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Harvey Norman Holdings Limited

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FY2019 Annual Report · Harvey Norman Holdings Limited
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HOLDINGS LIMITED | ACN 003 237 545 

2019

ANNUAL REPORT

Kezie Apps
Captain - NSW Women’s  
State of Origin Team

Ali Brigginshaw
Captain - Queensland Women’s  
State of Origin Team

FRANCHISEE AGGREGATED SALES REVENUE* 

$5.66bn

down 1.8% on previous year on a headline basis 
down 0.9% on on a comparable sales basis

COMPANY-OPERATED SALES REVENUE

$2.23bn

up 12.1% on previous year

PROFIT BEFORE TAX

$574.56m

up 8.4% on previous year

PROFIT AFTER TAX &  
NON-CONTROLLING INTERESTS

$402.32m

up 7.2% on previous year

*   Sales made by franchisees in Australia do not form part of 

the financial results of the consolidated entity 

Contents 
Financial Highlights                              
05 
Chairman and CEO’s Report                   08 
10 
Operating and Financial Review        
27 
Directors’ Report                        
31 
Remuneration Report                             
60 
Statement of Financial Position        
Income Statement                                 
61 
Statement of Comprehensive Income  62 
63 
Statement of Changes in Equity        

Statement of Cash Flows                       65 
Notes to the Financial Statements        66 
134
Directors’ Declaration                         
135
Independent Auditor’s Report            
142
Shareholder Information               
Directory of Harvey Norman ®, 
Domayne ® and Joyce Mayne ® 
Retail Complexes                      

143

KEY DATES:
30 August 2019: Announcement of Full-Year Profit to 30 June 2019 & Announcement of Final 2019 Dividend  |  11 October 2019: Record date for Determining 
Entitlement to Final 2019 Dividend  |  1 November 2019: Payment of Final 2019 Dividend  |  27 November 2019: Annual General Meeting of Shareholders  
The Annual General Meeting of the Shareholders of Harvey Norman Holdings Limited will be held at Tattersalls Club 181 Elizabeth Street, Sydney, at 11:00am 
28 February 2020: Announcement of Half-Year Profit to 31 December 2019 & Announcement of Interim 2020 Dividend  |  3 April 2020: Record date for 
Determining Entitlement to Interim 2020 Dividend  |  1 May 2020: Payment of Interim 2020 Dividend 

COMPANY INFORMATION
Registered Office: A1 Richmond Road, Homebush West NSW 2140. Ph: 02 9201 6111 Fax: 02 9201 6250  |  Share Registry: Boardroom Pty Limited, Level 12, 225 
George Street, Sydney NSW 2000. Ph: 02 9290 9600  |  Auditors: Ernst & Young  |  Securities Exchange Listing: Shares in Harvey Norman Holdings Limited 
(“HVN”) are quoted on the Australian Securities Exchange Limited (“ASX”)  |  Solicitors: Brown Wright Stein  |  Company Secretary: Mr Chris Mentis

2

HARVEY NORMAN HOLDINGS LIMITED 

ACN 003 237 545

 
 
 
SUPPORTING COMMUNITY

For over 35 years, Harvey Norman® franchisees and employees have 

Harvey Norman® is proud to be a key sponsor of the Women’s State 

not only lived in the communities they work in, they have taken an 

of Origin. This event not only raises the profile of women’s rugby 

active part in fostering the spirit of those communities. Whether it’s 

league and helps foster a level playing field for the sporting stars of 

supporting schools and community groups, helping out charities or 

tomorrow, but spreads a strong message of inclusiveness and has a 

just supplying the gear for a fundraiser barbecue, we’re proud to go 

positive impact on the attitudes of teenage girls towards body image.

the extra mile to do what we can to enrich our local communities.

Queensland captain Ali Brigginshaw and NSW captain Kezie Apps are 

For the past decade we have built a reputation for our commitment 

amazing athletes and two of the shining lights of the game – but it 

to supporting female athletes in Australia – ensuring they get the 

hasn’t been easy to reach this level of success. The 10-hour round 

support they need and the recognition they deserve. In recent 

trips for training and games that Kezie endured during her early 

years we have launched new programmes and initiatives to further 

days show the dedication these stars have in their drive to succeed. 

this commitment – with our Team Harvey project in 2017 to help 

Such dedication is an inspiration for many young female athletes, 

Australian sportswomen achieve their professional goals, and 

particularly those from country areas.

Team Harvey Junior following in 2018 to provide sponsorship 

opportunities to the next generation of female champions and 

remove obstacles to participation at grassroots levels.

Our commitment to women’s sport has also seen us continue to 

provide support for some of the marquee events on the sporting 

calendar, including the 2019 Women’s State of Origin in rugby league 

with our role as a major sponsor of both the NSW Blues team and the 

Queensland Maroons team. 

While our sporting programmes and sponsorships may get more 

of the media spotlight, we have been making sure that we are also 

getting behind the women of rural and regional Australia.

Now in its third year, the Shine Awards – our partnership with The 

Weekly Times – endeavours to shine a light on the women making 

a difference in rural and regional communities. These women are 

innovators leading the way in design, marketing, communication, 

health, education, and food, mineral & textile production. By 

There are few occasions on the Australia sporting calendar more 

celebrating their achievements and sharing the stories of these 

exciting than the NRL State of Origin. It has been the pinnacle of 

passionate women, we can help push for continued investment and 

the men’s game at the  domestic level for decades, and now it’s the 

innovation in vital regional communities, industries and services.

same for the women’s game. Over 10,000 spectators filled North 

Sydney Oval to watch the game live in 2019 – its second year as a 

stand-alone fixture.

3

8  C O UNT RIES,  8 FLAGSHIP S

At Harvey Norman®, we strive to continually deliver the highest 
levels of quality, value and service for our customers. These 

principles inform every facet of our business, from top to  

bottom, and it is with these principles in mind that we devised 

our Flagship strategy.

A Flagship store should represent the pinnacle of achievement 

for a brand, while also setting the course for the future.  

Our Flagship stores feature the latest innovations and designs, 

with the biggest range of quality brands and products,  

and offer a level of customer service that is unsurpassed  

in the industry.

Auburn, Sydney, Australia

Ikano, Kuala Lumpur, Malaysia 

Zagreb, Croatia

Wairau Park, Auckland,   
New Zealand 

Ljubljana, Slovenia

Boucher Road, Belfast,   
Northern Ireland

Millenia Walk, Singapore

Tallaght, Dublin, Ireland

4

F L AG S H I P  S TO R E S
T H E   B E S T  S TO R E S   I N  T H E  W O R L D

F IN AN CI AL H IGH LIGHTS

5

F IN AN CI AL  HI GHLIGHTS

net as sets of

$3.2bn

consolidated net asset  
position of $3.2bn, surpassing  
the $3bn milestone for the first 
time during FY19

net  debt to 
equi ty ratio 

19.46%

as at 30 June 2019, an 
improvement from 25.50%  
as at 30 June 2018

PBT 
ret urn on net   
assets of 

 18 %

REPORTED PBT YEAR ENDED 30 JUNE 2019
up  by

net profit before tax

$574.56m 8.4%

compared to $530.17 million for FY18

The main factors contributing to the $44.39 million (or +8.4%) increase in PBT were:

1.  $13.57 million increase in the profitability of the overseas company-operated retail stores to 

$129.70 million in FY19, up +11.7% from $116.13 million in FY18. 
The increased contribution from each region included:

•  Singapore & Malaysia +$12.04 million (+48.1%) - The 18 Harvey Norman® stores in Malaysia are 

thriving, having benefitted from a full year’s trade of the relaunched Flagship store at Ikano, Kuala 
Lumpur (Nov 2017) and Viva City Mega Mall in Kuching, Sarawak (Dec 2017) in addition to two 
new store openings at Paradigm Mall in Johor (Jul 2018) and Miri Times Square at Miri, Sarawak 
(Apr 2019).  The Malaysian business is on track with its expansion plans, with the intention of 
opening five new sites within the next six months.  The Flagship store at Millenia Walk, Singapore, 
continues to dominate, being the premium, destinational shopping experience in the Home & 
Lifestyle market in Singapore.  There has been a marginal growth in sales in Singapore, despite 

the closure of the Square Two store in Dec 2018, due to a full year’s trade of the expanded, full-
format stores at Parkway Parade and North Point City, in addition to the sustained strong 

sales performance of the Millenia Walk Flagship since its launch in Dec 2015.  Local 

management remain focussed on improved productivity and cost containment, in 

light of the macroeconomic challenges in Singapore.  

IN VESTI NG   

IN  INNOVATION AND   
FU TURE DEVELOPMENT 

•  Ireland & Northern Ireland +$6.39m (+452%) -  Retail sales of the 13 
Harvey Norman® stores in Ireland showed double-digit growth across 
all key product categories, bolstered by the success of the Flagship 

store at Tallaght, Dublin since July 2017.  The consolidated entity is 
on track to open two new stores in Ireland during FY20 in Galway 
and Sligo.  In Northern Ireland, the Flagship store on the iconic 
Boucher Road continues to report sales growth in a difficult 

trading environment.

We are people-led and  
technology empowered.   
Investing in our technology is 
important - and investing in our 
franchisees is a strategic priority - 
enabling a seamless retail experience.
6

ear ni ngs 
per sh are  of

34.70c 

up by 4.5% on previous year 

 
F IN AN CI AL H IGH LIGHTS

•  Slovenia & Croatia +$0.06m (+0.8%) - With pleasing market share growth in Croatia, the consolidated entity plans to open three new stores within the 

next three years.

•  Offset by New Zealand -$4.91 million (-6.0%) - The Flagship store at Wairau Park, North Auckland, has now been open for a full year, and has seen good 
sales increases since its relaunch.  The New Zealand economy has been challenging, but is showing signs of improvement.  Total income margins have 
moderated, coupled with increased operating expenses, resulting in a reduction in the profitability of the New Zealand retail segment in FY19.  

2.  $16.11 million increase in the overall property segment result to $204.68 million, up +8.5% from $188.57 million in FY18. 

This increase is mainly derived from an $18.66 million, or +36.1%, increase in the net property revaluation increment from $51.65 million in FY18 to 
$70.30 million in FY19, higher rents and outgoings collected from property segment assets, offset by higher borrowing costs due to the increased 
utilisation of debt facilities for property acquisitions.

3.  $12.51 million increase in the profitability of the equity investments segment to $18.40 million in FY19, up +213% from $5.88 million in FY18. 
The increase relative to prior year primarily related to a realised gain of $17.51 million recognised by the consolidated entity upon the sale of its 
shareholdings of equity investments during FY19.

4.  $36.33 million reduction in the losses incurred by the non-core joint ventures included in the ‘Other’ segment and ‘Other Non-Franchised Retail’ 

segment to a net loss of ($26.62) million in FY19, from a net loss of ($62.95) million in FY18. 
This was mainly due to lower impairment losses by $41.20 million recognised in respect of the Coomboona JV, as the consolidated entity divested out 
of Coomboona during the year.  The FY19 result incorporated a final impairment expense of $8.25 million upon the completion of the Administrator 
sale in January 2019.  The FY18 result included Coomboona impairment expenses of $49.44 million, relating to the $20.67 million impairment of the 
investment in the Coomboona JV in December 2017 and the estimated shortfall in the recoverability of loans advanced to Coomboona of $28.78 
million, in addition to the Coomboona JV equity-accounted trading losses of $4.57 million in the previous year.   
This was offset by a $4.29 million increase in the trading and restructure losses relating to the KEH Partnership Pty Limited (KEH), a retailer of school 
apparel, education goods and technology equipment through the brand name of The School Locker.  Following the restructure of KEH on 1 July 2018, 
the consolidated entity’s partnership interest was 99.02%.

5.  Offset by a ($34.14) million decrease in the profitability of the franchising operations segment to $248.40 million in FY19, down -12.1% from 

$282.54 million in FY18. 
Aggregated franchisee headline sales revenue reduced by -1.8% to $5.66 billion in FY19, or down by -0.9% to $5.63 billion on a comparable sales basis 
- a solid result from franchisees in light of the soft discretionary retail market in Australia.  Franchisees have invested in their people, technology 
and logistics to enhance their operating capabilities and to bolster their future growth and development. The franchising operations segment was 
negatively impacted by a reduction in revenue received from franchisees by ($21.82) million to $943.65 million in FY19, down by -2.3% from $965.47 
million in FY18. There has been a rise in the operating expenses of the franchisor to monitor and evaluate compliance with franchise agreements.

offshore retail   
revenue of over   

$2b n

for the first time

of fshore profi t   

23 %

of consolidate d   
profit before tax

7

C HA IRM AN  an d  CEO ’ s RE PORT  

Dear Shareholder, 

The 2019 financial year has delivered many significant achievements for our company.   

Financial Achievements 
  Reported profit before tax (PBT) of $574.56m, up 8.4% 
  Reported net profit after tax (NPAT) and non-controlling interests of $402.32m, up by 7.2% 
  Earnings per share (EPS) of 34.70 cents, up by 4.5% from 33.21 cents 
  Net Assets of $3.2 billion, up by 8.8% from $2.9 billion 
  Net debt to equity ratio of 19.46%, an improvement from 25.5% 
  PBT return on net assets of 18% 

Reported consolidated PBT has increased by 8.4% to $574.56 million in the 2019 financial year, up from 
$530.17 million in the 2018 financial year.  This was primarily achieved from the continued dominance of 
our 90 Harvey Norman® company-operated retail stores overseas, the improved profitability of the 
property segments and the sale of equity investments during the year.   

2019 saw us breakthrough the $3 BILLION milestone for consolidated net assets, with $3.20 billion of net 
assets as at 30 June 2019, a substantial 8.8%, or $259.86 million increase, from $2.94 billion in the 
previous year.  Our integrated retail, franchise, property and digital business model has equipped us with a 
very strong balance sheet, with total assets of nearly $5 BILLION, including tangible property assets of 
nearly $3 billion.   

2019 delivered a solid 18% PBT return on net assets and we are proud to achieve consistently strong PBT 
net asset returns each year.  We remain committed to delivering sustainable growth year-on-year, via a 
prudent and measured investment strategy to maximise our value to shareholders.   

Offshore Achievements 
  Record offshore retail revenue of $2.05bn, up by 9.7% - milestone $2bn achieved during FY19 
  Record offshore retail profit of $129.70m, up by 11.7% 
  Offshore businesses now represent 23% of consolidated PBT 
  We are on track with our expansion plans overseas, predominantly in Malaysia 

Our 90 Harvey Norman® company-operated stores overseas continue to thrive and outperform in their 
respective markets.  Total offshore revenue surpassed the $2 BILLION milestone for the first time during 
the 2019 financial year, with each country reporting significant sales growth on the previous year.  Total 
overseas retail revenue grew by $181.06 million, or 9.7%, to $2.05 billion in the 2019 financial year, up from 
$1.87 billion in the previous year.  Retail sales across 39 stores in New Zealand were just under $1 BILLION 
in local currency, whilst sales in Asia across 30 stores were over HALF-A-BILLION for the 2019 financial 
year.   

The overseas businesses now represent 23% of consolidated 2019 PBT.  Combined, the overseas retail 
operations produced an exceptional profit result of $129.70 million, up by 11.7% on the previous year.  

We intend to grow our international retail footprint and are on track with our expansion opportunities, 
particularly in Malaysia.  Last year, we reported that we intended to open up to 18 new stores overseas by 
the end of the 2020 financial year.  We have already opened 2 new stores in Malaysia this year, with our 
second full-format store at Miri, Sarawak, paving the way for further growth in East Malaysia.  We have 
updated our expansion plans and now intend to open up to 21 new stores overseas within the next 2 years, 
with 17 of those new stores in Singapore and Malaysia.  By the end of the 2021 financial year, we anticipate 
having 111 Harvey Norman® company-operated stores across 7 offshore countries.   

8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C HA IRM AN  an d  CEO ’ s RE PORT  

Flagship Achievements 
  2019 delivered the completion of our 8-country Flagship Strategy and each Flagship has 

performed to expectations   

For new stores and existing store refits going forward in the 8 countries, we are taking the best elements 
of the Flagship fitout and design to integrate into these stores.  We have seen good sales uplifts in our 
Malaysian, Singaporean, Slovenian and Irish stores, where this has been executed.  We plan to start rolling 
this premium format out in Australia and New Zealand, as new franchised complex and store refits are due.  
We are currently underway with the first premium refit in Australia at the Cairns franchised complex and 
the franchised complexes located at Campbelltown, Balgowlah, Preston and Aspley will commence post-
Christmas.  Mt. Wellington and Hamilton in New Zealand will also commence post-Christmas.   

Franchisee Sales Revenue 
Franchisee sales have continued to be subdued in the second half.  We published franchisee sales revenue 
for January and February 2019 in our 2019 half-year report.  We have seen an improvement in aggregated 
franchisee sales revenue from March to June.  Even though their sales have been soft, our franchisees 
have continued to invest in their people, logistics and technology, in anticipation of Government stimulus 
via tax credits, stabilising house prices, and an increase in lending by banks for mortgages and small 
business loans.  The recent reduction in interest rates and the relaxing of stringent lending restrictions on 
banks by APRA, is anticipated to provide the necessary momentum to stimulate residential home loan 
customers.   

Franchisee sales for July and August 2019 are showing signs of improvement.  Aggregated franchisee 
sales for the period 1 July 2019 to 29 August 2019 increased by 3.3% compared to the period 1 July 2018 to 
29 August 2018, and 3.0% on a comparable sales basis.   

We’d like to thank all of our staff for their loyalty and commitment to our vision, and pay tribute to the 
commendable efforts of our franchisees throughout the year.  We value and appreciate the continued 
support and confidence of our shareholders in the leadership and future direction of our business.   

G. HARVEY                                                                                                  K.L. PAGE  
Chairman                                                                                                     Executive Director / Chief Executive Officer  
Sydney                                                                                                         
27 September 2019                                                                                    27 September 2019 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            9          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  a nd  FI NA NC IA L REVIEW  

Net Profit After Tax (NPAT) & Non-Controlling Interests  

Net profit after tax (NPAT) and non-controlling interests increased by 7.2%, or $26.94 million, to $402.32 million for the year-ended 
30 June 2019, from $375.38 million in the previous year.  The effective income tax rate for the year-ended 30 June 2019 was 28.81% 
compared to an effective income tax rate of 28.32% for the year-ended 30 June 2018.   

Offshore Company-Operated Retail Segment  

Overseas Businesses Continue to Thrive and Outperform in their Local Markets  

Our brand continues to grow and evolve in our overseas territories, with 90 Harvey Norman® branded stores that are company-
owned and company-operated – boosting our position as a leader in global retail.  With a great strength and diversity of offerings, it’s 
difficult to find a competitor in the global market that operates as effectively as we do across a similar array of product categories. 

The Flagship stores in each of these territories have proven their exceptional qualities as a peerless shopping destination and 
innovators in the retail experience.  The Flagships have successfully elevated brand awareness and consumer traction to the existing 
network of stores in the region, continuing to provide a positive ‘halo-effect’ to other stores near or far.  Many of the outcomes from 
these developments have led to our store reinvigoration strategy, where key elements of the Flagships have been adapted and 
implemented in a selection of smaller, full-format stores in Singapore, Malaysia, Slovenia and Ireland. 

With the success of this strategy in Asia, we’ll see future transformations of selected stores around the globe – with locations in 
Australia, New Zealand and Ireland already earmarked for reinvigoration. 

The graph below represents the aggregate value of overseas retail revenue achieved over the past five years.  Total aggregated 
company-operated retail sales and other revenue for the 90 Harvey Norman® branded stores overseas and the 2 Space Furniture® 
branded stores in Asia have surpassed the $2 BILLION milestone during the 2019 financial year, with each country delivering pleasing 
sales growth year-on-year.  Total overseas retail revenue grew by $181.06 million, or 9.7%, to $2.05 billion relative to $1.87 billion in 
the 2018 financial year.   

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                                                           
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  and  FI NA NC IA L REVIEW  

Offshore Company-Operated Retail Segment (continued)  

The result before tax for the overseas company-operated retail segment increased by $13.57 million, or 11.7%, to $129.70 million for 
2019 financial year, from $116.13 million in 2018 financial year.  The offshore businesses now represent 23% of the total consolidated 
profit before tax for the 2019 financial year.   

The overseas retail profit result graph on the previous page shows the profit trajectory of the 90 Harvey Norman® branded stores 
overseas and the 2 Space Furniture® branded stores over the last 5 years.  In 2014, the aggregate offshore result was only $27.61 
million representing less than 10% of the profit result in that year.  Offshore profitability has grown by 370% over the last 5 years 
to $129.70 million and now comprises nearly a quarter of profit for the 2019 financial year.  During 2019, each country reported 
an improvement in profitability with the exception of New Zealand, which recorded a moderate decline in profitability 
predominantly attributable to the challenging macroeconomic conditions in the New Zealand market.   

The Flagship store at Wairau Park, North Auckland, has now been open for a full year, with notable sales increases over that period.  
The success of the Flagship concept has resulted in the creation of a retail environment that is second-to-none in Auckland, 
promoting modest sales growth throughout the existing stores in the New Zealand market.  This has resulted in another record sales 
year in NZ dollars, where the 39 market-leading Harvey Norman® company-operated stores generated sales of just under $NZ 1 
BILLION, with retail sales rising to $NZ997.75 million, up by 1.1% or $NZ10.55 million, from $NZ987.20 million in the previous year.   

This was particularly noteworthy due to the continuing headwinds faced by the New Zealand economy which is still struggling to 
gain momentum.  NZ retail spend has been dampened by the prolonged cooling of the housing market, net migration decrease and 
subdued consumer and business confidence permeating the economy.  Translated into Australian dollars, sales revenue increased 
2.8%, or $25.57 million, to $935.10 million in the 2019 financial year.  There was a 1.72% appreciation of the New Zealand dollar relative 
to the Australian dollar during the current year.   

Focus on cost control, improvements in productivity and strong supplier relationships have been integral to NZ’s success since its 
commencement in 1997.  However, the combination of margin pressure and higher operating expenses to maintain and grow market 
share has resulted in a reduction in the retail result in New Zealand by $4.91 million, or 6.0%, to $77.39 million for the year ended 30 
June 2019, down from $82.31 million in the previous financial year.     

This segment is comprised of 12 Harvey Norman® stores in Singapore, 18 Harvey Norman® stores in Malaysia and the Space 
Furniture® branded lifestyle stores in Singapore and Malaysia.    

We are proud of our successful expansion into Asia and we now have 30 Harvey Norman® stores in Asia that have transformed the 
brand to new heights, making it synonymous with affordable luxury and a premium, lifestyle offering.  Last year, we announced our 
proposed expansion plans in Southeast Asia, which were predominantly in Malaysia where we had expected to open 9 new Harvey 
Norman stores by the end of 2020.  We have already opened two stores in Malaysia during the 2019 financial year in Paradigm Mall in 
Johor (July 2018) and Miri Times Square at Miri, Sarawak (April 2019), and we now intend to open a further 7 new stores in Malaysia in 
the 2020 financial year.  The opening of the Miri Times Square store is our second full-format store in East Malaysia, and is expected 
to pave the way for future growth in that region.   

Aggregated sales revenue for the Harvey Norman® and Space Furniture® brands combined exceeded the HALF-A-BILLION milestone 
during the year with retail sales of $S542.69 million in local currency, up by 9.0%, or $S44.77 million, from $S497.92 million in the 2018 
financial year.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            11          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  a nd  FI NA NC IA L REVIEW  

Offshore Company-Operated Retail Segment (continued)  

In Singapore, there were 12 Harvey Norman® stores as at 30 June 2019 with the closure of the Square Two store in December 2018.  
Despite the closure, there has been a marginal growth in sales in Singapore due to a full year’s trade of the expanded, full-format 
stores at Parkway Parade and North Point City, with both stores having been augmented with the best elements of the Flagship 
concept as part of its expansion last year, in addition to the sustained strong sales performance of the Millenia Walk Flagship since its 
launch in December 2015.  Singapore sales revenue increased in local currency by $S3.82 million, or 1.2%, to $S334.10 million for the 
2019 financial year, from $S330.28 million in the previous year.  The 6.53% appreciation of the Singapore dollar during the year 
boosted this increase to $24.63 million, or 7.8%, to sales of $341.97 million in Australian dollars.   

Our Malaysian business is thriving and sales revenue from the 18 Harvey Norman® branded stores in Malaysia were exceptionally 
strong this year, with the Ikano, Kuala Lumpur Flagship store being the shining light delivering significant double-digit growth since 
its launch in November 2017.  The positive halo-effect of the Ikano Flagship is prominent, elevating the market recognition of the 
brand and having an encouraging flow-on effect throughout the region.  Sales were assisted by the two new store openings and a 
full-year’s trade of the Viva City Mega Mall in Kuching, Sarawak that opened in December 2017, in addition to the temporary reprieve 
from GST obligations introduced by the Malaysian government for the first few months of the 2019 financial year.  Sales in Malaysia 
grew by $S40.26 million, or 26.4%, to $S192.58 million for the 2019 financial year, from $S152.33 million in the previous year.  
Translated to Australian dollars, the sales increase was $50.76 million, or 34.7%, to $197.12 million.   

Sales revenue for the Space Furniture® brand in Singapore and Malaysia combined remained consistent with the previous year.   

The segment profit result of the two brands in Asia was $37.06 million for the year ended 30 June 2019 compared to a segment 
result of $25.01 million in the previous year, an increase of $12.04 million, or 48.1%.  This is an excellent result in a highly competitive 
market.   

Since the launch of the Flagship store at BTC City, Ljubljana in June 2017, we have seen some of the key innovations and 
developments of that process filter through to other stores, with marked improvements in the effectiveness of marketing campaigns, 
improved in-store product displays and merchandising, and a sizable increase in brand awareness.  The Ljubljana Flagship store 
continues to deliver an unparalleled, immersive shopping experience in Slovenia and the greater Central European region.   

Sales revenue from the 5 company-operated stores in Slovenia increased €5.98 million, or 9.0%, to €72.54 million for the 2019 
financial year, up from €66.56 million in the previous year.  The positive sales growth was achieved across all stores.  Translated into 
Australian dollars, sales revenue increased $13.29 million, or 13.0%, to $115.69 million, assisted by a 3.67% appreciation of the Euro 
relative to the Australian dollar during the year.    

The retail result in Slovenia was a profit of $6.88 million for the year ended 30 June 2019, an increase of $0.23 million, or 3.5%, from 
$6.65 million profit in the previous year.   

The relaunch of the Zagreb store in Croatia as a Flagship opened in October 2018.  Sales revenue increased €0.46 million, or 2.2%, to 
€20.83 million for the 2019 financial year, from €20.38 million in the previous year.  Translated into Australian dollars, sales revenue 
increased 6.0%, or $1.88 million, to $33.23 million. 

Croatia has now been profitable for three full financial years, with a profit of $0.58 million in the 2019 financial year, a slight reduction 
from the profit of $0.75 million in the 2018 financial year.  This year, profitability was impacted by the renovation disruption in the first 
quarter prior to the launch of the Flagship in October 2018.  As there is currently only one store in Croatia, the business could not 
reap the flow-on benefits of a Flagship as seen in other countries, although it is now in an upward trajectory with pleasing market 
share growth.  There are plans to open three new stores in Croatia within the next three years.  

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  and  FI NA NC IA L REVIEW  

Offshore Company-Operated Retail Segment (continued)  

Ireland: 

In Ireland, sales revenue from the 13 company-operated stores increased €28.15 million, or 14.6%, to €220.44 million for the 2019 
financial year, up from €192.30 million in the 2018 financial year.  Comparable store sales growth were also strong, increasing by 
€27.24 million or 14.2% during the year.  Translated into Australian dollars, sales revenue increased by $55.74 million, or 18.8%, to 
$351.59 million, from $295.84 million in the previous year, assisted by a 3.67% appreciation in the Euro relative to the Australian dollar 
during the year.  Retail sales showed double-digit growth across all key product categories, with the associated increases in market 
share.   

The ongoing success of the Tallaght Flagship has continued to produce positive flow-on effects to the existing store base with each 
of the stores in Ireland growing sales during the year.  We continued to invest in our store network with the refurbishment of Cork 
and Limerick showrooms.  

During the 2020 financial year, we plan to open two new stores in Galway and Sligo.  The Galway store will be a 60,000 sq. ft. store 
and will anchor the second phase of the Gateway Retail Park in Knocknacarra on the west side of Galway city.  The store will trade 
over two levels and will include a modern and vibrant restaurant with stunning views towards Galway Bay.  The Sligo store will be 
43,600 sq. ft. and will be located at Sligo Retail Park, Carraroe, Sligo.  Both stores will provide the large, full-format offering to our 
customers.   

We continue to invest in our warehousing and logistics capabilities.  We intend to open a state-of-the-art warehouse for the electrical 
category in Dublin which will provide warehousing, installation and delivery services to our seven Dublin metropolitan electrical 
categories.  One of our key initiatives is to grow the digital capability of the Irish business.  Ongoing investment in our digital platform, 
significant growth year-on-year in online traffic and a focus on engaging, high-quality content on the Irish site has aided both the 
online and offline businesses.   

The retail trading environment in Ireland remains upbeat.  Employment levels have reached a record high and net inward migration 
has increased.  Construction activity has continued apace with house completions forecasted to grow by 24% in the next 12 months. 
There are headwinds looming with the extension of the Brexit deadline to 31st October 2019.  The heightened uncertainty following 
the changes in the UK Government has the potential to dampen consumer confidence.   

The retail segment result in Ireland generated a profit of $8.05 million for the 2019 financial year, compared to $1.98 million in the 
previous year, a remarkable improvement of $6.07 million or 307% on the previous year’s profit of $1.98 million.   

Northern Ireland: 

Sales revenue from the two company operated stores in Northern Ireland increased by £0.19 million, or 1.9%, to £10.26 million for the 
2019 financial year, from £10.07 million in the previous year.  Translated into Australian dollars, sales increased by $1.09 million, or 
6.2%, to $18.57 million.   

The Flagship store on the iconic Boucher Road continues to report sales growth in a very difficult trading environment.  The March 
2019 launch of the new Premium Bedding Gallery in the Flagship has shown signs of an uplift in growth, and we will see the full 
impact of this change in the coming year. 

The retail trading environment continues to be difficult as the political and economic uncertainty caused by Brexit has negatively 
impacted consumer confidence.  

The 2 company-operated stores in Northern Ireland incurred a small trading loss of $0.25 million for the current year, a modest 
improvement from the trading loss incurred in the previous year of $0.57 million.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            13          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  a nd  FI NA NC IA L REVIEW  

Other Non-Franchised Retail 

The non-franchised retail segment consists primarily of retail and wholesale trading operations in Australia which are wholly-owned, 
controlled or jointly-controlled by the consolidated entity and does not include the operations of any Harvey Norman®, Domayne® 
and Joyce Mayne® franchisee.   

Total revenue for the other non-franchised retail segment was $227.26 million for the year ended 30 June 2019, an increase of 
$67.44 million, or 42.2%, from segment revenue of $159.82 million in the previous year.   

The result for the non-franchised retail segment was a loss of $16.67 million for the 2019 financial year, compared with a loss of $11.17 
million for the previous year, a deterioration of $5.50 million from the loss recorded in the previous year.   

The other non-franchised retail segment includes the operations of the KEH Partnership Pty Limited (KEH), a retailer of school 
apparel, education goods and technology equipment through the brand name of The School Locker.  Up to 30 June 2018, the 
consolidated entity, through a wholly-owned subsidiary, had a 50% interest in the KEH business (Partnership) and had accounted for 
its interest as an equity-accounted joint venture entity.    

Effective 1 July 2018, a wholly-owned subsidiary of Harvey Norman Holdings Limited acquired all of the inventory assets of KEH.  
Subsequently, there was a restructure of the KEH business where, by unanimous agreement in writing, each partner in the 
Partnership agreed to vary the interest of the respective partners in the Partnership, with the consolidated entity increasing its 
partnership interest in the Partnership to 99.02%.   

From 1 July 2018, the consolidated entity’s interest in the Partnership was 99.02% and, from that date, the consolidated entity 
ceased equity accounting and consolidated the financial statements of KEH, resulting in the following accounting implications for the 
year ended 30 June 2019: 
 

the line-by-line consolidation of the financial statements of KEH into the financial statements of the consolidated entity from 1 
July 2018; 
the cessation of equity accounting and the unwinding of any equity-accounted transactions from 1 July 2018; 
for consolidation purposes, the elimination of any commercial loans advanced to KEH and the reversal of any cumulative 
impairment expenses recognised to date in respect of the expected shortfall on the repayment of the KEH loan receivable. 

 
 

The financial impact of the KEH restructure on the revenues and results reported in the other non-franchised retail segment were as 
follows: 
 
 
 
 

the recognition of revenues of $67.00 million in FY19 compared to nil in FY18; 
the recognition of impairment expenses of $0.15 million in FY19 compared to $16.92 million in FY18; 
the recognition of the trading losses of The School Locker business of $11.40 million for FY19; and   
the recognition of a further loss of $9.67 million in FY19 on the restructure and consolidation of KEH, being the difference in the 
carrying amount of the loan receivable from KEH in the consolidated entity’s financial statements of $40.14 million and the fair 
value of the loan payable in KEH’s financial statements of $30.47 million. 

Refer to Note 38. Business Combinations on page 124 for further information regarding the restructure of KEH. 

Other Segment 

The Other segment is primarily comprised of credit facilities provided to related and unrelated parties, other unallocated income and 
expense items and the equity-accounted joint venture investment in Coomboona Holdings Pty Limited (CHPL), that was the subject 
of the Administrator Sale during the 2019 financial year.  The Other segment recorded a loss of $9.95 million for the year ended 30 
June 2019 compared to a loss of $51.78 million in the previous financial year, an improvement of $41.83 million.  This was mainly due 
to lower impairment losses by $41.20 million recognised in respect of the Coomboona JV, as the consolidated entity divested out of 
the Coomboona business during the current year.   

HNM Galaxy Pty Limited, acting in its capacity as trustee of the HNM Galaxy Unit Trust (HN JV Entity), holds 49.9% of the issued 
shares in CHPL.  CHPL holds all of the issued shares in companies which carried on the business of dairy farm operations, land 
ownership and a pedigree breeding and genetics division in Northern Victoria (the Coomboona JV).   

On 27 February 2018, the HN JV Entity demanded that the Coomboona JV repay outstanding indebtedness due by the Coomboona 
JV to the HN JV Entity.  The poor trading performance of the Coomboona JV, the notice provided by the HN JV Entity to the 
Coomboona JV to demand repayment of the outstanding indebtedness, in addition to the dispute between the HN JV Entity and the 
other JV partner to the Coomboona JV regarding the future direction of the Coomboona JV, resulted in the appointment of Ferrier 
Hodgson as administrators of CHPL and subsidiaries of CHPL (Administrators) on 23 March 2018. 

In the 2018 Annual Report, the consolidated entity reported that the total indebtedness of CHPL to its creditors Network Consumer 
Finance Pty Limited (NCF) (for the assignment of the commercial loans previously owed by the Coomboona JV to National Australia 
Bank Limited (NAB)) and the HN JV Entity, both wholly-owned subsidiaries of Harvey Norman Holdings Limited, as at 30 June 2018 
amounted to $74.99 million as follows: 
 
 

NCF - first-ranking secured creditor: the total value of commercial loans granted to the Coomboona JV by NCF of $36.28 million;  
HN JV Entity - second-ranking secured creditor: the total value of commercial loans granted to the Coomboona JV by the HN 
JV Entity of $38.71 million, repayable on demand. 

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  and  FI NA NC IA L REVIEW  

Other Segment (continued) 

The recoverable amount of the indebtedness of CHPL to NCF and the HN JV Entity, totalling $74.99 million in aggregate, was 
assessed as at 30 June 2018.  An impairment loss of $28.78 million was recognised in June 2018 to reduce the carrying amount of 
the Coomboona JV non-trade receivables to its recoverable amount.  The estimated recoverable amount of the Coomboona JV non-
trade receivables, net of any impairment provisions, was $46.21 million as at 30 June 2018. 

In August 2018, the Administrators commenced an orderly sale process for the sale of the Coomboona JV assets (Administrator 
Sale).  Expressions of interest were received and reviewed by the Administrator.  On 31 October 2018, the Administrators advised the 
consolidated entity that the property, the subject of the NCF Securities and HN JV Entity Securities in respect of the NCF and HN JV 
Entity receivables, had been sold for $44.10 million to Australian Fresh Milk Holdings Pty Limited.   

On 16 January 2019, the Administrator Sale was completed and the Contract for Sale settled.  The secured creditors received net 
proceeds on sale of $40.50 million for the full discharge of the NCF receivables and the partial discharge of the HN JV Entity 
receivables.   After taking into account the net sales proceeds, a further impairment expense of $8.25 million was recognised in 
December 2018 to reduce the value of the HN JV Entity receivables to its estimated recoverable amount.   

There were no further material transactions pertaining to the Coomboona JV subsequent to the completion of the Administrator 
Sale.  

Equity Investments 

There was an increase in the profitability of the equity investments segment, growing by $12.51 million to $18.40 million in the 2019 
financial year, up from $5.88 million in the 2018 financial year.  This was primarily due to a $17.51 million realised gain on sale of 
equity investments in Australia during the year.   

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            15          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING and FINANCIAL REVIEW

THE FRANCHISING OPERATIONS  
SEGMENT IN AUSTRALIA 

Auburn, Sydney  

(Australia Flagship complex)

Harvey Norman Holdings Limited (HNHL) and subsidiaries  

of HNHL own valuable intellectual property rights, including the trade 

marks Harvey Norman®, Domayne® and Joyce Mayne®, software and 

other confidential information to promote and enhance the brands. 

A subsidiary of HNHL (a franchisor) grants separate franchises to 

independent franchisees to use the Harvey Norman®, Domayne® 

or Joyce Mayne® trade marks in Australia and to conduct the retail 

business of the franchisee at or from a store within a particular 

branded complex, pursuant to the terms of a franchise agreement.  

195 Franchised complexes in Australia trading 

under the Harvey Norman®, Domayne® and 
Joyce Mayne® brand names.

Each franchisee owns and controls the franchisee business of 

that franchisee.  Each franchisee has control over the day-to-day 

operations of the franchisee business and has the discretion and 

power to make the decisions necessary to drive sales, control floor 

margins and contain operating costs to maximise profitability of the 

franchisee business.  

Each franchisee pays franchise fees to a franchisor pursuant to a 

franchise agreement between that franchisee and that franchisor.  

The franchising operations segment in Australia captures and 

records the franchisee fees received from franchisees including 

gross franchise fees, rent and outgoings for the use of a branded 

complex and interest on the financial accommodation facility that is 

made available to each franchisee.  

540 Number of franchisees who are responsible 

for the day-to-day management and control 
of their respective franchisee businesses

The franchising operations segment also includes the costs of 

operating the franchised system and monitoring and evaluating 

the performance and compliance of franchisees with their 

franchise agreements.

16

HN

18

DM

1

HN

2

JM

1

HN

36

DM

3

JM

4

HN

10

DM

1

HN

57

DM

12

JM

2

HN

38

DM

2

HN

6

ACT

HN

1

DM

1

168 FRANCHISED  

COMPLEXES

20 FRANCHISED  

COMPLEXES

7 FRANCHISED 

COMPLEXES

O PERAT IN G  and  FI NA NC IA L REVIEW  

Franchising Operations Segment  

The franchising operations segment revenue was $838.67 million in the 
2019 financial year, down by $19.03 million, or 2.2%, from $857.69 million in 
the 2018 financial year, primarily due to a decrease in revenues received 
from franchisees in 2019 relative to 2018. 

Revenue received from franchisees decreased by 2.3%, or $21.82 million, to 
$943.65 million in the current year from $965.47 million in the previous year, 
mainly attributable to a 1.8% reduction in headline aggregated franchisee 
sales revenue to $5.66 billion in FY19, or a reduction of 0.9% on a 
comparable franchisee sales basis.     

Presentation of Tactical Support Payments Under AASB 15 

The first-time application of the new accounting standard, AASB 15 
Revenue from Contracts with Customers, required the consolidated entity to recognise revenue received from franchisees based on 
the amount it expects to receive in exchange for the provision of franchising operations’ activities to franchisees, pursuant to a 
franchise agreement.  AASB 15 required tactical support payments to be netted off against gross franchise fees received.   

AASB 15 had no impact on the franchising operations segment result with the effect being a reclassification from expenses to a 
reduction in franchising operations segment revenue.  Tactical support payments to franchisees protect, enhance and promote the 
Harvey Norman®, Domayne® and Joyce Mayne® brands, and are an expense of the franchisor to assist a franchisee, as required from 
time-to-time at a franchisor’s discretion, to effectively compete in their local markets.   

The consolidated entity has adopted this standard from 1 July 2018 and has applied the standard retrospectively, adjusting the 
comparative information for consistency.   

The Franchising Operations Margin (%) 

The franchising operations margin is calculated as the segment result before tax of the franchising operations segment over 
Australian franchisee aggregated sales revenue. 

The franchising operations segment result decreased by $34.14 million, or 12.1%, to $248.40 million in the year ended 30 June 2019 
from $282.54 million in the previous year.  This decrease is due to the reduction in franchising operations segment revenue by $19.03 
million, or 2.2%, as described above.  There has been a rise in operating expenses of the franchisor to monitor and evaluate 
compliance with franchise agreements.   

The franchising operations margin moderated from 4.90% in FY18 to 4.39% in FY19, a reduction of 51 basis points.   

FRANCHISING OPERATIONS SEGMENT 
ANALYSIS BY HALF YEAR 

# Franchised complexes in Australia 

 Half Year Ended 31 December 

  Half Year Ended 30 June 

Full Year Ended 30 June 

2016 

2 
193 

2017 

2018   

195 

195 

2017 

2 
194 

2018 

2019   

195 

195 

2017 

2 
194 

2018 

2019 

195 

195 

Franchising operations segment result 

  $172.13m 

$167.21m  $158.47m 

 $132.41m 

$115.33m 

$89.93m 

  $304.53m 

$282.54m  $248.40m 

Franchisee aggregated sales revenue 

  $2.86bn 

$3.00bn 

$2.95bn 

  $2.75bn 

$2.76bn 

$2.71bn 

$5.62bn 

$5.76bn 

$5.66bn 

Franchising Operations Margin (%) 

6.01% 

5.57% 

5.37% 

4.81% 

4.18% 

3.32% 

5.42% 

4.90% 

4.39% 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            17          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  a nd  FI NA NC IA L REVIEW  

Franchisee Sales Revenue Underpins the Franchising 
Operations Segment  

Headline Australian franchisee aggregated sales revenue contracted by 1.8%, or $104.21 million, to $5.66 billion for the 2019 financial 
year, from $5.76 billion in the previous year.  Comparable Australian franchisee aggregated sales revenue reduced by 0.9% to $5.63 
billion for current year compared to $5.68 billion in the 2018 financial year.   

Sales made by franchisees in Australia do not form part of the financial results of the consolidated entity.  Retail sales in Harvey 
Norman®, Domayne® and Joyce Mayne® in Australia are made by independently owned franchisee businesses that are not 
consolidated with the consolidated entity’s results.   Australian franchisee aggregated sales revenue are reported to the market as it 
is a key indicator of the performance of the franchising operations segment.   

Retail sales in Australia remain subdued, impacted by the challenges faced by the residential housing market, and this was reflected 
in the aggregated sales revenue of franchisees in Australia.   

Innovative Living in Australian Homes 

2020 will be a breakout year for the continued growth of smart products in everyday Australian homes with Harvey Norman®, 
Domayne® and Joyce Mayne® franchisees continuing to invest in trading relationships, innovation and marketing that delivers a 
leading position with consumers.  Voice activation has been a central feature of the Connected Smart Home this year.  AI technology 
on home appliances such as smart refrigeration, laundry, vacuum cleaners have enhanced the Connected Home Ecosystem.  Voice 
assisted devices are growing exponentially and are becoming a key consideration for consumers in their search for modern, 
integrated and connected products.  

The audio-visual category of franchisees has again seen strong growth over the past year, with the launch of 8K televisions, which is 
a whole new viewing experience.  8K resolution offers a barrier-breaking performance from screens with four times the resolution of 
4K to provide incredible detail, an outstanding picture quality and the brightest and most vivid colours.  The demand for a high-
quality home entertainment experience has also enabled growth in franchisees’ audio sales, with voice enabled sound bars in 
demand. 

Innovations in smart technology, features and colour have underpinned growth in the Home Appliance category.  Slim capacity 
French Door refrigeration has created new growth in a category that continues to expand and premium cooking brands continued to 
innovate with steam and colour through their ranges which excited consumers.  The importance of the kitchen in Australian homes 
continues to be reinforced by the comparable expansion of smart, innovative products by premium brand partners and the positive 
response from Harvey Norman®, Domayne® and Joyce Mayne® franchisees customers.  

The relationship of Optus with Harvey Norman® franchisees has led to solid growth in the communication category and mobile 
phones specifically.  The impending wave of new growth led by the introduction of 5G in Australia will create opportunity in the year 
ahead and beyond in this category.  Portable Audio and its importance as a category was reinforced again by the emerging category 
of True Wireless headphones and bluetooth speakers featuring smart connectivity and voice. 

The relationship of franchisees with leading global designer brands are delivering innovation in product, omni-channel presentation 
and customer experience.  As consumers continue to invest in quality premium products for the home, franchisees are motivated to 
ensure that their offering exceeds expectation.  The experience of connectivity, style, innovation and value in products and services 
is a roadmap for future growth.  

Key Statistics and the Impact of the Housing Market on Retail Spending 

The following key statistics have been provided as discretionary spending on Home and Lifestyle goods – the market in which our 
Harvey Norman®, Domayne® and Joyce Mayne® franchisees operate in - is fundamentally driven by population growth, household 
income, consumer confidence and activity in the Australian residential property market. 

Population growth presently remains robust with the Australian resident population increasing by 411,000 in the 12 months to 30 
June 2019 (BIS Oxford Economics estimate), at which point the Australian population reached 25.4 million people.  Net Overseas 
Migration (NOM) is the main driver of growth; over calendar year 2018, the ABS estimates that NOM was 248,400 or 61.4% of the 
increase in total population over the same period (Australian Bureau of Statistics, cat. 3101.0). 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  and  FI NA NC IA L REVIEW  

Franchisee Sales Revenue Underpins the Franchising Operations Segment (continued) 

Looking ahead, national population growth is expected to remain solid, with the Australian resident population projected to reach 27 
million by the end of FY2023 (BIS Economics forecast).   

Over 296,000 new jobs were added between June 2018 and June 2019 (Australian Bureau of Statistics, cat.6202.0).  While growth in 
employment is above its historical average, it has been matched with a rise in the participation rate to a record high (from 65.7% in 
June 2018 to 66% in June 2019, Australian Bureau of Statistics, cat.6202.0).  The unemployment rate has fallen marginally to 5.2% 
(June 2019) from 5.3% a year earlier (Australian Bureau of Statistics, cat.6202.0).  The RBA forecasted in May 2019 that the 
unemployment rate will be 4.8% by June 2021.  

Conditions remain challenging for households with household income rising by only 2.3% year-on-year in the March 2019 quarter 
(Australian Bureau of Statistics, cat. 5206.0).  However it appears that Sydney and Melbourne dwelling prices have reached a trough 
(CoreLogic monthly dwelling price series), which may limit any further negative wealth effects.  Consumers remain moderately 
optimistic about the outlook, with the ANZ-Roy Morgan confidence index recording a net positive outlook (as at 30 June 2019) for the 
next twelve months. 

Franchisees have invested in their people, technology and logistics to enhance their operating 
capabilities, and to bolster their future growth and development  

Franchisees have performed solidly in this difficult retail climate and continue to be the dominant player in the domestic Home and 
Lifestyle market.  Franchisees have invested in their people, their physical and digital fulfilment options and their logistical delivery 
capabilities. 

Franchisees are focussed on driving customer engagement throughout the customer journey, from the start of the sales process, 
right through to the final delivery and beyond.  Franchisees continue to recognise that the cornerstone of delivering superior 
experiences for their customers lies in the ongoing development of, and investment in, their people.  Franchisees maintain a focus on 
ensuring their teams are well-equipped with the tools, knowledge and skills to deliver the attention and service their customers 
expect, from the moment they start their journey in-store or online to well beyond the fulfilment and delivery of their goods.  This 
focus along with concerted efforts to ensure adequate service levels are present across their shop floors, and that their people are 
both adequately and fairly rewarded, have seen the financial investment in their people continue strongly throughout the 2019 
financial year. 

The delivery and fulfilment capabilities of franchisees have been enhanced, and are constantly evolving to enable a seamless retail 
experience and provide a multitude of fulfilment options to best suit their customers’ needs.  Their digital transformation is a 
necessary component of their investment strategy, providing real-time visibility and effective communication to optimise customer 
satisfaction.   

Investment in their people, technology and logistics is a critical, bedrock component of their strategy to invest in innovation and 
future growth and development.   

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            19          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING and FINANCIAL REVIEW

A MORE ENRICHED CUSTOMER EXPERIENCE

O2O STRATEGY

Customers of Harvey Norman®, Domayne® and Joyce Mayne® 

franchisees are increasingly tech-savvy, and are utilising technology 

today in ways that are very exciting, both in-store and in the online 

marketplaces. Franchisees strive to meet and exceed the insatiable 

digital expectations of their customers, and have embarked on 

the necessary digital transformations required to ensure that their 

Online-to-Offline (O2O) Strategy continues to evolve to enhance and 

optimise their service offering for their customers.

Supporting the O2O strategy, several initiatives were introduced, 

upgraded or enhanced during the 2019 financial year. Delivering 

these initiatives provides Harvey Norman® customers with a 

heightened experience, helps remove friction from their experience, 

and brings franchisees and their people into the technological 

ecosystems created by providing them with tools that build richer 

connections and encounters with, and for, their customers.

•  Buy Now Pay Later (BNPL) 

Latitude Financial Services Australia Holdings Pty Ltd and its 

related bodies corporate (Latitude) are a long term key partner of 

Harvey Norman® in Australia and New Zealand, providing a suite 

of popular Interest Free financing solutions to consumers.  In 

December 2018, Latitude acquired GenoaPay, a New Zealand based 

BNPL provider.  Following the acquisition, Harvey Norman® New 

Zealand was the first major national retailer to launch GenoaPay in 

only available out of a selected 13 franchised complexes. 

Same Day - Franchisees provide same-day delivery for metro 

customers across Australia. There is an option to select and receive 

a 3-hour delivery window between 4pm-10pm Monday to Friday. 

Orders must be placed prior to 1pm in order to schedule same day 

delivery. 

Scheduled - Scheduled delivery provides a flexible service that 

offers 4 delivery windows throughout the day (10am-1pm), (1pm-

4pm), (4pm-7pm), (7pm-10pm) up to 2 weeks in advance.

•  1 Hour Click & Collect 

Through strong reporting and CSAT (Customer Satisfaction), Harvey 

Norman® franchisees have successfully taken Click & Collect to a 

speedy 1-hour. The goal is to further drive this time to notification 

down with the use of better technology for notifications to and from 

the customer. Click & Collect is an increasingly popular medium 

used by Harvey Norman® customers and drives foot traffic to Harvey 

Norman® franchised complexes.

•  Mobile First 

Harvey Norman® continues to invest effort in improving the 

mobile experience for customers via PWA (Progressive Web App) 

technology. Harvey Norman® franchisees are utilising this cutting-

edge technology to optimise the customer experience on mobile to 

engage and inspire customers and drive franchisee sales growth.

April 2019, giving customers the ability to convert eligible purchases 

•  Store Location Management System 

into a 10 week instalment plan, with no interest or extra fees.  

The Harvey Norman location management service (LMS) continues 

GenoaPay takes the first instalment when the customer makes a 

to grow and evolve. An integral part of the O2O strategy, this service 

purchase, with the remaining balance processed weekly.  Latitude 

provides a single source of truth across all information services 

is excited to announce that LatitudePay (based on GenoaPay) will 

(Facebook, Google, Maps) for franchised complexes including 

be launched exclusively at Harvey Norman®, Domayne® and Joyce 

location information, contact details, trading hours, and local 

Mayne® franchisees in Australia in September 2019. 

events, allowing customers to easily obtain information about their 

•  Shippit Same Day Delivery Expansion 

Expanding scheduled and same-day delivery of small-to-medium 

products to approximately 85 franchised complex locations 

Australia-wide will leverage the advantage of franchised complexes 

with inventory close to their customers. This service was previously 

nearest Harvey Norman® franchised complex. Most recently, store 

finder functionality has been switched over to the LMS, to again 

leverage the O2O strategy to improve the experience for customers 

of Harvey Norman® franchise outlets.

20

 
OPERATING and FINANCIAL REVIEW

DELIVERY SERVICES AND FULFILMENT OPTIONS  
OF FRANCHISEES

Franchisees are investing heavily in physical assets in warehousing 

•  Customer Warehouse Pickup 

and logistics to enhance the Last Mile delivery experience for their 

Provides customers with an enhanced experience when they 

customers. Home delivery service standards have been successfully 

choose to pickup bulky goods from the warehouse immediately 

implemented across all stores to provide customers with a delivery 

after the purchase. Franchisees have invested in customer pickup 

service option to best suit their needs. Franchisees are focused on 

areas at the warehouse through significant refits to accommodate 

driving customer engagement throughout the entire journey from the 

the increase in demand. 

start of the sales process right through to final fulfilment.

In addition, several franchisees have launched the following 

Concerted efforts have been made by each Franchisee to invest in 

initiatives:

technology that will enhance warehousing capabilities and fulfilment 

offerings. There has been a focus on digital transformation to 

optimise their Last Mile delivery capabilities in order to effectively 

respond to the growth in demand for customer fulfilment services.

The delivery service offering of franchisees has been progressed 

over the 2019 financial year providing a seamless experience to the 

customer with the introduction, upgrade and enhancement of the 

following initiatives:

•  Home Delivery Services 

Provide customers with a delivery service option to best suit 

their needs. Whether customers prefer a quick ‘Store to Door’ 

drop-off, a ‘Delivery Plus’ for a basic connection or a full 

‘Premium Delivery’ service.

•  Delivery Vehicle Branding Standards 

Ensuring that customers will not only enjoy transparency of the 

delivery process but will also experience an enhanced service 

offering with clean, branded trucks. Franchisees will continue to 

invest in high-quality delivery vehicles over the coming year to 

improve the quality of their service.

•  Driver Standards 

Will complement the newly branded trucks, as delivery vehicle 

drivers will be uniformed with branded clothing and present 

themselves in a neat and tidy manner to customers.

   •  Trak by Harvey Norman® 

An investment by several franchisees in logistics technology to 

optimise route planning for deliveries and provide automated 

customer communication with real-time tracking. Additional 

franchisees in metropolitan areas will be looking to invest in this 

technology over the course of the coming year.

   •  Delivery Experience Survey 

Leverages the developing customer satisfaction framework for 

online to include a customer survey after the delivery through 

the Trak by Harvey Norman® platform. The quality of service 

from delivery drivers is critical to the overall customer experience 

and providing feedback to franchisees is critical to ensure an 

exceptional customer experience during the overall delivery 

process.

   •  Connected Driver 

Facilitates communication between driver and customer, where 

drivers in metropolitan areas will be equipped with devices during 

the year to enhance the service quality levels at the final stage of 

the delivery process.

21

 
O PERAT IN G  a nd  FI NA NC IA L REVIEW  

Review of the Property Segment  

Composition of the Property Portfolio 

The robust property portfolio was valued at $2.99 billion as of 30 June 2019 
and still continues to be the consolidated entity’s driving point of difference 
and competitive advantage in the Australian market.   

With a substantial, stable and diversified mix of tenants underpinning the 
retail centres, the resilient investment property portfolio keeps us a step-
ahead and ready to respond to the evolving and dynamic needs of 
consumers.   The physical complexes provide the flexible, large footprint 
needed to showcase the best on offer from global brands and demonstrate 
the maximum capabilities of those products to integrate and connect our 
busy day-to-day lives. 

As at 30 June 2019, total property assets amounted to over 62% of the consolidated entity’s total asset base of $4.80 billion.  Growth 
in the property portfolio was mainly due to the continued solid market conditions in the large-format retail sector delivering capital 
appreciation during the year, the concerted focus on completing the Flagship strategy of the consolidated entity and the acquisition 
and refurbishment of other investment properties in Australia.  The following tables represent the composition of property segment 
assets at each balance date and the number of owned and leased retail use properties as at 30 June 2019. 

TOTAL PROPERTY SEGMENT ASSETS AS AT 30 JUNE 

Investment properties and Assets Held for Sale 

2017 

2018 

2019 

2 
  $2.242bn 

$2.429bn 

$2.546bn 

Owner-occupied land & buildings in New Zealand, Singapore, Slovenia, Ireland & Australia 

  $413.85m 

$432.46m 

$441.21 
$441.21m 

Joint venture assets 

TOTAL PROPERTY SEGMENT ASSETS 

$2.05m 

$2.54m 

$1.17m 

$2.66bn 

$2.86bn 

$2.99bn 

   OWNED & LEASED RETAIL USE 

PROPERTIES AS AT 30 JUNE 2019 

 # of owned retail 
use properties  

# of leased retail 
use properties 

Australia: Franchised complexes 

New Zealand 

Slovenia 

Croatia 

Ireland 

Northern Ireland 

Singapore 

Malaysia 

TOTAL 

94 

18 

5 

- 

1 

- 

- 

- 

118 

101 

21 

- 

1 

12 

2 

12 

18 

167 

Total 

195 

39 

5 

1 

13 

2 

12 

18 

285 

TOTAL 

Net Property Revaluation Adjustments 
The investment property portfolio in Australia and properties held in joint venture entities are subject to a semi-annual review to fair 
market value.  At each reporting period, one-sixth of the investment property portfolio is independently valued with the remaining 
five-sixths reviewed for fair value by Directors.  The entire portfolio is independently valued every three years. 

During the year ended 30 June 2019, thirty-nine (39) sites within the investment property portfolio in Australia were independently 
valued, representing 30.0% of the total number of sites and 37.7% of the fair value of the investment property portfolio in 
Australia.  The balance of the portfolio was reviewed for comparability resulting in the preparation of internal valuations for eighteen 
(18) additional sites.  The valuation for the current year resulted in a net increase of $69.29 million relating to investment properties in 
Australia and $1.01 million relating to New Zealand, compared to a net increase of $51.65 million in the previous year.   

NET PROPERTY REVALUATION ADJUSTMENTS 
AS  AT 30 JUNE 

 RECORDED IN THE INCOME STATEMENT 
(Net Property Revaluation Increment) 

RECORDED IN EQUITY                       

(Asset Revaluation Reserve) 

($ million) 

AUSTRALIA 

NEW ZEALAND 

SLOVENIA 

SINGAPORE 

IRELAND 

TOTAL 

22 

2017 

2018 

2019 

$51.65m 

$69.29m 

2017 

2 
$1.12m 

2018 

2019 

- 

- 

- 

- 

- 

- 

$1.01m 

$16.03m 

$9.72m 

$9.64m 

- 

- 

- 

$2.96m 

$0.08m 

$0.08m 

- 

- 

$0.66m 

($1.40m) 

$2.76m 

- 

2 
  $107.38m 

- 

$0.67m 

- 

- 

  $108.05m 

$51.65m 

$70.30m 

$20.11m 

$13.22m 

$8.32m 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
  
 
O PERAT IN G  and  FI NA NC IA L REVIEW  

Review of the Financial Position of the Consolidated Entity 

The consolidated entity has tangible property assets of $2.99 billion, representing 62% of the total asset base of $4.80 billion.   

Total assets increased by 4.8%, or $221.10 million, to $4.80 billion as at 30 June 2019, from $4.58 billion in the previous year.  The 
value of the investment property portfolio increased by $79.55 million, or 3.3%, to $2.51 billion as at 30 June 2019 primarily due to the 
net property revaluation increment of $70.30 million during the current year and the acquisition and refurbishment of other 
investment property assets during the current year.  Inventories increased by $50.68 million, or 14.7%, due to store expansion 
overseas and the consolidation of The School Locker business of the KEH Partnership that was previously accounted for as an 
equity-accounted joint venture entity.  Cash and cash equivalents increased by $44.50 million, or 26.1% relative to the previous year.  
Property, plant and equipment assets have increased by $35.87 million due to new and improved offshore retail locations, the 
refurbishment of Flagship stores and the continued investment in upgrading existing franchised complexes and company-operated 
stores to a high-quality standard.     

Total liabilities decreased by $38.76 million, or 2.4%, to $1.60 billion as at 30 June 2019 from $1.64 billion in the prior year mainly due 
to lower utilisation of the Syndicated Facility and other external borrowings.   

The consolidated entity is very pleased to report another solid net asset base, with robust growth of 8.8% during the year, or an 
increase of $259.86 million, to $3.20 billion as at 30 June 2019 from $2.94 billion as at 30 June 2018.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            23          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
                    
   
 
    
                                               
 
 
 
  
 
 
 
 
 
 
O PERAT IN G  a nd  FI NA NC IA L REVIEW  

Net Debt to Equity Ratio 

The overall debt levels of the consolidated entity remain within an acceptable range, with a low net debt to equity ratio of 19.46% as 
at 30 June 2019, an improvement compared to a ratio of 25.50% as at 30 June 2018.  Net debt comprises total interest-bearing loans 
and borrowings, net of cash and cash equivalents.   

Solid Cash Flows  

Cash and cash equivalents, net of bank overdraft, as disclosed in the Statement of Cash Flows on page 65, increased by $60.35 
million, or 48.1%, to $185.82 million in FY19, compared to $125.46 million in FY18.   

During 2019, the consolidated entity generated a solid $372.85 million of net cash flows from operating activities.  This was primarily 
achieved by receiving $2.40 billion from customers, $858.37 million net receipts from franchisees, offset by $2.68 billion payments to 
suppliers and employees.  The decrease in operating cash flows by $81.33 million, or 17.9%, to $372.85 million in FY19 relative to 
$454.17 million in FY18 can primarily be attributed to a reduction in net receipts from franchisees by $88.69 million to $858.37 million 
during the year.  Net receipts from franchisees are affected by the movement in the aggregate amount of financial accommodation 
provided to franchisees, which has increased in FY19 compared to the movement in FY18.  The higher movement in the aggregate 
amount of financial accommodation this year was predominantly due to an increase in the inventory reserves acquired by 
franchisees during the FY19 relative to FY18.  Franchisees increased their inventory investment to support sales growth post-balance 
date, driven by expected improved trading conditions.  Lower net receipts from franchisees are also due to a reduction in gross 
revenue from franchisees received in FY19 compared to prior year.  

There was a reduction in the net cash flows used in investing activities by $237.28 million during FY19 primarily due to a reduction in 
the purchase of investment properties by $97.78 million, the receipt of proceeds of $40.50 million pursuant to the completion of the 
Administrator Sale of the Coomboona JV assets in January 2019 and the reduction in loans granted to joint venture entities, joint 
venture partners and unrelated entities by $89.70 million between the two comparable years.   During FY19, the consolidated entity 
advanced loans of $5.18 million to joint ventures and unrelated entities compared to a net outflow of $94.88 million in FY18. 

There was an increase in the net cash financing outflows by $178.19 million during the 2019 year primarily due to the repayment of 
external borrowings utilising the proceeds raised from the renounceable pro-rata Entitlement Offer in October 2018 of $163.87 
million.  There was a net repayment of the Syndicated Facility Agreement by $25 million during FY19 compared to a net drawdown of 
$210 million during FY18, a significant improvement in the utilisation of the Syndicated Loan Facility by $235 million between the two 
comparable years.  Furthermore, there were higher dividend payments during FY19 totalling $342.12 million compared with FY18 
dividend payments of $267.34 million, an increase of $74.79 million, mainly due to the higher 2018 final dividend which was paid in 
December 2018.   

Capital Management Policy 

create long-term sustainable value for shareholders;  

The objective of the consolidated entity’s capital management policy is to:  
 
  maintain optimal returns to shareholders and benefits to other stakeholders;  
 
 

source the lowest cost of available capital; and  
prevent the adverse outcomes that can result from short-term decision making. 

The Capital Management Policy stipulates a net debt-to-equity target for the consolidated entity of less than 50%. 

The capital structure of the consolidated entity consists of:  
 
 
 

Debt, which includes Interest-Bearing Loans and Borrowings in Notes 18 and 21 of this report;  
Cash and cash equivalents disclosed in Note 28(a); and  
Equity attributable to equity holders of the parent, comprising ordinary shares, retained profits and reserves as disclosed in 
Notes 24, 26 and 25 respectively. 

The consolidated entity’s borrowings consist primarily of bank debt provided by a syndicate of ten banks, including each of the “Big 
4” Australian Banks.  Concentration risk is minimised by staggering facility renewals and utilising a range of maturities of up to 3 
years.  

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
O PERAT IN G  and  FI NA NC IA L REVIEW  

Outlook 

We intend to continue growing our international retail footprint and expect to open up to 21 new stores overseas within the next 2 
years, with 17 of those new stores in Singapore and Malaysia.  By the end of the 2021 financial year, we anticipate having 111 Harvey 
Norman® company-operated stores across 7 offshore countries.  In Australia, 1 Harvey Norman® complex in Victoria will open in the 
2020 financial year. 

For new stores and existing store refits going forward in the 8 countries, we will be taking the best elements of the Flagship fitout 
and design to integrate into these stores. We plan to start rolling this premium format out in Australia and New Zealand, as new 
franchised complex and store refits become due.  We are currently underway with the first premium refit in Australia at the Cairns 
franchised complex and the franchised complexes located at Campbelltown, Balgowlah, Preston and Aspley will commence post-
Christmas.  Mt. Wellington and Hamilton in New Zealand will also commence post-Christmas. 

Franchisee sales for July and August 2019 are showing signs of improvement.  Aggregated franchisee sales for the period 1 July 
2019 to 29 August 2019 increased by 3.3% compared to the period 1 July 2018 to 29 August 2018, and 3.0% on a comparable sales 
basis.  Franchisees are yet to see an uplift from the tax credit initiative.   

Total overseas sales revenue and comparable overseas sales revenue increases/(decreases) for each of our overseas controlled 
entities for the period 1 July 2019 to 29 August 2019 vs 1 July 2018 to 29 August 2018 is as follows; 

COUNTRY 

$A                       

$A                   

Constant Local 

Total Sales 

Comparable Sales 

Currencies          

Constant Local 
Currencies     

New Zealand 

Slovenia & Croatia 

Ireland 

Northern Ireland 

Singapore  

Malaysia 

% 

9.8 

14.5 

12.4 

10.9 

(-6.7) 

14.7 

% 

9.7 

14.3 

12.4 

10.9 

(-4.1) 

0.9 

Total Sales % 

Comparable Sales % 

5.2 

11.2 

9.0 

9.5 

(-12.4) 

9.3 

5.1 

11.0 

9.0 

9.5 

(-10.0) 

(-3.9) 

Sales growth from our company-operated stores in New Zealand, Slovenia, Croatia, Ireland and Northern Ireland have been strong for 
the first 2 months of the 2020 financial year.   

Sales reported by our company-operated stores in Malaysia are cycling higher comparable sales, relating to the removal of the 6% 
GST by the Malaysian Government in the months of June, July and August 2018.  Sales during that GST-free period last year were 
exceptionally high, and then from 1 September 2018, sales normalised after the introduction of the 10% sales tax by the Malaysian 
Government.   

In Singapore, sales for July and August 2019 were under pressure due to softening economic conditions.  The Singaporean 
Government has indicated that an economic stimulus may be required.  Singapore has seen a plunge in exports, partly because of 
weakening growth in China which has been further exacerbated by the trade war between China and the United States.      

Harvey Norman® New Zealand launched GenoaPay (Buy Now Pay Later (BNPL)) in April 2019.  After the successful NZ launch, a 
select number of Harvey Norman® franchisees and Latitude Financial Services Australia Holdings Pty Ltd (Latitude) trialled the BNPL 
offer in Australia (LatitudePay).  LatitudePay will now launch nationally in early September 2019.   

The consolidated entity will continue to invest in our people, our brands and in the development and enhancement of the tools 
provided to our franchisees to enable them to seamlessly service their customers. 

Summary of Key Business Risks 

The Board is optimistic about the consolidated entity’s future trading performance but acknowledges that there are several factors 
that may pose a risk to the achievement of the business strategies and future financial performance as outlined above. 

Every business faces risks with the potential to impair its ability to execute its strategy or achieve its financial objectives.  There are a 
number of key risks, both specific to the Harvey Norman® integrated retail, franchise, property and digital system and external risks, 
for example the macroeconomic environment, over which the consolidated entity has no control.  The consolidated entity 
acknowledges the existence of these risks, and in the first instance seeks to identify and understand individual risks, and then – to 
the extent possible – manage and/or minimise risks. 

Changes to macroeconomic conditions and policy that may result in declining consumer 
sentiment: 
The consolidated entity has a significant exposure to the economy of the countries in which it operates.  There are a number of 
general economic conditions, including interest and exchange rate movements, overall levels of demand, housing market dynamics, 
wage growth, employment, economic and political instability and government fiscal, trade, monetary and regulatory policies, that can  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            25          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
O PERAT IN G  a nd  FI NA NC IA L REVIEW  

Summary of Key Business Risks (continued) 

impact the level of consumer confidence and discretionary retail spending. These conditions may affect revenue from sales to 
customers and franchise fees.  The consolidated entity seeks to reduce its exposure to these risks through appropriate business 
diversification, also by closely monitoring both internal and external sources of information that provide insights into any changes in 
demand within the economies in which it operates. 

Increased competition resulting in a decline of retail margin or a loss of market share for 
franchisees in Australia and company-operated stores in overseas markets: 
The integrated retail, franchise, property and digital system, and diverse category mix assists in maintaining the consolidated entity’s 
competitive position.  Market consolidation and/or acquisition may result in further competition and changes to retail margins and 
market share. Franchisees in Australia and company-operated stores in 7 overseas regions operate across a number of categories in 
the strongly performing Home and Lifestyle market. Diversity of category and the ability to identify growth opportunities locally and 
overseas, mitigates the risk from existing and potential competitors. 

Emergence of competitors in new channels: 
The Harvey Norman® Omni Channel Strategy provides customers of franchisees with a diverse, consistent and distinctive Harvey 
Norman® customer experience through a range of channels.  The Harvey Norman® Omni Channel Strategy integrates retail, online, 
mobile, and social channels.   

The online operations of franchisees in Australia and the company-operated online operations overseas continue to grow.  The digital 
platform provides new opportunities for growth and new ways to embrace and engage with customers.  Data analytics are an 
important element of the Harvey Norman® Omni Channel Strategy, and are utilised to improve customer experience. 

The Harvey Norman® Omni Channel Strategy sets the Harvey Norman® brand apart from other online and digital competitors as the 
digital, physical complex and distribution channels are fully integrated, providing customers of franchisees with a multitude of 
engagement options to meet their needs.  The Harvey Norman® Omni Channel Strategy, supported by the retail property portfolio of 
the consolidated entity, makes the Harvey Norman® brand a strong competitor in the market. 

A decline in the commercial property sector leading to softening property asset values, 
falling rental returns and a reduction of future capital returns on property assets: 
With a property portfolio of $2.99 billion, the consolidated entity is exposed to potential reductions in commercial property values.  
The consolidated entity has a selective and prudent acquisition and development strategy and maintains high-quality complexes and 
a solid, dynamic, complementary tenancy mix in order to maximise the profitability of the property segment. 

Counterparty risks of service providers: 
This risk relates to the inability of service providers to meet their obligations, including compliance obligations.  The consolidated 
entity closely monitors and evaluates the performance of external service providers to mitigate counterparty risk. 

Counterparty risk associated with the mining camp accommodation joint ventures: 
Commodity prices are inherently volatile.  The provision of services to the mining industry is dependent on the cycle investment.  The 
consolidated entity has continued its joint ventures with counterparties to provide mining camp accommodation services.  The risk in 
respect of mining camp accommodation joint ventures includes the ability of counterparties to meet financial and other obligations 
under mining camp accommodation joint venture agreements.   

The consolidated entity closely monitors and evaluates the performance of counterparties of the mining camp accommodation joint 
ventures by monitoring compliance with joint venture agreements; adopting a prudent and conservative approach to the review of 
mining camp accommodation cash flows, including future cash flow projections; and ensuring that an adequate level of security is 
maintained for any funds advanced to mining camp accommodation joint ventures.  

Compliance by franchisees with franchise agreements: 
The risk relates to franchisees acting in breach of the terms and conditions of their respective franchise agreements.  The 
consequences of non-compliance may include damage to the brand, fines or other sanctions from regulators, and/or a reduction in 
franchise fees received from franchisees. 

The franchisor continually monitors and evaluates the financial and operating performance of each franchisee to actively assess 
compliance with executed franchise agreements.  Instances of non-compliance are promptly addressed to protect the Harvey 
Norman® brand and/or intellectual property of the franchisor. 

Information Technology (“IT”) security and data security breaches: 
This risk relates to the potential failure in IT security measures resulting in the loss, destruction or theft of customer, supplier, 
financial or other commercially-sensitive information including intellectual property.  This has the potential to adversely affect our 
operating results which would lead to lawsuits, damage the reputation of the Harvey Norman® brand, and/or create other liabilities 
for the consolidated entity. 

There are a number of key controls in place, including an ongoing security improvement program, investment in cyber security 
resources; the implementation, maintenance and supervision of operational policies and contracts intended to preserve the 
confidentiality and integrity of IT systems. The Information Technology environment is subject to regular independent audit and 
review of IT security controls, response plans and incident management practices. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
D IRECTORS ’   RE PORT  
T H E   B O A R D   O F   D I R E C T O R S  

Unless otherwise indicated, all directors (collectively termed “the Board”) held their position as a director throughout the entire 
financial year and up to the date of this report. 

Gerald Harvey 
Executive Chairman 

  Mr. G. Harvey was the co-founder of Harvey Norman Holdings Limited in 1982 with Mr. I.J. Norman.   

Mr. G. Harvey has overall executive responsibility for the strategic direction of the consolidated entity, and in 
particular, property investments.     

Kay Lesley Page 
Executive Director and CEO 

  Ms. Page joined Harvey Norman in 1983 and was appointed a director of Harvey Norman Holdings Limited in 
1987.  Ms. Page became the Chief Executive Officer of the Company in February 1999 and has overall 
executive responsibility for the consolidated entity.   

Ms. Page is a Director of the Trustee of the Sydney Cricket and Sports Ground Trust.  

On 30 July 2018, Ms. Page was appointed as an independent member of the Place Management NSW Board. 

Chris Mentis 
B.Bus., FCA, FGIA, Grad Dip 
App Fin  
Executive Director, CFO & 
Company Secretary 

  Mr. Mentis was appointed a director of Harvey Norman Holdings Limited on 30 August 2007.  Mr. Mentis 
joined Harvey Norman as Financial Controller on 15 December 1997.  On 20 April 2006, he became Chief 
Financial Officer and Company Secretary.   

Mr. Mentis is a Fellow of the Chartered Accountants Australia & New Zealand (CA ANZ) and a Fellow of the 
Governance Institute of Australia, with extensive experience in financial accounting.  Mr. Mentis has overall 
executive responsibility for the accounting and financial matters of the consolidated entity.   

John Evyn Slack-Smith 
Executive Director & COO 

David Matthew Ackery 
Executive Director  

 

  Mr. Slack-Smith was a Harvey Norman® computer franchisee between 1993 and 1999.  Mr. Slack-Smith 
became a director of the Company on 5 February 2001.  Mr. Slack-Smith has overall executive responsibility 
for the operations of the consolidated entity. 

Mr. Slack-Smith was appointed a non-executive director of the Children’s Tumour Foundation of Australia on 
22 July 2019.  

 

  Mr. Ackery was appointed a director of Harvey Norman Holdings Limited on 20 December 2005.  Mr. Ackery 
has overall executive responsibility for the relationship between the consolidated entity and Harvey Norman® 
home appliances, home entertainment and technology franchisees and strategic partners.   

Mr. Ackery finished his tenure as the Chairman of the public company, St. Joseph’s College Foundation 
Limited, on 30 June 2019. 

 

Michael John Harvey 
B.Com 
Non-Executive Director 

  Mr. M. Harvey joined Harvey Norman in 1987, having completed a Bachelor of Commerce degree.  Mr. M. 
Harvey gained extensive experience as a Harvey Norman® franchisee from 1989 to 1994.  Mr. M. Harvey 
became a director of the Company in 1993 and was appointed Managing Director in July 1994.  Mr. M. Harvey 
ceased to be an Executive Director and Managing Director on 30 June 1998.  Since 2013, Mr. M. Harvey has 
been a director of CaraCare Limited, a registered charity.      

Christopher Herbert Brown 
OAM, LL.M, FAICD, CTA  
Non-Executive Director 

  Mr. Brown holds the degree of Master of Laws from the University of Sydney.  Mr. Brown is the senior partner 
in Brown Wright Stein Lawyers.  Brown Wright Stein Lawyers has acted as lawyers for the consolidated entity 
since 1982.  Mr. Brown was appointed a director of the Company in 1987, when it became a listed public 
company.  Mr. Brown is a member of the Audit, Remuneration and Nomination Committees.   

Mr. Brown is the Chairman of Windgap Foundation Limited.  In 2013 he was awarded the Medal of the Order of 
Australia (OAM) for service to the community, particularly to people with disability. 

Kenneth William Gunderson-
Briggs 
B.Bus., FCA, MAICD 
Non-Executive Director 
(Independent) 

  Mr. Gunderson-Briggs was appointed a director of Harvey Norman Holdings Limited on 30 June 2003.  Mr. 
Gunderson-Briggs is a chartered accountant and a registered company auditor.  Mr. Gunderson-Briggs has 
been involved in public practice since 1982 and a partner in a chartered accounting firm since 1990.  Mr. 
Gunderson-Briggs’ qualifications include a Bachelor of Business from the University of Technology, Sydney 
and he is a Fellow of the CA ANZ.  Mr. Gunderson-Briggs was appointed Chairman of the Remuneration 
Committee on 16 December 2015 and is a member of the Audit and Nomination Committees.   

Mr. Gunderson-Briggs is an independent non-executive director of Australian Pharmaceutical Industries 
Limited, a company listed on the ASX.   

Graham Charles Paton 
AM, B.Ec, FCPA, MAICD 
Non-Executive Director 
(Independent) 

Maurice John Craven 
B.Sc, FAICD 
Non-Executive Director 
(Independent) 

  Mr. Paton holds a Bachelor of Economics degree from the University of Sydney.  During his 23 years as a 
partner of an international chartered accounting practice, he was involved in the provision of professional 
services to the retail industry.  He retired from public practice in July 2001.  Mr. Paton is a Fellow and Life 
Member of CPA Australia and was the National President of that professional accounting body in 1993/1994.  
In 2001, Mr. Paton was awarded membership of the General Division of the Order of Australia for his services 
to the accounting profession and for his services to the deaf community through his chairmanship of the 
Shepherd Centre for Deaf Children for the decade to 2001.   

Mr. Paton was appointed a director of Harvey Norman Holdings Limited on 20 June 2005 and was appointed 
the Senior Independent Director on 16 December 2015.  Mr. Paton was appointed Chairman of the Nomination 
Committee on 16 December 2015, Chairman of the Audit Committee on 9 March 2006 and is a member of the 
Remuneration Committee.   

Mr. Paton was an independent non-executive director of Gazal Corporation Limited, and resigned his 
directorship on 14 May 2019. 

  Mr. Craven was appointed a director of Harvey Norman Holdings Limited on 27 March 2019.  Mr. Craven holds 
a Bachelor of Science degree from the University of Melbourne and is a Fellow of the Australian Institute of 
Company Directors.   

Mr. Craven has been actively involved with innovation and growth in technology empowered industries for 
the past 20 years and prior to that was a partner for 25 years with Andersen Consulting.  

Mr. Craven is Chair of Specialisterne Australia and is a member of the Global Board of the Specialisterne 
Foundation, based in Denmark.  He is also a member of the Board of Social Venture Partners Melbourne, a 
philanthropic investment organisation.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

             27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
D IRECTORS ’   RE PORT  
T H E   B O A R D   O F   D I R E C T O R S  

Corporate Governance 

  The board of directors (Board) of Harvey Norman Holdings Limited (the Company) is committed to a high 
standard of corporate governance, and is responsible for establishing, maintaining and monitoring the 
corporate governance framework of the consolidated entity. 

The Board has benchmarked its practices against the ASX Corporate Governance Council's (CGC) published 
guidelines and the CGC corporate governance principles and recommendations (27 March 2014 edition) 
(Principles).  The Board guides and monitors the business and affairs of the Company on behalf of the 
shareholders by whom they are elected and to whom they are accountable. 

The Corporate Governance Statement outlines the Company's corporate governance practices, including 
compliance with the Principles for the year ended 30 June 2019.  The Corporate Governance Statement has 
been approved by the Board.  The full Corporate Governance Statement and further details about corporate 
governance policies adopted by the Company and the Board and committee charters may be accessed via 
the Company's website www.harveynormanholdings.com.au.   

The Board of Directors: 

  Role and Responsibilities 

Roles and Responsibilities  /  
Structure and Composition 

The role and responsibility of the Board is to set and approve the strategy of the Company, to identify 
significant business risks and ensure arrangements are in place in order to manage those risks and review 
the performance of the CEO.  The Board aims to foster a culture of compliance, with an emphasis on ethical 
behaviour, accountability, corporate and individual integrity and respect for others. 

The Board has established guidelines for the composition of the Board and meeting processes. 

The responsibility for implementation of strategy and risk management and operations of the business is 
delegated, by the Board, to the CEO and the executive management team.  The CEO reports to the Board on 
operational issues that include:  

a)  Recommendations on strategic initiatives and developing and implementing corporate strategies; 
b)  Preparation for approval by the Board of budgets and cash flow forecasts and management of operations 

within the financial constraints imposed by the Board; 

c)  Maintenance of effective compliance and risk management frameworks; 
d)  Evaluation of the performance of key executives, including succession and learning and growth activities; 
e)  Achievement of financial and non-financial key performance indicators as set by the Board; and 
f) 

Information to keep the Board and ASX fully informed having regard to continuous disclosure obligations. 

The Company's continuous disclosure policy sets out procedures supporting the Company's compliance with 
its continuous disclosure obligations under the ASX listing rules. The policy is available on the Governance 
page of the website. 

Matters which are specifically reserved for the Board are set out in the Board Charter, which is available on 
the Governance page of the website.  Other functions reserved for the Board include: 

a)  Approving the annual and half-yearly financial reports; 
b)  Approving and monitoring the progress of major capital expenditure, capital management, and acquisitions 

and divestitures;  

c)  Ensuring that any significant risks are identified, assessed, appropriately managed and monitored; and 
d)  Reporting to shareholders. 

Board Structure and Composition 

The relevant factors in determining the suitability of a board member are integrity, business savvy, an owner-
oriented attitude and a deep genuine interest in the business of the consolidated entity.   

In applying these principles to the consolidated entity: 

a)  Business savvy requires a deep understanding of one or more of the sectors of retail, property, franchising 

and digital. 

b) 

Integrity requires a level of fundamental honesty, candour and frankness in dealing with colleagues, 
regulators and other third parties. Integrity necessarily requires a director to bring an open mind and 
independent judgment to the discussion of any matter of concern to the Board. 
c)  An owner orientation or perspective of an owner requires the individual to either have: 

1. 

2. 

"skin in the game" by holding, controlling or benefitting from a significant parcel of shares where the 
financial interests of the director are aligned with the long term beneficial interest of shareholders; or 

a perspective of advising owners of businesses and understanding that wealth generation is derived 
from the building of business interests that create long term sustainable value. 

d)  Directors with an owner orientation retain an open mind to consider diverse views but are not strictly 

beholden to the whims of fashionable thinking and are able to form their own views as to what constitutes 
best practice in corporate governance. 

e) 

Interest in and time to do the job means: 

1. 

2. 

the person has an executive role, meaning that the person's career is based on job performance at 
the company; or 

the individual has a limited number of outside interests (i.e. the person is not a professional non-
executive director),  

but in both cases the individual has an independence of mind and outlook.  

Applying these criteria to the current Board, the Board is satisfied that each Director brings to the Board the 
necessary skills and attributes specified. 

28 

 
 
 
 
 
 
 
 
 
 
 
   
 
 
The Board of Directors: 

Roles and Responsibilities  /  
Structure and Composition 

(continued) 

Income 
S 
atemStatement of Significant Accounting 

D IRECTORS ’   RE PORT  
T H E   B O A R D   O F   D I R E C T O R S  

  Directors of the Company are considered to be independent when they are independent of management and 
free from any business or other relationship that could interfere materially with, or could reasonably be 
perceived to interfere materially with, the exercise of their unfettered and independent judgement. 

A majority of the Board does not consist of independent directors.  The majority of the Board consists of 
executive directors.  The Board recognises the CGC's recommendation that a majority of the Board should 
consist of independent directors. 

The Board believes that each executive director (and each non-executive director who is not independent) is 
able to bring, and does bring quality independent judgement to all relevant issues falling within the scope of 
the role of that director and that the Company, as a whole, benefits from the long-standing experience of 
that director in relation to the operations and business relationships of the Company.  The Board notes that 
while the two independent, non-executive members have each served more than nine years, having regard 
to the totality of the defining characteristics of an independent director and the specific skills and experience 
of these directors, the Board still believes each of them are able to bring quality independent judgement to 
the issues that come before the Board. 

The Board recognises the CGC's recommendation that the Chair should be an independent director.  As 
Chair, Mr Gerald Harvey is not an independent director.  

The Board believes that Mr Gerald Harvey is the most appropriate person to lead the Board as Executive 
Chairman and that he is able to bring, and does bring quality independent judgement to all relevant issues 
falling within the scope of the role of Chairman and that the Company, as a whole, benefits from his long 
standing experience of its operations and business relationships.  

The Company has in place with each Director a written agreement which sets out the terms of their 
appointment. 

Company Secretary 

  Mr. C. Mentis is a chartered accountant and became Company Secretary on 20 April 2006.  Mr. Mentis has 
extensive experience in financial accounting and has been with the consolidated entity since 1997.  Mr. 
Mentis is a Fellow of the Governance Institute of Australia. 

Committee Membership 

  As at the date of this report, the Company had an Audit Committee, a Remuneration Committee and a 
Nomination Committee.  Members acting on the committees of the board during the year were: 

Audit Committee: 

 
 
 

G.C. Paton AM (Chairman) 
C.H. Brown OAM 
K.W. Gunderson-Briggs 

Remuneration Committee: 

 
 
 

K.W. Gunderson-Briggs (Chairman) 
C.H. Brown OAM 
G.C. Paton AM 

Nomination Committee: 

 
 
 

G.C. Paton AM (Chairman) 
C.H. Brown OAM  
K.W. Gunderson-Briggs 

Directors’ Meetings 

DIRECTOR 

G. Harvey 

K.L. Page 

J.E. Slack-Smith 

D.M. Ackery 

C. Mentis 

M.J. Harvey 

C.H. Brown 

K.W. Gunderson-Briggs 

G.C. Paton 

M.J. Craven 

 Attendance 

Full Board 

Audit 

Remuneration 

Nomination 

2 

100% 

2 

8 [8] 

100% 

100% 

88% 

100% 

 88% 

100% 

100% 

100% 

100% 

8 [8] 

8 [8] 

 7 [8] 

8 [8] 

7 [8] 

8 [8] 

8 [8] 

 8 [8] 

 2 [2] 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

10 [10] 

10 [10] 

10 [10] 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

8 [8] 

8 [8] 

8 [8] 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

5 [5] 

5 [5] 

5 [5] 

n/a 

The number of meetings of the Board of Directors and of its Board Committees during the 2019 financial year 
were: 
 
 
 
 

Full Board: 8 
Audit Committee: 10  
Remuneration Committee: 8 
Nomination Committee: 5 

The above table represents the directors’ attendance at meetings of the Board, Audit Committee, 
Remuneration Committee and Nomination Committee.  The number of meetings for which the director was 
eligible to attend is shown in brackets.   

In addition, the executive directors held regular meetings for the purpose of signing various documentation. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            29          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
T H E   B O A R D   O F   D I R E C T O R S  

Directors’ Relevant Interests 

  At the date of this report, the relevant direct and indirect interest of each director in the ordinary shares and 
performance rights instruments of the Company and related bodies corporate are: 

DIRECTOR 

G. Harvey 

K.L. Page 

J.E. Slack-Smith 

D.M. Ackery 

C. Mentis 

M.J. Harvey 

C.H. Brown 

K.W. Gunderson-Briggs 

G.C. Paton 

M.J. Craven 

TOTAL 

Ordinary Shares 

Performance Rights 

369,778,107 

18,610,447 

997,750 

562,908 

1,014,186 

3,149,892 

194,107,477 

9,499 

16,605 

15,925 

190,500 

408,000 

259,000 

259,000 

233,000 

- 

- 

- 

- 

- 

588,262,796 

1,349,500 

Share Options 

  At the date of this report, there was no unissued ordinary shares under options (2018: Nil).     

Performance Rights 

  At the date of this report, there were 1,349,500 performance rights (2018: 1,200,000), being a right to acquire 
ordinary shares in the Company at nil exercise price.  On 30 November 2015, a total of 400,000 performance 
rights under Tranche 1 of the 2016 Long-Term Incentive (LTI) Plan were granted to executive directors 
following Board adoption of the scheme and shareholder approval of the LTI Plan in 2015.  On 28 November 
2016, a total of 400,000 performance rights under Tranche 2 of the 2016 LTI Plan were granted to executive 
directors in accordance with the terms and conditions of the LTI Plan.  On 1 December 2017, a total of 
400,000 performance rights under Tranche 3 of the 2016 LTI Plan were granted to executive directors in 
accordance with the terms and conditions of the LTI Plan.  On 4 December 2018, a total of 549,500 
performance rights under Tranche FY19 of the 2016 LTI Plan were granted to the executive directors 
following shareholder approval of the three new tranches to be granted during FY19, FY20 and FY21 at the 
2018 AGM of the Company.   

On 1 January 2019, 160,000 performance rights representing 40% of Tranche 1 of the 2016 LTI Plan had 
lapsed and will never be exercisable by the participants.  On 1 March 2019, 112,500 performance rights under 
Tranche 1 of the 2016 LTI Plan were exercised.  On 8 March 2019, 45,000 performance rights under Tranche 1 
of the 2016 LTI Plan were exercised.  On 11 March 2019, 45,000 performance rights under Tranche 1 of the 
2016 LTI Plan were exercised.  On 21 March 2019, 37,500 performance rights under Tranche 1 of the 2016 LTI 
Plan were exercised reducing performance rights under Tranche 1 of the 2016 LTI Plan to nil.  

CEO and CFO Certification 

  The CEO and CFO have provided written statements to the Board in  accordance with section 295A of the 
Corporations Act 2001 and have also certified to the  Board in relation to the year ended 30 June 2019, that: 

a) 

Their view provided on the Company’s financial report is founded on a sound system of risk management 
and internal compliance and control which implements the financial policies adopted by the Board; and 
b)  The Company’s risk management and internal compliance and control system is operating effectively in all 

material respects. 

The Board agrees with the views of the ASX on this matter and notes that due to its nature, internal control 
assurance from the CEO and CFO can only be reasonable rather than absolute.  This is due to factors such as 
the need for judgement, the use of testing on a sample basis, the inherent limitations in internal control and 
because much of the evidence available is persuasive rather than conclusive. CEO and CFO control 
assurance is not, and cannot, be designed to detect all weaknesses in control procedures. 

In order to mitigate this risk, internal control questions are required to be answered and completed by the 
key management personnel of all significant business units, including finance managers, in support of the 
written statements of the CEO and CFO. 

Dividends 

  The directors recommend a fully franked final dividend of 21.0 cents per share to be paid on 1 November 
2019 (total dividend, fully franked - $247,744,684).  The following fully franked dividends of the Company 
have also been paid, declared or recommended since the end of the preceding financial year: 

Payment Date 

Amount 

2018 final fully-franked dividend 

2 November 2018 

2019 interim fully-franked dividend 

1 May 2019 

$200,554,004 

$141,568,391 

The total dividend in respect of the year ended 30 June 2019 of 33.0 cents per share represents 96.77% 
(2018: 89.05%) of profit after tax and non-controlling interests, as set out on page 61 of the financial 
statements.     

Excluding the non-cash net property revaluation increments, the total dividend in respect of the year ended 
30 June 2019 of 33.0 cents per share represents 110.26% (2018: 98.54%) of profit after tax and non-
controlling interests, as set out on page 61 of the financial statements. 

The Dividend Policy of the Company is to pay such dividends as do not compromise the capability of the 
Company to execute strategic objectives. 

30 

 
 
 
 
 
 
 
 
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
   
 
 
 
 
 
   
 
 
 
   
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T  

Letter from the Chairman of the Remuneration Committee 

Dear Shareholders 

The consolidated entity has delivered another solid result with the 2019 financial year achieving a profit before tax of $574.56 million, 
an increase of 8.4% on the 2018 financial year of $530.17 million.  The reported net profit after tax and non-controlling interests for 
the 2019 financial year of $402.32 million was up 7.2% on the $375.38 million for the 2018 financial year.    

The consolidated entity delivered a strong increase of 8.8% in the net asset base for shareholders to $3.20 billion as at 30 June 2019. 
The profit before tax (PBT) return on net assets was 18% for the 2019 year compared to 18.05% for 2018.  

Each of the executive directors have a significant shareholding in the Company, each in excess of their respective total fixed 
remuneration, which provides alignment of the executive management with that of shareholders. The directors and other members 
of the key management personnel team are committed to growing the business and creating long-term sustainable value for all 
stakeholders of the consolidated entity. 

Changes to Remuneration 
Changes to the Framework 
At the 2018 AGM held on 27 November 2018, the Company received a vote of 50.63% of eligible votes against the 2018 Remuneration 
report.   

The consolidated entity recognises the critical connection between conduct and reward.  The assessment of conduct is informed by 
the fundamental principles of: 

 
 
 
 
 

obey the law 
do not mislead or deceive 
act fairly 
provide goods and services that are fit for purpose 
delivery goods and services with reasonable care and skill 

The following changes were made to the remuneration framework for executive directors: 
 

The evaluation of the performance of each executive director has been undertaken by means of an individual executive director 
assessment with satisfactory performance required to qualify for the short term incentive pool; 
Earnings per share adjusted for the after tax effect of property increments and decrements (AEPS) is the measure used for the 
achievement of the financial conditions for the short term incentive (STI), replacing return on net assets (RONA); 
STI’s will only be provided in the form of cash performance incentives if the executive director has a benchmark level of shares 
held in the Company equating to their individual level of fixed remuneration, otherwise the incentives will be provided as shares; 
and 
The STI pool can be increased if the financial performance conditions for the short term incentives are over-achieved to the 
maximum extent of 120%, otherwise the pool remained the same as the 2018 pool. 

 

 

 

The quantum of the performance rights awarded in accordance with the 2016 LTI Plan as approved by shareholders at the 2018 AGM 
was determined as a proportion of the fixed remuneration of each executive director using the 10-day volume weighted average 
price (VWAP) of the Company following the announcement of the 2018 result of the Company, basing the award on market value.    

The Board continued to review the executive remuneration structure to ensure it continues to drive shareholder value and to attract 
and retain the talent needed to achieve its strategic objectives.  The framework for the executive remuneration structure remained 
similar to that which was in place for the 2018 financial year in respect of the following: 
 

Benchmarked fixed remuneration - Independent remuneration consultants i.e. Guerdon Associates, provided remuneration 
benchmark information for consideration and analysis in respect of the level of executive director remuneration, including fixed 
remuneration, and the long term incentives framework;  
At risk STI subject to a balanced scorecard of measures relevant to the given financial year; 
Entry at the base level of financial achievement in respect of the STI is required before the non-financial performance conditions 
became activated;   
At risk long term incentives (LTI) in the form of performance rights as issued under the terms of the 2016 LTI Plan;   
The use of RONA as the measure of financial performance for LTI capturing the effect of all impairments; and write-downs, apart 
from property revaluation increments and decrements.  

 
 

 
 

The proportion of the “at-risk” STI remuneration opportunity for the Executive Directors, excluding the Chairman, increased from 
between 6% to 8% for the 2019 financial year.   

Changes to the 2019 STI Plan 
The Board adopted a STI Plan for Executive Directors relevant to the desired outcomes of the 2019 financial year.  The STI Plan is 
subject to both financial conditions, calculated exclusively using Earnings per Share adjusted for the after tax effect of property 
increments and decrements (AEPS) as to a 50% weighting, and non-financial conditions as to 50% weighting.  The minimum financial 
performance conditions (i.e. entry-level achievement) must be achieved prior to the activation of the non-financial performance 
conditions.   

With respect to the 2019 STI Plan, the minimum financial performance conditions (entry-level to the 2019 STI Plan) was set at 28 
cents AEPS, the 100% achievement level at 33 cents AEPS, with a maximum over-achievement level of 120% at 37 cents AEPS.  The 
100% achievement equated to an 8.26% increase on the equivalent 100% AEPS achievement level for the 2018 year of 30.48 cents. 
Achievement between the 50% and 100% targets and the 100% to the 120% targets is set on a straight line basis. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

             31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T  

Letter from the Chairman of the Remuneration Committee (continued) 

In respect of the 2019 STI, each participating Executive Director was subject to an additional non-financial performance condition in 
the form of a Participant Performance Review which: 
  Measured the extent of the proper performance and discharge of the executive responsibilities and accountabilities of that 

Individual Participant Executive Director;  

  Measured the extent of the proper performance and discharge of the duties of that Individual Participant Executive Director, as 

an officer and director of the Company. 

Remuneration Outcomes 

The achievements of the 2019 financial year are reflected in the remuneration outcomes.   
1) 

Executive Directors achieved 90.61% of their 2019 Short Term Incentive (STI) targets for performance against a balanced 
scorecard of measures, as compared to 81.26% for the 2018 financial year. 

 
 

 

 

In respect of the financial performance conditions the AEPS of 31.69 cents represented an achievement of 86.90%. 
The non-financial performance conditions were achieved to the extent of 94.32% compared to 77.52% in the previous 
financial year.  
This resulted in the recognition of an aggregated STI expense of $2,537,080 for the 2019 financial year in respect of the 
2019 STI Plan as compared to $2,275,280 for the 2018 financial year. 
The total 2019 STI achievement was $261,800, or 11.5%, higher than the 2018 STI achievement recognised in the 2018 
financial year.   

2)  Return on Net Assets (RONA) of 17.32% for the year resulted in the following: 

 

 
 

Tranche 2 of the 2016 LTI Plan, granted on 28 November 2016 being reassessed for vesting, remaining unchanged at 
60%; 
Tranche 3 of the 2016 LTI Plan, granted on 1 December 2017 being reassessed for vesting, remaining unchanged at 40%; 
Tranche FY19 of the 2016 LTI Plan, granted on 4 December 2018 was assessed for probable vesting at 40%. 

3)  The total at risk compensation expense for the 2019 financial year was $499,721 or 13.3% less than the expense in the 2018 

financial year due to the lower level of payment and assessed vesting under the LTI awards.   

4)  The total “take-home” pay for directors was $2,380,245 or 19.1% less than the 2018 financial year, due to the payout of long-

term performance cash incentives relating to previous financial periods during FY2018. 

5)  Tranche 1 of the 2016 LTI Plan, granted on 30 November 2015 and subject to performance over the 2016, 2017 and 2018 

financial years vested as to 60% with effect from 1 January 2019.  All vested performance rights have been exercised.  

6)  The Executive Directors continued to be employed throughout the year. 

The Board is confident that the remuneration policies support the financial and strategic goals of the consolidated entity.   

On behalf of the Board, I invite you to review the full report and thank you for your continued interest.   

Yours sincerely  

K.W GUNDERSON-BRIGGS 
Remuneration Committee Chairman 

Contents of the 2019 Remuneration Report 

This remuneration report for the year ended 30 June 2019 outlines the remuneration arrangements of the consolidated entity in 
accordance with the requirements of the Corporations Act 2001 (Cth), as amended,  (the “Act”) and its regulations.  This information 
has been audited as required by section 308(3C) of the Act. 

Introduction 

Executive contractual arrangements 

The remuneration report is presented under the following sections: 
1. 
2.  Remuneration principles and strategy 
3.  Remuneration governance 
4.  Remuneration mix - target 
5.  Details of short-term and long-term incentive plans 
6.  Performance and executive remuneration outcomes in FY19 
7. 
8.  Non-executive director remuneration arrangements 
9.  Relationship between remuneration and the performance of the Company  
10.  Compensation of key management personnel  
11.  Additional disclosures relating to options, performance rights and shares 
12. 
13.  Other matters for disclosure  
14.  Loans to key management personnel  and their related parties 
15.  Other transactions and balances with key management personnel and their related parties 

‘Take-Home Pay’ for key management personnel Directors of the Company 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

1.  Introduction 

The remuneration report details the remuneration arrangements for key management personnel (“KMP”) who are defined as those 
persons having authority and responsibility for planning, directing and controlling the major activities of the consolidated entity, 
directly or indirectly, including any director (whether executive or otherwise) of the consolidated entity. 

Income 
S 
atemStatement of Significant Accounting 

Details of KMP of the Company and consolidated entity during the 2019 financial year are set out below.  Unless otherwise indicated, 
the individuals were KMP for the entire financial year.  For the purposes of this report, the term "executive" includes the chief 
executive officer (“CEO”), executive directors and senior executives of the consolidated entity.   

Key Management Personnel  

  Position 

Executive Directors 

Gerald Harvey 

Kay Lesley Page 

  Executive Chairman 

  Executive Director & Chief Executive Officer 

John Evyn Slack-Smith 

  Executive Director & Chief Operating Officer 

David Matthew Ackery 

  Executive Director 

Term as KMP 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Chris Mentis 

  Executive Director, Chief Financial Officer & Company Secretary 

Full financial year 

Non-Executive Directors 

Christopher Herbert Brown OAM 

  Non-Executive Director 

Michael John Harvey 

  Non-Executive Director 

Kenneth William Gunderson-Briggs 

  Non-Executive Director (Independent) 

Graham Charles Paton AM 

  Non-Executive Director (Independent) 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Maurice John Craven 

  Non-Executive Director (Independent) 

Appointed 27 March 2019 

Senior Executives 

Martin Anderson 

  General Manager – Advertising 

Thomas James Scott 

  General Manager – Property  

Gordon Ian Dingwall 

  Chief Information Officer 

Full financial year 

Full financial year 

Full financial year 

Frank Robinson 

Lachlan Roach 

Ajay Calpakam 

  General Manager – Technology & Entertainment 

Full financial year 

  General Manager – Home Appliances 

  General Manager – Audio Visual 

Full financial year 

Full financial year 

2. Remuneration Principles and Strategy 

The executive remuneration strategy of the consolidated entity in 2019 is designed to attract, motivate and retain high performing 
individuals and align the interests of executives with shareholders.  The relevant factors in determining the suitability of a board 
member, including the executive directors, are integrity, business savvy, an owner-oriented attitude and a deep genuine interest in 
the business of the consolidated entity.   

In applying these principles to the consolidated entity: 
a)  Business savvy requires a deep understanding of one or more of the sectors of retail, property, franchising and digital. 
b) 

Integrity requires a level of fundamental honesty, candour and frankness in dealing with colleagues, regulators and other third 
parties. Integrity necessarily requires a director to bring an open mind and independent judgment to the discussion of any matter 
of concern to the Board. 

c)  An owner orientation or perspective of an owner requires the individual to either have: 

i. 

ii. 

"skin in the game" by holding, controlling or benefitting from a significant parcel of shares where the financial 
interests of the director are aligned with the long term beneficial interest of shareholders; or 

a perspective of advising owners of businesses and understanding that wealth generation is derived from the 
building of business interests that create long term sustainable value. 

d)  Directors with an owner orientation retain an open mind to consider diverse views but are not strictly beholden to the whims of 

fashionable thinking and are able to form their own views as to what constitutes best practice in corporate governance. 

e) 

Interest in and time to do the job means: 

i. 

ii. 

the person has an executive role, meaning that the person's career is based on job performance at the company; 
or 

the individual has a limited number of outside interests (i.e. the person is not a professional non-executive 
director),  

In both cases, the individual has an independence of mind and outlook. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            33          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   ( A U D I T E D)  

2. Remuneration Principles and Strategy (continued) 

Applying these criteria to the current Board, the Board is satisfied that each director, including the executive directors, bring to the 
Board the necessary skills and attributes specified. 

The following table illustrates how the remuneration strategy of the consolidated entity in 2019 aligns with the strategic direction and 
links remuneration outcomes to performance.   

Objective of the consolidated entity in 2019 

To be recognised as a leader in the sectors in which the consolidated entity 
operates and build long-term sustainable value for shareholders 

Remuneration strategy linkages to 
objectives of the consolidated entity in 
2019 

  Align the interests of executives 
with shareholders 

The remuneration framework 
incorporates “at risk” 
components, through STI and 
LTI plans 

Short-term performance is assessed against 
a suite of financial and non-financial 
measures relevant to the success of the 
consolidated entity in 2019 and generating 
returns for shareholders 

  Long-term performance is 
assessed against financial 
performance conditions 
calculated exclusively in respect 
of RONA 

Attract, motivate and retain 
high performing individuals 

Longer-term remuneration 
encourages retention and 
multi-year performance 
focus 

The remuneration offering is competitive for 
companies of a similar sector, size and 
complexity 

Component 

  Vehicle 

Purpose 

Link to Performance 

Fixed Remuneration 

Short-Term Incentive (STI) 

  Comprises base salary, 
superannuation contributions 
and other benefits 

To provide competitive fixed 
remuneration set with 
reference to role, market and 
experience 

Consolidated entity and individual 
performance are considered during the 
annual remuneration review 

  Paid as cash as performance 
cash incentive (PCI), subject to 
minimum shareholding of 
individual Executive Directors.   

Rewards executives for their 
contribution to achievement 
of consolidated entity 
outcomes 

(a)  There is no STI award for an Executive 
Director unless the Executive Director 
satisfies the Participant Performance Review 
in terms of the Individual Executive Director 
Assessment Report.  

(b)  There is no STI award unless the Entry 
Level financial condition is achieved.  

(c)  The STI pool in respect of 100% 
achievement level is subject to performance 
criteria as to: 

(1)  50% subject to financial conditions, with 
the financial conditions based on Adjusted 
Earnings per Share (AEPS);  

(2)  50% subject to non-financial conditions.  

(d)  Financial achievement calculated over the 
100% achievement level is subject to financial 
conditions only. 

 (e)  Executive directors are to hold shares to 
the value equating to the level of fixed 
remuneration for that Executive Director at 
the end of the given financial year. 

(f)  If shares held are less than the benchmark, 
benefits are to be provided in the form of 
shares.   

Where Adjusted Earnings per Share 
(AEPS) means the fraction 

Long-Term Incentive (LTI) 

  Annual Net Profit After Tax (APAT) excluding the after-tax effect of property revaluation increments or decrements 

Number of Shares on issue at the beginning of the financial year 

  Awards under the LTI Plan are 
granted in the form of 
performance rights, being a right 
to acquire one ordinary share in 
the Company at nil exercise 
price 

Rewards executives for their 
contribution to the financial 
performance of the 
consolidated entity and the 
effective utilisation of net 
assets to generate wealth for 
shareholders 

Vesting of LTI performance rights is 
conditional upon achievement, in aggregate, 
of Minimum RONA over the 2019, 2020 and 
2021 financial years of 16% (for 20% vesting) 
with full vesting (i.e. 100%) achieved at 20% 
RONA 

Where Return on Net Assets (RONA) 
means the fraction 

APBT (annual net profit before income tax excluding property revaluation increments or decrements) 

Net Assets (excluding non-controlling interests) at the close of the preceding financial year 

3. Remuneration Governance  

Remuneration Committee 

The remuneration committee is responsible for making recommendations to the Board on the remuneration arrangements for 
executive directors and non-executive directors (“NEDs”). 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

3. Remuneration Governance (continued) 

The remuneration committee assesses the appropriateness of the nature and amount of remuneration of NEDs and executives on a 
periodic basis by reference to relevant employment market conditions, with the overall objective of ensuring maximum stakeholder 
benefit from the retention of a high performing director and executive team.  Independent remuneration consultants, Guerdon 
Associates, provided remuneration benchmark information for consideration and analysis in respect of the level of executive director 
remuneration, including fixed remuneration, and the long-term incentives framework during the 2019 financial year. 

Income 
S 
atemStatement of Significant Accounting 

The remuneration committee comprises three NEDs, two of whom are independent NEDs.  Further information on the committee’s 
role, responsibilities and membership is located on the website: www.harveynormanholdings.com.au. 

Remuneration Approval Process 

The Board approves the remuneration arrangements of the chief executive officer (“CEO”) and executives and all awards made under 
the long-term incentive plans of the Company, following recommendations from, and certain determinations by, the remuneration 
committee. The Board sets the aggregate remuneration of NEDs, subject to shareholder approval. 

The remuneration committee approves, having regard to the recommendations made by the CEO, the level of the short term 
incentive (“STI”) pool for executive directors. 

No director participated in deliberations about, or decisions, in respect of the remuneration of that director. 

No executive director was present at any meeting of directors which considered any long term incentive plan or short term incentive 
plan of the Company, and no executive director voted on those matters. 

4.  Remuneration Mix - Target 

For the 2019 financial year, the executive remuneration framework comprised fixed remuneration, STI and LTI as outlined below.   

The consolidated entity aims to reward executives with a level and mix of remuneration appropriate to their position and 
responsibilities, while being market competitive.   

The policy of the consolidated entity is to position fixed remuneration around the median of comparator groups.  Target total 
remuneration is intended to provide the opportunity to earn top quartile rewards for outstanding performance.   

During the 2019 financial year, remuneration benchmarking was undertaken with reference to both sector peers and comparator 
groups comprising companies of a similar financial size.   

Remuneration levels are considered annually through a remuneration review which considers market data and the performance of 
the consolidated entity and individual.   

The following summarises the target remuneration mix of the executives.   

Fixed remuneration 

Target STI 

Target LTI 

CEO 

Executive Chairman 

57% 

26% 

78% 

17% 

22% 

Other Executive Directors 

49%-51% 

34%-36% 

15% 

5.  Details of Short-Term and Long-Term Incentive Plans 

The extent to which the financial condition and non-financial conditions are satisfied is documented in a Performance Report and an 
Internal Audit Report, for consideration by the Remuneration Committee in accordance with the terms and conditions of the short-
term and long-term incentive plans.  The Performance Report is a report prepared for, and on behalf of, the CEO addressing whether 
each weighted non-financial condition has been satisfied or, where relevant, the extent (expressed as a percentage) to which each 
weighted non-financial condition has been satisfied.   The Internal Audit Report is a report prepared by the Chief Internal Auditor of 
the Company, which is an objective appraisal of the Performance Report and documents the findings of the audit of the Performance 
Report.  

2019 STI Plan  

The consolidated entity operates an annual STI program available to executive directors and awards a performance cash incentive 
(PCI), or equity, subject to the achievement of clearly defined measures, targets, initiatives and conditions. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            35          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   ( A U D I T E D)  

5. Details of Short-Term and Long-Term Incentive Plans (continued) 

2019 STI Plan 

Who participates? 

How is the STI delivered? 

When is the STI paid? 

What is the 2019 STI opportunity? 

What are the STI performance conditions for FY2019? 

  Executive directors 

  STI awards, in the form of a cash bonus or performance cash incentive (PCI) or equity (subject to the 

below criteria), have been made annually to executive directors in order to align remuneration with the 
achievement of a number of performance measures, targets and initiatives covering both financial and 
non-financial, corporate and individual measures of performance. 

Executive directors are to hold shares in the Company to the value equating to the level of fixed 
remuneration for that Executive Director at the end of the given financial year (the Benchmark 
Shareholding Level), with any STI paid in equity or cash subject to the following: 

(a) 

(b) 

If the Executive Director is under the Benchmark Shareholding Level, the STI reward will be 
paid in equity, subject to shareholder approval and compliance with the ASX Listing Rules, 
to the value that increases the holding of the Executive Director to the Benchmark 
Shareholding Level, with any remaining balance of the STI reward paid in cash. 
If the Executive Director is over the Benchmark Shareholding Level, the STI reward will be 
paid in cash.   

  The payment of the 2019 STI Plan PCI to an executive under the 2019 STI Plan is to be made on 27 
September 2019, or as soon as reasonably practicable after that date, subject to the satisfaction of 
2019 STI Plan Performance Conditions and 2019 STI Plan Service Conditions. 

  Executive directors, excluding the Executive Chairman, have a target STI opportunity of between 46% 
to 76% of fixed remuneration.  The target STI opportunity is set at a level so as to provide sufficient 
incentive to executive directors to achieve the operational targets and such that the cost to the 
consolidated entity is reasonable in the circumstances.  

For the year ended 30 June 2019, the 100% STI Opportunity Pool of the 2019 STI Plan PCI, potentially 
payable, was $2,800,000 as follows: 

(i) 
(ii) 
(iii) 
(iv) 
(v) 

in respect of Gerald Harvey, nil; 
in respect of Kay Lesley Page, $800,000; 
in respect of John Evyn Slack-Smith, $700,000; 
in respect of David Matthew Ackery, $700,000; and 
in respect of Chris Mentis, $600,000. 

The maximum pool for allocation at 120% Over-Achievement Level was $3,360,000 in aggregate.   

  Actual STI payments awarded to each executive depend on the extent to which specific measures, 
targets, initiatives and conditions for the 2019 financial year (“STI Targets”) were met.  STI Targets 
cover financial and non-financial measures of performance.   

There is no STI award for an Executive Director unless the Executive Director satisfies the Participant 
Performance Review in terms of the Individual Executive Director Assessment Report.  

There is no STI award unless the Entry Level financial condition is achieved.  

The primary weighting of the 2019 STI Plan Performance Conditions are as follows: 

(a) 
(b) 

as to 50% - the Financial Condition; and 
as to 50% - the Non-Financial Conditions 

  (a)    50% Financial Condition 

(b)     50% Non-Financial Conditions 

The Non-Financial Conditions are assessed in 
respect of the year ended 30 June 2019 and 
include the following non-financial measures in: 

  Customer experience (10%); 
 
Improve productivity (10%); 
  Company-operated store expansion 

strategy (20%); and 

  Franchisee learning, development and 

growth (10%). 

  AEPS [Aggregate APAT  Number of Shares] as 
defined in Section 2 above was selected as the 
STI performance measure as it: 

 

indicates the level of after tax profit 
generated on a per share basis; and  
  provides a basis for comparing growth in 

profitability year-on-year   

The Financial Condition is calculated in respect 
of the year ended 30 June 2019 and will be 
achieved at the following levels: 

  Entry Level at 28 cents AEPS, equating to 
50% entitlement to the STI pool (50% 
opportunity pool = $1.40 million);  
100% Level at 33 cents AEPS, equating to 
100% entitlement to the STI pool (100% 
opportunity pool; = $2.80 million);  

 

  Straight-line sliding scale between Entry 

 

Level and 100% Level; 
120% Over-Achievement Level at 37 cents 
AEPS, equating to 120% entitlement to the 
STI pool (120% opportunity pool = $3.36 
million); 

  Straight-line sliding scale for achievement 

between 100% and 120% Level.   

How is performance assessed? 

  In respect of the 2019 STI, each participating Executive Director will be subject to an additional non-

financial performance condition in the form of a Participant Performance Review which would: 

  Measure the extent of the proper performance and discharge of the executive responsibilities 

and accountabilities of that Individual Participant Executive Director;  

  Measure the extent of the proper performance and discharge of the duties of that Individual 

Participant Executive Director, as an officer and director of the Company. 

To determine whether an individual is eligible for the 2019 STI, the following process is undertaken: 

36 

 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
 
   
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

5. Details of Short-Term and Long-Term Incentive Plans (continued) 

How is performance assessed? (continued) 

Income 
S 
atemStatement of Significant Accounting 

  A Report by the CEO in respect to which each Individual Participant Executive Director has 

satisfied the Participant Performance Review in the form of an Individual Executive Director 
Assessment Report.  In respect of the assessment of the CEO, the Chairman of the Remuneration 
Committee shall undertake the report and assessment in respect of the CEO. 

  An objective appraisal by the Internal Auditor of the process and conclusions reached in the 
Individual Executive Director Assessment Reports, to be provided to the Remuneration 
Committee promptly after 30 June 2019. 

In the event of a satisfactory Participant Performance Review, and after consideration of reports and 
performance against STI Targets, the remuneration committee makes a final determination of the 
amount of STI to be paid to the CEO and other executive directors.   

The extent to which the financial conditions and non-financial conditions are satisfied will be 
documented in the Performance Report and an Internal Audit Report, for consideration by the 
Remuneration Committee in accordance with the terms and conditions of the 2019 STI Plan. 

The Remuneration Committee (acting on behalf of the Company) may at any time, in its absolute 
discretion, decrease the amount of the STI which is, or may become, payable to an executive under the 
2019 STI Plan by serving a written notice to the relevant executive at any time before the payment 
date. 

Details of the 2019 STI Targets and levels of achievement in the 2019 financial year are set out in pages 
39 to 41 of this report. 

What happens if an executive leaves? 

  For "Bad Leavers" (defined by the Company as resignation or termination for cause), any STI is 

forfeited, unless otherwise determined by the Board.  For any other reason, the Board has discretion to 
award STI on a pro-rated basis taking into account time and the current level of performance against 
performance hurdles. 

Tranche FY19 of the 2016 LTI Plan 

  LTI grants are made annually to executive directors in order to align remuneration with the creation of 

sustainable shareholder value over the long-term.  

Who participates? 

  Executive directors which have an impact on the performance of the consolidated entity against the 

relevant long-term performance measures.   

How is the LTI delivered? 

What is the LTI opportunity? 

  Shareholders at the AGM held on 24 November 2015 approved the terms and conditions of the 2016 LTI 
Plan that permitted the grant of performance rights to executive directors, being a right to acquire one 
ordinary share in the Company at nil exercise price, in three separate tranches in the 2016, 2017 and 
2018 financial years.   

Shareholders at the AGM held on 27 November 2018, permitted the grant of a further three separate 
tranches of performance rights to executive directors in the 2019, 2020 and 2021 financial years, 
subject to the terms and conditions of the 2016 LTI Plan.   

Executive 

G. Harvey  

K.L Page 

J.E. Slack-Smith  

D.M. Ackery 

C. Mentis 

Tranche FY19 
Exercisable 
between 1 January 
2022 and 30 June 
2024 

Tranche FY20 
Exercisable 
between 1 January 
2023 and 30 June 
2025 

Tranche FY21 
Exercisable 
between 1 January 
2024 and 30 June 
2026 

65,500 

183,000 

109,000 

109,000 

83,000 

549,500 

65,500 

183,000 

109,000 

109,000 

83,000 

549,500 

65,500 

183,000 

109,000 

109,000 

83,000 

549,500 

  A performance right is the right to acquire one ordinary share in the Company at nil exercise price.  No 
amount is payable in respect of the grant of a performance right.  If exercised, each performance right 
will be converted into one ordinary share in the Company. 

Executive directors have a target LTI opportunity of between 29% to 30% of fixed remuneration.   

A total of 549,500 performance rights under Tranche FY19 of the 2016 LTI Plan were granted to 
executive directors on 4 December 2018.    

The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at 
grant date with a fair value of $2.59 per entitlement share granted under Tranche FY19 on 4 December 
2018, based on a share price of $3.21.  The fair value was derived from a discounted cash flow 
technique where the value of the performance right is the face value of the share at grant date less the 
present value of the dividends expected to be paid on the share but not received by the holder during 
the vesting period.  Subject to the satisfaction of the financial performance condition (calculated 
exclusively based on RONA) and service conditions of the 2016 LTI Plan, the total fair value of Tranche 
FY19 performance rights amounted to $1,423,205 in aggregate. 

  Tranche FY19 

  Grant date 

Vesting date 

First exercise date 

Last exercise date 

Key Dates 

4 December 2018 

31 December 2021 

1 January 2022 

30 June 2024 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            37          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   ( A U D I T E D)  

5. Details of Short-Term and Long-Term Incentive Plans (continued) 

What are the performance conditions for Tranche 
FY19 of the 2016 LTI Plan? 

  Performance conditions are deemed to be an essential component of all variable reward entitlements.  

The proposed allocation of performance rights will be subject to service conditions and financial 
performance conditions.  The Board (after consideration of the recommendations of the Remuneration 
Committee), may, in its discretion, impose additional non-financial performance conditions which must 
be satisfied as a condition of exercise of any performance rights by the Grantee.   

  100% Financial Condition 

(vi) 

  With the exception of the service condition, the Board has resolved that the conditions in respect of the 

achievement of Tranche FY19 of the 2016 LTI Plan will be all financial, based exclusively on RONA, 
where Tranche FY19 RONA means the fraction:   

Tranche FY19 Aggregate APBT  Tranche FY19 Aggregate Net Assets, expressed as a percentage.  

Where: 

Tranche FY19 Financial Years means the financial years ending 30 June 2019, 2020 and 2021; 

Tranche FY19 Aggregate APBT means the aggregate amounts of the annual net profit before income 
tax of the consolidated entity for each of the Tranche FY19 Financial Years, but excluding amounts 
accounted for in the financial statements of the consolidated entity for increments or decrements 
arising from the revaluation of land or buildings in the Tranche FY19 Financial Years; 

Tranche FY19 Aggregate Net Assets means the amounts of the net assets of the consolidated entity, 
excluding non-controlling interests, as at each of 30 June 2018, 2019 and 2020 as described in the 
annual report of the consolidated entity in respect of each of the Tranche FY19 Financial Years. 

  Full vesting of the Tranche FY19 performance rights is conditional upon achievement, of Tranche 

FY19 RONA of at least 20%, with a lesser vesting as set out in the table below: 

  Tranche FY19 RONA Achieved 

  Less than 16% 

16% 

17% 

18% 

19% 

20% 

Tranche FY19 % of Performance Rights that will 
become exercisable  

Nil 

20% 

40% 

60% 

80% 

100% 

What are the service conditions of Tranche FY19 of  
the 2016 LTI Plan? 

  The service condition in respect of Performance Rights of a Participant under each Tranche will be 

deemed to be satisfied if at the time of exercise of the Performance Rights: 

How will the 2016 LTI Plan be administered? 

(a) 

(b) 
(c) 

the Participant has not resigned or provided notice of resignation of employment from the 
Company, except in order to retire from the workforce; 
the Company has not terminated the employment of the Participant for cause; and 
the Board has not determined that the Performance Rights should lapse as a result of any 
fraud, gross misconduct or conduct of the Participant which brings the Company into 
disrepute. 

  The LTI Plan will be administered by the Board.  The Board has the right (after consideration of any 
recommendations of the Remuneration Committee), and subject to the Listing Rules and applicable 
legal requirements, to: 

  make all determinations required under the LTI Plan; and 
  waive or modify the application of all or any service conditions, non-financial terms and 

conditions of the LTI Plan and performance rights granted under the LTI Plan as the Board 
considers appropriate. 

How is performance assessed? 

  Level of satisfaction of LTI Plan conditions is monitored by the Remuneration Committee, with 

assistance from Internal Audit, each year, with the vesting outcomes ultimately determined at the end 
of the three year performance period.   

The LTI award for each of the financial years will be measured over a three year period, with Tranche 
FY19 of the 2016 LTI Plan measured over the period for financial years ending 30 June 2019, 30 June 
2020 and 30 June 2021. 

When does the LTI vest? 

  Performance rights granted under Tranche FY19 of the 2016 LTI Plan will vest on 31 December 2021, 

subject to meeting the financial performance conditions in the 2019, 2020 and 2021 financial years and 
service conditions, and will be capable of exercise between 1 January 2022 and 30 June 2024.  

How are potential LTI awards treated on termination? 

  In general, where a participant resigns or is terminated for cause before a performance right vests, all 

How are potential LTI awards treated if a change of 
control occurs? 

unvested performance rights will lapse.  The Board (after consideration of the recommendations of the 
Remuneration Committee of the Board), has discretion to determine the treatment of any unvested 
performance rights where a participant ceases employment in “good leaver” circumstances (such as by 
reason of death, disability or otherwise in circumstances approved by the Board). 

In the event of fraud, dishonesty or breach of obligations, the Board may make a determination, 
including lapsing an award of performance rights, to ensure no unfair benefit is obtained by a 
participant.   

  In the event of a takeover, scheme of arrangement or other transaction which may result in a person 
becoming entitled to exercise control over the Company, the Board has a discretion to determine 
whether any unvested performance rights should vest, lapse or become subject to different 
performance conditions, or whether any resulting shares that are subject to a restriction period, should 
become unrestricted. 

Are executives eligible for dividends? 

  Performance rights will not carry any voting or dividend rights.  Performance rights are non-

transferable except in limited circumstances or with the consent of the Board.  If exercised, each 
performance right will be converted into one ordinary share in the Company.  Executives will then be 
entitled to dividends on those ordinary shares after conversion.   

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

6.  Performance and Executive Remuneration Outcomes in 
FY19 

6A. Actual Remuneration Earned by Key Management Personnel (KMP) in FY19 

Income 
S 
atemStatement of Significant Accounting 

The compensation expensed in respect of KMP in FY19 is set out in Table 1 (for Directors) and Table 2 (for Senior Executives) on 
pages 47 and 48 of this report.  This provides shareholders with a view of the remuneration earned by KMP for performance in the 
2019 financial year and the value of any LTIs expensed during the financial year.   

The ‘take-home pay’ for KMP Directors of the Board of the Company, representing the benefits paid to each Director during the year 
ended 30 June 2019, or as soon as practicable after that date, is set out in Section 12 of the Remuneration Report on page 52.  

6B. Fixed Remuneration  

Executive contracts of employment do not include any guaranteed base pay increases.  The fixed remuneration of executive 
directors is reviewed annually by the remuneration committee.  The process consists of a review of Company, business unit and 
individual performance, relevant comparative remuneration internally and externally and, where appropriate, external advice 
independent of management.   

The fixed component of the remuneration of executive directors is disclosed in Table 1 on page 47 of this report. 

6C. Actual Performance Against Short Term Incentive (STI) Measures   

A combination of financial and non-financial measures is used to measure performance for STI awards.  The aggregate 100% 
opportunity pool of the 2019 STI Plan potentially payable was $2,800,000, the same size pool as the 2018 STI.  The maximum pool for 
allocation at 120% over-achievement level was $3,360,000 in aggregate.  50% of the STI is dependent on the satisfaction of financial 
performance conditions (exclusively based on AEPS) and 50% is measured against the achievement of set non-financial measures.   

Actual performance against those measures is as follows for the 2019 financial year: 

(a)  86.90% achievement of the 50% Financial Condition (score of 43.45%) = $1,216,600 payable for FY19 
(b)  94.32% achievement of the 50% Non-Financial Conditions (score of 47.16%) = $1,320,480 payable for FY19 

The total 2019 STI Plan payable in respect of the 2019 financial year is $2,537,080, compared to $2,275,280 for the 2018 financial 
year.  This represented a total achievement of 90.61% of the 2019 STI as shown in the tables below.  The payment of the 2019 STI 
Plan is to be made on or before 27 September 2019, or as soon as reasonably practicable after that date, subject to the satisfaction of 
the 2019 STI Plan Service Conditions.   

Financial Conditions of the 2019 STI Plan  

Achievement of 50% Financial Condition 

Calculation of FY19 AEPS 

  FY19 APAT (profit after tax excl property revaluation) 
                             FY 18 HVN Shares on Issue 

$353.09 million  
1,114,188,911 HVN Shares 

AEPS =  

31.69 cents 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total 

100% Level 
2019 STI PCI 

% Financial 
Conditions 

2019 STI PCI 
Financial Condition 

2019 
AEPS 

% Financial Condition 
Satisfied 

2019 STI PCI 
Payable 

Nil 

$800,000 

$700,000 

$700,000 

$600,000 

n/a 

50% 

50% 

50% 

50% 

Nil 

n/a 

n/a 

Nil 

$400,000 

31.69 cents 

86.9% (43.45% score) 

$347,600 

$350,000 

31.69 cents 

86.9% (43.45% score) 

$304,150 

$350,000 

31.69 cents 

86.9% (43.45% score) 

$304,150 

$300,000 

31.69 cents 

86.9% (43.45% score) 

$260,700 

$2,800,000 

$1,400,000 

$1,216,600 

For the 2019 financial year $1,400,000, being 50% of the aggregate 100% level opportunity pool of the 2019 STI Plan PCI of 
$2,800,000, was subject to the AEPS financial condition.  The Entry Level point for the financial condition was at 28 cents AEPS with 
the 100% achievement level at 33 cents AEPS.  Achievement points are set on a straight-line, sliding scale basis between the Entry 
Level of 28 cents AEPS to the 100% Level of 33 cents AEPS.  AEPS for the 2019 financial year was 31.69 cents resulting in an 
achievement level of 86.9% of the financial condition on a straight-line sliding scale basis.  This translated to an achievement score 
of 43.45% in respect of the 2019 STI.   

Non-Financial Conditions of the 2019 STI Plan  

Achievement of 50% Non-Financial Conditions 

  For the 2019 financial year $1,400,000, being 50% of the aggregate 100% opportunity pool of the 2019 

STI Plan PCI of $2,800,000, was subject to set non-financial performance measures as to: 

  Customer experience (10%); 
 
Improve productivity (10%); 
  Company-operated store expansion strategy (20%); and 
  Franchisee learning, development and growth (10%). 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            39          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   ( A U D I T E D)  

6C. Actual Performance Against Short Term Incentive (STI) Measures (continued) 

100% Level 2019 
STI PCI 

% Non-Financial 
Conditions 

2019 STI PCI Non-
Financial Conditions 

% Non-Financial 
Conditions Satisfied 

2019 STI PCI 
Payable 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total 

Nil 

$800,000 

$700,000 

$700,000 

$600,000 

$2,800,000 

n/a 

50% 

50% 

50% 

50% 

Nil 

n/a 

Nil 

$400,000 

94.32% (47.16% score) 

$377,280 

$350,000 

94.32% (47.16% score) 

$330,120 

$350,000 

94.32% (47.16% score) 

$330,120 

$300,000 

94.32% (47.16% score) 

$282,960 

$1,400,000 

$1,320,480 

The Remuneration Committee had regard to certificates and reports from officers of the Company, other Board committees and 
management, including the Individual Director Assessment Reports and Internal Audit Reports, and noted that 94.32% of the non-
financial performance hurdles for the 2019 STI Plan were achieved.  This resulted in an amount of $1,320,480 in respect of the non-
financial performance measures becoming payable to executive directors.   

Achievement of the Non-Financial Performance Conditions for the 2019 STI Plan are set out in the following table. 

Assessment of Non-Financial Conditions of the 2019 STI Plan 

Measure 

  Target 

Customer 
Experience 

  Grant licences to use tools 
to reinforce and enhance 
the "Shop with 
Confidence" Harvey 
Norman® brand positioning 
through the Customer 
Service Standards. 

Primary 
Weighting 

10.0% 

Improve   
Productivity 

10.0% 

Implement process 
improvements and 
systems to enhance the 
Online-to-Offline (020) 
Strategy of the 
consolidated entity 

Initiatives and Conditions 

(1)  Each franchisee in a Harvey 
Norman® complex to achieve an 
aggregate satisfaction rating from 
customer experience surveys of no 
less than 50% for that complex in 
Australia (expected achievement of 
75%). 

(2)  Each franchisee in Australia to 
achieve a reduction in the number 
of total consumer complaints of 4% 
in FY19 over the prior year on a like-
for-like basis.  

(3)  Company-operated stores in 
New Zealand to achieve an 
aggregate independent rating from 
the planned and budgeted 
customer experience surveys during 
FY19 of at least 50% (expected 
achievement of 75%). 

(4)  Company-operated stores in 
New Zealand to achieve a net 
reduction in total complaints of 3% 
in FY19 over the prior year on a like-
for-like basis.  

Franchisees are to be provided with 
licences and training to use tools to 
improve the profitability of their 
franchised business.  

(1)  Tools to expand business scope 
in respect of ‘Drop Ship’ capability.   

 (2)  Tools to redesign marketplace 
websites.   

(3)  Upgrade of e-commerce 
platforms.    

(4)  Selected franchisees in 
metropolitan locations to implement 
customer service and process 
improvement initiatives as part of 
the ‘Last Mile’. 

Weighting of 
Initiatives & 
Conditions 

Achievement 

Score 

40% 

96.25% 

3.85% 

40% 

100% 

4.0% 

10% 

81% 

0.81% 

10% 

100% 

1.0% 

25% 

25% 

25% 

25% 

100% 

0% 

100% 

100% 

2.5% 

0% 

2.5% 

2.5% 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                 
                     
                                         
                     
 
                     
 
                                                                 
                                                 
                   
                     
 
                     
 
                                                                 
 
                    
                     
 
                    
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

6C. Actual Performance Against Short Term Incentive (STI) Measures (continued) 

Assessment of Non-Financial Conditions of the 2019 STI Plan (continued) 

Measure 

  Target 

Income 
Company-Operated 
S 
Store Expansion  
atemStatement of Significant Accounting 
Strategy 

  Company-operated store 
expansion strategy to be 
developed and executed in 
Malaysia, Croatia and 
Ireland.   

Primary 
Weighting 

20.0% 

Franchisee learning, 
development and 
growth 

  Ongoing refinement of the 

10.0% 

process by each 
franchisee that promotes 
and encourages 
measureable improvement 
in the knowledge and 
capability of the franchisee 
and their employees. 

Initiatives and Conditions 

(1)  Malaysia: Two new stores to be 
opened during FY19. 

(2)  Croatia: Progress with the 
identification, planning, approval 
and future land purchases of 
potential sites.   

(3)  Ireland: Progress with two new 
stores at Galway and Sligo to the 
completion of the planning and 
approval stage.   

(1)  Franchisees to identify and 
nominate a minimum number of 50 
candidates to attend the 
“Franchisees in Training (FIT)” 
development course during FY2019. 

(2)  Achieve a participation rate of 
female FITs in the FIT course of no 
less than 30% for the courses run 
during FY2019. 

(3)  Achieve a successful 
completion rate of 75% by 
participants in the FIT course during 
FY2019. 

Weighting of 
Initiatives & 
Conditions 

33.33% 

33.33% 

Achievement 

Score 

100% 

100% 

6.67% 

6.67% 

33.33% 

100% 

6.67% 

30% 

100% 

3.0% 

30% 

100% 

3.0% 

40%  

100% 

4.0% 

Total 

50.0% 

47.16% 

Service Conditions of the 2019 STI Plan  
The 2019 STI Plan Service Conditions will be deemed to be satisfied, if and only if, as at the relevant payment date being 27 
September 2019: 
 

the Executive has not resigned or provided notice of resignation of employment from the Employer, except in order to retire 
from the workforce; 
the Employer has not terminated the employment of the Executive for cause; or  
the Board has not determined that the incentives should be revoked or lapse as a result of any breach of the law, corrupt 
conduct, bribery, fraud, gross misconduct or conduct of the Executive which brings the Company or the Employer into 
disrepute.  

 
 

Shareholding Benchmark of the 2019 STI Plan 
Executive directors are to hold shares in the Company to the value equating to the level of fixed remuneration for that executive 
director at the end of the financial year (the Benchmark Shareholding Level).  If shares held by the executive director are less than 
the Benchmark Shareholding Level, the STI benefit are to be provided in the form of shares, subject to shareholder approval and 
compliance with ASX Listing Rules, to the value that increases the holding of the executive director to the Benchmark Shareholding 
Level. 

Each of the executive directors that participated in the 2019 STI Plan held shares in the Company of a value that was in excess of the 
Benchmark Shareholding Level.  The STI benefit under the 2019 STI Plan is to be paid in cash.  

6D. Actual Performance Against Long-Term Incentive (LTI) Measures for Tranche FY19 
of the 2016 LTI Plan 

With the exception of the service condition, the Board has resolved that the conditions in respect of Tranche FY19 of the 2016 LTI 
Plan will be all financial, based exclusively on RONA, where Tranche FY19 RONA means the fraction Tranche FY19 Aggregate APBT  
Tranche FY19 Aggregate Net Assets, expressed as a percentage.  Tranche FY19 of the 2016 LTI Plan will be measured over a three-
year period for financial years ending 30 June 2019, 30 June 2020 and 30 June 2021.  The financial condition of Tranche FY19 will be 
wholly satisfied if the cumulative RONA over the measurement period is 20%, with lesser vesting as set out in the LTI Plan conditions 
on pages 37 and 38.  Tranche FY19 will not vest if the RONA is less than 16% on a cumulative basis over the three-year measurement 
period. 

A total of 549,500 performance rights were granted to executive directors on 4 December 2018.  The performance rights were 
independently valued by Mercer Consulting (Australia) Pty Limited at a fair value of $2.59 per entitlement share, based on a share 
price of $3.21 as at grant date, resulting in a total fair value of Tranche FY19 of $1,423,205.  The Remuneration Committee had regard 
to certificates and reports from officers of the Company, other Board committees and management and Internal Audit Reports, and 
has estimated, based on the available evidence, that the financial performance condition for Tranche FY19 of the 2016 LTI Plan will 
be 40% achieved by the end of the vesting period and 40% of the estimated fair value of the performance rights will meet the 
performance condition.   

The probability of 40% vesting has been estimated based on the calculation of Tranche FY19 RONA for the 2019 financial year of 
17.32%.  A 17.32% RONA for FY19 resulted in a 40% vesting for year 1 of the three-year measurement period.  A 40% vesting 
probability will result in an estimated cumulative Tranche FY19 fair value of $569,282 over the vesting period.  An amount of 
$105,887 has been recognised as remuneration to Executive Directors and expensed in the income statement on a straight-line basis 
for the year ended 30 June 2019. 
HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            41          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   ( A U D I T E D)  

6D. Actual Performance Against Long-Term Incentive (LTI) Measures for Tranche FY19 of the 2016 LTI 
Plan (continued) 

Achievement of 100% Financial Condition for 
Tranche FY19 of 2016 LTI Plan 

Calculation of FY19 RONA 

  FY 19 APBT (net profit excluding property revaluation) 
     FY 18 Net Assets (excluding non-controlling interests) 

$504.26 million 
    $2,911.01 million 

= 17.32% RONA 

Number of 
Performance 
Rights 

Fair Value 
per Right 

Fair Value of 
Performance 
Rights 

Probability of 
Vesting % 

Estimated Value of 
Tranche FY19 2016 LTI 
Plan to Vest 

Tranche FY19 LTI 
Plan Expense in 
FY2019 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total 

65,500 

183,000 

109,000 

109,000 

83,000 

549,500 

$2.59 

$2.59 

$2.59 

$2.59 

$2.59 

$169,645 

$473,970 

$282,310 

$282,310 

$214,970 

40% 

40% 

40% 

40% 

40% 

$67,858 

$189,588 

$112,924 

$112,924 

$85,988 

$12,622 

$35,263 

$21,004 

$21,004 

$15,994 

$1,423,205 

$569,282 

$105,887 

Subject to the satisfaction of the financial performance condition and service conditions of the 2016 LTI Plan, Tranche FY19 will vest 
on 31 December 2021.  The exercise price for each performance right will be nil.  If exercised, each performance right will be 
converted into one ordinary share of the Company.  Unexercised performance rights, will lapse, irrespective of whether they have 
become exercisable on 1 July 2024 or: 
 
 

such earlier date specified by the Board; 
the Board determines the performance rights granted to a Grantee should lapse, as a result of any fraud, gross misconduct or 
conduct by that Grantee which brings the Company into disrepute; or  
the Board determines the relevant requirements in relation to performance rights granted to a Grantee, including performance 
conditions and a service condition, have not and are incapable of being met. 

 

6E. Reassessment of Tranche 3 of the 2016 LTI Plan Performance Conditions and 
Expense Recognised in FY19 

In 2018, a total of 400,000 performance rights were granted to executive directors on 1 December 2017 under Tranche 3 of the 2016 
LTI Plan.  The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at a fair value of $3.34 per 
entitlement share, based on a share price of $4.02 as at grant date, resulting in a total fair value of Tranche 3 of $1,336,000.  Tranche 
3 of the 2016 LTI Plan will be measured over a three-year period for financial years ending 30 June 2018, 30 June 2019 and 30 June 
2020. 

In the 2018 Remuneration Report, it was reported that the estimated achievement of Tranche 3 of the 2016 LTI Plan would have been 
40% by the end of the vesting period and that 40% of the estimated fair value of the Tranche 3 performance rights will meet the 
performance condition.  The probability of 40% vesting had been estimated based on the calculation of Tranche 3 RONA for the 2018 
financial year of 17.15%.   

The financial performance condition of Tranche 3 is subject to reassessment during each of the Tranche 3 Financial Years meaning 
the financial years ending 30 June 2018, 2019 and 2020.  A reassessment of the Tranche 3 Aggregate APBT and Tranche 3 
Aggregate Net Assets for the 2018 and 2019 financial years has resulted in a revised RONA for the two-year aggregated period of 
17.24%.  A revised aggregated RONA of 17.24% for the Tranche 3 Financial Years results in a probability of vesting of 40%.  This 
revised probability of vesting is consistent with the FY 2018 estimated vesting probability of 40%.  The cumulative expense in respect 
of Tranche 3 is $534,400 consistent with the previous cumulative Tranche 3 expense reported in the 2018 Remuneration Report. 

Reassessment of 100% Financial Condition for 
Tranche 3 of 2016 LTI Plan 

Calculation of Aggregated RONA for Tranche 3 
Financial Years (2018 and 2019) 

Tranche 3 Aggregated APBT (2018 + 2019) 
Tranche 3 Aggregated Net Assets (2017 + 2018) 

$982.78 million 
$5,701.47 million 

= 17.24% RONA 

Probability 
Vesting % in 
FY18 

Tranche 3    

Fair Value in 
FY18 

Revised 
Probability 
Vesting in FY19 

Revised 
Tranche 3 Fair 
Value in FY19 

Adjustment due 
to Reassessment 

Tranche 3 LTI Plan 
Expense in FY2019 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total 

42 

40% 

40% 

40% 

40% 

40% 

$83,500 

$150,300 

$100,200 

$100,200 

$100,200 

$534,400 

40% 

40% 

40% 

40% 

40% 

$83,500 

$150,300 

$100,200 

$100,200 

$100,200 

$534,400 

- 

- 

- 

- 

- 

- 

$27,043 

$48,677 

$32,452 

$32,452 

$32,452 

$173,076 

 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

6F. Reassessment of Tranche 2 of the 2016 LTI Plan Performance Conditions and 
Expense Recognised in FY19 

In 2017, a total of 400,000 performance rights were granted to executive directors on 28 November 2016 under Tranche 2 of the 
2016 LTI Plan.  The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at a fair value of 
$3.87 per entitlement share, based on a share price of $4.73 as at grant date, resulting in a total fair value of Tranche 2 of 
$1,548,000.  Tranche 2 of the 2016 LTI Plan was measured over a three-year period for financial years ending 30 June 2017, 30 June 
2018 and 30 June 2019. 

Income 
S 
atemStatement of Significant Accounting 

In the 2018 Remuneration Report, it was reported that the estimated achievement of Tranche 2 of the 2016 LTI Plan would have been 
60% by the end of the vesting period and that 60% of the estimated fair value of the performance rights would meet the 
performance condition.  The probability of 60% vesting had been estimated based on the calculation of Tranche 2 RONA for the 2017 
and 2018 financial years of 18.51%.  During 2018, the probability of vesting was revised downwards from the previous level of 80% 
vesting in the 2017 Remuneration Report.   

The financial performance condition of Tranche 2 was subject to reassessment during each of the Tranche 2 Financial Years 
meaning the financial years ending 30 June 2017, 2018 and 2019.  A reassessment of the Tranche 2 Aggregate APBT and Tranche 2 
Aggregate Net Assets for the 2017, 2018 and 2019 financial years has resulted in a revised RONA for the three-year aggregated 
period of 18.10%.  A revised aggregated RONA of 18.10% for the Tranche 2 Financial Years has resulted in a 60% achievement of the 
Tranche 2 performance rights.  The actual Tranche 2 achievement of 60% is consistent with the FY 2018 estimated vesting 
probability of 60%.  The cumulative expense in respect of Tranche 2 is $928,800 consistent with the previous cumulative Tranche 2 
expense reported in the 2018 Remuneration Report. 

Reassessment of 100% Financial Condition for 
Tranche 2 of 2016 LTI Plan 

Calculation of Aggregated RONA for Tranche 2 
Financial Years (2017 and 2018) 

Tranche 2 Aggregated APBT (2017 + 2018 + 2019) 
Tranche 2 Aggregated Net Assets (2016 + 2017 + 2018) 

$1,514.54 million 
$8,367.76 million 

= 18.10% RONA 

Probability 
Vesting % in 
FY18 

Tranche 2 
Fair Value in 
FY18 

Revised 
Probability 
Vesting in FY19 

Revised 
Tranche 2 Fair 
Value in FY19 

Adjustment due 
to Reassessment 

Tranche 2 LTI Plan 
Expense in FY2019 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total 

60% 

60% 

60% 

60% 

60% 

$145,125 

$261,225 

$174,150 

$174,150 

$174,150 

$928,800 

60% 

60% 

60% 

60% 

60% 

$145,125 

$261,225 

$174,150 

$174,150 

$174,150 

$928,800 

- 

- 

- 

- 

- 

- 

$46,918 

$84,453 

$56,302 

$56,302 

$56,302 

$300,277 

6G. Reassessment of Tranche 1 of the 2016 LTI Plan Performance Conditions and 
Expense Recognised in FY19 

In 2016, a total of 400,000 performance rights were granted to executive directors on 30 November 2015 under Tranche 1 of the 
2016 LTI Plan.  The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at a fair value of 
$3.52 per entitlement share, based on a share price of $4.08 as at grant date, resulting in a total fair value of Tranche 1 of 
$1,408,000.  Tranche 1 of the 2016 LTI Plan was measured over a three-year period for financial years ending 30 June 2016, 30 June 
2017 and 30 June 2018. 

In the 2018 Remuneration Report, it was reported that the achievement of Tranche 1 of the 2016 LTI Plan was 60% as at the end of 
the three-year measurement period ending 30 June 2018.  This was based on the calculation of the Tranche 1 Aggregate APBT and 
Tranche 1 Aggregate Net Assets for the 2016, 2017 and 2018 financial years resulting in a three-year RONA of 18.21%.   

During the 2019 financial year, an expense of $137,804 was recognised in respect of Tranche 1 of the 2016 LTI Plan representing the 
remaining vesting period up to 31 December 2018.  Of the 400,000 performance rights granted to executive directors during 2016, a 
total of 60%, or 240,000 performance rights vested on 31 December 2018 and were exercisable from 1 January 2019.  The cumulative 
expense recognised in respect of Tranche 1 was $844,800.   

Achievement of the 100% Financial Condition 
for Tranche 1 of 2016 LTI Plan 

Calculation of Aggregated RONA for Tranche 1 
Financial Years (2016, 2017 and 2018) 

Tranche 1 Aggregated APBT (2016 + 2017 + 2018) 
Tranche 1 Aggregated Net Assets (2015 + 2016 + 2017) 

$1,455.69 million 
$7,993.84 million 

= 18.21% RONA 

Actual 
Achievement 
in FY18 

Actual 
Tranche 1    
Fair Value  

Tranche 1 LTI Plan 
Expense in FY2019 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

60% 

60% 

60% 

60% 

60% 

$132,000 

$237,600 

$158,400 

$158,400 

$158,400 

$21,532 

$38,758 

$25,838 

$25,838 

$25,838 

$844,800 

$137,804 

            43          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   ( A U D I T E D)  

6H. Summary of Performance and Executive Remuneration Outcomes in FY19 

Remuneration Component 

2019 STI Plan 

Financial conditions (50%) 

Non-financial conditions (50%) 

Total 100% 

2018 STI Plan 

Financial conditions (50%) 

Non-financial conditions (50%) 

Total 100% 

Total Short-Term Incentive PCI 

100%-Level 
Achievement 
Amount 

$1,400,000 

$1,400,000 

$2,800,000 

$1,400,000 

$1,400,000 

$2,800,000 

Tranche FY19 (FY19) of 2016 LTI Plan 

Financial conditions (100%) 

$1,423,205 

Non-financial conditions (0%) 

Total 100% 

- 

$1,423,205 

Tranche 3 (FY18) of 2016 LTI Plan 

Financial conditions (100%) 

$1,336,000 

Non-financial conditions (0%) 

Total 100% 

- 

$1,336,000 

Tranche 2 (FY17) of 2016 LTI Plan 

Financial conditions (100%) 

$1,548,000 

Non-financial conditions (0%) 

Total 100% 

- 

$1,548,000 

Tranche 1 (FY16) of 2016 LTI Plan 

Financial conditions (100%) 

$1,408,000 

Non-financial conditions (0%) 

Total 100% 

Total LTI Performance Rights  

2015 LTI Plan PCI 

Financial conditions (50%) 

Non-financial conditions (50%) 

Total 100% 

Total LTI Performance Cash 
Incentive 

Total Value of STI and LTI 

- 

$1,408,000 

$1,850,000 

$1,850,000 

$3,700,000 

Value of STI and LTI Disclosed in 2019 and 2018 Remuneration Reports 

Achievement 

Score 

Amount 
Payable 

Vesting 
Period 

2019 
Remuneration 
Amount 

2018 
Remuneration 
Amount 

86.90% 

94.32% 

43.45% 

47.16% 

85.00% 

77.52% 

42.50% 

38.76% 

1 Year 

1 Year 

$1,216,600 

$1,320,480 

$2,537,080 

$1,190,000 

$1,085,280 

$2,275,280 

$1,216,600 

$1,320,480 

$2,537,080 

- 

- 

- 

- 

- 

- 

$1,190,000 

$1,085,280 

$2,275,280 

$2,537,080 

$2,275,280 

40% 

- 

40% 

- 

60% 

- 

60% 

- 

40% 

- 

40% 

- 

60% 

- 

60% 

- 

$569,282 

4 Years 

$105,887 

- 

(Yr 1 of 4) 

$569,282 

- 

$105,887 

- 

- 

- 

$534,400 

4 Years 

$173,076 

$100,526 

- 

(Yr 2 of 4) 

- 

- 

$534,400 

$173,076 

$100,526 

$928,800 

4 Years 

$300,277 

$241,318 

- 

(Yr 3 of 4) 

- 

- 

$928,800 

$300,277 

$241,318 

$844,800 

4 Years 

$137,804 

- 

(Yr 4 of 4) 

$844,800 

- 

$137,804 

$235,834 
$273,362 
- 
- 
$235,834 
$273,362 

$717,044 

$615,206 

100% 

86.8% 

50% 

43.4% 

$1,850,000 

$1,605,800 

$3,455,800 

- 

- 

- 

- 

- 

$462,184 

$401,175 

$863,359 

$863,359 

$3,254,124 

$3,753,845 

The total value of STI and LTI expensed in the Income Statement for the 2019 financial year and disclosed in this remuneration report 
was $3.25 million compared to $3.75 million expensed in the 2018 financial year, a decrease of $0.50 million or 13.3%, relative to the 
previous year.   

7.  Executive Contractual Arrangements 

Remuneration arrangements for KMP are formalised in employment agreements.  Details of these contracts are below. 

Chief Executive Officer 
The CEO, Ms. K.L. Page is employed under a rolling contract. 

fixed remuneration of $2,100,000 per annum; 

Under the terms of the present contract the CEO’s total potential employment cost is $3,533,970 comprised of:  
 
  maximum STI opportunity in respect of the year ended 30 June 2019 of $960,000 (at 120% over-achievement level); and 
  maximum LTI opportunity in respect of the year ended 30 June 2019 of $473,970. 

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

7. Executive Contractual Arrangements (continued) 

The CEO’s termination provisions are as follows: 

CEO’s Termination Provisions 

 Notice Period 

Income 
S 
atemStatement of Significant Accounting 

Employer-initiated termination 

 5 weeks 

Payment in Lieu of 
Notice 

Treatment of STI on Termination  Treatment of LTI on Termination 

5 weeks 

Pro-rated for time and 
performance 

Board discretion 

Termination for serious misconduct 

 None 

None 

Unvested awards forfeited 

Unvested awards forfeited 

Employee-initiated termination 

 5 weeks 

5 weeks 

Unvested awards forfeited, 
subject to Board discretion 

Unvested awards forfeited, 
subject to Board discretion 

Minimum Shareholding Requirement 
There are no minimum shareholding requirements imposed on the CEO.  There is a Benchmark Shareholding Level in respect of the 
2019 STI Plan to determine whether the reward is to be paid as cash or in shares.     

Other KMPs 
All other KMPs have rolling contracts. 

Standard KMP Termination Provisions 

 Notice Period 

Payment in Lieu of 
Notice 

Treatment of STI on Termination  Treatment of LTI on Termination 

Employer-initiated termination 

 4-5 weeks 

4-5 weeks 

Pro-rated for time and 
performance 

Board discretion 

Termination for serious misconduct 

 None 

None 

Unvested awards forfeited 

Unvested awards forfeited 

Employee-initiated termination 

 4-5 weeks 

4-5 weeks 

Unvested awards forfeited, 
subject to Board discretion 

Unvested awards forfeited, 
subject to Board discretion 

8.  Non-Executive Director Remuneration Arrangements 

Remuneration Policy 

The Board seeks to set aggregate remuneration at a level that provides the consolidated entity with the ability to attract and retain 
directors of the highest calibre, whilst incurring a cost that is acceptable to shareholders. 

The amount of aggregate remuneration sought to be approved by shareholders and the fee structure is reviewed annually against 
fees paid to NEDs of comparable companies.  The Board considers published material from external sources and makes its own 
enquiries when undertaking the annual review process. 

The Company’s constitution and the ASX listing rules specify that the NED fee pool shall be determined from time to time by a 
general meeting. The latest determination was at the 2006 annual general meeting (AGM) held on 21 November 2006 when 
shareholders approved an aggregate NED pool of $1,000,000 per year. 

The Board will not seek any increase for the NED pool at the 2019 AGM.    

Structure 

The remuneration of NEDs consists of directors’ fees.  NEDs do not receive retirement benefits, nor do they participate in any 
incentive programs.  Each NED receives a fee for being a director of the Company.  The structure of NED remuneration is separate 
and distinct from executive remuneration.  The remuneration of NEDs for the years ended 30 June 2019 and 30 June 2018 are 
disclosed in Table 1 on page 47 of this report. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

            45          

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   ( A U D I T E D)  

9.  Relationship between Remuneration and the 
Performance of the Company  

 The graphs below illustrate the Company’s performance for the past five financial years.   

Where:  
NPAT & NCI = net profit after tax & non-controlling interests                               
EPS = earnings per share 
AT RISK REM = the sum of STI PCI & LTI  

46 

APBT = net profit before tax excluding property revaluation adjustments 
STI PCI = short-term performance cash incentive 

 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

10.  Compensation of Key Management Personnel 
TABLE 1:  Compensation of Key Management Personnel Expensed for the Year Ended 30 June 2019  
Directors of Harvey Norman Holdings Limited: 

Short Term Benefits 

 Salary & Fees 

Performance 
Cash 
Incentive 

Other 
Short 
Term 

Non-
Monetary 
Benefits 

Post 
Employment 

  Superannuation 

Long Term Incentives 

Other 

  Performance 
Cash 
Incentive 

Performance 
Rights 

  Long Service 
Leave (a) 

Gerald Harvey 

Executive Chairman 

Kay Lesley Page 

Executive Director/CEO 

John Evyn Slack-Smith 

Executive Director/COO 

David Matthew Ackery 

Executive Director 

Chris Mentis 

Executive Director/CFO 

Michael John Harvey 

Non-Executive Director 

Christopher Herbert Brown 

Non-Executive Director 

Kenneth William Gunderson-Briggs 

Non-Executive Director 

Graham Charles Paton 

Non-Executive Director 

Maurice John Craven 

Non-Executive Director 

  2019 

2018 

  2019 

2018 

  2019 

2018 

  2019 

2018 

  2019 

2018 

  2019 

2018 

  2019 

2018 

  2019 

2018 

  2019 

2018 

  2019 

2018 

719,069 

719,551 

2,060,306 

2,062,925 

1,229,469 

1,229,951 

1,211,469 

1,211,951 

885,264 

897,533 

54,795 

54,795 

146,119 

132,420 

251,922 

158,788 

146,119 

132,420 

34,828 

- 

- 

- 

10,400 

10,400 

724,880 

650,080 

634,270 

568,820 

634,270 

568,820 

543,660 

487,560 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

18,000 

18,000 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

19,163 

17,026 

- 

- 

- 

- 

44,205 

32,418 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

20,531 

20,049 

20,531 

20,049 

20,531 

20,049 

20,531 

20,049 

20,531 

20,049 

5,205 

5,205 

13,881 

12,580 

20,531 

15,085 

13,881 

12,580 

3,304 

- 

Total for the 2019 Financial Year 

  2019 

6,739,360 

2,537,080 

28,400 

63,368 

159,457 

- 

109,671 

- 

205,339 

- 

186,672 

- 

186,672 

- 

175,005 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

108,115 

96,126 

207,151 

173,027 

135,596 

115,351 

135,596 

115,351 

130,586 

115,351 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

20,491 

20,499 

20,491 

20,499 

14,754 

14,959 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Total Remuneration  

  % 

earned 
at risk 

12.6% 

21.5% 

858,115 

955,797 

3,032,031 

  30.7% 

3,128,446 

32.9% 

2,040,357 

  37.7% 

2,141,342 

40.7% 

2,040,357 

  37.7% 

2,141,342 

40.7% 

1,639,000 

1,742,875 

41.1% 

44.6% 

60,000 

60,000 

160,000 

145,000 

272,453 

173,873 

160,000 

145,000 

38,132 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Total for the 2018 Financial Year 

  2018 

  6,600,334 

2,275,280 

28,400 

49,444 

145,695 

863,359 

615,206 

55,957 

10,633,675 

  35.3% 

      (a)  Table 1 includes the accrual for long service leave entitlements in respect of the years ended 30 June 2019 and 30 June 2018.  The Chairman (G. Harvey) and Chief Executive Officer (K.L. Page) do not have a long     
            service leave accrual as they have elected to forgo this employee entitlement.   

            The listed Parent Company, Harvey Norman Holdings Limited, does not have any employees.   

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

47 

717,044 

55,736 

10,300,445 

  31.6% 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
    
 
   
   
 
 
     
   
   
 
   
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT (c ontinu ed)  

D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

10. Compensation of Key Management Personnel (continued) 

TABLE 2:  Compensation of Key Management Personnel Expensed for the Year Ended 30 June 2019  
Senior Executives of Harvey Norman Holdings Limited: 

Short Term Benefits 

Salary & 
Fees 

Performance 
Cash 
Incentive 

Other 
Short 
Term 

Non-
Monetary 
Benefits 

Post 
Employment 

  Superannuation 

Long Term Incentives 

Other 

  Performance 
Cash 
Incentive 

Perfor-
mance 
Rights 

Termination 
Benefits 

Long 
Service 
Leave 

Total 
Remuneration  

% 
earned 
at risk 

Thomas James Scott 

GM – Property 

Martin Anderson 

GM – Advertising 

Gordon Ian Dingwall 

Chief Information Officer 

Rob Nelson (a) 

GM – Audio Visual 

Ajay Calpakam (b) 

GM – Audio Visual 

Haydon Ian Myers (c) 

GM – Home Appliances 

Lachlan Roach (d) 

GM – Home Appliances 

Frank Robinson (e) 

GM – Technology & Entertainment 

2019 

2018 

2019 

2018 

2019 

2018 

2019 

2018 

2019 

2018 

2019 

2018 

2019 

2018 

2019 

2018 

574,322 

574,804 

299,777 

295,936 

494,469 

464,951 

- 

28,496 

403,017 

362,083 

- 

33,252 

403,017 

293,677 

484,517 

444,583 

Total for the 2019 Financial Year 

  2019 

2,659,119 

Total for the 2018 Financial Year 

  2018 

2,497,782 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

1,821 

9,000 

8,250 

- 

- 

9,000 

6,750 

15,000 

13,750 

- 

- 

28,057 

25,034 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

33,000 

28,057 

20,531 

20,049 

22,162 

21,828 

20,531 

20,049 

20,049 
- 

1,671 

20,531 

20,049 

- 

1,671 

20,531 

15,037 

20,531 

20,049 

124,817 

30,571 

25,034 

120,403 

(a) 
(b) 
(c) 
(d) 
(e) 
(f) 

resigned 31 July 2017 
commenced 1 August 2017 
resigned 31 July 2017 
commenced 1 October 2017 
commenced 1 August 2017 
this amount represents the cash payment of employee leave entitlements upon resignation 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

40,680(f) 

- 

- 

- 

103,385(f) 

- 

- 

- 

- 

- 

9,572 

9,580 

4,996 

4,932 

8,241 

7,749 

- 

- 

6,717 

6,035 

- 

- 

6,717 

4,895 

8,075 

7,410 

604,425 

604,433 

354,992 

347,730 

523,241 

492,749 

- 

72,668 

439,265 

396,417 

- 

138,308 

439,265 

320,359 

528,123 

485,792 

44,318 

2,889,311 

144,065 

40,601 

2,858,456 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

48 

 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
 
   
 
   
   
  
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

11.  Additional Disclosures Relating to Options, Performance Rights and Shares 

Options Granted to Executive Directors as Part of Remuneration:  

Income 
S 
atemStatement of Significant Accounting 

There were no options granted to any executive director during the year ended 30 June 2019. 

Movement in option holdings during the year ended 30 June 2018: 
a) 
b)  On 4 September 2017, J.E. Slack-Smith exercised 567,000 options over 567,000 shares representing his full entitlement in respect of the Third Tranche of Options, previously granted on 29 November 2012, at the 

There were no share options issued pursuant to the 2010 Share Option Plan during the 2018 financial year. 

exercise price of $1.827 per option.  The total consideration paid by J.E. Slack-Smith was $1,035,909.  

c)  On 8 March 2018, C. Mentis exercised 567,000 options over 567,000 shares representing his full entitlement in respect of the Third Tranche of Options, previously granted on 29 November 2012, at the exercise price of 

$1.827 per option.  The total consideration paid by C. Mentis was $1,035,909. 

Option Holdings of Key Management Personnel for the Year Ended 30 June 2019  

There was no option held by any director or senior executive during the year ended 30 June 2019. 

TABLE 3:  Performance Rights Granted to Executive Directors as Part of Remuneration  

The table below discloses the number of performance rights granted to executive directors as remuneration during the year ended 30 June 2019 as well as the number of performance that vested, were exercised or 
lapsed during the year. 

Performance rights do not carry any voting or dividend rights and can be exercised once the vesting conditions have been met until their expiry date.   

  Performance Rights Granted as 
Remuneration During Year 

Performance Rights Vested 
During the Year 

Performance Rights Lapsed 
During the Year 

  Unvested Performance Rights at    
30 June 2019 

  Performance Rights Exercised During 
the Year 

Number of 
Rights 
Granted 

Value of 
Performance 
Rights Granted 
$ 

Number of 
Performance 
Rights Vested 

Value of 
Performance 
Rights Vested 
$ 

Number of 
Performance 
Rights Lapsed 

Value of 
Performance 
Rights Lapsed 
$ 

Number of 
Unvested 
Performance 
Rights 

Value of 
Unvested 
Performance 
Rights $ 

Number of 
Performance 
Rights Exercised 

Value of 
Performance 
Rights 
Exercised $ 

Gerald Harvey 

65,500 

$169,645 

37,500 

$132,000 

25,000 

$88,000 

190,500 

$620,270 

37,500 

$132,000 

Kay Lesley Page 

183,000 

$473,970 

67,500 

$237,600 

45,000 

$158,400 

408,000 

$1,285,095 

67,500 

$237,600 

John Evyn Slack-Smith 

109,000 

$282,310 

45,000 

$158,400 

30,000 

$105,600 

259,000 

$823,060 

45,000 

$158,400 

David Matthew Ackery 

109,000 

$282,310 

45,000 

$158,400 

Chris Mentis 

83,000 

$214,970 

45,000 

$158,400 

30,000 

3030 
30,000 

$105,600 

259,000 

$823,060 

45,000 

$158,400 

$105,600 

233,000 

$755,720 

45,000 

$158,400 

Total 

549,500 

$1,423,205 

240,000 

$844,800 

160,000 

$563,200 

1,349,500 

$4,307,205 

240,000 

$844,800 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

- 

49 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT (c ontinu ed)  
11.  Additional Disclosures Relating to Options, Performance Rights and Shares (continued) 

D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

Movement in performance rights during the year ended 30 June 2019: 

a)  A total of 549,500 performance rights under Tranche FY19 of the 2016 LTI Plan were granted to executive directors on 4 December 2018.  The performance rights were independently valued by Mercer Consulting 

(Australia) Pty Limited at grant date with a fair value of $2.59 per entitlement on 4 December 2018, based on a share price of $3.21.  The fair value was derived from a discounted cash flow technique where the value of 
the performance right is the face value of the share at grant date less the present value of the dividends expected to be paid on the share but not received by the holder during the vesting period.  Subject to the 
satisfaction of the financial performance condition (calculated exclusively based on RONA) and service conditions of the 2016 LTI Plan, the total fair value of Tranche FY19 performance rights amounted to $1,423,205 in 
aggregate. 

b)  On 1 January 2019, 160,000 performance rights representing 40% of Tranche 1 of the 2016 LTI Plan had lapsed and will never be exercisable by the participants.  On 1 March 2019, 112,500 performance rights under 

Tranche 1 of the 2016 LTI Plan were exercised.  On 8 March 2019, 45,000 performance rights under Tranche 1 of the 2016 LTI Plan were exercised.  On 11 March 2019, 45,000 performance rights under Tranche 1 of the 
2016 LTI Plan were exercised.  On 21 March 2019, 37,500 performance rights under Tranche 1 of the 2016 LTI Plan were exercised reducing the unissued ordinary shares under Tranche 1 of the 2016 LTI Plan to nil. 
c)  As at 30 June 2019, a total of 1,349,500 performance rights under Tranche 2 FY2017 (as to 400,000 performance rights), Tranche 3 FY2018 (as to 400,000 performance rights) and Tranche FY19 FY2019 (as to 549,500 

performance rights) of the 2016 LTI Plan were outstanding, unvested and not capable of exercise. 

TABLE 4:  Performance Rights of Key Management Personnel for the Year Ended 30 June 2019 

  1 July 2018 Balance 
at the Beginning of 
Year 

Granted as 
Remuneration 

Performance Rights 
Exercised 

Performance Rights 
Lapsed 

30 June 2019 
Balance at End of the 
Year 

Due for Vesting during the year ended 30 June 2019 

Total  

Exercised 

Lapsed 

KMP: Board of Directors 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Gerald Harvey 
Total 

187,500 

337,500 

225,000 

225,000 

225,000 

1,200,000 

65,500 

183,000 

109,000 

109,000 

83,000 

549,500 

- 

(37,500) 

(67,500) 

(45,000) 

(45,000) 

(45,000) 

(25,000) 

(45,000) 

(30,000) 

(30,000) 

(30,000) 

190,500 

408,000 

259,000 

259,000 

233,000 

62,500 

112,500 

75,000 

75,000 

75,000 

37,500 

67,500 

45,000 

45,000 

45,000 

25,000 

45,000 

30,000 

30,000 

30,000 

(240,000) 

(160,000) 

1,349,500 

400,000 

240,000 

160,000 

Apart from the KMPs disclosed above, comprised of the executive directors of the Company, each of the non-executive directors or senior executives of the Company did not have any performance rights during the year 
ended 30 June 2019. 

The closing balance of the performance rights in the Company of 1,349,500 as at 30 June 2019 is comprised of: 
a)  Balance at the beginning of year: 400,000 performance options under Tranche 2 FY2017; fair value at grant date of $3.87; to vest on 31 December 2019; exercisable between 1 January 2020 and 30 June 2022;  
b)  Balance at the beginning of year: 400,000 performance options under Tranche 3 FY2018; fair value at grant date of $3.34; to vest on 31 December 2020; exercisable between 1 January 2021 and 30 June 2023; and 
c)  Granted as remuneration during the year: 549,500 performance options under Tranche 1 FY2019; fair value at grant date of $2.59; to vest on 31 December 2021; exercisable between 1 January 2022 and 30 June 2024.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

50 

 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

    11.  Additional Disclosures Relating to Options, Performance Rights and Shares (continued) 

      TABLE 5:  Shareholdings/Relevant Interests of Key Management Personnel for the Year Ended 30 June 2019 

Income 
S 
atemStatement of Significant Accounting 

Balance at the 
Beginning of Year 

1 July 2018  

On Exercise of 
Performance 
Rights (a) 

1-for-17 
Renounceable Pro-
Rata Entitlement 
Offer (b) 

Net Change 
Other  

(c) 

30 June 2019 

Balance at the End of 
Year 

KMP: Board of Directors 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Gerald Harvey 
Michael John Harvey 

Kay Lesley Page 
Christopher Herbert Brown 

John Evyn Slack-Smith 
Kenneth William Gunderson-Briggs 

Graham Charles Paton 

Maurice John Craven 

KMP: Senior Executives 

Thomas James Scott 

Lachlan Roach 

Total 

340,157,038 

17,507,642 

899,818 

489,134 

915,341 

2,974,897 

183,323,726 

6,137 

15,682 

- 

31,835 

- 

37,500 

67,500 

45,000 

45,000 

45,000 

- 

- 

- 

- 

- 

- 

- 

20,295,786 

9,287,783 

369,778,107 

1,029,863 

52,932 
52,932 

28,774 

53,845 

174,995 

10,783,751 

362 

923 

- 
- 

1,873 

- 

- 

- 

- 

- 

- 

- 

3,000 

- 

15,925 

- 

5000 

18,605,005 

997,750 

562,908 

1,014,186 

3,149,892 

194,107,477 

9,499 

16,605 

15,925 

33,708 

5000 

546,321,250 

240,000 

32,423,104 

9,311,708 

588,296,062 

(a)  On 21 December 2018, the Company announced that 240,000 performance rights, representing 60% of the performance rights issued in accordance with Tranche 1 of the 2016 LTI Plan, will vest and become exercisable from 1 January 2019.  

With effect from 30 June 2018, 160,000 performance rights, representing 40% of Tranche 1 of the 2016 LTI Plan, had lapsed and will never be exercisable by the participants.   

On 1 March 2019, 112,500 performance rights under Tranche 1 of the 2016 LTI Plan were exercised.  On 8 March 2019, 45,000 performance rights under Tranche 1 of the 2016 LTI Plan were exercised.  On 11 March 2019, 45,000 performance 
rights under Tranche 1 of the 2016 LTI Plan were exercised.  On 21 March 2019, 37,500 performance rights under Tranche 1 of the 2016 LTI Plan were exercised reducing the unissued ordinary shares under Tranche 1 of the 2016 LTI Plan to nil. 

(b)  On 31 August 2018, the Company announced that it would be offering shareholders the opportunity to participate in a renounceable pro-rata entitlement offer of new fully-paid ordinary shares in the Company (New Shares) to raise 

approximately $163.85 million (before costs) (Entitlement Offer).  The offer price was $2.50 per New Share (Offer Price)  The Entitlement Offer was for 1 New Share for every 17 existing ordinary shares in the Company at the Record Date, being 
12 September 2018.  The Entitlement Offer forms part of the Company’s ongoing capital management program.   

On 22 October 2018, the Company announced that the Directors of the Company took up their full entitlement in respect of the Entitlement Offer and acquired 34,180,442 New Shares in HVN in accordance with the Change of Directors’ 
Interest Notice to the ASX on that date and the terms and conditions of the Entitlement Offer.   

On 5 November 2018, the Company announced the sale of 1,759,211 ‘top up shares’ in HVN as requested by the ASX.  The net profit on the sale of the top up shares was donated to the Western Sydney University Scholarship Fund.   

(c) 

The ‘Net Change Other’ column discloses the number of shares acquired by each Director of the Company via an ‘on-market trade’ in accordance with the prevailing market conditions on the ASX at the time of the transaction.  These trades 
were on no more favourable terms and conditions than those that would be reasonably expected of an arm’s length transaction.   

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

51 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

12.  ‘Take-Home Pay’ for KMP Directors of the Company 

The below table shows the ‘take-home pay’ for each director of the Company, representing the benefits paid to each director during the year 
ended 30 June 2019, or as soon as practicable after that date.  Total ‘take-home pay’ for the directors of the Company amounted to $10.11 
million for the year ended 30 June 2019.  The total value of remuneration expensed for directors of the Company in respect of the 2019 
financial year was $10.30 million (refer to Table 1 on page 47 of this report).  For the 2019 financial year, total ‘take-home pay’ was $0.19 
million lower than the value of remuneration expensed to the income statement.   

KMP: 

Board of Directors 

Salary & 
Fees 

Other 
Short 
Term 

Non-
Monetary 
Benefits 

Superan-
annuation 

Short-Term 
Perform-
ance Cash 
Incentive (a) 

Long-Term 
Perform-
ance Cash 
Incentive (b) 

Exercise of 
Tranche 1 
2016 LTI 
Plan (c) 

FY2019 
Total Take-
Home Pay  

FY2018 
Total Take-
Home Pay 

Gerald Harvey 

719,069 

10,400 

- 

20,531 

- 

Kay Lesley Page 

  2,060,306 

John Evyn Slack-Smith 

1,229,469 

- 

- 

David Matthew Ackery 

1,211,469 

18,000 

Chris Mentis 

Gerald Harvey 
Michael John Harvey 

Kay Lesley Page 
Christopher Herbert 
Brown 

John Evyn Slack-Smith 
Kenneth William 
Gunderson-Briggs 

885,264 

54,795 

146,119 

251,922 

Graham Charles Paton 

146,119 

Maurice John Craven 

34,828 

- 

- 

- 

- 

- 

- 

19,163 

20,531 

650,080 

- 

- 

20,531 

568,820 

20,531 

568,820 

44,205 

20,531 

487,560 

- 

- 

- 

- 

- 

5,205 

13,881 

20,531 

13,881 

3,304 

- 

- 

- 

- 

- 

6,739,360 

28,400 

63,368 

159,457 

2,275,280 

Total Take-Home      
Pay 2019 

Total Take-Home      
Pay 2018 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

132,000 

882,000 

1,188,980 

237,600 

2,987,680 

3,580,586 

158,400 

1,977,220 

2,538,247 

158,400 

1,977,220 

2,538,247 

158,400 

1,595,960 

2,120,976 

- 

- 

- 

- 

- 

60,000 

60,000 

160,000 

145,000 

272,453 

173,873 

160,000 

145,000 

38,132 

- 

844,800 

10,110,665 

  6,600,334 

28,400 

49,444 

145,695 

2,211,236 

3,455,800 

12,490,909 

a) 

The short-term incentive of $2.28 million represented the payment of the 2018 STI Plan that was earned in respect of the 2018 financial 
year, and was paid to executive directors in October 2018. 

b)  The long-term performance cash incentive of $3.46 million represented the payment of the 2015 LTI Plan PCI that was earned in respect 
of the 2015 financial year, and was expensed over a 4-year vesting period for the financial years ending 30 June 2015, 30 June 2016, 30 
June 2017 and 30 June 2018.  This was paid to executive directors on 4 July 2018. 

c) 

The fair value of the performance rights exercised during the 2019 financial year of $3.52 resulted in an aggregate fair value of $844,800.   

13.  Other Matters for Disclosure  

Comments on the Remuneration Report at the most recent AGM of the Company  
The previous AGM of the Company was held on 27 November 2018.  At that meeting: 
a)  Comments were made in respect of: 

 

 

The performance review process for the executive directors – the review process of executive directors is noted on pages 36 
and 37 under Item 5 2019 STI Plan “How is performance assessed”; and 
The payment of the STI in cash and not equity - the payment of STI is noted on page 36 under Item 5 2019 STI Plan “How is the 
STI delivered”. 

b)  When the resolution that the Remuneration Report be adopted, 50.63% of the eligible votes were cast against the resolution. 

The following changes have been made to the remuneration framework for executive directors: 

 

 

 

 

The evaluation of the performance of each executive director has been undertaken by means of an individual executive director 
assessment with satisfactory performance required to qualify for the short term incentive pool; 
Earnings per share adjusted for the after tax effect of property increments and decrements (AEPS) is the measure used for the 
achievement of the financial conditions for the short term incentive (STI), replacing return on net assets (RONA); 
STI’s will only be provided in the form of cash performance incentives if the executive director has a benchmark level of shares 
held in the Company equating to their individual level of fixed remuneration, otherwise the incentives will be provided as shares; 
and 
The STI pool can be increased if the financial performance conditions for the short term incentives are over-achieved to the 
maximum extent of 120%, otherwise the pool remained the same as the 2018 pool. 

Engagement of Remuneration Consultant 
While the Remuneration Committee seeks external advice from advisors who are independent of the management of remuneration matters, 
the Committee did not require a remuneration recommendation as defined under Section 9B of the Corporation Act 2001 by an external 
advisor during the year ended 30 June 2019.  Independent remuneration consultants i.e. Guerdon Associates, provided remuneration 
benchmark information for consideration and analysis in respect of the level of executive director remuneration, including fixed 
remuneration, and the long term incentives framework. 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

14.  Loans to Key Management Personnel and their Related 
Parties 

There were no loans granted to key management personnel during the year ended 30 June 2019 (2018: nil).  There were no loans 
outstanding from key management personnel as at 30 June 2019 (2018: nil). 

Income 
S 
atemStatement of Significant Accounting 

15. Other Transactions and Balances with Key Management 
Personnel and their Related Parties 

(i) 

Loans from directors to subsidiaries of Harvey Norman Holdings Limited: 

Derni Pty Limited (a wholly owned subsidiary of Harvey Norman Holdings 
Limited) borrowed money from entities and related parties associated with G. 
Harvey, M.J. Harvey and K.L. Page.  Interest is payable at commercial rates. 
These loans are unsecured and repayable at call.   

Net amounts paid to entities associated with the above mentioned directors 
and their related parties. 

Interest paid/payable 

(ii) 

Lease of business premises from Ruzden Pty Limited: 

The consolidated entity leases business premises at Bundall, Queensland from 
Ruzden Pty Limited.  Mr G. Harvey, Ms K.L. Page, Mr M.J. Harvey and I.J. 
Norman Nominees Pty Limited (C.H. Brown) have an equity interest in Ruzden 
Pty Limited.  The lease arrangements were approved by shareholders in the 
General Meeting held 25 May 1993, and in the General Meeting held 31 August 
1999.  The lease is subject to normal commercial terms and conditions.  Rent 
paid by the consolidated entity to Ruzden Pty Limited was: 

(iii) 

Legal fees paid to a director-related entity: 

Legal fees were paid to the firm of which Mr C.H. Brown is a partner for 
professional services rendered to the consolidated entity in the normal course 
of business. 

(iv)  Other income derived by related entities of key management personnel: 

Certain franchises are operated by entities owned or controlled by relatives of 
key management personnel under normal franchisee terms and conditions.  
Aggregated net income derived by entities owned or controlled by relatives of 
key management personnel was: 

(v)  Perth City West Retail Complex 

       CONSOLIDATED 

June 
2019 
$000 

June  
2018 
$000 

- 

39,566,536 

(39,566,536) 

371,695 

(6,572,729) 

897,393 

5,134,607 

4,692,124 

2,638,587 

3,469,948 

310,761 

762,655 

By a contract for sale dated 31 October 2000, Gerald Harvey, as to a one-half share as tenant in common, and a subsidiary of Harvey 
Norman Holdings Limited, as to a one-half share as tenant in common, purchased the Perth City West retail complex for a purchase 
price of $26.60 million.  In the financial statements of the consolidated entity, the day-to-day management of this entity has been 
accounted for as a joint venture as disclosed in Note 37.  The property was subject to a lease of part of the property in favour of a 
subsidiary of Harvey Norman Holdings Limited (the "P.C.W. Lessee").  Gerald Harvey is entitled to one-half of the rental and outgoings 
paid by the P.C.W. Lessee.  The amount of rental and outgoings paid by the P.C.W. Lessee to Gerald Harvey and the subsidiary of Harvey 
Norman Holdings Limited for the year ended 30 June 2019 was $0.74 million (2018: $0.77 million).  Each of the above transactions were 
executed under terms and conditions no more favourable than those which it is reasonable to expect would have applied if the 
transactions were at arm’s length. 

(vi)  The Byron at Byron Resort, Spa and Conference Centre 

By a contract for sale dated 15 May 2002, a company (of which Gerald Harvey was a director) acting in its capacity as trustee of a trust, 
as to a one-half share as tenant in common (the “GH entity”), and a subsidiary of Harvey Norman Holdings Limited, as to a one-half 
share as tenant in common, purchased the Byron at Byron Resort, Spa and Conference Centre (the “Byron Bay Joint Venture”).  In the 
financial statements of the consolidated entity, the day-to-day management of this entity has been accounted for as a joint venture as 
disclosed in Note 37.  A subsidiary of Harvey Norman Holdings Limited held a conference at The Byron at Byron Resort and paid the 
Byron Bay Joint Venture conference fees amounting to $0.11 million for the year ended 30 June 2019 (2018: $0.12 million).  Gerald 
Harvey is entitled to one-half of the conference fees paid to the Byron Bay Joint Venture.  The above transaction was executed under 
terms and conditions no more favourable than those which it is reasonable to expect would have applied if the transaction was at arm’s 
length. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

53 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
R E M U N E R AT I O N   R E P O R T   (A U D I T E D)  

D IRECTORS ’   RE PORT (c ont inu ed)  

15. Other Transactions and Balances with Key Management Personnel and their Related Parties (continued) 

Subsequent to balance date on 9 August 2019, the consolidated entity announced that Harvey Norman Holdings Limited (the Company) 
and certain of its controlled entities, with certain entities controlled by Gerald Harvey, as owners of the property and business known as 
The Byron at Byron Bay Resort (Resort), have entered into agreements for sale of the Resort (Sale Contract) for the sale price of 
$41,764,000 (ex GST), subject to terms and conditions for completion.  The purchasers under the Sale Contract are GAG Byron on Byron 
Property Co Pty Ltd ACN 635 158 351 and GAG Byron on Byron Business Company Pty Ltd ACN 635 172 333.  Subject to the terms and 
conditions of the Sale Contract, completion of the Sale Contract will occur on the later of 16 September 2019 and the second Monday 
following the grant of the liquor licence approval by the relevant authority.  If the terms and conditions for completion of the Sale 
Contract are not satisfied, in certain circumstances, the purchasers have the right to terminate or rescind the Sale Contract.   

(vii)  Gepps Cross Retail Complex  

By a contract for sale dated 18 December 2007, a subsidiary of the Company (“HNHL G.C. Entity”) and Axiom Properties Fund Limited 
(“G.C. Co-Owner”) purchased land located in Gepps Cross, South Australia (“G.C. Land”) in equal shares as tenants in common, for the 
purpose of constructing and subsequently managing a retail complex on the G.C. Land (“the Gepps Cross Joint Venture”).  In November 
2009, the HNHL G.C. Entity and the G.C. Co-Owner granted a lease of part of the G.C. Land and retail complex to a subsidiary of the 
Company (“G.C. Lessee”) on arm’s length commercial terms (“G.C. Lease”).  In August 2010, the G.C. Co-Owner informally advised the 
Company that the G.C. Co-Owner intended to dispose of its interest in the Gepps Cross Joint Venture, triggering first and last rights of 
refusal in the HNHL G.C. Entity.  At a meeting of the Company held 26 August 2010, it was resolved that the Company not purchase the 
share of the G.C. Co-Owner in the Gepps Cross Joint Venture (including G.C. Land).  On 6 October 2010, the HNHL G.C. Entity formally 
waived the right to purchase the interest of the G.C. Co-Owner in the Gepps Cross Joint Venture (including the G.C. Land).   

By a contract for sale dated 23 December 2010, GH Gepps Cross Pty Limited, an entity associated with Gerald Harvey (“Gerald Harvey 
Entity”) and MJH Gepps Cross Pty Limited, an entity associated with Michael Harvey (“Michael Harvey Entity”) and, M&S Gepps Cross Pty 
Limited, purchased the one-half share as tenants in common of the G.C. Co-Owner in the G.C. Land and retail complex.  The sale was 
subject to the G.C. Lease.  In the financial statements of the consolidated entity, the day-to-day management of the Gepps Cross Joint 
Venture has been accounted for as equity accounted investment as disclosed in Note 37.  The Gerald Harvey Entity is entitled to one-
quarter of the rental and outgoings paid by the G.C. Lessee.  The Michael Harvey Entity is entitled to one-eighth of the rental and 
outgoings paid by the G.C. Lessee.  The amount of rental and outgoings paid by the G.C. Lessee to the Gepps Cross Joint Venture for 
the year ended 30 June 2019 was $3.33 million (2018: $3.23 million).  Each of the above transactions were executed under terms and 
conditions no more favourable than those which it is reasonable to expect would have applied if the transactions were at arm’s length. 

Other Information 

Significant Events After Balance Date 

On 9 August 2019, the consolidated entity announced that Harvey Norman Holdings Limited (the Company) and certain of its controlled 
entities, with certain entities controlled by Gerald Harvey, as owners of the property and business known as The Byron at Byron Bay Resort 
(Resort), have entered into agreements for sale of the Resort (Sale Contract) for the sale price of $41,764,000 (ex GST), subject to terms and 
conditions for completion.  The purchasers under the Sale Contract are GAG Byron on Byron Property Co Pty Ltd ACN 635 158 351 and GAG 
Byron on Byron Business Company Pty Ltd ACN 635 172 333.  Subject to the terms and conditions of the Sale Contract, completion of the 
Sale Contract will occur on the later of 16 September 2019 and the second Monday following the grant of the liquor licence approval by the 
relevant authority.  If the terms and conditions for completion of the Sale Contract are not satisfied, in certain circumstances, the purchasers 
have the right to terminate or rescind the Sale Contract.  

On 30 August 2019, the Company announced a renounceable, pro-rata entitlement offer of new fully-paid ordinary shares in the Company to 
raise approximately $173.49 million (before costs) (Entitlement Offer) with an offer price of $2.50 per new share.  The Entitlement Offer forms 
part of the Company’s ongoing capital management program.  It is intended that the proceeds of the Entitlement Offer will be used to reduce 
the amount of Company consolidated entity debt. 

With the exception of the above, there have been no circumstances arising since balance date which have significantly affected or may 
significantly affect: 

 
 
 

the operations; 
the results of those operations; or 
the state of affairs of the entity or consolidated entity in future financial years.  

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
O T H E R   I N F O R M AT I O N  

ENVIRONMENTAL AND SOCIAL SUSTAINABILITY 

The consolidated entity acknowledges that integrating sustainable growth into its strategy, business practices and decision making is 
essential for long-term value creation.  The consolidated entity believes that the sustainability of its operations is, in part, linked to the 
successful monitoring and management of its economic, social and environmental risks and opportunities and therefore the consolidated 
entity aims to adopt sustainable practices that will generate better long-term returns and benefits for investors and stakeholders, both 
internal and external. 

The Board of Directors, as the Company’s highest governance body, alongside management is charged with establishing a business strategy 
that supports responsible decision making and sustainable value creation. 

The Company’s Code of Conduct reinforces the consolidated entity’s commitment to honest, fair and transparent business practices and 
outlines the standards of behaviour that the consolidated entity expects of its employees.  

In addition, the consolidated entity has adopted other policies such as the Conflicts of Interest Policy, the Gifts and Benefits Policy, the 
Intellectual Property Policy and a Confidentiality and Privacy Policy, all of which aim to reinforce corporate governance best practices.  

The consolidated entity is a member of the following organisations and associations:  
 
 
 
 
 
 
 

Consumer Electronics Association 
Australasia Furniture Research and Development Institute (AFRDI) 
New Zealand Leather and Shoe Research Association (LASRA) 
National Retailers Association, including representation on the Technical Standards Committee (NRATSC) 
Energy Users Association of Australia 
Soft Landings Product Stewardship Scheme (Founding Member) 
Diversity Council of Australia 

Environmental Regulation Performance 

The consolidated entity submits a National Greenhouse Gas and Emissions Report (NGER) to the Clean Energy Regulator annually.  

In New Zealand, from 1 July 2019 all plastic bags supplied to customers comply with the new legislated requirement of a minimum of 70 
microns thickness.   

The consolidated entity’s environmental obligations are regulated under both State and Federal Law.  There were no environmental breaches 
notified to the consolidated entity by any Government agency during the year ended 30 June 2019 and up to the date of this report.   

Harvey Norman®, Domayne® and Joyce Mayne® Complexes 

The consolidated entity acts as a landlord in a number of retail complexes utilised by Harvey Norman®, Domayne® and Joyce Mayne® 
franchisees.  At those premises, the landlord provides lighting and air conditioning for the utilisation of franchisees at the site and also 
provides electricity to the site.   

The consolidated entity has undertaken the following recent actions with respect to solar energy, LED lighting and stormwater harvesting 
systems: 

Solar Energy 
Solar installations have been completed at 15 franchised complexes, with a further 18 installations approved and awaiting commencement.  
The next round of installations will see a number of franchised complexes in Queensland and South Australia have solar systems installed, 
building on the New South Wales-centric installations to date.   

Using FY2016 electricity consumption as a baseline, the electricity consumption for the first 15 franchised complexes has dropped 28% as a 
result of the solar and other energy efficiency initiatives commenced at these complexes. 

Total Energy Consumption 
Over the past 3 Environmental and Social Sustainability reports, the consolidated entity has reported a number of initiatives that have been 
undertaken.  These have included: 
 
 
 
 

Air-conditioning upgrades;  
Lighting upgrades; 
LED lighting trials; and 
Solar energy installations.  

Using FY2016 as the baseline year of measurement, the consolidated entity and the franchised complexes have reduced energy 
consumption in Australia by 7%.  The value of this reduction is equivalent to: 
  More than 8,000 tonnes of C02e avoided;  
  More than 1,300 cars taken off the road annually.   

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

             55 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
O T H E R   I N F O R M AT I O N  

Environmental Regulation Performance (continued) 

Waste Reduction 

The Australian Packaging Covenant (“APC”) is a sustainable packaging initiative which aims to change the culture of business to design 
more sustainable packaging, increase recycling rates and reduce packaging litter.  

Each Harvey Norman®, Domayne® and Joyce Mayne® franchisee has improved waste management performance and offering to 
customers during the 2019 financial year as follows: 

Waste Stream 

e-Waste 

Mattresses 

Polystyrene  

Cardboard and Plastic Recycling as a 
percentage of franchised complex waste 
(excluding the above initiatives) 

Plastic Bag Usage by Customers 

Social Sustainability  

  Percentage Improvement During  

2019 Financial Year 

  Description 

11.7% aggregate overall increase on 
FY2018 volumes 

12,743 mattresses in aggregate 
recycled via the Soft Landings 
Product Stewardship and Social 
Enterprise Scheme, an aggregated 
7.5% increase on the previous 
financial year.  Some franchisees may 
have used alternate service providers, 
particularly in Melbourne.   
  An aggregate 1.7% decrease in 

polystyrene recycling (measured in 
tonnes) in FY2019. 

  Harvey Norman®, Domayne® and 

Joyce Mayne® franchised complexes 
recycled 7,450 tonnes, in aggregate, 
of cardboard and paper (9.17% 
aggregate increase on FY2018) and 
33.11 tonnes of plastic (LDPE), in 
aggregate, in FY2019 (30% aggregate 
reduction on FY2018).   

Average landfill diversion: 
- 
- 

40% (measured by weight) 
48% (measured by volume) 

  Net distribution of plastic bags 

increased by 23% in aggregate in 
FY2019.  Use of reusable smart bags 
increased by 14.7% in aggregate. 

  E-waste recycling is available through most 
Harvey Norman®, Domayne® and Joyce 
Mayne® franchised complexes. 

  Harvey Norman® and Domayne® franchisees 
are founding members of the Soft Landings 
Mattress Product Stewardship Scheme. 

  Approximately 80% of franchised complexes in 
Australia recycle this separate waste stream. 

  Each franchisee in each franchised complex in 
Australia carries out cardboard and plastic 
recycling. 

From February 2018, all plastic bags supplied to 
Harvey Norman®, Domayne® and Joyce 
Mayne® franchisees were a minimum of 40 
microns. 

Maintaining a well-trained, engaged and committed workforce is a key priority for the consolidated entity.  The consolidated entity has 
adopted a well-developed training strategy to ensure that all employees are given opportunities to develop and improve their skills and 
expertise throughout their careers. 

The consolidated entity also conducts an Engagement & Diversity Survey on an annual basis.  The survey aims to measure the satisfaction 
levels of employees and collects feedback and comments on topics such as diversity initiatives and flexible working arrangements. 

In 2019, Harvey Norman maintained sponsorship of a number of initiatives supporting Aboriginal and Torres Strait Island people, most 
notably the consolidated entity’s ongoing support of the Australian Indigenous Mentoring Experience (AIME) program and the NRL All Stars 
matches, which in 2019, featured the Australian Indigenous All-Stars taking on the New Zealand Maori Kiwis for the first time, won 34-14 by 
the Australian Indigenous team.      

Employee Learning and Development  

The consolidated entity has provided its employees with an increasing range of training opportunities over the years from mandatory 
sessions and programs (inductions, compliance, customer service, culture awareness etc.) to optional courses providing vocational 
recognition and certification.  The consolidated entity actively encourages employees to participate in these courses.  

The consolidated entity has appointed a Learning and Development team to support its Learning and Development framework.  This team 
has been engaged to scope, develop, design and implement training programs and strategies.  

The training conducted throughout the organisation includes, but is not limited to: 
1)  Online e-learning for all employees through an externally hosted Learning Management System.   
There is a combination of compulsory training and role-based training allocated and assigned to employees and undertaken in the 
workplace.  Online training modules may include:   

 
 
 
 

Orientation for new employees;  
Occupational Health and Safety;  
Discrimination, harassment and workplace bullying; and  
Cultural Awareness.  

56 

            
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
O T H E R   I N F O R M AT I O N  

D IRECTORS ’   RE PORT (c ontinu e d)  

Employee Learning and Development (continued) 

2)  Professional development for individuals in specialised roles to maintain and update requisite skills and knowledge.   
This training is conducted by external bodies including: 

Accounting (Chartered Accountants of Australia and New Zealand and CPA Australia);   
Compliance (Australian Compliance Institute); 
Digital Innovation (Data Science and Analytics and User Experience (UX)); 
Human Resources (National Retailers Association seminars); 
Information Technology;  
Legal (College of Law, Law Society of NSW, LegalWise, Australian Corporate Lawyers Association seminars); 

 
 
 
 
 
 
  Management; 
 
  Microsoft Office Applications (Excel, Word, Access and PowerPoint); 
 
 

Procurement (Supply Chain School and Chartered Institute of Purchasing and Supply);  

Annual conferences to educate and reinforce knowledge of employees; and 
Diversity awareness in order to reinforce the Company's commitment to an inclusive culture and diversity in the workplace and 
to add value to diversity-related initiatives.  

The Learning Management framework is a comprehensive platform that supports the consolidated entity’s growth and development 
initiatives.  This enables structured learning paths that promote further training and development for employees. 

The consolidated entity may provide financial reimbursement to employees that obtain a degree relevant to their role and responsibilities, 
including equipment and travel. 

Corporate employees are reviewed annually as part of the ‘Salary Review’ process where performance is benchmarked to market rates and 
career development is discussed as part of employee succession planning.  

Diversity  

The Company and its executive leaders recognise the value of diversity in their employees and the benefits that diversity brings to their 
shareholders in building capabilities for the Company to become more innovative, responsive and competitive.  The Company is committed 
to promoting and supporting an environment where their employees are representative of the diverse range of backgrounds, experiences 
and perspectives present in the communities in which we operate across the globe. 

The Company’s Employee Diversity Policy and Board Diversity Policy, along with relevant organisational strategies, programs and initiatives 
are conducive to the selection of well qualified employees, senior management and Board candidates from diverse backgrounds.  The full 
Employee Diversity Policy and Board Diversity Policy may be accessed via the Company’s website www.harveynormanholdings.com.au.   

Workforce Gender Profile  

The Company is committed to increasing the participation and development of women in the consolidated entity globally, so as to broaden 
the talent pool from which future leaders of the consolidated entity can be drawn.   

There has been continued growth in the representation of females within the workforce of the consolidated entity, particularly at a senior 
executive level.  The Company continues to measure and monitor progress in this area to develop and cultivate a diverse and inclusive 
workforce. 

The table below shows the female composition of employees, senior executives* and board members over the last three financial years.  
Data was taken as at 30 June each year.   

FEMALE COMPOSITION AT 30 JUNE 

Female Employees 

Female Senior Executives* 

Female Board Members 

2017 

44.82% 

29.81% 

11.11% 

2018 

44.93% 

32.69% 

11.11% 

2019 

45.60% 

34.03% 

10.00% 

* The holder of a Senior Executive position in the consolidated entity has primary responsibility for a business unit within the consolidated 
entity. 

The consolidated entity is a participant in the annual Workplace Gender Equality Report (WGEA Report).  

Diversity Initiatives for the 2019 Financial Year 

During the 2019 financial year, the following initiatives were undertaken to support the diversity objectives of the consolidated entity: 

(a)  Approved implementation of Paid Parental Leave Policy from 1 July 2019 for eligible employees.  This scheme, accompanied with the 
continual refinement of organisational policies and practices, ensures the Company is well-placed to recognise and improve support 
for the changing domestic and carer responsibilities employees may assume throughout their career.  

(b)  Refinement of resources for expectant parents and “keeping-in-touch” and “flexible work” practices to ensure employees feel 

supported while on parental leave and when returning to work.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

              57 

        
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
O T H E R   I N F O R M AT I O N  

Diversity Initiatives for the 2019 Financial Year (continued) 

c)  Redesign and re-launch of “Life @ Work” employee engagement survey, incorporating survey on diversity, in order to monitor underlying 
changes including to the composition of the workforce, cultural heritage, and caring responsibilities and assess the consolidated entity’s 
progress in improving workplace diversity and engagement.  The results of this survey were shared with employees and a number of 
improvement initiatives were identified and schedules for completion in the 2020 financial year. 

d)  As part of the annual WGEA Report the business created a workplace profile, as at 30 March 2019, and analysed this data to monitor and 

evaluate any gender pay gaps for equivalent roles within the consolidated entity.  

e)  Renewed membership of the Diversity Council Australia to reinforce the consolidated entity's commitment to an inclusive culture and 

diversity in the workplace and to add value to diversity related initiatives. 

f) 

Sponsorship, commitment and support of female athletes in Australia to assist Australian sportswomen to achieve their professional 
and personal goals, including the following specific sponsorships during 2019: 

2019 Women’s State of Origin – major sponsor of both the NSW Blues team and QLD Maroons team;  

 
  Women in League;  
 
 
 
 

Greater Western Sydney (GWS) Giants AFL Women’s team;  
The Jillaroos – Australian Women’s NRL team;  
NRL Women’s Premiership; and 
NRL Women’s National Championships. 

g)  Participated in the “NRL All Stars Youth Summit” in February 2019 to further develop and grow relationships with younger members of 

the indigenous community and assist in their journey of attaining education and employment.  

h)  Sponsorship of the Shine Awards which endeavours to shine a light on the women making a difference in rural and regional 

communities. 

i) 

j) 

Continued to develop the partnership with Australia Indigenous Mentoring Experience (“AIME”) to support in promoting employment 
opportunities to Indigenous Australians.   

Participated in R U OK Day to encourage inclusive relationships to be built amongst employees and to develop sense of a supportive 
workplace community. 

k)  Conducted the annual “Taste of Harmony” event in March 2019 to raise awareness and embrace the cultural diversity of the workplace. 
Money raised as part of this annual diversity event was once again donated to “Fitted for Work”, a local charity with a mission statement 
to “help women experiencing disadvantage get work and keep it”. 

l) 

A significant number of franchisees have provided support to the following initiatives during the 2019 financial year: 

 
 
 

Paralympics Australia;  
Sir Roden and Lady Cutler Foundation – driving the seriously ill, needy and disabled to and from medical appointments; and  
Country Women’s Association (CWA) – to support farmers, their families and local businesses impacted by the severity of the 
drought and other crisis’ including domestic violence and extended illnesses.   

Indemnification of Officers 

During the financial year, insurance and indemnity arrangements were continued for officers of the consolidated entity. 

An indemnity agreement was entered into between the Company and each of the directors of the Company named earlier in this report 
and with each full-time executive officer, director and secretary of all group entities.  Under the agreement, the Company has agreed to 
indemnify those officers against any claim or for any expenses or costs which may arise as a result of work performed in their respective 
capacities.  

Rounding of Amounts 

The amount contained in the financial statements and the Directors’ Report have been rounded to the nearest thousand dollars (unless 
specifically stated to be otherwise) under the option available to the Company under Australian Securities and Investments Commission 
Corporations (Rounding in Financial/Directors’ Reports) Instrument 2016/191.  The company is an entity to which this legislative instrument 
applies.   

Principal Activities 

The principal activities of the consolidated entity are that of an integrated retail, franchise, property and digital system including: 
 
 

Franchisor;  
Sale of furniture, bedding, computers, communications and consumer electrical products in New Zealand, Singapore, Malaysia, 
Slovenia, Ireland, Northern Ireland and Croatia; 
Property investment; 
Lessor of premises to Harvey Norman®, Domayne® and Joyce Mayne® franchisees and other third parties; 

 
 
  Media placement; and 
 

Provision of consumer finance and other commercial loans and advances. 

Significant Changes in the State of Affairs 

In the opinion of the directors, there were no significant changes in the state of affairs of the consolidated entity that occurred during the 
year ended 30 June 2019. 

58 

            
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D IRECTORS ’   RE PORT  
O T H E R   I N F O R M AT I O N  

D IRECTORS ’   RE PORT (c ontinu e d)  

Auditor Independence and Non-Audit Services 

During the year, the auditors of Harvey Norman Holdings Limited, Ernst & Young, provided non–audit services to the consolidated entity.  
In accordance with the recommendation from the Audit Committee of the Company, the directors are satisfied that the provision of the 
non-audit services during the year is compatible with the general standard of independence for auditors imposed by the Corporations Act 
2001.  Also, in accordance with the recommendation from the Audit Committee, the directors are satisfied that the nature and scope of 
each type of non–audit service provided means that auditor independence was not compromised. 

Details of the amounts paid or payable to the auditor, Ernst & Young, for the provision of non–audit services during the year ended 30 
June 2019 are as follows:  

 
 

Tax compliance services $476,744 (2018: $234,984); 
Other services $25,971 (2018: $42,769) 

The directors received the following declaration from the auditor of Harvey Norman Holdings Limited. 

Ernst & Young  
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 

Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 

Auditor’s Independence Declaration to the Directors of Harvey Norman 
Holdings Limited 

As lead auditor for the audit of the financial report of Harvey Norman Holdings Limited for the financial year 
ended 30 June 2019, I declare to the best of my knowledge and belief, there have been: 

a)  no contraventions of the auditor independence requirements of the Corporations Act 2001 in relation 

to the audit; and   

b)  no contraventions of any applicable code of professional conduct in relation to the audit. 

This declaration is in respect of Harvey Norman Holdings Limited and the entities it controlled during the 
financial year. 

Ernst & Young 

Renay Robinson 
Partner 
Sydney 
27 September 2019 

Signed in accordance with a resolution of directors. 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

G. HARVEY                                                                                                  K.L. PAGE  
Chairman                                                                                                     Chief Executive Officer 
Sydney                                                                                                         Sydney 
27 September 2019                                                                                    27 September 2019 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

              59 

        
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STATEME NT of F INA NC IAL  POS I T ION  
a s   a t   3 0   J U N E   2 0 1 9  

Current Assets 

Cash and cash equivalents 

Trade and other receivables 

Other financial assets 

Inventories 

Other assets 

Intangible assets 

Subtotal 

Assets held for sale 

Total current assets 

Non-Current Assets 

Trade and other receivables 

Investments accounted for using equity method 

Other financial assets 

Property, plant and equipment 

Investment properties 

Intangible assets 

Total non-current assets 

Total Assets 

Current Liabilities 

Trade and other payables 

Interest-bearing loans and borrowings 

Income tax payable 

Other liabilities 

Provisions 

Total current liabilities 

Non-Current Liabilities 

Interest-bearing loans and borrowings 

Provisions 

Deferred income tax liabilities 

Other liabilities  

Total non-current liabilities 

Total Liabilities 

NET ASSETS 

Equity 

Contributed equity 

Reserves 

Retained profits 

Parent entity interests 

Non-controlling interests 

TOTAL EQUITY 

Note 

28(a) 

7 

8 

9 

10 

11 

39 

12 

37 

13 

14 

15 

16 

17 

18 

19 

20 

21 

20 

5(d) 

23 

24 

25 

26 

27 

  CONSOLIDATED 
June 
2019 
$000 

215,048 

741,862 

28,888 

395,965 

37,541 

370 

1,419,674 

36,666 

1,456,340 

49,391 

3,854 

19,370 

696,207 

2,508,951 

64,631 

3,342,404 

June 
 2018 
$000 

170,544 

724,690 

31,463 

345,287 

45,144 

490 

1,317,618 

- 

1,317,618 

78,443 

4,497 

18,283 

660,337 

2,429,397 

69,067 

3,260,024 

4,798,744 

4,577,642 

283,682 

494,579 

12,000 

75,819 

33,028 

899,108 

346,942 

13,025 

330,546 

11,330 

701,843 

289,986 

422,191 

15,608 

66,825 

35,354 

829,964 

503,203 

11,645 

280,735 

14,163 

809,746 

1,600,951 

1,639,710 

3,197,793 

2,937,932 

552,250 

217,724 

2,397,436 

3,167,410 

30,383 

3,197,793 

388,381 

185,384 

2,337,241 

2,911,006 

26,926 

2,937,932 

The above Statement of Financial Position should be read in conjunction with the accompanying notes. 

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
I N COME  STATEMEN T   
f o r   t h e   y e a r   e n d e d   3 0   J U N E   2 0 1 9  

OPERATI 

I nc ome  S tate ment  fo r th e ye a r 
en ded  30  Ju ne  20 1 9  

Sales of products to customers 

Cost of sales 

Gross profit 

Revenue received from franchisees 

Revenues and other income items 

Distribution expenses 

Marketing expenses 

Occupancy expenses 

Administrative expenses 

Other expenses 

Finance costs 

Share of net profit of joint ventures entities 

Profit before income tax 

Income tax expense 

Profit after tax 

Attributable to: 

Owners of the parent 

Non-controlling interests 

Earnings Per Share: 

Basic earnings per share (cents per share) 

Diluted earnings per share (cents per share) 

Dividends per share (cents per share) * 

  CONSOLIDATED 
June 
2019 
$000 

2,234,118 

(1,510,733) 

723,385 

943,648 

242,419 

(41,102) 

(391,044) 

(258,106) 

(567,970) 

(57,676) 

(28,782) 

9,787 

574,559 

(165,557) 

409,002 

402,317 

6,685 

409,002 

June 
 2018 
$000 

1,993,760 

(1,326,339) 

667,421 

965,472 

200,253 

(41,602) 

(374,322) 

(241,220) 

(585,683) 

(39,595) 

(26,344) 

5,792 

530,172 

(150,122) 

380,050 

375,378 

4,672 

380,050 

34.70 cents 

34.67 cents 

33.21 cents 

33.18 cents 

33.0 cents 

30.0 cents 

Note 

3 

3 

3 

4 

4 

4 

4 

37 

5 

6 

6 

26 

   * This represents total dividends per share in respect of the year ended 30 June 2019 and the year ended 30 June 2018. 

   The above Income Statement should be read in conjunction with the accompanying notes. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STATEME NT of COM PREHE NS IV E  INCO ME   
f o r   t h e   y e a r   e n d e d   3 0   J U N E   2 0 1 9    

  CONSOLIDATED 
June 
2019 
$000 

June 
2018 
$000 

Profit for the year 

409,002 

380,050 

Items that may be reclassified subsequently to profit or loss: 

Foreign currency translation 

Net movement on cash flow hedges 

Income tax effect on net movement on cash flow hedges 

Items that will not be reclassified subsequently to profit or loss: 

Fair value revaluation of land and buildings  

Income tax effect on fair value revaluation of land and buildings 

Net fair value losses on equity investments 

Other comprehensive income for the year (net of tax) 

26,373 

9 

(3) 

12,234 

(3,910) 

(953) 

33,750 

(221) 

16 

(4) 

15,553 

(2,693) 

(1,830) 

10,821 

Total comprehensive income for the year (net of tax) 

442,752 

390,871 

Total comprehensive income attributable to: 

Owners of the parent 

Non-controlling interests 

434,888 

7,864 

442,752 

385,067 

5,804 

390,871 

The above Statement of Comprehensive Income should be read in conjunction with the accompanying notes.

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STATEME NT of C HA NGES   in  EQU ITY   
f o r   t h e   y e a r   e n d e d   3 0   J U N E   2 0 1 9  

Attributable to Equity Holders of the Parent 

Contributed 
Equity 

Retained 
Profits 

Asset 
Revaluation 
Reserve 

Foreign 
Currency 
Translation 
Reserve 

Available for 
Sale Reserve 

FVOCI  
Reserve (a) 

Cash Flow 
Hedge Reserve 

Employee 
Equity 
Benefits 
Reserve 

Acquisition  
Reserve 

Non-controlling 
Interests 

TOTAL 
EQUITY 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

At 1 July 2018 

388,381 

2,337,241 

144,526 

40,659 

11,902 

Other comprehensive income:   
Revaluation of land and 
buildings 
Reverse expired or realised 
cash flow hedge reserves 

Currency translation 
differences 
Fair value of forward foreign 
exchange contracts 

Transfer to financial assets at 
fair value through other 
comprehensive income 
Fair value of financial assets 
at fair value through other 
comprehensive income 
Other comprehensive income   
Profit for the year 
Total comprehensive income 
for the year 

Cost of share based 
payments 
Shares issued  
Utilisation of employee equity 
benefits reserve 
Dividends paid 
Distribution to members 

- 

- 

- 

- 

- 

- 
- 
- 

- 

- 

- 

- 

- 

- 

8,324 

- 

- 

- 

- 

- 

- 

25,194 

- 

- 

(11,902) 

11,902 

- 
- 
402,317 

- 
8,324 
- 

- 
25,194 
- 

- 
(11,902) 
- 

(953) 
10,949 
- 

402,317 

8,324 

25,194 

(11,902) 

10,949 

- 
163,869 

- 
- 

- 
- 
- 

- 
(342,122) 
- 

- 
- 

- 
- 
- 

- 
- 

- 
- 
- 

- 

- 

- 

- 

- 
- 

- 
- 
- 

- 

- 

- 

- 

- 

- 

- 
- 

- 
- 
- 

(8) 

10,356 

(22,051) 

26,926 

2,937,932 

- 

8 

- 

(2) 

- 

- 
6 
- 

6 

- 
- 

- 
- 
- 

- 

- 

- 

- 

- 

- 
- 
- 

- 

519 
- 

(750) 
- 
- 

- 

- 

- 

- 

- 

- 
- 
- 

- 

- 
- 

- 
- 
- 

- 

- 

8,324 

8 

1,179 

26,373 

- 

- 

(2) 

- 

- 
1,179 
6,685 

(953) 
33,750 
409,002 

7,864 

442,752 

- 
- 

519 
163,869 

- 
(2,852) 
(1,555) 

(750) 
(344,974) 
(1,555) 

At 30 June 2019 

552,250 

2,397,436 

152,850 

65,853 

10,949 

(2) 

10,125 

(22,051) 

30,383 

3,197,793 

The above Statement of Changes in Equity should be read in conjunction with the accompanying notes. 

(a)  Upon the application of AASB 9, the consolidated entity has elected to classify equity investments, which were previously classified as available for sale under AASB 139, as financial assets at fair 

value through other comprehensive income (FVOCI).  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

63 

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STATEME NT of C HA NGES   in  EQU ITY   
f o r   t h e   y e a r   e n d e d   3 0   J U N E   2 0 1 9  

Attributable to Equity Holders of the Parent 

Contributed 
Equity 

Retained 
Profits 

Asset 
Revaluation 
Reserve 

Foreign 
Currency 
Translation 
Reserve 

Available for 
Sale Reserve 

Cash Flow 
Hedge Reserve 

Employee 
Equity 
Benefits 
Reserve 

Acquisition  
Reserve 

Non-
controlling 
Interests 

TOTAL 
EQUITY 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

At 1 July 2017 

386,309 

2,229,200 

131,304 

42,374 

13,732 

(20) 

9,611 

(22,051) 

22,448 

2,812,907 

Other comprehensive income: 
Revaluation of land and buildings 
Reverse expired or realised cash 
flow hedge reserves 

Currency translation differences 
Fair value of forward foreign 
exchange contracts 

Fair value of available for sale 
financial assets 

Other comprehensive income 
Profit for the year 
Total comprehensive income for the 
year 

Cost of share based payments 
Shares issued  
Dividends paid 
Distribution to members 

- 

- 

- 

- 

- 

- 
- 

- 

- 

- 

- 

- 

- 

13,222 

- 

- 

- 

- 

- 

- 

(1,715) 

- 

- 

- 
375,378 

13,222 
- 

(1,715) 
- 

- 

- 

- 

- 

(1,830) 

(1,830) 
- 

375,378 

13,222 

(1,715) 

(1,830) 

- 
2,072 
- 
- 

- 
- 
(267,337) 
- 

- 
- 
- 
- 

- 
- 
- 
- 

- 
- 
- 
- 

- 

20 

- 

(8) 

- 

12 
- 

12 

- 
- 
- 
- 

- 

- 

- 

- 

- 

- 
- 

- 

745 
- 
- 
- 

- 

- 

- 

- 

- 

- 
- 

- 

- 
- 
- 
- 

(362) 

- 

1,494 

- 

- 

1,132 
4,672 

12,860 

20 

(221) 

(8) 

(1,830) 

10,821 
380,050 

5,804 

390,871 

- 
- 
(976) 
(350) 

745 
2,072 
(268,313) 
(350) 

At 30 June 2018 

388,381 

2,337,241 

144,526 

40,659 

11,902 

(8) 

10,356 

(22,051) 

26,926 

2,937,932 

The above Statement of Changes in Equity should be read in conjunction with the accompanying notes. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

64 

            
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STATEME NT of CAS H  FLOWS  
f o r   t h e   y e a r   e n d e d   3 0   J U N E   2 0 1 9  

Cash Flows from Operating Activities 
Net receipts from franchisees 
Receipts from customers 
Payments to suppliers and employees 
Distributions received from joint ventures 
GST paid 
Interest received 
Interest and other costs of finance paid 
Income taxes paid 
Dividends received 

Note 

   CONSOLIDATED 

June 
2019 
$000 

June 
2018 
$000 

858,372 
2,397,871 
(2,681,840) 
10,027 
(56,815) 
6,625 
(29,223) 
(135,139) 
2,967 

947,058 
2,134,595 
(2,388,310) 
10,125 
(66,102) 
5,871 
(25,619) 
(166,161) 
2,713 

Net Cash Flows From Operating Activities 

28(b) 

372,845 

454,170 

Cash Flows from Investing Activities 
Payments for purchases of property, plant and 
equipment and intangible assets 
Payments for purchase of investment properties 

Proceeds from sale of property, plant and equipment 
and properties held for resale 
Payments for purchase of units in unit trusts and other 
investments 
Payments for purchase of equity accounted 
investments  
Proceeds from sale of equity  
investments  
Proceeds from insurance claims 

Cash obtained on consolidation of KEH Partnership 

Proceeds from the completion of the Administrator Sale 
of the Coomboona JV assets 
Loans granted to joint venture entities, joint venture 
partners and related and unrelated entities 

Net Cash Flows Used In Investing Activities 

Cash Flows from Financing Activities 
Proceeds from shares issued – executive share option 
plan 
Proceeds from shares issued – renounceable pro-rata 
Entitlement Offer 

(Repayments)/Proceeds from Syndicated Facility  
Dividends paid 
Loans repaid to related parties 
Repayments of other borrowings 

Net Cash Flows Used In Financing Activities   
Net Increase in Cash and Cash Equivalents 

Cash and Cash Equivalents at Beginning of the Year 

(94,222) 

(27,878) 

2,911 

(1,320) 

(434) 

18,470 
903 

50 

40,500 

(5,183) 

(93,895) 
(125,661) 

2,422 

(107) 

(4,256) 

10,436 
2,458 

- 

- 

(94,882) 

(66,203) 

(303,485) 

- 

163,869 

(25,000) 
(342,122) 
(39,559) 
(3,477) 

(246,289) 
60,353 

125,463 

2,072 

- 

210,000 
(267,337) 
(6,573) 
(6,266) 

(68,104) 
82,581 

42,882 

Cash and Cash Equivalents at End of the Year 

28(a) 

185,816 

125,463 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

65 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

STATEMENT OF SIGNIFICANT ACCOUNTING POLICIES 

1. 

(a)  Corporate Information 

Harvey Norman Holdings Limited (the “Company”) is a for profit company limited by shares incorporated in Australia and operating in 
Australia, New Zealand, Ireland, Northern Ireland, Singapore, Malaysia, Slovenia and Croatia whose shares are publicly traded on the 
Australian Securities Exchange (“ASX”) trading under the ASX code HVN.   

(b)  Basis of Preparation  

The financial report has been prepared on a historical cost basis, except for investment properties, land and buildings, derivative 
financial instruments, debt and equity financial assets, which have been measured at fair value.  The carrying values of recognised 
assets and liabilities that are designated as hedged items in fair value hedges that would otherwise be carried at amortised cost are 
adjusted to recognise changes in the fair values attributable to the risks that are being hedged in effective hedge relationships. 

The financial report is presented in Australian dollars and all values are rounded to the nearest thousand dollars ($000) unless 
otherwise stated under the option available to the Company under Australian Securities and Investments Commission Corporations 
(Rounding in Financial/Directors’ Reports) Instrument 2016/191.  The Company is an entity to which this legislative instrument 
applies.   

The consolidated financial statements of the Company and its subsidiaries (the “consolidated entity”) for the year ended 30 June 
2019 was authorised for issue in accordance with a resolution of the directors on 27 September 2019. 

(c)  Statement of Compliance 

The financial report is a general-purpose financial report, which has been prepared in accordance with the requirements of the 
Corporations Act 2001, Australian Accounting Standards and Interpretations, and complies with other requirements of the law.  The 
financial report complies with Australian Accounting Standards, as issued by the Australian Accounting Standards Board, and 
International Financial Reporting Standards (IFRS), as issued by the International Accounting Standards Board. 

Australian Accounting Standards and Interpretations that have recently been issued or amended but are not yet effective have not 
been adopted by the consolidated entity for the annual reporting period ended 30 June 2019.  For details on the impact of future 
accounting standards, refer to page 77.  

(d)  Basis of consolidation 

The consolidated financial statements comprise the financial statements of Harvey Norman Holdings Limited and its controlled 
entities.  Control is achieved when the consolidated entity is exposed, or has rights, to variable returns from its involvement with the 
investee and has the ability to affect those returns through its power over the investee.  Specifically, the consolidated entity controls 
an investee if and only if the consolidated entity has all of the following: 
 
 
 

Power over the investee (i.e. existing rights that give it the current ability to direct the relevant activities of the investee) 
Exposure, or rights, to variable returns from its involvement with the investee, and 
The ability to use its power over the investee to affect its returns 

When the consolidated entity has less than a majority of the voting or similar rights of an investee, the consolidated entity considers 
all relevant facts and circumstances in assessing whether it has power over an investee, including: 
 
 
 

The contractual arrangement with the other vote holders of the investee 
Rights arising from other contractual arrangements 
The consolidated entity’s voting rights and potential voting rights 

The consolidated entity re-assesses whether or not it controls an investee if facts and circumstances indicate that there are changes 
to one or more of the three elements of control.  Consolidation of a subsidiary begins when the consolidated entity obtains control 
over the subsidiary and ceases when the consolidated entity loses control of the subsidiary.   

All intercompany balances and transactions, including unrealised profits arising from intra-group transactions, have been eliminated 
in full.  Unrealised losses are eliminated unless costs cannot be recovered.  Financial statements of foreign controlled entities 
presented in accordance with overseas accounting principles are, for consolidation purposes, adjusted to comply with the 
consolidated entity’s policy and generally accepted accounting principles in Australia.  

Non-controlling interests are allocated their share of net profit after tax in the income statement and are presented within equity in 
the consolidated statement of financial position, separately from the equity of the owners of the Parent.  Losses are attributed to the 
non-controlling interest even if that results in a deficit balance. 

A change in the ownership interest of a subsidiary (without a change in control) is to be accounted for as an equity transaction.  

(e)  Summary of Significant Accounting Policies  

(i)    Changes in accounting policy, disclosures, standards and interpretations 

The accounting policies adopted are consistent with those of the previous financial year, except for the adoption of new standards 
mandatory for annual periods beginning on or after 1 July 2018 which require retrospective restatement.  New mandatory standards, 
where material, are disclosed in Note 1 (f) Summary of new standards adopted in the current period on page 76 of this report.   

The consolidated entity has not early adopted any other standard, interpretation or amendment that has been issued but is not yet 
effective.   

66 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 

(ii)    Significant accounting judgements, estimates and assumptions  

In applying the consolidated entity’s accounting policies, management continually evaluates judgements, estimates and 
assumptions based on experience and other factors, including expectations of future events that may have an impact on the 
consolidated entity.  All judgments, estimates and assumptions made are believed to be reasonable based on the most current set of 
circumstances available to management.  Actual results may differ from the judgments, estimates and assumptions.  Significant 
judgments, estimates and assumptions made by management in the preparation of these financial statements are outlined below: 

Significant accounting judgements: 

(a)    Assessment of AASB 10 Consolidated Financial Statements in respect of Harvey Norman®, Domayne® and Joyce Mayne® 
        Franchisees in Australia 
In determining whether the consolidated entity has control over an entity (investee) and should or should not consolidate the results 
of the investee, the consolidated entity assesses its exposure to / rights to variable returns from its involvement with the investee 
and whether it has the ability to affect those returns through its power over the investee.  

The assessment of whether Harvey Norman Holdings Limited (HNHL), or any subsidiary of HNHL, as franchisor, should consolidate or 
not consolidate the results of a franchisee or business operations of that franchisee, is determined by whether the franchisor has 
control over the franchisee.   The assessment of whether a franchisor controls a franchisee or the business operations of that 
franchisee, involves significant judgment in assessing whether the franchisor has sufficient power through its rights under 
arrangements with franchisees and through the practical application of those arrangements, to direct the relevant activities of the 
franchisee that most significantly affect the returns (profits or losses) of the franchisee. 

At least on an annual basis, the directors of HNHL will reassess the requirements of control in accordance with AASB 10 Consolidated 
Financial Statements.  During the 2019 financial year, after considering both the legal arrangements in place between the 
consolidated entity and Harvey Norman®, Domayne® and Joyce Mayne® franchisees and the practical application of those 
arrangements, the directors have continued to conclude that HNHL, or any subsidiary of HNHL, does not control the business 
operations of franchisees.  In particular, HNHL, or any subsidiary of HNHL, does not have any existing rights that give the 
consolidated entity the current ability to direct the relevant activities that most significantly affect the returns of the franchisee.  The 
ability to direct the relevant activities that most significantly affect the returns of the franchisee, rest with the franchisee.  

HNHL, or any subsidiary of HNHL, does not have any voting rights or legal ownership of any equity interest in any franchisee 
business.  Each franchise business is operated by a separate legal entity which is independent of HNHL, or any subsidiary of HNHL.  
The franchisee has the authority and decision-making responsibility over the day-to-day operation and administration of the 
franchisee business.  The franchisee has the substantive right to control the decisions regarding sales and pricing, inventory 
purchasing and inventory management, staff management (hiring, termination, staff numbers, remuneration, appointment of 
management) and employment of personnel including key management.   

The above assessment has resulted in the conclusion that the assets, liabilities and the results of franchisees in Australia are not 
consolidated by the consolidated entity because the consolidated entity does not control the business operations of Harvey 
Norman®, Domayne® and Joyce Mayne® franchisees. 

(b)    Operating lease commitments – consolidated entity as lessor 
The consolidated entity has entered into commercial property leases in respect of its investment property portfolio.  The entity has 
determined, based on an evaluation of the terms and conditions of the arrangements, that it retains all the significant risks and 
rewards of ownership of these properties and has classified the leases as operating leases.   

(c)    Recovery of deferred tax assets 
Deferred tax assets are recognised for deductible temporary differences as management considers that it is probable that future 
taxable profits will be available to utilise those temporary differences.  Deferred tax assets are recognised for unused tax losses to 
the extent that it is probable that taxable profit will be available against which the losses can be utilised.   

Significant management judgement is required to determine the amount of deferred tax assets that can be recognised, based upon 
the likely timing and the level of future taxable profits. 

Significant accounting estimates and assumptions: 

The key estimates and assumptions at the reporting date that have a significant risk of causing a material adjustment to the carrying 
amounts of assets and liabilities within the next annual reporting period, are described below.  The consolidated entity based its 
assumptions and estimates on parameters available when the consolidated financial statements were prepared.  Existing 
circumstances and assumptions about future developments, however, may change due to market changes or circumstances arising 
beyond the control of the consolidated entity.  Such changes are reflected in the assumptions when they occur.  

(a)    Revaluation of investment properties 
The consolidated entity values investment properties at fair value.  The fair values in the financial statements are informed by 
valuations performed by independent external valuers and reviewed internally by the Property Review Committee and the directors 
of the Company.  The independent valuations are performed by external, professionally qualified valuers who hold a recognised, 
relevant professional qualification and have specialised expertise in the properties valued.  The market value of an investment 
property that is subject to an independent external valuation has been adopted as the fair value of that investment property in the 
financial statements of the consolidated entity.  The key assumptions used to determine the fair value of the investment properties, 
and the relevant sensitivity analysis, are disclosed in Note 15.   

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

67 

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

Statement of Significant Accounting Policies (continued) 
(ii)    Significant accounting judgements, estimates and assumptions (continued) 

(b)    Revaluation of property, plant and equipment  
The consolidated entity values land and buildings at fair value.  The fair values in the financial statements are informed by valuations 
performed by independent external valuers and reviewed internally by the Property Review Committee and the directors of the 
Company.  The independent valuations are performed by external, professionally qualified valuers who hold a recognised, relevant 
professional qualification and have specialised expertise in the properties valued.  The market value of an owner-occupied property 
that is subject to an independent external valuation has been adopted as the fair value of that owner-occupied property in the 
financial statements of the consolidated entity.  The key assumptions used to determine the fair value of owner-occupied properties, 
and the relevant sensitivity analysis, are disclosed in Note 14.   

(c)    Revaluation of investment properties for development 
An investment property for development is valued at fair value if it can be reliably determined.  If a fair value cannot be reliably 
determined, then the investment property for development is measured at cost.  The key assumptions used to determine the fair 
value of the investment properties for development and the relevant sensitivity analysis, are disclosed in Note 15.     

(d)    Impairment of financial assets and trade receivables 
The consolidated entity recognises an allowance for expected credit losses (ECLs) for debt instruments measured at amortised cost. 
ECLs are based on the difference between the contractual cash flows due in accordance with the contract and all the cash flows 
that the consolidated entity expects to receive, discounted at an approximation of the original effective interest rate.  The expected 
cash flows will include cash flows from the sale of collateral held or other credit enhancements that are integral to the contractual 
terms. 

ECLs are recognised in two stages.  For credit exposures for which there has not been a significant increase in credit risk since initial 
recognition, ECLs are provided for credit losses that result from default events that are possible within the next 12-months.  For 
those credit exposures for which there has been a significant increase in credit risk since initial recognition, a loss allowance is 
required for credit losses expected over the remaining life of the exposure, irrespective of the timing of the default. 

For receivables from franchisees, consumer finance loans and non-trade debts receivable from related entities and unrelated 
entities, the consolidated entity applies a general approach in calculating ECLs.  For trade receivables and finance leases, the 
consolidated entity applies a simplified approach in calculating ECLs.  Therefore, the consolidated entity does not track changes in 
credit risk, but instead recognises a loss allowance based on lifetime ECLs at each reporting date.  The consolidated entity has 
established a provision matrix that is based on its historical credit loss experience, adjusted for forward-looking factors specific to 
the debtors and the economic environment. 

Further details on the significant judgements considered by management relating to impairment of financial assets are disclosed in 
Note 7.  The impairment loss is disclosed in Notes 4 and 7. 

(e)    Impairment of non-financial assets 
The consolidated entity assesses, at each reporting date, whether there is an indication that an asset may be impaired.  If any 
indication exists, or when annual impairment testing for an asset is required, the consolidated entity estimates the asset’s 
recoverable amount.  An asset’s recoverable amount is the higher of an asset’s or cash generating unit’s (CGUs) fair value less costs 
to sell and its value in use.  Recoverable amount is determined for an individual asset, unless the asset does not generate cash 
inflows that are largely independent of those from other assets or groups of assets, in which case, the recoverable amount is 
determined for the CGU to which the asset belongs.  When the carrying amount of an asset or CGU exceeds its recoverable amount, 
the asset is considered impaired and is written down to its recoverable amount. 

In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that 
reflects current market assessments of the time value of money and the risks specific to the asset.  In determining fair value less 
costs to sell, recent market transactions are taken into account, if available.  If no such transactions can be identified, an appropriate 
valuation model is used.  These calculations are corroborated by valuation multiples for publicly traded subsidiaries or other available 
fair value indicators.  

The consolidated entity bases its impairment calculation on detailed budgets and forecast calculations, which are prepared 
separately for each of the consolidated entity’s CGUs to which the individual assets are allocated.  These budgets and forecast 
calculations generally cover a period of five (5) years.  For longer periods, a long-term growth rate is calculated and applied to project 
future cash flows after the fifth year.  

Impairment losses of continuing operations, including impairment on inventories, are recognised in the income statement in expense 
categories consistent with the function of the impaired assets, except for a property previously revalued and the revaluation was 
taken to other comprehensive income.  In this case, the impairment is also recognised in other comprehensive income up to the 
amount of any previous revaluation.  

An assessment is made at each reporting date to determine whether there is any indication that previously recognised impairment 
losses may no longer exist or may have decreased.  If such indication exists, the consolidated entity estimates the asset’s or CGU’s 
recoverable amount.  A previously recognised impairment loss is reversed only if there has been a change in the assumptions used to 
determine the asset’s recoverable amount since the last impairment loss was recognised.  The reversal is limited so that the carrying 
amount of the asset does not exceed its recoverable amount, nor exceed the carrying amount that would have been determined, net 
of depreciation, had no impairment loss been recognised for the asset in prior years.  Such reversal is recognised in the income 
statement unless the asset is carried at a revalued amount, in which case, the reversal is treated as a revaluation increase. 

(f)    Impairment of equity-accounted investments 
The consolidated entity determines whether there is objective evidence that the investment in the associate or joint venture is 
impaired.  If there is such evidence, the consolidated entity calculates the amount of impairment as the difference between the 
recoverable amount of the associate or joint venture and its carrying value.   

68 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 
(ii)    Significant accounting judgements, estimates and assumptions (continued) 

(g)    Share-based payment transactions 
The consolidated entity measures the cost of equity-settled transactions with employees by reference to the fair value of the equity 
instruments at the date at which they are granted.   

(h)    Make good provisions 
Provisions are recognised for the anticipated costs of future restoration of leased premises.  The provision includes future cost 
estimates associated with dismantling and removing the assets and restoring the leased premises according to contractual 
arrangements.  These future cost estimates are discounted to their present value.  The related carrying amounts are disclosed in 
Note 20. 

(iii)    Business combinations 

Business combinations are accounted for using the acquisition method. The cost of an acquisition is measured as the aggregate of 
the consideration transferred, which is measured at acquisition date fair value, and the amount of any non-controlling interests in 
the acquiree.  The consolidated entity elects to measure the non-controlling interests in the acquiree at the proportionate share of 
the acquiree’s identifiable net assets.  Acquisition-related costs are expensed as incurred and included in administrative expenses. 
When the consolidated entity acquires a business, it assesses the financial assets and liabilities assumed for appropriate 
classification and designation in accordance with the contractual terms, economic circumstances and pertinent conditions as at the 
acquisition date.  Any contingent consideration to be transferred by the acquirer will be recognised at fair value at the acquisition 
date.  

(iv)    Non-current assets held for sale 

The consolidated entity classifies non-current assets as held for sale if their carrying amounts will be recovered principally through a 
sale transaction rather than through continuing use.  Non-current assets classified as held for sale are measured at the lower of their 
carrying amount and fair value less costs to sell.  Costs to sell are the incremental costs directly attributable to the disposal of an 
asset, excluding finance costs and income tax expense.  The criteria for held for sale classification is regarded as met only when the 
sale is highly probable and the asset is available for immediate sale in its present condition.  Actions required to complete the sale 
should indicate that it is unlikely that significant changes to the sale will be made or that the decision to sell will be withdrawn. 
Management must be committed to the plan to sell the asset and the sale expected to be completed within one year from the date of 
the classification.  Property, plant and equipment and intangible assets are not depreciated or amortised once classified as held for 
sale.  

(v)   Investment properties 

Investment properties 
Investment property, which is property held to earn rentals and / or for capital appreciation are measured initially at cost including 
transaction costs.  Subsequent to initial recognition, investment properties are stated at fair value, which reflects market conditions 
at the balance date.  Gains or losses arising from changes in the fair values of investment properties are included in the income 
statement in the period in which they arise. 

Investment property is derecognised when the property has either been disposed of or when the property is permanently withdrawn 
from use and no future benefit is expected from their disposal.  The difference between the net disposal proceeds and the carrying 
amount of the asset is recognised in the income statement in the period of derecognition. 

Transfers are made to investment property when, and only when, there is a change in use, evidenced by the ending of owner-
occupation, commencement of an operating lease to another party or ending of construction or development.  Transfers are made 
from investment property when, and only when, there is a change in use, evidenced by commencement of owner-occupation.   

Properties located in the Australian Capital Territory (“ACT”) which are held under a 99 year ground crown land sublease from the 
Commonwealth Government are not amortised over the remaining life of the lease, as the expectation is that these leases will be 
renewed at minimal cost once they expire.  Properties located in the ACT have been accounted for as investment properties as they 
are primarily held to earn rental income.   

Each investment property is valued at fair value.  Each investment property is the subject of a lease or licence in favour of 
independent third parties, including Harvey Norman®, Domayne® and Joyce Mayne® franchisees (“Franchisees”).  Franchisees 
occupy properties pursuant to a licence, terminable upon reasonable notice.  The fair value in respect of each investment property 
has been calculated primarily using the income capitalisation valuation method, against current market rental value, and having 
regard to, in respect of each property: 
 
 
 
 
 

the highest and best use 
quality of construction  
age and condition of improvements  
recent market sales data in respect of comparable properties 
current market rental value, being the amount that could be exchanged between knowledgeable, willing parties in an arm’s 
length transaction 
tenure of franchisees and external tenants  
adaptive reuse of buildings 
non-reliance on turnover rent 
the specific circumstances of the property not included in any of the above points 

 
 
 
 

The income capitalisation valuation method is the primary method used for valuations.  A discounted cash flow valuation or a direct 
sale comparison valuation is undertaken as a secondary method, excluding investment property for development.   

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

69 

   
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

Statement of Significant Accounting Policies (continued) 
(v)   Investment properties (continued) 

Investment property for development 
Investment property for development are valued at fair value if fair value can be reliably determined.  The direct sale comparison 
method is used for the valuation of investment property for development. 

(vi)    Property, plant and equipment 

Plant and equipment assets are stated at historical cost less accumulated depreciation and any accumulated impairment losses.  
Land, leasehold land and buildings are measured at fair value less accumulated depreciation and any impairment losses recognised 
after the date of the revaluation.  Valuations are performed with sufficient frequency to ensure that the carrying amount of an asset 
does not differ materially from its fair value.  

Depreciation is calculated on a straight-line basis over the estimated useful life of the asset as follows: 
 
 
 
 
 
 

Land – not depreciated 
Leasehold land – lease term 
Buildings under construction – not depreciated 
Buildings – 20 to 40 years 
Owned plant and equipment – 3 to 20 years 
Plant and equipment under finance lease – 1 to 5 years 

The assets’ residual values, useful lives and amortisation methods are reviewed, and adjusted if appropriate, at each financial year 
end.   

Revaluation of owner-occupied properties 
Following initial recognition at cost, owner-occupied land and buildings (including leasehold land) are carried at fair value less any 
subsequent accumulated depreciation and accumulated impairment losses. 

Fair value is determined by reference to market-based evidence, which is the amount for which the assets could be exchanged 
between a knowledgeable, willing buyer and a knowledgeable, willing seller in an arm’s length transaction as at the valuation date.  
The valuations are determined by independent external valuers or reviewed internally by the Property Review Committee and the 
directors of the Company.  The key assumptions used to determine the fair value of owner-occupied land and buildings, and the 
relevant sensitivity analysis, are disclosed in Note 14. 

Any revaluation surplus is recorded in other comprehensive income and credited to the asset revaluation reserve in equity.  However, 
to the extent that it reverses a revaluation decrease of the same asset previously recognised in the income statement, the increase is 
recognised in the income statement.  Any revaluation deficit is recognised in the income statement, except to the extent that it 
offsets a previous surplus of the same asset in the asset revaluation reserve.  

Any accumulated depreciation as at revaluation date is eliminated against the gross carrying amount of the asset and the net 
amount is restated to the fair value of the asset.  Upon disposal, any revaluation reserve relating to the particular asset being sold is 
transferred to retained earnings. 

Valuations are performed with sufficient regularity to ensure that the carrying amount does not differ materially from the asset’s fair 
value at the balance date.  

Derecognition and disposal 
An item of property, plant and equipment is derecognised upon disposal or when no future economic benefits are expected from its 
use or disposal.  Any gain or loss arising on derecognition of the asset (calculated as the difference between the net disposal 
proceeds and the carrying amount of the item) is included in the income statement when the asset is derecognised. 

(vii)    Financial assets  

Up to 30 June 2018, the recognition and measurement of financial assets was in accordance with the previous accounting standard 
AASB 139 Financial Instruments: Recognition and Measurement.  Please refer to the June 2018 Annual Report for the accounting 
treatment of financial assets in accordance with AASB 139.  From 1 July 2018, the recognition and measurement of financial assets is 
in accordance with the AASB 9 Financial Instruments.  

Initial recognition and measurement 
Financial assets are classified, at initial recognition, and subsequently measured at amortised cost, fair value through other 
comprehensive income (OCI), and fair value through profit or loss.  The classification of financial assets at initial recognition depends 
on the financial asset’s contractual cash flow characteristics and the consolidated entity’s business model for managing them.   

In order for a financial asset to be classified and measured at amortised cost or fair value through OCI, it needs to give rise to cash 
flows that are ‘solely payments of principal and interest (SPPI)’ on the principal amount outstanding.  This assessment is referred to 
as the SPPI test and is performed at an instrument level.  The consolidated entity’s business model for managing financial assets 
refers to how it manages its financial assets in order to generate cash flows.  The business model determines whether cash flows will 
result from collecting contractual cash flows, selling the financial assets, or both.  

Purchases or sales of financial assets that require delivery of assets within a time frame established by regulation or convention in 
the market place (regular way trades) are recognised on the trade date, i.e., the date that the consolidated entity commits to 
purchase or sell the asset. 

70 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 
(vii)    Financial assets (continued) 

Subsequent measurement 
For purposes of subsequent measurement, financial assets are classified in three categories: 
 
 

Financial assets at amortised cost (debt instruments) 
Financial assets designated at fair value through OCI with no recycling of cumulative gains and losses upon derecognition 
(equity instruments) 
Financial assets at fair value through profit or loss 

 

Financial assets at amortised cost (debt instruments)  
The consolidated entity measures financial assets at amortised cost if both of the following conditions are met: 
 

The financial asset is held within a business model with the objective to hold financial assets in order to collect contractual cash 
flows, and 
The contractual terms of the financial asset give rise on specified dates to cash flows that are solely payments of principal and 
interest on the principal amount outstanding. 

 

Financial assets at amortised cost are subsequently measured using the effective interest (EIR) method and are subject to 
impairment.  Gains and losses are recognised in profit or loss when the asset is derecognised, modified or impaired. The consolidated 
entity’s financial assets at amortised cost includes receivables from franchisees, trade receivables, consumer finance loans, non-
trade debts receivable from related entities and unrelated entities and finance leases.  

Financial assets designated at fair value through OCI (equity instruments) 
Upon initial recognition, the consolidated entity can elect to classify irrevocably its equity investments as equity instruments 
designated at fair value through OCI when they meet the definition of equity under AASB 132 Financial Instruments: Presentation 
and are not held for trading.  The classification is determined on an instrument-by-instrument basis. 

Gains and losses on these financial assets are never recycled to profit or loss.  Dividends are recognised as other income in the 
statement of profit or loss when the right of payment has been established, except when the consolidated entity benefits from such 
proceeds as a recovery of part of the cost of the financial asset, in which case, such gains are recorded in OCI.  Equity instruments 
designated at fair value through OCI are not subject to impairment assessment.  

The consolidated entity elected to classify irrevocably its non-current equity investments under this category. 

Financial assets at fair value through profit or loss 
Financial assets at fair value through profit or loss include listed shares held for trading, derivative receivables and financial assets 
designated upon initial recognition at fair value through profit or loss, or financial assets mandatorily required to be measured at fair 
value.  Financial assets are classified as held for trading if they are acquired for the purpose of selling or repurchasing in the near 
term.  Derivatives are also classified as held for trading unless they are designated as effective hedging instruments.  Financial 
assets with cash flows that are not solely payments of principal and interest are classified and measured at fair value through profit 
or loss, irrespective of the business model.  Financial assets at fair value through profit or loss are carried in the statement of 
financial position at fair value with net changes in fair value recognised in the statement of profit or loss.   

 (viii)    Financial liabilities 

Initial recognition and measurement 
Financial liabilities are classified, at initial recognition, as financial liabilities at fair value through profit or loss, loans and borrowings, 
payables, or as derivatives designated as hedging instruments in an effective hedge, as appropriate. 

All financial liabilities are recognised initially at fair value and, in the case of loans and borrowings and payables, net of directly 
attributable transaction costs. 

The consolidated entity’s financial liabilities include trade and other payables, derivative payable and loans and borrowings including 
bank overdrafts, commercial bills payable, Syndicated Facility Agreement, short-term borrowings, non-trade amounts owing to 
directors, related parties and unrelated parties.  

Subsequent measurement 
After initial recognition, loans and borrowings are subsequently measured at amortised cost using the EIR method.  Gains and losses 
are recognised in profit or loss when the liabilities are derecognised as well as through the EIR amortisation process.  Amortised cost 
is calculated by taking into account any discount or premium on acquisition and fees or costs that are an integral part of the EIR.  The 
EIR amortisation is included as finance costs in the statement of profit or loss.  For more information, refer to Notes 18 and 21.  

(ix)    Derivative financial instruments and hedge accounting 

Initial recognition and subsequent measurement 
The consolidated entity uses forward currency contracts.  Such derivative financial instruments are initially recognised at fair value 
on the date on which a derivative contract is entered into and are subsequently remeasured at fair value.  Derivatives are carried as 
financial assets when the fair value is positive and as financial liabilities when the fair value is negative.  

For the purpose of hedge accounting, hedges are classified as: 
 

 

Fair value hedges when hedging the exposure to changes in the fair value of a recognised asset or liability or an unrecognised 
firm commitment. 
Cash flow hedges when hedging the exposure to variability in cash flows that is either attributable to a particular risk associated 
with a recognised asset or liability or a highly probable forecast transaction or the foreign currency risk in an unrecognised firm 
commitment. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

71 

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

Statement of Significant Accounting Policies (continued) 
(ix)    Derivative financial instruments and hedge accounting (continued) 

At the inception of a hedge relationship, the consolidated entity formally designates and documents the hedge relationship to which 
it wishes to apply hedge accounting and the risk management objective and strategy for undertaking the hedge.  From 1 July 2018, 
the documentation includes identification of the hedging instrument, the hedged item, the nature of the risk being hedged and how 
the consolidated entity will assess whether the hedging relationship meets the hedge effectiveness requirements.  A hedging 
relationship qualifies for hedge accounting if it meets all of the following effectiveness requirements: 
 
There is ‘an economic relationship’ between the hedged item and the hedging instrument. 
 
The effect of credit risk does not ‘dominate the value changes’ that result from that economic relationship. 
 
The hedge ratio of the hedging relationship is the same as that resulting from the quantity of the hedged item that the 
consolidated entity actually hedges and the quantity of the hedging instrument that the consolidated entity actually uses to 
hedge that quantity of hedged item. 

Hedges that meet all the qualifying criteria for hedge accounting are accounted for, as described below: 

Fair value hedges 
The change in the fair value of a hedging instrument is recognised in the statement of profit or loss as other expense. The change in 
the fair value of the hedged item attributable to the risk hedged is recorded as part of the carrying value of the hedged item and is 
also recognised in the statement of profit or loss as other expense.  For fair value hedges relating to items carried at amortised cost, 
any adjustment to carrying value is amortised through profit or loss over the remaining term of the hedge using the EIR method.   

If the hedged item is derecognised, the unamortised fair value is recognised immediately in profit or loss.  When an unrecognised firm 
commitment is designated as a hedged item, the subsequent cumulative change in the fair value of the firm commitment 
attributable to the hedged risk is recognised as an asset or liability with a corresponding gain or loss recognised in profit or loss. 

Cash flow hedges 
The effective portion of the gain or loss on the hedging instrument is recognised in OCI in the cash flow hedge reserve, while any 
ineffective portion is recognised immediately in the statement of profit or loss.  The cash flow hedge reserve is adjusted to the lower 
of the cumulative gain or loss on the hedging instrument and the cumulative change in fair value of the hedged item. 

The consolidated entity uses forward currency contracts as hedges of its exposure to foreign currency risk in forecast transactions 
and firm commitments.  The ineffective portion relating to foreign currency contracts is recognised as other expense.  From 1 July 
2018, the consolidated entity designates only the spot element of forward contracts as a hedging instrument. The forward element is 
recognised in OCI and accumulated in a separate component of equity under cash flow hedge reserve.  The amounts accumulated in 
OCI are accounted for, depending on the nature of the underlying hedged transaction.  If the hedged transaction subsequently 
results in the recognition of a non-financial item, the amount accumulated in equity is removed from the separate component of 
equity and included in the initial cost or other carrying amount of the hedged asset or liability.  For any other cash flow hedges, the 
amount accumulated in OCI is reclassified to profit or loss as a reclassification adjustment in the same period or periods during which 
the hedged cash flows affect profit or loss.  

(x)    Investment in associates and joint ventures  

An associate is an entity over which the consolidated entity has significant influence.  Significant influence is the power to 
participate in the financial and operating policy decisions of the investee, but does not control or have joint control over those 
policies. 

A joint venture is a type of joint arrangement whereby the parties that have joint control of the arrangement have rights to the net 
assets of the joint venture.  Joint control is the contractually agreed sharing of control of an arrangement, which exists only when 
decisions about the relevant activities require unanimous consent of the parties sharing control. 

The considerations made in determining significant influence or joint control are similar to those necessary to determine control over 
subsidiaries.  

The consolidated entity’s investments in its associate and joint venture are accounted for using the equity method.  Under the equity 
method, the investment in an associate or joint venture is initially recognised at cost.  The carrying amount of the investment is 
adjusted to recognise changes in the consolidated entity’s share of net assets of the associate or joint venture since the acquisition 
date. 

After application of the equity method, the consolidated entity determines whether it is necessary to recognise any impairment loss 
with respect to the consolidated entity’s net investment in the associates and joint ventures.  At each reporting date, the 
consolidated entity determines whether there is objective evidence that the investment in the associate or joint venture is impaired.  
If there is such evidence, the consolidated entity calculates the amount of impairment as the difference between the recoverable 
amount of the associate or joint venture and its carrying value.    

(xi)    Foreign currency translation 

Both the functional and presentation currency of Harvey Norman Holdings Limited and its Australian subsidiaries is Australian dollars. 

Transactions in foreign currencies are initially recorded in the functional currency at exchange rates prevailing at the date of the 
transaction.  Monetary assets and liabilities denominated in foreign currencies are retranslated at the exchange rate prevailing at 
balance date. 

Differences arising on settlement or translation of monetary items are recognised in profit or loss with the exception of monetary 
items that are designated as part of the hedge of the consolidated entity’s net investment in a foreign operation.  These are 
recognised in other comprehensive income until the net investment is disposed of, at which time, the cumulative amount is 
reclassified to profit or loss.  Tax charges and credits attributable to exchange differences on those monetary items are also recorded 
in other comprehensive income.   

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NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 
(xi)    Foreign currency translation (continued) 

Non-monetary items that are measured in terms of historical cost in a foreign currency are translated using the exchange rate as at 
the date of the initial transaction.  Non-monetary items measured at fair value in a foreign currency are translated using the 
exchange rates at the date when the fair value was determined. 

The functional currency of overseas subsidiaries is the currency commonly used in their respective countries.  As at the reporting 
date the assets and liabilities of these overseas subsidiaries are translated into the presentation currency of the consolidated entity 
at the rate of exchange prevailing at the balance date and the income statements are translated at the weighted average exchange 
rates for the year.  The exchange differences arising on retranslation for consolidation are recognised in other comprehensive 
income.  On disposal of a foreign entity, the component of other comprehensive income relating to that particular foreign operation is 
recognised in profit or loss.  

 (xii)    Intangible assets 

Intangible assets, consisting of capitalised computer software assets, capitalised development expenditures and licence property, 
are carried at cost less any accumulated amortisation and accumulated impairment losses.  Intangible assets are amortised on a 
straight line basis over their estimated useful lives but not greater than a period of eight and a half (8.5) years.   

Intangible assets are tested for impairment where an indicator of impairment exists, either individually or at the cash generating unit 
level.  Useful lives are also examined on an annual basis and adjustments, where applicable, are made on a prospective basis.  The 
amortisation expense on intangible assets with finite lives is recognised in profit or loss in the expense category consistent with the 
function of the intangible asset.   

Gains or losses arising from derecognition of an intangible asset are measured as the difference between the net disposal proceeds 
and the carrying amount of the intangible asset and are recognised in the income statement when the intangible asset is 
derecognised. 

Development expenditures on an individual project are recognised as an intangible asset when the consolidated entity can 
demonstrate: 
 
 
 
 
 

the technical feasibility of completing the intangible asset so that the asset will be available for use or sale 
its intention to complete and its ability and intention to use or sell the asset 
how the asset will generate future economic benefits 
the availability of resources to complete the asset 
the ability to measure reliably the expenditure during development 

Following initial recognition of the development expenditure as an asset, the asset is carried at cost less any accumulated 
amortisation and accumulated impairment losses.  Amortisation of the asset begins when development is complete and the asset is 
available for use.  It is amortised over the period of expected future benefit.  During the period of development, the asset is tested for 
impairment annually.   

 (xiii)   Inventories 

Inventories are valued at the lower of cost and net realisable value and are recorded net of all volume rebates, marketing and 
business development contributions and settlement discounts.  Costs are on a weighted average basis and include the acquisition 
cost, freight, duty and other inward charges.  Net realisable value is the estimated selling price in the ordinary course of business, 
less estimated costs necessary to make the sale. 

(xiv)  Provisions 

Provisions are recognised when the consolidated entity has a present obligation (legal or constructive) as a result of a past event, it is 
probable that an outflow of resources embodying economic benefits will be required to settle the obligation and a reliable estimate 
can be made of the amount of the obligation. 

If the effect of the time value of money is material, provisions are discounted using a current pre-tax rate that reflects, when 
appropriate, the risks specific to the liability.  Where discounting is used, the increase in the provision due to the passage of time is 
recognised as a finance cost, in the income statement. 

The consolidated entity recognises a liability to pay a dividend when the distribution is authorised and the distribution is no longer at 
the discretion of the consolidated entity.  As per the corporate laws of Australia, a distribution is authorised when it is approved by 
the shareholders.  A corresponding amount is recognised directly in other comprehensive income.   

Provisions are made for benefits accruing to employees in respect of annual leave and long service leave when it is probable that 
settlement will be required and they are capable of being measured reliably.  

Provisions made in respect of employee benefits expected to be settled within 12 months, are measured at their nominal values 
using the remuneration rate expected to apply at the time of settlement.  Provisions made in respect of employee benefits which are 
not expected to be settled within 12 months are measured as the present value of the estimated future cash outflows to be made by 
the consolidated entity in respect of services provided by employees up to reporting date.  Consideration is given to expected future 
wage and salary levels, experience of employee departures and periods of service.  Expected future payments are discounted using 
market yields at the reporting date on national government bonds with terms to maturity and currencies that match, as closely as 
possible, the estimated future cash outflows. 

Expenses for non-accumulating sick leave are recognised when the leave is taken and are measured at the rates paid or payable. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

73 

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

(xv)    Cash and cash equivalents 

Cash and cash equivalents in the statement of financial position comprise cash at bank and on hand and short-term deposits with an 
original maturity of three months or less.  For the purposes of the statement of cash flows, cash and cash equivalents consist of cash 
and cash equivalents as defined above, net of outstanding bank overdrafts.  Bank overdrafts are included within interest-bearing 
loans and borrowings in current liabilities on the statement of financial position.   

(xvi)    Share-based payment transactions 

The consolidated entity provides benefits to certain employees (including executive directors) of the consolidated entity in the form 
of share-based payment transactions, whereby employees render services in exchange for shares or rights over shares (“equity-
settled transactions”). 

The cost of equity-settled transactions is determined by the fair value at the date when the grant is made using an appropriate 
valuation model. 

That cost is recognised in employee benefits expense, together with a corresponding increase in other comprehensive income 
(employee equity benefits reserve), over the period in which the service and, where applicable, the performance conditions are 
fulfilled (the vesting period).  The cumulative expense recognised for equity-settled transactions at each reporting date until the 
vesting date reflects the extent to which the vesting period has expired and the consolidated entity’s best estimate of the number of 
equity instruments that will ultimately vest.  The expense or credit in the income statement for a period represents the movement in 
cumulative expense recognised as at the beginning and end of that period. 

Service and non-market performance conditions are not taken into account when determining the grant date fair value of awards, 
but the likelihood of the conditions being met is assessed as part of the consolidated entity’s best estimate of the number of equity 
instruments that will ultimately vest.  Market performance conditions are reflected within the grant date fair value.  Any other 
conditions attached to an award, but without an associated service requirement, are considered to be non-vesting conditions.  Non-
vesting conditions are reflected in the fair value of an award and lead to an immediate expensing of an award unless there are also 
service and/or performance conditions. 

No expense is recognised for awards that do not ultimately vest because non-market performance and/or service conditions have 
not been met.  Where awards include a market or non-vesting condition, the transactions are treated as vested irrespective of 
whether the market or non-vesting condition is satisfied, provided that all other performance and/or service conditions are satisfied. 

When the terms of an equity-settled award are modified, the minimum expense recognised is the grant date fair value of the 
unmodified award, provided the original terms of the award are met.  An additional expense, measured as at the date of modification, 
is recognised for any modification that increases the total fair value of the share-based payment transaction, or is otherwise 
beneficial to the employee.  Where an award is cancelled by the entity or by the counterparty, any remaining element of the fair value 
of the award is expensed immediately through profit or loss.  

The dilutive effect of outstanding options is reflected as additional share dilution in the computation of diluted earnings per share.  

 (xvii)   Leases 

Consolidated entity as lessor 
Amounts due from lessees under finance leases are recorded as receivables.  Finance lease receivables are initially recognised at 
amounts equal to the present value of the minimum lease payments receivable plus the present value of any unguaranteed residual 
value expected to accrue at the end of the lease term.  Finance lease payments are allocated between interest revenue and 
reduction of the lease receivable over the term of the lease in order to reflect a constant periodic rate of return on the net investment 
outstanding in respect of the lease. 

Leases in which the consolidated entity does not transfer substantially all the risks and benefits of ownership of an asset are 
classified as operating leases.  Initial direct costs incurred in negotiating an operating lease are added to the carrying amount of the 
leased asset and recognised over the lease term on the same basis as rental income. Contingent rents are recognised as revenue in 
the period in which they are earned.  

Consolidated entity as lessee 
A lease is classified at the inception date as a finance lease or an operating lease.  A lease that transfers substantially all the risks and 
rewards incidental to ownership to the consolidated entity is classified as a finance lease.   

Finance leases are capitalised at the inception of the lease at the fair value of the leased property or, if lower, at the present value of 
the minimum lease payments.  Lease payments are apportioned between the finance charges and reduction of the lease liability so 
as to achieve a constant rate of interest on the remaining balance of the liability.  Finance charges are recognised in finance costs in 
the income statement.  Capitalised leased assets are depreciated over the shorter of the estimated useful life of the asset or the 
lease term.  An operating lease is a lease other than a finance lease.  Operating lease payments are recognised as an expense in the 
income statement on a straight-line basis over the lease term. 

Financial incentive contributions received from lessors are recognised at their fair value on receipt as a liability in the financial 
statements.  The liability is reduced and recognised as income, by offsetting against occupancy expenses in the income statement 
over the period the consolidated entity expects to derive a benefit from the incentive contribution.  Lease incentives are normally 
amortised to the income statement on a straight-line basis over the term of the lease.   

74 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 

(xviii)   Borrowing costs 

Borrowing costs are recognised as an expense when incurred.  Borrowing costs consist of interest and other costs that an entity 
incurs in connection with the borrowing of funds.  

(xix)  Taxes 

Current income tax 
Current income tax assets and liabilities are measured at the amount expected to be recovered from or paid to the taxation 
authorities.  The tax rates and tax laws used to compute the amount are those that are enacted or substantively enacted at the 
reporting date in the countries where the consolidated entity operates and generates taxable income.   

Current income tax relating to items recognised directly in equity is recognised in equity and not in the income statement. 
Management periodically evaluates positions taken in the tax returns with respect to situations in which applicable tax regulations 
are subject to interpretation and establishes provisions where appropriate.  

Deferred tax 
Deferred tax is provided using the liability method on temporary differences between the tax bases of assets and liabilities and their 
carrying amounts for financial reporting purposes at the reporting date. 

Deferred tax assets are recognised for all deductible temporary differences, the carry forward of unused tax credits and unused tax 
losses, to the extent that it is probable that taxable profit will be available against which the deductible temporary differences and 
the carry forward of unused tax credits and unused tax losses can be utilised, except:  
  when the deferred tax asset relating to the deductible temporary difference arises from the initial recognition of an asset or 
liability in a transaction that is not a business combination and, at the time of the transaction, affects neither the accounting 
profit nor taxable profit or loss; and  
in respect of deductible temporary differences associated with investments in subsidiaries, associates  and interests in joint 
ventures, deferred tax assets are only recognised to the extent that it is probable that the temporary differences will reverse in 
the foreseeable future and taxable profit will be available against which the temporary differences can be utilised in respect of 
taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures, except 
where the timing of the reversal of the temporary differences can be controlled and it is probable that the temporary differences 
will not reverse in the foreseeable future. 

 

Deferred tax liabilities are recognised for all taxable temporary differences except: 
  when the deferred tax liability arises from the initial recognition of an asset or liability in a transaction that is not a business 

 

combination and, at the time of the transaction, affects neither the accounting profit nor taxable profit or loss; and  
the carrying amount of deferred tax assets is reviewed at each reporting date and reduced to the extent that it is no longer 
probable that sufficient taxable profit will be available to allow all or part of the deferred tax asset to be utilised.   

Unrecognised deferred tax assets are reassessed at each reporting date and recognised to the extent that it has become probable 
that future taxable profit will allow the deferred tax asset to be recovered.  

Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the year when the asset is realised or 
the liability is settled, based on tax rates and tax laws that have been enacted or substantively enacted at the reporting date.  
Deferred tax assets and deferred tax liabilities are offset only if a legally enforceable right exists to set off current tax assets against 
current tax liabilities and the deferred tax assets and liabilities relate to the same taxable entity and the same taxation authority.  
Deferred tax relating to items recognised outside profit or loss is recognised outside profit or loss.  Deferred tax items are recognised 
in correlation to the underlying transaction either in other comprehensive income or directly in equity.   

Goods and services tax (GST) 
Revenues, expenses and assets are recognised net of the amount of GST, except: 
  when the GST incurred on a sale or purchase of assets and services is not payable or recoverable from the taxation authority, in 
which case the GST is recognised as part of the revenue or expense item or as part of the cost of acquisition of the asset as 
applicable.  

  when receivables and payables are stated with the amount of GST included. 

The net amount of GST recoverable from, or payable to, the taxation authority is included as part of receivables or payables in the 
statement of financial position.  Commitments and contingencies are disclosed net of the amount of GST recoverable from, or 
payable to, the taxation authority. 

Cash flows are included in the statement of cash flows on a gross basis.  The GST component of cash flows arising from operating, 
investing and financing activities, which is recoverable from, or payable to, the taxation authority, is classified as operating cash 
flows. 

Tax consolidation 
Harvey Norman Holdings Limited (HNHL) and its 100% owned Australian resident subsidiaries are members of a tax consolidated 
group.  HNHL is the head entity of the tax consolidated group.  Members of the group have entered into a tax sharing agreement 
which provides for the allocation of income tax liabilities between the entities should the head entity default on its tax payment 
obligations.  At the balance date, the possibility of default is remote.   

Wholly owned companies of the tax consolidated group have entered into a tax funding agreement. The funding agreement provides 
for the allocation of current and deferred taxes on a modified standalone basis in accordance with the principles as outlined in UIG 
Interpretation 1052 Tax Consolidation Accounting.  The allocation of taxes under the tax funding agreement is recognised as an 
increase/decrease in the subsidiaries’ inter-company accounts with the tax consolidated entity head entity HNHL. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

75 

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

(xx) Operating segments 

An operating segment is a component of an entity that engages in business activities from which it may earn revenues and incur 
expenses (including revenues and expenses relating to transactions with other components of the same entity), whose operating 
results are regularly reviewed by the entity's chief operating decision makers to make decisions about resources to be allocated to 
the segment and assess its performance and for which discrete financial information is available.  This includes start-up operations 
which are yet to earn revenues.  Management will also consider other factors in determining operating segments such as the 
existence of a line manager and the level of segment information presented to the Board of directors. 

Operating segments have been identified based on the information provided to the chief operating decision makers – being the 
executive management team.  The consolidated entity aggregates two or more operating segments when they have similar 
economic characteristics, and the segments are similar in each of the following respects: 
 
 
 
  methods used to distribute the products or provide the services; and, if applicable 
 

nature of the products and services; 
nature of the production processes; 
type or class of customer for the products and services; 

nature of the regulatory environment. 

Operating segments that meet the quantitative criteria as prescribed by AASB 8 Operating Segments are reported separately.  
However, an operating segment that does not meet the quantitative criteria is still reported separately where information about the 
segment would be useful to users of the financial statements.  Information about other business activities and operating segments 
that are below the quantitative criteria are combined and disclosed in a separate category as “other segments”. 

(xxi)  Contributed Equity 

Ordinary shares are classified as equity.  Incremental costs directly attributable to the issue of new shares or options are shown in 
equity as a reduction, net of tax, from the proceeds. 

(xxii)  Earnings per share (EPS) 

Basic EPS is calculated as net profit attributable to members, adjusted to exclude costs of servicing equity (other than dividends), 
divided by the weighted average number of ordinary shares, adjusted for any bonus elements. 

Diluted EPS is calculated as net profit attributable to members, adjusted for: 
 
 

costs of servicing equity (other than dividends); 
the after tax effect of dividends and interest associated with dilutive potential ordinary shares that have been recognised as 
expenses; and 
other non-discretionary changes in revenues or expenses during the year that would result from the dilution of potential shares, 
divided by the weighted average number of ordinary shares and dilutive potential ordinary shares, adjusted for any bonus 
element. 

 

(f)  Summary of New Standards Adopted in the Current Period 

The consolidated entity applied for the first time certain standards and amendments, which are effective for annual periods 
beginning on or after 1 January 2018. 

AASB 15 Revenue from Contracts with Customers  

AASB 15 establishes a five-step model to account for revenue arising from contracts with customers.  Under AASB 15, revenue is 
recognised at an amount that reflects the consideration to which an entity expects to be entitled in exchange for transferring goods 
or services to customers.  Entities are required to exercise more judgement in developing revenue recognition policies, taking into 
consideration all the relevant facts and circumstances when applying each step of the model.   

The consolidated entity has adopted this standard from 1 July 2018 and has applied the standard retrospectively.  The adoption of 
this standard did not have a material impact on the consolidated entity’s financial statements.  With the exception of the set-off of 
tactical support payments against franchise fees received, the adoption of AASB 15 with respect to franchise agreements did not 
have any implication on the quantum and timing of the recognition of revenue from franchisees.   

Revenue from Franchisees 

The application of AASB 15 to franchise agreements with franchisees requires the consolidated entity to recognise revenue from 
franchisees based on the amount it expects to receive in exchange for the provision of franchising operations’ activities to 
franchisees, pursuant to a franchise agreement.  Upon application of AASB 15, tactical support payments have been netted off 
against franchise fees received.  AASB 15 had nil impact on the franchising operations segment result with the effect being a 
reclassification from expenses to a reduction in franchising operations segment revenue.  Tactical support payments to franchisees 
protect, enhance and promote the Harvey Norman®, Domayne® and Joyce Mayne® brands, and are an expense of the franchisor to 
assist a franchisee, as required from time-to-time at a franchisor’s discretion, to effectively compete in their local markets.  For the 
year ended 30 June 2019, the reduction in revenues from franchisees attributable to tactical support payments was $74.88 million 
compared to $74.98 million for the year ended 30 June 2018.   

With the exception of the set-off of tactical support payments, the adoption of AASB 15 with respect to franchise agreements did not 
have any implication on the quantum and timing of the recognition of revenue from franchisees. 

The following are the revenue accounting policies that apply to the consolidated entity in accordance with AASB 15.  

76 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

Statement of Significant Accounting Policies (continued) 
(f)  Summary of New Standards Adopted in the Current Period (continued) 

Sale of goods 

The customer obtains control over the product upon delivery and revenue is therefore recognised at the point in time the product is 
delivered or handed over to the customer.  Revenue is measured based on the consideration expected to be received, net of trade 
rebates and discounts paid. 

Revenue from services  

The consolidated entity provides repair services, installation services and delivery services to customers.  These services are sold 
either in their own contracts with the customers or bundled together with the sale of products.  The consolidated entity recognises 
revenue when the service is rendered.   For bundled packages, the consolidated entity accounts for individual products and services 
separately if they are distinct.   

AASB 9 Financial Instruments 

AASB 9 sets a new model for classifying and measuring financial assets based on the financial asset’s contractual cash flow 
characteristics and the entity’s business model for managing the financial assets.  The standard also introduces a new expected 
credit loss model for impairment of financial assets and new rules for hedge accounting.  The consolidated entity has adopted this 
standard from 1 July 2018 without restating comparative information.  The key changes to the consolidated entity’s financial 
statements arising from this standard are in relation to the classification and measurement of financial assets and the impairment of 
financial assets.  The adoption of AASB 9 has no impact on the classification and measurement of financial liabilities and financial 
instruments qualifying for hedge accounting. 

Upon first-time implementation of AASB 9 Financial Instruments, receivables from franchisees have been measured at amortised 
cost.  The consolidated entity has performed an assessment of the franchisee receivables and has calculated the expected credit 
loss by applying the general approach for provisioning for expected credit losses prescribed by AASB 9.  The expected credit loss 
assessment was conducted on the carrying value of franchisee receivables upon the initial application of the standard as at 30 June 
2018 totalling $544.00 million, and on the carrying value of franchisee receivables as at 30 June 2019 totalling $607.73 million.  

Based on the assessment conducted in both periods, the expected credit losses on receivables from franchisees are not material to 
the result of the consolidated entity and, as such, no adjustment has been recognised to opening retained profits as at 1 July 2018 
and the income statement for the year ended 30 June 2019.  The calculation of the expected credit losses pursuant to AASB 9 
produces a materially similar result to the previous recoverability assessment under AASB 139 Financial Instruments: Recognition and 
Measurement.  Previously under AASB 139, Derni, as a secured creditor of the franchisee, conducted an assessment of recoverability 
in respect of each individual franchisee financial accommodation facility.  This involved an objective appraisal of the franchisee’s 
capacity to repay amounts owing to Derni, after taking into account all the assets of the franchisee held as security pursuant to the 
GSD. 

Apart from the impact on receivables from franchisees described above, the adoption of AASB 9 did not have a material impact on 
other financial instruments of the consolidated entity. 

(g)  Future Accounting Standards 

AASB 16 Leases  

AASB 16 Leases is applicable to the consolidated entity effective from 1 July 2019 (transition date).  AASB 16 replaces the current 
AASB 117 Leases standard.   

AASB 16 provides a single lease accounting model for identifying and measuring lease arrangements and requires a lessee to 
recognise assets and liabilities for all leases with a term of more than 12 months, unless the underlying asset is of low value.   The 
consolidated entity, as a lessee, will be required to recognise a right-of-use asset, representing its right to use the underlying asset, 
and a lease liability, representing the present value of future lease payments. 

Transition method  

(a)   Leases of Owner-Occupied Properties 

The consolidated entity has elected to apply the “modified retrospective” approach as permitted by AASB 16 at the date of transition.  
Under this approach the cumulative effect of adopting AASB 16 will be recognised as an adjustment to the opening balance of 
retained earnings at 1 July 2019, with no requirement to restate any comparative information. 

Leasehold properties occupied by the consolidated entity primarily include company-operated stores, warehouses and offices that 
are leased from external landlords.  For these properties, the balance sheet will be adjusted to recognise a depreciating right-of-use 
asset and associated lease liability.  On transition, the right-of-use asset will be measured at its carrying amount as if AASB 16 had 
been applied since the lease commencement date, but discounted using the lessee’s incremental borrowing rate at the date of initial 
application.  The lease liability will be measured at the net present value of future payables under the lease, including option renewal 
periods, where the consolidated entity assesses that the probability of exercising the renewal is reasonably certain.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

77 

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

Statement of Significant Accounting Policies (continued) 
(g)  Future Accounting Standards (continued) 

The estimated impact on the consolidated balance sheet, before tax, as at 1 July 2019 is expected to be as follows: 
 
 
 

Recognition of right-of-use asset between $500 million and $550 million; 
Recognition of lease liability between $505 million and $555 million; 
Derecognition and reclassification of amounts currently recorded on the balance sheet including deferred lease liabilities. 

In the income statement, lease expense will be replaced by depreciation of the right-of-use asset and interest expense on the lease 
liability. The impact on profit before tax for the year of adoption in respect of leases of owner-occupied properties is not estimated to 
be material.   However, the actual impact on initial application on 1 July 2019 may differ materially due to changes in the application 
of practical expedients, recognition exemptions and changes to material judgemental areas. 

(b)  Leases of Properties Sub-Leased to External Parties 

In addition, the consolidated entity has a portfolio of property leases which secure competitive retail sites to be subleased to Harvey 
Norman®, Domayne® and Joyce Mayne® franchisees.  For these properties, the consolidated entity enters into property leasing 
arrangements with external landlords and then subsequently subleases these sites to franchisees pursuant to a licence, terminable 
upon reasonable notice and, as such, is classified as an operating lease.  

The adoption of AASB 16 will therefore result in the recognition of a right-of-use asset which meets the definition of an investment 
property.  The consolidated entity has elected to apply the fair value model in AASB 140 Investment Property and accordingly the 
right-of-use asset will be measured in accordance with the fair value model in AASB 140. 

The lease liability will be measured at the net present value of future payables under the lease, including option renewal periods, 
where the consolidated entity assesses that the probability of exercising the renewal is reasonably certain.  

The impact on the consolidated balance sheet as at 1 July 2019, before tax, is expected to be as follows: 
 
 
 

Recognition of right-of-use asset between $585 million and $635 million; 
Recognition of lease liability between $585 million and $635 million;  
Derecognition and reclassification of amounts currently recorded on the balance sheet including deferred lease liabilities. 

In the income statement, lease expense will be replaced by depreciation of the right-of-use asset, interest expense on the lease 
liability and fair value movements of the right-of-use asset.  

The estimated impact on profit before tax for the year ending 30 June 2020, excluding the impact of any fair value movements on 
the right-of-use asset,  would be a decrease of between $9 million and $12 million. 

The above estimates may be materially different to the actual impact on initial application on 1 July 2019 due to changes in the 
application of practical expedients, recognition exemptions and changes to material judgemental areas.  

78 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

2. 

OPERATING SEGMENTS  

Operating Segment Revenue: 
30 June 2019 

Sales of Products to 
Customers 

  June 2019 $000 
Revenues received 
from franchisees 
and other income 
items 

Total Revenue      
by Segment 

FRANCHISING OPERATIONS 

- 

838,665 

838,665 

Retail – New Zealand  

Retail – Singapore & Malaysia 

Retail – Slovenia & Croatia 

Retail – Ireland & Northern Ireland 

Other Non-Franchised Retail  

TOTAL RETAIL 

Retail Property  

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

INTER-COMPANY ELIMINATIONS 

935,096 

555,467 

148,922 

370,154 

221,899 

21,877 

12,937 

2,256 

8,098 

5,362 

956,973 

568,404 

151,178 

378,252 

227,261 

2,231,538 

50,530 

2,282,068 

33 

33 

- 

2,871 

(324) 

332,126 

332,126 

18,666 

11,269 

332,159 

332,159 

18,666 

14,140 

(65,189) 

(65,513) 

TOTAL SEGMENT REVENUE 

2,234,118 

1,186,067 

3,420,185 

Operating Segment Revenue: 
30 June 2018 

Sales of Products to 
Customers 

June 2018 $000 

Revenues received 
from franchisees 
and other income 
items 

Total Revenue          

by Segment 

FRANCHISING OPERATIONS 

- 

857,691 

857,691 

Retail – New Zealand  

Retail – Singapore & Malaysia 

Retail – Slovenia & Croatia 

Retail – Ireland & Northern Ireland 

Other Non-Franchised Retail  

TOTAL RETAIL 

Retail Property  

TOTAL PROPERTY  

EQUITY INVESTMENTS 

OTHER 

909,524 

478,401 

133,752 

313,325 

155,340 

1,990,342 

99 

99 

- 

3,319 

20,376 

10,687 

2,048 

5,636 

4,480 

43,227 

304,516 

304,516 

6,154 

14,766 

929,900 

489,088 

135,800 

318,961 

159,820 

2,033,569 

304,615 

304,615 

6,154 

18,085 

INTER-COMPANY ELIMINATIONS 

- 

(60,629) 

(60,629) 

TOTAL SEGMENT REVENUE 

1,993,760 

1,165,725 

3,159,485 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

79 

   
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

OPERATING SEGMENTS (continued) 

2. 

Operating Segment Result: 
30 June 2019 

  Segment Result 
Before Interest, 
Taxation, 
Depreciation, 
Impairment & 
Amortisation 

June 2019 $000 

Interest 
Expense 

Depreciation 
Expense 

Impairment & 
Amortisation 
Expense 

Segment Result 
Before Tax 

FRANCHISING OPERATIONS 

295,771 

(3,221) 

(25,648) 

(18,502) 

248,400 

Retail – New Zealand  

Retail – Singapore & Malaysia 

Retail – Slovenia & Croatia 

Retail – Ireland & Northern Ireland 

Other Non-Franchised Retail  

TOTAL RETAIL 

Retail Property  

TOTAL PROPERTY 

84,598 

44,674 

10,487 

15,255 

(12,200) 

142,814 

- 

(87) 

(416) 

(2,424) 

(1,531) 

(4,458) 

(6,851) 

(6,483) 

(2,447) 

(4,867) 

(2,443) 

(355) 

(1,049) 

(167) 

(167) 

(497) 

(23,091) 

(2,235) 

235,083 

235,083 

(19,463) 

(19,463) 

(10,634) 

(10,634) 

(305) 

(305) 

- 

77,392 

37,055 

7,457 

7,797 

(16,671) 

113,030 

204,681 

204,681 

18,398 

(9,950) 

EQUITY INVESTMENTS 

18,595 

(197) 

- 

OTHER 

4,999 

(1,711) 

(4,990) 

(8,248) 

INTER-COMPANY ELIMINATIONS 

(268) 

268 

- 

- 

- 

TOTAL SEGMENT RESULT BEFORE TAX 

696,994 

(28,782) 

(64,363) 

(29,290) 

574,559 

Operating Segment Result: 
30 June 2018 

  Segment Result 
Before Interest, 
Taxation, 
Depreciation, 
Impairment & 
Amortisation 

June 2018 $000 

Interest 
Expense 

Depreciation 
Expense 

Impairment & 
Amortisation 
Expense 

Segment Result 
Before Tax 

FRANCHISING OPERATIONS 

329,617 

(2,471) 

(27,300) 

(17,306) 

282,540 

Retail – New Zealand  

Retail – Singapore & Malaysia 

Retail – Slovenia & Croatia 

Retail – Ireland & Northern Ireland 

Other Non-Franchised Retail  

TOTAL RETAIL 

Retail Property  

89,926 

32,043 

9,841 

8,499 

9,287 

149,596 

- 

(116) 

(392) 

(2,419) 

(1,643) 

(4,570) 

(7,312) 

(5,975) 

(1,862) 

(4,585) 

(1,590) 

(21,324) 

218,261 

(17,545) 

(11,758) 

Property Developments for Resale 

(73) 

(12) 

- 

TOTAL PROPERTY 

218,188 

(17,557) 

(11,758) 

(309) 

(940) 

(187) 

(83) 

(17,223) 

(18,742) 

(305) 

- 

(305) 

82,305 

25,012 

7,400 

1,412 

(11,169) 

104,960 

188,653 

(85) 

188,568 

EQUITY INVESTMENTS 

6,084 

(200) 

- 

- 

5,884 

OTHER 

4,464 

(1,823) 

(4,977) 

(49,444) 

(51,780) 

INTER-COMPANY ELIMINATIONS 

(277) 

277 

- 

- 

- 

TOTAL SEGMENT RESULT BEFORE TAX 

707,672 

(26,344) 

(65,359) 

(85,797) 

530,172 

80 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

2. 

OPERATING SEGMENTS (continued) 

Operating Segment Assets and  
Liabilities: 30 June 2019 

June 2019 $000 

Segment Assets 

Segment Liabilities 

Segment 
Assets 

Inter-
company 
Eliminations 

Segment 
Assets After 
Eliminations 

Segment 
Liabilities 

Inter-
company 
Eliminations 

Segment 
Liabilities After 
Eliminations 

FRANCHISING OPERATIONS 

3,006,917 

(2,078,590) 

928,327 

234,661 

(10,340) 

224,321 

Retail – New Zealand  

Retail – Singapore & Malaysia 

Retail – Slovenia & Croatia 

Retail – Ireland & Northern Ireland 

Other Non-Franchised Retail  

TOTAL RETAIL 

Retail Property  

Property Developments for Resale  

267,981 

199,964 

56,675 

86,553 

175,065 

786,238 

- 

(1,772) 

(3,115) 

(119) 

(46,765) 

(51,771) 

267,981 

198,192 

53,560 

86,434 

103,973 

119,811 

46,526 

129,126 

(4,031) 

(40,141) 

(753) 

(416) 

128,300 

220,853 

(141,443) 

99,942 

79,670 

45,773 

128,710 

79,410 

734,467 

620,289 

(186,784) 

433,505 

2,976,650 

(25,319) 

2,951,331 

2,331,761 

(1,820,345) 

511,416 

36,666 

- 

36,666 

- 

- 

- 

TOTAL PROPERTY 

3,013,316 

(25,319) 

2,987,997 

2,331,761 

(1,820,345) 

511,416 

EQUITY INVESTMENTS 

44,344 

- 

44,344 

5,470 

- 

5,470 

OTHER 

161,871 

(58,262) 

103,609 

280,166 

(196,473) 

83,693 

TOTAL SEGMENT ASSETS / 
LIABILITIES BEFORE TAX 

7,012,686 

(2,213,942) 

4,798,744 

3,472,347 

(2,213,942) 

1,258,405* 

Operating Segment Assets and  
Liabilities: 30 June 2018 

June 2018 $000 

Segment Assets 

Segment Liabilities 

Segment 
Assets 

Inter-
company 
Eliminations 

Segment 
Assets After 
Eliminations 

Segment 
Liabilities 

Inter-
company 
Eliminations 

Segment 
Liabilities After 
Eliminations 

FRANCHISING OPERATIONS 

3,353,891 

(2,460,089) 

893,802 

545,493 

(216,841) 

328,652 

Retail – New Zealand  

Retail – Singapore & Malaysia 

Retail – Slovenia & Croatia 

Retail – Ireland & Northern Ireland 

Other Non-Franchised Retail  

TOTAL RETAIL 

Retail Property  

Property Developments for Resale  

242,137 

173,902 

51,776 

191,452 

123,969 

783,236 

- 

(1,287) 

(2,288) 

(103,605) 

(30,495) 

(137,675) 

242,137 

172,615 

49,488 

87,847 

93,474 

645,561 

97,514 

111,897 

44,931 

(3,683) 

(39,177) 

(526) 

406,360 

(262,017) 

167,439 

828,141 

(76,104) 

(381,507) 

93,831 

72,720 

44,405 

144,343 

91,335 

446,634 

2,887,036 

(24,493) 

2,862,543 

2,332,929 

(1,830,386) 

502,543 

1,850 

- 

1,850 

3,023 

(2,628) 

395 

TOTAL PROPERTY 

2,888,886 

(24,493) 

2,864,393 

2,335,952 

(1,833,014) 

502,938 

EQUITY INVESTMENTS 

46,848 

- 

46,848 

6,361 

- 

6,361 

OTHER 

203,028 

(75,990) 

127,038 

325,667 

(266,885) 

58,782 

TOTAL SEGMENT ASSETS / 
LIABILITIES BEFORE TAX 

7,275,889 

(2,698,247) 

4,577,642 

4,041,614 

(2,698,247) 

1,343,367* 

* Segment liabilities are exclusive of income tax payable and deferred income tax liabilities.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

81 

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

CO RPORATE  GOVER NAN CE  STATEME NT 
(c ontinu e d)  

OPERATING SEGMENTS (continued) 

2. 

The consolidated entity operates predominantly in eleven (11) operating segments: 

Operating Segment 

  Description of Segment  

Franchising Operations  

Consists of the franchisor operations of the consolidated entity, but does not include the results, 
assets, liabilities or operations of any Harvey Norman®, Domayne® and Joyce Mayne® franchisees.  

Retail – New Zealand 

Consists of the wholly-owned operations of the consolidated entity in the retail trading operations in 
New Zealand under the Harvey Norman® brand name. 

Retail – Singapore & 
Malaysia   

Consists of the controlling interest of the consolidated entity in the retail trading operations in 
Singapore and Malaysia under the Harvey Norman® and Space Furniture® brand names. 

Retail – Slovenia & Croatia 

Consists of the wholly-owned operations of the consolidated entity in the retail trading operations in 
Slovenia and Croatia under the Harvey Norman® brand name. 

Retail – Ireland &  

Northern Ireland 

Consists of the wholly-owned operations of the consolidated entity in the retail trading operations in 
Ireland and Northern Ireland under the Harvey Norman® brand name. 

Other Non-Franchised 
Retail 

Consists of the retail trading operations in Australia which are controlled by the consolidated entity and 
does not include the operations of any Harvey Norman®, Domayne® and Joyce Mayne® franchisees.  

Retail Property 

Consists of land and buildings that are owned by the consolidated entity for each site that are fully 
operational or are ready for operations.  The revenue and results of this segment consists of rental 
income, outgoings recovered and the net property revaluation increments and/or decrements 
recognised in the Income Statement.  This segment includes the mining camp accommodation joint 
ventures. 

Retail Property Under 
Construction  

Consists of sites that are currently undergoing construction at balance date intended for retail leasing.  
It also includes vacant land that has been purchased for the purposes of generating future investment 
income.   

Property Developments  

for Resale        

Consists of land and buildings acquired by the consolidated entity, to be developed, or currently under 
development, for the sole purpose of resale at a profit.  This segment includes land and buildings held 
for sale, which were previously reported in the Retail Property segment. 

Equity Investments 

This segment refers to the investment in, and trading of, equity investments. 

Other 

This segment primarily relates to credit facilities provided to related and unrelated parties, other 
unallocated income and expense items and the joint venture investment in Coomboona Holdings Pty 
Limited. 

82 

        
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

  CONSOLIDATED 
June 
2019 
$000 

June 
2018 
$000 

3. 

REVENUES 

Revenue from contracts with customers and franchisees: 

Sale of products to customers (a) 

2,234,118 

1,993,760 

Services to customers (c) 
(included in revenues and other income items line in the Income Statement)  

Franchise fees in accordance with franchise agreements (b) 
(included in Revenue received from franchisees in the Income Statement) 

Total revenue from contracts with customers and franchisees 

27,536 

668,926 

2,930,580 

24,474 

693,475 

2,711,709 

Refer to Table 1 on page 84 for a breakdown of revenues under AASB 15 and the relationship to the reported operating 
segments of the consolidated entity - by Types of Contracts. 

Refer to Table 2 on page 85 for a breakdown of revenues under AASB 15 and the relationship to the reported operating 
segments of the consolidated entity - by Primary Geographical Markets. 

Other revenue from franchisees: 

-     Rent and outgoings received from franchisees  

-     Interest to implement and administer the financial  
       accommodation facilities 

Total other revenue received from franchisees (b) 

Gross revenue from other unrelated parties: 

-     Rent and outgoings received from external tenants 

-     Interest received from financial institutions and other parties 

-     Dividends received 

Total revenue from other unrelated parties (c) 

Other income items: 

-     Net property revaluation increment on Australian investment  
       properties 

-     Property revaluation increment for overseas controlled entity 

-     Net revaluation increment of equity investments to fair value 

-     Net foreign exchange gains 

-     Other income 

Total other income items (c)  

Disclosed in the Income Statement as follows: 

(a)   Sale of products to customers 

(b)   Revenue received from franchisees 

(c)   Revenues and other income items 

243,940 

30,782 

274,722 

95,982 

5,262 

2,711 

103,955 

69,289 

1,012 

15,955 

- 

24,672 

110,928 

241,687 

30,310 

271,997 

85,314 

7,167 

2,747 

95,228 

51,646 

- 

3,407 

496 

25,002 

80,551 

2,234,118 

943,648 

242,419 

1,993,760 

965,472 

200,253 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

83 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEME NTS     |      20 19  

3. 

REVENUES (continued) 
Table 1.  Breakdown of Revenues under AASB 15 and the relationship to the reported operating segments of the consolidated entity - by Types of Contracts: 

Franchising 
Operations 

Retail – New 
Zealand 

Retail – 
Singapore & 
Malaysia 

Retail – 
Slovenia & 
Croatia 

Retail – 
Ireland & 
Northern 
Ireland 

Other Non-
Franchised 
Retail  

Retail 
Property 

Property 
Developments for 
Resale 

Equity 
Investments 

Other 

Inter-
Company 
Eliminations 

Total Segment 
Revenue 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

Year Ended 30 June 2019 

 June 2019 
 Types of Contracts: 
Sale of products to customers 
Services to customers 
Franchise fees from franchisees 

Total revenue from contracts with 
customers and franchisees 

- 
- 
668,926 

935,096 
13,952 
- 

555,467 
5,206 
- 

148,922 
1,728 
- 

370,154 
5,531 
- 

221,899 
1,119 
- 

668,926 

949,048 

560,673 

150,650 

375,685 

223,018 

33 
- 
- 

33 

- 
- 
- 

- 

- 
- 
- 

- 

2,871 
- 
- 

2,871 

(324) 
- 
- 

2,234,118 
27,536 
668,926 

(324) 

2,930,580 

Franchising 
Operations 

Retail – New 
Zealand 

Retail – 
Singapore & 
Malaysia 

Retail – 
Slovenia & 
Croatia 

Retail – Ireland 
& Northern 
Ireland 

Other Non-
Franchised 
Retail  

Retail Property 

Property 
Developments 
for Resale 

Equity 
Investments 

Other 

Inter-Company 
Eliminations 

Total Segment 
Revenue 

Year Ended 30 June 2018 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

- 
- 
693,475 

909,524 
13,206 
- 

478,401 
4,065 
- 

133,752 
1,794 
- 

313,325 
3,764 
- 

155,340 
1,645 
- 

693,475 

922,730 

482,466 

135,546 

317,089 

156,985 

99 
- 
- 

99 

- 
- 
- 

- 

- 
- 
- 

- 

3,319 
- 
- 

3,319 

- 
- 
- 

- 

1,993,760 
24,474 
693,475 

2,711,709 

84 

June 2018 
Types of Contracts: 
Sale of products to customers 
Services to customers 
Franchise fees from franchisees 

Total revenue from contracts with 
customers and franchisees 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEME NTS     |      20 19  

         3. 

N otes  t o  the  Fi nanc ial  S tatem ents 
(c ontinu ed)  

    REVENUES (continued) 

              Table 2.  Breakdown of Revenues under AASB 15 and the relationship to the reported operating segments of the consolidated entity - by Primary Geographical Markets: 

Franchising 
Operations 

Retail – New 
Zealand 

Retail – 
Singapore & 
Malaysia 

Retail – 
Slovenia & 
Croatia 

Retail – 
Ireland & 
Northern 
Ireland 

Other Non-
Franchised 
Retail  

Retail Property 

Property 
Developments 
for Resale 

Equity 
Investments 

Other 

Inter-
Company 
Eliminations 

Total 
Segment 
Revenue 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

Year Ended 30 June 2019 

668,926 
- 
- 
- 

- 
949,048 
- 
- 

- 
- 
560,673 
- 

- 
- 
- 
150,650 

- 
- 
- 
375,685 

214,359 
8,659 
- 
- 

668,926 

949,048 

560,673 

150,650 

375,685 

223,018 

33 
- 
- 
- 

33 

- 
- 
- 
- 

- 

- 
- 
- 
- 

- 

2,871 
- 
- 
- 

2,871 

(324) 
- 
- 
- 

885,865 
957,707 
560,673 
526,335 

(324) 

2,930,580 

Franchising 
Operations 

Retail – New 
Zealand 

Retail – 
Singapore & 
Malaysia 

Retail – 
Slovenia & 
Croatia 

Retail – 
Ireland & 
Northern 
Ireland 

Other Non-
Franchised 
Retail  

Retail Property 

Property 
Developments for 
Resale 

Equity 
Investments 

Other 

Inter-
Company 
Eliminations 

Total 
Segment 
Revenue 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

$000 

Year Ended 30 June 2018 

693,475 
- 
- 
- 

- 
922,730 
- 
- 

- 
- 
482,466 
- 

- 
- 
- 
135,546 

- 
- 
- 
317,089 

148,689 
8,296 
- 
- 

693,475 

922,730 

482,466 

135,546 

317,089 

156,985 

99 
- 
- 
- 

99 

- 
- 
- 
- 

- 

- 
- 
- 
- 

- 

3,319 
- 
- 
- 

3,319 

- 
- 
- 
- 

- 

845,582 
931,026 
482,466 
452,635 

2,711,709 

June 2019 
Primary geographical markets: 
Australia 
New Zealand 
Asia 
Europe 

Total revenue from contracts 
with customers and franchisees 

June 2018 
Primary geographical markets: 
Australia 
New Zealand 
Asia 
Europe 

Total revenue from contracts 
with customers and franchisees 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

85 

 
 
 
 
   
 
                            
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

4. 

EXPENSES AND LOSSES 

Employee benefits expense: 

-    Wages and salaries  

-    Workers’ compensation  

-    Superannuation contributions 

-    Payroll tax  

-    Share-based payments 

-    Other employee benefits 

Total employee benefits expense 

 CONSOLIDATED 

June 
2019 
$000 

313,124 

3,174 

16,278 

12,107 

717 

8,523 

353,923 

June 
2018 
$000 

278,043 

1,282 

13,904 

10,999 

761 

10,874 

315,863 

Minimum lease payments 

184,780 

171,025 

Finance costs:  

-    Bank interest paid to financial institutions  

-    Other 

Total finance costs 

Depreciation, amortisation and impairment: 
Depreciation of: 

-    Buildings 

-    Plant and equipment 

Amortisation of: 

-    Computer software 

-    Net licence property and other intangible assets 
Impairment of non-trade debts receivable from KEH (a) 
      (included in administrative expenses line in the Income Statement) 
Impairment of non-trade debts receivable from Coomboona JV (c) 
      (included in administrative expenses line in the Income Statement) 
Impairment of equity-accounted investment (d) 
     (included in administrative expenses line in the Income Statement) 

Total depreciation, amortisation and impairment 

Loss on restructure and consolidation of KEH (b) 

KEH Partnership Pty Limited (KEH) 

26,838 

1,944 

28,782 

11,857 

52,506 

19,721 

1,175 

146 

8,248 

- 

93,653 

9,665 

23,827 

2,517 

26,344 

11,157 

54,202 

18,339 

1,093 

16,921 

28,779 

20,665 

151,156 

- 

(a) 

As at 30 June 2018, the consolidated entity had a commercial loan receivable from the KEH Partnership retail joint 
venture (KEH) totalling $60.96 million in respect of the amounts advanced to The School Locker business to assist with 
working capital requirements.  The Big Buys by Harvey Norman® business was closed during the second half of the 2018 
financial year.  The amounts previously advanced to the Big Buys by Harvey Norman® business were either repaid or 
written off in full upon closure of that business and was nil as at 30 June 2018.  As at 30 June 2018, the total provision 
for doubtful debts relating to The School Locker business of KEH was $20.82 million.  The provision for doubtful debts 
previously raised for The Big Buys business was fully utilised upon closure.  During the 2018 financial year, an impairment 
assessment was conducted resulting in the recognition of an expense of $16.92 million, with $6.06 million relating to the 
Big Buys by Harvey Norman® business and $10.86 million relating to The School Locker business.   

(b) 

Up to 30 June 2018, the consolidated entity, through a wholly-owned subsidiary, had a 50% interest in the KEH business 
(Partnership) and had accounted for its interest as an equity-accounted joint venture entity.   Effective 1 July 2018, the 
consolidated entity’s interest in the Partnership was 99.02% and, from that date, the consolidated entity ceased equity 
accounting and consolidated the financial statements of KEH.   

The loss on the restructure and consolidation of KEH was $9.67 million, being the difference in the carrying amount of 
the loan receivable from KEH in the consolidated entity’s financial statements of $40.14 million and the fair value of the 
loan payable in KEH’s financial statements of $30.47 million.  Refer to Note 38. Business Combinations on page 124.  

86 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

EXPENSES AND LOSSES (continued) 

4. 

Coomboona JV 

(c) 

In the previous financial year, the recoverable amount of the loans advanced to the Coomboona JV were assessed as at 
30 June 2018 based on the information provided by the Administrator as to the expected terms and conditions of the 
Administrator Sale.  During the year ended 30 June 2019, upon exchange of contracts for the Administrator Sale and the 
subsequent settlement of the Administrator Sale on 16 January 2019, the secured creditors were advised that the 
expected net proceeds on settlement would be $8.25 million less than the expected recoverable amount to discharge 
those receivables.  The reduced proceeds were due to matters regarding the finalisation of the Administrator Sale that 
arose during the current year.   

(d) 

The impairment loss recognised for the year ended 30 June 2018 included a write-down of the carrying amount of the 
equity-accounted investment in the Coomboona JV to its estimated recoverable amount totalling $20.67 million.   

5. 

(a) 

INCOME TAX 

Income tax recognised in the Income Statement: 

The major components of income tax expense are: 
Current income tax: 

Current income tax charge 

Adjustments in respect of current income tax of previous years 

Deferred income tax: 

 CONSOLIDATED 

June 
2019 
$000 

June 
2018 
$000 

128,456 

(135) 

138,147 

(360) 

Relating to the origination and reversal of temporary differences 

37,236 

12,335 

Total income tax expense reported in the Income Statement 

165,557 

150,122 

(b) 

Income tax recognised in the Statement of Changes in Equity: 

The following deferred amounts were charged directly to equity during 
the year:  

Deferred income tax: 

Net gain on revaluation of cash flow hedges 

Net gain on revaluation of land and buildings 

Total income tax expense reported in equity 

3 

3,910 

3,913 

4 

2,693 

2,697 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

                                               87 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

5. 

INCOME TAX (continued) 

 CONSOLIDATED 

June 
2019 
$000 

June 
2018 
$000 

(c) 

Reconciliation between income tax expense and prima facie income 
tax: 

A reconciliation between tax expense and the product of accounting 
profit before income tax multiplied by the consolidated entity’s 
applicable income tax rate is as follows: 

Accounting profit before tax  

574,560 

530,172 

At the statutory income tax rate of 30% (2018: 30%) 

172,368 

159,052 

Adjustments to arrive at total income tax expense recognised for the 
year: 

Transitions undertaken by  Harvey Norman Holdings Limited and 
Harvey Norman Holdings (Ireland) Limited as agreed under the terms 
of an Advance Pricing Arrangement with the Australian Taxation 
Office dated 6 February 2012 

Adjustments in respect of current income tax of previous years 

Share-based payment expenses 

Expenditure not allowable for income tax purposes 

Income not assessable for income tax purposes 

Unrecognised tax losses  

Utilisation of previously unrecognised tax losses 

Tax concession for research and development expenses 

Difference between tax capital gain and accounting profit on 
revaluation of pre-CGT properties 

Non-allowable building and motor vehicle depreciation 

Receipt of fully franked dividends 

Sundry items 

Effect of different rates of tax on overseas income and exchange rate 
differences 

Total adjustments 

Total income tax expense reported in the Income Statement 

Effective income tax rate (%) 

1,630 

(135) 

158 

171 

(66) 

7 

(2,768) 

(221) 

(154) 

1,348 

(792) 

(636) 

(5,353) 

(6,811) 

165,557 

28.81% 

1,583 

360 

229 

1,090 

(4,395) 

302 

(1,300) 

(359) 

(371) 

(90) 

(830) 

(1,049) 

(4,100) 

(8,930) 

150,122 

28.32% 

88 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

INCOME TAX (continued) 

5. 

  STATEMENT OF FINANCIAL 
POSITION 

INCOME STATEMENT 

June 
2019 
$000 

June  
2018 
$000 

June 
2019 
$000 

June  
2018 
$000 

(d) 

Deferred income tax assets and liabilities: 

Deferred income tax at 30 June relates to the following: 

Deferred tax liabilities: 

Revaluations of investment properties to fair value 

(185,556) 

(164,227) 

21,102 

16,549 

Revaluations of owner-occupied land and buildings to fair value 

(40,189) 

(36,501) 

- 

- 

Non-allowable building depreciation in respect of properties in New 
Zealand 

Reversal of building depreciation expense for investment properties 

Research and development 

Other items 

(13,831) 

(105,152) 

(13,683) 

(92,370) 

(16,531) 

(16,807) 

(4,108) 

(3,419) 

(515) 

12,782 

(276) 

460 

(2,040) 

12,234 

178 

3,027 

Total deferred tax liabilities 

(365,367) 

(327,007) 

Deferred tax assets: 

Employee provisions 

Unused tax losses and tax credits 

Losses in respect of the Coomboona joint venture 

Other provisions 

Provision for lease makegood 

Provision for deferred lease expenses 

Lease incentives 

Provision for executive remuneration 

Revaluations of owner-occupied land and buildings to fair value 

9,817 

260 

11,665 

7,959 

442 

1,273 

1,206 

811 

1,388 

9,196 

219 

18,798 

11,993 

266 

1,201 

1,341 

1,870 

1,388 

(396) 

(41) 

7,134 

(935) 

154 

(6,199) 

(4,093) 

(11,396) 

(44) 

(72) 

136 

1,059 

- 

(241) 

199 

69 

736 

- 

Total deferred tax assets 

34,821 

46,272 

Total deferred tax 

(330,546) 

(280,735) 

37,236 

12,335 

The consolidated entity has not recognised deferred tax assets relating to tax losses of $195.32 million (2018: $205.56 million) 
which are available for offset against taxable profits of the companies in which the losses arose.   

At 30 June 2019, no deferred tax liability has been recognised (2018: nil) in respect of the unremitted earnings of certain 
subsidiaries, associates or joint ventures. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

                                               89 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
          
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

6. 

EARNINGS PER SHARE 

Basic earnings per share (cents per share) 

Diluted earnings per share (cents per share) 

The following reflects the income and share data used in the 
calculations of basic and diluted earnings per share:  

Profit after tax 

Less: Profit after tax attributable to non-controlling interests 

Profit after tax attributable to owners to the parent 

Weighted average number of ordinary shares used in  
calculating basic earnings per share (a) 

Effect of dilutive securities (b) 
Adjusted weighted average number of ordinary shares used in  
calculating diluted earnings per share 

(a)  Weighted Average number of Ordinary Shares 

CONSOLIDATED 
June 
2019 
$000 

34.70c 

34.67c 

409,002 

(6,685) 

402,317 

   NUMBER OF SHARES 

June 
2019 
Number 

June 
2018 
$000 

33.21c 

33.18c 

380,050 

(4,672) 

375,378 

June 
2018 
Number 

1,159,443,029 

1,130,182,344 

1,114,644 

1,032,320 

1,160,557,673 

1,131,214,664 

The weighted average number of ordinary shares used in calculating basic earnings per share is inclusive of the new 
shares totalling 65,547,679 ordinary shares in the Company issued on 22 October 2018 pursuant to the pro-rata 
Entitlement Offer, weighted on a pro-rata basis from issue date to 30 June 2019. 

(b) 

Effect of Dilutive Securities 

On 30 November 2015, the consolidated entity issued a total of 400,000 performance rights under Tranche 1 of the 2016 
LTI Plan to the executive directors. A performance right is the right to acquire one ordinary share in the Company at nil 
exercise price.  If exercised, each performance right will be converted into one ordinary share in the Company.  These 
performance rights are capable of exercise from 1 January 2019 to 31 December 2021.  The performance rights were 
valued at grant date at $3.52 per entitlement share using a discounted cash flow technique.  Subject to the satisfaction 
of the financial performance condition (calculated exclusively based on RONA) and service conditions of the 2016 LTI 
Plan, the total fair value of the Tranche 1 performance rights amounted to $1,408,000 in aggregate.  On 1 January 2019, 
160,000 performance rights representing 40% of Tranche 1 of the 2016 LTI Plan had lapsed and will never be exercisable 
by the participants.  On 1 March 2019, 112,500 performance rights under Tranche 1 of the 2016 LTI Plan were exercised.  
On 8 March 2019, 45,000 performance rights under Tranche 1 of the 2016 LTI Plan were exercised.  On 11 March 2019, 
45,000 performance rights under Tranche 1 of the 2016 LTI Plan were exercised.  On 21 March 2019, 37,500 performance 
rights under Tranche 1 of the 2016 LTI Plan were exercised reducing the unissued ordinary shares under Tranche 1 of the 
2016 LTI Plan to nil. 

On 28 November 2016, the consolidated entity issued a total of 400,000 performance rights under Tranche 2 of the 2016 
LTI Plan to the executive directors. These performance rights are capable of exercise from 1 January 2020 to 31 
December 2022.  The performance rights were valued at grant date at $3.87 per entitlement share using a discounted 
cash flow technique.  Subject to the satisfaction of the financial performance condition (calculated exclusively based on 
RONA) and service conditions of the 2016 LTI Plan, the total fair value of Tranche 2 performance rights amounted to 
$1,548,000 in aggregate. 

On 1 December 2017, the consolidated entity issued a total of 400,000 performance rights under Tranche 3 of the 2016 
LTI Plan to the executive directors. These performance rights are capable of exercise from 1 January 2021 to 31 
December 2023.  The performance rights were valued at grant date at $3.34 per entitlement share using a discounted 
cash flow technique.  Subject to the satisfaction of the financial performance condition (calculated exclusively based on 
RONA) and service conditions of the 2016 LTI Plan, the total fair value of Tranche 3 performance rights amounted to 
$1,336,000 in aggregate. 

On 4 December 2018, the consolidated entity issued a total of 549,500 performance rights under Tranche FY19 of the 
2016 LTI Plan to the executive directors. These performance rights are capable of exercise from 1 January 2022 to 30 
June 2024.  The performance rights were valued at grant date at $2.59 per entitlement share using a discounted cash 
flow technique.  Subject to the satisfaction of the financial performance condition (calculated exclusively based on 
RONA) and service conditions of the 2016 LTI Plan, the total fair value of Tranche FY19 performance rights amounted to 
$1,423,205 in aggregate. 

Performance rights issued under Tranche 2 (FY17), Tranche 3 (FY18) and Tranche FY19 of the 2016 LTI Plan have been 
included in the calculation of diluted earnings per share.  They are considered to be dilutive as their conversion to 
ordinary shares would decrease the net profit per share.  There have been no conversions to, calls of, or subscriptions for 
ordinary shares or issues of potential ordinary shares since the reporting date.   

90 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

  CONSOLIDATED 

June 
2019 
$000 

June 
2018 
$000 

7. 

TRADE AND OTHER RECEIVABLES (CURRENT) 

Receivables from franchisees (a) 

Trade receivables (b) 

Consumer finance loans (c) 

Provision for doubtful debts (b) (c) 

Receivables from franchisees and trade receivables, net 

607,731 

104,359 

3,199 

(444) 

714,845 

544,003 

102,782 

2,900 

(777) 

648,908 

Amount receivable in respect of finance leases, net (d) 

3,306 

3,400 

Non-trade debts receivable from: (e) 
-     Related entities (including joint ventures and joint venture partners)   
-     Unrelated entities 

Provision for doubtful debts (e) 

Non-trade debts receivable, net 

21,334 

3,096 

(719) 

23,711 

94,721 

6,627 

(28,966) 

72,382 

Total trade and other receivables (current) 

741,862 

724,690 

(a)   Receivables from franchisees 
Derni Pty Limited (Derni), a wholly-owned subsidiary of Harvey Norman Holdings Limited (HNHL), may, at the request of a franchisee, 
provide financial accommodation in the form of a revolving line of credit, to that franchisee.  The repayment of the indebtedness of 
that franchisee to Derni is secured by a security interest over all present and after-acquired property of that franchisee, pursuant to a 
General Security Deed (GSD). 

The receivables from franchisees balance of $607.73 million as at 30 June 2019 comprises the aggregate of the balances due from 
each franchisee to Derni, and is net of uncollectible amounts.  The indebtedness of each franchisee to Derni is reduced on a daily 
basis by an electronic funds transfer process.  Each franchisee directs the financial institution of that franchisee to transfer the net 
cash receipts in the bank account of the franchisee to Derni, in reduction of outstanding indebtedness.   

Receivables from franchisees are current and neither past due nor impaired as at 30 June 2019. 

Upon first-time implementation of AASB 9 Financial Instruments, receivables from franchisees have been measured at amortised 
cost. The consolidated entity has performed an assessment of the franchisee receivables and has calculated the expected credit loss 
by applying the general approach for provisioning for expected credit losses prescribed by AASB 9.  The expected credit loss 
assessment was conducted on the carrying value of franchisee receivables upon the initial application of the standard as at 30 June 
2018 totalling $544.00 million, and on the carrying value of franchisee receivables as at 30 June 2019 totalling $607.73 million.  
Based on the assessment conducted in both periods, the expected credit losses on receivables from franchisees are not material to 
the result of the consolidated entity and, as such, no adjustment has been recognised to opening retained profits as at 1 July 2018 
and the income statement for the year ended 30 June 2019.  The calculation of the expected credit losses pursuant to AASB 9 
produces a materially similar result to the previous recoverability assessment under AASB 139 Financial Instruments: Recognition and 
Measurement.  Previously under AASB 139, Derni, as a secured creditor of the franchisee, conducted an assessment of recoverability 
in respect of each individual franchisee financial accommodation facility.  This involved an objective appraisal of the franchisee’s 
capacity to repay amounts owing to Derni, after taking into account all the assets of the franchisee held as security pursuant to the 
GSD. 

(b)   Trade receivables and provisions for doubtful debts 
Trade receivables are non-interest bearing and are generally on 30-day terms.  A provision has been made for estimated 
unrecoverable trade receivable amounts arising from the past sale of goods and rendering of services when there is objective 
evidence that an individual trade receivable is impaired.  An impairment loss of $0.26 million (2018: $0.17 million) has been recognised 
by the consolidated entity in the current year for trade receivables.  This amount has been included in the other expenses line item in 
the Income Statement. 

The ageing analysis of current and non-current trade receivables is as follows: 
 

$88.76 million of the trade receivables balance as at 30 June 2019 (2018: $89.38 million) are neither past due nor impaired.  It is 
expected that these balances will be collected by the consolidated entity on, or prior to, the due date. 
$15.73 million of the trade receivables balance as at 30 June 2019 (2018: $13.19 million) are past due but not impaired as there 
has not been a significant change in credit quality and the consolidated entity believes that the amounts are still considered 
recoverable.  The consolidated entity does not hold any collateral over these balances as at 30 June 2019 (2018: nil). 
$0.41 million of the trade receivables balance as at 30 June 2019 (2018: $0.75 million) are past due and impaired which have 
been fully provided.   

 

 

  Neither past due 
nor impaired  

 Past due but not impaired  
 61-90  
Days  

 31-60  
Days  

+90 
Days  

 Past due and impaired  
 61-90  
Days  

 31-60  
Days  

 +90 
Days  

2019 ($000) 

88,764 

4,193 

3,486 

8,048 

2018 ($000) 

89,376 

5,250 

2,776 

5,162 

99 

52 

111 

26 

204 

673 

 Total  

104,905 

103,315 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

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NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

7. 

TRADE AND OTHER RECEIVABLES (CURRENT) (continued) 

(b)   Trade receivables and provisions for doubtful debts (continued) 

Reconciled to: 

Trade receivables (Current) 

Trade receivables (Non-current – Note 12) 

Total trade receivables  

Movements in the provision for doubtful debts for trade receivables were as 
follows: 

At 1 July 

Charge for the year 

Foreign exchange translation 

Amounts written off  

At 30 June 

 (c)  Consumer finance loans and provision for doubtful debts 

 CONSOLIDATED 

June 
2019 
$000 

104,359   
546   
104,905   

751 

262 

24 

(623) 

414 

June 
2018 
$000 

102,782 

533 

103,315 

1,173 

174 

24 

(620) 

751 

The consumer finance loans are non-interest bearing and are generally on 6 to 48 months interest-free terms.  The ageing 
analysis of current and non-current consumer finance loans is as follows: 
 

$3.64 million of the consumer finance loans at 30 June 2019 (2018: $3.16 million) are neither past due nor impaired.  It is 
expected that these balances will be collected by the consolidated entity on, or prior to, the due date.   
If a customer has missed a repayment in a consumer finance loan, the remaining balance of the consumer finance loan is 
treated as past due.  $0.20 million of the consumer finance loans balance as at 30 June 2019 (2018: $0.33 million) are past 
due but not impaired.  The consolidated entity does not hold any collateral over these balances and believes that these 
amounts will be recovered.  
$0.04 million of the consumer finance loans at 30 June 2019 (2018: $0.03 million) are past due and impaired which have been 
fully provided. 

 

 

 Past due but not impaired  

 Past due and impaired  

Neither past due 
nor impaired  

 31-60  
Days  

 61-90  
Days  

+90 
Days  

 31-60  
Days  

 61-90  
Days  

 +90 
Days  

2019 ($000) 

2018 ($000) 

3,642 

3,156 

132 

113 

22 

48 

44 

165 

- 

- 

- 

- 

36 

32 

Reconciled to: 

Consumer finance loans (current) 

Consumer finance loans (non-current – Note 12) 

Total consumer finance loans  

Movements in the provision for doubtful debts for consumer finance loans were    
as follows: 

At 1 July 

Charge for the year 

Amounts written off 

At 30 June 

   CONSOLIDATED 

June 
2019 
$000 

$000   
3,199 

677 

3,876 

32 

17 

(13) 

36 

 Total  

3,876 

3,514 

June 
2018 
$000 

$000 

2,900 

614 

3,514 

27 

5 

- 

32 

92 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

TRADE AND OTHER RECEIVABLES (CURRENT) (continued) 

7. 

(d)   Finance lease receivables and provision for doubtful debts  

Finance lease receivables are reconciled to amounts receivable in respect of  
finance leases as follows: 

Aggregate of minimum lease payments and guaranteed residual values: 

Not later than one year 

Later than one year but not later than five years 

Future finance revenue: 

Not later than one year 

Later than one year but not later than five years 

Net finance lease receivables 

Reconciled to: 

Amounts receivable in respect of finance leases (current) 

Amounts receivable in respect of finance leases (non-current – Note 12) 

Total finance lease receivables 

Movements in the provision for doubtful debts for finance lease receivables were 
as follows: 

At 1 July 

Amounts written off  

At 30 June 

 CONSOLIDATED 

June 
2019 
$000 

$000 

3,418 

896 

4,314 

(112) 

(76) 

4,126 

3,306 

820 

4,126 

- 

- 

- 

June 
2018 
$000 

$000 

3,515 

816 

4,331 

(115) 

(84) 

4,132 

3,400 

732 

4,132 

2,458 

(2,458) 

- 

The consolidated entity offers finance lease arrangements as part of the consumer finance business.  Finance leases are offered in 
respect of motor vehicles and livestock with lease terms not exceeding 4 years.  All finance leases are at fixed rates for the term of the 
lease.  A provision is made for estimated unrecoverable finance lease receivable amounts when there is objective evidence that a 
finance lease receivable is impaired.  No impairment loss has been recognised in the current year (2018: nil).   

The ageing analysis of current and non-current finance lease receivables is as follows: 
 
 

$1.40 million of the finance lease receivable balance as at 30 June 2019 (2018: $1.41 million) are neither past due nor impaired.  
$2.73 million of the finance lease receivable balance as at 30 June 2019 (2018: $2.73 million) are past due but not impaired.  These 
receivables are subject to regular monitoring to ensure that they are recoverable.  As at balance date, there were no events that 
required the consolidated entity to sell or re-pledge the secured leased assets. 
No finance lease receivable balance as at 30 June 2019 is past due and impaired (2018: nil).   

 

(e)   Non-trade debts receivable and  provision for doubtful debts  
Non-trade debts receivable are generally interest-bearing and are normally payable at call.  The aggregate balance of current and non-
current non-trade debts receivable as at 30 June 2019 was $101.34 million (2018: $211.96 million) as follows:   
 

$51.85 million of the non-trade debts receivable balance as at 30 June 2019 (2018: $43.16 million) are neither past due nor impaired.  It 
is expected that these balances will be collected by the consolidated entity on, or prior to, the due date.   
$19.22 million of the non-trade debts receivable balance as at 30 June 2019 (2018: $105.79 million) are past due but not impaired.  
These receivables are subject to regular monitoring and periodic impairment testing to ensure that they are recoverable.   
$30.27 million of the non-trade debts receivable balance as at 30 June 2019 (2018: $63.01 million) are past due and impaired and a 
provision for doubtful debts has been raised in full.    

 

 

At 30 June, the ageing analysis of non-trade debts receivable is as follows: 

  Neither past due 
nor impaired  

 31-60  
Days  

 61-90  
Days  

+90 
Days  

 Past due but not impaired  

 Past due and impaired  
 61-90  
Days  

 31-60  
Days  

 +90 
Days  

2019 ($000) 

2018 ($000) 

51,847 

43,158 

- 

- 

- 

- 

19,218 

105,794 

- 

- 

- 

- 

30,272 

63,008 

 Total  

101,337 

211,960 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

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NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

TRADE AND OTHER RECEIVABLES (CURRENT) (continued) 

7. 
(e)   Non-trade debts receivable and provision for doubtful debts (continued) 

Reconciled to: 

Non-trade debts receivable (current) 

Non-trade debts receivable (non-current – Note 12) 

Total non-trade debts receivables  

Movements in the provision for doubtful debts for non-trade debts receivable 
were as follows: 

At 1 July 

Charge for the year (i) (iii) 

Reversal due to restructure of KEH business (i)  

Utilisation of doubtful debts provision (i) (iii) 

At 30 June 

(i) 

Non-trade receivables from the KEH Partnership retail joint venture: 

   CONSOLIDATED 

June 
2019 
$000 

$000 

24,430 

76,907 

101,337 

63,008 

3,786 

(4,494) 

(32,028) 

30,272 

June 
2018 
$000 

$000 

101,348 

110,612 

211,960 

48,305 

45,885 

- 

(31,182) 

63,008 

As at 30 June 2018, the consolidated entity, through a wholly-owned subsidiary, had a 50% interest in KEH Partnership Pty 
Limited (KEH), a retail joint venture in Australia.  The primary business of KEH is the retail sale of school apparel and educational 
goods through the brand name of The School Locker.  The ‘Big Buys by Harvey Norman®‘ (Big Buys) division of KEH was closed 
during the second half of the 2018 financial year.  At 30 June 2018, the aggregate non-trade receivable from KEH was $60.96 
million in respect of the amounts advanced to The School Locker business to assist with working capital requirements.  The 
amounts previously advanced to Big Buys were either repaid or written off in full upon closure, utilising the provision for doubtful 
debts previously raised in respect of that business.  During the 2018 financial year, an impairment assessment was conducted 
resulting in the recognition of an expense of $16.92 million, with $6.06 million relating to Big Buys and $10.86 million relating to 
The School Locker.  As at 30 June 2018, the total provision for doubtful debts relating to The School Locker was $20.82 million 
with a nil provision balance relating to Big Buys. 

Effective 1 July 2018, a wholly-owned subsidiary of Harvey Norman Holdings Limited acquired all of the inventory assets of KEH.  
Subsequently, there was a restructure of the KEH business where, by unanimous agreement in writing, each partner in the 
Partnership agreed to vary the interest of the respective partners in the Partnership, with the consolidated entity increasing its 
partnership interest in the Partnership to 99.02%.  The effect of this restructure was the consolidation and elimination of the 
commercial loans advanced to The School Locker.  This resulted in a net reversal of $4.49 million in respect of the provision for 
doubtful debts previously raised for The School Locker non-trade receivables.   

(ii) 

Non-trade receivables from mining camp joint ventures: 

The consolidated entity has made commercial advances to the mining camp joint ventures totalling $34.95 million (2018: $37.63 
million) in aggregate as at 30 June 2019.   The recoverable amount of non-trade receivables advanced to the mining camp joint 
ventures was assessed during the year.  No impairment loss was recognised in the current year (2018: nil) to reduce the carrying 
amount of the non-trade receivable to recoverable amount.  The total balance of the provision for doubtful debts as at 30 June 
2019 relating to non-trade receivables from the mining camp joint ventures was $13.23 million (2018: $13.23 million). 

The recoverable amount for these non-trade receivables have been determined based on the present value of estimated cash 
flow projections as at 30 June 2019 for a five-year period, based on financial budgets and the assets held as security.  The 
effective interest rate applied to the cash flow projections was 7.5%.  Cash flow projections were limited to five years due to the 
inherent risks associated with the mining industry.  

Each of the key assumptions in the impairment assessment were subject to significant accounting estimates and assumptions 
about future economic conditions and its impact on the ongoing trading performance of the mining camp joint ventures and the 
possible commencement of future projects which are currently out to tender.  Judgement has been made, based on available 
information and these accounting estimates and assumptions, to each of these variables to assess the recoverable amount of the 
non-trade receivables as at balance date. 

 (iii)  Non-trade receivables from the Coomboona joint venture: 

As at 30 June 2018, the total indebtedness of the Coomboona joint venture to the consolidated entity amounted to $74.99 million.  An 
impairment assessment was conducted resulting in the recognition of an impairment expense of $28.78 million to reduce the carrying 
amount of the Coomboona joint venture non-trade receivable to its recoverable amount.  The estimated recoverable amount of the 
Coomboona JV non-trade receivables, net of any impairment provisions, was $46.21 million as at 30 June 2018. 

On 16 January 2019, the Administrator Sale of the Coomboona JV assets was completed and the Contract for Sale settled.  Refer to 
further information provided on Page 14 regarding the Other Segment regarding the Administrator Sale.  The secured creditors 
received net proceeds on sale of $40.50 million for the full discharge of the NCF receivables and the partial discharge of the HN JV 
Entity receivables.   After taking into account the net sales proceeds, a further impairment expense of $8.25 million was recognised in 
December 2018, of which $3.25 million was recognised as a provision for doubtful debts to reduce the value of the HN JV Entity 
receivables to its estimated recoverable amount.  Upon completion of the Administrator Sale and receipt of the net proceeds on sale, 
the total balance of the Coomboona doubtful debt provision of $32.03 million was utilised and reversed in full.   

94 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

 CONSOLIDATED 

8. 

OTHER FINANCIAL ASSETS (CURRENT) 

Equity investments at fair value 

Derivatives receivable 

Other current financial assets 

Total other financial assets (current) 

9. 

INVENTORIES (CURRENT) 

Finished goods at cost 

Provision for obsolescence  

Total inventories (current) 

10. 

OTHER ASSETS (CURRENT) 

Prepayments 

Other current assets 

Total other assets (current) 

11. 

INTANGIBLE ASSETS (CURRENT) 

June 
2019 
$000 

27,483 

5 

1,400 

28,888 

403,154 

(7,189) 

395,965 

29,901 

7,640 

37,541 

June 
2018 
$000 

29,754 

5 

1,704 

31,463 

350,880 

(5,593) 

345,287 

39,220 

5,924 

45,144 

Net licence property (current) 

370 

490 

12. 

TRADE AND OTHER RECEIVABLES (NON-CURRENT) 

Trade receivables (a) 

Consumer finance loans (b) 

Provision for doubtful debts (b) 

Trade receivables, net 

Amounts receivable in respect of finance leases (c) 

Non-trade debts receivable from: (d) 

-     Related entities (including joint ventures and joint venture partners) 

-     Unrelated entities 

Provision for doubtful debts (d) 

Non-trade debts receivable, net 

Total trade and other receivables (non-current) 

546 

677 

(6) 

1,217 

820 

50,939 

25,968 

(29,553) 

47,354 

49,391 

533 

614 

(6) 

1,141 

732 

98,588 

12,024 

(34,042) 

76,570 

78,443 

 (a)  Trade receivables 

For terms and conditions and provision for doubtful debts for trade receivables refer to Note 7 (b). 

(b)  Consumer finance loans  

  For terms and conditions and provision for doubtful debts for consumer finance loans refer to Note 7 (c).  

(c) 

Finance lease receivables 

  For terms and conditions and provision for doubtful debts for finance lease receivables refer to Note 7 (d). 

(d)  Non-trade debts receivable 

  For terms and conditions and provision for doubtful debts for non-trade debts receivable refer to Note 7 (e). 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

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NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

13.  OTHER FINANCIAL ASSETS (NON-CURRENT) 

Equity investments at fair value 

Units in unit trusts  

Other non-current financial assets 

Total other financial assets (non-current) 

14.  PROPERTY, PLANT AND EQUIPMENT 

Land at fair value 

Buildings at fair value 

Net land and buildings at fair value 

Plant and equipment: 

At cost 

Accumulated depreciation 

Net plant and equipment 

Lease make good asset: 

At cost 

Accumulated depreciation 

Net lease make good asset 

Total plant and equipment 

Total property, plant and equipment: 

Land and buildings at fair value 

Plant and equipment at cost 
Total property, plant and equipment 

Accumulated depreciation and amortisation 

Total written down amount 

 CONSOLIDATED 

June 
2019 
$000 

16,861 

414 

2,095 

19,370 

199,078 

242,135 

441,213 

828,962 

(577,100) 

251,862 

7,042 

(3,910) 

3,132 

254,994 

441,213 

836,004 

1,277,217 

(581,010) 

696,207 

June 
2018 
$000 

17,094 

204 

985 

18,283 

195,490 

236,971 

432,461 

802,107 

(576,963) 

225,144 

6,257 

(3,525) 

2,732 

227,876 

432,461 

808,364 

1,240,825 

(580,488) 

660,337 

(a)  The net book value of land and buildings (other than land and buildings classified as investment properties) was $225.49 million 

(2018: $237.42 million) as measured on a historical cost basis. 

96 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

14.  PROPERTY, PLANT AND EQUIPMENT (continued) 

 CONSOLIDATED 

June 
2019 
$000 

June 
2018 
$000 

Reconciliation of the carrying amounts of property, plant and equipment were as follows: 

Land at fair value: 

Opening balance 

Additions 

Increase resulting from revaluation 

Depreciation of leasehold land (b) 

Reclassification to assets held for sale 

Net foreign currency differences arising from foreign operations 

Closing balance 

(b) The depreciation charge relates to leasehold land located in Singapore 

Buildings at fair value: 

Opening balance 

Additions 

Disposals 

Increase resulting from revaluation 

Depreciation for the year 

Reclassification from plant and equipment 

Reclassification to assets held for sale 

Net foreign currency differences arising from foreign operations 

Closing balance 

Plant and equipment at cost: 

Opening balance 

Additions 

Disposals 

Acquisition of a subsidiary 

Reclassification to buildings at fair value 

Reclassification to investment property 

Net foreign currency differences arising from foreign operations 

Closing balance 

Plant and equipment accumulated depreciation: 

Opening balance 

Depreciation for the year 

Disposals 

Acquisition of a subsidiary 

Reclassification to buildings at fair value 

Reclassification to investment property 

Net foreign currency differences arising from foreign operations 

Closing balance 

Net book value 

195,490 

- 

2,962 

(1,128) 

(7,162) 

8,916 

199,078 

236,971 

7,204 

(341) 

9,272 

(10,647) 

- 

(9,505) 

9,181 

242,135 

795,632 

76,863 

(66,005) 

5,656 

- 

- 

9,997 

822,143 

574,843 

50,548 

(59,945) 

1,582 

- 

- 

6,701 

573,729 

182,529 

95 

11,959 

(1,074) 

- 

1,981 

195,490 

231,320 

10,301 

(23) 

3,592 

(10,013) 

2,777 

- 

(983) 

236,971 

773,676 

76,682 

(48,749) 

- 

(11,032) 

(55) 

5,110 

795,632 

570,055 

52,278 

(43,624) 

- 

(8,255) 

(20) 

4,409 

574,843 

248,414 

220,789 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

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NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

14.  PROPERTY, PLANT AND EQUIPMENT (continued) 

              Reconciliation of the carrying amounts of property, plant and equipment (continued) 

Leased plant and equipment at cost: 

Opening balance 

Additions 

Acquisition of a subsidiary 

Disposals 

Closing balance 

Leased plant and equipment accumulated depreciation: 

Opening balance 

Depreciation for the year 

Acquisition of a subsidiary 

Disposals 

Closing balance 

Net book value 

Lease make good asset at cost: 

Opening balance 

Additions 

Disposals 

Net foreign currency differences arising from foreign operations 

Closing balance 

Lease make good asset accumulated depreciation: 

Opening balance 

Depreciation for the year 

Disposals 

Net foreign currency differences arising from foreign operations 

Closing balance 

Net book value 

 CONSOLIDATED 

June 
2019 
$000 

6,475 

443 

69 

(168) 

6,819 

2,120 

1,364 

14 

(127) 

3,371 

3,448 

6,257 

908 

(429) 

306 

7,042 

3,525 

594 

(377) 

168 

3,910 

3,132 

June 
2018 
$000 

6,313 

195 

- 

(33) 

6,475 

847 

1,280 

- 

(7) 

2,120 

4,355 

5,083 

1,094 

(289) 

369 

6,257 

2,907 

644 

(289) 

263 

3,525 

2,732 

Total plant and equipment 

254,994 

227,876 

Total property, plant and equipment 

696,207 

660,337 

98 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

14. 
(a) 

PROPERTY, PLANT AND EQUIPMENT (continued) 
Reconciliation of owner occupied properties – land and buildings at fair value  

  New Zealand 

Slovenia 

Opening balance 

Additions 

Disposals 

Fair value adjustments 

Depreciation for the year 

Transfer to assets held for sale 

Transfer from plant and equipment 

Retail  

$000 

240,551 

7,017 

(341) 

12,234 

(7,598) 

- 

- 

Retail 

$000 

75,007 

- 

- 

- 

(1,740) 

- 

- 

Net foreign currency differences  

9,988 

2,075 

Warehouse 

$000 

3,320 

- 

- 

- 

(59) 

- 

- 

94 

Singapore 

Warehouse 

$000 

16,570 

- 

- 

- 

(901) 

(16,667) 

- 

998 

Retail 

$000 

65,490 

- 

- 

- 

(1,081) 

- 

- 

4,011 

Office 

$000 

7,968 

- 

- 

- 

(21) 

- 

- 

491 

  Australia 

Ireland 

T 

Total 

Retail 

$000 

7,634 

73 

- 

- 

(69) 

- 

- 

- 

Retail 

$000 

15,921 

114 

- 

- 

(306) 

- 

- 

440 

2019 

$000 

2018 

$000 

432,461 

413,849 

7,204 

(341) 

12,234 

(11,775) 

(16,667) 

- 

18,097 

10,396 

(23) 

15,551 

(11,087) 

- 

2,777 

998 

Closing balance 

261,851 

75,342 

3,355 

68,420 

- 

8,438 

7,638 

16,169 

441,213 

432,461 

(b) 

Fair value measurement, valuation techniques and inputs 

Class of property   

Retail 

Fair value 
hierarchy * 

Level 3 

Fair value   

30 June 2019 $000 

Valuation technique 

Key unobservable inputs 

Range of unobservable inputs 

429,420 

Discounted cash flow 

Income capitalisation 

Terminal yield 

Discount rate 

Net market rent per sqm p.a. 
Capitalisation rate 

4.20% - 8.50% 

4.50% - 8.75% 

$118 - $748 per sqm p.a. 
4.20% - 8.63% 

Direct sale comparison 

Price per sqm of lettable area 

$5,800 - $17,938 per sqm  

Warehouse 

Level 3 

3,355 

Income capitalisation 

Net market rent per sqm p.a. 

$89 per sqm p.a. 

Office 

Level 3 

8,438 

Discounted cash flow 

Capitalisation rate 

Terminal yield 

Discount rate 

7.67% 

3.75% 

4.00% 

Income capitalisation 

Net market rent per sqm p.a. 

$263 - $317 per sqm p.a. 

Capitalisation rate 

3.20% - 3.50% 

Direct sale comparison 

Price per sqm of lettable area 

$7,956 - $10,005 per sqm  

Total 

441,213 

* Please refer to Note 35 (e) on page 120 for the definition of level 3 fair value hierarchy. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

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NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

14.  PROPERTY, PLANT AND EQUIPMENT (continued) 
(b) 

Fair value measurement, valuation techniques and inputs (continued) 

The income capitalisation method of valuation was used for the valuation of retail properties in New Zealand.  A discounted cash 
flow method was undertaken in respect of the same properties as a secondary method.  There were no material differences 
between the income capitalisation method result and the discounted cash flow method result.   

The income capitalisation method of valuation was used for the valuation of one (1) retail owner-occupied property in Australia.  A 
direct sale comparison method was used for the same property as a secondary method.  There were no material differences 
between the income capitalisation method result and the direct sale comparison method result.  

The income capitalisation method of valuation was used for the valuation of retail and warehouse properties in Slovenia.  The 
income capitalisation method of valuation was used for the valuation of retail property in Ireland.  The income capitalisation method, 
the direct sale comparison method and the discounted cash flow method were used for all properties in Singapore.     

The table on the previous page includes the following descriptions and definitions relating to valuation techniques and key 
unobservable inputs used in determining the fair value: 

Income capitalisation method 
Under the income capitalisation method, a property’s fair value is estimated based on either net market rent or the normalised net 
operating income generated by the property, which is divided by the appropriate market capitalisation rate.  

Discounted cash flow (“DCF”) method 
Under the DCF method, a property’s fair value is estimated using explicit assumptions about the benefits and liabilities of ownership 
over the asset’s life, including terminal value.  This involves the projection of a series of cash flows and the application of an 
appropriate market-derived discount rate to establish the present value of the income stream. 

Direct sale comparison method 
Under the direct sale comparison method, a property’s fair value is estimated based on comparable transactions. The unit of 
comparison applied by the consolidated entity is the price per square metre. 

Net market rent 
Net market rent is the estimated amount for which a property or space within a property could lease between a willing lessor and a 
willing lessee on appropriate lease terms in an arm’s length transaction, after proper marketing and wherein the parties have each 
acted knowledgeably, prudently and without compulsion.  In addition, an allowance for recoveries of lease outgoings from tenants is 
made on a pro-rata basis (where applicable). 

Capitalisation rate 
The rate at which net market income is capitalised to determine the value of a property.  The rate is determined by reference to 
market evidence and independent external valuations received. 

Terminal yield 
The capitalisation rate used to convert income into an indication of the anticipated value of the property at the end of a given period 
when carrying out a discounted cash flow calculation.  The rate is determined by reference to market evidence and independent 
external valuations received. 

Discount rate 
Rate used to discount the net cash flows generated from rental activities during the period of analysis.  The rate is determined by 
reference to market evidence and independent external valuations received. 

Price per square metre 
Price per square metre is obtained based on recent transactions of similar properties around the vicinity.  Appropriate adjustments 
are made between the comparables and the property to reflect the differences in size, tenure, location, condition and prevailing 
market conditions and all other relevant factors affecting its value.  

(c) 

Valuation process 

The local management team in each geographic location makes recommendations to the Property Review Committee and the 
directors of the Company for the results of the semi-annual property valuation review.  All owner-occupied properties are subject to 
independent valuation at least every three (3) years unless there is an indication that the carrying amount of the property differs 
materially from the fair value at balance date.  The aim of the valuation process is to ensure that properties held by the consolidated 
entity are compliant with applicable regulations and the consolidated entity’s valuation policy for owner occupied properties.  

Independent valuations are performed by external, professionally qualified valuers who hold a recognised, relevant professional 
qualification and have specialised expertise in the properties valued.  The balance of the properties are reviewed internally by the 
Property Review Committee and the directors of the Company, resulting in internal valuations where necessary.   

100 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

14.  PROPERTY, PLANT AND EQUIPMENT (continued) 

(d) 

Sensitivity Information 

Key unobservable inputs 

Impact on fair value for 
significant increase in input 

Impact on fair value for 
significant decrease in input 

Net market rent 

Increase 

Capitalisation rate 

Terminal yield 

Discount rate 

  Decrease 

  Decrease 

  Decrease 

Price per square metre 

Increase 

  Decrease 

Increase 

Increase 

Increase 

  Decrease 

The net market rent of a property and the capitalisation rate are key inputs of the income capitalisation valuation method.  The 
income capitalisation valuation method incorporates a direct interrelationship between the net market rent of a property and its 
capitalisation rate.  This methodology involves assessing the total net market income generated by the property and capitalising this 
in perpetuity to derive a capital value.  Significant increases (or decreases) in rental returns and rent growth per annum in isolation 
would result in a significantly higher (or lower) fair value of the properties.  There is an inverse relationship between the 
capitalisation rate and the fair value of properties.  Significant increases (or decreases) in the capitalisation rate in isolation would 
result in a significantly lower (or higher) fair value of the properties. 

The discount rate and terminal yield are key inputs of the discounted cash flow method.  The discounted cash flow method 
incorporates a direct interrelationship between the discount rate and the terminal yield as the discount rate applied will determine 
the rate in which the terminal value is discounted to present value.  Significant increases (or decreases) in the discount rate in 
isolation would result in a significantly lower (or higher) fair value.  Similarly, significant increases (or decreases) in the terminal yield 
in isolation would result in a significantly lower (or higher) fair value.  In general, an increase in the discount rate and a decrease in 
the terminal yield could potentially offset the impact on the fair value of the properties.  

(e)  Highest and best use 

For all owner occupied property that is measured at fair value, the current use of the property is considered the highest and best 
use.  

15. 

INVESTMENT PROPERTIES 

(a) 

Reconciliation 

Opening balance 

Additions 

Transfers from property, 
plant and equipment 

Transfer to assets held for 
sale 
Change in class of property   
Fair value adjustments*  

Disposals 

Depreciation for the year 

Net foreign currency 
differences 

New Zealand 

Australia 

Retail 

Warehouse 

Retail 

Warehouse 

Office 

Property for 

$000 

$000 

$000 

$000 

$000 

development 

$000 

6,176 

2,524 

2,189,718 

193,629 

35,500 

1,850 

27,086 

3,103 

- 

- 

- 

- 

568 

- 

(74) 

270 

- 

- 

- 

- 

443 

- 

(8) 

116 

- 

(18,627) 

(5,827) 

48,174 

(763) 

- 

- 

- 

- 

- 

- 

- 

1,250 

4,577 

22,616 

(1,500) 

- 

- 

- 

- 

- 

- 

(1,850) 

- 

- 

TOTAL  

June 

2019 

$000 

June 

2018 

$000 

  2,429,397 
30,189 

2,241,754 

137,961 

- 

(18,627) 

- 

70,301 

(2,613) 

(82) 

35 

- 

- 

51,646 

(1,792) 

(70) 

386 

(137) 

- 

- 

- 

- 

- 

Closing balance 

6,940 

3,075 

2,239,761 

220,598 

38,577 

- 

2,508,951 

2,429,397 

* Fair value adjustments totalling $70.30 million in aggregate for the year ended 30 June 2019 are included in other income (2018: 
$51.65 million).  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          101 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
   
   
 
 
   
   
 
 
   
   
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

15. 

INVESTMENT PROPERTIES (continued) 

(b) 

Fair value measurement, valuation techniques and inputs   

Class of 
property 

Fair value 
hierarchy* 

Fair value   

Valuation technique 

Key unobservable inputs 

June 2019  

                             $000 

Range of 
unobservable inputs 

Retail  

Level 3 

Metropolitan - 1,335,898 

Income capitalisation 

  Net market rent/sqm p.a. 

  $70 - $256 / sqm p.a. 

Regional – 910,803  

Total – 2,246,701  

Capitalisation rate:  
-  Metropolitan 
- 
Regional 

Discounted cash flow 

Terminal yield 

Direct sale comparison 

Discount rate 

Price per sqm of lettable 
area 

6.0% - 8.8% 
7.0% - 9.8% 

6.8% - 10.0% 

7.0% - 10.5% 

$607 - $3,533 per sqm  

Warehouse   

Level 3 

223,673 

Income capitalisation 

  Net market rent/sqm p.a. 

$26 - $189 / sqm p.a. 

Discounted cash flow 

Terminal yield 

Capitalisation rate 

Direct sale comparison 

Discount rate 

Price per sqm of lettable 
area 

Office 

Level 3 

38,577 

Income capitalisation  

  Net market rent/sqm p.a. 

Discounted cash flow 

Capitalisation rate 

Terminal yield 
Discount rate 

6.3% - 10.0% 

6.8% - 9.3% 

7.0% -10.3% 

$322 - $2,208 per sqm  

  $128 - $385 / sqm p.a. 
7.0% - 9.3% 

7.3% - 8.5% 
7.0% 

Direct sale comparison 

Price per sqm of lettable 
area 

$1,492 - $4,793 per 
sqm  

Total 

2,508,951 

* Please refer to Note 35 (e) on page 120 for the definition of level 3 fair value hierarchy. 

Each investment property is valued at fair value.  Each investment property is the subject of a lease or licence in favour of 
independent third parties, including a Harvey Norman®, Domayne® and Joyce Mayne® franchisee.  A franchisee occupies properties 
pursuant to a licence, terminable upon reasonable notice.  The fair value in respect of each investment property has been calculated 
primarily using the income capitalisation method of valuation, using the current market rental value, and having regard to, in respect 
of each property: 
 
 
 
 
 

the highest and best use 
quality of construction  
age and condition of improvements  
recent market sales data in respect of comparable properties 
current market rental value, being the amount that could be exchanged between knowledgeable, willing parties in an arm’s 
length transaction  
tenure of the franchisee and other tenants  
adaptive reuse of buildings 
non-reliance on turnover rent 
the specific circumstances of the property not included in any of the above points 

 
 
 
 

The income capitalisation method of valuation was primarily used for the valuation of all Retail, Warehouse and Office properties in 
Australia and the investment properties in New Zealand.  A discounted cash flow valuation or a direct sale comparison valuation was 
undertaken, excluding property for development in Australia, as a secondary method.  There were no material differences between 
the income capitalisation method result, the discounted cash flow method result and the direct sale comparison method result.  The 
direct sale comparison method was used for all properties classified as property for development.  The descriptions and definitions 
relating to valuation techniques and key unobservable inputs used in determining the fair value of investment properties are the 
same as those for owner-occupied properties detailed in Note 14(b). 

(c)  Valuation process 

All investment properties are subject to a semi-annual review to fair market value at each reporting period by the Property Review 
Committee, subject to review and final determination by the directors of the Company.  The aim of the valuation process is to 
ensure that investment properties are held at fair value and the consolidated entity is compliant with applicable regulations and the 
consolidated entity’s investment property valuation policy.  

At each reporting period, approximately one-sixth of the portfolio is independently valued by external valuers with the remaining 
five-sixths of the portfolio reviewed for fair value by Directors.  The whole portfolio is independently valued every three years.  The 
independent valuations are performed by external, professionally qualified valuers who hold a recognised relevant professional 
qualification and have specialised expertise in the properties valued.  The balance of the property portfolio is reviewed internally by 
the Property Review Committee and the directors of the Company, which may result in internal valuations where necessary.   

102 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
    
   
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

INVESTMENT PROPERTIES (continued) 

15. 

(c) 

Valuation process (continued)   

The selection of sites to be independently valued is based on a pre-determined, fixed schedule that is generally geographically 
representative of the entire portfolio, where possible.  If the results of any of the independently valued sites during the period give 
rise to indicators of potential fair value issues or inconsistencies with the broader property portfolio, then the revaluation review is 
extended to include those other potentially affected sites.  For those similarly affected sites, a director’s valuation is prepared for 
review by the Property Review Committee.  In addition, the consolidated entity gives consideration to issues that may cause other 
sites to have varied significantly from the previously recorded fair value.  For sites where variations exist, a director’s valuation is 
performed and adjustment made to the value accordingly.  

The consolidated entity obtained independent valuations in respect of thirty nine (39) sites within the investment property portfolio 
during the year ended 30 June 2019.  Based on the results of the independent valuations and a consideration of other internal and 
external factors that may impact the fair value of the overall investment property portfolio, a further eighteen (18) sites within the 
investment property portfolio were identified for further review by management.  The eighteen (18) sites had generally been similarly 
affected by the same factors or characteristics of the properties which had been independently valued, particularly in relation to 
yields and market rentals.   

Additionally, the Property Review Committee undertakes a revaluation review of investment properties under construction that are 
greater than 75% complete.  The methodology to value a completed investment property also applies to the investment property 
under construction.  The fair value of the investment property under construction is determined under the income capitalisation 
valuation method by estimating the fair value of the property at completion date less the remaining costs to complete and 
allowances for associated risk.  As a secondary method, a discounted cash flow valuation is undertaken.  The Property Review 
Committee also performs a valuation for any property less than 75% complete where there is an indication of a substantial change in 
the risks or benefits to warrant an earlier assessment.  In general, direct sale comparison method of valuation is used for properties 
for future development. 

(d)  Sensitivity information 

The sensitivity information for investment properties is the same as those for owner-occupied properties detailed in Note 14(d). 

(e)  Rent and outgoings received and operating expenses of investment properties 

Included in rent and outgoings received from franchisees and rent and outgoings received from other tenants other than 
franchisees as disclosed in Note 3 is rent and outgoings received from investment properties of $217.09 million for the year ended 
30 June 2019 (2018: $211.48 million).  Operating expenses, including rates and taxes and repairs and maintenance, recognised in the 
income statement in relation to investment properties amounted $50.74 million for the year ended 30 June 2019 (2018: $47.97 
million). 

16. 

INTANGIBLE ASSETS (NON-CURRENT) 

Computer software (summary) 

-    At cost 

-    Accumulated amortisation and impairment 

Net computer software 

Computer Software (net of accumulated amortisation and impairment) (a): 

Opening balance 

Additions 

Disposals 

Amortisation 

Net foreign currency differences arising from foreign operations 

Net book value 

Net licence property 

Other intangible assets 

   CONSOLIDATED  

June 
2019 
$000 

June 
2018 
$000 

204,327 

(142,417) 

61,910 

65,607 

16,606 

(732) 

(19,721) 

150 

61,910 

2,469 

252 

193,529 

(127,922) 

65,607 

71,354 

12,685 

(143) 

(18,339) 

50 

65,607 

3,096 

364 

Net intangible assets (non-current) 

64,631 

69,067 

(a) Computer Software 

Computer software assets are carried at cost less accumulated amortisation and accumulated impairment losses.  The intangible 
assets have been assessed as having a finite life and is amortised using the straight-line method over a period of no greater than 
eight and a half (8.5) years.  If impairment indicators are present, the recoverable amount is estimated and an impairment loss is 
recognised to the extent that the recoverable amount is lower than the carrying amount. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          103 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

17. 

TRADE AND OTHER PAYABLES (CURRENT) 

Trade and other creditors 

Accruals 

Total trade and other payables (current) 

18. 

INTEREST-BEARING LOANS AND BORROWINGS (CURRENT) 
Secured: 

Non-trade amounts owing to: 
-     Bank overdraft (a) 

-     Commercial bills payable (b) 

-     Syndicated Facility Agreement (c) 

-     Other short-term borrowings (d) 

Lease liabilities 

Unsecured: 

Derivatives payable 

Non-trade amounts owing to: 

-     Directors (e) 

-     Other related parties (e) 

-     Unrelated parties 

Total interest-bearing loans and borrowings (current) 

(a)  Bank Overdraft 

 CONSOLIDATED  
June 
2019 
$000 

221,323 

62,359 

283,682 

29,232 

9,750 

370,000 

79,417 

1,622 

49 

- 

4,245 

264 

494,579 

June 
2018 
$000 

229,267 

60,719 

289,986 

45,081 

9,750 

240,000 

82,190 

1,062 

52 

33,160 

10,644 

252 

422,191 

Of the total bank overdraft of $29.23 million as at 30 June 2019: 
 

a total of $29.14 million relates to a bank overdraft due by Harvey Norman Trading (Ireland) Limited to Bank of Ireland (“BOI”) (the 
“BOI Overdraft Facility”).  Australia and New Zealand Banking Group Limited (“ANZ”) has provided an indemnity/Guarantee/ 
Stand-by Letter of Credit Facility in favour of BOI in support of the BOI Overdraft Facility, at the request of the Company (“ANZ-
BOI Facility”).  The ANZ-BOI Facility is further secured by the Syndicated Facility Agreement described in Note 18(c).   
a total of $0.09 million relates to a bank overdraft facility with AmBank (M) Berhad in Malaysia which is subject to periodic 
review.  The Company has granted a guarantee to AmBank (M) Berhad in Malaysia in respect of the obligations of Space 
Furniture Collection Sdn Bhd. 

 

(b)  Commercial Bills Payable 

The commercial bills payable form part of facilities granted by ANZ.  The payment of each commercial bill is secured by the securities 
given pursuant to the Syndicated Facility Agreement (as defined in Note 18(c)), and subject to annual review by ANZ.  Each 
commercial bill has a tenure not exceeding 180 days but is repayable on demand by ANZ, upon the occurrence of any event of 
default or Relevant Event (as defined in Note 18(c)) under the Syndicated Facility Agreement, or after any annual review date. 

 (c)  Syndicated Facility Agreement 
On 2 December 2009, the Company, a subsidiary of the Company (“Borrower”) and certain other subsidiaries of the Company 
(“Guarantors”) entered into a Syndicated Facility Agreement with certain banks (“Financiers” and each a “Financier”).  On 26 
November 2018, the Amending Deed (No. 6) to the Syndicated Facility Agreement was executed with the effect of extending the 
repayment date of Tranche B of the Facility totalling $240 million to 4 December 2021. 

The aggregate available facility of the Syndicated Facility Agreement remained at $810 million.  The utilised amount of the 
Syndicated Facility Agreement as at 30 June 2019 was $715 million, repayable as set out below, $370 million of which was classified 
as current interest-bearing loans and borrowings and $345 million was classified as non-current interest-bearing loans and 
borrowings.  This Facility is secured by: 
 
 

fixed and floating charge granted by the Company and each of the Guarantors in favour of a security trustee for the Financiers;  
real estate mortgages granted by certain Guarantors in favour of the security trustee for the Financiers over various real 
properties owned by those Guarantors. 

Under the terms of the Syndicated Facility Agreement, the Facility is repayable: 
 
 
 
 
 

in respect of Tranche A1 totalling $170 million, on 4 December 2019 ($170 million utilised at 30 June 2019); 
in respect of Tranche A2 totalling $200 million, on 4 December 2019 ($200 million utilised at 30 June 2019); 
in respect of Tranche A3 totalling $200 million, on 4 December 2020 ($200 million utilised at 30 June 2019); 
in respect of Tranche B totalling $240 million, on 4 December 2021 ($145 million utilised at 30 June 2019); and 
otherwise on demand by or on behalf of the Financiers upon the occurrence of any one of a number of events (each a “Relevant 
Event”), including events which are not within the control of the Company, the Borrower or the Guarantors.  Each of the 
following is a Relevant Event: 

104 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

INTEREST-BEARING LOANS AND BORROWINGS (CURRENT) (continued) 
Syndicated Facility Agreement (continued) 

18. 
(c) 

(i) 

(ii) 

an event occurs which has or is reasonably likely to have a material adverse effect on the business, operation, property, 
condition (financial or otherwise) or prospects of the Borrower or the Company and the subsidiaries of the Company;   
if any change in law or other event makes it illegal or impractical for a Financier to perform its obligations under the 
Syndicated Facility Agreement or fund or maintain the amount committed by that Financier to the provision of the 
Increased Facility ("Commitment"), the Financier may by notice to the Borrower, require the Borrower to repay the 
secured moneys in respect of the Commitment of that Financier, in full on the date which is forty (40) business days 
after the date of that notice.  

(d)   Other Short-Term Borrowings 
Of the total other short-term borrowings of $79.42 million:  
 

 

 

 

 

a total of $46.02 million is secured by the securities given pursuant to the Syndicated Facility Agreement.  The facilities are 
utilised in Slovenia and Croatia and have a maturity date of 4 December 2019. 
a total of $25.18 million is secured by the securities given pursuant to the Syndicated Facility Agreement.  The facility is utilised 
in Singapore and has a maturity date of 4 December 2019. 
a total of $3.69 million relates to a revolving credit facility with ANZ in Singapore.  This facility is subject to periodic review and 
otherwise repayable on demand. The revolving credit facility is secured by the securities given pursuant to the Syndicated 
Facility Agreement.  
a total of $1.03 million relates to a revolving credit facility with AmBank (M) Berhad in Malaysia which is subject to periodic review 
and otherwise repayable on demand.  The Company has granted a guarantee to AmBank (M) Berhad in Malaysia in respect of the 
obligations of Space Furniture Collection Sdn Bhd. 
a total of $3.50 million relates to a revolving credit facility with ANZ in Australia which is subject to periodic review and otherwise 
repayable on demand.  The Company has granted a guarantee to ANZ in respect of the obligations of the Lighting Partners 
Australia partnership. 

The Company has not received notice of the occurrence of any Relevant Event from any Financier. During the 2019 and 2018 
financial years, there were no defaults or breaches on any of the interest-bearing loans and borrowings referred to in this note and in 
Note 21. Interest-Bearing Loans and Borrowings (Non-Current). 

(e)  Directors and Other Related Parties 

Interest is payable at a rate equivalent to the 30 day bank bill swap reference rate (BBSY) plus a margin.  The total interest rate paid 
is at all times lower than the consolidated entity’s weighted average cost of debt.  The loans are unsecured and repayable at call. 

(f)  Defaults and Breaches 

The Company has not received notice of the occurrence of any Relevant Event from any Financier.  During the 2019 and 2018 
financial years, there were no defaults or breaches on any of the interest-bearing loans and borrowings referred to in this note and in 
Note 21. Interest-Bearing Loans and Borrowings (Non-Current). 

 CONSOLIDATED 

19. 

OTHER LIABILITIES (CURRENT) 

Lease incentives 

Unearned revenue 

Total other liabilities (current) 

20. 

PROVISIONS 
Current  

Employee entitlements (Note 29) 

Lease make good 

Deferred lease expenses 

Total provisions (current) 

Non-Current: 

Employee entitlements (Note 29) 

Lease make good 

Deferred lease expenses 

Total provisions (non-current) 

June 
2019 
$000 

4,101 

71,718 

75,819 

31,902 

437 

689 

33,028 

2,171 

6,604 

4,250 

13,025 

June 
2018 
$000 

4,037 

62,788 

66,825 

34,096 

473 

785 

35,354 

1,994 

5,785 

3,866 

11,645 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          105 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

20.  PROVISIONS (continued) 

CONSOLIDATED 

At 1 July 2018 

Arising during the year 

Utilised 

Exchange rate variance 

At 30 June 2019 

Current 2019 

Non-current 2019 

Total provisions 2019 

Current 2018 

Non-current 2018 

Total provisions 2018 

Make Good 
Provision  
$000 

Deferred Lease 
Expenses  
$000 

6,258 

893 

(417) 

307 

7,041 

437 

6,604 

7,041 

473 

5,785 

6,258 

4,651 

1,144 

(874) 

18 

4,939 

689 

4,250 

4,939 

785 

3,866 

4,651 

Total  

$000 

10,909 

2,037 

(1,291) 

325 

11,980 

1,126 

10,854 

11,980 

1,258 

9,651 

10,909 

Make good provision 
In accordance with certain lease agreements, the consolidated entity is obligated to restore certain leased premises to a specified 
condition at the end of the lease term.  The make good provision represents the expected costs to be incurred in restoring the leased 
premises to the condition specified in the lease.   

Deferred lease expenses 
Deferred lease expenses represent the present value of the future lease payments that the consolidated entity is presently obligated 
to make under non-cancellable operating lease agreements to enable the even recognition of lease payments as an expense on a 
straight-line basis over the lease term.  

21. 

INTEREST-BEARING LOANS AND BORROWINGS (NON-CURRENT) 
Secured: 

Syndicated Facility Agreement (Refer to Note 18(c)) 

Lease liabilities 

Total interest-bearing loans and borrowings (non-current) 

 CONSOLIDATED  
June 
2019 
$000 

June 
2018 
$000 

345,000 

1,942 

346,942 

500,000 

3,203 

503,203 

106 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

    CONSOLIDATED  

June 
2019 
$000 

June 
2018 
$000 

22. 

FINANCING FACILITIES AVAILABLE           

At balance date, the following financing facilities had been negotiated and were available: 

Total facilities: 

-  Bank overdraft 

-  Other borrowings 

-  Commercial bank bills 

-  Syndicated Facility Agreement 

Total Available Facilities 

Facilities used at reporting date: 

-   Bank overdraft  

-   Other borrowings (current) 

-   Commercial bank bills  (current) 

-   Syndicated Facility Agreement (current) 

-   Syndicated Facility Agreement (non-current) 

Total Used Facilities 

Facilities unused at reporting date: 

-  Bank overdraft 

-  Other borrowings 

-  Syndicated Facility Agreement 

Total Unused Facilities 

50,260 

110,896 

9,750 

810,000 

980,906 

29,232 

79,417 

9,750 

370,000 

345,000 

833,399 

21,028 

31,479 

95,000 

147,507 

48,887 

112,819 

9,750 

810,000 

981,456 

45,081 

82,190 

9,750 

240,000 

500,000 

877,021 

3,806 

30,629 

70,000 

104,435 

Refer to Note 18 Interest-Bearing Loans and Borrowings (Current) and Note 21 Interest-Bearing Loans and Borrowings (Non-
Current) for details regarding the security provided by the consolidated entity over each of the financing facilities disclosed 
above.   

23.  OTHER LIABILITIES (NON-CURRENT) 

Lease incentives 

Unearned revenue 

Total other liabilities (non-current) 

24.  CONTRIBUTED EQUITY  

Ordinary shares 

Total contributed equity 

11,223 

107 

11,330 

13,625 

538 

14,163 

552,250 

552,250 

388,381 

388,381 

Number of  
Shares 

Number of 
Shares 

Ordinary shares issued and fully paid 

1,179,736,590 

1,114,188,911 

Fully paid ordinary shares carry one vote per share and carry the right to dividends. 

Movements in ordinary shares on issue 

At 1 July 2018 

Issue of shares under renounceable pro-rata Entitlement Offer  

At 30 June 2019 

June 2019  
Number of Shares 

June 2019 
$000 

1,114,188,911 

65,547,679 

1,179,736,590 

388,381 

163,869 

552,250 

Ordinary Shares – Terms and Conditions 
Ordinary shares have the right to receive dividends as declared and, in the event of winding up the Company, to participate in any 
surplus on winding up in proportion to the number of and amounts paid up on shares held.  Each ordinary share entitles the holder 
to one vote, either in person or by proxy, at a meeting of the Company. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          107 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

25.   RESERVES 

CONSOLIDATED $000 

  Asset   
revaluation   
    reserve   

  Foreign 
currency 
translation   
reserve  

Available 
for sale 
reserve    

FVOCI 
reserve 

Cash flow    
hedge   
reserve    

Employee    
equity    
benefits 
reserve    

Acquisition 
reserve 

Total     

- 

- 

- 

- 

- 

- 

- 
- 
- 
- 

- 

- 

- 

- 

At 1 July 2017 

131,304 

42,374 

13,732 

Revaluation of land and buildings 
Tax effect of revaluation of land  
and buildings 
Unrealised loss on available- 
for-sale investments 
Reverse expired or realised  
cash flow hedge reserves 
Net loss on forward foreign  
exchange contracts 
Tax effect of net loss on forward  
foreign exchange contracts 
Currency translation differences 
Share based payment 
Tax effect of share based payment   

15,915 

(2,693) 

- 

- 

- 

- 
- 
- 
- 

- 

- 

- 

- 

- 

- 
(1,715) 
- 
- 

- 

- 

(1,830) 

- 

- 

- 
- 
- 
- 

At 30 June 2018 

144,526 

40,659 

11,902 

At 1 July 2018 

144,526 

40,659 

11,902 

Revaluation of land and buildings 
Tax effect of revaluation of land  
and buildings 
Transfer to financial assets at fair 
value through other 
comprehensive income (a) 
Unrealised loss on  financial assets 
at fair value through other 
comprehensive income 
Reverse expired or realised  
cash flow hedge reserves 
Net loss on forward foreign  
exchange contracts 
Tax effect of net loss on forward  
foreign exchange contracts 
Currency translation differences 
Share based payment 
Utilisation of employee equity 
benefits reserve 
At 30 June 2019 

12,234 

(3,910) 

- 

- 

- 

- 

- 
- 
- 

- 

- 

- 

- 

- 

- 

- 
25,194 
- 

- 
152,850 

- 
65,853 

- 

- 

(11,902) 

11,902 

- 

- 

- 

- 
- 
- 

- 
- 

(953) 

- 

- 

- 
- 
- 

- 
10,949 

(20) 

9,611 

(22,051) 

174,950 

- 

- 

- 

20 

(12) 

4 
- 
- 
- 

- 

- 

- 

- 

- 

- 
- 
741 
4 

- 

- 

- 

- 

- 

- 
- 
- 
- 

15,915 

(2,693) 

(1,830) 

20 

(12) 

4 
(1,715) 
741 
4 

(8) 

10,356 

(22,051) 

185,384 

(8) 

10,356 

(22,051) 

185,384 

- 

- 

- 

- 

8 

(3) 

1 
- 
- 

- 
(2) 

- 

- 

- 

- 

- 

- 

- 
- 
519 

- 

- 

- 

- 

- 

- 

- 
- 
- 

12,234 

(3,910) 

- 

(953) 

8 

(3) 

1 
25,194 
519 

(750) 
10,125 

- 
(22,051) 

(750) 
217,724 

(a)  The listed shares held as available for sale at fair value as at 30 June 2018 were classified as listed shares held at fair value 

through other comprehensive income (FVOCI) upon first-time application of the new standard, AASB 9 Financial Instruments 
from 1 July 2018.  As such, the amounts previously recognised in the available for sale reserve within equity have been 
transferred to the financial assets at FVOCI reserve.   

NATURE AND PURPOSE OF RESERVES:  

Asset Revaluation Reserve 
This reserve is used to record increases in the fair value of “owner occupied” land and buildings and decreases to the extent that 
such decreases relate to an increase of the same asset previously recognised in equity. 
Foreign Currency Translation Reserve 
This reserve is used to record exchange differences arising from the translation of the financial statements of foreign subsidiaries.  
Fair Value through Other Comprehensive Income (FVOCI) Reserve 
This reserve is used to record fair value changes on equity investments classified as financial assets at fair value through other 
comprehensive income. 
Available for Sale Reserve 
This reserve was previously used to record fair value changes on available-for-sale investments. 
Cash Flow Hedge Reserve  
This reserve is used to record the portion of the gain or loss on a hedging instrument in a cash flow hedge that is determined to be an 
effective hedge.  
Employee Equity Benefits Reserve  
This reserve is used to record the value of equity benefits provided to executive directors as part of their remuneration. 
Acquisition Reserve 
This reserve is used to record the consideration paid in excess of carrying value of non-controlling interests.  

108 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

     CONSOLIDATED  

June 
2019 
$000 

June 
2018 
$000 

26. 

RETAINED PROFITS AND DIVIDENDS 
Movements in retained profits were as follows: 

Balance at beginning of the year 

Profit for the year 

Dividends paid 

Balance at end of the year 

Dividends declared and paid: 

Dividends on ordinary shares:  

Final fully-franked dividend for 2018: 18.0 cents (2017: 12.0 cents) 

Interim fully-franked dividend for 2019: 12.0 cents (2018: 12.0 cents ) 

Total dividends paid 

2,337,241 

402,317 

(342,122) 

2,397,436 

200,554 

141,568 

342,122 

2,229,200 

375,378 

(267,337) 

2,337,241 

133,635 

133,702 

267,337 

The final dividend of $200.55 million, fully-franked, for the year ended 30 June 2018 was paid on 2 November 2018. 

The interim dividend of 12.0 cents per share, totalling $141.57 million fully-franked, for the year ended 30 June 2019 was 
paid on 1 May 2019. 

The final dividend of 21.0 cents per share totalling $247.74 million fully-franked, for the year ended 30 June 2019 will be 
paid on 1 November 2019.  No provision has been made in the Statement of Financial Position for the payment of this 
final dividend. 

Franking Account Balance: 
The amount of franking credits available for the subsequent 
financial years are: 
-     franking account balance as at the end of the financial year  
       at 30% 
-     franking credits that will arise from the payment of  
       income tax payable as at the end of the financial year 
-     franking credits that will be utilised in the payment of proposed  
       final dividend 
The amount of franking credits available for future reporting years       

27.   NON-CONTROLLING INTERESTS 

Interest in: 

-    Ordinary shares 

-    Reserves 

-    Retained earnings 

Total non-controlling interests 

539,191 

1,222 

(106,176) 

434,237 

  2,691 

15,027 

12,665 

30,383 

590,529 

4,900 

(85,952) 

509,477 

2,691 

13,848 

10,387 

26,926 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          109 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

28.  CASH AND CASH EQUIVALENTS 
(a)  RECONCILIATION TO CASH FLOW STATEMENT 

Cash and cash equivalents comprise the following: 

Cash at bank and on hand 

Short term money market deposits 

Bank overdraft (Note 18) 

     CONSOLIDATED  

June 
2019 
$000 

June 
2018 
$000 

200,877 

14,171 

215,048 

124,458 

46,086 

170,544 

(29,232) 

(45,081) 

Cash and cash equivalents  

185,816 

125,463 

 (b)  RECONCILIATION OF PROFIT AFTER INCOME TAX TO NET OPERATING CASH FLOWS 

Profit after tax  

Adjustments for: 

Net foreign exchange losses / (gains) 

Bad and doubtful debts 

Share of net profit from joint venture entities 

Depreciation of property, plant and equipment 

Amortisation 

Impairment of non-trade debts receivable 

Impairment of equity-accounted investments 

Revaluation of Australian investment properties and investment properties of 
overseas controlled entity 

Loss on restructure and consolidation of KEH Partnership 

Deferred lease expenses 

Executive remuneration expenses 
Profit on disposal and sale of property, plant and equipment,  
and the revaluation of listed securities 

Movements in provisions 

Changes in assets and liabilities: 
(Increase)/decrease in assets: 

Receivables 

Inventory 

Other current assets 
Increase/(decrease) in liabilities: 

Payables and other current liabilities  

Income tax payable 

Net cash flows from operating activities 

409,002 

380,050 

461 

671 

(9,787) 

64,363 

20,896 

8,394 

- 

(70,301) 

9,665 

239 

3,175 

(14,125) 

(496) 

364 

(5,792) 

65,359 

19,432 

45,700 

20,665 

(51,646) 

- 

(663) 

4,173 

(2,329) 

(1,158) 

(766) 

(75,548) 

(25,080) 

7,531 

48,056 

(3,609) 

372,845 

(29,595) 

(29,738) 

10,303 

56,082 

(26,933) 

454,170 

110 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

   CONSOLIDATED 

June 
2019 
Number 

June 
2018 
Number 

29. 

EMPLOYEE BENEFITS 

The number of full-time equivalent employees employed as at 30 June were: 

The aggregate employee benefit liability was comprised of: 

Accrued wages, salaries and on-costs 

Provisions (Current – Note 20) 

Provisions (Non-current – Note 20) 

Total employee benefit provisions 

5,510 

June 
2019 
$000 

20,152 

31,902 

2,171 

54,225 

5,420 

June 
2018 
$000 

16,822 

34,096 

1,994 

52,912 

The consolidated entity makes contributions to complying superannuation funds for the purpose of provision of 
superannuation benefits for eligible employees of the consolidated entity.  The amount of contribution in respect of each 
eligible employee is not less than the prescribed minimum level of superannuation support in respect of that eligible employee.  
The complying superannuation funds are independent and not administered by the consolidated entity. 

Share Options 

At balance date, there were no options over unissued ordinary shares outstanding and vested (or able to be exercised) by, or 
for the benefit of, directors of Harvey Norman Holdings Limited. 

Performance Rights 

At balance date, the following performance rights were outstanding and vested (or able to be exercised) by, or for the benefit of, 
directors of Harvey Norman Holdings Limited: 

(i) 

 Grant Date 

Expiry Date 

  Number of Performance 

  Number of Performance 

30/11/2015 

28/11/2016 

01/12/2017 

04/12/2018 

30/06/2021 

30/06/2022 

30/06/2023 

30/06/2024 

Rights Outstanding 

Rights Vested 

2019 

2018   

2019 

2018 

- 

400,000 

400,000 

549,500 

400,000   
400,000   
400,000   
-   

240,000 

- 

- 

- 

1,349,500 

1,200,000 

240,000 

- 

- 

- 

- 

- 

30.  REMUNERATION OF AUDITORS 

Amounts received or due and receivable by Ernst & Young for: 

- 

- 

- 

an audit or review of the financial report of the entity and any other entity in 
the consolidated entity 

tax services in relation to the entity and any other entity in the consolidated 
entity 

other services in relation to the entity and any other entity in the 
consolidated entity 

Total received or due and receivable by Ernst & Young 

    CONSOLIDATED 

June 
2019 
$ 

June 
2018 
$ 

2,060,936 

1,926,351 

476,744 

234,984 

25,971 

2,563,651 

42,769 

2,204,104 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          111 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

31. 

KEY MANAGEMENT PERSONNEL 

(a) 

Details of Key Management Personnel 

Directors 

Title 

Senior Executives 

Title 

Executive Chairman  

  Martin Anderson 

General Manager – Advertising 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

Executive Director and 
Chief Executive Officer 

Executive Director and 
Chief Operating Officer 

David Matthew Ackery 

Executive Director 

Chris Mentis 

Executive Director,   
Chief Financial Officer 
and Company Secretary  

  Thomas James Scott 

  General Manager – Property 

  Gordon Ian Dingwall  

  Chief Information Officer  

  Robert Nelson           

[resigned 31 July 2017] 

  Haydon Ian Myers     

[resigned 31 July 2017] 

  General Manager – Audio 

Visual 

  General Manager – Home 

Appliances  

Christopher Herbert Brown OAM   

Non-Executive Director 

  Ajay Calpakam [commenced 

  General Manager – Audio 

1 August 2017] 

Visual 

Michael John Harvey 

Non-Executive Director 

  Lachlan Roach [commenced 

  General Manager – Home 

Kenneth William Gunderson-
Briggs 

Graham Charles Paton AM 

Maurice John Craven     
(commenced 27 March 2019) 

Non-Executive Director 
(Independent) 

Non-Executive Director 
(Independent) 

Non-Executive Director 
(Independent) 

1 October 2017] 

  Frank Robinson 

Appliances 

  General Manager – Technology 

[commenced 1 August 2017] 

& Entertainment 

(b) 

Compensation of Key Management Personnel  

The total remuneration paid or payable to Key Management Personnel of the consolidated entity was as follows: 

Short-term  

Post employment 

Long-term (performance cash incentives) 

Long-term (share-based payments)  

Other – long service leave accrual 

Other – termination benefits 

    CONSOLIDATED 

June 
2019 
$ 

12,088,384 

284,274 

- 

717,044 

100,054 

- 

June 
2018 
$ 

11,506,845 

266,098 

863,359 

615,206 

96,558 

144,065 

13,189,756 

13,492,131 

Refer to Tables 1 and 2 of this report on pages 47 and 48 for further information.  

32.  RELATED PARTY TRANSACTIONS 

(a) 

Ultimate Controlling Entity 

The ultimate controlling entity of the consolidated entity is Harvey Norman Holdings Limited, a company incorporated in Australia. 

(b) 

Transactions with Other Related Parties 

Several controlled entities of Harvey Norman Holdings Limited operate loan 
accounts with other related parties, mainly consisting of joint ventures and the 
other joint venture partner of the joint ventures.  Refer to Notes 7 and 12. 

The amount of receivables from related parties at balance date was: 

The consolidated entity has a payable to other related parties (excluding 
transactions with KMPs and their related parties) at arm’s length terms and 
conditions.  The amount owing to other related parties at balance date was:  

72,273,155 

193,309,626 

4,244,921 

4,237,364 

Refer to information provided in Section 15. Other Transactions and Balances with Key Management Personnel and their Related 
Parties in this report on pages 53 and 54 for further information.   

(i) 

(ii)

112 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

    CONSOLIDATED 

June 
2019 
$000 

June 
2018 
$000 

33. 

COMMITMENTS 

(a) 

(i) 

Lease expenditure commitments [the consolidated entity as lessee]: 

Operating lease expenditure contracted for is payable as follows: 

Not later than one year 

Later than one year but not later than five years 

Later than five years 

Total operating lease liabilities 

166,582 

388,691 

138,281 

693,554 

155,280 

386,573 

147,366 

689,219 

Operating leases are entered into as a means of acquiring access to retail property and warehouse facilities.  Rental payments are 
adjusted annually in line with rental agreements. 

(ii) 

Geographic representation of operating lease expenditure: 

30 June 2019 

Australia 

New 
Zealand 

$000 

$000 

Singapore 
and  
Malaysia 
$000 

Ireland and 
Northern 
Ireland 
$000 

Slovenia   

Total 

and 
Croatia 
$000 

$000 

Not later than one year 

103,762 

11,371 

30,930 

18,325 

2,194 

166,582 

Later than one year but not later 
than five years 

Later than five years 

249,072 

73,944 

23,715 

4,093 

46,128 

240 

63,011 

51,698 

6,765 

8,306 

388,691 

138,281 

Total operating lease liabilities 

426,778 

39,179 

77,298 

133,034 

17,265 

693,554 

30 June 2018 

Australia 

New 
Zealand 

$000 

$000 

Singapore 
and  
Malaysia 
$000 

Ireland and 
Northern 
Ireland 
$000 

Slovenia   

Total 

and 
Croatia 
$000 

$000 

Not later than one year 

95,332 

12,336 

26,954 

18,538 

2,120 

155,280 

Later than one year but not later 
than five years 

Later than five years 

247,129 

89,751 

26,072 

5,660 

49,812 

- 

59,410 

51,816 

4,150 

139 

386,573 

147,366 

Total operating lease liabilities 

432,212 

44,068 

76,766 

129,764 

6,409 

689,219 

(i) 
Several lease agreements contain provisions that permit the tenant to exit, or break, the lease prior to the lease expiry date, subject 
to the adherence of the strict terms and conditions stipulated in the lease agreement that gives a tenant the right to terminate the 
agreement at an earlier date.  The operating lease expenditure commitments disclosed in the tables above have been calculated up 
to exit or break dates. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          113 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

33.  COMMITMENTS (continued) 

(b) 

Lease commitments [the consolidated entity as lessor]: 

Future minimum amounts receivable under non-cancellable operating leases are 
as follows: 

Not later than one year 
Later than one year but not later than five years 
Later than five years 

Minimum lease receivable 

    CONSOLIDATED 

June 
2019 
$000 

June 
2018 
$000 

102,750 
173,457 
30,784 

306,991 

102,626 
191,232 
43,483 

337,341 

The consolidated entity has entered into commercial leases in respect of its property portfolio and motor vehicles.  All leases in the 
consolidated entity’s property portfolio include a clause to enable upward revision of the rental charge on an annual basis according 
to prevailing market conditions. 

(c) 

Capital expenditure contracted but not provided is payable as follows: 

Not later than one year 

Later than one year but not later than five years 

Total capital expenditure commitments 

52,186 

- 

52,186 

13,587 

16,509 

30,096 

The consolidated entity had contractual obligations to purchase property, plant and equipment and investment properties of $52.19 
million (2018: $30.10 million).  The contractual obligations are mainly for acquisition of new properties in New Zealand and 
refurbishment of existing franchised complexes in Australia.  The contractual obligations relating to joint venture entities for the 
year ended 30 June 2019 was $2.52 million (2018: nil).   

CONSOLIDATED 

2019 

2018 

Minimum 
Payments 

Present value 
of payments 

Minimum 
Payments 

Present value 
of payments 

$000 

$000 

$000 

$000 

1,787 

2,031 

3,818 

(254) 

3,564 

1,622 

1,942 

3,564 

- 

3,564 

1,283 

3,490 

4,773 

(508) 

4,265 

1,062 

3,203 

4,265 

- 

4,265 

(d) 

Finance lease commitments  
[the consolidated entity as lessee]: 

Not later than one year 

Later than one year but not later than five years 

Total minimum lease payments 

Less: amounts representing finance charges 

Present value of minimum lease payments 

34.  CONTINGENT LIABILITIES  

As at 30 June 2019, Harvey Norman Holdings Limited (the Company) and its wholly-owned subsidiaries have entered into the 
following guarantees, however the probability of having to make a payment under these guarantees is considered remote: 
(a)  Guarantees in the normal course of business relating to the payment of lease obligations under an operating lease contract for 

certain leased franchised complexes in Australia and certain leased company-operated stores in overseas regions; 

(b)  Guarantees in the normal course of business relating to lease makegood obligations under certain operating lease contracts 
(with the exclusion of those lease makegood payments that are considered to be probable and recognised as a provision in 
Note 20); and 
Indemnities to financial institutions to support bank guarantees in respect of the performance of contracts. 

(c) 

No provision has been made in the financial statements in respect of these contingencies as the possibility of a probable outflow 
under these guarantees is considered remote.  

114 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
35. 
(a) 

NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

FINANCIAL RISK MANAGEMENT 
Financial Risk Management Objectives and Policies 
The consolidated entity’s principal financial liabilities, other than derivatives, comprise of trade and other payables and interest-
bearing loans and borrowings.  The consolidated entity’s principal financial assets, other than derivatives, include cash and cash 
equivalents, trade and other receivables, shares held for trading and listed shares available for sale.  The consolidated entity 
manages its exposure to key financial risks, such as interest rate and currency risk in accordance with the consolidated entity’s 
financial risk management policy, as outlined in the Treasury Policy.  The objective of the policy is to support the delivery of the 
consolidated entity’s financial targets whilst protecting future financial security.  The consolidated entity enters into derivative 
transactions, principally forward currency contracts.  The purpose is to manage the currency risks arising from the consolidated 
entity’s operations and its sources of finance. 

The main risks arising from the consolidated entity’s financial assets and financial liabilities are: 
 
 
 
 
 

foreign currency risk 
interest rate risk 
equity price risk 
credit risk; and 
liquidity risk 

The consolidated entity uses different methods to measure and manage different types of risks to which it is exposed. These 
include: 
  monitoring levels of exposure to interest rate and foreign exchange risk; 
  monitoring assessments of market forecasts for interest rate and foreign exchange; 
 
  monitoring liquidity risk through the future rolling cash flow forecasts.  

ageing analyses and monitoring of specific credit allowances to manage credit risk; and 

The Board reviews and endorses policies for managing each of these risks as summarised below: 
 
 

the setting of limits for trading in derivatives; and 
hedging cover of foreign currency risk, credit allowances, and future cash flow forecast projections. 

(b)  Market Risk 

Market risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate because of changes in market 
prices.  Components of market risk to which the consolidated entity are exposed are discussed below. 

(i) 

Foreign Currency Risk Management  
Foreign currency risk refers to the risk that the value of financial instruments, recognised asset or liability will fluctuate due to 
changes in foreign currency rates. The consolidated entity undertakes certain transactions denominated in foreign currencies, 
hence exposures to exchange rate fluctuations arise.  

The consolidated entity’s foreign currency exchange risk arises primarily from: 
 
 

receivables or payables denominated in foreign currencies; and  
firm commitments or highly probable forecast transactions for payments settled in foreign currencies. 

The consolidated entity is exposed to foreign exchange risk from various currency exposures, primarily with respect to: 
 
United States dollars; 
 
New Zealand dollars; 
 
Euro;  
 
British pound; 
 
Singapore dollars;  
  Malaysian ringgit; and 
 
The consolidated entity minimises its exposure to foreign currency risk by initially seeking contracts effectively denominated in the 
consolidated entity’s functional currency where possible and economically favourable to do so.  Foreign exchange risk that arises 
from firm commitments or highly probable transactions is managed principally through the use of forward currency contracts.  The 
consolidated entity hedges a proportion of these transactions in each currency in accordance with the Treasury Policy. 

Croatian kuna 

   CONSOLIDATED 

Financial assets 

Cash and cash equivalents 

Trade and other receivables 

Derivatives receivable 

Financial liabilities 

Trade and other payables 

Interest-bearing loans and borrowings 

Derivatives payable 

Net exposure 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

June 
2019 
$000 

37,962 

7,282 

5 

45,249 

28,807 

12,016 

49 

40,872 

4,377 

June 
2018 
$000 

29,682 

5,378 

5 

35,065 

28,012 

11,481 

52 

39,545 

(4,480) 

          115 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

35. 
(b) 

FINANCIAL RISK MANAGEMENT (continued) 
Market Risk (continued) 

(ii) 

Interest Rate Risk Management 
Interest rate risk is the risk that the fair value on future cash flows of a financial instrument will fluctuate because of changes in 
market interest rates.  

The consolidated entity’s exposure to market interest rates relates primarily to: 
 
 
 
 
 
 
 

Cash and cash equivalents; 
Non-trade debts receivable from related entities and unrelated entities; 
Bank overdraft; 
Non-trade amounts owing to directors and other related parties; 
Syndicated Facility; 
Commercial bills; and 
Other short-term borrowings 

The consolidated entity manages the interest rate exposure by adjusting the ratio of fixed interest debt to variable interest debt to a 
desired level based on current market conditions.  Where the actual interest rate profile on the physical debt profile differs 
substantially from the desired target, the consolidated entity uses interest rate swap contracts to adjust towards the target net debt 
profile.  Under the interest rate swap contracts, the consolidated entity agrees with other parties to exchange, at specified intervals, 
the difference between fixed contract rates and floating rate interest amounts calculated by reference to the agreed notional 
principal amounts. 

Fixed interest rate maturing in 

30 June 2019 

Principal 
subject to 
floating 
interest rate  

Over  

1 to 5 years 

More than 
5 years 

Non-
interest 
bearing 

1 year 
or less 

Total   

           Average interest rate 

$000   

$000 

$000 

$000   

$000   

$000   

Floating 

Fixed 

169,617   

2,675 

-   

-   

-   

-   

-   

- 

579 

- 

- 

- 

- 

- 

820 

- 

- 

- 

-   

-   

-   

-   

-   

-   

42,756   

215,048    0.01% - 3.15%  0.00% - 2.24% 

3,876   

3,876   

2,727   

4,126   

607,731   

607,731   

104,905   

104,905   

48,258   

48,258   

- 

- 

- 

- 

- 

- 

11.00% 

- 

- 

- 

62,191   

2,469 

21,573 

5,388   

9,716   

101,337    3.52% - 6.10%   5.00% - 9.50% 

231,808   

5,723 

22,393 

5,388   

819,969   

1,085,281   

794,417   

-   

4,245   

29,232   

9,750   

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

-   

-   

1,622 

1,942 

- 

- 

-   

-   

-   

-   

-   

-   

-   

-   

794,417 

1.27% - 6.12% 

283,682   

283,682 

- 

264   

4,509    2.37% - 3.20% 

29,232 

  1.20% - 6.95% 

9,750 

1.47% - 2.10% 

-   

-   

-   

3,564   

-  3.30% - 10.21% 

49   

49   

- 

- 

- 

- 

- 

- 

- 

837,644   

1,622 

1,942 

-   

283,995   

1,125,203 

Cash 

Consumer finance  
loans 
Finance lease  
receivables 
Receivables from 
franchisees 
Trade receivables 

Other financial    
assets 
Non-trade  
debts receivables & 
loans 

Syndicated Facility 
and other short-
term  borrowings 
Trade creditors 

Other loans 

Bank overdraft  

Bills payable  

Finance lease  
liabilities 
Other financial 
liabilities 

116 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
 
 
 
 
 
 
 
 
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
    
 
 
 
 
 
 
 
 
   
 
 
   
   
   
 
 
 
 
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

35.  FINANCIAL RISK MANAGEMENT (continued) 
(b)  Market Risk (continued) 
(ii) 

Interest Rate Risk Management (continued) 

Fixed interest rate maturing in 

30 June 2018 

Principal 
subject to 
floating 
interest rate  

Over  

1 to 5 years 

More than 
5 years 

Non-
interest 
bearing 

1 year 
or less 

Total   

           Average interest rate 

Cash 

Consumer finance  
loans 
Finance lease  
receivables 
Receivables from 
franchisees 
Trade receivables 

Other financial    
assets 
Non-trade  
debts receivables & 
loans 

Syndicated Facility 
and other short-
term  borrowings 
Trade creditors 

Other loans 

Bank overdraft  

Bills payable  

Finance lease  
liabilities 
Other financial 
liabilities 

$000   

$000 

$000 

$000   

$000   

$000   

Floating 

Fixed 

154,350   

6,232 

-   

-   

-   

-   

-   

- 

673 

- 

- 

- 

- 

- 

732 

- 

- 

- 

-   

-   

-   

-   

-   

-   

9,962   

170,544 

  0.01% - 4.10% 

0.01% - 2.19% 

3,514   

3,514   

2,727   

4,132   

544,003   

544,003   

103,315   

103,315 

49,746   

49,746   

- 

- 

- 

- 

- 

- 

10.5% - 12.5% 

- 

- 

- 

49,648   

81,409 

6,839 

5,185   

68,879   

211,960    3.89% - 6.07%  5.00% - 9.50% 

203,998   

88,314 

7,571 

5,185   

782,146   

1,087,214   

822,190   

-   

43,804   

45,081   

9,750   

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

-   

-   

1,062 

3,203 

- 

- 

-   

-   

-   

-   

-   

-   

-   

-   

822,190 

  0.85% - 6.12% 

289,986   

289,986 

- 

252   

44,056    2.44% - 3.17% 

45,081 

  1.70% - 6.26% 

9,750 

1.64% - 1.91% 

-   

-   

-   

4,265   

52   

52   

- 

- 

5.92% 

- 

- 

- 

- 

- 

- 

920,825   

1,062 

3,203 

-   

290,290   

1,215,380 

(iii) 

Equity Price Risk Management 
The consolidated entity is exposed to equity price risk arising from equity investments.  Equity investments are held for strategic 
rather than trading purposes.  The exposure to the risk of a general decline in equity market values is not hedged as the 
consolidated entity believes such a strategy is not cost effective.  The fair value of the equity investments publicly traded on the 
ASX was $27.48 million as at 30 June 2019 (2018: $29.75 million).  The fair value of the equity investments publicly traded on the 
NZX was $16.86 million as at 30 June 2019 (2018: $17.09 million). 

(iv) 

Sensitivity analysis 
At the reporting date, the consolidated entity’s exposure to interest rate risk, foreign currency risk (after taking into consideration 
the hedge of foreign currency payables) and equity price risk are not considered material.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          117 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
 
 
 
 
 
 
 
 
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
    
 
 
 
 
 
 
 
 
   
 
 
   
   
   
 
 
 
 
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

35.  FINANCIAL RISK MANAGEMENT (continued) 
(c)  Credit Risk 

Credit risk refers to the loss that the consolidated entity would incur if a debtor or other counterparty fails to perform under its 
contractual obligations.  

Credit risk arises from the financial assets of the consolidated entity, which comprise receivables from franchisees, trade and non-
trade debts receivables, consumer finance loans and finance lease receivables.  The consolidated entity’s exposure to credit risk 
arises from potential default of the counter party, with a maximum exposure equal to the carrying amount of these financial assets.  

The consolidated entity’s policies to limit its exposure to credit risks are as follows: 
 
 

The Franchisor constantly monitors and evaluates the financial position of each franchisee; 
Conducting appropriate due diligence on counterparties before entering into an arrangement with them.  It is the consolidated 
entity’s policy that all customers who wish to trade on credit terms are subject to credit verification procedures including an 
assessment of their independent credit rating, financial position, past experience and industry reputation.  Risk limits are set for 
each individual customer in accordance with parameters set by the Board.  These risk limits are regularly monitored;  
Non-trade debts receivable are subject to regular monitoring and/or periodic impairment testing to ensure that they are 
recoverable; and 
Finance lease receivables are secured by assets with a value equal to, or in excess of, the counterparties’ obligation to the 
consolidated entity. 

 

 

The consolidated entity minimises concentrations of credit risk by undertaking transactions with a large number of debtors in 
various countries and industries.  In addition, receivable balances are monitored on an ongoing basis.  

The credit risk on liquid funds and derivative financial instruments is limited because the counterparties are banks with high credit-
ratings assigned by international credit-rating agencies.  

The table below represents the financial assets of the consolidated entity by geographic location displaying the  concentration of 
credit risk for each location as at balance date: 

Location of credit risk 

Australia 

New Zealand 

Singapore and Malaysia 

Slovenia and Croatia 

Ireland and Northern Ireland 

Total  

 (d) 

Liquidity Risk 

  CONSOLIDATED 

June 
2019 
$000 

727,060 

33,700 

20,475 

7,033 

2,985 

791,253 

June 
2018 
$000 

749,121 

28,189 

15,973 

6,147 

3,703 

803,133 

Liquidity risk includes the risk that, as a result of the consolidated entity’s operational liquidity requirements: 
 
 
 

the consolidated entity will not have sufficient funds to settle a transaction on the due date; 
the consolidated entity will be forced to sell financial assets at a value which is less than what they are worth; or 
the consolidated entity may be unable to settle or recover a financial asset at all. 

To help reduce these risks, the consolidated entity: 
 
  maintains instruments that are tradeable in highly liquid markets.  

has readily accessible standby facilities and other funding arrangements in place; and 

The Board reviews this exposure on a monthly basis from a projected 12-month cash flow forecast, listing of banking facilities, 
explanations of variances from the prior month reports and current funding positions of the overseas controlled entities provided 
by finance personnel.  The following table details the consolidated entity’s remaining contractual maturity for its financial assets 
and financial liabilities.  The financial assets have been disclosed based on the undiscounted contractual maturities of the financial 
assets including interest that will be earned on those assets.  The financial liabilities have been disclosed based on the 
undiscounted cash flows of the financial liabilities based on the earliest date on which the consolidated entity can be required to 
pay.  

118 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

FINANCIAL RISK MANAGEMENT (continued) 
Liquidity Risk (continued) 

35. 
 (d) 

   30 June 2019          

Non derivative financial assets 

Cash and cash equivalents  

Receivables from franchisees 

Trade and other receivables 

Other financial assets 

Derivative financial assets 

Forward currency contracts 

  Less than  
    1 year 
$000 

    1 to 2       
     years 
$000 

     2 to 5  
     years 
$000 

    Over 5  
     years 
$000 

    Total 

$000 

215,048 

607,731 

138,350 

28,883 

5 

- 

- 

- 

- 

6,976 

51,085 

- 

- 

- 

- 

- 

- 

6,200 

19,370 

215,048 

607,731 

202,611 

48,253 

- 

5 

Total financial assets 

990,017 

6,976 

51,085 

25,570 

1,073,648 

Non derivative financial liabilities 

Trade and other payables  

Interest bearing loans and borrowings 

Derivative financial liabilities 

Forward currency contracts  

283,682 

509,145 

- 

- 

205,555 

149,252 

49 

- 

- 

Total financial liabilities 

792,876 

205,555 

149,252 

- 

- 

- 

- 

283,682 

863,952 

49 

1,147,683 

Net maturity 

197,141 

(198,579) 

(98,167) 

25,570 

(74,035) 

   30 June 2018          

Non derivative financial assets 

Cash and cash equivalents  

Receivables from franchisees 

Trade and other receivables 

Other financial assets 

Derivative financial assets 

Forward currency contracts 

  Less than  
    1 year 
$000 

    1 to 2       
     years 
$000 

     2 to 5  
     years 
$000 

    Over 5  
     years 
$000 

    Total 

$000 

170,544 

544,003 

184,915 

31,458 

5 

- 

- 

- 

- 

5,354 

79,990 

- 

- 

- 

- 

- 

- 

6,014 

18,283 

170,544 

544,003 

276,273 

49,741 

- 

5 

Total financial assets 

930,925 

5,354 

79,990 

24,297 

1,040,566 

Non derivative financial liabilities 

Trade and other payables  

Interest bearing loans and borrowings 

Derivative financial liabilities 

Forward currency contracts  

289,986 

444,808 

- 

- 

380,675 

134,138 

52 

- 

- 

Total financial liabilities 

734,846 

380,675 

134,138 

- 

- 

- 

- 

289,986 

959,621 

52 

1,249,659 

Net maturity 

196,079 

(375,321) 

(54,148) 

24,297 

(209,093) 

             For detailed information on financing facilities available as at 30 June 2019 refer to Note 22. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          119 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
             
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

35. 

FINANCIAL RISK MANAGEMENT (continued) 

(e) 

Fair Value of Financial Assets and Financial Liabilities   

The fair value of financial assets and financial liabilities are determined as follows: 
 

The carrying amounts of cash and cash equivalents, receivables from franchisees, trade and other receivables, other financial 
assets, trade and other payables and interest-bearing loans and borrowings are reasonable approximations of fair value.  
The fair value of financial assets and financial liabilities with standard terms and conditions and traded on active liquid 
markets are determined with reference to quoted market prices.  
The fair value of other financial assets and financial liabilities (excluding derivative instruments) are determined in accordance 
with generally accepted pricing models based on discounted cash flow analysis using prices from observable current market 
transactions.  
The consolidated entity enters into derivative financial instruments with various counterparties, particularly financial 
institutions with investment grade credit ratings.  Forward currency contracts are valued using valuation techniques which 
employs the use of market observable inputs. 

 

 

 

The consolidated entity uses various methods in estimating the fair value of financial instruments.  The methods comprise: 
Level 1 – the fair value is calculated using quoted prices in active markets. 
Level 2 – the fair value is estimated using inputs other than quoted prices included in Level 1 that are observable for the asset or 
liability, either directly (as prices) or indirectly (derived from prices). 
Level 3 – the fair value is estimated using inputs for the asset or liability that are not based on observable market data.  

The fair value of the financial instruments as well as the methods used to estimate the fair value are summarised in the table 
below. 

Quoted market      

  Valuation technique – 
market observable 
inputs (Level 2) $000 

   30 June 2019 

price 
(Level 1) $000 

Financial Assets 

Listed investments 

Forward currency contracts 

Total Financial Assets 

Financial Liabilities 

Forward currency contracts 

Total Financial Liabilities 

44,344 

- 

44,344 

- 

- 

   30 June 2018 

price 
(Level 1) $000 

Financial Assets 

Listed investments 

Forward currency contracts 

Total Financial Assets 

Financial Liabilities 

Forward currency contracts 

Total Financial Liabilities 

46,848 

- 

46,848 

- 

- 

Quoted market      

  Valuation technique – 
market observable 
inputs (Level 2) $000 

Total 
$000 

44,344 

5 

44,349 

49 

49 

Total 
$000 

46,848 

5 

46,853 

52 

52 

- 

5 

5 

49 

49 

- 

5 

5 

52 

52 

Quoted market price represents the fair value determined based on quoted prices on active markets as at the reporting date 
without any deduction for transaction costs. The fair value of the listed equity investments are based on quoted market prices and 
are included in level 1. 

The fair value of financial instruments that are not traded in an active market is determined using valuation techniques.  Forward 
currency contracts are measured using quoted forward exchange rates.  These instruments are included in level 2.   

120 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

FINANCIAL RISK MANAGEMENT (continued) 

35. 

(f) 

Capital Risk Management Policy 

When managing capital, the objective is to create long-term sustainable value for shareholders and avoid adverse short-term 
decision making, whilst maintaining optimal returns to shareholders and benefits to other stakeholders.  The aim is to maintain a 
capital structure utilising the lowest cost of capital available to the entity.  The consolidated entity is constantly adjusting the 
capital structure to take advantage of favourable costs of capital or high returns on assets.  As the market is constantly changing, 
the consolidated entity may change the amount of dividends to be paid to shareholders, return capital to shareholders, issue new 
shares or sell assets to reduce debt.  The capital structure of the consolidated entity consists of debt, which includes the interest-
bearing loans and borrowings disclosed in Note 18 and 21, cash and cash equivalents disclosed in Note 28(a) and equity 
attributable to equity holders of the parent, comprising ordinary shares, reserves and retained profits as disclosed in Notes 24, 25 
and 26 respectively.  None of the consolidated entity’s entities are subject to externally imposed capital requirements.  

Capital management is monitored through the net debt to equity ratio.  The target for the consolidated entity’s net debt to equity 
ratio is a tolerance level of up to 50%.  The net debt to equity ratio as at 30 June 2019 and 30 June 2018 were as follows: 

Borrowings (a) 

Less: Cash and cash equivalents 

Net Debt (c) 

Total equity (b) 

   CONSOLIDATED 

June 
2019 
$000 

841,521 

(215,048) 

626,473 

June 
2018 
$000 

925,394 

(170,544) 

754,850 

3,219,841 

2,959,980 

Debt to equity ratio [(a)/(b)] 

26.14% 

31.26% 

Net debt to equity ratio [(c)/(b)] 

19.46% 

25.50% 

(a)  Borrowings for the purpose of calculating the debt to equity ratio consists of: 

 
 
 
 
 
 
 

Bank overdraft; 
Other short-term borrowings; 
Syndicated facility agreement (current and non-current);  
Commercial bills payable; 
Lease liabilities (current and non-current); 
Derivatives payable; and 
Non trade amounts owing to directors, other related parties and unrelated parties. 

(b) 

For the purpose of calculating the net debt to equity ratio, total equity excludes the negative acquisition reserve of $22.05 million 
(2018: $22.05 million). 

36.  DERIVATIVE FINANCIAL INSTRUMENTS 

Hedging Instruments 

The following table details the derivative hedging instruments as at balance date.  The fair value of a hedging derivative is 
classified as a non-current asset or liability if the remaining maturity of the hedged item is more than 12 months and as a current 
asset or liability if the remaining maturity of the hedged item is less than 12 months.  

Current Assets 

Forward currency contracts – cash flow hedges 

Current liabilities 

Forward currency contracts – held for trading 

Forward currency contracts – cash flow hedges 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

    CONSOLIDATED 

June 
2019 
$000 

5 

42 

7 

June 
2018 
$000 

5 

35 

17 

          121 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

36.  DERIVATIVE FINANCIAL INSTRUMENTS (continued) 
Forward currency contracts – held for trading 
(a) 

The consolidated entity has entered into forward currency contracts which are economic hedges but do not satisfy the 
requirements of hedge accounting. 

Currency 

  Average Exchange Rate 

2019 

2018 

Euro (0-12 months) 

US Dollar (0-12 months)   

61.28 

69.41 

62.77 

75.85 

Total 

CONSOLIDATED 

2019 

2018 

Buy 

$000 

5,185 

848 

6,033 

Sell 

$000 

- 

- 

- 

Buy 

$000 

7,816 

1,814 

9,630 

Sell 

$000 

- 

- 

- 

These contracts are fair valued by comparing the contracted rate to the market rates at balance date.  All movements in fair value 
are recognised in profit or loss in the period they occur.  The net fair value losses on forward currency contracts during the year 
ended 30 June 2019 was $0.04 million for the consolidated entity (2018: $0.04 million).  

(b) 

Forward currency contracts – cash flow hedges 

The consolidated entity purchases inventories from various overseas countries.  As such, the consolidated entity is exposed to 
foreign exchange risk from various currency exposures, primarily with respect to: 
 
 

United States dollars; and 
Euro. 

In order to protect against exchange rate movements and to manage the inventory costing process, the consolidated entity has 
entered into forward currency contracts to purchase US dollars and Euro.  These contracts are hedging highly probable forecasted 
purchases and they are timed to mature when payments are scheduled to be made.  The following table details the forward 
currency contracts outstanding as at reporting date:  

Currency 

  Average Exchange Rate 
2018 

2019 

Euro (0-12 months) 

US Dollar (0-12 months)   

61.86 

68.38 

62.99 

74.65 

Total 

CONSOLIDATED 

2019 

2018 

Buy 

$000 

2,058 

285 

2,343 

Sell 

$000 

- 

- 

- 

Buy 

$000 

2,416 

483 

2,899 

Sell 

$000 

- 

- 

- 

The forward currency contracts are considered to be highly effective hedges as they are matched against forecast   
inventory purchases and firm committed invoice payments for inventory purchases.  During the year ended 30 June 2019, the 
hedges were 100% effective (2018: 100% effective), therefore the gain or loss on the contracts attributable to the hedged risk is 
taken directly to other comprehensive income.  When the inventory is delivered the amount recognised in equity is adjusted to the 
inventory account in the statement of financial position. 

Movement in the forward currency contract cash flow hedge reserve: 

    CONSOLIDATED 

June 
2019 
$000 

       Increase/(Decrease) 

(8) 

8 

(2) 

(2) 

June 
2018 
$000 

(20) 

20 

(8) 

(8) 

Opening balance 

Transferred to inventory 

Charged to other comprehensive income 

Closing balance 

122 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

INVESTMENTS ACCOUNTED FOR USING EQUITY METHOD 

37. 

Total joint venture entities accounted for  
using equity method 

CONSOLIDATED 

Investment 

              June 
              2019 

             $000 

June 
2018 

$000 

3,854 

4,497 

Name and Principal Activities 

Ownership Interest 

Contribution to  

Noarlunga (Shopping complex) 

Perth City West (Shopping complex) 

Warrawong King St (a) (Shopping complex) 

Byron Bay (Residential/convention development)  

Byron Bay – 2 (Resort operations) 

Dubbo (Shopping complex) 

Bundaberg (Land held for investment)  

Gepps Cross (Shopping complex) 

QCV (b) (Miners residential complex) 

Other 

Subtotal 
KEH Partnership (c) (Retailer)  

Coomboona Dairy (d) (Dairy farming) 

June 
2019 

% 

50% 

50% 

62.5% 

50% 

50% 

50% 

50% 

50% 

50% 

50% 

99.02% 

49.9% 

June 
2018 
% 

50% 

50% 

62.5% 

50% 

50% 

50% 

50% 

50% 

50% 

50% 

50% 

49.9% 

Profit / (Loss) Before Tax 
June 
2018 

June 
2019 

$000 

$000 

1,447 

3,123 

1,087 

(755) 

536 

699 

(202) 

3,117 

11 

724 

1,573 

3,806 

1,100 

(741) 

246 

631 

(234) 

3,075 

10 

891 

9,787 

10,357 

- 

- 

- 

(4,565) 

9,787 

5,792 

(a)  This joint venture has not been consolidated as the consolidated entity does not have control over operating and financing 

decisions and all joint venture parties participate equally in decision making. 

(b)  A number of wholly-owned subsidiaries of Harvey Norman Holdings Limited (“HNHL”) have entered into joint ventures with an 
unrelated party to provide mining camp accommodation.  The respective joint ventures have been granted finance facilities as 
follows:  
(i) 

a finance facility from ANZ for the amount of $5.15 million plus interest and costs, with a maturity date of 31 January 
2020.   
finance facilities from Network Consumer Finance Pty Limited (“NCF”), a wholly-owned subsidiary of HNHL, for the 
amount of $32.69 million plus interest and costs, subject to bi-annual review.  

(ii) 

(c)  Prior to 1 July 2018, the consolidated entity, through a wholly-owned subsidiary, had a 50% interest in KEH Partnership Pty 

Limited (KEH), a retailer of school apparel, education goods and technology equipment through the brand name of The School 
Locker.  

Effective 1 July 2018, the KEH business was restructured and the consolidated entity’s interest in the Partnership was 99.02% 
and, from that date, the consolidated entity ceased equity accounting and consolidated the financial statements of KEH. 

Refer to further information provided on page 14 regarding the Other Non-Franchised Retail Segment and Note 38. Business 
Combinations on page 124. 

(d) 

In August 2018, the Administrators commenced an orderly sale process for the sale of the Coomboona JV assets (Administrator 
Sale).  Expressions of interest were received and reviewed by the Administrator.  On 31 October 2018, the Administrators advised 
the consolidated entity that the property, the subject of the NCF Securities and HN JV Entity Securities in respect of the NCF 
and HN JV Entity receivables, had been sold for $44.10 million to Australian Fresh Milk Holdings Pty Limited.   

On 16 January 2019, the Administrator Sale was completed and the Contract for Sale settled.  The only secured creditors were 
NCF and the HN JV Entity and both are wholly-owned subsidiaries of HNHL.  The secured creditors received net proceeds on 
sale of $40.50 million for the full discharge of the NCF receivables and the partial discharge of the HN JV Entity receivables.  
Upon completion of the Administrator Sale, a further impairment expense of $8.25 million was recognised for the year ended 30 
June 2019 to reduce the value of the HN JV Entity receivables to its estimated recoverable amount.   

         Refer to further information provided on Page 14 regarding the Other Segment. 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          123 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

38. 

  BUSINESS COMBINATIONS  

KEH Partnership Pty Limited (KEH) is a retailer of school apparel, education goods and technology equipment through the brand 
name of The School Locker.  

Effective 1 July 2018, a wholly-owned subsidiary of Harvey Norman Holdings Limited acquired all of the inventory assets of KEH.  
Subsequently, there was a restructure of the KEH business (Partnership) where, by unanimous agreement in writing, each partner in 
the Partnership agreed to vary the interest of the respective partners in the Partnership, with the consolidated entity increasing its 
partnership interest in the Partnership to 99.02%.      

Up to 30 June 2018, the consolidated entity, through a wholly-owned subsidiary, had a 50% interest in the Partnership and had 
accounted for its interest as an equity-accounted joint venture entity.   Effective 1 July 2018, the consolidated entity’s interest in the 
Partnership was 99.02% and, from that date, the consolidated entity ceased equity accounting and consolidated the financial 
statements of KEH.   

Assets acquired and liabilities assumed 

Assets 

Cash and cash equivalents 

Trade and other receivables 

Inventories 

Property, plant and equipment 

Total assets 

Liabilities 

Trade and other payables 

Interest-bearing loans and borrowings 

Total liabilities 

Total identifiable net assets at fair value 

Purchase consideration transferred 

Loss on restructure and              
consolidation of KEH 

Fair value  
1 July 2018 
$000 

50 

2,966 

25,199 

2,831 

31,046 

571 

30,475 

31,046 

- 

- 

9,665 

The loss on the restructure and consolidation of KEH was $9.67 million, being the difference in the carrying amount of the loan 
receivable from KEH in the consolidated entity’s financial statements of $40.14 million as at 30 June 2018 and the fair value of the 
loan payable in KEH’s financial statements of $30.47 million.  

The net cash flow on consolidation was a cash inflow of $0.05 million, which was included in cash flows from investing activities. 

From 1 July 2018, The School Locker business of the consolidated entity contributed $67.00 million of revenue and incurred a trading 
loss before tax of $11.40 million, resulting in a reduction in profit before tax for the consolidated entity by that amount for the year 
ended 30 June 2019. 

39.  ASSETS HELD FOR SALE 

The Sale of The Byron at Byron Bay Resort 
Subsequent to balance date on 9 August 2019, the consolidated entity announced that Harvey Norman Holdings Limited (the 
Company) and certain of its controlled entities, with certain entities controlled by Gerald Harvey, as owners of the property and 
business known as The Byron at Byron Bay Resort (Resort), have entered into agreements for sale of the Resort (Sale Contract) for 
the sale price of $41,764,000 (ex GST), subject to terms and conditions for completion.  The purchasers under the Sale Contract are 
GAG Byron on Byron Property Co Pty Ltd ACN 635 158 351 and GAG Byron on Byron Business Company Pty Ltd ACN 635 172 333. 

Subject to the terms and conditions of the Sale Contract, completion of the Sale Contract will occur on the later of 16 September 
2019 and the second Monday following the grant of the liquor licence approval by the relevant authority.  If the terms and conditions 
for completion of the Sale Contract are not satisfied, in certain circumstances, the purchasers have the right to terminate or rescind 
the Sale Contract.   

Assets Held for Sale as at 30 June 2019 
As at 30 June 2019, the carrying amounts of two (2) retail property assets were classified as current assets held for sale: 
 

The carrying amount of the consolidated entity’s 50% asset ownership of The Byron at Byron Resort comprising its 50% 
shareholding of the Byron Bay (residential / convention development) land and building assets and its 50% shareholding of the 
Byron Bay (resort operations) plant and equipment assets; and  
The carrying amount of a warehouse in Singapore that is currently held for sale. 

 

124 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

40. 
CONTROLLED ENTITIES AND UNIT TRUSTS 
 Shares held by Harvey Norman Holdings Limited 

The following companies are 100% owned by Harvey Norman Holdings Limited and incorporated in Australia unless marked 
otherwise. The financial year of all controlled entities are the same as that of the Parent Company. 

A.C.N. 098 004 570 Pty Limited 
Aloku Pty Limited 
Anwarah Pty Limited 
Arisit Pty Limited1, 2 
Arlenu Pty Limited 
Arpayo Pty Limited 
Australian Business Skills Centre Pty Limited22 
Balwondu Pty Limited 
Barrayork Pty Limited 
Becto Pty Limited 
Bellevue Hill Pty Limited 
Bencoolen Properties Pte Limited 11,16 
Bestest Pty Limited 
Bradiz Pty Limited 
Braxpine Pty Limited 
Byron Bay Facilities Pty Limited23 
Byron Bay Management Pty Limited24 
Caesar Mosaics Pty Limited 
Calardu Albany Pty Limited 
Calardu Albury Pty Limited 
Calardu Alexandria DM Pty Limited 
Calardu Alexandria WH Pty Limited 
Calardu Alice Springs Pty Limited 
Calardu Armadale WA Pty Limited 
Calardu Armidale Pty Limited 
Calardu Auburn Pty Limited 
Calardu Ballarat Pty Limited 
Calardu Ballina No. 1  Pty Limited 
Calardu Ballina Pty Limited 
Calardu Bathurst Pty Limited 
Calardu Belrose DM Pty Limited 
Calardu Bendigo Pty Ltd  
Calardu Berri (SA) Pty Limited 
Calardu Berrimah Pty Limited 
Calardu Berrimah WH Pty Limited26  
Calardu Broadmeadow Pty Limited 
Calardu Broadmeadows VIC Pty Limited 
Calardu Browns Plains No. 1 Pty Limited 
Calardu Browns Plains Pty Limited 
Calardu Bunbury (WA) Pty Limited 
Calardu Bundaberg Pty Limited  
Calardu Bundaberg WH Pty Limited  
Calardu Bundall Pty Limited 
Calardu Burnie Pty Limited 
Calardu Cairns Pty Limited 
Calardu Cambridge Pty Limited 
Calardu Campbelltown Pty Limited 
Calardu Cannington Pty Limited 
Calardu Caringbah (Taren Point) Pty Limited 
Calardu Caringbah Pty Limited 
Calardu Chatswood Pty Limited 
Calardu Crows Nest Pty Limited 
Calardu Cubitt Pty Limited 
Calardu Darwin Pty Limited 
Calardu Devonport Pty Limited 
Calardu Dubbo Pty Limited 
Calardu Emerald Pty Limited 
Calardu Frankston Pty Limited 
Calardu Frankston WH Pty Limited 
Calardu Fyshwick DM Pty Limited 
Calardu Gepps Cross Pty Limited 
Calardu Gladstone Pty Limited 
Calardu Gordon Pty Limited 
Calardu Guildford Pty Limited 
Calardu Gympie Pty Limited 
Calardu Helensvale Pty Limited 
Calardu Hervey Bay Pty Limited 
Calardu Hobart Pty Limited 
Calardu Hoppers Crossing Pty Limited 
Calardu Horsham Pty Limited 
Calardu Innisfail Pty Limited 
Calardu Ipswich Pty Limited 
Calardu Jandakot Pty Limited 
Calardu Joondalup Pty Limited 
Calardu Kalgoorlie Oswald St Pty Limited 
Calardu Kalgoorlie Pty Limited 
Calardu Karana Downs Pty Limited 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

Calardu Karratha Pty Limited 
Calardu Kemblawarra Pty Limited 
Calardu Kingaroy Pty Limited 
Calardu Kotara Pty Limited 
Calardu Launceston Pty Limited 
Calardu Lismore Pty Limited  
Calardu Loganholme Pty Limited 
Calardu Macgregor Pty Ltd 
Calardu Mackay No. 1 Pty Limited  
Calardu Mackay No. 2 Pty Limited  
Calardu Maitland Pty Limited 
Calardu Malaga Pty Limited 
Calardu Mandurah Pty Limited 
Calardu Maribyrnong Pty Limited 
Calardu Marion Pty Limited 
Calardu Maroochydore Pty Limited 
Calardu Maroochydore Warehouse Pty Limited 
Calardu Marsden Park Pty Limited 
Calardu Maryborough Pty Limited 
Calardu Melville Pty Limited 
Calardu Mentone Pty Limited 
Calardu Midland Pty Limited 
Calardu Milton Pty Limited 
Calardu Morayfield Pty Limited 
Calardu Morwell Pty Limited  
Calardu Moss Vale Pty Limited 
Calardu Mount Isa Pty Limited 
Calardu Mt Gambier Pty Limited 
Calardu Mudgee Pty Limited 
Calardu Munno Para Pty Limited 
Calardu Noarlunga Pty Limited 
Calardu Noble Park WH Pty Limited 
Calardu Noosa Pty Limited  
Calardu North Ryde No. 1 Pty Limited 
Calardu North Ryde Pty Limited 
Calardu Northbridge Pty Limited 
Calardu Nowra Pty Limited 
Calardu Penrith Pty Limited 
Calardu Perth City West Pty Limited 
Calardu Port Macquarie Pty Limited 
Calardu Preston Pty Limited 
Calardu Pty Limited 
Calardu Queensland Pty Limited 
Calardu Raine Square Pty Limited 
Calardu Richmond Pty Limited 
Calardu Rockhampton Pty Limited 
Calardu Rockingham Pty Limited 
Calardu Roselands Pty Limited 
Calardu Rothwell Pty Limited  
Calardu Rutherford Pty Limited 
Calardu Rutherford Warehouse Pty Limited  
Calardu Sale Pty Limited 
Calardu Silverwater Pty Limited 
Calardu South Australia Pty Limited 
Calardu Springvale Pty Limited 
Calardu Surry Hills Pty Limited 
Calardu Swan Hill Pty Limited 
Calardu Taree Pty Limited 
Calardu Taren Point Pty Limited 
Calardu Taylors Beach Pty Limited7 
Calardu Thebarton Pty Limited 
Calardu Toorak Pty Limited 
Calardu Toowoomba WH Pty Limited  
Calardu Townsville Pty Limited 
Calardu Tweed Heads Pty Limited 
Calardu Tweed Heads Traders Way Pty  Limited 
Calardu Vicfurn Pty Limited 
Calardu Victoria Pty Limited 
Calardu Wangaratta Pty Ltd 
Calardu Warrawong (Homestarters) Pty  Limited 
Calardu Warrawong Pty Limited 
Calardu Warrnambool Pty Limited 
Calardu Warwick Pty Limited 
Calardu West Gosford Pty Limited 
Calardu Whyalla Pty Limited 
Calardu Wivenhoe Pty Limited 
Calardu Wodonga Pty Limited 

Cannonel Recovery Pty Limited 
Carlando Pty Limited 
Cascade Consolidated Sdn. Bhd. 13,27 
Charmela Pty Limited 
Clambruno Pty Limited 
Consolidated Design Group Pty Ltd 
Contemporary Design Group Pty Limited 1,2 
CP Aspley Pty Limited 
CP Belmont Pty Limited 
CP Bendigo Pty Limited 
CP Braybrook Pty Limited 
CP Bundaberg Leasing Pty Limited 
CP Bundaberg Pty Limited 
CP Burleigh Waters Pty Limited 
CP Coburg Pty Limited 
CP Dandenong Pty Limited 
CP Joondalup Pty Limited 
CP Loganholme Pty Limited 
CP Macgregor Pty Limited 
CP Mackay Pty Limited 
CP Malvern Pty Limited 
CP Mandurah Pty Limited 
CP Maroochydoore Pty Limited 
CP Maryborough Leasing Pty Limited 
CP Maryborough Pty Limited 
CP Midland Pty Limited 
CP Moonah Pty Limited 
CP Moorabbin Pty Limited 
CP Morayfield Pty Limited 
CP Mornington Pty Limited 
CP Mt Druitt Leasing Pty Limited 
CP Mt Druitt Pty Limited 
CP O'Connor Pty Limited 
CP Osborne Park CL Pty Limited 
CP Osborne Park Pty Limited 
CP Richmond Pty Limited 
CP Ringwood Pty Limited 
CP Thomastown Pty Limited 
CP Victoria Park Pty Limited 
CP Welshpool DC Pty Limited 
Cropp Pty Limited 
D.M. Alexandria Franchisor Pty Limited 
D.M. Alexandria Leasing Pty Limited 
D.M. Alexandria Licencing Pty Limited 
D.M. Auburn Franchisor Pty Limited 
D.M. Auburn Leasing Pty Limited 
D.M. Belrose Franchisor Pty Limited 
D.M. Belrose Leasing Pty Limited 
D.M. Bundall Franchisor Pty Limited 
D.M. Bundall Leasing Pty Limited 
D.M. Castle Hill Franchisor Pty Limited 
D.M. Castle Hill Leasing Pty Limited 
D.M. Fyshwick Franchisor Pty Limited 
D.M. Fyshwick Leasing Pty Limited 
D.M. Kotara Franchisor Pty Limited 
D.M. Kotara Leasing Pty Limited 
D.M. Liverpool Franchisor Pty Limited 
D.M. Liverpool Leasing Pty Limited 
D.M. Marion Franchisor Pty Ltd  
D.M. Marion Leasing Pty Ltd 
D.M. Maroochydore Franchisor Pty Limited 
D.M. Maroochydore Leasing Pty Limited 
D.M. North Ryde Franchisor Pty Limited 
D.M. North Ryde Leasing Pty Limited 
D.M. Obsorne Park Leasing Pty Ltd  
D.M. Osborne Park Franchisor Pty Ltd 
D.M. Penrith Franchisor Pty Limited 
D.M. Penrith Leasing Pty Limited 
D.M. QVH Franchisor Pty Limited 
D.M. QVH Leasing Pty Limited 
D.M. Springvale Franchisor Pty Limited 
D.M. Springvale Leasing Pty Limited 
D.M. Warrawong Franchisor Pty Limited 
D.M. Warrawong Leasing Pty Limited 
D.M. West Gosford Franchisor Pty Ltd 
D.M. West Gosford Leasing Pty Ltd 
Daldere Pty Limited 

          125 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

40.  CONTROLLED ENTITIES AND UNIT TRUSTS (continued) 
 Shares held by Harvey Norman Holdings Limited (continued) 

Dandolena Pty Limited 
Derni Pty Limited1,2 
Divonda Pty Limited 
DM Online Franchisor Pty Limited 
DM Online Leasing Pty Limited 
Domain Holdings Pty Limited 
Domayne Furnishing Pty Limited 
Domayne Holdings Limited9, 10 
Domayne Online.com Pty Limited 
Domayne Pty Limited 
Dubbo JV Pty Limited 
Durslee Pty Limited 
Eastern Audio Pte Ltd 11,27 
E-Creations (M) Sdn. Bhd. 13,27, 32 
Edbrook Everton Park Pty Limited 
Edbrook Pty Limited6 
Elitetrax Marketing Sdn. Bhd.13, 28 
Energy Incentive Team Pty Limited29 
Farane Pty Limited 
Flormonda Pty Limited 
Furnishing Ventre Pty Limited7  
Ganoru Pty Limited 
Generic Publications Pty Limited1,2 
Gestco Pty Limited 
Glo Light Pty Limited21 
H.N. Adelaide CK Franchisor Pty Limited 
H.N. Adelaide CK Leasing Pty Limited 
H.N. Albany Creek Franchisor Pty Limited 
H.N. Albany Creek Leasing Pty Limited 
H.N. Albany Franchisor Pty Limited 
H.N. Albany Leasing Pty Limited 
H.N. Albury Franchisor Pty Limited 
H.N. Albury Leasing Pty Limited  
H.N. Alexandria Franchisor Pty Limited 
H.N. Alexandria Leasing Pty Limited 
H.N. Alice Springs Franchisor Pty Limited 
H.N. Alice Springs Leasing Pty Limited 
H.N. Ararat Franchsor Pty Limited 
H.N. Ararat Leasing Pty Limited 
H.N. Armadale WA Franchisor Pty Limited 
H.N. Armadale WA Leasing Pty Limited 
H.N. Armidale Franchisor Pty Limited 
H.N. Armidale Leasing Pty Limited 
H.N. Aspley Franchisor Pty Limited 
H.N. Aspley Leasing Pty Limited 
H.N. Atherton Franchisor Pty Limited 
H.N. Atherton Leasing Pty Limited 
H.N. Auburn Franchisor Pty Limited 
H.N. Auburn Leasing Pty Limited 
H.N. Auburn Seconds World Leasing Pty Limited7 
H.N. Ayr Franchisor Pty Limited 
H.N. Ayr Leasing Pty Limited 
H.N. Bairnsdale Franchisor Pty Limited 
H.N. Bairnsdale Leasing Pty Limited 
H.N. Balgowlah Franchisor Pty Limited 
H.N. Balgowlah Leasing Pty Limited 
H.N. Ballarat Franchisor Pty Limited 
H.N. Ballarat Leasing Pty Limited 
H.N. Ballina Franchisor Pty Limited 
H.N. Ballina Leasing Pty Limited 
H.N. Batemans Bay Franchisor Pty Limited 
H.N. Batemans Bay Leasing Pty Limited 
H.N. Bathurst Franchisor Pty Limited 
H.N. Bathurst Leasing Pty Limited 
H.N. Belmont Franchisor Pty Limited 
H.N. Belmont Leasing Pty Limited 
H.N. Belmont North Franchisor Pty Limited 
H.N. Belmont North Leasing Pty Limited 
H.N. Bendigo Franchisor Pty Limited 
H.N. Bendigo Leasing Pty Limited 
H.N. Bernoth Franchisor Pty Limited 
H.N. Bernoth Leasing Pty Limited 
H.N. Bernoth Plant & Equipment Pty Limited 
H.N. Blacktown Franchisor Pty Limited 
H.N. Blacktown Leasing  Pty Limited 
H.N. Bondi Junction Franchisor Pty Limited 
H.N. Bondi Junction Leasing Pty Limited 

H.N. Bowermans Leasing Parramatta Pty Limited7 
H.N. Braybrook Franchisor Pty Limited 
H.N. Braybrook Leasing Pty Limited 
H.N. Broadmeadow (VIC) Franchisor Pty Limited 
H.N. Broadmeadow (VIC) Leasing Pty Limited 
H.N. Broadway (Sydney) Franchisor Pty Limited 
H.N. Broadway (Sydney) Leasing Pty Limited 
H.N. Broadway on the Mall Franchisor Pty Limited 
H.N. Broadway on the Mall Leasing Pty Limited 
H.N. Broken Hill Franchisor Pty Limited 
H.N. Broken Hill Leasing Pty Limited 
H.N. Brooklyn Franchisor Pty Limited 
H.N. Brooklyn Leasing Pty Limited 
H.N. Broome Franchisor Pty Ltd 
H.N. Broome Leasing Pty Ltd 
H.N. Browns Plains Franchisor Pty Limited 
H.N. Browns Plains Leasing Pty Limited 
H.N. Bunbury Franchisor Pty Limited 
H.N. Bunbury Leasing Pty Limited 
H.N. Bundaberg Franchisor Pty Limited 
H.N. Bundaberg Leasing Pty Limited 
H.N. Bundall Franchisor Pty Limited 
H.N. Bundall Leasing Pty Limited 
H.N. Burleigh Heads Franchisor Pty Limited 
H.N. Burleigh Heads Leasing Pty Limited 
H.N. Burleigh Waters Franchisor Pty Limited 
H.N. Burleigh Waters Leasing Pty Limited 
H.N. Busselton Franchisor Pty Limited 
H.N. Busselton Leasing Pty Limited 
H.N. Cairns Franchisor Pty Limited 
H.N. Cairns Leasing Pty Limited 
H.N. Cambridge Park Franchisor Pty Limited  
H.N. Cambridge Park Leasing Pty Limited  
H.N. Campbelltown Franchisor Pty Limited 
H.N. Campbelltown Leasing Pty Limited 
H.N. Cannington W.A. Franchisor Pty Limited 
H.N. Cannington W.A. Leasing Pty Limited 
H.N. Canonvale Franchisor Pty Limited 
H.N. Canonvale Leasing Pty Limited 
H.N. Capalaba Franchisor Pty Limited 
H.N. Capalaba Leasing Pty Limited 
H.N. Carindale Franchisor Pty Limited 
H.N. Carindale Leasing Pty Limited 
H.N. Caringbah Franchisor Pty Limited 
H.N. Caringbah Leasing Pty Limited 
H.N. Castle Hill Franchisor Pty Limited 
H.N. Castle Hill Leasing Pty Limited 
H.N. Castle Hill Seconds World Leasing Pty Limited  
H.N. Chadstone Franchisor Pty Limited 
H.N. Chadstone Leasing Pty Limited 
H.N. Chatswood Franchisor Pty Limited 
H.N. Chatswood Leasing Pty Limited 
H.N. Chirnside Park Franchisor Pty Limited 
H.N. Chirnside Park Leasing Pty Limited 
H.N. City Cross Franchisor Pty Limited 
H.N. City Cross Leasing Pty Limited 
H.N. City West Franchisor Pty Limited 
H.N. City West Leasing Pty Limited 
H.N. Cleveland Franchisor Pty Limited 
H.N. Cleveland Leasing Pty Limited 
H.N. Cobar Franchisor Pty Limited 
H.N. Cobar Leasing Pty Limited 
H.N. Coburg Franchisor Pty Limited 
H.N. Coburg Leasing Pty Limited 
H.N. Coffs Harbour Franchisor Pty Limited 
H.N. Coffs Harbour Leasing Pty Limited 
H.N. Coorparoo Franchisor Pty Limited 
H.N. Coorparoo Leasing Pty Limited 
H.N. Cranbourne Franchisor Pty Limited 
H.N. Dalby Franchisor Pty Limited 
H.N. Dalby Leasing Pty Limited 
H.N. Dandenong Franchisor Pty Limited 
H.N. Dandenong Leasing Pty Limited 
H.N. Darwin Franchisor Pty Limited 
H.N. Darwin Leasing Pty Limited 
H.N. Deniliquin Franchisor Pty Limited 
H.N. Deniliquin Leasing Pty Limited 

H.N. Dubbo Franchisor Pty Limited 
H.N. Dubbo Leasing Pty Limited 
H.N. Edgewater Franchisor Pty Limited 
H.N. Edgewater Leasing Pty Limited 
H.N. Education Franchisor Pty Limited 
H.N. Education Leasing Pty Limited 
H.N. Emerald Franchisor Pty Limited 
H.N. Emerald Leasing Pty Limited 
H.N. Energy IP Licensing Pty Limited 
H.N. Enfield Franchisor Pty Limited 
H.N. Enfield Leasing Pty Limited 
H.N. Everton Park Franchisor Pty Limited 
H.N. Everton Park Leasing Pty Limited 
H.N. Forster Franchisor Pty Ltd 
H.N. Forster Leasing Pty Ltd 
H.N. Fortitude Valley Franchisor Pty Limited 
H.N. Fortitude Valley Leasing Pty Limited 
H.N. Frankston Franchisor Pty Limited 
H.N. Frankston Leasing Pty Limited 
H.N. Fremantle Franchisor Pty Limited 
H.N. Fyshwick Franchisor Pty Limited 
H.N. Fyshwick Leasing Pty Limited 
H.N. Geelong Franchisor Pty Limited 
H.N. Geelong Leasing Pty Limited 
H.N. Gepps Cross Franchisor Pty Limited  
H.N. Gepps Cross Leasing Pty Limited  
H.N. Geraldton Leasing Pty Limited 
H.N. Geraldton WA Franchisor Pty Limited 
H.N. Gladstone Franchisor Pty Limited 
H.N. Gladstone Leasing Pty Limited 
H.N. Gordon Franchisor Pty Limited 
H.N. Gordon Leasing Pty Limited 
H.N. Gosford Leasing Pty Limited 
H.N. Goulburn Franchisor Pty Limited 
H.N. Goulburn Leasing Pty Limited 
H.N. Grafton Franchisor Pty Limited 
H.N. Grafton Leasing Pty Limited 
H.N. Great Eastern Highway Franchisor Pty Limited 
H.N. Great Eastern Highway Leasing Pty Limited 
H.N. Greensborough Franchisor Pty Limited 
H.N. Greensborough Leasing Pty Limited 
H.N. Griffith Franchisor Pty Limited 
H.N. Griffith Leasing Pty Limited 
H.N. Gunnedah Franchisor Pty Limited 
H.N. Gunnedah Leasing Pty Limited 
H.N. Guthrie Street Franchisor Pty Limited 
H.N. Guthrie Street Leasing Pty Limited 
H.N. Gympie Franchisor Pty Limited  
H.N. Gympie Leasing Pty Limited  
H.N. Hamilton Franchisor Pty Limited 
H.N. Hamilton Leasing Pty Limited 
H.N. Hervey Bay Franchisor Pty Limited 
H.N. Hervey Bay Leasing Pty Limited 
H.N. Hoppers Crossing Franchisor Pty Limited 
H.N. Hoppers Crossing Leasing Pty Limited 
H.N. Horsham Franchisor Pty Limited 
H.N. Horsham Leasing Pty Limited 
H.N. Hyperdome Franchisor Pty Limited 
H.N. Hyperdome Leasing Pty Limited 
H.N. Indooroopilly Franchisor Pty Limited 
H.N. Indooroopilly Leasing Pty Limited 
H.N. Innisfail Franchisor Pty Limited 
H.N. Innisfail Leasing Pty Limited 
H.N. Inverell Franchisor Pty Limited 
H.N. Inverell Leasing Pty Limited 
H.N. Ipswich Franchisor Pty Limited 
H.N. Ipswich Leasing Pty Limited 
H.N. Joondalup Franchisor Pty Limited 
H.N. Joondalup Leasing Pty Limited 
H.N. Kalgoorlie Franchisor Pty Limited 
H.N. Kalgoorlie Leasing Pty Limited 
H.N. Karratha Franchisor Pty Limited 
H.N. Karratha Leasing Pty Limited 
H.N. Kawana Waters Franchisor Pty Limited 
H.N. Kawana Waters Leasing Pty Limited 
H.N. Kingaroy Franchisor Pty Limited 
H.N. Kingaroy Leasing Pty Limited 

126 

             
   
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

40. 
CONTROLLED ENTITIES AND UNIT TRUSTS (continued) 
 Shares held by Harvey Norman Holdings Limited (continued) 

H.N. Knox Towerpoint Franchisor Pty Limited 
H.N. Knox Towerpoint Leasing Pty Limited 
H.N. Lake Haven Franchisor Pty Limited 
H.N. Lake Haven Leasing Pty Limited 
H.N. Leichhardt Franchisor Pty Limited 
H.N. Lismore Franchisor Pty Limited 
H.N. Lismore Leasing Pty Limited 
H.N. Lithgow Franchisor Pty Limited 
H.N. Lithgow Leasing Pty Limited 
H.N. Liverpool Franchisor Pty Limited 
H.N. Liverpool Leasing Pty Limited 
H.N. Loganholme Franchisor Pty Limited 
H.N. Loganholme Leasing Pty Limited 
H.N. Loughran Contracting Pty Limited 
H.N. Mac 1 Leasing Pty Limited 
H.N. Mac 1 Pty Limited 
H.N. Macgregor Franchisor Pty Limited 
H.N. Macgregor Leasing Pty Limited 
H.N. Mackay Franchisor Pty Limited 
H.N. Mackay Leasing Pty Limited 
H.N. Maddington Franchisor Pty Limited 
H.N. Maitland Franchisor Pty Limited 
H.N. Maitland Leasing Pty Limited 
H.N. Malaga Franchisor Pty Limited 
H.N. Malaga Leasing Pty Limited 
H.N. Mandurah Franchisor Pty Limited 
H.N. Mandurah Leasing Pty Limited 
H.N. Maribyrnong Franchisor Pty Limited 
H.N. Maribyrnong Leasing Pty Limited 
H.N. Marion Franchisor Pty Limited 
H.N. Marion Leasing Pty Limited 
H.N. Maroochydore Franchisor Pty Limited 
H.N. Maroochydore Leasing Pty Limited 
H.N. Martin Place Sydney Franchisor Pty Limited 
H.N. Martin Place Sydney Leasing Pty Limited 
H.N. Mentone Franchisor Pty Limited  
H.N. Mentone Leasing Pty Limited  
H.N. Midland Franchisor Pty Limited 
H.N. Midland Leasing Pty Limited 
H.N. Mildura Franchisor Pty Limited 
H.N. Mildura Leasing Pty Limited 
H.N. Mile End Franchisor Pty Limited 
H.N. Mile End Leasing Pty Limited 
H.N. Moe Franchisor Pty Limited 
H.N. Moe Leasing Pty Limited 
H.N. Moonah Franchisor Pty Limited 
H.N. Moonah Leasing Pty Limited 
H.N. Moorabbin Franchisor Pty Limited 
H.N. Moorabbin Leasing Pty Limited 
H.N. Moorabbin SC Franchisor Pty Limited 
H.N. Moorabbin SC Leasing Pty Limited 
H.N. Moore Park Franchisor Pty Limited 
H.N. Moore Park Leasing Pty Limited 
H.N. Morayfield Franchisor Pty Limited 
H.N. Morayfield Leasing Pty Limited 
H.N. Moree Franchisor Pty Limited 
H.N. Moree Leasing Pty Limited  
H.N. Morley Franchisor Pty Limited 
H.N. Mornington Franchisor Pty Limited 
H.N. Mornington Leasing Pty Limited 
H.N. Morwell Franchisor Pty Limited 
H.N. Morwell Leasing Pty Limited 
H.N. Moss Vale Franchisor Pty Limited 
H.N. Moss Vale Leasing Pty Limited 
H.N. Mt Barker Franchisor Pty Limited 
H.N. Mt Barker Leasing Pty Limited 
H.N. Mt Gambier Franchisor Pty Limited 
H.N. Mt Gambier Leasing Pty Limited 
H.N. Mt Gravatt Franchisor Pty Limited 
H.N. Mt Gravatt Leasing Pty Limited 
H.N. Mt Isa Franchisor Pty Limited 
H.N. Mt Isa Leasing Pty Limited 
H.N. Mudgee Franchisor Lty Limited 
H.N. Mudgee Leasing Pty Limited 
H.N. Munno Para Franchisor Pty Limited 
H.N. Munno Para Leasing Pty Limited 
H.N. Muswellbrook Franchisor Pty Limited 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

H.N. Muswellbrook Leasing Pty Limited 
H.N. Narre Warren Franchisor Pty Limited 
H.N. Narre Warren Leasing Pty Limited 
H.N. Newcastle Franchisor Pty Limited 
H.N. Newcastle Leasing Pty Limited 
H.N. Newcastle West Franchisor Pty Limited 
H.N. Newcastle West Leasing Pty Limited 
H.N. Noarlunga Franchisor Pty Limited 
H.N. Noarlunga Leasing Pty Limited 
H.N. Noosa Franchisor Pty Limited 
H.N. Noosa Leasing Pty Limited 
H.N. Norwest Franchisor Pty Limited 
H.N. Nowra Franchisor Pty Limited 
H.N. Nowra Leasing Pty Limited 
H.N. Nunawading Franchisor Pty Limited 
H.N. Nunawading Leasing Pty Limited 
H.N. O’Connor Franchisor Pty Limited 
H.N. O’Connor Leasing Pty Limited 
H.N. Oakleigh CK Franchisor Pty Limited 
H.N. Oakleigh CK Leasing Pty Limited 
H.N. Orange Franchisor Pty Limited 
H.N. Orange Leasing Pty Limited 
H.N. Osborne Park Franchisor Pty Limited 
H.N. Osborne Park Leasing Pty Limited 
H.N. Oxley Franchisor Pty Limited 
H.N. Oxley Leasing Pty Limited 
H.N. Pacific Fair Franchisor Pty Limited 
H.N. Pacific Fair Leasing Pty Limited 
H.N. Parkes Franchisor Pty Limited 
H.N. Parkes Leasing Pty Limited 
H.N. Penrith Factory Outlet Leasing Pty Limited 
H.N. Penrith Franchisor Pty Limited 
H.N. Penrith Leasing Pty Limited 
H.N. Peppermint Grove Franchisor Pty Limited 
H.N. Peppermint Grove Leasing Pty Limited 
H.N. Port Hedland Franchisor Pty Limited 
H.N. Port Hedland Leasing Pty Limited 
H.N. Port Kennedy Franchisor Pty Limited 
H.N. Port Kennedy Leasing Pty Limited 
H.N. Port Lincoln Franchisor Pty Limited 
H.N. Port Lincoln Leasing Pty Limited 
H.N. Port Macquarie Franchisor Pty Limited 
H.N. Port Macquarie Leasing Pty Limited 
H.N. Preston Franchisor Pty Limited 
H.N. Preston Leasing Pty Limited 
H.N. Richmond Franchisor Pty Limited 
H.N. Richmond Leasing Pty Limited 
H.N. Ringwood Franchisor Pty Limited 
H.N. Ringwood Leasing Pty Limited 
H.N. Riverwood Franchisor Pty Limited 
H.N. Riverwood Leasing Pty Limited 
H.N. Rockhampton Franchisor Pty Limited 
H.N. Rockhampton Leasing Pty Limited 
H.N. Rothwell Franchisor Pty Limited 
H.N. Rothwell Leasing Pty Limited 
H.N. Salamander Bay Franchisor Pty Limited 
H.N. Salamander Bay Leasing Pty Limited 
H.N. Sale Franchisor Pty Limited 
H.N. Sale Leasing Pty Limited 
H.N. Shepparton Franchisor Pty Limited 
H.N. Shepparton Leasing Pty Limited 
H.N. South Tweed Franchisor Pty Limited 
H.N. South Tweed Leasing Pty Limited 
H.N. Southland Franchisor Pty Limited 
H.N. Southland Leasing Pty Limited 
H.N. Springvale Franchisor Pty Limited 
H.N. Springvale Leasing Pty Limited 
H.N. Sunshine Franchisor Pty Limited 
H.N. Sunshine Leasing Pty Limited 
H.N. Swan Hill Franchisor Pty Limited 
H.N. Swan Hill Leasing Pty Limited 
H.N. Tamworth Franchisor Pty Limited 
H.N. Tamworth Leasing Pty Limited 
H.N. Taree Franchisor Pty Limited 
H.N. Taree Leasing Pty Limited 
H.N. Thomastown Franchisor Pty Limited 
H.N. Thomastown Leasing Pty Limited 

H.N. Toowoomba Franchisor Pty Limited 
H.N. Toowoomba Leasing Pty Limited 
H.N. Townsville Franchisor Pty Limited 
H.N. Townsville Leasing Pty Limited 
H.N. Traralgon Franchisor Pty Limited 
H.N. Traralgon Leasing Pty Limited 
H.N. Tura Beach Franchisor Pty Limited 
H.N. Tura Beach Leasing Pty Limited 
H.N. Vic/Tas Commercial Project Franchisor Pty Limited 
H.N. Vic/Tas Commercial Project Leasing Pty  Limited 
H.N. Victoria Park Franchisor Pty Limited 
H.N. Victoria Park Leasing Pty Limited 
H.N. Wagga Franchisor Pty Limited 
H.N. Wagga Leasing Pty Limited 
H.N. Wangaratta Franchisor Pty Limited 
H.N. Wangaratta Leasing Pty Limited 
H.N. Warragul Franchisor Pty Limited 
H.N. Warragul Leasing Pty Limited 
H.N. Warrawong Franchisor Pty Limited 
H.N. Warrawong Leasing Pty Limited 
H.N. Warrnambool Franchisor Pty Limited 
H.N. Warrnambool Leasing Pty Limited 
H.N. Warwick (WA) Franchisor Pty Limited 
H.N. Warwick (WA) Leasing Pty Limited 
H.N. Warwick Franchisor Pty Limited 
H.N. Warwick Leasing Pty Limited 
H.N. Watergardens Franchisor Pty Limited 
H.N. Watergardens Leasing Pty Limited 
H.N. Waurn Ponds Franchisor Pty Limited 
H.N. Waurn Ponds Leasing Pty Limited 
H.N. West Gosford Franchisor Pty Limited 
H.N. West Wyalong Franchisor Pty Limited 
H.N. West Wyalong Leasing Pty Limited 
H.N. Whyalla Franchisor Pty Limited 
H.N. Whyalla Leasing Pty Limited 
H.N. Wiley Park Franchisor Pty Limited 
H.N. Wiley Park Leasing Pty Limited 
H.N. Windsor Franchisor Pty Limited 
H.N. Windsor Leasing Pty Limited 
H.N. Woden Franchisor Pty Limited 
H.N. Woden Leasing Pty Limited 
H.N. Wonthaggi Franchisor Pty Limited 
H.N. Wonthaggi Leasing Pty Limited 
H.N. Woodville Franchisor Pty Limited 
H.N. Woodville Leasing Pty Limited 
H.N. Young Franchisor Pty Limited 
H.N. Young Leasing Pty Limited 
Hardly Normal Discounts Pty Limited 
Hardly Normal Limited9,10 
Hardly Normal Pty Limited 
Harvey Cellars Pty Limited 
Harvey Liquor Pty Limited 
Harvey Norman (ACT) Pty Limited 
Harvey Norman (QLD) Pty Limited6 
Harvey Norman 2007 Management Pty Limited 
Harvey Norman Big Buys Pty Limited 
Harvey Norman Burnie Franchisor Pty Limited 
Harvey Norman Burnie Leasing Pty Limited 
Harvey Norman CEI d.o.o. 12 
Harvey Norman Commercial Your Solution Provider P/L 
Harvey Norman Contracting Pty Limited 
Harvey Norman Corporate Air Pty Limited 
Harvey Norman CP Pty Limited 
Harvey Norman Croatia d.o.o.14, 33 
Harvey Norman Devonport Franchisor Pty Limited 
Harvey Norman Devonport Leasing Pty Limited 
Harvey Norman Education and Training Pty Limited 
Harvey Norman Europe d.o.o12 
Harvey Norman Export Pty Limited 
Harvey Norman Furnishing Pty Limited  
Harvey Norman Gamezone Pty Limited 
Harvey Norman Glenorchy Franchisor Pty Limited 
Harvey Norman Global Pty Limited 
Harvey Norman Hobart Franchisor Pty Limited 
Harvey Norman Hobart Leasing Pty Limited 
Harvey Norman Holdings (Ireland) Limited15 
Harvey Norman Home Cellars Pty Limited 

          127 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

40.  CONTROLLED ENTITIES AND UNIT TRUSTS (continued) 
 Shares held by Harvey Norman Holdings Limited (continued) 

Harvey Norman Home Loans Pty Limited 
Harvey Norman Home Starters Pty Limited  
Harvey Norman Homemaker Centre Pty Limited 
Harvey Norman Launceston Franchisor Pty Limited 
Harvey Norman Launceston Leasing Pty Limited 
Harvey Norman Leasing (Blanchardstown) Limited18,15 
Harvey Norman Leasing (Carrickmines) Limited 18,15 
Harvey Norman Leasing (Castlebar) Limited 18,15 
Harvey Norman Leasing (Cork) Limited18,15 
Harvey Norman Leasing (Drogheda) Limited18,15 
Harvey Norman Leasing (Dublin) Limited18,15 
Harvey Norman Leasing (Dundalk) Limited18,15 
Harvey Norman Leasing (Eastgate) Limited18,15 
Harvey Norman Leasing (Galway) Ltd 15, 36  
Harvey Norman Leasing (Limerick) Limited18,15 
Harvey Norman Leasing (Mullingar) Limited18,15 
Harvey Norman Leasing (N.Z.) Limited9,10 
Harvey Norman Leasing (Naas) Limited18,15 
Harvey Norman Leasing (NI) Limited18,15 
Harvey Norman Leasing (Rathfarnham) Limited18,15 
Harvey Norman Leasing (Sligo) Ltd15,36  
Harvey Norman Leasing (Tralee) Limited18,15 
Harvey Norman Leasing (Waterford) Limited18,15 
Harvey Norman Leasing Pty Limited 
Harvey Norman Limited10 
Harvey Norman Mortgage Service Pty Limited 
Harvey Norman Net. Works Pty Limited 
Harvey Norman OFIS Pty Limited 
Harvey Norman Online.com Pty Limited 
Harvey Norman Ossia (Asia) Pte Limited11,16,38 
Harvey Norman Properties (N.Z.) Limited9,10 
Harvey Norman Rental Pty Limited 
Harvey Norman Retailing Pty Limited 
Harvey Norman Rosney Franchisor Pty Limited 
Harvey Norman Security Pty Limited 
Harvey Norman Shopfitting Pty Limited 
Harvey Norman Singapore Pte Limited11,16, 39 
Harvey Norman Stores (N.Z.) Pty Limited1,2 
Harvey Norman Stores Pty Limited 
Harvey Norman Superlink Pty Limited 
Harvey Norman Tallaght Limited15, 34 
Harvey Norman Tasmania Pty Limited 
Harvey Norman Technology Pty Limited 
Harvey Norman The Bedding Specialists Pty Limited 
Harvey Norman The Computer Specialists Pty Limited 
Harvey Norman The Electrical Specialists Pty Limited 
Harvey Norman The Furniture Specialists Pty Limited 
Harvey Norman Trading (Ireland) Limited18,15 
Harvey Norman Trading d.o.o.12 
Harvey Norman Ulverstone Franchisor Pty Limited 
Harvey Norman Victoria Pty Limited 
Havrex Pty Limited6 
HN Allens Road Leasing Limited10,9 
HN Ashburton Leasing Limited9,10,19 
HN Blenheim Leasing Limited9,10 
HN Botany Leasing Limited10,9 
HN Botany Outlet Leasing Limited10,9 
HN Bundaberg Markets Pty Limited31  
HN Byron No. 2 Pty Limited 
HN Byron No. 3 Pty Limited 
HN Commercial Leasing Limited10,9 
HN Coomboona Pty Limited 
HN Downing Street Leasing Limited10,9 
HN Edmonton Road Leasing Limited10,9 
HN Hamilton Central Leasing Limited9,10 
HN Harris Road Leasing Limited9,10 
HN Henderson Leasing Limited9,10 
HN Hornby Leasing Limited10,9 
HN Licensing Pty Limited 
HN Lincoln Centre Leasing Limited9,10 
HN Maleme Street Leasing Limited9,10 
HN Manukau Leasing Limited9,10 
HN Mowbray Street Leasing Limited9,10 
HN Mt Roskill Leasing Limited10,9 
HN Napier Leasing Limited9,10 
HN Napier Warehouse Leasing Limited8,9,10 
HN Online Franchisor Pty Limited 

HN Online Leasing Pty Limited 
HN Paraparaumu Leasing Limited9,10 
HN QCV Benaraby No.1 Pty Limited 
HN QCV Benaraby Pty Limited 
HN QCV Blackwater Land Pty Limited 
HN QCV Bottle Tree Pty Limited 
HN QCV Concepts Pty Limited 
HN QCV Fairview Pty Limited 
HN QCV Injune Pty Limited 
HN QCV LOR Pty Limited 
HN QCV Pty Limited 
HN QCV Sarina Land Pty Limited  
HN QCV Sarina Pty Limited 
HN QCV Toowoomba Land Pty Limited 
HN QCV Toowoomba Pty Limited 
HN Queenstown Leasing Limited9,10 
HN Rangitikei Street Leasing Limited9,10 
HN Tauranga Commercial Leasing Limited9,10 
HN Tauranga Leasing Limited9,10 
HN Tory Street Leasing Limited9,10 
HN Tower Junction Leasing Limited9,10 
HN Westgate Leasing Limited9,10 
HN Whakatane Leasing Limited,9,10 
HN Whangarei Leasing Limited9,10,30  
HN Wingate Leasing Limited9,10 
HN Wiri Leasing Limited9,10,17 
HN Woolston Leasing Limited9,10 
HN Zagreb Investment Pty Limited 
HNL Pty Limited 
HNM Galaxy Pty Limited 
HNZ Retailing NZ Limited9,10,32  
Hodberg Pty Limited5 
Hodvale Pty Limited5 
Home Mart Furniture Pty Limited 
Home Mart Pty Limited 
Hoxco Pty Limited6 
J.M. Albury Franchisor Pty Limited 
J.M. Albury Leasing Pty Limited 
J.M. Alexandria Franchisor Pty Limited 
J.M. Alexandria Leasing Pty Limited 
J.M. Ballina Franchisor Pty Limited  
J.M. Ballina Leasing Pty Limited  
J.M. Bennetts Green Franchisor Pty Limited 
J.M. Bennetts Green Leasing Pty Limited  
J.M. Campbelltown Franchisor Pty Limited 
J.M. Campbelltown Leasing Pty Limited 
J.M. Caringbah Franchisor Pty Limited 
J.M. Caringbah Leasing Pty Limited 
J.M. Chancellor Park Franchisor Pty Limited 
J.M. Chancellor Park Leasing Pty Limited 
J.M. Contracting Services Pty Limited 
J.M. Darwin Franchisor Pty Limited  
J.M. Darwin Leasing Pty Limited 
J.M. Dubbo Franchisor Pty Limited 
J.M. Dubbo Leasing Pty Limited 
J.M. Leasing Pty Limited 
J.M. Mackay Franchisor Pty Limited 
J.M. Mackay Leasing Pty Limited 
J.M. Maitland Franchisor Pty Limited 
J.M. Maitland Leasing Pty Limited 
J.M. Maroochydore Franchisor Pty Limited  
J.M. Maroochydore Leasing Pty Limited 
J.M. Marrickville Franchisor Pty Limited 
J.M. McGraths Hill Franchisor Pty Limited 
J.M. McGraths Hill Leasing Pty Limited 
J.M. Morayfield Franchisor Pty Limited 
J.M. Morayfield Leasing Pty Limited 
J.M. Mudgee Franchisor Pty Limited 
J.M. Mudgee Leasing Pty Limited 
J.M. Muswellbrook Franchisor Pty Limited 
J.M. Muswellbrook Leasing Pty Limited 
J.M. Nowra Franchisor Pty Limited 
J.M. Nowra Leasing Pty Limited 
J.M. Plant & Equipment Hire Pty Limited 
J.M. Rockhampton Franchisor Pty Limited 
J.M. Rockhampton Leasing Pty Limited 
J.M. Share Investment Pty Limited 

128 

J.M. Toukley Franchisor Pty Limited 
J.M. Toukley Leasing Pty Limited 
J.M. Townsville Franchisor Pty Limited 
J.M. Townsville Leasing Pty Limited 
J.M. Wagga Wagga Franchisor Pty Limited 
J.M. Wagga Wagga Leasing Pty Limited 
J.M. Wallsend Franchisor Pty Limited 
J.M. Wallsend Leasing Pty Limited 
J.M. Warners Bay Franchisor Pty Limited  
J.M. Warners Bay Leasing Pty Limited 
J.M. Warrawong Franchisor Pty Limited 
J.M. Warrawong Leasing Pty Limited 
J.M. West Gosford Franchisor Pty Limited  
J.M. West Gosford Leasing Pty Limited 
J.M. Young Franchisor Pty Limited  
J.M. Young Leasing Pty Limited 
Jartoso Pty Limited 
JM Online Franchisor Pty Limited 
JM Online Leasing Pty Limited 
Jondarlo Pty Limited 
Joyce Mayne Furnishing Pty Limited 
Joyce Mayne Liverpool Leasing Pty Limited 
Joyce Mayne Penrith Pty Limited 
Joyce Mayne Shopping Complex Pty Limited 
Kalinya Development Pty Limited 
Kambaldu Pty Limited 
Kita Pty Limited 
Koodero Pty Limited 
Korinti Pty Limited 
Lamino Pty Limited 
Lesandu Adelaide City Pty Limited 
Lesandu Albany Pty Limited 
Lesandu Albury Pty Limited 
Lesandu Alexandria (JM) Pty Limited 
Lesandu Alexandria DM Pty Limited 
Lesandu Alexandria Pty Limited 
Lesandu Alice Springs Pty Limited 
Lesandu Ararat Pty Limited 
Lesandu Aspley Pty Limited 
Lesandu Atherton Pty Limited 
Lesandu Auburn Stone Pty Limited 
Lesandu Ayr Pty Limited 
Lesandu Bairnsdale Pty Limited 
Lesandu Balgowlah Pty Limited 
Lesandu Ballina JM Pty Limited  
Lesandu Batemans Bay Pty Limited 
Lesandu Bathurst Pty Limited 
Lesandu Belmont Pty Limited 
Lesandu Belrose DM Pty Limited 
Lesandu Benalla Pty Limited  
Lesandu Bennetts Green JM Pty Limited 
Lesandu Bentleigh Pty Limited 
Lesandu Berrimah JM Pty Limited 
Lesandu Berrimah Pty Limited 
Lesandu Blacktown Pty Limited 
Lesandu Bondi Junction Pty Limited 
Lesandu Brisbane City Pty Limited 
Lesandu Brisbane Pty Limited 
Lesandu Broadbeach Pty Limited 
Lesandu Broadway Pty Limited 
Lesandu Broken Hill Pty Limited 
Lesandu Broome Pty Ltd 
Lesandu Browns Plains No. 1 Pty Limited 
Lesandu Browns Plains Pty Limited 
Lesandu Burleigh Heads Flooring Pty Limited 
Lesandu Busselton Pty Limited 
Lesandu Cambridge Pty Limited 
Lesandu Canberra Pty Limited 
Lesandu Cannington Pty Limited 
Lesandu Cannonvale Pty Limited 
Lesandu Capalaba Pty Limited 
Lesandu Carindale Pty Limited 
Lesandu Castle Hill DM Pty Limited 
Lesandu Castle Hill Pty Limited 
Lesandu Cessnock (JM) Pty Limited 
Lesandu Chadstone Pty Limited 
Lesandu Charmhaven Pty Limited 

             
   
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

40. 
CONTROLLED ENTITIES AND UNIT TRUSTS (continued) 
 Shares held by Harvey Norman Holdings Limited (continued) 

Lesandu Chatswood Express Pty Limited 
Lesandu Chatswood Pty Limited 
Lesandu Chirnside Park Pty Limited 
Lesandu Cleveland Pty Limited 
Lesandu Cobar Pty Limited 
Lesandu Coffs Harbour Pty Limited 
Lesandu Coorparoo Pty Limited 
Lesandu CP Belmont Pty Limited 
Lesandu CP Burleigh Waters Pty Limited 
Lesandu CP Coburg Pty Limited 
Lesandu CP Joondalup Pty Limited 
Lesandu CP Macgregor Pty Limited 
Lesandu CP Macgregor WH Pty Limited 
Lesandu CP Maryborough Pty Limited 
Lesandu CP Moonah Pty Limited 
Lesandu CP Mornington Pty Limited 
Lesandu CP Osborne Park Pty Limited 
Lesandu CP Richmond CL Pty Limited 
Lesandu CP Richmond Pty Limited 
Lesandu CP Richmond WH Pty Limited 
Lesandu Cranbourne Pty Limited 
Lesandu Dalby Pty Limited 
Lesandu Dandenong Pty Limited 
Lesandu Deniliquin Pty Limited 
Lesandu Dubbo JM Pty Limited 
Lesandu Dubbo Pty Limited 
Lesandu Echuca Leasing Pty Limited  
Lesandu Eden Pty Limited 
Lesandu Engadine Pty Limited 
Lesandu Erina Flooring Pty Limited 
Lesandu Forster Pty Limited 
Lesandu Fyshwick Pty Limited 
Lesandu Gepps Cross Pty Limited 
Lesandu Gladstone Pty Limited 
Lesandu Gordon Pty Limited 
Lesandu Goulburn Pty Limited 
Lesandu Grafton Pty Limited 
Lesandu Greensborough Pty Limited 
Lesandu Griffith Pty Limited 
Lesandu Gunnedah Pty Limited 
Lesandu Hamilton (VIC) Pty Limited 
Lesandu Hamilton Pty Limited 
Lesandu Hervey Bay Pty Limited 
Lesandu HN Pty Limited 
Lesandu Horsham Pty Limited 
Lesandu Indooroopilly Pty Limited 
Lesandu Ingham Pty Limited 
Lesandu Innisfail Pty Limited 
Lesandu Inverell Pty Limited 
Lesandu Ipswich Pty Limited  
Lesandu Jandakot Pty Limited 
Lesandu Joondalup Pty Limited 
Lesandu Kalgoorlie Pty Limited 
Lesandu Karratha Pty Limited 
Lesandu Kewdale Pty Limited 
Lesandu Knox Towerpoint Pty Limited 
Lesandu Kotara DM Pty Limited 
Lesandu Launceston Pty Limited 
Lesandu Laverton Pty Limited 
Lesandu Light Street DM Pty Limited 
Lesandu Lismore Pty Limited 
Lesandu Lithgow Pty Limited 
Lesandu Loganholme Pty Limited 
Lesandu Mackay Pty Limited 
Lesandu Maitland JM Pty Limited 
Lesandu Maitland Pty Limited  
Lesandu Malaga Pty Limited 
Lesandu Mandurah Pty Limited 
Lesandu Marion Pty Limited 
Lesandu Maroochydoore JM Pty Limited  
Lesandu Maroochydore Flooring Pty Limited 
Lesandu McGraths Hill (JM) Pty Limited 
Lesandu Melbourne City DM Pty Limited 
Lesandu Mentone Pty Limited 
Lesandu Midland Pty Limited 
Lesandu Mile End Pty Limited 
Lesandu Mitchell Pty Limited  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

Lesandu Moe Pty Limited 
Lesandu Moorabbin Pty Limited 
Lesandu Moore Park Pty Limited  
Lesandu Moree Pty Limited 
Lesandu Mornington Pty Limited 
Lesandu Morwell WH Pty Limited 
Lesandu Moss Vale Pty Limited 
Lesandu Mt Barker Pty Limited 
Lesandu Mt Gravatt Pty Limited 
Lesandu Mt Isa Pty Limited 
Lesandu Munno Para Pty Limited 
Lesandu Muswellbrook JM Pty Limited 
Lesandu Muswellbrook Pty Limited 
Lesandu Narrabri Pty Limited 
Lesandu Narre Warren Pty Limited 
Lesandu Newcastle West Pty Limited 
Lesandu Noarlunga Pty Limited 
Lesandu Noosa Pty Limited 
Lesandu North Ryde DM Pty Limited 
Lesandu Notting Hill Pty Limited 
Lesandu Nowra Pty Limited 
Lesandu Oakleigh CK Pty Limited 
Lesandu O'Connor Pty Limited 
Lesandu Orange Pty Limited 
Lesandu Osborne Park Pty Limited 
Lesandu Oxley Pty Limited 
Lesandu Parramatta Pty Limited7 
Lesandu Penrith DM Pty Limited 
Lesandu Penrith Pty Limited  
Lesandu Peppermint Grove Pty Limited 
Lesandu Perth City West Pty Limited 
Lesandu Port Lincoln Pty Limited 
Lesandu Port Macquarie Pty Limited 
Lesandu Pty Limited 
Lesandu Raymond Terrace Pty Limited 
Lesandu Richlands Pty Limited 
Lesandu Richmond (VIC) Pty Limited 
Lesandu Riverwood Pty Limited 
Lesandu Rockhampton Pty Limited 
Lesandu Rosebery DM WH Pty Limited7 
Lesandu Rothwell Pty Limited 
Lesandu S.A. Pty Limited 
Lesandu Salamander Bay Pty Limited 
Lesandu Sale Pty Limited 
Lesandu Shepparton Pty Limited 
Lesandu Silverwater Pty Limited 
Lesandu Sippy Downs JM Pty Limited 
Lesandu Southport Pty Limited 
Lesandu Stanmore Pty Limited 
Lesandu Sunshine Pty Limited 
Lesandu Swan Hill Pty Limited 
Lesandu Sydenham Pty Limited 
Lesandu Sydney City SS Pty Limited 
Lesandu Tamworth Pty Limited 
Lesandu Taree Home Mart Pty Limited 
Lesandu Taree Pty Limited 
Lesandu Taren Point Pty Limited  
Lesandu Tasmania Pty Limited 
Lesandu Temora Pty Limited 
Lesandu Thomastown Pty Limited 
Lesandu Toukley Pty Limited 
Lesandu Townsville Pty Limited 
Lesandu Tura Beach Pty Limited 
Lesandu Tweed Heads Flooring Pty Limited 
Lesandu Tweed Heads Pty Limited 
Lesandu Underwood Pty Limited 
Lesandu WA Furniture Pty Limited 
Lesandu WA Pty Limited 
Lesandu Wagga Wagga JM Pty Limited 
Lesandu Wagga Wagga Pty Limited 
Lesandu Wallsend JM Pty Limited 
Lesandu Wangaratta Pty Limited 
Lesandu Warana Pty Limited 
Lesandu Warners Bay JM Pty Limited 
Lesandu Warragul Pty Limited 
Lesandu Warrawong Pty Limited 
Lesandu Warwick (WA) Pty Limited 

Lesandu Warwick Pty Limited 
Lesandu Waurn Ponds Pty Limited 
Lesandu West Gosford DM Pty Limited 
Lesandu West Wyalong Pty Limited 
Lesandu Wiley Park Pty Limited 
Lesandu Windsor Pty Limited 
Lesandu Wollongong Pty Limited 
Lesandu Wonthaggi Pty Limited 
Lesandu Woodville Pty Limited 
Lesandu Young JM Pty Limited 
Lexeri Pty Limited 
Lightcorp Pty Limited 
Lighting Venture International Pty Limited 
Lighting Venture Pty Limited21 
Lodare Pty Limited 
Loreste Pty Limited 
Malvis Pty Limited 
Manutu Pty Limited 
Maradoni Pty Limited 
Marinski Pty Limited 
Murray Street Development Pty Limited 
Mymasterpiece Pty Limited 5 
Nedcroft Pty Limited 
Network Consumer Finance (Ireland) Limited18,15 
Network Consumer Finance (N.Z.) Limited9,10 
Network Consumer Finance Pty Limited1,2 
Nomadale Pty Limited6 
Norman Ross Limited 35,10 
Norman Ross Pty Limited 
Oldmist Pty Limited 
Osraidi Pty Limited 
P & E Crows Nest Pty Limited 
P & E Homewest Pty Limited 
P & E Leichhardt Pty Limited 
P & E Maddington Pty Limited 
P & E Shopfitters Pty Limited 
Packcom Pty Limited 
PEM Corporate Pty Limited 
Pertama Holdings Pte Limited 11,16,38 
Pertama Mechandising Pte Ltd 11,27 
Plezero Pty Limited 
Poliform Pty Limited25 
R.Reynolds Nominees Pty Limited 
Sarsha Pty Limited1 
Setto Pty Limited 
Shakespir Pty Limited 
Solaro Pty Limited 
Space Furniture Pte Limited11,16 
Space Furniture Pty Limited3 
Spacepol Pty Limited 
Steamstyle Venture Pty Limited 
Stonetess Pty Limited 
Stores (NZ) Limited10 
Stores Securitisation Pty Limited  
Strathloro Pty Limited 
Stupendous Pty Limited20 
Swaneto Pty Limited 
Swanpark Pty Limited6 
Tatroko Pty Limited 
Tessera Stones & Tiles Australia Pty Limited 
Tessera Stones & Tiles Pty Limited37 
The Byron At Byron Pty Limited 
Tisira Pty Limited 
Valecomp Recovery Pty Limited 
Ventama Pty Limited4 
Wadins Pty Limited 
Wanalti Pty Limited 
Warungi Pty Limited 
Waytango Pty Limited 
Webzone Pty Limited 
Wytharra Pty Limited 
Yoogalu Pty Limited1,2 
Zabella Pty Limited 
Zavarte Pty Limited 
Zirdano Pty Limited 
Zirdanu Pty Limited 

          129 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

40.  CONTROLLED ENTITIES AND UNIT TRUSTS (continued) 
 Shares held by Harvey Norman Holdings Limited (continued) 

Note: 

Company is a member of the “Closed Group”. 

Company is relieved under the Class Order described in Note 39. 

Derni Pty Ltd holds 49% and Kita Pty Ltd holds 51% of the shares in Space Furniture Pty Limited. 

Shares held by Sarsha Pty Limited. 

Shares held by Harvey Norman Retailing Pty Limited. 

Shares held by Harvey Norman Stores Pty Limited. 

Company incorporated during the year. 

Company incorporated in New Zealand on 9 December 2016  

Shares held by Harvey Norman Limited. 

Company incorporated in New Zealand. 

Company incorporated in Singapore. 

Company incorporated in Slovenia. 

Company incorporated in Malaysia. 

Company incorporated in Croatia. 

Company incorporated in Ireland. 

Harvey Norman Singapore Pte Limited owns 100% of the shares in Bencoolen Properties Pte Limited, 60% of the shares in 
Harvey Norman Ossia (Asia) Pte Limited, 100% of the shares in Space Furniture Pte Limited, and 50.62% of the shares in 
Pertama Holdings Pte Limited. 

Company incorporated in New Zealand on 30 November 2016  

Shares held by Harvey Norman Holdings (Ireland) Limited. 

Company incorporated in New Zealand on 18 October 2016  

Shares held by Calardu Pty Limited. 

Lighting Venture Pty Limited holds 75.1% of shares in Glolight Pty Limited. 

Yoogalu Pty Ltd holds 50.5% of the shares in Australian Business Skills Centre Pty Limited. 

HN Byron No 3 Pty Limited holds 50% of the shares in Byron Bay Facilities Pty Limited. 

Yoogalu Pty Ltd holds 50% of the shares in Byron Bay Management Pty Limited. 

Derni Pty Ltd holds 1% and Kita Pty Ltd holds 99% of the shares in Poliform Pty Ltd. 

Former name is Calardu Jandakot Pty Ltd  

Shares held by Pertama Holdings Pte Limited 

Shares held by Cascade Consolidated Sdn.Bhd. 

Shares held by Network Consumer Finance Pty Limited 

This entity was incorporated in New Zealand on 30 June 2019. 

HN Bundaberg Markets Pty Ltd holds 50% of the shares in Lana's Farmers Markets Pty Ltd.   
Previously noted as E-Creations Sdn. Bhd.  
Company renamed from Harvey Norman Zagreb d.o.o on 24 February 2019.  

This entity was incorporated in Ireland on 4 October 2015. 

Shares held by Harvey Norman Stores (N.Z.) Pty Ltd 
This entity was incorporated in Ireland on 24 January 2018.  

1 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

19 

20 

21 

22 

23 

24 

25 

26 

27 

28 

29 

30 

31 

32 

33 

34 

35 

36 

130 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

40.  CONTROLLED ENTITIES AND UNIT TRUSTS (continued) 
 Units in Unit Trusts held by Harvey Norman Holdings Limited 

Calardu Sale Trust 
Calardu Silverwater Trust 
Calardu Springvale Trust 
Calardu Stapylton Trust 
Calardu Surry Hills Trust 
Calardu Swan Hill Trust 
Calardu Taree Trust 
Calardu Taren Point Trust 
Calardu Taylors Beach Trust 
Calardu Toowoomba No. 1 Trust 
Calardu Toowoomba No. 2 Trust 
Calardu Toowoomba Trust 
Calardu Toowoomba WH Trust 
Calardu Townsville Trust 
Calardu Tweed Heads No. 1 Trust 
Calardu Tweed Heads Traders Way Trust 
Calardu Warrawong (Homestarters) No. 1 Trust 
Calardu Warrawong (Homestarters) Trust 
Calardu Warrawong No. 1 Trust 
Calardu Warrawong No. 2 Trust 
Calardu Warrawong Trust 
Calardu Warrnambool Trust 
Calardu Warwick Trust 
Calardu West Gosford No. 1 Trust 
Calardu West Gosford Trust 
Calardu Whyalla Trust 
Calardu Wodonga Trust 
Harvey Norman Discounts No. 1 Trust 
Harvey Norman No. 1 Trust 
HN QCV Blackwater Land Trust 
HN QCV Sarina Land Trust 
HNM Galaxy Unit Trust 
Lamino Investments No. 1 Trust 
Lamino Investments No. 2 Trust 
Lamino Investments No. 3 Trust 
Lamino Investments No. 4 Trust 
Lamino Investments No. 5 Trust 
Lamino Investments No. 6 Trust 
Oslek Developments Trust 
The Calardu Trust 

A.C.N. 098 004 570 No. 2 Trust 
Calardu A.C.T. No. 2 Trust 
Calardu ACT No. 3 Trust 
Calardu ACT Trust 
Calardu Adderley Street Trust 
Calardu Albany Trust 
Calardu Albury Trust 
Calardu Alexandria DM Trust 
Calardu Alexandria WH Trust 
Calardu Alice Springs No. 1 Trust 
Calardu Alice Springs Trust 
Calardu Armadale WA Trust 
Calardu Aspley Trust 
Calardu Auburn No. 1 Trust 
Calardu Auburn No. 2 Trust 
Calardu Auburn No. 4 Trust 
Calardu Auburn No. 5 Trust 
Calardu Auburn No. 6 Trust 
Calardu Auburn No. 7 Trust 
Calardu Auburn No. 8 Trust 
Calardu Ballarat Trust 
Calardu Ballina No. 1 Trust 
Calardu Ballina Trust 
Calardu Bendigo Trust 
Calardu Bennetts Green Trust 
Calardu Bennetts Green Warehouse Trust 
Calardu Berrimah Trust 
Calardu Broadmeadow No. 1 Trust 
Calardu Broadmeadows VIC Trust 
Calardu Brookvale Trust 
Calardu Browns Plains No. 1 Trust 
Calardu Bunbury Trust 
Calardu Bundaberg No. 1 Trust 
Calardu Bundaberg Trust 
Calardu Bundaberg WH Trust 
Calardu Burnie Trust 
Calardu Cairns Trust 
Calardu Cambridge Trust 
Calardu Campbelltown Trust 
Calardu Cannington Trust 
Calardu Caringbah (Taren Point) Trust 
Calardu Caringbah Trust 
Calardu Crows Nest Trust 
Calardu Devonport Trust 
Calardu Dubbo Trust 
Calardu Emerald Trust 
Calardu Frankston Trust 
Calardu Frankston WH Trust 
Calardu Fyshwick DM Trust 
Calardu Gepps Cross No 2 Trust 
Calardu Gepps Cross Trust 
Calardu Gladstone Trust 
Calardu Gympie Trust 
Calardu Hervey Bay Trust 
Calardu Hobart Trust 

41.  DEED OF CROSS GUARANTEE 

Calardu Hoppers Crossing Trust 
Calardu Horsham Trust 
Calardu Ipswich Trust 
Calardu Joondalup Trust 
Calardu Kalgoorlie Oswald St Trust 
Calardu Kalgoorlie Trust 
Calardu Karratha Trust 
Calardu Kingaroy Trust 
Calardu Kotara Trust 
Calardu Launceston Trust 
Calardu Loganholme Trust 
Calardu Mackay Trust 
Calardu Maitland Trust 
Calardu Malaga Trust 
Calardu Mandurah Trust 
Calardu Maribyrnong Trust 
Calardu Marion Trust 
Calardu Maroochydore Trust 
Calardu Maroochydore Warehouse Trust 
Calardu Melville Trust 
Calardu Midland Trust 
Calardu Morayfield Trust 
Calardu Moree Trust 
Calardu Morwell Trust 
Calardu Moss Vale Trust 
Calardu Mt. Gambier Trust 
Calardu Mudgee Trust 
Calardu Munno Para Trust 
Calardu No. 1 Trust 
Calardu No. 2 Trust 
Calardu No. 3 Trust 
Calardu Noarlunga Trust 
Calardu Noble Park WH Trust 
Calardu Noosa Trust 
Calardu North Ryde No. 1 Trust 
Calardu North Ryde No. 2 Trust 
Calardu North Ryde No. 3 Trust 
Calardu North Ryde Trust 
Calardu Nowra Trust 
Calardu Oxley Trust 
Calardu Penrith No 2 Trust 
Calardu Penrith No. 1 Trust 
Calardu Penrith Trust 
Calardu Perth City West Trust 
Calardu Port Macquarie Trust 
Calardu Preston Trust 
Calardu Richmond Trust 
Calardu Rockhampton No. 2 Trust 
Calardu Rockhampton Trust 
Calardu Rockingham Trust 
Calardu Rosebery Trust 
Calardu Roselands Trust 
Calardu Rothwell Trust  
Calardu Rutherford Trust 
Calardu Rutherford Warehouse Trust 

Pursuant to ASIC Corporations (Wholly-owned Companies) Instrument 2016/785, relief has been granted to certain controlled entities 
of Harvey Norman Holdings Limited from the Corporations Act 2001 requirements for the preparation, audit and lodgement of their 
financial reports.  These controlled entities have entered into a Deed of Cross Guarantee with Harvey Norman Holdings Limited 
(“Closed Group”).  The effect of this Deed of Cross Guarantee is that Harvey Norman Holdings Limited has guaranteed to pay any 
deficiency in the event of winding up a controlled entity within the Closed Group or if the controlled entity does not meet its 
obligations under the terms of overdrafts, loans, leases or other liabilities subject to the guarantee. The controlled entities within the 
Closed Group have also given a similar guarantee in the event that Harvey Norman Holdings Limited is wound up or if it does not 
meet its obligations under the terms of overdrafts, loans, leases or other liabilities subject to the guarantee.  The parties to the Deed 
of Cross Guarantee include Harvey Norman Holdings Limited and the following controlled entities: 
 
 
 
 
 
 
 
 

Arisit Pty Limited 
Contemporary Design Group Pty Limited 
Derni Pty Limited 
Generic Publications Pty Limited 
Harvey Norman Stores (N.Z.) Pty Limited 
Network Consumer Finance Pty Limited 
Sarsha Pty Limited 
Yoogalu Pty Limited 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          131 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  

41.  DEED OF CROSS GUARANTEE (continued) 

The Statement of Financial Position and Income Statement for the Harvey Norman Holdings Limited Closed Group are as follows: 

Current Assets 

Cash and cash equivalents 

Trade and other receivables 

Other financial assets 

Inventories 

Intangible assets 

Other assets 

Total current assets 

Non-Current Assets 
Trade and other receivables 

Other financial assets 

Property, plant and equipment 

Intangible assets 

Total non-current assets 

Total Assets 

Current Liabilities 
Trade and other payables 

Interest-bearing loans and borrowings 

Income tax payable 

Provisions 

Other liabilities 

Total current liabilities 

Non-Current Liabilities 

Interest-bearing loans and borrowings 

Provisions 

Deferred income tax liabilities 

Other liabilities 

Total non-current liabilities 

Total Liabilities 

NET ASSETS 

Equity 

Contributed equity 

Reserves 

Retained profits 

TOTAL EQUITY 

     Income Statement 

Profit before income tax 

Income tax 

Profit after tax 

     Retained Earnings 

Retained earnings at the beginning of the year 

Profit after tax from continuing operations 

Dividends provided for or paid 

Retained earnings at the end of the year 

132 

2019 
$000 

153,800 

718,834 

28,886 

172,282 

370 

24,144 

2018 
$000 

109,170 

696,053 

31,457 

170,830 

459 

15,878 

1,098,316 

1,023,847 

1,778,987 

281,302 

28,387 

59,110 

2,147,786 

1,915,235 

111,326 

28,684 

62,104 

2,117,349 

3,246,102 

3,141,196 

127,699 

380,183 

306 

26,841 

30,158 

565,187 

345,144 

2,017 

92,073 

300 

439,534 

107,624 

289,675 

9,484 

28,734 

25,806 

461,323 

500,217 

1,707 

60,370 

199 

562,493 

1,004,721 

1,023,816 

2,241,381 

2,117,380 

552,250 

12,893 

1,676,238 

2,241,381 

385,324 

(85,570) 

299,754 

1,718,606 

299,754 

(342,122) 

1,676,238 

388,381 

10,393 

1,718,606 

2,117,380 

332,084 

(55,144) 

276,940 

1,709,003 

276,940 

(267,337) 

1,718,606 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES  t o  th e  FIN AN CI AL STATEMENTS     |      20 19  
N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

42.  PARENT ENTITY FINANCIAL INFORMATION 

Statement of Financial Position 

Current assets 

Non-current assets 

Total assets  

Current liabilities 

Non-current liabilities 

Total liabilities 

Contributed equity 

Retained profits 

Total Equity 

Profit for the Year 

    PARENT ENTITY 

June 
2019 
$000 

84 

2,428,919 

2,429,003 

2,469 

107,567 

110,036 

552,250 

1,766,717 

2,318,967 

324,981 

June 
2018 
$000 

49 

2,263,529 

2,263,578 

6,286 

85,053 

91,339 

388,381 

1,783,858 

2,172,239 

328,036 

Total Comprehensive Income 

324,981 

328,036 

Guarantees 
The Parent Company is party to a Deed of Cross Guarantee (“Deed”) with the following controlled entities: 
 
 
 
 
 
 
 
 

Arisit Pty Limited 
Contemporary Design Group Pty Limited 
Derni Pty Limited 
Generic Publications Pty Limited  
Harvey Norman Stores (N.Z.) Pty Limited 
Network Consumer Finance Pty Limited 
Sarsha Pty Limited 
Yoogalu Pty Limited 

The effect of this Deed is that the Parent Company has guaranteed to pay any deficiency in the event of winding up one of the 
above controlled entities or if they do not meet their obligations under the terms of overdrafts, loans, leases or other liabilities subject 
to the guarantee.  The above controlled entities have also given a similar guarantee in the event that the Parent Company is wound 
up or if it does not meet its obligations under the terms of overdrafts, loans, leases or other liabilities subject to the guarantee. 

Generic Publications Pty Limited entered into the Deed with the Parent Company during the year.  

Contingent Liabilities 
Refer to information provided in Note 34. Contingent Liabilities for disclosures relating to the Parent Entity.   

43.  SIGNIFICANT EVENTS AFTER BALANCE DATE 

On 9 August 2019, the consolidated entity announced that Harvey Norman Holdings Limited (the Company) and certain of its controlled 
entities, with certain entities controlled by Gerald Harvey, as owners of the property and business known as The Byron at Byron Bay 
Resort (Resort), have entered into agreements for sale of the Resort (Sale Contract) for the sale price of $41,764,000 (ex GST), subject 
to terms and conditions for completion.  The purchasers under the Sale Contract are GAG Byron on Byron Property Co Pty Ltd ACN 635 
158 351 and GAG Byron on Byron Business Company Pty Ltd ACN 635 172 333.  Subject to the terms and conditions of the Sale 
Contract, completion of the Sale Contract will occur on the later of 16 September 2019 and the second Monday following the grant of 
the liquor licence approval by the relevant authority.  If the terms and conditions for completion of the Sale Contract are not satisfied, in 
certain circumstances, the purchasers have the right to terminate or rescind the Sale Contract. 

On 30 August 2019, the Company announced a renounceable, pro-rata entitlement offer of new fully-paid ordinary shares in the 
Company to raise approximately $173.49 million (before costs) (Entitlement Offer) with an offer price of $2.50 per new share.  The 
Entitlement Offer forms part of the Company’s ongoing capital management program.  It is intended that the proceeds of the 
Entitlement Offer will be used to reduce the amount of Company consolidated entity debt.   

With the exception of the above, there have been no circumstances arising since balance date which have significantly affected or may 
significantly affect: 

 
 
 

the operations; 
the results of those operations; or 
the state of affairs of the entity or consolidated entity in future financial years.  

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

          133 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
D IRECTORS ’   DEC LA RATION  

In accordance with a resolution of the directors of Harvey Norman Holdings Limited, we state that: 

In the opinion of the directors: 

a) 

the financial statements, notes and the additional disclosures included in the Directors’ Report designated as audited, of the 
Company and its subsidiaries (collectively the consolidated entity) are in accordance with the Corporations Act 2001, including: 

(i) 

(ii) 

giving a true and fair view of the consolidated entity’s financial position as at 30 June 2019 and of its performance for   
the year ended on that date; and  
complying with Accounting Standards and the Corporations Regulations 2001;  

b) 

c) 

the financial statements and notes also comply with International Financial Reporting Standards as disclosed in Note 1; and  

there are reasonable grounds to believe that the consolidated entity will be able to pay its debts as and when they become due 
and payable. 

This declaration has been made after receiving the declarations required to be made to the directors by the Chief Executive Officer 
and Chief Financial Officer in accordance with section 295A of the Corporations Act 2001 for the financial year ended 30 June 2019. 

In the opinion of the directors, as at the date of this declaration, there are reasonable grounds to believe that the members of the 
Closed Group identified in Note 41 will be able to meet any obligations or liabilities to which they are or may become subject, by virtue 
of the Deed of Cross Guarantee. 

On behalf of the Board. 

G. HARVEY 
Executive Chairman 
Sydney 
27 September 2019  

K.L. PAGE  
Executive Director / Chief Executive Officer 
Sydney 
27 September 2019  

134 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ernst & Young 
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 

Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 

Independent Auditor's Report to the Members of Harvey Norman 
Holdings Limited 

Report on the Audit of the Financial Report 

Opinion 

We have audited the financial report of Harvey Norman Holdings Limited (the Company) and its 
subsidiaries (collectively the Group), which comprises the consolidated statement of financial position 
as at 30 June 2019, the consolidated income statement, consolidated statement of comprehensive 
income, consolidated statement of changes in equity and consolidated statement of cash flows for the 
year then ended, notes to the financial statements, including a summary of significant accounting 
policies, and the directors' declaration. 

In our opinion, the accompanying financial report of the Group is in accordance with the Corporations 
Act 2001, including: 

a) 

giving a true and fair view of the consolidated financial position of the Group as at 30 June 
2019 and of its consolidated financial performance for the year ended on that date; and 

b) 

complying with Australian Accounting Standards and the Corporations Regulations 2001. 

Basis for Opinion 

We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under 
those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial 
Report section of our report. We are independent of the Group in accordance with the auditor 
independence requirements of the Corporations Act 2001 and the ethical requirements of the 
Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional 
Accountants (the Code) that are relevant to our audit of the financial report in Australia. We have also 
fulfilled our other ethical responsibilities in accordance with the Code.  

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis 
for our opinion. 

Key Audit Matters 

Key audit matters are those matters that, in our professional judgment, were of most significance in 
our audit of the financial report of the current year. These matters were addressed in the context of 
our audit of the financial report as a whole, and in forming our opinion thereon, but we do not provide 
a separate opinion on these matters. For each matter below, our description of how our audit 
addressed the matter is provided in that context. 

We have fulfilled the responsibilities described in the Auditor’s Responsibilities for the Audit of the 
Financial Report section of our report, including in relation to these matters. Accordingly, our audit 
included the performance of procedures designed to respond to our assessment of the risks of 
material misstatement of the financial report. The results of our audit procedures, including the 
procedures performed to address the matters below, provide the basis for our audit opinion on the 
accompanying financial report. 

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1.  Assessment of control for the purposes of consolidation 

Why significant 

How our audit addressed the key audit matter 

The Group operates a franchise business model 
in Australia.  There is significant judgement 
involved in the Group’s determination as to 
whether it has control over the store franchisees 
and therefore should consolidate their results.  

Our audit procedures included the following:  

•  Assessed the judgements and conclusions 
reached by the Directors that store 
franchisees are not controlled. 
•  In conjunction with our International 

Given the significance of the judgment involved 
in the assessment and importance of this 
conclusion to the presentation of the financial 
statements this was considered to be a key audit 
matter. 

Note 1(d) and Note 1(e)(ii)(a) describes the 
accounting policies in relation to the basis of 
consolidation and control assessment 
considerations. 

Financial Reporting Standards specialists, we 
considered the application of Australian 
Accounting Standard AASB10 Consolidated 
Financial Statements, in particular the 
criteria relating to control, in the context of 
the franchise agreements and how these 
arrangements operate in practice.  In 
particular the following areas were 
considered: 

- 

- 

- 

Termination rights available to the 
Group; 
Financial assistance provided to 
franchisees; and 
Inventory purchasing arrangements 
available to franchisees.  
•  Enquired of the Directors and their external 
lawyers as to whether any changes were 
made during the year to the standard 
franchise agreements used by the Group, or 
the way in which the franchisees and the 
Group interact in practice.  

•  Confirmed the results of these discussions by 
reviewing current agreements between 
franchisees and the Group.  

•  Considered any changes that may impact the 
control assessment made by the Directors. 
•  Considered the legal application of current 
franchise agreements with the Group’s 
internal and external lawyers. 

•  Enquired of a sample of franchisees to 
confirm our understanding of how the 
current franchise agreements operate in 
practice. 

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2.  Recoverability of Receivables from Franchisees 

Why significant 

How our audit addressed the key audit matter 

Receivables from franchisees are significant to 
the Group, representing 12.7% of total assets at 
30 June 2019.  

Note 7(a) describes the nature of the balances 
receivable from franchisees, while Note 1(e)(vii) 
outlines the accounting policy in relation to loans 
and receivables. 

The assessment of the recoverability of 
franchisee receivables was considered a key 
audit matter given the value of the balance and 
the judgements exercised by the Group in 
making this assessment. 

Our audit procedures included the following: 

•  Considered the Group’s assessment of the 

recoverability of receivables from 
franchisees. 

•  We selected a sample of franchisee loan 

receivables and obtained confirmation from 
the franchisees that they acknowledge the 
amounts owing at year end. 

•  We reviewed a sample of General Security 
Deeds between the franchisees and the 
Group that provides the Group with security 
over the assets of franchisees.  

•  We considered the value of assets provided 

as security by each of the franchisees against 
each franchisee receivable balance.  

•  Enquired of management and considered any 
evidence arising post year end of adverse 
performance of the franchisees, which could 
impact the recoverability of receivables from 
franchisees.  

•  We considered the adequacy of the 

disclosures included in Note 7(a) and Note 
1(e)(vii) to the financial statements. 

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3.  Valuation of investment properties and owner-occupied properties  

Why significant 

How our audit addressed the key audit matter 

Our audit procedures included the following: 
•  We assessed the Group’s accounting policies 
with respect to investment properties and 
owner-occupied properties for compliance with 
the relevant Australian Accounting Standards.  
•  We assessed whether we could rely on the work 

of those responsible for the Directors’ 
valuations and the work of the independent 
valuation experts by considering their 
competence, capabilities and objectivity. 
•  We selected a sample of the property valuations 
performed by both independent valuation 
experts and the Directors and assessed the 
reasonableness of the key assumptions (as 
disclosed in Note 14 and Note 15) used in the 
valuations with reference to external market 
evidence.  This work included the involvement of 
Ernst & Young real estate valuation specialists in 
its execution.  

•  We considered the adequacy of the disclosures 
included in Note 1, Note 14 and Note 15 of the 
financial report. 

Investment properties and owner-occupied 
properties (properties) represent 61.5% of the 
total assets as at 30 June 2019.  

Investment properties are carried at fair value 
with changes in fair value recognised in the 
income statement.   Note 1(e)(v) and Note 15 of 
the financial report describes the basis upon 
which fair value has been determined.  

Owner-occupied properties, represented as Land 
and Buildings, are carried at fair value, with 
changes in fair value recognised in equity. Note 
1(e)(vi) and Note 14 of the financial report 
describes the basis upon which fair value has 
been determined.  

The Group engages independent external 
valuation experts to conduct valuations of each 
property at least once every three years. 
Directors’ valuations are performed where the 
Group identifies a material change in the fair 
value of properties not selected for external 
valuation may have occurred during the year.   

The valuation of properties was considered a key 
audit matter given: 
• 

the value of the properties relative to total 
assets of the Group; 

• 

• 

• 

the judgement exercised by the Group in 
selecting the sample of properties subject to 
internal valuations during the period; 

judgements exercised by both independent 
valuation specialists and the Directors in 
determining fair value; and 

by their nature, the use of Directors’ 
valuations. 

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4.  Recoverability of Non-trade Receivables from Related Entities 

Why significant 

How our audit addressed the key audit matter 

Included in Notes 7 and 12 to the financial 
statements are non-trade amounts owing from 
related entities (including joint ventures and joint 
venture partners) and associated provisions for 
doubtful debts. 

We considered this to be a key audit matter due 
to the judgements involved in considering 
recoverability and the adequacy of the 
associated provision for doubtful debts at 30 
June 2019. 

Our audit procedures included the following: 

•  Considered the Directors’ assessment of the 
recoverability of non-trade debts receivable 
from related entities. 

•  Considered the extent to which assets were 
provided as security against the carrying 
value of receivables. 

•  Assessed the value of the assets provided as 

security against the receivables.  

•  Considered the adequacy of the recorded 
provision for doubtful debts against these 
receivables. 

Information Other than the Financial Report and Auditor’s Report Thereon 

The directors are responsible for the other information. The other information comprises the 
information included in the Company’s 2019 Annual Report, but does not include the financial report 
and our auditor’s report thereon. 

Our opinion on the financial report does not cover the other information and accordingly we do not 
express any form of assurance conclusion thereon, with the exception of the Remuneration Report 
and our related assurance opinion.  

In connection with our audit of the financial report, our responsibility is to read the other information 
and, in doing so, consider whether the other information is materially inconsistent with the financial 
report or our knowledge obtained in the audit or otherwise appears to be materially misstated.  

If, based on the work we have performed, we conclude that there is a material misstatement of this 
other information, we are required to report that fact. We have nothing to report in this regard. 

Responsibilities of the Directors for the Financial Report 

The directors of the Company are responsible for the preparation of the financial report that gives a 
true and fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 
and for such internal control as the directors determine is necessary to enable the preparation of the 
financial report that gives a true and fair view and is free from material misstatement, whether due to 
fraud or error. 

In preparing the financial report, the directors are responsible for assessing the Group’s ability to 
continue as a going concern, disclosing, as applicable, matters relating to going concern and using the 
going concern basis of accounting unless the directors either intend to liquidate the Group or to cease 
operations, or have no realistic alternative but to do so. 

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Auditor's Responsibilities for the Audit of the Financial Report 

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is 
free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an 
audit conducted in accordance with the Australian Auditing Standards will always detect a material 
misstatement when it exists. Misstatements can arise from fraud or error and are considered material 
if, individually or in the aggregate, they could reasonably be expected to influence the economic 
decisions of users taken on the basis of this financial report. 

As part of an audit in accordance with the Australian Auditing Standards, we exercise professional 
judgment and maintain professional scepticism throughout the audit. We also: 

• 

• 

• 

• 

• 

• 

Identify and assess the risks of material misstatement of the financial report, whether due to 
fraud or error, design and perform audit procedures responsive to those risks, and obtain audit 
evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not 
detecting a material misstatement resulting from fraud is higher than for one resulting from 
error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the 
override of internal control. 

Obtain an understanding of internal control relevant to the audit in order to design audit 
procedures that are appropriate in the circumstances, but not for the purpose of expressing an 
opinion on the effectiveness of the Group’s internal control.  

Evaluate the appropriateness of accounting policies used and the reasonableness of accounting 
estimates and related disclosures made by the directors. 

Conclude on the appropriateness of the directors’ use of the going concern basis of accounting 
and, based on the audit evidence obtained, whether a material uncertainty exists related to 
events or conditions that may cast significant doubt on the Group’s ability to continue as a going 
concern. If we conclude that a material uncertainty exists, we are required to draw attention in 
our auditor’s report to the related disclosures in the financial report or, if such disclosures are 
inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up 
to the date of our auditor’s report. However, future events or conditions may cause the Group 
to cease to continue as a going concern.  

Evaluate the overall presentation, structure and content of the financial report, including the 
disclosures, and whether the financial report represents the underlying transactions and events 
in a manner that achieves fair presentation. 

Obtain sufficient appropriate audit evidence regarding the financial information of the entities 
or business activities within the Group to express an opinion on the financial report. We are 
responsible for the direction, supervision and performance of the Group audit. We remain solely 
responsible for our audit opinion. 

We communicate with the directors regarding, among other matters, the planned scope and timing of 
the audit and significant audit findings, including any significant deficiencies in internal control that we 
identify during our audit. 

We also provide the directors with a statement that we have complied with relevant ethical 
requirements regarding independence, and to communicate with them all relationships and other 
matters that may reasonably be thought to bear on our independence, and where applicable, related 
safeguards. 

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From the matters communicated to the directors, we determine those matters that were of most 
significance in the audit of the financial report of the current year and are therefore the key audit 
matters. We describe these matters in our auditor’s report unless law or regulation precludes public 
disclosure about the matter or when, in extremely rare circumstances, we determine that a matter 
should not be communicated in our report because the adverse consequences of doing so would 
reasonably be expected to outweigh the public interest benefits of such communication. 

Report on the Audit of the Remuneration Report 
Opinion on the Remuneration Report 

We have audited the Remuneration Report included in pages 33 to 54 of the directors' report for the 
year ended 30 June 2019. 

In our opinion, the Remuneration Report of Harvey Norman Holdings Limited for the year ended 30 
June 2019, complies with section 300A of the Corporations Act 2001. 

Responsibilities 

The directors of the Company are responsible for the preparation and presentation of the 
Remuneration Report in accordance with section 300A of the Corporations Act 2001. Our 
responsibility is to express an opinion on the Remuneration Report, based on our audit conducted in 
accordance with Australian Auditing Standards. 

Ernst & Young 

Renay Robinson 
Partner 
Sydney 
27 September 2019 

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141 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
S HA REHO LDE R  INFORMAT ION  

DISTRIBUTION OF SHAREHOLDINGS AS AT 25 SEPTEMBER 2019 

Size of Holding 

1 – 1,000 

1,001 – 5,000 

5,001 – 10,000 

10,001 – 100,000 

100,001 and over 

Number of Shareholders with less than a marketable parcel 

Ordinary 
Shareholders 

5,281 

6,169 

1,726 

1,624 

139 

14,939 

549 

VOTING RIGHTS 

All ordinary shares issued by Harvey Norman Holdings Limited carry one vote per share. 

TWENTY LARGEST SHAREHOLDERS AS AT 25 SEPTEMBER 2019 

Number of Ordinary 
Shares 

Shareholder 

Percentage of 
Ordinary Shares 

Mr. Gerald Harvey  

Mr. Christopher Herbert Brown 

HSBC Custody Nominees Limited 

Citicorp Nominees Pty Limited 

J P Morgan Nominees Australia Limited  

Ms. Margaret Lynette Harvey  

National Nominees Limited 

BNP Paribas Nominees Pty Limited, BNP Paribas Noms Pty Limited & BNP 
Paribas Noms (NZ) Limited  

Enbeear Pty Limited 

Ms. Kay Lesley Page  

Argo Investments Limited  

Mr. Michael Harvey 

BKI Investment Company Limited 

Warbont Nominees Pty Ltd 

Omnilab Media Investments Pty Limited 

Navigator Australia Ltd 

AMP Life Limited 

Mr. Arthur Brew 

Mr.  Chris Mentis 

Mr. Graeme Harvey 

31.34% 

16.45% 

15.58% 

7.59% 

7.16% 

4.69% 

2.68% 

1.73% 

1.61% 

1.58% 

0.44% 

0.27% 

0.22% 

0.19% 

0.17% 

0.15% 

0.12% 

0.10% 

0.09% 

0.08% 

92.25% 

369,778,107 

194,107,477 

183,791,246 

89,489,980 

84,460,334 

55,337,161 

31,623,442 

20,447,598 

18,949,024 

18,610,447 

5,213,182 

3,149,892 

2,647,782 

2,285,834 

1,998,135 

1,814,785 

1,458,347 

1,155,665 

1,014,186 

1,002,480 

1,088,335,104 

142 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D i recto ry of  Ha rvey  Nor ma n ®,  D o may ne ®  &   J oyce  May ne ® 
Reta il  C o mpl exes  

N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

AUSTRALIAN CAPITAL TERRITORY 

FYSHWICK 
Cnr Barrier & Ipswich Streets 
Fyshwick   ACT  2609 
Phone: (02) 6283 1200 

ALEXANDRIA 
1/84 O’Riordan Street, 
Alexandria  NSW  2015 
Phone: (02) 8339 7000 

BLACKTOWN 
Unit C5 
Cnr Blacktown 
& Bungarribee Roads 
Blacktown   NSW  2148 
Phone: (02) 8822 8400 

CARINGBAH 
41 – 49 Willarong Road 
Taren Point  NSW  2229 
Phone: (02) 9589 8800 

MASCOT 
494-504 Gardeners Road 
Alexandria  NSW  2015 
Phone: (02) 9693 0666 

WILEY PARK 
1018 Canterbury Road 
Wiley Park  NSW  2195 
Phone: (02) 9740 1100 

ALBURY 
Unit 7/94 Borella Road 
East Albury  NSW  2640 
Phone: (02) 6023 0800 

BATHURST 
2 Ashworth Drive 
Kelso  NSW  2795 
Phone: (02) 6332 8800 

NEW SOUTH WALES (SYDNEY SUBURBAN) 

AUBURN RENOVATIONS 
Level 1 
250 Parramatta Road 
Auburn  NSW  2144 
Phone: (02) 9202 4888 

BROADWAY 
Shop 119 
Broadway Shopping Centre 
Bay Street 
Broadway  NSW  2007 
Phone: (02) 9219 5200 

BALGOWLAH 
176 - 190 Condamine Street 
Balgowlah   NSW  2093 
Phone: (02) 9949 0100 

CAMPBELLTOWN 
22A Blaxland Road 
Campbelltown  NSW  2560 
Phone: (02) 4621 5200 

GORDON 
Level 1, Gordon Centre 
802 - 808 Pacific Highway 
Gordon  NSW  2072 
Phone: (02) 9496 9200 

LIVERPOOL 
The Grove Homemaker Centre 
2-18 Orange Grove Road 
Liverpool  NSW  2170 
Phone: (02) 9600 3333 

MOORE PARK 
Supa Centa Moore Park 
Cnr South Dowling Street 
& Dacey Avenue 
Moore Park  NSW  2021 
Phone: (02) 9662 9888 

PENRITH 
Penrith Homemaker Centre 
Mulgoa Rd & Wolseley St 
Penrith  NSW  2750 
Phone: (02) 4737 5111 

AUBURN 
250 Parramatta Road 
Auburn   NSW  2144 
Phone: (02) 9202 4888 

BONDI JUNCTION 
Shop 5016,  
Westfield Bondi 
500 Oxford Street 
Bondi Junction  NSW  2022 
Phone: (02) 8305 8800 

CASTLE HILL 
Shop 31 Level 1 North Bldg 
Home Hub Castle Hill 
18 Victoria Avenue 
Castle Hill  NSW  2154 
Phone: (02) 9840 8800 

McGRATHS HILL 
McGrath’s Hill Home  
Shop 6 
264 – 272 Windsor Road  
McGraths Hill  NSW  2756 
Phone: (02) 4587 6800 

WILEY PARK (BATHROOMS)  
1155 Canterbury Road 
Wiley Park  NSW  2196 
Phone: (02) 9784 4400 

NEW SOUTH WALES (COUNTRY) 

ARMIDALE 
Shop 8, Girraween S/Centre 
6 Queen Elizabeth Drive 
Armidale  NSW   2350 
Phone: (02) 6771 0800 

BROADMEADOW   
(CLEARANCE CENTER) 
35 Lambton Road 
Broadmeadow   NSW  2292 
Phone: (02) 4028 4100 

COFFS HARBOUR 
Park Beach Home Base  
252 Pacific Highway 
Coffs Harbour   NSW  2450 
Phone: (02) 6653 0300 

DENILIQUIN 
Cnr. Hardinge &  
Harfleur Streets  
Deniliquin  NSW  2710 
Phone: (03) 5881 0700 

GOSFORD (ERINA) 
Karalta Lane Shopping Complex 
Karalta Lane 
Erina  NSW  2250 
Phone: (02) 4365 9500 

GOULBURN 
Basement Level 
180 - 186 Auburn Street 
Goulburn  NSW  2580 
Phone: (02) 4824 3000 

GUNNEDAH 
82 Conadilly Street 
Gunnedah  NSW  2380 
Phone: (02) 6741 7900 

INVERELL 
50 Evans Street 
Inverell  NSW  2360 
Phone: (02) 6720 0700 

BALLINA 
26 Boeing Avenue 
Ballina   NSW  2478 
Phone:  (02) 6620 5300 

BATEMANS BAY 
4 Flora Crescent 
Bateman’s Bay  NSW  2536 
Phone: (02) 4412 3200 

BROKEN HILL 
329-331 Blende Street 
Broken Hill  NSW  2880 
Phone: (08) 8084 4900 

DUBBO 
223 Cobra Street 
Dubbo  NSW  2830 
Phone: (02) 6826 8800 

GRAFTON 
125 Prince Street 
Grafton  NSW  2460 
Phone: (02) 6640 1500 

LAKE HAVEN 
Homemaker Lake Haven 
59 – 83 Pacific Highway 
Charmhaven  NSW  2263 
Phone: (02) 4394 6000 

COBAR 
27 Marshall Street 
Cobar  NSW  2835 
Phone: (02) 6836 6400 

FORSTER 
29 Breese Parade 
Forster  NSW  2428 
Phone: (02) 6539 9100 

GRIFFITH 
Cnr Jondaryan & 
Willandra Avenues 
Griffith  NSW  2680 
Phone: (02) 6961 0300 

LISMORE 
17 Zadoc Street 
Lismore   NSW  2480 
Phone: (02) 6623 1400 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

143 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
 
 
  
 
    
 
 
 
 
 
 
 
 
 
 
D i recto ry of  Ha rvey  Nor ma n ®,  D o may ne ®  &   J oyce  May ne ® 
Reta il  C o mpl exe s  

NEW SOUTH WALES (COUNTRY)  (continued) 

LITHGOW 
175 Main Street 
Lithgow  NSW  2790 
Phone: (02) 6354 5400 

MOSS VALE 
137 – 157 Lackey Road 
Moss Vale  NSW  2577 
Phone: (02) 4869 6400 

NOWRA 
193 Princes Highway 
South Nowra  NSW  2541 
Phone: (02) 4421 1300 

SALAMANDER BAY 
270 Sandy Point Road 
Salamander Bay  NSW  2317 
Phone: (02) 4919 3100 

TURA BEACH 
Shop 11, 1 Tura Beach Drive 
Tura Beach  NSW  2548 
Phone: (02) 6497 4100 

MACLEAN 
211 River Street 
Maclean  NSW  2463 
Phone: (02) 6603 5100 

MUDGEE 
33 Sydney Road 
Mudgee   NSW  2850 
Phone: (02) 6372 8800 

ORANGE 
Unit 1, Orange Grove  
Homemakers Centre 
Cnr Mitchell Highway &  
Lone Pine Avenue  
Orange  NSW  2800 
Phone: (02) 6393 2222 

TAMWORTH 
43 The Ringers Road 
Tamworth  NSW  2340 
Phone: (02) 6765 1100 

TWEED HEADS 
29 - 41 Greenway Drive 
Tweed Heads South  NSW  2486 
Phone: (07) 5524 0111 

MAITLAND 
Unit 1/366 New England Highway 
Rutherford  NSW  2320 
Phone: (02) 4932 2800 

MOREE 
103 Balo Street 
Moree  NSW  2400 
Phone: (02) 6751 2400 

MUSWELLBROOK 
19 Rutherford Road 
Muswellbrook  NSW  2333 
Phone: (02) 6541 6800 

PARKES 
Shop 1 
5-11 Saleyards Road 
Parkes  NSW  2870 
Phone: (02) 6862 8900 

TAREE 
9 Mill Close 
Taree  NSW   2430 
Phone: (02) 6552 8000 

WAGGA WAGGA 
Homebase Centre 
7 - 23 Hammond Avenue 
Wagga Wagga  NSW  2650 
Phone: (02) 6933 7000 

NEWCASTLE  
(BENNETTS GREEN) 
7 Abdon Close 
Bennetts Green  NSW  2290 
Phone: (02) 4944 5000 

PORT MACQUARIE 
160-174 Hastings River Dr 
Port Macquarie  NSW   2444 
Phone: (02) 6580 0000 

TEMORA 
102 Hoskins Street 
Temora  NSW  2666 
Phone: (02) 6980 1700 

WARRAWONG 
157 - 161 King Street  
Warrawong   NSW  2502 
Phone: (02) 4223 8800 

WEST WYALONG 
114 Main Street 
West Wyalong  NSW  2671 
Phone: (02) 6970 1700 

YOUNG 
326 Boorowa Street 
Young  NSW  2594 
Phone: (02) 6384 1400 

NORTHERN TERRITORY 

ALICE SPRINGS 
Shop 211 
1 Colson Street 
Alice Springs  NT  0870 
Phone: (08) 8950 4000 

DARWIN 
644 Stuart Highway 
Berrimah  NT  0828 
Phone: (08) 8922 4111 

QUEENSLAND (BRISBANE SUBURBAN) 

ASPLEY 
1411 - 1419 Gympie Road 
Aspley  QLD  4034 
Phone: (07) 3834 1100 

BROWNS PLAINS 
18 Commerce Drive 
Browns Plains  QLD  4118 
Phone: (07) 3380 0600 

EVERTON PARK 
North-West Homemaker Centre 
429 Southpine Road 
Everton Park   QLD  4053 
Phone: (07) 3550 4444 

CLEVELAND 
Shop 1A 
42 Shore Street West and 
Wellington Street 
Cleveland   QLD  4163 
Phone: (07) 3488 8900 

OXLEY 
2098 Ipswich Road 
Oxley  QLD  4075 
Phone: (07) 3332 1100 

CAPALABA 
Capalaba Central Centre 
Shop 32 - 33  
38-62 Moreton Bay Road 
Capalaba  QLD  4157 
Phone: (07) 3362 6200 

LOGANHOLME 
3878 - 3892 Pacific Highway 
Loganholme  QLD  4129 
Phone: (07) 3440 9200 

CARINDALE 
Westfield Carindale 
Carindale Street and 
Old Cleveland Road 
Carindale   QLD  4152 
Phone: (07) 3398 0600 

MT GRAVATT 
Westfield Garden City 
Shop 2135 
2049 Logan Street 
Upper Mt Gravatt  QLD  4122 
Phone: (07) 3347 7000 

144 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D i recto ry of  Ha rvey  Nor ma n ®,  D o may ne ®  &   J oyce  May ne ® 
Reta il  C o mpl exes  

N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

QUEENSLAND (COUNTRY)   

ATHERTON 
57 Tolga Road 
Atherton  QLD  4883 
Phone:  (07) 4091 0900 

BUNDALL 
29 - 45 Ashmore Road 
Bundall   QLD  4217 
Phone: (07) 5584 3111 

DALBY 
49 Patrick Street 
Dalby  QLD  4405 
Phone: (07) 4672 4444 

AYR 
101 Queen Street 
Ayr  QLD  4807 
Phone: (07) 4790 4600 

BURLEIGH WATERS 
Burleigh HomeSpace 
14/1 Santa Maria Crt 
Burleigh Waters  QLD  4220 
Phone: (07) 5586 2000 

EMERALD 
21 Ballard Street 
Emerald  QLD  4720 
Phone: (07) 4986 8100 

HERVEY BAY 
33-45 Maryborough Hervey Bay 
Road 
Eli Waters QLD  4655 
Phone: (07) 4120 1100 

INGHAM 
Shop 3 
57 Herbert Street 
Ingham  QLD  4850 
Phone: (07) 4776 3188 

BOOVAL 
214 Brisbane Road 
Booval  QLD  4304 
Phone: (07) 3280 7400 

CAIRNS 
Cairns Hypermarket 
101 - 103 Spence Street 
Cairns City  QLD  4870 
Phone: (07) 4050 0300 

GLADSTONE 
Shop 1B Centro Centre 
220 Dawson Highway 
Gladstone   QLD  4680 
Phone: (07) 4971 5000 

INNISFAIL 
57 Ernest Street 
Innisfail  QLD 4860 
Phone: (07) 4063 5200 

MACKAY 
Cnr Heaths Road & Bruce Highway 
Mackay  QLD  4740 
Phone: (07) 4951 8800 

MAROOCHYDORE 
Maroochydore Homemaker Centre 
11/55 Maroochy Blvd 
Maroochydore  QLD 4575 
Phone: (07) 5452 1500 

MARYBOROUGH 
72 - 74 Bazaar Street 
Maryborough  QLD  4650 
Phone: (07) 4120 2100 

BUNDABERG 
125 Takalvan Street 
Bundaberg  QLD  4670 
Phone: (07) 4154 5000 

CANNONVALE 
Shop B2, Whitsunday Plaza 
8 Galbraith Park Drive 
Cannonvale  QLD  4802 
Phone: (07) 4969 8800 

GYMPIE 
35-37 Edwin Campion Drive 
Gympie  QLD  4570 
Phone: (07) 5480 1500 

KINGAROY 
18 - 20 Rogers Drive 
Kingaroy  QLD  4610 
Phone: (07) 4160 0400 

MORAYFIELD 
245 Morayfield Road 
Morayfield  QLD  4510 
 Phone: (07) 5428 8000 

MT ISA 
Overlander Shopping Centre 
121 Marian Street 
Mt Isa City QLD  4825 
Phone: (07) 4745 0100 

TOOWOOMBA 
910 - 932 Ruthven Street 
Toowoomba  QLD  4350 
Phone: (07) 4636 7300 

NOOSA 
7 - 9 Gibson Road 
Noosaville  QLD  4566 
Phone: (07) 5473 1911 

ROCKHAMPTON 
Red Hill Homemaker Centre 
406-412 Yaamba Road 
North Rockhampton   QLD  4701 
Phone: (07) 4923 5000 

ROTHWELL 
Unit 1 
439 - 443 Anzac Avenue 
Rothwell   QLD  4022 
Phone: (07) 3897 8800 

TOWNSVILLE 
Domain Central Centre 
103 - 142 Duckworth Street 
Garbutt  QLD  4814 
Phone: (07) 4775 8800 

WARWICK 
Cnr Victoria St & Palmerin St 
Warwick  QLD  4370 
Phone: (07) 4666 9000 

TASMANIA 

BURNIE 
Cnr Marine Terrace &  
Edward St 
Burnie  TAS  7320 
Phone: (03) 6436 8800 

CAMBRIDGE PARK 
Cambridge Park Homemaker 
Centre 
Unit B10 
66 - 68 Kennedy Drive 
Cambridge Park  TAS  7170 
Phone: (03) 6248 3300 

LAUNCESTON 
Cnr William and Charles Streets 
Launceston  TAS  7250 
Phone: (03) 6337 9400 

MOONAH 
191-197 Main Rd Cnr, Derwent Park 
Rd 
Moonah  TAS  7009 
Phone: (03) 6277 7777 

DEVONPORT 
Devonport Homemaker Centre 
2 Friend Street 
Devonport   TAS  7310 
Phone: (03) 6420 7600 

HOBART CITY 
171 Murray Street 
Hobart  TAS  7000 
Phone: (03) 6230 1100 

SOUTH AUSTRALIA (ADELAIDE SUBURBAN) 

CITY CROSS 
Rundle Mall, Shop 50 
31-33 Rundle Mall 
Adelaide  SA  5000 
Phone: (08) 8168 8800 

GEPPS CROSS 
Gepps Cross Home HQ 
Unit 1, 760 Main North Road 
Gepps Cross   SA  5094 
Phone: (08) 8342 8888 

MT BARKER 
Mt Barker Homemaker Centre 
6 Dutton Road 
Mount Barker  SA  5251 
Phone: (08) 8393 0800 

MUNNO PARA 
Munno Para Shopping City 
600 Main North Road 
Smithfield  SA  5114 
Phone: (08) 8254 0700 

MARION 
822 - 826 Marion Road 
Marion  SA  5043 
Phone: (08) 8375 7777 

NOARLUNGA 
3/2 Seaman Drive 
Noarlunga  SA  5168 
Phone: (08) 8329 5400 

MILE END COMMERCIAL 
20 William Street 
Mile End   SA  5031 
Phone: (08) 8150 8000 

WOODVILLE 
853 - 867 Port Road 
Woodville   SA  5011 
Phone: (08) 8406 0100 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

145 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D i recto ry of  Ha rvey  Nor ma n ®,  D o may ne ®  &   J oyce  May ne ® 
Reta il  C o mpl exe s  

SOUTH AUSTRALIA (COUNTRY) 

MT GAMBIER 
Cnr Kennedy Avenue & 
Jubilee Highway East 
Mt Gambier  SA  5290 
Phone: (08) 8724 6800 

PORT LINCOLN 
Cnr St Andrews Terrace and Verran 
Terrace 
Port Lincoln  SA  5606 
Phone: (08) 8683 7700 

WHYALLA 
Cnr Jamieson St and Kelly Street 
Whyalla  SA  5600 
Phone: (08) 8645 6100 

VICTORIA (MELBOURNE SUBURBAN) 

BROADMEADOWS 
1185 - 1197 Pascoe Vale Rd 
Broadmeadows  VIC  3047 
Phone: (03) 9621 2800 

CHADSTONE 
699 Warrigal Road 
Chadstone  VIC  3148 
Phone: (03) 9567 6666 

DANDENONG 
141 - 165 Frankston - 
Dandenong Road 
Dandenong  VIC  3175 
Phone: (03) 8791 3333 

MARIBYRNONG  
Harvey Norman Centre 
169 Rosamond Road 
Maribyrnong   VIC  3032 
Phone: (03) 9304 7000 

PRESTON 
121 Bell Street 
Preston   VIC  3072 
Phone: (03) 9269 3300 

FOUNTAIN GATE 
Westfield Fountain Gate 
8 Overland Drive 
Narre Warren  VIC  3805 
Phone: (03) 8796 6777 

MELBOURNE QV (& DM) 
Upper Terrace, Level 4, 
Shops 9-13, 
210 Lonsdale Street 
Melbourne  VIC  3000 
Phone: (03) 8664 4300 

RICHMOND 
479 Bridge Road 
Richmond  VIC  3121 
Phone: (03) 8416 4100 

THOMASTOWN 
308-320 Settlement Road 
Thomastown  VIC  3074 
Phone: (03) 9463 4777 

VIC / TAS COMMERCIAL 
4 Central Blvd 
Port Melbourne   VIC  3204 
Phone: (03) 8530 6300 

CHIRNSIDE PARK 
Chirnside Park Showroom Centre 
286 Maroondah Highway  
Chirnside Park  VIC  3116 
Phone: (03) 9722 4400 

HOPPERS CROSSING 
Unit 1, 201 - 219 Old  
Geelong Road 
Hoppers Crossing   VIC  3029 
Phone: (03) 8734 0000 

MOORABBIN 
420 South Road 
Moorabbin  VIC   3189 
Phone: (03) 9269 3400 

SPRINGVALE 
26/917 Princes Highway 
Springvale  VIC  3171 
Phone: (03) 9518 8500 

WATERGARDENS 
Watergardens Town Centre 
450 Melton Highway 
Taylors Lakes  VIC  3038 
Phone: (03) 9449 6300 

COBURG 
Shop 8, 64 - 74 Gaffney St 
Coburg  VIC  3058 
Phone: (03) 9240 2500 

KNOX 
Shop 3105, Knox City Shopping 
Centre, 
425 Burwood Highway 
Wantirna South  VIC  3152 
Phone: (03) 9881 3700 

NUNAWADING 
396-408 Whitehorse Road 
Nunawading   VIC  3131 
Phone: (03) 9837 1200 

SUNSHINE 
City West Plaza 
484 Ballarat Road 
Sunshine  VIC  3020 
Phone: (03) 9334 6000 

ARARAT 
47-49 Vincent Street 
Ararat  VIC  3377 
Phone: (03) 5352 9100  

FRANKSTON 
87 Cranbourne Road 
Frankston  VIC  3199 
Phone: (03) 8796 0600 

MILDURA 
Cnr Fifteenth Street &  
Etiwanda Ave  
Mildura  VIC  3500 
Phone: (03) 5051 2200 

BAIRNSDALE 
294 Main Street 
Bairnsdale  VIC  3875 
Phone: (03) 5153 9700 

GEELONG 
420 Princes Highway 
Corio  VIC  3214 
Phone: (03) 5272 9900 

MOE 
19 Moore Street 
Moe   VIC  3825 
Phone: (03) 5127 9500 

VICTORIA (COUNTRY) 

BALLARAT 
1322 Howitt Street 
Wendouree  VIC  3355 
Phone: (03) 5332 5100 

HAMILTON 
LG2, The Hub 
148 Gray Street 
Hamilton  VIC  3300 
Phone: (03) 5551 3500 

MORNINGTON 
Building C3 
Peninsula Lifestyle Centre 
Bungower Road 
Mornington  VIC  3931 
Phone: (03) 5970 2500 

SALE 
363 - 373 Raymond Street 
Sale  VIC  3850 
Phone: (03) 5149 5100 

SHEPPARTON 
Riverside Plaza 
Bldg A, 8025 Goulburn Valley Hwy 
Kialla  VIC  3630  
Phone: (03) 5820 2900 

SWAN HILL 
68 Nyah Road 
Swan Hill   VIC  3585 
Phone: (03) 5032 0500 

WARRAGUL 
33 Victoria Street 
Warragul  VIC  3820 
Phone: (03) 5623 9000 

WARRNAMBOOL 
84 Raglan Parade 
Warrnambool   VIC  3280 
Phone: (03) 5564 7700 

WANGARATTA 
8 - 12 Murphy Street 
Wangaratta  VIC  3677 
Phone: (03) 5723 8800 

     WONTHAGGI 
     37 McKenzie Street 
     Wonthaggi   VIC  3995 
     Phone: (03) 5672 0800 

146 

BENDIGO 
Cnr High St and Furness St 
Kangaroo Flat   VIC  3555 
Phone: (03) 5447 6000 

HORSHAM 
148-150 Firebrace Street 
Horsham  VIC  3400 
Phone: (03) 5381 5000 

MORWELL 
232 Commercial Road 
Morwell  VIC  3840 
Phone: (03) 5120 0200 

TRARALGON 
123 Argyle Street 
Traralgon   VIC  3844 
Phone: (03) 5175 6700 

WAURN PONDS 
Geelong Homemaker Centre 
33 Princes Highway 
Waurn Ponds  VIC   3216 
Phone: (03) 5240 6200 

             
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D i recto ry of  Ha rvey  Nor ma n ®,  D o may ne ®  &   J oyce  May ne ® 
Reta il  C o mpl exes  

N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

WESTERN AUSTRALIA (PERTH SUBURBAN) 

ARMADALE 
10 Prospect Road 
Armadale  WA  6112 
Phone: (08) 9498 4400 

CANNINGTON 
1363 Albany Highway 
Cannington  WA  6107 
Phone: (08) 9311 1100 

MIDLAND 
Cnr Clayton and Lloyd Sts 
Midland  WA  6056 
Phone: (08) 9374 8600 

CITY WEST 
City West Centre 
City West Shopping Centre 
25 Sutherland Street 
West Perth  WA  6005 
Phone: (08) 9215 8600 

O’CONNOR 
133 Garling Street  
O’Connor  WA  6163 
Phone: (08) 9337 0888 

JOONDALUP 
36 Clarke Crescent 
Joondalup  WA  6027 
Phone: (08) 9301 3311 

OSBORNE PARK 
469 - 475 Scarborough Beach 
Road 
Osborne Park  WA  6017 
Phone: (08) 9441 1100 

MALAGA 
27 Kent Way 
Malaga  WA  6090 
Phone: (08) 9270 6300  

PORT KENNEDY 
400-402 Saltaire Way 
Port Kennedy  WA  6172 
Phone: (08) 9524 0111 

ALBANY 
Unit 1 / 5 Brooks Garden Blvd 
Albany  WA   6330  
Phone: (08) 9892 6800 

GERALDTON (Furniture & 
Bedding) 
38 Chapman Road 
Geraldton   WA  6530 
Phone: (08) 9964 0111 

MANDURAH 
9 Gordon Road 
Mandurah  WA  6210 
Phone: (08) 9582 5800 

WESTERN AUSTRALIA (COUNTRY) 

BUNBURY 
Cnr Sandridge and 
Denning Road 
East Bunbury   WA  6230 
Phone: (08) 9722 0100 

GERALDTON (Computers) 
18 Anzac Terrace 
Geraldton  WA   6530 
Phone: (08) 9964 0111 

BROOME 
2 Haynes Street 
Broome  WA  6725 
Phone: (08) 9195 3600 

KALGOORLIE 
29 Davidson Street 
Kalgoorlie   WA  6430 
Phone: (08) 9093 5500 

PORT HEDLAND 
Boulevard Shopping Centre  
Cnr Anderson St & McGregor St 
Port Hedland   WA  6721 
Phone: (08) 9173 8000 

DOMAYNE 

BUSSELTON 
24 - 26 Bussell Highway 
Busselton   WA  6280 
Phone: (08) 9781 0700 

KARRATHA 
Unit 7,  
Lot 25 Balmoral Road 
Karratha  WA  6174 
Phone: (08) 9186 8100 

ALEXANDRIA 
84 O’Riordan Street 
Alexandria  NSW  2015 
Phone: (02) 8339 7000 

AUBURN 
103 - 123 Parramatta Road 
Auburn  NSW  2144 
Phone: (02) 8748 4200 

CARINGBAH 
212 Taren Point Road 
Taren Point  NSW  2229 
Phone: (02) 8536 5200 

CASTLE HILL 
Home Hub C/Hill South Building 
Level 1, Shop 82 
16 Victoria Avenue 
Castle Hill   NSW  2154 
Phone: (02) 9846 8800 

BELROSE 
Homemaker Supa Centa  
Shop 1, 4 - 6 Niangala Close 
Belrose  NSW  2085 
Phone: (02) 9479 8800 

FORTITUDE VALLEY 
Homemaker The Valley 
Shop 1, 1058 Ann Street 
Fortitude Valley  QLD  4006 
Phone: (07) 3620 6600 

BUNDALL 
29 - 45 Ashmore Road 
Bundall  QLD  4217 
Phone: (07) 5553 2100 

FYSHWICK 
80 Collie Street 
Fyshwick  ACT  2604 
Phone: (02) 6126 2500 

GOSFORD 
400 Manns Road 
West Gosford   NSW  2250 
Phone: (02) 4337 4800 

KOTARA 
Kotara Home 
Unit 1, 1 Kullaiba Rd 
Kotara  NSW  2289 
Phone: (02) 4941 3900 

LIVERPOOL 
The Grove Homemaker Centre 
2-18 Orange Grove Road 
Liverpool   NSW  2170 
Phone: (02) 8778 2222 

MAITLAND 
Unit 6 
366 New England Highway 
Rutherford NSW  2320 
Phone: (02) 4932 2300 

MARION 
Unit 2, 919-929 Marion Road 
Marion  SA  5043 
Phone: (08) 8198 2400 

MAROOCHYDORE 
Maroochydore Homemaker Centre 
Unit 14, 11-55 Maroochy Boulevard 
Maroochydore  QLD  4558 
Phone: (07) 5452 1400 

MELBOURNE QV 
Upper Terrace, Level 4 QV 
Shops 9-13, 210 Lonsdale St  
Melbourne  VIC  3000 
Phone: (03) 8664 4300 

NORTH RYDE 
31 - 35 Epping Road 
North Ryde  NSW   2113 
Phone: (02) 9888 8888 

OSBORNE PARK (& HN) 
475 Scarborough Beach Rd 
Osborne Park  WA  6017 
Phone: (08) 9416 9100 

PENRITH 
Penrith Homemaker Centre 
Cnr Wolseley Street and 
Mulgoa Road 
Penrith  NSW  2750 
Phone: (02) 4737 5000 

SPRINGVALE 
10/917 Princes Highway 
Springvale  VIC  3171 
Phone: (03) 9565 8200 

WARRAWONG 
119 - 121 King Street 
Warrawong  NSW  2502 
Phone: (02) 4255 1800 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

147 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
                     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D i recto ry of  Ha rvey  Nor ma n ®,  D o may ne ®  &   J oyce  May ne ® 
Reta il  C o mpl exe s  

CHANCELLOR PARK 
Showroom 2 
30 Chancellor Village Blvd 
Sippy Downs   QLD  4556 
Phone: (07) 5477 2200 

TOOWOOMBA 
675 Ruthven Street 
Toowoomba  QLD  4350 
Phone: (07) 4613 7100 

DARWIN 
660 Stuart Hwy, 
Berrimah NT 0828 
Phone: (08) 8928 1500 

TOWNSVILLE  
Domain Central 
18/103 Duckworth Street 
Garbutt  QLD  4814 
Phone: (07) 4759 9900 

JOYCE MAYNE 

MAROOCHYDORE 
Maroochydore Homemaker Ctr 
15/11-55 Maroochy Blvd 
Maroochydore   QLD  4558 
Phone: (07) 5475 1800 

NOWRA 
Unit 2A, Cnr Central Ave & 
Princes Highway 
Nowra  NSW  2541 
Phone: (02) 4448 0000 

WARRAWONG 
113 King Street 
Warrawong   NSW  2502 
Phone: (02) 4276 0000 

NEW ZEALAND 

ASHBURTON 
Cnr West & Moore Streets 
Ashburton 
Phone: 0011 643 307 5000 

CHRISTCHURCH 
Cnr Moorhouse Ave 
& Colombo Street 
Christchurch  
Phone: 0011 643 367 7500 

BLENHEIM 
19 - 21 Maxwell Road 
Blenheim 
Phone: 0011 643 520 9700 

DUNEDIN 
Cnr MacLaggan 
& Rattray Streets 
Dunedin 
Phone: 0011 643 471 6510 

HAMILTON ELECTRICAL OUTLET 
Unit 1 - 79 Tristram Street 
Hamilton 
Phone: 0011 647 848 2700 

HASTINGS 
303 East St Aubyn Street 
Hastings 
Phone: 0011 646 872 6800 

INVERCARGILL 
245 Tay Street 
Invercargill 
Phone: 0011 643 219 9100 

LINCOLN CENTRE 
111 Lincoln Road 
Henderson  Auckland 
Phone: 0011 649 621 1590 

BOTANY DOWNS 
500 Ti Rakau Drive 
Botany Downs 
Phone: 0011 649 272 5700 

GISBORNE 
51 Customhouse Street 
Gisborne 
Phone: 0011 646 869 2900 

HENDERSON 
1 - 12 Ratanui Street 
Henderson 
Phone: 0011 649 835 5000 

LOWER HUTT 
28 Rutherford Street 
Lower Hutt Wellington 
Phone: 0011 644 894 8200 

MT MAUNGANUI 
10 Owens Place 
Mt Maunganui 
Phone: 0011 647 572 7200 

MT ROSKILL 
167-169 Stoddard Road 
Mt Roskill  Auckland 
Phone: 0011 649 621 1500 

MT WELLINGTON 
20 - 54 Mt Wellington Hwy  
Mt Wellington Auckland 
Phone: 0011 649 570 3440 

BOTANY ELECTRICAL OUTLET 
Unit F, 451 Ti Rakau Drive 
Botany Auckland 
Phone: 0011 649 253 9200 

HAMILTON 
10 - 16 The Boulevard 
Te Rapa   Hamilton 
Phone: 0011 647 850 7300 

HORNBY 
10-14 Chappie Place 
Hornby Christchurch  
Phone: 0011 643 344 8100 

MANUKAU 
Manukau Supa Centre 
8/72 Cavendish Drive 
Manukau City  Auckland 
Phone: 0011 649 261  4300 

NAPIER 
Shop 5 
20-60 Wellesley Road 
Napier 
Phone: 0011 646 833 9500 

PALMERSTON NORTH 
361 - 371 Main Street West 
Palmerston North 
Phone: 0011 646 355 6500 

QUEENSTOWN 
2A/12 Hawthorne Drive 
Remarkables Park 
Queenstown 
Phone: 0011 643 901 0900 

TIMARU 
226 Evans Street  
Timaru  
Phone: 0011 643 687 7000 

NORTHWOOD 
Unit 1, 1 Radcliffe Road 
Northwood 
Christchurch 
Phone: 0011 646 375 9800 

PUKEKOHE 
Pukekohe Mega Centre 
182-196 Manukau Road 
Pukekohe  Auckland 
Phone: 0011 649 237 3500 

TAURANGA 
683-697 Cameron Road 
Tauranga  
Phone: 0011 647 557 9500 

WANGANUI 
287 Victoria Avenue 
Wanganui 
Phone: 0011 646 349 6000 

WELLINGTON 
77-87 Tory Street 
Wellington 
Phone: 0011 644 381 4250 

WHANGAREI 
5 Gumdigger Place 
Whangarei 
Phone: 0011 649 470 0300 

NELSON  
69 St Vincent Street 
Nelson 
Phone: 0011 643 539 5000 

NEW PLYMOUTH 
23 Smart Road 
New Plymouth 
Phone: 0011 646 759 2900 

PARAPARAUMU  
Coastlands Shopping Centre 
State Highway 1 
Paraparaumu 
Phone: 0011 644 296 3100 

RANGITIKEI STREET 
Unit C 
210-248 Rangitikei Street 
Palmerston North 
Phone: 0011 646 953 3500 

TOWER JUNCTION 
Clarence Building 
66 Clarence Street 
Tower Junction 
Christchurch 
Phone: 0011 643 968 3600 

WESTGATE 
Westgate Lifestyle Centre 
63 – 65 Maki Street 
Westgate Auckland 
Phone: 0011 649 822 8200 

PORIRUA 
19 Parumoana Street 
Porirua 
Wellington 
Phone: 0011 644 230 6100 

ROTORUA 
35 Victoria Street 
Rotorua 
Phone: 0011 647 343 9800 

WAIRAU PARK 
10 Croftfield Lane 
Wairau Park  
Glenfield  Auckland 
Phone: 0011 649 440 6300 

WHAKATANE 
The Hub 
State Highway 30 
Whakatane 
Phone: 0011 647 306 0600 

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Reta il  C o mpl exes  

CORK 
Kinsale Road  
Ballycurreen 
Cork, Dublin 
Phone: 0011 353 21 425 0900 

NAAS 
Unit G - K 
New Hall Retail Park 
Naas, Co Kildane 
Phone: 0011 353 04 590 7700 

TRALEE 
Unit 8A 
Manor West Retail Park 
Tralee, Co Kerry 
Phone: 0011 353 66 716 4900 

N otes  t o  the  Fi nanc ial  S t atem ents 
(c ontinu ed)  

IRELAND 

BLANCHARDSTOWN 
Units 421 - 423  
Blanchardstown Retail Park  
Blanchardstown 
Dublin 15 
Phone: 0011 353 1 824 7400 

CARRICKMINES 
Unit 230 Retail  
The Park 
Carrickmines Dublin 18 
Phone: 0011 353 1 299 6900 

CASTLEBAR 
Units D - F 
Castlebar Retail Park 
Breaffy Road,  
Castlebar   
Phone: 0011 353 94 906 3900 

DROGHEDA 
Units  8 - 11 
Drogheda Retail Park 
Donore Road  
Drogheda, Co Louth 
Phone: 0011 353 41 987 8200 

LIMERICK 
Units 5 - 7 
City East Retail Park 
Ballysimon Road 
Limerick    
Phone: 0011 353 61 422 800 

LITTLE ISLAND 
Units 9 - 11 
Eastgate Retail Park 
Little Island  
Co Cork 
Phone:  0011 353 21 500 1500 

SWORDS 
Units 5 - 7 
Airside Retail Park 
Crowscastle 
Swords, Co Dublin 
Phone: 0011 353 1 890 9900 

TALLAGHT 
Airton Retail Park 
Corner Airton & Greenhills Road 
Tallaght, Dublin 22 
Phone: 0011 353 01 468 4500 

RATHFARNHAM 
Unit 7A-7C 
Nutgrove Retail Park 
Rathfarnham Dublin  14 
Phone: 0011 353 1 491 6300 

WATERFORD 
Units  5 - 8 
Butlerstown Retail Park 
Butlerstown Roundabout 
Outer Ring Road 
Co Waterford 
Phone: 0011 353 51 319 900 

NORTHERN IRELAND 

BOUCHER ROAD 
Balmoral Plaza 
24 Boucher Road 
Belfast BT12 6HR 
Phone: 0011 44 28 903 896 00 

HOLYWOOD 
Units B-D  
306 Holywood Exchange 
Airport Road W,  
Holywood Belfast BT3 9DY 
Phone: 0011 44 28 9039 5800 

SLOVENIA 

CELJE 
Kidričeva ulica 26A 
3000 Celje 
Phone: 0011 386 1585 5000 

KOPER 
Ankaranska Cesta 3C 
6000 Koper 
Phone: 0011 386 5610 0100 

LJUBLJANA 
Letališka Cesta 3D 
1000 Ljubljana 
Phone: 0011 386 1585 5000 

MARIBOR 
Bohova 1A 
2311 Hoče 
Phone: 0011 386 2300 4850 

NOVO MESTO 
Ljubljanska Cesta 95B 
8000 Novo Mesto 
Phone: 0011 386 7309 9920 

ZAGREB 
Kings Cross,  
UI. Velimira Škorpika 34, 
10090 Zagreb Crotia 
Phone: 0011 385 1556 6200 

CROATIA 

BEDOK POINT 
799 New Upper Changi Road 
#B1-01/02, 16/32 and K1/K14 
Bedok Point 
Singapore 467351 
Phone: 0011 65 6446 7218 

BUKIT PANJANG 
1 Jelebu Road 
Bukit Panjang Plaza 
#03-06/06A/06B/07A 
Singapore 677743 
Phone: 0011 65 6767 1500 

SINGAPORE 

DJITSUN MALL 
5 Ang Mo Kio Central 2 
#02-01/02  
Singapore 569663 
Phone: 0011 65 6554 5630 

JURONG POINT 
1 Jurong West Central 2 
#03-34 to 39  
Jurong Point Shopping 
Centre 
Singapore 648886 
Phone: 0011 65 6795 2135 

MILLENIA WALK 
No. 9 Raffles Boulevard 
#01-59 to 63, #02-37 to 41, 
#03-02, Millenia Walk 
Singapore 039596 
Phone: 0011 65 6311 9988 

NORTHPOINT 
1 Northpoint Drive 
B1-136 to 138 & B2-108 to 112 
Northpoint City South Wing 
Singapore  768019 
Phone: 0011 65 6702 5188 

HOUGANG MALL 
90 Hougang Avenue 10 
#02-13 to 15 
Hougang Mall 
Singapore  538766 
Phone: 0011 65 6488 2305 

ONE KM 
11 Tanjong Katong Road 
#02-41 to 44 
Singapore 437157 
Phone: 0011 65 6702 5220 

HARVEY NORMAN HOLDINGS LIMITED 
Annual Report June 2019 

149 

 
 
 
   
 
                           
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
D i recto ry of  Ha rvey  Nor ma n ®,  D o may ne ®  &   J oyce  May ne ® 
Reta il  C o mpl exe s  

SINGAPORE (continued) 

PARKWAY 
80 Marine Parade Road 
#01-35/35A/36, #02-34/34A, 35/36, 
Parkway Parade 
Singapore  449269 
Phone: 0011 65 6346 4705 

SUNTEC CITY 
6 Temasek Boulevard 
#01-634/640 
Suntec City Mall, East Atrium 
Tower 3/4,  
Singapore 038986 
Phone: 0011 65 6332 2312 

VIVACITY 
750B Chai Chee Road 
#01-01 to 06, #01-09 to 12, 
#02-02 to 06, 
Viva Business Park 
Singapore 469000  
Phone: 0011 65 6245 1516 

WESTMALL 
No. 1 Bt Batok Central Link 
#03-06 to 09 West Mall 
Singapore 658713 
Phone: 0011 65 6794 2812 

MALAYSIA 

AMPANG POINT 
Lot S01, 2nd Floor 
Ampang Shopping Centre 
Jalan Mamanda 3, 
68000 Ampang,  
Selangor Darul Ehsan, Malaysia 
Phone: 0011 603 4260 1020 

BUKIT TINGGI 
42 1st Floor 
AEON Bukit Tinggi Shopping Ctre 
No. 1 Persiaran Batu Nilam 1/KS6 
Bandar Bukit Tinggi 2 
41200 Klang 
Selangor Darul Ehsan, Malaysia 
Phone: 0011 603 3326 2631 

CITTA MALL 
Lot S-32 – Lot S-38, Citta Mall 
No 1 Jalan PJU 1A/48 
PJU 1A, Ara Damansara 
47301 Petaling Jaya 
Selangor Darul Ehsan, Malaysia 
Phone: 0011 603 7846 1025 

GURNEY PARAGON 
Lot 163D-4-02,  
Gurney Paragon Mall 
Persiaran Gurney 
10250, Penang, Malaysia 
Phone: 0011 604 229 8886 

IOI CITY MALL 
LG-27B & 28 Lower Ground 
Floor, IOI City Mall 
IOI Resort, Lebuh IRC 
Putrajaya 62502 Sepang 
Selangor Darul Ehsan, Malaysia  
Phone: 0011 603 8957 7918 

IKANO POWER CENTRE 
Unit L1.10 & L2.07, 
IPC Shopping Centre 
No 2 Jalan PJU 7/2  
Mutiara Damansara 
47800 Petaling Jaya 
Selangor Darul Ehsan, Malaysia 
Phone: 0011 603 7732 1688 

MID VALLEY 
Lot S-066, 2nd Floor (South 
Court) Mid Valley Megamall 
Mid Valley City 
Lingkaran Syed Putra 
59100 Kuala Lumpur, Malaysia 
Phone: 0011 603 2282 2860 

MIRI TIMES SQUARE 
C-G-01, Block C 
Miri Times Square 
Marina Park City 
Jalan Bendahara 
98000 Miri, Sarawak, Malaysia 
Phone: 0011 603 8532 0008 

MONT KIARA 
Lot L2-07 & L2-08,1 Mont’ Kiara 
No 1 Jalan Kiara 
50480 Kuala Lumpur, Malaysia 
Phone: 0011 603 6203 6380 

NU SENTRAL 
Unit L3.01, Nu Sentral Mall, 
KL Sentral  
No. 201, Jalan Tun Sambathan 
50470 Kuala Lumpur, Malaysia 
Phone: 0011 603 2260 7866 

PAVILION 
Lot 5.24.04 Level 5 
Pavilion Kuala Lumpur 
No. 168 Jalan Bukit Bintang 
55100 Kuala Lumpur, Malaysia 
Phone: 0011 603 2142 3735 

PARADIGM MALL 
Lot 1F-01 & 02, 1st Floor 
Paradigm Mall  
No.1 Jalan SS 7/26A,  
Kelana Jaya 
47301 Petaling Jaya 
Selangor Darul Ehsan, Malaysia 
Phone: 0011 603 8532 0008 

QUEENSBAY 
Lot 2F-86 South Zone 
Queensbay Mall 
No 100 Persiaran Bayan Indah 
11900 Bayan Lepas 
Penang, Malaysia 
Phone: 0011 604 630 8210 

SETIA CITY MALL 
L1-MM03, Setia City Mall  
No. 7 Persiaran Setia Dagang 
Bandar Setia Alam, 
Seksyen U13  
40170 Shah Alam, 
Selangor Darul Ehsan, Malaysia 
Phone: 0011 603 3345 6085 

SOUTHKEY 
LG-014 & 015 
The Mall Mid Valley Southkey 
No 1 Persiaran Southkey 1 
Johor Bahru 80150 
Johor, Malaysia 
Phone: 0011 60 7336 1178 

SUNWAY VELOCITY 
Level 3 & 4, Lot 3-24 
Lingkaran SV Sunway Velocity 
Sunway Velocity Mall 
55100 Kuala Lumpur Malaysia 
Phone: 0011 603 9226 6002 

VIVACITY MEGAMALL  
Unit L1-MA01, L1-MA02,  
L1-017 & L2-MA02,  
L2-019,  L2-020 
Level 1 & Level 2, Vivacity  
Megamall 
Jalan Wan Alw50 
i, 93350 Kuching 
Sarawak, East Malaysia 
Phone: 0011 60 82 263 433 

PARADIGM MALL 
Unit No. 1F-42-51 & 
2F-43A-53 
1st & 2nd Floor 
Paradigm Mall Johor Bahru, 
Jalan Skudai,  
81200 Johor Bahru 
Malaysia 
Phone: 0011 603 7231 4368 

SUNWAY PYRAMID 
LG2.140 Lower Ground Two 
Sunway Pyramid Shopping 
Centre 
No. 3 Jalan PJS 11/15 
Bandar Sunway 
46150 Petaling Jaya 
Selangor Darul Ehsan, Malaysia 
Phone: 0011 603 5622 1300 

150