.5) 
 - 
 - 
AUD/USD -10 cents (2020: -10 cents)
 0.6 
 0.7 
 - 
 - 
AUD/GBP +5 cents (2020: +5 cents)
(0.3) 
 - 
 - 
 - 
AUD/GBP -5 cents (2020: -5 cents)
 0.3 
 0.1 
 - 
 - 
AUD/HKD +50 cents (2020: +50 cents)
(0.3) 
(0.5) 
 - 
 - 
AUD/HKD -50 cents (2020: -50 cents)
 0.3 
 0.6 
 - 
 -
The Group uses derivative instruments such as forward exchange contracts to manage the currency risks arising from the 
Group’s operations and its sources of finance. 
Derivatives are exclusively used for hedging purposes and not as trading or other speculative instruments. These 
derivatives qualify for hedge accounting and are based on limits set by the Board.
Cash flow hedges
At balance date the Group had no cash flow hedges in relation to foreign exchange contracts (2020: nil).
(b)	 Price Risk
(i)	 Equity Securities Price Risk
In December 2018, Crown entered into a derivative instrument to hedge its exposure under the 2017 Senior Executive 
Incentive Plan. This hedge does not qualify for hedge accounting and therefore has not been designated in a hedge 
accounting relationship. At inception the derivative asset was valued at $4.0 million, with the value of the instrument 
reduced to nil at 30 June 2020. During the period the derivative instruments matured and were not exercised by the Group. 
At balance date, neither the Group nor the parent entity is exposed to equity securities price risk.
(ii)	 Commodity Price Risk
Neither the Group nor the parent entity is exposed to commodity price risk.
(c)	 Credit Risk
Credit risk arises from the financial assets of the Group, which comprise cash and cash equivalents, trade and other 
receivables and derivative instruments. The Group’s exposure to credit risk arises from the potential default of the 
counterparty, with a maximum exposure equal to the carrying amount of these instruments. Exposure at balance date is 
outlined under each applicable note. 
The Group does not hold any credit derivatives or collateral to offset its credit exposure.
All investment and financial instruments activity is with approved counterparties with investment grade ratings and is in 
accordance with approved policies. There are no significant concentrations of credit risk within the Group and the 
aggregate value of transactions is spread amongst a number of institutions to minimise the risk of default of counterparties.
In assessing the doubtful debts provisioning for trade receivables, the Group has measured credit risk using the ‘Simplified 
Approach’. The Simplified Approach requires the recognition of lifetime expected credit losses at all times. The Group has 
elected to use a provision matrix utilising historical default rates, as well as taking into account current conditions and 
forecasts of future economic conditions. If the Group becomes aware of circumstances relevant to an individual or group of 
debtors that results in the matrix not being an appropriate basis for provisioning, then management discretion will be 
applied.  
33.	Financial Risk Management Objectives and Policies continued
(a)	 Market Risk continued
(iii)	Foreign exchange risk continued

Crown Resorts Limited Annual Report 2021
157
Notes to the Financial Statements
(d)	 Liquidity Risk
It is the Group’s objective to maintain a balance between continuity of funding and flexibility through the use of cash 
reserves, committed bank lines and capital markets debt in order to meet its financial commitments in a timely manner.
At balance date 25.3% or $307.5 million of the Group’s interest bearing liabilities will mature in less than 12 months (2020: 
0.7% or $8.2 million).
As at balance date the Group had $170.7 million in undrawn committed bank lines and $476.0 million in cash and cash 
equivalents to mitigate the maturing liabilities (2020: $401.3 million and $286.9 million respectively).
As outlined in note 17, subsequent to year end the Group extended the maturity of the $307.5 million of interest bearing 
liabilities that were due to mature in less than 12 months to October 2023. In addition, the Group has reached agreement 
with one of its relationship banks to provide a new $250 million debt facility, subject to completion of long form 
documentation. The facility will provide Crown with debt funding of up to $250 million (based on the value of unsold Crown 
Sydney apartments) to be used to partly fund any required redemption of Crown’s Euro Medium Term Notes and 
associated make whole premium, or in certain circumstances, for general corporate purposes. 
Maturity analysis of financial assets and liabilities
The table below analyses the Group’s contractual undiscounted cash flows of financial assets and financial liabilities, net 
and gross settled derivative financial instruments into relevant maturity groupings based on the remaining period at balance 
date to the contractual maturity date.
1 year or less
1 to 5 years
more than 5 years
 Total 
2021
2020
2021
2020
2021
2020
2021
2020
$m
$m
$m
$m
$m
$m
$m
$m
Financial assets
Cash and cash equivalents 
 476.0 
 286.9 
 - 
 - 
 - 
 - 
 476.0 
 286.9 
Receivables - trade 
 19.6 
 111.2 
 - 
 - 
 - 
 - 
 19.6 
 111.2 
Cross currency interest rate 
swaps receivable
 8.3 
 9.0 
 33.1 
 35.9 
 82.7 
 98.8 
 124.1 
 143.7 
Total financial assets 
 503.9 
 407.1 
 33.1 
 35.9 
 82.7 
 98.8 
 619.7 
 541.8 
Financial liabilities
Trade and other payables 
 429.4 
 426.5 
 - 
 - 
 177.2 
 172.3 
 606.6 
 598.8 
Lease liabilities
 7.9 
 7.8 
 21.7 
 15.8 
 150.6 
 140.8 
 180.2 
 164.4 
Other loan liabilities
 - 
 1.0 
 - 
 - 
 - 
 - 
 - 
 1.0 
Capital markets 
 - 
 - 
 - 
 - 
 795.9 
 790.3 
 795.9 
 790.3 
Bank loans
 307.5 
 - 
 112.5 
 280.0 
 - 
 - 
 420.0 
 280.0 
Interest rate swaps payable
 0.1 
 2.2 
 - 
 - 
 - 
 - 
 0.1 
 2.2 
Cross currency interest rate 
swaps payable
 12.3 
 12.3 
 49.2 
 49.2 
 123.1 
 135.4 
 184.6 
 196.9 
Total financial liabilities 
 757.2 
 449.8 
 183.4 
 345.0 
 1,246.8 
 1,238.8 
 2,187.4 
 2,033.6 
Net maturity
(253.3) 
(42.7) 
(150.3) 
(309.1) 
(1,164.1) 
(1,140.0) 
(1,567.7) 
(1,491.8)

Notes to the Financial Statements continued
For the year ended 30 June 2021
158
FINANCIAL REPORT 2021  CONTINUED
Notes to the Financial Statements
(e) 	 Fair Value of Financial Instruments
The fair value of the Group’s financial assets and financial liabilities approximates the carrying value as at balance date.   
The Group uses various methods in estimating the fair value of a financial instrument. The methods comprise:
Level One 	
– 	
the fair value is calculated using quoted prices in active markets;
Level Two 	
– 	
the fair value is estimated using inputs other than quoted prices included in Level One that are 
observable for the asset or liability, either directly (as prices) or indirectly (derived from prices); and
Level Three	  – 	 the fair value is estimated using inputs for the asset or liability that are not based on observable market 
data, including cash flow forecasts, implied growth rates and implied discount rates.  
The fair value of the financial instruments as well as the methods used to estimate the fair value are summarised in the table 
below.
Valuation Technique 
Quoted 
market 
price
Observable 
inputs
Non market 
observable 
Level One 
Level Two 
Level Three 
Total 
$m
$m
$m
$m
Year ended 30 June 2021
Financial Assets 
Cross currency swap contracts
 - 
 12.7 
 - 
 12.7 
 - 
 12.7 
 - 
 12.7 
Financial Liabilities
Interest rate swap contracts
 - 
 0.1 
 - 
 0.1 
 - 
 0.1 
 - 
 0.1 
Year ended 30 June 2020
Financial Assets 
Cross currency swap contracts
 - 
 29.3 
 - 
 29.3 
 - 
 29.3 
 - 
 29.3 
Financial Liabilities
Contingent consideration
 - 
 - 
 2.4 
 2.4 
Interest rate swap contracts
 - 
 2.4 
 - 
 2.4 
 - 
 2.4 
 2.4 
 4.8
There have been no transfers between fair value measurement levels during the financial year ended 30 June 2021.
Reconciliation of Level Three fair value movements
2021
2020
$m
$m
Financial Liabilities
Opening balance
 2.4 
 0.7 
Profit and Loss
 2.0 
 1.7 
Cash settlement of liability
(4.4) 
 - 
Closing Balance - Financial Liabilities
 - 
 2.4
33.	Financial Risk Management Objectives and Policies continued 

Crown Resorts Limited Annual Report 2021
159
Notes to the Financial Statements
(f) 	 Changes in liabilities arising from financing activities
Bank 
Loans
Capital 
Markets 
Debt
Lease 
Liabilities
Other 
Loans
Derivatives
Total 
Liabilities 
from 
Financing 
Activities
$m
$m
$m
$m
$m
$m
Year ended 30 June 2021
At 1 July 2020
 280.0 
 790.3 
 58.7 
 1.0 
 2.4 
 1,132.4 
Cash flows
 140.0 
 - 
(8.8) 
(1.0) 
 - 
 130.2 
Foreign exchange variations
-
 5.4 
 0.3 
 - 
 - 
 5.7 
Movement in fair value
 - 
 - 
 - 
 - 
(2.3) 
(2.3) 
Other
 - 
 0.2 
 22.3 
 - 
 - 
 22.5 
At 30 June 2021
 420.0 
 795.9 
 72.5 
 - 
 0.1 
 1,288.5 
Year ended 30 June 2020
At 1 July 2019
 28.5 
 1,049.1 
 - 
 1.0 
 4.5 
 1,083.1 
Adoption of AASB16
 - 
 - 
 54.5 
 - 
 - 
 54.5 
Cash flows
 251.9 
(259.1) 
(6.5) 
 - 
 - 
(13.7) 
Foreign exchange variations
(0.4) 
 - 
(0.1) 
 - 
 - 
(0.5) 
Movement in fair value
 - 
 - 
 - 
 - 
(2.1) 
(2.1) 
Other
 - 
 0.3 
 10.8 
 - 
 - 
 11.1 
At 30 June 2020
 280.0 
 790.3 
 58.7 
 1.0 
 2.4 
 1,132.4

160
Directors’ Declaration
1. 	 In the opinion of the Directors:
	
a. 	 the financial statements and notes of the consolidated entity are in accordance with the Corporations Act 2001 
(Cth), including:
	
	
i. giving a true and fair view of the consolidated entity’s financial position as at 30 June 2021 and of its performance 
for the year ended on that date; and
	
	
ii. complying with Australian Accounting Standards (including the Australian Accounting Interpretations) and the 
Corporations Regulations 2001 (Cth);
	
b. the financial statements and notes also comply with International Financial Reporting Standards issued by the 
International Accounting Standards Board as disclosed in Note 1 of the Financial Report; and
	
c. there are reasonable grounds to believe that the Company will be able to pay its debts as and when they become 
due and payable.
2. This declaration has been made after receiving the declarations required to be made to the Directors in accordance with 
section 295A of the Corporations Act 2001 (Cth) for the financial year ended 30 June 2021.
3. In the opinion of the Directors, as at the date of this declaration, there are reasonable grounds to believe that the 
members of the Closed Group identified in Note 30 of the Financial Report will be able to meet any obligations or 
liabilities to which they are or may become subject, by virtue of the Deed of Cross Guarantee.
Signed in accordance with a resolution of the Directors.
Jane Halton AO PSM	
	
	
	
	
	
Interim Chairman 		
	
	
	
	
9 September 2021	
	
	
	
	
 
Directors’ Declaration

Crown Resorts Limited Annual Report 2021
161
Shareholder Information
Substantial shareholders as at 31 August 2021
The following information is extracted from substantial shareholder notices received by Crown.
Shareholder
Number of 
Ordinary 
Shares
% of
 Issued 
Capital
Consolidated Press Holdings Pty Limited
249,253,302
36.81%
Midnight Acacia Holdings Pte. Limited
67,675,000
9.99%
Perpetual Limited
62,418,654
9.22%
Holders of each class of securities as at 31 August 2021
Crown has 677,158,271 ordinary shares on issue held by 41,646 shareholders.
Voting rights of ordinary shares
Crown’s Constitution sets out the information in relation to the voting rights attached to shares. In summary, at a general 
meeting:
(a)  on a show of hands, every member present has one vote; and
(b)  on a poll, every member present has:
      (i) one vote for each fully paid share held by the member and in respect of which the member is entitled to vote; and 
      (ii) a fraction of a vote for each partly paid share held by the member and in respect of which the member is entitled to 
vote, equivalent to the proportion which the amount paid on the share bears to the total amounts paid and payable 
on the share.
Distribution of shareholders as at 31 August 2021
Size of Holdings
Number of 
Shareholders
% of 
Issued 
Capital
1 – 1,000
29,865
1.56
1,001 – 5,000 
10,283
3.26
5,001 – 10,000 
991
1.03
10,001 – 100,000 
453
1.45
100,001 and over
54
92.70
Total
41,646
100.00
The number of shareholders holding less than a marketable parcel of ordinary shares is 3,404 (based on a closing market 
price of ordinary shares on 31 August 2021).
 
Shareholder Information

162
Shareholder Information
Shareholder Information continued
The 20 largest shareholders as at 31 August 2021
Name
No. of 
Shares
% of 
Issued 
Capital
1
CPH CROWN HOLDINGS PTY LTD
237,025,000
35.00
2
CITICORP NOMINEES PTY LIMITED
127,062,018
18.76
3
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED
113,321,488
16.73
4
J P MORGAN NOMINEES AUSTRALIA PTY LIMITED
78,645,816
11.61
5
NATIONAL NOMINEES LIMITED
13,310,550
1.97
6
BNP PARIBAS NOMINEES PTY LTD 
10,645,569
1.57
7
UBS NOMINEES PTY LTD
9,481,212
1.40
8
BNP PARIBAS NOMS PTY LTD 
7,834,424
1.16
9
CONSOLIDATED PRESS HOLDINGS PTY LIMITED
6,000,000
0.89
10
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED - A/C 2
4,505,738
0.67
11
BNP PARIBAS NOMINEES PTY LTD SIX SIS LTD 
2,273,872
0.34
12
CITICORP NOMINEES PTY LIMITED  
2,155,900
0.32
13
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED 
1,633,974
0.24
14
ARGO INVESTMENTS LIMITED
1,609,184
0.24
15
WARBONT NOMINEES PTY LTD 
1,101,157
0.16
16
BNP PARIBAS NOMS (NZ) LTD 
790,773
0.12
17
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED 
623,563
0.09
18
AUSTRALIAN EXECUTOR TRUSTEES LIMITED 
600,712
0.09
19
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED
497,274
0.07
20
NETWEALTH INVESTMENTS LIMITED 
466,723
0.07
Total
619,584,947
91.50
 

Crown Resorts Limited Annual Report 2021
163
Additional Information
Shareholder enquiries
Shareholders may access their details by visiting the website of Crown’s Share Registry, Computershare, at 
www.investorcentre.com. For security reasons, shareholders will be required to enter their Securityholder Reference 
Number (SRN) or Holder Identification Number (HIN) and postcode to access personal information. Security holding 
information may be updated online at any time. Alternatively, shareholders can update their details by phone or by writing 
to the Share Registry. Shareholders with queries about their shareholdings should contact the Share Registry either online 
at www.investorcentre.com, by phone on 1300 659 795 (within Australia) or on +61 3 9415 4000 (outside Australia) or 
alternatively by writing to: Computershare Investor Services, GPO Box 2975, Melbourne, Victoria 3001.
Electronic shareholder communications
Crown encourages shareholders to elect to receive shareholder communications electronically instead of by post as it 
enables shareholders to:
•	 receive important shareholder and company information faster;
•	 reduce the impact on the environment;
•	 securely store important shareholder documents online; and
•	 access all documents conveniently 24/7.
Shareholders who wish to receive email alerts with copies of Crown’s Annual Reports, Notices of Meeting, Issuer Holding 
Statements, Payment Advices and other company related information may update their communication preference online 
at www.investorcentre.com or by contacting the Share Registry.
Change of address
Issuer sponsored shareholders should immediately update their details online at www.investorcentre.com or by contacting 
the Share Registry. Changes in addresses for broker sponsored holders should be directed to the sponsoring brokers with 
the appropriate HIN. 
Direct payment to shareholders’ accounts
Dividends may be paid directly to any bank, building society or credit union account in Australia. Payments are 
electronically credited on the dividend date with advisory confirmation containing payment details either mailed or sent 
electronically to shareholders. Shareholders who wish to have their dividends paid directly to their account should update 
their payment instructions online at www.investorcentre.com or by contacting the Share Registry prior to the dividend 
record date.
Tax File Numbers
Crown is obliged to deduct tax at the top marginal tax rate plus the Medicare levy from unfranked or partially franked 
dividends paid to Australian resident shareholders who have not supplied their Tax File Number (TFN) or exemption details. 
If you wish to provide your TFN or exemption details, please update your details online at www.investorcentre.com or by 
contacting the Share Registry.
Consolidation of multiple holdings
If you have multiple holdings that you wish to consolidate, please advise the Share Registry in writing. If your holdings are 
broker sponsored, please contact the sponsoring broker directly.
Crown’s website
Crown has a dedicated corporate website at www.crownresorts.com.au which includes Crown’s Annual Reports, Notices 
of Meeting and other Explanatory Memoranda and disclosures made to the ASX.
Investment warning
All information provided in the Annual Report is provided as at the date stated or otherwise as at the date of this Report. 
This Report has not taken into account any particular investor’s investment objectives or other circumstances. Investors are 
encouraged to make an independent assessment of Crown or to seek independent professional advice.  
Additional Information

Directors
Jane Halton AO PSM, BA (Hons) Psychology, FIML, FIPAA, Hon. FAAHMS, Hon. FACHSE, Hon. DLitt (UNSW), 
Interim Chairman
Dr Ziggy Switkowski AO, PhD (Melbourne), FAA, FTSE, FAICD, Chairman-Elect (subject to regulatory approval)
Steve McCann, LLB, BEc, Chief Executive Officer and Managing Director-Elect Crown Resorts Limited 
(subject to regulatory approval), Chief Executive Officer and Director Crown Melbourne Limited
Antonia Korsanos, BEc, CA, GAICD
Nigel Morrison, B.Com, FCPA
Bruce Carter, B.Econ, MBA, FAICD, FICA
Company Secretary
Alan F McGregor, B.Com, CA
Crown’s Registered Office and Principal Corporate Office
Level 3
Crown Towers
8 Whiteman Street
Southbank VIC 3006
Australia
Phone: +61 3 9292 8824
Share Registry
Computershare Investor Services Pty Limited
Yarra Falls
452 Johnston Street
Abbotsford VIC 3067
Phone: 	 1300 659 795 (within Australia)
	
+61 3 9415 4000 (outside Australia)
Fax: 	
+61 3 9473 2500
Website: www.computershare.com.au
Securities Exchange Listing
Crown’s ordinary shares are listed on the Australian Securities Exchange under the code “CWN”.
Crown’s Subordinated Notes II are listed on the Australian Securities Exchange under the code “CWNHB”. 
The home exchange is Melbourne.
Annual General Meeting
10:00am Australian Eastern Standard Time (AEST)
Thursday, 21 October 2021
Virtual Meeting  
Website
www.crownresorts.com.au
Auditor
KPMG 
Corporate Information
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© Crown Resorts Limited 2021. 
Photographs are the copyright of Crown Resorts Limited or its related companies or are used under licence.
Crown takes the safety of its employees, customers, and community seriously. All photography used within this Annual 
Report was produced in line with government restrictions.

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