Quarterlytics / Industrials / Marine Shipping / SFL Corporation Ltd. / FY2022 Annual Report

SFL Corporation Ltd.
Annual Report 2022

SFL · NYSE Industrials
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Industry Marine Shipping
Employees 24
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FY2022 Annual Report · SFL Corporation Ltd.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 20-F 
[ ☐  ]   REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g)
OF THE SECURITIES EXCHANGE ACT OF 1934

OR

For the fiscal year ended

December 31, 2022

[☒]    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

OR

[ ☐ ]  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

OR

[ ☐ ]  SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of event requiring this shell company report

...............................................................

For the transition period from  ___________________________to  ___________________________

Commission file number

001-32199

SFL Corporation Ltd.
(Exact name of Registrant as specified in its charter)

(Translation of Registrant's name into English)

Bermuda

(Jurisdiction of incorporation or organization)

Par-la-Ville Place 14 Par-la-Ville Road Hamilton HM 08 Bermuda

(Address of principal executive offices)

James Ayers

Par-la-Ville Place 14 Par-la-Ville Road Hamilton HM 08 Bermuda

(Name, Telephone, Email and/or Facsimile number and Address of Company Contact Person)

Tel: +1 (441) 295-9500  Fax: +1 (441) 295-3494

Securities registered or to be registered pursuant to section 12(b) of the Act

Title of each class

Trading Symbol

Name of each exchange on which registered

Common Shares, $0.01 Par Value

SFL

New York Stock Exchange

Securities registered or to be registered pursuant to section 12(g) of the Act.

 
 
 
 
 
None

(Title of Class)

Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act.

None

(Title of Class)

Indicate the number of outstanding shares of each of the issuer's classes of capital or common stock as of the close of the period covered by 
the annual report.

138,562,173   Common Shares, $0.01 Par Value

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

[ ☒ ] Yes  [  ] No

If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 
15(d) of the Securities Exchange Act of 1934.

Note – Checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Securities 
Exchange Act of 1934 from their obligations under those Sections.

[   ] Yes  [ ☒ ] No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days.

[ ☒ ] Yes  [   ] No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to 
Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

[ ☒ ] Yes  [   ] No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging growth 
company. See definition of "large accelerated filer", "accelerated filer", and "emerging growth company" in Rule 12b-2 of the Exchange Act.:

Large accelerated 

filer ☒

Accelerated filer ☐

Non-accelerated filer   ☐

Emerging growth company ☐

If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant 
has elected not to use the extended transition period for complying with any new or revised financial accounting standards† provided pursuant 
to Section 13(a) of the Exchange Act.  ☐

†  The  term  new  or  revised  financial  accounting  standard  refers  to  any  update  issued  by  the  Financial  Accounting  Standards  Board  to  its 
Accounting Standards Codification after April 5, 2012. 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its 
internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public 
accounting firm that prepared or issued its audit report     ☒

If  securities  are  registered  pursuant  to  Section  12(b)  of  the  Act,  indicate  by  check  mark  whether  the  financial  statements  of  the  registrant 
included in the filing reflect the correction of an error to previously issued financial statements. ☐

Indicate  by  check  mark  whether  any  of  those  error  corrections  are  restatements  that  required  a  recovery  analysis  of  incentive-based 
compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing:

☒ U.S. GAAP

☐  International Financial Reporting Standards as 
issued by the International Accounting Standards 
Board

☐  Other

If "Other" has been checked in response to the previous question, indicate by check mark which financial statement item the registrant has 
elected to follow:

☐ Item 17  ☐ Item 18

If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

[ ☐  ] Yes  [ ☒ ] No

 
INDEX TO REPORT ON FORM 20-F 

PART I

PAGE

ITEM 1.

ITEM 2.

ITEM 3.

ITEM 4.

IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS

OFFER STATISTICS AND EXPECTED TIMETABLE

KEY INFORMATION

INFORMATION ON THE COMPANY

ITEM 4A.

UNRESOLVED STAFF COMMENTS

ITEM 5.

ITEM 6.

ITEM 7.

ITEM 8.

ITEM 9.

ITEM 10.

ITEM 11.

ITEM 12.

ITEM 13.

ITEM 14.

ITEM 15.

OPERATING AND FINANCIAL REVIEW AND PROSPECTS

DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES

MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS

FINANCIAL INFORMATION

THE OFFER AND LISTING

ADDITIONAL INFORMATION

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES

PART II

DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES

MATERIAL MODIFICATIONS TO THE RIGHTS OF SECURITY HOLDERS AND USE OF 
PROCEEDS
CONTROLS AND PROCEDURES

ITEM 16A.

AUDIT COMMITTEE FINANCIAL EXPERT

ITEM 16B.

CODE OF ETHICS

ITEM 16C.

PRINCIPAL ACCOUNTANT FEES AND SERVICES

ITEM 16D.

EXEMPTIONS FROM THE LISTING STANDARDS FOR AUDIT COMMITTEES

ITEM 16E.

ITEM 16F.

PURCHASE OF EQUITY SECURITIES BY THE ISSUER AND AFFILIATED 
PURCHASERS
CHANGE IN REGISTRANT'S CERTIFYING ACCOUNTANT

ITEM 16G.

CORPORATE GOVERNANCE

ITEM 16H.

MINE SAFETY DISCLOSURE

PART III

ITEM 17.

ITEM 18.

ITEM 19.

FINANCIAL STATEMENTS

FINANCIAL STATEMENTS

EXHIBITS

1

1

1

37

61

62

104

108

111

112

112

122

124

125

125

125

126

126

126

127

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130

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CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS

Matters discussed in this annual report and the documents incorporated by reference may constitute forward-looking statements. 
The Private Securities Litigation Reform Act of 1995 provides safe harbor protections for forward-looking statements in order 
to encourage companies to provide prospective information about their business. Forward-looking statements include, but are 
not limited to, statements concerning plans, objectives, goals, strategies, future events or performance, underlying assumptions 
and other statements, which are other than statements of historical facts.

SFL  Corporation  Ltd.  and  its  subsidiaries,  or  the  Company,  desires  to  take  advantage  of  the  safe  harbor  provisions  of  the 
Private  Securities  Litigation  Reform  Act  of  1995  and  is  including  this  cautionary  statement  pursuant  to  this  safe  harbor 
legislation. This report and any other written or oral statements made by the Company or on its behalf may include forward-
looking statements, which reflect the Company’s current views with respect to future events and financial performance and are 
not intended to give any assurance as to future results. When used in this document, the words “believe,” “anticipate,” “intend,” 
“estimate,” “forecast,” “project,” “plan,” “potential,” “will,” “may,” “should,” “expect,” “targets,” “likely,” “would,” “could” 
“seeks,”  “continue,”  “possible,”  “might,”  “pending”  and  similar  expressions,  terms  or  phrases  may  identify  forward-looking 
statements.

The  forward-looking  statements  herein  are  based  upon  various  assumptions,  many  of  which  are  based,  in  turn,  upon  further 
assumptions,  including,  without  limitation,  management’s  examination  of  historical  operating  trends,  data  contained  in  the 
Company’s  records  and  other  data  available  from  third  parties.  Although  the  Company  believes  that  these  assumptions  were 
reasonable when made, because these assumptions are inherently subject to significant uncertainties and contingencies which 
are  difficult  or  impossible  to  predict  and  are  beyond  its  control,  the  Company  cannot  assure  you  that  it  will  achieve  or 
accomplish these expectations, beliefs or projections.

Such statements reflect the Company’s current views with respect to future events and are subject to certain risks, uncertainties 
and  assumptions.  Should  one  or  more  of  these  risks  or  uncertainties  materialize,  or  should  underlying  assumptions  prove 
incorrect,  actual  results  may  vary  materially  from  those  described  herein  as  anticipated,  believed,  estimated,  expected  or 
intended. The Company is making investors aware that such forward-looking statements, because they relate to future events, 
are  by  their  very  nature  subject  to  many  important  factors  that  could  cause  actual  results  to  differ  materially  from  those 
contemplated.  In  addition  to  these  important  factors  and  matters  discussed  elsewhere  herein,  important  factors  that,  in  the 
Company’s view, could cause actual results to differ materially from those discussed in the forward-looking statements include, 
but are not limited to:

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the strength of world economies and currencies;
the central bank policies intended to combat overall inflation and rising interest rates and foreign exchange rates;
the Company’s ability to generate cash to service its indebtedness;
the  Company’s  ability  to  continue  to  satisfy  its  financial  and  other  covenants,  or  obtain  waivers  relating  to  such 
covenants from its lenders under its credit facilities;
the availability of financing and refinancing, as well as the Company’s ability to obtain such financing or refinancing in 
the future to fund capital expenditures, acquisitions and other general corporate activities and the Company's ability to 
comply with the restrictions and other covenants in its financing arrangements;
the Company’s counterparties’ ability or willingness to honor their obligations under agreements with it;
general market conditions in the seaborne transportation industry, which is cyclical and volatile, including fluctuations in 
charter hire rates and vessel values;
prolonged or significant downturns in the tanker, dry-bulk carrier, container and/or offshore drilling charter markets; 
the  volatility  of  oil  and  gas  prices,  which  effects,  among  other  things,  several  sectors  of  the  maritime,  shipping  and 
offshore  industries,  including  oil  transportation,  dry  bulk  shipments,  oil  products  transportation,  car  transportation  and 
drilling rigs;
a decrease in the value of the charter-free market values of the Company’s vessels and drilling units; 
an oversupply of vessels, including drilling units, which could lead to reductions in charter hire rates and profitability; 
any inability to retain and recruit qualified key executives, key employees, key consultants or skilled workers; 
the potential difference in interests between or among certain of the Company’s directors, officers, key executives and 
shareholders, including Hemen Holding Limited, or Hemen, our largest shareholder; 
the risks associated with the purchase of second-hand vessels; 
the aging of the Company’s fleet which could result in increased operating costs, impairment or loss of hire; 
the adequacy of insurance coverage for inherent operational risks, and the Company’s ability to obtain indemnities from 
customers, changes in laws, treaties or regulations;
changes in supply and generally the number, size and form of providers of goods and services in the markets in which 
the Company operates;

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the  supply  of  and  demand  for  oil  and  oil  products  and  vessels,  including  drilling  rigs,  comparable  to  ours,  including 
against  the  background  of  the  possibility  of  accelerated  climate  change  transition  worldwide,  including  shifts  in 
consumer demand for other energy resources could have an accelerated negative effect on the demand for oil and thus its 
transportation and drilling;
changes in market demand in countries which import commodities and finished goods and changes in the amount and 
location of the production of those commodities and finished goods and resulting changes to trade patterns;
delays or defaults by the shipyards in the construction of our newbuildings;
technological innovation in the sectors in which we operate and quality and efficiency requirements from customers;
technology risk associated with energy transition and fleet/systems rejuvenation to alternative propulsions;
governmental  laws  and  regulations,  including  environmental  regulations,  that  add  to  our  costs  or  the  costs  of  our 
customers; 
potential liability from safety, environmental, governmental and other requirements and potential significant additional 
expenditures related to complying with such regulations; 
the  impact  of  increasing  scrutiny  and  changing  expectations  from  investors,  lenders,  charterers  and  other  market 
participants with respect to our Environmental, Social and Governance, or ESG, practices;
increased inspection procedures and more restrictive import and export controls;
the imposition of sanctions by the Office of Foreign Assets Control of the Department of the U.S. Treasury or pursuant 
to  other  applicable  laws  or  regulations  imposed  by  the  U.S.  government,  the  EU,  the  United  Nations  or  other 
governments against the Company or any of its subsidiaries;
compliance  with  governmental,  tax,  environmental  and  safety  regulation,  any  non-compliance  with  the  U.S.  Foreign 
Corrupt Practices Act of 1977 or other applicable regulations relating to bribery;
changes in the Company’s operating expenses, including bunker prices, drydocking and insurance costs;
fluctuations in currencies and interest rates and the impact of the discontinuance of the London Interbank Offered Rate 
for US Dollars, or LIBOR, after June 30, 2023 on any of our debt referencing LIBOR in the interest rate;
the volatility of prevailing spot market charter rates, which effects the amount of profit sharing payment the Company 
receives under charters with Golden Ocean Group Limited, or Golden Ocean, and other charters; 
the volatility of the price of the Company’s common shares; 
changes in the Company’s dividend policy; 
the future sale of the Company’s common shares or conversion of the Company’s convertible notes; 
the  failure  to  protect  the  Company’s  information  systems  against  security  breaches,  or  the  failure  or  unavailability  of 
these systems for a significant period of time; 
the entrance into transactions that expose the Company to additional risk outside of its core business; 
difficulty managing planned growth properly; 
the Company’s incorporation under the laws of Bermuda and the different rights to relief that may be available compared 
to other countries, including the United States;
shareholders’ reliance on the Company to enforce the Company’s rights against contract counterparties; 
dependence  on  the  ability  of  the  Company’s  subsidiaries  to  distribute  funds  to  satisfy  financial  obligations  and  make 
dividend payments; 
the potential for shareholders to not be able to bring a suit against the Company or enforce a judgement obtained against 
the Company in the United States; 
treatment of the Company as a “passive foreign investment company” by U.S. tax authorities; 
being required to pay taxes on U.S. source income; 
the Company’s operations being subject to economic substance requirements; 
the exercise of a purchase option by the charterer of a vessel or drilling unit; 
potential  liability  from  future  litigation,  including  litigation  related  to  claims  raised  by  public-interest  organizations  or 
activism with regard to failure to adapt or mitigate climate impact;
increased cost of capital or limiting access to funding due to EU Taxonomy or relevant territorial taxonomy regulations; 
the length and severity of the ongoing coronavirus outbreak (“COVID-19”) and governmental responses thereto and the 
impact  on  the  demand  for  commercial  seaborne  transportation  and  the  condition  to  the  financial  markets  and  any 
noncompliance  with  the  amendments  by  the  International  Maritime  Organization  (“IMO”),  the  United  Nations  agency 
for maritime safety and the prevention of pollution by vessels, (the amendments hereinafter referred to as IMO 2020), to 
Annex VI to the International Convention for the Prevention of Pollution from Ships, 1973, as modified by the Protocol 
of  1978  relating  thereto,  collectively  referred  to  as  MARPOL  73/78  and  herein  as  MARPOL,  which  will  reduce  the 
maximum amount of sulfur that vessels may emit into the air and has applied to us since January 1, 2020;
the arresting or attachment of one or more of the Company’s vessels or rigs by maritime claimants;
damage to storage, receiving and other shipping inventories’ facilities;
impacts  of  supply  chain  disruptions  that  began  during  the  COVID-19  pandemic  and  the  resulting  inflationary 
environment; 
potential requisition of the Company’s vessels or rigs by a government during a period of war or emergency; and

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world  events,  political  instability,  international  sanctions  or  international  hostilities,  including  the  ongoing  conflict 
between Russia and Ukraine and potential physical disruption of shipping routes as a result thereof.

This report may contain assumptions, expectations, projections, intentions and beliefs about future events. These statements are 
intended as forward-looking statements. The Company may also from time to time make forward-looking statements in other 
documents and reports that are filed with or submitted to the Commission, in other information sent to the Company’s security 
holders, and in other written materials. The Company also cautions that assumptions, expectations, projections, intentions and 
beliefs  about  future  events  may  and  often  do  vary  from  actual  results  and  the  differences  can  be  material.  The  Company 
undertakes no obligation to publicly update or revise any forward-looking statement contained in this report, whether as a result 
of new information, future events or otherwise, except as required by law.

iv

ITEM 1. 

IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS

Not Applicable.

PART I

ITEM 2.  OFFER STATISTICS AND EXPECTED TIMETABLE

Not Applicable.

ITEM 3.  KEY INFORMATION

Throughout this report, the "Company", "SFL ", "we", "us" and "our" all refer to SFL Corporation Ltd. and its subsidiaries. We 
use  the  term  deadweight  ton,  or  dwt,  in  describing  the  size  of  the  vessels.  Dwt,  expressed  in  metric  tons,  each  of  which  is 
equivalent to 1,000 kilograms, refers to the maximum weight of cargo and supplies that a vessel can carry. We use the term 
twenty-foot equivalent units, or TEU, in describing container vessels to refer to the number of standard twenty-foot containers 
that the vessel can carry, and we use the term car equivalent units, or CEU, in describing car carriers to refer to the number of 
standard cars that the vessel can carry. Unless otherwise indicated, all references to "USD," "US$" and "$" in this report are to, 
and amounts are presented in, U.S. dollars.

A. [RESERVED]

B. CAPITALIZATION AND INDEBTEDNESS

Not Applicable.

C. REASONS FOR THE OFFER AND USE OF PROCEEDS

Not Applicable.

D. RISK FACTORS

Our  assets  are  primarily  engaged  in  transporting  crude  oil  and  oil  products,  dry  bulk  and  containerized  cargoes,  freight  of 
rolling cargo, and in offshore drilling and related activities. The risk factors summarized in the Cautionary Statement Regarding 
Forward  Looking  Statements  and  Summary  of  Risk  Factors  and  detailed  below,  summarize  certain  risks  that  may  materially 
affect our business, financial condition or results of operations. Unless otherwise indicated in this annual report on Form 20-F, 
all information concerning our business and our assets is as of March 16, 2023.

Risk Factors Summary

The  principal  risks  that  could  adversely  affect,  or  have  adversely  affected,  our  Company’s  business,  operation  results  and 
financial conditions are categorized and detailed below.

– Risk Relating to Our Industry

Our assets operate within a variety of markets that are volatile and unpredictable. Several risk factors including but not limited 
to  our  global  and  local  market  presence  will  impact  our  widespread  operations.  We  are  exposed  to  regulatory,  statutory, 
operational, technical, counterpart, environmental and political risks, and other developments and regulations applicable to us 
and  our  industry  that  may  impact  and  or  disrupt  our  business.  Details  of  specific  risks  relating  to  our  industry  are  described 
below.

1

 
– Risks Relating to our Company

Our Company is subject to a significant number of external and internal risks. We are an entity incorporated in Bermuda with 
operations in different jurisdictions, markets and industries and, with numerous employees, shareholders, customers and other 
stakeholders  having  varying  interests,  and  this  broad  exposure  subjects  us  to  significant  risks.  We  also  engage  in  activities, 
operations and actions that could result in harm to our Company, and adversely affect our financial performance, position and 
our business. Details of specific risks relating to our Company are described below.

– Risk Relating to our Common Shares

Our common shares are subject to a significant number of external and internal risks. The market price of our common shares 
has  historically  been  unpredictable  and  volatile.  As  a  holding  company,  we  depend  on  the  ability  of  our  subsidiaries  to 
distribute funds to satisfy our financial and other obligations. As we are a foreign corporation, our shareholders may not have 
the same rights as a shareholder in a U.S. corporation may have. In addition, our shareholders may not be able to bring suit 
against us or enforce a judgement obtained in the U.S. against us since our offices and the majority of our assets are located 
outside of the U.S. Furthermore, sales of our common shares or conversions of our convertible notes could cause the market 
price of our common shares to decline. Details of specific risks relating to our common shares are described below.

Some  risks  are  static  while  other  risks  may  change  and  will  vary  depending  on  global  and  corporate  developments  that  may 
occur now or in the future. The risk factors below identify risks relating to our industry, Company and common shares. These 
risks may not cover all and future applicable risk factors applicable to the Company.

Risks Relating to Our Industry

The seaborne transportation industry is cyclical and volatile, and this may lead to reductions in our charter hire rates, vessel 
values and results of operations.

The international seaborne transportation industry is both cyclical and volatile in terms of charter hire rates and profitability. 
The degree of charter hire rate volatility for vessels has varied widely. A worsening of current global economic conditions may 
cause the charter rates applicable to our vessels to decline and thereby adversely affect our ability to charter or re-charter our 
vessels  and  any  renewal  or  replacement  charters  that  we  enter  into,  may  not  be  sufficient  to  allow  us  to  operate  our  vessels 
profitably.  In  addition,  the  conflict  in  Ukraine  is  disrupting  energy  production  and  trade  patterns,  including  shipping  in  the 
Black  Sea  and  elsewhere,  and  its  impact  on  energy  prices  and  tanker  rates,  which  initially  have  increased,  is  uncertain. 
Fluctuations in charter hire rates result from changes in the supply of and demand for vessel capacity and changes in the supply 
of and demand for energy resources, commodities, semi-finished and finished consumer and industrial products internationally 
carried at sea. If we enter into a charter when charter hire rates are low, our revenues and earnings will be adversely affected. In 
addition, a decline in charter hire rates is likely to cause the market value of our vessels to decline. We cannot assure you that 
we will be able to successfully charter our vessels in the future or renew our existing charters at rates sufficient to allow us to 
operate our business profitably, meet our obligations or pay dividends to our shareholders. The factors affecting the supply and 
demand  for  vessels  are  outside  of  our  control,  and  the  nature,  timing  and  degree  of  changes  in  industry  conditions  are 
unpredictable.

Factors that influence demand for vessel capacity include:

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supply  of  and  demand  for  energy  resources,  commodities,  and  semi-finished  and  finished  consumer  and  industrial 
products;

national policies regarding strategic oil inventories (including if strategic reserves are set at a lower level in the future 
as oil decreases in the energy mix);

changes in the exploration for and production of energy resources, commodities, semi-finished and finished consumer 
and industrial products;

changes  in  the  production  levels  of  crude  oil  (including  in  particular  production  by  OPEC,  the  U.S.  and  other  key 
producers);
the  location  of  consuming  regions  for  energy  resources,  commodities,  semi-finished  and  finished  consumer  and 
industrial products;
the location of regional and global exploration, production and manufacturing facilities;
competition from, supply of and demand for alternative sources of energy;

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the globalization of production and manufacturing;

global  and  regional  economic  and  political  conditions,  developments  in  international  trade  and  fluctuations  in 
industrial and agricultural production; 

economic slowdowns caused by public health events such as the ongoing COVID-19 pandemic;

disruptions and developments in international trade;

regional availability of refining capacity and inventories compared to geographies of oil production regions;

changes in seaborne and other transportation patterns, including the distance cargo is transported by sea, changes in the 
price of crude oil and related benchmarks, and changes in trade patterns;

changes  in  governmental  and  maritime  self-regulatory  organizations’  rules  and  regulations  or  actions  taken  by 
regulatory authorities;

environmental  concerns  and  uncertainty  around  new  regulations  in  relation  to,  amongst  others,  new  technologies 
which may delay the ordering of new vessels;

international sanctions, embargoes, import and export restrictions, nationalizations, piracy, terrorist attacks and armed 
conflicts, including the ongoing conflict in the Ukraine;

changes in government subsidies of shipbuilding;

construction or expansion of new or existing pipelines or railways; and

currency exchange rates, most importantly versus the United States Dollar, or USD.

Demand  for  our  vessels  and  charter  hire  rates  are  dependent  upon,  among  other  things,  seasonal  and  regional  changes  in 
demand and changes to the capacity of the world fleet. There can be no assurance that global economic growth will be at a rate 
sufficient to utilize existing or new capacity. Continued adverse economic, political or social conditions or other developments 
including inflationary pressure and the ongoing conflict between Russia and Ukraine, could further negatively impact charter 
hire rates, and therefore have a material adverse effect on our business, results of operations and ability to pay dividends. 

Factors that influence the supply of vessel capacity include:

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supply and demand for energy resources and oil and petroleum products;

demand for alternative energy sources;

the number and size of newbuilding orders and deliveries, including slippage in deliveries, as may be impacted by the 
availability of financing for shipping activity;

the degree of scrapping or recycling of older vessels, depending, among other things, on scrapping or recycling rates or 
international scrapping or recycling regulations;

the price of steel and vessel equipment;

product imbalances (affecting the level of trading activity) and developments in international trade;

changes in environmental and other regulations that may limit the useful lives of vessels;

the number of vessels that are out of service, namely those that are laid-up, dry-docked, arrested, awaiting repairs after 
damage or accident, or otherwise not available for hire;
availability of financing for new vessels and shipping activity;

changes  in  national  or  international  regulations  that  may  effectively  cause  reductions  in  the  carrying  capacity  of 
vessels or early obsolescence of tonnage;

changes in environmental and other regulations that may limit the useful lives of vessels or require costly overhauls;

the number of vessels used as storage units;

port and/or canal congestion, and weather delays;

business disruptions, including supply chain disruptions and congestion, due to natural and other disasters, including 
the COVID-19 outbreak; 

sanctions (in particular sanctions on Russia, Iran and Venezuela, among other countries and individuals); and

technological advances in vessel design and capacity.

3

Furthermore, the conflict in Ukraine combined with inflationary pressures and/or supply chain disruptions across most major 
economies  have  negatively  impacted  certain  of  the  countries  in  which  we  operate  in  and  may  lead  to  a  global  economic 
slowdown,  which  might  in  turn  adversely  affect  demand  for  our  vessels.  In  particular,  the  conflict  in  Ukraine  and  related 
sanctions measures imposed against Russia has and is disrupting energy production and trade patterns, including shipping in the 
Black Sea and elsewhere, and has impacted the price of certain dry bulk goods, such as grain, as well as energy and fuel prices. 
Notably,  various  jurisdictions  have  imposed  sanctions  against  Russia  directly  targeting  the  maritime  transport  of  goods 
originating from Russia, such as of oil products and agricultural commodities such as potash. Such measures, and the response 
of  targeted  jurisdictions  to  them,  have  disrupted  trade  patterns  of  certain  of  the  goods  which  we  transport  and  have 
correspondingly impacted charter rates for the transport of such goods. As the number of jurisdictions imposing sanctions upon 
Russia  grows  and/or  the  nature  of  sanctions  being  imposed  evolves,  the  charter  rates  we  are  able  to  obtain  could  begin  to 
weaken.

In addition to the prevailing and anticipated freight rates, factors that affect the rate of newbuilding, recycling and laying-up 
include newbuilding prices, secondhand vessel values in relation to recycling prices, costs of bunkers and other operating costs, 
costs associated with classification society surveys, normal maintenance costs, insurance coverage costs, the efficiency and age 
profile  of  the  existing  fleet  in  the  market,  and  government  and  industry  regulation  of  maritime  transportation  practices, 
particularly  environmental  protection  laws  and  regulations.  These  factors  influencing  the  supply  of  and  demand  for  shipping 
capacity  are  outside  of  our  control,  and  we  may  not  be  able  to  correctly  assess  the  nature,  timing  and  degree  of  changes  in 
industry conditions. 

Further, the market may fluctuate widely based on a variety of factors including changes in overall market movements, political 
and  economic  events,  wars,  acts  of  terrorism,  natural  disasters  (including  disease,  epidemics  and  pandemics)  and  changes  in 
interest rates or inflation rates.

An over-supply of vessel capacity may lead to reductions in charter hire rates, vessel values and profitability.

The  supply  of  vessels  generally  increases  with  deliveries  of  new  vessels  and  decreases  with  the  recycling  of  older  vessels, 
conversion  of  vessels  to  other  uses,  such  as  floating  production  and  storage  facilities,  and  loss  of  tonnage  as  a  result  of 
casualties. An over-supply of vessel capacity, combined with a decline in the demand for such vessels, may result in a reduction 
of  charter  hire  rates.  Upon  the  expiration  or  termination  of  our  vessels’  current  charters,  if  we  are  unable  to  re-charter  our 
vessels at rates sufficient to allow us to operate our vessels profitably or at all such inability, would have a material adverse 
effect on our revenues and profitability.

Our business is affected by macroeconomic conditions, including rising inflation, interest rates, market volatility, economic 
uncertainty and supply chain constraints.

Various macroeconomic factors could adversely affect our business and the results of our operations and financial condition, 
including changes in inflation, interest rates and overall economic conditions and uncertainties such as those resulting from the 
current and future conditions in the global financial markets. For instance, inflation has negatively impacted us by increasing 
our labor costs, through higher wages and higher interest rates, and operating costs. Supply chain constraints have led to higher 
inflation,  which  if  sustained  could  have  a  negative  impact  on  our  product  development  and  operations.  If  inflation  or  other 
factors  were  to  significantly  increase,  our  business  operations  may  be  negatively  affected.  Interest  rates,  the  liquidity  of  the 
credit markets and the volatility of the capital markets could also affect the operation of our business and our ability to raise 
capital on favorable terms, or at all, in order to fund our operations.

Increased inflation, including rising prices for items, such as fuel, parts and components, freight, packaging, supplies, labor and 
energy  increases  the  Company’s  operating  costs.  The  Company  does  not  currently  use  financial  derivatives  to  hedge  against 
volatility in commodity prices. The Company uses market prices for materials, fuel, parts and components. The Company may 
be  unable  to  pass  these  rising  costs  onto  its  customers.  To  mitigate  this  exposure,  the  Company  attempts  to  include  cost 
escalation clauses in its longer-term marine transportation contracts whereby certain costs, including fuel, can largely be passed 
through to its customers. Results of operations and margin performance can be negatively affected if the Company is unable to 
mitigate the impact of these cost increases through contractual means and is unable to increase prices to sufficiently offset the 
effect of these cost increases.

4

Materials, components, and equipment essential to the Company’s operations are normally readily available, and shortages as a 
result  of  supply  chain  disruptions  can  adversely  impact  the  Company’s  operations,  particularly  where  the  Company  has  a 
limited  number  of  suppliers.  Many  of  the  items  essential  to  the  Company’s  business  require  the  use  of  shipping  services  to 
transport  them  to  the  Company’s  facilities.  Shipping  delays  or  disruptions  may  result  in  operational  slowdowns,  especially 
where materials, components, or equipment are necessary to complete an order for the Company’s customers, particularly in the 
marine  transportation  segment.  These  constraints  could  have  a  material  adverse  effect  on  the  Company  and  contribute  to 
increased  buildup  of  inventories.  In  addition,  price  increases  imposed  by  the  Company’s  vendors  for  materials  and  shipping 
services used in its business, and the inability to pass these increases through to its customers, could have a material adverse 
effect on the Company.

Throughout 2022, we experienced significant increases in the costs of certain materials, including steel and fuel, as a result of 
availability  constraints,  supply  chain  disruption,  increased  demand,  labor  shortages,  inflation  and  other  factors.  Though  we 
incorporated inflationary factors into our 2022 business plan, inflation outpaced those original assumptions and, while we have 
incorporated  inflationary  factors  into  our  2023  business  plan,  inflation  may  outpace  those  assumptions.  These  challenges  are 
due  in  large  measure  to  increased  demand  for  oil  and  gas  production  driven  by  the  continued  economic  recovery  from  the 
COVID-19  pandemic  and  more  broadly,  systemic  underinvestment  in  global  oil  and  gas  development.  These  supply  and 
demand  fundamentals  have  been  further  aggravated  by  disruptions  in  global  energy  supply  caused  by  multiple  geopolitical 
events, including the ongoing conflict between Russia and Ukraine. We continue to undertake actions and implement plans to 
strengthen  our  supply  chain  to  address  these  pressures  and  protect  the  requisite  access  to  commodities  and  services. 
Nevertheless,  we  expect  for  the  foreseeable  future  to  experience  supply  chain  constraints  and  may  continue  to  experience 
inflationary pressure on our cost structure. These supply chain constraints and inflationary pressures may continue to adversely 
impact  our  cost  of  operations  and  if  we  are  unable  to  manage  our  global  supply  chain,  it  may  impact  our  ability  to  procure 
materials and equipment in a timely and cost-effective manner, if at all, which could result in reduced margins and production 
delays and, as a result, our business, financial condition, results of operations and cash flows could be materially and adversely 
affected.

The  current  state  of  the  global  financial  markets  and  current  economic  conditions  may  adversely  impact  our  results  of 
operation, financial condition, cash flows and ability to obtain financing or refinance our existing and future credit facilities 
on acceptable terms, which may negatively impact our business.

Major  market  disruptions  and  adverse  changes  in  market  conditions  and  regulatory  climate  in  China,  the  United  States,  the 
European  Union  and  worldwide  may  adversely  affect  our  business  or  impair  our  ability  to  borrow  amounts  under  credit 
facilities or any future financial arrangements. Credit markets and the debt and equity capital markets have at times in the past 
been  distressed  and  there  is  uncertainty  surrounding  the  future  of  the  global  credit  markets,  particularly  for  the  shipping 
industry.

Also, as a result of concerns about the stability of financial markets generally, and the solvency of counterparties specifically, 
the availability and cost of obtaining money from the public and private equity and debt markets may become more difficult. 
Many  lenders  have  increased  interest  rates,  enacted  tighter  lending  standards,  refused  to  refinance  existing  debt  at  all  or  on 
terms  similar  to  current  debt,  and  reduced,  and  in  some  cases  ceased,  to  provide  funding  to  borrowers  and  other  market 
participants, including equity and debt investors, and some have been unwilling to invest on attractive terms or even at all. Due 
to these factors, we cannot be certain that financing will be available if needed and to the extent required, or that we will be able 
to refinance our existing and future credit facilities, on acceptable terms or at all. If financing or refinancing is not available 
when needed, or is available only on unfavorable terms, we may be unable to meet our obligations as they come due or we may 
be  unable  to  enhance  our  existing  business,  complete  additional  vessel  acquisitions  or  otherwise  take  advantage  of  business 
opportunities as they arise.

Continuing concerns over COVID-19, inflation, rising interest rates, energy costs, geopolitical issues, including acts of war and 
the availability and cost of credit have contributed to increased volatility and diminished expectations for the economy and the 
markets  going  forward.  These  factors,  combined  with  volatile  oil  prices,  declining  business  and  consumer  confidence,  have 
precipitated  fears  of  a  possible  economic  recession.  Domestic  and  international  equity  markets  continue  to  experience 
heightened volatility and turmoil. The weakness in the global economy has caused, and may continue to cause, a decrease in 
worldwide demand for certain goods and, thus, shipping.

As of December 31, 2022, we had total outstanding indebtedness of $2.2 billion under our various credit facilities and bond 
loans  and  a  further  $0.5  billion  of  finance  lease  obligations.  In  addition,  we  had  a  further  $0.2  billion  of  finance  lease 
obligations in our associated companies.

5

Our  operations  inside  and  outside  of  the  United  States  expose  us  to  global  risks,  such  as  political  instability,  terrorist  or 
other attacks, war, international hostilities and global public health concerns, which may affect the seaborne transportation 
industry, and adversely affect our business.

We are an international company and primarily conduct our operations outside of the United States, and our business, results of 
operations,  cash  flows,  financial  condition  and  ability  to  pay  dividends,  if  any,  in  the  future  may  be  adversely  affected  by 
changing economic, political and government conditions in the countries and regions where our vessels or rigs are employed or 
registered. Moreover, we operate in a sector of the economy that is likely to be adversely impacted by the effects of political 
conflicts. 

Currently,  the  world  economy  faces  a  number  of  challenges,  including  trade  tensions  between  the  United  States  and  China, 
stabilizing  growth  in  China,  geopolitical  events,  such  as  Brexit,  continuing  threat  of  terrorist  attacks  around  the  world, 
continuing instability and conflicts and other recent occurrences in the Middle East, Ukraine and in other geographic areas and 
countries.

In  the  past,  political  instability  has  also  resulted  in  attacks  on  vessels,  mining  of  waterways  and  other  efforts  to  disrupt 
international  shipping,  particularly  in  the  Arabian  Gulf  region  and  most  recently  in  the  Black  Sea  in  connection  with  the 
ongoing conflict between Russia and Ukraine. Acts of terrorism and piracy have also affected vessels trading in regions such as 
the South China Sea and the Gulf of Aden off the coast of Somalia. Any of these occurrences could have a material adverse 
impact on our future performance, results of operation, cash flows and financial position.

Beginning in February of 2022, President Biden and several European leaders announced various economic sanctions against 
Russia in connection with the aforementioned conflict in the Ukraine, which may adversely impact our business, given Russia’s 
role as a major global exporter of crude oil and natural gas. The United States has implemented the Russian Harmful Foreign 
Activities  Sanctions  program,  which  includes  prohibitions  on  the  import  of  certain  Russian  energy  products  into  the  United 
States, including crude oil, petroleum, petroleum fuels, oils, liquefied natural gas and coal, as well as prohibitions on all new 
investments in Russia by U.S. persons, among other restrictions. Furthermore, the United States has also prohibited a variety of 
specified  services  related  to  the  maritime  transport  of  Russian  Federation  origin  crude  oil  and  petroleum  products,  including 
trading/commodities brokering, financing, shipping, insurance (including reinsurance and protection and indemnity), flagging, 
and customs brokering. These prohibitions took effect on December 5, 2022 with respect to the maritime transport of crude oil 
and took effect on February 5, 2023 with respect to the maritime transport of other petroleum products. An exception exists to 
permit such services when the price of the seaborne Russian oil does not exceed the relevant price cap; however, the impact 
from price cap regulation has been muted since the outbreak of the war and implementation of new sanctions, in addition to 
sanctions already in place and self-sanctioning, had already redirected a significant share of Russian exports away from Europe. 
Violations of the price cap policy or the risk that information, documentation, or attestations provided by parties in the supply 
chain are later determined to be false may pose additional risks adversely affecting our business. 

In addition, on February 24, 2023, the United States Department of the Treasury’s Office of Foreign Assets Control (“OFAC”) 
issued a new determination pursuant to Section 1(a)(i) of Executive Order 14024, which enables the imposition of sanctions on 
individuals  and  entities  who  operate  or  have  operated  in  the  metals  and  mining  sector  of  the  Russian  economy.  Increased 
restrictions on the metals and mining sector may pose additional risks adversely affecting our business.

Our business could also be adversely impacted by trade tariffs, trade embargoes or other economic sanctions that limit trading 
activities by the United States or other countries against countries in the Middle East, Asia or elsewhere as a result of terrorist 
attacks, hostilities or diplomatic or political pressures.

In addition, public health threats, such as COVID-19, influenza and other highly communicable diseases or viruses, outbreaks 
of which have from time to time occurred in various parts of the world in which we operate, including China, Japan and South 
Korea, which may even become pandemics, such as the COVID-19 virus, could lead to a significant decrease of demand for 
seaborne  transportation.  Such  events  may  also  adversely  impact  our  operations,  including  timely  rotation  of  our  crews,  the 
timing of completion of any outstanding or future newbuilding projects or repair works in drydock as well as the operations of 
our customers. Delayed rotation of crew may adversely affect the mental and physical health of our crew and the safe operation 
of our vessels or rigs as a consequence.

6

Safety, environmental and other governmental and other requirements expose us to liability, and compliance with current 
and future regulations could require significant additional expenditures, which could have a material adverse effect on our 
business and financial results.

Our  operations  are  affected  by  extensive  and  changing  international,  national,  state  and  local  laws,  regulations,  treaties, 
conventions and standards in force in international waters, the jurisdictions in which our tankers and other vessels operate, and 
the  country  or  countries  in  which  such  vessels  are  registered,  including  those  governing  the  management  and  disposal  of 
hazardous  substances  and  wastes,  the  cleanup  of  oil  spills  and  other  contamination,  air  emissions,  and  water  discharges  and 
ballast and bilge water management. These regulations include, but are not limited to, the U.S. Oil Pollution Act of 1990, or 
OPA, requirements of the U.S. Coast Guard, or the USCG, and the U.S. Environmental Protection Agency, or EPA, the U.S. 
Comprehensive Environmental Response, Compensation and Liability Act of 1980, or CERCLA, the U.S. Clean Water Act, the 
U.S.  Maritime  Transportation  Security  Act  of  2002,  and  regulations  of  the  International  Maritime  Organization,  or  IMO, 
including the International Convention for the Safety of Life at Sea of 1974, or SOLAS, the International Convention for the 
Prevention of Pollution from Ships of 1973, or MARPOL, including the designation thereunder of Emission Control Areas, or 
ECAs,  the  International  Convention  on  Civil  Liability  for  Oil  Pollution  Damage  of  1969,  or  CLC,  and  the  International 
Convention  on  Load  Lines  of  1966.  In  particular,  IMO’s  Marine  Environmental  Protection  Committee  ("MEPC")  73, 
amendments to Annex VI prohibiting the carriage of bunkers above 0.5% sulfur on ships took effect March 1, 2020 and may 
cause  us  to  incur  substantial  costs.  Compliance  with  these  regulations  could  have  a  material  adverse  effect  our  business  and 
financial results.

In addition, vessel classification societies and the requirements set forth in the IMO’s International Management Code for the 
Safe Operation of Ships and for Pollution Prevention, or the ISM Code, also impose significant safety and other requirements 
on our vessels. In complying with current and future environmental requirements, vessel owners and operators may also incur 
significant additional costs in meeting new maintenance and inspection requirements, in developing contingency arrangements 
for potential spills and in obtaining insurance coverage. Government regulation of vessels, particularly in the areas of safety and 
environmental  requirements,  can  be  expected  to  become  stricter  in  the  future  and  require  us  to  incur  significant  capital 
expenditures on our vessels to keep them in compliance, or even to recycle or sell certain vessels altogether.

Many  of  these  requirements  are  designed  to  reduce  the  risk  of  oil  spills  and  other  pollution,  and  our  compliance  with  these 
requirements can be costly. These requirements can also affect the resale value or useful lives of our vessels, require reductions 
in cargo capacity, ship modifications or operational changes or restrictions, lead to decreased availability of insurance coverage 
for environmental matters or result in the denial of access to certain jurisdictional waters or ports, or detention in certain ports.

Under  local,  national  and  foreign  laws,  as  well  as  international  treaties  and  conventions,  we  could  incur  material  liabilities, 
including cleanup obligations, natural resource damages and third-party claims for personal injury or property damages, in the 
event that there is a release of petroleum or other hazardous substances from our vessels or otherwise in connection with our 
current or historic operations. A failure to comply with applicable environmental laws and regulations, or to obtain or maintain 
necessary environmental permits or approvals, or a non-compliant release of oil or other hazardous substances in connection 
with our drilling contracts could subject us to significant administrative and civil fines and penalties, and other civil or criminal 
sanctions,  remediation  costs  for  natural  resource  damages,  third-party  damages,  material  adverse  publicity  and,  in  certain 
instances, seizure or detention of our vessels. 

Environmental laws often impose strict liability for remediation of spills and releases of oil and hazardous substances, which 
could subject us to liability without regard to whether we were negligent or at fault. For example, OPA affects all vessel owners 
shipping  oil  to,  from  or  within  the  United  States.  Under  OPA,  owners,  operators  and  bareboat  charterers  are  jointly  and 
severally strictly liable for the discharge of oil in U.S. waters, including the 200 nautical mile exclusive economic zone around 
the United States. Similarly, the CLC, which has been adopted by most countries outside of the United States, imposes liability 
for  oil  pollution  in  international  waters.  OPA  expressly  permits  individual  states  to  impose  their  own  liability  regimes  with 
regard to hazardous materials and oil pollution incidents occurring within their boundaries, provided they accept, at a minimum, 
the levels of liability established under OPA. Coastal states in the United States have enacted pollution prevention liability and 
response laws, many providing for unlimited liability. 

7

Furthermore, if a major industry incident, such as the 2010 explosion of the drilling rig Deepwater Horizon in the Macondo 
Prospect of the U.S. Gulf of Mexico and the subsequent release of oil, which is unrelated to SFL, was to occur again, this could 
lead to a regulatory response which may result in further increased operating costs and exposures. Such events have resulted in 
increased, and may result in further, regulation of the shipping and offshore industries and modifications to statutory liability 
schemes, which could have a material adverse effect on our business, financial condition, results of operations and cash flows. 
These safety regulations may impact our operations and financial results by adding to the costs of exploring for, developing and 
producing oil and gas in offshore settings. For instance, in 2016, the U.S. Bureau of Safety and Environmental Enforcement’s 
(“BSEE”) published a final rule that sets more stringent design requirements and operational procedures for critical well control 
equipment used in offshore oil and gas drilling and separately announced a risk-based inspection program for offshore facilities. 
Also,  in  2016,  The  U.S.  Bureau  of  Ocean  Energy  Management  ("BOEM")  issued  a  final  Notice  to  Lessees  and  Operators 
imposing more stringent supplemental bonding procedures for the decommissioning of offshore wells, platforms and pipelines. 
These regulations, which may result in additional costs for us, have since become the subject of additional review and possible 
revision  by  BSEE  and  BOEM  and,  as  a  result,  we  cannot  predict  their  impact  on  our  future  operations.  The  EU  also  has 
undertaken  a  significant  revision  of  its  safety  requirements  for  offshore  oil  and  gas  activities  through  the  issue  of  the  EU 
Directive  2013/30  on  the  Safety  of  Offshore  Oil  and  Gas  Operations.  These  other  future  safety  and  environmental  laws  and 
regulations  regarding  offshore  oil  and  gas  exploration  and  development  may  increase  the  cost  of  our  operations,  lead  our 
customers to not pursue certain offshore opportunities and result in additional downtime for our drilling units. 

We may incur substantial losses and be subject to liability claims as a result of catastrophic events, such as oil spills, that we 
may not be insured for, or our insurance may be inadequate to protect us against these risks.

Our operations are subject to all of the hazards and operating risks associated with drilling for and production of oil and natural 
gas, including natural disasters, the risk of fire, explosions, blowouts, surface cratering, uncontrollable flows of natural gas, oil 
and  formation  water,  pipe  or  pipeline  failures,  abnormally  pressured  formations,  casing  collapses  and  environmental  hazards 
such as oil spills, natural gas leaks, ruptures or discharges of toxic gases, all of which could cause substantial financial losses.

An oil spill could also result in significant liability, including fines, penalties, criminal liability and remediation costs for natural 
resource  damages  under  other  international  and  U.S.  federal,  state  and  local  laws,  as  well  as  third-party  damages,  and  could 
harm  our  reputation  with  current  or  potential  charterers  of  our  vessels.  We  are  required  to  satisfy  insurance  and  financial 
responsibility  requirements  for  potential  oil  (including  marine  fuel)  spills  and  other  pollution  incidents.  Although  we  have 
arranged  insurance  to  cover  certain  environmental  risks,  there  can  be  no  assurance  that  such  insurance  will  be  sufficient  to 
cover all such risks or that any claims will not have a material adverse effect on our business, results of operations, cash flows 
and financial condition and available cash.

Some laws may expose the us to liability for the conduct of, or conditions caused by, third parties (including customers and 
subcontractors), or for acts that were in compliance with all applicable laws at the time they were performed. Further, some of 
these  laws  and  regulations  may  impose  direct  and  strict  liability,  rendering  a  company  or  a  person  liable  for  environmental 
damage  without  regard  to  negligence.  We  are  required  to  satisfy  insurance  and  financial  responsibility  requirements  for 
potential oil (including marine fuel) spills and other pollution incidents and the insurance may not be sufficient to cover all such 
risks and may at times become materially more costly to acquire.

We have generally been able to obtain some degree of contractual indemnification pursuant to which our customers agree to 
hold harmless and indemnify SFL against liability for pollution, well and environmental damage. However, generally in the oil 
and  natural  gas  services  industry  there  is  increasing  pressure  from  customers  to  pass  on  a  larger  portion  of  the  liabilities  to 
contractors, as part of their risk management policies. Further, there can be no assurance that we can obtain indemnities in our 
contracts  or  that,  in  the  event  of  extensive  pollution  and  environmental  damage,  its  customers  would  have  the  financial 
capability  to  fulfil  their  contractual  obligations.  Further,  such  indemnities  may  be  deemed  legally  unenforceable  based  on 
relevant law, including as a result of public policy.

The insurance coverage we currently hold may not be available in the future, or we may not obtain certain insurance coverage. 
Even if insurance is available and we have obtained the coverage, it may not be adequate to cover our liabilities, may not be 
available  on  satisfactory  terms  and/or  subject  to  high  premiums,  or  our  insurance  underwriters  may  be  unable  to  pay 
compensation if a significant claim should occur. Any of these scenarios could have a material adverse effect on our business, 
operating results and financial condition.

8

The  IMO  2020  regulations  may  cause  us  to  incur  substantial  costs  and  to  procure  low-sulfur  fuel  oil  directly  on  the 
wholesale market for storage at sea and onward consumption on our vessels.

Effective January 1, 2020, the IMO implemented a new regulation for a 0.50% global sulfur cap on emissions from vessels (the 
“IMO 2020 Regulations”). Under this new global cap, vessels are required to use marine fuels with a sulfur content of no more 
than 0.50% against the former regulations specifying a maximum of 3.50% sulfur in an effort to reduce the emission of sulfur 
oxides into the atmosphere.

We have incurred increased costs to comply with these revised standards. Additional or new conventions, laws and regulations 
may be adopted that could require, among others, the installation of expensive emission control systems and could adversely 
affect our business, results of operations, cash flows and financial condition.

We  continue  to  work  closely  with  suppliers  and  producers  on  alternative  mechanisms  with  a  view  to  secure  availability  of 
qualitative compliant fuel oil and mitigate exposure to volatility in prices between high sulfur fuel oil and low sulfur fuel oil. 
The procurement of large quantities of low sulfur fuel oil has introduced a commodity price risk with fluctuations in the prices 
of  the  procured  commodity  between  the  time  of  the  purchase  and  the  consumption.  While  we  may  implement  financial 
strategies with a view to limiting the risk, we cannot give any assurances that such strategies will be successful in which case 
we could sustain significant losses which could have a material adverse effect on our business, financial condition, results of 
operation and cash flows. The onward consumption on our vessels of the procured commodity requires us to blend, co-mingle 
or otherwise combine, handle or manipulate such commodities which implies certain operational risks that may result in loss of 
or damage to the procured commodities or to the vessels and their machinery.

While over two years have passed since the IMO 2020 Regulations became effective, it is still uncertain how the availability of 
high-sulfur fuel around the world will be affected by implementation of these regulations. Both the availability of compliant 
fuel and the price of high-sulfur fuel generally and the difference between the cost of high-sulfur fuel and that of low-sulfur fuel 
are also uncertain. As of March 16, 2023, 31 of our owned or leased vessels and four vessels that are included in our associated 
companies  are  equipped  with  exhaust  gas  cleaning  systems  ("EGCS"  or  "scrubbers").  As  of  January  1,  2020  we  have 
transitioned to burning IMO compliant fuels in our vessels where scrubbers have not been installed. We continue to evaluate 
different options in complying with IMO and other rules and regulations. Our fuel costs and fuel inventories have increased as a 
result of these sulfur emission regulations. Low sulfur fuel is more expensive than standard marine fuel containing 3.5% sulfur 
content and may become more expensive or difficult to obtain as a result of increased demand. If the cost differential between 
low  sulfur  fuel  and  high  sulfur  fuel  is  significantly  higher  than  anticipated,  or  if  low  sulfur  fuel  is  not  available  at  ports  on 
certain trading routes, it may not be feasible or competitive to operate our vessels on certain trading routes without installing 
scrubbers or without incurring deviation time to obtain compliant fuel. Scrubbers may not be available to be installed on such 
vessels at a favorable cost or at all if we seek them at a later date. Further, there is risk that if the fuel spread between high 
sulfur fuel oil and low sulfur fuel oil decreases, we may not be able to recover the investments we have made in our scrubbers 
within our expected timeframes or at all.

Fuel  is  a  significant,  if  not  the  largest,  expense  in  our  shipping  operations  when  vessels  are  under  voyage  charter  and  is  an 
important factor in negotiating charter rates. Our operations and the performance of our vessels, and as a result our results of 
operations,  cash  flows  and  financial  position,  may  be  negatively  affected  to  the  extent  that  compliant  sulfur  fuel  oils  are 
unavailable, of low or inconsistent quality, if de-bunkering facilities are unavailable to permit our vessels to accept compliant 
fuels when required, or upon occurrence of any of the other foregoing events. Costs of compliance with these and other related 
regulatory changes may be significant and may have a material adverse effect on our future performance, results of operations, 
cash flows and financial position. As a result, an increase in the price of fuel beyond our expectations may adversely affect our 
profitability at the time of charter negotiation. Further, fuel may become much more expensive in the future, which may reduce 
the profitability and competitiveness of our business versus other forms of transportation, such as truck or rail.

Developments  in  safety  and  environmental  requirements  relating  to  the  recycling  of  vessels  may  result  in  escalated  and 
unexpected costs.

The 2009 Hong Kong International Convention for the Safe and Environmentally Sound Recycling of Ships (the “Hong Kong 
Convention”),  aims  to  ensure  ships,  being  recycled  once  they  reach  the  end  of  their  operational  lives  do  not  pose  any 
unnecessary  risks  to  the  environment,  human  health  and  safety.  The  Hong  Kong  Convention  has  yet  to  be  ratified  by  the 
required  number  of  countries  to  enter  into  force.  Upon  the  Hong  Kong  Convention's  entry  into  force,  each  ship  sent  for 
recycling  will  have  to  carry  an  inventory  of  its  hazardous  materials.  The  hazardous  materials,  whose  use  or  installation  are 
prohibited  in  certain  circumstances,  are  listed  in  an  appendix  to  the  Hong  Kong  Convention.  Ships  will  be  required  to  have 
surveys to verify their inventory of hazardous materials initially, throughout their lives and prior to the ship being recycled. 

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The Hong Kong Convention, which is currently open for accession by IMO member states, will enter into force 24 months after 
the date on which 15 IMO member states, representing at least 40% of world merchant shipping by gross tonnage, have ratified 
or approve accession. As of the date of this annual report, 20 countries have ratified or approved accession of the Hong Kong 
Convention, but the requirement of 40% of world merchant shipping by gross tonnage has not yet been satisfied. 

On  November  20,  2013,  the  European  Parliament  and  the  Council  of  the  EU  adopted  the  EU  Ship  Recycling  Regulation,  or 
ESSR, which, among other things, retains the requirements of the Hong Kong Convention and requires that certain commercial 
seagoing  vessels  flying  the  flag  of  an  EU  member  state  may  be  recycled  only  in  facilities  included  on  the  European  list  of 
permitted ship recycling facilities.

Apart  from  that,  any  vessel,  including  ours,  is  required  to  set  up  and  maintain  an  Inventory  of  Hazardous  Materials  from 
December 31, 2018 for EU flagged new ships and from December 31, 2020 for EU flagged existing ships and non-EU flagged 
ships calling at a port or anchorage of an EU member state. Such a system includes information on the hazardous materials with 
a  quantity  above  the  threshold  values  specified  in  the  relevant  EU  Resolution  and  are  identified  in  ship’s  structure  and 
equipment.  This  inventory  should  be  properly  maintained  and  updated,  especially  after  repairs,  conversions  or  unscheduled 
maintenance on board the ship.

Under the ESSR, commercial EU-flagged vessels of 500 gross tonnage and above may be recycled only at shipyards included 
on the European List of Authorised Ship Recycling Facilities (the “European List”). The European List presently includes eight 
facilities in Turkey but no facilities in the major ship recycling countries in Asia. The combined capacity of the European List 
facilities may prove insufficient to absorb the total recycling volume of EU-flagged vessels. This circumstance, taken in tandem 
with  the  possible  decrease  in  cash  sales,  may  result  in  longer  wait  times  for  divestment  of  recyclable  vessels  as  well  as 
downward pressure on the purchase prices offered by European List shipyards. Furthermore, facilities located in the major ship 
recycling countries generally offer significantly higher vessel purchase prices, and as such, the requirement that we utilize only 
European List shipyards may negatively impact revenue from the residual values of our vessels.

In addition, on December 31, 2018, the European Waste Shipment Regulation, or EWSR, requires that non-EU flagged ships 
departing  from  EU  ports  be  recycled  only  in  Organization  for  Economic  Cooperation  and  Development,  or  OECD,  member 
countries. In March 2018, the Rotterdam District Court ruled that the sale of four recyclable vessels by third-party Dutch ship 
owner  Seatrade  to  cash  buyers,  who  then  reflagged  and  resold  the  vessels  to  non-OECD  country  recycling  yards,  were 
effectively  indirect  sales  to  non-OECD  country  yards,  in  violation  of  the  EWSR.  If  European  Union  Member  State  courts 
widely adopt this analysis, it may negatively impact revenue from the residual values of our vessels and we may be subject to a 
heightened risk of non-compliance, due diligence obligations and costs in instances where we sell older ships to cash buyers.

These regulatory requirements, may lead to cost escalation by shipyards, repair yards and recycling yards. This may then result 
in a decrease in the residual recycling value of a vessel, which could potentially not cover the cost to comply with the latest 
requirements,  which  may  have  an  adverse  effect  on  our  future  performance,  results  of  operation,  cash  flows  and  financial 
position.

Climate change and greenhouse gas restrictions may adversely impact our operations and markets. 

Due  to  concern  over  the  risk  of  climate  change,  a  number  of  countries  and  the  IMO  have  adopted,  or  are  considering  the 
adoption of, regulatory frameworks to reduce greenhouse gas emissions. These regulatory measures may include, among others, 
adoption  of  cap  and  trade  regimes,  carbon  taxes,  increased  efficiency  standards  and  incentives  or  mandates  for  renewable 
energy.  More  specifically,  on  October  27,  2016,  the  IMO’s  MEPC  announced  its  decision  concerning  the  implementation  of 
regulations mandating a reduction in sulfur emissions from 3.5% to 0.5% as of the beginning of January 1, 2020. Additionally, 
in April 2018, nations at the MEPC 72 adopted an initial strategy to reduce greenhouse gas emissions from ships. The initial 
strategy identifies levels of ambition to reducing greenhouse gas emissions, including (i) decreasing the carbon intensity from 
ships through implementation of further phases of the EEDI for new ships; (ii) reducing carbon dioxide emissions per transport 
work, as an average across international shipping, by at least 40% by 2030, pursuing efforts towards 70% by 2050, compared to 
2008 emission levels; and (iii) reducing the total annual greenhouse emissions by at least 50% by 2050 compared to 2008 while 
pursuing efforts towards phasing them out entirely.

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The European Commission has proposed adding shipping to the Emission Trading Scheme (ETS) as of 2023 with a phase-in 
period. It is expected that shipowners will need to purchase and surrender a number of emission allowances that represent their 
recorded carbon emission exposure for a specific reporting period. The person or organization responsible for the compliance 
with the EU Emissions Trading System (“EU ETS”) should be the shipping company, defined as the shipowner or any other 
organization or person, such as the manager or the bareboat charterer, that has assumed the responsibility for the operation of 
the ship from the shipowner. On December 18, 2022, the Environmental Council and European Parliament agreed to include 
maritime shipping emissions within the scope of the EU ETS on a gradual introduction of obligations for shipping companies to 
surrender  allowances:  40%  for  verified  emissions  from  2024,  70%  for  2025  and  100%  for  2026.  Most  large  vessels  will  be 
included in the scope of the EU ETS from the start. Big offshore vessels of 5,000 gross tonnage and above will be included in 
the 'MRV' on the monitoring, reporting and verification of CO2 emissions from maritime transport regulation from 2025 and in 
the EU ETS from 2027. General cargo vessels and off-shore vessels between 400-5,000 gross tonnage will be included in the 
MRV regulation from 2025 and their inclusion in EU ETS will be reviewed in 2026. Compliance with the Maritime EU ETS 
could result in additional compliance and administration costs to properly incorporate the provisions of the Directive into our 
business routines. Additional EU regulations which are part of the EU’s Fit-for-55, could also affect our financial position in 
terms of compliance and administration costs when they take effect.

Since January 1, 2020, ships must either remove sulfur from emissions or buy fuel with low sulfur content, which may lead to 
increased costs and supplementary investments for ship owners. The interpretation of “fuel oil used on board” includes use in 
main  engine,  auxiliary  engines  and  boilers.  Shipowners  must  comply  with  this  regulation  by  (i)  using  0.5%  sulfur  fuels  on 
board, which are available around the world but at a higher cost; (ii) installing scrubbers for cleaning of the exhaust gas; or (iii) 
by retrofitting vessels to be powered by alternative fuels, which may not be a viable option due to the lack of supply network 
and high costs involved in this process. Costs of compliance with these regulatory changes may be significant and may have a 
material adverse effect on our future performance, results of operation, cash flows and financial position.

On November 13, 2021, the Glasgow Climate Pact was announced following discussions at the 2021 United Nations Climate 
Change  Conference  (“COP26”).  The  Glasgow  Climate  Pact  calls  for  signatory  states  to  voluntarily  phase  out  fossil  fuels 
subsidies. A shift away from these products could potentially affect the demand for our vessels and negatively impact our future 
business,  operating  results,  cash  flows  and  financial  position.  COP26  also  produced  the  Clydebank  Declaration,  in  which  22 
signatory  states  (including  the  United  States  and  United  Kingdom)  announced  their  intention  to  voluntarily  support  the 
establishment  of  zero-emission  shipping  routes.  Governmental  and  investor  pressure  to  voluntarily  participate  in  these  green 
shipping routes could cause us to incur significant additional expenses to “green” our vessels. 

Territorial taxonomy regulations in geographies where we are operating and are regulatorily liable might jeopardize the level of 
access to capital. For example, EU has already introduced a set of criteria for economic activities which should be framed as 
‘green’, called EU Taxonomy. As long as we are an EU-based company meeting the NFRD prerequisites, we will be eligible 
for  reporting  our  Taxonomy  eligibility  and  alignment.  Based  on  the  current  version  of  the  Regulation,  companies  that  own 
assets shipping fossil fuels are considered as not aligned with EU Taxonomy. The outcome of such provision might be either an 
increase in the cost of capital and/or gradually reduced access to financing as a result of financial institutions’ compliance with 
EU Taxonomy.

In  addition,  although  the  emissions  of  greenhouse  gases  from  international  shipping  currently  are  not  subject  to  the  Kyoto 
Protocol  to  the  United  Nations  Framework  Convention  on  Climate  Change,  which  required  adopting  countries  to  implement 
national programs to reduce emissions of certain gases, or the Paris Agreement (discussed further below), a new treaty may be 
adopted  in  the  future  that  includes  restrictions  on  shipping  emissions.  Compliance  with  changes  in  laws,  regulations  and 
obligations relating to climate change may affect the propulsion options in subsequent vessel designs and could increase our 
costs  related  to  acquiring  new  vessels,  operating  and  maintaining  our  existing  vessels  and  require  us  to  install  new  emission 
controls, acquire allowances or pay taxes related to our greenhouse gas emissions or administer and manage a greenhouse gas 
emissions program. Revenue generation and strategic growth opportunities may also be adversely affected.

Adverse  effects  upon  the  oil  and  gas  industry  relating  to  climate  change,  including  growing  public  concern  about  the 
environmental impact of climate change, may also adversely affect demand for our services. For example, increased regulation 
of greenhouse gases or other concerns relating to climate change may reduce the demand for oil and gas in the future or create 
greater  incentives  for  use  of  alternative  energy  sources  and  alternate  modes  of  transporting  goods.  In  addition,  the  physical 
effects  of  climate  change,  including  changes  in  weather  patterns,  extreme  weather  events,  rising  sea  levels,  scarcity  of  water 
resources, may negatively impact our operations. Any long-term material adverse effect on the oil and gas industry could have a 
significant financial and operational adverse impact on our business that we cannot predict with certainty at this time.

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Regulations relating to ballast water discharge may adversely affect our revenues and profitability.

The  IMO  has  imposed  updated  guidelines  for  ballast  water  management  systems  specifying  the  maximum  amount  of  viable 
organisms  allowed  to  be  discharged  from  a  vessel’s  ballast  water.  Depending  on  the  date  of  the  International  Oil  Pollution 
Prevention (“IOPP”) renewal survey, existing vessels constructed before September 8, 2017 must comply with the updated D-2 
Discharge Performance Standard (“D-2 standard”) on or after September 8, 2019. Ships constructed on or after September 8, 
2017 are to comply with the D-2 standards on or after September 8, 2017. For most vessels, compliance with the D-2 standard 
will  involve  installing  on-board  systems  to  treat  ballast  water  and  to  eliminate  unwanted  organisms,  which  may  incur 
substantial costs.

Furthermore, United States regulations are currently changing. Although the 2013 Vessel General Permit (“VGP”) program and 
U.S. National Invasive Species Act (“NISA”) are currently in effect to regulate ballast discharge, exchange and installation, the 
Vessel  Incidental  Discharge  Act  (“VIDA”),  which  was  signed  into  law  on  December  4,  2018,  requires  that  the  U.S. 
Environmental Protection Agency, or EPA, develop national standards of performance for approximately 30 discharges, similar 
to those found in the VGP within two years. On October 26, 2020, the EPA published a Notice of Proposed Rulemaking for 
Vessel Incidental Discharge National Standards of Performance under VIDA. Within two years after the EPA publishes its final 
Vessels  Incidental  Discharge  National  Standards  of  Performance,  the  U.S.  Coast  Guard  must  develop  corresponding 
implementation,  compliance  and  enforcement  regulations  regarding  ballast  water.  The  new  regulations  could  require  the 
installation of new equipment, which may cause us to incur substantial costs.

MEPC 75 introduced draft amendments to Annex VI which impose new regulations to reduce greenhouse gas emissions from 
ships. These amendments introduce requirements to assess and measure the energy efficiency of all ships and set the required 
attainment  values,  with  the  goal  of  reducing  the  carbon  intensity  of  international  shipping.  To  achieve  a  40%  reduction  in 
carbon emissions by 2030 compared to 2008, shipping companies are required to include: (i) a technical requirement to reduce 
carbon  intensity  based  on  a  new  Energy  Efficiency  Existing  Ship  Index  (“EEXI”),  and  (ii)  operational  carbon  intensity 
reduction requirements, based on a new operational carbon intensity indicator (“CII”). The EEXI is required to be calculated for 
ships  of  400  gross  tonnage  and  above.  The  IMO  and  MEPC  will  calculate  “required”  EEXI  levels  based  on  the  vessel’s 
technical design, such as vessel type, date of creation, size and baseline. Additionally, an “attained” EEXI will be calculated to 
determine the actual energy efficiency of the vessel. A vessel’s attained EEXI must be less than the vessel’s required EEXI. 
Non-compliant vessels will have to upgrade their engine to continue to travel. With respect to the CII, the draft amendments 
would  require  ships  of  5,000  gross  tonnage  to  document  and  verify  their  actual  annual  operational  CII  achieved  against  a 
determined  required  annual  operational  CII.  The  vessel’s  attained  CII  must  be  lower  than  its  required  CII.  Vessels  that 
continually receive subpar CII ratings will be required to submit corrective action plans to ensure compliance. MEPC 79 also 
adopted amendments to MARPOL Annex VI, Appendix IX to include the attained and required CII values, the CII rating and 
attained EEXI for existing ships in the required information to be submitted to the IMO Ship Fuel Oil Consumption Database. 
The amendments will enter into force on May 1, 2024.

Additionally,  MEPC  75  proposed  draft  amendments  requiring  that,  on  or  before  January  1,  2023,  all  ships  above  400  gross 
tonnage must have an approved Ship Energy Efficiency Management Plan, or SEEMP, on board. For ships above 5,000 gross 
tonnage,  the  SEEMP  would  need  to  include  certain  mandatory  content.  MEPC  75  also  approved  draft  amendments  to 
MARPOL Annex I to prohibit the use and carriage for use as fuel of heavy fuel oil by ships in Arctic waters on and after July 1, 
2024. The draft amendments introduced at MEPC 75 were adopted at the MEPC 76 session held on June 2021, entered into 
force on November 1, 2022 and became effective on January 1, 2023.

We  currently  have  eight  vessels  that  are  on  fixed  price  management  agreements  with  Golden  Ocean  Group  Management 
(Bermuda) Ltd, or Golden Ocean Management, which include the cost of complying with regulations. We have an additional 10 
vessels employed under bareboat charters where the cost of fitting ballast water treatment systems would lie with the charterer, 
if such vessel is still employed under the relevant bareboat charter at the time the regulations become applicable. We also have 
49  vessels  employed  in  the  spot  market  or  under  time  charter  agreements.  These  have  either  already  been  fitted  with  ballast 
water treatment systems or will have them fitted within the required deadlines. The costs of compliance may be substantial and 
could adversely affect our profitability.

12

A shift in consumer demand from oil towards other energy sources or changes to trade patterns for crude oil or refined oil 
products may have a material adverse effect on our business.

A significant portion of our earnings are related to the oil industry. A shift in or disruption of the consumer demand from oil 
towards  other  energy  resources  such  as  electricity,  natural  gas,  liquefied  natural  gas  or  hydrogen  will  potentially  affect  the 
demand for certain of our vessels and rigs. A shift from the use of internal combustion engine vehicles to electric vehicles may 
also  reduce  the  demand  for  oil.  These  factors  could  have  a  material  adverse  effect  on  our  future  performance,  results  of 
operation, cash flows and financial position.

“Peak oil” is the year when the maximum rate of extraction of oil is reached. Recent forecasts of “peak oil” range from the late 
2020s to 2040, depending on economics and how governments respond to global warming. OPEC maintains that demand for oil 
will  plateau  around  2040,  despite  transition  toward  other  energy  sources.  Irrespective  of  “peak  oil”,  the  continuing  shift  in 
consumer  demand  from  oil  towards  other  energy  resources  such  as  wind  energy,  solar  energy,  hydrogen  energy  or  nuclear 
energy, which appears to be accelerating as a result of the COVID-19 pandemic, as well shifts in government commitments and 
support  for  energy  transition  programs,  may  have  a  material  adverse  effect  on  our  future  performance,  results  of  operations, 
cash flows and financial position.

Seaborne  trading  and  distribution  patterns  are  primarily  influenced  by  the  relative  advantage  of  the  various  sources  of 
production, locations of consumption, pricing differentials and seasonality. Changes to the trade patterns of crude oil or refined 
oil  products  may  have  a  significant  negative  or  positive  impact  on  the  revenue  per  ton  of  freight  per  mile  and  therefore  the 
demand for our tankers. This could have a material adverse effect on our future performance, results of operation, cash flows 
and financial position.

If  our  vessels  call  at  ports  located  in  or  our  rigs  operate  in  countries  or  territories  that  are  the  subject  of  sanctions  or 
embargoes imposed by the U.S. government, the European Union, the United Nations or other governmental authorities, it 
could lead to monetary fines or penalties and adversely affect our reputation and the market for our common shares and its 
trading price. 

We have not engaged in shipping or drilling activities in countries or territories or with government-controlled entities in 2022 
in violation of any applicable sanctions or embargoes imposed by the U.S. government, the EU, the United Nations or other 
applicable governmental authorities. Our contracts with our charterers may prohibit them from causing our vessels to call on 
ports located in sanctioned countries or territories or carrying cargo for entities that are the subject of sanctions. Although our 
charterers  may,  in  certain  causes,  control  the  operation  of  our  vessels,  we  have  monitoring  processes  in  place  reasonably 
designed to ensure our compliance with applicable economic sanctions and embargo laws. Nevertheless it remains possible that 
our charterers may cause our vessels to trade in violation of sanctions provisions without our consent. If such activities result in 
a violation of applicable sanctions or embargo laws, we could be subject to monetary fines, penalties, or other sanctions, and 
our reputation and the market for our common shares could be adversely affected.

U.S. sanctions exist under a strict liability regime. A party need not know it is violating sanctions and need not intend to violate 
sanctions to be liable. We could be subject to monetary fines, penalties, or other sanctions for violating applicable sanctions or 
embargo laws even in circumstances where our conduct, or the conduct of a charterer, is consistent with our sanctions-related 
policies, unintentional or inadvertent.

The applicable sanctions and embargo laws and regulations of these difference jurisdictions vary in their application and do not 
all  apply  to  the  same  covered  persons  or  proscribe  the  same  activities.  In  addition,  the  sanctions  and  embargo  laws  and 
regulations of each jurisdiction may be amended to increase or reduce the restrictions they impose over time, and the lists of 
persons  and  entities  designated  under  these  laws  and  regulations  are  amended  frequently.  Moreover,  most  sanctions  regimes 
provide that entities owned or controlled by the persons or entities designated in such lists are also subject to sanctions. The 
U.S.  and  EU  have  enacted  new  sanctions  programs  in  recent  years.  Additional  countries  or  territories,  as  well  as  additional 
persons  or  entities  within  or  affiliated  with  those  countries  or  territories,  have,  and  in  the  future  will,  become  the  target  of 
sanctions. These require us to be diligent in ensuring our compliance with sanctions laws. Further, the U.S. has increased its 
focus on sanctions enforcement with respect to the shipping sector. Current or future counterparties of ours may be affiliated 
with persons or entities that are or may be in the future the subject of sanctions or embargoes imposed by the United States, EU, 
and/or  other  international  bodies.  If  we  determine  that  such  sanctions  require  us  to  terminate  existing  or  future  contracts  to 
which  we,  or  our  subsidiaries,  are  party  or  if  we  are  found  to  be  in  violation  of  such  applicable  sanctions,  our  results  of 
operations may be adversely affected, or we may suffer reputational harm. We may also experience damage to our reputation if 
the vessels we have sold are being used in sanctioned activity in violation of the contract of sale, either by the buyer or by a 
third party.

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As a result of Russia’s actions in Ukraine, the U.S., EU and United Kingdom, together with numerous other countries and self-
sanctioning,  have  imposed  significant  sanctions  on  persons  and  entities  associated  with  Russia  and  Belarus,  as  well  as 
comprehensive sanctions on certain areas within the Donbas region of Ukraine, and such sanctions apply to entities owned or 
controlled by such designated persons or entities. These sanctions adversely affect our ability to operate in the region and also 
restrict parties whose cargo we may carry. Sanctions against Russia have also placed significant prohibitions on the maritime 
transportation  of  seaborne  Russian  oil,  the  importation  of  certain  Russian  energy  products  and  other  goods,  and  new 
investments  in  the  Russian  Federation.  These  sanctions  further  limit  the  scope  of  permissible  operations  including  the 
maintenance of our vessels and the services provided to our vessels and crew while operating in these regions, and cargo we 
may  carry.  We  may  also  encounter  potential  contractual  disputes  with  charterers  and  insurers  due  to  the  various  sanctions 
targeting Russian interests and Russian cargo.

Although we believe that we have been in compliance with all applicable sanctions and embargo laws and regulations in 2022, 
and intend to maintain such compliance, there can be no assurance that we or our charterers will be in compliance in the future, 
particularly  as  the  scope  of  certain  laws  may  be  unclear  and  may  be  subject  to  changing  interpretations.  Any  such  violation 
could  result  in  fines,  penalties  or  other  sanctions  that  could  severely  impact  our  ability  to  access  U.S.  capital  markets  and 
conduct our business, and could result in our reputation and the markets for our securities to be adversely affected and/or in 
some  investors  deciding,  or  being  required,  to  divest  their  interest,  or  not  to  invest,  in  us.  In  addition,  certain  institutional 
investors  may  have  investment  policies  or  restrictions  that  prevent  them  from  holding  securities  of  companies  that  have 
contracts with countries or territories identified by the U.S. government as state sponsors of terrorism. The determination by 
these investors not to invest in, or to divest from, our shares may adversely affect the price at which our shares trade. Moreover, 
our charterers may violate applicable sanctions and embargo laws and regulations as a result of actions that do not involve us or 
our vessels, and those violations could in turn negatively affect our reputation. In addition, our reputation and the market for our 
securities may be adversely affected if we engage in certain other activities, such as entering into charters with individuals or 
entities  that  are  not  controlled  by  the  governments  of  countries  or  territories  that  are  the  subject  of  certain  U.S.  sanctions  or 
embargo laws, or engaging in operations associated with those countries or territories pursuant to contracts with third parties 
that are unrelated to those countries or territories or entities controlled by their governments. Investor perception of the value of 
our  common  stock  may  be  adversely  affected  by  the  consequences  of  war,  the  effects  of  terrorism,  civil  unrest  and 
governmental actions in countries or territories that we operate in.

In the highly competitive international seaborne transportation industry, we may not be able to compete for charters with 
new  entrants  or  established  companies  with  greater  resources,  and  as  a  result  we  may  be  unable  to  employ  our  vessels 
profitably.

We employ our vessels in a highly competitive market that is capital intensive and highly fragmented, and competition arises 
primarily from other vessel owners. Competition for seaborne transportation of goods and products is intense and depends on 
charter rates and the location, size, age, condition and acceptability of the vessel and its operators to charterers. Due in part to 
the highly fragmented market, competitors with greater resources could operate larger fleets than we may operate and thus be 
able to offer lower charter rates and higher quality vessels than we are able to offer. If this were to occur, we may be unable to 
retain or attract new charterers on attractive terms or at all, which may have a material adverse effect on our business, financial 
condition and results of operations. Although we believe that no single competitor has a dominant position in the markets in 
which we compete, we are aware that certain competitors may be able to devote greater financial and other resources to certain 
activities than we can, resulting in a significant competitive threat to us. We cannot give assurances that we will continue to 
compete successfully with our competitors or that these factors will not erode our competitive position in the future.

The offshore contract drilling industry is highly competitive and cyclical.

Our  industry  is  highly  competitive,  and  our  contracts  are  traditionally  awarded  on  a  competitive  bid  basis.  Pricing,  safety 
records  and  competency  are  key  factors  in  determining  which  qualified  contractor  is  awarded  a  contract.  Rig  availability, 
location  and  technical  capabilities  also  can  be  significant  factors  in  the  determination.  If  we  are  not  able  to  compete 
successfully, our revenues and profitability may decline.

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Given the high capital requirements that are inherent in the offshore drilling industry, we may also be unable to invest in new 
technologies or expand in the future as may be necessary for us to succeed in this industry, while our larger competitors with 
superior financial resources, and in many cases less leverage than we have, may be able to respond more rapidly to changing 
market  demands  and  compete  more  efficiently  on  price  for  drillship  and  drilling  rig  employment.  We  may  not  be  able  to 
maintain our competitive position, and we believe that competition for contracts will continue to be intense in the future. Our 
inability to compete successfully in the offshore drilling industry may reduce our revenues and profitability.

Demand for offshore contract drilling services is highly cyclical, which is primarily driven by the demand for drilling rigs and 
the available supply of drilling rigs. Demand for drilling rigs is driven by the levels of offshore exploration and development 
conducted by oil and natural gas companies, which is beyond our control and may fluctuate substantially from year-to-year and 
from region-to-region.

Prolonged periods of reduced demand or excess rig supply have required us, and may in the future require us, to idle, sell or 
scrap rigs and enter into low day rate contracts or contracts with unfavorable terms. There can be no assurance that the current 
demand for drilling rigs will increase in the future or that any short-term improvement to market conditions will be sustained. 
Any  further  decline  in  demand  for  drilling  rigs  or  oversupply  of  drilling  rigs  could  materially  adversely  affect  our  financial 
position, operating results or cash flows.

Future exploration and drilling results are uncertain and involve substantial costs.

Drilling for oil involves numerous risks, including the risk that our customers to whom we have drilling contracts with, may not 
encounter  commercially  productive  reservoirs.  The  costs  of  drilling,  completing  and  operating  wells  are  often  uncertain,  and 
drilling operations may be curtailed, delayed or canceled as a result of a variety of factors, including:

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unexpected drilling conditions;

title problems;

pressure or irregularities in formations;

equipment failures or accidents;

inflation in exploration and drilling costs;

fires, explosions, blowouts or surface cratering;

lack of, or disruption in, access to pipelines or other transportation methods; and

shortages or delays in the availability of services or delivery of equipment.

We could experience periods of higher costs as activity levels fluctuate or if oil and natural gas prices rise. These increases 
could reduce our profitability, cash flow, and ability to complete development activities as planned.

An increase in oil and natural gas prices or other factors could result in increased development activity and investment in our 
areas of operations, which may increase competition for and cost of equipment, labor and supplies. Shortages of, or increasing 
costs for, experienced drilling crews and equipment, labor or supplies could restrict our operators’ ability to conduct desired or 
expected  operations.  In  addition,  capital  and  operating  costs  in  the  oil  and  natural  gas  industry  have  generally  risen  during 
periods of increasing oil and natural gas prices as producers seek to increase production in order to capitalize on higher oil and 
natural gas prices. In situations where cost inflation exceeds oil and natural gas price inflation, our profitability and cash flow, 
and  our  operators’  ability  to  complete  development  activities  as  scheduled  and  on  budget,  may  be  negatively  impacted.  Any 
delay in the drilling of new wells or significant increase in drilling costs could reduce our revenues and profitability.

Increased inspection procedures, tighter import and export controls and new security regulations could increase costs and 
cause disruption of our business.

International  shipping  is  subject  to  security  and  customs  inspection  and  related  procedures  in  countries  of  origin,  destination 
and  trans-shipment  points.  Under  the  U.S.  Maritime  Transportation  Security  Act  of  2002  (the  "MTSA"),  the  USCG  issued 
regulations  requiring  the  implementation  of  certain  security  requirements  aboard  vessels  operating  in  waters  subject  to  the 
jurisdiction  of  the  United  States  and  at  certain  ports  and  facilities.  These  security  procedures  can  result  in  the  seizure  of  the 
contents of our vessels, delays in the loading, offloading or trans-shipment, and the levying of customs duties, fines or other 
penalties against exporters or importers and, in some cases, carriers.

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Future  changes  to  the  existing  security  procedures  could  impose  additional  financial  and  legal  obligations  on  us.  Changes  to 
inspection procedures could also impose additional costs and obligations on our customers and may, in certain cases, render the 
shipment  of  certain  types  of  cargo  uneconomical  or  impractical.  Any  such  changes  or  developments  may  have  a  material 
adverse effect on our business, financial condition and results of operations.

The  offshore  drilling  sector  depends  primarily  on  the  level  of  activity  in  the  offshore  oil  and  gas  industry,  which  is 
significantly affected by, among other things, volatile oil and gas prices, and may be materially and adversely affected by a 
decline in the offshore oil and gas industry.

The offshore contract drilling industry is cyclical and volatile, and depends on the level of activity in oil and gas exploration 
and development and production in offshore areas worldwide. The availability of quality drilling prospects, exploration success, 
relative  production  costs,  the  stage  of  reservoir  development  and  political  and  regulatory  environments  affect  our  customers' 
drilling campaigns. Oil and gas prices, and market expectations of potential changes in these prices, also significantly affect the 
level of activity and demand for drilling units.

Oil and gas prices are extremely volatile and are affected by numerous factors beyond our control, including the following:

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worldwide production and demand for oil and gas;

the cost of exploring for, developing, producing and delivering oil and gas;

expectations regarding future energy prices;

advances in exploration, development and production technology;

the  ability  of  the  Organization  of  Petroleum  Exporting  Countries,  or  OPEC,  to  set  and  maintain  production  levels  and 
pricing;

the level of production in non-OPEC countries;

international sanctions on oil-producing countries or the lifting of such sanctions;

government regulations, including restrictions on offshore transportation of oil and gas;

local and international political, economic and weather conditions;

domestic and foreign tax policies;

the development and implementation of policies to increase the use of renewable energy;

increased supply of oil and gas from onshore hydraulic fracturing and shale development, and the relative costs of offshore 
and onshore production of oil and gas;

worldwide economic and financial problems and any resulting decline in demand for oil and gas and, consequently, our 
services;

the policies of various governments regarding exploration and development of their oil and gas reserves;

accidents, severe weather, natural disasters and other similar incidents relating to the oil and gas industry; and

the  worldwide  military  and  political  environment,  including  uncertainty  or  instability  resulting  from  an  escalation  or 
additional outbreak of armed hostilities, insurrection, or other crises in the Middle East, eastern Europe or other geographic 
areas, or further acts of terrorism in the United States, Europe or elsewhere, including the ongoing conflict between Russia 
and Ukraine.

Lower oil and gas prices have negatively affected, and could continue to negatively affect, the offshore drilling sector and have 
resulted, and could continue to result, in reduced exploration and drilling. These reductions in commodity prices have reduced 
the  demand  for  drilling  units.  Continued  weakness  in  oil  and  gas  prices  may  result  in  an  excess  supply  of  drilling  units  and 
intensify competition in the industry, which may result in drilling units, particularly older and lower specification drilling units, 
being idle for long periods of time. We cannot predict the future level of demand for drilling units or future conditions of the oil 
and gas industry.

As an example of the volatility in oil prices, Brent fell to $9 per barrel in April 2020 before a recovery in oil and gas prices 
toward the end of 2020-early 2021 and continuing through part of 2022, during which time Brent rose above $120 per barrel, 
and  fell  to  $82  per  barrel  in  December  2022.  However,  there  is  no  guarantee  that  the  oil  and  gas  price  recovery  will  be 
sustained. Prices can continue to fluctuate and there may be longer periods of lower prices. 

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The supply of rigs in the market has, as a result of longer periods of significant fluctuations in oil and gas prices, continued to 
outweigh the demand. This trend may continue, and therefore have a damping effect on utilization levels and dayrates across all 
segments in 2023. 

Continued periods of low demand can cause excess rig supply and intensify competition in our industry, which often results in 
drilling rigs, particularly older and less technologically-advanced drilling rigs, being idle for long periods of time. We cannot 
predict the future level of demand for drilling rigs or future condition of the oil and gas industry with any degree of certainty. 
Any future decrease in exploration, development or production expenditures by oil and gas companies could further reduce our 
revenues and materially harm our business. 

In addition to oil and gas prices, the offshore drilling industry is influenced by additional factors, including:

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the availability of competing offshore drilling units;

rising interest rates and the availability of debt financing on acceptable terms;

the level of costs for associated offshore oilfield and construction services;

the availability of personnel for offshore drilling units;

oil and gas transportation costs;

the level of rig operating costs, including crew and maintenance;

the taxation imposed on the exploration and production activity in the relevant jurisdiction;

the discovery of new oil and gas reserves;

the cost of non-conventional hydrocarbons, such as the exploitation of oil sands;

the political and military environment of oil and gas reserve jurisdictions;

regulatory restrictions on offshore drilling; and

inflationary pressures and supply chain disruptions.

Any  of  these  factors  could  reduce  demand  for  our  offshore  drilling  assets  and  adversely  affect  our  business  and  results  of 
operations.

Governmental  laws  and  regulations,  including  taxation,  environmental  laws  and  regulations,  may  add  to  the  costs  of  the 
charterers of our drilling units or limit their drilling activity, and may adversely affect their ability to make payments to us.

We  own  two  harsh  environmental  drilling  rigs,  the  2014-built  jack-up  rig  Linus  and  2008-built  semi-submersible  drilling  rig 
Hercules.  Upon  the  receipt  of  the  necessary  regulatory  approvals  in  September  2022,  the  long-term  drilling  contract  with 
ConocoPhillips Skandinavia AS (“ConocoPhillips”) was assigned from the Seadrill subsidiary that was the prior operator to one 
of our subsidiaries that had entered into an operational management agreement of the rig with a subsidiary of Odfjell Drilling 
AS  (“Odfjell”)  to  operate  the  jack-up  rig  Linus  for  us.  Following  redelivery  from  Seadrill,  the  rig  continued  to  be  employed 
under its long term drilling contract with ConocoPhillips which expires in the fourth quarter of 2028. The harsh environment 
semi-submersible  drilling  rig  Hercules  was  employed  on  a  bareboat  charter  to  Seadrill  until  the  end  of  December  2022, 
whereupon  the  rig  was  redelivered  to  us.  As  of  December  31,  2022,  the  rig  was  managed  by  Odfjell,  and  is  expected  to 
commence  a  new  drilling  contract  with  ExxonMobil  Canada  Ltd.  in  the  second  quarter  of  2023,  after  completing  its  special 
periodic survey, with a duration of approximately 135 days.

Our business and that of the charterers of our drilling units in the offshore drilling industry is affected by public policy and laws 
and regulations relating to the energy industry and the environment in the geographic areas where they operate.

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The offshore drilling industry is dependent on demand for services from the oil and gas exploration and production industry, 
and,  accordingly,  the  charterers  of  our  drilling  units  are  directly  affected  by  the  adoption  of  laws  and  regulations  that,  for 
economic, environmental or other policy reasons, curtail exploration and development drilling for oil and gas. For example, the 
current  U.S.  President  Biden  recently  signed  an  executive  order  blocking  new  leases  for  oil  and  gas  drilling  in  U.S.  federal 
waters.  The  charterers  of  our  drilling  units  may  be  required  to  make  significant  capital  expenditures  to  comply  with 
governmental laws and regulations. It is also possible that these laws and regulations may in the future add significantly to the 
charterers  of  our  drilling  units’  operating  costs  or  significantly  limit  drilling  activity.  Governments  in  some  countries  are 
increasingly active in regulating and controlling the ownership of concessions, the exploration for oil and gas, and other aspects 
of the oil and gas industries. In recent years, increased concern has been raised over protection of the environment. Offshore 
drilling in certain areas has been opposed by environmental groups and has in certain cases been restricted. Further operations 
in  less  developed  countries  can  be  subject  to  legal  systems  that  are  not  as  mature  or  predictable  as  those  in  more  developed 
countries, which can lead to greater uncertainty in legal matters and proceedings.

In certain jurisdictions there are or may be imposed restrictions or limitations on the operation of foreign flag vessels and rigs, 
and these restrictions may prevent us or our charterers from operating our assets as intended. We cannot guarantee that we or 
our charterers will be able to accommodate such restrictions or limitations, nor that we or our charterers can relocate the assets 
to  other  jurisdictions  where  such  restrictions  or  limitations  do  not  apply.  A  violation  of  such  restrictions,  or  expropriation  in 
particular, could result in the total loss of our investments and/or financial loss for our charterers, and we cannot guarantee that 
we have sufficient insurance coverage to compensate for such loss. This may have a material adverse effect on our business and 
financial results.

To  the  extent  that  new  laws  are  enacted  or  other  governmental  actions  are  taken  that  prohibit  or  restrict  offshore  drilling  or 
impose additional taxes and environmental protection requirements that result in increased costs to the oil and gas industry in 
general  or  the  offshore  drilling  industry  in  particular,  the  charterers  of  our  drilling  units’  business  or  prospects  could  be 
materially adversely affected. The operation of our drilling units will require certain governmental approvals, the number and 
prerequisites of which cannot be determined until the charterers of our drilling units identify the jurisdictions in which they will 
operate upon securing contracts for the drilling units. Depending on the jurisdiction, these governmental approvals may involve 
public hearings and costly undertakings on the part of the charterers of our drilling units. The charterers of our drilling units 
may not obtain such approvals, or such approvals may not be obtained in a timely manner. If the charterers of our drilling units 
fail to secure the necessary approvals or permits in a timely manner, their customers may have the right to terminate or seek to 
renegotiate their drilling services contracts to the charterers of our drilling units’ detriment. The amendment or modification of 
existing  laws  and  regulations,  or  the  adoption  of  new  laws  and  regulations  curtailing  or  further  regulating  exploratory  or 
development drilling and production of oil and gas, could have a material adverse effect on the charterers of our drilling units’ 
business,  operating  results  or  financial  condition.  Future  earnings  of  the  charterers  of  our  drilling  units  may  be  negatively 
affected  by  compliance  with  any  such  new  legislation  or  regulations.  In  addition,  the  charterers  of  our  drilling  units  may 
become  subject  to  additional  laws  and  regulations  as  a  result  of  future  rig  operations  or  repositioning.  These  factors  may 
adversely affect the ability of the charterers of our drilling units to make payments to us. The failure of the charterers of our 
drilling units to meet their respective obligations to us under our existing lease agreements would likely have material adverse 
effect on our business, financial condition, results of operations and cash flows, ability to pay dividends to our shareholders and 
compliance with covenants in our credit facilities.

We rely on our information systems to conduct our business, and failure to protect these systems against security breaches 
could adversely affect our business and results of operations, including on our vessels and rigs. Additionally, if these systems 
fail or become unavailable for any significant period of time, our business could be harmed.

The  safety  and  security  of  our  vessels  and  efficient  operation  of  our  business,  including  processing,  transmitting  and  storing 
electronic and financial information, depend on computer hardware and software systems, which are increasingly vulnerable to 
security  breaches  and  other  disruptions.  Any  significant  interruption  or  failure  of  our  information  systems  or  any  significant 
breach of security could adversely affect our business and results of operations.

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Our vessels rely on information systems for a significant part of their operations, including navigation, provision of services, 
propulsion,  machinery  management,  power  control,  communications  and  cargo  management.  We  have  in  place  safety  and 
security measures on our vessels and onshore operations to secure our vessels against cyber-security attacks and any disruption 
to their information systems. However, these measures and technology may not adequately prevent security breaches despite 
our  continuous  efforts  to  upgrade  and  address  the  latest  known  threats,  which  are  constantly  evolving  and  have  become 
increasing  sophisticated.  If  these  threats  are  not  recognized  or  detected  until  they  have  been  launched,  we  may  be  unable  to 
anticipate these threats and may not become aware in a timely manner of such a security breach, which could exacerbate any 
damage  we  experience.  A  disruption  to  the  information  system  of  any  of  our  vessels  could  lead  to,  among  other  things, 
incorrect routing, collision, grounding and propulsion failure.

Beyond  our  vessels,  we  rely  on  industry  accepted  security  measures  and  technology  to  securely  maintain  confidential  and 
proprietary information maintained on our information systems. However, these measures and technology may not adequately 
prevent security breaches. The technology and other controls and processes designed to secure our confidential and proprietary 
information,  detect  and  remedy  any  unauthorized  access  to  that  information  were  designed  to  obtain  reasonable,  but  not 
absolute, assurance that such information is secure and that any unauthorized access is identified and addressed appropriately. 
Such controls may in the future fail to prevent or detect, unauthorized access to our confidential and proprietary information. In 
addition,  the  foregoing  events  could  result  in  violations  of  applicable  privacy  and  other  laws.  If  confidential  information  is 
inappropriately accessed and used by a third party or an employee for illegal purposes, we may be responsible to the affected 
individuals for any losses they may have incurred as a result of misappropriation. In such an instance, we may also be subject to 
regulatory  action,  investigation  or  liable  to  a  governmental  authority  for  fines  or  penalties  associated  with  a  lapse  in  the 
integrity and security of our information systems.

We may be required to expend significant capital and other resources to protect against and remedy any potential or existing 
security breaches and their consequences. A cyber-attack could also lead to litigation, fines, other remedial action, heightened 
regulatory  scrutiny  and  diminished  customer  confidence.  In  addition,  our  remediation  efforts  may  not  be  successful,  and  we 
may not have adequate insurance to cover these losses.

The  unavailability  of  the  information  systems  or  the  failure  of  these  systems  to  perform  as  anticipated  for  any  reason  could 
disrupt our business and could have a material adverse effect on our business, results of operations, cash flows and financial 
condition.

Moreover, cyber-attacks against the Ukrainian government and other countries in the region have been reported in connection 
with  the  recent  conflict  between  Russia  and  Ukraine.  To  the  extent  such  attacks  have  collateral  effects  on  global  critical 
infrastructure  or  financial  institutions  or  us,  such  developments  could  adversely  affect  our  business,  operating  results  and 
financial condition. It is difficult to assess the likelihood of such threat and any potential impact at this time.

Further, in March 2022, the SEC proposed amendments to its rules on cybersecurity risk management, strategy, governance, 
and  incident  disclosure.  The  proposed  amendments,  if  adopted,  would  require  us  to  report  material  cybersecurity  incidents 
involving  our  information  systems  and  periodic  reporting  regarding  our  policies  and  procedures  to  identify  and  manage 
cybersecurity risks, amongst other disclosures. 

Increasing  scrutiny  and  changing  expectations  from  investors,  lenders  and  other  market  participants  with  respect  to  our 
Environmental, Social and Governance policies may impose additional costs on us or expose us to additional risks.

Companies across all industries are facing increasing scrutiny relating to their ESG policies. Investor advocacy groups, certain 
institutional investors, investment funds, lenders and other market participants are increasingly focused on ESG practices and in 
recent years have placed increasing importance on the implications and social cost of their investments. The increased focus and 
activism  related  to  ESG  and  similar  matters  may  hinder  access  to  capital,  as  investors  and  lenders  may  decide  to  reallocate 
capital or to not commit capital as a result of their assessment of a company’s ESG practices. Companies which do not adapt to 
or  comply  with  investor,  lender  or  other  industry  shareholder  expectations  and  standards,  which  are  evolving,  or  which  are 
perceived  to  have  not  responded  appropriately  to  the  growing  concern  for  ESG  issues,  regardless  of  whether  there  is  a  legal 
requirement to do so, may suffer from reputational damage, costs related to litigation, and the business, financial condition, and/
or stock price of such a company could be materially and adversely affected. 

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In February 2021, the Acting Chair of the SEC issued a statement directing the Division of Corporation Finance to enhance its 
focus on climate-related disclosure in public company filings and in March 2021 the SEC announced the creation of a Climate 
and  ESG  Task  Force  in  the  Division  of  Enforcement  (the  “Task  Force”).  The  Task  Force’s  goal  is  to  develop  initiatives  to 
proactively identify ESG-related misconduct consistent with increased investor reliance on climate and ESG-related disclosure 
and  investment.  To  implement  the  Task  Force’s  purpose,  the  SEC  has  taken  several  enforcement  actions,  with  the  first 
enforcement action taking place in May 2022, and promulgated new rules. On March 21, 2022, the SEC proposed that all public 
companies are to include extensive climate-related information in their SEC filings. On May 25, 2022, SEC proposed a second 
set of rules aiming to curb the practice of "greenwashing" (i.e., making unfounded claims about one's ESG efforts) and would 
add  proposed  amendments  to  rules  and  reporting  forms  that  apply  to  registered  investment  companies  and  advisers,  advisers 
exempt from registration, and business development companies. As of the date of this annual report, these proposed rules have 
not yet taken effect.

We  may  face  increasing  pressures  from  investors,  lenders  and  other  market  participants,  who  are  increasingly  focused  on 
climate change, to prioritize sustainable energy practices, reduce our carbon footprint and promote sustainability. As a result, 
we  may  be  required  to  implement  more  stringent  ESG  procedures  or  standards  so  that  our  existing  and  future  investors  and 
lenders  remain  invested  in  us  and  make  further  investments  in  us,  especially  given  the  highly  focused  and  specific  trade  of 
crude oil transportation in which we are engaged. Such ESG corporate transformation calls for an increased resource allocation 
to serve the necessary changes in that sector, increasing costs and capital expenditure. If we do not meet these standards, our 
business and/or our ability to access capital could be harmed.

Additionally, certain investors and lenders may exclude fossil fuel-related companies, such as us, from their investing portfolios 
altogether due to environmental, social and governance factors. These limitations in both the debt and equity capital markets 
may  affect  our  ability  to  grow  as  our  plans  for  growth  may  include  accessing  the  equity  and  debt  capital  markets.  If  those 
markets are unavailable, or if we are unable to access alternative means of financing on acceptable terms, or at all, we may be 
unable to implement our business strategy, which would have a material adverse effect on our financial condition and results of 
operations and impair our ability to service our indebtedness. Further, it is likely that we will incur additional costs and require 
additional  resources  to  monitor,  report  and  comply  with  wide  ranging  ESG  requirements.  The  occurrence  of  any  of  the 
foregoing could have a material adverse effect on our business and financial condition. 

See  further  details  of  our  ESG  efforts  at  Item  4.B.—Business  Overview  and  our  latest  Environmental  Social  Governance 
Report,  which  may  be  found  on  our  website  at  https://www.sflcorp.com/esg/.  The  information  on  our  website  is  not 
incorporated by reference into this annual report.

New technologies may cause our current drilling methods to become obsolete, resulting in an adverse effect on our business.

The  offshore  contract  drilling  industry  is  subject  to  the  introduction  of  new  drilling  techniques  and  services  using  new 
technologies, some of which may be subject to patent protection. As competitors and others use or develop new technologies, 
we  may  be  placed  at  a  competitive  disadvantage  and  competitive  pressures  may  force  us  to  implement  new  technologies  at 
substantial  cost.  In  addition,  competitors  may  have  greater  financial,  technical  and  personnel  resources  that  allow  them  to 
benefit  from  technological  advantages  and  implement  new  technologies  before  we  can.  We  may  not  be  able  to  implement 
technologies on a timely basis or at a cost that is acceptable to us.

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Technological innovation and quality and efficiency requirements from our customers could reduce our charter hire income 
and the value of our vessels.

Our  customers,  in  particular  those  in  the  oil  industry,  have  a  high  and  increasing  focus  on  quality  and  compliance  standards 
with  their  suppliers  across  the  entire  supply  chain,  including  the  shipping  and  transportation  segment.  Our  continued 
compliance with these standards and quality requirements is vital for our operations. The charter hire rates and the value and 
operational life of a vessel are determined by a number of factors including the vessel’s efficiency, operational flexibility and 
physical life. Efficiency includes speed, fuel economy and the ability to load and discharge cargo quickly. Flexibility includes 
the  ability  to  enter  harbors,  utilize  related  docking  facilities  and  pass  through  canals  and  straits.  The  length  of  a  vessel’s 
physical life is related to its original design and construction, its maintenance and the impact of the stress of operations. More 
technologically advanced vessels have been built since the owned or leased vessels in our fleet, which have an average age of 
10 years as of December 31, 2022, were constructed and vessels with further advancements may be built that are even more 
efficient  or  more  flexible  or  have  longer  physical  lives,  including  new  vessels  powered  by  alternative  fuels  or  which  are 
otherwise perceived as more environmentally friendly by charterers. We face competition from companies with more modern 
vessels having more fuel efficient designs than our vessels, or eco vessels, and if new vessels are built that are more efficient or 
more flexible or have longer physical lives than the current eco vessels, competition from the current eco vessels and any more 
technologically advanced vessels could adversely affect the amount of charter hire payments we receive for our vessels and the 
resale value of our vessels could significantly decrease. In these circumstances, we may also be forced to charter our vessels to 
less  creditworthy  charterers,  either  because  the  oil  majors  and  other  top  tier  charters  will  not  charter  older  and  less 
technologically advanced vessels or will only charter such vessels at lower contracted charter rates than we are able to obtain 
from  these  less  creditworthy,  second  tier  charterers.  Similarly,  technologically  advanced  vessels  are  needed  to  comply  with 
environmental laws, the investment, in which along with the foregoing, could have a material adverse effect on our results of 
operations, charter hire payments, resale value of vessels, cash flows, financial condition and ability to pay dividends.

Prolonged  or  significant  downturns  in  the  tanker,  dry  bulk  carrier,  container  and  offshore  drilling  charter  markets  may 
have an adverse effect on our earnings.

Although  most  of  our  vessels  are  employed  on  medium  or  long-term  charters,  prolonged  or  significant  downturns  in  the 
markets in which we operate could have a significant and adverse effect in finding new customers in the short and long term 
market  and  on  our  existing  customers’  ability  to  continue  to  fulfill  their  obligations  to  us.  It  also  affects  the  resale  value  of 
vessels. 

The tanker market has historically been volatile. For example, we witnessed high chartering levels with the Baltic Exchange 
indices for the dry bulk and tanker markets hitting their highest levels since the mid-2000s. Global oil demand is expected to 
increase in 2023 with oil prices surpassing $100 per barrel. However, with continued uncertainty, there can be no assurance that 
the tanker market will sustain its recent rally.

While also experiencing volatility, the dry bulk shipping market has enjoyed significantly improved market conditions during 
2021. Industry sources indicate that seaborne dry bulk trade (in tonnes) was limited in 2022, as a result of tightening monetary 
policy as well as weakness in China’s economy. The global fleet of dry bulk vessels has increased as a result of the delivery of 
numerous  newbuilding  orders  over  the  past  few  years.  During  2022,  the  global  dry  bulk  fleet  has  grown  by  2.8%,  and  as  of 
February 1, 2023, newbuilding orders had been placed for an aggregate of about 7.2% of the existing global dry bulk fleet, with 
deliveries expected predominantly during the next two years. The dry bulk charter market, from which we derive and plan to 
continue  to  derive  our  revenues,  has  been  relatively  weak  in  2022,  with  freight  rates  falling  due  to  a  combination  of  lower 
demand and easing of supply chain disruptions. In 2022, charter rates for dry bulk vessels decreased from 2021 levels but were 
sustained well above the historical average. The Baltic Dry Index, an index published by The Baltic Exchange of shipping rates 
for key dry bulk routes, softened from the decade highs of 2021, but still averaged 43% above the decade average, principally 
as a result of strong global growth and increased infrastructure spending which has led to an elevated demand for commodities. 
In January 2023, we saw spot rates fall to extremely low levels, following normal seasonal patterns as well as Chinese New 
Year, which has reduced industrial activity in the region. Market conditions are expected to gradually improve over the course 
of 2023 as China’s re-opening takes hold, however, we cannot guarantee a trend towards recovery. However, with continued 
uncertainty, there can be no assurance that the dry bulk charter market will realize recovery.

The containership charter market experienced significant volatility in 2022, with prices in the charter market for container ships 
gradually  returning  to  ‘normal’  levels  in  September  -  October  2022,  following  an  ease  in  port  congestion.  With  easing  port 
congestion,  higher  inflation,  and  the  shift  in  spending  from  goods  to  services,  global  freight  rates  steeply  declined  in  2022, 
reaching pre-pandemic levels. 

21

The offshore drilling charter market is correlated to the oil price (Brent crude spot) which has experienced significant volatility 
during  the  last  decade.  In  April  2020  the  oil  price  fell  below  $20  per  barrel  following  fears  that  oil  storage  in  the  U.S.  was 
running tight. As a consequence of these reductions in oil prices, oil and gas companies significantly reduced their exploration 
and  development  activities,  resulting  in  many  drilling  companies  laying  up  rigs  and  experiencing  financial  difficulties. 
However, oil prices averaged over $100 in 2022 and are expected to lie between $70 to $105 in 2023. The medium and long-
term oil price development remains uncertain, with COVID-19 pandemic expected to continue to affect the global oil demand 
along  with  a  structural  transition  in  global  energy  systems  with  renewable  energy  expected  to  increase  going  forward.  The 
effect  on  this  related  to  the  market  is  currently  difficult  to  assess.  Also,  we  have  seen  significant  movement  in  oil  price 
development since the geopolitical conflict between Russia and Ukraine began in February 2022.

For more information please see Item 5.D.—Trend Information.

Downturns in these markets and resulting volatility has had a number of adverse consequences, including, among other things:

•

•

•

•

•

an absence of financing for vessels or rigs;

limited second-hand market for the sale of vessels or rigs;

extremely low charter rates, particularly for vessels employed in the spot market;

widespread loan covenant defaults in the shipping and offshore industries; and

declaration of bankruptcy by some operators, rig and ship owners as well as charterers.

The occurrence of one or more of these events could adversely affect our business, results of operations, cash flows, financial 
condition and ability to pay cash distributions. 

In  addition,  because  the  market  value  of  our  vessels  and  rigs  may  fluctuate  significantly,  we  may  incur  losses  when  we  sell 
vessels, which may adversely affect earnings. If we sell vessels at a time when vessel prices have fallen and before we have 
recorded  an  impairment  adjustment  to  our  financial  statements,  the  sale  may  be  at  less  than  the  vessel’s  carrying  amount  in 
those financial statements, resulting in a loss and a reduction in earnings.

The Company is exposed to fluctuating demand and supply for maritime transportation services, as well as fluctuating prices 
of commodities (such as iron ore, coal, grain, soybeans and aggregates) and consumer and industrial products, and may be 
affected by a decrease in the demand for such commodities and/or products and the volatility in their prices.

Our growth significantly depends on continued growth in worldwide and regional demand for the products we transport, such 
as  dry  bulk  commodities  (such  as  iron  ore,  coal,  soybeans,  etc.)  and  consumer  and  industrial  products,  which  could  be 
negatively affected by several factors, including declines in prices for such commodities and/or products, or general political, 
regulatory and economic conditions.

In past years, China and India have had two of the world’s fastest growing economies in terms of gross domestic product and 
have been the main driving forces behind increases in shipping trade and the demand for marine transportation. While China in 
particular  has  enjoyed  rates  of  economic  growth  significantly  above  the  world  average,  slowing  economic  growth  rates  may 
reduce the country’s contribution to world trade growth. If economic growth declines in China, India and other countries in the 
Asia Pacific region, we may face decreases in shipping trade and demand. The level of imports to and exports from China may 
also be adversely affected by changes in political, economic and social conditions (including a slowing of economic growth) or 
other  relevant  policies  of  the  Chinese  government,  such  as  changes  in  laws,  regulations  or  export  and  import  restrictions, 
internal  political  instability,  changes  in  currency  policies,  changes  in  trade  policies  and  territorial  or  trade  disputes. 
Furthermore, a slowdown in the economies of the United States or the European Union, or certain other Asian countries may 
also  have  adverse  impacts  on  economic  growth  in  the  Asia  Pacific  region.  Therefore,  a  negative  change  in  the  economic 
conditions (including any negative changes resulting from any pandemic) of any of these countries or elsewhere may reduce 
demand for dry bulk and/or containership vessels and their associated charter rates, which could have a material adverse effect 
on our business, financial condition and operating results, as well as our prospects.

22

More generally, various economies around the globe were impacted by inflationary pressures and/or supply chain disruptions in 
2022,  in  part  stemming  from  the  conflict  in  Ukraine  and  related  sanctions  against  Russia  and  Belarus  and  the  COVID-19 
pandemic and related containment efforts throughout the world. For example, demand for and the price of coal, a product which 
we transport from time to time, rose more than 250% in March 2022 as compared to the same period in the previous year. This 
was due to, among other factors, disruptions in natural gas supplies to the European Union as a result of tensions with Russia 
and the loosening of COVID-19 restrictions in various jurisdictions, which was accompanied by a surge in energy demand and, 
in  some  jurisdictions,  a  temporary  shortage  in  available  electrical  capacity.  The  price  of  coal  has  since  declined  amid 
recessionary  concerns  regarding  the  global  economy.  The  global  economy  currently  remains  and  is  expected  to  continue  to 
remain  subject  to  substantial  uncertainty,  which  may  impact  demand  for  the  products  which  we  transport.  Periods  of  low 
demand can cause excess vessel supply and intensify the competition in the industry, which often results in vessels being idle 
for long periods of time, which could reduce our revenues and materially harm the profitability of our segments, our business, 
results of operations and available cash.

Our  financial  results  and  operations  have  been  and  may  continue  to  be  adversely  affected  by  the  ongoing  outbreak  of 
COVID-19, and related governmental responses thereto.

The  COVID-19  pandemic  and  variants  that  have  emerged  have  resulted  in  numerous  actions  taken  by  governments  and 
governmental agencies in an attempt to mitigate the spread of the virus, including travel bans, quarantines, and other emergency 
public health measures, including lockdown measures. These measures have and may continue to cause severe trade disruptions 
due  to,  among  other  things,  the  unavailability  of  personnel,  supply  chain  disruption,  interruptions  of  production,  delays  in 
planned  strategic  projects  and  closure  of  businesses  and  facilities.  In  2022,  a  resurgence  of  COVID-19  cases  led  to  China’s 
government to impose quarantine regulations in certain provinces of China under China’s zero-COVID policy. However, by the 
end  of  2022,  many  of  these  measures,  including  China’s  zero-COVID  policy,  were  relaxed.  Nonetheless,  we  cannot  predict 
whether and to what degree emergency public health and other measures will be reinstituted in the event of any resurgence in 
the  COVID-19  virus  or  any  variants  thereof.  If  the  COVID-19  pandemic  continues  on  a  prolonged  basis  or  becomes  more 
severe, the adverse impact on the global economy and the rate environment for dry bulk and other cargo vessels may deteriorate 
further  and  our  operations  and  cash  flows  may  be  negatively  impacted.  Relatively  weak  global  economic  conditions  during 
periods of volatility have and may continue to have a number of adverse consequences for dry bulk and other shipping sectors 
as we have experienced, including, among other things:

•

•

•

•

•

low charter rates, particularly for vessels employed on short-term time charters or in the spot market;

decreases in the market value of dry bulk vessels and limited second-hand market for the sale of vessels;

limited financing for vessels;

loan covenant defaults; and

declaration of bankruptcy by certain vessel operators, vessel owners, shipyards and charterers.

The COVID-19 pandemic and measures to contain its spread have negatively impacted regional and global economies and trade 
patterns in markets in which we operate, the way we operate our business, and the businesses of our charterers and suppliers. 
These negative impacts could continue or worsen, even after the pandemic itself diminishes or ends. Companies, including us, 
have also taken precautions, such as requiring employees to work remotely and imposing travel restrictions, while some other 
businesses have been required to close entirely. Moreover, we face significant risks to our personnel and operations due to the 
COVID-19 pandemic. Our crews face risk of exposure to COVID-19 as a result of travel to ports in which cases of COVID-19 
have been reported. Our shore-based personnel likewise face risk of such exposure, as we maintain offices in areas that have 
been impacted by the spread of COVID-19.

Measures  against  COVID-19  in  a  number  of  countries  have  restricted  crew  rotations  on  our  vessels,  which  may  continue  or 
become  more  severe.  In  2022,  we  experienced  and  may  continue  to  experience  disruptions  to  our  normal  vessel  operations 
caused  by  increased  deviation  time  associated  with  positioning  our  vessels  to  countries  in  which  we  can  undertake  a  crew 
rotation  in  compliance  with  measures  to  mitigate  the  spread  of  COVID-19.  Delays  in  crew  rotations  have  led  to  issues  with 
crew  fatigue  and  may  continue  to  do  so,  which  may  result  in  delays  or  other  operational  issues.  We  have  had  and  expect  to 
continue  to  have  increased  expenses  due  to  incremental  fuel  consumption  and  days  in  which  our  vessels  are  unable  to  earn 
revenue in order to deviate to certain ports on which we would ordinarily not call during a typical voyage. We may also incur 
additional  expenses  associated  with  testing,  personal  protective  equipment,  quarantines,  and  travel  expenses  such  as  airfare 
costs in order to perform crew rotations in the current environment. In addition, any case of COVID-19 amongst crew, could 
result  in  a  quarantine  period  for  that  vessel  and,  in  turn,  loss  of  charter  hire  and  additional  costs.  In  2022,  delays  in  crew 
rotations  have  also  caused  us  to  incur  additional  costs  related  to  crew  bonuses  paid  to  retain  the  existing  crew  members  on 
board and may continue to do so.

23

Moreover, COVID-19 and governmental and other measures related to it have led to a highly difficult environment in which to 
acquire  and  dispose  of  vessels  given  difficulty  to  physically  inspect  vessels.  The  impact  of  COVID-19  has  also  resulted  in 
reduced  industrial  activity  globally,  and  more  specifically  in  China,  with  temporary  closures  of  factories  and  other  facilities, 
labor shortages and restrictions on travel. 

This  and  future  epidemics  may  affect  personnel  operating  payment  systems  through  which  we  receive  revenues  from  the 
chartering of our vessels or pay for our expenses, resulting in delays in payments. We continue to focus on our employees' well-
being,  whilst  making  sure  that  their  operations  continue  undisrupted  and  at  the  same  time,  adapting  to  the  new  ways  of 
operating. As such employees are encouraged and in certain cases required to operate remotely which significantly increases the 
risk of cyber security attacks.

The  occurrence  or  continued  occurrence  of  any  of  the  foregoing  events  or  other  epidemics  or  an  increase  in  the  severity  or 
duration of the COVID-19 or other epidemics could have a material adverse effect on our business, results of operations, cash 
flows, financial condition, value of our vessels, and ability to pay dividends. 

Our business has inherent operational risks, which may not be adequately covered by insurance.

Our  vessels  and  their  cargoes  are  at  risk  of  being  damaged  or  lost  due  to  events  such  as  marine  disasters,  bad  weather, 
mechanical  failures,  human  error,  environmental  accidents,  war,  terrorism,  piracy,  political  circumstances  and  hostilities  in 
foreign  countries,  labor  strikes  and  boycotts,  changes  in  tax  rates  or  policies,  and  governmental  expropriation  of  our 
vessels. Any of these events may result in loss of revenues, increased costs and decreased cash flows to our customers, which 
could impair their ability to make payments to us under our charters. There is a material risk of increased premiums or loss of 
coverage as a result of the geopolitical conflict between Russia and Ukraine.

In the event of a vessel casualty or other catastrophic event, we will rely on the marine insurance policies to pay the insured 
value of the vessel or the damages incurred. Through the agreements with our vessel managers, we procure insurance for most 
of the vessels in our fleet employed under time and voyage charters against those risks that we believe the shipping industry 
commonly  insures  against.  These  include  marine  hull  and  machinery  insurance,  protection  and  indemnity  insurance,  which 
include  pollution  risks  and  crew  insurances,  and  war  risk  insurance.  Currently,  the  amount  of  coverage  for  liability  for 
pollution, spillage and leakage available to us on commercially reasonable terms through protection and indemnity associations 
and  providers  of  excess  coverage  is  $1.0  billion  per  vessel  per  occurrence,  except  for  certain  excluded  areas  at  high  risk 
including Russia, Ukraine and Belarus (the “High Risk Areas”).

We  cannot  assure  you  that  we  will  be  adequately  insured  against  all  risks.  Our  vessel  managers  may  not  be  able  to  obtain 
adequate  insurance  coverage  at  reasonable  rates  for  our  vessels  in  the  future.  For  example,  in  the  past  more  stringent 
environmental regulations have led to increased costs for, and in the future may result in the lack of availability of, insurance 
against risks of environmental damage or pollution. Additionally, our insurers may refuse to pay particular claims. For example, 
the circumstances of a spill, including non-compliance with environmental laws, could result in denial of coverage, protracted 
litigation, and delayed or diminished insurance recoveries or settlements. Any significant loss or liability for which we are not 
insured could have a material adverse effect on our financial condition. Under the terms of our bareboat charters, the charterer 
is responsible for procuring all insurances for the vessel.

We  procure  insurance  for  our  fleet  against  risks  commonly  insured  against  by  vessel  owners  and  operators.  Even  if  our 
insurance coverage is adequate to cover our losses, we may not be able to timely obtain a replacement vessel in the event of a 
loss. Furthermore, in the future, we may not be able to obtain adequate insurance coverage at reasonable rates for our fleet. We 
may also be subject to calls, or premiums, in amounts based not only on our own claim records but also the claim records of all 
other members of the protection and indemnity associations through which we receive indemnity insurance coverage for tort 
liability. Our insurance policies also contain deductibles, limitations and exclusions which, although we believe are standard in 
the shipping industry, may nevertheless increase our costs. If our insurance is not enough to cover claims that may arise, the 
deficiency may have a material adverse effect on our financial condition and results of operations. We may also be subject to 
calls, or premiums, in amounts based not only on our own claim records but also the claim records of all other members of the 
protection  and  indemnity  associations  through  which  we  receive  indemnity  insurance  coverage  for  tort  liability,  including 
pollution-related liability. Our payment of these calls could result in significant expenses to us.

24

Maritime  claimants  could  arrest  or  attach  one  or  more  of  our  vessels,  which  could  interrupt  our  customers'  or  our  cash 
flows.

Crew members, suppliers of goods and services to a vessel, shippers of cargo and other parties may be entitled to a maritime 
lien against a vessel for unsatisfied debts, claims or damages. In many jurisdictions, a maritime lienholder may enforce its lien 
by “arresting” or “attaching” a vessel through judicial or foreclosure proceedings. The arrest or attachment of one or more of 
our vessels could interrupt the cash flow of the charterer and/or our cash flow and require us to pay a significant amount of 
money to have the arrest lifted, which would have an adverse effect on our financial condition and results of operations. 

In addition, in jurisdictions where the “sister ship” theory of liability applies, such as South Africa, a claimant may arrest the 
vessel that is subject to the claimant's maritime lien and any “associated” vessel, which is any vessel owned or controlled by the 
same owner. In countries with “sister ship” liability laws, claims may be asserted against us or any of our vessels for liabilities 
of other vessels that we own.

Governments could requisition our vessels during a period of war or emergency, resulting in a loss of earnings.

A government of a vessel’s registry could requisition for title or seize one or more of our vessels. Requisition for title occurs 
when a government takes control of a vessel and becomes the owner. Such government could also requisition one or more of 
our  vessels  for  hire.  Requisition  for  hire  occurs  when  a  government  takes  control  of  a  vessel  and  effectively  becomes  the 
charterer at dictated charter rates. Generally, requisitions occur during a period of war or emergency. Government requisition of 
one  or  more  of  our  vessels  could  have  a  material  adverse  effect  on  our  business,  results  of  operations,  cash  flows,  financial 
condition and ability to pay dividends.

The aging of our fleet may result in increased operating costs or loss of hire in the future, which could adversely affect our 
earnings.

In general, the costs to maintain a vessel in good operating condition increase with the age of the vessel. As of December 31, 
2022,  the  average  age  of  our  fleet,  owned  or  leased  by  us,  was  approximately  10  years.  As  our  fleet  ages,  we  will  incur 
increased  costs.  Due  to  improvements  in  engine  technology,  older  vessels  are  typically  less  fuel-efficient  and  more  costly  to 
maintain than more recently constructed vessels. Cargo insurance rates increase with the age of a vessel, making older vessels 
less desirable to charterers.

Governmental safety, environmental regulations or other equipment standards related to the age of tankers and other types of 
vessels  may  require  expenditures  for  alterations  or  the  addition  of  new  equipment  to  our  vessels  to  comply  with  safety  or 
environmental  laws  or  regulations  that  may  be  enacted  in  the  future.  These  laws  or  regulations  may  also  restrict  the  type  of 
activities  in  which  our  vessels  may  engage  or  prohibit  operation  in  certain  geographic  regions.  We  cannot  predict  what 
alterations or modifications our vessels may be required to undergo as a result of requirements that may be promulgated in the 
future, or that as our vessels age market conditions will justify any required expenditures or enable us to operate our vessels 
profitably during the remainder of their useful lives.

There are risks associated with the purchase and operation of second-hand vessels.

Our current business strategy includes additional growth through the acquisition of both newbuildings and second-hand vessels. 
While we rigorously inspect previously owned or secondhand vessels prior to purchase, this does not normally provide us with 
the  same  knowledge  about  their  condition  and  cost  of  any  required  (or  anticipated)  repairs  that  we  would  have  had  if  these 
vessels had been built for and operated exclusively by us. A secondhand vessel may also have conditions or defects that we 
were not aware of when we bought the vessel and which may require us to incur costly repairs to the vessel. These repairs may 
require us to put a vessel into drydock, which would reduce our fleet utilization and increase our operating costs. The market 
prices of secondhand vessels also tend to fluctuate with changes in charter rates and the cost of new build vessels, and if we sell 
the  vessels,  the  sales  prices  may  not  equal  and  could  be  less  than  their  carrying  values  at  that  time.  Therefore,  our  future 
operating results could be negatively affected if the vessels do not perform as we expect.

25

Delays in the delivery of any newbuilding or secondhand tankers we agree to acquire could harm our operating results. 

Delays  in  the  delivery  of  any  new-building  or  second-hand  vessels  we  may  agree  to  acquire  in  the  future,  would  delay  our 
receipt of revenues generated by these vessels and, to the extent we have arranged charter employment for these vessels, could 
possibly  result  in  the  cancellation  of  those  charters,  and  therefore  adversely  affect  our  anticipated  results  of  operations. 
Although this would delay our funding requirements for the installment payments to purchase these vessels, it would also delay 
our receipt of revenues under any charters we arrange for such vessels. The delivery of newbuilding vessels could be delayed, 
other  than  at  our  request,  because  of,  among  other  things,  work  stoppages  or  other  labor  disturbances;  bankruptcy  or  other 
financial  crisis  of  the  shipyard  building  the  vessel;  hostilities,  health  pandemics  such  as  COVID-19  or  political  or  economic 
disturbances  in  the  countries  where  the  vessels  are  being  built,  including  any  escalation  of  tensions  involving  North  Korea; 
weather interference or catastrophic event, such as a major earthquake, tsunami or fire; our requests for changes to the original 
vessel  specifications;  requests  from  our  customers,  with  whom  we  have  arranged  any  charters  for  such  vessels,  to  delay 
construction  and  delivery  of  such  vessels  due  to  weak  economic  conditions  and  shipping  demand  and  a  dispute  with  the 
shipyard building the vessel. 

In  addition,  the  refund  guarantors  under  the  newbuilding  contracts,  which  are  banks,  financial  institutions  and  other  credit 
agencies, may also be affected by financial market conditions in the same manner as our lenders and, as a result, may be unable 
or  unwilling  to  meet  their  obligations  under  their  refund  guarantees.  If  the  shipbuilders  or  refund  guarantors  are  unable  or 
unwilling to meet their obligations to the sellers of the vessels, this may impact our acquisition of vessels and may materially 
and adversely affect our operations and our obligations under our credit facilities. The delivery of any secondhand vessels could 
be  delayed  because  of,  among  other  things,  hostilities  or  political  disturbances,  non-performance  of  the  purchase  agreement 
with  respect  to  the  vessels  by  the  seller,  our  inability  to  obtain  requisite  permits,  approvals  or  financing  or  damage  to  or 
destruction of the vessels while being operated by the seller prior to the delivery date. 

Changes in our dividend policy could adversely affect holders of our common shares.

Risks Relating to Our Company

Any  dividend  that  we  declare  is  at  the  discretion  of  our  board  of  directors  of  the  Company  (the  “Board  of  Directors”).  We 
cannot assure you that our dividend will not be reduced or eliminated in the future, and changes in our dividend policy could 
adversely  affect  the  market  price  of  our  common  shares.  Our  profitability  and  corresponding  ability  to  pay  dividends  is 
substantially  affected  by  amounts  we  receive  through  charter  hire  and  profit-sharing  payments  from  our  charterers.  Our 
entitlement  to  profit  sharing  payments,  if  any,  is  based  on  the  financial  performance  of  our  vessels  which  is  outside  of  our 
control. If our charter hire and profit-sharing payments decrease substantially, we may not be able to continue to pay dividends 
at present levels, or at all. We are also subject to contractual limitations on our ability to pay dividends pursuant to certain debt 
agreements,  and  we  may  agree  to  additional  limitations  in  the  future.  Additional  factors  that  could  affect  our  ability  to  pay 
dividends include statutory and contractual limitations on the ability of our subsidiaries to pay dividends to us, including under 
current  or  future  debt  arrangements,  economic  conditions,  including  the  impact  of  the  ongoing  COVID-19  pandemic  and 
macroeconomic impacts on our business and financial condition, such as inflationary pressure, and other factors the Board of 
Directors may deem relevant.

We depend on our charterers, including companies which are affiliated with us, for our operating cash flows and for our 
ability to pay dividends to our shareholders and repay our outstanding borrowings.

During  2022,  we  had  eight  dry  bulk  carriers  chartered  to  Golden  Ocean  Trading  Limited,  or  the  Golden  Ocean  Charterer,  a 
subsidiary of Golden Ocean. Hemen, our largest shareholder, is also the largest shareholder of Golden Ocean. In addition, we 
own fully or partially 13 container vessels on long-term bareboat charters to MSC Mediterranean Shipping Company S.A. and 
its  affiliate  Conglomerate  Shipping  Ltd.  (“MSC”)  and  16  container  vessels  on  long-term  time  charters  to  Maersk  A/S 
(“Maersk”), and multiple other assets chartered to a number of counterparties. Our other vessels that have charters attached to 
them are chartered to other customers under short, medium or long term time and bareboat charters.

The charter hire payments that we receive from our customers constitute substantially all of our operating cash flows.

26

The  performance  under  the  charters  with  the  Golden  Ocean  Charterer  is  guaranteed  by  Golden  Ocean.  If  the  Golden  Ocean 
Charterer or any of our other charterers are unable to make charter hire payments to us, our results of operations and financial 
condition could be materially adversely affected and we may not have cash available to pay dividends to our shareholders and 
to repay our outstanding borrowings. A significant portion of our net income and operating cash flows are generated from our 
leases  with  the  charterers  of  our  drilling  units,  and  a  termination  of  these  leases  may  have  a  material  adverse  effect  on  our 
earnings and profitability, and our ability to pay dividends to our shareholders. 

The  amount  of  profit-sharing  payment  we  receive  under  our  charters  with  the  Golden  Ocean  Charterer,  and  other 
charterers, if any, may depend on prevailing spot market rates, which are volatile.

We have eight Capesize dry bulk carriers employed under time charters to the Golden Ocean Charterer. These charter contracts 
provide  for  base  charter  hire  and  additional  profit-sharing  payments  when  the  Golden  Ocean  Charterer's  earnings  from 
deploying  our  vessels  exceed  certain  levels.  The  majority  of  our  vessels  chartered  to  the  Golden  Ocean  Charterer  are  sub-
chartered  by  them  in  the  spot  market,  which  is  subject  to  greater  volatility  than  the  long-term  time  charter  market,  and  the 
amount of future profit sharing payments we receive, if any, will be primarily dependent on the strength of the spot market.

We  cannot  assure  you  that  we  will  receive  any  profit-sharing  payments  for  any  periods  in  the  future,  which  may  have  an 
adverse effect on our results and financial condition and our ability to pay dividends in the future.

The amount of fuel saving payment we receive under certain charters, if any, depends on prevailing fuel costs, which are 
volatile.

We installed scrubbers on seven of the containerships on charter to Maersk in return for receiving a share of the fuel savings 
expected to be achieved by the charterer, Maersk thus as part of the charter agreements, we receive a share of the fuel savings, 
dependent  on  the  price  difference  between  IMO  compliant  fuel  and  IMO  non-compliant  fuel  that  is  subsequently  made 
compliant by the scrubbers. 

In  November  2022,  we  took  delivery  of  a  4,900  CEU  car  carrier,  Arabian  Sea,  in  combination  with  a  six-year  charter  to 
EUKOR Car Carriers Inc. (“Eukor”) which included similar share of the fuel savings in the charter agreement.

We cannot assure you that we will receive any fuel saving payments for any periods in the future, which may have an adverse 
effect on our results and financial condition and our ability to pay dividends in the future.

The charter-free market values of our vessels and drilling units may decrease, which could limit the amount of funds that we 
can borrow or trigger breaches in certain financial covenants in our current or future credit facilities and we may incur a 
loss  if  we  sell  vessels  or  drilling  units  following  a  decline  in  their  charter-free  market  value.  This  could  affect  future 
dividend payments.

We are generally prohibited from selling our vessels or drilling units during periods which they are subject to charters without 
the charterer's consent, and may therefore be unable to take advantage of increases in vessel or drilling unit values during such 
times. Conversely, if the charterers were to default under the charters due to adverse market conditions, causing a termination of 
the charters, it is likely that the charter-free market value of our vessels and drilling units would also be depressed. The charter-
free market values of our vessels and drilling units have experienced high volatility in recent years.

The  charter-free  market  value  of  our  vessels  and  drilling  units  may  increase  and  decrease  depending  on  a  number  of  factors 
including,  but  not  limited  to,  the  prevailing  level  of  charter  rates  and  day  rates,  general  economic  and  market  conditions 
affecting the international shipping and offshore drilling industries, types, sizes and ages of vessels and drilling units, supply 
and demand for vessels and drilling units, availability of or developments in other modes of transportation, competition from 
other shipping companies, cost of newbuildings, governmental or other regulations and technological advances.

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In  addition,  as  vessels  and  drilling  units  grow  older,  they  generally  decline  in  value.  If  the  charter-free  market  values  of  our 
vessels and drilling units decline, we may not be in compliance with certain provisions of our credit facilities and we may not 
be able to refinance our debt, obtain additional financing or make distributions to our shareholders. Additionally, if we sell one 
or more of our vessels or drilling units at a time when vessel and drilling unit prices have fallen and before we have recorded an 
impairment  adjustment  to  our  consolidated  financial  statements,  the  sale  price  may  be  less  than  the  vessel's  or  drilling  unit's 
carrying value on our consolidated financial statements, resulting in a loss and a reduction in earnings. Furthermore, if vessel 
and drilling unit values fall significantly, we may have to record an impairment adjustment in our financial statements, which 
could adversely affect our financial results and condition.

Volatility in the international shipping and offshore markets may cause our counterparties on contracts to fail to meet their 
obligations which could cause us to suffer losses or otherwise adversely affect our business.

From time to time, we enter into, among other things, charter parties with our customers, newbuilding contracts with shipyards, 
credit facilities with banks, guarantees, interest rate swap agreements, and currency swap agreements, total return bond swaps, 
and  total  return  equity  swaps.  Such  agreements  subject  us  to  counterparty  risks.  The  ability  and  willingness  of  each  of  our 
counterparties  to  perform  their  obligations  under  a  contract  with  us  will  depend  on  a  number  of  factors  that  are  beyond  our 
control. As a result, our revenues and results of operations may be adversely affected. These factors include:

•

•

•

•

•

•

•

•

•

•

•

global and regional economic and political conditions;

supply  and  demand  for  oil  and  refined  petroleum  products,  which  is  affected  by,  among  other  things,  competition  from 
alternative sources of energy;

supply and demand for energy resources, commodities, semi-finished and finished consumer and industrial products;

developments in international trade;

changes in seaborne and other transportation patterns, including changes in the distances that cargoes are transported;

environmental concerns and regulations;

weather;

the number of newbuilding deliveries;

the improved fuel efficiency of newer vessels;

the recycling rate of older vessels; and

changes in production of crude oil, particularly by OPEC members and other key producers.

Tanker charter rates also tend to be subject to seasonal variations, with demand (and therefore charter rates) normally higher in 
winter months in the northern hemisphere.

In addition, in depressed market conditions, our charterers and customers may no longer need a vessel or drilling unit that is 
currently under charter or contract, or may be able to obtain a comparable vessel or drilling unit at a lower rate. As a result, 
charterers and customers may seek to renegotiate the terms of their existing charter parties and drilling contracts, or avoid their 
obligations under those contracts. Should a counterparty fail to honor its obligations under agreements with us, we could sustain 
significant losses which could have a material adverse effect on our business, financial condition, results of operations and cash 
flows.

Certain of our directors, executive officers and major shareholders may have interests that are different from the interests of 
our other shareholders.

Certain of our directors, executive officers and major shareholders may have interests that are different from, or are in addition 
to, the interests of our other shareholders. In particular, Hemen and certain related companies whose shares are indirectly held 
by two trusts settled by Mr. John Fredriksen for the benefit of his family, own and beneficially own approximately 18.6% of our 
issued and outstanding common shares as of March 14, 2023.

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Hemen is also a principal shareholder of a number of other large publicly traded companies involved in various sectors of the 
shipping and oil services industries (the “Hemen Related Companies”). In addition, certain directors, including Mr. Cordia, Mr. 
O'Shaughnessy  and  Ms.  Kathrine  Fredriksen,  also  serve  on  the  boards  of  one  or  more  of  the  Hemen  Related  Companies, 
including but not limited to Frontline plc (formerly Frontline Ltd.) (NYSE: FRO) (“Frontline”), Golden Ocean Group Limited 
(NYSE:  GOGL)  (“Golden  Ocean”),  Archer  Limited  (OSE:  ARCHER),  Avance  Gas  Holding  Ltd  (OSE:  AGAS),  Northern 
Drilling  Ltd  (OSE:  NODL)  and  ST  Energy  Transition  I  Ltd.  (NYSE:  STET.U).  There  may  be  real  or  apparent  conflicts  of 
interest with respect to matters affecting Hemen and other Hemen Related Companies whose interests in some circumstances 
may be adverse to our interests.

To the extent that we do business with or compete with other Hemen Related Companies for business opportunities, prospects 
or financial resources, or participate in ventures in which other Hemen Related Companies may participate, these directors and 
officers may face actual or apparent conflicts of interest in connection with decisions that could have different implications for 
us. These decisions may relate to corporate opportunities, corporate strategies, potential acquisitions of businesses, newbuilding 
acquisitions, inter-company agreements, the issuance or disposition of securities, the election of new or additional directors and 
other matters. Such potential conflicts may delay or limit the opportunities available to us, and it is possible that conflicts may 
be resolved in a manner adverse to us or result in agreements that are less favorable to us than terms that would be obtained in 
arm's-length negotiations with unaffiliated third-parties.

The agreements between us and affiliates of Hemen may be less favorable to us than agreements that we could obtain from 
unaffiliated third parties.

The  charters,  management  agreements,  charter  ancillary  agreements  and  the  other  contractual  agreements  we  have  with 
companies  affiliated  with  Hemen  were  made  in  the  context  of  an  affiliated  relationship.  Although  every  effort  was  made  to 
ensure  that  such  agreements  were  made  on  an  arm's-length  basis,  the  negotiation  of  these  agreements  may  have  resulted  in 
prices  and  other  terms  that  are  less  favorable  to  us  than  terms  we  might  have  obtained  in  arm's-length  negotiations  with 
unaffiliated third parties for similar services.

Hemen and its associated companies' business activities may conflict with our business activities.

While  Frontline  and  Golden  Ocean,  whose  major  shareholder  is  Hemen,  have  agreed  to  cause  Key  Chartering  Corporation 
(“Key Chartering”), Golden Ocean Group Management and the Golden Ocean Charterer, respectively, to use their commercial 
best efforts to employ our vessels on market terms and not to give preferential treatment in the marketing of any other vessels 
owned or managed by Frontline and Golden Ocean or its other affiliates, it is possible that conflicts of interests in this regard 
will  adversely  affect  us.  Under  the  agreements  with  the  Golden  Ocean  Charterer,  we  are  entitled  to  receive  quarterly  profit 
sharing  payments  to  the  extent  that  the  average  daily  time  charter  equivalent  ("TCE"),  rates  realized  by  the  Golden  Ocean 
Charterer exceed specified levels. Because Golden Ocean also owns or manages other vessels in addition to our fleet, which are 
not included in the profit sharing calculations, conflicts of interest may arise between us and Golden Ocean in the allocation of 
chartering opportunities that could limit our fleet's earnings and reduce profit sharing payments or charter hire due under our 
charters.

Our shareholders must rely on us to enforce our rights against our contract counterparties.

Holders  of  our  common  shares  and  other  securities  have  no  direct  right  to  enforce  the  obligations  of  related  and  non-related 
customers  under  the  charters,  or  any  of  the  other  agreements  to  which  we  are  a  party.  Accordingly,  if  any  of  those 
counterparties were to breach their obligations to us under any of these agreements, our shareholders would have to rely on us 
to pursue our remedies against those counterparties.

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United States tax authorities could treat us as a "passive foreign investment company", which could have adverse United 
States federal income tax consequences to United States shareholders.

A foreign corporation will be treated as a "passive foreign investment company," or ("PFIC"), for United States federal income 
tax purposes if either (1) at least 75% of its gross income for any taxable year consists of certain types of "passive income" or 
(2) at least 50% of the average value of the corporation's assets produce or are held for the production of those types of "passive 
income".  For  purposes  of  these  tests,  "passive  income"  includes  dividends,  interest  and  gains  from  the  sale  or  exchange  of 
investment  property  and  rents  and  royalties  other  than  rents  and  royalties,  which  are  received  from  unrelated  parties  in 
connection with the active conduct of a trade or business. For purposes of these tests, income derived from the performance of 
services does not constitute "passive income", but income from bareboat charters does constitute "passive income".

United States shareholders of a PFIC are subject to a disadvantageous United States federal income tax regime with respect to 
the distributions they receive from the PFIC and the gain, if any, they derive from the sale or other disposition of their shares in 
the PFIC.

Under these rules, if our income from our time charters is considered to be passive rental income, rather than income from the 
performance of services, we will be considered to be a PFIC. We believe that it is more likely than not that our income from 
time charters will not be treated as passive rental income for purposes of determining whether we are a PFIC. Correspondingly, 
we believe that the assets that we own and operate in connection with the production of such income do not constitute passive 
assets for purposes of determining whether we are a PFIC. This position is principally based upon the positions that (1) our time 
charter income will constitute services income, rather than rental income, and (2) Golden Ocean Management, which provide 
services to certain of our time chartered vessels, will be respected as separate entities from the Golden Ocean Charterer, with 
which they are affiliated. Based on our current and anticipated chartering activities, we do not believe that we will be treated as 
a PFIC for the current or future taxable years, although no assurance can be given in this regard. 

Although there is no direct legal authority under the PFIC rules addressing our method of operation, there is substantial legal 
authority  supporting  our  position  consisting  of  case  law  and  the  United  States  Internal  Revenue  Service  (the  "IRS"), 
pronouncements concerning the characterization of income derived from time charters and voyage charters as services income 
for other tax purposes. However, it should be noted that there is also authority that characterizes time charter income as rental 
income rather than services income for other tax purposes. Accordingly, no assurance can be given that the IRS or a court of 
law will accept our position, and there is a risk that the IRS or a court of law could determine that we are a PFIC. Moreover, no 
assurance can be given that we would not constitute a PFIC for any future taxable year if there were to be changes in the nature 
and extent of our operations.

If the IRS were to find that we are or have been a PFIC for any taxable year, our United States shareholders will face adverse 
United  States  federal  income  tax  consequences.  Under  the  PFIC  rules,  unless  those  shareholders  make  an  election  available 
under  United  States  Internal  Revenue  Code  of  1986,  as  amended  (the  "Code")  (which  election  could  itself  have  adverse 
consequences for such shareholders, as discussed below under "Taxation-United States Federal Income Tax Considerations"), 
such shareholders would be liable to pay United States federal income tax at the then prevailing income tax rates on ordinary 
income plus interest upon excess distributions and upon any gain from the disposition of our common shares, as if the excess 
distribution or gain had been recognized ratably over the shareholder's holding period of our common shares.

We may have to pay tax on United States source income, which would reduce our earnings.

Under  the  Code,  50%  of  the  gross  shipping  income  of  a  vessel  owning  or  chartering  corporation,  such  as  ourselves  and  our 
subsidiaries, that is attributable to transportation that begins or ends, but that does not both begin and end, in the United States, 
may be subject to a 4% United States federal income tax without allowance for deduction, unless that corporation qualifies for 
exemption from tax under Section 883 of the Code and the applicable Treasury Regulations promulgated thereunder.

We  believe  that  we  and  each  of  our  subsidiaries  qualified  for  this  statutory  tax  exemption  for  our  taxable  year  ending  on 
December  31,  2022  and  we  will  take  this  position  for  United  States  federal  income  tax  return  reporting  purposes.  However, 
there are factual circumstances beyond our control that could cause us to lose the benefit of this tax exemption for future taxable 
years  and  thereby  become  subject  to  United  States  federal  income  tax  on  our  United  States  source  shipping  income.  For 
example, we would no longer qualify for exemption under Section 883 of the Code for a particular taxable year if certain non-
qualified  shareholders  with  a  5%  or  greater  interest  in  our  common  shares  owned,  in  the  aggregate,  50%  or  more  of  our 
outstanding common shares for more than half the days during the taxable year. It is possible that we could be subject to this 
rule for our taxable year ending on or after December 31, 2023. Due to the factual nature of the issues involved, there can be no 
assurances on our tax-exempt status or that of any of our subsidiaries.

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If  we  or  our  subsidiaries,  are  not  entitled  to  exemption  under  Section  883  of  the  Code  for  any  taxable  year,  we,  or  our 
subsidiaries, could be subject during those years to an effective 2% United States federal income tax on gross shipping income 
derived during such a year that is attributable to the transport of cargoes to or from the United States. The imposition of this tax 
would  have  a  negative  effect  on  our  business  and  would  result  in  decreased  earnings  available  for  distribution  to  our 
shareholders.

As  an  exempted  company  incorporated  under  Bermuda  law,  our  operations  may  be  subject  to  economic  substance 
requirements.

The Economic Substance Act 2018 and the Economic Substance Regulations 2018 of Bermuda (the “Economic Substance Act” 
and the “Economic Substance Regulations”, respectively) became operative on December 31, 2018. The Economic Substance 
Act applies to every registered entity in Bermuda that engages in a relevant activity and requires that every such entity shall 
maintain a substantial economic presence in Bermuda. Relevant activities for the purposes of the Economic Substance Act are 
banking  business,  insurance  business,  fund  management  business,  financing  and  leasing  business,  headquarters  business, 
shipping business, distribution and service center business, intellectual property holding business and conducting business as a 
holding entity.

The  Bermuda  Economic  Substance  Act  provides  that  a  registered  entity  that  carries  on  a  relevant  activity  complies  with 
economic substance requirements if (a) it is directed and managed in Bermuda, (b) its core income-generating activities (as may 
be prescribed) are undertaken in Bermuda with respect to the relevant activity, (c) it maintains adequate physical presence in 
Bermuda, (d) it has adequate full time employees in Bermuda with suitable qualifications and (e) it incurs adequate operating 
expenditure in Bermuda in relation to the relevant activity.

A registered entity that carries on a relevant activity is obliged under the Bermuda Economic Substance Act to file a declaration 
in the prescribed form (the “Declaration”) with the Registrar of Companies (the “Registrar”) on an annual basis.

If we fail to comply with our obligations under the Bermuda Economic Substance Act or any similar law applicable to us in any 
other jurisdictions, we could be subject to financial penalties and spontaneous disclosure of information to foreign tax officials 
in related jurisdictions and may be struck from the register of companies in Bermuda or such other jurisdiction. Any of these 
actions could have a material adverse effect on our business, financial condition and results of operations.

If  our  long-term  time  or  bareboat  charters  or  management  agreements  with  respect  to  our  vessels  and  rigs  employed  on 
long-term  time  charters  terminate,  we  could  be  exposed  to  increased  volatility  in  our  business  and  financial  results,  our 
revenues could significantly decrease and our operating expenses could significantly increase. 

If any of our charters terminate, we may not be able to re-charter those vessels on a long-term basis with terms similar to the 
terms of our existing charters, or at all.

The vessels in our fleet that have charters attached to them are generally contracted to a firm period of up to 2034 in addition to 
certain  optional  periods.  However,  we  have  granted  some  of  our  charterers  purchase  or  early  termination  options  that,  if 
exercised,  may  effectively  terminate  our  charters  with  these  customers  at  an  earlier  date.  One  or  more  of  the  charters  with 
respect to our vessels may also terminate in the event of a requisition for title or a loss of a vessel.

Under  our  vessel  management  agreements  with  Golden  Ocean  Management,  for  fixed  management  fees,  Golden  Ocean 
Management are responsible for all of the technical and operational management of the vessels chartered by the Golden Ocean 
Charterer, respectively, and will indemnify us against certain loss of hire and various other liabilities relating to the operation of 
these vessels. If the relevant charter is terminated, the corresponding management agreement will also be terminated.

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In  addition  to  the  eight  vessels  on  charter  to  Golden  Ocean  Charterer,  we  also  have  22  container  vessels,  seven  Suezmax 
tankers, six product tankers and three car carriers employed on time charters, and one Suezmax tanker, two chemical tankers, 
seven dry bulk carriers and one container vessel employed in the spot market. The agreements for the technical and operational 
management of these vessels are not fixed price agreements, and we cannot assure you that any further vessels which we may 
acquire in the future will be operated under fixed price management agreements. We also own two harsh environmental drilling 
rigs, the 2014-built jack-up rig Linus and 2008-built semi-submersible drilling rig Hercules. Upon the receipt of the necessary 
regulatory  approvals  in  September  2022,  the  long-term  drilling  contract  with  ConocoPhillips  was  assigned  from  the  Seadrill 
subsidiary that was the prior operator to one of our subsidiaries that had entered into an operational management agreement of 
the rig with a subsidiary of Odfjell to operate the jack-up rig Linus for us. Following redelivery from Seadrill, the rig continued 
to be employed under its long term drilling contract with ConocoPhillips which expires in the fourth quarter of 2028. The harsh 
environment semi-submersible drilling rig Hercules was employed on a bareboat charter to Seadrill until the end of December 
2022, whereupon the rig was redelivered to us. As of December 31, 2022, the rig was managed by Odfjell, and is expected to 
commence  a  new  drilling  contract  with  ExxonMobil  Canada  Ltd.  in  the  second  quarter  of  2023,  after  completing  its  special 
periodic survey, with a duration of approximately 135 days.

Therefore, to the extent that we acquire additional vessels, our cash flow could be more volatile in the future and we could be 
exposed to increases in our vessel and rig operating expenses, each of which could materially and adversely affect our results of 
operations and business.

Certain of our vessels and drilling units are subject to purchase options held by the charterer of the vessel or drilling unit, 
which, if exercised, could reduce the size of our fleet and reduce our future revenues.

The  charter-free  market  values  of  our  vessels  and  drilling  units  are  expected  to  change  from  time  to  time  depending  on  a 
number  of  factors  including  general  economic  and  market  conditions  affecting  the  shipping  and  offshore  industries, 
competition, cost of vessel or drilling unit construction, governmental or other regulations, prevailing levels of charter rates and 
technological changes. We have granted fixed price purchase options to certain of our customers with respect to the vessels and 
drilling units they have chartered from us, and these prices may be less than the respective vessel's or drilling unit’s charter-free 
market value at the time the option may be exercised. In addition, we may not be able to obtain a replacement vessel or drilling 
unit for the price at which we sell the vessel or drilling unit. In such a case, we could incur a loss and a reduction in earnings.

Changes in the use of LIBOR as a benchmark could potentially affect our profitability, earnings and cash flow. 

The publication of U.S. Dollar LIBOR for the one-week and two-month U.S. Dollar LIBOR tenors ceased on December 31, 
2021,  and  the  ICE  Benchmark  Administration,  the  administrator  of  LIBOR,  with  the  support  of  the  United  States  Federal 
Reserve  and  the  United  Kingdom’s  Financial  Conduct  Authority,  announced  the  publication  of  all  other  U.S.  Dollar  LIBOR 
tenors will cease on June 30, 2023. The United States Federal Reserve concurrently issued a statement advising banks to cease 
issuing U.S. Dollar LIBOR instruments after 2021. As such, any new loan agreements we enter into will not use LIBOR as an 
interest rate, and we will need to transition our existing loan agreements from U.S. Dollar LIBOR to an alternative reference 
rate prior to June 2023.

Our financing agreements contain a provision requiring or permitting us to enter into negotiations with our lenders to agree to 
an  alternative  interest  rate  or  an  alternative  basis  for  determining  the  interest  rate  in  anticipation  of  the  cessation  of  LIBOR. 
These  clauses  present  significant  uncertainties  as  to  how  alternative  reference  rates  or  alternative  bases  for  determination  of 
rates would be agreed upon, as well as the potential for disputes or litigation with our lenders regarding the appropriateness or 
comparability  to  LIBOR  of  any  substitute  indices,  such  as  SOFR,  and  any  credit  adjustment  spread  between  the  two 
benchmarks. In the absence of an agreement between us and our lenders, most of our financing agreements provide that LIBOR 
would be replaced with some variation of the lenders’ cost-of-funds rate. The discontinuation of LIBOR presents a number of 
risks  to  our  business,  including  volatility  in  applicable  interest  rates  among  our  financing  agreements,  potential  increased 
borrowing  costs  for  future  financing  agreements  or  unavailability  of  or  difficulty  in  attaining  financing,  which  could  in  turn 
have an adverse effect on our profitability, earnings and cash flow.

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A change in interest rates could subject us to interest rate risk and materially and adversely affect our financial performance 
and financial position.

Some of our credit facilities use variable interest rates and expose us to interest rate risk. If interest rates increase and we are 
unable to effectively hedge our interest rate risk, our debt service obligations on the variable rate indebtedness would increase 
even if the amount borrowed remained the same, and our profitability and cash available for servicing our indebtedness would 
decrease.

As of December 31, 2022, we and our consolidated subsidiaries had approximately $1.5 billion in floating rate debt outstanding 
under  our  credit  facilities.  Although  we  use  interest  rate  swaps  to  manage  our  interest  rate  exposure  and  have  interest  rate 
adjustment clauses in some of our chartering agreements, we are exposed to fluctuations in interest rates. For a portion of our 
floating  rate  debt,  if  interest  rates  rise,  interest  payments  on  our  floating  rate  debt  that  we  have  not  swapped  into  effectively 
fixed rates would increase.

In order to manage our exposure to interest rate fluctuations under LIBOR, SOFR or any other alternative rate, we have and 
may from time to time use interest rate derivatives to effectively fix some of our floating rate debt obligations. No assurance 
can however be given that the use of these derivative instruments, if any, may effectively protect us from adverse interest rate 
movements. The use of interest rate derivatives may affect our results through mark to market valuation of these derivatives. 
Also, adverse movements in interest rate derivatives may require us to post cash as collateral, which may impact our free cash 
position. Interest rate derivatives may also be impacted by the transition from LIBOR to SOFR or other alternative rates.

As of December 31, 2022, we and our consolidated subsidiaries have entered into interest rate swaps which fix the interest on 
approximately $0.6 billion of our outstanding indebtedness.

An increase in interest rates could cause us to incur additional costs associated with our debt service, which may materially and 
adversely  affect  our  results  of  operations.  Our  maximum  exposure  to  interest  rate  fluctuations  on  our  outstanding  debt  as  of 
December 31, 2022 was approximately $1.0 billion, including our equity-accounted subsidiaries. A one percentage change in 
interest rates would, based on our estimates, increase or decrease interest rate exposure by approximately $9.8 million per year 
as of December 31, 2022. The figure does not take into account that certain of our charter contracts include interest adjustment 
clauses, whereby the charter rate is adjusted to reflect the actual interest paid on a deemed outstanding debt related to the assets 
on  charter.  As  of  December  31,  2022,  $0.1  billion  was  subject  to  such  interest  adjustment  clauses,  including  our  equity-
accounted subsidiaries. None of this was subject to interest rate swaps and the balance of $0.1 billion remained on a floating 
rate basis. Our net exposure to floating rate debt is therefore $903.7 million.

The  interest  rate  swaps  that  have  been  entered  into  by  us  and  our  subsidiaries  are  derivative  financial  instruments  that 
effectively translate floating rate debt into fixed rate debt. US GAAP requires that these derivatives be valued at current market 
prices in our financial statements, with increases or decreases in valuations reflected in results of operations or, if the instrument 
is  designated  as  a  hedge,  in  other  comprehensive  income.  Changes  in  interest  rates  give  rise  to  changes  in  the  valuations  of 
interest rate swaps and could adversely affect results of operations and other comprehensive income.

Our liquidity may be affected during the period of the swap contracts arising from the requirement to pay collateral if current 
interest rates move significantly adversely compared to the swap interest rates. This could have a material adverse effect on our 
liquidity, depending on the magnitude of the fluctuation. 

A change in foreign exchange rates could materially and adversely affect our financial position.

As  of  December  31,  2022,  we  had  approximately  $202.0  million  equivalent  in  senior  unsecured  bonds  denominated  in 
Norwegian kroner (“NOK”). Although the effect on profitability is managed through the use of currency swaps, liquidity may 
be  affected  during  the  period  of  the  swap  contracts  arising  from  the  requirement  to  pay  collateral  if  the  NOK  currency  rates 
move  adversely  compared  to  the  United  States  dollar  (“USD”).  This  could  have  a  material  adverse  effect  on  our  liquidity, 
depending on the magnitude of the currency fluctuation. 

We may have difficulty managing our planned growth properly.

Since  our  original  acquisitions  from  Frontline,  we  have  expanded  and  diversified  our  fleet,  and  we  are  performing  certain 
administrative  services  through  our  wholly-owned  subsidiaries  SFL  Management  AS,  SFL  Management  (Bermuda)  Limited, 
SFL Management (Singapore) Pte. Ltd, LH Rig Management (Cyprus) Ltd and SFL UK Management Ltd.

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We intend to continue to expand our fleet. We continuously evaluate potential transactions, which may include pursuit of other 
business combinations, the acquisition of vessels or related businesses, the expansion of our operations, repayment of existing 
debt,  share  repurchases,  short  term  investments  or  other  transactions  that  we  believe  will  be  accretive  to  earnings,  enhance 
shareholder  value  or  are  in  our  best  interests.  Our  future  growth  will  primarily  depend  on  our  ability  to  locate  and  acquire 
suitable assets or businesses, identify and consummate acquisitions or joint ventures, obtain required financing, integrate any 
acquired vessels and drilling units with our existing operations, enhance our customer base, and manage our expansion.

The growth in the size and diversity of our fleet will continue to impose additional responsibilities on our management, and 
may  present  numerous  risks,  such  as  undisclosed  liabilities  and  obligations,  difficulty  in  recruiting  additional  qualified 
personnel  and  managing  relationships  with  customers  and  suppliers,  and  integrating  newly  acquired  operations  into  existing 
infrastructures.  We  cannot  assure  you  that  we  will  be  successful  in  executing  our  growth  plans  or  that  we  will  not  incur 
significant expenses and losses in connection with our future growth.

We are highly leveraged and subject to restrictions in our financing agreements that impose constraints on our operating 
and financing flexibility.

We  have  significant  indebtedness  outstanding  under  our  senior  unsecured  convertible  notes  and  our  NOK  senior  unsecured 
bonds. We have also entered into loan facilities that we have used to refinance existing indebtedness and to acquire additional 
vessels. We may need to refinance some or all of our indebtedness on maturity of our convertible notes, bonds or loan facilities 
and to acquire additional vessels in the future. We cannot assure you that we will be able to do so on terms acceptable to us or at 
all. If we cannot refinance our indebtedness, we will have to dedicate some or all of our cash flows, and we may be required to 
sell  some  of  our  assets,  to  pay  the  principal  and  interest  on  our  indebtedness.  In  such  a  case,  we  may  not  be  able  to  pay 
dividends to our shareholders and may not be able to grow our fleet as planned. We may also incur additional debt in the future.

Our loan facilities and the indentures for our convertible notes and bonds subject us to limitations on our business and future 
financing activities, including:

•

•

•

•

limitations on the incurrence of additional indebtedness, including issuance of additional guarantees;

limitations on incurrence of liens;

limitations on our ability to pay dividends and make other distributions; and

limitations on our ability to renegotiate or amend our charters, management agreements and other material agreements.

Further, our loan facilities contain financial covenants that require us to, among other things:

•

provide additional security under the loan facility or prepay an amount of the loan facility as necessary to maintain the fair 
market value of our vessels securing the loan facility at not less than specified percentages (ranging from 100% to 150%) 
of the principal amount outstanding under the loan facility;

• maintain available cash on a consolidated basis of not less than $25 million;

• maintain positive working capital on a consolidated basis; and
• maintain a ratio of total liabilities to adjusted total assets of less than 0.80.

Under the terms of our loan facilities, we may not make distributions to our shareholders if we do not satisfy these covenants or 
receive waivers from the lenders. We cannot assure you that we will be able to satisfy these covenants in the future.

Due to these restrictions, we may need to seek permission from our lenders in order to engage in some corporate actions. Our 
lenders'  interests  may  be  different  from  ours  and  we  cannot  guarantee  that  we  will  be  able  to  obtain  our  lenders'  permission 
when needed. This may prevent us from taking actions that are in our best interests.

Our debt service obligations require us to dedicate a substantial portion of our cash flows from operations to required payments 
on indebtedness and could limit our ability to obtain additional financing, make capital expenditures and acquisitions, and carry 
out other general corporate activities in the future. These obligations may also limit our flexibility in planning for, or reacting 
to, changes in our business and the shipping industry or detract from our ability to successfully withstand a downturn in our 
business or the economy generally. This may place us at a competitive disadvantage to other less leveraged competitors.

34

Furthermore, our debt agreements, including our bond agreements, contain cross-default provisions that may be triggered by a 
default under one of our other debt agreements. The cross default provisions imply that a failure by us as guarantor or issuer, to 
pay  any  financial  indebtedness  above  certain  thresholds  when  due,  or  within  any  applicable  grace  period,  could  result  in  a 
default under our other debt agreements.

The occurrence of any event of default, or our inability to obtain a waiver from our lenders in the event of a default, could result 
in certain or all of our indebtedness being accelerated or the foreclosure of the liens on our vessels by our lenders. If our secured 
indebtedness is accelerated in full or in part, it would be very difficult in the current financing environment for us to refinance 
our debt or obtain additional financing and we could lose our vessels and other assets securing our credit facilities if our lenders 
foreclose their liens, which would adversely affect our ability to conduct our business.

Moreover, in connection with any waivers of or amendments to our credit facilities that we have obtained, or may obtain in the 
future, our lenders may impose additional operating and financial restrictions on us or modify the terms of our existing credit 
facilities. These restrictions may further restrict our ability to, among other things, pay dividends, make capital expenditures or 
incur  additional  indebtedness,  including  through  the  issuance  of  guarantees.  Our  lenders  may  also  require  the  payment  of 
additional  fees,  require  prepayment  of  a  portion  of  our  indebtedness  to  them,  accelerate  the  amortization  schedule  for  our 
indebtedness  and  increase  the  interest  rates  they  charge  us  on  our  outstanding  indebtedness.  See  "Item  5.  Operating  and 
Financial Review and Prospects - B. Liquidity and Capital Resources".

In addition, under the terms of our credit facilities, our payment of dividends or other payments to shareholders as well as our 
subsidiaries' payment of dividends to us is subject to no event of default having occurred. See "Item 8. Financial Information -
Dividend Policy".

We may be subject to litigation that, if not resolved in our favor and not sufficiently insured against, could have a material 
adverse effect on us.

We may be, from time to time, involved in various litigation matters. These matters may include, among other things, contract 
disputes,  personal  injury  claims,  environmental  claims  or  proceedings,  asbestos  and  other  toxic  tort  claims,  employment 
matters, governmental claims for taxes or duties, and other litigation that arises in the ordinary course of our business. Although 
we  intend  to  defend  these  matters  vigorously,  we  cannot  predict  with  certainty  the  outcome  or  effect  of  any  claim  or  other 
litigation matter, and the ultimate outcome of any litigation or the potential costs to resolve them may have a material adverse 
effect on us. Insurance may not be applicable or sufficient in all cases and/or insurers may not remain solvent, which may have 
a material adverse effect on our financial condition.

Risks Relating to Our Common Shares

We  are  a  holding  company  and  depend  on  the  ability  of  our  subsidiaries  to  distribute  funds  to  us  in  order  to  satisfy  our 
financial obligations.

We are a holding company, and our subsidiaries conduct all of our operations and own all of our operating assets. We have no 
significant assets other than the equity interests in our subsidiaries. Our subsidiaries own all of our vessels and drilling units, 
and payments under our charter agreements are made to our subsidiaries. As a result, our ability to make distributions to our 
shareholders  depends  on  the  performance  of  our  subsidiaries  and  their  ability  to  distribute  funds  to  us.  The  ability  of  a 
subsidiary to make these distributions could be affected by a claim or other action by a third party or by the law of its respective 
jurisdiction of incorporation which regulates the payment of dividends by companies. Under the terms of our credit facilities, 
we  may  be  restricted  from  making  distributions  from  our  subsidiaries  if  they  are  not  in  compliance  with  the  terms  of  the 
relevant  agreements.  If  we  are  unable  to  obtain  funds  from  our  subsidiaries,  we  may  not  be  able  to  pay  dividends  to  our 
shareholders.

35

The market price of our common shares may be unpredictable and volatile.

The market price of our common shares has been volatile. For the year ended December 31, 2022, the closing market price of 
our common shares ranged from a high of $11.49 on May 16, 2022, to a low of $7.99 on January 24, 2022. The market price of 
our  common  shares  may  continue  to  fluctuate  due  to  factors  such  as  actual  or  anticipated  fluctuations  in  our  quarterly  and 
annual results and those of other public companies in our industry, changes in key management personnel, any reductions in the 
payment  of  our  dividends  or  changes  in  our  dividend  policy,  mergers  and  strategic  alliances  in  the  shipping  and  offshore 
industries,  market  conditions  in  the  shipping  and  offshore  industries,  changes  in  government  regulation,  shortfalls  in  our 
operating results from levels forecast by securities analysts, perceived or actual inability by our chartering counterparts to fully 
perform under the charter parties, including the charterers of our drilling units and third party announcements concerning us or 
our  competitors  and  the  general  state  of  the  securities  market.  The  shipping  and  offshore  industries  have  been  highly 
unpredictable and volatile. The market for common shares in these industries may be equally volatile. The market volatility in 
equities remains high. Therefore, we cannot assure you that you will be able to sell any of our common shares you may have 
purchased at a price greater than or equal to its original purchase price, also when adjusted for any dividends. Additionally, to 
the extent that the price of our common shares declines, our ability to raise funds through the issuance of equity, or otherwise 
using our common shares as consideration, will be reduced.

Worldwide inflationary pressures could negatively impact our results of operations and cash flows.

It  has  been  recently  observed  that  worldwide  economies  have  experienced  inflationary  pressures,  with  price  increases  seen 
across many sectors globally. For example, the U.S. consumer price index, an inflation gauge that measures costs across dozens 
of items, rose 6.5% in December 2022 compared to the prior year, driven in large part by increases in energy costs. It remains 
to be seen whether inflationary pressures will continue, and to what degree, as central banks begin to respond to price increases. 
In  the  event  that  inflation  becomes  a  significant  factor  in  the  global  economy  generally  and  in  the  shipping  industry  more 
specifically,  inflationary  pressures  would  result  in  increased  operating,  voyage  and  administrative  costs.  Furthermore,  the 
effects of inflation on the supply and demand of the products we transport could alter demand for our services. Interventions in 
the  economy  by  central  banks  in  response  to  inflationary  pressures  may  slow  down  economic  activity,  including  by  altering 
consumer purchasing habits and reducing demand for the commodities and products we carry, and cause a reduction in trade. 
As a result, the volumes of goods we deliver and/or charter rates for our vessels may be affected. Any of these factors could 
have an adverse effect on our business, financial condition, cash flows and operating results.

Future  sales  of  our  common  shares  or  conversion  of  our  convertible  notes  could  cause  the  market  price  of  our  common 
shares to decline.

The  market  price  of  our  common  shares  could  decline  due  to  sales  of  a  large  number  of  our  shares  in  the  market  or  the 
perception  that  such  sales  could  occur  or  conversion  of  our  convertible  notes.  This  could  depress  the  market  price  of  our 
common  shares  and  make  it  more  difficult  for  us  to  sell  equity  securities  in  the  future  at  a  time  and  price  that  we  deem 
appropriate, or at all.

Because we are a foreign corporation, you may not have the same rights as a shareholder in a U.S. corporation may have.

We  are  a  Bermuda  exempted  company.  Our  Memorandum  of  Association  and  Bye-Laws  and  the  Bermuda  Companies  Act 
1981, as amended, govern our affairs. Investors may have more difficulty in protecting their interests and enforcing judgments 
in  the  face  of  actions  by  our  management,  directors  or  controlling  shareholders  than  would  shareholders  of  a  corporation 
incorporated in a United States jurisdiction. Under Bermuda law a director generally owes a fiduciary duty only to the company 
and  not  to  the  company's  shareholders.  Our  shareholders  may  not  have  a  direct  course  of  action  against  our  directors.  In 
addition, Bermuda law does not provide a mechanism for our shareholders to bring a class action lawsuit under Bermuda law. 
Further, our Bye-laws provide for the indemnification of our directors or officers against any liability arising out of any act or 
omission except for an act or omission constituting fraud, dishonesty or illegality.

36

Because our offices and most of our assets are outside the United States, you may not be able to bring suit against us, or 
enforce a judgment obtained against us in the United States.

Our executive offices, administrative activities and the majority of our assets are located outside the United States. In addition, 
most of our directors and officers are not United States residents. As a result, it may be more difficult for investors to effect 
service  of  process  within  the  United  States  upon  us,  or  to  enforce  both  in  the  United  States  and  outside  the  United  States 
judgments against us in any action, including actions predicated upon the civil liability provisions of the United States federal 
securities laws.

ITEM 4. 

INFORMATION ON THE COMPANY

A. HISTORY AND DEVELOPMENT OF THE COMPANY

The Company

We  are  SFL  Corporation  Ltd.  a  Bermuda-based  company  incorporated  in  Bermuda  on  October  10,  2003,  as  a  Bermuda 
exempted company under the Bermuda Companies Law of 1981 (Company No. EC-34296). We are engaged primarily in the 
ownership and operation of vessels and offshore related assets, and also involved in the charter, purchase and sale of assets. Our 
registered and principal executive offices are located at Par-la-Ville Place, 14 Par-la-Ville Road, Hamilton, HM 08, Bermuda, 
and  our  telephone  number  is  +1  (441)  295-9500.  The  SEC  maintains  an  Internet  site  that  contains  reports,  proxy  and 
information statements, and other information regarding issuers that file electronically with the SEC. The address of the SEC’s 
internet site is www.sec.gov. None of the information contained on these websites is incorporated into or forms a part of this 
annual report.

We  operate  through  subsidiaries  located  in  Bermuda,  Cyprus,  Liberia,  Norway,  Singapore,  the  United  Kingdom  and  the 
Marshall Islands.

We are an international ship owning and chartering company with a large and diverse asset base across the maritime, shipping 
and offshore asset classes and business sectors. As of December 31, 2022, our assets consist of 10 crude oil tankers, 15 dry bulk 
carriers, 32 container vessels (including seven leased-in container vessels), three car carriers, one jack-up drilling rig, one ultra-
deepwater drilling unit, two chemical tankers, and six oil product tankers, as well as four car carriers under construction and 
expected for delivery in 2023 and 2024, included in our wholly owned subsidiaries. We also partly own four leased-in container 
vessels in our associated companies.

Our primary objective is to continue to grow our business through accretive acquisitions across a diverse range of marine and 
offshore asset classes. In doing so, our strategy is to generate stable and increasing cash flows by chartering our assets primarily 
under medium to long-term bareboat or time charters.

History of the Company

We  were  formed  in  2003  as  a  wholly  owned  subsidiary  of  Frontline,  a  major  operator  of  large  crude  oil  tankers.  In  2004, 
Frontline  distributed  25%  of  our  common  shares  to  its  ordinary  shareholders  in  a  partial  spin  off,  and  our  common  shares 
commenced  trading  on  the  New  York  Stock  Exchange,  or  the  NYSE,  under  the  ticker  symbol  "SFL"  on  June  14,  2004. 
Frontline subsequently made six further dividends of our shares to its shareholders and its ownership in our Company is now 
less than one percent. Our assets at the time consisted of a fleet of Suezmax tankers, very large crude carriers (“VLCCs”), and 
oil/bulk/ore carriers.

Since  2004,  we  have  diversified  our  asset  base  and  now  have  eight  asset  types,  which  comprise  crude  oil  tankers,  chemical 
tankers,  oil  product  tankers,  container  vessels,  car  carriers,  dry  bulk  carriers,  a  jack-up  drilling  rig  and  an  ultra-deepwater 
drilling unit. In addition, we have certain financial investments.

37

Acquisitions and Disposals

Acquisitions

In the year ended December 31, 2022, we took delivery of the following vessels:

•

•

•

•

•

In January 2022, we acquired and took delivery of two LR2 product tankers SFL Lion and SFL Panther, built in 2014 and 
2015  respectively.  Upon  delivery,  the  vessels  commenced  five-year  charters  to  Trafigura  Maritime  Logistics  Pte  Ltd 
(“Trafigura”).

In January 2022 and February 2022, we acquired and took delivery of two 2019-built Suezmax tankers, Marlin Sicily and 
Marlin Shikoku, respectively. Upon delivery, the vessels commenced five-year charters to Trafigura.
In August 2022, we agreed to acquire four 2015 and 2020 built modern eco-design Suezmax tankers, in combination with 
six-year  charters  to  a  subsidiary  of  Koch  Industries.  The  vessels  were  delivered  to  us  between  September  2022  and 
November 2022.

In September 2022, we agreed to acquire two newbuild eco-design feeder container vessels, Maersk Phuket and Maersk 
Pelepas.  The  two  vessels  were  delivered  to  us  in  September  and  November  2022,  respectively,  and  immediately 
commenced seven-year charters to Maersk.

In November 2022, we took delivery of a 4,900 CEU car carrier, Arabian Sea, in combination with a six-year charter to 
Eukor.

We have not acquired any vessels in the period between January 1, 2023 and March 16, 2023.

Disposals

In the year ended December 31, 2022, we disposed of the following vessels and drilling units:

•

•

In April 2022, we delivered the 2004-built VLCCs, Front Energy and Front Force, to an unrelated third party for total sale 
proceeds  of  $65.4  million.  Furthermore,  we  agreed  with  Frontline  Shipping  to  terminate  the  long-term  charters  for  the 
vessels  upon  their  sale  and  delivery  and  received  $4.5  million  in  compensation  from  Frontline  Shipping,  for  early 
termination of the charters.

In  April  2022,  we  sold  the  1,700  TEU  container  vessel,  MSC  Alice,  which  was  accounted  for  as  a  “sales-type  lease”  to 
MSC  following  execution  of  the  applicable  purchase  obligation  in  the  charter  contract.  Sales  proceeds  totaling  $13.5 
million were received from MSC in connection with the transaction.

In the period between January 1, 2023 and March 16, 2023, we disposed of the following vessels:

•

In January 2023, we agreed to sell a 2009-built Suezmax tanker, Glorycrown, for gross sales proceeds of $43.5 million. 
The vessel was delivered to the new owner on March 9, 2023.

Corporate Debt and Lease Debt Financing

In January and February 2022, we drew down the remaining $71.5 million on the previously secured $107.3 million financing 
facility in conjunction with the delivery of two Suezmax tankers. The facility bears interest at LIBOR plus a margin and has a 
term of approximately five years.

In March 2022, we drew down $100.0 million for the financing of four LR2 product tankers. The facility bears interest at the 
compounded daily SOFR plus a margin and has a term of approximately five years.

In  April  2022,  we  entered  into  sale  and  leaseback  transactions  through  a  Japanese  operating  lease  with  call  option  financing 
structure for $48.8 million for the financing of the two car carriers SFL Composer and SFL Conductor. The vessels were sold 
and  leased  back  for  a  term  of  nearly  three  years,  with  options  to  purchase  each  vessel  at  the  end  of  the  period.  These  two 
transactions did not qualify as sales under the US GAAP sale and leaseback guidance and have thus been recorded as financing 
arrangements.

In September 2022, we drew down $23.0 million for the refinancing of our two Kamsarmax bulk carriers. The facility bears 
interest at the compounded daily SOFR plus a margin and has a term of approximately one year.

38

In September 2022, we secured a $115.0 million loan facility for the refinancing of the eight Capesize bulk carriers, on charter 
to Golden Ocean, a related party. The facility bears interest at the compounded daily SOFR plus a margin and has a term of 
approximately three years.

Also in September 2022, we secured a $290.0 million a loan facility. The facility served as a temporary source of finance for 
vessel acquisitions, with a term of approximately six months. The facility was partly repaid in 2022 and the remaining amount 
was fully repaid in February 2023.

In  October  2022  and  December  2022,  respectively,  we  entered  into  a  sale  and  leaseback  transaction  through  a  Japanese 
operating  lease  with  call  option  financing  structure  for  $120.0  million  for  the  financing  of  the  two  14,000  TEU  container 
vessels,  Thalassa  Patris  and  Thalassa  Elpida.  The  vessels  were  sold  and  leased  back  for  a  term  of  nearly  seven  years,  with 
options to purchase the vessels at the end of the period. These two transactions did not qualify as sales under the US GAAP sale 
and leaseback guidance and have thus been recorded as financing arrangements.

In February 2023, we drew down $144.6 million for the financing of four Suezmax tankers. The facility bears interest at the 
compounded daily SOFR plus a margin and has a term of approximately three years.

Share Options 

In  February  2022,  we  awarded  a  total  of  435,000  options  to  officers,  employees  and  directors,  pursuant  to  our  share  option 
scheme (the “Share Option Scheme”). The options have a five-year term and a three-year vesting period and the first options 
will be exercisable from February 2023 onwards. The initial strike price was $8.73 per share.

In  February  2023,  we  awarded  a  total  of  440,000  options  to  employees,  officers  and  directors,  pursuant  to  our  Share  Option 
Scheme.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2024 onwards. The initial strike price was $10.34 per share. 

Shares Issue

In September 2022, we issued a total of 10,786 new common shares, par value $0.01 per share, following the exercise of 85,500 
share options. The weighted average exercise price of the options exercised was $8.87 per share and the total intrinsic value of 
the options exercised was $0.1 million.

Charter Extensions and Changes

In  March  2022,  we  agreed  to  charter  six  14,000  TEU  container  vessels  to  a  leading  container  operator  for  a  fixed  period  of 
approximately five years. The new charter is expected to commence between 2023 and 2024 when the vessels are redelivered 
following completion of their existing charter party to another Asian based liner company.

Dividend Reinvestment Plan ("DRIP") and At-the-Market Sales Agreement ("ATM")

On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  SFL’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  SFL  filed  a 
registration statement on Form F-3ASR (Registration No. 333-237971) to register the sale of up to 10,000,000 common shares 
pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms of the plan, we 
may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

In May 2020, we entered into an equity distribution agreement with BTIG LLC ("BTIG") under which the Company may, from 
time to time, offer and sell new ordinary shares having aggregate sales proceeds of up to $100.0 million through an ATM. In 
April 2022, we entered into an Amended and Restated ATM with BTIG. Under this agreement, the prior ATM established in 
May  2020  was  terminated  and  replaced  with  a  renewed  ATM  program,  under  which  we  may  continue  to  offer  and  sell  new 
common shares having aggregate sales proceeds of up to $100.0 million, from time to time through BTIG.

No  new  common  shares  were  issued  and  sold  under  the  DRIP  and  ATM  arrangements  during  the  year  ended  December  31, 
2022. As of March 16, 2023, we have issued and sold a cumulative total of 19.2 million shares under these DRIP and ATM 
arrangements since launch.

39

Dividends

On February 16, 2022, the Board of Directors declared a dividend of $0.20 per share which was paid in cash on March 29, 2022 
to shareholders of record as of March 16, 2022.

On May 12, 2022, the Board of Directors declared a dividend of $0.22 per share, which was paid in cash on June 29, 2022 to 
shareholders of record as of June 15, 2022.

On August 17, 2022, the Board of Directors declared a dividend of $0.23 per share, which was paid in cash on September 29, 
2022 to shareholders of record as of September 15, 2022.

On  November  14,  2022,  the  Board  of  Directors  declared  a  dividend  of  $0.23  per  share,  which  was  paid  in  cash  on 
December 29, 2022 to shareholders of record as of December 14, 2022.

On February 15, 2023, the Board of Directors declared a dividend of $0.24 per share which will be paid in cash on or around 
March 30, 2023 to shareholders of record as of March 15, 2023.

Changes to the Board of Directors

On  July  1,  2022,  the  Company  announced  the  appointment  of  Mr.  Will  Homan-Russell  as  a  director  of  the  Company.  Mr. 
Homan-Russell is an experienced professional investor in the maritime sector, currently serving as Chief Investment Officer of 
UK  based  WMC  Capital  Ltd.,  where  he  co-founded  Albemarle  Shipping  Fund.  From  2003  to  2018  he  worked  for  Tufton 
Oceanic Limited, a fund management company specializing on investments in the maritime and energy sectors. Mr. Homan-
Russell holds an MA in Mathematics from Oxford University and an MSc. in Finance from London Business School.

Change in the Company’s Certifying Accountant

In  November  2022,  MSPC  Certified  Public  Accountants  and  Advisors,  P.C.  (“MSPC”),  the  independent  registered  public 
accounting firm of the Company for the fiscal year ended December 31, 2022, notified us of its decision not to stand for re-
appointment  as  the  Company’s  independent  registered  public  accounting  firm  for  the  fiscal  year  ending  December  31,  2023. 
Our  audit  committee  (the  “Audit  Committee”)  has  selected  and  intends  to  appoint  Ernst  &  Young  (“EY”)  as  the  successor 
independent  registered  public  accounting  firm  for  the  year  ending  December  31,  2023.  Please  refer  to  “Item  16F.  Change  in 
Registrant's Certifying Accountant” for further information.

COVID-19 Pandemic

Since  the  beginning  of  the  calendar  year  2020,  efforts  to  stop  the  spread  of  COVID-19  have  caused  restrictions  on  the 
movement of people and affected business operations worldwide including, but not limited to, supply chains, trade, employees 
(including  the  risk  of  sickness  and  crew  change  restrictions),  travel  including  port  restrictions  and  border  closures,  financial 
markets and commodity prices. The Company’s business has been and may continue to be materially and adversely affected by 
this pandemic and the Company is unable to reasonably predict the estimated length or severity of the COVID-19 pandemic on 
future operating results.

In response to the pandemic, many countries, ports and organizations, including those where the Company conducts a large part 
of  its  operations,  implemented  measures  to  combat  the  pandemic,  such  as  quarantines  and  travel  restrictions.  Though  these 
measures have in large part been relaxed, to the extent governments determine to reinstate similar measures in the future as a 
result of any resurgence or worsening of the pandemic in the wake of the spread of variants and subvariants of COVID-19, this 
could  cause  severe  trade  disruptions.  The  extent  to  which  COVID-19  will  impact  the  Company's  results  of  operations  and 
financial condition, including possible vessel impairments, will depend on future developments including, among others, new 
information which may emerge concerning the severity of the virus and any variants and subvariants thereof, any resurgence of 
the  virus,  the  actions  to  contain  or  treat  its  impact,  others  and  the  length  of  time  that  the  pandemic  continues  and  whether 
subsequent waves of the infection happen, including as a result of vaccination rates among the population, the effectiveness of 
COVID-19 vaccines and the response by governmental bodies and regulators.

As of March 16, 2023, the Company is still experiencing some degree of crew change logistical challenges in connection with 
the COVID-19 outbreak. There are still several jurisdictions that limit and/or prohibit the change of crew resulting in continuing 
higher operating costs and time delays.

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Russian-Ukrainian Conflict

The  conflict  between  Russia  and  Ukraine  has  disrupted  supply  chains  and  caused  instability  in  the  global  economy,  and  the 
United  States  and  the  European  Union,  among  other  countries,  announced  sanctions  against  the  Russian  government  and  its 
supporters.  OFAC  administers  and  enforces  multiple  authorities  under  which  sanctions  have  been  imposed  on  Russia, 
including:  the  Russian  Harmful  Foreign  Activities  sanctions  program,  established  by  the  Russia-related  national  emergency 
declared in Executive Order (E.O.) 14024 and subsequently expanded and addressed through certain additional authorities, and 
the Ukraine-/Russia-related sanctions program, established with the Ukraine-related national emergency declared in E.O. 13660 
and  subsequently  expanded  and  addressed  through  certain  additional  authorities.  The  United  States  has  also  issued  several 
Executive  Orders  that  prohibit  certain  transactions  related  to  Russia,  including  the  importation  of  certain  energy  products  of 
Russian  Federation  origin,  investments  in  the  Russian  energy  sector  by  U.S.  persons,  among  other  prohibitions  and  export 
controls.  The  ongoing  conflict  could  result  in  the  imposition  of  further  economic  sanctions  or  new  categories  of  export 
restrictions against persons in or connected to Russia. As of March 16, 2023, the Company’s charter contracts have not been 
materially affected by the events in Russia and Ukraine. However, it is possible that in the future third parties, with whom the 
Company  has  or  will  have  charter  contracts,  may  be  impacted  by  such  events.  While  in  general  much  uncertainty  remains 
regarding the global impact of the conflict in Ukraine, it is possible that such tensions could adversely affect the Company’s 
business, financial condition, results of operation and cash flows.

Inflation

In  light  of  the  current  and  foreseeable  economic  environment,  significant  global  inflationary  pressures  could  increase  the 
Company's operating, voyage, general and administrative and financing costs. Historically shipping companies are accustomed 
to navigating in shipping downturns, coping with inflationary pressures and monitoring costs to preserve the liquidity, as they 
typically encourage suppliers and service providers to lower rates and prices.

We therefore assume inflation in all of our investment decisions and attempt to mitigate cost inflation. We constantly monitor 
our  fleet’s  cost  levels  and  employ  a  pool  of  different  suppliers  for  the  same  services  to  get  competitive  pricing  on  services. 
However,  there  are  no  assurances  that  the  effects  of  inflation  would  not  have  a  material  adverse  impact  on  our  business, 
financial condition, results of operation and cash flows.

B. BUSINESS OVERVIEW

Our Business Strategies

Our primary objectives are to profitably grow our business and increase long-term distributable cash flow per share by pursuing 
the following strategies:

(1) Expand our asset base. We have increased, and intend to further increase, the size of our asset base through timely and 
selective acquisitions of additional assets and businesses that we believe will be accretive to long-term distributable cash 
flow  per  share.  We  will  seek  to  expand  our  asset  base  through  various  transactions  including,  placing  newbuilding 
orders, acquiring second-hand vessels and entering into short, medium or long-term charter arrangements. We also make 
financial investments or provide loans secured by vessels, rigs and or other assets in the wider maritime industry. From 
time  to  time  we  may  also  acquire  vessels  with  no  or  limited  initial  charter  coverage.  We  believe  that  by  entering  into 
newbuilding contracts or acquiring second-hand vessels or rigs we can provide for long-term growth of our assets. We 
may  also  seek  new  investment  opportunities,  including  technologies  and  assets  with  a  positive  impact  on  the 
environment  with  an  overall  aim  of  reducing  the  Company’s  carbon  footprint  in  line  with  the  UN  sustainable 
development goals.

(2) Diversify our asset base. Since 2004, we have diversified our asset base and now have the following asset types, which 
comprise crude oil tankers, chemical tankers, oil product tankers, container vessels, car carriers, dry bulk carriers, a jack-
up drilling rig and an ultra-deepwater drilling unit. We believe that there are other attractive markets that could provide 
us  with  the  opportunity  to  further  diversify  our  asset  base.  These  markets  include  vessels  and  other  assets  that  are  of 
long-term strategic importance to certain operators in the shipping maritime and offshore industries. We believe that the 
expertise and relationships of our management, together with our relationship and affiliation with Mr. John Fredriksen, 
could provide us with incremental opportunities to expand our asset base.

41

 
(3) Expand and diversify our customer relationships. Since 2004, we have increased our customer base from one to more 
than 10 customers with Golden Ocean now the only related party remaining in our list of long term customers. We intend 
to  continue  to  expand  our  relationships  with  our  existing  customers  and  also  to  add  new  customers,  as  the  companies 
servicing  the  international  shipping,  maritime  and  offshore  oil  exploration  and  production  markets  continue  to  expand 
their use of leased-in assets to add capacity. 

(4) Pursue  medium  to  long-term  fixed-rate  charters.  We  intend  to  continue  to  pursue  medium  to  long-term  fixed  rate 
charters, which provide us with stable future cash flows. Our customers typically employ long-term charters for strategic 
expansion as most of their assets are typically of strategic importance to certain operating pools, established trade routes 
or dedicated oil-field installations. We believe that we will be well positioned to participate in their growth. In addition, 
we will also seek to enter into charter agreements that are shorter and provide for profit sharing, so that we can generate 
incremental revenue and share in the upside during strong markets.

Our Environmental, Social and Governance Efforts

SFL relies on the SASB framework for our sector to facilitate the monitoring of material ESG issues. We strive to incorporate 
the  UN  Global  Compact  Principles  in  our  operations  in  general,  as  well  as  in  our  ESG  management  system,  as  more  fully 
described below.

We have carried out a materiality analysis in order to aid us in prioritizing our sustainability efforts. Our review of potentially 
material topics followed the GRI Materiality Standard (GRI 3, 2021), considering the severity and likelihood of the impacts of 
our operations. Our ESG priorities also take into consideration those which are financially material, and we are guided by the 
SASB  Marine  Transportation  Standard  (2018)  in  this  regard.  The  following  topics  have  been  considered  by  the  Board  of 
Directors and are deemed material for inclusion in the ESG report:

Direct GHG emissions;
Low carbon energy sources;
Climate-related risks;

•
•
•
• Marine casualties involving crew;
•
•
•
•

Corruption risk;
Ship recycling;
Spills and releases;
Compliance training and training on board our vessels,

We have established specific targets for the material areas pinpointed in the assessment described above. In particular, SFL will 
continue to develop its strategy to address direct emissions and associated climate-related risks.

Our Corporate Code of Business Ethics and Conduct is established by the Board of Directors. The Board works to ensure that 
we have sufficient internal control and risk management systems in place, which encompass our corporate values and ethical 
guidelines, including the guidelines for corporate social responsibility. The Board routinely considers critical ESG issues, and 
in line with our Code of Conduct any significant incidents are reported directly to the Board. The Board also reviews our annual 
ESG  report,  which  sets  forth  our  ESG  strategy  and  goals,  and  report  on  our  ESG  performance  across  all  our  business 
operations.  All  of  our  ESG  Reports  may  be  found  on  our  website  at  https://www.sflcorp.com/esg/.  The  information  on  our 
website is not incorporated by reference into this annual report.

Together  with  other  Hemen  Related  Companies  such  as  Avance  Gas,  Flex  LNG,  Frontline  and  Golden  Ocean,  we  have 
established an ESG forum, the goal of which is to design industry leading approaches to ESG risk management and reporting 
parameters.

We  also  support  the  following  initiatives:  The  Neptune  Declaration  on  Seafarer  Wellbeing  and  Crew  Change,  the  Maritime 
Anti-Corruption  Network  (“MACN”),  the  Clean  Shipping  Alliance,  and  the  International  Association  of  Independent  Tanker 
Owners (“Intertanko”). We also comply with the requirements of Oil Companies International Marine Forum (“OCIMF”).

42

Environmental Priorities

Monitoring and Management
At SFL, we are examining ways to manage our environmental impact. in order to better protect the environment, the sector, our 
customers and our own business. Our Environmental Policy describes our commitment to environmental due diligence and how 
spills and operational emissions of sulfur oxides, nitrogen oxides, waste and other discharges are to be managed. 

In 2021, we rolled out a digital platform to track vessel fuel efficiency and, as of the date of this annual report, continue to track 
our  vessels’  fuel  efficiency.  We  believe  live  tracking  our  vessels’  emissions  and  energy  consumption  is  an  important  tool  to 
monitor energy efficiency and emissions in accordance with regulations and our own targets.

Decarbonisation
We  see  decarbonisation  as  a  strategic  priority  going  forward;  this  addresses  our  direct  emissions,  climate-related  risks  of 
regulatory changes, evolving expectations from our customers, as well as access to cost efficient capital. The energy mix in our 
fleet is dependent on available technologies.

Social Priorities

We  believe  that  providing  safe  and  healthy  labour  conditions,  a  supportive  environment  and  opportunities  for  employees  to 
develop within the Company are key to the well-being of our staff and fundamental to the long-term success of SFL.

Labour Rights and Working Conditions
In addition to securing our workers’ health and safety, we seek to ensure that our employees, onshore and offshore, are working 
under  conditions  that  meet  the  requirements  set  out  in  the  International  Labour  Conventions  and  the  Maritime  Labour 
Convention.  As  part  of  safeguarding  seafarers  labour  rights,  these  conventions  include  the  right  to  collective  bargaining 
agreements, and that no employee is discriminated based on nationality, race or any other basis. 

Diversity
Our policies prohibit discrimination against any employee or any other person on the basis of sex, race, colour, age, religion, 
sexual  preference,  marital  status,  national  origin,  disability,  ancestry,  political  opinion,  or  any  other  basis.  We  are  an 
international  company  with  shipboard  employees  from  across  the  world.  While  our  shipboard  employees  are  predominantly 
male, women make up approximately 50% of our onshore employees.

Human Rights
We are committed to respecting and protecting internationally recognized human rights as laid out in the UN Guiding Principles 
on Business and Human Rights (“UNGP”). We are an international company with suppliers from all over the world. We strive 
to have and update the necessary policies, due diligence processes and access to remedy in line with the UNGP. 

Governance Priorities

SFL has a risk-based approach to compliance and has established policies and procedures which clearly set out how we manage 
ESG issues. These policies and procedures which are regularly reviewed and updated (as necessary), mitigates our risks and any 
negative  ESG  impacts.  Our  ESG  management  system  is  complemented  by  annual  risk  assessments,  integrity  due  diligence, 
training of employees, third party audits, internal systems and controls – such as internal compliance testing, remediation and 
investigations. Each year, we conduct a full Compliance Risk Assessment in order to adequately address the compliance risks 
SFL is exposed to.

Anti-Bribery and Anti-Corruption
Commitment  to  honest  and  ethical  conduct  and  integrity  are  key  values  for  SFL.  These  values  are  embedded  in  our  way  of 
working with customers, business partners, employees, shareholders and the communities in which we operate. We have a zero-
tolerance policy towards bribery as stated in our Corporate Code of Business Ethics and Conduct and Financial Crime Policy, 
which applies to all entities controlled by SFL’s officers, directors, employees as well as workers and third-party consultants, 
wherever they are located. Our implemented enterprise-wide anti-corruption and money laundering policies are modelled on the 
UK Bribery Act and US Foreign Corrupt Practices Act (“FCPA”).

Assessing and monitoring business processes, training and controls are fundamental tools in implementing our anticorruption 
policy. As part of our compliance processes, appropriate risk-based communication and training are provided to employees as 
part of their onboarding and ongoing development programme.

43

See  further  details  contained  in  our  latest  Environmental  Social  Governance  Report,  which  may  be  found  on  our  website  at 
https://www.sflcorp.com/esg/. The information on our website is not incorporated by reference into this annual report.

Customers

As of March 16, 2023, our customers includes, among others, Golden Ocean Group Limited (“Golden Ocean”), Maersk A/S 
(“Maersk”),  Maersk  Sealand  Pte  Ltd  (“Maersk  Sealand”),  MSC  Mediterranean  Shipping  Company  S.A.  and  its  affiliate 
Conglomerate  Shipping  Ltd.  (“MSC”),  ConocoPhillips  Skandinavia  AS  (“ConocoPhillips”),  Phillips  66  Company  (“Phillips 
66”),  Landbridge  Group  Co.  Ltd  and  its  subsidiaries  (“Landbridge”),  Evergreen  Marine  Corporation  (Taiwan)  Ltd.  and  its 
affiliate  Evergreen  Marine  (Singapore)  Pte  Ltd  (“Evergreen”),  Volkswagen  Konzernlogistik  Gmbh  Co.  OHG  Wolfsburg 
(“Volkswagen”),  Kawasaki  Kisen  Kaisha  Ltd.  (“K  Line”),  Trafigura  Maritime  Logistics  Pte  Ltd  (“Trafigura”),  Hapag-Lloyd 
AG  (“Hapag-Lloyd”),  Koch  Shipping  Pte  Ltd  (“Koch”),  EUKOR  Car  Carriers  Inc.  (“Eukor”)  and  ExxonMobil  Canada  Ltd. 
(“ExxonMobil”).

Our  customers  that  represent  the  largest  proportion  of  our  revenue  are  discussed  below  in  Item  5  -  “Factors  Affecting  Our 
Current and Future Results”.

Competition

We currently operate in several sectors of the maritime, shipping and offshore industries, including oil transportation, dry bulk 
shipments, chemical transportation, oil products transportation, container transportation, car transportation and drilling rigs. 

The  markets  for  international  seaborne  oil  transportation  services,  dry  bulk  transportation  services,  container  and  car 
transportation services are highly fragmented and competitive. Seaborne oil transportation services are generally provided by 
two main types of operators: major oil companies or captive fleets (both private and state-owned) and independent shipowner 
fleets.

In  addition,  several  owners  and  operators  pool  their  vessels  together  on  an  ongoing  basis,  and  such  pools  are  available  to 
customers  to  the  same  extent  as  independently  owned  and  operated  fleets.  Many  major  oil  companies  and  other  commodity 
carriers also operate their own vessels and use such vessels not only to transport their own cargoes but also to transport cargoes 
for third parties, in direct competition with independent owners and operators.

Container vessels and car carriers are generally operated by logistics companies, where the vessels are used as an integral part 
of their services. Therefore, container vessels and car carriers are typically chartered more on a period basis and single voyage 
chartering  is  less  common.  As  the  market  has  grown  significantly  over  recent  decades,  we  expect  in  the  future  to  see  more 
vessels chartered by logistics companies on a shorter term basis, particularly smaller vessels, however this will vary depending 
on market conditions and the availability of vessels.

Our jack-up drilling rig and our ultra-deepwater drilling unit are sub-chartered out on charters to oil majors. Jack-up drilling 
rigs and ultra-deepwater drilling units are normally chartered by oil companies on a shorter-term basis linked to area-specific 
well drilling or oil exploration activities, but there have also been longer period charters available when oil companies want to 
cover their longer term requirements for such rigs. Ultra-deepwater semi-submersible drilling rigs are self-propelled, and can 
therefore easily move between geographic areas. Jack-up drilling rigs are not self-propelled, but it is common to move these 
assets  over  long  distances  on  heavy-lift  vessels.  Therefore,  the  markets  and  competition  for  these  rigs  are  effectively  world-
wide.

Competition for charters in all the above sectors is intense and is based upon price, location, size, age, specifications, condition 
and acceptability of the vessel/rig and its technical and commercial managers. Competition is also affected by the availability of 
other sized vessels/rigs to compete in the trades in which we engage. Most of our existing vessels are chartered at fixed rates on 
a long-term basis and are thus not directly affected by competition in the short-term. However dry bulk carriers chartered to the 
Golden  Ocean  Charterer  are  subject  to  profit  sharing  agreements,  which  are  affected  by  competition  experienced  by  the 
charterers.

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Environmental and Other Regulations in the Shipping Industry

Government regulation and laws significantly affect the ownership and operation of our fleet. We are subject to international 
conventions  and  treaties,  national,  state  and  local  laws  and  regulations  in  force  in  the  countries  in  which  our  vessels  may 
operate or are registered relating to safety and health and environmental protection including the storage, handling, emission, 
transportation and discharge of hazardous and non-hazardous materials, and the remediation of contamination and liability for 
damage  to  natural  resources.  Compliance  with  such  laws,  regulations  and  other  requirements  entails  significant  expense, 
including vessel modifications and implementation of certain operating procedures.

A variety of government and private entities subject our vessels to both scheduled and unscheduled inspections. These entities 
include the local port authorities (applicable national authorities such as the USCG, harbor master or equivalent), classification 
societies,  flag  state  administrations  (countries  of  registry)  and  charterers,  particularly  terminal  operators.  Certain  of  these 
entities require us to obtain permits, licenses, certificates and other authorizations for the operation of our vessels. Failure to 
maintain necessary permits or approvals could require us to incur substantial costs or result in the temporary suspension of the 
operation of one or more of our vessels.

Increasing environmental concerns have created a demand for vessels that conform to stricter environmental standards. We are 
required  to  maintain  operating  standards  for  all  of  our  vessels  that  emphasize  operational  safety,  quality  maintenance, 
continuous training of our officers and crews and compliance with United States and international regulations. We believe that 
the operation of our vessels is in substantial compliance with applicable environmental laws and regulations and that our vessels 
have  all  material  permits,  licenses,  certificates  or  other  authorizations  necessary  for  the  conduct  of  our  operations.  However, 
because such laws and regulations frequently change and may impose increasingly stricter requirements, we cannot predict the 
ultimate cost of complying with these requirements, or the impact of these requirements on the resale value or useful lives of 
our vessels. In addition, a future serious marine incident that causes significant adverse environmental impact could result in 
additional legislation or regulation that could negatively affect our profitability.

Flag State

The  flag  state,  as  defined  by  the  United  Nations  Convention  on  the  Law  of  the  Sea,  is  responsible  for  implementing  and 
enforcing  a  broad  range  of  international  maritime  regulations  with  respect  to  all  ships  granted  the  right  to  fly  its  flag.  The 
“Shipping  Industry  Guidelines  on  Flag  State  Performance”  evaluates  flag  states  based  on  factors  such  as  ratification, 
implementation  and  enforcement  of  principal  international  maritime  treaties,  supervision  of  surveys,  compliance  with 
International Labour Organization reporting, and participation at IMO meetings. Our vessels and rigs are flagged in Liberia, the 
Marshall Islands, Cyprus, Hong Kong and Norway.

International Maritime Organization

The  International  Maritime  Organization,  the  United  Nations  agency  for  maritime  safety  and  the  prevention  of  pollution  by 
vessels (the “IMO”), has adopted the International Convention for the Prevention of Pollution from Ships, 1973, as modified by 
the Protocol of 1978 relating thereto, collectively referred to as MARPOL 73/78 and herein as “MARPOL,” the International 
Convention for the Safety of Life at Sea of 1974 (“SOLAS Convention”), and the International Convention on Load Lines of 
1966  (the  “LL  Convention”).  MARPOL  establishes  environmental  standards  relating  to  oil  leakage  or  spilling,  garbage 
management,  sewage,  air  emissions,  handling  and  disposal  of  noxious  liquids  and  the  handling  of  harmful  substances  in 
packaged  forms.  MARPOL  is  applicable  to  dry  bulk,  tanker  and  LNG  carriers,  among  other  vessels,  and  is  broken  into  six 
Annexes, each of which regulates a different source of pollution. Annex I relates to oil leakage or spilling; Annexes II and III 
relate to harmful substances carried in bulk in liquid or in packaged form, respectively; Annexes IV and V relate to sewage and 
garbage management, respectively; and Annex VI, lastly, relates to air emissions. Annex VI was separately adopted by the IMO 
in September of 1997; new emission standards titled IMO-2020 took effect on January 1, 2020.

In 2012, IMO's Marine Environmental Protection Committee, or the “MEPC” adopted a resolution amending the International 
Code for the Construction and Equipment of Ships Carrying Dangerous Chemicals in Bulk, or the “IBC Code”. The provisions 
of the IBC Code are mandatory under MARPOL and the SOLAS Convention. These amendments, which entered into force in 
June 2014 and took effect on January 1, 2021, pertain to revised international certificates of fitness for the carriage of dangerous 
chemicals  in  bulk  and  identifying  new  products  that  fall  under  the  IBC  Code.  We  may  need  to  make  certain  financial 
expenditures to comply with these amendments.

45

In  2013,  the  MEPC  adopted  a  resolution  amending  MARPOL  Annex  I  Condition  Assessment  Scheme,  or  “CAS”.  These 
amendments became effective on October 1, 2014, and require compliance with the 2011 International Code on the Enhanced 
Programme  of  Inspections  during  Surveys  of  Bulk  Carriers  and  Oil  Tankers,  or  “ESP  Code”,  which  provides  for  enhanced 
inspection programs. We may need to make certain financial expenditures to comply with these amendments.

Air Emissions

In  September  of  1997,  the  IMO  adopted  Annex  VI  to  MARPOL  to  address  air  pollution  from  vessels.  Effective  May  2005, 
Annex  VI  sets  limits  on  sulfur  oxide  and  nitrogen  oxide  emissions  from  all  commercial  vessel  exhausts  and  prohibits 
“deliberate  emissions”  of  ozone  depleting  substances  (such  as  halons  and  chlorofluorocarbons),  emissions  of  volatile 
compounds from cargo tanks, and the shipboard incineration of specific substances. Annex VI also includes a global cap on the 
sulfur  content  of  fuel  oil  and  allows  for  special  areas  to  be  established  with  more  stringent  controls  on  sulfur  emissions,  as 
explained  below.  Emissions  of  “volatile  organic  compounds”  from  certain  vessels,  and  the  shipboard  incineration  (from 
incinerators  installed  after  January  1,  2000)  of  certain  substances  (such  as  polychlorinated  biphenyls,  or  PCBs)  are  also 
prohibited. We believe that all our vessels are currently compliant in all material respects with these regulations.

The MEPC adopted amendments to Annex VI regarding emissions of sulfur oxide, nitrogen oxide, particulate matter and ozone 
depleting substances, which entered into force on July 1, 2010. The amended Annex VI seeks to further reduce air pollution by, 
among other things, implementing a progressive reduction of the amount of sulfur contained in any fuel oil used on board ships. 
On  October  27,  2016,  at  its  70th  session,  the  MEPC  agreed  to  implement  a  global  0.5%  m/m  sulfur  oxide  emissions  limit 
(reduced  from  3.50%)  starting  from  January  1,  2020.  This  limitation  can  be  met  by  using  low-sulfur  compliant  fuel  oil, 
alternative  fuels,  or  certain  exhaust  gas  cleaning  systems.  Ships  are  now  required  to  obtain  bunker  delivery  notes  and 
International Air Pollution Prevention (“IAPP”) Certificates from their flag states that specify sulfur content. Additionally, at 
MEPC  73,  amendments  to  Annex  VI  to  prohibit  the  carriage  of  bunkers  above  0.5%  sulfur  on  ships  were  adopted  and  took 
effect  on  March  1,  2020,  with  the  exception  of  vessels  fitted  with  exhaust  gas  cleaning  equipment  (“scrubbers”)  which  can 
carry fuel of higher sulfur content. These regulations subject ocean-going vessels to stringent emission controls, and may cause 
us to incur substantial costs.

Sulfur content standards are even stricter within certain “Emission Control Areas,” or (“ECAs”). As of January 1, 2015, ships 
operating  within  an  ECA  were  not  permitted  to  use  fuel  with  sulfur  content  in  excess  of  0.1%  m/m.  Amended  Annex  VI 
establishes procedures for designating new ECAs. Currently, the IMO has designated four ECAs, including specified portions 
of the Baltic Sea area, North Sea area, North American area and United States Caribbean area. Ocean-going vessels in these 
areas will be subject to stringent emission controls and may cause us to incur additional costs. Other areas in China are subject 
to  local  regulations  that  impose  stricter  emission  controls.  In  December  2021,  the  member  states  of  the  Convention  for  the 
Protection  of  the  Mediterranean  Sea  Against  Pollution  (“Barcelona  Convention”)  agreed  to  support  the  designation  of  a  new 
ECA  in  the  Mediterranean.  On  December  15,  2022,  MEPC  79  adopted  the  designation  of  a  new  ECA  in  the  Mediterranean, 
with an effective date of May 1, 2025. If other ECAs are approved by the IMO, or other new or more stringent requirements 
relating to emissions from marine diesel engines or port operations by vessels are adopted by the U.S Environmental Protection 
Agency (“EPA”) or the states where we operate, compliance with these regulations could entail significant capital expenditures 
or otherwise increase the costs of our operations.

Amended  Annex  VI  also  establishes  new  tiers  of  stringent  nitrogen  oxide  emissions  standards  for  marine  diesel  engines, 
depending on their date of installation. At the MEPC meeting held from March to April 2014, amendments to Annex VI were 
adopted which address the date on which Tier III Nitrogen Oxide (“NOx”) standards in ECAs will go into effect. Under the 
amendments, Tier III NOx standards apply to ships that operate in the North American and U.S. Caribbean Sea ECAs designed 
for the control of NOx produced by vessels with a marine diesel engine installed and constructed on or after January 1, 2016. 
Tier III requirements could apply to areas that will be designated for Tier III NOx in the future. At MEPC 70 and MEPC 71, the 
MEPC approved the North Sea and Baltic Sea as ECAs for nitrogen oxide for ships built on or after January 1, 2021. The EPA 
promulgated equivalent (and in some senses stricter) emissions standards in 2010. As a result of these designations or similar 
future designations, we may be required to incur additional operating or other costs.

As determined at the MEPC 70, the new Regulation 22A of MARPOL Annex VI became effective as of March 1, 2018 and 
requires ships above 5,000 gross tonnage to collect and report annual data on fuel oil consumption to an IMO database, with the 
first year of data collection having commenced on January 1, 2019. The IMO intends to use such data as the first step in its 
roadmap (through 2023) for developing its strategy to reduce greenhouse gas emissions from ships, as discussed further below. 

46

As of January 1, 2013, MARPOL made mandatory certain measures relating to energy efficiency for ships. All ships are now 
required to develop and implement Ship Energy Efficiency Management Plans (“SEEMP”), and new ships must be designed in 
compliance  with  minimum  energy  efficiency  levels  per  capacity  mile  as  defined  by  the  Energy  Efficiency  Design  Index 
(“EEDI”).  Under  these  measures,  by  2025,  all  new  ships  built  will  be  30%  more  energy  efficient  than  those  built  in  2014. 
MEPC  75  adopted  amendments  to  MARPOL  Annex  VI  which  brings  forward  the  effective  date  of  the  EEDI’s  “phase  3” 
requirements from January 1, 2025 to April 1, 2022 for several ship types, including gas carriers, general cargo ships, and LNG 
carriers.

Additionally,  MEPC  75  introduced  draft  amendments  to  Annex  VI  which  impose  new  regulations  to  reduce  greenhouse  gas 
emissions from ships. These amendments introduce requirements to assess and measure the energy efficiency of all ships and 
set the required attainment values, with the goal of reducing the carbon intensity of international shipping. The requirements 
include (1) a technical requirement to reduce carbon intensity based on a new Energy Efficiency Existing Ship Index (“EEXI”), 
and (2) operational carbon intensity reduction requirements, based on a new operational carbon intensity indicator (“CII”). The 
attained EEXI is required to be calculated for ships of 400 gross tonnage and above, in accordance with different values set for 
ship  types  and  categories.  With  respect  to  the  CII,  the  draft  amendments  would  require  ships  of  5,000  gross  tonnage  to 
document  and  verify  their  actual  annual  operational  CII  achieved  against  a  determined  required  annual  operational  CII. 
Additionally,  MEPC  75  proposed  draft  amendments  requiring  that,  on  or  before  January  1,  2023,  all  ships  above  400  gross 
tonnage  must  have  an  approved  SEEMP  on  board.  For  ships  above  5,000  gross  tonnage,  the  SEEMP  would  need  to  include 
certain mandatory content. MEPC 75 also approved draft amendments to MARPOL Annex I to prohibit the use and carriage for 
use as fuel of heavy fuel oil (“HFO”) by ships in Arctic waters on and after July 1, 2024. The draft amendments introduced at 
MEPC  75  were  adopted  at  the  MEPC  76  session  in  June  2021  and  entered  into  force  on  November  1,  2022  with  the 
requirements  for  EEXI  and  CII  certification  coming  into  effect  from  January  1,  2023.  MEPC  77  adopted  a  non-binding 
resolution  which  urges  Member  States  and  ship  operators  to  voluntarily  use  distillate  or  other  cleaner  alternative  fuels  or 
methods of propulsion that are safe for ships and could contribute to the reduction of Black Carbon emissions from ships when 
operating in or near the Arctic. MEPC 79 adopted amendments to MARPOL Annex VI, Appendix IX to include the attained 
and required CII values, the CII rating and attained EEXI for existing ships in the required information to be submitted to the 
IMO Ship Fuel Oil Consumption Database. The amendments will enter into force on May 1, 2024.

We  may  incur  costs  to  comply  with  these  revised  standards.  Additional  or  new  conventions,  laws  and  regulations  may  be 
adopted  that  could  require  the  installation  of  expensive  emission  control  systems  and  could  adversely  affect  our  business, 
results of operations, cash flows and financial condition.

Safety Management System Requirements

The SOLAS Convention was amended to address the safe manning of vessels and emergency training drills. The Convention of 
Limitation of Liability for Maritime Claims (the “LLMC”) sets limitations of liability for a loss of life or personal injury claim 
or  a  property  claim  against  ship  owners.  We  believe  that  our  vessels  are  in  substantial  compliance  with  SOLAS  and  LLMC 
standards.

Under Chapter IX of the SOLAS Convention, or the International Safety Management Code for the Safe Operation of Ships and 
for Pollution Prevention (the “ISM Code”), our operations are also subject to environmental standards and requirements. The 
ISM  Code  requires  the  party  with  operational  control  of  a  vessel  to  develop  an  extensive  safety  management  system  that 
includes,  among  other  things,  the  adoption  of  a  safety  and  environmental  protection  policy  setting  forth  instructions  and 
procedures for operating its vessels safely and describing procedures for responding to emergencies. We rely upon the safety 
management  system  that  we  and  our  technical  management  team  have  developed  for  compliance  with  the  ISM  Code.  The 
failure of a vessel owner or bareboat charterer to comply with the ISM Code may subject such party to increased liability, may 
decrease available insurance coverage for the affected vessels and may result in a denial of access to, or detention in, certain 
ports. 

The  ISM  Code  requires  that  vessel  operators  obtain  a  safety  management  certificate  for  each  vessel  they  operate.  This 
certificate evidences compliance by a vessel’s management with the ISM Code requirements for a safety management system. 
No vessel can obtain a safety management certificate unless its manager has been awarded a document of compliance, issued by 
each  flag  state,  under  the  ISM  Code.  We  have  obtained  applicable  documents  of  compliance  for  our  offices  and  safety 
management certificates for all of our vessels for which the certificates are required by the IMO. The document of compliance 
and safety management certificate are renewed as required.

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Regulation II-1/3-10 of the SOLAS Convention governs ship construction and stipulates that ships over 150 meters in length 
must have adequate strength, integrity and stability to minimize risk of loss or pollution. Goal-based standards amendments in 
SOLAS  regulation  II-1/3-10  entered  into  force  in  2012,  with  July  1,  2016  set  for  application  to  new  oil  tankers  and  bulk 
carriers.  The  SOLAS  Convention  regulation  II-1/3-10  on  goal-based  ship  construction  standards  for  bulk  carriers  and  oil 
tankers, which entered into force on January 1, 2012, requires that all oil tankers and bulk carriers of 150 meters in length and 
above, for which the building contract is placed on or after July 1, 2016, satisfy applicable structural requirements conforming 
to the functional requirements of the International Goal-based Ship Construction Standards for Bulk Carriers and Oil Tankers 
(“GBS Standards”).

Amendments to the SOLAS Convention Chapter VII apply to vessels transporting dangerous goods and require those vessels be 
in compliance with the International Maritime Dangerous Goods Code (“IMDG Code”). Effective January 1, 2018, the IMDG 
Code  includes  (1)  updates  to  the  provisions  for  radioactive  material,  reflecting  the  latest  provisions  from  the  International 
Atomic Energy Agency, (2) new marking, packing and classification requirements for dangerous goods, and (3) new mandatory 
training  requirements.  Amendments  which  took  effect  on  January  1,  2020  also  reflect  the  latest  material  from  the  UN 
Recommendations  on  the  Transport  of  Dangerous  Goods,  including  (1)  new  provisions  regarding  IMO  type  9  tank,  (2)  new 
abbreviations  for  segregation  groups,  and  (3)  special  provisions  for  carriage  of  lithium  batteries  and  of  vehicles  powered  by 
flammable liquid or gas. Additional amendments, which came into force on June 1, 2022, include (1) addition of a definition of 
dosage rate, (2) additions to the list of high consequence dangerous goods, (3) new provisions for medical/clinical waste, (4) 
addition  of  various  ISO  standards  for  gas  cylinders,  (5)  a  new  handling  code,  and  (6)  changes  to  stowage  and  segregation 
provisions.

The IMO has also adopted the International Convention on Standards of Training, Certification and Watchkeeping for Seafarers 
(“STCW”). As of February 2017, all seafarers are required to meet the STCW standards and be in possession of a valid STCW 
certificate.  Flag  states  that  have  ratified  SOLAS  and  STCW  generally  employ  the  classification  societies,  which  have 
incorporated SOLAS and STCW requirements into their class rules, to undertake surveys to confirm compliance.

Furthermore, recent action by the IMO’s Maritime Safety Committee and United States agencies indicates that cybersecurity 
regulations for the maritime industry are likely to be further developed in the near future in an attempt to combat cybersecurity 
threats. By IMO resolution, administrations are encouraged to ensure that cyber-risk management systems are incorporated by 
ship-owners  and  managers  by  their  first  annual  Document  of  Compliance  audit  after  January  1,  2021.  In  February  2021,  the 
U.S.  Coast  Guard  published  guidance  on  addressing  cyber  risks  in  a  vessel’s  safety  management  system.  This  might  cause 
companies to create additional procedures for monitoring cybersecurity, which could require additional expenses and/or capital 
expenditures. The impact of such regulations is hard to predict at this time.

In June 2022, SOLAS also set out new amendments that will take effect January 1, 2024, which include new requirements for: 
(1)  the  design  for  safe  mooring  operations,  (2)  the  Global  Maritime  Distress  and  Safety  System  (“GMDSS”),  (3)  watertight 
integrity,  (4)  watertight  doors  on  cargo  ships,  (5)  fault-isolation  of  fire  detection  systems,  (6)  life-saving  appliances,  and  (7) 
safety of ships using LNG as fuel. These new requirements may impact the cost of our operations.

Pollution Control and Liability Requirements

The IMO has negotiated international conventions that impose liability for pollution in international waters and the territorial 
waters of the signatories to such conventions. For example, the IMO adopted an International Convention for the Control and 
Management  of  Ships’  Ballast  Water  and  Sediments  (the  “BWM  Convention”)  in  2004.  The  BWM  Convention  entered  into 
force on September 8, 2017. The BWM Convention requires ships to manage their ballast water to remove, render harmless, or 
avoid  the  uptake  or  discharge  of  new  or  invasive  aquatic  organisms  and  pathogens  within  ballast  water  and  sediments.  The 
BWM Convention’s implementing regulations call for a phased introduction of mandatory ballast water exchange requirements, 
to be replaced in time with mandatory concentration limits, and require all ships to carry a ballast water record book and an 
international ballast water management certificate. 

48

On December 4, 2013, the IMO Assembly passed a resolution revising the application dates of the BWM Convention so that 
the dates are triggered by the entry into force date and not the dates originally in the BWM Convention. This, in effect, makes 
all  vessels  delivered  before  the  entry  into  force  date  “existing  vessels”  and  allows  for  the  installation  of  ballast  water 
management  systems  on  such  vessels  at  the  first  International  Oil  Pollution  Prevention  (“IOPP”)  renewal  survey  following 
entry into force of the convention. The MEPC adopted updated guidelines for approval of ballast water management systems 
(G8) at MEPC 70. At MEPC 72, the schedule regarding the BWM Convention’s implementation dates was also discussed and 
amendments were introduced to extend the date existing vessels are subject to certain ballast water standards. Those changes 
were adopted at MEPC 72. Ships over 400 gross tons generally must comply with a “D-1 standard,” requiring the exchange of 
ballast  water  only  in  open  seas  and  away  from  coastal  waters.  The  “D-2  standard”  specifies  the  maximum  amount  of  viable 
organisms allowed to be discharged, and compliance dates vary depending on the IOPP renewal dates. Depending on the date 
of the IOPP renewal survey, existing vessels must comply with the D-2 standard on or after September 8, 2019. For most ships, 
compliance  with  the  D-2  standard  will  involve  installing  on-board  systems  to  treat  ballast  water  and  eliminate  unwanted 
organisms.  Ballast  water  management  systems,  which  include  systems  that  make  use  of  chemical,  biocides,  organisms  or 
biological  mechanisms,  or  which  alter  the  chemical  or  physical  characteristics  of  the  ballast  water,  must  be  approved  in 
accordance with IMO Guidelines (Regulation D-3). As of October 13, 2019, MEPC 72’s amendments to the BWM Convention 
took effect, making the Code for Approval of Ballast Water Management Systems, which governs assessment of ballast water 
management  systems,  mandatory  rather  than  permissive,  and  formalized  an  implementation  schedule  for  the  D-2  standard. 
Under  these  amendments,  all  ships  must  meet  the  D-2  standard  by  September  8,  2024.  Costs  of  compliance  with  these 
regulations  may  be  substantial.  Additionally,  in  November  2020,  MEPC  75  adopted  amendments  to  the  BWM  Convention 
which would require a commissioning test of the ballast water management system for the initial survey or when performing an 
additional survey for retrofits. This analysis will not apply to ships that already have an installed BWM system certified under 
the BWM Convention. These amendments have entered into force on June 1, 2022. In December 2022, MEPC 79 agreed that it 
should be permitted to use ballast tanks for temporary storage of treated sewage and grey water. MEPC 79 also established that 
ships  are  expected  to  return  to  D-2  compliance  after  experiencing  challenging  uptake  water  and  bypassing  a  BWM  system 
should only be used as a last resort. Guidance will be developed at MEPC 80 (in July 2023) to set out appropriate actions and 
uniform procedures to ensure compliance with the BWM Convention.

Once  mid-ocean  exchange  ballast  water  treatment  requirements  become  mandatory  under  the  BWM  Convention,  the  cost  of 
compliance  could  increase  for  ocean  carriers  and  may  have  a  material  effect  on  our  operations.  However,  many  countries 
already regulate the discharge of ballast water carried by vessels from country to country to prevent the introduction of invasive 
and harmful species via such discharges. The U.S., for example, requires vessels entering its waters from another country to 
conduct mid-ocean ballast exchange, or undertake some alternate measure, and to comply with certain reporting requirements.

The IMO adopted the International Convention on Civil Liability for Oil Pollution Damage of 1969, as amended by different 
Protocols in 1976, 1984, and 1992, and amended in 2000 (the “CLC”). Under the CLC and depending on whether the country 
in which the damage results is a party to the 1992 Protocol to the CLC, a vessel’s registered owner may be strictly liable for 
pollution  damage  caused  in  the  territorial  waters  of  a  contracting  state  by  discharge  of  persistent  oil,  subject  to  certain 
exceptions.  The  1992  Protocol  changed  certain  limits  on  liability  expressed  using  the  International  Monetary  Fund  currency 
unit, the Special Drawing Rights. The limits on liability have since been amended so that the compensation limits on liability 
were raised. The right to limit liability is forfeited under the CLC where the spill is caused by the shipowner’s actual fault and 
under  the  1992  Protocol  where  the  spill  is  caused  by  the  shipowner’s  intentional  or  reckless  act  or  omission  where  the 
shipowner knew pollution damage would probably result. The CLC requires ships over 2,000 tons covered by it to maintain 
insurance  covering  the  liability  of  the  owner  in  a  sum  equivalent  to  an  owner’s  liability  for  a  single  incident.  We  have 
protection  and  indemnity  insurance  for  environmental  incidents.  P&I  Clubs  in  the  International  Group  issue  the  required 
Bunkers Convention “Blue Cards” to enable signatory states to issue certificates. All of our vessels are in possession of a CLC 
State issued certificate attesting that the required insurance coverage is in force.

The  IMO  also  adopted  the  International  Convention  on  Civil  Liability  for  Bunker  Oil  Pollution  Damage  (the  “Bunker 
Convention”) to impose strict liability on ship owners (including the registered owner, bareboat charterer, manager or operator) 
for pollution damage in jurisdictional waters of ratifying states caused by discharges of bunker fuel. The Bunker Convention 
requires registered owners of ships over 1,000 gross tons to maintain insurance for pollution damage in an amount equal to the 
limits of liability under the applicable national or international limitation regime (but not exceeding the amount calculated in 
accordance with the LLMC). With respect to non-ratifying states, liability for spills or releases of oil carried as fuel in ship’s 
bunkers typically is determined by the national or other domestic laws in the jurisdiction where the events or damages occur.

Ships are required to maintain a certificate attesting that they maintain adequate insurance to cover an incident. In jurisdictions, 
such  as  the  United  States  where  the  CLC  or  the  Bunker  Convention  has  not  been  adopted,  various  legislative  schemes  or 
common law govern, and liability is imposed either on the basis of fault or on a strict-liability basis.

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Anti-Fouling Requirements

In  2001,  the  IMO  adopted  the  International  Convention  on  the  Control  of  Harmful  Anti-fouling  Systems  on  Ships,  or  the 
“Anti-fouling Convention”. The Anti-fouling Convention, which entered into force on September 17, 2008, prohibits the use of 
organotin compound coatings to prevent the attachment of mollusks and other sea life to the hulls of vessels. Vessels of over 
400 gross tons engaged in international voyages will also be required to undergo an initial survey before the vessel is put into 
service  or  before  an  International  Anti-fouling  System  Certificate  (the  “IAFS  Certificate”)  is  issued  for  the  first  time;  and 
subsequent surveys when the anti-fouling systems are altered or replaced. 

In  November  2020,  MEPC  75  approved  draft  amendments  to  the  Anti-fouling  Convention  to  prohibit  anti-fouling  systems 
containing  cybutryne,  which  would  apply  to  ships  from  January  1,  2023,  or,  for  ships  already  bearing  such  an  anti-fouling 
system, at the next scheduled renewal of the system after that date, but no later than 60 months following the last application to 
the  ship  of  such  a  system.  In  addition,  the  IAFS  Certificate  has  been  updated  to  address  compliance  options  for  anti-fouling 
systems to address cybutryne. Ships which are affected by this ban on cybutryne must receive an updated IAFS Certificate no 
later than two years after the entry into force of these amendments. Ships which are not affected (i.e. with anti-fouling systems 
which  do  not  contain  cybutryne)  must  receive  an  updated  IAFS  Certificate  at  the  next  anti-fouling  application  to  the  vessel. 
These amendments were formally adopted at MEPC 76 in June 2021.

We have obtained Anti-fouling System Certificates for all of our vessels that are subject to the Anti-fouling Convention.

Compliance Enforcement

Noncompliance  with  the  ISM  Code  or  other  IMO  regulations  may  subject  the  ship  owner  or  bareboat  charterer  to  increased 
liability, may lead to decreases in available insurance coverage for affected vessels and may result in the denial of access to, or 
detention  in,  some  ports.  The  USCG  and  European  Union  authorities  have  indicated  that  vessels  not  in  compliance  with  the 
ISM Code by applicable deadlines will be prohibited from trading in U.S. and European Union ports, respectively. As of the 
date of this report, March 16, 2023, each of our vessels is ISM Code certified. However, there can be no assurance that such 
certificates will be maintained in the future. The IMO continues to review and introduce new regulations. It is impossible to 
predict what additional regulations, if any, may be passed by the IMO and what effect, if any, such regulations might have on 
our operations.

United States Regulations

The U.S. Oil Pollution Act of 1990 and the Comprehensive Environmental Response, Compensation and Liability Act

The  U.S.  Oil  Pollution  Act  of  1990  (“OPA”)  established  an  extensive  regulatory  and  liability  regime  for  the  protection  and 
cleanup of the environment from oil spills. OPA affects all “owners and operators” whose vessels trade or operate within the 
U.S., its territories and possessions or whose vessels operate in U.S. waters, which includes the U.S.’s territorial sea and its 200 
nautical mile exclusive economic zone around the U.S. The U.S. has also enacted the Comprehensive Environmental Response, 
Compensation and Liability Act (“CERCLA”), which applies to the discharge of hazardous substances other than oil, except in 
limited circumstances, whether on land or at sea. OPA and CERCLA both define “owner and operator” in the case of a vessel 
as any person owning, operating or chartering by demise, the vessel. Both OPA and CERCLA impact our operations.

Under OPA, vessel owners and operators are “responsible parties” and are jointly, severally and strictly liable (unless the spill 
results solely from the act or omission of a third party, an act of God or an act of war) for all containment and clean-up costs 
and  other  damages  arising  from  discharges  or  threatened  discharges  of  oil  from  their  vessels,  including  bunkers  (fuel).  OPA 
defines these other damages broadly to include:

(i) 
(ii) 
(iii) 
(iv) 

(v) 

(vi) 

injury to, destruction or loss of, or loss of use of, natural resources and related assessment costs;
injury to, or economic losses resulting from, the destruction of real and personal property;
loss of subsistence use of natural resources that are injured, destroyed or lost;
net loss of taxes, royalties, rents, fees or net profit revenues resulting from injury, destruction or loss of real or personal 
property, or natural resources;
lost profits or impairment of earning capacity due to injury, destruction or loss of real or personal property or natural 
resources; and
net cost of increased or additional public services necessitated by removal activities following a discharge of oil, such 
as protection from fire, safety or health hazards, and loss of subsistence use of natural resources.

50

OPA contains statutory caps on liability and damages; such caps do not apply to direct cleanup costs. Effective November 12, 
2019, the USCG adjusted the limits of OPA liability for a tank vessel, other than a single-hull tank vessel, over 3,000 gross tons 
liability to the greater of $2,300 per gross ton or $19,943,400 (subject to periodic adjustment for inflation). On December 23, 
2022,  the  USCG  issued  a  final  rule  to  adjust  the  limitation  of  liability  under  the  OPA.  Effective  March  23,  2022,  the  new 
adjusted  limits  of  OPA  liability  for  a  tank  vessel,  other  than  a  single-hull  tank  vessel,  over  3,000  gross  tons  liability  to  the 
greater of $2,500 per gross ton or $21,521,300 (subject to periodic adjustment for inflation). Effective March 23, 2022, the new 
adjusted limits of OPA liability for non-tank vessels, edible oil tank vessels, and any oil spill response vessels, to the greater of 
$1,300  per  gross  ton  or  $1,076,000  (subject  to  periodic  adjustment  for  inflation).  Effective  November  12,  2019,  the  USCG 
adjusted the limits of OPA liability for non-tank vessels, edible oil tank vessels, and any oil spill response vessels, to the greater 
of $1,200 per gross ton or $997,100 (subject to periodic adjustment for inflation). These limits of liability do not apply if an 
incident was proximately caused by the violation of an applicable U.S. federal safety, construction or operating regulation by a 
responsible party (or its agent, employee or a person acting pursuant to a contractual relationship), or a responsible party’s gross 
negligence or willful misconduct. The limitation on liability similarly does not apply if the responsible party fails or refuses to 
(i)  report  the  incident  as  required  by  law  where  the  responsible  party  knows  or  has  reason  to  know  of  the  incident;  (ii) 
reasonably cooperate and assist as requested in connection with oil removal activities; or (iii) without sufficient cause, comply 
with an order issued under the Federal Water Pollution Act (Section 311 (c), (e)) or the Intervention on the High Seas Act.

CERCLA  contains  a  similar  liability  regime  whereby  owners  and  operators  of  vessels  are  liable  for  cleanup,  removal  and 
remedial  costs,  as  well  as  damages  for  injury  to,  or  destruction  or  loss  of,  natural  resources,  including  the  reasonable  costs 
associated with assessing the same, and health assessments or health effects studies. There is no liability if the discharge of a 
hazardous  substance  results  solely  from  the  act  or  omission  of  a  third  party,  an  act  of  God  or  an  act  of  war.  Liability  under 
CERCLA is limited to the greater of $300 per gross ton or $5.0 million for vessels carrying a hazardous substance as cargo and 
the greater of $300 per gross ton or $500,000 for any other vessel. These limits do not apply (rendering the responsible person 
liable  for  the  total  cost  of  response  and  damages)  if  the  release  or  threat  of  release  of  a  hazardous  substance  resulted  from 
willful  misconduct  or  negligence,  or  the  primary  cause  of  the  release  was  a  violation  of  applicable  safety,  construction  or 
operating standards or regulations. The limitation on liability also does not apply if the responsible person fails or refused to 
provide all reasonable cooperation and assistance as requested in connection with response activities where the vessel is subject 
to OPA.

OPA  and  CERCLA  each  preserve  the  right  to  recover  damages  under  existing  law,  including  maritime  tort  law.  OPA  and 
CERCLA  both  require  owners  and  operators  of  vessels  to  establish  and  maintain  with  the  USCG  evidence  of  financial 
responsibility sufficient to meet the maximum amount of liability to which the particular responsible person may be subject. 
Vessel owners and operators may satisfy their financial responsibility obligations by providing a proof of insurance, a surety 
bond, qualification as a self-insurer or a guarantee. We comply and intend to comply going forward with the USCG’s financial 
responsibility regulations by providing applicable certificates of financial responsibility.

In 2010, the Deepwater Horizon oil spill in the Gulf of Mexico resulted in additional regulatory initiatives or statutes, including 
higher  liability  caps  under  OPA,  new  regulations  regarding  offshore  oil  and  gas  drilling,  and  a  pilot  inspection  program  for 
offshore  facilities.  However,  several  of  these  initiatives  and  regulations  have  been  or  may  be  revised.  For  example,  the  U.S. 
Bureau  of  Safety  and  Environmental  Enforcement’s  (“BSEE”)  revised  Production  Safety  Systems  Rule  (“PSSR”),  effective 
December 27, 2018, modified and relaxed certain environmental and safety protections under the 2016 PSSR. Additionally, the 
BSEE  amended  the  Well  Control  Rule,  effective  July  15,  2019,  which  rolled  back  certain  reforms  regarding  the  safety  of 
drilling  operations,  and  former  U.S.  President  Trump  had  proposed  leasing  new  sections  of  U.S.  waters  to  oil  and  gas 
companies  for  offshore  drilling.  In  January  2021,  U.S.  President  Biden  signed  an  executive  order  temporarily  blocking  new 
leases for oil and gas drilling in federal waters. However, Attorneys general from 13 states filed suit in March 2021 to lift the 
executive order and in June 2021, a federal judge in Louisiana granted a preliminary injunction against the Biden administration 
stating  that  the  power  to  pause  offshore  oil  and  gas  leases  "lies  solely  with  Congress".  In  August  2022,  a  federal  judge  in 
Louisiana  sided  with  Texas  Attorney  General  Ken  Paxton,  along  with  the  other  12  plaintiff  states,  by  issuing  a  permanent 
injunction against the Biden Administration’s moratorium on oil and gas leasing on federal public lands and offshore waters. 
With these rapid changes, compliance with any new requirements of OPA and future legislation or regulations applicable to the 
operation of our vessels could impact the cost of our operations and adversely affect our business.

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OPA specifically permits individual states to impose their own liability regimes with regard to oil pollution incidents occurring 
within their boundaries, provided they accept, at a minimum, the levels of liability established under OPA and some states have 
enacted  legislation  providing  for  unlimited  liability  for  oil  spills.  Many  U.S.  states  that  border  a  navigable  waterway  have 
enacted environmental pollution laws that impose strict liability on a person for removal costs and damages resulting from a 
discharge of oil or a release of a hazardous substance. These laws may be more stringent than U.S. federal law. Moreover, some 
states have enacted legislation providing for unlimited liability for discharge of pollutants within their waters, although in some 
cases, states which have enacted this type of legislation have not yet issued implementing regulations defining vessel owners’ 
responsibilities under these laws. We intend to comply with all applicable state regulations in the ports where our vessels call.

We currently maintain pollution liability coverage insurance in the amount of $1.0 billion per vessel per incident, except for 
certain  excluded  areas  at  high  risk  including  Russia,  Ukraine  and  Belarus  (the  “High  Risk  Areas”).  If  the  damages  from  a 
catastrophic  spill  were  to  exceed  our  insurance  coverage,  it  could  have  an  adverse  effect  on  our  business  and  results  of 
operations.  Cybersecurity  is  also  a  top  priority  with  the  U.S.  Coast  Guard,  and  they  announced  a  concentrated  campaign  to 
assist in identifying and addressing cybersecurity vulnerabilities during the first quarter of the year 2023. The cybersecurity of 
our vessels continues to improve through hands-on training, campaigns and external assistance/equipment provision.

Other United States Environmental Initiatives

The  U.S.  Clean  Air  Act  of  1970  (including  its  amendments  of  1977  and  1990)  (“CAA”)  requires  the  EPA  to  promulgate 
standards applicable to emissions of volatile organic compounds and other air contaminants. Our vessels are subject to vapor 
control  and  recovery  requirements  for  certain  cargoes  when  loading,  unloading,  ballasting,  cleaning  and  conducting  other 
operations  in  regulated  port  areas.  The  CAA  also  requires  states  to  draft  State  Implementation  Plans,  or  "SIPs",  designed  to 
attain national health-based air quality standards in each state. Although state-specific, SIPs may include regulations concerning 
emissions resulting from vessel loading and unloading operations by requiring the installation of vapor control equipment. Our 
vessels  operating  in  such  regulated  port  areas  with  restricted  cargoes  are  equipped  with  vapor  recovery  systems  that  satisfy 
these existing requirements.

The U.S. Clean Water Act (“CWA”) prohibits the discharge of oil, hazardous substances and ballast water in U.S. navigable 
waters  unless  authorized  by  a  duly-issued  permit  or  exemption,  and  imposes  strict  liability  in  the  form  of  penalties  for  any 
unauthorized discharges. The CWA also imposes substantial liability for the costs of removal, remediation and damages and 
complements  the  remedies  available  under  OPA  and  CERCLA.  In  2015,  the  EPA  expanded  the  definition  of  “waters  of  the 
United States” (“WOTUS”), thereby expanding federal authority under the CWA. Following litigation on the revised WOTUS 
rule, in December 2018, the EPA and Department of the Army proposed a revised, limited definition of WOTUS. In 2019 and 
2020, the agencies repealed the prior WOTUS Rule and promulgated the Navigable Waters Protection Rule (“NWPR”) which 
significantly  reduced  the  scope  and  oversight  of  EPA  and  the  Department  of  the  Army  in  traditionally  non-navigable 
waterways. On August 30, 2021 a federal district court in Arizona vacated the NWPR and directed the agencies to replace the 
rule.  On  December  7,  2021,  the  EPA  and  the  Department  of  the  Army  proposed  a  rule  that  would  reinstate  the  pre-2015 
definition.  On  December  30,  2022,  the  EPA  and  the  Department  of  Army  announced  the  final  WOTUS  rule  that  largely 
reinstated the pre-2015 definition.

The  EPA  and  the  USCG  have  also  enacted  rules  relating  to  ballast  water  discharge,  compliance  with  which  requires  the 
installation of equipment on our vessels to treat ballast water before it is discharged or the implementation of other port facility 
disposal  arrangements  or  procedures  at  potentially  substantial  costs,  and/or  otherwise  restrict  our  vessels  from  entering  U.S. 
Waters.

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The EPA will regulate these ballast water discharges and other discharges incidental to the normal operation of certain vessels 
within  United  States  waters  pursuant  to  the  Vessel  Incidental  Discharge  Act  (“VIDA”),  which  was  signed  into  law  on 
December 4, 2018 and replaces the 2013 Vessel General Permit (“VGP”) program (which authorizes discharges incidental to 
operations  of  commercial  vessels  and  contains  numeric  ballast  water  discharge  limits  for  most  vessels  to  reduce  the  risk  of 
invasive  species  in  U.S.  waters,  stringent  requirements  for  exhaust  gas  scrubbers,  and  requirements  for  the  use  of 
environmentally acceptable lubricants) and current Coast Guard ballast water management regulations adopted under the U.S. 
National  Invasive  Species  Act  (“NISA”),  such  as  mid-ocean  ballast  exchange  programs  and  installation  of  approved  USCG 
technology for all vessels equipped with ballast water tanks bound for U.S. ports or entering U.S. waters. VIDA establishes a 
new  framework  for  the  regulation  of  vessel  incidental  discharges  under  CWA,  requires  the  EPA  to  develop  performance 
standards for those discharges within two years of enactment, and requires the U.S. Coast Guard to develop implementation, 
compliance, and enforcement regulations within two years of EPA’s promulgation of standards. Under VIDA, all provisions of 
the 2013 VGP and USCG regulations regarding ballast water treatment remain in force and effect until the EPA and U.S. Coast 
Guard regulations are finalized. Non-military, non-recreational vessels greater than 79 feet in length must continue to comply 
with  the  requirements  of  the  VGP,  including  submission  of  a  Notice  of  Intent  (“NOI”)  or  retention  of  a  PARI  form  and 
submission of annual reports. We have submitted NOIs for our vessels where required. Compliance with the EPA, U.S. Coast 
Guard  and  state  regulations  could  require  the  installation  of  ballast  water  treatment  equipment  on  our  vessels  or  the 
implementation of other port facility disposal procedures at potentially substantial cost, or may otherwise restrict our vessels 
from entering U.S. waters. 

European Union Regulations

In  October  2009,  the  European  Union  amended  a  directive  to  impose  criminal  sanctions  for  illicit  ship-source  discharges  of 
polluting  substances,  including  minor  discharges,  if  committed  with  intent,  recklessly  or  with  serious  negligence  and  the 
discharges individually or in the aggregate result in deterioration of the quality of water. Aiding and abetting the discharge of a 
polluting substance may also lead to criminal penalties. The directive applies to all types of vessels, irrespective of their flag, 
but certain exceptions apply to warships or where human safety or that of the ship is in danger. Criminal liability for pollution 
may  result  in  substantial  penalties  or  fines  and  increased  civil  liability  claims.  Regulation  (EU)  2015/757  of  the  European 
Parliament and of the Council of 29 April 2015 (amending EU Directive 2009/16/EC) governs the monitoring, reporting and 
verification  of  carbon  dioxide  emissions  from  maritime  transport,  and,  subject  to  some  exclusions,  requires  companies  with 
ships over 5,000 gross tonnage to monitor and report carbon dioxide emissions annually which may cause us to incur additional 
expenses.

The European Union has adopted several regulations and directives requiring, among other things, more frequent inspections of 
high-risk ships, as determined by type, age, and flag as well as the number of times the ship has been detained. The European 
Union  also  adopted  and  extended  a  ban  on  substandard  ships  and  enacted  a  minimum  ban  period  and  a  definitive  ban  for 
repeated  offenses.  The  regulation  also  provided  the  European  Union  with  greater  authority  and  control  over  classification 
societies,  by  imposing  more  requirements  on  classification  societies  and  providing  for  fines  or  penalty  payments  for 
organizations that failed to comply. Furthermore, the EU has implemented regulations requiring vessels to use reduced sulfur 
content fuel for their main and auxiliary engines. The EU Directive 2005/33/EC (amending Directive 1999/32/EC) introduced 
requirements parallel to those in Annex VI relating to the sulfur content of marine fuels. In addition, the EU imposed a 0.1% 
maximum sulfur requirement for fuel used by ships at berth in the Baltic, the North Sea and the English Channel (the so called 
“SOx-Emission Control Area”). As of January 2020, EU member states must also ensure that vessels in all EU waters, except 
the SOx-Emission Control Area, use fuels with a 0.5% maximum sulfur content.

On September 15, 2020, the European Parliament voted to include greenhouse gas emissions from the maritime sector in the 
European Union's carbon market, the EU ETS. On July 14, 2021 the European Parliament formally proposed its plan, which 
would involve gradually including the maritime sector from 2023 and phasing the sector in over a three-year period. This will 
require  shipowners  to  buy  permits  to  cover  these  emissions.  The  Environment  Council  adopted  a  general  approach  on  the 
proposal in June 2022. On December 18, 2022, the Environmental Council and European Parliament agreed to include maritime 
shipping  emissions  within  the  scope  of  the  EU  ETS  on  a  gradual  introduction  of  obligations  for  shipping  companies  to 
surrender  allowances:  40%  for  verified  emissions  from  2024,  70%  for  2025  and  100%  for  2026.  Most  large  vessels  will  be 
included in the scope of the EU ETS from the start. Big offshore vessels of 5,000 gross tonnage and above will be included in 
the 'MRV' on the monitoring, reporting and verification of CO2 emissions from maritime transport regulation from 2025 and in 
the EU ETS from 2027. General cargo vessels and off-shore vessels between 400-5,000 gross tonnage will be included in the 
MRV regulation from 2025 and their inclusion in EU ETS will be reviewed in 2026. 

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International Labour Organization

The  International  Labour  Organization  (the  "ILO")  is  a  specialized  agency  of  the  UN  that  has  adopted  the  Maritime  Labour 
Convention 2006 ("MLC 2006"). A Maritime Labour Certificate and a Declaration of Maritime Labour Compliance is required 
to ensure compliance with the MLC 2006 for all ships that are 500 gross tonnage or over and are either engaged in international 
voyages or flying the flag of a Member and operating from a port, or between ports, in another country. We believe that all our 
vessels are in substantial compliance with and are certified to meet MLC 2006.

Greenhouse Gas Regulation

Currently, the emissions of greenhouse gases from international shipping are not subject to the Kyoto Protocol to the United 
Nations Framework Convention on Climate Change, which entered into force in 2005 and pursuant to which adopting countries 
have been required to implement national programs to reduce greenhouse gas emissions with targets extended through 2020. 
International  negotiations  are  continuing  with  respect  to  a  successor  to  the  Kyoto  Protocol,  and  restrictions  on  shipping 
emissions may be included in any new treaty. In December 2009, more than 27 nations, including the U.S. and China, signed 
the  Copenhagen  Accord,  which  includes  a  non-binding  commitment  to  reduce  greenhouse  gas  emissions.  The  2015  United 
Nations Climate Change Conference in Paris resulted in the Paris Agreement, which entered into force on November 4, 2016 
and does not directly limit greenhouse gas emissions from ships. The U.S. initially entered into the agreement, but on June 1, 
2017, former U.S. President Trump announced that the United States intends to withdraw from the Paris Agreement, and the 
withdrawal became effective on November 4, 2020. On January 20, 2021, U.S. President Biden signed an executive order to 
rejoin the Paris Agreement, which the U.S. officially rejoined on February 19, 2021. 

At MEPC 70 and MEPC 71, a draft outline of the structure of the initial strategy for developing a comprehensive IMO strategy 
on reduction of greenhouse gas emissions from ships was approved. In accordance with this roadmap, in April 2018, nations at 
the MEPC 72 adopted an initial strategy to reduce greenhouse gas emissions from ships. The initial strategy identifies “levels of 
ambition”  to  reducing  greenhouse  gas  emissions,  including  (1)  decreasing  the  carbon  intensity  from  ships  through 
implementation of further phases of the EEDI for new ships; (2) reducing carbon dioxide emissions per transport work, as an 
average  across  international  shipping,  by  at  least  40%  by  2030,  pursuing  efforts  towards  70%  by  2050,  compared  to  2008 
emission  levels;  and  (3)  reducing  the  total  annual  greenhouse  emissions  by  at  least  50%  by  2050  compared  to  2008  while 
pursuing  efforts  towards  phasing  them  out  entirely.  The  initial  strategy  notes  that  technological  innovation,  alternative  fuels 
and/or energy sources for international shipping will be integral to achieve the overall ambition. These regulations could cause 
us to incur additional substantial expenses. At MEPC 77, the Member States agreed to initiate the revision of the Initial IMO 
Strategy  on  Reduction  of  GHG  emissions  from  ships,  recognizing  the  need  to  strengthen  the  ambition  during  the  revision 
process. MEPC 79 revised the EEDI calculation guidelines to include a CO2 conversion factor for ethane, a reference to the 
updated ITCC guidelines, and a clarification that in case of a ship with multiple load line certificates, the maximum certified 
summer draft should be used when determining the deadweight. A final draft Revised IMO GHG Strategy would be considered 
by MEPC 80 (scheduled to meet in July 2023), with a view to adoption.

The EU made a unilateral commitment to reduce overall greenhouse gas emissions from its member states from 20% of 1990 
levels by 2020. The EU also committed to reduce its emissions by 20% under the Kyoto Protocol’s second period from 2013 to 
2020. Starting in January 2018, large ships over 5,000 gross tonnage calling at EU ports are required to collect and publish data 
on carbon dioxide emissions and other information. As previously discussed, regulations relating to the inclusion of greenhouse 
gas emissions from the maritime sector in the European Union's carbon market, or EU ETS are also forthcoming.

In the United States, the EPA issued a finding that greenhouse gases endanger the public health and safety, adopted regulations 
to  limit  greenhouse  gas  emissions  from  certain  mobile  sources,  and  proposed  regulations  to  limit  greenhouse  gas  emissions 
from large stationary sources. However, in March 2017, former U.S. President Trump signed an executive order to review and 
possibly eliminate the EPA’s plan to cut greenhouse gas emissions and in August 2019, the Administration announced plans to 
weaken  regulations  for  methane  emissions.  On  August  13,  2020,  the  EPA  released  rules  rolling  back  standards  to  control 
methane  and  volatile  organic  compound  emissions  from  new  oil  and  gas  facilities.  However,  U.S.  President  Biden  recently 
directed the EPA to publish a proposed rule suspending, revising, or rescinding certain of these rules. On November 2, 2021, 
the EPA issued a proposed rule under the CAA designed to reduce methane emissions from oil and gas sources. The proposed 
rule is expected to reduce 41 million tons of methane emissions between 2023 and 2035 and cuts methane emissions in the oil 
and gas sector by approximately 74 percent compared to emissions from this sector in 2005. EPA also issued a supplemental 
proposed  rule  in  November  2022  to  include  additional  methane  reduction  measures  following  public  input  and  anticipates 
issuing a final rule in 2023. If these new regulations are finalized, they could affect our operations.

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Any passage of climate control legislation or other regulatory initiatives by the IMO, the EU, the U.S. or other countries where 
we  operate,  or  any  treaty  adopted  at  the  international  level  to  succeed  the  Kyoto  Protocol  or  Paris  Agreement,  that  restricts 
emissions  of  greenhouse  gases  could  require  us  to  make  significant  financial  expenditures  which  we  cannot  predict  with 
certainty at this time. Even in the absence of climate control legislation, our business may be indirectly affected to the extent 
that climate change may result in sea level changes or certain weather events.

Vessel Security Regulations

Since  the  terrorist  attacks  of  September  11,  2001  in  the  United  States,  there  have  been  a  variety  of  initiatives  intended  to 
enhance vessel security such as the MTSA. To implement certain portions of the MTSA, the USCG issued regulations requiring 
the implementation of certain security requirements aboard vessels operating in waters subject to the jurisdiction of the United 
States and at certain ports and facilities, some of which are regulated by the EPA.

Similarly,  Chapter  XI-2  of  the  SOLAS  Convention  imposes  detailed  security  obligations  on  vessels  and  port  authorities  and 
mandates  compliance  with  the  International  Ship  and  Port  Facility  Security  Code  (the  “ISPS  Code”).  The  ISPS  Code  is 
designed  to  enhance  the  security  of  ports  and  ships  against  terrorism.  To  trade  internationally,  a  vessel  must  attain  an 
International  Ship  Security  Certificate  (“ISSC”)  from  a  recognized  security  organization  approved  by  the  vessel’s  flag  state. 
Ships operating without a valid certificate may be detained, expelled from, or refused entry at port until they obtain an ISSC. 
The various requirements, some of which are found in the SOLAS Convention, include, for example:

•

•

•

•

•

•

on-board  installation  of  automatic  identification  systems  to  provide  a  means  for  the  automatic  transmission  of  safety-
related  information  from  among  similarly  equipped  ships  and  shore  stations,  including  information  on  a  ship’s  identity, 
position, course, speed and navigational status;

on-board installation of ship security alert systems, which do not sound on the vessel but only alert the authorities on shore;

the development of vessel security plans;

ship identification number to be permanently marked on a vessel’s hull;

a continuous synopsis record kept onboard showing a vessel's history including the name of the ship, the state whose flag 
the ship is entitled to fly, the date on which the ship was registered with that state, the ship's identification number, the port 
at which the ship is registered and the name of the registered owner(s) and their registered address; and

compliance with flag state security certification requirements.

The USCG regulations, intended to align with international maritime security standards, exempt non-U.S. vessels from MTSA 
vessel  security  measures,  provided  such  vessels  have  on  board  a  valid  ISSC  that  attests  to  the  vessel’s  compliance  with  the 
SOLAS  Convention  security  requirements  and  the  ISPS  Code.  Future  security  measures  could  have  a  significant  financial 
impact on us. We intend to comply with the various security measures addressed by MTSA, the SOLAS Convention and the 
ISPS Code.

The cost of vessel security measures has also been affected by the escalation in the frequency of acts of piracy against ships, 
notably off the coast of Somalia, including the Gulf of Aden and Arabian Sea area. Substantial loss of revenue and other costs 
may  be  incurred  as  a  result  of  detention  of  a  vessel  or  additional  security  measures,  and  the  risk  of  uninsured  losses  could 
significantly affect our business. Costs are incurred in taking additional security measures in accordance with Best Management 
Practices to Deter Piracy, notably those contained in the BMP5 industry standard.

Offshore Drilling Regulations

Our offshore drilling units are subject to many of the above environmental laws and regulations relating to vessels, but are also 
subject  to  laws  and  regulations  focused  on  offshore  drilling  operations.  We  may  incur  costs  to  comply  with  these  revised 
standards.

Rigs must comply with applicable MARPOL limits on sulfur oxide and nitrogen oxide emissions, chlorofluorocarbons, and the 
discharge  of  other  air  pollutants,  and  also  with  the  Bunker  Convention's  strict  liability  for  pollution  damage  caused  by 
discharges of bunker fuel in jurisdictional waters of ratifying states.

Furthermore, any drilling units that we may operate in U.S. waters, including the U.S. territorial sea and the 200 nautical mile 
exclusive  economic  zone  around  the  United  States,  would  have  to  comply  with  OPA  and  CERCLA  requirements,  among 
others, that impose liability (unless the spill results solely from the act or omission of a third party, an act of God or an act of 
war) for all containment and clean-up costs and other damages arising from discharges of oil or other hazardous substances.

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BOEM  periodically  issues  guidelines  for  rig  fitness  requirements  in  the  Gulf  of  Mexico  and  may  take  other  steps  that  could 
increase the cost of operations or reduce the area of operations for our units, thus reducing their marketability. Implementation 
of BOEM guidelines or regulations may subject us to increased costs or limit the operational capabilities of our units, and could 
materially and adversely affect our operations and financial condition.

In addition to the MARPOL, OPA and CERCLA requirements described above, our international offshore drilling operations 
are  subject  to  various  laws  and  regulations  in  countries  in  which  we  operate,  including  laws  and  regulations  relating  to  the 
importation of and operation of drilling units and equipment, currency conversions and repatriation, oil and gas exploration and 
development,  environmental  protection,  taxation  of  offshore  earnings  and  earnings  of  expatriate  personnel,  the  use  of  local 
employees  and  suppliers  by  foreign  contractors,  and  duties  on  the  importation  and  exportation  of  drilling  units  and  other 
equipment.  New  environmental  or  safety  laws  and  regulations  could  be  enacted,  which  could  adversely  affect  our  ability  to 
operate in certain jurisdictions. Governments in some countries have become increasingly active in regulating and controlling 
the ownership of concessions and companies holding concessions, the exploration for oil and gas, and other aspects of the oil 
and gas industries in their countries. In some areas of the world, this governmental activity has adversely affected the amount of 
exploration and development work done by major oil and gas companies and may continue to do so. For example, on December 
20, 2016, former U.S. President Obama invoked a law that banned offshore oil and gas drilling in large areas of the Arctic and 
the  Atlantic  Seaboard.  In  April  2017,  former  President  Trump  signed  an  executive  order  sought  to  loosen  that  ban  but  was 
blocked by a federal court ruling in Alaska in March 2019. The Trump administration appealed the decision and in April 2021, 
a federal appeals court affirmed the ruling and found that President Biden's reinstatement of Obama-era protections makes moot 
the Trump administration's attempts to allow oil development in the Atlantic and Arctic waters. In November 2021, the House 
of Representatives passed the Build Back Better Act, which initially included provisions that banned offshore drilling in both 
the Atlantic and Pacific Oceans, as well as the eastern Gulf of Mexico, and cancelled drilling leases and blocked future oil and 
gas extraction in the Arctic National Wildlife Refuge. However, the Senate stripped the ban on offshore drilling from the bill, 
although  the  ban  on  energy  extraction  activities  in  the  Arctic  National  Wildlife  Refuge  is  still  in  place.  Negotiations  on  the 
Build Back Better Act are currently stalled. On July 27, 2022, the Senate announced the Inflation Reduction Act, which was the 
final result of the Build Back Better Act negotiations. President Biden signed the Inflation Reduction Act into law on August 
16, 2022. The Inflation Reduction Act of 2022 establishes a program designed to reduce methane emissions from certain oil and 
natural gas facilities, which includes a charge on methane emissions above certain thresholds.

In  conjunction  with  the  2016  U.S.  ban,  the  government  of  Canada  simultaneously  banned  new  drilling  in  Canadian  Arctic 
waters  and  in  August  2019,  issued  an  order  prohibiting  oil  and  gas  activities  under  existing  leases  in  the  Canadian  Arctic 
offshore.  The  Canadian  government  imposed  a  five-year  moratorium  on  its  2016  ban  of  new  Canadian  Arctic  drilling,  and 
based  on  its  research  and  findings,  these  restrictions  may  be  lifted.  Operations  in  less  developed  countries  can  be  subject  to 
legal systems that are not as mature or predictable as those in more developed countries, which can lead to greater uncertainty 
in legal matters and proceedings. Implementation of new environmental laws or regulations that may apply to ultra-deepwater 
drilling units may subject us to increased costs or limit the operational capabilities of our drilling units and could materially and 
adversely affect our operations and financial condition.

Inspection by Classification Societies

The  hull  and  machinery  of  every  commercial  vessel  must  be  classed  by  a  classification  society  authorized  by  its  country  of 
registry.  The  classification  society  certifies  that  a  vessel  is  safe  and  seaworthy  in  accordance  with  the  applicable  rules  and 
regulations of the country of registry of the vessel and SOLAS. Most insurance underwriters make it a condition for insurance 
coverage  and  lending  that  a  vessel  be  certified  “in  class”  by  a  classification  society  which  is  a  member  of  the  International 
Association of Classification Societies, the IACS. The IACS has adopted harmonized Common Structural Rules, or "the Rules", 
which apply to oil tankers and bulk carriers contracted for construction on or after July 1, 2015. The Rules attempt to create a 
level  of  consistency  between  IACS  Societies.  All  of  our  vessels  are  certified  as  being  “in  class”  by  all  the  applicable 
Classification Societies (e.g., American Bureau of Shipping, Lloyd's Register of Shipping).

A  vessel  must  undergo  annual  surveys,  intermediate  surveys,  drydockings  and  special  surveys.  In  lieu  of  a  special  survey,  a 
vessel’s machinery may be on a continuous survey cycle, under which the machinery would be surveyed periodically over a 
five-year  period.  Every  vessel  is  also  required  to  carry  out  a  bottom  survey  every  30  to  36  months  for  inspection  of  the 
underwater parts of the vessel as dictated by statutory and class regulations. If any vessel does not maintain its class and/or fails 
any annual survey, intermediate survey, drydocking or special survey, the vessel will be unable to carry cargo between ports 
and will be unemployable and uninsurable which could cause us to be in violation of certain covenants in our loan agreements. 
Any such inability to carry cargo or be employed, or any such violation of covenants, could have a material adverse impact on 
our financial condition and results of operations. 

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The  managed  vessels,  depending  on  the  flag  administration  requirements,  are  inspected  during  the  stipulated  periodicities. 
These inspections are arranged on a timely basis and the findings (if any) are addressed for corrective actions, close-out and 
acceptance purposes. The findings are also finally reviewed by the relevant flag administration, in order to record the actions 
taken by the Company and close-out the findings on their systems.

Risk of Loss and Liability Insurance

General 

The  operation  of  any  cargo  vessel  includes  risks  such  as  mechanical  failure,  physical  damage,  collision,  property  loss,  cargo 
loss  or  damage  and  business  interruption  due  to  political  circumstances  in  foreign  countries,  piracy  incidents,  hostilities  and 
labor strikes. In addition, there is always an inherent possibility of marine disaster, including oil spills and other environmental 
mishaps,  and  the  liabilities  arising  from  owning  and  operating  vessels  in  international  trade.  OPA,  which  imposes  virtually 
unlimited liability upon shipowners, operators and bareboat charterers of any vessel trading in the exclusive economic zone of 
the  United  States  for  certain  oil  pollution  accidents  in  the  United  States,  has  made  liability  insurance  more  expensive  for 
shipowners  and  operators  trading  in  the  United  States  market.  We  carry  insurance  coverage  as  customary  in  the  shipping 
industry.  However,  not  all  risks  can  be  insured,  specific  claims  may  be  rejected,  and  we  might  not  be  always  able  to  obtain 
adequate insurance coverage at reasonable rates.

Hull and Machinery Insurance

We  procure  hull  and  machinery  insurance,  protection  and  indemnity  insurance,  which  includes  environmental  damage  and 
pollution insurance and war risk insurance and freight, demurrage and defense insurance for our fleet. We generally maintain 
insurance against loss of hire on our operated fleet, which covers business interruptions that result in the loss of use of a vessel.

Protection and Indemnity Insurance

Protection and indemnity insurance is provided by mutual protection and indemnity associations, or “P&I Associations,” and 
covers our third-party liabilities in connection with our shipping activities. This includes third-party liability and other related 
expenses of injury or death of crew, passengers and other third parties, loss or damage to cargo, claims arising from collisions 
with other vessels, damage to other third-party property, pollution arising from oil or other substances and salvage, towing and 
other  related  costs,  including  wreck  removal.  Protection  and  indemnity  insurance  is  a  form  of  mutual  indemnity  insurance, 
extended by protection and indemnity mutual associations, or “clubs”.

Our current protection and indemnity insurance coverage for pollution is $1.0 billion per vessel per incident, except for certain 
excluded High Risk Areas. The 13 P&I Associations that comprise the International Group insure approximately 90% of the 
world’s  commercial  tonnage  and  have  entered  into  a  pooling  agreement  to  reinsure  each  association’s  liabilities.  The 
International Group’s website states that the Pool provides a mechanism for sharing all claims in excess of $10.0 million up to, 
currently, approximately $8.9 billion. As a member of a P&I Association, which is a member of the International Group, we are 
subject to calls payable to the associations based on our claim records as well as the claim records of all other members of the 
individual associations and members of the shipping pool of P&I Associations comprising the International Group.

The insurance of our vessels which are chartered on a bareboat basis or on a time charter basis to Frontline Shipping and the 
Golden  Ocean  Charterer  is  the  responsibility  of  the  bareboat  charterers,  Frontline  Management  (Bermuda)  Ltd.  (“Frontline 
Management”) or Golden Ocean Management, respectively, who arrange insurance in line with standard industry practice. We 
are responsible for the insurance of our other time chartered and voyage chartered vessels. In accordance with standard practice, 
we maintain marine hull and machinery and war risks insurance, which include the risk of actual or constructive total loss, and 
protection and indemnity insurance with mutual assurance associations. From time to time we carry insurance covering the loss 
of hire resulting from marine casualties in respect of some of our vessels. Currently, the amount of coverage for liability for 
pollution, spillage and leakage available to us on commercially reasonable terms through protection and indemnity associations 
and providers of excess coverage is up to $1.0 billion per vessel per occurrence, except for certain excluded High Risk Areas. 
P&I Associations are mutual marine indemnity associations formed by shipowners to provide protection from large financial 
loss to one member by contribution towards that loss by all members.

57

We  believe  that  our  current  insurance  coverage  is  adequate  to  protect  us  against  the  accident-related  risks  involved  in  the 
conduct  of  our  business  and  that  we  maintain  appropriate  levels  of  environmental  damage  and  pollution  insurance  coverage, 
consistent with standard industry practice. However, there is no assurance that all risks are adequately insured against, that any 
particular claims will be paid, or that we will be able to procure adequate insurance coverage at commercially reasonable rates 
in the future.

Seasonality

A large part of our vessels are chartered at fixed rates on a long-term basis and seasonal factors do not have a significant direct 
effect on our business. Our dry bulk carriers on charter to the Golden Ocean Charterer are subject to profit sharing agreements 
and to the extent that seasonal factors affect the profits of the charterers of these vessels we will also be affected. We also have 
one Suezmax tanker, two chemical tankers, seven dry bulk carriers and one container vessel trading in the spot or short term 
time charter market, and the effects of seasonality may affect the earnings of these vessels. Following scrubber installations on 
seven container vessels on charter to Maersk and one car carrier on charter to Eukor, the agreements were amended to include 
sharing of fuel cost savings with these charterers. Scrubber installations on seven Capesize bulk carriers to Golden Ocean will 
potentially lead to fuel cost savings affecting earnings and profit share. The fuel savings will depend on the price difference 
between IMO compliant fuel and IMO non-compliant fuel that is subsequently made compliant by the scrubbers. 

C. ORGANIZATIONAL STRUCTURE

See Exhibit 8.1 for a list of our significant subsidiaries.

58

D. PROPERTY, PLANTS AND EQUIPMENT

We  own  a  substantially  modern  fleet  of  vessels  and  rigs.  The  following  table  sets  forth  the  fleet  that  we  own  or  charter-in 
including those in our associated companies as of March 16, 2023. All of the VLCCs, Suezmax tankers, product tankers and 
chemical tankers are double-hull vessels.

Vessel

VLCCs
Landbridge Wisdom

Suezmaxes

Everbright

Marlin Santorini

Marlin Sicily

Marlin Shikoku

SFL Albany
SFL Fraser
SFL Ottawa

SFL Thelon

Capesize Dry Bulk Carriers

Belgravia

Battersea

Golden Magnum

Golden Beijing

Golden Future

Golden Zhejiang

Golden Zhoushan

KSL China

Kamsarmax Dry Bulk Carriers

SFL Yangtze (ex Sinochart Beijing)

SFL Pearl (ex Min Sheng 1)

Supramax Dry Bulk Carriers
SFL Hudson

SFL Yukon

SFL Sara

SFL Kate

SFL Humber

Product Tankers

SFL Trinity
SFL Sabine
SFL Puma
SFL Tiger
SFL Lion

Approximate

Built

Capacity

Flag

Lease
Classification *

Charter 
Termination
Date*

2020

308,000 Dwt

HK

Leaseback assets

2027

(1)

2010

2019

2019

2019

2020
2020
2015

2015

2009

2009

2009

2010

2010

2010

2011

2013

2012

2012

2009

2010

2011

2011

2012

2017
2017
2015
2015
2014

156,000 Dwt

150,000 Dwt

150,000 Dwt

150,000 Dwt

160,000 Dwt

160,000 Dwt

160,000 Dwt

160,000 Dwt

170,000 Dwt

170,000 Dwt

180,000 Dwt

176,000 Dwt

176,000 Dwt

176,000 Dwt

176,000 Dwt

180,000 Dwt

82,000 Dwt

82,000 Dwt

57,000 Dwt 

57,000 Dwt

57,000 Dwt

57,000 Dwt

57,000 Dwt

114,000 Dwt

114,000 Dwt

115,000 Dwt

115,000 Dwt

115,000 Dwt

59

MI

MI

MI

MI

MI
MI
MI

MI

MI

MI

HK

HK

HK

HK

HK

MI

HK

HK

MI

HK

HK

HK

HK

MI
MI
MI
MI
MI

n/a

Operating

Operating

Operating

Operating
Operating
Operating

Operating

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Operating 
Operating
Operating
Operating
Operating

n/a

2026

2027

2027

2028
2028
2028

2028

2025

2025

2025

2025

2025

2025

2025

2025

n/a

n/a

n/a

n/a

n/a

n/a

n/a

2024
2024
2026
2026
2027

(2)

(9)

(9)

(9)

(9)

(9)

(9)

(9)

(1)

(1)

(1)

(1)

(1)

(1)

(1)

(1)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(9)

(9)

(9)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Panther

2015

115,000 Dwt

MI

Operating

2027

(9)

Chemical Tankers

SFL Weser (ex Maria Victoria V)

SFL Elbe (ex SC Guangzhou)

Container vessels

MSC Margarita

MSC Vidhi

MSC Vaishnavi R.

MSC Julia R.

MSC Arushi R.

MSC Katya R. 

MSC Anisha R.

MSC Vidisha R. 

MSC Zlata R. 
Asian Ace

Green Ace

San Felipe

San Felix

San Fernando

San Francisca

Maersk Sarat

Maersk Skarstind

Maersk Shivling

Maersk Phuket

Maersk Pelepas

MSC Anna

MSC Viviana

Thalassa Axia

Thalassa Doxa

Thalassa Mana

Thalassa Tyhi

Cap San Vincent

Cap San Lazaro

Cap San Juan

MSC Erica

MSC Reef

SFL Maui

SFL Hawaii

Maersk Zambezi

Thalassa Patris
Thalassa Elpida

Car Carriers

SFL Composer

SFL Conductor

2008

2008

2002

2001

2002

2002

2002

2002

2002

2002

2002
2005

2005

2014

2014

2015

2015

2015

2016

2016

2022

2022

2016

2017

2014

2014

2014

2014

2015

2015

2015

2016

2016

2013

2014

2020

2013
2014

2005

2006

17,000 Dwt

17,000 Dwt

5,800 TEU

5,800 TEU

4,100 TEU

4,100 TEU

4,100 TEU

4,100 TEU

4,100 TEU

4,100 TEU

4,100 TEU

1,700 TEU

1,700 TEU

8,700 TEU

8,700 TEU

8,700 TEU

8,700 TEU

9,500 TEU

9,500 TEU

9,300 TEU

2,500 TEU

2,500 TEU

19,200 TEU

19,200 TEU

14,000 TEU

14,000 TEU

14,000 TEU

14,000 TEU

10,600 TEU

10,600 TEU

10,600 TEU

19,400 TEU

19,400 TEU

6,800 TEU

6,800 TEU

5,300 TEU

14,000 TEU

14,000 TEU

6,500 CEU

6,500 CEU

60

MI

MI

LIB

LIB

LIB

LIB

LIB

LIB

LIB

LIB

LIB
LIB

LIB

MI

MI

MI

MI

LIB

LIB

LIB

LIB

LIB

LIB

LIB

LIB

LIB

LIB

LIB

MI

MI

MI

LIB

LIB

LIB

LIB

MI

LIB
LIB

LIB

LIB

n/a

n/a

n/a

n/a

(2)

(2)

Sales Type

Sales Type

Sales Type

Sales Type

Sales Type

Sales Type

Sales Type

Sales Type

Sales Type
Operating

n/a

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating

Operating

Operating

Direct Financing

Direct Financing

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Direct Financing

Direct Financing

Operating

Operating

Operating

Operating
Operating

Operating 

Operating 

2024

2024

2025

2025

2025

2025

2025

2025

2025
2025

n/a

2024

2024

2025

2025

2024

2024

2024

2029

2029

2031

2032

2024

2024

2024

2024

2024

2024

2024

2033

2033

2027

2027

2028

2023
2024

2023

2023

(1) (5)

(1) (5)

(1) (7)

(1) (7)

(1) (7)

(1) (7)

(1) (7)

(1) (7)

(1) (7)

(2)

(1) (3)

(1) (3)

(4) (6)

(4) (6)

(4) (6)

(4) (6)

(1) (4)

(1) (4)

(1) (4)

(1) (3)

(1) (3)

(1) (4)

(1) (4)

(1)

(4)

(4)

(4)

(4)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Arabian Sea

2010

4,900 CEU

MI

Operating

2028

Jack-Up Drilling Rig

Linus (ex West Linus )

Ultra-Deepwater Drill Unit

2014

450 ft

NOR

Hercules (ex West Hercules)

2008

10,000 ft

CYP

* Lease classifications and charter termination dates are as of December 31, 2022. 

n/a

n/a

n/a

(8)

n/a

(8)

Key to Flags: HK – Hong Kong, LIB – Liberia, MI – Marshall Islands, NOR – Norway, CYP – Cyprus

Notes: 

(1) Charterer has purchase options or obligations during the term or at the end of the charter.

(2) Currently employed on a short-term charter or trading in the spot market.

(3) Vessel chartered-in and out on direct financing leases and included in associated companies.

(4) Vessel chartered-in as finance leases and out as operating leases.

(5) The charters in respect of these vessels were extended in 2019 and the lease classification changed from operating 

leases to sales type leases.

(6) The  charters  in  respect  of  these  vessels  were  extended  in  2020.  The  charters  for  these  four  vessels  were  further 

amended in 2021 removing the 18 months charterer's extension option.

(7) The charters in respect of these vessels were extended in 2020 and lease classification changed from operating leases 

to sales type leases. 

(8) Following redelivery from Seadrill in September 2022, Linus continued to be employed under its long term drilling 
contract with ConocoPhillips which expires in the fourth quarter of 2028. The harsh environment semi-submersible 
drilling rig Hercules was employed on a bareboat charter to Seadrill until the end of December 2022, whereupon the 
rig was redelivered to us. Hercules is expected to commence a new drilling contract with ExxonMobil Canada Ltd. 
in the second quarter of 2023, after completing its special periodic survey, for a duration of approximately 135 days.

(9) Charterer has the right to trigger a sale to a third party, at any time after the first year, with net proceeds over an 
agreed  sum  to  be  shared  between  the  charterer  and  SFL,  with  profit  split  on  a  previously  agreed  upon  basis  of 
calculation.

In addition to the above fleet of vessels and rigs, we also have four newbuilding dual-fuel 7,000 CEU car carriers designed to 
use liquefied natural gas ("LNG") under construction and with deliveries expected to take place in 2023 and 2024.

Substantially, all of our owned vessels and rigs as of December 31, 2022 are pledged under mortgages, excluding two 1,700 
TEU container vessels, two 2,500 TEU container vessels, one car carrier and two chemical tankers.

Other than our interests in the vessels and drilling units described above, we do not own any material physical properties. We 
lease office space in Oslo from Seatankers Management Norway AS, in Singapore from Frontline Shipping Singapore Pte Ltd, 
and in London from Frontline Corporate Services Ltd, all related parties.

ITEM 4A.  UNRESOLVED STAFF COMMENTS

None.

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 5.  OPERATING AND FINANCIAL REVIEW AND PROSPECTS

The  following  discussion  should  be  read  in  conjunction  with  Item  4.  "Information  on  the  Company"  and  our  audited 
consolidated financial statements and notes thereto included herein.

A. OPERATING RESULTS

Overview

Following our spin-off from Frontline and the purchase of our original fleet in 2004, we have established ourselves as a leading 
international maritime asset-owning company with a large and diverse asset base across the maritime and offshore industries. A 
full fleet list is provided in Item 4D "Information on the Company" showing the assets that we currently own and charter to our 
customers.

Fleet Development

The following table summarizes the development of our active fleet of vessels and rigs, including four chartered-in container 
vessels that are included in our associated companies and 11 container vessels and two car carriers financed through sale and 
leaseback transactions.

Vessel type
Oil Tankers
Chemical tankers
Dry bulk carriers 
Container vessels
Car carriers
Jack-up drilling rigs
Ultra-deepwater drill units
Product tankers

Total fleet
December 31, 
2020

Additions/
Disposals
2021

Total fleet
December 31, 
2021

 Additions/
Disposals
2022

Total fleet
December 31, 
2022

5 
2 
22 
48 
2 
1 
2 
2 

  +1 

  +5 

  +2 

-7   
-18   

-1   

6 
2 
15 
35 
2 
1 
1 
4 

  +6 

-2   

-1   

  +2 
  +1 

  +2 

10 
2 
15 
36 
3 
1 
1 
6 

74 

Total Active Fleet

84 

  +8 

-26   

66 

  +11 

-3   

Between January 1, 2023 and March 16, 2023, we agreed to sell the oil tanker, Glorycrown. The vessel was delivered to the 
new owner on March 9, 2023.

Selected Financial Data

Our selected income statement and cash flow statement data with respect to the fiscal years ended December 31, 2022, 2021 
and 2020 and our selected balance sheet data with respect to the fiscal years ended December 31, 2022 and 2021 have been 
derived  from  our  consolidated  financial  statements  included  in  Item  18  of  this  annual  report,  prepared  in  accordance  with 
accounting principles generally accepted in the United States, which we refer to as US GAAP.

The selected income statement and cash flow statement data for the fiscal years ended December 31, 2019 and 2018 and the 
selected  balance  sheet  data  for  the  fiscal  years  ended  December  31,  2020,  2019  and  2018  have  been  derived  from  our 
consolidated  financial  statements  not  included  herein.  The  following  table  should  be  read  in  conjunction  with  Item  5. 
"Operating and Financial Review and Prospects" and our consolidated financial statements and the notes to those statements 
included herein.

62

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income Statement Data:
Total operating revenues
Net operating income/(loss)
Net income/(loss)
Earnings (loss) per share, basic
Earnings (loss) per share, diluted
Dividends declared
Dividends declared per share

2022

Year Ended December 31,
2021

2020

2019

2018

(in thousands of dollars except common share and per share data)

670,393 
275,474 
202,768 

513,396 
242,838 
164,343 

1.60  $ 
1.53  $ 

1.35  $ 
1.30  $ 

471,047 
(138,174)   
(224,425)   
(2.06)  $ 
(2.06)  $ 

458,849 
137,777 
89,177 

0.83  $ 
0.83  $ 

111,574 

77,552 

109,394 

150,659 

0.88  $ 

0.63  $ 

1.00  $ 

1.40  $ 

418,712 
117,615 
73,622 
0.70 
0.69 
149,261 
1.40 

$ 
$ 

$ 

Year Ended December 31,

2022

2021

2020

2019

2018

(in thousands of dollars except common share and per share data)

Balance Sheet Data (at end of period):

Cash and cash equivalents

188,362 

145,622 

215,445 

199,521 

211,394 

Vessels, rigs and equipment, net (including capital 
improvements and newbuildings)

2,744,249 

2,288,267 

1,250,797 

1,435,347 

1,561,352 

Vessels and equipment under finance lease, net

614,763 

656,072 

697,380 

714,476 

749,889 

Investment in direct financing, sales-type and 
leaseback assets including current portion

Investment in associated companies (including 
loans and receivables)

Total assets

Short and long term debt (including current 
portion)

Finance lease liability (including current portion)

Share capital

Stockholders' equity

119,023 

204,766 

677,543 

994,387 

802,159 

61,557 

61,640 

151,207 

368,222 

366,907 

3,861,330 

3,459,297 

3,093,211 

3,885,370 

3,877,845 

2,201,056 

1,889,214 

1,649,069 

1,608,088 

1,437,080 

472,996 

1,386 

1,091,231 

524,200 

1,386 

982,327 

573,087 

1,106,427 

1,172,051 

1,278 

1,194 

1,194 

795,651 

1,106,369 

1,180,032 

Common shares outstanding (1)

  138,562,173 

  138,551,387 

  127,810,064 

  119,391,310 

  119,373,064 

Weighted average common shares outstanding (1)

  126,788,530 

  122,140,675 

  108,971,605 

  107,613,610 

  105,897,798 

Cash Flow Data:

Cash provided by operating activities

355,125 

293,595 

Cash provided by/ (used in) investing activities

(499,088)   

(389,050) 

276,475 

176,339 

249,707 

200,975 

(169,881) 

(866,564) 

Cash provided by/ (used in) financing activities

178,365 

25,017 

(431,432) 

(89,204) 

724,931 

Note  1:  The  number  of  common  shares  outstanding  as  of  December  31,  2022  and  2021  includes  8,000,000  shares  initially 
issued and loaned as part of a share lending arrangement relating to the issue of our 5.75% senior unsecured convertible bonds 
in October 2016. After the maturity of these bonds in 2021, the Company entered into a general share lending agreement with 
another counterparty and the 8,000,000 shares were transferred into its custody. The number of common shares outstanding as 
of  December  31,  2022  and  2021  also  includes  3,765,842  shares  issued  from  up  to  7,000,000  shares  issuable  under  a  share 
lending  arrangement  relating  to  the  Company's  issuance  of  its  4.875%  senior  unsecured  convertible  bonds  in  April  and  May 
2018. These 3,765,842 shares, which were issued and loaned, are owned by the Company and are to be returned on or before 
maturity  of  the  bonds  in  2023  pursuant  to  the  terms  of  the  applicable  share  lending  arrangement.  Accordingly,  the  total 
11,765,842  of  loaned  shares  are  not  included  in  the  weighted  average  number  of  common  shares  outstanding  as  of 
December 31, 2022 and 2021.

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Factors Affecting Our Current and Future Results

Principal factors that have affected our current results, or are expected to affect our future results of operations and financial 
position, include:

•

•

•

•

•

•

•

•

•

the  earnings  of  our  vessels  under  time  charters,  including  Maersk,  Evergreen,  Trafigura,  ConocoPhillips,  the 
Golden Ocean Charterer and other charterers;

the  earnings  of  our  vessels  under  short  term  charter  or  trading  in  the  spot  market  impacted  by  freight  market 
conditions;

the  amount  we  receive  under  the  profit  sharing  arrangements  with  the  Golden  Ocean  Charterer,  and  sharing 
arrangements on fuel cost savings with Maersk and Eukor;

the earnings and expenses related to any additional vessels that we acquire;

earnings from the sale of assets and termination of charters;

vessel management fees and operating expenses;

vessel impairments;

administrative expenses;

interest expenses; 

• mark-to-market movements on investment in equity securities; and

• mark-to-market movements on derivative financial instruments.

Revenues

As  discussed  above,  Frontline  Shipping  Limited  (“Frontline  Shipping”)  was  our  principal  customer  when  we  were  spun-off 
from Frontline in 2004. Since then, we have increased our customer base from one to more than 10 customers including the 
related party Golden Ocean. Frontline Shipping is no longer a customer, following the sales of the last two VLCC tankers that 
were leased to them in April 2022.

In the year ended December 31, 2022: 

•

•

•

•

•

16  container  vessels  on  long-term  time  charters  to  Maersk  accounted  for  approximately  31%  of  our  consolidated 
operating revenues (2021: 32%, 2020: 29%). 

Six  container  vessels  on  time  charter  to  Evergreen  accounted  for  approximately  15%  of  our  consolidated  operating 
revenues in the year ended December 31, 2022 (2021: 15%, 2020: 15%).

Seven  tanker  vessels  on  time  charter  to  Trafigura  accounted  for  approximately  9%  of  our  consolidated  operating 
revenues in the year ended December 31, 2022 (2021: 0%, 2020: 0%).

Eight Capesize dry bulk carriers leased to a subsidiary of Golden Ocean which accounted for approximately 8% of our 
consolidated operating revenues (2021: 12%, 2020: 11%). 

10  container  vessels  on  long-term  bareboat  charters  to  MSC  accounted  for  approximately  1%  of  our  consolidated 
operating revenues (2021: 2%, 2020: 13%). One of these container vessels was sold and redelivered to MSC in April 
2022 following the execution of the applicable purchase obligation in the charter contract. Also, 18 vessels were sold 
and redelivered to MSC in 2021 following the exercise of the applicable purchase options in the charter contracts.

In addition, we earned bareboat revenue from two drilling units Linus and Hercules on charter to Seadrill until their redelivery 
in the third and fourth quarter of 2022. In September 2022, Linus was redelivered from Seadrill to us following which it earned 
drilling revenue and in December 2022, Hercules was also redelivered from Seadrill to us and began a special periodic survey. 
In September 2022, following redelivery of Linus, its drilling contract with ConocoPhillips was assigned from Seadrill to us and 
we started earning drilling contract revenue directly from ConocoPhillips. ConocoPhillips accounted for approximately 3% of 
our consolidated operating revenues in the year ended December 31, 2022.

Our revenues arise primarily from our long-term, fixed-rate charters and as shown in Results of Operations below the majority 
of our income is derived from time charter income, however we also have finance lease interest income, voyage charter income 
and drilling contract revenues.

64

 
 
 
Our future earnings are dependent upon the continuation of existing lease arrangements and our continued investment in new 
lease arrangements. Future earnings may be significantly affected by the sale of vessels or a default by counterparties under our 
chartering agreements. Investments and sales which have affected our earnings since January 1, 2022, are listed in Item 4 above 
under  acquisitions  and  disposals.  Some  of  our  lease  arrangements  contain  purchase  options  which,  if  exercised  by  our 
charterers, will affect our future leasing revenues.

In  2013,  we  began  to  derive  income  from  voyage  charters.  Currently,  we  have  one  Suezmax  tanker,  two  chemical  tankers, 
seven  dry  bulk  carriers  and  one  container  vessel  trading  in  the  spot  or  short-term  time  charter  market,  where  the  effects  of 
seasonality may affect the earnings of these vessels. 

We  have  revenue  under  profit  sharing  agreements  with  some  of  our  charterers,  in  particular  with  Golden  Ocean.  Revenues 
received  under  profit  sharing  agreements  depend  upon  the  returns  generated  by  the  charterers  from  the  deployment  of  our 
vessels.  These  returns  are  subject  to  market  conditions  which  have  historically  been  subject  to  significant  volatility. 
Historically,  our  main  profit  share  income  has  arisen  from  our  tankers  chartered  to  Frontline  Shipping.  The  profit  sharing 
percentage with Frontline Shipping was 50% of earnings above time charter rates, payable on a quarterly basis. During 2022, 
Frontline Shipping ceased to be a customer, following the sale of the last two VLCC tankers that were leased to them in April 
2022.  Our  eight  Capesize  dry  bulk  carriers  on  long-term  charter  to  the  Golden  Ocean  Charterer  include  profit  sharing 
arrangements whereby we earn a 33% of profits earned by the vessels above threshold levels. 

In May 2019 and March 2020, we agreed to extend the charters with Maersk on four 8,700 TEU container vessels (San Felipe, 
San Felix, San Francisca and San Fernando) and three 9,300 to 9,500 TEU Container vessels (Maersk Sarat, Maersk Skarstind 
and  Maersk  Shivling).  The  initial  periods  of  the  charters  were  extended  for  all  vessels  at  a  revised  charter  hire  rate  and  for 
extended periods ranging between approximately three to four years, with additional optional periods at the charterer's option. 
As part of the charter agreement, we agreed to finance the scrubbers to be installed on these vessels and receive a share of the 
cost savings achieved by the charterer on fuel price from using the scrubbers. Also in November 2022, we took delivery of a 
4,900 CEU car carrier, Arabian Sea, in combination with a six-year charter to Eukor which included similar share of the fuel 
savings in the charter agreement.

Vessel and Rig Management and Operating Expenses

Our  vessel-owning  subsidiaries  with  vessels  on  charter  to  Golden  Ocean  Charterer  have  entered  into  fixed  rate  management 
agreements with Golden Ocean Management, a wholly-owned subsidiary of Golden Ocean, under which they are responsible 
for all technical management of the vessels. These subsidiaries each paid Golden Ocean Management a fixed fee of $7,000 per 
day per vessel, for all technical management of the vessels.

In  addition  to  the  eight  vessels  on  charter  to  Golden  Ocean  Charterer,  we  also  have  22  container  vessels,  three  car  carriers, 
seven  Suezmax  tankers  and  six  product  tankers  employed  on  time  charters,  and  one  Suezmax  tanker,  two  chemical  tankers, 
seven dry bulk carriers and one container vessel employed in the spot or short term time charter market. We have outsourced 
the  technical  management  for  these  vessels  and  we  pay  operating  expenses  for  the  vessels  as  they  are  incurred.  Operating 
expenses include mainly crew costs, repairs and maintenance, spares and supplies, insurance, management fees and drydocking. 
The remaining vessels we own that have charters attached to them are employed on bareboat charters, where the charterer pays 
all operating expenses, including maintenance, drydocking and insurance.

In  addition,  we  have  engaged  Odfjell  for  the  operational  management  of  our  two  drilling  rigs,  Linus  and  Hercules.  We  pay 
Odfjell a management fee and provide funding for the rig's running costs as they are incurred.

Vessel and Rig Impairments

The vessels and rigs held and used by us are reviewed for impairment on a quarterly basis and whenever events or changes in 
circumstances indicate that the carrying amount of an asset may not be recoverable, an impairment charge is recognized if the 
estimate of future undiscounted cash flows expected to result from the use of the vessel or rig and its eventual disposal is less 
than its carrying amount.

65

 
 
Administrative Expenses

Administrative  expenses  consist  of  general  corporate  overhead  expenses,  including  personnel  costs,  property  costs,  legal  and 
professional fees, and other administrative expenses. Personnel costs include, among other things, salaries, pension costs, fringe 
benefits, travel costs and health insurance. We have entered into administrative services agreements with Frontline Management 
and Seatankers Management Co. Ltd. (“Seatankers”), under which they provide us with certain administrative support services, 
and have agreed to reimburse them for reasonable third party costs, if any, advanced on our behalf. Some of the compensation 
paid to Frontline Management and Seatankers is based on cost sharing for the services rendered, based on actual incurred costs 
plus a margin.

Mark-to-Market Movements on derivative financial instruments

In order to hedge against fluctuations in interest rates, we have entered into interest rate swaps which effectively fix the interest 
payable on a portion of our floating rate debt. We have also entered into interest/currency swaps in order to fix both the interest 
and exchange rates applicable to the payment of interest and eventual settlement on our floating rate NOK bonds. Although the 
intention is to hold such financial instruments until maturity, US GAAP requires us to record them at market valuation in our 
financial statements. Adjustments to the mark-to-market valuation of these derivative financial instruments, which are caused 
by  variations  in  interest  and  exchange  rates,  are  reflected  in  results  of  operations  and  other  comprehensive  income. 
Accordingly, our financial results may be affected by fluctuations in interest and exchange rates.

Mark-to-Market Movements on investment in equity securities

We  hold  investments  in  shares  consisting  of  approximately  1.3  million  shares  in  NorAm  Drilling  Company  AS  (“NorAm 
Drilling”) traded in the Norwegian Over the Counter market (“OTC”). Upon the adoption of ASU 2016-01 from January 2018, 
we recognize any changes in the fair value of these equity investments in the statement of operations.

Interest Expenses

Other than the interest expense associated with our senior unsecured convertible bonds, and our senior unsecured NOK bonds, 
the amount of our interest expense will be dependent on our overall borrowing levels and may significantly increase when we 
acquire vessels or on the delivery of newbuildings. Interest incurred during the construction of a newbuilding is capitalized in 
the cost of the newbuilding. Interest expense may also change with prevailing interest rates, although the effect of these changes 
may be reduced by interest rate swaps or other derivative instruments that we enter into. 

Equity in earnings of associated companies

In the year ended December 31, 2022 we earned income from our 49.9% investment in River Box Holding Inc. (“River Box”), 
which have been accounted for using the equity method from December 31, 2020. For the year ended December 31, 2021, we 
also  earned  income  from  Seadrill  through  one  wholly-owned  subsidiary  (2020:  three  wholly-owned  subsidiaries)  which  was 
initially accounted for using the equity method, that lease the drilling unit to a subsidiary of Seadrill. Following approval of the 
amendments to the charter and debt agreements, SFL Hercules Ltd. (“SFL Hercules”) was no longer deemed to be a variable 
interest entity and became consolidated by the Company in August 2021. SFL Linus Ltd. (“SFL Linus”) and SFL Deepwater 
Ltd. (“SFL Deepwater”) were also consolidated by the Company from October 2020.

The total income from associated companies accounted for 3.6% of our net income in the year ended December 31, 2022 (2021: 
6.8% of net income, 2020: 7.2% of net loss). 

Critical Accounting Policies and Estimates

The preparation of our consolidated financial statements in accordance with US GAAP requires management to make estimates 
and assumptions affecting the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the 
date of our financial statements, and the reported amounts of revenues and expenses during the reporting period. The following 
is  a  discussion  of  the  accounting  policies  we  apply  that  are  considered  to  involve  a  higher  degree  of  judgment  in  their 
application. For details of all our material accounting policies, see Note 2 to our consolidated financial statements. 

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Revenue Recognition

We generate our revenues from the charter hire of our vessels and offshore related assets, and freight billings. Revenues are 
generated from time charter hire, bareboat charter hire, direct financing lease interest income, sales-type lease interest income, 
leaseback assets interest income, direct financing lease service revenues, profit sharing arrangements, voyage charters and other 
freight billings. 

In a time charter voyage, the vessel is hired by the charterer for a specified period of time in exchange for consideration which 
is  based  on  a  daily  hire  rate.  Generally,  the  charterer  has  the  discretion  over  the  ports  called  on,  shipping  routes  and  vessel 
speed. The contract/charter party generally provides typical warranties regarding the speed and performance of the vessel. The 
charter party generally has some owner protective restrictions such that the vessel is sent only to safe ports by the charterer and 
carries only lawful or non-hazardous cargo. In a time charter contract, we are responsible for all the costs incurred for running 
the vessel such as crew costs, vessel insurance, repairs and maintenance and lubrication oils ("lubes") and other costs relevant to 
operating the vessel. The charterer bears the voyage related costs such as bunker expenses, port charges, canal tolls during the 
hire period. The performance obligations in a time charter contract are satisfied over the term of the contract beginning when 
the vessel is delivered to the charterer until it is redelivered back to us. The charterer generally pays the charter hire in advance 
of the upcoming contract period. The time charter contracts are either operating or direct financing or sales-type leases. Where 
time  charters  and  bareboat  charters  are  considered  operating  leases  revenues  are  recorded  over  the  term  of  the  charter  as  a 
service is provided. When a time charter contract is linked to an index, we recognize revenue for the applicable period based on 
the actual index for that period.

Rental  payments  from  direct  financing  and  sales-type  leases  and  leaseback  assets  are  allocated  between  service  revenues,  if 
applicable, interest income and capital repayments. The amount allocated to lease service revenue is based on the estimated fair 
value, at the time of entering the lease agreement, of the services provided which consist of ship management and operating 
services.

In a voyage charter contract, the charterer hires the vessel to transport a specific agreed-upon cargo for a single voyage. The 
consideration in such a contract is determined on the basis of a freight rate per metric ton of cargo carried or occasionally on a 
lump  sum  basis.  The  charterer  is  responsible  for  any  short  loading  of  cargo  or  "dead"  freight.  The  voyage  charter  party 
generally has standard payment terms with freight paid on completion of discharge. The voyage charter party generally has a 
"demurrage" clause. As per this clause, the charterer reimburses us for any potential delays exceeding the allowed laytime as 
per the charter party clause at the ports visited, which is recorded as voyage revenue. Estimates and judgments are required in 
ascertaining the most likely outcome of a particular voyage and actual outcomes may differ from estimates. Such estimate is 
reviewed and updated over the term of the voyage charter contract. In a voyage charter contract, the performance obligations 
begin to be satisfied once the vessel begins loading the cargo.

We  have  determined  that  our  voyage  charter  contracts  consist  of  a  single  performance  obligation  of  transporting  the  cargo 
within a specified time period. Therefore, the performance obligation is met evenly as the voyage progresses, and the revenue is 
recognized  on  a  straight-line  basis  over  the  voyage  days  from  the  commencement  of  loading  to  completion  of  discharge. 
Contract assets with regards to voyage revenues are reported as "Voyages in progress" as the performance obligation is satisfied 
over time. Voyage revenues typically become billable and due for payment on completion of the voyage and discharge of the 
cargo, at which point the receivable is recognized as "Trade accounts receivable, net".

In  a  voyage  contract,  we  bear  all  voyage  related  costs  such  as  fuel  costs,  port  charges  and  canal  tolls.  To  recognize  costs 
incurred to fulfill a contract as an asset, the following criteria shall be met: (i) the costs relate directly to the contract, (ii) the 
costs generate or enhance resources of the entity that will be used in satisfying performance obligations in the future and (iii) 
the  costs  are  expected  to  be  recovered.  The  costs  incurred  during  the  period  prior  to  commencement  of  loading  the  cargo, 
primarily bunkers, are deferred as they represent setup costs and recorded as a current asset and are subsequently amortized on a 
straight-line  basis  as  we  satisfy  the  performance  obligations  under  the  contract.  Costs  incurred  to  obtain  a  contract,  such  as 
commissions, are also deferred and expensed over the same period.

For  our  vessels  operating  under  revenue  sharing  agreements,  or  in  pools,  revenues  and  voyage  expenses  are  pooled  and 
allocated to each pool’s participants in accordance with an agreed-upon formula. Revenues generated through revenue sharing 
agreements are presented gross when we are considered the principal under the charter parties with the net income allocated 
under the revenue sharing agreement presented as within voyage charter income. For revenue sharing agreements that meet the 
definition of a lease, we account for such contracts as variable rate operating leases and recognize revenue for the applicable 
period based on the actual net revenue distributed by the pool.

67

The activities that primarily drive the revenue earned from our drilling contract primarily includes providing a drilling rig and 
the crew and supplies necessary to operate the rig, but may also in the future include mobilizing and demobilizing the rig to and 
from the drill site and performing rig preparation activities and/or modifications required for the contract with a customer. We 
account for these integrated services as a single performance obligation that is (i) satisfied over time and (ii) comprised of a 
series of distinct time increments of service.

We recognize drilling contract revenues for activities that correspond to a distinct time increment of service within the contract 
term in the period when the services are performed. We recognize consideration for activities that are (i) not distinct within the 
context of our contracts and (ii) do not correspond to a distinct time increment of service, ratably over the estimated contract 
term. We determine the total transaction price for each individual contract by estimating both fixed and variable consideration 
expected to be earned over the term of the contract. The amount estimated for variable consideration may be constrained and is 
only included in the transaction price to the extent that it is probable that a significant reversal of previously recognized revenue 
will  not  occur  throughout  the  term  of  the  contract.  When  determining  if  variable  consideration  should  be  constrained,  we 
consider  whether  there  are  factors  outside  of  our  control  that  could  result  in  a  significant  reversal  of  revenue  as  well  as  the 
likelihood and magnitude of a potential reversal of revenue. We reassess these estimates each reporting period as required. 

Consideration  received  for  drilling  contracts  mainly  comprises  of  dayrate  drilling  revenue  which  provide  for  payment  on  a 
dayrate basis, with higher rates for periods when the drilling unit is operating and lower rates or zero rates for periods when 
drilling operations are interrupted or restricted. The dayrate invoices billed to the customer are typically determined based on 
the varying rates applicable to the specific activities performed on an hourly basis. Such dayrate consideration is allocated to the 
distinct hourly incremental service it relates to. Revenue is recognized in line with the contractual rate billed for the services 
provided for any given hour.

Any  contingent  elements  of  rental  income,  such  as  profit  share,  fuel  savings  payments  or  interest  rate  adjustments,  are 
recognized when the contingent conditions have materialized. 

We had a profit sharing arrangement related to the VLCCs on charter to Frontline Shipping, whereby we were entitled to profit 
sharing of 50% of their earnings on a time charter equivalent basis from their use of our fleet above average threshold charter 
rates calculated on a quarterly basis. For each profit sharing period, the threshold was calculated as the number of days in the 
period multiplied by the daily threshold TCE rates for the applicable vessels. The 50% profit sharing agreement with Frontline 
Shipping was payable on a quarterly basis. During the year ended December 31, 2022, we sold the last two VLCCs on charter 
to Frontline Shipping. 

In 2015, we acquired eight Capesize dry bulk carriers from subsidiaries of Golden Ocean and immediately upon delivery each 
vessel commenced a 10-year time charter to the Golden Ocean Charterer. The terms of the charters provide that we will receive 
a  profit  sharing  rate  of  33%  of  their  earnings  above  average  threshold  charter  rates,  calculated  quarterly  on  a  time  charter 
equivalent basis.

During 2019 and 2020, the charter agreements relating to seven containerships chartered to Maersk on a time charter basis were 
amended after we agreed to install scrubbers on the vessels. The installation of scrubbers was completed in 2020 and 2021. As 
part of the charter agreements, we receive a share of the fuel savings, dependent on the price difference between IMO compliant 
fuel and IMO non-compliant fuel that is subsequently made compliant by the scrubbers. As of 2022, scrubber savings revenue 
is also earned from one car carrier chartered to Eukor and has a profit share mechanism between the owners and the charterer. 
As part of the charter agreement, we are entitled to a share of the difference between the prices paid and the Platts bunker prices 
at the time and place of bunkering. Amounts receivable under these arrangements are accrued on the basis of amounts earned at 
the reporting date.

Vessels, rigs and equipment (including operating lease assets)

Vessels,  rigs  and  equipment  are  recorded  at  historical  cost  less  accumulated  depreciation  and,  if  appropriate,  impairment 
charges.  The  cost  of  these  assets  less  estimated  residual  value  is  depreciated  on  a  straight-line  basis  over  the  estimated 
remaining economic useful life of the asset. The estimated economic useful life of our offshore assets, including drilling rigs 
and drillships, is 30 years and for all other vessels it is 25 years.

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Where an asset is subject to an operating lease that includes fixed price purchase options, the projected net book value of the 
asset is compared to the option price at the various option dates. If any option price is less than the projected net book value at 
an option date, the initial depreciation schedule is amended so that the carrying value of the asset is written down on a straight 
line  basis  to  the  option  price  at  the  option  date.  If  the  option  is  not  exercised,  this  process  is  repeated  so  as  to  amortize  the 
remaining carrying value, on a straight line basis, to the estimated recycling value or the option price at the next option date, as 
appropriate.

This accounting policy for fixed assets has the effect that if an option is exercised there will be either a) no gain or loss on the 
sale of the asset or b) in the event that the option is exercised at a price in excess of the net book value at the option date, a gain 
will be reported in the statement of operations at the date of delivery to the new owners, under the heading "gain on sale of 
assets".

We capitalize and depreciate the costs of significant replacements, renewals and upgrades to its vessels over the shorter of the 
vessel’s remaining useful life or the life of the renewal or upgrade. The amount capitalized is based on management’s judgment 
as  to  expenditures  that  extend  a  vessel’s  useful  life  or  increase  the  operational  efficiency  of  a  vessel.  Costs  that  are  not 
capitalized are recorded as a component of direct vessel operating expenses during the period incurred. Expenses for routine 
maintenance  and  repairs  are  expensed  as  incurred.  Advances  paid  in  respect  of  vessel  upgrades  in  relation  to  Exhaust  Gas 
Cleaning  Systems  ("EGCS")  and  Ballast  water  treatment  systems  ("BWTS")  are  included  within  "Capital  improvements, 
newbuildings  and  vessel  purchase  deposits",  until  such  time  as  the  equipment  is  installed  on  a  vessel,  at  which  point  it  is 
transferred to "Vessels, rigs and equipment, net".

If the estimated economic useful life or estimated residual value of a particular vessel is incorrect, or circumstances change and 
the estimated economic useful life and/or residual value have to be revised, an impairment loss could result in future periods. 
We monitor the carrying values of our vessels, including direct financing lease assets, and revise the estimated useful lives and 
residual values of any vessels where appropriate, particularly when new regulations are implemented.

Vessels and Equipment under Finance lease

We  charter-in  certain  vessels  and  equipment  under  leasing  agreements.  Leases  of  vessels  and  equipment,  where  we  have 
substantially all the risks and rewards of ownership, are classified as "vessels under finance lease", with corresponding finance 
lease liabilities recorded.

We capitalize and depreciate the costs of significant replacements, renewals and upgrades to its vessels over the shorter of the 
vessel’s remaining useful life or the life of the renewal or upgrade. The amount capitalized is based on management’s judgment 
as  to  expenditures  that  extend  a  vessel’s  useful  life  or  increase  the  operational  efficiency  of  a  vessel.  Costs  that  are  not 
capitalized are recorded as a component of direct vessel operating expenses during the period incurred. Expenses for routine 
maintenance and repairs are expensed as incurred. Advances paid in respect of vessel upgrades in relation to EGCS and BWTS 
are  included  within  "Capital  improvements,  newbuildings  and  vessel  purchase  deposits",  until  such  time  as  the  equipment  is 
installed on a vessel, at which point it is transferred to "Vessels under finance lease, net".

Depreciation of vessels and equipment under finance lease is included within "Depreciation" in the consolidated statement of 
operations.  Vessels  and  equipment  under  finance  lease  are  depreciated  on  a  straight-line  basis  over  the  vessels'  remaining 
economic useful lives or on a straight-line basis over the term of the lease. The method applied is determined by the criteria by 
which the lease has been assessed to be a finance lease.

Investment in Sales-Type and Direct Financing Leases 

Leases  (charters)  of  our  vessels  where  we  are  the  lessor  are  classified  as  either  direct  financing,  sales-type  leases,  operating 
leases, or leaseback assets based on an assessment of the terms of the lease. For charters classified as direct financing leases, the 
minimum lease payments (reduced in the case of time chartered vessels by projected vessel operating costs) plus the estimated 
residual value of the vessel are recorded as the gross investment in the direct financing lease.

69

For  direct  financing  leases,  the  difference  between  the  gross  investment  in  the  lease  and  the  carrying  value  of  the  vessel  is 
recorded as unearned lease interest income. The net investment in the lease consists of the gross investment less the unearned 
income.  Over  the  period  of  the  lease  each  charter  payment  received,  net  of  vessel  operating  costs  if  applicable,  is  allocated 
between "lease interest income" and "repayment of investment in lease" in such a way as to produce a constant percentage rate 
of return on the balance of the net investment in the direct financing lease. Thus, as the balance of the net investment in each 
direct financing lease decreases, a lower proportion of each lease payment received is allocated to lease interest income and a 
greater proportion is allocated to lease repayment. For direct financing leases relating to time chartered vessels, the portion of 
each  time  charter  payment  received  that  relates  to  vessel  operating  costs  is  classified  as  "service  revenue  -  direct  financing 
leases".

For sales-type leases, the difference between the gross investment in the lease and the present value of its components, i.e. the 
minimum  lease  payments  and  the  estimated  residual  value,  is  recorded  as  unearned  lease  interest  income.  The  discount  rate 
used  in  determining  the  present  values  is  the  interest  rate  implicit  in  the  lease.  The  present  value  of  the  minimum  lease 
payments, computed using the interest rate implicit in the lease, is recorded as the sales price, from which the carrying value of 
the vessel at the commencement of the lease is deducted in order to determine the profit or loss on sale. As is the case for direct 
financing  leases,  the  unearned  lease  interest  income  is  amortized  to  income  over  the  period  of  the  lease  so  as  to  produce  a 
constant periodic rate of return on the net investment in the lease. 

The  difference  between  the  fair  value  of  the  leased  asset  and  the  costs  results  in  a  selling  profit  or  loss.  A  selling  profit  is 
recognized  at  lease  commencement  for  sales-type  leases  and  over  the  lease  term  for  direct  financing  leases.  Selling  loss  is 
recognized at lease commencement for both sales-type and direct financing leases. The fair value is considered to be the cost of 
acquiring the vessel unless a significant period has elapsed between the acquisition of the vessel and the commencement of the 
lease. 

We estimate the unguaranteed residual value of our direct financing lease assets at the end of the lease period by calculating 
depreciation in accordance with our accounting policies over the estimated useful life of the asset. Residual values are reviewed 
at least annually to ensure that original estimates remain appropriate.

There  is  a  degree  of  uncertainty  involved  in  the  estimation  of  the  unguaranteed  residual  values  of  assets  leased  under  both 
operating and direct financing or sales-type leases. Global effects of supply and demand for oil and other cargoes, and changes 
in international government regulations cause volatility in the spot market for second-hand vessels. Where assets are held until 
the end of their useful lives the unguaranteed residual value (i.e. recycling value) will fluctuate with the price of steel and any 
changes in laws related to the ship recycling process, commonly known as ship breaking.

Classification of a lease involves the use of estimates or assumptions about fair values of leased vessels and expected future 
values of vessels. We generally base our estimates of fair value on independent broker valuations of each of our vessels. Our 
estimates  of  expected  future  values  of  vessels  are  based  on  current  fair  values  amortized  in  accordance  with  our  standard 
depreciation policy for owned vessels.

If the terms of an existing lease are agreed to be amended, the modification is evaluated to consider if it is a contract which 
occurs  when  the  modification  grants  the  lessee  an  additional  right-of-use  not  included  in  the  original  lease  and  the  lease 
payments increase commensurate with the standalone price for the additional right of use, adjusted for the circumstances of the 
particular contract. If both conditions are met, the amendments are treated as a separate lease. If the conditions are not met, the 
lease is re-evaluated under ASC 842 as a new lease with the new terms. 

Leaseback assets

Any vessels purchased and leased back to the same party are evaluated under sale and leaseback accounting guidance contained 
in ASC 842 to determine whether it is appropriate to account for the transaction as a purchase of an asset. If control is deemed 
not to have passed to us as purchaser, due for example to the lessee having purchase options, the transaction is accounted for 
under ASC 310 where the purchase price paid is accounted for as loan receivable and described as a "leaseback asset". Interest 
income  is  recognized  on  the  aggregate  loan  receivable  based  on  the  imputed  interest  rate  and  the  part  of  the  rental  income 
received is allocated as a reduction of the vessel loan balance.

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Finance lease liability and Lease debt financing 

Similar to the leaseback assets above, any vessels sold and leased back from the same party are also evaluated under sale and 
leaseback accounting guidance contained in ASC 842 to determine whether it is appropriate to account for the transaction as a 
sale of an asset. If control is deemed not to have passed to the buyer, it is deemed as "a failed sale and leaseback transaction" 
and  we  account  for  the  transaction  as  a  financing  arrangement  and  describes  this  as  "lease  debt  financing".  We  do  not 
derecognize the underlying vessel and continue to depreciate the asset. The sales proceeds received from the buyer-lessor are 
recorded as a financial liability. Charter hires paid by us to the buyer-lessor are allocated between interest expense and principal 
repayment of the financial liability.

Furthermore,  we  charter-in  seven  container  vessels  through  sale  and  leaseback  financing  arrangements,  under  previously 
adopted ASC 840, with corresponding lease assets classified as "vessels under finance lease". Leases of vessels and equipment, 
where  we  have  substantially  all  the  risks  and  rewards  of  ownership,  are  classified  as  finance  lease  liabilities.  Each  lease 
payment  is  allocated  between  reduction  in  liability  and  finance  charges  to  achieve  a  constant  rate  on  the  capital  balance 
outstanding.  The  interest  element  of  the  capital  cost  is  charged  to  the  Consolidated  Statements  of  Operations  over  the  lease 
period. 

Fixed Price Purchase Options

Where an asset is subject to an operating lease that includes fixed price purchase options, the projected net book value of the 
asset is compared to the option price at the various option dates. If any option price is less than the projected net book value at 
an option date, the initial depreciation schedule is amended so that the carrying value of the asset is written down on a straight 
line  basis  to  the  option  price  at  the  option  date.  If  the  option  is  not  exercised,  this  process  is  repeated  so  as  to  amortize  the 
remaining carrying value, on a straight line basis, to the estimated recycling value or the option price at the next option date, as 
appropriate.

Similarly,  where  a  sales-type  lease,  direct  financing  or  leaseback  asset  charter  arrangement  containing  fixed  price  purchase 
options,  the  projected  carrying  value  of  the  net  investment  in  the  lease  is  compared  to  the  option  price  at  the  various  option 
dates.  If  any  option  price  is  less  than  the  projected  net  investment  in  the  lease  at  an  option  date,  the  rate  of  amortization  of 
unearned lease interest income is adjusted to reduce the net investment in the lease to the option price at the option date. If the 
option  is  not  exercised,  this  process  is  repeated  so  as  to  reduce  the  net  investment  in  the  lease  to  the  un-guaranteed  residual 
value or the option price at the next option date, as appropriate.

Thus, for operating assets and direct financing and sales-type lease assets or leaseback asset, if an option is exercised there will 
either be (a) no gain or loss on the exercise of the option or (b) in the event that an option is exercised at a price in excess of the 
net book value of the asset or the net investment in the lease, as appropriate, at the option date, a gain will be reported in the 
statement of operations at the date of delivery to the new owners.

Drydocking provisions for vessels

Normal  vessel  repair  and  maintenance  costs  are  charged  to  expense  when  incurred.  The  Company  recognizes  the  cost  of  a 
drydocking at the time the drydocking takes place, that is, it applies the "expense as incurred" method.

Rig periodic surveys

Costs related to periodic overhauls of drilling units are capitalized and amortized over the anticipated period between overhauls, 
which is generally five years. Related costs are primarily yard costs and the cost of employees directly involved in the work. 
We include amortization costs for periodic overhauls in depreciation expense. Costs for other repair and maintenance activities 
are included in rig operating expenses and are expensed as incurred.

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Impairment of Long-Lived Assets

The vessels and rigs held and used by us are reviewed for impairment on a quarterly basis and whenever events or changes in 
circumstances indicate that the carrying amount of an asset may not be recoverable. An impairment charge would be recognized 
if the estimate of future undiscounted cash flows expected to result from the use of the vessel or rig and its eventual disposal is 
less than its carrying amount. When testing for impairment, we consider daily rates currently in effect for existing charters, the 
possibility of any medium or long-term charter arrangements being terminated early and, using historical trends, estimated daily 
rates  for  each  vessel  or  rig  for  its  remaining  useful  life  not  covered  by  existing  charters.  In  assessing  the  recoverability  of 
carrying amounts, we must make assumptions regarding estimated future cash flows. These assumptions include assumptions 
about spot market rates, operating costs and the estimated economic useful life of these assets. In making these assumptions we 
refer  to  five-year  and  ten-year  historical  trends  and  performance,  as  well  as  any  known  future  factors.  Factors  we  consider 
important which could affect recoverability and trigger impairment include significant underperformance relative to expected 
operating  results,  new  regulations  that  change  the  estimated  useful  economic  lives  of  our  vessels  and  rigs,  and  significant 
negative industry or economic trends.

In 2020, reviews of the carrying value of long-lived assets indicated that seven Handysize bulk carriers and one drilling unit 
were impaired, and charges were taken against these assets. In 2021, reviews of the carrying value of long-lived assets indicated 
that one drilling unit was impaired, and charges were taken against the asset. No impairment was recognized in 2022.

Vessel Market Values

As  we  obtain  information  from  various  industry  and  other  sources,  our  estimates  of  vessel  market  values  are  inherently 
uncertain. In addition, charter-free market values are highly volatile and any estimate of market value may not be indicative of 
the current or future basic market value of our vessels or prices that we could achieve if we were to sell them. Moreover, we are 
not holding our vessels for sale, except as otherwise noted in this report, and most of our vessels are currently employed under 
long-term  charters  or  leases  or  other  arrangements.  There  is  not  a  ready  liquid  market  for  vessels  that  are  subject  to  such 
arrangements.

During  the  past  few  years,  the  charter-free  market  values  of  vessels  have  experienced  particular  volatility,  with  substantial 
declines in many vessel classes. As a result, the charter-free market values of many of our vessels have declined below those 
vessels' carrying value. However, we would not impair those vessels' carrying value under our accounting impairment policy, if 
we expect future cash flows receivable from the vessels over their remaining useful lives, including existing charters, to exceed 
the carrying values of such vessels.

As  of  December  31,  2022,  we  owned  61  vessels  and  two  rigs.  The  aggregate  carrying  value  of  these  63  assets  as  of 
December 31, 2022, was $2.8 billion, as summarized in the table below. The table is presented in the context of the markets in 
which  the  vessels  operate,  with  crude  oil  tankers,  oil  product  tankers  and  chemical  tankers  grouped  together  under  "Tanker 
vessels",  container  vessels  and  car  carriers  grouped  together  under  "Liners"  and  jack-up  drilling  rigs  and  ultra-deepwater 
drilling units grouped together under "Offshore units". 

Tanker vessels (1)

Dry bulk carriers (2)

Liners (3)

Offshore units (4)

Number of
owned vessels

Aggregate carrying value at 
December 31, 2022
($ millions)

18 

15 

28 

2 

63 

770 

303 

1,124 

569 

2,766 

(1) Includes two vessels with an aggregate carrying value of $27.4 million, which we believe exceeds their aggregate charter-
free market value by approximately $2.4 million and 16 vessels with a carrying value of $742.3 million which we believe is 
approximately $241.4 million less than their charter-free market value.

(2) Includes  seven  vessels  with  an  aggregate  carrying  value  of  $141.0  million,  which  we  believe  exceeds  their  aggregate 
charter-free market value by approximately $30.5 million and eight vessels with a carrying value of $162.1 million which 
we believe is approximately $28.4 million less than their charter-free market value.

72

 
 
 
 
 
 
 
 
 
 
 
(3) Includes two vessels with an aggregate carrying value of $95.4 million which we believe exceeds their aggregate charter-
free  market  value  by  approximately  $16.9  million  and  26  vessels  with  an  aggregate  carrying  value  of  $1,028.3  million, 
which we believe is approximately $328.0 million less than their charter-free market value.

(4) Includes one jack-up drilling rig with an aggregate carrying value of $327.9 million which we believe exceeds its aggregate 
charter-free market value by approximately $21.6 million and one ultra-deepwater drilling unit with an aggregate carrying 
value of $241.1 million, which we believe is approximately $111.4 million less than its charter-free market value.

The above aggregate carrying value of $2.8 billion as of December 31, 2022 is made up of (a) $119.0 million investments in 
direct finance leases (excluding the chartered-in container vessels, MSC Anna, MSC Viviana, MSC Erica and MSC Reef, in our 
associated  companies),  and  (b)  $2,646.4  million  vessels,  rigs  and  equipment  (excluding  seven  container  vessels  included  in 
vessels under finance lease).

Convertible Bonds

Through  December  31,  2021,  the  Company  separately  accounted  for  the  liability  and  equity  components  of  the  Convertible 
Notes at issuance. The debt issuance costs related to the issuance of the Convertible Notes were also previously allocated to the 
liability and equity components based on their relative values. With the adoption of ASU 2020-06, on January 1, 2022, amounts 
for  convertible  notes,  including  debt  issuance  costs,  that  were  previously  classified  within  equity  are  now  reclassified  to  the 
liability  component,  net  of  any  remaining  unamortized  amounts.  Debt  issuance  costs  are  amortized  to  interest  expense,  on  a 
straight-line basis, over the term of the relevant convertible notes. 

Mark-to-Market Valuation of Financial Instruments

We enter into interest rate and currency swap transactions, total return bond swaps and total return equity swaps. As required by 
ASC  Topic  815  "Derivatives  and  Hedging",  the  mark-to-market  valuations  of  these  transactions  are  recognized  as  assets  or 
liabilities,  with  changes  in  their  fair  value  recognized  in  the  consolidated  statements  of  operations  or,  in  the  case  of  swaps 
designated  as  hedges  to  underlying  loans,  in  other  comprehensive  income.  To  determine  the  market  valuation  of  these 
instruments, we use a variety of assumptions that are based on market conditions and risks existing at each balance sheet date. 
All methods of assessing fair value result in a general approximation of value, and such value may never actually be realized.

Variable Interest Entities 

A variable interest entity is defined in ASC Topic 810 "Consolidation" ("ASC 810") as a legal entity where either (a) the total 
equity at risk is not sufficient to permit the entity to finance its activities without additional subordinated support; (b) equity 
interest  holders  as  a  group  lack  either  i)  the  power  to  direct  the  activities  of  the  entity  that  most  significantly  impact  on  its 
economic success, ii) the obligation to absorb the expected losses of the entity, or iii) the right to receive the expected residual 
returns of the entity; or (c) the voting rights of some investors in the entity are not proportional to their economic interests and 
the activities of the entity involve or are conducted on behalf of an investor with a disproportionately small voting interest.

ASC 810 requires a variable interest entity to be consolidated by its primary beneficiary, being the interest holder, if any, which 
has  both  (1)  the  power  to  direct  the  activities  of  the  entity  which  most  significantly  impact  on  the  entity's  economic 
performance, and (2) the right to receive benefits or the obligation to absorb losses from the entity which could potentially be 
significant to the entity.

In applying the provisions of ASC 810, we must make assessments in respect of, but not limited to, the sufficiency of the equity 
investment  in  the  underlying  entity  and  the  extent  to  which  interest  holders  have  the  power  to  direct  activities.  These 
assessments include assumptions about future revenues and operating costs, fair values of assets, and estimated economic useful 
lives of assets of the underlying entity.

Allowance for expected credit losses

The balances recorded in respect of Trade receivables, Other receivables, Related party receivables, Other long term assets and 
Investments in sales-type leases, direct financing leases and leaseback assets reflect the risk that our customers may fail to meet 
their payment obligations and the risk that the underlying asset value of the vessels and rigs could be less than the unguaranteed 
residual value.

73

The  Company  estimates  the  expected  risk  of  loss  over  the  remaining  life  using  a  probability  of  default  and  net  exposure 
analysis. The probability of default is estimated based on historical cumulative default data, adjusted for current conditions of 
similarly risk-rated counterparties over the contractual term. The net exposure is estimated based on the exposure, net of the 
estimated value of the underlying vessels and rigs in the instance of Investments in sales-type leases, direct financing leases and 
leaseback assets, over the contractual term.

Current  expected  credit  loss  provisions  are  classified  as  expenses  in  the  Consolidated  Statement  of  Operations,  with  a 
corresponding  allowance  for  credit  loss  amount  reported  as  a  reduction  in  the  related  balance  sheet  amount  of  Trade 
receivables,  Other  receivables,  Related  party  receivables,  Other  long  term  assets  and  Investments  in  sales-type  leases,  direct 
financing leases and leaseback assets. Partial or full recoveries of amounts previously written off are generally recognized as a 
reduction in the provision for credit losses.

Recent accounting pronouncements

In March 2022, the Financial Accounting Standards Board ("FASB") issued ASU No. 2022-02, "Financial Instruments—Credit 
Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures" ("ASU 2022-02"). The amendments in this ASU 
eliminate the accounting guidance for troubled debt restructurings ("TDRs") by creditors in Subtopic 310-40, while enhancing 
disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial 
difficulty.  The  amendments  are  effective  for  the  Company  beginning  after  December  15,  2022.  As  of  the  year  ended 
December 31, 2022, we do not expect the changes prescribed in ASU 2022-02 to have a material impact on our consolidated 
financial  position,  results  of  operations  or  cash  flows,  however,  we  will  re-evaluate  the  amendments  based  on  the  facts  and 
circumstances of the Company at the time of implementation of the guidance.

In October 2021, the FASB issued ASU No. 2021-08, "'Business Combinations (Topic 805): Accounting for Contract Assets 
and Contract Liabilities from Contracts with Customers" ("ASU 2021-08"). This ASU requires entities to apply Topic 606 to 
recognize  and  measure  contract  assets  and  contract  liabilities  in  a  business  combination.  The  amendments  improve 
comparability  after  the  business  combination  by  providing  consistent  recognition  and  measurement  guidance  for  revenue 
contracts with customers acquired in a business combination and revenue contracts with customers not acquired in a business 
combination. The amendments are effective for the Company beginning after December 15, 2022, and are applied prospectively 
to  business  combinations  that  occur  after  the  effective  date.  We  will  evaluate  these  amendments  based  on  the  facts  and 
circumstances of any future business combinations.

In March 2020, the FASB issued ASU 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference 
Rate Reform on Financial Reporting". Accounting Standards Codification (“ASC”) 848 provided temporary optional expedients 
and  exceptions  to  the  US  GAAP  guidance  on  contract  modifications  and  hedge  accounting  to  reduce  the  financial  reporting 
burden in light of the market transition from LIBOR and other reference interest rates to alternative reference rates. Under ASC 
848,  companies  can  elect  not  to  apply  certain  modification  accounting  requirements  to  contracts  affected  by  reference  rate 
reform  if  certain  criteria  are  met.  An  entity  that  makes  this  election  would  not  be  required  to  remeasure  the  contracts  at  the 
modification  date  or  reassess  a  previous  accounting  determination.  The  amendments  of  ASC  848  apply  only  to  contracts, 
hedging  relationships  and  other  transactions  that  reference  LIBOR  or  another  reference  rate  expected  to  be  discontinued 
because of reference rate reform. 

In January 2021, the FASB issued ASU No. 2021-01 "Reference Rate Reform (Topic 848): Scope" ("ASU 2021-01"), which 
clarified  the  scope  of  Topic  848  in  relation  to  derivative  instruments  and  contract  modifications.  The  amendments  in  these 
updates are elective and are subject to meeting certain criteria, that have contracts, hedging relationships, and other transactions 
that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. 

In December 2022, the FASB issued ASU No. 2022-06 "Reference Rate Reform (Topic 848): Deferral of the Sunset Date of 
Topic 848" ("ASU 2022-06"). The amendments in this ASU extend the period of time preparers can utilize the reference rate 
reform  relief  guidance  in  Topic  848.  To  ensure  the  relief  in  Topic  848  covers  the  period  of  time  during  which  a  significant 
number of modifications may take place, the ASU defers the sunset date of Topic 848 from December 31, 2022, to December 
31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848.

The amendments in these updates are effective for all entities from March 12, 2020 through to December 31, 2022. We have 
determined that the reference rate reform will impact our floating rate debt facilities and interest rate swaps contracts. In order 
to  preserve  the  presentation  of  derivatives  consistent  with  past  presentation,  the  Company  expects  to  take  advantage  of  the 
expedients and exceptions provided by the ASUs when LIBOR is discontinued and replaced with alternative reference rates.

74

Market Overview

The Oil Tanker Market

The crude tanker freight market has experienced volatility during the last decade. According to industry sources, during 2022, 
we saw generally firm rates with average weighted tanker earnings more than four times the 2021 average. The average spot 
charter  rates  for  VLCCs  were  approximately  $23,900  per  vessel  per  day  (or  $37,300  per  day  for  scrubber  fitted  vessels)  in 
2022, a significant increase from $3,200 per day in 2021. In 2020 the average spot charter rates for VLCCs were approximately 
$53,100 per day. The tanker market has seen improved levels in oil trade patterns towards long haul routes due to impacts from 
the  Russian  invasion  of  Ukraine.  Suezmax  tanker  spot  rates  also  saw  improved  market  earnings,  with  average  spot  rates  at 
approximately $44,300 (or $52,300 per day for scrubber fitted vessels) compared to $7,300 per day for 2021. 

Overall, tonnage demand for crude tankers increased by an estimated 5.5% in 2022, compared to a decrease of 1.7% in 2021. 
On the supply side, crude oil tanker capacity increased by 5.1% in 2022, compared to a 3.2% growth in 2021. 

At  the  end  of  2022,  the  total  orderbook  for  new  VLCCs  and  Suezmax  tankers  consisted,  respectively,  of  26  vessels  and  20 
vessels, representing approximately 3% of the respective fleets. 

According to industry sources, the oil tanker market outlook remains firm with total tanker demand projected to expand by 7% 
at  a  point  with  a  historically  small  orderbook  however  with  risks  related  to  developments  in  the  global  economy  and  the 
introduction of new emission regulations.

The Dry Bulk Shipping Market

The dry bulk shipping market has experienced volatile market conditions and an experienced significant disruption during the 
COVID-19 outbreak. In 2022, according to industry sources, the dry bulk sectors experienced softer demand primarily driven 
by lower Chinese demand. During 2022 fleet capacity increased by approximately 2.8%, while tonnage demand reduced by an 
estimated 1.9%. At the start of 2023, industry sources estimated that seaborne dry bulk trade was projected to grow by 2.0% in 
tonne-miles in 2023. This is more than the projected fleet capacity growth of 1.8%. A number of risk factors may impact the 
outlook including seasonal trends, disruptions to iron ore output and underlying pressure from weak global economic conditions 
and reduced port congestion.

The average earnings during 2022 for a Capesize, a Panamax and a Supramax dry bulk carrier were $11,900 per day ($19,900 
per day for a scrubber fitted Capesize), $18,800 per day and $23,500 per day respectively.

During  the  year,  contracting  for  newbuilding  dry  bulk  carriers  decreased  to  an  estimated  23.9  million  dwt  down  from  51.6 
million  dwt  in  2021,  while  deliveries  of  new  vessels  amounted  to  approximately  30.9  million  dwt  and  recycling  removed 
approximately 4.7 million dwt. As a result, fleet capacity increased by 26.1 million dwt, equivalent to approximately 2.8% of 
the total fleet size year on year. During December 2022, the total orderbook for new dry bulk carriers was 71.5 million dwt, 
equivalent to 7% of the existing fleet.

The Freight Liner Market (Containerships and Car Carriers)

The container charter market experienced extraordinary market conditions throughout 2022 with a sharp softening during the 
second  half  of  2022  primarily  due  to  macroeconomic  headwinds,  inflation  impacts  as  well  as  easing  congestions  following 
reduced  COVID-19  restrictions.  Although  market  uncertainties  continue,  near  term  market  outlook  is  under  pressure  with 
increased supply growth and continued impacts from inflation.

In 2022, global container trade (TEU-miles) is estimated to have decreased by 5.3%, as demand side was impacted by inflation, 
macroeconomic headwinds and a shift in consumer spending.

Containership  fleet  capacity  expanded  by  a  total  of  4.0%  in  2022  compared  to  4.5%  in  2021.  During  the  year  ended 
December 31, 2022, there was a moderate pace with deliveries totaling 191 vessels of 1.0 million TEU compared to 164 vessels 
of 1.1 million TEU in 2021. Following extraordinary market conditions, there was continued high activity with 350 vessels of 
2.6 million TEU contracted in total during 2022. During the start of 2023, the orderbook stood at 912 vessels of 7.3 million 
TEU, following significant number of newbuilding orders placed during 2022.

75

The ongoing changes in environmental and regulatory requirements continue to play an important role in the sector. However 
timing and technology around fuel selection continue to pose challenges as 48% of all new container vessel orders have LNG 
dual fuel and 21% of TEU ordered have the ability to use methanol fuel.

Seaborne  car  trade  market  was  one  of  the  markets  most  significantly  impacted  by  the  COVID-19  pandemic.  Following  the 
significant COVID-19 disruptions the car carrier market has experienced very firm conditions with operators recording strong 
profits along with charter rates increasing to record high levels. Global deep sea car trade is projected to have grown by 8% in 
2022, excluding the short haul trade within Europe.

The strong demands seen in 2022 follow a fall of 21% in 2020 due to the COVID-19 pandemic. While demand remains strong 
challenges still remain due to macroeconomic trends and potential impacts from inflation.

Seaborne  car  trade  on  an  annualized  basis  was  calculated  to  have  increased  by  approximately  7%  in  2022,  excluding  the 
seaborne car trade within Europe. The increase in seaborne car trade volumes follows an increase of 12% in 2021. During the 
fourth quarter of 2022, the total fleet stood at 757 vessels which totaled 4.0 million CEU of capacity, up 0.4% from the start of 
2022.

The Offshore Drilling Market

The  offshore  drilling  market  has  experienced  significant  volatility  over  the  past  decade.  The  oil  price  (Brent  crude  spot)  has 
fluctuated between $20 in 2020 and above $100 dollars per barrel in 2022. As a result, the utilization of offshore drilling rigs 
has improved since 2020 from 78% to 90% in early 2023. 

Increased global demand for oil and gas combined with diminishing global supply as a result of natural production depletion of 
existing  oil  and  gas  fields  combined  with  underinvestment  in  new  oil  and  gas  production,  has  resulted  in  higher  oil  prices 
recently.  A  general  increase  in  capital  expenditures  by  oil  and  gas  companies  has  recently  resulted  in  more  exploration  and 
development activity increasing demand for offshore oil and gas drilling. In addition, lower supply of offshore drilling rigs as 
older rigs have been retired and demolished has improved the market outlook for these rigs.

The  above  overviews  of  the  various  sectors  in  which  we  operate  are  based  on  current  market  conditions.  However,  market 
developments cannot always be predicted and may differ from our current expectations. The overviews provided are based on 
information, data and estimates derived from industry sources available as of the date of this annual report, and there can be no 
assurances that such trends will continue or that any anticipated developments referenced in such section will materialize. This 
information, data and estimates involve a number of assumptions and limitations, are subject to risks and uncertainties, and are 
subject to change based on various factors. You are cautioned not to give undue weight to such information, data and estimates. 
We  have  not  independently  verified  any  third-party  information,  verified  that  more  recent  information  is  not  available  and 
undertake no obligation to update this information unless legally obligated.

Inflation

Some of our time chartered vessels are subject to operating and management agreements that have the charges for these services 
fixed  for  the  term  of  the  charter.  However  the  majority  are  not  fixed,  and  in  light  of  the  current  and  foreseeable  economic 
environment,  significant  global  inflationary  pressures  could  increase  the  Company's  operating,  voyage,  general  and 
administrative and financing costs. Although we attempt to manage the effects of inflation by reviewing our suppliers regularly, 
there are no assurances that the effects of inflation will not have a material adverse impact on our business, financial condition, 
results of operation and cash flows.

76

 
Results of Operations

Year ended December 31, 2022, compared with year ended December 31, 2021

Net profit for the year ended December 31, 2022, was $202.8 million compared to a net profit of $164.3 million from the year 
ended December 31, 2021.

(in thousands of $)

Total operating revenues

Gain on sale of assets

Total operating expenses

Net operating income

Interest income

Interest expense

Loss on purchase of bonds and debt extinguishment 

Other non-operating items (net)

Equity in earnings of associated companies

Net income

2022

670,393 

13,228 

408,147 

275,474 

7,973 

2021

513,396 

39,405 

309,963 

242,838 

7,450 

(117,339)   

(97,090) 

— 

33,827 

2,833 

202,768 

(727) 

7,678 

4,194 

164,343 

Net  operating  income  for  the  year  ended  December  31,  2022,  was  $275.5  million,  compared  with  net  operating  income  of 
$242.8 million for the year ended December 31, 2021. The increase was principally due to higher operating revenues in 2022 
resulting from the acquisition of new vessels. There was also higher revenue from the two drilling rigs since the ultra-deepwater 
drilling rig Hercules was consolidated for the whole of 2022, as it ceased to be accounted for as an associate since August 2021. 
The jack-up drilling rig Linus was also delivered to SFL from Seadrill in September 2022 and the rig started earning drilling 
contract revenue directly from the charterer. This increase is slightly offset by increased operating expenses in 2022 compared 
to 2021 derived from the higher number of vessels and the two rigs discussed above. In the year ended December 31, 2022, the 
gain on sale of assets was $13.2 million which arose from the sale of two crude oil tankers and one container vessel, compared 
to a gain of $39.4 million in 2021 mainly from the sale of seven Handysize dry bulk carriers. The overall net income for 2022 
compared to 2021 was a positive movement of $38.4 million mainly due to the increased operating revenues described above, 
and net gains of $33.8 million recorded in other non-operating items in 2022, compared to gains of $7.7 million in 2021. Other 
non-operating items, net for 2022 mainly relate to a net gain of $18.2 million from investments in debt and equity securities and 
a gain in fair value of non-designated derivatives of $17.1 million.

River Box was previously a wholly owned subsidiary of the Company. It holds investments in direct financing leases, through 
its subsidiaries, related to the 19,200 and 19,400 TEU containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. On 
December 31, 2020, the Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party, and has 
accounted for the remaining 49.9% ownership in River Box using the equity method. (See Note 19: Investment in Associated 
Companies).  The  net  income  of  the  River  Box  group  is  included  under  “Equity  in  earnings  of  associated  companies”  during 
2022 and 2021.

In August 2021, the wholly owned subsidiary owning the ultra-deepwater drilling rig Hercules ceased to be accounted for as an 
associate  and  became  consolidated.  The  net  income  of  this  subsidiary  is  included  under  “Equity  in  earnings  of  associated 
companies”, for the period the subsidiary was accounted for under the equity method.

77

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating revenues

(in thousands of $)

Sales-type leases, direct financing leases and leaseback assets interest income

Service revenues from direct financing leases

Profit sharing revenues

Time charter revenues

Bareboat charter revenues

Voyage charter revenues

Drilling contract revenues

Other operating income

Total operating revenues

2022

8,916 

1,746 

27,830 

475,988 

58,953 

72,362 

18,775 

5,823 

2021

19,524 

6,570 

20,704 

369,745 

30,696 

61,804 

— 

4,353 

670,393 

513,396 

Total  operating  revenues  increased  by  30.6%  in  the  year  ended  December  31,  2022,  compared  with  the  year  ended 
December 31, 2021.

Sales-type leases, direct financing leases and leaseback assets interest income

Sales-type  leases  and  direct  financing  leases  interest  income  arose  on  two  crude  oil  tankers  on  charter  to  Frontline  Shipping 
which were sold in April 2022 and 10 container vessels on charter to MSC, from which one vessel was delivered back to MSC 
in April 2022 following execution of the applicable purchase obligation in the charter contract. In addition, the Company had 
leaseback interest income from one VLCC vessel.

In general, sales-type leases, direct financing leases and leaseback assets interest income reduces over the terms of our leases. A 
greater proportion of rental payment is treated as repayment of investment in the lease or loan and progressively, as the capital 
is repaid, interest payments by the applicable lessee decreases.

The  $10.6  million  decrease  in  sales-type,  direct  financing  leases  and  leaseback  assets  interest  income  from  2021  to  2022  is 
mainly  a  result  of  the  sale  and  delivery  of  two  crude  oil  tankers  on  charter  to  Frontline  Shipping  in  April  2022  and  one 
container vessel which was delivered back to MSC in April 2022 following execution of the applicable purchase obligation in 
the charter contract. Similarly, between August 2021 and September 2021, 18 feeder container vessels were delivered back to 
MSC  following  the  exercise  of  the  applicable  purchase  options  in  their  lease  contracts.  Also,  one  drilling  rig  which  was  on 
charter to Seadrill was reclassified as an operating lease on March 9, 2021. 

Service revenues from direct financing leases

The  vessels  chartered  on  direct  financing  leases  to  Frontline  Shipping  were  leased  on  time  charter  terms,  whereby  we  were 
responsible for the management and operation of such vessels. This was managed by entering into fixed price agreements with 
Frontline Management, a subsidiary of Frontline, whereby we were paying them management fees of $9,000 per day for each 
vessel  chartered  to  Frontline  Shipping.  Accordingly,  $9,000  per  day  was  allocated  from  each  time  charter  payment  received 
from Frontline Shipping to cover lease executory costs, and this is classified as "Direct financing lease service revenue". The 
$4.8  million  reduction  in  service  revenue  from  direct  financing  leases  is  due  to  the  sale  of  the  last  two  crude  oil  tankers  on 
charter to Frontline Shipping in April 2022. 

Profit share revenues

We had a profit sharing arrangement with Frontline Shipping in relation to two crude oil tankers, whereby we were entitled to 
50% profit share above the base charter rates, calculated and paid on a quarterly basis. We earned and recognized profit sharing 
revenue under this arrangement of $0.0 million in the year ended December 31, 2022 compared with $0.3 million in 2021. The 
decrease is attributable to a less favorable tanker market in the first quarter of 2022. Also in April 2022, we sold the two crude 
oil tankers on charter to Frontline Shipping.

We have a profit sharing arrangement related to the eight dry bulk vessels on charter to a subsidiary of Golden Ocean, whereby 
we  earn  a  33%  share  of  profit  above  the  base  charter  rates,  calculated  and  paid  on  a  quarterly  basis.  In  the  year  ended 
December  31,  2022,  we  recorded  a  profit  share  revenue  of  $3.0  million  under  this  arrangement  compared  with  $9.8  million 
profit share in 2021. The decrease is attributable to less favorable rates in 2022 for the dry bulk vessels. 

78

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We recorded $24.8 million from a fuel saving arrangement relating to seven container vessels on charter to Maersk and one car 
carrier on charter to Eukor, following the installation of scrubbers (2021: $10.6 million relating to seven container vessels). The 
Company  has  an  arrangement  for  these  vessels  whereby  it  is  entitled  to  a  share  of  the  fuel  savings  dependent  on  the  price 
difference between IMO compliant fuel and IMO non-compliant fuel. 

Time charter revenues

During 2022, time charter revenues were earned by 23 container vessels, three car carriers, 15 dry bulk carriers, seven Suezmax 
tankers and six product tankers. The $106.2 million increase in time charter revenues in 2022 compared with 2021, was mainly 
the result of the acquisition of two Suezmax and two product tankers in the first quarter of 2022, two Suezmax tankers and one 
container vessel in the third quarter of 2022 and two Suezmax tankers, one container vessel and one car carrier in the fourth 
quarter of 2022. We also acquired five container vessels in the third quarter of 2021 and two product tankers and one Suezmax 
tanker in the fourth quarter of 2021.

Bareboat charter revenues

Bareboat charter revenues are earned by our vessels and rigs which are leased under operating leases on a bareboat basis. In 
2022,  this  consisted  of  two  drilling  rigs,  compared  to  two  drilling  rigs  and  two  chemical  tankers  in  2021.  The  $28.3  million 
increase in bareboat revenue in 2022 compared with 2021, was a result of the reclassification of the Linus lease from a direct 
financing  lease  to  an  operating  lease  in  March  2021.  In  addition,  in  August  2021,  the  wholly  owned  subsidiary  owning  the 
ultra-deepwater drilling rig Hercules ceased to be accounted for as an associate and became consolidated. In September 2022, 
Linus was redelivered from Seadrill to SFL and started earning drilling contract revenue and in December 2022, Hercules was 
also  redelivered  from  Seadrill  to  SFL  and  began  a  special  periodic  survey.  In  June  2021  and  November  2021,  our  chemical 
tankers completed their respective bareboat charters and were subsequently chartered in the spot market.

Voyage charter revenues

During  2022,  voyage  charter  revenues  were  earned  by  two  Suezmax  tankers,  Everbright  and  Glorycrown,  trading  in  a  pool 
together with two similar tankers owned by Frontline, two chemical tankers, one product tanker and three dry bulk carriers. The 
$10.6 million increase in voyage charter revenues in 2022 compared with 2021, was mainly due to the relative higher earnings 
of the two Suezmax tankers, due to a more favorable market for these vessels in 2022 compared with 2021. In addition, our five 
Supramax dry bulk carriers were redelivered from their long term charters and are now sometimes chartered on a voyage-by-
voyage basis. Three of these vessels had voyage revenue in 2022. Finally, both our chemical tankers completed their bareboat 
charters in June and November 2021 respectively and were subsequently chartered in the spot market. The above increase is 
slightly offset by the sale of seven Handysize dry bulk carriers in the fourth quarter of 2021, which were sometimes chartered 
on a voyage-by-voyage basis.

Drilling contract revenues

During 2022, we earned drilling contract revenues of $18.8 million from one of our rigs. In September 2022, the drilling rig 
Linus was redelivered from Seadrill to SFL. Concurrently, the drilling contract of Linus with ConocoPhillips was assigned from 
Seadrill to SFL and we started earning drilling contract revenue directly from ConocoPhillips.

Cash flows arising from sales-type leases, direct financing leases and leaseback assets

The  following  table  analyzes  our  cash  flows  from  the  sales-type  leases,  direct  financing  leases  and  leaseback  assets  with 
Frontline Shipping, Seadrill, MSC and Landbridge during 2022 and 2021, and shows how they are accounted for:

(in thousands of $)

Charter hire payments accounted for as:

Sales-type lease, direct financing lease and leaseback assets interest income

Service revenue from direct financing leases

Repayments from sales-type leases, direct financing leases and leaseback assets
Total direct financing and sales-type lease payments received

2022

2021

8,916 

1,746 

17,025 
27,687 

19,524 

6,570 

36,276 
62,370 

79

 
 
 
 
 
 
 
 
 
 
Gain on sale of assets

In 2022, there was a net gain of $13.2 million due to the disposal of two crude oil tankers on charter to Frontline Shipping and 
the  delivery  of  one  container  vessel  back  to  MSC  following  execution  of  the  applicable  purchase  obligation  in  the  charter 
contract. This gain includes $4.5 million compensation from Frontline due to early termination of the charters of the two crude 
oil tankers (See Note 9: Gain on Sale of Assets and Termination of Charters).

In 2021, a net gain of $39.4 million was recorded, arising from the disposal of 18 feeder container vessels, previously on long 
term charter to MSC, seven Handysize dry bulk carriers, previously operating in the spot market and one drilling unit (West 
Taurus), which was sold for recycling. 

Operating expenses

(in thousands of $)

Vessel operating expenses

Rig operating expenses

Depreciation

Vessel impairment charge

Administrative expenses

2022

188,402 

16,741 

187,827 

— 

15,177 

408,147 

2021

156,732 

— 

138,330 

1,927 

12,974 

309,963 

Vessel  operating  expenses  include  operating  and  occasional  voyage  expenses  for  the  container  vessels,  dry  bulk  carriers, 
product, chemical and Suezmax tankers and car carriers operated on a time charter basis and managed by related and unrelated 
parties. Vessel operating expenses also include voyage expenses from our two Suezmax tankers trading in a pool together with 
two tankers owned by Frontline, two chemical tankers operating in the spot market since June and November 2021 and certain 
dry  bulk  carriers  operating  in  the  spot  market.  In  addition,  vessel  operating  expenses  include  payments  to  Frontline 
Management  of  $9,000  per  day  for  the  two  vessel  chartered  to  Frontline  Shipping  until  their  sale  in  April  2022  and  also 
payments to Golden Ocean Management of $7,000 per day for each vessel chartered to Golden Ocean Charterer, in accordance 
with the vessel management agreements.

Vessel operating expenses increased by $31.7 million in 2022, compared with 2021. The increase was driven by the acquisition 
of new vessels in 2022 and 2021. We acquired two Suezmax and two product tankers in the first quarter of 2022, two Suezmax 
tankers and one container vessel in the third quarter of 2022 and two Suezmax tankers, one container vessel and one car carrier 
in the fourth quarter of 2022. We also acquired five container vessels in the third quarter of 2021 and two product tankers and 
one  Suezmax  tanker  in  the  fourth  quarter  of  2021.  There  was  also  an  increase  in  voyage  expenses  for  two  Suezmax  tankers 
trading in a pool together with two tankers owned by Frontline, two chemical tankers operating in the spot market since June 
and November 2021 and certain Supramax dry bulk carriers operating in the spot market, which was slightly offset by the sale 
of seven Handysize dry bulk carriers in the fourth quarter of 2021. There was also a slight increase in dry dock costs from eight 
vessels that dry docked in 2022, compared to eight vessels that had dry dock costs in 2021.

Rig operating expenses relate to the harsh environment jack-up drilling rig Linus and the ultra-deepwater drilling rig Hercules. 
In  September  2022,  Linus  was  redelivered  from  Seadrill  to  SFL  and  the  drilling  contract  of  Linus  with  ConocoPhillips  was 
assigned from Seadrill to SFL and began incurring rig operating expenses. In December 2022, Hercules was also redelivered 
from Seadrill to SFL and began incurring rig operating expenses.

Depreciation expenses relate to vessels owned by the Company or vessel leased-in under finance leases, that are not accounted 
for as investments in sales-type, direct financing and leaseback assets. The increase in depreciation of $49.5 million for 2022, 
compared to the same period in 2021, was mainly due to the acquisition of new vessels which are discussed above and also due 
to the consolidation of the two rigs during 2021.

In 2022, no impairment charge was recorded. In 2021, an impairment charge of $1.9 million was recorded on one of our rigs 
(West Taurus), which was sold for recycling in September 2021.

The  17%  increase  in  administrative  expenses  for  2022,  compared  with  2021,  is  mainly  due  to  increased  salary  costs  due  to 
increased headcount. Increases in office costs also contributed to the higher administrative expenses.

80

 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income

Total interest income increased from $7.5 million in 2021 to $8.0 million in 2022, mainly due to higher interest received on 
bank and short term deposits. This was slightly offset by a reduction in the interest income on the loans to associates. Interest 
income  from  associates  in  2022  represents  interest  receivable  on  the  outstanding  balance  of  the  loan  granted  to  the  49.9% 
owned  associate  River  Box.  In  August  2021,  the  wholly  owned  subsidiary  owning  the  ultra-deepwater  drilling  rig  Hercules 
ceased  to  be  accounted  for  as  an  associate  and  became  consolidated  and  as  a  result  interest  income  for  this  rig  is  only 
recognized up to the consolidation date. 

Interest expense

(in thousands of $)

Interest on US$ floating rate loans

Interest on NOK 700 million floating rate bonds due 2023

Interest on NOK 700 million floating rate bonds due 2024

Interest on NOK 600 million floating rate bonds due 2025

Interest on 5.75% convertible bonds due 2021

Interest on 4.875% convertible bonds due 2023

Interest on 7.25% senior unsecured sustainability-linked bonds due 2026

Interest on lease debt financing 

Swap interest

Interest on finance lease obligation

Other interest

Capitalized interest

Amortization of deferred charges

2022

50,943 

4,832 

4,688 

3,597 

— 

6,723 

10,875 

6,227 

576 

23,531 

377 

(2,239)   

7,209 

117,339 

2021

25,218 

4,235 

4,130 

3,114 

8,004 

6,728 

6,888 

1,147 

5,239 

25,848 

267 

(432) 

6,704 

97,090 

As of December 31, 2022, the Company, including its consolidated subsidiaries, had total debt principal outstanding of $2.2 
billion (2021: $1.9 billion) comprising of:

(in thousands of $)

4.875% senior unsecured convertible bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2024

NOK 600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

Lease debt financing

Borrowings secured on Frontline shares

Total Fixed Rate and Foreign Debt

U.S. dollar denominated floating rate debt due through 2029

2022

137,900 

71,243 

70,734 

60,048 

150,000 

394,555 

— 

884,480 

1,329,156 

2,213,636 

2021

137,900 

79,507 

78,939 

61,334 

150,000 

126,955 

15,639 

650,274 

1,253,481 

1,903,755 

Interest expense for 2022 was $117.3 million compared with $97.1 million for 2021. The increase in interest expense associated 
with our floating rate debt for 2022, compared to 2021, is mainly due to new loans obtained for the vessels purchased in 2022 
and the increased LIBOR rates in the period. The average three-month LIBOR was 2.39% in 2022 compared to an average of 
0.16% in 2021. Changes in interest related to the bonds are due to changes in exchange rate, new bond issuances, repayments 
and redemptions. These include the 5.75% convertible notes due 2021, which were fully repaid in 2021. The reduction in the 
interest expense from this bond was partially offset by interest expenses from the 7.25% senior unsecured sustainability-linked 
bonds  due  2026  which  the  Company  successfully  placed  in  May  2021.  The  interest  on  lease  debt  financing  in  2022  is  also 
increased comparing to 2021, due to financing arrangements in connection with the refinancing of two container vessels and 
two car carriers in 2022 and the acquisition of two container vessels in 2021.

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2022,  the  Company  and  its  consolidated  subsidiaries  were  party  to  interest  rate  swap  contracts,  which 
effectively fixed our interest rates on $0.6 billion of floating rate debt at a weighted average rate excluding margin of 2.10% per 
annum (2021: $0.7 billion of floating rate debt fixed at a weighted average rate excluding margin of 1.93% per annum). The 
slight  decrease  in  swap  interest  expense  is  due  to  changes  in  swaps  and  also  due  to  fluctuations  in  average  LIBOR  and 
Norwegian Interbank Offered Rate, or NIBOR rates.

Other interest expense in 2022 of $0.4 million (2021: $0.3 million) arose mainly from the sale and subsequent forward contract 
to repurchase shares which was accounted for as a secured borrowing. In September 2022, we terminated the forward contract 
and recorded the sale of the shares and full repayment of the outstanding debt of $15.6 million. Other interest expense in 2022 
also  includes  interest  on  a  $30.0  million  loan  facility  provided  in  connection  with  a  share  lending  agreement  in  respect  of 
8,000,000 shares of the Company. (See Note 22: Short-Term and Long-Term Debt).

The above finance lease interest expense represents the interest portion of our finance lease obligations on seven vessels under a 
sale and leaseback transaction with an Asia based financial institution. The interest expense on our finance lease obligations is 
slightly decreased in 2022, compared with 2021, due to the finance lease repayments occurred in 2022. 

Gain on purchase of bonds and debt extinguishment

During  the  year  ended  December  31,  2022,  there  were  no  such  cases.  During  the  year  ended  December  31,  2021,  we 
repurchased various amounts of its own bonds which had a face value of $69.6 million at a premium and recorded a loss of 
$0.7 million. 

Other non-operating items

(in thousands of $)

Dividend received from related parties

Gain on investments in debt and equity securities

Other financial items, net

2022

128 

18,171 

15,528 

33,827 

2021

— 

995 

6,683 

7,678 

During the year ended December 31, 2022, we received dividends of $0.1 million from NorAm Drilling. No dividend income 
was received during the year ended December 31, 2021.

The gain on investments in debt and equity securities in 2022, principally relates to gain from the sale of Frontline shares of 
$4.6 million, gain of $2.7 million from the redemption of NT Rig Holdco Liquidity Bonds 7.5%, gain of $2.0 million from the 
redemption of NT Rig Holdco Liquidity Bonds 12% and gain of $0.5 million from the redemption of NorAm Drilling bonds. 
The  gain  on  investments  in  debt  and  equity  securities  in  2022  also  includes  a  mark  to  market  gain  of  $5.8  million  from  the 
NorAm Drilling shares and $2.6 million from the shares held in Frontline, until their sale in the third quarter of 2022. The gain 
on  investments  in  debt  and  equity  securities  in  2021,  principally  relates  to  a  mark  to  market  gain  of  $1.2  million  on  the 
Frontline  shares  held  as  of  December  31,  2021,  a  realized  gain  of  $0.7  million  recognized  on  the  sale  of  approximately  4.0 
million shares in ADS Maritime Holding plc (“ADS Maritime Holding”) and an impairment loss of $0.8 million, which was 
recorded against the NT Rig Holdco 7.5% bonds. (See Note 12: Investments in Debt and Equity Securities).

Other financial items, net have increased by $8.8 million in 2022 compared to 2021. The 2022 amount mainly includes a gain 
of  $17.1  million  (2021:  gain  of  $11.6  million)  in  the  fair  value  of  non-designated  derivatives,  a  net  cash  expense  on  non-
designated derivatives of $0.3 million (2021: $6.7 million) and a net loss of $1.8 million arising from the revaluation of foreign 
currency bank accounts, marketable securities, payables and receivable balances and other items (2021: gain of $1.1 million). 
(See Note 11: Other Financial Items, Net). 

As reported above, certain assets were accounted for under the equity method in 2022 and 2021. Their non-operating expenses, 
including net interest expenses, are not included above, but are reflected in “equity in earnings of associated companies” - see 
below.

82

 
 
 
 
 
 
 
 
 
Equity in earnings of associated companies

In  2022  and  2021,  we  had  certain  investments  accounted  for  using  the  equity  method,  as  discussed  in  the  Consolidated 
Financial Statements included herein (Note 19: Investment in Associated Companies). The total equity in earnings of associated 
companies  in  2022  was  $1.4  million  lower  than  in  2021.  In  August  2021,  SFL  Hercules  ceased  to  be  accounted  for  as  an 
associate  and  became  consolidated  by  the  Company,  following  amendments  to  the  bareboat  charter  and  loan  facility 
agreements. This was partially offset by the addition of River Box, previously a wholly owned subsidiary of the Company. On 
December 31, 2020, we sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party. During the year ended 
December 31, 2022, we accounted for the remaining 49.9% ownership in River Box using the equity method.

Results of Operations

Year ended December 31, 2021, compared with year ended December 31, 2020

Net profit for the year ended December 31, 2021, was $164.3 million compared to a net loss of $224.4 million from the year 
ended December 31, 2020.

(in thousands of $)

Total operating revenues

Gain on sale of assets

Total operating expenses

Net operating income/(loss)

Interest income

Interest expense

(Loss)/gain on purchase of bonds and debt extinguishment

Gain on sale of subsidiaries, non-operating

Other non-operating items (net)

Equity in earnings of associated companies

Net income/(loss)

2021

513,396 

39,405 

309,963 

242,838 

7,450 

2020

471,047 

2,250 

611,471 

(138,174) 

13,400 

(97,090)   

(135,442) 

(727)   

— 

7,678 

4,194 

67,533 

1,894 

(37,922) 

4,286 

164,343 

(224,425) 

Net operating income for the year ended December 31, 2021, was $242.8 million, compared with net operating loss of $138.2 
million for the year ended December 31, 2020. The increase was principally due to higher operating expenses in 2020 resulting 
from impairment losses recognized on the carrying value of our long-lived assets due to changes in expected future cash flows 
following uncertainty over future demand combined with negative implications for global trade of dry bulk commodities as a 
result of the COVID-19 outbreak and a net gain in 2021 of $39.4 million mainly from the sale of seven Handysize bulk carriers. 
The overall net income for 2021 compared with a loss of 2020 was a positive movement of $388.8 million mainly due to the 
impairments in net operating expenses in 2020, the gain on the sale of assets which was described above, and net gains of $7.7 
million recorded in other non-operating items in 2021. Other non-operating items, net for 2021 mainly relate to a net gain of 
$11.6 million from positive mark-to-market adjustments on non-designated derivatives compared with a loss of $20.4 million in 
2020.

River Box was previously a wholly owned subsidiary of the Company. It holds investments in direct financing leases, through 
its subsidiaries, related to the 19,200 and 19,400 TEU containerships, MSC Anna, MSC Viviana, MSC Erica and MSC Reef. On 
December 31, 2020, the Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party, and has 
accounted for the remaining 49.9% ownership in River Box using the equity method. (See Note 19: Investment in Associated 
Companies).  The  net  income  of  the  River  Box  group  is  included  under  “equity  in  earnings  of  associated  companies”  during 
2021.

In August 2021, a wholly owned subsidiary owning the ultra-deepwater drilling rig Hercules ceased to be accounted for as an 
associate and became consolidated. In addition, in the fourth quarter of 2020, the two wholly owned subsidiaries owning the 
drilling rigs West Taurus and Linus ceased to be accounted for as associates and became consolidated. The net income of the 
wholly-owned subsidiaries owning these assets are included under “equity in earnings of associated companies”, for the period 
these are accounted for under the equity method. In the year ended December 31, 2020, two ultra-deepwater drilling units and 
one harsh environment jack-up drilling rig were accounted for under the equity method.

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating revenues

(in thousands of $)

Sales-type leases, direct financing leases and leaseback assets interest income

Service revenues from direct financing leases

Profit sharing revenues

Time charter revenues

Bareboat charter revenues

Voyage charter revenues

Other operating income

Total operating revenues

2021

19,524 

6,570 

20,704 

2020

71,216 

6,903 

22,569 

369,745 

320,589 

30,696 

61,804 

4,353 

7,863 

37,287 

4,620 

513,396 

471,047 

Total operating revenues increased by 9.0% in the year ended December 31, 2021, compared with the year ended December 31, 
2020.

Sales-type leases, direct financing leases and leaseback assets interest income

Sales-type  leases  and  direct  financing  leases  interest  income  arises  on  our  two  crude  oil  tankers  on  charter  to  Frontline 
Shipping, 25 container vessels on charter to MSC, from which 15 vessels were delivered back to MSC between August 2021 
and  September  2021  following  a  purchase  option  exercised  by  MSC  and  one  drilling  rig  on  charter  to  Seadrill  until  its 
reclassification as operating lease on March 9, 2021. In addition, the Company has leaseback interest income from one VLCC 
and  three  feeder  container  vessels  chartered  to  MSC,  until  their  delivery  back  to  MSC  in  August  2021  following  a  purchase 
option exercised.

In general, sales-type leases, direct financing leases and leaseback assets interest income reduces over the terms of our leases. A 
greater proportion of rental payment is treated as repayment of investment in the lease or loan and progressively, as the capital 
is repaid, interest payments by the applicable lessee decreases.

The  $51.7  million  decrease  in  sales-type,  direct  financing  leases  and  leaseback  assets  interest  income  from  2020  to  2021  is 
mainly a result of the sale and delivery of 18 feeder container vessels to MSC in August 2021 and September 2021, following 
the exercise of the applicable purchase options in their lease contracts, the sale of four container vessels as part of the sale of 
50.1% of River Box in December 2020, the sale of one VLCC in February 2020, which was on charter to Frontline Shipping 
and  the  sale  of  three  VLCCs  in  August  2020  and  November  2020  on  charter  to  Hunter  Group.  This  significantly  reduced 
interest income was partially offset by the addition of one VLCC in the second quarter of 2020.

Service revenues from direct financing leases

The  vessels  chartered  on  direct  financing  leases  to  Frontline  Shipping  are  leased  on  time  charter  terms,  whereby  we  are 
responsible for the management and operation of such vessels. This has been managed by entering into fixed price agreements 
with  Frontline  Management,  a  subsidiary  of  Frontline,  whereby  we  pay  them  management  fees  of  $9,000  per  day  for  each 
vessel chartered to Frontline Shipping. Accordingly, $9,000 per day is allocated from each time charter payment received from 
Frontline Shipping to cover lease executory costs, and this is classified as "direct financing lease service revenue". The $0.3 
million reduction in finance lease service revenue is due to the sale of one VLCC in February 2020 which was previously on 
charter to Frontline Shipping. 

Profit share revenues

We  have  a  profit  sharing  arrangement  with  Frontline  Shipping  whereby  we  are  entitled  to  50%  profit  share  above  the  base 
charter rates, calculated and paid on a quarterly basis. We earned and recognized profit sharing revenue under this arrangement 
of $0.3 million in the year ended December 31, 2021 compared with $18.6 million in 2020. The decrease is attributable to a less 
favorable tanker market in 2021. The profit share was earned on two vessels in 2021 compared to three vessels in 2020.

We  also  have  a  profit  sharing  arrangement  related  to  the  eight  dry  bulk  vessels  on  charter  to  a  subsidiary  of  Golden  Ocean, 
whereby we earn a 33% share of profit above the base charter rates, calculated and paid on a quarterly basis. In the year ended 
December  31,  2021,  we  recorded  a  profit  share  revenue  of  $9.8  million  under  this  arrangement  compared  with  $0.0  million 
profit share in 2020. The increase is attributable to more favorable rates in 2021 for the dry bulk vessels. 

84

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We recorded $10.6 million from a fuel saving arrangement relating to seven container vessels on charter to Maersk, following 
the installation of scrubbers (2020: $3.9 million relating to five container vessels). The Company is entitled to a share of the 
fuel savings dependent on the price difference between IMO compliant fuel and IMO non-compliant fuel. 

Time charter revenues

During 2021, time charter revenues were earned by 21 container vessels, two car carriers, 22 dry bulk carriers, seven of which 
were  sold  in  the  fourth  quarter  of  2021,  one  Suezmax  tanker  and  four  product  tankers.  The  $49.2  million  increase  in  time 
charter  revenues  in  2021  compared  with  2020,  was  mainly  the  result  of  the  acquisition  of  five  container  vessels  in  the  third 
quarter of 2021, two product tankers and one Suezmax tanker in the fourth quarter of 2021 and due to more drydocking and off 
hire days in 2020 for scrubber installations.

Bareboat charter revenues

Bareboat charter revenues are earned by our vessels and rigs which are leased under operating leases on a bareboat basis. In 
2021, this consisted of two chemical tankers and two drilling rigs on charter to Seadrill. The $22.8 million increase in bareboat 
revenue in 2021 compared with 2020, was a result of the reclassification of the Linus lease from a direct financing lease to an 
operating lease in March 2021. In addition, in August 2021, the wholly owned subsidiary owning the ultra-deepwater drilling 
rig  Hercules  ceased  to  be  accounted  for  as  an  associate  and  became  consolidated.  In  June  2021  and  November  2021,  our 
chemical tankers completed their respective bareboat charters and were subsequently chartered in the spot market.

Voyage charter revenues

The $24.5 million increase in voyage charter revenues from 2020 to 2021 was mainly attributable to the voyage charter revenue 
of  the  Handysize  dry  bulk  carriers  which  are  sometimes  chartered  on  a  voyage-by-voyage  basis.  Seven  of  these  vessels  had 
voyage revenue in 2021, compared to three vessels in 2020. The above vessels also had more favorable rates in 2021 compared 
to 2020 due to favorable market conditions. In addition, both our chemical tankers completed their bareboat charters in June 
and  November  2021  respectively  and  were  subsequently  chartered  in  the  spot  market.  The  above  is  slightly  offset  by  the 
relative lower earnings of the two Suezmax tankers, Everbright and Glorycrown, trading in a pool together with two similar 
tankers owned by Frontline. The decrease is attributable to a less favorable tanker market in 2021 compared with 2020.

Cash flows arising from sales-type leases, direct financing leases and leaseback assets

The  following  table  analyzes  our  cash  flows  from  the  sales-type  leases,  direct  financing  leases  and  leaseback  assets  with 
Frontline Shipping, Seadrill, MSC, Landbridge and Hunter Group during 2021 and 2020, and shows how they are accounted 
for:

(in thousands of $)

Charter hire payments accounted for as:

Sales-type lease, direct financing lease and leaseback assets interest income

Service revenue from direct financing leases

Repayments from sales-type leases, direct financing leases and leaseback assets

Total direct financing and sales-type lease payments received

2021

2020

19,524 

6,570 

36,276 

62,370 

71,216 

6,903 

60,590 

138,709 

Gain/(loss) on sale of assets

In 2021, the net gain of $39.4 million arose on the disposal of 18 feeder container vessels, previously on long term charter to 
MSC, seven Handysize bulk carriers, previously operating in the spot market and one drilling unit (West Taurus), which was 
sold for recycling. (See Note 9: Gain on Sale of Assets and Termination of Charters).

In  2020,  a  net  gain  of  $2.3  million  was  recorded,  arising  from  the  disposal  of  one  VLCC  (Front  Hakata)  and  five  offshore 
support vessels (Sea Cheetah, Sea Jaguar, Sea Halibut, Sea Pike and Sea Leopard) to unrelated third parties. (See Note 9: Gain 
on Sale of Assets and Termination of Charters). Also in 2020, we sold the three VLCCs Hunter Atla, Hunter Saga and Hunter 
Laga. The sale proceeds equaled their carrying value at the date of sale and therefore no gain or loss was recorded on the sale of 
these vessels. 

85

 
 
 
 
 
 
 
 
 
 
 
Operating expenses

(in thousands of $)

Vessel operating expenses

Depreciation

Vessel impairment charge

Administrative expenses

2021

156,732 

138,330 

1,927 

12,974 

309,963 

2020

155,643 

111,279 

333,149 

11,400 

611,471 

Vessel  operating  expenses  include  operating  and  occasional  voyage  expenses  for  the  container  vessels,  dry  bulk  carriers, 
product and Suezmax tankers and car carriers operated on a time charter basis and managed by related and unrelated parties, 
and also voyage expenses from our two Suezmax tankers trading in a pool together with two tankers owned by Frontline, two 
chemical tankers operating in the spot market since June and November 2021 and certain Handysize dry bulk carriers operating 
in the spot market until their disposal in the fourth quarter of 2021. In addition, vessel operating expenses include payments to 
Frontline Management of $9,000 per day for each vessel chartered to Frontline Shipping and also payments to Golden Ocean 
Management of $7,000 per day for each vessel chartered to Golden Ocean Charterer, in accordance with the vessel management 
agreements.

Vessel operating expenses increased by $1.1 million in 2021, compared with 2020. The increase was driven by an increase in 
voyage expenses for the Handysize dry bulk carriers operating in the spot market which was partially offset by a decrease in 
drydocking costs as eight vessels had dry dock costs in 2021, compared to 15 in 2020.

Depreciation expenses relate to vessels owned by the Company or vessel leased-in under finance leases, that are not accounted 
for as investments in sales-type direct financing and leaseback assets. The increase in depreciation of $27.1 million for 2021, 
compared to the same period in 2020, was mainly due to the consolidation of two rigs which were previously accounted for as 
associates, the acquisition of five container vessels in the third quarter of 2021 and the acquisition of one Suezmax tanker and 
two product tankers in the fourth quarter of 2021 which started to be depreciated.

In 2021, an impairment charge of $1.9 million was recorded on one of our rigs (West Taurus), which was sold for recycling in 
September 2021. In 2020, impairment charges of $80.5 million were recorded against the carrying value of seven Handysize 
dry bulk vessels and one offshore support vessel, all of which have since been disposed of. The impairment charge on the dry 
bulk vessels arose in 2020, as a result of revised future cashflow estimates following uncertainty over future demand combined 
with negative implications for global trade of dry bulk commodities as a result of the COVID-19 outbreak. In addition, in 2020 
an impairment charge of $252.6 million was recorded against the drilling unit West Taurus, which was accounted for within 
investment in associated companies until October 2020. (See Note 19: Investment in Associated Companies).

The  14%  increase  in  administrative  expenses  for  2021,  compared  with  2020,  is  mainly  due  to  increased  salary  costs  due  to 
increased headcount. Increases in professional fees and office costs also contributed to the higher administrative expenses.

Interest income

Total interest income decreased from $13.4 million in 2020 to $7.5 million in 2021, mainly due to reduced interest income on 
the loans to associates and lower interest received on bank and short term deposits. In the fourth quarter of 2020, the two wholly 
owned  subsidiaries  SFL  Deepwater  and  SFL  Linus  ceased  to  be  accounted  for  as  associated  companies  and  became 
consolidated. In addition, in August 2021, a wholly owned subsidiary owning the ultra-deepwater drilling rig Hercules ceased 
to be accounted for as an associate and became consolidated and as a result interest income for this rig is only recognized up to 
the consolidation date. This has been partially offset by interest income received from the loan to River Box. On December 31, 
2020, the Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party and has accounted for the 
remaining 49.9% ownership in River Box using the equity method. (Refer to Note 19: Investment in Associated Companies).

86

 
 
 
 
 
 
 
 
 
 
 
Interest expense

(in thousands of $)

Interest on US$ floating rate loans

Interest on NOK 500 million floating rate bonds due 2020

Interest on NOK 700 million floating rate bonds due 2023

Interest on NOK 700 million floating rate bonds due 2024

Interest on NOK 600 million floating rate bonds due 2025

Interest on 5.75% convertible bonds due 2021

Interest on 4.875% convertible bonds due 2023

Interest on 7.25% senior unsecured sustainability-linked bonds due 2026

Interest on lease debt financing 

Swap interest

Interest on finance lease obligation

Other interest

Capitalized interest

Amortization of deferred charges

2021

25,218 

— 

4,235 

4,130 

3,114 

8,004 

6,728 

6,888 

1,147 

5,239 

25,848 

267 

(432)   

6,704 

97,090 

2020

28,560 

1,007 

4,409 

4,200 

2,910 

12,203 

6,979 

— 

— 

5,897 

59,551 

686 

— 

9,040 

135,442 

As of December 31, 2021, the Company, including its consolidated subsidiaries, had total debt principal outstanding of $1.9 
billion (2020: $1.7 billion) comprising of:

(in thousands of $)

5.75% senior unsecured convertible bonds due 2021

4.875% senior unsecured convertible bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2024

NOK 600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

Lease debt financing

Borrowings secured on Frontline shares

U.S. dollar denominated floating rate debt due through 2029

2021

— 

137,900 

79,507 

78,939 

61,334 

150,000 

126,955 

15,639 

1,253,481 

1,903,755 

2020

212,230 

139,900 

81,572 

80,989 

62,927 

— 

— 

15,639 

1,070,137 

1,663,394 

Interest expense for 2021 was $97.1 million compared to $135.4 million for 2020. The decrease in interest expense associated 
with our floating rate debt for 2021, compared to 2020, is mainly due to loans on vessels that were refinanced at lower margins 
and the decreased LIBOR rate in the period. The average three-month LIBOR was 0.16% in 2021 compared to an average of 
0.85%  in  2020.  Changes  in  interest  related  to  the  bonds  are  due  to  changes  in  exchange  rate,  new  bond  issuances  and 
repayments  and  redemptions.  These  include  repurchases  of  the  5.75%  convertible  notes  due  2021  and  4.875%  convertible 
bonds due 2023. Also in 2021, the 5.75% convertible notes due was repaid in full. The reduction in the interest expenses from 
bonds was partially offset by interest expenses from the newly issued 7.25% senior unsecured sustainability-linked bonds due 
2026 which the Company successfully placed in May 2021 and the interest expense from the lease debt financing of $130.0 
million obtained by the Company in September 2021, in relation to the purchase of two container vessels. In 2020, the NOK500 
million floating rate bond due 2020 was fully repaid.

As  of  December  31,  2021,  the  Company  and  its  consolidated  subsidiaries  were  party  to  interest  rate  swap  contracts,  which 
effectively fixed our interest rates on $0.7 billion of floating rate debt at a weighted average rate excluding margin of 1.93% per 
annum (2020: $0.9 billion of floating rate debt fixed at a weighted average rate excluding margin of 1.94% per annum). The 
slight decrease in swap interest expense is due to changes in swaps and also due to fluctuations in average LIBOR and NIBOR 
rates.

87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other  interest  expense  in  2021  of  $0.3  million  (2020:  $0.7  million)  arose  from  the  sale  and  subsequent  forward  contract  to 
repurchase shares which is accounted for as a secured borrowing. (See Note 22: Short-Term and Long-Term Debt).

The above finance lease interest expense represents the interest portion of our finance lease obligations on seven vessels under a 
sale and leaseback transaction with an Asia based financial institution. In 2020, the finance lease interest expense included the 
interest on finance lease obligations of these seven vessels, as well as interest on finance lease obligations of four vessels on 
long-term  time  charter  to  MSC.  On  December  31,  2020,  the  Company  sold  50.1%  of  the  shares  of  River  Box,  the  holder  of 
finance  lease  obligations  related  to  four  of  these  vessels,  and  therefore  these  obligations  are  no  longer  consolidated  by  the 
Company. The Company has accounted for the remaining 49.9% ownership in River Box using the equity method. (Refer to 
Note 19: Investment in Associated Companies). As a result, the interest expense on our finance lease obligations decreased in 
2021, compared with 2020.

Gain on purchase of bonds and debt extinguishment

During the year ended December 31, 2021, the Company repurchased various amounts of its own bonds which had a face value 
of $69.6 million at a premium and recorded a loss of $0.7 million. In 2020, the Company repurchased various amounts of its 
own bonds which had a face value of $68.2 million at a discount and recorded gains of $1.4 million. In addition, in October 
2020,  the  Company  repurchased  the  total  debt  outstanding  under  the  SFL  Deepwater  facility  of  $176.1  million  for  $110.0 
million and recognized a gain on debt extinguishment of $66.1 million.

Gain on sale of subsidiaries, non-operating

River Box was a previously wholly owned subsidiary of the Company. River Box holds investments in direct financing leases, 
through its subsidiaries, related to the 19,200 and 19,400 TEU containerships, MSC Anna, MSC Viviana, MSC Erica and MSC 
Reef. On December 31, 2020, the Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party. A 
gain of $1.9 million was recognized in 2020 in relation to the disposal.

Other non-operating items

(in thousands of $)

Dividend received from related parties

Gain/(loss) on investments in debt and equity securities

Gain on settlement of related party loan notes

Other financial items, net

2021

— 

995 

— 

6,683 

7,678 

2020

6,030 

(22,453) 

4,446 

(25,945) 

(37,922) 

No dividend income was received during the year ended December 31, 2021. Dividends received in 2020, were $3.1 million 
from Frontline and $2.9 million from ADS Maritime Holding.

The gain on investments in debt and equity securities in 2021, principally relates to a mark to market gain of $1.2 million on the 
Frontline  shares  held  as  of  December  31,  2021,  a  realized  gain  of  $0.7  million  recognized  on  the  sale  of  approximately  4.0 
million in ADS Maritime Holding and an impairment loss of $0.8 million, which was recorded against the NT Rig Holdco 7.5% 
bonds.  The  loss  on  investments  in  debt  and  equity  securities  in  2020,  principally  relates  to  a  mark  to  market  loss  of  $22.4 
million from the equity investments held as of December 31, 2020, and an 'other-than-temporary' impairment of $4.9 million 
recognized  on  the  investments  in  Oro  Negro  7.5%  bonds  and  NT  Rig  Holdco  7.5%  bonds.  The  loss  is  partially  offset  by  a 
realized  gain  of  $2.3  million  from  the  sale  of  approximately  2.0  million  Frontline  shares  and  a  realized  gain  of  $2.6  million 
from  the  sale  of  4.4  million  shares  of  Solstad  Offshore  ASA  during  2020.  (See  Note  12:  Investments  in  Debt  and  Equity 
Securities).

The loan notes for the Front Circassia, Front Page, Front Stratus, Front Serenade and Front Ariake sold in 2018 were settled 
in  February  2020  with  the  Company  receiving  $19.9  million  as  settlement  and  recognizing  a  gain  of  $4.4  million  on  the 
settlement of notes in 2020.

Other  financial  items,  net  have  increased  by  $32.6  million  in  2021  compared  to  2020.  The  2021  amount  includes  a  gain  of 
$11.6 million (2020: loss of $20.4 million) in the fair value of non-designated derivatives, a net cash expense on non-designated 
derivatives of $6.7 million (2020: $9.3 million) and a net gain of $1.1 million arising from the revaluation of foreign currency 
bank  accounts,  marketable  securities,  payables  and  receivable  balances  and  other  items  (2020:  $5.5  million).  (See  Note  11: 
Other Financial Items, Net). 

88

 
 
 
 
 
 
 
 
 
 
As reported above, certain assets were accounted for under the equity method in 2021 and 2020. Their non-operating expenses, 
including net interest expenses, are not included above, but are reflected in “equity in earnings of associated companies” - see 
below.

Equity in earnings of associated companies

In  2021  and  2020,  we  had  certain  investments  accounted  for  using  the  equity  method,  as  discussed  in  the  Consolidated 
Financial Statements included herein (Note 19: Investment in Associated Companies). The total equity in earnings of associated 
companies  in  2021,  was  $0.1  million  lower  than  in  2020.  In  August  2021,  SFL  Hercules  ceased  to  be  accounted  for  as  an 
associate  and  became  consolidated  by  the  Company,  following  amendments  to  the  bareboat  charter  and  loan  facility 
agreements. SFL Linus and SFL Deepwater are also consolidated by the Company from October 2020. This was partially offset 
by the addition of River Box, previously a wholly owned subsidiary of the Company. On December 31, 2020, we sold 50.1% of 
the shares of River Box to a subsidiary of Hemen, a related party. During the year ended December 31, 2021, we accounted for 
the remaining 49.9% ownership in River Box using the equity method.

B. LIQUIDITY AND CAPITAL RESOURCES

We operate in a capital intensive industry. Our asset acquisitions are financed through a combination of our own equity, term 
loans,  lease  financing  and  revolving  credit  facilities  from  commercial  banks.  Providers  of  such  borrowings  generally  require 
that the loans be secured by mortgages against the assets being acquired, and as of December 31, 2022, substantially all of our 
vessels  and  drilling  units  are  pledged  as  security  or  are  held  as  finance  leases.  However,  in  common  with  many  other 
companies, we also have unsecured borrowings as shown below. Providers of unsecured financing do so on the basis of our 
assets  and  liabilities,  cash  flows,  operating  results  and  other  factors,  all  of  which  affect  the  terms  on  which  such  unsecured 
financing is available. In general, unsecured financing is more expensive than borrowings secured against collateral. 

Our liquidity requirements relate to servicing our debt, funding the equity portion of investments in vessels, funding working 
capital  requirements  and  maintaining  cash  reserves  against  fluctuations  in  operating  cash  flows.  Revenues  from  our  time 
charters,  bareboat  charters  and  drilling  contracts  are  received  approximately  15  days  in  advance,  monthly  in  advance,  or 
monthly  in  arrears.  Vessel  management  and  operating  fees  are  payable  monthly  in  advance  for  vessels  chartered  to  Golden 
Ocean Charterer, and as incurred for other time chartered vessels.

Our funding and treasury activities are conducted within corporate policies to maximize investment returns while maintaining 
appropriate  liquidity  for  both  our  short  and  long-term  needs.  This  includes  arranging  borrowing  facilities  on  a  cost-effective 
basis. Cash and cash equivalents are held primarily in U.S. dollars, with minimal amounts held in Norwegian kroner and Pound 
Sterling.

Surplus funds may be deployed to acquire equity or debt interests in other companies, with the aim of generating competitive 
returns. Such investments may also utilize credit facilities arranged specifically to facilitate such investment. 

Our short-term liquidity requirements relate to servicing our debt and funding working capital requirements, including required 
payments under our management agreements and administrative services agreements. Sources of short-term liquidity include 
cash balances, short-term investments, available amounts under revolving credit facilities and receipts from our charters. We 
believe  that  our  cash  flow  from  the  charters  will  be  sufficient  to  fund  our  anticipated  debt  service  and  working  capital 
requirements for the short and medium term.

89

Our long-term liquidity requirements include funding the equity portion of investments in new vessels, and repayment of long-
term  debt  balances,  including  those  relating  to  the  following  loan  agreements  of  us  and  our  consolidated  subsidiaries  as  of 
December 31, 2022:

4.875% senior unsecured convertible bonds due 2023

NOK700 million senior unsecured floating rate bonds due 2023

NOK700 million senior unsecured floating rate bonds due 2024

NOK600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

$45 million secured term loan and revolving credit facility due 2025

$20 million secured term loan facility due 2024

$76 million secured term loan facility due 2024

$17.5 million secured term loan facility due 2023

$24.9 million secured term loan facility due 2024

$33.1 million term loan facility due 2023

$40 million senior secured term loan facility due 2023

$175 million term loan facility due 2025

$50 million senior secured term loan facility due 2025

$50 million senior secured term loan facility due 2024

$51 million secured term loan facility due 2025

$51 million secured term loan facility due 2025

$65 million leased debt financing due 2027

$65 million leased debt financing due 2027

$35 million secured term loan facility due 2029

$107.3 million senior secured term loan facility due 2027

$475 million term loan and revolving credit facility due 2023

$375 million term loan and revolving credit facility due 2023

$100.0 million term loan facility due 2027

$23.0 million term loan facility due 2023

$115.0 million term loan facility due 2025

$290.0 million term loan facility due 2023

$23.5 million leased debt financing due 2025

$25.3 million leased debt financing due 2025

$120 million leased debt financing due 2029
$120 million leased debt financing due 2029

The  main  security  provided  under  the  secured  credit  facilities  include  (i)  guarantees  from  subsidiaries,  as  well  as  instances 
where we guarantee all or part of the loans, (ii) a first priority pledge over all shares of the relevant asset owning subsidiaries 
and  (iii)  a  first  priority  mortgage  over  the  relevant  collateral  assets  which  includes  substantially  all  of  the  vessels  and  the 
drilling units that are currently owned by us as of December 31, 2022, excluding two 1,700 TEU container vessels, two 2,500 
TEU container vessels, one car carrier and two chemical tankers.

Refer to "Contractual Commitments" section further below for details of material contractual commitments as of December 31, 
2022.

As of December 31, 2022, seven (2021: seven) subsidiaries had lease liabilities totaling $473.0 million (2021: $524.2 million) 
related to the charter-in of seven (2021: seven) container vessels.

We expect that we will require additional borrowings or issuances of equity in the long term to meet our capital requirements.

90

As of December 31, 2022, we had cash and cash equivalents of $188.4 million (2021: $145.6 million) and restricted cash of 
$0.0  million  (2021:  $8.3  million).  In  the  year  ended  December  31,  2022,  we  generated  cash  of  $355.1  million  net  from 
operating activities, used $499.1 million net in investing activities and generated $178.4 million net from financing activities.

Cash flows provided by operating activities for 2022 increased to $355.1 million, from $293.6 million in 2021, mainly due to 
changes in total operating income received and the timing of charter hire and trade and other receivables.

Investing activities used cash of $499.1 million in 2022, compared to net cash of $389.1 million in 2021. The increase in cash 
used for investing activities in 2022 is mainly due to a decrease in the inflow of cash from the sale of vessels and termination of 
charters.  In  2022  there  was  an  inflow  of  $83.3  million  from  the  sale  of  two  crude  oil  tankers  and  one  1,700  TEU  container 
vessel  compared  to  $183.9  million  in  2021  arising  from  the  sale  of  18  feeder  container  vessels,  seven  Handysize  dry  bulk 
vessels and one drilling rig. In addition, in 2022 there was an outflow of $602.5 million from newbuilding installments and the 
acquisition of six Suezmax tankers, two product tankers, one car carrier and two newbuild eco-design feeder container vessels, 
compared to an outflow of $581.6 million in 2021 to fund capital improvements, newbuilding installments and the acquisition 
of one 5,300 TEU container vessel, two 6,800 TEU container vessels, two 14,000 TEU container vessels, two product tankers 
and  one  Suezmax  tanker.  In  addition  in  2022,  $2.9  million  was  received  from  associated  companies  compared  with  $10.0 
million received in 2021, arising from the consolidation of previously wholly owned equity accounted subsidiary SFL Hercules 
in  the  second  quarter  of  2021.  In  2022  we  received  $15.0  million  from  proceeds  from  the  redemption  of  Frontline  shares, 
NorAm Drilling bonds and NT Rig Holdco bonds, compared to $9.6 million in 2021 from the redemption of ADS shares.

Net  cash  provided  by  financing  activities  for  2022  was  $178.4  million,  compared  to  net  cash  of  $25.0  million  in  2021.  This 
increase was mainly due to an increase in the proceeds from debt issuance. Proceeds of $959.6 million were received in 2022, 
compared  to  $586.8  million  in  2021.  In  addition,  there  was  an  outflow  of  $215.1  million  from  repurchases  of  own  bonds  in 
2021,  with  no  such  payments  in  2022.  The  above  was  partly  offset  by  higher  debt  repayments  of  $611.3  million  in  2022, 
compared to $301.5 million in 2021. In addition there was an increase of $34.0 million in cash dividend amounts paid and a 
decrease of $89.3 million of cash proceeds from shares issued in 2022 compared to 2021. 

During 2022, we paid four dividends totaling $0.88 per common share (2021: four dividends totaling $0.63 per common share), 
or a total of $111.6 million (2021: $77.6 million). All dividends paid in 2022 and 2021 were cash payments. Please see “Item 8. 
Financial Information—A. Consolidated Statement and Other Financial Information—Dividend Policy”. Since 2020, we have 
implemented a dividend reinvestment plan, or DRIP, to facilitate investments by individual and institutional shareholders who 
wish to invest the dividend payments received in respect of our common shares owned or other cash amounts, in the Company's 
common shares on a regular basis, one time basis or otherwise. See Item 10.B and the share capital note for further information 
on the DRIP program.

Borrowings

As of December 31, 2022, we had total short-term and long-term debt outstanding of $2.2 billion (2021: $1.9 billion). 

91

The following table presents an overall summary of our borrowings as of December 31, 2022:

(in millions of $)

Unsecured borrowings:

NOK700 million senior unsecured floating rate bonds due 2023

4.875% senior unsecured convertible bonds due 2023

NOK700 million senior unsecured floating rate bonds due 2024

NOK600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

Total bonds

U.S. dollar denominated floating rate debt due through 2029

Lease debt financing

Total borrowings

Finance lease liabilities

Finance lease liabilities in associated companies (1)

Total borrowings and lease liabilities

December 31, 2022

Outstanding balance on loan

71.2 

137.9 

70.7 

60.0 

150.0 

489.8 

1,329.2 

394.6 

2,213.6 

473.0 

209.9 

2,896.5 

(1) This represents 49.9% of the finance lease liabilities within River Box. 

In May 2013, SFL Hercules entered into a $375.0 million six-year term loan and revolving credit facility with a syndicate of 
banks to partly finance the acquisition of the harsh environment semi-submersible drilling rig Hercules, previously owned by 
the wholly owned subsidiary SFL Deepwater. The facility was drawn in June 2013. In connection with the 2017 Restructuring 
Plan  of  Seadrill,  certain  amendments  were  agreed  with  the  banks  under  the  loan  facility,  including  an  extension  of  the  final 
maturity date by four years. In August 2021, we entered into an amendment to the existing charter agreement (the “amendment 
agreement”) with subsidiaries of Seadrill for Hercules, which was approved by the applicable bankruptcy court in September 
2021.  Each  of  our  financing  banks  consented  to  the  amendment  agreement,  and  our  limited  corporate  guarantee  of  the 
outstanding debt of the rig owning subsidiary remains unchanged at $83.1 million as of December 31, 2022. Additionally, we 
agreed to a cash contribution of $5.0 million to the SFL Hercules's pledged earnings account at the time of redelivery following 
the  termination  of  the  Seadrill  charter,  in  addition  to  a  $3.0  million  payable  by  Seadrill.  These  contributions  were  made  in 
December 2022 following the redelivery of the rig by Seadrill. As of December 31, 2022, the balance outstanding under this 
facility was $153.5 million. In January 2023, the rig Hercules was transferred by SFL Hercules to the wholly owned subsidiary 
Hercules  Rig  Ltd.  The  loan  agreement  was  amended  to  include  Hercules  Rig  Ltd  as  jointly  and  severally  liable  with  SFL 
Hercules under the terms of the agreement.

In October 2013, SFL Linus entered into a $475.0 million five-year term loan and revolving credit facility with a syndicate of 
banks to partly finance the acquisition of the jack-up rig Linus. The facility was drawn in February 2014. During the year ended 
December 31, 2017, certain amendments were agreed with the banks under the loan facility, including an extension of the final 
maturity date by four years. In addition, we had given the banks a first priority pledge over all shares of SFL Linus and assigned 
all  claims  under  a  secured  loan  made  by  us  to  SFL  Linus  in  favor  of  the  banks.  This  loan  is  secured  by  a  second  priority 
mortgage over the rig which has been assigned to the banks. In November 2022, the second priority mortgage over the rig was 
released and the rig Linus was transferred to the wholly owned subsidiary Linus Rig Ltd. The loan agreement was amended to 
include Linus Rig Ltd as jointly and severally liable with SFL Linus under the terms of the agreement. As of December 31, 
2022, the balance outstanding under this facility was $183.8 million. We have fully guaranteed the facility as of December 31, 
2022. 

In June 2014, seven subsidiaries entered into a $45.0 million secured term loan and revolving credit facility with a bank. The 
proceeds  of  the  facility  were  used  to  partly  fund  the  acquisition  of  seven  4,100  TEU  container  vessels.  As  of  December  31, 
2022, the amount outstanding under this facility was $37.5 million, and the available amount under the revolving part of the 
facility was $0.0 million. The facility bears interest at LIBOR plus a margin and had an original term of five years. In June 2019 
and further more in June 2021, the terms of the loan were amended and restated, and the facility now matures in June 2025. The 
facility  is  secured  against  the  subsidiaries'  assets  and  a  guarantee  from  us.  The  facility  contains  a  minimum  value  covenant, 
which is only applicable if there is an early termination of any of the charters attached to the vessels, or six months prior to 
expiry of the charters, whichever falls earlier. The facility also contains covenants that require us to maintain certain minimum 
levels of free cash, working capital and adjusted book equity ratios.

92

 
 
 
 
 
 
 
 
 
 
 
 
In September 2014, two subsidiaries entered into a $20.0 million secured term loan facility with a bank. The proceeds of the 
facility  were  used  to  partly  fund  the  acquisition  of  two  5,800  TEU  container  vessels.  As  of  December  31,  2022,  the  amount 
outstanding  under  this  facility  was  $13.8  million.  The  facility  bears  interest  at  LIBOR  plus  a  margin  and  has  a  term  of  five 
years. In September 2019, the terms of the loan were amended and restated, and the facility now matures in 2024. The facility is 
secured against the subsidiaries' assets and a guarantee from us. The facility contains a minimum value covenant, which is only 
applicable if there is an early termination of any of the charters attached to the vessels. The facility also contains covenants that 
require us to maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

In December 2014, two subsidiaries entered into a $39.0 million secured term loan facility with a bank. The proceeds of the 
facility were used to partly fund the acquisition of two Kamsarmax dry bulk carriers. The facility matured in August 2022 and 
was fully repaid. The facility bore interest at LIBOR plus a margin and had a term of approximately eight years. The facility 
was secured against the subsidiaries' assets and a limited guarantee from us. The facility contained a minimum value covenant, 
which was only applicable if there was a default under any of the charters attached to the vessels, or 12 months prior to expiry 
of the charters, whichever fell earlier. The facility also contained covenants that required us to maintain certain minimum levels 
of free cash, working capital and adjusted book equity ratios.

In July 2015, eight subsidiaries entered into a $166.4 million secured term loan facility with a syndicate of banks. The proceeds 
of the facility were used to partly fund the acquisition of eight Capesize dry bulk carriers. The facility matured in July 2022 and 
was fully repaid. The facility bore interest at LIBOR plus a margin and had a term of approximately seven years. The facility 
was secured against the subsidiaries' assets and a limited guarantee from us. The facility contained minimum value covenants 
and also covenants that required us to maintain certain minimum levels of free cash, working capital and adjusted book equity 
ratios.

In  August  2017,  two  of  our  wholly-owned  subsidiaries  entered  into  a  $76.0  million  secured  term  loan  facility  with  a  bank, 
secured  against  two  product  tanker  vessels.  The  two  vessels  were  delivered  in  August  2017.  We  have  provided  a  limited 
corporate  guarantee  for  this  facility,  which  bears  interest  at  LIBOR  plus  a  margin  and  has  a  term  of  seven  years.  As  of 
December 31, 2022, the net amount outstanding was $48.7 million. The facility contains a minimum value covenant, which is 
only applicable if there is a default under any of the charters attached to the vessels, or 12 months prior to the maturity date of 
the facility, whichever falls earlier. The facility also contains covenants that require us to maintain certain minimum levels of 
free cash, working capital and adjusted book equity ratios.

On  April  23,  2018,  we  issued  a  senior  unsecured  convertible  bond  totaling  $150.0  million.  Additional  bonds  were  issued  on 
May 4, 2018 at a principal amount of $14.0 million. During 2018, 2019, 2020 and 2021, we made net purchases of bonds with 
principal  amounts  totaling  $12.3  million,  $3.4  million,  $8.4  million  and  $2.0  million  respectively.  In  the  year  ended 
December  31,  2022,  no  bonds  were  repurchased.  As  of  December  31,  2022,  the  amount  outstanding  under  this  facility  was 
$137.9 million. Interest on the bonds is fixed at 4.875% per annum and is payable in cash quarterly in arrears on February 1, 
May 1, August 1 and November 1. The bonds are convertible into our common shares and mature on May 1, 2023. The initial 
conversion  rate  at  the  time  of  issuance  was  52.8157  common  shares  per  $1,000  bond,  equivalent  to  a  conversion  price  of 
approximately  $18.93  per  share.  Since  the  issuance,  dividend  distributions  have  increased  the  conversion  rate  to  85.0332, 
equivalent to a conversion price of approximately $11.76 per share. In conjunction with the bond issue, we agreed to loan up to 
7,000,000 of its common shares to affiliates of the underwriters of the issue, in order to assist investors in the bonds to hedge 
their position. As of December 31, 2022, a total of 3,765,842 shares were issued from up to 7,000,000 shares issuable under a 
share lending arrangement. On January 1, 2022, we implemented the guidance contained in ASU 2020-06 which simplifies the 
accounting for certain financial instruments with characteristics of liabilities and equity. ASU 2020-06, was adopted using the 
modified  retrospective  method  (see  Note  2:  Accounting  Policies).  Following  the  adoption,  the  4.875%  senior  unsecured 
convertible notes due 2023 are reflected entirely as a liability as the embedded conversion feature is no longer presented within 
stockholders' equity. The cumulative effect of adopting this guidance was an incremental adjustment of $4.3 million to opening 
retained earnings, and a $5.9 million reduction to additional paid-in capital as of January 1, 2022. This net adjustment to equity 
of  $1.6  million  resulted  in  a  corresponding  decrease  in  deferred  debt  issuance  costs.  The  balance  remaining  in  equity  as  of 
December 31, 2022 was $0.8 million which relates to the share-lending arrangement. 

On  September  13,  2018,  we  issued  a  senior  unsecured  bond  totaling  NOK600  million  in  the  Norwegian  credit  market.  The 
bonds  bear  quarterly  interest  at  NIBOR  plus  a  margin  and  are  redeemable  in  full  on  September  13,  2023.  In  July  2019,  we 
conducted a tap issue of NOK100 million under these existing senior unsecured bonds due. The bonds were issued at 101.625% 
of par, and the new outstanding amount after the tap issue is NOK700 million. The net amount outstanding as of December 31, 
2022, was NOK700 million, equivalent to $71.2 million.

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In December 2018, two of our wholly-owned subsidiaries entered into a $17.5 million secured term loan facility with a bank. 
The proceeds of the facility were used to partly fund two Supramax dry bulk carriers. As of December 31, 2022, the amount 
outstanding  under  this  facility  was  $9.4  million.  The  facility  bears  interest  at  LIBOR  plus  a  margin  and  has  a  term  of 
approximately five years from delivery of the vessels. The facility is secured by the subsidiaries' assets and a limited guarantee 
from us. The facility contains a minimum value covenant, which is only applicable if there is an early termination of any of the 
charters attached to the vessels. The facility also contains covenants that require us to maintain certain minimum levels of free 
cash, working capital and adjusted book equity ratios.

In February 2019, three of our wholly-owned subsidiaries entered into a $24.9 million senior secured term loan facility with a 
bank. The proceeds of the facility were used to partly fund three Supramax dry bulk carriers. As of December 31, 2022, the 
amount outstanding under this facility was $15.1 million. The facility bears interest at LIBOR plus a margin and has a term of 
approximately five years from delivery of the vessels. The facility is secured by the subsidiaries' assets and a limited guarantee 
from us. The facility contains a minimum value covenant, which is only applicable if there is an early termination of any of the 
charters attached to the vessels. The facility also contains covenants that require us to maintain certain minimum levels of free 
cash, working capital and adjusted book equity ratios.

In February 2019, three of our wholly-owned subsidiaries entered into a $50.0 million senior secured term loan facility with a 
bank, secured against three tankers chartered to Frontline Shipping. In 2020, $14.9 million of this facility was repaid following 
the sale of the Front Hakata and the facility then related to the remaining two tankers. The facility matured in February 2022 
and was repaid in full. The facility bore interest at LIBOR plus a margin and had a term of three years. The facility was secured 
by the subsidiaries' assets and a limited guarantee from us. The facility contained a minimum value covenant, which was only 
applicable if there was an early termination of any of the charters attached to the vessels. The facility also contained covenants 
that required us to maintain certain minimum levels of free cash, working capital and adjusted book equity ratios. 

In March 2019, two of our wholly-owned subsidiaries entered into a $29.5 million term loan facility with a bank. The proceeds 
of the facility were used to partly fund two car carriers. In April 2022, the facility was repaid early in full. The facility bore 
interest at LIBOR plus a margin and had a term of five years. The facility was secured by the subsidiaries' assets and a limited 
guarantee  from  us.  The  facility  contained  a  minimum  value  covenant,  which  was  only  applicable  if  there  was  an  early 
termination  of  any  of  the  charters  attached  to  the  vessels.  The  facility  also  contained  covenants  that  required  us  to  maintain 
certain minimum levels of free cash, working capital and adjusted book equity ratios. 

In June 2019, we issued a senior unsecured bond loan totaling NOK700 million in the Norwegian credit market. The bonds bear 
quarterly interest at NIBOR plus a margin and have a term of approximately five years. During 2020, we purchased bonds with 
principal  amounts  totaling  NOK5  million  equivalent  to  $0.5  million.  No  bonds  were  purchased  in  2021  and  2022.  The  net 
amount outstanding as of December 31, 2022 was NOK695 million, equivalent to $70.7 million. The bond agreement contains 
covenants that require us to maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

In June 2019, five of our subsidiaries entered into a $33.1 million term loan facility with a syndicate of banks. Although the 
facility is unsecured, we are acting as guarantor. In March 2020, $4.25 million of this facility was repaid following the sale of 
these five offshore support vessels in February, March and May 2020. As of December 31, 2022, the amount outstanding under 
this facility was $21.9 million. The facility bears interest at LIBOR plus a margin and has a term of approximately four years. 

In January 2020, we issued a senior unsecured bond loan totaling NOK600 million in the Norwegian credit market. The bonds 
bear quarterly interest at NIBOR plus a margin and have a term of approximately five years. During 2020, we purchased bonds 
with  principal  amounts  totaling  NOK60  million  equivalent  to  $6.0  million.  No  bonds  were  purchased  in  2021  and  2022.  In 
December 2022, the Company resold NOK50 million equivalent to $5.0 million of the bonds which had been repurchased in 
2020.  The  net  amount  outstanding  as  of  December  31,  2022  was  NOK590  million,  equivalent  to  $60.0  million.  The  bond 
agreement  contains  covenants  that  require  us  to  maintain  certain  minimum  levels  of  free  cash,  working  capital  and  adjusted 
book equity ratios.

In March 2020, two of our subsidiaries entered into a $40.0 million senior secured term loan facility with a bank. The facility 
was  secured  against  two  Suezmax  tankers.  We  had  provided  a  corporate  guarantee  for  this  facility,  which  bore  interest  at 
LIBOR plus a margin and had a term of approximately two years. In March 2022, the terms of the loan were amended to bear 
interest  at  SOFR  plus  a  margin  and  the  loan  was  extended  by  a  year.  The  facility  was  fully  repaid  in  March  2023.  The  net 
amount  outstanding  as  of  December  31,  2022,  was  $31.9  million.  The  facility  contained  a  minimum  value  covenant  and 
covenants that required us to maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

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In  March  2020,  four  of  our  wholly-owned  subsidiaries  entered  into  a  $175.0  million  term  loan  facility  with  a  syndicate  of 
banks,  secured  against  four  8,700  TEU  container  vessels.  We  have  provided  a  limited  corporate  guarantee  for  this  facility, 
which  bears  interest  at  LIBOR  plus  a  margin  and  has  a  term  of  approximately  five  years.  The  net  amount  outstanding  as  of 
December  31,  2022,  was  $127.7  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to 
maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

In May 2020, one of our wholly-owned subsidiaries entered into a $50.0 million senior secured term loan facility with a bank, 
bearing interest at LIBOR plus a margin and with a term of approximately five years. The facility is secured against a 308,000 
dwt VLCC. The net amount outstanding as of December 31, 2022, was $43.1 million. The facility contains a minimum value 
covenant and covenants that require us to maintain certain book equity ratios.

In November 2020, one of our wholly-owned subsidiaries entered into a $50.0 million senior secured term loan facility with a 
bank,  secured  against  a  container  vessel.  We  have  provided  a  corporate  guarantee  for  this  facility,  which  bears  interest  at 
LIBOR plus a margin and has a term of approximately four years. The net amount outstanding as of December 31, 2022, was 
$40.0  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to  maintain  certain  minimum 
levels of free cash, working capital and adjusted book equity ratios.

In February 2021, one of our wholly-owned subsidiaries entered into a $51.0 million term loan facility with a bank, secured 
against a container vessel. We have provided a limited corporate guarantee for this facility, which bears interest at LIBOR plus 
a margin and with a term of approximately four years. The net amount outstanding as of December 31, 2022, was $43.3 million. 
The facility contains a minimum value covenant and covenants that require us to maintain certain minimum levels of free cash, 
working capital and debt ratios.

In April 2021, one of our wholly-owned subsidiaries entered into a $51.0 million term loan facility with a bank, secured against 
a container vessel. We have provided a corporate guarantee for this facility, which bears interest at LIBOR plus a margin and 
with a term of approximately four years. The net amount outstanding as of December 31, 2022, was $44.4 million. The facility 
contains a minimum value covenant and covenants that require us to maintain certain minimum levels of free cash, working 
capital and debt ratios.

In May 2021, we issued a senior unsecured sustainability-linked bond totaling $150.0 million in the Nordic credit market. The 
bonds bear quarterly interest at a fixed rate of 7.25% per annum and are redeemable in full on May 12, 2026. The net amount 
outstanding  as  of  December  31,  2022  was  $150.0  million.  By  the  maturity  date  of  the  bond,  we  aim  to  have  committed  an 
amount at least equal to the size of the issue on upgrades of existing vessels and/or vessel acquisitions. 

In September 2021, two of our wholly-owned subsidiaries entered into a $134.0 million term loan facility with a bank, secured 
against two container vessels. We have provided a limited corporate guarantee for this facility, which bore interest at LIBOR 
plus a margin and with a term of approximately three years. In September 2022, the facility was repaid early in full. The facility 
contained a minimum value covenant and covenants that required us to maintain certain minimum levels of free cash, working 
capital and debt ratios.

In September 2021, two of our wholly owned subsidiaries owning the two newly acquired 6,800 TEU container vessels entered 
into sale and leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. 
The sales price for each vessel was $65.0 million, totaling $130.0 million. The vessels were leased back for a term of six years, 
with options to purchase each vessel at the end of the fifth and sixth year. These two transactions did not qualify as sales under 
the US GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The net combined amount 
outstanding as of December 31, 2022 was $113.2 million.

In December 2021, one of our wholly-owned subsidiaries entered into a $35.0 million senior secured term loan facility with a 
bank,  secured  against  a  container  vessel.  We  have  provided  a  corporate  guarantee  for  this  facility,  which  bears  interest  at 
LIBOR plus a margin and has a term of approximately seven years. The net amount outstanding as of December 31, 2022, was 
$32.9  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to  maintain  certain  minimum 
levels of free cash, working capital and debt ratios.

In December 2021, three of our wholly-owned subsidiaries entered into a $107.3 million senior secured term loan facility with a 
bank, secured against three Suezmax tankers. One of the vessels was delivered in 2021, and $35.8 million of the facility was 
drawn down. Two vessels were delivered in 2022 and the remaining $71.5 million of the facility was drawn down. We have 
provided a corporate guarantee for this facility, which bears interest at LIBOR plus a margin and has a term of approximately 
five years. The net amount outstanding as of December 31, 2022, was $102.0 million. The facility contains a minimum value 
covenant and covenants that require us to maintain certain minimum levels of free cash, working capital and debt ratios.

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In December 2021, one of our wholly-owned subsidiaries entered into a general share lending agreement and 8,000,000 shares 
were  transferred  into  the  custody  of  the  counterparty.  This  facility  provides  a  $30.0  million  loan  in  connection  with  the 
8,000,000 lent shares. The facility is repayable on demand, by either party to the agreement. We drew down $30.0 million in 
August 2022, and subsequently repaid the facility in full in October 2022. The facility bore interest at the US Federal Funds 
Rate with a zero floor plus a margin. The net amount outstanding as of December 31, 2022, was $0.0 million.

In February 2022, two of our wholly-owned subsidiaries entered into a $35.1 million term and revolving loan facility with a 
bank, secured against two VLCCs. We had provided a limited corporate guarantee for this facility, which bore interest at SOFR 
plus a margin and had a term of approximately three years. The facility contained a minimum value covenant and covenants 
that required us to maintain certain minimum levels of free cash, working capital and debt ratios. In April 2022, the two VLCCs 
were  sold  and  delivered  to  unrelated  third  parties,  and  the  facility  was  fully  repaid.  The  net  amount  outstanding  as  of 
December 31, 2022, was $0.0 million. 

In  March  2022,  four  of  our  wholly-owned  subsidiaries  entered  into  a  $100.0  million  term  loan  facility  with  a  bank,  secured 
against four product tankers. We have provided a limited corporate guarantee for this facility, which bears interest at SOFR plus 
a margin and with a term of approximately five years. The net amount outstanding as of December 31, 2022, was $92.4 million. 
The  facility  contains  a  minimum  value  covenant  and  covenants  that  required  us  to  maintain  certain  minimum  levels  of  free 
cash, working capital and debt ratios.

In April 2022, two of our wholly owned subsidiaries owning two 6,500 CEU car carriers, Composer and Conductor, entered 
into sale and leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. 
The sales prices for the vessels were $23.5 million and $25.3 million, respectively. The vessels were leased back for a term of 
approximately  three  years,  with  options  to  purchase  each  vessel  at  the  end  of  the  third  year.  These  two  transactions  did  not 
qualify as sales under the US GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net amounts outstanding as of December 31, 2022 were $20.7 million and $22.4 million, respectively.

In September 2022, two of our wholly-owned subsidiaries entered into a $23.0 million term loan facility with a bank, secured 
against two dry bulk carriers. We have provided a limited corporate guarantee for this facility, which bears interest at SOFR 
plus  a  margin  and  with  a  term  of  approximately  one  year.  The  net  amount  outstanding  as  of  December  31,  2022,  was 
$21.8  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  required  us  to  maintain  certain  minimum 
levels of free cash, working capital and debt ratios.

In September 2022, eight of our wholly-owned subsidiaries entered into a $115.0 million term loan facility with a bank, secured 
against eight dry bulk carriers. We have provided a limited corporate guarantee for this facility, which bears interest at SOFR 
plus  a  margin  and  with  a  term  of  approximately  three  years.  The  net  amount  outstanding  as  of  December  31,  2022,  was 
$110.0  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to  maintain  certain  minimum 
levels of free cash, working capital and debt ratios.

In September 2022, SFL and six of our wholly-owned subsidiaries entered into a $290.0 million term loan facility with a bank. 
The  facility  served  as  a  temporary  source  of  finance  for  vessel  acquisitions,  with  a  term  of  approximately  six  months.  The 
facility  was  partly  repaid  in  2022  and  the  remaining  amount  was  fully  repaid  in  February  2023.  The  facility  bore  interest  at 
SOFR  plus  a  margin  and  had  a  net  amount  outstanding  of  $156.0  million  as  of  December  31,  2022.  It  also  contained  a 
minimum value covenant and covenants that required us to maintain certain minimum levels of free cash, working capital and 
debt ratios.

In October and December 2022, two of our wholly owned subsidiaries owning two 14,000 TEU container vessels entered into 
sale and leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. The 
sales  price  for  each  vessel  was  $120.0  million,  totaling  $240.0  million.  The  vessels  were  leased  back  for  a  term  of 
approximately seven years, with options to purchase each vessel at the end of the seventh year. These two transactions did not 
qualify as sales under the US GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net combined amount outstanding as of December 31, 2022 was $238.3 million.

As  of  December  31,  2022,  the  three-month  U.S.  dollar  LIBOR  was  4.77%,  the  three-month  Norwegian  kroner  NIBOR  was 
3.26% and the SOFR was 4.30%.

96

Loan Covenants

Certain of our financing agreements discussed above, have, among other things, the following financial covenants, as amended 
or waived, which are tested quarterly, the most stringent of which require us (on a consolidated basis) to maintain:

a book equity ratio of minimum 0.20 to 1.0;
a positive working capital; and

•
•
• minimum  liquidity  of  at  least  $25.0  million,  including  undrawn  credit  lines  with  a  remaining  term  of  at  least  six 

months.

Our financing agreements discussed above have, among other things, restrictive covenants which, to the extent triggered, would 
restrict our ability to:

i.

declare, make or pay any dividend, charge, fee or other distribution (whether in cash or in kind) on or in respect of its 
share capital (or any class of its share capital);

ii. pay any interest or repay any principal amount (or capitalized interest) on any debt to any of its shareholders;
iii.
iv. enter into any transaction or arrangement having a similar effect as described in (i) through (iii) above.

redeem, repurchase or repay any of its share capital or resolve to do so; or

Our secured credit facilities may be secured by, among other things: 

•
•
•
•

a first priority mortgage over the relevant collateralized vessels;
a first priority assignment of earnings, insurances and charters from the mortgaged vessels for the specific facility;
a pledge of earnings generated by the mortgaged vessels for the specific facility; and
a pledge of the equity interests of each vessel owning subsidiary under the specific facility.

A violation of any of the financial covenants contained in our financing agreements described above may constitute an event of 
default  under  the  relevant  financing  agreement,  which,  unless  cured  within  the  grace  period  set  forth  under  the  financing 
agreement, if applicable, or waived or modified by our lenders, provides our lenders, by notice to the borrowers, with the right 
to, among other things, cancel the commitments immediately, declare that all or part of the loan, together with accrued interest, 
and all other amounts accrued or outstanding under the agreement, be immediately due and payable, enforce any or all security 
under the security documents, and/or exercise any or all of the rights, remedies, powers or discretions granted to the facility 
agent or finance parties under the finance documents or by any applicable law or regulation or otherwise as a consequence of 
such event of default.

Furthermore, certain of our financing agreements contain a cross-default provision that may be triggered by a default under one 
of  our  other  financing  agreements.  A  cross-default  provision  means  that  a  default  on  one  loan  would  result  in  a  default  on 
certain of our other loans. Because of the presence of cross-default provisions in certain of our financing agreements, the refusal 
of any one lender under our financing agreements to grant or extend a waiver could result in certain of our indebtedness being 
accelerated,  even  if  our  other  lenders  under  our  financing  agreements  have  waived  covenant  defaults  under  the  respective 
agreements.  If  our  secured  indebtedness  is  accelerated  in  full  or  in  part,  it  would  be  very  difficult  in  the  current  financing 
environment for us to refinance our debt or obtain additional financing and we could lose our vessels and other assets securing 
our financing agreements if our lenders foreclose their liens, which would adversely affect our ability to conduct our business.

Moreover, in connection with any waivers of or amendments to our financing agreements that we have obtained, or may obtain 
in the future, our lenders may impose additional operating and financial restrictions on us or modify the terms of our existing 
financing  agreements.  These  restrictions  may  further  restrict  our  ability  to,  among  other  things,  pay  dividends,  make  capital 
expenditures  or  incur  additional  indebtedness,  including  through  the  issuance  of  guarantees.  In  addition,  our  lenders  may 
require the payment of additional fees, require prepayment of a portion of our indebtedness to them, accelerate the amortization 
schedule for our indebtedness and increase the interest rates they charge us on our outstanding indebtedness.

Minimum Value Covenants

Most  of  our  loan  facilities  are  secured  with  mortgages  on  vessels.  As  of  December  31,  2022,  we  had  borrowings  totaling 
$0.5  billion  with  minimum  value  covenants  which  are  tested  on  a  regular  basis.  These  borrowings  were  secured  against  29 
vessels which had combined charter-free market values totaling approximately $1.3 billion. A reduction of 10% in charter-free 
market values in 2022 would not result in any material prepayments or reduction in availability on revolving credit facilities, 
after scheduled loan repayments and prepayments in the year.

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In  addition,  as  of  December  31,  2022,  we  had  borrowings  totaling  $0.3  billion  with  conditional  minimum  value  covenants 
which  are  only  tested  if  the  charter  which  the  vessel  is  employed  is  terminated  or  about  to  expire.  These  borrowings  were 
secured against 15 vessels which had combined charter-free market values totaling approximately $0.6 billion. 

As of December 31, 2022, we were in compliance with all of the financial covenants contained in our financing agreements.

Secured Borrowings

We  previously  had  a  forward  contract  to  repurchase  3.4  million  shares  of  Frontline  which  expired  in  June  2020  for 
$36.8 million. The transaction was accounted for as a secured borrowing, with the shares transferred to 'Marketable securities 
pledged  to  creditors'  and  a  liability  of  $36.8  million  recorded  within  debt  as  of  December  31,  2019.  During  the  year  ended 
December 31, 2020 we repurchased 2.0 million shares subject to the forward contact and repaid $21.1 million of the secured 
borrowing.

We renewed the forward contract continuously from 2019 until September 2022. During the year ended December 31, 2022, we 
had  a  forward  contract  to  repurchase  1.4  million  shares  (2021:  1.4  million  shares)  of  Frontline,  at  a  repurchase  price  of 
$16.7  million  (2021:  $16.4  million)  including  accrued  interest  which  expired  in  September  2022  (2021:  expired  in  January 
2022). The transaction was accounted for as a secured borrowing, with the shares transferred to 'Marketable securities pledged 
to creditors' and a liability recorded within debt. In September 2022, we settled the forward contract in full and recorded the 
sale of the 1.4 million shares and extinguishment of the corresponding debt of $15.6 million. A net gain of $4.6 million was 
recognized in the Statement of Operations in respect of the settlement.

We were required to post collateral of 20% of the total repurchase price plus any negative mark to market movement from the 
repurchase price for the duration of the agreement. As of December 31, 2022, $0.0 million was held as collateral and recorded 
as restricted cash (December 31, 2021: $8.3 million).

Debt and Lease Liabilities in Associated Companies

River  Box  was  a  previously  wholly  owned  subsidiary  of  ours.  It  holds  investments  in  direct  financing  leases,  through  its 
subsidiaries, related to the 19,200 and 19,400 TEU containerships, MSC Anna, MSC Viviana, MSC Erica and MSC Reef which 
were chartered-in on a bareboat basis, each for a period of 15 years from delivery by the shipyard. The four vessels are also 
chartered-out  for  the  same  15-year  period  on  a  bareboat  basis  to  MSC,  an  unrelated  party.  On  December  31,  2020,  we  sold 
50.1% of the shares of River Box to a subsidiary of Hemen, a related party. Following the sale of River Box, the investments in 
the four container vessels accounted for as direct financing leases of $540.9 million and its related finance lease liabilities of 
$464.7 million have been derecognized from our consolidated financial statements.

There were no outstanding bank loans in associated companies as of December 31, 2022 and December 31, 2021. 

Finance Lease Liabilities

In  2018,  we  acquired  four  14,000  TEU  container  vessels  and  three  10,600  TEU  container  vessels,  which  were  subsequently 
refinanced with an Asian based financial institution by entering into separate sale and leaseback financing arrangements. The 
vessels are leased back for terms ranging from six to 11 years, with options to purchase the vessel after six years. Due to the 
terms of the sale and leaseback arrangements, each option is expected to be exercised on the sixth anniversary. These sale and 
leaseback transactions were accounted for as vessels under finance leases. As of December 31, 2022, the outstanding finance 
lease liability balance for these leases was $473.0 million.

98

Derivatives

We use financial instruments to reduce the risk associated with fluctuations in interest rates. As of December 31, 2022, we and 
our consolidated subsidiaries had entered into interest rate swap contracts with a combined notional principal amount of $0.5 
billion whereby variable LIBOR interest rates excluding additional margins are swapped for fixed interest rates between 0.46% 
per annum and 2.15% per annum. We entered into interest rate/currency swap contracts, related to our bonds denominated in 
Norwegian kroner, with notional principal amounts of NOK128 million ($14.7 million), NOK100 million ($11.3 million) and 
NOK420 million ($48.3 million) whereby variable NIBOR interest rates including additional margin are swapped for average 
fixed interest rates of 6.74% per annum, 6.38% per annum and 6.87% per annum respectively, and both the payment of interest 
and eventual settlement of the bonds will have an effective exchange rate of NOK8.71 = $1, NOK8.89 = $1 and NOK8.69 = $1, 
respectively.  We  also  entered  into  currency  swap  contracts,  related  to  our  NOK700  million  bond  (due  2023),  our  NOK700 
million bond (due 2024) and our NOK600 million bond (due 2025) denominated in Norwegian kroner, with notional principal 
amounts of NOK472 million ($62.1 million), NOK280 million ($32.2 million) and NOK600 million ($67.5 million) where the 
eventual settlement of the bonds will have an effective exchange rate of NOK7.60 = $1, NOK8.70 = $1 and NOK8.88 = $1 
respectively. The overall effect of our swaps is to fix the interest rate on approximately $0.6 billion of our floating rate debt, as 
of December 31, 2022, at a weighted average interest rate of 5.30% per annum including margin.

The effect of the above swap contracts is to substantially reduce our exposure to interest rate and exchange rate fluctuations, 
further analysis of which is presented in Item 11 "Quantitative and Qualitative Disclosures about Market Risk". 

At the date of this report, we were not party to any other interest rate or currency derivative contracts.

Equity

On  January  1,  2022,  we  implemented  the  guidance  contained  in  ASU  2020-06  which  simplifies  the  accounting  for  certain 
financial instruments with characteristics of liabilities and equity. ASU 2020-06, was adopted using the modified retrospective 
method (see Note 2: Accounting Policies). Following the adoption, the 4.875% senior unsecured convertible notes due 2023 are 
reflected  entirely  as  a  liability  as  the  embedded  conversion  feature  is  no  longer  presented  within  stockholders'  equity.  The 
cumulative effect of adopting this guidance was an incremental adjustment of $4.3 million to opening retained earnings, and a 
$5.9 million reduction to additional paid-in capital as of January 1, 2022. This net adjustment to equity of $1.6 million resulted 
in a corresponding decrease in deferred debt issuance costs.

In April 2018, we issued a total of 3,765,842 new common shares, par value $0.01 per share, from up to 7,000,000 issuable 
under  a  share  lending  arrangement  in  relation  with  our  issuance  of  4.875%  senior  unsecured  convertible  bonds  in  April  and 
May 2018. The shares issued have been loaned to affiliates of the underwriters of the bond issue in order to assist investors in 
the bonds to hedge their position. The bonds are convertible into common shares and mature on May 1, 2023. As required by 
ASC 470-20 "Debt with Conversion and Other Options", we calculated the equity component of the convertible bond, which 
was  valued  at  $7.9  million  at  issue  date  and  recorded  as  "Additional  paid-in  capital".  During  the  year  ended  December  31, 
2022, we did not purchase any bonds. During the year ended December 31, 2021, we purchased bonds with principal amounts 
totaling  $2.0  million.  The  equity  component  of  these  extinguished  bonds  was  valued  at  $0.1  million  and  has  been  deducted 
from "Additional paid-in capital".

On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  SFL’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  SFL  filed  a 
registration statement on Form F-3ASR (Registration No. 333-237971) to register the sale of up to 10,000,000 common shares 
pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms of the plan, we 
may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

In May 2020, we entered into an equity distribution agreement with BTIG under which the Company may, from time to time, 
offer and sell new ordinary shares having aggregate sales proceeds of up to $100.0 million through an ATM. In April 2022, we 
entered into an Amended and Restated ATM with BTIG. Under this agreement, the prior ATM established in May 2020 was 
terminated and replaced with a renewed ATM program, under which the Company may continue to offer and sell new common 
shares having aggregate sales proceeds of up to $100.0 million, from time to time through BTIG.

99

At our Annual General Meeting held in August 2020, a resolution was passed to approve an increase of our authorized share 
capital  from  $2,000,000  equivalent  to  200,000,000  common  shares  of  $0.01  par  value  each  to  $3,000,000  equivalent  to 
300,000,000 common shares of $0.01 par value each by the authorization of an additional 100,000,000 common shares of $0.01 
par value each.

No  new  common  shares  were  issued  and  sold  under  the  DRIP  and  ATM  arrangements  during  the  year  ended  December  31, 
2022. During the year ended December 31, 2021, we issued and sold 10.7 million shares under these arrangements and total 
proceeds of $89.4 million net of costs were received, resulting in a premium on issue of $89.3 million. 

In  November  2016,  the  Board  of  Directors  renewed  our  Share  Option  Scheme,  originally  approved  in  November  2006.  The 
Option Scheme permits the Board of Directors, at its discretion, to grant options to our employees, officers and directors or our 
subsidiaries. The fair value cost of options granted is recognized in the statement of operations, with a corresponding amount 
credited to additional paid in capital. The additional paid-in capital arising from share options granted was $1.4 million in 2022 
(2021: $1.0 million).

In February 2022, we awarded a total of 435,000 options to employees, officers and Directors, pursuant to our Share Option 
Scheme.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2023 onwards. The initial strike price was $8.73 per share. 

In February 2023, we awarded a total of 440,000 options to employees, officers and Directors, pursuant to our Share Option 
Scheme.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2024 onwards. The initial strike price was $10.34 per share. 

During  the  year  ended  December  31,  2022,  we  issued  a  total  of  10,786  new  common  shares,  par  value  $0.01  per  share, 
following the exercise of 85,500 share options. The weighted average exercise price of the options exercised in 2022 was $8.87 
per share and the total intrinsic value of the options exercised was $0.1 million. 

In 2021, we made a cash payment of $0.1 million in lieu of issuing shares after the exercise of 129,000 share options and in 
2020, we issued a total of 6,869 new common shares, par value $0.01 per share, to satisfy 17,500 options exercised. 

During 2022, we paid four dividends totaling $0.88 per common share (2021: four dividends totaling $0.63 per common share), 
or a total of $111.6 million (2021: $77.6 million), from which $37.3 million were paid from contributed surplus (2021: $77.6 
million).

On February 15, 2023, the Board of Directors declared a dividend of $0.24 per share which will be paid in cash on or around 
March 30, 2023 to shareholders of record as of March 15, 2023.

Following the above transactions, as of December 31, 2022, our issued and fully paid share capital balance was $1.4 million, 
our additional paid-in capital was $616.6 million and our contributed surplus balance was $424.6 million.

100

Contractual Commitments

As of December 31, 2022, we had the following contractual obligations and commitments:

NOK700 million senior unsecured bonds due 2023

4.875% senior unsecured convertible bonds due 2023

NOK700 million senior unsecured bonds 2024

NOK700 million senior unsecured bonds 2025

7.25% senior unsecured sustainability-linked bonds due 2026

Floating rate long-term debt

Lease debt financing (2)
Total debt repayments

Total interest payments (1)

Interest on lease debt financing (2)

Finance lease obligations

Finance lease obligations in associated companies (3)

Interest on finance lease liabilities

Interest on finance lease liabilities in associated companies (3)

Scrubbers and BWTS installation commitments (4)
Commitments under shipbuilding contracts (5)

Less than 
1 year

71.2 

137.9 

— 

— 

— 

666.8 

45.4 
921.3 

80.4 

9.2 

53.7 

12.5 

21.1 

13.4 

7.0 
132.2 

Payment due by period
1–3 
years

3–5 
years

After 5 
years

(in millions of $)

— 

— 

70.7 

60.0 

— 

490.5 

111.5 
732.7 

82.0 

13.6 

419.3 

13.4 

14.5 

12.6 

29.9 
77.5 

— 

— 

— 

— 

150.0 

149.3 

121.1 
420.4 

17.9 

6.1 

— 

29.5 

— 

22.4 

— 
— 

Total

71.2 

137.9 

70.7 

60.0 

150.0 

— 

— 

— 

— 

— 

22.6 

  1,329.2 

116.6 
139.2 

394.6 
  2,213.6 

0.6 

8.5 

— 

154.5 

— 

39.4 

— 
— 

180.9 

37.4 

473.0 

209.9 

35.6 

87.8 

36.9 
209.7 

Total contractual cash obligations

  1,250.8 

  1,395.5 

496.3 

342.2 

  3,484.8 

(1) Interest  payments  are  based  on  the  existing  borrowings  of  the  consolidated  subsidiaries.  It  is  assumed  that  no  further 
refinancing of existing loans takes place and that there is no repayment on revolving credit facilities. Interest rate swaps 
have not been included in the calculation. The interest has been calculated using the five-year U.S. dollar swap of 3.88%, 
the five-year NOK swap of 3.46% and the exchange rate of NOK10.55 = $1 as of March 14, 2023, plus agreed margins. 
Interest on fixed rate loans is calculated using the contracted interest rates.

(2) Interest on lease debt financing relate to interest paid on the sale and leaseback transactions through a Japanese operating 
lease with call option financing structures for the financing of two 6,800 TEU container vessels, two 14,000 TEU container 
vessels and two car carriers. The transactions did not qualify as a sale and have been recorded as financing arrangements. 

(3) This represents 49.9% of the finance lease liabilities and interest on finance lease liabilities within River Box in relation to 

four container vessels on charter to MSC. 

(4) As of December 31, 2022, we had committed $35.3 million towards the procurement of scrubbers on six vessels owned or 
leased-in  by  us,  with  installations  expected  to  take  place  up  to  the  end  of  2024  (2021:  no  capital  commitments).  As  of 
December 31, 2022, we also had commitments to pay approximately $1.6 million towards the installation of BWTS on two 
vessels from our fleet (2021: $2.7 million on five vessels), with installations expected to take place up to the end of 2023.

(5) As of December 31, 2022, we also had commitments under shipbuilding contracts to construct four newbuilding dual-fuel 
7,000 CEU car carriers designed to use liquefied natural gas ("LNG"), totaling to $209.7 million (2021: $254.2 million). 
Delivery of the vessels is expected to take place in 2023 and 2024.

There were no other material contractual commitments as of December 31, 2022.

Our  contractual  obligations  and  commitments  shown  above  relate  to  servicing  our  debt,  funding  the  equity  portion  of 
investments in vessels and funding our working capital requirements. Our funding and treasury activities are conducted within 
corporate  policies  to  maximize  investment  returns  while  maintaining  appropriate  liquidity  for  both  our  short  and  long-term 
needs.

101

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our short-term contractual obligations and commitments relate to servicing our debt and funding working capital requirements. 
Sources  of  short-term  liquidity  include  cash  balances,  short-term  investments,  available  amounts  under  revolving  credit 
facilities  and  receipts  from  our  charters.  We  believe  that  our  cash  flow  from  the  charters  will  be  sufficient  to  fund  our 
anticipated debt service and working capital requirements for the short and medium term. 

Our long-term liquidity requirements include funding the equity portion of investments in new vessels and repayment of long-
term debt balances. We expect that we will require additional borrowings or issuances of equity in the long term to meet our 
capital requirements.

C. RESEARCH AND DEVELOPMENT, PATENTS AND LICENSES, ETC.

We do not undertake any significant expenditure on research and development, and have no significant interests in patents or 
licenses.

D. TREND INFORMATION

Vessel  prices  have  fluctuated  significantly  over  the  past  decade.  In  2022  a  significant  number  of  newbuilding  orders  were 
placed, however there was a slight easing in orders compared to 2021. In 2022, a total of 1,461 ships of 88.1 million dwt were 
reported contracted, an approximate 36.5% year on year decrease in terms of dwt. The slight reduction in newbuilding orders, 
follows  an  active  2021,  elevated  newbuild  prices,  fewer  available  yard  berths  and  continued  uncertainty  around  fueling 
technology.

The tanker market saw firmer levels during 2022. This follows 2021 which had some of the most challenging market conditions 
seen over the last 30 years. Global seaborne crude trade is estimated to have increased by 5.1% year on year to 39.3 million 
barrels per day or bpd in 2022, above the 2021 level. The elevated crude tanker market is supported by rising US, Norwegian 
and Brazilian exports along with firm demand from Asia. The increase in ton-mile follows the shift in Russian oil trade. During 
December  2022,  average  earnings  for  the  VLCC,  Suezmax  and  Aframax  sectors  were  approximately  $51,800  ($64,100  for 
scrubber  fitted),  $83,900  ($90,600  for  scrubber  fitted)  and  $100,300  per  day  ($106,700  for  scrubber  fitted),  respectively.  In 
2022, crude tanker demand increased by approximately 5.5% and the crude fleet grew by approximately 5.1%. Product tanker 
demand increased by approximately 3.4% while the product tanker fleet grew by 2.5%.

Overall,  all  tanker  sectors  experienced  significant  volatility  in  2022.  Global  oil  supply  is  estimated  to  have  grown  by  4.4%, 
while global oil demand is estimated to have risen by 2.3% in 2022. As of now, the fleet of trading crude tankers is expected to 
grow by 1.9% during 2023, while crude tanker demand is expected to grow by 6.5% in the same period. Product tanker demand 
is expected to grow by 9.3% with the product tanker fleet only expected to increase by 0.4% during 2023, providing support for 
the  tanker  sector.  A  series  of  potential  impacts  and  factors  may  impact  the  demand  growth.  Since  the  beginning  of  the  first 
quarter of 2020, the COVID-19 outbreak has had significant negative impacts on oil markets, with lower oil prices as a result of 
the  continued  low  global  oil  demand.  The  outlook  remains  positive  with  tanker  demand  projected  to  increase  following 
continued Asian demand increase whilst fleet growth is projected to be less than 2.0% during 2023. Furthermore, according to 
industry sources, new emission regulations are expected to reduce available tanker supply by around 1.5% – 2.0% during the 
next two years. 

During 2022, the dry bulk fleet is estimated to have increased by 2.8% in total dwt. This compares to a demand reduction on 
prior  year  of  1.9%  in  terms  of  tonne  miles,  following  a  year  with  softening  rates.  Looking  ahead,  industry  sources  are 
estimating  that  dry  bulk  global  trade  will  expand  by  2.0%  during  2023,  in  terms  of  tonne-miles.  This  amounts  to  an 
approximate total of 5.3 billion tonnes for the full year. Industry sources indicate that the 1.9% decrease in seaborne dry bulk 
trade  (in  tonne  miles)  during  2022  came  as  a  result  of  weaker  global  economic  conditions  and  reduction  in  port  congestion 
globally.  The  dry  bulk  newbuilding  orderbook  stands  at  7.4%  of  the  total  fleet  in  terms  of  capacity.  According  to  industry 
sources, the market is expected to improve during 2023 following increased import activity from Chinese COVID-19 reopening 
in addition to new environmental regulations supporting the dry bulk supply, however with continued uncertainty.

Our dry bulk vessels on charter to Golden Ocean are subject to long term charters that provide for both a fixed base charter hire 
and profit sharing payments that apply once Golden Ocean earns average daily rates from our vessels in the market that exceed 
the  fixed  base  charter  rates,  calculated  and  payable  on  a  quarterly  basis.  If  rates  for  vessels  chartered  in  the  spot  market 
increase,  our  profit  sharing  revenues,  if  any,  will  likewise  increase  for  those  vessels  operated  by  Golden  Ocean  in  the  spot 
market. We also have five 57,000 dwt and two 82,000 dwt dry bulk vessels currently employed in the spot market, which will 
benefit directly from any strengthening in spot charter rates.

102

The containership charter market corrected sharply during the second half of 2022 following significant pressure on global box 
trade  following  shift  in  consumer  spending,  macroeconomic  headwinds  and  impacts  from  inflation  in  addition  to  easing  of 
logistical  disruptions  and  port  congestions.  After  severe  negative  impacts  resulting  from  the  outbreak  of  the  COVID-19 
pandemic during 2020, volumes recovered quickly in connection with significant logistical disruptions during the second half 
of 2020, a trend that has continued throughout 2021 and early 2022. The extraordinary market recovery resulted in box ship 
charter  rates  reaching  unprecedented  levels  and  periods  never  seen  before.  At  the  end  of  2021  the  Shanghai  Containerized 
Freight Index ("SCFI") surpassed 5,000 points, up from approximately 2,800 points at the start of 2021. At the end of January 
2023, the SCFI index stood at 1,030 down 80% from the peak of 5,110 in January 2022, back in line with 2020 levels. The 
global seaborne container trade is estimated to have declined by 3.8% during 2022 to 200 million TEU, down from an increase 
of  6.6%  in  2021.  Fleet  capacity  remained  strong  in  2022,  standing  at  4.0%  compared  to  the  4.5%  growth  seen  in  2021. 
Demolition activity in the container segment was very limited due to strong freight and charter markets during the year with 
only  8  vessels  of  approximately  11,500  TEU  combined  being  sold  for  recycling  in  2022,  compared  with  16  vessels  of 
approximately  12,000  TEU  during  2021  and  80  vessels  of  approximately  180,000  TEU  in  2020.  Trade  growth  in  2023  is 
projected to decrease by an estimated 2.2%. In 2022, trade between the Far East and Europe decreased by an estimated 10.3% 
compared to 2021 (TEU). On the peak leg, transpacific trade is expected to have decreased by 7.4% in 2022 compared to 2021. 
The market softening is expected to continue during 2023 with the support of accelerated supply growth.

The offshore drilling market has experienced significant volatility over the past decade and the oil price (Brent crude spot) has 
fluctuated  between  $20  in  2020  and  above  $100  dollars  per  barrel  in  2022.  The  market  for  offshore  drilling  rigs  has  been 
challenging for several years as a result of lower oil prices since 2014 as many offshore exploration activities became inviable 
at low prices of below $50. As a result, some owners and operators of drilling units have experienced financial difficulties for 
several years, including breaching bank covenants and ended up in financial restructurings. 

Recently,  increased  global  demand  for  oil  and  gas  combined  with  diminishing  global  supply  as  result  of  natural  production 
depletion of existing oil and gas fields combined with underinvestment in new oil and gas production, has resulted in higher oil 
prices.  A  general  increase  in  capital  expenditures  by  oil  and  gas  companies  has  recently  resulted  in  more  exploration  and 
development activity increasing demand for offshore oil and gas drilling rigs. In addition, lower supply of offshore drilling rigs 
as older rigs have been retired and demolished, has improved the market outlook for these units. As a result, the utilization of 
offshore drilling rigs has improved since 2020 from 78% to 90% early 2023.

According to industry sources, global liquids fuel consumption is forecasted to increase from an average of 99.4 million barrels 
per day in 2022 to 102.3 million barrels per day in 2024, driven primarily by growth in China and other non-OECD countries. 
However,  significant  uncertainty  around  the  demand  forecast  remains  based  on  possible  outcomes  for  the  evolving  global 
economic conditions and China’s pivot away from a zero-COVID strategy. 

Interest rates have increased in recent months in comparison to the historically low levels observed from 2009 to early 2022. 
We have effectively hedged a substantial portion of our interest exposure on our floating rate debt through swap agreements 
with  banks.  Several  of  our  charter  contracts  also  include  interest  adjustment  clauses,  whereby  the  charter  rate  is  adjusted  to 
reflect  the  actual  interest  paid  on  a  deemed  outstanding  loan  relating  to  the  asset,  effectively  transferring  the  interest  rate 
exposure to our counterparty under the charter contract.

The  above  overviews  of  the  various  sectors  in  which  we  operate  are  based  on  current  market  conditions.  However,  market 
developments cannot always be predicted and may differ from our current expectations. Please also see Item 5.A. Operating 
Results—Market Overview for additional information with respect to trends observed in the applicable markets, including the 
disclaimers therein. 

E. CRITICAL ACCOUNTING ESTIMATES

The preparation of our consolidated financial statements in accordance with US GAAP requires management to make estimates 
and assumptions affecting the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the 
date of our financial statements, and the reported amounts of revenues and expenses during the reporting period. For a detailed 
discussion of the accounting policies we apply that are considered to involve a higher degree of judgment in their application 
refer to Critical Accounting Policies and Estimates showing under Item 5.A. Operating Results.

103

ITEM 6. 

DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES

A. DIRECTORS AND SENIOR MANAGEMENT

The following table sets forth information regarding our directors and officers including the Chief Executive Officer and the 
Chief  Financial  Officer  of  our  wholly  owned  subsidiary  SFL  Management  AS,  who  are  responsible  for  overseeing  our 
management.

Name
James O'Shaughnessy

Age Position
59 Director of the Company and Chairperson of the Audit Committee

Kathrine Astrup Fredriksen
Gary Vogel

Keesjan Cordia

39 Director of the Company

57 Director of the Company

48 Director of the Company

Will Homan-Russell

44 Director of the Company

Ole B. Hjertaker

Aksel C. Olesen

56 Director and Chief Executive Officer of SFL Management AS (Principal Executive Officer)

46 Chief Financial Officer of SFL Management AS (Principal Financial Officer)

Under our constituent documents, we are required to have at least one independent director on our Board of Directors whose 
consent will be required to file for bankruptcy, liquidate or dissolve, merge or sell all or substantially all of our assets.

Certain biographical information about each of our directors and officers is set forth below.

James O'Shaughnessy has been a Director of the Company since September 2018. Mr. O'Shaughnessy served as an Executive 
Vice President, Chief Accounting Officer and Corporate Controller of Axis Capital Holdings Limited up to March 26, 2019. 
Prior to that Mr. O'Shaughnessy has amongst others served as Chief Financial Officer of Flagstone Reinsurance Holdings and 
as Chief Accounting Officer and Senior Vice President of Scottish Re Group Ltd., and Chief Financial Officer of XL Re Ltd. at 
XL Group plc. Mr. O'Shaughnessy received a Bachelor of Commerce degree from University College, Cork, Ireland and is both 
a Fellow of the Institute of Chartered Accountants of Ireland, an Associate Member of the Chartered Insurance Institute of the 
UK and a Chartered Director. Mr. O'Shaughnessy also serves as a director of Frontline, Golden Ocean, Archer Limited, Avance 
Gas, ST Energy Transition I Ltd., CG Insurance Group and Catalina General. 

Kathrine Astrup Fredriksen has been a Director of the Company since February 2020. Ms. Fredriksen has served as a board 
member  of  Norwegian  Property  ASA  since  2016,  Axactor  SE  since  April  2020  and  Avance  Gas  since  May  2021.  Ms. 
Fredriksen  is  currently  employed  by  Seatankers  Services  (UK)  LLP  and  she  has  previously  been  on  the  boards  of  Seadrill, 
Golar LNG, Frontline and Deep Sea Supply. Ms. Fredriksen was educated at the European Business School in London.

Gary Vogel has served as a Director of the Company since December 2016. Mr. Vogel is the Chief Executive Officer and a 
director of Eagle Bulk Shipping Inc. (NASDAQ: EGLE), a U.S. listed owner and operator of dry bulk vessels. He has worked 
extensively both in the dry bulk market and capital markets, and was previously the Chief Executive Officer of Clipper Group 
in Denmark.

Keesjan Cordia has been a Director of the Company since September 2018. Mr. Cordia is a private investor with a background 
in  Economics  and  Business  Administration.  Mr.  Cordia  holds  several  board  and  advisory  board  positions  in  the  oil  and  gas 
industry, among which he is a board member of Workships group B.V (2006), Combifloat B.V (2013) and Kerrco Inc (2017). 
He has been Chairman of the board of Oceanteam ASA since April 2018. From 2006-2014 he was CEO at Seafox (Offshore 
Services). Mr. Cordia is founder and Managing Partner of Invaco Management B.V., an investment firm based in Amsterdam. 
He is also a member of the investor committee of Connected Capital, a private equity firm. Mr. Cordia also serves as a director 
of Northern Drilling Ltd.

Will Homan-Russell has been a Director of the Company since July 2022. Mr. Homan-Russell is an experienced professional 
investor  in  the  maritime  sector,  currently  serving  as  Chief  Investment  Officer  of  UK  based  WMC  Capital  Ltd.,  where  he 
cofounded Albemarle Shipping Fund. From 2003 to 2018 he worked for Tufton Oceanic Limited, a fund management company 
specializing on investments in the maritime and energy sectors. Mr. Homan-Russell holds an MA in Mathematics from Oxford 
University and an MSc. in Finance from London Business School.

104

Ole B. Hjertaker has been a Director of the Company since October 2019. Mr. Hjertaker has served as Chief Executive Officer 
of SFL Management AS since July 2009, prior to which he served as Chief Financial Officer from September 2006. Prior to 
joining SFL, Mr. Hjertaker was employed in the Corporate Finance division of DNB Markets, a leading shipping and offshore 
bank.  Mr.  Hjertaker  has  extensive  corporate  and  investment  banking  experience,  mainly  within  the  maritime/transportation 
industries, and holds a Master of Science degree from the Norwegian School of Economics and Business Administration. Mr. 
Hjertaker also serves as a chairman of NorAm Drilling and director of Frontline.

Aksel  C.  Olesen  has  been  the  Chief  Financial  Officer  of  SFL  Management  AS  since  January  2019.  Prior  to  joining  SFL 
Management AS, he spent 12 years at Pareto Securities where he worked in various positions in the firm’s investment banking 
division, including as Head of Investment Banking Asia in Singapore from 2011 to 2014 and most recent as Head of Shipping 
and Offshore Project Finance. Mr. Olesen started his career working for the shipping company Kristian Jebsens Rederi as part 
of the legal, business development and finance team. Mr. Olesen holds a Master of Law degree from the University of Bergen.

B. COMPENSATION

During the year ended December 31, 2022, we paid to our directors and officers aggregate cash compensation of $1.8 million, 
including an aggregate amount of $0.04 million for pension and retirement benefits. We reimburse directors for reasonable out 
of pocket expenses incurred by them in connection with their service to us. In addition to cash compensation, during 2022 we 
also recognized a net expense of $1.0 million relating to directors' and officers' stock options.

C. BOARD PRACTICES

In  accordance  with  our  Bye-laws,  the  number  of  directors  shall  be  such  number  not  less  than  two  as  we  may  by  Ordinary 
Resolution determine from time to time, and each director shall hold office until the next annual general meeting following his 
election or until his successor is elected. We currently have six directors.

We currently have an Audit Committee, which is responsible for overseeing the quality and integrity of our financial statements 
and  our  accounting,  auditing  and  financial  reporting  practices,  our  compliance  with  legal  and  regulatory  requirements,  the 
independent auditor's qualifications, independence and performance, and our internal audit function. James O'Shaughnessy is 
the Chairperson of the Audit Committee and the Audit Committee Financial Expert. 

We currently have a Compensation Committee, which is responsible for establishing and reviewing the executive officers' and 
managements’  compensation  and  benefits.  Gary  Vogel  and  James  O'Shaughnessy  are  members  of  the  Compensation 
Committee.

As  a  foreign  private  issuer,  we  are  exempt  from  certain  requirements  of  the  NYSE  that  are  applicable  to  U.S.  listed 
companies. For a listing and further discussion of how our corporate governance practices differ from those required of U.S. 
companies  listed  on  the  NYSE,  please  see  Item  16G  or  visit  the  corporate  governance  section  of  our  website  at 
www.sflcorp.com. The information on our website is not incorporated by reference into this annual report.

Our officers are elected by our Board of Directors immediately following each Annual General Meeting and shall hold office 
for such period and on such terms as the Board of Directors may determine.

There are no service contracts between us and any of our directors providing for benefits upon termination of their employment 
or service as a director.

D. EMPLOYEES

We currently employ 19 persons on a full-time basis through our subsidiaries SFL Management AS, SFL UK Management Ltd, 
SFL Management (Singapore) Pte. Ltd. and LH Rig Management (Cyprus) Ltd, and during the year ended December 31, 2022, 
employed  19  persons  on  a  full-time  basis.  We  have  contracted  with  independent  ship  managers  to  provide  technical 
management  services  and  with  Frontline  Management,  Golden  Ocean  Management  and  other  third  parties  for  certain 
managerial responsibilities for our fleet. Frontline Management are also contracted to provide certain administrative services, 
including corporate services, and have contracted with Seatankers, Front Ocean Management AS and Front Ocean Management 
Ltd. (collectively “Front Ocean”) for certain advisory and support services.

105

 
 
E. SHARE OWNERSHIP

The beneficial interests of our Directors and officers in our common shares as of March 16, 2023, are as follows:

Director or Officer

James O'Shaughnessy
Kathrine Astrup Fredriksen

Gary Vogel

Keesjan Cordia
Will Homan-Russell

Ole B. Hjertaker

Aksel C. Olesen

* Less than one percent.

Beneficial interest 
in Common 
Shares of
$0.01 each

Additional interest in 
options to acquire 
Common Shares 
which have vested

Percentage of
Common 
Shares
Outstanding

— 

**  

— 

— 

— 

96,885 

— 

68,333 

18,333 

68,333 

68,333 

— 

358,333 

201,666 

*

*

*

*

*

*

*

** Ms. Kathrine Fredriksen, the daughter of Mr. John Fredriksen, does not directly own any of our common shares. Please see 
“Item 7. Major Shareholders and Related Party Transactions—A. Major Shareholders”.

Share Option Scheme

In  November  2016,  our  Board  of  Directors  renewed  the  SFL  Corporation  Ltd.  Share  Option  Scheme  originally  approved  in 
November 2006. Following the renewal in November 2016, the scheme will expire in November 2026. The subscription price 
for all options granted under the scheme will be reduced by the amount of all dividends per share declared by us in the period 
from the date of grant until the date the options are exercised. 

In April 2018, 83,000 options were awarded to employees and officers pursuant to our Share Option Scheme. The options vest 
over a three-year period and have a five-year term. The initial exercise price was $14.67 per share and the first options will be 
exercisable from April 2019.

In January 2019, 100,000 options were awarded to one officer pursuant to our Share Option Scheme. The options vest over a 
three-year  period  and  have  a  five-year  term.  The  initial  exercise  price  was  $11.50  per  share  and  the  first  options  will  be 
exercisable from January 2020.

In March 2019, 425,000 options were awarded to employees, officers and directors pursuant to our Share Option Scheme. The 
options vest over a three-year period and have a five-year term. The initial exercise price was $12.35 per share and the first 
options will be exercisable from March 2020.

In February 2020, 350,000 options were awarded to employees, officers and directors pursuant to our Share Option Scheme. 
The options vest over a three-year period and have a five-year term. The initial exercise price was $13.45 per share and the first 
options will be exercisable from February 2021.

In May 2021, 480,000 options were awarded to employees, officers and directors pursuant to our Share Option Scheme. The 
options  vest  over  a  three-year  period  and  have  a  five-year  term.  The  initial  exercise  price  was  $8.79  per  share  and  the  first 
options will be exercisable from May 2022.

In February 2022, 435,000 options were awarded to employees, officers and directors, pursuant to our Share Option Scheme. 
The options have a five-year term and a three-year vesting period and the first options will be exercisable from February 2023 
onwards. The initial strike price was $8.73 per share. 

In February 2023, 440,000 options were awarded to employees, officers and directors, pursuant to our Share Option Scheme. 
The options have a five-year term and a three-year vesting period and the first options will be exercisable from February 2024 
onwards. The initial strike price was $10.34 per share.

106

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Details of options to acquire our common shares by our directors and officers as of March 16, 2023, were as follows:

Director or Officer

James O'Shaughnessy

James O'Shaughnessy

James O'Shaughnessy

James O'Shaughnessy

James O'Shaughnessy

Gary Vogel

Gary Vogel

Gary Vogel

Gary Vogel

Gary Vogel

Keesjan Cordia

Keesjan Cordia

Keesjan Cordia

Keesjan Cordia

Keesjan Cordia
Kathrine Astrup Fredriksen

Kathrine Astrup Fredriksen

Kathrine Astrup Fredriksen

Will Homan-Russell

Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Aksel C. Olesen

Aksel C. Olesen

Aksel C. Olesen

Aksel C. Olesen

Aksel C. Olesen

Number of options

Total

Vested

Exercise 
price

Expiration Date

25,000 

25,000 

25,000 

30,000 

25,000 

25,000 

25,000 

25,000 

30,000 

25,000 

25,000 

25,000 

25,000 

30,000 

25,000 

25,000 

30,000 

25,000 

25,000 

30,000 

150,000 

85,000 

180,000 

100,000 

100,000 

100,000 

50,000 

80,000 

75,000 

75,000 

25,000  $ 

25,000  $ 

8,333  $ 

10,000  $ 

—  $ 

25,000  $ 

25,000  $ 

8,333  $ 

10,000  $ 

—  $ 

25,000  $ 

25,000  $ 

8,333  $ 

10,000  $ 

8.55 

10.70 

7.19 

7.61 

10.10 

8.55 

10.70 

7.19 

7.61 

10.10 

8.55 

10.70 

7.19 

7.61 

March 2024

February 2025

May 2026

February 2027

February 2028

March 2024

February 2025

May 2026

February 2027

February 2028

March 2024

February 2025

May 2026

February 2027

—  $ 

10.10 

February 2028

8,333  $ 

10,000  $ 

—  $ 

—  $ 

30,000  $ 

150,000  $ 

7.19 

7.61 

10.10 

10.10 

9.47 

8.55 

May 2026

February 2027

February 2028

February 2028

April 2023

March 2024

85,000  $ 

10.70 

February 2025

60,000  $ 

33,333  $ 

—  $ 

100,000  $ 

50,000  $ 

26,666  $ 

25,000  $ 

7.19 

7.61 

10.10 

7.35 

10.70 

7.19 

7.61 

May 2026

February 2027

February 2028

January 2024

February 2025

May 2026

February 2027

—  $ 

10.10 

February 2028

F. DISCLOSURE OF A REGISTRANT’S ACTION TO RECOVER ERRONEOUSLY AWARDED COMPENSATION

Not applicable.

107

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7.  MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS

A. MAJOR SHAREHOLDERS

The following table presents certain information as of March 14, 2023, regarding the ownership of our common shares with 
respect to each shareholder whom we know to beneficially own five percent or more of our outstanding common shares.

Owner

Hemen Holding Limited (1)

DNB Bank ASA (2)

Number of 
Common Shares

Percent of 
Common Shares

25,728,687

8,000,000

18.6%

5.8%

(1) C.K. Limited is the trustee of two trusts (the “Trusts”) settled by Mr. John Fredriksen. The Trusts indirectly hold all of the 
shares of Hemen and the sole shareholder of Hemen, Greenwich Holdings Limited. Accordingly, C.K. Limited, as trustee, may 
be  deemed  to  beneficially  own  the  25,728,687  common  shares  of  the  Company  that  are  owned  by  Hemen  and  beneficially 
owned  by  Greenwich  Holdings  Limited.  The  beneficiaries  of  the  Trusts  are  members  of  Mr.  Fredriksen’s  family.  Mr. 
Fredriksen  is  neither  a  beneficiary  nor  a  trustee  of  either  Trust.  Therefore,  Mr.  Fredriksen  has  no  economic  interest  in  such 
25,728,687  common  shares  and  Mr.  Fredriksen  disclaims  any  control  over  such  25,728,687  common  shares,  save  for  any 
indirect influence he may have with C.K. Limited, as the trustee of the Trusts, in his capacity as the settlor of the Trusts.

(2) In calculating the above percentages of common shares held by Hemen, the total number of issued and outstanding common 
shares of 138,562,173 was used as denominator which includes shares outstanding from share lending arrangements. Included 
are  8,000,000  shares  initially  issued  and  loaned  as  part  of  a  share  lending  arrangement  relating  to  the  October  2016  issue  of 
5.75% convertible notes. After the maturity of these bonds in 2021, the loaned shares were transferred to another party under a 
general share lending agreement. We have also included 3,765,842 shares which were issued and loaned in December 2018 as 
part  of  a  share  lending  arranging  relating  to  the  4.875%  convertible  notes.  These  3,765,842  shares  which  were  issued  and 
loaned, are owned by the Company and are to be returned on or before maturity of the bonds in 2023 pursuant to the terms of 
the applicable share lending arrangement.

A total of 138,562,173 common shares were outstanding as of March 14, 2023. 

Our major shareholders have the same voting rights as our other shareholders.

As of March 14, 2023, we had 403 holders of record in the United States, including Cede & Co., which is the Depository Trust 
Company’s nominee for holding shares on behalf of brokerage firms, as a single holder of record.

We are not aware of any arrangements, the operation of which may at a subsequent date result in a change in control.

B. RELATED PARTY TRANSACTIONS

The Company, which was formed in 2003 as a wholly-owned subsidiary of Frontline, was partially spun-off in 2004 and its 
shares  commenced  trading  on  the  NYSE  in  June  2004.  A  large  part  of  our  business  continues  to  be  transacted  through 
contractual  relationships  between  us  and  the  following  related  parties,  being  companies  in  which  Hemen  and  companies 
associated with Hemen have, or had, a significant direct or indirect interest:

- 

- 

- 

- 
- 
- 
- 
- 

Frontline

Frontline Shipping 

Seadrill (1)

Golden Ocean
Seatankers
Front Ocean
NorAm Drilling
ADS Maritime Holding

108

 
 
- 

-  

River Box

Sloane Square Capital Holdings Ltd. (“Sloane Square Capital”)

(1) From February 2022, Seadrill was determined to no longer be a related party following its emergence from bankruptcy (see 
below).

We chartered two vessels to Frontline Shipping under long-term direct financing leases, both of which have given economic 
effect from January 1, 2004. As of December 31, 2021, the balance of net investments in direct financing leases to Frontline 
Shipping was $69.8 million before credit loss provision and of which $6.5 million represented short-term maturities. During the 
year ended December 31, 2022, the vessels were sold and delivered to an unrelated third party and a gain of $1.5 million was 
recognized on the sale of the vessels. The Company also received an additional compensation payment of $4.5 million from 
Frontline Shipping, for the early termination of the corresponding charters.

As compensation for amendments entered into in June 2015, we received 55 million ordinary shares in Frontline, the fair value 
of  which  amounted  to  $150.2  million  on  the  date  of  receipt.  Following  the  amendments,  from  July  1,  2015,  the  leases  were 
revised to reflect the compensation payment received and the reduction in future minimum lease payments to be received. In 
February 2016, Frontline enacted a 1-for-5 reverse stock split, and after the stock split we held 11.0 million ordinary shares. 
During  the  year  ended  December  31,  2020,  we  sold  approximately  2.0  million  shares.  As  of  December  31,  2021,  we  had  a 
forward contract which expired in January of 2022, to repurchase the remaining 1.4 million shares of Frontline at a repurchase 
price of $16.4 million including accrued interest. During the year ended December 31, 2022, the forward contract to repurchase 
1.4  million  shares  of  Frontline  was  rolled  over  to  September  2022,  at  a  repurchase  price  of  $16.7  million  including  accrued 
interest. The transaction had been accounted for as a secured borrowing, with the shares transferred to 'Marketable securities 
pledged  to  creditors'  and  a  liability  recorded  within  debt.  In  September  2022,  we  settled  the  forward  contract  in  full  and 
recorded  the  sale  of  the  1.4  million  shares  and  extinguishment  of  the  corresponding  debt  of  $15.6  million.  The  net  amount 
outstanding as of December 31, 2022 was $0.0 million (2021: $15.6 million). A net gain of $4.6 million was recognized in the 
Statements  of  Operations  in  respect  of  the  settlement.  No  dividend  income  was  received  on  these  shares  in  the  year  ended 
December 31, 2022 (2021: $0.0 million). 

Amendments to the charter agreements made in June 2015, increased the profit sharing percentage to 50% for earnings above 
the new time charter rates with effect from July 1, 2015. Following the amendments, the profit share is calculated and payable 
on a quarterly basis. We earned $0.0 million under the 50% profit sharing agreement in 2022 (2021: $0.3 million; 2020: $18.6 
million). No further profit share will be earned, following the sale in April 2022, of the final two vessels on charter to Frontline 
Shipping. 

Our jack-up drilling rig (Linus) and ultra-deepwater drilling unit (Hercules) were leased to subsidiaries of Seadrill, previously a 
related party. Linus was redelivered from Seadrill in September 2022 and Hercules was redelivered from Seadrill in December 
2022.  The  charters  for  these  rigs  were  initially  classified  as  direct  financing  leases  and  the  rig  owning  subsidiaries  were 
accounted  for  using  the  equity  method  until  August  2021  (Hercules)  and  October  2020  (Linus).  In  2021,  the  applicable 
bankruptcy court approved the Interim Funding and Settlement Agreement signed between the Company and Seadrill, allowing 
Seadrill  to  pay  reduced  charter  hire  for  the  two  rigs  during  the  interim  period.  The  change  in  rate  met  the  definition  of  a 
modification  resulting  in  the  leases  being  reclassified  from  direct  financing  leases  to  operating  leases.  In  the  year  ended 
December 31, 2022, we earned operating lease revenues of $17.8 million (2021: $28.9 million) in relation to the two rigs on 
charter to Seadrill. 

On February 22, 2022, Seadrill announced that it has emerged from Chapter 11 after successfully completing its reorganization. 
Upon emergence a new independent board of directors assumed leadership of the new parent company of the Seadrill group, 
which is referred to as Seadrill 2021 Limited. Hemen's shareholding in Seadrill 2021 Limited post-emergence from bankruptcy 
is  also  below  1%.  Consequently,  SFL  determined  that  Seadrill  is  no  longer  a  related  party  following  the  emergence  from 
bankruptcy.

109

In  2015,  we  took  delivery  of  eight  Capesize  dry  bulk  carriers  from  subsidiaries  of  Golden  Ocean  for  a  total  cost  of  $272.0 
million. The vessels were immediately chartered back to a subsidiary of Golden Ocean on 10 year time charters, at base charter 
rates  of  $17,600  per  day  for  the  first  seven  years  and  $14,900  per  day  thereafter.  The  charters  also  included  an  interest 
adjustment  clause,  whereby  the  base  charter  rates  are  adjusted  based  on  the  actual  LIBOR  compared  to  a  base  LIBOR.  The 
performance under the charters is fully guaranteed by Golden Ocean. We also receive a 33% profit share of revenues above the 
interest adjusted base charter rates, calculated and payable on a quarterly basis. In December 2019, amendments were made to 
seven of the charters, we agreed to finance an exhaust gas cleaning system ("scrubbers") on seven vessels with an amount of up 
to $2.5 million per vessel, subject to an increase in the base charter rate of $1,535 per day from 1 January 2020 until 30 June 
2025. In the event that the cost of the installation is below or exceeds $2.5 million per vessel, such cost will be for the benefit of 
Golden Ocean. 

In the year ended December 31, 2022, we earned $3.0 million income under this arrangement (2021: $9.8 million; 2020: $0.0 
million). The charters for these vessels are classified as operating leases and as of December 31, 2022, the net book value of 
these vessels was $162.1 million (2021: $181.3 million). The amendment to charters on seven of the vessels in 2019 did not 
amend the original lease classification.

We paid Frontline Management a management fee of $9,000 per day per vessel for all vessels chartered to Frontline Shipping, 
apart from certain vessels where the fee was suspended while they are sub-chartered on a bareboat basis. This daily fee has been 
payable  since  July  1,  2015,  when  amendments  to  the  charter  agreement  became  effective  and  until  the  sale  of  the  last  two 
VLCCs in April 2022. Before July 1, 2015, the fixed daily fee was $6,500 per day. As of March 16, 2023, we also have 23 
container  vessels,  seven  dry  bulk  carriers,  eight  Suezmax  tankers,  three  car  carriers,  six  product  tankers  and  two  chemical 
tankers operating on time charter or in the spot market, for which the supervision of the technical management is sub-contracted 
to Frontline Management. We also pay Frontline and its subsidiaries a fixed management fee of $150 per day, in relation to 
eight Suezmax tankers and six product tankers operating in the spot market and on time charter, and an additional fee of 1.25% 
of chartering revenues, in relation to one Suezmax tanker operating in the spot market. In the year ended December 31, 2022, 
management  fees  paid  to  Frontline  Management  amounted  to  $3.7  million  (2021:  $7.8  million;  2020:  $8.9  million).  The 
management fees are classified as vessel operating expenses. 

We  pay  Golden  Ocean  Management  a  management  fee  of  $7,000  per  day  per  vessel  for  the  eight  vessels  chartered  to  a 
subsidiary of Golden Ocean. In the year ended December 31, 2022, total management fees paid to Golden Ocean Management 
amounted to approximately $20.5 million (2021: $20.8 million; 2020: $21.4 million). 

In  February  2020,  we  delivered  the  2002-built  VLCC  Front  Hakata  to  an  unrelated  third  party  for  sale  proceeds  of  $33.5 
million. Furthermore, we agreed with Frontline Shipping, to terminate the long-term charter for the vessel upon the sale and 
delivery and paid $3.2 million compensation to Frontline Shipping for early termination of the charter. The loan notes for the 
Front Circassia, Front Page, Front Stratus, Front Serenade and Front Ariake sold in 2018 were settled in February 2020. We 
received  $19.9  million  as  settlement  and  recognized  a  gain  of  $4.4  million  in  the  first  quarter  of  2020.  We  also  earned  total 
interest of $0.2 million on the loan notes from Frontline and Frontline Shipping in 2020.

In August 2018, we acquired approximately 4.0 million shares in ADS Maritime Holding, a newly formed company trading on 
the Oslo Merkur Market, for a purchase price of $10.0 million. Dividend income of $2.9 million was received in 2020, which 
represented  approximately  17%  of  the  outstanding  shares  in  2020.  In  year  ended  December  31,  2021,  we  received  a  capital 
dividend of approximately $8.8 million following the sale of the remaining two vessels by ADS Maritime Holding. Also in the 
year December 31, 2021, we sold the shares in ADS Maritime Holding for a consideration of approximately $0.8 million and 
recorded a gain of $0.7 million on disposal.

In November 2016, we acquired approximately 12 million shares in NorAm Drilling for a consideration of approximately $0.7 
million. In November 2018, NorAm Drilling undertook a share consolidation of 20:1, resulting in a revised investment of 0.6 
million  shares.  On  the  same  day  NorAm  Drilling  participated  in  a  rights  issue,  increasing  our  investment  in  shares  by  0.6 
million shares. In December 2018, we acquired an additional 41,756 shares bringing the total investment in NorAm Drilling to 
1.3 million shares. This investment is valued at $7.3 million as of December 31, 2022 and is included in "Investments in Debt 
and Equity Securities". Dividend income of $0.1 million was received from the investment in NorAm Drilling in the year ended 
December 31, 2022 (2021: $0.0 million; 2020: $0.0 million).

110

We also held within "Investments in Debt and Equity Securities" senior secured corporate bonds in NorAm Drilling. During 
2018, we redeemed a total of 0.5 million units at par value and recorded no gain or loss on redemption. In 2019, we partially 
disposed  of  the  investment  in  NorAm  Drilling  securities  at  par  value  of  $0.3  million.  During  the  year  ended  December  31, 
2022, we redeemed the remaining balance of the investment in NorAm Drilling securities at par value and recorded no gain or 
loss on redemption of the bonds. The accumulated gain of $0.5 million previously recognized in other comprehensive income 
was recognized in the Consolidated Statement of Operations. Interest amounting to $0.5 million was earned in the year ended 
December 31, 2022 (2021: $0.4 million; 2020: $0.4 million).

River Box was a previously wholly owned subsidiary of the Company. It holds investments in direct financing leases, through 
its subsidiaries, related to the 19,200 and 19,400 TEU containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. On 
December  31,  2020,  the  Company  sold  50.1%  of  the  shares  of  River  Box  to  a  subsidiary  of  Hemen,  a  related  party.  Net 
proceeds of $17.5 million were received for the shares, resulting in a net gain of $1.9 million on the sale. The Company has 
accounted  for  the  remaining  49.9%  ownership  in  River  Box  using  the  equity  method.  (Refer  to  Note  19:  Investment  in 
Associated Companies). SFL has granted a $45.0 million fixed interest rate loan to River Box. The loan is repayable in full on 
November  16,  2033,  or  earlier  if  the  company  sell  its  assets.  The  outstanding  loan  balance  as  of  December  31,  2022  was 
$45.0 million.

In the year ended December 31, 2022, we received interest income on these loans of $4.6 million from River Box. In the year 
ended December 31, 2021, we received interest income of $4.6 million from River Box and $2.4 million from SFL Hercules. In 
2020 we also received interest income of $0.0 million from River Box, $3.6 million from SFL Hercules, $3.8 million from SFL 
Deepwater and $4.5 million from SFL Linus.

C. INTERESTS OF EXPERTS AND COUNSEL

Not Applicable.

ITEM 8. 

FINANCIAL INFORMATION

A. CONSOLIDATED STATEMENTS AND OTHER FINANCIAL INFORMATION

See Item 18.

Legal Proceedings

We  and  our  ship-owning  subsidiaries  are  routinely  party,  as  plaintiff  or  defendant,  to  claims  and  lawsuits  in  various 
jurisdictions  for  demurrage,  damages,  off-hire  and  other  claims  and  commercial  disputes  arising  from  the  operation  of  their 
vessels, in the ordinary course of business or in connection with acquisition activities. Our rig-owning subsidiaries could also 
party to claims and commercial disputes in the ordinary course of business. We believe that resolution of such claims will not 
have a material adverse effect on our operations or financial conditions.

Dividend Policy

Our Board of Directors adopted a policy in May 2004 in connection with our public listing, whereby we seek to pay a regular 
quarterly dividend, the amount of which is based on our contracted revenues and growth prospects. Our goal is to increase our 
quarterly  dividend  as  we  grow  the  business,  but  the  timing  and  amount  of  dividends,  if  any,  is  at  the  sole  discretion  of  our 
Board of Directors and will depend upon our operating results, financial condition, cash requirements, restrictions in terms of 
financing arrangements and other relevant factors. 

111

 
We have paid the following cash dividends in 2020, 2021 and 2022:

Payment Date

2020

March 25, 2020

June 30, 2020

September 30, 2020

December 30, 2020

2021

March 30, 2021

June 29, 2021

September 29, 2021

December 29, 2021

2022

March 29, 2022

June 29, 2022

September 29, 2022

December 29, 2022

 Amount per 
Share

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

0.35 

0.25 

0.25 

0.15 

0.15 

0.15 

0.15 

0.18 

0.20 

0.22 

0.23 

0.23 

On February 15, 2023, our Board of Directors declared a dividend of $0.24 per share which will be paid in cash on or around 
March 30, 2023 to shareholders of record as of March 15, 2023.

B. SIGNIFICANT CHANGES

None.

ITEM 9. 

THE OFFER AND LISTING

Not applicable except for Item 9.A.4. and Item 9.C.

Our common shares were listed on the NYSE on June 14, 2004, and commenced trading on that date under the symbol "SFL".

ITEM 10.  ADDITIONAL INFORMATION

A. SHARE CAPITAL

Not Applicable.

B. MEMORANDUM AND ARTICLES OF ASSOCIATION

Our  Memorandum  of  Association  has  previously  been  filed  as  Exhibit  3.1  to  our  Registration  Statement  on  Form  F-4 
(Registration No. 333-115705) filed with the SEC on May 25, 2004, and is hereby incorporated by reference into this annual 
report.

112

 
 
At  our  2013  Annual  General  Meeting  the  shareholders  voted  to  amend  our  Bye-laws,  principally  those  governing  General 
Meetings,  proceedings  of  the  Board  of  Directors  and  delegation  of  its  powers.  Our  amended  Bye-laws  as  adopted  by 
shareholders on September 20, 2013, have previously been filed as Exhibit 1.3 to our annual report on Form 20-F for the year 
ended December 31, 2014, filed with the SEC on April 9, 2015 and are hereby incorporated by reference to this annual report.

At  our  2016  Annual  General  Meeting  the  shareholders  voted  to  amend  our  Bye-laws  to  change  the  quorum  requirement  for 
General Meetings to two Members present in person or by proxy and entitled to vote (whatever the number of shares held by 
them). Our amended Bye-laws as adopted by shareholders on September 23, 2016, have previously been filed as Exhibit 1 to 
our report on Form 6-K, filed with the SEC on September 29, 2016, and are hereby incorporated by reference to this annual 
report.

At  our  2016  Annual  General  Meeting  the  shareholders  approved  the  reorganization  of  our  share  capital,  which  resulted  in  a 
reduction of the par value of our common shares from $1.00 to $0.01 and an increase in the number of authorized shares from 
125,000,000 to 150,000,000.

At our 2018 Annual General Meeting, the shareholders approved the increase of our authorized share capital from $1,500,000 
divided into 150,000,000 common shares of $0.01 par value each to $2,000,000 divided into 200,000,000 common shares of 
$0.01 par value each by the authorization of an additional 50,000,000 common shares of $0.01 par value each.

On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  SFL’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  SFL  filed  a 
registration statement on Form F-3ASR (Registration No. 333-237971) to register the sale of up to 10,000,000 common shares 
pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms of the plan, we 
may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

In May 2020, we entered into an equity distribution agreement with BTIG under which the Company may, from time to time, 
offer and sell new ordinary shares having aggregate sales proceeds of up to $100.0 million through an ATM. In April 2022, the 
Company entered into an Amended and Restated ATM with BTIG. Under this agreement, the prior ATM established in May 
2020 was terminated and replaced with a renewed ATM program, under which the Company may continue to offer and sell 
new common shares having aggregate sales proceeds of up to $100.0 million, from time to time through BTIG.

At the Annual General Meeting of the Company held in August 2020, a resolution was passed to approve an increase of the 
Company’s  authorized  share  capital  from  $2,000,000  equivalent  to  200,000,000  common  shares  of  $0.01  par  value  each  to 
$3,000,000 equivalent to 300,000,000 common shares of $0.01 par value each by the authorization of an additional 100,000,000 
common shares of $0.01 par value each.

At  our  Annual  General  Meeting  of  the  Company  held  in  September  2022,  the  shareholders  voted  to  amend  our  Bye-laws  to 
align the bye-laws of the Company with the bye-laws of other Hemen Related Companies. Our amended Bye-laws as adopted 
by shareholders on September 30, 2022, is filed as Exhibit 1.5 to this annual report on Form 20-F.

Our purposes and powers are set forth in Items 6(1) and 7(a) through (h) of our Memorandum of Association and in the Second 
Schedule of the Bermuda Companies Act of 1981, which is attached as an exhibit to our Memorandum of Association. These 
purposes include exploring, drilling, moving, transporting and refining petroleum and hydro-carbon products, including oil and 
oil products; the acquisition, ownership, chartering, selling, management and operation of ships and aircraft; the entering into of 
any guarantee, contract, indemnity or suretyship and to assure, support, secure, with or without the consideration or benefit, the 
performance of any obligations of any person or persons; and the borrowing and raising of money in any currency or currencies 
to secure or discharge any debt or obligation in any manner.

Bermuda  law  permits  the  Bye-laws  of  a  Bermuda  company  to  contain  provisions  excluding  personal  liability  of  a  director, 
alternate director, officer, member of a committee authorized under Bye-law 98, resident representative or their respective heirs, 
executors or administrators to us for any loss arising or liability attaching to him by virtue of any rule of law in respect of any 
negligence, default, breach of duty or breach of trust of which the officer or person may be guilty. Bermuda law also grants 
companies  the  power  generally  to  indemnify  our  directors,  alternate  directors  and  officers  and  any  members  of  a  committee 
authorized under Bye-law 98, resident representatives or their respective heirs, executors or administrators if any such person 
was or is a party or threatened to be made a party to a threatened, pending or completed action, suit or proceeding by reason of 
the fact that he or she is or was a director, alternate director or officer of ours or member of a committee authorized under Bye-
law  98,  resident  representative  or  their  respective  heirs,  executors  or  administrators  or  was  serving  in  a  similar  capacity  for 
another entity at our request.

113

Our shareholders have no pre-emptive, subscription, redemption, conversion or sinking fund rights. Shareholders are entitled to 
one vote for each share held of record on all matters submitted to a vote of our shareholders. Shareholders have no cumulative 
voting rights. Shareholders are entitled to dividends if and when they are declared by our Board of Directors, subject to any 
preferred dividend right of holders of any preference shares. Directors to be elected by shareholder require a majority of votes 
cast at a meeting at which a quorum is present. For all other matters, unless a different majority is required by law or our Bye-
laws, resolutions to be approved by shareholders require approval by a majority of votes cast at a meeting at which a quorum is 
present.

Upon our liquidation, dissolution or winding up, shareholders will be entitled to receive, ratably, our net assets available after 
the  payment  of  all  our  debts  and  liabilities  and  any  preference  amount  owed  to  any  preference  shareholders.  The  rights  of 
shareholders, including the right to elect directors, are subject to the rights of any series of preference shares we may issue in 
the future.

Under our Bye-laws annual meetings of shareholders will be held each calendar year at a time and place selected by our Board 
of Directors (but never in the United Kingdom or Norway). Special meetings of shareholders may be called by our Board of 
Directors  at  any  time  and  must  be  called  at  the  request  of  shareholders  holding  at  least  10%  of  our  paid-up  share  capital 
carrying the right to vote at general meetings. Under our Bye-laws five days' notice of an annual meeting or any special meeting 
must be given to each shareholder entitled to vote at that meeting. Under Bermuda law accidental failure to give notice will not 
invalidate proceedings at a meeting. Our Board of Directors may set a record date at any time before or after any date on which 
such notice is dispatched.

Special rights attaching to any class of our shares may be altered or abrogated with the consent in writing of not less than 75% 
of the issued shares of that class or with the sanction of a resolution passed at a separate general meeting of the holders of such 
shares voting in person or by proxy.

Our Bye-laws do not prohibit a director from being a party to, or otherwise having an interest in, any transaction or arrangement 
with us or in which we are otherwise interested. Our Bye-laws provide our Board of Directors the authority to exercise all of the 
powers  of  the  Company  to  borrow  money  and  to  mortgage  or  charge  all  or  any  part  of  our  property  and  assets  as  collateral 
security for any debt, liability or obligation. Our directors are not required to retire because of their age, and our directors are 
not required to be holders of our common shares. Directors serve for a one-year term, and shall serve until re-elected or until 
their successors are appointed at the next annual general meeting.

Our  Bye-laws  provide  that  no  director,  alternate  director,  officer,  person  or  member  of  a  committee,  if  any,  resident 
representative, or his heirs, executors or administrators, which we refer to collectively as an indemnitee, is liable for the acts, 
receipts,  neglects,  or  defaults  of  any  other  such  person  or  any  person  involved  in  our  formation,  or  for  any  loss  or  expense 
incurred  by  us  through  the  insufficiency  or  deficiency  of  title  to  any  property  acquired  by  us,  or  for  the  insufficiency  or 
deficiency of any security in or upon which any of our monies shall be invested, or for any loss or damage arising from the 
bankruptcy, insolvency, or tortious act of any person with whom any monies, securities, or effects shall be deposited, or for any 
loss  occasioned  by  any  error  of  judgment,  omission,  default,  or  oversight  on  his  part,  or  for  any  other  loss,  damage  or 
misfortune  whatever  which  shall  happen  in  relation  to  the  execution  of  his  duties,  or  supposed  duties,  to  us  or  otherwise  in 
relation  thereto.  Each  indemnitee  will  be  indemnified  and  held  harmless  out  of  our  funds  to  the  fullest  extent  permitted  by 
Bermuda  law  against  all  liabilities,  loss,  damage  or  expense  (including  but  not  limited  to  liabilities  under  contract,  tort  and 
statute  or  any  applicable  foreign  law  or  regulation  and  all  reasonable  legal  and  other  costs  and  expenses  properly  payable) 
incurred or suffered by him as such director, alternate director, officer, person or committee member or resident representative 
(or in his reasonable belief that he is acting as any of the above). In addition, each indemnitee shall be indemnified against all 
liabilities  incurred  in  defending  any  proceedings,  whether  civil  or  criminal,  in  which  judgment  is  given  in  such  indemnitee's 
favor,  or  in  which  he  is  acquitted.  We  are  authorized  to  purchase  insurance  to  cover  any  liability  he  may  incur  under  the 
indemnification provisions of our Bye-laws.

C. MATERIAL CONTRACTS

As of March 16, 2023, we have not entered into any new material contracts in the last two years, other than those entered in the 
ordinary course of business or already attached in the exhibits.

We also refer you to “Item 4. Information on the Company -A. History and Development of the Company,” “Item 5. Operating 
and Financial Review and Prospects -B. Liquidity and Capital Resources” and “Item 7. Major Shareholders and Related Party 
Transactions -B. Related Party Transactions” for a discussion of existing material agreements.

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D. EXCHANGE CONTROLS

The Bermuda Monetary Authority, or the BMA, must give permission for all issuances and transfers of securities of a Bermuda 
exempted company like us. We have received a general permission from the BMA to issue any unissued common shares, and 
for the free transferability of the common shares as long as our common shares are listed on the NYSE. Our common shares 
may therefore be freely transferred among persons who are non-residents of Bermuda.

Although we are incorporated in Bermuda, we are classified as non-resident of Bermuda for exchange control purposes by the 
BMA. Other than transferring Bermuda Dollars out of Bermuda, there are no restrictions on our ability to transfer funds into 
and out of Bermuda or to pay dividends to U.S. residents who are holders of our common shares or other non-resident holders 
of our common shares in currency other than Bermuda Dollars.

E. TAXATION

U.S. Taxation

The following discussion is based upon the provisions of the U.S. Internal Revenue Code of 1986, as amended, or the Code, 
existing  and  proposed  U.S.  Treasury  Department  regulations,  or  the  Treasury  Regulations,  administrative  rulings  and 
pronouncements  and  judicial  decisions,  all  as  of  the  date  of  this  annual  report.  Unless  otherwise  noted,  references  to  the 
"Company" include the Company's Subsidiaries. This discussion assumes that we do not have an office or other fixed place of 
business in the United States.

Taxation of the Company's Shipping Income: In General

The Company anticipates that it will derive a significant portion of its gross income from the use and operation of vessels in 
international commerce and that this income will principally consist of freights from the transportation of cargoes, hire or lease 
from time or voyage charters and the performance of services directly related thereto, which the Company refers to as "shipping 
income".

Shipping income that is attributable to transportation that begins or ends, but that does not both begin and end, in the United 
States  will  be  considered  to  be  50%  derived  from  sources  within  the  United  States.  Shipping  income  attributable  to 
transportation that both begins and ends in the United States will be considered to be 100% derived from sources within the 
United States. The Company is not permitted by law to engage in transportation that gives rise to 100% U.S. source income.

Shipping income attributable to transportation exclusively between non-U.S. ports will be considered to be 100% derived from 
sources outside the United States. Shipping income derived from sources outside the United States will not be subject to U.S. 
federal income tax.

Based upon the Company's anticipated shipping operations, the Company's vessels will operate in various parts of the world, 
including to or from U.S. ports. Unless exempt from U.S. federal income taxation under Section 883 of the Code, the Company 
will be subject to U.S. federal income taxation, in the manner discussed below, to the extent its shipping income is considered 
derived from sources within the United States.

Application of Section 883 of the Code

Under  the  relevant  provisions  of  Section  883  of  the  Code,  or  Section  883,  the  Company  will  be  exempt  from  U.S.  federal 
income taxation on its U.S. source shipping income if:

(i)

It is organized in a "qualified foreign country," which is one that grants an equivalent exemption from tax to corporations 
organized in the United States in respect of the shipping income for which exemption is being claimed under Section 883, 
and which the Company refers to as the Country of Organization Requirement; and

(ii) It can satisfy any one of the following two stock ownership requirements for more than half the days during the taxable 

year:
•

the  Company's  stock  is  "primarily  and  regularly  traded  on  an  established  securities  market"  located  in  the  United 
States or a "qualified foreign country," which the Company refers to as the Publicly-Traded Test; or

115

• more than 50% of the Company's stock, in terms of value, is beneficially owned by any combination of one or more 
individuals  who  are  residents  of  a  "qualified  foreign  country"  or  foreign  corporations  that  satisfy  the  Country  of 
Organization Requirement and the Publicly-Traded Test, which the Company refers to as the 50% Ownership Test.

The  U.S.  Treasury  Department  has  recognized  Bermuda,  the  country  of  incorporation  of  the  Company  and  certain  of  its 
subsidiaries, as a "qualified foreign country". In addition, the U.S. Treasury Department has recognized Liberia, the Marshall 
Islands, Malta and Cyprus, the countries of incorporation of certain of the Company's vessel-owning subsidiaries, as "qualified 
foreign  countries".  Accordingly,  the  Company  and  its  vessel-owning  subsidiaries  satisfy  the  Country  of  Organization 
Requirement.

Therefore, the Company's eligibility to qualify for exemption under Section 883 is wholly dependent upon being able to satisfy 
one of the stock ownership requirements.

As discussed below, for the 2022 taxable year we believe the Company satisfied the Publicly-Traded Test, since on more than 
half the days in the taxable year we believe the Company's common shares were primarily and regularly traded on the NYSE, 
an established securities market in the United States.

As to the Publicly-Traded Test, the Treasury Regulations under Section 883 provide, in pertinent part, that stock of a foreign 
corporation will be considered to be "primarily traded" on an established securities market in a country if the number of shares 
of each class of stock that is traded during any taxable year on all established securities markets in that country exceeds the 
number of shares in each such class that is traded during that year on established securities markets in any other single country.

The Publicly-Traded Test also requires our common shares be "regularly traded" on an established securities market. Under the 
Treasury Regulations, our common shares are considered to be "regularly traded" on an established securities market if shares 
representing more than 50% of our outstanding common shares, by both total combined voting power of all classes of stock 
entitled to vote and total value, are listed on the market, referred to as the "listing threshold". The Treasury Regulations further 
require that with respect to each class of stock relied upon to meet the listing threshold (i) such class of stock is traded on the 
market, other than in minimal quantities, on at least 60 days during the taxable year or 1/6 of the days in a short taxable year, 
which is referred to as the "trading frequency test", and (ii) the aggregate number of shares of such class of stock traded on such 
market during the taxable year is at least 10% of the average number of shares of such class of stock outstanding during such 
year (as appropriately adjusted in the case of a short taxable year), which is referred to as the "trading volume test". Even if we 
do not satisfy both the trading frequency and trading volume tests, the Treasury Regulations provide that the trading frequency 
and trading volume tests will be deemed satisfied if our common shares are traded on an established securities market in the 
United  States  and  such  stock  is  regularly  quoted  by  dealers  making  a  market  in  our  common  shares,  such  as  the  NYSE  on 
which our common shares are listed.

Notwithstanding the foregoing, our common shares will not be considered to be regularly traded on an established securities 
market for any taxable year in which 50% or more of the vote and value of the outstanding common shares are owned, actually 
or constructively under certain stock attribution rules, on more than half the days during the taxable year by persons who each 
own 5% or more of the value of our common shares, which we refer to as the 5 Percent Override Rule.

In order to determine the persons who actually or constructively own 5% or more of our common shares, or 5% Shareholders, 
we are permitted to rely on those persons that are identified on Schedule 13G and Schedule 13D filings with the U.S. Securities 
and  Exchange  Commission  as  having  a  5%  or  more  beneficial  interest  in  our  common  shares.  In  addition,  an  investment 
company identified on a Schedule 13G or Schedule 13D filing which is registered under the Investment Company Act of 1940, 
as amended, will not be treated as a 5% Shareholder for such purposes.

For our 2022 taxable year, we do not believe that we were subject to the 5 Percent Override Rule and, therefore, we believe that 
we  satisfied  the  Publicly-Traded  Test.  There  are,  however,  factual  circumstances  beyond  our  control  that  could  cause  the 
Company to lose the benefit of the Section 883 exemption and thereby become subject to U.S. federal income tax on its U.S. 
source  shipping  income.  For  example,  Hemen  owned  as  much  as  approximately  18.6%  of  our  outstanding  common  shares 
during the 2022 year. There is, therefore, a risk that the Company could no longer qualify for exemption under Section 883 for 
a particular taxable year if other 5% Shareholders were, in combination with Hemen, to own 50% or more of the outstanding 
common  shares  of  the  Company  on  more  than  half  the  days  during  the  taxable  year.  Due  to  the  factual  nature  of  the  issues 
involved, there can be no assurances as to the tax-exempt status of the Company or any of its subsidiaries.

116

In the event the 5 Percent Override Rule is triggered, the 5 Percent Override Rule will nevertheless not apply if we can establish 
that among the closely-held group of 5% Shareholders, there are sufficient 5% Shareholders that are considered to be "qualified 
shareholders" for purposes of Section 883 to preclude non-qualified 5% Shareholders in the closely-held group from owning 
50% or more of our common shares for more than half the number of days during the taxable year.

In any year that the 5 Percent Override Rule is triggered with respect to us, we are eligible for the exemption from tax under 
Section 883 only if we can nevertheless satisfy the Publicly-Traded Test (which requires, among other things, showing that the 
exception  to  the  5  Percent  Override  Rule  applies)  or  if  we  can  satisfy  the  50%  Ownership  Test.  In  either  case,  certain 
substantiation and reporting requirements regarding the identity of our shareholders must be satisfied in order to qualify for the 
Section 883 exemption. These requirements are onerous and there is no assurance that we would be able to satisfy them.

Taxation in Absence of the Section 883 Exemption

To the extent the benefits of Section 883 are unavailable with respect to any item of U.S. source income, the Company's U.S. 
source shipping income, to the extent not considered to be "effectively connected" with the conduct of a U.S. trade or business, 
as described below, would be subject to a 4% tax imposed by Section 887 of the Code on a gross basis, without the benefit of 
deductions, which we refer to as the "4% gross basis tax regime". Since, under the sourcing rules described above, no more than 
50% of the Company's shipping income would be treated as being derived from U.S. sources, the maximum effective rate of 
U.S. federal income tax on the Company's shipping income, to the extent not considered to be "effectively connected" with the 
conduct of a U.S. trade or business, would never exceed 2% under the 4% gross basis tax regime.

To the extent the benefits of the Section 883 exemption are unavailable and our U.S. source shipping income is considered to be 
"effectively connected" with the conduct of a U.S. trade or business, as described below, any such "effectively connected" U.S. 
source shipping income, net of applicable deductions, would be subject to the U.S. federal corporate income tax imposed at rate 
of 21%. In addition, we may be subject to the 30% "branch profits" tax on earnings "effectively connected" with the conduct of 
such U.S. trade or business, as determined after allowance for certain adjustments, and on certain interest paid or deemed paid 
attributable to the conduct of such U.S. trade or business.

Our U.S. source shipping income would be considered "effectively connected" with the conduct of a U.S. trade or business only 
if:

•

•

we had, or were considered to have, a fixed place of business in the United States involved in the earning of U.S. 
source shipping income; and
substantially all of our U.S. source shipping income were attributable to regularly scheduled transportation, such as 
the operation of a vessel that followed a published schedule with repeated sailings at regular intervals between the 
same points for voyages that begin or end in the United States, or, in the case of income from the chartering of a 
vessel, were attributable to a fixed place of business in the United States.

We do not have, nor will we permit circumstances that would result in having, any vessel sailing to or from the United States on 
a regularly scheduled basis. Based on the foregoing and on the expected mode of our shipping operations and other activities, 
we believe that none of our U.S. source shipping income is or will be "effectively connected" with the conduct of a U.S. trade 
or business.

Gain on Sale of Vessels

Regardless of whether we qualify for exemption under Section 883, we will not be subject to U.S. federal income taxation with 
respect to gain realized on a sale of a vessel, provided the sale is considered to occur outside of the United States under U.S. 
federal  income  tax  principles.  In  general,  a  sale  of  a  vessel  will  be  considered  to  occur  outside  of  the  United  States  for  this 
purpose  if  title  to  the  vessel,  and  risk  of  loss  with  respect  to  the  vessel,  pass  to  the  buyer  outside  of  the  United  States.  It  is 
expected that any sale of a vessel by us will be considered to occur outside of the United States.

U.S. Taxation of Our Other Income

In addition to our shipping operations, we charter drilling rigs to third parties who conduct drilling operations in various parts of 
the world. Since we are not engaged in a trade or business in the United States, we do not expect to be subject to U.S. federal 
income tax on any of our income from such charters.

117

Taxation of U.S. Holders

The  following  is  a  discussion  of  the  material  U.S.  federal  income  tax  considerations  relevant  to  an  investment  decision  by  a 
U.S.  Holder,  as  defined  below,  with  respect  to  our  common  shares.  This  discussion  does  not  purport  to  deal  with  the  tax 
consequences of owning our common shares to all categories of investors, some of which may be subject to special rules. You 
are  encouraged  to  consult  your  own  tax  advisors  concerning  the  overall  tax  consequences  arising  in  your  own  particular 
situation under U.S. federal, state, local or foreign law of the ownership of our common shares.

As used herein, the term U.S. Holder means a beneficial owner of our common shares that (i) is a U.S. citizen or resident, a 
U.S. corporation or other U.S. entity taxable as a corporation, an estate, the income of which is subject to U.S. federal income 
taxation regardless of its source, or a trust if (a) a court within the United States is able to exercise primary jurisdiction over the 
administration of the trust and one or more U.S. persons have the authority to control all substantial decisions of the trust or (b) 
the trust has in effect a valid election to be treated as a United States person for U.S. federal income tax purposes, (ii) owns our 
common shares as a capital asset, generally, for investment purposes, and (iii) owns less than 10% of our common shares for 
U.S. federal income tax purposes.

If a partnership holds our common shares, the tax treatment of a partner will generally depend upon the status of the partner and 
upon the activities of the partnership. If you are a partner in a partnership holding our common shares, you are encouraged to 
consult your own tax advisor regarding this issue.

Distributions

Subject to the discussion below of passive foreign investment companies, or PFICs, any distributions made by us with respect 
to  our  common  shares  to  a  U.S.  Holder  will  generally  constitute  dividends,  which  may  be  taxable  as  ordinary  income  or 
"qualified dividend income" as described in more detail below, to the extent of our current or accumulated earnings and profits, 
as determined under U.S. federal income tax principles. Distributions in excess of our earnings and profits will be treated first 
as a nontaxable return of capital to the extent of the U.S. Holder's tax basis in his common shares on a dollar-for-dollar basis 
and thereafter as capital gain. Because we are not a U.S. corporation, U.S. Holders that are corporations will generally not be 
entitled to claim a dividends-received deduction with respect to any distributions they receive from us.

Dividends  paid  on  our  common  shares  to  a  U.S.  Holder  who  is  an  individual,  trust  or  estate,  which  we  refer  to  as  a  U.S. 
Individual Holder, will generally be treated as "qualified dividend income" that is taxable to such U.S. Individual Holders at 
preferential tax rates provided that (1) the common shares are readily tradable on an established securities market in the United 
States (such as the NYSE, on which our common shares are listed); (2) we are not a PFIC for the taxable year during which the 
dividend  is  paid  or  the  immediately  preceding  taxable  year  (see  discussion  below);  and  (3)  the  U.S.  Individual  Holder  has 
owned  the  common  shares  for  more  than  60  days  in  the  121-day  period  beginning  60  days  before  the  date  on  which  the 
common shares become ex-dividend.

There is no assurance that any dividends paid on our common shares will be eligible for these preferential rates in the hands of 
a U.S. Individual Holder. Any dividends paid by the Company which are not eligible for these preferential rates will be taxed as 
ordinary income to a U.S. Individual Holder.

Sale, Exchange or other Disposition of Common Shares

Assuming we do not constitute a PFIC for any taxable year, a U.S. Holder generally will recognize taxable gain or loss upon a 
sale, exchange or other disposition of our common shares in an amount equal to the difference between the amount realized by 
the U.S. Holder from such sale, exchange or other disposition and the U.S. Holder's tax basis in such common shares. Such gain 
or loss will be treated as long-term capital gain or loss if the U.S. Holder's holding period in the common shares is greater than 
one year at the time of the sale, exchange or other disposition. Otherwise, it will be treated as short-term capital gain or loss. A 
U.S. Holder's ability to deduct capital losses is subject to certain limitations.

Passive Foreign Investment Company Status and Significant Tax Consequences

Special U.S. federal income tax rules apply to a U.S. Holder that holds stock in a foreign corporation classified as a PFIC for 
U.S. federal income tax purposes. In general, we will be treated as a PFIC with respect to a U.S. Holder if, for any taxable year 
in which such holder held our common shares, either at least 75% of our gross income for such taxable year consists of "passive 
income"  (e.g.,  dividends,  interest,  capital  gains  and  rents  derived  other  than  in  the  active  conduct  of  a  rental  business),  or  at 
least  50%  of  the  average  value  of  the  assets  held  by  the  corporation  during  such  taxable  year  produce,  or  are  held  for  the 
production of, "passive income".

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For purposes of determining whether we are a PFIC, we will be treated as earning and owning our proportionate share of the 
income  and  assets,  respectively,  of  any  of  our  subsidiary  corporations  in  which  we  own  at  least  25%  of  the  value  of  the 
subsidiary's stock. Income earned, or deemed earned, by us in connection with the performance of services would not constitute 
passive income. By contrast, rental income would generally constitute "passive income" unless we were treated under specific 
rules as deriving our rental income in the active conduct of a trade or business.

Although there is no legal authority directly on point, we believe that, for purposes of determining whether we are a PFIC, the 
gross  income  we  derive  or  are  deemed  to  derive  from  the  time  chartering  activities  of  our  wholly-owned  subsidiaries  more 
likely than not constitutes services income, rather than rental income. Correspondingly, we believe that such income does not 
constitute "passive income", and the assets that we or our wholly-owned subsidiaries own and operate in connection with the 
production of such income, in particular, the vessels, do not constitute passive assets for purposes of determining whether we 
are a PFIC. We believe there is substantial legal authority supporting our position consisting of case law and Internal Revenue 
Service, or IRS, pronouncements concerning the characterization of income derived from time charters and voyage charters as 
services income for other tax purposes. This position is principally based upon the positions that (1) our time charter income 
will  constitute  services  income,  rather  than  rental  income,  and  (2)  Golden  Ocean  Management,  which  provide  services  to 
certain of our time chartered vessels, will be respected as separate entities from Golden Ocean Charterer, with which they are 
affiliated. Based on our current and anticipated chartering activities, we do not believe that we will be treated as a PFIC for the 
current or future taxable years, although no assurance can be given in this regard. We intend to take the position that we were 
not treated as a PFIC for our 2022 taxable year.

We note that there is no direct legal authority under the PFIC rules addressing our current and proposed method of operation. In 
addition, although we intend to conduct our affairs in a manner to avoid being classified as a PFIC with respect to any taxable 
year, we cannot assure you that the nature of our operations will not change in the future. Accordingly, no assurance can be 
given that the IRS or a court of law will accept our position, and there is a significant risk that the IRS or a court of law could 
determine that we are a PFIC.

As  discussed  more  fully  below,  if  we  were  to  be  treated  as  a  PFIC  for  any  taxable  year,  a  U.S.  Holder  would  be  subject  to 
different  taxation  rules  depending  on  whether  the  U.S.  Holder  makes  an  election  to  treat  us  as  a  "Qualified  Electing  Fund", 
which election we refer to as a QEF Election. As an alternative to making a QEF election, a U.S. Holder should be able to make 
a "mark-to-market" election with respect to our common shares, as discussed below, and which election we refer to as a Mark-
to-Market Election. In any event, if we were to be treated as a PFIC for any taxable year ending on or after December 31, 2013, 
a U.S. Holder would be required to file an annual report with the Internal Revenue Service for that year with respect to their 
holding in our common shares.

Taxation of U.S. Holders Making a Timely QEF Election

If we were to be treated as a PFIC for any taxable year and a U.S. Holder makes a timely QEF Election, which U.S. Holder we 
refer to as an Electing Holder, the Electing Holder must report each year for U.S. federal income tax purposes its pro rata share 
of our ordinary earnings and our net capital gain, if any, for our taxable year that ends with or within the taxable year of the 
Electing Holder, regardless of whether or not distributions were received from us by the Electing Holder. The Electing Holder's 
adjusted tax basis in the common shares will be increased to reflect taxed but undistributed earnings and profits. Distributions 
of earnings and profits that had been previously taxed will result in a corresponding reduction in the adjusted tax basis in the 
common shares and will not be taxed again once distributed. A U.S. Holder would make a QEF Election with respect to any 
taxable year that we are a PFIC by filing one copy of IRS Form 8621 with its U.S. federal income tax return. To make a QEF 
Election, a U.S. Holder must receive annually certain tax information from us. There can be no assurances that we will be able 
to provide such information annually. An Electing Holder would generally recognize capital gain or loss on the sale, exchange 
or other disposition of our common shares.

119

Taxation of U.S. Holders Making a Mark-to-Market Election

Alternatively, if we were to be treated as a PFIC for any taxable year and, as we anticipate, our common shares are treated as 
"marketable stock", a U.S. Holder would be permitted to make a Mark-to-Market Election with respect to our common shares, 
provided the U.S. Holder completes and files IRS Form 8621 in accordance with the relevant instructions and related Treasury 
Regulations.  If  that  election  is  made,  the  U.S.  Holder  generally  would  include  as  ordinary  income  in  each  taxable  year  the 
excess, if any, of the fair market value of the common shares at the end of the taxable year over such holder's adjusted tax basis 
in the common shares. The U.S. Holder would also be permitted an ordinary loss in respect of the excess, if any, of the U.S. 
Holder's adjusted tax basis in the common shares over its fair market value at the end of the taxable year, but only to the extent 
of the net amount previously included in income as a result of the Mark-to-Market Election. A U.S. Holder's tax basis in its 
common  shares  would  be  adjusted  to  reflect  any  such  income  or  loss  amount.  Gain  realized  on  the  sale,  exchange  or  other 
disposition of our common shares would be treated as ordinary income, and any loss realized on the sale, exchange or other 
disposition of the common shares would be treated as ordinary loss to the extent that such loss does not exceed the net mark-to-
market gains previously included in income by the U.S. Holder.

Taxation of U.S. Holders Not Making a Timely QEF or Mark-to-Market Election

Finally, if we were to be treated as a PFIC for any taxable year, a U.S. Holder who does not make either a QEF Election or a 
Mark-to-Market  Election  for  that  year,  whom  we  refer  to  as  a  Non-Electing  Holder,  would  be  subject  to  special  rules  with 
respect to (1) any excess distribution (i.e., the portion of any distributions received by the Non-Electing Holder on our common 
shares in a taxable year in excess of 125% of the average annual distributions received by the Non-Electing Holder in the three 
preceding  taxable  years,  or,  if  shorter,  the  Non-Electing  Holder's  holding  period  for  the  common  shares),  and  (2)  any  gain 
realized on the sale, exchange or other disposition of our common shares. Under these special rules:

•

•

•

the excess distribution or gain would be allocated ratably over the Non-Electing Holders' aggregate holding period 
for the common shares;
the amount allocated to the current taxable year and any taxable years before the Company became a PFIC would be 
taxed as ordinary income; and
the amount allocated to each of the other taxable years would be subject to tax at the highest rate of tax in effect for 
the  applicable  class  of  taxpayer  for  that  year,  and  an  interest  charge  for  the  deemed  deferral  benefit  would  be 
imposed with respect to the resulting tax attributable to each such other taxable year.

These penalties would not apply to a pension or profit sharing trust or other tax-exempt organization that did not borrow funds 
or otherwise utilize leverage in connection with its acquisition of our common shares. If we were a PFIC, and a Non-Electing 
Holder who is an individual died while owning our common shares, such holder's successor generally would not receive a step-
up in tax basis with respect to such common shares.

Taxation of Non-U.S. Holders

A beneficial owner of common shares (other than a partnership) that is not a U.S. Holder is referred to herein as a Non-U.S. 
Holder.

Dividends on Common Shares

Non-U.S. Holders generally will not be subject to U.S. federal income or withholding tax on dividends received from us with 
respect to our common shares, unless that dividend is effectively connected with the Non-U.S. Holder's conduct of a trade or 
business in the United States. If the Non-U.S. Holder is entitled to the benefits of a U.S. income tax treaty with respect to those 
dividends, that income is taxable, or taxable at the full rate, only if it is attributable to a permanent establishment maintained by 
the Non-U.S. Holder in the United States.

Sale, Exchange or Other Disposition of Common Shares

Non-U.S. Holders generally will not be subject to U.S. federal income or withholding tax on any gain realized upon the sale, 
exchange or other disposition of our common shares, unless:

•

the gain is effectively connected with the Non-U.S. Holder's conduct of a trade or business in the United States (and, 
if  the  Non-U.S.  Holder  is  entitled  to  the  benefits  of  an  income  tax  treaty  with  respect  to  that  gain,  that  gain  is 
attributable to a permanent establishment maintained by the Non-U.S. Holder in the United States); or

120

•

the Non-U.S. Holder is an individual who is present in the United States for 183 days or more during the taxable 
year of disposition and other conditions are met.

If  the  Non-U.S.  Holder  is  engaged  in  a  U.S.  trade  or  business  for  U.S.  federal  income  tax  purposes,  the  income  from  the 
common shares, including dividends and the gain from the sale, exchange or other disposition of the common shares, that is 
effectively connected with the conduct of that trade or business will generally be subject to regular U.S. federal income tax in 
the same manner as discussed in the previous section relating to the taxation of U.S. Holders. In addition, if you are a corporate 
Non-U.S.  Holder,  your  earnings  and  profits  that  are  attributable  to  the  effectively  connected  income,  subject  to  certain 
adjustments, may be subject to an additional branch profits tax at a rate of 30%, or at a lower rate as may be specified by an 
applicable income tax treaty.

Backup Withholding and Information Reporting

In  general,  dividend  payments,  or  other  taxable  distributions,  made  within  the  United  States  to  you  will  be  subject  to 
information  reporting  requirements.  Such  payments  will  also  be  subject  to  "backup  withholding"  if  you  are  a  non-corporate 
U.S. Holder and you:

•
•

•

fail to provide an accurate taxpayer identification number;
are  notified  by  the  IRS  that  you  have  failed  to  report  all  interest  or  dividends  required  to  be  shown  on  your  U.S. 
federal income tax returns; or
in certain circumstances, fail to comply with applicable certification requirements.

Non-U.S.  Holders  may  be  required  to  establish  their  exemption  from  information  reporting  and  backup  withholding  by 
certifying their status on an applicable IRS Form W-8.

If  you  are  a  Non-U.S.  Holder  and  you  sell  your  common  shares  to  or  through  a  U.S.  office  of  a  broker,  the  payment  of  the 
proceeds  is  subject  to  both  U.S.  backup  withholding  and  information  reporting  unless  you  certify  that  you  are  a  non-U.S. 
person,  under  penalties  of  perjury,  or  otherwise  establish  an  exemption.  If  you  sell  your  common  shares  through  a  non-U.S. 
office  of  a  non-U.S.  broker  and  the  sales  proceeds  are  paid  to  you  outside  the  United  States,  then  information  reporting  and 
backup withholding generally will not apply to that payment. However, U.S. information reporting, but not backup withholding, 
will apply to a payment of sales proceeds, including a payment made to you outside the United States, if you sell your common 
shares  through  a  non-U.S.  office  of  a  broker  that  is  a  U.S.  person  or  has  some  other  contacts  with  the  United  States.  Such 
information reporting requirements will not apply, however, if the broker has documentary evidence that you are a non-U.S. 
person and certain other conditions are met, or you otherwise establish an exemption.

Backup withholding is not an additional tax. Rather, you generally may obtain a refund of any amounts withheld under backup 
withholding rules that exceed your income tax liability by filing a refund claim with the IRS.

Other U.S. Information Reporting Obligations

Individuals who are U.S. Holders (and to the extent specified in applicable Treasury regulations, certain individuals who are 
Non-U.S. Holders and certain U.S. entities) who hold "specified foreign financial assets" (as defined in Section 6038D of the 
Code) are required to file IRS Form 8938 with information relating to the asset for each taxable year in which the aggregate 
value of all such assets exceeds $75,000 at any time during the taxable year or $50,000 on the last day of the taxable year (or 
such higher dollar amount as prescribed by applicable Treasury regulations). Specified foreign financial assets would include, 
among  other  assets,  our  common  shares,  unless  the  shares  are  held  through  an  account  maintained  with  a  U.S.  financial 
institution.  Substantial  penalties  apply  to  any  failure  to  timely  file  IRS  Form  8938,  unless  the  failure  is  shown  to  be  due  to 
reasonable cause and not due to willful neglect. Additionally, in the event an individual U.S. Holder (and to the extent specified 
in applicable Treasury regulations, an individual Non-U.S. Holder or a U.S. entity) that is required to file IRS Form 8938 does 
not file such form, the statute of limitations on the assessment and collection of U.S. federal income taxes of such holder for the 
related tax year may not close until three years after the date that the required information is filed. U.S. Holders (including U.S. 
entities) and Non-U.S. Holders are encouraged to consult their own tax advisors regarding their reporting obligations under this 
legislation.

121

Bermuda Taxation

Under  current  Bermuda  law,  we  are  not  subject  to  tax  on  income  or  capital  gains.  We  have  received  from  the  Minister  of 
Finance under The Exempted Undertaking Tax Protection Act 1966, as amended, an assurance that, in the event that Bermuda 
enacts legislation imposing tax computed on profits, income, any capital asset, gain or appreciation, or any tax in the nature of 
estate duty or inheritance, then the imposition of any such tax shall not be applicable to us or to any of our operations or shares, 
debentures or other obligations, until March 31, 2035. We could be subject to taxes in Bermuda after that date. This assurance 
is  subject  to  the  proviso  that  it  is  not  to  be  construed  to  prevent  the  application  of  any  tax  or  duty  to  such  persons  as  are 
ordinarily resident in Bermuda or to prevent the application of any tax payable in accordance with the provisions of the Land 
Tax Act 1967 or otherwise payable in relation to any property leased to us. We and our subsidiaries incorporated in Bermuda 
pay annual government fees to the Bermuda government.

F. DIVIDENDS AND PAYING AGENTS

Not Applicable.

G. STATEMENT BY EXPERTS

Not Applicable.

H. DOCUMENTS ON DISPLAY

We are subject to the informational requirements of the Securities Exchange Act of 1934, as amended, or the Exchange Act. In 
accordance with these requirements, we file reports and other information with the SEC. These materials, including this annual 
report  and  the  accompanying  exhibits,  are  available  at  http://www.sec.gov.  In  addition,  documents  referred  to  in  this  annual 
report may be inspected at our principal executive offices at Par-la-Ville Place, 14 Par-la-Ville Road, Hamilton, Bermuda HM 
08.  Our  filings  are  also  available  on  our  website  at  www.sflcorp.com.  The  information  on  our  website,  however,  is  not,  and 
should not be deemed to be a part of this annual report.

I. SUBSIDIARY INFORMATION

Not Applicable.

J. ANNUAL REPORT TO SECURITY HOLDERS

Not Applicable.

ITEM 11.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

We are exposed to various market risks, including interest rates and foreign currency fluctuations. We use interest rate swaps to 
manage interest rate risk and currency swaps to manage currency risks. We may enter into derivative instruments from time to 
time for speculative purposes.

122

 
 
 
 
As of December 31, 2022, we had entered into currency rate swap contracts and combined currency and interest rate swaps with 
a total notional principal of NOK600 million ($76.8 million), to hedge against fluctuations in interest and exchange rates on our 
NOK600  million  senior  unsecured  bonds  due  2023.  Under  the  currency  rate  swap  contracts,  variable  NIBOR  interest  rates 
including additional margins are swapped for variable LIBOR rates including additional margins. Under the combined currency 
and interest rate swaps, variable NIBOR interest rates including additional margins are swapped for fixed interest rates at an 
average of 6.74%. The eventual settlement of the bonds will have an effective exchange rate of NOK7.81 = $1. These contracts 
expire in September 2023 and we estimate that we would pay $16.0 million to terminate them as of December 31, 2022 (2021: 
$9.9  million).  As  of  December  31,  2022,  we  had  entered  into  additional  combined  currency  and  interest  rate  swap  contracts 
with  a  total  notional  principal  of  NOK100  million  ($11.3  million)  to  hedge  against  fluctuations  in  exchange  rates  on  the 
NOK100 million tap issue to the NOK600 million. Under these contracts, variable NIBOR interest rates including additional 
margins are swapped for a fixed interest rate of 6.38%. The eventual settlement of the bonds will have an effective exchange 
rate of NOK8.89 = $1. These contracts expire in September 2023 and we estimate that we would pay $0.8 million to terminate 
them  as  of  December  31,  2022  (2021:  $0.0  million).  The  net  amount  of  debt  outstanding  as  of  December  31,  2022  was 
NOK700 million (2021: NOK700 million).

Similarly, as of December 31, 2022, we had entered into currency rate contracts and combined currency and interest rate swap 
contracts  with  a  total  notional  principal  of  NOK700  million  ($80.5  million),  to  hedge  against  fluctuations  in  interest  and 
exchange  rates  on  our  NOK700  million  senior  unsecured  bonds  due  2024.  The  net  amount  of  debt  outstanding  as  of 
December 31, 2022 was NOK695 million (2021: NOK695 million). Under the currency rate swap contracts, variable NIBOR 
interest  rates  including  additional  margins  are  swapped  for  variable  LIBOR  rates  including  additional  margins.  Under  the 
combined currency and interest rate swaps, variable NIBOR interest rates including additional margins are swapped for fixed 
interest rates at an average of 6.87%. The eventual settlement of the bonds will have an effective exchange rate of NOK8.69 = 
$1. These contracts expire in June 2024 and we estimate that we would pay $8.0 million to terminate them as of December 31, 
2022 (2021: $2.7 million).

Similarly,  as  of  December  31,  2022,  we  had  entered  into  currency  rate  contracts  with  a  total  notional  principal  of  NOK600 
million  ($67.5  million),  to  hedge  against  fluctuations  in  exchange  rates  on  our  NOK600  million  senior  unsecured  bonds  due 
2025.  The  net  amount  of  debt  outstanding  as  of  December  31,  2022  was  NOK590  million  (2021:  NOK540  million).  Under 
these  contracts,  variable  NIBOR  interest  rates  including  additional  margins  are  swapped  for  variable  LIBOR  rates  including 
additional  margins.  The  eventual  settlement  of  the  bonds  will  have  an  effective  exchange  rate  of  NOK8.88  =  $1.  These 
contracts expire in January 2025 and we estimate that we would pay $6.4 million to terminate them as of December 31, 2022 
(2021: receive $1.0 million). 

As of December 31, 2022, we and our consolidated subsidiaries had entered into interest rate swap contracts with a combined 
notional principal amount of $0.5 billion (2021: $0.7 billion) at fixed interest rates between 0.46% per annum and 2.15% per 
annum.  These  interest  rate  swap  agreements  mature  between  March  2023  and  August  2029,  and  we  estimate  that  we  would 
receive $28.7 million to terminate them as of December 31, 2022 (2021: pay $3.0 million).

The  overall  effect  of  our  swaps  is  to  fix  the  interest  rate  on  approximately  $0.6  billion  of  our  floating  rate  debt  as  of 
December  31,  2022  (2021:  $0.7  billion),  at  a  weighted  average  interest  rate  of  5.30%  per  annum  including  margin  (2021: 
2.68%).

Some  of  our  charter  contracts  contain  interest  adjustment  clauses,  whereby  the  charter  rate  is  adjusted  to  reflect  the  actual 
interest  rate  levels  during  the  charter  period,  effectively  transferring  interest  rate  exposure  to  the  counterparty  under  such 
charter contracts. As of December 31, 2022, the total implicit capital amount subject to such adjustments was equivalent to $0.1 
billion (2021: $0.1 billion). None of this was subject to interest rate swaps entered into for the benefit of the charterer.

As  of  December  31,  2022,  our  net  exposure,  including  equity-accounted  subsidiaries,  to  interest  rate  fluctuations  on  our 
outstanding  debt  was  $903.7  million,  compared  with  $607.1  million  as  of  December  31,  2021.  Our  net  exposure  to  interest 
fluctuations is based on our total of $1.5 billion floating rate debt outstanding as of December 31, 2022, less the $0.6 billion 
notional  principle  of  our  interest  rate  swaps  and  the  $0.1  billion  remaining  floating  rate  debt  subject  to  interest  adjustment 
clauses  under  charter  contracts.  A  one  per-cent  change  in  interest  rates  would  thus  increase  or  decrease  net  exposure  by 
approximately $9.0 million per year as of December 31, 2022 (2021: $6.1 million per year). 

As of March 16, 2023, we were not party to any other interest rate or currency derivative contracts.

We may in the future enter into short-term Total Return Swap ("TRS") arrangements relating to our own shares and bonds or 
securities in other companies.

123

Apart  from  our  NOK700  million  due  2023,  NOK700  million  due  2024  and  NOK600  million  due  2025  floating  rate  bonds, 
which have been hedged, the majority of our transactions, assets and liabilities are denominated in U.S. dollars, our functional 
currency.

ITEM 12.  DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES

Not Applicable.

124

ITEM 13.  DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES

PART II

Neither we nor any of our subsidiaries have been subject to a material default in the payment of principal, interest, a sinking 
fund or purchase fund installment or any other material default that was not cured within 30 days. In addition, the payments of 
our dividends are not, and have not been in arrears or have not been subject to material delinquency that was not cured within 
30 days.

ITEM  14.  MATERIAL  MODIFICATIONS  TO  THE  RIGHTS  OF  SECURITY  HOLDERS  AND  USE  OF 

PROCEEDS

None.

ITEM 15.  CONTROLS AND PROCEDURES

a)  Disclosure Controls and Procedures

Pursuant  to  Rules  13a-15(e)  and  15d-15(e)  of  the  Exchange  Act,  management  assessed  the  effectiveness  of  the  design  and 
operation  of  our  disclosure  controls  and  procedures  as  of  December  31,  2022.  Based  upon  that  evaluation,  the  Principal 
Executive Officer and Principal Financial Officer concluded that our disclosure controls and procedures were effective as of the 
evaluation date.

b) Management's annual report on internal control over financial reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting as defined in 
Rules 13a-15(f) promulgated under the Exchange Act.

Internal control over financial reporting is defined in Rule 13a-15(f) and 15d-15(f) promulgated under the Exchange Act as a 
process designed by, or under the supervision of, our principal executive and principal financial officers and effected by our 
Board  of  Directors,  management  and  other  personnel,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial 
reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles and includes those policies and procedures that:

•

•

•

pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of our assets;

provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in 
accordance with generally accepted accounting principles, and that our receipts and expenditures are being made only in 
accordance with authorizations of Company's management and directors; and

provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use  or  disposition  of 
our assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Management  conducted  the  evaluation  of  the  effectiveness  of  the  internal  control  over  financial  reporting  using  the  control 
criteria framework issued by the Committee of Sponsoring Organizations of the Treadway Commission published in its report 
entitled Internal Control-Integrated Framework (2013).

Our  management  with  the  participation  of  our  Principal  Executive  Officer  and  Principal  Financial  Officer  assessed  the 
effectiveness  of  the  design  and  operation  of  our  internal  control  over  financial  reporting  pursuant  to  Rule  13a-15  of  the 
Exchange Act, as of December 31, 2022. Based upon that evaluation, the Principal Executive Officer and Principal Financial 
Officer concluded that our internal control over financial reporting were effective as of December 31, 2022.

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c) Attestation report of the registered public accounting firm

The  effectiveness  of  the  Company’s  internal  control  over  financial  reporting  as  of  December  31,  2022,  has  been  audited  by 
MSPC,  an  independent  registered  public  accounting  firm,  as  stated  in  their  report  dated  March  16,  2023,  which  is  included 
below under the heading Item 18—“Financial Statements—Report of Independent Registered Public Accounting Firm”.

 d) Changes in internal control over financial reporting

There were no changes in our internal control over financial reporting that occurred during the period covered by this annual 
report that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 16. [RESERVED]

ITEM 16A.  AUDIT COMMITTEE FINANCIAL EXPERT

Our  Board  of  Directors  has  determined  that  our  Audit  Committee  has  one  Audit  Committee  Financial  Expert.  James 
O'Shaughnessy is an independent Director and is the Audit Committee Financial Expert, as such terms are defined under SEC 
rules.

ITEM 16B.  CODE OF ETHICS

We have adopted a Code of Ethics that applies to all entities controlled by us and our employees, directors, officers and our 
agents.  We  have  posted  our  code  of  ethics  on  our  website  at  www.sflcorp.com.  The  information  on  our  website  is  not 
incorporated by reference into this annual report. We will provide any person, free of charge, with a copy of our code of ethics 
upon written request to our registered office. Any waivers that are granted from any provision of our Code of Ethics may be 
disclosed on our website within five business days following the date of such waiver. 

ITEM 16C.  PRINCIPAL ACCOUNTANT FEES AND SERVICES

Our  principal  accountant  for  2022  and  2021  was  MSPC,  Certified  Public  Accountants  and  Advisors,  A  Professional 
Corporation  (PCAOB  Firm  ID  number  is  717).  The  following  table  sets  forth  the  fees  related  to  audit  and  other  services 
provided by MSPC.

Audit Fees (a)

Audit-Related Fees (b)

Tax Fees (c)
All Other Fees (d)

Total

(a) Audit Fees

2022

560,000  $ 

129,000  $ 

— 
10,150  $ 

2021

560,000 

129,000 

— 
11,160 

699,150  $ 

700,160 

$ 

$ 

$ 

$ 

Audit fees represent professional services rendered for the audit of our annual financial statements and services provided 
by the principal accountant in connection with statutory and regulatory filings or engagements.

(b) Audit -Related Fees

Audit-related  fees  consisted  of  assurance  and  related  services  rendered  by  the  principal  accountant  related  to  the 
performance of the audit or review of our financial statements which have not been reported under Audit Fees above.

(c) Tax Fees

Tax fees represent fees for professional services rendered by the principal accountant for tax compliance, tax advice and 
tax planning.

(d) All Other Fees

All other fees include services other than audit fees, audit-related fees and tax fees set forth above.

126

 
 
(e) Audit Committee's Pre-Approval Policies and Procedures

Our Board of Directors has adopted pre-approval policies and procedures in compliance with paragraph (c)(7)(i) of Rule 
2-01 of Regulation S-X, that require the Board of Directors to approve the appointment of our independent auditor before 
such auditor is engaged and approve each of the audit and non-audit related services to be provided by such auditor under 
such engagement by us. All services provided by the principal auditor in 2022 and 2021 were approved by the Board of 
Directors pursuant to the pre-approval policy.

As  described  in  Item  16F,  in  November  2022,  MSPC,  notified  us  of  its  decision  not  to  stand  for  re-appointment  as  the 
Company’s independent registered public accounting firm for the fiscal year ending December 31, 2023. Our Audit Committee 
has  selected  and  intends  to  appoint  EY  as  the  successor  independent  registered  public  accounting  firm  for  the  year  ending 
December 31, 2023.

ITEM 16D.  EXEMPTIONS FROM THE LISTING STANDARDS FOR AUDIT COMMITTEES

Not applicable.

ITEM 16E.  PURCHASE OF EQUITY SECURITIES BY ISSUER AND AFFILIATED PURCHASERS

No  shares  have  been  repurchased  by  us  or  any  “affiliated  purchaser,”  as  such  term  is  defined  in  Rule  10b-18(a)(3)  of  the 
Exchange Act, since January 2006.

ITEM 16F.  CHANGE IN REGISTRANT'S CERTIFYING ACCOUNTANT

In  November  2022,  MSPC,  the  independent  registered  public  accounting  firm  of  the  Company  for  the  fiscal  year  ended 
December  31,  2022,  notified  the  Company  of  its  decision  not  to  stand  for  re-appointment  as  the  Company’s  independent 
registered public accounting firm for the fiscal year ending December 31, 2023. 

The  Audit  Committee  of  the  Company’s  Board  of  Directors  has  selected  and  intends  to  appoint  EY  as  the  successor 
independent registered public accounting firm for the year ending December 31, 2023.

The balance sheet of the Company as of December 31, 2022, and the related statements of operations, comprehensive income, 
stockholders’ equity, cash flows, and the related notes and schedules (collectively referred to as the “financial statements”) for 
the fiscal year ended December 31, 2022 and (b) the Company’s internal control over financial reporting as of December 31, 
2022 have been audited by MSPC as stated in their report dated March 16, 2023, which is included below under the heading 
Item 18—“Financial Statements—Report of Independent Registered Public Accounting Firm”. 

The reports of MSPC on the Company’s consolidated financial statements for the fiscal years ended December 31, 2022 (“2022 
fiscal  year”)  and  December  31,  2021  (“2021  fiscal  year”)  did  not  contain  an  adverse  opinion  or  a  disclaimer  of  opinion  and 
were not qualified or modified as to uncertainty, audit scope or accounting principles.

Also, during our two most recent fiscal years and through the date of this report, there were (i) no “disagreements” (as that term 
is defined in Item 16F(a)(1)(iv) of Form 20-F and the related instructions) with MSPC on any matter of accounting principles or 
practices, financial statement disclosure or auditing scope or procedure, which disagreements, if not resolved to the satisfaction 
of MSPC, would have caused MSPC to make reference to the subject matter of the disagreements in connection with its report, 
(ii) no “reportable events” (as that term is defined in Item 16F(a)(1)(v) of Form 20-F), and (iii) neither the Company nor anyone 
on the Company’s behalf consulted with EY regarding any of the matters described in Item 16F(a)(2)(i) and (ii) of Form 20-F.

The Company has provided a copy of the foregoing disclosures to MSPC and requested that MSPC furnish the Company with a 
letter addressed to the SEC stating whether MSPC agrees with the above statements and, if not, stating the respects in which it 
does not agree. A copy of MSPC’s letter, dated March 16, 2023, is filed as Exhibit 5.1 to this annual report.

127

ITEM 16G.  CORPORATE GOVERNANCE

Pursuant to an exception under the NYSE listing standards available to foreign private issuers, we are not required to comply 
with all of the corporate governance practices followed by U.S. companies under the NYSE listing standards. The significant 
differences  between  our  corporate  governance  practices  and  the  NYSE  standards  applicable  to  listed  U.S.  companies  are  set 
forth below.

Executive  Sessions.  The  NYSE  requires  that  non-management  directors  meet  regularly  in  executive  sessions  without 
management.  The  NYSE  also  requires  that  all  independent  directors  meet  in  an  executive  session  at  least  once  a  year.  As 
permitted  under  Bermuda  law  and  our  Bye-laws,  our  non-management  directors  have  not  regularly  held  executive  sessions 
without management, and we do not expect them to do so in the future.

Nominating/Corporate Governance Committee. The NYSE requires that a listed U.S. company have a nominating/corporate 
governance  committee  of  independent  directors  and  a  committee  charter  specifying  the  purpose,  duties  and  evaluation 
procedures of the committee. As permitted under Bermuda law and our Bye-laws, we do not currently have a nominating or 
corporate governance committee.

Audit  Committee.  The  NYSE  requires,  among  other  things,  that  a  listed  U.S.  company  have  an  audit  committee  with  a 
minimum  of  three  members,  all  of  whom  are  independent.  As  permitted  by  Rule  10A-3  under  the  Exchange  Act,  our  audit 
committee consists of one independent member of our Board of Directors, James O’Shaughnessy.

Corporate Governance Guidelines. The NYSE requires U.S. companies to adopt and disclose corporate governance guidelines. 
The  guidelines  must  address,  among  other  things:  director  qualification  standards,  director  responsibilities,  director  access  to 
management  and  independent  advisers,  director  compensation,  director  orientation  and  continuing  education,  management 
succession  and  an  annual  performance  evaluation.  We  are  not  required  to  adopt  such  guidelines  under  Bermuda  law  and  we 
have not adopted such guidelines.

Independence of Directors. The NYSE requires that a U.S. listed company maintain a majority of independent directors. As a 
foreign  private  issuer,  we  are  exempt  from  this  rule  and  may  comply  with  it  voluntarily.  Our  Board  of  Directors  currently 
consists of six directors, four of which are considered "independent" according to NYSE's standards for independence, namely 
James O’Shaughnessy, Gary Vogel, Keesjan Cordia and Will Homan-Russel. However, as permitted under Bermuda law, our 
Board of Directors may in the future not consist of a majority of independent directors.

Compensation Committee. The NYSE requires that a listed U.S. company have a compensation committee composed entirely 
of independent directors and have a committee charter addressing the purpose, responsibility, rights and performance evaluation 
of  the  committee.  As  a  foreign  private  issuer  we  are  exempt  from  this  rule  and  may  comply  with  it  voluntarily.  Our 
Compensation  Committee  currently  consists  of  Gary  Vogel  and  James  O'Shaughnessy,  both  of  whom  are  considered 
"independent"  according  to  NYSE's  standards  for  independence.  As  permitted  under  Bermuda  law,  our  compensation 
committee may in the future not consist entirely of independent directors.

Solicitation  of  Proxies.  The  NYSE  requires  that  a  U.S.  company  solicit  proxies  and  provide  proxy  statements  for  all 
shareholder  meetings.  Such  company  must  also  provide  copies  of  its  proxy  solicitation  to  the  NYSE.  As  permitted  under 
Bermuda law and our bye-laws we do not currently solicit proxies or provide proxy materials to the NYSE. Our bye-laws also 
require that we provide no less than five (5) days’ notice to our shareholders of general meetings, such notice to be given in 
accordance with the provisions of the bye-laws. 

Quorum. The NYSE “gives careful consideration” to provisions that fix a quorum for shareholders’ meetings that is less than a 
majority of outstanding shares, but in general the NYSE has not objected to reasonably lesser quorum requirements in cases 
where  the  companies  have  agreed  to  make  general  proxy  solicitations  for  future  meetings  of  shareholders.  The  Company 
follows applicable Bermuda laws with respect to quorum requirements. The Company’s quorum requirement is set forth in its 
bye-laws,  which  provide  that  a  quorum  for  the  transaction  of  business  at  any  meeting  of  shareholders  is  two  or  more 
shareholders either present in person or represented by proxy.

ITEM 16H.  MINE SAFETY DISCLOSURE

Not applicable.

128

PART III

ITEM 17.  FINANCIAL STATEMENTS

See Item 18.

ITEM 18.  FINANCIAL STATEMENTS

The following financial statements listed below and set forth on pages F-1 through F-67 are filed as part of this annual report:

Financial Statements: SFL Corporation Ltd.

Report of Independent Registered Public Accounting Firm

Consolidated Statements of Operations for the years ended December 31, 2022, 2021 and 2020

Consolidated Statements of Comprehensive Income for the years ended December 31, 2022, 2021 and 2020

Consolidated Balance Sheets as of December 31, 2022 and 2021

Consolidated Statements of Cash Flows for the years ended December 31, 2022, 2021 and 2020
Consolidated Statements of Changes in Stockholders' Equity for the years ended December 31, 2022, 2021 
and 2020

Notes to Consolidated Financial Statements

F-2

F-4

F-5

F-6

F-7

F-9

F-12

129

 
 
ITEM 19.               EXHIBITS

Number
1.1*

Description of Exhibit
Memorandum of Association of Ship Finance International Limited (the "Company"), incorporated by 
reference to Exhibit 3.1 of the Company's Registration Statement, SEC File No. 333-115705, filed on 
May 21, 2004 (the "Original Registration Statement").

1.2*

1.3*

1.4*

1.5

2.1*

2.2*

4.8*

4.9*

4.23*

4.24*

4.25

5.1

8.1

12.1

12.2

13.1

13.2

15.1

Amended and Restated Bye-laws of the Company, as adopted on September 28, 2007, incorporated by 
reference to Exhibit 1 of the Company's 6-K filed on October 22, 2007.

Amended and Restated Bye-laws of the Company, as adopted on September 20, 2013, incorporated by 
reference to Exhibit 1.3 of the Company's 2014 Annual Report filed on Form 20-F on April 9, 2015. 

Amended and Restated Bye-laws of the Company, as adopted on September 23, 2016, incorporated by 
reference to Exhibit 1 of the Company's Form 6-K filed on September 29, 2016.

Amended and Restated Bye-laws of the Company, as adopted on September 30, 2022.

Form of Common Stock Certificate of the Company, incorporated by reference to Exhibit 4.1 of the 
Company's Original Registration Statement.

Description of Securities of the Company, incorporated by reference to Exhibit 2.2 of the Company's 
2019 Annual Report filed on Form 20-F on March 27, 2020.

 Administrative Services Agreement with Frontline Management (Bermuda) Ltd. dated November 29, 
2007, incorporated by reference to Exhibit 4.10 of the Company's 2007 Annual Report as filed on Form 
20-F on March 17, 2008.

Share Option Scheme, incorporated by reference to Exhibit 2.2 of the Company's 2006 Annual Report as 
filed on Form 20-F on July 2, 2007.

Second Supplemental Indenture by and among Ship Finance International Ltd. And U.S. Bank National 
Association, as Trustee, dated April 23, 2018 to Indenture dated October 5, 2016 for 4.875% Convertible 
Senior Notes due 2023, incorporated by reference to Exhibit 99.2 of the Company’s report on Form 6-K 
filed on April 24, 2018

Bond Agreement dated May  7, 2021, relating to SFL Corporation Ltd. 7.25% USD 200,000,000 senior 
unsecured sustainability-linked bonds 2021/2026, incorporated by reference to the Company's 2021 
Annual Report filed on Form 20-F on March 24, 2022.

Bond Agreement dated February 1, 2023, relating to SFL Corporation Ltd. 8.875% USD 150,000,000 
senior unsecured sustainability-linked bonds 2023/2027.

MSPC's letter to the SEC, dated March 16, 2023, confirming agreement of the Company's disclosures in 
relation to the change of auditors
Significant Subsidiaries of the Company.

Certification of the Principal Executive Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a) of the 
Securities Exchange Act of 1934, as amended.

Certification of the Principal Financial Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a) of the 
Securities Exchange Act of 1934, as amended. 

Certification of the Principal Executive Officer pursuant to 18 USC Section 1350, as adopted pursuant to 
Section 906 of the Sarbanes-Oxley Act of 2002.

Certification of the Principal Financial Officer pursuant to 18 USC Section 1350, as adopted pursuant to 
Section 906 of the Sarbanes-Oxley Act of 2002.

Consent of Independent Registered Public Accounting Firm.

* Incorporated herein by reference.

130

101.INS

101.SCH

101.CAL

101.DEF

101.LAB

101.PRE

XBRL Instance Document

XBRL Taxonomy Extension Schema Document

XBRL Taxonomy Extension Schema Calculation Linkbase Document

XBRL Taxonomy Extension Schema Definition Linkbase Document

XBRL Taxonomy Extension Schema Label Linkbase Document

XBRL Taxonomy Extension Schema Presentation Linkbase Document

131

The  registrant  hereby  certifies  that  it  meets  all  of  the  requirements  for  filing  on  Form  20-F  and  that  it  has  duly  caused  and 
authorized the undersigned to sign this annual report on its behalf.

SIGNATURES

Date: March 16, 2023

SFL Corporation Ltd.
(Registrant)

By:

/s/ Aksel C. Olesen 
Aksel C. Olesen 
Principal Financial Officer

132

 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.
Index to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm

Consolidated Statements of Operations for the years ended December 31, 2022, 2021 and 2020

Consolidated Statements of Comprehensive Income for the years ended December 31, 2022, 2021 and 2020

Consolidated Balance Sheets as of December 31, 2022 and 2021

Consolidated Statements of Cash Flows for the years ended December 31, 2022, 2021 and 2020

Consolidated Statements of Changes in Stockholders' Equity for the years ended December 31, 2022, 2021 
and 2020
Notes to the Consolidated Financial Statements

F-2

F-4

F-5

F-6

F-7

F-9

F-12

F-1

 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of
SFL Corporation Ltd.

Opinions on the Financial Statements and Internal Control over Financial Reporting

We have audited the accompanying consolidated balance sheets of SFL Corporation Ltd and subsidiaries (the “Company”) as 
of  December  31,  2022  and  2021,  and  the  related  consolidated  statements  of  operations,  comprehensive  income,  changes  in 
stockholders’ equity, and cash flows for each of the years in the three-year period ended December 31, 2022, and the related 
notes (collectively referred to as the financial statements). We also have audited the Company’s internal control over financial 
reporting as of December 31, 2022, based on criteria established in Internal Control— Integrated Framework (2013) issued by 
the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”). 

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the  financial 
position of the Company as of December 31, 2022 and 2021, and the results of its operations and its cash flows for each of the 
years  in  the  three-year  period  ended  December  31,  2022,  in  conformity  with  accounting  principles  generally  accepted  in  the 
United States of America. Also, in our opinion, the Company maintained, in all material respects, effective internal control over 
financial reporting as of December 31, 2022, based on criteria established in Internal Control—Integrated Framework (2013) 
issued by COSO.

Basis for Opinion

The  Company’s  management  is  responsible  for  these  consolidated  financial  statements,  for  maintaining  effective  internal 
control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included 
in the accompanying Management’s annual report on internal controls over financial reporting. Our responsibility is to express 
an opinion on the Company’s consolidated financial statements and an opinion on the Company’s internal control over financial 
reporting  based  on  our  audits.  We  are  a  public  accounting  firm  registered  with  the  Public  Company  Accounting  Oversight 
Board (United States) (“PCAOB”) and are required to be independent with respect to the Company in accordance with the U.S. 
federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to 
error or fraud, and whether effective internal control over financial reporting was maintained in all material respects. 

Our audits of the consolidated financial statements included performing procedures to assess the risks of material misstatement 
of  the  financial  statements,  whether  due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such 
procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial 
statements. Our audits also included, evaluating the accounting principles used and significant estimates made by management, 
as  well  as  evaluating  the  overall  presentation  of  the  consolidated  financial  statements.  Our  audit  of  internal  control  over 
financial  reporting  included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a 
material  weakness  exists,  and  testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the 
assessed risk. Our audits also included performing such other procedures as we considered necessary in the circumstances. We 
believe that our audits provide a reasonable basis for our opinions.

Definition and Limitations of Internal Control over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures 
that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and 
expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the 
company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or 
disposition of the company’s assets that could have a material effect on the financial statements.

F-2

 
 
 
Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Critical Audit Matters

The  critical  audit  matter  communicated  below  is  a  matter  arising  from  the  current  period  audit  of  the  consolidated  financial 
statements that was communicated or required to be communicated to the audit committee and that: (1) relate to accounts or 
disclosures that are material to the consolidated financial statements and (2) involved our especially challenging, subjective, or 
complex judgments. The communication of a critical audit matter does not alter in any way our opinion on the consolidated 
financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing a separate 
opinion on the critical audit matter or on the accounts or disclosures to which they relate.

Evaluation of potential impairment indicators for long-lived assets

As discussed in Note 2 to the consolidated financial statements, the Company reviews long-lived assets, primarily comprised of 
vessel assets, for impairment whenever events or changes in circumstances indicate that the carrying amount of the assets may 
no  longer  be  recoverable  (triggering  events).  Recoverability  of  vessel  assets  are  measured  by  a  comparison  of  the  carrying 
amount of the vessel assets to future net cash flows expected to be generated by these assets, including their eventual disposal. 
If such vessel assets are considered to be impaired, the impairment to be recognized is measured by the amount by which the 
carrying amount of the assets exceeds the fair value of the vessel assets.

We  identified  the  evaluation  of  potential  impairment  indicators  for  vessel  assets  to  be  a  critical  audit  matter.  Evaluating  the 
Company’s judgments in determining whether a triggering event exists required a high degree of subjective auditor judgment 
and an increased extent of effort, including the need to involve valuation specialists.

The  primary  procedures  we  performed  to  address  this  critical  audit  matter  included  the  following.  We  tested  certain  internal 
controls over the Company’s process to identify and assess triggering events that may indicate that the carrying amount of a 
vessel asset may no longer be recoverable. These included controls related to the consideration of estimated cash flows to actual 
operating  results  and  market  conditions  in  the  determination  of  a  triggering  event.  We  evaluated  the  Company’s  key 
assumptions used in estimating future cash flows from its vessel assets. We compared data used by the Company to develop its 
assumptions to external data sources, noting that such factors included both internal and external factors to analyst and industry 
reports. We evaluated responses as to factors considered and evaluated whether the Company omitted any significant internal or 
external  factors  in  their  evaluation.  We  evaluated  the  credentials,  expertise  and  reports  of  independent  valuation  experts 
retained by the Company to estimate the charter-free value of vessel assets. We evaluated the Company’s data and assumptions 
to ensure consistency with audit evidence obtained.

/s/ MSPC 
Certified Public Accountants and Advisors,
A Professional Corporation

We have served as the Company’s auditor since 2004.

New York, New York

March 16, 2023 

F-3

 
 
 
SFL Corporation Ltd.

 CONSOLIDATED STATEMENTS OF OPERATIONS
for the years ended December 31, 2022, 2021 and 2020 
(in thousands of $, except per share amounts)

2022

2021

2020

Operating revenues
Interest income related parties – direct financing leases
Interest income other – sales-type, direct financing leases and leaseback assets
Service revenue related parties – direct financing leases
Profit sharing revenues – related parties
Profit sharing income – other
Time charter revenues – related parties
Time charter revenues – other
Bareboat charter revenues – related parties
Bareboat charter revenues – other
Voyage charter revenues
Drilling contract revenues
Other operating income

Total operating revenues

Gain on sale of assets, net

Operating expenses
Vessel operating expenses – related parties
Vessel operating expenses – other
Rig operating expenses
Depreciation
Vessel impairment charge
Administrative expenses – related parties
Administrative expenses – other

Total operating expenses

Net operating income/(loss)
Non-operating income / (expense)
Interest income – related parties, long term loans to associated companies
Interest income – related parties, other
Interest income – other
Interest expense
Gain/(loss) on investments in debt and equity securities
(Loss)/gain on purchase of bonds and debt extinguishment
Gain on settlement of related party loan notes 
Dividend income – related parties
Gain on sale of subsidiaries, non-operating

Other financial items, net

Net income/(loss) before equity in earnings of associated companies

Equity in earnings of associated companies

Net income/(loss)

Per share information:

Basic earnings/(loss) per share

Weighted average number of shares outstanding, basic

Diluted earnings/(loss) per share

Weighted average number of shares outstanding, diluted

Cash dividend per share declared and paid

382 
8,534 
1,746 
3,044 
24,786 
52,326 
423,662 
17,770 
41,183 
72,362 
18,775 
5,823 

670,393 

13,228 

24,141 
164,261 
16,741 
187,827 
— 
1,541 
13,636 

408,147 

275,474 

4,563 
463 
2,947 
(117,339) 
18,171 
— 
— 
128 
— 

15,528 

199,935 

2,833 

202,768 

5,186 
14,338 
6,570 
10,103 
10,601 
50,463 
319,282 
28,898 
1,798 
61,804 
— 
4,353 

513,396 

39,405 

28,623 
128,109 
— 
138,330 
1,927 
740 
12,234 

309,963 

242,838 

6,921 
443 
86 
(97,090) 
995 
(727) 
— 
— 
— 

6,683 

160,149 

4,194 

164,343 

$ 

$ 

$ 

1.60  $ 

1.35  $ 

126,789

122,141

1.53  $ 

1.30  $ 

137,377  

139,383 

0.88  $ 

0.63  $ 

5,196 
66,020 
6,903 
18,677 
3,892 
51,954 
268,635 
— 
7,863 
37,287 
— 
4,620 

471,047 

2,250 

30,276 
125,367 
— 
111,279 
333,149 
1,178 
10,222 

611,471 

(138,174) 

11,925 
599 
876 
(135,442) 
(22,453) 
67,533 
4,446 
6,030 
1,894 

(25,945) 

(228,711) 

4,286 

(224,425) 

(2.06) 

108,972

(2.06) 

108,972 

1.00 

The accompanying notes are an integral part of these consolidated financial statements. 

F-4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
for the years ended December 31, 2022, 2021 and 2020 
(in thousands of $)

Comprehensive income/(loss), net of tax

Net income/(loss)

2022

2021

2020

202,768 

164,343 

(224,425) 

Fair value adjustments to hedging financial instruments

18,602 

10,408 

(7,695) 

Earnings reclassification of previously deferred fair value adjustments to 
hedging financial instruments

Fair value adjustments to available-for-sale securities

Earnings reclassification of previously deferred fair value adjustments to 
investment securities classified as available-for-sale securities

Other comprehensive income/(loss)

Other comprehensive income/(loss), net of tax

Comprehensive income/(loss)

— 

— 

(631) 

(63) 

17,908 

220,676 

— 

(1,101) 

817 

(2) 

10,122 

174,465 

1,059 

(4,608) 

4,888 

55 

(6,301) 

(230,726) 

 The accompanying notes are an integral part of these consolidated financial statements.

F-5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

CONSOLIDATED BALANCE SHEETS
as of December 31, 2022 and 2021 
(in thousands of $)

ASSETS

Current assets
Cash and cash equivalents
Restricted cash
Investment in debt and equity securities
Due from related parties
Trade accounts receivable
Other receivables
Inventories
Prepaid expenses and accrued income
Investment in sales-type leases, direct financing leases and leaseback assets, current portion
Financial instruments at fair value, current portion

Total current assets

Vessels, rigs and equipment, net

Vessels under finance lease, net

Investment in sales-type leases, direct financing leases and leaseback assets, long-term portion

Investment in associated companies
Capital improvements, newbuildings and vessel purchase deposits

Loans and long term receivables from related parties including associates

Financial instruments at fair value, long-term portion

Other long-term assets

Total assets

LIABILITIES AND STOCKHOLDERS' EQUITY
Current liabilities
Short-term debt and current portion of long-term debt

Finance lease liability, current portion

Due to related parties

Trade accounts payable

Accrued expenses

Financial instruments at fair value, current portion
Other current liabilities

Total current liabilities
Long-term liabilities

Long-term debt

Finance lease liability, long-term portion

Financial instruments at fair value, long-term portion
Other long-term liabilities

Total liabilities

Commitments and contingent liabilities

Stockholders' equity
Share capital ($0.01 par value; 300,000,000 shares authorized; 138,562,173 shares issued and 
outstanding as of December 31, 2022). ($0.01 par value; 300,000,000 shares authorized; 
138,551,387 shares issued and outstanding as of December 31, 2021).

Additional paid-in capital

Contributed surplus

Accumulated other comprehensive income/(loss)

Retained earnings / (accumulated deficit)

Total stockholders' equity

Total liabilities and stockholders' equity

2022

2021

188,362 
— 
7,283 
4,392 
20,003 
26,052 
16,395 
17,127 
15,432 
1,936 

296,982 

145,622 
8,338 
21,210 
8,557 
11,134 
15,444 
10,124 
6,403 
23,484 
— 

250,316 

2,646,389 

2,230,583 

614,763 

103,591 

16,547 
97,860 
45,000 

26,716 

13,482 

656,072 

181,282 

16,635 
57,684 

45,000 

3,184 

18,541 

3,861,330 

3,459,297 

921,270 

53,655 

1,936 

7,887 

27,198 

16,861 
27,804 

302,769 

51,204 

1,295 

1,770 

19,794 

738 
22,746 

1,056,611 

400,316 

1,279,786 

419,341 

14,357 
4 

1,586,445 

472,996 

17,209 
4 

2,770,099 

2,476,970 

1,386 

616,554 

424,562 

8,714 

40,015 

1,091,231 

3,861,330 

1,386 

621,037 

461,818 

(9,194) 

(92,720) 

982,327 

3,459,297 

The accompanying notes are an integral part of these consolidated financial statements.

F-6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

 CONSOLIDATED STATEMENTS OF CASH FLOWS
for the years ended December 31, 2022, 2021 and 2020 
(in thousands of $)

Operating activities
Net income/(loss)

Adjustments to reconcile net income/(loss) to net cash provided by operating activities:
Depreciation
Amortization of deferred charges
Amortization of deferred charter revenue 
Vessel impairment charge
Adjustment of derivatives to fair value recognized in net income
(Gain)/loss on investments in debt and equity securities
Equity in earnings of associated companies
Gain on sale of assets and termination of charters
Gain on sale of subsidiaries
Repayments from investment in sales-type, direct financing and leaseback assets 
Loss/(gain) on repurchase of bonds
Loss on early termination of swaps
Other, net

Changes in operating assets and liabilities

Trade accounts receivable
Due to/ from related parties
Other receivables and other current assets
Inventories
Prepaid expenses and accrued income
Trade accounts payable
Accrued expenses and other current liabilities

Net cash provided by operating activities
Investing activities

Additions to direct financing leases and leaseback assets
Purchase of vessels, capital improvements and other additions
Proceeds from sale of vessels and termination of charters
Proceeds from sale of subsidiaries, net of cash disposed of
Net amounts received from associated companies
Payments for acquisition of debt and equity securities
Proceeds from redemption of debt and equity securities
Collateral deposits (received)/paid on swap agreements
Other investments and long-term assets, net

Net cash (used in)/provided by investing activities
Financing activities

Repayments of lease obligation liability
Proceeds from issuance of short-term and long-term debt
Repayments of short-term and long-term debt
Repurchase of bonds
Debt fees paid
Payment for early settlements of interest rate swaps, net
Principal settlements of cross currency swaps, net
Proceeds from shares issued, net of issuance costs
Cash dividends paid

Net cash provided by/(used in) financing activities
Net change in restricted cash and cash and cash equivalents
Cash, restricted cash and cash equivalents at start of the year
Cash, restricted cash and cash equivalents at end of the year

F-7

2022

2021

2020

202,768 

164,343 

(224,425) 

187,827 
7,209 
3,282 
— 
(17,142)   
(18,171)   
(2,833)   
(13,228)   
— 
17,025 
— 
— 
1,381 

(9,033)   
4,836 
(11,026)   
(6,271)   
(10,725)   
6,118 
13,108 
355,125 

— 

(602,499)   
83,333 
— 
2,916 
— 
14,989 
2,173 
— 

(499,088)   

(51,204)   
959,595 
(611,310)   

— 
(7,142)   
— 
— 
— 

(111,574)   
178,365 
34,402 
153,960 
188,362 

138,330 
6,704 
6,672 
1,927 
(11,591)   
(995) 
(4,194)   
(39,405)   
— 
36,276 
727 
— 
1,072 

(4,073)   
(4,317)   
6,518 
(1,315)   
(3,806)   
447 
275 
293,595 

— 

(581,622)   
183,886 
— 
9,998 
(1,350)   
9,608 
(9,970)   
400 
(389,050)   

(48,887)   
586,750 
(301,451)   
(215,098)   
(8,025)   
— 
— 
89,280 
(77,552)   
25,017 
(70,438)   
224,398 
153,960 

111,279 
9,040 
6,641 
333,149 
20,432 
22,453 
(4,286) 
(2,250) 
(1,894) 
60,590 
(67,533) 
4,538 
(6,559) 

(2,352) 
21,035 
(2,628) 
(873) 
(962) 
(2,198) 
3,278 
276,475 

(65,030) 
(55,016) 
210,920 
14,676 
31,467 
(1,287) 
23,661 
17,922 
(974) 
176,339 

(68,599) 
397,231 
(624,588) 
(66,570) 
(4,752) 
(4,539) 
(11,706) 
61,485 
(109,394) 
(431,432) 
21,382 
203,016 
224,398 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash, restricted cash and cash equivalents:

Cash and cash equivalents

Restricted cash

Cash, restricted cash and cash equivalents at end of the year

Supplemental disclosure of cash flow information:

2022

2021

2020

188,362 

— 
188,362 

145,622 

8,338 
153,960 

215,445 

8,953 
224,398 

Interest paid on debt, swaps and leases, net of capitalized interest

109,682 

96,827 

131,026 

Details of non-cash investing and financing activities are provided in Note 24 - Share Capital, Additional Paid-In Capital And 
Contributed Surplus. 

The accompanying notes are an integral part of these consolidated financial statements.

F-8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY
for the years ended December 31, 2022, 2021 and 2020 
(in thousands of $, except number of shares)

Number of shares outstanding

At beginning of year

Shares issued

At end of year

Share capital

At beginning of year

Shares issued

At end of year

Additional paid-in capital

At beginning of year

Impact of adoption of Accounting Standards Update ("ASU") 2020-06

Payments in lieu of issuing shares 

Amortization of stock-based compensation

Stock-based compensation forfeitures

Shares issued- share option, dividend reinvestment and other schemes

Equity adjustments arising from reacquisition of convertible notes

At end of year

Contributed surplus

At beginning of year

Dividends declared 

At end of year

Accumulated other comprehensive income/( loss)

At beginning of year

Fair value adjustments to hedging financial instruments

Earnings reclassification of previously deferred fair value adjustments to 
hedging financial instruments

Fair value adjustments to available-for-sale securities

Earnings reclassification of previously deferred fair value adjustments to 
available-for-sale securities

Other comprehensive income/(loss)

At end of year (see breakdown below)

Retained earnings / (accumulated deficit)

At beginning of year

Impact of adoption of ASU 2020-06

Impact of adoption of ASU 2016-13

Net income/(loss)

Dividends declared

At end of year

Total stockholders' equity

2022

2021

2020

  138,551,387 

  127,810,064 

  119,391,310 

10,786 

10,741,323 

8,418,754 

  138,562,173 

  138,551,387 

  127,810,064 

1,386 

— 

1,386 

621,037 

(5,863) 

— 

1,380 

— 

— 

— 

1,278 

108 

1,386 

1,194 

84 

1,278 

531,382 

469,426 

— 

(97) 

981 

— 

89,269 

(498) 

— 

— 

966 

(96) 

61,400 

(314) 

616,554 

621,037 

531,382 

461,818 

(37,256) 

424,562 

(9,194) 

18,602 

— 

— 

(631) 

(63) 

8,714 

539,370 

(77,552) 

461,818 

(19,316) 

10,408 

— 

(1,101) 

817 

(2) 

648,764 

(109,394) 

539,370 

(13,015) 

(7,695) 

1,059 

(4,608) 

4,888 

55 

(9,194) 

(19,316) 

(92,720) 

(257,063) 

4,285 

— 

202,768 

(74,318) 

40,015 

1,091,231 

— 

— 

164,343 

— 

(92,720) 

982,327 

— 

— 

(32,638) 

(224,425) 

— 

(257,063) 

795,651 

F-9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Accumulated other comprehensive income/(loss)

2022

2021

2020

Fair value adjustments to hedging financial instruments relating to interest rate 
swaps

Fair value adjustments to hedging financial instruments relating to cross 
currency swaps

Fair value adjustments to hedging financial instruments relating to combined 
cross currency interest rate swaps

Reclassification of unrealized losses upon adoption of ASU 2017-12

Fair value adjustments to available-for-sale securities

Other items

Accumulated other comprehensive income/(loss)

17,257 

2,758 

(5,564) 

(7,198) 

(7,280) 

(7,162) 

(921) 

(32) 

— 

(392) 

8,714 

(4,942) 

(7,146) 

(32) 

631 

(329) 

(32) 

915 

(327) 

(9,194) 

(19,316) 

The accompanying notes are an integral part of these consolidated financial statements.

F-10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.
Notes to the Consolidated Financial Statements

1.

GENERAL

SFL  Corporation  Ltd.  ("SFL"  or  the  "Company")  is  an  international  maritime  and  offshore  asset  owning  and  chartering 
company,  incorporated  in  October  2003  in  Bermuda  as  a  Bermuda  exempted  company.  The  Company's  common  shares  are 
listed  on  the  New  York  Stock  Exchange  under  the  symbol  "SFL".  The  Company  is  primarily  engaged  in  the  ownership, 
operation and chartering out of vessels and offshore related assets on medium and long-term charters.

As  of  December  31,  2022,  the  Company  owned  nine  Suezmax  crude  oil  carriers,  five  Supramax  dry  bulk  carriers,  two 
Kamsarmax dry bulk carriers, eight Capesize dry bulk carriers, 32 container vessels (including seven leased-in vessels), three 
car  carriers,  one  jack-up  drilling  rig,  one  ultra-deepwater  drilling  unit,  two  chemical  tankers  and  six  oil  product  tankers.  In 
addition, the Company has one very large crude oil carrier ("VLCC") which is accounted for as a leaseback asset. (See Note 18: 
Investments in Sales-Type Leases, Direct Financing Leases and Leaseback Assets). The Company also partly own four leased-
in  container  vessels  in  our  associated  companies.  (See  Note  19:  Investment  in  Associated  Companies).  In  addition,  the 
Company has contracted to acquire four dual-fuel 7,000 Car Equivalent Unit ("CEU") newbuilding car carriers, currently under 
construction. The vessels are expected to be delivered in 2023 and 2024. (See Note 15: Capital Improvements, Newbuildings 
and Vessel Purchase Deposits).

Since the Company's incorporation in 2003 and public listing in 2004, SFL has established itself as a leading international ship 
and offshore asset owning and chartering company, expanding both its asset and customer base.

2.

ACCOUNTING POLICIES

 Basis of Accounting

The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United 
States  ("US  GAAP").  The  consolidated  financial  statements  include  the  assets  and  liabilities  and  results  of  operations  of  the 
Company  and  its  subsidiaries.  All  inter-company  balances  and  transactions  have  been  eliminated  on  consolidation.  Where 
necessary, comparative figures for previous years have been reclassified to conform to changes in presentation in the current 
year.

Consolidation of variable interest entities

A variable interest entity is defined in Accounting Standards Codification ("ASC") Topic 810 "Consolidation" ("ASC 810") as 
a  legal  entity  where  either  (a)  the  total  equity  at  risk  is  not  sufficient  to  permit  the  entity  to  finance  its  activities  without 
additional subordinated support; (b) equity interest holders as a group lack either i) the power to direct the activities of the entity 
that most significantly impact on its economic success, ii) the obligation to absorb the expected losses of the entity, or iii) the 
right  to  receive  the  expected  residual  returns  of  the  entity;  or  (c)  the  voting  rights  of  some  investors  in  the  entity  are  not 
proportional to their economic interests and the activities of the entity involve or are conducted on behalf of an investor with a 
disproportionately small voting interest.

ASC 810 requires a variable interest entity to be consolidated by its primary beneficiary, being the interest holder, if any, which 
has  both  (1)  the  power  to  direct  the  activities  of  the  entity  which  most  significantly  impact  on  the  entity's  economic 
performance, and (2) the right to receive benefits or the obligation to absorb losses from the entity which could potentially be 
significant to the entity.

The  Company  evaluates  its  subsidiaries,  and  any  other  entities  in  which  it  holds  a  variable  interest,  in  order  to  determine 
whether  the  Company  is  the  primary  beneficiary  of  the  entity,  and  where  it  is  determined  that  the  Company  is  the  primary 
beneficiary the Company fully consolidate the entity.

F-12

 
 
 
 
 
 
 
Use of accounting estimates

The preparation of financial statements in accordance with US GAAP requires management to make estimates and assumptions 
that  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the 
consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results 
could differ from those estimates.

Revenue and expense recognition

The  Company  generates  its  revenues  from  the  charter  hire  of  its  vessels  and  offshore  related  assets,  and  freight  billings. 
Revenues  are  generated  from  time  charter  hire,  bareboat  charter  hire,  direct  financing  lease  interest  income,  sales-type  lease 
interest income, leaseback assets interest income, direct financing lease service revenues, profit sharing arrangements, drilling 
contract revenue, voyage charters and other freight billings.

In a time charter voyage, the vessel is hired by the charterer for a specified period of time in exchange for consideration which 
is based on a daily hire rate. Generally, the charterer has the discretion over the ports visited, shipping routes and vessel speed. 
The contract/charter party generally provides typical warranties regarding the speed and performance of the vessel. The charter 
party generally has some owner protective restrictions such that the vessel is sent only to safe ports by the charterer and carries 
only  lawful  or  non-hazardous  cargo.  In  a  time  charter  contract,  we  are  responsible  for  all  the  costs  incurred  for  running  the 
vessel  such  as  crew  costs,  vessel  insurance,  repairs  and  maintenance,  lubrication  oil  and  other  costs  relevant  to  operate  the 
vessel.  The  charterer  bears  the  voyage  related  costs  such  as  bunker  expenses,  port  charges,  and  canal  tolls  during  the  hire 
period. The performance obligations in a time charter contract are satisfied over the term of the contract beginning when the 
vessel is delivered to the charterer until it is redelivered back to us. The charterer generally pays the charter hire in advance of 
the  upcoming  contract  period.  The  time  charter  contracts  are  either  operating  or  direct  financing  or  sales  type  leases.  Where 
time  charters  and  bareboat  charters  are  considered  operating  leases,  revenues  are  recorded  over  the  term  of  the  charter  as  a 
service is provided. When a time charter contract is linked to an index, we recognize revenue for the applicable period based on 
the actual index for that period. 

Rental  payments  from  direct  financing  and  sales-type  leases  and  leaseback  assets  are  allocated  between  service  revenues,  if 
applicable, interest income and capital repayments. The amount allocated to lease service revenue is based on the estimated fair 
value, at the time of entering the lease agreement, of the services provided which consist of ship management and operating 
services.

In a voyage charter contract, the charterer hires the vessel to transport a specific agreed-upon cargo for a single voyage. The 
consideration in such a contract is determined on the basis of a freight rate per metric ton of cargo carried or occasionally on a 
lump  sum  basis.  The  charterer  is  responsible  for  any  short  loading  of  cargo  or  "dead"  freight.  The  voyage  charter  party 
generally has standard payment terms with freight paid on completion of discharge. The voyage charter party generally has a 
"demurrage" clause. As per this clause, the charterer reimburses us for any potential delays exceeding the allowed laytime as 
per the charter party clause at the ports visited, which is recorded as voyage revenue. Estimates and judgments are required in 
ascertaining the most likely outcome of a particular voyage and actual outcomes may differ from estimates. Such estimate is 
reviewed and updated over the term of the voyage charter contract. In a voyage charter contract, the performance obligations 
begin to be satisfied once the vessel begins loading the cargo.

We  have  determined  that  our  voyage  charter  contracts  consist  of  a  single  performance  obligation  of  transporting  the  cargo 
within a specified time period. Therefore, the performance obligation is met evenly as the voyage progresses, and the revenue is 
recognized  on  a  straight  line  basis  over  the  voyage  days  from  the  commencement  of  loading  to  completion  of  discharge. 
Contract assets with regards to voyage revenues are reported as "Voyages in progress" as the performance obligation is satisfied 
over time. Voyage revenues typically become billable and due for payment on completion of the voyage and discharge of the 
cargo, at which point the receivable is recognized as "Trade accounts receivable, net".

In a voyage contract, the Company bears all voyage related costs such as fuel costs, port charges and canal tolls. To recognize 
costs incurred to fulfill a contract as an asset, the following criteria shall be met: (i) the costs relate directly to the contract, (ii) 
the costs generate or enhance resources of the entity that will be used in satisfying performance obligations in the future and 
(iii) the costs are expected to be recovered. The costs incurred during the period prior to commencement of loading the cargo, 
primarily bunkers, are deferred as they represent setup costs and recorded as a current asset and are subsequently amortized on a 
straight-line  basis  as  we  satisfy  the  performance  obligations  under  the  contract.  Costs  incurred  to  obtain  a  contract,  such  as 
commissions, are also deferred and expensed over the same period.

F-13

 
 
For  our  vessels  operating  under  revenue  sharing  agreements,  or  in  pools,  revenues  and  voyage  expenses  are  pooled  and 
allocated to each pool’s participants in accordance with an agreed-upon formula. Revenues generated through revenue sharing 
agreements are presented gross when we are considered the principal under the charter parties with the net income allocated 
under the revenue sharing agreement presented as within voyage charter income. For revenue sharing agreements that meet the 
definition of a lease, we account for such contracts as variable rate operating leases and recognize revenue for the applicable 
period based on the actual net revenue distributed by the pool.

The activities that primarily drive the revenue earned from our drilling contract primarily includes providing a drilling rig and 
the crew and supplies necessary to operate the rig, but may also in the future include mobilizing and demobilizing the rig to and 
from the drill site and performing rig preparation activities and/or modifications required for the contract with a customer. We 
account for these integrated services as a single performance obligation that is (i) satisfied over time and (ii) comprised of a 
series of distinct time increments of service.

We recognize drilling contract revenues for activities that correspond to a distinct time increment of service within the contract 
term in the period when the services are performed. We recognize consideration for activities that are (i) not distinct within the 
context of our contracts and (ii) do not correspond to a distinct time increment of service, ratably over the estimated contract 
term. We determine the total transaction price for each individual contract by estimating both fixed and variable consideration 
expected to be earned over the term of the contract. The amount estimated for variable consideration may be constrained and is 
only included in the transaction price to the extent that it is probable that a significant reversal of previously recognized revenue 
will  not  occur  throughout  the  term  of  the  contract.  When  determining  if  variable  consideration  should  be  constrained,  we 
consider  whether  there  are  factors  outside  of  our  control  that  could  result  in  a  significant  reversal  of  revenue  as  well  as  the 
likelihood and magnitude of a potential reversal of revenue. We reassess these estimates each reporting period as required. 

Consideration  received  for  drilling  contracts  mainly  comprises  of  dayrate  drilling  revenue  which  provide  for  payment  on  a 
dayrate basis, with higher rates for periods when the drilling unit is operating and lower rates or zero rates for periods when 
drilling operations are interrupted or restricted. The dayrate invoices billed to the customer are typically determined based on 
the varying rates applicable to the specific activities performed on an hourly basis. Such dayrate consideration is allocated to the 
distinct hourly incremental service it relates to. Revenue is recognized in line with the contractual rate billed for the services 
provided for any given hour.

As detailed in Note 26: Related Party Transactions, the Company has, or has had, profit sharing arrangements with Frontline 
Shipping  Limited  ("Frontline  Shipping"),  and  Golden  Ocean  Group  Limited  ("Golden  Ocean").  In  addition,  the  Company's 
charter agreements relating to seven containerships chartered to Maersk on a time charter basis include an arrangement where 
we receive a share of the fuel savings, dependent on the price difference between IMO compliant fuel and IMO non-compliant 
fuel that is subsequently made compliant by the scrubbers. Also, scrubber savings revenue is earned from one newly purchased 
car  carrier,  Arabian  Sea.  The  vessel  was  purchased  with  a  pre-existing  time  charter  contract  with  EUKOR  Car  Carriers  Inc. 
(“Eukor”) that has a profit share mechanism between the owners and the charterer. As a result, SFL is entitled to a share of the 
difference between the prices paid and the plats bunker prices at the time and place of bunkering. Amounts receivable under 
these arrangements are accrued on the basis of amounts earned at the reporting date.

Any  contingent  elements  of  rental  income,  such  as  profit  share,  fuel  saving  payments  and  interest  rate  adjustments,  are 
recognized when the contingent conditions have materialized.

Foreign currencies

The Company's functional currency is the U.S. dollar as the majority of revenues are received in U.S. dollars and the majority 
of the Company's expenditures are made in U.S. dollars. The Company's reporting currency is also the U.S. dollar. Most of the 
Company's subsidiaries report in U.S. dollars. Transactions in foreign currencies during the year are translated into U.S. dollars 
at the rates of exchange in effect at the date of the transaction. Foreign currency monetary assets and liabilities are translated 
using  rates  of  exchange  at  the  balance  sheet  date.  Foreign  currency  non-monetary  assets  and  liabilities  are  translated  using 
historical  rates  of  exchange.  Foreign  currency  transaction  gains  or  losses  are  included  under  "Other  financial  items"  in  the 
consolidated statements of operations. 

Cash and cash equivalents

For  the  purposes  of  the  consolidated  statements  of  cash  flows,  all  demand  and  time  deposits  and  highly  liquid,  low  risk 
investments with original maturities of three months or less are considered equivalent to cash.

F-14

 
 
 
Restricted cash

Restricted cash consists of cash which may only be used for certain purposes and is held under a contractual arrangement. The 
Company classifies restricted cash as short-term and a current asset if the cash is restricted for less than a year. Otherwise, the 
restricted cash is classified as long-term. 

Investment in debt and equity securities

Investments  in  debt  and  equity  securities  include  share  investments  and  interest-earning  listed  and  unlisted  corporate  bonds. 
Any premium paid on their acquisition is amortized over the life of the bond. Investments in debt securities are recorded at fair 
value, with unrealized gains and losses recorded as a separate component of other comprehensive income. 

Investments  in  equity  securities  are  recorded  at  fair  value,  with  unrealized  gains  and  losses  recorded  in  the  consolidated 
statement of operations. 

If circumstances arise which lead the Company to believe that the issuer of a corporate bond may be unable to meet its payment 
obligations  in  full,  or  that  the  fair  value  at  acquisition  of  the  share  investment  or  corporate  bond  may  otherwise  not  be  fully 
recoverable, then to the extent that a loss is expected to arise that unrealized loss is recorded as an impairment in the statement 
of  operations,  with  an  adjustment  if  necessary  to  any  unrealized  gains  or  losses  previously  recorded  in  other  comprehensive 
income. In determining whether the Company has an other-than-temporary impairment in its investment in bonds, in addition to 
the  Company’s  intention  and  ability  to  hold  the  investments  until  the  market  recovers,  the  Company  considers  the  period  of 
decline, the amount and the severity of the decline and the ability of the investment to recover in the near to medium term. The 
Company also evaluates if the underlying security provided by the bonds is sufficient to ensure that the decline in fair value of 
these bonds did not result in an other-than-temporary impairment. 

The  cost  of  disposals  or  reclassifications  from  other  comprehensive  income  is  calculated  on  an  average  cost  basis,  where 
applicable.

The fair value of unlisted corporate bonds is determined from an analysis of projected cash flows, based on factors including 
the terms, provisions and other characteristics of the bonds, credit ratings and default risk of the issuing entity, the fundamental 
financial and other characteristics of that entity, and the current economic environment and trading activity in the debt market.

Investments in associated companies

Investments in affiliates in which the Company has significant influence but does not exercise control are accounted for using 
the equity method of accounting. Under the equity method, the Company records its investments in equity-method investees on 
the consolidated balance sheets as "Investment in associated companies" and its share of the nonconsolidated affiliate's income 
or  loss  is  recognized  in  the  consolidated  statement  of  operations  as  "Equity  in  earnings  of  associated  companies".  The 
cumulative post-acquisition changes in the investment are adjusted against the carrying amount of the investment. 

On  December  31,  2020,  the  Company  sold  50.1%  of  the  shares  of  River  Box  Holding  Inc.  (“River  Box”)  to  a  subsidiary  of 
Hemen, a related party. The Company has accounted for its remaining 49.9% ownership in River Box using the equity method 
from this date. (See Note 19: Investment in Associated Companies).

Allowance for expected credit losses

The balances recorded in respect of Trade receivables, Other receivables, Related party receivables, Other long term assets and 
Investments in sales-type leases, direct financing leases and leaseback assets reflect the risk that our customers may fail to meet 
their payment obligations and the risk that the underlying asset value of the vessels and rigs could be less than the unguaranteed 
residual value.

The  Company  estimates  the  expected  risk  of  loss  over  the  remaining  life  using  a  probability  of  default  and  net  exposure 
analysis. The probability of default is estimated based on historical cumulative default data, adjusted for current conditions of 
similarly risk-rated counterparties over the contractual term. The net exposure is estimated based on the exposure, net of the 
estimated value of the underlying vessels and rigs in the instance of Investments in sales-type leases, direct financing leases and 
leaseback assets, over the contractual term.

F-15

Current  expected  credit  loss  provisions  are  classified  as  expenses  in  the  Consolidated  Statement  of  Operations,  with  a 
corresponding  allowance  for  credit  loss  amount  reported  as  a  reduction  in  the  related  balance  sheet  amount  of  Trade 
receivables,  Other  receivables,  Related  party  receivables,  Other  long  term  assets  and  Investments  in  sales-type  leases,  direct 
financing leases and leaseback assets. Partial or full recoveries of amounts previously written off are generally recognized as a 
reduction in the provision for credit losses.

Trade accounts receivable

The amount shown as trade accounts receivable at each balance sheet date includes receivables due from customers for hire of 
vessels and offshore related assets, net of allowance for expected credit losses. 

Inventories

Inventories are comprised principally of fuel and lubricating oils and are stated at the lower of cost and net realizable value. 
Cost is determined on a first-in first-out basis.

Vessels, rigs and equipment (including operating lease assets)

Vessels,  rigs  and  equipment  are  recorded  at  historical  cost  less  accumulated  depreciation  and,  if  appropriate,  impairment 
charges.  The  cost  of  these  assets  less  estimated  residual  value  is  depreciated  on  a  straight-line  basis  over  the  estimated 
remaining economic useful life of the asset. The estimated economic useful life of our offshore drilling rigs is 30 years and for 
all other vessels it is 25 years. 

Where an asset is subject to an operating lease that includes fixed price purchase options, the projected net book value of the 
asset is compared to the option price at the various option dates. If any option price is less than the projected net book value at 
an option date, the initial depreciation schedule is amended so that the carrying value of the asset is written down on a straight 
line  basis  to  the  option  price  at  the  option  date.  If  the  option  is  not  exercised,  this  process  is  repeated  so  as  to  amortize  the 
remaining carrying value, on a straight line basis, to the estimated recycling value or the option price at the next option date, as 
appropriate.

This accounting policy for fixed assets has the effect that if an option is exercised there will be either a) no gain or loss on the 
sale of the asset or b) in the event that the option is exercised at a price in excess of the net book value at the option date, a gain 
will be reported in the statement of operations at the date of delivery to the new owners, under the heading "gain on sale of 
assets".

The Company capitalizes and depreciates the costs of significant replacements, renewals and upgrades to its vessels over the 
shorter  of  the  vessel’s  remaining  useful  life  or  the  life  of  the  renewal  or  upgrade.  The  amount  capitalized  is  based  on 
management’s judgment as to expenditures that extend a vessel’s useful life or increase the operational efficiency of a vessel. 
Costs  that  are  not  capitalized  are  recorded  as  a  component  of  direct  vessel  operating  expenses  during  the  period  incurred. 
Expenses for routine maintenance and repairs are expensed as incurred. Advances paid in respect of vessel upgrades in relation 
to Exhaust Gas Cleaning Systems ("EGCS" or "scrubbers") and Ballast water treatment systems ("BWTS") are included within 
"Capital improvements, newbuildings and vessel purchase deposits,", until such time as the equipment is installed on a vessel, 
at which point it is transferred to "Vessels, rigs and equipment, net".

Office equipment is depreciated at 20% per annum on a reducing balance basis.

Vessels and equipment under finance lease

The Company charters-in certain vessels and equipment under leasing agreements. Leases of vessels and equipment, where the 
Company  has  substantially  all  the  risks  and  rewards  of  ownership,  are  classified  as  "vessels  under  finance  lease",  with 
corresponding lease liabilities recorded. 

The Company capitalizes and depreciates the costs of significant replacements, renewals and upgrades to its vessels over the 
shorter  of  the  vessel’s  remaining  useful  life  or  the  life  of  the  renewal  or  upgrade.  The  amount  capitalized  is  based  on 
management’s judgment as to expenditures that extend a vessel’s useful life or increase the operational efficiency of a vessel. 
Costs  that  are  not  capitalized  are  recorded  as  a  component  of  direct  vessel  operating  expenses  during  the  period  incurred. 
Expenses for routine maintenance and repairs are expensed as incurred. Advances paid in respect of vessel upgrades in relation 
to EGCS and BWTS are included within "Capital improvements, newbuildings and vessel purchase deposits", until such time as 
the equipment is installed on a vessel, at which point it is transferred to "Vessels under finance lease, net".

F-16

 
 
 
 
Depreciation of vessels and equipment under finance lease is included within "Depreciation" in the consolidated statement of 
operations.  Vessels  and  equipment  under  finance  lease  are  depreciated  on  a  straight-line  basis  over  the  vessels'  remaining 
economic useful lives or on a straight-line basis over the term of the lease. The method applied is determined by the criteria by 
which the lease has been assessed to be a finance lease.

Newbuildings

The carrying value of vessels under construction ("newbuildings") represents the accumulated costs to the balance sheet date 
which  the  Company  has  paid  by  way  of  purchase  installments  and  other  capital  expenditures  together  with  capitalized  loan 
interest and associated finance costs. No charge for depreciation is made until a newbuilding is put into operation.

Capitalized interest

Interest expense is capitalized during the period of construction of newbuilding vessels based on accumulated expenditures for 
the applicable vessel at the Company's capitalization rate of interest. The amount of interest capitalized in an accounting period 
is determined by applying an interest rate (the "capitalization rate") to the average amount of accumulated expenditures for the 
vessel  during  the  period.  The  capitalization  rate  used  in  an  accounting  period  is  based  on  the  rates  applicable  to  borrowings 
outstanding during the period. The Company does not capitalize amounts in excess of actual interest expense incurred in the 
period.  In  the  year  ended  December  31,  2022,  $2.7  million  interest  was  capitalized  in  the  cost  of  newbuildings  (2021:  $0.4 
million; 2020: $0.0 million). 

Investment in sales-type leases and direct financing leases

Leases  (charters)  of  our  vessels  where  we  are  the  lessor  are  classified  as  either  direct  financing,  sales-type  leases,  operating 
leases, or leaseback assets based on an assessment of the terms of the lease. For charters classified as direct financing leases, the 
minimum lease payments (reduced in the case of time chartered vessels by projected vessel operating costs) plus the estimated 
residual value of the vessel are recorded as the gross investment in the direct financing lease.

For  direct  financing  leases,  the  difference  between  the  gross  investment  in  the  lease  and  the  carrying  value  of  the  vessel  is 
recorded as unearned lease interest income. The net investment in the lease consists of the gross investment less the unearned 
income.  Over  the  period  of  the  lease  each  charter  payment  received,  net  of  vessel  operating  costs  if  applicable,  is  allocated 
between "lease interest income" and "repayment of investment in lease" in such a way as to produce a constant percentage rate 
of return on the balance of the net investment in the direct financing lease. Thus, as the balance of the net investment in each 
direct financing lease decreases, a lower proportion of each lease payment received is allocated to lease interest income and a 
greater proportion is allocated to lease repayment. For direct financing leases relating to time chartered vessels, the portion of 
each  time  charter  payment  received  that  relates  to  vessel  operating  costs  is  classified  as  "service  revenue  -  direct  financing 
leases".

For sales-type leases, the difference between the gross investment in the lease and the present value of its components, i.e. the 
minimum  lease  payments  and  the  estimated  residual  value,  is  recorded  as  unearned  lease  interest  income.  The  discount  rate 
used  in  determining  the  present  values  is  the  interest  rate  implicit  in  the  lease.  The  present  value  of  the  minimum  lease 
payments, computed using the interest rate implicit in the lease, is recorded as the sales price, from which the carrying value of 
the vessel at the commencement of the lease is deducted in order to determine the profit or loss on sale. As is the case for direct 
financing  leases,  the  unearned  lease  interest  income  is  amortized  to  income  over  the  period  of  the  lease  so  as  to  produce  a 
constant periodic rate of return on the net investment in the lease.

The  difference  between  the  fair  value  of  the  leased  asset  and  the  costs  results  in  a  selling  profit  or  loss.  A  selling  profit  is 
recognized  at  lease  commencement  for  sales-type  leases  and  over  the  lease  term  for  direct  financing  leases.  Selling  loss  is 
recognized at lease commencement for both sales-type and direct financing leases. The fair value is considered to be the cost of 
acquiring the vessel unless a significant period has elapsed between the acquisition of the vessel and the commencement of the 
lease. 

Where a sales-type lease, direct financing lease or leaseback asset charter arrangement containing fixed price purchase options, 
the projected carrying value of the net investment in the lease is compared to the option price at the various option dates. If any 
option price is less than the projected net investment in the lease at an option date, the rate of amortization of unearned lease 
interest income is adjusted to reduce the net investment to the option price at the option date. If the option is not exercised, this 
process is repeated so as to reduce the net investment in the lease to the un-guaranteed residual value or the option price at the 
next option date, as appropriate.

F-17

 
 
 
 
This accounting policy for investments in direct financing or sales-type leases or leaseback assets has the effect that if an option 
is exercised there will either be a) no gain or loss on the exercise of the option or b) in the event that an option is exercised at a 
price in excess of the net investment in the lease at the option date, a gain will be reported in the statement of operations at the 
date of delivery to the new owners.

If the terms of an existing lease are agreed to be amended, the modification is evaluated to consider if it is a contract which 
occurs  when  the  modification  grants  the  lessee  an  additional  right-of-use  not  included  in  the  original  lease  and  the  lease 
payments increase commensurate with the standalone price for the additional right of use, adjusted for the circumstances of the 
particular contract. If both conditions are met, the amendments are treated as a separate lease. If the conditions are not met, the 
lease is re-evaluated under ASC 842, as a new lease with the new terms. 

Leaseback assets

Any vessels purchased and leased back to the same party are evaluated under sale and leaseback accounting guidance contained 
in ASC 842 to determine whether it is appropriate to account for the transaction as a purchase of an asset. If control is deemed 
not  to  have  passed  to  the  Company  as  purchaser,  due  for  example  to  the  lessee  having  purchase  options,  the  transaction  is 
accounted for under ASC 310 where the purchase price paid is accounted for as loan receivable and described as a "leaseback 
asset".  Interest  income  is  recognized  on  the  aggregate  loan  receivable  based  on  the  imputed  interest  rate  and  the  part  of  the 
rental income received is allocated as a reduction of the vessel loan balance.

Finance lease liability and Lease debt financing 

Similar to the Leaseback assets above, any vessels sold and leased back from the same party are also evaluated under sale and 
leaseback accounting guidance contained in ASC 842 to determine whether it is appropriate to account for the transaction as a 
sale of an asset. If control is deemed not to have passed to the buyer, it is deemed as "a failed sale and leaseback transaction" 
and  the  Company  accounts  for  the  transaction  as  a  financing  arrangement  and  describes  this  as  "lease  debt  financing".  The 
Company does not derecognize the underlying vessel and continue to depreciate the asset. The sales proceeds received from the 
buyer-lessor are recorded as a financial liability. Charter hires paid by the Company to the buyer-lessor are allocated between 
interest expense and principal repayment of the financial liability.

Furthermore,  the  Company  charters-in  seven  container  vessels  through  sale  and  leaseback  financing  arrangements,  under 
previously adopted ASC 840, with corresponding lease assets classified as "vessels under finance lease". Leases of vessels and 
equipment,  where  the  Company  has  substantially  all  the  risks  and  rewards  of  ownership,  are  classified  as  finance  lease 
liabilities. Each lease payment is allocated between reduction in liability and finance charges to achieve a constant rate on the 
capital  balance  outstanding.  The  interest  element  of  the  capital  cost  is  charged  to  the  Consolidated  Statements  of  Operations 
over the lease period. 

Impairment of long-lived assets, including other long-term investments

The  carrying  value  of  long-lived  assets,  including  other  long-term  investments,  that  are  held  by  the  Company  are  reviewed 
whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. For vessels, 
such  indicators  may  include  historically  low  spot  charter  rates  and  second  hand  vessel  values.  The  Company  assesses 
recoverability  of  the  carrying  value  of  the  asset  by  estimating  the  future  net  cash  flows  expected  to  result  from  the  asset, 
including eventual disposition, taking into account the possibility of any existing medium and long-term charter arrangements 
being terminated early. If the future expected net cash flows are less than the carrying value of the asset, an impairment loss is 
recorded equal to the difference between the carrying value of the asset and its fair value. In addition, long-lived assets to be 
disposed of are reported at the lower of carrying amount and fair value less estimated costs to sell. Fair value is generally based 
on values achieved for the sale/purchase of similar vessels and external appraisals.

Deferred charges

Loan costs, including debt arrangement fees, are capitalized and amortized on a straight line basis over the term of the relevant 
loan.  The  straight  line  basis  of  amortization  approximates  the  effective  interest  method  in  the  Company's  statement  of 
operations. Amortization of loan costs is included in interest expense. If a loan is repaid early, any unamortized portion of the 
related deferred charges is charged against income in the period in which the loan is repaid. Similarly, if a portion of a loan is 
repaid early, the corresponding portion of the unamortized related deferred charges is charged against income in the period in 
which the early repayment is made.

F-18

 
 
 
Convertible bonds

Through  December  31,  2021,  the  Company  separately  accounted  for  the  liability  and  equity  components  of  the  Convertible 
Notes at issuance. The debt issuance costs related to the issuance of the Convertible Notes were also previously allocated to the 
liability and equity components based on their relative values. With the adoption of ASU 2020-06, on January 1, 2022, amounts 
for  convertible  notes,  including  debt  issuance  costs,  that  were  previously  classified  within  equity  are  now  reclassified  to  the 
liability  component,  net  of  any  remaining  unamortized  amounts.  Debt  issuance  costs  are  amortized  to  interest  expense,  on  a 
straight-line basis, over the term of the relevant convertible notes. (See also "Recently Adopted Accounting Standard" below).

Financial instruments

In determining the fair value of its financial instruments, the Company uses a variety of methods and assumptions that are based 
on  market  conditions  and  risks  existing  at  each  balance  sheet  date.  For  the  majority  of  financial  instruments,  including  most 
derivatives  and  long-term  debt,  standard  market  conventions  and  techniques  such  as  options  pricing  models  are  used  to 
determine fair value. All methods of assessing fair value result in a general approximation of value, and such value may never 
actually be realized.

Interest rate and currency swaps
The Company enters into interest rate swap transactions from time to time to hedge a portion of its exposure to floating interest 
rates. These transactions involve the conversion of floating interest rates into fixed rates over the life of the transactions without 
an  exchange  of  underlying  principal.  The  Company  also  enters  into  currency  swap  transactions  from  time  to  time  to  hedge 
against the effects of exchange rate fluctuations on loan liabilities. Currency swap transactions involve the exchange of fixed 
amounts of other currencies for fixed US dollar amounts over the life of the transactions, including an exchange of underlying 
principal. The Company may also enter into a combination of interest and currency swaps "cross currency interest rate swaps". 
The fair values of the interest rate and currency swap contracts, including cross currency interest rate swaps, are recognized as 
assets  or  liabilities.  When  the  interest  rate  or  currency  swap  does  not  qualify  for  hedge  accounting  under  ASC  Topic  815 
"Derivatives  and  Hedging"  ("ASC  815"),  changes  in  fair  values  are  recognized  in  the  consolidated  statements  of  operations. 
When the interest rate and/or currency swap or combination, qualifies for hedge accounting under ASC Topic 815 "Derivatives 
and Hedging" ("ASC 815"), and the Company has formally designated the swap as a hedge to the underlying loan, and when 
the hedge is effective, the changes in the fair value of the swap are recognized in other comprehensive income. If it becomes 
probable that the hedged forecasted transaction to which these swaps relate will not occur, the amounts in other comprehensive 
income will be reclassified into earnings immediately.

Drydocking provisions for vessels

Normal  vessel  repair  and  maintenance  costs  are  charged  to  expense  when  incurred.  The  Company  recognizes  the  cost  of  a 
drydocking at the time the drydocking takes place, that is, it applies the "expense as incurred" method.

Rig periodic surveys

Costs related to periodic overhauls of drilling units are capitalized and amortized over the anticipated period between overhauls, 
which is generally five years. Related costs are primarily yard costs and the cost of employees directly involved in the work. 
We include amortization costs for periodic overhauls in depreciation expense. Costs related to repair and maintenance activities 
are included in rig operating expenses and are expensed as incurred.

Earnings per share

Basic earnings per share ("EPS") is computed based on the income available to common stockholders and the weighted average 
number of shares outstanding for basic EPS. Diluted EPS includes the effect of the assumed conversion of potentially dilutive 
instruments.

Share-based compensation

The  Company  accounts  for  share-based  payments  in  accordance  with  ASC  Topic  718  "Compensation  –  Stock 
Compensation" ("ASC 718"), under which the fair value of stock options issued to employees is expensed over the period in 
which the options vest. The Company uses the simplified method for making estimates of the expected term of stock options.

F-19

 
 
 
 
 
 
Recently Adopted Accounting Standards

In  July  2021,  the  FASB  issued  ASU  No.  2021-05,  "Leases  (Topic  842):  Lessors—Certain  Leases  with  Variable  Lease 
Payments"  ("ASU  2021-05").  The  amendments  in  this  ASU  affect  lessors  with  lease  contracts  that  (1)  have  variable  lease 
payments that do not depend on a reference index or a rate and (2) would have resulted in the recognition of a selling loss at 
lease  commencement  if  classified  as  sales-type  or  direct  financing.  ASU  2021-05  was  effective  for  fiscal  years  and  interim 
periods  beginning  after  December  15,  2021.The  adoption  of  2021-05  did  not  have  a  material  impact  to  the  Company’s 
consolidated financial position, results of operations or cash flows.

In May 2021, the FASB issued ASU No. 2021-04, "Earnings Per Share (Topic 260), Debt—Modifications and Extinguishments 
(Subtopic  470-50),  Compensation—Stock  Compensation  (Topic  718),  and  Derivatives  and  Hedging—Contracts  in  Entity’s 
Own Equity (Subtopic 815-40): Issuer’s Accounting for Certain Modifications or Exchanges of Freestanding Equity-Classified 
Written  Call  Options"  ("ASU  2021-04").  This  new  standard  provides  guidance  for  a  modification  or  an  exchange  of  a 
freestanding equity-classified written call option that is not within the scope of another Topic. ASU 2021-04 was effective for 
fiscal years and interim periods beginning after December 15, 2021. The adoption of 2021-04 did not have a material impact to 
the Company’s consolidated financial position, results of operations or cash flows.

In August 2020, the FASB issued ASU 2020-06, "Accounting for Convertible Instruments and Contracts in an Entity's Own 
Equity". ASU 2020-06 eliminates the accounting model that require separation of beneficial conversion and cash conversion 
features from convertible instruments and simplifies the derivative scope exception guidance pertaining to equity classification 
of contracts in an entity’s own equity. Consequently, a convertible debt instrument is now accounted for as a single liability 
measured  at  its  amortized  cost  or  as  a  single  equity  instrument  measured  at  its  historical  cost,  as  long  as  no  other  features 
require bifurcation and recognition as derivatives. By removing those separation models, the interest rate of convertible debt 
instruments  typically  is  now  closer  to  the  coupon  interest  rate.  ASU  2020-06  also  introduces  additional  disclosures  for 
convertible  debt  and  freestanding  instruments  that  are  indexed  to  and  settled  in  an  entity’s  own  equity.  ASU  2020-06  also 
amends the diluted earnings per share guidance, including the requirement to use the if-converted method for all convertible 
instruments. 

The Company adopted this update on January 1, 2022 using the modified retrospective approach, whereby a cumulative effect 
adjustment was made to reduce retained earnings on January 1, 2022 without any retroactive application to prior periods. The 
cumulative effect of adopting this guidance was an incremental adjustment of $4.3 million to the Company's opening retained 
earnings  and  a  $5.9  million  reduction  to  additional  paid-in  capital  as  of  January  1,  2022.  This  net  adjustment  to  equity  of 
$1.6  million  is  solely  in  respect  of  its  4.875%  senior  unsecured  convertible  notes  due  2023  and  resulted  in  a  corresponding 
decrease  in  the  deferred  debt  issuance  costs  of  the  notes.  (See  Note  24:  Share  Capital,  Additional  Paid-In  Capital  and 
Contributed Surplus). 

Also,  as  the  Company  already  uses  the  average  market  price  for  share  price  quotations  and  the  if-converted  method  for  its 
convertible  instruments  in  the  computation  of  the  diluted  earnings  per  share,  the  other  amendments  in  ASU  2020-06  did  not 
have any impact on the Company.

3.

RECENTLY ISSUED ACCOUNTING STANDARDS

The  following  is  a  brief  discussion  of  a  selection  of  recently  released  accounting  pronouncements  that  are  pertinent  to  the 
Company's business:

In March 2022, the Financial Accounting Standards Board ("FASB") issued ASU No. 2022-02, "Financial Instruments—Credit 
Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures" ("ASU 2022-02"). The amendments in this ASU 
eliminate the accounting guidance for troubled debt restructurings ("TDRs") by creditors in Subtopic 310-40, while enhancing 
disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial 
difficulty.  The  amendments  are  effective  for  the  Company  beginning  after  December  15,  2022.  As  of  the  year  ended 
December  31,  2022  the  Company  does  not  expect  the  changes  prescribed  in  ASU  2022-02  to  have  a  material  impact  on  its 
consolidated  financial  position,  results  of  operations  or  cash  flows,  however,  the  Company  will  re-evaluate  the  amendments 
based on the facts and circumstances at the time of implementation of the guidance.

F-20

In October 2021, the FASB issued ASU No. 2021-08, "'Business Combinations (Topic 805): Accounting for Contract Assets 
and Contract Liabilities from Contracts with Customers" ("ASU 2021-08"). This ASU requires entities to apply Topic 606 to 
recognize  and  measure  contract  assets  and  contract  liabilities  in  a  business  combination.  The  amendments  improve 
comparability  after  the  business  combination  by  providing  consistent  recognition  and  measurement  guidance  for  revenue 
contracts with customers acquired in a business combination and revenue contracts with customers not acquired in a business 
combination. The amendments are effective for the Company beginning after December 15, 2022, and are applied prospectively 
to business combinations that occur after the effective date. The Company will evaluate these amendments based on the facts 
and circumstances of any future business combinations.

In  March  2020,  the  FASB  issued  ASU  No.  2020-04,  "Reference  Rate  Reform  (Topic  848):  Facilitation  of  the  Effects  of 
Reference Rate Reform on Financial Reporting" ("ASU 2020-04"). Accounting Standards Codification (“ASC”) 848 provided 
temporary  optional  expedients  and  exceptions  to  the  US  GAAP  guidance  on  contract  modifications  and  hedge  accounting  to 
reduce  the  financial  reporting  burden  in  light  of  the  market  transition  from  London  Interbank  Offered  Rates  (“LIBOR”)  and 
other  reference  interest  rates  to  alternative  reference  rates.  Under  ASC  848,  companies  can  elect  not  to  apply  certain 
modification accounting requirements to contracts affected by reference rate reform if certain criteria are met. An entity that 
makes this election would not be required to remeasure the contracts at the modification date or reassess a previous accounting 
determination. The amendments of ASC 848 apply only to contracts, hedging relationships and other transactions that reference 
LIBOR or another reference rate expected to be discontinued because of reference rate reform. 

In January 2021, the FASB issued ASU No. 2021-01 "Reference Rate Reform (Topic 848): Scope" ("ASU 2021-01"), which 
clarified  the  scope  of  Topic  848  in  relation  to  derivative  instruments  and  contract  modifications.  The  amendments  in  these 
updates are elective and are subject to meeting certain criteria, that have contracts, hedging relationships, and other transactions 
that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. 

In December 2022, the FASB issued ASU No. 2022-06 "Reference Rate Reform (Topic 848): Deferral of the Sunset Date of 
Topic 848" ("ASU 2022-06"). The amendments in this ASU extend the period of time preparers can utilize the reference rate 
reform  relief  guidance  in  Topic  848.  To  ensure  the  relief  in  Topic  848  covers  the  period  of  time  during  which  a  significant 
number of modifications may take place, the ASU defers the sunset date of Topic 848 from December 31, 2022, to December 
31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848.

The  amendments  in  these  updates  are  effective  for  all  entities  from  March  12,  2020  through  to  December  31,  2022.  The 
Company  has  determined  that  the  reference  rate  reform  will  impact  its  floating  rate  debt  facilities  and  interest  rate  swaps 
contracts.  In  order  to  preserve  the  presentation  of  derivatives  consistent  with  past  presentation,  the  Company  expects  to  take 
advantage of the expedients and exceptions provided by the ASUs when LIBOR is discontinued and replaced with alternative 
reference rates.

4.

SEGMENT INFORMATION

The  Company  has  only  one  reportable  segment.  The  Company's  assets  operate  on  a  world-wide  basis  and  the  Company's 
management does not evaluate performance by geographical region or by asset type, as they believe that any such information 
would not be meaningful.

5.

TAXATION

Bermuda

Under  current  Bermudan  law,  the  Company  is  not  required  to  pay  taxes  in  Bermuda  on  either  income  or  capital  gains.  The 
Company has received written assurance from the Minister of Finance in Bermuda that, in the event of any such taxes being 
imposed, the Company will be exempted from taxation until the year 2035.

United States

The Company does not accrue U.S. income taxes as, in the opinion of U.S. counsel, the Company is not engaged in a U.S. trade 
or business and is exempted from a gross basis tax under Section 883 of the U.S. Internal Revenue Code.

F-21

 
 
 
 
 
 
A reconciliation between the income tax expense resulting from applying statutory income tax rates and the reported income tax 
expense has not been presented herein, as it would not provide additional useful information to users of the financial statements 
as the Company's net income is subject to neither Bermuda nor U.S. tax.

Other Jurisdictions 

Certain  of  the  Company's  subsidiaries  and  branches  in  Norway,  Singapore,  Cyprus  and  the  United  Kingdom  are  subject  to 
income tax in their respective jurisdictions. The tax paid by subsidiaries of the Company that are subject to income tax is not 
material.

6.

EARNINGS (LOSS) PER SHARE

The  computation  of  basic  earnings  (loss)  per  share  ("EPS")  is  based  on  the  weighted  average  number  of  shares  outstanding 
during  the  year  and  the  consolidated  net  income  or  loss  of  the  Company.  Diluted  EPS  includes  the  effect  of  the  assumed 
conversion  of  potentially  dilutive  instruments.  In  the  computation  of  the  diluted  EPS,  the  dilutive  impact  of  the  Company’s 
stock options is calculated using the "treasury stock" guidelines and the "if-converted" method is used for convertible securities.

The components of the numerator for the calculation of basic and diluted EPS are as follows:

(in thousands of $)

Basic earnings (loss) per share:

Net income/(loss) available to stockholders

Diluted earnings (loss) per share:

Net income/(loss) available to stockholders

Interest and other expenses/(gains) attributable to convertible notes

Net income/(loss) assuming dilution

Year ended December 31,

2022

2021

2020

202,768 

164,343 

(224,425) 

202,768 

7,501 

210,269 

164,343 

16,166 

180,509 

(224,425) 

— 

(224,425) 

The components of the denominator for the calculation of basic and diluted EPS are as follows:

(in thousands)

Basic earnings per share:

Year ended December 31,

2022

2021

2020

Weighted average number of common shares outstanding*

126,789 

122,141 

108,972 

Diluted earnings per share:

Weighted average number of common shares outstanding*

126,789 

122,141 

108,972 

Effect of dilutive share options

Effect of dilutive convertible notes

Weighted average number of common shares outstanding assuming dilution

112 

10,476 

137,377 

— 

17,242 

139,383 

— 

— 

108,972 

Basic earnings/(loss) per share:

Diluted earnings/(loss) per share:

Year ended December 31,

2022

1.60  $ 

1.53  $ 

2021

1.35  $ 

1.30  $ 

2020

(2.06) 

(2.06) 

$ 

$ 

F-22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
*The weighted average number of common shares outstanding excludes 8,000,000 shares initially issued and loaned as part of 
a  share  lending  arrangement  originally  relating  to  the  Company's  issuance  of  5.75%  senior  unsecured  convertible  bonds  in 
October 2016. After the maturity of these bonds, the Company entered into a general share lending agreement with another 
counterparty  and  the  8,000,000  shares  were  transferred  into  its  custody.  The  weighted  average  number  of  common  shares 
outstanding  also  excludes  3,765,842  shares  issued  as  of  December  31,  2022  from  up  to  7,000,000  shares  issuable  under  a 
share lending arrangement relating to the Company's issuance of 4.875% senior unsecured convertible bonds in April and May 
2018. These 3,765,842 shares, which were issued and loaned, are owned by the Company and are to be returned on or before 
maturity of the bonds in 2023, pursuant to the terms of the applicable share lending arrangement, although the Company may 
enter into additional lending arrangements in respect of these shares upon the maturity of the existing lending arrangement. 
(See also Note 24: Share Capital, Additional Paid-In Capital and Contributed Surplus).

In October 2021, the Company redeemed the full amount outstanding under the 5.75% senior unsecured convertible bonds due 
2021.  The  remaining  outstanding  principal  amount  of  $144.7  million  was  fully  satisfied  in  cash.  During  the  year  ended 
December  31,  2021,  the  Company  purchased  bonds  with  principal  amounts  totaling  $67.6  million  from  the  5.75%  senior 
unsecured convertible bonds due 2021. As of December 31, 2021, the principal amounts of the repurchased bonds were anti-
dilutive, assuming if converted, at the start of the period. 

As of December 31, 2020, the outstanding balances on the 4.875% senior unsecured convertible bonds issued in April and May 
2018 and the 5.75% senior unsecured convertible bonds issued in October 2016 were both anti-dilutive.

7.

OPERATING LEASES

Rental income

The  minimum  future  revenues  to  be  received  under  the  Company's  non-cancelable  operating  leases  on  its  vessels  as  of 
December 31, 2022, are as follows: 

Year ending December 31,

(in thousands of $)

2023

2024

2025

2026

2027

Thereafter

Total minimum lease revenues

491,809 

379,932 

210,439 

213,003 

142,044 

103,202 

1,540,429 

The minimum future revenues above are based on payments receivable from the charterers and do not include contingent rental 
income. Revenues included in income are recognized on a straight-line basis.

Contingent rental income

The Company receives contingent income as part of the agreement for the installation of scrubbers on seven container vessels 
and one car carrier (2021: seven container vessels), which are on time charter contracts, accounted for as operating leases, based 
on the cost savings achieved by the charterer on fuel arising from using the scrubbers. During the year ended December 31, 
2022, the Company recorded an income of $24.8 million in connection with the cost savings agreement (December 31, 2021: 
$10.6 million).

The cost and accumulated depreciation of vessels (owned and under finance leases) leased to third parties on non-cancelable 
operating leases as of December 31, 2022 and 2021 were as follows:

(in thousands of $)
Cost
Accumulated depreciation
Total

2022
3,062,551 
(614,698)   
2,447,853 

2021
3,393,588 
(610,622) 
2,782,966 

F-23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
8. 

REVENUE FROM CONTRACTS WITH CUSTOMERS 

The  following  table  provides  information  about  receivables,  contract  assets  and  contract  liabilities  from  contracts  with 
customers:

(in thousands of $)

Trade accounts receivable from contracts with customers, net (1)

Contract assets, current (2)

Contract liabilities, current (2)

2022

10,209

10,102

(1,585) 

2021

1,505

1,958

(115)

(1) Trade accounts receivable from contracts with customers, net, relate to receivables from drilling contracts, voyage charter 
receivables and demurrage receivables, net of allowance for expected credit losses. The expected credit losses relating to 
trade accounts receivable from contracts with customers was $0.3 million as of December 31, 2022 (2021: $0.1 million). 
(See  also  Note  13:  Trade  Accounts  Receivable  and  Other  Receivables  and  Note  28:  Allowance  for  Expected  Credit 
Losses).

(2) Contract assets, current, and contract liabilities, current are included in "Prepaid expenses and accrued income" and "Other 
current liabilities", respectively, in the Consolidated Balance Sheets. Contract assets and liabilities are settled within 30 to 
45 days of the balance sheet date. 

As of December 31, 2022 and December 31, 2021, there were no fees received in respect of mobilization or demobilization of 
the drilling rigs for inclusion in contract revenues or liabilities.

9.

GAIN ON SALE OF ASSETS AND TERMINATION OF CHARTERS

The Company has recorded gains on sale of assets as follows:

(in thousands of $)

Gain on sale of vessels

Year ended December 31,

2022

13,228 

2021

39,405 

2020

2,250 

During the year ended December 31, 2022, the two VLCCs, Front Energy and Front Force, which were previously accounted 
for as direct financing leases, were sold to an unrelated third party. A gain of $1.5 million was recorded on the disposal of the 
vessels.  The  Company  received  net  sale  proceeds  of  $65.4  million  and  an  additional  compensation  payment  of  $4.5  million 
from Frontline Shipping for the early termination of the corresponding charters. (See Note 26: Related Party Transactions).

Also, during the year ended December 31, 2022, the 1,700 twenty-foot equivalent unit (“TEU”) container vessel, MSC Alice, 
which was previously accounted for as a sales-type lease, was sold and delivered to Mediterranean Shipping Company S.A. and 
its affiliate Conglomerate Shipping Ltd. (collectively “MSC”) following execution of the applicable purchase obligation in the 
charter  contract.  The  Company  received  proceeds  totaling  $13.5  million  and  recognized  a  net  gain  of  $11.7  million  on  the 
disposal. 

During the year ended December 31, 2021, 18 feeder container vessels, which were accounted for as direct financing leases and 
three  feeder  container  vessels  which  were  accounted  for  as  leaseback  assets,  were  sold  to  an  unrelated  party.  The  Company 
received  net  sale  proceeds  of  $82.0  million  and  recorded  a  gain  of  $0.6  million  on  disposal  of  these  vessels  during  the  year 
ended December 31, 2021. 

Also during the year ended December 31, 2021, seven Handysize dry bulk carriers, which were accounted for as operating lease 
assets, were sold to an unrelated third party for total net sale proceeds of $97.7 million. A gain of $39.3 million was recorded on 
the disposal during the year ended December 31, 2021.

The drilling unit West Taurus, which was accounted for as an operating lease asset, was sold for recycling to a ship recycling 
facility in Turkey during the year ended December 31, 2021. A loss of $0.6 million was recorded on recycling during the year 
ended December 31, 2021. The wholly owned subsidiary owning the rig (SFL Deepwater Ltd) was initially accounted for using 
the equity method. In October 2020, the subsidiary ceased to be accounted for as an associate and became consolidated. (See 
Note 19: Investment in Associated Companies and Note 26: Related Party Transactions).

F-24

 
 
 
 
 
During the year ended December 31, 2020, the VLCC Front Hakata, which was accounted for as a direct financing lease asset, 
was  sold  to  an  unrelated  third  party.  A  gain  of  $1.4  million  was  recorded  on  the  disposal.  The  Company  received  net  sale 
proceeds  of  $30.3  million,  net  of  $3.2  million  compensation  paid  for  early  termination  of  the  charter.  (See  Note  26:  Related 
Party Transactions).

The four offshore support vessels Sea Cheetah, Sea Jaguar, Sea Halibut and Sea Pike, which were accounted for as operating 
lease assets, were sold to an unrelated third party for total net sale proceeds of $4.3 million. A gain of $0.9 million was recorded 
on the disposal during the year ended December 31, 2020.

The offshore support vessel Sea Leopard, which was accounted for as a direct financing lease asset, was sold to an unrelated 
third party for recycling and a loss of $0.03 million was recorded on the disposal during the year ended December 31, 2020. 

The  VLCCs  Hunter  Atla,  Hunter  Saga  and  Hunter  Laga,  which  were  accounted  for  as  leaseback  assets,  were  sold  to  an 
unrelated third party for total net sale proceeds of $176.2 million. The Company recorded no gain or loss on the sale of these 
vessels during the year ended December 31, 2020 as the sale proceeds equaled their carrying value at date of sale. 

 10. 

GAIN ON SALE OF SUBSIDIARIES

No subsidiaries were sold during the years ended December 31, 2022 and December 31, 2021.

River Box was a previously wholly owned subsidiary of the Company. It holds investments in direct financing leases, through 
its subsidiaries, related to the 19,200 and 19,400 TEU containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. On 
December  31,  2020,  the  Company  sold  50.1%  of  the  shares  of  River  Box  to  a  subsidiary  of  Hemen  Holding  Limited 
("Hemen"), a related party. Net proceeds of $17.5 million were received for the shares, resulting in a net gain of $1.9 million on 
the sale. At the time of disposal on December 31, 2020, the consolidated net assets held by River Box were as follows:

(in thousands of $)

Cash and cash equivalents

Investments in sales-type and direct financing leases

Finance lease liability

Long-term loan from related party

Other current liabilities

Net assets

2020

2,859 

540,908 

(464,740) 

(45,000) 

(2,861) 

31,166 

As of December 31, 2022 the balance of the long-term loan from SFL to River Box was $45.0 million (2021: $45.0 million). 
(See Note 26: Related Party Transactions).

The  Company  has  accounted  for  the  remaining  49.9%  ownership  in  River  Box  using  the  equity  method.  (See  Note  19: 
Investment in Associated Companies).

F-25

 
 
 
 
 
 
11.

OTHER FINANCIAL ITEMS, NET

Other financial items comprise the following items:

(in thousands of $)

Net payments on non-designated derivatives relating to interest rate swaps

Net payments on non-designated derivatives relating to cross currency swaps
Net payments on non-designated derivatives relating to combined cross 
currency and interest rate swaps
Net payments relating to the settlement of interest rate swaps following the 
refinancing of debt

Total net cash movement on non-designated derivatives and swap settlements
Net (decrease)/increase in mark-to-market valuation of non-designated 
derivatives relating to interest rate swaps
Net (decrease)/increase in mark-to-market valuation of non-designated 
derivatives relating to cross currency swaps
Net (decrease)/increase in mark-to-market valuation of non-designated 
derivatives relating to combined cross currency and interest rate swaps

Total net movement in fair value of non-designated derivatives

Allowance for expected credit losses

Other items

Total other financial items, net

Year ended December 31,

2022

(341)   

(7)   

2021

2020

(6,707)   

(4,575) 

(8)   

(6) 

— 

— 

— 

— 

(348)   

(6,715)   

(152) 

(4,539) 

(9,272) 

17,202 

11,607 

(15,314) 

(60)   

(16)   

5 

— 

17,142 

522 

(1,788)   

15,528 

— 

11,591 

722 

1,085 

6,683 

(5,124) 

(20,433) 

(1,771) 

5,531 

(25,945) 

The  net  movement  in  the  fair  values  of  non-designated  derivatives  and  net  cash  payments  thereon  relate  to  non-designated, 
terminated or de-designated interest rate swaps, cross currency interest rate swaps and cross currency swaps. Changes in the fair 
values  of  the  effective  portion  of  interest  rate  swaps  that  are  designated  as  cash  flow  hedges  are  reported  under  "Other 
comprehensive income". 

The above net movement in the valuation of non-designated derivatives in the year ended December 31, 2022, includes $0.0 
million (2021: $0.0 million; 2020: $1.1 million) reclassified from "Other comprehensive income", as a result of certain interest 
rate swaps relating to loan facilities no longer being designated as cash flow hedges.

In  the  year  ended  December  31,  2021,  other  items  included  an  equity  distribution  of  $2.6  million  from  the  Norwegian 
Shipowners’ Mutual War Risks Insurance Association ("DNK"). The total equity distribution paid by DNK to its members was 
made in proportion to premiums paid over a 10-year period.

Following  the  adoption  of  ASU  2016-13  "Financial  Instruments  -  Credit  Losses"  from  January  2020,  the  Company  now 
recognizes, among other things, a measurement of expected credit losses for financial assets held at the reporting date which are 
within the scope of the ASU, based on historical experience, current conditions and reasonable supportable forecasts. During 
the year ended December 31, 2020, the Company recorded a credit loss provision of $1.8 million in the Consolidated Statement 
of  Operations,  with  a  corresponding  allowance  for  credit  loss  amount  reported  as  a  reduction  in  the  related  balance  sheet 
amount of Trade receivables, Other receivables, Related party receivables, Other long term assets and Investments in sales-type 
leases,  direct  financing  leases  and  leaseback  assets.  During  the  year  ended  December  31,  2022,  the  Company  recorded  a 
decrease in the credit loss provision of $0.5 million (2021: $0.7 million). (See Note 28: Allowance for Expected Credit Losses).

In February 2016, the offshore support vessel Sea Bear, then chartered to a subsidiary of Deep Sea Supply (“Deep Sea”) was 
sold and its lease canceled. An agreed termination fee was received in the form of a loan note from Deep Sea, receivable over 
the approximately six remaining years of the canceled lease. In June 2017, Deep Sea completed a merger with Solstad Offshore 
ASA and Farstad Shipping ASA, creating Solstad Farstad ASA. In October 2018, Solstad Farstad ASA changed its name to 
Solstad Offshore ASA ("Solstad"). On October 20, 2020, Solstad held an extraordinary general meeting to approve its proposed 
debt restructuring to partly compensate stakeholders for prior losses incurred in connection with their failure to meet obligations 
on certain loans and lease agreements. SFL received 4.4 million shares in Solstad and cash compensation of NOK10 million 
($1.1 million) which is included in other items above. The shares were subsequently sold by the Company and a gain on the 
sale of shares of $2.6 million was recorded in the Statement of Operations in the year ended December 31, 2020. 

F-26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other items in the year ended December 31, 2022, include a net loss of $0.7 million arising from foreign currency translations 
(2021:  loss  of  $0.4  million;  2020:  gain  of  $5.6  million).  Other  items  also  include  bank  charges  and  fees  relating  to  loan 
facilities.

12. 

INVESTMENTS IN DEBT AND EQUITY SECURITIES

Marketable securities held by the Company consist of corporate bonds and equity securities.

(in thousands of $)
Corporate Bonds
Balance at start of the year
Disposals during the year
Additions during the year
Unrealized (loss)/gain recorded in other comprehensive income
Realized gain/(loss)*
Accumulated other-than-temporary impairment*
Balance at end of the year

Equity Securities
Balance at start of the year
Disposals during the year
Unrealized gain /(loss)*
Realized gain*
Foreign currency translation loss
Balance at the end of year

Total Investment in Debt and Equity Securities

Equity Securities pledged to creditors

2022

2021

9,680
(14,239)

—  

(631)
5,190 

—  
— 

9,431
—
1,350 
(284)
—
(817) 
9,680 

2022

2021

11,530
(17,422)
8,389
4,592
194
7,283

19,374
(9,608)
1,087
725
(48)
11,530

7,283

21,210

—  

10,238 

*Balances included in "Gain/(loss) on investments in debt and equity securities" in the Consolidated Statements of Operations.

Corporate Bonds

The  corporate  bonds  are  classified  as  available-for-sale  securities  and  are  recorded  at  fair  value,  with  unrealized  gains  and 
losses recorded as a separate component of "Other comprehensive income".

(in thousands of $)

NorAm Drilling

NT Rig Holdco 12%

NT Rig Holdco 7.5%

Total corporate bonds

Year ended December 31, 2022
Unrealised 
gains/ (losses)*

Amortised 
Cost

Fair value

Year ended December 31, 2021
Unrealised 
gains/ (losses)*

Amortised 
Cost

Fair value

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

4,132 
4,917 

— 

9,049 

487 
144 

— 

631 

4,619 
5,061 

— 

9,680 

NorAm Drilling Company AS ("NorAm Drilling") 

During the year ended December 31, 2022, the Company received an aggregate amount of $4.7 million from the redemption of 
NorAm  Drilling  bonds  and  recorded  no  gain  or  loss  on  redemption  of  the  bonds.  The  accumulated  gain  of  $0.5  million 
previously recognized in other comprehensive income was recognized in the Consolidated Statements of Operations.

F-27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Oro Negro Drilling Pte. Ltd ("Oro Negro") and NT Rig Holdco ("NT Rig Holdco")

During the year ended December 31, 2020, the existing Oro Negro 12% Bonds and Oro Negro 7.5% Bonds were restructured 
by the issuer thereby resulting in the recognition of NT Rig Holdco Liquidity 12% Bonds and NT Rig Holdco 7.5% Bonds, and 
redemption  of  all  the  Oro  Negro  12%  Bonds  and  a  substantial  proportion  of  the  Oro  Negro  7.5%  Bonds.  The  Company 
recorded  no  gain  or  loss  on  redemption  of  the  bonds.  The  accumulated  gain  of  $0.1  million  previously  recognized  in  the 
Consolidated Statement of Operations in respect of the Oro Negro 12% Bonds was reversed. 

During the year ended December 31, 2021, the Company acquired additional NT Rig Holdco Liquidity 12% Bonds for a total 
purchase price of $1.4 million (2020: $1.3 million). Also during the year ended December 31, 2021, an aggregate impairment 
loss of $0.8 million (2020: $4.3 million) was recorded in the Consolidated Statements of Operations in relation to the NT Rig 
Holdco 7.5% Bonds.

In the year ended December 31, 2021, the Company recognized an unrealized loss of $0.3 million (2020: gain $0.4 million) in 
respect of the NT Rig Holdco 12% Bonds and an unrealized gain of $0.0 million (2020: $0.0 million) in respect of the NT Rig 
Holdco 7.5% Bonds. 

During the year ended December 31, 2022, the Company received an aggregate amount of $9.6 million from the redemption of 
NT  Rig  Holdco  Liquidity  12%  bonds  and  NT  Rig  Holdco  7.5%  bonds,  following  the  sale  of  five  jack-up  rigs  by  NT  Rig 
Holdco.  A  realized  gain  of  $4.7  million  was  recognized  in  the  Consolidated  Statements  of  Operations  in  relation  to  the 
redemption of the bonds.

Equity Securities

Changes in the fair value of equity investments are recognized in net income. 

(in thousands of $)

Frontline*

NorAm Drilling

Total shares

2022

—

7,283

7,283 

2021

10,238

1,292

11,530

*As  of  December  31,  2022,  the  carrying  value  of  the  shares  held  in  Frontline  plc  (formerly  Frontline  Limited)  (“Frontline”) 
pledged to creditors is $0.0 (2021: $10.2 million). 

Frontline Shares

In December 2019, the Company entered into a forward contract to repurchase 3.4 million shares of Frontline, a related party, 
for $36.8 million in June 2020.

During the year ended December 31, 2020, the Company repurchased and simultaneously sold approximately 2.0 million shares 
in Frontline for total proceeds of $21.1 million and recorded gains of $2.3 million in the Consolidated Statements of Operations 
in respect of the sales. 

The  Company  renewed  the  forward  contract  continuously  from  2019  until  September  2022.  During  the  year  ended 
December  31,  2022,  the  Company  had  a  forward  contract  to  repurchase  1.4  million  shares  (2021:  1.4  million  shares)  of 
Frontline,  at  a  repurchase  price  of  $16.7  million  (2021:  $16.4  million)  including  accrued  interest.  The  transaction  was 
accounted for as a secured borrowing, with the shares transferred to 'Marketable securities pledged to creditors' and a liability 
recorded  within  debt.  In  September  2022,  the  Company  settled  the  forward  contract  in  full  and  recorded  the  sale  of  the  1.4 
million shares and extinguishment of the corresponding debt of $15.6 million. A net gain of $4.6 million was recognized in the 
Statement of Operations in respect of the settlement. (See also Note 22: Short-Term and Long-Term Debt, Note 26: Related 
Party Transactions and Note 29: Commitments and Contingent Liabilities).

Prior  to  the  settlement,  the  Company  had  recognized  a  fair  value  adjustment  gain  of  $2.6  million  in  the  year  ended 
December 31, 2022, (2021: gain $1.2 million; 2020: loss $16.0 million) in the Consolidated Statements of Operations.

F-28

 
NorAm Drilling 

As of December 31, 2022 the Company held approximately 1.3 million shares (2021: 1.3 million) in NorAm Drilling which 
trade  in  the  Norwegian  Over  the  Counter  market  ("OTC").  The  Company  recognized  a  mark  to  market  gain  of  $5.8  million 
(2021: loss $0.1 million, 2020: loss $2.5 million) in the Statement of Operations in the year ended December 31, 2022, together 
with a foreign exchange gain of $0.2 million (2021: loss $0.0 million; 2020: loss $0.3 million) in Other Financial Items in the 
Statement of Operations. (See also Note 26: Related Party Transactions).

ADS Maritime Holding

In 2018 the Company had acquired 4 million shares in ADS Maritime Holding Plc, formerly known as ADS Crude Carriers Plc 
(“ADS Maritime Holding”) for a total consideration of $10.0 million. (See Note 26: Related Party Transactions). In the year 
ended  December  31,  2021,  the  Company  recognized  a  mark  to  market  gain  of  $0.0  million  (2020:  loss  $3.9  million)  in  the 
Statement of Operations, along with a foreign exchange gain of $0.0 million (2020: loss $0.4 million) in Other Financial Items 
in the Statement of Operations.

In March 2021, the Company received a capital dividend of approximately $8.8 million from ADS Maritime Holding following 
the sale of its remaining two vessels. Also in March 2021, the Company sold its remaining shares in ADS Maritime Holding for 
a consideration of approximately $0.8 million, recognizing a gain of $0.7 million on disposal.

13. 

TRADE ACCOUNTS RECEIVABLE AND OTHER RECEIVABLES

Trade accounts receivable

Trade accounts receivable are presented net of the allowances for doubtful debts and expected credit losses. The allowance for 
expected credit losses relating to trade accounts receivable was $0.3 million as of December 31, 2022 (2021: $0.1 million). As 
of December 31, 2022, the Company has no reason to believe that any remaining amount included in trade accounts receivable 
will not be recovered through due process or negotiation. (See also Note 28: Allowance for Expected Credit Losses).

Other receivables

Other  receivables,  mainly  include  amounts  due  from  vessel  managers  and  claims  receivable,  which  are  presented  net  of  the 
allowance for expected credit losses. The allowance for expected credit losses relating to other receivables was $0.9 million as 
of December 31, 2022 (2021: $0.5 million). (See also Note 28: Allowance for Expected Credit Losses).

14. 

VESSELS, RIGS AND EQUIPMENT, NET

 Movements in the year ended December 31, 2022 summarized as follows:

(in thousands of $)

Balance as of December 31, 2021

Depreciation 

Vessel additions

Capital improvements

Cost

Accumulated 
Depreciation

Vessels, Rigs and 
Equipment, net

2,782,909   

—   

560,750   

1,574   

(552,326)  

(146,518)  

—   

—   

2,230,583 

(146,518) 

560,750 

1,574 

2,646,389 

Balance as of December 31, 2022

3,345,233   

(698,844)  

During the year ended December 31, 2022, the Company took delivery of six Suezmax tankers, two LR2 product tankers, two 
newbuild  2,500  TEU  container  vessels  and  one  4,900  CEU  car  carrier  for  a  total  acquisition  price  of  $560.8  million.  Upon 
delivery, the vessels immediately commenced their long term charters.

F-29

 
 
 
 
 
 
 
The capital improvements of $1.6 million (2021: $14.4 million) relate to exhaust gas cleaning systems ("EGCS" or "scrubbers") 
and ballast water treatment systems ("BWTS") installed on three vessels (2021: 10 vessels) during the year ended December 31, 
2022.  Advances  paid  in  respect  of  vessel  upgrades  in  relation  to  EGCS  and  BWTS  were  included  within  "Capital 
improvements, newbuildings and vessel purchase deposits", until such time as the equipment was installed on the vessels, at 
which point the amounts were transferred to "Vessels, rigs and equipment, net".

Total depreciation expense for vessels, rigs and equipment was $146.5 million for the year ended December 31, 2022 (2021: 
$97.0 million; 2020: $71.3 million).

During  the  year  ended  December  31,  2021,  one  drilling  unit  (Linus),  previously  recorded  as  a  direct  financing  lease,  was 
reclassified to vessels, rigs and equipment at the carrying value of $355.6 million. The drilling unit was leased to a subsidiary of 
Seadrill Limited (“Seadrill”), previously a related party, until September 30, 2022. The reclassification occurred on March 9, 
2021, following approval by the applicable bankruptcy court of the Interim Funding and Settlement Agreement signed between 
the Company and Seadrill, allowing Seadrill to pay reduced charter hire for Linus during the interim period. The change in rate 
met the definition of a modification resulting in the lease being reclassified from a direct financing lease to an operating lease. 
(Refer to Note 18: Investment in Sales-Type Leases, Direct Financing Leases and Leaseback Assets and Note 19: Investment in 
Associated Companies).

In August, 2021, the Company consolidated the wholly owned subsidiary owning the drilling rig Hercules that was previously 
accounted for using the equity method of accounting. (Refer to Note 19: Investment in Associated Companies). As a result, the 
carrying  value  of  the  drilling  unit  of  $261.6  million,  was  recognized  in  Vessels,  Rigs  and  Equipment,  net  in  the  year  ended 
December 31, 2021.

In the year ended December 31, 2020, the Company consolidated the wholly owned subsidiary owning the drilling unit West 
Taurus that was previously accounted for using the equity method of accounting. (Refer to Note 19: Investment in Associated 
Companies). As a result, the entity has been consolidated in the financial statements and the carrying value of the drilling unit, 
of $258.1 million, was recognized in vessels, rigs and equipment, net. In September 2021, the rig was sold to a ship recycling 
facility in Turkey. During the year ended December 31, 2021, the Company recorded an impairment loss of $1.9 million (2020: 
$252.6 million) prior to disposal and a loss on sale of $0.6 million was recognized in the Consolidated Statement of Operations. 
(Refer to Note 9: Gain on Sale of Assets and Termination of Charters).

No  impairment  losses  were  recorded  during  the  year  ended  December  31,  2022.  In  the  year  ended  December  31,  2021,  an 
impairment loss for West Taurus was recorded, as described above. In the year ended December 31, 2020, we recorded further 
impairment losses of $80.3 million against the carrying value of seven Handysize bulk carriers. The impairment charge arose in 
the year ended December 31, 2020, as a result of revised future cashflow estimates following uncertainty over future demand 
combined with negative implications for global trade of dry bulk commodities as a result of the COVID-19 outbreak.

During the year ended December 31, 2022, no vessel disposals took place.

During the year ended December 31, 2021, the Company entered into agreements to sell seven Handysize bulk carriers to an 
unrelated  party  based  in  Asia.  The  vessels  were  delivered  to  the  buyer  in  the  fourth  quarter  of  2021  and  the  Company 
recognized a net gain on disposal of $39.3 million. (Refer to Note 9: Gain on Sale of Assets and Termination of Charters).

During  the  year  ended  December  31,  2020,  the  Company  sold  five  offshore  support  vessels  and  recorded  a  net  gain  of  $0.9 
million in connection with the disposals. (Refer to Note 9: Gain on Sale of Assets and Termination of Charters). Four of these 
vessels were accounted for as operating leases within Vessels, Rigs and Equipment, net, and the other one was accounted for as 
a direct financing lease. (Refer to Note 18: Investments in Sales-Type Leases, Direct Financing Leases and Leaseback Assets).

Acquisitions,  disposals  and  impairments  in  respect  of  vessels  accounted  for  as  sales-type  leases,  direct  financing  leases, 
leaseback assets and vessels under finance leases are discussed in Note 18: Investment in Sales-Type Leases, Direct Financing 
Leases and Leaseback Assets and Note 16: Vessels under Finance Lease, Net.

F-30

15. 

CAPITAL IMPROVEMENTS, NEWBUILDINGS AND VESSEL PURCHASE DEPOSITS

(in thousands of $)

Capital improvements in progress

Newbuildings

Vessel purchase deposits

2022  

4,127 

93,733 

— 

97,860 

2021 

591 

46,093 

11,000 

57,684 

Capital improvements in progress comprises of advances paid and costs incurred in respect of upgrades in relation to the special 
periodic  survey  on  two  rigs  (2021:  BWTS  on  three  vessels).  This  is  recorded  in  "Capital  improvements,  newbuildings  and 
vessel  purchase  deposits"  until  such  time  as  the  equipment  is  installed  on  a  vessel  or  rig,  at  which  point  it  is  transferred  to 
"Vessels, rigs and equipment, net" or "Investment in sales-type leases and direct financing leases". 

The carrying value of newbuildings represents the accumulated costs which the Company has paid in purchase installments and 
other capital expenditures in relation to four (2021: four) newbuilding contracts, together with capitalized loan interest. Interest 
capitalized  in  the  cost  of  newbuildings  amounted  to  $2.7  million  in  the  year  ended  December  31,  2022  (2021:  $0.4  million, 
2020: $0.0 million).

During the year ended December 31, 2021, the Company paid a deposit of $11.0 million in connection with the acquisition of 
two  Suezmax  tankers.  The  deposit  was  reclassified  to  "Vessels,  Rigs  and  Equipment,  net"  upon  delivery  of  the  vessels  in 
January and February 2022. (See Note 14: Vessels, Rigs and Equipment, Net).

16. 

VESSELS UNDER FINANCE LEASE, NET

Movements in the year ended December 31, 2022 summarized as follows:

(in thousands of $)

Balance as of December 31, 2021

Depreciation 

Balance as of December 31, 2022

Cost

777,939   

—   

777,939   

Accumulated 
Depreciation

Vessels under Finance 
Lease, net

(121,867)  

(41,309)  

(163,176)  

656,072 

(41,309) 

614,763 

As  of  December  31,  2022,  seven  vessels  were  accounted  for  as  vessels  under  finance  lease,  made  up  of  four  14,000  TEU 
container vessels and three 10,600 TEU container vessels. The vessels are leased back for an original term ranging from six to 
11 years, with options to purchase each vessel after six years.

Total depreciation expense for vessels under finance lease amounted to $41.3 million for the year ended December 31, 2022 
and is included in depreciation in the consolidated statements of operations. (2021: $41.3 million; 2020: $40.0 million).

17. 

OTHER LONG TERM ASSETS

Other long term assets comprise the following items: 

(in thousands of $)

Collateral deposits on swap agreements

Value of acquired charter-out contracts, net

Other

Total other long-term assets

2022  

8,770 

4,712 

— 

13,482 

2021 

10,368 

7,607 

566 

18,541 

Collateral  deposits  exist  on  our  interest  rate,  cross  currency  interest  rate  and  cross  currency  swaps.  Further  amounts  may  be 
called upon during the term of the swaps if interest rates or currency rates move adversely. 

F-31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company purchased four container vessels, Thalassa Mana, Thalassa Tyhi, Thalassa Doxa and Thalassa Axia, with each 
vessel  subject  to  pre-existing  time  charters.  A  value  of  $18.0  million  was  assigned  to  these  charters  on  acquisition  in  2018. 
During  the  year  ended  December  31,  2022,  the  amortization  charged  to  time  charter  revenue  was  $2.9  million  (2021:  $2.9 
million, 2020: $2.9 million).

Other long term assets previously included $1.9 million of loan notes receivables due from third parties in relation to the early 
termination of charters. Following the adoption of ASU 2016-13 from January 1, 2020, the Company recognized a credit loss 
provision totaling $1.9 million against this long term receivables balance thereby resulting in a net balance of $0.0 million from 
December 31, 2020. There was no movement to the foregoing during the years ended December 31, 2022 and December 31, 
2021.

 18. 

INVESTMENTS IN SALES-TYPE LEASES, DIRECT FINANCING LEASES AND LEASEBACK ASSETS

Following the adoption of ASU 2016-02 from January 2019, the Company records new and modified leases as per ASC 842. 
The Company has elected the practical expedient to not reassess existing leases. The adoption of the standard resulted in no 
opening balance adjustments. See also Accounting policies within Note 2.

(in thousands of $)

Investments in sales-type and direct financing leases

Investments in leaseback assets

2022

66,504 

52,519 
119,023 

2021

147,230 

57,536 
204,766 

As  of  December  31,  2022,  the  Company  had  a  total  of  nine  vessel  charters  accounted  for  as  sales-type  and  direct  financing 
leases (2021: 12 vessels) and one vessel charter classified as leaseback assets (2021: one vessel).

Investments in sales-type and direct financing leases

As of December 31, 2021, the Company had two VLCCs accounted for as direct financing leases, which were on long-term, 
fixed  rate  charters  to  Frontline  Shipping.  Frontline  Shipping  is  a  wholly  owned  subsidiary  of  Frontline,  a  related  party.  The 
terms of the charters did not provide Frontline Shipping with an option to terminate the charters before the end of their terms. In 
April 2022, the Company sold the two VLCCs on charter to Frontline Shipping, to an unrelated third party. (Refer to Note 9: 
Gain on Sale of Assets and Termination of Charters).

The VLCC Front Hakata was sold to an unrelated third party in February 2020. A gain on sale of $1.4 million was recognized 
in the Consolidated Statements of Operations. (Refer to Note 9: Gain on Sale of Assets and Termination of Charters and Note 
26: Related Party Transactions).

As of December 31, 2022, the Company had nine (December 31, 2021: 10) container vessels accounted for as direct financing 
leases  which  were  chartered  on  long-term  bareboat  charters  to  MSC  Mediterranean  Shipping  Company  S.A.  ("MSC").  The 
terms of the charters for the nine container vessels provide the charterer with a minimum fixed price purchase obligation at the 
expiry  of  each  of  the  charters.  In  April  2022,  the  Company  sold  and  redelivered  one  1,700  TEU  container  vessel  to  MSC, 
following the end of the vessel's bareboat charter. (Refer to Note 9: Gain on Sale of Assets and Termination of Charters).

The  Company  also  owned  15  container  vessels  accounted  for  as  'direct  financing  leases'  which  were  chartered  on  long-term 
bareboat  charters  to  MSC  Mediterranean  Shipping  Company  S.A.  ("MSC").  The  terms  of  the  charters  for  the  15  container 
vessels provided the charterer with purchase options throughout the term of the charters and the Company with a put option at 
the end of the seven years charter period. During the year ended December 31, 2021, the 15 container vessels were sold and 
redelivered  to  MSC,  following  exercise  of  the  applicable  purchase  options.  (Refer  to  Note  9:  Gain  on  Sale  of  Assets  and 
Termination of Charters).

The Company owned one offshore supply vessel accounted for as a direct financing lease which was chartered on a long-term 
bareboat charter. In February 2020, the Company entered into a Memorandum of Agreement to sell the offshore support vessel 
Sea Leopard for recycling to Green Yard AS, an unrelated third party. The vessel was delivered in May 2020. During the year 
ended  December  31,  2020  the  Company  recorded  an  impairment  loss  of  $0.2  million  prior  to  disposal  and  a  loss  on  sale  of 
$0.03  million  was  recognized  in  the  Consolidated  Statement  of  Operations.  (Refer  to  Note  9:  Gain  on  Sale  of  Assets  and 
Termination of Charters and Note 26: Related Party Transaction).

F-32

 
 
 
 
 
 
 
During  the  year  ended  December  31,  2020,  the  Company  recognized  the  amount  of  $361.0  million  in  investments  in  direct 
financing leases in respect of one drilling unit (Linus) which was leased to a subsidiary of Seadrill until September 30, 2022. 
SFL Linus Ltd was previously determined to be a variable interest entity in which the Company was not the primary beneficiary 
and the subsidiary was accounted for under the equity method. Following changes to the financing agreement in October 2020 
as a result of defaults by Seadrill, the Company was determined to be the primary beneficiary of SFL Linus and consolidated it 
from this date. On March 9, 2021, the applicable bankruptcy court approved the Interim Funding and Settlement Agreement 
signed between the Company and Seadrill, allowing Seadrill to pay reduced charter hire for Linus during the interim period. 
The change in charter rate met the definition of a modification resulting in the lease being reclassified from a direct financing 
lease to an operating lease. A carrying value of $355.6 million was included in vessels, rigs and equipment in respect of the rig. 
(Refer to Note 14: Vessels, Rigs and Equipment, Net and Note 19: Investment in Associated Companies).

River Box was a previously wholly owned subsidiary of the Company. It holds investments in direct financing leases, through 
its subsidiaries, related to the 19,200 and 19,400 TEU containerships, MSC Anna, MSC Viviana, MSC Erica and MSC Reef. On 
December 31, 2020, the Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party. Following 
the sale of River Box, the investments in the four container vessels accounted for as direct financing leases of $540.9 million 
have  been  derecognized  from  the  consolidated  financial  statements  of  the  Company.  (Refer  to  Note  10:  Gain  on  Sale  of 
Subsidiaries and Note 19: Investment in Associated Companies).

Investments in leaseback assets

When a sale and leaseback transaction does not qualify for sale accounting, the Company does not recognize the transferred 
vessels and instead accounts for the purchase as a leaseback asset. 

In  May  2020,  SFL  acquired  a  newbuild  VLCC  from  Landbridge  Universal  Limited  ("Landbridge")  where  control  was  not 
deemed to have passed to the Company due to the presence of repurchase options in the lease on acquisition and therefore was 
classified  as  a  leaseback  asset.  Upon  delivery,  the  vessel  immediately  commenced  a  seven-year  bareboat  charter  back  to 
Landbridge. The charterer has purchase options throughout the term of the charters and there is a purchase obligation at the end 
of the seven-year period. 

During the year ended December 31, 2019, the Company acquired six vessels where control was not deemed to have passed to 
the Company due to the existence of repurchase options in the leases on acquisition. These have therefore been classified as 
'leaseback assets'. These comprised of three second-hand feeder size container vessels which were acquired in a purchase and 
leaseback  with  subsidiaries  of  MSC.  The  vessels  were  chartered  back  for  approximately  six  years  on  bareboat  basis.  The 
charterer had purchase options throughout the term of the charters and the Company had a put option at the end of the six-year 
period.  During  the  year  ended  December  31,  2021,  the  three  container  vessels  were  sold  and  redelivered  to  MSC,  following 
exercise of the applicable purchase options. (Refer to Note 9: Gain on Sale of Assets and Termination of Charters).

Additionally,  the  Company  entered  into  purchase  and  leaseback  transactions  to  acquire  three  newbuilding  VLCC  crude  oil 
tankers.  The  vessels  were  acquired  from  an  affiliate  of  Hunter  Group  ASA  ("Hunter  Group")  and  leased  back  to  the  Hunter 
Group  on  five-year  bareboat  charters.  During  the  year  ended  December  31,  2020,  SFL  redelivered  all  three  VLCCs  to  the 
Hunter  Group,  following  exercise  of  options.  Net  proceeds  of  $176.2  million  were  received  and  debt  of  $142.5  million  was 
repaid. (Refer to Note 9: Gain on Sale of Assets and Termination of Charters).

F-33

The  following  lists  the  components  of  investments  in  sales-type  leases,  direct  financing  leases  and  leaseback  assets  as  of 
December 31, 2022 and December 31, 2021:

(in thousands of $)

December 31, 2022

Total minimum lease payments to be received

Purchase obligations at the end of the leases

Net minimum lease payments receivable

Estimated residual values of leased property (un-guaranteed)

Less: unearned income

Total investment in sales-type lease, direct financing lease and leaseback assets  

Allowance for expected credit losses*

Total investment in sales-type lease, direct financing lease and leaseback assets  

Current portion

Long-term portion

(in thousands of $)

Total minimum lease payments to be received

Purchase obligations at the end of the leases
Less: amounts representing estimated executory costs including profit thereon, 
included in total minimum lease payments

Net minimum lease payments receivable

Estimated residual values of leased property (un-guaranteed)

Sales-Type 
Leases and 
Direct 
Financing 
Leases

30,708   

43,150   

73,858   

—   

(7,252)  

66,606   

(102)  

66,504   

10,794   

55,710   

Leaseback 
Assets

Total

34,160   

31,500   

65,660   

—   

64,868 

74,650 

139,518 

— 

(13,051)  

(20,303) 

52,609   

119,215 

(90)  

(192) 

52,519   

119,023 

4,638   

15,432 

47,881   

103,591 

December 31, 2021

Sales-Type 
Leases and 
Direct 
Financing 
Leases

120,411   

44,900   

(34,128)  

131,183   

34,721   

Leaseback 
Assets

Total

43,103   

31,500   

163,514 

76,400 

—   

(34,128) 

74,603   

205,786 

—   

34,721 

Less: unearned income

(17,532)  

(16,946)  

(34,478) 

Total investment in sales-type lease, direct financing lease and leaseback assets  

148,372   

57,657   

206,029 

Allowance for expected credit losses*

(1,142)  

(121)  

(1,263) 

Total investment in sales-type lease, direct financing lease and leaseback assets  

147,230   

57,536   

204,766 

Current portion

Long-term portion

18,436   

128,794   

5,048   

23,484 

52,488   

181,282 

*See Note 28: Allowance for Expected Credit Losses.

F-34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The minimum future gross revenues including purchase obligations to be received under the Company's non-cancellable sales 
type leases, direct financing leases and leaseback assets as of December 31, 2022, are as follows:

(in thousands of $)

Year ending December 31,

2023

2024

2025

2026

2027
Thereafter

Total minimum lease payments to be received

Sales-Type 
Leases and 
Direct 
Financing 
Leases
14,688   
23,079   
36,091   
—   
—   
—   

73,858   

Leaseback 
Assets

8,162   
7,686   
7,665   
7,665   
34,482   
—   

65,660   

Total

22,850 
30,765 
43,756 
7,665 
34,482 
— 

139,518 

Interest  income  earned  on  investments  in  direct  financing  leases,  sales  type  leases  and  leaseback  assets  in  the  year  ended 
December 31, 2022 was as follows:

(in thousands of $)

Investments in sales type and direct financing leases*
Investments in leaseback assets 
Total 

2022

5,021 
3,895 
8,916 

2021

14,173 
5,351 
19,524 

2020

57,579 
13,637 
71,216 

* Interest income earned on investments in sales-type leases and direct financing leases in the above table includes $0.4 million 
in relation to Frontline Shipping, a related party (2021: $1.5 million; 2020: $1.7 million).

19. 

INVESTMENT IN ASSOCIATED COMPANIES

The  Company  has,  and  has  had,  certain  wholly-owned  subsidiaries  which  are  accounted  for  using  the  equity  method  of 
accounting, as it has been determined under ASC 810 that they are variable interest entities in which SFL is not the primary 
beneficiary.

As of December 31, 2022, 2021 and 2020, the Company had the following participation in investments that are recorded using 
the equity method:

River Box Holding Inc.

SFL Deepwater Ltd

SFL Hercules Ltd

SFL Linus Ltd

2022

 49.90 %

2021

 49.90 %

*

*

*

*

*

*

2020

 49.90 %

*

 100.00 %

*

River Box was a previously wholly owned subsidiary of the Company. River Box holds investments in direct financing leases, 
through its subsidiaries, related to the 19,200 and 19,400 TEU containerships MSC Anna, MSC Viviana, MSC Erica and MSC 
Reef. On December 31, 2020, the Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party. A 
gain of $1.9 million was recognized in the Statement of Operations for the year ended December 31, 2020 in relation to the 
disposal. (See Note 10: Gain on Sale of Subsidiaries). The Company has accounted for the remaining 49.9% ownership in River 
Box using the equity method.

SFL  Hercules  Ltd  ("SFL  Hercules")  and  SFL  Linus  Ltd  ("SFL  Linus")  each  owned  the  drilling  units  Hercules  and  Linus 
respectively.  These  units  were  leased  to  subsidiaries  of  Seadrill,  previously  a  related  party.  SFL  Deepwater  Ltd  ("SFL 
Deepwater") owned the drilling unit West Taurus, which was also on charter to a subsidiary of Seadrill until the first quarter of 
2021. Because the main assets of SFL Deepwater, SFL Hercules and SFL Linus were the subject of leases which each include 
both fixed price call options and a fixed price purchase obligation or put option, they were previously determined to be variable 
interest entities in which the Company was not the primary beneficiary. 

F-35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In September 2017, Seadrill announced that it has entered into a restructuring agreement (the “2017 Restructuring Plan”) with 
more  than  97%  of  its  secured  bank  lenders,  approximately  40%  of  its  bondholders  and  a  consortium  of  investors  led  by  its 
largest shareholder, Hemen, who was also the largest shareholder in the Company at the time. The Company, SFL Deepwater, 
SFL  Hercules  and  SFL  Linus  also  entered  into  the  2017  Restructuring  Plan,  which  was  implemented  by  way  of  prearranged 
Chapter 11 cases. 

In September and October 2020, Seadrill failed to pay hire when due under the leases for the three drilling units. The overdue 
hires together with certain other events, constituted an event of default.

During the year ended December 31, 2020, and following changes to the loan agreements, the Company was determined to be 
the primary beneficiary of SFL Linus and was consolidated from October 2020. SFL Deepwater was also consolidated from 
October 2020 as the Company was deemed to be primary beneficiary from this date. 

In February 2021, Seadrill and most of its subsidiaries filed Chapter 11 cases in the Southern District of Texas. SFL and certain 
of its subsidiaries entered into court approved interim agreements with Seadrill relating to two of the Company’s drilling rigs, 
Linus and Hercules. 

The lease to West Taurus was rejected by the court in March 2021 and the rig was redelivered by Seadrill to SFL in the second 
quarter  of  2021.  In  March  2021,  the  Company  signed  an  agreement  for  the  recycling  of  the  rig  at  a  facility  in  Turkey  and 
delivered  the  rig  to  the  recycling  facility  in  September  2021.  The  asset  was  derecognized  on  disposal  and  a  net  loss  of 
$0.6 million was recorded in relation to the recycling of the rig. (Refer to Note 9: Gain on Sale of Assets and Termination of 
Charters).

During  the  year  ended  December  31,  2021  and  following  amendments  to  the  Hercules  bareboat  charter  and  loan  facility 
agreements, SFL Hercules was determined to no longer be a variable interest entity and was consolidated from August 2021.

On February 22, 2022, Seadrill announced that it has emerged from Chapter 11 after successfully completing its reorganization. 
Upon emergence a new independent board of directors assumed leadership of the new parent company of the Seadrill group, 
which is referred to as Seadrill 2021 Limited. Hemen's shareholding in Seadrill 2021 Limited post-emergence from bankruptcy 
is  also  below  1%.  Consequently,  SFL  determined  that  Seadrill  is  no  longer  a  related  party  following  the  emergence  from 
bankruptcy. (See Note 26: Related Party Transactions). 

Summarized balance sheet information of the Company's equity method investees is as follows:

(in thousands of $)

Share presented

Current assets 

Non-current assets

Total assets
Current liabilities

Non-current liabilities (1)

Total liabilities

Total stockholders' equity (2)

River Box 

2022

 49.90 %

15,186 

234,572 

249,758 
14,267 

218,944 

233,211 

16,547 

2021

 49.90 %

13,987 

247,361 

261,348 
13,242 

231,471 

244,713 

16,635 

(1) River Box non-current liabilities as of December 31, 2022, include $45.0 million due to SFL (2021: $45.0 million). (See 

Note 26: Related Party Transactions).

(2) In the year ended December 31, 2022, River Box paid a dividend of $2.9 million to the Company (2021: $2.2 million). 

F-36

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Summarized statement of operations information of the Company's equity method investees is shown below. 

(in thousands of $)
Operating revenues
Net operating revenues
Net income (3)

(in thousands of $)
Operating revenues
Net operating revenues
Net income (3)

(in thousands of $)

Operating revenues

Net operating revenues

Net income (3)

Year ended December 31, 2022

River Box

Year ended December 31, 2021

River Box
20,115 
20,094 
3,267 

SFL Hercules
13,753 
6,558 
927 

19,269 
19,248 
2,833 

TOTAL
33,868 
26,652 
4,194 

Year ended December 31, 2020

SFL 
Deepwater

SFL 
Hercules

11,835 

11,892 

(6,002)   

15,072 

15,050 

3,827 

SFL Linus

TOTAL

18,666   

18,590   

6,461   

45,573 

45,532 

4,286 

(3) The net income of River Box for the year ended December 31, 2022, includes interest payable to SFL amounting to $4.6 
million. The net income of River Box and SFL Hercules for the year ended December 31, 2021, includes interest payable 
to  SFL  amounting  to  $4.6  million  and  $2.4  million  respectively.  The  net  income  of  River  Box,  SFL  Deepwater,  SFL 
Hercules and SFL Linus for 2020 includes interest payable to SFL amounting to $0.0 million, $3.8 million, $3.6 million, 
and $4.5 million, respectively. (See Note 26: Related Party Transactions).

As required by ASU 2016-13 'Financial Instruments - Credit Losses' from January 2020, the associated companies recognized 
an allowance for expected credit losses in respect of their principal financial assets: 'Investment in direct financing leases' and 
'Related party receivable balances', held at the reporting date, which are within the scope of the ASU. 

Movements in the year ended December 31, 2022, in the allowance for expected credit losses can be summarized as follows:

(in thousands of $)

Share presented

Balance as of December 31, 2021
Allowance recorded in net income of associated company

Balance as of December 31, 2022

As of December 31, 2022

River Box

 49.90 %

396 
(18) 

378 

As  indicated  in  Note  2:  'Accounting  Policies',  the  allowance  for  expected  credit  losses  is  based  on  an  analysis  of  factors 
including the credit rating assigned to the lessee, Seadrill, management's assessment of current and expected conditions in the 
offshore drilling market and calculated collateral exposure.

In the year ended December 31, 2022, River Box paid a dividend of $2.9 million to the Company (2021: $2.2 million). In 2021, 
SFL Hercules did not pay any dividends to the Company.

F-37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
20.

ACCRUED EXPENSES

(in thousands of $)
Vessel operating expenses
Administrative expenses
Interest expense

21. 

OTHER CURRENT LIABILITIES

(in thousands of $)
Deferred and prepaid charter revenue
Employee taxes
Other items

 22.

SHORT-TERM AND LONG-TERM DEBT

(in thousands of $)

Long-term debt:

NOK700 million senior unsecured floating rate bonds due 2023

4.875% senior unsecured convertible bonds due 2023

NOK700 million senior unsecured floating rate bonds due 2024

NOK600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

Lease debt financing

Borrowings secured on Frontline shares

U.S. dollar denominated floating rate debt due through 2029

Total debt principal

Less: unamortized debt issuance costs

Less: current portion of long-term debt

Total long-term debt

The outstanding debt as of December 31, 2022, is repayable as follows:

2022
17,315 
1,650 
8,233 
27,198 

2022
27,196 
45 
563 
27,804 

2021
11,278 
1,626 
6,890 
19,794 

2021
21,505 
35 
1,206 
22,746 

2022

2021

71,243 

137,900 

70,734 

60,048 

150,000 

394,555 

— 

79,507 

137,900 

78,939 

61,334 

150,000 

126,955 

15,639 

1,329,156 

2,213,636 

1,253,481 

1,903,755 

(12,580)   

(14,541) 

(921,270)   

(302,769) 

1,279,786 

1,586,445 

Year ending December 31,

(in thousands of $)

2023

2024

2025

2026

2027

Thereafter

Total debt principal

921,270 

295,494 

437,200 

235,242 

185,158 

139,272 

2,213,636 

F-38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest rate information

Weighted average interest rate*
US Dollar London Interbank Offered Rate ("LIBOR"), 3-Month, closing rate
Secured Overnight Financing Rate ("SOFR"), closing rate

Effective Federal Funds Rate ("EFFR"), closing rate

Norwegian Interbank Offered Rate ("NIBOR")

December 31, 2022 December 31, 2021
 2.68 %

 5.30 %

 4.77 %

 4.30 %

 4.33 %

 3.26 %

 0.21 %

 0.05 %

 0.07 %

 0.95 %

*The weighted average interest rate is for floating rate debt denominated in U.S. dollars and Norwegian kroner (“NOK”) which 
takes into consideration the effect of related interest rate swaps.

$475 million term loan and revolving credit facility 

SFL  Linus  was  consolidated  from  October  29,  2020.  (See  Note  19:  Investment  in  Associated  Companies).  In  October  2013, 
SFL Linus entered into a $475.0 million five-year term loan and revolving credit facility with a syndicate of banks to partly 
finance the acquisition of the rig. The facility was drawn in February 2014. During the year ended December 31, 2017, certain 
amendments were agreed with the banks under the loan facility, including an extension of the final maturity date by four years. 
In addition, the Company had given the banks a first priority pledge over all shares of SFL Linus and assigned all claims under 
a secured loan made by the Company to SFL Linus in favor of the banks. This loan is secured by a second priority mortgage 
over the rig which has been assigned to the banks. In November 2022, , the second priority mortgage over the rig was released 
and the rig Linus was transferred to the wholly owned subsidiary Linus Rig Ltd. The loan agreement was amended to include 
Linus Rig Ltd as jointly and severally liable with SFL Linus under the terms of the agreement. As of December 31, 2022, the 
balance outstanding under this facility was $183.8 million (2021: $199.9 million). The Company fully guaranteed the facility as 
of December 31, 2022 (2021: fully guaranteed). 

$375 million term loan and revolving credit facility 

SFL Hercules was consolidated from August 27, 2021. (See Note 19: Investment in Associated Companies). In May 2013, SFL 
Hercules  entered  into  a  $375.0  million  six-year  term  loan  and  revolving  credit  facility  with  a  syndicate  of  banks  to  partly 
finance  the  acquisition  of  the  harsh  environment  semi-submersible  drilling  rig  Hercules,  previously  owned  by  the  wholly 
owned  subsidiary  SFL  Deepwater.  The  facility  was  drawn  in  June  2013.  In  connection  with  the  2017  Restructuring  Plan  of 
Seadrill, certain amendments were agreed with the banks under the loan facility, including an extension of the final maturity 
date by four years. In August 2021, the Company entered into an amendment to its existing charter agreement (the “amendment 
agreement”) with subsidiaries of Seadrill for Hercules, which was approved by the applicable bankruptcy court in September 
2021.  Each  of  SFL’s  financing  banks  consented  to  the  amendment  agreement,  and  SFL’s  limited  corporate  guarantee  of  the 
outstanding  debt  of  the  rig  owning  subsidiary  remains  unchanged  at  $83.1  million  as  of  December  31,  2022  (2021:  $83.1 
million). Additionally, SFL agreed to a cash contribution of $5.0 million to the SFL Hercules's pledged earnings account at the 
time  of  redelivery  following  the  termination  of  the  Seadrill  charter,  in  addition  to  a  $3.0  million  payable  by  Seadrill.  These 
contributions  were  made  in  December  2022  following  the  redelivery  of  the  rig  by  Seadrill.  As  of  December  31,  2022,  the 
balance  outstanding  under  this  facility  was  $153.5  million  (2021:  $169.6  million).  In  January  2023,  the  rig  Hercules  was 
transferred  by  SFL  Hercules  Ltd.  to  the  wholly  owned  subsidiary  Hercules  Rig  Ltd.  The  loan  agreement  was  amended  to 
include Hercules Rig Ltd as jointly and severally liable with SFL Hercules under the terms of the agreement.

$45 million secured term loan and revolving credit facility

In June 2014, seven wholly-owned subsidiaries of the Company entered into a $45.0 million secured term loan and revolving 
credit  facility  with  a  bank,  secured  against  seven  4,100  TEU  container  vessels.  The  facility  bears  interest  at  LIBOR  plus  a 
margin and has a term of five years. During June 2019, the terms of loan were amended and the loan was extended by a further 
two years. During June 2021 the terms of the loan were further amended and the loan was extended by a further four years. As 
of December 31, 2022, the available amount under the revolving part of the facility was $0.0 million (2021: $0.0 million). The 
net amount outstanding as of December 31, 2022, was $37.5 million (2021: $42.5 million).

$20 million secured term loan facility

In September 2014, two wholly-owned subsidiaries of the Company entered into a $20.0 million secured term loan facility with 
a bank, secured against two 5,800 TEU container vessels. The facility bears interest at LIBOR plus a margin and has a term of 
five years. In September 2019, the terms of the loan were amended and restated, and the facility now matures in March 2024. 
The net amount outstanding as of December 31, 2022, was $13.8 million (2021: $15.6 million). 

F-39

$39 million secured term loan facility

In December 2014, two wholly-owned subsidiaries of the Company entered into a $39.0 million secured term loan facility with 
a bank, secured against two Kamsarmax dry bulk carriers. The Company had provided a limited corporate guarantee for this 
facility,  which  bore  interest  at  LIBOR  plus  a  margin  and  had  a  term  of  approximately  eight  years.  The  facility  matured  in 
August  2022  and  was  fully  repaid.  The  net  amount  outstanding  as  of  December  31,  2022,  was  $0.0  million  (2021:  $19.4 
million).

$166.4 million secured term loan facility

In July 2015, eight wholly-owned subsidiaries of the Company entered into a $166.4 million secured term loan facility with a 
syndicate of banks, secured against eight Capesize dry bulk carriers. The Company had provided a limited corporate guarantee 
for this facility, which bore interest at LIBOR plus a margin and had a term of seven years. The facility matured in July 2022 
and was fully repaid. The net amount outstanding as of December 31, 2022 was $0.0 million (2021: $76.3 million).

$76 million secured term loan facility

In August 2017, two wholly-owned subsidiaries of the Company entered into a $76.0 million secured term loan facility with a 
bank, secured against two product tankers. The two product tankers were delivered in August 2017. The Company has provided 
a limited corporate guarantee for this facility, which bears interest at LIBOR plus a margin and has a term of seven years. As of 
December 31, 2022, the net amount outstanding was $48.7 million (2021: $53.9 million).

4.875% senior unsecured convertible bonds due 2023

On April 23, 2018, the Company issued a senior unsecured convertible bond totaling $150.0 million. Additional bonds were 
issued  on  May  4,  2018  at  a  principal  amount  of  $14.0  million.  Interest  on  the  bonds  is  fixed  at  4.875%  per  annum  and  is 
payable  in  cash  quarterly  in  arrears  on  February  1,  May  1,  August  1  and  November  1.  The  bonds  are  convertible  into  SFL 
Corporation Ltd. common shares and mature on May 1, 2023. The net amount outstanding as of December 31, 2022 was $137.9 
million (2021: $137.9 million). The initial conversion rate at the time of issuance was 52.8157 common shares per $1,000 bond, 
equivalent to a conversion price of approximately $18.93 per share. Since the issuance, dividend distributions have increased 
the conversion rate to 85.0332 common shares per $1,000 bond, equivalent to a conversion price of approximately $11.76 per 
share. Based on the closing price of our common stock of $9.22 on December 31, 2022, the if-converted value was less than the 
principal amounts by $29.8 million. During the year ended December 31, 2021, the Company purchased bonds with principal 
amounts totaling $2.0 million (2020: $8.4 million). A gain of $0.2 million was recorded on the transaction (2020: $0.3 million). 
In the year ended December 31, 2022, no bonds were repurchased.

In  conjunction  with  the  bond  issue,  the  Company  agreed  to  loan  up  to  7,000,000  of  its  common  shares  to  affiliates  of  the 
underwriters of the issue, in order to assist investors in the bonds to hedge their position. As of December 31, 2022, a total of 
3,765,842 shares were issued from up to 7,000,000 shares issuable under a share lending arrangement.

As required by ASC 470-20 "Debt with conversion and Other Options", the Company calculated the equity component of the 
convertible  bond,  taking  into  account  both  the  fair  value  of  the  conversion  option  and  the  fair  value  of  the  share  lending 
arrangement. The equity component was valued at $7.9 million at issuance and this amount was recorded as "Additional paid-in 
capital",  with  a  corresponding  adjustment  to  "Deferred  charges",  which  was  amortized  to  "Interest  expense"  over  the 
appropriate period. The amortization of this item amounted to $1.4 million in the year ended December 31, 2021 (2020: $1.3 
million). As a result of the purchase of bonds with principal amounts totaling $2.0 million (2020: $8.4 million), a total of $0.1 
million was allocated as the reacquisition of the equity component (2020: $0.3 million). The balance remaining in equity as of 
December 31, 2021 was $6.7 million (2020: $6.8 million). 

On  January  1,  2022,  the  Company  implemented  the  guidance  contained  in  ASU  2020-06  which  simplifies  the  accounting 
for ]certain financial instruments with characteristics of liabilities and equity. ASU 2020-06, was adopted using the modified 
retrospective method (see Note 2: Accounting Policies). Following the adoption, the 4.875% senior unsecured convertible notes 
due  2023  are  reflected  entirely  as  a  liability  as  the  embedded  conversion  feature  is  no  longer  presented  within  stockholders' 
equity.  The  cumulative  effect  of  adopting  this  guidance  was  an  incremental  adjustment  of  $4.3  million  to  opening  retained 
earnings,  and  a  $5.9  million  reduction  to  additional  paid-in  capital  as  of  January  1,  2022.  This  net  adjustment  to  equity  of 
$1.6 million resulted in a corresponding decrease in deferred debt issuance costs. The balance remaining in equity as of January 
1, 2022 and December 31, 2022 was $0.8 million which relates to the share-lending arrangement. 

F-40

NOK700 million senior unsecured bonds due 2023

On September 13, 2018 the Company issued a senior unsecured bond totaling NOK600 million in the Norwegian credit market. 
The bonds bear quarterly interest at NIBOR plus a margin and are redeemable in full on September 13, 2023. On July 30, 2019, 
the Company conducted a tap issue of NOK100 million under this facility. The bonds were issued at 101.625% of par, and the 
new  outstanding  amount  after  the  tap  issue  is  NOK700  million.  The  net  amount  outstanding  as  of  December  31,  2022,  was 
NOK700 million, equivalent to $71.2 million (2021: NOK700 million, equivalent to $79.5 million).

$17.5 million secured term loan facility due 2023

In December 2018, two wholly-owned subsidiaries of the Company entered into a $17.5 million secured term loan facility with 
a  bank,  secured  against  two  Supramax  dry  bulk  carriers.  The  Company  has  provided  a  limited  corporate  guarantee  for  this 
facility, which bears interest at LIBOR plus a margin and has a term of approximately five years. The net amount outstanding as 
of December 31, 2022, was $9.4 million (2021: $11.1 million).

$24.9 million senior secured term loan facility

In  February  2019,  three  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $24.9  million  senior  secured  term  loan 
facility with a bank, secured against three Supramax dry bulk carriers. The Company has provided a limited corporate guarantee 
for  this  facility,  which  bears  interest  at  LIBOR  plus  a  margin  and  has  a  term  of  approximately  five  years.  The  net  amount 
outstanding as of December 31, 2022, was $15.1 million (2021: $17.7 million).

$50 million senior secured term loan facility

In  February  2019,  three  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $50.0  million  senior  secured  term  loan 
facility with a bank, secured against three VLCCs chartered to Frontline Shipping. In 2020, $14.9 million of this facility was 
repaid following the sale of one VLCC and the facility then related to the remaining two VLCCs. The Company had provided a 
corporate guarantee for this facility, which bore interest at LIBOR plus a margin and had a term of approximately three years. 
The facility matured in February 2022 and was fully repaid. The net amount outstanding as of December 31, 2022, was $0.0 
million (2021: $35.2 million).

$29.5 million term loan facility

In  March  2019,  two  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $29.5  million  term  loan  facility  with  a  bank, 
secured  against  two  car  carriers.  The  Company  had  provided  a  corporate  guarantee  for  this  facility,  which  bore  interest  at 
LIBOR plus a margin and had a term of approximately five years. In April 2022, the facility was repaid early in full. The net 
amount outstanding as of December 31, 2022, was $0.0 million (2021: $19.0 million). 

NOK700 million senior unsecured bonds due 2024

On June 4, 2019, the Company issued a senior unsecured bond totaling NOK700 million in the Norwegian credit market. The 
bonds  bear  quarterly  interest  at  NIBOR  plus  a  margin  and  are  redeemable  in  full  on  June  4,  2024.  During  the  year  ended 
December 31, 2020, the Company purchased bonds with principal amounts totaling NOK5 million equivalent to $0.5 million. A 
gain of $0.0 million was recorded on the transaction. No bonds were repurchased in the years ended December 31, 2022 and 
December 31, 2021. The net amount outstanding as of December 31, 2022 was NOK695 million equivalent to $70.7 million 
(2021: NOK695 million, equivalent to $78.9 million).

$33.1 million term loan facility 

In June 2019, five wholly-owned subsidiaries of the Company entered into a $33.1 million term loan facility with a syndicate of 
banks. The Company has provided a corporate guarantee for this facility, which bears interest at LIBOR plus a margin and has 
a  term  of  approximately  four  years.  During  the  year  ended  December  31,  2020  the  five  subsidiaries  were  dissolved  and  the 
facility was assigned to the Company. The net amount outstanding as of December 31, 2022, was $21.9 million (2021: $25.3 
million).

NOK600 million senior unsecured bonds due 2025

On January 21, 2020, the Company issued a senior unsecured bond totaling NOK600 million in the Norwegian credit market. 
The  bonds  bear  quarterly  interest  at  NIBOR  plus  a  margin  and  are  redeemable  in  full  on  January  21,  2025.  During  the  year 
ended December 31, 2020, the Company purchased bonds with principal amounts totaling NOK60 million equivalent to $6.0 
million. A gain of $1.4 million was recorded on the transaction. No bonds were repurchased in the years ended December 31, 
2022 and December 31, 2021. In December 2022, the Company resold NOK50 million equivalent to $5.0 million of the bonds 
which had been repurchased in 2020. The net amount outstanding as of December 31, 2022 was NOK590 million equivalent to 
$60.0 million (2021: NOK540 million, equivalent to $61.3 million).

F-41

 
$40 million senior secured term loan facility 

In March 2020, two wholly-owned subsidiaries of the Company entered into a $40.0 million senior secured term loan facility 
with a bank, secured against two Suezmax tankers. The Company has provided a corporate guarantee for this facility, which 
bore interest at LIBOR plus a margin and with a term of approximately two years. During March 2022, the terms of loan were 
amended  to  bear  interest  at  SOFR  plus  a  margin  and  the  loan  was  extended  by  a  year.  The  net  amount  outstanding  as  of 
December 31, 2022, was $31.9 million (2021: $32.9 million).

$175 million term loan facility 

In March 2020, four wholly-owned subsidiaries of the Company entered into a $175 million term loan facility with a syndicate 
of  banks,  secured  against  four  8,700  TEU  containerships.  The  Company  has  provided  a  limited  corporate  guarantee  for  this 
facility, which bears interest at LIBOR plus a margin and with a term of approximately five years. The net amount outstanding 
as of December 31, 2022, was $127.7 million (2021: $146.6 million).

$50 million senior secured term loan facility 

In May 2020, a wholly-owned subsidiary of the Company entered into a $50.0 million senior secured term loan facility with a 
bank, bearing interest at LIBOR plus a margin and with a term of approximately five years. The facility is secured against a 
308,000 dwt VLCC. The net amount outstanding as of December 31, 2022, was $43.1 million (2021: $45.8 million).

$50 million senior secured credit facility 

In November 2020, a wholly-owned subsidiary of the Company entered into a $50.0 million senior secured term loan facility 
with a bank, secured against a container vessel. The Company has provided a corporate guarantee for this facility, which bears 
interest at LIBOR plus a margin and with a term of approximately four years. The net amount outstanding as of December 31, 
2022, was $40.0 million (2021: $45.0 million).

$51 million term loan facility

In  February  2021,  a  wholly-owned  subsidiary  of  the  Company  entered  into  a  $51.0  million  term  loan  facility  with  a  bank, 
secured  against  a  container  vessel.  The  Company  has  provided  a  limited  corporate  guarantee  for  this  facility,  which  bears 
interest at LIBOR plus a margin and with a term of approximately four years. The net amount outstanding as of December 31, 
2022, was $43.3 million (2021: $47.7 million).

$51 million term loan facility

In April 2021, a wholly-owned subsidiary of the Company entered into a $51.0 million term loan facility with a bank, secured 
against a container vessel. The Company has provided a corporate guarantee for this facility, which bears interest at LIBOR 
plus  a  margin  and  with  a  term  of  approximately  four  years.  The  net  amount  outstanding  as  of  December  31,  2022,  was 
$44.4 million (2021: $48.8 million).

7.25% senior unsecured sustainability-linked bonds due 2026

On May 12, 2021, the Company issued a senior unsecured sustainability-linked bond totaling $150 million in the Nordic credit 
market. The bonds bear quarterly interest at a fixed rate of 7.25% per annum and are redeemable in full on May 12, 2026. By 
the  maturity  date  of  the  bond,  the  Company  aims  to  have  committed  an  amount  at  least  equal  to  the  size  of  the  issue  on 
upgrades  of  existing  vessels  and/or  vessel  acquisitions.  The  net  amount  outstanding  as  of  December  31,  2022  was 
$150.0 million (2021: $150.0 million).

$134 million term loan facility

In  September  2021,  two  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $134.0  million  term  loan  facility  with  a 
bank, secured against two container vessels. The Company had provided a limited corporate guarantee for this facility, which 
bore interest at LIBOR plus a margin and had a term of approximately three years. In September 2022, the facility was repaid 
early in full. The net amount outstanding as of December 31, 2022, was $0.0 million (2021: $130.4 million).

$35 million term loan facility

In  December  2021,  a  wholly-owned  subsidiary  of  the  Company  entered  into  a  $35.0  million  term  loan  facility  with  a  bank, 
secured  against  a  container  vessel.  The  Company  has  provided  a  limited  corporate  guarantee  for  this  facility,  which  bears 
interest at LIBOR plus a margin and has a term of approximately seven years. The net amount outstanding as of December 31, 
2022, was $32.9 million (2021: $35.0 million). 

F-42

$107.3 million term loan facility

In  December  2021,  three  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $107.3  million  term  loan  facility  with  a 
bank, secured against three Suezmax tankers. One of the vessels was delivered in 2021, and $35.8 million of the facility was 
drawn  down.  Two  vessels  were  delivered  in  2022  and  the  remaining  $71.5  million  of  the  facility  was  drawn  down.  The 
Company has provided a limited corporate guarantee for this facility, which bears interest at LIBOR plus a margin and has a 
term  of  approximately  five  years.  The  net  amount  outstanding  as  of  December  31,  2022,  was  $102.0  million  (2021: 
$35.8 million).

$35.1 million term and revolving loan facility 

In February 2022, two wholly-owned subsidiaries of the Company entered into a $35.1 million term and revolving loan facility 
with a bank, secured against two VLCCs. The Company had provided a limited corporate guarantee for this facility, which bore 
interest at SOFR plus a margin and had a term of approximately three years. During the year ended December 31, 2022, the two 
VLCCs were sold. The vessels were delivered in April 2022, and the facility was fully repaid. The net amount outstanding as of 
December 31, 2022, was $0.0 million (2021: $0.0 million).

$100.0 million term loan facility 

In March 2022, four wholly-owned subsidiaries of the Company entered into a $100.0 million term loan facility with a bank, 
secured  against  four  product  tankers.  The  Company  has  provided  a  limited  corporate  guarantee  for  this  facility,  which  bears 
interest at SOFR plus a margin and with a term of approximately five years. The net amount outstanding as of December 31, 
2022, was $92.4 million (2021: $0.00 million).

$30.0 million loan facility

In December 2021, a wholly-owned subsidiary of the Company entered into a general share lending agreement and 8,000,000 
shares were transferred into the custody of the counterparty. This facility provides a $30.0 million loan in connection with the 
8,000,000  lent  shares.  The  facility  is  repayable  on  demand,  by  either  party  to  the  agreement.  The  Company  drew  down 
$30.0 million in August 2022, and subsequently repaid the facility in full in October 2022. The facility bore interest at the US 
Federal Funds Rate with a zero floor plus a margin. The net amount outstanding as of December 31, 2022, was $0.0 million 
(2021: $0.00 million).

$23.0 million term loan facility

In September 2022, two wholly-owned subsidiaries of the Company entered into a $23.0 million term loan facility with a bank, 
secured against two dry bulk carriers. The Company has provided a limited corporate guarantee for this facility, which bears 
interest at SOFR plus a margin and with a term of approximately one year. The net amount outstanding as of December 31, 
2022, was $21.8 million (2021: $0.00 million).

$115.0 million term loan facility

In  September  2022,  eight  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $115.0  million  term  loan  facility  with  a 
bank, secured against eight dry bulk carriers. The Company has provided a limited corporate guarantee for this facility, which 
bears  interest  at  SOFR  plus  a  margin  and  with  a  term  of  approximately  three  years.  The  net  amount  outstanding  as  of 
December 31, 2022, was $110.0 million (2021: $0.00 million).

$290.0 million term loan facility

In September 2022, the Company and six wholly-owned subsidiaries of the Company entered into a $290.0 million term loan 
facility with a bank. The facility served as a temporary source of finance for vessel acquisitions, with a term of approximately 
six  months.  Each  of  the  six  wholly-owned  subsidiaries  of  the  Company  has  provided  a  limited  corporate  guarantee  for  this 
facility, which bears interest at SOFR plus a margin. The facility was partly repaid in 2022. The net amount outstanding as of 
December 31, 2022, was $156.0 million (2021: $0.00 million).

Lease debt financing 

In  September  2021,  the  wholly  owned  subsidiaries  of  the  Company  owning  the  two  newly  acquired  6,800  TEU  container 
vessels  entered  into  sale  and  leaseback  transactions  for  these  vessels,  through  a  Japanese  operating  lease  with  call  option 
financing structure. The sales price for each vessel was $65.0 million, totaling $130.0 million. The vessels were leased back for 
a term of six years, with options to purchase each vessel at the end of the fifth and sixth year. These two transactions did not 
qualify as sales under the US GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net combined amount outstanding as of December 31, 2022 was $113.2 million (2021: $127.0 million). 

F-43

In  April  2022,  the  wholly  owned  subsidiaries  of  the  Company  owning  two  6,500  CEU  car  carriers  entered  into  sale  and 
leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. The sales prices 
for the vessels were $23.5 million and $25.3 million. The vessels were leased back for a term of approximately three years, with 
options to purchase each vessel at the end of the third year. These two transactions did not qualify as sales under the US GAAP 
sale  and  leaseback  guidance  and  have  thus  been  recorded  as  financing  arrangements.  The  net  amounts  outstanding  as  of 
December 31, 2022 were $20.7 million (2021: $0.0 million) and $22.4 million (2021: $0.0 million) respectively.

In  October  and  December  2022,  the  wholly  owned  subsidiaries  of  the  Company  owning  two  14,000  TEU  container  vessels 
entered  into  sale  and  leaseback  transactions  for  these  vessels,  through  a  Japanese  operating  lease  with  call  option  financing 
structure. The sales price for each vessel was $120.0 million, totaling $240.0 million. The vessels were leased back for a term of 
approximately seven years, with options to purchase each vessel at the end of the seventh year. These two transactions did not 
qualify as sales under the US GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net combined amount outstanding as of December 31, 2022 was $238.3 million (2021: $0.0 million).

Borrowings secured on Frontline shares

As of December 31, 2021, the Company had a forward contract which expired in January of 2022, to repurchase 1.4 million 
shares  of  Frontline  at  a  repurchase  price  of  $16.4  million  including  accrued  interest.  The  transaction  was  accounted  for  as  a 
secured  borrowing,  with  the  shares  transferred  to  'Marketable  securities  pledged  to  creditors'  and  a  liability  recorded  within 
debt. During the year ended December 31, 2022, the forward contract to repurchase 1.4 million shares of Frontline was rolled 
over to September 2022, at a repurchase price of $16.7 million.

In  September  2022,  the  Company  settled  the  forward  contract  in  full  and  recorded  the  sale  of  the  1.4  million  shares  and 
extinguishment  of  the  corresponding  debt  of  $15.6  million.  The  net  amount  outstanding  as  of  December  31,  2022  was 
$0.0 million (December 31, 2021: $15.6 million). A net gain of $4.6 million was recognized in the Statement of Operations in 
respect  of  the  settlement.  (See  also  Note  12:  Investments  in  Debt  and  Equity  Securities  and  Note  29:  Commitments  and 
Contingent Liabilities).

The Company was required to post collateral of 20% of the total repurchase price plus any negative mark to market movement 
from the repurchase price for the duration of the agreement. As of December 31, 2022, $0.0 million was held as collateral and 
recorded as restricted cash (December 31, 2021: $8.3 million).

The aggregate book value of assets pledged as security against borrowings as of December 31, 2022, was $2,579 million (2021: 
$2,310 million). 

Agreements related to long-term debt provide limitations on the amount of total borrowings and secured debt, and acceleration 
of payment under certain circumstances, including failure to satisfy certain financial covenants. As of December 31, 2022, the 
Company is in compliance with all of the covenants under its long-term debt facilities. 

23.

FINANCE LEASE LIABILITY

(in thousands of $)

Finance lease liability, current portion

Finance lease liability, long-term portion

2022

53,655 

419,341 
472,996 

2021

51,204 

472,996 
524,200 

River Box was a previously wholly owned subsidiary of the Company. It holds investments in direct financing leases, through 
its  subsidiaries,  related  to  the  19,200  and  19,400  TEU  containerships  MSC  Anna,  MSC  Viviana,  MSC  Erica  and  MSC  Reef 
which were chartered-in on a bareboat basis, each for a period of 15 years from delivery by the shipyard. The four vessels are 
also  chartered-out  for  the  same  15-year  period  on  a  bareboat  basis  to  MSC,  an  unrelated  party.  On  December  31,  2020,  the 
Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party. Following the sale of River Box, the 
investments in the four container vessels accounted for as direct financing leases of $540.9 million and its related finance lease 
liabilities of $464.7 million have been derecognized from the consolidated financial statements of the Company. (Refer to Note 
10: Gain on Sale of Subsidiaries and Note 19: Investment in Associated Companies). 

F-44

 
 
 
 
 
 
 
 
In  2018,  the  Company  acquired  four  14,000  TEU  container  vessels  and  three  10,600  TEU  container  vessels,  which  were 
subsequently  refinanced  with  an  Asian  based  financial  institution  by  entering  into  separate  sale  and  leaseback  financing 
arrangements. The vessels are leased back for terms ranging from six to 11 years, with options to purchase the vessel after six 
years. Due to the terms of the sale and leaseback arrangements, each option is expected to be exercised on the sixth anniversary. 
These  sale  and  leaseback  transactions  were  accounted  for  as  vessels  under  finance  leases.  (Refer  to  Note  16:  Vessels  under 
Finance Lease, Net).

The Company's future minimum lease liability under the non-cancellable finance leases are as follows:

Year ending December 31,

2023

2024

Thereafter

Total finance lease liability 

Less: imputed interest payable

Present value of finance lease liability

Less: current portion

Finance lease liability, long-term portion

(in thousands of $)

74,735 

433,866 

— 

508,601 

(35,605) 

472,996 

(53,655) 

419,341 

Interest incurred on the finance lease liability in the year ended December 31, 2022 was $23.5 million (2021: $25.8 million; 
2020: $59.6 million).

24.

SHARE CAPITAL, ADDITIONAL PAID-IN CAPITAL AND CONTRIBUTED SURPLUS

Authorized share capital is as follows: 

(in thousands of $, except share data)
300,000,000 common shares of $0.01 par value each (December 31, 2021: 300,000,000 
common shares of $0.01 par value each)

Issued and fully paid share capital is as follows:

(in thousands of $, except share data)
138,562,173 common shares of $0.01 par value each (December 31, 2021: 138,551,387 
common shares of $0.01 par value each)

The Company's common shares are listed on the New York Stock Exchange. 

2022

3,000 

2022

1,386 

2021

3,000 

2021

1,386 

On January 1, 2022, the Company implemented the guidance contained in ASU 2020-06 which simplifies the accounting for 
certain  financial  instruments  with  characteristics  of  liabilities  and  equity.  ASU  2020-06,  was  adopted  using  the  modified 
retrospective method (see Note 2: Accounting Policies). Following the adoption, the 4.875% senior unsecured convertible notes 
due  2023  are  reflected  entirely  as  a  liability  as  the  embedded  conversion  feature  is  no  longer  presented  within  stockholders' 
equity.  The  cumulative  effect  of  adopting  this  guidance  was  an  incremental  adjustment  of  $4.3  million  to  opening  retained 
earnings,  and  a  $5.9  million  reduction  to  additional  paid-in  capital  as  of  January  1,  2022.  This  net  adjustment  to  equity  of 
$1.6 million resulted in a corresponding decrease in deferred debt issuance costs.

During  the  year  ended  December  31,  2022,  the  Company  issued  a  total  of  10,786  new  common  shares,  par  value  $0.01  per 
share, following the exercise of 85,500 share options (year ended 2021: cash payment of $0.1 million in lieu of issuing shares 
after the exercise of 129,000 share options and year ended 2020: 6,869 new common shares issued to satisfy 17,500 options 
exercised). In November 2016, the board of directors of the Company (the “Board of Directors”) renewed the Company's Share 
Option  Scheme  (the  "Option  Scheme"),  originally  approved  in  November  2006.  The  Option  Scheme  permits  the  Board  of 
Directors,  at  its  discretion,  to  grant  options  to  employees,  officers  and  directors  of  the  Company  or  its  subsidiaries.  The  fair 
value  cost  of  options  granted  is  recognized  in  the  statement  of  operations,  and  the  corresponding  amount  is  credited  to 
additional paid in capital (See also Note 25: Share Option Plan).

F-45

 
 
 
 
 
 
 
 
 
 
 
 
 
On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  SFL’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  SFL  filed  a 
registration statement on Form F-3ASR (Registration No. 333-237971) to register the sale of up to 10,000,000 common shares 
pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms of the plan, we 
may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

In May 2020, we entered into an equity distribution agreement with BTIG LLC ("BTIG") under which the Company may, from 
time to time, offer and sell new ordinary shares having aggregate sales proceeds of up to $100.0 million through an ATM. In 
April 2022, we entered into an Amended and Restated ATM with BTIG. Under this agreement, the prior ATM established in 
May  2020  was  terminated  and  replaced  with  a  renewed  ATM  program,  under  which  we  may  continue  to  offer  and  sell  new 
common shares having aggregate sales proceeds of up to $100.0 million, from time to time through BTIG.

No  new  common  shares  were  issued  and  sold  under  the  DRIP  and  ATM  arrangements  during  the  year  ended  December  31, 
2022. During the year ended December 31, 2021, the Company issued and sold 10.7 million shares under these arrangements 
and total proceeds of $89.4 million net of costs were received, resulting in a premium on issue of $89.3 million. During the year 
ended  December  31,  2020,  the  Company  issued  and  sold  8.4  million  shares  under  these  arrangements  and  total  proceeds  of 
$61.5 million net of costs were received, resulting in a premium on issue of $61.4 million.

In October 2021, the Company redeemed the full outstanding amount under the 5.75% senior unsecured convertible bonds due 
2021.  The  remaining  outstanding  principal  amount  of  $144.7  million  was  settled  in  cash.  The  bonds  were  convertible  into 
common shares. The initial conversion rate at the time of issuance was 56.2596 common shares per $1,000 bond, equivalent to 
a conversion price of approximately $17.7747 per share to the share price at the time. Since then, dividend distributions had 
increased the conversion rate to 65.8012, equivalent to a conversion price of approximately $15.1973 per share, at maturity of 
the  bond.  As  required  by  ASC  470-20  "Debt  with  conversion  and  Other  Options",  the  Company  calculated  the  equity 
component of the convertible bond, which was valued at $4.6 million and recorded as "Additional paid-in capital". During the 
year  ended  December  31,  2021,  the  Company  purchased  bonds  with  principal  amounts  totaling  $67.6  million.  The  equity 
component of these extinguished bonds was valued at $0.4 million and had been deducted from "Additional paid-in capital". 

In November 2016, in relation with the Company's issue in October 2016 of senior unsecured convertible bonds totaling $225 
million, the Company issued 8,000,000 new common shares, par value $0.01 per share. The shares were issued at par value and 
had been loaned to an affiliate of one of the underwriters of the bond issue, in order to assist investors in the bonds to hedge 
their position. In December 2021, the Company entered into a general share lending agreement with another counterparty and 
the  8,000,000  shares  were  transferred  into  their  custody.  It  was  determined  that  the  transaction  qualified  for  equity 
classification, and as of the date of inception and as of December 31, 2022 the fair value was determined to be nil (2021: nil).

At the Annual General Meeting of the Company held in August 2020, a resolution was passed to approve an increase of the 
Company’s  authorized  share  capital  from  $2,000,000  equivalent  to  200,000,000  common  shares  of  $0.01  par  value  each  to 
$3,000,000 equivalent to 300,000,000 common shares of $0.01 par value each by the authorization of an additional 100,000,000 
common shares of $0.01 par value each.

At the Annual General Meeting of the Company held in September 2018, a resolution was passed to approve an increase of the 
Company’s  authorized  share  capital  from  $1,500,000  divided  into  150,000,000  common  shares  of  $0.01  par  value  each  to 
$2,000,000 divided into 200,000,000 common shares of $0.01 par value each by the authorization of an additional 50,000,000 
common shares of $0.01 par value each.

In April 2018, the Company issued a total of 3,765,842 new common shares, par value $0.01 per share, from up to 7,000,000 
issuable  under  a  share  lending  arrangement  in  relation  with  the  Company's  issuance  of  4.875%  senior  unsecured  convertible 
bonds in April and May 2018. The shares issued have been loaned to affiliates of the underwriters of the bond issue in order to 
assist investors in the bonds to hedge their position. The bonds are convertible into common shares and mature on May 1, 2023. 
As required by ASC 470-20 "Debt with Conversion and Other Options", the Company calculated the equity component of the 
convertible bond, which was valued at $7.9 million at issue date and recorded as "Additional paid-in capital". (See Note 22: 
Short-Term  and  Long-Term  Debt).  During  the  year  ended  December  31,  2022,  the  Company  did  not  purchase  any  bonds. 
During the year ended December 31, 2021, the Company purchased bonds with principal amounts totaling $2.0 million. The 
equity  component  of  these  extinguished  bonds  was  valued  at  $0.1  million  and  has  been  deducted  from  "Additional  paid-in 
capital". 

During  the  year  ended  December  31,  2022,  $37.3  million  of  the  dividend  declared  was  paid  from  contributed  surplus  (year 
ended 2021:$77.6 million).

F-46

25. 

SHARE OPTION PLAN

In November 2006, the Board of Directors approved the Company's Share Option Scheme (the "Option Scheme"). The Option 
Scheme will expire in November 2026, following the renewal in November 2016. The terms and conditions remain unchanged 
from  those  originally  adopted  in  November  2006  and  permits  the  Board  of  Directors,  at  its  discretion,  to  grant  options  to 
employees, officers and directors of the Company or its subsidiaries. The fair value cost of options granted is recognized in the 
statement  of  operations,  and  the  corresponding  amount  is  credited  to  additional  paid-in  capital.  As  of  December  31,  2022 
additional paid-in capital was credited with $1.4 million relating to the fair value of options granted in January 2019, March 
2019, February 2020, May 2021 and February 2022.

In  February  2022,  the  Company  awarded  a  total  of  435,000  options  to  officers,  employees  and  directors,  pursuant  to  the 
Company's Share Option Scheme. The options have a five-year term and a three-year vesting period and the first options will be 
exercisable from February 2023 onwards. The initial strike price was $8.73 per share. 

The following summarizes share option transactions related to the Option Scheme in 2022, 2021 and 2020: 

Options outstanding at beginning of year

Granted

Exercised

Forfeited

2022

2021

2020

Weighted 
average 
exercise 
price $

Weighted 
average 
exercise 
price $

Options

Options

9.65 

  1,082,500 

10.56 

  835,000 

8.73 

  480,000 

8.79 

  350,000 

Options

  1,433,500 

  435,000 

(85,500)   

8.87 

  (129,000)   

— 

— 

— 

7.48 

— 

(17,500)   

(85,000)   

Options outstanding at end of year

  1,783,000 

8.55 

  1,433,500 

9.65 

  1,082,500 

Weighted 
average 
exercise 
price $

10.72 

13.45 

8.63 

11.02 

10.56 

Exercisable at end of year

  919,667 

9.00 

  578,500 

10.02 

  418,167 

9.45 

The exercise price of each option is progressively reduced by the amount of any dividends declared. The above figures show 
the  average  of  the  reduced  exercise  prices  at  the  beginning  and  end  of  the  year  for  options  then  outstanding.  For  options 
granted, exercised or forfeited during the year, the above figures show the average of the exercise prices at the time the options 
were granted, exercised or forfeited, as appropriate.

The  fair  values  of  options  granted  are  estimated  on  the  date  of  the  grant,  using  the  Black-Scholes-Merton  option  valuation 
model. The fair values are then expensed over the periods in which the options vest. The weighted average fair value of options 
granted in 2022 was $3.06 per share as of grant date (2021: $2.87; 2020: $1.76). The weighted average assumptions used to 
calculate  the  fair  values  of  the  new  options  granted  in  2022  were  (a)  risk  free  interest  rate  of  1.80%  (2021:  0.33%;  2020: 
1.40%); (b) expected share price volatility of 45.6% (2021: 44.6%; 2020: 21.6%); (c) expected dividend yield of 0% (2021: 0%; 
2020: 0%) and (d) expected life of options 3.5 years (2021: 3.5 years; 2020: 2.0 years).

The total intrinsic value of 85,500 options exercised in 2022 was $0.1 million on the day of exercise and the Company issued a 
total of 10,786 new common shares in full satisfaction of this intrinsic value, with no cash exchanges. 

The total intrinsic value of 129,000 options exercised in 2021 was $0.1 million on the day of exercise and the Company made a 
cash payment of $0.1 million in lieu of issuing shares under the Option Scheme. 

The total intrinsic value of 17,500 options exercised in 2020 was $0.2 million on the day of exercise and the Company issued a 
total of 6,869 new common shares in full satisfaction of this intrinsic value, with no cash exchanges. 

As  of  December  31,  2022,  there  are  919,667  options  fully  vested  but  not  exercised  (2021:  578,500  options;  2020:  418,167 
options)  and  their  intrinsic  value  amounted  to  $0.2  million  (2021:$0.0  million;  2020:  $0.0  million).  The  weighted  average 
remaining term of the vested exercisable options is 1.7 years as of December 31, 2022.

F-47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2022,  the  unrecognized  compensation  costs  relating  to  non-vested  options  granted  under  the  Option 
Scheme was $1.0 million (2021: $1.0 million; 2020: $0.7 million) and their intrinsic value amounted to $1.0 million (2021: $0.0 
million; 2020: $0.0 million). This cost will be recognized over the remaining vesting periods, which average 1.2 years (2021: 
0.9 years; 2020: 0.7 years).

During  the  year  ended  December  31,  2022,  the  Company  recognized  a  net  expense  of  $1.4  million  in  compensation  cost 
relating to the stock options (year ended 2021: $1.0 million; year ended 2020: $0.9 million).

26. 

RELATED PARTY TRANSACTIONS

The  Company  has  had  transactions  with  the  following  related  parties,  being  companies  in  which  our  principal  shareholder 
Hemen Holding and companies associated with Hemen have, or had, a significant direct or indirect interest:

– 

– 

– 

– 

– 

– 

– 

– 

– 

– 

Frontline 

Frontline Shipping

Seadrill (1)

Golden Ocean 

Seatankers Management Co. Ltd. (“Seatankers”)

Front Ocean Management AS and Front Ocean Management Ltd. (collectively “Front Ocean”)

NorAm Drilling

ADS Maritime Holding

River Box

Sloane Square Capital Holdings Ltd. (“Sloane Square Capital”)

(1) From February 2022, Seadrill was determined to no longer be a related party following its emergence from bankruptcy (see 
below).

The  Consolidated  Balance  Sheets  include  the  following  amounts  due  from  and  to  related  parties  and  associated  companies, 
excluding investment in direct financing lease balances. (Refer to Note 18: Investments in Sales-Type Leases, Direct Financing 
Leases and Leaseback Assets). 

F-48

 
(in thousands of $)

Amounts due from:

Frontline

Seadrill

Golden Ocean

Seatankers

Sloane Square Capital

River Box

Other related parties

Allowance for expected credit losses*

Total amount due from related parties

Loans to related parties - associated companies, long-term

River Box

Total loans to related parties - associated companies, long-term

Amounts due to:

Frontline Shipping

Frontline

Golden Ocean

Other related parties

Total amount due to related parties

2022

2021

3,854 

— 

374 

— 

183 

10 

1 

3,633 

3,643 

4,453 

77 

— 

5 

1 

(30)   

4,392 

(3,255) 

8,557 

45,000 

45,000 

1,788 

2 

141 

5 

1,936 

45,000 

45,000 

1,252 

2 

36 

5 

1,295 

*See Note 3: Recently Issued Accounting Standards and Note 28: Allowance for Expected Credit Losses.

River Box was a previously wholly owned subsidiary of the Company. It holds investments in direct financing leases, through 
its subsidiaries, related to the 19,200 and 19,400 TEU containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. On 
December  31,  2020,  the  Company  sold  50.1%  of  the  shares  of  River  Box  to  a  subsidiary  of  Hemen,  a  related  party.  Net 
proceeds of $17.5 million were received for the shares, resulting in a net gain of $1.9 million on the sale. The Company has 
accounted  for  the  remaining  49.9%  ownership  in  River  Box  using  the  equity  method.  (Refer  to  Note  19:  Investment  in 
Associated Companies).

The two drilling units owned by the Company, Linus and Hercules, were leased to subsidiaries of Seadrill, previously a related 
party. Linus was redelivered from Seadrill in September 2022 and Hercules was redelivered from Seadrill in December 2022. 
SFL also owned the drilling unit West Taurus, which was also on charter to a subsidiary of Seadrill until the first quarter of 
2021. Because the main assets of SFL Deepwater, SFL Hercules and SFL Linus were the subject of leases which each include 
both fixed price call options and a fixed price purchase obligation or put option, they were previously determined to be variable 
interest entities in which the Company was not the primary beneficiary and therefore accounted for as investments in associated 
companies. (Refer to Note 19: Investment in Associated Companies). 

In September and October 2020, Seadrill failed to pay hire when due under the leases for the three drilling units. The overdue 
hires together with certain other events, constituted an event of default. 

In February 2021, Seadrill and most of its subsidiaries filed Chapter 11 cases in the Southern District of Texas. SFL and certain 
of its subsidiaries entered into court approved interim agreements with Seadrill relating to two of the Company’s drilling rigs, 
Linus and Hercules. 

The lease to West Taurus was rejected by the court in March 2021 and the rig was redelivered by Seadrill to SFL in the second 
quarter  of  2021.  In  March  2021,  the  Company  signed  an  agreement  for  the  recycling  of  the  rig  at  a  facility  in  Turkey  and 
delivered  the  rig  to  the  recycling  facility  in  September  2021.  The  asset  was  derecognized  on  disposal  and  a  net  loss  of 
$0.6 million was recorded in relation to the recycling of the rig. (Refer to Note 9: Gain on Sale of Assets and Termination of 
Charters).

F-49

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On February 22, 2022, Seadrill announced that it has emerged from Chapter 11 after successfully completing its reorganization. 
Upon emergence a new independent board of directors assumed leadership of the new parent company of the Seadrill group, 
which is referred to as Seadrill 2021 Limited. Hemen's shareholding in Seadrill 2021 Limited post-emergence from bankruptcy 
is  also  below  1%.  Consequently,  SFL  determined  that  Seadrill  is  no  longer  a  related  party  following  the  emergence  from 
bankruptcy.

During  the  year  ended  December  31,  2021  and  following  amendments  to  the  Hercules  bareboat  charter  and  loan  facility 
agreements, SFL Hercules was determined to no longer be a variable interest entity and was consolidated from August 2021. 
During the year ended December 31, 2020, following changes to the loan agreement, the Company was determined to be the 
primary  beneficiary  of  SFL  Linus  and  was  consolidated  from  October  2020.  SFL  Deepwater  was  also  consolidated  from 
October 2020 as the Company was deemed to be the primary beneficiary from this date. 

Related party leasing and service contracts

The  Company  owned  two  VLCCs  accounted  for  as  direct  financing  leases,  which  were  leased  to  Frontline  Shipping.  As  of 
December 31, 2021, the balance of net investments in direct financing leases with Frontline Shipping was $69.8 million before 
credit loss provision, of which $6.5 million represented short-term maturities. During the year ended December 31, 2022, the 
vessels were sold and delivered to an unrelated third party and a gain of $1.5 million was recognized on the sale of the vessels. 
The  Company  also  received  an  additional  compensation  payment  of  $4.5  million  from  Frontline  Shipping,  for  the  early 
termination of the corresponding charters. (See Note 9: Gain on Sale of Assets and Termination of Charters). 

As  of  December  31,  2022,  included  within  vessels,  rigs  and  equipment  chartered  under  operating  leases,  there  were  eight 
Capesize dry bulk carriers leased to a fully guaranteed subsidiary of Golden Ocean (2021: eight). As of December 31, 2022, the 
net book value of assets leased under operating leases to Golden Ocean was $162.1 million (2021: $181.3 million).

In  addition,  the  two  drilling  rigs  owned  by  the  Company  were  leased  to  subsidiaries  of  Seadrill,  previously  a  related  party, 
under operating leases. As of December 31, 2021, the net book value of the assets leased under operating leases to Seadrill was 
$599.3 million. Seadrill was determined to no longer be a related party following its emergence from bankruptcy on February 
22, 2022.

A summary of leasing revenues and repayments from Frontline Shipping, Golden Ocean and Seadrill is as follows:

(in millions of $)

Golden Ocean:

Operating lease income

Profit share

Frontline Shipping:

Direct financing lease interest income

Direct financing lease service revenue

Direct financing lease repayments

Profit share

Seadrill:

Direct financing lease interest income

Direct financing lease repayments

Operating lease income

2022

52.3 

3.0 

0.4 

1.7 

1.8 

— 

— 

— 

17.8 

2021

50.5 

9.8 

1.5 

6.6 

6.3 

0.3 

3.7 

2.7 

28.9 

2020

52.0 

— 

1.7 

6.9 

6.5 

18.6 

3.5 

2.8 

— 

F-50

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In June 2015, amendments were made to the charter agreements relating to 17 vessels. The amendments, which are effective 
from July 1, 2015, and do not affect the duration of the leases, include reductions in the daily time charter rates to $20,000 per 
day for VLCCs and $15,000 per day for Suezmax tankers. As consideration for the agreed amendments, the Company received 
55 million shares, (which was reduced to 11 million shares in February 2016 after Frontline enacted a 1-for-5 reverse stock split 
of its ordinary shares) and also an increase in the profit sharing percentage (see below). A dividend restriction was introduced 
on  Frontline  Shipping  whereby  it  can  only  make  distributions  to  its  parent  company  if  it  can  demonstrate  it  meets  certain 
conditions. During the year ended December 31, 2020, the Company sold approximately 2.0 million shares. The Company also 
had  a  forward  contract  to  repurchase  the  remaining  1.4  million  shares  of  Frontline  at  a  repurchase  price  of  $16.7  million 
including  accrued  interest.  The  transaction  had  been  accounted  for  as  a  secured  borrowing,  with  the  shares  transferred  to 
'Marketable securities pledged to creditors' and a liability recorded within debt. In September 2022, the Company settled the 
forward contract in full and recorded the sale of the 1.4 million shares and extinguishment of the corresponding debt of $15.6 
million.  The  net  amount  outstanding  as  of  December  31,  2022  was  $0.0  million  (2021:  $15.6  million).  A  net  gain  of  $4.6 
million  was  recognized  in  the  Statements  of  Operations  in  respect  of  the  settlement.  (See  Note  12:  Investments  in  Debt  and 
Equity Securities).

In 2019, SFL entered into an agreement with Golden Ocean, where the Company agreed to finance EGCS installations on seven 
of the eight Capesize bulk carriers with an amount of up to $2.5 million per vessel, in return for increased charter hire of $1,535 
per day for the 1 January 2020 to 30 June 2025. The installations were completed during the year ended December 31, 2020, 
with the cost being capitalized into the value of the assets. Profits sharing arrangements were not changed.

In the year ended December 31, 2022, the Company had eight dry bulk carriers operating on time charters to a subsidiary of 
Golden Ocean, which include profit sharing arrangements whereby the Company earns a 33% share of profits earned by the 
vessels above threshold levels - see table above.

The Company also had a profit sharing arrangement related to the two VLCCs on charter to Frontline Shipping, whereby the 
Company  was  entitled  to  profit  sharing  of  50%  of  their  earnings  on  a  time  charter  equivalent  basis  from  their  use  of  the 
Company's  fleet  above  average  threshold  charter  rates  calculated  on  a  quarterly  basis.  The  Company  earned  and  recognized 
profit sharing revenue under the 50% arrangement - see table above. 

In  the  event  that  vessels  on  charter  to  the  Frontline  Shipping  are  agreed  to  be  sold,  the  Company  may  either  pay  or  receive 
compensation for the early termination of the lease. During the year ended December 31, 2022, the Company sold the VLCCs 
Front Energy and Front Force to an unrelated third party and a termination fee of $4.5 million was received from Frontline 
Shipping. (See Note 9: Gain on Sale of Assets and Termination of Charters). 

As of December 31, 2022, the Company owed a total of $1.8 million (2021: $1.3 million) to Frontline Shipping in respect of 
vessel management fees, technical supervision fees and items relating to the operation of the vessels.

As of December 31, 2022, the Company was owed $3.9 million (2021: $3.6 million) by Frontline in respect of various short-
term items, including administration recharges and items relating to the operation of vessels trading in a pool with two vessels 
owned by Frontline.

The  vessels  leased  to  Frontline  Shipping  were  on  time  charter  terms  and  for  each  such  vessel  the  Company  paid  a  fixed 
management/operating  fee  of  $9,000  per  day  to  Frontline  Management  (Bermuda)  Ltd.  (“Frontline  Management”),  a  wholly 
owned subsidiary of Frontline. No further fees were paid to Frontline Management after April 2022, following the sale of the 
final two vessels on charter to Frontline Shipping. 

In addition, during the year ended December 31, 2022, the Company also had 23 container vessels, seven dry bulk carriers, nine 
Suezmax  tankers,  three  car  carriers,  six  product  tankers  and  two  chemical  tankers  operating  on  time  charter  or  in  the  spot 
market, for which the supervision of the technical management was sub-contracted to Frontline Management. Management fees 
incurred are included in the table below.

The vessels leased to a subsidiary of Golden Ocean are on time charter terms and for each vessel the Company pays a fixed 
management/operating  fee  of  $7,000  per  day  to  Golden  Ocean  Management.  Management  fees  incurred  are  included  in  the 
table below. Management fees are classified as vessel operating expenses in the Consolidated Statements of Operations.

F-51

 
 
In addition to leasing revenues and repayments, the Company incurred fees with related parties. The Company pays Frontline 
and its subsidiaries a management fee of 1.25% of chartering revenues in relation to two Suezmax tankers operating in the spot 
market and a fixed management fee of $150 per day in relation to six product tankers and nine Suezmax tankers. The Company 
pays  fees  to  Frontline  Management  for  administrative  services,  including  corporate  services,  and  fees  to  Seatankers  for  the 
provision  of  advisory  and  support  services.  The  Company  also  pays  fees  to  Seatankers  Management  Norway  AS  for  the 
provision of office facilities in Oslo, fees to Golden Ocean Shipping Co Pte. Ltd. and Frontline Shipping Singapore Pte Ltd. for 
the provision of office facilities in Singapore, fees to Frontline Corporate Services Ltd for the provision of office facilities in 
London and Golden Ocean for administrative services.

(in thousands of $)

Frontline:

Vessel Management Fees

Newbuilding Supervision Fees

Commissions and Brokerage

Administration Services Fees

Golden Ocean:

Vessel Management Fees

Operating Management Fees

Administration Services Fees

Seatankers:

Administration Services Fees*

Front Ocean:

Administration Services Fees

Office Facilities:

Seatankers Management Norway AS

Frontline Management AS

Frontline Corporate Services Ltd.

Frontline Shipping Singapore Pte Ltd.

Golden Ocean Shipping Co Pte. Ltd.

Flex LNG Management Ltd

December 31, 2022 December 31, 2021 December 31, 2020

Year ended

3,679 

1,030 

498 

7 

7,794 

132 

260 

159 

8,893 

— 

364 

82 

20,440 

20,440 

20,496 

22 

— 

428 

483 

106 

341 

93 

— 

80 

3 

389 

56 

226 

23 

112 

252 

187 

19 

— 

— 

887 

70 

520 

— 

94 

186 

226 

— 

— 

— 

River Box 

45

45 

* During the year ended December 31, 2021, a credit note of $0.3 million was received in relation to 2020 fees paid.

Related party loans – associated companies 

A summary of loans entered into with the associated companies are as follows: 

(in millions of $) 

Loans granted

Loans outstanding as of December 31, 2022

The loan to River Box is a fixed interest rate loan and is repayable in full on November 16, 2033, or earlier if the company sells 
its assets.

F-52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income received on the loans to associated companies is as follows: 

(in millions of $)

River Box 

SFL Deepwater

SFL Hercules

SFL Linus

December 31, 2022 December 31, 2021 December 31, 2020

Year ended

4.6

—  

—  

—  

4.6

—   

2.4   

—   

—

3.8 

3.6 

4.5 

Related party purchases and sales of vessels 

During the year ended December 31, 2021, the Company entered into agreement to acquire four Aframax LR2 product tankers 
from affiliates of Frontline, for an aggregate amount of $160.0 million. Two of the vessels were delivered in December 2021 
and the remaining two vessels were delivered in January 2022 and February 2022. Upon delivery, the vessels commenced their 
long term charters to a third party.

In the years ended December 31, 2022 and December 31, 2021, there were no vessels sold to related parties.

Long-term receivables from related parties

During the year ended December 31, 2020, Frontline Shipping redeemed in full the loan note received by the Company on the 
sale of one VLCC in 2018. The aggregate amount received on redemption was $8.9 million and a gain of $4.4 million arose on 
settlement. Interest of $0.1 million was received during the year ended December 31, 2020.

During the year ended December 31, 2020, Frontline redeemed in full the loan notes received by the Company on the sale of 
four VLCCs in 2018. The aggregate amount received on redemption was $11.0 million. At the time of the redemption, the loan 
notes had a carrying value of $11.0 million, and a gain of $0.0 million arose on disposal. Interest of $0.1 million was received 
during the year ended December 31, 2020.

Other related party transactions 

In February 2020, the Company delivered the 2002-built VLCC Front Hakata to an unrelated third party for sale proceeds of 
$33.5 million. Furthermore, the Company agreed with Frontline Shipping to terminate the long-term charter for the vessel upon 
the  sale  and  delivery,  and  paid  $3.2  million  compensation  for  early  termination  of  the  charter.  A  gain  of  $1.4  million  was 
recognized on the sale during the year ended December 31, 2020. 

In August 2018, the Company acquired approximately 4 million shares in ADS Maritime Holding, a newly formed company 
trading on the Oslo Merkur Market. The shares were purchased for $10.0 million, and had a fair value of $8.9 million as of 
December  31,  2020.  (Refer  to  Note  12:  Investments  in  Debt  and  Equity  Securities).  These  shares  represented  17%  of  the 
outstanding  shares  in  the  company.  During  the  year  ended  December  31,  2021,  the  Company  received  a  capital  dividend  of 
approximately $8.8 million from ADS Maritime Holding following the sale of its remaining two vessels. Also during the year 
ended  December  31,  2021,  the  Company  sold  its  remaining  shares  in  ADS  Maritime  Holding  for  a  consideration  of 
approximately $0.8 million, recognizing a gain of $0.7 million on disposal. (Refer to Note 12: Investments in Debt and Equity 
Securities).

In  November  2016,  the  Company  acquired  approximately  12  million  shares  in  NorAm  Drilling  for  a  consideration  of 
approximately $0.7 million. In November 2018, NorAm Drilling undertook a share consolidation of 20:1, resulting in a revised 
investment  of  601,023  shares.  On  the  same  day  NorAm  Drilling  participated  in  a  rights  issue,  increasing  the  Company's 
investment  in  shares  by  approximately  0.6  million  shares.  In  December  2018,  the  Company  acquired  an  additional  41,756 
shares bringing the total investment in NorAm Drilling to approximately 1.3 million shares with a fair value of $3.9 million. As 
of December 31, 2022 the fair value of the investment was $7.3 million. (Refer to Note 12: Investments in Debt and Equity 
Securities).

F-53

The Company held within "Investments in Debt and Equity Securities" senior secured corporate bonds in NorAm Drilling. In 
2018,  the  Company  redeemed  a  total  of  approximately  0.5  million  units  at  par  value  and  recorded  no  gain  or  loss  on 
redemption.  In  the  year  ended  December  31,  2019,  the  Company  partially  disposed  of  its  investment  in  NorAm  Drilling 
securities  at  par  value  of  $0.3  million.  As  of  December  31,  2021,  the  fair  value  of  the  remaining  holding  was  $4.6  million. 
During the year ended December 31, 2022, the Company redeemed the remaining balance of its investment in NorAm Drilling 
securities  at  par  value.  The  Company  recorded  no  gain  or  loss  on  redemption  of  the  bonds.  The  accumulated  gain  of  $0.5 
million  previously  recognized  in  other  comprehensive  income  was  recognized  in  the  Consolidated  Statements  of  Operations. 
(Refer to Note 12: Investments in Debt and Equity Securities).

Dividends and interest income received from shares held in and secured notes issued by related parties: 

(in thousands of $)

Dividends received 

ADS Maritime Holding

Frontline

NorAm Drilling

Interest income received

NorAm Drilling 

December 31, 2022

December 31, 2021

December 31, 2020

Year ended 

—   

—   

128   

463   

—   

—   

—   

443   

2,930 

3,100 

— 

420 

27. 

FINANCIAL INSTRUMENTS

In certain situations, the Company may enter into financial instruments to reduce the risk associated with fluctuations in interest 
rates and exchange rates. The Company has a portfolio of swaps which swap floating rate interest to fixed rate, and which also 
fix the Norwegian kroner to US dollar exchange rate applicable to the interest payable and principal repayment on the NOK 
bonds. From a financial perspective these swaps hedge interest rate and exchange rate exposure. As of December 31, 2022, the 
counterparties to such contracts are DNB Bank ASA, Nordea Bank Finland Plc., Skandinaviska Enskilda Banken AB (publ), 
Danske Bank A/S and Sumitomo Mitsui Banking Corporation. Credit risk exists to the extent that the counterparties are unable 
to perform under the contracts, but this risk is considered not to be substantial as the counterparties are all banks which have 
provided the Company with loans.

The following tables present the fair values of the Company's derivative instruments that were designated as cash flow hedges 
and qualified as part of a hedging relationship, and those that were not designated: 

(in thousands of $)
Designated derivative instruments -short-term assets:

Interest rate swaps

Non-designated derivative instruments -short-term assets:

Interest rate swaps

Total derivative instruments -short-term assets
Designated derivative instruments -long-term assets:

Interest rate swaps
Cross currency swaps

Non-designated derivative instruments -long-term assets:

Interest rate swaps

Total derivative instruments - long-term assets

2022

2021

1,229 

707 
1,936 

12,963 
— 

13,753 
26,716 

— 

— 
— 

2,077 
1,019 

88 
3,184 

F-54

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands of $)

Designated derivative instruments -short-term liabilities:

Interest rate swaps

Cross currency interest rate swaps

Cross currency swaps

Non-designated derivative instruments -short-term liabilities:

Interest rate swaps

Total derivative instruments - short-term liabilities

Designated derivative instruments -long-term liabilities:

Interest rate swaps

Cross currency interest rate swaps

Cross currency swaps

Non-designated derivative instruments -long-term liabilities:

Interest rate swaps

Cross currency swaps

Total derivative instruments - long-term liabilities

Interest rate risk management 

2022

2021

— 

2,260 

14,601 

— 

16,861 

— 

4,054 

10,233 

— 

70 

14,357 

68 

— 

— 

670 

738 

2,316 

2,685 

10,038 

2,159 

11 

17,209 

The Company manages its debt portfolio with interest rate swap agreements denominated in U.S. dollars and Norwegian kroner 
to  achieve  an  overall  desired  position  of  fixed  and  floating  interest  rates.  As  of  December  31,  2022,  the  Company  and  its 
consolidated subsidiaries had entered into interest rate swap transactions, involving the payment of fixed rates in exchange for 
LIBOR  or  NIBOR,  as  summarized  below.  The  summary  includes  all  swap  transactions,  most  of  which  are  hedges  against 
specific loans. 

Notional Principal (in thousands of $)

$100,000 (remaining at $100,000)

$56,000 (remaining at $56,000)

$14,699 (equivalent to NOK128 million)

$11,254 (equivalent to NOK100 million)

$30,000 (remaining at $30,000)

$48,332 (equivalent to NOK420 million)

$100,000 (remaining at $100,000)

$67,500 (remaining at $67,500)
$127,668 (reducing to $92,233)

Trade date

March 2013

June 2019

June 2019

August 2019

May 2019

May 2019

August 2019

January 2020
April 2020

Maturity date

Fixed interest rate

April 2023

1.85% - 1.97% 

September 2023

1.84% †

September 2023

6.70% - 6.77% *

September 2023

June 2024

June 2024

August 2029

October 2024
January 2025

6.378% *

2.15% †

6.85% - 6.90% *

1.45% - 1.60%

1.40% †

0.46% - 0.47%

*  These  swaps  relate  to  the  NOK700  million  and  NOK700  million  unsecured  bonds  due  2023  and  2024  respectively, 

whereby the fixed interest rate paid is exchanged for NIBOR plus the margin on the bond. 

†  These swaps relate to the NOK700 million, NOK700 million and NOK600 million unsecured bonds due 2023, 2024 and 
2025 respectively, where a fixed interest rate is paid in exchange for LIBOR excluding margin on the underlying bonds. 

The total net notional principal amount subject to interest swap agreements as of December 31, 2022, was $0.6 billion (2021: 
$0.7 billion).

Foreign currency risk management 

The Company is party to currency swap transactions, involving the payment of U.S. dollars in exchange for Norwegian kroner 
and  the  payment  of  Norwegian  kroner  in  exchange  for  U.S.  dollars,  which  are  designated  as  hedges  against  the  NOK700 
million, NOK700 million and NOK600 million senior unsecured bonds due 2023, 2024 and 2025 respectively. 

F-55

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Principal Receivable

Principal Payable

NOK600 million

NOK100 million

NOK700 million

NOK600 million

US$76.8 million

US$11.3 million

US$80.5 million

US$67.5 million

Trade date

Maturity date

September 2018

September 2023

August 2019

September 2023

May 2019

June 2024

January 2020

January 2025

Apart  from  the  NOK700  million,  NOK700  million  and  NOK600  million  senior  unsecured  bonds  due  2023,  2024  and  2025, 
respectively, the majority of the Company's transactions, assets and liabilities are denominated in U.S. dollars, the functional 
currency of the Company. Other than the corresponding currency swap transactions summarized above, the Company has not 
entered into forward contracts for either transaction or translation risk. Accordingly, there is a risk that currency fluctuations 
could have an adverse effect on the Company's cash flows, financial condition and results of operations.

Fair Values 

The  carrying  value  and  estimated  fair  value  of  the  Company's  financial  assets  and  liabilities  as  of  December  31,  2022,  and 
2021, are as follows: 

(in thousands of $)

Non-derivatives:

Available-for-sale debt securities

Equity Securities

Equity securities pledged to creditors
NOK700 million senior unsecured floating rate bonds 
due 2023
NOK700 million senior unsecured floating rate bonds 
due 2024
NOK600 million senior unsecured floating rate bonds 
due 2025

4.875% unsecured convertible bonds due 2023

7.25% unsecured sustainability linked bonds due 2026

Derivatives:

Interest rate/ currency swap contracts – short-term 
receivables
Interest rate/ currency swap contracts – long-term 
receivables
Interest rate/ currency swap contracts – short-term 
payables
Interest rate/ currency swap contracts – long-term 
payables

2022

2022

2021

2021

Carrying value

Fair value Carrying value

Fair value

— 

7,283 

— 

— 

7,283 

— 

9,680 

1,292 

10,238 

9,680 

1,292 

10,238 

71,243 

71,421 

79,507 

79,586 

70,734 

70,734 

78,939 

79,077 

60,048 

137,900 

150,000 

60,348 

137,211 

144,188 

61,334 

137,900 

150,000 

60,133 

138,727 

153,563 

1,936 

1,936 

— 

— 

26,716 

26,716 

3,184 

3,184 

16,861 

16,861 

738 

738 

14,357 

14,357 

17,209 

17,209 

The  above  short-term  receivables  relating  to  interest  rate/  currency  swap  contracts  as  of  December  31,  2022,  include  $0.7 
million which relates to non-designated swap contracts (2021: $0.0 million), with the balance relating to designated hedges. The 
above long-term receivables relating to interest rate/ currency swap contracts as of December 31, 2022, include $13.8 million 
which relates to non-designated swap contracts (2021: $0.1 million), with the balance relating to designated hedges. The above 
short-term  payables  relating  to  interest  rate/  currency  swap  contracts  as  of  December  31,  2022,  include  $0.0  million  which 
relates to non-designated swap contracts (2021: $0.7 million), with the balance relating to designated hedges. The above long-
term payables relating to interest rate/ currency swap contracts as of December 31, 2022, include $0.1 million which relates to 
non-designated swap contracts (2021: $2.2 million), with the balance relating to designated hedges. 

In accordance with the accounting policy relating to interest rate and currency swaps (See Note 2: Accounting Policies), and 
following the adoption of ASU 2017-12, where the Company has designated the swap as a hedge, changes in the fair values of 
interest rate swaps are recognized in other comprehensive income. Changes in the fair value of other swaps not designated as 
hedges are recognized in the Consolidated Statements of Operations.

F-56

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 The above fair values of financial assets and liabilities as of December 31, 2022, are measured as follows: 

Fair value measurements using

December 
31, 2022

Quoted Prices 
in Active 
Markets for 
Identical Assets

Significant 
Other 
Observable 
Inputs

Significant 
Unobservable 
Inputs

(Level 1)

(Level 2)

(Level 3)

(in thousands of $)

Assets:

Equity securities

Interest rate/ currency swap contracts – short-term 
receivables
Interest rate/ currency swap contracts - long-term receivables

Total assets

Liabilities:

7,283 

7,283 

1,936 

26,716 

35,935 

1,936 

26,716 

28,652 

7,283 

NOK700 million senior unsecured floating rate bonds due 
2023
NOK700 million senior unsecured floating rate bonds due 
2024
NOK600 million senior unsecured floating rate bonds due 
2025

4.875% unsecured convertible bonds due 2023

7.25% unsecured sustainability linked bonds due 2026

Interest rate/ currency swap contracts – short-term payables

Interest rate/ currency swap contracts – long-term payables

71,421 

71,421 

70,734 

70,734 

60,348 

137,211 

144,188 

60,348 

  137,211 

  144,188 

16,861 

14,357 

Total liabilities

  515,120 

483,902 

16,861 

14,357 

31,218 

The above fair values of financial assets and liabilities as of December 31, 2021, were measured as follows:

— 

— 

Fair value measurements using

December 
31, 2021

Quoted Prices 
in Active 
Markets for 
Identical Assets

Significant 
Other 
Observable 
Inputs

Significant 
Unobservable 
Inputs

(Level 1)

(Level 2)

(Level 3)

9,680 

1,292 
10,238 

4,619 

1,292 
10,238 

(in thousands of $)

Assets:

Available-for-sale debt securities

Equity securities
Equity securities pledged to creditors

Interest rate/ currency swap contracts – long-term receivables  

3,184 

Total assets

Liabilities:

NOK700 million senior unsecured floating rate bonds due 
2023
NOK700 million senior unsecured floating rate bonds due 
2024
NOK600 million senior unsecured floating rate bonds due 
2025
4.875% unsecured convertible bonds due 2023
7.25% unsecured sustainability linked bonds due 2026
Interest rate/ currency swap contracts – short-term payables
Interest rate/ currency swap contracts – long-term payables
Total liabilities

24,394 

16,149 

79,586 

79,586 

79,077 

79,077 

60,133 
  138,727 
  153,563 
738 
17,209 
  529,033 

60,133 
138,727 
153,563 

511,086 

F-57

5,061 

3,184 

8,245 

738 
17,209 
17,947 

— 

— 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ASC  Topic  820  "Fair  Value  Measurement  and  Disclosures"  ("ASC  820")  emphasizes  that  fair  value  is  a  market-based 
measurement, not an entity-specific measurement, and should be determined based on the assumptions that market participants 
would use in pricing the asset or liability. As a basis for considering market participant assumptions in fair value measurements, 
ASC  820  establishes  a  fair  value  hierarchy  that  distinguishes  between  market  participant  assumptions  based  on  market  data 
obtained from sources independent of the reporting entity (observable inputs that are classified within levels one and two of the 
hierarchy)  and  the  reporting  entity's  own  assumptions  about  market  participant  assumptions  (unobservable  inputs  classified 
within level three of the hierarchy).

Level  1  inputs  utilize  unadjusted  quoted  prices  in  active  markets  for  identical  assets  or  liabilities  that  the  Company  has  the 
ability to access. Level 2 inputs are inputs other than quoted prices included in level one that are observable for the asset or 
liability,  either  directly  or  indirectly.  Level  2  inputs  may  include  quoted  prices  for  similar  assets  and  liabilities  in  active 
markets, as well as inputs that are observable for the asset or liability, other than quoted prices, such as interest rates, foreign 
exchange rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs are unobservable inputs for 
the  assets  or  liabilities,  which  typically  are  based  on  an  entity's  own  assumptions,  as  there  is  little,  if  any,  related  market 
activity. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair 
value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest 
level input that is significant to the fair value measurement in its entirety. The Company's assessment of the significance of a 
particular  input  to  the  fair  value  measurement  in  its  entirety  requires  judgment,  and  considers  factors  specific  to  the  asset  or 
liability.

Investment in equity securities consist of NorAm Drilling shares traded in the OTC market at December 31, 2022. During the 
year ended December 31, 2022, the Company recorded the sale of its shares in Frontline, recognizing a gain of $4.6 million on 
disposal. (Refer to Note 12: Investments in Debt and Equity Securities).

During the year ended December 31, 2022, the available for sale corporate bonds held in NT Rig Holdco were fully redeemed. 
As of December 31, 2021, the Company determined that the bonds held in NT Rig Holdco valued at $5.1 million should be 
classified as Level 2 measurements. The fair value of these corporate bonds was based on the latest available quoted prices, but 
due to low levels of trading the Company concluded that level one classification was not appropriate as of December 31, 2021.

The estimated fair values for the floating rate NOK bonds due 2023, 2024 and 2025, the 4.875% unsecured convertible bonds 
and the 7.25% unsecured sustainability linked bonds due 2026 are based on the quoted market prices as of the balance sheet 
date.

The  fair  value  of  interest  rate  and  currency  swap  contracts  is  calculated  using  established  independent  valuation  techniques 
applied to contracted cash flows and LIBOR/NIBOR interest rates as of the balance sheet date.

Concentrations of risk 

There  is  a  concentration  of  credit  risk  with  respect  to  cash  and  cash  equivalents  to  the  extent  that  amounts  are  carried  with 
Skandinaviska  Enskilda  Banken,  ABN  AMRO,  Nordea,  Credit  Agricole  Corporate  and  Investment  Bank,  Danske  Bank  A/S, 
BNPP  Bank,  Credit  Suisse,  Morgan  Stanley  and  DNB  Bank.  However,  the  Company  believes  this  risk  is  remote,  as  these 
financial  institutions  are  established  and  reputable  establishments  with  no  prior  history  of  default.  The  Company  does  not 
require  collateral  or  other  securities  to  support  financial  instruments  that  are  subject  to  credit  risk  however  certain  of  the 
Company’s counterparties require the Company to periodically post collateral when the fair value of the financial instruments 
exceeds or is below specified thresholds. As of December 31, 2022 and 2021, the Company posted cash collateral related to 
derivative  instruments  under  its  collateral  security  arrangements  of  $8.8  million  and  $10.4  million,  respectively,  which  is 
recorded within Other long term assets in the consolidated balance sheets. (Refer to Note 17: Other Long Term Assets). The 
Company also sometimes enter into master netting and offset agreements with such counterparties. As of December 31, 2022, 
the  Company  has  International  Swaps  and  Derivatives  Association  (“ISDA”)  agreements  with  its  swap  counterparties  which 
contain netting provisions.

F-58

 
 
 
There is also a concentration of revenue risk with the below customers:

Charterer
Maersk A/S (“Maersk”)

Evergreen  Marine  Corporation  (Taiwan)  Ltd. 
and  its  affiliate  Evergreen  Marine  (Singapore) 
Pte Ltd. (collectively “Evergreen”)
Trafigura Maritime Logistics Pte Ltd 
(“Trafigura”)
Golden Ocean*

Conocophillips Skandinavia AS 
("Conocophillips")**
MSC

Number of 
Vessels /rigs 
chartered as of 
December 31, 
2022

% of 
consolidated 
operating 
revenues 
(Year ended 
December 31, 
2022)

Number of 
Vessels /rigs 
chartered as of 
December 31, 
2021

% of 
consolidated 
operating 
revenues 
(Year ended 
December 31, 
2021)

16
6

7

8
1

9

 31 %
 15 %

 9 %

 8 %
 3 %  

 1 %

15
6

3

8
— 

10

 32 %
 15 %

 — %

 12 %
 — %

 2 %

* Additionally see Note 26: Related Party Transactions.

** In September 2022, the drilling rig Linus was redelivered from Seadrill to SFL. Concurrently, the drilling contract of Linus 
with ConocoPhillips was assigned from Seadrill to the Company.

In  addition,  a  significant  portion  of  our  net  income  is  generated  from  our  associated  company,  River  Box,  which  was  a 
previously  wholly  owned  subsidiary  of  the  Company.  River  Box  holds  investments  in  direct  financing  leases,  through  its 
subsidiaries,  related  to  the  19,200  and  19,400  TEU  containerships  MSC  Anna,  MSC  Viviana,  MSC  Erica  and  MSC  Reef.  On 
December  31,  2020,  the  Company  sold  50.1%  of  the  shares  of  River  Box  to  a  subsidiary  of  Hemen,  a  related  party.  The 
Company has accounted for the remaining 49.9% ownership in River Box using the equity method. (See Note 19: Investment in 
Associated Companies). In the year ended December 31, 2022, income from River Box accounted for approximately 4% of our 
net income (2021: 5%).

As discussed in Note 26: Related Party Transactions, the Company, as of December 31, 2022, had net outstanding receivable 
balance on loans granted by the Company to River Box totaling $45.0 million (2021: $45.0 million). The loans granted by the 
Company  are  considered  not  impaired  as  of  December  31,  2022  due  to  the  fair  value  of  the  vessels  owned  by  River  Box 
exceeding the book values as of December 31, 2022.

28. 

ALLOWANCE FOR EXPECTED CREDIT LOSSES

The Company records an allowance for expected credit losses based on an assessment of the impact of current and expected 
future conditions, inclusive of the Company's estimate of the potential impacts of the COVID-19 pandemic, Russian-Ukrainian 
conflict and significant global inflationary pressures on credit losses. The effect of these are subject to significant judgment and 
may cause variability in the Company’s allowance for credit losses in future periods. Movements in the allowance for expected 
credit losses may result in gains as well as losses recorded in income as changes occur in the balances of our financial assets 
and the risk profiles of our counterparties. 

F-59

The following table presents the impact of the allowance for expected credit losses on the Company's balance sheet line items 
for the year ended December 31, 2022.

Trade 
receivables

Other 
receivables

Related 
Party 
receivables

Other long-
term assets

Total

(in thousands of $)
Balance as of December 31, 2021
Derecognition of Seadrill credit loss 
balances
Change in allowance recorded in 'other 
financial items'

Balance as of December 31, 2022

96   

—   

164   

260   

486   

3,255   

1,888   

6,988 

—   

(3,200)  

—   

—   

(3,200) 

418   

904   

(25)  

30   

(1,071)  

(8)  

192   

1,880   

(522) 

3,266 

Investment 
in sales-
type, direct 
financing 
leases and 
leaseback 
assets
1,263   

The  impact  of  the  allowance  for  expected  credit  losses  on  the  associates  is  disclosed  in  Note  19:  Investment  in  Associated 
Companies.

During the year ended December 31, 2022, credit loss balances of $3.2 million were derecognized as Seadrill emerged from 
Chapter  11  in  February  2022.  Also,  during  the  year  ended  December  31,  2022,  SFL  determined  that  Seadrill  is  no  longer  a 
related party following the emergence from bankruptcy. (See also Note 26: Related Party Transactions).

29. 

COMMITMENTS AND CONTINGENT LIABILITIES

Assets Pledged

(in millions of $)

Vessels, rigs and equipment, net

Investments in sales-type, direct financing leases and leaseback assets

Book value of consolidated assets pledged under ship mortgages

Assets with finance lease liabilities

(in millions of $)

Vessels under finance lease, net

Total book value

2022

2,460   

119   

2,579   

2022

615   

615   

2021

2,107 

203 

2,310 

2021

656 

656 

The  Company  has  funded  its  acquisition  of  vessels,  jack-up  rig  and  ultra-deepwater  drilling  unit  through  a  combination  of 
equity, short-term debt and long-term debt. Providers of long-term loan facilities usually require that the loans be secured by 
mortgages against the assets being acquired. As of December 31, 2022, the Company had $2.2 billion (2021: $1.9 billion) of 
outstanding principal indebtedness under various credit facilities and finance lease liabilities of $0.5 billion (2021: $0.5 billion).

The Company previously had a forward contract to repurchase 1.4 million shares of Frontline at a repurchase price of $16.7 
million  including  accrued  interest.  The  transaction  was  accounted  for  as  a  secured  borrowing,  with  the  shares  transferred  to 
'Marketable securities pledged to creditors' and a liability recorded within debt. In September 2022, the Company settled the 
forward  contract  in  full  and  recorded  the  sale  of  the  1.4  million  shares  and  extinguishment  of  the  corresponding  debt  of 
$15.6 million. The net amount outstanding as of December 31, 2022 was $0.0 million (December 31, 2021: $15.6 million). A 
net  gain  of  $4.6  million  was  recognized  in  the  Consolidated  Statements  of  Operations  in  respect  of  the  settlement.  (See  also 
Note  12:  Investments  in  Debt  and  Equity  Securities,  Note  22:  Short-term  and  Long-term  Debt  and  Note  26:  Related  Party 
Transactions).

F-60

 
 
 
 
 
 
 
 
 
 
Other Contractual Commitments and Contingencies

The Company has arranged insurance for the legal liability risks for its shipping activities with Gard P.& I. (Bermuda) Ltd., 
Assuranceforeningen  Skuld  (Gjensidig),  The  Steamship  Mutual  Underwriting  Association  Limited,  North  of  England  P&I 
Association Limited, The Standard Club Europe Ltd, The United Kingdom Mutual Steam Ship Assurance Association (Europe) 
Limited  and  The  Britannia  Steam  Ship  Insurance  Association  Limited,  all  of  which  are  mutual  protection  and  indemnity 
associations. The Company is subject to calls payable to the associations based on the Company’s claims record in addition to 
the claims records of all other members of the associations. A contingent liability exists to the extent that the claims records of 
the  members  of  the  associations  in  the  aggregate  show  significant  deterioration,  which  may  result  in  additional  calls  on  the 
members.

Capital commitments

As  of  December  31,  2022,  the  Company  had  committed  to  paying  approximately  $35.3  million  towards  the  procurement  of 
scrubbers on six vessels owned or leased-in by the Company, with installations expected to take place up to the end of 2024 
(December 31, 2021: no capital commitments). The cost is refundable by the charterer of the vessels.

As of December 31, 2022, the Company has committed to paying $1.6 million towards the installation of BWTS on two vessels 
from its fleet (December 31, 2021: $2.7 million on five vessels), with installations expected to take place up to 2023. 

As of December 31, 2022, the Company had commitments under shipbuilding contracts to construct four newbuilding dual-fuel 
7,000  CEU  car  carriers  designed  to  use  liquefied  natural  gas  ("LNG"),  totaling  to  $209.7  million  (December  31,  2021: 
$254.2 million). Two of the vessels are expected to be delivered in 2023 and will immediately commence a 10-year period time 
charter  with  Volkswagen  Group.  The  remaining  two  vessels  are  expected  to  be  delivered  in  2024  and  will  immediately 
commence  a  10-year  period  time  charter  with  K  Line.  (Refer  to  Note  15:  Capital  Improvements,  Newbuildings  and  Vessel 
Purchase Deposits).

There were no other material contractual commitments as of December 31, 2022.

The Company is routinely party both as plaintiff and defendant to lawsuits in various jurisdictions under charter hire obligations 
arising from the operation of its vessels in the ordinary course of business. The Company believes that the resolution of such 
claims will not have a material adverse effect on its results of operations or financial position. The Company has not recognized 
any contingent gains or losses arising from the pending results of any such lawsuits.

30.

CONSOLIDATED VARIABLE INTEREST ENTITIES

As of December 31, 2022, the Company's consolidated financial statements included 35 variable interest entities, all of which 
had  been  determined  that  the  Company  is  the  primary  beneficiary.  These  variable  interest  entities  are  all  wholly-owned 
subsidiaries and own vessels with existing charters during which related and third parties have fixed price options or obligations 
to purchase the respective vessels, at dates varying from May 2023 to November 2028. 

As  of  December  31,  2022,  eight  of  the  consolidated  variable  interest  entities  have  vessels  which  are  accounted  for  as 
investments  in  sales-type  leases,  direct  financing  leases  and  leaseback  assets.  As  of  December  31,  2022,  the  vessels  had  a 
carrying value of $103.0 million before credit loss provision, unearned lease income of $18.7 million and total option prices at 
the earliest exercise date of $84.3 million. The outstanding loan balances in these entities amounted to a total of $80.6 million, 
of which the short-term portion was $7.8 million as of December 31, 2022. 

As of December 31, 2022, 24 fully consolidated variable interest entities each own vessels which are accounted for as operating 
lease assets. As of December 31, 2022 the vessels had a total net book value of $958.0 million. The outstanding loan balances 
in these entities amounted to a total of $606.5 million, of which the short-term portion was $208.7 million as of December 31, 
2022.

The remaining three consolidated variable interest entities each own vessels which are accounted for as vessels under finance 
lease and had a total net book value of $251.7 million as of December 31, 2022. The outstanding total finance lease liabilities 
for these entities amounted to $190.8 million, of which the short-term portion was $22.0 million as of December 31, 2022.

F-61

 
 
31.

SUBSEQUENT EVENTS

In January 2023, the Company issued a new $150.0 million sustainability-linked senior unsecured bond with maturity in 2027. 
The proceeds will be used for refinancing of existing debt facilities and working capital purposes. 

In  January  2023,  the  Company  agreed  to  sell  a  2009-built  Suezmax  tanker,  Glorycrown,  for  gross  sales  proceeds  of 
$43.5 million. The vessel was delivered to the new owner on March 9, 2023.

On February 15, 2023, the Board of Directors declared a dividend of $0.24 per share which will be paid in cash on or around 
March 30, 2023 to shareholders of record as of March 15, 2023.

In February 2023, SFL awarded 440,000 options to its employees, officers and directors pursuant to the Company’s incentive 
program.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2024 onwards. The initial strike price was $10.34 per share.

F-62