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P.A.M. Transportation Services, Inc.

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FY2014 Annual Report · P.A.M. Transportation Services, Inc.
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10-K 1 ptsi20141231_10k.htm FORM 10-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the Fiscal Year Ended December 31, 20 14
or

For the transition period from ________to________

Commission File No. 0-15057

P.A.M. TRANSPORTATION SERVICES, INC.
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction
of
incorporation or
organization)

71-0633135
(I.R.S. Employer
Identification No.)

297 West Henri De Tonti Blvd, Tontitown, Arkansas 72770

(Address of principal executive offices) (Zip Code)

 (479) 361-9111
Registrant's telephone number, including area code

Securities registered pursuant to section 12(b) of the Act:

Title of each class
Common Stock, $.01 par value

Name of each exchange on which registered
NASDAQ Global Market

Securities registered pursuant to section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.
Yes  ☐ No  ☑ 
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.
Yes  ☐ No  ☑ 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the
Securities  Exchange  Act  of  1934  during  the  preceding  12  months  (or  for  such  shorter  period  that  the  registrant  was
required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Yes  ☑ No  ☐ 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate website, if any,
every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of
this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and
post such files).

Yes  ☑ No  ☐ 

Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item  405  of  Regulation  S-K  (§229.405  of  this
chapter) is not contained herein, and will not be contained, to the best of the registrant’s knowledge, in definitive proxy
or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.
☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer,
or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting
company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☐  

Accelerated filer ☑

Non-accelerated filer ☐

Smaller reporting company ☐  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).          

Yes  ☐ No  ☑ 

The aggregate market value of the common stock of the registrant held by non-affiliates of the registrant computed by
reference  to  the  average  of  the  closing  bid  and  ask  prices  of  the  common  stock  as  of  the  last  business  day  of  the
registrant's  most  recently  completed  second  quarter  was  $89,915,646.  Solely  for  the  purposes  of  this  response,
executive  officers,  directors  and  beneficial  owners  of  more  than  five  percent  of  the  registrant’s  common  stock  are
considered the affiliates of the registrant at that date.

The number of shares outstanding of the registrant’s common stock, as of February 23, 2015: 7,427,115 shares of $.01
par value common stock.

DOCUMENTS INCORPORATED BY REFERENCE

Portions  of  the  registrant’s  definitive  Proxy  Statement  for  its  Annual  Meeting  of  Stockholders  to  be  held  on  April  28,
2015,  are  incorporated  by  reference  in  answer  to  Part  III  of  this  report.  Such  proxy  statement  will  be  filed  with  the
Securities and Exchange Commission within 120 days of the Registrant’s fiscal year ended December 31, 2014.

FORWARD-LOOKING STATEMENTS

This Annual Report on Form 10-K (this “Report”) contains forward-looking statements, including statements about our
operating  and  growth  strategies,  our  expected  financial  position  and  operating  results,  industry  trends,  our  capital
expenditure  and  financing  plans  and  similar  matters.  Such  forward-looking  statements  are  found  throughout  this
Report,  including  under  Item  1,  Business,  Item  1A,  Risk  Factors,  Item  7,  Management’s  Discussion  and  Analysis  of
Financial  Condition  and  Results  of  Operations,  and  Item  7A,  Quantitative  and  Qualitative  Disclosures  About  Market
Risk. In those and other portions of this Report, the words “believe,” “may,” “will,” “estimate,” “continue,” “anticipate,”
“intend,”  “expect,”  “project”  and  similar  expressions,  as  they  relate  to  us,  our  management,  and  our  industry  are
intended  to  identify  forward-looking  statements.  We  have  based  these  forward-looking  statements  largely  on  our
current expectations and projections about future events and financial trends affecting our business. Actual results may
differ  materially.  Some  of  the  risks,  uncertainties  and  assumptions  that  may  cause  actual  results  to  differ  from  these
forward-looking statements are described under the headings “Risk Factors,” “Management’s Discussion and Analysis
of Financial Condition and Results of Operations,” and “Quantitative and Qualitative Disclosures About Market Risk.”

All  forward-looking  statements  attributable  to  us,  or  to  persons  acting  on  our  behalf,  are  expressly  qualified  in  their
entirety by this cautionary statement.

We  undertake  no  obligation  to  publicly  update  or  revise  any  forward-looking  statements,  whether  as  a  result  of  new
information,  future  events  or  otherwise.  In  light  of  these  risks  and  uncertainties,  the  forward-looking  events  and
circumstances discussed in this Report might not transpire.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
P.A.M. TRANSPORTATION SERVICES, INC.
FORM 10-K
For the fiscal year ended December 31, 20 14
TABLE OF CONTENTS

PART I

Business
Risk Factors
Unresolved Staff Comments
Properties
Legal Proceedings
Mine Safety Disclosures

PART II
Market for Registrant's Common Equity, Related Stockholder Matters  and Issuer Purchases
of Equity Securities
Selected Financial Data
Management's Discussion and Analysis of Financial Condition  and Results of Operations
Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Changes in and Disagreements with Accountants on Accounting  and Financial Disclosure
Controls and Procedures
Other Information

PART III

Directors, Executive Officers and Corporate Governance
Executive Compensation
Security Ownership of Certain Beneficial Owners and Management  and Related Stockholder
Matters
Certain Relationships and Related Transactions, and Director Independence
Principal Accounting Fees and Services

Item 1
Item 1A
Item 1B
Item 2
Item 3
Item 4

Item 5

Item 6
Item 7
Item 7A
Item 8
Item 9
Item 9A
Item 9B

Item 10
Item 11
Item 12

Item 13
Item 14

Item 15

Exhibits, Financial Statement Schedules

PART IV

SIGNATURES

EXHIBIT INDEX

Page
1
8
16
17
17
18

 18

21
 22
35
36
 68
68
70

70
70
70

71
71

71

74

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 1. Business.

PART I

Unless the context otherwise requires, all references in this Annual Report on Form 10-K to “P.A.M.,” the “Company,”
“we,” “our,” or “us” mean P.A.M. Transportation Services, Inc. and its subsidiaries.

We are a truckload dry van carrier transporting general commodities throughout the continental United States, as well
as in certain Canadian provinces. We also provide transportation services in Mexico under agreements with Mexican
carriers. Our freight consists primarily of automotive parts, expedited goods, consumer goods, such as general  retail
store merchandise, and manufactured goods, such as heating and air conditioning units.

P.A.M.  Transportation  Services,  Inc.  is  a  holding  company  incorporated  under  the  laws  of  the  State  of  Delaware  in
June  1986.  We  conduct  operations  through  the  following  wholly  owned  subsidiaries:  P.A.M.  Transport,  Inc.,  T.T.X.,
LLC, P.A.M. Cartage Carriers, LLC, Overdrive Leasing, LLC, P.A.M. Logistics Services, Inc., Choctaw Express, LLC,
Choctaw Brokerage, Inc., Transcend Logistics, Inc., Decker Transport Co., LLC, East Coast Transport and Logistics,
LLC, S & L Logistics, Inc., and P.A.M. International, Inc. Our operating authorities are held by P.A.M. Transport, Inc.,
P.A.M. Cartage Carriers, LLC, Choctaw Express, LLC, Choctaw Brokerage, Inc., T.T.X., LLC, Decker Transport Co.,
LLC,  and  East  Coast  Transport  and  Logistics,  LLC.  Effective  on  January  1,  2010,  the  operations  of  most  of  the
Company’s operating subsidiaries were consolidated under the P.A.M. Transport, Inc. name in an effort to more clearly
reflect the Company’s scope and available service offerings.

We are headquartered and maintain our primary terminal, maintenance facilities, and our corporate and administrative
offices  in  Tontitown,  Arkansas,  which  is  located  in  northwest  Arkansas,  a  major  center  for  the  trucking  industry  and
where  the  support  services  (including  warranty  repair  services)  for  most  major  truck  and  trailer  equipment
manufacturers are readily available.

Segment Financial Information

The Company's operations are all in the motor carrier segment and are aggregated into a single reporting segment in
accordance with the aggregation criteria under Generally Accepted Accounting Principles (“GAAP”).

Operations

Our  operations  can  generally  be  classified  into  truckload  services  or  brokerage  and  logistics  services.  Truckload
services  include  those  transportation  services  in  which  we  utilize  company  owned  trucks  or  owner-operator  owned
trucks  for  the  pickup  and  delivery  of  freight.  The  brokerage  and  logistics  services  consists  of  services  such  as
transportation  scheduling,  routing,  mode  selection,  transloading  and  other  value  added  services  related  to  the
transportation of freight which may or may not involve the use of company owned or owner-operator owned equipment.
Both our truckload operations and our brokerage and logistics operations have similar economic characteristics and are
impacted by virtually the same economic factors as discussed elsewhere in this Report. Truckload services operating
revenues,  before  fuel  surcharges  represented  92.5%,  92.6%  and  91.8%  of  total  operating  revenues  for  the  years
ended December 31, 2014, 2013 and 2012, respectively. The remaining operating revenues, before fuel surcharge for
the  same  periods  were  generated  by  brokerage  and  logistics  services,  representing  7.5%,  7.4%,  and  8.2%,
respectively.

Approximately 56% of the Company's revenues are derived from domestic shipments while approximately 44% of our
revenues are derived from freight originating from or destined to locations in Mexico or Canada.

- 1 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Business and Growth Strategy

Our strategy focuses on the following elements:

Providing a Full Suite of Complimentary Truckload Transportation Solutions.  Our objective is to provide our customers
with  a  comprehensive  solution  to  their  truckload  transportation  needs.  Our  asset-based  service  offerings  consist  of
dedicated,  expedited,  regional,  automotive,  and  long-haul  truckload  services  with  non-asset  based  supply  chain
management, logistics and brokerage solutions rounding out our service offerings. Our range of service offerings also
include our complete range of asset-based and non-asset based services to Mexico and Canada.

Developing Customer Relationships within High Density  Traffic Lanes. We strive to maximize utilization and increase
revenue  per  truck  while  minimizing  our  time  and  empty  miles  between  loads.  In  this  regard,  we  seek  to  provide
equipment to our customers in defined regions and disciplined traffic lanes. This strategy enables us to:

 • maintain more consistent equipment capacity;

 •

 •

provide a high level of service to our customers, including time-sensitive delivery schedules;

attract and retain drivers; and

 • maintain a sound safety record as drivers travel familiar routes.

Providing Superior and Flexible Customer Service . Our wide range of services includes expedited services, dedicated
fleet  services,  logistics  services,  time-definite  delivery,  two-person  driving  teams,  cross-docking  and  consolidation
programs,  specialized  trailers,  international  services  to  Mexico  and  Canada,  and  Internet-based  customer  access  to
delivery  status.  These  services  allow  us  to  quickly  and  reliably  respond  to  the  diverse  needs  of  our  customers,  and
provide an advantage in securing new business.

Many of our customers depend on us to make delivery on a time-definite basis, meaning that parts or raw materials are
scheduled for delivery as they are needed on a manufacturer’s production line. The need for this service is a product of
modern manufacturing and assembly methods that are designed to decrease inventory levels and handling costs. Such
requirements place a premium on the freight carrier’s delivery performance and reliability.

Employing  Stringent  Cost  Controls .  Throughout  our  organization,  emphasis  is  placed  on  gaining  efficiency  in  our
processes with the primary goals of decreasing costs and improving customer satisfaction. Maintaining a high level of
efficiency  and  prioritizing  our  focus  on  improvements  allows  us  to  minimize  the  number  of  non-driving  personnel  we
employ  and  positively  influence  other  overhead  costs.  Expenses  are  intensely  scrutinized  for  opportunities  for
elimination, reduction or to further leverage our purchasing power to achieve more favorable pricing.

- 2 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Industry

According  to  the  American  Trucking  Association’s  “American  Trucking  Trends  2013”  report,  the  trucking  industry
transported  approximately  68.5%  of  the  total  volume  of  freight  transported  in  the  United  States  during  2012,  which
equates to 9.4 billion tons and approximately $642 billion in revenue. The truckload industry is highly fragmented and is
impacted by several economic and business factors, many of which are beyond the control of individual carriers. The
state of the economy, coupled with equipment capacity levels, can impact freight rates. Volatility of various operating
expenses, such as fuel and insurance, make the predictability of profit levels uncertain. Availability, attraction, retention
and  compensation  of  drivers  also  affect  operating  costs,  as  well  as  equipment  utilization.  In  addition,  the  capital
requirements  for  equipment,  coupled  with  potential  uncertainty  of  used  equipment  values,  impact  the  ability  of  many
carriers to expand their operations. The current operating environment is characterized by the following:

•

•

•

•

Intense competition for freight;

Price increases by truck and trailer equipment manufacturers;

Volatile fuel costs; and

In  recent  years,  many  less  profitable  or  undercapitalized  carriers  have  been  forced  to  consolidate  or  to  exit  the
industry.

Competition

The trucking industry is highly competitive and includes thousands of carriers, none of which dominates the market in
which  the  Company  operates.  The  Company's  market  share  is  less  than  1%  and  we  compete  primarily  with  other
irregular  route  medium-  to  long-haul  truckload  carriers,  with  private  carriage  conducted  by  our  existing  and  potential
customers,  and,  to  a  lesser  extent,  with  the  railroads.  We  compete  on  the  basis  of  quality  of  service  and  delivery
performance, as well as price. Many of the other irregular route long-haul truckload carriers have substantially greater
financial resources, own more equipment or carry a larger total volume of freight as compared to the Company.

Marketing and Significant Customers

Our  marketing  emphasis  is  directed  to  that  portion  of  the  truckload  market  which  is  generally  service-sensitive,  as
opposed to being solely price competitive. We seek to become a “core carrier” for our customers in order to maintain
high utilization and capitalize on recurring revenue opportunities. Our marketing efforts are diversified and designed to
gain access to dedicated, expedited, regional, automotive, and long-haul opportunities (including those in Mexico and
Canada) and to expand supply chain solutions offerings.

Our  marketing  efforts  are  conducted  by  a  sales  staff  of  nine  employees  who  are  located  in  our  major  markets  and
supervised from our headquarters. These individuals work to improve profitability by maintaining an even flow of freight
traffic  (taking  into  account  the  balance  between  originations  and  destinations  in  a  given  geographical  area),  high
utilization, and minimizing movement of empty equipment.

Our  five  largest  customers,  for  which  we  provide  carrier  services  covering  a  number  of  geographic  locations,
accounted for approximately 48%, 43% and 39% of our total revenues in 2014, 2013 and 2012, respectively. General
Motors  Company  accounted  for  approximately  20%,  21%  and  17%  of  our  revenues  in  2014,  2013  and  2012,
respectively.  Another  large  customer,  Chrysler,  accounted  for  approximately  14%,  12%  and  12%  of  our  revenues  in
2014, 2013 and 2012, respectively.

- 3 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We  also  provide  transportation  services  to  other  manufacturers  who  are  suppliers  for  automobile  manufacturers.
Approximately  48%,  46%  and  37%  of  our  revenues  were  derived  from  transportation  services  provided  to  the
automobile industry during 2014, 2013 and 2012, respectively.

Revenue Equipment

At  December  31,  2014,  our  truck  fleet  consists  of  1,761  trucks,  which  includes  421  trucks  leased  under  operating
leases and 325 owner-operator trucks. At December 31, 2014, our trailer fleet consists of 4,919 trailers, which includes
141  trailers  leased  under  operating  leases.  Our  company-owned  trucks  and  leased  trucks  are  late  model,  well-
maintained, premium trucks, which we believe help to attract and retain drivers, maximize fuel efficiency, promote safe
operations, minimize maintenance and repair costs, and improve customer service by minimizing service interruptions
caused by breakdowns. We evaluate our equipment purchasing decisions based on factors such as initial cost, useful
life,  warranty  terms,  expected  maintenance  costs,  fuel  economy,  driver  comfort,  customer  needs,  manufacturer
support, and resale value.

We  contract  with  owner-operators  to  provide  greater  flexibility  in  responding  to  fluctuations  in  consumer  demand.
Owner-operators  provide  their  own  trucks  and  are  contractually  responsible  for  all  associated  expenses,  including
financing  costs,  fuel,  maintenance,  insurance,  and  taxes,  among  other  things.  They  are  also  responsible  for
maintaining compliance with the Federal Motor Carrier Safety Administration regulations.

During  1999,  the  U.S.  Environmental  Protection  Agency  (“EPA”)  mandated  a  three-phase  strategy  to  reduce  engine
emissions from heavy-duty vehicles through a combination of advanced emissions control technologies and diesel fuel
with a reduced sulfur content. The first phase (Phase I) mandated new engine emission standards for all model year
2004 heavy-duty trucks; however, through agreements with heavy-duty diesel engine manufacturers, the effective date
was accelerated to October 1, 2002. Since October 1, 2002, all newly manufactured truck engines had to comply with
the new engine emission standards. As of December 31, 2014, the Company-owned and leased truck fleet does not
contain any trucks with the older Phase I engines.

In the second phase (Phase II), effective January 1, 2007, the EPA mandated a new set of more stringent emission
standards for vehicles powered by diesel fuel engines manufactured in 2007 through 2009. As of December 31, 2014,
our Company-owned and leased truck fleet consisted of fewer than 20 trucks with engines that comply with the Phase
II  emission  standards  (Phase  II  trucks)  and  are  either  leased  to  third  parties  or  are  in  process  of  being  sold.  As
compared to trucks powered by the Phase I engines, the trucks powered by the Phase II compliant diesel engines had
a  significantly  higher  purchase  price  and  as  a  result,  our  depreciation  expense  increased  over  time  as  we  replaced
Phase I trucks with Phase II trucks.

During  the  third  phase  (Phase  III),  which  was  effective  in  2010,  final  emission  standards  became  effective.  During
2014, the Company took delivery of approximately 300 trucks, all of which contained engines compliant with the Phase
III  emission  standards.  As  of  December  31,  2014,  substantially  all  of  our  Company-owned  and  leased  truck  fleet
consisted of trucks with engines that comply with the Phase III emission standards (Phase III trucks). During 2015, the
Company expects to take delivery of 750 additional Phase III trucks. To date, Phase III trucks have shown increased
fuel  efficiency  as  compared  to  either  the  Phase  I  or  Phase  II  truck  fuel  efficiency,  however,  Phase  III  trucks  have  a
significant purchase price premium as compared to the purchase price of the Phase I and Phase II trucks, and as a
result, our depreciation and lease expense per truck has increased. We expect that the costs to replace older trucks
will continue to increase due to both an increase in new truck purchase prices and in maintenance costs as the engines
become  more  complex  to  meet  future  EPA  regulations.  To  the  extent  we  are  unable  to  offset  these  anticipated
increased  costs  with  rate  increases  charged  to  customers  or  offsetting  cost  savings  in  other  areas,  our  results  of
operations will be adversely affected.

- 4 -

 
 
 
 
 
 
 
 
 
 
 
Technology

We  have  installed  Qualcomm  display  units  in  all  of  our  trucks.  The  Qualcomm  system  is  a  satellite-based  global
positioning  and  communications  system  that  allows  fleet  managers  to  communicate  directly  with  drivers.  Drivers  can
provide  location,  status  and  updates  directly  to  our  computer  system  which  increases  productivity  and  convenience.
This system provides us with accurate estimated time of arrival information, which optimizes load selection and service
levels to our customers.

Our information systems manage the data provided by the Qualcomm devices to provide us with real-time information
regarding the location, status and load assignment of our trucks, which permits us to better meet delivery schedules,
respond to customer inquiries and match equipment with the next available load. Our system also provides real-time
information electronically to our customers regarding the status of freight shipments and anticipated arrival times. This
system provides our customers flexibility and convenience by extending supply chain visibility through electronic data
interchange, the Internet and e-mail.

Maintenance

We  have  a  strictly  enforced  comprehensive  preventive  maintenance  program  for  our  trucks  and  trailers.  Inspections
and various levels of preventive maintenance are performed at set intervals on both trucks and trailers. A maintenance
and safety inspection is performed on all vehicles each time they return to a terminal.

Our  trucks  carry  full  warranty  coverage  for  at  least  three  years  or  375,000  miles.  Extended  truck  warranties  can  be
negotiated  with  the  truck  manufacturer  and  manufacturers  of  major  components,  such  as  engine,  transmission  and
differential manufacturers, for up to four years or 500,000 miles. Our trailers carry full warranties by the manufacturer
for up to 5 years with certain components covered for up to ten years.

Employees

At December 31, 2014, we employed 2,911 persons, of whom 2,334 were drivers, 195 were employed in maintenance,
180 were employed in operations, 33 were employed in marketing, 105 were employed in safety and personnel, and
64 were employed in general administration and accounting. None of our employees are represented by a collective
bargaining unit, and we believe that our employee relations are good.

Drivers

At December 31, 2014, we utilized 2,334 company drivers in our operations. We also had 325 owner-operators under
contract  who  were  compensated  on  a  per  mile  basis.  Our  drivers  are  compensated  on  the  basis  of  miles  driven,
loading  and  unloading,  extra  stops,  and  layovers  in  transit.  Drivers  can  earn  bonuses  by  recruiting  other  qualified
drivers who become employed by us, and both cash and non-cash prizes are awarded for achieving certain miles per
gallon goals. All of our drivers are recruited, screened, drug tested and participate in our driver training program. Our
driver training program stresses the importance of safety and reliable, on-time delivery. Drivers are required to report to
their driver managers daily and at the earliest possible moment when any condition occurs en route that might delay
their scheduled delivery time.

Owner-operators are utilized through a contract with us to supply one or more tractors and drivers for our use. Owner-
operators must pay their own tractor expenses, fuel, maintenance, insurance, and driver costs. They must meet and
operate  within  our  guidelines  with  respect  to  safety.  We  have  a  lease-purchase  program  whereby  we  offer  owner-
operators the opportunity to lease a tractor, with the option to purchase the tractor at the end of the lease term. We
believe our lease-purchase program has contributed to our ability to attract and retain owner operators. At December
31, 2014, approximately 87 owner-operators were leasing 104 tractors in this program.

- 5 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In addition to strict application screening and drug testing, before being permitted to operate a vehicle, our drivers must
undergo  classroom  instruction  on  our  policies  and  procedures,  safety  techniques  as  taught  by  the  Smith  System  of
Defensive  Driving,  and  the  proper  operation  of  equipment,  and  must  pass  both  written  and  road  tests.  Instruction  in
defensive driving and safety techniques continues after hiring, with seminars at several of our terminals. At December
31, 2014, we employed 84 persons on a full-time basis in our driver recruiting, training and safety instruction programs.

Intense competition in the trucking industry for qualified drivers has resulted in additional expense to recruit and retain
an adequate supply of drivers, and has had a negative impact on the industry. Our operations have also been impacted
and  from  time  to  time  we  have  experienced  under-utilization  and  increased  expenses  due  to  a  shortage  of  qualified
drivers. We place a high priority on the recruitment and retention of an adequate supply of qualified drivers.

Available Information

The Company maintains a website where additional information concerning its business can be found. The address of
that website is www.pamtransport.com. The Company makes available free of charge on its Internet website its Annual
Report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and amendments to those reports
filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (the “Exchange Act”) as
soon as reasonably practicable after it electronically files or furnishes such materials to the Securities and Exchange
Commission.

Seasonality

Our  revenues  do  not  exhibit  a  significant  seasonal  pattern  due  primarily  to  our  varied  customer  mix.  Operating
expenses  can  be  somewhat  higher  in  the  winter  months  primarily  due  to  decreased  fuel  efficiency  and  increased
maintenance costs associated with inclement weather. In addition, the automobile plants for which we transport a large
amount of freight typically utilize scheduled shutdowns in July and December and the volume of automotive freight we
ship is reduced during such scheduled plant shutdowns.

Regulation

We are a common and contract motor carrier regulated by various United States federal and state, Canadian provincial,
and  Mexican  federal  agencies.  These  regulatory  agencies  have  broad  powers,  generally  governing  matters  such  as
authority  to  engage  in  motor  carrier  operations,  motor  carrier registration,  driver  hours-of-service  (“HOS”),  drug  and
alcohol  testing  of  drivers,  and  safety,  size,  and  weight  of  transportation  equipment.  The  primary  regulatory  agencies
affecting  the  Company’s  operations  include  the  Federal  Motor  Carrier  Safety  Administration  (“FMCSA”),  the  Pipeline
and Hazardous Materials Safety Agency, and the Surface Transportation Board, which are all agencies within the U.S.
Department  of  Transportation  (“DOT”). We  believe  that  we  are  in  compliance  in  all  material  respects  with  applicable
regulatory  requirements  relating  to  our  business  and  operate  with  a  “satisfactory”  rating  (the  highest  of  three  rating
categories) from the DOT. In addition, we are subject to compliance with cargo-security and transportation regulations
issued  by  the  Transportation  Security  Administration,  a  component  department  within  the  U.S.  Department  of
Homeland Security. To the extent that we conduct operations outside the United States, we are subject to the Foreign
Corrupt Practices Act, which generally prohibits U.S. companies and their intermediaries from offering bribes to foreign
officials for the purpose of obtaining or retaining favorable treatment.

- 6 -

 
 
 
 
 
 
 
 
 
 
 
 
 
In  2004,  the  FMCSA  issued  updated  rules  related  to  driver  HOS  limits  that  became  effective  October  1,  2005  (the
"2005  Rules").  In  July  2007,  a  federal  appeals  court  vacated  certain  provisions  of  the  2005  Rules  relating  to  the
expansion of the daily driving limit from 10 hours to 11 hours, and the "34-hour restart," which allowed drivers to restart
calculations  of  the  weekly  on-duty  time  limits  after  the  driver  had  at  least  34  consecutive  hours  off  duty.  The  court
indicated  that,  in  addition  to  other  reasons,  it  vacated  these  two  provisions  because  the  FMCSA  failed  to  provide
adequate data supporting its decision to increase the daily driving limit and provide for the 34-hour restart provision. In
November  2008,  following  the  submission  of  additional  data  by  FMCSA  and  a  series  of  appeals  and  related  court
rulings,  the  FMCSA  published  its  final  rule,  which  retained  the  11  hour  daily  driving  limit  and  the  34-hour  restart
provision. Safety advocacy groups continued to challenge the final rule and in an effort to end litigation by these groups,
the FMCSA agreed to propose new rules by July 26, 2011. During December 2010, the FMCSA released the proposed
new rules for public comment which included provisions that would shorten allowable daily driving time from 11 hours
to  10  hours  and  also  require  that  drivers  take  two  nights  of  rest  during  the  34-hour  restart  provision.  The  proposed
rules,  which  were  generally  not  well  received  by  either  safety  advocacy  groups  or  by  the  trucking  industry,  were
finalized and published by the FMCSA in December 2011. The final rule, effective July 1, 2013, retained the 11 hour
daily  driving  limit  but  restricted  the  use  of  the  34-hour  restart  provision  to  once  every  seven  days  and  the  34-hour
period  must  include  two  periods  between  1:00  a.m.  and  5:00  a.m.  and  requires  drivers  to  take  a  30-minute  off  duty
break after driving 8 hours. During 2012, both the American Trucking Association and safety advocacy groups had filed
petitions  with  the  D.C.  U.S.  Circuit  Court  of  Appeals  requesting  the  court  to  review  the  FMCSA’s  final  rule.  Oral
arguments began on March 15, 2013 and a final ruling was issued August 2, 2013. The final ruling upheld the HOS
rules  effective  July  1,  2013  with  the  exception  of  vacating  the  30-minute  off  duty  break  for  short  haul  truck  drivers.
Effective December 16, 2014, in response to the Consolidated and Further Continuing Appropriations Act, 2015, (the
“Appropriations Act”), the FMCSA suspended the requirements regarding the restart of a driver’s 60- or 70-hour limit
which drivers were required to comply with beginning July 1, 2013. The restart provisions have no force or effect from
the  date  of  enactment  of  the  Appropriations  Act  through  the  period  of  suspension,  and  such  provisions  are  replaced
with the previous restart provisions in effect on June 30, 2013. This allows a 34 hour re-start to begin immediately after
34 hours of rest without previous restrictions. Although the final HOS rules have made an impact on the utilization of
our equipment and our drivers’ productivity, they have not had a significant negative impact on our operations.

During February 2012, the FMCSA announced its intent to continue to pursue a rule that would require all interstate
motor  carriers  to  install  electronic  on-board  recorders  (“EOBRs”)  to  monitor  compliance  with  HOS  regulations.  The
FMCSA’s previous efforts in 2011 to implement a rule requiring EOBRs were successfully challenged in court and the
rule  was  vacated  in  August  2011  as  the  court  ruled  that  the  FMCSA  failed  to  directly  address  the  potential  for
harassment of vehicle operators. The vacated rule applied to phase one of a two-phase rule implementation process
whereby implementation of phase one would require EOBR use only by habitual HOS regulation violators while phase
two would require EOBR use by all motor carriers. The FMCSA refers to these two-phases as EOBR 1 and EOBR 2,
respectively. Under EOBR 1, any motor carrier found to have a HOS regulation violation rate of 10% or greater would
be required to install EOBRs on all of its commercial motor vehicles for a period of two years. The final rule related to
EOBR 1 was published in April 2010 and, prior to being vacated, was to be effective for any single compliance review
completed on or after June 4, 2012. Under EOBR 2, all motor carriers required to maintain HOS record keeping would
be required to use EOBRs to monitor their drivers' compliance with HOS requirements. Motor carriers would have three
years after the effective date of the EOBR 2 final rule to comply with these requirements. As of December 31, 2014,
the  Company  is  not  subject  to  any  requirement  that  EOBRs  be  installed  on  any  of  its  trucks;  however  all  the
Company’s trucks currently have EOBRs installed.

 - 7 -

 
 
 
 
 
 
During 2010, the FMCSA also implemented its “Compliance, Safety, Accountability” program (“CSA”), formerly known
as “Comprehensive Safety Analysis 2010” or “CSA 2010”. The stated goal under CSA is to achieve a greater reduction
in  large  truck  and  bus  crashes,  injuries  and  fatalities,  while  maximizing  the  resources  of  the  FMCSA  and  its  state
partners. Since the 1970s, federal and state enforcement agencies, in partnership with the motor carrier industry, have
progressively  reduced  the  commercial  vehicle  related  fatality  crash  rate.  Under  CSA,  the  FMCSA  uses  a
comprehensive measurement system of all safety-based violations found during roadside inspections, weighing such
violations by their relationship to crash risk. CSA data analysis expands on the previous system utilized by the FMCSA
and  covers  more  behavioral  areas  specifically  linked  to  crash  risk  such  as  unsafe  or  fatigued  driving,  driver  fitness,
controlled  substances,  crash  history,  vehicle  maintenance,  and  improper  loading.  Safety  performance  information  is
accumulated  to  assess  the  safety  performance  of  both  carriers  and  drivers.  This  expanded  methodology  for
determining a carrier's DOT safety rating may have an adverse effect on our DOT safety rating. We currently have a
satisfactory DOT rating, which is the highest available rating. A conditional or unsatisfactory DOT safety rating could
adversely affect our business because some of our customer contracts may require a satisfactory DOT safety rating,
and a conditional or unsatisfactory rating could negatively impact or restrict our operations.

Our  motor  carrier  operations  are  also  subject  to  environmental  laws  and  regulations,  including  laws  and  regulations
dealing  with  underground  fuel  storage  tanks,  the  transportation  of  hazardous  materials  and  other  environmental
matters,  and  our  operations  involve  certain  inherent  environmental  risks.  We  maintain  one  bulk  fuel  storage  above
ground tank and fuel island. Our operations involve the risks of fuel spillage or seepage, environmental damage, and
hazardous waste disposal, among others. We have instituted programs to monitor and control environmental risks and
assure  compliance  with  applicable  environmental  laws.  As  part  of  our  safety  and  risk  management  program,  we
periodically  perform  internal  environmental  reviews  so  that  we  can  achieve  environmental  compliance  and  avoid
environmental  risk.  We  transport  a  minimum  amount  of  environmentally  hazardous  substances  and,  to  date,  have
experienced  no  significant  claims  for  hazardous  materials  shipments.  If  we  should  fail  to  comply  with  applicable
regulations, we could be subject to substantial fines or penalties and to civil and criminal liability.

Company operations conducted in industrial areas, where truck terminals and other industrial activities are conducted,
and where groundwater or other forms of environmental contamination have occurred, potentially expose us to claims
that we contributed to the environmental contamination.

We  believe  we  are  currently  in  material  compliance  with  applicable  laws  and  regulations  and  that  the  cost  of
compliance has not materially affected results of operations.

In addition to environmental regulations  directly  affecting  our  business,  we  are  also  subject  to  the  effects  of  the  new
truck engine design requirements implemented by the EPA. See "Revenue Equipment" above.

Item 1A. Risk Factors.

Set forth below, and elsewhere in this Report and in other documents we file with the SEC, are risks and uncertainties
that could cause our actual results to differ materially from the results contemplated by the forward-looking statements
contained in this Report.

Our business is subject to general economic and business factors that are largely  beyond our control, any of which
could have a material adverse effect on our operating results.

Our  business  is  dependent  upon  a  number  of  general  economic  and  business  factors  that  may  adversely  affect  our
results of operations. These factors include significant increases or rapid fluctuations in fuel prices, excess capacity in
the  trucking  industry,  surpluses  in  the  market  for  used  equipment,  interest  rates,  fuel  taxes,  license  and  registration
fees,  insurance  premiums,  self-insurance  levels,  and  difficulty  in  attracting  and  retaining  qualified  drivers  and
independent contractors. 

- 8 - 

 
 
  
 
 
 
 
 
 
 
 
 
We  operate  in  a  highly  competitive  and  fragmented  industry,  and  our  business  may  suffer  if  we  are  unable  to
adequately address any downward pricing pressures or other factors that may adversely affect our ability to compete
with other carriers.

Further, we are affected by recessionary economic cycles and downturns in customers’ business cycles, particularly in
market  segments  and  industries,  such  as  the  automotive  industry,  where  we  have  a  significant  concentration  of
customers. Economic conditions may also adversely affect our customers and their ability to pay for our services.

Deterioration in the United States and world economies could exacerbate any difficulties experienced by our customers
and  suppliers  in  obtaining  financing,  which,  in  turn,  could  materially  and  adversely  impact  our  business,  financial
condition, results of operations and cash flows.

Numerous competitive factors could impair our ability to  operate at an acceptable profit.  These factors include, but are
not limited to, the following:

•

•

we  compete  with  many  other  truckload  carriers  of  varying  sizes  and,  to  a  lesser  extent,  with  less-than-truckload
carriers and railroads, some of which have more equipment and greater capital resources than we do;

some of our competitors periodically reduce their freight rates to gain business, especially during times of reduced
growth rates in the economy, which may limit our ability to maintain or increase freight rates, maintain our margins
or maintain significant growth in our business;

• many customers reduce the number of carriers they use by selecting so-called “core carriers” as approved service

providers, and in some instances we may not be selected;

• many  customers  periodically  accept  bids  from  multiple  carriers  for  their  shipping  needs,  and  this  process  may

depress freight rates or result in the loss of some of our business to competitors;

•

•

•

•

the  trend  toward  consolidation  in  the  trucking  industry  may  create  other  large  carriers  with  greater  financial
resources and other competitive advantages relating to their size and with whom we may have difficulty competing;

advances  in  technology  require  increased  investments  to  remain  competitive,  and  our  customers  may  not  be
willing to accept higher freight rates to cover the cost of these investments;

competition  from  Internet-based  and  other  logistics  and  freight  brokerage  companies  may  adversely  affect  our
customer relationships and freight rates; and

economies of scale that may be passed on to smaller carriers by procurement aggregation providers may improve
their ability to compete with us.

We  are  highly  dependent  on  our  major  customers,  the  loss  of  one  or  more  of  which  could  have  a  material  adverse
effect on our business.

A significant portion of our revenue is generated from our major customers. For 2014, our top five customers, based on
revenue, accounted for approximately 48% of our revenue, and our two largest customers, General Motors Company
and Chrysler, accounted for approximately 20% and 14% of our revenue, respectively. We also provide transportation
services to other manufacturers who are suppliers for automobile manufacturers. As a result, the concentration of our
business within the automobile industry is greater than the concentration in a single customer. Approximately 48% of
our revenues for 2014 were derived from transportation services provided to the automobile industry.

 - 9 -

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Generally, we do not have long-term contractual relationships with our major customers, and we cannot assure that our
customer  relationships  will  continue  as  presently  in  effect.  A  reduction  in  or  termination  of  our  services  by  our  major
customers could have a material adverse effect on our business and operating results.

We may be adversely impacted by fluctuations in the price and availability of diesel fuel.

Diesel fuel represents a significant operating expense for the Company and we do not currently hedge against the risk
of diesel fuel price increases. An increase in diesel fuel prices or diesel fuel taxes, or any change in federal or state
regulations that results in such an increase, could have a material adverse effect on our operating results to the extent
we  are  unable  to  recoup  such  increases  from  customers  in  the  form  of  increased  freight  rates  or  through  fuel
surcharges.  Historically,  we  have  been  able  to  offset,  to  a  certain  extent,  diesel  fuel  price  increases  through  fuel
surcharges  to  our  customers,  but  we  cannot  be  certain  that  we  will  be  able  to  do  so  in  the  future.  We  continuously
monitor the components of our pricing, including base freight rates and fuel surcharges, and address individual account
profitability  issues  with  our  customers  when  necessary.  While  we  have  historically  been  able  to  adjust  our  pricing  to
help  offset  changes  to  the  cost  of  diesel  fuel  through  changes  to  base  rates  and/or  fuel  surcharges,  we  cannot  be
certain that we will be able to do so in the future.

Difficulty in attracting drivers could affect our profitability and ability to grow.

Periodically,  the  transportation  industry  experiences  difficulty  in  attracting  and  retaining  qualified  drivers,  including
independent  contractors,  resulting  in  intense  competition  for  drivers.  We  have  from  time  to  time  experienced  under-
utilization  and  increased  expenses  due  to  a  shortage  of  qualified  drivers.  If  we  are  unable  to  attract  drivers  when
needed  or  contract  with  independent  contractors  when  needed,  we  could  be  required  to  further  adjust  our  driver
compensation packages, increase driver recruiting efforts, or let trucks sit idle, any of which could adversely affect our
growth and profitability.

If  we  are  unable  to  retain  our  key  employees,  our  business,  financial  condition  and  results  of  operations  could  be
harmed.

We  are  highly  dependent  upon  the  services  of  our  key  employees  and  executive  officers.  The  loss  of  any  of  their
services could have a material adverse effect on our operations and future profitability. We must continue to develop
and  retain  a  core  group  of  managers  if  we  are  to  realize  our  goal  of  expanding  our  operations  and  continuing  our
growth. We cannot assure that we will be able to do so.

Ongoing insurance and claims expenses could si gnificantly reduce our earnings.

Our  future  insurance  and  claims  expenses  might  exceed  historical  levels,  which  could  reduce  our  earnings.  The
Company is self insured for health and workers’ compensation insurance coverage up to certain limits. If medical costs
continue  to  increase,  or  if  the  severity  or  number  of  claims  increase,  and  if  we  are  unable  to  offset  the  resulting
increases in expenses with higher freight rates, our earnings could be materially and adversely affected.

Purchase price increases for new revenue equipment and/or decreases in the value of used revenue equipment  could
have an adverse effect on our results of operations, cash flows and financial condition.

During  the  last  decade,  the  purchase  price  of  new  revenue  equipment  has  increased  significantly  as  equipment
manufacturers recover increased materials costs and engine design costs resulting from compliance with increasingly
stringent EPA engine emission standards. The final phase of the new EPA engine design requirements were effective
in 2010; however, additional EPA emission mandates in the future could result in higher purchase prices of revenue
equipment which could result in higher than anticipated depreciation expenses. If we were unable to offset any such
increase in expenses with freight rate increases, our cash flows and results of operations could be adversely affected.
If  the  market  prices  for  used  revenue  equipment  declines,  we  could  incur  substantial  losses  upon  disposition  of  our
revenue equipment which could adversely affect our results of operations and financial condition.

 - 10 -

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
We  have  significant  ongoing  capital  requirements  that  could  affect  our  liquidity  and profitability  if  we  are  unable  to
generate sufficient cash from operations or obtain sufficient financing on favorable terms.

The trucking industry is capital intensive. If we are unable to generate sufficient cash from operations in the future, we
may  have  to  limit  our  growth,  enter  into  unfavorable  financing  arrangements,  or  operate  our  revenue  equipment  for
longer periods, any of which could have a material adverse effect on our profitability.

We  have  a  substantial  amount  of  debt,  which  could  restrict  our  growth,  place  us  at  a  competitive  disadvantage  or
otherwise  materially  adversely  affect  our  financial  health.  Our  substantial  debt  levels  could  have  important
consequences such as the following:

•

•

•

impair  our  ability  to  obtain  additional  future  financing  for  working  capital,  capital  expenditures,  acquisitions  or
general corporate expenses;

limit  our  ability  to  use  operating  cash  flow  in  other  areas  of  our  business  due  to  the  necessity  of  dedicating  a
substantial portion of these funds for payments on our indebtedness;

limit our flexibility in planning for, or reacting to, changes in our business and the industry in which we operate;

• make it more difficult for us to satisfy our obligations;

•

•

increase our vulnerability to general adverse economic and industry conditions; and

place us at a competitive disadvantage compared to our competitors.

Our ability to make scheduled payments on, or to refinance, our debt and other obligations will depend on our financial
and  operating  performance,  which,  in  turn,  is  subject  to  our  ability  to  implement  our  strategic  initiatives,  prevailing
economic conditions and certain financial, business and other factors beyond our control. If our cash flow and capital
resources  are  insufficient  to  fund  our  debt  service  and  other  obligations,  we  may  be  forced  to  reduce  or  delay
expansion plans and capital expenditures, sell material assets or operations, obtain additional capital or restructure our
debt.  We  cannot  provide  any  assurance  that  our  operating  performance,  cash  flow  and  capital  resources  will  be
sufficient to pay our debt obligations when they become due. We also cannot provide assurance that we would be able
to dispose of material assets or operations or restructure our debt or other obligations if necessary or, even if we were
able to take such actions, that we could do so on terms that are acceptable to us.

Disruptions  in  the  credit  markets  may  adversely  affect  our  business,  including  the  availability  and  cost  of  short-term
funds for liquidity requirements and our ability to meet long-term commitments, which could adversely affect our results
of operations, cash flows and financial condition.

If  cash  from  operations  is  not  sufficient,  we  may  be  required  to  rely  on  the  capital  and  credit  markets  to  meet  our
financial  commitments  and  short-term  liquidity  needs.  Disruptions  in  the  capital  and  credit  markets,  as  have  been
experienced  during  recent  years,  could  adversely  affect  our  ability  to  draw  on  our  bank  revolving  credit  facility.  Our
access to funds under the credit facility is dependent on the ability of banks to meet their funding commitments. A bank
may  not  be  able  to  meet  their  funding  commitments  if  they  experience  shortages  of  capital  and  liquidity  or  if  they
experience excessive volumes of borrowing requests from other borrowers within a short period of time.

Longer term disruptions in the capital and credit markets as a result of uncertainty, changing or increased regulation,
reduced alternatives, or failures of significant financial institutions could adversely affect our access to liquidity needed
for our business. Any disruption could require us to take measures to conserve cash until the markets stabilize or until
alternative credit arrangements or other funding for our business needs can be arranged, which could adversely affect
our growth and profitability.

- 11 -

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
We operate in a highly regulated industry and increased costs of compliance with, or liability for violation of, existing or
future regulations could have a material adverse effect on our business.

The DOT and various state agencies exercise broad powers over our business, generally governing such activities as
authorization to engage in motor carrier operations, safety, and financial reporting. We may also become subject to new
or  more  restrictive  regulations  relating  to  fuel  emissions,  drivers’  hours  of  service,  and  ergonomics.  Compliance  with
such regulations could substantially impair equipment productivity and increase our operating expenses.

The EPA adopted new emission control regulations, which required progressive reductions in exhaust emissions from
diesel  engines  through  2010.  In  order  to  partially  offset  the  costs  of  compliance  with  the  new  EPA  engine  design
requirements,  manufacturers  have  increased  new  equipment  prices  and  eliminated  or  sharply  reduced  the  price  of
repurchase  or  trade-in  commitments.  If  new  equipment  prices  continue  to  increase,  or  if  the  price  of  repurchase
commitments by equipment manufacturers were to decrease more than anticipated, we may be required to  increase
our depreciation and financing costs and/or retain some of our equipment longer, which may result in an increase in
maintenance expenses. To the extent we are unable to offset any such increases in expenses with rate increases or
cost  savings,  our  results  of  operations  would  be  adversely  affected.  If  our  fuel  or  maintenance  expenses  were  to
increase as a result of our use of the new, EPA-compliant engines, and we are unable to offset such increases with fuel
surcharges  or  higher  freight  rates,  our  results  of  operations  would  be  adversely  affected.  Further,  our  business  and
operations could be adversely impacted if we experience problems with the reliability of the new engines. Although we
have  not  experienced  any  significant  reliability  issues  with  these  engines  to  date,  the  expenses  associated  with  the
trucks containing these engines have been slightly elevated, primarily as a result of higher depreciation expense due to
increased purchase prices.

During  2010,  the  FMCSA  implemented  its  “Compliance,  Safety,  Accountability”  program  (“CSA”),  formerly  known  as
“Comprehensive Safety Analysis 2010” or “CSA 2010”. CSA is an enforcement and compliance initiative that provides
for  driver  standards  in  addition  to  the  carrier  standards  previously  in  place.  Under  CSA,  the  methodology  for
determining a carrier's DOT safety rating has been expanded to include the on-road safety performance of the carrier's
drivers.  As  a  result  of  these  new  regulations,  including  the  expanded  methodology  for  determining  a  carrier's  DOT
safety rating, there may be an adverse effect on our DOT safety rating. We currently have a satisfactory DOT rating,
which  is  the  highest  available  rating.  A  conditional  or  unsatisfactory  DOT  safety  rating  could  adversely  affect  our
business because some of our customer contracts may require a satisfactory DOT safety rating, and a conditional or
unsatisfactory rating could negatively impact or restrict our operations.

During  December  2011,  the  FMCSA  published  final  HOS  rules  which  included  changes  that  placed  limits  on  the  34-
hour restart provision and added required driver breaks. These final HOS rules have made an impact on the utilization
of  our  equipment  and  our  drivers’  productivity  however,  they  have  not  had  a  significant  negative  impact  on  our
operations.

We are subject to certain risks arising from doing business in Mexico.

As  we  continue  to  grow  our  business  in  Mexico,  we  are  subject  to  greater  risks  of  doing  business  internationally,
including  fluctuations  in  foreign  currencies,  changes  in  the  economic  strength  of  Mexico,  difficulties  in  enforcing
contractual  obligations  and  intellectual  property  rights,  burdens  of  complying  with  a  wide  variety  of  international  and
U.S. export and import laws, and social, political, and economic instability. We also face additional risks associated with
our  Mexico  business,  including  potential  restrictive  trade  policies  and  imposition  of  duties,  taxes,  or  government
royalties  imposed  by  the  Mexican  government.  If  we  are  unable  to  address  business  concerns  related  to  our
international operations in a timely and cost efficient manner, our financial position, results of operations or cash flows
could be adversely affected.

- 12 -

 
 
 
 
 
 
 
 
 
 
 
A determination by regulators that owner-operators are employees, rather than independent contractors, could expose
us to various liabilities and additional costs.

Tax  and  other  regulatory  authorities  often  seek  to  assert  that  independent  contractors  in  the  transportation  service
industry, such as our owner-operators, are employees rather than independent contractors. There can be no assurance
that  these  interpretations  and  tax  laws  that  consider  these  persons  independent  contractors  will  not  change  or  that
these authorities will not successfully assert this position. If our owner-operators are determined to be our employees,
that  determination  could  materially  increase  our  exposure  under  a  variety  of  federal  and  state  tax,  workers’
compensation, unemployment benefits, labor, employment and tort laws, as well as our potential liability for employee
benefits.  In  addition,  such  changes  may  be  applied  retroactively,  and  if  so,  we  may  be  required  to  pay  additional
amounts to compensate for prior periods. Any of the above increased costs would adversely affect our business and
operating results.

Our results of operations may be affected by seasonal factors.

Our productivity may decrease during the winter season when severe winter weather impedes operations. Also, some
shippers  may  reduce  their  shipments  after  the  winter  holiday  season.  At  the  same  time,  operating  expenses  may
increase  and  fuel  efficiency  may  decline  due  to  engine  idling  during  periods  of  inclement  weather.  Harsh  weather
conditions  generally  also  result  in  higher  accident  frequency,  increased  freight  claims,  and  higher  equipment  repair
expenditures.

Our business may be disrupted by natural disasters  and severe weather conditions causing supply chain disruptions.

Natural disasters such as earthquakes, tsunamis, hurricanes, tornadoes, floods or other adverse weather and climate
conditions,  whether  occurring  in  the  United  States  or  abroad,  could  disrupt  our  operations  or  the  operations  of  our
customers  or  could  damage  or  destroy  infrastructure  necessary  to  transport  products  as  part  of  the  supply  chain.
Specifically, these events may damage or destroy or assets, disrupt fuel supplies, increase fuel costs, disrupt freight
shipments or routes, and affect regional economies. As a result, these events could make it difficult or impossible for us
to provide logistics and transportation services; disrupt or prevent our ability to perform functions at the corporate level;
and/or otherwise impede our ability to continue business operations in a continuous manner consistent with the level
and  extent  of  business  activities  prior  to  the  occurrence  of  the  unexpected  event,  which  could  adversely  affect  our
business and results of operations or make our results more volatile.

We may incur additional operating expenses or liabilities as a result of potential future requirements to address climate
change issues.

As  global  warming  issues  become  more  prevalent,  federal,  state  and  local  governments  as  well  as  some  of  our
customers,  are  beginning  to  respond  to  these  issues.  This  increased  focus  on  sustainability  may  result  in  new
legislation or regulations and customer requirements that could negatively affect us as we may incur additional costs or
be required to make changes to our operations in order to comply with any new regulations or customer requirements.
Legislation or regulations that potentially impose restrictions, caps, taxes, or other controls on emissions of greenhouse
gases such as carbon dioxide, a by-product of burning fossil fuels such as those used in the Company’s trucks, could
adversely  affect  our  operations  and  financial  results.  More  specifically,  legislative  or  regulatory  actions  related  to
climate  change  could  adversely  impact  the  Company  by  increasing  our  fuel  costs  and  reducing  fuel  efficiency  and
could  result  in  the  creation  of  substantial  additional  capital  expenditures  and  operating  costs  in  the  form  of  taxes,
emissions allowances, or required equipment upgrades. Any of these factors could impair our operating efficiency and
productivity  and  result  in  higher  operating  costs.  In  addition,  revenues  could  decrease  if  we  are  unable  to  meet
regulatory or customer sustainability requirements. These additional costs, changes in operations, or loss of revenues
could have a material adverse effect on our business, financial condition and results of operations.

- 13 -

 
 
 
 
 
 
 
 
 
 
 
 
Our  operations  are  subject  to  various  environmental  laws  and  regulations,  the  violation  of  which  could  result  in
substantial fines or penalties.

We  are  subject  to  various  environmental  laws  and  regulations  dealing  with  the  handling  of  hazardous  materials,
underground  fuel  storage  tanks,  and  discharge  and  retention  of  storm-water.  We  operate  in  industrial  areas,  where
truck  terminals  and  other  industrial  activities  are  located,  and  where  groundwater  or  other  forms  of  environmental
contamination could occur. In prior years, we also maintained bulk fuel storage and fuel islands at two of our facilities.
Our  operations  may  involve  the  risks  of  fuel  spillage  or  seepage,  environmental  damage,  and  hazardous  waste
disposal,  among  others.  If  we  are  involved  in  a  spill  or  other  accident  involving  hazardous  substances,  or  if  we  are
found to be in violation of applicable laws or regulations, it could have a materially adverse effect on our business and
operating  results.  If  we  should  fail  to  comply  with  applicable  environmental  regulations,  we  could  be  subject  to
substantial fines or penalties and to civil and criminal liability.

If our employees were to unionize, our operating costs would increase and our ability to compete would be impaired.

None  of  our  employees  is  currently  represented  by  a  collective  bargaining  agreement.  However,  we  can  offer  no
assurance  that  our  employees  will  not  unionize  in  the  future,  particularly  if  legislation  is  passed  that  facilitates
unionization.  If  our  employees  were  to  unionize,  our  operating  costs  would  increase  and  our  profitability  could  be
adversely affected.

Our information technology systems are subject to certain risks that  are beyond our  control.

We depend on the proper functioning and availability of our information systems, including communications and data
processing  systems,  in  operating  our  business.  Although  we  have  implemented  redundant  systems  and  network
security measures, our information technology remains susceptible to outages, computer viruses, break-ins and similar
disruptions that may inhibit our ability to provide services to our customers and the ability of our customers to access
our systems. This may result in the loss of customers or a reduction in demand for our services, which could adversely
affect our growth and profitability.

We have substantial fixed costs and, as a result, our operating income fluctuates disproportionately with changes in our
net sales.

A significant portion of our expenses are fixed costs that that neither increase nor decrease proportionately with sales.
There can be no assurance that we would be able to reduce our fixed costs proportionately in response to a decline in
our sales and therefore our competitiveness could be significantly impacted. As a result, a decline in our sales would
result in a higher percentage decline in our income from operations and net income.

Our financial results may be adversely impacted by potential future changes in accounting practices.

Future changes in accounting standards or practices, and related legal and regulatory interpretations of those changes,
may  adversely  impact  public  companies  in  general,  the  transportation  industry  or  our  operations  specifically.  New
accounting  standards  or  requirements,  such  as  a  conversion  from  U.S.  Generally  Accepted  Accounting  Principles  to
International  Financial  Reporting  Standards, could  change  the  way  we  account  for,  disclose  and  present  various
aspects of our financial position, results of operations or cash flows and could be costly to implement.

 - 14 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our business may be harmed by terrorist attacks, future war or anti-terrorism measures.

In order to prevent terrorist attacks, federal, state and municipal authorities have implemented and continue to follow
various security measures, including checkpoints and travel restrictions on large trucks. Our international operations in
Canada and Mexico may be affected significantly if there are any disruptions or closures of border traffic due to security
measures. Such measures may have costs associated with them, which, in connection with the transportation services
we  provide,  we  or  our  owner-operators  could  be  forced  to  bear.  In  addition,  war  or  risk  of  war  also  may  have  an
adverse effect on the economy. A decline in economic activity could adversely affect our revenue or restrict our future
growth. Instability in the financial markets as a result of terrorism or war also could affect our ability to raise capital. In
addition, the insurance premiums charged for some or all of the coverage currently maintained by us could increase
dramatically or such coverage could be unavailable in the future.

We may be unable to successfully integrate businesses we acquire into our operations.

Integrating businesses we acquire may involve unanticipated delays, costs or other operational or financial problems.
Successful integration of the businesses we acquire depends on a number of factors, including our ability to transition
acquired  companies  to  our  management  information  systems.  In  integrating  businesses  we  acquire,  we  may  not
achieve  expected  economies  of  scale  or  profitability  or  realize  sufficient  revenues  to  justify  our  investment.  We  also
face the risk that an unexpected problem at one of the companies we acquire will require substantial time and attention
from senior management, diverting management’s attention from other aspects of our business. We cannot be certain
that our management and operational controls will be able to support us as we grow.

The  Chairman  of  our  board  of  directors  holds  a  controlling  interest  in  us;  therefore,  the  influence  of  our  public
shareholders  over  significant  corporate  actions  is  limited,  and  we  are  not  subject  to  certain  corporate  governance
standards that apply to other publicly traded companies.

Matthew T. Moroun, the Chairman of our Board of Directors, and a trust of which Mr. Moroun is a co-trustee together,
own approximately 58.2% of our outstanding common stock. As a result, Mr. Moroun has the power to:

•

•

•

•

control all matters submitted to our shareholders;

elect our directors;

adopt, extend or remove any anti-takeover provisions that are available to us; and

exercise control over our business, policies and affairs.

This  concentration  of  ownership  could  limit  the  price  that  some  investors  might  be  willing  to  pay  for  shares  of  our
common  stock,  and  our  ability  to  engage  in  significant  transactions,  such  as  a  merger,  acquisition  or  liquidation,  will
require  the  consent  of  Mr.  Moroun.  Conflicts  of  interest  could  arise  between  us  and  Mr.  Moroun,  and  any  conflict  of
interest  may  be  resolved  in  a  manner  that  does  not  favor  us.  Accordingly,  Mr.  Moroun  could  cause  us  to  enter  into
transactions or agreements of which our other shareholders would not approve or make decisions with which they may
disagree.  Because  of  Mr.  Moroun’s  level  of  ownership,  we  have  elected  to  be  treated  as  a  controlled  company  in
accordance  with  the  rules  of  the  NASDAQ  Stock  Market.  Accordingly,  we  are  not  required  to  comply  with  NASDAQ
Stock Market rules which would otherwise require a majority of our Board to be comprised of independent directors and
require  our  Board  to  have  a  compensation  committee  and  a  nominating  and  corporate  governance  committee
comprised of independent directors.

 - 15 -

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
Mr.  Moroun  may  continue  to  retain  control  of  us  for  the  foreseeable  future  and  may  decide  not  to  enter  into  a
transaction in which shareholders would receive consideration for our common stock that is much higher than the then-
current market price of our common stock. In addition, Mr. Moroun could elect to sell a controlling interest in us to a
third-party  and  our  other  shareholders  may  not  be  able  to  participate  in  such  transaction  or,  if  they  are  able  to
participate in such a transaction, such shareholders may receive less than the then-current fair market value of their
shares. Any decision regarding ownership of us that Mr. Moroun may make at some future time will be in his absolute
discretion, subject to applicable laws and fiduciary duties.

Our stock trading volume may not provide adequate liquidity for investors.

Although shares of our common stock are traded on the NASDAQ Global Market, the average daily trading volume in
our  common  stock  is  less  than  that  of  other  larger  transportation  and  logistics  companies.  A  public  trading  market
having the desired characteristics of depth, liquidity and orderliness depends on the presence in the marketplace of a
sufficient number of willing buyers and sellers of the common stock at any given time. This presence depends on the
individual  decisions  of  investors  and  general  economic  and  market  conditions  over  which  we  have  no  control.  Given
the daily average trading volume of our common stock, significant sales of the common stock in a brief period of time,
or  the  expectation  of  these  sales,  could  cause  a  decline  in  the  price  of  our  common  stock.  Additionally,  low  trading
volumes may limit a stockholder’s ability to sell shares of our common stock.

We currently do not intend to pay future dividends on our common stock.

We currently do not anticipate paying future cash dividends on our common stock. We anticipate that we will retain all
of  our  future  earnings,  if  any,  for  use  in  the  development  and  expansion  of  our  business  and  for  general  corporate
purposes. Any determination to pay future dividends and other distributions in cash, stock, or property by the Company
in  the  future  will  be  at  the  discretion  of  our  Board  of  Directors  and  will  be  dependent  on  then-existing  conditions,
including our financial condition and results of operations and contractual restrictions. Therefore, you should not rely on
future dividend income from shares of our common stock.

Item 1B. Unresolved Staff Comments.

None.

 - 16 -

 
 
  
 
 
 
 
 
 
 
 
Item 2. Properties.

Our executive offices and primary terminal facilities, which we own, are located in Tontitown, Arkansas. These facilities
are  located  on  approximately  49.3  acres  and  consist  of  114,403  square  feet  of  office  space  and  maintenance  and
storage facilities.

Our  subsidiaries  lease  facilities  in  Indianapolis,  Indiana;  Romulus,  Michigan;  North  Jackson,  Ohio;  Tahlequah,
Oklahoma;  El  Paso,  Texas;  and  Monterrey,  Mexico.  Our  terminal  facilities  in  Irving  and  Laredo,  Texas;  North  Little
Rock, Arkansas; and Willard, Ohio are owned. The leased facilities are leased primarily on contractual terms typically
ranging from one to five years. As of December 31, 2014, the following table provides a summary of the ownership and
types of activities conducted at each location:

Location

Tontitown, Arkansas
North Little Rock, Arkansas
Indianapolis, Indiana
Romulus, Michigan
Columbia, Mississippi
North Jackson, Ohio
Willard, Ohio
Tahlequah, Oklahoma
El Paso, Texas
Irving, Texas
Laredo, Texas
Monterrey, Mexico

Own/
Lease
Own
Own
Lease
Lease
Own
Lease
Own
Lease
Lease
Own
Own
Lease

Dispatch
Office
Yes
No
No
No
No
Yes
Yes
No
No
Yes
Yes
No

Maintenance
Facility
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
Yes
Yes
No

Safety
Training
Yes
Yes
No
No
No
Yes
No
No
No
Yes
Yes
No

We also have access to trailer drop and relay stations in various other locations across the country. We lease certain of
these facilities on a month-to-month basis from affiliates of our largest stockholder.

We  believe  that  all  of  the  properties  that  we  own  or  lease  are  suitable  for  their  purposes  and  adequate  to  meet  our
needs.

Item 3. Legal Proceedings.

The  nature  of  our  business  routinely  results  in  litigation,  primarily  involving  claims  for  personal  injuries  and  property
damage  incurred  in  the  transportation  of  freight.  We  believe  that  all  such  routine  litigation  is  adequately  covered  by
insurance  and  that  adverse  results  in  one  or  more  of  those  cases  would  not  have  a  material  adverse  effect  on  our
financial statements.

We are a defendant in a collective-action lawsuit which was filed on August 22, 2013, in the United States District Court
for  the  Western  District  of  Arkansas.  The  plaintiffs,  who  are  current  and  former  drivers  and  who  worked  for  the
Company during the period of August 22, 2010, through the date of the filing, allege claims for unpaid wages under the
Fair Labor Standards Act and the Arkansas Minimum Wage Law. The complaint alleges that the Company failed to pay
newly hired drivers minimum wage during orientation, training, and while traveling during normal business hours and
that the Company failed to pay all drivers when working on assignment for more than 24 hours. The plaintiffs seek to
enjoin  the  Company  from  continuing  its  current  pay  practices  related  to  the  allegations.  They  also  seek  actual
damages,  liquidated  damages  equal  to  accrual  damages,  court  costs,  and  legal  fees.  The  Company  has  reached  a
preliminary settlement with the plaintiffs in the amount of $3,950,000 and accordingly, has reserved this amount, along
with  estimated  settlement  costs,  in  the  accompanying  2014  financial  statements.  Should  the  settlement  not  be
approved by the court, further negotiations may take place to reach a different settlement or the case may continue on
to  trial.  Management  has  determined  that  any  losses  under  this  claim  will  not  be  covered  by  existing  insurance
policies.

 - 17 -

 
 
 
 
 
 
  
 
 
 
 
 
 
Item 4. Mine Safety Disclosures.

Not applicable.

PART II

Item 5. Market for Registrant’s Common Equity , Related Stockholder Matters and Issuer Purchases of Equity
Securities.

Our common stock is traded on the NASDAQ Global Market under the symbol PTSI. The following table sets forth, for
the quarters indicated, the range of the high and low sales prices per share for our common stock as reported on the
NASDAQ Global Market.

Fiscal Year Ended December 31, 2014

First Quarter
Second Quarter
Third Quarter
Fourth Quarter

Fiscal Year Ended December 31, 2013

First Quarter
Second Quarter
Third Quarter
Fourth Quarter

  $

  $

High

Low

23.00    $
29.01     
40.19     
54.74     

High

Low

11.57    $
11.74     
17.82     
20.99     

17.83 
19.46 
27.66 
33.71 

9.30 
8.85 
10.00 
15.59 

As of February 23, 2015, there were approximately 99 holders of record of our common stock.

Dividends

The Company paid cash dividends of $1.00 per common share during each of the months of April 2012 and December
2012. No other dividends have been paid during any year prior to 2012 or during 2013 or 2014. Future dividend policy
and  the  payment  of  dividends,  if  any,  will  be  determined  by  the  Board  of  Directors  in  light  of  circumstances  then
existing,  including  our  earnings,  financial  condition  and  other  factors  deemed  relevant  by  the  Board  of  Directors.
Currently, the Company does not intend to pay dividends in the foreseeable future.

Repurchases of Equity Securities by the Issuer

The  Company’s  stock  repurchase  program  has  been  extended  and  expanded  several  times,  most  recently  in  May
2014,  when  the  Board  of  Directors  reauthorized  500,000  shares  of  common  stock  for  repurchase  under  the  initial
September 2011 authorization. Following the reauthorization, the Company repurchased 33,341 shares of its common
stock during the remainder of 2014 under this repurchase program.

On December 2, 2014, the Company announced a Dutch auction tender offer (the “2014 tender offer”) to repurchase
up to 640,000 shares of its common stock, par value $0.01 per share, subject to the terms and conditions described in
the 2014 tender offer pursuant to the Board of Directors approval on November 25, 2014. Subject to certain limitations
and legal requirements, the Company could purchase up to an additional 2% of its outstanding shares which totaled
160,000  shares.  The  2014  tender  offer  began  on  the  date  of  the  announcement,  December  2,  2014  and  expired  on
December 30, 2014.

 - 18 -

 
 
 
  
 
 
 
 
 
 
   
 
   
   
   
 
 
 
 
   
 
   
   
   
 
 
 
 
 
 
 
 
 
Through the 2014 tender offer, the Company’s shareholders had the opportunity to tender some or all of their shares at
a  price  within  the  range  of  $46.00  to  $50.00  per  share.  Upon  expiration  of  the  offer,  the  Company  accepted  for
purchase  a  total  of  571,865  shares  at  a  price  of  $50.00  per  share,  for  a  total  purchase  price  of  approximately  $28.7
million, including fees and commission. The purchases were settled on January 6, 2015. The Company accounted for
the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet as of December 31,
2014.

On December 2, 2013, the Company announced a Dutch auction tender offer (the “2013 tender offer”) to repurchase
up to 600,000 shares of its common stock, par value $0.01 per share, subject to the terms and conditions described in
the 2013 tender offer pursuant to the Board of Directors approval on November 27, 2013. Subject to certain limitations
and legal requirements, the Company could purchase up to an additional 2% of its outstanding shares which totaled
173,000  shares.  The  2013  tender  offer  began  on  the  date  of  the  announcement,  December  2,  2013  and  expired  on
December 30, 2013.

Through the 2013 tender offer, the Company’s shareholders had the opportunity to tender some or all of their shares at
a price within the range of $19.00 to 21.00 per share. Upon expiration of the offer, the Company accepted for purchase
a  total  of  675,000  shares  at  a  price  of  $20.50  per  share,  for  a  total  purchase  price  of  approximately  $13.9  million,
including  fees  and  commission.  The  purchases  were  settled  on  January  6,  2014.  The  Company  accounted  for  the
repurchase of these shares as treasury stock on the Company’s consolidated balance sheet as of December 31, 2013.

The following table summarizes the Company's common stock repurchases during the fourth quarter of 2014. No
shares were purchased during the quarter other than through the tender offer described above. All purchases were
made by or on behalf of the Company and not by any “affiliated purchaser”.

Total number of
shares purchased    

Average price
paid per share

-    $
-     
571,865     
571,865    $

-     
-     
50.00     
50.00     

Total number of
shares
purchased as part
of
publicly
announced
plans or programs    
-     
-     
571,865     
571,865     

Maximum
number of
shares that may
yet be purchased
under the plans
or programs

466,659 
466,659 
466,659 

Period
October 1-31, 2014
November 1-30, 2014
December 1-31, 2014
Total

Securities Authorized for Issuance Under Equity Compensation Plans

See  Part  III,  Item  12,  “Security  Ownership  of  Certain  Beneficial  Owners  and  Management  and  Related  Stockholder
Matters” of this Annual Report for a presentation of compensation plans under which equity securities of the Company
are authorized for issuance.

- 19 -

 
 
  
 
 
 
 
   
 
   
   
   
   
  
 
 
 
 
 
Performance Graph

Set forth below is a line graph comparing the yearly percentage change in the cumulative total stockholder return on
our common stock against the cumulative total return of the NASDAQ OMX Index for the NASDAQ Stock Market (U.S.
companies) and the NASDAQ OMX Index for the NASDAQ Trucking and Transportation Stocks for the period of five
years  commencing  December  31,  2009  and  ending  December  31,  2014.  The  graph  assumes  that  the  value  of  the
investment  in  our  common  stock  and  in  each  index  was  $100  on  December  31,  2009  and  that  all  dividends  were
reinvested.

COMPARISON OF CUMULATIVE TOTAL RETURN AMONG OUR COMMON STOCK,
THE NASDAQ OMX INDEX FOR THE NASDAQ STOCK MARKET (U.S. COMPANIES)
AND THE NASDAQ TRUCKING AND TRANSPORTATION STOCKS INDEX THROUGH DECEMBER 31, 2014

- 20 -

 
 
 
 
 
 
 
 
Item 6. Selected Financial Data.

The  following  selected  financial  and  operating  data  should  be  read  in  conjunction  with  the  Consolidated  Financial
Statements and notes thereto included elsewhere in this Report.

Statement of Operations Data:
Operating revenues:

2014

Year Ended December 31,
2012
(in thousands, except per share amounts)

2011

2013

2010

Operating revenues, before fuel surcharge   $ 316,584    $ 313,117    $ 297,698    $ 284,178    $ 282,524 
49,470 
94,353     
Fuel surcharge
331,994 
410,937     

82,935     
380,633     

89,696     
402,813     

75,065     
359,243     

Total operating revenues

Operating expenses:

Salaries, wages and benefits
Operating supplies and expenses
Rent and purchased transportation
Depreciation
Insurance and claims
Other
(Gain) loss on sale or disposal of property    

Total operating expenses
Operating income (loss)
Non-operating income
Interest expense
Income (loss) before income taxes
Income tax expense (benefit)
Net income (loss)

Earnings (loss) per common share:
Basic

Diluted

  $

  $
  $

108,371     
126,875     
90,831     
36,296     
20,274     
9,871     
(4,591)    
387,927     
23,010     
2,099     
(2,897)    
22,212     
8,721     
13,491    $

107,037     
137,268     
85,226     
39,088     
14,586     
8,956     
(854)    
391,307     
11,506     
1,540     
(3,375)    
9,671     
3,756     
5,915    $

108,866     
155,392     
54,011     
38,298     
13,744     
7,585     
(166)    
377,730     
2,903     
3,288     
(2,596)    
3,595     
1,416     
2,179    $

110,037     
168,567     
30,126     
34,163     
13,070     
8,525     
98     
364,586     
(5,343)    
1,551     
(1,798)    
(5,590)    
(2,733)    
(2,857)   $

105,143 
132,582 
47,054 
27,035 
12,820 
7,900 
(337)
332,197 
(203)
852 
(2,252)
(1,603)
(948)
(655)

1.69    $
1.68    $

0.68    $
0.68    $

0.25    $
0.25    $

(0.32)   $
(0.32)   $

(0.07)

(0.07)

Average common shares outstanding –
Basic
Average common shares outstanding –
Diluted (1)

7,990     

8,662     

8,700     

9,056     

9,415 

8,034     

8,682     

8,702     

9,056     

9,415 

Cash dividends declared per common share   $

-    $

-    $

2.00    $

-    $

- 

(1) Diluted income per share for 2014, 2013, and 2012 assumes the exercise of stock options to purchase an

aggregate of 71,990, 92,496, and 2,776 shares of common stock, respectively.

- 21 -

 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
     
       
       
       
       
 
     
       
       
       
       
 
   
   
 
     
       
       
       
       
 
     
       
       
       
       
 
   
   
   
   
   
   
   
   
   
   
   
   
 
     
       
       
       
       
 
     
       
       
       
       
 
 
     
       
       
       
       
 
   
   
 
     
       
       
       
       
 
                                    
 
 
 
 
2014

2013

At December 31,
2012
(in thousands)

2011

2010

Balance Sheet Data:
Total assets
Long-term debt, excluding current
portion
Stockholders' equity

  $

324,605    $

329,302    $

317,669    $

279,093    $

264,340 

52,293     
99,985     

70,366     
115,946     

78,583     
122,195     

44,135     
137,477     

17,201 
147,948 

2014

Year Ended December 31,
2012

2011

2013

2010

Operating Data:
Operating ratio (1)
Average number of truckloads per week    
Average miles per trip
Total miles traveled (in thousands)
Average miles per truck
Average revenue, before fuel surcharge
per truck per day
Average revenue, before fuel surcharge
per loaded mile
Empty mile factor

  $

  $

92.7%    

96.3%    

99.0%    

5,674 
729 
    209,990 
    117,868 

6,120 
675 
    209,837 
    116,256 

5,704 
693 
    200,765 
    114,071 

101.9%    
5,586 
687 
    195,081 
    110,215 

100.1%
6,054 
625 
    192,139 
    110,236 

700 

  $

683 

  $

666 

  $

632 

  $

639 

1.50 

  $
6.8%    

1.49 

  $
7.3%    

1.49 

  $
8.7%    

1.49 

  $
8.3%    

1.35 

6.3%

1,761(2)   

1,800(4)   

1,837(3)   

At end of period:
Total company-owned/leased trucks
Average age of company-owned trucks
(in years)
Total company-owned/leased trailers
Average age of company-owned trailers
(in years)
Number of employees
__________
(1)  Total  operating  expenses,  net  of  fuel  surcharge  as  a  percentage  of  operating  revenues,  before  fuel
surcharge;
(2) Includes 325 owner operator trucks; (3) Includes 357 owner operator trucks; (4) Includes 220 owner operator

3.24 
4,632(11)

6.34 
3,022 

7.09 
2,764 

5.19 
2,911 

6.99 
3,031 

6.21 
2,658 

4,696(10)   

1,770(5)    

4,943(9)   

5,170(8)   

4,919(7)   

1,768(6)

1.63 

1.52 

2.62 

1.58 

trucks;

(5) Includes 79 owner operator trucks; (6) Includes 28 owner operator trucks; (7) Includes 141 leased trailers;
(8) Includes 91 leased trailers; (9) Includes 36 leased trailers; (10) Includes 53 leased trailers; (11) Includes 50

leased trailers.

The Company paid cash dividends of $1.00 per common share during each of the months of April 2012 and December
2012.

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Business Overview

The  Company's  administrative  headquarters  are  in  Tontitown,  Arkansas.  From  this  location  we  manage  operations
conducted  through  our  wholly  owned  subsidiaries  based  in  various  locations  around  the  United  States,  Mexico,  and
Canada.  The  operations  of  these  subsidiaries  can  generally  be  classified  into  either  truckload  services  or  brokerage
and  logistics  services.  Truckload  services  include  those  transportation  services  in  which  we  utilize  company  owned
trucks  or  owner-operator  owned  trucks.  Brokerage  and  logistics  services  consist  of  services  such  as  transportation
scheduling, routing, mode selection, transloading and other value added services related to the transportation of freight
which may or may not involve the usage of company owned or owner-operator owned equipment. Both our truckload
operations and our brokerage/logistics operations have similar economic characteristics and are impacted by virtually
the same economic factors as  discussed  elsewhere  in  this  Report.  All  of  the  Company's  operations  are  in  the  motor
carrier segment.

For  both  operations,  substantially  all  of  our  revenue  is  generated  by  transporting  freight  for  customers  and  is

 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
   
   
 
     
       
       
       
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
     
 
     
 
     
 
   
   
   
   
   
   
   
   
   
   
   
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
predominantly affected by the rates per mile received from our customers, equipment utilization, and our percentage of
non-compensated miles. These aspects of our business are carefully managed and efforts are continuously underway
to achieve favorable results. Truckload services revenues, excluding fuel surcharges, represented 92.5%, 92.6% and
91.8% of total revenues, excluding fuel surcharges for the twelve months ended December 31, 2014, 2013 and 2012,
respectively.

- 22 -

 
 
 
The  main  factors  that  impact  our  profitability  on  the  expense  side  are  costs  incurred  in  transporting  freight  for  our
customers.  Currently,  our  most  challenging  costs  include  fuel,  driver  recruitment,  training,  wage  and  benefit  costs,
independent  broker  costs  (which  we  record  as  purchased  transportation),  insurance,  and  maintenance  and  capital
equipment costs.

In discussing our results of operations we use revenue, before fuel surcharge (and operating supplies and expense, net
of  fuel  surcharge),  because  management  believes  that  eliminating  the  impact  of  this  sometimes  volatile  source  of
revenue  allows  a  more  consistent  basis  for  comparing  our  results  of  operations  from  period  to  period.  During  2014,
2013  and  2012,  approximately  $94.4  million,  $89.7  million  and  $82.9  million,  respectively,  of  the  Company's  total
revenue  was  generated  from  fuel  surcharges.  We  also  discuss  certain  changes  in  our  expenses  as  a  percentage  of
revenue, before fuel surcharge, rather than absolute dollar changes. We do this because we believe the high variable
cost  nature  of  certain  expenses  makes  a  comparison  of  changes  in  expenses  as  a  percentage  of  revenue  more
meaningful than absolute dollar changes.

Results of Operations - Truckload Services

The  following  table  sets  forth,  for  truckload  services,  the  percentage  relationship  of  expense  items  to  operating
revenues,  before  fuel  surcharges,  for  the  periods  indicated.  Operating  supplies  and  expenses  are  shown  net  of  fuel
surcharges.

Operating revenues, before fuel surcharge
Operating expenses:

Salaries, wages and benefit
Operating supplies and expenses, net of fuel
surcharge
Rent and purchased transportation
Depreciation
Insurance and claims
Other
Gain on sale or disposal of property

Total operating expenses
Operating income
Non-operating income
Interest expense
Income before income taxes

2014 Compared to 2013

Years Ended December 31,
2013

2014

2012

100.0%   

100.0%   

100.0%

36.8 

36.7 

11.1 
23.5 
12.4 
6.9 
3.3 
(1.6)    
92.4 
7.6 
0.7 
(1.0)    
7.3%   

16.4 
21.9 
13.5 
5.0 
3.1 
(0.3)    
96.3 
3.7 
0.5 
(1.1)    
3.1%   

39.7 

26.5 
11.3 
14.0 
5.0 
2.7 
0.0 
99.2 
0.8 
1.2 
(0.9)
1.1%

For the year ended December 31, 2014, truckload services revenue, before fuel surcharges, increased 0.9% to $292.7
million as compared to $290.1 million for the year ended December 31, 2013. The increase is related primarily to an
increase  in  equipment  utilization,  an  increase  in  the  average  rate  charged  to  customers  and  a  reduction  in
uncompensated miles. Although the average number of trucks declined from 1,804 during 2013 to 1,781 during 2014,
the number of miles traveled increased from 209.8 million miles during 2013 to 210.0 million miles during 2014 as a
result of an increase in the average number of miles traveled each work day from 458 miles per truck during 2013 to
464 miles per truck during 2014. The average rate charged per total mile during 2014 increased $0.01 as compared to
the average rate charged during 2013. The average percentage of uncompensated miles declined from 7.3% of total
miles for 2013 to 6.8% of total miles during 2014.

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Salaries,  wages  and  benefits  increased  from  36.7%  of  revenues,  before  fuel  surcharges,  during  2013  to  36.8%  of
revenues, before fuel surcharges, during 2014. The increase related primarily to an increase in non-driver wages paid
during 2014 as compared to non-driver wages paid during 2013. The number of non-driver employees increased from
an average of 530 during 2013 to an average of 580 during 2014 as a result of increasing our operations staff to provide
increased service to our drivers and maintenance staff in order to more efficiently maintain our equipment and manage
maintenance  costs.  Partially  offsetting  the  increase  was  a  decrease  in  costs  associated  with  workers’  compensation
benefits during 2014 as compared to 2013.

Operating supplies and expenses decreased from 16.4% of revenues, before fuel surcharges, during 2013 to 11.1% of
revenues, before fuel surcharges, during 2014. The decrease relates primarily to a decrease in the average surcharge-
adjusted fuel price paid per gallon of diesel fuel and to an increase in the average miles-per-gallon (“mpg”) experienced
during 2014 as compared to 2013. The average surcharge-adjusted fuel price paid per gallon of diesel fuel decreased
as a result of more favorable fuel surcharge arrangements made with customers and to an increase in the number of
owner  operators  in  our  fleet.  Fuel  surcharge  collections  can  fluctuate  significantly  from  period  to  period  as  they  are
generally  based  on  changes  in  fuel  prices  from  period  to  period  so  that  during  periods  of  rising  fuel  prices  fuel
surcharge  collections  increase  while  fuel  surcharge  collections  decrease  during  periods  of  falling  fuel  prices.  Fuel
surcharge revenue generated from transportation services performed by owner operators is reflected as a reduction in
net operating supplies and expenses, while fuel surcharges paid to owner operators for their services is reported along
with their base rate of pay in the Rent and purchased transportation category. These categorizations have the effect of
reducing our net operating supplies and expenses while increasing the Rent and purchased transportation category, as
discussed below. The average mpg experienced increased during 2014 as compared to the mpg experienced during
2013 as a result of replacing older trucks with newer trucks, which are more fuel efficient. The decrease also relates to
a decrease in amounts paid for equipment maintenance costs during 2014 as compared to amounts paid during 2013
as  a  result  of  replacing  older  equipment  with  new  equipment.  Partially  offsetting  this  decrease  is  an  increase  in
amounts paid for driver recruiting and driver training schools during 2014 as compared to amounts paid during 2013.
The  increase  in  driver  recruiting  and  training  costs  are  a  result  of  heightened  competition  for  qualified  drivers  as
industry demand has increased and increased regulations have forced some drivers to exit the profession.

Rent and purchased transportation increased from 21.9% of revenues, before fuel surcharges, during 2013 to 23.5% of
revenues, before fuel surcharges, during 2014. This increase relates primarily to lease payments associated with the
lease of 421 trucks, as discussed below. This increase was partially offset by a decrease in driver lease expense as a
result of fewer miles being driven by owner operators during 2014 as compared to 2013.

Depreciation decreased from 13.5% of revenues, before fuel surcharges, during 2013 to 12.4% of revenues, before fuel
surcharges,  during  2014.  The  decrease  relates  primarily  to  a  decrease  in  the  average  number  of  company-owned
trucks  as  a  result  of  a  leasing  arrangement  entered  into  during  the  first  quarter  of  2014  for  the  lease  of  147  trucks,
including 97 company-owned trucks which were sold to a third party and then leased back to the Company. During the
remainder  of  2014,  the  Company  entered  into  lease  agreements  for  the  lease  of  an  additional  274  trucks  and  as  of
December  31,  2014,  the  Company’s  fleet  consists  of  421  leased  trucks.  The  lease  payments  associated  with  these
leases are reported in the Rents and purchased transportation category.

Insurance  and  claims  increased  from  5.0%  of  revenues,  before  fuel  surcharges,  during  2013  to  6.9%  of  revenues,
before fuel surcharges, during 2014. This increase relates primarily to an estimated amount reserved during 2014 for
the  anticipated  settlement  of  a  lawsuit,  which  claims  that  the  Company  was  in  violation  of  minimum  wage  laws  with
regard to certain activities performed by employee driver as mentioned in the section “Legal Proceedings” in Item 3 of
this Report, as well as an increase in amounts expensed for litigation costs associated with other claims. The increase
also  relates  to  increases  in  the  amount  paid  for  physical  damage  insurance  premiums  during  2014  as  compared  to
2013  due  to  an  increase  in  the  value  of  the  equipment  covered  as  a  result  of  replacing  older  equipment  with  new
equipment and to obtaining physical damage coverage on our trailers effective during the fourth quarter of 2013.

- 24 -

 
 
 
 
 
 
 
 
Other expenses increased from 3.1% of revenues, before fuel surcharges, during 2013 to 3.3% of revenues, before fuel
surcharges, during 2014. The increase relates primarily to an increase in amounts expensed for legal fees.

The truckload services division operating ratio, which measures the ratio of operating expenses, net of fuel surcharges,
to operating revenues, before fuel surcharges, improved to 92.4% for 2014 from 96.3% for 2013.

Non-operating  income  increased  from  0.5%  of  revenues,  before  fuel  surcharges,  during  2013  to  0.7%  of  revenues,
before fuel surcharges, during 2014. The components of this category consist primarily of dividends earned and gains
or losses on the Company’s investments in marketable equity securities. The increase relates primarily to an increase
in  the  amount  of  gains  recognized  during  2014  as  compared  to  2013  on  the  Company’s  investments  in  marketable
equity securities.

2013 Compared to 2012

For the year ended December 31, 2013, truckload services revenue, before fuel surcharges, increased 6.1% to $290.1
million  as  compared  to  $273.4  million  for  the  year  ended  December  31,  2012.  The  increase  related  primarily  to  an
increase  in  the  number  of  miles  traveled,  a  reduction  in  uncompensated  miles,  and  an  increase  in  the  average  rate
charged to customers. The number of miles traveled increased from 200.8 million miles during 2012 to 209.8 million
miles during 2013 primarily as a result of an increase in the average number of trucks in service, which increased from
1,760 during 2012 to 1,804 during 2013. The average percentage of uncompensated miles declined from 8.7% of total
miles during 2012 to 7.3% of total miles during 2013. The average rate charged per total mile during 2013 increased
$0.02  as  compared  to  the  average  rate  charged  during  2012.  Also  contributing  to  the  increase  was  an  increase  in
equipment utilization as the Company continues to replace older trucks, which generally have a higher probability for
mechanical problems which could disrupt en route service thereby reducing route efficiency.

Salaries,  wages  and  benefits  decreased  from  39.7%  of  revenues,  before  fuel  surcharges,  during  2012  to  36.7%  of
revenues, before fuel surcharges, during 2013. The decrease related primarily to a decrease in Company driver wages
paid during 2013 as compared to Company driver wages paid during 2012. Our driver pool consists of both company
drivers  and  third-party  owner  operators.  Company  drivers  are  employees  of  the  Company  and  perform  services  in
company-owned equipment while owner-operator drivers provide services, under contract, using their own equipment.
While  each  group  is  generally  compensated  on  a  per-mile  basis,  owner-operator  payments  are  classified  in  the
Company’s  financial  statements  under  the  Rent  and  purchased  transportation  category.  The  percentage-based
decrease in Salaries, wages and benefits resulted from a decrease in the proportion of total miles driven by company
drivers  during  2013  in  comparison  to  the  proportion  of  total  miles  driven  by  company  drivers  during  2012.  This
proportional decrease was the result of an increase in the average number of owner operators under contract from 149
during 2012 to 322 during 2013 and a corresponding decrease in the average number of company drivers. On a dollar
basis,  total  salaries,  wages  and  benefits  decreased  from  $108.4  million  during  2012  to  $106.4  million  during  2013.
Partially offsetting the decrease was an increase in costs associated with workers’ compensation benefits during  the
2013 as compared to 2012. 

 - 25 -

 
 
 
 
 
 
 
 
 
 
Operating supplies and expenses decreased from 26.5% of revenues, before fuel surcharges, during 2012, to 16.4% of
revenues, before fuel surcharges, during 2013. The decrease related primarily to a decrease in the average surcharge-
adjusted fuel price paid per gallon of diesel fuel and to an increase in the average miles-per-gallon (“mpg”) experienced
during 2013 as compared to 2012. The average surcharge-adjusted fuel price paid per gallon of diesel fuel decreased
as a result of more favorable fuel surcharge arrangements made with customers and to an increase in the number of
owner  operators  in  our  fleet.  Fuel  surcharge  collections  can  fluctuate  significantly  from  period  to  period  as  they  are
generally  based  on  changes  in  fuel  prices  from  period  to  period  so  that  during  periods  of  rising  fuel  prices  fuel
surcharge  collections  increase  while  fuel  surcharge  collections  decrease  during  periods  of  falling  fuel  prices.  Fuel
surcharge revenue generated from transportation services performed by owner operators is reflected as a reduction in
net operating supplies and expenses, while fuel surcharges paid to owner operators for their services is reported along
with their base rate of pay in the Rent and purchased transportation category. These categorizations have the effect of
reducing our net operating supplies and expenses while increasing the Rent and purchased transportation category, as
discussed above. The average mpg experienced increased during 2013 as compared to the mpg experienced during
2012  as  a  result  of  replacing  older  trucks  with  newer  trucks,  which  are  more  fuel  efficient.  The  decrease  was  also
related  to  a decrease  in  amounts  paid  for  equipment  maintenance  costs  during  2013  as  compared  to  amounts  paid
during  2012  as  a  result  of  replacing  older  equipment  with  new  equipment.  Partially  offsetting  this  decrease  was  an
increase  in  amounts  paid  for  driver  training  schools  during  2013  as  compared  to  amounts  paid  during  2012.  The
increase  in  driver  training  and  recruiting  costs  are  a  result  of  heightened  competition  for  qualified  drivers  as  industry
demand  has  increased  and  increased  regulations  have  forced  some  drivers  to  exit  the  profession.  In  addition,  the
decrease related to a decrease in amounts paid for equipment registration fees from $5.0 million during 2012 to $4.9
million during 2013.

Rent and purchased transportation increased from 11.3% of revenues, before fuel surcharges, during 2012 to 21.9% of
revenues, before fuel surcharges, during 2013. The increase relates primarily to an increase in driver lease expense as
the  average  number  of  owner  operators  under  contract  increased  from  149  during  2012  to  322  during  2013.  The
increase in costs in this category, as they relate to the increase in owner operators, are partially offset by a decrease in
other cost categories, such as repairs and fuel, which are generally borne by the owner operator.

Depreciation decreased from 14.0% of revenues, before fuel surcharges, during 2012 to 13.5% of revenues, before fuel
surcharges,  during  2013.  The  percentage-based  decrease  related  primarily  to  the  interaction  of  the  fixed-cost
characteristic of depreciation expense with an increase in revenues for the periods compared.

Other expenses increased from 2.7% of revenues, before fuel surcharges, during 2012 to 3.1% of revenues, before fuel
surcharges, during 2013. The increase related primarily to an increase in amounts expensed for uncollectible revenue,
professional services, and for other supplies and expenses.

The truckload services division operating ratio, which measures the ratio of operating expenses, net of fuel surcharges,
to operating revenues, before fuel surcharges, improved to 96.3% for 2013 from 99.2% for 2012.

Non-operating income decreased from 1.2% of revenues, before fuel surcharges, during 2012, to 0.5% of  revenues,
before fuel surcharges, during 2013. The components of this category consist primarily of dividends earned and gains
or losses on the Company’s investments in marketable equity securities. The decrease related primarily to a decrease
in the amount of gains recognized between the periods on the Company’s investments in marketable equity securities.

- 26 -

 
 
  
 
 
 
 
 
 
 
Results of Operations - Logistics and Brokerage Services

The  following  table  sets  forth,  for  logistics  and  brokerage  services,  the  percentage  relationship  of  expense  items  to
operating revenues, before fuel surcharges, for the periods indicated. Brokerage service operations occur specifically
in  certain  divisions;  however,  brokerage  operations  occur  throughout  the  Company  in  similar  operations  having
substantially  similar  economic  characteristics.  Rent  and  purchased  transportation,  which  includes  costs  paid  to  third
party carriers, are shown net of fuel surcharges.

Operating revenues, before fuel surcharge
Operating expenses:

Salaries, wages and benefits
Operating supplies and expenses
Rent and purchased transportation
Depreciation
Insurance and claims
Other
Gain on sale or disposal of property

Total operating expenses
Operating income
Non-operating income
Interest expense
Income before income taxes

2014 Compared to 2013

Years Ended December 31,
2013

2014

2012

100.0%   

100.0%   

100.0%

2.7 
0.0 
93.0 
0.0 
0.4 
0.4 
0.0 
96.5 
3.5 
0.1 
(0.2)    
3.4%   

2.6 
0.0 
94.3 
0.0 
0.0 
0.4 
0.0 
97.3 
2.7 
0.1 
(0.3)    
2.5%   

1.8 
0.0 
95.2 
0.0 
0.0 
0.3 
0.0 
97.3 
2.7 
0.2 
(0.2)
2.7%

For the year ended December 31, 2014, logistics and brokerage services revenues, before fuel surcharges, increased
3.6% to $23.9 million as compared to $23.0 million for the year ended December 31, 2013. The increase was primarily
the result of an increase in the brokered load rates during 2014 as compared to 2013.

Rent  and  purchased  transportation  decreased  from  94.3%  of  revenues,  before  fuel  surcharges,  in  2013  to  93.0%  of
revenues,  before  fuel  surcharges,  in  2014.  The  decrease  relates  to  a  decrease  in  amounts  charged  by  third  party
logistics and brokerage service providers.

Insurance and claims increased to 0.4% of revenues, before fuel surcharges, in 2014 compared to 2013. This increase
relates primarily to an estimated amount reserved during 2014 for the anticipated settlement of a lawsuit, which claims
that  the  Company  was  in  violation  of  minimum  wage  laws  with  regard  to  certain  activities  performed  by  employee
drivers  as  mentioned  in  the  section  “Legal  Proceedings”  in  Item  3  of  this  Report,  as  well  as  an  increase  in  amounts
expensed for litigation costs associated with other claims.

The logistics and brokerage services division operating ratio, which measures the ratio of operating expenses, net of
fuel surcharges, to operating revenues, before fuel surcharges, improved to 96.5% for 2014 from 97.3% for 2013.

2013 Compared to 2012

For the year ended December 31, 2013, logistics and brokerage services revenues, before fuel surcharges, decreased
5.1% to $23.0 million as compared to $24.3 million for the year ended December 31, 2012. The decrease was primarily
the result of a decrease in the brokered load rates during 2013 as compared to 2012.

Salaries, wages and benefits increased from 1.8% of revenues, before fuel surcharges, in 2012 to 2.6% of revenues,
before fuel surcharges, in 2013. The increase resulted from an increase in the number of employees assigned to the
logistics and brokerage services division.

- 27 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
 
     
 
     
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
Rent  and  purchased  transportation  decreased  from  95.2%  of  revenues,  before  fuel  surcharges,  in  2012  to  94.3%  of
revenues,  before  fuel  surcharges,  in  2013.  The  decrease  related  to  a  decrease  in  amounts  charged  by  third  party
logistics and brokerage service providers.

The logistics and brokerage services division operating ratio, which measures the ratio of operating expenses, net of
fuel surcharges, to operating revenues, before fuel surcharges, remained unchanged at 97.3% for 2013 and 2012.

Results of Operations - Combined Services

2014 Compared to 2013

Income tax expense was approximately $8.7 million in 2014 resulting in an effective rate of 39.3%, as compared to an
income tax expense of approximately $3.8 million in 2013 resulting in an effective rate of 38.8%. The effective tax rate
differs from the statutory rate primarily due to the existence of partially non-deductible meal and incidental expense per-
diem payments to company drivers. Per-diem payments may cause a significant difference in the Company’s effective
tax  rate  from  period-to-period  as  the  proportion  of  non-deductible  expenses  to  pre-tax  net  income  increases  or
decreases.

In determining whether a tax asset valuation allowance is necessary, management, in accordance with the provisions
of Accounting Standards Codification (“ASC”) 740-10-30, weighs all available evidence, both positive and negative to
determine  whether,  based  on  the  weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions
exist  which  indicate  a  valuation  allowance  might  be  necessary,  consideration  is  then  given  to  what  effect  the  future
reversals  of  existing  taxable  temporary  differences  and  the  availability  of  tax  strategies  might  have  on  future  taxable
income to determine the amount, if any, of the required valuation allowance. As of December 31, 2014, management
determined  that  the  future  reversals  of  existing  taxable  temporary  differences  and  available  tax  strategies  would
generate  sufficient  future  taxable  income  to  realize  its  tax  assets  and  therefore  a  valuation  allowance  was  not
necessary.

The Company recognizes a tax benefit from an uncertain tax position only if it is more likely than not that the position
will be sustained on examination by taxing authorities, based on the technical merits of the position. As of December
31, 2014, an adjustment to the Company’s consolidated financial statements for uncertain tax positions has not been
required as management believes that the Company’s tax positions taken in income tax returns filed or to be filed are
supported  by  clear  and  unambiguous  income  tax  laws.  The  Company  recognizes  interest  and  penalties  related  to
uncertain income tax positions, if any, in income tax expense. During 2014 and 2013, the Company has not recognized
or accrued any interest or penalties related to uncertain income tax positions.

The Company and its subsidiaries are subject to U.S. and Canadian federal income tax laws as well as the income tax
laws  of  multiple  state  jurisdictions.  The  major  tax  jurisdictions  in  which  we  operate  generally  provide  for  a  deficiency
assessment  statute  of  limitation  period  of  three  years  and  as  a  result,  the  Company’s  tax  years  2011  and  forward
remain open to examination in those jurisdictions.

The combined net income for all divisions was $13.5 million, or 4.3% of revenues, before fuel surcharge, for 2014 as
compared to the combined net income for all divisions of $5.9 million or 1.9% of revenues, before fuel surcharge, for
2013. The increase in net income resulted in an increase in diluted earnings per share to $1.68 for 2014 from a diluted
earnings per share of $0.68 for 2013.

- 28 -

 
 
 
 
 
 
 
 
 
 
 
 
 
2013 Compared to 2012

Income tax expense was approximately $3.8 million in 2013 resulting in an effective rate of 38.8%, as compared to an
income tax expense of approximately $1.4 million in 2012 resulting in an effective rate of 39.4%. The effective tax rate
differs from the statutory rate primarily due to the existence of partially non-deductible meal and incidental expense per-
diem payments to company drivers. Per-diem payments may cause a significant difference in the Company’s effective
tax  rate  from  period-to-period  as  the  proportion  of  non-deductible  expenses  to  pre-tax  net  income  increases  or
decreases.

In determining whether a tax asset valuation allowance is necessary, management, in accordance with the provisions
of  ASC  740-10-30,  weighs  all  available  evidence,  both  positive  and  negative  to  determine  whether,  based  on  the
weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions  exist  which  indicate  a  valuation
allowance  might  be  necessary,  consideration  is  then  given  to  what  effect  the  future  reversals  of  existing  taxable
temporary  differences  and  the  availability  of  tax  strategies  might  have  on  future  taxable  income  to  determine  the
amount, if any, of the required valuation allowance. As of December 31, 2013, management determined that the future
reversals of existing taxable temporary differences and available tax strategies would generate sufficient future taxable
income to realize its tax assets and therefore a valuation allowance was not necessary.

As  of  December  31,  2013,  there  were  no  significant  unrecognized  tax  benefits  and  an  adjustment  to  the  Company’s
consolidated  financial  statements  for  uncertain  tax  positions  was  not  required  as  management  believes  that  the
Company’s  significant  tax  positions  taken  in  income  tax  returns  filed  or  to  be  filed  are  supported  by  clear  and
unambiguous income tax laws.

The Company and its subsidiaries are subject to U.S. and Canadian federal income tax laws as well as the income tax
laws  of  multiple  state  jurisdictions.  The  major  tax  jurisdictions  in  which  we  operate  generally  provide  for  a  deficiency
assessment  statute  of  limitation  period  of  three  years  and  as  a  result,  the  Company’s  tax  years  2010  and  forward
remain  open  to  examination  in  those  jurisdictions.  During  2013,  the  Company  has  not  recognized  or  accrued  any
interest or penalties related to uncertain income tax positions and does not believe it is reasonably possible that our
unrecognized tax benefits will significantly change within the next twelve months.

The combined net income for all divisions was $5.9 million, or 1.9% of revenues, before fuel surcharge, for 2013 as
compared to the combined net income for all divisions of $2.2 million or 0.7% of revenues, before fuel surcharge, for
2012. The increase in net income resulted in an increase in diluted earnings per share to $0.68 for 2013 from a diluted
earnings per share of $0.25 for 2012.

Quarterly Results of Operations

The following table presents selected consolidated financial information for each of our last eight fiscal quarters through
December  31,  2014.  The  information  has  been  derived  from  unaudited  consolidated  financial  statements  that,  in  the
opinion  of  management,  reflect  all  adjustments,  consisting  of  normal  recurring  adjustments,  necessary  for  a  fair
presentation of the quarterly information.

Quarter Ended

  Mar. 31,
2014

    June 30,

    Sept. 30,

    Dec. 31,

    Mar. 31,

    June 30,

    Sept. 30,

    Dec. 31,

2014

2014

2014

2013

2013

2013

2013

(unaudited)
(in thousands, except earnings per share data)
  $ 97,820    $ 104,343    $107,059    $101,715    $ 99,982    $104,408    $101,878    $ 96,545 

    94,975      95,754      98,609      98,589      100,234      99,402      97,194      94,477 

2,845     
1,357     

8,589     
4,945     

8,450     
5,057     

3,126     
2,132     

(252)    
(456)    

5,006     
2,682     

4,684     
2,393     

2,068 
1,296 

  $
  $

0.17    $
0.17    $

0.62    $
0.62    $

0.63    $
0.63    $

0.27    $
0.27    $

(0.05)   $
(0.05)   $

0.31    $
0.31    $

0.28    $
0.28    $

0.15 

0.15 

Operating revenues
Total operating
expenses
Operating income
(loss)
Net income (loss)
Income (loss) per
common share:
Basic

Diluted

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
     
       
       
       
       
       
       
       
 
 
 
 
- 29 -

Liquidity and Capital Resources

Our  business  has  required,  and  will  continue  to  require,  a  significant  investment  in  new  revenue  equipment.  Our
primary sources of liquidity have been funds provided by operations, proceeds from the sales of revenue equipment,
issuances  of  equity  securities,  and  borrowings  under  our  lines  of  credit,  installment  notes,  and  investment  margin
account.

During 2014, we generated $55.3 million in cash from operating activities compared to $43.2 million and $33.6 million in
2013  and  2012,  respectively.  Investing  activities  used  less  than  $0.1  million  in  cash  during  2014  compared  to  $44.3
million and $72.6 million in 2013 and 2012, respectively. The cash used for investing activities in all three years related
primarily  to  the  purchase  of  revenue  equipment  such  as  trucks  and  trailers  or  related  equipment  such  as  auxiliary
power  units.  Financing  activities  used  $28.7  million  in  cash  during  2014  compared  to  $1.8  million  in  cash  provided
during 2013 and $39.3 million in cash provided during 2012. See the Consolidated Statements of Cash Flows in Item 8
of this Report.

Our  primary  use  of  funds  is  for  the  purchase  of  revenue  equipment.  We  typically  use  installment  notes,  our  existing
lines of credit on an interim basis, proceeds from the sale or trade of equipment, and cash flows from operations, to
finance capital expenditures and repay long-term debt. During 2014 and 2013, we utilized cash on hand, installment
notes, and our lines of credit to finance revenue equipment purchases of approximately $26.7 million and $70.2 million,
respectively.

Occasionally we finance the acquisition of revenue equipment through installment notes with fixed interest rates  and
terms ranging from 36 to 60 months. At December 31, 2014, the Company’s subsidiaries had combined outstanding
indebtedness  under  such  installment  notes  of  $95.2  million.  These  installment  notes  are  payable  in  monthly
installments,  ranging  from  36  monthly  installments  to  60  monthly  installments,  at  a  weighted  average  interest  rate  of
2.66%.  At  December  31,  2013,  the  Company’s  subsidiaries  had  combined  outstanding  indebtedness  under  such
installment  notes  of  $110.5  million.  These  installment  notes  were  payable  in  36  monthly  installments  at  a  weighted
average interest rate of 2.91%.

In order to maintain our truck and trailer fleet count it is often necessary to purchase replacement units and place them
in service before trade units are removed from service. The timing of this process often requires the Company to pay
for new units without any reduction in price for trade units. In this situation, the Company later receives payment for the
trade  units  as  they  are  delivered  to  the  equipment  vendor  and  have  passed  vendor  inspection.  During  the  twelve
months  ended  December  31,  2014  and  2013,  the  Company  received  approximately  $15.3  million  and  $16.3  million,
respectively, for units delivered for trade.

During  2014,  the  Company  negotiated  an  increase  in  its  revolving  line  of  credit  from  $35.0  million  to  $40.0  million.
Amounts outstanding under the line bear interest at LIBOR (determined as of the first day of each month) plus 1.50%
(1.65%  at  December  31,  2014),  are  secured  by  our  trade  accounts  receivable  and  mature  on  July  1,  2016.  At
December  31,  2014,  outstanding  advances  on  the  line  were  approximately  $1.1  million,  which  consisted  entirely  of
letters of credit totaling $1.1 million, with availability to borrow $38.9 million.

Cash and cash equivalents increased from $1.2 million at December 31, 2013 to $27.6 million at December 31, 2014.
The increase relates primarily to cash generated from operating activities and to the sale of trucks which were replaced
with leased trucks that did not require an immediate cash purchase outflow.

Trade accounts receivable decreased from $58.5 million at December 31, 2013 to $53.0 million at December 31, 2014.
The  decrease  relates  primarily  to  amounts  collected  in  excess  of  freight  revenue  and  fuel  surcharge  revenue
generated,  which  flows  through  the  accounts  receivable  account,  during  2014  as  compared  to  amounts  collected
during 2013, which lagged amounts generated for freight revenue and fuel surcharge revenue.

- 30 -

 
 
 
 
 
 
 
 
 
 
 
 
 
Accounts receivable-other increased from $3.7 million at December 31, 2013 to $11.5 million at December 31, 2014.
The  increase  relates  primarily  to  an  increase  in  amounts  held  with  the  Company’s  third-party  qualified  intermediary.
The  Company  contracts  with  a  third-party  qualified  intermediary  in  order  to  accomplish  tax-deferred,  like-kind
exchanges  related  to  its  revenue  equipment.  Under  the  program,  dispositions  of  eligible  trucks  or  trailers  and
acquisitions  of  replacement  trucks  or  trailers  are  made  in  a  form  whereby  any  associated  tax  gains  related  to  the
disposal  are  deferred.  To  qualify  for  like-kind  exchange  treatment,  we  exchange,  through  our  qualified  intermediary,
eligible trucks or trailers being disposed with trucks or trailers being acquired. Amounts held by the Company’s third-
party qualified intermediary are dependent on the timing and extent of the Company’s revenue equipment sales and/or
purchase activities which can fluctuate significantly from period-to-period.

Prepaid expenses and deposits increased from $6.6 million at December 31, 2013 to $10.1 million at December 31,
2014. The increase relates to the payment of truck and trailer registration fees of $2.2 million and approximately $1.3
million of insurance premiums which were paid in advance in December 2014. These prepayments will be amortized
over 2015. There were no corresponding payments made during December of 2013.

Marketable equity securities at December 31, 2014 increased approximately $3.9 million as compared to December 31,
2013. The increase was primarily related to purchases of new securities of approximately $4.3 million and changes in
market  value  of  approximately  $0.4  million  offset  by  the  cost  of  securities  sold  of  approximately  $0.8  million.  At
December  31,  2014,  the  remaining  marketable  equity  securities  have  a  combined  cost  basis  of  approximately  $14.4
million  and  a  combined  fair  market  value  of  approximately  $24.9  million.  The  Company  has  developed  a  strategy  to
invest  in  securities  from  which  it  expects  to  receive  dividends  that  qualify  for  favorable  tax  treatment,  as  well  as
appreciate  in  value.  The  Company  anticipates  that  increases  in  the  market  value  of  the  investments  combined  with
dividend payments will exceed interest rates paid on borrowings for the same period. During 2014, the Company had
net  unrealized  pre-tax  gains  of  approximately  $0.4  million  and  received  dividends  of  approximately  $0.8  million.  The
holding term of these securities depends largely on the general economic environment, the equity markets, borrowing
rates and the Company's cash requirements.

Revenue  equipment,  at  December  31,  2014,  which  generally  consists  of  trucks,  trailers,  and  revenue  equipment
accessories  such  as  Qualcomm™  satellite  tracking  units  and  auxiliary  power  units,  decreased  approximately  $42.8
million as compared to December 31, 2013. The decrease relates primarily to a decrease in the number of company-
owned trucks due to the replacement of 421 company-owned trucks during 2014 with leased trucks.

Accounts payable at December 31, 2014 increased approximately $13.7 million as compared to December 31, 2013.
The increase was primarily related to an increase in the amount accrued for purchases of treasury stock through Dutch
Auctions. At December 31, 2014, the Company accrued approximately $28.7 million, including fees and commissions,
for the repurchase of shares through the 2014 tender offer compared to approximately $13.9 million, including fees and
commissions, for the repurchase of shares through the 2013 tender offer at December 31 2013. The increase was also
related  to  an  increase  in  amounts  accrued  for  third  party  brokerage  companies  of  approximately  $1.4  million  at
December 31, 2014 as compared to December 31, 2013. These increases were partially offset by a decrease in bank
drafts outstanding in excess of the bank balance of approximately $3.2 million at December 31, 2014 as compared to
December 31, 2013.

Accrued  expenses  and  other  liabilities  at  December  31,  2014  increased  approximately  $5.0  million  as  compared  to
December 31, 2013. The increase is primarily related to a $4.1 million accrual for the anticipated settlement, including
settlement  costs,  of  a  lawsuit  which  claims  that  the  Company  was  in  violation  of  minimum  wage  laws  with  regard  to
certain  activities  performed  by  employee  drivers.  The  increase  was  also  related  to  a  $1.7  million  increase  in  margin
account borrowings which are secured by the Company’s investments in marketable equity securities. The Company
periodically  uses  this  margin  account  for  the  purchase  of  marketable  equity  securities  and  as  a  source  of  short-term
liquidity. This increase was partially offset by a decrease of $0.8 million in workers’ compensation claims.

- 31 -

 
 
 
 
 
 
 
 
 
 
Current  maturities  of  long  term-debt  and  long-term  debt  fluctuations  are  reviewed  on  an  aggregate  basis  as  the
classification of amounts in each category are typically affected merely by the passage of time. Current maturities of
long-term  debt  and  long-term  debt,  on  an  aggregate  basis  at  December  31,  2014,  decreased  approximately  $15.3
million as compared to December 31, 2013. The decrease was related to additional borrowings received during 2014
net of the principal portion of scheduled installment note payments made during 2014.

For 2015, we expect to purchase 450 new trucks and 1,400 new trailers while continuing to sell or trade equipment that
has reached the end of its cycle, which we expect to result in net capital expenditures of approximately $64.5 million.
We  also  expect  to  continue  to  replace  approximately  300  Company-owned  trucks  with  leased  trucks  during  2015.
Management believes we will be able to finance our near term needs for working capital over the next twelve months,
as well as acquisitions of revenue equipment during such period, with cash balances, cash flows from operations, and
borrowings believed to be available from financing sources. We will continue to have significant capital requirements
over the long-term, which may require us to incur debt or seek additional equity capital. The availability of additional
capital will depend upon prevailing market conditions, the market price of our common stock and several other factors
over which we have limited control, as well as our financial condition and results of operations. Nevertheless, based on
our anticipated future cash flows and sources of financing that we expect will be available to us, we do not expect that
we will experience any significant liquidity constraints in the foreseeable future.

Contractual Obligations and Commercial Commitments

The following table sets forth the Company's contractual obligations and commercial commitments as of December 31,
2014:

Payments due by period
(in thousands)

    Less than

Total

1 year

1 to 3
Years

3 to 5
Years

    More than

5 Years

Long-term debt (1)
Operating leases (2)
Total

  $

  $

110,848    $
23,254     
134,102    $

45,468    $
8,844     
54,312    $

49,768    $
14,153     
63,921    $

15,612    $
257     
15,869    $

- 
- 
- 

(1) Including interest.
(2) Represents equipment, building, facilities, and drop yard operating leases.

Off-Balance Sheet Arrangements

During 2014, the Company entered into operating leases for the lease of 421 trucks. These leases do not require any
residual value guarantees; however, the  trucks  must  meet  certain  normal  wear  and  tear  conditions  at  the  end  of  the
lease term upon return to the lessor.

The trucks held under operating leases are not carried on our balance sheet and the respective lease payments are
reflected  in  our  consolidated  statement  of  operations  as  a  component  of  the  caption  “Rents  and  purchased
transportation”. Rent expense related to the trucks under the operating lease agreements totaled approximately $4.4
million for the year ended December 31, 2014.

- 32 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
     
       
       
       
     
 
 
   
 
 
 
 
 
 
 
 
 
 
 
Insurance

With respect to physical damage for trucks and trailers, cargo loss, and auto liability, the Company maintains insurance
coverage  to  protect  it  from  certain  business  risks.  These  policies  are  with  various  carriers  and  have  per  occurrence
deductibles  of  $7,500,  $2,500,  $10,000,  and  $2,500  respectively.  The  Company  maintains  workers’  compensation
coverage in Arkansas, Ohio, Oklahoma, Mississippi, and Florida with a $500,000 self-insured retention and a $500,000
per occurrence excess policy. The Company has elected to opt out of workers' compensation coverage in Texas and is
providing coverage through the P.A.M. Texas Injury Plan. The Company has reserved for estimated losses to pay such
claims as well as claims incurred but not yet reported. The Company has not experienced any adverse trends involving
differences  in  claims  experienced  versus  claims  estimates  for  workers’  compensation  claims.  Letters  of  credit
aggregating approximately $1.1 million and certificates of deposit totaling $300,000 are held by banks as security for
workers’ compensation claims. The Company self insures for employee health claims with a stop loss of $325,000 per
covered employee per year and estimates its liability for claims incurred but not reported.

Inflation

Inflation  has  an  impact  on  most  of  our  operating  costs.  Over  the  past  three  years,  the  effect  of  inflation  has  been
minimal.

Adoption of Accounting Policies

See “Item 8. Financial Statements and Supplementary Data, Note 1 to the Consolidated Financial Statements - Recent
Accounting Pronouncements.”

Critical Accounting Policies

The  preparation  of  financial  statements  in  accordance  with  accounting  principles  generally  accepted  in  the  United
States  of  America  requires  management  to  adopt  accounting  policies  and  make  significant  judgments  and  estimates
that  impact  the  amounts  reported  in  our  consolidated  financial  statements  and  accompanying  notes.  Therefore,  the
reported  amounts  of  assets,  liabilities,  revenue,  expenses,  and  associated  disclosures  of  contingent  assets  and
liabilities  are  affected  by  judgments  and  estimates.  In  many  cases,  there  are  alternative  assumptions,  policies,  or
estimation  techniques  that  could  be  used.  Management  evaluates  its  assumptions,  policies,  and  estimates  on  an
ongoing  basis,  utilizing  historical  experience,  and  other  methods  considered  reasonable 
the  particular
circumstances.  Nevertheless,  actual  results  may  differ  significantly  from  our  estimates  and  assumptions,  and  it  is
possible  that  materially  different  amounts  would  be  reported  using  differing  estimates  or  assumptions.  Management
considers our critical accounting policies to be those that require more significant judgments and estimates when we
prepare our consolidated financial statements. Our critical accounting policies include the following:

in 

Accounts  receivable  and  allowance  for  doubtful  accounts .  Accounts  receivable  are  presented  in  the  Company’s
consolidated financial statements net of an allowance for estimated uncollectible amounts. Management estimates this
allowance based upon an evaluation of the aging of our customer receivables and historical write-offs, as well as other
trends  and  factors  surrounding  the  credit  risk  of  specific  customers.  The  Company  continually  updates  the  history  it
uses to make these estimates so as to reflect the most recent trends, factors and other information available. In order to
gather  information  regarding  these  trends  and  factors,  the  Company  also  performs  ongoing  credit  evaluations  of  its
customers. Customer receivables are considered to be past due when payment has not been received by the invoice
due  date.  Write-offs  occur  when  we  determine  an  account  to  be  uncollectible  and  could  differ  from  the  allowance
estimate  as  a  result  of  a  number  of  factors,  including  unanticipated  changes  in  the  overall  economic  environment  or
factors  and  risks  surrounding  a  particular  customer.  Management  believes  its  methodology  for  estimating  the
allowance for doubtful accounts to be reliable; however, additional allowances may be required if the financial condition
of  our  customers  were  to  deteriorate  and  could  have  a  material  effect  on  the  Company’s  consolidated  financial
statements.

- 33 -

 
 
 
 
 
 
 
 
 
 
 
 
 
Depreciation of trucks and trailers . Depreciation of trucks and trailers is calculated by the straight-line method over the
assets estimated useful life, which range from three to 12 years, down to an estimated salvage value at the end of the
assets estimated useful life. Management must use its judgment in the selection of estimated useful lives and salvage
values  for  purposes  of  this  calculation.  In  some  cases,  the  Company  has  agreements  in  place  with  certain
manufacturers whereby salvage values are guaranteed by the manufacturer. In other cases, where salvage values are
not  guaranteed,  estimates  of  salvage  value  are  based  on  the  expected  market  values  of  equipment  at  the  time  of
disposal.

The depreciation of trucks and trailers over their estimated useful lives and the determination of any salvage value also
require  management  to  make  judgments  about  future  events.  Therefore,  the  Company’s  management  periodically
evaluates  whether  changes  to  estimated  useful  lives  or  salvage  values  are  necessary  to  ensure  these  estimates
accurately reflect the economic reality of the assets. This periodic evaluation may result in changes in the estimated
lives  and/or  salvage  values  used  by  the  Company  to  depreciate  its  assets,  which  can  affect  the  amount  of  periodic
depreciation expense recognized and, ultimately, the gain or loss on the disposal of an asset. Future changes in our
estimated  useful  life  or  salvage  value  estimates,  or  fluctuations  in  market  value  that  is  not  reflected  in  current
estimates, could have a material effect on the Company’s consolidated financial statements.

Impairment  of  long-lived  assets.   Long-lived  assets  are  reviewed  for  impairment  in  accordance  with  Topic  ASC  360,
“Property,  Plant,  and  Equipment”.  This  authoritative  guidance  provides  that  whenever  there  are  certain  significant
events or changes in circumstances the value of long-lived assets or groups of assets must be tested to determine if
their  value  can  be  recovered  from  their  future  cash  flows.  In  the  event  that  undiscounted  cash  flows  expected  to  be
generated  by  the  asset  are  less  than  the  carrying  amount,  the  asset  or  group  of  assets  must  be  evaluated  for
impairment. Impairment exists if the carrying value of the asset exceeds its fair value.

Significantly  all  of  the  Company’s  cash  flows  from  operations  are  generated  by  trucks  and  trailers,  and  as  such,  the
cost of other long-lived assets are funded by those operations. Therefore, management tests for the recoverability of all
of the Company’s long-lived assets as a single group at the entity level and examines the forecasted future cash flows
generated  by  trucks  and  trailers,  including  their  eventual  disposition,  to  determine  if  those  cash  flows  exceed  the
carrying  value  of  the  long-lived  assets.  Forecasted  cash  flows  are  estimated  using  assumptions  about  future
operations.  To  the  extent  that  facts  and  circumstances  change  in  the  future,  our  estimates  of  future  cash  flows  may
also change either positively or negatively. In light of the increase in the Company’s market capitalization during 2014
and net operating profits of the Company for the years ended December 31, 2014 and 2013, no impairment indicators
existed  which  required  management  to  test  the  Company’s  long-lived  assets  for  recoverability  as  of  December  31,
2014. As such, no impairment losses were recorded during 2014.

Claims accruals.  The  Company  is  self-insured  for  health  and  workers'  compensation  benefits  up  to  certain  stop-loss
limits.  Such  costs  are  accrued  based  on  known  claims  and  an  estimate  of  incurred,  but  not  reported  (IBNR)  claims.
IBNR  claims  are  estimated  using  historical  lag  information  and  other  data  either  provided  by  outside  claims
administrators or developed internally. Actual claims payments may differ from management’s estimates as a result of
a  number  of  factors,  including  evaluation  of  severity,  increases  in  legal  or  medical  costs,  and  other  case-specific
factors. The actual claims payments are charged against the Company’s recorded accrued claims liabilities and have
been reasonable with respect to the estimates of the liabilities made under the Company’s methodology. However, the
estimation  process  is  generally  subjective,  and  to  the  extent  that  future  actual  results  materially  differ  from  original
estimates  made  by  management,  adjustments  to  recorded  accruals  may  be  necessary  which  could  have  a  material
effect  on  the  Company’s  consolidated  financial  statements. Based  upon  our  2014  health  and  workers'  compensation
expenses,  a  10%  increase  in  both  claims  incurred  and  IBNR  claims,  would  increase  our  annual  health  and  workers'
compensation expenses by $0.8 million.

Revenue recognition. Revenue is recognized in full upon completion of delivery to the receiver's location. For freight in
transit  at  the  end  of  a  reporting  period,  the  Company  recognizes  revenue  pro  rata  based  on  relative  transit  time
completed as a portion of the estimated total transit time. Expenses are recognized as incurred.

- 34 -

 
 
 
 
 
 
 
 
 
 
Income Taxes. The Company’s deferred tax assets and liabilities represent items that will result in taxable income or a
tax  deduction  in  future  years  for  which  the  Company  has  already  recorded  the  related  tax  expense  or  benefit  in  its
consolidated  statements  of  operations.  Deferred  tax  accounts  arise  as  a  result  of  timing  differences  between  when
items are recognized in the Company’s consolidated financial statements compared to when they are recognized in the
Company’s tax returns. In establishing the Company’s deferred income tax assets and liabilities, management makes
judgments  and  interpretations  based  on  the  enacted  tax  laws  and  published  tax  guidance  that  are  applicable  to  its
operations.  Deferred  income  tax  assets  and  liabilities  are  measured  using  enacted  tax  rates  expected  to  apply  to
taxable income in the years in which those temporary differences are expected to be recovered or settled.

In determining whether a tax asset valuation allowance is necessary, management, in accordance with the provisions
of  ASC  740-10-30,  weighs  all  available  evidence,  both  positive  and  negative  to  determine  whether,  based  on  the
weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions  exist  which  indicate  a  valuation
allowance  might  be  necessary,  consideration  is  then  given  to  what  effect  the  future  reversals  of  existing  taxable
temporary  differences  and  the  availability  of  tax  strategies  might  have  on  future  taxable  income  to  determine  the
amount, if any, of the required valuation allowance. Significant management judgment is required as it relates to future
taxable income, future capital gains, tax settlements, valuation allowances, and the Company’s ability to utilize tax loss
and  credit  carryforwards.  As  of  December  31,  2014,  management  determined  that  the  future  reversals  of  existing
taxable temporary differences and available tax strategies would generate sufficient future taxable income to realize its
tax assets and therefore a valuation allowance was not necessary.

Management believes that future tax consequences have been adequately provided for based on the current facts and
circumstances and current tax law. However, should current circumstances change or the Company’s tax positions be
challenged, different outcomes could result which could have a material effect on the Company’s consolidated financial
statements.

Item 7A. Quantitative and Qualitativ e Disclosures about Market Risk.

Our primary market risk exposures include equity price risk, interest rate risk, commodity price risk (the price paid to
obtain diesel fuel for our trucks), and foreign currency exchange rate risk. The potential adverse impact of these risks
are discussed below.

The  following  sensitivity  analyses  do  not  consider  the  effects  that  an  adverse  change  may  have  on  the  overall
economy nor do they consider additional actions we may take to mitigate our exposure to such changes. Actual results
of changes in prices or rates may differ materially from the hypothetical results described below.

Equity Price Risk

We  hold  certain  actively  traded  marketable  equity  securities  which  subjects  the  Company  to  fluctuations  in  the  fair
market  value  of  its  investment  portfolio  based  on  current  market  price.  The  recorded  value  of  marketable  equity
securities  increased  to  $24.9  million  at  December  31,  2014  from  $21.0  million  at  December  31,  2013.  The  increase
includes additional purchases of $4.3 million, and an increase in fair market value, net of write-downs, of approximately
$0.4  million  during  2014.  A  10%  decrease  in  the  market  price  of  our  marketable  equity  securities  would  cause  a
corresponding 10% decrease in the carrying amounts of these securities, or approximately $2.5 million. For additional
information with respect to the marketable equity securities, see Note 3 to our consolidated financial statements.

- 35 -

 
 
 
 
 
 
 
 
 
 
 
 
Interest Rate Risk

Our  line  of  credit  bears  interest  at  a  floating  rate  equal  to  LIBOR  plus  a  fixed  percentage.  Accordingly,  changes  in
LIBOR, which are affected by changes in interest rates, will affect the interest rate on, and therefore our costs under,
the  line  of  credit.  Assuming  $1.0  million  of  variable  rate  debt  was  outstanding  under  our  line  of  credit  for  a  full  fiscal
year,  a  hypothetical  100  basis  point  increase  in  LIBOR  would  result  in  approximately  $10,000  of  additional  interest
expense.

Commodity Price Risk

Prices and availability of all petroleum products are subject to political, economic and market factors that are generally
outside of our control. Accordingly, the price and availability of diesel fuel, as well as other petroleum products, can be
unpredictable. Because our operations are dependent upon diesel fuel, significant increases in diesel fuel costs could
materially and adversely affect our results of operations and financial condition. Based upon our 2014 fuel consumption,
a  10%  increase  in  the  average  annual  price  per  gallon  of  diesel  fuel  would  increase  our  annual  fuel  expenses  by
approximately $8.9 million.

Foreign Currency Exchange Rate Risk

We are exposed to foreign currency exchange rate risk related to the activities of our branch office located in Mexico.
Currently, we do not hedge our exchange rate exposure through any currency forward contracts, currency options, or
currency swaps as all of our revenues, and substantially all of our expenses and capital expenditures, are transacted in
U.S.  dollars.  However,  certain  operating  expenditures  and  capital  purchases  related  to  our  Mexico  branch  office  are
incurred within or exposed to fluctuations in the exchange rate between the U.S. Dollar and the Mexican peso. Based
on  2014  expenditures  denominated  in  pesos,  a  10%  increase  in  the  exchange  rate  would  increase  our  annual
operating expenses by approximately $71,000.

Item 8. Financial State ments and Supplementary Data.

The following statements are filed with this report:

Report of Independent Registered Public Accounting Firm – Grant Thornton LLP
Consolidated Balance Sheets - December 31, 2014 and 2013
Consolidated Statements of Operations - Years ended December 31, 2014, 2013 and 2012
Consolidated Statements of Comprehensive Income - Years ended December 31, 2014, 2013 and 2012
Consolidated Statements of Stockholders’ Equity - Years ended December 31, 2014, 2013 and 2012
Consolidated Statements of Cash Flows - Years ended December 31, 2014, 2013 and 2012
Notes to Consolidated Financial Statements

- 36 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Directors and Stockholders
P.A.M. Transportation Services, Inc.

We have audited the accompanying consolidated  balance sheets of P.A.M. Transportation Services, Inc. (a Delaware
corporation) and  subsidiaries  (the  “Company”)  as  of  December  31,  2014  and  2013,  and  the  related  consolidated
statements of operations, comprehensive income, stockholders’ equity, and cash flows for each of the three years in
the  period  ended  December  31,  2014.  These  financial  statements  are  the  responsibility  of  the  Company’s
management. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United
States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the
financial  statements  are  free  of  material  misstatement.  An  audit  includes  examining,  on  a  test  basis,  evidence
supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting
principles used and significant estimates made by management, as well as evaluating the overall financial statement
presentation. We believe that our audits provide a reasonable basis for our opinion.

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the
financial position of P.A.M. Transportation Services, Inc. and subsidiaries as of December 31, 2014 and 2013, and the
results of their operations and their  cash flows for each of the three years in the period ended December 31, 2014 in
conformity with accounting principles generally accepted in the United States of America.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United
States), the Company’s internal control over financial reporting as of December 31, 2014, based on criteria established
in  the  2013 Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the
Treadway Commission (COSO), and our report dated March 16, 2015 expressed an unqualified opinion thereon.

/s/ GRANT THORNTON LLP

Tulsa, Oklahoma
March 16, 2015

- 37 -

 
 
 
 
 
 
 
 
 
 
 
 
P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS
DECEMBER 31, 2014 AND 2013 
(in thousands, except share and per share data)

ASSETS

CURRENT ASSETS:

Cash and cash equivalents
Accounts receivable—net:

Trade, less allowance of $1,611 and $1,477, respectively
Other
Inventories
Prepaid expenses and deposits
Marketable equity securities
Income taxes refundable

Total current assets

PROPERTY AND EQUIPMENT:

Land
Structures and improvements
Revenue equipment
Office furniture and equipment

Total property and equipment

Accumulated depreciation

Net property and equipment

OTHER ASSETS

TOTAL ASSETS

See notes to consolidated financial statements.

- 38 -

2014

2013

  $

27,649    $

1,172 

52,983     
11,469     
1,306     
10,110     
24,895     
507     

58,484 
3,660 
1,498 
6,621 
20,975 
230 

128,919     

92,640 

4,924     
16,165     
279,079     
9,257     

4,924 
16,001 
321,862 
7,684 

309,425     

350,471 

(116,178)    

(116,246)

193,247     

234,225 

2,439     

2,437 

  $

324,605    $

329,302 

(Continued)

 
 
 
 
 
     
       
 
 
     
       
 
 
 
   
 
     
       
 
 
     
       
 
     
       
 
     
       
 
   
   
   
   
   
   
 
     
       
 
   
 
     
       
 
     
       
 
   
   
   
   
 
     
       
 
   
 
     
       
 
   
 
     
       
 
   
 
     
       
 
   
 
     
       
 
 
 
 
 
 
CONSOLIDATED BALANCE SHEETS
DECEMBER 31, 2014 AND 2013 
(in thousands, except share and per share data)

LIABILITIES AND STOCKHOLDERS' EQUITY

CURRENT LIABILITIES:

Accounts payable
Accrued expenses and other liabilities
Current maturities of long-term debt
Deferred income taxes— current

Total current liabilities

Long-term debt—less current portion
Deferred income taxes— less current portion
Other long-term liabilities

Total liabilities

COMMITMENTS AND CONTINGENCIES (Note 15)

2014

2013

  $

41,695    $
27,517     
42,908     
2,951     

27,970 
22,502 
40,103 
2,651 

115,071     

93,226 

52,293     
57,125     
131     

70,366 
49,764 
- 

224,620     

213,356 

STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value, 10,000,000 shares  authorized; none issued
Common stock, $.01 par value, 40,000,000 shares  authorized; 11,474,096 and
11,391,464 shares issued; 7,423,115 and 7,983,539 shares outstanding at
December 31, 2014 and December 31, 2013, respectively

Additional paid-in capital
Accumulated other comprehensive income

Treasury stock, at cost; 4,050,981 and 3,407,925 shares at  December 31, 2014
and December 31, 2013, respectively

Retained earnings

Total stockholders’ equity

-     

- 

115     
79,926     
6,402     

(82,501)    
96,043     

114 
78,811 
6,160 

(51,691)
82,552 

99,985     

115,946 

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

  $

324,605    $

329,302 

See notes to consolidated financial statements.

(Concluded)

- 39 -

 
 
 
 
     
       
 
 
     
       
 
 
 
   
 
     
       
 
 
     
       
 
     
       
 
   
   
   
 
     
       
 
   
 
     
       
 
   
   
   
 
     
       
 
   
 
     
       
 
     
       
 
 
     
       
 
     
       
 
   
   
   
   
   
   
 
     
       
 
   
 
     
       
 
 
 
 
 
 
P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES 

CONSOLIDATED STATEMENTS OF OPERATIONS
YEARS ENDED DECEMBER 31, 2014, 2013 AND 2012 
(in thousands, except per share data)

OPERATING REVENUES:

Revenue, before fuel surcharge
Fuel surcharge

2014

2013

2012

  $

316,584    $
94,353     

313,117    $
89,696     

297,698 
82,935 

Total operating revenues

410,937     

402,813     

380,633 

OPERATING EXPENSES AND COSTS:

Salaries, wages and benefits
Operating supplies and expenses
Rents and purchased transportation
Depreciation
Insurance and claims
Other
Gain on disposition of equipment

108,371     
126,875     
90,831     
36,296     
20,274     
9,871     
(4,591)    

107,037     
137,268     
85,226     
39,088     
14,586     
8,956     
(854)    

108,866 
155,392 
54,011 
38,298 
13,744 
7,585 
(166)

Total operating expenses and costs

387,927     

391,307     

377,730 

OPERATING INCOME

NON-OPERATING INCOME
INTEREST EXPENSE

23,010     

11,506     

2,903 

2,099     
(2,897)    

1,540     
(3,375)    

3,288 
(2,596)

INCOME BEFORE INCOME TAXES

22,212     

9,671     

3,595 

FEDERAL & STATE INCOME TAX EXPENSE:

Current
Deferred

Total federal & state income tax expense

NET INCOME

EARNINGS PER COMMON SHARE:

Basic

Diluted

AVERAGE COMMON SHARES OUTSTANDING:

Basic

Diluted

  $

  $
  $

1,209     
7,512     

159     
3,597     

8,721     

3,756     

13,491    $

5,915    $

1.69    $
1.68    $

0.68    $
0.68    $

7,990     
8,034     

8,662     
8,682     

DIVIDENDS DECLARED PER COMMON SHARE

  $

-    $

-    $

See notes to consolidated financial statements.

51 
1,365 

1,416 

2,179 

0.25 

0.25 

8,700 

8,702 

2.00 

- 40 -

 
 
 
 
 
     
       
       
 
 
 
   
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
   
   
 
     
       
       
 
   
 
     
       
       
 
     
       
       
 
   
   
 
     
       
       
 
   
 
     
       
       
 
 
     
       
       
 
     
       
       
 
 
     
       
       
 
     
       
       
 
   
   
 
     
       
       
 
 
 
 
 
P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
YEARS ENDED DECEMBER 31, 2014, 2013 AND 2012 
(in thousands)

2014

2013

2012

NET INCOME

  $

13,491    $

5,915    $

2,179 

Other comprehensive income (loss), net of tax:

Reclassification adjustment for realized gains on marketable

securities included in net income (1)

(630)    

(215)    

(1,009)

Reclassification adjustment for unrealized losses on
marketable securities included in net income (2)

1     

18     

Changes in fair value of marketable securities (3)

871     

2,122     

44 

495 

COMPREHENSIVE INCOME

  $

13,733    $

7,840    $

1,709 

_______________
(1) Net of deferred income taxes of $(385), $(131) and $(618), respectively.
(2) Net of deferred income taxes of $0, $11 and $27, respectively.
(3) Net of deferred income taxes of $533, $1,298 and $304, respectively.

See notes to consolidated financial statements.

- 41 -

 
 
 
 
 
     
       
       
 
 
 
   
   
 
 
     
       
       
 
 
     
       
       
 
     
       
       
 
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
 
 
 
 
 
P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES  

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY
YEARS ENDED DECEMBER 31, 2014, 2013 AND 2012

(in thousands, except per share data )

Common Stock
Shares / Amount    

Additional
Paid-In
Capital

Accumulated
Other
Comprehensive
Income

Treasury

Stock    

Retained
Earnings    Total

BALANCE— January 1, 2012     8,696    $

114    $

78,036    $

4,705    $ (37,239)   $ 91,861    $137,477 

Net loss
Other comprehensive
income, net of tax of
$(287)

Exercise of stock options-
shares issued including
tax benefits

Dividends on common
stock, $2 per share

6     

60     

Share-based compensation    

352     

(470)    

2,179     

2,179 

(470)

60 

       (17,403)     (17,403)
352 

BALANCE— December 31,
2012

    8,702     

114     

78,448     

4,235      (37,239)     76,637      122,195 

Net income
Other comprehensive

income, net of tax of $
1,178

Exercise of stock options-
shares issued including
tax benefits

Treasury stock repurchases    
Share-based compensation    

5,915     

5,915 

1,925     

1,925 

7     
(725)    

46     

317     

       (14,452)    

46 
       (14,452)
317 

BALANCE— December 31,
2013

    7,984     

114     

78,811     

6,160      (51,691)     82,552      115,946 

Net income
Other comprehensive
income, net of tax of $ 149    
Exercise of stock options-
shares issued including
tax benefits

Restricted stock issued
Treasury stock repurchases    
Share-based compensation    

77     
5     
(643)    

242     

       13,491      13,491 

242 

846 

1     

845     

270     

       (30,810)    

       (30,810)
270 

BALANCE— December 31,
2014

    7,423    $

115    $

79,926    $

6,402    $ (82,501)   $ 96,043    $ 99,985 

See notes to consolidated financial statements.

- 42 -

 
 
 
 
 
 
 
   
   
 
 
     
       
       
     
 
       
       
       
 
 
     
       
       
     
 
       
       
       
 
   
      
      
      
      
      
   
      
      
      
      
      
   
      
      
      
      
   
      
      
      
      
      
      
      
      
      
 
     
       
       
     
 
       
       
       
 
 
     
       
       
     
 
       
       
       
 
   
      
      
      
      
      
   
      
      
      
      
      
   
      
      
      
      
      
      
      
      
      
      
      
 
     
       
       
     
 
       
       
       
 
 
     
       
       
     
 
       
       
       
 
   
      
      
      
      
      
      
      
      
      
   
      
      
      
   
      
      
      
      
      
  
      
      
      
      
      
      
      
 
     
       
       
     
 
       
       
       
 
 
 
 
 
P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED DECEMBER 31, 2014, 2013 AND 2012 
(in thousands)

OPERATING ACTIVITIES:
Net income
Adjustments to reconcile net income to net cash provided by
operating activities:

Depreciation
Bad debt expense
Stock compensation—net of excess tax benefits
Sale leaseback deferred gain amortization
Provision for deferred income taxes
Reclassification of other than temporary impairment in
marketable equity securities
Recognized gain on marketable equity securities
Gain on sale or disposal of equipment
Changes in operating assets and liabilities:

Accounts receivable
Prepaid expenses, deposits, inventories, and other assets
Income taxes refundable
Trade accounts payable
Accrued expenses and other liabilities

Net cash provided by operating activities

INVESTING ACTIVITIES:

Purchases of property and equipment
Proceeds from disposition of equipment
Changes in restricted cash
Sales of marketable equity securities
Purchases of marketable equity securities, net of return of
capital

Net cash used in investing activities

FINANCING ACTIVITIES:

Borrowings under line of credit
Repayments under line of credit
Borrowings of long-term debt
Repayments of long-term debt
Borrowings under margin account
Repayments under margin account
Repurchases of common stock
Stock compensation excess tax benefits
Dividends paid
Exercise of stock options

Net cash (used in) provided by financing activities

2014

2013

2012

  $

13,491    $

5,915    $

2,179 

36,296     
456     
270     
(205)    
7,512     

1     
(1,040)    
(4,591)    

5,109     
(3,299)    
(277)    
(1,555)    
3,085     
55,253     

(28,588)    
38,902     
(7,873)    
1,720     

(4,210)    
(49)    

469,918     
(469,918)    
42,979     
(58,247)    
4,351     
(2,645)    
(16,011)    
-     
-     
846     
(28,727)    

39,088     
424     
317     
-     
3,597     

29     
(601)    
(854)    

(8,873)    
4,918     
124     
(2,802)    
1,888     
43,170     

(71,520)    
27,304     
(120)    
857     

(838)    
(44,317)    

422,324     
(427,741)    
41,593     
(33,208)    
999     
(1,693)    
(508)    
-     
-     
46     
1,812     

38,298 
191 
346 
- 
1,365 

70 
(2,362)
(166)

(3,313)
(426)
(115)
(3,369)
927 
33,625 

(98,046)
21,190 
(215)
4,554 

(77)
(72,594)

445,224 
(449,135)
72,991 
(23,152)
15,948 
(5,237)
- 
6 
(17,403)
54 
39,296 

327 

180 
507 

NET INCREASE IN CASH AND CASH EQUIVALENTS

26,477     

665     

CASH AND CASH EQUIVALENTS—Beginning of year
CASH AND CASH EQUIVALENTS—End of year

  $

1,172     
27,649    $

507     
1,172    $

SUPPLEMENTAL DISCLOSURES OF CASH FLOW
INFORMATION—

Cash paid during the period for:

Interest

  $

2,946    $

3,417    $

2,558 

 
 
 
 
 
 
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
   
     
       
       
 
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
   
   
   
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
     
       
       
 
     
       
       
 
Income taxes

  $

1,486    $

77    $

174 

NONCASH INVESTING AND FINANCING ACTIVITIES—

Purchases of revenue equipment included in accounts payable   $
Purchases of common stock included in accrued expenses and
other liabilities

  $

1,079    $

598    $

2,794 

28,743    $

13,944    $

- 

See notes to consolidated financial statements.

- 43 -

 
     
       
       
 
     
       
       
 
 
 
 
 
P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2014, 2013 AND 2012

1. ACCOUNTING POLICIES

Description  of  Business  and  Principles  of  Consolidation –P.A.M.  Transportation  Services,  Inc.  (the
“Company”), through its subsidiaries, operates as a truckload transportation and logistics company.

The  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  wholly  owned  operating
subsidiaries:  P.A.M.  Transport,  Inc.,  P.A.M.  Cartage  Carriers,  LLC,  Overdrive  Leasing,  LLC,  Choctaw  Express,
LLC, Decker Transport Co., LLC, T.T.X., LLC, Transcend Logistics, Inc., and East Coast Transport and Logistics,
LLC.  The  following  subsidiaries  were  inactive  during  all  periods  presented:  P.A.M.  International,  Inc.,  P.A.M.
Logistics Services, Inc., Choctaw Brokerage, Inc., and S & L Logistics, Inc.

Use  of  Estimates–The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally
accepted in the United States of America requires management to make estimates and assumptions that affect
the  reported  amounts  of  assets  and  liabilities,  disclosure  of  any  contingent  assets  and  liabilities  at  the  financial
statement  date  and  reported  amounts  of  revenue  and  expenses  during  the  reporting  period.  The  Company
periodically  reviews  these  estimates  and  assumptions.  The  Company's  estimates  were  based  on  its  historical
experience and various other assumptions that management believes to be reasonable under the circumstances.
Actual results could differ from those estimates.

Cash  and  Cash  Equivalents –The  Company  considers  all  highly  liquid  investments  with  a  maturity  of  three
months or less when purchased to be cash equivalents. At times cash held at banks may exceed FDIC insured
limits.

Accounts  Receivable  and  Allowance  for  Doubtful  Accounts–Accounts  receivable  are  presented  in  the
Company’s  consolidated  financial  statements  net  of  an  allowance  for  estimated  uncollectible  amounts.
Management  estimates  this  allowance  based  upon  an  evaluation  of  the  aging  of  our  customer  receivables  and
historical  write-offs,  as  well  as  other  trends  and  factors  surrounding  the  credit  risk  of  specific  customers.  The
Company continually updates the history it uses to make these estimates so as to reflect the most recent trends,
factors  and  other  information  available.  In  order  to  gather  information  regarding  these  trends  and  factors,  the
Company also performs ongoing credit evaluations of its customers. Customer receivables are considered to be
past  due  when  payment  has  not  been  received  by  the  invoice  due  date.  Write-offs  occur  when  management
determines an account to be uncollectible and could differ from the allowance estimate as a result of a number of
factors, including unanticipated changes in the overall economic environment or factors and risks surrounding a
particular customer. Management believes its methodology for estimating the allowance for doubtful accounts to
be  reliable  however,  additional  allowances  may  be  required  if  the  financial  condition  of  our  customers  were  to
deteriorate,  and  could  have  a  material  effect  on  the  Company’s  consolidated  financial  statements  in  future
periods.

 - 44 -

 
 
 
 
 
 
 
 
 
 
 
 
Bank Overdrafts–The Company classifies bank overdrafts in current liabilities as an accounts payable and does
not offset other positive bank account balances located at the same or other financial institutions. Bank overdrafts
generally represent checks written that have not yet cleared the Company’s bank accounts. The majority of the
Company’s bank accounts are zero balance accounts that are funded at the time items clear against the account
by  drawings  against  a  line  of  credit,  therefore  the  outstanding  checks  represent  bank  overdrafts.  Because  the
recipients  of  these  checks  have  generally  not  yet  received  payment,  the  Company  continues  to  classify  bank
overdrafts as accounts payable. Bank overdrafts are classified as changes in accounts payable in the cash flows
from operating activities section of the Company’s Consolidated Statement of Cash Flows. There were no bank
overdrafts as of December 31, 2014. Bank overdrafts as of December 31, 2013 were approximately $3,179,000.

Accounts  Receivable  Other–The  components  of  accounts  receivable  other  consist  primarily  of  amounts
representing  company  driver  advances,  owner-operator  advances,  equipment  manufacturer  warranties,  and
restricted  cash.  Advances  receivable  from  company  drivers  as  of  December  31,  2014  and  2013,  were
approximately $486,000 and $707,000, respectively. Restricted cash consists of cash proceeds from the sale of
trucks  and  trailers  under  our  like-kind  exchange  (“LKE”)  tax  program.  See  Note  11,  “Federal  and  State  Income
Taxes,” for a discussion of the Company’s LKE tax program. We classify restricted cash as a current asset within
“Accounts receivable-other” as the exchange process must be completed within 180 days in order to qualify for
income  tax  deferral  treatment.  The  changes  in  restricted  cash  balances  are  reflected  as  an  investing  activity  in
our Consolidated Statements of Cash Flows as they relate to the sales and purchases of revenue equipment.

Marketable Equity Securities–Marketable equity securities are classified by the Company as either available for
sale  or  trading.  Securities  classified  as  available  for  sale  are  carried  at  market  value  with  unrealized  gains  and
losses  recognized  in  accumulated  other  comprehensive  income  in  the  statements  of  stockholders’  equity.
Securities  classified  as  trading  are  carried  at  market  value  with  unrealized  gains  and  losses  recognized  in  the
statements of operations. Realized gains and losses are computed utilizing the specific identification method.

Impairment of Long-Lived Assets –The Company reviews its long-lived assets for impairment whenever events
or changes in circumstances indicate that the carrying amount of a long-lived asset may not be recoverable. An
impairment  loss  would  be  recognized  if  the  carrying  amount  of  the  long-lived  asset  is  not  recoverable,  and  it
exceeds  its  fair  value.  For  long-lived  assets  classified  as  held  and  used,  if  the  carrying  value  of  the  long-lived
asset exceeds the sum of the future net undiscounted cash flows, it is not recoverable.

Property and Equipment–Property and equipment is recorded at historical cost, less accumulated depreciation.
For financial reporting purposes, the cost of such property is depreciated principally by the straight-line method.
For tax reporting purposes, accelerated depreciation or applicable cost recovery methods are used. Depreciation
is recognized over the estimated asset life, considering the estimated salvage value of the asset. Such salvage
values  are  based  on  estimates  using  expected  market  values  for  used  equipment  and  the  estimated  time  of
disposal which, in many cases include guaranteed residual values by the manufacturers. Gains and losses  are
reflected in the year of disposal. The following is a table reflecting estimated ranges of asset useful lives by major
class of depreciable assets:

Asset Class

Service vehicles
Office furniture and equipment
Revenue equipment
Structure and improvements

 - 45 -

Estimated
Asset Life
(in years)

3-5
3-7
3-12
5-40

 
 
  
 
 
 
 
 
 
 
     
 
   
 
   
 
   
 
   
 
 
 
 
The  Company’s  management  periodically  evaluates  whether  changes  to  estimated  useful  lives  and/or  salvage
values  are  necessary  to  ensure  its  estimates  accurately  reflect  the  economic  use  of  the  assets.  During  2014,
management determined that an adjustment to the estimated useful lives or salvage values of trucks or trailers
was not necessary based on such an evaluation.

During 2013, management adjusted the estimated useful lives and salvage values of certain trucks based on such
an evaluation. These changes resulted in a decrease in depreciation expense of approximately $550,000 during
2013.  This  reduction  in  depreciation  expense  increased  the  Company’s  2013  reported  net  income  by
approximately $340,000 ($0.04 per diluted share).

During 2012, management adjusted the estimated useful lives and salvage values of certain trucks based on such
an evaluation. These changes resulted in a decrease in depreciation expense of approximately $450,000 during
2012.  This  reduction  in  depreciation  expense  increased  the  Company’s  2012  reported  net  income  by
approximately $300,000 ($0.03 per diluted share).

Prepaid  Tires–Tires  purchased  with  revenue  equipment  are  capitalized  as  a  cost  of  the  related  equipment.
Replacement  tires  are  included  in  prepaid  expenses  and  deposits  and  are  amortized  over  a  24-month  period.
Amounts paid for the recapping of tires are expensed when incurred.

Advertising  Expense–Advertising  costs  are  expensed  as  incurred  and  totaled  approximately  $683,000,
$662,000 and $685,000 for the years ended December 31, 2014, 2013 and 2012, respectively.

Repairs and Maintenance –Repairs and maintenance costs are expensed as incurred.

Self-Insurance  Liability–A  liability  is  recognized  for  known  health,  workers’  compensation,  cargo  damage,
property damage and auto liability damage claims. An estimate of the incurred but not reported claims for each
type  of  liability  is  made  based  on  historical  claims  made,  estimated  frequency  of  occurrence,  and  considering
changing factors that contribute to the overall cost of insurance.

Income Taxes–The Company applies the asset and liability method of accounting for income taxes, under which
deferred taxes are determined based on the temporary differences between the financial statement and tax basis
of  assets  and  liabilities  using  tax  rates  expected  to  be  in  effect  during  the  years  in  which  the  basis  differences
reverse.  A  valuation  allowance  is  recorded  when  it  is  more  likely  than  not  that  some  or  all  of  the  deferred  tax
assets will not be realized.

The application of income tax law to multi-jurisdictional operations such as those performed by the Company, are
inherently complex. Laws and regulations in this area are voluminous and often ambiguous. As such, we may be
required to make subjective assumptions and judgments regarding our income tax exposures. Interpretations of
and guidance surrounding income tax laws and regulations may change over time which could cause changes in
our  assumptions  and  judgments  that  could  materially  affect  amounts  recognized  in  the  consolidated  financial
statements.

We recognize the impact of tax positions in our financial statements. These tax positions must meet a more-likely-
than-not recognition threshold to be recognized and tax positions that previously failed to meet the  more-likely-
than-not threshold are recognized in the first subsequent financial reporting period in which that threshold is met.
Previously  recognized  tax  positions  that  no  longer  meet  the  more-likely-than-not  threshold  are  derecognized  in
the  first  subsequent  financial  reporting  period  in  which  that  threshold  is  no  longer  met.  We  recognize  potential
accrued interest and penalties related to unrecognized tax benefits within the consolidated statements of income
as income tax expense.

 - 46 -

 
 
 
  
 
 
 
 
 
 
 
 
 
 
In  determining  whether  a  tax  asset  valuation  allowance  is  necessary,  management,  in  accordance  with  the
provisions  of  ASC  740-10-30,  weighs  all  available  evidence,  both  positive  and  negative  to  determine  whether,
based  on  the  weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions  exist  which
indicate a valuation allowance might be necessary, consideration is then given to what effect the future reversals
of existing taxable temporary differences and the availability of tax strategies might have on future taxable income
to  determine  the  amount,  if  any,  of  the  required  valuation  allowance.  As  of  December  31,  2014,  management
determined that the future reversals of existing taxable temporary differences and available tax strategies would
generate  sufficient  future  taxable  income  to  realize  its  tax  assets  and  therefore  a  valuation  allowance  was  not
necessary.

Revenue Recognition–Revenue is recognized in full upon completion of delivery to the receiver’s location. For
freight  in  transit  at  the  end  of  a  reporting  period,  the  Company  recognizes  revenue  pro  rata  based  on  relative
transit time completed as a portion of the estimated total transit time. Expenses are recognized as incurred.

Share-Based Compensation–The Company estimates the fair value of stock option awards on the option grant
date  using  the  Black-Scholes  pricing  model  and  recognizes  compensation  for  stock  option  awards  expected  to
vest  on  a  straight-line  basis  over  the  requisite  service  period  for  the  entire  award.  Forfeitures  are  estimated  at
grant date based on historical experience. For additional information with respect to share-based compensation,
see Note 12 to our consolidated financial statements.

Earnings  Per  Share–The  Company  computes  basic  earnings  per  share  (“EPS”)  by  dividing  net  income  (loss)
available  to  common  stockholders  by  the  weighted  average  number  of  common  shares  outstanding  during  the
period.  Diluted  EPS  includes  the  potential  dilution  that  could  occur  from  stock-based  awards  and  other  stock-
based  commitments  using  the  treasury  stock  or  the  as  if  converted  methods,  as  applicable. The  difference
between  the  Company's  weighted-average  shares  outstanding  and  diluted  shares  outstanding  is  due  to  the
dilutive effect of stock options for all periods presented. See Note 13 for computation of diluted EPS.

Fair Value Measurements –Certain financial assets and liabilities are measured at fair value within the financial
statements on a recurring basis. Fair value is defined as the exchange price that would be received for an asset
or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in
an orderly transaction between market participants on the measurement date. The fair value hierarchy requires
an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring
fair  value. For  additional  information  with  respect  to  fair  value  measurements,  see  Note  16  to  our  consolidated
financial statements.

Reporting Segments–The Company's operations are all in the motor carrier segment and are aggregated into a
single  reporting  segment  in  accordance  with  the  aggregation  criteria  under  Generally  Accepted  Accounting
Principles (“GAAP”). The Company provides truckload transportation services as well as brokerage and logistics
services to customers throughout the United States and portions of Canada and Mexico. Truckload transportation
services revenues, excluding fuel surcharges, represented 92.5%, 92.6% and 91.8% of total revenues, excluding
fuel  surcharges,  for  the  twelve  months  ended  December  31,  2014,  2013  and  2012,  respectively.  Remaining
revenues,  excluding  fuel  surcharges,  for  each  respective  year  were  generated  by  brokerage  and  logistics
services.

Concentrations  of  Credit  Risk–The  Company  performs  ongoing  credit  evaluations  and  generally  does  not
require collateral from its customers. The Company maintains reserves for potential credit losses. In view of the
concentration of the Company’s revenues and accounts receivable among a limited number of customers within
the  automobile  industry,  the  financial  health  of  this  industry  is  a  factor  in  the  Company’s  overall  evaluation  of
accounts receivable.

 - 47 -

 
 
 
  
 
 
 
 
 
 
 
Subsequent  Events–We  have  evaluated  subsequent  events  for  recognition  and  disclosure  through  the  date
these financial statements were filed with the United States Securities and Exchange Commission and concluded
that  no  subsequent  events  or  transactions  have  occurred  that  require  recognition  or  disclosure  in  our  financial
statements.

Foreign Currency Transa ctions– The functional currency of the Company’s foreign branch office in Mexico is
the  U.S.  dollar.  The  Company  remeasures  the  monetary  assets  and  liabilities  of  this  branch  office,  which  are
maintained  in  the  local  currency  ledgers,  at  the  rates  of  exchange  in  effect  at  the  end  of  the  reporting  period.
Revenues  and  expenses  recorded  in  the  local  currency  during  the  period  are  remeasured  using  average
exchange  rates  for  each  period.  Non-monetary  assets  and  liabilities  are  remeasured  using  historical  rates.  Any
resulting  exchange  gain  or  loss  from  the  remeasurement  process  are  included  in  non-operating  income  in  the
Company’s consolidated statements of operations.

Recent  Accounting  Pronouncements– In  April  2014,  the  Financial  Accounting  Standards  Board  (“FASB”)
issued Accounting Standards Update (“ASU”) No. 2014-08 (“ASU 2014-08”), Reporting Discontinued Operations
and  Disclosures  of  Disposals  of  Components  of  an  Entity.  ASU  2014-08  changes  the  criteria  for  determining
which disposals can be presented as discontinued operations and modifies the related disclosure requirements.
Under the new guidance, a disposal of a component of an entity or a group of components of an entity is required
to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major
effect on an entity’s operations and financial results and is disposed of or classified as held for sale. The standard
also  introduces  several  new  disclosures.  The  guidance  applies  prospectively  to  new  disposals  and  new
classifications of disposal groups as held for sale after the effective date. ASU 2014-08 is effective for annual and
interim periods beginning after December 15, 2014, with early adoption permitted. The adoption of this guidance
had no impact on the Company’s financial condition, results of operations, or cash flows.

In  May  2014,  the  FASB  issued  ASU  No.  2014-09,  (“ASU  2014-09”),  Revenue  from  Contracts  with  Customers.
The objective of ASU 2014-19 is to establish a single comprehensive model for entities to use in accounting for
revenue  arising  from  contracts  with  customers  and  will  supersede  most  of  the  existing  revenue  recognition
guidance,  including  industry-specific  guidance.  The  core  principle  of  ASU  2014-09  is  that  an  entity  recognizes
revenue  to  depict  the  transfer  of  promised  goods  or  services  to  customers  in  an  amount  that  reflects  the
consideration to which the entity expects to be entitled in exchange for those goods or services. In applying the
new guidance, an entity will (1) identify the contract(s) with a customer; (2) identify the performance obligations in
the contract; (3) determine the transaction price; (4) allocate the transaction price to the contract’s performance
obligations; and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASU 2014-09
applies  to  all  contracts  with  customers  except  those  that  are  within  the  scope  of  other  topics  in  the  FASB
Accounting Standards Codification. The new guidance is effective for annual reporting periods (including interim
periods  within  those  periods)  beginning  after  December  15,  2016  for  public  companies.  Early  adoption  is  not
permitted. Entities have the option of using either a full retrospective or modified approach to adopt ASU 2014-09.
The adoption of this guidance is not expected to have a significant impact on the Company’s financial condition,
results of operations, or cash flows.

In  June  2014,  the  FASB  issued  ASU  2014-12,  (“SSU  2014-12”),  Stock  Compensation  -  Accounting  for  Share-
Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the
Requisite  Service  Period.  The  amendments  in  this  update  require  performance  targets  that  could  be  achieved
after the requisite service period be treated as performance conditions that affect the vesting of the award. ASU
2014-12  is  effective  for  annual  and  interim  periods  beginning  after  December  15,  2015,  with  early  adoption
permitted. The adoption of this guidance is not expected to have a significant impact on the Company’s financial
condition, results of operations, or cash flows.

- 48 -

 
 
 
  
 
 
 
 
 
2. TRADE ACCOUNTS RECEIVABLE

The Company's receivables result primarily from the sale of transportation and logistics services. The Company
performs  ongoing  credit  evaluations  of  its  customers  and  generally  does  not  require  collateral  for  accounts
receivable.  Accounts  receivable,  which  consist  of  both  billed  and  unbilled  receivables,  are  presented  net  of  an
allowance  for  doubtful  accounts.  Accounts  outstanding  longer  than  contractual  payment  terms  are  considered
past  due  and  are  reviewed  individually  for  collectability.  Accounts  receivable  balances  consist  of  the  following
components as of December 31, 2014 and 2013:

Billed
Unbilled
Allowance for doubtful accounts

Total accounts receivable—net

2014

2013

(in thousands)

  $

49,302    $
5,292     
(1,611)    

50,168 
9,793 
(1,477)

  $

52,983    $

58,484 

An  analysis  of  changes  in  the  allowance  for  doubtful  accounts  for  the  years  ended  December  31,  2014,  2013,
and 2012 follows:

Balance—beginning of year
Provision for bad debts
Charge-offs

Balance—end of year

3. MARKETABLE EQUITY SECURITIES

2014

2013
(in thousands)

2012

  $

  $

1,477    $
456     
(322)    
1,611    $

1,157    $
424     
(104)    
1,477    $

2,074 
191 
(1,108)
1,157 

The Company accounts for its marketable securities in accordance with ASC Topic 320,  Investments-Debt and
Equity Securities. ASC Topic 320 requires companies to classify their investments as trading, available-for-sale or
held-to-maturity. The Company’s investments in marketable securities are classified as either trading or available-
for-sale and consist of equity securities. Management determines the appropriate classification of these securities
at the time of purchase and re-evaluates such designation as of each balance sheet date. The cost of securities
sold is based on the specific identification method and interest and dividends on securities are included in non-
operating income.

Marketable equity securities classified as available-for-sale are carried at fair value, with the unrealized gains and
losses, net of tax, included as a component of accumulated other comprehensive income (loss) in stockholders’
equity.  Realized  gains  and  losses,  declines  in  value  judged  to  be  other-than-temporary  on  available-for-sale
securities, and increases or decreases in value on trading securities, if any, are included in the determination of
net income. A quarterly evaluation is performed in order to judge whether declines in value below cost should be
considered temporary and when losses are deemed to be other-than-temporary. Several factors are considered
in this evaluation process including the severity and duration of the decline in value, the financial condition and
near-term outlook for the specific issuer and the Company’s ability to hold the securities.

For  the  years  ended  December  31,  2014,  2013  and  2012,  the  evaluation  resulted  in  impairment  charges  of
approximately  $1,000,  $29,000  and  $70,000,  respectively,  being  reported  in  the  Company’s  non-operating
income in its statements of operations.

- 49 -

 
 
 
 
 
 
   
 
 
 
 
 
     
       
 
   
   
 
     
       
 
 
 
 
 
   
   
 
 
 
 
 
     
       
       
 
   
   
 
 
 
 
 
 
 
The following table sets forth cost, market value and unrealized gain on equity securities classified as available-
for-sale and equity securities classified as trading as of December 31, 2014 and 2013.

Available-for-sale securities

Fair market value
Cost

Unrealized gain

Trading securities

Fair market value
Cost

Unrealized gain

Total

Fair market value
Cost

Unrealized gain

2014

2013

(in thousands)

24,592    $
14,272     
10,320    $

20,810 
10,881 
9,929 

303    $
157     
146    $

165 
157 
8 

24,895    $
14,429     
10,466    $

20,975 
11,038 
9,937 

  $

  $

  $

  $

  $

  $

The following table sets forth the gross unrealized gains and losses on the Company’s marketable securities that
are classified as available-for-sale as of December 31, 2014 and 2013.

Available-for-sale securities
Gross unrealized gains
Gross unrealized losses

Net unrealized gains

2014

2013

(in thousands)

  $

  $

10,710    $
390     
10,320    $

9,946 
17 
9,929 

As of December 31, 2014 and 2013, the total net unrealized gains, net of deferred income taxes, in accumulated
other comprehensive income was approximately $6,402,000 and $6,160,000, respectively.

For the years ended December 31, 2014 and 2013, the Company had net unrealized gains in market value on
securities  classified  as  available-for-sale  of  approximately  $237,000  and  $1,897,000,  net  of  deferred  income
taxes, respectively.

For the years ended December 31, 2014, 2013 and 2012, the Company recognized dividends of approximately
$896,000, $781,000, and $838,000 in non-operating income in its statements of operations, respectively.

As  of  December  31,  2014,  the  Company's  marketable  securities  that  are  classified  as  trading  had  gross
recognized gains of approximately $146,000 and had no gross recognized losses. As of December 31, 2013, the
Company's  marketable  securities  that  were  classified  as  trading  had  gross  recognized  gains  of  approximately
$8,000 and had no gross recognized losses.

- 50 -

 
 
 
 
 
   
 
 
 
 
     
       
 
   
 
     
       
 
     
       
 
   
 
     
       
 
     
       
 
   
 
 
 
 
   
 
 
 
 
     
       
 
   
 
 
 
 
 
 
 
The  following  table  shows  recognized  gains  (losses)  in  market  value  for  securities  classified  as  trading  during
2014, 2013 and 2012.

Trading securities

Recognized gain (loss) at beginning of period
Recognized gain (loss) at end of period

Change in net recognized gain (loss)

2014

2013
(in thousands)

2012

  $

  $

8    $
146     

138    $

(26)   $
8     

34    $

(16)
(26)

(10)

During 2014 and 2013, there were no reclassifications of marketable securities between trading and available for
sale.

The following table shows the Company’s realized gains during 2014, 2013 and 2012 on certain securities which
were  held  as  available-for-sale.  The  cost  of  securities  sold  is  based  on  the  specific  identification  method  and
interest and dividends on securities are included in non-operating income.

Realized gains

Sale proceeds
Cost of securities sold

Realized gains

Realized gains, net of taxes

2014

2013
(in thousands)

2012

  $

  $

  $

1,720    $
818     

902    $

857    $
290     

567    $

4,554 
2,183 

2,371 

546    $

346    $

1,437 

The  following  table  shows  the  Company’s  investments’  approximate  gross  unrealized  losses  and  related  fair
value of securities in a loss position at December 31, 2014 and 2013. As of December 31, 2014 and 2013, there
were no investments that had been in a continuous unrealized loss position for twelve months or longer.

2014

2013

(in thousands)

  Fair Value    

    Unrealized      
Losses

    Fair Value    

    Unrealized  
Losses

Equity securities – Available for sale
Equity securities – Trading

Totals

  $

  $

3,961    $
-     

3,961    $

390    $
-     

390    $

397    $
-     

397    $

17 
- 

17 

The market value of the Company’s equity securities are periodically used as collateral against any outstanding
margin  account  borrowings.  As  of  December  31,  2014  and  2013,  the  Company  had  outstanding  borrowings  of
$11,723,000  and  $10,017,000  under  its  margin  account,  respectively.  The  weighted  average  interest  rate  on
margin account borrowings was 0.76% as of December 31, 2014 and 2013.

- 51 -

 
 
 
 
 
 
   
   
 
 
 
 
     
       
       
 
   
 
     
       
       
 
 
 
 
 
 
   
   
 
 
 
 
     
       
       
 
   
 
     
       
       
 
 
     
       
       
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
     
     
 
       
     
 
 
   
 
     
     
 
       
     
 
 
 
 
 
 
4. ACCRUED EXPENSES AND OTHER LIABILITIES

Accrued expenses and other liabilities at December 31 are summarized as follows:

Payroll
Accrued vacation
Taxes—other than income
Interest
Driver escrows
Margin account borrowings
Self-insurance claims
Deferred equipment gain – current portion

  $

2014

2013

(in thousands)

1,954    $
1,687     
2,309     
61     
1,584     
11,723     
7,975     
224     

3,252 
1,766 
2,232 
110 
1,395 
10,017 
3,730 
- 

Total accrued expenses and other liabilities

  $

27,517    $

22,502 

5. CLAIMS LIABILITIES

With  respect  to  physical  damage  for  trucks,  trailers,  cargo  loss  and  auto  liability,  the  Company  maintains
insurance coverage to protect it from certain business risks. These policies are with various carriers and have per
occurrence  deductibles  of  $7,500,  $2,500,  $10,000  and  $2,500,  respectively.  Prior  to  October  1,  2013,  the
Company elected to self-insure for physical damage to trailers. Effective October 1, 2013, the Company  began
insuring trailers for physical damage with a $2,500 deductible per occurrence. The Company maintains workers’
compensation  coverage  in  Arkansas,  Ohio,  Oklahoma,  Mississippi,  and  Florida  with  a  $500,000  self-insured
retention  and  a  $500,000  per  occurrence  excess  policy.  The  Company  has  elected  to  opt  out  of  workers'
compensation coverage in Texas and is providing coverage through the P.A.M. Texas Injury Plan. The Company
has  accrued  for  estimated  losses  to  pay  such  claims  as  well  as  claims  incurred  but  not  yet  reported.  The
Company  has  not  experienced  any  adverse  trends  involving  differences  in  claims  experienced  versus  claims
estimates  for  workers’  compensation  claims.  Letters  of  credit  aggregating  approximately  $1,101,000  and
certificates  of  deposit  totaling  $300,000  are  held  by  banks  as  security  for  workers’  compensation  claims.  The
Company  self-insures  for  employee  health  claims  with  a  stop  loss  of  $325,000  per  covered  employee  per  year
and estimates its liability for claims outstanding and claims incurred but not reported.

- 52 -

 
 
 
 
 
 
   
 
 
 
 
 
     
       
 
   
   
   
   
   
   
   
 
     
       
 
 
 
 
 
 
6. LONG-TERM DEBT

Long-term debt at December 31, consists of the following:

Line of credit with a bank—due July 1, 2016, and collateralized by
accounts receivable (1)
Equipment financing (2)
Total long-term debt
Less current maturities

Long-term debt—net of current maturities

2014

2013

(in thousands)

  $

-    $
95,201     
95,201     
(42,908)    

- 
110,469 
110,469 
(40,103)

  $

52,293    $

70,366 

(1) Line  of  credit  agreement  with  a  bank  provides  for  maximum  borrowings  of  $40.0  million  and  contains
certain  restrictive  covenants  that  must  be  maintained  by  the  Company  on  a  consolidated  basis.
Borrowings on the line of credit are at an interest rate of LIBOR as of the first day of the month plus 1.50%
(1.65% at December 31, 2014) and are secured by our trade accounts receivable. Monthly payments  of
interest  are  required  under  this  agreement.  Also,  under  the  terms  of  the  agreement  the  Company  must
have  a  debt  to  equity  ratio  of  no  more  than  3.00:1.  The  Company  was  in  compliance  with  all  provisions
under this agreement throughout 2014.

(2) Equipment  financings  consist  of  installment  obligations  for  revenue  equipment  purchases,  payable  in
various monthly installments with various maturity dates through December 2019, at a weighted average
interest rate of 2.66% as of December 31, 2014 and collateralized by revenue equipment.

The Company has provided letters of credit to third parties totaling approximately $1,101,000 at December 31,
2014. The letters are held by these third parties to assist such parties in collection of any amounts due by the
Company should the Company default in its commitments to the parties.

Scheduled annual maturities on long-term debt outstanding at December 31, 2014, are:

2015
2016
2017
2018
2019

Total

(in thousands)

  $

  $

42,908 
26,779 
9,995 
9,363 
6,156 

95,201 

- 53 -

 
 
 
 
 
 
 
   
 
 
 
 
   
   
   
 
     
       
 
 
 
 
 
 
 
 
 
 
 
 
     
 
   
   
   
   
 
     
 
 
 
 
7. CAPITAL STOCK

The  Company's  authorized  capital  stock  consists  of  40,000,000  shares  of  common  stock,  par  value  $.01  per
share,  and  10,000,000  shares  of  preferred  stock,  par  value  $.01  per  share.  At  December  31,  2014,  there  were
11,474,096 shares of our common stock issued and 7,423,115 shares outstanding. At December 31, 2013, there
were  11,391,464  shares  of  our  common  stock  issued  and  7,983,539  shares  outstanding.  No  shares  of  our
preferred stock were issued or outstanding at December 31, 2014 or 2013.

Common Stock

The holders of our common stock, subject to such rights as may be granted to any preferred stockholders, elect
all directors and are entitled to one vote per share. All shares of common stock participate equally in dividends
when and as declared by the Board of Directors and in net assets on liquidation. The shares of common stock
have no preference, conversion, exchange, preemptive or cumulative voting rights.

Preferred Stock

Preferred stock may be issued from time to time by our Board of Directors, without stockholder approval, in such
series  and  with  such  preferences,  conversion  or  other  rights,  voting  powers,  restrictions,  limitations  as  to
dividends,  qualifications  or  other  provisions,  as  may  be  fixed  by  the  Board  of  Directors  in  the  resolution
authorizing their issuance. The issuance of preferred stock by the Board of Directors could adversely affect the
rights of holders of shares of common stock; for example, the issuance of preferred stock could result in a class of
securities  outstanding  that  would  have  certain  preferences  with  respect  to  dividends  and  in  liquidation  over  the
common stock, and that could result in a dilution of the voting rights, net income per share and net book value of
the common stock. As of December 31, 2014, we have no agreements or understandings for the issuance of any
shares of preferred stock.

Treasury Stock

In  November  2014,  our  Board  of  Directors  authorized  the  repurchase  of  up  to  640,000  shares  of  our  common
stock  through  a  Dutch  auction  tender  offer  (the  “2014  tender  offer”).  Subject  to  certain  limitations  and  legal
requirements,  the  Company  could  repurchase  up  to  an  additional  2%  of  its  outstanding  shares  which  totaled
160,000 shares. The 2014 tender offer began on the date of the announcement, December 2, 2014 and expired
on  December  30,  2014.  Through  this  tender  offer,  the  Company’s  shareholders  had  the  opportunity  to  tender
some or all of their shares at a price within the range of $46.00 to $50.00 per share. Upon expiration, 571,865
shares were tendered through this offer at a final purchase price of $50.00 per share for a total purchase price of
approximately $28.7 million, including fees and commission and was settled on January 6, 2015. The Company
accounted for the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet as
of December 31, 2014.

In  November  2013,  our  Board  of  Directors  authorized  the  repurchase  of  up  to  600,000  shares  of  our  common
stock  through  a  Dutch  auction  tender  offer  (the  “2013  tender  offer”).  Subject  to  certain  limitations  and  legal
requirements,  the  Company  could  repurchase  up  to  an  additional  2%  of  its  outstanding  shares  which  totaled
173,000 shares. The 2013 tender offer began on the date of the announcement, December 2, 2013 and expired
on  December  30,  2013.  Through  this  tender  offer,  the  Company’s  shareholders  had  the  opportunity  to  tender
some  or  all  of  their  shares  at  a  price  within  the  range  of  $19.00  to  21.00  per  share.  Upon  expiration,  675,000
shares were tendered through this offer at a final purchase price of $20.50 per share for a total purchase price of
approximately $13.9 million, including fees and commission and was settled on January 6, 2014. The Company
accounted for the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet as
of December 31, 2013.

- 54 -

 
 
 
 
 
 
 
 
 
 
 
 
 
In  May  2014,  our  Board  of  Directors  reauthorized  500,000  shares  of  common  stock  for  repurchase  under  the
initial September 2011 authorization. Following the reauthorization, the Company repurchased 33,341 shares of
its common stock during the remainder of 2014 under this repurchase program. Prior to the reauthorization, and
under  the  initial  September  2011  authorization,  the  Company  had  repurchased  224,000  shares  of  its  common
stock during 2011, 50,325 shares of its common stock during 2013 and 37,850 shares of its common stock during
2014. The Company did not repurchase any additional shares during 2012.

The  Company  accounts  for  Treasury  stock  using  the  cost  method  and  as  of  December  31,  2014,  4,050,981
shares were held in the treasury at an aggregate cost of approximately $82,501,000.

8. COMPREHENSIVE INCOME (LOSS)

Comprehensive income (loss) was comprised of net income (loss) plus or minus market value adjustments related
to  marketable  securities.  The  following  table  summarizes  the  changes  in  accumulated  balances  of  other
comprehensive income for the years ended December 31, 2014 and 2013:

Unrealized gains and
losses on available-for-
sale
securities
(in thousands)

Balance at January 1, 2013, net of tax of $2,592

Other comprehensive income before reclassifications,  net of tax of $1,298
Amounts reclassified from accumulated other comprehensive  income, net of

tax of $(120)

Net other comprehensive income

Balance at December 31, 2013, net of tax of $3,770

Other comprehensive income before reclassifications,  net of tax of $533
Amounts reclassified from accumulated other comprehensive  income, net of

tax of $(385)

Net other comprehensive income

Balance at December 31, 2014, net of tax of $3,918

  $

  $

4,235 

2,122 

(197)
1,925 

6,160 

871 

(629)
242 

6,402 

- 55 -

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
  
   
   
   
 
   
 
 
   
 
   
 
 
   
   
   
 
   
 
 
 
 
 
The following table provides details about reclassifications out of accumulated other comprehensive income for the
years ended December 31, 2014 and 2013:

Details about Accumulated Other
Comprehensive Income Component

Unrealized gains and losses on available-
for-sale securities:

Realized gain on sale of securities
Impairment expense

Total before tax
Tax expense

Total after tax

Amounts Reclassified from
Accumulated Other
Comprehensive Income
(a)

2014

2013

(in thousands)

Statement of Operations  
Classification

  $

  $

1,015    $
(1)    
1,014     
(385)    
629    $

346  Non-operating income
(29) Non-operating income
317  Income before income taxes
(120) Income tax expense
197  Net income

(a) Amounts in parentheses indicate debits to profit/loss

9. SIGNIFICANT CUSTOMERS AND INDUSTRY CONCENTRATION

In 2014, 2013 and 2012, two customers, who are in the automobile manufacturing industry, accounted for 34%,
33%  and  28%  of  revenues,  respectively.  The  Company  also  provides  transportation  services  to  other
manufacturers  who  are  suppliers  for  automobile  manufacturers  including  suppliers  for  the  Company’s  largest
customer. As a result, concentration of the Company’s business within the automobile industry is significant. Of
the  Company’s  revenues  for  2014,  2013  and  2012,  48%,  46%  and  37%,  respectively,  were  derived  from
transportation  services  provided  to  the  automobile  manufacturing  industry.  Accounts  receivable  from  the  two
largest  customers  totaled  approximately  $22,965,000  and  $28,290,000  at  December  31,  2014  and  2013,
respectively.

10. DIVIDENDS

In March 2012, the Board declared a cash dividend of $1.00 per common share. This dividend was paid in cash
on  April  9,  2012  to  stockholders  of  record  at  the  close  of  business  on  March  30,  2012.  In  December  2012,  the
Board declared a cash dividend of $1.00 per common share. This dividend was paid in cash on December 28,
2012 to stockholders of record at the close of business on December 17, 2012. The Company currently intends to
retain future earnings to finance the growth, development and expansion of its business and does not anticipate
paying  cash  dividends  in  the  future.  Any  future  determination  to  pay  dividends  will  be  at  the  discretion  of  the
Board and will depend on the Company’s financial condition, results of operations, capital requirements, any legal
or contractual restrictions on the payment of dividends, and other factors the Board deems relevant.

- 56 -

 
 
 
 
 
 
   
 
 
 
   
     
       
   
   
   
   
 
 
 
 
 
 
 
 
11. FEDERAL AND STATE INCOME TAXES

Under  GAAP,  deferred  income  taxes  reflect  the  net  tax  effects  of  temporary  differences  between  the  carrying
amounts of assets and liabilities for financial reporting purposes and for income tax reporting purposes.

Significant components of the Company’s deferred tax liabilities and assets at December 31 are as follows:

Deferred tax liabilities:

Property and equipment
Unrealized gains on securities
Prepaid expenses and other

2014

2013

(in thousands)

  Current

    Long-Term    Current

    Long-Term 

  $

-    $
3,918     
3,837     

64,341    $
-     
-     

-    $
3,769     
2,498     

73,099 
- 
- 

Total deferred tax liabilities

7,755     

64,341     

6,267     

73,099 

Deferred tax assets:

Allowance for doubtful accounts
Alternative minimum tax credit carryforward
QAFMV tax credit carryforward
New hire tax credit
Compensated absences
Self-insurance allowances
Share-based compensation
Goodwill
Marketable equity securities
Net operating loss carryover
Capital loss carryover
Non-competition agreement
Other

612     
-     
-     
-     
564     
2,592     
-     
-     
686     
-     
339     
-     
11     

-     
1,206     
864     
124     
-     
-     
579     
28     
-     
4,392     
-     
23     
-     

561     
-     
-     
-     
594     
1,027     
-     
-     
767     
-     
667     
-     
-     

- 
318 
864 
124 
- 
- 
702 
37 
- 
21,255 
- 
30 
5 

Total deferred tax assets

4,804     

7,216     

3,616     

23,335 

Net deferred tax liability

  $

2,951    $

57,125    $

2,651    $

49,764 

The reconciliation between the effective income tax rate and the statutory Federal income tax rate for the years
ended December 31, 2014, 2013 and 2012 is presented in the following table:

2014

2013
(in thousands)

2012

  Amount

    Percent

    Amount

    Percent

    Amount

    Percent

Income tax at the

statutory federal rate   $

7,552     

34.0    $

3,288     

34.0    $

1,222     

34.0 

Nondeductible
expenses
State income

taxes/other—net of
federal benefit

Total income tax
expense

154     

0.7     

127     

1.3     

138     

3.8 

1,015     

4.6     

341     

3.6     

56     

1.6 

  $

8,721     

39.3    $

3,756     

38.9    $

1,416     

39.4 

 
 
 
 
 
 
 
   
 
 
 
 
 
 
     
       
       
       
 
     
       
       
       
 
   
   
 
     
       
       
       
 
   
 
     
       
       
       
 
     
       
       
       
 
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
      
      
      
  
   
 
   
      
      
      
  
 
 
 
 
   
   
 
 
 
 
 
 
 
     
       
       
       
       
       
 
   
   
 
     
       
       
       
       
       
 
 
 
 
 
- 57 -

The provision for income taxes consisted of the following:

2014

2013
(in thousands)

2012

Current:
Federal
State

Deferred:
Federal
State

  $

814    $
395     
1,209     

6,111     
1,401     
7,512     

124    $
35     
159     

2,909     
688     
3,597     

Total income tax expense

  $

8,721    $

3,756    $

- 
51 
51 

1,166 
199 
1,365 

1,416 

The  Company  has  alternative  minimum  tax  credits  of  approximately  $1,206,000  at  December  31,  2014,  which
have no expiration date under the current federal income tax laws and general business credits of approximately
$988,000  which  begin  to  expire  after  the  year  2030.  The  Company  also  has  net  operating  loss  carryovers  for
federal income purposes of approximately $11,571,000 which begin to expire after the year 2030.

In  determining  whether  a  tax  asset  valuation  allowance  is  necessary,  management,  in  accordance  with  the
provisions  of  ASC  740-10-30,  weighs  all  available  evidence,  both  positive  and  negative  to  determine  whether,
based  on  the  weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions  exist  which
indicate a valuation allowance might be necessary, consideration is then given to what effect the future reversals
of existing taxable temporary differences and the availability of tax strategies might have on future taxable income
to  determine  the  amount,  if  any,  of  the  required  valuation  allowance.  As  of  December  31,  2014  and  2013,
management  determined  that  the  future  reversals  of  existing  taxable  temporary  differences  and  available  tax
strategies  would  generate  sufficient  future  taxable  income  to  realize  its  tax  assets  and  therefore  a  valuation
allowance was not necessary.

The  Company  recognizes  a  tax  benefit  from  an  uncertain  tax  position  only  if  it  is  more  likely  than  not  that  the
position will be sustained on examination by taxing authorities, based on the technical merits of the position. As of
December  31,  2014,  an  adjustment  to  the  Company’s  consolidated  financial  statements  for  uncertain  tax
positions has not been required as management believes that the Company’s tax positions taken in income tax
returns filed or to be filed are supported by clear and unambiguous income tax laws. The Company recognizes
interest and penalties related to uncertain income tax positions, if any, in income tax expense. During 2014 and
2013,  the  Company  has  not  recognized  or  accrued  any  interest  or  penalties  related  to  uncertain  income  tax
positions.

The  Company  and  its  subsidiaries  are  subject  to  U.S.  and  Canadian  federal  income  tax  laws  as  well  as  the
income  tax  laws  of  multiple  state  jurisdictions.  The  major  tax  jurisdictions  in  which  the  Company  operates
generally  provide  for  a  deficiency  assessment  statute  of  limitation  period  of  three  years  and  as  a  result,  the
Company’s tax years 2011 and forward remain open to examination in those jurisdictions.

- 58 -

 
 
 
 
 
   
   
 
 
 
 
     
       
       
 
   
 
   
     
       
       
 
   
   
 
   
 
     
       
       
 
 
 
 
 
 
 
 
 
The  Company  contracts  with  a  third-party  qualified  intermediary  in  order  to  maintain  a  like-kind  exchange  tax
program. Under the program, dispositions of eligible trucks or trailers and acquisitions of replacement trucks  or
trailers are made in a form whereby any associated tax gains related to the disposal are deferred. To qualify for
like-kind  exchange  treatment,  we  exchange,  through  our  qualified  intermediary,  eligible  trucks  or  trailers  being
disposed with trucks or trailers being acquired that allows us to generally carryover the tax basis of the trucks or
trailers sold. The program is expected to result in a significant deferral of federal and state income taxes. Under
the program, the proceeds from the sale of eligible trucks or trailers carry a Company-imposed restriction for the
acquisition of replacement trucks or trailers. These proceeds may be disqualified under the program at any time
and at the Company’s sole discretion; however, income tax deferral would not be available for any sale for which
the  Company  disqualifies  the  related  proceeds.  At  December  31,  2014,  the  Company  had  $8,496,000  of
restricted cash held by the third-party qualified intermediary. At December 31, 2013, the Company had $623,000
of  restricted  cash  held  by  the  third-party  qualified  intermediary.  Restricted  cash  is  accounted  for  in  “Accounts
receivable-other”.

12. STOCK-BASED COMPENSATION

The Company maintains a stock option plan under which incentive stock options, nonqualified stock options and
other  stock  awards  may  be  granted.  On  March  2,  2006,  the  Company’s  Board  of  Director’s  adopted,  and
stockholders later approved, the 2006 Stock Option Plan (the “2006 Plan”). Under the 2006 Plan 750,000 shares
were  reserved  for  the  issuance  of  stock  options  to  directors,  officers,  key  employees  and  others.  The  option
exercise price under the 2006 Plan is the fair market value of the stock on the date the option is granted. The fair
market  value  is  determined  by  the  closing  price  of  the  Company’s  common  stock,  on  its  primary  exchange,  on
the same date that the option is granted. On March 13, 2014, the Company’s Board of Directors adopted and on
May  29,  2014,  our  shareholders  approved,  the  2014  Amended  and  Restated  Stock  Option  and  Incentive  Plan
(the “2014 Plan”) which replaced the 2006 Plan. The shares which remained reserved under the 2006 Plan were
transferred  to  the  2014  Plan  and  are  reserved  for  the  issuance  of  stock  awards  to  directors,  officers,  key
employees, and others. Stock option exercise price under the 2014 Plan is the fair market value of the stock on
the  date  the  option  is  granted.  The  restricted  stock  purchase  price  under  the  2014  Plan  shall  not  be  less  than
85%  of  the  fair  market  value  of  the  Company’s  common  stock  on  the  date  the  award  is  made.  The  fair  market
value is determined by the average of the highest and lowest sales prices for a share of the Company’s common
stock, on its primary exchange, on the same date that the option or award is granted.

Outstanding nonqualified stock options at December 31, 2014, must be exercised within either five or ten years
from the date of grant. Nonqualified stock options granted to members of the Company’s Board of Directors vest
immediately while nonqualified stock options issued to employees vest in increments of 20% each year.

In November 2014, the Board of Directors granted 9,500 restricted shares of the Company’s stock to certain key
employees. This restricted stock award has a grant date fair value of $42.65, based on the closing price of the
Company’s stock on the date of grant, of which 20% of the award vested immediately and the remaining award
vests in increments of 20% each year for the next four years.

In March 2014, 3,024 shares of common stock were granted to non-employee directors under the 2014 Plan. This
stock award has a grant date fair value of $19.88 per share, based on the closing price of the Company’s stock
on the date of grant and vests immediately.

In May 2012, the Company granted to certain key employees, 104,000 nonqualified stock options. The exercise
price for these awards was fixed at the grant date and was equal to the fair market value of the stock on that date.
These nonqualified stock options vest in increments of 20% each year.

- 59 -

 
 
 
 
 
 
 
 
 
 
 
In  November  2010,  the  Company  granted  to  certain  key  employees,  50,000  nonqualified  stock  options  and
64,000 performance-based variable nonqualified stock options. The exercise price for these awards was fixed at
the grant date and was equal to the fair market value of the stock on that date. The nonqualified stock options
vest  in  increments  of  20%  each  year.  The  performance-based  nonqualified  stock  options  were  eligible  to  be
earned in four quarterly installments and one annual installment with vesting to occur in increments of 20% each
year  for  any  options  earned.  In  order  to  meet  the  performance  criteria,  certain  quarterly  and  annual  “operating
ratio” results must have been achieved during 2011. During 2011, 4,442 performance-based variable nonqualified
stock  options  were  earned  with  vesting  beginning  during  the  third  quarter  of  2012.  The  remaining  59,558
performance-based variable nonqualified stock options expired as the related performance criteria was not met.

During  2014,  there  were  no  grants  of  nonqualified  stock  options.  At  December  31,  2014,  361,000  shares  were
available for granting future options or restricted stock.

The  grant  date  fair  value  of  stock  and  stock  options  vested  during  2014,  2013  and  2012  was  approximately
$263,000, $346,000 and $268,000, respectively. Total pre-tax stock-based compensation expense, recognized in
Salaries,  wages  and  benefits  was  approximately  $270,000  during  2014  and  includes  approximately  $60,000
recognized as a result of the grant of 504 shares of stock to each non-employee director during the first quarter of
2014  and  approximately  $94,000  recognized  as  a  result  of  the  grant  of  9,500  shares  of  stock  to  certain  key
employees  during  the  fourth  quarter  of  2014.  The  Company  recognized  a  total  income  tax  benefit  of
approximately  $106,000  related  to  stock-based  compensation  expense  during  2014.  The  recognition  of  stock-
based  compensation  expense  decreased  diluted  and  basic  income  per  common  share  by  approximately  $0.02
during 2014. As of December 31, 2014, the Company had stock-based compensation plans with total unvested
stock-based compensation expense of approximately $541,000 which is being amortized on a straight-line basis
over  the  remaining  vesting  period.  As  a  result,  the  Company  expects  to  recognize  approximately  $197,000  in
additional  compensation  expense  related  to  unvested  option  awards  during  2015,  $167,000  in  additional
compensation  expense  related  to  unvested  option  awards  during  2016,  $109,000  in  additional  compensation
expense related to unvested option awards during 2017 and $68,000 in additional compensation expense related
to unvested option awards during 2018.

Total pre-tax stock-based compensation expense, recognized in Salaries, wages and benefits was approximately
$317,000 during 2013 and included approximately $179,000 recognized as a result of the annual grant of 5,000
stock  options  to  each  non-employee  director  during  the  first  quarter  of  2013.  The  Company  recognized  a  total
income  tax  benefit  of  approximately  $123,000  related  to  stock-based  compensation  expense  during  2013.  The
recognition  of  stock-based  compensation  expense  decreased  diluted  earnings  per  common  share  and  basic
earnings per common share by approximately $0.02 and $0.03, respectively during 2013. At December 31, 2013,
the  Company  had  stock-based  compensation  plans  with  total  unvested  stock-based  compensation  expense  of
approximately $518,000.

Total pre-tax stock-based compensation expense, recognized in Salaries, wages and benefits was approximately
$352,000 during 2012 and included approximately $199,000 recognized as a result of the annual grant of 5,000
stock  options  to  each  non-employee  director  during  the  first  quarter  of  2012.  The  Company  recognized  a  total
income  tax  benefit  of  approximately  $139,000  related  to  stock-based  compensation  expense  during  2012.  The
recognition  of  stock-based  compensation  expense  decreased  diluted  and  basic  income  per  common  share  by
approximately  $0.02  during  2012.  At  December  31,  2012,  the  Company  had  stock-based  compensation  plans
with total unvested stock-based compensation expense of approximately $749,000.

- 60 -

 
 
 
 
 
 
 
 
 
Transactions in stock options under these plans are summarized as follows:

Outstanding—January 1, 2012:

Granted
Exercised
Canceled

Outstanding—December 31, 2012:

Granted
Exercised
Canceled

Outstanding—December 31, 2013:

Granted
Exercised
Canceled

Outstanding—December 31, 2014:

Options exercisable—December 31, 2014:

Shares
Under
Option

Weighted-
Average
Exercise Price  

180,942    $
139,000     
(6,000)    
(78,500)    

235,442    $
35,000     
(7,257)    
(99,087)    

164,098    $
-     
(77,708)    
(42)    

86,348    $

38,239    $

16.50 
10.96 
9.04 
22.64 

11.38 
10.44 
10.94 
11.71 

10.99 
- 
10.88 
11.22 

11.09 

11.28 

The fair value of the Company’s stock options was estimated at the date of grant using a Black-Scholes-Merton
(“BSM”) option-pricing model using the following assumptions:

Dividend yield
Volatility range

Risk-free rate range
Expected life (in years)
Fair value of options (per share)

There were no options granted during 2014.

2013

0%

2012

0%
57.88%—
65.89%  
      0.64%—1.09% 
4.2—6.5%  
      $5.54—6.06  

62.69%      
0.61%
4.3%
$5.13

The  Company  does  not  anticipate  paying  any  additional  dividends  in  the  foreseeable  future.  The  estimated
volatility is based on the historical volatility of our stock. The risk free rate for the periods within the expected life
of  the  option  is  based  on  the  U.S.  Treasury  yield  curve  in  effect  at  the  time  of  grant.  The  expected  life  of  the
options was calculated based on the historical exercise behavior.

- 61 -

 
 
 
 
 
   
 
     
     
 
 
   
   
   
   
 
     
     
 
 
   
   
   
   
 
     
     
 
 
   
   
   
   
 
     
     
 
 
   
 
     
     
 
 
   
 
 
 
 
   
 
 
     
       
 
   
     
 
   
   
   
     
   
 
 
 
 
 
Information related to the Company’s option activity as of December 31, 2014, and changes during the year then
ended is presented below:

Outstanding at January 1, 2014
Granted
Exercised
Canceled/forfeited/expired

Outstanding at December 31, 2014

Shares
Under
Option    

Weighted-
Average
Exercise
Price
    (per share)    
10.99     
-     
10.88     
11.22     
11.09     

164,098    $
-     
(77,708)    
(42)    
86,348    $

Weighted-
Average
Remaining
Contractual

Term    

(in years)

Aggregate
Intrinsic
Value*

5.3    $ 3,518,524 

Fully vested and exercisable at December 31,
2014

38,239    $

11.28     

2.8    $ 1,551,088 

___________________________
* The intrinsic value of a stock option is the amount by which the market value of the underlying stock exceeds
the exercise price of the option. The per share market value of our common stock, as determined by the closing
price on December 31, 2014, was $51.84.

The  weighted-average  grant-date  fair  value  of  options  granted  during  the  years  2013  and  2012  was  $5.13  and
$5.96 per share, respectively. There were no options granted during 2014. The weighted-average grant-date fair
value of options either canceled, forfeited, or expired during the years 2014, 2013 and 2012 was $6.34, $5.92 and
$8.88 per share, respectively.

The  total  intrinsic  value  of  options  exercised  during  the  years  ended  December  31,  2014,  2013  and  2012,  was
approximately $1,355,000, $53,000 and $15,000, respectively.

A summary of the status of the Company’s nonvested options and restricted stock as of December 31, 2014 and
changes during the year ended December 31, 2014, is presented below:

Stock Options:

Nonvested at January 1, 2014
Granted
Canceled/forfeited/expired
Vested

Nonvested at December 31, 2014

- 62 -

Weighted-
Average Grant
Date Fair
Value

Number of
Options

68,039    $
-     
(25)    
(19,905)    
48,109    $

6.11 
- 
6.34 
6.15 
6.10 

 
 
 
 
 
 
   
 
 
   
 
     
 
 
   
      
  
   
      
  
   
      
  
   
      
  
   
 
     
       
     
 
       
 
   
 
 
 
 
 
 
 
 
   
 
 
     
     
 
 
   
   
   
   
   
 
 
Restricted Shares:

Nonvested at January 1, 2014
Granted
Canceled/forfeited/expired
Vested

Nonvested at December 31, 2014
__________________________

Weighted-
Average
Grant Date
Fair Value (1)  

Number of
Shares

9,500    $
12,524     
(9,500)    
(4,924)    
7,600    $

18.17 
37.15 
18.17 
28.67 
42.65 

(1) The weighted-average grant date fair value was based on the closing price of the Company’s stock on the

date of the grant.

The  number,  weighted  average  exercise  price  and  weighted  average  remaining  contractual  life  of  options
outstanding  as  of  December  31,  2014  and  the  number  and  weighted  average  exercise  price  of  options
exercisable as of December 31, 2014 is as follows:

Exercise
Price

$10.44
$10.90
$10.90
$11.22
$11.54
$11.75
$14.32

Shares
Under
Outstanding
Options

15,000 
6,000 
41,400 
11,948 
4,000 
4,000 
4,000 
86,348 

Weighted-
Average
Remaining
Contractual
Term
(in years)
3.2
2.4
7.4
5.9
2.2
1.2
0.2
5.3

Shares
Under
Exercisable
Options

15,000 
6,000 
- 
5,239 
4,000 
4,000 
4,000 
38,239 

Cash  received  from  option  exercises  totaled  approximately  $846,000,  $46,000  and  $54,000  during  the  years
ended December 31, 2014, 2013 and 2012, respectively. The Company issues new shares upon option exercise.

- 63 -

 
 
 
 
 
   
 
     
     
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
13. EARNINGS PER SHARE

Basic  earnings  per  common  share  was  computed  by  dividing  net  income  by  the  weighted  average  number  of
shares outstanding during the period. Diluted earnings per common share was calculated as follows:

For the Year Ended December 31,
2014
2012
2013
(in thousands, except per share data)

Net income

  $

13,491    $

5,915    $

Basic weighted average common shares outstanding
Dilutive effect of common stock equivalents

7,990     
44     

8,662     
20     

Diluted weighted average common shares outstanding    

8,034     

8,682     

Basic earnings per share

Diluted earnings per share

  $

  $

1.69    $

0.68    $

1.68    $

0.68    $

2,179 

8,700 
2 

8,702 

0.25 

0.25 

Average options outstanding to purchase 14,915 and 227,199 shares of common stock for December 31, 2013
and  2012,  respectively,  were  not  included  in  the  computation  of  diluted  earnings  per  share  because  to  do  so
would have an anti-dilutive effect. 

14. BENEFIT PLAN

The Company sponsors a benefit plan for the benefit of all eligible employees. The plan qualifies under Section
401(k) of the Internal Revenue Code thereby allowing eligible employees to make tax-deductible contributions to
the  plan.  The  plan  provides  for  employer  matching  contributions  of  50%  of  each  participant’s  voluntary
contribution up to 3% of the participant’s compensation and vests at the rate of 20% each year until fully vested
after five years. Total employer matching contributions to the plan were approximately $162,000, $188,000 and
$193,000 in 2014, 2013 and 2012, respectively.

15. COMMITMENTS AND CONTINGENCIES

Other  than  the  lawsuit  discussed  below,  the  Company  is  not  a  party  to  any  pending  legal  proceedings  which
management  believes  to  be  material  to  the  Consolidated  financial  statements  of  the  Company.  The  Company
maintains liability insurance against risks arising out of the normal course of its business.

We are a defendant in a collective-action lawsuit which was filed on August 22, 2013, in the United States District
Court for the Western District of Arkansas. The plaintiffs, who are current and former drivers and who worked for
the Company during the period of August 22, 2010, through the date of the filing, allege claims for unpaid wages
under  the  Fair  Labor  Standards  Act  and  the  Arkansas  Minimum  Wage  Law.  The  complaint  alleges  that  the
Company failed to pay newly hired drivers minimum wage during orientation, training, and while traveling during
normal business hours and that the Company failed to pay all drivers when working on assignment for more than
24  hours.  The  plaintiffs  seek  to  enjoin  the  Company  from  continuing  its  current  pay  practices  related  to  the
allegations. They also seek actual damages, liquidated damages equal to accrual damages, court costs, and legal
fees.  The  Company  has  reached  a  preliminary  settlement  with  the  plaintiffs  in  the  amount  of  $3,950,000  and
accordingly,  has  reserved  this  amount,  along  with  estimated  settlement  costs,  in  the  accompanying  2014
consolidated financial statements. Should the settlement not be approved by the court, further negotiations may
take place to reach a different settlement or the case may continue on to trial. Management has determined that
any losses under this claim will not be covered by existing insurance policies.

- 64 -

 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
     
       
       
 
 
     
       
       
 
   
   
 
     
       
       
 
 
     
       
       
 
 
     
       
       
 
 
 
 
 
 
 
 
 
 
During  2014,  the  Company’s  subsidiaries  entered  into  operating  leases  for  the  lease  of  421  trucks.  Revenue
equipment  held  under  operating  leases  is  not  carried  on  our  balance  sheet  and  the  respective  lease  payments
are  reflected  in  our  consolidated  statement  of  operations  as  a  component  of  the  Rents  and  purchased
transportation category.

Leases  for  revenue  equipment  and  certain  premises  under  non-cancellable  operating  leases  expire  at  various
dates through 2019. Future minimum lease payments related to these non-cancellable leases at December 31,
2014 are as follows:

2015
2016
2017
2018
2019 and thereafter

Total

(in
thousands)

  $

8,844 
8,915 
5,238 
206 
51 

  $

23,254 

Total rental expense, net of amounts reimbursed for the years ended December 31, 2014, 2013 and 2012 was
approximately $6,239,000, $1,572,000, and $1,555,000, respectively.

16. FAIR VALUE OF FINANCIAL INSTRUMENTS

Our financial instruments consist of cash and cash equivalents, marketable equity securities, accounts receivable,
trade accounts payable, and borrowings.

The  Company  adopted  guidance  effective  January  1,  2008  for  financial  assets  and  liabilities  measured  on  a
recurring  basis.  This  guidance  defines  fair  value  as  the  exchange  price  that  would  be  received  for  an  asset  or
paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an
orderly  transaction  between  market  participants  on  the  measurement  date  and  also  establishes  a  fair  value
hierarchy  which  requires  an  entity  to  maximize  the  use  of  observable  inputs  and  minimize  the  use  of
unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to
measure fair value:

Level 1:  Quoted market prices in active markets for identical assets or liabilities.

Level 2:  Inputs other than Level 1 inputs that are either directly or indirectly observable such as quoted prices for
similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in
markets  that  are  not  active;  inputs  other  than  quoted  prices  that  are  observable;  or  other  inputs  not
directly observable, but derived principally from, or corroborated by, observable market data.

Level 3:  Unobservable inputs that are supported by little or no market activity.

The Company utilizes the market approach to measure fair value for its financial assets and liabilities. The market
approach uses prices and other relevant information generated by market transactions involving identical or
comparable assets or liabilities.

At December 31, 2014, the following items are measured at fair value on a recurring basis:

Marketable equity securities

  $

24,895    $

24,895     

-     

- 

Total

    Level 1    

Level 2

Level 3

(in thousands)

- 65 -

 
 
 
 
 
 
 
 
     
 
   
   
   
   
 
     
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
   
 
 
 
 
 
     
       
     
 
     
 
 
 
 
 
During  2014  and  2013,  there  were  no  transfers  of  marketable  securities  between  levels  of  fair  value
measurement.

The Company’s investments in marketable equity securities are recorded at fair value based on quoted  market
prices.  The  carrying  value  of  cash  and  cash  equivalents,  accounts  receivable,  trade  accounts  payable,  and
accrued liabilities approximate fair value due to their short maturities.

The  carrying  amount  for  the  line  of  credit  approximates  fair  value  because  the  line  of  credit  interest  rate  is
adjusted frequently.

For  long-term  debt  other  than  the  lines  of  credit,  the  fair  values  are  estimated  using  discounted  cash  flow
analyses,  based  on  the  Company’s  current  incremental  borrowing  rates  for  similar  types  of  borrowing
arrangements. The carrying values and estimated fair values of this other long-term debt at December 31, 2014
and 2013 are summarized as follows:

2014

2013

Carrying
Value

Estimated
Fair Value    

Carrying
Value

Estimated
Fair Value  

(in thousands)

Long-term debt

  $

95,201    $

95,326    $

110,469    $

110,373 

The Company has not elected the fair value option for any of our financial instruments.

17. RELATED PARTY TRANSACTIONS

In the normal course of business, transactions for transportation and repair services, property leases and  other
services are conducted between the Company and companies affiliated with a major stockholder. The Company
recognized  approximately  $13,253,000,  $10,350,000  and  $3,298,000  in  operating  revenue  and  approximately
$1,440,000, $1,303,000 and $1,313,000 in operating expenses in 2014, 2013 and 2012, respectively. In addition,
also  in  the  normal  course  of  business,  the  Company  sold  tractors  to  an  affiliated  company  owned  by  a  major
stockholder for approximately $750,000 during 2014.

The  Company  purchased  physical  damage,  auto  liability,  and  general  liability  insurance  through  an  unaffiliated
insurance broker which was written by an insurance company affiliated with a major stockholder. Premiums paid
for physical damage coverage were approximately $2,597,000, $2,036,000 and $1,590,000 for 2014, 2013 and
2012,  respectively.  Premiums  paid  for  auto  liability  coverage  during  2014,  2013  and  2012  were  approximately
$9,464,000, $9,461,000 and $9,235,000, respectively. Premiums paid for general liability coverage during 2014,
2013 and 2012 were approximately $22,000 each year. Beginning in 2012, the Company secured coverage for
workers’  compensation  insurance  under  the  same  arrangement.  Premiums  paid  for  workers’  compensation
coverage during 2014, 2013, and 2012 were approximately $267,000, $254,000 and $84,000, respectively.

Amounts owed to the Company by these affiliates were approximately $2,598,000 and $3,852,000 at December
31,  2014  and  2013,  respectively.  Of  the  accounts  receivable  at  December  31,  2014,  approximately  $2,544,000
represents  freight  transportation,  approximately  $42,000  represents  revenue  resulting  from  maintenance
performed in the Company’s maintenance facilities and charges paid by the Company to third parties on behalf of
their  affiliate  and  charged  back  at  the  amount  paid,  and  approximately  $12,000  represents  property  lease
charges.  Amounts  representing  prepaid  insurance  premiums  at  December  31,  2014  were  approximately
$1,624,000.  There  were  no  amounts  representing  prepaid  insurance  premiums  as  of  December  31,  2013.
Amounts  payable  to  affiliates  at  December  31,  2014  and  2013  were  approximately  $971,000  and  $303,000
respectively.

- 66 -

 
 
 
 
 
 
 
 
   
 
 
 
   
   
 
 
 
 
     
       
       
       
 
 
 
 
 
 
 
 
 
18. QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)

The tables below present quarterly financial information for 2014 and 2013:

2014
Three Months Ended

  March 31     June 30    

September
30

December
31

(in thousands, except per share data)

Operating revenues
Operating expenses and costs

  $

97,820    $ 104,343    $
95,754     
94,975     

107,059    $
98,609     

101,715 
98,589 

Operating income
Non-operating income
Interest expense
Income tax expense

Net income

Net income per common share:

Basic

Diluted

Average common shares outstanding:

Basic

Diluted

Operating revenues
Operating expenses and costs

Operating income (loss)
Non-operating income
Interest expense
Income tax expense (benefit)

Net income (loss)

Net income (loss) per common share:

Basic

Diluted

Average common shares outstanding:

Basic

Diluted

2,845     
272     
862     
898     

8,589     
259     
743     
3,160     

8,450     
594     
632     
3,355     

3,126 
974 
660 
1,308 

  $

1,357    $

4,945    $

5,057    $

2,132 

  $
  $

0.17    $
0.17    $

0.62    $
0.62    $

0.63    $
0.63    $

0.27 

0.27 

7,985     
8,033     

7,992     
8,035     

7,993     
8,032     

7,988 

8,027 

2013
Three Months Ended

  March 31     June 30    

September
30

December
31

(in thousands, except per share data)

  $

99,982    $ 104,408    $
99,402     

100,234     

101,878    $
97,194     

96,545 
94,477 

(252)    
283     
815     
(328)    

5,006     
289     
880     
1,733     

4,684     
130     
846     
1,575     

2,068 
838 
834 
776 

(456)   $

2,682    $

2,393    $

1,296 

(0.05)   $
(0.05)   $

0.31    $
0.31    $

0.28    $
0.28    $

0.15 

0.15 

8,688     
8,688     

8,658     
8,659     

8,654     
8,663     

8,649 

8,683 

  $

  $
  $

- 67 -

 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
     
       
       
       
 
   
 
     
       
       
       
 
   
   
   
   
 
     
       
       
       
 
 
     
       
       
       
 
     
       
       
       
 
 
     
       
       
       
 
     
       
       
       
 
   
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
     
       
       
       
 
   
 
     
       
       
       
 
   
   
   
   
 
     
       
       
       
 
 
     
       
       
       
 
     
       
       
       
 
 
     
       
       
       
 
     
       
       
       
 
   
   
 
 
 
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

Item 9A. Controls and Procedures.

Evaluation of Disclosure Controls and Procedures

Our  management,  with  the  participation  of  our  chief  executive  officer  and  chief  financial  officer,  evaluated  the
effectiveness of our disclosure controls and procedures pursuant to Rule 13a-15 under the Securities Exchange Act of
1934,  as  amended  (the  “Exchange  Act”).  In  designing  and  evaluating  the  disclosure  controls  and  procedures,
management  recognizes  that  any  controls  and  procedures,  no  matter  how  well  designed  and  operated,  can  provide
only  reasonable  assurance  of  achieving  the  desired  control  objectives.  In  addition,  the  design  of  disclosure  controls
and procedures must reflect the fact that there are resource constraints and that management is required to apply its
judgment in evaluating the benefits of possible controls and procedures relative to their costs.

Based  on  management’s  evaluation,  our  chief  executive  officer  and  chief  financial  officer  concluded  that,  as  of
December  31,  2014,  our  disclosure  controls  and  procedures  are  designed  at  a  reasonable  assurance  level  and  are
effective to provide reasonable assurance that information we are required to disclose in reports that we file or submit
under  the  Exchange  Act  is  recorded,  processed,  summarized  and  reported  within  the  time  periods  specified  in
Securities and Exchange Commission rules and forms, and that such information is accumulated and communicated to
our  management,  including  our  chief  executive  officer  and  chief  financial  officer,  as  appropriate,  to  allow  timely
decisions regarding required disclosure.

Changes in  Internal Control Over Financial Reporting

We  regularly  review  our  system  of  internal  control  over  financial  reporting  and  make  changes  to  our  processes  and
systems  to  improve  controls  and  increase  efficiency,  while  ensuring  that  we  maintain  an  effective  internal  control
environment.  Changes  may  include  such  activities  as  implementing  new,  more  efficient  systems,  consolidating
activities, and migrating processes.

There were no changes in our internal control over financial reporting that occurred during the last quarter of the period
covered by this Annual Report on Form 10-K that have materially affected, or are reasonably likely to materially affect,
our internal control over financial reporting.

Management’s Report on Internal Control Over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as
defined  in  Exchange  Act  Rule  13a-15(f).  Management  conducted  an  evaluation  of  the  effectiveness  of  our  internal
control over financial reporting based on the framework in the 2013 Internal Control—Integrated Framework issued by
the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission.  Based  on  this  evaluation,  management
concluded  that  our  internal  control  over  financial  reporting  was  effective  as  of  December  31,  2014.  Management
reviewed the results of its assessment with our Audit Committee. The effectiveness of our internal control over financial
reporting  as  of  December  31,  2014  has  been  audited  by  Grant  Thornton  LLP,  an  independent  registered  public
accounting firm, as stated in its report which is included below.

- 68 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Directors and Stockholders
P.A.M. Transportation Services, Inc.

We  have  audited  the  internal  control  over  financial  reporting  of  P.A.M.  Transportation  Services,  Inc.  (a  Delaware
corporation)  and  subsidiaries  (the  “Company”)  as  of  December  31,  2014,  based  on  criteria  established  in  the  2013
Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway
Commission  (COSO).  The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over
financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the
accompanying Management’s Report on Internal Control Over Financial Reporting . Our responsibility is to express an
opinion on the Company’s internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United
States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether
effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining
an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing
and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing
such  other  procedures  as  we  considered  necessary  in  the  circumstances.  We  believe  that  our  audit  provides  a
reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the
transactions  and  dispositions  of  the  assets  of  the  company;  (2)  provide  reasonable  assurance  that  transactions  are
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of
management  and  directors  of  the  company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on
the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become
inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or  procedures  may
deteriorate.

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of
December  31,  2014,  based  on  criteria  established  in  the  2013 Internal  Control—Integrated  Framework  issued  by
COSO.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United
States), the consolidated financial statements of the Company as of and for the year ended December 31, 2014, and
our report dated March 16, 2015 expressed an unqualified opinion on those financial statements.

/s/ GRANT THORNTON LLP
Tulsa, Oklahoma
March 16, 2015

- 69 -

 
 
 
 
 
 
 
 
 
 
 
 
 
Item 9B. Other Information.

None.

PART III

Portions of the information required by Part III of Form 10-K are, pursuant to General Instruction G (3) of Form 10-K,
incorporated  by  reference  from  our  definitive  proxy  statement  to  be  filed  pursuant  to  Regulation  14A  for  our  Annual
Meeting of Stockholders to be held on April 28, 2015. We will, within 120 days of the end of our fiscal year, file with the
Securities and Exchange Commission a definitive proxy statement pursuant to Regulation 14A.

Item 10. Directors, Executive Officers and Corporate Governance.

The  information  presented  under  the  captions  “Election  of  Directors”,  “Executive  Officers”,  “Section  16(a)  Beneficial
Ownership  Reporting  Compliance”,  “Corporate  Governance  –  Code  of  Ethics”,  “Corporate  Governance  –  Director
Nominating Process” and “Corporate Governance – Board Committees,” in the proxy statement is incorporated here by
reference.

Item 11. Executive Compensation.

The  information  presented  under  the  captions  “Executive  Compensation”,  “Corporate  Governance  –  Compensation
Committee  Interlocks  and  Insider  Participation”,  and  “Compensation  Committee  Report”  in  the  proxy  statement  is
incorporated here by reference.

Item 12. Security Ownership of Certain Beneficial Owners and Managem ent and Related Stockholder Matters.

The information presented under the caption “Security Ownership of Certain Beneficial Owners and Management” in
the proxy statement is incorporated here by reference.

Equity Compensation Plan Information

The following table summarizes, as of December 31, 2014, information about compensation plans under which equity
securities of the Company are authorized for issuance:

Plan Category

Equity Compensation Plans
approved by Security Holders

Equity Compensation Plans not
approved by Security Holders

Total

Number of securities to
be issued upon
exercise
of outstanding options,
warrants and rights

Weighted-average
exercise price of
outstanding
options, warrants
and rights

Number of securities
remaining available for
future issuance under
equity compensation
plans

93,948    $

11.09(1)   

361,076 

-0-     

93,948    $

-0- 

11.09 

-0- 

361,076 

(1) Excludes shares of restricted stock, which do not require the payment of an exercise price.

- 70 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
     
     
 
 
     
 
   
   
 
     
     
 
 
     
 
   
   
 
 
 
 
 
Item 13. Certain Relationships and Related Transactions, and Director Independence.

The  information  presented  under  the  captions  “Transactions  with  Related  Persons”  and  “Corporate  Governance  –
Director Independence” in the proxy statement is incorporated here by reference.

Item 14. Principal Accounting Fees and Services.

The information presented under the caption “Independent Public Accountants – Principal Accountant Fees and
Services” in the proxy statement is incorporated here by reference.

PART IV

Item 15. Exhibits, Financial Statement Schedules .

(a) Financial Statements and Schedules.

(1)

Financial Statements: See Part II, Item 8 hereof.

Report of Independent Registered Public Accounting Firm - Grant Thornton LLP
Consolidated Balance Sheets - December 31, 2014 and 2013
Consolidated Statements of Operations - Years ended December 31, 2014, 2013 and 2012
Consolidated Statements of Comprehensive Income - Years ended December 31, 2014, 2013 and 2012
Consolidated Statements of Stockholders’ Equity - Years ended December 31, 2014, 2013 and 2012
Consolidated Statements of Cash Flows - Years ended December 31, 2014, 2013 and 2012
Notes to Consolidated Financial Statements

(2)

Financial Statement Schedules.

All schedules for which provision is made in the applicable accounting regulations of the SEC are omitted as
the required  information is inapplicable, or because the information is presented in the consolidated
financial statements or related notes.

- 71 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(3)     Exhibits.

The  following  exhibits  are  filed  with  or  incorporated  by  reference  into  this  Report.  The  exhibits  which  are
denominated  by  an  asterisk  (*)  were  previously  filed  as  a  part  of,  and  are  hereby  incorporated  by  reference
from  either  (i)  the  Form  S-1  Registration  Statement  under  the  Securities  Act  of  1933,  as  filed  with  the
Securities and Exchange Commission on July 30, 1986, Registration No. 33-7618, as amended on August 8,
1986, September 3, 1986 and September 10, 1986 (“1986 S-1”); (ii) the Quarterly Report on Form 10-Q for the
quarter ended June 30, 1994 (“6/30/94 10-Q”); (iii) the Quarterly Report on Form 10-Q for the quarter ended
June 30, 1995 (“6/30/95 10-Q”); (iv) the Quarterly Report on Form 10-Q for the quarter ended September 30,
1996 (“9/30/96 10-Q”); (v) the Quarterly Report on Form 10-Q for the quarter ended March 31, 2002 (“3/31/02
10-Q”); (vi) the Form 8-K filed on May 31, 2006 (“5/31/06 8-K”); (vii) the Form 8-K filed on December 11, 2007
(“12/11/07 8-K”); (viii) the Annual Report on Form 10-K for the year ended December 31, 2007 (“2007 10-K”);
(ix) the Form 8-K filed on July 16, 2009 (“7/16/09 8-K”); (x) Form 8-K filed on December 3, 2010 (“12/03/10 8-
K”); or (xi) the Schedule 14A filed on April 23, 2014.

Exhibit #   Description of Exhibit
*3.1

  Amended and Restated Certificate of Incorporation of the Registrant (Exh. 3.1, 3/31/02 10-Q)

*3.2

*4.1

*4.2

  Amended and Restated By-Laws of the Registrant (Exh. 3.2, 12/11/07 8-K)

  Specimen Stock Certificate (Exh. 4.1, 1986 S-1)

Loan Agreement dated July 26, 1994 among First Tennessee Bank National Association,
Registrant and P.A.M. Transport, Inc. together with Promissory Note (Exh. 4.1, 6/30/94 10-Q)

*4.2.1

  Security Agreement dated July 26, 1994 between First Tennessee Bank National Association and

P.A.M. Transport, Inc. (Exh. 4.2, 6/30/94 10-Q)

*4.3

*4.3.1

First Amendment to Loan Agreement dated June 27, 1995 by and among P.A.M. Transport, Inc.,
First Tennessee Bank National Association and P.A.M. Transportation Services, Inc., together
with Promissory Note in the principal amount of $2,500,000 (Exh. 4.1.1, 6/30/95 10-Q)

First Amendment to Security Agreement dated June 28, 1995 by and between P.A.M. Transport,
Inc. and First Tennessee Bank National Association (Exh. 4.2.2, 6/30/95 10-Q)

*4.3.2

  Security Agreement dated June 27, 1995 by and between Choctaw Express, Inc. and First

Tennessee Bank National Association (Exh. 4.1.3, 6/30/95 10-Q)

*4.3.3

  Guaranty Agreement of P.A.M. Transportation Services, Inc. dated June 27, 1995 in favor of First

Tennessee Bank National Association $10,000,000 line of credit (Exh. 4.1.4, 6/30/95 10-Q)

*4.4

  Second Amendment to Loan Agreement dated July 3, 1996 by P.A.M. Transport, Inc., First

Tennessee Bank National Association and P.A.M. Transportation Services, Inc., together with
Promissory Note in the principal amount of $5,000,000 (Exh. 4.1.1, 9/30/96 10-Q)

*4.4.1

  Second Amendment to Security Agreement dated July 3, 1996 by and between P.A.M. Transport,

Inc. and First Tennessee National Bank Association (Exh. 4.1.2, 9/30/96 10-Q)

*4.4.2

First Amendment to Security Agreement dated July 3, 1996 by and between Choctaw Express,
Inc. and First Tennessee Bank National Association (Exh. 4.1.3, 9/30/96 10-Q)

*4.4.3

  Security Agreement dated July 3, 1996 by and between Allen Freight Services, Inc. and First

Tennessee Bank National Association (Exh. 4.1.4, 9/30/96 10-Q)

*4.5

Fourth Amendment to Loan Agreement dated July 26, 1994 among First Tennessee Bank
National Association, Registrant and P.A.M. Transport, Inc. together with Promissory Note (Exh.
4.6, 2007 10-K)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
- 72 -

*10.1

(1)

Employment Agreement between the Registrant and Daniel H. Cushman, dated June 29, 2009
(Exh. 10.2, 7/16/09 8-K)

*10.2

*10.3

*10.4

*10.5

*10.6

*10.7

*10.8

(1)

(1)

(1)

(1)

(1)

(1)

(1)

2006 Stock Option Plan (Exh. 10.1, 5/31/06 8-K)

Form of Non-Qualified Stock Option Agreement for Non-Employee Director stock options that are
granted under the 2006 Stock Option Plan (Exh. 10.2, 5/31/06 8-K)

Incentive Compensation Plan (Exh. 10.3, 7/16/09 8-K)

Consulting Agreement between the Registrant and Manuel J. Moroun, dated December 6, 2007
(Exh. 10.10, 2007 10-K)

Form of Stock Option Agreement based on performance schedule and granted under the 2006
Stock Option Plan (Exh. 10.1, 12/03/10 8-K)

Form of Stock Option Agreement granted under the 2006 Stock Option Plan (Exh. 10.2, 12/03/10
8-K)

2014 Amended and Restated Stock Option and Incentive Plan (Appendix A, 4/23/14 DEF 14A)

21.1

  Subsidiaries of the Registrant

23.1

  Consent of Grant Thornton LLP

31.1

  Rule 13a-14(a) Certification of Principal Executive Officer

31.2

  Rule 13a-14(a) Certification of Principal Financial Officer

32.1

  Section 1350 Certifications of Chief Executive Officer and Chief Financial Officer

101.INS

  XBRL Instance Document

101.SCH   XBRL Taxonomy Extension Schema Document

101.CAL

  XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF   XBRL Taxonomy Extension Definition Linkbase Document

101.LAB   XBRL Taxonomy Extension Label Linkbase Document

101.PRE   XBRL Taxonomy Extension Presentation Linkbase Document

(1) 

Management contract or compensatory plan or arrangement.

- 73 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant  to  the  requirements  of  Section  13  or  15(d)  of  the  Securities  Exchange  Act  of  1934,  the  registrant  has  duly
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Dated: March 13, 2015

P.A.M. TRANSPORTATION SERVICES, INC.

By:  /s/ Daniel H. Cushman
DANIEL H. CUSHMAN
President and Chief Executive Officer
(principal executive officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the
following persons on behalf of the registrant and in the capacities and on the dates indicated.

Dated: March 13, 2015

Dated: March 13, 2015

Dated: March 13, 2015

Dated: March 13, 2015

Dated: March 13, 2015

Dated: March 13, 2015

By:  /s/ Frederick P. Calderone

FREDERICK P. CALDERONE, Director

By:  /s/ Daniel H. Cushman
DANIEL H. CUSHMAN
President and Chief Executive Officer, Director
(principal executive officer)

By:  /s/ W. Scott Davis

W. SCOTT DAVIS, Director

By:  /s/ Norman E. Harned

NORMAN E. HARNED, Director

By:  /s/ Franklin H. McLarty

FRANKLIN H. MCLARTY, Director

By:  /s/ Manuel J. Moroun

MANUEL J. MOROUN, Director

Dated: March 13, 2015

By:  /s/ Matthew T. Moroun

Dated: March 13, 2015

Dated: March 13, 2015

MATTHEW T. MOROUN, Director and Chairman of
the Board

By:  /s/ Daniel C. Sullivan

DANIEL C. SULLIVAN, Director

By:  /s/ Allen W. West
ALLEN W. WEST
Vice President-Finance, Chief Financial Officer,
Secretary and Treasurer
(principal financial and accounting officer)

- 74 -

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT INDEX

The following exhibits are filed with or incorporated by reference into this Report. The exhibits which are denominated
by an asterisk (*) were previously filed as a part of, and are hereby incorporated by reference from either (i) the Form
S-1 Registration Statement under the Securities Act of 1933, as filed with the Securities and Exchange Commission on
July 30, 1986, Registration No. 33-7618, as amended on August 8, 1986, September 3, 1986 and September 10, 1986
(“1986  S-1”);  (ii)  the  Quarterly  Report  on  Form  10-Q  for  the  quarter  ended  June  30,  1994  (“6/30/94  10-Q”);  (iii)  the
Quarterly  Report  on  Form  10-Q  for  the  quarter  ended  June  30,  1995  (“6/30/95  10-Q”);  (iv)  the  Quarterly  Report  on
Form 10-Q for the quarter ended September 30, 1996 (“9/30/96 10-Q”); (v) the Quarterly Report on Form 10-Q for the
quarter ended March 31, 2002 (“3/31/02 10-Q”); (vi) the Form 8-K filed on May 31, 2006 (“5/31/06 8-K”); (vii) the Form
8-K filed on December 11, 2007 (“12/11/07 8-K”); (viii) the Annual Report on Form 10-K for the year ended December
31,  2007  (“2007  10-K”);  (ix)  the  Form  8-K  filed  on  July  16,  2009  (“7/16/09  8-K”);  (x)  Form  8-K  filed  on  December  3,
2010 (“12/03/10 8-K”); or (xi) the Schedule 14A filed on April 23, 2014.

Exhibit #  

*3.1

*3.2

*4.1

*4.2

*4.2.1

*4.3

*4.3.1

*4.3.2

Description of Exhibit
Amended and Restated Certificate of Incorporation of the Registrant (Exh. 3.1, 3/31/02 10-Q)

Amended and Restated By-Laws of the Registrant (Exh. 3.2, 12/11/07 8-K)

Specimen Stock Certificate (Exh. 4.1, 1986 S-1)

Loan Agreement dated July 26, 1994 among First Tennessee Bank National Association, Registrant
and P.A.M. Transport, Inc. together with Promissory Note (Exh. 4.1, 6/30/94 10-Q)

Security Agreement dated July 26, 1994 between First Tennessee Bank National Association and
P.A.M. Transport, Inc. (Exh. 4.2, 6/30/94 10-Q)

First Amendment to Loan Agreement dated June 27, 1995 by and among P.A.M. Transport, Inc., First
Tennessee Bank National Association and P.A.M. Transportation Services, Inc., together with
Promissory Note in the principal amount of $2,500,000 (Exh. 4.1.1, 6/30/95 10-Q)

First Amendment to Security Agreement dated June 28, 1995 by and between P.A.M. Transport, Inc.
and First Tennessee Bank National Association (Exh. 4.2.2, 6/30/95 10-Q)

Security Agreement dated June 27, 1995 by and between Choctaw Express, Inc. and First Tennessee
Bank National Association (Exh. 4.1.3, 6/30/95 10-Q)

*4.3.3

  Guaranty Agreement of P.A.M. Transportation Services, Inc. dated June 27, 1995 in favor of First

Tennessee Bank National Association $10,000,000 line of credit (Exh. 4.1.4, 6/30/95 10-Q)

*4.4

*4.4.1

*4.4.2

*4.4.3

*4.5

Second Amendment to Loan Agreement dated July 3, 1996 by P.A.M. Transport, Inc., First Tennessee
Bank National Association and P.A.M. Transportation Services, Inc., together with Promissory Note in
the principal amount of $5,000,000 (Exh. 4.1.1, 9/30/96 10-Q)

Second Amendment to Security Agreement dated July 3, 1996 by and between P.A.M. Transport, Inc.
and First Tennessee National Bank Association (Exh. 4.1.2, 9/30/96 10-Q)

First Amendment to Security Agreement dated July 3, 1996 by and between Choctaw Express, Inc.
and First Tennessee Bank National Association (Exh. 4.1.3, 9/30/96 10-Q)

Security Agreement dated July 3, 1996 by and between Allen Freight Services, Inc. and First
Tennessee Bank National Association (Exh. 4.1.4, 9/30/96 10-Q)

Fourth Amendment to Loan Agreement dated July 26, 1994 among First Tennessee Bank National
Association, Registrant and P.A.M. Transport, Inc. together with Promissory Note (Exh. 4.6, 2007 10-
K)

*10.1

(1)

Employment Agreement between the Registrant and Daniel H. Cushman, dated June 29, 2009 (Exh.
10.2, 7/16/09 8-K)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
- 75 -

 
 
*10.2

*10.3

*10.4

*10.5

*10.6

*10.7

*10.8

21.1

23.1

31.1

31.2

32.1

(1)

(1)

(1)

(1)

(1)

(1)

(1)

2006 Stock Option Plan (Exh. 10.1, 5/31/06 8-K)

Form of Non-Qualified Stock Option Agreement for Non-Employee Director stock options that are
granted under the 2006 Stock Option Plan (Exh. 10.2, 5/31/06 8-K)

Incentive Compensation Plan (Exh. 10.3, 7/10/09 8-K)

Consulting Agreement between the Registrant and Manuel J. Moroun, dated December 6, 2007 (Exh.
10.10, 2007 10-K)

Form of Stock Option Agreement based on performance schedule and granted under the 2006 Stock
Option Plan (Exh. 10.1, 12/03/10 8-K)

Form of Stock Option Agreement granted under the 2006 Stock Option Plan (Exh. 10.2, 12/03/10 8-K)

2014 Amended and Restated Stock Option and Incentive Plan (Appendix A, 4/23/14 DEF 14A)

Subsidiaries of the Registrant

Consent of Grant Thornton LLP

Rule 13a-14(a) Certification of Principal Executive Officer

Rule 13a-14(a) Certification of Principal Financial Officer

Section 1350 Certifications of Chief Executive Officer and Chief Financial Officer

101.INS

XBRL Instance Document

101.SCH  

XBRL Taxonomy Extension Schema Document

101.CAL

XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF

XBRL Taxonomy Extension Definition Linkbase Document

101.LAB

XBRL Taxonomy Extension Label Linkbase Document

101.PRE

XBRL Taxonomy Extension Presentation Linkbase Document

(1)

 Management contract or compensatory plan or arrangement.

- 76 -