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Omega Flex, Inc.

oflx · NASDAQ Industrials
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Sector Industrials
Industry Industrial - Machinery
Employees 175
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FY2021 Annual Report · Omega Flex, Inc.
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Quality Engineered Flexible Metal Piping Products

2021 Annual Report

2102

“ The best vision is insight.”

— Malcolm S. Forbes

2102 2102

Historical Results:  2012 to 2021

Net Sales

Net Income

20%

10%

9%

0.8%

8%

6%

3%

-5%

23%

46%

34%

17%

-9%

9%

28%

-14%

15%

32%

CARG 7.3%

85.2

77.1

64.0

93.3

94.1

101.8

108.3

111.4

105.8

130

CARG 14.3%

$26.2

$20.1

$19.9

$17.3

$15.8

$15.7

$14.4

$13.5

$10.0

$6.9

 2012 

2013 

2014 

2015 

2016 

2017 

2018 

2019 

2020 

2021

 2012 

2013 

2014 

2015 

2016 

2017 

2018 

2019 

2020 

2021

Revenue per Employee
$(’000)

Gross Margin

25.6%

3.4%

16.1%

-7.6%

9.6%

0.2%

2.7%

-12.0% 19.0%

5.6%

8.1%

4.4%

0.3%

-1.3%

0.5%

3.8%

-.6%

-.3%

CARG 5%

$589

$609

$707

$653

$469

$716

$717

$737

$765

CARG 2%

$645

58.7%

61.3%

61.5%

60.7%

61.0%

63.3%

62.9% 62.7%

54.3%

51.4%

 2012 

2013 

2014 

2015 

2016 

2017 

2018 

2019 

2020 

2021

 2012 

2013 

2014 

2015 

2016 

2017 

2018 

2019 

2020 

2021

YOY GROWTH

Manufacturer of flexible metal hose and gas piping products 

Dear Shareholders, 

April 28, 2022 

Allow  me  to  quote  Winston  Churchill  once  more:  “When  you  are  going  through  hell  –  keep 
going.”  That has never been more true than in the recent past where we have all battled through pandemic, 
supply  shortages,  inflation,  and  now  a  full-fledged  European  war.    During  this  tumult  and  turmoil, 
OmegaFlex has managed to generate record sales and record earnings for our shareholders.  In 2021, we 
increased our sales by 22.9% and net income by 31.6% over the prior year.      

Our  success  was  due  to  many  factors,  but  most  importantly  I  think  our  management,  starting 
with  Mark  Albino,  our  chief  operating  officer,  who  had  the  foresight  to  leverage  our  strong  cash 
position  to  purchase  raw  materials  ahead  of  the  demand  surge.    When  most  companies  were 
struggling  to  deliver  their  goods  to  market  and  had  to  increase  their  lead  times  to  months  instead  of 
weeks,  OmegaFlex kept delivering.   In the flexible gas piping business, shortages of schedule 40 black 
steel pipe traditionally used to pipe natural gas and propane in buildings was in very short supply, due 
to  a  shortage  of  ocean  cargo  capacity.    We  were  able  to  step  into  that  breach  and  obtain  a  sizable 
slice  of  business  even  though  our  products  cost  more  on  a  unit  basis.    Now  those  once  reluctant 
customers have seen the value of our non-traditional piping that is made in the United States, we expect 
some  of  those  sales  to  stay  even  when  those  supply  chain  disruptions  are  finally  smoothed  out.  
Similarly, we have made small but enduring gains in sales  of  MediTrac® flexible  medical  gas  piping 
in  the  United  States  and  internationally.    This  cutting-edge  technology  is  still  at  the  early  adoption 
phase,  but  we  think  that  it  will  grow  steadily  over  time  once  the  obvious  benefits  of  the  MediTrac® 
system are witnessed by a critical mass of customers.  

We  continue  to  make  strides  in  reaching  new  customers,  inventing  new  technologies, 
and  performing  ably  and  nimbly  no  matter  the  obstacle.    In  time,  we  will  have  several  major 
businesses  all  built  around  our  core  competency  of  flexible  metal  hose.    This  is  all  due  to  our 
incredible,  dedicated  employees, and with their dedication and grit, we will persevere and succeed. 

Sincerely, 

Kevin R. Hoben 
Chairman & CEO 

OMEGA FLEX, Inc., Corporate Office, 213 Court Street, Suite 1001, Middletown, CT 06457  Tel: 860-704-6820 • Fax: 860-704-6830 

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

(Mark One) 
X  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934  

For the fiscal year ended December 31, 2021 

Or 

[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from ________________________ to ______________________ 

Commission File Number 

000-51372 

Omega Flex, Inc. 
(Exact name of registrant as specified in its charter) 

Pennsylvania 
(State or other jurisdiction of 
incorporation or organization) 

451 Creamery Way, Exton, PA 
(Address of principal executive offices) 

23-1948942 
(I.R.S. Employer 
Identification No.) 

19341 
(Zip Code) 

        Registrant’s telephone number, including area code 

                  610-524-7272 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each class                                            Trading Symbol 
     Common                                                            OFLX 

Securities registered pursuant to section 12(g) of the Act: 

Not applicable 
(Title of class) 

Name of each exchange on which registered 
NASDAQ Global Market 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  

Yes [  ] 

  No [X] 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.   Yes [  ] 

  No [X] 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject 
to such filing requirements for the past 90 days.  

Yes [X]  No [   ] 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to 
Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was 
required to submit such files).  

Yes [X]      No [   ] 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company 
or an emerging growth company.  See the definitions of “large accelerated filer,” and “accelerated filer”, “smaller reporting company” and 
“emerging growth company” in Rule 12b-2 of the Exchange Act. (check one): 

Large accelerated filer [ ]    Accelerated filer [X]    Non-accelerated filer [ ]    Smaller reporting company   [  ]    Emerging Growth Company [  ] 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with 
any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act     Yes [  ]    No [  ] 

-1- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its 
internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C 7262(b)) by the registered public accounting 
firm that prepared or issued its audit report     [X]   

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  

Yes [  ]  No [X] 

The aggregate market value of voting and non-voting common shares held by non-affiliates of the registrant as of June 30, 2021, the last business 
day of the second quarter of 2021, was $451,306,661. 

The number of shares of common stock outstanding as of March 1, 2022 was 10,094,322. 

DOCUMENTS INCORPORATED BY REFERENCE 

The information required by Part III (Items 10, 11, 12, 13, and 14) is incorporated by reference from the registrant's definitive proxy statement (to 
be filed pursuant to Regulation 14A no later than 120 days after the year ended December 31, 2021, or April 30, 2022) for the 2022 annual 
meeting of shareholders.  

-2- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 1. 
Item 1A. 
Item 1B. 
Item 2. 
Item 3. 
Item 4. 

Business 
Risk Factors 
Unresolved Staff Comments 
Properties 
Legal Proceedings 
Mine Safety Disclosures 

Omega Flex, Inc. 
TABLE OF CONTENTS 

PART I 

PART II 

Item 5. 

Item 6. 
Item 7. 
Item 7A. 
Item 8. 
Item 9. 
Item 9A. 
Item 9B. 

Market for Registrant’s Common Equity, and Related Stockholder Matters and Issuer Purchases of 
Equity Securities 
Selected Financial Data 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Quantitative and Qualitative Disclosures about Market Risks 
Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosures 
Controls and Procedures 
Other Information 

PART III 

Item 10. 
Item 11. 
Item 12. 
Item 13. 
Item 14. 

Directors, Executive Officers and Corporate Governance 
Executive Compensation 
Security Ownership of Certain Beneficial Owners and Management 
Certain Relationships and Related Party Transactions, and Director Independence 
Principal Accountant Fees and Services 

Item 15. 
Item 16. 

Exhibits and Financial Statement Schedules 
Form 10-K Summary 

PART IV 

Page 

4 
12 
20 
20 
20 
20 

20 

22 
22 
28 
29 
54 
54 
55 

55 
55 
56 
56 
56 

56 
59 

-3- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 1 - BUSINESS 

PART I 

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS 

Certain statements in this Annual Report on Form 10-K that are not historical facts -- but rather reflect 

our current expectations concerning future results and events -- constitute forward-looking statements. The words 
“believes,” “expects,” “intends,” “plans,” “anticipates,” “intend,” “estimate,” “potential,” “continue,” 
“hopes,” “likely,” “will,” and similar expressions, or the negative of these terms, identify such forward-looking 
statements.  Such forward-looking statements involve known and unknown risks, uncertainties and other important 
factors that could cause the actual results, performance or achievements of Omega Flex, Inc., or industry results, 
to differ materially from future results, performance or achievements expressed or implied by such forward-looking 
statements. 

Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect 

management’s view only as of the date of this annual report statement.  We undertake no obligation to update the 
result of any revisions to these forward-looking statements which may be made to reflect events or circumstances 
after the date hereof or to reflect the occurrence of unanticipated events, conditions, or circumstances.  

GENERAL 

Overview of the Company 

DESCRIPTION OF OUR BUSINESS 

The Company’s business is controlled as a single operating segment that consists of the manufacture and 

sale of flexible metal hose (also described as corrugated tubing), as well as the sale of the Company’s related 
proprietary fittings and a vast array of accessories. 

The Company is a leading manufacturer of flexible metal hose, which is used in a variety of ways to carry 

gases and liquids within their particular applications.  Some of the more prominent uses include: 

• 

• 

• 

• 

carrying fuel gases within residential and commercial buildings; 

carrying gasoline and diesel gasoline products (both above and below the ground) in a double containment 
piping to contain any possible leaks, which is used in automotive and marina refueling, and fueling for 
back-up generation; 

using copper-alloy corrugated piping in medical or health care facilities to carry medical gases (oxygen, 
nitrogen, vacuum) or pure gases for pharmaceutical applications; and  

industrial applications where the customer requires the piping to have both a degree of flexibility and/or an 
ability to carry corrosive compounds or mixtures, or to carry at both very high and very low (cryogenic) 
temperatures. 

The Company manufactures flexible metal hose at its facilities in Exton, Pennsylvania, and Houston, Texas 

in the United States (U.S.), and in Banbury, Oxfordshire in the United Kingdom (U.K.), and primarily sells its 
products through distributors, wholesalers and to original equipment manufacturers (“OEMs”) throughout North 
America and Europe, and to a lesser extent other global markets. 

-4- 

 
 
 
 
 
 
 
 
Industry Overview 

The flexible metal hose industry is highly fragmented and diverse, with more than 10 companies producing 

flexible metal hose in the U.S., and at least that many in Europe and Asia.  Because of its simple and ubiquitous 
nature, flexible metal hose can be applied and has been applied to a number of different applications across a broad 
range of industries. 

The major market categories for flexible metallic hose include (1) automotive, (2) aerospace, (3) 
residential, commercial, and institutional construction, and (4) general industrial. Omega Flex participates in the 
latter two markets for flexible metallic hose.  The residential and commercial construction markets utilize corrugated 
stainless steel tubing (CSST) primarily for flexible gas piping, double containment piping for conveying diesel fuel 
and gasoline from a storage tank to a dispenser or back-up generator.  The Company utilizes corrugated copper 
tubing for medical gases in medical care facilities, including hospitals, clinics, dental and veterinary offices, and 
long-term care facilities.  The general industrial market includes all of the processing industries, the most important 
of which include primary steel, petrochemical, pharmaceutical, and specialty applications for the transfer of fluids at 
both extremely low and high temperatures, (such as the conveying of cryogenic liquids) and a highly fragmented 
OEM market, as well as the maintenance and repair market. 

None of our competitors appear to be dominant in more than one market.  We are a leading supplier of 

flexible metal hose in each of the markets in which we participate.  Our assessment of our overall competitive 
position is based on several factors.  The flexible gas piping market in the U.S. is currently concentrated in the 
residential housing market.  Based on the reports issued by the national trade groups on housing construction, the 
level of acceptance of flexible gas piping in the construction market, and the average usage of flexible gas piping in 
a residential building, we believe that we are able to estimate with a reasonable level of accuracy the size of the total 
gas piping market.  In addition, the Company is a member of an industry trade group comprised of the largest 
manufacturers of CSST in the U.S., which compiles and distributes sales volume statistics for its members relative 
to flexible gas piping.  Based on our sales and the statistics described above, the Company believes it can estimate 
its position within that market.  For other applications, industry trade groups collect and report data related to these 
markets, and we can then compare and estimate our status within that group as a whole.  In addition, the customer 
base for the products that we sell, and the identity of the manufacturers aligned with those customers is fairly well 
known, which again allows the Company to extract information and estimate its market position.  Lastly, the term 
“leading” implies a host of factors other than sales volume and market share position.  It includes the range and 
capability of the product line, history of product development and new product launches, all of which information is 
in the public domain. Based on all of this information, the Company is reasonably confident that it is indeed a leader 
in the major market segments in which it participates. 

Development of Business 

Incorporated in 1975 under the name of Tofle America, Inc., the Company was originally established as the 

subsidiary of a Japanese manufacturer of flexible metal hose.  For a number of years, the Company was a 
manufacturer of flexible metal hose that was sold primarily to customers using the hose for incorporation into 
finished assemblies for industrial applications.  The Company later changed its name to Omega Flex, Inc., and in 
1996, the Company was acquired by Mestek, Inc. (Mestek). 

In January 2005, Mestek announced its intention to distribute its equity ownership in our common stock to 
the Mestek shareholders.  A registration statement for the Omega Flex common stock was filed with the Securities 
and Exchange Commission and the registration statement was declared effective on July 22, 2005.  The Company 
also listed its common stock on the NASDAQ National Market (now the NASDAQ Global Market) under the stock 
symbol “OFLX” and began public trading of the common stock on August 1, 2005.   

Over the years, most of the Company’s business has been generated from Omega Flex, Inc., and 
concentrated in North America, but the Company also has foreign subsidiaries located in the U.K., which are largely 
focused on European and other international markets.  The Company also has a local subsidiary which owns the 
Company’s Exton, Pennsylvania real estate. 

-5- 

 
 
 
 
 
 
Overview of Current Business 

Strategy 

The Company’s strategy has been, and continues to be, focused on its core strengths in the development, 

manufacture, and sale of flexible metal hose for use in a variety of applications.  The Company is uniquely situated 
to exploit its capabilities in this area due to its long experience in engineering and bringing new products to market, 
and its proprietary rotary process, which permits the Company to manufacture flexible metal hose with superior 
quality and efficiency as compared to its competitors.  The Company’s strategy is to develop flexible metal products 
in new and developing markets that would recognize and compensate for the value-added propositions that each 
product brings to that industry.  Typically, this would involve a new flexible metal hose that replaces traditional 
rigid products, and thereby improve the quality of the installed product, increase installation efficiency, and provide 
an overall cost and time savings.  Examples of such new products are our flexible gas piping sold under the TracPipe 
® CounterStrike® trademarks, our new MediTrac® corrugated medical gas tubing, and our DoubleTrac® double-
containment piping.  In each instance, the products we bring to market offers customers superior quality, expanded 
applications due to the product’s flexibility, and reduced total costs.  The Company seeks to protect its investments 
in product development by seeking and obtaining patent protection for new and unique features of its products.   

Sales, Products and Customers 

The Company’s business is managed as a single operating segment that consists of the manufacture and 

sale of flexible metal hose, fittings, and accessories.   

We sell our products to customers scattered across a wide and diverse set of industries ranging from 
construction to pharmaceutical with close to 10,100 customers on record.  These sales channels include sales 
through independent sales representatives, distributors, OEM, direct sales, and sales through our website on the 
internet.  We utilize various distribution companies in the sale of our TracPipe® and Counterstrike® flexible gas 
piping, and these distribution customers in the aggregate represent a significant portion of our business.  In 
particular, the Company has one significant customer, whose various branches had sales in the range of 13% to 14% 
of total sales during the periods of 2019 to 2021 and was in the range of 7% to 18% of the Company’s accounts 
receivable balance over the last two years.  All of this business is done on a purchase order basis for immediate 
resale commitments or stocking, and there are no long-term purchase commitments.  In the event we were to lose an 
account, we would not expect any long-term reduction in our sales due to the broad end-user acceptance of our 
products.  We would anticipate that in the event of a loss of any one or more distributors, that after an initial 
transition period, the sale of our products would resume at or near their historical levels.  Furthermore, in the case of 
certain national distribution chains, which is the case regarding the Company’s largest customer noted above, and 
other distributors, it is possible that there would continue to be purchasing activity from one or more regional or 
branch distribution customers.  We sell our products within North America, primarily in the U.S. and Canada, and 
we also sell our products internationally, primarily in Europe through our manufacturing facility located in Banbury, 
U.K.  Our sales outside of North America were in the range of 7% to 11% of our total sales during the last three 
years, with most of the sales occurring in the U.K. and elsewhere in Europe.  We do not have a material portion of 
our long-lived assets located outside of the U.S. 

As mentioned previously, we sell our products primarily through independent outside sales organizations, 
including independent sales representatives, distributors, fabricating distributors, wholesalers, and OEMs.  We have 
a limited internal sales function that sells our products to key accounts, including OEMs and distributors of bulk 
hose.  We believe that within each geographic market in which the independent sales representative, distributor or 
wholesaler is located that our outside sales organizations are the first or second most successful outside sales 
organization for the particular product line within that geographic area. 

The Company has had the most success within the residential construction industry with its flexible gas 

piping products, TracPipe®, which was introduced in 1997, and its more robust counterpart TracPipe® 
CounterStrike®, which came to market in 2004.  Partnered with the development of our AutoFlare® and AutoSnap® 
patented fittings and accessories, both have enjoyed wide acceptance due to their reliability and durability.  Within 
the residential construction industry, the flexible gas piping products that we offer and similar products offered by 

-6- 

 
 
 
our competitors have sought to overcome the use of black iron pipe that has traditionally been used by the 
construction industry in the U.S. and Canada for the piping of fuel gases within a building.  Prior to the introduction 
of the first CSST system in 1989, nearly all construction in the U.S. and Canada used traditional black iron pipe for 
gas piping.  However, the advantages of CSST in areas subject to high incidence and likelihood of seismic events 
had been first demonstrated in Japan.  In seismic testing, the CSST was shown to withstand the stresses on a piping 
system created by the shifting and movement of an earthquake better than rigid pipe.  The advantages of CSST over 
the traditional black iron pipe also include lower overall installation costs because it can be installed in long 
uninterrupted lines within the building. 

The flexibility of the tube allows it to be bent by hand without any tools when a change in direction in the 

line is required.  In contrast, black iron pipe requires that each bend in the pipe have a separate fitting attached.  This 
requires the installer to thread the ends of the black iron pipe, apply an adhesive to the threads, and then screw on 
the fitting, all of which is labor intensive and costly, including testing and rework if the work is not done properly.  
As a result of these advantages, the Company estimates that CSST now commands over one-half of the market for 
fuel gas piping in new and remodeled residential construction in the U.S., and the use of rigid iron pipe, and to a 
lesser degree copper tubing, accounts for the remainder of the market.  The Company plans to continue its growth 
trend by demonstrating its advantages against other technologies, in both the residential and commercial markets, in 
both the U.S. and overseas in geographic areas that have access to natural gas distribution systems. 

As previously mentioned, in 2004, the Company introduced a new brand of flexible gas piping sold under 

the registered trademark “CounterStrike®”.  CounterStrike® is designed to be more resistant to damage from transient 
electrical arcing.  This feature is particularly desirable in areas that are subject to high levels of lightning strikes, 
such as the Southeast and Ohio Valley sections of the U.S.  In a lightning strike, the electrical energy of the 
lightning can energize all metal systems and components in a building.  This electrical energy, in attempting to reach 
ground, may arc between metal systems that have different electrical resistance, and arcing can cause damage to the 
metal systems.  In standard CSST systems, an electrical bond between the CSST and the building’s grounding 
electrode would address this issue, but lightning is an extremely powerful and unpredictable force. CounterStrike® 
CSST is designed to be electrically conductive and therefore disperse the energy of any electrical charge over the 
entire surface of the CounterStrike® line.  In 2007, the Company introduced a new version of CounterStrike® CSST 
that was tested to be even more resistant to damage from electrical arcing than the original version, and substantially 
more effective than standard CSST products.  As a result of its robust performance, the new version of 
CounterStrike® has been widely accepted in the market, and thus during 2011, the Company made the decision to 
sell exclusively CounterStrike® within the U.S.  This move demonstrated the Company’s commitment to innovation 
and safety, and further enhanced our leadership in the marketplace. 

In 2008, the Company introduced its first double containment piping product – DoubleTrac®.   
DoubleTrac® double containment piping has earned stringent industry certifications for its ability to safely contain 
and convey liquid fuels.  DoubleTrac® received certification from Underwriters Laboratory, the testing and approval 
agency, that our product is fully compliant with UL971A, which is the product standard in the U.S. for metallic 
underground fuel piping, ULc S679 which is the product standard in Canada for metallic underground fuel piping, as 
well as approvals from other relevant state agencies that have more stringent testing procedures for the product.  
Additionally, DoubleTrac® is fully complaint to UL 1369, which is the bi-national USA and Canada standard for 
aboveground piping for flammable and combustible liquids.  DoubleTrac® is one of a select few piping systems 
having listings and approvals for both belowground and aboveground piping systems.  Similar to our flexible gas 
piping, DoubleTrac® provides advantages over older rigid pipe technologies.  DoubleTrac® is made and can be 
installed in long continuous runs, eliminating the need for manually assembling rigid pipe junctions at the end of a 
pipe or at a turn in direction.   In addition, DoubleTrac® has superior performance in terms of its ability to safely 
convey fuel from the storage tank to the dispenser, primarily because DoubleTrac® is essentially a zero permeation 
piping system, far exceeding the most stringent government regulations.  Originally designed for applications 
involving automotive fueling stations running from the storage tank to the fuel dispenser, the ability of DoubleTrac® 
to handle a variety of installation challenges has broadened its applications to include refueling at marinas, fuel lines 
for back-up generators, and corrosive liquids at waste treatment plants.  In short, in applications where double 
containment piping is required to handle potentially contaminating fluids or corrosive fluids, DoubleTrac® is 
engineered to handle those demanding applications.   

-7- 

 
 
 
 
 
DEF-Trac®, a complementary product which is very similar to DoubleTrac®, was brought to the 
marketplace in 2011.  DEF-Trac® piping is specifically engineered to handle the demanding requirements for diesel 
emissions fluid (DEF).  Federal regulations require all diesel engines to use DEF to reduce the particulate 
contaminants from the diesel combustion process.  However, DEF is highly corrosive and cannot be pre-mixed with 
the diesel fuel.  This requires that new diesel trucks and automobiles must have separate tanks built into the vehicle 
so that the diesel emissions fluid can be injected into the catalytic converter after the point of combustion.  Similarly, 
a large portion of fueling stations carrying diesel fuel are now also selling DEF through a separate dispenser.  In 
addition to being highly corrosive, DEF also has a high freezing temperature, requiring a heat trace in the piping in 
applications in northern areas of the U.S.  DEF-Trac® flexible piping is uniquely suited to handle all of these 
challenges, as the stainless steel inner core is corrosion resistant, and DEF-Trac® also comes with options for heat 
trace that is extruded directly into the wall of the product.  In summary, DEF-Trac® provides a complete solution to 
the demanding requirements of this unique application, as such, DEF-Trac® has been met with enormous acceptance 
from the industry that was searching for a solution to the new environmental requirement.  The advantageous market 
position of DEF-Trac® has leveraged the penetration of DoubleTrac® into the broader market for automotive fueling 
applications.   

In September 2013, the Company announced that it would be releasing a newly developed fitting, 

AutoSnap®, as part of its flexible gas piping product line.  After successfully completing all required testing by 
independent testing agencies, as well as extensive field trials across the U.S. by trained TracPipe® CounterStrike® 
installers, AutoSnap® was officially introduced to the market in January 2014 to wide acceptance.  With its patent-
pending design, the product simplified the installation process, and addressed installer preferences for both speed 
and ease of installation.  The AutoSnap® fitting now commands a significant portion of the Company’s fittings 
demand. 

In 2019, the Company commercialized MediTrac®, corrugated medical tubing (“CMT”), following its 2018 

launch with several beta sites.  Developed for the healthcare industry, the product can be used in hospitals, 
ambulatory care centers, dental, physician and veterinary clinics, laboratories, and any facility that uses medical 
gases (oxygen, nitrogen, carbon dioxide, etc.).  Made from a copper alloy with an exterior fire-retardant jacket, 
MediTrac® is made and sold in long continuous-length rolls.  MediTrac’s flexible nature and storage in rolls allows 
it to be transported to and installed in health care facilities much more easily and quickly than traditional medical 
grade rigid copper pipe, which comes in 20 foot long sections.  MediTrac® is unrolled from a spool and installed in a 
medical facility in one long continuous length and is bent by hand when a change in direction is needed.  The long 
lengths and ability to change direction with ease eliminates labor that would otherwise be needed to braze 
connections to straight sections of copper pipe or elbows or tees for changes in direction, while increasing 
installation efficiency and operational safety and minimizing downtime for healthcare facilities.  Easy to assemble 
axial swaged brass fittings connect with all K, L and DWV medical tubing that is sized from ½” to 2” in diameter 
and provides a leak-tight seal using ordinary hand tools.  The patent-pending fitting also prevents tampering or 
disassembly through the use of a tamper-proof sleeve that is required by the Health Care Facilities Code (NFPA 99 – 
2018 edition).   Rated for 185 psig, MediTrac® can deliver the necessary volume of gas wherever it is needed across 
a facility.  A recent case study comparing the installation of rigid copper pipe and MediTrac® showed that 
MediTrac® increases installation efficiency by a factor of five (i.e., a 500% increase in efficiency).  By reducing the 
number of joints and brazed connections, MediTrac® also reduces possible contamination into the medical gas 
system along with the fire risk associated with brazing.  MediTrac® is currently listed to UL 1365 and has an ASTM 
E84 rating of 25/50 and meets all 2018 requirements of the Health Care Facilities Code (NFPA 99 – 2018).   

In 2020, the MediTrac® product line experienced significant growth in use and acceptance in the 
marketplace resulting from its ability to be quickly and safely installed to meet the unprecedented crisis caused by 
the COVID-19 pandemic.  Numerous medical institutions and emergency medical centers used MediTrac® CMT to 
quickly install medical gas lines in tent hospitals or in converted facilities to handle the surging demand. For 
example, MediTrac® medical gas piping was installed in a NYC temporary hospital located in Central Park and in 
the Cleveland Clinic for patients with COVID-19 infections and in need of supplemental oxygen treatments.  On 
September 25, 2020, the Centers for Medicare & Medicaid Services (CMS) issued a waiver allowing the use of 
CMT in new and existing healthcare facilities based on the provisions in NFPA 99 – 2018, allowing MediTrac® 
to be installed in all facilities in the U.S. 

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In addition to the flexible gas piping and other previously described markets, our flexible metal hose is 
used in a wide variety of other applications.  Our involvement in these markets is important because just as the 
flexible gas piping applications have sprung from our expertise in manufacturing metal hose, other applications may 
also evolve from our participation in the industry.  Flexible metal hose is used in a wide variety of industrial and 
processing applications where the characteristics of the flexible hose in terms of its flexibility, and its ability to 
absorb vibration and thermal expansion and contraction, have substantial benefits over rigid piping.  For example, in 
certain pharmaceutical processing applications, the process of developing the specific pharmaceutical may require 
rapid freezing of various compounds through the use of liquefied gases, such as liquefied nitrogen, helium or Freon.  
The use of flexible metal tubing is particularly appropriate in these types of applications.  Flexible metal hose can 
accommodate the thermal expansion caused by the liquefied gases carried through the hose, and the total length of 
the hose will not significantly vary.  In contrast, fixed or rigid metal pipe would expand and contract along its length 
as the liquid gases passed through it, causing stresses on the pipe junctions that would over time cause fatigue and 
failure.  Alternatively, within certain industrial or commercial applications using steam, either as a heat source or in 
the industrial process itself, the pumps used to transfer the liquid or steam within the system are subject to varying 
degrees of vibration.  Additionally, flexible metal hoses can also be used as connections between the pump and the 
intake of the fluids being transferred to eliminate the vibration effects of the pumps on the piping transfer system.   
All of these areas provide opportunities for the flexible metal hose arena, and thus the Company continues to 
participate in these markets, as it seeks new innovative solutions which will generate additional revenue streams for 
the future. 

In each instance, whether the application is for CSST for fuel gases, flexible metal hose for handling 

specialty chemicals or gases, flexible double containment piping, unique industrial applications requiring the ability 
to withstand wide variations in temperature and vibration, or copper alloyed CMT for medical facilities, all of our 
success rests on our metal hose.  Most of our flexible metal hoses range in diameter from 1/4” to 2” while certain 
applications require diameters of up to 16”.  All of our smaller diameter pipe (2” inner diameter and smaller) is 
made by a proprietary process that is known as the rotary process.  The proprietary process that we use to 
manufacture our annular hose is the result of a long-term development effort begun in 1995.  Through continuous 
improvement over the years, we have developed and fine-tuned the process so that we can manufacture annular 
flexible metal hose on a high speed, continuous process.  We believe that our own rotary process for manufacturing 
annular corrugated metal hose is the most cost efficient method in the industry, and that our rotary process provides 
us with a significant advantage in many of the industries in which we participate. As a result, we are able to provide 
our product on a demand basis. Over the years, the Company has had great success in achieving on-time delivery 
performance to the scheduled ship date.  The quick inventory turnover reduces our costs for in-process inventory, 
and further contributes to our gross profit levels.  We have also improved our productivity on a historical basis. 

Markets and Competition 

There are approximately 10 manufacturers of flexible metal hose in the U.S., and approximately that 
number in Europe and Asia.  The U.S. manufacturers include Titeflex Corporation, Ward Manufacturing, Microflex, 
Hose Master, Pennflex, and several smaller privately held companies.  No one manufacturer, as a general rule, 
participates in more than two of the major market categories, automotive, aerospace, residential and commercial 
construction, and general industrial, with most concentrating in just one.  We estimate that we are at or near the top 
position of the two major categories in which we participate in regards to market share.  In the flexible gas piping 
market, the U.S. market is currently concentrated in the residential housing market.  Based on the reports issued by 
the national trade groups on housing construction, the level of acceptance of flexible gas piping in the construction 
market, and the average usage of flexible gas piping in a residential building, as well as through our sales position 
within that market, we are able to estimate with a high level of accuracy the size of the total gas piping market.  In 
addition, the Company is a member of an industry trade group, which compiles and distributes sales statistics for its 
members relative to flexible gas piping.  For other applications, industry trade groups collect and report on the size 
of the relevant market, and we can estimate our percentage of the relevant market based on our sales as compared to 
the market as a whole.  The larger of our two markets, the construction industry, has seen a modest increase in the 
number of residential housing starts in 2021, as compared to the previous year.  As discussed elsewhere, black iron 
pipe or copper tubing was historically used by all builders of commercial and residential buildings until the advent 
of flexible gas piping and changes in the relevant building codes.  Since that time, flexible gas piping has taken an 
increasing share of the total amount of fuel gas piping used in construction. 

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Due to the number of applications in which flexible metal hose may be used, and the number of companies 
engaged in the manufacture and sale of flexible metal hose, the general industrial market is very fragmented, and we 
estimate that no one company has a predominant market share of the business over other competitors.  In the market 
for double containment piping, we compete primarily against rigid pipe systems that are more costly to install than 
DoubleTrac® double containment piping.  For medical tubing applications, the main competitor is medical grade 
(Type K or Type L) rigid copper pipe.  MediTrac® is the only corrugated medical tubing in the U.S. that is approved 
to the stringent requirements of UL 1365.  The general industrial markets within Europe are very mature and tend to 
offer opportunities that are interesting to us in niche markets or during periods in which a weak dollar increases the 
demand for our products on a competitive basis.  Such has been the case for several years and has created new 
relationships for us. Currently, we are not heavily engaged in the manufacture of flexible metal hose for the 
aerospace or automotive markets, but we continue to review opportunities in all markets for our products to 
determine appropriate applications that will provide growth potential and high margins. In some cases, where the 
product offering is considered a commodity, price is the overriding competing factor.  In other cases, a proprietary 
product offering or superior performance will be the major factors with pricing being secondary, and in some cases, 
a non-factor.  The majority of our sales are to distributors and wholesalers, and our relationships with these 
customers are on an arms-length basis in that neither we, nor the customers are so dependent on the other to yield 
any significant business advantage.  From our perspective, we are able to maintain a steady demand for our products 
due to broad acceptance of our products by end users, regardless of which distributor or wholesaler sells the product. 

Resources and Raw Materials 

We use various materials in the manufacture of our products, primarily stainless steel for our flexible metal 

hose and plastics for our jacketing material on TracPipe® CounterStrike® flexible gas piping and DoubleTrac® 
double containment piping, as well as a copper alloy for our MediTrac® CMT.  We also purchase all of our 
proprietary fittings for use with the TracPipe® and CounterStrike® flexible gas piping, DoubleTrac® double 
containment piping, and MediTrac® CMT.  Although we have multiple sources qualified for all of our major raw 
materials and components, we have historically used only one or two sources of supply for such raw materials and 
components.  Our current orders for stainless steel and fittings are each placed with one or two suppliers.  If any one 
of these sources of supply were interrupted for any reason, then we would have to devote additional time and 
expense in obtaining the same volume of supply from our other qualified sources.  This potential transition, if it 
were to occur, could affect our operations and financial results during the period of such transition.  During 2021, 
the commodity prices of nickel and copper were higher compared to last year.  Nickel is a prime material in stainless 
steel which the Company utilizes to manufacture CSST, and copper is a key component of the Company’s brass 
fittings and our MediTrac® CMT.  Fortunately, the Company was able to maintain reasonably stable margins during 
2021.  This was mainly accomplished by implementing our own pricing actions to help offset the upward 
movements in the respective material markets.  We believe that with our purchase commitments for stainless steel, 
polyethylene and for our proprietary fittings, we have adequate sources of supply for these raw materials and 
components.  Like most other manufacturers, we had sporadic supply chain issues in 2021, but we believe our 
multiple suppliers have sufficient raw materials and capacity minimizing any potential disruption.  We believe that 
the supply sufficiency of stainless steel will continue until there is a reduction in global capacity, such as mine 
closures, which would then cause a constriction.  Volatility in the commodities marketplace and competitive 
conditions in the sale of our products could potentially restrict us from passing along raw materials or component 
part price increases to our customers. 

Business Seasonality 

The demand for our flexible piping products that are related to construction activity including TracPipe®, 

Counterstrike®, DoubleTrac® and MediTrac®, may be affected by the construction industry’s demand, which 
generally tightens during the winter months of each year due to cold and inclement weather.  Accordingly, sales are 
usually higher in the spring, summer, and fall. 

Government Regulations including Environmental Regulations 

The Company believes that its businesses and operations, including its manufacturing plants and 

equipment, are in substantial compliance with all applicable government laws and regulations, including those 

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related to environmental, consumer protection, international trade, labor and employment, human rights, tax, anti-
bribery, and competition matters.  Any additional measures to maintain compliance are not expected to materially 
affect the Company's capital expenditures (including expenditures for environmental control facilities), competitive 
position, financial position, or results of operations. 

Various legislative and administrative regulations applicable to the Company in the matters noted above 

have become effective or are under consideration in many parts of the world.  To date, such developments have not 
had a substantial adverse impact on the Company.  However, if new or amended laws or regulations impose 
significant operational restrictions and compliance requirements upon the Company or its products, the Company's 
business, capital expenditures, results of operations, financial condition and competitive position could be negatively 
impacted.  Refer to Item 1A. Risk Factors for further information. 

Human Capital 

We believe that our employees are the foundation of the innovative ideas necessary for the advancement of 
our  products,  and  success  of  our  Company.   Our  employees  are  the  conduits  to  successful  relationships  with  our 
customers, vendors, and various business partners, as well as the custodians of a safe and efficient operation of our 
assets ending with a highly satisfied customer.  The Company fosters a collaborative, inclusive, and safety-minded 
work environment, with a focus on ingenuity.  We seek to identify the most highly qualified talent for our organization, 
enabling us  to  execute on  our  strategic  objectives  of providing  the most  innovative  and  technologically  advanced 
flexible metal hose products in the market.  To attract and retain employees, the Company offers competitive wages 
across all levels, and maintains a superior package of employee benefits, including medical insurance, life insurance, 
and retirement and savings programs, for all employees, as well as executive compensation plans as described in our 
proxy statement.                 

As of December 31, 2021, the Company had 170 employees.  Most of our employees are located in our 

manufacturing facilities in Exton, Pennsylvania, which contain our factory personnel, engineering, finance, human 
resources and most of our sales staff.  Our factory workforce in Exton, Pennsylvania, is not party to a collective 
bargaining agreement.  A small number of employees work at our facility in Houston, Texas.  We also maintain an 
office in Middletown, Connecticut where certain management, sales and administrative personnel are assigned.  A 
number of individual sales personnel are also scattered across the U.S.  We also maintain a manufacturing facility in 
Banbury, U.K., which contains employees of similar functions to those in the U.S., but on a much smaller scale, 
including a small presence in France.  The sales personnel in England and France handle all sales and service for our 
products in Europe, most notably the U.K., and the majority of our transactions with other international territories. 

We are committed to fostering a work environment in which all employees treat each other with dignity 
and respect.  This commitment extends to providing equal employment and advancement opportunities based on 
merit and experience.  We continually strive to attract a diverse workforce by partnering with local organizations to 
identify potential candidates to advance and strengthen our human capital management program. 

Intellectual Property 

We have a comprehensive portfolio of intellectual property, including approximately 247 patents issued in 

various countries around the world.  The patents cover (a) the fittings used by the flexible gas piping to join the 
piping to a junction or assembly, (b) pre-sleeved CSST for use in underground applications, (c) an electrically 
conductive jacket for flexible gas piping that we sell under the trademark CounterStrike®, (d) a tubing containment 
system for our DoubleTrac® double containment piping, and (e) fittings for use with our MediTrac® corrugated 
medical tubing.  Our AutoSnap® fitting is a prominently used product with flexible gas piping because it offers a 
metal-to-metal seal between the fitting and the tubing, and because of its robustness and ease of use.  The metal-to-
metal contact provides for a longer lasting and more reliable seal than fittings which use gaskets or sealing 
compounds that can deteriorate over time.  In applications involving fuel gases in a building, the ability to maintain 
the seal and prevent the leaking of such gases over long periods of time is valued by our customers.  In addition, the 
AutoSnap® fitting provides the installer with greater ease of use by preassembling all the securing elements inside 
the body of the fitting.  We also have received a patent for the composition of the polyethylene jacket used in our 
CounterStrike® flexible gas piping product, which has increased ability to dissipate electrical energy in the event of 
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a nearby lightning strike.  The tubing containment system of our DoubleTrac® double containment piping, which is 
also patented in the U.S. and in other countries, allows for the monitoring and collection of any liquids that may leak 
from the stainless steel containment layer.  We have filed patent applications for the MediTrac® fittings to cover the 
unique requirements in the U.S. for fittings that permanently affix the fitting to the CMT system, and provides a 
tamper-proof connection to the CMT system.  The expiration dates for the several patents covering the 
Counterstrike® patent will expire in 2025.  We currently have several patent applications pending in the U.S. and 
internationally covering improvements to our AutoFlare® fittings and our CounterStrike® polyethylene jacket, and 
also have a patent pending on our MediTrac® fitting.  Finally, and as mentioned above, our unique rotary process for 
manufacturing flexible metal hose has been developed over a number of years and constitutes a valuable trade 
secret.     

Internet Website 

You may learn more about our Company by visiting our website at www.omegaflexcorp.com.  Among 

other things, you can access our filings with the Securities and Exchange Commission, which maintains a website at 
www.sec.gov that contains the Company’s various reports, proxy, and information statements.  These filings include 
proxy statements, annual reports (Form 10-K), quarterly reports (Form 10-Q), and current reports (Form 8-K), as 
well as Section 16 reports filed by our officers and directors (Forms 3, 4 and 5).  All of these reports will be 
available on the website as soon as reasonably practicable after we file the reports with the SEC.  In addition, we 
have made available on our website under the heading “Compliance” the charters for the Audit, Compensation and 
Nominating/Governance Committees of our Board of Directors and our Code of Business Ethics.  We intend to 
make available on our website any future amendments or waivers to our Code of Business Ethics.  The information 
on our website is not part of this report.   

Item 1A – RISK FACTORS 

You should carefully consider the following risk factors and all the other information contained in this 

annual report and our other filings in evaluating our business and investment in our common stock.  We have not 
disclosed general risk factors that may be applicable to any for-profit organization, such as general economic 
conditions, interest rates, labor supply and technological changes.  Investors are cautioned to take into 
consideration the specific risk factors we have disclosed below and general risk factors before making an 
investment decision. 

Risk Relating to Our Business – Sales and Competition 

We are primarily dependent on one product line for most of our sales. 

Most of the Company’s sales are derived from the sale of TracPipe® and CounterStrike® flexible gas piping 
systems, including Autoflare® and AutoSnap® fittings and a variety of accessories.  Sales of our flexible metal hose 
for other applications represent a small portion of our overall sales and income.  Any event or circumstance that 
adversely affects our TracPipe® or CounterStrike® flexible gas piping could have a greater impact on our business 
and financial results than if our business were more evenly distributed across several different product lines.  The 
effects of such an adverse event or circumstance would be magnified in terms of our Company as a whole as 
compared to one or more competitors whose product lines may be more diversified, or who are not as reliant on the 
sales generated by their respective flexible gas piping products. Therefore, risks relating to our TracPipe® and 
CounterStrike® flexible gas piping business – in particular loss of distributors or sales channels, technological 
changes, loss of our key personnel involved in the flexible gas piping product line, increases in commodity prices, 
particularly in stainless steel and polyethylene – could damage our business, competitive position, results of 
operations or financial condition. 

We face intense competition in all of our markets. 

The markets for flexible metal hose are intensely competitive.  There are a number of competitors in all 
markets in which we operate, and generally none of these markets have one dominant competitor – rather a large 
number of competitors exist, each having a proportion of the total market. One or more of our competitors may 

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develop technologies and products that are more effective, or which may cost less than our current or future 
products, or could potentially render our products noncompetitive or obsolete. Our prior success has been due to our 
ability to develop new products and product improvements, and establish and maintain an effective distribution 
network which to some extent came at the expense of several competing manufacturers. Our business, competitive 
position, results of operations or financial condition could be negatively impacted if we are unable to maintain and 
develop our competitive products.  

We may not retain our independent sales organizations. 

Almost all of the Company’s products and product lines are sold by outside sales organizations. These 

independent sales organizations or sales representatives are geographically dispersed in certain territorial markets 
across the U.S., Canada and elsewhere.  These outside sales organizations are independent of us and are typically 
owned by the individual principals of such firms.  We enter into agreements with such outside sales organizations 
for the exclusive representation or distribution of our products, but such agreements are generally for terms of one 
year or less.  At the expiration of the agreement, the agent or distributor may elect to represent a different 
manufacturer.  As a result, we have no ability to control which flexible metal hose manufacturer any such sales 
organization may represent or carry.  The competition to retain quality outside sales organizations is also intense 
between manufacturers of flexible metal hose since it is these sales organizations that generally can direct the sales 
volume to distributors and, ultimately, contractors and installers in important markets across the country, and in 
other countries in which we operate.  The failure to obtain the best outside sales organization within a particular 
geographic market can limit our ability to generate sales of our products.  While we currently have a fully developed 
sales and distribution network of superior outside sales organizations, there can be no assurance that any one or 
more of the outside sales organizations will elect to remain with us, or that our competitors will not be able to 
disrupt our distribution network by causing one or more of our sales representatives to drop our product lines.  Our 
business, competitive position, results of operation or financial condition could be negatively impacted if we cannot 
maintain adequate sales and distribution networks. 

We are dependent on certain sales channels for a significant portion of our business. 

Of the various sales channels that we use to sell our products, a significant portion of such sales are made 

through our wholesale stocking distributors.  These and other distributors purchase our products, and stock the 
goods in warehouses for resale, either to their own local branches or to end-users.  Because of the breadth and 
penetration of the distribution networks, and the range of complementary products they offer for sale, these 
wholesale distributors are able to sell large amounts of our products to end users across the U.S. and Canada. The 
decision by a major wholesaler distributor to stop distributing our products such as TracPipe® and CounterStrike® 
flexible gas piping, and to distribute a competitive flexible gas piping product, could significantly affect our 
business, competitive position, results of operations or financial condition. 

Certain of our competitors may have greater resources, or they may acquire greater resources. 

Some of our competitors have substantially more resources than are available to us as a stand-alone 
company.  For example, in the CSST market, two of our competitors are divisions of large corporations with 
revenues measured in the billions of dollars.  These competitors may be able to devote substantially greater 
resources to the development, manufacture, distribution, and sale of their products than would be available to us as a 
stand-alone company.  One or more competitors may acquire several other competitors, or may be acquired by a 
larger entity, and through a combination of resources be able to devote additional resources to their businesses.  
These additional resources could be devoted to product development, reduced costs in an effort to obtain market 
share, greater flexibility in terms of profit margin as part of a larger business organization, increased investment in 
plant, machinery, distribution and sales concessions. As a stand-alone company, the resources that may be devoted 
by us to meet any potential developments by larger, well-financed competitors may be limited. 

Our business may be subject to the impact of Brexit. 

The Company’s main operating subsidiary, Omega Flex Limited, is headquartered in Banbury, England in 

the U.K.  The result of the referendum held by the U.K. to withdraw from the European Union (“Brexit”) had 

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created a level of uncertainty regarding the final terms of that withdrawal for a number of years, until an agreement 
was reached on December 24, 2020, by the U.K. and the European Union.  While an agreement was reached, 
uncertainty still exists, and adherence to the new rules regarding border and customs controls could increase costs on 
materials imported into the U.K. and finished goods exported from the U.K.  In addition, it is possible that logistical 
delays created by those controls could delay shipments of materials and supplies into the Banbury manufacturing 
plant and could also affect our ability to ship goods to customers outside of the U.K., into the European Union, 
Africa, and the Near East.  Most of the business of Omega Flex Limited is domestic and should therefore not be 
unduly disrupted.  However, the macroeconomic effects of Brexit on the economies of the U.K. and the European 
Union remain partially unknown, and those effects could dampen economic activity and the overall demand for the 
Company’s products in those markets.  However, it is not expected that increased costs, logistical delays, nor 
possible economic declines in those markets would be material to the Company. 

Our business may be subject to macroeconomic effects caused by increased trade tariffs and reduced 
international trade.   

Recent events have caused various governments around the world to impose increased trade tariffs on 

imported goods.  These increased tariffs may cause the cost of materials to rise and may add additional expense on 
exported goods.  However, the Company does not believe that increased tariffs will materially affect the Company’s 
sales or gross profits, as most of the raw materials and supplies used to manufacture our products are sourced 
domestically in the U.S.  Further, exports of our flexible gas piping products from our Exton, Pennsylvania facility 
are primarily to Canada, which recently agreed to a revised North American trade treaty, and to a lesser extent to the 
Caribbean and South America.   Sales to Europe, Asia and Africa are primarily handled from our Banbury, England 
facility, which are not affected by U.S. trade tariffs and retaliatory tariffs but may be subject to other constraints as 
discussed in the Brexit risk factor, above. 

Our international sales subject us to additional risks that can adversely affect our business, operating results, and 
financial condition. 

During 2021, we derived 7% of our revenue from sales to customers located outside the U.S.  Our ability to 

convince customers to expand their use of our products or renew their agreements with us are directly correlated to 
our direct engagement with such customers.  To the extent that we are unable to engage with non-U.S. customers 
effectively, we may be unable to grow sales to international customers to the same degree we have experienced in 
the past. 

Our international operations subject it to a variety of risks and challenges, including: 

• 
• 

• 
• 

general economic or geopolitical conditions in each country or region; 
the effects of a widespread outbreak of an illness or disease, or any other public health crisis, 
including the COVID-19 pandemic, in each country or region; 
economic uncertainty around the world; and 
compliance with U.S. laws and regulations imposed by other countries on foreign operations, 
including the Foreign Corrupt Practices Act, the U.K. Bribery Act, import and export control laws, 
tariffs, trade barriers, economic sanctions and other regulatory or contractual limitations on our 
ability to sell our products in certain foreign markets, and the risks and costs of non-compliance. 

For example, in response to the rapidly developing conflict between Russia and Ukraine, the U.S. has 

imposed and may further impose, and other countries may additionally impose, broad sanctions or other restrictive 
actions against governmental and other entities in Russia, and such sanctions or actions could cut off or impede the 
flow of raw materials for our products, including minerals that are used in our stainless steel and copper alloys.  
Additionally, further escalation of geopolitical tensions could have a broader impact that extends into other markets 
where we do business.  Any of these risks could adversely affect our international sales, reduce our international 
revenues, or increase our operating costs, adversely affecting our business, financial condition, and operating results. 

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Risk Relating to Our Business – Manufacturing and Operations 

Our manufacturing plant(s) may be damaged or destroyed. 

The majority of the Company’s manufacturing capacity is currently located in Exton, Pennsylvania, where 

we own two manufacturing facilities which are in close proximity to each other, and in Banbury, England in the 
U.K. where we rent a manufacturing facility.  On a smaller scale the Company also manufactures product in 
Houston, Texas.  We do not have any operational manufacturing capacity for flexible metal hose outside of these 
locations.  We cannot replicate our manufacturing methods at a supplier’s facility due to the confidential and 
proprietary nature of our manufacturing process.  If one of the manufacturing facilities were destroyed or damaged 
in a significant manner, we would likely experience a delay or some interruption of our flexible metal hose 
operations.  This could lead to a reduction in sales volume if customers were to purchase their requirements from 
our competitors, claims for breach of contract by certain customers with contracts for delivery of flexible metal hose 
by a certain date, and costs to replace our destroyed or damaged manufacturing capacity.  The fittings and 
accessories for the flexible metal hose are manufactured for us by suppliers not located in Exton, Pennsylvania, and 
the Company also has outside warehouses which contain finished goods inventory.  Disruption of or damage to our 
supply of these items could damage our business, competitive position, results of operations or financial condition. 

We are dependent on certain raw materials and supplies that could be subject to volatile price escalation. 

As a manufacturer of flexible metal hose, we must use certain raw materials in the manufacture of the 
hose.  The primary raw material is stainless steel that is used in the forming of the hose, and various other steel 
products used in the wire braid overlay over some flexible metal hoses for additional strength and durability, as 
well as copper alloy for MediTrac® CMT.  We also use polyethylene in pellet form for the forming and extrusion of 
a polyethylene jacket over CSST for use in fuel gas applications, underground installations, and other installations 
that require that the metal hose be isolated from the environment.  Finally, we also purchase our proprietary brass 
and stainless steel fittings used with the flexible metal hose that provide a mechanical means of attaching the hose 
to an assembly or junction. We attempt to limit the effects of volatile raw material prices, and to ensure adequate 
and timely supply of material, by committing to annual purchase contracts for the bulk of our steel and 
polyethylene requirements, and for our fitting requirements.  The contracts typically represent a significant portion 
of the Company’s annual planned usage and are set at a designated fixed price or a range of prices.  These 
agreements sometimes require the Company to accept delivery of the commodity in the quantities committed, at the 
agreed upon prices.  Transactions in excess of the pre-arranged commitments are conducted at current market 
prices at the Company’s discretion.  The Company has identified multiple qualified vendors to produce or 
manufacture our critical purchase requirements.  The Company does however tend to rely on one or two sources for 
each or our primary components to leverage the relationship and pricing.  Therefore, there is no assurance that the 
Company would be able to eliminate all or most of the adverse effects of a sudden increase in the cost of materials 
or key components, or that the loss of one or more of our key sources would not lead to higher costs or a disruption 
in our business, which could damage our business, competitive position, results of operations or financial 
condition. 

If we were to lose the services of one or more of our senior management team, we may not be able to execute our 
business strategy 

Our future success depends in a large part upon the continued service of key members of our senior 
management team.  The senior executives are critical to the development of our products and our strategic direction 
and have a keen knowledge of business operations and processes.  Their unique abilities, experience and expertise 
cannot be easily duplicated or replaced.  As much as possible, senior executives strive to educate and develop other 
layers of staff and succession planning, but the loss of any of our senior management could seriously harm our 
business. 

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Risk Relating to Our Business – Legal 

Susceptibility of litigation and significant legal costs or settlements. 

In the ordinary and normal conduct of the Company’s business, it is subject to periodic lawsuits, 

investigations, and claims (collectively, the “Claims”).  The Company has continued to receive repeat pattern 
Claims relating to our flexible gas piping products, although the pace of the new Claims has generally declined over 
the last several years.  While the Company does not believe the Claims have legal merit, and has successfully 
defended itself vigorously against such Claims, there is no guarantee that the pace of claims will not increase or 
subside.  Any significant increase in the number of Claims, the financial magnitude of Claims brought against the 
Company, the costs of defending the Claims, particularly under higher retentions of the Company’s current product 
liability insurance policies, could have a detrimental impact on the Company’s business, competitive position, 
results of operations or financial condition, perhaps materially. 

If we are not able to protect our intellectual property rights, we may not be able to compete as effectively. 

We possess a wide array of intellectual property rights, including patents, trademarks, copyrights, and 

applications for the above, as well as trade secrets, manufacturing know-how, and other proprietary information.  
Certain of these intellectual property rights form the basis of our competitive advantage in the marketplace through a 
superior product design, a superior business process, superior manufacturing methods or other features that provide 
an advantage over our competitors.  The intellectual property rights are sometimes subject to infringement or 
misappropriation by other organizations, and failing an amiable resolution, we may be forced to resort to legal 
proceedings to protect our rights in such intellectual property. 

In the past, the Company has needed to protect itself and resort to legal action, in one instance regarding a 

trade secret, and other instances where we sued flexible gas pipe competitors for infringement on one or more of 
our U.S. patents covering our various piping and/or fitting products.  In each instance, the Company received 
favorable rulings, thus solidifying the validity of our intellectual property.  Although the Company has had past 
success, the results we may obtain from resorting to any such legal proceedings are never assured, and it is possible 
that an adverse decision may be delivered in any particular proceeding.  As a result, we may not be able to retain 
the exclusive rights to utilize and practice such intellectual property rights, and one or more of our competitors 
could utilize and practice such intellectual property rights.  This development may lessen our competitive 
advantage vis-à-vis one or more competitors, and lead to a reduction in sales volume in one or more product lines, 
a reduction in profit margin in such product lines, or both, which would damage our business, competitive position, 
results of operations or financial condition. 

Risk Relating to Our Business – General and Macroeconomic 

Our business may be subject to the supply and availability of fuel gas supplies and infrastructure. 

With increasing debate on the effect of human activities on climate change, there has been a focus on 

transitioning energy and heating in buildings away from fossil fuels, such as natural gas and liquid propane.  Several 
municipalities in the U.S. have announced policy decisions to move away from fossil fuel applications in the future, 
including prohibiting the new installation of appliances fueled by natural gas or liquid propane.  Although there are 
significant technical and economic hurdles, it is possible that a large scale movement, in individual cities and states 
or on a federal level, away from fossil fuels may increase in the future.  Such moves could reduce the demand for 
our flexible gas piping products that carry natural gas or liquid propane from the building’s meter to the gas-fired 
appliance, which represent a major part of the Company's sales and net profits.  As a result, it is possible in the 
future that proposals to limit or eliminate the use of fossil fuels could adversely impact the financial results of the 
Company, perhaps materially. 

Our TracPipe® and CounterStrike® flexible gas piping products are used to convey fuel gas, primarily 

natural gas, but also propane, within a building from the exterior wall of the building to any gas-fired appliances 
within the building.  Because those products are used in the transmission of fuel gas, the applications are limited to 
geographic areas where such fuel gas is available.  Certain geographic areas of the U.S. and other countries do not 

-16- 

 
 
 
 
 
 
 
 
 
 
 
 
have the infrastructure to make natural gas available.  Other types of fuel gas may be used in areas where there are 
no natural gas pipelines, but these alternate fuel gas sources have other distribution issues that may constrict their 
availability.  Our prospects for future growth of the TracPipe® and CounterStrike® products are largely limited to 
those areas that have natural gas transmission lines available for use in residences and commercial buildings. 

We may substantially increase our debt in the future or be restricted from accessing funds. 

We are currently not carrying any long-term debt, although the Company has a line of credit facility 

available for use as described in Note 5, Line of Credit, to the Consolidated Financial Statements included in this 
report.  We may consider borrowing funds for purposes of working capital, capital purchases, research and 
development, potential acquisitions, and business development.   If we do use credit facilities, interest costs 
associated with any such borrowings and the terms of the loan could potentially adversely affect our profitability.  
Additionally, the current line of credit has debt covenants associated with it which may restrict the level of 
borrowing the Company may take on.  Lack of access to financing, or desirable terms or at all, could damage our 
business, competitive position, results of operations or financial condition. 

Changes in the method pursuant to which the LIBOR rates are determined and potential phasing out of LIBOR 
and adoption of SOFR after 2021 may affect our financial results. 

Borrowings under our line of credit facility bear interest at variable rates based on LIBOR.  The U.K.’s 

Financial Conduct Authority, which regulates LIBOR, has announced that it intends to stop encouraging or requiring 
banks to submit rates for the calculation of LIBOR rates after 2021, and it is unclear if LIBOR will cease to exist or 
if new methods of calculating LIBOR will evolve.  The Federal Reserve Bank formed the Alternative Rates 
Committee (ARRC) to consider options for transitioning away from LIBOR.  The ARRC selected the Secured 
Overnight Financing Rate (SOFR) as an appropriate replacement.  SOFR is based on transactions in the overnight 
repurchase markets, which reflects a transaction-based rate on a large number of transactions, better reflecting 
current financing costs.  If LIBOR ceases to exist or if the methods of calculating LIBOR change from their current 
form, or if new methods are implemented such as SOFR, interest rates on our current or future debt obligations may 
be adversely affected. 

Our business may be subject to varying demands based on market interest rates. 

Our TracPipe® and CounterStrike® flexible gas piping products are used in the construction industry, both in 

residential, commercial, and industrial segments, for the piping of fuel gas within a building.  The demand for new 
or remodeled construction in the construction industry – and in particular the residential construction industry – is 
susceptible to fluctuations in interest rates charged by banks and other financial institutions as well as consumer 
demand. The purchasers of new or remodeled construction generally finance the construction or acquisition of the 
residential, commercial, or industrial buildings, and any increase in the interest rates on such financing will raise the 
acquisition cost of the potential purchaser.  While interest rates are currently low, there is no guarantee that will 
remain the case in the future.  If costs increase significantly, a higher amount of potential buyers may not be able to 
support the level of financing under a higher interest rate environment. Increased acquisition costs may lead to a 
decline in the demand for new or remodeled construction, and as a result may also lead to a reduced demand for our 
products used in construction industry, which could damage our business, competitive position, results of operations 
or financial condition. 

Our business may be subject to cyclical demands. 

The demand for our products may be subject to cyclical demands in the markets in which we operate.  Our 

customers who use our products in industrial and commercial applications are generally manufacturing capital 
equipment for their customers.  Similarly, our TracPipe® and CounterStrike® flexible gas piping products are used 
primarily in residential construction, both in single-family buildings, and in larger multi-unit buildings.  Should 
there be any change in factors that affect the rate of new residential construction, our growth rate would likely be 
impacted.  To the extent that interest rates increase, in conjunction with an economic cycle or as part of the general 
economic conditions in the U.S. or abroad, the demand for our products in such applications may decrease as well, 
which could damage our business, competitive position, results of operations or financial condition. 

-17- 

 
 
 
 
 
 
 
 
Our business may be subject to seasonal or weather related factors. 

The demand for our products may be affected by factors relating to seasonal demand for the product, or a 

decline in demand due to inclement weather.  Our TracPipe® and CounterStrike® flexible gas piping products are 
installed in new or remodeled buildings, including homes, apartment buildings, office buildings, warehouses, and 
other commercial or industrial buildings.  Generally, the rate of new or remodeled buildings in the U.S. and in the 
other geographic markets in which we are present decline in the winter months due to the inability to dig 
foundations, problems at the job site relating to snow, or generally due to low temperatures and stormy weather.  As 
the rate of construction activity declines during the winter, the demand for our corrugated stainless steel tubing may 
also decrease or remain static. 

Our business may be subject to the impact of currency volatility. 

The Company has operations in the U.K., and does business transactions elsewhere in the world outside of 

the U.S.  While the magnitude of these transactions outside of the U.S. have thus far not been significant, and 
typically not in currencies of high volatility, it is possible that they could be material.  Events such as Brexit, as 
described above, or other instances of political and economic turmoil or uncertainty, could create a weakened British 
Pound (“BP”) in comparison to other currencies.  A weakened BP would in turn have a direct negative impact on the 
Company’s financial statements, as we would experience losses when settling transactions in other currencies, and 
experience unfavorable results due to the translation of financial statements with a lower exchange rate.  During 
2020 and 2021 there was not any notable impact due to currency volatility on the financial statements, but going 
forward, it is possible that the BP, other currencies that we engage in, or even the U.S. Dollar may weaken, and 
materially impact the financial position, operations, and liquidity of the Company. 

A cyberattack or other computer system breach could harm us. 

In recent years, the topic of cybersecurity, or the lack thereof, has been an issue of high concern.  The 

Company currently maintains a robust firewall and other safeguards to either prevent or detect against nefarious 
actors looking to breach or infiltrate our data and has backup systems in place.   The Company’s website is housed 
and maintained by a third party who maintain their own controls. The Company currently has a very low volume of 
sales coming through the internet, and processes very few credit card transactions.  While it currently appears that 
the Company has a low level of risk related to cybercrime, the vulnerability still exists and could affect the 
Company negatively.  

The COVID-19 pandemic affected and may continue to affect the business. 

The ongoing global outbreak of coronavirus, which was declared a pandemic by the World Health 

Organization on March 11, 2020, and a national emergency by the President of the U.S. on March 13, 2020, has 
caused and is continuing to cause business slowdowns and shutdowns and turmoil in the financial markets both in 
the U.S. and abroad.  The Company is monitoring the impact of the COVID-19 pandemic on its business, including 
how it has impacted and will impact the Company’s employees, customers, suppliers, and distribution channels.  
The COVID-19 pandemic, as well as the quarantines and other governmental and non-governmental restrictions that 
have been imposed throughout the world in an effort to contain or mitigate the spread of the coronavirus, has created 
significant volatility, uncertainty and economic disruption which affected and may continue to affect the Company’s 
business. For example, governmental authorities in several jurisdictions have and had ordered the cessation of all 
business activity that is and was deemed non-essential and, although the Company’s business has to date been 
deemed essential in many affected markets, there is a risk that these shutdown orders will be extended or expanded, 
or that similar shutdown orders will be implemented in other regions. 

The Company is currently navigating through this unprecedented crisis without any government support 

from the U.S. Small Business Administration’s Paycheck Protection Program (“PPP”), and the nature and magnitude 
of the COVID-19 pandemic’s ultimate impact on the Company will depend on numerous evolving factors, future 
developments and cascading effects of the coronavirus pandemic that the Company is not able to predict, including: 
the duration and severity of the COVID-19 pandemic and the international actions and business restrictions that are 
being undertaken and implemented as a result of it; governmental, business and other responses to the COVID-19 

-18- 

 
 
 
 
 
 
 
 
  
 
 
pandemic, including the promotion of “social distancing,” the issuance of shelter in place orders and restrictions on 
the Company’s operations, and the possibility that government officials may mandate that the Company provide 
products or services; potential disruptions in the Company’s supply chain; the impact of the COVID-19 pandemic 
on the Company’s ability to execute its short-term and long-term business strategies and initiatives; the extent to 
which forced remote working arrangements reduce the Company’s ability to manage its business effectively; the 
extent to which staffing shortages due to members of the Company’s workforce being quarantined or exposed to the 
coronavirus may be detrimental to the Company’s operations; and the Company’s ability to maintain current levels 
of skilled headcount without the proceeds of a loan under the PPP (a “PPP Loan”) as a source of additional liquidity. 
Furthermore, while the Company timely returned the proceeds of a PPP Loan in 2020 that it initially received out of 
an abundance of caution in reliance on U.S. Treasury Department and Small Business Administration guidance that 
companies were able to do so without penalty, as the COVID-19 pandemic unfolds, federal or state governments 
(including government agencies such as the Treasury Department, the Small Business Administration or the 
Securities and Exchange Commission) could promulgate new statutes, regulations, guidance or relief measures, or 
rescind or modify existing statutes, regulations, guidance or relief measures, in a way that is detrimental to the 
Company or its business, including as a result of the Company’s prior application for a loan under the PPP. 

In addition, while the Company cannot predict the magnitude of the impact that the COVID-19 pandemic 

will have on its customers and suppliers or their financial conditions, any material effect on the Company’s 
customers or suppliers could adversely impact the Company. For example, the Company’s customers or suppliers 
may themselves assert, or attempt to terminate various agreements and arrangements with us on the basis of, 
contractual force majeure provisions, and any termination of a significant commercial agreement may adversely 
harm our operations. Additionally, the COVID-19 pandemic and related travel restrictions and other containment 
efforts have had a significant impact on the travel industry, which may result in reduced demand for products. The 
impact of the COVID-19 pandemic may also exacerbate other risk factors in this Item 1A, any of which could have 
a material effect on the Company.  For example, the risks associated with potential cybersecurity threats may be 
magnified given the increase in the number of Company employees working remotely using personal electronic 
devices and home internet connections. 

The extent of the impact of the COVID-19 pandemic on the Company’s business is highly uncertain and 
difficult to predict, as information is rapidly evolving with respect to the duration and severity of the COVID-19 
pandemic.  At this point, the Company cannot reasonably estimate the duration and severity of the COVID-19 
pandemic or its overall impact on the Company’s business. 

Various other general and macroeconomic issues may impact the business 

Conflicts, wars, natural disasters, infectious disease outbreaks (see Pandemic above) or terrorist acts could 

also cause significant damage or disruption to our operations, employees, facilities, systems, suppliers, supply chain, 
distributors, resellers, or customers in the U.S. and internationally for extended periods of time and could also affect 
demand for our products.   

Risks Associated with Our Common Stock 

The concentration of ownership of our common stock could impact its market price. 

On December 31, 2021, approximately 70% of the issued and outstanding common stock is owned or 

controlled by inside affiliated parties to the Company, with the largest being: The Estate of John E. Reed, Stewart B. 
Reed, Kevin R. Hoben and Mark F. Albino.  Stewart B. Reed currently serves on the Board of Directors, where he 
presides as Vice Chairman.  Mr. Hoben and Mr. Albino also serve on the Board of Directors, with Mr. Hoben being 
the Chairman of the Board, and both are officers of the Company.  This concentration of ownership may have the 
effect of reducing the volume of trading of the common stock on the NASDAQ.  A decrease in trading volume could 
result in lower prices for the common stock because there is not a sufficient supply of shares to create a vibrant 
market for our shares on the NASDAQ, or inversely could drive the common stock price higher when demand 
exceeds supply. 

-19- 

 
 
 
 
 
 
 
 
 
 
 
The concentration of ownership of common stock could exert significant influence over matters requiring 

shareholder approval, including takeover attempts. 

Because of their significant ownership of our common stock, our officer and directors and their respective 
affiliates may, as a practical matter, be able to exert influence over matters requiring approval by our shareholders, 
including the election of directors and the approval of mergers or other business combinations.  This concentration 
also could have the effect of delaying or preventing a change in control of the Company. 

Item 1B – UNRESOLVED STAFF COMMENTS 

None. 

Item 2 - PROPERTIES 

The Company utilizes two facilities in Exton, Pennsylvania, which is located approximately one hour west 
of Philadelphia, Pennsylvania.  One facility which is owned by the Company, contains approximately 83,000 square 
feet of manufacturing and office space.  The other facility which is located nearby provides another 30,000 square 
feet of space, mostly used for manufacturing.  The majority of the manufacturing of our flexible metal hose is 
performed at the Exton facilities.  Also, within the U.S., the Company leases a facility in Houston, Texas, which 
contains manufacturing, stocking and sales operations, and a corporate office located in Middletown, Connecticut.  
In the U.K., the Company rents a facility in Banbury, England, which manufactures products and serves sales, 
warehousing, and operational functions as well.  

Item 3 - LEGAL PROCEEDINGS 

See legal proceedings disclosure in Note 10, Commitments and Contingencies, to the Consolidated 

Financial Statements included in this report. 

Item 4 – MINE SAFETY DISCLOSURES  

The Company does not have any disclosures applicable to mine safety. 

PART II 

Item 5 - MARKET FOR REGISTRANT’S COMMON EQUITY, AND RELATED STOCKHOLDER 
MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 

Common Stock 

Our common stock is listed on the NASDAQ Global Market, under the symbol OFLX.  The number of 

shareholders of record as of December 31, 2021, based on inquiries of the registrant’s transfer agent, was 321.  For 
this purpose, shareholders whose shares are held by brokers on behalf of such shareholders (shares held in “street 
name”) are not separately counted or included in that total. 

Shareholder Return Performance Presentation 

The Shareholder Return Performance Presentation shall not be deemed to be “soliciting material” or 

subject to Regulations 14A or 14C of the Securities and Exchange Commission or to the liabilities of Section 18 of 
the Securities Exchange Act of 1934 (the “Exchange Act”) and shall not be deemed incorporated by reference by 
any general statement incorporating by reference this annual report into any filing under the Securities Act of 1933 
or under the Exchange Act, and shall not otherwise be deemed filed under such Acts.  

The following graph shows the changes on a cumulative basis in the total shareholder return on the Omega 

Flex common stock and compares those changes in shareholder return with the total return on the S&P 500 Index 
and the total return on the S&P 500 Building Products Index.  The graph begins with a base value of $100 on 

-20- 

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016 and shows the cumulative changes over the last five years, ended on December 31, 2021.  The 
graph assumes $100 was invested on December 31, in each of the three alternatives, and that all dividends have been 
reinvested. 

COMPARISON OF 5 YEAR CUMULATIVE TOTAL RETURN*
Among Omega Flex, Inc., the S&P 500 Index 
and the S&P Building Products Index

$300

$250

$200

$150

$100

$50

$0

12/16

12/17

12/18

12/19

12/20

12/21

Omega Flex, Inc.

S&P 500

S&P Building Products

*$100 invested on 12/31/16 in stock or index, including reinvestment of dividends.
Fiscal year ending December 31.

Copyright© 2022 Standard & Poor's, a division of S&P Global. All rights reserved.

Company / Index 

Omega Flex, Inc. 
S&P 500 
S&P Building Products 

Dividends 

Base 
Period 
12/31/16 

Indexed Returns – Year Ending 

12/16 

12/17 

12/18 

12/19 

12/20 

12/21 

100.00 
100.00 
100.00 

129.31 
121.83 
111.53 

99.36 
116.49 
84.34 

205.69 
153.17 
125.09 

282.57 
181.35 
158.76 

247.79 
233.41 
233.18 

The Company currently has a policy of paying regular quarterly dividends, which is expected to continue.  
In addition, the Company may pay special dividends from time to time, as we did during December 2019.  Further 
details regarding dividends are contained in Note 6, Shareholders’ Equity to the Consolidated Financial Statements 
included in this report. 

-21- 

 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
The Board, in its sole discretion, has a general policy of reviewing the cash needs of the Company from 

time to time, and based on results of operations, financial condition and capital expenditure plans, possible 
acquisitions, as well as other factors that the Board may consider relevant, determining on a quarterly basis whether 
to declare a regular quarterly dividend, or a special dividend.    

Item 6 - SELECTED FINANCIAL DATA 

Not applicable. 

Item 7 - MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND 
RESULTS OF OPERATIONS 

This report contains forward-looking statements, which are subject to inherent uncertainties.  These 
uncertainties include, but are not limited to, variations in weather, changes in the regulatory environment, customer 
preferences, general economic conditions, increased competition, the outcome of outstanding litigation, and future 
developments affecting environmental matters.  All of these are difficult to predict, and many are beyond the ability 
of the Company to control.  

Certain statements in this Annual Report on Form 10-K that are not historical facts, but rather reflect the 
Company’s current expectations concerning future results and events, constitute forward-looking statements within 
the meaning of the Private Securities Litigation Reform Act of 1995.  The words “believes”, “expects”, “intends”, 
“plans”, “anticipates”, “hopes”, “likely”, “will”, and similar expressions identify such forward-looking 
statements. Such forward-looking statements involve known and unknown risks, uncertainties and other important 
factors that could cause the actual results, performance or achievements of the Company, or industry results, to 
differ materially from future results, performance or achievements expressed or implied by such forward-looking 
statements.  

Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect 

management’s view only as of the date of this Form 10-K.  The Company undertakes no obligation to update the 
result of any revisions to these forward-looking statements which may be made to reflect events or circumstances 
after the date hereof or to reflect the occurrence of unanticipated events, conditions, or circumstances. 

OVERVIEW 

The Company is a leading manufacturer of flexible metal hose and is currently engaged in a number of 

different markets, including construction, manufacturing, transportation, petrochemical, pharmaceutical and other 
industries. 

The Company’s business is managed as a single operating segment that consists of the manufacture and 
sale of flexible metal hose, fittings, and accessories.  The Company’s products are concentrated in residential and 
commercial construction, and general industrial markets, with a comprehensive portfolio of intellectual property and 
patents issued in various countries around the world.  The Company’s primary product, flexible gas piping, is used 
for gas piping within residential and commercial buildings.  Through its flexibility and ease of use, the Company’s 
TracPipe® and TracPipe® CounterStrike® flexible gas piping, along with its fittings distributed under the trademarks 
AutoSnap® and AutoFlare®, allows users to substantially cut the time required to install gas piping, as compared to 
traditional methods.  The Company’s newest product line MediTrac® corrugated medical tubing is used for piping 
medical gases (oxygen, nitrogen, nitrous oxide, carbon dioxide, and medical vacuum) in health care facilities.  
Building on the recognized strengths and strategies employed in the flexible gas piping market, MediTrac® can be 
used in place of rigid copper pipe, and due to its long continuous lengths and flexibility, it can be installed 
approximately five times faster than rigid copper pipe, saving on installation labor and construction schedules.  The 
Company’s products are manufactured at its Exton, Pennsylvania and Houston, Texas facilities in the U.S., and in 
Banbury, Oxfordshire in the U.K.  A majority of the Company’s sales across all industries are generated through 
independent outside sales organizations such as sales representatives, wholesalers and distributors, or a combination 
of both.  The Company has a broad distribution network in North America and to a lesser extent in other global 
markets. 

-22- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHANGES IN FINANCIAL CONDITION 

The Company’s cash balance of $32,913,000 at December 31, 2021 increased $9,280,000 (39.3%) from a 

$23,633,000 balance at December 31, 2020.  The primary reason for the increase in cash related to income generated 
from operations during 2021.  This was partially offset by dividend payments during 2021 totaling $14,867,000, as 
detailed in Note 6, Shareholders’ Equity, to the Consolidated Financial Statements included in this report.  See the 
Company’s Consolidated Cash Flow Statement for further details regarding the change in cash. 

Inventory was $15,565,000 and $11,510,000 as of December 31, 2021 and December 31, 2020, 

respectively, increasing $4,055,000 or 35.2%. The increase is mainly the result of the purchase of inventory in 
anticipation of stronger customer demand and to ensure enough materials on hand because of sporadic supply chain 
issues.   

Accrued Commissions and Sales Incentives were $7,183,000 and $4,348,000 as of December 31, 2021 and 

December 31, 2020, respectively, increasing $2,835,000 or 65.2%. The increase is the result of higher sales which 
allowed for many of our customers to achieve growth tiers as defined within their sales incentive agreements.   

Retained earnings were $50,053,000 and $35,769,000 as of December 31, 2021 and December 31, 2020, 

respectively, increasing $14,284,000 or 39.9%.  The increase was primarily due to an increase in net income during 
the year, as provided on the Company’s Consolidated Statement of Operations, partially offset by dividends declared 
during 2021, as discussed in detail in Note 6, Shareholders’ Equity, to the Consolidated Financial Statements 
included in this report. 

Twelve-months ended December 31, 2021 vs. twelve months ended December 31, 2020 

RESULTS OF OPERATIONS 

The Company reported comparative results from operations for the twelve-month periods ended December 

31, 2021 and 2020 as follows: 

Net Sales 
Gross Profit 
Operating Profit  

Twelve-months ended December 31, 
(dollars in thousands) 

2021 

2021 

2020 

2020 

$  130,011  
81,531  
$ 
35,062  
$ 

100.0% 
62.7% 
27.0% 

  $  105,796  
  $  66,550  
  $  26,653  

100.0% 
62.9% 
25.2% 

Net Sales.  The Company’s sales for the full year of 2021 were $130,011,000, reflecting an increase of 

$24,215,000, or 22.9%, compared to $105,796,000 in 2020.  The increase in sales resulted mostly from an increase 
in unit volume, which was in some measure impacted by the COVID-19 pandemic in the previous year, as well as 
increases to selling prices that were necessary to help offset rising material commodity costs. 

Gross Profit.  The Company’s gross profit margins were 62.7% and 62.9% for the years ended December 
31, 2021, and 2020, respectively.  The Company was able to maintain margins similar to prior year levels despite 
rising material commodity costs which were mainly offset by increases to selling prices. 

Selling Expenses.  Selling expenses consist primarily of employee salaries and associated overhead costs, 

commissions, and the cost of marketing programs such as advertising, trade shows and related communication costs, 
and freight.  Selling expense was $20,429,000 and $16,580,000 for 2021 and 2020, respectively, representing an 
increase of $3,849,000, or 23.2%.  The most significant increases included commissions and freight, driven by the 
increase in sales.  In addition, sales personnel were added in France and advertising, trade shows and travel returned 

-23- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
to more expected levels as these were restricted in the previous year due to the COVID-19 pandemic.  For the same 
annual periods, selling expense as a percentage of net sales was consistent at 15.7%. 

General and Administrative Expenses.  General and administrative expenses consist primarily of employee 
salaries, benefits for administrative, executive and finance personnel, legal and accounting, insurance, and corporate 
general and administrative services.  General and administrative expenses were $21,430,000 and $19,117,000 for the 
years ended December 31, 2021 and 2020, respectively, increasing $2,313,000, or 12.1% between periods.  
Incentive compensation was derived from two notable yet partly offsetting components.  There was an increase in 
the incentive compensation component which is aligned with profitability; however, this was partially offset by a 
reduction in expense pertaining to stock based compensation which moves in relation to the Company’s stock price, 
as detailed in Note 11, Stock Based Compensation Plans.  Other items increasing from the previous year include 
legal and product liability expenses and director fees.  As a percentage of net sales, general and administrative 
expenses were 16.5% and 18.1% for the twelve-months ended December 31, 2021 and 2020, respectively. 

Engineering Expenses.  Engineering expenses consist of development expenses associated with the 
development of new products, and costs related to enhancements of existing products and manufacturing processes.  
Engineering expenses increased $410,000 or 9.8% between periods, being $4,610,000 and $4,200,000 for the years 
ended December 31, 2021 and 2020, respectively.  The increase was primarily attributable to an increase in staffing, 
mainly in the U.K., and certification and qualification expenses.  As a percentage of net sales for the year, 
engineering expenses were 3.6% in 2021 and 4.0% in 2020. 

Operating Profit.  Reflecting all of the factors mentioned above, operating profits increased $8,409,000, or 

31.6%, between periods, reflecting a profit of $35,062,000 in 2021, as compared to $26,653,000 in 2020.   

Interest Income.  Interest income is recorded on cash investments, and interest expense is recorded at times 

when the Company has debt amounts outstanding on its line of credit.  The Company recorded interest income of 
$35,000 for 2021, compared to interest expense of $39,000 for 2020.  The decrease in interest expense and increase 
in interest income was largely due to the interest expense incurred on the borrowings of $15,000,000 on its line of 
credit for a portion of the second quarter of 2020 to ensure liquidity during the COVID-19 pandemic.  There were no 
borrowings on its line of credit during 2021. 

Other Income (Expense).  Other income (expense) primarily consists of foreign currency exchange gains 

(losses) on transactions within our foreign subsidiaries, and therefore tends to fluctuate with the strengthening and or 
weakening of the British Pound.  The Company recognized other income of $21,000 during 2021 and other expense 
of $53,000 during 2020. 

Income Tax Expense.  Income tax expense was $8,862,000 for 2021, compared to $6,594,000 for 2020.  

The $2,268,000 or 34.4% increase in tax expense was largely the result of the increase in income before taxes.  The 
effective tax rate for both periods was similar at approximately 25% of income before taxes.  

Twelve-months ended December 31, 2020 vs. twelve months ended December 31, 2019 

The Company reported comparative results from operations for the twelve-month periods ended December 

31, 2020 and 2019 as follows: 

Net Sales 
Gross Profit 
Operating Profit  

Twelve-months ended December 31, 
(dollars in thousands) 

2020 

2020 

2019 

2019 

$  105,796  
66,550  
$ 
26,653  
$ 

-24- 

100.0% 
62.9% 
25.2% 

  $  111,360  
  $  70,487  
  $  21,922  

100.0% 
63.3% 
19.7% 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net Sales.  The Company’s sales for the full year of 2020 were $105,796,000, reflecting a decrease of 

$5,564,000, or 5.0%, compared to $111,360,000 in 2019.  The decrease in sales resulted mostly from a decrease in 
unit volume, which was in some measure impacted by the COVID-19 pandemic, partially offset by a mild increase 
to selling prices that was necessary to help offset a rise in material commodity costs. 

Gross Profit.  The Company’s gross profit margins were 62.9% and 63.3% for the twelve-months ended 

December 31, 2020 and 2019, respectively.  The Company was able to maintain margins like prior year levels 
despite COVID-19 disruptions, such as increased costs to sanitize the factory and equipment, inefficiencies from 
staggered work shifts and overtime costs due to employees being quarantined, as well as unabsorbed overhead. 

Selling Expenses.  Selling expenses consist primarily of employee salaries and associated overhead costs, 

commissions, and the cost of marketing programs such as advertising, trade shows and related communication costs, 
and freight.  Selling expense was $16,580,000 and $19,032,000 for 2020 and 2019, respectively, representing a 
decrease of $2,452,000, or 12.9%.  The most significant reduction relates to atypical consulting costs identified 
during 2019, attributable to the Company’s new product, MediTrac® flexible medical gas piping.  The Company 
also experienced decreases in travel and advertising during 2020, mostly related to restrictions stemming from the 
pandemic.  Commissions were also down due to the decrease in sales.  Conversely, the Company expanded its sales 
related staffing resources.  For the same periods, selling expense as a percentage of net sales was 15.7% and 17.1%, 
respectively. 

General and Administrative Expenses.  General and administrative expenses consist primarily of employee 
salaries, benefits for administrative, executive and finance personnel, legal and accounting, insurance, and corporate 
general and administrative services.  General and administrative expenses were $19,117,000 and $24,818,000 for the 
years ended December 31, 2020 and 2019, respectively, decreasing $5,701,000, or 23% between periods.  Legal and 
product liability defense costs decreased $5,158,000, associated primarily with one class action case which was 
dismissed during 2020, as explained in detail in Note 10, Commitments and Contingencies, of the Consolidated 
Financial Statements to this report.  Professional fees and director related fees were also lower.  Those items were 
softened by an increase to incentive compensation, which although not significant in total, was derived from two 
notable yet mostly offsetting components.  There was an increase in the incentive compensation component which is 
aligned with profitability; however, there was a reduction in stock based compensation expense which moves in 
relation to the Company’s stock price, as detailed in Note 11, Stock Based Compensation Plans.  As a percentage of 
net sales, general and administrative expenses were 18.1% and 22.3% for the twelve-months ended December 31, 
2020 and 2019, respectively. 

Engineering Expenses.  Engineering expenses consist of development expenses associated with the 
development of new products, and costs related to enhancements of existing products and manufacturing processes.  
Engineering expenses decreased $515,000 or 10.9% between periods, being $4,200,000 and $4,715,000 for the years 
ended December 31, 2020 and 2019, respectively.  The decrease was primarily attributable to a reduction in 
experimental materials that diminished after the work was completed on various promising applications during 
2019, and to a lesser extent travel.  As a percentage of net sales for the year, engineering expenses were 4.0% in 
2020 and 4.2% in 2019. 

Operating Profit.  Reflecting all of the factors mentioned above, operating profits increased $4,731,000, or 

21.6%, between periods, reflecting a profit of $26,653,000 in 2020, as compared to $21,922,000 in 2019.   

Interest Income.  Interest income is recorded on cash investments, and interest expense is recorded at times 

when the Company has debt amounts outstanding on its line of credit.  The Company recorded interest expense of 
$39,000 for 2020, compared to interest income of $876,000 for 2019.  The reduction in interest income was largely 
due to the lower cash balance and thus reduced investment, mostly resulting from the $35,330,000 special dividend 
paid in December 2019.  Additionally, the Company had borrowed $15,000,000 on its line of credit for a portion of 
the second quarter of 2020 to ensure liquidity during the COVID-19 crisis.  Earning potential on short-term liquid 
investments has also diminished in comparison to this time last year. 

-25- 

 
 
 
Other Income (Expense).  Other income (expense) primarily consists of foreign currency exchange gains 

(losses) on transactions within our foreign subsidiaries, and therefore tends to fluctuate with the strengthening and or 
weakening of the British Pound.  The Company recognized other expense of $53,000 during 2020 and other income 
of $56,000 during 2019. 

Income Tax Expense.  Income tax expense was $6,594,000 for 2020, compared to $5,429,000 for 2019.  

The $1,165,000 or 21.5% increase in tax expense was largely the result of the increase in income before taxes.  The 
effective tax rate for both periods was similar at approximately 24% to 25% of income before taxes.  

COMMITMENTS AND CONTINGENCIES 

See Note 10, to the Consolidated Financial Statements included in this report for a detailed description of 

commitments and contingencies. 

FUTURE IMPACT OF KNOWN TRENDS OR UNCERTAINTIES 

The Company’s operations are sensitive to a number of market and extrinsic factors, any one of which 

could materially adversely affect the Company’s business, competitive position, results of operations or financial 
condition in any given year.  See Item 1A, Risk Factors, for a detailed description.  

LIQUIDITY AND CAPITAL RESOURCES 

Historically, the Company’s primary cash needs have been related to working capital items, which the 

Company has largely funded through cash generated from operations.   

As of December 31, 2021, the Company had a cash balance of $32,913,000.  Additionally, the Company 
has a $15,000,000 line of credit available, as discussed in detail in Note 5, which had no borrowings outstanding 
against it as of December 31, 2021.  On December 31, 2020, the Company had a cash balance of $23,633,000, with 
no borrowings against the line of credit.   

Operating Activities 

Cash provided by operating activities is net income adjusted for certain non-cash items and changes in 

certain assets and liabilities, such as those included in working capital.   

For 2021, the Company’s cash provided from operating activities was $25,149,000, compared to 

$19,310,000 of cash provided during 2020, and $16,041,000 of cash provided during 2019.  This illustrates an 
increase of $5,839,000 during 2021, versus an increase during 2020 of $3,269,000.  For details of the operating cash 
flows refer to the consolidated statements of cash flows in Item 8.  Financial Statements and Supplementary Data on 
page 37. 

As a general trend, the Company tends to deplete or generate lower amounts of cash early in the year, as 
significant payments are typically made for accrued promotional incentives, incentive compensation, and taxes.  
Cash has then historically shown a tendency to be restored and accumulated during the latter portion of the year.  
However, as previously disclosed, during December 2019, the Company liquidated its investments to support the 
payment of a special dividend to shareholders totaling $35,330,000. 

Investing Activities 

Cash used in investing activities during 2021 and 2020 was $971,000 and $564,000 respectively, all related 

to various capital expenditure projects. 

-26- 

 
 
 
 
 
Cash provided by investing activities during 2019 was $13,719,000, with most of the transactions related to 
the purchase and/or sale of short-term investments.  During December 2019, the Company liquidated all its existing 
short-term investments to support the payment of a special dividend to shareholders.  In total, cash proceeds from 
the sale of short-term investments during 2019 was $70,882,000.  Inversely, cash used for the purchase of the short-
term investments during 2019 was $55,938,000.  Cash was also used to purchase capital expenditures of $1,225,000, 
mostly related to the new MediTrac® products. 

Financing Activities 

All financing activities relate to dividend payments, which are detailed in Note 6, Shareholders’ Equity.  

Dividend payments for 2021, 2020, and 2019 amounted to $14,867,000, $11,306,000, and $46,028,000, 
respectively.  2019 included the payment of a special dividend, which is primarily why the cash outflow in that year 
is higher.  Dividend payments are outlined in Note 6, Shareholders’ Equity, to the Consolidated Financial 
Statements included in this report.  Also, see Note 5, Line of Credit and Other Borrowings, for a description of 
borrowings and repayments during the second quarter of 2020.  The Company had no borrowings or payments on its 
line of credit during 2021 or 2019. 

Liquidity 

We believe our existing cash and cash equivalents, along with our borrowing capacity, will be sufficient to 

meet our anticipated cash needs for at least the next twelve months.  Our future capital requirements will depend 
upon many factors including our rate of revenue growth, the timing and extent of any expansion efforts, the potential 
for investments in, or the acquisition of any complementary products, businesses or supplementary facilities for 
additional capacity, and the COVID-19 pandemic.   

The Company’s primary contractual obligations as of December 31, 2021, which are due over the next 
twelve months are summarized in the following table and are more fully explained in Notes to the Consolidated 
Financial Statements. 

Contractual Obligations (in thousands) 

Total 

Operating Lease Obligations 
Purchase Obligations 
Other Long-Term Liabilities 
Total Contractual Cash Obligations 

$      383 
 31,292 
      171 
$ 31,846 
====== 

As explained in Note 11, Stock Based Compensation Plans, to the Consolidated Financial Statements 

included in this report, the Company is obligated to make payments to plan participants.  Due to the uncertain nature 
of the payments, due to numerous variables, including the potential change in stock price, and employment status of 
participants and any applicable forfeitures, the amounts are not disclosed in the above table.  The liability associated 
with this plan as of December 31, 2021, which is anticipated to be paid within the next year is $1,156,000. 

RECENT ACCOUNTING PRONOUNCEMENTS 

In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitation of 
the Effects of Reference Rate Reform on Financial Reporting.  The ASU applies to all entities that have contracts, 
hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be 
discontinued because of reference rate reform.  The ASU provides optional expedients and exceptions for applying 
GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform if certain criteria 
are met.  The expedients and exceptions provided by the ASU do not apply to contract modifications made and 
hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as 
of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end 

-27- 

 
 
 
 
 
 
 
 
 
 
 
 
of the hedging relationship. The ASU is effective for all entities as of March 12, 2020 through December 31, 2022. 
The impact of the adoption of ASU 2020-04 did not have a material impact on the Company's Consolidated 
Financial Statements. 

In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting 

for Income Taxes.  The guidance removes certain exceptions for recognizing deferred taxes for equity method 
investments, performing intraperiod allocation, and calculating income taxes in interim periods.  The ASU also adds 
guidance to reduce complexity in certain areas, including recognizing deferred taxes for goodwill and allocating 
taxes to members of a consolidated group, among others.  The amendments in ASU 2019-12 are effective for public 
business entities for fiscal years beginning after December 15, 2020, including interim periods therein.  Early 
adoption of the standard is permitted, including adoption in interim or annual periods for which financial statements 
have not yet been issued.  The Company adopted this new guidance, and it did not have a material impact on its 
Consolidated Financial Statements. 

Item 7A - QUANTITATATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISKS 

The Company does not engage in the purchase or trading of market risk sensitive instruments.  The 
Company does not presently have any positions with respect to hedge transactions such as forward contracts relating 
to currency fluctuations.  No market risk sensitive instruments are held for speculative or trading purposes. 

-28- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

Omega Flex, Inc. 
Index to Consolidated Financial Statements 

Report of Independent Registered Public Accounting Firm – Financial Statements (PCAOB ID:  49) 

Report of Independent Registered Public Accounting Firm – Internal Control over Financial Reporting  
(PCAOB ID:  49) 

Financial Statements: 

     Consolidated Balance Sheets as of December 31, 2021 and 2020 

     Consolidated Statements of Operations for the years ended December 31, 2021, 2020 and 2019 

     Consolidated Statements of Comprehensive Income for the years ended December 31, 2021, 2020 and 2019 

     Consolidated Statements of Shareholders’ Equity for the years ended December 31, 2021, 2020 and 2019 

     Consolidated Statements of Cash Flows for the years ended December 31, 2021, 2020 and 2019 

Page 

  30 

  32 

  33 

  34 

  35 

  36 

  37 

Notes to the Consolidated Financial Statements  

  38 to 53 

-29- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders and the Board of Directors of Omega Flex, Inc. 

Opinion on the Financial Statements 
We have audited the accompanying consolidated balance sheets of Omega Flex, Inc. and its subsidiaries (the 
Company) as of December 31, 2021 and 2020, the related consolidated statements of operations, comprehensive 
income, shareholders' equity and cash flows for each of the three years in the period ended December 31, 2021, and 
the related notes to the consolidated financial statements (collectively, the financial statements). In our opinion, the 
financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 
2021 and 2020, and the results of its operations and its cash flows for each of the three years in the period ended 
December 31, 2021, in conformity with accounting principles generally accepted in the United States of America. 

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the Company's internal control over financial reporting as of December 31, 2021, based on 
criteria established in Internal Control — Integrated Framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission in 2013, and our report dated March 14, 2022 expressed an unqualified 
opinion on the effectiveness of the Company's internal control over financial reporting. 

Basis for Opinion 
These financial statements are the responsibility of the Company’s management. Our responsibility is to express an 
opinion on the Company’s financial statements based on our audits.  We are a public accounting firm registered with 
the PCAOB and are required to be independent with respect to the Company in accordance with U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the 
PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB.  Those standards require that we plan and 
perform the audits to obtain reasonable assurance about whether the financial statements are free of material 
misstatement, whether due to error or fraud.  Our audits included performing procedures to assess the risks of 
material misstatement of the financial statements, whether due to error or fraud, and performing procedures that 
respond to those risks.  Such procedures included examining, on a test basis, evidence regarding the amounts and 
disclosures in the financial statements.  Our audits also included evaluating the accounting principles used and 
significant estimates made by management, as well as evaluating the overall presentation of the financial statements.  
We believe that our audits provide a reasonable basis for our opinion. 

Critical Audit Matter 
The critical audit matter communicated below is a matter arising from the current period audit of the financial 
statements that was communicated or required to be communicated to the audit committee and that: (1) relates to 
accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, 
subjective or complex judgments.  The communication of the critical audit matter does not alter in any way our 
opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matter 
below, providing a separate opinion on the critical audit matter or on the accounts or disclosures to which it relates.  

-30- 

 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Product liability claims 
As described in Notes 2 and 10 of the financial statements, the Company is subject to periodic lawsuits, 
investigations and claims, primarily relating to potential lightning damage to its flexible gas piping products (the 
“Claims”). The Company accrues an estimated product liability reserve related to the resolution cost of the Claims 
for which management believes a loss is probable of occurring, and the amount of the loss is reasonably estimable, 
and discloses the aggregate maximum exposure for all open Claims.  As of December 31, 2021, the Company 
accrued a product liability reserve of $262,000, and disclosed that the aggregate maximum exposure for all current 
open claims is estimated not to exceed $9,100,000.  Due to the uncertainty of potential costs to be incurred related to 
the Claims, and the uncertainty of the ultimate outcome of each Claim, management applies significant judgements 
and estimates in determining the probability that a loss has been incurred and the amount to accrue for such loss.  

We identified the accrual and disclosure of the Claims as a critical audit matter due to the significant judgments 
made by management when assessing the probability of a loss as well as the ultimate resolution costs of the Claims.  
Auditing management’s estimates and assumptions required a high degree of auditor judgment and increased audit 
effort due to the impact these assumptions have on the accrued product liability reserves and disclosures.   

Our audit procedures related to the Claims included the following, among others: 

•  We obtained an understanding of the relevant controls related to management’s evaluation of the Claims 
for accrual and disclosure and tested such controls for design and operating effectiveness, including 
controls around management’s evaluation of the probability that a loss has been incurred and 
management’s estimate of the amount of the loss. 

•  We tested the accuracy and completeness of the underlying data that served as the basis for management’s 
estimates of the probability that a loss has been incurred and the amount of the loss, including payment 
activity, relevant insurance coverage, lawsuit or claim status, and any settlement activity.  

•  We evaluated the methods and assumptions used by management to develop the estimate of the probability 

a loss has been incurred on individual product liability claims and the amount of such loss through 
consideration of historical claim and loss experience as well as current claim status. 

•  We performed confirmation procedures with the Company’s external legal counsel to corroborate 

management’s assertions regarding claim information, claim status, the probability the Company has 
incurred a loss, and the estimated amount of any potential loss.  These confirmation procedures were also 
used to test the completeness and accuracy of the underlying source data that served as the basis of 
management’s estimates. 

•  We tested claim and settlement payment activity occurring subsequent to year end to assess the 

reasonableness of management’s estimates and disclosures. 

/s/ RSM US LLP 

We have served as the Company's auditor since 2010. 

Blue Bell, Pennsylvania  
March 14, 2022  

-31- 

 
 
 
 
 
 
 
 
 
 
  
  
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders and the Board of Directors of Omega Flex, Inc.  

Opinion on the Internal Control Over Financial Reporting 
We have audited Omega Flex, Inc.'s (the Company) internal control over financial reporting as of December 31, 
2021, based on criteria established in Internal Control — Integrated Framework issued by the Committee of 
Sponsoring Organizations of the Treadway Commission in 2013.  In our opinion, the Company maintained, in all 
material respects, effective internal control over financial reporting as of December 31, 2021, based on criteria 
established in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations of 
the Treadway Commission in 2013. 

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the 2021 consolidated financial statements of the Company and our report dated March 14, 2022 
expressed an unqualified opinion. 

Basis for Opinion 
The Company’s management is responsible for maintaining effective internal control over financial reporting and 
for its assessment of the effectiveness of internal control over financial reporting in the accompanying 
Management’s Report on Internal Control over Financial Reporting.  Our responsibility is to express an opinion on 
the Company’s internal control over financial reporting based on our audit.  We are a public accounting firm 
registered with the PCAOB and are required to be independent with respect to the Company in accordance with U.S. 
federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the 
PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB.  Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting 
was maintained in all material respects.  Our audit included obtaining an understanding of internal control over 
financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and 
operating effectiveness of internal control based on the assessed risk.  Our audit also included performing such other 
procedures as we considered necessary in the circumstances.  We believe that our audit provides a reasonable basis 
for our opinion. 

Definition and Limitations of Internal Control Over Financial Reporting 
A company's internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles.  A company's internal control over financial reporting 
includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the company's 
assets that could have a material effect on the financial statements.   

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.  
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate.  

/s/ RSM US LLP  

Blue Bell, Pennsylvania  
March 14, 2022  

-32- 

 
 
 
   
  
  
  
  
 
 
  
  
OMEGA FLEX, INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS 
December 31, 
(Dollars in Thousands, except Common Stock par value) 

ASSETS 
Current Assets: 
     Cash and Cash Equivalents 
     Accounts Receivable - less allowances of 
          $1,410 and $1,124, respectively 
     Inventories - Net 
     Other Current Assets 

               Total Current Assets 

Right-Of-Use Assets - Operating 
Property and Equipment - Net 
Goodwill - Net 
Deferred Taxes 
Other Long Term Assets  

               Total Assets 

LIABILITIES AND SHAREHOLDERS' EQUITY 
Current Liabilities: 
  Accounts Payable 
  Accrued Compensation 
  Accrued Commissions and Sales Incentives 
  Dividends Payable 
  Taxes Payable 
  Lease Liability - Operating 
  Other Liabilities 

               Total Current Liabilities 

Lease Liability - Operating, net of current portion 
Deferred Taxes 
Tax Payable Long Term 
Other Long Term Liabilities 

               Total Liabilities 

Commitments and Contingencies (Note 10) 
Shareholders’ Equity: 
Omega Flex, Inc. Shareholders’ Equity: 
   Common Stock – par value $0.01 share: authorized 20,000,000 shares: 

10,153,633 shares issued at December 31, 2021 and 2020, respectively, and 
10,094,322 outstanding at December 31, 2021 and 2020, respectively 

   Treasury Stock 
   Paid-in Capital  
   Retained Earnings  
   Accumulated Other Comprehensive Loss  
               Total Omega Flex, Inc. Shareholders’ Equity 
 Noncontrolling Interest  

               Total Shareholders’ Equity 

2021 

2020 

  $ 

32,913  

  $ 

23,633  

20,726  
15,565  
2,533  

71,737  

            3,374 
8,569  
3,526  
                   7 
1,702  

20,077  
11,510  
2,137  

57,357  

               493 
8,599  
3,526  
                   5 
1,591  

  $ 

88,915  

  $ 

71,571  

  $ 

3,355  
7,008  
7,183  
                -  
                1  
               383 
4,864  

  $ 

2,471  
5,429  
4,348  
         2,826  
            979  
               247 
5,571  

22,794  

21,871  

            2,990 
427  
            493  
1,670  

               252 
121  
            559  
2,391  

28,374  

25,194  

102  
(1) 
11,025  
50,053  
(827) 
60,352  
189  

60,541  

102  
(1) 
11,025  
35,769  
(778) 
46,117  
260  

46,377  

               Total Liabilities and Shareholders’ Equity  

  $ 

88,915  

  $ 

71,571  

See accompanying Notes which are an integral part of the Consolidated Financial Statements. 

-33- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OMEGA FLEX, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF OPERATIONS 
For the years ended December 31, 
(Amounts in thousands, except per Share Data) 

Net Sales 

Cost of Goods Sold 

     Gross Profit 

Selling Expense 
General and Administrative Expense 
Engineering Expense 

2021 

2020 

2019 

  $130,011  

  $105,796  

  $111,360  

    48,480  

    39,246  

    40,873  

    81,531  

    66,550  

    70,487  

    20,429  
    21,430  
4,610  

    16,580  
    19,117  
4,200  

    19,032  
    24,818  
4,715  

Operating Profit 

    35,062  

    26,653  

    21,922  

Interest Income (Expense) 
Other Income (Expense) 

             35      
             21 

           (39)  
           (53) 

876  
             56 

Income Before Income Taxes 

    35,118  

    26,561  

    22,854  

Income Tax Expense 

Net Income  

8,862  

6,594  

5,429  

    26,256  

    19,967  

    17,425  

   Less:  Net Income – Noncontrolling Interest 

(61) 

(57) 

(139) 

Net Income attributable to Omega Flex, Inc. 

  $  26,195  

  $  19,910  

  $  17,286  

Basic and Diluted Earnings per Common Share  

  $ 

2.60  

  $ 

1.97  

  $ 

1.71  

Cash Dividends Declared per Common Share 

  $      1.18  

  $      1.12  

  $      4.58  

Basic and Diluted Weighted Average Shares Outstanding 

    10,094  

    10,094  

    10,093  

See accompanying Notes which are an integral part of the Consolidated Financial Statements. 

-34- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OMEGA FLEX, INC. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
For the years ended December 31, 
(Dollars in Thousands) 

    2021  

    2020  

2019 

Net Income 

    $26,256  

    $19,967  

    $17,425  

Other Comprehensive (Loss) Income: 

Foreign Currency Translation Adjustment 

             Other Comprehensive (Loss) Income 

            (52)  
            (52) 

            140  
            140 

              46  
              46 

Comprehensive Income 

      26,204  

      20,107  

      17,471  

Less: Comprehensive Income Attributable to the Noncontrolling Interest 

           (58) 

           (66) 

         (144) 

 Total Other Comprehensive Income 

     $26,146 

     $20,041 

  $17,327 

See accompanying Notes which are an integral part of the Consolidated Financial Statements. 

-35- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OMEGA FLEX, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY 
For the years ended December 31, 2021, 2020 and 2019 
(Amounts in Thousands, Except Share Amounts) 

Common 
Stock 
Outstanding 

Common 
Stock 

Treasury 
Stock 

Paid In 
Capital 

Retained 
Earnings 

Accumulated 
Other 
Comprehensive 
Income (Loss) 

Noncontrolling 
Interest 

Shareholders’ 
Equity 

Balance - December 31, 2018 

  10,091,822 

  $  102 

($1) 

 $  10,808 

    $56,110 

           ($  950) 

  $ 

252 

  $    66,321  

Net Income 

Cumulative Translation Adjustment 
Shares Reissued From Treasury Pursuant  
  To Restricted Stock Unit Awards 

Dividends Declared 

      17,286 

              139 

      17,425  

                   41 

                     5            

             46 

           2,500 

         217 

    (46,231) 

               217 

(202) 

        (46,433) 

Balance - December 31, 2019 

  10,094,322 

  $  102 

($1) 

 $  11,025 

    $27,165 

           ($  909) 

  $ 

194 

  $    37,576  

Net Income 
Cumulative Translation Adjustment 

Dividends Declared 

      19,910 

               57 

                 131 

                    9            

      19,967  
           140 

    (11,306) 

        (11,306) 

Balance - December 31, 2020 

  10,094,322 

  $  102 

($1) 

 $  11,025 

    $35,769 

           ($  778) 

  $ 

260 

  $    46,377  

Net Income 
Cumulative Translation Adjustment 

      26,195 

                61 

                 (49) 

                    (3)           

      26,256  
               (52) 

Dividends Declared 

    (11,911) 

                (129) 

        (12,040) 

Balance - December 31, 2021 

  10,094,322 

  $  102 

($1) 

 $  11,025 

    $50,053 

           ($  827) 

  $ 

189 

  $    60,541  

See accompanying Notes which are an integral part of the Consolidated Financial Statements. 

-36- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 OMEGA FLEX, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
For the years ended December 31, 
(Dollars in Thousands) 

Cash Flows from Operating Activities: 
   Net Income 
Adjustments to Reconcile Net Income to 
   Net Cash Provided by Operating Activities: 
        Non-Cash Compensation Expense 
        Depreciation and Amortization 
        Provision for Losses on Accounts 
           Receivable, net of write-offs and recoveries 
        Deferred Taxes 
        Provision for Inventory Reserves 
        Changes in Assets and Liabilities: 
           Accounts Receivable 
           Inventories 
           Right-Of-Use Assets 
           Other Assets 
           Accounts Payable 
           Accrued Compensation 
           Accrued Commissions and Sales Incentives 
           Lease Liabilities 
           Other Liabilities 
               Net Cash Provided by Operating Activities 

Cash Flows from Investing Activities: 
   Purchase of Investments 
   Net Proceeds from Sale of Investments 
   Capital Expenditures 

2021 

2020 

2019 

 $    26,256  

 $    19,967  

 $    17,425  

            506     
         1,020 

         1,453     
            870 

         2,472     
            719 

            286 
            305   
            101 

          (299) 
          (212)   
              45 

            748 
          (236)   
            (15) 

           (943) 
        (4,185)          
            328 
           (509) 
            894 
         1,582 
         2,835 
          (335)  
       (2,992)           

 25,149 

       (2,683) 
          (440)         
            278 
          (176) 
              79 
         804 
         (110) 
         (287)  
           21          
    19,310 

       (1,282) 
       (3,025)        
          (761)  
          (383) 
          (401) 
          (693) 
         190 
         777          
         506         
     16,041 

               - 
               - 
          (971) 

               - 
               - 
          (564) 

     (55,938) 
       70,882 
       (1,225) 

               Net Cash (Used In) Provided by Investing Activities 

          (971) 

          (564) 

      13,719 

Cash Flows from Financing Activities: 
   Dividends Paid 

     (14,867)  

     (11,306)  

    (46,028) 

               Net Cash Used In Financing Activities 

     (14,867)  

     (11,306)  

    (46,028) 

Net Increase (Decrease) in Cash and Cash Equivalents 

         9,311                                                  

         7,440                                                  

    (16,268)                                                

Translation effect on cash 
Cash and Cash Equivalents - Beginning of Year 

            (31)  
       23,633 

              95  
       16,098 

           (26)  
   32,392 

Cash and Cash Equivalents - End of Year 

$     32,913  

$     23,633  

$    16,098  

Supplemental Disclosure of Cash Flow Information 
Cash paid for Income Taxes 

Cash paid for Interest 

Declared Dividend 

$       9,602  

$       6,436  

$      5,431  

$              - 

$          112 

$             - 

$              -  

$       2,826  

$      2,826  

Additions to Right-Of-Use Assets obtained from new operating Lease  
   Liabilities               

$       3,261 

$              -   

$             - 

See accompanying Notes which are an integral part of the Consolidated Financial Statements. 

-37- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
OMEGA FLEX, INC. 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

1. BASIS OF PRESENTATION AND CONSOLIDATION 

 Description of Business 

The accompanying Consolidated Financial Statements include the accounts of Omega Flex, Inc. (Omega) 
and its subsidiaries (collectively the “Company”).  The Company’s audited Consolidated Financial Statements for 
the years ended December 31, 2021, 2020 and 2019 have been prepared in accordance with accounting standards set 
by the Financial Accounting Standards Board (FASB), and with the instructions of Form 10-K and Article 5 of 
Regulation S-X.  All material inter-company accounts and transactions have been eliminated in consolidation. 

The Company is a leading manufacturer of flexible metal hose, which is used in a variety of applications to 

carry gases and liquids within their particular applications.  The Company’s business is controlled as a single 
operating segment that consists of the manufacture and sale of flexible metal hose and accessories. These 
applications include carrying liquefied gases in certain processing applications, fuel gases within residential and 
commercial buildings, medical gases in health care facilities, and vibration absorbers in high vibration applications.  
The Company’s flexible metal piping is also used to carry other types of gases and fluids in a number of industrial 
applications where the customer requires the piping to have both a degree of flexibility and/or an ability to carry 
corrosive compounds or mixtures, or to carry at both very high and very low (cryogenic) temperatures. 

The Company manufactures flexible metal hose at its facilities in Exton, Pennsylvania and Houston, Texas, 

in the U.S., and in Banbury, Oxfordshire in the U.K., and sells its products through distributors, wholesalers and to 
OEMs throughout North America, and in certain European markets. 

2. SIGNIFICANT ACCOUNTING POLICIES 

Use of Estimates 

The preparation of financial statements in conformity with generally accepted accounting principles 

(GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and 
liabilities and the disclosure of contingent assets and liabilities as of the dates of the financial statements and the 
reported amounts of revenues and expenses during the reporting periods.  Management develops, and changes 
periodically, these estimates and assumptions based on historical experience and on various other factors that are 
believed to be reasonable under the circumstances.   Actual amounts could differ significantly from these estimates. 

Revenue Recognition 

The Company applies the requirements of Accounting Standards Update 2014-09, Revenue from Contracts 

with Customers (Topic 606).  The standard requires revenue to be recognized in a manner to depict the transfer of 
goods or services to a customer at an amount that reflects the consideration expected to be received in exchange for 
those goods or services.   

The principle of Topic 606 was achieved through applying the following five-step approach:  

• 

• 

Identification of the contract, or contracts, with a customer — a contract with a customer exists when 
the Company enters into an enforceable contract with a customer, typically a purchase order initiated 
by the customer, that defines each party’s rights regarding the goods to be transferred and identifies the 
payment terms related to these goods.   

Identification of the performance obligations in the contract — performance obligations promised in a 
contract are identified based on the goods that will be transferred to the customer that are distinct, 
whereby the customer can benefit from the goods on their own or together with other resources that are 
readily available from third parties or from us.   Persuasive evidence of an arrangement for the sale of 

-38- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
product must exist.  The Company ships product in accordance with the purchase order and standard 
terms as reflected within the Company’s order acknowledgments and sales invoices. 

•  Determination of the transaction price —the transaction price is determined based on the consideration 
to which the Company will be entitled in exchange for transferring goods to the customer.  This would 
be the agreed upon quantity and price per product type in accordance with the customer purchase 
order, which is aligned with the Company’s internally approved pricing guidelines. 

•  Allocation of the transaction price to the performance obligations in the contract — if the contract 
contains a single performance obligation, the entire transaction price is allocated to the single 
performance obligation.  This applies to the Company as there is only one performance obligation to 
ship the goods. 

•  Recognition of revenue when, or as, the Company satisfies a performance obligation — the Company 
satisfies performance obligations at a point in time when control of the goods transfers to the customer.   
Determining  the  point  in  time  when  control  transfers  requires  judgment.    Indicators  considered  in 
determining whether the customer has obtained control of a good include: 

  The Company has a present right to payment 
  The customer has legal title to the goods 
  The Company has transferred physical possession of the goods 
  The customer has the significant risks and rewards of ownership of the goods 
  The customer has accepted the goods 

               It is important to note that the indicators are not a set of conditions that must be met before the Company 
can conclude that control of the goods has transferred to the customer.  The indicators are a list of factors that are 
often present if a customer has control of the goods. 

               The Company has typical, unmodified FOB shipping point terms.  As the seller, the Company can 
determine that the shipped goods meet the agreed-upon specifications in the contract or customer purchase order 
(e.g. items, quantities, and prices) with the buyer, so customer acceptance would be deemed a formality, as noted in 
ASC 606-10-55-86.  As a result, the Company has a legal right to payment upon shipment of the goods.   

               Based upon the above, the Company has concluded that transfer of control substantively transfers to the 
customer upon shipment. 

Other considerations of Topic 606 include the following: 

•  Contract Costs - costs to obtain a contract (e.g. customer purchase order) include sales commissions.  
Under Topic 606, these costs may be expensed as incurred for contracts with a duration of one year or 
less.  The majority of the Company’s customer purchase orders are fulfilled (e.g. goods are shipped) 
within two days of receipt. 

•  Warranties - the Company does not offer a warranty as a separate component for customers to purchase. 
A warranty is generally included with each purchase, providing assurance that the goods comply with 
agreed-upon specifications, and the cost is therefore accrued accordingly, but contracts do not include 
any  requirement  for  additional  distinct  services.    Therefore,  there  is  not  a  separate  performance 
obligation,  and  there  is  no  impact  of  warranties  under  Topic  606 upon  the financial  reporting  of  the 
Company. 

•  Returned Goods - from time to time, the Company provides authorization to customers to return goods.  
If deemed to be material, the Company would record a “right of return” asset for the cost of the returned 
goods which would reduce cost of sales.   

•  Volume Rebates (Promotional Incentives) - volume rebates are variable (dependent upon the volume of 
goods purchased by our eligible customers) and, under Topic 606, must be estimated and recognized as 
a reduction of revenue as performance obligations are satisfied (e.g. upon shipment of goods).  Also 
under Topic 606, to ensure that revenue recognized would not be probable of a significant reversal, the 
four following factors are considered: 

-39- 

 
 
 
 
 
  The amount of consideration is highly susceptible to factors outside the Company’s influence. 
  The uncertainty about the amount of consideration is not expected to be resolved for a long period 

of time. 

  The Company’s experience with similar types of contracts is limited. 
  The contract has a large number and broad range of possible consideration amounts. 

    If it was concluded that the above factors were in place for the Company, it would support the 

probability of a significant reversal of revenue.  However, as none of the four factors apply to the 
Company, promotional incentives are recorded as a reduction of revenue based upon estimates of the 
eligible products expected to be sold.   

Regarding disaggregated revenue disclosures, as previously noted, the Company’s business is controlled as 
a single operating segment that consists of the manufacture and sale of flexible metal hose.  Most of the Company’s 
transactions are very similar in nature, contract, terms, timing, and transfer of control of goods.  As indicated within 
Note 2, Significant Accounting Policies, in these Consolidated Financial Statements, under the caption “Significant 
Concentration”, the majority of the Company’s sales were geographically contained within North America, with the 
remainder scattered internationally.  All performance assessments and resource allocations are generally based upon 
the review of the results of the Company as a whole.   

Cash Equivalents 

The Company considers all highly liquid investments with an original maturity of 90 days or less at the 
time of purchase to be cash equivalents.  Cash equivalents include investments in an institutional money market 
fund, which invests in U.S. Treasury bills, notes, and bonds, and/or repurchase agreements, backed by such 
obligations.  Carrying value approximates fair value.  Cash and cash equivalents are deposited at various area banks, 
which at times may exceed federally insured limits.  The Company monitors the viability of the banking institutions 
carrying its assets on a regular basis and has the ability to transfer cash to various institutions during times of risk.  
The Company has not experienced any losses related to these cash balances and believes its credit risk to be 
minimal. 

Accounts Receivable and Provision for Credit Losses 

All accounts receivables are stated at amortized cost, net of allowances for credit losses, and adjusted for any 
write-offs.  The Company maintains allowances for credit losses, which represent an estimate of expected losses over 
the remaining contractual life of its receivables considering current market conditions and estimates for supportable 
forecasts  when  appropriate.    The  estimate  is  a  result  of  the  Company’s  ongoing  assessments  and  evaluations  of 
collectability, historical loss experience, and future expectations in estimating credit losses in its receivable portfolio. 
For  accounts  receivables,  the  Company  uses  historical  loss  experience  rates  and  applies  them  to  a  related  aging 
analysis  while  also  considering  customer  and/or  economic  risk  where  appropriate.    Determination  of  the  proper 
amount of allowances requires management to exercise judgment about the timing, frequency and severity of credit 
losses that could materially affect the provision for credit losses and, as a result, net earnings.  The allowances consider 
numerous  quantitative  and  qualitative  factors  that  include  receivable  type,  historical  loss  experience,  delinquency 
trends, collection experience, current economic conditions, estimates for supportable forecasts, when appropriate, and 
credit risk characteristics. 

The reserve for credit losses, which include future credits, discounts, and doubtful accounts, was 

$1,410,000 and $1,124,000 as of December 31, 2021 and 2020, respectively.   

Investments 

The Company invests excess funds in liquid interest earning instruments including U.S. Treasury bills and 

bank time deposits, with maturities typically of one year or less.  These investments are stated at fair value, which 
approximates amortized cost, and are classified as available-for-sale in accordance with ASC 320, Investments – 
Debt and Equity Securities.  The Company did not have any investments as of December 31, 2021 or 2020.   

-40- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Inventories 

Inventories are valued at the lower of cost or net realizable value.  The cost of inventories is determined by 

the first-in, first-out (FIFO) method.  The Company generally considers inventory quantities beyond two years of 
usage, measured on a historical usage basis, to be excess inventory and reduces the carrying value of inventory 
accordingly. 

Property and Equipment 

Property and equipment are initially recorded at cost.  Depreciation and amortization are computed using 
the straight-line method over the estimated useful lives of the assets or, for leasehold improvements, the life of the 
lease, if shorter.  When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are 
removed from the accounts and any resulting gain or loss is reflected in other income or expense for the period.  The 
cost of maintenance and repairs is expensed as incurred; significant improvements are capitalized. 

Goodwill  

In accordance with Financial Accounting Standards Board (“FASB”) ASC Topic 350, Intangibles – 

Goodwill and Other (ASU 2017-04), using the simplified method as adopted, the Company performed an annual 
impairment test as of December 31, 2021.  This analysis did not indicate any impairment of goodwill.   

Stock-Based Compensation Plans 

In 2006, the Company adopted a Phantom Stock Plan (the “Plan”), which allows the Company to grant 

phantom stock units (“Units”) to certain key employees, officers, or directors.  The Units each represent a 
contractual right to payment of compensation in the future based upon the market value of the Company’s common 
stock and are accordingly recorded as liabilities.  The Units follow a vesting schedule of three years from the grant 
date and are then paid upon maturity.  In accordance with FASB ASC Topic 718, Compensation - Stock 
Compensation (“Topic 718”), the Company uses the Black-Scholes option pricing model as its method for 
determining the fair value of the Units.  The liabilities for the Units are adjusted to market value over time from the 
grant dates to the related maturity dates.  The Company recognizes the reversal of any previously recognized 
compensation expense on forfeited nonvested Units in the period the Units are forfeited.  Further details of the Plan 
are provided in Note 11, Stock-Based Compensation Plans, to the Consolidated Financial Statements included in this 
report. 

Product Liability Reserves 

Product liability reserves represent the estimated unpaid amounts under the Company’s insurance policies 

with respect to existing claims.  The Company uses the most current available data to estimate claims.  As explained 
more fully under Note 10, Commitments and Contingencies, to the Consolidated Financial Statements included in 
this report for various product liability claims covered under the Company’s general liability insurance policies, the 
Company must pay certain defense and settlement costs within its deductible or self-insured retention limits, ranging 
primarily from $25,000 to $2,000,000 per claim, depending on the terms of the policy in the applicable policy year, 
up to an aggregate amount.  The Company is vigorously defending against all known claims. 

Leases 

Effective January 1, 2019, the Company adopted the requirements of FASB ASU 2016-02, Leases (Topic 
842) which defines a lease as any contract that conveys the right to use a specific asset for a period of time in exchange 
for consideration.  Leases are classified as a finance lease, formerly called a capital lease, if any of the following 
criteria are met: 

1.  The lease transfers ownership of the underlying asset to the lessee by the end of the lease term. 

-41- 

 
 
 
 
 
 
 
 
 
2.  The lease grants the lessee an option to purchase the underlying asset that the lessee is reasonably 

certain to exercise. 

3.  The lease term is for the major part of the remaining economic life of the underlying asset. 
4.  The present value of the sum of lease payments and any residual value guaranteed by the lessee equals 

or exceeds substantially all of the fair value of the underlying asset. 

5.  The underlying asset is of such a specialized nature that it is expected to have no alternative use to the 

lessor at the end of the lease term.  

For any leases that do not meet the criteria identified above for finance leases, the Company treats such 

leases as operating leases.  As of December 31, 2021, each of the Company’s leases are classified as operating 
leases. 

Both finance and operating leases are reflected on the balance sheet as lease or “right-of-use” assets and 

lease liabilities.   

There are some exceptions, which the Company has elected in its accounting policies.  For leases with 

terms of twelve months or less, or below the Company’s general capitalization policy threshold, the Company has 
elected an accounting policy to not recognize lease assets and lease liabilities for all asset classes.  The Company 
recognizes lease expense for such leases generally on a straight-line basis over the lease term. 

The Company determines if a contract is a lease at the inception of the arrangement.  The Company 
reviews all options to extend, terminate, or purchase its right-of-use assets at the inception of the lease and accounts 
for these options when they are reasonably certain to be exercised.  Certain leases contain non-lease components, 
such as common area maintenance, which are generally accounted for separately.  In general, the Company will 
assess if non-lease components are fixed and determinable, or variable, when determining if the component should 
be included in the lease liability.  For purposes of calculating the present value of the lease obligations, the Company 
utilizes the implicit interest rate within the lease agreement when known and/or determinable, and otherwise utilizes 
its incremental borrowing rate at the time of the lease agreement.  

Fair Value of Financial and Nonfinancial Instruments 

The Company measures financial instruments in accordance with FASB ASC Topic 820, Fair Value 

Measurements and Disclosures.  The accounting standard defines fair value, establishes a framework for measuring 
fair value under GAAP, and enhances disclosures about fair value measurements.  Fair value is defined as the 
exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or 
most advantageous market for the asset or liability in an orderly transaction between market participants on the 
measurement date.  Valuation techniques used to measure fair value must maximize the use of observable inputs and 
minimize the use of unobservable inputs.  The standard creates a fair value hierarchy which prioritizes the inputs to 
valuation techniques used to measure fair value into three broad levels as follows: Level 1 inputs are quoted prices 
(unadjusted) in active markets for identical assets or liabilities; Level 2 inputs are inputs other than quoted prices 
included within Level 1 that are observable for the asset or liability, either directly or indirectly; and Level 3 inputs 
are unobservable inputs that reflect the Company’s own assumptions about the assumptions market participants 
would use in pricing the asset or liability. The Company relies upon Level 1 inputs in determining the fair value of 
the Company’s reporting unit in its annual impairment test as described in the FASB ASC Topic 350, Intangibles - 
Goodwill and Other. 

Advertising Expense 

Advertising costs are charged to operations as incurred and are included in selling expenses in the 
accompanying consolidated statement of operations.  Such charges aggregated $877,000, $691,000, and $1,056,000 
for the years ended December 31, 2021, 2020, and 2019, respectively.   

-42- 

 
 
 
 
 
 
      
 
 
Research and Development Expense 

Research and development expenses are charged to operations as incurred. Such charges totaled $627,000, 
$831,000, and $1,191,000 for the years ended December 31, 2021, 2020 and 2019, respectively and are included in 
engineering expense in the accompanying consolidated statements of operations. 

Shipping Costs 

Shipping costs are included in selling expense on the consolidated statements of operations.  The expense 
relating to shipping was $3,814,000, $2,801,000, and $2,862,000 for the years ended December 31, 2021, 2020 and 
2019, respectively. 

Earnings per Common Share 

Basic earnings per share have been computed using the weighted-average number of common shares 

outstanding.  For the periods presented, there are no dilutive securities.  Consequently, basic and dilutive earnings 
per share are the same. 

Currency Translation 

Assets and liabilities denominated in foreign currencies, most of which relate to the Company’s U.K. 

subsidiary whose functional currency is the British Pound, are translated into U.S. dollars at exchange rates 
prevailing on the balance sheet dates.  The statements of income are translated into U.S. dollars at average exchange 
rates for the period.  Adjustments resulting from the translation of financial statements are excluded from the 
determination of income and are accumulated in a separate component of shareholders’ equity.  Exchange gains and 
losses resulting from foreign currency transactions are included in the statements of income (other expense) in the 
period in which they occur. 

Income Taxes 

The Company accounts for tax liabilities in accordance with the FASB ASC Topic 740, Income Taxes.  

Under this method the Company recorded tax expense, related deferred taxes and tax benefits, and uncertainties in 
tax positions. 

Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences 

between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases.  
Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the 
years in which those temporary differences are expected to be recovered or settled.  The effect on deferred tax assets 
and liabilities from a change in tax rates is recognized in income in the period that includes the enactment date.  A 
valuation allowance is provided for deferred tax assets if it is more likely than not that these items will either expire 
before the Company is able to realize the benefit, or that future deductibility is uncertain. 

The FASB ASC Topic 740, Income Taxes, clarifies the criteria that an individual tax position must satisfy 
for some or all of the benefits of that position to be recognized in a company’s financial statements.  This guidance 
prescribes a recognition threshold of more-likely than-not, and a measurement attribute for all tax positions taken or 
expected to be taken on a tax return, in order for those tax positions to be recognized in the financial statements. 

The Company follows the provisions of ASC 740-10 relative to accounting for uncertainties in tax positions. 
These  provisions  provide  guidance  on  the  recognition,  de-recognition  and  measurement  of  potential  tax  benefits 
associated with tax positions.  

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into 

law making several changes to the Internal Revenue Code.  The changes include but are not limited to increasing the 
limitation on the amount of deductible interest expense, allowing companies to carryback certain net operating 
losses, and increasing the amount of net operating loss carryforwards that corporations can use to offset taxable 

-43- 

 
 
 
 
 
 
 
 
 
 
income.  The tax law changes in the CARES Act did not have a material impact on the Company’s income tax 
provision.  

Other Comprehensive Income 

For the years ended December 31, 2021, 2020 and 2019, respectively, the components of other 

comprehensive income consisted solely of foreign currency translation adjustments. 

Significant Concentrations 

One customer represented 13% to 14% of sales during each of the fiscal years in the period from 2019 to 

2021, and that same customer accounted for approximately 7% to 18% of the Accounts Receivable balance over the 
last two years.  No other customer represented more that 10% of Accounts Receivable or Sales.  Geographically, 
North America accounted for approximately 89% to 93% of the Company’s sales during the last three years.  The 
remaining portion of sales for each respective year was scattered among other countries, with the U.K. being the 
Company’s most dominant market outside North America. 

Subsequent Events 

The Company evaluates all events or transactions through the date of the related filing that may have a 

material impact on its Consolidated Financial Statements.  Refer to Note 13. 

Recent Accounting Pronouncements 

In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitation of 
the Effects of Reference Rate Reform on Financial Reporting.  The ASU applies to all entities that have contracts, 
hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be 
discontinued because of reference rate reform.  The ASU provides optional expedients and exceptions for applying 
GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform if certain criteria 
are met.  The expedients and exceptions provided by the ASU do not apply to contract modifications made and 
hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as 
of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end 
of the hedging relationship. The ASU is effective for all entities as of March 12, 2020 through December 31, 2022. 
The impact of the adoption of ASU 2020-04 did not have a material impact on the Company's Consolidated 
Financial Statements. 

In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting 

for Income Taxes.  The guidance removes certain exceptions for recognizing deferred taxes for equity method 
investments, performing intraperiod allocation, and calculating income taxes in interim periods.  The ASU also adds 
guidance to reduce complexity in certain areas, including recognizing deferred taxes for goodwill and allocating 
taxes to members of a consolidated group, among others. The amendments in ASU 2019-12 are effective for public 
business entities for fiscal years beginning after December 15, 2020, including interim periods therein.  Early 
adoption of the standard is permitted, including adoption in interim or annual periods for which financial statements 
have not yet been issued.  The Company adopted this new guidance, and it did not have a material impact on its 
Consolidated Financial Statements. 

-44- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. INVENTORIES 

Inventories, net of reserves of $505,000 and $407,000, respectively, were as follows at December 31: 

Finished Goods 
Raw Materials 

Total Inventories - Net 

4. PROPERTY AND EQUIPMENT 

     2021 

     2020 

(in thousands) 

$    5,903 
    9,662 

$    5,068 
    6,442 

$  15,565 

$   11,510 

Property and equipment consisted of the following on December 31: 

2021 

2020 

(in thousands) 

Depreciation and Amortization Est. 
Useful Lives 

Land 
Buildings 
Leasehold Improvements 
Equipment 

Accumulated Depreciation 
Property and Equipment - Net 

 $  1,205  
6,640  
412  
   14,625  
   22,882  
    (14,313) 
 $    8,569 

 $  1,205  
6,630  
413  
   13,655  
   21,903  
    (13,304) 
 $    8,599 

39 Years 
3-10 Years (Lesser of Life or Lease) 
3-10 Years 

The above amounts include capital related items of $112,000 and $234,000 as of December 31, 2021 and 

2020, respectively, which had not yet been placed in service by the Company, and therefore no depreciation was 
recorded in the related periods for those assets. Depreciation and amortization expense was approximately 
$1,020,000, $870,000, and $719,000 for the years ended December 31, 2021, 2020 and 2019, respectively. 

5. LINE OF CREDIT AND OTHER BORROWINGS 

On December 1, 2017, the Company agreed to a new Amended and Restated Revolving Line of Credit 
Note (the “Line”) and Third Amendment to the Loan Agreement with Santander Bank, N.A. (the “Bank”).  The 
Company established a line of credit facility in the maximum amount of $15,000,000, maturing on December 1, 
2022, with funds available for working capital purposes and other cash needs.  The loan is unsecured. The loan 
agreement provides for the payment of any borrowings under the agreement at an interest rate range of either 
LIBOR plus 0.75% to plus 1.75% (for borrowings with a fixed term of 30, 60, or 90 days), or, Prime Rate up to 
Prime Rate plus 0.50% (for borrowings with no fixed term other than the December 1, 2022 maturity date), 
depending upon the Company’s then existing financial ratios.  Currently, the Company’s ratio would allow for the 
most favorable rate under the agreement’s range, which would be a rate of 0.85%.  The Company is also required to 
pay on a quarterly basis an unused facility fee of 10 basis points of the average unused balance of the note.  The 
Company may terminate the line at any time during the five-year term, as long as there are no amounts outstanding.   

During the quarter ended June 30, 2020, in an effort to ensure liquidity and secure all available resources 
during the COVID-19 pandemic, the Company borrowed the full amount of its capacity on the line of $15,000,000 
at the prime rate of 3.25%.  The Company repaid this amount in full prior to the end of such quarter, and as of 
December 31, 2020, had no borrowings on its line of credit.  As of December 31, 2021, the Company also had no 
outstanding borrowings on its line of credit.   

-45- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company was in compliance with all debt covenants as of December 31, 2021 and 2020. 

The Coronavirus Aid, Relief, and Economic Security Act ("CARES Act") was enacted on March 27, 2020 
in the U.S.  On April 7, 2020, the Company received a loan from the U.S. Small Business Administration (“SBA”) 
to fund the Company’s request for a loan under the SBA’s Paycheck Protection Program (“PPP” and “PPP Loan”) 
created as part of the recently enacted CARES Act administered by the SBA.  In connection with the PPP Loan, the 
Company entered into a promissory note filed as Exhibit 10.2 attached to Form 10-Q for the quarter ended March 
31, 2020.  Pursuant to the terms of the PPP Loan, the Company received total proceeds of $2,453,000 from the Bank 
at an interest rate of just below 1% per annum.  After the issuance of the PPP Loan, the U.S. Treasury Department 
issued new guidance on the PPP program, and advised that publicly traded companies that had access to other 
sources of financing may not be appropriate candidates for the PPP Loans, and provided a grace period until May 7, 
2020 for such companies to repay the previously issued PPP Loans.  Accordingly, in light of this guidance, the 
Company repaid the PPP Loan by May 7, 2020.   

Lastly, as stated above, borrowings under our line of credit facility bear interest at variable rates based on 

LIBOR.  Currently, the Federal Reserve Bank is considering options and transitioning away from LIBOR, and as 
such, has formed the Alternative Rates Committee (ARRC).  The ARRC selected the Secured Overnight Financing 
Rate (SOFR) as an appropriate replacement.  SOFR is based on transactions in the overnight repurchase markets, 
which reflects a transaction-based rate on a large number of transactions, better reflecting current financing costs.  
Discussions are ongoing with the Bank with regards to transitioning the rate for the Line from LIBOR to another 
appropriate rate such as SOFR.  

6. SHAREHOLDERS’ EQUITY 

As of December 31, 2021 and December 31, 2020, the Company had authorized 20,000,000 common stock 

shares with par value of $0.01 per share.  For both periods, the total number of outstanding shares was 10,094,322, 
shares held in Treasury was 59,311, and total shares issued was 10,153,633. 

During 2021, 2020, and 2019, upon approval of the Board of Directors (the “Board”) the Company has 

declared and paid regular quarterly dividends, as set forth in the following table: 

Dividend Declared 

Dividend Paid 

Date 
December 9, 2021 
September 15, 2021 
June 9, 2021 
March 24, 2021 
December 11, 2020 
September 23, 2020 
June 24, 2020 
March 31, 2020 
December 16, 2019 (S) 
December 14, 2019 

(S) indicates special dividend 

Price Per Share 
$0.30 
$0.30 
$0.30 
$0.28 
$0.28 
$0.28 
$0.28 
$0.28 
$3.50 
$0.28 

Date 
December 30, 2021 
October 4, 2021 
July 6, 2021 
April 14, 2021 
January 5, 2021 
October 13, 2020 
July 13, 2020 
April 17, 2020 
December 30, 2019 
January 3, 2020 

Amount 

$3,029,000 
$3,028,000 
$3,028,000 
$2,827,000 
$2,826,000 
$2,827,000 
$2,826,000 
$2,827,000 
$35,330,000 
$2,826,000 

In addition to the above dividend amounts, there were dividends approved by the Company’s foreign 

subsidiary during September 2021, December 2019, and July 2019, which amounted to outlays of cash of $129,000, 
$65,000, and $137,000 to the foreign subsidiary’s noncontrolling interest respectively.  

It should be noted that from time to time, the Board may elect to pay special dividends, in addition to or in 

lieu of the regular quarterly dividends, depending upon the financial condition of the Company.   

-46- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Board approved and granted a total of 2,500 restricted stock unit awards (the “Awards”) to be allocated 

to the existing non-employee directors of the Company.  The Awards were approved by the shareholders of the 
Company at the annual meeting on June 11, 2019 and distributed on June 20, 2019.  A Form S-8 registration 
statement, and the restricted stock unit award agreements, were filed with the SEC on December 13, 2018 (2,000 
units) and May 24, 2019 (500 units).  The related director compensation cost of approximately $217,000 was 
recognized during June 2019. 

On April 4, 2014, the Board authorized an extension of its stock repurchase program without expiration, up 
to a maximum amount of $1,000,000.  The original program established in December 2007 authorized the purchase 
of up to $5,000,000 of its common stock.  The purchases may be made from time-to-time in the open market or in 
privately negotiated transactions, depending on market and business conditions.  The Board retained the right to 
cancel, extend, or expand the share buyback program, at any time and from time-to-time.  Since inception, the 
Company has purchased a total of 61,811 shares for approximately $932,000, or approximately $15 per share, which 
were held as treasury shares.  The Company has not made any stock repurchases since 2014. 

7. INCOME TAXES 

Income tax expense consisted of the following: 

Federal Income Tax: 
     Current 
     Deferred 

State Income Tax: 
     Current 
     Deferred 

Foreign Income Tax: 
     Current 
     Deferred 
          Income Tax Expense 

2021 

December 31, 
2020 
      (in thousands) 

2019 

  $    7,197 
           264             

  $   5,617 
        (175)             

  $  4,310 
       (216)      

        1,062  
             43  

         923  
          (30)  

         748  
         (36)  

298 

266 

             (2)      
  $  8,862 

            (7)      
  $  6,594 

607 
            16 
  $  5,429 

Pre-tax income included foreign income of $1,500,000, $1,341,000, and $3,330,000 in 2021, 2020 and 

2019, respectively.  

-47- 

 
 
 
 
 
 
 
 
 
 
 
 
             
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total income tax expense differed from statutory income tax expense, computed by applying the U.S. 

federal income tax rate of 21% to earnings before income tax, as follows: 

2021 

December 31, 
2020 
(in thousands) 

2019 

Computed Statutory Income Tax Expense 
State Income Tax, Net of Federal Tax Benefit 
Foreign Tax Rate Differential 
Executive Compensation Limitation 
Foreign Derived Intangible Income Deduction                                                                                                                          
Research Credit 

 $   7,362  
         902  
         (29)  
         773 
       (107) 
         (59) 

 $  5,566  
        759  
  (27)  
        503 
        (75) 
        (62) 

  $  4,770  
         598  
 (67)  

         340 
         (76) 
       (141)  

Other - Net 
Income Tax Expense 

           20           
 $   8,862  

        (70)           
 $  6,594  

            5 
  $  5,429  

A deferred income tax (expense) benefit results from temporary timing differences in the recognition of 
income and expense for income tax and financial reporting purposes.  The components of and changes in the net 
deferred tax assets (liabilities) which give rise to this deferred income tax (expense) benefit for the years ended 
December 31, 2021 and 2020 are as follows: 

December 31, 

2021 

2020 

             (in thousands) 

Deferred Tax Assets: 
Compensation Assets 
Inventory Valuation 
Accounts Receivable Valuation 
Deferred Litigation Costs 
Foreign Net Operating Losses 
Valuation Allowance for Loss Carryover  
Other 
Compensation Liabilities 
Total Deferred Assets 

Deferred Tax Liabilities: 
Prepaid Expenses 
Depreciation and Amortization 
Total Deferred Liabilities 

$ 

$ 

130  
334  
329  
12  
            76 
          (76)                          

124  
242  
266  
12  
         70 
       (70)                          

98  
          673 
$     1,576  

(544) 
(1,452) 
  ($1,996) 

220  
       909 
$  1,773  

(481) 
  (1,408) 
 ($1,889) 

Total Deferred Tax Liability 

      ($420) 

   ($116) 

Management believes it is more likely than not that the Company will have sufficient taxable income when 
these timing differences reverse and that the deferred tax assets will be realized with the exception of a carryover of 
foreign operating losses.  Due to the uncertainty of future income in the foreign subsidiary, the Company has 
recognized a valuation allowance related to the foreign operating losses carrying forward. 

The Company is currently subject to audit by the Internal Revenue Service for the calendar years ended 

2018 through 2020.  The Company and its Subsidiaries’ state income tax returns are subject to audit for the calendar 
years ended 2017 through 2020. 

-48- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
    
        
                        
 
        
                        
 
    
 
 
 
 
 
 
 
 
 
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2021, the Company had no liability for unrecognized tax benefits related to various 

federal and state income tax matters. 

8. LEASES 

In the U.S., the Company owns its two main operating facilities located in Exton, Pennsylvania. In addition 

to the owned facilities, the Company also has operations in other locations that are leased, as well as other leased 
assets. In conjunction with the new guidance for leases, as defined by the FASB with ASU 2016-02, Leases (Topic 
842), the Company has described the existing leases, which are all classified as operating leases, pursuant to the 
below.  

In the U.S., the Company leases a facility in Houston, Texas, which currently provides manufacturing, 

stocking and sales operations, with the lease term running through October 2024.  Additionally, the Company leases 
its corporate office space in Middletown, Connecticut, with the lease term expiring in June 2022. 

In the U.K., the Company leases a facility in Banbury, England, which serves manufacturing, warehousing, 

and other operational functions.  The lease in Banbury was effective April 1, 2006 and had a 15-year term which 
ended in March 2021.  A new lease for Banbury was recently consummated, effective April 1, 2021, with a 15-year 
term ending in March 2036. 

In addition to property rentals, the Company also has lease agreements in place for various fleet vehicles 

and equipment with various lease terms. 

In the December 31, 2021 consolidated balance sheet, the Company has recorded right-of-use assets of 

$3,374,000, and a lease liability of $3,373,000, of which $383,000 is reported as a current liability. The respective 
weighted average remaining lease term and discount rate are approximately 12.95 years and 1.07%. 

Rent expense for operating leases was approximately $421,000, $301,000, and $298,000 for the years 

ended December 31, 2021, 2020 and 2019, respectively.   

Future minimum lease payments, inclusive of interest, under non-cancelable leases as of December 31, 

2021 is as follows: 

                                             Year Ending December 31, 

Operating Leases 
(Amounts in thousands) 

2022 
2023 
2024 
2025 
2026 
                                                                          Thereafter 
                                          Total Minimum Lease Payments 

  $ 

  $ 

383 
302 
263 
209 
209 
2,007 
3,373 

9. EMPLOYEE BENEFIT PLANS 

Defined Contribution and 401(K) Plans 

The Company maintains a qualified non-contributory profit-sharing plan (the “Plan”) covering all eligible 
employees.  There were $441,000, $430,000, and $380,000 of contributions accrued for the Plan in 2021, 2020 and 
2019 respectively, which were charged to expense in those respective years. 

Contributions to the Plan are defined as three percent (3%) of gross wages up to the current Old Age, 

Survivors, and Disability (OASDI) limit and six percent (6%) of the excess over the OASDI limit, subject to the 
maximum allowed under the Employee Retirement Income Security Act (ERISA).  Participants vest over six years.    

-49- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company also maintains a savings and retirement plan qualified under Internal Revenue Code Section 
401(k) for all employees.  Employees are eligible to participate in the Plan the first day of the month following date 
of hire.  Participants may elect to have up to fifty percent (50%) of their compensation withheld, up to the maximum 
allowed by the Internal Revenue Code.  After completing one year of service, the Company contributed an 
additional amount equal to 50% of all employee contributions, up to a maximum of 6% of an employee’s gross 
wages.  Contributions are funded on a current basis.  Contributions to the Plan charged to expense for the years 
ended December 31, 2021, 2020 and 2019 were $315,000, $295,000, and $276,000, respectively.  The participant’s 
Company contribution vests ratably over six years. 

10. COMMITMENTS AND CONTINGENCIES 

Commitments: 

Under a number of indemnity agreements between the Company and each of its officers and directors, the 

Company has agreed to indemnify each of its officers and directors against any liability asserted against them in 
their capacity as an officer or director, or both.  The Company’s indemnity obligations under the indemnity 
agreements are subject to certain conditions and limitations set forth in each of the agreements.  Under the terms of 
the indemnity agreements, the Company is contingently liable for costs which may be incurred by the officers and 
directors in connection with claims arising by reason of these individuals’ roles as officers and directors.  The 
Company has obtained directors’ and officers’ insurance policies to fund certain obligations under the indemnity 
agreements. 

The Company has salary continuation agreements with current and/or past employees.  These agreements 

provide for monthly payments to each of the employees or their designated beneficiary upon the employee’s 
retirement or death.  The payment benefits range from $1,000 per month to $3,000 per month with the term of such 
payments limited to 15 years after the employee’s retirement.  The agreements also provide for survivorship benefits 
if the employee dies before attaining age 65, and severance payments if the employee is terminated without cause; 
the amount of which is dependent on the length of Company service at the date of termination.  The net present 
value of the retirement payments associated with these agreements is $447,000 as of December 31, 2021, of which 
$399,000 is included in Other Long Term Liabilities, and the remaining current portion of $48,000 is included in 
Other Liabilities, associated with the applicable retirement benefit payments over the next twelve months.  The 
December 31, 2020 liability of $499,000 had $436,000 reported in Other Long Term Liabilities, and a current 
portion of $63,000 in Other Liabilities. 

The Company has obtained and is the beneficiary of life insurance policies with respect to current and/or 

past employees.  The cash surrender value of such policies (included in Other Long Term Assets) amounts to 
$1,651,000 at December 31, 2021 and $1,556,000 at December 31, 2020. 

In addition to the above, the Company has other contractual employment and or change of control 
agreements in place with key employees, as previously disclosed and noted in the Exhibit Index to this Form 10-K.  
Obligations related to these arrangements are currently indeterminable due to the variable nature and timing of 
possible events required to incur such obligations. 

As disclosed in detail in Note 8, under the caption “Leases”, the Company has several lease obligations in 
place that will be paid out over time.  Most notably, the Company leases a facility in Banbury, England that serves 
the manufacturing, warehousing, and distribution functions. 

Lastly, as provided earlier in Item 7 under “Liquidity and Capital Resources”, the Company has numerous 

purchase obligations in place for the forthcoming year, largely related to the Company’s core material inventory 
components, totaling $31,846,000. 

-50- 

 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Contingencies: 

In the ordinary and normal conduct of the Company’s business, it is subject to periodic lawsuits, 
investigations, and claims (collectively, the “Claims”).  The Claims generally relate to potential lightning damage to 
our flexible gas piping products, which impact legal and product liability related expenses.  The Company does not 
believe the Claims have legal merit, and therefore has commenced a vigorous defense in response to the Claims.  It 
is possible that the Company may incur increased litigation costs in the future due to a variety of factors, including a 
higher number of Claims, higher legal costs, and higher insurance deductibles or retentions.  

In September 2017, a putative class action case was filed against the Company and other parties in 

Missouri state court.  The Company successfully removed the case to federal court, and in August 2020, the court 
granted the defendants’ joint summary judgement motion, and dismissed the case.  The parties have fully resolved 
the plaintiffs appeal of that decision, and the case has been dismissed by the plaintiffs, thus concluding the matter. 

The Company was made aware of a potential legal liability regarding a legal dispute in the U.K., in which 
the Company’s subsidiary, Omega Flex Limited (“OFL”), was the claimant.  After withdrawing the claim, the court 
determined that OFL was responsible for the defendant’s costs (including a portion of its attorneys’ fees).  The 
Company reached an initial agreement during the fourth quarter of 2020 and made a payment of £320,000 
accordingly.  An additional payment of £110,000 was made on January 5, 2022, which was recorded as an accrued 
liability as of December 31, 2021, and represented the remaining amount of the liability as part of the final 
arrangement.  This matter is now closed. 

The Company has in place commercial general liability insurance policies that cover most Claims, which 
are subject to deductibles or retentions, ranging primarily from $25,000 to $2,000,000 per claim (depending on the 
terms of the policy and the applicable policy year), up to an aggregate amount.  Litigation is subject to many 
uncertainties and management is unable to predict the outcome of the pending suits and claims.  The potential 
liability for a given claim could range from zero to a maximum of $2,000,000, depending upon the circumstances, 
and insurance deductible or retention in place for the respective claim year.   The aggregate maximum exposure for 
all current open Claims as of December 31, 2021 is estimated to not exceed approximately $9,100,000, which 
represents the potential costs that may be incurred over time for the Claims within the applicable insurance policy 
deductibles or retentions.  From time to time, depending upon the nature of a particular case, the Company may 
decide to spend in excess of a deductible or retention to enable more discretion regarding the defense, although this 
is not common.  It is possible that the results of operations or liquidity of the Company, as well as the Company’s 
ability to procure reasonably priced insurance, could be adversely affected by the pending litigation, potentially 
materially.  The Company is currently unable to estimate the ultimate liability, if any, that may result from the 
pending litigation, or potential litigation from future claims or claims that have not yet come to our attention, and 
accordingly, the liability in the Consolidated Financial Statements primarily represents an accrual for legal costs for 
services previously rendered, and outstanding or anticipated settlements for Claims.  The liabilities recorded on the 
Company’s books as of December 31, 2021 and December 31, 2020 were $262,000 and $642,000, respectively, and 
are included in Other Liabilities. 

11. STOCK BASED COMPENSATION PLANS 

Phantom Stock Plan 

Plan Description.  On April 1, 2006, the Company adopted the Omega Flex, Inc. 2006 Phantom Stock Plan 

(the “Plan”).  The Plan authorizes the grant of up to one million units of phantom stock to employees, officers or 
directors of the Company.  The phantom stock units ("Units") each represent a contractual right to payment of 
compensation in the future based on the market value of the Company’s common stock.  The Units are not shares of 
the Company’s common stock, and a recipient of the Units does not receive any of the following: 

 
 
 

ownership interest in the Company 
shareholder voting rights  
other incidents of ownership to the Company’s common stock 

-51- 

 
 
 
 
 
 
 
 
 
 
The Units are granted to participants upon the recommendation of the Company’s CEO, and the approval 
of the Compensation Committee.  Each of the Units that are granted to a participant will be initially valued by the 
Compensation Committee, at an amount equal to the closing price of the Company’s common stock on the grant 
date, but are recorded at fair value using the Black-Scholes method as described below.  The Units follow a vesting 
schedule, with a maximum vesting of three years after the grant date.  Upon vesting, the Units represent a 
contractual right of payment for the value of the Unit and therefore are stated as liabilities in accordance with FASB 
ASC Topic 718, Compensation - Stock Compensation.  The Units will be paid on their maturity date, one year after 
all of the Units granted in a particular award have fully vested, unless an acceptable event occurs under the terms of 
the Plan prior to one year, which would allow for earlier payment.  The amount to be paid to the participant on the 
maturity date is dependent on the type of Unit granted to the participant. 

The Units may be Full Value, in which the value of each Unit at the maturity date, will equal the closing 

price of the Company’s common stock as of the maturity date; or Appreciation Only, in which the value of each Unit 
at the maturity date will be equal to the closing price of the Company’s common stock at the maturity date minus the 
closing price of the Company’s common stock at the grant date. 

On December 9, 2009, the Board of Directors authorized an amendment to the Plan to pay an amount equal 

to the value of any cash or stock dividend declared by the Company on its common stock to be accrued to the 
phantom stock units outstanding as of the record date of the common stock dividend.  The dividend equivalent will 
be paid at the same time the underlying phantom stock units are paid to the participant. 

In certain circumstances, the Units may be immediately vested upon the participant’s death or disability.  

All Units granted to a participant are forfeited if the participant is terminated from their relationship with the 
Company or its subsidiary for “cause,” which is defined under the Plan.  If a participant’s employment or 
relationship with the Company is terminated for reasons other than for “cause,” then any vested Units will be paid to 
the participant upon termination.  However, Units granted to certain “specified employees” as defined in Section 
409A of the Internal Revenue Code will be paid approximately 181 days after termination. 

Grants of Phantom Stock Units.  As of December 31, 2020, the Company had 13,252 unvested units 

outstanding, all of which were granted at Full Value.  On February 18, 2021, the Company granted an additional 
2,412 Full Value Units with a fair value of $146.06 per unit on grant date, using historical volatility.  In February 
2021, the Company paid $1,214,000 for the 7,750 fully vested and matured units that were granted during 2017, 
including their respective earned dividend values.  In August 2021, the Company paid $195,000 for the 1,250 fully 
vested and matured units that were granted during August 2017, including their respective earned dividend values.  
On August 25, 2021, the Company granted an additional 808 Full Value Units with a fair value of $144.81 per unit 
on grant date, using historical volatility.  On August 27, 2021, 1,212 unvested Full Value Units were forfeited.  As 
of December 31, 2021, the Company had 8,358 unvested units outstanding. 

 The Company uses the Black-Scholes option pricing model as its method for determining fair value of the 
Units.  The Company uses the straight-line method of attributing the value of the stock based compensation expense 
relating to the Units.  The compensation expense (including adjustment of the liability to its fair value) from the 
Units is recognized over the vesting period of each grant or award. 

The FASB ASC Topic 718, Compensation - Stock Compensation, requires forfeitures either to be estimated 
at the time of grant and revised, if necessary, in subsequent periods if actual forfeitures differ from those estimates to 
derive an estimate of awards ultimately to vest or to recognize the effect of any forfeited awards for which the 
requisite vesting period is not completed in the period that the award is forfeited.  

The Company recognizes the reversal of any previously recognized compensation expense on forfeited 

awards in the period that the award is forfeited.  For the year ended December 31, 2021, the reversal of $56,000 of 
previously recognized compensation expense was recognized on 1,212 nonvested forfeited Units. 

The total Phantom Stock related liability as of December 31, 2021 was $2,427,000 of which $1,156,000 is 

included in Other Liabilities, as it is expected to be paid in February and August 2022, and the balance of 

-52- 

 
 
$1,271,000 is included in Other Long Term Liabilities. The total Phantom Stock related liability as of December 31, 
2020 was $3,331,000 of which $1,378,000 is included in Other Liabilities, and the balance of $1,953,000 is included 
in Other Long Term Liabilities.   

Related to the Phantom Stock Plan, in accordance with FASB ASC Topic 718, Compensation - Stock 

Compensation, the Company recorded compensation expense of approximately $506,000, $1,453,000, and 
$2,255,000 related to the Phantom Stock Plan for the years ended December 31, 2021, 2020 and 2019, respectively.  
Compensation expense for a given period largely depends upon fluctuations in the Company’s stock price. 

The following table summarizes information about the Company’s nonvested phantom stock Units as of 

December 31, 2021: 

Number of Phantom Stock Unit Awards: 
  Nonvested as of December 31, 2020 
     Granted 
     Vested 
     Forfeited 
Nonvested as of December 31, 2021 
Phantom Stock Unit Awards Expected to Vest 

Units 

13,252 
  3,220 
  (6,902) 
  (1,212) 
 8,358 
 8,358 

  Weighted Average Grant 

Date Fair Value 

$72.61 
$145.75   
$68.34 
$95.92 
              $100.93 
              $100.93 

The total unrecognized compensation costs calculated on December 31, 2021 are $669,000 which will be 

recognized through August 2024.  The Company will recognize the related expense over the weighted average 
period of 1.0 years. 

12.  RELATED PARTY TRANSACTIONS 

From time to time the Company may have related party transactions (“RPTs”).  In short, RPTs represent 

any transaction between the Company and any Company employee, director or officer, or any related entity, or 
relative, etc.  The Company performs a review of transactions each year to determine if any RPTs exist, and if so, 
determines if the related parties act independently of each other in a fair transaction.  Through this investigation the 
Company noted a limited number of RPTs which are disclosed hereto.  First, legal and accounting fees of $117,000 
were paid on behalf of three affiliated shareholders during the first two quarters of 2021 for the filing of a 
registration statement with the SEC (Form S-3) which allowed for the resale of up to 300,000 shares of common 
stock owned by the affiliated shareholders.  The legal and accounting fees are to be repaid to the Company by the 
three affiliated shareholders, and that amount is reported in Other Current Assets.  Legal services for the Form S-3 
and for other legal services were performed by a firm which formerly employed one member of the board.  Second, 
on occasion the Company shares a small amount of services with its former parent Mestek, Inc., mostly related to 
board meeting expenses.  Finally, the Company is aware of transactions between a few service providers which 
employ individuals with associations to Omega Flex employees.  In all cases, these transactions have been 
determined to be independent transactions with no indication that they are influenced by the related relationships.  
Other than as disclosed above, the Company is currently not aware of any RPTs between the Company and any of 
its current directors or officers outside the scope of their normal business functions or expected contractual duties. 

13.  SUBSEQUENT EVENTS 

The Company evaluated all events or transactions that occurred through the date of this filing.  During this 

period, no events came to the Company’s attention that would impact the Consolidated Financial Statements for 
2021. 

-53- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 9 – CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURES 

None 

Item 9A – CONTROLS AND PROCEDURES 

(a)  Evaluation of Disclosure Controls and Procedures. 

We evaluated, under the supervision and with the participation of the Chief Executive Officer and 

Chief Financial Officer, the effectiveness of the design and operation of our disclosure controls and 
procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934 
(“Exchange Act”), as amended, as of December 31, 2021, the end of the period covered by this report on 
Form 10-K.  Based on this evaluation, our Chief Executive Officer (principal executive officer) and Chief 
Financial Officer (principal financial officer) have concluded that our disclosure controls and procedures 
were effective as of December 31, 2021.  Disclosure controls and procedures are designed to ensure that 
information required to be disclosed by us in the reports that we file or submit under the Exchange Act (i) 
is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and 
forms and (ii) is accumulated and communicated to management, including the chief executive officer and 
chief financial officer, as appropriate, to allow timely decisions regarding required disclosures. 

(b)  Management’s Report on Internal Control Over Financial Reporting. 

Our management is responsible for establishing and maintaining adequate internal control 

over financial reporting.  Internal control over financial reporting is defined in Rule 13a-15(f) or 
15d-15(f) promulgated under the Exchange Act and is a process designed by, or under the 
supervision of, our principal executive and principal financial officers and effected by our board of 
directors, management and other personnel, to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes 
in accordance with generally accepted accounting principles and includes those policies and 
procedures that: 

•  Pertain to the maintenance of records that in reasonable detail accurately and fairly reflect 

the transactions and dispositions of our assets; 

•  Provide reasonable assurance that transactions are recorded as necessary to permit 

preparation of financial statements in accordance with generally accepted accounting 
principles, and that receipts and expenditures of the Company are being made only in 
accordance with authorizations of our management and directors; and 

•  Provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use or disposition of the Company’s assets that could have a material effect 
on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not 

prevent or detect misstatements.  Projections of any evaluation of effectiveness to future periods 
are subject to the risk that controls may become inadequate because of changes in conditions, or 
that the degree of compliance with the policies or procedures may deteriorate. 

Our management assessed the effectiveness of the Company’s internal control over 

financial reporting as of December 31, 2021.  In making this assessment, the Company’s 
management used the criteria set forth by the Committee of Sponsoring Organizations (COSO) in 
Internal Control-Integrated Framework (2013). 

Based on the assessment, management has concluded that the Company maintained 

effective internal control over financial reporting as of December 31, 2021 based on criteria in the 
Internal Control-Integrated Framework (2013) issued by COSO. 

-54- 

 
 
 
 
 
 
 
 
The Company’s independent registered public accounting firm, RSM US LLP, audited the 

effectiveness of the Company’s internal control over financial reporting as of December 31, 2021.  RSM 
US LLP’s report on the effectiveness of the Company’s internal control over financial reporting as of 
December 31, 2021, is included herein on page 32. 

(d)  Changes in Internal Control over Financial Reporting. 

There were no changes on our internal control over financial reporting during the most 

recent quarter ended December 31, 2021, that have materially affected, or are reasonably likely to 
materially affect, our internal control over financial reporting.   

Item 9B – OTHER INFORMATION 

None. 

PART III 

With respect to Items 10 through 14, the Company will file with the Securities and Exchange Commission, 
within 120 days after December 31, 2021, a definitive proxy statement relating to the Company’s annual meeting of 
shareholders (the “2022 Proxy Statement”). 

Item 10 – DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

Information regarding directors of the Company will be set forth in the 2022 Proxy Statement, under the 
caption “Current Directors and Nominees for Election – Background Information”, and to the extent required and 
except as set forth therein, is incorporated herein by reference. 

Information regarding executive officers of the Company will be set forth under the caption “Executive 

Officers” in the 2022 Proxy Statement, and to the extent required and except as set forth therein, incorporated herein 
by reference. 

Information regarding the Company’s Audit Committee and its “Audit Committee Financial Expert” will 

be set forth in the 2022 Proxy Statement, under the caption “Board Committees”, and incorporated herein by 
reference.  Information concerning any delinquent filings under Section 16(a) of the Securities Exchange Act of 
1934 will be set forth in the Company’s proxy statement also, under the Caption “Delinquent Section 16(a) Reports” 
incorporated herein by reference. 

The Company has adopted a Code of Business Ethics (“Code”) applicable to its principal executive officer 
and principal financial officer, its directors and all other employees generally. A copy of the Code may be found at 
the Company’s website www.omegaflex.com.  Any changes to or waivers from this Code will be disclosed on the 
Company’s website as well as in appropriate filings with the Securities and Exchange Commission. 

Item 11 - EXECUTIVE COMPENSATION 

Information required by Item 11 will be set forth in the 2022 Proxy Statement, under the caption 

“Executive Compensation” and to the extent required and except as set forth therein, is incorporated herein by 
reference. 

The report of the Compensation Committee of the Board of Directors of the Company shall not be deemed 

incorporated by reference by any general statement incorporating by reference the proxy statement into any filing 
under the Securities Exchange Act of 1934, and shall not otherwise be deemed filed under such Act. 

-55- 

 
 
 
 
 
 
 
 
 
 
 
 
 
Item 12 - SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT 

Information required by Item 12 will be set forth in the 2022 Proxy Statement, under the caption “Security 

Ownership of Certain Beneficial Owners and Management”, and to the extent required and except as set forth 
therein, is incorporated herein by reference. 

Item 13 - CERTAIN RELATIONSHIPS AND RELATED PARTY TRANSACTIONS, AND DIRECTOR 
INDEPENDENCE 

Information required by Item 13 will be set forth in the 2022 Proxy Statement, under the caption “Certain 

Relationships and Related Party Transactions” and to the extent required and except as set forth therein, is 
incorporated herein by reference. 

Item 14 – PRINCIPAL ACCOUNTING FEES AND SERVICES 

Information required by Item 14 will be set forth in the 2022 Proxy Statement, under the caption “Principal 
Accounting Fees and Services”, and to the extent required, and except as set forth therein, is incorporated herein by 
reference. 

Item 15 – EXHIBITS AND FINANCIAL STATEMENTS SCHEDULES 

PART IV 

(a) 

The following documents are filed as part of this Form 10-K: 

1. 

2. 

Exhibits.  See Index to Exhibits on pages 56 through 59. 

Consolidated Financial Statements.  See Index to Consolidated Financial Statements on 
page 29. 

EXHIBIT INDEX 

Those documents followed by a parenthetical notation are incorporated herein by reference to previous 

filings with the Securities and Exchange Commission, under Commission File No. 000-51372, as set forth below. 

Exhibit 
No. 
3.1 

3.2 

4.1 

10.1 

10.2 

Description 

  Articles of Incorporation of Omega Flex, Inc., as amended 

  Amended and Restated By-laws of Omega Flex, Inc. 

  Description of Common Stock 

Indemnity and Insurance Matters Agreement dated July 29, 2005 between 
Omega Flex, Inc. and Mestek, Inc. 

*  Form of Indemnification Agreements entered into between Omega Flex, Inc. and 
its Directors and Officers and the Directors of its wholly-owned subsidiaries. 

10.3 

*  Schedule of Directors/Officers with Indemnification Agreement 

Reference 
Key 
(A) 

(A) 

(B) 

(A) 

(C) 

** 

-56- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.4 

10.5 

10.6 

10.7 

10.8 

10.9 

10.10 

10.11 

10.12 

*  Employment Agreement dated December 15, 2008 between Omega Flex, Inc. 

and Kevin R. Hoben 

*  Amendment No. 1 to the Employment Agreement dated January 1, 2014 between 

Omega Flex, Inc. and Kevin R. Hoben 

*  Employment Agreement dated December 15, 2008 between Omega Flex, Inc. 

and Mark F. Albino 

*  Amendment No. 1 to the Employment Agreement dated January 1, 2014 between 

Omega Flex, Inc. and Mark F. Albino 

  Amended and Restated Committed Revolving Line of Credit Note dated 

December 1, 2017 by Omega Flex, Inc. to Santander Bank, N.A. in the principal 
amount of $15,000,000. 

  Loan and Security Agreement dated December 17, 2009 between Omega Flex, 

Inc. and Sovereign Bank, N.A. 

First Amendment dated December 30, 2010 to the Loan and Security Agreement 
between Omega Flex, Inc. and Sovereign Bank, N.A. 

Second Amendment dated December 29, 2014 to the Loan and Security 
Agreement between Omega Flex, Inc. and Santander Bank, N.A., (as successor 
in interest to Sovereign Bank, N.A.) 

  Third Amendment dated December 1, 2017 to the Loan and Security Agreement 
between Omega Flex, Inc. and Santander Bank, N.A., (as successor in interest to 
Sovereign Bank, N.A.) 

10.13 

*  Phantom Stock Plan dated December 11, 2006. 

10.14 

*  First Amendment to the Omega Flex, Inc. 2006 Phantom Stock Plan 

10.15 

10.16 

10.17 

10.18 

10.19 

*  Form of Phantom Stock Agreement entered into between Omega Flex, Inc. and 

its directors, officers and employees. 

*  Schedule of Phantom Stock Agreements between Omega Flex, Inc. and its 

directors and officers as of December 31, 2021. 

*  Form of Non-Employee Director Restricted Stock Unit Award Agreement 
entered into between Omega Flex, Inc. and certain non-employee directors. 

*  Form of Change of Control Agreement entered into between Omega Flex, Inc. 

and certain officers and employees. 

*  Schedule of Change of Control Agreements between Omega Flex, Inc. and 

certain officers and employees as of December 31, 2021. 

-57- 

(D) 

(E) 

(D) 

(E) 

(F) 

(G) 

(H) 

(I) 

(F) 

(J) 

(G) 

(J) 

** 

(K) 

(B) 

** 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
21.1 

23.1 

31.1 

31.2 

32.1 

101.1NS 

101.SCH 
101.CAL 
101.DEF 
101.LAB 
101.PRE 

104 

Reference Key 

(A) 

(B) 

(C) 

(D) 

(E) 

(F) 

(G) 

(H) 

(I) 

(J) 

  List of Subsidiaries  

  Consent of RSM US LLP 

  Certification of Chief Executive Officer of Omega Flex, Inc. pursuant to Rule 

15d-14(a) promulgated under the Securities Exchange Act of 1934, as amended 

  Certification of Chief Financial Officer of Omega Flex, Inc. pursuant to Rule 

15d-14(a) promulgated under the Securities Exchange Act of 1934, as amended 

** 

** 

** 

** 

  Certification of Chief Executive Officer and Chief Financial Officer of Omega 

Flex, Inc. pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section 906 
of the Sarbanes-Oxley Act of 2002 

*** 

Inline XBRL Instance Document (the instance document does not appear in the 
Interactive Data File because its XBRL tags are embedded within the Inline 
XBRL document) 
Inline XBRL Taxonomy Extension Schema Document 
Inline XBRL Taxonomy Extension Calculation Linkbase Document 
Inline XBRL Taxonomy Extension Definition Linkbase Document 
Inline XBRL Taxonomy Extension Label Linkbase Document 
Inline XBRL Taxonomy Extension Presentation Linkbase Document 
Cover Page Interactive Data File (the cover page XBRL tags are embedded in the 
Inline XBRL document and included in Exhibit 101). 

** 

** 
** 
** 
** 
** 

Filed as an Exhibit to the Registration Statement on Form 10-12G filed on June 22, 2005. 

Filed as an Exhibit to the Annual Report on Form 10-K filed March 9, 2020. 

Filed as an Exhibit to the Quarterly Report on Form 10-Q filed May 4, 2020. 

Filed as an Exhibit to the Annual Report on Form 10-K filed March 18, 2009. 

Filed as an Exhibit to the Current Report on Form 8-K/A filed July 24, 2014. 

Filed as an Exhibit to the Current Report on Form 8-K filed December 5, 2017. 

Filed as an Exhibit to the Annual Report on Form 10-K filed March 17, 2010. 

Filed as an Exhibit to the Annual Report on Form 10-K filed March 10, 2011. 

Filed as an Exhibit to the Current Report on Form 8-K filed December 29, 2014. 

Filed as an Exhibit to the Annual Report on Form 10-K filed April 2, 2007. 

-58- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(K) 

* 
** 
*** 

Filed as an Exhibit to the Registration Statement on Form S-8 filed December 13, 2018. 

Management contract, compensatory plan, or arrangement 
Filed herewith 
Furnished herewith 

Item 16 – Form 10-K Summary 

None. 

-59- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant 

has caused this report be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date:  March 14, 2022 

Date:  March 14, 2022 

Date:  March 14, 2022 

By: 

By: 

By: 

OMEGA FLEX, INC. 

/S/ Kevin R. Hoben 
Kevin R. Hoben, Chairman and 
Chief Executive Officer (Principal Executive Officer) 

/S/ Matthew F. Unger 
Matthew F. Unger, Vice President Finance, 
Chief Financial Officer (Principal Financial Officer) 

/S/ Luke S. Hawk 
Luke S. Hawk 
Financial Controller 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below 

by the following persons on behalf of the registrant and in the capacities and on the dates indicated. 

Date:  March 14, 2022 

Date:  March 14, 2022 

Date:  March 14, 2022 

Date:  March 14, 2022 

Date:  March 14, 2022 

Date:  March 14, 2022 

Date:  March 14, 2022 

Date:  March 14, 2022 

By: 

By: 

By: 

By: 

By: 

By: 

By: 

By: 

/S/ Mark F. Albino 
Mark F. Albino, Director 

/S/ James M. Dubin 
James M. Dubin, Director 

/S/ David K. Evans 
David K. Evans, Director 

/S/ J. Nicholas Filler 
J. Nicholas Filler, Director 

/S/ Derek W. Glanvill 
Derek W. Glanvill, Director 

/S/ Kevin R. Hoben 
Kevin R. Hoben, Director 

/S/ Bruce C. Klink 
Bruce C. Klink, Director 

/S/ Stewart B. Reed 
Stewart B. Reed, Director 

-60- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 10.3 

Schedule of Directors/Officers with Indemnification Agreement 

Directors 
Mark F. Albino 
James M. Dubin 
David K. Evans 
J. Nicholas Filler 
Derek Glanvill 
Kevin R. Hoben 
Bruce C. Klink 
Stewart B. Reed 

Officers 
Edwin Moran 
Dean Rivest  
Timothy Scanlan 
Robert Haines 
James Hockenberry  
Geraldine Glazer 

 
 
 
 
 
 
OMEGA FLEX, INC. 
Phantom Stock Agreements 
Schedule of Directors and Officers 
As of December 31, 2021 

EXHIBIT 10.16 

Director/Officer  

Type   Number   Grant Date   Grant Price   Maturity Date   Vesting Schedule  

Dean W. Rivest 

Edwin B. Moran 

Full 
Full 
Full 
Full 

Full 
Full 
Full 
Full 

Timothy P. Scanlan  Full 
Full 
Full 
Full 

James Hockenberry  Full 
Full 
Full 
Full 

Robert Haines 

Full 
Full 
Full 
Full 

1,000 
930 
750 
603 

1,000 
930 
750 
402 

1,000 
930 
750 
402 

475 
465 
375 
201 

475 
465 
375 
201 

02/12/2018 
02/15/2019 
02/28/2020 
02/18/2021 

02/12/2018 
02/15/2019 
02/28/2020 
02/18/2021 

02/12/2018 
02/15/2019 
02/28/2020 
02/18/2021 

02/12/2018 
02/15/2019 
02/28/2020 
02/18/2021 

02/12/2018 
02/15/2019 
02/28/2020 
02/18/2021 

$55.60 
$65.40 
$78.30 
$149.92 

$55.60 
$65.40 
$78.30 
$149.92 

$55.60 
$65.40 
$78.30 
$149.92 

$55.60 
$65.40 
$78.30 
$149.92 

$55.60 
$65.40 
$78.30 
$149.92 

02/12/2022 
02/15/2023 
02/28/2024 
02/18/2025 

02/12/2022 
02/15/2023 
02/28/2024 
02/18/2025 

02/12/2022 
02/15/2023 
02/28/2024 
02/18/2025 

02/12/2022 
02/15/2023 
02/28/2024 
02/18/2025 

02/12/2022 
02/15/2023 
02/28/2024 
02/18/2025 

3 years 
3 years 
3 years 
3 years 

3 years 
3 years 
3 years 
3 years 

3 years 
3 years 
3 years 
3 years 

3 years 
3 years 
3 years 
3 years 

3 years 
3 years 
3 years 
3 years 

Geraldine Glazer 

Full 

201 

02/18/2021 

$149.92 

02/18/2025 

3 years 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 10.19 

Schedule of Change of Control Agreements 

Matthew Unger 
Edwin Moran 
Dean Rivest  
Timothy Scanlan 
Steven Treichel 
Robert Haines 
James Hockenberry 
Geraldine Glazer 
David Edler 
James Upchurch 
Daniel Hrynkow 

 
 
 
 
 
 
 
          EXHIBIT 21.1 

LIST OF SUBSIDIARIES of OMEGA FLEX, INC. 

Name 

Exton Ranch, LLC 

Omega Flex Limited 

Omega Flex Industrial Limited 

Sierra Omega, Inc. 

Jurisdiction of Formation 

Delaware 

England 

England 

Delaware 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 23.1 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We consent to the incorporation by reference in the Registration Statement (Nos. 333-135515, 333-228784 and 333-
231739) on Form S-8 of Omega Flex, Inc. of our reports dated March 14, 2022, relating to the consolidated financial 
statements and the effectiveness of internal control over financial reporting of Omega Flex, Inc., appearing in this 
Annual Report on Form 10-K of Omega Flex, Inc. for the year ended December 31, 2021. 

/s/ RSM US LLP 

Blue Bell, Pennsylvania 
March 14, 2022 

 
 
 
 
 
Certification by the Chief Executive Officer 
Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 

EXHIBIT 31.1 

I, Kevin R. Hoben, certify that: 

1. 

 I have reviewed this Annual Report on Form 10-K for the fiscal year ended December 31, 2021, of Omega 

Flex, Inc. (the “registrant”); 

2.   Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 
material fact necessary to make the statements made, in light of the circumstances under which such statements were 
made, not misleading with respect to the period covered by this report; 

3.   Based on my knowledge, the financial statements, and other financial information included in this report, 
fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as 
of, and for, the periods presented in this report; 

4.   The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)   Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to 

be designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared; 

(b)   Designed such internal control over financial reporting, or caused such internal control over financial 

reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles; 

(c)   Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this 

report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and 

(d)   Disclosed in this report any change in the registrant's internal control over financial reporting that 

occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an 
annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control 
over financial reporting; and 

5.   The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of 

internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board 
of directors (or persons performing the equivalent functions): 

(a)   All significant deficiencies and material weaknesses in the design or operation of internal control over 

financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, 
summarize and report financial information; and 

(b)   Any fraud, whether or not material, that involves management or other employees who have a significant 

role in the registrant's internal control over financial reporting. 

Date:  March 14, 2022  

/s/ Kevin R. Hoben__________________________ 

Kevin R. Hoben 
Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Certification by the Chief Financial Officer 
Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 

EXHIBIT 31.2 

I, Matthew F. Unger, certify that: 

1. 

 I have reviewed this Annual Report on Form 10-K for the fiscal year ended December 31, 2021, of Omega 

Flex, Inc. (the “registrant”); 

2.   Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 
material fact necessary to make the statements made, in light of the circumstances under which such statements were 
made, not misleading with respect to the period covered by this report; 

3.   Based on my knowledge, the financial statements, and other financial information included in this report, 
fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as 
of, and for, the periods presented in this report; 

4.   The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)   Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to 

be designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared; 

(b)   Designed such internal control over financial reporting, or caused such internal control over financial 

reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles; 

(c)   Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this 

report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and 

(d)   Disclosed in this report any change in the registrant's internal control over financial reporting that 

occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an 
annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control 
over financial reporting; and 

5.   The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of 

internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board 
of directors (or persons performing the equivalent functions): 

(a)   All significant deficiencies and material weaknesses in the design or operation of internal control over 

financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, 
summarize and report financial information; and 

(b)   Any fraud, whether or not material, that involves management or other employees who have a significant 

role in the registrant's internal control over financial reporting. 

Date:  March 14, 2022  

/s/ Matthew F. Unger                            

Matthew F. Unger 
Chief Financial Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.1 

CERTIFICATION PURSUANT TO  
18 U.S.C. SECTION 1350 
AS ADOPTED PURSUANT TO SECTION 906 OF 
THE SARBANES-OXLEY ACT OF 2002 

Each of the undersigned hereby certifies, for the purposes of 18 U.S.C. Section 1350, in his capacity as an officer of 
Omega Flex, Inc. (the “Company”), that, to his knowledge:  

(a) 

the Annual Report on Form 10-K of the Company for the fiscal year ended December 31, 2021, as filed 

with the Securities and Exchange Commission (the “Report”), fully complies with the requirements of Section 13(a) 
of the Securities Exchange Act of 1934; and  

(b) 

the information contained in the Report fairly presents, in all material respects, the financial condition 

and results of operations of the Company.  

Dated: March 14, 2022 

/s/  Kevin R. Hoben                                      

Kevin R. Hoben 
Chief Executive Officer  

/s/ Matthew F. Unger                                            

Matthew F. Unger 
Chief Financial Officer  

This certification is not deemed to be “filed” for purposes of section 18 of the Securities Exchange Act of 1934, or 
otherwise subject to the liability of that section.  This certification is not deemed to be incorporated by reference into 
any filing under the Securities Act of 1933 or Securities Exchange Act of 1934, except to the extent that the 
Company specifically incorporates it by reference.