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P.A.M. Transportation Services, Inc.

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10-K 1 ptsi20151231_10k.htm FORM 10-K Table Of Contents

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the Fiscal Year Ended December 31, 2015
or

For the transition period from ________to________

Commission File No. 0-15057

P.A.M. TRANSPORTATION SERVICES, INC.
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction
of
incorporation or
organization)

71-0633135
(I.R.S. Employer
Identification No.)

297 West Henri De Tonti Blvd, Tontitown, Arkansas 72770

(Address of principal executive offices) (Zip Code)

 (479) 361-9111
Registrant's telephone number, including area code

Securities registered pursuant to section 12(b) of the Act:

Title of each class
Common Stock, $.01 par value

Name of each exchange on which registered
NASDAQ Global Market

Securities registered pursuant to section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.
Yes  ☐ No  ☑ 
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.
Yes  ☐ No  ☑ 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Yes  ☑ No  ☐ 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table Of Contents

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate website, if any,
every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of
this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and
post such files).

Yes  ☑ No  ☐ 
Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item  405  of  Regulation  S-K  (§229.405  of  this
chapter) is not contained herein, and will not be contained, to the best of the registrant’s knowledge, in definitive proxy
or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.
☑

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer,
or  a  smaller  reporting  company.  See  the  definitions  of  “large  accelerated  filer,”  “accelerated  filer”  and  “smaller
reporting company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☐  

Accelerated filer ☑

Non-accelerated filer ☐  

Smaller reporting company ☐  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).          

Yes  ☐ No  ☑ 
The aggregate market value of the common stock of the registrant held by non-affiliates of the registrant computed by
reference  to  the  average  of  the  closing  bid  and  ask  prices  of  the  common  stock  as  of  the  last  business  day  of  the
registrant's most recently completed second quarter was $178,260,112. Solely for the purposes of this response, the
registrant  has  assumed,  without  admitting  for  any  purpose,  that  all  executive  officers  and  directors  of  the  registrant,
and no other persons, are the affiliates of the registrant at that date.

The  number  of  shares  outstanding  of  the  registrant’s  common  stock,  as  of  February  23,  2016:  7,120,661  shares  of
$.01 par value common stock.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the registrant’s definitive  Proxy  Statement  for  its  Annual  Meeting  of  Stockholders  to  be  held  on  April  26,
2016,  are  incorporated  by  reference  in  answer  to  Part  III  of  this  report.  Such  proxy  statement  will  be  filed  with  the
Securities and Exchange Commission within 120 days of the Registrant’s fiscal year ended December 31, 2015.

FORWARD-LOOKING STATEMENTS

This Annual Report on Form 10-K (this “Report”) contains forward-looking statements, including statements about our
operating  and  growth  strategies,  our  expected  financial  position  and  operating  results,  industry  trends,  our  capital
expenditure  and  financing  plans  and  similar  matters.  Such  forward-looking  statements  are  found  throughout  this
Report,  including  under  Item  1,  Business,  Item  1A,  Risk  Factors,  Item  7,  Management’s  Discussion  and  Analysis  of
Financial  Condition  and  Results  of  Operations,  and  Item  7A,  Quantitative  and  Qualitative  Disclosures  About  Market
Risk. In those and other portions of this Report, the words “believe,” “may,” “will,” “estimate,” “continue,” “anticipate,”
“intend,”  “expect,”  “project”  and  similar  expressions,  as  they  relate  to  us,  our  management,  and  our  industry  are
intended  to  identify  forward-looking  statements.  We  have  based  these  forward-looking  statements  largely  on  our
current  expectations  and  projections  about  future  events  and  financial  trends  affecting  our  business.  Actual  results
may  differ  materially.  Some  of  the  risks,  uncertainties  and  assumptions  that  may  cause  actual  results  to  differ  from
these  forward-looking  statements  are  described  under  the  headings  “Risk  Factors,”  “Management’s  Discussion  and
Analysis  of  Financial  Condition  and  Results  of  Operations,”  and  “Quantitative  and  Qualitative  Disclosures  About
Market Risk.”

All  forward-looking  statements  attributable  to  us,  or  to  persons  acting  on  our  behalf,  are  expressly  qualified  in  their
entirety by this cautionary statement.

We undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new
information,  future  events  or  otherwise.  In  light  of  these  risks  and  uncertainties,  the  forward-looking  events  and
circumstances discussed in this Report might not transpire.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
Table Of Contents

P.A.M. TRANSPORTATION SERVICES, INC.
FORM 10-K
For the fiscal year ended December 31, 20 15
TABLE OF CONTENTS

PART I

Business
Risk Factors
Unresolved Staff Comments
Properties
Legal Proceedings
Mine Safety Disclosures

Page
1
7
15
16
16
17

PART II
Market for Registrant's Common Equity, Related Stockholder Matters  and Issuer Purchases
of Equity Securities
Selected Financial Data
Management's Discussion and Analysis of Financial Condition  and Results of Operations
Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Changes in and Disagreements with Accountants on Accounting  and Financial Disclosure
Controls and Procedures
Other Information

PART III

Directors, Executive Officers and Corporate Governance
Executive Compensation
Security Ownership of Certain Beneficial Owners and Management  and Related Stockholder
Matters
Certain Relationships and Related Transactions, and Director Independence
Principal Accounting Fees and Services

Item 1
Item 1A
Item 1B
Item 2
Item 3
Item 4

Item 5

Item 6
Item 7
Item 7A
Item 8
Item 9
Item 9A
Item 9B

Item 10
Item 11
Item 12

Item 13
Item 14

Item 15

Exhibits, Financial Statement Schedules

PART IV

SIGNATURES

EXHIBIT INDEX

17

20
21
34
35
69
69
71

71
71
71

72
72

72

75

76

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table Of Contents

Item 1. Business.

PART I

Unless the context otherwise requires, all references in this Annual Report on Form 10-K to “P.A.M.,” the “Company,”
“we,” “our,” or “us” mean P.A.M. Transportation Services, Inc. and its subsidiaries.

We are a truckload dry van carrier transporting general commodities throughout the continental United States, as well
as in certain Canadian provinces. We also provide transportation services in Mexico under agreements with Mexican
carriers. Our freight consists primarily of automotive parts, expedited goods, consumer goods, such as general retail
store merchandise, and manufactured goods, such as heating and air conditioning units.

P.A.M.  Transportation  Services,  Inc.  is  a  holding  company  incorporated  under  the  laws  of  the  State  of  Delaware  in
June  1986.  We  conduct  operations  through  the  following  wholly  owned  subsidiaries:  P.A.M.  Transport,  Inc.,  T.T.X.,
LLC, P.A.M. Cartage Carriers, LLC, Overdrive Leasing, LLC, P.A.M. Logistics Services, Inc., Choctaw Express, LLC,
Choctaw Brokerage, Inc., Transcend Logistics, Inc., Decker Transport Co., LLC, East Coast Transport and Logistics,
LLC, S & L Logistics, Inc., and P.A.M. International, Inc. Our operating authorities are held by P.A.M. Transport, Inc.,
P.A.M. Cartage Carriers, LLC, Choctaw Express, LLC, Choctaw Brokerage, Inc., T.T.X., LLC, Decker Transport Co.,
LLC,  and  East  Coast  Transport  and  Logistics,  LLC.  Effective  on  January  1,  2010,  the  operations  of  most  of  the
Company’s  operating  subsidiaries  were  consolidated  under  the  P.A.M.  Transport,  Inc.  name  in  an  effort  to  more
clearly reflect the Company’s scope and available service offerings.

We are headquartered and maintain our primary terminal, maintenance facilities, and our corporate and administrative
offices  in  Tontitown,  Arkansas,  which  is  located  in  northwest  Arkansas,  a  major  center  for  the  trucking  industry  and
where  the  support  services  (including  warranty  repair  services)  for  most  major  truck  and  trailer  equipment
manufacturers are readily available.

Segment Financial Information

The Company's operations are all in the motor carrier segment and are aggregated into a single reporting segment in
accordance with the aggregation criteria under Generally Accepted Accounting Principles (“GAAP”).

Operations

Our  operations  can  generally  be  classified  into  truckload  services  or  brokerage  and  logistics  services.  Truckload
services  include  those  transportation  services  in  which  we  utilize  company  owned  trucks  or  independent  contractor
owned trucks for the pickup and delivery of freight. The brokerage and logistics services consists of services such as
transportation  scheduling,  routing,  mode  selection,  transloading  and  other  value  added  services  related  to  the
transportation of freight which may or may not involve the use of company owned or independent contractor owned
equipment.  Both  our  truckload  operations  and  our  brokerage  and  logistics  operations  have  similar  economic
characteristics  and  are  impacted  by  virtually  the  same  economic  factors  as  discussed  elsewhere  in  this  Report.
Truckload  services  operating  revenues,  before  fuel  surcharges  represented  87.6%,  92.5%  and  92.6%  of  total
operating revenues for the years ended December 31, 2015, 2014 and 2013, respectively. The remaining operating
revenues,  before  fuel  surcharge  for  the  same  periods  were  generated  by  brokerage  and  logistics  services,
representing 12.4%, 7.5%, and 7.4%, respectively.

Approximately 56% of the Company's revenues are derived from domestic shipments while approximately 44% of our
revenues are derived from freight originating from or destined to locations in Mexico or Canada. 

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Business and Growth Strategy

Our strategy focuses on the following elements:

Providing a Full Suite of Complimentary Truckload Transportation Solutions.  Our objective is to provide our customers
with  a  comprehensive  solution  to  their  truckload  transportation  needs.  Our  asset-based  service  offerings  consist  of
dedicated,  expedited,  regional,  automotive,  and  long-haul  truckload  services  with  non-asset  based  supply  chain
management, logistics and brokerage solutions rounding out our service offerings. Our range of service offerings also
include our complete range of asset-based and non-asset based services to Mexico and Canada.

Developing Customer Relationships within High Density Traffic Lanes.  We strive to maximize utilization and increase
revenue  per  truck  while  minimizing  our  time  and  empty  miles  between  loads.  In  this  regard,  we  seek  to  provide
equipment to our customers in defined regions and disciplined traffic lanes. This strategy enables us to:

 ● maintain more consistent equipment capacity;

 ● provide a high level of service to our customers, including time-sensitive delivery schedules;

 ● attract and retain drivers; and

 ● maintain a sound safety record as drivers travel familiar routes.

Providing Superior and Flexible Customer Service . Our wide range of services includes expedited services, dedicated
fleet  services,  logistics  services,  time-definite  delivery,  two-person  driving  teams,  cross-docking  and  consolidation
programs,  specialized  trailers,  international  services  to  Mexico  and  Canada,  and  Internet-based  customer  access  to
delivery  status.  These  services  allow  us  to  quickly  and  reliably  respond  to  the  diverse  needs  of  our  customers,  and
provide an advantage in securing new business.

Many of our customers depend on us to make delivery on a time-definite basis, meaning that parts or raw materials are
scheduled for delivery as they are needed on a manufacturer’s production line. The need for this service is a product of
modern  manufacturing  and  assembly  methods  that  are  designed  to  decrease  inventory  levels  and  handling  costs.
Such requirements place a premium on the freight carrier’s delivery performance and reliability.

Employing  Stringent  Cost  Controls .  Throughout  our  organization,  emphasis  is  placed  on  gaining  efficiency  in  our
processes with the primary goals of decreasing costs and improving customer satisfaction. Maintaining a high level of
efficiency and prioritizing our focus on improvements allows us to minimize the number of non-driving personnel we
employ  and  positively  influence  other  overhead  costs.  Expenses  are  intensely  scrutinized  for  opportunities  for
elimination, reduction or to further leverage our purchasing power to achieve more favorable pricing.

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Industry

According  to  the  American  Trucking  Association’s  “American  Trucking  Trends  2015”  report,  the  trucking  industry
transported  approximately  68.8%  of  the  total  volume  of  freight  transported  in  the  United  States  during  2014,  which
equates to 10.0 billion tons and approximately $700 billion in revenue. The truckload industry is highly fragmented and
is impacted by several economic and business factors, many of which are beyond the control of individual carriers. The
state of the economy, coupled with equipment capacity levels, can impact freight rates. Volatility of various operating
expenses,  such  as  fuel  and  insurance,  make  the  predictability  of  profit  levels  uncertain.  Availability,  attraction,
retention  and  compensation  of  drivers  also  affect  operating  costs,  as  well  as  equipment  utilization.  In  addition,  the
capital requirements for equipment, coupled with potential uncertainty of used equipment values, impact the ability of
many carriers to expand their operations. The current operating environment is characterized by the following:

●

Intense competition for freight;

● Price increases by truck and trailer equipment manufacturers;

● Volatile fuel costs; and

● Pressure on less profitable or undercapitalized carriers to consolidate or exit the industry.

Competition

The trucking industry is highly competitive and includes thousands of carriers, none of which dominates the market in
which  the  Company  operates.  The  Company's  market  share  is  less  than  1%  and  we  compete  primarily  with  other
irregular route medium- to long-haul truckload carriers, with private carriage conducted by our existing and potential
customers,  and,  to  a  lesser  extent,  with  the  railroads.  We  compete  on  the  basis  of  quality  of  service  and  delivery
performance, as well as price. Many of the other irregular route long-haul truckload carriers have substantially greater
financial resources, own more equipment or carry a larger total volume of freight as compared to the Company.

Marketing and Significant Customers

Our  marketing  emphasis  is  directed  to  that  portion  of  the  truckload  market  which  is  generally  service-sensitive,  as
opposed to being solely price competitive. We seek to become a “core carrier” for our customers in order to maintain
high utilization and capitalize on recurring revenue opportunities. Our marketing efforts are diversified and designed to
gain access to dedicated, expedited, regional, automotive, and long-haul opportunities (including those in Mexico and
Canada) and to expand supply chain solutions offerings.

Our  marketing  efforts  are  conducted  by  a  sales  staff  of  nine  employees  who  are  located  in  our  major  markets  and
supervised  from  our  headquarters.  These  individuals  work  to  improve  profitability  by  maintaining  an  even  flow  of
freight  traffic  (taking  into  account  the  balance  between  originations  and  destinations  in  a  given  geographical  area),
high utilization, and minimizing movement of empty equipment.

Our  five  largest  customers,  for  which  we  provide  carrier  services  covering  a  number  of  geographic  locations,
accounted for approximately 44%, 48% and 43% of our total revenues in 2015, 2014 and 2013, respectively. General
Motors  Company  accounted  for  approximately  15%,  20%  and  21%  of  our  revenues  in  2015,  2014  and  2013,
respectively.  Chrysler,  accounted  for  approximately  11%,  14%  and  12%  of  our  revenues  in  2015,  2014  and  2013,
respectively.  During  2015,  Ford  Motor  Company  accounted  for  approximately  11%  of  our  revenues  but  represented
less than 10% of our revenues for each of the years 2014 and 2013.

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We  also  provide  transportation  services  to  other  manufacturers  who  are  suppliers  for  automobile  manufacturers.
Approximately  47%,  48%  and  46%  of  our  revenues  were  derived  from  transportation  services  provided  to  the
automobile industry during 2015, 2014 and 2013, respectively.

Revenue Equipment

At  December  31,  2015,  our  truck  fleet  consisted  of  1,860  trucks,  which  included  462  trucks  leased  under  operating
leases  and  482  independent  contractor  trucks.  At  December  31,  2015,  our  trailer  fleet  consisted  of  4,983  trailers,
which  included  80  trailers  leased  under  operating  leases.  Our  company-owned  trucks  and  leased  trucks  are  late
model, well-maintained, premium trucks, which we believe help to attract and retain drivers, maximize fuel efficiency,
promote  safe  operations,  minimize  maintenance  and  repair  costs,  and  improve  customer  service  by  minimizing
service interruptions caused by breakdowns. The average age of our tractors and trailers as of December 31, 2015
was  1.32  and  3.47  years  respectively.  We  evaluate  our  equipment  purchasing  decisions  based  on  factors  such  as
initial  cost,  useful  life,  warranty  terms,  expected  maintenance  costs,  fuel  economy,  driver  comfort,  customer  needs,
manufacturer support, and resale value.

We  contract  with  independent  contractors  to  provide  greater  flexibility  in  responding  to  fluctuations  in  consumer
demand.  Independent  contractors  provide  their  own  trucks  and  are  contractually  responsible  for  all  associated
expenses,  including  financing  costs,  fuel,  maintenance,  insurance,  and  taxes,  among  other  things.  They  are  also
responsible for maintaining compliance with the Federal Motor Carrier Safety Administration regulations.

Technology

We  have  installed  Qualcomm  display  units  in  all  of  our  trucks.  The  Qualcomm  system  is  a  satellite-based  global
positioning and communications system that allows fleet managers to communicate directly with drivers. Drivers can
provide location, status and updates directly to our computer system which increases productivity and convenience.
This system provides us with accurate estimated time of arrival information, which optimizes load selection and service
levels to our customers.

Our information systems manage the data provided by the Qualcomm devices to provide us with real-time information
regarding the location, status and load assignment of our trucks, which permits us to better meet delivery schedules,
respond to customer inquiries and match equipment with the next available load. Our system also provides real-time
information electronically to our customers regarding the status of freight shipments and anticipated arrival times. This
system provides our customers flexibility and convenience by extending supply chain visibility through electronic data
interchange, the Internet and e-mail.

Maintenance

We have a strictly-enforced, comprehensive preventive maintenance program for our trucks and trailers. Inspections
and various levels of preventive maintenance are performed at set intervals on both trucks and trailers. A maintenance
and safety inspection is performed on all vehicles each time they return to a terminal.

Our  trucks  carry  full  warranty  coverage  for  at  least  three  years  or  375,000  miles.  Extended  truck  warranties  can  be
negotiated  with  the  truck  manufacturer  and  manufacturers  of  major  components,  such  as  engine,  transmission  and
differential manufacturers, for up to four years or 500,000 miles. Our trailers carry full warranties by the manufacturer
for up to five years with certain components covered for up to ten years.

Employees

At  December  31,  2015,  we  employed  3,049  persons,  of  whom  2,420  were  drivers,  173  were  employed  in
maintenance,  213  were  employed  in  operations,  65  were  employed  in  marketing,  102  were  employed  in  safety  and
personnel, and 76 were employed in general administration and accounting. None of our employees are represented
by a collective bargaining unit, and we believe that our employee relations are good.

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Drivers

At December 31, 2015, we utilized 2,420 company drivers in our operations. We also had 482 independent contractors
under contract who were compensated on a per mile basis. Our drivers are compensated on the basis of miles driven,
loading  and  unloading,  extra  stops,  and  layovers  in  transit.  Drivers  can  earn  bonuses  by  recruiting  other  qualified
drivers who become employed by us, and both cash and non-cash prizes are awarded for achieving certain miles per
gallon goals. All of our drivers are recruited, screened, and drug tested and participate in our driver training program.
Our  driver  training  program  stresses  the  importance  of  safety  and  reliable,  on-time  delivery.  Drivers  are  required  to
report  to  their  driver  managers  daily  and  at  the  earliest  possible  moment  when  any  condition  occurs  en  route  that
might delay their scheduled delivery time.

We  contract  with  independent  contractors  to  supply  one  or  more  tractors  and  drivers  for  our  use.  Independent
contractors must pay their own tractor expenses, fuel, maintenance, insurance, and driver costs. They must meet and
operate  within  our  guidelines  with  respect  to  safety.  We  have  a  lease-purchase  program  whereby  we  offer
independent  contractors  the  opportunity  to  lease  a  tractor,  with  the  option  to  purchase  the  tractor  at  the  end  of  the
lease  term.  We  believe  our  lease-purchase  program  has  contributed  to  our  ability  to  attract  and  retain  independent
contractors.  At  December  31,  2015,  approximately  187  independent  contractors  were  leasing  255  tractors  in  this
program.

In  addition  to  strict  application  screening  and  drug  testing,  before  being  permitted  to  operate  a  vehicle,  our  drivers
must undergo classroom instruction on our policies and procedures, safety techniques as taught by the Smith System
of Defensive Driving, and the proper operation of equipment, and must pass both written and road tests. Instruction in
defensive driving and safety techniques continues after hiring, with seminars at several of our terminals. At December
31,  2015,  we  employed  92  persons  on  a  full-time  basis  in  our  driver  recruiting,  training  and  safety  instruction
programs.

Intense competition in the trucking industry for qualified drivers has resulted in additional expense to recruit and retain
an  adequate  supply  of  drivers,  and  has  had  a  negative  impact  on  the  industry.  Our  operations  have  also  been
impacted and from time to time we have experienced under-utilization and increased expenses due to a shortage of
qualified drivers. We place a high priority on the recruitment and retention of an adequate supply of qualified drivers.

Available Information

The Company maintains a website where additional information concerning its business can be found. The address of
that website is www.pamtransport.com. The Company makes available free of charge on its website its Annual Report
on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and amendments to those reports filed or
furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (the “Exchange Act”) as soon as
reasonably  practicable  after  it  electronically  files  or  furnishes  such  materials  to  the  Securities  and  Exchange
Commission.

Seasonality

Generally,  our  revenues  do  not  exhibit  a  significant  seasonal  pattern;  however,  revenue  is  affected  by  adverse
weather conditions, holidays and the number of business days that occur during a given period because revenue is
directly related to the available work days of shippers. Operating expenses are typically higher in the winter months
primarily  due  to  decreased  fuel  efficiency  and  increased  maintenance  costs  associated  with  inclement  weather.  In
addition, automobile plants for which we transport a large amount of freight typically undergo scheduled shutdowns in
July and December and the volume of automotive freight we ship is reduced during such scheduled plant shutdowns.

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Regulation

We  are  a  common  and  contract  motor  carrier  regulated  by  various  United  States  federal  and  state,  Canadian
provincial, and Mexican federal agencies. These regulatory agencies have broad powers, generally governing matters
such  as  authority  to  engage  in  motor  carrier  operations,  motor  carrier registration,  driver  hours-of-service  (“HOS”),
drug and alcohol testing of drivers, and safety, size, and weight of transportation equipment. The primary regulatory
agencies affecting the Company’s operations include the Federal Motor Carrier Safety Administration (“FMCSA”), the
Pipeline and Hazardous Materials Safety Agency, and the Surface Transportation Board, which are all agencies within
the  U.S.  Department  of  Transportation  (“DOT”). We  believe  that  we  are  in  compliance  in  all  material  respects  with
applicable regulatory requirements relating to our business and operate with a “satisfactory” rating (the highest of three
rating  categories)  from  the  DOT.  In  addition,  we  are  subject  to  compliance  with  cargo-security  and  transportation
regulations issued by the Transportation Security Administration, a component department within the U.S. Department
of  Homeland  Security.  To  the  extent  that  we  conduct  operations  outside  the  United  States,  we  are  subject  to  the
Foreign Corrupt Practices Act, which generally prohibits U.S. companies and their intermediaries from offering bribes
to foreign officials for the purpose of obtaining or retaining favorable treatment.

In December 2011, the FMCSA released new rules regulating HOS that became effective in July 2013. These rules
reduced  the  maximum  hours  that  could  be  driven  in  a  consecutive  seven  day  period  from  82  to  70,  required  that  a
driver  take  a  mandatory  thirty  minute  break  during  each  consecutive  eight  hour  driving  period,  and  required  that  a
driver take a 34 hour rest period, or restart, that included two periods between 1:00 a.m. and 5:00 a.m. that could only
be used one time every seven calendar days.

In December 2014 the Consolidated and Further Continuing Appropriations Act of 2015 suspended enforcement of the
requirements  for  use  of  the  34  hour  restart  that  became  effective  in  July  2013  and  replaced  them  with  the  previous
restart  rules  that  were  in  effect  on  June  30,  2013  pending  the  completion  of  the  Commercial  Vehicle  Driver  Restart
Study which is designed to measure and compare the fatigue and safety performance of truck drivers using the two
different versions of the HOS restart provisions. As of December 31, 2015 the study was still in progress.

In  July  2012  Congress  passed  legislation  renewing  the  mandate  for  electronic  logging  devices  and  designated
authority  to  the  FMCSA  to  propose  a  new  rule.  In  December  2015  the  FMCSA  amended  the  Federal  Motor  Carrier
Safety  Regulations  to  establish  minimum  performance  and  design  standards  for  HOS  electronic  logging  devices
(“ELD’s”); requirements for the mandatory use of these devices by drivers currently required to prepare HOS records
of  duty  status;  requirements  concerning  HOS  supporting  documents;  and  measures  to  address  concerns  about
harassment resulting from the mandatory use of ELDs. This ruling affects nearly all carriers, including us, and requires
ELD’s  be  installed  prior  to  December  2017.  Since  our  tractors  are  currently  ELD  equipped,  we  do  not  foresee  a
negative impact to our profitability as a result of this new rule; however, we believe that more effective enforcement of
HOS rules on smaller carriers may present challenges for them and may improve our competitive position.

The  FMCSA  administers  carrier  safety  compliance  and  enforcement  through  its  Compliance,  Safety,  Accountability
(“CSA”)  program  that  became  effective  in  December  2010.  CSA  is  designed  to  measure  and  evaluate  the  safety
performance of carriers and drivers through categorization of inspection and crash results into Behavior Analysis and
Safety Improvement Categories (“BASICs”) including unsafe/fatigued driving, driver fitness, controlled substances and
alcohol,  maintenance,  cargo,  and  crashes.  BASIC  scores  are  evaluated  relative  to  carrier  peer  groups  to  determine
carriers  that  exceed  certain  thresholds,  identifying  them  for  intervention.  Intervention  status  might  include  targeted
roadside  inspections,  onsite  investigations  and  the  development  of  cooperative  safety  plans  among  other  things.
Ongoing compliance with CSA may result in additional expenses to the Company or a reduction in the pool of drivers
eligible for us to hire. In addition to FMCSA action, a BASIC score that exceeds an intervention threshold might have a
negative impact on our ability to attract customers and drivers.

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The  Environmental  Protection  Agency  (“EPA”)  and  the  National  Highway  Traffic  Safety  Administration  (“NHTSA”)
jointly developed new standards for various vehicles, including heavy duty trucks, that were adopted in August 2011
and  cover  model  years  2014  through  2018.  The  standard  adopted  for  heavy  duty  trucks  is  intended  to  achieve  a
reduction  in  CO2  and  fuel  consumption  ranging  from  7%  to  20%  by  model  year  2017.  The  EPA  and  NHTSA  are
expected  to  publish  additional  standards  to  further  reduce  GHG  emissions  beyond  model  year  2018  vehicles.  In
addition,  the  state  of  California  has  adopted  its  own  fuel  efficiency  regulations  that  include  the  use  of  special
aerodynamic equipment for tractors and 53 foot trailers traveling through the state. Compliance with these federal and
state  requirements  has  increased  the  cost  of  our  equipment  and  may  further  increase  the  cost  of  replacement
equipment in the future.

Our  motor  carrier  operations  are  also  subject  to  environmental  laws  and  regulations,  including  laws  and  regulations
dealing  with  underground  fuel  storage  tanks,  the  transportation  of  hazardous  materials  and  other  environmental
matters,  and  our  operations  involve  certain  inherent  environmental  risks.  We  maintain  one  bulk  fuel  storage  above
ground tank and fuel island. Our operations involve the risks of fuel spillage or seepage, environmental damage, and
hazardous waste disposal, among others. We have instituted programs to monitor and control environmental risks and
assure  compliance  with  applicable  environmental  laws.  As  part  of  our  safety  and  risk  management  program,  we
periodically  perform  internal  environmental  reviews  so  that  we  can  achieve  environmental  compliance  and  avoid
environmental  risk.  We  transport  a  minimum  amount  of  environmentally  hazardous  substances  and,  to  date,  have
experienced  no  significant  claims  for  hazardous  materials  shipments.  If  we  should  fail  to  comply  with  applicable
regulations, we could be subject to substantial fines or penalties and to civil and criminal liability.

Company operations are often conducted in industrial areas, where truck terminals and other industrial activities are
conducted,  and  where  groundwater  or  other  forms  of  environmental  contamination  have  occurred,  which  could
potentially expose us to claims that we contributed to the environmental contamination.

We  believe  we  are  currently  in  material  compliance  with  applicable  laws  and  regulations  and  that  the  cost  of
compliance has not materially affected results of operations.

Item 1A. Risk Factors.

Set forth below, and elsewhere in this Report and in other documents we file with the SEC, are risks and uncertainties
that could cause our actual results to differ materially from the results contemplated by the forward-looking statements
contained in this Report.

Risks Related to Our Business

Our business is subject to general economic and business factors that are largely beyond our control, any of which
could have a material adverse effect on our operating results.

Our business is dependent upon a number of general economic and business factors that may adversely affect our
results of operations. These factors include significant increases or rapid fluctuations in fuel prices, excess capacity in
the  trucking  industry,  surpluses  in  the  market  for  used  equipment,  interest  rates,  fuel  taxes,  license  and  registration
fees, insurance premiums, self-insurance levels, and difficulty in attracting and retaining qualified drivers, independent
contractors, and third party carriers.

We  operate  in  a  highly  competitive  and  fragmented  industry,  and  our  business  may  suffer  if  we  are  unable  to
adequately address any downward pricing pressures or other factors that may adversely affect our ability to compete
with other carriers.

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Further, we are affected by recessionary economic cycles and downturns in customers’ business cycles, particularly in
market  segments  and  industries,  such  as  the  automotive  industry,  where  we  have  a  significant  concentration  of
customers. Economic conditions may also adversely affect our customers and their ability to pay for our services.

Deterioration  in  the  United  States  and/or  world  economies  could  exacerbate  any  difficulties  experienced  by  our
customers  and  suppliers  in  obtaining  financing,  which,  in  turn,  could  materially  and  adversely  impact  our  business,
financial condition, results of operations and cash flows.

Numerous competitive factors could impair our ability to operate at an acceptable profit. These factors include, but are
not limited to, the following:

● we compete with many other truckload carriers of varying sizes and, to a lesser extent, with less-than-truckload

carriers and railroads, some of which have more equipment and greater capital resources than we do;

●

some of our competitors periodically reduce their freight rates to gain business, especially during times of reduced
growth rates in the economy, which may limit our ability to maintain or increase freight rates, maintain our margins
or maintain significant growth in our business;

● many customers reduce the number of carriers they use by selecting so-called “core carriers” as approved service

providers, and in some instances we may not be selected;

● many  customers  periodically  accept  bids  from  multiple  carriers  for  their  shipping  needs,  and  this  process  may

depress freight rates or result in the loss of some of our business to competitors;

●

●

●

●

the  trend  toward  consolidation  in  the  trucking  industry  may  create  other  large  carriers  with  greater  financial
resources  and  other  competitive  advantages  relating  to  their  size  and  with  whom  we  may  have  difficulty
competing;

advances  in  technology  require  increased  investments  to  remain  competitive,  and  our  customers  may  not  be
willing to accept higher freight rates to cover the cost of these investments;

competition  from  Internet-based  and  other  logistics  and  freight  brokerage  companies  may  adversely  affect  our
customer relationships and freight rates; and

economies of scale that may be passed on to smaller carriers by procurement aggregation providers may improve
their ability to compete with us.

We  are  highly  dependent  on  our  major  customers,  the  loss  of  one  or  more  of  which  could  have  a  material  adverse
effect on our business.

A significant portion of our revenue is generated from our major customers. For 2015, our top five customers, based
on  revenue,  accounted  for  approximately  44%  of  our  revenue,  and  our  three  largest  customers,  General  Motors
Company,  Chrysler,  and  Ford  Motor  Company,  accounted  for  approximately  15%,  11%,  and  11%  of  our  revenue,
respectively.  We  also  provide  transportation  services  to  other  manufacturers  who  are  suppliers  for  automobile
manufacturers.  As  a  result,  the  concentration  of  our  business  within  the  automobile  industry  is  greater  than  the
concentration  in  a  single  customer.  Approximately  47%  of  our  revenues  for  2015  were  derived  from  transportation
services provided to the automobile industry.

Generally, we do not have long-term contractual relationships with our major customers, and we cannot assure that
our  customer  relationships  will  continue  as  presently  in  effect.  A  reduction  in  or  termination  of  our  services  by  our
major customers could have a material adverse effect on our business and operating results.

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We may be adversely impacted by fluctuations in the price and availability of diesel fuel.

Diesel fuel represents a significant operating expense for the Company and we do not currently hedge against the risk
of diesel fuel price increases. An increase in diesel fuel prices or diesel fuel taxes, or any change in federal or state
regulations that results in such an increase, could have a material adverse effect on our operating results to the extent
we  are  unable  to  recoup  such  increases  from  customers  in  the  form  of  increased  freight  rates  or  through  fuel
surcharges.  Historically,  we  have  been  able  to  offset,  to  a  certain  extent,  diesel  fuel  price  increases  through  fuel
surcharges  to  our  customers,  but  we  cannot  be  certain  that  we  will  be  able  to  do  so  in  the  future.  We  continuously
monitor  the  components  of  our  pricing,  including  base  freight  rates  and  fuel  surcharges,  and  address  individual
account  profitability  issues  with  our  customers  when  necessary.  While  we  have  historically  been  able  to  adjust  our
pricing  to  help  offset  changes  to  the  cost  of  diesel  fuel  through  changes  to  base  rates  and/or  fuel  surcharges,  we
cannot be certain that we will be able to do so in the future.

Difficulty in attracting drivers and independent contractors could affect our profitability and ability to grow.

The  transportation  industry  often  experiences  significant  difficulty  in  attracting  and  retaining  qualified  drivers  and
independent  contractors.  This  shortage  is  exacerbated  by  several  factors,  including  demand  from  competing
industries,  such  as  manufacturing,  construction  and  farming,  other  transportation  companies,  and  by  the  impact  of
regulations, including CSA and new hours of service rules. Economic conditions affecting operating costs such as fuel,
insurance, equipment and maintenance costs can negatively impact the number of qualified independent contractors
available for us to contract with. We have from time to time experienced under-utilization and increased expenses due
to  a  shortage  of  qualified  drivers.  If  we  are  unable  to  attract  drivers  or  contract  with  independent  contractors  when
needed, we could be required to further adjust our driver compensation packages, increase driver recruiting efforts, or
let trucks sit idle, any of which could adversely affect our growth and profitability.

If  we  are  unable  to  retain  our  key  employees,  our  business,  financial  condition  and  results  of  operations  could  be
harmed.

We  are  highly  dependent  upon  the  services  of  our  key  employees  and  executive  officers.  The  loss  of  any  of  their
services could have a material adverse effect on our operations and future profitability. We must continue to develop
and  retain  a  core  group  of  managers  if  we  are  to  realize  our  goal  of  expanding  our  operations  and  continuing  our
growth. We cannot be certain of our ability to retain these key individuals.

Ongoing insurance and claims expenses could significantly reduce our earnings.

Our  future  insurance  and  claims  expenses  might  exceed  historical  levels,  which  could  reduce  our  earnings.  The
Company  is  self-insured  for  health  and  workers’  compensation  insurance  coverage  up  to  certain  limits.  If  medical
costs continue to increase, or if the severity or number of claims increase, and if we are unable to offset the resulting
increases in expenses with higher freight rates, our earnings could be materially and adversely affected. Healthcare
legislation and inflationary cost increases could also have a negative effect on our results.

Purchase price increases for new revenue equipment and/or decreases in the value of used revenue equipment  could
have an adverse effect on our results of operations, cash flows and financial condition.

During  the  last  decade,  the  purchase  price  of  new  revenue  equipment  has  increased  significantly  as  equipment
manufacturers  recover  increased  materials  and  engine  design  costs  resulting  from  compliance  with  increasingly
stringent  EPA  engine  emission  standards.  Additional  EPA  emission  mandates  in  the  future  could  result  in  higher
purchase prices of revenue equipment which could result in higher than anticipated depreciation expenses. If we were
unable to offset any such increase in expenses with freight rate increases, our cash flows and results of operations
could  be  adversely  affected.  If  the  market  price  for  used  revenue  equipment  declines,  we  could  incur  substantial
losses upon disposition of our revenue equipment which could adversely affect our results of operations and financial
condition.

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We  have  significant  ongoing  capital  requirements  that  could  affect  our  liquidity  and  profitability  if  we  are  unable  to
generate sufficient cash from operations or obtain sufficient financing on favorable terms.

The trucking industry is capital intensive. If we are unable to generate sufficient cash from operations in the future, we
may  have  to  limit  our  growth,  enter  into  unfavorable  financing  arrangements,  or  operate  our  revenue  equipment  for
longer periods, any of which could have a material adverse effect on our profitability.

We  have  a  substantial  amount  of  debt,  which  could  restrict  our  growth,  place  us  at  a  competitive  disadvantage  or
otherwise  materially  adversely  affect  our  financial  health.  Our  substantial  debt  levels  could  have  important
consequences such as the following:

●

●

●

impair  our  ability  to  obtain  additional  future  financing  for  working  capital,  capital  expenditures,  acquisitions  or
general corporate expenses;

limit  our  ability  to  use  operating  cash  flow  in  other  areas  of  our  business  due  to  the  necessity  of  dedicating  a
substantial portion of these funds for payments on our indebtedness;

limit our flexibility in planning for, or reacting to, changes in our business and the industry in which we operate;

● make it more difficult for us to satisfy our obligations;

●

●

increase our vulnerability to general adverse economic and industry conditions; and

place us at a competitive disadvantage compared to our competitors.

Our ability to make scheduled payments on, or to refinance, our debt and other obligations will depend on our financial
and  operating  performance,  which,  in  turn,  is  subject  to  our  ability  to  implement  our  strategic  initiatives,  prevailing
economic conditions and certain financial, business and other factors beyond our control. If our cash flow and capital
resources  are  insufficient  to  fund  our  debt  service  and  other  obligations,  we  may  be  forced  to  reduce  or  delay
expansion  plans  and  capital  expenditures,  sell  material  assets  or  operations,  obtain  additional  capital  or  restructure
our debt. We cannot provide any assurance that our operating performance, cash flow and capital resources will be
sufficient  to  pay  our  debt  obligations  when  they  become  due.  We  also  cannot  provide  assurance  that  we  would  be
able to dispose of material assets or operations or restructure our debt or other obligations if necessary or, even if we
were able to take such actions, that we could do so on terms that are acceptable to us.

Disruptions  in  the  credit  markets  may  adversely  affect  our  business,  including  the  availability  and  cost  of  short-term
funds for liquidity requirements and our ability to meet long-term commitments, which could adversely affect our results
of operations, cash flows and financial condition.

If  cash  from  operations  is  not  sufficient,  we  may  be  required  to  rely  on  the  capital  and  credit  markets  to  meet  our
financial  commitments  and  short-term  liquidity  needs.  Disruptions  in  the  capital  and  credit  markets  could  adversely
affect our ability to draw on our bank revolving credit facility. Our access to funds under the credit facility is dependent
on the ability of banks to meet their funding commitments. A bank may not be able to meet their funding commitments
if they experience shortages of capital and liquidity or if they experience excessive volumes of borrowing requests from
other borrowers within a short period of time.

Longer term disruptions in the capital and credit markets as a result of uncertainty, changing or increased regulation,
reduced alternatives, or failures of significant financial institutions could adversely affect our access to liquidity needed
for our business. Any disruption could require us to take measures to conserve cash until the markets stabilize or until
alternative credit arrangements or other funding for our business needs can be arranged, which could adversely affect
our growth and profitability.

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We operate in a highly regulated industry and increased costs of compliance with, or liability for violation of, existing or
future regulations could have a material adverse effect on our business.

Our operations are authorized and regulated by various federal and state agencies in the United States, Mexico and
Canada,  that  generally  govern  such  activities  as  authorization  to  engage  in  motor  carrier  operations,  safety,  and
financial  reporting.  Specific  standards  and  regulations  such  as  equipment  dimensions,  engine  emissions,
maintenance,  drivers’  hours  of  service,  drug  and  alcohol  testing,  and  hazardous  materials  are  regulated  by  the
Department of Transportation, Federal Motor Carrier Administration, the Environmental Protection Agency and various
other  state  and  federal  agencies.  We  may  become  subject  to  new  or  more  restrictive  regulations  imposed  by  these
authorities which could significantly impair equipment and driver productivity and increase operating expenses.

The FMCSA administers carrier safety compliance and enforcement through its CSA program that became effective in
December 2010. The program places carriers in peer groups and assigns each carrier a relative ranking compared to
their  peers  in  various  categories.  Carriers  that  exceed  allowable  thresholds  in  a  particular  category  are  placed  in
“intervention”  status  by  the  FMCSA  until  the  score  improves  to  a  level  below  the  threshold.  If  future  roadside
inspections  or  crashes  were  to  result  in  the  Company  being  placed  in  intervention  status,  we  may  incur  additional
operating costs to improve our safety program in deficient categories, experience increased roadside inspections, or
have onsite visits by the FMCSA. If the intervention category is not remedied, it could affect our ability to attract and
retain drivers and customers as they seek competitive carriers with scores below intervention thresholds. In addition
the  CSA  program  could  increase  competition  and  related  compensation  and  recruitment  costs  for  drivers  and
independent  contractors  by  reducing  the  pool  of  qualified  drivers  if  existing  drivers  exit  the  profession,  become
disqualified due to low scores or as carriers focus recruiting efforts on drivers with the best relative safety scores.

The EPA and the NHTSA jointly developed new standards for various vehicles, including heavy duty trucks, that were
adopted  in  August  2011  and  cover  model  years  2014  through  2018.  Additional  standards  are  expected  in  a  second
phase designed to further reduce GHG emissions for heavy vehicles through model year 2027. Compliance with these
federal  and  state  requirements  has  increased  the  cost  of  our  equipment  and  may  further  increase  the  cost  of
replacement equipment in the future.

The Regulation section in Item 1 of Part I of this Annual Report on Form 10-K discusses several proposed and final
regulations that could materially impact our business and operations.

We are subject to certain risks arising from doing business in Mexico.

As  we  continue  to  grow  our  business  in  Mexico,  we  are  subject  to  greater  risks  of  doing  business  internationally,
including  fluctuations  in  foreign  currencies,  changes  in  the  economic  strength  of  Mexico,  difficulties  in  enforcing
contractual  obligations  and  intellectual  property  rights,  burdens  of  complying  with  a  wide  variety  of  international  and
U.S.  export  and  import  laws,  and  social,  political,  and  economic  instability.  We  also  face  additional  risks  associated
with our Mexico business, including potential restrictive trade policies and imposition of duties, taxes, or government
royalties  imposed  by  the  Mexican  government.  If  we  are  unable  to  address  business  concerns  related  to  our
international operations in a timely and cost efficient manner, our financial position, results of operations or cash flows
could be adversely affected. The agreement permitting cross border movements for both United States and Mexican
based carriers in the United States and Mexico presents additional risks in the form of potential increased competition
and the potential for increased congestion in our lanes that cross the border between countries.

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A determination by regulators that independent contractors  are employees could expose us to various liabilities and
additional costs.

Tax  and  other  regulatory  authorities  often  seek  to  assert  that  independent  contractors  in  the  transportation  service
industry are employees rather than independent contractors. There can be no assurance that interpretations and tax
laws  that  support  the  independent  contractor  status  will  not  change  or  that  various  authorities  will  not  successfully
assert  a  position  that  re-classifies  independent  contractors  to  be  employees.  If  our  independent  contractors  are
determined to be our employees, that determination could materially increase our exposure under a variety of federal
and  state  tax,  workers’  compensation,  unemployment  benefits,  labor,  employment  and  tort  laws,  as  well  as  our
potential liability for employee benefits. In addition, such changes may be applied retroactively, and if so, we may be
required to pay additional amounts to compensate for prior periods. Any of the above increased costs would adversely
affect our business and operating results.

Our results of operations may be affected by seasonal factors.

Our productivity may decrease during the winter season when severe winter weather impedes operations. Also, some
shippers  may  reduce  their  shipments  after  the  winter  holiday  season.  At  the  same  time,  operating  expenses  may
increase  and  fuel  efficiency  may  decline  due  to  engine  idling  during  periods  of  inclement  weather.  Harsh  weather
conditions  generally  also  result  in  higher  accident  frequency,  increased  freight  claims,  and  higher  equipment  repair
expenditures.  In  addition,  automobile  plants  for  which  we  transport  a  large  amount  of  freight  typically  undergo
scheduled  shutdowns  in  July  and  December  which  reduces  the  volume  of  automotive  freight  we  ship  during  these
plant shutdowns.

Our business may be disrupted by natural disasters  and severe weather conditions causing supply chain disruptions.

Natural disasters such as earthquakes, tsunamis, hurricanes, tornadoes, floods or other adverse weather and climate
conditions,  whether  occurring  in  the  United  States  or  abroad,  could  disrupt  our  operations  or  the  operations  of  our
customers  or  could  damage  or  destroy  infrastructure  necessary  to  transport  products  as  part  of  the  supply  chain.
Specifically, these events may damage or destroy our assets, disrupt fuel supplies, increase fuel costs, disrupt freight
shipments or routes, and affect regional economies. As a result, these events could make it difficult or impossible for
us to provide logistics and transportation services; disrupt or prevent our ability to perform functions at the corporate
level; and/or otherwise impede our ability to continue business operations in a continuous manner consistent with the
level and extent of business activities prior to the occurrence of the unexpected event, which could adversely affect
our business and results of operations or make our results more volatile.

We may incur additional operating expenses or liabilities as a result of potential future requirements to address climate
change issues.

As  global  warming  issues  become  more  prevalent,  federal,  state  and  local  governments  as  well  as  some  of  our
customers,  have  made  efforts  to  respond  to  these  issues.  This  increased  focus  on  sustainability  may  result  in  new
legislation or regulations and customer requirements that could negatively affect us as we may incur additional costs or
be required to make changes to our operations in order to comply with any new regulations or customer requirements.
Legislation  or  regulations  that  potentially  impose  restrictions,  caps,  taxes,  or  other  controls  on  emissions  of
greenhouse gases such as carbon dioxide, a by-product of burning fossil fuels such as those used in the Company’s
trucks,  could  adversely  affect  our  operations  and  financial  results.  More  specifically,  legislative  or  regulatory  actions
relating  to  climate  change  could  adversely  impact  the  Company  by  increasing  our  fuel  costs  and  reducing  fuel
efficiency and could result in the creation of substantial additional capital expenditures and operating costs in the form
of  taxes,  emissions  allowances,  or  required  equipment  upgrades.  Any  of  these  factors  could  impair  our  operating
efficiency and productivity and result in higher operating costs. In addition, revenues could decrease if we are unable
to meet regulatory or customer sustainability requirements. These additional costs, changes in operations, or loss of
revenues could have a material adverse effect on our business, financial condition and results of operations.

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Our  operations  are  subject  to  various  environmental  laws  and  regulations,  the  violation  of  which  could  result  in
substantial fines or penalties.

We  are  subject  to  various  environmental  laws  and  regulations  dealing  with  the  handling  of  hazardous  materials,
underground  fuel  storage  tanks,  and  discharge  and  retention  of  storm-water.  We  operate  in  industrial  areas,  where
truck  terminals  and  other  industrial  activities  are  located,  and  where  groundwater  or  other  forms  of  environmental
contamination could occur. In prior years, we also maintained bulk fuel storage and fuel islands at two of our facilities.
Our  operations  may  involve  the  risks  of  fuel  spillage  or  seepage,  environmental  damage,  and  hazardous  waste
disposal,  among  others.  If  we  are  involved  in  a  spill  or  other  accident  involving  hazardous  substances,  or  if  we  are
found to be in violation of applicable laws or regulations, it could have a materially adverse effect on our business and
operating  results.  If  we  should  fail  to  comply  with  applicable  environmental  regulations,  we  could  be  subject  to
substantial fines or penalties and to civil and criminal liability.

If our employees were to unionize, our operating costs would increase and our ability to compete would be impaired.

None  of  our  employees  is  currently  represented  by  a  collective  bargaining  agreement.  However,  we  can  offer  no
assurance  that  our  employees  will  not  unionize  in  the  future,  particularly  if  legislation  is  passed  that  facilitates
unionization.  If  our  employees  were  to  unionize,  our  operating  costs  would  increase  and  our  profitability  could  be
adversely affected.

Our information technology systems are subject to certain  cyber security risks that are beyond our control.

We depend on the proper functioning and availability of our information systems, including communications and data
processing  systems,  in  operating  our  business.  Although  we  have  implemented  redundant  systems  and  network
security measures, our information technology remains susceptible to cyber security risks such as outages, computer
viruses, break-ins and similar disruptions that may inhibit our ability to provide services to our customers and the ability
of  our  customers  to  access  our  systems.  This  may  result  in  the  loss  of  customers  or  a  reduction  in  demand  for  our
services, which could adversely affect our growth and profitability.

We have substantial fixed costs and, as a result, our operating income fluctuates disproportionately with changes in
our net sales.

A  significant  portion  of  our  expenses  are  fixed  costs  that  neither  increase  nor  decrease  proportionately  with  sales.
There can be no assurance that we would be able to reduce our fixed costs proportionately in response to a decline in
our sales and therefore our competitiveness could be significantly impacted. As a result, a decline in our sales would
result in a higher percentage decline in our income from operations and net income.

Our financial results may be adversely impacted by potential future changes in accounting practices.

Future  changes  in  accounting  standards  or  practices,  and  related  legal  and  regulatory  interpretations  of  those
changes, may adversely impact public companies in general, the transportation industry or our operations specifically.
New  accounting  standards  or  requirements, could  change  the  way  we  account  for,  disclose  and  present  various
aspects of our financial position, results of operations or cash flows and could be costly to implement.

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Our business may be harmed by terrorist attacks, future war or anti-terrorism measures.

In order to prevent terrorist attacks, federal, state and municipal authorities have implemented and continue to follow
various security measures, including checkpoints and travel restrictions on large trucks. Our international operations in
Canada  and  Mexico  may  be  affected  significantly  if  there  are  any  disruptions  or  closures  of  border  traffic  due  to
security measures. Such measures may have costs associated with them, which, in connection with the transportation
services we provide, we or our independent contractors could be forced to bear. In addition, war or risk of war also
may  have  an  adverse  effect  on  the  economy.  A  decline  in  economic  activity  could  adversely  affect  our  revenue  or
restrict our future growth. Instability in the financial markets as a result of terrorism or war also could affect our ability
to raise capital. In addition, the insurance premiums charged for some or all of the coverage currently maintained by
us could increase dramatically or such coverage could be unavailable in the future.

We may be unable to successfully integrate businesses we acquire into our operations.

Integrating businesses we acquire may involve unanticipated delays, costs or other operational or financial problems.
Successful integration of the businesses we acquire depends on a number of factors, including our ability to transition
acquired companies to our information systems. In integrating businesses we acquire, we may not achieve expected
economies of scale or profitability or realize sufficient revenues to justify our investment. We also face the risk that an
unexpected  problem  at  one  of  the  companies  we  acquire  will  require  substantial  time  and  attention  from  senior
management,  diverting  management’s  attention  from  other  aspects  of  our  business.  We  cannot  be  certain  that  our
management and operational controls will be able to support us as we grow.

Risks Related to Our Common Stock

The  Chairman  of  our  board  of  directors  holds  a  controlling  interest  in  us;  therefore,  the  influence  of  our  public
shareholders  over  significant  corporate  actions  is  limited,  and  we  are  not  subject  to  certain  corporate  governance
standards that apply to other publicly traded companies. 

Matthew T. Moroun, the Chairman of our Board of Directors, and a trust of which Mr. Moroun is a co-trustee together,
own approximately 58.7% of our outstanding common stock. As a result, Mr. Moroun has the power to:

●

●

●

●

control all matters submitted to our shareholders;

elect our directors;

adopt, extend or remove any anti-takeover provisions that are available to us; and

exercise control over our business, policies and affairs.

This  concentration  of  ownership  could  limit  the  price  that  some  investors  might  be  willing  to  pay  for  shares  of  our
common stock, and our ability to engage in significant transactions, such as a merger, acquisition or liquidation, will
require the consent of Mr. Moroun. Conflicts of interest could arise between us and Mr. Moroun, and any conflict of
interest  may  be  resolved  in  a  manner  that  does  not  favor  us.  Accordingly,  Mr.  Moroun  could  cause  us  to  enter  into
transactions  or  agreements  of  which  our  other  shareholders  would  not  approve  or  make  decisions  with  which  they
may disagree. Because of Mr. Moroun’s level of ownership, we have elected to be treated as a controlled company in
accordance with the rules of the NASDAQ Stock Market. Accordingly, we are not required to comply with NASDAQ
Stock Market rules which would otherwise require a majority of our Board to be comprised of independent directors
and  require  our  Board  to  have  a  compensation  committee  and  a  nominating  and  corporate  governance  committee
comprised of independent directors.

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Mr.  Moroun  may  continue  to  retain  control  of  us  for  the  foreseeable  future  and  may  decide  not  to  enter  into  a
transaction  in  which  shareholders  would  receive  consideration  for  our  common  stock  that  is  much  higher  than  the
then-current market price of our common stock. In addition, Mr. Moroun could elect to sell a controlling interest in us to
a  third-party  and  our  other  shareholders  may  not  be  able  to  participate  in  such  transaction  or,  if  they  are  able  to
participate in such a transaction, such shareholders may receive less than the then-current fair market value of their
shares. Any decision regarding ownership of us that Mr. Moroun may make at some future time will be in his absolute
discretion, subject to applicable laws and fiduciary duties.

Our stock trading volume may not provide adequate liquidity for investors.

Although shares of our common stock are traded on the NASDAQ Global Market, the average daily trading volume in
our  common  stock  is  less  than  that  of  other  larger  transportation  and  logistics  companies.  A  public  trading  market
having the desired characteristics of depth, liquidity and orderliness depends on the presence in the marketplace of a
sufficient number of willing buyers and sellers of the common stock at any given time. This presence depends on the
individual decisions of investors and general economic and market conditions over which we have no control. Given
the daily average trading volume of our common stock, significant sales of the common stock in a brief period of time,
or  the  expectation  of  these  sales,  could  cause  a  decline  in  the  price  of  our  common  stock.  Additionally,  low  trading
volumes may limit a stockholder’s ability to sell shares of our common stock.

We currently do not intend to pay future dividends on our common stock.

We  currently  do  not  anticipate  paying  future  cash  dividends  on  our  common  stock.  Any  determination  to  pay  future
dividends and other distributions in cash, stock, or property by the Company in the future will be at the discretion of
our Board of Directors and will be dependent on then-existing conditions, including our financial condition and results
of  operations  and  contractual  restrictions.  Therefore,  stockholders  should  not  rely  on  future  dividend  income  from
shares of our common stock.

Item 1B. Unresolved Staff Comments.

None.

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Item 2. Properties.

Our executive offices and primary terminal facilities, which we own, are located in Tontitown, Arkansas. These facilities
are  located  on  approximately  49.3  acres  and  consist  of  114,403  square  feet  of  office  space  and  maintenance  and
storage facilities.

Our  subsidiaries  lease  facilities  in  Indianapolis,  Indiana;  Romulus,  Michigan;  North  Jackson,  Ohio;  Tahlequah,
Oklahoma;  and  Monterrey,  Mexico.  Our  terminal  facilities  in  North  Little  Rock,  Arkansas;  Columbia,  Mississippi;
Willard, Ohio; and Irving and Laredo, Texas are owned. The leased facilities are leased primarily on contractual terms
typically  ranging  from  one  to  five  years.  As  of  December  31,  2015,  the  following  table  provides  a  summary  of  the
ownership and types of activities conducted at each location:

Location
Tontitown, Arkansas
North Little Rock, Arkansas
Indianapolis, Indiana
Romulus, Michigan
Columbia, Mississippi
North Jackson, Ohio
Willard, Ohio
Tahlequah, Oklahoma
Irving, Texas
Laredo, Texas
Monterrey, Mexico

Own/
Lease
Own
Own
Lease
Lease
Own
Lease
Own
Lease
Own
Own
Lease

Dispatch
Office
Yes
No
No
No
No
Yes
Yes
No
Yes
Yes
No

Maintenance
Facility
Yes
Yes
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No

Safety
Training
Yes
Yes
No
No
No
Yes
No
No
Yes
Yes
No

We also have access to trailer drop and relay stations in various other locations across the country. We lease certain
of these facilities on a month-to-month basis from affiliates of our largest stockholder.

We believe that all of the properties that we own or lease are suitable for their purposes and adequate to meet our
needs.

Item 3. Legal Proceedings.

The  nature  of  our  business  routinely  results  in  litigation,  primarily  involving  claims  for  personal  injuries  and  property
damage  incurred  in  the  transportation  of  freight.  We  believe  that  all  such  routine  litigation  is  adequately  covered  by
insurance  and  that  adverse  results  in  one  or  more  of  those  cases  would  not  have  a  material  adverse  effect  on  our
financial statements.

We  are  a  defendant  in  a  collective-action  lawsuit  which  was  filed  on  August  22,  2013,  in  the  United  States  District
Court for the Western District of Arkansas. The plaintiffs, who are current and former drivers and who worked for the
Company during the period of August 22, 2010, through the date of the filing, allege claims for unpaid wages under
the Fair Labor Standards Act and the Arkansas Minimum Wage Law. The complaint alleges that the Company failed
to  pay  newly  hired  drivers  minimum  wage  during  orientation,  training,  and  while  traveling  during  normal  business
hours  and  that  the  Company  failed  to  pay  all  drivers  when  working  on  assignment  for  more  than  24  hours.  The
plaintiffs  seek  to  enjoin  the  Company  from  continuing  its  current  pay  practices  related  to  the  allegations.  They  also
seek  actual  damages,  liquidated  damages  equal  to  accrual  damages,  court  costs,  and  legal  fees.  During  2014,  the
Company reached a preliminary settlement with the plaintiffs in the amount of $3,950,000 and accordingly, reserved
this  amount,  along  with  estimated  settlement  costs,  in  its  2014  consolidated  financial  statements.  During  the  first
quarter  of  2015,  the  Company  negotiated  a  reduction  in  the  settlement  amount  to  approximately  $3,450,000.  The
settlement was approved by the court in January 2016 and we expect to make the settlement payment during 2016.
Management has determined that any losses under this claim will not be covered by existing insurance policies.

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Item 4. Mine Safety Disclosures.

Not applicable.

PART II

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity
Securities.

Our common stock is traded on the NASDAQ Global Market under the symbol PTSI. The following table sets forth, for
the quarters indicated, the range of the high and low sales prices per share for our common stock as reported on the
NASDAQ Global Market.

Fiscal Year Ended December 31, 2015

First Quarter
Second Quarter
Third Quarter
Fourth Quarter

Fiscal Year Ended December 31, 2014

First Quarter
Second Quarter
Third Quarter
Fourth Quarter

  $

  $

High

Low

63.70    $
67.61     
62.16     
45.65     

High

Low

23.00    $
29.01     
40.19     
54.74     

49.77 
54.01 
30.33 
25.65 

17.83 
19.46 
27.66 
33.71 

As of February 23, 2016, there were approximately 92 holders of record of our common stock.

Dividends

The Company paid cash dividends of $1.00 per common share during each of the months of April 2012 and December
2012. No dividends were paid during any year prior to 2012 or during 2013, 2014 or 2015. Future dividend policy and
the payment of dividends, if any, will be determined by the Board of Directors in light of circumstances then existing,
including our earnings, financial condition and other factors deemed relevant by the Board of Directors. Currently, the
Company does not intend to pay dividends in the foreseeable future.

Repurchases of Equity Securities by the Issuer

The  Company’s  stock  repurchase  program  has  been  extended  and  expanded  several  times,  most  recently  in  May
2014,  when  the  Board  of  Directors  reauthorized  500,000  shares  of  common  stock  for  repurchase  under  the  initial
September 2011 authorization. Following the reauthorization, the Company repurchased 33,341 shares of its common
stock during the remainder of 2014 under this repurchase program. The Company repurchased 31,263 shares of its
common stock during 2015 under this repurchase program.

On May 22, 2015, the Company announced a Dutch auction tender offer (the “2015 tender offer”) to repurchase up to
80,000 shares of its common stock, par value $0.01 per share, subject to the terms and conditions described in the
2015  tender  offer  pursuant  to  the  Board  of  Directors  approval  on  May  21,  2015.  On  June  23,  2015,  the  Company
extended  the  offer  and  increased  the  offer  from  80,000  shares  to  150,000  shares.  Subject  to  certain  limitations  and
legal  requirements,  the  Company  could  purchase  up  to  an  additional  2%  of  its  outstanding  shares  which  totaled
148,566 shares. The 2015 tender offer began on the date of the announcement, May 22, 2015, and expired on July 9,
2015.

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Through the 2015 tender offer, the Company’s shareholders had the opportunity to tender some or all of their shares
at  a  price  within  the  range  of  $59.00  to  $63.00  per  share.  Upon  expiration  of  the  offer,  the  Company  accepted  for
purchase a total of 298,566 shares at a price of $59.00 per share, for a total purchase price of approximately $17.8
million,  including  fees  and  commission.  The  purchases  were  settled  on  July  16,  2015.  The  Company  accounted  for
the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet as of December 31,
2015.

On December 2, 2014, the Company announced a Dutch auction tender offer (the “2014 tender offer”) to repurchase
up to 640,000 shares of its common stock, par value $0.01 per share, subject to the terms and conditions described in
the 2014 tender offer pursuant to the Board of Directors approval on November 25, 2014. Subject to certain limitations
and legal requirements, the Company could purchase up to an additional 2% of its outstanding shares which totaled
160,000 shares. The 2014 tender offer began on the date of the announcement, December 2, 2014, and expired on
December 30, 2014.

Through the 2014 tender offer, the Company’s shareholders had the opportunity to tender some or all of their shares
at  a  price  within  the  range  of  $46.00  to  $50.00  per  share.  Upon  expiration  of  the  offer,  the  Company  accepted  for
purchase a total of 571,865 shares at a price of $50.00 per share, for a total purchase price of approximately $28.7
million, including fees and commission. The purchases were settled on January 6, 2015. The Company accounted for
the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet as of December 31,
2014.

On December 2, 2013, the Company announced a Dutch auction tender offer (the “2013 tender offer”) to repurchase
up to 600,000 shares of its common stock, par value $0.01 per share, subject to the terms and conditions described in
the 2013 tender offer pursuant to the Board of Directors approval on November 27, 2013. Subject to certain limitations
and legal requirements, the Company could purchase up to an additional 2% of its outstanding shares which totaled
173,000 shares. The 2013 tender offer began on the date of the announcement, December 2, 2013, and expired on
December 30, 2013.

Through the 2013 tender offer, the Company’s shareholders had the opportunity to tender some or all of their shares
at  a  price  within  the  range  of  $19.00  to  $21.00  per  share.  Upon  expiration  of  the  offer,  the  Company  accepted  for
purchase a total of 675,000 shares at a price of $20.50 per share, for a total purchase price of approximately $13.9
million, including fees and commission. The purchases were settled on January 6, 2014. The Company accounted for
the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet as of December 31,
2013.

Securities Authorized for Issuance Under Equity Compensation Plans

See  Part  III,  Item  12,  “Security  Ownership  of  Certain  Beneficial  Owners  and  Management  and  Related  Stockholder
Matters” of this Annual Report for a presentation of compensation plans under which equity securities of the Company
are authorized for issuance.

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Performance Graph

Set forth below is a line graph comparing the yearly percentage change in the cumulative total stockholder return on
our common stock against the cumulative total return of the NASDAQ OMX Index for the NASDAQ Stock Market (U.S.
companies) and the NASDAQ OMX Index for the NASDAQ Trucking and Transportation Stocks for the period of five
years  commencing  December  31,  2010  and  ending  December  31,  2015.  The  graph  assumes  that  the  value  of  the
investment  in  our  common  stock  and  in  each  index  was  $100  on  December  31,  2010  and  that  all  dividends  were
reinvested.

COMPARISON OF CUMULATIVE TOTAL RETURN AMONG OUR COMMON STOCK,
THE NASDAQ OMX INDEX FOR THE NASDAQ STOCK MARKET (U.S. COMPANIES)
AND THE NASDAQ TRUCKING AND TRANSPORTATION STOCKS INDEX THROUGH DECEMBER 31, 2015

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Item 6. Selected Financial Data.

The  following  selected  financial  and  operating  data  should  be  read  in  conjunction  with  the  Consolidated  Financial
Statements and notes thereto included elsewhere in this Report.

2015

Year Ended December 31,
2013
(in thousands, except per share amounts)

2012

2014

2011

Statement of Operations Data:
Operating revenues:

Operating revenues, before fuel surcharge
Fuel surcharge

  $

Total operating revenues

Operating expenses:

Salaries, wages and benefits
Operating supplies and expenses
Rent and purchased transportation
Depreciation
Insurance and claims
Other
(Gain) loss on sale or disposal of property

Total operating expenses
Operating income (loss)
Non-operating income
Interest expense
Income (loss) before income taxes
Income tax expense (benefit)
Net income (loss)

Earnings (loss) per common share:
Basic

Diluted

  $

  $
  $

355,403    $
61,647     
417,050     

105,943     
89,878     
134,188     
32,346     
15,315     
8,904     
(5,754)    
380,820     
36,230     
1,516     
(2,818)    
34,928     
13,492     
21,436    $

316,584    $ 313,117    $ 297,698    $ 284,178 
75,065 
94,353     
359,243 
410,937     

89,696     
402,813     

82,935     
380,633     

108,371     
126,875     
90,831     
36,296     
20,274     
9,871     
(4,591)    
387,927     
23,010     
2,099     
(2,897)    
22,212     
8,721     
13,491    $

107,037     
137,268     
85,226     
39,088     
14,586     
8,956     
(854)    
391,307     
11,506     
1,540     
(3,375)    
9,671     
3,756     
5,915    $

108,866     
155,392     
54,011     
38,298     
13,744     
7,585     
(166)    
377,730     
2,903     
3,288     
(2,596)    
3,595     
1,416     
2,179    $

110,037 
168,567 
30,126 
34,163 
13,070 
8,525 
98 
364,586 
(5,343)
1,551 
(1,798)
(5,590)
(2,733)
(2,857)

2.94    $
2.93    $

1.69    $
1.68    $

0.68    $
0.68    $

0.25    $
0.25    $

(0.32)

(0.32)

Average common shares outstanding – Basic    
Average common shares outstanding – Diluted
(1)

7,288     

7,990     

8,662     

8,700     

9,056 

7,325     

8,034     

8,682     

8,702     

9,056 

Cash dividends declared per common share
__________
(1) Diluted income per share for 2015, 2014, and 2013 assumes the exercise of stock options to purchase an

2.00    $

-    $

-    $

-    $

  $

- 

aggregate of 44,755, 71,990, and 92,496 shares of common stock, respectively.

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2015

2014

At December 31,
2013
(in thousands)

2012

2011

Balance Sheet Data:
Total assets
Long-term debt, excluding current portion
Stockholders' equity

  $

357,995    $
99,223     
101,554     

324,605    $ 329,302    $ 317,669    $ 279,093 
44,135 
137,477 

78,583     
122,195     

70,366     
115,946     

52,293     
99,985     

2015

Year Ended December 31,
2013

2014

2012

2011  

Operating Data:
Operating ratio (1)
Average number of truckloads per week    
Average miles per trip
Total miles traveled (in thousands)
Average miles per truck
Average revenue, before fuel surcharge
per truck per day
Average revenue, before fuel surcharge
per loaded mile
Empty mile factor

  $

  $

89.8%    

92.7%    

96.3%    

99.0%    

6,388 
673 
218,418 
119,419 

5,674 
729 
209,990 
117,868 

6,120 
675 
209,837 
116,256 

5,704 
693 
200,765 
114,071 

101.9%
5,586 
687 
    195,081 
    110,215 

765 

  $

700 

  $

683 

  $

666 

  $

632 

1.53 

  $
6.8%    

1.50 

  $
6.8%    

1.49 

  $
7.3%    

1.49 

  $
8.7%    

1.49 

8.3%

1,761(3)   

1,860(2)   

At end of period:
Total company-owned/leased trucks
Average age of company-owned trucks
(in years)
Total company-owned/leased trailers
Average age of company-owned trailers
(in years)
Number of employees
__________
(1) Total operating expenses, net of fuel surcharge as a percentage of operating revenues, before fuel surcharge;
(2) Includes 482 independent contractor trucks; (3) Includes 325 independent contractor trucks; (4) Includes 357

6.34 
3,022 

3.47 
3,049 

5.19 
2,911 

6.99 
3,031 

1,800(5)    

4,943(10)   

1,837(4)   

5,170(9)   

4,983(7)   

4,919(8)   

1.52 

1.32 

1.58 

1.63 

7.09 
2,764 

1,770(6)

2.62 
4,696(11)

independent contractor trucks;

(5) Includes 220 independent contractor trucks; (6) Includes 79 independent contractor trucks; (7) Includes 80 leased

trailers;

(8) Includes 141 leased trailers; (9) Includes 91 leased trailers; (10) Includes 36 leased trailers; (11) Includes 53

leased trailers.

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Business Overview

The  Company's  administrative  headquarters  are  in  Tontitown,  Arkansas.  From  this  location  we  manage  operations
conducted through our wholly owned subsidiaries based in various locations around the United States, Mexico,  and
Canada. The operations of these subsidiaries can generally be classified into either truckload services or brokerage
and  logistics  services.  Truckload  services  include  those  transportation  services  in  which  we  utilize  company  owned
trucks  or  independent  contractor  owned  trucks.  Brokerage  and  logistics  services  consist  of  services  such  as
transportation  scheduling,  routing,  mode  selection,  transloading  and  other  value  added  services  related  to  the
transportation of freight which may or may not involve the usage of company owned or independent contractor owned
equipment. Both our truckload operations and our brokerage/logistics operations have similar economic characteristics
and are impacted by virtually the same economic factors as discussed elsewhere in this Report. All of the Company's
operations are in the motor carrier segment.

For  both  operations,  substantially  all  of  our  revenue  is  generated  by  transporting  freight  for  customers  and  is
predominantly affected by the rates per mile received from our customers, equipment utilization, and our percentage of
non-compensated miles. These aspects of our business are carefully managed and efforts are continuously underway
to achieve favorable results. Truckload services revenues, excluding fuel surcharges, represented 87.6%, 92.5% and

 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
     
       
       
       
       
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
     
 
     
 
     
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
     
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
92.6% of total revenues, excluding fuel surcharges for the twelve months ended December 31, 2015, 2014 and 2013,
respectively.

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The  main  factors  that  impact  our  profitability  on  the  expense  side  are  costs  incurred  in  transporting  freight  for  our
customers.  Currently,  our  most  challenging  costs  include  fuel,  driver  recruitment,  training,  wage  and  benefit  costs,
independent  broker  costs  (which  we  record  as  purchased  transportation),  insurance,  and  maintenance  and  capital
equipment costs.

In discussing our results of operations we use revenue, before fuel surcharge (and operating supplies and expense,
net of fuel surcharge), because management believes that eliminating the impact of this sometimes volatile source of
revenue  allows  a  more  consistent  basis  for  comparing  our  results  of  operations  from  period  to  period.  During  2015,
2014  and  2013,  approximately  $61.6  million,  $94.4  million  and  $89.7  million,  respectively,  of  the  Company's  total
revenue was generated from fuel surcharges. We also discuss certain changes in our expenses as a percentage of
revenue, before fuel surcharge, rather than absolute dollar changes. We do this because we believe the high variable
cost  nature  of  certain  expenses  makes  a  comparison  of  changes  in  expenses  as  a  percentage  of  revenue  more
meaningful than absolute dollar changes.

Results of Operations - Truckload Services

The  following  table  sets  forth,  for  truckload  services,  the  percentage  relationship  of  expense  items  to  operating
revenues, before fuel surcharges, for the periods indicated. Operating supplies and expenses are shown net of fuel
surcharges.

Operating revenues, before fuel surcharge
Operating expenses:

Salaries, wages and benefit
Operating supplies and expenses, net of fuel
surcharge
Rent and purchased transportation
Depreciation
Insurance and claims
Other
Gain on sale or disposal of property

Total operating expenses
Operating income
Non-operating income
Interest expense
Income before income taxes

Years Ended December 31,
2014

2015

2013

100.0%   

100.0%   

100.0%

33.6 

36.8 

9.1 
29.8 
10.4 
4.9 
2.8 
(1.9)    
88.7 
11.3 
0.5 
(0.9)    
10.9%   

11.1 
23.5 
12.4 
6.9 
3.3 
(1.6)    
92.4 
7.6 
0.7 
(1.0)    
7.3%   

36.7 

16.4 
21.9 
13.5 
5.0 
3.1 
(0.3)
96.3 
3.7 
0.5 
(1.1)
3.1%

2015 Compared to 2014

For the year ended December 31, 2015, truckload services revenue, before fuel surcharges, increased 6.3% to $311.2
million  as  compared  to  $292.7  million  for  the  year  ended  December  31,  2014.  The  increase  relates  primarily  to  an
increase  in  the  number  of  miles  traveled,  an  increase  in  equipment  utilization,  and  an  increase  in  the  average  rate
charged to customers. The number of miles traveled increased from 210.0 million miles during 2014 to 218.4 million
miles during 2015 primarily as a result of an increase in the average number of trucks in service, which increased from
1,781  during  2014  to  1,829  during  2015.  Also  contributing  to  the  increase  in  miles  traveled  was  an  increase  in
equipment  utilization  as  the  average  number  of  miles  traveled  each  work  day  increased  from  464  miles  per  truck
during 2014 to 470 miles per truck during 2015. The average rate charged per total mile during 2015 increased $0.03
as compared to the average rate charged during 2014.

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Salaries,  wages  and  benefits  decreased  from  36.8%  of  revenues,  before  fuel  surcharges,  during  2014  to  33.6%  of
revenues, before fuel surcharges, during 2015. The decrease relates primarily to a decrease in company driver wages
paid during 2015 as compared to company driver wages paid during 2014. Our driver pool consists of both company
drivers and third-party independent contractor drivers. Company drivers are employees of the Company and perform
services  in  company-owned  equipment  while  independent  contractors  provide  services,  under  contract,  using  their
own  equipment.  While  each  group  is  generally  compensated  on  a  per-mile  basis,  independent  contractor  payments
are  classified  in  the  Company’s  financial  statements  under  Rent  and  purchased  transportation.  The  decrease  in
Salaries,  wages  and  benefits  primarily  resulted  from  a  decrease  in  the  proportion  of  total  miles  driven  by  company
drivers  during  2015  in  comparison  to  the  proportion  of  total  miles  driven  by  company  drivers  during  2014.  This
proportional decrease was the result of an increase in the average number of independent contractors under contract
from 339 during 2014 to 414 during 2015. Also contributing to the decrease was the interaction of expenses with fixed-
cost  characteristics,  such  as  general  and  administrative  wages,  with  the  increase  in  revenues  for  the  periods
compared.

Operating supplies and expenses decreased from 11.1% of revenues, before fuel surcharges, during 2014 to 9.1% of
revenues,  before  fuel  surcharges,  during  2015.  The  decrease  relates  primarily  to  a  decrease  in  the  average
surcharge-adjusted fuel price paid per gallon of diesel fuel and to an increase in the average miles-per-gallon (“mpg”)
experienced during 2015 as compared to 2014. The average surcharge-adjusted fuel price paid per gallon of diesel
fuel decreased as a result of more favorable fuel surcharge arrangements made with customers and to an increase in
the number of independent contractors in our fleet. Fuel surcharge collections can fluctuate significantly from period to
period as they are generally based on changes in fuel prices from period to period so that during periods of rising fuel
prices  fuel  surcharge  collections  increase  while  fuel  surcharge  collections  decrease  during  periods  of  falling  fuel
prices.  Fuel  surcharge  revenue  generated  from  transportation  services  performed  by  independent  contractors  is
reflected as a reduction in net operating supplies and expenses, while fuel surcharges paid to independent contractors
for  their  services  is  reported  along  with  their  base  rate  of  pay  in  the  Rent  and  purchased  transportation  category.
These categorizations have the effect of reducing our net operating supplies and expenses while increasing the Rent
and purchased transportation category, as discussed below. The average mpg experienced increased during 2015 as
compared to the mpg experienced during 2014 as a result of replacing older trucks with newer trucks, which are more
fuel efficient. Partially offsetting this decrease was an increase in amounts paid for driver recruiting and driver training
schools during 2015 as compared to amounts paid during 2014. The increase in driver recruiting and training costs are
a result of heightened competition for qualified drivers as industry demand has increased and increased regulations
have forced some drivers to exit the profession.

Rent and purchased transportation increased from 23.5% of revenues, before fuel surcharges, during 2014 to 29.8% of
revenues, before fuel surcharges, during 2015. The increase relates primarily to an increase in driver lease expense
as  the  average  number  of  independent  contractors  under  contract  increased  from  339  during  2014  to  414  during
2015.  Also  contributing  to  the  increase  was  an  increase  in  operating  lease  payments  associated  with  the  lease  of
Company  trucks  as  the  average  number  of  Company  trucks  under  operating  lease  agreements  increased  from  213
during 2014 to 465 during 2015. The increase in costs in this category, as they relate to the increase in independent
contractors, are partially offset by a decrease in other cost categories, such as repairs and fuel, which are generally
borne by the independent contractor.

Depreciation decreased from 12.4% of revenues, before fuel surcharges, during 2014 to 10.4% of revenues,  before
fuel surcharges, during 2015. The decrease relates primarily to a decrease in the average number of company-owned
trucks as a result of leasing arrangements entered into at various times throughout 2014 for the lease of 421 Company
trucks, including 97 company-owned trucks  which  were  sold  to  a  third  party  and  then  leased  back  to  the  Company.
During  2015,  the  Company  entered  into  a  lease  agreement  for  the  lease  of  an  additional  50  trucks,  and  as  of
December 31, 2015, the Company’s truck fleet includes 462 leased trucks. The lease payments associated with these
leases are reported in the Rents and purchased transportation category.

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Insurance  and  claims  decreased  from  6.9%  of  revenues,  before  fuel  surcharges,  during  2014  to  4.9%  of  revenues,
before  fuel  surcharges,  during  2015.  The  decrease  relates  primarily  to  a  decrease  in  amounts  reserved  for  lawsuit
settlements  during  2015  as  compared  to  amounts  reserved  during  2014.  During  2014,  the  Company  reserved  an
estimated  amount  for  the  anticipated  settlement  of  a  lawsuit,  which  claimed  that  the  Company  was  in  violation  of
minimum wage laws with regard to certain activities performed by employee drivers as described in the section “Legal
Proceedings” in Item 3 of this Report.

Other expenses decreased from 3.3% of revenues, before fuel surcharges, during 2014 to 2.8% of revenues, before
fuel surcharges, during 2015. The decrease relates primarily to a decrease in amounts expensed for legal fees and
uncollectible revenue.

The  truckload  services  division  operating  ratio,  which  measures  the  ratio  of  operating  expenses,  net  of  fuel
surcharges, to operating revenues, before fuel surcharges, improved to 88.7% for 2015 from 92.4% for 2014.

2014 Compared to 2013

For the year ended December 31, 2014, truckload services revenue, before fuel surcharges, increased 0.9% to $292.7
million as compared to $290.1 million for the year ended December 31, 2013. The increase was related primarily to an
increase  in  equipment  utilization,  an  increase  in  the  average  rate  charged  to  customers  and  a  reduction  in
uncompensated miles. Although the average number of trucks declined from 1,804 during 2013 to 1,781 during 2014,
the number of miles traveled increased from 209.8 million miles during 2013 to 210.0 million miles during 2014 as a
result of an increase in the average number of miles traveled each work day from 458 miles per truck during 2013 to
464 miles per truck during 2014. The average rate charged per total mile during 2014 increased $0.01 as compared to
the average rate charged during 2013. The average percentage of uncompensated miles declined from 7.3% of total
miles for 2013 to 6.8% of total miles during 2014.

Salaries,  wages  and  benefits  increased  from  36.7%  of  revenues,  before  fuel  surcharges,  during  2013  to  36.8%  of
revenues, before fuel surcharges, during 2014. The increase related primarily to an increase in non-driver wages paid
during 2014 as compared to non-driver wages paid during 2013. The number of non-driver employees increased from
an  average  of  530  during  2013  to  an  average  of  580  during  2014  as  a  result  of  increasing  our  operations  staff  to
provide increased service to our drivers and maintenance staff in order to more efficiently maintain our equipment and
manage  maintenance  costs.  Partially  offsetting  the  increase  was  a  decrease  in  costs  associated  with  workers’
compensation benefits during 2014 as compared to 2013.

Operating supplies and expenses decreased from 16.4% of revenues, before fuel surcharges, during 2013 to 11.1% of
revenues,  before  fuel  surcharges,  during  2014.  The  decrease  related  primarily  to  a  decrease  in  the  average
surcharge-adjusted fuel price paid per gallon of diesel fuel and to an increase in the average miles-per-gallon (“mpg”)
experienced during 2014 as compared to 2013. The average surcharge-adjusted fuel price paid per gallon of diesel
fuel decreased as a result of more favorable fuel surcharge arrangements made with customers and to an increase in
the number of independent contractors in our fleet. Fuel surcharge collections can fluctuate significantly from period to
period as they are generally based on changes in fuel prices from period to period so that during periods of rising fuel
prices  fuel  surcharge  collections  increase  while  fuel  surcharge  collections  decrease  during  periods  of  falling  fuel
prices.  Fuel  surcharge  revenue  generated  from  transportation  services  performed  by  independent  contractors  is
reflected as a reduction in net operating supplies and expenses, while fuel surcharges paid to independent contractors
for  their  services  is  reported  along  with  their  base  rate  of  pay  in  the  Rent  and  purchased  transportation  category.
These categorizations have the effect of reducing our net operating supplies and expenses while increasing the Rent
and purchased transportation category, as discussed below. The average mpg experienced increased during 2014 as
compared to the mpg experienced during 2013 as a result of replacing older trucks with newer trucks, which are more
fuel efficient. The decrease also relates to a decrease in amounts paid for equipment maintenance costs during 2014
as  compared  to  amounts  paid  during  2013  as  a  result  of  replacing  older  equipment  with  new  equipment.  Partially
offsetting this decrease is an increase in amounts paid for driver recruiting and driver training schools during 2014 as
compared to amounts paid during 2013. The increase in driver recruiting and training costs were a result of heightened
competition for qualified drivers as industry demand increased and increased regulations had forced some drivers to
exit the profession.

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Rent and purchased transportation increased from 21.9% of revenues, before fuel surcharges, during 2013 to 23.5% of
revenues, before fuel surcharges, during 2014. This increase related primarily to lease payments associated with the
lease of 421 trucks, as discussed below. This increase was partially offset by a decrease in driver lease expense as a
result of fewer miles being driven by independent contractors during 2014 as compared to 2013.

Depreciation decreased from 13.5% of revenues, before fuel surcharges, during 2013 to 12.4% of revenues,  before
fuel surcharges, during 2014. The decrease related primarily to a decrease in the average number of company-owned
trucks  as  a  result  of  a  leasing  arrangement  entered  into  during  the  first  quarter  of  2014  for  the  lease  of  147  trucks,
including 97 company-owned trucks which were sold to a third party and then leased back to the Company. During the
remainder of 2014, the Company entered into lease agreements for the lease of an additional 274 trucks, and as of
December  31,  2014,  the  Company’s  truck  fleet  included  of  421  leased  trucks.  The  lease  payments  associated  with
these leases were reported in the Rents and purchased transportation category.

Insurance  and  claims  increased  from  5.0%  of  revenues,  before  fuel  surcharges,  during  2013  to  6.9%  of  revenues,
before fuel surcharges, during 2014. This increase related primarily to an estimated amount reserved during 2014 for
the anticipated settlement of a  lawsuit,  which  claims  that  the  Company  was  in  violation  of  minimum  wage  laws  with
regard to certain activities performed by employee driver as described in the section “Legal Proceedings” in Item 3 of
this Report, as well as an increase in amounts expensed for litigation costs associated with other claims. The increase
also  related  to  increases  in  the  amount  paid  for  physical  damage  insurance  premiums  during  2014  as  compared  to
2013  due  to  an  increase  in  the  value  of  the  equipment  covered  as  a  result  of  replacing  older  equipment  with  new
equipment and to obtaining physical damage coverage on our trailers effective during the fourth quarter of 2013.

Other expenses increased from 3.1% of revenues, before fuel surcharges, during 2013 to 3.3% of revenues, before
fuel surcharges, during 2014. The increase related primarily to an increase in amounts expensed for legal fees.

The  truckload  services  division  operating  ratio,  which  measures  the  ratio  of  operating  expenses,  net  of  fuel
surcharges, to operating revenues, before fuel surcharges, improved to 92.4% for 2014 from 96.3% for 2013.

Non-operating  income  increased  from  0.5%  of  revenues,  before  fuel  surcharges,  during  2013  to  0.7%  of  revenues,
before fuel surcharges, during 2014. The components of this category consist primarily of dividends earned and gains
or losses on the Company’s investments in marketable equity securities. The increase related primarily to an increase
in  the  amount  of  gains  recognized  during  2014  as  compared  to  2013  on  the  Company’s  investments  in  marketable
equity securities.

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Results of Operations - Logistics and Brokerage Services

The  following  table  sets  forth,  for  logistics  and  brokerage  services,  the  percentage  relationship  of  expense  items  to
operating revenues, before fuel surcharges, for the periods indicated. Brokerage service operations occur specifically
in  certain  divisions;  however,  brokerage  operations  occur  throughout  the  Company  in  similar  operations  having
substantially  similar  economic  characteristics.  Rent  and  purchased  transportation,  which  includes  costs  paid  to  third
party carriers, are shown net of fuel surcharges.

Operating revenues, before fuel surcharge
Operating expenses:

Salaries, wages and benefits
Operating supplies and expenses
Rent and purchased transportation
Depreciation
Insurance and claims
Other
Gain on sale or disposal of property

Total operating expenses
Operating income
Non-operating income
Interest expense
Income before income taxes

2015 Compared to 2014

Years Ended December 31,
2014

2015

2013

100.0%   

100.0%   

100.0%

3.1 
0.0 
94.0 
0.0 
0.0 
0.6 
0.0 
97.7 
2.3 
0.2 
(0.4)    
2.1%   

2.7 
0.0 
93.0 
0.0 
0.4 
0.4 
0.0 
96.5 
3.5 
0.1 
(0.2)    
3.4%   

2.6 
0.0 
94.3 
0.0 
0.0 
0.4 
0.0 
97.3 
2.7 
0.1 
(0.3)
2.5%

For the year ended December 31, 2015, logistics and brokerage services revenues, before fuel surcharges, increased
85.1%  to  $44.2  million  as  compared  to  $23.9  million  for  the  year  ended  December  31,  2014.  The  increase  was
primarily the result of an increase in the number of loads brokered during 2015 as compared to 2014.

Salaries, wages and benefits increased from 2.7% of revenues, before fuel surcharges, in 2014 to 3.1% of revenues,
before  fuel  surcharges,  in  2015.  The  increase  relates  to  an  increase  in  the  number  of  employees  employed  by  the
logistics and brokerage services division as the Company continues its efforts to expand this division.

Rent  and  purchased  transportation  increased  from  93.0%  of  revenues,  before  fuel  surcharges,  in  2014  to  94.0%  of
revenues, before fuel surcharges, in 2015. The increase relates to an increase in amounts paid to third party logistics
and brokerage service providers.

The logistics and brokerage services division operating ratio, which measures the ratio of operating expenses, net of
fuel surcharges, to operating revenues, before fuel surcharges, increased to 97.7% for 2015 from 96.5% for 2014.

2014 Compared to 2013

For the year ended December 31, 2014, logistics and brokerage services revenues, before fuel surcharges, increased
3.6% to $23.9 million as compared to $23.0 million for the year ended December 31, 2013. The increase was primarily
the result of an increase in the brokered load rates during 2014 as compared to 2013.

Rent and purchased transportation decreased from 94.3% of revenues, before fuel surcharges, in 2013 to 93.0% of
revenues,  before  fuel  surcharges,  in  2014.  The  decrease  related  to  a  decrease  in  amounts  charged  by  third  party
logistics and brokerage service providers.

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Insurance and claims increased to 0.4% of revenues, before fuel surcharges, in 2014 compared to 2013. This increase
related primarily to an estimated amount reserved during 2014 for the anticipated settlement of a lawsuit, which claims
that  the  Company  was  in  violation  of  minimum  wage  laws  with  regard  to  certain  activities  performed  by  employee
drivers as mentioned in the section “Legal Proceedings” in Item 3 of this Report, as well as an increase in amounts
expensed for litigation costs associated with other claims.

The logistics and brokerage services division operating ratio, which measures the ratio of operating expenses, net of
fuel surcharges, to operating revenues, before fuel surcharges, improved to 96.5% for 2014 from 97.3% for 2013.

Results of Operations - Combined Services

2015 Compared to 2014

Income tax expense was approximately $13.5 million in 2015 resulting in an effective rate of 38.6%, as compared to
an income tax expense of approximately $8.7 million in 2014 resulting in an effective rate of 39.3%. The effective tax
rate  differs  from  the  statutory  rate  primarily  due  to  the  existence  of  partially  non-deductible  meal  and  incidental
expense  per-diem  payments  to  company  drivers.  Per-diem  payments  may  cause  a  significant  difference  in  the
Company’s effective tax rate from period-to-period as the proportion of non-deductible expenses to pre-tax net income
increases or decreases.

In determining whether a tax asset valuation allowance is necessary, management, in accordance with the provisions
of Accounting Standards Codification (“ASC”) 740-10-30, weighs all available evidence, both positive and negative to
determine whether, based on the weight of that evidence, a valuation allowance is necessary. If negative conditions
exist  which  indicate  a  valuation  allowance  might  be  necessary,  consideration  is  then  given  to  what  effect  the  future
reversals of existing taxable temporary differences and the availability of tax strategies might have on future taxable
income to determine the amount, if any, of the required valuation allowance. As of December 31, 2015, management
determined  that  the  future  reversals  of  existing  taxable  temporary  differences  and  available  tax  strategies  would
generate  sufficient  future  taxable  income  to  realize  its  tax  assets  and  therefore  a  valuation  allowance  was  not
necessary.

The Company recognizes a tax benefit from an uncertain tax position only if it is more likely than not that the position
will be sustained on examination by taxing authorities, based on the technical merits of the position. As of December
31, 2015, an adjustment to the Company’s consolidated financial statements for uncertain tax positions has not been
required as management believes that the Company’s tax positions taken in income tax returns filed or to be filed are
supported  by  clear  and  unambiguous  income  tax  laws.  The  Company  recognizes  interest  and  penalties  related  to
uncertain  income  tax  positions,  if  any,  in  income  tax  expense.  During  2015  and  2014,  the  Company  has  not
recognized or accrued any interest or penalties related to uncertain income tax positions.

The Company and its subsidiaries are subject to U.S. and Canadian federal income tax laws as well as the income tax
laws of multiple state jurisdictions. The major tax jurisdictions in which we operate generally provide for a deficiency
assessment  statute  of  limitation  period  of  three  years  and  as  a  result,  the  Company’s  tax  years  2012  and  forward
remain open to examination in those jurisdictions.

The combined net income for all divisions was $21.4 million, or 6.0% of revenues, before fuel surcharge, for 2015 as
compared to the combined net income for all divisions of $13.5 million or 4.3% of revenues, before fuel surcharge, for
2014. The increase in net income resulted in an increase in diluted earnings per share to $2.93 for 2015 from a diluted
earnings per share of $1.68 for 2014.

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2014 Compared to 2013

Income tax expense was approximately $8.7 million in 2014 resulting in an effective rate of 39.3%, as compared to an
income tax expense of approximately $3.8 million in 2013 resulting in an effective rate of 38.8%. The effective tax rate
differs  from  the  statutory  rate  primarily  due  to  the  existence  of  partially  non-deductible  meal  and  incidental  expense
per-diem  payments  to  company  drivers.  Per-diem  payments  may  cause  a  significant  difference  in  the  Company’s
effective tax rate from period-to-period as the proportion of non-deductible expenses to pre-tax net income increases
or decreases.

In determining whether a tax asset valuation allowance is necessary, management, in accordance with the provisions
of Accounting Standards Codification (“ASC”) 740-10-30, weighs all available evidence, both positive and negative to
determine whether, based on the weight of that evidence, a valuation allowance is necessary. If negative conditions
exist  which  indicate  a  valuation  allowance  might  be  necessary,  consideration  is  then  given  to  what  effect  the  future
reversals of existing taxable temporary differences and the availability of tax strategies might have on future taxable
income to determine the amount, if any, of the required valuation allowance. As of December 31, 2014, management
determined  that  the  future  reversals  of  existing  taxable  temporary  differences  and  available  tax  strategies  would
generate  sufficient  future  taxable  income  to  realize  its  tax  assets  and  therefore  a  valuation  allowance  was  not
necessary.

As of December 31, 2014, there were no significant unrecognized tax benefits and an adjustment to the Company’s
consolidated  financial  statements  for  uncertain  tax  positions  was  not  required  as  management  believes  that  the
Company’s  significant  tax  positions  taken  in  income  tax  returns  filed  or  to  be  filed  are  supported  by  clear  and
unambiguous income tax laws.

The Company and its subsidiaries are subject to U.S. and Canadian federal income tax laws as well as the income tax
laws of multiple state jurisdictions. The major tax jurisdictions in which we operate generally provide for a deficiency
assessment  statute  of  limitation  period  of  three  years  and  as  a  result,  the  Company’s  tax  years  2011  and  forward
remained open to examination in those jurisdictions.

The combined net income for all divisions was $13.5 million, or 4.3% of revenues, before fuel surcharge, for 2014 as
compared to the combined net income for all divisions of $5.9 million or 1.9% of revenues, before fuel surcharge, for
2013. The increase in net income resulted in an increase in diluted earnings per share to $1.68 for 2014 from a diluted
earnings per share of $0.68 for 2013.

Quarterly Results of Operations

The  following  table  presents  selected  consolidated  financial  information  for  each  of  our  last  eight  fiscal  quarters
through December 31, 2015. The information has been derived from unaudited consolidated financial statements that,
in the opinion of management, reflect all adjustments, consisting of normal recurring adjustments, necessary for a fair
presentation of the quarterly information.

  Mar. 31,
2015

    June 30,

    Sept. 30,

    Dec. 31,

    Mar. 31,

    June 30,

    Sept. 30,

    Dec. 31,

2015

2015

2015

2014

2014

2014

2014

Quarter Ended

(unaudited)
(in thousands, except earnings per share data)

Operating

revenues   $ 99,483    $ 108,033    $ 107,110    $ 102,424    $ 97,820    $ 104,343    $ 107,059    $ 101,715 

Total

operating
expenses    

Operating
income

Net income    
Income per
common
share:

90,336     

96,151     

96,884     

97,449     

94,975     

95,754     

98,609     

98,589 

9,147     
5,369     

11,882     
7,039     

10,226     
5,795     

4,975     
3,233     

2,845     
1,357     

8,589     
4,945     

8,450     
5,057     

3,126 
2,132 

Basic

Diluted

  $
  $

0.72    $
0.72    $

0.95    $
0.94    $

0.81    $
0.80    $

0.45    $
0.45    $

0.17    $
0.17    $

0.62    $
0.62    $

0.63    $
0.63    $

0.27 

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Liquidity and Capital Resources

Our  business  has  required,  and  will  continue  to  require,  a  significant  investment  in  new  revenue  equipment.  Our
primary sources of liquidity have been funds provided by operations, proceeds from the sales of revenue equipment,
borrowings  under  our  lines  of  credit,  installment  notes  and  investment  margin  account,  and  issuances  of  equity
securities.

During 2015, we generated $61.5 million in cash from operating activities compared to $55.3 million and $43.2 million
in 2014 and 2013, respectively. Investing activities used $85.5 million in cash during 2015 compared to $0.1 million
and  $44.3  million  in  2014  and  2013,  respectively.  The  cash  used  for  investing  activities  in  all  three  years  related
primarily  to  the  purchase  of  revenue  equipment  such  as  trucks  and  trailers  or  related  equipment  such  as  auxiliary
power units. Financing activities used $3.5 million in cash during 2015 compared to $28.7 million in cash used during
2014 and $1.8 million in cash provided during 2013. See the Consolidated Statements of Cash Flows in Item 8 of this
Report.

Our primary use of funds is for the purchase of revenue equipment. We typically use installment notes, our existing
lines of credit on an interim basis, proceeds from the sale or trade of equipment, and cash flows from operations, to
finance capital expenditures and repay long-term debt. During 2015 and 2014, we utilized cash on hand, installment
notes,  and  our  lines  of  credit  to  finance  revenue  equipment  purchases  of  approximately  $122.3  million  and  $26.7
million, respectively.

Occasionally we finance the acquisition of revenue equipment through installment notes with fixed interest rates and
terms ranging from 36 to 60 months. At December 31, 2015, the Company’s subsidiaries had combined outstanding
indebtedness  under  such  installment  notes  of  $129.3  million.  These  installment  notes  are  payable  in  monthly
installments, ranging from 36 monthly installments to 60 monthly installments, at a weighted average interest rate of
2.27%.  At  December  31,  2014,  the  Company’s  subsidiaries  had  combined  outstanding  indebtedness  under  such
installment notes of $95.2 million. These installment notes were payable in monthly installments, ranging from 36 to 60
months at a weighted average interest rate of 2.66%.

In  order  to  maintain  our  truck  and  trailer  fleet  count,  it  is  often  necessary  to  purchase  replacement  units  and  place
them in service before trade units are removed from service. The timing of this process often requires the Company to
pay for new units without any reduction in price for trade units. In this situation, the Company later receives payment
for  the  trade  units  as  they  are  delivered  to  the  equipment  vendor  and  have  passed  vendor  inspection.  During  the
twelve  months  ended  December  31,  2015  and  2014,  the  Company  received  approximately  $27.5  million  and  $15.3
million, respectively, for units delivered for trade.

During 2015, the Company maintained a $40.0 million revolving line of credit. Amounts outstanding under the
line bear interest at LIBOR (determined as of the first day of each month) plus 1.50% (1.74% at December 31, 2015),
are  secured  by  our  trade  accounts  receivable  and  mature  on  July  1,  2017.  At  December  31,  2015,  outstanding
advances on the line were approximately $10.8 million, including letters of credit totaling $0.8 million, with availability
to borrow $29.2 million.

Cash and cash equivalents decreased from $27.6 million at December 31, 2014 to $0.2 million at December 31, 2015.
The  decrease  relates  primarily  to  the  payment  of  $28.7  million  for  shares  of  our  common  stock  purchased  under  a
tender offer completed during the fourth quarter of 2014 which was paid in 2015, and to the payment of $17.8 million
for  treasury  stock  under  a  tender  offer  completed  during  the  third  quarter  of  2015.  These  cash  reductions  were
partially  offset  through  cash  flows  from  continuing  operations  and  the  sale  of  older  revenue  equipment  which  was
replaced with new revenue equipment subject to installment debt financing agreements.

Trade  accounts  receivable  decreased  from  $53.0  million  at  December  31,  2014  to  $49.3  million  at  December  31,
2015.  The  decrease  relates  primarily  to  amounts  collected  in  excess  of  freight  revenue  and  fuel  surcharge  revenue
generated,  which  flows  through  the  accounts  receivable  account,  during  2015  as  compared  to  amounts  collected
during 2014, which lagged amounts generated for freight revenue and fuel surcharge revenue.

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Accounts receivable-other decreased from $11.5 million at December 31, 2014 to $5.9 million at December 31, 2015.
The decrease relates primarily to a decrease in amounts held with the Company’s third-party qualified intermediary.
The  Company  contracts  with  a  third-party  qualified  intermediary  in  order  to  accomplish  tax-deferred,  like-kind
exchanges  related  to  its  revenue  equipment.  Under  the  program,  dispositions  of  eligible  trucks  or  trailers  and
acquisitions  of  replacement  trucks  or  trailers  are  made  in  a  form  whereby  any  associated  tax  gains  related  to  the
disposal  are  deferred.  To  qualify  for  like-kind  exchange  treatment,  we  exchange,  through  our  qualified  intermediary,
eligible trucks or trailers being disposed with trucks or trailers being acquired. Amounts held by the Company’s third-
party qualified intermediary are dependent on the timing and extent of the Company’s revenue equipment sales and/or
purchase  activities  which  can  fluctuate  significantly  from  period-to-period.  This  decrease  was  partially  offset  by  an
increase in amounts advanced to independent contractors and third party brokerage companies of approximately $1.7
million.

Prepaid expenses and deposits decreased from $10.1 million at December 31, 2014 to $8.1 million at December 31,
2015. The decrease relates to the payment of approximately $1.3 million of insurance premiums which were paid in
advance  in  December  2014  for  which  there  was  no  corresponding  payment  made  during  December  of  2015.  The
decrease also relates to a $0.5 million reduction in amounts prepaid for new tires at December 31, 2015 as compared
to amounts prepaid for new tires at December 31, 2014.

Marketable equity securities at December 31, 2015 decreased approximately $0.3 million as compared to December
31,  2014.  The  decrease  was  related  to  changes  in  market  value  of  approximately  $1.9  million,  sales  of  marketable
equity  securities  with  a  combined  cost  basis  of  approximately  $0.3  million,  other  than  temporary  write  downs  of
approximately  $0.8  million,  and  returns  of  capital  of  approximately  $0.1  million  which  were  almost  entirely  offset  by
purchases  of  marketable  equity  securities  of  approximately  $2.9  million.  At  December  31,  2015,  the  remaining
marketable equity securities have a combined cost basis of approximately $16.0 million and a combined fair market
value  of  approximately  $24.6  million.  The  Company  has  developed  a  strategy  to  invest  in  securities  from  which  it
expects  to  receive  dividends  that  qualify  for  favorable  tax  treatment,  as  well  as  appreciate  in  value.  The  Company
anticipates  that  increases  in  the  market  value  of  the  investments  combined  with  dividend  payments  will  exceed
interest rates paid on borrowings for the same period. During 2015, the Company had net unrealized pre-tax losses of
approximately $1.8 million and received dividends of approximately $1.1 million. The holding term of these securities
depends largely on the general economic environment, the equity markets, borrowing rates and the Company's cash
requirements.

Revenue  equipment,  at  December  31,  2015,  which  generally  consists  of  trucks,  trailers,  and  revenue  equipment
accessories  such  as  Qualcomm™  satellite  tracking  units  and  auxiliary  power  units,  increased  approximately  $59.8
million as compared to December 31, 2014. The increase relates primarily to the purchase of new trucks and trailers in
a greater quantity than the quantity of trucks and trailers sold. The increase is also reflective of the higher purchase
price of new trucks and trailers compared to the trucks and trailers which are being replaced and sold.

Accounts payable at December 31, 2015 decreased approximately $23.9 million as compared to December 31, 2014.
The decrease was primarily related to the payment, during the first quarter of 2015, for shares of our common stock
purchased  under  a  tender  offer  completed  during  the  fourth  quarter  of  2014  in  the  amount  of  $28.7  million.  The
decrease was partially offset by an increase in amounts accrued for revenue equipment of approximately $4.0 million
at December 31, 2015 as compared to December 31, 2014.

Current  maturities  of  long  term-debt  and  long-term  debt  fluctuations  are  reviewed  on  an  aggregate  basis  as  the
classification of amounts in each category are typically affected merely by the passage of time. Current maturities of
long-term  debt  and  long-term  debt,  on  an  aggregate  basis  at  December  31,  2015,  increased  approximately  $44.0
million as compared to December 31, 2014. The increase was related to additional borrowings received during 2015
net of the principal portion of scheduled installment note payments made during 2015.

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For 2016, we expect to purchase 450 new trucks and 1,590 new trailers while continuing to sell or trade equipment that
has reached the end of its cycle, which we expect to result in net capital expenditures of approximately $77.0 million.
Management believes we will be able to finance our near term needs for working capital over the next twelve months,
as well as acquisitions of revenue equipment during such period, with cash balances, cash flows from operations, and
borrowings believed to be available from financing sources. We will continue to have significant capital requirements
over the long-term, which may require us to incur debt or seek additional equity capital. The availability of additional
capital will depend upon prevailing market conditions, the market price of our common stock and several other factors
over which we have limited control, as well as our financial condition and results of operations. Nevertheless, based on
our anticipated future cash flows and sources of financing that we expect will be available to us, we do not expect that
we will experience any significant liquidity constraints in the foreseeable future.

Contractual Obligations and Commercial Commitments

The  following  table  sets  forth  the  Company's  contractual  obligations  and  commercial  commitments  as  of  December
31, 2015:

Payments due by period
(in thousands)

    Less than

Total

1 year

1 to 3
Years

3 to 5
Years

    More than

5 Years

Long-term debt (1)
Operating leases (2)
Total

  $

  $

156,426    $
16,895     
173,321    $

43,374    $
10,113     
53,487    $

99,355    $
6,771     
106,126    $

13,697    $
11     
13,708    $

- 
- 
- 

(1) Including interest.
(2) Represents equipment, building, facilities, and drop yard operating leases.

Off-Balance Sheet Arrangements

At  December  31,  2015,  the  Company  operated  462  trucks  under  operating  lease  agreements.  These  lease
agreements  do  not  require  any  residual  value  guarantees;  however,  the  trucks  must  meet  certain  normal  wear  and
tear conditions upon return to lessor at the end of the lease term.

The trucks held under operating leases are not carried on our balance sheet and the respective lease payments are
reflected  in  our  consolidated  statements  of  operations  as  a  component  of  the  caption  “Rents  and  purchased
transportation.” Rent expense related to the trucks under the operating lease agreements totaled approximately $10.2
million for the year ended December 31, 2015.

Insurance

The Company maintains certain insurance coverages for physical damage, auto liability, and cargo loss risks as well
as other general business risks. This coverage is provided through insurance policies with various insurance carriers
which have per occurrence deductibles of up to $10,000. During October 2015, the Company began self-insuring its
trailer fleet for physical damage losses. The Company maintains workers’ compensation coverage in Arkansas, Ohio,
Oklahoma,  Mississippi,  and  Florida  with  a  $500,000  self-insured  retention  and  a  $500,000  per  occurrence  excess
policy. The Company has elected to opt out of workers' compensation coverage in Texas and is providing coverage
through the P.A.M. Texas Injury Plan. The Company has reserved for estimated losses to pay such claims as well as
claims incurred but not yet reported. The Company has not experienced any adverse trends involving differences in
claims  experienced  versus  claims  estimates  for  workers’  compensation  claims.  Letters  of  credit  aggregating
approximately  $600,000  and  certificates  of  deposit  totaling  $300,000  are  held  by  banks  as  security  for  workers’
compensation claims. The Company self insures for employee health claims with a stop loss of $325,000 per covered
employee per year and estimates its liability for claims incurred but not reported.

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Inflation

Inflation  has  an  impact  on  most  of  our  operating  costs.  Over  the  past  three  years,  the  effect  of  inflation  has  been
minimal.

Adoption of Accounting Policies

See “Item 8. Financial Statements and Supplementary Data, Note 1 to the Consolidated Financial Statements -
Recent Accounting Pronouncements.”

Critical Accounting Policies

The  preparation  of  financial  statements  in  accordance  with  accounting  principles  generally  accepted  in  the  United
States of America requires management to adopt accounting policies and make significant judgments and estimates
that  impact  the  amounts  reported  in  our  consolidated  financial  statements  and  accompanying  notes.  Therefore,  the
reported  amounts  of  assets,  liabilities,  revenue,  expenses,  and  associated  disclosures  of  contingent  assets  and
liabilities  are  affected  by  judgments  and  estimates.  In  many  cases,  there  are  alternative  assumptions,  policies,  or
estimation  techniques  that  could  be  used.  Management  evaluates  its  assumptions,  policies,  and  estimates  on  an
ongoing  basis,  utilizing  historical  experience,  and  other  methods  considered  reasonable  in  the  particular
circumstances.  Nevertheless,  actual  results  may  differ  significantly  from  our  estimates  and  assumptions,  and  it  is
possible  that  materially  different  amounts  would  be  reported  using  differing  estimates  or  assumptions.  Management
considers our critical accounting policies to be those that require more significant judgments and estimates when we
prepare our consolidated financial statements. Our critical accounting policies include the following:

Accounts  receivable  and  allowance  for  doubtful  accounts .  Accounts  receivable  are  presented  in  the  Company’s
consolidated financial statements net of an allowance for estimated uncollectible amounts. Management estimates this
allowance based upon an evaluation of the aging of our customer receivables and historical write-offs, as well as other
trends  and  factors  surrounding  the  credit  risk  of  specific  customers.  The  Company  continually  updates  the  history  it
uses to make these estimates so as to reflect the most recent trends, factors and other information available. In order
to gather information regarding these trends and factors, the Company also performs ongoing credit evaluations of its
customers. Customer receivables are considered to be past due when payment has not been received by the invoice
due  date.  Write-offs  occur  when  we  determine  an  account  to  be  uncollectible  and  could  differ  from  the  allowance
estimate as a result of a number of factors, including unanticipated changes in the overall economic environment or
factors  and  risks  surrounding  a  particular  customer.  Management  believes  its  methodology  for  estimating  the
allowance  for  doubtful  accounts  to  be  reliable;  however,  additional  allowances  may  be  required  if  the  financial
condition  of  our  customers  were  to  deteriorate  and  could  have  a  material  effect  on  the  Company’s  consolidated
financial statements.

Depreciation of trucks and trailers . Depreciation of trucks and trailers is calculated by the straight-line method over the
assets estimated useful life, which range from three to 12 years, down to an estimated salvage value at the end of the
assets estimated useful life. Management must use its judgment in the selection of estimated useful lives and salvage
values  for  purposes  of  this  calculation.  In  some  cases,  the  Company  has  agreements  in  place  with  certain
manufacturers whereby salvage values are guaranteed by the manufacturer. In other cases, where salvage values are
not  guaranteed,  estimates  of  salvage  value  are  based  on  the  expected  market  values  of  equipment  at  the  time  of
disposal.

The depreciation of trucks and trailers over their estimated useful lives and the determination of any salvage value also
require  management  to  make  judgments  about  future  events.  Therefore,  the  Company’s  management  periodically
evaluates  whether  changes  to  estimated  useful  lives  or  salvage  values  are  necessary  to  ensure  these  estimates
accurately reflect the economic reality of the assets. This periodic evaluation may result in changes in the estimated
lives  and/or  salvage  values  used  by  the  Company  to  depreciate  its  assets,  which  can  affect  the  amount  of  periodic
depreciation expense recognized and, ultimately, the gain or loss on the disposal of an asset. Future changes in our
estimated  useful  life  or  salvage  value  estimates,  or  fluctuations  in  market  value  that  is  not  reflected  in  current
estimates, could have a material effect on the Company’s consolidated financial statements.

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Impairment of long-lived assets.   Long-lived  assets  are  reviewed  for  impairment  in accordance with Topic ASC 360,
“Property,  Plant,  and  Equipment”.  This  authoritative  guidance  provides  that  whenever  there  are  certain  significant
events or changes in circumstances the value of long-lived assets or groups of assets must be tested to determine if
their value can be recovered from their future cash flows. In the event that undiscounted cash flows expected to be
generated  by  the  asset  are  less  than  the  carrying  amount,  the  asset  or  group  of  assets  must  be  evaluated  for
impairment. Impairment exists if the carrying value of the asset exceeds its fair value.

Significantly all of the Company’s cash flows from operations are generated by trucks and trailers, and as such, the
cost of other long-lived assets are funded by those operations. Therefore, management tests for the recoverability of
all of the Company’s long-lived assets as a single group at the entity level and examines the forecasted future cash
flows generated by trucks and trailers, including their eventual disposition, to determine if those cash flows exceed the
carrying  value  of  the  long-lived  assets.  Forecasted  cash  flows  are  estimated  using  assumptions  about  future
operations. To the extent that facts and circumstances change in the future, our estimates of future cash flows may
also  change  either  positively  or  negatively.  In  light  of  the  Company’s  market  capitalization  during  2015  and  net
operating profits of the Company for the years ended December 31, 2015 and 2014, no impairment indicators existed
which required management to test the Company’s long-lived assets for recoverability as of December 31, 2015. As
such, no impairment losses were recorded during 2015.

Claims accruals. The Company is self-insured for health and workers' compensation benefits up to certain stop-loss
limits. Such costs are accrued based on known claims and an estimate of incurred, but not reported (IBNR) claims.
IBNR  claims  are  estimated  using  historical  lag  information  and  other  data  either  provided  by  outside  claims
administrators or developed internally. Actual claims payments may differ from management’s estimates as a result of
a  number  of  factors,  including  evaluation  of  severity,  increases  in  legal  or  medical  costs,  and  other  case-specific
factors. The actual claims payments are charged against the Company’s recorded accrued claims liabilities and have
been reasonable with respect to the estimates of the liabilities made under the Company’s methodology. However, the
estimation  process  is  generally  subjective,  and  to  the  extent  that  future  actual  results  materially  differ  from  original
estimates  made  by  management,  adjustments  to  recorded  accruals  may  be  necessary  which  could  have  a  material
effect on the Company’s consolidated financial statements. Based upon our 2015 health and workers' compensation
expenses, a 10% increase in both claims incurred and IBNR claims, would increase our annual health and workers'
compensation expenses by $0.7 million.

Revenue recognition. Revenue is recognized in full upon completion of delivery to the receiver's location. For freight in
transit  at  the  end  of  a  reporting  period,  the  Company  recognizes  revenue  pro  rata  based  on  relative  transit  time
completed as a portion of the estimated total transit time. Expenses are recognized as incurred.

Income Taxes. The Company’s deferred tax assets and liabilities represent items that will result in taxable income or a
tax  deduction  in  future  years  for  which  the  Company  has  already  recorded  the  related  tax  expense  or  benefit  in  its
consolidated  statements  of  operations.  Deferred  tax  accounts  arise  as  a  result  of  timing  differences  between  when
items are recognized in the Company’s consolidated financial statements compared to when they are recognized  in
the  Company’s  tax  returns.  In  establishing  the  Company’s  deferred  income  tax  assets  and  liabilities,  management
makes judgments and interpretations based on the enacted tax laws and published tax guidance that are applicable to
its operations. Deferred income tax assets and liabilities are measured using enacted tax rates expected to apply to
taxable income in the years in which those temporary differences are expected to be recovered or settled.

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In determining whether a tax asset valuation allowance is necessary, management, in accordance with the provisions
of  ASC  740-10-30,  weighs  all  available  evidence,  both  positive  and  negative  to  determine  whether,  based  on  the
weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions  exist  which  indicate  a  valuation
allowance  might  be  necessary,  consideration  is  then  given  to  what  effect  the  future  reversals  of  existing  taxable
temporary  differences  and  the  availability  of  tax  strategies  might  have  on  future  taxable  income  to  determine  the
amount, if any, of the required valuation allowance. Significant management judgment is required as it relates to future
taxable  income,  future  capital  gains,  tax  settlements,  valuation  allowances,  and  the  Company’s  ability  to  utilize  tax
loss and credit carryforwards. As of December 31, 2015, management determined that the future reversals of existing
taxable temporary differences and available tax strategies would generate sufficient future taxable income to realize its
tax assets and therefore a valuation allowance was not necessary.

Management believes that future tax consequences have been adequately provided for based on the current facts and
circumstances and current tax law. However, should current circumstances change or the Company’s tax positions be
challenged,  different  outcomes  could  result  which  could  have  a  material  effect  on  the  Company’s  consolidated
financial statements.

Item 7A. Quantitative and Qualitative Disclosures about Market Risk.

Our primary market risk exposures include equity price risk, interest rate risk, commodity price risk (the price paid to
obtain diesel fuel for our trucks), and foreign currency exchange rate risk. The potential adverse impact of these risks
are discussed below.

The  following  sensitivity  analyses  do  not  consider  the  effects  that  an  adverse  change  may  have  on  the  overall
economy nor do they consider additional actions we may take to mitigate our exposure to such changes. Actual results
of changes in prices or rates may differ materially from the hypothetical results described below.

Equity Price Risk

We  hold  certain  actively  traded  marketable  equity  securities  which  subjects  the  Company  to  fluctuations  in  the  fair
market  value  of  its  investment  portfolio  based  on  current  market  price.  The  recorded  value  of  marketable  equity
securities decreased to $24.6 million at December 31, 2015 from $24.9 million at December 31, 2014. The decrease
was  related  to  changes  in  market  value  of  approximately  $1.9  million,  sales  of  marketable  equity  securities  with  a
combined cost basis of approximately $0.3 million, other than temporary write downs of approximately $0.8 million, and
returns  of  capital  of  approximately  $0.1  million  which  were  almost  entirely  offset  by  purchases  of  marketable  equity
securities of approximately $2.9 million. A 10% decrease in the market price of our marketable equity securities would
cause a corresponding 10% decrease in the carrying amounts of these securities, or approximately $2.5 million. For
additional  information  with  respect  to  the  marketable  equity  securities,  see  Note  3  to  our  consolidated  financial
statements.

Interest Rate Risk

Our  line  of  credit  bears  interest  at  a  floating  rate  equal  to  LIBOR  plus  a  fixed  percentage.  Accordingly,  changes  in
LIBOR, which are affected by changes in interest rates, will affect the interest rate on, and therefore our costs under,
the line of credit. Assuming $10.0 million of variable rate debt was outstanding under our line of credit for a full fiscal
year, a hypothetical 100 basis point increase in LIBOR would result in approximately $100,000 of additional interest
expense.

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Commodity Price Risk

Prices and availability of all petroleum products are subject to political, economic and market factors that are generally
outside of our control. Accordingly, the price and availability of diesel fuel, as well as other petroleum products, can be
unpredictable. Because our operations are dependent upon diesel fuel, significant increases in diesel fuel costs could
materially  and  adversely  affect  our  results  of  operations  and  financial  condition.  Based  upon  our  2015  fuel
consumption,  a  10%  increase  in  the  average  annual  price  per  gallon  of  diesel  fuel  would  increase  our  annual  fuel
expenses by approximately $5.1 million.

Foreign Currency Exchange Rate Risk

We are exposed to foreign currency exchange rate risk related to the activities of our branch office located in Mexico.
Currently, we do not hedge our exchange rate exposure through any currency forward contracts, currency options, or
currency swaps as all of our revenues, and substantially all of our expenses and capital expenditures, are transacted
in U.S. dollars. However, certain operating expenditures and capital purchases related to our Mexico branch office are
incurred within or exposed to fluctuations in the exchange rate between the U.S. Dollar and the Mexican peso. Based
on  2015  expenditures  denominated  in  pesos,  a  10%  increase  in  the  exchange  rate  would  increase  our  annual
operating expenses by approximately $55,000.

Item 8. Financial Statements and Supplementary Data.

The following statements are filed with this report:

Report of Independent Registered Public Accounting Firm – Grant Thornton LLP
Consolidated Balance Sheets - December 31, 2015 and 2014
Consolidated Statements of Operations - Years ended December 31, 2015, 2014 and 2013
Consolidated Statements of Comprehensive Income - Years ended December 31, 2015, 2014 and 2013
Consolidated Statements of Stockholders’ Equity - Years ended December 31, 2015, 2014 and 2013
Consolidated Statements of Cash Flows - Years ended December 31, 2015, 2014 and 2013
Notes to Consolidated Financial Statements

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REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Directors and Stockholders
P.A.M. Transportation Services, Inc.

We have audited the accompanying consolidated  balance sheets of P.A.M. Transportation Services, Inc. (a Delaware
corporation) and  subsidiaries  (the  “Company”)  as  of  December  31,  2015  and  2014,  and  the  related  consolidated
statements of operations, comprehensive income, stockholders’ equity, and cash flows for each of the three years in
the  period  ended  December  31,  2015.  These  financial  statements  are  the  responsibility  of  the  Company’s
management. Our responsibility is to express an opinion on these financial statements based on our audits.

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board
(United  States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about
whether  the  financial  statements  are  free  of  material  misstatement.  An  audit  includes  examining,  on  a  test  basis,
evidence  supporting  the  amounts  and  disclosures  in  the  financial  statements.  An  audit  also  includes  assessing  the
accounting principles used and significant estimates made by management, as well as evaluating the overall financial
statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the
financial position of P.A.M. Transportation Services, Inc. and subsidiaries as of December 31, 2015 and 2014, and the
results of their operations and their  cash flows for each of the three years in the period ended December 31, 2015 in
conformity with accounting principles generally accepted in the United States of America.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United
States),  the  Company’s  internal  control  over  financial  reporting  as  of  December  31,  2015,  based  on  criteria
established in the 2013 Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations
of  the  Treadway  Commission  (COSO),  and  our  report  dated  March  15,  2016  expressed  an  unqualified  opinion
thereon.

/s/ GRANT THORNTON LLP

Tulsa, Oklahoma
March 15, 2016

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Table Of Contents

P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS
DECEMBER 31, 2015 AND 2014
(in thousands, except share and per share data)  

ASSETS

CURRENT ASSETS:

Cash and cash equivalents
Accounts receivable—net:

Trade, less allowance of $549 and $1,611, respectively
Other
Inventories
Prepaid expenses and deposits
Marketable equity securities
Income taxes refundable

Total current assets

PROPERTY AND EQUIPMENT:

Land
Structures and improvements
Revenue equipment
Office furniture and equipment

Total property and equipment

Accumulated depreciation

Net property and equipment

OTHER ASSETS

TOTAL ASSETS

See notes to consolidated financial statements.

- 37 -

2015

2014

  $

157    $

27,649 

49,312     
5,850     
1,890     
8,052     
24,575     
2,865     

52,983 
11,469 
1,306 
10,110 
24,895 
507 

92,701     

128,919 

5,374     
17,858     
338,853     
9,854     

4,924 
16,165 
279,079 
9,257 

371,939     

309,425 

(109,087)    

(116,178)

262,852     

193,247 

2,442     

2,439 

  $

357,995    $

324,605 

 (Continued)

 
 
 
 
   
 
 
     
       
 
     
       
 
     
       
 
   
   
   
   
   
   
 
     
       
 
   
 
     
       
 
     
       
 
   
   
   
   
 
     
       
 
   
 
     
       
 
   
 
     
       
 
   
 
     
       
 
   
 
     
       
 
 
 
 
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CONSOLIDATED BALANCE SHEETS
DECEMBER 31, 2015 AND 2014
(in thousands, except share and per share data)  

LIABILITIES AND STOCKHOLDERS' EQUITY

2015

2014

CURRENT LIABILITIES:

Accounts payable
Accrued expenses and other liabilities
Current maturities of long-term debt
Deferred income taxes— current

Total current liabilities

Long-term debt—less current portion
Deferred income taxes— less current portion
Other long-term liabilities

Total liabilities

COMMITMENTS AND CONTINGENCIES (Note 15)

  $

17,791    $
27,093     
40,025     
1,835     

41,695 
27,517 
42,908 
2,951 

86,744     

115,071 

99,223     
70,474     
-     

52,293 
57,125 
131 

256,441     

224,620 

STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value, 10,000,000 shares  authorized; none issued
Common stock, $.01 par value, 40,000,000 shares  authorized; 11,497,471 and
11,474,096 shares issued; 7,116,661 and 7,423,115 shares outstanding at
December 31, 2015 and December 31, 2014, respectively

Additional paid-in capital
Accumulated other comprehensive income
Treasury stock, at cost; 4,380,810 and 4,050,981 shares at  December 31, 2015
and December 31, 2014, respectively
Retained earnings

Total stockholders’ equity

-     

- 

115     
80,429     
5,310     

(101,779)    
117,479     

115 
79,926 
6,402 

(82,501)
96,043 

101,554     

99,985 

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

  $

357,995    $

324,605 

See notes to consolidated financial statements. 

(Concluded)

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Table Of Contents

P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF OPERATIONS
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013
(in thousands, except per share data)  

OPERATING REVENUES:

Revenue, before fuel surcharge
Fuel surcharge

2015

2014

2013

  $

355,403    $
61,647     

316,584    $
94,353     

313,117 
89,696 

Total operating revenues

417,050     

410,937     

402,813 

OPERATING EXPENSES AND COSTS:

Salaries, wages and benefits
Operating supplies and expenses
Rents and purchased transportation
Depreciation
Insurance and claims
Other
Gain on disposition of equipment

105,943     
89,878     
134,188     
32,346     
15,315     
8,904     
(5,754)    

108,371     
126,875     
90,831     
36,296     
20,274     
9,871     
(4,591)    

107,037 
137,268 
85,226 
39,088 
14,586 
8,956 
(854)

Total operating expenses and costs

380,820     

387,927     

391,307 

OPERATING INCOME

NON-OPERATING INCOME
INTEREST EXPENSE

36,230     

23,010     

11,506 

1,516     
(2,818)    

2,099     
(2,897)    

1,540 
(3,375)

INCOME BEFORE INCOME TAXES

34,928     

22,212     

9,671 

FEDERAL & STATE INCOME TAX EXPENSE:

Current
Deferred

591     
12,901     

1,209     
7,512     

159 
3,597 

Total federal & state income tax expense

13,492     

8,721     

3,756 

NET INCOME

EARNINGS PER COMMON SHARE:

Basic

Diluted

AVERAGE COMMON SHARES OUTSTANDING:

Basic

Diluted

See notes to consolidated financial statements. 

  $

  $
  $

21,436    $

13,491    $

5,915 

2.94    $
2.93    $

1.69    $
1.68    $

7,288     
7,325     

7,990     
8,034     

0.68 

0.68 

8,662 

8,682 

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P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013
(in thousands) 

2015

2014

2013

NET INCOME

  $

21,436    $

13,491    $

5,915 

Other comprehensive income (loss), net of tax:

Reclassification adjustment for realized gains on marketable

securities included in net income (1)

(646)    

(630)    

(215)

Reclassification adjustment for unrealized losses on
marketable securities included in net income (2)

516     

1     

18 

Changes in fair value of marketable securities (3)

(962)    

871     

2,122 

COMPREHENSIVE INCOME

  $

20,344    $

13,733    $

7,840 

(1)Net of deferred income taxes of $(396), $(385), and $(131), respectively.
(2)Net of deferred income taxes of $316, $0, and $11, respectively.
(3)Net of deferred income taxes of $(588), $533, and $1,298, respectively.

See notes to consolidated financial statements. 

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P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013
(in thousands, except per share data)  

Common Stock
Shares / Amount    

Additional
Paid-In
Capital

Accumulated
Other
Comprehensive
Income

Treasury

Stock    

Retained
Earnings    Total

BALANCE— January 1, 2013     8,702    $

114    $

78,448    $

4,235    $ (37,239)   $ 76,637    $122,195 

Net income
Other comprehensive
income, net of tax of
$1,178

Exercise of stock options-
shares issued including
tax benefits

Treasury stock repurchases   
Share-based compensation   

5,915     

5,915 

1,925     

1,925 

7     
(725)    

46     

317     

(14,452)    

46 
       (14,452)
317 

BALANCE— December 31,
2013

    7,984     

114     

78,811     

6,160     

(51,691)     82,552      115,946 

Net income
Other comprehensive

income, net of tax of $148   

Exercise of stock options-
shares issued including
tax benefits

Restricted stock issued
Treasury stock repurchases   
Share-based compensation   

77     
5     
(643)    

242     

       13,491      13,491 

242 

846 

1     

845     

270     

(30,810)    

       (30,810)
270 

BALANCE— December 31,
2014

    7,423     

115     

79,926     

6,402     

(82,501)     96,043      99,985 

Net income
Other comprehensive

(loss), net of tax of $(668)   

Exercise of stock options-
shares issued including
tax benefits

Restricted stock issued
Treasury stock repurchases   
Share-based compensation   

21     
3     
(330)    

(1,092)    

       21,436      21,436 

(1,092)

236 

(19,278)    

       (19,278)
267 

236     

267     

BALANCE— December 31,
2015

    7,117    $

115    $

80,429    $

5,310    $(101,779)   $ 117,479    $101,554 

See notes to consolidated financial statements.

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P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013
(in thousands) 

OPERATING ACTIVITIES:
Net income
Adjustments to reconcile net income to net cash provided by
operating activities:

Depreciation
Bad debt expense
Stock compensation—net of excess tax benefits
Sale leaseback deferred gain amortization
Provision for deferred income taxes
Reclassification of other than temporary impairment in
marketable equity securities
Recognized gain on marketable equity securities
Gain on sale or disposal of equipment
Changes in operating assets and liabilities:

Accounts receivable
Prepaid expenses, deposits, inventories, and other assets
Income taxes refundable
Trade accounts payable
Accrued expenses and other liabilities

Net cash provided by operating activities

INVESTING ACTIVITIES:

Purchases of property and equipment
Proceeds from disposition of equipment
Changes in restricted cash
Sales of marketable equity securities
Purchases of marketable equity securities, net of return of
capital

Net cash used in investing activities

FINANCING ACTIVITIES:

Borrowings under line of credit
Repayments under line of credit
Borrowings of long-term debt
Repayments of long-term debt
Borrowings under margin account
Repayments under margin account
Repurchases of common stock
Exercise of stock options

Net cash (used in) provided by financing activities

2015

2014

2013

  $

21,436    $

13,491    $

5,915 

32,346     
151     
267     
(224)    
12,901     

833     
(1,001)    
(5,754)    

1,128     
1,470     
(2,358)    
886     
(556)    
61,525     

(125,720)    
33,472     
8,012     
1,500     

(2,769)    
(85,505)    

549,955     
(539,979)    
88,018     
(53,947)    
3,005     
(2,779)    
(48,021)    
236     
(3,512)    

36,296     
456     
270     
(205)    
7,512     

1     
(1,040)    
(4,591)    

5,109     
(3,299)    
(277)    
(1,555)    
3,085     
55,253     

(28,588)    
38,902     
(7,873)    
1,720     

(4,210)    
(49)    

469,918     
(469,918)    
42,979     
(58,247)    
4,351     
(2,645)    
(16,011)    
846     
(28,727)    

39,088 
424 
317 
- 
3,597 

29 
(601)
(854)

(8,873)
4,918 
124 
(2,802)
1,888 
43,170 

(71,520)
27,304 
(120)
857 

(838)
(44,317)

422,324 
(427,741)
41,593 
(33,208)
999 
(1,693)
(508)
46 
1,812 

NET (DECREASE) INCREASE IN CASH AND CASH
EQUIVALENTS

(27,492)    

26,477     

665 

CASH AND CASH EQUIVALENTS—Beginning of year
CASH AND CASH EQUIVALENTS—End of year

  $

27,649     
157    $

1,172     
27,649    $

507 
1,172 

SUPPLEMENTAL DISCLOSURES OF CASH FLOW
INFORMATION—

Cash paid during the period for:

 
 
 
 
 
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
   
     
       
       
 
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
   
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
     
       
       
 
     
       
       
 
Interest

Income taxes

  $
  $

2,821    $
2,950    $

2,946    $
1,486    $

3,417 

77 

NONCASH INVESTING AND FINANCING ACTIVITIES—

Purchases of revenue equipment included in accounts payable   $
Purchases of common stock included in accrued expenses and
other liabilities

  $

5,031    $

1,079    $

598 

-    $

28,743    $

13,944 

See notes to consolidated financial statements.

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Table Of Contents

P.A.M. TRANSPORTATION SERVICES, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013

1. ACCOUNTING POLICIES

Description  of  Business  and  Principles  of  Consolidation –P.A.M.  Transportation  Services,  Inc.  (the
“Company”), through its subsidiaries, operates as a truckload transportation and logistics company.

The  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  wholly  owned  operating
subsidiaries: P.A.M. Transport, Inc., P.A.M. Cartage Carriers, LLC, Overdrive Leasing, LLC, Choctaw Express,
LLC, Decker Transport Co., LLC, T.T.X., LLC, Transcend Logistics, Inc., and East Coast Transport and Logistics,
LLC.  The  following  subsidiaries  were  inactive  during  all  periods  presented:  P.A.M.  International,  Inc.,  P.A.M.
Logistics Services, Inc., Choctaw Brokerage, Inc., and S & L Logistics, Inc.

Use  of  Estimates–The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally
accepted in the United States of America requires management to make estimates and assumptions that affect
the reported amounts of assets and liabilities, disclosure of any contingent assets and liabilities at the financial
statement  date  and  reported  amounts  of  revenue  and  expenses  during  the  reporting  period.  The  Company
periodically  reviews  these  estimates  and  assumptions.  The  Company's  estimates  were  based  on  its  historical
experience and various other assumptions that management believes to be reasonable under the circumstances.
Actual results could differ from those estimates.

Cash  and  Cash  Equivalents –The  Company  considers  all  highly  liquid  investments  with  a  maturity  of  three
months or less when purchased to be cash equivalents. At times cash held at banks may exceed FDIC insured
limits.

Accounts  Receivable  and  Allowance  for  Doubtful  Accounts–Accounts  receivable  are  presented  in  the
Company’s  consolidated  financial  statements  net  of  an  allowance  for  estimated  uncollectible  amounts.
Management estimates this allowance based upon an evaluation of the aging of our customer receivables and
historical  write-offs,  as  well  as  other  trends  and  factors  surrounding  the  credit  risk  of  specific  customers.  The
Company continually updates the history it uses to make these estimates so as to reflect the most recent trends,
factors  and  other  information  available.  In  order  to  gather  information  regarding  these  trends  and  factors,  the
Company also performs ongoing credit evaluations of its customers. Customer receivables are considered to be
past  due  when  payment  has  not  been  received  by  the  invoice  due  date.  Write-offs  occur  when  management
determines an account to be uncollectible and could differ from the allowance estimate as a result of a number of
factors, including unanticipated changes in the overall economic environment or factors and risks surrounding a
particular customer. Management believes its methodology for estimating the allowance for doubtful accounts to
be  reliable  however,  additional  allowances  may  be  required  if  the  financial  condition  of  our  customers  were  to
deteriorate,  and  could  have  a  material  effect  on  the  Company’s  consolidated  financial  statements  in  future
periods.

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Bank Overdrafts–The Company classifies bank overdrafts in current liabilities as an accounts payable and does
not offset other positive bank account balances located at the same or other financial institutions. Bank overdrafts
generally represent checks written that have not yet cleared the Company’s bank accounts. The majority of the
Company’s bank accounts are zero balance accounts that are funded at the time items clear against the account
by  drawings  against  a  line  of  credit,  therefore  the  outstanding  checks  represent  bank  overdrafts.  Because  the
recipients  of  these  checks  have  generally  not  yet  received  payment,  the  Company  continues  to  classify  bank
overdrafts as accounts payable. Bank overdrafts are classified as changes in accounts payable in the cash flows
from operating activities section of the Company’s Consolidated Statement of Cash Flows. Bank overdrafts as of
December 31, 2015 were approximately $467,000. There were no bank overdrafts as of December 31, 2014.

Accounts  Receivable  Other–The  components  of  accounts  receivable  other  consist  primarily  of  amounts
representing company driver advances, independent contractor advances, equipment manufacturer warranties,
and  restricted  cash.  Advances  receivable  from  company  drivers  as  of  December  31,  2015  and  2014,  were
approximately $580,000 and $486,000, respectively. Restricted cash consists of cash proceeds from the sale of
trucks and trailers under our like-kind exchange (“LKE”) tax program. See Note 11, “Federal and State Income
Taxes,” for a discussion of the Company’s LKE tax program. We classify restricted cash as a current asset within
“Accounts receivable-other” as the exchange process must be completed within 180 days in order to qualify for
income tax deferral treatment. The changes in restricted cash balances are reflected as an investing activity in
our Consolidated Statements of Cash Flows as they relate to the sales and purchases of revenue equipment.

Marketable Equity Securities–Marketable equity securities are classified by the Company as either available for
sale or trading. Securities classified as available for sale are carried at market value with unrealized gains and
losses  recognized  in  accumulated  other  comprehensive  income  in  the  statements  of  stockholders’  equity.
Securities  classified  as  trading  are  carried  at  market  value  with  unrealized  gains  and  losses  recognized  in  the
statements of operations. Realized gains and losses are computed utilizing the specific identification method.

Impairment of Long-Lived Assets –The Company reviews its long-lived assets for impairment whenever events
or changes in circumstances indicate that the carrying amount of a long-lived asset may not be recoverable. An
impairment  loss  would  be  recognized  if  the  carrying  amount  of  the  long-lived  asset  is  not  recoverable,  and  it
exceeds  its  fair  value.  For  long-lived  assets  classified  as  held  and  used,  if  the  carrying  value  of  the  long-lived
asset exceeds the sum of the future net undiscounted cash flows, it is not recoverable.

Property and Equipment–Property and equipment is recorded at historical cost, less accumulated depreciation.
For financial reporting purposes, the cost of such property is depreciated principally by the straight-line method.
For tax reporting purposes, accelerated depreciation or applicable cost recovery methods are used. Depreciation
is recognized over the estimated asset life, considering the estimated salvage value of the asset. Such salvage
values  are  based  on  estimates  using  expected  market  values  for  used  equipment  and  the  estimated  time  of
disposal which, in many cases include guaranteed residual values by the manufacturers. Gains and losses are
reflected in the year of disposal. The following is a table reflecting estimated ranges of asset useful lives by major
class of depreciable assets:

Asset Class

Service vehicles
Office furniture and equipment
Revenue equipment
Structures and improvements

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Estimated
Asset Life
(in years)

3 - 5
3 - 7
3 - 12
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The  Company’s  management  periodically  evaluates  whether  changes  to  estimated  useful  lives  and/or  salvage
values are necessary to ensure its estimates accurately reflect the economic use of the assets. During 2015 and
2014,  management  determined  that  an  adjustment  to  the  estimated  useful  lives  or  salvage  values  of  trucks  or
trailers  was  not  necessary  based  on  such  an  evaluation.  During  2013,  management  adjusted  the  estimated
useful  lives  and  salvage  values  of  certain  trucks  based  on  such  an  evaluation.  These  changes  resulted  in  a
decrease  in  depreciation  expense  of  approximately  $550,000  during  2013.  This  reduction  in  depreciation
expense  increased  the  Company’s  2013  reported  net  income  by  approximately  $340,000  ($0.04  per  diluted
share).

Inventory–Inventories  consist  primarily  of  revenue  equipment  parts,  tires,  supplies,  and  fuel.  Inventories  are
carried at the lower of cost or market with cost determined using the first in, first out method.

Prepaid  Tires–Tires  purchased  with  revenue  equipment  are  capitalized  as  a  cost  of  the  related  equipment.
Replacement  tires  are  included  in  prepaid  expenses  and  deposits  and  are  amortized  over  a  24-month  period.
Amounts paid for the recapping of tires are expensed when incurred.

Advertising  Expense–Advertising  costs  are  expensed  as  incurred  and  totaled  approximately  $988,000,
$683,000 and $662,000 for the years ended December 31, 2015, 2014 and 2013, respectively.

Repairs and Maintenance –Repairs and maintenance costs are expensed as incurred.

Self-Insurance  Liability–A  liability  is  recognized  for  known  health,  workers’  compensation,  cargo  damage,
property damage and auto liability damage claims. An estimate of the incurred but not reported claims for each
type  of  liability  is  made  based  on  historical  claims  made,  estimated  frequency  of  occurrence,  and  considering
changing factors that contribute to the overall cost of insurance.

Income Taxes–The Company applies the asset and liability method of accounting for income taxes, under which
deferred taxes are determined based on the temporary differences between the financial statement and tax basis
of assets and liabilities using tax rates expected to be in effect during the years in which the basis differences
reverse.  A  valuation  allowance  is  recorded  when  it  is  more  likely  than  not  that  some  or  all  of  the  deferred  tax
assets will not be realized.

The application of income tax law to multi-jurisdictional operations such as those performed by the Company, are
inherently complex. Laws and regulations in this area are voluminous and often ambiguous. As such, we may be
required to make subjective assumptions and judgments regarding our income tax exposures. Interpretations of
and guidance surrounding income tax laws and regulations may change over time which could cause changes in
our  assumptions  and  judgments  that  could  materially  affect  amounts  recognized  in  the  consolidated  financial
statements.

We  recognize  the  impact  of  tax  positions  in  our  financial  statements.  These  tax  positions  must  meet  a  more-
likely-than-not recognition threshold to be recognized and tax positions that previously failed to meet the more-
likely-than-not threshold are recognized in the first subsequent financial reporting period in which that threshold
is  met.  Previously  recognized  tax  positions  that  no  longer  meet  the  more-likely-than-not  threshold  are
derecognized  in  the  first  subsequent  financial  reporting  period  in  which  that  threshold  is  no  longer  met.  We
recognize  potential  accrued  interest  and  penalties  related  to  unrecognized  tax  benefits  within  the  consolidated
statements of income as income tax expense.

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In  determining  whether  a  tax  asset  valuation  allowance  is  necessary,  management,  in  accordance  with  the
provisions  of  ASC  740-10-30,  weighs  all  available  evidence,  both  positive  and  negative  to  determine  whether,
based  on  the  weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions  exist  which
indicate a valuation allowance might be necessary, consideration is then given to what effect the future reversals
of  existing  taxable  temporary  differences  and  the  availability  of  tax  strategies  might  have  on  future  taxable
income  to  determine  the  amount,  if  any,  of  the  required  valuation  allowance.  As  of  December  31,  2015,
management  determined  that  the  future  reversals  of  existing  taxable  temporary  differences  and  available  tax
strategies  would  generate  sufficient  future  taxable  income  to  realize  its  tax  assets  and  therefore  a  valuation
allowance was not necessary.

Revenue Recognition–Revenue is recognized in full upon completion of delivery to the receiver’s location. For
freight  in  transit  at  the  end  of  a  reporting  period,  the  Company  recognizes  revenue  pro  rata  based  on  relative
transit time completed as a portion of the estimated total transit time. Expenses are recognized as incurred.

Share-Based Compensation–The Company estimates the fair value of stock option awards on the option grant
date using the Black-Scholes pricing model and recognizes compensation for stock option awards expected to
vest  on  a  straight-line  basis  over  the  requisite  service  period  for  the  entire  award.  Forfeitures  are  estimated  at
grant date based on historical experience. For additional information with respect to share-based compensation,
see Note 12 to our consolidated financial statements.

Earnings Per Share–The Company computes basic earnings per share (“EPS”) by dividing net income (loss)
available to common stockholders by the weighted average number of common shares outstanding during the
period.  Diluted  EPS  includes  the  potential  dilution  that  could  occur  from  stock-based  awards  and  other  stock-
based  commitments  using  the  treasury  stock  or  the  as  if  converted  methods,  as  applicable. The  difference
between  the  Company's  weighted-average  shares  outstanding  and  diluted  shares  outstanding  is  due  to  the
dilutive effect of stock options for all periods presented. See Note 13 for computation of diluted EPS.

Fair Value Measurements –Certain financial assets and liabilities are measured at fair value within the financial
statements on a recurring basis. Fair value is defined as the exchange price that would be received for an asset
or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in
an orderly transaction between market participants on the measurement date. The fair value hierarchy requires
an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring
fair  value. For additional information with respect to fair value measurements, see Note 17 to our consolidated
financial statements.

Reporting Segments–The Company's operations are all in the motor carrier segment and are aggregated into a
single  reporting  segment  in  accordance  with  the  aggregation  criteria  under  Generally  Accepted  Accounting
Principles (“GAAP”). The Company provides truckload transportation services as well as brokerage and logistics
services  to  customers  throughout  the  United  States  and  portions  of  Canada  and  Mexico.  Truckload
transportation  services  revenues,  excluding  fuel  surcharges,  represented  87.6%,  92.5%  and  92.6%  of  total
revenues,  excluding  fuel  surcharges,  for  the  twelve  months  ended  December  31,  2015,  2014  and  2013,
respectively.  Remaining  revenues,  excluding  fuel  surcharges,  for  each  respective  year  were  generated  by
brokerage and logistics services.

Concentrations  of  Credit  Risk–The  Company  performs  ongoing  credit  evaluations  and  generally  does  not
require collateral from its customers. The Company maintains reserves for potential credit losses. In view of the
concentration of the Company’s revenues and accounts receivable among a limited number of customers within
the  automobile  industry,  the  financial  health  of  this  industry  is  a  factor  in  the  Company’s  overall  evaluation  of
accounts receivable.

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Subsequent  Events–In  February  2016,  our  Board  of  Directors  authorized  the  repurchase  of  up  to  325,000
shares  of  our  common  stock  through  a  Dutch  auction  tender  offer  (the  “2016  tender  offer”).  Subject  to  certain
limitations  and  legal  requirements,  the  Company  could  repurchase  up  to  an  additional  2%  of  its  outstanding
shares  which  totals  142,413  shares.  The  2016  tender  offer  commenced  on  February  18,  2016  and  expires  on
March 17, 2016. Through this tender offer, the Company’s shareholders have the opportunity to tender some or
all of their shares at a price within the range of $27.00 to $30.00 per share.

Foreign Currency Transactions –The functional currency of the Company’s foreign branch office in Mexico is
the  U.S.  dollar.  The  Company  remeasures  the  monetary  assets  and  liabilities  of  this  branch  office,  which  are
maintained  in  the  local  currency  ledgers,  at  the  rates  of  exchange  in  effect  at  the  end  of  the  reporting  period.
Revenues  and  expenses  recorded  in  the  local  currency  during  the  period  are  remeasured  using  average
exchange rates for each period. Non-monetary assets and liabilities are remeasured using historical rates. Any
resulting exchange gain or loss from the remeasurement process are included in non-operating income (loss) in
the Company’s consolidated statements of operations.

Recent  Accounting  Pronouncements–In  April  2014,  the  Financial  Accounting  Standards  Board  (“FASB”)
issued Accounting Standards Update (“ASU”) No. 2014-08 (“ASU 2014-08”), Reporting Discontinued Operations
and  Disclosures  of  Disposals  of  Components  of  an  Entity.  ASU  2014-08  changes  the  criteria  for  determining
which disposals can be presented as discontinued operations and modifies the related disclosure requirements.
Under the new guidance, a disposal of a component of an entity or a group of components of an entity is required
to be reported in discontinued operations if the disposal represents a strategic shift that has (or will have) a major
effect on an entity’s operations and financial results and is disposed of or classified as held for sale. The standard
also  introduces  several  new  disclosures.  The  guidance  applies  prospectively  to  new  disposals  and  new
classifications of disposal groups as held for sale after the effective date. ASU 2014-08 is effective for annual and
interim periods beginning after December 15, 2014, with early adoption permitted. The adoption of this guidance
on January 1, 2015, did not have a significant impact on the Company’s financial condition, results of operations,
or cash flows.

In May 2014, the FASB issued ASU No. 2014-09, (“ASU 2014-09”),  Revenue from Contracts with Customers .
The objective of ASU 2014-19 is to establish a single comprehensive model for entities to use in accounting for
revenue  arising  from  contracts  with  customers  and  will  supersede  most  of  the  existing  revenue  recognition
guidance,  including  industry-specific  guidance.  The  core  principle  of  ASU  2014-09  is  that  an  entity  recognizes
revenue  to  depict  the  transfer  of  promised  goods  or  services  to  customers  in  an  amount  that  reflects  the
consideration to which the entity expects to be entitled in exchange for those goods or services. In applying the
new guidance, an entity will (1) identify the contract(s) with a customer; (2) identify the performance obligations
in  the  contract;  (3)  determine  the  transaction  price;  (4)  allocate  the  transaction  price  to  the  contract’s
performance  obligations;  and  (5)  recognize  revenue  when  (or  as)  the  entity  satisfies  a  performance  obligation.
ASU 2014-09 applies to all contracts with customers except those that are within the scope of other topics in the
FASB Accounting Standards Codification. The new guidance is effective for annual reporting periods (including
interim periods within those periods) beginning after December 15, 2017 for public companies. Early adoption is
not  permitted.  Entities  have  the  option  of  using  either  a  full  retrospective  or  modified  approach  to  adopt  ASU
2014-09. ASU 2014-09 was modified by the issuance of ASU 2015-14 Revenue from Contracts with Customers
in August 2015. This amendment deferred the effective date of ASU 2014-09. The adoption of this guidance is
not  expected  to  have  a  significant  impact  on  the  Company’s  financial  condition,  results  of  operations,  or  cash
flows.

In  June  2014,  the  FASB  issued  ASU  2014-12,  (“ASU  2014-12”),  Stock Compensation - Accounting for Share-
Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the
Requisite  Service  Period.  The  amendments  in  this  update  require  performance  targets  that  could  be  achieved
after the requisite service period be treated as performance conditions that affect the vesting of the award. ASU
2014-12  is  effective  for  annual  and  interim  periods  beginning  after  December  15,  2015,  with  early  adoption
permitted. The adoption of this guidance is not expected to have a significant impact on the Company’s financial
condition, results of operations, or cash flows.

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In November 2015, the FASB issued ASU No. 2015-17, (“ASU 2015-17”),  Income Taxes (Topic 740): Balance
Sheet  Classification  of  Deferred  Taxes,  which  simplifies  the  presentation  of  deferred  income  taxes.  Under  the
new  accounting  standard,  deferred  tax  assets  and  liabilities  are  required  to  be  classified  as  noncurrent,
eliminating the prior requirement to separate deferred tax assets and liabilities into current and noncurrent. ASU
2015-17  is  effective  for  annual  and  interim  periods  beginning  after  December  15,  2016,  with  early  adoption
permitted. The adoption of this guidance is not expected to have a significant impact on the Company’s financial
condition, results of operations, or cash flows.

In  January  2016,  the  FASB  issued  ASU  2016-01,  (“ASU  2016-01”),  Financial  Instruments  -  Overall  (Subtopic
825-10):  Recognition  and  Measurement  of  Financial  Assets  and  Financial  Liabilities.  The  updated  guidance
enhances  the  reporting  model  for  financial  instruments,  which  includes  amendments  to  address  aspects  of
recognition, measurement, presentation and disclosure. ASU 2016-01 is effective for annual and interim periods
beginning after December 15, 2017, with early adoption permitted. The adoption of this guidance is not expected
to have a significant impact on the Company’s financial condition, results of operations, or cash flows.

In February 2016, the FASB issued ASU 2016-02, (“ASU 2016-02”),  Leases (Topic 842). This update seeks to
increase the transparency and comparability among entities by requiring public entities to recognize lease assets
and  lease  liabilities  on  the  balance  sheet  and  disclose  key  information  about  leasing  arrangements.  To  satisfy
the standard’s objective, a lessee will recognize a right-of-use asset representing its right to use the underlying
asset  for  the  lease  term  and  a  lease  liability  for  the  obligation  to  make  lease  payments.  Both  the  right-of-use
asset  and  lease  liability  will  initially  be  measured  at  the  present  value  of  the  lease  payments,  with  subsequent
measurement dependent on the classification of the lease as either a finance or an operating lease. For leases
with  a  term  of  12  months  or  less,  a  lessee  is  permitted  to  make  an  accounting  policy  election  by  class  of
underlying  asset  not  to  recognize  lease  assets  and  lease  liabilities.  If  a  lessee  makes  this  election,  it  should
recognize  lease  expense  for  such  leases  generally  on  a  straight-line  basis  over  the  lease  term.  Accounting  by
lessors will remain mostly unchanged from current U.S. GAAP.

In  transition,  lessees  and  lessors  will  be  required  to  recognize  and  measure  leases  at  the  beginning  of  the
earliest period presented using a modified retrospective approach. The modified retrospective approach includes
a number of optional practical expedients that companies may elect to apply. These practical expedients relate to
the  identification  and  classification  of  leases  that  commenced  before  the  effective  date,  initial  direct  costs  for
leases that commenced before the effective date, and the ability to use hindsight in evaluating lessee options to
extend or terminate a lease or to purchase the underlying asset. The transition guidance also provides specific
guidance  for  sale  and  leaseback  transactions,  build-to-suit  leases,  leveraged  leases,  and  amounts  previously
recognized in accordance with the business combinations guidance for leases. The new standard is effective for
public companies for annual periods beginning after December 15, 2018, and interim periods within those years,
with  early  adoption  permitted.  The  Company  is  currently  evaluating  the  effect  that  adopting  this  standard  will
have on the Company’s financial condition, results of operations, or cash flows.

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2. TRADE ACCOUNTS RECEIVABLE

The Company's receivables result primarily from the sale of transportation and logistics services. The Company
performs  ongoing  credit  evaluations  of  its  customers  and  generally  does  not  require  collateral  for  accounts
receivable.  Accounts  receivable,  which  consist  of  both  billed  and  unbilled  receivables,  are  presented  net  of  an
allowance  for  doubtful  accounts.  Accounts  outstanding  longer  than  contractual  payment  terms  are  considered
past  due  and  are  reviewed  individually  for  collectability.  Accounts  receivable  balances  consist  of  the  following
components as of December 31, 2015 and 2014:

Billed
Unbilled
Allowance for doubtful accounts

Total accounts receivable—net

2015

2014

(in thousands)

  $

43,502    $
6,359     
(549)    

49,302 
5,292 
(1,611)

  $

49,312    $

52,983 

An  analysis  of  changes  in  the  allowance  for  doubtful  accounts  for  the  years  ended  December  31,  2015,  2014,
and 2013 follows:

Balance—beginning of year
Provision for bad debts
Charge-offs
Recoveries

Balance—end of year

3. MARKETABLE EQUITY SECURITIES

2015

2014
(in thousands)

2013

  $

  $

1,611    $
151     
(1,231)    
18     
549    $

1,477    $
456     
(322)    
-     
1,611    $

1,157 
424 
(104)
- 
1,477 

The Company accounts for its marketable securities in accordance with ASC Topic 320,  Investments-Debt and
Equity Securities. ASC Topic 320 requires companies to classify their investments as trading, available-for-sale
or  held-to-maturity.  The  Company’s  investments  in  marketable  securities  are  classified  as  either  trading  or
available-for-sale and consist of equity securities. Management determines the appropriate classification of these
securities at the time of purchase and re-evaluates such designation as of each balance sheet date. The cost of
securities sold is based on the specific identification method and interest and dividends on securities are included
in non-operating income (loss).

Marketable equity securities classified as available-for-sale are carried at fair value, with the unrealized gains and
losses, net of tax, included as a component of accumulated other comprehensive income (loss) in stockholders’
equity.  Realized  gains  and  losses,  declines  in  value  judged  to  be  other-than-temporary  on  available-for-sale
securities, and increases or decreases in value on trading securities, if any, are included in the determination of
net income. A quarterly evaluation is performed in order to judge whether declines in value below cost should be
considered temporary and when losses are deemed to be other-than-temporary. Several factors are considered
in this evaluation process including the severity and duration of the decline in value, the financial condition and
near-term outlook for the specific issuer and the Company’s ability to hold the securities.

For  the  years  ended  December  31,  2015,  2014  and  2013,  the  evaluation  resulted  in  impairment  charges  of
approximately  $833,000,  $1,000  and  $29,000,  respectively,  being  reported  in  the  Company’s  non-operating
income (loss) in its statements of operations.

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The following table sets forth cost, market value and unrealized gain on equity securities classified as available-
for-sale and equity securities classified as trading as of December 31, 2015 and 2014.

Available-for-sale securities

Fair market value
Cost

Unrealized gain

Trading securities

Fair market value
Cost

Unrealized gain

Total

Fair market value
Cost

Unrealized gain

2015

2014

(in thousands)

24,575    $
16,015     
8,560    $

24,592 
14,272 
10,320 

-    $
-     
-    $

303 
157 
146 

24,575    $
16,015     
8,560    $

24,895 
14,429 
10,466 

  $

  $

  $

  $

  $

  $

The following table sets forth the gross unrealized gains and losses on the Company’s marketable securities that
are classified as available-for-sale as of December 31, 2015 and 2014.

Available-for-sale securities
Gross unrealized gains
Gross unrealized losses

Net unrealized gains

2015

2014

(in thousands)

  $

  $

9,893    $
1,333     
8,560    $

10,710 
390 
10,320 

As of December 31, 2015 and 2014, the total net unrealized gains, net of deferred income taxes, in accumulated
other comprehensive income was approximately $5,310,000 and $6,402,000, respectively.

For  the  year  ended  December  31,  2015  the  Company  had  net  unrealized  losses  in  market  value  on  securities
classified  as  available-for-sale  of  approximately  $1,079,000,  net  of  deferred  income  taxes.  For  the  year  ended
December 31, 2014, the Company had net unrealized gains in market value on securities classified as available-
for-sale of approximately $237,000, net of deferred income taxes.

For the years ended December 31, 2015, 2014 and 2013, the Company recognized dividends of approximately
$1,058,000, $896,000, and $781,000 in non-operating income in its statements of operations, respectively.

During 2015, the Company reclassified the securities which were classified as trading to available-for-sale at their
fair market values at the time of transfer. During 2014, there were no reclassifications of marketable securities
between trading and available for sale.

As  of  December  31,  2014,  the  Company's  marketable  securities  that  were  classified  as  trading  had  gross
recognized gains of approximately $146,000 and had no gross recognized losses.

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The  following  table  shows  recognized  gains  (losses)  in  market  value  for  securities  classified  as  trading  during
2015, 2014 and 2013.

Trading securities

Recognized gain (loss) at beginning of period
Recognized gain at end of period
Securities transferred from trading to available-for-
sale

  $

Change in net recognized gain (loss)

  $

2015

2014
(in thousands)

2013

146    $
-     

(81)    

(65)   $

8    $
146     

-     

138    $

(26)
8 

- 

34 

The following table shows the Company’s realized gains during 2015, 2014 and 2013 on certain securities which
were  held  as  available-for-sale.  The  cost  of  securities  sold  is  based  on  the  specific  identification  method  and
interest and dividends on securities are included in non-operating income.

Realized gains

Sale proceeds
Cost of securities sold

Realized gains

Realized gains, net of taxes

2015

2014
(in thousands)

2013

  $

  $

  $

1,500    $
434     

1,720    $
818     

1,066    $

902    $

654    $

546    $

857 
290 

567 

346 

At December 31, 2015, the Company’s investments’ approximate fair value of securities in a loss position and
related  gross  unrealized  losses  were  $5,099,000  and  $1,332,000,  respectively.  At  December  31,  2014,  the
Company’s  investments’  approximate  fair  value  of  securities  in  a  loss  position  and  related  gross  unrealized
losses  were  $3,961,000  and  $390,000,  respectively.  As  of  December  31,  2015  and  2014,  there  were  no
investments that had been in a continuous unrealized loss position for twelve months or longer.

The market value of the Company’s equity securities are periodically used as collateral against any outstanding
margin account borrowings. As of December 31, 2015 and 2014, the Company had outstanding borrowings  of
$11,949,000  and  $11,723,000  under  its  margin  account,  respectively.  The  weighted  average  interest  rate  on
margin account borrowings was 0.94% and 0.76% as of December 31, 2015 and 2014, respectively.

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4. ACCRUED EXPENSES AND OTHER LIABILITIES

Accrued expenses and other liabilities at December 31 are summarized as follows:

Payroll
Accrued vacation
Taxes—other than income
Interest
Driver escrows
Margin account borrowings
Self-insurance claims
Deferred equipment gain – current portion

  $

2015

2014

(in thousands)

1,792    $
1,771     
2,371     
58     
2,181     
11,949     
6,840     
131     

1,954 
1,687 
2,309 
61 
1,584 
11,723 
7,975 
224 

Total accrued expenses and other liabilities

  $

27,093    $

27,517 

5. CLAIMS LIABILITIES

With  respect  to  physical  damage  for  trucks,  cargo  loss  and  auto  liability,  the  Company  maintains  insurance
coverage  to  protect  it  from  certain  business  risks.  These  policies  are  with  various  carriers  and  have  per
occurrence  deductibles  of  $7,500,  $10,000  and  $2,500,  respectively.  Prior  to  October  1,  2013,  the  Company
elected  to  self-insure  for  physical  damage  to  trailers.  Effective  October  1,  2013,  the  Company  began  insuring
trailers  for  physical  damage  with  a  $2,500  deductible  per  occurrence  until  October  1,  2015,  at  which  time  the
Company  elected  to  self-insure  trailers  for  physical  damage  losses.  The  Company  maintains  workers’
compensation  coverage  in  Arkansas,  Ohio,  Oklahoma,  Mississippi,  and  Florida  with  a  $500,000  self-insured
retention  and  a  $500,000  per  occurrence  excess  policy.  The  Company  has  elected  to  opt  out  of  workers'
compensation coverage in Texas and is providing coverage through the P.A.M. Texas Injury Plan. The Company
has  accrued  for  estimated  losses  to  pay  such  claims  as  well  as  claims  incurred  but  not  yet  reported.  The
Company  has  not  experienced  any  adverse  trends  involving  differences  in  claims  experienced  versus  claims
estimates  for  workers’  compensation  claims.  Letters  of  credit  aggregating  approximately  $600,000  and
certificates  of  deposit  totaling  $300,000  are  held  by  banks  as  security  for  workers’  compensation  claims.  The
Company self-insures for employee health claims with a stop loss of $325,000 per covered employee per year
and estimates its liability for claims outstanding and claims incurred but not reported.

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6. LONG-TERM DEBT

Long-term debt at December 31, consists of the following:

Line of credit with a bank—due July 1, 2017, and  collateralized by
accounts receivable (1)
Equipment financing (2)
Total long-term debt

  $

Less current maturities

2015

2014

(in thousands)

9,977    $
129,271     
139,248     
(40,025)    

- 
95,201 
95,201 
(42,908)

Long-term debt—net of current maturities

  $

99,223    $

52,293 

(1) Line  of  credit  agreement  with  a  bank  provides  for  maximum  borrowings  of  $40.0  million  and  contains
certain  restrictive  covenants  that  must  be  maintained  by  the  Company  on  a  consolidated  basis.
Borrowings on the line of credit are at an interest rate of LIBOR as of the first day of the month plus 1.50%
(1.74% at December 31, 2015) and are secured by our trade accounts receivable. Monthly payments of
interest  are  required  under  this  agreement.  Also,  under  the  terms  of  the  agreement  the  Company  must
have a debt to equity ratio of no more than 3.00:1. The Company was in compliance with all provisions
under this agreement throughout 2015.

(2) Equipment  financings  consist  of  installment  obligations  for  revenue  equipment  purchases,  payable  in
various  monthly  installments  with  various  maturity  dates  through  October  2020,  at  a  weighted  average
interest rate of 2.27% as of December 31, 2015 and collateralized by revenue equipment.

The Company has provided letters of credit to third parties totaling approximately $791,000 at December 31,
2015. The letters are held by these third parties to assist such parties in collection of any amounts due by the
Company should the Company default in its commitments to the parties.

Scheduled annual maturities on long-term debt outstanding at December 31, 2015, are:

2016
2017
2018
2019
2020

Total

7. CAPITAL STOCK

  (in thousands)  

  $

40,025 
36,999 
48,716 
11,217 
2,291 

  $

139,248 

The  Company's  authorized  capital  stock  consists  of  40,000,000  shares  of  common  stock,  par  value  $.01  per
share, and 10,000,000 shares of preferred stock, par value $.01 per share. At December 31, 2015, there were
11,497,471 shares of our common stock issued and 7,116,661 shares outstanding. At December 31, 2014, there
were  11,474,096  shares  of  our  common  stock  issued  and  7,423,115  shares  outstanding.  No  shares  of  our
preferred stock were issued or outstanding at December 31, 2015 or 2014.

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Common Stock

The holders of our common stock, subject to such rights as may be granted to any preferred stockholders, elect
all directors and are entitled to one vote per share. All shares of common stock participate equally in dividends
when and as declared by the Board of Directors and in net assets on liquidation. The shares of common stock
have no preference, conversion, exchange, preemptive or cumulative voting rights.

Preferred Stock

Preferred stock may be issued from time to time by our Board of Directors, without stockholder approval, in such
series  and  with  such  preferences,  conversion  or  other  rights,  voting  powers,  restrictions,  limitations  as  to
dividends,  qualifications  or  other  provisions,  as  may  be  fixed  by  the  Board  of  Directors  in  the  resolution
authorizing their issuance. The issuance of preferred stock by the Board of Directors could adversely affect the
rights of holders of shares of common stock; for example, the issuance of preferred stock could result in a class
of securities outstanding that would have certain preferences with respect to dividends and in liquidation over the
common stock, and that could result in a dilution of the voting rights, net income per share and net book value of
the common stock. As of December 31, 2015, we have no agreements or understandings for the issuance of any
shares of preferred stock.

Treasury Stock

In  February  2016,  our  Board  of  Directors  authorized  the  repurchase  of  up  to  325,000  shares  of  our  common
stock  through  a  Dutch  auction  tender  offer  (the  “2016  tender  offer”).  Subject  to  certain  limitations  and  legal
requirements,  the  Company  could  repurchase  up  to  an  additional  2%  of  its  outstanding  shares  which  totals
142,413  shares.  The  2016  tender  offer  commenced  on  February  18,  2016  and  expires  on  March  17,  2016.
Through this tender offer, the Company’s shareholders have the opportunity to tender some or all of their shares
at a price within the range of $27.00 to $30.00 per share.

In  May  2015,  our  Board  of  Directors  authorized  the  repurchase  of  up  to  80,000  shares  of  our  common  stock
through  a  Dutch  auction  tender  offer  (the  “2015  tender  offer”).  In  June  2015,  the  Company  extended  the  offer
and  increased  the  offer  from  80,000  shares  to  150,000  shares.  Subject  to  certain  limitations  and  legal
requirements,  the  Company  could  repurchase  up  to  an  additional  2%  of  its  outstanding  shares  which  totaled
148,566 shares. The 2015 tender offer began on the date of the announcement, May 22, 2015 and expired on
July 9, 2015. Through this tender offer, the Company’s shareholders had the opportunity to tender some or all of
their  shares  at  a  price  within  the  range  of  $59.00  to  $63.00  per  share.  Upon  expiration,  298,566  shares  were
tendered  through  this  offer  at  a  final  purchase  price  of  $59.00  per  share  for  a  total  purchase  price  of
approximately  $17.8  million,  including  fees  and  commission  and  was  settled  on  July  16,  2015.  The  Company
accounted for the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet
as of December 31, 2015.

In  November  2014,  our  Board  of  Directors  authorized  the  repurchase  of  up  to  640,000  shares  of  our  common
stock  through  a  Dutch  auction  tender  offer  (the  “2014  tender  offer”).  Subject  to  certain  limitations  and  legal
requirements,  the  Company  could  repurchase  up  to  an  additional  2%  of  its  outstanding  shares  which  totaled
160,000 shares. The 2014 tender offer began on the date of the announcement, December 2, 2014 and expired
on  December  30,  2014.  Through  this  tender  offer,  the  Company’s  shareholders  had  the  opportunity  to  tender
some or all of their shares at a price within the range of $46.00 to $50.00 per share. Upon expiration, 571,865
shares were tendered through this offer at a final purchase price of $50.00 per share for a total purchase price of
approximately $28.7 million, including fees and commission and was settled on January 6, 2015. The Company
accounted for the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet
as of December 31, 2014.

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In  November  2013,  our  Board  of  Directors  authorized  the  repurchase  of  up  to  600,000  shares  of  our  common
stock  through  a  Dutch  auction  tender  offer  (the  “2013  tender  offer”).  Subject  to  certain  limitations  and  legal
requirements,  the  Company  could  repurchase  up  to  an  additional  2%  of  its  outstanding  shares  which  totaled
173,000 shares. The 2013 tender offer began on the date of the announcement, December 2, 2013 and expired
on  December  30,  2013.  Through  this  tender  offer,  the  Company’s  shareholders  had  the  opportunity  to  tender
some  or  all  of  their  shares  at  a  price  within  the  range  of  $19.00  to  21.00  per  share.  Upon  expiration,  675,000
shares were tendered through this offer at a final purchase price of $20.50 per share for a total purchase price of
approximately $13.9 million, including fees and commission and was settled on January 6, 2014. The Company
accounted for the repurchase of these shares as treasury stock on the Company’s consolidated balance sheet
as of December 31, 2013.

The  Company’s  stock  repurchase  program  has  been  extended  and  expanded  several  times,  most  recently  in
May 2014, when the Board of Directors reauthorized 500,000 shares of common stock for repurchase under the
initial  September  2011  authorization.  During  2015,  the  Company  repurchased  31,263  shares  of  its  common
stock under this program. Following the reauthorization in 2014, the Company repurchased 33,341 shares of its
common  stock  during  the  remainder  of  2014  under  this  repurchase  program.  Prior  to  the  reauthorization,  and
under  the  initial  September  2011  authorization,  the  Company  had  repurchased  224,000  shares  of  its  common
stock  during  2011,  50,325  shares  of  its  common  stock  during  2013  and  37,850  shares  of  its  common  stock
during 2014. The Company did not repurchase any additional shares during 2012.

The  Company  accounts  for  Treasury  stock  using  the  cost  method  and  as  of  December  31,  2015,  4,380,810
shares were held in the treasury at an aggregate cost of approximately $101,779,000.

8. COMPREHENSIVE INCOME (LOSS)

Comprehensive  income  (loss)  was  comprised  of  net  income  (loss)  plus  or  minus  market  value  adjustments
related to marketable securities. The following table summarizes the changes in accumulated balances of other
comprehensive income for the years ended December 31, 2015 and 2014:

Unrealized
gains and
losses on
available-for-
sale securities  
(in thousands)  

  $

6,160 

871 

(629)
242 

6,402 

(962)

(130)
(1,092)

5,310 

Balance at January 1, 2014, net of tax of $3,770

Other comprehensive income before reclassifications, net of tax of $533
Amounts reclassified from accumulated other comprehensive  income, net of tax of
$(385)

Net other comprehensive income (loss)

Balance at December 31, 2014, net of tax of $3,918

Other comprehensive income before reclassifications, net of tax of $(588)
Amounts reclassified from accumulated other comprehensive  income, net of tax of
$(80)

Net other comprehensive income (loss)

Balance at December 31, 2015, net of tax of $3,250

  $

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The following table provides details about reclassifications out of accumulated other comprehensive income for the
years ended December 31, 2015 and 2014:

Details about Accumulated Other

Amounts Reclassified from
Accumulated Other
Comprehensive Income
(a)

Comprehensive Income Component

2015

2014

(in thousands)

Unrealized gains and losses on available-for-
sale securities:

Statement of Operations
Classification

Realized gain on sale of securities
Impairment expense

Total before tax
Tax expense

Total after tax

  $

  $

1,043    $
(833)    
210     
(80)    
130    $

1,015  Non-operating income
(1) Non-operating income

Income before income taxes
Income tax expense

1,014 
(385)
629  Net income

(a) Amounts in parentheses indicate debits to profit/loss

9. SIGNIFICANT CUSTOMERS AND INDUSTRY CONCENTRATION

In 2015, three customers, who are in the automobile manufacturing industry, accounted for 37% of revenues. In
2014 and 2013, two customers, who are in the automobile manufacturing industry, accounted for 34% and 33%
of  revenues,  respectively.  The  Company  also  provides  transportation  services  to  other  manufacturers  who  are
suppliers  for  automobile  manufacturers  including  suppliers  for  the  Company’s  largest  customer.  As  a  result,
concentration  of  the  Company’s  business  within  the  automobile  industry  is  significant.  Of  the  Company’s
revenues for 2015, 2014 and 2013, 47%, 48% and 46%, respectively, were derived from transportation services
provided to the automobile manufacturing industry. Accounts receivable from the three largest customers totaled
approximately $27,051,000 and $28,297,000 at December 31, 2015 and 2014, respectively.

10. DIVIDENDS

The  Company  has  paid  cash  dividends  in  the  past,  however,  the  Company  currently  intends  to  retain  future
earnings and does not anticipate paying cash dividends in the future. Any future determination to pay dividends
will be at the discretion of the Board and will depend on the Company’s financial condition, results of operations,
capital  requirements,  any  legal  or  contractual  restrictions  on  the  payment  of  dividends,  and  other  factors  the
Board deems relevant.

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11. FEDERAL AND STATE INCOME TAXES

Under  GAAP,  deferred  income  taxes  reflect  the  net  tax  effects  of  temporary  differences  between  the  carrying
amounts of assets and liabilities for financial reporting purposes and for income tax reporting purposes.

Significant components of the Company’s deferred tax liabilities and assets at December 31 are as follows:

2015

2014

(in thousands)

  Current

    Long-Term     Current

    Long-Term  

Deferred tax liabilities:

Property and equipment
Unrealized gains on securities
Prepaid expenses and other

  $

-    $
3,250     
3,056     

76,362    $
-     
-     

-    $
3,918     
3,837     

64,341 
- 
- 

Total deferred tax liabilities

6,306     

76,362     

7,755     

64,341 

Deferred tax assets:

Allowance for doubtful accounts
Alternative minimum tax credit carryforward    
QAFMV tax credit carryforward
New hire tax credit
Compensated absences
Self-insurance allowances
Share-based compensation
Goodwill
Marketable equity securities
Net operating loss carryover
Capital loss carryover
Non-competition agreement
Other

208     
-     
-     
-     
625     
2,340     
-     
-     
1,283     
-     
-     
-     
15     

-     
1,378     
864     
124     
-     
-     
230     
19     
-     
3,258     
-     
15     
-     

612     
-     
-     
-     
564     
2,592     
-     
-     
686     
-     
339     
-     
11     

- 
1,206 
864 
124 
- 
- 
579 
28 
- 
4,392 
- 
23 
- 

Total deferred tax assets

4,471     

5,888     

4,804     

7,216 

Net deferred tax liability

  $

1,835    $

70,474    $

2,951    $

57,125 

The reconciliation between the effective income tax rate and the statutory Federal income tax rate for the years
ended December 31, 2015, 2014 and 2013 is presented in the following table:

2015

2014
(in thousands)

2013

  Amount

    Percent

    Amount

    Percent

    Amount

    Percent

Income tax at
the statutory
federal rate
Nondeductible
expenses
State income

taxes/other—
net of federal
benefit

  $

11,876     

34.0    $

7,552     

34.0    $

3,288     

34.0 

149     

0.4     

154     

0.7     

127     

1.3 

1,467     

4.2     

1,015     

4.6     

341     

3.6 

Total income tax
expense

  $

13,492     

38.6    $

8,721     

39.3    $

3,756     

38.9 

 
 
 
 
 
 
 
   
 
 
 
 
 
 
     
       
       
       
 
     
       
       
       
 
   
   
 
     
       
       
       
 
   
 
     
       
       
       
 
     
       
       
       
 
   
   
   
   
   
   
   
   
   
   
   
   
 
     
       
       
       
 
   
 
     
       
       
       
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
     
       
       
       
       
       
 
   
   
 
     
       
       
       
       
       
 
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The provision for income taxes consisted of the following:

2015

2014
(in thousands)

2013

Current:
Federal
State

Deferred:
Federal
State

  $

98    $
493     
591     

10,782     
2,119     
12,901     

814    $
395     
1,209     

6,111     
1,401     
7,512     

Total income tax expense

  $

13,492    $

8,721    $

124 
35 
159 

2,909 
688 
3,597 

3,756 

The  Company  has  alternative  minimum  tax  credits  of  approximately  $1,378,000  at  December  31,  2015,  which
have no expiration date under the current federal income tax laws and general business credits of approximately
$988,000  which  begin  to  expire  after  the  year  2030.  The  Company  also  has  net  operating  loss  carryovers  for
federal income purposes of approximately $8,584,000 which begin to expire after the year 2030.

In  determining  whether  a  tax  asset  valuation  allowance  is  necessary,  management,  in  accordance  with  the
provisions  of  ASC  740-10-30,  weighs  all  available  evidence,  both  positive  and  negative  to  determine  whether,
based  on  the  weight  of  that  evidence,  a  valuation  allowance  is  necessary.  If  negative  conditions  exist  which
indicate a valuation allowance might be necessary, consideration is then given to what effect the future reversals
of  existing  taxable  temporary  differences  and  the  availability  of  tax  strategies  might  have  on  future  taxable
income to determine the amount, if any, of the required valuation allowance. As of December 31, 2015 and 2014,
management  determined  that  the  future  reversals  of  existing  taxable  temporary  differences  and  available  tax
strategies  would  generate  sufficient  future  taxable  income  to  realize  its  tax  assets  and  therefore  a  valuation
allowance was not necessary.

The  Company  recognizes  a  tax  benefit  from  an  uncertain  tax  position  only  if  it  is  more  likely  than  not  that  the
position will be sustained on examination by taxing authorities, based on the technical merits of the position. As
of  December  31,  2015,  an  adjustment  to  the  Company’s  consolidated  financial  statements  for  uncertain  tax
positions has not been required as management believes that the Company’s tax positions taken in income tax
returns filed or to be filed are supported by clear and unambiguous income tax laws. The Company recognizes
interest and penalties related to uncertain income tax positions, if any, in income tax expense. During 2015 and
2014,  the  Company  has  not  recognized  or  accrued  any  interest  or  penalties  related  to  uncertain  income  tax
positions.

The  Company  and  its  subsidiaries  are  subject  to  U.S.  and  Canadian  federal  income  tax  laws  as  well  as  the
income  tax  laws  of  multiple  state  jurisdictions.  The  major  tax  jurisdictions  in  which  the  Company  operates
generally  provide  for  a  deficiency  assessment  statute  of  limitation  period  of  three  years  and  as  a  result,  the
Company’s tax years 2012 and forward remain open to examination in those jurisdictions.

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The  Company  contracts  with  a  third-party  qualified  intermediary  in  order  to  maintain  a  like-kind  exchange  tax
program. Under the program, dispositions of eligible trucks or trailers and acquisitions of replacement trucks or
trailers are made in a form whereby any associated tax gains related to the disposal are deferred. To qualify for
like-kind  exchange  treatment,  we  exchange,  through  our  qualified  intermediary,  eligible  trucks  or  trailers  being
disposed with trucks or trailers being acquired that allows us to generally carryover the tax basis of the trucks or
trailers sold. The program is expected to result in a significant deferral of federal and state income taxes. Under
the program, the proceeds from the sale of eligible trucks or trailers carry a Company-imposed restriction for the
acquisition of replacement trucks or trailers. These proceeds may be disqualified under the program at any time
and at the Company’s sole discretion; however, income tax deferral would not be available for any sale for which
the Company disqualifies the related proceeds. At December 31, 2015, the Company had $484,000 of restricted
cash  held  by  the  third-party  qualified  intermediary.  At  December  31,  2014,  the  Company  had  $8,496,000  of
restricted  cash  held  by  the  third-party  qualified  intermediary.  Restricted  cash  is  accounted  for  in  “Accounts
receivable-other”.

12. STOCK-BASED COMPENSATION

The Company maintains a stock option plan under which incentive stock options, nonqualified stock options and
other  stock  awards  may  be  granted.  On  March  2,  2006,  the  Company’s  Board  of  Director’s  adopted,  and
stockholders later approved, the 2006 Stock Option Plan (the “2006 Plan”). Under the 2006 Plan 750,000 shares
were  reserved  for  the  issuance  of  stock  options  to  directors,  officers,  key  employees  and  others.  The  option
exercise price under the 2006 Plan is the fair market value of the stock on the date the option is granted. The fair
market value is determined by the closing price of the Company’s common stock, on its primary exchange, on
the same date that the option is granted. On March 13, 2014, the Company’s Board of Directors adopted and on
May  29,  2014,  our  shareholders  approved,  the  2014  Amended  and  Restated  Stock  Option  and  Incentive  Plan
(the “2014 Plan”) which replaced the 2006 Plan. The shares which remained reserved under the 2006 Plan were
transferred  to  the  2014  Plan  and  are  reserved  for  the  issuance  of  stock  awards  to  directors,  officers,  key
employees, and others. Stock option exercise price under the 2014 Plan is the fair market value of the stock on
the  date  the  option  is  granted.  The  restricted  stock  purchase  price  under  the  2014  Plan  shall  not  be  less  than
85% of the fair market value of the Company’s common stock on the date the award is made. The fair market
value is determined by the average of the highest and lowest sales prices for a share of the Company’s common
stock, on its primary exchange, on the same date that the option or award is granted.

Outstanding nonqualified stock options at December 31, 2015, must be exercised within either five or ten years
from the date of grant. Nonqualified stock options granted to members of the Company’s Board of Directors vest
immediately while nonqualified stock options issued to employees vest in increments of 20% each year.

In  March  2015,  1,225  shares  of  common  stock  were  granted  to  non-employee  directors  under  the  2014  Plan.
This stock award has a grant date fair value of $57.27 per share, based on the closing price of the Company’s
stock on the date of grant and vests immediately.

In November 2014, the Board of Directors granted 9,500 restricted shares of the Company’s stock to certain key
employees. This restricted stock award has a grant date fair value of $42.65, based on the closing price of the
Company’s stock on the date of grant, of which 20% of the award vested immediately and the remaining award
vests in increments of 20% each year for the next four years.

In  March  2014,  3,024  shares  of  common  stock  were  granted  to  non-employee  directors  under  the  2014  Plan.
This stock award has a grant date fair value of $19.88 per share, based on the closing price of the Company’s
stock on the date of grant and vests immediately.

In May 2012, the Company granted to certain key employees, 104,000 nonqualified stock options. The exercise
price  for  these  awards  was  fixed  at  the  grant  date  and  was  equal  to  the  fair  market  value  of  the  stock  on  that
date. These nonqualified stock options vest in increments of 20% each year.

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In  November  2010,  the  Company  granted  to  certain  key  employees,  50,000  nonqualified  stock  options  and
64,000 performance-based variable nonqualified stock options. The exercise price for these awards was fixed at
the grant date and was equal to the fair market value of the stock on that date. The nonqualified stock options
vest  in  increments  of  20%  each  year.  The  performance-based  nonqualified  stock  options  were  eligible  to  be
earned in four quarterly installments and one annual installment with vesting to occur in increments of 20% each
year  for  any  options  earned.  In  order  to  meet  the  performance  criteria,  certain  quarterly  and  annual  “operating
ratio”  results  must  have  been  achieved  during  2011.  During  2011,  4,442  performance-based  variable
nonqualified  stock  options  were  earned  with  vesting  beginning  during  the  third  quarter  of  2012.  The  remaining
59,558  performance-based  variable  nonqualified  stock  options  expired  as  the  related  performance  criteria  was
not met.

During 2015, there were no grants of nonqualified stock options. At December 31, 2015, 358,000 shares were
available for granting future options or restricted stock.

The  grant  date  fair  value  of  stock  and  stock  options  vested  during  2015,  2014  and  2013  was  approximately
$274,000, $263,000 and $346,000, respectively. Total pre-tax stock-based compensation expense, recognized in
Salaries,  wages  and  benefits  was  approximately  $267,000  during  2015  and  includes  approximately  $70,000
recognized as a result of the grant of 175 shares of stock to each non-employee director during the first quarter
of 2015. The Company recognized a total income tax benefit of approximately $103,000 related to stock-based
compensation  expense  during  2015.  The  recognition  of  stock-based  compensation  expense  decreased  diluted
and  basic  income  per  common  share  by  approximately  $0.02  during  2015.  As  of  December  31,  2015,  the
Company  had  stock-based  compensation  plans  with  total  unvested  stock-based  compensation  expense  of
approximately $344,000 which is being amortized on a straight-line basis over the remaining vesting period. As a
result, the Company expects to recognize approximately $167,000 in additional compensation expense related to
unvested option awards during 2016, $109,000 in additional compensation expense related to unvested option
awards during 2017 and $68,000 in additional compensation expense related to unvested option awards during
2018.

Total pre-tax stock-based compensation expense, recognized in Salaries, wages and benefits was approximately
$270,000 during 2014 and included approximately $60,000 recognized as a result of the grant of 504 shares of
stock to each non-employee director during the first quarter of 2014 and approximately $94,000 recognized as a
result  of  the  grant  of  9,500  shares  of  stock  to  certain  key  employees  during  the  fourth  quarter  of  2014.  The
Company recognized a total income tax benefit of approximately $106,000 related to stock-based compensation
expense  during  2014.  The  recognition  of  stock-based  compensation  expense  decreased  diluted  and  basic
income per common share by approximately $0.02 during 2014.

Total pre-tax stock-based compensation expense, recognized in Salaries, wages and benefits was approximately
$317,000 during 2013 and included approximately $179,000 recognized as a result of the annual grant of 5,000
stock  options  to  each  non-employee  director  during  the  first  quarter  of  2013.  The  Company  recognized  a  total
income  tax  benefit  of  approximately  $123,000  related  to  stock-based  compensation  expense  during  2013.  The
recognition  of  stock-based  compensation  expense  decreased  diluted  earnings  per  common  share  and  basic
earnings per common share by approximately $0.02 and $0.03, respectively during 2013. At December 31, 2013,
the  Company  had  stock-based  compensation  plans  with  total  unvested  stock-based  compensation  expense  of
approximately $518,000.

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Transactions in stock options under these plans are summarized as follows:

Outstanding—January 1, 2013:

Granted
Exercised
Canceled

Outstanding—December 31, 2013:

Granted
Exercised
Canceled

Outstanding—December 31, 2014:

Granted
Exercised
Canceled

Outstanding—December 31, 2015:

Options exercisable—December 31, 2015:

Shares
Under
Option

Weighted-
Average
Exercise Price  

235,442    $
35,000     
(7,257)    
(99,087)    

164,098    $
-     
(77,708)    
(42)    

86,348    $
-     
(20,250)    
-     

66,098    $

37,893    $

11.38 
10.44 
10.94 
11.71 

10.99 
- 
10.88 
11.22 

11.09 
- 
11.65 
- 

10.92 

10.93 

The fair value of the Company’s stock options was estimated at the date of grant using a Black-Scholes-Merton
(“BSM”) option-pricing model using the following assumptions:

Dividend yield
Volatility range
Risk-free rate range
Expected life (years)
Fair value of options (per share)

There were no options granted during 2015 or 2014.

2013

0%

62.69%  
0.61%
4.3
$5.13

The  Company  does  not  anticipate  paying  any  additional  dividends  in  the  foreseeable  future.  The  estimated
volatility is based on the historical volatility of our stock. The risk free rate for the periods within the expected life
of  the  option  is  based  on  the  U.S.  Treasury  yield  curve  in  effect  at  the  time  of  grant.  The  expected  life  of  the
options was calculated based on the historical exercise behavior.

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Information related to the Company’s option activity as of December 31, 2015, and changes during the year then
ended is presented below:

Weighted-
Average
Remaining
Contractual
Term
(in years)

Aggregate
Intrinsic
Value*

Shares
Under
Option    

Weighted-
Average
Exercise
Price

86,348    $
-     
(20,250)    
-     
66,098    $

(per share)    
11.09     
-     
11.65     
-     
10.92     

4.1    $ 1,101,716 

37,893    $

10.93     

2.5    $

631,168 

Outstanding at January 1, 2015
Granted
Exercised
Canceled/forfeited/expired

Outstanding at December 31, 2015

Fully vested and exercisable at December
31, 2015
__________________________

*

The intrinsic value of a stock option is the amount by which the market value of the underlying stock exceeds
the exercise price of the option. The per share market value of our common stock, as determined by the
closing price on December 31, 2015, was $27.59.

The weighted-average grant-date fair value of options granted during 2013 was $5.13 per share. There were no
options  granted  during  2015  or  2014.  The  weighted-average  grant-date  fair  value  of  options  either  canceled,
forfeited, or expired during the years 2014 and 2013 were $6.34 and $5.92 per share, respectively. There were
no options either canceled, forfeited, or expired during 2015.

The total intrinsic value of options exercised during the years ended December 31, 2015, 2014 and 2013, were
approximately $940,043, $1,355,000 and $53,000, respectively.

A summary of the status of the Company’s nonvested options and restricted stock as of December 31, 2015 and
changes during the year ended December 31, 2015, is presented below:

Stock Options:

Nonvested at January 1, 2015
Granted
Canceled/forfeited/expired
Vested

Nonvested at December 31, 2015

- 62 -

Number of
Options

Weighted-
Average
Grant Date
Fair Value

48,109    $
-     
-     
(19,904)    
28,205    $

6.10 
- 
- 
6.15 
6.07 

 
 
 
 
 
   
   
 
 
   
 
   
     
 
 
   
      
  
   
      
  
   
      
  
   
      
  
   
 
     
       
     
 
       
 
   
 
 
 
 
 
 
 
 
   
 
 
     
     
 
 
   
   
   
   
   
 
 
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Restricted Shares:

Nonvested at January 1, 2015
Granted
Canceled/forfeited/expired
Vested

Nonvested at December 31, 2015
__________________________

Number of
Shares

Weighted-
Average
Grant Date
Fair Value (1)  

7,600    $
1,225     
-     
(3,125)    
5,700    $

42.65 
57.27 
- 
48.38 
42.65 

(1) The  weighted-average  grant  date  fair  value  was  based  on  the  closing  price  of  the  Company’s  stock  on  the

date of the grant.

The  number,  weighted  average  exercise  price  and  weighted  average  remaining  contractual  life  of  options
outstanding  as  of  December  31,  2015  and  the  number  and  weighted  average  exercise  price  of  options
exercisable as of December 31, 2015 is as follows:

Exercise
Price

Shares
Under
Outstanding
Options

$
$
$
$
$
$

10.44     
10.90     
10.90     
11.22     
11.54     
11.75     

15,000     
6,000     
29,600     
7,498     
4,000     
4,000     
66,098     

Weighted-
Average
Remaining
Contractual
Term
(in years)

Shares
Under
Exercisable
Options

2.2     
1.4     
6.4     
4.9     
1.2     
0.2     
4.1     

15,000 
6,000 
2,000 
6,893 
4,000 
4,000 
37,893 

Cash  received  from  option  exercises  totaled  approximately  $236,000,  $846,000  and  $46,000  during  the  years
ended December 31, 2015, 2014 and 2013, respectively. The Company issues new shares upon option exercise.

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13. EARNINGS PER SHARE

Basic  earnings  per  common  share  was  computed  by  dividing  net  income  by  the  weighted  average  number  of
shares outstanding during the period. Diluted earnings per common share was calculated as follows:

For the Year Ended December 31,
2015
2013
2014
(in thousands, except per share data)

Net income

  $

21,436    $

13,491    $

5,915 

Basic weighted average common shares
outstanding
Dilutive effect of common stock equivalents

Diluted weighted average common shares
outstanding

Basic earnings per share

Diluted earnings per share

7,288     
37     

7,990     
44     

8,662 
20 

7,325     

8,034     

8,682 

  $

  $

2.94    $

2.93    $

1.69    $

1.68    $

0.68 

0.68 

Average  options  outstanding  to  purchase  14,915  shares  of  common  stock  for  December  31,  2013  were  not
included in the computation of diluted earnings per share because to do so would have an anti-dilutive effect.

14. BENEFIT PLAN

The Company sponsors a benefit plan for the benefit of all eligible employees. The plan qualifies under Section
401(k) of the Internal Revenue Code thereby allowing eligible employees to make tax-deductible contributions to
the  plan.  The  plan  provides  for  employer  matching  contributions  of  50%  of  each  participant’s  voluntary
contribution up to 3% of the participant’s compensation and vests at the rate of 20% each year until fully vested
after five years. Total employer matching contributions to the plan were approximately $171,000, $162,000 and
$188,000 in 2015, 2014 and 2013, respectively.

15. COMMITMENTS AND CONTINGENCIES

Other  than  the  lawsuit  discussed  below,  the  Company  is  not  a  party  to  any  pending  legal  proceedings  which
management  believes  to  be  material  to  the  Consolidated  financial  statements  of  the  Company.  The  Company
maintains liability insurance against risks arising out of the normal course of its business.

We are a defendant in a collective-action lawsuit which was filed on August 22, 2013, in the United States District
Court for the Western District of Arkansas. The plaintiffs, who are current and former drivers and who worked for
the Company during the period of August 22, 2010, through the date of the filing, allege claims for unpaid wages
under  the  Fair  Labor  Standards  Act  and  the  Arkansas  Minimum  Wage  Law.  The  complaint  alleges  that  the
Company failed to pay newly hired drivers minimum wage during orientation, training, and while traveling during
normal business hours and that the Company failed to pay all drivers when working on assignment for more than
24  hours.  The  plaintiffs  seek  to  enjoin  the  Company  from  continuing  its  current  pay  practices  related  to  the
allegations.  They  also  seek  actual  damages,  liquidated  damages  equal  to  accrual  damages,  court  costs,  and
legal  fees.  During  2014,  the  Company  reached  a  preliminary  settlement  with  the  plaintiffs  in  the  amount  of
$3,950,000  and  accordingly,  reserved  this  amount,  along  with  estimated  settlement  costs,  in  its  2014
consolidated  financial  statements.  During  the  first  quarter  of  2015,  the  Company  negotiated  a  reduction  in  the
settlement amount to approximately $3,450,000. The settlement was approved by the court in January 2016 and
we expect to make the settlement payment during 2016. Management has determined that any losses under this
claim will not be covered by existing insurance policies.

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During  2014,  the  Company’s  subsidiaries  entered  into  operating  leases  for  the  lease  of  421  trucks.  Revenue
equipment held under operating leases is not carried on our balance sheet and the respective lease payments
are  reflected  in  our  consolidated  statements  of  operations  as  a  component  of  the  Rents  and  purchased
transportation category.

Leases  for  revenue  equipment  and  certain  premises  under  non-cancellable  operating  leases  expire  at  various
dates through 2019. Future minimum lease payments related to these non-cancellable leases at December 31,
2015 are as follows:

2016
2017
2018
2019
2020 and thereafter

Total

(in thousands) 

  $

10,113 
6,371 
400 
11 
- 

  $

16,895 

Total rental expense, net of amounts reimbursed, for the years ended December 31, 2015, 2014 and 2013 was
approximately $12,057,000, $6,239,000, and $1,572,000, respectively.

16. LEASE INCOME

The Company has a lease-purchase program whereby we offer independent contractors the opportunity to lease
a Company-owned tractor. The terms associated with these leases require weekly lease payments over the term
of the leases which range from 10 to 30 months. The cost and carrying amount of Company-owned tractors in
this  program  at  December  31,  2015  were  approximately  $35,199,000  and  $15,382,000,  respectively.  The  cost
and carrying amount of Company-owned tractors in this program at December 31, 2014 was $14,143,000 and
$6,136,000, respectively.

Leases  in  our  lease-purchase  program  expire  at  various  dates  through  2018.  Payments  received  under  this
program  are  classified  in  the  Company’s  financial  statements  under  Revenue.  Future  minimum  lease  receipts
related to these leases at December 31, 2015 and 2014 were approximately $7,970,000 and 4,712,000.

The  Company  leases  office  and  shop  facilities  to  a  related  party.  See  Note  18  to  our  consolidated  financial
statements.  At  December  31,  2015,  the  cost  and  carrying  amount  of  the  facilities  leased  were  approximately
$1,697,000 and $1,310,000, respectively. At December 31, 2014, the cost and carrying amount of the facilities
leased were approximately $1,697,000 and $1,368,000, respectively. Future minimum lease receipts related to
this lease at December 31, 2015 are approximately $48,000.

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17. FAIR VALUE OF FINANCIAL INSTRUMENTS

Our  financial  instruments  consist  of  cash  and  cash  equivalents,  marketable  equity  securities,  accounts
receivable, trade accounts payable, and borrowings.

The  Company  adopted  guidance  effective  January  1,  2008  for  financial  assets  and  liabilities  measured  on  a
recurring basis. This guidance defines  fair  value  as  the  exchange  price  that  would  be  received  for  an  asset  or
paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in
an orderly transaction between market participants on the measurement date and also establishes a fair value
hierarchy  which  requires  an  entity  to  maximize  the  use  of  observable  inputs  and  minimize  the  use  of
unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used
to measure fair value:

  Level 1:   Quoted market prices in active markets for identical assets or liabilities.

  Level 2:  

Inputs  other  than  Level  1  inputs  that  are  either  directly  or  indirectly  observable  such  as  quoted
prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets
or liabilities in markets that are not active; inputs other than quoted prices that are observable; or
other inputs not directly observable, but derived principally from, or corroborated by, observable
market data.

  Level 3:   Unobservable inputs that are supported by little or no market activity.

The Company utilizes the market approach to measure fair value for its financial assets and liabilities. The
market approach uses prices and other relevant information generated by market transactions involving identical
or comparable assets or liabilities.

At December 31, 2015, the following items are measured at fair value on a recurring basis:

Marketable equity securities

  $

24,575    $

24,575     

-     

- 

Total

Level 1

Level 2

Level 3

(in thousands)

During  2015  and  2014,  there  were  no  transfers  of  marketable  securities  between  levels  of  fair  value
measurement.

The Company’s investments in marketable equity securities are recorded at fair value based on quoted market
prices.  The  carrying  value  of  cash  and  cash  equivalents,  accounts  receivable,  trade  accounts  payable,  and
accrued liabilities approximate fair value due to their short maturities.

The  carrying  amount  for  the  line  of  credit  approximates  fair  value  because  the  line  of  credit  interest  rate  is
adjusted frequently.

For  long-term  debt  other  than  the  lines  of  credit,  the  fair  values  are  estimated  using  discounted  cash  flow
analyses,  based  on  the  Company’s  current  incremental  borrowing  rates  for  similar  types  of  borrowing
arrangements. The carrying values and estimated fair values of this other long-term debt at December 31, 2015
and 2014 are summarized as follows:

2015

2014

Carrying
Value

Estimated
Fair Value    

Carrying
Value

Estimated
Fair Value  

(in thousands)

Long-term debt

  $

129,271    $

129,024    $

95,201    $

95,326 

The Company has not elected the fair value option for any of our financial instruments.

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18. RELATED PARTY TRANSACTIONS

In the normal course of business, transactions for transportation and repair services, property leases and other
services  are  conducted  between  the  Company  and  companies  affiliated  with  a  controlling  stockholder.  The
Company  recognized  approximately  $11,325,000,  $13,253,000  and  $10,350,000  in  operating  revenue  and
approximately  $4,834,000,  $1,440,000  and  $1,303,000  in  operating  expenses  in  2015,  2014  and  2013,
respectively.  In  addition,  also  in  the  normal  course  of  business,  the  Company  sold  tractors  to  an  affiliated
company owned by a controlling stockholder for approximately $750,000 during 2014.

The  Company  purchased  physical  damage,  auto  liability,  and  general  liability  insurance  through  an  unaffiliated
insurance broker which was written by an insurance company affiliated with a controlling stockholder. Premiums
paid for physical damage coverage were approximately $2,467,000, $2,597,000 and $2,036,000 for 2015, 2014
and  2013,  respectively.  Premiums  paid  for  auto  liability  coverage  during  2015,  2014  and  2013  were
approximately  $9,605,000,  $9,464,000  and  $9,461,000,  respectively.  Premiums  paid  for  general  liability
coverage  during  2015,  2014  and  2013  were  approximately  $23,000,  $22,000,  and  $22,000,  respectively.
Beginning  in  2012,  the  Company  secured  coverage  for  workers’  compensation  insurance  under  the  same
arrangement.  Premiums  paid  for  workers’  compensation  coverage  during  2015,  2014,  and  2013  were
approximately $276,000, $267,000 and $254,000, respectively.

Amounts owed to the Company by these affiliates were approximately $2,482,000 and $2,598,000 at December
31, 2015 and 2014, respectively. Of the accounts receivable at December 31, 2015, approximately $2,370,000
represents  freight  transportation,  approximately  $5,000  represents  revenue  resulting  from  maintenance
performed in the Company’s maintenance facilities and charges paid by the Company to third parties on behalf
of  their  affiliate  and  charged  back  at  the  amount  paid,  and  approximately  $106,000  represents  property  lease
charges.  Amounts  representing  prepaid  insurance  premiums  at  December  31,  2015  and  2014  were
approximately $481,000 and $1,624,000, respectively. Amounts payable to affiliates at December 31, 2015 and
2014 were approximately $1,236,000 and $971,000 respectively.

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19. QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)

The tables below present quarterly financial information for 2015 and 2014:

2015
Three Months Ended

  March 31    

June 30    

September
30

December
31

(in thousands, except per share data)

Operating revenues
Operating expenses and costs

  $

99,483    $
90,336     

108,033    $
96,151     

107,110    $
96,884     

102,424 
97,449 

Operating income
Non-operating income (loss)
Interest expense
Income tax expense

Net income

Net income per common share:

Basic

Diluted

9,147     
245     
617     
3,406     

11,882     
272     
644     
4,471     

10,226     
(132)    
732     
3,567     

4,975 
1,131 
825 
2,048 

5,369    $

7,039    $

5,795    $

3,233 

0.72    $
0.72    $

0.95    $
0.94    $

0.81    $
0.80    $

0.45 

0.45 

  $

  $
  $

Average common shares outstanding:

Basic

Diluted

7,425     
7,467     

7,431     
7,474     

7,186     
7,219     

7,116 

7,144 

2014
Three Months Ended

  March 31    

June 30    

September
30

December
31

(in thousands, except per share data)

Operating revenues
Operating expenses and costs

  $

97,820    $
94,975     

104,343    $
95,754     

107,059    $
98,609     

101,715 
98,589 

Operating income
Non-operating income
Interest expense
Income tax expense

Net income

Net income per common share:

Basic

Diluted

Average common shares outstanding:

Basic

Diluted

2,845     
272     
862     
898     

8,589     
259     
743     
3,160     

8,450     
594     
632     
3,355     

3,126 
974 
660 
1,308 

1,357    $

4,945    $

5,057    $

2,132 

0.17    $
0.17    $

0.62    $
0.62    $

0.63    $
0.63    $

0.27 

0.27 

  $

  $
  $

7,985     
8,033     

7,992     
8,035     

7,993     
8,032     

7,988 

8,027 

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Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

Item 9A. Controls and Procedures.

Evaluation of Disclosure Controls and Procedures

Our  management,  with  the  participation  of  our  chief  executive  officer  and  chief  financial  officer,  evaluated  the
effectiveness of our disclosure controls and procedures pursuant to Rule 13a-15 under the Securities Exchange Act of
1934,  as  amended  (the  “Exchange  Act”).  In  designing  and  evaluating  the  disclosure  controls  and  procedures,
management recognizes that any controls and procedures, no matter how well designed and operated, can  provide
only  reasonable  assurance  of  achieving  the  desired  control  objectives.  In  addition,  the  design  of  disclosure  controls
and procedures must reflect the fact that there are resource constraints and that management is required to apply its
judgment in evaluating the benefits of possible controls and procedures relative to their costs.

Based  on  management’s  evaluation,  our  chief  executive  officer  and  chief  financial  officer  concluded  that,  as  of
December  31,  2015,  our  disclosure  controls  and  procedures  are  designed  at  a  reasonable  assurance  level  and  are
effective to provide reasonable assurance that information we are required to disclose in reports that we file or submit
under  the  Exchange  Act  is  recorded,  processed,  summarized  and  reported  within  the  time  periods  specified  in
Securities and Exchange Commission rules and forms, and that such information is accumulated and communicated
to  our  management,  including  our  chief  executive  officer  and  chief  financial  officer,  as  appropriate,  to  allow  timely
decisions regarding required disclosure.

Changes in Internal Control Over Financial Reporting

We  regularly  review  our  system  of  internal  control  over  financial  reporting  and  make  changes  to  our  processes  and
systems  to  improve  controls  and  increase  efficiency,  while  ensuring  that  we  maintain  an  effective  internal  control
environment.  Changes  may  include  such  activities  as  implementing  new,  more  efficient  systems,  consolidating
activities, and migrating processes.

There  were  no  changes  in  our  internal  control  over  financial  reporting  that  occurred  during  the  last  quarter  of  the
period covered by this Annual Report on Form 10-K that have materially affected, or are reasonably likely to materially
affect, our internal control over financial reporting.

Management’s Report on Internal Control Over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as
defined  in  Exchange  Act  Rule  13a-15(f).  Management  conducted  an  evaluation  of  the  effectiveness  of  our  internal
control over financial reporting based on the framework in the 2013 Internal Control—Integrated Framework issued by
the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (“COSO”).  Based  on  this  evaluation,
management  concluded  that  our  internal  control  over  financial  reporting  was  effective  as  of  December  31,  2015.
Management  reviewed  the  results  of  its  assessment  with  our  Audit  Committee.  The  effectiveness  of  our  internal
control over financial reporting as of December 31, 2015 has been audited by Grant Thornton LLP, an independent
registered public accounting firm, as stated in its report which is included below.

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REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Directors and Stockholders
P.A.M. Transportation Services, Inc.

We  have  audited  the  internal  control  over  financial  reporting  of  P.A.M.  Transportation  Services,  Inc.  (a  Delaware
corporation)  and  subsidiaries  (the  “Company”)  as  of  December  31,  2015,  based  on  criteria  established  in  the  2013
Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway
Commission  (COSO).  The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over
financial  reporting  and  for  its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in
the accompanying Management’s Report on Internal Control Over Financial Reporting . Our responsibility is to express
an opinion on the Company’s internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United
States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether
effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining
an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing
and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing
such  other  procedures  as  we  considered  necessary  in  the  circumstances.  We  believe  that  our  audit  provides  a
reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect
the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations
of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on
the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may
deteriorate.

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of
December  31,  2015,  based  on  criteria  established  in  the  2013 Internal  Control—Integrated  Framework  issued  by
COSO.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United
States), the consolidated financial statements of the Company as of and for the year ended December 31, 2015, and
our report dated March 15, 2016, expressed an unqualified opinion on those financial statements.

/s/ GRANT THORNTON LLP
Tulsa, Oklahoma
March 15, 2016

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Item 9B. Other Information.  

None.

PART III

Portions of the information required by Part III of Form 10-K are, pursuant to General Instruction G (3) of Form 10-K,
incorporated  by  reference  from  our  definitive  proxy  statement  to  be  filed  pursuant  to  Regulation  14A  for  our  Annual
Meeting of Stockholders to be held on April 26, 2016. We will, within 120 days of the end of our fiscal year, file with the
Securities and Exchange Commission a definitive proxy statement pursuant to Regulation 14A.

Item 10. Directors, Executive Officers and Corporate Governance.

The  information  presented  under  the  captions  “Election  of  Directors”,  “Executive  Officers”,  “Section  16(a)  Beneficial
Ownership  Reporting  Compliance”,  “Corporate  Governance  –  Code  of  Ethics”,  “Corporate  Governance  –  Director
Nominating Process” and “Corporate Governance – Board Committees,” in the proxy statement is incorporated here
by reference.

Item 11. Executive Compensation.

The  information  presented  under  the  captions  “Executive  Compensation”,  “Corporate  Governance  –  Compensation
Committee  Interlocks  and  Insider  Participation”,  and  “Compensation  Committee  Report”  in  the  proxy  statement  is
incorporated here by reference.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

The information presented under the caption “Security Ownership of Certain Beneficial Owners and Management” in
the proxy statement is incorporated here by reference.

Equity Compensation Plan Information

The following table summarizes, as of December 31, 2015, information about compensation plans under which equity
securities of the Company are authorized for issuance:

Number of
securities to
be issued upon
exercise
of outstanding
options, warrants
and rights

Weighted-average
exercise price of
outstanding
options, warrants
and rights

Number of
securities
remaining
available for
future issuance
under
equity
compensation
plans

71,798    $

10.92(1)   

357,951 

-0-     

-0- 

-0- 

Plan Category

Equity Compensation Plans
approved by Security Holders

Equity Compensation Plans not
approved by Security Holders

Total

71,798    $

10.92 

357,951 

(1) Excludes shares of restricted stock, which do not require the payment of an exercise price.

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Item 13. Certain Relationships and Related Transactions, and Director Independence.

The  information  presented  under  the  captions  “Transactions  with  Related  Persons”  and  “Corporate  Governance  –
Director Independence” in the proxy statement is incorporated here by reference.

Item 14. Principal Accounting Fees and Services.

The information presented under the caption “Independent Public Accountants – Principal Accountant Fees and
Services” in the proxy statement is incorporated here by reference.

PART IV

Item 15. Exhibits, Financial Statement Schedules.

(a) Financial Statements and Schedules.

(1) Financial Statements: See Part II, Item 8 hereof.

Report of Independent Registered Public Accounting Firm - Grant Thornton LLP
Consolidated Balance Sheets - December 31, 2015 and 2014
Consolidated Statements of Operations - Years ended December 31, 2015, 2014 and 2013
Consolidated Statements of Comprehensive Income - Years ended December 31, 2015, 2014 and 2013
Consolidated Statements of Stockholders’ Equity - Years ended December 31, 2015, 2014 and 2013
Consolidated Statements of Cash Flows - Years ended December 31, 2015, 2014 and 2013
Notes to Consolidated Financial Statements

(2) Financial Statement Schedules.

All schedules for which provision is made in the applicable accounting regulations of the SEC are omitted as
the required  information is inapplicable, or because the information is presented in the consolidated
financial statements or related notes.

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(3) Exhibits.

The  following  exhibits  are  filed  with  or  incorporated  by  reference  into  this  Report.  The  exhibits  which  are
denominated by an asterisk (*) were previously filed as a part of, and are hereby incorporated by reference
from  either  (i)  the  Form  S-1  Registration  Statement  under  the  Securities  Act  of  1933,  as  filed  with  the
Securities and Exchange Commission on July 30, 1986, Registration No. 33-7618, as amended on August
8, 1986, September 3, 1986 and September 10, 1986 (“1986 S-1”); (ii) the Quarterly Report on Form 10-Q
for  the  quarter  ended  June  30,  1994  (“6/30/94  10-Q”);  (iii)  the  Quarterly  Report  on  Form  10-Q  for  the
quarter  ended  June  30,  1995  (“6/30/95  10-Q”);  (iv)  the  Quarterly  Report  on  Form  10-Q  for  the  quarter
ended September 30, 1996 (“9/30/96 10-Q”); (v) the Quarterly Report on Form 10-Q for the quarter ended
March 31, 2002 (“3/31/02 10-Q”); (vi) the Form 8-K filed on May 31, 2006 (“5/31/06 8-K”); (vii) the Form 8-K
filed  on  December  11,  2007  (“12/11/07  8-K”);  (viii)  the  Annual  Report  on  Form  10-K  for  the  year  ended
December  31,  2007  (“2007  10-K”);  (ix)  the  Form  8-K  filed  on  July  16,  2009  (“7/16/09  8-K”);  (x)  Form  8-K
filed  on  December  3,  2010  (“12/03/10  8-K”);  (xi)  the  Schedule  14A  filed  on  April  23,  2014;  (“4/23/14  DEF
14A”); or (xii) the Schedule TO filed on December 2, 2014 (“12/2/14 TO-I”).

Exhibit #  

*3.1

*3.2

*4.1

*4.2

*4.2.1

*4.3

*4.3.1

*4.3.2

*4.3.3

*4.4

*4.4.1

*4.4.2

*4.4.3

*4.5

Description of Exhibit
Amended and Restated Certificate of Incorporation of the Registrant (Exh. 3.1, 3/31/02 10-Q)

Amended and Restated By-Laws of the Registrant (Exh. 3.2, 12/11/07 8-K)

Specimen Stock Certificate (Exh. 4.1, 1986 S-1)

Loan Agreement dated July 26, 1994 among First Tennessee Bank National Association,
Registrant and P.A.M. Transport, Inc. together with Promissory Note (Exh. 4.1, 6/30/94 10-Q)

Security Agreement dated July 26, 1994 between First Tennessee Bank National Association
and P.A.M. Transport, Inc. (Exh. 4.2, 6/30/94 10-Q)

First Amendment to Loan Agreement dated June 27, 1995 by and among P.A.M. Transport,
Inc., First Tennessee Bank National Association and P.A.M. Transportation Services, Inc.,
together with Promissory Note in the principal amount of $2,500,000 (Exh. 4.1.1, 6/30/95 10-
Q)

First Amendment to Security Agreement dated June 28, 1995 by and between P.A.M.
Transport, Inc. and First Tennessee Bank National Association (Exh. 4.2.2, 6/30/95 10-Q)

Security Agreement dated June 27, 1995 by and between Choctaw Express, Inc. and First
Tennessee Bank National Association (Exh. 4.1.3, 6/30/95 10-Q)

Guaranty Agreement of P.A.M. Transportation Services, Inc. dated June 27, 1995 in favor of
First Tennessee Bank National Association $10,000,000 line of credit (Exh. 4.1.4, 6/30/95 10-
Q)

Second Amendment to Loan Agreement dated July 3, 1996 by P.A.M. Transport, Inc., First
Tennessee Bank National Association and P.A.M. Transportation Services, Inc., together with
Promissory Note in the principal amount of $5,000,000 (Exh. 4.1.1, 9/30/96 10-Q)

Second Amendment to Security Agreement dated July 3, 1996 by and between P.A.M.
Transport, Inc. and First Tennessee National Bank Association (Exh. 4.1.2, 9/30/96 10-Q)

First Amendment to Security Agreement dated July 3, 1996 by and between Choctaw
Express, Inc. and First Tennessee Bank National Association (Exh. 4.1.3, 9/30/96 10-Q)

Security Agreement dated July 3, 1996 by and between Allen Freight Services, Inc. and First
Tennessee Bank National Association (Exh. 4.1.4, 9/30/96 10-Q)

Fourth Amendment to Loan Agreement dated July 26, 1994 among First Tennessee Bank
National Association, Registrant and P.A.M. Transport, Inc. together with Promissory Note

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Exh. 4.6, 2007 10-K)

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Table Of Contents

*4.6

Fourteenth Amendment to Loan Agreement dated November 17, 2014, by and among First
Tennessee Bank National Association, the Company and P.A.M. Transport, Inc., together
with Promissory Note in the principal amount of $40,000,000 (Exh. (b)(5), 12/2/14 TO-I)

*10.1

(1) Employment Agreement between the Registrant and Daniel H. Cushman, dated June 29,

2009 (Exh. 10.2, 7/16/09 8-K)

*10.2

(1) 2006 Stock Option Plan (Exh. 10.1, 5/31/06 8-K)

*10.3

(1) Form of Non-Qualified Stock Option Agreement for Non-Employee Director stock options that

are granted under the 2006 Stock Option Plan (Exh. 10.2, 5/31/06 8-K)

*10.4

(1) Incentive Compensation Plan (Exh. 10.3, 7/16/09 8-K)

*10.5

(1) Consulting Agreement between the Registrant and Manuel J. Moroun, dated December 6,

2007 (Exh. 10.10, 2007 10-K)

*10.6

(1) Form of Stock Option Agreement based on performance schedule and granted under the

2006 Stock Option Plan (Exh. 10.1, 12/03/10 8-K)

*10.7

(1) Form of Stock Option Agreement granted under the 2006 Stock Option Plan (Exh. 10.2,

12/03/10 8-K)

*10.8

(1) 2014 Amended and Restated Stock Option and Incentive Plan (Appendix A, 4/23/14 DEF

14A)

Subsidiaries of the Registrant

Consent of Grant Thornton LLP

Rule 13a-14(a) Certification of Principal Executive Officer

Rule 13a-14(a) Certification of Principal Financial Officer

Section 1350 Certifications of Chief Executive Officer and Chief Financial Officer

21.1

23.1

31.1

31.2

32.1

101.INS

XBRL Instance Document

101.SCH  

XBRL Taxonomy Extension Schema Document

101.CAL

XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF

XBRL Taxonomy Extension Definition Linkbase Document

101.LAB

XBRL Taxonomy Extension Label Linkbase Document

101.PRE  

XBRL Taxonomy Extension Presentation Linkbase Document

(1)  Management contract or compensatory plan or arrangement.

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Table Of Contents

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Dated: March 10, 2016

P.A.M. TRANSPORTATION SERVICES, INC.

By:/s/ Daniel H. Cushman
DANIEL H. CUSHMAN
President and Chief Executive Officer
(principal executive officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the
following persons on behalf of the registrant and in the capacities and on the dates indicated.

Dated: March 10, 2016

Dated: March 10, 2016

Dated: March 10, 2016

Dated: March 10, 2016

Dated: March 10, 2016

Dated: March 10, 2016

By:/s/ Frederick P. Calderone

FREDERICK P. CALDERONE, Director

By:/s/ Daniel H. Cushman
DANIEL H. CUSHMAN
President and Chief Executive Officer, Director
(principal executive officer)

By:/s/ W. Scott Davis

W. SCOTT DAVIS, Director

By:/s/ Norman E. Harned

NORMAN E. HARNED, Director

By:/s/ Franklin H. McLarty

FRANKLIN H. MCLARTY, Director

By:/s/ Manuel J. Moroun

MANUEL J. MOROUN, Director

Dated: March 10, 2016

By:/s/ Matthew T. Moroun

Dated: March 10, 2016

Dated: March 10, 2016

MATTHEW T. MOROUN, Director and Chairman of
the Board

By:/s/ Daniel C. Sullivan

DANIEL C. SULLIVAN, Director

By:/s/ Allen W. West
ALLEN W. WEST
Vice President-Finance, Chief Financial Officer,
Secretary and Treasurer
(principal financial and accounting officer)

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Table Of Contents

EXHIBIT INDEX

The following exhibits are filed with or incorporated by reference into this Report. The exhibits which are denominated
by an asterisk (*) were previously filed as a part of, and are hereby incorporated by reference from either (i) the Form
S-1 Registration Statement under the Securities Act of 1933, as filed with the Securities and Exchange Commission
on July 30, 1986, Registration No. 33-7618, as amended on August 8, 1986, September 3, 1986 and September 10,
1986 (“1986 S-1”); (ii) the Quarterly Report on Form 10-Q for the quarter ended June 30, 1994 (“6/30/94 10-Q”); (iii)
the Quarterly Report on Form 10-Q for the quarter ended June 30, 1995 (“6/30/95 10-Q”); (iv) the Quarterly Report on
Form 10-Q for the quarter ended September 30, 1996 (“9/30/96 10-Q”); (v) the Quarterly Report on Form 10-Q for the
quarter ended March 31, 2002 (“3/31/02 10-Q”); (vi) the Form 8-K filed on May 31, 2006 (“5/31/06 8-K”); (vii) the Form
8-K filed on December 11, 2007 (“12/11/07 8-K”); (viii) the Annual Report on Form 10-K for the year ended December
31, 2007 (“2007 10-K”); (ix) the Form 8-K filed on July 16, 2009 (“7/16/09 8-K”); (x) Form 8-K filed on December 3,
2010 (“12/03/10 8-K”); (xi) the Schedule 14A filed on April 23, 2014 (“4/23/14 DEF 14A”); or (xii) the Schedule TO filed
on December 2, 2014 (“12/2/14 TO-I”)..

Exhibit #  

*3.1

*3.2

*4.1

*4.2

*4.2.1

*4.3

*4.3.1

*4.3.2

Description of Exhibit
Amended and Restated Certificate of Incorporation of the Registrant (Exh. 3.1, 3/31/02 10-Q)

Amended and Restated By-Laws of the Registrant (Exh. 3.2, 12/11/07 8-K)

Specimen Stock Certificate (Exh. 4.1, 1986 S-1)

Loan Agreement dated July 26, 1994 among First Tennessee Bank National Association, Registrant
and P.A.M. Transport, Inc. together with Promissory Note (Exh. 4.1, 6/30/94 10-Q)

Security Agreement dated July 26, 1994 between First Tennessee Bank National Association and
P.A.M. Transport, Inc. (Exh. 4.2, 6/30/94 10-Q)

First Amendment to Loan Agreement dated June 27, 1995 by and among P.A.M. Transport, Inc., First
Tennessee Bank National Association and P.A.M. Transportation Services, Inc., together with
Promissory Note in the principal amount of $2,500,000 (Exh. 4.1.1, 6/30/95 10-Q)

First Amendment to Security Agreement dated June 28, 1995 by and between P.A.M. Transport, Inc.
and First Tennessee Bank National Association (Exh. 4.2.2, 6/30/95 10-Q)

Security Agreement dated June 27, 1995 by and between Choctaw Express, Inc. and First Tennessee
Bank National Association (Exh. 4.1.3, 6/30/95 10-Q)

*4.3.3

  Guaranty Agreement of P.A.M. Transportation Services, Inc. dated June 27, 1995 in favor of First

Tennessee Bank National Association $10,000,000 line of credit (Exh. 4.1.4, 6/30/95 10-Q)

*4.4

*4.4.1

*4.4.2

*4.4.3

*4.5

Second Amendment to Loan Agreement dated July 3, 1996 by P.A.M. Transport, Inc., First
Tennessee Bank National Association and P.A.M. Transportation Services, Inc., together with
Promissory Note in the principal amount of $5,000,000 (Exh. 4.1.1, 9/30/96 10-Q)

Second Amendment to Security Agreement dated July 3, 1996 by and between P.A.M. Transport, Inc.
and First Tennessee National Bank Association (Exh. 4.1.2, 9/30/96 10-Q)

First Amendment to Security Agreement dated July 3, 1996 by and between Choctaw Express, Inc.
and First Tennessee Bank National Association (Exh. 4.1.3, 9/30/96 10-Q)

Security Agreement dated July 3, 1996 by and between Allen Freight Services, Inc. and First
Tennessee Bank National Association (Exh. 4.1.4, 9/30/96 10-Q)

Fourth Amendment to Loan Agreement dated July 26, 1994 among First Tennessee Bank National
Association, Registrant and P.A.M. Transport, Inc. together with Promissory Note (Exh. 4.6, 2007 10-
K)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Table Of Contents

*4.6

Fourteenth Amendment to Loan Agreement dated November 17, 2014, by and among First
Tennessee Bank National Association, the Company and P.A.M. Transport, Inc., together with
Promissory Note in the principal amount of $40,000,000 (Exh. (b)(5), 12/2/14 TO-I)

*10.1

(1) Employment Agreement between the Registrant and Daniel H. Cushman, dated June 29, 2009 (Exh.

10.2, 7/16/09 8-K)

*10.2

(1) 2006 Stock Option Plan (Exh. 10.1, 5/31/06 8-K)

*10.3

(1) Form of Non-Qualified Stock Option Agreement for Non-Employee Director stock options that are

granted under the 2006 Stock Option Plan (Exh. 10.2, 5/31/06 8-K)

*10.4

(1) Incentive Compensation Plan (Exh. 10.3, 7/10/09 8-K)

*10.5

(1) Consulting Agreement between the Registrant and Manuel J. Moroun, dated December 6, 2007 (Exh.

10.10, 2007 10-K)

*10.6

(1) Form of Stock Option Agreement based on performance schedule and granted under the 2006 Stock

Option Plan (Exh. 10.1, 12/03/10 8-K)

*10.7

(1) Form of Stock Option Agreement granted under the 2006 Stock Option Plan (Exh. 10.2, 12/03/10 8-K)

*10.8

(1) 2014 Amended and Restated Stock Option and Incentive Plan (Appendix A, 4/23/14 DEF 14A)

21.1

23.1

31.1

31.2

32.1

Subsidiaries of the Registrant

Consent of Grant Thornton LLP

Rule 13a-14(a) Certification of Principal Executive Officer

Rule 13a-14(a) Certification of Principal Financial Officer

Section 1350 Certifications of Chief Executive Officer and Chief Financial Officer

101.INS

XBRL Instance Document

101.SCH  

XBRL Taxonomy Extension Schema Document

101.CAL

XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF

XBRL Taxonomy Extension Definition Linkbase Document

101.LAB

XBRL Taxonomy Extension Label Linkbase Document

101.PRE

XBRL Taxonomy Extension Presentation Linkbase Document

(1) Management contract or compensatory plan or arrangement.