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Harvey Norman Holdings Limited

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FY2022 Annual Report · Harvey Norman Holdings Limited
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ANNUAL REPORT

  Australia

  New Zealand

  Singapore

  Slovenia

  Ireland

  Northern Ireland

  Malaysia

  Croatia

2022 ANNUAL REPORT  

Key Dates 

Contents 

Company Info 

17 October 2022 
Record Date for Determining 
Entitlement to Final 2022     
Dividend 

14 November 2022 
Payment of Final 2022  
Dividend 

24 November 2022 at 11:00am 
Annual General Meeting of 
Shareholders 

28 February 2023 
Announcement of Half-Year 
Profit to 31 December 2022 & 
Announcement of Interim 2023 
Dividend 

3 April 2023 
Record Date for Determining 
Entitlement to Interim Dividend 

2 May 2023 
Payment of Interim 2023 
Dividend  

Registered Office 
A1 Richmond Road,  
Homebush West NSW 2140 
Ph: 02 9201 6111 
Fax: 02 9201 6250 

Share Registry 
Boardroom Pty Limited,  
Level 12, 225 George Street, 
Sydney NSW 2000 
Ph: 02 9290 9600 

Auditors 
Ernst & Young (EY) 

Securities Exchange Listing 
Shares in Harvey Norman Hold-
ings Limited (HVN) are quoted 
on the Australian  
Securities Exchange Limited 
(ASX) 

Solicitors 
Brown Wright Stein 

Company Secretary 
Mr. Chris Mentis 

2022 Financial Highlights 

Chairman and CEO’s  
Report 

Operating and Financial Review 

Directors’ Report 

Remuneration Report 

Sustainability Report 

Auditor’s Independence  
Declaration 

5 

6 

8 

29 

34 

61 

74 

Independent Auditor’s Report 

75 

Directors’ Declaration 

81 

Statement of Financial Position 

82 

Income Statement 

Statement of  Comprehensive 
Income 

83 

84 

Statement of Changes in Equity 

85 

Statement of Cash Flows 

87 

Notes to the Financial Statements 

88 

Shareholder Information 

150 

2 

HOLDINGS LIMITED | ACN 003 237 545  
ANNUAL REPORT JUNE 2022 

 2 

 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

CHAIRMAN AND CEO’S REPORT 

HOLDINGS LIMITED | ACN 003 237 545  

2022 RESULTS 

EBITDA 

CHAIRMAN AND CEO’s REPORT 

$1.437 billion 

Decrease of $20.58 million from FY21 

Reported PBT 

$1.140 billion 

Decrease of $42.09 million from FY21 

Income Tax Expense 

 $323 million 

Decrease of $13.12 million from FY21 

Net Property Revaluations 

 $213.68 million through P&L  
 $41.97 million through equity 

vs. $140.37m through P&L & $55.18m through equity in FY21 

Total System Sales Revenue 

$9.558 billion 

Decrease of $163.13 million from FY21 

 3 

ANNUAL REPORT JUNE 2022 
ANNUAL REPORT JUNE 2022 

3 

 
 
ARIARNE TITMUS

Australian Olympic Gold Medalist, Tokyo 2020 Olympics

Harvey Norman® is proud to partner with Ariarne Titmus 
throughout her Tokyo 2020 journey and now on the path 
to Paris 2024 including the recent 2022 Commonwealth 
Games in Birmingham, UK.

At her first Olympic outing, Ariarne remarkably took 
home two individual gold medals in the 200m and 400m 
freestyle, placing her among Australia’s most successful 
swimmers. Most recently in Birmingham, Ariarne 
achieved a clean sweep with three individual gold 
medals in 200m, 400m and 800m freestyle,  in addition 
to a gold medal for her relay team that won the 4 x 200m 
Freestyle relay. Ariarne, at 22 years old, finished all 3 
of her individual events with Commonwealth Games 
records holding the status of one of the most dominant 
freestyle swimmers in the world as well as being the 
first athlete in 50 years to take out all 3 gold medals 
in the Commonwealth Games woman’s freestyle. In 
addition, Ariarne broke Katie Ledecky’s long standing 
400m Freestyle World Record at the 2022 Australian 
Championships, placing her as one of the all-time  
middle distance greats.

Ariarne isn’t shy of a challenge and has become an 
inspirational figure, with the highest engagement figures 
out of all Australian swimmers. Ariarne has proven to be 
an insightful speaker and a humble role model to future 
generations quoting in a post-game interview “I’m just 
from a small town in Tassie and this goes to show that if 
you believe you can do something you can 100% do it if 
you work for it”. Ariarne also as gracious in defeat as she 
is in victory quoting “If I went to the Olympics and didn’t 
win gold in the 400 but I swam the time I did, I would’ve 
still been happy because I would have swum the best 
that I could, it just hadn’t been enough on that day”. 

Ariarne is passionate about health and fitness and is a 
self-confessed foodie.

Harvey Norman®
proudly supporting
Ariarne since 2020

4

ANNUAL REPORT JUNE 2022

2022 FINANCIAL HIGHLIGHTS 

HARVEY NORMAN HOLDINGS LIMITED (HNHL) 
HARVEY NORMAN HOLDINGS LIMITED (HNHL) 

EBITDA 

$1.437bn 

EBITDA 
Excluding AASB16 net impact and net property revaluations 

$1.044bn 

DOWN BY $20.58m or –1.4% FROM $1.457bn IN FY21 
UP BY $491.88m or 52.1% FROM $944.67m IN FY20 

DOWN BY $102.83m or –9.0% FROM $1.147bn IN FY21 
UP BY $301.26m or 40.6% FROM $742.47m IN FY20 

EBIT 

EBIT 
Excluding AASB16 net impact and net property revaluations 

$1.193bn 

$953.20m 

DOWN BY $40.15m or –3.3% FROM $1.233bn IN FY21 
UP BY $471.51m or 65.4% FROM $721.08m IN FY20 

DOWN BY $105.95m or –10.0% FROM $1.059bn IN FY21 
UP BY $298.34m or 45.6% FROM $654.86m IN FY20 

REPORTED PBT 

$1.140bn 

PBT 
Excluding AASB16 net impact and net property revaluations 

$942.79m 

DOWN BY $42.09m or –3.6% FROM $1.183bn IN FY21 
UP BY $479.15m or 72.5% FROM $661.29m IN FY20 

DOWN BY $107.09m or –10.2% FROM $1.050bn IN FY21 
UP BY $307.19m or 48.3% FROM $635.60m IN FY20 

REPORTED PROFIT AFTER TAX & NCI 

PROFIT AFTER TAX & NCI 
Excluding AASB16 net impact and net property revaluations 

$811.53m 

$673.55m 

DOWN BY $29.89m or –3.6% FROM $841.41m IN FY21 
UP BY $330.99m or 68.9% FROM $480.54m IN FY20 

DOWN BY $75.22m or –10.0% FROM $748.76m IN FY21 
UP BY $211.38m or 45.7% FROM $462.16m IN FY20 

TOTAL SYSTEM SALES REVENUE 

$9.558 billion 

AGGREGATED HEADLINE FRANCHISEE SALES REVENUE*…$6.750bn 
COMPANY-OPERATED SALES REVENUE……………………....$2.807bn 

*Sales made by franchisees in Australia do not form part of the financial results of the consolidated entity. 

HNHL CONSOLIDATED REVENUES 

$4.506 billion 

SALES OF PRODUCTS TO CUSTOMERS………………..……..$2.807bn 
REVENUE RECEIVED FROM FRANCHISEES…..……………….$1.301bn 
REVENUES AND OTHER INCOME ITEMS…...…………..….... $397.19m 

NET DEBT TO EQUITY: 10.31% 

NET DEBT OF $450.77m in JUN-22 vs  

NET DEBT OF $295.54m in JUN-21 

UNUSED, AVAILABLE 
FINANCING FACILITIES OF 

$189.64m  

NET ASSETS 

BASIC EARNINGS PER SHARE 

$4.29 billion 

Up 10.3% from $3.89bn in Jun-21 

65.13c 

Down from 67.53c in FY21 
Up from 39.19c in FY20 

DIVIDENDS PER SHARE 
(FULLY-FRANKED) 

37.5c 

Up from 35.0c in FY21 

544 

FRANCHISEES          
IN AUSTRALIA 

195 

FRANCHISED  
COMPLEXES  
IN AUSTRALIA 

109 

OVERSEAS COMPANY 
OPERATED STORES 

ANNUAL REPORT JUNE 2022 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

CHAIRMAN AND CEO’S REPORT 

Dear Shareholder, 

COVID-19 has continued to have a significant impact on the operations and profitability of businesses across the globe.  Amid 
these ongoing and unprecedented challenges, the 8 countries in which our brands operate have delivered solid results in FY22.  
The results achieved this year are a testament to the strength and resilience of our integrated retail, franchise, property and  
digital system.   

Profit before tax excluding the effects of AASB 16 Leases and net property revaluations for FY22 was $942.79 million, down  
–10.2% on FY21.  Our PBT for 1H22 was significantly affected by COVID government-mandated lockdowns in Australia, New 
Zealand and Malaysia ending the half down –20.1% on 1H21, but increased 3.5% in 2H22.   

CHAIRMAN AND CEO’s REPORT 

In Australia, our franchisees were negatively affected by the prolonged mandated lockdowns and closures of ‘Delta’ , the  
business challenges presented by the emergence of ’Omicron’ prior to the peak Christmas trading period and the ongoing 
threat of rising rates of transmission, infection and re-infection presented by its sub-variants.  Our franchisees have managed 
their businesses well by focusing on the customer journey and overall experience with the Harvey Norman®, Domayne® and 
Joyce Mayne® brands, including the continued application of COVID-safe practices to prioritise health and safety.   

With 195 franchised complexes located within close proximity of their customers, franchisees have been able to fully embrace 
pandemic-inspired construction and renovation activity by offering the best range of technology and home and lifestyle  
products in their expansive showrooms.  Household savings remain at record highs, growing by over $286 billion or 30% since 
the start of the pandemic, primarily skewed towards higher income households.  Franchisees are well-placed to benefit from 
any unwind in the built-up household savings as they predominantly service the middle-to-upper product markets, and are  
expected to benefit from the sustained investment in the home as devices and appliances require replacement and upgrade.   
Geographically, approximately 65% of the franchised complexes are located in regional areas.  The pandemic has resulted in a 
population shift from metropolitan cities to regional areas which is expected to support a base for sustained retail growth for 
franchisees.        

Overseas, with the exception of our company-operated stores in New Zealand and Malaysia that were subjected to government- 
mandated closures during the first half of FY22, our company-operated stores in Singapore, Ireland, Northern Ireland, Slovenia 
and Croatia were open and trading throughout 2022.   Our offshore company-operated retail segment remains strong  
representing 25% of total consolidated PBT (excluding net property revaluations).   

Our property portfolio is robust and anchors our balance sheet.  Our total freehold property segment assets of over $3.7 billion 
continues to deliver stable income streams and capital growth, appreciating in value by over $365 million or +11% this year for 
both freehold investment properties and owner-occupied properties.   

We are pleased to report another solid net asset base, growing by 10% to $4.29 billion as at 30 June 2022, from $3.89 billion at 
the end of the previous financial year.  This was achieved by managing a complementary and diverse operating model across all 
key home and lifestyle product categories that can be swiftly adapted to capitalise on the changing marketplace and navigate 
through headwinds that may arise.   

We will continue to support our Australian franchisees and invest in our overseas company-operated stores so that they can  
continue to support and service their local communities and give their loyal customers an unparalleled retail experience.  It is 
with your support and trust that we continue to build our brands to be the strongest home and lifestyle retailer.   

Solid Financial Results 

•  Reported earnings before interest, tax, depreciation & amortisation (EBITDA) of $1.437 billion, down by $20.58  
million or —1.4% from $1.457 billion in FY21, and up by $491.88 million or +52.1% from $944.67 million in FY20  
► 1H22 down by $25.43 million or –3.3%; 2H22 up by $4.84 million or +0.7%. 

•  EBITDA (excluding AASB 16 impact and net property revaluations) of $1.044 billion, down by $102.83 million or –9.0% from 

$1.147 billion in FY21, and up by $301.26 million or +40.6% from $742.47 million in FY20  
► 1H22 down by $121.15 million or –18.4%; 2H22 up by $18.32 million or +3.8%. 

•  Reported earnings before interest & tax (EBIT) of $1.193 billion, down by $40.15 million or —3.3% from $1.233 billion in 

FY21, and up by $471.51 million or +65.4% from $721.08 million in FY20. 

•  EBIT (excluding AASB 16 impact and net property revaluations) of $953.20 million, down by $105.95 million or —10.0% from 

$1.059 billion in FY21, and up by $298.34 million or +45.6% from $654.86 million in FY20  
► 1H22 down by $122.34 million or –19.9%; 2H22 up by $16.39 million or +3.7%. 

• 

Reported profit before tax (PBT) of $1.140 billion, down by $42.09 million or —3.6% from $1.183 billion in FY21, and up by 
$479.15 million or +72.5% from $661.29 million in FY20, delivering a robust return on net assets of 26.6% for FY22  
compared to 30.4% in FY21 and 19.0% for FY20.  

 6 

ANNUAL REPORT JUNE 2022 

 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

CHAIRMAN AND CEO’S REPORT (CONTINUED) 

Solid Financial Results (continued) 

• 

PBT (excluding AASB 16 impact and net property revaluations) of $942.79 million, down by $107.09 million or  
-10.2% from $1.050 billion in FY21, and up by $307.19 million or +48.3% from $635.60 million in FY20   
► 1H22 down by $122.50 million or –20.1%; 2H22 up by $15.40 million or +3.5%. 

•  Net profit after tax and non-controlling interests (NPAT&NCI) of $811.53 million, down by $29.89 million or —3.6% 

from $841.41 million in FY21, and up by $330.99 million or +68.9% from $480.54 million in FY20   
► 1H22 down by $31.12 million or –6.7%; 2H22 up by $1.23 million or +0.3%. 

•  NPAT&NCI (excluding AASB 16 impact and net property revaluations) of $673.55 million, down by $75.22 million or  

-10.0% from $748.76 million in FY21, and up by $211.38 million or +45.7% from $462.16 million in FY20   
► 1H22 down by $86.58 million or –19.8%; 2H22 up by $11.36 million or +3.7%. 

•  Overseas company-operated retail profit result of $232.00 million, down by $8.80 million or –3.7%, amid  

government imposed lockdowns in 1H22 and the emerging headwinds affecting retail towards the end of FY22  
► 1H22 down by $9.67 million or –7.0%; 2H22 up by $0.88 million or +0.9%. 

•  Earnings per share of 65.13 cents, down by 2.40 cents or —3.6% from 67.53 cents in FY21, and up by 25.94 cents or 

+66.2% from 39.19 cents for FY20. 

•  Very strong balance sheet surpassing the $7 billion milestone for the first time, with total assets of $7.25 billion, up by 
$573.47 million or +8.6% primarily driven by organic growth from overseas store expansion and increases in the  
tangible freehold property portfolio.  

•  Net assets of $4.29 billion as 30 June 2022, up by $401.11 million, or +10.3%, from $3.89 billion as at 30 June 2021. 

Property 

• 

• 

• 

• 

30 June 2022: 195 franchised complexes in Australia and 109 company-operated stores overseas. 

Strong freehold property portfolio valued at $3.74 billion as at 30 June 2022, up by $367.36 million or +10.9%,  
consisting of 95 freehold investment properties in Australia, 26 owner-occupied land and buildings in New  
Zealand, Singapore, Slovenia, Ireland and Australia and joint venture assets.    

3 new franchised complexes opened in Australia during FY22 located at Murwillumbah, New South Wales 
(September 2021), Port Pirie, South Australia (November 2021) and Charters Towers, Queensland (April 2022). 

1 new company-operated store opened in Malaysia in December 2021 located at Pavilion Bukit Jalil, Kuala Lumpur 
and 1 new commercial outlet opened in Hamilton, New Zealand in March 2022.  The new store at Fonthill, Dublin, 
Ireland opened shortly after year-end (slightly delayed due to the pandemic).  The proposed third Croatian store at 
Rijeka has been delayed to calendar 2023.    

•  During 2H22, the premium refit program, which was hampered by the government mandated closures during 1H22, 

was recommenced.  Given COVID supply chain issues and labour shortages, we have reassessed expected  
completion dates and we now expect to complete up to 25 premium refits over the next 5 years. 

We thank our staff for their continued loyalty and commitment to our long-term vision and strategy.  Thank you to our 
loyal franchisees for successfully running their businesses amid the turbulence of the pandemic and changing retail  
environment, and for their continued support of their local communities.  We value and appreciate the ongoing support 
and confidence of our shareholders in the leadership and future direction of our business.   

ANNUAL REPORT JUNE 2022 

 7 

 
 
 
 
 
 
                                                    
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW 

Group Results for 30 June 2022 

The directors are pleased to report a solid profit before tax (PBT) result for the year ended 30 June 2022 (FY22) of $1.140 billion, a 
decrease of $42.09 million, or –3.6%, from $1.183 billion for the year ended 30 June 2021 (FY21).  When compared to a more stable 
recent reporting period such as the year ended 30 June 2020 (FY20), the FY22 result increased by $479.15 million or 72.5%.   

In the first half of FY22 (1H22), our Australian franchisees were negatively affected by nearly 4-months of government-mandated  
lockdowns due to the ‘Delta’ variant and there were protracted mandatory closures in our 2 largest overseas regions with all company-
operated stores in New Zealand and Malaysia closed for varying periods.  The second half of FY22 (2H22) saw an acceleration of  
consumer and business confidence as COVID restrictions eased, however, business challenges persisted with the emergence of  
macroeconomic headwinds affecting discretionary retail, exacerbated by geopolitical tensions, ongoing supply chain disruptions and 
labour shortages. 

Excluding the effects of AASB 16 Leases and the net property revaluation adjustments in each year, profit before tax was $942.79  
million for FY22, a decrease of $107.09 million, or –10.2%, from $1.050 million in FY21.  When compared to the pre-pandemic levels 
of FY20, the FY22 increase was $307.19 million or up 48.3%.  1H22 resulted in a decline in profitability for the consolidated entity by 
$122.50 million or –20.1%, from $610.22 million in 1H21 to $487.73 million in 1H22.  We significantly improved in the second half, 
with 2H22 generating a record second half with PBT of $455.07 million excluding the AASB 16 and net property revaluation  
adjustments, growing by $15.40 million or 3.5%, from $439.66 million in 2H21.   

The PBT return on net assets was 26.6% for FY22, compared to a PBT return on net assets of 30.4% for FY21 and 19.0% for FY20.  

Reported profit after tax and non-controlling interests was $811.53 million for FY22, a decrease of $29.89 million or –3.6%, from $841.41 
million in FY21, and an increase of $330.99 million or 68.9% from FY20.  Excluding the after-tax effects of net property revaluation  
adjustments and AASB 16 Leases in each year, profit after tax was $673.55 million for FY22, a decrease of $75.22 million or -10.0% from 
$748.76 million in FY21, and an increase of $211.38 million or 45.7% from FY20.  The effective tax rate for the consolidated entity was 
28.28% for FY22 compared to an effective tax rate of 28.39% for FY21.  The effective tax rate of the consolidated entity is akin to the 30% 
corporate tax rate in Australia, despite the corporate tax rates of the 7 overseas countries where our company-operated retail stores  
operate ranging from 12.5% to 28%. 

 8 

ANNUAL REPORT JUNE 2022 

 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Segment Analysis 

An Integrated Retail, Franchise, Property and Digital System 

The consolidated entity operates an integrated retail, franchise, property and digital system, comprising three main strategic pillars:  
1. Retail  -  2. Franchise  -  3. Property, complemented by a robust and sustained investment in technology, digital transformation and 
IT infrastructure assets.  

1 

Overseas Company— 
Operated Retail Segment 

2 

Franchising  
Operations Segment 

3 

Property 
Segment 

$232.00m  

Profit Before Tax 
Representing 20.3% of PBT 
or 25.0% (excluding net property revaluations) 

$553.02m  

Profit Before Tax 
Representing 48.5% of PBT 

$366.48m  

Profit Before Tax 
Representing 32.1% of PBT 

Down by $8.80m or –3.7% on FY21 

Down by $75.17m or –12.0% on FY21 

Up by $74.94m or +25.7% on FY21 

Up by $79.92m or +52.6% on FY20 

Up by $204.42m or 58.6% on FY20 

  Up by $193.30m or +111.6% on FY20 

Retail revenue for the overseas company-
operated retail segment was $2.63 billion 
for FY22, up by $28.14 million or +1.1% 
from FY21.  Offshore growth moderated 
this year due to extensive hard lockdowns 
and closures in New Zealand and Malaysia 
during 1H22, coupled with supply-chain 
disruptions due to COVID-19 and the 
emerging headwinds affecting retail 
towards the end of FY22. 

Profit before tax of the overseas company-
operated retail segment was $232.00 
million for FY22, a decrease of $8.80 
million or –3.7%.  Profitability improved in 
the second half, with an aggregate result 
of $103.52 million, increasing by $0.88 
million, or +0.9%, in 2H22 after declining 
by -$9.67 million, or –7.0%, in aggregate 
for 1H22. 

The retail result for NZ decreased by 
$12.53 million or –8.9%, to $129.08 million 
in FY22.  

The retail result for Singapore and 
Malaysia increased by $9.45 million or 
+26.3%, to $45.36 million in FY22. 

The retail result for Ireland and Northern 
Ireland decreased by $5.73 million or  
–11.0%, to $46.16 million in FY22.   

The retail result for Slovenia and Croatia 
remained consistent with the previous year 
at $11.40 million.   

Profitability of the franchising operations 
(FO) segment declined by $75.17 million 
or –12.0% to $553.02 million for FY22, 
compared to $628.19 million for FY21.  
The FO segment improved significantly in 
2H22, increasing by $15.94 million, or 
+6.5%, to $260.16 million, after being 
down by –$91.11 million, or -23.7%, in 
1H22.  The profitability of this segment was 
negatively impacted by approximately four 
months of government mandated closures 
in NSW, VIC and the ACT in response to 
the ‘Delta’ variant in 1H22, the challenges 
presented by the ‘Omicron’ variant in 2H22 
and the emergence of macroeconomic 
headwinds affecting discretionary retail 
towards the end of FY22.   

This decrease was due to a reduction in 
FO segment revenues by $44.54 million or 
–3.6%, to $1.19 billion for FY22, primarily 
due to a decrease in franchise fees 
received from franchisees by $42.59 
million or –4.0%, on the back of a 2.9% 
decrease in aggregated franchisee sales 
revenue to $6.75 billion for FY22, 
compared to $6.95 billion for FY21.  
Profitability was also impacted by rent 
waivers provided by the franchisor to 
those franchisees affected by retail 
closures in NSW, VIC and ACT and a rise in 
brand support advertising costs to 
promote and enhance the Harvey 
Norman®, Domayne® and Joyce Mayne® 
brands.  

The FO margin was 8.19% for FY22, 
compared to 9.04% for FY21 and 5.66% 
for FY20.   

ANNUAL REPORT JUNE 2022 

The retail property segment delivered a 
strong result of $370.10 million in FY22 
compared to a result of $291.79 million in 
FY21, an increase of $78.31 million or 
+26.8%.   

This was primarily achieved by a $73.31 
million increase in the net property  
revaluation increment to $213.68 million 
for FY22, up from a net revaluation  
increment of $140.37 million for FY21. 

Excluding net property revaluations, the 
retail property segment grew by $9.11 
million, or +11.6%, to $87.63 million in 
2H22, after being down by –$4.11 million, 
or –5.6% in 1H22.   

Strong freehold property portfolio valued 
at $3.74 billion as at 30 June 2022, up by 
$367.36 million or +10.9%. 

Leasehold property portfolio valued at 
$1.15 billion as at 30 June 2022, $675.60 
million relating to leases of investment 
properties sub-leased to external parties 
and $472.51 million relating to leases of 
owner-occupied properties and plant and 
equipment assets.   

 9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

The Franchising Operations Segment in Australia 

The Franchised Operating Model in Australia 

Harvey Norman Holdings Limited (HNHL) and subsidiaries of HNHL 
own valuable intellectual property rights, including the 
trademarks Harvey Norman®, Domayne® and Joyce Mayne®, 
so(cid:332)ware and other confiden(cid:415)al informa(cid:415)on to promote and 
enhance the brands.  

A subsidiary of HNHL (a franchisor) grants separate franchises  
to independent franchisees to use the Harvey Norman®,  
Domayne® or Joyce Mayne® trade marks in Australia  
and to conduct the retail business of the franchisee  
at or from a store within a par(cid:415)cular branded  
complex, pursuant to the terms of a franchise  
agreement. Each franchisee owns and controls  
the franchisee business of that franchisee.  

Each franchisee has control over the day-to-day  
opera(cid:415)ons of the franchisee business and has the  
discre(cid:415)on and power to make the decisions necessary  
to drive sales, control floor margins and contain  
opera(cid:415)ng costs to maximise the profitability of the  
franchisee business.  

Each franchisee pays franchise fees to a franchisor pursuant to a 
franchise agreement between that franchisee and that franchisor. 
The franchising opera(cid:415)ons segment in Australia captures and records the 
franchise fees received from franchisees including gross franchise fees, rent 
and outgoings for the use of a branded complex and interest on the 
financial accommoda(cid:415)on facility that is made available to each franchisee. 
The franchising opera(cid:415)ons segment also includes the costs of opera(cid:415)ng the 
franchised system and monitoring and evalua(cid:415)ng the performance and 
compliance of franchisees with their franchise agreements. 

With an unrivalled na(cid:415)onal store and click & collect network, the 
Harvey Norman®, Domayne® and Joyce Mayne® franchised complexes 
are an easy drive for the vast majority of the Australian popula(cid:415)on, 
with further growth planned in the coming years. 

169  19 

Franchised Complexes 

Franchised Complexes 

Franchised Complexes 

7  544  195 

Independent franchisees 
carrying on their business 
under Harvey Norman®, 
Domayne® and Joyce Mayne® 
brands. 

Franchised complexes in 
Australia trading under the 
Harvey Norman®, Domayne® 
and Joyce Mayne® brand 
names. 

As planned, the consolidated  en(cid:415)ty opened three Harvey Norman® franchised complexes in Australia during FY22 located at Murwillumbah, New South 
Wales (September 2021), Port Pirie, South Australia (November 2021) and Charters Towers, Queensland (April 2022), bringing the total number of franchised 
complexes in Australia to 195 as at 30 June 2022. 

 10 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

The Franchising Operations Segment in Australia (continued) 

1H22 delivered a franchising operations (FO) segment PBT result of $292.85 million, a decrease of $91.11 million or –23.7%, from 
$383.96 million in 1H21, and a franchising operations margin of 8.53% for 1H22 compared to 10.22% in 1H21.  When compared to a 
more stable recent retail period in 1H20 which generated an FO segment PBT of $123.86 million, the 1H22 result was up by 136.4%.  The 
FO segment outperformed in 2H22, generating an FO segment PBT result of $260.16 million, an increase of $15.94 million or 6.5%, from 
the record FO segment PBT result in 2H21 of $244.23 million, and an increase of $35.43 million or 15.8%, from the FO segment PBT  
result in 2H20 of $224.73 million.  The FO margin was 7.84% for 2H22 compared to 7.65% in 2H21.  The strong second half placed us in 
good stead to close out FY22 with an FO segment PBT result of $553.02 million, a decrease of $75.17 million or –12.0%, from $628.19 
million in FY21, and an FO margin of 8.19% for FY22 compared to 9.04% in FY21.  When compared to FY20, the increase in the FY22 FO 
segment PBT result was $204.42 million or 58.6%.  

The reduction in the FO segment PBT result is primarily due to the decrease in FO segment revenues by $44.54 million or –3.6%, from a 
record $1.24 billion in FY21 to $1.19 billion in FY22.  Gross franchise fees received from Harvey Norman®, Domayne® and Joyce Mayne® 
franchisees declined by $42.59 million, directly attributable to the 2.9% reduction in aggregate franchisee sales revenue which underpins 
the FO segment from $6.95 billion in FY21 to $6.75 billion in FY22.  The majority of this reduction was in 1Q22 where franchisee sales 
decreased by –16.5% compared to 1Q21 due to the government-mandated retail closures in franchised complexes in NSW, VIC and the 
ACT for the majority of the quarter.  FO revenue improved in 2Q22 as the ‘Delta’ restrictions progressively lifted from mid October 2021, 
with the pent-up demand resulting in an acceleration in franchisee sales post lockdown to close out 2Q22 only 1.7% down on 2Q21, 
which was a record sales quarter for franchisees.  Despite the ‘Omicron’  challenges in 2H22, both 3Q22 and 4Q22 saw growth in franchi-
see sales by 2.8% and 4.9% respectively compared to 3Q21 and 4Q21.        

In addition, FO segment revenues were impacted by a reduction in rent and outgoings received from franchisees during FY22 as full or 
partial rent waivers were provided to external tenants and Harvey Norman®, Domayne® and Joyce Mayne® franchisees affected by the 
retail closures in NSW, VIC and ACT for approximately a 4-month period from July 2021 to mid-October 2021 in order to protect and 
enhance the brands.  These rent waivers amounted to $19.58 million, of which $10.76 million related to properties owned by the  
consolidated entity (and recorded in the Property Segment) and $8.82 million related to properties leased by the consolidated entity 
(and recorded in the Franchising Operations Segment).  During FY21, $9.85 million of rent waivers were provided to external tenants and 
franchisees affected by the 11-week government-mandated Stage 4 lockdown in greater Melbourne, Victoria, of which $5.78 million  
related to owned properties and $4.07 million related to leased properties.   

The FO segment PBT result was also affected by a rise in brand advertising costs to promote and enhance the Harvey Norman®,  
Domayne® and Joyce Mayne® brands.   

FRANCHISING OPERATIONS SEGMENT 

Franchising Operations Segment PBT ($m) 

Franchisee Aggregated Sales Revenue* 

($bn) 

Franchising Operations Margin (%) 

1H 

2H 

FY 
  FY22    $292.85m    $260.16m    $553.02m 
  $628.19m 
  FY21    $383.96m    $244.23m 
  FY20    $123.86m    $224.73m 
  $348.59m 
  FY22    $3.433bn 
$6.95bn 
  FY21    $3.758bn    $3.19bn 
  FY20    $2.953bn    $3.21bn 
$6.16bn 
  FY22   
  FY21    10.22%    7.65% 
4.19%    7.00% 
  FY20   

9.04% 
5.66% 

  $3.32bn 

$6.75bn 

7.84% 

8.19% 

8.53% 

ANNUAL REPORT JUNE 2022 

*Sales made by franchisees in 
Australia do not form part of the 
financial results of the  
consolidated entity. 

 11 

 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Australian Franchisee Sales Revenue Underpins the Franchising 
Operations Segment  

Sales made by franchisees in Australia do not form part of the financial results of the consolidated entity. Retail sales in Harvey Norman®, Domayne® and Joyce 
Mayne® in Australia are made by independently owned franchisee businesses that are not consolidated with the consolidated entity’s results. Australian  
franchisee aggregated sales revenue is provided to the market as it is a key indicator of the performance of the franchising operations segment. 

The COVID-19 ‘Delta’ variant , identified in Australia in mid-
June 2021, kickstarted nearly 4-months of protracted rolling 
lockdowns across most states and territories across Australia 
from July 2021 affecting over 15 million people, or 58% of the 
Australian population.  Australian franchisees were adversely 
affected with hard lockdowns throughout most cities and 
regions in NSW, VIC and the ACT, representing retail closures 
of nearly 60% of the total number of Australian Harvey  
Norman®, Domayne® and Joyce Mayne® franchised  
complexes for the majority of 1Q22.  These closures resulted 
in a reduction in franchisee sales by –16.5% in 1Q22  
compared to 1Q21.  By comparison, retail closures last year 
were not as widespread, limited to franchised complexes 
located in greater Melbourne, VIC for an 11-week period, 
representing less than 10% of the total number of Australian 
franchised complexes.  

Franchisee sales rebounded during 2Q22 as the ‘Delta’  
restrictions progressively lifted from mid-October 2021, with 
the pent-up demand resulting in an acceleration in franchisee 
sales post lockdown.  This momentum continued into the 
Christmas trading period despite the looming threat of 
‘Omicron’ to close out 2Q22 only 1.7% down on the record 
2Q21 last year.   

During the second half of FY22, franchisee sales improved 
considerably with record 3Q22 franchisee sales, up 2.8%  
relative to 3Q21, and 4Q22 franchisee sales increasing by 
4.9% compared to 4Q21.  The second half growth saw  
franchisee sales close out at  $6.75 billion this year to be only 
down 2.9% from $6.95 billion in FY21 (1H22 was down 8.7%  
compared to 1H21).    

When compared to a more stable, comparable recent retail  
period in FY20 which generated aggregated franchisee sales 
of $6.16 billion, franchisee sales for FY22 grew by 9.5%.   

The demand for home, lifestyle and technology products has 
continued with strong sales in whitegoods, televisions and 
small appliances throughout the year.  Large screen and 
smart TV’s designed to deliver an outstanding gaming, movie 
and sports viewing experience have continued to be a growth 
category for franchisees.   

Within the family kitchen, cooking appliances and everyday 
small kitchen essentials that deliver innovation, efficiency as 
well as cutting-edge style have also stood out and an  
increasingly health aware consumer has also led to growth in 
the expanding category of air purification. 

The technology franchisees have continued to perform well in 
the high demand category of personal computers, as  
consumers continue to expand their hybrid work  
environments, using more technology more often.  This led to 
strong growth in computer monitors, along with the required 
peripherals to achieve full functionality.  As consumers looked 
to outdoor activities, the franchisees saw solid demand for 
drones and scooters.  For indoor activities, solid demand was  
experienced for gaming and crafting. 

The smart phone category continues to show solid growth, as 
consumers upgrade to the latest mobile phones, supported 
by increasing demand for accessories to suit.  With the  
connected home category starting to mature, franchisees saw 
more consumers being comfortable to expand the number of 
devices they have connected at home, such as security  
cameras, lighting and higher performing Wi-Fi connectivity. 

The government-mandated retail closures in NSW, VIC and 
the ACT adversely affected the sales of furniture and bedding  
franchisees in 1H22 resulting in consumers deferring home 
furnishing purchases until the restrictions lifted.  However, 
franchisees have seen furniture and bedding sales stabilise 
post lockdown throughout the second half of the financial 
year. 

Proactive planning by franchisees throughout 2022, in  
managing a balanced and appropriate inventory level to  
satisfy consumer demand, has been important to mitigate 
persistent supply chain disruptions.  As the uncertainty within 
supply chains eased within the second half of FY22,  
franchisees are well positioned to take advantage of new  
inventory ranges into the first half of FY23. 

 12 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED)

A ‘Customer-Centric’ Strategy 

The consolidated entity has continued 
to build on investments in technology, 
digital transformation and infrastructure 
to further enhance the capabilities of 
Harvey Norman®, Domayne® and Joyce 
Mayne® franchisees in Australia and 
company-operated stores overseas. 
Specific focus has been placed on 
allowing them to deliver Shop-Safe 
experiences for customers, improving 
COVID-Safe practices and executing a 
customer-centric strategy. 

During FY22, the consolidated entity 
completed its finance transformation 
project in Australia with the 
implementation of a new financial  
general ledger system in April 2022.   
The consolidated entity also improved 
and enhanced our digital offering, 
including the implementation of a  
new digital gift card system.

New Customer First System 
The Customer First system is central to the 
customer-centric strategy. It has been designed 
to support customer service for Harvey 
Norman®, Domayne® and Joyce Mayne® 
franchisees in Australia and company-operated 
stores overseas. The new and improved system 
allows customers to be supported wherever 
they are, on whichever device and messaging 
platform they use every day.

Personalised Experience 
Customers are now enjoying the same 
personalised experience online that they 
receive inside franchised complexes with the 
implementation of the Swogo personalisation 
solution. This presents customers with 
personalised, complementary products to help 
enhance their product experience at the click of 
a button. This solution continually adapts and 
evolves, improving over time to ensure Harvey 
Norman® customers are always given the best 
possible experience.

New Help and Support Page 
The new Help and Support page enables 
customers to quickly get the information they 
need or to connect with a Product or Support 
expert in one of our 195 franchised complexes. 
Customers can connect to support via all 
popular messaging services, including LiveChat 
and even good old-fashioned email.

13

OPERATING AND FINANCIAL REVIEW (CONTINUED)

A ‘Customer-Centric’ Strategy (continued)

Click & Collect Improvements 
Click & Collect has never been faster or 
more convenient. With over 80% of orders 
ready within one hour, Harvey Norman® 
customers continue to enjoy great 
speed and customer service, utilising the 
Microsoft Teams based system. Improved 
communications have gone live, providing 
customers with more accurate pickup 
location information inside franchised 
complexes and franchisee warehouses in 
Australia, as well as company-operated 
stores overseas.

Work has continued to improve and 
enhance the Microsoft Teams based 
system and to be able to push updates to 
Click & Collect customers, acknowledging 
the status of their orders. Through 
integrated notifications, the customer 
can, at the press of an “On My Way” or 
“Arrived” button on their device, advise 
the store that they are on their way to 
collect their order either in-store or to 
have it delivered direct to their car. This 
assists the franchisee to be fully prepared 
for their customer when they arrive. Stores 
have dedicated Click & Collect parking 
bays and in-store desks to ensure pickup 
is a frictionless experience. In the last year, 

customers using this system rated Harvey 
Norman at a CSAT (Customer Satisfaction) 
score of over 90%.

LiveChat – Via Web and Messaging 
Services 
Harvey Norman® pioneered LiveChat  
and Messaging in Australia to help  
answer online customer questions. 
Over the last year, Harvey Norman® has 
continued to improve the AI-powered 
chatbots within a multitude of the online 
messaging channels.

Harvey Norman® wants to make life 
easier for customers, wherever they are, 
by fitting into their schedule and being 
on the messaging platforms they prefer.  
Scalable messaging is available on Apple 
Business Chat, WhatsApp, Facebook 
Messenger, and SMS. 

Chatbots continue to help automate 
the customer service, so customers can 
connect with Harvey Norman 24/7. As an 
example. Chatbots can help customers 
wanting order updates and store trading 
hours, allowing LiveChat and Messaging 
agents to focus more on specific 
consumer needs and products. 

PHONE YOUR
LOCAL STORE

Store Finder

14

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Overseas Company-Operated Retail Segment  

Overseas, the 109 Harvey Norman® branded stores are company
-owned and company-operated.   

Outside of Australia, we trade in seven offshore countries: New 
Zealand (44 stores); Singapore (14 stores); Slovenia (5 stores); 
Ireland (15 stores); Malaysia (27 stores); Northern Ireland (2 
stores); and Croatia (2 stores).   

Our ‘Flagship Strategy’ was completed in 2018, where each 
country redeveloped and launched their flagship store, setting a 
course for excellence and an unrivalled, aspirational shopping 
experience in each country.  Each flagship store paved the way 
for the Harvey Norman® brand overseas, with our overseas  
company-operated retail segment now representing 25% of total 
consolidated PBT excluding net property revaluations.  The  
objective is to build on this growth and expand our international 
footprint, particularly in the emerging economies of Southeast 
Asia and Eastern Europe.   

Our overseas businesses employ over 5,000 full-time and part-
time staff and we continue to prioritise the safety and livelihoods 
of our employees to ensure that they are not disadvantaged by 
government-mandated closures and can continue to work in a 
COVID-safe manner. 

Total overseas retail revenue has grown to $2.63 billion for FY22, an increase of $28.14 million or +1.1% from FY21.  Overseas growth has 
moderated from previous levels due to extensive government mandated lockdowns in New Zealand and Malaysia in the first half of FY22.  
In New Zealand, 1H22 saw the closure of all 11 stores and 2 outlets in Auckland for 12-weeks and the 30 stores outside of Auckland were 
closed for 3-weeks.  In Malaysia, all stores were closed to the public for a 7-week period in 1H22.  Whilst sales recovered quickly after  
restrictions lifted, supply-chain disruptions due to COVID-19 continued to curtail sales, particularly in the furniture and bedding  
categories.  2H22 brought in new challenges including the emergence of geopolitical factors, rising cost-of-living pressures and the  
softening of previously buoyant macroeconomic conditions, amid the ongoing presence of the pandemic from the ‘Omicron’ variant.   

The Harvey Norman® brand is strong overseas and continues to be the preferred Home and Lifestyle retailer across key product  
categories overseas.  The sustained investment in the brand, coupled with a sound offshore expansion strategy, has continued to  
underpin a solid offshore result this year.  Total overseas retail PBT was $232.00 million for FY22.   

ANNUAL REPORT JUNE 2022 

 15 

 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Overseas Company-Operated Retail Segment (continued) 

New Zealand 
44 Harvey Norman® Company-Operated Stores 
In New Zealand, sales and profitability were adversely impacted 
in 1H22 by the nationwide imposition of Alert Level 3 & 4 lock-
downs from 18 August 2021, closing all 11 retail stores and 2 
outlets in Auckland for a 12-week period up to 10 November 
2021 (closure of 84 days), and closing all 30 retail stores outside 
of Auckland for a 3-week period, with limited re-opening to 
customers commencing from 7 September 2021 (closure of 21 
days).  Online trade during 1H22 was also restricted to essential 
goods only for a limited period, and with no store click & collect 
permitted for Auckland stores up to 21 September 2021.   
Lockdowns in 1H21 were not as widespread or prolonged, with 
Alert Level 3 Restrictions in the Auckland region only, requiring 
the closure of retail stores in Auckland for a 19-day period from 
12 August 2020 to 30 August 2020.   

Sales rebounded as the restrictions lifted as the pent-up  
demand, especially for premium electrical appliances and  
televisions which were deferred during the extended hard  
lockdowns, buoyed retail sales into the peak Christmas trading 
period.  In local currency, sales were NZ$614.93 million for 
1H22, decreasing by NZ$22.72 million or –3.6% from 
NZ$637.66 million in 1H21.  When translated to Australian  
dollars, sales were $586.43 million for 1H22, down by $7.95 
million or –1.3% from $594.39 million in 1H21, assisted by a 
2.31% appreciation of the NZ dollar relative to the AUD on 
translation.  However, when compared against the pre-
pandemic sales of $503.90 million for 1H20, sales increased by 
$82.53 million, or +16.4%. 

The 2nd half of FY22 (2H22) was marred by the challenges of 
the ‘Omicron’ variant, falling residential property prices and a 
swift reversal of previously strong macroeconomic conditions, 
resulting in a decline in consumer and business confidence.  
Foot traffic at our NZ stores decreased towards the end of FY22, 
as consumers tightened their household budgets due to cost of 
living pressures.  The sales decline was exacerbated by the  
ongoing supply chain issues, including import and delivery  
delays due to port congestion and global logistical constraints 
from COVID-19.  This was partially offset by the opening of the 
commercial outlet in Hamilton, New Zealand on 1 March 2022.  

In local currency, sales were NZ$578.69 million for 2H22,  
decreasing by NZ$17.00 million or –2.9% from NZ$595.69  
million in 2H21.  When translated to Australian dollars, sales 
were $532.66 million for 2H22, down by $21.11 million or –3.8% 
from $553.76 million in 2H21.  However, when compared 
against 2H20, sales increased by $76.37 million, or +16.7%. 

In light of the persistent challenges of the pandemic and 
the headwinds affecting retail this year, the NZ business is 
pleased to report solid sales in local currency of NZ$1.19 
billion for FY22, a decrease of NZ$39.72 million or –3.2%, 
from $1.23 billion in FY21.  In Australian dollars, sales for 
FY22 have surpassed the billion dollar milestone for a  
second year in a row, at $1.12 billion for FY22, down by 
$29.06 million or –2.5% from $1.15 billion in FY21.  When 
compared to FY20, the sales increase was $158.90 million 
or +16.6%.   

The Harvey Norman® brand remains strong in NZ, with our 
NZ business continuing to be the market leader across key 
Home and Lifestyle categories.  The electrical and small 
appliances categories continue to grow market share in a 
difficult retail period.  The furniture and bedding categories 
were affected by the prolonged closures and reduction in 
foot traffic, coupled with supply chain issues constraining 
stock and delivery lead times.    

In local currency, the retail profit for FY22 was NZ$137.67  
million, a decrease of NZ$14.44 million or –9.5%.  When  
translated to Australian dollars, the retail result was $129.08 
million for FY22, down by $12.53 million or –8.9% from 
$141.61 million in FY21.  Compared to FY20, the increase 
in retail profit was $29.92 million or +30.2%.   

The impact of the nationwide lockdown during 1H22 and 
the emergence of retail headwinds during 2H22, were  
partially moderated by a full year’s contribution from the 3 
stores that opened during FY21, coupled with sound  
inventory management and effective cost control to  
preserve cashflow.  

In line with the directive of the consolidated entity, the NZ  
business continued to prioritise the health, safety and  
well-being of their staff and customers.  The NZ business 
employs approximately 2,000 full-time and part-time  
employees across 44 Harvey Norman® stores and, despite 
the restrictions to trade and closures and the tight labour 
market in NZ, the consolidated entity ensured that the  
livelihoods of their employees were protected and  
maintained throughout FY22.   

 16 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 
Overseas Company-Operated Retail Segment (continued) 

Singapore and Malaysia    
This segment is comprised of 14 Harvey Norman® stores in Singapore, 
27 Harvey Norman® stores in Malaysia and the Space Furniture® 
branded lifestyle stores in Singapore and Malaysia.    

Malaysia   |   Sales Revenue  
27 Harvey Norman® Company-Operated Stores  
In Malaysia, sales and profitability for the 27 Harvey Norman®  
company-operated stores were negatively impacted in 1H22 by the  
re-imposition of the Full Movement Control Order on 28 May 2021, 
leading to extensive lockdowns from 1 June 2021.  During 1H22, 
there was a full closure of all Malaysian stores (online trade permitted) 
for a 7-week period (closure of 51 days), with a limited opening to 
customers commencing from 21 August 2021.  This is in contrast to a 
period of growth and expansion in 1H21, surging sales on the back of 
pent-up demand from closures in the early months of the pandemic 
and no physical retail closures in 1H21. 

In Australian dollars, sales were $261.37 million for FY22, up by 
$19.73 million or +8.2%, from $241.64 million in FY21, assisted by 
a 1.9% appreciation in the Singaporean dollar relative to the AUD.  
Malaysia continues to be our platform for organic growth in Asia 
and we are on track with the further 3 planned store openings by 
the end of FY23.  

Singapore  |   Sales Revenue    
14 Harvey Norman® Company-Operated Stores  
In Singapore, there were no COVID-related closures during FY22, 
as the local population transitioned back to pre-COVID  
activity attributable to the high level of vaccination in the country 
and a proportionate response to any spike in COVID cases.  How-
ever, a Heightened Alert Announcement between 22 July 2021 
and 18 August 2021 resulted in lower footfall curtailing retail trade 
during that period.   

Sales were solid when the stores re-opened to the public and, from 
October 2021 as most regions entered into Phase 4 of the National 
Recovery Plan, the high vaccination rates across the country allowed 
sales to return largely to pre-lockdown levels for key product  
categories.  Unfortunately, the flagship store at Ikano, Kuala Lumpur 
was adversely impacted by the severe floods in the Klang Valley in 
mid-December 2021 causing damage and disruption to the main 
warehouse and delaying sales to the new year. 

Despite the full 6-month’s contribution of the 3 Malaysian stores that 
opened in FY21, 1H22 sales were S$112.10 million, a decrease of 
S$14.29 million, or –11.3%, from S$126.40 million in 1H21.  When 
translated to Australian dollars, sales were $113.05 million, a  
reduction of $15.50 million, or –12.1%. 

As planned, we have continued with our expansion plans in Malaysia 
and opened the new store at Pavilion Bukit Jalil on 3 December 2021.    
Sales rebounded strongly in 2H22, increasing by S$29.32 million or 
+25.2% to S$145.84 million, from S$116.52 million in 2H21.  When 
translated to Australian dollars, 2H22 sales were $148.31 million, up 
by $35.23 million or +31.2%, from $113.08 million in 2H21.  Sales 
were robust in the second half due to the uptick in trade for the flag-
ship store following the pre-Christmas flood, the restoration of con-
sumer and business confidence after a prolonged lockdown period 
and the solid sales contribution of the new Pavilion Bukit Jalil store 
and the 3 stores that were opened last year.  On 1 April 2022,  
Malaysia entered the ‘Transition to Endemic’ phase of COVID-19, with 
all remaining restrictions on business operating hours removed, 
buoying sales through to the end of FY22. 

Despite the persistent supply-chain challenges and the threat of  
macroeconomic pressures in the last couple of months of 2022,  full-
year Malaysian sales for FY22 were S$257.94 million, an  increase of 
$15.03 million or +6.2%, from S$242.92 million in  FY21 

Sales for the 14 Harvey Norman® company-operated stores for 
FY22 were S$337.96 million, an increase of S$13.77 million, or 
+4.3%, from S$324.19 million in FY21.  When translated to Austral-
ian dollars, sales were $342.44 million, an increase of $19.96  
million, or +6.2%.  FY22 benefitted from a full year’s contribution of 
the 3 stores that opened in Singapore in the first half of FY21. 

As the country gradually returned to normality, new housing  
projects commenced or were completed during FY22 after  
significant delays due to the pandemic.  This underpinned the 
growth in furniture and bedding sales as more customers shopped 
in-store to invest in their new homes.  This also led to solid growth 
in the electrical category, particularly in premium home appliances 
and audio visual upgrades.  The resumption of international travel, 
and the addition of more countries on the ‘Active Vaccinated Trav-
el Lane’ is expected to continue to stimulate the local economy 
and underpin retail trade in Singapore as more people are  
permitted to enter and work in the country.   

Retail – Singapore and Malaysia: Sales & Segment Result  
Aggregated sales revenue for the Harvey Norman® and Space 
Furniture® brands in Asia totalled S$613.09 million in local  
currency for FY22, an increase of S$32.55 million, or +5.6%, from 
S$580.54 million in FY21.  On translation to Australian dollars,  
aggregated sales revenue for Asia was $621.23 million, an  
increase of $43.75 million or +7.6%, from $577.48 million in FY21. 

The segment profit result of the Harvey Norman® and Space  
Furniture® brands in Asia was $45.36 million for FY22, a solid  
increase of $9.45 million, or +26.3%, from $35.92 million in FY21.  
After closing 1H22 slightly down on 1H21, profitability in 2H22 
increased by $9.59 million or up +63.3% to $24.75 million, com-
pared to a segment profit for Asia of $15.16 million in 2H21. 

ANNUAL REPORT JUNE 2022 

 17 

 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Overseas Company-Operated Retail Segment (continued) 

Ireland 
15 Harvey Norman® Company-Operated Stores  

In Ireland, sales in local currency increased to €399.98 million 
for FY22, up by €8.10 million or +2.1%, from €391.89 million in 
FY21.  1H22 sales were strong, growing by €12.96 million or 
+5.9% to €233.71 million, from €220.75 million in 1H21.  Irish 
sales moderated to €166.28 million in 2H22, decreasing by 
€4.86 million or –2.8%, from €171.14 million in 2H21.   

When translated to Australian dollars, sales were $621.09  
million for FY22, declining by $4.93 million or –0.8%, from 
$626.02 million in FY21.  The decrease in full-year sales was 
due to a 2.8% devaluation in the Euro relative to the Australian 
dollar for the year, particularly during the last few months of 
FY22.  When compared against FY20, the FY22 increase was 
$198.03 million or +46.8%. 

FY22 has benefitted from the easing of COVID-19 restrictions, 
increasing consumer confidence and in-store foot traffic,  
coupled with heightened demand from the prolonged 20-
week closure of the furniture and bedding categories in the 
second half of the 2021 financial year.  The rise in FY22 sales 
can also be attributed to a full year’s uninterrupted  
contributions from the Galway and Sligo stores that opened in 
July 2020 and November 2020 respectively, and the re-
opening of construction in May 2021 propelling home  
renovations and upgrades this year.   

Sales were more subdued in the second half following the  
lifting of travel restrictions and the recommencement of travel 
outside Ireland.  Supply-chain constraints persisted, affecting 
furniture and bedding sales of imported goods and local  
suppliers were also hampered by lack of components and the 
tight local labour market.   

We are pleased to report the 5th straight year of profitability in 
Ireland with the Irish business delivering a solid retail result of 
$44.83 million for FY22.  This was a reduction of $4.81 million 
or –9.7% from the record retail result of $49.63 million in FY21.   

The Harvey Norman® brand remains strong in Ireland and we 
continue to invest in the development of the brand and in the 
expansion of the Irish business.  On 30 June 2022, the  
consolidated entity acquired the Eastgate Retail Park in Little 
Island, Cork, a 175,000 sq. ft. retail precinct housing eight  
tenancies, including the Harvey Norman® store at Cork.     

Subsequent to year-end, the 16th company-operated store in 
Ireland was opened, with the Fonthill store in Dublin  
commencing trade on 22nd July 2022 (slightly delayed due to 
the pandemic). 

Northern Ireland 
2 Harvey Norman® Company-Operated Stores  

There were no COVID-lockdowns during FY22, allowing  
uninterrupted trade across the two Harvey Norman® stores in 
Northern Ireland.  The flagship store at Boucher Road, South 
Belfast continues to perform well, being the primary premium 
shopping destination for furniture and bedding products in the 
country. 
Sales in local currency were £13.20 million for FY22, an increase 
of £1.06 million, or +8.7%, from £12.14 million in FY21, and up 
by £3.90 million or +41.9% when compared to FY20. 

Translated into Australian dollars, sales revenue was $24.19 
million for FY22 compared to $21.88 million in FY21, an  
increase of $2.31 million or +10.6%, assisted by a 1.7%  
appreciation in the GBP relative to the AUD for translation  
purposes.   

The result for FY22 was a profit of $1.33 million, a decrease of 
$0.92 million or –40.7% from a profit of $2.25 million in FY21. 
The Harvey Norman® brand continues to grow in Northern  
Ireland.   

 18 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Overseas Company-Operated Retail Segment (continued) 

Slovenia 
5 Harvey Norman® Company-Operated Stores  

Croatia  
2 Harvey Norman® Company-Operated Stores  

In Slovenia, there were no COVID related closures in FY22  
compared to closures between October 2020 and February 
2021 last year.  This allowed our 5 Slovenian stores to build on 
the solid, double-digit sales growth delivered in FY21.  

Slovenian retail sales in local currency increased to €91.67  
million for FY22, up by €9.27 million or +11.3%, from €82.40 
million in FY21.  1H22 sales were solid, growing by €4.95 million 
or +11.2% to €48.98 million, from €44.04 million in 1H21.  This 
trend continued into 2H22 with sales increasing to €42.68  
million, up by €4.32 million or +11.3%, from €38.36 million in 
2H21.   

When translated to Australian dollars, sales were $142.34  
million for FY22, growing by $10.71 million or +8.1%, from 
$131.63 million in FY21.  When compared against FY20, the 
FY22 increase was $21.99 million or +18.3%. 

Our Slovenian stores, including our flagship at Ljubljana, have 
delivered another period of double-digit sales growth across all 
key product categories for FY22.  Consumers trust the Harvey 
Norman® brand in Slovenia to provide a safe shopping  
experience.  Despite the requirement to show proof of  
vaccinations, proof of a previous COVID-recovery or a negative 
COVID test not older than 24 hours to shop in-store for a large 
part of the year, consumers continued to show their loyalty to the 
brand, increasing patronage and market share across all stores.  
With the easing of the remaining COVID restrictions towards the 
end of FY22, the Slovenian stores are well-placed to further  
benefit from strengthening consumer and business confidence 
into FY23.   

Throughout FY22, the Slovenian business intentionally increased 
inventory to mitigate supply chain disruptions.  This proved  
successful as the business had ample stock to sell during the 
peak Christmas trading period through to the end of the financial 
year.  

The sustained increase in sales delivered a retail profit of $12.43  
million for FY22, representing a $1.16 million increase or 
+10.3%, from $11.27 million in FY21.   

In Croatia, both stores were open for all of FY22, following a 
year of unrestricted trade in FY21.  

Sales for FY22 were €30.26 million, a modest increase of 
€0.46 million or +1.5%, from €29.80 million in FY21.  When 
compared to FY20, the increase was €9.61 million or +46.6%.  
1H22 sales were strong, growing by €2.59 million or +19.8% 
to €15.67 million, from €13.07 million in 1H21.  Sales were 
subdued in 2H22, declining by €2.13 million or –12.8% to 
€14.59 million, from €16.72 million in 2H21.   

In Australian Dollars, sales were $46.98 million for FY22,  
decreasing by $0.62 million or –1.3%, from $47.60 million in 
FY21.  The decrease in full-year sales was due to a 2.8%  
devaluation in the Euro relative to the Australian dollar for the 
year, particularly during the last few months of FY22.   

The Croatian business has benefitted from a full year’s trade 
of their second store at Pula, which opened on 26 November 
2020.  However, the sales performance of the flagship store at  
Zagreb was adversely affected by the high number of COVID 
cases in the Croatian capital city reducing foot traffic in-store 
and the ongoing supply-chain challenges.  Geopolitical  
factors in Europe have exacerbated the mounting retail  
pressures towards the end of FY22, curtailing sales and  
profitability in the second half of the year. 

Croatia reported a loss of $1.03 million for FY22 compared to 
a modest profit of $0.11 million for FY21, mainly due softer 
sales, costs to ramp-up the new Pula store and additional 
warehouse costs to accommodate the growth in inventory 
required by the business.    

In FY21, we reported our intention to open 2 new stores in 
Croatia.  Presently, the intention is to open the new store at 
Rijeka during calendar 2023, and open the second store in 
Zagreb in FY24.   

ANNUAL REPORT JUNE 2022 

 19 

 
 
 
  
 
 
  
 
  
 
  
 
 
  
  
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Review of the Property Segment  
Strategic ‘Large-Format’ Retail Property Portfolio  

Property ownership is a core pillar underpinning our successful integrated retail, franchise, property and digital system. 

Our consolidated balance sheet is anchored by a robust and resilient freehold property portfolio totalling $3.74 billion as at 30 June 
2022.  This is primarily comprised of tangible, freehold investment properties in Australia of $3.19 billion and New Zealand of 
$10.90 million; and freehold owner-occupied properties in New Zealand, Singapore, Slovenia, Australia and Ireland of $494.12  
million in aggregate.  On 30 June 2022, the consolidated entity acquired the Eastgate Retail Park in Little Island, Cork, Ireland for 
$40 million, of which $29 million has been recognised in freehold investment properties and $11 million has been recognised in 
owner-occupied properties as it relates to the Harvey Norman store at Cork, Dublin.  Our property segment assets also include a 
property held for sale in Singapore of $12.10 million, and joint venture assets of $1.50 million.  The freehold property segment  
comprises 52% of our total $7.25 billion total asset base. 

The Australian Large-Format Retail (LFR) Market   

The Australian freehold investment property portfolio has 
grown from strength-to-strength this year, rising to $3.19  
billion as at 30 June 2022, surpassing the $3 billion milestone 
for the first time during FY22 and firmly positioning the  
consolidated entity as the largest single owner of Large Format 
Retail (LFR) real estate in the Australian market.   

The LFR property market has performed strongly throughout 
FY22, experiencing robust sales volumes and historically low 
yields.  Reported recent sales transactions highlight continued 
solid investor demand and scarcity of high quality LFR  
properties in the market.  This has largely been driven by the 
low interest rate environment over the last few years,  
confidence in the financial and operational performance of LFR 
centres and their resilience throughout the pandemic, as well as 
providing an attractive return on investment relative to  
alternative asset classes.  

We have 195 Australian franchised complexes geographically 
spread throughout the country, with a local Harvey Norman®, 
Domayne® and Joyce Mayne® branded store located within 
close proximity to customers.  95 franchised complexes (49% of 
total), and their associated warehouses, are owned by the  
consolidated entity, which are then leased to external parties, 
including Harvey Norman®, Domayne® and Joyce Mayne®  
franchisees.    

Generally, our LFR centres have expansive footprints facilitating 
the efficient execution of COVID-Safe practices, easy and direct  

access points enabling franchisees to improve their ‘1-Hour 
Click & Collect’ and ‘Contactless Click & Collect’ capabilities  
and open-air carparks for ease of in-store shopping or swift  
collection of goods.  Occupants of our LFR centres, including 
Harvey Norman®, Domayne® and Joyce Mayne® franchisees, 
have thrived from the uplift in trading performance across the 
home building and improvements sector.   

Our LFR centres accommodate a complimentary mix of over 
450 third-party tenants that are diversified across a variety of 
different categories including Hardware, Medical, Chemists, 
Pets and Auto related products.  A large proportion of these 
third-party tenants are ASX-listed and are national retailers that 
support the underlying value of our properties.   

Leasing demand has remained buoyant and this is expected 
to continue into FY23 on the back of forecasted increases in  
population growth, strong employment figures and the  
elevated levels of dwelling commencements, alterations and 
additions activity propelled by the solid uptake of the  
government’s HomeBuilder Program and the pandemic-
induced housing shifts from metropolitan cities to the  
regions.  In addition, the significant recent rise in construction 
costs is further constraining supply of LFR properties.  This 
leasing demand has resulted in achieving high occupancy 
levels in the portfolio which will likely provide growth in rental 
income streams received.   

Harvey Norman® Auburn, NSW Flagship Franchised Complex 

 20 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Review of the Property Segment (continued) 
Strategic ‘Large-Format’ Retail Property Portfolio (continued) 

The investment market for LFR property has seen material gains 
in FY22 based on strong demand from property syndicates and  
institutional investors, resulting in competition for quality  
assets and the volume of capital seeking placement  
outstripping the supply of LFR centres available.  Buyers have 
been attracted to LFR properties with large land holdings 
providing further development scope and centres that are  
anchored by strong performing national retailers and a diverse 
tenancy mix.  The strong sustained demand and resilience of 
the LFR market has resulted in a record increase in the value of 
our Australian investment property portfolio this year, growing 
by $296.13 million or +10.2% in FY22 to $3.19 billion, from 
$2.89 billion in FY21.  $213.68 million of this increase is  
represented by capital appreciation in property fair values  
during FY22 and $82.45 million relates to capital additions and 
refurbishments during the year.   

If you add on the large increases recognised last year to June 
2021, the value of the Australian investment property portfolio 
has risen by $606.72 million or +23.5% – an increase of well 
over half a billion dollars over a 2-year period.  $352.37 million 
(58%) of the increase relates to fair value appreciation and 
$254.35 million (42%) relates to acquisitions, renovations and 
refurbishments, including the premium re-fit program.   

Overseas Property Portfolio  
Globally, we have 109 company-operated stores across 7  
countries.  26 of the stores located overseas (24% of total) are 
owned by the consolidated entity.  The aggregate value of the 
overseas owner-occupied and investment property  portfolio is 
$520.49 million, increasing in value by $68.48 million during 
the year primarily due to the acquisition of the Eastgate Retail 
Park in Ireland and capital appreciation since the end of FY21. 

On 30 June 2022, the consolidated entity acquired the  
Eastgate Retail Park in Little Island, Cork, a 175,000 sq. ft. retail 
precinct housing eight tenancies, including the Harvey  
Norman® store at Cork.     

Total Property Portfolio and the Performance of the Retail 
Property Segment  
Retail property segment revenue has grown to $494.39 million 
for FY22, up by $85.19 million from $409.20 million in FY21. 
This was primarily due to the recognition of $213.68 million in 
net property revaluation increments for FY22 compared to 
$140.37 million in net increments for FY21, an increase of 
$73.31 million.   

The retail property result was $366.48 million for FY22, an  
increase of $74.94 million or +25.7% from $291.54 million in 
FY21.  Excluding net property revaluations for both periods, the 
retail property result would have been consistent with the prior 
year, being $152.80 million for FY22 compared to $151.16  
million for FY21. 

Rent and outgoings received from freehold properties were 
reduced during 1H22 as full or partial rent waivers were given 
to external tenants and Harvey Norman®, Domayne® and Joyce 
Mayne® franchisees affected by the retail closures in NSW, VIC 
and ACT for approximately a 4-month period from July 2021 to 
early to mid-October 2021 in order to protect and enhance the 
brands.  These temporary hard lockdowns in Australia during 
1H22 had no impact on LFR property fair values. 

These rent waivers amounted to $19.58 million, of which  
$10.76 million related to properties owned by the consolidated 
entity (and recorded in the Property Segment) and $8.82  
million related to properties leased by the consolidated entity 
(and recorded in the Franchising Operations Segment).  During 
FY21, $9.85 million of rent waivers were provided to  
franchisees affected by the 11-week government-mandated 
Stage 4 lockdown in greater Melbourne, Victoria, of which 
$5.78 million related to owned properties and $4.07 million 
related to leased properties.   

Harvey Norman® and Domayne® Penrith, NSW  Franchised Complexes    |   Penrith Homemaker Centre 

ANNUAL REPORT JUNE 2022 

 21 

 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Review of the Property Segment (continued) 

The below table shows the composition of freehold property segment assets as at 30 June 2022, the number of owned property 
assets and the increase in fair value recognised in each country.   

COMPOSITION OF FREEHOLD  
PROPERTY SEGMENT ASSETS 

June 2022  

# of Owned 
Retail 
Property 
Assets 

# of Owned 
Other 
Property 
Assets 

Net Increase 
in Fair Value 
(Income  
Statement)  

Net Increase / 
(Decrease)  
in Fair Value 
(Equity) 

(1) Investment Properties (Freehold) and Assets Held for Sale 

- Australia 

- New Zealand 

- Ireland 
- Singapore (Property asset held for sale) 

$3,190.34m 

$10.90m 

$28.97m 
$12.10m 

Total Investment Properties (Freehold) and Assets Held for Sale  $3,242.32m 

(2) Owner—Occupied Land & Buildings 

- Australia 
- New Zealand 
- Singapore 
- Slovenia 
- Ireland 

Total Owner—Occupied Land & Buildings 

(3) Joint Venture Assets 

$13.50m 
$361.71m 
$13.30m 
$80.01m 
$25.60m 

$494.12m 

$1.50m 

95 

- 

- 
- 

95 

- 
19 
- 
5 
2 

26 

- 

41 

$213.68m 

2 

1 
1 

- 

- 
- 

- 

- 

- 
($1.25m) 

45 

$213.68m 

($1.25m) 

1 
1 
1 
- 
- 

3 

7 

- 
- 
- 
- 
- 

- 

- 

$3.26m 
$27.30m 
$5.26m 
$7.40m 
- 

$43.22m 

- 

Total Freehold Property Segment Assets 

$3,737.94m 

121 

55 

$213.68m 

$41.97m 

Net Property Revaluation Adjustments 

For the year ended 30 June 2022, the freehold investment property portfolio has recorded $213.68 million in capital  
appreciation to fair value, which was the net property revaluation increment for investment properties recognised in the income 
statement.  LFR properties appreciated in value this year on the back of the solid financial performance of the Home and  
Lifestyle categories resulting in historically low yields and firmer capitalisation rates for high quality LFR centres and LFR  
properties supported by strong recent sales evidence in the LFR market. 

At each balance date, the directors make an assessment of the fair value of each freehold investment property.   

This assessment is informed by: 
• 

• 

the information and advice contained in the last independent external valuation report for that property prepared by an 
external, professionally qualified valuer who holds a recognised relevant professional qualification and has specialised  
expertise in the property being valued (Independent Valuer); 
the information and advice contained in the last internal valuation report for that property (which was informed by the  
immediately preceding independent external valuation report for that property); 
the last management review for that property; and  

• 
•  other information and professional or expert advice given or prepared by reliable and competent persons in relation to that 

property. 

Each freehold investment property in Australia is independently valued by an Independent Valuer at least once every 2 years on 
a rotational basis.  

For FY22, there were 68 valuations of freehold investment properties in Australia representing a total of 52.2% of the value of 
freehold investment properties independently externally valued this year, and 49.6% in terms of the number of total  
freehold investment properties in Australia.  

Freehold investment properties not independently externally valued as at balance date are subject to an internal valuation or a 
management review, performed by persons qualified by relevant education, training or experience.  Each internal valuation and 
management review is informed by the last independent external valuation and reliable market evidence.  For the 2022  
financial year, 13 freehold investment properties had been affected by the same factors as the properties which had been  
independently externally valued.  As a consequence, internal valuations for these 13 properties were undertaken to determine 
the effect of these factors. 

 22 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Leasehold Property Portfolio   |   AASB 16 Leases  
Right-of-Use Assets: Leasehold Investment Properties (Sub-Leased to External Parties): 

The consolidated entity has a portfolio of property leases primarily for the purposes of being sub-leased to Harvey Norman®, 
Domayne® and Joyce Mayne® franchisees in Australia.  For these properties, the consolidated entity enters into property leasing 
arrangements with external landlords and then subsequently subleases these sites to franchisees pursuant to a licence,  
terminable upon reasonable notice.  Leasehold investment property: right-of-use asset meets the definition of an investment 
property and are measured at fair value.  

As at 30 June 2022, there were 183 leasehold investment properties.  100 leasehold investment properties (55% of total) were 
occupied by Harvey Norman®, Domayne® and Joyce Mayne® franchisees in Australia for retail purposes.  The remaining 83  
leasehold investment properties (45% of total) were primarily used by franchisees for warehousing.    

Right-of-Use Assets: Leasehold Owner-Occupied Properties & Plant and Equipment Assets: 

Leasehold properties occupied by the consolidated entity primarily include company-operated stores, warehouses and offices 
that are leased from external landlords.  Unlike the leasehold investment properties: right-of-use assets which are measured at 
fair value, the leasehold owner-occupied properties and plant and equipment assets: right-of-use assets are measured at cost, 
less any accumulated depreciation and impairment losses.   

Composition of Leasehold Property Segment Assets: 

The table below shows the composition of right-of-use assets and lease liabilities within our leasehold property portfolio as at 
balance date, and the number of leased retail properties and other properties leased by the consolidated entity.   

COMPOSITION OF LEASEHOLD 
PROPERTY SEGMENT ASSETS 

Right -of-Use 
Asset  
June 2022 

Lease 
Liabilities 
June 2022 

# of Leased  
Retail 
Property 
Assets 

# of Leased 
Other 
Property 
Assets 

(1) Leases of Properties Sub-Leased to External Parties 

$675.60m 

$719.02m 

100 

170 

- Australia 

(2) Leases of Owner-Occupied Properties and Plant and  
      Equipment Assets 

- Australia 
- New Zealand 
- Singapore & Malaysia 
- Slovenia & Croatia 
- Ireland & Northern Ireland 

Total Owner—Occupied Properties and Plant  
and Equipment Assets 

$25.79m 
$118.49m 
$218.39m 
$14.95m 
$94.90m 

$41.11m 
$136.18m 
$164.23m 
$16.87m 
$127.22m 

$472.51m 

$485.60m 

- 
25 
41 
2 
15 

83 

16 
36 
15 
6 
17 

90 

Total Leasehold Property Segment Assets 

$1,148.11m 

$1,204.63m 

183 

260 

Financial Impact of AASB 16 Leases on the Consolidated Income Statement: 
The table below shows the financial impact of AASB 16 Leases on the consolidated income statement for the year ended  
30 June 2022.   

 Financial Impact of AASB 16 Leases: 

Property, plant and equipment:  Right-of-use asset 
    - Depreciation expense 
Investment properties (leasehold):  Right-of-use asset 
    - Fair value re-measurement  

Finance costs:  Interest on lease liabilities 

Total AASB 16 Expenses Recognised 

Less: Lease payments made during FY22 (excluding variable 
lease payments (short-term, low-value leases) 

Other adjustments 

AASB 16 Incremental (Increase )/ Decrease in PBT for FY22 

Leases of Owner-
Occupied Properties 

$000  

$65,870 

Leases of Properties 

Total Leases 

Sub-Leased to        
External Parties 
$000 

- 

$000 

$65,870 

- 

$87,558 

$87,558 

$16,713 

$82,583 

$25,025 

$112,583 

$41,738 

$195,166 

($82,921) 

($94,938) 

($177,859) 

($1,280) 

($1,618) 

- 

$17,645 

($1,280) 

$16,027 

ANNUAL REPORT JUNE 2022 

 23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Review of the Financial Position of the Consolidated Entity  

Net Debt to Equity Ratio 

The overall debt levels of the consolidated entity remain low, 
with a conservative net debt to equity ratio of 10.31% as at 30 
June 2022, increased by 2.84% compared to a ratio of 7.47% as 
at 30 June 2021.   

Across the consolidated entity, the total available facilities  
globally amounted to $884.81 million (Jun-21: $749.52 million), 
of which the utilised portion was $695.16 million (Jun-21: 
$555.56 million), leaving $189.64 million (Jun-21: $193.96  
million) accessible financing facilities available.   

customers of company-operated stores by $15.81 million.   

Despite a reduction in gross revenue received from franchisees 
by $44.64 million, the movement in the aggregate amount of 
financial accommodation provided to franchisees decreased 
compared to the movement in FY21.  Franchisees continued to 
maintain appropriate inventory reserves to meet the demand 
for home, lifestyle and technology products.  The amount of 
funding advanced to franchisees to fund their FY22 inventory 
purchases decreased compared to funding advanced for  
franchisee inventory purchases for FY21. 

In FY22, the utilised facilities increased by $139.61 million  
compared to FY21 as the consolidated entity continued its  
conservative, sustainable expansion strategy and upgrades of 
existing franchised complexes and company-operated stores.   

Income tax paid increased by $129.63 million primarily due to 
the higher final tax payment made in FY22 attributable to FY21 
taxable profits and the higher income tax instalment rate  
applied in Australia for FY22. 

Solid Cash Flows  

Payments to suppliers and employees increased by $113.06 
million due to higher inventory purchases overseas to ramp-up 
stock and higher operating costs due to new store openings. 

Cash and cash equivalents, net of bank overdraft, as disclosed in 
the Statement of Cash Flows, decreased by $14.37 million to 
$234.36 million as at 30 June 2022, compared to $248.73  
million in the prior year.  

Net cash investing outflows decreased by $75.32 million  
during FY22 primarily due to a decrease in payments for the 
purchase and refurbishments of freehold investment properties 
by $92.67 million.    

Cash flows from operating activities increased by $53.43 million 
to $597.30 million for FY22, from $543.87 million in FY21.  This 
was primarily attributable to an increase in net receipts from 
franchisees by $301.08 million, from $886.34 million in FY21 to 
$1,187.42 million in FY22, offset by an increase in income taxes 
paid by $129.63 million, higher payments to suppliers and  
employees by $113.06 million and a reduction in receipts from 

Net cash financing outflows decreased by $97.40 million  
during FY22 mainly attributable to a reduction in in the  
proceeds received from the drawdown of the Syndicated  
Facility in FY22 relative to FY21 by $175 million.  This was offset 
by a reduction in dividends paid by $37.38 million and the net 
proceeds from other borrowings in FY22 of $20.84m compared 
to repayments of other borrowings in FY21 of $26.14 million. 

 24 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Review of the Financial Position of the Consolidated Entity (continued) 

In the December 2021 half year report, the consolidated entity reported net assets of $4.16 billion, surpassing $4 billion of net 
assets for the first time.  As at 30 June 2022, net assets have grown to $4.29 billion, an increase of $401.11 million or 10.3%, from 
$3.89 billion as at 30 June 2021.  

Total assets increased by 8.6%, or $573.47 million, to $7.25 billion as at 30 June 2022, from $6.67 billion as at 30 June 2021.   

The value of the freehold investment property portfolio increased by $324.70 million, or +11.2%, to $3.23 billion as at 30 June 
2022 primarily due to $213.68 million net  property revaluation increments over the past 12 months, acquisition of new  
freehold investment properties and the refurbishments of freehold investment property assets in Australia and the purchase of 
the Eastgate Retail Park in Cork, Ireland.    

Receivables from franchisees increased by $99.69 million to $892.92 million as at 30 June 2022.  Repayments of indebtedness by 
franchisees decreased in FY22 on the back of the $202.13 million or -2.9% reduction in aggregate franchisee sales revenue.  This 
was offset by a reduction in the amount of funding advanced to franchisees to fund their FY22 inventory purchases relative to 
funding advanced for FY21 inventory purchases.  Franchisees continued to maintain appropriate inventory reserves to meet the 
demand for home, lifestyle and technology products.   

Inventories of company-operated stores increased by $45.18 million mainly due to their concerted efforts to increase inventory 
to mitigate the ongoing global supply chain constraints and to satisfy solid sales growth.  

Property, plant and equipment assets increased by $49.37 million mainly due to the acquisition of the Eastgate Retail Park in  
Ireland, fit-out of the new Pavilion Bukit Jalil company-operated store in Malaysia, the fit-out for the 3 new Harvey Norman®  
franchised complexes opened during the year and net property revaluation increments for the owner-occupied freehold  
properties over the past 12 months.   

Total liabilities increased by $172.36 million, or 6.2%, to $2.95 billion as at 30 June 2022 from $2.78 billion as at 30 June 2021.   

Interest-bearing loans and borrowings increased by $139.61 million mainly due to the higher utilisation of the Syndicated  
Facility by $120 million, from $490 million utilised as at 30 June 2021 to $610 million utilised as at 30 June 2022 to fund our  
conservative, sustainable expansion strategy.  

Deferred tax liabilities increased by $65.88 million mainly due to $213.68 million of net property revaluation increments relating 
to freehold investment properties and $43.22 million of net property revaluation increments for owner-occupied properties over 
the past 12 months.  

The above increases were offset by a $80.20 million decrease in income tax payable driven by lower profit generated by the  
consolidated entity during the current year.  

ANNUAL REPORT JUNE 2022 

 25 

 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Outlook 

During the second half of the financial year, the premium refit program, which was hampered by the government mandated closures 
during 1H22, was recommenced.  Given COVID supply chain issues and labour shortages, we have reassessed expected completion 
dates and we now expect to complete up to 25 premium refits over the next 5 years. 

As planned, we opened three Harvey Norman® franchised complexes in Australia located at Murwillumbah, NSW (Sep 2021), Port Pirie, 
South Australia (Nov 2021), and Charters Towers, QLD (Apr 2022).  In December 2021, we opened a company-operated store in  
Malaysia located at Pavilion Bukit Jalil, Kuala Lumpur, and a company-operated commercial outlet in Hamilton, New Zealand in March 
2022. 

In the 2023 financial year, we intend to open up to 2 franchised complexes in Australia and relocate 1 franchised complex from a leased 
site to a freehold property.  Overseas, we opened our 16th company-operated store in Ireland at Fonthill, Dublin on 22nd July 2022, 
and we expect to ramp-up our offshore expansion plans with the anticipated opening of a further 4 company-operated stores  
during FY23: 1 in New Zealand, 2 in Malaysia and 1 in Croatia (expect to open by the end of calendar 2023).   

Beyond FY23, we anticipate opening a further 2 franchised complexes in Australia and intend to relocate 3 franchised complexes from 
leased sites to freehold properties during the 2024 financial year.  Overseas, we expect to open up to 6 company-operated stores in 
FY24: 2 in New Zealand, 2 in Malaysia and our first 2 company-operated stores in Budapest, Hungary that were announced last year.   

RETAIL TRADING UPDATE:  1 July 2022 to 29 August 2022 vs 1 July 2021 to 29 August 2021 

Aggregated Sales increase / (decrease) from 1 July 2022 to 29 August 2022 vs 1 July 2021 to 29 August 20211 
 (% increases have been calculated in local currencies) 
1 comparable sales growth has not been adjusted for the temporary closures mandated by each local government as a result of their COVID-19 Response 

COUNTRY 

(% increase calculated 
in local currencies) 

1 July 2022 to 29 August 2022 vs 

1 July 2021 to 29 August 2021 
Total 

Comparable 

Australian Franchisees 

$A 

New Zealand 

Slovenia & Croatia 

Ireland 

Northern Ireland 

Singapore 

Malaysia 

$NZD 

€Euro 

€Euro 

£GBP 

$SGD 

MYR 

10.7% 

5.0% 

12.2% 

(-1.0%) 

(-10.2%) 

1.9% 

108.0% 

10.3% 

4.6% 

12.2% 

(-3.7%) 

(-10.2%) 

4.1% 

99.0% 

The start of FY23 has seen solid sales results.  Low unemployment and high net deposit rates continue to underpin growth. 

Harvey Norman® is well positioned to continue to maximise the opportunities in Home and Lifestyle categories via the home renovation 
market and new home builds. 

 26 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Summary of Key Business Risks  

The Board remains optimistic about the consolidated entity’s future trading performance and acknowledges that there are several factors 
that may pose risk to the achievement of the business strategies and future financial performance of the consolidated entity. 

Every business is exposed to risks with the potential to impair its ability to execute its strategy or achieve its financial objectives.  There 
are a number of key risks, both specific to the Harvey Norman® integrated retail, franchise, property and digital system and external risks, 
for example the macroeconomic environment, over which the consolidated entity has no control.  The consolidated entity acknowledges 
the existence of these risks, and in the first instance seeks to identify and understand individual risks, and then – to the extent possible – 
manage and mitigate those risks. 

Changes to macroeconomic conditions and government policy: 

The consolidated entity has a significant exposure to the economy of the countries in which it operates.  There are a number of general 
economic conditions, including interest and exchange rate movements, CPI inflation, geopolitical tensions, overall levels of demand, 
housing market dynamics, wage growth, employment, economic and political instability and government fiscal, trade, monetary and  
regulatory policies, that can impact the level of consumer confidence and discretionary retail spending.  These conditions may affect  
revenue from sales to customers and franchise fees.  The consolidated entity seeks to reduce its exposure to these risks through  
appropriate business diversification, and also by closely monitoring both internal and external sources of information that provide  
insights into any changes in demand within the economies in which it operates. 

With a property portfolio of over $3.7 billion, the consolidated entity is exposed to potential reductions in commercial property values.  
The consolidated entity has a selective and prudent acquisition and development strategy and maintains high-quality complexes and a 
solid, dynamic, complementary tenancy mix in order to maximise the profitability of the property segment.    

Trading conditions due to COVID-19: 

The risk of government-mandated retail closures, while diminishing may still occur, changing consumer behaviour and the ability of the 
supply-chains to meet demand.  This may continue to impact the sales revenue generated by franchisees in Australia and company-
operated stores – thereby impacting the profitability and cash flow of the consolidated entity.  This risk is mitigated by the consolidated 
entity’s robust balance sheet, stringent measures to preserve cash and enhance liquidity, coupled with the continuous monitoring of any 
changes in COVID-19 regulation and policy as announced.  The consolidated entity has a strong asset base totalling $7.25 billion and net 
assets of $4.29 billion as at 30 June 2022.   

From the commencement of the pandemic, the consolidated entity has demonstrated its ability to swiftly respond to COVID-19  
challenges, while prioritising the safety of their staff, their customers and their local communities.  The consolidated entity remains  
confident in its ability to appropriately respond to COVID-19 challenges in the future, as they arise.   

Cyber security risk: 

Cyber security attacks can take many forms including: 

i) 

ii) 

Attacks on technology infrastructure which generates revenue and threaten to perpetually block access to data unless a ransom is 
paid (Ransomware); and  

Attacks to gain unauthorised access to data or records that can be used alone or with other information to identify, contact or 
locate a single person, including a customer or employee (Personal Identifiable Information or PII). 

The Company has implemented and continues to improve and enhance, a cyber security risk management framework and security  
controls to protect against any cyber security risks, including Ransomware and PII attacks.  The Company has implemented business  
continuity plans and disaster recovery plans to respond to cyber security incidents, and mitigate financial and reputational damage from 
any such incidents.   

Compliance by franchisees with franchise agreements: 

This risk relates to franchisees acting in breach of the terms and conditions of their respective franchise agreements.  The consequences 
of non-compliance may include damage to the brand, fines and other sanctions from regulators, and a reduction in franchise fees  
received from franchisees. 

The franchisor continually monitors and evaluates the financial and operating performance of each franchisee to actively assess  
compliance with executed franchise agreements.  Instances of non-compliance are promptly addressed to protect the Harvey Norman®, 
Domayne® and Joyce Mayne® brands and intellectual property of the franchisor. 

ANNUAL REPORT JUNE 2022 

 27 

 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

Summary of Key Business Risks (continued) 

Increased competition resulting in a decline of retail margin or a loss of market share for franchisees in Australia and 
company-operated stores in overseas markets: 

The integrated retail, franchise, property and digital system, and diverse category mix assists in maintaining the consolidated entity’s 
competitive position.  Market consolidation and/or acquisition may result in further competition and changes to retail margins and  
market share.  Franchisees in Australia and company-operated stores in 7 overseas regions operate across a number of categories in the 
strongly performing Home and Lifestyle market.  Diversity of category and the ability to identify growth opportunities locally and  
overseas, mitigates the risk from existing and potential competitors.  

Emergence of competitors in new channels: 

The Harvey Norman® Omni Channel Strategy provides customers of franchisees with a diverse, consistent and distinctive Harvey Norman® 
customer experience through a range of channels.  The Harvey Norman® Omni Channel Strategy integrates retail, online, mobile and 
social channels.   

The online operations of franchisees in Australia and the company-operated online operations overseas continue to grow.  The digital 
platform provides new opportunities for growth and new ways to embrace and engage with customers.   

The Harvey Norman® Omni Channel Strategy sets the Harvey Norman® brand apart from other online and digital competitors.  Harvey 
Norman® customers have a multitude of engagement options to meet their needs.  The Harvey Norman® Omni Channel Strategy,  
supported by the retail property portfolio of the consolidated entity, makes the Harvey Norman® brand a strong competitor in the market. 

Counterparty risks of service providers: 

This risk relates to the inability of service providers to meet their obligations, including compliance obligations.  The consolidated entity 
closely monitors and evaluates the performance of external service providers to mitigate counterparty risk. 

 28 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT  

A core philosophy we have maintained throughout the years is the significance and focus on the longevity of the 
Board of Directors with ‘skin in the game’ with a vast, complementary array of skills, experience and talent coupled 
with the exceptional skills and experience of our seasoned business leaders and their deep understanding and  
expert-execution of the complex franchised operating model in Australia and the company-operated stores across 
seven overseas countries.    

The ongoing COVID-19 pandemic throughout FY22 has enabled the consolidated entity to refine and upgrade its 
COVID-Safe framework and COVID-Safe Plans and Practices to respond to emerging new variants and changes in 
consumer sentiment and shopping trends.  The successful strategies that we enhanced and delivered this year 
could have only been achieved with formidable leadership with the intimate knowledge of the intricacies of our 
business - leaders that can be trusted to protect our brands and navigate us through these challenges as they arise.   

Our Board 

Unless otherwise indicated, all directors (collectively termed ‘the Board’), held their position as director 
throughout the entire year and up to the date of this report. 

Gerald Harvey 
Executive Chairman 

Mr. G. Harvey was the co-founder of Harvey Norman Holdings Limited in 1982 
with Mr. I.J. Norman.   

Mr. G. Harvey has overall executive responsibility for the strategic direction of 
the consolidated entity, and in particular, property investments.     

Kay Lesley Page 
Executive Director and CEO 

Ms. Page joined Harvey Norman in 1983 and was appointed a director of Harvey 
Norman Holdings Limited in 1987.  Ms. Page became the Chief Executive Officer 
of the Company in February 1999 and has overall executive responsibility for the 
consolidated entity.   

Directors  

On 21 October 2020, Ms. Page was appointed as a Member of the Tourism  
Australia Board of Directors. 

Chris Mentis 
B.Bus., FCA, FGIA, Grad Dip 
App Fin 

Executive Director, CFO &  
Company Secretary 

Mr. Mentis was appointed a director of Harvey Norman Holdings Limited on 30 
August 2007.  Mr. Mentis joined Harvey Norman as Financial Controller on 15 
December 1997.  On 20 April 2006, he became the Chief Financial Officer and 
Company Secretary.   

Mr. Mentis is a Fellow of the Chartered Accountants Australia & New Zealand 
(CA ANZ) and a Fellow of the Governance Institute of Australia, with extensive 
experience in financial accounting.  Mr. Mentis has overall executive  
responsibility for the accounting and financial matters of the consolidated entity.   

John Evyn Slack-Smith 
Executive Director and COO 

Mr. Slack-Smith was a Harvey Norman® computer franchisee between 1993 and 
1999.  Mr. Slack-Smith was appointed a director of the Company on 5 February 
2001.  Mr. Slack-Smith has overall executive responsibility for the operations of 
the consolidated entity. 

Mr. Slack-Smith is the Chair of the Barker College Foundation Limited and a 
Member of Council at Barker College.    

David Matthew Ackery 
Executive Director 

Mr. Ackery was appointed a director of Harvey Norman Holdings Limited on 20 
December 2005.  Mr. Ackery has overall executive responsibility for the  
relationship between the consolidated entity and Harvey Norman® home  
appliances, home entertainment and technology franchisees and strategic  
partners.   

ANNUAL REPORT JUNE 2022 

 29 

 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT (CONTINUED) 

Michael John Harvey 
B.Com. 

Non-Executive Director 

Mr. M. Harvey joined Harvey Norman in 1987, having completed a Bachelor of  
Commerce degree.  Mr. M. Harvey gained extensive experience as a Harvey Norman® 
franchisee from 1989 to 1994.  Mr. M. Harvey became a director of the Company in 
1993 and was appointed Managing Director in July 1994.  Mr. M. Harvey ceased to be 
an Executive Director and Managing Director on 30 June 1998.  

Christopher Herbert Brown 
OAM, LL.M., FAICD, CTA 

Non-Executive Director 

Mr. Brown holds the degree of Master of Laws from the University of Sydney.  Mr. Brown 
is the senior partner in Brown Wright Stein Lawyers.  Brown Wright Stein Lawyers has 
acted as lawyers for the consolidated entity since 1982.  Mr. Brown was appointed a 
director of the Company in 1987, when it became a listed public company.  Mr. Brown 
is a member of the Audit & Risk, Remuneration and Nomination Committees.   

Kenneth William 
Gunderson-Briggs 
B.Bus., FCA, MAICD 

Non-Executive Director 
(Independent) 

Directors  

Mr. Brown is the Chairman of Windgap Foundation Limited.  In 2013 he was awarded 
the Medal of the Order of Australia (OAM) for service to the community, particularly to 
people with disability.  

Mr. Gunderson-Briggs was appointed a director of Harvey Norman Holdings Limited on 
30 June 2003.  Mr. Gunderson-Briggs is a chartered accountant and a registered  
company auditor.  Mr. Gunderson-Briggs has been involved in public practice since 
1982 and a partner in a chartered accounting firm since 1990.  Mr. Gunderson-Briggs’ 
qualifications include a Bachelor of Business from the University of Technology, Sydney 
and he is a Fellow of the CA ANZ.  Mr. Gunderson-Briggs was appointed Chairman of 
the Remuneration Committee on 16 December 2015 and was appointed Chairman of 
the Audit & Risk Committee and Nomination Committee on 25 November 2020.   

Mr. Gunderson-Briggs was an independent Non-Executive Director of Australian  
Pharmaceutical Industries Limited (API), a company listed on the ASX, from May 2014.  
On 4 December 2020, he was appointed Chair of the API Board, having previously 
been the Chair of the Audit & Risk Committee of API.  As Chair, Mr. Gunderson-Briggs 
guided API through the control transaction with Wesfarmers Limited (WES) culminating 
in the takeover of API by WES with effect from 31 March 2022. 

Maurice John Craven 
B.Sc., FAICD 

Non-Executive Director 
(Independent) 

Mr. Craven was appointed a director of Harvey Norman Holdings Limited on 27 March 
2019 and became a member of the Nomination Committee of the Company on 24 
June 2021.  Mr. Craven holds a Bachelor of Science degree from the University of  
Melbourne and is a Fellow of the Australian Institute of Company Directors.   

Mr. Craven has been actively involved with innovation and growth in technology  
empowered industries for the past 24 years and prior to that was a partner for 25 years 
with Andersen Consulting.  Mr. Craven is Chair of Specialisterne Australia and a Non-
Executive Director of Cenitex. 

Luisa Catanzaro 
B.Com., FCA, GAICD 

Non-Executive Director 
(Independent) 

Ms. Catanzaro was appointed a Non-Executive Director of Harvey Norman Holdings 
Limited on 25 November 2020, and became a member of the Audit & Risk Committee 
on 25 November 2020 and a member of the Remuneration Committee of the Company 
on 24 June 2021.  

Ms. Catanzaro has a Bachelor of Commerce from the University of NSW, is a Fellow of 
the CA ANZ and is also a Graduate of the Australian Institute of Company Directors.  
Ms. Catanzaro has more than 30 years of professional experience in senior finance  
executive roles across a range of industries including FMCG and agriculture sectors, 
and with ASX listed companies.  Ms. Catanzaro is currently a Non-Executive Director of 
ASX listed company, Ricegrowers Limited, from September 2018, where Ms. Catanzaro 
is Chair of the Finance, Risk and Audit Committee and a member of the Remuneration, 
Nomination and Independent Committees. 

 30 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT (CONTINUED) 

 Directors’ Meetings 

DIRECTOR 
Number of Meetings: 

   Attendance 

Full Board 
       8 

Audit & Risk 
       15 

Remuneration 

          7 

Nomination 
       3 

G. Harvey 

K.L. Page 

J.E. Slack-Smith 

D.M. Ackery 

C. Mentis 

M.J. Harvey 

C.H. Brown 

K.W. Gunderson-Briggs 

M.J. Craven 

L. Catanzaro 

100% 

100% 

100% 

100% 

100% 

 100% 

94% 

100% 

100% 

97% 

8 [8] 

8 [8] 

8 [8] 

8 [8] 

8 [8] 

8 [8] 

7 [8] 

8 [8] 

8 [8] 

8 [8] 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

14 [15] 

15 [15] 

n/a 

 14 [15] 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

7 [7] 

7 [7] 

n/a 

7 [7] 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

3 [3] 

3 [3] 

3 [3] 

n/a 

The above table represents the directors’ attendance at meetings of the Board, Audit & Risk Committee, 
Remuneration Committee and Nomination Committee.  The number of meetings for which the director 
was eligible to attend is shown in brackets.  In addition, the Executive Directors held regular meetings for 
the purpose of signing various documentation. 

Directors’ Relevant  
Interests 

   At the date of this report, the relevant direct and indirect interest of each director in the ordinary shares 

and performance rights instruments of the Company and related bodies corporate are: 

DIRECTOR 

G. Harvey 

K.L. Page 

J.E. Slack-Smith 

D.M. Ackery 

C. Mentis 

M.J. Harvey 

C.H. Brown 

K.W. Gunderson-Briggs 

M.J. Craven 

L. Catanzaro 

TOTAL 

   Ordinary Shares  Performance Rights 

393,787,754 

20,039,315 

1,252,893 

792,471 

1,244,297 

- 

205,525,565 

10,059 

40,473 

- 

276,000 

772,000 

339,000 

339,000 

287,000 

- 

- 

- 

- 

- 

622,692,827 

2,013,000 

Company Secretary 

   Mr. C. Mentis is a chartered accountant and became Company Secretary on 20 April 2006.  Mr. Mentis has 
extensive experience in financial accounting and has been with the consolidated entity since 1997.  Mr. 
Mentis is a Fellow of the Governance Institute of Australia. 

Performance Rights 

At the date of this report, there were 2,013,000 performance rights (2021: 1,648,500), being a right to  
acquire ordinary shares in the Company at nil exercise price. 
•  On 4 December 2018, a total of 549,500 performance rights under Tranche FY19 of the 2016 LTI Plan 
were granted to the Executive Directors in accordance with the terms and conditions of the LTI Plan.   
On 7 January 2022, 440,500 performance rights under Tranche FY19 of the 2016 LTI Plan were  
purchased on market, reducing the vested but unexercised performance rights under Tranche FY19 of 
the 2016 LTI Plan to 109,000.  On 22 July 2022, 109,000 performance rights under Tranche FY19 were 
purchased on market, reducing the number of performance rights in this Tranche to nil.   

•  On 2 December 2019, a total of 549,500 performance rights under Tranche FY20 of the 2016 LTI Plan 
were granted to the Executive Directors in accordance with the terms and conditions of the LTI Plan. 
•  On 4 December 2020, a total of 549,500 performance rights under Tranche FY21 of the 2016 LTI Plan 
were granted to the Executive Directors in accordance with the terms and conditions of the LTI Plan. 
•  On 30 November 2021, a total of 914,000 performance rights under Tranche FY22 of the 2016 LTI Plan 
were granted to the Executive Directors in accordance with the terms and conditions of the LTI Plan. 

ANNUAL REPORT JUNE 2022 

 31 

 
   
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
CEO and CFO  
Certification 

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT (CONTINUED) 

The CEO and CFO have provided written statements to the Board in accordance with section 295A of the  
Corporations Act 2001 and have also certified to the Board in relation to the year ended 30 June 2022, that: 
• 
Their view provided on the Company’s financial report is founded on a sound system of risk  
management and internal compliance and control which implements the financial policies adopted by 
the Board; and 
The Company’s risk management and internal compliance and control system is operating effectively 
in all material respects. 

• 

The Board agrees with the views of the ASX on this matter and notes that due to its nature, internal control 
assurance from the CEO and CFO can only be reasonable rather than absolute.  This is due to factors such as 
the need for judgement, the use of testing on a sample basis, the inherent limitations in internal control and 
because much of the evidence available is persuasive rather than conclusive. CEO and CFO control assurance 
is not, and cannot, be designed to detect all weaknesses in control procedures. 
In order to mitigate this risk, internal control questionnaires are required to be answered and completed by the 
key management personnel of all significant business units, including finance managers, in support of the  
written statements of the CEO and CFO. 

Committee    
Membership 

   As at the date of this report, the Company had an Audit & Risk Committee, a Remuneration Committee and a 

Nomination Committee.  Members acting on the committees of the board during the year were: 

NON-EXECUTIVE DIRECTOR 

Audit & Risk 

Remuneration 

Nomination 

C.H. Brown 

√ 

√ 

√ 

K.W. Gunderson-Briggs 

√ (Chairman) 

√ (Chairman) 

√ (Chairman) 

L. Catanzaro 

M.J. Craven 

√  

n/a 

√ 

n/a 

n/a 

√ 

Corporate  
Governance 

   The board of directors (Board) of Harvey Norman Holdings Limited (the Company) is committed to a high 
standard of corporate governance, and is responsible for establishing, maintaining and monitoring the  
corporate governance framework of the consolidated entity. 
The Board has benchmarked its practices against the ASX CGC published guidelines and the CGC corporate 
governance principles and recommendations (February 2019 edition) (Principles).  The Board guides and 
monitors the business and affairs of the Company on behalf of the shareholders by whom they are elected and 
to whom they are accountable. 
The Corporate Governance Statement summarises the corporate governance practices of the Company,  
including the practices that are in alignment with the Principles for the year ended 30 June 2022.  The  
Corporate Governance Statement has been approved by the Board.  The full Corporate Governance  
Statement and further details about corporate governance policies adopted by the Company and the Board 
and committee charters may be accessed via the Company's website www.harveynormanholdings.com.au. 

Dividends 

   The directors recommend a fully franked final dividend of 17.5 cents per share to be paid on 14 November 

2022 to shareholders registered on 17 October 2022 (total dividend, fully franked, $218,051,164 ). 
The following fully franked dividends of the Company have also been paid, declared or recommended since 
the end of the preceding financial year: 

2021 final fully-franked dividend 

15 November 2021 

2022 interim fully-franked dividend 

2 May 2022  

Payment Date 

Amount 

$186,900,998 

$249,201,331 

The total dividend in respect of the year ended 30 June 2022 of 37.5 cents per share (2021: 35.0 cents per 
share) represents 57.58% (2021: 51.83%) of profit after tax and non-controlling interests, as set out on page 
83 of the financial statements. 
Excluding the non-cash net property revaluation increments, the total dividend in respect of the year ended 
30 June 2022 of 37.5 cents per share represents 70.59% (2021: 58.69%) of profit after tax and non-controlling 
interests, as set out on page 83 of the financial statements. 
The Dividend Policy of the Company is to pay such dividends as do not compromise the capability of the 
Company to execute strategic objectives. 

 32 

ANNUAL REPORT JUNE 2022 

 
  
  
  
  
  
 
 
 
 
 
 
  
  
  
  
  
  
 
  
  
  
  
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT (CONTINUED) 

Indemnification of           
Officers 

   During the financial year, indemnity arrangements were continued for officers of the consolidated entity.  
An indemnity agreement was entered into between the Company and each of the directors of the Compa-
ny named earlier in this report and with each full-time executive officer, director and secretary of all group 
entities.  Under the agreement, the Company has agreed to indemnify those officers against any claim or 
for any expenses or costs which may arise as a result of work performed in their respective capacities. 

No indemnity payments have been made under the Indemnity Agreement referred to above during, or 
since, the end of the financial year.   

Principal Activities 

   The principal activities of the consolidated entity are that of an integrated retail, franchise, property and 

digital system including: 
• 
Franchisor; 
• 
Sale of furniture, bedding, computers, communications and consumer electrical products in New 
Zealand, Singapore, Malaysia, Slovenia, Ireland, Northern Ireland and Croatia; 
Property investment; 
Lessor of premises to Harvey Norman®, Domayne® and Joyce Mayne® franchisees and other third 
parties; 
Media placement; and 
Provision of consumer finance and other commercial loans and advances. 

• 
• 

• 
• 

Significant Changes in   
the State of Affairs 

In the opinion of the directors, there were no significant changes in the state of affairs of the consolidated 
entity that occurred during the year ended 30 June 2022. 

Significant Events  
After Balance Date 

   There have been no circumstances arising since balance date which have significantly affected or may  

significantly affect: 
• 
• 
• 

the operations: 
the results of those operations; or 
the state of affairs of the entity or consolidated entity in future financial years.  

Rounding of Amounts 

   The amount contained in the financial statements and the Directors’ Report have been rounded to the 
nearest thousand dollars (unless specifically stated to be otherwise) under the option available to the  
Company under Australian Securities and Investments Commission Corporations (Rounding in Financial/
Directors’ Reports) Instrument 2016/191 and the amended Instrument 2022/519.  The Company is an  
entity to which this legislative instrument  applies. 

Capital  
Management Policy 

  The consolidated entity’s capital management policy objectives are to: create long-term sustainable value for 
shareholders; maintain optimal returns to shareholders and benefits to other stakeholders; source the lowest 
cost available capital; and prevent the adverse outcomes that can result from short-term decision making. 

The Capital Management Policy stipulates a net debt to equity target for the consolidated entity of less than 
50%.  In this report, the calculation of the net debt to equity ratio excludes the right-of-use assets and lease 
liabilities recognised under AASB 16 in order to be comparable with ratios calculated in previous years. 

As at 30 June 2022, the consolidated entity had unused, available financing facilities of $189.64 million out of 
total approved financing facilities of $884.81 million.  This has resulted in a net debt to equity ratio of 10.31% 
as at 30 June 2022, compared to a net debt to equity ratio of 7.47% as at 30 June 2021. 

The capital structure of the consolidated entity consists of: debt, which includes interest-bearing loans and 
borrowings as disclosed in Note 17. Interest-Bearing Loans and Borrowings of this report; cash and cash 
equivalents; and, equity attributable to equity holders of the parent, comprising ordinary shares, retained 
profits and reserves as disclosed in Notes 22, 23 and 25 respectively. 

The consolidated entity’s borrowings consist primarily of bank debt provided by a syndicate of ten banks 
(including 3 of the “Big 4” Australian Banks).  Concentration risk is minimised by staggering facility renewals 
and utilising a range of maturities of up to 5 years. 

ANNUAL REPORT JUNE 2022 

 33 

 
  
  
  
  
  
 
  
  
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT 

Letter from the Chair of the Remuneration Committee 

Dear Shareholders 

Remuneration Highlights at a Glance 

► Results very strong and maintained after the FY21 record year 

CHAIRMAN AND CEO’s REPORT 

► High correlation (upward from 85%) of Director KMP remuneration outcomes with Company performance 

► Risk managed in line with the risk management framework and risk appetite of the Company 

► No windfall gains effect due to COVID 

► Independent expert continues to find that the combination of remuneration level, mix and structure are reasonable 

► Changes implemented as flagged in FY21 for the STI Plan with higher non-financial weighting 

► STI Financial targets set with reference to analyst consensus forecasts 

Outcomes  

► Executive Directors achieved 87.5% of their 2022 STI targets compared to 94.05% for FY21 (down –6.8%) 

► RONA of 24.24% for the year resulted in Tranche FY20 of the 2016 LTI Plan to vest at 100% 

► The total compensation across all Executive Directors was lower by $38,125, or -0.3%, than the previous year 

► The actual ‘take-home’ pay across all Executive Directors was higher by $671,019, or 6.4%, than FY21 due to timing of  

remuneration receipts between the financial years 

► The total ‘at risk’ compensation expense for Executive Directors was lower by $37,984, or –0.7%, than the ‘at risk’  

expense in FY21 

► Each of the Executive Directors have a significant shareholding in the Company, more than exceeding their respective 

total fixed remuneration, providing alignment between Executive Directors with shareholders  

The Board continues to be confident that the remuneration policies support the financial and strategic goals of the consolidated entity.   
The directors and other members of the key management personnel (KMP) team continue to be committed to protecting and growing  
a sustainable business and creating long-term sustainable value for all stakeholders of the consolidated entity.   

The Design of Executive Director Remuneration for a Year of Continued Uncertainty  

At the beginning of the 2022 year, there was continued uncertainty as to the expectation of outcomes.   

The Remuneration Committee (Committee) continue to apply the following settings to the remuneration framework for the Executive  
Directors:

• 
• 
• 

• 

• 

► CONCLUSION:  High correlation of remuneration outcomes with Company performance. 

Assessment of Conduct 

Each participating Executive Director is subject to the performance condition that the Executive Directors of the Company managed  
risk in accordance with the risk management framework and risk appetite of the Company.  The Company recognises the critical  
connection between conduct and reward.  The assessment of conduct is informed by the fundamental principles of: 
•  obeying the law 

 34 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (CONTINUED) 

Letter from the Chair of the Remuneration Committee (continued) 
Assessment of Conduct (continued) 
• 
• 
•  provide goods and services that are fit for purpose 
•  delivery of goods and services with reasonable care and skill 

acting fairly 
not to mislead or deceive 

► CONCLUSION:  Risk was managed in accordance with the risk management framework and risk appetite of the Company 

Evaluation of Performance of Executive Directors to Consider Any Windfall Gain Effect 
CHAIRMAN AND CEO’s REPORT 
An appraisal of the performance of each Executive Director and the Executive Director team was undertaken following the end of the 2022 
year as part of the annual Participant Performance Review by the Remuneration Committee.   

In this year, the appraisal focused on ensuring that executive remuneration for 2022 was fair and reasonable, was in line with performance, 
and did not result in unintended windfall gains in remuneration returns for the Executive Directors. 

The evaluation of the performance of Executive Directors linked with the design of the remuneration framework has led the Committee to 
the conclusion that the Executive Directors did not receive any windfall gains in their respective remuneration returns. 

The Committee views the outcome of the 2022 STI Plan and the LTI Plan as appropriate recognition of the performance of the Executive 
Directors in dealing with the multi-faceted challenges imposed during the year, demonstrating resilience in management of the integrated 
retail, franchise, property and digital business through much uncertainty. 

In line with a similar resolution made last year, the Committee resolved to exclude from remuneration outcomes the effect of COVID-19 
support and assistance received by the consolidated entity in each of the countries in which it operates.   

► CONCLUSION:  No windfall gains effect due to COVID 

Benchmarking for Reasonableness  

The Company commissioned an independent remuneration  expert to review the level and reasonableness of remuneration of the   
Executive Directors of the Company during 2022.  This included analyses and comparison of alternate peer groups, such as those used by 
the  Company and proxy advisors in their prior assessments of executive remuneration, the remuneration structure and components  
including the level of ‘at risk’ remuneration, performance sustainability and Executive Director experience and tenure.  

• 
• 
• 
• 
• 

• 
• 
• 

The level of fixed remuneration was reasonable.  There were no increases in FY22 and there have been no increases since FY14. 
The level of target and maximum remuneration from the short-term incentive (STI) was reasonable. 
The level of target and maximum remuneration from the long-term incentive (LTI) was reasonable. 

► CONCLUSION:  The level, mix and structure is reasonable 

Improving the Framework for Remuneration in 2022 

► ACTION:  Changes implemented as flagged in FY21 

The remuneration framework for Executive Directors, as informed by the independent remuneration expert report, was improved to 
change the 

ANNUAL REPORT JUNE 2022 

 35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (CONTINUED) 

Letter from the Chair of the Remuneration Committee (continued) 

Financial Settings for the 2022 STI Plan  

► ACTION:  Financial targets set based on analyst consensus forecasts  

CHAIRMAN AND CEO’s REPORT 

Remuneration Outcomes  

The financial achievements of the Company for 2022 financial year were reflected in the remuneration outcomes. 

On behalf of the Board, I invite you to review the full report and thank you for your continued interest.  

Yours sincerely  

KEN GUNDERSON-BRIGGS 
Remuneration Committee Chairman 

 36 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) 

Contents of the 2022 Remuneration Report 

This remuneration report for the year ended 30 June 2022 outlines the remuneration arrangements of the consolidated entity in  
accordance with the requirements of the Corporations Act 2001 (Cth), as amended,  (the “Act”) and its regulations.  This information has 
been audited as required by section 308(3C) of the Act. 

Introduction 

CHAIRMAN AND CEO’s REPORT 

The remuneration report is presented under the following sections: 
1) 
2)  Remuneration principles and strategy 
3)  Remuneration governance 
4)  Remuneration mix - target 
5)  Details of the short-term incentive plan 
6)  Details of the long-term incentive plans 
7)  Performance and executive remuneration outcomes in FY22 
8)  Executive contractual arrangements 
9)  Non-Executive Director remuneration arrangements 
10)  Relationship between remuneration and the performance of the Company  
11)  Compensation of key management personnel  
12)  Additional disclosures relating to options, performance rights and shares 
13)  ‘Take-Home Pay’ for KMP Directors of the Company 
14)  Other matters for disclosure  
15)  Loans to key management personnel and their related parties 
16)  Other transactions and balances with key management personnel and their related parties 

1. 

Introduction 

The remuneration report details the remuneration arrangements for key management personnel (“KMP”) who are defined as those  
persons having authority and responsibility for planning, directing and controlling the major activities of the consolidated entity, directly 
or indirectly, including any director (whether executive or otherwise) of the consolidated entity. 

Details of KMP of the Company and consolidated entity during the 2022 financial year are set out below.  For the purposes of this report, 
the term "executive" includes the Chief Executive Officer (“CEO”), Executive Directors and Senior Executives of the consolidated entity.   

Key  Management Personnel (KMP) 

Position 

Term as KMP 

Executive Directors 

Gerald Harvey 

Kay Lesley Page 

  Executive Chairman 

  Executive Director & Chief Executive Officer 

John Evyn Slack-Smith 

  Executive Director & Chief Operating Officer 

David Matthew Ackery 

  Executive Director  

Chris Mentis 

  Executive Director, Chief Financial Officer & Company Secretary 

Non-Executive Directors 

Christopher Herbert Brown OAM 

  Non-Executive Director 

Michael John Harvey 

  Non-Executive Director 

Kenneth William Gunderson-Briggs 

  Non-Executive Director (independent) 

Maurice John Craven 

  Non-Executive Director (independent) 

Luisa Catanzaro 

Senior Executives 

  Non-Executive Director (independent) 

Thomas James Scott 

  General Manager—Property 

Gordon Ian Dingwall 

  Chief Information Officer 

Lachlan Roach 

  General Manager—Home Appliances 

Emmanuel Hohlastos 

Glen Gregory 

Richard Beaini 

Carene Myers 

  General Manager—Audio Visual 

General Manager—Home Appliances 

  General Manager—Technology & Entertainment 

  General Manager—Audio Visual 

  General Manager—Small Appliances 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Full financial year 

Resigned 19 November 2021 

Resigned 30 November 2021 
Appointed 1 December 2021 

Full financial year 

Appointed 8 April 2022 

KMP from 1 July 2021 

ANNUAL REPORT JUNE 2022 

 37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

2. Remuneration Principles and Strategy 

The executive remuneration strategy of the consolidated entity in 2022 is designed to attract, motivate and retain high performing  
individuals and align the interests of executives with shareholders.  The relevant factors in determining the suitability of a board member, 
including the Executive Directors, are integrity, business savvy, an owner-oriented attitude and a deep genuine interest in the business of 
the consolidated entity.   

In applying these principles to the consolidated entity: 
a) 

Integrity requires a level of fundamental honesty, candour and frankness in dealing with colleagues, regulators and other third 
parties.  Integrity necessarily requires a director to bring an open mind and independent judgment to the discussion of any matter 
of concern to the Board. 
Business savvy requires a deep understanding of one or more of the sectors of retail, property, franchising and digital. 
An owner orientation or perspective of an owner requires the individual to either have: 
i. 

CHAIRMAN AND CEO’s REPORT 
b) 
c) 

"skin in the game" by holding, controlling or benefitting from a significant parcel of shares where the financial interests of the 
director are  aligned with the long term beneficial interest of shareholders; or 
a perspective of advising owners of businesses and understanding that wealth generation is derived from the building of  
business interests that create long-term sustainable value. 

ii. 

d) 

e) 

Directors with an owner orientation retain an open mind to consider diverse views but are not strictly beholden to the whims of 
fashionable thinking and are able to form their own views as to what constitutes best practice in corporate governance. 
Interest in and time to do the job means: 
i. 
ii. 

the person has an executive role, meaning that the person's career is based on job performance at the Company; or  
 the individual has a limited number of outside interests (i.e., the person is not a professional non-executive director),  

             In both cases, the individual has an independence of mind and outlook. 

Applying these criteria to the current Board, the Board is satisfied that each director, including the Executive Directors, bring to the Board 
the necessary skills and attributes specified. 

The following table illustrates how the remuneration strategy of the consolidated entity in 2022 aligns with the strategic direction and links 
remuneration outcomes to performance.   

Objective of the consolidated entity in 2022 

To be recognised as a leader in the sectors in which the consolidated entity operates 
and build long-term sustainable value for shareholders  

Remuneration strategy  
linkages to objectives of the 
consolidated entity in 2022  

Align the interests of  
executives with  
shareholders  

The remuneration framework  
incorporates “at risk” components, 
through STI and LTI plans  

Short-term performance is assessed against a 
suite of financial and non-financial measures  
relevant to the success of the consolidated entity 
in 2022 and generating returns for shareholders 

Long-term  
performance is  
assessed against  
financial performance 
conditions calculated 
exclusively in respect 
of RONA  

Attract, motivate and retain high 
performing individuals 

Longer-term remuneration  
encourages retention and multi-
year performance focus  

The remuneration offering is competitive for 
companies of a similar sector, size and  
complexity  

Component 

  Vehicle 

Purpose 

Link to Performance 

Fixed remuneration 

Short-term incentive (STI) 

Comprises base sala-
ry, superannuation  
contributions and 
other benefits  

Paid as cash as a  
performance cash  
incentive (PCI),  
subject to minimum 
shareholding of  
individual Executive  
Directors 

To provide competitive fixed  
remuneration set with reference to 
role, market and experience  

Consolidated entity and individual performance 
are considered during the annual remuneration 
review  

Rewards executives for their  
contribution to achievement of  
consolidated entity  
outcomes 

a. 

There is no STI award for an Executive 
Director unless the Executive Director 
satisfies the Participant  
Performance Review in terms of the  
Individual Executive Director Assessment 
Report.  

b. 

There is no STI award unless the Entry 
Level financial condition is achieved.  

 38 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

2. Remuneration Principles and Strategy (continued) 

Component 

  Vehicle 

Purpose 

Link to Performance 

CHAIRMAN AND CEO’s REPORT 
Short-term incentive (STI) 
(continued) 

c. 

The STI pool in respect of 100% achievement level is 
subject to performance criteria as to: 

70% subject to financial conditions;  

i. 
ii.  30% subject to business critical non-financial  

conditions; and 

iii.  Malus reductions of up to 30% of the pool for non-
achievement of further non-financial performance  
conditions. 

d. 

e. 

f. 

Financial achievement calculated over the 100% 
achievement level is subject to financial conditions only. 

Executive Directors are to hold shares to the value 
equating to the level of fixed remuneration for that  
Executive Director at the end of the given financial year. 

If shares held are less than the benchmark, benefits are 
to be provided in the form of shares.   

Where Annual Profit After 
Tax is calculated as follows:   

Annual Net Profit After Tax (APAT), excluding the after-tax effect of property revaluation increments  
or decrements, the after-tax effect of the net impact of AASB 16 Leases and the after-tax effect of  
COVID-19 support and assistance received  

Long-Term Incentive (LTI) 

Awards under the LTI Plan 
are granted in the form of 
performance rights,  
being a right to acquire 
one ordinary share in the 
Company at nil exercise 
price 

Rewards executives 
for their contribution 
to the financial  
performance of the 
consolidated entity 
and the effective 
utilisation of net  
assets to generate 
wealth for  
shareholders 

Vesting of LTI performance rights is conditional upon  
achievement, in aggregate, of minimum RONA over the 2022, 
2023 and 2024 financial years of 16% (for 50% vesting) with full 
vesting (i.e. 100%) achieved at 21% RONA.   

If an amount of 16% RONA is achieved, 50% of the Performance 
Rights will vest, with a proportionate or partial vesting of the 
remaining 50% of the Performance Rights upon the achieve-
ment of RONA in the range of 16% to 21%. 

Where Return on Net  
Assets (RONA) means the 
fraction:  

APBT (annual net profit before income tax excluding property revaluation increments or decrements, the net  
impact of AASB 16 Leases and any COVID-19 support and assistance received)  

Net Assets (excluding non-controlling interests) at the close of the preceding financial year  

3. Remuneration Governance 

Remuneration Committee 

The Remuneration Committee is responsible for making recommendations to the Board on the remuneration arrangements for Executive  
Directors and Non-Executive Directors (NEDs). 

The Remuneration Committee assesses the appropriateness of the nature and amount of remuneration of NEDs and executives on a  
periodic basis by reference to relevant employment market conditions, with the overall objective of ensuring maximum stakeholder  
benefit from the retention of a high performing director and executive team.  In 2022, independent remuneration experts provided  
remuneration benchmark information for consideration and analysis in respect of the level of Executive Director remuneration, including fixed 
remuneration, the short-term incentives framework and the long-term incentives framework, and the reasonableness of the  
framework. 

The Remuneration Committee comprises three NEDs, two of whom are independent NEDs.  Further information on the committee’s role,  
responsibilities and membership is located on the website: www.harveynormanholdings.com.au. 

Remuneration Approval Process 

The Board approves the remuneration arrangements of the CEO and executives and all awards made under the long-term incentive plans of 
the Company, following recommendations from, and certain determinations by, the Remuneration Committee.  The Board sets the aggregate 
remuneration of NEDs, subject to shareholder approval of the NED remuneration cap. 

The Remuneration Committee approves, having regard to the recommendations made by the CEO, the level of the STI pool for Executive  
Directors. 

ANNUAL REPORT JUNE 2022 

 39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

3. Remuneration Governance (continued) 

Remuneration Approval Process (continued) 

No Director participates in deliberations about, or decisions, in respect of the remuneration of that Director. 

No Executive Director was present at any meeting of directors which considered any short-term incentive plan or long-term incentive plan 
of the Company, and no Executive Director voted on those matters. 

The Design of Executive Director Remuneration for a Year of Continued Uncertainty  
CHAIRMAN AND CEO’s REPORT 
At the beginning of FY22, there continued to be uncertainty as to the expectation of outcomes.  The Remuneration Committee continued 
to apply the following settings to the remuneration framework for the Executive Directors: 
•  Consensus forecasts of market analysts were used to establish the entry point, the full achievement and the over-achievement levels 

for the Short-Term Incentive (STI) Plan. 
The maximum outcomes for the STI Plan were capped and did not provide awards on a proportionate basis to the near record results. 
The performance conditions for the STI Plan were not exclusively based on financial outcomes, with both non-financial performance 
conditions and malus penalty reductions included in the assessment of achievement. 
The outcomes for the Long-Term Incentive (LTI) Plan were subject to achievement over a 3-year period, and not specifically weighted 
in respect of any year. 
The maximum outcomes for the LTI Plan were capped and did not provide awards on a proportionate basis to the near record results. 

• 
• 

• 

• 

Evaluation of Performance of Executive Directors to consider any Windfall Gain Effect 

An appraisal of the performance of each Executive Director and the Executive Director team was undertaken following the end of the 2022 
year as part of the annual Participant Performance Review by the Remuneration Committee.  This year, consistent with last year, the  
appraisal focused on ensuring that executive remuneration in respect of the FY22 financial result was fair and reasonable, was in line with  
performance, and did not result in unintended windfall gains in remuneration returns for the Executive Directors.  

The appraisal considered matters in respect of performance during the COVID-19 period, including: 
• 

• 

• 

The evaluation of the performance of Executive Directors linked with the design of the remuneration framework has led the Remuneration 
Committee to the conclusion that the Executive Directors did not receive unintended windfall gains in their respective remuneration  
returns. 

The Remuneration Committee views the outcome of the 2022 STI Plan and the LTI Plan as appropriate recognition of the performance of 
the Executive Directors in dealing with the multi-faceted challenges imposed during the year, demonstrating resilience in management of 
the integrated retail, franchise, property and digital business through much uncertainty.   

In line with a similar resolution made last year, the Remuneration Committee resolved that in making its decisions and recommendations 
in respect of remuneration outcomes for the Executive Directors for 2022, it would exclude the effect of COVID-19 support and assistance 
received by the consolidated entity in each of the countries in which it operates, from remuneration outcomes.   

No Unfair Benefit 

Both the annual STI Plan and the ongoing 2016 LTI Plan have provisions to prevent an ‘unfair benefit’ being obtained by any participant in 
respect of fraud or breach of obligation. 

 40 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

4. Remuneration Mix—Target 

For the 2022 financial year, the executive remuneration framework comprised fixed remuneration, STI and LTI.   

The consolidated entity aims to reward executives with a level and mix of remuneration appropriate to their position and responsibilities, 
while being market competitive.   

During FY22, a review by an independent remuneration expert was undertaken in respect of the remuneration  
benchmarking used by the Company, with reference to both sector peers and comparator groups comprising companies of  
comparable financial size and operations.  Informed by this independent review, the policy of the Company continued to position fixed 
remuneration against the level that reflects the financial accountability and operational scope of the position relative to peer group posi-
tions.   
CHAIRMAN AND CEO’s REPORT 
The determination of fixed remuneration of Executive Directors was subject to the following principles: 
a) 

The performance of the Company, the longevity of the Executive Directors in their respective roles and the assessment of  
opportunity costs in respect of replacement;  
Be in line with the remuneration policies of the Company for Executive Directors so as to position fixed remuneration reflective size 
relative to peers (i.e. 
Target total remuneration to provide the opportunity for Executive Directors to earn top quartile rewards for outstanding  
performance.   

of the peer group size); and  

b) 

c) 

Remuneration levels are considered annually, with consideration of market data and the performance of the consolidated entity and  
individual.  The remuneration mix is considered against the maximum total remuneration for each Executive Director compared to the size 
percentile relative to the benchmark (currently the 

) advised by the independent remuneration expert.   

The following chart summarises the target remuneration mix of the Executive Directors.   

Relationship to Benchmark  
Peer Group: 

Within Target Range 

Within Target Range 

Within Maximum Range 

The remuneration expert was commissioned to review the level and reasonableness of the remuneration set for Executive Directors.   
The independent remuneration expert found the level of the remuneration and the remuneration mix to be reasonable.   

5. Details of the Short-Term Incentive (STI) Plan 

The extent to which the financial conditions and non-financial conditions have been satisfied are documented in a Performance Report and 
an Internal Audit Report, for consideration by the Remuneration Committee in accordance with the terms and conditions of the short-term 
and long-term incentive plans.  The Performance Report is a report prepared for, and on behalf of, the CEO addressing whether each 
weighted non-financial condition has been satisfied or, where relevant, the extent to which each weighted non-financial condition has been 
satisfied.  The Internal Audit Report is a report prepared by the Chief Internal Auditor of the Company, which is an objective appraisal of the 
Performance Report and documents the findings of the audit of the Performance Report.  

2022 STI Plan  
The consolidated entity operates an annual STI program available to Executive Directors and awards a performance cash incentive (PCI), or 
equity, subject to the achievement of clearly defined measures, targets, initiatives and conditions. 

Who participates? 

  Executive Directors 

  STI awards, in the form of a cash bonus as a performance cash incentive (PCI) or equity, have been made annually to  

Executive Directors in order to align remuneration with the achievement of a number of performance measures, targets and 
initiatives covering both financial and non-financial, corporate and individual measures of performance. 

How is the STI  
delivered? 

Executive directors are to hold shares in the Company to the value of fixed remuneration for that Executive Director at the 
end of the given financial year (the Benchmark Shareholding Level), with any STI paid in equity or cash subject to the  
following: 

a. 

b. 

If the Executive Director is under the Benchmark Shareholding Level, the STI reward will be paid in equity, subject to 
shareholder approval and compliance with the ASX Listing Rules, to the value that increases the holding of the  
Executive Director to the Benchmark Shareholding Level, with any remaining balance of the STI reward paid in cash. 
If the Executive Director is over the Benchmark Shareholding Level, the STI reward will be paid in cash. 

ANNUAL REPORT JUNE 2022 

 41 

 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

5. Details of the Short-Term Incentive (STI) Plan (continued) 

2022 STI Plan (continued) 

When is the STI 
paid? 

  The payment of the 2022 STI Plan PCI to an Executive Director under the 2022 STI Plan is to be made on 30 September 
2022, or as soon as reasonably practicable after that date, subject to the satisfaction of 2022 STI Plan Performance  
Conditions and 2022 STI Plan Service Conditions.  

  Executive Directors, excluding the Executive Chairman, have a target STI opportunity of between 44% to 72% of fixed  
remuneration.  The target STI opportunity is set at a level so as to provide sufficient incentive to Executive Directors to 
achieve the operational targets and such that the cost to the consolidated entity is reasonable in the circumstances.  

For the year ended 30 June 2022, the 100% STI Pool for the 2022 STI Plan PCI was $3,250,000 allocated as follows:  

CHAIRMAN AND CEO’s REPORT 
What is the 2022 
STI opportunity? 

Kay Lesley Page $942,500;  

John Evyn Slack-Smith $812,500;  

1. 

2. 

3. 

4. 

David Matthew Ackery $812,500; and 

Chris Mentis $682,500. 

The maximum over-achievement pool for allocation was $750,000, with the maximum STI pool being $4,000,000.   
The over-achievement pool was allocated in proportion to the 100% STI Pool.    

  Actual STI payments awarded to each Executive Director depend on the extent to which specific measures, targets,  

initiatives and conditions for the 2022 financial year (STI Targets) were met.  STI Targets cover financial and non-financial 
measures of performance.  There is no STI award for an Executive Director unless the Executive Director satisfies the  
Participant Performance Review in terms of the Individual Executive Director Assessment Report.  There is no STI award  
unless the Entry Level financial condition is achieved.  

The primary weighting of the 2022 STI Plan Performance Conditions are as follows: 
a. 
b. 
c. 
d. 

Financial Condition as to 70% entitlement to the 100% STI Pool;  
Non-Financial Conditions as to 30% entitlement to the 100% STI Pool; 
Malus reductions of up to 30% for non-achievement of certain other non-financial performance conditions; and  
Financial Condition as to the Over-Achievement Pool. 

What are the STI 
performance  
conditions for 
FY22? 

(a) STI 70% Financial Condition 

(b) STI 30% Non-Financial Conditions 

APAT was selected as the STI performance measure as it indicates the level 
of after-tax profit generated adjusted for the after-tax effects of net  
property revaluation adjustments, the net impact of AASB 16 Leases and 
any COVID-19 support and assistance received, and provides a basis for 
comparing growth in profitability year-on-year.   

The Financial Condition is calculated in respect of the year ended 30 June 
2022 and will be achieved at the following levels: 
• 

Entry Level at APAT of $429 million, equating to 50%  
entitlement of the STI subject to the financial condition  
(i.e., 35% entitlement to the 100% STI pool = $1.138 million);  

• 

• 
• 

• 

100% Level at APAT of $536 million, equating to 100%  
entitlement of the STI subject to the financial condition  
(i.e., 70% entitlement to the 100% STI pool = $2.275 million);  

Straight-line sliding scale between Entry Level and 100% Level; 

Over-Achievement Level at APAT of $595 million, equating to 
100% entitlement of the 100% STI Pool subject to the financial 
condition (i.e., 70% entitlement to the 100% STI pool = $2.275  
million) and 100% entitlement to the Over-Achievement Pool 
Amount of $0.75 million, resulting in a total Over-Achievement 
entitlement of $3.025 million; 

Straight-line sliding scale for achievement between 100% and the 
Over-Achievement Level.    

The Non-Financial Conditions were assessed in respect of the following:  
• 

Productivity improvements equating to 33.33% entitlement of 
the STI subject to the non-financial conditions  
(i.e., 10% entitlement to the STI pool = $0.325 million); and 

• 

Digital innovations equating to 66.67% entitlement of the STI  
subject to the non-financial conditions 
(i.e., 20% entitlement to the STI pool = $0.650 million). 

Full achievement of the non-financial conditions will equate to 30%  
entitlement to the STI pool i.e., a total of $0.975 million. 

(c) Malus adjustments of up to 30% for non-achievement 

The malus (financial penalty) provisions could reduce the overall 
achievement of the STI award by 30%.  The malus provisions were made 
up of the following items:   
• 
• 
• 

Compliance risk management framework = 12% of the 30% 
Sustainability = 10% of the 30% 
Franchised complex and company-operated store expansion 
strategy = 4% of the 30% 
Cyber security governance = 2% of the 30% 
Customer experience = 2% of the 30% 

• 
• 

The malus provisions could potentially reduce the overall achievement 
of the STI award by up to 30% of the 100% STI Pool i.e., a reduction of up 
to $0.975 million. 

 42 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

5. Details of the Short-Term Incentive (STI) Plan (continued) 
2022 STI Plan (continued) 

In respect of the 2022 STI, each participating Executive Director will be subject to an additional non-financial performance 
condition in the form of a Participant Performance Review which is to: 
• 

Measure the extent of the proper performance and discharge of the executive responsibilities and accountabilities 
of that Individual Participant Executive Director; and  
Measure the extent of the proper performance and discharge of the duties of that Individual Participant Executive 
Director, as an officer and director of the Company. 

• 

CHAIRMAN AND CEO’s REPORT 

To determine whether an individual is eligible for the 2022 STI, in terms of performance, the following process is  
undertaken: 
• 

A report by the CEO in respect to which each Individual Participant Executive Director has satisfied the Participant 
Performance Review in the form of an Individual Executive Director Assessment Report.  In respect of the  
assessment of the CEO, the Chairman of the Remuneration Committee shall undertake the report and assessment 
in respect of the CEO. 
An objective appraisal by the Internal Auditor of the process and conclusions reached in the Individual Executive 
Director Assessment Reports, to be provided to the Remuneration Committee promptly after 30 June 2022. 

How is performance 
assessed?  

• 

Subject to a satisfactory Participant Performance Review, and after consideration of reports and performance against STI 
Targets, the Remuneration Committee makes a final determination of the amount of STI to be paid to the CEO and other 
Executive Directors.   

The extent to which the financial conditions and non-financial conditions have been satisfied will be documented in the 
Performance Report and an Internal Audit Report, for consideration by the Remuneration Committee in accordance with 
the terms and conditions of the 2022 STI Plan. 

The Remuneration Committee (acting on behalf of the Company) may at any time, in its absolute discretion, decrease the 
amount of the STI which is, or may become, payable to an executive under the 2022 STI Plan by serving a written notice to 
the relevant executive at any time before the payment date.  

What happens if an 
executive leaves? 

  For "Bad Leavers" (defined by the Company as resignation or termination for cause), any STI is forfeited, unless otherwise 
determined by the Board.  For any other reason, the Board has discretion to award STI on a pro-rated basis taking into 
account time and the current level of performance against performance hurdles.  

6. Details of the Long-Term Incentive (LTI) Plan 

There were four (4) active tranches of the 2016 LTI Plan operating in respect of the 2022 financial year.  The FY19 Tranche was issued in 
FY19 and is measured over 2019, 2020, and 2021.  The FY20 Tranche was issued in FY20 and is measured over 2020, 2021 and 2022.   
The FY21 Tranche was issued in FY21 and is measured over 2021, 2022 and 2023.   

The FY22 Tranche was issued in FY22 as follows: 

Tranche FY22 of the 2016 LTI Plan 

Tranche FY22 of the 
2016 LTI Plan 

Who participates? 

  LTI grants are made annually to Executive Directors in order to align remuneration with the creation of sustainable  

shareholder value over the long-term.  

  Executive Directors which have an impact on the performance of the consolidated entity against the relevant long-term 

performance measures.   

  Shareholders at the AGM held on 24 November 2015 approved the terms and conditions of the 2016 LTI Plan that  

permitted the grant of performance rights to Executive Directors in three separate tranches in the 2016, 2017 and 2018 
financial years.   

Shareholders at the AGM held on 27 November 2018 permitted the grant of a further three separate tranches of  
performance rights to Executive Directors in the 2019, 2020 and 2021 financial years.  Shareholders at the AGM held on 
24 November 2021 permitted the grant of a further tranche of  performance rights to Executive Directors in the 2022  
financial year, subject to the terms and conditions of the 2016 LTI Plan.   

How is the LTI  
delivered? 

  Executive 

G. Harvey 

K.L Page 

J.E. Slack-Smith 

D.M. Ackery 

C. Mentis 

Total 

Tranche FY22  
Exercisable between  
1 January 2025 and  
31 October 2026 

145,000 

406,000 

121,000 

121,000 

121,000 

914,000 

ANNUAL REPORT JUNE 2022 

 43 

 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

6. Details of the Long-Term Incentive (LTI) Plan (continued) 
Tranche FY22 of the 2016 LTI Plan (continued) 

  A performance right is the right to acquire one ordinary share in the Company at nil exercise price.  No amount is payable 
in respect of the grant of a performance right.  If exercised, each performance right will be converted into one ordinary 
share in the Company. 

Executive Directors have a target LTI opportunity of between 39% and 80% of fixed remuneration.   

What is the LTI  
opportunity issued 
in FY22? 
CHAIRMAN AND CEO’s REPORT 

A total of 914,000 performance rights under Tranche FY22 of the 2016 LTI Plan were granted to Executive Directors on 30 
November 2021.    

The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at grant date, with a fair 
value of $4.12 per entitlement share based on a share price of $5.07.   

The fair value was derived from a discounted cash flow technique where the value of the performance right is the face 
value of the share at grant date less the present value of the dividends expected to be paid on the share but not received 
by the holder during the vesting period.  Subject to the satisfaction of the financial performance condition and service 
conditions of the 2016 LTI Plan, the total fair value of Tranche FY22 performance rights amounted to $3,765,680 in  
aggregate.  

Tranche FY22  

Grant date 

Vesting date 

First exercise date 

Last exercise date 

Key Dates 

30 November 2021 

31 December 2024 

1 January 2025 

31 October 2026 

What are the  
performance  
conditions for 
Tranche FY22 of the 
2016 LTI Plan 

Performance conditions are deemed to be an essential component of all variable reward entitlements.  The proposed 
allocation of performance rights will be subject to service conditions and financial performance conditions.  The Board 
(after consideration of the recommendations of the Remuneration Committee), may, in its discretion, impose additional 
non-financial performance conditions which must be satisfied as a condition of exercise of any performance rights by the 
Grantee.   

  100% Financial Condition 

The financial condition in respect of the achievement of Tranche FY22 of the 2016 LTI Plan is based on RONA, where 
Tranche FY22 RONA means the fraction:   

Tranche FY22 Aggregate APBT ÷ Tranche FY22 Aggregate Net Assets, expressed as a percentage.  

Where: 

Tranche FY22 Financial Years means the financial years ending 30 June 2022, 2023 and 2024; 

Tranche FY22 Aggregate APBT means the aggregate amounts of the annual net profit before income tax of the  
consolidated entity for each of the Tranche FY22 Financial Years, but excluding amounts accounted for in the financial  
statements of the consolidated entity for increments or decrements arising from the revaluation of land or buildings, the 
net impact of AASB 16 Leases and any COVID-19 support and assistance received in the Tranche FY22 Financial Years; 

Tranche FY22 Aggregate Net Assets means the aggregate amounts of the net assets of the consolidated entity, excluding 
non-controlling interests, as at each of 30 June 2021, 2022 and 2023 as described in the annual report of the  
consolidated entity in respect of each of the Tranche FY22 Financial Years.  

Full vesting of the Tranche FY22 performance rights is conditional upon achievement of Tranche FY22 RONA of 21%,  
with a lesser vesting as set out in the table below:  

Tranche FY22  RONA Achieved 

Tranche FY22 % of Performance Rights  that  
will become exercisable  

Less than 16% 

16% 

21% 

NIL 

50% 

100% 

The level of LTI achievement for the determination of vesting will be based on a straight-line basis between 16% RONA as 
to 50% achievement and 21% RONA as to 100% achievement.  

 44 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

6. Details of the Long-Term Incentive (LTI) Plan (continued) 
Tranche FY22 of the 2016 LTI Plan (continued) 

How is performance 
assessed? 

  Level of satisfaction of LTI Plan conditions is monitored by the Remuneration Committee, with assistance from Internal 
Audit, each year, with the vesting outcomes ultimately determined at the end of the three-year performance period.   

The LTI award for each of the financial years will be measured over a three-year period, with Tranche FY22 of the 2016 LTI 
Plan measured over the period for financial years ending 30 June 2022, 30 June 2023 and 30 June 2024. 

When does the LTI 
vest? 
CHAIRMAN AND CEO’s REPORT 

  Performance rights granted under Tranche FY22 of the 2016 LTI Plan will vest on 31 December 2024, subject to meeting 
the financial performance conditions and service conditions, and will be capable of exercise between 1 January 2025 and 
31 October 2026.  

  Subject to the rules of the 2016 LTI Plan at a relevant time, in general, where a participant resigns or is terminated for 

cause before a performance right vests, all unvested performance rights will lapse.  The Board (after consideration of the 
recommendations of the Remuneration Committee of the Board), has discretion to determine the treatment of any  
unvested performance rights where a participant ceases employment in “good leaver” circumstances (such as by reason 
of death, disability or otherwise in circumstances approved by the Board). 

How are potential 
LTI awards treated 
on termination?  

In the event of fraud, dishonesty or breach of obligations, the Board may make a determination, including lapsing an 
award of performance rights, to ensure no unfair benefit is obtained by a participant.   

How are potential 
LTI awards treated if 
a change of control 
occurs?  

In the event of a takeover, scheme of arrangement or other transaction which may result in a person becoming entitled to 
exercise control over the Company, the Board has a discretion to determine whether any unvested performance rights 
should vest, lapse or become subject to different performance conditions, or whether any resulting shares that are subject 
to a restriction period, should become unrestricted. 

Are executives  
eligible for  
dividends?  

  Performance rights will not carry any voting or dividend rights.  Performance rights are non-transferable except in limited 
circumstances or with the consent of the Board.  If exercised, each performance right will be converted into one ordinary 
share in the Company.  Executives will then be entitled to dividends on those ordinary shares after conversion.   

7. Performance and Executive Remuneration Outcomes in FY22 

7A. Actual Remuneration Earned by Key Management Personnel (KMP) in FY22 

The compensation expensed in respect of KMP in FY22 is set out in Table 1 (for Directors) and Table 2 (for Senior Executives) on pages 55 
and 56 of this report.  This provides shareholders with a view of the remuneration earned by KMP for performance in the 2022 financial 
year and the value of any LTIs expensed during the financial year.   

The ‘take-home pay’ for KMP Directors of the Company, representing the benefits paid to each Director during the year ended 30 June 
2022, or as soon as practicable after that date, is set out in Section 13 of the Remuneration Report on page 59.  

7B. Fixed Remuneration  

Executive contracts of employment do not include any guaranteed base pay increases.  The fixed remuneration of Executive Directors is 
reviewed annually by the Remuneration Committee.   

In line with the independent review undertaken during the 2022 financial year by an independent remuneration expert, the determination 
of fixed remuneration of Executive Directors was subject to the following principles: 
a) 

The performance of the Company, the longevity of the Executive Directors in their respective roles and the assessment of  
opportunity costs in respect of replacement;  
Be in line with the remuneration policies of the Company for Executive Directors so as to position fixed remuneration reflecting 
size relative to peers (i.e. the 
Target total remuneration to provide the opportunity for Executive Directors to earn top quartile rewards for outstanding  
performance.   

b) 

c) 

; and  

Remuneration levels are considered annually, with consideration of market data and the benchmark peer group.  The process undertaken 
by the Remuneration Committee consisted of a review of Company, business unit and individual performance, relevant comparative  
remuneration, and external advice independent of management as to the reasonableness of the fixed remuneration of the Executive  
Directors.   

For FY2022, there was no increase in the level of fixed remuneration for the Executive Directors.  The fixed remuneration of the Executive 
Directors has not increased since the fixed remuneration was re-set in FY2014 following the Global Financial Crisis (GFC). 

The fixed component of the remuneration of Executive Directors is disclosed in Table 1 on page 55 of this report. 

ANNUAL REPORT JUNE 2022 

 45 

 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

7. Performance and Executive Remuneration Outcomes in FY22 (continued) 

7C. Actual Performance Against Short Term Incentive (STI) Measures   

A combination of financial and non-financial measures are used to measure performance for STI awards.  The STI 100% opportunity pool 
was $3,250,000 (2021: $3,250,000).  The pool for over-achievement was $750,000 (2021: $750,000).  The maximum aggregate pool for 
allocation was $4,000,000 (2021: $4,000,000).    

70% of the STI is dependent on the satisfaction of financial performance conditions (based on APAT) and 30% is measured against the  
achievement of non-financial measures.   

Actual performance against those measures is as follows for the 2022 financial year: 
a) 
CHAIRMAN AND CEO’s REPORT 
b) 
c) 
d) 

100% achievement of the 70% Financial Condition (score of 70 out of 70) of the 100% STI pool = $2,275,000 
100% achievement of the Over-Achievement Pool subject to the Financial Condition (score of 20 out of 20) = $750,000 
50% achievement of the 30% Non-Financial Conditions (score of 15 out of 30) = $487,500 
0% reduction for malus penalties of up to 30% of the STI Pool (score of 0 out of 30) = reduction of $0 

The total 2022 STI Plan payable in respect of the 2022 financial year is $3,512,500 (2021: $3,767,952).  This represented a total  
achievement of 105 points out of 120 points (87.50%), as shown in the tables below, compared to achievement of 112.86 points out of 120 
points (94.05%) in FY21.   

Financial Conditions of the 2022 STI Plan 

Achievement of 70% Financial Condition 

Calculation of FY2022 APAT 

Annual Net Profit After Tax (APAT) excluding the 
after-tax effects of property revaluation  
increments or decrements, the net impact of 
AASB 16 Leases and any COVID-19 support  
and assistance received  

= $668.79 million 
for FY22  

Achievement = 
120% Over-
Achievement 

100% Level  
2022 STI PCI 

% Financial 
Conditions 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

$942,500 

$812,500 

$812,500 

$682,500 

$3,250,000 

70% 

70% 

70% 

70% 

Achievement of Over-Achievement Pool 

120% Over-
Achievement Pool 

% Financial  
Conditions 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

$217,500 

$187,500 

$187,500 

$157,500 

$750,000 

100% 

100% 

100% 

100% 

2022 STI PCI  
Financial  
Condition 

$659,750 

$568,750 

$568,750 

$477,750 

$2,275,000 

2022 STI PCI  
Financial  
Condition 

$217,500 

$187,500 

$187,500 

$157,500 

$750,000 

% Financial Condition Satisfied 

100% (70 out of 70) 

100% (70 out of 70) 

100% (70 out of 70) 

100% (70 out of 70) 

% Financial Condition Satisfied 

100% (20 out of 20) 

100% (20 out of 20) 

100% (20 out of 20) 

100% (20 out of 20) 

2022 STI PCI 
Payable 

$659,750 

$568,750 

$568,750 

$477,750 

$2,275,000 

2022 STI PCI 
Payable 

$217,500 

$187,500 

$187,500 

$157,500 

$750,000 

APAT for the 2022 financial year was $668.79 million (2021: $738.44 million) resulting in the full achievement of the financial conditions 
for the STI 100% Pool (level required $536 million), and full achievement of the financial conditions in respect of the Over-Achievement 
Pool (level required $595 million).  

 46 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

7. Performance and Executive Remuneration Outcomes in FY22 (continued) 
7C. Actual Performance Against Short Term Incentive (STI) Measures (continued)  

Non-Financial Conditions of the 2022 STI Plan 

Achievement of 30% Non-
Financial Conditions  

For 2022, 30% of the 100% opportunity pool i.e., $975,000 was subject to non-financial performance measures  
as to: 
• 
• 

Productivity improvements equating to 33.33% (10% entitlement to the STI pool = $325,000); and 
Digital innovations equating to 66.67% (20% entitlement to the STI pool = $650,000) 

100% Level  
2022 STI PCI 

% Non-Financial  
Conditions 

2022 STI PCI Non-
Financial  

% Non-Financial  
Condition Satisfied 

2022 STI PCI  
Payable 

CHAIRMAN AND CEO’s REPORT 
Kay Lesley Page 

$942,500 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

$812,500 

$812,500 

$682,500 

$3,250,000 

30% 

30% 

30% 

30% 

$282,750 

$243,750 

$243,750 

$204,750 

$975,000 

50% (15 out of 30) 

50% (15 out of 30) 

50% (15 out of 30) 

50% (15 out of 30) 

$141,375 

$121,875 

$121,875 

$102,375 

$487,500 

The Remuneration Committee had regard to certificates and reports from officers of the Company, other Board committees and  
management, including the Individual Director Assessment Reports and Internal Audit Reports, and noted that 50% of the non-financial 
performance hurdles for the 2022 STI Plan were achieved, equating to a score of 15 points out of 30 points.   

Achievement of the Non-Financial Performance Conditions for the 2022 STI Plan are set out in the following table: 

Assessment of Non-Financial Conditions of the 2022 STI Plan 

Measure 

Initiative  

Primary 
Weighting 

Achievement 

Commentary 

Score 

Productivity 
Improvements 

Commence and implement the finance  
transformation project in Australia  
 and New Zealand. 

10% 

50% 

Delays in execution due to 
Covid-19 lockdown  

5.0% 

Digital  
Innovations 

Total 

Implement innovation and improvement 
initiatives to enhance digital operations  
including gift card and operating platforms.  

20% 

50% 

Delays in execution due to 
resourcing availability 
through Covid-19 

30% 

10.0% 

15.0% 

ANNUAL REPORT JUNE 2022 

 47 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

7. Performance and Executive Remuneration Outcomes in FY22 (continued) 
7C. Actual Performance Against Short Term Incentive (STI) Measures (continued)  

Malus Reduction in Respect of 2022 STI Plan 

Malus Reductions of up to 
30% of the 2022 STI  

Malus (financial penalty) provisions to reduce the overall achievement of the 100% STI pool by up to 30%  
i.e., $975,000, in respect of:   
• 
• 
• 
• 
• 

Compliance risk management framework = 12% of the 30% 
Sustainability = 10% of the 30% 
Franchised complex and company-operated store expansion strategy = 4% of the 30% 
Cyber security governance = 2% of the 30% 
Customer experience = 2% of the 30% 

CHAIRMAN AND CEO’s REPORT 

100% Level  
2022 STI PCI 

Maximum % Malus  
Reductions 

2022 STI PCI Malus 
Reductions  

% Malus Reductions 
(Score) 

Reduction in 2022  
STI PCI  Payable 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

$942,500 

$812,500 

$812,500 

$682,500 

$3,250,000 

-30% 

-30% 

-30% 

-30% 

($282,750) 

($243,750) 

-0% (30 out of 30) 

-0% (30 out of 30) 

($243,750) 

-0% (30 out of 30) 

($204,750) 

-0% (30 out of 30) 

($975,000) 

$0 

$0 

$0 

$0 

$0 

There was no malus reduction for FY22 in accordance with the below table outlining the results of the assessment of the malus provisions: 

Assessment of the Malus Provisions 

Measure 

Initiative 

Primary 
Weighting 

Achievement / 
Score 

Commentary 

Malus Reduction 

Compliance 

Compliance risk  
management framework 

Sustainability 

Governance framework for 
sustainability 

-12% 

-10% 

100%  
(Score 12%)  

Strategic plan set across the  
organisation. 

100%  
(Score 10%) 

Charter, scope, framework and  
project plan set. 

Expansion Strategy  

Franchised complexes and 
company-operated stores 

-4% 

100%  
(Score 4%) 

Two (2) new franchised complexes 
in Australia.  
Premium refit of franchised complex 
at Aspley, QLD. 
One (1) new store opened at  
Pavilion Bukit Jalil, Malaysia.  

Cyber Security  

Cyber security governance 
structure 

-2% 

100%  
(Score 2%) 

Continuing the phases of the Global 
Security Improvement Program. 

Customer  
Experience 

Total 

Franchisee tools for customer 
communication and complaints 
management 

-2% 

-30% 

100%  
(Score 2%) 

Point of sale functionality and  
complaints reduction 

0% 

0% 

0% 

0% 

0% 

0% 

 48 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

7. Performance and Executive Remuneration Outcomes in FY22 (continued) 
7C. Actual Performance Against Short Term Incentive (STI) Measures (continued)  

SUMMARY OF TOTAL  
ACHIEVEMENT OF 2022 STI   

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

100% Pool Amount 

Over-Achievement 
Pool 

TOTAL 2022 STI  

Financial  

Non-Financial 

Malus 

Financial 

$659,750 

$568,750 

$568,750 

$141,375 

$121,875 

$121,875 

$102,375 

$487,500 

- 

- 

- 

- 

- 

$217,500 

$187,500 

$187,500 

$157,500 

$750,000 

$1,018,625 

$878,125 

$878,125 

$737,625 

$3,512,500 

Chris Mentis 
CHAIRMAN AND CEO’s REPORT 
Total  

$2,275,000 

$477,750 

Service Conditions of the 2022 STI Plan  

The 2022 STI Plan Service Conditions will be deemed to be satisfied, if and only if, as at the relevant payment date (30 September 2022): 
• 

the Executive has not resigned or provided notice of resignation of employment from the Employer, except in order to retire from the 
workforce; 
the Employer has not terminated the employment of the Executive for cause; or  
the Board has not determined that the incentives should be revoked or lapse as a result of any breach of the law, corrupt conduct, 
bribery, fraud, gross misconduct or conduct of the Executive which brings the Company or the Employer into disrepute.  

• 
• 

Shareholding Benchmark of the 2022 STI Plan 

Executive Directors are to hold shares in the Company to the value equating to the level of fixed remuneration for that Executive Director at 
the end of the financial year (the Benchmark Shareholding Level).  If shares held by the Executive Director are less than the Benchmark 
Shareholding Level, the STI benefit is to be provided in the form of shares, subject to shareholder approval and compliance with ASX  
Listing Rules, to the value that increases the holding of the Executive Director to the Benchmark Shareholding Level. 

Each of the Executive Directors that participated in the 2022 STI Plan held shares in the Company of a value that was in excess of the  
Benchmark Shareholding Level.  The STI benefit under the 2022 STI Plan is to be paid in cash.  

7D. Actual Performance Against Long Term Incentive (LTI) Measures for Tranche FY22 of the 2016 LTI Plan 

A total of 914,000 performance rights were granted to Executive Directors on 30 November 2021.  The Remuneration Committee had  
regard to certificates and reports from officers of the Company, other Board committees and management and Internal Audit Reports, and 
has estimated, based on the available evidence, that the financial performance condition for Tranche FY22 of the 2016 LTI Plan will be 100% 
achieved by the end of the vesting period and it is probable that 100% of the estimated fair value of the performance rights will meet the 
performance condition.   

The Remuneration Committee resolved in making its decisions and recommendations in respect of remuneration outcomes for the  
Executive Directors of the Company, it will exclude the effect of COVID-19 support and assistance in respect of remuneration outcomes, so 
as to eliminate unintended windfall gains in “at risk” remuneration returns for the Executive Directors in respect of COVID-19 support and 
assistance.  The probability of 100% vesting has been estimated based on the calculation of Tranche FY22 RONA for the 2022 financial year 
of 24.24%.  A 24.24% RONA for FY22 would result in a 100% vesting for year 1 of the three-year measurement period.  A 100% vesting  
probability will result in a cumulative Tranche FY22 fair value of $3,765,680 over the vesting period based on a fair value of $4.12 per  
entitlement.  An amount of $710,962 has been recognised as remuneration to Executive Directors and expensed in the income statement on 
a straight-line basis for FY22. 

Achievement of 100% Financial Condition for Tranche FY22 of 2016 LTI  

Calculation of FY22 RONA: 

FY22 APBT (net profit excluding property  
revaluations, the net impact of AASB 16 Leases  
and any COVID-19 support and  
assistance received) 

FY21 Net Assets (excluding non-controlling interests) 

$936.80 million 

$3,864.83 million 

= 24.24% RONA 

Number of  
Performance 
Rights 

Fair Value  
Per Right 

145,000 

406,000 

121,000 

121,000 

121,000 

914,000 

$4.12 

$4.12 

$4.12 

$4.12 

$4.12 

Fair Value of 
Performance 
Rights 

$597,400 

$1,672,720 

$498,520 

$498,520 

$498,520 

$3,765,680 

Probability of 
Vesting % 

Estimated Value of 
Tranche FY22 2016 
LTI Plan to Vest 

Tranche FY22  
LTI Plan  Expense  
in FY22 

100% 
100% 
100% 

100% 

100% 

$597,400 

$1,672,720 

$498,520 

$498,520 

$498,520 

$112,789 

$315,810 

$94,121 

$94,121 

$94,121 

$3,765,680 

$710,962 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

ANNUAL REPORT JUNE 2022 

 49 

 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

7. Performance and Executive Remuneration Outcomes in FY22 (continued) 
7D. Actual Performance Against Long Term Incentive (LTI) Measures for Tranche FY22 of the 2016 LTI Plan (continued) 

Subject to the satisfaction of the financial performance condition and service conditions of the 2016 LTI Plan, Tranche FY22 will vest on 31 
December 2024.  The exercise price for each performance right will be nil.  If exercised, each performance right will be converted into one 
ordinary share of the Company.  Unexercised performance rights will lapse, irrespective of whether the performance rights have become 
exercisable on 1 November 2026 or: 
• 
• 

such earlier date specified by the Board; 
the Board determines the performance rights granted to a Grantee should lapse, as a result of any fraud, gross misconduct or conduct 
by that Grantee which brings the Company into disrepute; or  
the Board determines the relevant requirements in relation to performance rights granted to a Grantee, including performance  
conditions and a service condition, have not and are incapable of being met. 

CHAIRMAN AND CEO’s REPORT 
7E. Reassessment of Tranche FY21 of the 2016 LTI Plan Performance Conditions and Expense Recognised in FY22 

• 

In the 2021 financial year, a total of 549,500 performance rights were granted to Executive Directors on 4 December 2020 under Tranche 
FY21 of the 2016 LTI Plan.  The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at a fair value of 
$3.85 per entitlement share, based on a share price of $4.66 as at grant date, resulting in a total fair value of Tranche FY21 of $2,115,575.  
Tranche FY21 of the 2016 LTI Plan will be measured over a three-year period for financial years ending 30 June 2021, 30 June 2022 and 30 
June 2023. 

In the 2021 Remuneration Report, it was reported that the estimated achievement of Tranche FY21 of the 2016 LTI Plan would have been 
100% by the end of the vesting period and that 100% of the estimated fair value of the Tranche FY21 performance rights will meet the  
performance condition.  The probability of 100% vesting had been estimated based on the calculation of Tranche FY21 RONA for the 2021 
financial year of 30.09%.   

The financial performance condition of Tranche FY21 is subject to reassessment during each of the Tranche FY21 Financial Years being the 
financial years ending 30 June 2021, 2022 and 2023.  A reassessment of the Tranche FY21 Aggregate APBT and Tranche FY21  
Aggregate Net Assets for the 2021 and 2022 financial years has resulted in a revised RONA for the two-year aggregated period of 27.00%.  
The revised RONA of 27.00% has resulted in a consistent probability of vesting of 100%, similar to the assessment in the previous year.  

The cumulative expense in respect of Tranche FY21 as assessed in the 2022 financial year remains at $2,115,575.  The total value of Tranche 
FY21 expense recognised in the 2022 financial year was $687,609, relating to the recognition of the Tranche FY21 expense on a straight-line 
basis for FY22. 

Reassessment of 100% Financial Condition for Tranche FY21 of 2016 LTI Plan   

Calculation of Aggregated RONA for Tranche 
FY21 Financial Years (FY21 and FY22)  

Tranche FY21 Aggregated APBT (net profit excluding 
property revaluations, the net impact of AASB 16 Leases 
and any COVID-19 support and assistance received) 
(2021 + 2022)   

Tranche FY21 Aggregated Net Assets (2020 + 2021)  

$1,973.71 million 

$7,311.17 million 

= 27.00%  
RONA 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

Probability  
Vesting % in 
FY21 

Tranche FY21 
Estimated Fair 
Value in FY21 

Revised  
Probability  
Vesting in FY22 

Revised Estimated 
Tranche FY21 Fair 
Value in FY22 

Adjustment due to 
reassessment 

Tranche FY21 LTI 
Plan Expense  
in FY22 

100% 

100% 

100% 

100% 

100% 

$252,175 

$704,550 

$419,650 

$419,650 

$319,550 

$2,115,575 

100% 

100% 

100% 

100% 

100% 

$252,175 

$704,550 

$419,650 

$419,650 

$319,550 

$2,115,575 

- 

- 

- 

- 

- 

- 

$81,962 

$228,994 

$136,396 

$136,396 

$103,861 

$687,609 

7F. Reassessment of Tranche FY20 of the 2016 LTI Plan Performance Conditions and Expense Recognised in FY22  

In the 2020 financial year, a total of 549,500 performance rights were granted to Executive Directors on 2 December 2019 under Tranche 
FY20 of the 2016 LTI Plan.  The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at a fair value 
of $3.47 per entitlement share, based on a share price of $4.30 as at grant date, resulting in a total fair value of Tranche FY20 of 
$1,906,765.  Tranche FY20 of the 2016 LTI Plan was measured over a three-year period for financial years ending 30 June 2020, 30 June 
2021 and 30 June 2022. 

In the 2021 Remuneration Report, the probability of vesting was reassessed, and it was reported that the estimated achievement of 
Tranche FY20 of the 2016 LTI Plan would have been 100% by the end of the vesting period and that 100% of the estimated fair value of the 
Tranche FY20 performance rights will meet the performance condition.  This reassessment was based on a 2-year aggregated RONA,  
being the Tranche FY20 Aggregate APBT and Tranche FY20 Aggregate Net Assets for the 2020 and 2021 financial years.   
The reassessment in 2021 resulted in a revised 2-year aggregated RONA of 24.73%. 

 50 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

7. Performance and Executive Remuneration Outcomes in FY22 (continued) 
7F. Reassessment of Tranche FY20 of the 2016 LTI Plan Performance Conditions and Expense Recognised  
in FY22 (continued) 

The financial performance condition of Tranche FY20 was subject to reassessment during each of the Tranche FY20 Financial Years being 
the financial years ending 30 June 2020, 2021 and 2022.  A final reassessment of the Tranche FY20 Aggregate APBT and Tranche FY20  
Aggregate Net Assets for the 2020, 2021 and 2022 financial years has resulted in a revised RONA for the three-year aggregated period of 
24.55%.  A revised aggregated RONA of 24.55% for the Tranche FY20 Financial Years has resulted in the actual achievement of 100% of 
the Tranche FY20 performance rights.  This revised achievement calculation of 100% is consistent with the previous probability of vesting 
of 100% as calculated in FY21.   

The cumulative expense in respect of Tranche FY20 has been reassessed in FY22 as $1,906,765, consistent with the amount reported in 
CHAIRMAN AND CEO’s REPORT 
the 2021 Remuneration Report.  The total value of Tranche FY20 expense recognised in FY22 was $618,173, relating to the recognition of 
the Tranche FY20 expense on a straight-line basis for FY22.  FY22 was the final year of measurement for Tranche FY20 with the  
performance rights scheduled to vest at 31 December 2022. 

Reassessment of 100% Financial Condition for Tranche FY20 of 2016 LTI Plan   

Calculation of Aggregated RONA for Tranche 
FY20 Financial Years (2020, 2021 and 2022)  

Tranche FY20 Aggregated APBT (2020 + 2021 + 2022) 

$2,572.64 million 

Tranche FY20 Aggregated Net Assets (2019 + 2020 + 2021)  

$10,478.59 million 

= 24.55%  
RONA 

Probability 
Vesting % in 
FY21 

Tranche FY20  
Estimated Fair 
Value in FY21 

Revised Probability 
Vesting in FY22 

Revised Tranche 
FY20 Fair Value in 
FY22 

Adjustment due to 
Reassessment 

Tranche FY20 LTI 
Plan Expense  
in FY22 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

100% 

100% 

100% 

100% 

100% 

$227,285 

$635,010 

$378,230 

$378,230 

$288,010 

$1,906,765 

100% 

100% 

100% 

100% 

100% 

$227,285 

$635,010 

$378,230 

$378,230 

$288,010 

$1,906,765 

- 

- 

- 

- 

- 

- 

$73,686 

$205,870 

$122,622 

$122,622 

$93,373 

$618,173 

7G. Vesting of Tranche FY19 of the 2016 LTI Plan Performance Conditions and Expense Recognised in FY22 

In 2019, a total of 549,500 performance rights were granted to Executive Directors on 4 December 2018 under Tranche FY19 of the 2016 
LTI Plan.  The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at a fair value of $2.59 per 
share, based on a share price of $3.21 as at grant date, resulting in a total fair value of Tranche FY19 of $1,423,205.  Tranche FY19 of the 
2016 LTI Plan was measured over a three-year period for financial years ending 30 June 2019, 30 June 2020 and 30 June 2021. 

In the 2021 Remuneration Report, it was reported that the estimated achievement of Tranche FY19 of the 2016 LTI Plan would have been 
100% by the end of the vesting period and that 100% of the estimated fair value of the performance rights would meet the performance 
condition.   

The cumulative expense in respect of Tranche FY19 was $1,423,205 as reported in the 2021 Remuneration Report.  The 2021 financial 
year was the final year of Tranche FY19 measurement.  During the 2022 financial year, an expense of $232,979 was recognised in respect 
of Tranche FY19 of the 2016 LTI Plan representing the remaining vesting period up to 31 December 2021.   

Of the 549,500 performance rights granted to Executive Directors during 2019, a total of 100%, or 549,500 performance rights vested on 
31 December 2021 and were exercisable from 1 January 2022.  On 7 January 2022, 440,500 performance rights under Tranche FY19 of 
the 2016 LTI Plan were exercised and on 22 July 2022, a further 109,000 performance rights under Tranche FY19 were exercised,  
reducing the unissued ordinary shares under Tranche FY19 of the 2016 LTI Plan to nil. 

Assessment of 100% Financial Condition for Tranche FY19 of 2016 LTI Plan   

Calculation of Aggregated RONA for Tranche 
FY19 Financial Years  (2019, 2020 and 2021)  

Tranche FY19 Aggregated APBT (2019 + 2020 + 2021) 

$2,140.10 million 

Tranche FY19 Aggregated Net Assets (2018 + 2019 + 2020)  

$9,524.76 million 

= 22.47% 
RONA 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Total  

Actual Achievement 
in FY21 

Actual Tranche 
FY19 Fair Value 

Tranche FY19 LTI 
Plan Expense in 
FY22 

100% 

100% 

100% 

100% 

100% 

$169,645 

$473,970 

$282,310 

$282,310 

$214,970 

$27,771 

$77,589 

$46,214 

$46,214 

$35,191 

$1,423,205 

$232,979 

ANNUAL REPORT JUNE 2022 

 51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

7. Performance and Executive Remuneration Outcomes in FY22 (continued) 

7H. Summary of Performance and Executive Remuneration Outcomes in FY22  

Value of STI and LTI Disclosed in 2022 and 2021 Remuneration Reports 

Remuneration Component 

100%-Level 
Achievement 
Amount 

Achieve-
ment 

Score 

Amount 
Payable 

Vesting  
Period 

2022  
Remuneration 
Amount 

2021  
Remuneration 
Amount 

2022 STI Plan 
- Financial conditions (70/100) 
CHAIRMAN AND CEO’s REPORT 
- Over-achievement pool (20/20) 
- Non-financial conditions (30/100) 
- Malus Adjustments (up to 30/100) 
  Total  

$2,275,000 
$750,000 
$975,000 
- 
$4,000,000 

2021 STI Plan 
- Financial conditions (80/100) 
- Over-achievement pool (20/20) 
- Non-financial conditions (20/100) 
- Malus Adjustments (up to 30/100) 
  Total  

Total Short-Term Incentive PCI 

Tranche FY22 of 2016 LTI Plan 
- Financial conditions (100%) 
- Non-financial conditions (0%) 
  Total 100% 

Tranche FY21 of 2016 LTI Plan 
- Financial conditions (100%) 
- Non-financial conditions (0%) 
  Total 100% 

Tranche FY20 of 2016 LTI Plan 
- Financial conditions (100%) 
- Non-financial conditions (0%) 
  Total 100% 

Tranche FY19 of 2016 LTI Plan 
- Financial conditions (100%) 
- Non-financial conditions (0%) 
  Total 100% 

Tranche 3 (FY18) of 2016 LTI Plan 
- Financial conditions (100%) 
- Non-financial conditions (0%) 
  Total 100% 

Total LTI Performance Rights 

Total Value of STI and LTI 

$2,600,000 
$750,000 
$650,000 
- 
$4,000,000 

$3,765,680 
- 
$3,765,680 

$2,115,575 
- 
$2,115,575 

$1,906,765 
- 
$1,906,765 

$1,423,205 
- 
$1,423,205 

$1,336,000 
- 
$1,336,000 

100% 
100% 
50% 
0% 

100% 
100% 
87.50% 
15.47% 

70.00 
20.00 
15.00 
0.00 
105.00 

80.00 
20.00 
17.50 
(4.64) 
112.86 

$2,275,000 
$750,000 
$487,500 
- 
$3,512,500 

$2,600,000 
$750,000 
$568,752 
($150,800) 
$3,767,952 

1 Year 

1 Year 

$2,275,000 
$750,000 
$487,500 
- 
$3,512,500 

- 
- 
- 
- 
- 

 - 
- 
- 
- 
- 

$2,600,000 
$750,000 
$568,752 
($150,800) 
$3,767,952 

    $3,512,500 

    $3,767,952 

100% 
- 

100% 
- 

$3,765,680 
- 
$3,765,680 

3.1 Years  
(30/11/21 to 
31/12/24) 

100% 
- 

100% 
- 

$2,115,575 
- 
$2,115,575 

3.1 Years  
(04/12/20 to 
31/12/23) 

100% 
- 

100% 
- 

$1,906,765 
- 
$1,906,765 

3.1 Years  
(02/12/19 to 
31/12/22) 

100% 
- 

100% 
- 

$1,423,205 
- 
$1,423,205 

3.1 Years  
(04/12/18 to 
31/12/21) 

56.6% 
- 

56.6% 
- 

$756,177 
- 
$756,177 

n/a 

 $710,962 
- 
$710,962 

 $687,609 
- 
$687,609 

$618,173 
- 
$618,173 

 $232,979 
- 
$232,979 

- 
- 
- 

- 
- 
- 

 $393,726 
- 
$393,726 

$761,714 
- 
$761,714 

 $753,359 
- 
$753,359 

$123,456 
- 
$123,456 

$2,249,723 

$2,032,255 

$5,762,223 

$5,800,207 

The total value of STI and LTI expensed in the Income Statement for the 2022 financial year and disclosed in this remuneration report was $5.76 million 
compared to $5.80 million expensed in the 2021 financial year, a decrease of $0.04 million or –0.7%, relative to the previous year.   

 52 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

8. Executive Contractual Arrangements 

Remuneration arrangements for Executive KMPs are formalised in employment agreements.  Details of these contracts are below. 

Chief Executive Officer 
The CEO, Ms. K.L. Page is employed under a rolling contract. 
Under the terms of the present contract the CEO’s total potential employment cost is $4,932,720 comprised of:  
• 
• 
• 
CHAIRMAN AND CEO’s REPORT 
The CEO’s termination provisions are as follows: 

fixed remuneration of $2,100,000 per annum; 
maximum STI opportunity in respect of the year ended 30 June 2022 of $1,160,000 (including the over-achievement level); and  
maximum LTI opportunity in respect of the year ended 30 June 2022 of $1,672,720. 

CEO’s Termination Provisions 

Notice Period 

Payment in Lieu of 
Notice 

Treatment of STI on  
Termination 

Treatment of LTI on  
Termination 

Employer initiated-termination 

5 weeks 

5 weeks 

Pro-rated for time and 
performance 

Board discretion 

Termination for serious misconduct 

None 

None 

Unvested awards forfeited  Unvested awards forfeited 

Employee-initiated termination 

5 weeks 

5 weeks 

Unvested awards forfeited  Unvested awards forfeited* 

Minimum Shareholding Requirement 
There are no minimum shareholding requirements imposed on the CEO.  There is a Benchmark Shareholding Level in respect of the 2022 
STI Plan to determine whether the reward is to be paid as cash or in shares.  The CEO held 20,039,315 shares in the Company at 30 June 
2022 equating to a value of $74.35 million.     

Other Executive KMPs 
All other Executive KMPs have rolling contracts. 

Standard KMP Termination Provisions 

Notice Period 

Payment in Lieu of 
Notice 

Treatment of STI on  
Termination 

Treatment of LTI on  
Termination 

Employer initiated-termination 

4-5 weeks 

4-5 weeks 

Pro-rated for time and 
performance 

Board discretion 

Termination for serious misconduct 

None 

None 

Unvested awards forfeited  Unvested awards forfeited 

Employee-initiated termination 

4-5 weeks 

4-5 weeks 

Unvested awards forfeited 
subject to board discretion 

Unvested awards forfeited 
subject to board discretion* 

* Subject to the rules of the 2016 LTI Plan at a relevant time. 

9. Non-Executive Director Remuneration Arrangements 

Remuneration Policy 
The Board seeks to set aggregate remuneration at a level that provides the consolidated entity with the ability to attract and retain  
directors of the highest calibre, whilst incurring a cost that is acceptable to shareholders. 

The amount of aggregate remuneration sought to be approved by shareholders and the fee structure is reviewed annually against fees 
paid to NEDs of comparable companies.  The Board considers published material from external sources and makes its own enquiries 
when undertaking the annual review process. 

The Company’s constitution and the ASX listing rules specify that the NED fee pool shall be determined from time to time by a general 
meeting.  At the 2020 annual general meeting (AGM) held on 25 November 2020, shareholders approved an increase of $500,000 to the 
aggregate NED pool from $1,000,000 to $1,500,000.   

Structure 
The remuneration of NEDs consists of directors’ fees.  NEDs do not receive retirement benefits, nor do they participate in any incentive 
programs.  Each NED receives a fee for being a director of the Company.  The structure of NED remuneration is separate and distinct from 
executive remuneration.  The remuneration of NEDs for the years ended 30 June 2022 and 30 June 2021 are disclosed in Table 1 on 
page 55 of this report. 

ANNUAL REPORT JUNE 2022 

 53 

 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

10. Relationship between Remuneration and the Performance of     
 the Company 

The graphs below illustrate the performance of the Company for the past five financial years and the high level of correlation between  
remuneration and performance.  Correlation is a calculation of the degree of relationship between two items with 100% being strongest and 
0% being weakest.  Correlation between the indicators of performance and remuneration remain strong.    

CHAIRMAN AND CEO’s REPORT 

 54 

ANNUAL REPORT JUNE 2022 

 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

11. Compensation of Key Management Personnel 

Table 1: Compensation of Key Management Personnel Expensed for the Year Ended 30 June 2022 
Directors of Harvey Norman Holdings Limited: 

Short-term benefits 

Post Em-
ployment 

Long Term 
Incentives 

Other 

Perfor-
CHAIRMAN AND CEO’s REPORT 
mance 
Cash  
Incentive 

Salary & 
Fees 

Other 
Short 
Term (c) 

Non-
Monetary 
Benefits (c) 

Superan-
nuation 

Performance 
Rights 

Long 
Service 
Leave (d) 

Total  
Remuneration 

% 
earned 
at risk 

Gerald Harvey 
Executive Chairman 

2022 

2021 

716,032 

717,906 

- 

- 

10,400 

10,400 

- 

- 

23,568 

296,208 

21,694 

246,818 

28,342 

23,568 

828,263 

23,675 

21,694 

670,410 

- 

- 

- 

- 

1,046,208 

28.3% 

996,818 

24.8% 

3,946,888 

46.8% 

3,863,116 

45.6% 

- 

- 

- 

- 

23,568 

399,353 

20,441 

2,547,919 

50.1% 

21,694 

401,781 

20,472 

2,614,241 

51.4% 

23,568 

399,353 

20,441 

2,547,919 

50.1% 

21,694 

401,781 

20,472 

2,614,241 

51.4% 

45,078 

23,568 

326,546 

14,689 

2,028,860 

52.5% 

42,213 

21,694 

311,465 

14,768 

2,067,503 

53.3% 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

5,455 

5,205 

14,545 

13,881 

23,568 

19,741 

- 

5,784 

13,182 

12,580 

14,545 

8,263 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

60,000 

60,000 

160,000 

160,000 

365,050 

280,505 

- 

66,667 

145,000 

145,000 

160,000 

95,238 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Kay Lesley Page 
Executive Director/CEO 

2022 

2,048,090 

1,018,625 

2021 

2,054,631 

1,092,706 

John Evyn Slack-Smith 
Executive Director/COO 

2022 

1,226,432 

878,125 

2021 

1,228,306 

941,988 

- 

- 

- 

- 

David Matthew Ackery 
Executive Director 

2022 

1,208,432 

878,125 

18,000 

2021 

1,210,306 

941,988 

18,000 

881,354 

737,625 

886,093 

791,270 

54,545 

54,795 

145,455 

146,119 

341,482 

260,764 

- 

60,883 

131,818 

132,420 

145,455 

86,975 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

Chris Mentis 
Executive Director/CFO 

Michael John Harvey 
Non-Executive Director 

Christopher Herbert Brown 
Non-Executive Director 

Kenneth William  
Gunderson-Briggs 
Non-Executive Director 

Graham Charles Paton (a) 
Non-Executive Director 

Maurice John Craven 
Non-Executive Director 

Luisa Catanzaro (b) 
Non-Executive Director 

Total for the 2022 
Financial Year 

Total for the 2021 
Financial Year 

6,899,095  3,512,500 

28,400 

73,420 

189,135 

2,249,723 

55,571 

13,007,844  44.3% 

6,839,198  3,767,952 

28,400 

65,888 

173,924 

2,032,255 

55,712 

12,963,329  44.7% 

The listed Parent Company, Harvey Norman Holdings Limited, does not have any employees.   

(a) 
(b) 
(c) 

(d) 

Graham Charles Paton retired on 25 November 2020. 
Luisa Catanzaro was appointed a Non-Executive Director of Harvey Norman Holdings Limited on 25 November 2020.  
Short-term benefits includes car allowances paid (Other Short Term) and the cost of fully-maintained motor vehicles (Non-Monetary 
Benefits)  
Table 1 includes the accrual for long service leave entitlements in respect of the years ended 30 June 2022 and 30 June 2021.   
The Chairman (G. Harvey) and Chief Executive Officer (K.L. Page) do not have a long service leave accrual as they have elected to  
forgo this employee entitlement.         

ANNUAL REPORT JUNE 2022 

 55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

11. Compensation of Key Management Personnel (continued) 

Table 2: Compensation of Key Management Personnel Expensed for the Year Ended 30 June 2022 
Senior Executives of Harvey Norman Holdings Limited: 

Short-term benefits 

Post Em-
ployment 

Other 

CHAIRMAN AND CEO’s REPORT 
Perfor-
mance 
Cash  
Incentive 

Salary & Fees 

Other 
Short 
Term 

Non-
Monetary 
Benefits 

Superan-
nuation 

Termination 
Benefits (f) 

Long  
Service 
Leave (g)  

Total  
Remuneration 

% 
earned 
at risk 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021 

2022 

2021

Thomas James Scott 
GM — Property 

Gordon Ian Dingwall 
Chief Information Officer 

Lachlan Roach (c) 
GM — Home Appliances 

Emmanuel Hohlastos (a) 
GM — Home Appliances 

Glen Gregory  
GM — Technology &  
Entertainment 

Richard Beaini (b) 
GM — Audio Visual 

Carene Myers (d) 
GM — Small Appliances 

Martin Anderson (e) 
GM – Advertising 

Total for the 2022  
Financial Year 

Total for the 2021 
Financial Year 

571,285 

573,159 

530,000 

511,181 

163,771 

409,306 

428,764 

418,306 

463,069 

422,806 

85,191 

- 

301,964 

- 

- 

296,281 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

3,511 

9,000 

- 

- 

12,000 

12,000 

- 

- 

- 

- 

- 

- 

604,374 

604,406 

562,401 

541,395 

216,575 

446,822 

459,478 

446,972 

506,355 

463,547 

91,410 

- 

23,568 

21,694 

23,568 

21,694 

- 

- 

- 

- 

9,521 

9,553 

8,833 

8,520 

11,784 

36,447 

1,062 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

21,694 

23,568 

21,694 

23,568 

21,694 

5,892 

- 

6,822 

7,146 

6,972 

7,718 

7,047 

327 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

34,189 

23,568 

- 

- 

- 

- 

5,033 

364,754 

- 

- 

- 

- 

27,423 

23,422 

33,985 

4,938 

386,049 

2,544,044 

-  15,511 

34,189 

135,516 

36,447 

39,640 

2,805,347 

2,631,039 

-  21,000 

27,423 

131,892 

33,985 

43,852 

2,889,191 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(a) 

(b) 
(c) 
(d) 
(e) 
(f) 
(g) 

Resigned as General Manager—Audio Visual on 30 November 2021 and appointed to General Manager—Home Appliances on 1  
December 2021 
Appointed to General Manager—Audio Visual on 8 April 2022 
Resigned as General Manager—Home Appliances on 19 November 2021 
General Manager—Small Appliances is a new KMP effective from 1 July 2021 
Retired effective 30 June 2021 
This amount represents the cash payment of employee leave entitlements upon resignation or retirement 
This amount represents the accrual for long service leave entitlements in respect of the years ended 30 June 2022 and 30 June 2021 

 56 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

12. Additional Disclosures Relating to Options, Performance  
      Rights and Shares 

Options Granted to Executive Directors as Part of Remuneration: 
There were no options granted to any Executive Director during the year ended 30 June 2022.  There were no movements in option  
holdings during the year ended 30 June 2022. 

Options Holdings of Key Management Personnel for the Year Ended 30 June 2022: 
There were no options held by any director or senior executive during the year ended 30 June 2022. 

Table 3: Performance Rights Granted to Executive Directors as Part of Remuneration: 
CHAIRMAN AND CEO’s REPORT 
The table below discloses the number of performance rights granted to Executive Directors as remuneration during the year ended 30 
June 2022 as well as the number of performance rights that vested, were exercised or lapsed during the year.  Performance rights do not 
carry any voting or dividend rights and can be exercised once the vesting conditions have been met until their expiry date.   

Performance Rights 
Granted as  
Remuneration During 
the Year (a) 

Performance Rights 
Vested During the Year  
(b) 

Performance Rights 
Lapsed During the 
Year (b) 

Unvested Performance 
Rights at 30 June 2022 
(c) 

Performance Rights  
Exercised During the 
Year  

Number 
Granted 

Fair Value 
Granted $ 

Number 
Vested 

Fair Value 
Vested $ 

Number 
Lapsed 

Fair Value 
Lapsed $ 

Number 
Unvested 

Fair Value 
Unvested $ 

Number 
Exercised 

Fair Value 
Exercised $ 

Gerald Harvey 

145,000 

$597,400 

65,500 

$169,645 

Kay Lesley Page 

406,000 

$1,672,720  183,000 

$473,970 

John Evyn Slack-
Smith 

David Matthew 
Ackery 

121,000 

$498,520  109,000 

$282,310 

121,000 

$498,520  109,000 

$282,310 

Chris Mentis 

121,000 

$498,520 

83,000 

$214,970 

Total 

914,000 

$3,765,680  549,500  $1,423,205 

- 

- 

- 

- 

- 

- 

$- 

$- 

276,000 

$1,076,860 

65,500 

$169,645 

772,000 

$3,012,280 

183,000 

$473,970 

$- 

339,000 

$1,296,400 

109,000 

$282,310 

$- 

339,000 

$1,296,400 

- 

$- 

$- 

287,000 

$1,106,080 

83,000 

$214,970 

$-  2,013,000 

$7,788,020 

440,500  $1,140,895 

(a) 

(b) 

(c) 

A total of 914,000 performance rights under Tranche FY22 of the 2016 LTI Plan were granted to Executive Directors on 30 November 
2021.  The performance rights were independently valued by Mercer Consulting (Australia) Pty Limited at grant date with a fair value 
of $4.12 per entitlement on 30 November 2021, based on a share price of $5.07, resulting in a total fair value of Tranche FY22  
performance rights of $3,765,680 in aggregate. 
On 1 January 2022, 549,500 performance rights representing 100% of Tranche FY19 of the 2016 LTI Plan vested after all financial  
conditions and service conditions were satisfied.  On 7 January 2022, 440,500 performance rights under Tranche FY19 of the 2016 LTI 
Plan were exercised and on 22 July 2022, a further 109,000 performance rights under Tranche FY19 were exercised, reducing the 
unexercised performance rights under Tranche FY19 of the 2016 LTI Plan to nil. 
As at 30 June 2022, a total of 2,013,000 performance rights were outstanding, unvested and not capable of exercise comprised of:  
i. 
ii. 
iii. 

549,500 performance rights under Tranche FY20 of the 2016 LTI Plan (FY20);  
549,500 performance rights under Tranche FY21 of the 2016 LTI Plan (FY21); and 
914,000 performance rights under Tranche FY22 of the 2016 LTI Plan (FY22). 

Table 4: Performance Rights of Key Management Personnel for the Year Ended 30 June 2022 
The table below discloses the number of performance rights granted to Executive Directors as remuneration during the year ended 30 
June 2022 as well as the number of performance rights that vested, were exercised or lapsed during the year.  Performance rights do not 
carry any voting or dividend rights and can be exercised once the vesting conditions have been met until their expiry date.   

Vested during the year  
ended 30 June 2022 

1 July 2021 
Balance at begin-
ning of the year 

Granted as 
Remuneration 

Performance 
Rights  
Exercised 

Performance 
Rights 
Lapsed 

30 June 2022 
Balance at end 
of the year 

Total  

Exercised 

Lapsed 

Gerald Harvey 

196,500 

145,000 

(65,500) 

Kay Lesley Page 

549,000 

406,000 

(183,000) 

John Evyn Slack-Smith 

327,000 

121,000 

(109,000) 

David Matthew Ackery 

327,000 

121,000 

- 

Chris Mentis 

249,000 

121,000 

(83,000) 

Total 

1,648,500 

914,000 

(440,500) 

- 

- 

- 

- 

- 

- 

276,000 

65,500 

65,500 

772,000 

183,000 

183,000 

339,000 

109,000 

109,000 

448,000 

109,000 

- 

287,000 

83,000 

83,000 

2,122,000 

549,500 

440,500 

ANNUAL REPORT JUNE 2022 

- 

- 

- 

- 

- 

- 

 57 

 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

12. Additional Disclosures Relating to Options, Performance Rights and Shares (continued) 
Table 4: Performance Rights of Key Management Personnel for the Year Ended 30 June 2022 (continued) 

Apart from the KMPs disclosed above, comprised of the Executive Directors of the Company, each of the Non-Executive Directors or  
senior executives of the Company did not have any performance rights during the year ended 30 June 2022. 

(b) 

The closing balance of the performance rights in the Company of 2,122,000 as at 30 June 2022 is comprised of: 
(a) 

109,000 performance rights under Tranche FY19 of the 2016 LTI Plan (FY19) at a fair value at grant date of $2.59 that vested on 31 
December 2021.  The FY19 Tranche is exercisable between 1 January 2022 and 30 June 2024.  The residual 109,000 performance 
rights under Tranche FY19 were exercised on 22 July 2022 reducing Tranche FY19 to nil.  
549,500 performance rights under Tranche FY20 of the 2016 LTI Plan (FY20) at a fair value at grant date of $3.47 to vest on  
31 December 2022.  The FY20 Tranche is exercisable between 1 January 2023 and 30 June 2025. 
549,500 performance rights under Tranche FY21 of the 2016 LTI Plan (FY21) at a fair value at grant date of $3.85 to vest on  
31 December 2023.  The FY21 Tranche is exercisable between 1 January 2024 and 30 June 2026. 
Granted as remuneration during the 2022 financial year: 914,000 performance rights under Tranche FY22 of the 2016 LTI Plan 
(FY22) at a fair value at grant date of $4.12 to vest on 31 December 2024.  The FY22 Tranche is exercisable between 1 January 
2025 and 31 October 2026.  

CHAIRMAN AND CEO’s REPORT 
(c) 

(d) 

Table 5: Shareholdings/Relevant Interests of Key Management Personnel for the Year Ended 30 June 2022 

1 July 2021 
Balance at Beginning 
of the Year 

On Exercise of  
Performance Rights 
(a) 

Net Change Other (b)  

30 June 2022 
Balance at End of  
the Year 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

David Matthew Ackery 

Chris Mentis 

Michael John Harvey 

392,420,640 

19,845,750 

1,143,893 

683,471 

1,161,297 

3,335,180 

Christopher Herbert Brown 

205,525,565 

Kenneth William Gunderson-Briggs 

Maurice John Craven 

Luisa Catanzaro 

KMP: Senior Executives 

Thomas James Scott 

Lachlan Roach 

10,059 

30,673 

- 

10,000 

10,000 

65,500 

183,000 

109,000 

- 

83,000 

- 

- 

- 

- 

- 

- 

- 

1,301,614 

393,787,754 

10,565 

20,039,315 

- 

- 

- 

(3,335,180) 

- 

- 

9,800 

- 

- 

(10,000) (c) 

1,252,893 

683,471 

1,244,297 

- 

205,525,565 

10,059 

40,473 

- 

10,000 

- 

Total 

(a) 

624,176,528 

440,500 

(2,023,201) 

622,593,827 

On 7 January 2022, the Company announced that 440,500 performance rights, representing 80.16% of the performance 
rights issued in accordance with Tranche FY19 of the 2016 LTI Plan, had vested and was exercisable from 1 January 2022.   
The consolidated entity acquired 549,500 shares in the Company via an ‘on-market trade’ at an average price of $5.05 per 
share for the purposes of satisfying the entitlements of each Executive Director to the performance rights in respect of Tranche 
FY19 of the 2016 LTI Plan.   

(b) 

The ‘Net Change Other’ column discloses the number of shares acquired or disposed by each Director of the Company via an 
‘on-market trade’ in accordance with the prevailing market conditions on the ASX at the time of the transaction.  These trades 
were on no more favourable terms and conditions than those that would be reasonably expected of an arm’s length  
transaction, and have been conducted in accordance with the Company’s Share Trading Policy.    

(c) 

The “Net Change Other’ amount relating to Lachlan Roach is due to his resignation during the financial year.   

 58 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

13. ‘Take-Home Pay’ for KMP Directors of the Company  

The below table shows the ‘take-home pay’ for each director of the Company, representing the benefits paid to each director during the  
year ended 30 June 2022, or as soon as practicable after that date.   

Total ‘take-home pay’ for the directors of the Company amounted to $12.10 million for the year ended 30 June 2022.  The total value of  
remuneration expensed for directors of the Company in respect of the 2022 financial year was $13.01 million (refer to Table 1 on  
page 55 of this report).   

For the 2022 financial year, total ‘take-home pay’ was $0.91 million lower than the value of remuneration expensed to the income statement.   

CHAIRMAN AND CEO’s REPORT 
KMP:  
Board of Directors 

Salary & 
Fees 

Other 
Short 
Term 

Non-
Monetary 
Benefits 

Superan-
nuation 

Short-term 
Performance 
Cash  
Incentive (a) 

Exercise of 
Tranche 3 
2016 LTI 
Plan 

Exercise of 
Tranche 
FY19 2016 
LTI Plan (b) 

FY2022 
Total Take-
Home Pay 

FY2021 

Total Take-
Home Pay 

Gerald Harvey 

716,032 

10,400 

- 

23,568 

- 

Kay Lesley Page 

2,048,090 

John Evyn Slack-Smith 

1,226,432 

- 

- 

David Matthew Ackery 

1,208,432 

18,000 

28,342 

23,568 

1,092,706 

- 

- 

23,568 

941,988 

23,568 

941,988 

45,078 

23,568 

791,270 

- 

- 

- 

- 

- 

- 

5,455 

14,545 

23,568 

- 

13,182 

14,545 

- 

- 

- 

- 

- 

- 

881,354 

54,545 

145,455 

341,482 

- 

131,818 

145,455 

- 

- 

- 

- 

- 

- 

- 

6,899,095 

28,400 

73,420 

189,135 

3,767,952 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

169,645 

919,645 

868,153 

473,970 

3,666,676 

3,310,748 

282,310 

2,474,298 

2,262,196 

- 

2,191,988 

2,262,196 

214,970 

1,956,240 

1,834,535 

- 

- 

- 

- 

- 

- 

60,000 

60,000 

160,000 

160,000 

365,050 

280,505 

- 

66,667 

145,000 

145,000 

160,000 

95,238 

1,140,895 

12,098,897 

6,839,198 

28,400 

65,888 

173,924 

3,481,651 

756,177 

- 

-  11,345,238 

Chris Mentis 

Michael John Harvey 

Christopher Herbert 
Brown 

Kenneth William  
Gunderson-Briggs 

Graham Charles Paton 

Maurice John Craven 

Luisa Catanzaro 

Total Take-Home Pay 
2022 Financial Year 

Total Take-Home Pay 
2021 Financial Year 

(a) 

(b) 

The short-term incentive of $3.77 million represented the payment of the 2021 STI Plan that was earned in respect of the 2021 
financial year, and was paid to Executive Directors in September 2021. 
The aggregate fair value of the performance rights exercised during the 2022 financial year was $1,140,895, calculated at a fair 
value at grant date of $2.59 per right multiplied by 440,500 performance rights exercised.     

14. Other Matters for Disclosure 

The previous AGM of the Company was held on 24 November 2021.  The Company received 341.04 million votes for the adoption of the 
2021 Remuneration Report representing 60.63% of the 562.51 million shares that were eligible to vote on that resolution.  A total of 
683.49 million shares were ineligible to vote on the adoption of the 2021 Remuneration Report as the shares were held by KMPs or their 
related parties.  The vote against the Remuneration Report represented 1.59% of the eligible votes and 0.72% of the shares on issue. 

The remuneration framework for Executive Directors, as informed by the independent remuneration expert report, was improved to 
change the 

15. Loans to Key Management Personnel and their Related Parties 

There were no loans granted to key management personnel and their related parties during the year ended 30 June 2022 (2021: nil).  
There were no loans outstanding from key management personnel and their related parties as at 30 June 2022 (2021: nil). 

ANNUAL REPORT JUNE 2022 

 59 

 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT — REMUNERATION REPORT (AUDITED) (CONTINUED) 

16. Other Transactions and Balances with Key Management  
Personnel and their Related Parties  

(i) Lease of business premises from Ruzden Pty Limited 

CHAIRMAN AND CEO’s REPORT 

The consolidated entity leases business premises at Bundall, Queensland from Ruzden 
Pty Limited.  Mr G. Harvey, Ms K.L. Page, Mr M.J. Harvey and I.J. Norman Nominees Pty 
Limited (C.H. Brown) have an equity interest in Ruzden Pty Limited.  The lease  
arrangements were approved by shareholders in the General Meeting held 25 May 
1993, and in the General Meeting held 31 August 1999.  The lease is subject to normal 
commercial terms and conditions.  Lease payments and outgoings made by the  
consolidated entity to Ruzden Pty Limited was:  

(ii) Legal fees paid to a director-related entity 

CONSOLIDATED 

June 2022 
$ 

June 2021 
$ 

5,357,095 

5,334,262 

Legal fees were paid to the firm of which Mr C.H. Brown is a partner for professional 
services rendered to the consolidated entity in the normal course of business.  

2,705,847 

2,731,330 

(iii) Other income derived by related entities of key management personnel 

Certain franchises are operated by entities owned or controlled by relatives of key 
management personnel under normal franchisee terms and conditions.  Aggregated 
net income derived by entities owned or controlled by relatives of key management 
personnel was:  

1,917,960 

2,064,758 

(iv) Perth City West Complex 
Gerald Harvey has a 50% equity interest and a subsidiary of Harvey Norman Holdings Limited has a 50% equity interest in the Perth 
City West Property.  The property was subject to a lease of part of the property in favour of a subsidiary of Harvey Norman Holdings 
Limited (the "P.C.W. Lessee").  Gerald Harvey is entitled to one-half of the lease payments and outgoings paid by the P.C.W. Lessee. 
The amount of lease payments and outgoings paid by the P.C.W. Lessee to Gerald Harvey and the subsidiary of Harvey Norman 
Holdings Limited for the year ended 30 June 2022 was $1.00 million (2021: $1.01 million).  Each of the above transactions were  
executed under terms and conditions no more favourable than those which it is reasonable to expect would have applied if the 
transactions were at arm’s length.  

(v) Gepps Cross Home HQ 
By a contract for sale dated 18 December 2007, a subsidiary of the Company (“HNHL G.C. Entity”) and Axiom Properties Fund  
Limited (“G.C. Co-Owner”) purchased land located in Gepps Cross, South Australia (“G.C. Land”) in equal shares as tenants in  
common, for the purpose of constructing and subsequently managing a retail complex on the G.C. Land (“the Gepps Cross Joint 
Venture”).  In November 2009, the HNHL G.C. Entity and the G.C. Co-Owner granted a lease of part of the G.C. Land and retail  
complex to a subsidiary of the Company (“G.C. Lessee”) on arm’s length commercial terms (“G.C. Lease”).  In August 2010, the G.C. 
Co-Owner informally advised the Company that the G.C. Co-Owner intended to dispose of its interest in the Gepps Cross Joint  
Venture, triggering first and last rights of refusal in the HNHL G.C. Entity.  At a meeting of the Company held 26 August 2010, it was 
resolved that the Company not purchase the share of the G.C. Co-Owner in the Gepps Cross Joint Venture (including G.C. Land).  
On 6 October 2010, the HNHL G.C. Entity formally waived the right to purchase the interest of the G.C. Co-Owner in the Gepps 
Cross Joint Venture (including the G.C. Land).   

By a contract for sale dated 23 December 2010, GH Gepps Cross Pty Limited, an entity associated with Gerald Harvey (“Gerald  
Harvey Entity”) and MJH Gepps Cross Pty Limited, an entity associated with Michael Harvey (“Michael Harvey Entity”) and, M&S 
Gepps Cross Pty Limited, purchased the one-half share as tenants in common of the G.C. Co-Owner in the G.C. Land and retail  
complex.  The sale was subject to the G.C. Lease.  In the financial statements of the consolidated entity, the day-to-day management 
of the Gepps Cross Joint Venture has been accounted for as equity accounted investment as disclosed in Note 27.  The Gerald  
Harvey Entity is entitled to one-quarter of the lease payments and outgoings paid by the G.C. Lessee.  The Michael Harvey Entity is 
entitled to one-eighth of the lease payments and outgoings paid by the G.C. Lessee.  The application of AASB 16 Leases resulted in 
the recognition of a lease liability of $17.80 million by the G.C. Lessee as at 30 June 2022 (2021: $18.42 million).  The amount of 
lease payments and outgoings paid by the G.C. Lessee to the Gepps Cross Joint Venture for the year ended 30 June 2022 was $3.96  
million (2021: $3.48 million).   

Each of the above transactions were executed under terms and conditions no more favourable than those which it is reasonable to 
expect would have applied if the transactions were at arm’s length. 

 60 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
   
 
 
 
DIRECTORS’ REPORT – SUSTAINABILITY REPORT

I N T R O D U C T I O N 

Our values 

The values set out below embody what Harvey Norman Holdings Limited (‘the consolidated entity’, ‘HNHL’, ‘the 
Company’, ‘we’) stands for and are the basis for the behaviour of the Company and its employees.  The culture of  
any organisation needs to reflect its values and our values underpin the culture of the consolidated entity.

The board of directors (‘the Board’) is responsible for holding the consolidated entity to a high standard with regards  
to its values as it is important that our culture in practice reflects the values articulated. These values guide how we 
interact with those around us including our staff, customers of company-operated stores, shareholders, suppliers, 
independent franchisees and their customers and the community generally.   

I N T E G R I T Y

R E S P O N S I B I L I T Y

H U M A N I T Y

O P T I M I S M

A U T H E N T I C I T Y

Integrity 

We comply with 
the law and develop 
systems that make it easy 
for our colleagues to comply 
with the law. We act honestly, 
ethically and with integrity. We do 
not mislead or deceive people. 

Humanity 

We treat all people with respect. 
We are tolerant of differences in 
ethnicity, religion, gender, sexuality, 
physical and intellectual ability. 
We are patient when cultural 
misunderstandings arise. We are 
inclusive and collaborative. We 
recognise that sometimes genuine 
people make honest mistakes. 

We innovate 
with product and 
technology. We believe 
we can all keep learning – and 

learn from our failures as well as our 
successes. 

Responsibility 

We are part of a wider community. 
We aspire to make a positive 
impact within each community 
that we conduct business. We 
are committed to environmental 
responsibility and a sustainable 
future. We are proud that we can 
create jobs and opportunities for 
people in countries in which we 
operate.

Authenticity 

We are authentic. We stand up for 
the things we believe in. We deliver 
on our promises. We value honesty, 
candour and frankness. We will act 
fairly. 

Optimism 

We are optimistic. We are 
passionate about what we do.  
We search for opportunity and 
manage risk. We recognise that our 
environment is constantly evolving.  

ANNUAL REPORT JUNE 2022

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DIRECTORS’ REPORT – SUSTAINABILITY REPORT (CONTINUED)

O U R   A P P R O A C H   T O   S U S TA I N A B I L I T Y 

The Harvey Norman® brand is an international business with 195 franchised complexes in Australia, 544 independent franchisees in 
Australia and 109 company-operated stores in 7 countries across the globe. We have always had, and continue to have, strong ties with 
the local community and take pride in fostering a culture of diversity and inclusion. We acknowledge our environmental responsibility 
and are committed to creating a sustainable future. This commitment, in line with the values of the consolidated entity, has helped us to 
outline our first Sustainability framework.  

In FY22, the Board established the Executive Sustainability Committee to provide oversight of the framework and to ensure 
obligations and commitments are met. The Executive Sustainability Committee has developed the framework through the assessment 
of Sustainability risks and opportunities and is responsible for rolling it out and monitoring performance across global operations. 
This framework compliments our broader business strategy, developed by our Board, outlining our commitment to honest, fair and 
transparent business practices which is reinforced by our Code of Conduct. 

Our framework focuses on three pillars and accompanying key areas most relevant to the Company and our value chain. We will 
continue to build our reporting capabilities going forward.

S U S TA I N A B I L I T Y   F R A M E W O R K 

Our Sustainability framework is underpinned by three pillars: People, Places and Products. Each pillar is reinforced by key focus areas 
which help our business manage our approach and is accompanied by three enablers: Governance, Partnership and Transparency.

This framework was determined through a detailed materiality assessment completed to determine which sustainability topics matter 
most to us and our stakeholders. The materiality assessment was a consultative process which involved interviews with key stakeholders 
across the business and an assessment of peer, media and industry non-governmental organization (NGO) standards and reporting 
priorities. 

Based on this assessment, a common purpose was determined as well as an overarching goal for each pillar. 

Our Sustainability purpose is:

“to create long term sustainable value for shareholders, taking account of the interests of 

relevant stakeholders, informed by the Statement of Values of the Company.”

Our Three Sustainability Pillars

People

Places

Products

We empower our people through 
a fair and inclusive culture and 
support our local community.

1  Employee culture and wellbeing

2 Data privacy and security

3 Socio-economic contribution

s
a
e
r
A
s
u
c
o
F

l

a
o
G

We operate our places to enhance 
customer experience, awareness 
and engagement while minimising 
our environmental impact.

We deliver quality products 
encompassed by ethical supply 
chains and consideration of natural 
resource use.

1 Waste and circular economy 

1  Product safety and sustainability 

2  Climate change impact  

2 Supply chain sustainability

and resilience

3 Customer engagement

3 Human rights

Our Three Sustainability Enablers 

Our enablers have been established as cross-disciplinary functions to aid the delivery of our Sustainability framework. These enablers 
will be a core focus of the Executive Sustainability Committee to ensure they are upheld in order to deliver the framework effectively. 
They have been defined as:

Governance: Acting ethically and responsibly for employees, customers and communities by establishing robust structures, policies and 
frameworks.

Partnership: Collaborating with internal and external partners to adopt a multidisciplinary approach to sustainability and drive holistic 
social and environmental impact.

Transparency: Articulating and communicating sustainability initiatives, goals, targets and progress against them to increase 
accountability and achieve tangible outcomes. 

62

ANNUAL REPORT JUNE 2022

 
 
DIRECTORS’ REPORT – SUSTAINABILITY REPORT (CONTINUED)

Governance

Our governance structures are key to unlocking the potential of our framework and driving meaningful and enduring outcomes. The 
Board is responsible for establishing, monitoring and maintaining the framework for the consolidated entity, supported by the Executive 
Sustainability Committee. We are continuing to build on our existing governance structure to define and assign responsibility across 
our Sustainability framework and expand capabilities and capacity. We will continue in the coming year to outline key performance 
indicators which we will adopt to track performance. 

The evolving nature of Sustainability in business presents an opportunity for us to use our governance structures to build a unique 
narrative to inspire investors, customers and employees to collaborate and contribute to this important sustainability endeavour. Our 
governance structure is a key enabler for our Sustainability framework.

Partnerships 

We will continue to take a functional approach to delivering our Sustainability framework by collaborating with third parties to establish 
meaningful partnerships. We will focus on collaboration with stakeholders, engaging in partnerships to enable our Sustainability 
framework. Throughout the report we have outlined initiatives across FY22 where we leveraged partnerships to deliver meaningful 
outcomes.  

Transparency 

We will focus on improving transparency to increase our accountability to internal and external stakeholders in relation to Sustainability 
endeavours. In particular, we will build on internal and external reporting and increase our accountability and communication within our 
Sustainability framework. 

P E O P L E

Our greatest asset is our people, who are central to the success of our business and the realisation of our purpose and therefore one 
of three pillars in our Sustainability framework. We empower our people through a fair and inclusive culture, ensuring the wellbeing of 
our people is emphasised, providing an engaged, invested and productive workforce. We employ over 6,000 individuals in our global 
workforce and prioritise a strong family culture, innovative development opportunities and good, honest and knowledgeable people. 

We are continuously looking for ways to improve our business by focusing on employee engagement, learning and workplace health 
and safety. We also focus on providing a diverse and inclusive work environment and growing female representation in our workforce. 
Our business is strong because our people are strong. We will continue to strive to attract talented people to work within our business, 
encourage innovation and entrepreneurship, supporting the success of our individual company team members. 

Our community is also a focus within our People pillar. Strong data security and privacy as well as socio-economic contribution are key 
areas of importance as outlined in our Sustainability framework. 

1. Employee culture and wellbeing

To us, employee culture and wellbeing includes the activities, structures and policies that are in place to ensure various outcomes such 
as ethical business conduct, health, safety and wellbeing and diversity, equity & inclusion in the workplace. This area also includes 
learning and development and employee engagement. 

(a) Employee engagement and learning and development 

The ongoing learning and development of our people is a priority. It is one of the ways we seek to empower our people. We continue 
to innovate and invest in training and development initiatives, to be completed by team members either in person or online. Our 
employees have the opportunity to complete a range of courses, including compliance-based training, leadership, management and 
mental health training and technical and professional training in roles such as IT, digital, accounting and HR. 

Employee engagement is important to our success as a business. This year our New Zealand employees completed an employee 
engagement survey with overall positive results. This feedback is important to our business as it allows us a deeper insight into how we 
can improve what we are doing and ensure that our employees continue to feel engaged, valued and included.  

(b) Diversity, equity and inclusion 

We continue to focus on creating a diverse and inclusive place to work for all our employees, empowering our people through a fair 
and inclusive culture. We continue to provide a working environment representative of the customers and communities where we, and 
our franchisees, carry on business. We promote inclusiveness through our global operations to help our employees feel valued for their 
contribution and can be themselves at work. We will continue to focus on providing a diverse and inclusive workplace and improving 

ANNUAL REPORT JUNE 2022

63

DIRECTORS’ REPORT – SUSTAINABILITY REPORT (CONTINUED)

our practices by consulting best practice resources such as the Diversity Council of Australia. For example, we have reviewed the global 
employee age range of our employees as shown in the table below.

Global employee age range

25 & under

26-35

36-45

46-55

Over 55

Total

Senior 
Executives

All other 
employees

Totals

Percentage

19.5%

3

64

122

1,288

1,291

2,060

1,489

2,124

32.1%

1,611

24.3%

98

904

1,002

15.1%

38

561

599

9%

325

6,302

6,627

100%

Over the past 12 months we have focused on several activities to enhance diversity and inclusion. We have continued to develop our 
discrimination, harassment and workplace bullying prevention policy and completed the Life @ Work Engagement Survey at Harvey 
Norman® New Zealand to gain better insight into employee views. We also refined employee feedback mechanisms in Australia though 
both informal and formal channels. In our FY21 report, we outlined the following diversity and inclusion initiatives to focus on:

• Proactively monitor gender balance within the business, including in senior executive positions

•  Proactively engage with team members to increase knowledge of diversity and inclusion in our workplace through webinars, 

events, and videos from business leaders

• Review and consider our Flexible Work Policy and Parental Leave Policy

We actioned the above by forming a Diversity Working Group to review our current strategies and inform the development of new 
ones. 

From this, we aim to develop a diversity strategy which will inform actions for FY23 and beyond. We proactively monitor gender balance 
– in FY22 we had 40% female senior executives, consistent with prior year. 

The Parental Leave Policy was also reviewed, and regular discussions have occurred on the Flexible Work Arrangements Policy.

The consolidated entity is focused on initiatives to help build the representation of women in our workforce, both across the 
consolidated entity and in leadership positions. We have always been focused on supporting women in our workforce, both now and in 
the future, along with women in sports and in the community. We seek to attract strong female talent for our business, which is led by 
Katie Page, our Chief Executive Officer for the past 22 years, who is one of only 14 female CEOs in ASX 200 companies. 

We have maintained our female representation in our Senior Executive roles and across our workforce in FY22, with women continuing 
to make up 40% of our Global Senior Executives and 45% of all employees (consistent with FY21). The breakdown of the HNHL Board 
and the Group as a whole by gender as at the end of FY22 is as below:

30 JUNE 2022

Percentage

YoY Change

Male

Female

Male

Female

Chair

CEO

Board

Senior Executives

All employees

100%

-

-

100%

80%

60%

55%

20%

40%

45%

-

-

-

-

-

-

-

-

-

-

We are proud to have a diverse, talented employee population from which to draw from and develop its future leaders, and we are 
committed to continuing the support and development of women and other underrepresented groups into the future. 

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(c) Employee health and safety

During FY22, we enhanced our Health and Safety Framework and Strategy. Positive progress has been made against the strategic 
objectives with enhanced health and safety governance structures in place. Enhanced planning and reporting has been implemented 
across our controlled entities in Australia.

In FY22, franchisees and their staff continued to undertake a range of training opportunities across Work Health and Safety (WHS) focus 
areas throughout the year, including discrimination, harassment and workplace bullying, workplace drugs, alcohol and gambling and 
occupational health and safety.

The consolidated entity also undertook a range of training and education opportunities to keep employees well-informed and safe.  
We complete WHS audits of sites in Australia, New Zealand, Slovenia, Croatia and Ireland and monitor lost time injuries in New Zealand 
and Ireland.

Regarding the implications of COVID-19, the safety of our people and customers continued to be a priority in FY22. We are committed 
to maintaining a safe environment where our people, our franchisees and their staff can work safely and customers can shop safely. The 
Incident Management Team continued to communicate regularly to each team member to enable swift and decisive actions in response 
to the evolving risks and government restrictions experienced across many of the different countries and jurisdictions in which we, and 
our franchisees, operate.  

COVID-safe practices were implemented in franchised complexes from March 2020 and continued to be in place as required in FY22.  
Each franchisee continues to focus on safety controls including personal protective equipment, personal hygiene protocols, sanitisation 
practices, employee training, physical distancing measures, contactless click and collect and contactless delivery as required.   

2. Data security and privacy 

We are committed to the safe handling of personal information of customers and staff and the maintenance of confidentiality of data 
in systems used by the business globally.  We maintain a strong governance structure to support the business for privacy and security 
related activities, comprising senior management and representatives from the consolidated entity.

Given the exponential growth in cybercrime and the advent of more rigorous privacy regimes such as General Data Protection 
Regulation (GDPR), having and maintaining a mature IT Security/Cyber framework is of vital importance. 

In FY22, we continued to improve the global data security controls of the consolidated entity as part of an ongoing global security 
strategy (GSS).

Key initiatives of the GSS included:

•  Deployment of Threat and Vulnerability scanning, Endpoint Detection and Response capability and Secure Access Management.

• Expansion of the Security Operations Centre to cover all global regions.

• Uplift of the security capability in the European Union, considering the geopolitical tensions in the region.

• Formalised Disaster Recovery strategies for each region.

• Enhanced education program to further assist with the avoidance of phishing attacks on Company systems.

Staff in each of our controlled entities participate in privacy awareness training programs which focus on operational activities that may 
bring privacy risk to the consolidated entity. 

3. Socio-economic contribution

Harvey Norman® has always felt a strong connection to community, on local and national levels. We recognise the importance of 
forming relationships of mutual strength and support. We are committed to giving back and supporting local communities, which we 
have been doing since establishment in 1982 to maintain, promote and enhance the brands. This year we continue to support our 
communities by providing support to community groups, sporting associations and recognised causes, through donations and donation 
of goods. We have included details of a sample of our community initiative achievements below. 

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I N I T I AT I V E S   I N   2 0 2 2 : 

Women in Sport

Harvey Norman® has long been a proud supporter of women in sport – with 
sponsorship involvement spanning from juniors and grassroots all the way up 
to the elite levels.

This support is helping these athletes achieve their goals, and by doing so 
also inspiring the next generation of women – creating pathways for them to 
pursue their own sporting endeavours.

Women’s State of Origin – back and live with an audience of over 250,000. 
AFLW expanding to 18 teams. The Australian Commonwealth Games Team 
blitzing the field in Birmingham. Australian sportswomen are setting the pace 
for us all.

Ariarne Titmus 

Harvey Norman® 
Brand Ambassador 
& Olympic Gold 
Medallist

Sally Fitzgibbons 

Harvey Norman® Brand 
Ambassador & World 
Surf League Surfer

Montana Atkinson

Harvey Norman® 
Brand Ambassador  
& Para-swimmer

Jada Taylor 

NRLW & U19’s State of 
Origin Player

Alicia Eva 

Captain of the GIANTS 
AFLW Team

Simaima Taufa  •  Brittany Breayley-Nati  •  Kezie Apps  •  Isabelle Kelly  •  Hannah Southwell  •  Ali Brigginshaw

NRLW Captains

NRLW 2022 Players

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Harvey Norman® Scholarship - Western Sydney University 

Harvey Norman® proudly supports the Western Sydney University scholarship 
program, helping students reach their full potential to become tomorrow’s 
leaders and pave the way forward in industry, government and the community.

Since 2015, Harvey Norman® and our CEO, Katie Page, has supported 57 
Western Sydney University scholarships. The recipients fell into categories of 
high achieving women, women who have overcome disadvantage and refugee 
women. Over the years, many have graduated with Honours across various 
faculties, with others continuing in the program as current students today. 
“Harvey Norman® is so proud to be rewarding hard work and furthering the 
potential of students at Western Sydney University,” said Ms Page. “Western 
Sydney is where Harvey Norman®’s success began in Auburn, and it is fitting to 
be involved in supporting the University that is so vital to securing the region’s 
future success. I encourage business and community to get behind Western 
Sydney University by supporting scholarships for students who represent this 
region – they are bright, hardworking, determined and diverse.”

As a Scholarship recipient and graduate, Patricia Kay says “The scholarship has 
supported me to continue to achieve academic excellence, as it has alleviated 
some of the financial pressure that  
comes with studying”. 

Good360

The last two years have been accentuated by continued back-to-back 
disasters including COVID-19, drought, mouse plague and devastating 
floods. Harvey Norman® partnered with Good360’s disaster recovery 
team to ensure the right goods, get to the right people at the right 
time while also reducing waste and diverting landfill. This financial year, 
Harvey Norman® has donated $1,504,451 of goods across Australia 
helping communities and individuals rebuild their homes and lives. 
This goes to helping children and youth, community improvement 
& economic development, families, education & literacy and 
homelessness.

Zephyr Education

In partnership with Sky News and the Paul Murray 
Live program, Paul shone a light on Zephyr 
Education. Zephyr Education helps children 
affected by domestic violence get back to school 
– minimising the disruption by fast-tracking school 
supplies to those who desperately need them. 
To further support the incredible work Zephyr do, 
Harvey Norman® and The School Locker® agreed 
to donate up to $100,000 to go towards school 
supplies which include school uniforms, bags, shoes 
and stationery. Zephyr is run entirely by volunteers 
who are now servicing more than 120 shelters and 
other family support organizations throughout 
Queensland, from the Gold Coast to Weipa, as well 
as in Mount Isa and other western regions. 24 of the 
shelters are run by indigenous organisations and one 
supports immigrant women. Zephyr also supports 
37 DV organisations in Tasmania, Western Australia, 
NSW, the ACT and the Northern Territory.

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DIRECTORS’ REPORT – SUSTAINABILITY REPORT (CONTINUED)

Paralympics Australia 
Multi-Sport Days 

Harvey Norman® are Proud 
Partners of Paralympics 
Australia and their Multi-
Sport Days, which took place 
in multiple states in 2022, 
with over 180 people getting 
involved in a range of different 
Para-sports and meeting some 
of their favourite Paralympians. 

Local Harvey Norman® franchised complexes, Gepps 
Cross (SA), Garden City (QLD), Moore Park (NSW) and 
Preston (VIC) were there on the day to support each 
event and also get involved in trying some Para-sports. 
They set up a Harvey Norman® chill out area for the 
families of the participants and had some great giveaways 
for all involved.

What Ability

Harvey Norman® are proud to partner with What Ability, an 
NDIS registered support service that exists to bring happiness 
to people living with a disability. Their support is focused on 
the participants, from bushwalks to beach days, café trips and 
holiday camps. They believe when happiness comes first, you 
unlock your potential. 

Founder Steve Dresler saw the benefits first-hand of athletes as 
support workers. Having faced early retirement through injury, 
What Ability is the evolution of Steve’s innate desire to create 
a positive impact amongst his peers. He has built a community 
connecting with children and adults with disabilities. 

Harvey Norman® is proud to support What Ability camps 
throughout the year, allowing participants to build meaningful 
friendships and develop independence through fun-filled social 
opportunities as well as provide opportunities and experiences 
that allow participants to thrive and flourish to their full potential, 
all whilst having fun. The partnership also rewards support 
workers with the Harvey Norman® Happiness Awards and 
connecting What Ability to our other partners like Sydney Zoo, 
NSWRL and QRL. 

Commonwealth Games

Harvey Norman sponsored the Australian Commonwealth Games 
Team, supporting a team of 429 athletes competing across 21 
sports, plus another 321 officials who attended the Birmingham 2022 
Commonwealth Games in the United Kingdom. The Games took place 
in July / August 2022 with 136 medal events for women and 134 for 
men and 13 mixed events. The Commonwealth Games also has fully 
integrated events for Para-sport athletes, competing in eight sports.

Harvey Norman® was proud to have supported the team of Australian 
athletes as they realised their dreams of representing their country at 
the Birmingham 2022 Commonwealth Games. Whether they were part 
of a team sport or they competed individually, years of dedication and 
sacrifice came to fruition. Harvey Norman® was there to recognise their 
hard work as individuals, and to celebrate their collective victory as the 
2022 Australian Commonwealth Games Team.

HOME OF  
PERFORMANCE

P O W E R E D   B Y

Ariarne Titmus
Harvey Norman®  
Ambassador

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Harvey Norman® Brand Ambassadors

Ariarne Titmus

Montana Atkinson 

Jye Edwards

Harvey Norman® have been proud 
partners of Ariarne Titmus throughout 
her Tokyo 2020 journey and now on 
the path to Paris 2024 including the 
2022 Commonwealth Games. 

At her first Olympic outing, Ariarne 
remarkably took home two individual 
gold medals in the 200m and 400m 
freestyle, placing her among Australia’s 
most successful swimmers. Most 
recently in Birmingham, Ariarne 
brought home 4 gold medals, a triple 
of the freestyle gold over 200m, 400m 
and 800m - and all in Commonwealth 
Games record times.

Ariarne is passionate about health and 
fitness and is a self-confessed foodie.

Harvey Norman® proudly welcomes 
Montana Atkinson as an ambassador 
following on from her Champions  
of Sport award at the 2021  
Harvey Norman® Gold Coast  
Women of the Year.

Just 14, Montana is an aspiring 
Para-swimmer hoping to make her 
Paralympic debut at Paris 2024. She 
has already achieved great success 
with Australian S14 Multiclass age 
records, as well as winning medals at 
State and National Championships. 

Montana wants to be a part of history, 
supporting and shaping the future of 
people with disabilities. 

Harvey Norman® was also pleased 
to introduce Jye Edwards as an 
ambassador from 2022 as he began 
preparations for Paris 2024. Jye is an 
Australian middle-distance runner and 
began competing in athletics at six 
years of age on the NSW South Coast.

Inspirationally, Jye overcame injury 
and illness to represent Australia in 
Tokyo at the 2020 Olympic Games, 
breaking three personal bests on his 
path to qualifying. Jye has ambitions 
to become the best athlete he can 
be, both on and off the track, and we 
excitedly look forward to seeing what 
he achieves next.  

GIANTS Local Community Grants

In support of the continued partnership 
with the GIANTS, Harvey Norman® donated 
$1,000 to each of the 18 local clubs across the 
Western Sydney region, after the COVID-19 
pandemic forced the cancellation of the last two 
community AFL seasons.

Clubs used the grants to upgrade facilities, 
purchase training and fitness equipment and 
launch new inclusive programs. 

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NRL All Stars

2022 saw Harvey Norman® continue in its role as the naming 
rights partner of the NRL All-Stars match between Indigenous 
and Maori teams, as the match came to Sydney for the first time 
since its inception in 2010. 

Prior to the match on 12th February 2022, both male and female 
representatives from each team attended the Harvey Norman® 
Penrith franchised complex to engage with the local community 
of Western Sydney NRL fans. Over 250 fans were able to hear 
from some of their favourite players and were given the chance 
to win tickets to the game and a signed jersey for their team. 

As the first major Rugby League event of the calendar year, this 
was a great opportunity to bring the community together in a 
positive way that celebrates the contribution of Indigenous and 
Maori players. NRL have since made the announcement that the 
2023 Harvey Norman® All Stars will be in Rotorua, New Zealand, 
on Maori turf for the first time ever. 

Spark Futbol

As proud partners of Spark Futbol, Harvey Norman® provided 
their players and parents financial relief for the 2022 Academy 
Player Development Accelerator program. As part of the 
“Partnership 4 Purpose” program, Harvey Norman® has 
donated registration fee reductions per family and program 
development costs. Spark Futbol’s ‘Player Experience’ 
Programs exist to ‘fill the gaps’ in junior and youth players 
individual football development and experience maximising 
their football potential and love for the game.

In addition to the community partnerships listed above, Harvey Norman® supports many local causes in countries where we operate, 
supporting disadvantaged persons and persons experiencing loss due to natural disasters.  Franchisee businesses in Australia regularly 
provide support to local community organisations both in the form of financial and goods-in-kind support. Whether a company-
operated store or a franchised complex, the staff of each site are drawn from local communities around the store and reinvesting 
support into those communities has long been an attribute of the Harvey Norman®, Domayne® and Joyce Mayne® brands.

Each franchised complex is well-situated within their local community to enable their initiatives to create long-term sustainable growth 
for the Company.

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P L A C E S 

We are focused on minimising the environmental impacts of our business, including each of the company-operated stores and 
franchised complexes. This includes enhancing customer experiences in store and increasing awareness and engagement with 
environmental issues. The consolidated entity has undertaken energy reduction and waste reduction actions in FY22 and have engaged 
with customers to better understand attitudes towards waste.

The consolidated entity is a member of the following organisations and associations to support our commitment to environmental and 
social responsibility: 

• Consumer Electronics Association 

• New Zealand Leather and Shoe Research Association (LASRA)

• Energy Users Association of Australia 

• Australasia Furniture Research and Development Institute (AFRDI) 

• National Retailers Association 

• Australian Bedding Stewardship Council (founding member and Board representation)

1. Waste and circular economy 

We continue to identify opportunities to reduce landfill waste across our company-operated stores and franchised complexes in 
Australia. Each country has in place services to maximise the diversion of waste material from landfill, including circular economy based 
programs for e-waste.

Harvey Norman® New Zealand formed a Sustainability Committee, with the strategic objective of identifying, assessing, proposing, 
and monitoring sustainability initiatives across the company with a view to continuously improving Sustainability performance. The 
committee has representatives from general management, the local merchant teams, corporate office, and the HNHL Board. The 
committee is actively working on initiatives associated with energy emissions reduction, packaging, waste minimisation, people 
engagement and ethical sourcing. 

Waste Stream

Waste Management Performance of Independent Franchisee businesses in Australia

E-Waste

Each franchised complex facilitates the safe disposal of e-waste. This service is provided under the  
National Television and Computer Recycling Scheme and includes computers, computer accessories, 
televisions, and printers.

Mattresses

The Australian Bedding Stewardship Council (ABSC) is a not-for-profit organisation dedicated to the 
development of a mattress product stewardship scheme in Australia. 14,348 mattresses were recycled through 
Soft Landing in FY22.  Soft Landing is an accredited supplier to the ABSC. This is down from 15,868 mattresses 
which were recycled through Soft Landing in FY21 due to protracted lockdown periods in FY22.

Polystyrene

Franchised complexes in Australia facilitate the safe recycling of polystyrene.

Cardboard and  
plastic recycling

Each franchisee in Australia carries out cardboard and plastic recycling. Harvey Norman®, Domayne® and 
Joyce Mayne® franchisees recycled 5,612 tonnes (FY21: 7,825 tonnes), in aggregate, of cardboard and paper 
and 8 tonnes (FY21: 5.3 tonnes) of low density polyethylene (LDPE), in aggregate, in FY2022. The protracted 
lockdowns in FY22 have impacted this initiative.

Plastic bag 
distribution 

Harvey Norman®, Domayne® and Joyce Mayne® franchisees are currently considering removal of plastic bags 
and replacement with paper bags. In FY22 we introduced paper bags in Western Australian and at Domayne® 
franchised complexes. Smaller plastic bags are also being phased out at Domayne® franchised stores. 

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The initiatives outlined in the table below were implemented at company-operated stores:

Other activities that contributed to landfill diversion

New Zealand 

Ireland

Slovenia

Harvey Norman® New Zealand’s waste service provider (EnviroWaste) collects the following waste streams: 
cardboard and paper; shrink wrap and polystyrene; comingled recycling and organics; and wood. Where 
feasible, EnviroWaste diverts these streams for recycling. A pilot of ‘method bins’ (separate bins for recyclable 
materials within the store, encouraging recycling) commenced at the Manukau store in April 2022. In the three 
months to June 2022, this initiative saw 1.2 tonnes diverted from landfill.

E-waste and battery recycling initiatives are in place in our Irish operations. Mattress recycling is available at 
some of our stores in Ireland and plastic bags are not provided to customers in retail stores.

All stores in Slovenia recycle paper, cardboard, styrofoam and plastic and staff have been adequately trained on 
how these items should be properly separated upon disposal. Plastic bags are no longer provided to customers 
in retail stores.

Croatia

Stores in Croatia recycle paper, cardboard, styrofoam and plastic materials. 

Malaysia

Waste collected from stores in Malaysia is sorted at centralised recycling centres, where recyclable materials are 
separated from non-recyclables and processed.  

Singapore

In July 2021, the Singapore government introduced a mandatory e-waste collection and disposal via a 
nominated e-waste recycler. This helps ensure that there is no indiscriminate disposal of e-waste and all e-waste 
collected is recycled with less than 5% residue sent to landfill.

2. Climate change impact and resilience

The global changing climate is a major consideration for the future of our business operations, supply chain, stakeholders, customers 
and franchisees and their customers. Over the past 12 months we have continued to progress how we manage, report and address 
climate change issues. This includes energy and emissions and renewable energy investment.

(a) Energy and emissions

Across the franchised complexes in Australia, 64 solar arrays have been installed at 50 locations. Solar installation and other energy 
efficiency initiatives commenced at these complexes has contributed to the continued reduction of electricity consumption at franchised 
complexes in Australia.  

An audit of the effectiveness of the installed solar panels at each location was undertaken in FY22, revealing that, on average, the 
installed systems produce over 113 megawatt hours (MWh) of electricity per annum per array for use at that complex. In total, 6,848 
MWh of electricity was generated by installed solar arrays at properties across Australia in FY22. Using emission factors for electricity 
generated in New South Wales, that equates to approximately 5,613 tonnes of Co2e abated by these solar installations, up from 3,900 
tonnes of Co2e abated in FY21. 

(b) Task Force on Climate related Financial Disclosures (TCFD)

The consolidated entity has continued to put into place the required elements to build towards a TCFD compliant report.

We have assembled a number of the required elements under the four pillars of Governance, Strategy, Risk Management and Metrics and 
Targets. Utilising the recently completed sustainability framework, each controlled entity will be required to provide further information in 
relation to their strategic and risk management activities in relation to climate change and business resilience over the coming years.

3. Customer engagement 

We undertook a survey of customers of franchisees in relation to the expectation of the customers regarding packaging and the safe 
disposal of that packaging.

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P R O D U C T S 

We are committed to delivering quality products encompassed by ethical supply chains. We have undertaken activities in FY22 to 
improve product safety and sustainability and to comply with responsible sourcing standards. We have focused on working with 
suppliers to reduce packaging and supply chain waste, to improve product sustainability and to eradicate modern slavery and human 
rights violations.

1. Product safety and sustainability 

The longevity, quality, and impact of products that are sold in Harvey Norman® franchised complexes and company-operated stores is 
an important consideration. Factors such as energy efficiency, water use, sustainability of materials, safety & quality, and natural resource 
use are considered in product safety and sustainability.

(a) Packaging / supply chain waste 

We are working with suppliers to minimise packaging and supply chain waste. New furniture, bedding, technology and home appliances 
purchases and the replacement and upgrade of these items by consumers, generates a substantial amount of waste. This waste is 
produced in relation to the product itself as well as the packaging used for the product. 

At our company-operated stores we have commenced engaging with suppliers to encourage them to review their packaging design, to 
minimise packaging waste and to move to more environmentally friendly packaging options.  

(b) Engagement with suppliers on product sustainability / safety

We are working with suppliers to improve product sustainability. Product longevity, quality and impact are important considerations 
for products sold at Harvey Norman®. In FY22 we have focused on working with suppliers who are proactively reviewing their product 
sustainability and have engaged with suppliers that minimise waste generated through using recycled materials in the development of 
products, have improved product energy ratings, have good product safety standards and repair practices. 

 (c) Engagement with customers on sustainable products

Harvey Norman® New Zealand introduced an ink recycling programme in their computer division in FY22 in partnership with Croxley 
Recycling. Under this programme, customers receive a 10% discount on ink products if they return their used cartridge for recycling. 
Additionally, a recycling programme has been implemented for ink cartridges used in Harvey Norman® New Zealand Photo Centres.

2. Supply chain sustainability 

During FY22 we continued to assess ethical and environmental considerations across the full value chain, including factors such as scope 
3 emissions from supply chain logistics and transport, and modern slavery considerations. 

3. Human Rights 

At Harvey Norman®, we value the rights of our workers and in FY22 we completed a review of all controlled entities and their 
employment practices. Included within the results of this exercise, we found that:

•  All workers are provided with a written contract in a language they understand, where terms of employment including wage rates and 

hours of work are clear and original copies of identity related documents are not retained by the business.

•  All workers are free to resign from their employment without restriction or penalty. Similarly, no workers are required to lodge any 
‘security deposits’ (this could include financial or personal property) or pay any recruitment fees nor does any subsidiary deduct 
wages, impose monetary fines, and/or withhold pay or pay entitlements of workers for disciplinary reasons.

Harvey Norman® supports the objectives of governments around the world to eradicate all forms of modern slavery and human 
trafficking. We conduct business in a way consistent with all applicable laws (including in relation to modern slavery) and our corporate 
governance and risk management framework. Our Modern Slavery Committee (a sub-committee of the Board) is responsible for dealing 
with modern slavery risks and issues for the consolidated entity.

We also employ a due diligence process during the engagement of suppliers for overseas company-operated stores and retail and 
wholesale trading operations in Australia owned by HNHL controlled entities.

We provide education and training in relation to modern slavery and we are continuing to develop training modules and user guides to 
accompany our internal modern slavery policy.

ANNUAL REPORT JUNE 2022

73

OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ REPORT (CONTINUED) 

 Auditor Independence and Non-Audit Services 

During the year, the auditors of Harvey Norman Holdings Limited, Ernst & Young, provided non–audit services to the consolidated 
entity.  In accordance with the recommendation from the Audit & Risk Committee of the Company, the directors are satisfied that the 
provision of the non-audit services during the year is compatible with the general standard of independence for auditors imposed by 
the Corporations Act 2001.  Also, in accordance with the recommendation from the Audit & Risk Committee, the directors are  
satisfied that the nature and scope of each type of non–audit service provided means that auditor independence was not  
compromised. 

Details of the amounts paid or payable to the auditor, Ernst & Young, for the provision of non–audit services during the year ended 
30 June 2022 are outlined in Note 30. Remuneration of Auditors of this annual report.  

The directors received the following declaration from the auditor of Harvey Norman Holdings Limited. 

Ernst & Young  
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 

Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 

Auditor’s Independence Declara(cid:415)on to the Directors of Harvey Norman Holdings Limited 

As lead auditor for the audit of the financial report of Harvey Norman Holdings Limited for the financial year ended 30 June 2022,  
I declare to the best of my knowledge and belief, there have been: 

a.  No contraven(cid:415)ons of the auditor independence requirements of the Corpora(cid:415)ons Act 2001 in rela(cid:415)on to the audit;  
b.  No contraven(cid:415)ons of any applicable code of professional conduct in rela(cid:415)on to the audit; and  
c.  No non-audit services provided that contravene any applicable code of professional conduct in rela(cid:415)on to the audit. 

This declara(cid:415)on is in respect of Harvey Norman Holdings Limited and the en(cid:415)(cid:415)es it controlled during the financial year. 

Ernst & Young 

James Karekinian 
Partner 
Sydney 
30 September 2022 

Signed in accordance with a resolution of the directors. 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legisla(cid:415)on   

G. HARVEY        

Chairman 
Sydney 
30 September 2022 

 74 

K.L. PAGE  

Chief Executive Officer 
Sydney 
30 September 2022 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ernst & Young 
200 George Street 
Sydney  NSW  2000 Australia 
GPO Box 2646 Sydney  NSW  2001 

  Tel: +61 2 9248 5555 
Fax: +61 2 9248 5959 
ey.com/au 

Independent Auditor's Report to the Members of Harvey Norman 
Holdings Limited 

Report on the Audit of the Financial Report 

Opinion 

We have audited the financial report of Harvey Norman Holdings Limited (the Company) and its 
subsidiaries (collectively the Group), which comprises the consolidated statement of financial position 
as at 30 June 2022, the consolidated income statement, consolidated statement of comprehensive 
income, consolidated statement of changes in equity and consolidated statement of cash flows for the 
year then ended, notes to the financial statements, including a summary of significant accounting 
policies, and the directors' declaration. 

In our opinion, the accompanying financial report of the Group is in accordance with the Corporations 
Act 2001, including: 

a) 

giving a true and fair view of the consolidated financial position of the Group as at 
30 June 2022 and of its consolidated financial performance for the year ended on that date; 
and 

b) 

complying with Australian Accounting Standards and the Corporations Regulations 2001. 

Basis for Opinion 

We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under 
those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial 
Report section of our report. We are independent of the Group in accordance with the auditor 
independence requirements of the Corporations Act 2001 and the ethical requirements of the 
Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional 
Accountants (including Independence Standards) (the Code) that are relevant to our audit of the 
financial report in Australia. We have also fulfilled our other ethical responsibilities in accordance with 
the Code.  

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis 
for our opinion. 

Key Audit Matters 

Key audit matters are those matters that, in our professional judgment, were of most significance in 
our audit of the financial report of the current year. These matters were addressed in the context of 
our audit of the financial report as a whole, and in forming our opinion thereon, but we do not provide 
a separate opinion on these matters. For each matter below, our description of how our audit 
addressed the matter is provided in that context. 

We have fulfilled the responsibilities described in the Auditor’s Responsibilities for the Audit of the 
Financial Report section of our report, including in relation to these matters. Accordingly, our audit 
included the performance of procedures designed to respond to our assessment of the risks of 
material misstatement of the financial report. The results of our audit procedures, including the 
procedures performed to address the matters below, provide the basis for our audit opinion on the 
accompanying financial report. 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

75 

 
 
 
 
 
1.  Valuation of investment properties and owner-occupied properties  

Why significant 

How our audit addressed the key audit matter 

Investment properties and owner-occupied 
properties (collectively, “properties”) represent 
51% of the Group’s total assets at 30 June 2022.  

Investment properties are carried at fair value with 
changes in fair value recognised in the income 
statement. Note 14 of the financial report 
describes the basis upon which fair value has been 
determined.  

Owner-occupied properties, represented as Land 
and Buildings are carried at fair value, with fair 
value increments / decrements above cost 
recognised in equity and increments / decrements 
lower than cost recognised in the profit and loss. 
Note 12 of the financial report describes the basis 
upon which fair value has been determined.  

Fair value is assessed by the directors with 
reference to either external independent property 
valuations or internal valuations and are based on 
market conditions existing at the reporting date. 

For the year ended 30 June 2022, valuation of 
investment properties and owner-occupied 
properties was considered a key audit matter given:  

► 

► 

► 

the value of the properties relative to total 
assets of the Group; 

the extent of judgement exercised by both 
independent valuation specialists and the 
Directors in determining fair value; and 

by their nature, the use of Directors’ 
valuations. 

Our audit procedures included the following: 

►  Assessed the Group’s accounting policies with 

respect to investment properties and owner-
occupied properties for compliance with the 
relevant Australian Accounting Standards.  

►  Assessed the work of those responsible for the 
Director’s valuations and the work of the 
independent valuation specialists by considering 
their qualifications, competence and objectivity. 

► 

For a sample of properties we:  

►  Assessed the reasonableness of key 

assumptions used in these valuations 
with reference to external market 
evidence; 

►  We involved our real estate valuation 

specialists to assist with the assessment 
of the valuation assumptions and 
methodologies used in both internal and 
external valuations;  

►  Tested the mathematical accuracy of 
both internal and external valuations; 

►  Assessed the accuracy of tenancy 

schedules which are used as source data 
in the property valuations by testing a 
sample of leases to signed lease 
documents. 

► 

Evaluated the suitability of the valuation 
methodology across the portfolio based on the 
type of asset.  

►  Considered the disclosures included in Note 1, 
Note 12 and Note 14 of the financial report.   

76 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

 
 
 
 
 
 
 
 
 
2.  Recoverability of Receivables from Franchisees 

Why significant 

How our audit addressed the key audit matter 

At 30 June 2022, the value of receivables due from 
franchisees was $892.9 million representing 12% of 
the Group’s total assets.  

Note 7 of the financial report describes the nature 
of the balances receivable from franchisees and 
outlines the accounting policy in relation to 
receivables from franchisees. 

The recoverability of receivables from franchisees 
was considered a key audit matter given the value 
of the balance and the judgements exercised by the 
Group in making their recoverability assessment. 

Our audit procedures included the following: 

► 

Evaluated the Group’s assessment of the 
recoverability of receivables from franchisees. 

►  Performed a range of scenario analysis in 

considering  assumptions applied by management 
in determining the recoverability of receivables 
from franchisees. 

► 

For a sample of franchisee receivables, we 
obtained confirmation from the franchisees 
acknowledging the amounts owing to the Group at 
year end. 

►  Reviewed a sample of General Security Deeds 

between the franchisees and the Group that 
provides the Group with security over the assets of 
franchisees, consisting mainly of franchisee 
inventory.  

►  Considered the value of assets provided as 

security by the franchisees against the franchisee 
receivable balances.  

► 

Enquired of management and considered any 
evidence arising post year end of adverse 
performance of the franchisees, which could 
impact the recoverability of receivables from 
franchisees.  

►  Considered the adequacy of the disclosures 

included in Note 7 of the financial report. 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

77 

 
 
 
 
 
 
Information Other than the Financial Report and Auditor’s Report Thereon 

The directors are responsible for the other information. The other information comprises the 
information included in the Company’s 2022 Annual Report but does not include the financial report 
and our auditor’s report thereon. 

Our opinion on the financial report does not cover the other information and accordingly we do not 
express any form of assurance conclusion thereon, with the exception of the Remuneration Report 
and our related assurance opinion.  

In connection with our audit of the financial report, our responsibility is to read the other information 
and, in doing so, consider whether the other information is materially inconsistent with the financial 
report or our knowledge obtained in the audit or otherwise appears to be materially misstated.  

If, based on the work we have performed, we conclude that there is a material misstatement of this 
other information, we are required to report that fact. We have nothing to report in this regard. 

Responsibilities of the Directors for the Financial Report 

The directors of the Company are responsible for the preparation of the financial report that gives a 
true and fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 
and for such internal control as the directors determine is necessary to enable the preparation of the 
financial report that gives a true and fair view and is free from material misstatement, whether due to 
fraud or error. 

In preparing the financial report, the directors are responsible for assessing the Group’s ability to 
continue as a going concern, disclosing, as applicable, matters relating to going concern and using the 
going concern basis of accounting unless the directors either intend to liquidate the Group or to cease 
operations, or have no realistic alternative but to do so. 

Auditor's Responsibilities for the Audit of the Financial Report 

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is 
free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an 
audit conducted in accordance with the Australian Auditing Standards will always detect a material 
misstatement when it exists. Misstatements can arise from fraud or error and are considered material 
if, individually or in the aggregate, they could reasonably be expected to influence the economic 
decisions of users taken on the basis of this financial report. 

As part of an audit in accordance with the Australian Auditing Standards, we exercise professional 
judgment and maintain professional scepticism throughout the audit. We also: 

► 

Identify and assess the risks of material misstatement of the financial report, whether due to 
fraud or error, design and perform audit procedures responsive to those risks, and obtain audit 
evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not 
detecting a material misstatement resulting from fraud is higher than for one resulting from 
error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the 
override of internal control 

78 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

 
 
 
►  Obtain an understanding of internal control relevant to the audit in order to design audit 

procedures that are appropriate in the circumstances, but not for the purpose of expressing an 
opinion on the effectiveness of the Group’s internal control  

►  Evaluate the appropriateness of accounting policies used and the reasonableness of accounting 

estimates and related disclosures made by the directors 

►  Conclude on the appropriateness of the directors’ use of the going concern basis of accounting 
and, based on the audit evidence obtained, whether a material uncertainty exists related to 
events or conditions that may cast significant doubt on the Group’s ability to continue as a going 
concern.  If we conclude that a material uncertainty exists, we are required to draw attention in 
our auditor’s report to the related disclosures in the financial report or, if such disclosures are 
inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up 
to the date of our auditor’s report. However, future events or conditions may cause the Group to 
cease to continue as a going concern  

►  Evaluate the overall presentation, structure and content of the financial report, including the 

disclosures, and whether the financial report represents the underlying transactions and events 
in a manner that achieves fair presentation 

►  Obtain sufficient appropriate audit evidence regarding the financial information of the entities or 

business activities within the Group to express an opinion on the financial report. We are 
responsible for the direction, supervision and performance of the Group audit. We remain solely 
responsible for our audit opinion 

We communicate with the directors regarding, among other matters, the planned scope and timing of 
the audit and significant audit findings, including any significant deficiencies in internal control that we 
identify during our audit. 

We also provide the directors with a statement that we have complied with relevant ethical 
requirements regarding independence, and to communicate with them all relationships and other 
matters that may reasonably be thought to bear on our independence, and where applicable, actions 
taken to eliminate threats or safeguards applied. 

From the matters communicated to the directors, we determine those matters that were of most 
significance in the audit of the financial report of the current year and are therefore the key audit 
matters. We describe these matters in our auditor’s report unless law or regulation precludes public 
disclosure about the matter or when, in extremely rare circumstances, we determine that a matter 
should not be communicated in our report because the adverse consequences of doing so would 
reasonably be expected to outweigh the public interest benefits of such communication. 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

79 

 
 
 
 
 
 
 
Report on the Audit of the Remuneration Report 

Opinion on the Remuneration Report 

We have audited the Remuneration Report included in pages 34 to 60 of the directors' report for the 
year ended 30 June 2022. 

In our opinion, the Remuneration Report of Harvey Norman Holdings Limited for the year ended 
30 June 2022, complies with section 300A of the Corporations Act 2001. 

Responsibilities 

The directors of the Company are responsible for the preparation and presentation of the 
Remuneration Report in accordance with section 300A of the Corporations Act 2001. Our 
responsibility is to express an opinion on the Remuneration Report, based on our audit conducted in 
accordance with Australian Auditing Standards. 

Ernst & Young 

James Karekinian 
Partner 
Sydney 
30 September 2022 

80 

A member firm of Ernst & Young Global Limited 
Liability limited by a scheme approved under Professional Standards Legislation 

 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

DIRECTORS’ DECLARATION 

In accordance with a resolution of the directors of Harvey Norman Holdings Limited, we state that: 

In the opinion of the directors: 

(a) 

the financial statements, notes and the additional disclosures included in the Directors’ Report designated as audited, of the 
Company and its subsidiaries (collectively the consolidated entity) are in accordance with the Corporations Act 2001,  
including: 

i. 

giving a true and fair view of the consolidated entity’s financial position as at 30 June 2022 and of its performance for   
CHAIRMAN AND CEO’s REPORT 
the year ended on that date; and  
complying with Accounting Standards and the Corporations Regulations 2001; and 

ii. 

(b) 

(c) 

the financial statements and notes also comply with International Financial Reporting Standards as issued by the International 
Accounting Standards Board; and  

there are reasonable grounds to believe that the consolidated entity will be able to pay its debts as and when they become 
due and payable. 

This declaration has been made after receiving the declarations required to be made to the directors by the Chief Executive Officer and 
Chief Financial Officer in accordance with section 295A of the Corporations Act 2001 for the financial year ended 30 June 2022. 

In the opinion of the directors, as at the date of this declaration, there are reasonable grounds to believe that the members of the Closed 
Group identified in Note 37. Deed of Cross Guarantee will be able to meet any obligations or liabilities to which they are or may become 
subject, by virtue of the Deed of Cross Guarantee. 

On behalf of the Board. 

G. HARVEY                                                                                                                                                                                                                   K.L. PAGE       

Chairman                                                                                                                                                                                             Chief Executive Officer 
Sydney                                                                                                                                                                                                                                        S ydney 
30 September 2022                                                                                         30 September 2022 

ANNUAL REPORT JUNE 2022 

 81 

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

STATEMENT OF FINANCIAL POSITION — 30 JUNE 2022 

Cash and cash equivalents 

Trade and other receivables 

Other financial assets 

Inventories 

Other assets 

Intangible assets 

Assets held for sale 

Total current assets 

Trade and other receivables 

Investments in joint venture entities 

Other financial assets 

Property, plant and equipment 

Property, plant and equipment: Right-of-use assets 

Investment properties: Freehold 

Investment properties: Leasehold Right-of-use assets 

s
t
e
s
s
A

t
n
e
r
r
u
C

s
t
e
s
s
A

t
n
e
r
r
u
c
-
n
o
N

Intangible assets 

Deferred tax assets 

Total non-current assets 

Total Assets 

Trade and other payables 

Interest-bearing loans and borrowings 

Lease liabilities 

Income tax payable 

Other liabilities 

Provisions 

Total current liabilities 

Interest-bearing loans and borrowings 

Lease liabilities 

Provisions 

Deferred tax liabilities 

Other liabilities 

Total non-current liabilities 

Total Liabilities 

NET ASSETS 

Contributed equity 

Reserves 

Retained profits 

Parent entity interests 

Non-controlling interests 

TOTAL EQUITY 

s
e
i
t
i
l
i

i

b
a
L
t
n
e
r
r
u
C

s
e
i
t
i
l
i

i

b
a
L
t
n
e
r
r
u
C
-
n
o
N

y
t
i
u
q
E

CONSOLIDATED  

June 2022 
$000 

June 2021 
$000 

248,804 

1,065,304 

346 

524,274 

55,359 

280 

12,104 

264,431 

889,201 

41,376 

479,093 

39,555 

258 

12,662 

1,906,471 

1,726,576 

53,494 

1,502 

61,073 

779,217 

472,510 

72,560 

1,321 

33,083 

729,847 

511,167 

3,230,213 

2,905,509 

675,600 

620,461 

58,420 

7,903 

63,668 

8,742 

5,339,932 

4,946,358 

7,246,403 

6,672,934 

358,341 

261,053 

139,288 

67,830 

126,236 

37,059 

989,807 

355,663 

359,969 

135,389 

148,031 

108,847 

37,162 

1,145,061 

438,522 

200,000 

1,065,340 

1,043,276 

10,261 

446,810 

1,539 

9,823 

380,932 

823 

1,962,472 

1,634,854 

2,952,279 

2,779,915 

4,294,124 

3,893,019 

717,925 

288,170 

717,925 

267,393 

3,254,936 

2,879,511 

4,261,031 

3,864,829 

33,093 

28,190 

4,294,124 

3,893,019 

Note 

26(a) 

7 

8 

9 

10 

11 

28 

7 

27 

8 

12 

13 

14 

15 

11 

16 

17 

19 

20 

21 

17 

19 

21 

20 

22 

25 

23 

24 

 82 

ANNUAL REPORT JUNE 2022 

The above Statement of Financial Position should be read in conjunction with the accompanying notes. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

INCOME STATEMENT FOR THE YEAR ENDED 30 JUNE 2022 

Sales of products to customers 

Cost of sales 

Gross profit 

Revenues received from franchisees 

Revenues and other income items 

Distribution expenses 

Marketing expenses 

Occupancy expenses 

Administrative expenses 

Other expenses 

Finance costs 

Share of net profit of joint venture entities 

Profit before income tax 

Income tax expense 

Profit after tax 

Attributable to: 

Owners of the parent 

Non-controlling interests 

Earnings per share 

Basic earnings per share (cents per share) 

Diluted earnings per share (cents per share) 

Dividends per share (cents per share) 

Note 

3 

3 

3 

4,13,15 

4 

4,19 

27 

5 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

2,807,329   

(1,871,051)   

936,278   

2,768,328 

(1,838,365) 

929,963 

1,301,142   

397,186   

(56,880)   

(396,208)   

(270,320)   

(667,931)   

(59,637)   

(52,148)   

8,961   

1,140,443  1 

(322,564) 

817,879  1 

811,527   

6,352   

817,879   

1,345,782 

324,521 

(49,971) 

(377,639) 

(243,066) 

(637,583) 

(67,585) 

(50,213) 

8,320 

1,182,529 

(335,684) 

846,845 

841,414 

5,431 

846,845 

6 

6 

23 

65.13 cents 

65.04 cents    

67.53 cents 

67.45 cents 

37.5 cents   

35.0 cents 

The above Income Statement should be read in conjunction with the accompanying notes. 

ANNUAL REPORT JUNE 2022 

 83 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

STATEMENT OF COMPREHENSIVE INCOME FOR THE YEAR ENDED 30 JUNE 2022 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

Profit for the year 

817,879   

846,845 

Items that may be reclassified subsequently to profit or loss: 

Foreign currency translation 

Net movement on cash flow hedges 

Income tax effect on net movement on cash flow hedges 

Items that will not be reclassified subsequently to profit or loss 

Fair value revaluation of land and buildings 

Income tax effect on fair value revaluation of land and buildings 

Net fair value (losses) / gains on financial assets at fair value 
through other comprehensive income 

(13,256)   

(16,897) 

23   

(7)   

41,967   

(4,509)   

(2,084) 

46 

(14) 

55,616 

(5,578) 

12,655 

Other comprehensive income for the year (net of tax) 

22,134 

45,828 

Total comprehensive income for the year (net of tax) 

840,013 

892,673 

Total comprehensive income attributable to: 

Owners of the parent 

Non-controlling interests 

831,782   

8,231   

840,013 

889,249 

3,424 

892,673 

The above Statement of Comprehensive Income should be read in conjunction with the accompanying notes. 

 84 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

STATEMENT OF CHANGES IN EQUITY FOR THE YEAR ENDED 30 JUNE 2022 

Attributable to Equity Holders of the Parent 

CONSOLIDATED 
$000 

E
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t
y

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g

N
o
n
-

T
o
t
a

l

At 1 July 2021 

717,925  2,879,511 

208,646 

42,051 

22,574 

(3) 

10,399 

(16,274) 

28,190  3,893,019 

Revaluation of land 
and buildings 

Currency translation 
differences 

Reverse expired or 
realised cash flow 
hedge reserves 

Fair value of forward 
foreign exchange  
contracts 

Fair value of financial 
assets at fair value 
through other  
comprehensive  
income 

Other comprehen-
sive income 

Profit for the year 

Total comprehensive 
income for the  
year 

Cost of share based 
payments 

Utilisation of  
employee equity 
benefits reserve 

- 

- 

- 

- 

- 

- 

- 

36,802 

- 

- 

(14,479) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

3 

13 

- 

- 

- 

(2,084) 

- 

- 

36,802 

(14,479) 

(2,084) 

811,527 

- 

- 

- 

- 

811,527 

36,802 

(14,479) 

(2,084) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

16 

- 

16 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

3,297 

(2,775) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

656 

37,458 

1,223 

(13,256) 

- 

- 

3 

13 

- 

(2,084) 

1,879 

22,134 

6,352 

817,879 

8,231 

840,013 

- 

- 

3,297 

(2,775) 

(3,328) 

(439,430) 

Dividends paid 

- 

(436,102) 

At 30 June 2022 

717,925  3,254,936 

245,448 

27,572 

20,490 

13 

10,921 

(16,274) 

33,093  4,294,124 

The above Statement of Changes in Equity should be read in conjunction with the accompanying notes. 

ANNUAL REPORT JUNE 2022 

 85 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

STATEMENT OF CHANGES IN EQUITY FOR THE YEAR ENDED 30 JUNE 2022 

Attributable to Equity Holders of the Parent 

CONSOLIDATED 
$000 

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F
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C
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B
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E
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I

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C
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l
l
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N
o
n
-

T
o
t
a

l

At 1 July 2020 

717,925  2,511,580 

158,608 

56,941 

9,919 

(35) 

10,005 

(18,601) 

30,983  3,477,325 

Revaluation of land 
and buildings 

Currency translation 
differences 

Reverse expired or 
realised cash flow 
hedge reserves 

Fair value of forward 
foreign exchange  
contracts 

Fair value of financial 
assets at fair value 
through other  
comprehensive  
income 

Other comprehen-
sive income 

Profit for the year 

Total comprehensive 
income for the  
year 

Cost of share based 
payments 

Utilisation of  
employee equity 
benefits reserve 

- 

- 

- 

- 

- 

- 

- 

50,038 

- 

- 

(14,890) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

35 

(3) 

- 

- 

- 

12,655 

- 

- 

50,038 

(14,890) 

12,655 

841,414 

- 

- 

- 

- 

841,414 

50,038 

(14,890) 

12,655 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

32 

- 

32 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

1,453 

(1,059) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

50,038 

(2,007) 

(16,897) 

- 

- 

35 

(3) 

- 

12,655 

(2,007) 

45,828 

5,431 

846,845 

3,424 

892,673 

- 

- 

1,453 

(1,059) 

(2,634) 

(476,117) 

2,327 

(3,583) 

(1,256) 

Dividends paid 

- 

(473,483) 

Disposal of invest-
ment 

- 

- 

At 30 June 2021 

717,925  2,879,511 

208,646 

42,051 

22,574 

(3) 

10,399 

(16,274) 

28,190  3,893,019 

The above Statement of Changes in Equity should be read in conjunction with the accompanying notes. 

 86 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 30 JUNE 2022 

Cash Flows from Operating Activities 

Note 

Net receipts from franchisees 

Receipts from customers 

Payments to suppliers and employees 

Distributions received from joint ventures 

GST paid 

Interest received 

Interest and other costs of finance paid 

Interest paid on lease liabilities  

Income taxes paid 

Dividends received 

Net Cash Flows From Operating Activities 

26(b) 

Cash Flows from Investing Activities 

Payments for purchases of property, plant and equipment and  
intangible assets 

Payments for purchase and refurbishments of freehold investment 
properties 

Proceeds from sale of property, plant and equipment and  
properties held for resale 

Payments for purchase of units in unit trusts and other investments 

Payments for purchase of equity accounted investments 

Payments for purchase of listed securities 

Proceeds from sale of listed securities 

Proceeds from sale of a controlled entity 

Proceeds from insurance claims 

Loans (granted to) / repaid from joint venture entities, joint  
venture partners, related and unrelated entities 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

1,187,422   

2,968,636   

(3,097,107)   

9,210   

(93,194)   

6,964   

(9,702)   

(41,738)   

(336,225)   

3,034   

597,300   

886,344 

2,984,441 

(2,984,050) 

9,332 

(103,403) 

5,496 

(8,953) 

(40,941) 

(206,595) 

2,198 

543,869 

(94,918) 

(100,300) 

(81,155) 

(173,822) 

4,735 

(145) 

(950) 

- 

7,511 

- 

2,381 

(16,254) 

1,922 

(2,312) 

(409) 

(2,360) 

78 

15,082 

2,689 

5,316 

Net Cash Flows Used In Investing Activities 

(178,795) 

(254,116) 

Cash Flows from Financing Activities 

Lease payments (principal component)  

Proceeds from Syndicated Facility 

Dividends paid 

Proceeds from / (Repayments of) other borrowings 

Net Cash Flows Used In Financing Activities 

Net Decrease in Cash and Cash Equivalents 

Cash and Cash Equivalents at Beginning of the Year 

Cash and Cash Equivalents at End of the Year 

26(a) 

The above Statement of Cash Flows should be read in conjunction with the accompanying notes. 

(137,615)   

120,000   

(436,102)   

20,843   

(432,874)   

(14,369)   

248,727   

234,358   

(130,849) 

295,000 

(473,483) 

(26,140) 

(335,472) 

(45,719) 

294,446 

248,727 

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ANNUAL REPORT JUNE 2022 

 87 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS — 30 JUNE 2022 

1  Statement of Significant Accounting Policies 

Corporate Information 

(a) 
Harvey Norman Holdings Limited (the “Company”) is a for profit company limited by shares incorporated in Australia and  
operating in Australia, New Zealand, Ireland, Northern Ireland, Singapore, Malaysia, Slovenia and Croatia whose shares are  
publicly traded on the Australian Securities Exchange (“ASX”) trading under the ASX code HVN.   

Basis of Preparation  

(b) 
The financial report has been prepared on a historical cost basis, except for freehold investment properties, leasehold  
investment properties: right-of-use assets, land and buildings, derivative financial instruments and equity financial assets, which 
have been measured at fair value.  Certain comparative amounts have been re-presented to align with the presentation in the 
current year.  The financial report is presented in Australian dollars and all values are rounded to the nearest thousand dollars 
($000) unless otherwise stated under the option available to the Company under Australian Securities and Investments  
Commission Corporations (Rounding in Financial/Directors’ Reports) Instrument 2016/191 and the amended Instrument 
2022/519.  The Company is an entity to which this legislative instrument applies.   

The consolidated financial statements of the Company and its subsidiaries (the “consolidated entity”) for the year ended 30 June 
2022 were authorised for issue in accordance with a resolution of the directors on 30 September 2022. 

(c)      Statement of Compliance 
The financial report is a general-purpose financial report, which has been prepared in accordance with the requirements of the 
Corporations Act 2001, Australian Accounting Standards and Interpretations, and complies with other requirements of the law.  
The financial report complies with Australian Accounting Standards, as issued by the Australian Accounting Standards Board, 
and International Financial Reporting Standards (IFRS), as issued by the International Accounting Standards Board. 

Australian Accounting Standards and Interpretations that have recently been issued or amended but are not yet effective have 
not been adopted by the consolidated entity for the annual reporting period ended 30 June 2022.  For details on the impact of 
future accounting standards, refer to page 91.  

(d)      Basis of Consolidation 
The consolidated financial statements comprise the financial statements of Harvey Norman Holdings Limited and its controlled 
entities.  Control is achieved when the consolidated entity is exposed, or has rights, to variable returns from its involvement with 
the investee and has the ability to affect those returns through its power over the investee.  Specifically, the consolidated entity 
controls an investee if and only if the consolidated entity has all of the following: 
• 
• 
• 

Power over the investee (i.e. existing rights that give it the current ability to direct the relevant activities of the investee) 
Exposure, or rights, to variable returns from its involvement with the investee, and 
The ability to use its power over the investee to affect its returns 

When the consolidated entity has less than a majority of the voting or similar rights of an investee, the consolidated entity  
considers all relevant facts and circumstances in assessing whether it has power over an investee, including: 
• 
• 
• 

The contractual arrangement with the other vote holders of the investee 
Rights arising from other contractual arrangements 
The consolidated entity’s voting rights and potential voting rights 

The consolidated entity assesses whether or not it controls an investee if facts and circumstances indicate that there are changes 
to one or more of the three elements of control.  Consolidation of a subsidiary begins when the consolidated entity obtains  
control over the subsidiary and ceases when the consolidated entity loses control of the subsidiary.   

All intercompany balances and transactions, including unrealised profits arising from intra-group transactions, have been  
eliminated in full.  Unrealised losses are eliminated unless costs cannot be recovered.  Financial statements of foreign controlled 
entities presented in accordance with overseas accounting principles are, for consolidation purposes, adjusted to comply with 
the consolidated entity’s policy and generally accepted accounting principles in Australia.  

Non-controlling interests are allocated their share of net profit after tax in the income statement and are presented within equity 
in the consolidated statement of financial position, separately from the equity of the owners of the Parent.  Losses are attributed 
to the non-controlling interest even if that results in a deficit balance. 

A change in the ownership interest of a subsidiary (without a change in control) is to be accounted for as an equity transaction.  

 88 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

1  Statement of Significant Accounting Policies (continued) 

(e)      Summary of Significant Accounting Policies 

(i)         Changes in accounting policy, disclosures, standards and interpretations 

The accounting policies adopted are consistent with those of the previous financial year ended 30 June 2021 except for IFRIC 
agenda decision on Net Realisable Value of Inventories and Software-as-a-service Arrangements as noted below.  The consoli-
dated entity has not early adopted any standard, interpretation or amendment that has been issued but is not yet effective.    

Impact of new IFRIC agenda decision on Net Realisable Value of Inventories 
The IFRS Interpretations Committee (IFRIC) has issued an agenda decision relating to the costs an entity includes as the 
‘estimated costs necessary to make the sale’ when determining the net realisable value of inventories.  When determining the 
net realisable value of inventories, AASB 102 Inventories requires an entity to estimate the costs necessary to make the sale.  
The IFRIC agenda decision states that this requirement does not allow an entity to limit such costs to only those that are  
incremental, thereby potentially excluding costs the entity must incur to sell its inventories but which are not incremental to a 
particular sale.  Therefore, when determining the net realisable value of inventories, an entity estimates the costs necessary to 
make the sale in the ordinary course of business.  An entity uses its judgement to determine which costs are necessary to make 
the sale considering its specific facts and circumstances, including the nature of the inventories.   

The change in accounting policy has been applied and there was no material impact on the consolidated entity’s FY22 financial 
report.  

Impact of new IFRIC agenda decision on Software-as-a-service Arrangements  
IFRIC published an agenda decision in relation to the accounting treatment of configuration and customisation costs related to 
Software-as-a-Service (‘SaaS’) arrangements.  The IFRIC concluded that costs relating to configuration and customisation are 
only capitalised if the implementation activities create an intangible asset that an entity controls in accordance with the require-
ments of AASB 138 Intangible Assets.  Costs that do not result in intangible assets should be expensed as incurred unless the 
costs are incurred to significantly customise the cloud-based software.  In this case, the costs are recorded as a prepayment for 
services and amortised over the expected renewable term of the arrangement.  

The change in accounting policy has been applied and there was no material impact on the consolidated entity’s FY22 financial 
report.  

(ii)        Significant accounting judgements and estimates 

In applying the consolidated entity’s accounting policies, management continually evaluates judgements, estimates and  
assumptions based on experience and other factors, including expectations of future events that may have an impact on the 
consolidated entity.  All judgements, estimates and assumptions made are believed to be reasonable based on the most  
current set of circumstances available to management.  Actual results may differ from the judgements, estimates and  
assumptions.  Significant judgements and estimates made by management in the preparation of these financial statements are 
outlined below: 

• 

Assessment of AASB 10 Consolidated Financial Statements in respect of Harvey Norman®, Domayne® and Joyce 
Mayne® Franchisees in Australia 

In determining whether the consolidated entity has control over an entity (investee) and should or should not consolidate the 
results of the investee, the consolidated entity assesses its exposure to / rights to variable returns from its involvement with the 
investee and whether it has the ability to affect those returns through its power over the investee.  

The assessment of whether Harvey Norman Holdings Limited (HNHL), or any subsidiary of HNHL, as franchisor, should  
consolidate or not consolidate the results of a franchisee or business operations of that franchisee, is determined by whether the 
franchisor has control over the franchisee.   The assessment of whether a franchisor controls a franchisee or the business  
operations of that franchisee, involves significant judgement in assessing whether the franchisor has sufficient power through its 
rights under arrangements with franchisees and through the practical application of those arrangements, to direct the relevant 
activities of the franchisee that most significantly affect the returns (profits or losses) of the franchisee. 

ANNUAL REPORT JUNE 2022 

 89 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

1  Statement of Significant Accounting Policies (continued) 

(e)     Summary of Significant Accounting Policies (continued) 
(ii)     Significant accounting judgements and estimates (continued) 

• 

Assessment of AASB 10 Consolidated Financial Statements in respect of Harvey Norman®, Domayne® and Joyce 
Mayne® Franchisees in Australia (continued) 

At least on an annual basis, the directors of HNHL assess the requirements of control in accordance with AASB 10 Consolidated 
Financial Statements.  During the 2022 financial year, after considering both the legal arrangements in place between the  
consolidated entity and Harvey Norman®, Domayne® and Joyce Mayne® franchisees and the practical application of those  
arrangements, the directors have continued to conclude that HNHL, or any subsidiary of HNHL, does not control the business 
operations of franchisees.  In particular, HNHL, or any subsidiary of HNHL, does not have any existing rights that give the  
consolidated entity the current ability to direct the relevant activities that most significantly affect the returns of the franchisee.  
The ability to direct the relevant activities that most significantly affect the returns of the franchisee, rest with the franchisee.  

HNHL, or any subsidiary of HNHL, does not have any voting rights or legal ownership or any equity interest in any franchisee 
business.  Each franchise business is operated by a separate legal entity which is independent of HNHL, or any subsidiary of 
HNHL.  The franchisee has the authority and decision-making responsibility over the day-to-day operation and administration of 
the franchisee business.  The franchisee has the substantive right to control the decisions regarding sales and pricing, inventory 
purchasing and inventory management, staff management (hiring, termination, staff numbers, remuneration, appointment of 
management) and employment of personnel including key management.   

The above assessment has resulted in the conclusion that the assets, liabilities and the results of franchisees in Australia are not 
consolidated by the consolidated entity because the consolidated entity does not control the business operations of Harvey 
Norman®, Domayne® and Joyce Mayne® franchisees. 

• 

Impairment of Non-Financial Assets 

The consolidated entity assesses, at each reporting date, whether there is an indication that an asset may be impaired.  If any 
indication exists, or when annual impairment testing for an asset is required, the consolidated entity estimates the asset’s  
recoverable amount.  The recoverable amount of an asset or cash generating unit (CGU) is the higher of that asset or CGU’s fair 
value less costs to sell and its value in use.  Recoverable amount is determined for an individual asset, unless the asset does not 
generate cash inflows that are largely independent of those from other assets or groups of assets, in which case, the  
recoverable amount is determined for the CGU to which the asset belongs.  When the carrying amount of an asset or CGU  
exceeds its recoverable amount, the asset is considered impaired and is written down to its recoverable amount. 

An assessment is made at each reporting date to determine whether there is any indication that previously recognised  
impairment losses may no longer exist or may have decreased.  If such indication exists, the consolidated entity estimates the 
asset’s or CGU’s recoverable amount.  A previously recognised impairment loss is reversed only if there has been a change in 
the assumptions used to determine the asset’s recoverable amount since the last impairment loss was recognised.  The reversal 
is limited so that the carrying amount of the asset does not exceed its recoverable amount, nor exceed the carrying amount that 
would have been determined, net of depreciation, had no impairment loss been recognised for the asset in prior years.  Such 
reversal is recognised in the income statement.  

• 
• 
• 
• 
• 

• 
• 
• 

Recovery of Deferred Tax Assets – refer to Note 5. Income Tax 
Expected Credit Loss Assessment for Financial Assets – refer to Note 7. Trade and Other Receivables 
Valuation of Freehold Owner-Occupied Properties – refer to note 12. Property, Plant and Equipment 
Valuation of Freehold Investment Properties – refer to Note 14. Investment Properties (Freehold) 
Valuation of Investment Properties (Leasehold): Right-of-Use Assets – refer to Note 15. Investment Properties 
(Leasehold): Right-of-Use Assets 
Determining the Incremental Borrowing Rate and Lease Term – refer to Note 19. Lease Liabilities 
Provision for Lease Make Good – refer to Note 21. Provisions 
Measurement of the Cost of Equity–Settled Transactions – refer to Note 25. Reserves 

 90 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

1  Statement of Significant Accounting Policies (continued) 

(iii)       Taxes 

Refer to Note 5. Income Tax for accounting policy on current income tax and deferred tax. 

Goods and Services Tax (GST) 
Revenues, expenses and assets are recognised net of the amount of GST, except: 
• 

when the GST incurred on a sale or purchase of assets and services is not payable or recoverable from the taxation  
authority, in which case the GST is recognised as part of the revenue or expense item or as part of the cost of acquisition 
of the asset as applicable; and  
when receivables and payables are stated with the amount of GST included. 

• 

The net amount of GST recoverable from, or payable to, the taxation authority is included as part of receivables or payables in 
the statement of financial position.  Commitments and contingencies are disclosed net of the amount of GST recoverable from, 
or payable to, the taxation authority. 

Cash flows are included in the statement of cash flows on a gross basis.  The GST component of cash flows arising from  
operating, investing and financing activities, which is recoverable from, or payable to, the taxation authority, is classified as  
operating cash flows. 

(iv)       Foreign Currency Translation 

The consolidated entity’s financial statements are presented in Australian dollars.  Transactions in foreign currencies are initially 
recorded in the functional currency at exchange rates prevailing at the date of the transaction.  Monetary assets and liabilities 
denominated in foreign currencies are retranslated at the exchange rate prevailing at balance date.  Differences arising on set-
tlement or translation of monetary items are recognised in the income statement.  Non-monetary items that are measured in 
terms of historical cost in a foreign currency are translated using the exchange rate as at the date of the initial transaction.  Non-
monetary items measured at fair value in a foreign currency are translated using the exchange rates at the date when the fair 
value was determined. 

f)  Future Accounting Standards 

The table below lists the Australian Accounting Standards which have recently been issued or amended but not yet effective 
and have not been adopted by the consolidated entity for the year ended 30 June 2022.  The consolidated entity does not  
expect a material impact on the application of the below standards.    

Reference 

New Standard 

Effective Date 

Application Date 

AASB 2020-3  Amendments to Australian Accounting Standards — Annual  

1 January 2022 

1 July 2022 

Improvements 2018-2020 and Other Amendments 

AASB 2021-7  Amendments to Australian Accounting Standards — Effective Date of 

1 January 2022 

1 July 2022 

Amendments to AASB 10 and AASB 128 and Editorial Corrections 

AASB 2020-1  Amendments to Australian Accounting Standards — Classification of  

1 January 2023 

1 July 2023 

Liabilities as Current or Non-current 

AASB 2021-2  Amendments to Australian Accounting Standards — Disclosure of  

1 January 2023 

1 July 2023 

Accounting Policies and Definition of Accounting Estimates 

AASB 2021-5  Amendments to Australian Accounting Standards — Deferred Tax Related 
to Assets and Liabilities arising from a Single Transaction 

1 January 2023 

1 July 2023 

AASB 2022-1  Amendments to Australian Accounting Standards– Initial Application of 

1 January 2023 

1 July 2023 

AASB 17 and AASB 9– Comparative information 

AASB 2014-10  Amendments to Australian Accounting Standards — Sale or Contribution 

1 January 2025 

1 July 2025 

of Assets between an Investor and its Associate or Joint Venture 

ANNUAL REPORT JUNE 2022 

 91 

 
 
 
 
 
 
 
 
 
 
    
      
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

2  Operating Segments 

Operating Segment Revenue 
30 June 2022 

CONSOLIDATED ($000) 

Sales of products to 
customers 

Revenues received 
from franchisees and 
other income items 

Total Revenue by  
Segment 

FRANCHISING OPERATIONS 

- 

1,193,169 

1,193,169 

Retail — New Zealand 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

Other Non-Franchised Retail 

TOTAL RETAIL 

Retail Property 

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

1,119,089 

621,230 

189,319 

645,285 

242,040 

2,816,963 

385 

385 

- 

1,872 

28,218 

16,726 

3,488 

11,363 

2,748 

62,543 

494,007 

494,007 

3,090 

12,830 

1,147,307 

637,956 

192,807 

656,648 

244,788 

2,879,506 

494,392 

494,392 

3,090 

14,702 

INTERCOMPANY ELIMINATIONS 

(11,891) 

(67,311) 

(79,202) 

TOTAL SEGMENT REVENUE 

2,807,329 

1,698,328 

4,505,657 

Operating Segment Revenue 
30 June 2021 

CONSOLIDATED ($000) 

Sales of products to 
customers 

Revenues received 
from franchisees and 
other income items 

Total Revenue by  
Segment 

FRANCHISING OPERATIONS 

- 

1,237,706 

1,237,706 

Retail — New Zealand 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

Other Non-Franchised Retail 

TOTAL RETAIL 

Retail Property 

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

1,148,150 

577,483 

179,223 

647,903 

224,538 

2,777,297 

6 

6 

- 

2,805 

28,537 

10,788 

3,274 

11,225 

5,990 

59,814 

409,197 

409,197 

11,103 

20,360 

1,176,687 

588,271 

182,497 

659,128 

230,528 

2,837,111 

409,203 

409,203 

11,103 

23,165 

INTERCOMPANY ELIMINATIONS 

(11,780) 

(67,877) 

(79,657) 

TOTAL SEGMENT REVENUE 

2,768,328 

1,670,303 

4,438,631 

 92 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

2  Operating Segments (continued) 

CONSOLIDATED ($000) 

Operating Segment Result 
30 June 2022 

Segment 
Result Before  
Interest, Tax,  
Depreciation & 
Amortisation 

Interest  
Expense 

Depreciation 
Expense 
(excl ROU 
Assets) 

Depreciation 
& Fair Value 
Re-
measurement 
of ROU Asset 

Amortisation 
Expense 

Segment 
Result 
Before 
Tax 

FRANCHISING OPERATIONS 

718,222 

(27,128) 

(26,938) 

(90,723) 

(20,418) 

553,015 

Retail — New Zealand 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

Other Non-Franchised Retail 

TOTAL RETAIL 

Retail Property 

Retail Property Under Construction 

Property Developments for Resale 

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

INTER-COMPANY ELIMINATIONS 

152,744 

89,761 

18,202 

74,178 

1,555 

(4,468) 

(5,086) 

(1,005) 

(5,884) 

(1,355) 

(7,681) 

(7,649) 

(2,814) 

(6,648) 

(2,497) 

(11,257) 

(31,634) 

(2,860) 

(15,245) 

(1,709) 

336,440 

(17,798) 

(27,289) 

(62,705) 

387,040 

(6,533) 

(10,179) 

(852) 

(2,582) 

(163) 

(25) 

- 

- 

383,606 

(6,721) 

(10,179) 

8 

(1,643) 

(79) 

(67) 

(513) 

79 

- 

(4,669) 

- 

- 

- 

- 

- 

- 

- 

- 

(261) 

(32) 

(121) 

(242) 

(157) 

(813) 

129,077 

45,360 

11,402 

46,159 

(4,163) 

227,835 

(229) 

370,099 

- 

- 

(1,015) 

(2,607) 

(229) 

366,477 

- 

- 

- 

(59) 

(6,825) 

- 

TOTAL SEGMENT RESULT BEFORE TAX 

1,436,554 

(52,148) 

(69,075) 

(153,428) 

(21,460) 

1,140,443 

Operating Segment Result 
30 June 2021 

CONSOLIDATED ($000) 

Segment 
Result Before  
Interest, Tax,  
Depreciation, 
Impairment & 
Amortisation 

Interest  
Expense 

Depreciation 
Expense 
(excl ROU 
Assets) 

Depreciation 
& Fair Value 
Re-
measurement 
of ROU Asset 

Impairment 
&  
Amortisation 
Expense 

Segment 
Result 
Before 
Tax 

FRANCHISING OPERATIONS 

776,309 

(25,218) 

(26,286) 

(77,947) 

(18,670) 

628,188 

Retail — New Zealand 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

Other Non-Franchised Retail 

TOTAL RETAIL 

Retail Property 

Retail Property Under Construction 

Property Developments for Resale 

163,667 

80,465 

18,019 

78,787 

8,492 

349,430 

307,647 

(104) 

(104) 

(4,591) 

(5,595) 

(1,032) 

(6,211) 

(1,137) 

(7,307) 

(7,247) 

(2,935) 

(6,531) 

(2,368) 

(18,566) 

(5,868) 

(26,388) 

(9,687) 

(14) 

(28) 

- 

- 

TOTAL PROPERTY 

307,439 

(5,910) 

(9,687) 

EQUITY INVESTMENTS 

10,959 

(77) 

- 

OTHER 

13,026 

(468) 

(4,753) 

INTER-COMPANY ELIMINATIONS 

(26) 

26 

- 

(9,804) 

(31,315) 

(2,544) 

(13,966) 

(1,408) 

(59,037) 

- 

- 

- 

- 

- 

- 

- 

(355) 

(393) 

(126) 

(193) 

(255) 

(1,322) 

(305) 

- 

- 

141,610 

35,915 

11,382 

51,886 

3,324 

244,117 

291,787 

(118) 

(132) 

(305) 

291,537 

- 

- 

- 

10,882 

7,805 

- 

TOTAL SEGMENT RESULT BEFORE TAX 

1,457,137 

(50,213) 

(67,114) 

(136,984) 

(20,297) 

1,182,529 

ANNUAL REPORT JUNE 2022 

 93 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

2  Operating Segments (continued) 

CONSOLIDATED ($000) 

Operating Segment                                   
Assets and Liabilities 
30 June 2022 

Segment 
Assets 

Inter-
Company 
Eliminations 

Segment 
Assets After 
Eliminations 

Segment 
Liabilities 

Inter-
Company 
Eliminations 

Segment 
Liabilities 
After Elimina-
tions 

FRANCHISING OPERATIONS 

4,282,910 

(2,364,206) 

1,918,704 

1,004,402 

(20,975) 

983,427 

Retail — New Zealand 

Retail — Singapore & Malaysia 

390,779 

487,257 

- 

390,779 

240,049 

(2,200) 

237,849 

(2,820) 

484,437 

306,712 

(43,313) 

263,399 

Retail — Slovenia & Croatia 

83,447 

(2,079) 

81,368 

68,640 

Retail — Ireland & Northern Ireland 

262,551 

- 

262,551 

252,088 

(423) 

(2,263) 

Other Non-Franchised Retail 

222,281 

(32,674) 

189,607 

305,705 

(175,728) 

68,217 

249,825 

129,977 

TOTAL RETAIL 

Retail Property 

1,446,315 

(37,573) 

1,408,742 

1,173,194 

(223,927) 

949,267 

3,620,867 

10,988 

3,631,855 

2,375,464 

(1,983,024) 

392,440 

Retail Property Under Construction 

Property Developments for Resale 

81,550 

24,604 

20 

- 

81,570 

24,604 

86,220 

3,804 

(7,609) 

(2,152) 

78,611 

1,652 

TOTAL PROPERTY 

3,727,021 

11,008 

3,738,029 

2,465,488 

(1,992,785) 

472,703 

EQUITY INVESTMENTS 

55,890 

- 

55,890 

4,458 

- 

4,458 

OTHER 

172,727 

(55,592) 

117,135 

236,460 

(208,676) 

27,784 

TOTAL SEGMENT ASSETS/LIABILITIES 
BEFORE TAX 

9,684,863 

(2,446,363) 

7,238,500* 

4,884,002 

(2,446,363) 

2,437,639* 

CONSOLIDATED ($000) 

Operating Segment                                   
Assets and Liabilities 
30 June 2021 

Segment 
Assets 

Inter-
Company 
Eliminations 

Segment 
Assets After 
Eliminations 

Segment 
Liabilities 

Inter-
Company 
Eliminations 

Segment 
Liabilities 
After Elimina-
tions 

FRANCHISING OPERATIONS 

3,981,402 

(2,272,596) 

1,708,806 

850,415 

(7,348) 

843,067 

Retail — New Zealand 

Retail — Singapore & Malaysia 

390,749 

475,869 

- 

390,749 

250,246 

(2,232) 

248,014 

(2,451) 

473,418 

326,132 

(40,731) 

285,401 

Retail — Slovenia & Croatia 

85,457 

(2,156) 

83,301 

75,810 

Retail — Ireland & Northern Ireland 

281,545 

- 

281,545 

267,794 

(525) 

(577) 

Other Non-Franchised Retail 

218,656 

(58,705) 

159,951 

267,252 

(154,111) 

TOTAL RETAIL 

Retail Property 

Retail Property Under Construction 

Property Developments for Resale 

1,452,276 

3,339,075 

7,486 

27,662 

(63,312) 

1,388,964 

1,187,234 

(198,176) 

(3,567) 

3,335,508 

2,334,254 

(1,983,024) 

- 

- 

7,486 

27,662 

7,562 

3,917 

(7,562) 

(2,199) 

75,285 

267,217 

113,141 

989,058 

351,230 

- 

1,718 

TOTAL PROPERTY 

3,374,223 

(3,567) 

3,370,656 

2,345,733 

(1,992,785) 

352,948 

EQUITY INVESTMENTS 

69,327 

- 

69,327 

4,861 

- 

4,861 

OTHER 

179,604 

(53,165) 

126,439 

255,349 

(194,331) 

61,018 

TOTAL SEGMENT ASSETS/LIABILITIES 
BEFORE TAX 

9,056,832 

(2,392,640) 

6,664,192* 

4,643,592 

(2,392,640) 

2,250,952* 

*  Segment assets for FY22 and FY21 are exclusive of deferred tax assets.  Segment liabilities for FY22 and FY21 are exclusive of  
    income tax payable and deferred tax liabilities. 

 94 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

2  Operating Segments (continued) 

The consolidated entity operates predominantly in eleven (11) operating segments: 

Operating Segment 

   Description of Segment  

Franchising Operations 

   Consists of the franchisor operations of the consolidated entity, but does not include the results,  
assets, liabilities or operations of any Harvey Norman®, Domayne® and Joyce Mayne® franchisees. 

Retail – New Zealand 

Retail – Singapore &  
Malaysia 

Retail – Slovenia & 
Croatia 

Retail – Ireland &  
Northern Ireland 

   Consists of the wholly-owned operations of the consolidated entity in the retail trading operations in New 

Zealand under the Harvey Norman® brand name. 

   Consists of the controlling interest of the consolidated entity in the retail trading operations in  

Singapore and Malaysia under the Harvey Norman® and Space Furniture® brand names. 

   Consists of the wholly-owned operations of the consolidated entity in the retail trading operations in  

Slovenia and Croatia under the Harvey Norman® brand name. 

Consists of the wholly-owned operations of the consolidated entity in the retail trading operations in Ireland 
and Northern Ireland under the Harvey Norman® brand name. 

Other Non-Franchised 
Retail 

   Consists of the retail and wholesale trading operations in Australia which are wholly-owned or 

controlled by the consolidated entity, and does not include the operations of any Harvey Norman®,  
Domayne® and Joyce Mayne® franchisees. 

Retail Property 

   Consists of freehold land and buildings that are owned by the consolidated entity for each site that are fully 
operational or are ready for operations.  The revenue and results of this segment consists of rental income, 
outgoings recovered and the net property revaluation increments and/or decrements recognised in the 
Income Statement.  This segment includes the mining camp accommodation joint ventures. 

Retail Property Under 
Construction 

  Consists of freehold sites that are currently undergoing construction at balance date intended for retail  
leasing.  It also includes vacant land that has been purchased for the purposes of generating future  
investment income.  

Property Developments 
for Resale 

   Consists of freehold land and buildings acquired by the consolidated entity, to be developed, or currently 
under development, for the sole purpose of resale at a profit.  This segment includes land and buildings 
held for sale, which were previously reported in the Retail Property segment. 

 Equity Investments 

   This segment refers to the investment in, and trading of, equity investments. 

 Other 

   This segment primarily relates to credit facilities provided to related and unrelated parties and other  

unallocated income and expense items. 

An operating segment is a component of an entity that engages in business activities from which it may earn revenues and incur  
expenses (including revenues and expenses relating to transactions with other components of the same entity), whose operating results 
are regularly reviewed by the entity’s chief operating decision makers to make decisions about resources to be allocated to the segment 
and assess its performance and for which discrete financial information is available. This includes start-up operations which are yet to 
earn revenues. Management will also consider other factors in determining operating segments such as the existence of a line manager 
and the level of segment information presented to the Board of Directors. 

Operating segments have been identified based on the information provided to the chief operating decision makers—being the  
executive management team. The consolidated entity aggregates two or more operating segments when they have similar economic 
characteristics, and the segments are similar in each of the following respects: 
• 
• 
• 
• 
• 

Nature of the products and services; 
Nature of the production processes; 
Type or class of customer for the products and services; 
Methods used to distribute the products or provide the services; and, if applicable 
Nature of the regulatory environment. 

Operating segments that meet the quantitative criteria as prescribed by AASB 8 Operating Segments are reported separately. However, 
an operating segment that does not meet the quantitative criteria is still reported separately where information about the segment 
would be useful to users of the financial statements. Information about other business activities and operating segments that are below 
the quantitative criteria are combined and disclosed in a separate category as “other segments”. 

ANNUAL REPORT JUNE 2022 

 95 

 
 
  
  
  
  
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

3  Revenues 

Revenue from contracts with customers and franchisees: 

Sale of products to customers (a) 

Services to customers (c) 

Franchise fees in accordance with franchise agreements (b) 

Total revenue from contracts with customers and franchisees 

Other revenue from franchisees: 

Rent and outgoings received from franchisees 

Interest to implement and administer the financial accommodation facilities 

Total other revenue received from franchises (b) 

Gross revenue from other unrelated parties: 

Rent and outgoings received from external tenants 

Interest received from financial institutions and other parties 

Dividends received 

Total other revenue received from unrelated parties (c) 

Other income items: 

Net property revaluation increment on Australian freehold  
investment properties 

Property revaluation (decrement)/increment for overseas controlled entities 

Net revaluation increment of equity investments to fair value 

Other income 

Total other income items (c) 

Disclosed in the Income Statement as follows: 

(a) Sale of products to customers 

(b) Revenues received from franchisees 

(c) Revenues and other income items 

2,807,329 

35,095 

1,033,166 

3,875,590 

248,650 

19,326 

267,976 

110,072 

6,963 

3,090 

120,125 

213,684 

(5) 

- 

28,287 

241,966 

2,807,329 

1,301,142 

397,186 

2,768,328 

33,496 

1,075,753 

3,877,577 

248,598 

21,431 

270,029 

98,006 

5,068 

2,340 

105,414 

138,686 

1,688 

8,763 

36,474 

185,611 

2,768,328 

1,345,782 

324,521 

Revenue from Franchisees 
The application of AASB 15 Revenue from Contracts with Customers to franchise agreements with franchisees requires the consolidated 
entity to recognise revenue from franchisees based on the amount it expects to receive in exchange for the provision of franchising  
operations’ activities to franchisees, pursuant to a franchise agreement.   

Sale of goods 
The customer obtains control over the product upon delivery and revenue is therefore recognised at the point in time the product is 
delivered or handed over to the customer.  Revenue is measured based on the consideration expected to be received, net of trade  
rebates and discounts paid. 

Revenue from services  
The consolidated entity provides repair services, installation services and delivery services to customers.  These services are sold either 
in their own contracts with the customers or bundled together with the sale of products.  The consolidated entity recognises revenue 
when the service is rendered.  For bundled packages, the consolidated entity accounts for individual products and services separately, if 
they are distinct.   

 96 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

3  Revenues (continued) 

TYPES OF CONTRACTS $000 

Operating Segments 

30 June 2022 

Sale of Products to 
Customers 

Services to  
Customers 

Franchisee Fees 
from Franchisees 

Total Revenue 
from Contracts 
with Customers 

FRANCHISING OPERATIONS 

- 

- 

1,033,166 

1,033,166 

Retail — New Zealand 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

Other Non-Franchised Retail 

TOTAL RETAIL 

Retail Property 

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

INTER-COMPANY ELIMINATIONS 

1,119,089 

17,737 

621,230 

189,319 

645,285 

242,040 

6,094 

2,867 

8,017 

380 

2,816,963 

35,095 

385 

385 

- 

1,872 

(11,891) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

1,136,826 

627,324 

192,186 

653,302 

242,420 

2,852,058 

385 

385 

- 

1,872 

(11,891) 

TOTAL SEGMENT REVENUE 

2,807,329 

35,095 

1,033,166 

3,875,590 

TYPES OF CONTRACTS $000 

Operating Segments 

30 June 2021 

Sale of Products to 
Customers 

Services to  
Customers 

Franchisee Fees 
from Franchisees 

Total Revenue 
from Contracts 
with Customers 

FRANCHISING OPERATIONS 

- 

- 

1,075,753 

1,075,753 

Retail — New Zealand 

1,148,150 

16,446 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

Other Non-Franchised Retail 

TOTAL RETAIL 

Retail Property 

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

INTER-COMPANY ELIMINATIONS 

577,483 

179,223 

647,903 

224,538 

5,197 

2,385 

8,983 

485 

2,777,297 

33,496 

6 

6 

- 

2,805 

(11,780) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

1,164,596 

582,680 

181,608 

656,886 

225,023 

2,810,793 

6 

6 

- 

2,805 

(11,780) 

TOTAL SEGMENT REVENUE 

2,768,328 

33,496 

1,075,753 

3,877,577 

ANNUAL REPORT JUNE 2022 

 97 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

3  Revenues (continued) 

PRIMARY GEOGRAPHICAL MARKETS $000 

Operating Segments 

30 June 2022 

Australia 

New Zealand 

Asia 

Europe 

Total Revenue 
from Contracts 
with Customers 

FRANCHISING OPERATIONS 

1,033,166 

- 

Retail — New Zealand 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

- 

- 

- 

- 

1,136,826 

- 

- 

- 

Other Non-Franchised Retail 

229,836 

12,584 

- 

- 

627,324 

- 

- 

- 

- 

- 

- 

192,186 

653,302 

- 

1,033,166 

1,136,826 

627,324 

192,186 

653,302 

242,420 

229,836 

1,149,410 

627,324 

845,488 

2,852,058 

TOTAL RETAIL 

Retail Property 

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

385 

385 

- 

1,872 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

385 

385 

- 

1,872 

(11,891) 

INTER-COMPANY ELIMINATIONS 

- 

(11,153) 

(738) 

TOTAL SEGMENT REVENUE 

1,265,259 

1,138,257 

626,586 

845,488 

3,875,590 

PRIMARY GEOGRAPHICAL MARKETS $000 

Operating Segments 

30 June 2021 

Australia 

New Zealand 

Asia 

Europe 

Total Revenue 
from Contracts 
with Customers 

FRANCHISING OPERATIONS 

1,075,753 

- 

Retail — New Zealand 

Retail — Singapore & Malaysia 

Retail — Slovenia & Croatia 

Retail — Ireland & Northern Ireland 

- 

- 

- 

- 

1,164,596 

- 

- 

- 

Other Non-Franchised Retail 

213,191 

11,832 

- 

- 

582,680 

- 

- 

- 

- 

- 

- 

181,608 

656,886 

- 

1,075,753 

1,164,596 

582,680 

181,608 

656,886 

225,023 

213,191 

1,176,428 

582,680 

838,494 

2,810,793 

TOTAL RETAIL 

Retail Property 

TOTAL PROPERTY 

EQUITY INVESTMENTS 

OTHER 

6 

6 

- 

2,805 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

6 

6 

- 

2,805 

(11,780) 

INTER-COMPANY ELIMINATIONS 

- 

(11,177) 

(603) 

TOTAL SEGMENT REVENUE 

1,291,755 

1,165,251 

582,077 

838,494 

3,877,577 

 98 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

4  Expenses and Losses 

Employee benefits expense: 

Wages and salaries * 

Workers compensation 

Superannuation contributions 

Payroll tax 

Share-based payments 

Other employee benefits 

Total employee benefits expense 

Finance costs: 

Interest on lease liabilities  

Bank interest paid to financial institutions 

Other 

Total finance costs 

Occupancy expenses: 

Variable lease payments (including short-term and low-value leases) 

Property, plant and equipment: Right-of-use assets 
- Depreciation expense 

Property, plant and equipment: Right-of-use assets 
- Impairment expense 

Investment properties (leasehold): Right-of-use assets 
- Fair value re-measurement 

Other occupancy expenses 

Total occupancy expenses 

Depreciation, amortisation and impairment: 

Depreciation of (excluding AASB 16 depreciation in occupancy  
expenses above): 

- Buildings 

- Plant and equipment 

Amortisation of: 

- Computer software 

- Net licence property and other intangible assets 

Total depreciation, amortisation and impairment 

374,519 

2,950 

18,032 

15,278 

3,089 

10,904 

424,772 

41,738 

9,444 

966 

52,148 

34,534 

65,870 

2,148 

87,558 

80,210 

270,320 

10,179 

58,896 

20,778 

682 

90,535 

351,110 

2,768 

16,782 

14,828 

1,488 

12,797 

399,773 

40,941 

7,975 

1,297 

50,213 

30,407 

62,908 

- 

74,076 

75,675 

243,066 

9,276 

57,838 

19,777 

520 

87,411 

*   These amounts are net of the COVID-19 wages support and assistance received for the year-ended 30 June 2022 totalling $2.41 
million in Malaysia, Singapore, Northern Ireland and Slovenia (2021: $4.43 million).   

No COVID-19 wages support and assistance was received by any controlled entity of Harvey Norman Holdings Limited in Australia 
during the 2022 financial year.   

In August 2021, all of the wages support and assistance previously received by controlled entities in Australia totalling $6.02 million 
(FY21: $3.63 million and FY20: $2.39 million) was repaid to the Federal Government via the Australian Taxation Office.  This payment 
has been recorded in the Non-Franchised Retail Segment within Note 2. Operating Segments for the year-ended 30 June 2022.   

ANNUAL REPORT JUNE 2022 

 99 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

5 

Income Tax 

(a) Income tax recognised in the Income Statement: 

Current income tax: 

Current income tax charge 

Adjustments in respect of current income tax of previous years 

Deferred income tax: 

Relating to the origination and reversal of temporary differences 

Total income tax expense reported in the Income Statement 

(b) Income tax recognised in the Statement of Changes in Equity : 

Deferred income tax: 

Net gain on revaluation of cash flow hedges 

Net gain on revaluation of land and buildings 

Total income tax expense reported in other comprehensive income 

(c) Reconciliation between income tax expense and prima facie income tax: 

252,294 

(1,086) 

71,356 

322,564 

7 

4,509 

4,516 

285,742 

(76) 

50,018 

335,684 

14 

5,578 

5,592 

Accounting profit before tax 

1,140,443 

1,182,529 

At the Australian statutory income tax rate of 30% (2021: 30%)  

342,133 

354,759 

Adjustments to arrive at total income tax expense recognised for the year: 

Transactions undertaken by Harvey Norman Holdings Limited and Harvey 
Norman Holdings (Ireland) Limited as agreed under the terms of an  
Advance Pricing Arrangement with the Australian Taxation Office dated 6 
February 2012 which expired in June 2021 

Brand licensing fees charged to overseas controlled entities 

Adjustments in respect of current income tax of previous year 

Share-based payment expenses 

Expenditure not allowable for income tax purposes 

Income not assessable for income tax purposes  

Unrecognised tax losses 

Utilisation of previously unrecognised tax losses 

Tax concession for research and development expenses 

Difference between tax capital gain and accounting profit on revaluation of 
pre-CGT properties 

Non-allowable building and motor vehicle depreciation 

Receipt of fully franked dividends 

Sundry items 

Effect of different rates of tax on overseas income and exchange rate  
differences 

Total adjustments 

Total income tax reported in the Income Statement 

Effective income tax rate (%) 

- 

11,125 

3,174 

(1,086) 

196 

712 

(201) 

455 

(5,322) 

- 

(642) 

(571) 

(993) 

(51) 

(15,240) 

(19,569) 

322,564 

28.28% 

- 

(76) 

129 

1,931 

(2,445) 

105 

(13,196) 

(189) 

(334) 

266 

(771) 

(74) 

(15,546) 

(19,075) 

335,684 

28.39% 

 100 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

5 

Income Tax (continued) 

Tax consolidation 
Harvey Norman Holdings Limited (HNHL) and its 100% owned Australian resident subsidiaries are members of a tax consolidated group. 
HNHL is the head entity of the tax consolidated group.  Members of the group have entered into a tax sharing agreement which  
provides for the allocation of income tax liabilities between the entities, should the head entity default on its tax payment obligations. At 
the balance date, the possibility of a default is remote. 

Wholly-owned companies of the tax consolidated group have entered into a tax funding agreement. The funding agreement provides for 
the allocation of current and deferred taxes on a modified standalone basis in accordance with the principles as outlined in UIG  
Interpretation 1052 Tax Consolidation Accounting.  The allocation of taxes under the tax funding agreement is recognised as an  
increase or a decrease in the inter-company accounts of the subsidiaries with the tax consolidated head entity. 

(d) Deferred income tax assets and liabilities: 

Deferred income tax at 30 June relates to the following: 

Deferred tax liabilities: 

STATEMENT OF FINANCIAL 
POSITION 

DEFERRED TAX EXPENSES in 
the INCOME STATEMENT 

June 2022 
$000 

June 2021 
$000 

June 2022 
$000 

June 2021 
$000 

Revaluations of freehold investment properties to fair value 

(296,796) 

(233,220) 

63,442 

40,892 

Revaluations of owner-occupied land and buildings to fair value 

(45,325) 

(45,125) 

- 

- 

Non-allowable building depreciation in respect of properties in New 
Zealand 

Reversal of building depreciation expense for freehold investment 
properties  

Research and development 

Other items 

Total deferred tax liabilities  

Deferred tax assets: 

Employee provisions 

Unused tax losses and tax credits 

Right-of-use assets and lease liabilities 

Capital losses 

Other provisions 

Provisions for lease makegood 

Provision for executive remuneration 

Revaluations of owner-occupied land and buildings to fair value 

- 

- 

(1,924) 

(760) 

(144,842) 

(130,307) 

14,388 

13,969 

(2,973) 

(13,548) 

(1,969) 

(1,731) 

(10,831) 

(8,455) 

2,053 

3,795 

(500,767) 

(430,655) 

11,354 

8,033 

24,452 

8,836 

7,178 

511 

946 

550 

10,904 

8,875 

19,146 

9,188 

7,416 

440 

968 

1,527 

(474) 

497 

(5,172) 

300 

238 

(45) 

22 

- 

(1,221) 

(5,592) 

(1,702) 

300 

2,275 

(61) 

(146) 

- 

Total deferred tax assets* 

61,860 

58,464  5

Total deferred tax  

(438,907) 

(372,191)  5

71,356 

50,018 

* Of the total deferred tax assets of $61.86 million (30 Jun 2021: $58.46 million), $53.96 million (30 June 2021: $49.72 million) was 
offset with the deferred tax liabilities in accordance with the deferred income tax accounting policy outlined on page 102. 

The consolidated entity has not recognised deferred tax assets relating to tax losses of $97.64 million (2021: $88.71 million) which 
are available for offset against taxable profits of the companies in which the losses arose.  At 30 June 2022, no deferred tax liability 
has been recognised (2021: nil) in respect of the unremitted earnings of certain subsidiaries, associates or joint ventures. 

ANNUAL REPORT JUNE 2022 

 101 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

5 

Income Tax (continued) 

Current income tax 
Current income tax assets and liabilities are measured at the amount expected to the be recovered from or paid to the taxation  
authorities. The tax rates and tax laws used to compute the amount are those that are enacted or substantively enacted at the reporting 
date in the countries where the consolidated entity operates and generates taxable income.  Current income tax relating to items  
recognised directly in equity are recognised in equity, and not in the income statement. 

Deferred income tax 
Deferred tax is provided using the liability method on temporary differences between the tax bases of assets and liabilities and their 
carrying amounts for financial reporting purposes at the reporting date.  Deferred tax assets and liabilities are measured at the tax rates 
that are expected to apply in the year when the asset is realised or the liability is settled, based on tax rates and tax laws that have been 
enacted or substantively enacted at the reporting date.  Deferred tax assets and deferred tax liabilities are offset only if a legally  
enforceable right exists to set off current tax assets against current tax liabilities, and the deferred tax assets and liabilities relate to the 
same taxable entity and the same taxation authority.  Deferred tax items recognised outside the income statement are recognised in 
correlation to the underlying transaction either in other comprehensive income or directly in equity.   

Deferred tax assets are recognised for all deductible temporary differences, the carry forward of unused tax credits and unused tax  
losses, to the extent that it is probable that taxable profit will be available against which the deductible temporary differences and the 
carry forward of unused tax credits and unused tax losses can be utilised.  The carrying amount of deferred tax assets are reviewed at 
each reporting date and reduced to the extent that it is no longer probable that sufficient taxable profit will be available to allow all, or 
part of, the deferred tax asset to be utilised.  

Deferred tax assets and liabilities are not recognised if temporary differences arise from the initial recognition of an asset or liability in a 
transaction that is not a business combination and, at the time of the transaction, affects neither the accounting profit nor taxable profit 
or loss.  

Unrecognised deferred tax assets are reassessed at each reporting date and recognised to the extent that it has become probable that 
future taxable profit will allow the deferred tax asset to be recovered.  

Recovery of deferred tax assets 
Deferred tax assets are recognised for deductible temporary differences as the consolidated entity considers that it is probable that 
future taxable profit will be available to utilise those temporary differences.  Deferred tax assets are recognised for unused tax losses to 
the extent that it is probable that future taxable profit will be available against which the losses can be utilised.  Significant judgement is 
required to determine the amount of deferred tax assets that can be recognised, based upon the likely timing and the level of future 
taxable profits.    

 102 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

6  Earnings Per Share 

Basic earnings per share (cents per share) 

Diluted earnings per share (cents per share) 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

65.13c 

65.04c 

The following reflects the income and number of HVN shares used in the calculation of basic and diluted earnings per share:  

Profit after tax 

Less: Profit after tax attributable to non-controlling interests 

Profit after tax attributable to owners of the parent 

817,879 

(6,352) 

811,527 

67.53c 

67.45c 

846,845 

(5,431) 

841,414 

NUMBER OF SHARES 

June 2022 
Number 

June 2021 
Number 

Weighted average number of ordinary shares used in calculating basic 
earnings per share (a) 

1,246,006,654 

1,246,006,654 

Effect of dilutive securities (b) 

1,738,851 

1,413,644 

Adjusted weighted average number of ordinary shares used in  
calculating diluted earnings per share 

(a)  Weighted Average Number of Ordinary Shares 

1,247,745,505 

1,247,420,298 

No new shares issued during the current year, the weighted average number of ordinary shares used in calculating basic earn-
ings per share for the 2022 financial year was the number of shares on issue as at 30 June 2022. 

(b) 

Effect of Dilutive Securities  

Performance rights pursuant to Tranche FY19, Tranche FY20, Tranche FY21 and Tranche FY22 of the 2016 LTI Plan that have 
been granted to Executive Directors have been included in the calculation of dilutive earnings per share.   Refer to Table 4.   
Performance Rights of Key Management Personnel for the Year Ended 30 June 2022 on page 57 of this report for further  
information.   

There have been no conversions to, calls of, or subscriptions for ordinary shares or issues of potential ordinary shares since the 
reporting date.   

Basic EPS is calculated as net profit attributable to members, adjusted to exclude costs of servicing equity (other than dividends),  
divided by the weighted average number of ordinary shares, adjusted for any bonus elements. 

Diluted EPS is calculated as net profit attributable to members, adjusted for: 
• 
• 

Costs of servicing equity (other than dividends); 

The after tax effect of dividends and interest associated with dilutive potential ordinary shares that have been recognised as 
expenses; and 

• 

Other non-discretionary changes in revenues or expenses during the year that would result from the dilution of potential shares, 
divided by the weighted average number of ordinary shares and dilutive potential ordinary shares, adjusted for any bonus  
element. 

ANNUAL REPORT JUNE 2022 

 103 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

7  Trade and Other Receivables  

Current 

Receivables from franchisees  

Trade receivables (a) 

Consumer finance loans (b) 

Allowance for expected credit loss (a) (b) 

Trade receivables, net 

Amounts receivable in respect of finance leases (c) 

Non-trade debts receivable from (d): 

- Related parties (including joint ventures and joint venture partners) 

- Unrelated parties 

Allowance for expected credit loss (d) 

Non-trade debts receivable, net 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

892,917 

119,099 

2,669 

(3,493) 

118,275 

3,155 

4,407 

46,676 

(126) 

50,957 

793,228 

78,917 

2,094 

(3,578) 

77,433 

3,206 

1,824 

13,738 

(228) 

15,334 

Total trade and other receivables (current) 

1,065,304 

889,201 

Non-Current 

Trade receivables (a) 

Consumer finance loans (b) 

Allowance for expected credit loss (a) (b) 

Trade receivables, net 

Amounts receivable in respect of finance leases (c) 

Non-trade debts receivable from (d): 

- Related parties (including joint ventures and joint venture partners) 

- Unrelated parties 

Allowance for expected credit loss (d) 

Non-trade debts receivable, net 

Total trade and other receivables (non-current) 

7,087 

570 

(5) 

7,652 

537 

46,345 

19,628 

(20,668) 

45,305 

53,494 

6,703 

441 

(3) 

7,141 

713 

56,022 

29,352 

(20,668) 

64,706 

72,560 

Trade and other receivables 

Trade and other receivables are classified, at initial recognition, and subsequently measured at amortised cost if both of the following 
conditions are met: 
• 

The financial asset is held within a business model with the objective to hold financial assets in order to collect contractual  
cashflows, and 

• 

The contractual terms of the financial asset give rise on specific dates to cash flows that are solely payments of principal and 
interest on the principal amount outstanding. 

Financial assets at amortised cost are subsequently subjected to an expected credit loss assessment.  Gains or losses are recognised in 
the income statement when the asset is derecognised, modified or impaired.  The financial assets at amortised cost of the consolidated 
entity includes receivables from franchisees, trade receivables, consumer finance loans, non-trade debts receivable from related entities 
and unrelated entities and finance lease receivables. 

 104 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

7  Trade and Other Receivables (continued) 

Allowance for expected credit losses 
The consolidated entity recognises an allowance for expected credit losses (ECLs) for financial assets measured at amortised cost.  ECLs 
are based on the difference between the contractual cash flows due in accordance with the contract and all the cash flows that the  
consolidated entity expects to receive, discounted at an approximation of the original effective interest rate.  The expected cash flows 
will include cash flows from the sale of collateral held or other credit enhancements that are integral to the contractual terms. 

For receivables from franchisees, consumer finance loans and non-trade debts receivable from related entities and unrelated entities, 
the consolidated entity applies the general approach, as prescribed in AASB 9 Financial Instruments, in calculating ECLs.  For trade  
receivables and finance leases, the consolidated entity applies the simplified approach, as prescribed in AASB 9, in calculating ECLs.  
The consolidated entity has established a provision matrix that is based on its historical credit loss experience, adjusted for forward-
looking factors specific to the debtors and the economic environment.  

Receivables from franchisees 
Derni Pty Limited (Derni), a wholly-owned subsidiary of Harvey Norman Holdings Limited (HNHL), may, at the request of a  
franchisee, provide financial accommodation in the form of a revolving line of credit, to that franchisee.  The repayment of the indebted-
ness of that franchisee to Derni is secured by a security interest over all present and after-acquired property of that franchisee, pursuant 
to a General Security Deed (GSD). 

The receivables from franchisees balance of $892.92 million as at 30 June 2022 (2021: $793.23 million) comprises the aggregate of the 
balances due from each franchisee to Derni, and is net of any uncollectible amounts.  The indebtedness of each franchisee to Derni is 
reduced on a daily basis by an electronic funds transfer process.  Each franchisee directs the financial institution of that franchisee to 
transfer the net cash receipts in the bank account of the franchisee to Derni, in reduction of outstanding indebtedness.   

Receivables from franchisees have been measured at amortised cost.  The consolidated entity has performed an assessment of the fran-
chisee receivables and has calculated the expected credit loss by applying the general approach for provisioning for expected credit 
losses prescribed by AASB 9.  The expected credit loss assessment was conducted on the carrying value of franchisee receivables as at 
30 June 2022 totalling $892.92 million (2021: $793.23 million).  Based on the assessment, receivables from franchisees are current 
and neither past due nor impaired as at 30 June 2022. 

(a) 

Trade receivables and allowance for expected credit loss 

Trade receivables are non-interest bearing and are generally on 30-day terms.  An allowance has been made for estimated  
unrecoverable trade receivable amounts arising from the past sale of goods and rendering of services when there is objective 
evidence that an individual trade receivable is impaired.  An impairment loss of $0.56 million (2021: $0.25 million) has been  
recognised by the consolidated entity in the current year for trade receivables.  This amount has been included in the other  
expenses line item in the Income Statement. 

The ageing analysis of current and non-current trade receivables is as follows: 
• 

• 

• 

$102.24 million of the trade receivables balance as at 30 June 2022 (2021: $72.08 million) are neither past due nor  
impaired.  It is expected that these balances will be collected by the consolidated entity on, or prior to, the due date. 
$20.48 million of the trade receivables balance as at 30 June 2022 (2021: $9.98 million) are past due but not impaired as 
there has not been a significant change in credit quality and the consolidated entity believes that the amounts are still 
considered recoverable.  The consolidated entity does not hold any collateral over these balances as at 30 June 2022 
(2021: nil).  
$3.47 million of the trade receivables balance as at 30 June 2022 (2021: $3.56 million) are past due and impaired, and 
have been provided for in full as at balance date. 

Past due but not impaired 

Past due and impaired 

Ageing  
Analysis 

2022 ($000) 

2021 ($000) 

Neither past 
due or  
impaired 

31-60 
Days 

61-90 
Days 

+90  
Days 

31-60 
Days 

61-90 
Days 

+90  
Days 

Total 

102,238 

8,525 

2,307 

9,647 

72,077 

2,629 

2,193 

5,161 

244 

507 

129 

246 

3,096 

2,807 

126,186 

85,620 

ANNUAL REPORT JUNE 2022 

 105 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

7  Trade and Other Receivables (continued) 

Reconciled to: 

Trade receivables (Current) 

Trade receivables (Non-current) 

Total trade receivables 

Movement in the allowance for expected credit loss for trade receivables were as follows: 

At 1 July  

Charge for the year 

Foreign exchange translation 

Amounts written off 

At 30 June 

(b)        Consumer finance loans and allowance for expected credit loss 

119,099 

7,087 

126,186 

3,560 

561 

(35) 

(617) 

3,469 

78,917 

6,703 

85,620 

3,697 

254 

(16) 

(375) 

3,560 

The consumer finance loans are non-interest bearing and are generally on 6 to 48 months interest-free terms.  The ageing analysis 
of current and non-current consumer finance loans is as follows: 
• 

$1.05 million of the consumer finance loans at 30 June 2022 (2021: $0.86 million) are neither past due nor impaired.  It is 
expected that these balances will be collected by the consolidated entity on, or prior to, the due date.   
If a customer has missed a repayment in a consumer finance loan, the remaining balance of the consumer finance loan is 
treated as past due.  $2.16 million of the consumer finance loans balance as at 30 June 2022 (2021: $1.66 million) are past 
due but not impaired.  The consolidated entity does not hold any collateral over these balances and believes that these 
amounts will be recovered.  
$0.03 million of the consumer finance loans at 30 June 2022 (2021: $0.02 million) are past due and impaired, and have 
been provided for in full as at balance date. 

• 

• 

Ageing  
Analysis 

2022 ($000) 

2021 ($000) 

Past due but not impaired 

Past due and impaired 

Neither past 
due or  
impaired 

31-60 
Days 

61-90 
Days 

+90  
Days 

31-60 
Days 

61-90 
Days 

+90  
Days 

Total 

1,053 

858 

605 

393 

523 

297 

1,029 

966 

- 

- 

- 

- 

29 

21 

3,239 

2,535 

Reconciled to: 

Consumer finance loans (Current) 

Consumer finance loans (Non-current) 

Total consumer finance loans 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

2,669 

570 

3,239 

Movement in the allowance for expected credit loss for consumer finance loans were as follows: 

At 1 July  

Charge for the year 

Amounts written off 

At 30 June 

21 

8 

- 

29 

 106 

ANNUAL REPORT JUNE 2022 

2,094 

441 

2,535 

23 

- 

(2) 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

7  Trade and Other Receivables (continued) 

(c)           Finance lease receivables and allowance for expected credit loss  

Finance lease receivables are reconciled as follows: 

Aggregate of minimum lease payments and guaranteed residual values: 

Not later than one year 

Later than one year but not later than five years 

Future finance revenue: 

Not later than one year 

Later than one year but not later than five years 

Reconciled to: 

Amounts receivable in respect of finance leases (current) 

Amounts receivable in respect of finance leases (non-current) 

Total finance lease receivables 

3,264 

594 

3,858 

(109) 

(57) 

3,692 

3,155 

537 

3,692 

3,365 

758 

4,123 

(135) 

(69) 

3,919 

3,230 

689 

3,919 

The consolidated entity offers finance lease arrangements as part of the consumer finance business.  Finance leases are offered in 
respect of motor vehicles and livestock with lease terms not exceeding 4 years.  All finance leases are at fixed rates for the term of 
the lease.  An expected credit loss allowance is made for estimated unrecoverable finance lease receivable amounts.  No  
expected credit loss was recognised in the 2022 financial year (2021: nil).   

The ageing analysis of current and non-current finance lease receivables is as follows: 
• 

$0.97 million of the finance lease receivable balance as at 30 June 2022 (2021: $1.20 million) are neither past due nor  
impaired.  
$2.72 million of the finance lease receivable balance as at 30 June 2022 (2021: $2.72 million) are past due but not  
impaired.  These receivables are subject to regular monitoring to ensure that they are recoverable.  As at balance date, 
there were no events that required the consolidated entity to sell or re-pledge the secured leased assets. 
There was no finance lease receivable balance as at 30 June 2022 that was past due and impaired (2021: nil).   

• 

• 

(d)         Non-trade debts receivable and allowance for expected credit loss 

Non-trade debts receivable are generally interest-bearing and are normally payable at call.  The aggregate balance of current and 
non-current non-trade debts receivable as at 30 June 2022 was $117.06 million (2021: $100.94 million) as follows:   
• 

$78.06 million of the non-trade debts receivable balance as at 30 June 2022 (2021: $54.15 million) are neither past due 
nor impaired.  It is expected that these balances will be collected by the consolidated entity on, or prior to, the due date.   
$18.20 million of the non-trade debts receivable balance as at 30 June 2022 (2021: $25.89 million) are past due but not 
impaired.  These receivables are subject to regular monitoring and periodic impairment testing to ensure that they are 
recoverable.   
$20.79 million of the non-trade debts receivable balance as at 30 June 2022 (2021: $20.90 million) are past due and  
impaired, and have been provided for in full as at balance date. 

• 

• 

Ageing  
Analysis 

2022 ($000) 

2021 ($000) 

Neither past 
due or  
impaired 

78,062 

54,150 

Past due but not impaired 

Past due and impaired 

31-60 
Days 

61-90 
Days 

+90  
Days 

31-60 
Days 

61-90 
Days 

+90  
Days 

Total 

- 

- 

- 

- 

18,200 

25,890 

- 

- 

- 

- 

20,794 

20,896 

117,056 

100,936 

ANNUAL REPORT JUNE 2022 

 107 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

7  Trade and Other Receivables (continued) 

(d)         Non-trade debts receivable and allowance for expected credit loss  (continued) 

Reconciled to: 

Non-trade debts receivable (current) 

Non-trade debts receivable (non-current) 

Total non-trade debts receivables 

51,083 

65,973 

117,056 

Movement in the allowance for expected credit loss for non-trade debts receivable were as follows:  

At 1 July 

Charge for the year  

Reversal during the year (i)  

Utilisation of allowance for expected credit loss  

At 30 June  

20,896 

134 

- 

(236) 

20,794 

15,562 

85,374 

100,936 

29,162 

35 

(8,000) 

(301) 

20,896 

(i) 

Non-trade debts receivable from mining camp joint venture: 

The consolidated entity has non-trade debts receivable from the mining camp joint ventures totalling $25.16 million (2021: 
$30.69 million) in aggregate as at 30 June 2022.   The recoverable amount of non-trade receivable from the mining camp joint 
ventures was assessed during the year.  No impairment reversal or loss was recognised in the current year (2021: impairment  
reversal of $8.00 million).  The total balance of the allowance for expected credit loss as at 30 June 2022 relating to non-trade 
receivables from the mining camp joint ventures was $3.23 million (2021: $3.23 million). 

Allowance for expected credit loss of these non-trade receivables have been determined based on the present value of estimated 
cash flow projections as at 30 June 2022 for a five-year period, based on financial budgets and the assets held as security.  The 
effective interest rate applied to the cash flow projections was 7.5%.  Cash flow projections were limited to five years due to the 
inherent risks associated with the mining industry.  

Each of the key assumptions in the impairment assessment were subject to significant accounting estimates and assumptions 
about future economic conditions and its impact on the ongoing trading performance of the mining camp joint ventures and the 
possible commencement of future projects which are currently out to tender.  Judgement has been made, based on available 
information, to each of these variables to assess the recoverable amount of the non-trade receivables as at balance date. 

 108 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

8  Other Financial Assets 

Current 

Equity investments at fair value through profit or loss 

Derivatives receivable 

Total other financial assets (current) 

Non-Current 

Equity investments at fair value through profit or loss 

Equity investments at fair value through other comprehensive income  

Units in unit trusts 

Other non-current financial assets 

Total other financial assets (non-current) 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

- 

346 

346 

30,796 

25,095 

414 

4,768 

61,073 

41,281 

95 

41,376 

- 

28,046 

414 

4,623 

33,083 

During FY22, the consolidated entity reclassified the equity investments at fair value through profit or loss from current to non- 
current financial assets.  

Financial assets at fair value through profit or loss 
Financial assets at fair value through profit or loss include listed shares held for trading and derivative receivables.  Financial assets are 
classified as held for trading if they are acquired for the purpose of selling or repurchasing in the near term.  Derivatives are also  
classified as held for trading unless they are designated as effective hedging instruments.  Financial assets at fair value through profit or 
loss are carried in the statement of financial position at fair value with net changes in fair value recognised in the income statement.   

Financial assets at fair value through other comprehensive income (OCI) (equity instruments) 
Upon initial recognition, the consolidated entity can elect to classify irrevocably its equity investments as equity instruments designated 
at fair value through OCI when they meet the definition of equity under AASB 132 Financial Instruments: Presentation and are not held 
for trading.  The classification is determined on an instrument-by-instrument basis.  Gains and losses on these financial assets are not 
recycled to the income statement.  Dividends are recognised as other income in the income statement when the right of payment has 
been established.  Equity instruments designated at fair value through OCI are not subject to an impairment assessment.  

9 

Inventories (Current) 

Finished goods at cost 

Provision for obsolescence 

Total inventories (current) 

534,386 

(10,112) 

524,274 

490,015 

(10,922) 

479,093 

During the year, the Company revised its accounting policy in relation to the costs an entity includes as the ‘estimated costs necessary to 
make the sale’ when determining the net realisable value of inventories.  This is in response to the IFRIC agenda decision which clarifies 
that such costs are not limited to only those that are incremental.  The new accounting policy is presented below.  

Inventories are stated at the lower of cost and net realisable value.  Cost comprises direct materials and, where applicable, direct labour 
costs and those overheads that have been incurred in bringing the inventories to their present location and condition.  Cost is calculated 
using the weighted average cost method.  Net realisable value represents the estimated selling price in the ordinary course of business 
less all estimated costs of completion and all costs to be incurred in marketing, selling and distribution.  

ANNUAL REPORT JUNE 2022 

 109 

 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

10  Other Assets (Current) 

Prepayments 

Other current assets 

Total other assets (current) 

11  Intangible Assets  

Current 

Net licence property (current) 

Non-Current 

Net licence property 

Other intangible assets 

Computer software: 

At cost 

Accumulated amortisation and impairment 

Net computer software 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

52,551 

2,808 

55,359 

280 

1,817 

66 

247,628 

(191,091) 

56,537 

36,803 

2,752 

39,555 

258 

1,981 

90 

232,571 

(170,974) 

61,597 

Total net intangible assets (non-current) 

58,420 

63,668 

Reconciliation of non-current computer software is as follows: 

Opening balance 

Additions 

Disposals 

Amortisation 

Net foreign currency differences arising from foreign operations 

Net computer  software (non-current) 

61,597 

15,876 

(384) 

(20,778) 

226 

56,537 

60,353 

20,791 

(36) 

(19,777) 

266 

61,597 

 110 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

11  Intangible Assets (continued) 

Intangible assets  
Intangible assets, consisting of capitalised computer software assets, capitalised development expenditure and licence property are 
carried at cost less any accumulated amortisation and accumulated impairment losses.  Intangible assets are amortised on a straight line 
basis over their estimated useful lives, but not greater than a period of eight and a half (8.5) years.   

During the year, the consolidated entity revised its accounting policy in relation to upfront configuration and customisation costs  
incurred in implementing SaaS arrangements in response to the IFRIC agenda decision clarifying its interpretation of how current ac-
counting standards apply to these types of arrangements.  The new accounting policy is presented below.  

SaaS arrangements are service contracts providing the consolidated entity with the right to access the cloud provider’s application soft-
ware over the contract period.  Costs incurred to configure or customise, and the ongoing fees to obtain access to the cloud provider's 
application software, are recognised as operating expenses when the services are received.   Some of these costs incurred are for the 
development of software code that enhances or modifies, or creates additional capability to, existing on-premise systems and meets 
the definition of and recognition criteria for an intangible asset.  These costs are recognised as intangible software assets and amortised 
over the useful life of the software on a straight-line basis.   

Intangible assets are tested for impairment where there are any indicators of impairment, either individually or at the cash generating 
unit level.  Useful lives are also examined on an annual basis and adjustments, where applicable, are made on a prospective basis.  The 
amortisation expense on intangible assets with finite lives are recognised in the income statement in the expense category consistent 
with the function of the intangible asset.   

Gain or loss arising from the derecognition of an intangible asset is measured as the difference between the net disposal proceeds and 
the carrying amount of the intangible asset, and is recognised in the income statement when the intangible asset is derecognised. 

12  Property, Plant and Equipment 

Land at fair value 

Buildings at fair value 

Land and buildings at fair value (a) 

Plant and equipment: 

At cost 

Accumulated depreciation 

Net plant and equipment 

Total property, plant and equipment: 

Land and buildings at fair value 

Plant and equipment at cost 

Total property, plant and equipment 

Accumulated depreciation  

Total written down amount of property, plant and equipment 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

219,802 

274,319 

494,121 

836,313 

(551,217) 

285,096 

494,121 

836,313 

1,330,434 

(551,217) 

779,217 

185,916 

265,173 

451,089 

798,335 

(519,577) 

278,758 

451,089 

798,335 

1,249,424 

(519,577) 

729,847 

ANNUAL REPORT JUNE 2022 

 111 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

12  Property, Plant and Equipment (continued) 

Reconciliation of the carrying amounts of property, plant & equipment were as follows: 

Land at fair value  

Opening balance 

Additions 

Increase resulting from revaluation 

Net foreign currency differences arising from foreign operations 

Closing balance 

Buildings at fair value  

Opening balance 

Additions 

Disposals 

Increase resulting from revaluation 

Depreciation for the year 

Net foreign currency differences arising from foreign operations 

Closing balance 

Net land and buildings at fair value (a) 

185,916 

10,613 

28,516 

(5,243) 

219,802 

265,173 

12,353 

- 

14,699 

(10,131) 

(7,775) 

274,319 

494,121 

150,235 

1,685 

35,910 

(1,914) 

185,916 

252,681 

3,222 

(646) 

21,938 

(9,210) 

(2,812) 

265,173 

451,089 

(a) The net book value of land and buildings (other than land and buildings classified as freehold investment properties) would have 
been $201.22 million (2021: $191.43 million) if measured on a historical cost basis. 

Plant and equipment at cost: 

Opening balance 

Additions 

Disposals 

Transfers  from other asset categories 

Net foreign currency differences arising from foreign operations 

Closing balance 

Plant and equipment accumulated depreciation: 

Opening balance 

Depreciation for the year 

Disposals 

Transfers  from other asset categories 

Net foreign currency differences arising from foreign operations 

Closing balance 

Net book value plant and equipment 

Total written down amount of property, plant and equipment 

798,335 

73,616 

(39,620) 

9,732 

(5,750) 

836,313 

519,577 

58,896 

(31,383) 

8,102 

(3,975) 

551,217 

285,096 

779,217 

837,764 

83,776 

(115,390) 

- 

(7,815) 

798,335 

577,791 

57,838 

(110,938) 

- 

(5,114) 

519,577 

278,758 

729,847 

 112 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

12  Property, Plant and Equipment (continued) 

Freehold owner-occupied properties 
Following initial recognition at cost, owner-occupied land and buildings are carried at fair value less any subsequent accumulated  
depreciation and accumulated impairment losses.  Depreciation is calculated on a straight-line basis over the estimated useful life of the 
asset as follows: 
• 
• 

Land – not depreciated 

Buildings – 20 to 40 years 

Any revaluation surplus is recorded in other comprehensive income and credited to the asset revaluation reserve in equity.  However, to 
the extent that it reverses a revaluation decrease of the same asset previously recognised in the income statement, the increase is  
recognised in the income statement.  Any revaluation deficit is recognised in the income statement, except to the extent that it offsets a 
previous surplus of the same asset in the asset revaluation reserve.  Any accumulated depreciation as at revaluation date is eliminated 
against the gross carrying amount of the asset and the net amount is restated to the fair value of the asset.  Valuations are performed 
with sufficient regularity to ensure that the carrying amount does not differ materially from the fair value of the asset at the balance date.  

Plant and equipment assets 
Plant and equipment assets are recognised at historical cost less accumulated depreciation and any accumulated impairment losses.  
Depreciation is calculated on a straight-line basis over the estimated useful life of the plant and equipment assets (3 to 20 years).  The 
residual values, useful lives and amortisation methods of plant and equipment assets are reviewed, and adjusted if appropriate, at each 
financial year end.   

Derecognition and disposal 
An item of property, plant and equipment is derecognised upon disposal or when no future economic benefits are expected from its 
use or disposal.  Any gain or loss arising on derecognition of the asset (calculated as the difference between the net disposal proceeds 
and the carrying amount of the item) is included in the income statement when the asset is derecognised. 

Valuation of freehold owner-occupied properties 
The consolidated entity values land and buildings at fair value.  Fair value is determined by reference to market-based evidence, which is 
the amount for which the assets could be exchanged between a knowledgeable, willing buyer and a knowledgeable, willing seller in an 
arm’s length transaction as at the valuation date.   

The Board of Directors make an assessment of the fair value of each freehold owner-occupied property as at balance date.  This  
assessment is informed by:  
• 

the information and advice contained in the last independent external valuation report for that property prepared by an external 
professionally qualified valuer who holds a recognised relevant professional qualification and has specialised expertise in the 
property being valued (Independent Valuer); 

• 
• 
• 

the information and advice in the last internal valuation report for that property; 

the last management review for that property; and  

other information and professional or expert advice given or prepared by reliable and competent persons in relation to that 
property. 

Independent External Valuations 
From 1 January 2020, the entire freehold owner-occupied property portfolio is being independently valued by an Independent Valuer 
at least once every two (2) years. 

Internal Valuation and Reviews 
Freehold owner-occupied properties not independently externally valued as at balance date are subject to an internal valuation or a 
management review, performed by persons qualified by relevant education, training or experience.  The key assumptions used to  
determine the fair value of freehold owner-occupied properties, and the relevant sensitivity analysis, are disclosed in Note 12(b) and 
Note 12(c).  

ANNUAL REPORT JUNE 2022 

 113 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

12  Property, Plant and Equipment (continued) 

(a)        Reconciliation of owner occupied properties—land and building at fair value 

New Zealand  

Slovenia  

Singapore  

Ireland 

Australia 

Total  

Retail 
$000 

Warehouse 
$000 

Retail 
$000 

Warehouse 
$000 

Office 
$000 

Retail 
$000 

Retail 
$000 

2022 
$000 

2021 
$000 

334,653 

5,184 

75,727 

1,684 

7,648 

15,823 

10,370 

451,089 

402,916 

11,981 

- 

24 

- 

- 

- 

26,143 

1,159 

7,402 

(7,658) 

(95) 

(1,921) 

232 

- 

- 

- 

- 

- 

5,255 

10,715 

14 

22,966 

4,905 

- 

- 

- 

- 

(645) 

3,256 

43,215 

57,849 

(18) 

(299) 

(140) 

(10,131) 

(9,210) 

(9,521) 

(157) 

(3,050) 

(69) 

418 

(639) 

- 

(13,018) 

(4,726) 

355,598 

6,115 

78,158 

1,847 

13,303 

25,600 

13,500 

494,121 

451,089 

Opening  
balance 

Additions 

Disposals 

Fair value  
adjustments 

Depreciation 
for the year 

Net foreign 
currency  
differences 

Closing  
balance 

(b)        Fair value measurement, valuation techniques and inputs 

Class of property 

Fair value 
hierarchy* 

Fair value 
30 June 2022 
$000 

Valuation Technique 

Key  
unobservable inputs 

2022 Range of  
unobservable 
inputs 

2021 Range of  
unobservable 
inputs  

Retail  

Level 3  

472,856 
(Jun-21: 436,573) 

Discounted cash flow 

Income capitalisation 

Terminal Yield 

3.1% - 7.8% 

3.1% - 7.8% 

Discount Rate 

4.0% - 8.0% 

4.0% - 8.5% 

Net market rent per sqm p.a 

$53 - $550 

$98 - $362 

Capitalisation Rate 

4.0% - 8.0% 

4.5% - 7.9% 

Direct sale comparison 

Price per sqm of lettable 

$10,235 

$7,621 

Warehouse 

Level 3  

7,962 
(Jun-21: 6,868 ) 

Discounted cash flow 

Terminal Yield 

Discount Rate 

Income Capitalisation 

Net market rent per sqm p.a 

Capitalisation Rate 

Office  

Level 3 

13,303 

(Jun-21: 7,648) 

Income capitalisation 

Discounted cash flow 

Terminal Yield 

Discount Rate 

Net market rent per sqm p.a 

Capitalisation Rate 

5.3% 

6.5% 

$111 

5.0% 

N/A 

N/A 

N/A 

N/A 

5.9% 

6.6% 

$98 

5.6% 

3.5% 

4.0% 

$215-$250 

3.3% 

Direct sale comparison 

Price per sqm of lettable  $12,101 - $16,030 

$7,266 - $9,026 

TOTAL 

494,121 
(Jun-21: 451,089) 

* Level 3 - fair value is estimated using inputs that are not based on observable market data.  

 114 

ANNUAL REPORT JUNE 2022 

 
 
 
 
  
 
  
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

12  Property, Plant and Equipment (continued) 

(b) 

Fair value measurement, valuation techniques  
and inputs (continued) 

The income capitalisation method of valuation was used for the 
valuation of retail and warehouse properties in New Zealand.  A 
discounted cash flow method was undertaken in respect of the 
same properties as a secondary method.  There were no  
material differences between the income capitalisation method 
result and the discounted cash flow method result.  The income  
capitalisation method of valuation was used for the valuation of 
one (1) retail owner-occupied property in Australia.  A direct 
sale comparison method was used for the same property as a 
secondary method.  There were no material differences  
between the income capitalisation method result and the direct 
sale comparison method result.  The income capitalisation 
method of valuation was used for the valuation of retail  
properties in Slovenia and one (1) retail property in Ireland.  
The direct sale comparison method was used for the valuation 
of the office properties in Singapore.     

The table on the previous page includes the following  
descriptions and definitions relating to valuation techniques 
and key unobservable inputs used in determining the fair value: 

Income capitalisation method 
Under the income capitalisation method, a property’s fair value 
is estimated using the current market rental value generated by 
the property, which is divided by the appropriate market  
capitalisation rate.  

Discounted cash flow (“DCF”) method 
Under the DCF method, a property’s fair value is estimated  
using explicit assumptions about the benefits and liabilities of 
ownership over the asset’s life, including terminal value.  This 
involves the projection of a series of cash flows and the  
application of an appropriate market-derived discount rate to 
establish the present value of the income stream. 

Direct sale comparison method 
Under the direct sale comparison method, a property’s fair  
value is estimated based on comparable transactions. The unit 
of comparison applied by the consolidated entity is the price 
per square metre. 

Net market rent 
Net market rent is the estimated amount for which a  
property or space within a property could lease between a  
willing lessor and a willing lessee on appropriate lease terms in 
an arm’s length transaction, after proper marketing and wherein 
the parties have each acted knowledgeably, prudently and 
without compulsion.  In addition, an allowance for recoveries of 
lease outgoings from tenants is made on a pro-rata basis 
(where applicable). 

Capitalisation rate 
The rate at which net market income is capitalised to  
determine the value of a property.  The rate is determined by 
reference to market evidence and independent external  
valuations received. 

Terminal yield 
The terminal yield used to convert income into an  
indication of the anticipated value of the property at the end of a 
given period when carrying out a discounted cash flow  
calculation.  The yield is determined by reference to market  
evidence and independent external valuations received. 

Discount rate 
Rate used to discount the net cash flows generated from rental 
activities during the period of analysis.  The rate is determined by 
reference to market evidence and independent external  
valuations received. 

Price per square metre 
Price per square metre is obtained based on recent transactions 
of similar properties around the vicinity.  Appropriate adjust-
ments are made between the comparables and the property to 
reflect the differences in size, tenure, location, condition and 
prevailing market conditions and all other  
relevant factors affecting its value.  

(c) Sensitivity information 

Key unobservable 
 inputs 

Impact on fair value 
for significant  
increase in input 

Impact on fair value 
for significant  
decrease in input 

Net market rent 

Increase 

Decrease 

Capitalisation rate 

Terminal yield 

Discount rate 

Decrease 

Decrease 

Decrease 

Increase 

Increase 

Increase 

Price per square metre 

Increase 

Decrease 

The net market rent of a property and the capitalisation rate are 
key inputs of the income capitalisation valuation method.  The 
income capitalisation valuation method incorporates a direct 
interrelationship between the net market rent of a property and 
its capitalisation rate.  This methodology involves assessing the 
total net market income generated by the  property and  
capitalising this in perpetuity to derive a capital value.  Significant 
increases (or decreases) in rental returns and rent growth per 
annum in isolation would result in a significantly higher (or lower) 
fair value of the properties.  There is an inverse relationship  
between the capitalisation rate and the fair value of properties.  
Significant increases (or decreases) in the capitalisation rate in 
isolation would result in a significantly lower (or higher) fair value 
of the properties.  The discount rate and terminal yield are key 
inputs of the discounted cash flow method.  The discounted cash 
flow method incorporates a direct interrelationship between the  
discount rate and the terminal yield as the discount rate applied 
will determine the rate in which the terminal value is discounted 
to present value.  Significant increases (or decreases) in the  
discount rate in isolation would result in a significantly lower (or 
higher) fair value.  Similarly, significant increases (or decreases) in 
the terminal yield in isolation would result in a significantly lower 
(or higher) fair value.  In general, an increase in the discount rate 
and a decrease in the terminal yield could potentially offset the 
impact on the fair value of the properties.  

ANNUAL REPORT JUNE 2022 

 115 

 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

12  Property, Plant and Equipment (continued) 

(d)       Highest and best use 
For all freehold owner-occupied properties that are measured at fair value, the current use of the property is considered its highest 
and best use.  

13  Property, Plant and Equipment: Right-Of-Use Assets (ROUA) 

CONSOLIDATED 

Leasehold 
properties:  
ROUA 
$000 

Plant and 
equipment: 
ROUA 
$000 

Total ROUA 
$000 

As at 1 July 2020 

New and modified leases 

Leases exited 

Depreciation 

Foreign currency 

As at 30 June 2021 

As at 1 July 2021 

New, modified and re-measured leases 

Leases exited 

Impairment  

Depreciation 

Foreign currency 

As at 30 June 2022 

(a)     The leasehold properties relate to leases of owner-occupied properties.  

Australia 

New Zealand 

Singapore & Malaysia 

Slovenia & Croatia 

Ireland & Northern Ireland 

Total lease liabilities of leases of owner occupied properties and plant and 
equipment assets 

509,220 

81,116 

(5,390) 

(60,788) 

(16,868) 

507,290 

507,290 

36,266 

(14,648) 

(2,148) 

(63,668) 

5,125 

468,217 

4,562 

1,490 

- 

(2,120) 

(55) 

3,877 

3,877 

2,652 

- 

- 

(2,202) 

(34) 

4,293 

513,782 

82,606 

(5,390) 

(62,908) 

(16,923) 

511,167 

511,167 

38,918 

(14,648) 

(2,148) 

(65,870) 

5,091 

472,510 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

25,792 

118,485 

218,386 

14,947 

94,900 

472,510 

30,181 

113,083 

244,163 

19,235 

104,505 

511,167 

Property, Plant and Equipment: Right-of-Assets 
The consolidated entity recognises right-of-use assets in respect of leases of property, plant and equipment at the commence-
ment date of the lease (i.e. the date the underlying asset is available for use).  The initial measurement of right-of-use assets  
includes the amount of lease liabilities recognised, initial direct costs incurred, and lease payments made at or before the  
commencement date, less any lease incentives received.  Right-of-use assets are subsequently measured at cost, less any  
accumulated depreciation and impairment losses, and adjusted for any re-measurement of lease liabilities.  The right-of-use 
assets are depreciated on a straight-line basis over the shorter of its estimated useful life or the lease term.  Right-of-use assets 
are subject to an impairment assessment under AASB 136 Impairment of Assets at each reporting date.  

 116 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

14  Investment Properties: Freehold 

Opening balance at beginning of the year, at fair value 

Net additions, disposals and transfers 

Net increase from fair value adjustments 

Closing balance at end of the year, at fair value 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

2,905,509 

111,020 

213,684 

3,230,213 

2,593,330 

171,805 

140,374 

2,905,509 

Below is a list of the top 20 freehold investment properties ranked in order of fair value as at 30 June 2022: 

Property 

Last independent 
valuation date 

Independent 
valuation at last 
valuation date  
($000) 

Fair value 
30 June 2022 
($000) 

Cap rate 
30 June 2022 
% 

Penrith Homemaker Centre — Harvey Norman® / Domayne® 

31 Dec 2021 

240,000  

241,263 

Springvale Homemaker Centre — Harvey Norman® / Domayne® 

30 Jun 2022 

      170,000  

170,000 

5.50% 

5.75% 

Maroochydore Homemaker Centre — Harvey Norman® /  
Domayne® / Joyce Mayne® 

30 Jun 2021 

        98,000  

103,600 

6.50% 

Watergardens Homeplace — Harvey Norman® (a) 

N/A 

 N/A  

102,546 

Alexandria Complex — Domayne® 

30 Jun 2022 

        81,200  

Toowoomba Centre Complex — Harvey Norman®  

31 Dec 2021 

        71,000  

Silverwater  Warehouse Complex 

31 Dec 2020 

        68,000  

The Cambridge Park Centre — Harvey Norman®  

31 Dec 2020 

        61,300  

Perth City West Complex — Harvey Norman® / Domayne® (b) 

30 Jun 2022 

        61,250  

Albury Homemaker Centre — Harvey Norman®  

30 Jun 2021 

        54,000  

Auburn Complex — Domayne® / Harvey Norman® 

30 Jun 2022 

        55,000  

Auburn Flagship Store Complex — Harvey Norman®  

30 Jun 2021 

        51,000  

Maribyrnong Complex — Harvey Norman®  

31 Dec 2020 

        50,000  

Rutherford (Maitland) Complex — Harvey Norman® / Domayne® 

31 Dec 2020 

        47,300  

Browns Plains Homemaker Centre — Harvey Norman®  

31 Dec 2020 

        46,000  

Devonport Homemaker Centre — Harvey Norman®  

31 Dec 2021 

        47,500  

Alexandria Harvey Norman Warehouse Complex 

31 Dec 2021 

Macgregor Homemaker Centre  — Harvey Norman® (c) 

N/A 

46,600 

N/A 

Munno Para Shopping City — Harvey Norman®  

31 Dec 2020 

        42,200  

Tweed Heads Homemakers Centre  — Harvey Norman®  

31 Dec 2021 

43,500 

81,200 

71,158 

71,000 

64,953 

61,250 

57,900 

55,000 

51,093 

50,156 

49,025 

47,561 

47,540 

46,722 

45,797 

44,119 

43,589 

N/A 

4.25% 

7.00% 

6.25% 

7.50% 

6.00% 

7.00% 

4.75% 

5.75% 

6.50% 

7.25% 

7.25% 

6.25% 

4.75% 

N/A 

7.25% 

6.50% 

TOTAL TOP 20 INVESTMENT PROPERTIES 

1,505,472* 

The fair value of the top 20 freehold investment properties amounted to $1.51 billion as at 30 June 2022, representing 46.6% of the 
total fair value of freehold investment properties of $3.23 billion.  The fair value of the remaining 117 freehold investment properties as 
at 30 June 2022 totalled $1.72 billion, representing 53.4% of the portfolio as at balance date.    

(a) 
(b) 
(c) 

The investment property was acquired in April 2021.  
Balances represent the consolidated entity’s 50% ownership interest in the investment property.  
The property is under construction and less than 75% complete.  No external valuation is required per valuation methodologies 
on page 118 of this report. 

*  The difference between the fair value of the freehold investment property as at 30 June 2022 and the independent valuation as at   
    the last valuation date mainly relates to Internal Valuations and Reviews and capital additions in respect of the freehold investment  
    property between the periods.   

ANNUAL REPORT JUNE 2022 

 117 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

14  Investment Properties: Freehold (continued) 

Valuation of Freehold Investment Properties 
Each freehold investment property, which is property held to 
earn rentals and/or for capital appreciation is initially measured 
at cost, including transaction costs, and subsequently valued at 
fair value.  Fair value is the price that would be received to sell 
an asset or paid to transfer a liability in an orderly transaction 
between market participants at the measurement date.  Gains 
and losses arising from changes in fair value of freehold  
investment properties are recognised in the income statement 
in the period in which they arise.  An investment property is  
derecognised when the property has been disposed of.  The 
difference between the net disposal proceeds and the carrying 
amount of the asset is recognised in the income statement in 
the period of derecognition.  

Each freehold investment property is the subject of a lease or 
licence in favour of independent third parties, including Harvey 
Norman®, Domayne® and Joyce Mayne® franchisees. 

Valuation Approach: 
The Board of Directors make an assessment of the fair value of 
each freehold investment property as at balance date.  This 
assessment is informed by: 
• 

the information and advice contained in the last  
independent external valuation report for that property 
prepared by an external, professionally qualified valuer 
who holds a recognised relevant professional  
qualification and has specialised expertise in the  
property being valued (Independent Valuer); 

• 

• 
• 

the information and advice contained in the last internal 
valuation report for that property (which was informed 
by the immediately preceding independent external 
valuation report for that property); 

the last management review for that property; and  

other information and professional or expert advice 
given or prepared by reliable and competent persons in 
relation to that property. 

• 

• 
• 
• 
• 

Internal Valuations and Reviews  
Freehold investment properties not independently externally 
valued as at balance date are subject to an internal valuation or 
a management review, performed by persons qualified by rele-
vant education, training or experience.  Each internal valuation 
and  management review is informed by the last independent 
external valuation and reliable market evidence.  For the cur-
rent year, thirteen (13) freehold investment properties had 
been affected by the same factors as the properties which had 
been independently externally valued.  As a consequence, in-
ternal valuations for these thirteen (13) properties were under-
taken to determine the effect of these factors. 

Valuation Methodologies: 
The large-format retail market in Australia continues to be a 
resilient and buoyant asset class providing an attractive return 
on investment relative to alternative asset classes since the 
commencement of the pandemic.  This has been underpinned 
by the strength of the Home & Lifestyle retail category  
throughout FY22 and robust sales volumes and historically low 
yields reported by the large-format property market.  Investor 
competitiveness for scarce, well-located large-format property 
investments, with strong national lease covenants and lease 
tenure, has also contributed to the increase in large-format 
retail values.  

The fair value in respect of each freehold investment property 
has been calculated primarily using the income capitalisation 
method of valuation, using the current market rental value, and 
having regard to, in respect of each property: 
• 
• 
• 
• 

the highest and best use of the property  

the age and condition of improvements  

the quality of construction  

recent market sales data in respect of comparable  
properties 

current market rental value, being the amount that 
could be exchanged between knowledgeable, willing 
parties in an arm’s length transaction  

the tenure of franchisees and external tenants  

adaptive reuse of buildings 

non-reliance on turnover rent 

other specific circumstances of the property  

Independent External Valuations 
The entire freehold investment property portfolio in Australia is  
valued by an Independent Valuer at least once every two (2) 
years on a rotational basis.   

For the 2022 financial year, sixty-eight (68) valuations of free-
hold investment properties were performed by an Independent 
Valuer: thirty-two (32) at 31 December 2021 and thirty-six (36) 
at 30 June 2022.  This represents a total of 49.6% of 
the number of freehold investment properties independently 
externally valued this year, and 52.2% in terms of the fair value 
of the freehold investment property portfolio in Australia  
subject to independent external valuation.      

As a secondary method, a discounted cash flow valuation or a 
direct sale comparison valuation is undertaken as a check  
method. 

The fair value of a freehold investment property under  
construction is determined using the income capitalisation 
method by estimating the fair value of the property as at the 
relevant completion date less the remaining costs to complete 
and allowances for associated risk.  As a secondary method, a  
discounted cash flow valuation is undertaken.  An internal  
valuation or management review is performed for any property 
less than 75% complete where there is an indication of a  
substantial change in the risks or benefits to warrant an earlier 
assessment.  Normally, the direct sale comparison method of 
valuation is used for properties held for future development.   

 118 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

14  Investment Properties: Freehold (continued) 

(a) Reconciliation of investment properties: freehold 

New Zealand   

Ireland 

Australia 

Total  

Retail 

$000 

Ware-
house 

Retail 

$000 

Retail 

Warehouse 

Office 

$000 

$000 

$000 

2022 

$000 

2021 

$000 

Opening balance 

6,501 

4,793 

-  2,599,604 

255,860 

38,751 

2,905,509 

2,593,330 

Additions 

Disposals 

Fair value adjustments* 

- 

- 

- 

- 

- 

- 

Depreciation for the year 

(43) 

(5) 

Net foreign currency differences 

(199) 

(148) 

28,970 

83,357 

2,970 

184 

115,481 

174,242 

- 

- 

- 

- 

(3,769) 

(297) 

- 

(4,066) 

(2,334) 

177,587 

31,692 

4,405 

213,684 

140,374 

- 

- 

- 

- 

- 

- 

(48) 

(347) 

(66) 

(37) 

Closing  balance 

6,259 

4,640 

28,970  2,856,779 

290,225 

43,340 

3,230,213 

2,905,509 

* Fair value adjustments totalling $213.68 million for the year ended 30 June 2022 are included in other income (2021: $140.37 million). 

(b) Fair value measurement, valuation techniques and inputs 

Class of  
property 

Fair value 
hierarchy* 

Fair value 
30 June 2022 
$000 

Valuation Technique 

Key  
unobservable inputs 

2022 Range of  
unobservable 
inputs 

2021 Range of  
unobservable 
inputs 

Retail  

Level 3  

Metropolitan = 1,755,018 
(Jun-21: 1,566,037) 
Regional = 1,136,990 
(Jun-21: 1,040,068) 
Total = 2,892,008 
(Jun-21: 2,606,105) 

Income capitalisation 

Discounted cash flow 

Capitalisation Rate 
-  Metropolitan 
-  Regional 

Terminal Yield 

Discount Rate 

4.3% - 9.3% 
5.8% - 9.3% 

4.0% - 8.0% 
6.5% - 9.8% 

4.5% - 9.0% 

4.1% - 9.8% 

5.0% - 9.0% 

5.0% - 9.8% 

Net market rent per sqm p.a 

$70 - $326 

$70 - $326 

Warehouse 

Level 3  

294,865 
(Jun-21: 260,653) 

Direct sale comparison  Price per sqm of lettable area 

$710 - $5,664 

$710 - $5,664 

Income Capitalisation 

Net market rent per sqm p.a 

$69 - $160 

$69 - $160 

Capitalisation Rate 

4.8% - 9.5% 

5.8% - 9.5% 

Discounted cash flow 

Terminal Yield 

Discount Rate 

5.0% - 7.0% 

6.0% - 8.3% 

5.5% - 7.3% 

6.3% - 8.5% 

Direct sale comparison  Price per sqm of lettable area 

$709 - $3,151 

$709 - $3,018 

Income capitalisation 

Net market rent per sqm p.a 

$115 - $233 

$115 - $385 

Capitalisation Rate 

6.5% - 8.0% 

7.0% - 8.8% 

Office  

Level 3 

43,340 
(Jun-21: 38,751) 

Discounted cash flow 

Terminal Yield 

Discount Rate 

6.5% 

7.0% 

7.3% 

7.0% 

Direct sale comparison  Price per sqm of lettable area 

$1,676 - $3,545 

$1,442 - $4,793 

TOTAL 

3,230,213 
(Jun-21: 2,905,509) 

* Level 3 - fair value is estimated using inputs that are not based on observable market data.  

ANNUAL REPORT JUNE 2022 

 119 

 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

14  Investment Properties: Freehold (continued) 

(b) Fair value measurement, valuation techniques and inputs (continued) 

The income capitalisation method of valuation was primarily used for the valuation of all Retail, Warehouse and Office investment  
properties in Australia and the Retail and Warehouse investment properties in New Zealand.  A discounted cash flow valuation or a  
direct sale comparison valuation was undertaken, excluding property for development in Australia, as a secondary method.  There  
were no material differences between the income capitalisation method result, the discounted cash flow method result and the direct 
sale comparison method result.  The descriptions and definitions relating to valuation techniques and key unobservable inputs used in 
determining the fair value of investment properties are the same as those for freehold owner-occupied properties detailed in  
Note 12(b). 

(c) Sensitivity information 

Key unobservable inputs 

Impact on fair value for  
significant increase in input 

Impact on fair value for  
significant decrease in input 

Net market rent 

Capitalisation rate 

Terminal Yield 

Discount rate 

Price per square metre 

Increase 

Decrease 

Decrease 

Decrease 

Increase 

Decrease 

Increase 

Increase 

Increase 

Decrease 

(d) Rent and outgoings received and operating expenses of investment properties 
Included in rent and outgoings received from franchisees and rent and outgoings received from other tenants as disclosed in Note 3. 
Revenues is rent and outgoings received from investment properties of $231.31 million for the year ended 30 June 2022 (2021: 
$223.15 million).  Operating expenses, including rates and taxes and repairs and maintenance, recognised in the income statement in 
relation to investment properties amounted to $55.43 million for the year ended 30 June 2022 (2021: $52.34 million). 

 120 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

15  Investment Properties (Leasehold): Right-Of-Use Assets 

Opening balance at beginning of the year, at fair value 

New and modified leases 

Leases exited 

Net decrease from fair value re-measurements 

Closing balance at end of the year, at fair value 

620,461 

151,728 

(9,031) 

(87,558) 

675,600 

621,903 

85,659 

(13,025) 

(74,076) 

620,461 

(a) Fair value measurement, valuation techniques and inputs 

Class of property 

Fair value 
hierarchy* 

Fair value 
30 June 2022 
$000 

Valuation 
Technique 

Key  
unobservable inputs 

2022 Range of  
unobservable inputs 

2021 Range of  
unobservable inputs 

Retail  

Level 3  

487,593 
(Jun-21: 469,623) 

Discounted 
cash flow 

Warehouse 

Level 3 

188,007 
(Jun-21: 150,838) 

Discounted 
cash flow 

TOTAL 

675,600 
(Jun-21: 620,461) 

Discount rate 

4.69% to 5.48% 

2.96% to 5.21% 

Market rental ranges: 
- Gross 
- Net 

$50—$575 per sqm 
$80—$265 per sqm 

$64—$851 per sqm 
$21—$453 per sqm 

Discount rate 

4.69% to 5.48% 

2.96% to 5.21% 

Market rental ranges: 
- Gross 
- Net 

$25-$750 per sqm 
$30-$190 per sqm 

$29-$500 per sqm 
$39-$300 per sqm 

* Level 3 - fair value is estimated using inputs that are not based on observable market data.  

(b) Sensitivity information 

Key unobservable inputs 

Discount rate 

Market rent ranges 

Impact on fair value for significant  
increase in input 

Impact on fair value for significant  
decrease in input 

Decrease 

Increase 

Increase 

Decrease 

(c) Rent and outgoings received and operating expenses of leasehold investment properties 
Included in rent and outgoings received from franchisees as disclosed in Note 3. Revenues is rent and outgoings received from 
leasehold investment properties of $117.53 million for the year ended 30 June 2022 (2021: $115.19 million).  Operating  
expenses, excluding interest on lease liabilities and fair value re-measurements on leasehold investment properties: ROU Assets, 
recognised in the income statement in relation to leasehold investment properties amounted to $27.73 million for the year ended 
30 June 2022 (2021: $24.42 million). 

ANNUAL REPORT JUNE 2022 

 121 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

15  Investment Properties (Leasehold): Right-Of-Use Assets (continued) 

Investment Properties (Leasehold): Right-Of-Use Assets  
Subsidiaries of Harvey Norman Holdings Limited (HNHL) enter into 
leases of properties in Australia (each a Leasehold Investment  
Property) with third party landlords.  After entry into a lease with an 
external landlord, the relevant subsidiary of HNHL grants a sub-lease or 
licence to a Harvey Norman®, Domayne® and Joyce Mayne®  
franchisee, to occupy an area of that Leasehold Investment Property. 

3) 

The adoption of AASB 16 Leases resulted in the recognition of a right-
of-use asset by the consolidated entity in respect of each subsidiary's 
right to use each Leasehold Investment Property for the respective 
lease term (each an IP Leasehold ROU Asset).  As each IP Leasehold 
ROU Asset meets the definition of investment property under AASB 
140 Investment Property, the consolidated entity is required to  
measure each IP Leasehold ROU Asset at fair value.  The consolidated 
entity has adopted the fair value model in AASB 140 and each IP 
Leasehold ROU Asset is measured at fair value.   

In respect of each lease of a Leasehold Investment Property, the  
present value of the lease payments is determined and carried as a 
lease liability and the fair value of the lessee's right to use the  
Leasehold Investment Property over the lease term is recorded as an IP 
Leasehold ROU Asset.  Gains or losses arising from re-measurement of 
the fair value of an IP Leasehold ROU Asset are included in the Income 
Statement of the consolidated entity as a fair value increment or  
decrement in the period in which they arise.   

Valuation of Investment Properties (Leasehold): Right-Of-Use Assets  
The directors make an assessment of the fair value of each IP  
Leasehold ROU Asset as at balance date.  Each IP Leasehold ROU  
Asset is reviewed at least every 6 months. This review is undertaken by 
persons qualified by relevant education, training or experience, with 
the assistance of qualified management.  As part of the review, an  
independent, professionally qualified valuer who holds a recognised 
relevant professional qualification and has relevant specialised  
expertise (Leasehold Independent Valuer) is engaged to provide  
independent verification of key observable inputs. 

The re-measurement of an IP Leasehold ROU Asset to fair  
value comprises the following: 
1) 

A reduction in the IP Leasehold ROU Asset to reflect the  
decrease in its future value due to the usage of the asset during 
the period, reflecting the passage of time and a reduction in 
remaining lease tenure.  This is recognised as a fair value  
decrement in the Income Statement.   
Re-measurement of the IP Leasehold ROU Asset at the  
prevailing discount rate as at the reporting date.  If the discount 
rate at the end of the period is higher than the discount rate at 
the beginning of the period, there will be a decrease in the value 

2) 

of the IP Leasehold ROU Asset and a corresponding fair value 
decrement is  recognised in the Income Statement.  If the  
discount rate at the end of the period is lower than the discount 
rate at the beginning of the period, there will be an increase in 
the value of the IP Leasehold ROU Asset and a corresponding 
fair value increment is recognised in the Income Statement.  The 
discount rate used is determined using market data, information 
on margins available to the consolidated entity, and other  
adjustments appropriate as at the reporting date.   
The Leasehold Independent Valuer provides independent  
verification of key observable inputs including the current market 
rent ranges, being the amount that could be exchanged  
between knowledgeable, willing parties in an arm’s length  
transaction, at each reporting date.  If the current market rent 
range increases, there may be an increase in the value of the IP 
Leasehold ROU Asset and a corresponding fair value increment 
may be recognised in the Income Statement.  If the current  
market rent range decreases, there may be a decrease in the 
value of the IP Leasehold ROU Asset and a corresponding fair 
value decrement may be recognised in the Income Statement.    

The results and recommendations of the review and the information 
and professional advice provided by the Independent Valuer are used 
to inform the assessment of the fair value of each IP Leasehold ROU 
Asset at balance date. 

Discount rate 
Investment properties (leasehold): right-of-use assets are  
re-measured to fair value by using the prevailing discount rate as at the 
reporting date which is determined by taking into account the  
following:  
• 

External market based rates for a range of maturities as at the 
reporting date; 

• 
• 

The lending margins available to the consolidated entity; and  

Other adjustments that may be made by market  
participants over the lease term. 

As at 30 June 2022, the discount rates used in re-measuring  
investment properties (leasehold): right-of-use asses range from 4.69% 
to 5.48% (2021: 2.96% to 5.21%). 

Market rent ranges 
As at each balance date, the Leasehold Independent Valuer provides 
market rent ranges for each leasehold investment property, being the 
amount that could be exchanged between knowledgeable, willing 
parties in an arm’s length transaction at each reporting date.  The  
market rent ranges are used to assess whether future lease payments 
are representative of what market participants would pay for a  
particular asset over a similar term.   

 122 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

16  Trade and Other Payables  

Trade and other creditors 

Accruals 

Total trade and other payables  

17  Interest-Bearing Loans and Borrowings  

Current Secured: 

Bank overdraft (a) 

Commercial bills payable (b) 

Syndicated Facility Agreement (c) 

Other short-term borrowings (d) 

Current Unsecured: 

Derivatives payable 

Non-trade amounts owing to: 

- Related parties 

- Unrelated parties 

Total interest-bearing loans and borrowings (current) 

Non—Current 

Syndicated Facility Agreement (c) 

Other borrowings (d) 

Total interest-bearing loans and borrowings (non-current) 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

258,965 

99,376 

358,341 

14,446 

5,400 

200,000 

36,795 

269,959 

85,704 

355,663 

15,704 

5,650 

290,000 

44,202 

20   

- 

4,238   

154   

261,053   

410,000 

28,522 

438,522 

4,237 

176 

359,969 

200,000 

- 

200,000 

Bank Overdraft 

(a) 
The total bank overdraft of $14.45 million as at 30 June 2022 (2021: $15.70 million) relates to a bank overdraft due by Harvey Norman 
Trading (Ireland) Limited to Bank of Ireland (“BOI”) (the “BOI Overdraft Facility”).  Australia and New Zealand Banking Group Limited 
(“ANZ”) has provided an indemnity/Guarantee/ Stand-by Letter of Credit Facility in favour of BOI in support of the BOI Overdraft Facility, 
at the request of the Company (“ANZ-BOI Facility”).  The ANZ-BOI Facility is further secured by the Syndicated Facility Agreement  
described in Note 17(c). 

Commercial bills payable 

(b) 
The commercial bills payable form part of facilities granted by ANZ.  The payment of each commercial bill is secured by the  
securities given pursuant to the Syndicated Facility Agreement (as defined in Note 17(c)), and subject to annual review by ANZ.  Each 
commercial bill has a tenure not exceeding 180 days but is repayable on demand by ANZ, upon the occurrence of any event of default or 
Relevant Event (as defined in Note 17(c)) under the Syndicated Facility Agreement, or after any annual review date. 

Syndicated Facility Agreement 

(c) 
On 2 December 2009, the Company, a subsidiary of the Company (Borrower) and certain other subsidiaries of the Company (Guarantors) 
entered into a Syndicated Facility Agreement (the Facility) with certain banks (Financiers and each a Financier).  On 26 November 2018, 
the Amending Deed (No. 6) to the Facility was executed with the effect of extending the repayment date of Tranche B of the Facility total-
ling $240 million to 4 December 2021.  On 29 November 2019, the Amending Deed (No. 7) to the Facility was executed with the effect of 
extending the repayment date of Tranche A1 of the Facility totalling $170 million to 4 December 2021 and Tranche A2 of the Facility total-
ling $200 million to 4 December 2022.  On 26 November 2020, Tranche A3 of the Facility totalling $200 million was cancelled, reducing 
the aggregate available facility of the Syndicated Facility Agreement from $810 million to $610 million.   

On 30 November 2021, the Amending Deed (No. 8) to the Facility was executed with the effect of extending the repayment date of 
Tranche A1 of the Facility totalling $170 million to 4 December 2026 and Tranche B of the Facility totalling $240 million to 4 December  
2025. 

ANNUAL REPORT JUNE 2022 

 123 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

17  Interest-Bearing Loans and Borrowings (continued) 

(c)        Syndicated Facility Agreement (continued) 
The utilised amount of the Facility as at 30 June 2022 was $610 million, repayable as set out below, with $200 million  
classified as current interest bearing loans and borrowings and $410 million of which was classified as non-current interest-bearing 
loans and borrowings.   

This Facility is secured by: 
• 

a fixed and floating charge granted by the Company and each of the Guarantors in favour of a security trustee for the  
Financiers; and  

• 

real estate mortgages granted by certain Guarantors in favour of the security trustee for the Financiers over various real  
properties owned by those Guarantors. 

Under the terms of the Syndicated Facility Agreement, the Facility is repayable: 
• 

in respect of Tranche A1 totalling $170 million, on 4 December 2026 ($170 million utilised at 30 June 2022); 

• 

• 

• 

in respect of Tranche A2 totalling $200 million, on 4 December 2022 ($200 million utilised at 30 June 2022); and 

in respect of Tranche B totalling $240 million, on 4 December 2025 ($240 million utilised at 30 June 2022);  

otherwise on demand by or on behalf of the Financiers upon the occurrence of any one of a number of events (each a 
“Relevant Event”), including events which are not within the control of the Company, the Borrower or the Guarantors.  Each of 
the following is a Relevant Event: 

i) 

ii) 

an event occurs which has or is reasonably likely to have a material adverse effect on the business, operation, 
property, condition (financial or otherwise) or prospects of the Borrower or the Company and the subsidiaries of 
the Company;   
if any change in law or other event makes it illegal or impractical for a Financier to perform its obligations under 
the Syndicated Facility Agreement or fund or maintain the amount committed by that Financier to the provision of 
the Facility, the Financier may by notice to the Borrower, require the Borrower to repay the secured moneys in 
respect of the commitment of that Financier, in full on the date which is forty (40) business days after the date of 
that notice.  

The Company has not received notice of the occurrence of any Relevant Event from any Financier.  During FY22 and FY21, there 
were no defaults or breaches on any of the interest-bearing loans and borrowings referred to in this note. 

(d)       Other Short-Term Borrowings 
On 28 April 2022, a subsidiary of the Company entered into a Floating Rate Loan Facility with the ANZ Bank with a total limit of 
$120 million, repayable on 31 October 2022.  As at 30 June 2022, this facility was not utilised.  In addition, a short term facility with 
a limit of $10.4 million in Singapore secured by the securities pursuant to the Syndicated Facility Agreement remains unutilised as 
at 30 June 2022. 

Of the total other short-term borrowings of $36.80 million (2021: $44.20 million):   
• 

a total of $6.80 million (2021: nil) in Ireland is secured by fixed and floating charges over the property at Eastgate Retail Park 
in Little Island, Cork, repayable by 30 June 2023.  The total facility limit is $35.33 million and was fully utilised as at 30 June 
2022 with $6.80 million classified as current borrowings, with the remaining $28.52 million classified as non-current  
borrowings.  
a total of $26.73 million (2021: $29.11 million) in Slovenia and Croatia, with a maturity date of 4 December 2022, is secured 
by the securities given pursuant to the Syndicated Facility Agreement and has a total facility limit of $51.61 million as at 30 
June 2022.  
a total of $2.61 million (2021: $4.45 million) relates to a revolving credit facility with ANZ in Singapore and has a total facility 
limit of $5.22 million as at 30 June 2022.  
a total of $0.66 million (2021: $0.80 million) relates to a revolving credit facility with AmBank (M) Berhad in Malaysia, subject 
to periodic review and otherwise repayable on demand, and has a total facility limit of $0.99 million as at 30 June 2022. 

• 

• 

• 

Defaults and Breaches 

(e) 
The Company has not received notice of the occurrence of any Relevant Event from any Financier.  During the 2022 and 2021 
financial years, there were no defaults or breaches on any of the interest-bearing loans and borrowings referred to in this note. 

 124 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

17  Interest-Bearing Loans and Borrowings (continued) 

Financial liabilities 

Financial liabilities are classified, at initial recognition, as financial liabilities at fair value through profit or loss, loans and borrowings, 
payables, or as derivatives designated as hedging instruments in an effective hedge, as appropriate. 

All financial liabilities are recognised initially at fair value and, in the case of loans and borrowings and payables, net of directly attributa-
ble transaction costs. 

The consolidated entity’s financial liabilities include trade and other payables, derivative payable and loans and borrowings including 
bank overdrafts, commercial bills payable, Syndicated Facility Agreement, short-term borrowings, non-trade amounts owing to related 
parties and unrelated parties.  

After initial recognition, loans and borrowings are subsequently measured at amortised cost.  Gains and losses are recognised in the 
income statement when the liabilities are derecognised.   

A financial liability is derecognised when the obligation under the liability is discharged or cancelled or expires.  

18  Financing Facilities Available 

At balance date, the following financing facilities had been negotiated and were available. 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

Total facilities: 

Bank overdraft 

Other borrowings 

Commercial bank bills 

Syndicated Facility 

Total Available Facilities 

Facilities used at reporting date: 

Bank overdraft 

Other borrowings (current) 

Other borrowings (non-current) 

Commercial bank bills (current) 

Syndicated Facility (current) 

Syndicated Facility (non-current) 

Total Used Facilities 

Facilities unused at reporting date: 

Bank overdraft 

Other borrowings 

Syndicated Facility  

Total Unused Facilities 

45,834 

223,573 

5,400 

610,000 

884,807 

14,446 

36,795 

28,522 

5,400 

200,000 

410,000 

695,163 

31,388 

158,256 

- 

189,644 

48,415 

85,452 

5,650 

610,000 

749,517 

15,704 

44,202 

- 

5,650 

290,000 

200,000 

555,556 

32,711 

41,250 

120,000 

193,961 

Refer to Note 17. Interest-Bearing Loans and Borrowings for details regarding the security provided by the consolidated entity 
over each of the financing facilities disclosed above.  

ANNUAL REPORT JUNE 2022 

 125 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

19  Lease Liabilities  

Lease liabilities at beginning of the year 

1,178,665 

1,173,087 

New, modified and exited leases 

Interest on lease liabilities  

Lease payments 

Foreign currency 

Lease liabilities at the end of the year 

Disclosed as: 

Lease liabilities (current) 

Lease liabilities (non-current) 

Total lease liabilities 

(b)       The geographical split of lease liabilities is as follows: 

Leases of owner-occupied properties and plant and equipment assets: 

Australia 

New Zealand 

Singapore & Malaysia 

Slovenia & Croatia 

Ireland & Northern Ireland 

Total lease liabilities of leases of owner occupied properties and plant and 
equipment assets 

Leases of properties sub-leased to external parties: 

Australia 

Total lease liabilities of leases of sub-leased to external parties 

163,999 

41,738 

(179,353) 

(421) 

1,204,628 

139,288 

1,065,340 

1,204,628 

41,108 

136,175 

164,229 

16,871 

127,222 

485,605 

719,023 

719,023 

150,809 

40,941 

(171,790) 

(14,382) 

1,178,665 

135,389 

1,043,276 

1,178,665 

46,190 

130,554 

190,123 

21,272 

143,410 

531,549 

647,116 

647,116 

Total lease liabilities 

1,204,628 

1,178,665 

(c) The maturity profile of undiscounted lease liabilities as at 30 June 2022 is as follows: 

Less than 1 year 

1 to 2 years 

2 to 5 years 

Over 5 years 

181,083 

171,699 

452,210 

646,458 

174,665 

166,888 

440,412 

661,850 

Total undiscounted lease liabilities 

1,451,450 

1,443,815 

(d) 

Commitments for leases not yet commenced 

The consolidated entity had committed to leases which had not yet commenced as at 30 June 2022. These leases are not  
included in the calculation of the consolidated entity’s lease liabilities.  The estimated undiscounted lease liabilities for these  
leases are $14.15 million (2021: $0.78 million). 

 126 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

19  Lease Liabilities (continued) 

Short-term leases and lease of low-value assets 
The consolidated entity applies a recognition exemption to leases 
that have a lease term of 12 months or less from the  
commencement date and do not contain a purchase option.  It also 
applies a recognition exemption to leases that are considered of 
low value. 

Lease liabilities 
At the commencement of a lease, the consolidated entity  
recognises lease liabilities measured at the present value of lease 
payments to be made over the lease term.  The lease payments 
include fixed payments (including in-substance fixed payments) 
less any lease incentives receivable and amounts expected to be 
paid under residual value guarantees.  In determining the lease 
term, the consolidated entity considers all facts and circumstances 
that create an economic incentive to exercise a renewal option, or 
not to exercise a termination option.  Renewal options (or periods 
after termination options) are only included in the lease term if the 
lease is reasonably certain to be extended (or not terminated).  
Outgoings and other variable lease payments that do not depend 
on an index or a rate are recognised as incurred. 

In calculating the present value of lease payments, the  
consolidated entity uses the incremental borrowing rate at the 
lease commencement date if the interest rate implicit in the lease is 
not readily determinable.  After the commencement date, the 
amount of lease liabilities is increased to reflect the accretion of 
interest and reduced for the lease payments made.  In addition, the 
carrying amount of lease liabilities is remeasured if there is a 
change in the lease term, a change in the in-substance fixed lease 
payments or a change in the assessment to purchase the  
underlying asset.  

Incremental borrowing rate 
The incremental borrowing rate is derived by reference to the rate 
at which a lessee would borrow to acquire the underlying asset, 
repaying over a similar term to the lease term.  If the interest rate in 
the lease is not readily determinable, the consolidated entity  
determines the incremental borrowing rate for each lease by taking 
into account the following: 
• 

external market based rate for a similar term to the lease 
term at the lease commencement date;  

• 

• 

the lending margins available to the consolidated entity for 
the respective jurisdiction at the lease commencement 
date; and  

other adjustments that may be made by market participants 
over the lease term. 

As at 30 June 2022, the incremental borrowing rates applied by 
the consolidated entity were as follows: 

Location 

Australia 

New Zealand 

Singapore & Malaysia 

Slovenia & Croatia 

Ireland & Northern Ireland 

Weighted average  
incremental  
borrowing rate (%) 

3.89% 

3.26% 

2.98% 

3.31% 

3.64% 

Lease term 
The lease term is determined at lease commencement or at the 
effective date of lease modification, and is reviewed if a significant 
change in circumstances occurs.  In determining the lease term, the 
consolidated entity considers all facts and circumstances that  
create an economic incentive to exercise a renewal option, or not 
to exercise a termination option.  Renewal options (or periods after 
termination options) are only included in the lease term if the lease 
is reasonably certain to be extended (or not terminated). 

As at 30 June 2022, the lease terms adopted by the consolidated 
entity were as follows: 

Location 

Australia 

New Zealand 

Singapore & Malaysia 

Slovenia & Croatia 

Ireland & Northern Ireland 

Weighted average 
lease term  
(years) 

10.65 

12.66 

5.08 

8.53 

8.06 

As at 30 June 2022, the consolidated entity have assessed that a 
number of options do not meet the criteria of ‘reasonably certain’ 
and therefore the lease payments relating to these options have 
not been included in the lease liability.  The undiscounted lease 
payments for these excluded options would amount to $84.08 
million (2021: $33.62 million). 

ANNUAL REPORT JUNE 2022 

 127 

 
 
 
 
 
 
                                                                                                         
 
 
 
 
 
 
 
 
  
    
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

20  Other Liabilities  

Total unearned revenue (current) 

Total unearned revenue (non-current) 

21  Provisions  

Employee entitlements 

Total provisions (current) 

Employee entitlements 

Lease make good 

Total provisions (non-current) 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

126,236 

1,539 

37,059 

37,059 

2,546 

7,715 

10,261 

108,847 

823 

37,162 

37,162 

2,380 

7,443 

9,823 

Provision for employee entitlements 
Provisions are made for benefits accruing to employees in respect of annual leave and long service leave when it is probable that  
settlement will be required and they are capable of being measured reliably.  Provisions that are expected to be settled within 12 
months are measured at their nominal values using the remuneration rate expected to apply at the time of settlement.  Provisions which 
are not expected to be settled within 12 months are measured as the present value of the estimated future cash outflows to be made by 
the consolidated entity in respect of services provided by employees up to reporting date.  Expenses for non-accumulating sick leave 
are recognised when the leave is taken and are measured at the rates paid or payable. 

Provision for lease make good 
Provisions are recognised for the anticipated costs of future restoration of leased premises.  The provision includes future cost estimates 
associated with dismantling and removing the assets and restoring the leased premises according to contractual arrangements.  These 
future cost estimates are discounted to their present value.   

22  Contributed Equity 

Ordinary shares 

Total contributed equity 

Movements in ordinary shares on issue 

Balance at 1 July 2021 

Issue of shares 

Balance at end of the year 

717,925 

717,925 

717,925 

717,925 

June 2022 
No. of Shares 

June 2022 
$000 

1,246,006,654 

- 

1,246,006,654 

717,925 

- 

717,925 

Number of ordinary shares issued and fully paid as at 30 June 2022 was 1,246,006,654 (2021: 1,246,006,654) 

Ordinary shares — terms and conditions 

Ordinary shares have the right to receive dividends as declared and, in the event of winding up the Company, to participate in 
any surplus on winding up in proportion to the number of and amounts paid up on shares held.  Each ordinary share entitles the 
holder to one vote, either in person or by proxy, at a meeting of the Company.  

 128 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

22  Contributed Equity (continued) 

Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of new shares or options are shown in  
equity as a reduction, net of tax, from the proceeds. 

23  Retained Profits and Dividends 

Movements in retained profits were as follows: 

Balance at beginning of the year 

Profit for the year 

Dividends paid 

Balance at end of the year 

Dividends declared and paid on ordinary shares: 

Final fully-franked dividend for 2021: 15.0 cents (2020: 18.0 cents) 

Interim fully-franked dividend for 2022: 20.0 cents (2021: 20.0 cents) 

Total dividends paid 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

2,879,511 

811,527 

(436,102) 

3,254,936 

186,901 

249,201 

436,102 

2,511,580 

841,414 

(473,483) 

2,879,511 

224,281 

249,202 

473,483 

The final dividend of $186.90 million, fully franked, for the year ended 30 June 2021 was paid on 15 November 2021.  

The interim dividend of 20.0 cents per share, totalling $249.20 million fully-franked, for the year ended 30 June 2022 was paid on 
2 May 2022.   

The final dividend of 17.5 cents per share totalling $218.05 million, fully franked, for the year ended 30 June 2022 will be paid on 
14 November 2022 to shareholders registered at the close of business on 17 October 2022.  No provision has been made in the 
Statement of Financial Position for the payment of this final dividend.  

Franking account balance: 

The amount of franking credits available for subsequent financial years are: 

-  franking account balance as at the end of the financial year at 30% 

-  franking credits that will arise from the payment of income tax payable as at      
    the end of the financial year 

-  franking credits that will be utilised in the payment of the proposed  
   final dividend 

Amount of franking credits available for future reporting years 

24  Non-Controlling Interests 

Interest in: 

- Ordinary shares 

- Reserves 

- Retained earnings 

Total non-controlling interests 

553,700 

49,284 

(93,450) 

509,534 

1,091 

14,478 

17,524 

33,093 

455,197 

122,596 

(80,100) 

497,693 

2,591 

12,716 

12,883 

28,190 

ANNUAL REPORT JUNE 2022 

 129 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

25  Reserves 

CONSOLIDATED $000 

Asset 
Revaluation 
Reserve 

Foreign  
Currency  
Translation 
Reserve 

FVOCI 
Reserve 

Cash Flow 
Hedge 
Reserve 

Employee 
Equity 
Benefits 
Reserve 

Acquisition 
Reserve 

Total 

At 1 July 2021 

208,646 

42,051 

22,574 

(3) 

10,399 

(16,274) 

267,393 

Revaluation of land and buildings 

Tax effect of revaluation of land 
and buildings  

Currency translation differences 

Unrealised loss on financial assets 
at fair value through other  
comprehensive income 

Reverse expired or realised cash 
flow hedge reserves 

Net gain on forward foreign  
exchange contracts  

Tax effect on net gain on forward 
foreign exchange contracts  

Cost of share based payments 

Utilisation of employee equity 
benefits reserve  

41,311 

(4,509) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(14,479) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(2,084) 

- 

- 

- 

- 

- 

- 

- 

- 

3 

19 

(6) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

3,297 

(2,775) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

41,311 

(4,509) 

(14,479) 

(2,084) 

3 

19 

(6) 

3,297 

(2,775) 

At 30 June 2022 

245,448 

27,572 

20,490 

13 

10,921 

(16,274) 

288,170 

At 1 July 2020 

158,608 

56,941 

9,919 

(35) 

10,005 

(18,601) 

216,837 

Revaluation of land and buildings 

Tax effect of revaluation of land 
and buildings  

Currency translation differences 

Unrealised gain on financial assets 
at fair value through other  
comprehensive income 

Reverse expired or realised cash 
flow hedge reserves 

Net loss on forward foreign ex-
change contracts  

Tax effect on net loss on forward 
foreign exchange contracts  

Cost of share based payments 

Utilisation of employee equity 
benefits reserve  

Sale of a controlled entity  

55,616 

(5,578) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(14,890) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

12,655 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

35 

(4) 

1 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

1,453 

(1,059) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

55,616 

(5,578) 

(14,890) 

12,655 

35 

(4) 

1 

1,453 

(1,059) 

- 

2,327 

2,327 

At 30 June 2021 

208,646 

42,051 

22,574 

(3) 

10,399 

(16,274) 

267,393 

 130 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
         
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

25  Reserves (continued) 

Asset revaluation reserve 
Any revaluation increment arising from revaluation of freehold owner-occupied properties is recorded in other comprehensive income 
(OCI) and credited to the asset revaluation reserve in equity.  However, to the extent that it reverses a revaluation decrement of the same 
asset previously recognised in the income statement, the increase is recognised in the income statement.  Any revaluation decrement is 
recognised in the income statement, except to the extent that it offsets a previous increment of the same asset in the asset revaluation 
reserve.  

Foreign currency translation reserve 
The functional currency of overseas subsidiaries is the currency commonly used in their respective countries.  As at the reporting date 
the assets and liabilities of these overseas subsidiaries are translated into the presentation currency of the consolidated entity at the rate 
of exchange prevailing at the balance date and the income statements are translated at the weighted average exchange rates for the 
year.  The exchange differences arising on retranslation for consolidation are recognised in OCI in the foreign currency translation  
reserve.   

Fair Value through Other Comprehensive Income (FVOCI) Reserve   
The consolidated entity elected to classify some non-current equity investments as equity instruments designated at fair value through 
other comprehensive income.  The fair value changes on the non-current equity investments are recorded in OCI in the FVOCI reserve. 

Cash Flow Hedge Reserve 
The consolidated entity uses forward currency contracts as hedges of its exposure to foreign currency risk in forecast transactions and 
firm commitments.  The ineffective portion relating to foreign currency contracts is recognised as other expense in the income  
statement.  The effective portion of the gain or loss on the hedging instrument is recognised in OCI in the cash flow hedge reserve.     

Employee equity benefits reserve 
The consolidated entity provides benefits to certain employees (including Executive Directors) of the consolidated entity in the form of 
share-based payment transactions, whereby employees render services in exchange for shares or rights over shares (“equity-settled 
transactions”).  The cost of equity-settled transactions is determined by the fair value at the date when the grant is made using an  
appropriate valuation model. 

That cost is recognised in employee benefits expense, together with a corresponding increase in other comprehensive income 
(employee equity benefits reserve), over the period in which the service and, where applicable, the performance conditions are fulfilled 
(the vesting period).  The cumulative expense recognised for equity-settled transactions at each reporting date until the vesting date 
reflects the extent to which the vesting period has expired and the consolidated entity’s best estimate of the number of equity  
instruments that will ultimately vest.  The expense or credit in the income statement for a period represents the movement in cumulative 
expense recognised as at the beginning and end of that period.  Further disclosure relating to equity-settled transactions is also  
provided in the Remuneration Report, Note 4. Expenses and Losses and Note 29. Employee Benefits. 

Acquisition Reserve 
Changes in the consolidated entity’s ownership interest in a subsidiary that do not result in a loss of control are accounted for as equity 
transactions.  Any difference between the amount by which the non-controlling interests are adjusted and the fair value of the  
consideration paid or received shall be recognised in the acquisition reserve. 

Equity-settled transactions 
The consolidated entity measures the cost of equity-settled transactions with employees by reference to the fair value of the equity in-
struments at the date when they are granted by using an appropriate valuation model.  

ANNUAL REPORT JUNE 2022 

 131 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

26  Cash and Cash Equivalents 

Reconciliation to the Statement of Cash Flows 

(a) 
Cash and cash equivalents comprise the following: 

Cash at bank and on hand 

Short-term money market deposits 

Bank overdraft (refer to Note 17) 

Cash and cash equivalents  

(b)         Reconciliation of profit after income tax to net operating cash flows 

Profit after tax 

Adjustments for non-cash items: 

Net foreign exchange (gain) / loss 

Allowance for expected credit loss 

Share of net profit from joint venture entities 

Depreciation of property, plant and equipment 

Depreciation of right-of-use assets 

Fair value re-measurement of investment properties (leasehold): ROU assets 

Amortisation 

Impairment of ROU assets 

Gain on exited/disposed leasehold ROU assets and lease liabilities 

155,158 

93,646 

248,804 

(14,446) 

234,358 

206,971 

57,460 

264,431 

(15,704) 

248,727 

817,879 

846,845 

(192) 

703 

(8,961) 

69,075 

65,870 

87,558 

21,460 

2,148 

(3,428) 

268 

289 

(8,320) 

67,114 

62,908 

74,076 

20,296 

- 

- 

Revaluation of freehold investment properties  

(213,679) 

(140,374) 

Executive remuneration expenses 

Profit / (loss) on disposal and sale of property, plant and equipment and the  
revaluation of listed securities 

Changes in assets and liabilities: 

(Increase)/decrease in assets: 

Receivables 

Inventories 

Other assets 

Increase/(decrease) in liabilities: 

Payables and other current liabilities 

Income tax payable 

Provisions 

Net cash flows from operating activities 

7,326 

4,337 

(140,755) 

(44,371) 

(14,687) 

29,075 

(80,201) 

(1,857) 

597,300 

5,648 

(8,397) 

(407,714) 

(90,162) 

(5,299) 

50,916 

80,472 

(4,697) 

543,869 

Cash and cash equivalents 
Cash and cash equivalents in the statement of financial position comprise cash at bank and on hand and short-term highly liquid  
deposits with a maturity of three months or less, that are readily convertible to a known amount of cash and subject to an insignificant 
risk of changes in value.  For the purposes of the statement of cash flows, cash and cash equivalents consist of cash and cash equivalents 
as defined above, net of outstanding bank overdrafts.  Bank overdrafts are included within interest-bearing loans and borrowings in 
current liabilities in the statement of financial position.   

 132 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

27  Investments in Joint Venture Entities 

Total investments accounted for using the equity method 

1,502 

1,321 

Noarlunga (Shopping complex) 

Perth City West (Shopping complex) 

Warrawong King St (Shopping complex) (a) 

Dubbo (Shopping complex) 

Bundaberg (Land held for investment) 

Gepps Cross (Shopping complex) 

QCV (Miners residential complex) (b) 

Other 

Ownership interest 

Contribution to Profit / (Loss)       

Before Tax 

June 2022 
% 

June 2021 
% 

June 2022 
$000 

June 2021 
$000 

50% 

50% 

62.5% 

50% 

50% 

50% 

50% 

50% 

50% 

50% 

62.5% 

50% 

50% 

50% 

50% 

50% 

1,698 

2,446 

1,008 

725 

- 

3,074 

10 

- 

8,961 

1,500 

2,238 

1,056 

692 

(205) 

3,028 

13 

(2) 

8,320 

(a) 

This joint venture has not been consolidated as the consolidated entity does not have control over operating and  
financing decisions and all joint venture parties participate equally in decision making. 

(b)                 A number of wholly-owned subsidiaries of Harvey Norman Holdings Limited (HNHL) have entered into joint ventures with    
                            an unrelated party to provide mining camp accommodation.  The respective joint ventures have been granted finance                
                            facilities as follows: 
                            (i)     A finance facility from ANZ for the amount of $5.15 million plus interest and costs, with a maturity date of  29 July                   
                                               2022.  On 29 July 2022, the maturity date of this finance facility from ANZ was extended to 31 January 2023.   
                            (ii)    Finance facilities from Network Consumer Finance Pty Limited (“NCF”), a wholly-owned subsidiary of HNHL, for the           
                                               amount of $26.47 million (2021: $31.89 million) plus interest and costs, subject to bi-annual review.  

Investments in associates and joint ventures 
An associate is an entity over which the consolidated entity has significant influence.  Significant influence is the power to participate in 
the financial and operating policy decisions of the investee, but does not control or have joint control over those policies.  A joint  
venture is a type of joint arrangement whereby the parties that have joint control of the arrangement have rights to the net assets of the 
joint venture.  Joint control is the contractually agreed sharing of control of an arrangement, which exists only when decisions about the 
relevant activities require unanimous consent of the parties sharing control.  The considerations made in determining significant  
influence or joint control are similar to those necessary to determine control over subsidiaries.  

The investments in associates and joint ventures of the consolidated entity are accounted for using the equity method.  Under the equity 
method, the investment in an associate or joint venture is initially recognised at cost.  The carrying amount of the investment is adjusted 
to recognise changes in the consolidated entity’s share of net assets of the associate or joint venture since the acquisition date.  After 
application of the equity method, the consolidated entity determines whether it is necessary to recognise any impairment loss with  
respect to its net investment in the associates and joint ventures.  At each reporting date, the consolidated entity determines whether 
there is objective evidence that the investment in the associate or joint venture is impaired.  If there is such evidence, the consolidated 
entity calculates the amount of impairment as the difference between the recoverable amount of the associate or joint venture and its 
carrying value.    

ANNUAL REPORT JUNE 2022 

 133 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

28  Assets Held for Sale 

As at 30 June 2022, the assets held for sale balance of $12.10 million (2021: $12.66 million) represents the carrying amount of a 
warehouse in Singapore that is currently held for sale.   

Assets held for sale 
The consolidated entity classifies assets as held for sale if their carrying amounts will be recovered principally through a sale transaction 
rather than through continuing use.  Assets classified as held for sale are measured at the lower of their carrying amount and fair value 
less costs to sell.  Costs to sell are the incremental costs directly attributable to the disposal of an asset, excluding finance costs and 
income tax expense.  The criteria for held for sale classification is regarded as met only when the sale is highly probable and the asset is 
available for immediate sale in its present condition.  Actions required to complete the sale should indicate that it is unlikely that signifi-
cant changes to the sale will be made or that the decision to sell will be withdrawn.  Management must be committed to the plan to sell 
the asset and the sale expected to be completed within one year from the date of the classification.  Property, plant and equipment and 
intangible assets are not depreciated or amortised once classified as held for sale.  

29  Employee Benefits 

The aggregate employee benefit liability was comprised of: 

Accrued wages, salaries and on-costs 

Provisions (Current—Note 21) 

Provisions (Non-current—Note 21) 

Total employee benefit provisions 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

24,192 

37,059 

2,546 

63,797 

24,288 

37,162 

2,380 

63,830 

The consolidated entity makes contributions to complying superannuation funds for the purpose of provision of superannuation 
benefits for eligible employees of the consolidated entity.  The amount of contribution in respect of each eligible employee is not 
less than the prescribed minimum level of superannuation support in respect of that eligible employee.  The complying  
superannuation funds are independent and not administered by the consolidated entity. 

Performance rights 

At balance date, the performance rights in the table below were outstanding and vested (or able to be exercised) by, or for the 
benefit of, directors of Harvey Norman Holdings Limited.  Refer to Table 4.  Performance Rights of Key Management Personnel for 
the year ended 30 June 2022 on page 57 of this report for further information.  

Number of Performance Rights  
Outstanding 

Number of Performance Rights Vested 

Grant date 

Last Exercise Date 

2022 

01/12/2017 

30/06/2023 

04/12/2018 

30/06/2024 

02/12/2019 

30/06/2025 

04/12/2020 

30/06/2026 

30/11/2021 

31/10/2026 

- 

- 

549,500 

549,500 

914,000 

2021 

- 

549,500 

549,500 

549,500 

- 

2022 

- 

549,500 

- 

- 

- 

2021 

226,400 

- 

- 

- 

- 

2,013,000 

1,648,500 

549,500 

226,400 

 134 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

30  Remuneration of Auditors 

Fees to Ernst & Young Australia: 

Audit or review of financial reports 

Tax services 

Consulting services 

Total payable to Ernst & Young Australia 

Fees to overseas member firms of Ernst & Young Australia: 

Audit or review of financial reports 

Tax services 

Consulting services 

CONSOLIDATED 

June 2022 
$ 

June 2021 
$ 

1,393,689   

168,600   

121,160   

1,683,449   

878,417   

232,365   

32,927   

1,346,588 

178,800 

- 

1,525,388 

980,660 

218,776 

14,778 

Total payable to overseas member firms of Ernst & Young Australia 

1,143,709   

1,214,214 

Total remuneration payable to Ernst & Young  

2,827,158 

2,739,602 

31  Key Management Personnel 

(a)        Details of Key Management Personnel 

Title 

Senior Executives 

Title 

Executive Chairman 

Thomas James Scott  General Manager — Property 

Directors 

Gerald Harvey 

Kay Lesley Page 

John Evyn Slack-Smith 

Executive Director and  
Chief Executive Officer 

Executive Director and  
Chief Operating Officer 

David Matthew Ackery 

Executive Director  

Chris Mentis 

Executive Director and  
Chief Financial Officer and  
Company Secretary 

Christopher Herbert Brown OAM  Non-Executive Director 

Michael John Harvey 

Non-Executive Director 

Gordon Ian Dingwall  Chief Information Officer 

Lachlan Roach 

Emmanuel Hohlastos 

General Manager —  
Home Appliances (Resigned 19 
November 2021) 

General Manager — Audio Visual 
(Resigned 30 November 2021) 

General Manager —  
Home Appliances (Appointed 1 
December 2021) 

Glen Gregory 

General Manager —  
Technology & Entertainment 

Kenneth William Gunderson-
Briggs 

Non-Executive Director (Independent) 

Richard Beaini 

Maurice John Craven 

Non-Executive Director (Independent) 

Luisa Catanzaro  

Non-Executive Director (Independent) 

Carene Myers 

General Manager —  
Audio Visual (appointed 8 April 
2022) 

General Manager —  
Small Appliances (from 1 July 
2021) 

ANNUAL REPORT JUNE 2022 

 135 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$ 

June 2021 
$ 

31  Key Management Personnel (continued) 

(b)       Compensation of Key Management Personnel 

The total remuneration paid or payable to Key Management Personnel of the consolidated entity was as follows: 

Short-term 

Post-employment 

Long-term (share-based payments) 

Other—long service leave accrual 

Other—termination benefit 

13,107,159 

324,651 

2,249,723 

95,211 

36,447 

13,380,900 

305,816 

2,032,255 

99,564 

33,985 

Total compensation to Key Management Personnel 

15,813,191 

15,852,520 

Refer to Tables 1 and 2 on pages 55 and 56 of this report for further information.  

32  Related Party Transactions 

(a) Ultimate Controlling Entity 

The ultimate controlling entity of the consolidated entity is Harvey Norman Holdings Limited, a company incorporated in Australia. 

(b) Transactions with Other Related Parties 

(i) Several controlled entities of Harvey Norman Holdings Limited operate loan accounts with other related parties, mainly  
consisting of joint ventures and the other joint venture partner of the joint ventures.  The amount of receivables from related  
parties at 30 June 2022 were $50,751,835 (30 June 2021: $57,846,269). 

(ii) The consolidated entity has a payable to other related parties (excluding transactions with KMPs and their related parties) at 
arm’s length terms and conditions.  The amount owing to other related parties at 30 June 2022 was $4,237,364 (30 June 2021: 
$4,237,364).  

Refer to information provided  in Section 16. Other Transactions and Balances with Key Management Personnel and their Related 
Parties in this report  on page 60 for further information. 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

33  Commitment s 

(a)         Leases (the consolidated entity as a lessor): 

Future minimum amounts receivable under non-cancellable operating leases are as follows:  

Not later than one year 

Between 1 and 2 years 

Between 2 and 3 years 

Between 3 and 4 years 

Between 4 and 5 years 

Later than five years 

Minimum lease receivable 

120,630   

112,714 

78,765   

64,122   

44,459   

30,786   

42,380   

381,142   

76,610 

58,548 

42,330 

30,590 

44,847 

365,639 

 136 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

33  Commitments (continued) 

The consolidated entity as lessor 
Leases in which the consolidated entity does not transfer substantially all the risks and benefits of ownership of an asset are classified as 
operating leases.  Initial direct costs incurred in negotiating an operating lease are added to the carrying amount of the leased asset and 
recognised over the lease term on the same basis as rental income.  Contingent rents are recognised as revenue in the period in which 
they are earned.  The consolidated entity has entered into commercial leases in respect of its freehold property portfolio and motor 
vehicles.  All leases in the consolidated entity’s freehold property portfolio include a clause to enable upward revision of the rental 
charge on an annual basis according to prevailing market conditions.  

(b)       Capital expenditure contracted but not provided is payable as follows: 

Not later than one year 

Later than one year but not later than five years 

Total capital expenditure commitments  

108,880   

20,051   

128,931   

17,931 

949 

18,880 

The consolidated entity had contractual obligations to purchase and refurbish property, plant and equipment and investment 
properties of $128.93 million (2021: $18.88 million).  The contractual obligations relating to joint venture entities for the year 
ended 30 June 2022 was $8.04 million (2021: $5.96 million).   

34  Contingent Liabilities 

As at 30 June 2022, Harvey Norman Holdings Limited (the Company) and its wholly-owned subsidiaries have entered into the  
following guarantees, however the probability of having to make a payment under these guarantees is considered remote: 
Guarantees in the normal course of business relating to lease make-good obligations under certain operating lease  
a) 
contracts (with the exclusion of those lease make-good payments that are considered to be probable and recognised as a 
provision in Note 21. Provisions); and 
Indemnities to financial institutions to support bank guarantees in respect of the performance of contracts. 

b) 

No provision has been made in the financial statements in respect of these contingencies as the possibility of a probable outflow 
under these guarantees is considered remote. 

Contingent liabilities 
The consolidated entity does not recognise liabilities that do not meet the recognition criteria as prescribed in AASB 137 Provisions, 
Contingent Liabilities and Contingent Assets.  Contingent liabilities are not recognised as liabilities if the possibility of a probable  
outflow is considered remote as their existence will be confirmed only by the occurrence or non-occurrence of one or more uncertain 
future events not wholly within the control of the consolidated entity.  

At each reporting date, the consolidated entity assesses whether an outflow of future economic benefits has become probable.  If it 
becomes probable that an outflow of future economic benefits will be required for an item previously dealt with as a contingent liability, 
a provision is recognised in the financial statements of the period in which the change in probability occurs.  

35  Financial Risk Management 

(a)        Financial Risk Management Objectives and Policies 
The treasury function of the consolidated entity is responsible for the management of the following risks:  
• 
• 
• 

market risk; 
credit risk; and 
liquidity risk. 

ANNUAL REPORT JUNE 2022 

 137 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

35  Financial Risk Management (continued) 

Financial Risk Management Objectives and Policies (continued) 

(a) 
The consolidated entity’s principal financial liabilities, other than derivatives, comprise of trade and other payables and interest-
bearing loans and borrowings.  The consolidated entity’s principal financial assets, other than derivatives, include cash and cash 
equivalents, trade and other receivables and equity investments at fair value.  The consolidated entity manages its exposure to key 
financial risks, such as interest rate and currency risk in accordance with the consolidated entity’s treasury policy which is  
approved by the Board of Directors.  The objective of the treasury policy is to support the delivery of the consolidated entity’s  
financial targets whilst protecting future financial security.  The consolidated entity enters into derivative transactions, principally 
forward currency contracts, to manage the currency risks arising from the consolidated entity’s operations and its source of finance.  

The consolidated entity uses different methods to measure and manage different types of risks to which it is exposed.  
These include: 
• 
• 
• 
• 

monitoring levels of exposure to interest rate and foreign exchange risk; 
monitoring assessments of market forecasts for interest rate and foreign exchange; 
ageing analyses and monitoring of specific credit allowances to manage credit risk; and 
monitoring liquidity risk through the future rolling cash flow forecasts.  

Market Risk 

(b) 
Market risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate because of changes in market  
prices.  Components of market risk to which the consolidated entity are exposed are discussed below.  

Foreign Currency Risk Management 

i) 
Foreign currency risk refers to the risk that the value of financial instruments, recognised asset or liability will fluctuate due to  
changes in foreign exchange rates.  The consolidated entity undertakes certain transactions denominated in foreign currencies, 
hence exposures to exchange rate fluctuations arise. 

 The consolidated entity’s foreign currency exchange risk arises primarily from: 
• 
receivables or payables denominated in foreign currencies; and 
• 
firm commitments or highly probable forecast transactions for payments settled in foreign currencies. 

The consolidated entity is exposed to foreign exchange risk from various currency exposures, primarily with respect to, United 
States dollars, New Zealand dollars, Euro, British pound, Singapore dollars, Malaysian ringgit; and Croatian kuna. 

The consolidated entity minimises its exposure to foreign currency risk by initially seeking contracts effectively denominated in the 
entity’s functional currency where possible and economically favourable to do so.  Foreign exchange risk that arises from firm  
commitments or highly probable transactions is managed principally through the use of forward currency contracts.  The  
consolidated entity hedges a proportion of these transactions in each currency in accordance with the treasury policy. 

Financial assets: 

Cash and cash equivalents 

Trade and other receivables 

Derivatives receivable 

Financial liabilities: 

Trade and other payables 

Interest-bearing loans and borrowings 

Derivatives payable 

Net exposure 

 138 

ANNUAL REPORT JUNE 2022 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

79,146   

4,508   

346   

84,000   

44,314   

16,619   

20   

60,953   

23,047 

52,597 

4,098 

95 

56,790 

36,441 

16,269 

- 

52,710 

4,080 

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

35  Financial Risk Management (continued) 

(b)       Market Risk (continued) 

ii)         Interest Rate Risk Management 
Interest rate risk is the risk that the fair value on future cash flows of a financial instrument will fluctuate because of changes in 
market interest rates.  

The consolidated entity’s exposure to market interest rates relates primarily to cash and cash equivalents, non-trade debts  
receivables from related entities and unrelated entities, finance lease receivables, bank overdraft, non-trade amounts owing to 
related parties, Syndicated Facility, commercial bills and other short-term borrowings.   

The consolidated entity manages the interest rate exposure by adjusting the ratio of fixed interest debt to variable interest debt 
to a desired level based on current market conditions.  Where the actual interest rate profile on the physical debt profile differs 
substantially from the desired target, the consolidated entity uses interest rate swap contracts to adjust towards the target net 
debt profile.   

Fixed interest rate maturing in 

Average interest rate 

Principal sub-
ject to floating  
interest rate 

1 year or 
less 

Over 1 to 
5 years 

More than 
5 years 

Non-interest 
bearing 

30 June 2022 

$000 

$000 

$000 

$000 

$000 

Total 

$000 

Floating 

Fixed 

Cash 

115,888 

93,599 

- 

- 

- 

433 

537 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

39,317 

248,804 

0.00%  - 2.0%     0.14% - 2.60% 

3,239 

3,239 

2,722 

3,692 

892,917 

892,917 

126,186 

126,186 

61,419 

61,419 

- 

- 

- 

- 

- 

- 

11.00% 

- 

- 

- 

Consumer  
finance loans 

Finance lease 
receivables 

Receivables from 
franchisees 

Trade receivables 

Other financial 
assets 

Non-trade debts 
receivables & 
loans 

48,407 

46,524 

18,391 

2,274 

1,460 

117,056 

2.30% - 5.19% 

5.00% - 10.0% 

Total 

164,295 

140,556 

18,928 

2,274 

1,127,260  1,453,313 

Syndicated  
Facility and other 
short-term  
borrowings 

Trade creditors 

Other loans 

675,317 

- 

4,238 

Bank overdraft 

14,446 

Bills payable 

5,400 

Total 

699,401 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

675,317 

0.24% - 4.75% 

358,341 

358,341 

- 

174 

4,412 

1.15%  - 2.29% 

- 

- 

14,446 

1.60%-2.00% 

5,400 

0.06%-0.25% 

358,515  1,057,916 

- 

- 

- 

- 

- 

ANNUAL REPORT JUNE 2022 

 139 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

35  Financial Risk Management (continued) 

(b)        Market Risk (continued) 

ii)         Interest Rate Risk Management (continued) 

Fixed interest rate maturing in 

Average interest rate 

Principal sub-
ject to floating  
interest rate 

1 year or 
less 

Over 1 to 
5 years 

More than 
5 years 

Non-interest 
bearing 

$000 

$000 

$000 

$000 

Total 

$000 

30 June 2021 

Floating 

Fixed 

Cash 

132,842 

57,459 

- 

- 

- 

508 

689 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

74,130 

264,431  0.00%  - 0.60%     0.17% - 3.65% 

2,535 

2,535 

2,722 

3,919 

793,228 

793,228 

85,620 

85,620 

74,459 

74,459 

- 

- 

- 

- 

11.00% 

- 

- 

- 

Consumer  
finance loans 

Finance lease 
receivables 

Receivables from 
franchisees 

Trade receivables 

Other financial 
assets 

Non-trade debts 
receivables & 
loans 

55,409 

13,161 

26,708 

3,921 

1,737 

100,936  2.30% - 4.15% 

5.00% - 13.0% 

Total 

188,251 

71,128 

27,397 

3,921 

1,034,431  1,325,128 

Syndicated  
Facility and other 
short-term  
borrowings 

Trade creditors 

Other loans 

534,202 

- 

4,237 

Bank overdraft 

15,704 

Bills payable 

5,650 

Total 

559,793 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

534,202  0.30% - 5.09% 

355,663 

355,663 

- 

176 

4,413  1.15%  - 1.25% 

- 

- 

15,704 

2.01% 

5,650  0.06%  - 0.14% 

355,839 

915,632 

- 

- 

- 

- 

- 

 140 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

35  Financial Risk Management (continued) 

(b)       Market Risk (continued) 

iii)       Equity Price Risk Management 
The consolidated entity is exposed to equity price risk arising from equity investments.  Equity investments are held for strategic 
rather than trading purposes.  The exposure to the risk of a general decline in equity market values is not hedged as the  
consolidated entity believes such a strategy is not cost effective.  The fair value of the equity investments publicly traded on the 
ASX was $30.80 million as at 30 June 2022 (2021: $41.28 million).  The fair value of the equity investments publicly traded on the 
NZX was $25.10 million as at 30 June 2022 (2021: $28.05 million). 

iv)       Sensitivity analysis 
At the reporting date, the consolidated entity’s exposure to interest rate risk, foreign currency risk (after taking into consideration 
the hedge of foreign currency payables) and equity price risk are not considered material.  

(c) 

Credit Risk  

Credit risk is the risk that a counterparty will not meet its obligations under a financial instrument or customer contract, leading to 
a financial loss.  Credit risk arises from the financial assets of the consolidated entity, which comprise receivables from  
franchisees, trade and non-trade debts receivables, consumer finance loans and finance lease receivables, with a maximum  
exposure equal to the carrying amount of these financial assets.  

The consolidated entity manages the credit risk exposure by taking the following measures: 
• 
• 

The Franchisor constantly monitors and evaluates the financial position of each franchisee; 
Conducting appropriate due diligence on counterparties before entering into an arrangement with them.  It is the  
consolidated entity’s policy that all customers who wish to trade on credit terms are subject to credit verification  
procedures including an assessment of their independent credit rating, financial position, past experience and industry 
reputation.  Risk limits are set for each individual customer in accordance with parameters set by the Board.  These risk 
limits are regularly monitored; 
Minimising concentrations of credit risk by undertaking transactions with a large number of debtors in various countries 
and industries.  Trade receivable balances are monitored on an ongoing basis. 
Non-trade debts receivable are subject to regular monitoring and/or periodic impairment testing to ensure that they are 
recoverable; and 
Finance lease receivables are secured by assets with a value equal to, or in excess of, the counterparties’ obligation to the 
consolidated entity. 

• 

• 

• 

The credit risk on liquid funds and derivative financial instruments is limited because the counterparties are banks with high  
credit-ratings assigned by international credit-rating agencies.  

The table below represents the financial assets of the consolidated entity by geographic location displaying the concentration of 
credit risk for each location as at balance date:  

Location of credit risk 

Australia 

New Zealand 

Singapore and Malaysia 

Slovenia and Croatia 

Ireland and Northern Ireland 

Total 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

1,075,160 

20,732 

14,984 

3,703 

4,219 

1,118,798 

919,136 

21,433 

14,843 

3,308 

3,041 

961,761 

As at 30 June 2022, other than the loss allowance recognised in relation to trade and non-trade debts receivables and consumer 
finance loans as disclosed in Note 7, no financial assets were impaired.  

ANNUAL REPORT JUNE 2022 

 141 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

35  Financial Risk Management (continued) 

(d)        Liquidity Risk 

Liquidity risk includes the risk that, as a result of the consolidated entity’s operational liquidity requirements: 
• 
• 
• 

the consolidated entity will not have sufficient funds to settle a transaction on the due date; 
the consolidated entity will be forced to sell financial assets at a value which is less than what they are worth; or 
the consolidated entity may be unable to settle or recover a financial asset at all. 

To help reduce these risks, the consolidated entity: 
• 
• 

has readily accessible standby facilities and other funding arrangements in place; and 
maintains instruments that are tradeable in highly liquid markets. 

The Board reviews this exposure on a monthly basis from a projected 12-month cash flow forecast, listing of banking facilities,  
explanations of variances from the prior month reports and current funding positions of the overseas controlled entities provided 
by finance personnel.  The following table details the consolidated entity’s remaining contractual maturity for its financial assets 
and financial liabilities.  The financial assets have been disclosed based on the undiscounted contractual maturities of the financial 
assets including interest that will be earned on those assets.  The financial liabilities have been disclosed based on the undiscount-
ed cash flows of the financial liabilities based on the earliest date on which the consolidated entity can be required to pay. 

30 June 2022 

Less than 1 year 
$000 

1 to 2 years 
$000 

2 to 5 years 
$000 

Over 5 years 
$000 

Total 
$000 

Non derivative financial assets 

Cash and cash equivalents 

Receivables from franchisees 

Trade and other receivables 

Other financial assets 

Derivative financial assets 

248,804 

892,917 

179,940 

- 

Forward currency contracts 

346 

- 

- 

- 

- 

14,271 

41,273 

- 

- 

- 

- 

- 

- 

4,080 

61,073 

248,804 

892,917 

239,564 

61,073 

- 

346 

Total financial assets 

1,322,007 

14,271 

41,273 

65,153 

1,442,704 

Non derivative financial liabilities 

Trade and other payables 

Interest-bearing loans and borrowings 

Derivative financial liabilities 

358,341 

275,423 

- 

7,641 

- 

463,219 

Forward currency contracts 

20 

- 

- 

Total financial liabilities 

633,784 

7,641 

463,219 

- 

- 

- 

- 

358,341 

746,283 

20 

1,104,644 

Net maturity 

30 June 2021 

Non derivative financial assets 

Cash and cash equivalents 

Receivables from franchisees 

Trade and other receivables 

Other financial assets 

Derivative financial assets 

688,223 

6,630 

(421,946) 

65,153 

338,060 

Less than 1 year 
$000 

1 to 2 years 
$000 

2 to 5 years 
$000 

Over 5 years 
$000 

Total 
$000 

264,431 

793,228 

100,911 

41,281 

- 

- 

- 

- 

24,411 

46,779 

- 

- 

- 

- 

- 

- 

8,846 

33,083 

264,431 

793,228 

180,947 

74,364 

- 

95 

Forward currency contracts 

95 

Total financial assets 

1,199,946 

24,411 

46,779 

41,929 

1,313,065 

Non derivative financial liabilities 

Trade and other payables 

Interest-bearing loans and borrowings 

Total financial liabilities 

355,663 

365,146 

720,809 

- 

201,170 

201,170 

- 

- 

- 

- 

- 

- 

355,663 

566,316 

921,979 

Net maturity 

479,137 

(176,759) 

46,779 

41,929 

391,086 

 142 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

35  Financial Risk Management (continued) 

(e)        Fair value of Financial Assets and Financial Liabilities 
The fair value of financial assets and financial liabilities are determined as follows: 
• 

• 

• 

• 

The carrying amounts of cash and cash equivalents, receivables from franchisees, trade and other receivables, other  
financial assets, trade and other payables and interest-bearing loans and borrowings are reasonable approximations of fair 
value. 
The fair value of financial assets and financial liabilities with standard terms and conditions and traded on active liquid  
markets are determined with reference to quoted market prices. 
The fair value of other financial assets and financial liabilities (excluding derivative instruments) are determined in  
accordance with generally accepted pricing models based on discounted cash flow analysis using prices from observable 
current market transactions. 
The consolidated entity enters into derivative financial instruments with various counterparties, particularly financial  
institutions with investment grade credit ratings.  Forward currency contracts are valued using valuation techniques which 
employs the use of market observable inputs. 

The consolidated entity uses various methods in estimating the fair value of financial instruments.  The methods comprise: 
Level 1 – the fair value is calculated using quoted prices in active markets. 
Level 2 – the fair value is estimated using inputs other than quoted prices included in Level 1 that are observable for the asset or 
               liability, either directly (as prices) or indirectly (derived from prices). 

The fair value of the financial instruments as well as the methods used to estimate the fair value are summarised in the table below.  

30 June 2022 

Quoted market price (Level 1) 
$000 

Market observable inputs (Level 2) 
$000 

Financial assets 

Listed investments 

Forward currency contracts 

Total financial assets 

Financial liabilities 

Forward currency contracts 

Total financial liabilities 

55,891 

- 

55,891 

- 

- 

- 

346 

346 

20 

20 

30 June 2021 

Quoted market price (Level 1) 
$000 

Market observable inputs (Level 2) 
$000 

Financial assets 

Listed investments 

Forward currency contracts 

Total financial assets 

69,327 

- 

69,327 

- 

95 

95 

Total 
$000 

55,891 

346 

56,237 

20 

20 

Total 
$000 

69,327 

95 

69,422 

Quoted market price represents the fair value determined based on quoted prices on active markets as at the reporting date 
without any deduction for transaction costs. The fair value of the listed equity investments are based on quoted market prices and 
are included in level 1. 

The fair value of financial instruments that are not traded in an active market is determined using valuation techniques.  Forward 
currency contracts are measured using quoted forward exchange rates.  These instruments are included in level 2.   

ANNUAL REPORT JUNE 2022 

 143 

 
 
  
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

35  Financial Risk Management (continued) 

(f)        Capital Risk Management Policy 
The consolidated entity’s capital management policy objectives are to: create long-term sustainable value for shareholders;  
maintain optimal returns to shareholders and benefits to other stakeholders; source the lowest cost available capital; and prevent 
the adverse outcomes that can result from short-term decision making. 

The consolidated entity is constantly adjusting the capital structure to take advantage of favourable costs of capital or high  
returns on assets.  As the market is constantly changing, the consolidated entity may change the amount of dividends to be paid 
to shareholders, return capital to shareholders, issue new shares or sell assets to reduce debt.  The capital structure of the  
consolidated entity consists of debt, which includes the interest-bearing loans and borrowings disclosed in Note 17, cash and 
cash equivalents disclosed in Note 26(a) and equity attributable to equity holders of the parent, comprising ordinary shares,  
retained profits and reserves as disclosed in Notes 22, 23 and 25 respectively.  None of the consolidated entity’s entities are  
subject to externally imposed capital requirements.  

Capital management is monitored through the net debt to equity ratio.  The Capital Management Policy stipulates a net debt to 
equity target for the consolidated entity of less than 50%.  As at 30 June 2022, the consolidated entity had unused, available  
financing facilities of $189.64 million out of total approved financing facilities of $884.81 million.  The net debt to equity ratio as 
at 30 June 2022 was 10.31% (30 June 2021: 7.47%).    

Borrowings (refer to Note 17: Interest-Bearing Loans and Borrowings) 

Less: Cash and Cash equivalents 

Net Debt  

Total equity (a) 

Net debt to equity ratio  

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

699,575   

(248,804)   

450,771   

4,371,925   

10.31%   

559,969 

(264,431) 

295,538 

3,956,330 

7.47% 

(a) 

For the purpose of calculating the net debt to equity ratio, total equity excludes the negative acquisition reserve of $16.27 
million (2021: $16.27 million), the right-of-use assets in respect of property, plant and equipment leases of $472.51  
million (2021: $511.17 million) and investment properties (leasehold): right-of-use assets of $675.60 million  
(2021: $620.46 million) and the lease liabilities recognised under AASB 16 Leases of $1,204.63 million  
(2021: $1,178.67million). 

36  Derivative Financial Instruments 

Hedging instruments 

The following table details the derivative hedging instruments as at balance date.  The fair value of a hedging derivative is  
classified as a non-current asset or liability if the remaining maturity of the hedged item is more than 12 months and as a current 
asset or liability if the remaining maturity of the hedged item is less than 12 months.  

Current assets 

Foreign currency contracts—held for trading 

Foreign currency contracts—cash flow hedges 

Current liabilities 

Foreign currency contracts—held for trading 

Foreign currency contracts—cash flow hedges 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

327   

19   

20 

- 

91 

4 

- 

- 

The consolidated entity has entered into forward currency contracts which are economic hedges but do not satisfy the  
requirements of hedge accounting.  

 144 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

36  Derivative Financial Instruments (continued) 

(a)        Forward currency contracts-held for trading  

Average Exchange Rate 

2022 

2021 

CONSOLIDATED  

Currency 

2022 

2021 

Buy 

$000 

Sell 

$000 

Buy 

$000 

Sell 

$000 

Euro (0-12 months) 

US Dollar (0-12 months) 

Total 

65.91 

72.35 

71.44 

76.38 

3,794 

6,127 

9,921 

- 

- 

- 

5,600 

5,131 

10,731 

- 

- 

- 

These contracts are fair valued by comparing the contracted rate to the market rates at balance date.  All movements in fair value 
are recognised in the income statement in the period they occur.  The net fair value gain on forward currency contracts during 
the year ended 30 June 2022 was $0.31 million for the consolidated entity (2021: net fair value gain of $0.09 million).  

(b)        Forward currency contracts-cash flow hedges 

The consolidated entity purchases inventories from various overseas countries.  As such, the consolidated entity is exposed to 
foreign exchange risk from various currency exposures, primarily with respect to: 
• 
• 

United States dollars; and 
Euro. 

In order to protect against exchange rate movements and to manage the inventory costing process, the consolidated entity has 
entered into forward currency contracts to purchase US dollars and Euro.  These contracts are hedging highly probable  
forecasted purchases and they are timed to mature when payments are scheduled to be made.  The following table details the 
forward currency contracts outstanding as at reporting date:  

Average Exchange Rate 

2022 

2021 

CONSOLIDATED  

Currency 

2022 

2021 

Buy 

$000 

Sell 

$000 

Buy 

$000 

Sell 

$000 

Euro (0-12 months) 

66.16 

63.27 

4,580 

US Dollar (0-12 months) 

- 

- 

Total 

- 

4,580 

- 

- 

- 

3,386 

- 

3,386 

- 

- 

- 

The forward currency contracts are considered to be highly effective hedges as they are matched against forecast  inventory  
purchases and firm committed invoice payments for inventory purchases.  During the year ended 30 June 2022, the hedges were 
100% effective (2021: 100% effective), therefore the gain or loss on the contracts attributable to the hedged risk is taken directly 
to other comprehensive income.  When the inventory is delivered the amount recognised in other comprehensive income is  
adjusted to the inventory account in the statement of financial position. 

Movement in the forward currency contract cash flow hedge reserve:  

Opening balance 

Reverse expired or realised cash flow hedge reserves 

Gain / (loss) recognised in other comprehensive income 

Closing balance 

ANNUAL REPORT JUNE 2022 

CONSOLIDATED 

June 2022 
$000 

June 2021 
$000 

Increase/(Decrease) 

(3) 

3 

13 

13 

(35) 

35 

(3) 

(3) 

 145 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

37  Deed of Cross Guarantee 
Pursuant to ASIC Corporations (Wholly-owned Companies) Instrument 2016/785, relief has been granted to certain controlled 
entities of Harvey Norman Holdings Limited from the Corporations Act 2001 requirements for the preparation, audit and  
lodgement of their financial reports.  These controlled entities have entered into a Deed of Cross Guarantee with Harvey Norman 
Holdings Limited (“Closed Group”).  The effect of this Deed of Cross Guarantee is that Harvey Norman Holdings Limited has 
guaranteed to pay any deficiency in the event of winding up a controlled entity within the Closed Group or if the controlled entity 
does not meet its obligations under the terms of overdrafts, loans, leases or other liabilities subject to the guarantee. The  
controlled entities within the Closed Group have also given a similar guarantee in the event that Harvey Norman Holdings  
Limited is wound up or if it does not meet its obligations under the terms of overdrafts, loans, leases or other liabilities subject to 
the guarantee.  The parties to the Deed of Cross Guarantee include Harvey Norman Holdings Limited and the following  
controlled entities: 
• 
• 
• 
• 
• 

Arisit Pty Limited  
Contemporary Design Group Pty Limited 
Derni Pty Limited 
Generic Publications Pty Limited 
Harvey Norman Big Buys Pty Limited 

Harvey Norman Stores (N.Z.) Pty Limited 
Network Consumer Finance  Pty Limited 
Sarsha Pty Limited 
Yoogalu Pty Limited 

• 
• 
• 
• 

The Statement of Financial Position and Income Statement for the Harvey Norman Holdings Limited Closed Group are as follows: 

Current Assets 

Cash and cash equivalents 

Trade and other receivables 

Other financial assets 

Inventories 

Intangible assets 

Other assets 

Total current assets 

Non-Current Assets 

Trade and other receivables 

Other financial assets 

Property, Plant & Equipment 

Property, Plant & Equipment: Right-of-use assets 

Intangible assets 

Total non-current assets 

Total assets 

Current Liabilities 

Trade and other payables 

Interest-bearing loans and borrowings 

Lease liabilities 

Income tax payable 

Provisions 

Other liabilities 

Total current liabilities 

Non-Current Liabilities 

Interest-bearing loans and borrowings 

Lease liabilities 

Provisions 

Deferred income tax liabilities 

Total non-current liabilities 

Total liabilities 

NET ASSETS 

June 2022 
$000 

June 2021 
$000 

111,103   

1,047,828   

153   

255,147   

280   

28,471   

131,576 

867,574 

41,296 

235,981 

258 

25,045 

1,442,982   

1,301,730 

1,894,719   

1,712,820 

330,645   

40,462   

177,099   

56,984   

2,499,909   

3,942,891 

164,343   

205,554   

28,346   

51,048   

32,341   

50,560   

532,192   

410,000   

175,813   

2,252   

115,387   

703,452   

299,666 

32,215 

175,641 

60,557 

2,280,899 

3,582,629 

106,984 

295,833 

27,181 

139,639 

32,475 

49,340 

651,452 

200,000 

174,911 

2,121 

111,402 

488,434 

1,235,644 

2,707,247 

1,139,886 

2,442,743 

 146 

ANNUAL REPORT JUNE 2022 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

37  Deed of Cross Guarantee (continued) 

Equity 

Contributed equity 

Reserves 

Retained profits 

Non-controlling interests 

TOTAL EQUITY 

Income Statement 

Profit before income tax 

Income tax 

Profit after tax 

Retained Earnings 

Retained earnings at the beginning of the year 

Profit after tax  

Dividends provided for or paid 

Retained earnings at the end of the year 

38  Parent Entity Financial Information 

Current assets 

Non-current assets 

Total assets 

Current liabilities 

Non-current liabilities 

Total liabilities 

Contributed equity 

Retained profits 

Total Equity 

Profit for the year 

Total Comprehensive Income 

June 2022 
$000 

June 2021 
$000 

717,925   

11,887   

1,977,859   

(424)   

2,707,247  , 

823,728   

(121,760)   

701,968   

1,711,993   

701,968   

(436,102)   

1,977,859   

717,925 

13,150 

1,711,993 

(325) 

2,442,743 

639,151 

(147,885) 

491,266 

1,694,210 

491,266 

(473,483) 

1,711,993 

PARENT ENTITY 

June 2022 
$000 

June 2021 
$000 

1   

2,947,077   

2,947,078   

51,303   

136,595   

187,898   

717,925   

2,041,255   

2,759,180   

614,873 

614,873 

38 

2,838,662 

2,838,700 

124,093 

134,198 

258,291 

717,925 

1,862,484 

2,580,409 

537,438 

537,438 

Guarantees 
The Parent Company is party to a Deed of Cross Guarantee (“Deed”) with the following controlled entities: 

• 

• 

• 

• 

• 

Arisit Pty Limited  

Contemporary Design Group Pty Limited 

Derni Pty Limited 

Generic Publications Pty Limited 

Harvey Norman Big Buys Pty Limited 

• 

• 

• 

• 

Harvey Norman Stores (N.Z.) Pty Limited 

Network Consumer Finance  Pty Limited 

Sarsha Pty Limited 

Yoogalu Pty Limited 

The effect of this Deed is that the Parent Company has guaranteed to pay any deficiency in the event of winding up one of the 
above controlled entities or if they do not meet their obligations under the terms of overdrafts, loans, leases or other liabilities 
subject to the guarantee.  The above controlled entities have also given a similar guarantee in the event that the Parent Company 
is wound up or if it does not meet its obligations under the terms of overdrafts, loans, leases or other liabilities subject to the 
guarantee.   

ANNUAL REPORT JUNE 2022 

 147 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

38  Parent Entity Financial Information (continued) 

Contingent Liabilities 

Refer to information provided in Note 34: Contingent Liabilities for disclosures relating to the Parent Entity. 

39  Controlled Entities and Unit Trusts 

The listing of controlled entities and unit trusts detailed on this page is not a complete and exhaustive list of all controlled entities 
and unit trusts held by Harvey Norman Holdings Limited.  The financial year of all controlled entities and unit trusts are the same 
as that of the Parent Company.  

Shares held by Harvey Norman Holdings Limited 
A listing of material subsidiaries of Harvey Norman Holdings Limited are detailed below: 

Arisit Pty Limited 1, 2 

Harvey Norman Croatia d.o.o. 15,16 

Harvey Norman Trading d.o.o. 14,15 

Bencoolen Properties Pte Limited 6,7 

Harvey Norman Europe d.o.o. 14  

Network Consumer Finance Pty Limited 1,2 

Cascade Consolidated Sdn. Bhd. 9,10 

Harvey Norman Holdings (Ireland) Limited 12 

Pertama Holdings Pte Limited 6,7,8 

Consolidated Design Group Pty Limited 1 

Harvey Norman Limited 4 

Pertama Merchandising Pte Ltd 6,9 

Contemporary Design Group Pty Limited 1,2 

Harvey Norman Ossia (Asia) Pte Limited 6,7,8 

Sarsha Pty Limited 1,2 

Derni Pty Limited 1,2 

Harvey Norman Properties (N.Z.) Limited 4,5 

Space Furniture Pte Limited 6,7 

Elitetrax Marketing Sdn. Bhd. 10,11 

Harvey Norman Singapore Pte Limited 6,7 

Space Furniture Collection Sdn. Bhd. 10 

Generic Publications Pty Limited 1,2 

Harvey Norman Stores (N.Z.) Pty Limited 1,2 

Yoogalu Pty Limited 1,2 

Harvey Norman Big Buys Pty Limited 1,2,3 

Harvey Norman Trading (Ireland) Limited 12,13 

Notes: 

1 

2 

3 

4 

5 

6 

7 

8 

9 

Company incorporated in Australia. 

Company is a member of the "Closed Group" relieved under the Class Order described in Note 37. 

Harvey Norman Big Buys Pty Limited holds 99.02% of the shares in the KEH Partnership. 

Company incorporated in New Zealand. 

Shares held by Harvey Norman Limited. 

Company incorporated in Singapore. 

Harvey Norman Singapore Pte Limited owns 100% of the shares in Bencoolen Properties Pte Limited, 60% of the shares in Harvey  
Norman Ossia (Asia) Pte Limited, 100% of the shares in Space Furniture Pte Limited and 50.62% of the shares in Pertama Holdings Pte  
Limited. 

Harvey Norman Ossia (Asia) Pte Limited holds 49.38% of the shares in Pertama Holdings Pte Limited. 

Shares held by Pertama Holdings Pte Limited. 

10  Company incorporated in Malaysia. 

11  Shares held by Cascade Consolidated Sdn. Bhd. 

12  Company incorporated in Ireland. 

13  Shares held by Harvey Norman Holdings (Ireland) Limited. 

14  Company incorporated in Slovenia. 

15 

Harvey Norman Europe d.o.o. owns 100% of the shares in Harvey Norman Trading d.o.o. and 100% of the shares Harvey Norman  
Croatia d.o.o. 

16  Company incorporated in Croatia. 

 148 

ANNUAL REPORT JUNE 2022 

 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)  

39  Controlled Entities and Unit Trusts (continued) 

Units in Trusts held by Harvey Norman Holdings Limited 

A listing of material unit trusts of Harvey Norman Holdings Limited are detailed below: 

Calardu ACT Trust 

Calardu Albury Trust 

Calardu Alexandria DM Trust 

Calardu Alexandria WH Trust 

Calardu Auburn No. 1 Trust 

Calardu Auburn No. 2 Trust 

Calardu Auburn No. 4 Trust 

Calardu Auburn No. 5 Trust 

Calardu Auburn No. 6 Trust 

Calardu Auburn No. 7 Trust 

Calardu Auburn No. 8 Trust 

Calardu Ballina No. 1 Trust 

Calardu Bendigo Trust 

Calardu Brookvale Trust 

Calardu Browns Plains No. 1 Trust 

Calardu Cairns Trust 

Calardu Cambridge Trust 

Calardu Campbelltown Trust 

Calardu Penrith No. 1 Trust 

Calardu Cannington Trust 

Calardu Penrith No. 2 Trust 

Calardu Caringbah (Taren Point) Trust 

Calardu Perth City West Trust 

Calardu Devonport Trust 

Calardu Frankston Trust 

Calardu Gepps Cross Trust 

Calardu Geraldton Trust 

Calardu Preston Trust 

Calardu Rosebery Trust 

Calardu Rutherford Trust 

Calardu Silverwater Trust 

Calardu Hoppers Crossing Trust 

Calardu Springvale Trust 

Calardu Loganholme Trust 

Calardu MacGregor Trust 

Calardu Malaga Trust 

Calardu Taylors Lakes Trust 

Calardu Toowoomba Trust 

Calardu Toowoomba No. 1 Trust 

Calardu Maribyrnong Trust 

Calardu Toowoomba No. 2 Trust 

Calardu Maroochydore Trust 

Calardu Tweed Heads No. 1 Trust 

Calardu Midland Trust 

Calardu Munno Para Trust 

Calardu Noarlunga Trust 

Calardu Penrith Trust 

Calardu Wodonga Trust 

Harvey Norman Discounts No. 1 Trust 

Harvey Norman No. 1 Trust 

The Calardu Trust 

40  Significant Events After Balance Date 

There have been no circumstances arising since balance date which have significantly affected or may significantly affect: 
• 
• 
• 

the operations: 
the results of those operations; or 
the state of affairs of the entity or consolidated entity in future financial years.  

ANNUAL REPORT JUNE 2022 

 149 

 
 
 
 
 
OPERATING AND FINANCIAL REVIEW (CONTINUED) 

SHAREHOLDER INFORMATION 

Distribution of shareholdings as at 28 September 2022  

Size of holding 

1 – 1,000 

1,001 – 5,000 

5,001 – 10,000 

10,001 – 100,000 

100,001 and over 

Number of shareholders with less than a marketable parcel 

Voting rights 

Ordinary Shareholders 

14,031 

13,228 

4,016 

3,337 

193 

34,805        

1,816 

All ordinary shares issued by Harvey Norman Holdings Limited carry one vote per share. 

Twenty largest shareholders as at 28 September 2022  

Number of  
Ordinary Shares 

Shareholder 

Percentage of  
Ordinary Shares 

393,787,754  Mr. Gerald Harvey 

205,525,565  Mr. Christopher Herbert Brown 

175,614,516  HSBC Custody Nominees Limited 

73,429,286  J P Morgan Nominees Australia Limited 

58,592,289  Ms. Margaret Lynette Harvey 

53,213,245  Citicorp Nominees Pty Limited 

21,668,783  BNP Paribas Nominees Pty Limited 

20,063,673  Enbeear Pty Limited 

20,039,315  Ms. Kay Lesley Page 

12,554,120  National Nominees Limited 

5,300,984  BKI Investment Company Limited 

5,213,182  Argo Investments Limited 

3,335,180  Ms Jacqueline Galbraith 

2,522,476  Peter & Lyndy White Foundation Pty Ltd  

2,500,084  UBS Nominees Pty Ltd 

2,033,309  Omnilab Media Investments Pty Ltd 

1,636,839  Quotidian No 2 Pty Limited 

1,297,486  Mr. Arthur Brew 

1,252,893  Mr.  John Evyn Slack-Smith 

1,244,297  Mr. Chris Mentis 

1,060,825,276  

 150 

ANNUAL REPORT JUNE 2022 

31.604% 

16.495% 

14.094% 

5.893% 

4.702% 

4.271% 

1.739% 

1.610% 

1.608% 

1.008% 

0.425% 

0.418% 

0.268% 

0.202% 

0.201% 

0.163% 

0.131% 

0.104% 

0.101% 

0.100% 

85.137%