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Holders Technology plc

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FY2020 Annual Report · Holders Technology plc
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Holders Technology plc 
Annual Report & Accounts 2020 

Specialised PCB Materials, Lighting and Control Solutions 

Holders Technology plc | Annual Report & Accounts 2020 

 
 
 
 
 
 
 
 
 
 
Year in Brief 

Holders Technology plc (“The Group”) supplies specialty laminates and materials for printed circuit board 
manufacture (“PCB”) and operates as a Lighting and Control Solutions (“LCS”) provider.        

The  Group  principally  operates  from  the  UK  and  Germany,  with  PCB  divisions  and  LCS  divisions  in  both 
countries.  During the year, investments were also made in LCS joint ventures in the UK and Austria.   

Revenue for all divisions was reduced by the economic consequences of the Covid-19 pandemic, particularly 
the LCS divisions.  The companies have reduced costs whenever possible, and PCB divisions taken together 
remained profitable.  However, the LCS divisions became loss making.  

The directors will recommend payment of a final dividend of 0.25p per share, a total of 0.50p for the year 
(2019 total: 0.75p).  

The results are summarised below. 

Holders Technology plc | Annual Report & Accounts 2020 

Highlights20202019£'000£'000RevenuePCB7,3148,647LCS2,5243,515Group9,83812,162Gross MarginsPCB24.4%24.3%LCS36.5%36.7%Group27.5%27.9%Operating Profit/ (Loss)PCB102230LCS(246)69Central costs(105)(155)Group(249)144(Loss)/ profit before taxGroup(264)150Tax (expense)/ credit-31(Loss)/ profit after taxGroup(264)181Basic (loss)/ earnings per share(6.25p)4.31pDiluted (loss)/ earnings per share(6.25p)4.30pDividend paid & proposed0.50p0.75pCash1,113734 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Contents 

STRATEGIC REPORT                                                                                                                              

Page 

Chairman’s statement 

Operating and business review 

Financial review 

BOARD REPORTS 

Company information 

Report of the directors 

Directors’ remuneration report 

Section 172 Companies Act 

Corporate governance 

AUDITOR’S REPORT 

Independent auditor’s report to the members of Holders Technology plc 

FINANCIAL STATEMENTS 

Group income statement 

Group statement of comprehensive income 

Statements of changes in equity 

Balance sheets 

Statements of cash flows 

Notes to the financial statements 

AGM 

Five-year summary 

1 

2 

4 

6 

7 

10 

11 

13 

17 

23 

23 

24 

25 

26 

27 

     53 

Holders Technology plc | Annual Report & Accounts 2020 

 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                                                     
 
 
 
 
 
 
STRATEGIC REPORT 

Chairman’s Statement 

The Group principally operates from the UK and from 
Germany,  with  a  PCB  division  and  an  LCS  division  in 
each country.  In addition, during the year investments 
were made in LCS joint ventures in the UK and Austria. 

Inevitably  the  Group  results  were  impacted  by  the 
economic  consequences  of  the  Covid-19  pandemic.  
We  have  reduced  costs  in  the  UK  and  Germany 
wherever  possible,  including  salary  reductions  for 
higher paid employees, and making use of government 
support schemes where available. 

Revenue for the year was £9.8m (2019: £12.2m), with 
gross margins of 27.5% (2019: 27.9%).  The operating 
loss for the year was £249,000 (2019: operating profit 
of  £144,000),  and  the  loss  after  tax  was  £264,000 
(2019: profit of £181,000). 

The PCB divisions taken together had revenue of £7.3m 
(2019:  £8.7m)  and  achieved  an  operating  profit  of 
£102,000  (2019:  profit  of  £230,000).    PCB  gross 
margins  increased  from 24.3% to 24.4%.   In both the 
UK and Germany, PCB revenues held up well in the first 
half but showed a material reduction in the second half 
of the year. 

As reported last year, the LCS sales and technical team 
was strengthened in the second half of 2019.  Despite 
the exceptional economic situation in 2020, this team 
was  retained  in  anticipation  of  an  improvement  in 
market  conditions  in  2021.    LCS  revenues  overall 
amounted to £2.5m (2019: £3.5m) with gross margins 
decreasing  from  36.7%  to  36.5%  and  there  was  an 
operating loss of £246,000 (2019: profit of £69,000).   

Two new 50:50 joint ventures were set up in 2020 as 
follows:   

•  Holders  Technology  Austria  GmbH  is  a  joint 
venture with a sales partner based in Austria.  
The  new  company  sells  wireless 
lighting 
control  solutions 
in  Austria,  Switzerland, 
Czechia,  and  Slovakia.    The  joint  venture 
achieved breakeven in the period. 

•  Holders Technology Data Analytics Ltd was set 
up  with  a  data  analytics  company  in  the 
  The  new  company  has 
Netherlands. 
developed a data analytics platform for smart 
lighting  and  building  solutions. 
It  will 
commence trading in 2021.     

On  behalf  of  the  Board,  I  would  like  to  record  our 
thanks  to  our  staff  for  their  hard  work  during  the 
exceptional conditions experienced in 2020.  Given the 
outcome  for the year, the Board recommends  a final 
dividend of 0.25p in respect of the 2020 year. 

The outlook for the first half of 2021 is more positive 
than  the  second  half  of  2020,  with  increased  sales 
levels and order books.  As for many similar companies 
however, sustained improvement is heavily dependent 
on a recovery in the wider economy during 2021. 

R W Weinreich  
Executive Chairman 
19 February 2021 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STRATEGIC REPORT 

Operating and Business Review 

Corporate strategy 
The board seeks to enhance shareholder value over the 
medium to long term.  Our strategy to achieve this is to 
focus  resources  on  business  activities  which  can 
generate profitable and sustainable growth.   

In doing so, we ensure that risk is carefully managed, 
and that high standards of corporate governance and 
transparency  are  maintained. 
  Where  a  suitable 
investment opportunity is identified, we invest within 
the bounds of internally generated cash flow and bank 
facilities.   

Business strategy 
The Group has operated for many years as a distributor 
of  specialised  and  consumable  materials  to  the  PCB 
industry  in  the  UK  and  continental  Europe.    The 
European  PCB  industry  has  strengths  in  the  defence, 
aerospace, automotive and medical sectors. 

The Group  continues  to pursue  a PCB strategy based 
on  dual  positioning:  both  as  a  low-cost  source  of 
standard products used throughout the industry; and 
as  an  exclusive  supplier  of  technically  sophisticated 
products to the PCB sector. 

The Group’s LCS product activities range from the sale 
of lighting components to supporting customers with 
the design and assembly of complete light engines.  LCS 
divisions also offer  a complete ecosystem of  wireless 
control solutions, as well as the provision of technical 
support and project services.   

Our LCS capability has been enhanced recently with the 
establishment  of  a  joint  venture,  Holders Technology 
Data Analytics Ltd, which offers data analytics for smart 
lighting and smart building solutions.   

Our lighting and wireless controls strategy is to provide 
a  competitive  and  complementary  premium  product 
range  for  our  selected  markets,  enhanced  by  strong 
technical support, services and industry knowledge. 

Overall,  PCB  operations  provide  a  steady  profitable 
revenue stream, and Lighting and Controls operations 
offer the opportunity for higher growth/ higher margin 
returns.    In  combination  they  also  allow  certain 
efficiency gains.   

Market Overview 
The  economic  impact  of  the  Covid-19  pandemic 
affected the business segments differently. 

PCB divisions in the first half of 2020 benefitted from 
increased  demand  for  healthcare  applications  and  a 
degree of stockpiling caused by global uncertainty.  In 
the second half revenues were weaker. 

LCS  divisions  were  more  immediately  impacted  by 
government  restrictions. 
  The  UK  division  was 
particularly  hard  hit,  by  a  combination  of  a  recent 
increase  in  headcount  and  a  higher  proportion  of 
project business than is the case in Germany.  

PCB operations 
UK  
UK  trading  operations  are  based 
in  Galashiels, 
Scotland.    The  PCB  industry  in  the  UK  is  oriented 
towards the aerospace and defence industries, both of 
which require a broad range of products.   

Continental Europe 
The  German  PCB  industry  is  dominated  by  demand 
from the automotive and industrial sectors.   

Lighting and Controls Solutions 

LCS UK and Germany 

The  LCS  UK  and  Germany  divisions  specialise  in 
providing  lighting  and  wireless  controls  solutions  to 
Original Equipment Manufacturers (OEMs), as well as 
working closely with the lighting specification market.   

Holders Technology Austria 

In March 2020, a 50:50 joint venture was set up to sell 
wireless 
in 
Austria, Switzerland, Czechia and Slovakia. 

lighting  control  solutions  to  markets 

Holders Technology Data Analytics 

In October 2020, a 50:50 joint venture was set up to 
develop and offer data analytics for smart lighting and 
smart building solutions. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
STRATEGIC REPORT 

Operating  and  Business  Review 
(continued) 

Conclusion 
During 2020 we continued to invest in new products, 
equipment, and strong technical salespeople, as well as 
further developing our value-added services.  We plan 
further  investment  in  2021  to  broaden our  sales  and 
technical expertise and geographical coverage. 

The outlook  for  the LCS  divisions  is  encouraging,  and 
these  divisions  have  made  a  good  start  to  the  new 
financial  year.    Improvement  for  the  PCB  divisions 
taken together is heavily dependent on improvement 
in the wider German economy. 

Victoria Blaisdell 
Group Managing Director 
19 February 2021 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STRATEGIC REPORT 

Financial Review 

Key performance indicators 
The board believes that the following key performance 
indicators are of most significance to assessment of the 
Group’s performance and financial position: 

Principal risks and uncertainties 
The  directors  believe  that  the  following  are  the 
principal risks and uncertainties faced by the Group: 

• Revenue  
The  turnover  level  is  an important indication of the 
strength of the Group’s product range and coverage.   

• Profitability  
Profitability is largely a function of the gross margins 
achieved  and  management’s  success  in  containing 
administrative expenses in relation to turnover.   

• Liquidity  
The  Group  operates  in  a  cyclical  industry  and  the 
directors  have  consistently  adopted  a  conservative 
approach to financing the Group’s activities.  The key 
measure is net liquid funds, as described below. 

• Efficiency 
Production  efficiency  is  important  in  a  competitive 
PCB market. 

Revenue 
Group revenue from continuing operations decreased 
from £12.2m to £9.8m.  Overall PCB revenue decreased 
by  15.4%,  whilst  Lighting  and  Controls  revenue 
decreased by 28.2%.   

Profitability 
The  operating  loss  was  £249,000  compared  to  an 
operating profit of £144,000 in 2019.  The gross profit 
margin  was  27.5%  compared  to  27.9%  in  2019.  
Administration costs decreased from £2.9m to £2.6m, 
however,  administration  costs  as  a  proportion  of 
revenue  increased  from  23.8%  in  2019  to  26.0%  in 
2020.  Administration costs in 2020 included income of 
£107,000 received from Covid-19 government support 
schemes (£51,000 UK and £56,000 Germany). 

Post tax result 
The loss for the financial year after tax, attributable to 
equity  shareholders  was  £264,000  (2019:  profit  of 
£181,000).  The basic loss per share was 6.25p (2019: 
4.31p earnings per share) and the fully diluted loss per 
share  was  6.25p  (2019:  4.30p  earnings  per  share).   
hare) and the fully diluted profit per share was 4.30p 
(2019: 4.03p 

• Competition  
Both  the  PCB  and  Lighting  and  Controls  sectors  are 
highly competitive, and the Group faces competition 
from  a  wide  range  of  companies.    The  Group 
continually seeks the most cost-effective sources for 
its products in order to remain competitive. 

• Customers 
The Group is exposed to the risk of bad debts.  Within 
the major European markets, the Group uses credit 
analysis  data  to  monitor  customer  risk  levels  and 
maintain appropriate credit limits.  Credit insurance 
is used for UK and European customers whenever it 
is economically available. 

•  Suppliers  
As  with  any  distribution  business,  the  Group  is 
dependent  on  maintaining  supply.    The  Group  has 
diversified its product range and sources in order not 
to be overly dependent on any single supplier. 

• Key Management  
In order to ensure retention of key management, the 
Group 
a 
stimulating working environment and clear two-way 
communication. 

remuneration, 

competitive 

offers 

• Business Interruption 
In  order  to  minimise  the 
impact  of  business 
interruption, the Group offers dual capacity in UK and 
Germany,  regularly  maintains  key  machinery,  and 
holds appropriate business interruption insurance. 

• Financial Control 
Internal  controls  and  multiple  authorisation  levels, 
with monthly review of results and cash, are used to 
combat fraud and potential misstatement of results.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 4 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
STRATEGIC REPORT 

Financial Review (continued) 

• EU Trade Agreement 
We do not currently foresee any significant impact on 
business arising from the new EU Trade agreement.  
However, some stock levels may change as a result of 
the re-importation of certain  EU products  back into 
the EU, which will now attract tariffs.  The potential 
impact of this is currently difficult to quantify.  

• Covid-19 
The Covid-19 pandemic has created risks in terms of 
market disruption and health risk to our workforce. 
The  Group  continues  to  follow  government  health 
advice in respect of the Covid-19 virus and has made 
use of government support  in the UK and Germany 
where available.  

Cash flow, liquidity and financing 
The  Group’s  cash  position  improved  during  the  year.  
Cash balances increased from £734,000 to £1,113,000. 
The  improvement  mainly  came  from  a  reduction  in 
working  capital  requirement  arising  from  the  overall 
19.1% reduction in revenue. 

The  Group  maintains  overdraft  and  trade  financing 
facilities  with  its  banks  to  meet  short  term  financing 
requirements during the year.  An overdraft facility of 
£100,000 is in place, however this has not been needed 
nor  used  during  the  period  under  review.    The  trade 
financing facility is used for occasional letters of credit 
and duty deferment.   

At 30 November 2020 the Group had net liquid funds 
(trade  and  other  receivables  plus  cash minus  current 
liabilities  excluding  lease  liabilities)  of  £1.3m  (2019: 
£1.2m).  Net assets per ordinary share at 30 November 
2020 were £0.95 (2019: £0.99).  

Derivatives and other financial instruments 
Operations  are  financed  from  retained  profits.    The 
Board’s current policy is to use variable rate overdraft 
facilities in order to maintain short term flexibility.  

The Group’s financial instruments, other than forward 
currency contracts, comprise  cash and  items, such as 
trade receivables and payables that arise directly from 
its    operations.     The     main      purpose     of     these  

instruments  is  to  provide  finance  for  operations  if 
necessary.  It is, and has been throughout the period 
under  review,  the  Group’s  policy  that  no  trading  in 
financial instruments shall be undertaken. 

Currency risk and exposure 
The Group enters into forward currency contracts that 
are  used  to  manage  the  currency  risks  arising  from 
purchases  from foreign  suppliers where the products 
are sold in local currencies.   

The  overseas  sales  operations  during  the  year  were 
predominantly in the European Union.  The Group has  
currency exposures primarily in US dollars and Euros.  
Although  daily  transactional  exposures  are  regularly 
covered  by  forward  contracts,  the  Group  has  an 
underlying exposure, particularly to the Euro.  Currency 
contracts at the year-end are detailed in note 20.   

Net assets 
Net  assets  at  the  2020  year-end  were  £3,999,000 
(2019:  £4,164,000).    The  decrease  mainly  came  from 
the  Group  net  loss  of  £264,000  minus  £120,000  of 
foreign 
exchange  differences 
operations.  

from  Euro-based 

Conclusion 

The Group continues to benefit from a strong liquidity 
position,  which  leaves  it  well  placed  to  benefit  from 
future growth opportunities. 

Paul Geraghty 
Group Finance Director 
19 February 2021 

STRATEGIC REPORT 

The Strategic Report on pages 1-5 was approved by the 
Board on 19 February 2021 and signed on its behalf by 

Paul Geraghty 
Group Finance Director 
19 February 2021 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 5 

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Company Information 

Directors 

R W Weinreich, Executive Chairman  
V M Blaisdell, BSc, Group Managing Director 
P K I Geraghty BSc, FCA, Group Finance Director 
D A Mahony, BA (Econ), MSc, Non-Executive Director 

Secretary 

P K I Geraghty BSc, FCA  

Registered office 

27-28 Eastcastle Street 
London W1W 8DH 

Website 

www.holdersgroup.com 

Registered number 

1730535 

Auditors 

Bankers 

Registrars 

Saffery Champness LLP 
71 Queen Victoria Street 
London EC4V 4BE 

HSBC 
North London Corporate Centre 
1 Old Street 
London EC1V 9HL 

Neville Registrars 
Neville House 
Steelpark Road 
Halesowen 
West Midlands B62 8HD 

Nominated Adviser and 
Broker 

SP Angel Corporate Finance LLP 
Prince Frederick House 
35-39 Maddox Street  
London 
W1S 2PP 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Report of the Directors  

Business review and future developments  
A review of the year and likely developments is contained in the Strategic Report. 

Results and dividends 
The  Group made  a  loss  after taxation  for  the  financial  year  attributable  to  shareholders  of  £264,000  (2019:  profit 
£181,000). 

Full details are contained in the Group income statement on page 23.  The directors have proposed a final dividend of 
0.25p per share payable on 1 June 2021 to shareholders on the register at close of business on 14 May 2021.  The total 
dividend for the year, including the interim dividend of 0.25p (2019: 0.25p) per share paid on 6 October 2020, amounts 
to £21,000 (2019: £32,000), which is equivalent to 0.50p (2019: 0.75p) per share. 

Financial risk management 
Details of the Group’s financial risk management are contained in note 4 to the financial statements. 

Directors 
The  directors  are  listed  on  page  6.    All  directors  served  throughout  the  year.  The  beneficial  shareholdings  of  the 
directors at 30 November 2020 are set out in note 24 to the financial statements. 

Rudi Weinreich, aged 74, Chairman and Chief Executive, was born in Austria.  He has been responsible for all aspects 
of the business since he started it in 1972. 

Victoria Blaisdell, aged 48, joined the Group in 2004 and is now Group Managing Director.  Prior to joining the Group, 
she worked in the IT industry for over 12 years and worked in  several countries as a Senior Consultant for a large 
American telecom consulting company. 

Paul Geraghty, aged 60, joined the Group in 2011 as Group Finance Director and Company Secretary.  He previously 
held senior financial roles in engineering companies, including Elektron Components Limited and Protec plc. 

David Mahony, aged 77, is the Senior and sole Non-Executive Director, appointed in 1988.  

Substantial shareholdings 
At 15 February 2021 the company had been informed of the following interests, in addition to the interests of R W 
Weinreich, amounting to 3% or more in the issued ordinary share capital of the company: 

Andre Marcou 
Armstrong Investments Limited 
Rath Dhu Limited 
David Barry 
Charles Stanley & Co. Limited 
Stockinvest Limited 
Hugh S Pearson Gregory 

Number 

% 

520,000 
275,000 
235,000 
231,000 
210,000 
171,500 
161,290 

12.31% 
6.51% 
5.56% 
5.47% 
4.97% 
4.06% 
3.82% 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Report of the Directors (continued) 

Annual General Meeting 
The  current  intention,  subject  to  government  restrictions  at  the  time,  is  for  the  Annual  General  Meeting  of  the 
Company to be held at the Dyrham Park Country Club, Galley Lane, Barnet EN5 4RA at 11.30 a.m. on 7 May 2021.   

Special business at the Annual General Meeting 
An ordinary resolution (set out as resolution 5 in the Notice of the Annual General Meeting) will be proposed to give 
the directors authority to allot 1,408,055 ordinary shares being approximately 33% of the issued ordinary share capital 
of the company as at the date of this report.  The authority, when given, will expire at the conclusion of next year's 
annual general meeting.  The directors have no present intention of exercising this authority. 

A special resolution (set out as resolution 6 in the Notice of the Annual General Meeting) will be proposed to empower 
the directors to allot  securities  of the  company up to a specified amount  in connection with rights  issues without 
having to obtain prior approval from shareholders on each occasion and also to allot a smaller number of these for 
cash without first being required to offer such shares to existing shareholders.  The number of ordinary shares which 
may  be  issued  for  cash  under  the  latter  authority  will  not  exceed  211,208  being  approximately  5%  of  the  issued 
ordinary share capital of the company as at the date of this report.  The proposed power will expire at the conclusion 
of next year's Annual General Meeting. 

A special resolution (set out as resolution 7 in the Notice of the Annual General Meeting) will be proposed to authorise 
the company to buy on the open market up to 422,416 ordinary shares of 10p each, representing 10% of the issued 
ordinary share capital of the company as at the date of this report, excluding treasury shares.  The directors, in reaching 
any decision to purchase ordinary shares, will take into account the company’s cash resources, capital requirements 
and the effect of any purchase on earnings per share. 

Going Concern 
The company’s business activities, together with the factors likely to affect its future development, performance and 
position are set out in the Strategic Report on pages 1 to 5.  The financial position of the company, its cash flows, 
liquidity position and borrowing facilities are described in the Financial Review on page 4.  In addition, notes 2, 3, 4, 
19 and 20 to the financial statements include the company’s objectives, policies and processes for managing its capital; 
its  financial  risk  management  objectives;  details  of  its  financial  instruments  and  foreign  exchange  risk  mitigation 
activities; and its exposures to credit risk and liquidity risk.  Budgets and forecasts indicate a satisfactory going concern 
position.  

The company enjoys a positive cash position, and benefits from a number of customers and suppliers across different 
geographic areas and industries. Management have prepared budgets and forecasts covering the period to May 2022.  
As  a  consequence,  the  directors  believe  that  the  company  is well  placed  to manage  its  business  risks  successfully 
despite  the  current  uncertain  economic  outlook  and  therefore  conclude  it  is  appropriate  to  prepare  the  financial 
statements on a going concern basis.  

The  company  has  numerous  financial  resources,  as  shown  in  the  financial  statements,  together with  a  number of 
customers  and  suppliers  across  different  geographic  areas  and  industries.  The  Board  pursues  a  cautious  strategy, 
combined with effective cost control in order to maintain a strong working capital position.  Budgets and forecasts 
indicate a satisfactory going concern position.  As a consequence, the directors believe that the company is well placed 
to manage its business risks successfully despite the current uncertain economic outlook and therefore conclude it is 
appropriate to prepare the financial statements on a going concern basis. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 8 

 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Report of the Directors (continued) 

Statement of directors' responsibilities 
The directors are responsible for preparing the Strategic Report, Report of the Directors and the Financial Statements 
in accordance with applicable law and regulations. 

Company  law  requires  the  directors  to  prepare  financial  statements  for  each  financial  year.    Under  that  law  the 
directors  have  elected  to  prepare  the  financial  statements  in  accordance  with  International  Financial  Reporting 
Standards as adopted by the European Union (IFRSs).  Under company law the directors must not approve the financial 
statements unless they are satisfied that they give a true and fair view of the state of affairs and profit or loss of the 
Company and Group for that period. In preparing these financial statements, the directors are required to: 
• 
•  make judgments and accounting estimates that are reasonable and prudent; 
• 

state whether applicable IFRSs have been followed, subject to any material departures disclosed and explained 
in the financial statements; 
prepare  the  financial  statements  on  the  going  concern  basis  unless  it  is  inappropriate  to  presume  that  the 
company will continue in business. 

select suitable accounting policies and then apply them consistently; 

• 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the 
company’s transactions and disclose with reasonable accuracy at any time the financial position of the company and 
enable them to ensure that the financial statements comply with the Companies Act 2006.  They are also responsible 
for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of 
fraud and other irregularities. 

The directors confirm that: 
• 

so far as each of the directors is aware, there is no relevant audit information of which the company’s auditors 
are unaware; and 
the directors have taken all steps that they ought to have taken as directors in order to make themselves aware 
of any relevant audit information and to establish that the auditors are aware of that information. 

• 

The directors are responsible for the maintenance and integrity of the corporate and financial information included 
on the company’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial 
statements may differ from legislation in other jurisdictions.  

Directors’ indemnity arrangements 
The company has purchased and maintained throughout the year directors’ and officers’ liability insurance in respect 
of its directors. The directors also have the benefit of the indemnity provision contained in the company’s Articles of 
Association. These provisions, which are qualifying third party indemnity provisions as defined by the Companies Act, 
were in force since 30 April 2007, and are currently in force. 

Auditors 
Saffery Champness LLP are willing to continue in office as auditors of the company and a resolution to reappoint them 
will be proposed at the forthcoming Annual General Meeting. 

By order of the board 
Paul Geraghty 
Secretary   

19 February 2021 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020 

 9 

 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Directors’ Remuneration Report  

The  directors  present  the directors’  remuneration  report  for  the  financial year ended  30  November  2020.    As  the 
company is listed on AIM, it does not have to comply with the requirements of the remuneration report contained in 
the listing rules. 

Remuneration policy 
The company policy is to design prudent executive remuneration packages to attract, motivate and retain directors of 
a high calibre and to reward them for enhancing value to shareholders.  The determination of the annual remuneration 
packages of the senior executive directors and key members of senior management are undertaken as set out in the 
corporate governance report on page 13. 

There are three main elements of the remuneration packages of the executive directors: 

•  Basic annual salary and benefits; 
• 
Incentive schemes; and 
•  Pension arrangements. 

The company believes that share option incentives encourage long term commitment to shareholder value and ensure 
that rewards for executive directors and senior managers are aligned with the interests of shareholders. 

Contributions are made to the pension schemes of certain directors. 

Executive  directors  may  accept  up  to  two  external  non-executive  appointments,  as  long  as  these  are  not  with 
competing  companies  and  are  not  likely  to  lead  to  conflicts  of  interest.    This  policy  is  followed  where  such 
appointments would beneficially broaden experience and knowledge. 

Executive directors’ remuneration and terms of appointment 
Base salaries are reviewed annually and are set to reflect responsibilities, experience and marketability.  Regard is also 
given to the level of rewards made in the year to staff.  The mechanism for supervising the company share option 
scheme and the granting of options under it is set out in the corporate governance report on page 11. 

None of the directors have service contracts with a notice period exceeding one year.  Each director is entitled to 
contributions to personal pension schemes and certain benefits in kind, which include car allowance and private health 
insurance. 

Non-executive director’s remuneration  
The  fees  paid  to  the  non-executive  director  are  determined  by  the  board.    Non-executive  directors  are  normally 
appointed for an initial period of three years.  Appointments are made subject to retirement by rotation or removal 
under the company’s articles of association.  The non-executive director does not participate in the company's option 
scheme. 

Details of the directors’ remuneration, pension entitlements, shareholdings and share options are included in note 24 
to the financial statements. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Section 172 Companies Act  

As required by Section 172 of the UK’s Companies Act, a director of a company must act in the way they consider, in 
good faith, would most likely promote the success of the company for the benefit of its shareholders.  In doing this, 
the director must have regard, amongst other matters, to the following matters: 

likely consequences of any decisions in the long term; 
interests of the company’s employees; 

• 
• 
•    need to foster the company’s business relationships with suppliers, customers, and others; 
• 
•    the company’s reputation for high standards of business conduct; and 
•    need to act fairly between members of the company. 

impact of the company’s operations on the community and environment; 

Engagement  with  stakeholders  and  consideration  of  their  respective  interests  in  the  Company’s  decision-making 
process took place during the year as described below: 

Shareholders 
During  the  year,  the  primary  mechanism  for  engaging  with  shareholders  in  more  depth  was  by  meeting  with  the 
shareholders at the Annual General Meeting on 29 May 2020.  On that date, the Covid-19 restrictions meant that 
shareholders were not permitted to attend the meeting in person.  Shareholders were instead encouraged to submit 
any questions for the  AGM by email in advance of the  AGM.  In addition, the board will propose  a change  to the 
company’s articles to permit online attendance at future shareholders meetings. 

Employees 
We have an experienced, and dedicated workforce which we recognise as the key asset of our business. It is vital to 
the  success  of  the  Group  to  continue  to  create  the  right  environment  to  encourage  and  create  opportunities  for 
individuals and teams to realise their full potential. The Board and management team pay close attention to employee 
feedback and seek to respond constructively to any suggestions or concerns raised.  
Throughout the COVID-19 UK lockdown, regular update emails have been circulated and weekly employee video calls 
have been held.  All employees, whether furloughed or not, were encouraged to attend and discuss anything which 
they wished to share.  We have also introduced HR software that will ensure we have much greater data accuracy, 
increased control over data, improved efficiency, and a modern employee experience. 

Customers 
The Group ensures regular levels of contact and discussion at all levels of the organisations that it targets. We hold 
regular business reviews with larger customers, to discuss use of our solutions, address training or support needs and 
communicate the benefits of our new product features. The team has been progressing calls with remaining customers 
to assist in optimising product performance and to increase customer loyalty. 
A key element in our relationships with our customer base has been to combine and integrate our customer data into 
a single CRM system (Capsule). In addition to direct contact, we have increased use of social media, to present new 
products and features. During the COVID-19 crisis we have tried to be flexible with payment terms where possible. 

Suppliers 
We operate in a way that safeguards against unfair business practices and encourages suppliers and contractors to 
adopt  responsible business policies  and practices for mutual benefit. We recognise that we  must,  where possible, 
integrate  our  business  values  and  operations  to  meet  the  expectations  of  our  stakeholders,  including  customers, 
suppliers,  the  community,  and  the  environment.  We  use  environmentally  friendly  suppliers  where  practical.  We 
monitor  all  suppliers  and  subcontractors  to  ensure  that  they  operate  in  accordance  with  agreed  contract 
responsibilities  and  arrangements.  An  organisation  and  its  external  providers  (suppliers,  contractors,  service 
providers) are interdependent and a mutually beneficial relationship enhances the ability of both to create value for 
our customers. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   11 

 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Section 172 Companies Act (continued) 

Community and the environment 
The Group tries to be a good corporate citizen, for example by: 

• providing products to customers that improve energy efficiency;  
• taking a flexible approach to home working for its employees where possible; 
• moving towards a paperless office environment; and  
• encouraging charitable donations to good causes. 

Standard of business conduct 
We recognise not only the need but also the desirability of operating to the highest standards of business conduct as 
this benefits all stakeholders.  We seek to achieve this by: 

• carefully adhering to our market abuse, privacy (including GDPR), anti‑bribery, and other policies; 
• encouraging a culture of openness so that any stakeholder can freely raise any concerns; 
• actively enforcing our conflicts of interest policy; and 
• making the conscious decision to observe not just the letter but also the spirit of the law in all our dealings 
with stakeholders. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   12 

 
 
 
 
 
 
BOARD REPORTS 

Corporate Governance 

CORPORATE GOVERNANCE REPORT                                            

The QCA Code sets out 10 principles which it advocates 
should be applied. These are listed below together with 
a short explanation of how the Group applies each of 
the principles. Where the Group does not fully apply a 
principle, an explanation as to why has been provided.  

Principle One: Business Model and Strategy  

For  each  business  unit  the  Board  has  adopted  a 
strategy to promote long-term value for shareholders 
as  outlined  in the  Operating  and  Business  Review  on 
pages 2 to 3. 

Principle Two: Understanding Shareholder Needs and 
Expectations  

is  committed 

The  Board 
to  maintaining  good 
communications  and  constructive  dialogue  with  its 
shareholders.  Institutional  shareholders  and  analysts 
are welcome to discuss issues and provide feedback at 
meetings  with 
In  addition,  all 
the  Company. 
shareholders are encouraged to attend the Company’s 
Annual General Meeting. Investors also have access to 
current  information  on  the  Company  through  its 
website,  www.holdersgroup.com. 
  Paul  Geraghty, 
Group Finance Director is available in the first instance 
to respond to investor enquiries.  

Principle 
Responsibilities  

Three: 

Stakeholder 

and 

Social 

The Board recognises that the long-term success of the 
Group  is  reliant  upon  the  efforts  of  the  employees, 
customers and suppliers to the Group. The Board has 
put in place a range of processes and systems to ensure 
close  contact  with 
is 
maintained. 
  The  Board  also  ensures  that  key 
relationships  with  customers  and  suppliers  are  the 
responsibility of one of the directors or the Divisional 
Managing Directors.  

these  key  stakeholders 

The Board at all times seeks to act in a legally compliant 
and  socially  responsible  manner  and  also  seeks  to 
ensure  that  senior  management  act  in  a  similar 
fashion.  

Principle Four:  Risk Management  

The directors are responsible to the Board for ensuring  
both that procedures are in place, and that these are 
identify, 
being  effectively 
evaluate and manage the risks faced by the Group. The 
nature  of  the  risks  and  degree  of  exposure  are 
reviewed periodically.  

implemented  so  as  to 

The following principal risks, and controls to mitigate 
them, have been identified:  

Activity 

Risk 

Impact 

Control(s) 

Competition  Loss of 
revenue 

Reduced 
profitability 

Customers 
and 
Suppliers 

Loss of 
major 
customer/ 
supplier 

Reduction in 
profitability 

Key 
Manage-
ment 

Recruitment/ 
retention of 
key 
management 

Reduced 
perfor-
mance 

Business 
Interruption 

Loss of 
operating 
capability. 

Potential 
loss of 
business 

Financial 
Control 

Fraud or 
misstatement 
of accounts 

Financial 
loss 

Continually 
seek cost-
effective 
products 

Multiple-level 
contact.  
Reduce 
dependence on 
any one 
customer/ 
supplier.  
Regular review. 

Competitive 
short term and 
long-term 
remuneration 
and incentives.  
Stimulating 
environment 
with clear 
communication.   

Business 
interruption 
insurance.  
Dual capacity 
UK and 
Germany.   
Ongoing 
renewal and 
maintenance of 
machinery.   

Multiple 
authorisation 
levels and 
internal 
controls.  
Segregation of 
duties.  
Monthly review 
of results and 
cash.   

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   13 

 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Corporate Governance (continued) 

Principle Four:  Risk Management (continued) 

Activity 
EU Trade 

Covid-19 

Risk 
Additional 
costs 

Impact 
Reduced 
profitability 

Reduced 
demand, 
health  risk  to 
workforce. 

Reduced 
profitability/ 
capacity 

Control(s) 
Revised 
stockholding 
UK v EU 
Make  use  of 
government 
advice 
support 

and 

There  are  a  range  of  Group  policies  which  cover 
matters such as share dealing. The current Board takes 
the view that an internal audit function is not necessary 
or practical due to the size of the Group and the close 
day to day control exercised by the executive directors. 
However, the Board will continue to monitor the need 
for an internal audit function.  

Principle Five:  A Well-Functioning Board of Directors  

The Board comprises:  

Executive Chairman  

• 
  Rudi Weinreich 
•  Group Managing Director    Victoria Blaisdell 
•  Group Finance Director  
•  Non-executive Director  

  Paul Geraghty 
  David Mahony* 

Currently  the  Group  Managing  Director  and  Group 
  The 
Finance  Director  are  full  time  employees. 
Executive  Chairman  and  non-executive  Director  are 
part time  employees,  and the  non-Executive Director 
David Mahony is a part time consultant. Biographical 
details  of  the  current  directors  are  set  out  within 
Principle Six below. At each Annual General Meeting, 
one-third of the Board members retire by rotation and 
offer themselves for re-election.  

*David  Mahony  is  deemed  by  the  Board  to  be 
independent even though he has served on the Board 
since  the  company  was  floated  on  the  Unlisted 
Securities Market in 1988.  The Board believes that Mr 
Mahony’s broad senior level experience enables him to 
be classed as independent. 

The letters of appointment of all directors are available 
for  inspection  at  the  Company’s  Tweedbank  office 
during normal business hours. 

The Executive and Non-Executive Directors are bound 
by  contracts  which  require  no  more  than  one  year’s 
notice.  The  Non-executive  Director  receives  a  fee  for 
his services as a director which is approved by the  

Board,  based  upon  the  time  commitment  and 
responsibilities of his roles, of current market rates for 
comparable appointments, and within any constraints 
imposed by the current financial position of the Group. 
The  Non-executive  Director  is  also  reimbursed  for 
travelling  and  other  incidental  expenses  incurred  on 
Group business.  

Directors’ emoluments, including Directors’ interest in 
share  options  over  the  Group’s  share  capital,  are  set 
out in Note 24 of the 2020 Annual Report.  

The  Board  meets  each  month.  It  has  an  established 
Audit  Committee  and  a  Remuneration  Committee, 
particulars of  which  appear  hereafter.  The  Board  has 
resolved that any appointments to the Board are made 
by the Board as a whole and therefore a Nominations 
Committee has not been created.  

Attendance at Board and Committee Meetings  
The Board retains full control of the Group with day-to-
day  operational  control  delegated  to  Executive 
Directors. The full Board meets monthly and on other 
occasions as it considers necessary. During 2020 there 
were  twelve  Board  meetings,  one  Remuneration 
Committee  meeting  and  two  Audit  Committee 
meetings. All monthly meetings were fully attended by 
their constituent directors.  

Principle Six: Appropriate Skills and Experience of the 
Directors  

The  Board  currently  consists  of  four  directors.  The 
Board  believes  that  the  Board  composition 
is 
appropriate  to  provide  the  necessary  skills,  balance 
and experience for the needs of the company. 

Board biographies: 

•  Rudi  Weinreich, Executive  Chairman,  born  in 
1946 in Austria, was sole executive director of 
the Group until 1987. He has been responsible 
for  all  aspects  of  the  business  since  the 
business commenced in 1972 and continues to 
be  closely  involved  with  all  aspects  of  the 
Group. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   14 

 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Corporate Governance (continued) 

Principle Six: Appropriate Skills and Experience of the 
Directors (continued) 

•  Victoria Blaisdell BSc, born in 1972, joined the 
Group in 2004 and is now the Group Managing 
Director.  She  previously  worked  in  the  IT 
industry and has worked in several countries as 
a  Senior  Consultant  for  one  of  the  largest 
global IT consultancies. 

•  Paul  Geraghty  BSc,  FCA,  born  in  1960,  joined 
the Group in 2011 as Group Finance  Director 
and  Company  Secretary.  He  previously  held 
engineering 
roles 
senior 
companies,  including  Elektron  Components 
Limited and Protec plc. 

financial 

in 

•  David  Mahony  BA  (Economics),  MSc,  born  in 
1944,  is  the  Senior  Non-executive  Director, 
appointed  in  1988.  He  is  also  a  Director  of 
Tower  Mint  Limited.  David  spent  thirty-five 
years with Hambros Bank in Corporate Finance 
and as an Industrial Advisor, during which time 
he  was  Chairman  or  Director  of  various  PLC, 
AIM and Private companies.  

Principle Seven:  Evaluation of Board Performance 

In 2021 the Board will strengthen its hitherto informal 
monitoring  of  individual  directors’  performance  by 
instituting a formal system whereby the Chairman and 
non-executive director will formally meet to evaluate 
and record the performance of the executive directors 
whilst  the  executive  directors  will  perform  the  same 
exercise  in  regard  to  the  Chairman  and  any  non-
executive  directors.  This  process  of  board  evaluation 
will also examine issues relating to succession planning 
as necessary. 

Principle Eight:  Corporate Culture  

The  Board  recognises  the  importance  of  appropriate 
ethical values and behaviour in relation to the Group’s 
activities  and  encourages  suitable  behaviour  and 
principles  from  employees  and  suppliers.  These 
principles  are  set  out  in  the  company’s  Ethics  Policy 
its 
and  the  Board  keeps  a  watching  brief  over 
application. 

The  Company  has  adopted,  for  the  Board  and  Senior 
Management, a Share Dealing Code in accordance with 
AIM Rule 21.  

Principle  Nine: 
Structures and Processes  

  Maintenance  of  Governance 

Ultimate  authority  for  all  aspects  of  the  Group’s 
activities  rests  with  the  Board.    Rudi  Weinreich  is 
Executive  Chairman  of  the  Board,  which  sets  the 
overall  business  strategy.    Victoria  Blaisdell  is  Group 
Managing Director responsible for the performance of 
the Group in line with its agreed business strategy.   

The following matters are reserved for the Board: 

•  Senior appointments and remuneration 
•  Budget approval 
•  Acquisitions 
•  Major capital expenditure 
•  Major sales quotations and purchase orders 
•  Foreign exchange policy 
•  Significant legal, health and safety matters 
•  Stock  exchange 

compliance  and  other 

corporate governance issues 

Mr  Weinreich  when  required  acts  in  an  Executive 
capacity,  for  example  by  deputising  for  the  German 
Managing  Director  when  necessary. 
  The  board 
is  therefore  not  100% 
recognises  that  his  role 
independent  however 
it  believes  that,  given  Mr 
Weinreich’s unique skills and experience, this is a cost-
effective  beneficial  arrangement  for  the  size  of  the 
company. 

In accordance with the Companies Act 2006, the Board 
complies  with  its  duties:  to  act  within  its  powers;  to 
promote  the  success  of  the  Company;  to  exercise 
independent judgement; to exercise reasonable care, 
skill and diligence; to avoid conflicts of interest; not to 
accept  benefits  from  third  parties  and  always  to 
declare  any  interest  in  a  proposed  transaction  or 
arrangement.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD REPORTS 

Corporate Governance (continued) 

Principle  Nine: 
Structures and Processes (continued) 

  Maintenance  of  Governance 

Audit Committee  
For  the  period  under  review  the  Audit  Committee 
comprised  David  Mahony.    Paul  Geraghty  as  Group 
Finance Director is invited to attend Audit Committee 
meetings  when  appropriate.  The  Audit  Committee 
meets as required and specifically to review the Interim 
Report and Annual Report. There were two meetings 
of  the  Audit  Committee  during  2020.  The  Audit 
Committee  also  reviews  the  findings  of  the  external 
auditor  and  reviews  accounting  policies  and  material 
accounting judgements.  

The  independence  and  effectiveness  of  the  external 
auditor 
is  reviewed  annually.  The  possibility  of 
undertaking an audit tender process is considered on a 
regular basis. The Audit Committee meets at least once 
per year with the auditor to discuss their independence 
and  objectivity,  the  Annual  Report,  any  audit  issues 
arising,  internal  control  processes,  appointment  and 
fee levels and any other appropriate matters.  The fees 
in respect of audit services are set out in Note 7 of the 
Annual Report.  

Remuneration Committee  
For  the  period  under  review  the  Remuneration 
Committee comprised David Mahony. The purpose of 
the  Remuneration  Committee  is  to  ensure  that  the 
Executive  Directors  and  other  employees  are  fairly 
rewarded  for  their  individual  contribution  to  the 
overall  performance  of  the  Group.  The  Committee 
considers  and  recommends 
the 
remuneration  of  the  Executive  Directors  and  is  kept 
informed of the remuneration packages of senior staff 
and  invited  to  comment  on  these.  There  was  one 
Remuneration Committee meeting during 2020.  

the  Board 

to 

The  Board  retains  responsibility  for  remuneration 
policy. Executive remuneration packages are designed 
to attract  and retain executives of the necessary skill 
and  calibre  to  run  the  Group.  The  Remuneration 
the 
Committee 
remuneration  packages  by  reference  to  individual 
performance, general market changes and any  

recommends 

the  Board 

to 

constraints  imposed  by  the  then  financial  position  of 
the  Group.  The  Remuneration  Committee  has 
responsibility  for  recommending  the  adoption  of  any 
long-term incentive schemes.  

There  are  three  main  elements  of  the  remuneration 
packages for Executive Directors and staff:  

1. Basic salaries and benefits in kind: Basic salaries are 
recommended  to  the  Board  by  the  Remuneration 
Committee,  considering  the  performance  of  the 
individual  and  the  rates  for  similar  positions 
in 
comparable  companies.  Certain  benefits  in  kind  are 
available to senior staff and Executive Directors.  

those 

through 

2.  Share  options:  The  Company  periodically  operates 
an  approved  share  option  scheme  for  Executive 
Directors  and  certain  other  employees  both  to 
motivate 
equity 
individuals 
participation,  and  to  align  the  interests  of  senior 
employees  with  those  of  shareholders.  Exercise  of 
share options under the schemes is subject to specified 
exercise  periods  and  compliance  with the  AIM  Rules. 
The  schemes  are  overseen  by  the  Remuneration 
Committee which recommends to the Board all grants 
of  share  options  specifying  the  terms  under  which 
eligible individuals may be invited to participate.  

3. Bonus Scheme: The Group has a discretionary bonus 
scheme  for  staff  and  Executive  Directors  which  is 
specific to each individual and the role performed by 
that individual within the Group. Salaries and benefits 
were reviewed in November 2020 to cover the period 
to 30 November 2021. Future reviews will be  held in 
November/  December  each  year  for  implementation 
from 1 December. 

Principle Ten:  Shareholder Communication  

is  committed 

The  Board 
to  maintaining  good 
communication with its shareholders. All shareholders 
are  encouraged  to  attend  the  Company’s  Annual 
General Meeting. Investors also have access to current 
information  on  the  Company  though  its  website, 
www.holderstechnology.com,  and  via  Paul  Geraghty, 
Group  Finance  Director,  who  is  available  to  answer 
investor queries. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   16 

 
 
 
 
 
 
 
 
AUDITOR’S REPORT 

Independent auditor’s report to the members of Holders Technology plc 

Opinion 

We have audited the financial statements of Holders Technology PLC (the ‘parent company’) and its subsidiaries (the 
‘group’) for the year ended 30 November 2020 which comprise the Group Income Statement, the Group Statement 
of Comprehensive Income, the Group and Company Balance Sheets, the Group and Company Statements of Changes 
in Equity, the Group and Company Statements of Cash Flows and notes to the financial statements, including a 
summary of significant accounting policies. The financial reporting framework that has been applied in the 
preparation of the Group and Company financial statements is applicable law and International Financial Reporting 
Standards (IFRSs) as adopted by the European Union.  

In our opinion, the financial statements: 

• 

• 

• 

give a true and fair view of the state of affairs of the group and of the parent company as at 30 November 
2020 and of the group’s loss for the period then ended; 

the  Group  and  Company  financial  statements  have  been  properly  prepared  in  accordance  with  IFRSs  as 
adopted by the European Union; 

have been prepared in accordance with the requirements of the Companies Act 2006. 

Basis for opinion 

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. 
Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the 
financial statements section of our report. We are independent of the group and the parent company in accordance 
with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s 
Ethical Standard as applied to SME listed entities, and we have fulfilled our other ethical responsibilities in 
accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and 
appropriate to provide a basis for our opinion. 

Conclusions relating to going concern 

We have nothing to report in respect of the following matters in relation to which the ISAs (UK) require us to report 
to you where: 

• 

• 

the directors’ use of the going concern basis of accounting in the preparation of the financial statements is 
not appropriate; or 

the directors have not disclosed in the financial statements any identified material uncertainties that may 
cast significant doubt about the group’s or parent company’s ability to continue to adopt the going concern 
basis of accounting for a period of at least twelve months from the date when the financial statements are 
authorised for issue. 

Key audit matters 

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of the 
financial statements of the current period and include the most significant assessed risks of material misstatement 
(whether or not due to fraud) we identified, including those which had the greatest effect on: the overall audit strategy, 
the  allocation  of  resources  in  the  audit;  and  directing  the  efforts  of  the  engagement  team.  These  matters  were 
addressed in the context of our audit of the financial statements as a whole, and in forming our opinion thereon, and 
we do not provide a separate opinion on these matters.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   17 

 
 
 
 
 
 
 
 
 
AUDITOR’S REPORT 

Independent auditor’s report (continued) 

Key Audit Matter 

How our audit addressed the key audit matter 

Going  concern  risk  arising  from  Coronavirus 
pandemic 
In  preparing  the  financial  statements  the 
directors are required to make an assessment 
of  the  group  and  company’s  ability  to 
continue  as  going  concerns.  Coronavirus 
introduces  uncertainties  to  this  process  for 
example,  forecasting  sales  projections  and 
cash  recoveries  plus  a  down  in  the  revenue 
being generated. 

The  group  has  seen  a  decline  in  its  trading 
activities  resulting  in  a  loss  for  the  financial 
  The 
year  ended  30  November  2020. 
continued 
continued 
lockdown  brings 
uncertainty  to  the  trading  of  the  group  and 
company.    The  directors  have  continued  to 
monitor  the  situation  and  have  taken 
advantage  of  government  schemes  across 
the 
and 
implemented cost control methods which has 
meant that cash remains strong. 

they  operate 

locations 

in 

Going  concern  was  considered  to  be  a  key 
audit matter because it is fundamental to the 
preparation of the financial statements, and 
in  the  current  economic  climate,  it  was  an 
area assessed as one of the most significant 
risk  of  material 
areas 
misstatement. 

to  present  a 

Our audit procedures included the following: 

•  Reviewing detailed cash flow forecasts to support the 
going  concern  assumption  and  stress  testing  the 
forecasts under a range of scenarios 

•  Reconciling the opening forecast position to the latest 

management accounts  

•  Considering how the impact of Coronavirus has been 
including  mitigating 
factored 
actions taken to reduce the impact and the timing of 
such measures 

into  the  forecasts 

•  Assessing the disclosures in the financial statements 
regarding  the  impact  of  Coronavirus  and  the  going 
concern status of the Group 

•  Challenging inputs to forecasts including comparison 
with external data sources and market information 

•  Considering the form of our audit opinion 

Based  on  our  procedures,  we  noted  no  material 
exceptions 
key 
assumptions to be within reasonable ranges. We consider 
that the use of the going concern basis is reasonable. 

considered  management’s 

and 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
AUDITOR’S REPORT 

Independent auditor’s report (continued) 

Key Audit Matter 

How our audit addressed the key audit matter 

Valuation and provisioning of stock 
Both the UK and German trading subsidiaries 
hold significant reserves of stock in order 
that they can satisfy customer orders 
promptly. 

At 30 November 2020 the Group held stock 
with a carrying value of £2.34m. The value of 
the stock provision at the balance sheet date 
was £0.468m. 

Stock  valuation  and  provisioning  was 
considered to be a key audit matter because 
of the materiality of the balance, and it was 
an  area  assessed  as  one  of  the  most 
significant areas to present a risk of material 
misstatement,  particularly  within  the  PCB 
division of the group and company. 

Our audit procedures included the following: 

• 

Testing a sample of stock to ensure it is being held at 
the lower of cost and net realisable value. 

•  Attending  the  year  end  stock  count  to  assess  the 
systems for recording stocks in order to gain comfort 
over the stock quantities reported in the accounts. 
•  Reviewing  management’s  stock  provision  and 
assessing 
for 
underlying 
reasonableness.  We  also  challenged  managements 
assumptions  to  ensure  these  are  in  line  with  write 
off’s experienced post year end. 

assumptions 

the 

•  Reviewing the aging of stock lines for post year-end 
issues  from  a 

sales  to  ensure  there  are  no 
provisioning perspective.  

•  Reviewing  a  sample  of  purchases  and  sales  made 
around  the  year  end  to  ensure  cut  off  has  been 
correctly applied 

Based  on  our  procedures,  we  noted  no  material 
exceptions 
key 
assumptions to be within reasonable ranges. We consider 
that stock valuation and provisioning is reasonable. 

considered  management’s 

and 

Valuation of investments in subsidiaries 
The parent company holds investments in its 
subsidiary companies. 

At  30  November  2020  the  carrying  value  of 
investments in subsidiaries was £2.291m. 

The  valuation  of  investments  in  subsidiaries 
was  considered  to  be  a  key  audit  matter 
because of the materiality of the balance on 
the parent company’s balance sheet, and due 
to  the  current  economic  climate  and  tough 
trading  conditions  both  subsidiaries  find 
themselves in, it was an area assessed as one 
of the most significant areas to present a risk 
of material misstatement. 

Our audit procedures included the following: 
•  Assessing whether the company’s accounting policy 
for impairment of investments is in accordance with 
IAS 36 

•  Reviewing and challenging management’s 

discounted cash flow forecasts for each of the 
subsidiary entities and assessing the underlying 
assumptions for reasonableness using sensitivity 
analysis 

•  Assessing historical forecasting by comparing this 
against actual results to test the accuracy of 
management’s forecasting 

•  Comparing and challenging management’s valuation 
of investments through the discounted cash flow 
prepared to determine their value with the amounts 
that they are held at on the balance sheet and 
considering the potential need for impairment 

and 

Based  on  our  procedures,  we  noted  no  material 
key 
exceptions 
assumptions to be within reasonable ranges. We consider 
that  the  valuation  of  investments  in  subsidiaries  is 
reasonable. 

considered  management’s 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   19 

 
 
 
 
 
 
 
 
 
 
AUDITOR’S REPORT 

Independent auditor’s report (continued) 

Our application of materiality 

We apply the concept of materiality in planning and performing our audit, in evaluating the effect of any identified 
misstatements and in forming our audit opinion.  Our overall objective as auditor is to obtain reasonable assurance 
that the financial statements as a whole are free from material misstatement, whether due to fraud or error. We 
consider a misstatement to be material where it could reasonably be expected to influence the economic decisions 
of the users of the financial statements. 

We have determined a materiality of £99,000 for both the Group and the Company financial statements.  This is 
based on 1% of Group revenue and 5% of Company net assets per draft financials at the planning stage.  

In order to reduce to an appropriately low level the probability that any misstatements exceed materiality, we use a 
lower materiality level, performance materiality, to determine the extent of testing needed. Importantly, 
misstatements below these levels will not necessarily be evaluated as immaterial as we also take into account of the 
nature of identified misstatements, and the particular circumstances of their occurrence, when evaluating their 
effect on the financial statements as a whole. 

Performance materiality was set at 80% of the above materiality level. 

An overview of the scope of our audit 

We tailored the scope of our audit to ensure that we obtained sufficient evidence to support our opinion on the 
financial statements as a whole, taking into account the structure of the Group and the company, the accounting 
processes and controls and the industry in which the Group operates. 

As Group auditors we carried out the audit of the Company financial statements and, in accordance with ISA (UK) 
600, obtained sufficient evidence regarding the audit of the Group’s material German subsidiary, Holders Technology 
GmbH. We also performed a full scope audit of the Group’s UK subsidiary, Holders Technology UK Limited. These 
subsidiaries were deemed to be significant to the Group financial statements due to their size. The Group audit team 
directed, supervised and reviewed the work of the component auditors in Germany, which involved issuing detailed 
instructions and holding discussions with component audit teams and performing a detailed remote file review.  
Audit work in Germany was performed at materiality levels of £60,000, lower than Group materiality. 

As part of designing our audit, we determined materiality and assessed the risks of material misstatement in the 
financial statements. In particular we looked at where the Directors made subjective judgements, for example in 
respect of significant accounting estimates that involved making assumption and considering future events that are 
inherently uncertain. We also addressed the risk of management override of internal controls, including evaluating 
whether there was evidence of bias by the Directors that represented a risk of material misstatement due to fraud. 

misstatement in the financial statements or a material misstatement of the other information. If, based on the work  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
AUDITOR’S REPORT 

Independent auditor’s report (continued) 

Other information 

The directors are responsible for the other information. The other information comprises the information included in 
the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial 
statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, 
we do not express any form of assurance conclusion thereon. 

In connection with our audit of the financial statements, our responsibility is to read the other information and, in 
doing so, consider whether the other information is materially inconsistent with the financial statements or our 
knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material 
inconsistencies or apparent material misstatements, we are required to determine whether there is a material we 
have performed, we conclude that there is a material misstatement of this other information; we are required to 
report that fact. 

We have nothing to report in this regard. 

Opinions on other matters prescribed by the Companies Act 2006 

In our opinion, based on the work undertaken in the course of the audit: 

• 

• 

the information given in the Strategic Report and the Directors’ Report for the financial year for which the 
financial statements are prepared is consistent with the financial statements; and 

the  Strategic  Report  and  the  Directors’  Report  have  been  prepared  in  accordance  with  applicable  legal 
requirements. 

Matters on which we are required to report by exception 

In the light of the knowledge and understanding of the group and the parent company and their environment 
obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the 
Directors’ Report. 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires 
us to report to you if, in our opinion: 

• 

• 

• 

• 

adequate accounting records have not been kept by the parent company, or returns adequate for our audit 
have not been received from branches not visited by us; or 

the parent company financial statements are not in agreement with the accounting records and returns; or 

certain disclosures of directors’ remuneration specified by law are not made; or 

we have not received all the information and explanations we require for our audit.  

In preparing the financial statements, the directors are responsible for assessing the group’s and parent company’s 
ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going 
concern basis of accounting unless the directors either intend to liquidate the group or the parent company or to 
cease operations, or have no realistic alternative but to do so. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
AUDITOR’S REPORT 

Independent auditor’s report (continued) 

Responsibilities of directors 

As explained more fully in the Directors’ Responsibilities Statement set out on page 9, the directors are responsible 
for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for 
such internal control as the directors determine is necessary to enable the preparation of financial statements that 
are free from material misstatement, whether due to fraud or error. 

Auditor’s responsibilities for the audit of the financial statements 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from 
material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. 
Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with 
ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and 
are considered material if, individually or in the aggregate, they could reasonably be expected to influence the 
economic decisions of users taken on the basis of these financial statements. 

A further description of our responsibilities for the audit of the financial statements is located on the Financial 
Reporting Council’s website at:  www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s 
report. 

Use of our report 

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the 
Companies Act 2006.  Our audit work has been undertaken so that we might state to the company’s members those 
matters we are required to state to them in an auditor’s report and for no other purpose.  To the fullest extent 
permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s 
members as a body, for our audit work, for this report, or for the opinions we have formed. 

………………………………….. 

Jamie Cassell (Senior Statutory Auditor) 
for and on behalf of Saffery Champness LLP 

Chartered Accountants 
Statutory Auditors 

71 Queen Victoria Street 
London 
EC4V 4BE 

19 February 2021 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Group Income Statement for the year ended 30 November 2020 

Revenue 
Cost of sales 
Gross profit 
Distribution costs 
Administrative expenses 
Other operating (expenses)/ income 
Operating (loss)/ profit 
Income from joint ventures 
Finance income/ (expenses) 
(Loss)/ profit before taxation 
Tax credit 
(Loss)/ profit for the year attributable to equity shareholders 

Note 

5 

7 

6 

8 

2020 
£’000 

9,838 
(7,135) 
2,703 
(348) 
(2,562) 
(42) 
(249) 
1 
(16) 
(264) 
- 
(264) 

2019     
£’000 

12,162 
(8,770) 
3,392 
(419) 
(2,890) 
61 
144 
- 
6 
150 
31 
181 

Basic (loss)/ earnings per share 
Diluted (loss)/ earnings per share 

10 
10 

(6.25p) 
(6.25p) 

4.31p 
4.30p 

Group Statement of Comprehensive Income for the year ended 30 November 2020 

(Loss)/ Profit for the year 

Items that may be reclassified subsequently to profit or loss: 
Exchange differences on translating foreign operations 
Total comprehensive (loss)/ income for the year 

2020 
£’000 
(264) 

120 
(144) 

2019 
£’000 
181 

(94) 
87 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Statements of Changes in Equity for the year ended 30 November 2020 

Group  

Balance at 30 November 2018 

Dividends 
Shares issued 
Share based payments 
Transactions with owners 
Profit for the year 
Exchange differences on translating 
foreign operations 
Total comprehensive income for the 
year 
Balance at 30 November 2019 

Dividends 
Transactions with owners 
Loss for the year 
Exchange differences on translating 
foreign operations 
Total comprehensive (loss)/ income 
for the year 
Balance at 30 November 2020 

Share 
capital 

Share 
premium 
account 

Capital 
redemption 
reserve 

Translation 
reserve  

Retained 
earnings 

Total 
equity 

£'000 
416  

£'000 
1,590  

£'000 
1  

£'000 
222 

£'000 
1,870  

£'000 
    4,099 

-  
6 
-  
6 
-  

-  

-  
- 
- 
- 
-  

-  

- 
422  

- 
1,590  

-  
-  
-  

-  

-  
- 
-  

-  

- 
422 

- 
1,590 

-  
- 
-  
- 
-  

-  

- 
1  

-  
-  
-  

-  

- 
1 

- 
- 
- 
- 
- 

(94)  

(94) 
128  

- 
- 
- 

120 

120 
248 

(32) 
- 
4 
(28) 
181  

    (32) 
6 
4 
(22) 
181 

- 

(94) 

181 
2,023 

(21) 
(21) 
(264) 

87 
4,164 

       (21) 
(21) 
(264) 

- 

120 

(264) 
1,738 

(144) 
3,999    

Company  

Balance at 30 November 2018 

Dividends 
Shares issued 
Share based payments 
Transactions with owners 
Loss and total comprehensive 
income for the year 
Balance at 30 November 2019 
Dividends 
Transactions with owners 
Loss and total comprehensive 
income for the year 
Balance at 30 November 2020 

Share 
capital 

£'000 
416 

Share 
premium 
account 
£'000 
1,590 

Capital 
redemption 
reserve 
£'000 
1 

- 
6 
- 
6 

- 
422 
- 
- 

- 
422 

- 
- 
- 
- 

- 
1,590 
- 
- 

- 
1,590 

- 
- 
- 
- 

- 
1 
- 
- 

- 
1 

Retained 
earnings 

£'000 

420 

(32) 
- 
4 
  (28) 

(131) 
261 
(21) 
(21) 

(103) 
137 

Total 
equity 

£'000 

2,427 

(32) 
6 
4 
(22) 

(131) 
2,274 
(21) 
(21) 

(103) 
2,150 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Balance Sheets at 30 November 2020 

Company number: 1730535 

Assets 
Non-current assets 
Intangible fixed assets 
Property, plant and equipment 
Investments in subsidiaries 
Investments in joint ventures 
Deferred tax assets 

Current assets 
Inventories 
Trade and other receivables 
Current tax assets 
Cash and cash equivalents 

Liabilities 
Current liabilities 
Trade and other payables 
Lease liabilities 
Current tax liabilities 

Net current assets 
Non-current liabilities 
Retirement benefit liability 
Lease liabilities 
Deferred tax liabilities    

Shareholders’ equity 
Share capital 
Share premium account 
Capital redemption reserve 
Retained earnings 
Cumulative translation adjustment reserve 

  Note 

Group 

2020 
£’000 

2019 
£’000 

Company 

2020 
£’000 

2019 
£’000 

12 
13 
14 
15 
22 

16 
17 

18 
19 

21 
19 
22 

23 
23 
23 

381 
560 
- 
28 
12 
981 

2,340 
1,420 
- 
1,113 
4,873 

(1,274) 
(105) 
- 
(1,379) 
3,494 

(223) 
(244) 
(9) 
(476) 
3,999 

422 
1,590 
1 
1,738 
248 
3,999 

394 
237 
- 
- 
12 
643 

2,530 
1,758 
- 
734 
5,022 

(1,280) 
- 
- 
(1,280) 
3,742 

(212) 
- 
(9) 
(221) 
4,164 

422 
1,590 
1 
2,023 
128 
4,164 

- 
- 
2,291 
28 
- 
2,319 

- 
171 
- 
7 
178 

(347) 
- 
- 
(347) 
(169) 

- 
- 
- 
- 
2,150 

422 
1,590 
1 
137 
- 
2,150 

- 
- 
2,291 
- 
- 
2,291 

- 
166 
- 
167 
333 

(350) 
- 
- 
(350) 
(17) 

- 
- 
- 
- 
2,274 

422 
1,590 
1 
261 
- 
2,274 

Parent Company Income Statement 
As permitted by Section 408 of the Companies Act 2006, the income statement of the parent company is not 
presented as part of these financial statements.  The parent company’s loss for the financial year was £103,000 
(2019: loss £131,000). 

The financial statements were approved by the Board on 19 February 2021 and signed on its behalf by: 

R W Weinreich 
Director 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Statements of Cash Flows for the year ended 30 November 2020 

Cash flows from operating activities 
(Loss)/ Profit before tax from continuing 
operations 
Share-based payment charge 
Depreciation 
Decrease in inventories 
Decrease/ (Increase) in trade and other 
receivables 
(Decrease)/ Increase in trade and other payables 
Interest (income)/ expense 
Cash generated from/ (used in) operations 
Income from investments 
Interest paid 
Net cash generated from/ (used in) operations 
Cash flows from investing activities 
Purchase of property, plant, and equipment 
Investment in Joint Venture 
Proceeds from sale of property, plant, and equipment 
Interest received 
Net cash (used in)/generated from investing activities 
Cash flows from financing activities 
Sale of shares 
Repayment of leases 
Equity dividends paid 
Net cash used in financing activities 
Net change in cash and cash equivalents 

Cash and cash equivalents at start of period 
Effect of foreign exchange rates 

Cash and cash equivalents at end of period 

Group 

2020 
£’000 

 2019 
£’000 

Company 

2020 
£’000 

 2019 
£’000 

(264) 
- 
292 
284 

385 
(50) 
16 
663 
(1) 
(16) 
646 

(25) 
(27) 
- 
- 
(52) 

- 
(213) 
(21) 
(234) 
360 

734 
19 

1,113 

150 
4 
74 
237 

(140) 
92 
(6) 
411 
- 
(8) 
403 

(42) 
- 
1 
- 
(41) 

6 
- 
(32) 
(26) 
336 

403 
(5) 

734 

(103) 
- 
- 
- 

(5) 
(3) 
(1) 
(112) 
(1) 
- 
(113) 

- 
(27) 
- 
1 
(26) 

- 
- 
(21) 
(21) 
(160) 

167 
- 

7 

(131) 
4 
2 
- 

328 
(22) 
(15) 
166 
- 
- 
166 

- 
- 
- 
15 
15 

6 
- 
(32) 
(26) 
155 

11 
1 

167 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements 

1.  General information 

Holders  Technology  plc,  a  public  company  limited  by  shares,  is  registered  in  England  and  Wales  under  the 
Companies Act.   

These consolidated financial statements are presented in pounds sterling and all information has been rounded 
to the nearest thousand pounds.  Foreign operations are consolidated in accordance with the policies set out in 
note 2 below. 

2.  Accounting policies 

Basis of preparation 
The  Group  and  parent  company  financial  statements  have  been  prepared  in  accordance  with  EU  endorsed 
International Financial Reporting Standards (IFRS), International Financial Reporting Interpretations Committee 
(IFRIC) interpretations and with those parts of the Companies Act applicable to companies reporting under IFRS.  
All  accounting  standards  and  interpretations  issued  and  adopted  by  the  EU  by  the  International  Accounting 
Standards  Board  and  the  International  Financial  Reporting  Interpretations  Committee  effective  at  the  time  of 
preparing these financial statements have been applied. 

The Group and parent company financial statements have been prepared under the historical cost convention 
with the exception of forward currency contracts which are carried at fair value.  A summary of the significant 
Group accounting policies adopted in the preparation of the financial statements is set out below.  These policies 
have been consistently applied to all the years presented, unless otherwise stated. 

Change in accounting policies 
IFRS16 Leases has been applied in 2020 for the first time without comparative restatement of 2019 results.  The 
impact on the Group was to increase the loss by £8,000.  Further details of IFRS16 are set out below.  No other 
new standards have been first time adopted, which have had a material impact on results. 

Going concern 
The company’s business activities, together with the factors likely to affect its future development, performance 
and position are set out in the Strategic Report on pages 1 to 5. The financial position of the company, its cash 
flows, liquidity position and borrowing facilities are described in the Financial Review on page 4. In addition, notes 
2,  3,  4,  20  and  25  to  the  financial  statements  include  the  company’s  objectives,  policies  and  processes  for 
managing  its  capital;  its  financial  risk  management  objectives;  details  of  its  financial  instruments  and  foreign 
exchange risk mitigation activities; and its exposures to credit risk and liquidity risk.  

During the year under review, the company made use of government support where available in response to the 
Covid-19 pandemic.   Budgets have been revised as a result of the 2020 loss making result. 

The company has numerous financial resources, as shown in the financial statements, together with a number of 
customers and suppliers across different geographic areas and industries. The Board pursues a cautious strategy, 
combined with effective cost control in order to maintain a strong working capital position.  Budgets and forecasts 
indicate a satisfactory going concern position.  As a consequence, the directors believe that the company is well 
placed to manage its business risks successfully despite the current uncertain economic outlook and therefore 
conclude it is appropriate to prepare the financial statements on a going concern basis. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   27 

 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

2.  Accounting policies (continued) 

Standards and Interpretations to Standards not yet effective 
The following Standards and Interpretations have been issued, but are not yet effective and have not been early 
adopted by the Group: 

•  Conceptual Framework and references to Conceptual Framework (Effective 1 January 2020) 
•  Amendments to IFRS3 Business Combinations (Effective 1 January 2020) 
•  Amendments to IAS 1 and IAS 8 Definition of Material (Effective 1 January 2020) 
• 
Interest Rate Benchmark Reform (Effective 1 January 2020) 
•  Covid-19 Related Rent Concessions (Effective 1 June 2020) 
• 
•  Updating a reference to a Conceptual Framework (Effective 1 January 2022) 
•  PPE Proceeds before Intended Use (Effective 1 January 2022) 
•  Onerous Contracts Cost of Fulfilling a Contract (Effective 1 January 2022) 
•  Annual Improvements 2018-2020 Cycle (Effective 1 January 2022) 
•  Classification of Liabilities as Current or Non-Current (Effective 1 January 2023) 

Interest Rate Benchmark Reform Phase 2 (Effective 1 January 2021) 

The directors anticipate that the adoption of these standards and interpretations in future periods will have no 
material impact on the  financial statements of the Group except for additional disclosures when the  relevant 
standard comes into effect.  The group’s revenues normally comprise items where parties, products, prices and 
ownership transfers are very unambiguous. 

IFRS 16 Leases 
The  Group  has  adopted  IFRS  16  for  the  first  time  with  effect  from  1st  December  2019.    IFRS  16  removes  the 
distinction between operating and finance leases, requiring the recognition of a right-of-use asset and a lease 
liability  at  commencement  for  all  leases  other  than  short-term  or  low  value  leases.    Right-of-use  assets  are 
depreciated over the lease term. 

The  Group  applied  IFRS  16  using  the  modified  retrospective  approach  permitted  under  the  standard  without 
restatement of comparative information.  The group elected not to reassess whether a contract is or contains a 
lease at the date of initial application.  The Group has leases relating to its premises, a coil cutting machine, and 
3 cars.  An incremental borrowing rate of 2.5% was assumed for all of these assets. 

One motor vehicle, on a short-term lease, has been disclosed as an operating lease using the practical expedient 
permitted under the standard.  

Use of estimates 
The  preparation  of  financial  statements  in  conformity  with  IFRS  requires  management  to  make  judgements, 
estimates and assumptions that affect the application of policies and reported amounts of assets and liabilities, 
income and expenses. The estimates and associated assumptions are based on historical experience and various 
other factors that are believed to be reasonable under the circumstances, the results of which form the basis of 
making the judgements about carrying values of assets and liabilities that are not readily apparent from other 
sources. Actual results may differ from these estimates. Critical judgements and key estimates and assumptions 
are disclosed in note 3. 

Principles of consolidation 
The consolidated financial statements incorporate the financial statements of the company and all its subsidiaries. 
Intra-Group transactions, including sales, profits, receivables, and payables, have been eliminated in the Group 
consolidation.   

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   28 

 
 
 
  
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

2.  Accounting policies (continued) 

Subsidiaries 
Subsidiaries are entities controlled by the company. Control is achieved where the Group is exposed or has rights 
to variable returns from its involvement with the investee and has the ability to affect those returns through the 
power  over  the  investee.  The  financial  statements  of  subsidiaries  are  included  from  the  date  that  control 
commences until the date that control ceases.  In the parent company accounts investments and long-term loans 
to  subsidiaries  are  initially  recorded  at  cost.    The  investment  value  is  subsequently  recorded  at  cost  less  any 
impairment value. 

Joint Ventures 
Joint ventures are entities in which the company has a significant shareholding, but it does not have control of 
the  entity.    Joint  ventures  are  accounted  for  using  the  equity  accounting  method  whereby  the  investment  is 
initially  recorded  at  cost.   The  company’s  share  of  any  subsequent  profit or  loss  is  recorded  thereafter  as  an 
increase or decrease in the investment value with a matching income or expense figure shown separately on the 
income statement. 

Goodwill and business combinations 
The results of subsidiaries acquired in the period are included in the income statement from the date they are 
acquired.  On  acquisition,  all  of  the  subsidiaries’  assets  and  liabilities  that  exist  at  the  date  of  acquisition  are 
recorded at their fair values reflecting their condition at that date. For business combinations occurring since 1 
December 2009, the requirements of IFRS 3R have been applied. The consideration transferred by the Group to 
obtain control of a subsidiary is calculated as the sum of the acquisition-date fair values of assets transferred, 
liabilities  incurred,  and the equity interests issued by the Group, which includes the fair value of any asset or 
liability  arising from a contingent  consideration arrangement. Acquisition  costs are expensed as incurred.  The 
Group  recognises  identifiable  assets  acquired  and  liabilities  assumed  in  a  business  combination  regardless  of 
whether  they  have  been  previously  recognised  in  the  acquiree's  financial  statements  prior  to  the  acquisition. 
Assets acquired and liabilities assumed are measured at their acquisition-date fair values.  Goodwill is stated after 
separate recognition of identifiable intangible assets.  It is calculated as the excess of the sum of a) fair value of 
consideration  transferred,  b)  the  recognised  amount  of  any  non-controlling  interest  in  the  acquiree  and  c) 
acquisition-date fair value of any existing equity interest in the acquiree, over the acquisition-date fair values of 
identifiable net assets. If the fair values of identifiable net assets exceed the sum calculated above, the excess 
amount  (i.e.  gain on  a  bargain  purchase)  is  recognised  in  profit or  loss  immediately.    As  permitted  by  IFRS  1, 
goodwill arising on acquisitions before 1 December 2005 (date of transition to IFRS) has been frozen at the UK 
GAAP amounts subject to being tested for impairment at that date. 

Impairment charges 
The company considers at each reporting date whether there is any indication that assets are impaired. If so, the 
company carries out an impairment test by measuring an asset’s recoverable amount, which is the higher of its 
fair value less costs to sell and its value in use.  Goodwill, which is allocated to individual cash generating units, is 
reviewed annually for impairment.  Value in use represents the present value of the future cash flows expected 
to be derived from the cash generating unit. The present value is discounted using a pre-tax rate that reflects 
current market assessments of the time value of money and of the risks specific to the cash generating unit for 
which future cash flow estimates have not been adjusted. If the recoverable amount is less than the  carrying 
amount an impairment loss is recognised, and the asset is written down to its recoverable amount. 

Revenue recognition 
Revenue recognition is in accordance with IFRS 15.  IFRS 15 requires that a 5-step, principles-based model 
should be applied to all contracts with customers.  Revenue arises principally from the sale of specialised 
materials and finished goods.  There is also an element of amount of commissioning revenue.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   29 

 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

2.  Accounting policies (continued) 

•  Sales of specialised materials and finished goods are for a fixed price which is recognised when the Group 
transfers control of the assets to the customer. Invoices for goods fall due for settlement upon dispatch to 
the customer, the customer has full discretion over the use of the components and there is no unfulfilled 
obligation that could affect the customer’s acceptance of the products. Transfer of control does not occur 
until the risks of obsolescence and loss have been transferred, and either the products have been accepted 
in accordance with the sales contract, the acceptance provisions have lapsed, or the Group has objective 
evidence that all criteria for acceptance have been satisfied.  

•  Sales of commissioning services are recognised depending on the substance and legal form of the contracts 

with its customers. Revenue is recognised once a legally binding contract between the Group and its 
customers has been established and the delivery of the service including support and maintenance has 
commenced. Revenues are recognised as each element of commissioning service is invoiced in line with the 
contract, with associated costs for labour and subsistence accrued for as necessary. 

Financial instruments 
The Group has adopted IFRS 9 which became effective on 1 January 2018.  Financial assets and financial liabilities 
are recognised in the Group’s Balance Sheet when the Group becomes a party to the contractual provisions of 
the instrument.  Examples of the Group’s financial instruments include: 

•  Cash and cash equivalents 
•  Trade and other receivables 
•  Trade and other payables 
•  Derivative financial instruments 
•  Equity instruments 
•  Right-of-use assets 
• 
Lease liabilities 

Cash and cash equivalents 
Cash  and  cash  equivalents  comprise  cash  balances  and  call  deposits.  The  company  considers  all  highly  liquid 
investments with original maturity dates of three months or less to be cash equivalents. Bank overdrafts that are 
repayable  on  demand  and  form  an  integral  part  of  the  Group’s  cash  management  system  are  included  as  a 
component of cash and cash equivalents for the purpose of the statement of cash flows. 

Trade and other receivables 
The Group’s trade receivables do not carry a significant financing element as defined by IFRS 15.  Therefore, trade 
receivables are recorded initially and throughout the life of the receivable, at fair value less an amount equal to 
lifetime expected credit losses (“ECL”).  

Trade and other payables 
Trade and other payables are not interest bearing and are initially stated at fair value and subsequently measured 
at amortised cost using the effective interest rate. 

Derivative financial instruments 
The Group uses derivative financial instruments to mitigate its exposure to foreign exchange risks arising from 
operational, financing and investment activities. In accordance with its treasury policy, the Group does not hold 
or issue derivative  financial instruments for trading purposes.   Derivative financial instruments are recognised 
initially at cost. Subsequent to initial recognition, derivative financial instruments are stated at fair value. The gain 
or loss on re-measurement to fair value is recognised immediately in the income statement.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   30 

 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

2.  Accounting policies (continued) 

Equity instruments 
An equity instrument is any contract that evidences a residual interest in the assets of the Group after deducting 
all its liabilities.  Equity instruments issued by the company are recorded at the proceeds received, net of directly 
attributable issue costs. 

Property, plant, equipment, and software 
The cost of items of property, plant, equipment and software is its purchase cost, together with any incidental 
costs of acquisition. 

Depreciation  is  calculated  to  write  off  assets  over  their  expected  useful  lives.    Where  there  is  evidence  of 
impairment, property, plant and equipment is written down to the recoverable amount. Depreciation is calculated 
at the following rates: 

Leasehold building improvements 
Motor vehicles 
Plant and machinery 
Office equipment 
Computer software 

Over the period of the lease 
20% on either cost or written down value 
20% - 33% on either cost or written down value 
25% on cost 
10% on cost 

Methods of depreciation, recoverable amounts and useful lives are reviewed and adjusted, if appropriate, at each 
balance sheet date.  Provision is made against the carrying value of items of property, plant and equipment where 
impairment in value is deemed to have occurred. 

Inventory 
Inventory is stated at the lower of cost and net realisable value. Cost is determined on a first-in-first-out basis. 
Net realisable value is based on the estimated sales price after allowing for all further costs of completion and 
disposal.  Where necessary, provision is made for obsolete, slow-moving and defective inventory. 

Foreign currencies 
Transactions  in  foreign  currencies  are  translated  at  the  exchange  rate  ruling  at  the  date  of  each  transaction.  
Foreign currency monetary assets and liabilities are retranslated using the exchange rates at the balance sheet 
date.  Gains and losses arising from changes in exchange rates after the date of the transaction are recognised in 
the  income  statement.   Non-monetary  assets  and  liabilities  that  are  measured  in  terms of  historical  cost  in  a 
foreign currency are translated at the exchange rate at the date of the original transaction. 

In the consolidated financial statements, the net assets of the Group’s foreign operations are translated at the 
rate of exchange at the balance sheet date.  Income and expense items are translated at the average rates for the 
period where these rates approximate to actual rates.  Otherwise actual rates are used.   The resulting exchange 
differences  are  charged/  credited  to  other  comprehensive  income  and  recognised  in  the  currency  translation 
reserve in equity.  Such translation differences are recognised in the income statement on the disposal of the 
foreign operation.  All other currency differences are taken to the income statement.  Profit and losses on holding 
foreign currency balances are treated as a finance cost. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

2.  Accounting policies (continued) 

Taxes 
Current tax, including UK corporation tax and foreign tax, is provided at amounts expected to be paid (or recovered) 
using the tax rates that have been enacted or substantively enacted by the balance sheet date.  
Deferred tax is provided using the balance sheet liability method, providing for temporary differences between the 
carrying  amounts  of  assets  and  liabilities  for  financial  reporting  purposes  and  the  amounts  used  for  taxation 
purposes. Deferred tax is measured using the tax rates that have been enacted or substantively enacted by the 
balance sheet date and are expected to apply when the asset is realised, or the liability settled.  Deferred tax is not 
discounted. 

Provision is not made for deferred tax on the unremitted earnings of foreign subsidiaries where such remittances 
are not considered probable as the Group’s policy is to reinvest profits to fund growth locally.  Provision is made 
where it is likely that dividends will be remitted within the foreseeable future. 

A  deferred  tax  asset  is  recognised only  when  it  is  probable that suitable  taxable  profits will  be  available  in  the 
foreseeable future from which the reversal of the temporary differences can be deducted.  

Employee share option scheme 
The fair value of employee share plans is calculated using an appropriate actuarial model.  In accordance with IFRS 
2 the resulting cost is charged to the income statement over the vesting period of the plans, with a corresponding 
credit to retained earnings.  The value of the charge is adjusted to reflect the expected and the actual levels of 
options vesting.  The proceeds received, net of any directly attributable transaction costs, are credited to share 
capital and share premium when the options are exercised.  At the balance sheet date, no share options were in 
issue. 

Pension contributions 
The  Group  does  not  operate  a  pension  scheme.    Pension  costs  relate  to  Group  contributions  to  the  personal 
pension schemes of certain directors and employees.  The contributions are recognised as an employee benefit 
expense when they are due.  There is also a retirement benefit liability arising from an asset purchase of Cimatec 
GmbH as disclosed in note 21.  The liability in respect of defined benefit pension plans is the present value of the 
defined benefit obligation at  the end of the accounting period less the  fair value  of plan assets, together with 
adjustments  for  past-service  costs.    Independent  actuaries  annually  calculate  the  defined  benefit  obligation.  
Actuarial gains and losses arising from experience adjustments and changes in actuarial assumptions are charged 
or credited to equity in other comprehensive income in the period in which they arise.  

Dividends payable 
Distributions to equity holders are disclosed as a component of the movement in shareholders’ equity. A liability 
is recorded for a final dividend when the dividend is approved by the company’s shareholders, and, for an interim 
dividend, when the dividend is paid. 

Provisions 
A provision is recognised in the balance sheet when the Group has a present legal or constructive obligation as a 
result  of  a  past  event,  and  it  is  probable  that  an  outflow  of  economic  benefits  will  be  required  to  settle  the 
obligation.    

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   32 

 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

2.  Accounting policies (continued) 

Treasury shares 
When the company purchases its own equity share capital (treasury shares), the consideration paid, including any 
directly attributable incremental costs (net of tax), is deducted from equity attributable to the company’s equity 
holders  until  the  shares  are  cancelled,  reissued,  or  disposed  of.  Where  such  shares  are  subsequently  sold  or 
reissued, any consideration received, net of any directly attributable incremental transaction costs and the related 
tax effects, is included in equity attributable to the company’s equity holders. 

Government Support Income 
Government  support  income  has  been  made  available  to  help  businesses  affected  by  the  economic  situation 
arising from the Covid-19 pandemic.  The company has made use of such schemes in the UK and Germany and the 
income has been recognised as a credit against the relevant cost under administrative expenses.   

3.  Critical accounting judgements and key sources of estimation uncertainty 

Critical judgement in applying the Group’s accounting policies 
Stock Provision 
Provisions are made for slow moving, excess, and obsolete stock.  Each stock line across the Group is reviewed, 
and consideration is given to current inventory, historic sales, purchasing history, sales orders on hand, potential 
obsolescence, and market factors.  The review takes place quarterly, and changes in provisions are reviewed to 
highlight opportunities for improved accuracy.  

Estimation uncertainty 
Impairment testing 
Impairment testing of goodwill and investment in subsidiaries involves comparing the carrying value of an asset 
with its value in use, based upon a discounted cash flow model. This model involves making assumptions involving 
future revenues and profits as well as long-term growth rates and the appropriate discount rate. Further details 
are set out in note 12.  Management is not aware of any probable scenarios that would require changes in its key 
estimates, and lead to impairment.  The key assumption impacting the value in use is the revenue forecast. 

4.  Financial risk management 

Treasury management 
Group treasury policies are reviewed and approved by the board.  The objectives of Group treasury policies are to 
ensure that adequate financial resources are available for development of the business while at the same time 
managing financial risks.  Derivative financial instruments are used to reduce financial risk exposures arising from 
the Group’s business activities and not for speculative purposes. 

The Group Finance Director manages the Group’s treasury activities and reports to the board thereon. The Group’s 
business activities expose it to a variety of financial risks that include: 

Liquidity risk; 

• 
•  Credit risk; 
•  Cash flow interest rate risk; and 
•  Currency risk. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   33 

 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

4.  Financial risk management (continued) 

The policies for managing these risks are described below: 

Liquidity risk 
The Group finances its operations through a combination of bank borrowings, leases and cash generated from 
operations.    The  Group’s  treasury  policy  aims  to  ensure  that  there  are  sufficient  funds  available  to  meet  the 
projected cash flow requirements in the business plan. 

The  Group’s  principal  source  of  funding  is  cash  generated  from  operations.    Liquidity  is  maintained  through 
committed bank credit facilities (note 20). 

Credit risk 
Credit risk on trade receivables is managed by monitoring the amount and duration of exposures to individual 
customers depending on their credit rating.  Where possible, trade receivables are insured.  The amounts of trade 
receivables presented in the balance sheet are net of allowances for doubtful accounts based on expected credit 
losses as required by IFRS 9. 

The credit risk on liquid funds and derivative financial instruments is limited because the counterparties are high 
credit quality financial institutions. 

The Group has no significant concentration of credit risk, with exposure spread over a large number of customers 
and counterparties. 

Currency risk 
The Group is exposed to currency risk through movements in exchange rates on its purchases and sales that are 
not  denominated  in  the  local  functional  currencies.    The  Group  uses  forward  foreign  exchange  contracts  to 
mitigate the currency risk associated with these transactions, where material exposure exists.  The contracts are 
denominated primarily in US dollars, Japanese Yen and Euros.  Such contracts are accounted for in accordance 
with the policies set out in note 2.   At the year-end forward purchase contracts totalling £154,000 were held as 
described in note 20. 

       Cash flow interest rate risk 

The Group is exposed to cash flow interest rate risk on bank borrowings, which are arranged at floating rates.  The 
board  monitors  the  overall  level  of  bank  debt  and  interest  costs  to  limit  any  adverse  effects  on  the  financial 
performance of the Group.  The Group does not use interest rate swaps to reduce its exposure to interest rate 
fluctuations at the present time. 

Fair value estimation 
The fair values of cash and cash equivalents, receivables, payables, and borrowings with a maturity of less than 
one year approximate their book values.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

5.  Segment reporting 

The group has four operating subsidiaries: PCB UK, PCB Germany, LCS UK and LCS Germany.  Both PCB divisions 
have  very  similar  products,  processes,  customers,  distribution  means  and  margins.    Strategic  and  operational 
decisions are normally made on the basis that together they comprise one “PCB” reportable segment.  The same 
is true of the “LCS” divisions, which have many common characteristics. The two reported segments are therefore: 

•  PCB, comprising PCB UK and PCB Germany, distributes materials, equipment and supplies to the PCB industry 
•  LCS, which distributes Lighting and Controls-related components, lighting products and lighting solutions.  This 

comprises LCS UK and LCS Germany.   

PCB 

LCS 

Other 

Total 

Revenue  
Cost of sales 

2020 
£’000 

7,314 
(5,531) 

(1,338) 

1,783 
(298) 

Gross profit 
Distribution costs 
Administrative 
expenses 
Other operating 
income/ (expenses) 
Segment operating 
profit/ (loss) 
Other segmental information 
Depreciation  
(Note 13) 
Segment assets 
Segment liabilities 

(45) 

102 

279 

6,841 
(1,319) 

2019 
£’000 

8,647 
(6,546) 

2,101 
(336) 

2020 
£’000 

2,524 
(1,604) 

920 
(50) 

2019 
£’000 

3,515 
(2,224) 

1,291 
(83) 

2020 
£’000 

2019 
£’000 

- 
- 

- 
- 

- 
- 

- 
- 

2020 
£’000 

9,838 
(7,135) 

2,703 
(348) 

2019 
£’000 

12,162 
(8,770) 

3,392 
(419) 

(1,588) 

(1,113) 

(1,149) 

(111) 

(153) 

(2,562) 

(2,890) 

53 

(3) 

230 

(246) 

62 

13 

10 

69 

11 

6 

(2) 

(42) 

(105) 

(155) 

(249) 

- 

2 

292 

61 

144 

75 

6,810 
(1,553) 

2,104 
(3,793) 

1,743 
(3,117) 

(3,091) 
3,257 

(2,888) 
3,169 

5,854 
(1,855) 

5,665 
(1,501) 

      “Other” amounts relate to central Group activities, which are not identifiable to the operating segments. 

Analysis of external revenue by geographic region 

UK  

EU  

     Rest of World  

Total 

2020 
£’000 

2019 
£’000 

2020 
£’000 

Revenue  -  PCB 
-  LCS 

Non-current assets 

1,270 
1,107 
2,377 
330 

1,377 
1,789 
3,166 
         440 

4,695 
1,385 
6,080 
651 

2019 
£’000 

5,598 
1,625 
7,223 
191 

2020 
£’000 

2019 
£’000 

2020 
£’000 

2019 
£’000 

1,349 
32 
1,381 
- 

1,672 
101 
1,773 
12 

7,314 
2,524 
9,838 
981 

8,647 
3,515 
12,162 
         643 

UK revenues originate from UK which is where the UK segments are domiciled.  EU and Rest of World revenues 
originate from Germany which is where the operating segments are domiciled.  Over 90% of Rest of World 
revenues are from European countries outside the EU. No customer contributed more than 10% of external 
revenue. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   35 

 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
              
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued)  

6.   Finance income and expenses 

Interest income on tax liability 
Interest expense on lease liability 
Interest expense on pension liability 

7.   Loss/ profit for the year  

The following items have been included in arriving at the loss/ profit for the year: 

Costs of inventories recognised as an expense 
Write-down of inventory to net realisable value 
Amortisation of intangible fixed assets (note 12) 
Depreciation of property, plant and equipment (note 13)  
Staff costs 
Directors’ emoluments 
Government support income 
Fees payable to the company’s auditors for the audit of the 
financial statements 
Fees payable to the company’s auditors for other services: 
- Audit of the financial statements of the company’s subsidiaries    
Operating leases - land and buildings 
Foreign exchange loss/ (gain) 

8.  Taxation  

Analysis of the charge in the period 

Current tax  
-   Current period 
-   Credit adjustment in respect of prior years 

Deferred tax charge/ (credit) (note 22) 
Total tax 

2020 
£’000 
- 
(10) 
(6) 

2020 
£’000 
7,066 
20 
17 
275 
2,159 
172 
(107) 

22 

40 
- 
37 

2020 
£’000 

- 
- 
- 
- 
- 

2019 
£’000 
14 
- 
(8) 

2019 
£’000 
8,809 
121 
18 
75 
2,329 
279 
- 

24 

40 
185 
(34) 

2019 
£’000 

- 
(29) 
(29) 
(2) 
(31) 

Tax reconciliation 
The tax for the period is lower (2019: lower) than the standard rate of corporation tax in the UK, effectively 19.0% 
(2019: 19.0%) for the company’s financial year.  The differences are explained below: 

(Loss)/ profit before taxation 
Profit/ (loss) before taxation multiplied by the rate of corporation 
tax in the UK of 19.0% (2019: 19.0%) 
Effects of: 
Adjustment from prior years 
Taxation losses 
Taxation 

(29) 
(31) 
(31) 
                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   36 

- 
50 
- 

2020 
£’000 
(264) 

(50) 

2019 
£’000 
150 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

9.  Profit of the parent company for the financial year 

The result for the financial year dealt with in the accounts of the parent company was a loss of £103,000 (2019 
loss: £131,000). 

As permitted by Section 408 of the Companies Act 2006, no separate income statement is presented in respect 
of the parent company. 

10.  Earnings per share 

Basic  earnings  per  share  is  calculated  by  dividing  the  earnings  attributable  to  ordinary  shareholders  by  the 
weighted average number of ordinary shares outstanding during the period.  The weighted average number of 
treasury shares is deducted from the  number of shares issued in arriving at the  weighted average  number of 
shares outstanding during the period. 

For diluted earnings per share the weighted average number of ordinary shares in issue is adjusted to  assume 
conversion of all potentially dilutive ordinary shares.  Potentially dilutive ordinary shares are those share options 
granted to employees where the exercise price is less than the average market price of the company’s ordinary 
shares during the period, and where exercise would decrease earnings per share or increase loss per share from 
continuing operations.   

Reconciliations of the earnings and weighted average number of shares used in the calculations are set out 
below: 

Weighted average number of ordinary shares 
Dilutive effect of share options 
Fully diluted weighted average number of ordinary shares 

2020 
Number 
4,224,164 
- 
4,224,164 

2019 
Number 
4,199,735 
7,464 
4,207,199 

2020 
Pence per share 

2019 
Pence per share 

Basic earnings per share: 
Continuing operations 
Diluted earnings per share: 
Continuing operations 

11. Ordinary dividends 

Final dividend for the year ended 30 November 2019 of 0.25p (year ended 
30 November 2018 final dividend: 0.50p) 
Interim dividend paid in respect of the year of 0.25p (2019: 0.25p) 
Amounts recognised as distributions to equity holders 

(6.25) 

(6.25) 

2020 
£’000 

10 
11 
21 

4.31 

4.30 

2019 
£’000 

21 
11 
32 

The  directors propose  a final dividend in respect of the year ended 30 November  2020 of 0.25p per share.  If 
approved by shareholders, it will be paid on 1 June 2021 to shareholders registered on 14 May 2021.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued)

12. Intangible fixed assets 

Group 

Cost 
At 1 December 2018 
Currency translation 
At 30 November 2019 
Currency translation 
At 30 November 2020 

Depreciation 
At 1 December 2018 
Currency translation 
Provided in year 
At 30 November 2019 
Currency translation 
Provided in year 
At 30 November 2020 

Net book value 
At 30 November 2020 
At 30 November 2019 

Goodwill 

£’000 

Computer 
software 
£’000 

     Total 

     £’000 

424 
(4) 
420 
6 
426 

106 
(4) 
- 
102 
6 
- 
108 

318 
318 

196 
(8) 
188 
10 
198 

98 
(4) 
18 
112 
6 
17 
135 

63 
76 

620 
(12) 
608 
16 
624 

204 
(8) 
18 
214 
12 
17 
243 

381 
394 

Analysis by cash generating unit 

£’000 

£’000 

£’000 

PCB 
Lighting and Controls  

146 
172 
318 

63 
- 
63 

209 
172 
381 

As permitted by IFRS 1, goodwill arising on acquisitions before 1 December 2005 (date of transition to IFRS) has 
been frozen at the UK GAAP amounts subject to being tested for impairment at that date, the results of which 
assessment indicated no such impairment.   

Under UK GAAP, goodwill of £239,000 arising on acquisitions prior to 1 July 1998 was eliminated directly against 
reserves.  The gain or loss on the disposal of a previously acquired business reflects the attributable amount of 
purchased goodwill in respect of that business.  As the Group has opted not to restate business combinations prior 
to the date of transition, the  goodwill written off to reserves  under UK GAAP has been frozen and remains in 
reserves.  Goodwill previously written off to reserves is not written back to the income statement on subsequent 
disposal.  

The recoverable amount of a cash-generating unit is based on its value-in-use.  Value-in-use is the present value 
of the projected cash flows of the cash-generating unit (CGU).  The key assumptions regarding the value-in-use 
calculations are those regarding the discount rates and growth rates.  Management estimates discount rates using 
pre-tax rates that reflect current market assessments of a number of factors that impact on the time value of 
money and any risk specific to the CGU. The rate includes management’s assessment of a normal level of debt: 
equity ratio within similar companies in its sector and reflects the risks specific to the relevant business segment. 
                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

12.   Intangible fixed assets (continued) 

The  Group  prepares  three-year  cash  flow  forecasts  based  on  the  latest  financial  budgets  approved  by 
management.  The model includes the impact of expected changes in stock levels, anticipated capital expenditure, 
tax costs, and dividends.  Terminal values are calculated using a growth rate approximating the long-term average 
growth rates for the product sectors concerned.  The growth rates were assessed at 1.5% for PCB Germany and 
2.5% for LCS UK.  The discount rate applied for PCB and LCS was 2.5%. 

13.  Property, plant, and equipment 

Short 
leasehold land 
and buildings 

Group 
Motor vehicles, 
plant and 
machinery, 
office equipment 

Total 

Company 
Office            

Total 

equipment 

£’000 

             £’000      

£’000 

£’000       £’000 

Cost 
At 30 November 2018 
Currency translation 
Additions 
Disposals 
At 30 November 2019 
Currency translation 
At 1 December 2019 - restated for 
IFRS 16 right-of-use assets 
Additions  
Disposals 
At 30 November 2020 
Depreciation 
At 30 November 2018 
Currency translation 
Provided in year 
Disposals 
At 30 November 2019 
Currency translation 
Provided in year 
Disposals 
At 30 November 2020 

Net book value 
At 30 November 2020 
At 30 November 2019 

92 
- 
- 
- 
92 
- 

284 
- 
- 
376 

                   92 
- 
- 
- 
                   92 
- 
171 
- 
263    

                  113 
                     - 

2,075 
(36) 
42 
(593) 
1,488 
44 

244 
61 
- 
1,837 

1,816 
(30) 
57 
(592) 
1,251 
35 
104 
- 
1,390 

447 
237 

2,167 
(36) 
42 
(593) 
1,580 
44 

528 
61 
- 
2,213 

1,908 
(30) 
57 
(592) 
1,343 
35 
275 
- 
1,653 

560 
237 

62 
- 
- 
- 
62 
- 

- 
- 
- 
62 

60 
- 
2 
- 
62 
- 
- 
- 
62 

- 
- 

62 
- 
- 
- 
62 
- 

- 
- 
- 
62 

60 
- 
2 
- 
62 
- 
- 
- 
62 

- 
- 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

14. Investments in subsidiaries 

Cost 
At 1 December 2018 
At 1 December 2019 
At 30 November 2020 

At Cost 
£’000 

2,291 
2,291 
2,291 

The following subsidiary undertakings were included in the consolidated financial statements at the year end. 

Name 

Registered office 

Nature of business 

Holders Technology GmbH 

Holders Technology UK Limited 

Holders Components Limited 

Opteon Limited 

Woogmorgen 12, 67272 
Kirchheimbolanden, Germany 

27-28 Eastcastle Street, London 
W1W 8DH, UK 

Monkwood Cottage, Whitakers 
Way, Loughton IG101SQ, UK 
Monkwood Cottage, Whitakers 
Way, Loughton IG101SQ, UK 

Specialised materials and 
components 
Specialised products and 
components 
Dormant 

Dormant 

Interest in ordinary 
shares & voting rights 
100% 

100% 

100% 

100% 

15. Investments in Joint Ventures 

Cost 
At 1 December 2018 
At 1 December 2019 
Additions during year 
At 30 November 2020 

At Cost 
£’000 

- 
- 
28 
28 

The following joint venture investments were included in the consolidated financial statements at the year end. 

Name 

Registered office 

Nature of business 

A-6073 Sistrans, Austria 

Intelligent lighting products 

27-28 Eastcastle Street, London 
W1W 8DH, UK 

Data Analytics products 

50% 

Interest in ordinary 
shares & voting rights 
50% 

Holders Technology Austria 
GmbH 
Holders Technology Data 
Analytics Limited 

16. Inventories 

Raw materials and consumables 
Goods for resale 
Stock provision 

Group 

Company 

2020 
£’000 
1,080 
1,728 
(468) 
2,340 

2019 
£’000 
1,120 
1,878 
(468) 
2,530 

2020 
£’000 
- 
- 
- 
- 

2019 
£’000 
- 
- 
- 
- 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

17. Trade and other receivables 

Trade receivables 
Less: provision for impairment 
Net trade receivables 
Amounts due from Group u/takings 
Other receivables 
Prepayments and accrued income 

Group 

Company 

2020 
£’000 
1,311 
(10) 
1,301 
- 
6 
113 
1,420 

2019 
£’000 
1,532 
(18) 
1,514 
- 
13 
231 
1,758 

2020 
£’000 
- 
- 
- 
149 
- 
22 
171 

2019 
£’000 
- 
- 
- 
151 
3 
12 
166 

The  Group  applies  the  IFRS  9  simplified  model  of  recognising  lifetime  expected  credit  losses  for  all  trade 
receivables, as these to not have a significant financing component.  The expected lifetime credit losses reflect 
assumptions on the ageing of overdue debts that may become unrecoverable, equivalent to a Group rate of 0.8% 
(2019: 1.2%).  The provision is based upon historical observed default rates, adjusted for an assessment of the 
current economic environment.  All trade receivables more than 365 days overdue are provided for except where 
monies have been received after the reporting date. The Group also provides for all other specifically identified 
amounts less than 365 days overdue based on known impairment indicators including known trading difficulties. 

Group 

Impairment at 1 December 
Impairment losses recognised 
Amounts written off as irrecoverable 
Amounts recovered 
Impairment losses reversed 
Balance 30 November 

Ageing of past due unimpaired debt: 

Past due 0-30 days 
Past due 31-60 days 
Past due 61-90 days 
Past due 91-365 days 

18. Trade and other payables 

Trade payables 
Amounts due to Group undertakings 
Other taxation and social security 
Other payables 
Accruals 

2020 
£’000 
18 
(4) 
- 
- 
(1) 
13 

2020 
£’000 
217 
26 
12 
1 
256 

Group 

Company 

2020 
£’000 
467 
- 
243 
52 
512 
1,274 

2019 
£’000 
436 
- 
212 
150 
482 
1,280 

2020 
£’000 
10 
307 
- 
- 
30 
347 

2019 
£’000 
31 
10 
(7) 
(16) 
- 
18 

2019 
£’000 
326 
34 
- 
- 
360 

2019 
£’000 
10 
295 
- 
- 
45 
350 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

19. Lease liabilities 

IFRS 16 has been applied for the first time from 1st December 2019, and this standard changes how the Group 
accounts for leases.  Previously, under IAS 17, operating leases were not recorded on-balance sheet, they were 
instead recorded as off-balance sheet capital commitments.  

Applying IFRS 16 for all leases, the Group now recognises right-of-use assets and liabilities on the balance sheet, 
initially measured at the present value of future lease payments.  Under IFRS 16 the Group also recognises 
depreciation of right-of-use assets and interest on lease liabilities in the income statements, whereas previously 
under IAS 17 operating leases gave rise to a straight-line expense. 

Transition to IFRS 16 
The application of IFRS 16 resulted in the recognition, on 1 December 2019, of £528,000 of right-of-use assets and 
the corresponding recognition of £528,000 of lease liabilities, as shown in Note 13.  There was no impact on net 
assets or retained reserves.   

The table below shows a reconciliation from the off-balance sheet lease commitments previously disclosed as at 30 
November 2019 to the on-balance sheet lease liabilities recognised at 1 December 2019 under IFRS 16, and the 
movements in the lease liability during the subsequent financial year. 

                      Land & Buildings    

£’000 

280 
4 
- 
284 
- 
(167) 
117 

Plant & 
Machinery 
£’000 

  Motor 
Vehicles 
£’000 

    Total 

     £’000 

236 
8 
- 
244 
- 
(40) 
204 

23 
- 
(23) 
- 
36 
(6) 
30 

539 
12 
(23) 
528 
36 
(213) 
351 

At 30 November 2019 
Currency translation 
Lease terminated 
At 1 December 2019 
Additions during year 
Lease payments 
At 30 November 2020 

Lease liabilities at 30 November 2020 are presented on the balance sheet as below: 

                      Land & Buildings    

£’000 

53 
64 
117 

Plant & 
Machinery 
£’000 

  Motor 
Vehicles 
£’000 

    Total 

     £’000 

41 
162 
203 

11 
18 
29 

105 
244 
3 

Current liabilities 
Non-current liabilities 
At 30 November 2020 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

20. Financial instruments 

a)  The carrying amount and fair value of financial assets and liabilities at 30 November 

Financial assets 
Cash and cash equivalents 
Trade and other receivables 
Loans and receivables at amortised 
cost 

Financial liabilities 
Trade and other payables 
Financial liabilities at amortised cost 
Derivatives 
Liabilities at fair value through profit 
and loss 
Net financial assets 

Group 

2020 
£’000 

1,113 
1,307 

2,420 

1,031 
1,031 
- 
- 

1,389 

2019 
£’000 

734 
1,527 

2,261 

1,068 
1,068 
- 
- 

1,193 

Company 
2020 
£’000 

2019 
£’000 

7 
149 

156 

46 
46 
- 
- 

110 

167 
154 

321 

55 
55 
- 
- 

266 

The carrying value of the Group’s financial assets and liabilities are considered to approximate their respective fair 
values.  The value of foreign exchange forward contracts has not been included. 

b)  Interest rate and currency profile of financial assets and liabilities 

Currency profiles of the Group’s financial assets and liabilities are set out below: 

Group 

Financial 
liabilities 
£’000 
196 
668 
167 
1,031 
191 
753 
124 
1,068 

Net financial 
assets / 
(liabilities) 
£’000 
810 
236 
343 
1,389 
990 
248 
(45) 
1,193 

Company 

Financial 
liabilities 
£’000 
34 
12 
- 
46 
53 
2 
- 
55 

Net financial 
assets / 
(liabilities) 
£’000 
89 
20 
1 
110 
52 
214 
- 
266 

Financial 
assets 
£’000 
123 
32 
1 
156 
105 
216 
- 
321 

Financial 
assets 
£’000 
1,006 
904 
510 
2,420 
1,181 
1,001 
79 
2,261 

Sterling 
Euro 
US dollar 
At 30 November 2020 
Sterling 
Euro 
US dollar 
At 30 November 2019 

All the Group’s financial assets and liabilities are non-interest bearing or have floating interest rates.  There are no 
fixed rate financial assets.  Floating rate financial assets earn interest at rates based on local bank deposit rates.  
Floating rate financial liabilities bear interest at rates based on the Bank of England Base Rate or relevant national 
equivalents. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

20. Financial instruments (continued) 

c)  Currency profile of net foreign currency monetary assets and liabilities 

The  table  below  shows  the  net  monetary  assets/(liabilities)  of  the  Group  that  are  not  denominated  in  the 
functional currency of the operating unit and which therefore give rise to exchange gains and losses in the income 
statement. 

Group 

US    
dollar 
£’000 

Euro 
£’000 

Total 
£’000 

Euro 
£’000 

   Company 

US     
dollar 
£’000 

1 

- 

Total 
£’000 

21 

214 

Sterling 
At 30 November 2020 

Sterling 

236 

343 

579 

20 

At 30 November 2019 

248 

(45) 

203 

214 

d)  Market risk: objectives, policies, and strategies 

The Group’s interest rate risks, liquidity risks and currency risks are managed centrally within policies approved by 
the board. 

No mitigation of interest rates using interest rate swaps has been undertaken. The net interest receivable for the 
year was nil compared to nil receivable last year. No speculative transactions are undertaken.  At present, forward 
foreign exchange contracts are only used to hedge the value of anticipated purchase orders to be placed in foreign 
currencies. 

e)  Market risk: sensitivities 

A sensitivity analysis for financial assets and liabilities affected by market risk is set out below. Each risk is analysed 
separately and shows the sensitivity of financial assets and liabilities when a certain parameter is changed. The 
sensitivity analysis has been performed on balances at 30 November each year and therefore is not representative 
of transactions throughout the year. The rates used are based on historical trends and, where relevant, projected 
forecasts. 

(i) Currencies 
The  Group  is  exposed  to  currency  risk  in  relation  to  the  value  of  its  financial  assets  and  liabilities  that  are 
denominated in currencies other than sterling (see note 20(b) above), arising from fluctuations in exchange rates. 
The table below shows the impact on the value of the Group’s reported net financial assets at 30 November of 
exchange rates either strengthening or weakening by 10 per cent against sterling and the impact this would have 
on the reported profit or loss and equity. The Group’s reported profit is not materially impacted by the effect of 
changes in exchange rates on the value of its net financial assets, but equity would be £235,000 lower if sterling 
strengthened by 10 per cent and £287,000 higher if sterling weakened by 10 per cent. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   44 

 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

20. Financial instruments (continued) 

 Group 

2020 

Effect of sterling strengthening 
by 10% 

Effect of sterling weakening by 

10% 

Net financial assets/(liabilities) 

As  
reported 

Rate 
+10% 

Profit 

Equity 

Rate 
-10% 

Profit 

£’000 

£’000 

£’000 

£’000 

£’000 

£’000 

£’000 

Equity 

Denominated in sterling 

Not denominated in sterling 

Net financial assets 

810 

579 

1,389 

- 

(53) 

(53) 

- 

(3) 

(3) 

- 

(235) 

(235) 

- 

64 

64 

- 

4 

4 

- 

287 

287 

  Effect of sterling strengthening by 
10% 

Effect of sterling weakening by 
10% 

2019 

Net financial assets/(liabilities) 

Denominated in sterling 
Not denominated in sterling 
Net financial assets 

As 
reported 
£’000 
990 
203 
1,193 

Rate 
+10% 
£’000 
- 
(18) 
(18) 

Profit 
£’000 
- 
(21) 
(21) 

Equity 
£’000 
- 
(222) 
(222) 

Rate 
-10% 
£’000 
- 
23 
23 

Profit 
£’000 
- 
26 
26 

Equity 
£’000 
- 
272 
272 

Company 

2020 

  Effect of sterling strengthening 

Effect of sterling weakening by 

by 10% 

10% 

Net financial assets/(liabilities) 

As 
reported 
£’000 

Rate 
+10% 

£’000 

Profit 
£’000 

Equity 
£’000 

Rate 

-10% 

£’000 

Profit 
£’000 

Equity 
£’000 

Denominated in sterling 
Not denominated in sterling 
Net financial assets 

89 
21 
110 

- 
(2) 
(2) 

- 
(2) 
(2) 

- 
- 
- 

- 
2 
2 

- 
2 
2 

- 
- 
- 

Effect of sterling strengthening 
by 10% 

Effect of sterling weakening by 

2019 

Net financial assets/(liabilities) 

Denominated in sterling 
Not denominated in sterling 
Net financial assets 

As 
reported 
£’000 
52 
214 
266 

Rate 
+10% 

£’000 
- 
(19) 
(19) 

Profit 
£’000 
- 
(19) 
(19) 

Equity 
£’000 
- 
- 
- 

Rate 
-10% 
£’000 
- 
24 
24 

10% 

Profit 
£’000 
- 
24 
24 

Equity 
£’000 
- 
- 
- 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

20. Financial instruments (continued) 

 (ii) Interest rates 
Changes in market interest rates expose the Group to the risk of fluctuations in the cash flow relating to its financial 
assets and liabilities that attract interest at floating rates (see note 20(b)). Based upon the interest rate profile of 
the Group’s financial assets and liabilities as at both 30 November 2020 and 30 November 2019, there would be 
no material impact of a one percentage point change in the market interest rates on the Group’s profit and equity. 

f)  Liquidity risk 

The  Group  monitors  its  liquidity  to maintain  a  sufficient  level  of  undrawn  debt  facilities  together  with  central 
management of the  Group’s  cash  resources  to  minimise  liquidity  risk.    All the  trade  and  other  payables  at  30 
November 2020 amounting to £1,031,000 (2019: £1,068,000) are payable within three months. 

Borrowing facilities 

The Group has various borrowing facilities available to it.   The unutilised portion of the facilities at 30 November 
2020 amounted to £100,000 (2019: £100,000). 

g)  Credit risk 

Group policies are aimed at minimising losses due to customer payment default. Deferred payment terms are only 
granted  to  those  customers  who  satisfy  creditworthiness  criteria  and  individual  exposures  to  customers  are 
monitored. Where possible, operations purchase credit insurance. 

The maximum exposure to credit risk for trade and other receivables at the reporting date by geographic region 
is as follows: 

UK 
Rest of Europe 
At 30 November 

h)  Capital risk 

Group 

Company 

2020 
£’000 
635 
672 
1,307 

2019 
£’000 
704 
823 
1,527 

2020 
£’000 
121 
28 
149 

2019 
£’000 
104 
50 
154 

The  Group’s  primary  objective  is  to  ensure  its  continued  ability  to  provide  a  consistent  return  for  its  equity 
shareholders through a combination of capital growth and proposed dividend policy.  It aims to minimise  any 
capital risk by maintaining a conservative financing structure.  The board’s current policy is to use the Group’s cash 
resources for any capital requirements and, where necessary, by adjustment to the  value of dividends paid to 
shareholders.  

i)  Exchange rate instruments 

The Group held forward exchange contracts to a value of £154,000 at 30 November 2020 (2019: £89,000).  When 
appropriate  during  the  year,  contracts  were  taken  out  to  mitigate  trade  payables  denominated  in  foreign 
currencies. The fair value of these instruments was £(4,000) (2019: £nil). 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   46 

 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

21. Retirement benefit liability 

Group 

At 1 December 2018 
Currency translation 
Change in actuarial assumptions 
Utilised 
At 1 December 2019 
Currency translation 
Change in actuarial assumptions 
Utilised 
At 30 November 2020 

Retirement benefit liability 
£’000 
204 
(6) 
9 
5 
212 
8 
- 
3 
223 

The  retirement  benefit  liability  arose  from  the  2002  acquisition  of  assets  by  Holders  Technology  GmbH  from 
Cimatec GmbH.  Following the bankruptcy of Cimatec GmbH, a German court determined that Cimatec’s pension 
obligation to one former Cimatec employee must be met by Holders Technology GmbH.  The provision represents 
the estimated net present value of the liability to pay an annuity to that employee upon retirement, which began 
in 2008.  The assumptions are: discount rate 0.73%, salary increase 0.0%, rate of pension increase (every 3 years) 
5.25%. 

No other Holders Technology employees have any retirement benefit rights from their previous employment at 
Cimatec. 

22. Deferred tax 

 Deferred tax is calculated in full on temporary differences under the liability method using tax rates of 19.0% to    
 30.0% (2019: 19.0% to 30.0%).  The movement on the deferred tax asset account is as shown below: 

At 1 December – net deferred tax assets 
Income statement credit/(charge) 
At 30 November 

Group 

Company 

2020 
£’000 
3 
- 
3 

2019 
£’000 
1 
2 
3 

2020 
£’000 
- 
- 
- 

2019 
£’000 
- 
- 
- 

The movements in deferred tax assets and liabilities (prior to the offsetting of balances within the same jurisdiction 
as permitted by IAS 12) during the period are shown below: 

Deferred tax assets 

Group 
At 1 December 2018 
Credited to income statement 
At 30 November 2019 
Charged to income statement 
At 30 November 2020 

Pension        
liability 
£’000 
10 
2 
12 
- 
12 

Total 
£’000 

10 
2 
12 
2 
12 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

22. Deferred tax (continued) 

At  the  year  end  the  amount  of  temporary  differences  associated  with  the  undistributed  earnings  of  overseas 
subsidiaries for which deferred tax liabilities had not been recognised was insignificant.  Deferred tax assets are 
only recognised where in the Directors’ opinion there is a reasonable expectation of the tax asset being realised.  
Assets are recognised based on business forecasts and the local tax environment.   

Deferred tax liabilities 

Group 
At 1 December 2018 
Transfer from income statement 
At 30 November 2019 
Transfer from income statement 
At 30 November 2020 

The Company had no deferred tax assets or liabilities. 

23. Share Capital 

Authorised 
6,000,000 ordinary shares of 10p each (2019: 6,000,000) 

Allotted and fully paid ordinary shares of 10p each 
At 30 November 2019 and 30 November 2020 

Other Reserves 

Share premium account 
Capital redemption reserve 

Accelerated 
capital 
allowances 
£’000 
9 
- 
9 
- 
9 

2020 
£’000 

600 

2019 
£’000 

600 

Number 
of shares 

4,224,164 

2020 
£’000 
1,590 
1 

2019 
£’000 
1,590 
1 

The Share Premium Account is the excess amount received for shares issued over their nominal value. 

The Capital Redemption Reserve is the cumulative nominal value of own shares acquired by the company.  

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

24.  Employees and staff costs 

Group 

Company 

Wages and salaries 
Social security costs 
Other pension costs 
Share based payments 

2020 
£’000 
1,747 
300 
112 
- 
2,159 

2019 
£’000 
1,902 
331 
126 
- 
2,359 

Average monthly number of permanent employees, including executive directors: 

Group 
Administration and sales 
Service and fabrication 

Part-time 

Directors’ remuneration 

2020 
£’000 
153 
19 
72 
- 
244 

2020 
Number 
32 
24 
56 
2 
58 

2019 
£’000 
209 
21 
73 
- 
303 

2019 
Number 
24 
27 
51 
1 
52 

Directors’ remuneration for the year was as follows: 
Company 

Basic salary fees, bonuses 
and expenses 

Benefits in 
kind 

Total emoluments         

R Weinreich (Chairman) 
V Blaisdell 
P Geraghty 
T Bray 
D Mahony 

£’000 
12 
63 
73 
- 
15 
163 

£’000 
6 
- 
3 
- 
- 
9 

2020 
£’000 
18 
63 
76 
- 
15 
172 

Pension entitlement 
Directors are entitled to receive their remuneration either as salary or as pension contributions.   
Pension contributions to directors’ personal pension schemes are as follows: 

Pension Contributions 

V Blaisdell 
P Geraghty 
T Bray 

2020 
£’000 
38 
34 
- 
72 

2019 
£’000 
22 
134 
68 
37 
18 
279 

2019 
£’000 
24 
51 
1 
76 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

24  Employees and staff costs (continued) 

Directors’ shareholdings 
The shareholdings of those serving at the end of the year were as follows: 

R Weinreich 
D Mahony 
V Blaisdell 

The shareholdings are all beneficial.   

Directors’ interests in share options 

At start of 
year or on 
date of 
appointment 
120,000 
100,000 
220,000 

No. of options 
exercised or 
lapsed during 
year 
(120.000) 
(100,000) 
(220,000) 

V Blaisdell 
P Geraghty 

Ordinary shares 
2020 
1,900,202 
20,000 
34,102 

2019 
1,871,202 
20,000 
34,102 

At end of 
year 

Minimum 
Threshold 

Maximum 
Threshold 

Exercise 
price 

Date from 
which 
exercisable 

Expiry 
date 

41.25p 
41.25p 

100.00p 
100.00p 

10.0p 
10.0p 

27/03/20 
27/03/20 

27/03/21 
27/03/21 

- 
- 
- 

The share price at 30 November 2020 was 37.5p (2019: 42.0p) whilst during the year the high and low prices were 
45.0p and 31.5p.  

Key management compensation 

Group 

Short-term employee benefits 
Post-employment benefits 
Termination benefits 
Share-based payments 

Key management includes Directors and senior executives. 

Total share options in issue 

Total options in issue 1 December 
Issued during year 
Exercised 
Forfeited 
Leavers 
Total options in issue 30 November 

        At the year-end no share options were exercisable. 

2020 
£’000 
457 
77 
- 
- 
534 

2019 
£’000 
522 
81 
- 
- 
603 

2020 
No 
220,000 
- 
- 
(220,000) 
- 
- 

2019 
No 
370,000 
- 
(150,000) 
- 
- 
220,000 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
        
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

25.  Share based payments 

The  Company  previously  operated  a  share  option  scheme  under  which  a  variable  number  of  options  were 
exercisable at a price of 10p.  The number of options available at this price was determined by the average share 
price  for  the  20  days  preceding  the  first  exercise  date.    If  this  average  share  price  equalled  or  exceeded  the 
maximum threshold shown in Note 24, then 100% of the options could be exercised.  If the average share price 
was below the maximum threshold, then the number of options available was reduced pro rata.  

       Options to subscribe for ordinary shares of 10p each were as follows: 

Subscription 
Price 
41.25p 

Dates when exercisable 

27 March 2020 to 27 March 2021  

Number of shares 

2020 
- 

2019 
220,000 

The estimated fair values were calculated using the option pricing model with the following inputs: 

Grant date 
Share price at date of grant  
Exercise price 
No. of employees 
Shares under option 
Vesting period (years) 
Expected volatility 
Option life (years) 
Expected life (years) 
Risk free rates 
Expected dividends 
Possibility of ceasing employment before 
vesting 
Expectations of meeting performance 
criteria 
Fair value of option 

27 March 
2018 
37.50 
41.25 
2 
220,000 
3 
13% 
3 
3.5 
0.0% 
1.6% 
10.0% 

75% 

3p 

The  expected  volatility  is  based  on  historical  volatility  over  the  expected  life  period.    The  expected  life  is  the 
average expected period to exercise based on historical experience and the terms of the scheme.  The risk-free 
return is the yield on zero-coupon UK government bonds of a term consistent with the assumed option life.  The 
Group recognised £nil charge (2019: £4,000 charge) related to equity-settled share-based payment transactions 
during the year. 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

Notes to the Financial Statements (continued) 

27.  Financial commitments 

Capital commitments 
As  at  30  November  2020  the  group  had  capital  commitments  for  plant  and  machinery  totalling  £nil  (2019: 
£236,000).  

28. Related party transactions  

Group 

Transactions  between  the  company  and  its  subsidiaries,  which  are  related  parties,  have  been  eliminated  on 
consolidation and are not disclosed. 

Dividends were paid to directors as follows: 

R W Weinreich 
D A Mahony 
V M Blaisdell 

2020 
£’000 
10 
- 
- 
10 

Company 
The company carried out the following transactions with its subsidiaries and joint venture: 

Consultancy fees charged to subsidiaries and joint venture 
Interest on short term loans 

2020 
£’000 
237 
1 

2019 
£’000 
14 
- 
- 
14 

2019 
£’000 
297 
15 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENTS 

FIVE-YEAR SUMMARY 

Group revenue – continuing 

Group revenue – discontinued 

2020 

2019 

2018 

2017 

2016 

£’000 

£’000 

£’000 

£’000 

£’000 

9,838 

12,162 

12,486 

12,208 

10,698 

50 

682 

Gross profit 

Distribution costs 

2,703 

3,392 

3,266 

3,205 

2,660 

(348) 

(419) 

(422) 

(438) 

(385) 

Administrative expenses 

(2,562) 

(2,890) 

(2,696) 

(2,695) 

(2,539) 

Restructuring costs and impairment charges 

Other operating income 

- 

(42) 

- 

61 

- 

36 

- 

(7) 

(116) 

119 

Group operating profit/ (loss) 

Income from investments 

Finance income 

Finance expenses 

(249) 

144 

184 

65 

(261) 

1 

- 

(16) 

- 

6 

- 

- 

- 

(7) 

- 

- 

(11) 

- 

3 

(7) 

Profit/ (loss) before taxation from continuing operations 

(264) 

150 

177 

54 

(265) 

Tax credit/ (expense) 

- 

31 

(8) 

5 

(17) 

Profit/ (loss) after tax from continuing operations 

(264)    

181    

169    

59    

(282) 

Loss from discontinued operations 

- 

- 

Profit/ (loss) for the year attributable to equity shareholders 

(264) 

181 

- 

169 

(42) 

17 

(113) 

(395) 

Earnings per share – continuing business 

Earnings per share – basic  

Earnings per share - diluted 

(6.25p) 

(6.25p) 

4.31p 

4.30p 

4.06p 

4.03p 

1.42p 

(9.72p) 

1.34p 

(9.72p) 

Dividends per share in respect of each year 

0.50p 

0.75p 

0.75p 

0.50p 

0.50p 

Equity attributable to shareholders of the parent 

3,999 

4,164 

4,099 

3,932 

3,860 

                                                                                                                         Holders Technology plc | Annual Report & Accounts 2020   53