Quarterlytics / Industrials / Marine Shipping / SFL Corporation Ltd. / FY2023 Annual Report

SFL Corporation Ltd.
Annual Report 2023

SFL · NYSE Industrials
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FY2023 Annual Report · SFL Corporation Ltd.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 20-F 

[ ☐  ]   REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g)
OF THE SECURITIES EXCHANGE ACT OF 1934

OR

For the fiscal year ended

December 31, 2023

[☒]    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

OR

[ ☐ ]  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

OR

[ ☐ ]  SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of event requiring this shell company report

...............................................................

For the transition period from  ___________________________to  ___________________________

Commission file number

001-32199

SFL Corporation Ltd.
(Exact name of Registrant as specified in its charter)

(Translation of Registrant's name into English)

Bermuda

(Jurisdiction of incorporation or organization)

Par-la-Ville Place 14 Par-la-Ville Road Hamilton HM 08 Bermuda

(Address of principal executive offices)

James Ayers

Par-la-Ville Place 14 Par-la-Ville Road Hamilton HM 08 Bermuda

(Name, Telephone, Email and/or Facsimile number and Address of Company Contact Person)

Tel: +1 (441) 295-9500  Fax: +1 (441) 295-3494

Securities registered or to be registered pursuant to section 12(b) of the Act

Title of each class

Trading Symbol

Name of each exchange on which registered

Common Shares, $0.01 Par Value

SFL

New York Stock Exchange

Securities registered or to be registered pursuant to section 12(g) of the Act.

None

(Title of Class)

 
 
 
 
 
Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act.

None

(Title of Class)

Indicate the number of outstanding shares of each of the issuer's classes of capital or common stock as of the close of the period covered by 
the annual report.

137,467,078   Common Shares, $0.01 Par Value

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

[ ☒ ] Yes  [  ] No

If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 
15(d) of the Securities Exchange Act of 1934.

Note – Checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Securities 
Exchange Act of 1934 from their obligations under those Sections.

[   ] Yes  [ ☒ ] No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days.

[ ☒ ] Yes  [   ] No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to 
Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

[ ☒ ] Yes  [   ] No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging growth 
company. See definition of "large accelerated filer", "accelerated filer", and "emerging growth company" in Rule 12b-2 of the Exchange Act.:

Large accelerated 

filer ☒

Accelerated filer ☐

Non-accelerated filer   ☐

Emerging growth company ☐

If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant 
has elected not to use the extended transition period for complying with any new or revised financial accounting standards† provided pursuant 
to Section 13(a) of the Exchange Act.  ☐

†  The  term  new  or  revised  financial  accounting  standard  refers  to  any  update  issued  by  the  Financial  Accounting  Standards  Board  to  its 
Accounting Standards Codification after April 5, 2012. 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its 
internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public 
accounting firm that prepared or issued its audit report     ☒

If  securities  are  registered  pursuant  to  Section  12(b)  of  the  Act,  indicate  by  check  mark  whether  the  financial  statements  of  the  registrant 
included in the filing reflect the correction of an error to previously issued financial statements. ☐

Indicate  by  check  mark  whether  any  of  those  error  corrections  are  restatements  that  required  a  recovery  analysis  of  incentive-based 
compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing:

☒ U.S. GAAP

☐  International Financial Reporting Standards as 
issued by the International Accounting Standards 
Board

☐  Other

If "Other" has been checked in response to the previous question, indicate by check mark which financial statement item the registrant has 
elected to follow:

☐ Item 17  ☐ Item 18

If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

[ ☐  ] Yes  [ ☒ ] No

 
INDEX TO REPORT ON FORM 20-F 

PART I

PAGE

ITEM 1.

ITEM 2.

ITEM 3.

ITEM 4.

IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS

OFFER STATISTICS AND EXPECTED TIMETABLE

KEY INFORMATION

INFORMATION ON THE COMPANY

ITEM 4A.

UNRESOLVED STAFF COMMENTS

ITEM 5.

ITEM 6.

ITEM 7.

ITEM 8.

ITEM 9.

ITEM 10.

ITEM 11.

ITEM 12.

ITEM 13.

ITEM 14.

ITEM 15.

ITEM 16

OPERATING AND FINANCIAL REVIEW AND PROSPECTS

DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES

MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS

FINANCIAL INFORMATION

THE OFFER AND LISTING

ADDITIONAL INFORMATION

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES

PART II

DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES

MATERIAL MODIFICATIONS TO THE RIGHTS OF SECURITY HOLDERS AND USE OF 
PROCEEDS
CONTROLS AND PROCEDURES

[RESERVED]

ITEM 16A.

AUDIT COMMITTEE FINANCIAL EXPERT

ITEM 16B.

CODE OF ETHICS

ITEM 16C.

PRINCIPAL ACCOUNTANT FEES AND SERVICES

ITEM 16D.

EXEMPTIONS FROM THE LISTING STANDARDS FOR AUDIT COMMITTEES

ITEM 16E.

ITEM 16F.

PURCHASE OF EQUITY SECURITIES BY THE ISSUER AND AFFILIATED 
PURCHASERS
CHANGE IN REGISTRANT'S CERTIFYING ACCOUNTANT

ITEM 16G.

CORPORATE GOVERNANCE

ITEM 16H.

MINE SAFETY DISCLOSURE

ITEM 16J

INSIDER TRADING POLICIES

ITEM 16K

CYBERSECURITY

PART III

ITEM 17.

ITEM 18.

ITEM 19.

FINANCIAL STATEMENTS

FINANCIAL STATEMENTS

EXHIBITS

1

1

1

35

60

61

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109

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123

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i

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS

Matters discussed in this annual report and the documents incorporated by reference may constitute forward-looking statements. 
The Private Securities Litigation Reform Act of 1995 provides safe harbor protections for forward-looking statements in order 
to encourage companies to provide prospective information about their business. Forward-looking statements include, but are 
not limited to, statements concerning plans, objectives, goals, strategies, future events or performance, underlying assumptions 
and other statements, which are other than statements of historical facts.

SFL  Corporation  Ltd.  and  its  subsidiaries,  or  the  Company,  desires  to  take  advantage  of  the  safe  harbor  provisions  of  the 
Private  Securities  Litigation  Reform  Act  of  1995  and  is  including  this  cautionary  statement  pursuant  to  this  safe  harbor 
legislation. This report and any other written or oral statements made by the Company or on its behalf may include forward-
looking statements, which reflect the Company’s current views with respect to future events and financial performance and are 
not intended to give any assurance as to future results. When used in this document, the words “believe,” “anticipate,” “intend,” 
“estimate,” “forecast,” “project,” “plan,” “potential,” “will,” “may,” “should,” “expect,” “targets,” “likely,” “would,” “could” 
“seeks,”  “continue,”  “possible,”  “might,”  “pending”  and  similar  expressions,  terms  or  phrases  may  identify  forward-looking 
statements.

The  forward-looking  statements  herein  are  based  upon  various  assumptions,  many  of  which  are  based,  in  turn,  upon  further 
assumptions,  including,  without  limitation,  management’s  examination  of  historical  operating  trends,  data  contained  in  the 
Company’s  records  and  other  data  available  from  third  parties.  Although  the  Company  believes  that  these  assumptions  were 
reasonable when made, because these assumptions are inherently subject to significant uncertainties and contingencies which 
are  difficult  or  impossible  to  predict  and  are  beyond  its  control,  the  Company  cannot  assure  you  that  it  will  achieve  or 
accomplish these expectations, beliefs or projections.

Such statements reflect the Company’s current views with respect to future events and are subject to certain risks, uncertainties 
and  assumptions.  Should  one  or  more  of  these  risks  or  uncertainties  materialize,  or  should  underlying  assumptions  prove 
incorrect,  actual  results  may  vary  materially  from  those  described  herein  as  anticipated,  believed,  estimated,  expected  or 
intended. The Company is making investors aware that such forward-looking statements, because they relate to future events, 
are  by  their  very  nature  subject  to  many  important  factors  that  could  cause  actual  results  to  differ  materially  from  those 
contemplated.  In  addition  to  these  important  factors  and  matters  discussed  elsewhere  herein,  important  factors  that,  in  the 
Company’s view, could cause actual results to differ materially from those discussed in the forward-looking statements include, 
but are not limited to:

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the strength of world economies and currencies;
inflationary pressures and central bank policies intended to combat overall inflation and rising interest rates and foreign 
exchange rates;
the Company’s ability to generate cash to service its indebtedness;
the  Company’s  ability  to  continue  to  satisfy  its  financial  and  other  covenants,  or  obtain  waivers  relating  to  such 
covenants from its lenders under its credit facilities;
the availability of financing and refinancing, as well as the Company’s ability to obtain such financing or refinancing in 
the future to fund capital expenditures, acquisitions and other general corporate activities and the Company's ability to 
comply with the restrictions and other covenants in its financing arrangements;
the Company’s counterparties’ ability or willingness to honor their obligations under agreements with it;
general market conditions in the seaborne transportation industry, which is cyclical and volatile, including fluctuations in 
charter hire rates and vessel values;
prolonged or significant downturns in the tanker, dry-bulk carrier, container, car carrier and/or offshore drilling charter 
markets; 
the  volatility  of  oil  and  gas  prices,  which  effects,  among  other  things,  several  sectors  of  the  maritime,  shipping  and 
offshore  industries,  including  oil  transportation,  dry  bulk  shipments,  oil  products  transportation,  car  transportation  and 
drilling rigs;
a decrease in the value of the market values of the Company’s vessels and drilling rigs; 
an oversupply of vessels, including drilling rigs, which could lead to reductions in charter hire rates and profitability; 
any inability to retain and recruit qualified key executives, key employees, key consultants or skilled workers; 
the potential difference in interests between or among certain of the Company’s directors, officers, key executives and 
shareholders, including Hemen Holding Limited, or Hemen, our largest shareholder; 
the risks associated with the purchase of second-hand vessels; 
the aging of the Company’s fleet which could result in increased operating costs, impairment or loss of hire; 
the adequacy of insurance coverage for inherent operational risks, and the Company’s ability to obtain indemnities from 
customers, changes in laws, treaties or regulations;

ii

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changes in supply and generally the number, size and form of providers of goods and services in the markets in which 
the Company operates;
the  supply  of  and  demand  for  oil  and  oil  products  and  vessels,  including  drilling  rigs,  comparable  to  ours,  including 
against  the  background  of  the  possibility  of  accelerated  climate  change  transition  worldwide,  including  shifts  in 
consumer demand for other energy resources could have an accelerated negative effect on the demand for oil and thus its 
transportation and drilling;
changes in market demand in countries which import commodities and finished goods and changes in the amount and 
location of the production of those commodities and finished goods and resulting changes to trade patterns;
delays or defaults by the shipyards in the construction of our newbuildings;
technological innovation in the sectors in which we operate and quality and efficiency requirements from customers;
technology risk associated with energy transition and fleet/systems rejuvenation to alternative propulsions;
governmental  laws  and  regulations,  including  environmental  regulations,  that  add  to  our  costs  or  the  costs  of  our 
customers; 
potential liability from safety, environmental, governmental and other requirements and potential significant additional 
expenditures related to complying with such regulations; 
the  impact  of  increasing  scrutiny  and  changing  expectations  from  investors,  lenders,  charterers  and  other  market 
participants with respect to our Environmental, Social and Governance, or ESG, practices;
increased inspection procedures and more restrictive import and export controls;
the imposition of sanctions by the Office of Foreign Assets Control of the Department of the U.S. Treasury or pursuant 
to  other  applicable  laws  or  regulations  imposed  by  the  U.S.  government,  the  EU,  the  United  Nations  or  other 
governments against the Company or any of its subsidiaries;
compliance  with  governmental,  tax,  environmental  and  safety  regulation,  any  non-compliance  with  the  U.S.  Foreign 
Corrupt Practices Act of 1977 or other applicable regulations relating to bribery;
changes in the Company’s operating expenses, including bunker prices, drydocking and insurance costs;
fluctuations in currencies and interest rates such as Norwegian Inter-Bank Offer Rate, or NIBOR, and Secured Overnight 
Financing Rate, or SOFR;
the impact that any discontinuance, modification or other reform or the establishment of alternative reference rates may 
have on our floating interest rate debt instruments;
the volatility of prevailing spot market charter rates, which effects the amount of profit sharing payment the Company 
receives under charters with Golden Ocean Group Limited, or Golden Ocean, and other charters; 
the volatility of the price of the Company’s common shares; 
changes in the Company’s dividend policy; 
the future sale of the Company’s common shares or conversion of the Company’s convertible notes; 
the failure to protect the Company’s information security management system against security breaches, or the failure or 
unavailability of these systems for a significant period of time; 
the entrance into transactions that expose the Company to additional risk outside of its core business; 
difficulty managing planned growth properly; 
the Company’s incorporation under the laws of Bermuda and the different rights to relief that may be available compared 
to other countries, including the United States;
shareholders’ reliance on the Company to enforce the Company’s rights against contract counterparties; 
dependence  on  the  ability  of  the  Company’s  subsidiaries  to  distribute  funds  to  satisfy  financial  obligations  and  make 
dividend payments; 
the potential for shareholders to not be able to bring a suit against the Company or enforce a judgement obtained against 
the Company in the United States; 
treatment of the Company as a “passive foreign investment company” by U.S. tax authorities; 
being required to pay taxes on U.S. source income; 
the Company’s operations being subject to economic substance requirements; 
the exercise of a purchase option by the charterer of a vessel; 
potential  liability  from  future  litigation,  including  litigation  related  to  claims  raised  by  public-interest  organizations  or 
activism with regard to failure to adapt or mitigate climate impact;
increased cost of capital or limiting access to funding due to EU Taxonomy or relevant territorial taxonomy regulations; 
the  impact  on  the  demand  for  commercial  seaborne  transportation  and  the  condition  to  the  financial  markets  and  any 
noncompliance  with  the  amendments  by  the  International  Maritime  Organization  (“IMO”),  the  United  Nations  agency 
for maritime safety and the prevention of pollution by vessels, (the amendments hereinafter referred to as IMO 2020), to 
Annex VI to the International Convention for the Prevention of Pollution from Ships, 1973, as modified by the Protocol 
of  1978  relating  thereto,  collectively  referred  to  as  MARPOL  73/78  and  herein  as  MARPOL,  which  will  reduce  the 
maximum amount of sulfur that vessels may emit into the air and has applied to us since January 1, 2020;
the arresting or attachment of one or more of the Company’s vessels or rigs by maritime claimants;
damage to storage, receiving and other shipping inventories’ facilities;

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impacts of supply chain disruptions and market volatility surrounding the impacts of the Russian-Ukrainian conflict and 
the developments in the Middle East; 
potential requisition of the Company’s vessels or rigs by a government during a period of war or emergency; and
world  events,  political  instability,  international  sanctions  or  international  hostilities,  including  the  developments  in  the 
Ukraine region and in the Middle East, including the conflicts in Israel and Gaza, the Houthi attacks in the Red Sea and 
potential physical disruption of shipping routes as a result thereof.

This report may contain assumptions, expectations, projections, intentions and beliefs about future events. These statements are 
intended as forward-looking statements. The Company may also from time to time make forward-looking statements in other 
documents and reports that are filed with or submitted to the Commission, in other information sent to the Company’s security 
holders, and in other written materials. The Company also cautions that assumptions, expectations, projections, intentions and 
beliefs  about  future  events  may  and  often  do  vary  from  actual  results  and  the  differences  can  be  material.  The  Company 
undertakes no obligation to publicly update or revise any forward-looking statement contained in this report, whether as a result 
of new information, future events or otherwise, except as required by law.

iv

ITEM 1. 

IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS

Not Applicable.

PART I

ITEM 2.  OFFER STATISTICS AND EXPECTED TIMETABLE

Not Applicable.

ITEM 3.  KEY INFORMATION

Throughout this report, the "Company", "SFL ", "we", "us" and "our" all refer to SFL Corporation Ltd. and its subsidiaries. We 
use  the  term  deadweight  ton,  or  dwt,  in  describing  the  size  of  the  vessels.  Dwt,  expressed  in  metric  tons,  each  of  which  is 
equivalent to 1,000 kilograms, refers to the maximum weight of cargo and supplies that a vessel can carry. We use the term 
twenty-foot equivalent units, or TEU, in describing container vessels to refer to the number of standard twenty-foot containers 
that the vessel can carry, and we use the term car equivalent units, or CEU, in describing car carriers to refer to the number of 
standard cars that the vessel can carry. Unless otherwise indicated, all references to "USD," "US$" and "$" in this report are to, 
and amounts are presented in, U.S. dollars.

A. [RESERVED]

B. CAPITALIZATION AND INDEBTEDNESS

Not Applicable.

C. REASONS FOR THE OFFER AND USE OF PROCEEDS

Not Applicable.

D. RISK FACTORS

Our  assets  are  primarily  engaged  in  transporting  crude  oil  and  oil  products,  dry  bulk  and  containerized  cargoes,  freight  of 
rolling cargo, and in offshore drilling and related activities. The risk factors summarized in the Cautionary Statement Regarding 
Forward  Looking  Statements  and  Summary  of  Risk  Factors  and  detailed  below,  summarize  certain  risks  that  may  materially 
affect our business, financial condition or results of operations. Unless otherwise indicated in this annual report on Form 20-F, 
all information concerning our business and our assets is as of March 14, 2024.

Risk Factors Summary

The  principal  risks  that  could  adversely  affect,  or  have  adversely  affected,  our  Company’s  business,  operation  results  and 
financial conditions are categorized and detailed below.

– Risk Relating to Our Industry

Our assets operate within a variety of markets that are volatile and unpredictable. Several risk factors including but not limited 
to  our  global  and  local  market  presence  will  impact  our  widespread  operations.  We  are  exposed  to  regulatory,  statutory, 
operational, technical, counterpart, environmental and political risks, and other developments and regulations applicable to us 
and  our  industry  that  may  impact  and  or  disrupt  our  business.  Details  of  specific  risks  relating  to  our  industry  are  described 
below.

1

 
– Risks Relating to our Company

Our Company is subject to a significant number of external and internal risks. We are an entity incorporated in Bermuda with 
operations in different jurisdictions, markets and industries and, with numerous employees, shareholders, customers and other 
stakeholders  having  varying  interests,  and  this  broad  exposure  subjects  us  to  significant  risks.  We  also  engage  in  activities, 
operations and actions that could result in harm to our Company, and adversely affect our financial performance, position and 
our business. Details of specific risks relating to our Company are described below.

– Risk Relating to our Common Shares

Our common shares are subject to a significant number of external and internal risks. The market price of our common shares 
has  historically  been  unpredictable  and  volatile.  As  a  holding  company,  we  depend  on  the  ability  of  our  subsidiaries  to 
distribute funds to satisfy our financial and other obligations. As we are a foreign corporation, our shareholders may not have 
the same rights as a shareholder in a U.S. corporation may have. In addition, our shareholders may not be able to bring suit 
against us or enforce a judgement obtained in the U.S. against us since our offices and the majority of our assets are located 
outside  of  the  U.S.  Furthermore,  sales  of  our  common  shares  or  conversions  of  any  future  convertible  notes  could  cause  the 
market price of our common shares to decline. Details of specific risks relating to our common shares are described below.

Some  risks  are  static  while  other  risks  may  change  and  will  vary  depending  on  global  and  corporate  developments  that  may 
occur now or in the future. The risk factors below identify risks relating to our industry, Company and common shares. These 
risks may not cover all and future applicable risk factors applicable to the Company.

Risks Relating to Our Industry

The seaborne transportation industry is cyclical and volatile, and this may lead to reductions in our charter hire rates, vessel 
values and results of operations.

The international seaborne transportation industry is both cyclical and volatile in terms of charter hire rates and profitability. 
The degree of charter hire rate volatility for vessels has varied widely. A worsening of current global economic conditions may 
cause the charter rates applicable to our vessels to decline and thereby adversely affect our ability to charter or re-charter our 
vessels  and  any  renewal  or  replacement  charters  that  we  enter  into,  may  not  be  sufficient  to  allow  us  to  operate  our  vessels 
profitably.  In  addition,  armed  conflicts,  including  those  in  Ukraine,  in  Israel  and  Gaza  and  in  the  Red  Sea,  disrupt  energy 
production and trade patterns, including shipping in the Black Sea and elsewhere, and its impact on energy demand and costs is 
expected  to  remain  uncertain.  Fluctuations  in  charter  hire  rates  result  from  changes  in  the  supply  of  and  demand  for  vessel 
capacity and changes in the supply of and demand for energy resources, commodities, semi-finished and finished consumer and 
industrial products internationally carried at sea. If we enter into a charter when charter hire rates are low, our revenues and 
earnings will be adversely affected. In addition, a decline in charter hire rates is likely to cause the market value of our vessels 
to  decline.  We  cannot  assure  you  that  we  will  be  able  to  successfully  charter  our  vessels  in  the  future  or  renew  our  existing 
charters  at  rates  sufficient  to  allow  us  to  operate  our  business  profitably,  meet  our  obligations  or  pay  dividends  to  our 
shareholders.  The  factors  affecting  the  supply  and  demand  for  vessels  are  outside  of  our  control,  and  the  nature,  timing  and 
degree of changes in industry conditions are unpredictable.

Factors that influence demand for vessel capacity include:

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supply  of  and  demand  for  and  seaborne  transportation  of  energy  resources,  commodities,  and  semi-finished  and 
finished consumer and industrial products;
national policies regarding strategic oil inventories (including if strategic reserves are set at a lower level in the future 
as oil decreases in the energy mix);
changes in the exploration for and production of energy resources, commodities, semi-finished and finished consumer 
and industrial products;
changes  in  the  production  levels  of  crude  oil  (including  in  particular  production  by  OPEC,  the  U.S.  and  other  key 
producers);
any restriction on crude oil production imposed by OPEC and non-OPEC oil producing countries;
the  location  of  consuming  regions  for  energy  resources,  commodities,  semi-finished  and  finished  consumer  and 
industrial products;
the location of regional and global exploration, production and manufacturing facilities;
competition from, supply of and demand for alternative sources of energy;
the globalization of production and manufacturing;

2

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global  and  regional  economic  and  political  conditions,  developments  in  international  trade,  including  the  increased 
vessel attacks and piracy in the Red Sea in connection with the conflict between Israel and Hamas and fluctuations in 
industrial and agricultural production; 
economic slowdowns caused by public health events;
disruptions and developments in international trade;
regional availability of refining capacity and inventories compared to geographies of oil production regions;
changes in seaborne and other transportation patterns, including the distance cargo is transported by sea, changes in the 
price of crude oil and related benchmarks, and changes in trade patterns;
changes  in  governmental  and  maritime  self-regulatory  organizations’  rules  and  regulations  or  actions  taken  by 
regulatory authorities;
environmental  concerns  and  uncertainty  around  new  regulations  in  relation  to,  amongst  others,  new  technologies 
which may delay the ordering of new vessels;
international sanctions, embargoes, import and export restrictions, nationalizations, piracy, terrorist attacks and armed 
conflicts, including the conflicts between Russia and Ukraine and between Israel and Hamas;
changes in government subsidies of shipbuilding;
construction or expansion of new or existing pipelines or railways; and
currency exchange rates, most importantly versus the United States Dollar, or USD.

Demand  for  our  vessels  and  charter  hire  rates  are  dependent  upon,  among  other  things,  seasonal  and  regional  changes  in 
demand and changes to the capacity of the world fleet. There can be no assurance that global economic growth will be at a rate 
sufficient to utilize existing or new capacity. Continued adverse economic, political or social conditions or other developments 
including  inflationary  pressure  and  the  conflicts  between  Russia  and  Ukraine  and  between  Israel  and  Hamas,  could  further 
negatively  impact  charter  hire  rates,  and  therefore  have  a  material  adverse  effect  on  our  business,  results  of  operations  and 
ability to pay dividends. 

Factors that influence the supply of vessel capacity include:

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supply and demand for energy resources and oil and petroleum products;

demand for alternative energy sources;

the number and size of newbuilding orders and deliveries, including slippage in deliveries, as may be impacted by the 
availability of financing for shipping activity;

the degree of scrapping or recycling of older vessels, depending, among other things, on scrapping or recycling rates or 
international scrapping or recycling regulations;

the price of steel and vessel equipment;

product imbalances (affecting the level of trading activity) and developments in international trade;

changes in environmental and other regulations that may limit the useful lives of vessels;

the number of vessels that are out of service, namely those that are laid-up, dry-docked, arrested, awaiting repairs after 
damage or accident, or otherwise not available for hire;

availability of financing for new vessels and shipping activity;

changes  in  national  or  international  regulations  that  may  effectively  cause  reductions  in  the  carrying  capacity  of 
vessels or early obsolescence of tonnage;

changes in environmental and other regulations that may limit the useful lives of vessels or require costly overhauls;

the number of vessels used as storage units;

port and/or canal congestion, and weather delays;

business disruptions, including supply chain disruptions and congestion, due to natural and other disasters; 

sanctions (in particular sanctions on Russia, Iran and Venezuela, among other countries and individuals); and

technological advances in vessel design, capacity, propulsion technology and fuel consumption efficiency.

In addition to the prevailing and anticipated freight rates, factors that affect the rate of newbuilding, recycling and laying-up 
include newbuilding prices, secondhand vessel values in relation to recycling prices, costs of bunkers and other operating costs, 
costs associated with classification society surveys, normal maintenance costs, insurance coverage costs, the efficiency, age and 
sophistication  profile  of  the  existing  fleet  in  the  market,  and  government  and  industry  regulation  of  maritime  transportation 
practices, particularly environmental protection laws and regulations. These factors influencing the supply of and demand for 
shipping  capacity  are  outside  of  our  control,  and  we  may  not  be  able  to  correctly  assess  the  nature,  timing  and  degree  of 
changes in industry conditions. 

3

An over-supply of vessel capacity may lead to reductions in charter hire rates, vessel values and profitability.

The  supply  of  vessels  generally  increases  with  deliveries  of  new  vessels  and  decreases  with  the  recycling  of  older  vessels, 
conversion  of  vessels  to  other  uses,  such  as  floating  production  and  storage  facilities,  and  loss  of  tonnage  as  a  result  of 
casualties. An over-supply of vessel capacity, combined with a decline in the demand for such vessels, may result in a reduction 
of  charter  hire  rates.  Upon  the  expiration  or  termination  of  our  vessels’  current  charters,  if  we  are  unable  to  re-charter  our 
vessels at rates sufficient to allow us to operate our vessels profitably or at all such inability, would have a material adverse 
effect on our revenues and profitability.

Our business is affected by macroeconomic conditions, including rising inflation, interest rates, market volatility, economic 
uncertainty and supply chain constraints.

Various macroeconomic factors could adversely affect our business and the results of our operations and financial condition, 
including changes in inflation, interest rates and overall economic conditions and uncertainties such as those resulting from the 
current and future conditions in the global financial markets. For instance, inflation has negatively impacted us by increasing 
our labor costs, through higher wages and higher interest rates, and operating costs. Supply chain constraints have led to higher 
inflation,  which  if  sustained  could  have  a  negative  impact  on  our  product  development  and  operations.  If  inflation  or  other 
factors  were  to  significantly  increase,  our  business  operations  may  be  negatively  affected.  Interest  rates,  the  liquidity  of  the 
credit markets and the volatility of the capital markets could also affect the operation of our business and our ability to raise 
capital on favorable terms, or at all, in order to fund our operations.

Increased inflation, including rising prices for items, such as fuel, parts and components, freight, packaging, supplies, labor and 
energy  increases  the  Company’s  operating  costs.  The  Company  does  not  currently  use  financial  derivatives  to  hedge  against 
volatility in commodity prices. The Company uses market prices for materials, fuel, parts and components. The Company may 
be  unable  to  pass  these  rising  costs  onto  its  customers.  To  mitigate  this  exposure,  the  Company  attempts  to  include  cost 
escalation clauses in its longer-term marine transportation contracts whereby certain costs, including fuel, can largely be passed 
through to its customers. Results of operations and margin performance can be negatively affected if the Company is unable to 
mitigate the impact of these cost increases through contractual means and is unable to increase prices to sufficiently offset the 
effect of these cost increases.

Materials, components, and equipment essential to the Company’s operations are normally readily available, and shortages as a 
result  of  supply  chain  disruptions  can  adversely  impact  the  Company’s  operations,  particularly  where  the  Company  has  a 
limited  number  of  suppliers.  Many  of  the  items  essential  to  the  Company’s  business  require  the  use  of  shipping  services  to 
transport  them  to  the  Company’s  facilities.  Shipping  delays  or  disruptions  may  result  in  operational  slowdowns,  especially 
where materials, components, or equipment are necessary to complete an order for the Company’s customers, particularly in the 
marine  transportation  segment.  These  constraints  could  have  a  material  adverse  effect  on  the  Company  and  contribute  to 
increased  buildup  of  inventories.  In  addition,  price  increases  imposed  by  the  Company’s  vendors  for  materials  and  shipping 
services used in its business, and the inability to pass these increases through to its customers, could have a material adverse 
effect on the Company.

The  world  economy  continues  to  face  a  number  of  actual  and  potential  challenges,  including  the  war  between  Ukraine  and 
Russia  and  between  Israel  and  Hamas,  current  trade  tension  between  the  United  States  and  China,  political  instability  in  the 
Middle  East  and  the  South  China  Sea  region  and  other  geographic  countries  and  areas,  terrorist  or  other  attacks,  war  (or 
threatened  war)  or  international  hostilities,  such  as  those  between  the  United  States  and  China,  North  Korea  or  Iran,  and 
epidemics or pandemics, such as COVID-19, banking crises or failures, such as the recent notable regional bank failures in the 
United States, and real estate crises, such as the crisis in China. In addition, the continuing conflict in Ukraine led to increased 
economic  uncertainty  amidst  fears  of  a  more  generalized  military  conflict  or  significant  inflationary  pressures,  due  to  the 
increases in fuel and grain prices following the sanctions imposed on Russia. Furthermore, the intensity and duration of the war 
between  Israel  and  Hamas  is  difficult  to  predict  and  its  impact  on  the  world  economy  is  uncertain.  Whether  the  present 
dislocation  in  the  markets  and  resultant  inflationary  pressures  will  transition  to  a  long-term  inflationary  environment  is 
uncertain, and the effects of such a development on charter rates, vessel demand and operating expenses in the sector in which 
we operate are uncertain.

4

The  current  state  of  the  global  financial  markets  and  current  economic  conditions  may  adversely  impact  our  results  of 
operation, financial condition, cash flows and ability to obtain financing or refinance our existing and future credit facilities 
on acceptable terms, which may negatively impact our business.

Major  market  disruptions  and  adverse  changes  in  market  conditions  and  regulatory  climate  in  China,  the  United  States,  the 
European  Union  and  worldwide  may  adversely  affect  our  business  or  impair  our  ability  to  borrow  amounts  under  credit 
facilities or any future financial arrangements. Credit markets and the debt and equity capital markets have at times in the past 
been  distressed  and  there  is  uncertainty  surrounding  the  future  of  the  global  credit  markets,  particularly  for  the  shipping 
industry.

Also, as a result of concerns about the stability of financial markets generally, and the solvency of counterparties specifically, 
the availability and cost of obtaining money from the public and private equity and debt markets may become more difficult. 
Many  lenders  have  increased  interest  rates,  enacted  tighter  lending  standards,  refused  to  refinance  existing  debt  at  all  or  on 
terms  similar  to  current  debt,  and  reduced,  and  in  some  cases  ceased,  to  provide  funding  to  borrowers  and  other  market 
participants, including equity and debt investors, and some have been unwilling to invest on attractive terms or even at all. Due 
to these factors, we cannot be certain that financing will be available if needed and to the extent required, or that we will be able 
to refinance our existing and future credit facilities, on acceptable terms or at all. If financing or refinancing is not available 
when needed, or is available only on unfavorable terms, we may be unable to meet our obligations as they come due or we may 
be  unable  to  enhance  our  existing  business,  complete  additional  vessel  acquisitions  or  otherwise  take  advantage  of  business 
opportunities as they arise.

Continuing  concerns  over  inflation,  rising  interest  rates,  energy  costs,  geopolitical  issues,  including  acts  of  war  and  the 
availability  and  cost  of  credit  have  contributed  to  increased  volatility  and  diminished  expectations  for  the  economy  and  the 
markets  going  forward.  These  factors,  combined  with  volatile  oil  prices,  declining  business  and  consumer  confidence,  have 
precipitated  fears  of  a  possible  economic  recession.  Domestic  and  international  equity  markets  continue  to  experience 
heightened volatility and turmoil. The weakness in the global economy has caused, and may continue to cause, a decrease in 
worldwide demand for certain goods and, thus, shipping.

As of December 31, 2023, we had total outstanding indebtedness of $2.2 billion under our various credit facilities, lease debt 
financing and bond loans and a further $0.4 billion of finance lease obligations. In addition, we had a further $0.2 billion of 
finance lease obligations in our associated companies.

Our  operations  inside  and  outside  of  the  United  States  expose  us  to  global  risks,  such  as  political  instability,  terrorist  or 
other attacks, war, international hostilities, economic sanctions restrictions and global public health concerns, which may 
affect the seaborne transportation industry, and adversely affect our business.

We are an international company and primarily conduct our operations outside of the United States, and our business, results of 
operations,  cash  flows,  financial  condition  and  ability  to  pay  dividends,  if  any,  in  the  future  may  be  adversely  affected  by 
changing economic, political and government conditions in the countries and regions where our vessels or rigs are employed or 
registered. Moreover, we operate in a sector of the economy that is likely to be adversely impacted by the effects of political 
conflicts. 

Currently, the world economy continues to face a number of actual and potential challenges, including the war between Ukraine 
and Russia and between Israel and Hamas, current trade tension between the United States and China, political instability in the 
Middle  East  and  the  South  China  Sea  region  and  other  geographic  countries  and  areas,  terrorist  or  other  attacks,  war  (or 
threatened  war)  or  international  hostilities,  such  as  those  between  the  United  States  and  China,  North  Korea  or  Iran,  and 
epidemics or pandemics, such as COVID-19, banking crises or failures, such as the recent notable regional bank failures in the 
United States, and real estate crises, such as the decreasing real estate values in China.

In  the  past,  political  instability  has  also  resulted  in  attacks  on  vessels,  mining  of  waterways  and  other  efforts  to  disrupt 
international shipping, particularly in the Arabian Gulf region and most recently in the Black Sea in connection with the conflict 
between Russia and Ukraine and in connection with the recent attacks by the Houthi movement in the Red Sea following the 
recent conflicts between Israel and Hamas. Acts of terrorism and piracy have also affected vessels trading in regions such as the 
South China Sea and the Gulf of Aden off the coast of Somalia. Any of these occurrences could have a material adverse impact 
on our future performance, results of operation, cash flows and financial position.

5

Beginning in February of 2022, President Biden and several European leaders announced various economic sanctions against 
Russia in connection with the aforementioned conflict in the Ukraine, which may adversely impact our business, given Russia’s 
role as a major global exporter of crude oil and natural gas. The United States has implemented the Russian Harmful Foreign 
Activities  Sanctions  program,  which  includes  prohibitions  on  the  import  of  certain  Russian  energy  products  into  the  United 
States, including crude oil, petroleum, petroleum fuels, oils, liquefied natural gas and coal, as well as prohibitions on all new 
investments in Russia by U.S. persons, among other restrictions. Furthermore, the United States has also prohibited a variety of 
specified  services  related  to  the  maritime  transport  of  Russian  Federation  origin  crude  oil  and  petroleum  products,  including 
trading/commodities brokering, financing, shipping, insurance (including reinsurance and protection and indemnity), flagging, 
and customs brokering. These prohibitions took effect on December 5, 2022, with respect to the maritime transport of crude oil 
and took effect on February 5, 2023 with respect to the maritime transport of other petroleum products. An exception exists to 
permit such services when the price of the seaborne Russian oil does not exceed the relevant price cap but implementation of 
this  price  exception  relies  on  a  recordkeeping  and  attestation  process  that  allows  each  party  in  the  supply  chain  of  seaborne 
Russian oil to demonstrate or confirm that oil has been purchased at or below the price cap. Violations of the price cap policy or 
the risk that information, documentation, or attestations provided by parties in the supply chain are later determined to be false 
may pose additional risks adversely affecting our business. 

In addition, on February 24, 2023, the United States Department of the Treasury’s Office of Foreign Assets Control (“OFAC”) 
issued a new determination pursuant to Section 1(a)(i) of Executive Order 14024, which enables the imposition of sanctions on 
individuals  and  entities  who  operate  or  have  operated  in  the  metals  and  mining  sector  of  the  Russian  economy.  Increased 
restrictions on the metals and mining sector may pose additional risks adversely affecting our business.

Our business could also be adversely impacted by trade tariffs, trade embargoes or other economic sanctions that limit trading 
activities by the United States or other countries against countries in the Middle East, Asia or elsewhere as a result of terrorist 
attacks, hostilities or diplomatic or political pressures, including as a result of the current conflict between Israel and Hamas.

Safety, environmental and other governmental and other requirements expose us to liability, and compliance with current 
and future regulations could require significant additional expenditures, which could have a material adverse effect on our 
business and financial results.

Our  operations  are  affected  by  extensive  and  changing  international,  national,  state  and  local  laws,  regulations,  treaties, 
conventions and standards in force in international waters, the jurisdictions in which our tankers and other vessels operate, and 
the  country  or  countries  in  which  such  vessels  are  registered,  including  those  governing  the  management  and  disposal  of 
hazardous  substances  and  wastes,  the  cleanup  of  oil  spills  and  other  contamination,  air  emissions,  and  water  discharges  and 
ballast and bilge water management. These regulations include, but are not limited to, the U.S. Oil Pollution Act of 1990, or 
OPA, requirements of the U.S. Coast Guard, or the USCG, and the U.S. Environmental Protection Agency, or EPA, the U.S. 
Comprehensive Environmental Response, Compensation and Liability Act of 1980, or CERCLA, the U.S. Clean Water Act, the 
U.S.  Maritime  Transportation  Security  Act  of  2002,  and  regulations  of  the  International  Maritime  Organization,  or  IMO, 
including the International Convention for the Safety of Life at Sea of 1974, or SOLAS, the International Convention for the 
Prevention of Pollution from Ships of 1973, or MARPOL, including the designation thereunder of Emission Control Areas, or 
ECAs,  the  International  Convention  on  Civil  Liability  for  Oil  Pollution  Damage  of  1969,  or  CLC,  and  the  International 
Convention  on  Load  Lines  of  1966.  In  particular,  IMO’s  Marine  Environmental  Protection  Committee  ("MEPC")  73, 
amendments to Annex VI prohibiting the carriage of bunkers above 0.5% sulfur on ships took effect March 1, 2020 and may 
cause  us  to  incur  substantial  costs.  Compliance  with  these  regulations  could  have  a  material  adverse  effect  our  business  and 
financial results.

In addition, vessel classification societies and the requirements set forth in the IMO’s International Management Code for the 
Safe Operation of Ships and for Pollution Prevention, or the ISM Code, also impose significant safety and other requirements 
on our vessels. In complying with current and future environmental requirements, vessel owners and operators may also incur 
significant additional costs in meeting new maintenance and inspection requirements, in developing contingency arrangements 
for potential spills and in obtaining insurance coverage. Government regulation of vessels, particularly in the areas of safety and 
environmental  requirements,  can  be  expected  to  become  stricter  in  the  future  and  require  us  to  incur  significant  capital 
expenditures on our vessels to keep them in compliance, or even to recycle or sell certain vessels altogether.

Many  of  these  requirements  are  designed  to  reduce  the  risk  of  oil  spills  and  other  pollution,  and  our  compliance  with  these 
requirements can be costly. These requirements can also affect the resale value or useful lives of our vessels, require reductions 
in cargo capacity, ship modifications or operational changes or restrictions, lead to decreased availability of insurance coverage 
for environmental matters or result in the denial of access to certain jurisdictional waters or ports, or detention in certain ports.

6

Under  local,  national  and  foreign  laws,  as  well  as  international  treaties  and  conventions,  we  could  incur  material  liabilities, 
including cleanup obligations, natural resource damages and third-party claims for personal injury or property damages, in the 
event that there is a release of petroleum or other hazardous substances from our vessels or otherwise in connection with our 
current or historic operations. A failure to comply with applicable environmental laws and regulations, or to obtain or maintain 
necessary environmental permits or approvals, or a non-compliant release of oil or other hazardous substances in connection 
with our drilling contracts could subject us to significant administrative and civil fines and penalties, and other civil or criminal 
sanctions,  remediation  costs  for  natural  resource  damages,  third-party  damages,  material  adverse  publicity  and,  in  certain 
instances, seizure or detention of our vessels. 

Environmental laws often impose strict liability for remediation of spills and releases of oil and hazardous substances, which 
could subject us to liability without regard to whether we were negligent or at fault. For example, OPA affects all vessel owners 
shipping  oil  to,  from  or  within  the  United  States.  Under  OPA,  owners,  operators  and  bareboat  charterers  are  jointly  and 
severally strictly liable for the discharge of oil in U.S. waters, including the 200 nautical mile exclusive economic zone around 
the United States. Similarly, the CLC, which has been adopted by most countries outside of the United States, imposes liability 
for  oil  pollution  in  international  waters.  OPA  expressly  permits  individual  states  to  impose  their  own  liability  regimes  with 
regard to hazardous materials and oil pollution incidents occurring within their boundaries, provided they accept, at a minimum, 
the levels of liability established under OPA. Coastal states in the United States have enacted pollution prevention liability and 
response laws, many providing for unlimited liability. 

Furthermore, if a major industry incident, such as the 2010 explosion of the drilling rig Deepwater Horizon in the Macondo 
Prospect of the U.S. Gulf of Mexico and the subsequent release of oil, which is unrelated to SFL, was to occur again, this could 
lead to a regulatory response which may result in further increased operating costs and exposures. Such events have resulted in 
increased, and may result in further, regulation of the shipping and offshore industries and modifications to statutory liability 
schemes, which could have a material adverse effect on our business, financial condition, results of operations and cash flows. 
These safety regulations may impact our operations and financial results by adding to the costs of exploring for, developing and 
producing oil and gas in offshore settings. For instance, in 2016, the U.S. Bureau of Safety and Environmental Enforcement’s 
(“BSEE”) published a final rule that sets more stringent design requirements and operational procedures for critical well control 
equipment used in offshore oil and gas drilling and separately announced a risk-based inspection program for offshore facilities. 
Additionally,  the  BSEE  published  the  final  Well  Control  Rule,  effective  October  23,  2023,  which  aims  to  enhance  worker 
safety  and  prevent  offshore  blowouts  in  oil  and  gas  drilling  rigs.  In  2016,  the  U.S.  Bureau  of  Ocean  Energy  Management 
("BOEM") issued a final Notice to Lessees and Operators imposing more stringent supplemental bonding procedures for the 
decommissioning  of  offshore  wells,  platforms  and  pipelines.  These  regulations,  which  may  result  in  additional  costs  for  us, 
have  since  become  the  subject  of  additional  review  and  possible  revision  by  BSEE  and  BOEM  and,  as  a  result,  we  cannot 
predict their impact on our future operations. The EU also has undertaken a significant revision of its safety requirements for 
offshore oil and gas activities through the issue of the EU Directive 2013/30 on the Safety of Offshore Oil and Gas Operations. 
These other future safety and environmental laws and regulations regarding offshore oil and gas exploration and development 
may increase the cost of our operations, lead our customers to not pursue certain offshore opportunities and result in additional 
downtime for our drilling rigs.

We may incur substantial losses and be subject to liability claims as a result of catastrophic events, such as oil spills, that we 
may not be insured for, or our insurance may be inadequate to protect us against these risks.

Our operations are subject to all of the hazards and operating risks associated with drilling for and production of oil and natural 
gas, including natural disasters, the risk of fire, explosions, blowouts, surface cratering, uncontrollable flows of natural gas, oil 
and  formation  water,  pipe  or  pipeline  failures,  abnormally  pressured  formations,  casing  collapses  and  environmental  hazards 
such as oil spills, natural gas leaks, ruptures or discharges of toxic gases, all of which could cause substantial financial losses.

An oil spill could also result in significant liability, including fines, penalties, criminal liability and remediation costs for natural 
resource  damages  under  other  international  and  U.S.  federal,  state  and  local  laws,  as  well  as  third-party  damages,  and  could 
harm  our  reputation  with  current  or  potential  charterers  of  our  vessels.  We  are  required  to  satisfy  insurance  and  financial 
responsibility  requirements  for  potential  oil  (including  marine  fuel)  spills  and  other  pollution  incidents.  Although  we  have 
arranged  insurance  to  cover  certain  environmental  risks,  there  can  be  no  assurance  that  such  insurance  will  be  sufficient  to 
cover all such risks or that any claims will not have a material adverse effect on our business, results of operations, cash flows 
and financial condition and available cash.

7

Some  laws  may  expose  us  to  liability  for  the  conduct  of,  or  conditions  caused  by,  third  parties  (including  customers  and 
subcontractors), or for acts that were in compliance with all applicable laws at the time they were performed. Further, some of 
these  laws  and  regulations  may  impose  direct  and  strict  liability,  rendering  a  company  or  a  person  liable  for  environmental 
damage  without  regard  to  negligence.  We  are  required  to  satisfy  insurance  and  financial  responsibility  requirements  for 
potential oil (including marine fuel) spills and other pollution incidents and the insurance may not be sufficient to cover all such 
risks and may at times become materially more costly to acquire.

We have generally been able to obtain some degree of contractual indemnification pursuant to which our customers agree to 
hold harmless and indemnify SFL against liability for pollution, well and environmental damage. However, generally in the oil 
and  natural  gas  services  industry  there  is  increasing  pressure  from  customers  to  pass  on  a  larger  portion  of  the  liabilities  to 
contractors, as part of their risk management policies. Further, there can be no assurance that we can obtain indemnities in our 
contracts  or  that,  in  the  event  of  extensive  pollution  and  environmental  damage,  its  customers  would  have  the  financial 
capability  to  fulfil  their  contractual  obligations.  Further,  such  indemnities  may  be  deemed  legally  unenforceable  based  on 
relevant law, including as a result of public policy.

The insurance coverage we currently hold may not be available in the future, or we may not obtain certain insurance coverage. 
Even if insurance is available and we have obtained the coverage, it may not be adequate to cover our liabilities, may not be 
available  on  satisfactory  terms  and/or  subject  to  high  premiums,  or  our  insurance  underwriters  may  be  unable  to  pay 
compensation if a significant claim should occur. Any of these scenarios could have a material adverse effect on our business, 
operating results and financial condition.

The  IMO  2020  regulations  may  cause  us  to  incur  substantial  costs  and  to  procure  low-sulfur  fuel  oil  directly  on  the 
wholesale market for storage at sea and onward consumption on our vessels.

Effective January 1, 2020, the IMO implemented a new regulation for a 0.50% global sulfur cap on emissions from vessels (the 
“IMO 2020 Regulations”). Under this new global cap, vessels are required to use marine fuels with a sulfur content of no more 
than 0.50% against the former regulations specifying a maximum of 3.50% sulfur in an effort to reduce the emission of sulfur 
oxides into the atmosphere.

We have incurred increased costs to comply with these revised standards. Additional or new conventions, laws and regulations 
may be adopted that could require, among others, the installation of expensive emission control systems and could adversely 
affect our business, results of operations, cash flows and financial condition.

We  continue  to  work  closely  with  suppliers  and  producers  on  alternative  mechanisms  with  a  view  to  secure  availability  of 
qualitative compliant fuel oil and mitigate exposure to volatility in prices between high sulfur fuel oil and low sulfur fuel oil. 
The procurement of large quantities of low sulfur fuel oil has introduced a commodity price risk with fluctuations in the prices 
of  the  procured  commodity  between  the  time  of  the  purchase  and  the  consumption.  While  we  may  implement  financial 
strategies with a view to limiting the risk, we cannot give any assurances that such strategies will be successful in which case 
we could sustain significant losses which could have a material adverse effect on our business, financial condition, results of 
operation and cash flows. The onward consumption on our vessels of the procured commodity requires us to blend, co-mingle 
or otherwise combine, handle or manipulate such commodities which implies certain operational risks that may result in loss of 
or damage to the procured commodities or to the vessels and their machinery.

While over three years have passed since the IMO 2020 Regulations became effective, it is still uncertain how the availability 
of high-sulfur fuel around the world will be affected by implementation of these regulations. Both the availability of compliant 
fuel and the price of high-sulfur fuel generally and the difference between the cost of high-sulfur fuel and that of low-sulfur fuel 
are also uncertain. As of March 14, 2024, 29 of our owned or leased vessels and four vessels that are included in our associated 
companies  are  equipped  with  exhaust  gas  cleaning  systems  ("EGCS"  or  "scrubbers").  As  of  January  1,  2020,  we  have 
transitioned to burning IMO compliant fuels in our vessels where scrubbers have not been installed. We continue to evaluate 
different options in complying with IMO and other rules and regulations. Our fuel costs and fuel inventories have increased as a 
result of these sulfur emission regulations. Low sulfur fuel is more expensive than standard marine fuel containing 3.5% sulfur 
content and may become more expensive or difficult to obtain as a result of increased demand. If the cost differential between 
low  sulfur  fuel  and  high  sulfur  fuel  is  significantly  higher  than  anticipated,  or  if  low  sulfur  fuel  is  not  available  at  ports  on 
certain trading routes, it may not be feasible or competitive to operate our vessels on certain trading routes without installing 
scrubbers or without incurring deviation time to obtain compliant fuel. Scrubbers may not be available to be installed on such 
vessels at a favorable cost or at all if we seek them at a later date. Further, there is risk that if the fuel spread between high 
sulfur fuel oil and low sulfur fuel oil decreases, we may not be able to recover the investments we have made in our scrubbers 
within our expected timeframes or at all.

8

Fuel  is  a  significant,  if  not  the  largest,  expense  in  our  shipping  operations  when  vessels  are  under  voyage  charter  and  is  an 
important factor in negotiating charter rates. Our operations and the performance of our vessels, and as a result our results of 
operations,  cash  flows  and  financial  position,  may  be  negatively  affected  to  the  extent  that  compliant  sulfur  fuel  oils  are 
unavailable, of low or inconsistent quality, if de-bunkering facilities are unavailable to permit our vessels to accept compliant 
fuels when required, or upon occurrence of any of the other foregoing events. Costs of compliance with these and other related 
regulatory changes may be significant and may have a material adverse effect on our future performance, results of operations, 
cash flows and financial position. As a result, an increase in the price of fuel beyond our expectations may adversely affect our 
profitability at the time of charter negotiation. Further, fuel may become much more expensive in the future, which may reduce 
the profitability and competitiveness of our business versus other forms of transportation, such as truck or rail.

Developments  in  safety  and  environmental  requirements  relating  to  the  recycling  of  vessels  may  result  in  escalated  and 
unexpected costs.

The 2009 Hong Kong International Convention for the Safe and Environmentally Sound Recycling of Ships (the “Hong Kong 
Convention”),  aims  to  ensure  ships,  being  recycled  once  they  reach  the  end  of  their  operational  lives  do  not  pose  any 
unnecessary risks to the environment, human health and safety. In June 2023, the Hong Kong Convention was ratified by the 
required number of countries, and this will enter into force in June 2025. Upon the Hong Kong Convention's entry into force, 
each ship sent for recycling will have to carry an inventory of its hazardous materials. The hazardous materials, whose use or 
installation  are  prohibited  in  certain  circumstances,  are  listed  in  an  appendix  to  the  Hong  Kong  Convention.  Ships  will  be 
required to have surveys to verify their inventory of hazardous materials initially, throughout their lives and prior to the ship 
being recycled. 

On  November  20,  2013,  the  European  Parliament  and  the  Council  of  the  EU  adopted  the  EU  Ship  Recycling  Regulation,  or 
ESSR, which, among other things, retains the requirements of the Hong Kong Convention and requires that certain commercial 
seagoing  vessels  flying  the  flag  of  an  EU  member  state  may  be  recycled  only  in  facilities  included  on  the  European  list  of 
permitted ship recycling facilities.

Apart  from  that,  any  vessel,  including  ours,  is  required  to  set  up  and  maintain  an  Inventory  of  Hazardous  Materials  from 
December 31, 2018 for EU flagged new ships and from December 31, 2020 for EU flagged existing ships and non-EU flagged 
ships calling at a port or anchorage of an EU member state. Such a system includes information on the hazardous materials with 
a  quantity  above  the  threshold  values  specified  in  the  relevant  EU  Resolution  and  are  identified  in  ship’s  structure  and 
equipment.  This  inventory  should  be  properly  maintained  and  updated,  especially  after  repairs,  conversions  or  unscheduled 
maintenance on board the ship.

Under the ESSR, commercial EU-flagged vessels of 500 gross tonnage and above may be recycled only at shipyards included 
on the European List of Authorised Ship Recycling Facilities (the “European List”). The European List presently includes eight 
facilities in Turkey but no facilities in the major ship recycling countries in Asia. The combined capacity of the European List 
facilities may prove insufficient to absorb the total recycling volume of EU-flagged vessels. This circumstance, taken in tandem 
with  the  possible  decrease  in  cash  sales,  may  result  in  longer  wait  times  for  divestment  of  recyclable  vessels  as  well  as 
downward pressure on the purchase prices offered by European List shipyards. Furthermore, facilities located in the major ship 
recycling countries generally offer significantly higher vessel purchase prices, and as such, the requirement that we utilize only 
European List shipyards may negatively impact revenue from the residual values of our vessels.

In addition, on December 31, 2018, the European Waste Shipment Regulation, or EWSR, requires that non-EU flagged ships 
departing  from  EU  ports  be  recycled  only  in  Organisation  for  Economic  Cooperation  and  Development,  or  OECD,  member 
countries. In March 2018, the Rotterdam District Court ruled that the sale of four recyclable vessels by third-party Dutch ship 
owner  Seatrade  to  cash  buyers,  who  then  reflagged  and  resold  the  vessels  to  non-OECD  country  recycling  yards,  were 
effectively  indirect  sales  to  non-OECD  country  yards,  in  violation  of  the  EWSR.  If  European  Union  Member  State  courts 
widely adopt this analysis, it may negatively impact revenue from the residual values of our vessels and we may be subject to a 
heightened risk of non-compliance, due diligence obligations and costs in instances where we sell older ships to cash buyers.

These regulatory requirements, may lead to cost escalation by shipyards, repair yards and recycling yards. This may then result 
in a decrease in the residual recycling value of a vessel, which could potentially not cover the cost to comply with the latest 
requirements,  which  may  have  an  adverse  effect  on  our  future  performance,  results  of  operation,  cash  flows  and  financial 
position.

9

Climate change and greenhouse gas restrictions may adversely impact our operations and markets. 

Due  to  concern  over  the  risk  of  climate  change,  a  number  of  countries  and  the  IMO  have  adopted,  or  are  considering  the 
adoption of, regulatory frameworks to reduce greenhouse gas emissions. These regulatory measures may include, among others, 
adoption  of  cap  and  trade  regimes,  carbon  taxes,  increased  efficiency  standards  and  incentives  or  mandates  for  renewable 
energy.  More  specifically,  on  October  27,  2016,  the  IMO’s  MEPC  announced  its  decision  concerning  the  implementation  of 
regulations mandating a reduction in sulfur emissions from 3.5% to 0.5% as of the beginning of January 1, 2020. Additionally, 
in April 2018, nations at the MEPC 72 adopted an initial strategy to reduce greenhouse gas emissions from ships. The initial 
strategy identifies levels of ambition to reducing greenhouse gas emissions, including (i) decreasing the carbon intensity from 
ships through implementation of further phases of the EEDI for new ships; (ii) reducing carbon dioxide emissions per transport 
work, as an average across international shipping, by at least 40% by 2030, pursuing efforts towards 70% by 2050, compared to 
2008 emission levels; and (iii) reducing the total annual greenhouse emissions by at least 50% by 2050 compared to 2008 while 
pursuing  efforts  towards  phasing  them  out  entirely.  In  July  2023,  MEPC  80  adopted  a  revised  strategy,  which  includes  an 
enhanced common ambition to reach net-zero greenhouse gas emissions from international shipping around or close to 2050, a 
commitment to ensure an uptake of alternative zero and near-zero greenhouse gas fuels by 2030, as well as i). reducing the total 
annual greenhouse gas emissions from international shipping by at least 20%, striving for 30%, by 2030, compared to 2008; and 
ii). reducing the total annual greenhouse gas emissions from international shipping by at least 70%, striving for 80%, by 2040, 
compared to 2008.

The European Commission has proposed adding shipping to the Emission Trading Scheme (ETS) as of 2023 with a phase-in 
period. It is expected that shipowners will need to purchase and surrender a number of emission allowances that represent their 
recorded carbon emission exposure for a specific reporting period. The person or organization responsible for the compliance 
with the EU Emissions Trading System (“EU ETS”) should be the shipping company, defined as the shipowner or any other 
organization or person, such as the manager or the bareboat charterer, that has assumed the responsibility for the operation of 
the ship from the shipowner. On December 18, 2022, the Environmental Council and European Parliament agreed to include 
maritime shipping emissions within the scope of the EU ETS on a gradual introduction of obligations for shipping companies to 
surrender  allowances:  40%  for  verified  emissions  from  2024,  70%  for  2025  and  100%  for  2026.  Most  large  vessels  will  be 
included in the scope of the EU ETS from the start. Big offshore vessels of 5,000 gross tonnage and above will be included in 
the 'MRV' on the monitoring, reporting and verification of CO2 emissions from maritime transport regulation from 2025 and in 
the EU ETS from 2027. General cargo vessels and offshore vessels between 400-5,000 gross tonnage will be included in the 
MRV  regulation  from  2025  and  their  inclusion  in  EU  ETS  will  be  reviewed  in  2026.  Furthermore,  starting  from  January  1, 
2026,  the  ETS  regulations  will  expand  to  include  emissions  of  two  additional  greenhouse  gases:  nitrous  oxide  and  methane. 
Compliance with the Maritime EU ETS could result in additional compliance and administration costs to properly incorporate 
the  provisions  of  the  Directive  into  our  business  routines.  Additional  EU  regulations  which  are  part  of  the  EU’s  Fit-for-55, 
could also affect our financial position in terms of compliance and administration costs when they take effect.

Since January 1, 2020, ships must either remove sulfur from emissions or buy fuel with low sulfur content, which may lead to 
increased costs and supplementary investments for ship owners. The interpretation of “fuel oil used on board” includes use in 
main  engine,  auxiliary  engines  and  boilers.  Shipowners  must  comply  with  this  regulation  by  (i)  using  0.5%  sulfur  fuels  on 
board, which are available around the world but at a higher cost; (ii) installing scrubbers for cleaning of the exhaust gas; or (iii) 
by retrofitting vessels to be powered by alternative fuels, which may not be a viable option due to the lack of supply network 
and high costs involved in this process. Costs of compliance with these regulatory changes may be significant and may have a 
material adverse effect on our future performance, results of operation, cash flows and financial position.

On November 13, 2021, the Glasgow Climate Pact was announced following discussions at the 2021 United Nations Climate 
Change  Conference  (“COP26”).  The  Glasgow  Climate  Pact  calls  for  signatory  states  to  voluntarily  phase  out  fossil  fuels 
subsidies. A shift away from these products could potentially affect the demand for our vessels and negatively impact our future 
business,  operating  results,  cash  flows  and  financial  position.  COP26  also  produced  the  Clydebank  Declaration,  in  which  22 
signatory  states  (including  the  United  States  and  United  Kingdom)  announced  their  intention  to  voluntarily  support  the 
establishment  of  zero-emission  shipping  routes.  Governmental  and  investor  pressure  to  voluntarily  participate  in  these  green 
shipping routes could cause us to incur significant additional expenses to “green” our vessels. 

Territorial taxonomy regulations in geographies where we are operating and are regulatorily liable might jeopardize the level of 
access to capital. For example, EU has already introduced a set of criteria for economic activities which should be framed as 
‘green’, called EU Taxonomy. As long as we are an EU-based company meeting the NFRD prerequisites, we will be eligible 
for  reporting  our  Taxonomy  eligibility  and  alignment.  Based  on  the  current  version  of  the  Regulation,  companies  that  own 
assets shipping fossil fuels are considered as not aligned with EU Taxonomy. The outcome of such provision might be either an 
increase in the cost of capital and/or gradually reduced access to financing as a result of financial institutions’ compliance with 
EU Taxonomy.

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In  addition,  although  the  emissions  of  greenhouse  gases  from  international  shipping  currently  are  not  subject  to  the  Kyoto 
Protocol  to  the  United  Nations  Framework  Convention  on  Climate  Change,  which  required  adopting  countries  to  implement 
national programs to reduce emissions of certain gases, or the Paris Agreement (discussed further below), a new treaty may be 
adopted  in  the  future  that  includes  restrictions  on  shipping  emissions.  Compliance  with  changes  in  laws,  regulations  and 
obligations relating to climate change may affect the propulsion options in subsequent vessel designs and could increase our 
costs  related  to  acquiring  new  vessels,  operating  and  maintaining  our  existing  vessels  and  require  us  to  install  new  emission 
controls, acquire allowances or pay taxes related to our greenhouse gas emissions or administer and manage a greenhouse gas 
emissions program. Revenue generation and strategic growth opportunities may also be adversely affected.

Adverse  effects  upon  the  oil  and  gas  industry  relating  to  climate  change,  including  growing  public  concern  about  the 
environmental impact of climate change, may also adversely affect demand for our services. For example, increased regulation 
of greenhouse gases or other concerns relating to climate change may reduce the demand for oil and gas in the future or create 
greater  incentives  for  use  of  alternative  energy  sources  and  alternate  modes  of  transporting  goods.  In  addition,  the  physical 
effects  of  climate  change,  including  changes  in  weather  patterns,  extreme  weather  events,  rising  sea  levels,  scarcity  of  water 
resources, may negatively impact our operations. Any long-term material adverse effect on the oil and gas industry could have a 
significant financial and operational adverse impact on our business that we cannot predict with certainty at this time.

Regulations relating to ballast water discharge may adversely affect our revenues and profitability.

The  IMO  has  imposed  updated  guidelines  for  ballast  water  management  systems  specifying  the  maximum  amount  of  viable 
organisms  allowed  to  be  discharged  from  a  vessel’s  ballast  water.  Depending  on  the  date  of  the  International  Oil  Pollution 
Prevention (“IOPP”) renewal survey, existing vessels constructed before September 8, 2017 must comply with the updated D-2 
Discharge Performance Standard (“D-2 standard”) on or after September 8, 2019. Ships constructed on or after September 8, 
2017 are to comply with the D-2 standards on or after September 8, 2017. For most vessels, compliance with the D-2 standard 
will  involve  installing  on-board  systems  to  treat  ballast  water  and  to  eliminate  unwanted  organisms,  which  may  incur 
substantial costs.

Furthermore, United States regulations are currently changing. Although the 2013 Vessel General Permit (“VGP”) program and 
U.S. National Invasive Species Act (“NISA”) are currently in effect to regulate ballast discharge, exchange and installation, the 
Vessel  Incidental  Discharge  Act  (“VIDA”),  which  was  signed  into  law  on  December  4,  2018,  requires  that  the  U.S. 
Environmental Protection Agency, or EPA, develop national standards of performance for approximately 30 discharges, similar 
to those found in the VGP within two years. On October 26, 2020, the EPA published a Notice of Proposed Rulemaking for 
Vessel  Incidental  Discharge  National  Standards  of  Performance  under  VIDA.  On  October  18,  2023,  the  EPA  published  a 
supplemental  notice  of  the  proposed  rule  sharing  new  ballast  water  data  received  from  the  U.S.  Coast  Guard  (“USCG”)  and 
providing clarification on the proposed rule. The public comment period for the proposed rule ended on December 18, 2023. 
Once  EPA  finalizes  the  rule  (possibly  by  Fall  2024),  USCG  must  develop  corresponding  implementation,  compliance  and 
enforcement  regulations  regarding  ballast  water  within  two  years.  The  new  regulations  could  require  the  installation  of  new 
equipment, which may cause us to incur substantial costs.

MEPC 75 introduced draft amendments to Annex VI which impose new regulations to reduce greenhouse gas emissions from 
ships. These amendments introduce requirements to assess and measure the energy efficiency of all ships and set the required 
attainment  values,  with  the  goal  of  reducing  the  carbon  intensity  of  international  shipping.  To  achieve  a  40%  reduction  in 
carbon emissions by 2030 compared to 2008, shipping companies are required to include: (i) a technical requirement to reduce 
carbon  intensity  based  on  a  new  Energy  Efficiency  Existing  Ship  Index  (“EEXI”),  and  (ii)  operational  carbon  intensity 
reduction requirements, based on a new operational carbon intensity indicator (“CII”). The EEXI is required to be calculated for 
ships  of  400  gross  tonnage  and  above.  The  IMO  and  MEPC  will  calculate  “required”  EEXI  levels  based  on  the  vessel’s 
technical design, such as vessel type, date of creation, size and baseline. Additionally, an “attained” EEXI will be calculated to 
determine the actual energy efficiency of the vessel. A vessel’s attained EEXI must be less than the vessel’s required EEXI. 
Non-compliant vessels will have to upgrade their engine to continue to travel. With respect to the CII, the draft amendments 
would  require  ships  of  5,000  gross  tonnage  to  document  and  verify  their  actual  annual  operational  CII  achieved  against  a 
determined  required  annual  operational  CII.  The  vessel’s  attained  CII  must  be  lower  than  its  required  CII.  Vessels  that 
continually receive subpar CII ratings will be required to submit corrective action plans to ensure compliance. MEPC 79 also 
adopted amendments to MARPOL Annex VI, Appendix IX to include the attained and required CII values, the CII rating and 
attained EEXI for existing ships in the required information to be submitted to the IMO Ship Fuel Oil Consumption Database. 
MEPC 79 revised the EEDI calculation guidelines to include a CO2 conversion factor for ethane, a reference to the updated 
ITCC guidelines, and a clarification that in case of a ship with multiple load line certificates, the maximum certified summer 
draft should be used when determining the deadweight. The amendments will enter into force on May 1, 2024. In July 2023, 

11

MEPC 80 approved the plan for reviewing CII regulations and guidelines, which must be completed at the latest by January 1, 
2026. There will be no immediate changes to the CII framework, including correction factors and voyage adjustments, before 
the review is completed.

Additionally,  MEPC  75  proposed  draft  amendments  requiring  that,  on  or  before  January  1,  2023,  all  ships  above  400  gross 
tonnage must have an approved Ship Energy Efficiency Management Plan, or SEEMP, on board. For ships above 5,000 gross 
tonnage,  the  SEEMP  would  need  to  include  certain  mandatory  content.  MEPC  75  also  approved  draft  amendments  to 
MARPOL Annex I to prohibit the use and carriage for use as fuel of heavy fuel oil by ships in Arctic waters on and after July 1, 
2024. The draft amendments introduced at MEPC 75 were adopted at the MEPC 76 session held on June 2021, entered into 
force on November 1, 2022 and became effective on January 1, 2023.

We  currently  have  eight  vessels  that  are  on  fixed  price  management  agreements  with  Golden  Ocean  Group  Management 
(Bermuda) Ltd, or Golden Ocean Management, which include the cost of complying with regulations. We have an additional 
nine  vessels  employed  under  bareboat  charters  where  the  cost  of  fitting  ballast  water  treatment  systems  would  lie  with  the 
charterer, if such vessel is still employed under the relevant bareboat charter at the time the regulations become applicable. We 
also have 49 vessels employed in the spot market or under time charter agreements. These have either already been fitted with 
ballast  water  treatment  systems  or  will  have  them  fitted  within  the  required  deadlines.  The  costs  of  compliance  may  be 
substantial and could adversely affect our profitability.

A shift in consumer demand from oil towards other energy sources or changes to trade patterns for crude oil or refined oil 
products may have a material adverse effect on our business.

A significant portion of our earnings are related to the oil industry. A shift in or disruption of the consumer demand from oil 
towards  other  energy  resources  such  as  electricity,  natural  gas,  liquefied  natural  gas,  renewable  energy  or  hydrogen  will 
potentially affect the demand for certain of our vessels and rigs. A shift from the use of internal combustion engine vehicles to 
electric  vehicles  may  also  reduce  the  demand  for  oil.  These  factors  could  have  a  material  adverse  effect  on  our  future 
performance, results of operation, cash flows and financial position.

“Peak oil” is the year when the maximum rate of extraction of oil is reached. While the International Energy Agency (“IEA”) 
recently announced a forecast of “peak oil” during the late 2020s, OPEC maintains that “peak oil” will not be reached until at 
least 2040, despite transition toward other energy sources. Irrespective of “peak oil”, the continuing shift in consumer demand 
from  oil  towards  other  energy  resources  such  as  wind  energy,  solar  energy,  hydrogen  energy,  nuclear  energy  or  renewable 
energy,  which  appears  to  be  accelerating  as  a  result  of  shifts  in  government  commitments  and  support  for  energy  transition 
programs,  may  have  a  material  adverse  effect  on  our  future  performance,  results  of  operations,  cash  flows  and  financial 
position.

The IEA noted in its Global Electric Vehicles (“EV”) Outlook 2023 that a total of 14% of all new cars sold were electric in 
2022, up from around 9% in 2021 and less than 5% in 2020. Electric car sales in 2023 were 14.1 million, up 34% from 2022. 
Under the IEA Stated Policies Scenario (STEPS), the global outlook for the share of electric car sales based on existing policies 
and  firm  objectives  has  increased  to  35%  in  2030,  up  from  less  than  25%  in  the  previous  outlook.  The  IEA  has  stated  that, 
based on existing policies, oil demand from road transport is projected to peak around 2025 in the STEPS, with the amount of 
oil displaced by electric vehicles exceeding five million barrels per day in 2030. A growth in EVs or a slowdown in imports or 
exports of crude oil products worldwide may result in decreased demand for our vessels and lower charter rates, which could 
have  a  material  adverse  effect  on  our  business,  results  of  operations,  cash  flows,  financial  condition  and  ability  to  pay 
dividends.

Seaborne  trading  and  distribution  patterns  are  primarily  influenced  by  the  relative  advantage  of  the  various  sources  of 
production, locations of consumption, pricing differentials and seasonality. Changes to the trade patterns of crude oil or refined 
oil  products  may  have  a  significant  negative  or  positive  impact  on  the  revenue  per  ton  of  freight  per  mile  and  therefore  the 
demand for our tankers. This could have a material adverse effect on our future performance, results of operation, cash flows 
and financial position.

12

If  our  vessels  call  at  ports  located  in  or  our  rigs  operate  in  countries  or  territories  that  are  the  subject  of  sanctions  or 
embargoes imposed by the U.S. government, the European Union, the United Nations or other governmental authorities, it 
could lead to monetary fines or penalties and adversely affect our reputation and the market for our common shares and its 
trading price. 

We have not engaged in shipping or drilling activities in countries or territories or with government-controlled entities in 2023 
in violation of any applicable sanctions or embargoes imposed by the U.S. government, the EU, the United Nations or other 
applicable governmental authorities. Our contracts with our charterers may prohibit them from causing our vessels to call on 
ports located in sanctioned countries or territories or carrying cargo for entities that are the subject of sanctions. Although our 
charterers  may,  in  certain  causes,  control  the  operation  of  our  vessels,  we  have  monitoring  processes  in  place  reasonably 
designed to ensure our compliance with applicable economic sanctions and embargo laws. Nevertheless it remains possible that 
our charterers may cause our vessels to trade in violation of sanctions provisions without our consent. If such activities result in 
a violation of applicable sanctions or embargo laws, we could be subject to monetary fines, penalties, or other sanctions, and 
our reputation and the market for our common shares could be adversely affected.

U.S. sanctions exist under a strict liability regime. A party need not know it is violating sanctions and need not intend to violate 
sanctions to be liable. We could be subject to monetary fines, penalties, or other sanctions for violating applicable sanctions or 
embargo laws even in circumstances where our conduct, or the conduct of a charterer, is consistent with our sanctions-related 
policies, unintentional or inadvertent.

The applicable sanctions and embargo laws and regulations of these different jurisdictions vary in their application and do not 
all  apply  to  the  same  covered  persons  or  proscribe  the  same  activities.  In  addition,  the  sanctions  and  embargo  laws  and 
regulations of each jurisdiction may be amended to increase or reduce the restrictions they impose over time, and the lists of 
persons  and  entities  designated  under  these  laws  and  regulations  are  amended  frequently.  Moreover,  most  sanctions  regimes 
provide that entities owned or controlled by the persons or entities designated in such lists are also subject to sanctions. The 
U.S.  and  EU  have  enacted  new  sanctions  programs  in  recent  years.  Additional  countries  or  territories,  as  well  as  additional 
persons  or  entities  within  or  affiliated  with  those  countries  or  territories,  have,  and  in  the  future  will,  become  the  target  of 
sanctions. These require us to be diligent in ensuring our compliance with sanctions laws. Further, the U.S. has increased its 
focus on sanctions enforcement with respect to the shipping sector. Current or future counterparties of ours may be affiliated 
with persons or entities that are or may be in the future the subject of sanctions or embargoes imposed by the United States, EU, 
and/or  other  international  bodies.  If  we  determine  that  such  sanctions  require  us  to  terminate  existing  or  future  contracts  to 
which  we,  or  our  subsidiaries,  are  party  or  if  we  are  found  to  be  in  violation  of  such  applicable  sanctions,  our  results  of 
operations may be adversely affected, or we may suffer reputational harm. We may also experience damage to our reputation if 
the vessels we have sold are being used in sanctioned activity in violation of the contract of sale, either by the buyer or by a 
third party.

As a result of Russia’s actions in Ukraine and the war between Israel and Hamas, the U.S., EU and United Kingdom, together 
with numerous other countries and self-sanctioning, have imposed significant economic sanctions which may adversely affect 
our ability to operate in the region and also restrict parties whose cargo we carry. Sanctions against Russia have also placed 
significant  prohibitions  on  the  maritime  transportation  of  seaborne  Russian  oil,  the  importation  of  certain  Russian  energy 
products and other goods, and new investments in the Russian Federation. These sanctions further limit the scope of permissible 
operations including the maintenance of our vessels and the services provided to our vessels and crew while operating in these 
regions, and cargo we may carry. We may also encounter potential contractual disputes with charterers and insurers due to the 
various sanctions targeting Russian interests and Russian cargo.

13

Although we believe that we have been in compliance with all applicable sanctions and embargo laws and regulations in 2023, 
and intend to maintain such compliance, there can be no assurance that we or our charterers will be in compliance in the future, 
particularly  as  the  scope  of  certain  laws  may  be  unclear  and  may  be  subject  to  changing  interpretations.  Any  such  violation 
could  result  in  fines,  penalties  or  other  sanctions  that  could  severely  impact  our  ability  to  access  U.S.  capital  markets  and 
conduct our business, and could result in our reputation and the markets for our securities to be adversely affected and/or in 
some  investors  deciding,  or  being  required,  to  divest  their  interest,  or  not  to  invest,  in  us.  In  addition,  certain  institutional 
investors  may  have  investment  policies  or  restrictions  that  prevent  them  from  holding  securities  of  companies  that  have 
contracts with countries or territories identified by the U.S. government as state sponsors of terrorism. The determination by 
these investors not to invest in, or to divest from, our shares may adversely affect the price at which our shares trade. Moreover, 
our charterers may violate applicable sanctions and embargo laws and regulations as a result of actions that do not involve us or 
our vessels, and those violations could in turn negatively affect our reputation. In addition, our reputation and the market for our 
securities may be adversely affected if we engage in certain other activities, such as entering into charters with individuals or 
entities  that  are  not  controlled  by  the  governments  of  countries  or  territories  that  are  the  subject  of  certain  U.S.  sanctions  or 
embargo laws, or engaging in operations associated with those countries or territories pursuant to contracts with third parties 
that are unrelated to those countries or territories or entities controlled by their governments. Investor perception of the value of 
our  common  stock  may  be  adversely  affected  by  the  consequences  of  war,  the  effects  of  terrorism,  civil  unrest  and 
governmental actions in countries or territories that we operate in.

In the highly competitive international seaborne transportation industry, we may not be able to compete for charters with 
new  entrants  or  established  companies  with  greater  resources,  and  as  a  result  we  may  be  unable  to  employ  our  vessels 
profitably.

We employ our vessels in a highly competitive market that is capital intensive and highly fragmented, and competition arises 
primarily from other vessel owners. Competition for seaborne transportation of goods and products is intense and depends on 
charter rates and the location, size, age, condition and acceptability of the vessel and its operators to charterers. Due in part to 
the highly fragmented market, competitors with greater resources could operate larger fleets than we may operate and thus be 
able to offer lower charter rates and higher quality vessels than we are able to offer. If this were to occur, we may be unable to 
retain or attract new charterers on attractive terms or at all, which may have a material adverse effect on our business, financial 
condition and results of operations. Although we believe that no single competitor has a dominant position in the markets in 
which we compete, we are aware that certain competitors may be able to devote greater financial and other resources to certain 
activities than we can, resulting in a significant competitive threat to us. We cannot give assurances that we will continue to 
compete successfully with our competitors or that these factors will not erode our competitive position in the future.

The offshore contract drilling industry is highly competitive and cyclical.

Our  industry  is  highly  competitive,  and  our  contracts  are  traditionally  awarded  on  a  competitive  bid  basis.  Pricing,  safety 
records  and  competency  are  key  factors  in  determining  which  qualified  contractor  is  awarded  a  contract.  Rig  availability, 
location  and  technical  capabilities  also  can  be  significant  factors  in  the  determination.  If  we  are  not  able  to  compete 
successfully, our revenues and profitability may decline.

Given the high capital requirements that are inherent in the offshore drilling industry, we may also be unable to invest in new 
technologies or expand in the future as may be necessary for us to succeed in this industry, while our larger competitors with 
superior financial resources, and in many cases less leverage than we have, may be able to respond more rapidly to changing 
market  demands  and  compete  more  efficiently  on  price  for  drillship  and  drilling  rig  employment.  We  may  not  be  able  to 
maintain our competitive position, and we believe that competition for contracts will continue to be intense in the future. Our 
inability to compete successfully in the offshore drilling industry may reduce our revenues and profitability.

Demand for offshore contract drilling services is highly cyclical, which is primarily driven by the demand for drilling rigs and 
the available supply of drilling rigs. Demand for drilling rigs is driven by the levels of offshore exploration and development 
conducted by oil and natural gas companies, which is beyond our control and may fluctuate substantially from year-to-year and 
from region-to-region.

Prolonged periods of reduced demand or excess rig supply have required us, and may in the future require us, to idle, sell or 
scrap rigs and enter into low day rate contracts or contracts with unfavorable terms. There can be no assurance that the current 
demand for drilling rigs will increase in the future or that any short-term improvement to market conditions will be sustained. 
Any  further  decline  in  demand  for  drilling  rigs  or  oversupply  of  drilling  rigs  could  materially  adversely  affect  our  financial 
position, operating results or cash flows.

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Future exploration and drilling results are uncertain and involve substantial risks and costs.

Drilling for oil involves numerous risks, including the risk that our customers to whom we have drilling contracts with, may not 
encounter  commercially  productive  reservoirs.  The  costs  of  drilling,  completing  and  operating  wells  are  often  uncertain,  and 
drilling operations may be curtailed, delayed or canceled as a result of a variety of factors, including:

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unexpected drilling conditions;

title problems;

pressure or irregularities in formations;

equipment failures or accidents;

inflation in exploration and drilling costs;

fires, explosions, blowouts or surface cratering;

lack of, or disruption in, access to pipelines or other transportation methods; and

shortages or delays in the availability of services or delivery of equipment.

We could experience periods of higher costs as activity levels fluctuate or if oil and natural gas prices rise. These increases 
could reduce our profitability, cash flow, and ability to complete development activities as planned.

An increase in oil and natural gas prices or other factors could result in increased development activity and investment in our 
areas of operations, which may increase competition for and cost of equipment, labor and supplies. Shortages of, or increasing 
costs for, experienced drilling crews and equipment, labor or supplies could restrict our operators’ ability to conduct desired or 
expected  operations.  In  addition,  capital  and  operating  costs  in  the  oil  and  natural  gas  industry  have  generally  risen  during 
periods of increasing oil and natural gas prices as producers seek to increase production in order to capitalize on higher oil and 
natural gas prices. In situations where cost inflation exceeds oil and natural gas price inflation, our profitability and cash flow, 
and  our  operators’  ability  to  complete  development  activities  as  scheduled  and  on  budget,  may  be  negatively  impacted.  Any 
delay in the drilling of new wells or significant increase in drilling costs could reduce our revenues and profitability.

The  offshore  drilling  sector  depends  primarily  on  the  level  of  activity  in  the  offshore  oil  and  gas  industry,  which  is 
significantly affected by, among other things, volatile oil and gas prices, and may be materially and adversely affected by a 
decline in the offshore oil and gas industry.

The offshore contract drilling industry is cyclical and volatile and depends on the level of activity in oil and gas exploration and 
development  and  production  in  offshore  areas  worldwide.  The  availability  of  quality  drilling  prospects,  exploration  success, 
relative  production  costs,  the  stage  of  reservoir  development  and  political  and  regulatory  environments  affect  our  customers' 
drilling campaigns. Oil and gas prices, and market expectations of potential changes in these prices, also significantly affect the 
level of activity and demand for drilling rigs.

Oil and gas prices are extremely volatile and are affected by numerous factors beyond our control, including the following:

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worldwide production and demand for oil and gas;
the cost of exploring for, developing, producing and delivering oil and gas;

expectations regarding future energy prices;

advances in exploration, development and production technology;

the ability of OPEC to set and maintain production levels and pricing;

the level of production in non-OPEC countries;

international sanctions on oil-producing countries or the lifting of such sanctions;

government regulations, including restrictions on offshore transportation of oil and gas;

local and international political, economic and weather conditions;

domestic and foreign tax policies;
the development and implementation of policies to increase the use of renewable energy;
increased  supply  of  oil  and  gas  from  onshore  hydraulic  fracturing  and  shale  development,  and  the  relative  costs  of 
offshore and onshore production of oil and gas;
worldwide economic and financial problems and any resulting decline in demand for oil and gas and, consequently, 
our services;

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the policies of various governments regarding exploration and development of their oil and gas reserves;

accidents, severe weather, natural disasters and other similar incidents relating to the oil and gas industry; and

the worldwide military and political environment, including uncertainty or instability resulting from an escalation or 
additional  outbreak  of  armed  hostilities,  insurrection,  or  other  crises  in  the  Middle  East,  eastern  Europe  or  other 
geographic areas, or further acts of terrorism in the United States, Europe or elsewhere, including the conflicts between 
Russia and Ukraine and between Israel and Hamas.

Lower oil and gas prices have negatively affected, and could continue to negatively affect, the offshore drilling sector and have 
resulted, and could continue to result, in reduced exploration and drilling. These reductions in commodity prices have reduced 
the  demand  for  drilling  rigs.  Continued  weakness  in  oil  and  gas  prices  may  result  in  an  excess  supply  of  drilling  rigs  and 
intensify competition in the industry, which may result in drilling rigs, particularly older and lower specification drilling rigs, 
being idle for long periods of time. We cannot predict the future level of demand for drilling rigs or future conditions of the oil 
and gas industry.

As an example of the volatility in oil prices, Brent fell to $9 per barrel in April 2020 before a recovery in oil and gas prices 
toward the end of 2020-early 2021 and continuing through part of 2022, during which time Brent rose above $120 per barrel, 
and fell to $82 per barrel in December 2022. In 2023, oil prices averaged $83 per barrel, down from an average of $101 per 
barrel in 2022 as global markets adjusted to new trade dynamics as global crude oil demand fell short of expectations, offsetting 
the  impacts  from  OPEC+  crude  oil  supply  curbs.  However,  there  is  no  guarantee  that  the  oil  and  gas  price  recovery  will  be 
sustained. Prices can continue to fluctuate and there may be longer periods of lower prices. 

The supply of rigs in the market has, as a result of longer periods of significant fluctuations in oil and gas prices, continued to 
outweigh the demand. This trend may continue, and therefore have a damping effect on utilization levels and dayrates across all 
segments in 2024.

Continued periods of low demand can cause excess rig supply and intensify competition in our industry, which often results in 
drilling rigs, particularly older and less technologically-advanced drilling rigs, being idle for long periods of time. We cannot 
predict the future level of demand for drilling rigs or future condition of the oil and gas industry with any degree of certainty. 
Any future decrease in exploration, development or production expenditures by oil and gas companies could further reduce our 
revenues and materially harm our business. 

In addition to oil and gas prices, the offshore drilling industry is influenced by additional factors, including:

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the availability of competing offshore drilling rigs;

rising interest rates and the availability of debt financing on acceptable terms;

the level of costs for associated offshore oilfield and construction services;

the availability of personnel for offshore drilling rigs;

oil and gas transportation costs;

the level of rig operating costs, including crew and maintenance;

the taxation imposed on the exploration and production activity in the relevant jurisdiction;
the discovery of new oil and gas reserves;

the cost of non-conventional hydrocarbons, such as the exploitation of oil sands;

the political and military environment of oil and gas reserve jurisdictions;

regulatory restrictions on offshore drilling; and

inflationary pressures and supply chain disruptions.

Any  of  these  factors  could  reduce  demand  for  our  offshore  drilling  assets  and  adversely  affect  our  business  and  results  of 
operations.

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New technologies may cause our current drilling methods to become obsolete, resulting in an adverse effect on our business.

The  offshore  contract  drilling  industry  is  subject  to  the  introduction  of  new  drilling  techniques  and  services  using  new 
technologies, some of which may be subject to patent protection. As competitors and others use or develop new technologies, 
we  may  be  placed  at  a  competitive  disadvantage  and  competitive  pressures  may  force  us  to  implement  new  technologies  at 
substantial  cost.  In  addition,  competitors  may  have  greater  financial,  technical  and  personnel  resources  that  allow  them  to 
benefit  from  technological  advantages  and  implement  new  technologies  before  we  can.  We  may  not  be  able  to  implement 
technologies on a timely basis or at a cost that is acceptable to us.

Increased inspection procedures, tighter import and export controls and new security regulations could increase costs and 
cause disruption of our business.

International  shipping  is  subject  to  security  and  customs  inspection  and  related  procedures  in  countries  of  origin,  destination 
and  trans-shipment  points.  Under  the  U.S.  Maritime  Transportation  Security  Act  of  2002  (the  "MTSA"),  the  USCG  issued 
regulations  requiring  the  implementation  of  certain  security  requirements  aboard  vessels  operating  in  waters  subject  to  the 
jurisdiction  of  the  United  States  and  at  certain  ports  and  facilities.  These  security  procedures  can  result  in  the  seizure  of  the 
contents of our vessels, delays in the loading, offloading or trans-shipment, and the levying of customs duties, fines or other 
penalties against exporters or importers and, in some cases, carriers.

Future  changes  to  the  existing  security  procedures  could  impose  additional  financial  and  legal  obligations  on  us.  Changes  to 
inspection procedures could also impose additional costs and obligations on our customers and may, in certain cases, render the 
shipment  of  certain  types  of  cargo  uneconomical  or  impractical.  Any  such  changes  or  developments  may  have  a  material 
adverse effect on our business, financial condition and results of operations.

We rely on our information security management system to conduct our business, and failure to protect this system against 
security  breaches  could  adversely  affect  our  business  and  results  of  operations,  including  on  our  vessels  and  rigs. 
Additionally, if this system fails or becomes unavailable for any significant period of time, our business could be harmed.

The  safety  and  security  of  our  vessels  and  efficient  operation  of  our  business,  including  processing,  transmitting  and  storing 
electronic and financial information, depend on computer hardware and software systems, which are increasingly vulnerable to 
security breaches and other disruptions. Any significant interruption or failure of our information security management system 
or any significant breach of security could adversely affect our business and results of operations.

Our vessels rely on our information security management system for a significant part of their operations, including navigation, 
provision of services, propulsion, machinery management, power control, communications and cargo management. We have in 
place safety and security measures on our vessels, rigs and onshore operations to secure against cyber-security attacks and any 
disruption.  However,  these  measures  and  technology  may  not  adequately  prevent  security  breaches  despite  our  continuous 
efforts  to  upgrade  and  address  the  latest  known  threats,  which  are  constantly  evolving  and  have  become  increasing 
sophisticated. If these threats are not recognized or detected until they have been launched, we may be unable to anticipate these 
threats  and  may  not  become  aware  in  a  timely  manner  of  such  a  security  breach,  which  could  exacerbate  any  damage  we 
experience. A disruption to the information security management system relating to any of our vessels could lead to, among 
other things, incorrect routing, collision, grounding and propulsion failure.

Beyond our vessels and rigs, we rely on industry accepted security measures and technology to securely maintain confidential 
and  proprietary  information  maintained  on  our  information  security  management  system.  However,  these  measures  and 
technology may not adequately prevent security breaches. The technology and other controls and processes designed to secure 
our confidential and proprietary information, detect and remedy any unauthorized access to that information were designed to 
obtain reasonable, but not absolute, assurance that such information is secure and that any unauthorized access is identified and 
addressed appropriately. Such controls may in the future fail to prevent or detect, unauthorized access to our confidential and 
proprietary  information.  In  addition,  the  foregoing  events  could  result  in  violations  of  applicable  privacy  and  other  laws.  If 
confidential information is inappropriately accessed and used by a third party or an employee for illegal purposes, we may be 
responsible  to  the  affected  individuals  for  any  losses  they  may  have  incurred  as  a  result  of  misappropriation.  In  such  an 
instance, we may also be subject to regulatory action, investigation or liable to a governmental authority for fines or penalties 
associated with a lapse in the integrity and security of our information security management system.

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We may be required to expend significant capital and other resources to protect against and remedy any potential or existing 
security breaches and their consequences. A cyber-attack could also lead to litigation, fines, other remedial action, heightened 
regulatory  scrutiny  and  diminished  customer  confidence.  In  addition,  our  remediation  efforts  may  not  be  successful,  and  we 
may not have adequate insurance to cover these losses.

The unavailability of the information security management system or the failure of this system to perform as anticipated for any 
reason could disrupt our business and could have a material adverse effect on our business, results of operations, cash flows and 
financial condition.

Additionally,  cybersecurity  researchers  have  observed  increased  cyberattack  activity,  and  warned  of  heightened  risks  of 
cyberattacks, in connection with the conflicts between Russia and Ukraine and between Israel and Hamas. To the extent such 
attacks have collateral effects on global critical infrastructure or financial institutions, such developments could adversely affect 
our business, operating results and financial condition. At this time, it is difficult to assess the likelihood of such threat and any 
potential impact at this time.

Furthermore, cybersecurity continues to be a key priority for regulators around the world, and some jurisdictions have enacted 
laws requiring companies to notify individuals or the general investing public of data security breaches involving certain types 
of personal data, including the SEC, which, on July 26, 2023, adopted amendments requiring the prompt public disclosure of 
certain cybersecurity breaches. If we fail to comply with the relevant laws and regulations, we could suffer financial losses, a 
disruption of our businesses, liability to investors, regulatory intervention or reputational damage.

For more information on our cybersecurity risk management and strategy, please see “Item 16K. Cybersecurity.”

Increasing  scrutiny  and  changing  expectations  from  investors,  lenders  and  other  market  participants  with  respect  to  our 
Environmental, Social and Governance policies may impose additional costs on us or expose us to additional risks.

Companies across all industries are facing increasing scrutiny relating to their ESG policies. Investor advocacy groups, certain 
institutional investors, investment funds, lenders and other market participants are increasingly focused on ESG practices and in 
recent years have placed increasing importance on the implications and social cost of their investments. Companies which do 
not adapt to or comply with investor, lender or other industry shareholder expectations and standards, which are evolving, or 
which are perceived to have not responded appropriately to the growing concern for ESG issues, regardless of whether there is 
a  legal  requirement  to  do  so,  may  suffer  from  reputational  damage,  costs  related  to  litigation,  and  the  business,  financial 
condition, and/or stock price of such a company could be materially and adversely affected. 

In February 2021, the Acting Chair of the SEC issued a statement directing the Division of Corporation Finance to enhance its 
focus on climate-related disclosure in public company filings and in March 2021 the SEC announced the creation of a Climate 
and  ESG  Task  Force  in  the  Division  of  Enforcement  (the  “Task  Force”).  The  Task  Force’s  goal  is  to  develop  initiatives  to 
proactively identify ESG-related misconduct consistent with increased investor reliance on climate and ESG-related disclosure 
and  investment.  To  implement  the  Task  Force’s  purpose,  the  SEC  has  taken  several  enforcement  actions,  with  the  first 
enforcement action taking place in May 2022, and promulgated new rules. On March 21, 2022, the SEC proposed that all public 
companies are to include extensive climate-related information in their SEC filings. On May 25, 2022, SEC proposed a second 
set of rules aiming to curb the practice of "greenwashing" (i.e., making unfounded claims about one's ESG efforts) and would 
add  proposed  amendments  to  rules  and  reporting  forms  that  apply  to  registered  investment  companies  and  advisers,  advisers 
exempt  from  registration,  and  business  development  companies.  On  March  6,  2024,  the  SEC  adopted  final  rules  to  require 
registrants  to  disclose  certain  climate-related  information  in  SEC  filings  of  all  public  companies.  The  final  rules  require 
companies  to  disclose,  among  other  things:  material  climate-related  risks;  activities  to  mitigate  or  adapt  to  such  risks; 
information  about  the  registrant's  board  of  directors'  oversight  of  climate-related  risks  and  management’s  role  in  managing 
material  climate-related  risks;  and  information  on  any  climate-related  targets  or  goals  that  are  material  to  the  registrant's 
business, results of operations, or financial condition. Further, to facilitate investors' assessment of certain climate-related risks, 
the final rules require disclosure of Scope 1 and/or Scope 2 greenhouse gas (GHG) emissions on a phased-in basis when those 
emissions are material; the filing of an attestation report covering the required disclosure of such registrants’ Scope 1 and/or 
Scope  2  emissions,  also  on  a  phased-in  basis;  and  disclosure  of  the  financial  statement  effects  of  severe  weather  events  and 
other natural conditions including, for example, costs and losses. The final rules include a phased-in compliance period for all 
registrants, with the compliance date dependent on the registrant’s filer status and the content of the disclosure.

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We  may  face  increasing  pressures  from  investors,  lenders  and  other  market  participants,  who  are  increasingly  focused  on 
climate change, to prioritize sustainable energy practices, reduce our carbon footprint and promote sustainability. As a result, 
we  may  be  required  to  implement  more  stringent  ESG  procedures  or  standards  so  that  our  existing  and  future  investors  and 
lenders  remain  invested  in  us  and  make  further  investments  in  us,  especially  given  the  highly  focused  and  specific  trade  of 
crude oil transportation in which we are engaged. Such ESG corporate transformation calls for an increased resource allocation 
to serve the necessary changes in that sector, increasing costs and capital expenditure. If we do not meet these standards, our 
business and/or our ability to access capital could be harmed.

Additionally, certain investors and lenders may exclude fossil fuel-related companies, such as us, from their investing portfolios 
altogether due to environmental, social and governance factors. These limitations in both the debt and equity capital markets 
may  affect  our  ability  to  grow  as  our  plans  for  growth  may  include  accessing  the  equity  and  debt  capital  markets.  If  those 
markets are unavailable, or if we are unable to access alternative means of financing on acceptable terms, or at all, we may be 
unable to implement our business strategy, which would have a material adverse effect on our financial condition and results of 
operations and impair our ability to service our indebtedness. Further, it is likely that we will incur additional costs and require 
additional  resources  to  monitor,  report  and  comply  with  wide  ranging  ESG  requirements.  The  occurrence  of  any  of  the 
foregoing could have a material adverse effect on our business and financial condition. 

See  further  details  of  our  ESG  efforts  at  “Item  4.B.—Business  Overview”  and  our  latest  Environmental  Social  Governance 
Report,  which  may  be  found  on  our  website  at  https://www.sflcorp.com/esg/.  The  information  on  our  website  is  not 
incorporated by reference into this annual report.

Technological innovation and quality and efficiency requirements from our customers could reduce our charter hire income 
and the value of our vessels and may cause our current drilling methods to become obsolete.

Our  customers,  in  particular  those  in  the  oil  industry,  have  a  high  and  increasing  focus  on  quality  and  compliance  standards 
with  their  suppliers  across  the  entire  supply  chain,  including  the  shipping  and  transportation  segment.  Our  continued 
compliance with these standards and quality requirements is vital for our operations. The charter hire rates and the value and 
operational life of a vessel are determined by a number of factors including the vessel’s efficiency, operational flexibility and 
physical life. Efficiency includes speed, fuel economy and the ability to load and discharge cargo quickly. Flexibility includes 
the  ability  to  enter  harbors,  utilize  related  docking  facilities  and  pass  through  canals  and  straits.  The  length  of  a  vessel’s 
physical life is related to its original design and construction, its maintenance and the impact of the stress of operations. More 
technologically advanced vessels have been built since the owned or leased vessels in our fleet, which have an average age of 
approximately 11 years as of December 31, 2023, were constructed and vessels with further advancements may be built that are 
even more efficient or more flexible or have longer physical lives, including new vessels powered by alternative fuels or which 
are  otherwise  perceived  as  more  environmentally  friendly  by  charterers.  We  face  competition  from  companies  with  more 
modern vessels having more fuel efficient designs than our vessels, or eco vessels, and if new vessels are built that are more 
efficient or more flexible or have longer physical lives than the current eco vessels, competition from the current eco vessels 
and any more technologically advanced vessels could adversely affect the amount of charter hire payments we receive for our 
vessels and the resale value of our vessels could significantly decrease. In these circumstances, we may also be forced to charter 
our vessels to less creditworthy charterers, either because the oil majors and other top tier charters will not charter older and less 
technologically advanced vessels or will only charter such vessels at lower contracted charter rates than we are able to obtain 
from  these  less  creditworthy,  second  tier  charterers.  Similarly,  technologically  advanced  vessels  are  needed  to  comply  with 
environmental laws, the investment, in which along with the foregoing, could have a material adverse effect on our results of 
operations, charter hire payments, resale value of vessels, cash flows, financial condition and ability to pay dividends.

Additionally, the offshore contract drilling industry is subject to the introduction of new drilling techniques and services using 
new  technologies,  some  of  which  may  be  subject  to  patent  protection.  As  competitors  and  others  use  or  develop  new 
technologies,  we  may  be  placed  at  a  competitive  disadvantage  and  competitive  pressures  may  force  us  to  implement  new 
technologies  at  substantial  cost.  In  addition,  competitors  may  have  greater  financial,  technical  and  personnel  resources  that 
allow them to benefit from technological advantages and implement new technologies before we can. We may not be able to 
implement technologies on a timely basis or at a cost that is acceptable to us.

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Prolonged  or  significant  downturns  in  the  tanker,  dry  bulk  carrier,  container  and  offshore  drilling  charter  markets  may 
have an adverse effect on our earnings; and governmental and environmental laws and regulations may add to the costs of 
the charterers of our drilling rigs or limit their drilling activity which may adversely affect their ability to make payments to 
us.

Although  most  of  our  vessels  are  employed  on  medium  or  long-term  charters,  prolonged  or  significant  downturns  in  the 
markets in which we operate could have a significant and adverse effect in finding new customers in the short and long term 
market  and  on  our  existing  customers’  ability  to  continue  to  fulfill  their  obligations  to  us.  It  also  affects  the  resale  value  of 
vessels. 

The tanker market has historically been volatile. Global oil demand is expected to increase in 2024 with oil prices remaining 
near  their  2023  average  at  $83  per  barrel  as  the  global  oil  supply  is  expected  to  increase  as  well.  The  tanker  market  was 
relatively strong due to demand growth, tight supply and ongoing trade inefficiencies caused by geopolitical and climate related 
events. However, with continued uncertainty, there can be no assurance that the tanker market will sustain its recent rally.

While also experiencing volatility, the dry bulk shipping market has enjoyed significantly improved market conditions during 
2021.  Industry  sources  indicate  that  seaborne  dry  bulk  trade  (in  tonnes)  increased  slightly  in  2023  but  face  increasing 
complexity  and  impacts  from  geopolitical  disruption.  The  global  fleet  of  dry  bulk  vessels  has  increased  as  a  result  of  the 
delivery of numerous newbuilding orders over the past few years. During 2022, the global dry bulk fleet has grown by 2.9%, 
and  as  of  January  2024,  newbuilding  orders  had  been  placed  for  an  aggregate  of  about  8.7%  of  the  existing  global  dry  bulk 
fleet, with Panamax and Supramax vessels accounting for 71% of deliveries during the next two years. The dry bulk charter 
market, from which we derive and plan to continue to derive our revenues, has been relatively weak in 2023, with freight rates 
rising at the end of the year due to congestion in the Panama Canal. In 2023, charter rates for dry bulk vessels experienced new 
highs  that  come  close  to  the  seasonal  levels  of  2021.  The  Baltic  Dry  Index,  an  index  published  by  The  Baltic  Exchange  of 
shipping rates for key dry bulk routes reflected significant volatility in 2023 as levels ranged from approximately 564 points to 
3166 points due to geopolitical tensions and readjustments of sea transport routes in the Red Sea as well as uncertainty in the 
broader economic sentiment. However, with continued uncertainty, there can be no assurance that the dry bulk charter market 
will realize recovery.

The containership charter market experienced significant volatility in 2023, with disruption in global trade and supply chains. 
Due to escalated conflict in the Red Sea, approximately 90% of container vessels changed course in the first week of January 
2024. As a result, global container capacity depletion could possibly increase by 20-25%. With the ongoing conflict in the Red 
Sea and expected port congesting, container spot rates have risen rapidly and may go up even further. 

The offshore drilling charter market is correlated to the oil price (Brent crude spot) which has experienced significant volatility 
during  the  last  decade.  In  April  2020  the  oil  price  fell  below  $20  per  barrel  following  fears  that  oil  storage  in  the  U.S.  was 
running tight. As a consequence of these reductions in oil prices, oil and gas companies significantly reduced their exploration 
and  development  activities,  resulting  in  many  drilling  companies  laying  up  rigs  and  experiencing  financial  difficulties. 
However,  oil  prices  averaged  over  $83  per  barrel  in  2023,  down  from  $101  per  barrel  in  2022.  Oil  prices  are  projected  to 
remain relatively flat in 2024 as industry experts expect global supply and demand to be relatively balanced over the next year. 
However, in January 2024, there was a rise in oil prices as the crisis in the Red Sea raised concerns about trade disruption. The 
medium and long-term oil price development remains uncertain, with the escalation of conflict in the Red Sea and a structural 
transition in global energy systems with renewable energy expected to increase going forward. 

Additionally, the offshore drilling industry is dependent on demand for services from the oil and gas exploration and production 
industry, and, accordingly, the charterers of our drilling rigs are directly affected by the adoption of laws and regulations that, 
for economic, environmental or other policy reasons, curtail exploration and development drilling for oil and gas. For example, 
current  U.S.  President  Biden  signed  an  executive  order  in  January  2021  blocking  new  leases  for  oil  and  gas  drilling  in  U.S. 
federal  waters.  The  charterers  of  our  drilling  rigs  may  be  required  to  make  significant  capital  expenditures  to  comply  with 
governmental laws and regulations. It is also possible that these laws and regulations may in the future add significantly to the 
charterers of our drilling rigs’ operating costs or significantly limit drilling activity. In certain jurisdictions, there are or may be 
imposed restrictions or limitations on the operation of foreign flag vessels and rigs, and these restrictions may prevent us or our 
charterers from operating our assets as intended. We cannot guarantee that we or our charterers will be able to accommodate 
such restrictions or limitations, nor that we or our charterers can relocate the assets to other jurisdictions where such restrictions 
or limitations do not apply.

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Currently,  we  own  two  harsh  environment  drilling  rigs,  the  2014-built  jack-up  rig  Linus  and  2008-built  semi-submersible 
drilling rig Hercules. In September 2022, Linus was redelivered from Seadrill to us. Concurrently, the drilling contract of Linus 
with  ConocoPhillips  was  assigned  from  Seadrill  to  us  and  we  started  earning  drilling  contract  revenue  directly  from 
ConocoPhillips.  Following  the  redelivery  of  the  Hercules  from  Seadrill  in  December  2022,  the  rig  went  through  its  15-year 
special  periodic  survey  (“SPS”)  and  upgrades  at  a  shipyard  in  Norway,  which  was  finalized  in  June  2023.  Following  the 
completion of the third SPS and upgrades, the Hercules mobilized to Canada for a drilling contract with ExxonMobil which 
began in mid-July and was completed in September 2023. The Hercules then mobilized to Namibia for the commencement of a 
contract with Galp Energia S.A. (“Galp Energia”), where it is currently working. Once completed, the rig will be mobilized to 
Canada for a contract with Equinor Canada Ltd (“Equinor”) expected to commence in the first half of 2024. While we have 
been able to charter our jack-up rig and semi-submersible drilling rig, we may not be able to recharter them in the future on 
similar or better terms.

For more information please see “Item 5.D.—Trend Information”.

Downturns in these markets and resulting volatility has had a number of adverse consequences, including, among other things:

•

•

•

•

•

an absence of financing for vessels or rigs;

limited second-hand market for the sale of vessels or rigs;

extremely low charter rates, particularly for vessels employed in the spot market;

widespread loan covenant defaults in the shipping and offshore industries; and

declaration of bankruptcy by some operators, rig and ship owners as well as charterers.

The occurrence of one or more of these events could adversely affect our business, results of operations, cash flows, financial 
condition and ability to pay cash distributions. 

In  addition,  because  the  market  value  of  our  vessels  and  rigs  may  fluctuate  significantly,  we  may  incur  losses  when  we  sell 
vessels, which may adversely affect earnings. If we sell vessels at a time when vessel prices have fallen and before we have 
recorded  an  impairment  adjustment  to  our  financial  statements,  the  sale  may  be  at  less  than  the  vessel’s  carrying  amount  in 
those financial statements, resulting in a loss and a reduction in earnings.

The Company is exposed to fluctuating demand and supply for maritime transportation services, as well as fluctuating prices 
of commodities (such as iron ore, coal, grain, soybeans and aggregates) and consumer and industrial products, and may be 
affected by a decrease in the demand for such commodities and/or products and the volatility in their prices.

Our growth significantly depends on continued growth in worldwide and regional demand for the products we transport, such 
as  dry  bulk  commodities  (such  as  iron  ore,  coal,  soybeans,  etc.)  and  consumer  and  industrial  products,  which  could  be 
negatively affected by several factors, including declines in prices for such commodities and/or products, or general political, 
regulatory and economic conditions.

In past years, China and India have had two of the world’s fastest growing economies in terms of gross domestic product and 
have been the main driving forces behind increases in shipping trade and the demand for marine transportation. While China in 
particular  has  enjoyed  rates  of  economic  growth  significantly  above  the  world  average,  slowing  economic  growth  rates  may 
reduce  the  country’s  contribution  to  world  trade  growth,  especially  in  view  of  deteriorating  real  estate  property  values.  If 
economic  growth  declines  in  China,  India  and  other  countries  in  the  Asia  Pacific  region,  we  may  face  decreases  in  shipping 
trade  and  demand.  The  level  of  imports  to  and  exports  from  China  may  also  be  adversely  affected  by  changes  in  political, 
economic and social conditions (including a slowing of economic growth) or other relevant policies of the Chinese government, 
such as changes in laws, regulations or export and import restrictions, internal political instability, changes in currency policies, 
changes in trade policies and territorial or trade disputes. Furthermore, a slowdown in the economies of the United States or the 
European  Union,  or  certain  other  Asian  countries  may  also  have  adverse  impacts  on  economic  growth  in  the  Asia  Pacific 
region. Therefore, a negative change in the economic conditions (including any negative changes resulting from any pandemic) 
of any of these countries or elsewhere may reduce demand for dry bulk and/or containership vessels and their associated charter 
rates,  which  could  have  a  material  adverse  effect  on  our  business,  financial  condition  and  operating  results,  as  well  as  our 
prospects.

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More generally, various economies around the globe were impacted by inflationary pressures and/or supply chain disruptions in 
2023, in part stemming from the conflict in Ukraine and related sanctions against Russia and Belarus and the conflict between 
Israel and Hamas. For example, demand for and the price of coal, a product which we transport from time to time, reached an 
all-time  high  in  2023.  This  was  due  to,  among  other  factors,  disruptions  in  natural  gas  supplies  to  the  European  Union  as  a 
result of tensions with Russia, which was accompanied by a surge in energy demand and, in some jurisdictions, a temporary 
shortage in available electrical capacity. Demand for coal is projected to decline in 2024, driven by a reduction in China as the 
country  expects  to  see  a  recovery  in  hydropower  output  and  increases  in  solar  and  wind  generation.  The  global  economy 
currently remains and is expected to continue to remain subject to substantial uncertainty, which may impact demand for the 
products  which  we  transport.  Periods  of  low  demand  can  cause  excess  vessel  supply  and  intensify  the  competition  in  the 
industry,  which  often  results  in  vessels  being  idle  for  long  periods  of  time,  which  could  reduce  our  revenues  and  materially 
harm the profitability of our segments, our business, results of operations and available cash.

Our business has inherent operational risks, which may not be adequately covered by insurance.

Our  vessels  and  their  cargoes  are  at  risk  of  being  damaged  or  lost  due  to  events  such  as  marine  disasters,  bad  weather, 
mechanical  failures,  human  error,  environmental  accidents,  war,  terrorism,  piracy,  political  circumstances  and  hostilities  in 
foreign  countries,  labor  strikes  and  boycotts,  changes  in  tax  rates  or  policies,  and  governmental  expropriation  of  our 
vessels. Any of these events may result in loss of revenues, increased costs and decreased cash flows to our customers, which 
could impair their ability to make payments to us under our charters. There is a material risk of increased premiums or loss of 
coverage as a result of the geopolitical conflict between Russia and Ukraine.

In the event of a vessel casualty or other catastrophic event, we will rely on the marine insurance policies to pay the insured 
value of the vessel or the damages incurred. Through the agreements with our vessel managers, we procure insurance for most 
of the vessels in our fleet employed under time and voyage charters against those risks that we believe the shipping industry 
commonly  insures  against.  These  include  marine  hull  and  machinery  insurance,  protection  and  indemnity  insurance,  which 
include  pollution  risks  and  crew  insurances,  and  war  risk  insurance.  Currently,  the  amount  of  coverage  for  liability  for 
pollution, spillage and leakage available to us on commercially reasonable terms through protection and indemnity associations 
and  providers  of  excess  coverage  is  $1.0  billion  per  vessel  per  occurrence,  except  for  certain  excluded  areas  at  high  risk 
including Russia, Ukraine and Belarus (the “High Risk Areas”).

We  cannot  assure  you  that  we  will  be  adequately  insured  against  all  risks.  Our  vessel  managers  may  not  be  able  to  obtain 
adequate  insurance  coverage  at  reasonable  rates  for  our  vessels  in  the  future.  For  example,  in  the  past  more  stringent 
environmental regulations have led to increased costs for, and in the future may result in the lack of availability of, insurance 
against risks of environmental damage or pollution. Additionally, our insurers may refuse to pay particular claims. For example, 
the circumstances of a spill, including non-compliance with environmental laws, could result in denial of coverage, protracted 
litigation, and delayed or diminished insurance recoveries or settlements. Any significant loss or liability for which we are not 
insured could have a material adverse effect on our financial condition. Under the terms of our bareboat charters, the charterer 
is responsible for procuring all insurances for the vessel.

We  procure  insurance  for  our  fleet  against  risks  commonly  insured  against  by  vessel  owners  and  operators.  Even  if  our 
insurance coverage is adequate to cover our losses, we may not be able to timely obtain a replacement vessel in the event of a 
loss. Furthermore, in the future, we may not be able to obtain adequate insurance coverage at reasonable rates for our fleet. We 
may also be subject to calls, or premiums, in amounts based not only on our own claim records but also the claim records of all 
other members of the protection and indemnity associations through which we receive indemnity insurance coverage for tort 
liability. Our insurance policies also contain deductibles, limitations and exclusions which, although we believe are standard in 
the shipping industry, may nevertheless increase our costs. If our insurance is not enough to cover claims that may arise, the 
deficiency may have a material adverse effect on our financial condition and results of operations. We may also be subject to 
calls, or premiums, in amounts based not only on our own claim records but also the claim records of all other members of the 
protection  and  indemnity  associations  through  which  we  receive  indemnity  insurance  coverage  for  tort  liability,  including 
pollution-related liability. Our payment of these calls could result in significant expenses to us.

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Acts of piracy and attacks on ocean-going vessels could adversely affect our business.

Acts  of  piracy  and  attacks  have  historically  affected  ocean-going  vessels  trading  in  certain  regions  of  the  world,  such  as  the 
South China Sea, the Gulf of Aden and the Red Sea. Piracy continues to occur in the Gulf of Aden, off the coast of Somalia, 
and increasingly in the Gulf of Guinea. We consider potential acts of piracy to be a material risk to the international shipping 
industry,  and  protection  against  this  risk  requires  vigilance.  Our  vessels  regularly  travel  through  regions  where  pirates  are 
active. Furthermore, the recent Houthi seizures and attacks on commercial vessels in the Red Sea and the Gulf of Aden have 
impacted the global economy as we, our charterers and other companies have decided to reroute vessels to avoid the Suez Canal 
and  Red  Sea.  We  may  not  be  adequately  insured  to  cover  losses  from  acts  of  terrorism,  piracy,  regional  conflicts  and  other 
armed actions, which could have a material adverse effect on our results of operations, financial condition and ability to pay 
dividends. Crew costs could also increase in such circumstances.

Maritime  claimants  could  arrest  or  attach  one  or  more  of  our  vessels,  which  could  interrupt  our  customers'  or  our  cash 
flows.

Crew members, suppliers of goods and services to a vessel, shippers of cargo and other parties may be entitled to a maritime 
lien against a vessel for unsatisfied debts, claims or damages. In many jurisdictions, a maritime lien holder may enforce its lien 
by “arresting” or “attaching” a vessel through judicial or foreclosure proceedings. The arrest or attachment of one or more of 
our vessels could interrupt the cash flow of the charterer and/or our cash flow and require us to pay a significant amount of 
money to have the arrest lifted, which would have an adverse effect on our financial condition and results of operations. 

In addition, in jurisdictions where the “sister ship” theory of liability applies, such as South Africa, a claimant may arrest the 
vessel that is subject to the claimant's maritime lien and any “associated” vessel, which is any vessel owned or controlled by the 
same owner. In countries with “sister ship” liability laws, claims may be asserted against us or any of our vessels for liabilities 
of other vessels that we own.

Governments could requisition our vessels during a period of war or emergency, resulting in a loss of earnings.

A government of a vessel’s registry could requisition for title or seize one or more of our vessels. Requisition for title occurs 
when a government takes control of a vessel and becomes the owner. Such government could also requisition one or more of 
our  vessels  for  hire.  Requisition  for  hire  occurs  when  a  government  takes  control  of  a  vessel  and  effectively  becomes  the 
charterer at dictated charter rates. Generally, requisitions occur during a period of war or emergency. Government requisition of 
one  or  more  of  our  vessels  could  have  a  material  adverse  effect  on  our  business,  results  of  operations,  cash  flows,  financial 
condition and ability to pay dividends.

The aging of our fleet may result in increased operating costs or loss of hire in the future, which could adversely affect our 
earnings.

In general, the costs to maintain a vessel in good operating condition increase with the age of the vessel. As of December 31, 
2023,  the  average  age  of  our  fleet,  owned  or  leased  by  us,  was  approximately  11  years.  As  our  fleet  ages,  we  will  incur 
increased  costs.  Due  to  improvements  in  engine  technology,  older  vessels  are  typically  less  fuel-efficient  and  more  costly  to 
maintain than more recently constructed vessels. Cargo insurance rates increase with the age of a vessel, making older vessels 
less desirable to charterers.

Governmental safety, environmental regulations or other equipment standards related to the age of tankers and other types of 
vessels  may  require  expenditures  for  alterations  or  the  addition  of  new  equipment  to  our  vessels  to  comply  with  safety  or 
environmental  laws  or  regulations  that  may  be  enacted  in  the  future.  These  laws  or  regulations  may  also  restrict  the  type  of 
activities  in  which  our  vessels  may  engage  or  prohibit  operation  in  certain  geographic  regions.  We  cannot  predict  what 
alterations or modifications our vessels may be required to undergo as a result of requirements that may be promulgated in the 
future, or that as our vessels age market conditions will justify any required expenditures or enable us to operate our vessels 
profitably during the remainder of their useful lives.

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There are risks associated with the purchase and operation of second-hand vessels.

Our current business strategy includes additional growth through the acquisition of both newbuildings and second-hand vessels. 
While we rigorously inspect previously owned or secondhand vessels prior to purchase, this does not normally provide us with 
the  same  knowledge  about  their  condition  and  cost  of  any  required  (or  anticipated)  repairs  that  we  would  have  had  if  these 
vessels had been built for and operated exclusively by us. A secondhand vessel may also have conditions or defects that we 
were not aware of when we bought the vessel and which may require us to incur costly repairs to the vessel. These repairs may 
require us to put a vessel into drydock, which would reduce our fleet utilization and increase our operating costs. The market 
prices of secondhand vessels also tend to fluctuate with changes in charter rates and the cost of new build vessels, and if we sell 
the  vessels,  the  sales  prices  may  not  equal  and  could  be  less  than  their  carrying  values  at  that  time.  Therefore,  our  future 
operating results could be negatively affected if the vessels do not perform as we expect.

Delays in the delivery of any newbuilding or secondhand tankers we agree to acquire could harm our operating results. 

Delays  in  the  delivery  of  any  new-building  or  second-hand  vessels  we  may  agree  to  acquire  in  the  future,  would  delay  our 
receipt of revenues generated by these vessels and, to the extent we have arranged charter employment for these vessels, could 
possibly  result  in  the  cancellation  of  those  charters,  and  therefore  adversely  affect  our  anticipated  results  of  operations. 
Although this would delay our funding requirements for the installment payments to purchase these vessels, it would also delay 
our receipt of revenues under any charters we arrange for such vessels. The delivery of newbuilding vessels could be delayed, 
other  than  at  our  request,  because  of,  among  other  things,  work  stoppages  or  other  labor  disturbances;  bankruptcy  or  other 
financial  crisis  of  the  shipyard  building  the  vessel;  hostilities,  health  pandemics  or  political  or  economic  disturbances  in  the 
countries  where  the  vessels  are  being  built,  including  any  escalation  of  tensions  involving  Russia  and  North  Korea;  weather 
interference or catastrophic event, such as a major earthquake, tsunami or fire; our requests for changes to the original vessel 
specifications; requests from our customers, with whom we have arranged any charters for such vessels, to delay construction 
and delivery of such vessels due to weak economic conditions and shipping demand and a dispute with the shipyard building 
the vessel. 

In  addition,  the  refund  guarantors  under  the  newbuilding  contracts,  which  are  banks,  financial  institutions  and  other  credit 
agencies, may also be affected by financial market conditions in the same manner as our lenders and, as a result, may be unable 
or  unwilling  to  meet  their  obligations  under  their  refund  guarantees.  If  the  shipbuilders  or  refund  guarantors  are  unable  or 
unwilling to meet their obligations to the sellers of the vessels, this may impact our acquisition of vessels and may materially 
and adversely affect our operations and our obligations under our credit facilities. The delivery of any secondhand vessels could 
be  delayed  because  of,  among  other  things,  hostilities  or  political  disturbances,  non-performance  of  the  purchase  agreement 
with  respect  to  the  vessels  by  the  seller,  our  inability  to  obtain  requisite  permits,  approvals  or  financing  or  damage  to  or 
destruction of the vessels while being operated by the seller prior to the delivery date. 

Changes in our dividend policy could adversely affect holders of our common shares.

Risks Relating to Our Company

Any  dividend  that  we  declare  is  at  the  discretion  of  our  board  of  directors  of  the  Company  (the  “Board  of  Directors”).  We 
cannot assure you that our dividend will not be reduced or eliminated in the future, and changes in our dividend policy could 
adversely  affect  the  market  price  of  our  common  shares.  Our  profitability  and  corresponding  ability  to  pay  dividends  is 
substantially  affected  by  amounts  we  receive  through  charter  hire  and  profit-sharing  payments  from  our  charterers.  Our 
entitlement  to  profit  sharing  payments,  if  any,  is  based  on  the  financial  performance  of  our  vessels  which  is  outside  of  our 
control. If our charter hire and profit-sharing payments decrease substantially, we may not be able to continue to pay dividends 
at present levels, or at all. We are also subject to contractual limitations on our ability to pay dividends pursuant to certain debt 
agreements,  and  we  may  agree  to  additional  limitations  in  the  future.  Additional  factors  that  could  affect  our  ability  to  pay 
dividends include statutory and contractual limitations on the ability of our subsidiaries to pay dividends to us, including under 
current or future debt arrangements, economic conditions, and macroeconomic impacts on our business and financial condition, 
such as inflationary pressure, and other factors the Board of Directors may deem relevant.

24

We depend on our charterers, including companies which are affiliated with us, for our operating cash flows and for our 
ability to pay dividends to our shareholders and repay our outstanding borrowings.

During  2023,  we  had  eight  dry  bulk  carriers  chartered  to  Golden  Ocean  Trading  Limited,  or  the  Golden  Ocean  Charterer,  a 
subsidiary of Golden Ocean. Hemen, our largest shareholder, is also the largest shareholder of Golden Ocean. In addition, we 
own fully or partially 13 container vessels on long-term bareboat charters to MSC Mediterranean Shipping Company S.A. and 
its  affiliate  Conglomerate  Shipping  Ltd.  (“MSC”)  and  16  container  vessels  on  long-term  time  charters  to  Maersk  A/S 
(“Maersk”), and multiple other assets chartered to a number of counterparties. Our other vessels that have charters attached to 
them are chartered to other customers under short-, medium- or long-term time and bareboat charters.

The charter hire payments that we receive from our customers constitute substantially all of our operating cash flows.

The  performance  under  the  charters  with  the  Golden  Ocean  Charterer  is  guaranteed  by  Golden  Ocean.  If  the  Golden  Ocean 
Charterer or any of our other charterers are unable to make charter hire payments to us, our results of operations and financial 
condition could be materially adversely affected and we may not have cash available to pay dividends to our shareholders and 
to repay our outstanding borrowings. A significant portion of our net income and operating cash flows are generated from our 
leases  with  the  charterers  of  our  drilling  rigs,  and  a  termination  of  these  leases  may  have  a  material  adverse  effect  on  our 
earnings and profitability, and our ability to pay dividends to our shareholders. 

The  amount  of  profit-sharing  payment  we  receive  under  our  charters  with  the  Golden  Ocean  Charterer,  and  other 
charterers, if any, may depend on prevailing spot market rates, which are volatile.

We have eight Capesize dry bulk carriers employed under time charters to the Golden Ocean Charterer, whereby we receive 
33% profit share above the base charter rates, calculated on a quarterly basis. These charter contracts provide for base charter 
hire  and  additional  profit-sharing  payments  when  the  Golden  Ocean  Charterer's  earnings  from  deploying  our  vessels  exceed 
certain  levels.  The  majority  of  our  vessels  chartered  to  the  Golden  Ocean  Charterer  are  sub-chartered  by  them  in  the  spot 
market,  which  is  subject  to  greater  volatility  than  the  long-term  time  charter  market,  and  the  amount  of  future  profit  sharing 
payments we receive, if any, will be primarily dependent on the strength of the spot market.

We  cannot  assure  you  that  we  will  receive  any  profit-sharing  payments  for  any  periods  in  the  future,  which  may  have  an 
adverse effect on our results and financial condition and our ability to pay dividends in the future.

The amount of fuel saving payment we receive under certain charters, if any, depends on prevailing fuel costs, which are 
volatile.

We installed scrubbers on seven of the containerships on charter to Maersk in return for receiving a share of the fuel savings 
expected to be achieved by the charterer, Maersk. Thus, as part of the charter agreements, we receive a share of the fuel savings, 
dependent  on  the  price  difference  between  IMO  compliant  fuel  and  IMO  non-compliant  fuel  that  is  subsequently  made 
compliant by the scrubbers. Additionally, we earn scrubber related fuel savings revenue in connection with a 4,900 CEU car 
carrier,  Arabian  Sea,  on  time  charter  with  EUKOR  Car  Carriers  Inc.  (“Eukor”)  which  includes  a  similar  share  of  the  fuel 
savings  in  the  charter  agreement.  For  the  year  ended  December  31,  2023,  we  recorded  $13.2  million  from  fuel  saving 
arrangements due to the installation of scrubbers, relating to the seven container vessels on charter to Maersk and one scrubber-
fitted car carrier on charter to Eukor.

We cannot assure you that we will receive any fuel saving payments for any periods in the future, which may have an adverse 
effect on our results and financial condition and our ability to pay dividends in the future.

The charter-free market values of our vessels and drilling rigs may decrease, which could limit the amount of funds that we 
can borrow or trigger breaches in certain financial covenants in our current or future credit facilities and we may incur a 
loss if we sell vessels or drilling rigs following a decline in their charter-free market value. This could affect future dividend 
payments.

We are generally prohibited from selling our vessels or drilling rigs during periods which they are subject to charters without 
the charterer's consent, and may therefore be unable to take advantage of increases in vessel or drilling rig values during such 
times. Conversely, if the charterers were to default under the charters due to adverse market conditions, causing a termination of 
the charters, it is likely that the charter-free market value of our vessels and drilling rigs would also be depressed. The charter-
free market values of our vessels and drilling rigs have experienced high volatility in recent years.

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The  charter-free  market  value  of  our  vessels  and  drilling  rigs  may  increase  and  decrease  depending  on  a  number  of  factors 
including,  but  not  limited  to,  the  prevailing  level  of  charter  rates  and  day  rates,  general  economic  and  market  conditions 
affecting the international shipping and offshore drilling industries, types, sizes, sophistication and ages of vessels and drilling 
rigs,  supply  and  demand  for  vessels  and  drilling  rigs,  availability  of  or  developments  in  other  modes  of  transportation, 
competition  from  other  shipping  companies,  cost  of  newbuildings,  governmental  or  other  regulations  and  technological 
advances in vessel design, capacity, propulsion technology and fuel consumption efficiency.

In  addition,  as  vessels  and  drilling  rigs  grow  older,  they  generally  decline  in  value.  If  the  charter-free  market  values  of  our 
vessels and drilling rigs decline, we may not be in compliance with certain provisions of our credit facilities and we may not be 
able to refinance our debt, obtain additional financing or make distributions to our shareholders. Additionally, if we sell one or 
more of our vessels or drilling rigs at a time when vessel and drilling rig prices have fallen and before we have recorded an 
impairment  adjustment  to  our  consolidated  financial  statements,  the  sale  price  may  be  less  than  the  vessel's  or  drilling  rig's 
carrying value on our consolidated financial statements, resulting in a loss and a reduction in earnings. 

Furthermore, if vessel and drilling rig values fall significantly, we may have to record an impairment adjustment in our financial 
statements,  which  could  adversely  affect  our  financial  results  and  condition.  In  2023,  we  recorded  an  impairment  loss  of 
$7.4  million  as  a  result  of  the  sale  and  delivery  of  two  chemical  tankers,  SFL  Weser  and  SFL  Elbe.  In  2022,  no  impairment 
charge was recorded, however, impairment charges of $1.9 million and $252.6 million were recorded on one of our rigs, West 
Taurus in 2021 and 2020 respectively, prior to the sale of the rig for recycling in September 2021.

Conversely, if vessel values are elevated at a time when we wish to acquire additional vessels, the cost of the acquisition may 
increase and this could adversely affect our business, results of operations, cash flow and financial position. 

Volatility in the international shipping and offshore markets may cause our counterparties on contracts to fail to meet their 
obligations which could cause us to suffer losses or otherwise adversely affect our business.

From time to time, we enter into, among other things, charter parties with our customers, newbuilding contracts with shipyards, 
credit facilities with banks, guarantees, interest rate swap agreements, and currency swap agreements, total return bond swaps, 
and  total  return  equity  swaps.  Such  agreements  subject  us  to  counterparty  risks.  The  ability  and  willingness  of  each  of  our 
counterparties  to  perform  their  obligations  under  a  contract  with  us  will  depend  on  a  number  of  factors  that  are  beyond  our 
control. As a result, our revenues and results of operations may be adversely affected. These factors include:

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global and regional economic and political conditions;

supply  and  demand  for  oil  and  refined  petroleum  products,  which  is  affected  by,  among  other  things,  competition  from 
alternative sources of energy;

supply and demand for energy resources, commodities, semi-finished and finished consumer and industrial products;

developments in international trade;

changes in seaborne and other transportation patterns, including changes in the distances that cargoes are transported;

environmental concerns and regulations;

weather;

the number of newbuilding deliveries;

the improved fuel efficiency of newer vessels;

the recycling rate of older vessels; and

changes in production of crude oil, particularly by OPEC members and other key producers.

Tanker charter rates also tend to be subject to seasonal variations, with demand (and therefore charter rates) normally higher in 
winter months in the northern hemisphere.

In  addition,  in  depressed  market  conditions,  our  charterers  and  customers  may  no  longer  need  a  vessel  or  drilling  rig  that  is 
currently  under  charter  or  contract,  or  may  be  able  to  obtain  a  comparable  vessel  or  drilling  rig  at  a  lower  rate.  As  a  result, 
charterers and customers may seek to renegotiate the terms of their existing charter parties and drilling contracts, or avoid their 
obligations under those contracts. Should a counterparty fail to honor its obligations under agreements with us, we could sustain 
significant losses which could have a material adverse effect on our business, financial condition, results of operations and cash 
flows.

26

Certain of our directors, executive officers and major shareholders may have interests that are different from the interests of 
our other shareholders.

C.K.  Limited  is  the  trustee  of  two  trusts  (the  “Trusts”)  that  indirectly  hold  all  of  the  common  shares  of  Hemen,  our  largest 
shareholder. Accordingly, C.K. Limited, as trustee, may be deemed to beneficially own the 25,728,687 of our common shares, 
representing 18.7% of our outstanding shares that are owned by Hemen. Mr. Fredriksen established the Trusts for the benefit of 
his immediate family. Beneficiaries of the Trusts, which may include Ms. Fredriksen, do not have any absolute entitlement to 
the Trust assets and thus disclaim beneficial ownership of all of our common shares owned by Hemen. Mr. Fredriksen is neither 
a beneficiary nor a trustee of either Trust and has no economic interest in such common shares. He disclaims any control over 
and  all  beneficial  ownership  of  such  common  shares,  save  for  any  indirect  influence  he  may  have  with  C.K.  Limited,  as  the 
trustee  of  the  Trusts,  in  his  capacity  as  the  settlor  of  the  Trusts.  Please  see  “Item  7.  Major  Shareholders  and  Related  Party 
Transactions – A. Major Shareholders.”

For  so  long  as  Hemen  beneficially  owns  a  significant  percentage  of  our  outstanding  common  shares,  it  is  able  to  exercise 
significant influence over us and will be able to strongly influence the outcome of shareholder votes on other matters, including 
the  adoption  or  amendment  of  provisions  in  our  articles  of  incorporation  or  bye-laws  and  approval  of  possible  mergers, 
amalgamations, control transactions and other significant corporate transactions. This concentration of ownership may have the 
effect  of  delaying,  deferring  or  preventing  a  change  in  control,  merger,  amalgamations,  consolidation,  takeover  or  other 
business combination. This concentration of ownership could also discourage a potential acquirer from making a tender offer or 
otherwise attempting to obtain control of us, which could in turn have an adverse effect on the market price of our common 
shares. Hemen may not necessarily act in accordance with the best interests of other shareholders. The interests of Hemen may 
not coincide with the interests of other holders of our common shares. To the extent that conflicts of interests may arise, Hemen 
may vote in a manner adverse to us or to you or other holders of our securities.

Hemen is also a principal shareholder of a number of other large publicly traded companies involved in various sectors of the 
shipping and oil services industries (the “Hemen Related Companies”). In addition, certain directors, including Mr. Cordia, Mr. 
O'Shaughnessy, Mr. Hjertaker, Mr. Homan-Russell and Ms. Kathrine Fredriksen, also serve on the boards of one or more of the 
Hemen  Related  Companies,  including  but  not  limited  to  Frontline  plc  (formerly  Frontline  Ltd.)  (NYSE:  FRO)  (“Frontline”), 
Golden Ocean Group Limited (NYSE: GOGL) (“Golden Ocean”), Archer Limited (OSE: ARCHER), Avance Gas Holding Ltd 
(OSE: AGAS) (“Avance Gas”), Northern Drilling Ltd (OSE: NODL) and NorAm Drilling Company AS (“NorAm Drilling”). 
There  may  be  real  or  apparent  conflicts  of  interest  with  respect  to  matters  affecting  Hemen  and  other  Hemen  Related 
Companies whose interests in some circumstances may be adverse to our interests.

To the extent that we do business with or compete with other Hemen Related Companies for business opportunities, prospects 
or financial resources, or participate in ventures in which other Hemen Related Companies may participate, these directors and 
officers may face actual or apparent conflicts of interest in connection with decisions that could have different implications for 
us. These decisions may relate to corporate opportunities, corporate strategies, potential acquisitions of businesses, newbuilding 
acquisitions, inter-company agreements, the issuance or disposition of securities, the election of new or additional directors and 
other matters. Such potential conflicts may delay or limit the opportunities available to us, and it is possible that conflicts may 
be resolved in a manner adverse to us or result in agreements that are less favorable to us than terms that would be obtained in 
arm's-length negotiations with unaffiliated third-parties.

The agreements between us and affiliates of Hemen may be less favorable to us than agreements that we could obtain from 
unaffiliated third parties.

The  charters,  management  agreements,  charter  ancillary  agreements  and  the  other  contractual  agreements  we  have  with 
companies  affiliated  with  Hemen  were  made  in  the  context  of  an  affiliated  relationship.  Although  every  effort  was  made  to 
ensure  that  such  agreements  were  made  on  an  arm's-length  basis,  the  negotiation  of  these  agreements  may  have  resulted  in 
prices  and  other  terms  that  are  less  favorable  to  us  than  terms  we  might  have  obtained  in  arm's-length  negotiations  with 
unaffiliated third parties for similar services.

27

Hemen and its associated companies' business activities may conflict with our business activities.

While  Frontline  and  Golden  Ocean,  whose  major  shareholder  is  Hemen,  have  agreed  for  Key  Chartering  Corporation  (“Key 
Chartering”), Golden Ocean Group Management and the Golden Ocean Charterer, respectively, to use their commercial best 
efforts to employ our vessels on market terms and not to give preferential treatment in the marketing of any other vessels owned 
or  managed  by  Frontline  and  Golden  Ocean  or  its  other  affiliates,  it  is  possible  that  conflicts  of  interests  in  this  regard  will 
adversely affect us. Under the agreements with the Golden Ocean Charterer, we are entitled to receive quarterly profit-sharing 
payments  to  the  extent  that  the  average  daily  time  charter  equivalent  ("TCE"),  rates  realized  by  the  Golden  Ocean  Charterer 
exceed  specified  levels.  Because  Golden  Ocean  also  owns  or  manages  other  vessels  in  addition  to  our  fleet,  which  are  not 
included  in  the  profit-sharing  calculations,  conflicts  of  interest  may  arise  between  us  and  Golden  Ocean  in  the  allocation  of 
chartering opportunities that could limit our fleet's earnings and reduce profit sharing payments or charter hire due under our 
charters.

Our shareholders must rely on us to enforce our rights against our contract counterparties.

Holders  of  our  common  shares  and  other  securities  have  no  direct  right  to  enforce  the  obligations  of  related  and  non-related 
customers  under  the  charters,  or  any  of  the  other  agreements  to  which  we  are  a  party.  Accordingly,  if  any  of  those 
counterparties were to breach their obligations to us under any of these agreements, our shareholders would have to rely on us 
to pursue our remedies against those counterparties.

United States tax authorities could treat us as a "passive foreign investment company", which could have adverse United 
States federal income tax consequences to United States shareholders.

A foreign corporation will be treated as a "passive foreign investment company," or ("PFIC"), for United States federal income 
tax purposes if either (1) at least 75% of its gross income for any taxable year consists of certain types of "passive income" or 
(2) at least 50% of the average value of the corporation's assets produce or are held for the production of those types of "passive 
income".  For  purposes  of  these  tests,  "passive  income"  includes  dividends,  interest  and  gains  from  the  sale  or  exchange  of 
investment  property  and  rents  and  royalties  other  than  rents  and  royalties,  which  are  received  from  unrelated  parties  in 
connection with the active conduct of a trade or business. For purposes of these tests, income derived from the performance of 
services does not constitute "passive income", but income from bareboat charters does constitute "passive income".

United States shareholders of a PFIC are subject to a disadvantageous United States federal income tax regime with respect to 
the distributions they receive from the PFIC and the gain, if any, they derive from the sale or other disposition of their shares in 
the PFIC.

Under these rules, if our income from our time charters is considered to be passive rental income, rather than income from the 
performance of services, we will be considered to be a PFIC. We believe that it is more likely than not that our income from 
time charters will not be treated as passive rental income for purposes of determining whether we are a PFIC. Correspondingly, 
we believe that the assets that we own and operate in connection with the production of such income do not constitute passive 
assets for purposes of determining whether we are a PFIC. This position is principally based upon the positions that (1) our time 
charter income will constitute services income, rather than rental income, and (2) Golden Ocean Management, which provide 
services to certain of our time-chartered vessels, will be respected as separate entities from the Golden Ocean Charterer, with 
which they are affiliated. Based on our current and anticipated chartering activities, we do not believe that we will be treated as 
a PFIC for the current or future taxable years, although no assurance can be given in this regard. 

Although there is no direct legal authority under the PFIC rules addressing our method of operation, there is substantial legal 
authority  supporting  our  position  consisting  of  case  law  and  the  United  States  Internal  Revenue  Service  (the  "IRS"), 
pronouncements concerning the characterization of income derived from time charters and voyage charters as services income 
for other tax purposes. However, it should be noted that there is also authority that characterizes time charter income as rental 
income rather than services income for other tax purposes. Accordingly, no assurance can be given that the IRS or a court of 
law will accept our position, and there is a risk that the IRS or a court of law could determine that we are a PFIC. Moreover, no 
assurance can be given that we would not constitute a PFIC for any future taxable year if there were to be changes in the nature 
and extent of our operations.

28

If the IRS were to find that we are or have been a PFIC for any taxable year, our United States shareholders will face adverse 
United  States  federal  income  tax  consequences.  Under  the  PFIC  rules,  unless  those  shareholders  make  an  election  available 
under  United  States  Internal  Revenue  Code  of  1986,  as  amended  (the  "Code")  (which  election  could  itself  have  adverse 
consequences for such shareholders, as discussed below under "Taxation-United States Federal Income Tax Considerations"), 
such shareholders would be liable to pay United States federal income tax at the then prevailing income tax rates on ordinary 
income plus interest upon excess distributions and upon any gain from the disposition of our common shares, as if the excess 
distribution or gain had been recognized ratably over the shareholder's holding period of our common shares.

We may have to pay tax on United States source income, which would reduce our earnings.

Under  the  Code,  50%  of  the  gross  shipping  income  of  a  vessel  owning  or  chartering  corporation,  such  as  ourselves  and  our 
subsidiaries, that is attributable to transportation that begins or ends, but that does not both begin and end, in the United States, 
may be subject to a 4% United States federal income tax without allowance for deduction, unless that corporation qualifies for 
exemption from tax under Section 883 of the Code and the applicable Treasury Regulations promulgated thereunder.

We  believe  that  we  and  each  of  our  subsidiaries  qualified  for  this  statutory  tax  exemption  for  our  taxable  year  ending  on 
December  31,  2023  and  we  will  take  this  position  for  United  States  federal  income  tax  return  reporting  purposes.  However, 
there are factual circumstances beyond our control that could cause us to lose the benefit of this tax exemption for future taxable 
years  and  thereby  become  subject  to  United  States  federal  income  tax  on  our  United  States  source  shipping  income.  For 
example, we would no longer qualify for exemption under Section 883 of the Code for a particular taxable year if certain non-
qualified  shareholders  with  a  5%  or  greater  interest  in  our  common  shares  owned,  in  the  aggregate,  50%  or  more  of  our 
outstanding common shares for more than half the days during the taxable year. It is possible that we could be subject to this 
rule for our taxable year ending on or after December 31, 2024. Due to the factual nature of the issues involved, there can be no 
assurances on our tax-exempt status or that of any of our subsidiaries.

If  we  or  our  subsidiaries,  are  not  entitled  to  exemption  under  Section  883  of  the  Code  for  any  taxable  year,  we,  or  our 
subsidiaries, could be subject during those years to an effective 2% United States federal income tax on gross shipping income 
derived during such a year that is attributable to the transport of cargoes to or from the United States. The imposition of this tax 
would  have  a  negative  effect  on  our  business  and  would  result  in  decreased  earnings  available  for  distribution  to  our 
shareholders.

Changes  in  tax  laws  and  unanticipated  tax  liabilities  could  materially  and  adversely  affect  the  taxes  we  pay,  results  of 
operations and financial results.

From time to time, we are subject to income and other taxes in various jurisdictions, and our results of operations and financial 
results may be affected by tax and other initiatives around the world. For instance, there is a high level of uncertainty in today’s 
tax environment stemming from global initiatives put forth by the Organisation for Economic Co-operation and Development’s 
(“OECD”) two-pillar base erosion and profit shifting project. In October 2021, members of the OECD put forth two proposals: 
(i)  Pillar  One  reallocates  profit  to  the  market  jurisdictions  where  sales  arise  versus  physical  presence;  and  (ii)  Pillar  Two 
compels  multinational  corporations  with  €750  million  or  more  in  annual  revenue  to  pay  a  global  minimum  tax  of  15%  on 
income  received  in  each  country  in  which  they  operate.  The  reforms  aim  to  level  the  playing  field  between  countries  by 
discouraging them from reducing their corporate income taxes to attract foreign business investment. Over 140 countries agreed 
to  enact  the  two-pillar  solution  to  address  the  challenges  arising  from  the  digitalization  of  the  economy  and,  in  2024,  these 
guidelines  were  declared  effective  and  must  now  be  enacted  by  those  OECD  member  countries.  Qualifying  international 
shipping income is currently exempt from many aspects of this framework if the exemption requirements are met. If we are in 
the scope of OECD’s Pillar Two rules, including due to our inability to satisfy the requirements of the international shipping 
exemption, these changes, when and if enacted and implemented by various countries in which we do business, could increase 
the burden and costs of our tax compliance, the amount of taxes we incur in those jurisdictions and our global effective tax rate, 
which could have a material adverse impact on our results of operations and financial results.

29

As  an  exempted  company  incorporated  under  Bermuda  law,  our  operations  may  be  subject  to  economic  substance 
requirements. 

The Economic Substance Act 2018 and the Economic Substance Regulations 2018 of Bermuda (the “Economic Substance Act” 
and the “Economic Substance Regulations”, respectively) became operative on December 31, 2018. The Economic Substance 
Act applies to every registered entity in Bermuda that engages in a relevant activity and requires that every such entity shall 
maintain a substantial economic presence in Bermuda. Relevant activities for the purposes of the Economic Substance Act are 
banking  business,  insurance  business,  fund  management  business,  financing  and  leasing  business,  headquarters  business, 
shipping business, distribution and service center business, intellectual property holding business and conducting business as a 
holding entity.

The  Bermuda  Economic  Substance  Act  provides  that  a  registered  entity  that  carries  on  a  relevant  activity  complies  with 
economic substance requirements if (a) it is directed and managed in Bermuda, (b) its core income-generating activities (as may 
be prescribed) are undertaken in Bermuda with respect to the relevant activity, (c) it maintains adequate physical presence in 
Bermuda, (d) it has adequate full time employees in Bermuda with suitable qualifications and (e) it incurs adequate operating 
expenditure in Bermuda in relation to the relevant activity.

A registered entity that carries on a relevant activity is obliged under the Bermuda Economic Substance Act to file a declaration 
in the prescribed form (the “Declaration”) with the Registrar of Companies (the “Registrar”) on an annual basis.

If we fail to comply with our obligations under the Bermuda Economic Substance Act or any similar law applicable to us in any 
other jurisdictions, we could be subject to financial penalties and spontaneous disclosure of information to foreign tax officials 
in related jurisdictions and may be struck from the register of companies in Bermuda or such other jurisdiction. Any of these 
actions could have a material adverse effect on our business, financial condition and results of operations.

If  our  long-term  time  or  bareboat  charters  or  management  agreements  with  respect  to  our  vessels  and  rigs  employed  on 
long-term  time  charters  terminate,  we  could  be  exposed  to  increased  volatility  in  our  business  and  financial  results,  our 
revenues could significantly decrease and our operating expenses could significantly increase. 

If any of our charters terminate, we may not be able to re-charter those vessels on a long-term basis with terms similar to the 
terms of our existing charters, or at all.

The  vessels  in  our  fleet  that  have  charters  attached  to  them  are  generally  contracted  to  a  firm  period  in  addition  to  certain 
optional periods. However, we have granted some of our charterers purchase or early termination options that, if exercised, may 
effectively terminate our charters with these customers at an earlier date. One or more of the charters with respect to our vessels 
may also terminate in the event of a requisition for title or a loss of a vessel.

Under  our  vessel  management  agreements  with  Golden  Ocean  Management,  for  fixed  management  fees,  Golden  Ocean 
Management are responsible for all of the technical and operational management of the vessels chartered by the Golden Ocean 
Charterer, respectively, and will indemnify us against certain loss of hire and various other liabilities relating to the operation of 
these vessels. If the relevant charter is terminated, the corresponding management agreement will also be terminated.

In  addition  to  the  eight  vessels  on  charter  to  Golden  Ocean  Charterer,  we  also  have  23  container  vessels,  seven  Suezmax 
tankers, six product tankers and six car carriers employed on time charters and seven dry bulk carriers trading in the spot or 
short-term  time  charter  market.  The  agreements  for  the  technical  and  operational  management  of  these  vessels  are  not  fixed 
price agreements, and we cannot assure you that any further vessels which we may acquire in the future will be operated under 
fixed price management agreements. We also own two harsh environmental drilling rigs, the 2014-built jack-up rig Linus and 
2008-built semi-submersible drilling rig Hercules. In September 2022, Linus was redelivered from Seadrill to us. Concurrently, 
the  drilling  contract  of  Linus  with  ConocoPhillips  was  assigned  from  Seadrill  to  us  and  we  started  earning  drilling  contract 
revenue directly from ConocoPhillips. Following the redelivery of the Hercules from Seadrill in December 2022, the rig went 
through its third SPS and upgrades at a shipyard in Norway, which was finalized in June 2023. Following the completion of the 
third SPS and upgrades, the Hercules mobilized to Canada for a drilling contract with ExxonMobil which began in mid-July 
and was completed in September 2023. The Hercules then mobilized to Namibia for the commencement of a contract with Galp 
Energia,  where  it  is  currently  working.  Once  completed,  the  rig  will  be  mobilized  to  Canada  for  a  contract  with  Equinor 
expected to commence in the first half of 2024. Therefore, to the extent that we acquire additional vessels, our cash flow could 
be more volatile in the future and we could be exposed to increases in our vessel and rig operating expenses, each of which 
could materially and adversely affect our results of operations and business.

30

Certain  of  our  vessels  and  drilling  rigs  are  subject  to  purchase  options  held  by  the  charterer  of  the  vessel  or  drilling  rig, 
which, if exercised, could reduce the size of our fleet and reduce our future revenues.

The charter-free market values of our vessels and drilling rigs are expected to change from time to time depending on a number 
of factors including general economic and market conditions affecting the shipping and offshore industries, competition, cost of 
vessel  or  drilling  rig  construction,  governmental  or  other  regulations,  prevailing  levels  of  charter  rates  and  technological 
changes. We have granted fixed price purchase options to certain of our customers with respect to the vessels and drilling rigs 
they have chartered from us, and these prices may be less than the respective vessel's or drilling rig’s charter-free market value 
at the time the option may be exercised. In addition, we may not be able to obtain a replacement vessel or drilling rig for the 
price at which we sell the vessel or drilling rig. In such a case, we could incur a loss and a reduction in earnings.

Volatility of interest rate benchmarks under our financing agreements could affect our profitability, earnings and cash flow.

As certain of our current financing agreements have, and our future financing arrangements may have, floating interest rates, 
typically  based  on  the  Secured  Overnight  Financing  Rate  (SOFR),  movements  in  interest  rates  could  negatively  affect  our 
financial performance. In order to manage our exposure to interest rate fluctuations under SOFR or any other variable interest 
rate,  we  have  and  may  from  time-to-time  use  interest  rate  derivatives  to  effectively  fix  some  of  our  floating  rate  debt 
obligations. No assurance can however be given that the use of these derivative instruments, if any, may effectively protect us 
from  adverse  interest  rate  movements.  The  use  of  interest  rate  derivatives  may  affect  our  results  through  mark  to  market 
valuation of these derivatives. Also, adverse movements in interest rate derivatives may require us to post cash as collateral, 
which  may  impact  our  free  cash  position.  Volatility  in  applicable  interest  rates  among  our  financing  agreements  presents  a 
number of risks to our business, including potential increased borrowing costs for future financing agreements or unavailability 
of or difficulty in attaining financing, which could in turn have an adverse effect on our profitability, earnings and cash flow. 

A change in interest rates could subject us to interest rate risk and materially and adversely affect our financial performance 
and financial position.

Some of our credit facilities use variable interest rates and expose us to interest rate risk. If interest rates increase and we are 
unable to effectively hedge our interest rate risk, our debt service obligations on the variable rate indebtedness would increase 
even if the amount borrowed remained the same, and our profitability and cash available for servicing our indebtedness would 
decrease.

As of December 31, 2023, we and our consolidated subsidiaries had approximately $1.1 billion in floating rate debt outstanding 
under our credit facilities. Although we use interest rate and cross currency swaps to manage our interest rate exposure and have 
interest  rate  adjustment  clauses  in  some  of  our  chartering  agreements,  we  are  exposed  to  fluctuations  in  interest  rates.  For  a 
portion of our floating rate debt, if interest rates rise, interest payments on our floating rate debt that we have not swapped into 
effectively fixed rates would increase.

In order to manage our exposure to interest rate fluctuations under NIBOR, SOFR or any other alternative rate, we have and 
may  from  time  to  time  use  interest  rate  and  cross  currency  derivatives  to  effectively  fix  some  of  our  floating  rate  debt 
obligations. No assurance can however be given that the use of these derivative instruments, if any, may effectively protect us 
from  adverse  interest  rate  movements.  The  use  of  interest  rate  derivatives  may  affect  our  results  through  mark  to  market 
valuation of these derivatives. Also, adverse movements in interest rate derivatives may require us to post cash as collateral, 
which may impact our free cash position. 

As of December 31, 2023, we and our consolidated subsidiaries have entered into interest rate and cross currency swaps which 
fix the interest on approximately $0.4 billion of our outstanding indebtedness.

An increase in interest rates could cause us to incur additional costs associated with our debt service, which may materially and 
adversely  affect  our  results  of  operations.  Our  maximum  exposure  to  interest  rate  fluctuations  on  our  outstanding  debt  as  of 
December 31, 2023 was approximately $0.8 billion, including our equity-accounted subsidiaries. A one percentage change in 
interest rates would, based on our estimates, increase or decrease interest rate exposure by approximately $7.9 million per year 
as of December 31, 2023. The figure does not take into account that certain of our charter contracts include interest adjustment 
clauses, whereby the charter rate is adjusted to reflect the actual interest paid on a deemed outstanding debt related to the assets 
on  charter.  As  of  December  31,  2023,  $0.1  billion  was  subject  to  such  interest  adjustment  clauses,  including  our  equity-
accounted subsidiaries. None of this was subject to interest rate swaps and the balance of $0.1 billion remained on a floating 
rate basis. Our net exposure to floating rate debt is therefore $0.7 billion.

31

The  interest  rate  and  cross  currency  swaps  that  have  been  entered  into  by  us  and  our  subsidiaries  are  derivative  financial 
instruments that effectively translate floating rate debt into fixed rate debt. U.S. GAAP requires that these derivatives be valued 
at current market prices in our financial statements, with increases or decreases in valuations reflected in results of operations 
or, if the instrument is designated as a hedge, in other comprehensive income. Changes in interest rates give rise to changes in 
the  valuations  of  interest  rate  and  cross  currency  swaps  and  could  adversely  affect  results  of  operations  and  other 
comprehensive income.

Our liquidity may be affected during the period of the swap contracts arising from the requirement to pay collateral if current 
interest rates move significantly adversely compared to the swap interest rates. This could have a material adverse effect on our 
liquidity, depending on the magnitude of the fluctuation. 

A change in foreign exchange rates could materially and adversely affect our financial position.

As  of  December  31,  2023,  we  had  approximately  $126.5  million  equivalent  in  senior  unsecured  bonds  denominated  in 
Norwegian kroner (“NOK”). Although the effect on profitability is managed through the use of currency swaps, liquidity may 
be  affected  during  the  period  of  the  swap  contracts  arising  from  the  requirement  to  pay  collateral  if  the  NOK  currency  rates 
move  adversely  compared  to  the  United  States  dollar  (“USD”).  This  could  have  a  material  adverse  effect  on  our  liquidity, 
depending on the magnitude of the currency fluctuation. 

We may have difficulty managing our planned growth properly.

Since  our  original  acquisitions  from  Frontline,  we  have  expanded  and  diversified  our  fleet,  and  we  are  performing  certain 
administrative  services  through  our  wholly-owned  subsidiaries  SFL  Management  AS,  SFL  Management  (Bermuda)  Limited, 
SFL Management (Singapore) Pte. Ltd., LH Rig Management (Cyprus) Ltd and SFL UK Management Ltd.

We intend to continue to expand our fleet. We continuously evaluate potential transactions, which may include pursuit of other 
business combinations, the acquisition of vessels or related businesses, the expansion of our operations, repayment of existing 
debt,  share  repurchases,  short  term  investments  or  other  transactions  that  we  believe  will  be  accretive  to  earnings,  enhance 
shareholder  value  or  are  in  our  best  interests.  Our  future  growth  will  primarily  depend  on  our  ability  to  locate  and  acquire 
suitable assets or businesses, identify and consummate acquisitions or joint ventures, obtain required financing, integrate any 
acquired vessels and drilling rigs with our existing operations, enhance our customer base, and manage our expansion.

The growth in the size and diversity of our fleet will continue to impose additional responsibilities on our management, and 
may  present  numerous  risks,  such  as  undisclosed  liabilities  and  obligations,  difficulty  in  recruiting  additional  qualified 
personnel  and  managing  relationships  with  customers  and  suppliers,  and  integrating  newly  acquired  operations  into  existing 
infrastructures.  We  cannot  assure  you  that  we  will  be  successful  in  executing  our  growth  plans  or  that  we  will  not  incur 
significant expenses and losses in connection with our future growth.

We are highly leveraged and subject to restrictions in our financing agreements that impose constraints on our operating 
and financing flexibility.

We  have  significant  indebtedness  outstanding  under  our  senior  unsecured  convertible  notes  and  our  NOK  senior  unsecured 
bonds. We have also entered into loan facilities that we have used to refinance existing indebtedness and to acquire additional 
vessels. We may need to refinance some or all of our indebtedness on maturity of our convertible notes, bonds or loan facilities 
and to acquire additional vessels in the future. We cannot assure you that we will be able to do so on terms acceptable to us or at 
all. If we cannot refinance our indebtedness, we will have to dedicate some or all of our cash flows, and we may be required to 
sell  some  of  our  assets,  to  pay  the  principal  and  interest  on  our  indebtedness.  In  such  a  case,  we  may  not  be  able  to  pay 
dividends to our shareholders and may not be able to grow our fleet as planned. We may also incur additional debt in the future.

Our loan facilities and the indentures for our convertible notes and bonds subject us to limitations on our business and future 
financing activities, including:
•
•
•
•

limitations on the incurrence of additional indebtedness, including issuance of additional guarantees;
limitations on incurrence of liens;
limitations on our ability to pay dividends and make other distributions; and
limitations on our ability to renegotiate or amend our charters, management agreements and other material agreements.

32

Further, our loan facilities contain financial covenants that require us to, among other things:

•

provide additional security under the loan facility or prepay an amount of the loan facility as necessary to maintain the fair 
market value of our vessels securing the loan facility at not less than specified percentages (ranging from 100% to 150%) 
of the principal amount outstanding under the loan facility;

• maintain available cash on a consolidated basis of not less than $25 million;

• maintain positive working capital on a consolidated basis; and

• maintain a ratio of total liabilities to adjusted total assets of less than 0.80.

Under the terms of our loan facilities, we may not make distributions to our shareholders if we do not satisfy these covenants or 
receive waivers from the lenders. We cannot assure you that we will be able to satisfy these covenants in the future.

Due to these restrictions, we may need to seek permission from our lenders in order to engage in some corporate actions. Our 
lenders'  interests  may  be  different  from  ours  and  we  cannot  guarantee  that  we  will  be  able  to  obtain  our  lenders'  permission 
when needed. This may prevent us from taking actions that are in our best interests.

Our debt service obligations require us to dedicate a substantial portion of our cash flows from operations to required payments 
on indebtedness and could limit our ability to obtain additional financing, make capital expenditures and acquisitions, and carry 
out other general corporate activities in the future. These obligations may also limit our flexibility in planning for, or reacting 
to, changes in our business and the shipping industry or detract from our ability to successfully withstand a downturn in our 
business or the economy generally. This may place us at a competitive disadvantage to other less leveraged competitors.

Furthermore, our debt agreements, including our bond agreements, contain cross-default provisions that may be triggered by a 
default under one of our other debt agreements. The cross default provisions imply that a failure by us as guarantor or issuer, to 
pay  any  financial  indebtedness  above  certain  thresholds  when  due,  or  within  any  applicable  grace  period,  could  result  in  a 
default under our other debt agreements.

The occurrence of any event of default, or our inability to obtain a waiver from our lenders in the event of a default, could result 
in certain or all of our indebtedness being accelerated or the foreclosure of the liens on our vessels by our lenders. If our secured 
indebtedness is accelerated in full or in part, it would be very difficult in the current financing environment for us to refinance 
our debt or obtain additional financing and we could lose our vessels and other assets securing our credit facilities if our lenders 
foreclose their liens, which would adversely affect our ability to conduct our business.

Moreover, in connection with any waivers of or amendments to our credit facilities that we have obtained, or may obtain in the 
future, our lenders may impose additional operating and financial restrictions on us or modify the terms of our existing credit 
facilities. These restrictions may further restrict our ability to, among other things, pay dividends, make capital expenditures or 
incur  additional  indebtedness,  including  through  the  issuance  of  guarantees.  Our  lenders  may  also  require  the  payment  of 
additional  fees,  require  prepayment  of  a  portion  of  our  indebtedness  to  them,  accelerate  the  amortization  schedule  for  our 
indebtedness  and  increase  the  interest  rates  they  charge  us  on  our  outstanding  indebtedness.  See  "Item  5.  Operating  and 
Financial Review and Prospects - B. Liquidity and Capital Resources".

In addition, under the terms of our credit facilities, our payment of dividends or other payments to shareholders as well as our 
subsidiaries' payment of dividends to us is subject to no event of default having occurred. See "Item 8. Financial Information -
Dividend Policy".

We may be subject to litigation that, if not resolved in our favor and not sufficiently insured against, could have a material 
adverse effect on us.

We may be, from time to time, involved in various litigation matters. These matters may include, among other things, contract 
disputes,  personal  injury  claims,  environmental  claims  or  proceedings,  asbestos  and  other  toxic  tort  claims,  employment 
matters, governmental claims for taxes or duties, and other litigation that arises in the ordinary course of our business. Although 
we  intend  to  defend  these  matters  vigorously,  we  cannot  predict  with  certainty  the  outcome  or  effect  of  any  claim  or  other 
litigation matter, and the ultimate outcome of any litigation or the potential costs to resolve them may have a material adverse 
effect on us. Insurance may not be applicable or sufficient in all cases and/or insurers may not remain solvent, which may have 
a material adverse effect on our financial condition.

33

Risks Relating to Our Common Shares

We  are  a  holding  company  and  depend  on  the  ability  of  our  subsidiaries  to  distribute  funds  to  us  in  order  to  satisfy  our 
financial obligations.

We are a holding company, and our subsidiaries conduct all of our operations and own all of our operating assets. We have no 
significant assets other than the equity interests in our subsidiaries. Our subsidiaries own all of our vessels and drilling rigs, and 
payments  under  our  charter  agreements  are  made  to  our  subsidiaries.  As  a  result,  our  ability  to  make  distributions  to  our 
shareholders  depends  on  the  performance  of  our  subsidiaries  and  their  ability  to  distribute  funds  to  us.  The  ability  of  a 
subsidiary to make these distributions could be affected by a claim or other action by a third party or by the law of its respective 
jurisdiction of incorporation which regulates the payment of dividends by companies. Under the terms of our credit facilities, 
we  may  be  restricted  from  making  distributions  from  our  subsidiaries  if  they  are  not  in  compliance  with  the  terms  of  the 
relevant  agreements.  If  we  are  unable  to  obtain  funds  from  our  subsidiaries,  we  may  not  be  able  to  pay  dividends  to  our 
shareholders.

The market price of our common shares may be unpredictable and volatile.

The market price of our common shares has been volatile. For the year ended December 31, 2023, the closing market price of 
our common shares ranged from a high of $11.71 on December 22, 2023, to a low of $8.48 on May 16, 2023. The market price 
of our common shares may continue to fluctuate due to factors such as actual or anticipated fluctuations in our quarterly and 
annual results and those of other public companies in our industry, changes in key management personnel, any reductions in the 
payment  of  our  dividends  or  changes  in  our  dividend  policy,  mergers  and  strategic  alliances  in  the  shipping  and  offshore 
industries,  market  conditions  in  the  shipping  and  offshore  industries,  changes  in  government  regulation,  shortfalls  in  our 
operating results from levels forecast by securities analysts, perceived or actual inability by our chartering counterparts to fully 
perform under the charter parties, including the charterers of our drilling rigs and third party announcements concerning us or 
our  competitors  and  the  general  state  of  the  securities  market.  The  shipping  and  offshore  industries  have  been  highly 
unpredictable and volatile. The market for common shares in these industries may be equally volatile. The market volatility in 
equities remains high. Therefore, we cannot assure you that you will be able to sell any of our common shares you may have 
purchased at a price greater than or equal to its original purchase price, also when adjusted for any dividends. Additionally, to 
the extent that the price of our common shares declines, our ability to raise funds through the issuance of equity, or otherwise 
using our common shares as consideration, will be reduced.

Worldwide inflationary pressures could negatively impact our results of operations and cash flows.

It  has  been  recently  observed  that  worldwide  economies  have  experienced  inflationary  pressures,  with  price  increases  seen 
across many sectors globally. For example, the U.S. consumer price index, an inflation gauge that measures costs across dozens 
of items, rose 3.4% in 2023 compared to the prior year, driven in large part by rising shelter costs. It remains to be seen whether 
inflationary pressures will continue, and to what degree, as central banks begin to respond to price increases. In the event that 
inflation  becomes  a  significant  factor  in  the  global  economy  generally  and  in  the  shipping  industry  more  specifically, 
inflationary pressures would result in increased operating, voyage and administrative costs. Furthermore, the effects of inflation 
on the supply and demand of the products we transport could alter demand for our services. Interventions in the economy by 
central  banks  in  response  to  inflationary  pressures  may  slow  down  economic  activity,  including  by  altering  consumer 
purchasing habits and reducing demand for the commodities and products we carry, and cause a reduction in trade. As a result, 
the  volumes  of  goods  we  deliver  and/or  charter  rates  for  our  vessels  may  be  affected.  Any  of  these  factors  could  have  an 
adverse effect on our business, financial condition, cash flows and operating results.

Future  sales  of  our  common  shares  or  conversion  of  our  convertible  notes  could  cause  the  market  price  of  our  common 
shares to decline.

The  market  price  of  our  common  shares  could  decline  due  to  sales  of  a  large  number  of  our  shares  in  the  market  or  the 
perception  that  such  sales  could  occur  or  conversion  of  our  convertible  notes.  This  could  depress  the  market  price  of  our 
common  shares  and  make  it  more  difficult  for  us  to  sell  equity  securities  in  the  future  at  a  time  and  price  that  we  deem 
appropriate, or at all.

34

Because we are a foreign corporation, you may not have the same rights as a shareholder in a U.S. corporation may have.

We  are  a  Bermuda  exempted  company.  Our  Memorandum  of  Association  and  Bye-Laws  and  the  Bermuda  Companies  Act 
1981, as amended, govern our affairs. Investors may have more difficulty in protecting their interests and enforcing judgments 
in  the  face  of  actions  by  our  management,  directors  or  controlling  shareholders  than  would  shareholders  of  a  corporation 
incorporated in a United States jurisdiction. Under Bermuda law a director generally owes a fiduciary duty only to the company 
and  not  to  the  company's  shareholders.  Our  shareholders  may  not  have  a  direct  course  of  action  against  our  directors.  In 
addition, Bermuda law does not provide a mechanism for our shareholders to bring a class action lawsuit under Bermuda law. 
Further, our Bye-laws provide for the indemnification of our directors or officers against any liability arising out of any act or 
omission except for an act or omission constituting fraud, dishonesty or illegality.

Because our offices and most of our assets are outside the United States, you may not be able to bring suit against us, or 
enforce a judgment obtained against us in the United States.

Our executive offices, administrative activities and the majority of our assets are located outside the United States. In addition, 
most of our directors and officers are not United States residents. As a result, it may be more difficult for investors to effect 
service  of  process  within  the  United  States  upon  us,  or  to  enforce  both  in  the  United  States  and  outside  the  United  States 
judgments against us in any action, including actions predicated upon the civil liability provisions of the United States federal 
securities laws.

ITEM 4. 

INFORMATION ON THE COMPANY

A. HISTORY AND DEVELOPMENT OF THE COMPANY

The Company

We  are  SFL  Corporation  Ltd.  a  Bermuda-based  company  incorporated  in  Bermuda  on  October  10,  2003,  as  a  Bermuda 
exempted company under the Bermuda Companies Law of 1981 (Company No. EC-34296). We are engaged primarily in the 
ownership and operation of vessels and offshore related assets, and also involved in the charter, purchase and sale of assets. Our 
registered and principal executive offices are located at Par-la-Ville Place, 14 Par-la-Ville Road, Hamilton, HM 08, Bermuda, 
and  our  telephone  number  is  +1  (441)  295-9500.  The  SEC  maintains  an  Internet  site  that  contains  reports,  proxy  and 
information statements, and other information regarding issuers that file electronically with the SEC. The address of the SEC’s 
internet site is www.sec.gov. None of the information contained on these websites is incorporated into or forms a part of this 
annual report.

We operate through subsidiaries and branches located in Bermuda, Canada, Cyprus, Liberia, Namibia, Norway, Singapore, the 
United Kingdom and the Marshall Islands.

We are an international ship owning and chartering company with a large and diverse asset base across the maritime, shipping 
and offshore asset classes and business sectors. As of December 31, 2023, our assets consist of seven crude oil tankers, six oil 
product tankers, 15 dry bulk carriers, 32 container vessels (including seven leased-in container vessels), five car carriers, one 
jack-up  drilling  rig  and  one  ultra-deepwater  drilling  rig,  as  well  as  two  dual-fuel  7,000  Car  Equivalent  Unit  (“CEU”) 
newbuilding  car  carriers  under  construction.  One  of  these  vessels  was  delivered  from  the  shipyard  in  January  2024  with  the 
second vessel expected to be delivered during the first half of 2024. We also partly own four leased-in container vessels in our 
associated companies.

Our primary objective is to continue to grow our business through accretive acquisitions across a diverse range of marine and 
offshore asset classes. In doing so, our strategy is to generate stable and increasing cash flows by chartering our assets primarily 
under medium to long-term bareboat or time charters.

35

History of the Company

We  were  formed  in  2003  as  a  wholly-owned  subsidiary  of  Frontline,  a  major  operator  of  large  crude  oil  tankers.  In  2004, 
Frontline  distributed  25%  of  our  common  shares  to  its  ordinary  shareholders  in  a  partial  spin  off,  and  our  common  shares 
commenced  trading  on  the  New  York  Stock  Exchange,  or  the  NYSE,  under  the  ticker  symbol  "SFL"  on  June  14,  2004. 
Frontline subsequently made six further dividends of our shares to its shareholders and its ownership in our Company is now 
less than one percent. Our assets at the time consisted of a fleet of Suezmax tankers, very large crude carriers (“VLCCs”), and 
oil/bulk/ore carriers.

Since 2004, we have diversified our asset base and now have seven asset types, which comprise crude oil tankers, oil product 
tankers, container vessels, car carriers, dry bulk carriers, a jack-up drilling rig and an ultra-deepwater drilling rig. In addition, 
we have certain financial investments.

Acquisitions, Deliveries, Capital Investments and Disposals

Acquisitions, Deliveries and Capital Investments

During the year ended December 31, 2023, we invested $117.8 million for a SPS, Ballast Water Treatment System (“BWTS”) 
and other capital upgrades performed on the harsh environment semi-submersible drilling rig Hercules.

During the year ended December 31, 2023, we had paid total installments and related costs of $158.4 million in relation to two 
dual-fuel  7,000  CEU  newbuilding  car  carriers  designed  to  use  LNG  under  construction.  The  first  of  the  vessels,  Emden  was 
delivered in September 2023, while the second vessel, Wolfsburg, was delivered in November 2023. On delivery, the vessels 
performed a voyage charter for an Asia based operator from Asia to Europe, and thereafter, the vessels started a 10-year time 
charter to Volkswagen Group.

Also during the year ended December 31, 2023, we had paid total installments and related costs of $83.9 million in relation to 
another  two  dual-fuel  7,000  CEU  newbuilding  car  carriers  under  construction.  One  of  these  vessels,  Odin  Highway,  was 
delivered from the shipyard in January 2024 and immediately commenced a 10-year time charter to K Line. The second vessel, 
Thor Highway, is also expected to be delivered during the first half of 2024 and will immediately commence a 10-year time 
charter to K Line.

Disposals

In the year ended December 31, 2023, we disposed of the following vessels:

•

•

•

In March 2023 and April 2023, we delivered the two Suezmax tankers, Glorycrown and Everbright, which were trading in 
the  spot  market,  to  an  unrelated  third  party.  Net  sale  proceeds  of  $84.9  million  were  received  in  connection  with  the 
transaction and recorded a gain of $16.4 million on the disposal.

In April 2023 and June 2023, we sold and delivered the two chemical tankers, SFL Weser and SFL Elbe, which were also 
trading in the spot market, to an unrelated third party for net sale proceeds of $19.4 million. We recorded a gain of $30 
thousand on the disposal and recorded an impairment loss of $7.4 million prior to the disposal.

In  August  2023,  we  sold  and  delivered  the  VLCC,  Landbridge  Wisdom,  which  was  previously  accounted  for  as  an 
investment  in  ‘leaseback  asset’,  to  Landbridge  Universal  Limited  (“Landbridge”)  following  exercise  of  the  applicable 
purchase option in the charter contract. Net sales proceeds totaling $52.0 million were received from Landbridge and we 
recorded a gain of $2.2 million in connection with the transaction.

In the period between January 1, 2024 and March 14, 2024, we have not had any disposal of vessels or rigs.

Corporate Debt and Lease Debt Financing

In  January  2023,  we  drew  down  $144.6  million  for  the  financing  of  four  Suezmax  tankers.  The  facility  bears  interest  at  the 
compounded daily SOFR plus a margin and has a term of approximately three years.

36

In  February  2023,  we  issued  $150.0  million  in  senior  unsecured  sustainability-linked  bonds  due  2027  in  the  Nordic  credit 
market.  The  bond  was  issued  at  a  price  of  99.58%.  The  difference  between  the  face  value  and  market  value  of  the  bond  of 
$0.6  million  will  be  amortized  as  an  interest  expense  over  the  life  of  the  bond.  The  bonds  pay  a  coupon  of  8.875%  of  the 
nominal  value  per  annum  and  are  redeemable  in  full  on  February  1,  2027,  and  net  proceeds  were  used  to  refinance  existing 
bonds and for general corporate purposes.

Between January and March 2023, we bought back approximately $53.0 million of the 4.875% senior unsecured convertible 
bonds  due  2023.  The  repurchases  were  made  from  surplus  cash  from  the  issuance  of  the  new  $150.0  million  sustainability-
linked bonds and as a result of favorable market conditions. The net outstanding balance of $84.9 million remaining after the 
repurchases were redeemed in full at the maturity of the bonds in May 2023.

In February 2023, we bought back approximately $29.4 million (NOK293 million) of the NOK700 million senior unsecured 
floating  rate  bonds  due  2023.  The  repurchase  was  made  from  surplus  cash  from  the  issuance  of  the  new  $150.0  million 
sustainability-linked  bonds  and  as  a  result  of  favorable  market  conditions.  The  net  outstanding  balance  of  $38.1  million 
(NOK407 million) remaining after the repurchases were redeemed in full at the maturity of the bonds in September 2023.

In  April  2023,  we  entered  into  a  sale  and  leaseback  transaction  via  a  Japanese  operating  lease  with  call  option  financing 
structure for $45.0 million for the financing of the car carrier, Arabian Sea. The vessel was sold and leased back for a term of 
approximately five years, with the option to purchase the vessel at the end of the period.

Also, in April 2023, we drew down $150.0 million for the refinancing of the harsh environment jack-up drilling rig, Linus. The 
facility bears a fixed interest rate and has a term of approximately three years.

In May 2023, we entered into a sale and leaseback transaction via a Japanese operating lease with call option financing structure 
for $38.5 million for the financing of the 2,500 TEU container vessel, Maersk Pelepas. The vessel was sold and leased back for 
a term of nearly nine years, with options to purchase the vessel after approximately six or seven years.

In  May  2023,  we  drew  down  $150.0  million  and  a  further  $8.4  million  for  the  refinancing  of  the  harsh  environment  semi-
submersible  rig,  Hercules,  and  general  corporate  purposes,  respectively.  The  facilities  bear  interest  at  the  compounded  daily 
SOFR plus a margin and have a term of approximately three years.

Also, in May 2023, we drew down $32.5 million on pre-delivery facilities in relation to two 7,000 CEU newbuild car carriers, 
Odin Highway and Thor Highway. The pre-delivery facilities bear interest at the compounded daily SOFR plus a margin and 
are repayable upon delivery of the vessels in 2024.

In September 2023 and November 2023, respectively, we completed sale and leaseback transactions via a Japanese operating 
lease with call option financing structure for $72.2 million for the financing of the two 7,000 CEU newbuild car carriers, Emden 
and Wolfsburg, totaling $144.4 million. The vessels were sold and leased back for a term of nearly 12 years, with options to 
purchase the vessels in approximately 10 years.

In December 2023, we were offered a reverse stock loan facility of $60.0 million as security for the shares of the Company lent 
under a general share lending agreement entered into with a bank in 2021. As of December 31, 2023, 11.8 million shares of the 
Company were in the custody of the bank. The facility bears interest at Effective Federal Funds Rate (“EFFR”) plus a margin 
and is repayable on demand. 

Share Options

In  February  2023,  we  awarded  a  total  of  440,000  options  to  employees,  officers  and  directors,  pursuant  to  our  share  option 
scheme (the “Share Option Scheme”). The options have a five-year term and a three-year vesting period and the first options 
will be exercisable from February 2024 onwards. The initial strike price was $10.34 per share.

In  February  2024,  we  awarded  a  total  of  440,000  options  to  employees,  officers  and  directors,  pursuant  to  our  Share  Option 
Scheme.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2025 onwards. The initial strike price was $12.02 per share.

37

Shares Issue

In January 2024, we issued 43,708 new shares to an officer in settlement of options issued in 2019 pursuant to the Company’s 
incentive  program.  The  weighted  average  exercise  price  of  the  options  exercised  was  $6.62  per  share  and  the  total  intrinsic 
value of the options exercised was $0.5 million.

Shares Repurchase

In  May  2023,  the  Board  of  Directors  authorized  the  repurchase  of  up  to  an  aggregate  of  $100.0  million  of  the  Company’s 
common shares, which is valid until June 30, 2024 (the “Share Repurchase Program”). The Company is not obligated under the 
terms of the program to repurchase any of its common shares and the program may be suspended or reinstated at any time at the 
Company’s discretion and without notice. 

During the year ended December 31, 2023, we repurchased a total of 1,095,095 shares under the Share Repurchase Program, at 
an  average  price  of  approximately  $9.27  per  share,  with  principal  amounts  totaling  $10.2  million.  We  have  $89,847,972 
remaining under the authorized Share Repurchase Program.

The  specific  timing  and  amounts  of  the  repurchases  will  be  in  the  sole  discretion  of  the  Company  and  may  vary  based  on 
market conditions and other factors. We are not obligated under the terms of the program to repurchase any of our common 
shares.

New Contracts, Extensions and Changes

In May 2023, we signed a contract with a subsidiary of Galp Energia for the harsh environment semi-submersible rig Hercules. 
The  contract,  which  commenced  in  November  2023,  is  for  two  wells  plus  optional  well  testing.  Without  any  options,  the 
duration is approximately 115 days including the mobilization period.

In  August  2023,  we  signed  a  new  contract  with  a  subsidiary  of  Equinor  for  the  harsh  environment  semi-submersible  rig 
Hercules. The contract is for one well plus one optional well, and is expected to commence in the first half of 2024, when the 
contract  with  Galp  Energia  terminates.  The  duration  for  the  firm  contract  period  is  approximately  200  days  including  transit 
time to and from Canada. 

In  October  2023,  Maersk  declared  an  extension  option  for  the  9,500  TEU  container  vessel  Maersk  Sarat  until  the  second 
quarter of 2025.

In November 2023, the 15,400 TEU container vessel Savannah Express commenced a time charter contract with Hapag Lloyd 
AG (“Hapag Lloyd”) for a duration of five years.

In March 2024, Maersk declared a further 12 months extension option each for the 8,700 TEU container vessel, San Felipe, and 
9,500 TEU container vessel, Maersk Skarstind.

Dividend Reinvestment Plan ("DRIP") and At-the-Market Sales Agreement ("ATM")

On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  the  Company’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  the 
Company filed a registration statement on Form F-3ASR (Registration No. 333-264330) to register the sale of up to 10,000,000 
common shares pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms 
of the plan, we may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

38

In May 2020, we entered into an equity distribution agreement with BTIG LLC ("BTIG") under which the Company may, from 
time  to  time,  offer  and  sell  new  common  shares  having  aggregate  sales  proceeds  of  up  to  $100.0  million  through  an  ATM 
program  (the  “2020  ATM  Program”).  We  had  sold  11.4  million  of  our  common  shares,  and  received  net  proceeds  of  $90.2 
million, under the 2020 ATM Program. In April 2022, we entered into an amended and restated equity distribution agreement 
with BTIG, under which the Company may, from time to time, offer and sell new common shares up to $100.0 million through 
an ATM program with BTIG (the “2022 ATM Program”). Under this agreement, the prior 2020 ATM Program established in 
May 2020 was terminated and replaced with the renewed 2022 ATM Program. On April 28, 2023, in connection with the 2022 
ATM Program, we filed a new registration statement on Form F-3ASR (Registration No. 333-271504) and an accompanying 
prospectus supplement with the SEC to register the offer and sale of up to $100.0 million common shares pursuant to the 2022 
ATM Program. No common shares have been sold under the 2022 ATM Program.

No  new  common  shares  were  issued  and  sold  under  the  DRIP  and  ATM  arrangements  during  the  year  ended  December  31, 
2023.

Dividends

On February 15, 2023, the Board of Directors declared a dividend of $0.24 per share which was paid in cash on March 30, 2023 
to shareholders of record as of March 15, 2023.

On May 15, 2023, the Board of Directors declared a dividend of $0.24 per share, which was paid in cash on June 30, 2023 to 
shareholders of record as of June 16, 2023.

On August 17, 2023, the Board of Directors declared a dividend of $0.24 per share, which was paid in cash on September 29, 
2023 to shareholders of record as of September 14, 2023.

On November 8, 2023, the Board of Directors declared a dividend of $0.25 per share, which was paid in cash on December 28, 
2023 to shareholders of record as of December 15, 2023.

On February 14, 2024, the Board of Directors declared a dividend of $0.26 per share which will be paid in cash on or around 
March 28, 2024 to shareholders of record as of March 15, 2024.

Change in the Company’s Certifying Accountant

In  November  2022,  MSPC  Certified  Public  Accountants  and  Advisors,  P.C.  (“MSPC”)  (PCAOB  Firm  ID  number:  717),  the 
independent registered public accounting firm of the Company for the fiscal year ended December 31, 2022, notified us of its 
decision  not  to  stand  for  re-appointment  as  the  Company’s  independent  registered  public  accounting  firm  for  the  fiscal  year 
ended December 31, 2023. On November 24 2022, our Board of Directors appointed Ernst & Young AS (“EY”) (PCAOB Firm 
ID number: 1572) as the successor independent registered public accounting firm for the year ended December 31, 2023. The 
engagement of EY was ratified by shareholders at our annual meeting of shareholders held May 8, 2023. Please refer to “Item 
16F. Change in Registrant's Certifying Accountant” for further information.

Russian-Ukrainian Conflict and Red Sea disruption

The  conflict  between  Russia  and  Ukraine  has  disrupted  supply  chains  and  caused  instability  in  the  global  economy,  and  the 
United  States  and  the  European  Union,  among  other  countries,  announced  sanctions  against  the  Russian  government  and  its 
supporters.  OFAC  administers  and  enforces  multiple  authorities  under  which  sanctions  have  been  imposed  on  Russia, 
including:  the  Russian  Harmful  Foreign  Activities  sanctions  program,  established  by  the  Russia-related  national  emergency 
declared in Executive Order (E.O.) 14024 and subsequently expanded and addressed through certain additional authorities, and 
the Ukraine-/Russia-related sanctions program, established with the Ukraine-related national emergency declared in E.O. 13660 
and  subsequently  expanded  and  addressed  through  certain  additional  authorities.  The  United  States  has  also  issued  several 
Executive  Orders  that  prohibit  certain  transactions  related  to  Russia,  including  the  importation  of  certain  energy  products  of 
Russian  Federation  origin,  investments  in  the  Russian  energy  sector  by  U.S.  persons,  among  other  prohibitions  and  export 
controls.  The  ongoing  conflict  could  result  in  the  imposition  of  further  economic  sanctions  or  new  categories  of  export 
restrictions against persons in or connected to Russia. As of March 14, 2024, the Company’s charter contracts have not been 
materially affected by the events in Russia and Ukraine. However, it is possible that in the future third parties, with whom the 
Company  has  or  will  have  charter  contracts,  may  be  impacted  by  such  events.  While  in  general  much  uncertainty  remains 
regarding the global impact of the conflict in Ukraine, it is possible that such tensions could adversely affect the Company’s 
business, financial condition, results of operation and cash flows.

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The armed conflict In Israel and Gaza is difficult to predict and its impact on the world economy is uncertain. The conflict in 
the Gaza strip has increased the political risk for shipping significantly due to the proximity both physically and politically to 
the  largest  oil  exporting  region  in  the  world.  The  costs  of  vessel  security  measures  have  been  affected  by  the  geopolitical 
conflicts in the Middle East and maritime incidents in and around the Red Sea, including off the coast of Yemen in the Gulf of 
Aden where vessels have faced an increased number of armed attacks targeting US-linked ships and Marshall Islands’ flagged 
vessels. Substantial loss of revenue and other costs may be incurred as a result of detention of a vessels or additional security 
measures and the risk of uninsured losses could have a material adverse effect on our business, liquidity and operating results. 
The Red Sea shipping crisis has disrupted supply chains which is compounded by the ongoing shipping disruptions caused by 
blockages in the Panama Canal, which is experiencing one of the region’s worst droughts. Given the risk of attack in the Red 
Sea, many ships are now avoiding the canal, opting for routes around the Cape of Good Hope thereby increasing ship transit 
times and costs. As of March 14, 2024, the Company’s vessels and contracts have not been materially affected by the events in 
the Middle East and the Red Sea.

Inflation

In  light  of  the  current  and  foreseeable  economic  environment,  significant  global  inflationary  pressures  could  increase  the 
Company's operating, voyage, general and administrative and financing costs. Further, as a result of disruptions in the Red Sea, 
shipping costs have increased substantially which are likely to be reflected in rising import prices and longer shipping times 
will reduce supplies of intermediate inputs and consumer goods. Historically shipping companies are accustomed to navigating 
in  shipping  downturns,  coping  with  inflationary  pressures  and  monitoring  costs  to  preserve  the  liquidity,  as  they  typically 
encourage suppliers and service providers to lower rates and prices.

We therefore assume inflation in all of our investment decisions and attempt to mitigate cost inflation. We constantly monitor 
our  fleet’s  cost  levels  and  employ  a  pool  of  different  suppliers  for  the  same  services  to  get  competitive  pricing  on  services. 
However,  there  are  no  assurances  that  the  effects  of  inflation  would  not  have  a  material  adverse  impact  on  our  business, 
financial condition, results of operation and cash flows.

B. BUSINESS OVERVIEW

Our Business Strategies

Our primary objectives are to profitably grow our business and increase long-term distributable cash flow per share by pursuing 
the following strategies:

(1) Expand our asset base. We have increased, and intend to further increase, the size of our asset base through timely and 
selective acquisitions of additional assets and businesses that we believe will be accretive to long-term distributable cash 
flow  per  share.  We  will  seek  to  expand  our  asset  base  through  various  transactions  including,  placing  newbuilding 
orders, acquiring second-hand vessels and entering into short, medium or long-term charter arrangements. We also make 
financial investments or provide loans secured by vessels, rigs and or other assets in the wider maritime industry. From 
time  to  time  we  may  also  acquire  vessels  with  no  or  limited  initial  charter  coverage.  We  believe  that  by  entering  into 
newbuilding contracts or acquiring second-hand vessels or rigs we can provide for long-term growth of our assets. We 
may  also  seek  new  investment  opportunities,  including  technologies  and  assets  with  a  positive  impact  on  the 
environment  with  an  overall  aim  of  reducing  the  Company’s  carbon  footprint  in  line  with  the  UN  sustainable 
development goals.

(2) Diversify our asset base. Since 2004, we have diversified our asset base and now have the following asset types, which 
comprise crude oil tankers, oil product tankers, container vessels, car carriers, dry bulk carriers, a jack-up drilling rig and 
an  ultra-deepwater  drilling  rig.  We  believe  that  there  are  other  attractive  markets  that  could  provide  us  with  the 
opportunity  to  further  diversify  our  asset  base.  These  markets  include  vessels  and  other  assets  that  are  of  long-term 
strategic importance to certain operators in the shipping maritime and offshore industries. We believe that the expertise 
and  relationships  of  our  management,  together  with  our  relationship  with  Mr.  John  Fredriksen,  could  provide  us  with 
incremental opportunities to expand our asset base.

(3) Expand and diversify our customer relationships. Since 2004, we have increased our customer base from one to more 
than  10  customers  with  Golden  Ocean  now  the  only  related  party  remaining  in  our  list  of  long-term  customers.  We 
intend  to  continue  to  expand  our  relationships  with  our  existing  customers  and  also  to  add  new  customers,  as  the 
companies servicing the international shipping, maritime and offshore oil exploration and production markets continue to 
expand their use of leased-in assets to add capacity. 

40

 
(4) Pursue  medium  to  long-term  fixed-rate  charters.  We  intend  to  continue  to  pursue  medium  to  long-term  fixed  rate 
charters, which provide us with stable future cash flows. Our customers typically employ long-term charters for strategic 
expansion as most of their assets are typically of strategic importance to certain operating pools, established trade routes 
or dedicated oil-field installations. We believe that we will be well positioned to participate in their growth. In addition, 
we will also seek to enter into charter agreements that are shorter and provide for profit sharing, so that we can generate 
incremental revenue and share in the upside during strong markets.

Our Environmental, Social and Governance Efforts

SFL relies on the SASB framework for our sector to facilitate the monitoring of material ESG issues. We strive to incorporate 
the  UN  Global  Compact  Principles  in  our  operations  in  general,  as  well  as  in  our  ESG  management  system,  as  more  fully 
described below.

We have carried out a materiality analysis in order to aid us in prioritizing our sustainability efforts. Our review of potentially 
material topics followed the GRI Materiality Standard (GRI 3, 2021), considering the severity and likelihood of the impacts of 
our operations. Our ESG priorities also take into consideration those which are financially material, and we are guided by the 
SASB  Marine  Transportation  Standard  (2018)  in  this  regard.  The  following  topics  have  been  considered  by  the  Board  of 
Directors and are deemed material for inclusion in the ESG report:

Direct GHG emissions;
Low carbon energy sources;
Climate-related risks;

•
•
•
• Marine casualties involving crew;
•
•
•
•

Corruption risk;
Ship recycling;
Spills and releases; and
Compliance training and training on board our vessels.

We have established specific targets for the material areas pinpointed in the assessment described above. In particular, SFL will 
continue to develop its strategy to address direct emissions and associated climate-related risks.

Our Corporate Code of Business Ethics and Conduct is established by the Board of Directors. The Board works to ensure that 
we have sufficient internal control and risk management systems in place, which encompass our corporate values and ethical 
guidelines, including the guidelines for corporate social responsibility. The Board routinely considers critical ESG issues, and 
in  line  with  our  Code  of  Conduct,  any  significant  incidents  are  reported  directly  to  the  Board.  The  Board  also  reviews  our 
annual ESG report, which sets forth our ESG strategy and goals, and report on our ESG performance across all our business 
operations.  All  of  our  ESG  Reports  may  be  found  on  our  website  at  https://www.sflcorp.com/esg/.  The  information  on  our 
website is not incorporated by reference into this annual report.

Together with other Hemen Related Companies, such as Avance Gas, Flex LNG Ltd., Frontline and Golden Ocean, we have 
established an ESG forum, the goal of which is to design industry leading approaches to ESG risk management and reporting 
parameters.

We  also  support  the  following  initiatives:  The  Neptune  Declaration  on  Seafarer  Wellbeing  and  Crew  Change,  the  Maritime 
Anti-Corruption  Network  (“MACN”),  the  Clean  Shipping  Alliance,  and  the  International  Association  of  Independent  Tanker 
Owners (“Intertanko”). We also comply with the requirements of Oil Companies International Marine Forum (“OCIMF”).

Environmental Priorities

Monitoring and Management
At SFL, we are examining ways to manage our environmental impact in order to better protect the environment, the sector, our 
customers and our own business. Our Environmental Policy describes our commitment to environmental due diligence and how 
spills and operational emissions of sulfur oxides, nitrogen oxides, waste and other discharges are to be managed. 

We rolled out a digital platform to track vessel fuel efficiency since 2021 and, as of the date of this annual report, we continue 
to track our vessels’ fuel efficiency. We believe live tracking our vessels’ emissions and energy consumption is an important 
tool to monitor energy efficiency and emissions in accordance with regulations and our own targets.

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Decarbonization
We  see  decarbonization  as  a  strategic  priority  going  forward;  this  addresses  our  direct  emissions,  climate-related  risks  of 
regulatory changes, evolving expectations from our customers, as well as access to cost efficient capital. The energy mix in our 
fleet is dependent on available technologies.

Social Priorities

We  believe  that  providing  safe  and  healthy  labor  conditions,  a  supportive  environment  and  opportunities  for  employees  to 
develop within the Company are key to the well-being of our staff and fundamental to the long-term success of SFL.

Labor Rights and Working Conditions
In addition to securing our workers’ health and safety, we seek to ensure that our employees, onshore and offshore, are working 
under conditions that meet the requirements set out in the International Labor Conventions and the Maritime Labor Convention. 
As part of safeguarding seafarers labor rights, these conventions include the right to collective bargaining agreements, and that 
no employee is discriminated based on nationality, race or any other basis. 

Diversity
Our  policies  prohibit  discrimination  against  any  employee  or  any  other  person  on  the  basis  of  sex,  race,  color,  age,  religion, 
sexual  preference,  marital  status,  national  origin,  disability,  ancestry,  political  opinion,  or  any  other  basis.  We  are  an 
international  company  with  shipboard  employees  from  across  the  world.  While  our  rig  and  shipboard  employees  are 
predominantly male, women make up over 40% of our onshore employees.

Human Rights
We are committed to respecting and protecting internationally recognized human rights as laid out in the UN Guiding Principles 
on Business and Human Rights (“UNGP”). We are an international company with suppliers from all over the world. We strive 
to have and update the necessary policies, due diligence processes and access to remedy in line with the UNGP. 

Governance Priorities

SFL has a risk-based approach to compliance and has established policies and procedures which clearly set out how we manage 
ESG issues. These policies and procedures which are regularly reviewed and updated (as necessary), mitigates our risks and any 
negative  ESG  impacts.  Our  ESG  management  system  is  complemented  by  annual  risk  assessments,  integrity  due  diligence, 
training of employees, third party audits, internal systems and controls – such as internal compliance testing, remediation and 
investigations. Each year, we conduct a full Compliance Risk Assessment in order to adequately address the compliance risks 
SFL is exposed to.

Anti-Bribery and Anti-Corruption
Commitment  to  honest  and  ethical  conduct  and  integrity  are  key  values  for  SFL.  These  values  are  embedded  in  our  way  of 
working with customers, business partners, employees, shareholders and the communities in which we operate. We have a zero-
tolerance policy towards bribery as stated in our Corporate Code of Business Ethics and Conduct and Financial Crime Policy, 
which applies to all entities controlled by SFL’s officers, directors, employees as well as workers and third-party consultants, 
wherever they are located. Our implemented enterprise-wide anti-corruption and money laundering policies are modelled on the 
UK Bribery Act and US Foreign Corrupt Practices Act (“FCPA”).

Assessing and monitoring business processes, training and controls are fundamental tools in implementing our anticorruption 
policy. As part of our compliance processes, appropriate risk-based communication and training are provided to employees as 
part of their onboarding and ongoing development program.

See  further  details  contained  in  our  latest  Environmental  Social  Governance  Report,  which  may  be  found  on  our  website  at 
https://www.sflcorp.com/esg/. The information on our website is not incorporated by reference into this annual report.

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Customers

As of March 14, 2024, our customers includes, among others, Golden Ocean Group Limited (“Golden Ocean”), Maersk A/S 
(“Maersk”),  Maersk  Sealand  Pte  Ltd  (“Maersk  Sealand”),  MSC  Mediterranean  Shipping  Company  S.A.  and  its  affiliate 
Conglomerate  Shipping  Ltd.  (“MSC”),  ConocoPhillips  Skandinavia  AS  (“ConocoPhillips”),  Phillips  66  Company  (“Phillips 
66”),  Evergreen  Marine  Corporation  (Taiwan)  Ltd.  and  its  affiliate  Evergreen  Marine  (Singapore)  Pte  Ltd  (“Evergreen”), 
Volkswagen Konzernlogistik Gmbh Co. OHG (“Volkswagen”), Kawasaki Kisen Kaisha Ltd. (“K Line”), Trafigura Maritime 
Logistics  Pte  Ltd  (“Trafigura”),  Hapag-Lloyd  AG  (“Hapag-Lloyd”),  Koch  Shipping  Pte  Ltd  (“Koch”),  EUKOR  Car  Carriers 
Inc. (“Eukor”), Galp Energia, S.A (“Galp Energia”) and Equinor Canada Ltd (“Equinor”).

Our  customers  that  represent  the  largest  proportion  of  our  revenue  are  discussed  below  in  “Item  5  -  Factors  Affecting  Our 
Current and Future Results”.

Competition

We currently operate in several sectors of the maritime, shipping and offshore industries, including oil transportation, dry bulk 
shipments, oil products transportation, container transportation, car transportation and drilling rigs. 

The  markets  for  international  seaborne  oil  transportation  services,  dry  bulk  transportation  services,  container  and  car 
transportation services are highly fragmented and competitive. Seaborne oil transportation services are generally provided by 
two main types of operators: major oil companies or captive fleets (both private and state-owned) and independent shipowner 
fleets.

In  addition,  several  owners  and  operators  pool  their  vessels  together  on  an  ongoing  basis,  and  such  pools  are  available  to 
customers  to  the  same  extent  as  independently  owned  and  operated  fleets.  Many  major  oil  companies  and  other  commodity 
carriers also operate their own vessels and use such vessels not only to transport their own cargoes but also to transport cargoes 
for third parties, in direct competition with independent owners and operators.

Container vessels and car carriers are generally operated by logistics companies, where the vessels are used as an integral part 
of their services. Therefore, container vessels and car carriers are typically chartered more on a period basis and single voyage 
chartering  is  less  common.  As  the  market  has  grown  significantly  over  recent  decades,  we  expect  in  the  future  to  see  more 
vessels chartered by logistics companies on a shorter term basis, particularly smaller vessels, however this will vary depending 
on market conditions and the availability of vessels.

Our jack-up drilling rig and our ultra-deepwater drilling rig are sub-chartered out on charters to oil majors. Jack-up drilling rigs 
and ultra-deepwater drilling rigs are normally chartered by oil companies on a shorter-term basis linked to area-specific well 
drilling or oil exploration activities, but there have also been longer period charters available when oil companies want to cover 
their  longer  term  requirements  for  such  rigs.  Ultra-deepwater  semi-submersible  drilling  rigs  are  self-propelled,  and  can 
therefore easily move between geographic areas. Jack-up drilling rigs are not self-propelled, but it is common to move these 
assets  over  long  distances  on  heavy-lift  vessels.  Therefore,  the  markets  and  competition  for  these  rigs  are  effectively  world-
wide.

Competition for charters in all the above sectors is intense and is based upon price, location, size, age, specifications, condition 
and acceptability of the vessel/rig and its technical and commercial managers. Competition is also affected by the availability of 
other sized vessels/rigs to compete in the trades in which we engage. Most of our existing vessels are chartered at fixed rates on 
a long-term basis and are thus not directly affected by competition in the short-term. However, dry bulk carriers chartered to the 
Golden  Ocean  Charterer  are  subject  to  profit  sharing  agreements,  which  are  affected  by  competition  experienced  by  the 
charterers.

Environmental and Other Regulations in the Shipping Industry

Government regulation and laws significantly affect the ownership and operation of our fleet. We are subject to international 
conventions  and  treaties,  national,  state  and  local  laws  and  regulations  in  force  in  the  countries  in  which  our  vessels  may 
operate or are registered relating to safety and health and environmental protection including the storage, handling, emission, 
transportation and discharge of hazardous and non-hazardous materials, and the remediation of contamination and liability for 
damage  to  natural  resources.  Compliance  with  such  laws,  regulations  and  other  requirements  entails  significant  expense, 
including vessel modifications and implementation of certain operating procedures.

43

 
A variety of government and private entities subject our vessels to both scheduled and unscheduled inspections. These entities 
include the local port authorities (applicable national authorities such as the USCG, harbor master or equivalent), classification 
societies,  flag  state  administrations  (countries  of  registry)  and  charterers,  particularly  terminal  operators.  Certain  of  these 
entities require us to obtain permits, licenses, certificates and other authorizations for the safe operation of our vessels. Failure 
to comply could require us to incur substantial costs or result in the temporary suspension of the operation of one or more of our 
vessels.

Increasing environmental concerns have created a demand for vessels that conform to stricter environmental standards. We are 
required  to  maintain  operating  standards  for  all  of  our  vessels  that  emphasize  operational  safety,  quality  maintenance, 
continuous training of our officers and crews and compliance with United States and international regulations. We believe that 
the operation of our vessels is in substantial compliance with applicable environmental laws and regulations and that our vessels 
have  all  material  permits,  licenses,  certificates  or  other  authorizations  necessary  for  the  conduct  of  our  operations.  However, 
because such laws and regulations frequently change and may impose increasingly stricter requirements, we cannot predict the 
ultimate cost of complying with these requirements, or the impact of these requirements on the resale value or useful lives of 
our vessels. In addition, a future serious marine incident that causes significant adverse environmental impact could result in 
additional legislation or regulation that could negatively affect our profitability and reputation.

Flag State

The  flag  state,  as  defined  by  the  United  Nations  Convention  on  the  Law  of  the  Sea,  is  responsible  for  implementing  and 
enforcing  a  broad  range  of  international  maritime  regulations  with  respect  to  all  ships  granted  the  right  to  fly  its  flag.  The 
“Shipping  Industry  Guidelines  on  Flag  State  Performance”  evaluates  flag  states  based  on  factors  such  as  ratification, 
implementation  and  enforcement  of  principal  international  maritime  treaties,  supervision  of  surveys,  compliance  with 
International Labour Organization reporting, and participation at IMO meetings. Our vessels and rigs are flagged in Liberia, the 
Marshall Islands, Cyprus, Hong Kong and Norway.

International Maritime Organization

The  International  Maritime  Organization,  the  United  Nations  agency  for  maritime  safety  and  the  prevention  of  pollution  by 
vessels (the “IMO”), has adopted the International Convention for the Prevention of Pollution from Ships, 1973, as modified by 
the Protocol of 1978 relating thereto, collectively referred to as MARPOL 73/78 and herein as “MARPOL,” the International 
Convention for the Safety of Life at Sea of 1974 (“SOLAS Convention”), and the International Convention on Load Lines of 
1966  (the  “LL  Convention”).  MARPOL  establishes  environmental  standards  relating  to  oil  leakage  or  spilling,  garbage 
management,  sewage,  air  emissions,  handling  and  disposal  of  noxious  liquids  and  the  handling  of  harmful  substances  in 
packaged  forms.  MARPOL  is  applicable  to  dry  bulk,  tanker  and  LNG  carriers,  among  other  vessels,  and  is  broken  into  six 
Annexes, each of which regulates a different source of pollution. Annex I relates to oil leakage or spilling; Annexes II and III 
relate to harmful substances carried in bulk in liquid or in packaged form, respectively; Annexes IV and V relate to sewage and 
garbage management, respectively; and Annex VI, lastly, relates to air emissions. Annex VI was separately adopted by the IMO 
in September of 1997; new emission standards titled IMO-2020 took effect on January 1, 2020.

In 2012, IMO's Marine Environmental Protection Committee, or the “MEPC” adopted a resolution amending the International 
Code for the Construction and Equipment of Ships Carrying Dangerous Chemicals in Bulk, or the “IBC Code”. The provisions 
of the IBC Code are mandatory under MARPOL and the SOLAS Convention. These amendments, which entered into force in 
June 2014 and took effect on January 1, 2021, pertain to revised international certificates of fitness for the carriage of dangerous 
chemicals  in  bulk  and  identifying  new  products  that  fall  under  the  IBC  Code.  We  may  need  to  make  certain  financial 
expenditures to comply with these amendments.

In  2013,  the  MEPC  adopted  a  resolution  amending  MARPOL  Annex  I  Condition  Assessment  Scheme,  or  “CAS”.  These 
amendments became effective on October 1, 2014, and require compliance with the 2011 International Code on the Enhanced 
Programme  of  Inspections  during  Surveys  of  Bulk  Carriers  and  Oil  Tankers,  or  “ESP  Code”,  which  provides  for  enhanced 
inspection programs. We may need to make certain financial expenditures to comply with these amendments.

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Air Emissions

In  September  of  1997,  the  IMO  adopted  Annex  VI  to  MARPOL  to  address  air  pollution  from  vessels.  Effective  May  2005, 
Annex  VI  sets  limits  on  sulfur  oxide  and  nitrogen  oxide  emissions  from  all  commercial  vessel  exhausts  and  prohibits 
“deliberate  emissions”  of  ozone  depleting  substances  (such  as  halons  and  chlorofluorocarbons),  emissions  of  volatile 
compounds from cargo tanks, and the shipboard incineration of specific substances. Annex VI also includes a global cap on the 
sulfur  content  of  fuel  oil  and  allows  for  special  areas  to  be  established  with  more  stringent  controls  on  sulfur  emissions,  as 
explained  below.  Emissions  of  “volatile  organic  compounds”  from  certain  vessels,  and  the  shipboard  incineration  (from 
incinerators  installed  after  January  1,  2000)  of  certain  substances  (such  as  polychlorinated  biphenyls,  or  PCBs)  are  also 
prohibited. We believe that all our vessels are currently compliant in all material respects with these regulations.

The MEPC adopted amendments to Annex VI regarding emissions of sulfur oxide, nitrogen oxide, particulate matter and ozone 
depleting substances, which entered into force on July 1, 2010. The amended Annex VI seeks to further reduce air pollution by, 
among other things, implementing a progressive reduction of the amount of sulfur contained in any fuel oil used on board ships. 
On  October  27,  2016,  at  its  70th  session,  the  MEPC  agreed  to  implement  a  global  0.5%  m/m  sulfur  oxide  emissions  limit 
(reduced  from  3.50%)  starting  from  January  1,  2020.  This  limitation  can  be  met  by  using  low-sulfur  compliant  fuel  oil, 
alternative  fuels,  or  certain  exhaust  gas  cleaning  systems.  Ships  are  now  required  to  obtain  bunker  delivery  notes  and 
International Air Pollution Prevention (“IAPP”) Certificates from their flag states that specify sulfur content. Additionally, at 
MEPC  73,  amendments  to  Annex  VI  to  prohibit  the  carriage  of  bunkers  above  0.5%  sulfur  on  ships  were  adopted  and  took 
effect  on  March  1,  2020,  with  the  exception  of  vessels  fitted  with  exhaust  gas  cleaning  equipment  (“scrubbers”)  which  can 
carry fuel of higher sulfur content. These regulations subject ocean-going vessels to stringent emission controls, and may cause 
us to incur substantial costs.

Sulfur content standards are even stricter within certain “Emission Control Areas,” or (“ECAs”). As of January 1, 2015, ships 
operating  within  an  ECA  were  not  permitted  to  use  fuel  with  sulfur  content  in  excess  of  0.1%  m/m.  Amended  Annex  VI 
establishes procedures for designating new ECAs. Currently, the IMO has designated four ECAs, including specified portions 
of the Baltic Sea area, North Sea area, North American area and United States Caribbean area. Ocean-going vessels in these 
areas will be subject to stringent emission controls and may cause us to incur additional costs. Other areas in China are subject 
to  local  regulations  that  impose  stricter  emission  controls.  In  December  2021,  the  member  states  of  the  Convention  for  the 
Protection  of  the  Mediterranean  Sea  Against  Pollution  (“Barcelona  Convention”)  agreed  to  support  the  designation  of  a  new 
ECA  in  the  Mediterranean.  On  December  15,  2022,  MEPC  79  adopted  the  designation  of  a  new  ECA  in  the  Mediterranean, 
with an effective date of May 1, 2025. In July 2023, MEPC 80 announced three new ECA proposals, including the Canadian 
Arctic  waters  and  the  North-East  Atlantic  Ocean.  If  other  ECAs  are  approved  by  the  IMO,  or  other  new  or  more  stringent 
requirements  relating  to  emissions  from  marine  diesel  engines  or  port  operations  by  vessels  are  adopted  by  the  U.S 
Environmental  Protection  Agency  (“EPA”)  or  the  states  where  we  operate,  compliance  with  these  regulations  could  entail 
significant capital expenditures or otherwise increase the costs of our operations.

Amended  Annex  VI  also  establishes  new  tiers  of  stringent  nitrogen  oxide  emissions  standards  for  marine  diesel  engines, 
depending on their date of installation. At the MEPC meeting held from March to April 2014, amendments to Annex VI were 
adopted which address the date on which Tier III Nitrogen Oxide (“NOx”) standards in ECAs will go into effect. Under the 
amendments, Tier III NOx standards apply to ships that operate in the North American and U.S. Caribbean Sea ECAs designed 
for the control of NOx produced by vessels with a marine diesel engine installed and constructed on or after January 1, 2016. 
Tier III requirements could apply to areas that will be designated for Tier III NOx in the future. At MEPC 70 and MEPC 71, the 
MEPC approved the North Sea and Baltic Sea as ECAs for nitrogen oxide for ships built on or after January 1, 2021. The EPA 
promulgated equivalent (and in some senses stricter) emissions standards in 2010. As a result of these designations or similar 
future designations, we may be required to incur additional operating or other costs.

As determined at the MEPC 70, the new Regulation 22A of MARPOL Annex VI became effective as of March 1, 2018 and 
requires ships above 5,000 gross tonnage to collect and report annual data on fuel oil consumption to an IMO database, with the 
first year of data collection having commenced on January 1, 2019. The IMO intends to use such data as the first step in its 
roadmap (through 2023) for developing its strategy to reduce greenhouse gas emissions from ships, as discussed further below. 

As of January 1, 2013, MARPOL made mandatory certain measures relating to energy efficiency for ships. All ships are now 
required to develop and implement Ship Energy Efficiency Management Plans (“SEEMP”), and new ships must be designed in 
compliance  with  minimum  energy  efficiency  levels  per  capacity  mile  as  defined  by  the  Energy  Efficiency  Design  Index 
(“EEDI”).  Under  these  measures,  by  2025,  all  new  ships  built  will  be  30%  more  energy  efficient  than  those  built  in  2014. 
MEPC  75  adopted  amendments  to  MARPOL  Annex  VI  which  brings  forward  the  effective  date  of  the  EEDI’s  “phase  3” 
requirements from January 1, 2025 to April 1, 2022 for several ship types, including gas carriers, general cargo ships, and LNG 
carriers.

45

Additionally,  MEPC  75  introduced  draft  amendments  to  Annex  VI  which  impose  new  regulations  to  reduce  greenhouse  gas 
emissions from ships. These amendments introduce requirements to assess and measure the energy efficiency of all ships and 
set the required attainment values, with the goal of reducing the carbon intensity of international shipping. The requirements 
include (1) a technical requirement to reduce carbon intensity based on a new Energy Efficiency Existing Ship Index (“EEXI”), 
and (2) operational carbon intensity reduction requirements, based on a new operational carbon intensity indicator (“CII”). The 
attained EEXI is required to be calculated for ships of 400 gross tonnage and above, in accordance with different values set for 
ship  types  and  categories.  With  respect  to  the  CII,  the  draft  amendments  would  require  ships  of  5,000  gross  tonnage  to 
document  and  verify  their  actual  annual  operational  CII  achieved  against  a  determined  required  annual  operational  CII. 
Additionally,  MEPC  75  proposed  draft  amendments  requiring  that,  on  or  before  January  1,  2023,  all  ships  above  400  gross 
tonnage  must  have  an  approved  SEEMP  on  board.  For  ships  above  5,000  gross  tonnage,  the  SEEMP  would  need  to  include 
certain mandatory content. MEPC 75 also approved draft amendments to MARPOL Annex I to prohibit the use and carriage for 
use as fuel of heavy fuel oil (“HFO”) by ships in Arctic waters on and after July 1, 2024. The draft amendments introduced at 
MEPC  75  were  adopted  at  the  MEPC  76  session  in  June  2021  and  entered  into  force  on  November  1,  2022  with  the 
requirements for EEXI and CII certification effective from January 1, 2023. MEPC 77 adopted a non-binding resolution which 
urges Member States and ship operators to voluntarily use distillate or other cleaner alternative fuels or methods of propulsion 
that are safe for ships and could contribute to the reduction of Black Carbon emissions from ships when operating in or near the 
Arctic. MEPC 79 adopted amendments to MARPOL Annex VI, Appendix IX to include the attained and required CII values, 
the  CII  rating  and  attained  EEXI  for  existing  ships  in  the  required  information  to  be  submitted  to  the  IMO  Ship  Fuel  Oil 
Consumption  Database.  MEPC  79  revised  the  EEDI  calculation  guidelines  to  include  a  CO2  conversion  factor  for  ethane,  a 
reference  to  the  updated  ITCC  guidelines,  and  a  clarification  that  in  case  of  a  ship  with  multiple  load  line  certificates,  the 
maximum certified summer draft should be used when determining the deadweight. The amendments will enter into force on 
May 1, 2024. In July 2023, MEPC 80 approved the plan for reviewing CII regulations and guidelines, which must be completed 
at the latest by January 1, 2026. There will be no immediate changes to the CII framework, including correction factors and 
voyage adjustments, before the review is completed.

We  may  incur  costs  to  comply  with  these  revised  standards.  Additional  or  new  conventions,  laws  and  regulations  may  be 
adopted  that  could  require  the  installation  of  expensive  emission  control  systems  and  could  adversely  affect  our  business, 
results of operations, cash flows and financial condition.

Safety Management System Requirements

The SOLAS Convention was amended to address the safe manning of vessels and emergency training drills. The Convention of 
Limitation of Liability for Maritime Claims (the “LLMC”) sets limitations of liability for a loss of life or personal injury claim 
or  a  property  claim  against  ship  owners.  We  believe  that  our  vessels  are  in  substantial  compliance  with  SOLAS  and  LLMC 
standards.

Under Chapter IX of the SOLAS Convention, or the International Safety Management Code for the Safe Operation of Ships and 
for Pollution Prevention (the “ISM Code”), our operations are also subject to environmental standards and requirements. The 
ISM  Code  requires  the  party  with  operational  control  of  a  vessel  to  develop  an  extensive  safety  management  system  that 
includes,  among  other  things,  the  adoption  of  a  safety  and  environmental  protection  policy  setting  forth  instructions  and 
procedures for operating its vessels safely and describing procedures for responding to emergencies. We rely upon the safety 
management  system  that  we  and  our  technical  management  team  have  developed  for  compliance  with  the  ISM  Code.  The 
failure of a vessel owner or bareboat charterer to comply with the ISM Code may subject such party to increased liability, may 
decrease available insurance coverage for the affected vessels and may result in a denial of access to, or detention in, certain 
ports. 

The  ISM  Code  requires  that  vessel  operators  obtain  a  safety  management  certificate  for  each  vessel  they  operate.  This 
certificate evidences compliance by a vessel’s management with the ISM Code requirements for a safety management system. 
No vessel can obtain a safety management certificate unless its manager has been awarded a document of compliance, issued by 
each  flag  state,  under  the  ISM  Code.  We  have  obtained  applicable  documents  of  compliance  for  our  offices  and  safety 
management certificates for all of our vessels for which the certificates are required by the IMO. The document of compliance 
and safety management certificate are renewed as required.

46

Regulation II-1/3-10 of the SOLAS Convention governs ship construction and stipulates that ships over 150 meters in length 
must have adequate strength, integrity and stability to minimize risk of loss or pollution. Goal-based standards amendments in 
SOLAS  regulation  II-1/3-10  entered  into  force  in  2012,  with  July  1,  2016  set  for  application  to  new  oil  tankers  and  bulk 
carriers.  The  SOLAS  Convention  regulation  II-1/3-10  on  goal-based  ship  construction  standards  for  bulk  carriers  and  oil 
tankers, which entered into force on January 1, 2012, requires that all oil tankers and bulk carriers of 150 meters in length and 
above, for which the building contract is placed on or after July 1, 2016, satisfy applicable structural requirements conforming 
to the functional requirements of the International Goal-based Ship Construction Standards for Bulk Carriers and Oil Tankers 
(“GBS Standards”).

Amendments to the SOLAS Convention Chapter VII apply to vessels transporting dangerous goods and require those vessels be 
in compliance with the International Maritime Dangerous Goods Code (“IMDG Code”). Effective January 1, 2018, the IMDG 
Code  includes  (1)  updates  to  the  provisions  for  radioactive  material,  reflecting  the  latest  provisions  from  the  International 
Atomic Energy Agency, (2) new marking, packing and classification requirements for dangerous goods, and (3) new mandatory 
training  requirements.  Amendments  which  took  effect  on  January  1,  2020  also  reflect  the  latest  material  from  the  UN 
Recommendations  on  the  Transport  of  Dangerous  Goods,  including  (1)  new  provisions  regarding  IMO  type  9  tank,  (2)  new 
abbreviations  for  segregation  groups,  and  (3)  special  provisions  for  carriage  of  lithium  batteries  and  of  vehicles  powered  by 
flammable liquid or gas. Additional amendments, which came into force on June 1, 2022, include (1) addition of a definition of 
dosage rate, (2) additions to the list of high consequence dangerous goods, (3) new provisions for medical/clinical waste, (4) 
addition  of  various  ISO  standards  for  gas  cylinders,  (5)  a  new  handling  code,  and  (6)  changes  to  stowage  and  segregation 
provisions.

The IMO has also adopted the International Convention on Standards of Training, Certification and Watchkeeping for Seafarers 
(“STCW”). As of February 2017, all seafarers are required to meet the STCW standards and be in possession of a valid STCW 
certificate.  Flag  states  that  have  ratified  SOLAS  and  STCW  generally  employ  the  classification  societies,  which  have 
incorporated SOLAS and STCW requirements into their class rules, to undertake surveys to confirm compliance.

Furthermore, recent action by the IMO’s Maritime Safety Committee and United States agencies indicates that cybersecurity 
regulations for the maritime industry are likely to be further developed in the near future in an attempt to combat cybersecurity 
threats. By IMO resolution, administrations are encouraged to ensure that cyber-risk management systems are incorporated by 
ship-owners  and  managers  by  their  first  annual  Document  of  Compliance  audit  after  January  1,  2021.  In  February  2021,  the 
U.S.  Coast  Guard  published  guidance  on  addressing  cyber  risks  in  a  vessel’s  safety  management  system.  This  might  cause 
companies to create additional procedures for monitoring cybersecurity, which could require additional expenses and/or capital 
expenditures. The impact of such regulations is hard to predict at this time.

In June 2022, SOLAS also set out new amendments that took effect on January 1, 2024, which include new requirements for: 
(1)  the  design  for  safe  mooring  operations,  (2)  the  Global  Maritime  Distress  and  Safety  System  (“GMDSS”),  (3)  watertight 
integrity,  (4)  watertight  doors  on  cargo  ships,  (5)  fault-isolation  of  fire  detection  systems,  (6)  life-saving  appliances,  and  (7) 
safety of ships using LNG as fuel. These new requirements may impact the cost of our operations.

Pollution Control and Liability Requirements

The IMO has negotiated international conventions that impose liability for pollution in international waters and the territorial 
waters of the signatories to such conventions. For example, the IMO adopted an International Convention for the Control and 
Management  of  Ships’  Ballast  Water  and  Sediments  (the  “BWM  Convention”)  in  2004.  The  BWM  Convention  entered  into 
force on September 8, 2017. The BWM Convention requires ships to manage their ballast water to remove, render harmless, or 
avoid  the  uptake  or  discharge  of  new  or  invasive  aquatic  organisms  and  pathogens  within  ballast  water  and  sediments.  The 
BWM Convention’s implementing regulations call for a phased introduction of mandatory ballast water exchange requirements, 
to be replaced in time with mandatory concentration limits, and require all ships to carry a ballast water record book and an 
international ballast water management certificate. 

47

On December 4, 2013, the IMO Assembly passed a resolution revising the application dates of the BWM Convention so that 
the dates are triggered by the entry into force date and not the dates originally in the BWM Convention. This, in effect, makes 
all  vessels  delivered  before  the  entry  into  force  date  “existing  vessels”  and  allows  for  the  installation  of  ballast  water 
management  systems  on  such  vessels  at  the  first  International  Oil  Pollution  Prevention  (“IOPP”)  renewal  survey  following 
entry into force of the convention. The MEPC adopted updated guidelines for approval of ballast water management systems 
(G8) at MEPC 70. At MEPC 72, the schedule regarding the BWM Convention’s implementation dates was also discussed and 
amendments were introduced to extend the date existing vessels are subject to certain ballast water standards. Those changes 
were adopted at MEPC 72. Ships over 400 gross tons generally must comply with a “D-1 standard,” requiring the exchange of 
ballast  water  only  in  open  seas  and  away  from  coastal  waters.  The  “D-2  standard”  specifies  the  maximum  amount  of  viable 
organisms allowed to be discharged, and compliance dates vary depending on the IOPP renewal dates. Depending on the date 
of the IOPP renewal survey, existing vessels must comply with the D-2 standard on or after September 8, 2019. For most ships, 
compliance  with  the  D-2  standard  will  involve  installing  on-board  systems  to  treat  ballast  water  and  eliminate  unwanted 
organisms.  Ballast  water  management  systems,  which  include  systems  that  make  use  of  chemical,  biocides,  organisms  or 
biological  mechanisms,  or  which  alter  the  chemical  or  physical  characteristics  of  the  ballast  water,  must  be  approved  in 
accordance with IMO Guidelines (Regulation D-3). As of October 13, 2019, MEPC 72’s amendments to the BWM Convention 
took effect, making the Code for Approval of Ballast Water Management Systems, which governs assessment of ballast water 
management  systems,  mandatory  rather  than  permissive,  and  formalized  an  implementation  schedule  for  the  D-2  standard. 
Under  these  amendments,  all  ships  must  meet  the  D-2  standard  by  September  8,  2024.  Costs  of  compliance  with  these 
regulations  may  be  substantial.  Additionally,  in  November  2020,  MEPC  75  adopted  amendments  to  the  BWM  Convention 
which would require a commissioning test of the ballast water management system for the initial survey or when performing an 
additional survey for retrofits. This analysis will not apply to ships that already have an installed BWM system certified under 
the BWM Convention. These amendments have entered into force on June 1, 2022. In December 2022, MEPC 79 agreed that it 
should be permitted to use ballast tanks for temporary storage of treated sewage and grey water. MEPC 79 also established that 
ships  are  expected  to  return  to  D-2  compliance  after  experiencing  challenging  uptake  water  and  bypassing  a  BWM  system 
should  only  be  used  as  a  last  resort.  In  July  2023,  MEPC  80  approved  a  plan  for  a  comprehensive  review  of  the  BWM 
Convention  over  the  next  three  years  and  the  corresponding  development  of  a  package  of  amendments  to  the  Convention. 
MEPC 80 also adopted further amendments relating to Appendix II of the BWM Convention concerning the form of the Ballast 
Water  Record  Book,  which  are  expected  to  enter  into  force  in  February  2025.  A  protocol  for  ballast  water  compliance 
monitoring devices and unified interpretation of the form of the BWM Convention certificate were also adopted.

Once  mid-ocean  exchange  ballast  water  treatment  requirements  become  mandatory  under  the  BWM  Convention,  the  cost  of 
compliance  could  increase  for  ocean  carriers  and  may  have  a  material  effect  on  our  operations.  However,  many  countries 
already regulate the discharge of ballast water carried by vessels from country to country to prevent the introduction of invasive 
and harmful species via such discharges. The U.S., for example, requires vessels entering its waters from another country to 
conduct mid-ocean ballast exchange, or undertake some alternate measure, and to comply with certain reporting requirements.

The IMO adopted the International Convention on Civil Liability for Oil Pollution Damage of 1969, as amended by different 
Protocols in 1976, 1984, and 1992, and amended in 2000 (the “CLC”). Under the CLC and depending on whether the country 
in which the damage results is a party to the 1992 Protocol to the CLC, a vessel’s registered owner may be strictly liable for 
pollution  damage  caused  in  the  territorial  waters  of  a  contracting  state  by  discharge  of  persistent  oil,  subject  to  certain 
exceptions.  The  1992  Protocol  changed  certain  limits  on  liability  expressed  using  the  International  Monetary  Fund  currency 
unit, the Special Drawing Rights. The limits on liability have since been amended so that the compensation limits on liability 
were raised. The right to limit liability is forfeited under the CLC where the spill is caused by the shipowner’s actual fault and 
under  the  1992  Protocol  where  the  spill  is  caused  by  the  shipowner’s  intentional  or  reckless  act  or  omission  where  the 
shipowner knew pollution damage would probably result. The CLC requires ships over 2,000 tons covered by it to maintain 
insurance  covering  the  liability  of  the  owner  in  a  sum  equivalent  to  an  owner’s  liability  for  a  single  incident.  We  have 
protection  and  indemnity  insurance  for  environmental  incidents.  P&I  Clubs  in  the  International  Group  issue  the  required 
Bunkers Convention “Blue Cards” to enable signatory states to issue certificates. All of our vessels are in possession of a CLC 
State issued certificate attesting that the required insurance coverage is in force.

The  IMO  also  adopted  the  International  Convention  on  Civil  Liability  for  Bunker  Oil  Pollution  Damage  (the  “Bunker 
Convention”) to impose strict liability on ship owners (including the registered owner, bareboat charterer, manager or operator) 
for pollution damage in jurisdictional waters of ratifying states caused by discharges of bunker fuel. The Bunker Convention 
requires registered owners of ships over 1,000 gross tons to maintain insurance for pollution damage in an amount equal to the 
limits of liability under the applicable national or international limitation regime (but not exceeding the amount calculated in 
accordance with the LLMC). With respect to non-ratifying states, liability for spills or releases of oil carried as fuel in ship’s 
bunkers typically is determined by the national or other domestic laws in the jurisdiction where the events or damages occur.

48

Ships are required to maintain a certificate attesting that they maintain adequate insurance to cover an incident. In jurisdictions, 
such  as  the  United  States  where  the  CLC  or  the  Bunker  Convention  has  not  been  adopted,  various  legislative  schemes  or 
common law govern, and liability is imposed either on the basis of fault or on a strict-liability basis.

Anti-Fouling Requirements

In  2001,  the  IMO  adopted  the  International  Convention  on  the  Control  of  Harmful  Anti-fouling  Systems  on  Ships,  or  the 
“Anti-fouling Convention”. The Anti-fouling Convention, which entered into force on September 17, 2008, prohibits the use of 
organotin compound coatings to prevent the attachment of mollusks and other sea life to the hulls of vessels. Vessels of over 
400 gross tons engaged in international voyages will also be required to undergo an initial survey before the vessel is put into 
service  or  before  an  International  Anti-fouling  System  Certificate  (the  “IAFS  Certificate”)  is  issued  for  the  first  time;  and 
subsequent surveys when the anti-fouling systems are altered or replaced. Vessels of 24 meters in length or more but less than 
400  gross  tonnage  engaged  in  international  voyages  will  have  to  carry  a  Declaration  on  Anti-fouling  Systems  signed  by  the 
owner or authorized agent.

In  November  2020,  MEPC  75  approved  draft  amendments  to  the  Anti-fouling  Convention  to  prohibit  anti-fouling  systems 
containing  cybutryne,  which  have  applied  to  ships  since  January  1,  2023,  or,  for  ships  already  bearing  such  an  anti-fouling 
system, at the next scheduled renewal of the system after that date, but no later than 60 months following the last application to 
the  ship  of  such  a  system.  In  addition,  the  IAFS  Certificate  has  been  updated  to  address  compliance  options  for  anti-fouling 
systems to address cybutryne. Ships which are affected by this ban on cybutryne must receive an updated IAFS Certificate no 
later than two years after the entry into force of these amendments. Ships which are not affected (i.e. with anti-fouling systems 
which  do  not  contain  cybutryne)  must  receive  an  updated  IAFS  Certificate  at  the  next  anti-fouling  application  to  the  vessel. 
These amendments were formally adopted at MEPC 76 in June 2021 and entered into force on January 1, 2023.

We have obtained Anti-fouling System Certificates for all of our vessels that are subject to the Anti-fouling Convention.

Compliance Enforcement

Noncompliance  with  the  ISM  Code  or  other  IMO  regulations  may  subject  the  ship  owner  or  bareboat  charterer  to  increased 
liability, may lead to decreases in available insurance coverage for affected vessels and may result in the denial of access to, or 
detention  in,  some  ports.  The  USCG  and  European  Union  authorities  have  indicated  that  vessels  not  in  compliance  with  the 
ISM Code by applicable deadlines will be prohibited from trading in U.S. and European Union ports, respectively. As of the 
date of this report, March 14, 2024, each of our vessels is ISM Code certified. However, there can be no assurance that such 
certificates will be maintained in the future. The IMO continues to review and introduce new regulations. It is impossible to 
predict what additional regulations, if any, may be passed by the IMO and what effect, if any, such regulations might have on 
our operations.

United States Regulations

The U.S. Oil Pollution Act of 1990 and the Comprehensive Environmental Response, Compensation and Liability Act

The  U.S.  Oil  Pollution  Act  of  1990  (“OPA”)  established  an  extensive  regulatory  and  liability  regime  for  the  protection  and 
cleanup of the environment from oil spills. OPA affects all “owners and operators” whose vessels trade or operate within the 
U.S., its territories and possessions or whose vessels operate in U.S. waters, which includes the U.S.’s territorial sea and its 200 
nautical mile exclusive economic zone around the U.S. The U.S. has also enacted the Comprehensive Environmental Response, 
Compensation and Liability Act (“CERCLA”), which applies to the discharge of hazardous substances other than oil, except in 
limited circumstances, whether on land or at sea. OPA and CERCLA both define “owner and operator” in the case of a vessel 
as any person owning, operating or chartering by demise, the vessel. Both OPA and CERCLA impact our operations.

Under OPA, vessel owners and operators are “responsible parties” and are jointly, severally and strictly liable (unless the spill 
results solely from the act or omission of a third party, an act of God or an act of war) for all containment and clean-up costs 
and  other  damages  arising  from  discharges  or  threatened  discharges  of  oil  from  their  vessels,  including  bunkers  (fuel).  OPA 
defines these other damages broadly to include:

(i) 
(ii) 
(iii) 
(iv) 

injury to, destruction or loss of, or loss of use of, natural resources and related assessment costs;
injury to, or economic losses resulting from, the destruction of real and personal property;
loss of subsistence use of natural resources that are injured, destroyed or lost;
net loss of taxes, royalties, rents, fees or net profit revenues resulting from injury, destruction or loss of real or personal 
property, or natural resources;

49

(v) 

(vi) 

lost profits or impairment of earning capacity due to injury, destruction or loss of real or personal property or natural 
resources; and
net cost of increased or additional public services necessitated by removal activities following a discharge of oil, such 
as protection from fire, safety or health hazards, and loss of subsistence use of natural resources.

OPA contains statutory caps on liability and damages; such caps do not apply to direct cleanup costs. On December 23, 2022, 
the USCG issued a final rule to adjust the limitation of liability under the OPA. Effective March 23, 2022, the new adjusted 
limits of OPA liability for a tank vessel, other than a single-hull tank vessel, over 3,000 gross tons liability to the greater of 
$2,500 per gross ton or $21,521,300 (previous limit was $2,300 per gross ton or $19,943,400). Effective March 23, 2022, the 
new  adjusted  limits  of  OPA  liability  for  non-tank  vessels,  edible  oil  tank  vessels,  and  any  oil  spill  response  vessels,  to  the 
greater of $1,300 per gross ton or $1,076,000 (previous limit was $1,200 per gross ton or $997,100). These limits of liability do 
not apply if an incident was proximately caused by the violation of an applicable U.S. federal safety, construction or operating 
regulation  by  a  responsible  party  (or  its  agent,  employee  or  a  person  acting  pursuant  to  a  contractual  relationship),  or  a 
responsible party’s gross negligence or willful misconduct. The limitation on liability similarly does not apply if the responsible 
party fails or refuses to (i) report the incident as required by law where the responsible party knows or has reason to know of the 
incident; (ii) reasonably cooperate and assist as requested in connection with oil removal activities; or (iii) without sufficient 
cause, comply with an order issued under the Federal Water Pollution Act (Section 311 (c), (e)) or the Intervention on the High 
Seas Act.

CERCLA  contains  a  similar  liability  regime  whereby  owners  and  operators  of  vessels  are  liable  for  cleanup,  removal  and 
remedial  costs,  as  well  as  damages  for  injury  to,  or  destruction  or  loss  of,  natural  resources,  including  the  reasonable  costs 
associated with assessing the same, and health assessments or health effects studies. There is no liability if the discharge of a 
hazardous  substance  results  solely  from  the  act  or  omission  of  a  third  party,  an  act  of  God  or  an  act  of  war.  Liability  under 
CERCLA is limited to the greater of $300 per gross ton or $5.0 million for vessels carrying a hazardous substance as cargo and 
the greater of $300 per gross ton or $500,000 for any other vessel. These limits do not apply (rendering the responsible person 
liable  for  the  total  cost  of  response  and  damages)  if  the  release  or  threat  of  release  of  a  hazardous  substance  resulted  from 
willful  misconduct  or  negligence,  or  the  primary  cause  of  the  release  was  a  violation  of  applicable  safety,  construction  or 
operating standards or regulations. The limitation on liability also does not apply if the responsible person fails or refused to 
provide all reasonable cooperation and assistance as requested in connection with response activities where the vessel is subject 
to OPA.

OPA  and  CERCLA  each  preserve  the  right  to  recover  damages  under  existing  law,  including  maritime  tort  law.  OPA  and 
CERCLA  both  require  owners  and  operators  of  vessels  to  establish  and  maintain  with  the  USCG  evidence  of  financial 
responsibility sufficient to meet the maximum amount of liability to which the particular responsible person may be subject. 
Vessel owners and operators may satisfy their financial responsibility obligations by providing a proof of insurance, a surety 
bond, qualification as a self-insurer or a guarantee. We comply and intend to comply going forward with the USCG’s financial 
responsibility regulations by providing applicable certificates of financial responsibility.

In 2010, the Deepwater Horizon oil spill in the Gulf of Mexico resulted in additional regulatory initiatives or statutes, including 
higher  liability  caps  under  OPA,  new  regulations  regarding  offshore  oil  and  gas  drilling,  and  a  pilot  inspection  program  for 
offshore  facilities.  However,  several  of  these  initiatives  and  regulations  have  been  or  may  be  revised.  For  example,  the  U.S. 
Bureau  of  Safety  and  Environmental  Enforcement’s  (“BSEE”)  revised  Production  Safety  Systems  Rule  (“PSSR”),  effective 
December 27, 2018, modified and relaxed certain environmental and safety protections under the 2016 PSSR. Additionally, the 
BSEE  amended  the  Well  Control  Rule,  effective  July  15,  2019,  which  rolled  back  certain  reforms  regarding  the  safety  of 
drilling  operations,  and  former  U.S.  President  Trump  had  proposed  leasing  new  sections  of  U.S.  waters  to  oil  and  gas 
companies  for  offshore  drilling.  In  January  2021,  U.S.  President  Biden  signed  an  executive  order  temporarily  blocking  new 
leases for oil and gas drilling in federal waters. However, Attorneys general from 13 states filed suit in March 2021 to lift the 
executive order and in June 2021, a federal judge in Louisiana granted a preliminary injunction against the Biden administration 
stating  that  the  power  to  pause  offshore  oil  and  gas  leases  "lies  solely  with  Congress".  In  August  2022,  a  federal  judge  in 
Louisiana  sided  with  Texas  Attorney  General  Ken  Paxton,  along  with  the  other  12  plaintiff  states,  by  issuing  a  permanent 
injunction against the Biden Administration’s moratorium on oil and gas leasing on federal public lands and offshore waters. 
After being blocked by the courts, in September 2023, the Biden administration announced a scaled back offshore oil drilling 
plan,  including  just  three  oil  lease  sales  in  the  Gulf  of  Mexico.  With  these  rapid  changes,  compliance  with  any  new 
requirements of OPA and future legislation or regulations applicable to the operation of our vessels could impact the cost of our 
operations and adversely affect our business.

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OPA specifically permits individual states to impose their own liability regimes with regard to oil pollution incidents occurring 
within their boundaries, provided they accept, at a minimum, the levels of liability established under OPA and some states have 
enacted  legislation  providing  for  unlimited  liability  for  oil  spills.  Many  U.S.  states  that  border  a  navigable  waterway  have 
enacted environmental pollution laws that impose strict liability on a person for removal costs and damages resulting from a 
discharge of oil or a release of a hazardous substance. These laws may be more stringent than U.S. federal law. Moreover, some 
states have enacted legislation providing for unlimited liability for discharge of pollutants within their waters, although in some 
cases, states which have enacted this type of legislation have not yet issued implementing regulations defining vessel owners’ 
responsibilities under these laws. We intend to comply with all applicable state regulations in the ports where our vessels call.

We currently maintain pollution liability coverage insurance in the amount of $1.0 billion per vessel per incident, except for 
certain  excluded  areas  at  high  risk  including  Russia,  Ukraine  and  Belarus  (the  “High  Risk  Areas”).  If  the  damages  from  a 
catastrophic  spill  were  to  exceed  our  insurance  coverage,  it  could  have  an  adverse  effect  on  our  business  and  results  of 
operations.  Cybersecurity  is  also  a  top  priority  with  the  U.S.  Coast  Guard,  and  they  announced  a  concentrated  campaign  to 
assist in identifying and addressing cybersecurity vulnerabilities during the first quarter of the year 2023. The cybersecurity of 
our vessels continues to improve through hands-on training, campaigns and external assistance/equipment provision.

Other United States Environmental Initiatives

The  U.S.  Clean  Air  Act  of  1970  (including  its  amendments  of  1977  and  1990)  (“CAA”)  requires  the  EPA  to  promulgate 
standards applicable to emissions of volatile organic compounds and other air contaminants. Our vessels are subject to vapor 
control  and  recovery  requirements  for  certain  cargoes  when  loading,  unloading,  ballasting,  cleaning  and  conducting  other 
operations  in  regulated  port  areas.  The  CAA  also  requires  states  to  draft  State  Implementation  Plans,  or  "SIPs",  designed  to 
attain national health-based air quality standards in each state. Although state-specific, SIPs may include regulations concerning 
emissions resulting from vessel loading and unloading operations by requiring the installation of vapor control equipment. Our 
vessels  operating  in  such  regulated  port  areas  with  restricted  cargoes  are  equipped  with  vapor  recovery  systems  that  satisfy 
these existing requirements.

The U.S. Clean Water Act (“CWA”) prohibits the discharge of oil, hazardous substances and ballast water in U.S. navigable 
waters  unless  authorized  by  a  duly-issued  permit  or  exemption,  and  imposes  strict  liability  in  the  form  of  penalties  for  any 
unauthorized discharges. The CWA also imposes substantial liability for the costs of removal, remediation and damages and 
complements  the  remedies  available  under  OPA  and  CERCLA.  In  2015,  the  EPA  expanded  the  definition  of  “waters  of  the 
United States” (“WOTUS”), thereby expanding federal authority under the CWA. Following litigation on the revised WOTUS 
rule, in December 2018, the EPA and Department of the Army proposed a revised, limited definition of WOTUS. In 2019 and 
2020, the agencies repealed the prior WOTUS Rule and promulgated the Navigable Waters Protection Rule (“NWPR”) which 
significantly  reduced  the  scope  and  oversight  of  EPA  and  the  Department  of  the  Army  in  traditionally  non-navigable 
waterways. On August 30, 2021 a federal district court in Arizona vacated the NWPR and directed the agencies to replace the 
rule.  On  December  7,  2021,  the  EPA  and  the  Department  of  the  Army  proposed  a  rule  that  would  reinstate  the  pre-2015 
definition.  On  December  30,  2022,  the  EPA  and  the  Department  of  Army  announced  the  final  WOTUS  rule  that  largely 
reinstated the pre-2015 definition.

The  EPA  and  the  USCG  have  also  enacted  rules  relating  to  ballast  water  discharge,  compliance  with  which  requires  the 
installation of equipment on our vessels to treat ballast water before it is discharged or the implementation of other port facility 
disposal  arrangements  or  procedures  at  potentially  substantial  costs,  and/or  otherwise  restrict  our  vessels  from  entering  U.S. 
Waters.

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The EPA will regulate these ballast water discharges and other discharges incidental to the normal operation of certain vessels 
within  United  States  waters  pursuant  to  the  Vessel  Incidental  Discharge  Act  (“VIDA”),  which  was  signed  into  law  on 
December 4, 2018 and replaces the 2013 Vessel General Permit (“VGP”) program (which authorizes discharges incidental to 
operations  of  commercial  vessels  and  contains  numeric  ballast  water  discharge  limits  for  most  vessels  to  reduce  the  risk  of 
invasive  species  in  U.S.  waters,  stringent  requirements  for  exhaust  gas  scrubbers,  and  requirements  for  the  use  of 
environmentally acceptable lubricants) and current Coast Guard ballast water management regulations adopted under the U.S. 
National  Invasive  Species  Act  (“NISA”),  such  as  mid-ocean  ballast  exchange  programs  and  installation  of  approved  USCG 
technology for all vessels equipped with ballast water tanks bound for U.S. ports or entering U.S. waters. VIDA establishes a 
new  framework  for  the  regulation  of  vessel  incidental  discharges  under  CWA,  requires  the  EPA  to  develop  performance 
standards for those discharges within two years of enactment, and requires the U.S. Coast Guard to develop implementation, 
compliance, and enforcement regulations within two years of EPA’s promulgation of standards. Under VIDA, all provisions of 
the 2013 VGP and USCG regulations regarding ballast water treatment remain in force and effect until the EPA and U.S. Coast 
Guard regulations are finalized. Non-military, non-recreational vessels greater than 79 feet in length must continue to comply 
with  the  requirements  of  the  VGP,  including  submission  of  a  Notice  of  Intent  (“NOI”)  or  retention  of  a  PARI  form  and 
submission of annual reports. We have submitted NOIs for our vessels where required. Compliance with the EPA, U.S. Coast 
Guard  and  state  regulations  could  require  the  installation  of  ballast  water  treatment  equipment  on  our  vessels  or  the 
implementation of other port facility disposal procedures at potentially substantial cost, or may otherwise restrict our vessels 
from entering U.S. waters. 

European Union Regulations

In  October  2009,  the  European  Union  amended  a  directive  to  impose  criminal  sanctions  for  illicit  ship-source  discharges  of 
polluting  substances,  including  minor  discharges,  if  committed  with  intent,  recklessly  or  with  serious  negligence  and  the 
discharges individually or in the aggregate result in deterioration of the quality of water. Aiding and abetting the discharge of a 
polluting substance may also lead to criminal penalties. The directive applies to all types of vessels, irrespective of their flag, 
but certain exceptions apply to warships or where human safety or that of the ship is in danger. Criminal liability for pollution 
may  result  in  substantial  penalties  or  fines  and  increased  civil  liability  claims.  Regulation  (EU)  2015/757  of  the  European 
Parliament and of the Council of 29 April 2015 (amending EU Directive 2009/16/EC) governs the monitoring, reporting and 
verification  of  carbon  dioxide  emissions  from  maritime  transport,  and,  subject  to  some  exclusions,  requires  companies  with 
ships over 5,000 gross tonnage to monitor and report carbon dioxide emissions annually which may cause us to incur additional 
expenses.

The European Union has adopted several regulations and directives requiring, among other things, more frequent inspections of 
high-risk ships, as determined by type, age, and flag as well as the number of times the ship has been detained. The European 
Union  also  adopted  and  extended  a  ban  on  substandard  ships  and  enacted  a  minimum  ban  period  and  a  definitive  ban  for 
repeated  offenses.  The  regulation  also  provided  the  European  Union  with  greater  authority  and  control  over  classification 
societies,  by  imposing  more  requirements  on  classification  societies  and  providing  for  fines  or  penalty  payments  for 
organizations that failed to comply. Furthermore, the EU has implemented regulations requiring vessels to use reduced sulfur 
content fuel for their main and auxiliary engines. The EU Directive 2005/33/EC (amending Directive 1999/32/EC) introduced 
requirements parallel to those in Annex VI relating to the sulfur content of marine fuels. In addition, the EU imposed a 0.1% 
maximum sulfur requirement for fuel used by ships at berth in the Baltic, the North Sea and the English Channel (the so called 
“SOx-Emission Control Area”). As of January 2020, EU member states must also ensure that vessels in all EU waters, except 
the SOx-Emission Control Area, use fuels with a 0.5% maximum sulfur content.

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On September 15, 2020, the European Parliament voted to include greenhouse gas emissions from the maritime sector in the 
European  Union's  carbon  market,  Emissions  Trading  System  (“EU  ETS”)  as  part  of  its  “Fit-for-55”  legislation  to  reduce  net 
greenhouse  gas  emissions  by  at  least  55%  by  2030.  On  July  14,  2021,  the  European  Parliament  formally  proposed  its  plan, 
which  would  involve  gradually  including  the  maritime  sector  and  phasing  the  sector  in  over  a  three-year  period.  This  will 
require  shipowners  to  buy  permits  to  cover  these  emissions.  The  Environment  Council  adopted  a  general  approach  on  the 
proposal  in  June  2022.  On  December  18,  2022,  the  Environmental  Council  and  European  Parliament  agreed  on  a  gradual 
introduction of obligations for shipping companies to surrender allowances equivalent to a portion of their carbon emissions: 
40% for verified emissions from 2024, 70% for 2025 and 100% for 2026. Most large vessels will be included in the scope of 
the  EU  ETS  from  the  start.  Big  offshore  vessels  of  5,000  gross  tonnage  and  above  will  be  included  in  the  'MRV'  on  the 
monitoring, reporting and verification of CO2 emissions from maritime transport regulation from 2025 and in the EU ETS from 
2027. General cargo vessels and off-shore vessels between 400-5,000 gross tonnage will be included in the MRV regulation 
from  2025  and  their  inclusion  in  EU  ETS  will  be  reviewed  in  2026.  Furthermore,  starting  from  January  1,  2026,  the  ETS 
regulations will expand to include emissions of two additional greenhouse gases: nitrous oxide and methane. Compliance with 
the Maritime EU ETS will result in additional compliance and administration costs to properly incorporate the provisions of the 
Directive into our business routines. Additional EU regulations which are part of the EU’s "Fit-for-55," could also affect our 
financial position in terms of compliance and administration costs when they take effect.

International Labour Organization

The  International  Labour  Organization  (the  "ILO")  is  a  specialized  agency  of  the  UN  that  has  adopted  the  Maritime  Labour 
Convention 2006 ("MLC 2006"). A Maritime Labour Certificate and a Declaration of Maritime Labour Compliance is required 
to ensure compliance with the MLC 2006 for all ships that are 500 gross tonnage or over and are either engaged in international 
voyages or flying the flag of a Member and operating from a port, or between ports, in another country. We believe that all our 
vessels are in substantial compliance with and are certified to meet MLC 2006.

Greenhouse Gas Regulation

Currently, the emissions of greenhouse gases from international shipping are not subject to the Kyoto Protocol to the United 
Nations Framework Convention on Climate Change, which entered into force in 2005 and pursuant to which adopting countries 
have been required to implement national programs to reduce greenhouse gas emissions with targets extended through 2020. 
International  negotiations  are  continuing  with  respect  to  a  successor  to  the  Kyoto  Protocol,  and  restrictions  on  shipping 
emissions may be included in any new treaty. In December 2009, more than 27 nations, including the U.S. and China, signed 
the  Copenhagen  Accord,  which  includes  a  non-binding  commitment  to  reduce  greenhouse  gas  emissions.  The  2015  United 
Nations Climate Change Conference in Paris resulted in the Paris Agreement, which entered into force on November 4, 2016 
and does not directly limit greenhouse gas emissions from ships. The U.S. initially entered into the agreement, but on June 1, 
2017, former U.S. President Trump announced that the United States intends to withdraw from the Paris Agreement, and the 
withdrawal became effective on November 4, 2020. On January 20, 2021, U.S. President Biden signed an executive order to 
rejoin the Paris Agreement, which the U.S. officially rejoined on February 19, 2021. 

At MEPC 70 and MEPC 71, a draft outline of the structure of the initial strategy for developing a comprehensive IMO strategy 
on reduction of greenhouse gas emissions from ships was approved. In accordance with this roadmap, in April 2018, nations at 
the MEPC 72 adopted an initial strategy to reduce greenhouse gas emissions from ships. The initial strategy identifies “levels of 
ambition”  to  reducing  greenhouse  gas  emissions,  including  (1)  decreasing  the  carbon  intensity  from  ships  through 
implementation of further phases of the EEDI for new ships; (2) reducing carbon dioxide emissions per transport work, as an 
average  across  international  shipping,  by  at  least  40%  by  2030,  pursuing  efforts  towards  70%  by  2050,  compared  to  2008 
emission  levels;  and  (3)  reducing  the  total  annual  greenhouse  emissions  by  at  least  50%  by  2050  compared  to  2008  while 
pursuing  efforts  towards  phasing  them  out  entirely.  The  initial  strategy  notes  that  technological  innovation,  alternative  fuels 
and/or energy sources for international shipping will be integral to achieve the overall ambition. These regulations could cause 
us to incur additional substantial expenses. At MEPC 77, the Member States agreed to initiate the revision of the Initial IMO 
Strategy  on  Reduction  of  GHG  emissions  from  ships,  recognizing  the  need  to  strengthen  the  ambition  during  the  revision 
process. In July 2023, MEPC 80 adopted a revised strategy, which includes an enhanced common ambition to reach net-zero 
greenhouse gas emissions from international shipping around or close to 2050, a commitment to ensure an uptake of alternative 
zero  and  near-zero  greenhouse  gas  fuels  by  2030,  as  well  as  i).  reducing  the  total  annual  greenhouse  gas  emissions  from 
international  shipping  by  at  least  20%,  striving  for  30%,  by  2030,  compared  to  2008;  and  ii).  reducing  the  total  annual 
greenhouse gas emissions from international shipping by at least 70%, striving for 80%, by 2040, compared to 2008.

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The EU made a unilateral commitment to reduce overall greenhouse gas emissions from its member states from 20% of 1990 
levels by 2020. The EU also committed to reduce its emissions by 20% under the Kyoto Protocol’s second period from 2013 to 
2020. Starting in January 2018, large ships over 5,000 gross tonnage calling at EU ports are required to collect and publish data 
on  carbon  dioxide  emissions  and  other  information.  Under  the  European  Climate  Law,  the  EU  committed  to  reduce  its  net 
greenhouse  gas  emissions  by  at  least  55%  by  2030  through  its  “Fit-for-55”  legislation  package.  As  part  of  this  initiative, 
regulations  relating  to  the  inclusion  of  greenhouse  gas  emissions  from  the  maritime  sector  in  the  European  Union's  carbon 
market, or EU ETS are also forthcoming.

In the United States, the EPA issued a finding that greenhouse gases endanger the public health and safety, adopted regulations 
to  limit  greenhouse  gas  emissions  from  certain  mobile  sources,  and  proposed  regulations  to  limit  greenhouse  gas  emissions 
from large stationary sources. However, in March 2017, former U.S. President Trump signed an executive order to review and 
possibly eliminate the EPA’s plan to cut greenhouse gas emissions and in August 2019, the Administration announced plans to 
weaken  regulations  for  methane  emissions.  On  August  13,  2020,  the  EPA  released  rules  rolling  back  standards  to  control 
methane  and  volatile  organic  compound  emissions  from  new  oil  and  gas  facilities.  However,  U.S.  President  Biden  recently 
directed the EPA to publish a proposed rule suspending, revising, or rescinding certain of these rules. On November 2, 2021, 
the EPA issued a proposed rule under the CAA designed to reduce methane emissions from oil and gas sources. The proposed 
rule is expected to reduce 41 million tons of methane emissions between 2023 and 2035 and cuts methane emissions in the oil 
and  gas  sector  by  approximately  74  percent  compared  to  emissions  from  this  sector  in  2005.  EPA  issued  a  supplemental 
proposed  rule  in  November  2022  to  include  additional  methane  reduction  measures.  On  December  2,  2023,  the  Biden 
Administration announced the final rule that includes updated and strengthened standards for methane and other air pollutants 
from  new,  modified,  and  reconstructed  sources,  as  well  as  Emissions  Guidelines  to  assist  states  in  developing  plans  to  limit 
methane emissions from existing sources. These new regulations could potentially affect our operations.

Any passage of climate control legislation or other regulatory initiatives by the IMO, the EU, the U.S. or other countries where 
we  operate,  or  any  treaty  adopted  at  the  international  level  to  succeed  the  Kyoto  Protocol  or  Paris  Agreement,  that  restricts 
emissions  of  greenhouse  gases  could  require  us  to  make  significant  financial  expenditures  which  we  cannot  predict  with 
certainty at this time. Even in the absence of climate control legislation, our business may be indirectly affected to the extent 
that climate change may result in sea level changes or certain weather events.

Vessel Security Regulations

Since  the  terrorist  attacks  of  September  11,  2001  in  the  United  States,  there  have  been  a  variety  of  initiatives  intended  to 
enhance vessel security such as the MTSA. To implement certain portions of the MTSA, the USCG issued regulations requiring 
the implementation of certain security requirements aboard vessels operating in waters subject to the jurisdiction of the United 
States and at certain ports and facilities, some of which are regulated by the EPA.

Similarly,  Chapter  XI-2  of  the  SOLAS  Convention  imposes  detailed  security  obligations  on  vessels  and  port  authorities  and 
mandates  compliance  with  the  International  Ship  and  Port  Facility  Security  Code  (the  “ISPS  Code”).  The  ISPS  Code  is 
designed  to  enhance  the  security  of  ports  and  ships  against  terrorism.  To  trade  internationally,  a  vessel  must  attain  an 
International  Ship  Security  Certificate  (“ISSC”)  from  a  recognized  security  organization  approved  by  the  vessel’s  flag  state. 
Ships operating without a valid certificate may be detained, expelled from, or refused entry at port until they obtain an ISSC. 
The various requirements, some of which are found in the SOLAS Convention, include, for example:

•

•

•

•

•

•

on-board  installation  of  automatic  identification  systems  to  provide  a  means  for  the  automatic  transmission  of  safety-
related  information  from  among  similarly  equipped  ships  and  shore  stations,  including  information  on  a  ship’s  identity, 
position, course, speed and navigational status;

on-board installation of ship security alert systems, which do not sound on the vessel but only alert the authorities on shore;

the development of vessel security plans;

ship identification number to be permanently marked on a vessel’s hull;

a continuous synopsis record kept onboard showing a vessel's history including the name of the ship, the state whose flag 
the ship is entitled to fly, the date on which the ship was registered with that state, the ship's identification number, the port 
at which the ship is registered and the name of the registered owner(s) and their registered address; and
compliance with flag state security certification requirements.

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The USCG regulations, intended to align with international maritime security standards, exempt non-U.S. vessels from MTSA 
vessel  security  measures,  provided  such  vessels  have  on  board  a  valid  ISSC  that  attests  to  the  vessel’s  compliance  with  the 
SOLAS  Convention  security  requirements  and  the  ISPS  Code.  Future  security  measures  could  have  a  significant  financial 
impact on us. We intend to comply with the various security measures addressed by MTSA, the SOLAS Convention and the 
ISPS Code.

The cost of vessel security measures has also been affected by the escalation in the frequency of acts of piracy against ships, 
notably off the coast of Somalia, including the Gulf of Aden and Arabian Sea area. Substantial loss of revenue and other costs 
may  be  incurred  as  a  result  of  detention  of  a  vessel  or  additional  security  measures,  and  the  risk  of  uninsured  losses  could 
significantly affect our business. Costs are incurred in taking additional security measures in accordance with Best Management 
Practices to Deter Piracy, notably those contained in the BMP5 industry standard.

Offshore Drilling Regulations

Our offshore drilling rigs are subject to many of the above environmental laws and regulations relating to vessels, but are also 
subject  to  laws  and  regulations  focused  on  offshore  drilling  operations.  We  may  incur  costs  to  comply  with  these  revised 
standards.

Rigs must comply with applicable MARPOL limits on sulfur oxide and nitrogen oxide emissions, chlorofluorocarbons, and the 
discharge  of  other  air  pollutants,  and  also  with  the  Bunker  Convention's  strict  liability  for  pollution  damage  caused  by 
discharges of bunker fuel in jurisdictional waters of ratifying states.

Furthermore, any drilling rigs that we may operate in U.S. waters, including the U.S. territorial sea and the 200 nautical mile 
exclusive  economic  zone  around  the  United  States,  would  have  to  comply  with  OPA  and  CERCLA  requirements,  among 
others, that impose liability (unless the spill results solely from the act or omission of a third party, an act of God or an act of 
war) for all containment and clean-up costs and other damages arising from discharges of oil or other hazardous substances.

BOEM  periodically  issues  guidelines  for  rig  fitness  requirements  in  the  Gulf  of  Mexico  and  may  take  other  steps  that  could 
increase the cost of operations or reduce the area of operations for our units, thus reducing their marketability. Implementation 
of BOEM guidelines or regulations may subject us to increased costs or limit the operational capabilities of our units, and could 
materially and adversely affect our operations and financial condition.

In addition to the MARPOL, OPA and CERCLA requirements described above, our international offshore drilling operations 
are  subject  to  various  laws  and  regulations  in  countries  in  which  we  operate,  including  laws  and  regulations  relating  to  the 
importation of and operation of drilling rigs and equipment, currency conversions and repatriation, oil and gas exploration and 
development,  environmental  protection,  taxation  of  offshore  earnings  and  earnings  of  expatriate  personnel,  the  use  of  local 
employees  and  suppliers  by  foreign  contractors,  and  duties  on  the  importation  and  exportation  of  drilling  rigs  and  other 
equipment.  New  environmental  or  safety  laws  and  regulations  could  be  enacted,  which  could  adversely  affect  our  ability  to 
operate in certain jurisdictions. Governments in some countries have become increasingly active in regulating and controlling 
the ownership of concessions and companies holding concessions, the exploration for oil and gas, and other aspects of the oil 
and gas industries in their countries. In some areas of the world, this governmental activity has adversely affected the amount of 
exploration and development work done by major oil and gas companies and may continue to do so. For example, on December 
20, 2016, former U.S. President Obama invoked a law that banned offshore oil and gas drilling in large areas of the Arctic and 
the  Atlantic  Seaboard.  In  April  2017,  former  President  Trump  signed  an  executive  order  sought  to  loosen  that  ban  but  was 
blocked by a federal court ruling in Alaska in March 2019. The Trump administration appealed the decision and in April 2021, 
a federal appeals court affirmed the ruling and found that President Biden's reinstatement of Obama-era protections makes moot 
the Trump administration's attempts to allow oil development in the Atlantic and Arctic waters. In November 2021, the House 
of Representatives passed the Build Back Better Act, which initially included provisions that banned offshore drilling in both 
the Atlantic and Pacific Oceans, as well as the eastern Gulf of Mexico, and cancelled drilling leases and blocked future oil and 
gas extraction in the Arctic National Wildlife Refuge. However, the Senate stripped the ban on offshore drilling from the bill, 
although  the  ban  on  energy  extraction  activities  in  the  Arctic  National  Wildlife  Refuge  is  still  in  place.  Negotiations  on  the 
Build Back Better Act are currently stalled. On July 27, 2022, the Senate announced the Inflation Reduction Act, which was the 
final result of the Build Back Better Act negotiations, and despite significant investments in climate solutions, failed to restore 
protections for the Arctic National Wildlife Refuge. President Biden signed the Inflation Reduction Act into law on August 16, 
2022. The Inflation Reduction Act of 2022 establishes a program designed to reduce methane emissions from certain oil and 
natural gas facilities, which includes a charge on methane emissions above certain thresholds. In September 2023, the Biden 
Administration  announced  significant  steps  to  protect  the  Arctic  National  Wildlife  Refuge,  including  the  cancellation  of  the 
remaining seven oil and gas leases issued by the previous administration in the Coastal Plain.

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In  conjunction  with  the  2016  U.S.  ban,  the  government  of  Canada  simultaneously  banned  new  drilling  in  Canadian  Arctic 
waters  and  in  August  2019,  issued  an  order  prohibiting  oil  and  gas  activities  under  existing  leases  in  the  Canadian  Arctic 
offshore.  The  Canadian  government  imposed  a  five-year  moratorium  on  its  2016  ban  of  new  Canadian  Arctic  drilling. 
Operations in less developed countries can be subject to legal systems that are not as mature or predictable as those in more 
developed  countries,  which  can  lead  to  greater  uncertainty  in  legal  matters  and  proceedings.  Implementation  of  new 
environmental laws or regulations that may apply to ultra-deepwater drilling rigs may subject us to increased costs or limit the 
operational capabilities of our drilling rigs and could materially and adversely affect our operations and financial condition.

Inspection by Classification Societies

The  hull  and  machinery  of  every  commercial  vessel  must  be  classed  by  a  classification  society  authorized  by  its  country  of 
registry.  The  classification  society  certifies  that  a  vessel  is  safe  and  seaworthy  in  accordance  with  the  applicable  rules  and 
regulations of the country of registry of the vessel and SOLAS. Most insurance underwriters make it a condition for insurance 
coverage  and  lending  that  a  vessel  be  certified  “in  class”  by  a  classification  society  which  is  a  member  of  the  International 
Association of Classification Societies, the IACS. The IACS has adopted harmonized Common Structural Rules, or "the Rules", 
which apply to oil tankers and bulk carriers contracted for construction on or after July 1, 2015. The Rules attempt to create a 
level  of  consistency  between  IACS  Societies.  All  of  our  vessels  are  certified  as  being  “in  class”  by  all  the  applicable 
Classification Societies (e.g., American Bureau of Shipping, Lloyd's Register of Shipping).

A  vessel  must  undergo  annual  surveys,  intermediate  surveys,  drydockings  and  special  surveys.  In  lieu  of  a  special  survey,  a 
vessel’s machinery may be on a continuous survey cycle, under which the machinery would be surveyed periodically over a 
five-year  period.  Every  vessel  is  also  required  to  carry  out  a  bottom  survey  every  30  to  36  months  for  inspection  of  the 
underwater parts of the vessel as dictated by statutory and class regulations. If any vessel does not maintain its class and/or fails 
any annual survey, intermediate survey, drydocking or special survey, the vessel will be unable to carry cargo between ports 
and will be unemployable and uninsurable which could cause us to be in violation of certain covenants in our loan agreements. 
Any such inability to carry cargo or be employed, or any such violation of covenants, could have a material adverse impact on 
our financial condition and results of operations. 

The  managed  vessels,  depending  on  the  flag  administration  requirements,  are  inspected  during  the  stipulated  periodicities. 
These inspections are arranged on a timely basis and the findings (if any) are addressed for corrective actions, close-out and 
acceptance purposes. The findings are also finally reviewed by the relevant flag administration, in order to record the actions 
taken by the Company and close-out the findings on their systems.

Risk of Loss and Liability Insurance

General 

The  operation  of  any  cargo  vessel  includes  risks  such  as  mechanical  failure,  physical  damage,  collision,  property  loss,  cargo 
loss  or  damage  and  business  interruption  due  to  political  circumstances  in  foreign  countries,  piracy  incidents,  hostilities  and 
labor strikes. In addition, there is always an inherent possibility of marine disaster, including oil spills and other environmental 
mishaps,  and  the  liabilities  arising  from  owning  and  operating  vessels  in  international  trade.  OPA,  which  imposes  virtually 
unlimited liability upon shipowners, operators and bareboat charterers of any vessel trading in the exclusive economic zone of 
the  United  States  for  certain  oil  pollution  accidents  in  the  United  States,  has  made  liability  insurance  more  expensive  for 
shipowners  and  operators  trading  in  the  United  States  market.  We  carry  insurance  coverage  as  customary  in  the  shipping 
industry.  However,  not  all  risks  can  be  insured,  specific  claims  may  be  rejected,  and  we  might  not  be  always  able  to  obtain 
adequate insurance coverage at reasonable rates.

Hull and Machinery Insurance

We  procure  hull  and  machinery  insurance,  protection  and  indemnity  insurance,  which  includes  environmental  damage  and 
pollution insurance and war risk insurance and freight, demurrage and defense insurance for our fleet. We generally maintain 
insurance against loss of hire on our operated fleet, which covers business interruptions that result in the loss of use of a vessel.

56

Protection and Indemnity Insurance

Protection and indemnity insurance is provided by mutual protection and indemnity associations, or “P&I Associations,” and 
covers our third-party liabilities in connection with our shipping activities. This includes third-party liability and other related 
expenses of injury or death of crew, passengers and other third parties, loss or damage to cargo, claims arising from collisions 
with other vessels, damage to other third-party property, pollution arising from oil or other substances and salvage, towing and 
other  related  costs,  including  wreck  removal.  Protection  and  indemnity  insurance  is  a  form  of  mutual  indemnity  insurance, 
extended by protection and indemnity mutual associations, or “clubs”.

Our current protection and indemnity insurance coverage for pollution is $1.0 billion per vessel per incident, except for certain 
excluded High Risk Areas. The 13 P&I Associations that comprise the International Group insure approximately 90% of the 
world’s  commercial  tonnage  and  have  entered  into  a  pooling  agreement  to  reinsure  each  association’s  liabilities.  The 
International Group’s website states that the Pool provides a mechanism for sharing all claims in excess of $10.0 million up to, 
currently, approximately $8.9 billion. As a member of a P&I Association, which is a member of the International Group, we are 
subject to calls payable to the associations based on our claim records as well as the claim records of all other members of the 
individual associations and members of the shipping pool of P&I Associations comprising the International Group.

The insurance of our vessels which are chartered on a bareboat basis or on a time charter basis to the Golden Ocean Charterer is 
the  responsibility  of  the  bareboat  charterers  or  Golden  Ocean  Management,  respectively,  who  arrange  insurance  in  line  with 
standard industry practice. We are responsible for the insurance of our other time chartered and voyage chartered vessels. In 
accordance with standard practice, we maintain marine hull and machinery and war risks insurance, which include the risk of 
actual or constructive total loss, and protection and indemnity insurance with mutual assurance associations. From time to time 
we carry insurance covering the loss of hire resulting from marine casualties in respect of some of our vessels. Currently, the 
amount of coverage for liability for pollution, spillage and leakage available to us on commercially reasonable terms through 
protection and indemnity associations and providers of excess coverage is up to $1.0 billion per vessel per occurrence, except 
for  certain  excluded  High  Risk  Areas.  P&I  Associations  are  mutual  marine  indemnity  associations  formed  by  shipowners  to 
provide protection from large financial loss to one member by contribution towards that loss by all members.

We  believe  that  our  current  insurance  coverage  is  adequate  to  protect  us  against  the  accident-related  risks  involved  in  the 
conduct  of  our  business  and  that  we  maintain  appropriate  levels  of  environmental  damage  and  pollution  insurance  coverage, 
consistent with standard industry practice. However, there is no assurance that all risks are adequately insured against, that any 
particular claims will be paid, or that we will be able to procure adequate insurance coverage at commercially reasonable rates 
in the future.

Seasonality

A large part of our vessels are chartered at fixed rates on a long-term basis and seasonal factors do not have a significant direct 
effect on our business. Our dry bulk carriers on charter to the Golden Ocean Charterer are subject to profit sharing agreements 
and to the extent that seasonal factors affect the profits of the charterers of these vessels we will also be affected. We also have 
seven  dry  bulk  carriers  trading  in  the  spot  or  short-term  time  charter  market,  and  the  effects  of  seasonality  may  affect  the 
earnings of these vessels. Following scrubber installations on seven container vessels on charter to Maersk and one car carrier 
on  charter  to  Eukor,  the  agreements  were  amended  to  include  sharing  of  fuel  cost  savings  with  these  charterers.  Scrubber 
installations on seven Capesize bulk carriers to Golden Ocean will potentially lead to fuel cost savings affecting earnings and 
profit share. The fuel savings will depend on the price difference between IMO compliant fuel and IMO non-compliant fuel that 
is subsequently made compliant by the scrubbers. 

C. ORGANIZATIONAL STRUCTURE

See Exhibit 8.1 for a list of our significant subsidiaries.

57

D. PROPERTY, PLANTS AND EQUIPMENT

We  own  a  substantially  modern  fleet  of  vessels  and  rigs.  The  following  table  sets  forth  the  fleet  that  we  own  or  charter-in 
including those in our associated companies as of March 14, 2024.

Vessel

Suezmaxes

Marlin Santorini

Marlin Sicily

Marlin Shikoku

SFL Albany

SFL Fraser

SFL Ottawa

SFL Thelon

Capesize Dry Bulk Carriers

Belgravia

Battersea

Golden Magnum

Golden Beijing

Golden Future

Golden Zhejiang

Golden Zhoushan

KSL China

Kamsarmax Dry Bulk Carriers

SFL Yangtze (ex Sinochart Beijing)

SFL Pearl (ex Min Sheng 1)

Supramax Dry Bulk Carriers
SFL Hudson

SFL Yukon

SFL Sara

SFL Kate
SFL Humber

Product Tankers
SFL Trinity

SFL Sabine

SFL Puma

SFL Tiger

SFL Lion

SFL Panther

Container vessels
MSC Margarita
MSC Vidhi
MSC Vaishnavi R.

MSC Julia R.

Approximate

Built

Capacity

Flag

Lease
Classification *

Charter 
Termination
Date*

2019

2019

2019

2020

2020

2015

2015

2009

2009

2009

2010

2010

2010

2011

2013

2012

2012

2009

2010

2011

2011

2012

2017

2017

2015

2015

2014

2015

2002
2001
2002

2002

150,000 Dwt

150,000 Dwt

150,000 Dwt

160,000 Dwt

160,000 Dwt

160,000 Dwt

160,000 Dwt

170,000 Dwt

170,000 Dwt

180,000 Dwt

176,000 Dwt

176,000 Dwt

176,000 Dwt

176,000 Dwt

180,000 Dwt

82,000 Dwt

82,000 Dwt

57,000 Dwt 

57,000 Dwt

57,000 Dwt

57,000 Dwt

57,000 Dwt

114,000 Dwt

114,000 Dwt

115,000 Dwt

115,000 Dwt

115,000 Dwt

115,000 Dwt

5,800 TEU

5,800 TEU

4,100 TEU

4,100 TEU

58

MI

MI

MI

MI

MI

MI

MI

MI

MI

HK

HK

HK

HK

HK

MI

HK

HK

MI

HK

HK

HK

HK

MI

MI

MI

MI

MI

MI

LIB
LIB
LIB

LIB

Operating

Operating

Operating

Operating

Operating

Operating

Operating

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Operating 

Operating

Operating

Operating

Operating

Operating

Sales Type
Sales Type
Sales Type

Sales Type

2026

2027

2027

2028

2028

2028

2028

2025

2025

2025

2025

2025

2025

2025

2025

n/a

n/a

n/a

n/a

n/a

n/a

n/a

2024

2024

2026

2026

2027

2027

2024
2024
2025

2025

(9)

(9)

(9)

(9)

(9)

(9)

(9)

(1)

(1)

(1)

(1)

(1)

(1)

(1)

(1)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(9)

(9)

(9)

(9)

(1) (5)

(1) (5)

(1) (7)

(1) (7)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MSC Arushi R.

MSC Katya R. 

MSC Anisha R.

MSC Vidisha R. 

MSC Zlata R. 

Asian Ace

Green Ace

San Felipe

San Felix

San Fernando

San Francisca

Maersk Sarat

Maersk Skarstind

Maersk Shivling

Maersk Phuket

Maersk Pelepas
MSC Anna

MSC Viviana

Thalassa Axia

Thalassa Doxa

Thalassa Mana

Thalassa Tyhi

Cap San Vincent

Cap San Lazaro

Cap San Juan

MSC Erica

MSC Reef

SFL Maui

SFL Hawaii

Maersk Zambezi

Savannah Express (ex Thalassa Patris)

Thalassa Elpida

Car Carriers

SFL Composer

SFL Conductor

Arabian Sea

Emden

Wolfsburg

Odin Highway

Jack-Up Drilling Rig

Linus

Ultra-Deepwater Drill Unit

2002

2002

2002

2002

2002

2005

2005

2014

2014

2015

2015

2015

2016

2016

2022

2022
2016

2017

2014

2014

2014

2014

2015

2015

2015

2016

2016

2013

2014

2020

2013

2014

2005

2006

2010

2023

2023

2024

4,100 TEU

4,100 TEU

4,100 TEU

4,100 TEU

4,100 TEU

1,700 TEU

1,700 TEU

8,700 TEU

8,700 TEU

8,700 TEU

8,700 TEU

9,500 TEU

9,500 TEU

9,300 TEU

2,500 TEU

2,500 TEU

19,200 TEU

19,200 TEU

14,000 TEU

14,000 TEU

14,000 TEU

14,000 TEU

10,600 TEU

10,600 TEU

10,600 TEU

19,400 TEU

19,400 TEU

6,800 TEU

6,800 TEU

5,300 TEU

15,400 TEU

14,000 TEU

6,500 CEU

6,500 CEU

4,900 CEU

7,000 CEU

7,000 CEU

7,000 CEU

LIB

LIB

LIB

LIB

LIB

LIB

LIB

MI

MI

MI

MI

LIB

LIB

LIB

LIB

LIB
LIB

LIB

LIB

LIB

LIB

LIB

MI

MI

MI

LIB

LIB

LIB

LIB

MI

LIB

LIB

LIB

LIB

MI

LIB

LIB

LIB

2014

450 ft

NOR

Hercules

2008

10,000 ft

CYP

59

Sales Type

Sales Type

Sales Type

Sales Type

Sales Type

Operating

Operating

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating

Operating

Operating
Direct Financing

Direct Financing

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Operating 

Direct Financing

Direct Financing

Operating

Operating

Operating

Operating

Operating

Operating 

Operating 

Operating

Operating

Operating

Operating

2025

2025

2025

2025

2025

2025

2024

2025

2024

2025

2025

2025

2025

2024

2029

2029
2031

2032

2024

2024

2024

2024

2024

2024

2024

2033

2033

2027

2027

2028

2028

2024

2026

2027

2028

2033

2034

2034

(1) (7)

(1) (7)

(1) (7)

(1) (7)

(1) (7)

(10)

(10)

(4)

(1) (3)

(1) (3)

(4) (6)

(4) (6)

(4) (6)

(4) (6)

(1) (4)

(1) (4)

(1) (4)

(1) (3)

(1) (3)

(1) (4)

(1) (4)

(1)

(4)

(4) (6)

(4)

(4)

(4)

(4)

(4)

(4) (11)

n/a

n/a

n/a

(8)

n/a

(8)

 
 
 
 
 
 
 
 
 
 
 
 
 
* Lease classifications and charter termination dates are as of December 31, 2023. 

Key to Flags: HK – Hong Kong, LIB – Liberia, MI – Marshall Islands, NOR – Norway, CYP – Cyprus

Notes: 

(1) Charterer has purchase options or obligations during the term or at the end of the charter.

(2) Currently employed on a short-term charter or trading in the spot market.

(3) Vessel chartered-in and out on direct financing leases and included in associated companies.

(4) Vessel chartered-in as finance leases and out as operating leases.

(5) The charters in respect of these vessels were extended in 2019 and the lease classification changed from operating 

leases to sales type leases.

(6) The charters in respect of these vessels end in 2024 and the vessels are then contracted to commence a five-year time 

charter with another counterparty.

(7) The charters in respect of these vessels were extended in 2020 and lease classification changed from operating leases 

to sales type leases. 

(8) Following redelivery from Seadrill in September 2022, Linus continued to be employed under its long-term drilling 
contract with ConocoPhillips which expires in the fourth quarter of 2028. The harsh environment semi-submersible 
drilling rig Hercules was employed on a bareboat charter to Seadrill until the end of December 2022, whereupon the 
rig was redelivered to us. Hercules is currently contracted on a short-term basis.

(9) Charterer has the right to trigger a sale to a third party, at any time after the first year, with net proceeds over an 
agreed  sum  to  be  shared  between  the  charterer  and  SFL,  with  profit  split  on  a  previously  agreed  upon  basis  of 
calculation.

(10)  Charter was extended in 2024. Lease assessment is preliminary and may change.

(11)  Vessel was delivered in 2024. Lease assessment is preliminary and may change.

In addition to the above fleet of vessels and rigs, we also have one newbuilding dual-fuel 7,000 CEU car carrier designed to use 
LNG under construction, expected to be delivered during the first half of 2024. 

Substantially, all of our owned vessels and rigs as of December 31, 2023 are pledged under mortgages, excluding two 1,700 
TEU container vessels, five Supramax drybulk carriers and one 2,500 TEU container vessel.

Other than our interests in the vessels and drilling rigs described above, we do not own any material physical properties. We 
lease office space in Oslo from Front Ocean Management AS, in Singapore from Golden Ocean Shipping Co Pte. Ltd., and in 
London from Frontline Corporate Services Ltd, all related parties.

ITEM 4A.  UNRESOLVED STAFF COMMENTS

None.

ITEM 5.  OPERATING AND FINANCIAL REVIEW AND PROSPECTS

The  following  discussion  should  be  read  in  conjunction  with  Item  4.  "Information  on  the  Company"  and  our  audited 
consolidated financial statements and notes thereto included herein.

60

 
A. OPERATING RESULTS

Overview

We have established ourselves as a leading international maritime asset-owning company with a large and diverse asset base 
across the maritime and offshore industries. A full fleet list is provided in “Item 4. Information on the Company – D. Property, 
Plants and Equipment” showing the assets that we currently own and charter to our customers.

Fleet Development

The following table summarizes the development of our active fleet of vessels and rigs, including four chartered-in container 
vessels that are included in our associated companies and 12 container vessels and five car carriers financed through sale and 
leaseback transactions.

Vessel type
Oil Tankers
Chemical tankers
Dry bulk carriers 
Container vessels
Car carriers
Jack-up drilling rigs
Ultra-deepwater drill units
Product tankers

Total fleet
December 31, 
2021

Additions/
Disposals
2022

Total fleet
December 31, 
2022

 Additions/
Disposals
2023

Total fleet
December 31, 
2023

-2

-1

6
2
15
35
2
1
1
4

6

2
1

2

-3
-2

2

10
2
15
36
3
1
1
6

7
0
15
36
5
1
1
6

Total Active Fleet

66 

  +11 

-3   

74 

  +2 

-5   

71 

Between January 1, 2024 and March 14, 2024, we took delivery of the Odin Highway, the third of four newbuild 7,000 CEU 
dual-fuel car carriers. The vessel immediately commenced its new 10-year time charter to K Line. 

Selected Financial Data

Our selected income statement and cash flow statement data with respect to the fiscal years ended December 31, 2023, 2022 
and 2021 and our selected balance sheet data with respect to the fiscal years ended December 31, 2023 and 2022 have been 
derived  from  our  consolidated  financial  statements  included  in  “Item  18”  of  this  annual  report,  prepared  in  accordance  with 
accounting principles generally accepted in the United States, which we refer to as U.S. GAAP.

The selected income statement and cash flow statement data for the fiscal years ended December 31, 2020 and 2019 and the 
selected  balance  sheet  data  for  the  fiscal  years  ended  December  31,  2021,  2020  and  2019  have  been  derived  from  our 
consolidated  financial  statements  not  included  herein.  The  following  table  should  be  read  in  conjunction  with  “Item  5- 
Operating  and  Financial  Review  and  Prospects”  and  our  consolidated  financial  statements  and  the  notes  to  those  statements 
included herein.

61

 
 
 
 
 
 
 
2023

Year Ended December 31,
2022

2021

2020

2019

(in thousands of dollars except common share and per share data)

752,286 
240,184 
83,937 

670,393 
275,474 
202,768 

513,396 
242,838 
164,343 

0.67  $ 
0.66  $ 

1.60  $ 
1.53  $ 

1.35  $ 
1.30  $ 

471,047 
(138,174)   
(224,425)   
(2.06)  $ 
(2.06)  $ 

122,992 

111,574 

77,552 

109,394 

0.97  $ 

0.88  $ 

0.63  $ 

1.00  $ 

458,849 
137,777 
89,177 
0.83 
0.83 
150,659 
1.40 

$ 
$ 

$ 

Year Ended December 31,

2023

2022

2021

2020

2019

(in thousands of dollars except common share and per share data)

165,492 

188,362 

145,622 

215,445 

199,521 

2,740,791 

2,744,249 

2,288,267 

1,250,797 

1,435,347 

573,454 

614,763 

656,072 

697,380 

714,476 

55,739 

119,023 

204,766 

677,543 

994,387 

61,484 

61,557 

61,640 

151,207 

368,222 

3,731,389 

3,861,330 

3,459,297 

3,093,211 

3,885,370 

2,146,746 

2,201,056 

1,889,214 

1,649,069 

1,608,088 

419,341 

1,386 

472,996 

1,386 

1,039,397 

1,091,231 

524,200 

1,386 

982,327 

573,087 

1,106,427 

1,278 

1,194 

795,651 

1,106,369 

 137,467,078 

 138,562,173 

 138,551,387 

 127,810,064 

 119,391,310 

 126,248,912 

 126,788,530 

 122,140,675 

 108,971,605 

 107,613,610 

Income Statement Data:
Total operating revenues
Net operating income/(loss)
Net income/(loss)
Earnings/(loss) per share, basic
Earnings/(loss) per share, diluted
Dividends declared
Dividends declared per share

Balance Sheet Data (at end of period):

Cash and cash equivalents
Vessels, rigs and equipment, net (including 
capital improvements and newbuildings)

Vessels under finance lease, net
Investment in sales-type, direct financing leases 
and leaseback assets, including current portion
Investment in associated companies (including 
loans and receivables)

Total assets
Short and long term debt (including current 
portion)
Finance lease liability (including current 
portion)

Share capital

Stockholders' equity

Common shares outstanding (1)
Weighted average common shares outstanding 
(1)

Cash Flow Data:

Cash provided by operating activities

343,089 

355,125 

293,595 

Cash provided by/ (used in) investing activities

(103,894)   

(499,088)   

(389,050)   

276,475 

176,339 

249,707 

(169,881) 

Cash provided by/ (used in) financing activities

(262,065)   

178,365 

25,017 

(431,432)   

(89,204) 

(1) The number of common shares outstanding as of December 31, 2023 and 2022 includes 8,000,000 shares issued as part of a 
share lending arrangement relating to the Company's issuance of 5.75% senior unsecured convertible bonds in October 2016 
and  3,765,842  shares  issued  as  part  of  a  share  lending  arrangement  relating  to  the  Company's  issuance  of  4.875%  senior 
unsecured convertible bonds in April and May 2018. The Company entered into a general share lending agreement with another 
counterparty and after the maturity of the bonds, 8,000,000 and 3,765,142 shares, respectively, from each issuance under the 
two initial share lending arrangements described above were transferred into such counterparty's custody. The remaining 700 
shares  are  held  with  the  Company's  transfer  agent.  Accordingly,  the  total  11,765,842  of  shares  which  had  been  issued  under 
these arrangements, are not included in the weighted average number of common shares outstanding as of December 31, 2023 
and 2022.

62

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Factors Affecting Our Current and Future Results

Principal factors that have affected our current results, or are expected to affect our future results of operations and financial 
position, include:

•

•

•

•

•

•

•

•

•

the earnings of our vessels under time charters or rigs under drilling contracts, including Maersk, Evergreen, Hapag 
Lloyd, Trafigura, ConocoPhillips, the Golden Ocean Charterer and other charterers;

the  earnings  of  our  vessels  under  short  term  charter  or  trading  in  the  spot  market  impacted  by  freight  market 
conditions;

the  amount  we  receive  under  the  profit  sharing  arrangements  with  the  Golden  Ocean  Charterer,  and  sharing 
arrangements on fuel cost savings with Maersk and Eukor;

the earnings and expenses related to any additional vessels that we acquire;

earnings from the sale of assets and termination of charters;

vessel management fees and operating expenses;

vessel impairments;

administrative expenses;

interest expenses; 

• mark-to-market movements on investment in equity securities; and

• mark-to-market movements on derivative financial instruments.

Revenues

As  discussed  above,  Frontline  Shipping  Limited  (“Frontline  Shipping”)  was  our  principal  customer  when  we  were  spun-off 
from Frontline in 2004. Since then, we have increased our customer base from one to more than 10 customers including the 
related party Golden Ocean. Frontline Shipping is no longer a customer, following the sales of the last two VLCC tankers that 
were leased to them in April 2022.

As of December 31, 2023: 

•

•

•

•

•

16  container  vessels  on  time  charters  to  Maersk  accounted  for  approximately  28%  of  our  consolidated  operating 
revenues (December 31, 2022: 31%, 16 vessels). 

Five* container vessels on time charter to Evergreen accounted for approximately 13% of our consolidated operating 
revenues (December 31, 2022: 15%, six vessels).

Seven  tanker  vessels  on  time  charter  to  Trafigura  accounted  for  approximately  8%  of  our  consolidated  operating 
revenues (December 31, 2022: 9%, seven vessels).

Eight  Capesize  dry  bulk  carriers  leased  to  a  subsidiary  of  Golden  Ocean  accounted  for  approximately  7%  of  our 
consolidated operating revenues (December 31, 2022: 8%, eight vessels).

One  jack-up  drilling  rig  on  drilling  contract  revenue  with  ConocoPhillips  accounted  for  approximately  10%  of  our 
consolidated operating revenues (December 31, 2022: 3%, one rig). 

* In September 2023, one of the vessels was redelivered from Evergreen to the Company and commenced the installation of 
efficiency upgrades. Following the installation of these upgrades, the vessel commenced a time charter contract with Hapag 
Lloyd for a duration of five years. The remaining five vessels are also expected to begin charters with Hapag Lloyd upon the 
completion of their current charters with Evergreen.

Our revenues arise primarily from our long-term, fixed-rate charters and as shown in Results of Operations below the majority 
of our income is derived from time charter income, however we also have finance lease interest income, voyage charter income 
and drilling contract revenues.

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Our future earnings are dependent upon the continuation of existing lease arrangements and our continued investment in new 
lease arrangements. Future earnings may be significantly affected by the sale of vessels or a default by counterparties under our 
chartering agreements. Investments and sales which have affected our earnings since January 1, 2023, are listed in Item 4 above 
under  acquisitions  and  disposals.  Some  of  our  lease  arrangements  contain  purchase  options  which,  if  exercised  by  our 
charterers, will affect our future leasing revenues.

In  2013,  we  began  to  derive  income  from  voyage  charters.  Currently,  we  have  seven  dry  bulk  carriers  trading  in  the  spot  or 
short-term time charter market, where the effects of seasonality may affect the earnings of these vessels. 

We  have  revenue  under  profit  sharing  agreements  with  some  of  our  charterers,  in  particular  with  Golden  Ocean.  Revenues 
received  under  profit  sharing  agreements  depend  upon  the  returns  generated  by  the  charterers  from  the  deployment  of  our 
vessels.  These  returns  are  subject  to  market  conditions  which  have  historically  been  subject  to  significant  volatility. 
Historically,  our  main  profit  share  income  has  arisen  from  our  tankers  chartered  to  Frontline  Shipping.  The  profit-sharing 
percentage with Frontline Shipping was 50% of earnings above time charter rates, payable on a quarterly basis. During 2022, 
Frontline Shipping ceased to be a customer, following the sale of the last two VLCC tankers that were leased to them in April 
2022.  Our  eight  Capesize  dry  bulk  carriers  on  long-term  charter  to  the  Golden  Ocean  Charterer  include  profit  sharing 
arrangements whereby we earn a 33% of profits earned by the vessels above threshold levels. 

In May 2019 and March 2020, we agreed to extend the charters with Maersk on four 8,700 TEU container vessels (San Felipe, 
San Felix, San Francisca and San Fernando) and three 9,300 to 9,500 TEU Container vessels (Maersk Sarat, Maersk Skarstind 
and  Maersk  Shivling).  The  initial  periods  of  the  charters  were  extended  for  all  vessels  at  a  revised  charter  hire  rate  and  for 
extended periods ranging between approximately three to four years, with additional optional periods at the charterer's option. 
As part of the charter agreement, we agreed to finance the scrubbers to be installed on these vessels and receive a share of the 
cost savings achieved by the charterer on fuel price from using the scrubbers. Also in November 2022, we took delivery of a 
4,900 CEU car carrier, Arabian Sea, in combination with a six-year charter to Eukor which included similar share of the fuel 
savings in the charter agreement.

Vessel and Rig Management and Operating Expenses

Our  vessel-owning  subsidiaries  with  vessels  on  charter  to  Golden  Ocean  Charterer  have  entered  into  fixed  rate  management 
agreements with Golden Ocean Management, a wholly-owned subsidiary of Golden Ocean, under which they are responsible 
for all technical management of the vessels. These subsidiaries each paid Golden Ocean Management a fixed fee of $7,000 per 
day per vessel, for all technical management of the vessels.

In addition to the eight vessels on charter to Golden Ocean Charterer, we also have 23 container vessels, six car carriers, seven 
Suezmax tankers and six product tankers employed on time charters, and seven dry bulk carriers trading in the spot or short-
term time charter market. We have outsourced the technical management for these vessels and we pay operating expenses for 
the vessels as they are incurred. Operating expenses include mainly crew costs, repairs and maintenance, spares and supplies, 
insurance, management fees and drydocking. The remaining vessels we own that have charters attached to them are employed 
on bareboat charters, where the charterer pays all operating expenses, including maintenance, drydocking and insurance.

In  addition,  we  have  engaged  Odfjell  for  the  operational  management  of  our  two  drilling  rigs,  Linus  and  Hercules.  We  pay 
Odfjell a management fee and provide funding for the rigs' running costs as they are incurred.

Vessel and Rig Impairments

The vessels and rigs held and used by us are reviewed for impairment on a quarterly basis and whenever events or changes in 
circumstances indicate that the carrying amount of an asset may not be recoverable, an impairment charge is recognized if the 
estimate of future undiscounted cash flows expected to result from the use of the vessel or rig and its eventual disposal is less 
than its carrying amount.

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Administrative Expenses

Administrative  expenses  consist  of  general  corporate  overhead  expenses,  including  personnel  costs,  property  costs,  legal  and 
professional fees, and other administrative expenses. Personnel costs include, among other things, salaries, pension costs, fringe 
benefits,  travel  costs  and  health  insurance.  We  have  entered  into  administrative  services  agreements  with  Frontline 
Management,  Seatankers  Management  Norway  AS  and  Seatankers  Management  Co.  Ltd.  (collectively  “Seatankers”),  Front 
Ocean  Management  AS  and  Front  Ocean  Management  Ltd.  (collectively  “Front  Ocean”),  under  which  they  provide  us  with 
certain administrative support services, and have agreed to reimburse them for reasonable third party costs, if any, advanced on 
our behalf. Some of the compensation paid to Frontline Management and Seatankers is based on cost sharing for the services 
rendered, based on actual incurred costs plus a margin.

Our chief information security officer (CISO), who is employed by Front Ocean, a related party, is responsible for assessing 
and  managing  cybersecurity  threats,  reporting  cybersecurity  updates  and  reporting  to  the  Board  material  cybersecurity 
incidents. For more information on our cybersecurity risk management and strategy, please see “Item 16K. Cybersecurity.”

Mark-to-Market Movements on derivative financial instruments

In order to hedge against fluctuations in interest rates, we have entered into interest rate swaps which effectively fix the interest 
payable on a portion of our floating rate debt. We have also entered into interest/currency swaps in order to fix both the interest 
and exchange rates applicable to the payment of interest and eventual settlement on our floating rate NOK bonds. Although the 
intention is to hold such financial instruments until maturity, U.S. GAAP requires us to record them at market valuation in our 
financial statements. Adjustments to the mark-to-market valuation of these derivative financial instruments, which are caused 
by  variations  in  interest  and  exchange  rates,  are  reflected  in  results  of  operations  and  other  comprehensive  income. 
Accordingly, our financial results may be affected by fluctuations in interest and exchange rates.

Mark-to-Market Movements on investment in equity securities

We  hold  investments  in  shares  consisting  of  approximately  1.3  million  shares  in  NorAm  Drilling  with  a  fair  value  of 
$5.1 million, trading on the Euronext Growth exchange in Oslo. Upon the adoption of ASU 2016-01 from January 2018, we 
recognize any changes in the fair value of these equity investments in the statement of operations.

Interest Expenses

Other than the interest expense associated with our senior unsecured convertible bonds, and our senior unsecured NOK bonds, 
the amount of our interest expense will be dependent on our overall borrowing levels and may significantly increase when we 
acquire vessels or on the delivery of newbuildings. Interest incurred during the construction of a newbuilding is capitalized in 
the cost of the newbuilding. Interest expense may also change with prevailing interest rates, although the effect of these changes 
may be reduced by interest rate swaps or other derivative instruments that we enter into. 

Equity in earnings of associated companies

In  the  year  ended  December  31,  2023  and  December  31,  2022,  we  earned  income  from  our  49.9%  investment  in  River  Box 
Holding Inc. (“River Box”), which has been accounted for using the equity method.

The  total  income  from  associated  companies  accounted  for  8.8%  of  our  net  income  in  the  year  ended  December  31,  2023 
(December 31, 2022 : 3.6% of net income). 

Critical Accounting Policies and Estimates

The  preparation  of  our  consolidated  financial  statements  in  accordance  with  U.S.  GAAP  requires  management  to  make 
estimates  and  assumptions  affecting  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of  contingent  assets  and 
liabilities  at  the  date  of  our  financial  statements,  and  the  reported  amounts  of  revenues  and  expenses  during  the  reporting 
period.  The  following  is  a  discussion  of  the  accounting  policies  we  apply  that  are  considered  to  involve  a  higher  degree  of 
judgment  in  their  application.  For  details  of  all  our  material  accounting  policies,  see  “Note  2:  Accounting  Policies”  to  our 
consolidated financial statements. 

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Revenue Recognition

We generate our revenues from the charter hire of our vessels and offshore related assets, and freight billings. Revenues are 
generated from time charter hire, bareboat charter hire, direct financing lease interest income, sales-type lease interest income, 
leaseback assets interest income, direct financing lease service revenues, profit sharing arrangements, voyage charters and other 
freight billings. 

In a time charter voyage, the vessel is hired by the charterer for a specified period of time in exchange for consideration which 
is  based  on  a  daily  hire  rate.  Generally,  the  charterer  has  the  discretion  over  the  ports  called  on,  shipping  routes  and  vessel 
speed. The contract/charter party generally provides typical warranties regarding the speed and performance of the vessel. The 
charter party generally has some owner protective restrictions such that the vessel is sent only to safe ports by the charterer and 
carries only lawful or non-hazardous cargo. In a time charter contract, we are responsible for all the costs incurred for running 
the vessel such as crew costs, vessel insurance, repairs and maintenance and lubrication oils ("lubes") and other costs relevant to 
operating the vessel. The charterer bears the voyage related costs such as bunker expenses, port charges, canal tolls during the 
hire period. The performance obligations in a time charter contract are satisfied over the term of the contract beginning when 
the vessel is delivered to the charterer until it is redelivered back to us. The charterer generally pays the charter hire in advance 
of the upcoming contract period. The time charter contracts are either operating or direct financing or sales-type leases. Where 
time  charters  and  bareboat  charters  are  considered  operating  leases  revenues  are  recorded  over  the  term  of  the  charter  as  a 
service is provided. When a time charter contract is linked to an index, we recognize revenue for the applicable period based on 
the actual index for that period.

Rental  payments  from  direct  financing  and  sales-type  leases  and  leaseback  assets  are  allocated  between  service  revenues,  if 
applicable, interest income and capital repayments. The amount allocated to lease service revenue is based on the estimated fair 
value, at the time of entering the lease agreement, of the services provided which consist of ship management and operating 
services.

In a voyage charter contract, the charterer hires the vessel to transport a specific agreed-upon cargo for a single voyage. The 
consideration in such a contract is determined on the basis of a freight rate per metric ton of cargo carried or occasionally on a 
lump  sum  basis.  The  charterer  is  responsible  for  any  short  loading  of  cargo  or  "dead"  freight.  The  voyage  charter  party 
generally has standard payment terms with freight paid on completion of discharge. The voyage charter party generally has a 
"demurrage" clause. As per this clause, the charterer reimburses us for any potential delays exceeding the allowed laytime as 
per the charter party clause at the ports visited, which is recorded as voyage revenue. Estimates and judgments are required in 
ascertaining the most likely outcome of a particular voyage and actual outcomes may differ from estimates. Such estimate is 
reviewed and updated over the term of the voyage charter contract. In a voyage charter contract, the performance obligations 
begin to be satisfied once the vessel begins loading the cargo.

We  have  determined  that  our  voyage  charter  contracts  consist  of  a  single  performance  obligation  of  transporting  the  cargo 
within a specified time period. Therefore, the performance obligation is met evenly as the voyage progresses, and the revenue is 
recognized  on  a  straight-line  basis  over  the  voyage  days  from  the  commencement  of  loading  to  completion  of  discharge. 
Contract assets with regards to voyage revenues are reported as "Voyages in progress" as the performance obligation is satisfied 
over time. Voyage revenues typically become billable and due for payment on completion of the voyage and discharge of the 
cargo, at which point the receivable is recognized as "Trade accounts receivable, net".

In  a  voyage  contract,  we  bear  all  voyage  related  costs  such  as  fuel  costs,  port  charges  and  canal  tolls.  To  recognize  costs 
incurred to fulfill a contract as an asset, the following criteria shall be met: (i) the costs relate directly to the contract, (ii) the 
costs generate or enhance resources of the entity that will be used in satisfying performance obligations in the future and (iii) 
the  costs  are  expected  to  be  recovered.  The  costs  incurred  during  the  period  prior  to  commencement  of  loading  the  cargo, 
primarily bunkers, are deferred as they represent setup costs and recorded as a current asset and are subsequently amortized on a 
straight-line  basis  as  we  satisfy  the  performance  obligations  under  the  contract.  Costs  incurred  to  obtain  a  contract,  such  as 
commissions, are also deferred and expensed over the same period.

For  our  vessels  operating  under  revenue  sharing  agreements,  or  in  pools,  revenues  and  voyage  expenses  are  pooled  and 
allocated to each pool’s participants in accordance with an agreed-upon formula. Revenues generated through revenue sharing 
agreements are presented gross when we are considered the principal under the charter parties with the net income allocated 
under the revenue sharing agreement presented as within voyage charter income. For revenue sharing agreements that meet the 
definition of a lease, we account for such contracts as variable rate operating leases and recognize revenue for the applicable 
period based on the actual net revenue distributed by the pool.

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The activities that drive the revenue earned from our drilling contract primarily includes providing a drilling rig and the crew 
and supplies necessary to operate the rig, but may also in the future include mobilizing and demobilizing the rig to and from the 
drill site and performing rig preparation activities and/or modifications required for the contract with a customer. We account 
for these integrated services as a single performance obligation that is (i) satisfied over time and (ii) comprised of a series of 
distinct time increments of service.

We recognize drilling contract revenues for activities that correspond to a distinct time increment of service within the contract 
term in the period when the services are performed. We recognize consideration for activities that are (i) not distinct within the 
context of our contracts and (ii) do not correspond to a distinct time increment of service, ratably over the estimated contract 
term. We determine the total transaction price for each individual contract by estimating both fixed and variable consideration 
expected to be earned over the term of the contract. The amount estimated for variable consideration may be constrained and is 
only included in the transaction price to the extent that it is probable that a significant reversal of previously recognized revenue 
will  not  occur  throughout  the  term  of  the  contract.  When  determining  if  variable  consideration  should  be  constrained,  we 
consider  whether  there  are  factors  outside  of  our  control  that  could  result  in  a  significant  reversal  of  revenue  as  well  as  the 
likelihood and magnitude of a potential reversal of revenue. We reassess these estimates each reporting period as required. 

Consideration  received  for  drilling  contracts  mainly  comprises  of  dayrate  drilling  revenue  which  provide  for  payment  on  a 
dayrate  basis,  with  higher  rates  for  periods  when  the  drilling  rig  is  operating  and  lower  rates  or  zero  rates  for  periods  when 
drilling operations are interrupted or restricted. The dayrate invoices billed to the customer are typically determined based on 
the varying rates applicable to the specific activities performed on an hourly basis. Such dayrate consideration is allocated to the 
distinct hourly incremental service it relates to. Revenue is recognized in line with the contractual rate billed for the services 
provided for any given hour.

Any  contingent  elements  of  rental  income,  such  as  profit  share,  fuel  savings  payments  or  interest  rate  adjustments,  are 
recognized when the contingent conditions have materialized. 

In 2015, we acquired eight Capesize dry bulk carriers from subsidiaries of Golden Ocean and immediately upon delivery each 
vessel commenced a 10-year time charter to the Golden Ocean Charterer. The terms of the charters provide that we will receive 
a  profit  sharing  rate  of  33%  of  their  earnings  above  average  threshold  charter  rates,  calculated  quarterly  on  a  time  charter 
equivalent basis.

During 2019 and 2020, the charter agreements relating to seven containerships chartered to Maersk on a time charter basis were 
amended after we agreed to install scrubbers on the vessels. The installation of scrubbers was completed in 2020 and 2021. As 
part of the charter agreements, we receive a share of the fuel savings, dependent on the price difference between IMO compliant 
fuel and IMO non-compliant fuel that is subsequently made compliant by the scrubbers. As of 2023, scrubber savings revenue 
is also earned from one car carrier chartered to Eukor and has a profit share mechanism between the owners and the charterer. 
As part of the charter agreement, we are entitled to a share of the difference between the prices paid and the Platts bunker prices 
at the time and place of bunkering. Amounts receivable under these arrangements are accrued on the basis of amounts earned at 
the reporting date.

Vessels, rigs and equipment (including operating lease assets)

Vessels,  rigs  and  equipment  are  recorded  at  historical  cost  less  accumulated  depreciation  and,  if  appropriate,  impairment 
charges.  The  cost  of  these  assets  less  estimated  residual  value  is  depreciated  on  a  straight-line  basis  over  the  estimated 
remaining economic useful life of the asset. The estimated economic useful life of our offshore assets, including drilling rigs 
and drillships, is 30 years and for all other vessels it is 25 years.

Where an asset is subject to an operating lease that includes fixed price purchase options, the projected net book value of the 
asset is compared to the option price at the various option dates. If any option price is less than the projected net book value at 
an option date, the initial depreciation schedule is amended so that the carrying value of the asset is written down on a straight 
line  basis  to  the  option  price  at  the  option  date.  If  the  option  is  not  exercised,  this  process  is  repeated  so  as  to  amortize  the 
remaining carrying value, on a straight line basis, to the estimated recycling value or the option price at the next option date, as 
appropriate.

This accounting policy for fixed assets has the effect that if an option is exercised there will be either a) no gain or loss on the 
sale of the asset or b) in the event that the option is exercised at a price in excess of the net book value at the option date, a gain 
will be reported in the statement of operations at the date of delivery to the new owners, under the heading "gain on sale of 
assets".

67

We capitalize and depreciate the costs of significant replacements, renewals and upgrades to its vessels over the shorter of the 
vessel’s remaining useful life or the life of the renewal or upgrade. The amount capitalized is based on management’s judgment 
as  to  expenditures  that  extend  a  vessel’s  useful  life  or  increase  the  operational  efficiency  of  a  vessel.  Costs  that  are  not 
capitalized are recorded as a component of direct vessel operating expenses during the period incurred. Expenses for routine 
maintenance  and  repairs  are  expensed  as  incurred.  Advances  paid  in  respect  of  vessel  upgrades  in  relation  to  Exhaust  Gas 
Cleaning  Systems  ("EGCS")  and  Ballast  water  treatment  systems  ("BWTS")  are  included  within  "Capital  improvements, 
newbuildings  and  vessel  purchase  deposits",  until  such  time  as  the  equipment  is  installed  on  a  vessel,  at  which  point  it  is 
transferred to "Vessels, rigs and equipment, net".

If the estimated economic useful life or estimated residual value of a particular vessel is incorrect, or circumstances change and 
the estimated economic useful life and/or residual value have to be revised, an impairment loss could result in future periods. 
We monitor the carrying values of our vessels, including direct financing lease assets, and revise the estimated useful lives and 
residual values of any vessels where appropriate, particularly when new regulations are implemented.

Vessels and Equipment under Finance lease

We  charter-in  certain  vessels  and  equipment  under  leasing  agreements.  Leases  of  vessels  and  equipment,  where  we  have 
substantially all the risks and rewards of ownership, are classified as "vessels under finance lease", with corresponding finance 
lease liabilities recorded.

We capitalize and depreciate the costs of significant replacements, renewals and upgrades to its vessels over the shorter of the 
vessel’s remaining useful life or the life of the renewal or upgrade. The amount capitalized is based on management’s judgment 
as  to  expenditures  that  extend  a  vessel’s  useful  life  or  increase  the  operational  efficiency  of  a  vessel.  Costs  that  are  not 
capitalized are recorded as a component of direct vessel operating expenses during the period incurred. Expenses for routine 
maintenance and repairs are expensed as incurred. Advances paid in respect of vessel upgrades in relation to EGCS and BWTS 
are  included  within  "Capital  improvements,  newbuildings  and  vessel  purchase  deposits",  until  such  time  as  the  equipment  is 
installed on a vessel, at which point it is transferred to "Vessels under finance lease, net".

Depreciation of vessels and equipment under finance lease is included within "Depreciation" in the consolidated statement of 
operations.  Vessels  and  equipment  under  finance  lease  are  depreciated  on  a  straight-line  basis  over  the  vessels'  remaining 
economic useful lives or on a straight-line basis over the term of the lease. The method applied is determined by the criteria by 
which the lease has been assessed to be a finance lease.

Drydocking provisions for vessels

Normal  vessel  repair  and  maintenance  costs  are  charged  to  expense  when  incurred.  The  Company  recognizes  the  cost  of  a 
drydocking at the time the drydocking takes place, that is, it applies the "expense as incurred" method.

Special Periodic Survey ("SPS") for rigs

Costs related to periodic overhauls of drilling rigs are capitalized and amortized over the anticipated period between overhauls, 
which is generally five years. Related costs are primarily yard costs and the cost of employees directly involved in the work. 
We include amortization costs for periodic overhauls in depreciation expense. Costs for other repair and maintenance activities 
are included in rig operating expenses and are expensed as incurred.

Investment in Sales-Type and Direct Financing Leases 

Leases  (charters)  of  our  vessels  where  we  are  the  lessor  are  classified  as  either  direct  financing,  sales-type  leases,  operating 
leases, or leaseback assets based on an assessment of the terms of the lease. For charters classified as direct financing leases, the 
minimum lease payments (reduced in the case of time chartered vessels by projected vessel operating costs) plus the estimated 
residual value of the vessel are recorded as the gross investment in the direct financing lease.

For  direct  financing  leases,  the  difference  between  the  gross  investment  in  the  lease  and  the  carrying  value  of  the  vessel  is 
recorded as unearned lease interest income. The net investment in the lease consists of the gross investment less the unearned 
income.  Over  the  period  of  the  lease  each  charter  payment  received,  net  of  vessel  operating  costs  if  applicable,  is  allocated 
between "lease interest income" and "repayment of investment in lease" in such a way as to produce a constant percentage rate 
of return on the balance of the net investment in the direct financing lease. Thus, as the balance of the net investment in each 
direct financing lease decreases, a lower proportion of each lease payment received is allocated to lease interest income and a 
greater proportion is allocated to lease repayment. For direct financing leases relating to time chartered vessels, the portion of 
each  time  charter  payment  received  that  relates  to  vessel  operating  costs  is  classified  as  "service  revenue  -  direct  financing 
leases".

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For sales-type leases, the difference between the gross investment in the lease and the present value of its components, i.e. the 
minimum  lease  payments  and  the  estimated  residual  value,  is  recorded  as  unearned  lease  interest  income.  The  discount  rate 
used  in  determining  the  present  values  is  the  interest  rate  implicit  in  the  lease.  The  present  value  of  the  minimum  lease 
payments, computed using the interest rate implicit in the lease, is recorded as the sales price, from which the carrying value of 
the vessel at the commencement of the lease is deducted in order to determine the profit or loss on sale. As is the case for direct 
financing  leases,  the  unearned  lease  interest  income  is  amortized  to  income  over  the  period  of  the  lease  so  as  to  produce  a 
constant periodic rate of return on the net investment in the lease. 

The  difference  between  the  fair  value  of  the  leased  asset  and  the  costs  results  in  a  selling  profit  or  loss.  A  selling  profit  is 
recognized  at  lease  commencement  for  sales-type  leases  and  over  the  lease  term  for  direct  financing  leases.  Selling  loss  is 
recognized at lease commencement for both sales-type and direct financing leases. The fair value is considered to be the cost of 
acquiring the vessel unless a significant period has elapsed between the acquisition of the vessel and the commencement of the 
lease. 

We estimate the unguaranteed residual value of our direct financing lease assets at the end of the lease period by calculating 
depreciation in accordance with our accounting policies over the estimated useful life of the asset. Residual values are reviewed 
at least annually to ensure that original estimates remain appropriate.

There  is  a  degree  of  uncertainty  involved  in  the  estimation  of  the  unguaranteed  residual  values  of  assets  leased  under  both 
operating and direct financing or sales-type leases. Global effects of supply and demand for oil and other cargoes, and changes 
in international government regulations cause volatility in the spot market for second-hand vessels. Where assets are held until 
the end of their useful lives the unguaranteed residual value (i.e. recycling value) will fluctuate with the price of steel and any 
changes in laws related to the ship recycling process, commonly known as ship breaking.

Classification of a lease involves the use of estimates or assumptions about fair values of leased vessels and expected future 
values of vessels. We generally base our estimates of fair value on independent broker valuations of each of our vessels. Our 
estimates  of  expected  future  values  of  vessels  are  based  on  current  fair  values  amortized  in  accordance  with  our  standard 
depreciation policy for owned vessels.

If the terms of an existing lease are agreed to be amended, the modification is evaluated to consider if it is a contract which 
occurs  when  the  modification  grants  the  lessee  an  additional  right-of-use  not  included  in  the  original  lease  and  the  lease 
payments increase commensurate with the standalone price for the additional right of use, adjusted for the circumstances of the 
particular contract. If both conditions are met, the amendments are treated as a separate lease. If the conditions are not met, the 
lease is re-evaluated under ASC 842 as a new lease with the new terms. 

Finance lease liability and Lease debt financing 

Similar  to  the  leaseback  assets,  any  vessels  sold  and  leased  back  from  the  same  party  are  also  evaluated  under  sale  and 
leaseback accounting guidance contained in ASC 842 to determine whether it is appropriate to account for the transaction as a 
sale of an asset. If control is deemed not to have passed to the buyer, it is deemed as "a failed sale and leaseback transaction" 
and  we  account  for  the  transaction  as  a  financing  arrangement  and  describes  this  as  "lease  debt  financing".  We  do  not 
derecognize the underlying vessel and continue to depreciate the asset. The sales proceeds received from the buyer-lessor are 
recorded as a financial liability. Charter hires paid by us to the buyer-lessor are allocated between interest expense and principal 
repayment of the financial liability.

Furthermore,  we  charter-in  seven  container  vessels  through  sale  and  leaseback  financing  arrangements,  under  previously 
adopted ASC 840, with corresponding lease assets classified as "vessels under finance lease". Leases of vessels and equipment, 
where  we  have  substantially  all  the  risks  and  rewards  of  ownership,  are  classified  as  finance  lease  liabilities.  Each  lease 
payment  is  allocated  between  reduction  in  liability  and  finance  charges  to  achieve  a  constant  rate  on  the  capital  balance 
outstanding.  The  interest  element  of  the  capital  cost  is  charged  to  the  Consolidated  Statements  of  Operations  over  the  lease 
period. 

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Fixed Price Purchase Options

Where an asset is subject to an operating lease that includes fixed price purchase options, the projected net book value of the 
asset is compared to the option price at the various option dates. If any option price is less than the projected net book value at 
an option date, the initial depreciation schedule is amended so that the carrying value of the asset is written down on a straight 
line  basis  to  the  option  price  at  the  option  date.  If  the  option  is  not  exercised,  this  process  is  repeated  so  as  to  amortize  the 
remaining carrying value, on a straight line basis, to the estimated recycling value or the option price at the next option date, as 
appropriate.

Similarly,  where  a  sales-type  lease,  direct  financing  or  leaseback  asset  charter  arrangement  containing  fixed  price  purchase 
options,  the  projected  carrying  value  of  the  net  investment  in  the  lease  is  compared  to  the  option  price  at  the  various  option 
dates.  If  any  option  price  is  less  than  the  projected  net  investment  in  the  lease  at  an  option  date,  the  rate  of  amortization  of 
unearned lease interest income is adjusted to reduce the net investment in the lease to the option price at the option date. If the 
option  is  not  exercised,  this  process  is  repeated  so  as  to  reduce  the  net  investment  in  the  lease  to  the  un-guaranteed  residual 
value or the option price at the next option date, as appropriate.

Thus, for operating assets and direct financing and sales-type lease assets or leaseback asset, if an option is exercised there will 
either be (a) no gain or loss on the exercise of the option or (b) in the event that an option is exercised at a price in excess of the 
net book value of the asset or the net investment in the lease, as appropriate, at the option date, a gain will be reported in the 
statement of operations at the date of delivery to the new owners.

Impairment of Long-Lived Assets

The vessels and rigs held and used by us are reviewed for impairment on a quarterly basis and whenever events or changes in 
circumstances indicate that the carrying amount of an asset may not be recoverable. An impairment charge would be recognized 
if the estimate of future undiscounted cash flows expected to result from the use of the vessel or rig and its eventual disposal is 
less than its carrying amount. When testing for impairment, we consider daily rates currently in effect for existing charters, the 
possibility of any medium or long-term charter arrangements being terminated early and, using historical trends, estimated daily 
rates  for  each  vessel  or  rig  for  its  remaining  useful  life  not  covered  by  existing  charters.  In  assessing  the  recoverability  of 
carrying amounts, we must make assumptions regarding estimated future cash flows. These assumptions include assumptions 
about spot market rates, operating costs and the estimated economic useful life of these assets. In making these assumptions we 
refer  to  five-year  and  ten-year  historical  trends  and  performance,  as  well  as  any  known  future  factors.  Factors  we  consider 
important which could affect recoverability and trigger impairment include significant underperformance relative to expected 
operating  results,  new  regulations  that  change  the  estimated  useful  economic  lives  of  our  vessels  and  rigs,  and  significant 
negative industry or economic trends.

In 2023, reviews of the carrying value of long-lived assets indicated that two chemical tankers were impaired, and charges were 
taken against these assets. No impairment was recognized in 2022. In 2021, reviews of the carrying value of long-lived assets 
indicated that one drilling rig was impaired, and charges were taken against the asset. 

Vessel and Rig Market Values

As we obtain information from various industry and other sources, our estimates of vessel and rig market values are inherently 
uncertain. In addition, charter-free market values are highly volatile and any estimate of market value may not be indicative of 
the current or future basic market value of our vessels or prices that we could achieve if we were to sell them. Moreover, we are 
not  holding  our  vessels  for  sale,  except  as  otherwise  noted  in  this  report,  and  most  of  our  vessels  and  one  of  our  rigs  are 
currently employed under long-term charters or leases or other arrangements. There is not a ready liquid market for vessels and 
rigs that are subject to such arrangements.

As  of  December  31,  2023,  we  owned  58  vessels  and  two  rigs.  The  aggregate  carrying  value  of  these  60  assets  as  of 
December 31, 2023, was $2.7 billion, as summarized in the table below. The table is presented in the context of the markets in 
which  the  vessels  operate,  with  crude  oil  tankers  and  oil  product  tankers  grouped  together  under  "Tanker  vessels",  container 
vessels and car carriers grouped together under "Liners" and a jack-up drilling rig and an ultra-deepwater drilling rig grouped 
together under "Offshore units". 

70

Tanker vessels (1)

Dry bulk carriers (2)

Liners (3)

Offshore units (4)

Number of
owned vessels

Aggregate carrying value at 
December 31, 2023
($ millions)

13 

15 

30 

2 

60 

586 

275 

1,203 

646 

2,710 

(1) Includes 13 vessels with a carrying value of $586.3 million which we believe is approximately $311.0 million less than their 

charter-free market value.

(2) Includes  seven  vessels  with  an  aggregate  carrying  value  of  $132.4  million,  which  we  believe  exceeds  their  aggregate 
charter-free market value by approximately $28.7 million and eight vessels with a carrying value of $142.9 million which 
we believe is approximately $40.9 million less than their charter-free market value.

(3) Includes 11 vessels with an aggregate carrying value of $687.6 million which we believe exceeds their aggregate charter-
free market value by approximately $55.3 million and 19 vessels with an aggregate carrying value of $515.6 million, which 
we believe is approximately $273.8 million less than their charter-free market value.

(4) Includes one jack-up drilling rig with an aggregate carrying value of $312.4 million which we believe exceeds its aggregate 
charter-free  market  value  by  approximately  $44.9  million  and  one  ultra-deepwater  drilling  rig  with  an  aggregate  carrying 
value of $333.4 million, which we believe is approximately $16.6 million less than its charter-free market value.

The above aggregate carrying value of $2.7 billion as of December 31, 2023 is made up of (a) $55.7 million investments in 
direct finance leases (excluding the chartered-in container vessels, MSC Anna, MSC Viviana, MSC Erica and MSC Reef, in our 
associated  companies),  and  (b)  $2,654.7  million  vessels,  rigs  and  equipment  (excluding  seven  container  vessels  included  in 
vessels under finance lease).

Mark-to-Market Valuation of Financial Instruments

We enter into interest rate and currency swap transactions, total return bond swaps and total return equity swaps. As required by 
ASC  Topic  815  "Derivatives  and  Hedging",  the  mark-to-market  valuations  of  these  transactions  are  recognized  as  assets  or 
liabilities,  with  changes  in  their  fair  value  recognized  in  the  consolidated  statements  of  operations  or,  in  the  case  of  swaps 
designated  as  hedges  to  underlying  loans,  in  other  comprehensive  income.  To  determine  the  market  valuation  of  these 
instruments, we use a variety of assumptions that are based on market conditions and risks existing at each balance sheet date. 
All methods of assessing fair value result in a general approximation of value, and such value may never actually be realized.

Recent accounting pronouncements

In December 2023, the FASB issued ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures 
("ASU 2023-09"). Among other things, these amendments require that public business entities on an annual basis (1) disclose 
specific categories in the rate reconciliation and (2) provide additional information for reconciling items that meet a quantitative 
threshold (if the effect of those reconciling items is equal to or greater than 5 percent of the amount computed by multiplying 
pretax income or loss by the applicable statutory income tax rate). The amendments are effective for the Company beginning 
after December 15, 2024. As of the year ended December 31, 2023, we do not expect the changes prescribed in ASU 2023-09 
to  have  a  material  impact  on  its  consolidated  financial  statements  and  related  disclosures,  however,  we  will  re-evaluate  the 
amendments based on the facts and circumstances at the time of implementation of the guidance.

In November 2023, the FASB issued ASU No. 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment 
Disclosures  ("ASU  2023-07"),  which  expands  annual  and  interim  disclosure  requirements  for  reportable  segments.  On 
adoption, the disclosure improvements will be applied retrospectively to prior periods presented. The ASU is effective for fiscal 
years  beginning  after  December  15,  2023,  and  interim  periods  within  fiscal  years  beginning  after  December  15,  2024,  with 
early  adoption  permitted.  We  are  currently  evaluating  the  impact  that  ASU  2023-07  will  have  on  the  Company's  financial 
statements and related disclosures.

71

 
 
 
 
 
 
 
 
 
 
 
Market Overview

The Oil Tanker Market

The crude tanker freight market has experienced volatility during the last decade. According to industry sources, during 2023, 
average tanker earnings remained at historically high levels, mainly due to geopolitical factors along with strong Atlantic export 
and firm Asian demand. The average spot charter rates for VLCCs were approximately $43,200 per vessel per day (or $50,600 
per  day  for  scrubber  fitted  vessels)  in  2023,  a  significant  increase  from  $23,900  per  day  in  2022.  In  2021  the  average  spot 
charter rates for VLCCs were approximately $3,200 per day. Suezmax tanker spot rates also saw improved market earnings, 
with average spot rates at approximately $53,500 (or $57,500 per day for scrubber fitted vessels) compared to $44,300 per day 
for 2022. 

Overall, tonnage demand for crude tankers increased by an estimated 5.9% in 2023, compared to an increase of 9.0% in 2022. 
On the supply side, crude oil tanker capacity increased by 3.7% in 2023.

At  the  end  of  2023,  the  total  orderbook  for  new  VLCCs  and  Suezmax  tankers  consisted  of  23  vessels  and  67  vessels, 
respectively, representing approximately 5% of the respective fleets. 

According to industry sources, the oil tanker market outlook remains firm with total crude tanker demand projected to expand 
by 3.8% at a point with a small orderbook however with risks related to developments in the global economy and introduction 
of new emission regulations.

The Dry Bulk Shipping Market

The dry bulk shipping market has experienced volatile market conditions and has started 2024 with strong earnings following 
strong Brazilian exports and Red Sea disruptions. During 2023 fleet capacity increased by approximately 3.0%, while tonnage 
demand  increased  by  an  estimated  4.4%.  At  the  start  of  2024,  industry  sources  estimated  that  seaborne  dry  bulk  trade  was 
projected to grow by 1.6% in tonne-miles in 2024. This is less than the projected fleet capacity growth of 2.3%. A number of 
risk factors may impact the outlook including seasonal trends, disruptions to iron ore output, underlying pressure from weak 
global economic conditions and reduced port congestion.

The average earnings during 2023 for a Capesize, a Panamax and a Supramax dry bulk carrier were $12,400 per day ($16,600 
per day for a scrubber fitted Capesize), $12,000 per day and $12,400 per day, respectively.

During the year, contracting for newbuilding dry bulk carriers increased to an estimated 40.2 million dwt up from 35.9 million 
dwt in 2022, while deliveries of new vessels amounted to approximately 35.1 million dwt and recycling removed approximately 
5.5 million dwt. As a result, fleet capacity increased by 29.6 million dwt, equivalent to approximately 3.0% of the total fleet 
size year on year. During December 2023, the total orderbook for new dry bulk carriers was 86.8 million dwt, equivalent to 9% 
of the existing fleet.

The Freight Liner Market (Containerships and Car Carriers)

The container charter market experienced, according to industry sources, a strong upswing during the end of 2023 and during 
the beginning of 2024 with elevated freight markets following disruptions in the Red Sea and rerouting of ships. While markets 
have  seen  an  increase  due  to  disruptions  increasing  ton  mile  demand,  it  is  expected  that  strong  supply  pressure  with  a 
significant number of newbuild vessels deliveries will result in downward pressure on the freight and chartering market. 

In  2023,  global  container  trade  (TEU-miles)  is  estimated  to  have  increased  by  1.6%,  following  a  decrease  of  5.3%  in  2022 
where demand side was impacted by inflation, macroeconomic headwinds and a shift in consumer spending.

Containership fleet capacity expanded by a total of 8.0% in 2023 compared to 4.0% in 2022. With a large orderbook, fewer 
vessels were contracted during 2023 with 189 vessels of 1.6 million TEU, down from 422 vessels of 2.8 million TEU in 2022. 
During the start of 2024, the orderbook stood at 837 vessels of 6.9 million TEU.

The car carrier market remains at all-time high according to industry sources. Car carrier operators are reporting strong profits 
following record car trade volumes and a shift towards long haul trading routes. The Global deep-sea car trade was projected to 
grow by 17% in 2023, which will be 12% above pre-COVID levels. While demand remains strong, challenges still remain due 
to macroeconomic trends and potential impacts from inflation.

72

Seaborne  car  trade  on  an  annualized  basis  was  calculated  to  have  increased  by  approximately  17%  in  2023,  excluding  the 
seaborne car trade within Europe. The increase in seaborne car trade volumes follows an increase of 8% in 2022. During the 
fourth quarter of 2023, the total fleet stood at 760 vessels which totaled 4.0 million CEU of capacity, up 0.8% from the start of 
2023.

The Offshore Drilling Market

The  offshore  drilling  market  has  experienced  significant  volatility  over  the  past  decade.  The  oil  price  (Brent  crude  spot)  has 
fluctuated between $20 in 2020 and above $100 dollars per barrel in 2022. 

Increased global demand for oil and gas combined with diminishing global supply as a result of natural production depletion of 
existing  oil  and  gas  fields  combined  with  underinvestment  in  new  oil  and  gas  production,  has  resulted  in  higher  oil  prices 
recently.  A  general  increase  in  capital  expenditures  by  oil  and  gas  companies  has  recently  resulted  in  more  exploration  and 
development activity increasing demand for offshore oil and gas drilling. In addition, lower supply of offshore drilling rigs as 
older  rigs  have  been  retired  and  demolished  has  improved  the  market  outlook  for  these  rigs.  As  a  result,  the  utilization  of 
offshore drilling rigs has improved since 2020, however there is no certainty that this will continue.

Summary

The  above  overviews  of  the  various  sectors  in  which  we  operate  are  based  on  current  market  conditions.  However,  market 
developments cannot always be predicted and may differ from our current expectations. The overviews provided are based on 
information, data and estimates derived from industry sources available as of the date of this annual report, and there can be no 
assurances that such trends will continue or that any anticipated developments referenced in such section will materialize. This 
information, data and estimates involve a number of assumptions and limitations, are subject to risks and uncertainties, and are 
subject to change based on various factors. You are cautioned not to give undue weight to such information, data and estimates. 
We  have  not  independently  verified  any  third-party  information,  verified  that  more  recent  information  is  not  available  and 
undertake no obligation to update this information unless legally obligated.

Inflation

Some of our time chartered vessels are subject to operating and management agreements that have the charges for these services 
fixed  for  the  term  of  the  charter.  However  the  majority  are  not  fixed,  and  in  light  of  the  current  and  foreseeable  economic 
environment,  significant  global  inflationary  pressures  could  increase  the  Company's  operating,  voyage,  general  and 
administrative and financing costs. Although we attempt to manage the effects of inflation by reviewing our suppliers regularly, 
there are no assurances that the effects of inflation will not have a material adverse impact on our business, financial condition, 
results of operation and cash flows.

73

Results of Operations

Year ended December 31, 2023, compared with year ended December 31, 2022

Net profit for the year ended December 31, 2023, was $83.9 million compared to a net profit of $202.8 million from the year 
ended December 31, 2022.

(in thousands of $)

Total operating revenues

Gain on sale of assets

Total operating expenses

Net operating income

Interest income

Interest expense

Loss on purchase of bonds and debt extinguishment 

Other non-operating items (net)

Equity in earnings of associated companies

Tax expense

Net income

2023

752,286 

18,670 

530,772 

240,184 

13,636 

2022

670,393 

13,228 

408,147 

275,474 

7,973 

(167,010)   

(117,339) 

(540)   

(1,858)   

2,848 

(3,323)   

83,937 

— 

33,827 

2,833 

— 

202,768 

Net  operating  income  for  the  year  ended  December  31,  2023,  was  $240.2  million,  compared  with  net  operating  income  of 
$275.5  million  for  the  year  ended  December  31,  2022.  The  decrease  was  principally  due  to  activities  in  respect  of  the  two 
drilling rigs. The harsh environment semi-submersible drilling rig Hercules was redelivered from Seadrill in December 2022. 
The rig completed its third SPS and related upgrade work in Norway in mid-June 2023 upon which it mobilized to Canada for a 
drilling contract with ExxonMobil which was completed in September 2023. In mid-November the rig commenced a drilling 
contract  with  Galp  Energia  in  Namibia  after  a  short  stay  in  Las  Palmas  for  relevant  upgrades  and  preparations.  The  jack-up 
drilling  rig  Linus  was  also  redelivered  to  SFL  from  Seadrill  in  September  2022  and  the  rig  started  earning  drilling  contract 
revenue  directly  from  the  charterer.  The  above  activities  resulted  in  an  increase  in  operating  revenues,  which  were  slightly 
offset by an increase in operating expenses. In the year ended December 31, 2023, the gain on sale of assets was $18.7 million 
which arose from the sale of two Suezmax tankers, two chemical tankers and one VLCC, compared to a gain of $13.2 million 
in  2022  a  from  the  sale  of  two  VLCCs  and  one  container  vessel.  The  overall  net  income  for  2023  compared  to  2022  was  a 
decrease  of  $118.8  million.  This  was  mainly  due  to  the  decreased  net  operating  income  described  above  and  an  increase  in 
interest expense by $49.7 million due to new loans obtained by the Company to finance the acquisition of vessels. Other non-
operating items decreased from $33.8 million gain in the year ended December 31, 2022 to a $1.9 million loss in the year ended 
December  31,  2023  mainly  due  to  mark-to-market  adjustments  on  non-designated  derivatives  and  equity  investments.  In 
addition, tax expense of $3.3 million was reported in relation to Hercules and Linus in the year ended December 31, 2023 with 
no such expense in the same period in 2022.

Operating revenues

(in thousands of $)

Sales-type, direct financing leases and leaseback assets interest income

Service revenues from direct financing leases

Profit sharing revenues

Time charter revenues

Bareboat charter revenues

Voyage charter revenues

Drilling contract revenues
Other operating income
Total operating revenues

2023

6,192 

— 

13,162 

544,434 

— 

33,648 

146,890 
7,960 
752,286 

2022

8,916 

1,746 

27,830 

475,988 

58,953 

72,362 

18,775 
5,823 
670,393 

Total  operating  revenues  increased  by  12.2%  in  the  year  ended  December  31,  2023,  compared  with  the  year  ended 
December 31, 2022.

74

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Sales-type, direct financing leases and leaseback assets interest income

Sales-type, direct financing leases interest income arose on nine container vessels on long term charters to MSC. In addition, 
the  Company  had  leaseback  interest  income  from  one  VLCC  which  was  reported  as  a  leaseback  asset  until  its  disposal  in 
August 2023.

In general, sales-type leases, direct financing leases and leaseback assets interest income reduces over the terms of our leases. A 
greater proportion of rental payment is treated as repayment of investment in the lease or loan and progressively, as the capital 
is repaid, interest payments by the applicable lessee decreases.

The  $2.7  million  decrease  in  sales-type,  direct  financing  leases  and  leaseback  assets  interest  income  from  2022  to  2023  is 
mainly a result of the sale of one VLCC, which was delivered back to Landbridge in August 2023, following the exercise of the 
applicable purchase option in the charter contract. In addition, we sold two crude oil tankers on charter to Frontline Shipping in 
April  2022  and  one  container  vessel  which  was  delivered  back  to  MSC  in  April  2022  following  execution  of  the  applicable 
purchase obligation in the charter contract. 

Service revenues from direct financing leases

The  vessels  chartered  on  direct  financing  leases  to  Frontline  Shipping  were  leased  on  time  charter  terms,  whereby  we  were 
responsible for the management and operation of such vessels. This was managed by entering into fixed price agreements with 
Frontline Management, a wholly-owned subsidiary of Frontline, whereby we were paying them management fees of $9,000 per 
day for each vessel chartered to Frontline Shipping. Accordingly, $9,000 per day was allocated from each time charter payment 
received  from  Frontline  Shipping  to  cover  lease  executory  costs,  and  this  was  classified  as  "Direct  financing  lease  service 
revenue". The $1.7 million reduction in service revenue from direct financing leases is due to the sale of the last two crude oil 
tankers on charter to Frontline Shipping in April 2022 and hence there was no such revenue in the year ended December 31, 
2023. 

Profit share revenues

We have a profit sharing arrangement related to the eight Capesize dry bulk vessels on charter to a subsidiary of Golden Ocean, 
whereby we earn a 33% profit share above the base charter rates, calculated and paid on a quarterly basis. In the year ended 
December  31,  2023,  we  recorded  a  profit  share  revenue  of  $0.0  million  under  this  arrangement  compared  with  $3.0  million 
profit share in 2022. The decrease is attributable to less favorable rates in 2023 for the Capesize dry bulk vessels. 

In  the  year  ended  December  31,  2023,  we  recorded  $13.2  million  from  fuel  saving  arrangements  relating  to  seven  container 
vessels  on  charter  to  Maersk,  following  the  installation  of  scrubbers  and  one  scrubber-fitted  car  carrier  on  charter  to  Eukor 
which  was  acquired  in  November  2022  (2022:  $24.8  million  relating  to  seven  container  vessels  and  one  car  carrier).  The 
Company  has  an  arrangement  for  these  vessels  whereby  it  is  entitled  to  a  share  of  the  fuel  savings  dependent  on  the  price 
difference between IMO compliant fuel and IMO non-compliant fuel. 

Time charter revenues

During 2023, time charter revenues were earned by 23 container vessels, five car carriers, 15 dry bulk carriers, seven Suezmax 
tankers and six product tankers. The $68.4 million increase in time charter revenues in 2023 compared with 2022, was mainly 
the  result  of  the  acquisition  of  two  7,000  CEU  car  carriers  in  September  2023  and  November  2023.  respectively.  We  also 
acquired six Suezmax tankers, two product tankers, two container vessels and one car carrier in 2022.

Bareboat charter revenues

Bareboat charter revenues were earned by our vessels and rigs which were leased under operating leases on a bareboat basis. In 
the year ended December 31, 2023, we had no vessels or rigs on a bareboat basis, compared to two drilling rigs earning $59.0 
million  in  the  year  ended  December  31,  2022.  The  bareboat  contracts  of  the  two  rigs  with  Seadrill  were  terminated  in 
September 2022 for Linus and in December 2022 for Hercules and the rigs were redelivered to the Company.

75

Voyage charter revenues

During 2023, voyage charter revenues were earned by two Suezmax tankers, Glorycrown and Everbright, which were trading in 
a  pool  together  with  two  similar  tankers  owned  by  Frontline,  two  chemical  tankers  and  five  dry  bulk  carriers  which  are 
sometimes  chartered  on  a  voyage-by-voyage  basis.  Between  March  2023  and  June  2023,  we  sold  and  delivered  the  two 
Suezmax tankers and the two chemical tankers to unrelated parties. During 2022, voyage charter revenues were earned by two 
Suezmax  tankers,  Glorycrown  and  Everbright,  which  were  trading  in  a  pool  together  with  two  similar  tankers  owned  by 
Frontline, two chemical tankers, one product tanker and three dry bulk carriers which were occasionally chartered on a voyage-
by-voyage basis. The $38.7 million decrease in voyage charter revenues in 2023 compared to 2022, was mainly due to the sale 
of the two Suezmax tankers and two chemical tankers between March 2023 and June 2023. 

Drilling contract revenues

In  the  year  ended  December  31,  2023,  we  earned  drilling  contract  revenues  of  $146.9  million  from  our  two  drilling  rigs.  In 
September 2022, the drilling rig. Linus was redelivered from Seadrill to SFL. Concurrently, the drilling contract of Linus with 
ConocoPhillips  was  assigned  from  Seadrill  to  SFL  and  we  started  earning  drilling  contract  revenue  directly  from 
ConocoPhillips.  The  drilling  rig,  Hercules  was  redelivered  from  Seadrill  to  SFL  in  December  2022.  The  rig  undertook  its 
thirdSPS and related upgrade work which lasted until June 2023. Following the completion of its SPS, the Hercules mobilized 
to  Canada  for  a  drilling  contract  with  ExxonMobil  which  was  completed  in  September  2023.  In  mid-November  the  rig 
commenced  a  drilling  contract  with  Galp  Energia  in  Namibia  after  a  short  stay  in  Las  Palmas  for  relevant  upgrades  and 
preparations. The rig is expected to start mobilizing towards Canada immediately after completing the Galp Energia contract in 
Namibia in the first half of 2024.

Cash flows arising from sales-type, direct financing leases and leaseback assets

The  following  table  analyzes  our  cash  flows  from  the  sales-type,  direct  financing  leases  and  leaseback  assets  with  Frontline 
Shipping, MSC and Landbridge during 2023 and 2022, and shows how they are accounted for:

(in thousands of $)

Charter hire payments accounted for as:

Sales-type, direct financing leases and leaseback assets interest income

Service revenue from direct financing leases

Repayments from sales-type, direct financing leases and leaseback assets

Total payments received from sales-type, direct financing leases and leaseback assets

2023

2022

6,192 

— 

13,906 

20,098 

8,916 

1,746 

17,025 

27,687 

Gain on sale of assets and termination of charters 

In  the  year  ended  December  31,  2023,  a  net  gain  of  $18.7  million  was  recorded  arising  from  the  disposal  of  two  Suezmax 
tankers,  Glorycrown  and  Everbright,  two  chemical  tankers,  SFL  Weser  and  SFL  Elbe  and  one  VLCC,  Landbridge  Wisdom, 
previously on charter to Landbridge.

In the year ended December 31, 2022, a net gain of $13.2 million was recorded arising from the disposal of two VLCCs, Front 
Energy  and  Front  Force,  previously  on  charter  to  Frontline  Shipping  and  one  container  vessel,  MSC  Alice,  previously  on 
charter  to  MSC  following  execution  of  the  applicable  purchase  obligation  in  the  charter  contract.  This  gain  includes 
$4.5 million compensation from Frontline Shipping due to early termination of the charters of the two VLCCs. 

Operating expenses

(in thousands of $)

Vessel operating expenses

Rig operating expenses

Depreciation
Vessel impairment charge
Administrative expenses

2023

180,933 

112,823 

214,062 
7,389 
15,565 
530,772 

2022

188,402 

16,741 

187,827 
— 
15,177 
408,147 

76

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Vessel  operating  expenses  include  operating  and  occasional  voyage  expenses  for  the  container  vessels,  dry  bulk  carriers, 
product, chemical and Suezmax tankers and car carriers operated on a time charter basis and managed by related and unrelated 
parties. Vessel operating expenses also include voyage expenses from our two Suezmax tankers which were trading in a pool 
together with two tankers owned by Frontline, two chemical tankers which were operating in the spot market and five dry bulk 
carriers operating in the spot market in the year ended December 31, 2023. The two Suezmax tankers and two chemical tankers 
were sold between March and June 2023. In addition, vessel operating expenses include predelivery and drydocking costs and 
payments  to  Golden  Ocean  Management  AS  of  $7,000  per  day  for  each  vessel  chartered  to  Golden  Ocean  Charterer,  in 
accordance with the vessel management agreements. During 2022, vessel operating expenses also included similar payments to 
Frontline Management of $9,000 per day for the two vessel chartered to Frontline Shipping until their sale in April 2022. 

Vessel operating expenses decreased by $7.5 million in 2023, compared with 2022. The decrease was driven by the sale of two 
Suezmax tankers and two chemical tankers between March and June 2023 which resulted in a reduction in both operating and 
voyage expenses. The above is slightly offset by the acquisition of two car carriers in September 2023 and November 2023, 
respectively. We also acquired six Suezmax tankers, two product tankers, two container vessels and one car carrier in 2022. In 
addition, 10 vessels had dry dock costs in the year ended December 31, 2023, compared to eight vessels in the same period in 
2022.

Rig  operating  expenses  relate  to  the  harsh  environment  jack-up  drilling  rig,  Linus,  and  the  ultra-deepwater  drilling  rig, 
Hercules.  In  September  2022,  Linus  was  redelivered  from  Seadrill  to  SFL  and  the  drilling  contract  of  Linus  with 
ConocoPhillips was assigned from Seadrill to SFL and began incurring rig operating expenses. In December 2022, Hercules 
was also redelivered from Seadrill to SFL and began incurring rig operating expenses.

Depreciation expenses relate to vessels and rigs owned by the Company or vessels chartered-in under finance leases, that are 
not  accounted  for  as  investments  in  sales-type,  direct  financing  and  leaseback  assets.  The  increase  in  depreciation  of 
$26.2  million  for  2023,  compared  to  the  same  period  in  2022,  was  mainly  due  to  the  acquisition  of  two  car  carriers  in 
September 2023 and November 2023 as well as due to capitalized SPS costs, ballast water treatment systems and other capital 
upgrades for the rig Hercules. We also acquired six Suezmax tankers, two product tankers, two container vessels and one car 
carrier in 2022. The above is slightly offset by the sale of two Suezmax tankers and two chemical tankers between March and 
June 2023.

In the year ended December 31, 2023, we recorded an impairment charge of $7.4 million on two chemical tankers prior to their 
disposal in April 2023 and June 2023. No impairment charge was recorded in the year ended December 31, 2022.

The 3% increase in administrative expenses for 2023, compared with 2022, is mainly due to increased professional and legal 
fees arising from the business activities such as acquisition and financing as well as a slight increase in marketing and investor 
relations costs.

Interest income

Total interest income increased to $13.6 million in the year ended December 31, 2023, comparing to $8.0 million in the year 
ended December 31, 2022, mainly due to higher interest received on bank and short-term deposits.

77

Interest expense

(in thousands of $)

Interest on U.S. dollar floating rate loans

Interest on U.S. dollar fixed rate loan

Interest on NOK 700 million senior unsecured floating rate bonds due 2023

Interest on NOK 700 million senior unsecured floating rate bonds due 2024

Interest on NOK 600 million senior unsecured floating rate bonds due 2025

Interest on 4.875% senior unsecured convertible bonds due 2023

Interest on 7.25% senior unsecured sustainability-linked bonds due 2026

Interest on 8.875% senior unsecured sustainability-linked bonds due 2027

Interest on lease debt financing 

Interest on finance lease obligation

Swap interest (income)/expense

Other interest

Capitalized interest

Amortization of deferred charges

2023

79,657 

9,570 

2,458 

5,551 

4,687 

1,746 

10,875 

12,166 

22,500 

21,123 

(5,627)   

110 

(5,537)   

7,731 

167,010 

2022

50,943 

— 

4,832 

4,688 

3,597 

6,723 

10,875 

— 

6,227 

23,531 

576 

377 

(2,239) 

7,209 

117,339 

As of December 31, 2023, the Company, including its consolidated subsidiaries, had total debt principal outstanding of $2.2 
billion (December 31, 2022: $2.2 billion) comprising of:

(in thousands of $)

4.875% senior unsecured convertible bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2024

NOK 600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

U.S. dollar denominated fixed rate debt due 2026

8.875% senior unsecured sustainability-linked bonds due 2027

Lease debt financing due through 2033

Total Fixed Rate and Foreign Debt

U.S. dollar denominated floating rate debt due through 2029

2023

— 

— 

68,426 

58,089 

150,000 

148,875 

150,000 

573,456 

1,148,846 

1,014,842 

2,163,688 

2022

137,900 

71,243 

70,734 

60,048 

150,000 

— 

— 

394,555 

884,480 

1,329,156 

2,213,636 

Interest expense for 2023 was $167.0 million compared with $117.3 million for 2022. The increase in interest expense in the 
year ended December 31, 2023, compared with the same period in 2022, is mainly due to new loans obtained by the Company 
for the vessels purchased in 2022 and the increased interest rates in the period for floating rate debt and refinanced fixed loans. 
The daily SOFR rate was an average of 5.01% and the average three-month London Interbank Offered Rate, or LIBOR, was 
5.39%  in  the  year  ended  December  31,  2023,  compared  to  an  average  three-month  LIBOR  of  2.39%  in  2022.  Changes  in 
interest  related  to  the  bonds  are  due  to  changes  in  foreign  currency  exchange  rate,  new  bond  issuances,  repayments  and 
redemptions.  These  include  the  4.875%  senior  unsecured  convertible  bonds  due  2023  and  the  NOK700  million  senior 
unsecured floating rate bonds due 2023 which were repaid in 2023 and the interest expense from the 8.875% senior unsecured 
sustainability-linked bonds due 2027 which the Company issued in February 2023. 

The interest on lease debt financing in 2023 is also increased compared to 2022. This is due to new financing obtained by the 
Company for the two car carriers delivered in September and November 2023, one car carrier and one container vessel in the 
year ended December 31, 2023. In addition, there is an increase on lease debt financing from the refinancing of two container 
vessels and two car carriers in the year ended December 31, 2022.

78

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2023,  the  Company  and  its  consolidated  subsidiaries  were  party  to  interest  rate  and  currency  swap 
contracts, which effectively fix our interest rates on $0.4 billion (2022: $0.6 billion) of floating rate debt. The decrease in swap 
interest expense is primarily due to fluctuations in average LIBOR, SOFR and Norwegian Interbank Offered Rate, or NIBOR, 
rates.

Other interest expense in 2023 of $0.1 million (2022: $0.4 million) mainly includes interest expense from a $60 million loan 
facility  drawn  down  by  the  Company  and  secured  against  11.8  million  of  the  Company's  shares  lent  under  a  general  share 
lending agreement (2022: $30.0 million loan facility secured against 8.0 million shares lent). In addition, other interest expense 
in  2022,  includes  interest  from  the  forward  contract  to  repurchase  Frontline  shares  which  was  accounted  for  as  a  secured 
borrowing. In September 2022, we terminated the forward contract and recorded the sale of the shares and full repayment of the 
outstanding debt of $15.6 million. (See Note 21: Short-Term and Long-Term Debt).

The above finance lease interest expense represents the interest portion of our finance lease obligations on seven vessels (2022: 
seven  vessels)  under  a  sale  and  leaseback  transaction  with  an  Asia  based  financial  institution.  The  interest  expense  on  our 
finance lease obligations is slightly decreased in 2023, compared with 2022, due to the finance lease repayments occurred in 
2023. 

Loss on purchase of bonds and debt extinguishment

During  the  year  ended  December  31,  2023,  we  recorded  a  loss  of  $0.5  million  from  the  buyback  of  the  4.875%  senior 
unsecured  convertible  bonds  due  2023  and  the  NOK700  million  senior  unsecured  floating  rate  bonds  due  2023  which  were 
repaid in 2023. There were no such cases in the year ended December 31, 2022.

Other non-operating items

(in thousands of $)

Dividend received from related parties

(Loss)/gain on investments in debt and equity securities

Other financial items, net

2023

1,246 

(1,912)   

(1,192)   

(1,858)   

2022

128 

18,171 

15,528 

33,827 

During the year ended December 31, 2023, we received dividends of $1.2 million from NorAm Drilling (2022: $0.1 million).

The loss on investments in debt and equity securities in the year ended December 31, 2023, relates to a mark to market loss of 
$1.9  million  from  the  NorAm  Drilling  shares.  The  gain  on  investments  in  debt  and  equity  securities  in  the  year  ended 
December 31, 2022 principally relates to gain from the sale of Frontline shares of $4.6 million, gain of $2.7 million from the 
redemption of NT Rig Holdco Liquidity Bonds 7.5%, gain of $2.0 million from the redemption of NT Rig Holdco Liquidity 
Bonds 12% and gain of $0.5 million from the redemption of NorAm Drilling bonds. The gain on investments in debt and equity 
securities in 2022 also includes a mark to market gain of $5.8 million from the NorAm Drilling shares and $2.6 million from 
the  shares  held  in  Frontline,  until  their  sale  in  the  third  quarter  of  2022.  (See  Note  11:  Investments  in  Debt  and  Equity 
Securities).

Other financial items, net have decreased by $16.7 million in 2023 compared to 2022. The 2023 amount mainly includes a loss 
of  $8.4  million  (2022:  gain  of  $17.1  million)  in  the  fair  value  of  non-designated  derivatives,  a  net  cash  inflow  on  non-
designated derivatives of $5.3 million (2022: expense of $0.3 million) and a net income of $1.5 million arising mainly from the 
distribution  of  a  no  claims  bonus  of  $2.6  million  from  Den  Norske  Krigsforsikring  for  Skib  (“DNK”),  the  Norwegian 
Shipowners’  Mutual  War  Risks  Insurance  Association.  This  was  slightly  offset  by  agency  fees  and  revaluation  of  foreign 
currency bank accounts, marketable securities, payables and receivable balances and other items (2022: loss of $1.8 million). 
(See Note 10: Other Financial Items, Net). 

As reported above, certain assets were accounted for under the equity method in 2023 and 2022. Their non-operating expenses, 
including net interest expenses, are not included above, but are reflected in “equity in earnings of associated companies” - see 
below under “Results of Operations”.

79

 
 
 
 
 
 
Equity in earnings of associated companies

River  Box  holds  investments  in  direct  financing  leases,  through  its  subsidiaries,  related  to  the  19,200  and  19,400  TEU 
containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. The Company holds 49.9% ownership in River Box and is 
accounted for under the equity method. The remaining 50.1% of the shares of River Box are held by a subsidiary of Hemen, the 
Company’s largest shareholder and a related party. (Refer to Note 18: Investment in Associated Companies). The net income of 
the  River  Box  group  is  reflected  in  “Equity  in  earnings  of  associated  companies”.  The  total  equity  in  earnings  of  associated 
companies in the year ended December 31, 2023, was $2.8 million (year ended December 31, 2022: $2.8 million).

Tax expense

In the year ended December 31, 2023, we recorded a tax expense of $3.3 million in relation to the operations of our drilling rigs 
Hercules and Linus. We recorded no such tax expense in the year ended December 31, 2022.

Results of Operations

Year ended December 31, 2022, compared with year ended December 31, 2021

Net profit for the year ended December 31, 2022, was $202.8 million compared to a net profit of $164.3 million from the year 
ended December 31, 2021.

(in thousands of $)

Total operating revenues

Gain on sale of assets

Total operating expenses

Net operating income

Interest income

Interest expense

Loss on purchase of bonds and debt extinguishment

Other non-operating items (net)

Equity in earnings of associated companies

Net income

2022

670,393 

13,228 

408,147 

275,474 

7,973 

2021

513,396 

39,405 

309,963 

242,838 

7,450 

(117,339)   

(97,090) 

— 

33,827 

2,833 

202,768 

(727) 

7,678 

4,194 

164,343 

Net  operating  income  for  the  year  ended  December  31,  2022,  was  $275.5  million,  compared  with  net  operating  income  of 
$242.8 million for the year ended December 31, 2021. The increase was principally due to higher operating revenues in 2022 
resulting from the acquisition of new vessels. There was also higher revenue from the two drilling rigs since the ultra-deepwater 
drilling rig Hercules was consolidated for the whole of 2022, as it ceased to be accounted for as an associate since August 2021. 
The jack-up drilling rig Linus was also delivered to SFL from Seadrill in September 2022 and the rig started earning drilling 
contract revenue directly from the charterer. This increase is slightly offset by increased operating expenses in 2022 compared 
to 2021 derived from the higher number of vessels and the two rigs discussed above. In the year ended December 31, 2022, the 
gain on sale of assets was $13.2 million which arose from the sale of two crude oil tankers and one container vessel, compared 
to a gain of $39.4 million in 2021 mainly from the sale of seven Handysize dry bulk carriers. The overall net income for 2022 
compared to 2021 was a positive movement of $38.4 million mainly due to the increased operating revenues described above, 
and net gains of $33.8 million recorded in other non-operating items in 2022, compared to gains of $7.7 million in 2021. Other 
non-operating items, net for 2022 mainly relate to a net gain of $18.2 million from investments in debt and equity securities and 
a gain in fair value of non-designated derivatives of $17.1 million.

River Box was previously a wholly-owned subsidiary of the Company. It holds investments in direct financing leases, through 
its subsidiaries, related to the 19,200 and 19,400 TEU containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. On 
December 31, 2020, the Company sold 50.1% of the shares of River Box to a subsidiary of Hemen, a related party, and has 
accounted for the remaining 49.9% ownership in River Box using the equity method. (See Note 18: Investment in Associated 
Companies).  The  net  income  of  the  River  Box  group  is  included  under  “Equity  in  earnings  of  associated  companies”  during 
2022 and 2021.

80

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In August 2021, the wholly-owned subsidiary owning the ultra-deepwater drilling rig, Hercules, ceased to be accounted for as 
an associate and became consolidated. The net income of this subsidiary is included under “Equity in earnings of associated 
companies”, for the period the subsidiary was accounted for under the equity method.

Operating revenues

(in thousands of $)

Sales-type leases, direct financing leases and leaseback assets interest income

Service revenues from direct financing leases

Profit sharing revenues

Time charter revenues

Bareboat charter revenues

Voyage charter revenues

Drilling contract revenues

Other operating income

Total operating revenues

2022

8,916 

1,746 

27,830 

475,988 

58,953 

72,362 

18,775 

5,823 

2021

19,524 

6,570 

20,704 

369,745 

30,696 

61,804 

— 

4,353 

670,393 

513,396 

Total operating revenues increased by 30.6% in the year ended December 31, 2022, compared with the year ended December 
31, 2021.

Sales-type leases, direct financing leases and leaseback assets interest income

Sales-type  leases  and  direct  financing  leases  interest  income  arose  on  two  crude  oil  tankers  on  charter  to  Frontline  Shipping 
which were sold in April 2022 and 10 container vessels on charter to MSC, from which one vessel was delivered back to MSC 
in April 2022 following execution of the applicable purchase obligation in the charter contract. In addition, the Company had 
leaseback interest income from one VLCC vessel.

In general, sales-type leases, direct financing leases and leaseback assets interest income reduces over the terms of our leases. A 
greater proportion of rental payment is treated as repayment of investment in the lease or loan and progressively, as the capital 
is repaid, interest payments by the applicable lessee decreases.

The  $10.6  million  decrease  in  sales-type,  direct  financing  leases  and  leaseback  assets  interest  income  from  2021  to  2022  is 
mainly  a  result  of  the  sale  and  delivery  of  two  crude  oil  tankers  on  charter  to  Frontline  Shipping  in  April  2022  and  one 
container vessel which was delivered back to MSC in April 2022 following execution of the applicable purchase obligation in 
the charter contract. Similarly, between August 2021 and September 2021, 18 feeder container vessels were delivered back to 
MSC  following  the  exercise  of  the  applicable  purchase  options  in  their  lease  contracts.  Also,  one  drilling  rig  which  was  on 
charter to Seadrill was reclassified as an operating lease on March 9, 2021. 

Service revenues from direct financing leases

The  vessels  chartered  on  direct  financing  leases  to  Frontline  Shipping  were  leased  on  time  charter  terms,  whereby  we  were 
responsible for the management and operation of such vessels. This was managed by entering into fixed price agreements with 
Frontline Management, a subsidiary of Frontline, whereby we were paying them management fees of $9,000 per day for each 
vessel  chartered  to  Frontline  Shipping.  Accordingly,  $9,000  per  day  was  allocated  from  each  time  charter  payment  received 
from Frontline Shipping to cover lease executory costs, and this is classified as "Direct financing lease service revenue". The 
$4.8  million  reduction  in  service  revenue  from  direct  financing  leases  is  due  to  the  sale  of  the  last  two  crude  oil  tankers  on 
charter to Frontline Shipping in April 2022. 

Profit share revenues

We had a profit sharing arrangement with Frontline Shipping in relation to two crude oil tankers, whereby we were entitled to 
50% profit share above the base charter rates, calculated and paid on a quarterly basis. We earned and recognized profit sharing 
revenue under this arrangement of $0.0 million in the year ended December 31, 2022 compared with $0.3 million in 2021. The 
decrease is attributable to a less favorable tanker market in the first quarter of 2022. Also in April 2022, we sold the two crude 
oil tankers on charter to Frontline Shipping.

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We have a profit sharing arrangement related to the eight dry bulk vessels on charter to a subsidiary of Golden Ocean, whereby 
we earn a 33% share of profit above the base charter rates, calculated and paid on a quarterly basis. In the year ended December 
31, 2022, we recorded a profit share revenue of $3.0 million under this arrangement compared with $9.8 million profit share in 
2021. The decrease is attributable to less favorable rates in 2022 for the dry bulk vessels. 

We recorded $24.8 million from a fuel saving arrangement relating to seven container vessels on charter to Maersk and one car 
carrier on charter to Eukor, following the installation of scrubbers (2021: $10.6 million relating to seven container vessels). The 
Company  has  an  arrangement  for  these  vessels  whereby  it  is  entitled  to  a  share  of  the  fuel  savings  dependent  on  the  price 
difference between IMO compliant fuel and IMO non-compliant fuel. 

Time charter revenues

During 2022, time charter revenues were earned by 23 container vessels, three car carriers, 15 dry bulk carriers, seven Suezmax 
tankers and six product tankers. The $106.2 million increase in time charter revenues in 2022 compared with 2021, was mainly 
the result of the acquisition of two Suezmax and two product tankers in the first quarter of 2022, two Suezmax tankers and one 
container vessel in the third quarter of 2022 and two Suezmax tankers, one container vessel and one car carrier in the fourth 
quarter of 2022. We also acquired five container vessels in the third quarter of 2021 and two product tankers and one Suezmax 
tanker in the fourth quarter of 2021.

Bareboat charter revenues

Bareboat charter revenues are earned by our vessels and rigs which are leased under operating leases on a bareboat basis. In 
2022,  this  consisted  of  two  drilling  rigs,  compared  to  two  drilling  rigs  and  two  chemical  tankers  in  2021.  The  $28.3  million 
increase in bareboat revenue in 2022 compared with 2021, was a result of the reclassification of the Linus lease from a direct 
financing  lease  to  an  operating  lease  in  March  2021.  In  addition,  in  August  2021,  the  wholly-owned  subsidiary  owning  the 
ultra-deepwater drilling rig Hercules ceased to be accounted for as an associate and became consolidated. In September 2022, 
Linus was redelivered from Seadrill to SFL and started earning drilling contract revenue and in December 2022, Hercules was 
also redelivered from Seadrill to SFL and began a SPS. In June 2021 and November 2021, our chemical tankers completed their 
respective bareboat charters and were subsequently chartered in the spot market.

Voyage charter revenues

During  2022,  voyage  charter  revenues  were  earned  by  two  Suezmax  tankers,  Everbright  and  Glorycrown,  trading  in  a  pool 
together with two similar tankers owned by Frontline, two chemical tankers, one product tanker and three dry bulk carriers. The 
$10.6 million increase in voyage charter revenues in 2022 compared with 2021, was mainly due to the relative higher earnings 
of the two Suezmax tankers, due to a more favorable market for these vessels in 2022 compared with 2021. In addition, our five 
Supramax dry bulk carriers were redelivered from their long term charters and are now sometimes chartered on a voyage-by-
voyage basis. Three of these vessels had voyage revenue in 2022. Finally, both our chemical tankers completed their bareboat 
charters in June and November 2021 respectively and were subsequently chartered in the spot market. The above increase is 
slightly offset by the sale of seven Handysize dry bulk carriers in the fourth quarter of 2021, which were sometimes chartered 
on a voyage-by-voyage basis.

Drilling contract revenues

During 2022, we earned drilling contract revenues of $18.8 million from one of our rigs. In September 2022, the drilling rig 
Linus was redelivered from Seadrill to SFL. Concurrently, the drilling contract of Linus with ConocoPhillips was assigned from 
Seadrill to SFL and we started earning drilling contract revenue directly from ConocoPhillips.

Cash flows arising from sales-type leases, direct financing leases and leaseback assets

The  following  table  analyzes  our  cash  flows  from  the  sales-type  leases,  direct  financing  leases  and  leaseback  assets  with 
Frontline Shipping, Seadrill, MSC and Landbridge during 2022 and 2021, and shows how they are accounted for:

(in thousands of $)
Charter hire payments accounted for as:
Sales-type lease, direct financing lease and leaseback assets interest income
Service revenue from direct financing leases
Repayments from sales-type leases, direct financing leases and leaseback assets
Total direct financing and sales-type lease payments received

2022

2021

8,916 
1,746 
17,025 
27,687 

19,524 
6,570 
36,276 
62,370 

82

 
 
 
 
 
 
 
 
 
 
Gain on sale of assets

In 2022, there was a net gain of $13.2 million due to the disposal of two crude oil tankers on charter to Frontline Shipping and 
the  delivery  of  one  container  vessel  back  to  MSC  following  execution  of  the  applicable  purchase  obligation  in  the  charter 
contract. This gain includes $4.5 million compensation from Frontline due to early termination of the charters of the two crude 
oil tankers (See Note 9: Gain on Sale of Assets and Termination of Charters).

In 2021, a net gain of $39.4 million was recorded, arising from the disposal of 18 feeder container vessels, previously on long 
term  charter  to  MSC,  seven  Handysize  dry  bulk  carriers,  previously  operating  in  the  spot  market  and  one  drilling  rig  (West 
Taurus), which was sold for recycling. 

Operating expenses

(in thousands of $)

Vessel operating expenses

Rig operating expenses

Depreciation

Vessel impairment charge

Administrative expenses

2022

188,402 

16,741 

187,827 

— 

15,177 

408,147 

2021

156,732 

— 

138,330 

1,927 

12,974 

309,963 

Vessel  operating  expenses  include  operating  and  occasional  voyage  expenses  for  the  container  vessels,  dry  bulk  carriers, 
product, chemical and Suezmax tankers and car carriers operated on a time charter basis and managed by related and unrelated 
parties. Vessel operating expenses also include voyage expenses from our two Suezmax tankers trading in a pool together with 
two tankers owned by Frontline, two chemical tankers operating in the spot market since June and November 2021 and certain 
dry  bulk  carriers  operating  in  the  spot  market.  In  addition,  vessel  operating  expenses  include  payments  to  Frontline 
Management  of  $9,000  per  day  for  the  two  vessel  chartered  to  Frontline  Shipping  until  their  sale  in  April  2022  and  also 
payments to Golden Ocean Management of $7,000 per day for each vessel chartered to Golden Ocean Charterer, in accordance 
with the vessel management agreements.

Vessel operating expenses increased by $31.7 million in 2022, compared with 2021. The increase was driven by the acquisition 
of new vessels in 2022 and 2021. We acquired two Suezmax and two product tankers in the first quarter of 2022, two Suezmax 
tankers and one container vessel in the third quarter of 2022 and two Suezmax tankers, one container vessel and one car carrier 
in the fourth quarter of 2022. We also acquired five container vessels in the third quarter of 2021 and two product tankers and 
one  Suezmax  tanker  in  the  fourth  quarter  of  2021.  There  was  also  an  increase  in  voyage  expenses  for  two  Suezmax  tankers 
trading in a pool together with two tankers owned by Frontline, two chemical tankers operating in the spot market since June 
and November 2021 and certain Supramax dry bulk carriers operating in the spot market, which was slightly offset by the sale 
of seven Handysize dry bulk carriers in the fourth quarter of 2021. There was also a slight increase in dry dock costs from eight 
vessels that dry docked in 2022, compared to eight vessels that had dry dock costs in 2021.

Rig operating expenses relate to the harsh environment jack-up drilling rig Linus and the ultra-deepwater drilling rig Hercules. 
In  September  2022,  Linus  was  redelivered  from  Seadrill  to  SFL  and  the  drilling  contract  of  Linus  with  ConocoPhillips  was 
assigned from Seadrill to SFL and began incurring rig operating expenses. In December 2022, Hercules was also redelivered 
from Seadrill to SFL and began incurring rig operating expenses.

Depreciation expenses relate to vessels owned by the Company or vessel leased-in under finance leases, that are not accounted 
for as investments in sales-type, direct financing and leaseback assets. The increase in depreciation of $49.5 million for 2022, 
compared to the same period in 2021, was mainly due to the acquisition of new vessels which are discussed above and also due 
to the consolidation of the two rigs during 2021.

In 2022, no impairment charge was recorded. In 2021, an impairment charge of $1.9 million was recorded on one of our rigs, 
West Taurus, which was sold for recycling in September 2021.

The  17%  increase  in  administrative  expenses  for  2022,  compared  with  2021,  is  mainly  due  to  increased  salary  costs  due  to 
increased headcount. Increases in office costs also contributed to the higher administrative expenses.

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income

Total interest income increased from $7.5 million in 2021 to $8.0 million in 2022, mainly due to higher interest received on 
bank and short-term deposits. This was slightly offset by a reduction in the interest income on the loans to associates. Interest 
income  from  associates  in  2022  represents  interest  receivable  on  the  outstanding  balance  of  the  loan  granted  to  the  49.9% 
owned associate River Box. In August 2021, the wholly-owned subsidiary owning the ultra-deepwater drilling rig, Hercules, 
ceased  to  be  accounted  for  as  an  associate  and  became  consolidated  and  as  a  result  interest  income  for  this  rig  is  only 
recognized up to the consolidation date. 

Interest expense

(in thousands of $)

Interest on US$ floating rate loans

Interest on NOK 700 million floating rate bonds due 2023

Interest on NOK 700 million floating rate bonds due 2024

Interest on NOK 600 million floating rate bonds due 2025

Interest on 5.75% convertible bonds due 2021

Interest on 4.875% convertible bonds due 2023

Interest on 7.25% senior unsecured sustainability-linked bonds due 2026

Interest on lease debt financing 

Swap interest

Interest on finance lease obligation

Other interest

Capitalized interest

Amortization of deferred charges

2022

50,943 

4,832 

4,688 

3,597 

— 

6,723 

10,875 

6,227 

576 

23,531 

377 

(2,239)   

7,209 

117,339 

2021

25,218 

4,235 

4,130 

3,114 

8,004 

6,728 

6,888 

1,147 

5,239 

25,848 

267 

(432) 

6,704 

97,090 

As of December 31, 2022, the Company, including its consolidated subsidiaries, had total debt principal outstanding of $2.2 
billion (2021: $1.9 billion) comprising of:

(in thousands of $)

4.875% senior unsecured convertible bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2023

NOK 700 million senior unsecured floating rate bonds due 2024

NOK 600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

Lease debt financing

Borrowings secured on Frontline shares

Total Fixed Rate and Foreign Debt

U.S. dollar denominated floating rate debt due through 2029

2022

137,900 

71,243 

70,734 

60,048 

150,000 

394,555 

— 

884,480 

1,329,156 

2,213,636 

2021

137,900 

79,507 

78,939 

61,334 

150,000 

126,955 

15,639 

650,274 

1,253,481 

1,903,755 

Interest expense for 2022 was $117.3 million compared with $97.1 million for 2021. The increase in interest expense associated 
with our floating rate debt for 2022, compared to 2021, is mainly due to new loans obtained for the vessels purchased in 2022 
and the increased LIBOR rates in the period. The average three-month LIBOR was 2.39% in 2022 compared to an average of 
0.16% in 2021. Changes in interest related to the bonds are due to changes in exchange rate, new bond issuances, repayments 
and redemptions. These include the 5.75% convertible notes due 2021, which were fully repaid in 2021. The reduction in the 
interest expense from this bond was partially offset by interest expenses from the 7.25% senior unsecured sustainability-linked 
bonds  due  2026  which  the  Company  successfully  placed  in  May  2021.  The  interest  on  lease  debt  financing  in  2022  is  also 
increased comparing to 2021, due to financing arrangements in connection with the refinancing of two container vessels and 
two car carriers in 2022 and the acquisition of two container vessels in 2021.

84

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2022,  the  Company  and  its  consolidated  subsidiaries  were  party  to  interest  rate  swap  contracts,  which 
effectively fixed our interest rates on $0.6 billion of floating rate debt at a weighted average rate excluding margin of 2.10% per 
annum (2021: $0.7 billion of floating rate debt fixed at a weighted average rate excluding margin of 1.93% per annum). The 
slight  decrease  in  swap  interest  expense  is  due  to  changes  in  swaps  and  also  due  to  fluctuations  in  average  LIBOR  and 
Norwegian Interbank Offered Rate, or NIBOR rates.

Other interest expense in 2022 of $0.4 million (2021: $0.3 million) arose mainly from the sale and subsequent forward contract 
to repurchase shares which was accounted for as a secured borrowing. In September 2022, we terminated the forward contract 
and recorded the sale of the shares and full repayment of the outstanding debt of $15.6 million. Other interest expense in 2022 
also  includes  interest  on  a  $30.0  million  loan  facility  provided  in  connection  with  a  share  lending  agreement  in  respect  of 
8,000,000 shares of the Company. (See Note 21: Short-Term and Long-Term Debt).

The above finance lease interest expense represents the interest portion of our finance lease obligations on seven vessels under a 
sale and leaseback transaction with an Asia based financial institution. The interest expense on our finance lease obligations is 
slightly decreased in 2022, compared with 2021, due to the finance lease repayments occurred in 2022. 

Gain on purchase of bonds and debt extinguishment

During  the  year  ended  December  31,  2022,  there  were  no  such  cases.  During  the  year  ended  December  31,  2021,  we 
repurchased various amounts of its own bonds which had a face value of $69.6 million at a premium and recorded a loss of 
$0.7 million. 

Other non-operating items

(in thousands of $)

Dividend received from related parties

Gain on investments in debt and equity securities

Other financial items, net

2022

128 

18,171 

15,528 

33,827 

2021

— 

995 

6,683 

7,678 

During the year ended December 31, 2022, we received dividends of $0.1 million from NorAm Drilling. No dividend income 
was received during the year ended December 31, 2021.

The gain on investments in debt and equity securities in 2022, principally relates to gain from the sale of Frontline shares of 
$4.6 million, gain of $2.7 million from the redemption of NT Rig Holdco Liquidity Bonds 7.5%, gain of $2.0 million from the 
redemption of NT Rig Holdco Liquidity Bonds 12% and gain of $0.5 million from the redemption of NorAm Drilling bonds. 
The  gain  on  investments  in  debt  and  equity  securities  in  2022  also  includes  a  mark  to  market  gain  of  $5.8  million  from  the 
NorAm Drilling shares and $2.6 million from the shares held in Frontline, until their sale in the third quarter of 2022. The gain 
on  investments  in  debt  and  equity  securities  in  2021,  principally  relates  to  a  mark  to  market  gain  of  $1.2  million  on  the 
Frontline  shares  held  as  of  December  31,  2021,  a  realized  gain  of  $0.7  million  recognized  on  the  sale  of  approximately  4.0 
million shares in ADS Maritime Holding plc (“ADS Maritime Holding”) and an impairment loss of $0.8 million, which was 
recorded against the NT Rig Holdco 7.5% bonds. (See Note 11: Investments in Debt and Equity Securities).

Other financial items, net have increased by $8.8 million in 2022 compared to 2021. The 2022 amount mainly includes a gain 
of  $17.1  million  (2021:  gain  of  $11.6  million)  in  the  fair  value  of  non-designated  derivatives,  a  net  cash  expense  on  non-
designated derivatives of $0.3 million (2021: $6.7 million) and a net loss of $1.8 million arising from the revaluation of foreign 
currency bank accounts, marketable securities, payables and receivable balances and other items (2021: gain of $1.1 million). 
(See Note 10: Other Financial Items, Net). 

As reported above, certain assets were accounted for under the equity method in 2022 and 2021. Their non-operating expenses, 
including net interest expenses, are not included above, but are reflected below in “Equity in earnings of associated companies”.

85

 
 
 
 
 
 
 
 
Equity in earnings of associated companies

In  2022  and  2021,  we  had  certain  investments  accounted  for  using  the  equity  method,  as  discussed  in  the  Consolidated 
Financial Statements included herein (Note 18: Investment in Associated Companies). The total equity in earnings of associated 
companies in 2022 was $1.4 million lower than in 2021. In August 2021, SFL Hercules Ltd. (“SFL Hercules”), our subsidiary, 
ceased to be accounted for as an associate and became consolidated by the Company, following amendments to the bareboat 
charter  and  loan  facility  agreements.  This  was  partially  offset  by  the  addition  of  River  Box,  previously  a  wholly-owned 
subsidiary  of  the  Company.  On  December  31,  2020,  we  sold  50.1%  of  the  shares  of  River  Box  to  a  subsidiary  of  Hemen,  a 
related party. During the year ended December 31, 2022, we accounted for the remaining 49.9% ownership in River Box using 
the equity method.

B. LIQUIDITY AND CAPITAL RESOURCES

We operate in a capital intensive industry. Our asset acquisitions are financed through a combination of our own equity, term 
loans,  lease  financing  and  revolving  credit  facilities  from  commercial  banks.  Providers  of  such  borrowings  generally  require 
that the loans be secured by mortgages against the assets being acquired, and as of December 31, 2023, substantially all of our 
vessels and drilling rigs are pledged as security or are held as finance leases. However, in common with many other companies, 
we  also  have  unsecured  borrowings  as  shown  below.  Providers  of  unsecured  financing  do  so  on  the  basis  of  our  assets  and 
liabilities, cash flows, operating results and other factors, all of which affect the terms on which such unsecured financing is 
available. In general, unsecured financing is more expensive than borrowings secured against collateral. 

Our liquidity requirements relate to servicing our debt, funding the equity portion of investments in vessels, funding working 
capital  requirements  and  maintaining  cash  reserves  against  fluctuations  in  operating  cash  flows.  Revenues  from  our  time 
charters,  bareboat  charters  and  drilling  contracts  are  received  approximately  15  days  in  advance,  monthly  in  advance,  or 
monthly  in  arrears.  Vessel  management  and  operating  fees  are  payable  monthly  in  advance  for  vessels  chartered  to  Golden 
Ocean Charterer, and as incurred for other time chartered vessels.

Our funding and treasury activities are conducted within corporate policies to maximize investment returns while maintaining 
appropriate  liquidity  for  both  our  short  and  long-term  needs.  This  includes  arranging  borrowing  facilities  on  a  cost-effective 
basis. Cash and cash equivalents are held primarily in U.S. dollars, with minimal amounts held in Norwegian kroner and Pound 
Sterling.

Surplus funds may be deployed to acquire equity or debt interests in other companies, with the aim of generating competitive 
returns. Such investments may also utilize credit facilities arranged specifically to facilitate such investment. 

Our short-term liquidity requirements relate to servicing our debt and funding working capital requirements, including required 
payments under our management agreements and administrative services agreements. Sources of short-term liquidity include 
cash balances, short-term investments, available amounts under revolving credit facilities and receipts from our charters. 

A significant portion of the our outstanding debt and finance lease liabilities are coming due within one year of March 14, 2024 
for which we have initiated discussions and negotiations with financial institutions regarding the refinancing of credit facilities 
maturing  in  2024  and  early  2025.  Given  our  extensive  history  and  successful  track  record  in  obtaining  financing  and 
refinancing, we believe that we will be able to secure the necessary refinancing for all such facilities before their maturity dates. 
Additionally, we anticipate that the cash flow generated from our charters will be adequate to meet our anticipated debt service 
obligations and working capital needs in the short and medium term. However no assurance can be given that all such facilities 
will be timely refinanced on acceptable terms. See also “Item 3. Key Information—D. Risk Factors”. 

86

Our long-term liquidity requirements include funding the equity portion of investments in new vessels, and repayment of long-
term  debt  balances,  including  those  relating  to  the  following  loan  and  lease  debt  financing  agreements  of  us  and  our 
consolidated subsidiaries as of December 31, 2023:

$45 million secured term loan and revolving credit facility due 2025

$20 million secured term loan facility due 2024

$76 million secured term loan facility due 2024

NOK700 million senior unsecured floating rate bonds due 2024

NOK600 million senior unsecured floating rate bonds due 2025

$175 million term loan facility due 2025

$50 million senior secured credit facility due 2024

$51 million secured term loan facility due 2025

$51 million secured term loan facility due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

$65 million leased debt financing due 2027

$65 million leased debt financing due 2027

$35 million term loan facility due 2029

$107.3 million term loan facility due 2027

$100 million term loan facility due 2027

$23.5 million leased debt financing due 2025

$25.3 million leased debt financing due 2025

$23.0 million term loan facility due 2024

$115 million term loan facility due 2025

$120 million leased debt financing due 2029

$120 million leased debt financing due 2029

$144.6 million term loan facility due 2025

8.875% senior unsecured sustainability-linked bonds due 2027

$23.3 million term loan facility due 2024

$23.3 million term loan facility due 2024

$150 million senior secured term loan facility due 2026

$45 million lease debt financing due 2028

$38.5 million lease debt financing due 2029

$150 million senior secured term loan facility due 2025

$8.4 million senior unsecured term loan facility due 2025

$72.2 million lease debt financing due 2033

$72.2 million lease debt financing due 2033

$60 million loan facility repayable on demand

The  main  security  provided  under  the  secured  credit  facilities  include  (i)  guarantees  from  subsidiaries,  as  well  as  instances 
where we guarantee all or part of the loans, (ii) a first priority pledge over all shares of the relevant asset owning subsidiaries 
and  (iii)  a  first  priority  mortgage  over  the  relevant  collateral  assets  which  includes  substantially  all  of  the  vessels  and  the 
drilling  rigs  that  are  currently  owned  by  us  as  of  December  31,  2023,  excluding  two  1,700  TEU  container  vessels,  five 
Supramax drybulk carriers and one 2,500 TEU container vessel.

Refer to "Contractual Commitments" section further below for details of material contractual commitments as of December 31, 
2023.

As of December 31, 2023, seven (2022: seven) subsidiaries had lease liabilities totaling $419.3 million (2022: $473.0 million) 
related to the charter-in of seven (2022: seven) container vessels.

87

As  of  December  31,  2023,  we  had  cash  and  cash  equivalents  of  $165.5  million  (2022:  $188.4  million).  In  the  year  ended 
December  31,  2023,  we  generated  cash  of  $343.1  million  net  from  operating  activities,  used  $103.9  million  net  in  investing 
activities and used $262.1 million net in financing activities.

Cash flows provided by operating activities for 2023 decreased from $355.1 million in 2022 to $343.1 million, mainly due to 
changes in total operating income received and the timing of charter hire and trade and other receivables.

Investing activities used cash of $103.9 million in 2023, compared to cash used of $499.1 million in 2022. The decrease in cash 
used  for  investing  activities  in  2023  is  mainly  due  to  the  decrease  in  cash  outflow  from  the  acquisition  of  vessels  and 
newbuilding  installments.  In  2023,  there  was  an  outflow  of  $264.4  million  arising  from  the  SPS,  and  other  capital  upgrades 
performed on the harsh environment semi-submersible drilling rig, Hercules, and the acquisition of two dual-fuel 7,000 CEU 
newbuilding  car  carriers.  In  2022,  there  was  an  outflow  of  $602.5  million  arising  from  newbuilding  installments  and  the 
acquisition of six Suezmax tankers, two product tankers, one car carrier and two newbuild eco-design feeder container vessels. 
In addition, in 2023, there was an inflow of $156.2 million arising from the sale of two Suezmax tankers, two chemical tankers 
and one very large crude carrier, compared to an inflow of $83.3 million in 2022 arising from the sale of two crude oil tankers 
and  one  1,700  TEU  container  vessel.  This  was  partially  offset  by  proceeds  of  $15.0  million  received  in  2022,  from  the 
redemption of Frontline shares, NorAm Drilling bonds and NT Rig Holdco bonds.

Financing activities used cash of $262.1 million in 2023, compared to providing net cash of $178.4 million in 2022. The net 
outflow in 2023 compared to the inflow in 2022, was mainly the result of an outflow of $205.8 million from repurchases of own 
bonds  in  2023,  with  no  such  payments  in  2022.  In  addition,  there  were  higher  debt  repayments  of  $781.1  million  in  2023, 
compared to $611.3 million in 2022. Proceeds from the issuance of short-term and long-term debt were $944.6 million in 2023, 
compared to $959.6 million in 2022. 

During 2023, we paid four dividends totaling $0.97 per common share (2022: four dividends totaling $0.88 per common share), 
or a total of $123.0 million (2022: $111.6 million). All dividends paid in 2023 and 2022 were cash payments. Please see “Item 
8.  Financial  Information—A.  Consolidated  Statement  and  Other  Financial  Information—Dividend  Policy”.  Since  2020,  we 
have implemented a dividend reinvestment plan, or DRIP, to facilitate investments by individual and institutional shareholders 
who  wish  to  invest  the  dividend  payments  received  in  respect  of  our  common  shares  owned  or  other  cash  amounts,  in  the 
Company's  common  shares  on  a  regular  basis,  one  time  basis  or  otherwise.  See  “Item  10.  Additional  Information  –  B. 
Memorandum and Articles of Association” and “Note 23: Share Capital, Additional Paid-In Capital and Contributed Surplus” 
for further information on the DRIP program.

Borrowings

As of December 31, 2023, we had total short-term and long-term debt outstanding of $2.2 billion (December 31, 2022: $2.2 
billion). 

88

The following table presents an overall summary of our borrowings as of December 31, 2023:

(in millions of $)

Unsecured borrowings:

NOK700 million senior unsecured floating rate bonds due 2024

NOK600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

8.875% senior unsecured sustainability-linked bonds due 2027

Total bonds

U.S. dollar denominated floating rate debt due through 2029

U.S. dollar denominated fixed rate debt due 2026

Lease debt financing due through 2033

Total borrowings

Finance lease liabilities

Finance lease liabilities in associated companies (1)

Total borrowings and lease liabilities

December 31, 2023

Outstanding balance on loan

68.4 

58.1 

150.0 

150.0 

426.5 

1,014.8 

148.9 

573.5 

2,163.7 

419.3 

197.1 

2,780.1 

(1) This represents 49.9% of the finance lease liabilities within River Box. 

Due  to  the  discontinuance  of  LIBOR  after  June  30,  2023,  and  notwithstanding  the  automatic  conversion  mechanisms  to 
alternative  rates,  we  have  entered  into  amendment  agreements  to  existing  loan  agreements  for  the  transition  from  LIBOR  to 
SOFR. We have elected to apply the optional expedient pursuant to ASC 848 for contracts within the scope of ASC 470. This 
meant that we accounted for amendments to loan agreements which related solely to the replacement of LIBOR as a benchmark 
rate to SOFR as if the modification was not substantial and thus a continuation of the existing contract. 

In May 2013, SFL Hercules entered into a $375.0 million six-year term loan and revolving credit facility with a syndicate of 
banks to partly finance the acquisition of the harsh environment semi-submersible drilling rig Hercules. The facility was repaid 
early  in  full  in  May  2023.  Similarly  in  October  2013,  SFL  Linus  Ltd.  (“SFL  Linus”),  our  subsidiary,  entered  into  a  $475.0 
million five-year term loan and revolving credit facility with a syndicate of banks to partly finance the acquisition of the jack-up 
rig Linus and in April 2023, the facility was repaid early in full.

In June 2014, seven subsidiaries entered into a $45.0 million secured term loan and revolving credit facility with a bank. The 
proceeds  of  the  facility  were  used  to  partly  fund  the  acquisition  of  seven  4,100  TEU  container  vessels.  As  of  December  31, 
2023, the amount outstanding under this facility was $32.5 million, and the available amount under the revolving part of the 
facility was $0.0 million. The facility bears interest at SOFR plus a margin and had an original term of five years. In June 2019 
and further more in June 2021, the terms of the loan were amended and restated, and the facility now matures in June 2025. The 
facility is secured against the subsidiaries' assets and a guarantee from us. The facility contains a minimum value covenant and 
also covenants that require us to maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

In September 2014, two subsidiaries entered into a $20.0 million secured term loan facility with a bank. The proceeds of the 
facility  were  used  to  partly  fund  the  acquisition  of  two  5,800  TEU  container  vessels.  As  of  December  31,  2023,  the  amount 
outstanding under this facility was $12.0 million. The facility bears interest at SOFR plus a margin and has a term of five years. 
In September 2019, the terms of the loan were amended and restated, and the facility now matures in March 2024. The facility 
is secured against the subsidiaries' assets and a guarantee from us. The facility contains a minimum value covenant, which is 
only applicable if there is an early termination of any of the charters attached to the vessels. The facility also contains covenants 
that require us to maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

In  August  2017,  two  of  our  wholly-owned  subsidiaries  entered  into  a  $76.0  million  secured  term  loan  facility  with  a  bank, 
secured against two product tanker vessels, which were delivered in August 2017. We have provided a corporate part guarantee 
for this facility, which bears interest at SOFR plus a margin and has a term of seven years. As of December 31, 2023, the net 
amount outstanding was $43.5 million. The facility contains a minimum value covenant, which is only applicable if there is a 
default under any of the charters attached to the vessels, or 12 months prior to the maturity date of the facility, whichever falls 
earlier. The facility also contains covenants that require us to maintain certain minimum levels of free cash, working capital and 
adjusted book equity ratios.

89

 
 
 
 
 
 
 
 
 
 
 
 
On  April  23,  2018,  we  issued  a  senior  unsecured  convertible  bond  totaling  $150.0  million.  Additional  bonds  were  issued  on 
May 4, 2018 at a principal amount of $14.0 million. During 2018, 2019, 2020, 2021 and 2023 we made net purchases of bonds 
with principal amounts totaling $12.3 million, $3.4 million, $8.4 million, $2.0 million and $53.0 million respectively. Interest 
on the bonds was fixed at 4.875% per annum and was payable in cash quarterly in arrears on February 1, May 1, August 1 and 
November 1. The bonds were convertible into our common shares and matured on May 1, 2023. At this date we redeemed the 
full outstanding amount of $84.9 million. 

On  September  13,  2018,  we  issued  a  senior  unsecured  bond  totaling  NOK600  million  in  the  Norwegian  credit  market.  The 
bonds bore quarterly interest at NIBOR plus a margin and were redeemable in full on September 13, 2023. In July 2019, we 
conducted a tap issue of NOK100 million under these existing senior unsecured bonds. The bonds were issued at 101.625% of 
par, and the new outstanding amount after the tap issue was NOK700 million. During 2023, we made net purchases of bonds 
with  principal  amounts  totaling  NOK293  million.  The  full  outstanding  amount  of  NOK407  million  was  redeemed  at  the 
maturity date. 

In December 2018, two of our wholly-owned subsidiaries entered into a $17.5 million secured term loan facility with a bank. 
The proceeds of the facility were used to partly fund two Supramax dry bulk carriers. In November 2023, the facility was repaid 
early in full. The facility bore interest at SOFR plus a margin and had a term of approximately five years from delivery of the 
vessels.  The  facility  was  secured  by  the  subsidiaries'  assets  and  a  corporate  part  guarantee  from  us.  The  facility  contained  a 
minimum value covenant, which was only applicable if there was an early termination of any of the charters attached to the 
vessels. The facility also contained covenants that required us to maintain certain minimum levels of free cash, working capital 
and adjusted book equity ratios.

In February 2019, three of our wholly-owned subsidiaries entered into a $24.9 million senior secured term loan facility with a 
bank. The proceeds of the facility were used to partly fund three Supramax dry bulk carriers. In December 2023, the facility 
was  repaid  early  in  full.  The  facility  bore  interest  at  SOFR  plus  a  margin  and  had  a  term  of  approximately  five  years  from 
delivery of the vessels. The facility was secured by the subsidiaries' assets and a corporate part guarantee from us. The facility 
contained  a  minimum  value  covenant,  which  was  only  applicable  if  there  was  an  early  termination  of  any  of  the  charters 
attached to the vessels. The facility also contained covenants that required us to maintain certain minimum levels of free cash, 
working capital and adjusted book equity ratios.

In June 2019, we issued a senior unsecured bond loan totaling NOK700 million in the Norwegian credit market. The bonds bear 
quarterly  interest  at  NIBOR  plus  a  margin  and  are  redeemable  in  full  in  June  2024.  During  2020,  we  purchased  bonds  with 
principal amounts totaling NOK5 million equivalent to $0.5 million. No bonds were purchased between 2021 and 2023. The net 
amount outstanding as of December 31, 2023 was NOK695 million, equivalent to $68.4 million. The bond agreement contains 
covenants that require us to maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

In June 2019, five of our subsidiaries entered into a $33.1 million term loan facility with a syndicate of banks. We provided a 
corporate guarantee for this facility, which bore interest at LIBOR plus a margin and had a term of approximately four years. 
Although  the  facility  is  unsecured,  we  are  acting  as  guarantor.  In  March  2020,  $4.25  million  of  this  facility  was  repaid 
following  the  sale  of  these  five  offshore  support  vessels  in  February,  March  and  May  2020.  The  facility  matured  in  January 
2023 and was fully repaid.

In January 2020, we issued a senior unsecured bond loan totaling NOK600 million in the Norwegian credit market. The bonds 
bear quarterly interest at NIBOR plus a margin and are redeemable in January 2025. During 2020, we purchased bonds with 
principal  amounts  totaling  NOK60  million  equivalent  to  $6.0  million.  No  bonds  were  purchased  in  2021  and  2022.  In 
December 2022, the Company resold NOK50 million equivalent to $5.0 million of the bonds which had been repurchased in 
2020.  The  net  amount  outstanding  as  of  December  31,  2023  was  NOK590  million,  equivalent  to  $58.1  million.  The  bond 
agreement  contains  covenants  that  require  us  to  maintain  certain  minimum  levels  of  free  cash,  working  capital  and  adjusted 
book equity ratios.

In March 2020, two of our subsidiaries entered into a $40.0 million senior secured term loan facility with a bank. The facility 
was  secured  against  two  Suezmax  tankers.  We  had  provided  a  corporate  guarantee  for  this  facility,  which  bore  interest  at 
LIBOR plus a margin and had a term of approximately two years. In March 2022, the terms of the loan were amended to bear 
interest at SOFR plus a margin and the loan was extended by a year. The facility was fully repaid in March 2023. The facility 
contained a minimum value covenant and covenants that required us to maintain certain minimum levels of free cash, working 
capital and adjusted book equity ratios.

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In  March  2020,  four  of  our  wholly-owned  subsidiaries  entered  into  a  $175.0  million  term  loan  facility  with  a  syndicate  of 
banks, secured against four 8,700 TEU container vessels. We have provided a corporate part guarantee for this facility, which 
bears  interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  five  years.  The  net  amount  outstanding  as  of 
December  31,  2023,  was  $108.7  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to 
maintain certain minimum levels of free cash, working capital and adjusted book equity ratios.

In May 2020, one of our wholly-owned subsidiaries entered into a $50.0 million senior secured term loan facility with a bank, 
which  bore  interest  at  LIBOR  plus  a  margin  and  had  a  term  of  approximately  five  years.  The  facility  was  secured  against  a 
308,000 dwt VLCC. In August 2023, the facility was repaid early in full. The facility contained a minimum value covenant and 
covenants that required us to maintain certain book equity ratios.

In November 2020, one of our wholly-owned subsidiaries entered into a $50.0 million senior secured term loan facility with a 
bank, secured against a container vessel. We have provided a corporate guarantee for this facility, which bears interest at SOFR 
plus a margin and has a term of approximately four years. The net amount outstanding as of December 31, 2023, was $35.0 
million. The facility contains a minimum value covenant and covenants that require us to maintain certain minimum levels of 
free cash, working capital and adjusted book equity ratios.

In February 2021, one of our wholly-owned subsidiaries entered into a $51.0 million term loan facility with a bank, secured 
against a container vessel. We have provided a corporate part guarantee for this facility, which bears interest at SOFR plus a 
margin and with a term of approximately four years. The net amount outstanding as of December 31, 2023, was $39.0 million. 
The facility contains a minimum value covenant and covenants that require us to maintain certain minimum levels of free cash, 
working capital and debt ratios.

In April 2021, one of our wholly-owned subsidiaries entered into a $51.0 million term loan facility with a bank, secured against 
a container vessel. We have provided a corporate guarantee for this facility, which bears interest at SOFR plus a margin and 
with a term of approximately four years. The net amount outstanding as of December 31, 2023, was $40.1 million. The facility 
contains a minimum value covenant and covenants that require us to maintain certain minimum levels of free cash, working 
capital and debt ratios.

In May 2021, we issued a senior unsecured sustainability-linked bond totaling $150.0 million in the Nordic credit market. The 
bonds bear quarterly interest at a fixed rate of 7.25% per annum and are redeemable in full on May 12, 2026. The net amount 
outstanding  as  of  December  31,  2023  was  $150.0  million.  By  the  maturity  date  of  the  bond,  we  aim  to  have  committed  an 
amount at least equal to the size of the issue on upgrades of existing vessels and/or vessel acquisitions. 

In September 2021, two of our wholly-owned subsidiaries owning the two newly acquired 6,800 TEU container vessels entered 
into sale and leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. 
The sales price for each vessel was $65.0 million, totaling $130.0 million. The vessels were leased back for a term of six years, 
with options to purchase each vessel at the end of the fifth and sixth year. These two transactions did not qualify as sales under 
the U.S. GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The net combined amount 
outstanding as of December 31, 2023 was $98.9 million.

In  December  2021,  one  of  our  wholly-owned  subsidiaries  entered  into  a  $35.0  million  senior  term  loan  facility  with  a  bank, 
secured against a container vessel. We have provided a corporate part guarantee for this facility, which bears interest at SOFR 
plus  a  margin  and  has  a  term  of  approximately  seven  years.  The  net  amount  outstanding  as  of  December  31,  2023,  was 
$30.9  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to  maintain  certain  minimum 
levels of free cash, working capital and debt ratios.

In December 2021, three of our wholly-owned subsidiaries entered into a $107.3 million term loan facility with a bank, secured 
against three Suezmax tankers. One of the vessels was delivered in 2021, and $35.8 million of the facility was drawn down. 
Two  vessels  were  delivered  in  2022  and  the  remaining  $71.5  million  of  the  facility  was  drawn  down.  We  have  provided  a 
corporate  part  guarantee  for  this  facility,  which  bears  interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  five 
years.  The  net  amount  outstanding  as  of  December  31,  2023,  was  $95.7  million.  The  facility  contains  a  minimum  value 
covenant and covenants that require us to maintain certain minimum levels of free cash, working capital and debt ratios.

In  March  2022,  four  of  our  wholly-owned  subsidiaries  entered  into  a  $100.0  million  term  loan  facility  with  a  bank,  secured 
against four product tankers. We have provided a corporate part guarantee for this facility, which bears interest at SOFR plus a 
margin and with a term of approximately five years. The net amount outstanding as of December 31, 2023, was $82.3 million. 
The  facility  contains  a  minimum  value  covenant  and  covenants  that  required  us  to  maintain  certain  minimum  levels  of  free 
cash, working capital and debt ratios.

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In April 2022, two of our wholly-owned subsidiaries owning two 6,500 CEU car carriers, Composer and Conductor, entered 
into sale and leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. 
The sales prices for the vessels were $23.5 million and $25.3 million, respectively. The vessels were leased back for a term of 
approximately  three  years,  with  options  to  purchase  each  vessel  at  the  end  of  the  third  year.  These  two  transactions  did  not 
qualify as sales under the U.S. GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net amounts outstanding as of December 31, 2023 were $16.3 million and $18.0 million, respectively.

In September 2022, two of our wholly-owned subsidiaries entered into a $23.0 million term loan facility with a bank, secured 
against  two  dry  bulk  carriers.  We  have  provided  a  corporate  guarantee  for  this  facility,  which  bears  interest  at  SOFR  plus  a 
margin  and  with  a  term  of  approximately  one  year.  During  August  2023,  the  terms  of  loan  were  amended  and  the  loan  was 
extended by a further one year. The net amount outstanding as of December 31, 2023, was $17.2 million. The facility contains a 
minimum value covenant and covenants that required us to maintain certain minimum levels of free cash, working capital and 
debt ratios.

In September 2022, eight of our wholly-owned subsidiaries entered into a $115.0 million term loan facility with a bank, secured 
against eight dry bulk carriers. We have provided a corporate part guarantee for this facility, which bears interest at SOFR plus 
a  margin  and  with  a  term  of  approximately  three  years.  The  net  amount  outstanding  as  of  December  31,  2023,  was 
$90.0  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to  maintain  certain  minimum 
levels of free cash, working capital and debt ratios.

In September 2022, we and six of our wholly-owned subsidiaries entered into a $290.0 million term loan facility with a bank. 
The facility served as a temporary source of finance for vessel acquisitions, with a term of approximately six months. Our six 
wholly-owned subsidiaries provided a corporate part guarantee for this facility, which bore interest at SOFR plus a margin. The 
facility was partly repaid in 2022 and the remaining amount was fully repaid in February 2023. It also contained a minimum 
value covenant and covenants that required us to maintain certain minimum levels of free cash, working capital and debt ratios.

In October and December 2022, two of our wholly-owned subsidiaries owning two 14,000 TEU container vessels entered into 
sale and leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. The 
sales  price  for  each  vessel  was  $120.0  million,  totaling  $240.0  million.  The  vessels  were  leased  back  for  a  term  of 
approximately seven years, with options to purchase each vessel at the end of the seventh year. These two transactions did not 
qualify as sales under the U.S. GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net combined amount outstanding as of December 31, 2023 was $218.1 million.

In  January  2023,  four  of  our  wholly-owned  subsidiaries  entered  into  a  $144.6  million  term  loan  facility  with  a  syndicate  of 
banks, secured against four Suezmax tankers. We have provided a corporate guarantee for this facility, which bears interest at 
SOFR plus a margin and has a term of approximately three years. The net amount outstanding as of December 31, 2023, was 
$136.9  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to  maintain  certain  minimum 
levels of free cash, working capital and debt ratios.

In February 2023, we issued a senior unsecured sustainability-linked bond totaling $150.0 million in the Nordic credit market. 
The bond was issued at a price of 99.58%. The difference between the face value and market value of the bond of $0.6 million 
will be amortized as an interest expense over the life of the bond. The bonds bear quarterly interest at a fixed rate of 8.875% of 
the nominal value per annum and are redeemable in full on February 1, 2027. The net amount outstanding as of December 31, 
2023, was $150.0 million. By the maturity date of the bond, the Company aims to have committed an amount at least equal to 
the size of the issue on upgrades of existing vessels and/or vessel acquisitions. 

In  March  2023,  one  of  our  wholly-owned  subsidiaries  entered  into  a  $23.3  million  term  loan  facility  with  a  bank,  secured 
against the pre-delivery contract for a dual-fuel 7,000 CEU newbuilding car carrier. During the year ended December 31, 2023, 
$18.6 million of the available facility was drawn down. We have provided a corporate guarantee for this facility, which bears 
interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  one  year.  The  net  amount  outstanding  as  of  December  31, 
2023,  was  $18.6  million.  The  facility  contains  covenants  that  require  us  to  maintain  certain  minimum  levels  of  free  cash, 
working capital and debt ratios.

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In  March  2023,  one  of  our  wholly-owned  subsidiaries  entered  into  a  $23.3  million  term  loan  facility  with  a  bank,  secured 
against the pre-delivery contract for a dual-fuel 7,000 CEU newbuilding car carrier. During the year ended December 31, 2023, 
$13.9 million of the available facility was drawn down. We have provided a corporate guarantee for this facility, which bears 
interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  one  year.  The  net  amount  outstanding  as  of  December  31, 
2023,  was  $13.9  million.  The  facility  contains  covenants  that  require  us  to  maintain  certain  minimum  levels  of  free  cash, 
working capital and debt ratios.

In April 2023, one of our wholly-owned subsidiaries entered into a bilateral $150.0 million senior secured term loan facility, 
secured  against  a  jack-up  drilling  rig.  We  have  provided  a  full  corporate  guarantee  for  this  facility,  which  bears  interest  at  a 
fixed  rate  and  has  a  term  of  approximately  three  years.  The  net  amount  outstanding  as  of  December  31,  2023,  was 
$148.9  million.  The  facility  contains  a  minimum  value  covenant  and  covenants  that  require  us  to  maintain  certain  minimum 
levels of free cash, working capital and debt ratios.

In  April  2023,  one  of  our  wholly-owned  subsidiaries  owning  a  4,900  CEU  car  carrier  entered  into  a  sale  and  leaseback 
transaction for this vessel, through a Japanese operating lease with call option financing structure. The sales price for the vessel 
was $45.0 million. The vessel was leased back for a term of approximately five years, with the option to purchase the vessel at 
the end of the fifth year. The transaction did not qualify as a sale under the U.S. GAAP sale and leaseback guidance and have 
thus been recorded as a financing arrangement. The net amount outstanding as of December 31, 2023 was $41.7 million.

In  May  2023,  one  of  our  wholly-owned  subsidiaries  owning  a  2,500  TEU  container  vessel  entered  into  a  sale  and  leaseback 
transaction for this vessel, through a Japanese operating lease with call option financing structure. The sales price for the vessel 
was $38.5 million. The vessel was leased back for a term of approximately nine years, with the option to purchase the vessel 
after  approximately  six  or  seven  years.  The  transaction  did  not  qualify  as  a  sale  under  the  U.S.  GAAP  sale  and  leaseback 
guidance  and  has  been  recorded  as  a  financing  arrangement.  The  net  amount  outstanding  as  of  December  31,  2023  was 
$37.3 million.

In  May  2023,  one  of  our  wholly-owned  subsidiaries  entered  into  a  $150.0  million  senior  secured  term  loan  facility  with  a 
syndicate  of  banks,  secured  against  a  harsh  environment  semi-submersible  drilling  rig.  We  have  provided  a  full  corporate 
guarantee for this facility, which bears interest at SOFR plus a margin and has a term of approximately three years. The net 
amount outstanding as of December 31, 2023, was $150.0 million. The facility contains covenants that require us to maintain 
certain minimum levels of free cash, working capital and debt ratios.

In May 2023, we entered into a $8.4 million senior unsecured term loan facility with a bank, for general corporate purposes. 
The facility bears interest at SOFR plus a margin and has a term of approximately three years. The net amount outstanding as of 
December 31, 2023, was $8.4 million. The facility contains covenants that require us to maintain certain minimum levels of free 
cash, working capital and debt ratios.

In  March  2023,  two  of  our  wholly-owned  subsidiaries  owning  two  newbuild  7,000  CEU  car  carriers  entered  into  sale  and 
leaseback transactions for these vessels, through Japanese operating leases with a call option financing structure. The sale and 
leaseback transactions were completed in September and November 2023. The sales prices for each vessel was $72.2 million, 
totaling  $144.4  million.  The  vessels  were  leased  back  for  a  term  of  approximately  12  years,  with  the  Company's  option  to 
purchase the vessels after approximately 10 years. These two transactions did not qualify as sales under the U.S. GAAP sale 
and leaseback guidance and have thus been recorded as financing arrangements. The net combined amount outstanding as of 
December 31, 2023 was $143.1 million.

In  December  2021,  one  of  our  wholly-owned  subsidiaries  entered  into  a  general  share  lending  agreement  and  as  of 
December  31,  2023,  11.8  million  of  the  Company's  shares  were  in  the  custody  of  the  bank.  This  facility  provides  a 
$60.0 million cash loan collateral to us in connection with the shares lent. The facility is repayable on demand, by either party 
to the agreement. We drew down $60.0 million in December 2023. The facility bears interest at the U.S. Federal Funds Rate 
(EFFR) plus a margin. The net amount outstanding as of December 31, 2023, was $60.0 million.

As of December 31, 2023, the three-month Norwegian kroner NIBOR was 4.73% , the SOFR was 5.38% and the EFFR was 
5.33%.

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Loan Covenants 

Certain of our financing agreements discussed above, have, among other things, the following financial covenants, as amended 
or waived, which are tested quarterly, the most stringent of which require us (on a consolidated basis) to maintain:

a book equity ratio of minimum 0.20 to 1.0;
a positive working capital; and

•
•
• minimum  liquidity  of  at  least  $25.0  million,  including  undrawn  credit  lines  with  a  remaining  term  of  at  least  six 

months.

Our financing agreements discussed above have, among other things, restrictive covenants which, to the extent triggered, would 
restrict our ability to:

i.

declare, make or pay any dividend, charge, fee or other distribution (whether in cash or in kind) on or in respect of its 
share capital (or any class of its share capital);

ii. pay any interest or repay any principal amount (or capitalized interest) on any debt to any of its shareholders;
iii.
iv. enter into any transaction or arrangement having a similar effect as described in (i) through (iii) above.

redeem, repurchase or repay any of its share capital or resolve to do so; or

Our secured credit facilities may be secured by, among other things: 

•
•
•
•

a first priority mortgage over the relevant collateralized vessels;
a first priority assignment of earnings, insurances and charters from the mortgaged vessels for the specific facility;
a pledge of earnings generated by the mortgaged vessels for the specific facility; and
a pledge of the equity interests of each vessel owning subsidiary under the specific facility.

A violation of any of the financial covenants contained in our financing agreements described above may constitute an event of 
default  under  the  relevant  financing  agreement,  which,  unless  cured  within  the  grace  period  set  forth  under  the  financing 
agreement, if applicable, or waived or modified by our lenders, provides our lenders, by notice to the borrowers, with the right 
to, among other things, cancel the commitments immediately, declare that all or part of the loan, together with accrued interest, 
and all other amounts accrued or outstanding under the agreement, be immediately due and payable, enforce any or all security 
under the security documents, and/or exercise any or all of the rights, remedies, powers or discretions granted to the facility 
agent or finance parties under the finance documents or by any applicable law or regulation or otherwise as a consequence of 
such event of default.

Furthermore, certain of our financing agreements contain a cross-default provision that may be triggered by a default under one 
of  our  other  financing  agreements.  A  cross-default  provision  means  that  a  default  on  one  loan  would  result  in  a  default  on 
certain of our other loans. Because of the presence of cross-default provisions in certain of our financing agreements, the refusal 
of any one lender under our financing agreements to grant or extend a waiver could result in certain of our indebtedness being 
accelerated,  even  if  our  other  lenders  under  our  financing  agreements  have  waived  covenant  defaults  under  the  respective 
agreements.  If  our  secured  indebtedness  is  accelerated  in  full  or  in  part,  it  would  be  very  difficult  in  the  current  financing 
environment for us to refinance our debt or obtain additional financing and we could lose our vessels and other assets securing 
our financing agreements if our lenders foreclose their liens, which would adversely affect our ability to conduct our business.

Moreover, in connection with any waivers of or amendments to our financing agreements that we have obtained, or may obtain 
in the future, our lenders may impose additional operating and financial restrictions on us or modify the terms of our existing 
financing  agreements.  These  restrictions  may  further  restrict  our  ability  to,  among  other  things,  pay  dividends,  make  capital 
expenditures  or  incur  additional  indebtedness,  including  through  the  issuance  of  guarantees.  In  addition,  our  lenders  may 
require the payment of additional fees, require prepayment of a portion of our indebtedness to them, accelerate the amortization 
schedule for our indebtedness and increase the interest rates they charge us on our outstanding indebtedness.

Minimum Value Covenants

Most  of  our  loan  facilities  are  secured  with  mortgages  on  vessels.  As  of  December  31,  2023,  we  had  borrowings  totaling 
$0.5  billion  with  minimum  value  covenants  which  are  tested  on  a  regular  basis.  These  borrowings  were  secured  against  21 
vessels and one rig which had combined charter-free market values totaling approximately $1.2 billion. A reduction of 10% in 
charter-free market values in 2023 would not result in any material prepayments or reduction in availability on revolving credit 
facilities, after scheduled loan repayments and prepayments in the year.

94

 
In  addition,  as  of  December  31,  2023,  we  had  borrowings  totaling  $0.4  billion  with  conditional  minimum  value  covenants 
which  are  only  tested  if  the  charter  which  the  vessel  is  employed  is  terminated  or  about  to  expire.  These  borrowings  were 
secured against 19 vessels which had combined charter-free market values totaling approximately $0.9 billion. 

As of December 31, 2023, we were in compliance with all of the financial covenants contained in our financing agreements.

Debt and Lease Liabilities in Associated Companies 

River  Box  was  previously  a  wholly-owned  subsidiary  of  ours.  It  holds  investments  in  direct  financing  leases,  through  its 
subsidiaries, related to the 19,200 and 19,400 TEU containerships, MSC Anna, MSC Viviana, MSC Erica and MSC Reef which 
were chartered-in on a bareboat basis, each for a period of 15 years from delivery by the shipyard. The four vessels are also 
chartered-out  for  the  same  15-year  period  on  a  bareboat  basis  to  MSC,  an  unrelated  party.  On  December  31,  2020,  we  sold 
50.1% of the shares of River Box to a subsidiary of Hemen, a related party. Following the sale of River Box, the investments in 
the four container vessels accounted for as direct financing leases of $540.9 million and its related finance lease liabilities of 
$464.7 million had been derecognized from our consolidated financial statements. As of December 31, 2023, our share of the 
direct financing leases and finance lease liabilities within River Box were $234.6 million and $197.1 million respectively. 

There were no outstanding bank loans in associated companies as of December 31, 2023 and December 31, 2022. 

Finance Lease Liabilities

In  2018,  we  acquired  four  14,000  TEU  container  vessels  and  three  10,600  TEU  container  vessels,  which  were  subsequently 
refinanced with an Asian based financial institution by entering into separate sale and leaseback financing arrangements. The 
vessels are leased back for terms ranging from six to 11 years, with options to purchase the vessel after six years. Due to the 
terms of the sale and leaseback arrangements, each option is expected to be exercised on the sixth anniversary. These sale and 
leaseback transactions were accounted for as vessels under finance leases. As of December 31, 2023, the outstanding finance 
lease liability balance for these leases was $419.3 million.

Derivatives

Due  to  the  discontinuance  of  LIBOR  after  June  30,  2023,  and  notwithstanding  the  automatic  conversion  mechanisms  to 
alternative rates, we have entered into amendment agreements to existing swap agreements for the transition from LIBOR to 
SOFR. We have elected to apply the optional expedient pursuant to ASC 848 for contracts which are designated as cash flow 
hedges within the scope of ASC 815. This meant that we were not required to de-designate hedging relationships as a result of 
changes to loan and swap agreements which related solely to the replacement of LIBOR as a benchmark rate to SOFR.

We use financial instruments to reduce the risk associated with fluctuations in interest rates. As of December 31, 2023, we and 
our consolidated subsidiaries had entered into interest rate swap contracts with a combined notional principal amount of $0.4 
billion whereby variable SOFR interest rates plus applicable credit adjustment spreads are swapped for fixed interest rates. The 
fixed interest rates, including the impact of credit adjustment spreads are between 0.19% per annum and 1.88% per annum. We 
also entered into currency swap contracts, related to our NOK700 million bond (due 2024) and our NOK600 million bond (due 
2025) denominated in Norwegian kroner, with notional principal amounts of NOK420 million ($48.3 million), NOK280 million 
($32.2 million) and NOK600 million ($67.5 million) whereby variable NIBOR interest rates including additional margins are 
swapped  for  variable  SOFR  rates  including  additional  margins.  The  eventual  settlement  of  the  bonds  will  have  an  effective 
exchange rate of NOK8.69 = $1, NOK8.70 = $1 and NOK8.88 = $1 respectively. The overall effect of our swaps is to fix the 
interest rate on approximately $0.4 billion of our floating rate debt. As of December 31, 2023, the weighted average interest rate 
for our floating rate debt denominated in U.S. dollars and Norwegian kroner which takes into consideration the effect of our 
interest rate and cross currency swaps is 6.49% per annum including margin.

The effect of the above swap contracts is to substantially reduce our exposure to interest rate and exchange rate fluctuations, 
further analysis of which is presented in “Item 11 - Quantitative and Qualitative Disclosures about Market Risk”. 

At the date of this report, we were not party to any other interest rate or currency derivative contracts.

95

Equity

On  April  23,  2018,  we  issued  a  4.875%  senior  unsecured  convertible  bond  totaling  $150.0  million.  Additional  bonds  were 
issued on May 4, 2018 at a principal amount of $14.0 million. The bonds were convertible into common shares and matured on 
May 1, 2023. At this date, we redeemed the full outstanding amount under the 4.875% senior unsecured convertible bonds due 
2023.  The  conversion  right  was  not  worth  more  than  par  value  of  the  instrument  at  the  maturity  date  and  the  remaining 
outstanding principal of $84.9 million was settled in cash. Also in connection with the issuance of this convertible bond in April 
2018,  we  issued  a  total  of  3,765,842  new  common  shares,  par  value  $0.01  per  share,  from  up  to  7,000,000  issuable  under  a 
share  lending  arrangement.  The  shares  issued  had  been  loaned  to  affiliates  of  the  underwriters  of  the  bond  issue  in  order  to 
assist investors in the bonds to hedge their position. During the year ended December 31, 2023, 3,765,142 of the loaned shares 
were transferred into the custody of another counterparty under a general share lending agreement. It was determined that the 
transaction qualified for equity classification, and as of the date of inception and as of December 31, 2023, the fair value was 
determined to be nil. The remaining 700 shares are held with the Company's transfer agent.

On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  the  Company’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  the 
Company filed a registration statement on Form F-3ASR (Registration No. 333-264330) to register the sale of up to 10,000,000 
common shares pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms 
of the plan, we may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

In May 2020, the Company entered into an equity distribution agreement with BTIG under which the Company may, from time 
to  time,  offer  and  sell  new  common  shares  having  aggregate  sales  proceeds  of  up  to  $100.0  million  through  the  2020  ATM 
Program. The Company had sold 11.4 million of its common shares and received net proceeds of $90.2 million, under the 2020 
ATM Program. In April 2022, the Company entered into an amended and restated equity distribution agreement with BTIG, 
under which the Company may, from time to time, offer and sell new common shares up to $100.0 million, through the 2022 
ATM Program with BTIG. Under this agreement, the prior 2020 ATM Program established in May 2020 was terminated and 
replaced with the renewed 2022 ATM Program. On April 28, 2023, in connection with the 2022 ATM Program, the Company 
filed  a  new  registration  statement  on  Form  F-3ASR  (Registration  No.  333-271504)  and  an  accompanying  prospectus 
supplement  with  the  SEC  to  register  the  offer  and  sale  of  up  to  $100.0  million  common  shares  pursuant  to  the  2022  ATM 
Program. No common shares have been sold under the 2022 ATM Program.

No  new  common  shares  were  issued  and  sold  under  the  DRIP  and  ATM  arrangements  during  the  year  ended  December  31, 
2023.

On May 8, 2023, the Board of Directors authorized the Share Repurchase Program of up to an aggregate of $100.0 million of 
our  common  shares  until  June  30,  2024  ("Share  Repurchase  Program").  During  the  year  ended  December  31,  2023,  we 
repurchased a total of 1,095,095 shares, at an average price of approximately $9.27 per share, with principal amounts totaling 
$10.2 million. We have $89,847,972 remaining under the authorized Share Repurchase Program.

In  November  2016,  the  Board  of  Directors  renewed  our  Share  Option  Scheme,  originally  approved  in  November  2006.  The 
Option Scheme permits the Board of Directors, at its discretion, to grant options to our employees, officers and directors or our 
subsidiaries. The fair value cost of options granted is recognized in the statement of operations, with a corresponding amount 
credited to additional paid in capital. The additional paid-in capital arising from share options granted was $1.6 million in 2023.

In  February  2023,  we  awarded  a  total  of  440,000  options  to  officers,  employees  and  directors,  pursuant  to  our  Share  Option 
Scheme.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2024 onwards. The initial strike price was $10.34 per share.

In  February  2024,  we  awarded  a  total  of  440,000  options  to  officers,  employees  and  directors,  pursuant  to  our  Share  Option 
Scheme.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2025 onwards. The initial strike price was $12.02 per share.

During  the  year  ended  December  31,  2023,  68,000  share  options  expired.  At  the  date  of  expiry  the  options  had  a  weighted 
average exercise price of $9.47 per share and an intrinsic value of $0.0 million.

In January 2024, we issued a total of 43,708 new common shares pursuant to Share Option Scheme following the exercise of 
100,000 share options. The weighted average exercise price of the options exercised was $6.62 per share and the total intrinsic 
value of the options exercised was $0.5 million.

96

During 2023, we paid four dividends totaling $0.97 per common share, or a total of $123.0 million. No dividends were paid 
from contributed surplus.

On February 14, 2024, the Board of Directors declared a dividend of $0.26 per share which will be paid in cash on or around 
March 28, 2024 to shareholders of record as of March 15, 2024.

Following the above transactions, as of December 31, 2023, our issued and fully paid share capital balance was $1.4 million, 
our additional paid-in capital was $618.2 million and our contributed surplus balance was $424.6 million.

Contractual Commitments

As of December 31, 2023, we had the following contractual obligations and commitments:

Less than 
1 year

Payment due by period
1–3 
years

3–5 
years

After 5 
years

NOK700 million senior unsecured bonds 2024

NOK700 million senior unsecured bonds 2025

7.25% senior unsecured sustainability-linked bonds due 2026

U.S. dollar denominated fixed rate debt due 2026

8.875% senior unsecured sustainability-linked bonds due 2027

Floating rate long-term debt

Lease debt financing (2)
Total debt repayments

Total interest payments (1)

Interest on lease debt financing (2)

Finance lease obligations

Finance lease obligations in associated companies (3)

Interest on finance lease liabilities

Interest on finance lease liabilities in associated companies (3)
Commitments under shipbuilding contracts (4)

(in millions of $)

68.4 

— 

— 

1.5 

— 

298.8 

64.2 
432.9 

98.0 

19.8 

419.3 

14.1 

14.5 

12.6 
77.5 

— 

58.1 

150.0 

147.4 

— 

587.8 

144.2 
  1,087.5 

100.8 

28.7 

— 

14.3 

— 

11.7 
— 

— 

— 

— 

— 

150.0 

107.6 

159.9 
417.5 

12.2 

20.0 

— 

31.5 

— 

20.4 
— 

Total

68.4 

58.1 

150.0 

148.9 

150.0 

— 

— 

— 

— 

— 

20.6 

  1,014.8 

205.2 
225.8 

573.5 
  2,163.7 

0.6 

41.5 

— 

137.2 

— 

29.7 
— 

211.6 

110.0 

419.3 

197.1 

14.5 

74.4 
77.5 

Total contractual cash obligations

  1,088.7 

  1,243.0 

501.6 

434.8 

  3,268.1 

(1) Interest  payments  are  based  on  the  existing  borrowings  of  the  consolidated  subsidiaries.  It  is  assumed  that  no  further 
refinancing of existing loans takes place and that there is no repayment on revolving credit facilities. Interest rate swaps 
have not been included in the calculation. The interest has been calculated using the five-year U.S. dollar swap of 3.92%, 
the five-year NOK swap of 4.69% and the exchange rate of NOK10.53 = $1.00 as of March 12, 2024, plus agreed margins. 
Interest on fixed rate loans is calculated using the contracted interest rates.

(2) Interest on lease debt financing relate to interest paid on the sale and leaseback transactions through a Japanese operating 
lease with call option financing structures for the financing of five container vessels and five car carriers. The transactions 
did not qualify as a sale and have been recorded as financing arrangements. 

(3) This represents 49.9% of the finance lease liabilities and interest on finance lease liabilities within River Box in relation to 

four container vessels on charter to MSC. 

(4) As of December 31, 2023, we had commitments under shipbuilding contracts to construct two newbuilding dual-fuel 7,000 
CEU  car  carriers  designed  to  use  liquefied  natural  gas  ("LNG"),  totaling  to  $77.5  million.  One  of  these  vessels  was 
delivered from the shipyard in January 2024 with the second vessel expected to be delivered during the first half of 2024.

There were no other material contractual commitments as of December 31, 2023.

In  addition,  the  drilling  rig,  Linus  is  due  to  undertake  its  second  SPS,  which  is  currently  scheduled  to  take  place  during  the 
second quarter of 2024, weather permitting. We expect the cost to be approximately $30.0 million in respect of the SPS and 
other upgrades.

97

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our  contractual  obligations  and  commitments  shown  above  relate  to  servicing  our  debt,  funding  the  equity  portion  of 
investments in vessels and funding our working capital requirements. Our funding and treasury activities are conducted within 
corporate  policies  to  maximize  investment  returns  while  maintaining  appropriate  liquidity  for  both  our  short  and  long-term 
needs.

Our short-term contractual obligations and commitments relate to servicing our debt and funding working capital requirements. 
Sources  of  short-term  liquidity  include  cash  balances,  short-term  investments,  available  amounts  under  revolving  credit 
facilities  and  receipts  from  our  charters.  We  believe  that  our  cash  flow  from  the  charters  will  be  sufficient  to  fund  our 
anticipated debt service and working capital requirements for the short and medium term. 

Our long-term liquidity requirements include funding the equity portion of investments in new vessels and repayment of long-
term debt balances. We expect that we will require additional borrowings or issuances of equity in the long term to meet our 
capital requirements.

C. RESEARCH AND DEVELOPMENT, PATENTS AND LICENSES, ETC.

We do not undertake any significant expenditure on research and development, and have no significant interests in patents or 
licenses.

D. TREND INFORMATION

Vessel  prices  have  fluctuated  significantly  over  the  past  decade.  In  2023,  a  significant  number  of  newbuilding  orders  were 
placed, with an increase in orders compared to 2022. A total of 1,837 ships of 112.7 million dwt were reported contracted in 
2023. The increased number of newbuilding orders follows an active 2022, as elevated newbuild prices, fewer available yard 
berths and continued uncertainty around fueling technology continue to impact contracting activity.

According to industry sources, the tanker market saw firmer levels during 2023, with historically firm average tanker earnings 
at approximately $40,000 per day in December 2023 or $40,800 per day on average for the full year of 2023. The earnings are 
similar to 2022 and the highest since 2004. According to industry sources, the elevated tanker market follows an increase in 
Atlantic exports and an increase in Asian imports due to geopolitical tensions increasing ton-miles with deviations on longer 
voyages. The tanker market is expected to remain strong despite an increase in newbuild tanker ordering, with an expected 1% 
fleet growth during 2024. In 2023 crude tanker demand is forecasted to have increased by approximately 5.9% and the crude 
fleet grew by approximately 3.7%. Product tanker demand increased by approximately 7.5% while the product tanker fleet grew 
by 2.1%.

Overall,  all  tanker  sectors  experienced  significant  volatility  in  2023.  Global  oil  supply  is  estimated  to  have  grown  by  an 
estimated  1.6%,  while  global  oil  demand  is  estimated  to  have  risen  by  2.3%  in  2023.  As  of  now,  the  fleet  of  trading  crude 
tankers is expected to grow by 0.2% during 2024, while crude tanker demand is expected to grow by 3.8% in the same period. 
Product tanker demand is expected to grow by 6.2% with the product tanker fleet only expected to increase by 1.6% during 
2024, providing support for the tanker sector. A series of potential impacts and factors may impact the demand growth. Since 
the beginning of the first quarter of 2020, the COVID-19 outbreak has had significant negative impacts on oil markets, with 
lower oil prices as a result of the continued low global oil demand. The outlook remains positive with tanker demand projected 
to increase following continued Asian demand increase while fleet growth is projected to be less than 1.0% during 2024. 

During 2023, the dry bulk fleet is estimated to have increased by 3.0% in total dwt. This compares to a demand increase of 
4.4%  in  terms  of  tonne  miles,  following  a  year  with  softening  rates  compared  to  2022.  Looking  ahead,  industry  sources  are 
estimating that dry bulk global trade will expand by 1.6% during 2024, in terms of tonne-miles. This amounts to an estimated 
total of 5.5 billion tonnes for the full year. Industry sources indicate that the 4.4% increase in seaborne dry bulk trade (in tonne 
miles) during 2023 came as a result of stronger global economic conditions with firm Chinese dry bulk demand. The dry bulk 
newbuilding  orderbook  stands  at  8.7%  of  the  total  fleet  in  terms  of  capacity.  According  to  industry  sources,  the  market  is 
expected to be strong during 2024, while demand growth is expected to be 1.6% alongside fleet growth of 2.3% as the market is 
supported  by  slower  speeds  and  an  increased  trade  haul  due  to  diversions  on  longer  routes  given  recent  geopolitical  events. 
Furthermore, new environmental regulations will support the supply side, however with continued uncertainty.

98

Our dry bulk vessels on charter to Golden Ocean are subject to long term charters that provide for both a fixed base charter hire 
and profit sharing payments that apply once Golden Ocean earns average daily rates from our vessels in the market that exceed 
the  fixed  base  charter  rates,  calculated  and  payable  on  a  quarterly  basis.  If  rates  for  vessels  chartered  in  the  spot  market 
increase,  our  profit  sharing  revenues,  if  any,  will  likewise  increase  for  those  vessels  operated  by  Golden  Ocean  in  the  spot 
market. We also have five 57,000 dwt and two 82,000 dwt dry bulk vessels currently employed in the spot market, which will 
benefit directly from any strengthening in spot charter rates.

The containership charter market corrected during the 2023 after significant pressure on global box trade following a shift in 
consumer spending, macroeconomic headwinds and impacts from inflation in addition to the easing of logistical disruptions and 
port  congestions.  However,  according  to  industry  sources,  container  shipping  markets  have  seen  a  strengthening  market  as 
operators are rerouting vessels away from the Red Sea and Gulf of Aden resulting in an elevation in freight rates along with 
chartering rates.

At the end of 2021, the Shanghai Containerized Freight Index ("SCFI") surpassed 5,000 points, up from approximately 2,800 
points at the start of 2021. At the end of January 2023, the SCFI index stood at 1,030 down 80% from the peak of 5,110 in 
January 2022, back in line with 2020 levels. At the end of January 2024, following the recent market strengthening the SCFI 
increased to approximately 2,200 points. According to industry sources, global seaborne container trade is estimated to have 
increased by 7% year over year during the fourth quarter of 2023, however with full year volumes only marginally up with an 
approximated increase of 0.3% or 1.6% in TEU-miles. Fleet capacity continued to increase in 2023, and, for the third year in a 
row, the fleet grew by more than 2 million TEU. According to industry sources, at the end of 2025, the total container vessel 
fleet will be 20% larger than it was at the start of 2023. Subject to developments in the Red Sea, market sources are anticipating 
continued pressure for container shipping in the coming years.

The offshore drilling market has experienced significant volatility over the past decade and the oil price (Brent crude spot) has 
fluctuated  between  $20  in  2020  and  above  $100  dollars  per  barrel  in  2022.  The  market  for  offshore  drilling  rigs  has  been 
challenging for several years as a result of lower oil prices since 2014 as many offshore exploration activities became inviable 
at low prices of below $50. As a result, some owners and operators of drilling rigs have experienced financial difficulties for 
several years, including breaching bank covenants and ending up in financial restructurings. 

Recently,  increased  global  demand  for  oil  and  gas  combined  with  diminishing  global  supply  as  result  of  natural  production 
depletion of existing oil and gas fields combined with underinvestment in new oil and gas production, has resulted in higher oil 
prices.  A  general  increase  in  capital  expenditures  by  oil  and  gas  companies  has  recently  resulted  in  more  exploration  and 
development activity increasing demand for offshore oil and gas drilling rigs. In addition, lower supply of offshore drilling rigs 
as older rigs have been retired and demolished, has improved the market outlook for these units. As a result, the utilization of 
offshore drilling rigs has improved since 2020 from 83% to 93% in 2023.

The  above  overviews  of  the  various  sectors  in  which  we  operate  are  based  on  current  market  conditions.  However,  market 
developments cannot always be predicted and may differ from our current expectations. Please also see “Item 5.A. Operating 
Results—Market Overview” for additional information with respect to trends observed in the applicable markets, including the 
disclaimers therein. 

E. CRITICAL ACCOUNTING ESTIMATES

The  preparation  of  our  consolidated  financial  statements  in  accordance  with  U.S.  GAAP  requires  management  to  make 
estimates  and  assumptions  affecting  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of  contingent  assets  and 
liabilities  at  the  date  of  our  financial  statements,  and  the  reported  amounts  of  revenues  and  expenses  during  the  reporting 
period. For a detailed discussion of the accounting policies we apply that are considered to involve a higher degree of judgment 
in their application refer to Critical Accounting Policies and Estimates showing under “Item 5.A. Operating Results.”

ITEM 6. 

DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES

A. DIRECTORS AND SENIOR MANAGEMENT

The following table sets forth information regarding our directors and officers including the Chief Executive Officer and the 
Chief  Financial  Officer  of  our  wholly-owned  subsidiary  SFL  Management  AS,  who  are  responsible  for  overseeing  our 
management.

99

Name
James O'Shaughnessy

Age Position
60 Director of the Company and Chairperson of the Audit Committee

Kathrine Astrup Fredriksen
Gary Vogel

Keesjan Cordia

40 Director of the Company

58 Director of the Company

49 Director of the Company

Will Homan-Russell

45 Director of the Company

Ole B. Hjertaker

Aksel C. Olesen

57 Director and Chief Executive Officer of SFL Management AS (Principal Executive Officer)

47 Chief Financial Officer of SFL Management AS (Principal Financial Officer)

Under our constituent documents, we are required to have at least one independent director on our Board of Directors whose 
consent will be required to file for bankruptcy, liquidate or dissolve, merge or sell all or substantially all of our assets.

Certain biographical information about each of our directors and officers is set forth below.

James O'Shaughnessy has been a Director of the Company since September 2018. Mr. O'Shaughnessy served as an Executive 
Vice President, Chief Accounting Officer and Corporate Controller of Axis Capital Holdings Limited up to March 26, 2019. 
Prior to that Mr. O'Shaughnessy has amongst others served as Chief Financial Officer of Flagstone Reinsurance Holdings and 
as Chief Accounting Officer and Senior Vice President of Scottish Re Group Ltd., and Chief Financial Officer of XL Re Ltd. at 
XL Group plc. Mr. O'Shaughnessy received a Bachelor of Commerce degree from University College, Cork, Ireland and is both 
a Fellow of the Institute of Chartered Accountants of Ireland, an Associate Member of the Chartered Insurance Institute of the 
UK and a Chartered Director. In addition to the Company, Mr. O'Shaughnessy serves as a director and a member of the audit 
committee  of  Frontline,  Golden  Ocean,  Archer  Limited,  Avance  Gas,  CG  Insurance  Group  and  Catalina  General.  Mr. 
O'Shaughnessy also serves as a director for Brit Re.

Kathrine Astrup Fredriksen has been a Director of the Company since February 2020. Ms. Fredriksen has served as a board 
member  of  Norwegian  Property  ASA  since  2016,  Avance  Gas  since  May  2021  and  MOWI  ASA  since  June  2022.  Ms. 
Fredriksen  is  currently  employed  by  Seatankers  Services  (UK)  LLP  and  she  has  previously  been  on  the  boards  of  Seadrill, 
Golar  LNG,  Axactor  SE,  Frontline  and  Deep  Sea  Supply.  Ms.  Fredriksen  was  educated  at  the  European  Business  School  in 
London.

Gary Vogel has served as a Director of the Company since December 2016. Mr. Vogel is the Chief Executive Officer and a 
director  of  Eagle  Bulk  Shipping  Inc.  (NYSE:  EGLE),  a  U.S.  listed  owner  and  operator  of  dry  bulk  vessels.  He  has  worked 
extensively both in the dry bulk market and capital markets, and was previously the Chief Executive Officer of Clipper Group 
in Denmark.

Keesjan Cordia has been a Director of the Company since September 2018. Mr. Cordia is a private investor with a background 
in  Economics  and  Business  Administration.  Mr.  Cordia  holds  several  board  and  advisory  board  positions  in  the  oil  and  gas 
industry, among which he is a board member of Workships group B.V (2006), Combifloat B.V (2013) and Kerrco Inc (2017). 
He  has  been  Chairman  of  the  board  of  Oceanteam  ASA  since  April  2018  and  recently  has  become  a  board  member  of  VS 
Particle B.V. since 2023. From 2006-2014 he was CEO at Seafox (Offshore Services). Mr. Cordia is founder and Managing 
Partner of Invaco Management B.V., an investment firm based in Amsterdam. He is also a member of the investor committee of 
Connected Capital, a private equity firm. Mr. Cordia also serves as a director of Northern Drilling Ltd.

Will Homan-Russell has been a Director of the Company since July 2022. Mr. Homan-Russell is an experienced professional 
investor  in  the  maritime  sector,  currently  serving  as  Chief  Investment  Officer  of  UK  based  WMC  Capital  Ltd.,  where  he 
cofounded Albemarle Shipping Fund. From 2003 to 2018 he worked for Tufton Oceanic Limited, a fund management company 
specializing on investments in the maritime and energy sectors. Mr. Homan-Russell holds an MA in Mathematics from Oxford 
University and an MSc. in Finance from London Business School. Mr. Homan-Russell also serves as a director of Avance Gas.

Ole B. Hjertaker has been a Director of the Company since October 2019. Mr. Hjertaker has served as Chief Executive Officer 
of SFL Management AS since July 2009, prior to which he served as Chief Financial Officer from September 2006. Prior to 
joining SFL, Mr. Hjertaker was employed in the Corporate Finance division of DNB Markets, a leading shipping and offshore 
bank.  Mr.  Hjertaker  has  extensive  corporate  and  investment  banking  experience,  mainly  within  the  maritime/transportation 
industries, and holds a Master of Science degree from the Norwegian School of Economics and Business Administration. Mr. 
Hjertaker also serves as a chairman of NorAm Drilling and director of Frontline.

100

Aksel  C.  Olesen  has  been  the  Chief  Financial  Officer  of  SFL  Management  AS  since  January  2019.  Prior  to  joining  SFL 
Management AS, he spent 12 years at Pareto Securities where he worked in various positions in the firm’s investment banking 
division, including as Head of Investment Banking Asia in Singapore from 2011 to 2014 and most recent as Head of Shipping 
and Offshore Project Finance. Mr. Olesen started his career working for the shipping company Kristian Jebsens Rederi as part 
of the legal, business development and finance team. Mr. Olesen holds a Master of Law degree from the University of Bergen.

B. COMPENSATION

During the year ended December 31, 2023, we paid to our directors and officers aggregate cash compensation of $2.0 million, 
including an aggregate amount of $0.04 million for pension and retirement benefits. We reimburse directors for reasonable out 
of pocket expenses incurred by them in connection with their service to us. In addition to cash compensation, during 2023 we 
also recognized a net expense of $1.1 million relating to directors' and officers' stock options.

C. BOARD PRACTICES

In  accordance  with  our  Bye-laws,  the  number  of  directors  shall  be  such  number  not  less  than  two  as  we  may  by  Ordinary 
Resolution determine from time to time, and each director shall hold office until the next annual general meeting following his 
election or until his successor is elected. We currently have six directors.

We currently have an Audit Committee, which is responsible for overseeing the quality and integrity of our financial statements 
and  our  accounting,  auditing  and  financial  reporting  practices,  our  compliance  with  legal  and  regulatory  requirements,  the 
independent auditor's qualifications, independence and performance, and our internal audit function. James O'Shaughnessy is 
the Chairperson of the Audit Committee and the Audit Committee Financial Expert. We have determined that a director may sit 
on the board of three or more other companies' audit committees and such simultaneous service would not impair the ability of 
such member to effectively serve on the Board or Audit Committee of our Company. For more information, please see “Item 
6.A. - Directors and Senior Management”.

We currently have a Compensation Committee, which is responsible for establishing and reviewing the executive officers' and 
managements’  compensation  and  benefits.  Gary  Vogel  and  James  O'Shaughnessy  are  members  of  the  Compensation 
Committee.

As  a  foreign  private  issuer,  we  are  exempt  from  certain  requirements  of  the  NYSE  that  are  applicable  to  U.S.  listed 
companies. For a listing and further discussion of how our corporate governance practices differ from those required of U.S. 
companies  listed  on  the  NYSE,  please  see  Item  16G  or  visit  the  corporate  governance  section  of  our  website  at 
www.sflcorp.com. The information on our website is not incorporated by reference into this annual report.

Our officers are elected by our Board of Directors immediately following each Annual General Meeting and shall hold office 
for such period and on such terms as the Board of Directors may determine.

There are no service contracts between us and any of our directors providing for benefits upon termination of their employment 
or service as a director.

Clawback Policy

On October 2, 2023, we adopted a policy regarding the recovery of erroneously awarded compensation (“Clawback Policy”) in 
accordance  with  the  applicable  rules  of  the  New  York  Stock  Exchange  and  Section  10D  and  Rule  10D-1  of  the  Securities 
Exchange  Act  of  1934,  as  amended.  In  the  event  we  are  required  to  prepare  an  accounting  restatement  due  to  material 
noncompliance  with  any  financial  reporting  requirements  under  U.S.  securities  laws  or  otherwise  erroneous  data  or  if  we 
determine there has been a significant misconduct that causes material financial, operational or reputational harm, we shall be 
entitled to recover a portion or all of any incentive-based compensation provided to certain executives who, during a three-year 
period  preceding  the  date  on  which  an  accounting  restatement  is  required,  received  incentive  compensation  based  on  the 
erroneous financial data that exceeds the amount of incentive-based compensation the executive would have received based on 
the restatement. 

101

 
 
The Compensation Committee and Board of Directors administer our Clawback Policy and has discretion, in accordance with 
the  applicable  laws,  rules  and  regulations,  to  determine  how  to  seek  recovery  under  the  Clawback  Policy  and  may  forego 
recovery if it determines that recovery would be impracticable.

D. EMPLOYEES

We currently employ 21 persons on a full-time basis through our subsidiaries SFL Management AS, SFL UK Management Ltd, 
SFL Management (Singapore) Pte. Ltd. and LH Rig Management (Cyprus) Ltd, and during the year ended December 31, 2023, 
employed 20 persons on a full-time basis. We have contracted with independent management companies to provide technical 
management  services  for  our  vessels  and  rigs  and  with  Frontline  Management,  Golden  Ocean  Management  and  other  third 
parties  for  certain  managerial  responsibilities  for  our  fleet.  Frontline  Management  are  also  contracted  to  provide  certain 
administrative services, including corporate services, and have contracted with Seatankers, Front Ocean for certain advisory and 
support services.

E. SHARE OWNERSHIP

The beneficial interests of our Directors and officers in our common shares as of March 14, 2024, are as follows:

Director or Officer

James O'Shaughnessy
Kathrine Astrup Fredriksen

Gary Vogel

Keesjan Cordia
Will Homan-Russell

Ole B. Hjertaker

Aksel C. Olesen

* Less than one percent.

Beneficial interest 
in Common 
Shares of
$0.01 each

Additional interest in 
options to acquire 
Common Shares 
which have vested

Percentage of
Common 
Shares
Outstanding

— 

**  

— 

— 

— 

96,885 

43,708 

94,999 

44,999 

94,999 

94,999 

8,333 

454,999 

178,333 

*

*

*

*

*

*

*

**  Ms.  Kathrine  Fredriksen  does  not  directly  own  any  of  our  common  shares.  Please  see  “Item  7.  Major  Shareholders  and 
Related Party Transactions—A. Major Shareholders”.

Share Option Scheme

In  November  2016,  our  Board  of  Directors  renewed  the  SFL  Corporation  Ltd.  Share  Option  Scheme  originally  approved  in 
November 2006. Following the renewal in November 2016, the scheme will expire in November 2026. The subscription price 
for all options granted under the scheme will be reduced by the amount of all dividends per share declared by us in the period 
from the date of grant until the date the options are exercised. 

In March 2019, 425,000 options were awarded to employees, officers and directors pursuant to our Share Option Scheme. The 
options vest over a three-year period and have a five-year term. The initial exercise price was $12.35 per share and the first 
options will be exercisable from March 2020.

In February 2020, 350,000 options were awarded to employees, officers and directors pursuant to our Share Option Scheme. 
The options vest over a three-year period and have a five-year term. The initial exercise price was $13.45 per share and the first 
options will be exercisable from February 2021.

In May 2021, 480,000 options were awarded to employees, officers and directors pursuant to our Share Option Scheme. The 
options  vest  over  a  three-year  period  and  have  a  five-year  term.  The  initial  exercise  price  was  $8.79  per  share  and  the  first 
options will be exercisable from May 2022.

102

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In February 2022, 435,000 options were awarded to employees, officers and directors pursuant to our Share Option Scheme. 
The options have a five-year term and a three-year vesting period and the first options will be exercisable from February 2023 
onwards. The initial strike price was $8.73 per share.

In February 2023, 440,000 options were awarded to employees, officers and directors, pursuant to our Share Option Scheme. 
The options have a five-year term and a three-year vesting period and the first options will be exercisable from February 2024 
onwards. The initial strike price was $10.34 per share. 

In February 2024, 440,000 options were awarded to employees, officers and directors, pursuant to our Share Option Scheme. 
The options have a five-year term and a three-year vesting period and the first options will be exercisable from February 2025 
onwards. The initial strike price was $12.02 per share.

103

Details of options to acquire our common shares by our directors and officers as of March 14, 2024, were as follows:

Director or Officer

James O'Shaughnessy

James O'Shaughnessy

James O'Shaughnessy

James O'Shaughnessy

James O'Shaughnessy

James O'Shaughnessy

Gary Vogel

Gary Vogel

Gary Vogel

Gary Vogel

Gary Vogel

Gary Vogel

Keesjan Cordia

Keesjan Cordia

Keesjan Cordia

Keesjan Cordia

Keesjan Cordia
Keesjan Cordia

Kathrine Astrup Fredriksen

Kathrine Astrup Fredriksen

Kathrine Astrup Fredriksen

Kathrine Astrup Fredriksen

Will Homan-Russell

Will Homan-Russell
Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Ole B. Hjertaker

Aksel C. Olesen

Aksel C. Olesen

Aksel C. Olesen

Aksel C. Olesen

Aksel C. Olesen

Number of options

Total

Vested

Exercise 
price

Expiration Date

25,000 

25,000 

25,000 

30,000 

25,000 

25,000 

25,000 

25,000 

25,000 

30,000 

25,000 

25,000 

25,000 

25,000 

25,000 

30,000 

25,000 

25,000 

25,000 

30,000 

25,000 

25,000 

25,000 

25,000 

150,000 

85,000 

180,000 

100,000 

100,000 

100,000 

50,000 

80,000 

75,000 

75,000 

75,000 

25,000  $ 

25,000  $ 

16,666  $ 

20,000  $ 

8,333  $ 

7.56 

9.71 

6.20 

6.62 

9.11 

March 2024

February 2025

May 2026

February 2027

February 2028

—  $ 

11.76 

February 2029

25,000  $ 

25,000  $ 

16,666  $ 

20,000  $ 

8,333  $ 

7.56 

9.71 

6.20 

6.62 

9.11 

March 2024

February 2025

May 2026

February 2027

February 2028

—  $ 

11.76 

February 2029

25,000  $ 

25,000  $ 

16,666  $ 

20,000  $ 

8,333  $ 

7.56 

9.71 

6.20 

6.62 

9.11 

March 2024

February 2025

May 2026

February 2027

February 2028

—  $ 

11.76 

February 2029

16,666  $ 

20,000  $ 

8,333  $ 

—  $ 

8,333  $ 

—  $ 

150,000  $ 

85,000  $ 

120,000  $ 

66,666  $ 

33,333  $ 

6.20 

6.62 

9.11 

11.76 

9.11 

11.76 

7.56 

9.71 

6.20 

6.62 

9.11 

May 2026

February 2027

February 2028

February 2029

February 2028

February 2029

March 2024

February 2025

May 2026

February 2027

February 2028

—  $ 

11.76 

February 2029

50,000  $ 

53,333  $ 

50,000  $ 

25,000  $ 

9.71 

6.20 

6.62 

9.11 

February 2025

May 2026

February 2027

February 2028

—  $ 

11.76 

February 2029

F. DISCLOSURE OF A REGISTRANT’S ACTION TO RECOVER ERRONEOUSLY AWARDED COMPENSATION

Not applicable.

104

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7.  MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS

A. MAJOR SHAREHOLDERS

The following table presents certain information as of March 12, 2024, regarding the ownership of our common shares with 
respect to each shareholder whom we know to beneficially own five percent or more of our outstanding common shares.

Owner

Hemen Holding Limited (1)

DNB Bank ASA (2)

Dimensional Fund Advisors LP (3)

Number of 
Common Shares

Percent of 
Common Shares

25,728,687 

11,765,142 

8,803,647 

 18.7 %

 8.6 %

 6.4 %

(1) C.K. Limited is the trustee of two Trusts that indirectly hold all of the common shares of Hemen, our largest shareholder. 
Accordingly, C.K. Limited, as trustee, may be deemed to beneficially own the 25,728,687 of our common shares, representing 
18.7%  of  our  outstanding  shares,  that  are  owned  by  Hemen.  Mr.  Fredriksen  established  the  Trusts  for  the  benefit  of  his 
immediate family. Beneficiaries of the Trusts, which may include Ms. Fredriksen, do not have absolute entitlement to the Trust 
assets  and  thus  disclaim  beneficial  ownership  of  all  of  our  common  shares  owned  by  Hemen.  Mr.  Fredriksen  is  neither  a 
beneficiary nor a trustee of either Trust and has no economic interest in such common shares. He disclaims any control over and 
all beneficial ownership of	such common shares, save for any indirect influence he may have with C.K. Limited, as the trustee 
of the Trusts, in his capacity as the settlor of the Trusts.

(2) In calculating the above percentages of common shares held by Hemen, the total number of outstanding common shares of 
137,510,786  was  used  as  denominator  which  includes  shares  outstanding  from  share  lending  arrangements.  Included  are 
8,000,000 shares issued as part of a share lending arrangement relating to the Company's issuance of 5.75% senior unsecured 
convertible  bonds  in  October  2016  and  3,765,842  shares  issued  as  part  of  a  share  lending  arrangement  relating  to  the 
Company's  issuance  of  4.875%  senior  unsecured  convertible  bonds  in  April  and  May  2018.  The  Company  entered  into  a 
general share lending agreement with another counterparty and after the maturity of the bonds, 8,000,000 and 3,765,142 shares, 
respectively, from each issuance under the two initial share lending arrangements described above were transferred into such 
counterparty's custody. The remaining 700 shares are held with the Company's transfer agent.

(3) According to the Schedule 13G/A filed with the SEC on February 9, 2024, Dimensional Fund Advisors LP hold 8,803,647 
shares of our common stock.

A total of 137,510,786 common shares were outstanding as of March 12, 2024. 

Our major shareholders have the same voting rights as our other shareholders.

As of March 12, 2024, we had 321 holders of record in the United States, including Cede & Co., which is the Depository Trust 
Company’s nominee for holding shares on behalf of brokerage firms, as a single holder of record.

We are not aware of any arrangements, known by the Company, the operation of which may at a subsequent date result in a 
change in control.

B. RELATED PARTY TRANSACTIONS

The Company, which was formed in 2003 as a wholly-owned subsidiary of Frontline, was partially spun-off in 2004 and its 
shares  commenced  trading  on  the  NYSE  in  June  2004.  Some  of  our  business  continues  to  be  transacted  through  contractual 
relationships between us and the following related parties, being companies in which Hemen and companies associated with 
Hemen have, or had, a significant direct or indirect interest:

- 
- 
- 
- 

Frontline
Frontline Shipping 
Seadrill (1)
Golden Ocean

105

 
 
 
 
 
 
- 

- 

- 

- 

- 

-  

Seatankers

Front Ocean

NorAm Drilling

ADS Maritime Holding (2)

River Box

Sloane Square Capital Holdings Ltd. (“Sloane Square Capital”)

(1) From February 2022, Seadrill was determined to no longer be a related party following its emergence from bankruptcy (see 
below).

(2) Following the sale of the shares we held in ADS Maritime Holding in 2021, the company was no longer deemed to be a 
related party.

We chartered two vessels to Frontline Shipping under long-term direct financing leases, both of which have given economic 
effect from January 1, 2004. As of December 31, 2021, the balance of net investments in direct financing leases to Frontline 
Shipping was $69.8 million before credit loss provision and of which $6.5 million represented short-term maturities. During the 
year ended December 31, 2022, the vessels were sold and delivered to an unrelated third party and a gain of $1.5 million was 
recognized on the sale of the vessels. The Company also received an additional compensation payment of $4.5 million from 
Frontline Shipping, for the early termination of the corresponding charters.

We also had a profit sharing arrangement related to the two VLCCs on charter to Frontline Shipping, whereby we were entitled 
to profit sharing of 50% of their earnings on a time charter equivalent basis from their use of the Company's fleet above average 
threshold  charter  rates  calculated  on  a  quarterly  basis.  We  earned  and  recognized  profit  sharing  revenue  under  the  50% 
arrangement  in  relation  to  the  two  VLCCs  until  their  disposal  in  April  2022.  We  earned  $0.0  million  under  the  50%  profit 
sharing agreement in 2022 (2021: $0.3 million). 

Our jack-up drilling rig (Linus) and ultra-deepwater drilling rig (Hercules) were leased to subsidiaries of Seadrill, previously a 
related party. Linus was redelivered from Seadrill in September 2022 and Hercules was redelivered from Seadrill in December 
2022.  The  charters  for  these  rigs  were  initially  classified  as  direct  financing  leases  and  the  rig  owning  subsidiaries  were 
accounted  for  using  the  equity  method  until  August  2021  (Hercules)  and  October  2020  (Linus).  In  2021,  the  applicable 
bankruptcy court approved the Interim Funding and Settlement Agreement signed between the Company and Seadrill, allowing 
Seadrill  to  pay  reduced  charter  hire  for  the  two  rigs  during  the  interim  period.  The  change  in  rate  met  the  definition  of  a 
modification  resulting  in  the  leases  being  reclassified  from  direct  financing  leases  to  operating  leases.  In  the  year  ended 
December  31,  2023,  we  earned  operating  lease  revenues  of  $0.0  million  (December  31,  2022:  $17.8  million;  December  31, 
2021: $28.9 million) in relation to the two rigs on charter to Seadrill.

On February 22, 2022, Seadrill announced that it has emerged from Chapter 11 after successfully completing its reorganization. 
Upon emergence a new independent board of directors assumed leadership of the new parent company of the Seadrill group, 
which  was  referred  to  as  Seadrill  2021  Limited.  Hemen's  shareholding  in  Seadrill  2021  Limited  post-emergence  from 
bankruptcy  was  also  below  1%.  Consequently,  SFL  determined  that  Seadrill  is  no  longer  a  related  party  following  the 
emergence from bankruptcy.

In  2015,  we  took  delivery  of  eight  Capesize  dry  bulk  carriers  from  subsidiaries  of  Golden  Ocean  for  a  total  cost  of  $272.0 
million. The vessels were immediately chartered back to a subsidiary of Golden Ocean on 10 year time charters, at base charter 
rates  of  $17,600  per  day  for  the  first  seven  years  and  $14,900  per  day  thereafter.  The  charters  also  included  an  interest 
adjustment  clause,  whereby  the  base  charter  rates  are  adjusted  based  on  the  actual  SOFR  compared  to  an  agreed  base.  The 
performance under the charters is fully guaranteed by Golden Ocean. We also receive a 33% profit share of revenues above the 
interest adjusted base charter rates, calculated and payable on a quarterly basis. In December 2019, amendments were made to 
seven of the charters, we agreed to finance an exhaust gas cleaning system ("scrubbers") on seven vessels with an amount of up 
to $2.5 million per vessel, subject to an increase in the base charter rate of $1,535 per day from January 1,  2020 until June 
30  ,2025.  In  the  event  that  the  cost  of  the  installation  is  below  or  exceeds  $2.5  million  per  vessel,  such  cost  will  be  for  the 
benefit of Golden Ocean. 

In  the  year  ended  December  31,  2023,  we  earned  $0.0  million  income  under  this  arrangement  (December  31,  2022:  $3.0 
million;  December  31,  2021:  $9.8  million).  The  charters  for  these  vessels  are  classified  as  operating  leases  and  as  of 
December  31,  2023,  the  net  book  value  of  these  vessels  was  $142.9  million  (December  31,  2022:  $162.1  million).  The 
amendment to charters on seven of the vessels in 2019 did not amend the original lease classification.

106

We paid Frontline Management a management fee of $9,000 per day per vessel for all vessels chartered to Frontline Shipping, 
apart from certain vessels where the fee was suspended while they are sub-chartered on a bareboat basis. No further fees were 
paid to Frontline Management after April 2022, following the sale of the final two vessels on charter to Frontline Shipping. 

In the year ended December 31, 2023, we also paid Frontline Management for the supervision of technical management of 23 
container vessels, seven dry bulk carriers, nine Suezmax tankers, five car carriers, six product tankers and two chemical tankers 
operating on time charter or in the spot market. of these, two Suezmax tankers and two chemical tankers were sold between 
March and June 2023. We also paid Frontline and its subsidiaries a fixed management fee of $150 per day, in relation to nine 
Suezmax tankers and six product tankers operating in the spot market and on time charter, and an additional fee of 1.25% of 
chartering  revenues,  in  relation  to  two  Suezmax  tanker  operating  in  the  spot  market.  The  two  Suezmax  tankers  were  sold 
between  March  and  April  2023.  In  the  year  ended  December  31,  2023,  management  fees  paid  to  Frontline  Management 
amounted  to  $2.3  million  (December  31,  2022:  $3.7  million;  December  31,  2021:  $7.8  million).  The  management  fees  are 
classified as vessel operating expenses. 

We  pay  Golden  Ocean  Management  a  management  fee  of  $7,000  per  day  per  vessel  for  the  eight  vessels  chartered  to  a 
subsidiary of Golden Ocean. In the year ended December 31, 2023, total management fees paid to Golden Ocean Management 
amounted to approximately $20.4 million (December 31, 2022: $20.5 million; December 31, 2021: $20.8 million).

In  year  ended  December  31,  2021,  we  received  a  capital  dividend  of  approximately  $8.8  million  following  the  sale  of  the 
remaining two vessels by ADS Maritime Holding. Also in the year December 31, 2021, we sold the shares in ADS Maritime 
Holding for a consideration of approximately $0.8 million and recorded a gain of $0.7 million on disposal.

During  the  year  ended  December  31,  2022,  we  had  a  forward  contract  to  repurchase  1.4  million  shares  of  Frontline  at  a 
repurchase price of $16.7 million including accrued interest. The transaction had been accounted for as a secured borrowing, 
with  the  shares  transferred  to  'Marketable  securities  pledged  to  creditors'  and  a  liability  recorded  within  debt.  In  September 
2022,  we  settled  the  forward  contract  in  full  and  recorded  the  sale  of  the  1.4  million  shares  and  extinguishment  of  the 
corresponding debt of $15.6 million. A net gain of $4.6 million was recognized in the Statements of Operations in respect of the 
settlement in September 2022. 

Also  during  the  year  ended  December  31,  2022,  we  redeemed  the  remaining  balance  of  the  investment  in  NorAm  Drilling 
securities  at  par  value  and  recorded  no  gain  or  loss  on  redemption  of  the  bonds.  The  accumulated  gain  of  $0.5  million 
previously  recognized  in  other  comprehensive  income  was  recognized  in  the  Consolidated  Statement  of  Operations.  Interest 
amounting to $0.5 million was earned in the year ended December 31, 2022 (December 31, 2021: $0.4 million).

As of December 31, 2023, we held 1.3 million shares in NorAm Drilling with a fair value of $5.1 million. This investment is 
included in "Investments in Debt and Equity Securities". Dividend income of $1.2 million was received from the investment in 
NorAm Drilling in the year ended December 31, 2023 (December 31, 2022: $0.1 million; December 31, 2021: $0.0 million).

River  Box  holds  investments  in  direct  financing  leases,  through  its  subsidiaries,  related  to  the  19,200  and  19,400  TEU 
containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. The Company has accounted for its 49.9% ownership in 
River  Box  using  the  equity  method.  The  remaining  50.1%  of  the  shares  of  River  Box  are  held  by  a  subsidiary  of  Hemen 
Holding Limited ("Hemen"), the Company's largest shareholder and a related party. SFL granted a $45.0 million fixed interest 
rate  loan  to  River  Box.  The  loan  is  repayable  in  full  on  November  16,  2033,  or  earlier  if  the  company  sell  its  assets.  The 
outstanding loan balance as of December 31, 2023 and December 31, 2022 was $45.0 million.

In  the  year  ended  December  31,  2023,  we  received  interest  income  on  these  loans  of  $4.6  million  from  River  Box 
(December 31, 2022: $4.6 million; December 31, 2021: $4.6 million). In 2021 we also received interest income of $2.4 million 
from SFL Hercules.

C. INTERESTS OF EXPERTS AND COUNSEL

Not Applicable.

107

ITEM 8. 

FINANCIAL INFORMATION

A. CONSOLIDATED STATEMENTS AND OTHER FINANCIAL INFORMATION

See Item 18.

Legal Proceedings

On  March  5,  2023,  SFL  Hercules  Ltd.,  a  subsidiary  of  the  Company,  served  Seadrill  with  a  claim  filed  in  the  Oslo  District 
Court in Norway, relating to the redelivery of the rig Hercules in December 2022. The Company has made the claim because it 
believes that the rig was not redelivered in the condition required under the contract with Seadrill and the Company is therefore 
seeking damages. The court case is currently scheduled to commence in mid-August 2024.

We  and  our  ship-owning  subsidiaries  are  routinely  party,  as  plaintiff  or  defendant,  to  claims  and  lawsuits  in  various 
jurisdictions  for  demurrage,  damages,  off-hire  and  other  claims  and  commercial  disputes  arising  from  the  operation  of  their 
vessels, in the ordinary course of business or in connection with acquisition activities. Our rig-owning subsidiaries could also 
party to claims and commercial disputes in the ordinary course of business. We believe that resolution of such claims will not 
have a material adverse effect on our operations or financial conditions.

Dividend Policy

Our Board of Directors adopted a policy in May 2004 in connection with our public listing, whereby we seek to pay a regular 
quarterly dividend, the amount of which is based on our contracted revenues and growth prospects. Our goal is to increase our 
quarterly  dividend  as  we  grow  the  business,  but  the  timing  and  amount  of  dividends,  if  any,  is  at  the  sole  discretion  of  our 
Board of Directors and will depend upon our operating results, financial condition, cash requirements, restrictions in terms of 
financing arrangements and other relevant factors. 

We have paid the following cash dividends in 2021, 2022 and 2023:

Payment Date

2021

March 30, 2021

June 29, 2021

September 29, 2021

December 29, 2021

2022

March 29, 2022
June 29, 2022

September 29, 2022

December 29, 2022

2023

March 30, 2023

June 30, 2023

September 29, 2023

December 28, 2023

 Amount per 
Share

$ 

$ 

$ 

$ 

$ 
$ 

$ 

$ 

$ 

$ 

$ 

$ 

0.15 

0.15 

0.15 

0.18 

0.20 
0.22 

0.23 

0.23 

0.24 

0.24 

0.24 

0.25 

On February 14, 2024, our Board of Directors declared a dividend of $0.26 per share which will be paid in cash on or around 
March 28, 2024 to shareholders of record as of March 15, 2024.

108

 
B. SIGNIFICANT CHANGES

None.

ITEM 9. 

THE OFFER AND LISTING

Not applicable except for Item 9.A.4. and Item 9.C.

Our common shares were listed on the NYSE on June 14, 2004 and commenced trading on that date under the symbol "SFL".

ITEM 10.  ADDITIONAL INFORMATION

A. SHARE CAPITAL

Authorized Share Capital

Under  the  Company’s  amended  Memorandum  of  Association,  the  Company’s  authorized  capital  consists  of  $3,000,000, 
comprising 300,000,000 common shares, which may include related purchase rights for the Company’s common or preferred 
shares, having a par value of $0.01 each, of which 138,605,881 common shares are issued and fully paid as of the date of this 
annual report.

Reconciliation of the Number of Common Shares Outstanding through March 14, 2024

Common shares outstanding at December 31, 2021

Number of common shares issued in connection with the Share Option Scheme

Common shares outstanding at December 31, 2022

Number of shares repurchased under the Share Repurchase Program

Common shares outstanding at December 31, 2023

Number of common shares issued in connection with the Share Option Scheme

Common shares outstanding at March 14, 2024

138,551,387 

10,786 

138,562,173

(1,095,095) 

137,467,078

43,708 

137,510,786

Share Option Scheme

In September 2022, we issued a total of 10,786 new common shares pursuant to Share Option Scheme following the exercise of 
85,500 share options. The weighted average exercise price of the options exercised was $8.87 per share and the total intrinsic 
value of the options exercised was $0.1 million.

In January 2024, we issued a total of 43,708 new common shares pursuant to Share Option Scheme following the exercise of 
100,000 share options. The weighted average exercise price of the options exercised was $6.62 per share and the total intrinsic 
value of the options exercised was $0.5 million.

Share Repurchase Program 

On  May  8,  2023,  the  Board  of  Directors  authorized  the  repurchase  of  up  to  an  aggregate  of  $100.0  million  of  our  common 
shares until June 30, 2024. During the year ended December 31, 2023, we repurchased a total of 1,095,095 shares, at an average 
price of approximately $9.27 per share, with principal amounts totaling $10.2 million.

We also refer you to “Item 4. Information on the Company -A. History and Development of the Company,” “Item 5. Operating 
and Financial Review and Prospects -B. Liquidity and Capital Resources”, “Item 16E. Purchase of Equity Securities by Issuer 
and  Affiliated  Purchaser”  and  “Note  23.  Share  Capital,  Additional  Paid-In  Capital”  for  a  discussion  of  existing  material 
agreements.

109

 
 
 
 
 
 
B. MEMORANDUM AND ARTICLES OF ASSOCIATION

Our  Memorandum  of  Association  has  previously  been  filed  as  Exhibit  3.1  to  our  Registration  Statement  on  Form  F-4 
(Registration No. 333-115705) filed with the SEC on May 25, 2004, and is hereby incorporated by reference into this annual 
report.

At  our  2013  Annual  General  Meeting  the  shareholders  voted  to  amend  our  Bye-laws,  principally  those  governing  General 
Meetings,  proceedings  of  the  Board  of  Directors  and  delegation  of  its  powers.  Our  amended  Bye-laws  as  adopted  by 
shareholders on September 20, 2013, have previously been filed as Exhibit 1.3 to our annual report on Form 20-F for the year 
ended December 31, 2014, filed with the SEC on April 9, 2015 and are hereby incorporated by reference to this annual report.

At  our  2016  Annual  General  Meeting  the  shareholders  voted  to  amend  our  Bye-laws  to  change  the  quorum  requirement  for 
General Meetings to two Members present in person or by proxy and entitled to vote (whatever the number of shares held by 
them). Our amended Bye-laws as adopted by shareholders on September 23, 2016, have previously been filed as Exhibit 1 to 
our report on Form 6-K, filed with the SEC on September 29, 2016, and are hereby incorporated by reference to this annual 
report.

At  our  2016  Annual  General  Meeting  the  shareholders  approved  the  reorganization  of  our  share  capital,  which  resulted  in  a 
reduction of the par value of our common shares from $1.00 to $0.01 and an increase in the number of authorized shares from 
125,000,000 to 150,000,000.

At our 2018 Annual General Meeting, the shareholders approved the increase of our authorized share capital from $1,500,000 
divided into 150,000,000 common shares of $0.01 par value each to $2,000,000 divided into 200,000,000 common shares of 
$0.01 par value each by the authorization of an additional 50,000,000 common shares of $0.01 par value each.

On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  the  Company’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  the 
Company filed a registration statement on Form F-3ASR (Registration No. 333-264330) to register the sale of up to 10,000,000 
common shares pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms 
of the plan, we may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

In May 2020, we entered into an equity distribution agreement with BTIG under which the Company may, from time to time, 
offer and sell new common shares having aggregate sales proceeds of up to $100.0 million through the 2020 ATM Program. 
We had sold 11.4 million of our common shares, and received net proceeds of $90.2 million, under the 2020 ATM Program. In 
April 2022, we entered into an amended and restated equity distribution agreement with BTIG, under which the Company may, 
from time to time, offer and sell new common shares up to $100.0 million through the 2022 ATM program with BTIG. Under 
this  agreement,  the  prior  2020  ATM  Program  established  in  May  2020  was  terminated  and  replaced  with  the  renewed  2022 
ATM Program. On April 28, 2023, in connection with the 2022 ATM Program, we filed a new registration statement on Form 
F-3ASR (Registration No. 333-271504) and an accompanying prospectus supplement with the SEC to register the offer and sale 
of up to $100.0 million common shares pursuant to the 2022 ATM Program. No common shares have been sold under the 2022 
ATM Program.

On May 8, 2023, the Board of Directors authorized the repurchase of up to an aggregate of $100.0 million of the Company's 
common shares until June 30,2024. During the year ended December 31, 2023, the Company repurchased a total of 1,095,095 
shares,  at  an  average  price  of  approximately  $9.27  per  share,  with  principal  amounts  totaling  $10.2  million.  We  have 
$89,847,972 remaining under the authorized Share Repurchase Program.

At the Annual General Meeting of the Company held in August 2020, a resolution was passed to approve an increase of the 
Company’s  authorized  share  capital  from  $2,000,000  equivalent  to  200,000,000  common  shares  of  $0.01  par  value  each  to 
$3,000,000 equivalent to 300,000,000 common shares of $0.01 par value each by the authorization of an additional 100,000,000 
common shares of $0.01 par value each.

At  our  Annual  General  Meeting  of  the  Company  held  in  September  2022,  the  shareholders  voted  to  amend  our  Bye-laws  to 
align the bye-laws of the Company with the bye-laws of other Hemen Related Companies. Our amended Bye-laws as adopted 
by shareholders on September 20, 2022, have previously been filed as Exhibit 1.5 to our annual report on Form 20-F for the 
year ended December 31, 2022 filed with the SEC on March 16, 2023 and are hereby incorporated by reference to this annual 
report.

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Our purposes and powers are set forth in Items 6(1) and 7(a) through (h) of our Memorandum of Association and in the Second 
Schedule of the Bermuda Companies Act of 1981, which is attached as an exhibit to our Memorandum of Association. These 
purposes include exploring, drilling, moving, transporting and refining petroleum and hydro-carbon products, including oil and 
oil products; the acquisition, ownership, chartering, selling, management and operation of ships and aircraft; the entering into of 
any guarantee, contract, indemnity or suretyship and to assure, support, secure, with or without the consideration or benefit, the 
performance of any obligations of any person or persons; and the borrowing and raising of money in any currency or currencies 
to secure or discharge any debt or obligation in any manner.

Bermuda  law  permits  the  Bye-laws  of  a  Bermuda  company  to  contain  provisions  excluding  personal  liability  of  a  director, 
alternate director, officer, member of a committee authorized under Bye-law 98, resident representative or their respective heirs, 
executors or administrators to us for any loss arising or liability attaching to him by virtue of any rule of law in respect of any 
negligence, default, breach of duty or breach of trust of which the officer or person may be guilty. Bermuda law also grants 
companies  the  power  generally  to  indemnify  our  directors,  alternate  directors  and  officers  and  any  members  of  a  committee 
authorized under Bye-law 98, resident representatives or their respective heirs, executors or administrators if any such person 
was or is a party or threatened to be made a party to a threatened, pending or completed action, suit or proceeding by reason of 
the fact that he or she is or was a director, alternate director or officer of ours or member of a committee authorized under Bye-
law  98,  resident  representative  or  their  respective  heirs,  executors  or  administrators  or  was  serving  in  a  similar  capacity  for 
another entity at our request.

Our shareholders have no pre-emptive, subscription, redemption, conversion or sinking fund rights. Shareholders are entitled to 
one vote for each share held of record on all matters submitted to a vote of our shareholders. Shareholders have no cumulative 
voting rights. Shareholders are entitled to dividends if and when they are declared by our Board of Directors, subject to any 
preferred dividend right of holders of any preference shares. Directors to be elected by shareholder require a majority of votes 
cast at a meeting at which a quorum is present. For all other matters, unless a different majority is required by law or our Bye-
laws, resolutions to be approved by shareholders require approval by a majority of votes cast at a meeting at which a quorum is 
present.

Upon our liquidation, dissolution or winding up, shareholders will be entitled to receive, ratably, our net assets available after 
the  payment  of  all  our  debts  and  liabilities  and  any  preference  amount  owed  to  any  preference  shareholders.  The  rights  of 
shareholders, including the right to elect directors, are subject to the rights of any series of preference shares we may issue in 
the future.

Under our Bye-laws annual meetings of shareholders will be held each calendar year at a time and place selected by our Board 
of Directors (but never in the United Kingdom or Norway). Special meetings of shareholders may be called by our Board of 
Directors  at  any  time  and  must  be  called  at  the  request  of  shareholders  holding  at  least  10%  of  our  paid-up  share  capital 
carrying the right to vote at general meetings. Under our Bye-laws five days' notice of an annual meeting or any special meeting 
must be given to each shareholder entitled to vote at that meeting. Under Bermuda law accidental failure to give notice will not 
invalidate proceedings at a meeting. Our Board of Directors may set a record date at any time before or after any date on which 
such notice is dispatched.

Special rights attaching to any class of our shares may be altered or abrogated with the consent in writing of not less than 75% 
of the issued shares of that class or with the sanction of a resolution passed at a separate general meeting of the holders of such 
shares voting in person or by proxy.

Our Bye-laws do not prohibit a director from being a party to, or otherwise having an interest in, any transaction or arrangement 
with us or in which we are otherwise interested. Our Bye-laws provide our Board of Directors the authority to exercise all of the 
powers  of  the  Company  to  borrow  money  and  to  mortgage  or  charge  all  or  any  part  of  our  property  and  assets  as  collateral 
security for any debt, liability or obligation. Our directors are not required to retire because of their age, and our directors are 
not required to be holders of our common shares. Directors serve for a one-year term, and shall serve until re-elected or until 
their successors are appointed at the next annual general meeting.

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Our  Bye-laws  provide  that  no  director,  alternate  director,  officer,  person  or  member  of  a  committee,  if  any,  resident 
representative, or his heirs, executors or administrators, which we refer to collectively as an indemnitee, is liable for the acts, 
receipts,  neglects,  or  defaults  of  any  other  such  person  or  any  person  involved  in  our  formation,  or  for  any  loss  or  expense 
incurred  by  us  through  the  insufficiency  or  deficiency  of  title  to  any  property  acquired  by  us,  or  for  the  insufficiency  or 
deficiency of any security in or upon which any of our monies shall be invested, or for any loss or damage arising from the 
bankruptcy, insolvency, or tortious act of any person with whom any monies, securities, or effects shall be deposited, or for any 
loss  occasioned  by  any  error  of  judgment,  omission,  default,  or  oversight  on  his  part,  or  for  any  other  loss,  damage  or 
misfortune  whatever  which  shall  happen  in  relation  to  the  execution  of  his  duties,  or  supposed  duties,  to  us  or  otherwise  in 
relation  thereto.  Each  indemnitee  will  be  indemnified  and  held  harmless  out  of  our  funds  to  the  fullest  extent  permitted  by 
Bermuda  law  against  all  liabilities,  loss,  damage  or  expense  (including  but  not  limited  to  liabilities  under  contract,  tort  and 
statute  or  any  applicable  foreign  law  or  regulation  and  all  reasonable  legal  and  other  costs  and  expenses  properly  payable) 
incurred or suffered by him as such director, alternate director, officer, person or committee member or resident representative 
(or in his reasonable belief that he is acting as any of the above). In addition, each indemnitee shall be indemnified against all 
liabilities  incurred  in  defending  any  proceedings,  whether  civil  or  criminal,  in  which  judgment  is  given  in  such  indemnitee's 
favor,  or  in  which  he  is  acquitted.  We  are  authorized  to  purchase  insurance  to  cover  any  liability  he  may  incur  under  the 
indemnification provisions of our Bye-laws.

C. MATERIAL CONTRACTS

As of March 14, 2024, we have not entered into any new material contracts in the last two years, other than those entered in the 
ordinary course of business or already attached in the exhibits.

We also refer you to “Item 4. Information on the Company -A. History and Development of the Company,” “Item 5. Operating 
and Financial Review and Prospects -B. Liquidity and Capital Resources” and “Item 7. Major Shareholders and Related Party 
Transactions -B. Related Party Transactions” for a discussion of existing material agreements.

D. EXCHANGE CONTROLS

The Bermuda Monetary Authority, or the BMA, must give permission for all issuances and transfers of securities of a Bermuda 
exempted company like us. We have received a general permission from the BMA to issue any unissued common shares, and 
for the free transferability of the common shares as long as our common shares are listed on the NYSE. Our common shares 
may therefore be freely transferred among persons who are non-residents of Bermuda.

Although we are incorporated in Bermuda, we are classified as non-resident of Bermuda for exchange control purposes by the 
BMA. Other than transferring Bermuda Dollars out of Bermuda, there are no restrictions on our ability to transfer funds into 
and out of Bermuda or to pay dividends to U.S. residents who are holders of our common shares or other non-resident holders 
of our common shares in currency other than Bermuda Dollars.

E. TAXATION

U.S. Taxation

The following discussion is based upon the provisions of the U.S. Internal Revenue Code of 1986, as amended, or the Code, 
existing  and  proposed  U.S.  Treasury  Department  regulations,  or  the  Treasury  Regulations,  administrative  rulings  and 
pronouncements  and  judicial  decisions,  all  as  of  the  date  of  this  annual  report.  Unless  otherwise  noted,  references  to  the 
"Company" include the Company's Subsidiaries. This discussion assumes that we do not have an office or other fixed place of 
business in the United States.

Taxation of the Company's Shipping Income: In General

The Company anticipates that it will derive a significant portion of its gross income from the use and operation of vessels in 
international commerce and that this income will principally consist of freights from the transportation of cargoes, hire or lease 
from time or voyage charters and the performance of services directly related thereto, which the Company refers to as "shipping 
income".

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Shipping income that is attributable to transportation that begins or ends, but that does not both begin and end, in the United 
States  will  be  considered  to  be  50%  derived  from  sources  within  the  United  States.  Shipping  income  attributable  to 
transportation that both begins and ends in the United States will be considered to be 100% derived from sources within the 
United States. The Company is not permitted by law to engage in transportation that gives rise to 100% U.S. source income.

Shipping income attributable to transportation exclusively between non-U.S. ports will be considered to be 100% derived from 
sources outside the United States. Shipping income derived from sources outside the United States will not be subject to U.S. 
federal income tax.

Based upon the Company's anticipated shipping operations, the Company's vessels will operate in various parts of the world, 
including to or from U.S. ports. Unless exempt from U.S. federal income taxation under Section 883 of the Code, the Company 
will be subject to U.S. federal income taxation, in the manner discussed below, to the extent its shipping income is considered 
derived from sources within the United States.

Application of Section 883 of the Code

Under  the  relevant  provisions  of  Section  883  of  the  Code,  or  Section  883,  the  Company  will  be  exempt  from  U.S.  federal 
income taxation on its U.S. source shipping income if:

(i)

It is organized in a "qualified foreign country," which is one that grants an equivalent exemption from tax to corporations 
organized in the United States in respect of the shipping income for which exemption is being claimed under Section 883, 
and which the Company refers to as the Country of Organization Requirement; and

(ii) It can satisfy any one of the following two stock ownership requirements for more than half the days during the taxable 

year:
•

the  Company's  stock  is  "primarily  and  regularly  traded  on  an  established  securities  market"  located  in  the  United 
States or a "qualified foreign country," which the Company refers to as the Publicly-Traded Test; or

• more than 50% of the Company's stock, in terms of value, is beneficially owned by any combination of one or more 
individuals  who  are  residents  of  a  "qualified  foreign  country"  or  foreign  corporations  that  satisfy  the  Country  of 
Organization Requirement and the Publicly-Traded Test, which the Company refers to as the 50% Ownership Test.

The  U.S.  Treasury  Department  has  recognized  Bermuda,  the  country  of  incorporation  of  the  Company  and  certain  of  its 
subsidiaries, as a "qualified foreign country". In addition, the U.S. Treasury Department has recognized Liberia, the Marshall 
Islands, Malta and Cyprus, the countries of incorporation of certain of the Company's vessel-owning subsidiaries, as "qualified 
foreign  countries".  Accordingly,  the  Company  and  its  vessel-owning  subsidiaries  satisfy  the  Country  of  Organization 
Requirement.

Therefore, the Company's eligibility to qualify for exemption under Section 883 is wholly dependent upon being able to satisfy 
one of the stock ownership requirements.

As discussed below, for the 2023 taxable year we believe the Company satisfied the Publicly-Traded Test, since on more than 
half the days in the taxable year we believe the Company's common shares were primarily and regularly traded on the NYSE, 
an established securities market in the United States.

As to the Publicly-Traded Test, the Treasury Regulations under Section 883 provide, in pertinent part, that stock of a foreign 
corporation will be considered to be "primarily traded" on an established securities market in a country if the number of shares 
of each class of stock that is traded during any taxable year on all established securities markets in that country exceeds the 
number of shares in each such class that is traded during that year on established securities markets in any other single country.

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The Publicly-Traded Test also requires our common shares be "regularly traded" on an established securities market. Under the 
Treasury Regulations, our common shares are considered to be "regularly traded" on an established securities market if shares 
representing more than 50% of our outstanding common shares, by both total combined voting power of all classes of stock 
entitled to vote and total value, are listed on the market, referred to as the "listing threshold". The Treasury Regulations further 
require that with respect to each class of stock relied upon to meet the listing threshold (i) such class of stock is traded on the 
market, other than in minimal quantities, on at least 60 days during the taxable year or 1/6 of the days in a short taxable year, 
which is referred to as the "trading frequency test", and (ii) the aggregate number of shares of such class of stock traded on such 
market during the taxable year is at least 10% of the average number of shares of such class of stock outstanding during such 
year (as appropriately adjusted in the case of a short taxable year), which is referred to as the "trading volume test". Even if we 
do not satisfy both the trading frequency and trading volume tests, the Treasury Regulations provide that the trading frequency 
and trading volume tests will be deemed satisfied if our common shares are traded on an established securities market in the 
United  States  and  such  stock  is  regularly  quoted  by  dealers  making  a  market  in  our  common  shares,  such  as  the  NYSE  on 
which our common shares are listed.

Notwithstanding the foregoing, our common shares will not be considered to be regularly traded on an established securities 
market for any taxable year in which 50% or more of the vote and value of the outstanding common shares are owned, actually 
or constructively under certain stock attribution rules, on more than half the days during the taxable year by persons who each 
own 5% or more of the value of our common shares, which we refer to as the 5 Percent Override Rule.

In order to determine the persons who actually or constructively own 5% or more of our common shares, or 5% Shareholders, 
we are permitted to rely on those persons that are identified on Schedule 13G and Schedule 13D filings with the U.S. Securities 
and  Exchange  Commission  as  having  a  5%  or  more  beneficial  interest  in  our  common  shares.  In  addition,  an  investment 
company identified on a Schedule 13G or Schedule 13D filing which is registered under the Investment Company Act of 1940, 
as amended, will not be treated as a 5% Shareholder for such purposes.

For our 2023 taxable year, we do not believe that we were subject to the 5 Percent Override Rule and, therefore, we believe that 
we  satisfied  the  Publicly-Traded  Test.  There  are,  however,  factual  circumstances  beyond  our  control  that  could  cause  the 
Company to lose the benefit of the Section 883 exemption and thereby become subject to U.S. federal income tax on its U.S. 
source  shipping  income.  For  example,  Hemen  owned  as  much  as  approximately  18.7%  of  our  outstanding  common  shares 
during the 2023 year. There is, therefore, a risk that the Company could no longer qualify for exemption under Section 883 for 
a particular taxable year if other 5% Shareholders were, in combination with Hemen, to own 50% or more of the outstanding 
common  shares  of  the  Company  on  more  than  half  the  days  during  the  taxable  year.  Due  to  the  factual  nature  of  the  issues 
involved, there can be no assurances as to the tax-exempt status of the Company or any of its subsidiaries.

In the event the 5 Percent Override Rule is triggered, the 5 Percent Override Rule will nevertheless not apply if we can establish 
that among the closely-held group of 5% Shareholders, there are sufficient 5% Shareholders that are considered to be "qualified 
shareholders" for purposes of Section 883 to preclude non-qualified 5% Shareholders in the closely-held group from owning 
50% or more of our common shares for more than half the number of days during the taxable year.

In any year that the 5 Percent Override Rule is triggered with respect to us, we are eligible for the exemption from tax under 
Section 883 only if we can nevertheless satisfy the Publicly-Traded Test (which requires, among other things, showing that the 
exception  to  the  5  Percent  Override  Rule  applies)  or  if  we  can  satisfy  the  50%  Ownership  Test.  In  either  case,  certain 
substantiation and reporting requirements regarding the identity of our shareholders must be satisfied in order to qualify for the 
Section 883 exemption. These requirements are onerous and there is no assurance that we would be able to satisfy them.

Taxation in Absence of the Section 883 Exemption

To the extent the benefits of Section 883 are unavailable with respect to any item of U.S. source income, the Company's U.S. 
source shipping income, to the extent not considered to be "effectively connected" with the conduct of a U.S. trade or business, 
as described below, would be subject to a 4% tax imposed by Section 887 of the Code on a gross basis, without the benefit of 
deductions, which we refer to as the "4% gross basis tax regime". Since, under the sourcing rules described above, no more than 
50% of the Company's shipping income would be treated as being derived from U.S. sources, the maximum effective rate of 
U.S. federal income tax on the Company's shipping income, to the extent not considered to be "effectively connected" with the 
conduct of a U.S. trade or business, would never exceed 2% under the 4% gross basis tax regime.

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To the extent the benefits of the Section 883 exemption are unavailable and our U.S. source shipping income is considered to be 
"effectively connected" with the conduct of a U.S. trade or business, as described below, any such "effectively connected" U.S. 
source shipping income, net of applicable deductions, would be subject to the U.S. federal corporate income tax imposed at rate 
of 21%. In addition, we may be subject to the 30% "branch profits" tax on earnings "effectively connected" with the conduct of 
such U.S. trade or business, as determined after allowance for certain adjustments, and on certain interest paid or deemed paid 
attributable to the conduct of such U.S. trade or business.

Our U.S. source shipping income would be considered "effectively connected" with the conduct of a U.S. trade or business only 
if:

•

•

we had, or were considered to have, a fixed place of business in the United States involved in the earning of U.S. 
source shipping income; and
substantially all of our U.S. source shipping income were attributable to regularly scheduled transportation, such as 
the operation of a vessel that followed a published schedule with repeated sailings at regular intervals between the 
same points for voyages that begin or end in the United States, or, in the case of income from the chartering of a 
vessel, were attributable to a fixed place of business in the United States.

We do not have, nor will we permit circumstances that would result in having, any vessel sailing to or from the United States on 
a regularly scheduled basis. Based on the foregoing and on the expected mode of our shipping operations and other activities, 
we believe that none of our U.S. source shipping income is or will be "effectively connected" with the conduct of a U.S. trade 
or business.

Gain on Sale of Vessels

Regardless of whether we qualify for exemption under Section 883, we will not be subject to U.S. federal income taxation with 
respect to gain realized on a sale of a vessel, provided the sale is considered to occur outside of the United States under U.S. 
federal  income  tax  principles.  In  general,  a  sale  of  a  vessel  will  be  considered  to  occur  outside  of  the  United  States  for  this 
purpose  if  title  to  the  vessel,  and  risk  of  loss  with  respect  to  the  vessel,  pass  to  the  buyer  outside  of  the  United  States.  It  is 
expected that any sale of a vessel by us will be considered to occur outside of the United States.

U.S. Taxation of Our Other Income

In addition to our shipping operations, we charter drilling rigs to third parties who conduct drilling operations in various parts of 
the world. Since we are not engaged in a trade or business in the United States, we do not expect to be subject to U.S. federal 
income tax on any of our income from such charters.

Taxation of U.S. Holders

The  following  is  a  discussion  of  the  material  U.S.  federal  income  tax  considerations  relevant  to  an  investment  decision  by  a 
U.S.  Holder,  as  defined  below,  with  respect  to  our  common  shares.  This  discussion  does  not  purport  to  deal  with  the  tax 
consequences of owning our common shares to all categories of investors, some of which may be subject to special rules. You 
are  encouraged  to  consult  your  own  tax  advisors  concerning  the  overall  tax  consequences  arising  in  your  own  particular 
situation under U.S. federal, state, local or foreign law of the ownership of our common shares.

As used herein, the term U.S. Holder means a beneficial owner of our common shares that (i) is a U.S. citizen or resident, a 
U.S. corporation or other U.S. entity taxable as a corporation, an estate, the income of which is subject to U.S. federal income 
taxation regardless of its source, or a trust if (a) a court within the United States is able to exercise primary jurisdiction over the 
administration of the trust and one or more U.S. persons have the authority to control all substantial decisions of the trust or (b) 
the trust has in effect a valid election to be treated as a United States person for U.S. federal income tax purposes, (ii) owns our 
common shares as a capital asset, generally, for investment purposes, and (iii) owns less than 10% of our common shares for 
U.S. federal income tax purposes.

If a partnership holds our common shares, the tax treatment of a partner will generally depend upon the status of the partner and 
upon the activities of the partnership. If you are a partner in a partnership holding our common shares, you are encouraged to 
consult your own tax advisor regarding this issue.

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Distributions

Subject to the discussion below of passive foreign investment companies, or PFICs, any distributions made by us with respect 
to  our  common  shares  to  a  U.S.  Holder  will  generally  constitute  dividends,  which  may  be  taxable  as  ordinary  income  or 
"qualified dividend income" as described in more detail below, to the extent of our current or accumulated earnings and profits, 
as determined under U.S. federal income tax principles. Distributions in excess of our earnings and profits will be treated first 
as a nontaxable return of capital to the extent of the U.S. Holder's tax basis in his common shares on a dollar-for-dollar basis 
and thereafter as capital gain. Because we are not a U.S. corporation, U.S. Holders that are corporations will generally not be 
entitled to claim a dividends-received deduction with respect to any distributions they receive from us.

Dividends  paid  on  our  common  shares  to  a  U.S.  Holder  who  is  an  individual,  trust  or  estate,  which  we  refer  to  as  a  U.S. 
Individual Holder, will generally be treated as "qualified dividend income" that is taxable to such U.S. Individual Holders at 
preferential tax rates provided that (1) the common shares are readily tradable on an established securities market in the United 
States (such as the NYSE, on which our common shares are listed); (2) we are not a PFIC for the taxable year during which the 
dividend  is  paid  or  the  immediately  preceding  taxable  year  (see  discussion  below);  and  (3)  the  U.S.  Individual  Holder  has 
owned  the  common  shares  for  more  than  60  days  in  the  121-day  period  beginning  60  days  before  the  date  on  which  the 
common shares become ex-dividend.

There is no assurance that any dividends paid on our common shares will be eligible for these preferential rates in the hands of 
a U.S. Individual Holder. Any dividends paid by the Company which are not eligible for these preferential rates will be taxed as 
ordinary income to a U.S. Individual Holder.

Sale, Exchange or other Disposition of Common Shares

Assuming we do not constitute a PFIC for any taxable year, a U.S. Holder generally will recognize taxable gain or loss upon a 
sale, exchange or other disposition of our common shares in an amount equal to the difference between the amount realized by 
the U.S. Holder from such sale, exchange or other disposition and the U.S. Holder's tax basis in such common shares. Such gain 
or loss will be treated as long-term capital gain or loss if the U.S. Holder's holding period in the common shares is greater than 
one year at the time of the sale, exchange or other disposition. Otherwise, it will be treated as short-term capital gain or loss. A 
U.S. Holder's ability to deduct capital losses is subject to certain limitations.

Passive Foreign Investment Company Status and Significant Tax Consequences

Special U.S. federal income tax rules apply to a U.S. Holder that holds stock in a foreign corporation classified as a PFIC for 
U.S. federal income tax purposes. In general, we will be treated as a PFIC with respect to a U.S. Holder if, for any taxable year 
in which such holder held our common shares, either at least 75% of our gross income for such taxable year consists of "passive 
income"  (e.g.,  dividends,  interest,  capital  gains  and  rents  derived  other  than  in  the  active  conduct  of  a  rental  business),  or  at 
least  50%  of  the  average  value  of  the  assets  held  by  the  corporation  during  such  taxable  year  produce,  or  are  held  for  the 
production of, "passive income".

For purposes of determining whether we are a PFIC, we will be treated as earning and owning our proportionate share of the 
income  and  assets,  respectively,  of  any  of  our  subsidiary  corporations  in  which  we  own  at  least  25%  of  the  value  of  the 
subsidiary's stock. Income earned, or deemed earned, by us in connection with the performance of services would not constitute 
passive income. By contrast, rental income would generally constitute "passive income" unless we were treated under specific 
rules as deriving our rental income in the active conduct of a trade or business.

Although there is no legal authority directly on point, we believe that, for purposes of determining whether we are a PFIC, the 
gross  income  we  derive  or  are  deemed  to  derive  from  the  time  chartering  activities  of  our  wholly-owned  subsidiaries  more 
likely than not constitutes services income, rather than rental income. Correspondingly, we believe that such income does not 
constitute "passive income", and the assets that we or our wholly-owned subsidiaries own and operate in connection with the 
production of such income, in particular, the vessels, do not constitute passive assets for purposes of determining whether we 
are a PFIC. We believe there is substantial legal authority supporting our position consisting of case law and Internal Revenue 
Service, or IRS, pronouncements concerning the characterization of income derived from time charters and voyage charters as 
services income for other tax purposes. This position is principally based upon the positions that (1) our time charter income 
will  constitute  services  income,  rather  than  rental  income,  and  (2)  Golden  Ocean  Management,  which  provide  services  to 
certain of our time chartered vessels, will be respected as separate entities from Golden Ocean Charterer, with which they are 
affiliated. Based on our current and anticipated chartering activities, we do not believe that we will be treated as a PFIC for the 
current or future taxable years, although no assurance can be given in this regard. We intend to take the position that we were 
not treated as a PFIC for our 2023 taxable year.

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We note that there is no direct legal authority under the PFIC rules addressing our current and proposed method of operation. In 
addition, although we intend to conduct our affairs in a manner to avoid being classified as a PFIC with respect to any taxable 
year, we cannot assure you that the nature of our operations will not change in the future. Accordingly, no assurance can be 
given that the IRS or a court of law will accept our position, and there is a significant risk that the IRS or a court of law could 
determine that we are a PFIC.

As  discussed  more  fully  below,  if  we  were  to  be  treated  as  a  PFIC  for  any  taxable  year,  a  U.S.  Holder  would  be  subject  to 
different  taxation  rules  depending  on  whether  the  U.S.  Holder  makes  an  election  to  treat  us  as  a  "Qualified  Electing  Fund", 
which election we refer to as a QEF Election. As an alternative to making a QEF election, a U.S. Holder should be able to make 
a "mark-to-market" election with respect to our common shares, as discussed below, and which election we refer to as a Mark-
to-Market Election. In any event, if we were to be treated as a PFIC for any taxable year ending on or after December 31, 2013, 
a U.S. Holder would be required to file an annual report with the Internal Revenue Service for that year with respect to their 
holding in our common shares.

Taxation of U.S. Holders Making a Timely QEF Election

If we were to be treated as a PFIC for any taxable year and a U.S. Holder makes a timely QEF Election, which U.S. Holder we 
refer to as an Electing Holder, the Electing Holder must report each year for U.S. federal income tax purposes its pro rata share 
of our ordinary earnings and our net capital gain, if any, for our taxable year that ends with or within the taxable year of the 
Electing Holder, regardless of whether or not distributions were received from us by the Electing Holder. The Electing Holder's 
adjusted tax basis in the common shares will be increased to reflect taxed but undistributed earnings and profits. Distributions 
of earnings and profits that had been previously taxed will result in a corresponding reduction in the adjusted tax basis in the 
common shares and will not be taxed again once distributed. A U.S. Holder would make a QEF Election with respect to any 
taxable year that we are a PFIC by filing one copy of IRS Form 8621 with its U.S. federal income tax return. To make a QEF 
Election, a U.S. Holder must receive annually certain tax information from us. There can be no assurances that we will be able 
to provide such information annually. An Electing Holder would generally recognize capital gain or loss on the sale, exchange 
or other disposition of our common shares.

Taxation of U.S. Holders Making a Mark-to-Market Election

Alternatively, if we were to be treated as a PFIC for any taxable year and, as we anticipate, our common shares are treated as 
"marketable stock", a U.S. Holder would be permitted to make a Mark-to-Market Election with respect to our common shares, 
provided the U.S. Holder completes and files IRS Form 8621 in accordance with the relevant instructions and related Treasury 
Regulations.  If  that  election  is  made,  the  U.S.  Holder  generally  would  include  as  ordinary  income  in  each  taxable  year  the 
excess, if any, of the fair market value of the common shares at the end of the taxable year over such holder's adjusted tax basis 
in the common shares. The U.S. Holder would also be permitted an ordinary loss in respect of the excess, if any, of the U.S. 
Holder's adjusted tax basis in the common shares over its fair market value at the end of the taxable year, but only to the extent 
of the net amount previously included in income as a result of the Mark-to-Market Election. A U.S. Holder's tax basis in its 
common  shares  would  be  adjusted  to  reflect  any  such  income  or  loss  amount.  Gain  realized  on  the  sale,  exchange  or  other 
disposition of our common shares would be treated as ordinary income, and any loss realized on the sale, exchange or other 
disposition of the common shares would be treated as ordinary loss to the extent that such loss does not exceed the net mark-to-
market gains previously included in income by the U.S. Holder.

Taxation of U.S. Holders Not Making a Timely QEF or Mark-to-Market Election

Finally, if we were to be treated as a PFIC for any taxable year, a U.S. Holder who does not make either a QEF Election or a 
Mark-to-Market  Election  for  that  year,  whom  we  refer  to  as  a  Non-Electing  Holder,  would  be  subject  to  special  rules  with 
respect to (1) any excess distribution (i.e., the portion of any distributions received by the Non-Electing Holder on our common 
shares in a taxable year in excess of 125% of the average annual distributions received by the Non-Electing Holder in the three 
preceding  taxable  years,  or,  if  shorter,  the  Non-Electing  Holder's  holding  period  for  the  common  shares),  and  (2)  any  gain 
realized on the sale, exchange or other disposition of our common shares. Under these special rules:

•

•

the excess distribution or gain would be allocated ratably over the Non-Electing Holders' aggregate holding period 
for the common shares;
the amount allocated to the current taxable year and any taxable years before the Company became a PFIC would be 
taxed as ordinary income; and

117

•

the amount allocated to each of the other taxable years would be subject to tax at the highest rate of tax in effect for 
the  applicable  class  of  taxpayer  for  that  year,  and  an  interest  charge  for  the  deemed  deferral  benefit  would  be 
imposed with respect to the resulting tax attributable to each such other taxable year.

These penalties would not apply to a pension or profit sharing trust or other tax-exempt organization that did not borrow funds 
or otherwise utilize leverage in connection with its acquisition of our common shares. If we were a PFIC, and a Non-Electing 
Holder who is an individual died while owning our common shares, such holder's successor generally would not receive a step-
up in tax basis with respect to such common shares.

Taxation of Non-U.S. Holders

A beneficial owner of common shares (other than a partnership) that is not a U.S. Holder is referred to herein as a Non-U.S. 
Holder.

Dividends on Common Shares

Non-U.S. Holders generally will not be subject to U.S. federal income or withholding tax on dividends received from us with 
respect to our common shares, unless that dividend is effectively connected with the Non-U.S. Holder's conduct of a trade or 
business in the United States. If the Non-U.S. Holder is entitled to the benefits of a U.S. income tax treaty with respect to those 
dividends, that income is taxable, or taxable at the full rate, only if it is attributable to a permanent establishment maintained by 
the Non-U.S. Holder in the United States.

Sale, Exchange or Other Disposition of Common Shares

Non-U.S. Holders generally will not be subject to U.S. federal income or withholding tax on any gain realized upon the sale, 
exchange or other disposition of our common shares, unless:

•

•

the gain is effectively connected with the Non-U.S. Holder's conduct of a trade or business in the United States (and, 
if  the  Non-U.S.  Holder  is  entitled  to  the  benefits  of  an  income  tax  treaty  with  respect  to  that  gain,  that  gain  is 
attributable to a permanent establishment maintained by the Non-U.S. Holder in the United States); or
the Non-U.S. Holder is an individual who is present in the United States for 183 days or more during the taxable 
year of disposition and other conditions are met.

If  the  Non-U.S.  Holder  is  engaged  in  a  U.S.  trade  or  business  for  U.S.  federal  income  tax  purposes,  the  income  from  the 
common shares, including dividends and the gain from the sale, exchange or other disposition of the common shares, that is 
effectively connected with the conduct of that trade or business will generally be subject to regular U.S. federal income tax in 
the same manner as discussed in the previous section relating to the taxation of U.S. Holders. In addition, if you are a corporate 
Non-U.S.  Holder,  your  earnings  and  profits  that  are  attributable  to  the  effectively  connected  income,  subject  to  certain 
adjustments, may be subject to an additional branch profits tax at a rate of 30%, or at a lower rate as may be specified by an 
applicable income tax treaty.

Backup Withholding and Information Reporting

In  general,  dividend  payments,  or  other  taxable  distributions,  made  within  the  United  States  to  you  will  be  subject  to 
information  reporting  requirements.  Such  payments  will  also  be  subject  to  "backup  withholding"  if  you  are  a  non-corporate 
U.S. Holder and you:

•
•

•

fail to provide an accurate taxpayer identification number;
are  notified  by  the  IRS  that  you  have  failed  to  report  all  interest  or  dividends  required  to  be  shown  on  your  U.S. 
federal income tax returns; or
in certain circumstances, fail to comply with applicable certification requirements.

Non-U.S.  Holders  may  be  required  to  establish  their  exemption  from  information  reporting  and  backup  withholding  by 
certifying their status on an applicable IRS Form W-8.

118

If  you  are  a  Non-U.S.  Holder  and  you  sell  your  common  shares  to  or  through  a  U.S.  office  of  a  broker,  the  payment  of  the 
proceeds  is  subject  to  both  U.S.  backup  withholding  and  information  reporting  unless  you  certify  that  you  are  a  non-U.S. 
person,  under  penalties  of  perjury,  or  otherwise  establish  an  exemption.  If  you  sell  your  common  shares  through  a  non-U.S. 
office  of  a  non-U.S.  broker  and  the  sales  proceeds  are  paid  to  you  outside  the  United  States,  then  information  reporting  and 
backup withholding generally will not apply to that payment. However, U.S. information reporting, but not backup withholding, 
will apply to a payment of sales proceeds, including a payment made to you outside the United States, if you sell your common 
shares  through  a  non-U.S.  office  of  a  broker  that  is  a  U.S.  person  or  has  some  other  contacts  with  the  United  States.  Such 
information reporting requirements will not apply, however, if the broker has documentary evidence that you are a non-U.S. 
person and certain other conditions are met, or you otherwise establish an exemption.

Backup withholding is not an additional tax. Rather, you generally may obtain a refund of any amounts withheld under backup 
withholding rules that exceed your income tax liability by filing a refund claim with the IRS.

Other U.S. Information Reporting Obligations

Individuals who are U.S. Holders (and to the extent specified in applicable Treasury regulations, certain individuals who are 
Non-U.S. Holders and certain U.S. entities) who hold "specified foreign financial assets" (as defined in Section 6038D of the 
Code) are required to file IRS Form 8938 with information relating to the asset for each taxable year in which the aggregate 
value of all such assets exceeds $75,000 at any time during the taxable year or $50,000 on the last day of the taxable year (or 
such higher dollar amount as prescribed by applicable Treasury regulations). Specified foreign financial assets would include, 
among  other  assets,  our  common  shares,  unless  the  shares  are  held  through  an  account  maintained  with  a  U.S.  financial 
institution.  Substantial  penalties  apply  to  any  failure  to  timely  file  IRS  Form  8938,  unless  the  failure  is  shown  to  be  due  to 
reasonable cause and not due to willful neglect. Additionally, in the event an individual U.S. Holder (and to the extent specified 
in applicable Treasury regulations, an individual Non-U.S. Holder or a U.S. entity) that is required to file IRS Form 8938 does 
not file such form, the statute of limitations on the assessment and collection of U.S. federal income taxes of such holder for the 
related tax year may not close until three years after the date that the required information is filed. U.S. Holders (including U.S. 
entities) and Non-U.S. Holders are encouraged to consult their own tax advisors regarding their reporting obligations under this 
legislation.

Bermuda Taxation

Under  current  Bermuda  law,  we  are  not  subject  to  tax  on  income  or  capital  gains.  We  have  received  an  assurance  from  the 
Minister of Finance under The Exempted Undertaking Tax Protection Act 1966, as amended (the “Tax Protection Act”), that in 
the event that Bermuda enacts legislation imposing tax computed on profits, income, any capital asset, gain or appreciation, or 
any tax in the nature of estate duty or inheritance, then the imposition of any such tax shall not be applicable to us or to any of 
our operations or shares, debentures or other obligations, until March 31, 2035. We could be subject to taxes in Bermuda after 
that date. This assurance is subject to the provision that it is not to be construed to prevent the application of any tax or duty to 
such  persons  as  are  ordinarily  resident  in  Bermuda  or  to  prevent  the  application  of  any  tax  payable  in  accordance  with  the 
provisions  of  the  Land  Tax  Act  1967  or  otherwise  payable  in  relation  to  any  property  leased  to  us.  We  and  our  subsidiaries 
incorporated in Bermuda pay annual government fees to the Bermuda government.

In December 2023, Bermuda passed into law the Corporate Income Tax 2023 (the “Corporate Income Tax Act”) in response to 
the OECD’s Pillar Two global minimum tax initiative to impose a 15% corporate income tax that will be effective for fiscal 
years  beginning  on  or  after  January  1,  2025,  providing  time  to  Bermuda  multinational  groups  that  are  in  scope  in  order  to 
transition and make the necessary adjustments.

The assurance granted by the Minister of Finance pursuant to the Tax Protection Act has been made subject to the application of 
any  taxes  payable  pursuant  to  the  Corporate  Income  Tax  Act.  Amendments  were  made  to  the  Tax  Protection  Act  by  the 
Corporate Income Tax Act, with the consequence that liability for any taxes payable pursuant to the Corporate Income Tax Act 
will apply notwithstanding any prior assurance given pursuant to the Tax Protection Act.

Subject to certain exceptions, Bermuda entities that are part of a multinational group will be in scope of the provisions of the 
Corporate  Income  Tax  Act  if,  with  respect  a  fiscal  year,  such  group  has  annual  revenue  of  €750  million  or  more  in  the 
consolidated financial statements of the ultimate parent entity for at least two of the four fiscal years immediately prior to such 
fiscal year (“Bermuda Constituent Entity Group”). 

119

Where  corporate  income  tax  is  chargeable  to  a  Bermuda  Constituent  Entity  Group,  the  amount  of  corporate  income  tax 
chargeable  to  a  Bermuda  Constituent  Entity  Group  for  a  fiscal  year  shall  be  15%  of  the  net  taxable  income  of  the  Bermuda 
Constituent Entity Group, less tax credits applicable under the Corporate Income Tax Act (foreign tax credits) or as prescribed 
by regulation by the Minister of Finance (qualified refundable tax credits).

Qualified refundable tax credits, expected to be developed during 2024, will be incorporated into the new corporate income tax 
regime  to  provide  incentives  for  investment  by  international  companies.  The  Minister  of  Finance  has  stated  that  investments 
could be encouraged in areas such as infrastructure, education, healthcare, innovation and housing. As Bermuda continues to 
participate in the global minimum tax initiative, it will closely track the manner in which this is implemented around the world. 

Changes in Global Tax Laws 

Long-standing international tax initiatives that determine each country’s jurisdiction to tax cross-border international trade and 
profits  are  evolving  as  a  result  of,  among  other  things,  initiatives  such  as  the  Anti-Tax  Avoidance  Directives,  as  well  as  the 
Base Erosion and Profit Shifting reporting requirements, mandated and/or recommended by the EU, G8, G20 and Organization 
for Economic Cooperation and Development, including the imposition of a minimum global effective tax rate for multinational 
businesses regardless of the jurisdiction of operation and where profits are generated (Pillar Two). As these and other tax laws 
and related regulations change (including changes in the interpretation, approach and guidance of tax authorities), our financial 
results could be materially impacted. Given the unpredictability of these possible changes and their potential interdependency, it 
is difficult to assess whether the overall effect of such potential tax changes would be cumulatively positive or negative for our 
earnings and cash flow, but such changes could adversely affect our financial results.

On  December  12,  2022,  the  European  Union  member  states  agreed  to  implement  the  OECD’s  Pillar  Two  global  corporate 
minimum  tax  rate  of  15%  on  companies  with  revenues  of  at  least  €750  million  effective  from  2024.  Various  countries  have 
either  adopted  implementing  legislation  or  are  in  the  process  of  drafting  such  legislation.  Any  new  tax  law  in  a  jurisdiction 
where we conduct business or pay tax could have a negative effect on our company.

F. DIVIDENDS AND PAYING AGENTS

Not Applicable.

G. STATEMENT BY EXPERTS

Not Applicable.

H. DOCUMENTS ON DISPLAY

We are subject to the informational requirements of the Securities Exchange Act of 1934, as amended, or the Exchange Act. In 
accordance with these requirements, we file reports and other information with the SEC. These materials, including this annual 
report  and  the  accompanying  exhibits,  are  available  at  http://www.sec.gov.  In  addition,  documents  referred  to  in  this  annual 
report may be inspected at our principal executive offices at Par-la-Ville Place, 14 Par-la-Ville Road, Hamilton, Bermuda HM 
08.  Our  filings  are  also  available  on  our  website  at  www.sflcorp.com.  The  information  on  our  website,  however,  is  not,  and 
should not be deemed to be a part of this annual report.

I. SUBSIDIARY INFORMATION

Not Applicable.

J. ANNUAL REPORT TO SECURITY HOLDERS

Not Applicable.

120

 
 
 
 
ITEM 11.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

We are exposed to various market risks, including interest rates and foreign currency fluctuations. We use interest rate swaps to 
manage interest rate risk and currency swaps to manage currency risks. We may enter into derivative instruments from time to 
time for speculative purposes.

As of December 31, 2023, we had entered into currency rate contracts with a total notional principal of NOK700 million ($80.5 
million), to hedge against fluctuations in interest and exchange rates on our NOK700 million senior unsecured bonds due 2024. 
The net amount of debt outstanding as of December 31, 2023 was NOK695 million (December 31, 2022: NOK695 million). 
Under the currency rate swap contracts, variable NIBOR interest rates including additional margins are swapped for variable 
SOFR  rates  including  additional  margins.  The  eventual  settlement  of  the  bonds  will  have  an  effective  exchange  rate  of 
NOK8.69 = $1. These contracts expire in June 2024 and we estimate that we would pay $11.9 million to terminate them as of 
December  31,  2023  (December  31,  2022:  $8.2  million).  There  are  additional  interest  rate  swaps  that  effectively  swap  the 
variable SOFR for a fixed rate, as described in further detail below. 

Similarly,  as  of  December  31,  2023,  we  had  entered  into  currency  rate  contracts  with  a  total  notional  principal  of  NOK600 
million  ($67.5  million),  to  hedge  against  fluctuations  in  exchange  rates  on  our  NOK600  million  senior  unsecured  bonds  due 
2025.  The  net  amount  of  debt  outstanding  as  of  December  31,  2023  was  NOK590  million  (2022:  NOK590  million).  Under 
these  contracts,  variable  NIBOR  interest  rates  including  additional  margins  are  swapped  for  variable  SOFR  rates  including 
additional  margins.  The  eventual  settlement  of  the  bonds  will  have  an  effective  exchange  rate  of  NOK8.88  =  $1.  These 
contracts expire in January 2025 and we estimate that we would pay $9.0 million to terminate them as of December 31, 2023 
(December 31, 2022: pay $6.4 million). There are additional interest rate swaps that effectively swap the variable SOFR for a 
fixed rate, as described in further detail below. 

As of December 31, 2023, we and our consolidated subsidiaries had entered into interest rate swap contracts with a combined 
notional principal amount of $0.4 billion (December 31, 2022: $0.6 billion). Under these contracts, variable SOFR interest rates 
plus applicable credit adjustment spreads are swapped for fixed interest rates. The fixed interest rates, including the impact of 
credit adjustment spreads, are between 0.19% per annum and 1.88% per annum. These interest rate swap agreements mature 
between  March  2024  and  August  2029,  and  we  estimate  that  we  would  receive  $18.2  million  to  terminate  them  as  of 
December 31, 2023 (December 31, 2022: receive $28.8 million).

The overall effect of our cross currency and interest rate swaps is to fix the interest rate on approximately $0.4 billion of our 
floating rate debt as of December 31, 2023 (December 31, 2022: $0.6 billion). As of December 31, 2023, the weighted average 
interest  rate  for  our  floating  rate  debt  denominated  in  U.S.  dollars  and  Norwegian  kroner  which  takes  into  consideration  the 
effect of our interest rate and cross currency swaps is 6.49% per annum including margin (December 31, 2022: 5.30%).

Some  of  our  charter  contracts  contain  interest  adjustment  clauses,  whereby  the  charter  rate  is  adjusted  to  reflect  the  actual 
interest  rate  levels  during  the  charter  period,  effectively  transferring  interest  rate  exposure  to  the  counterparty  under  such 
charter contracts. As of December 31, 2023, the total implicit capital amount subject to such adjustments was equivalent to $0.1 
billion  (December  31,  2022:  $0.1  billion).  None  of  this  was  subject  to  interest  rate  swaps  entered  into  for  the  benefit  of  the 
charterer.

As  of  December  31,  2023,  our  net  exposure,  including  equity-accounted  subsidiaries,  to  interest  rate  fluctuations  on  our 
outstanding floating rate debt denominated in U.S. dollars and Norwegian kroner was $0.7 billion, compared with $0.9 billion 
as  of  December  31,  2022.  Our  net  exposure  to  interest  fluctuations  is  based  on  our  total  of  $1.1  billion  floating  rate  debt 
outstanding  as  of  December  31,  2023,  less  the  $0.4  billion  notional  principal  of  our  interest  rate  swaps  and  the  $0.1  billion 
remaining  floating  rate  debt  subject  to  interest  adjustment  clauses  under  charter  contracts.  A  one  per-cent  change  in  interest 
rates  would  thus  increase  or  decrease  net  exposure  by  approximately  $7.1  million  per  year  as  of  December  31,  2023 
(December 31, 2022: $9.0 million per year). 

As of March 14, 2024, we were not party to any other interest rate or currency derivative contracts.

We may in the future enter into short-term Total Return Swap ("TRS") arrangements relating to our own shares and bonds or 
securities in other companies.

Apart from our NOK700 million due 2024 and NOK600 million due 2025 floating rate bonds, which have been hedged, the 
majority of our transactions, assets and liabilities are denominated in U.S. dollars, our functional currency.

121

ITEM 12.  DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES

Not Applicable.

122

ITEM 13.  DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES

PART II

Neither we nor any of our subsidiaries have been subject to a material default in the payment of principal, interest, a sinking 
fund or purchase fund installment or any other material default that was not cured within 30 days. In addition, the payments of 
our dividends are not, and have not been in arrears or have not been subject to material delinquency that was not cured within 
30 days.

ITEM  14.  MATERIAL  MODIFICATIONS  TO  THE  RIGHTS  OF  SECURITY  HOLDERS  AND  USE  OF 

PROCEEDS

None.

ITEM 15.  CONTROLS AND PROCEDURES

a)  Disclosure Controls and Procedures

Pursuant  to  Rules  13a-15(e)  and  15d-15(e)  of  the  Exchange  Act,  management  assessed  the  effectiveness  of  the  design  and 
operation  of  our  disclosure  controls  and  procedures  as  of  December  31,  2023.  Based  upon  that  evaluation,  the  Principal 
Executive Officer and Principal Financial Officer concluded that our disclosure controls and procedures were effective as of the 
evaluation date.

b) Management's annual report on internal control over financial reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting as defined in 
Rules 13a-15(f) promulgated under the Exchange Act.

Internal control over financial reporting is defined in Rule 13a-15(f) and 15d-15(f) promulgated under the Exchange Act as a 
process designed by, or under the supervision of, our principal executive and principal financial officers and effected by our 
Board  of  Directors,  management  and  other  personnel,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial 
reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles and includes those policies and procedures that:

•

•

•

pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of our assets;

provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in 
accordance with generally accepted accounting principles, and that our receipts and expenditures are being made only in 
accordance with authorizations of Company's management and directors; and

provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use  or  disposition  of 
our assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Management  conducted  the  evaluation  of  the  effectiveness  of  the  internal  control  over  financial  reporting  using  the  control 
criteria framework issued by the Committee of Sponsoring Organizations of the Treadway Commission published in its report 
entitled Internal Control-Integrated Framework (2013).

Our  management  with  the  participation  of  our  Principal  Executive  Officer  and  Principal  Financial  Officer  assessed  the 
effectiveness  of  the  design  and  operation  of  our  internal  control  over  financial  reporting  pursuant  to  Rule  13a-15  of  the 
Exchange Act, as of December 31, 2023. Based upon that evaluation, the Principal Executive Officer and Principal Financial 
Officer concluded that our internal control over financial reporting were effective as of December 31, 2023.

123

 
 
 
 
c) Attestation report of the registered public accounting firm

The effectiveness of the Company’s internal control over financial reporting as of December 31, 2023, has been audited by EY, 
an independent registered public accounting firm, as stated in their report dated March 14, 2024, which is included below under 
the heading “Item 18—Financial Statements—Report of Independent Registered Public Accounting Firm”.

 d) Changes in internal control over financial reporting

There were no changes in our internal control over financial reporting that occurred during the period covered by this annual 
report that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 16. [RESERVED]

ITEM 16A.  AUDIT COMMITTEE FINANCIAL EXPERT

Our  Board  of  Directors  has  determined  that  our  Audit  Committee  has  one  Audit  Committee  Financial  Expert.  James 
O'Shaughnessy is an independent Director and is the Audit Committee Financial Expert, as such terms are defined under SEC 
rules.

ITEM 16B.  CODE OF ETHICS

We have adopted a Code of Ethics that applies to all entities controlled by us and our employees, directors, officers and our 
agents.  We  have  posted  our  code  of  ethics  on  our  website  at  www.sflcorp.com.  The  information  on  our  website  is  not 
incorporated by reference into this annual report. We will provide any person, free of charge, with a copy of our code of ethics 
upon written request to our registered office. Any waivers that are granted from any provision of our Code of Ethics may be 
disclosed on our website within five business days following the date of such waiver. 

ITEM 16C.  PRINCIPAL ACCOUNTANT FEES AND SERVICES

Our principal accountant for 2023 was Ernst & Young AS (PCAOB Firm ID number: 1572) and 2022 was MSPC (PCAOB 
Firm  ID  number:  717).  The  following  table  sets  forth  the  fees  related  to  audit  and  other  services  provided  by  both  EY  and 
MSPC.

Audit Fees (a)

Audit-Related Fees (b)

Tax Fees (c)
All Other Fees (d)

Total (e)

(a) Audit Fees

2023

724,869  $ 

124,918  $ 

— 
—  $ 

2022

560,000 

129,000 

— 
10,150 

849,787  $ 

699,150 

$ 

$ 

$ 

$ 

Audit fees represent professional services rendered for the audit of our annual financial statements and services provided 
by the principal accountant in connection with statutory and regulatory filings or engagements.

(b) Audit -Related Fees

Audit-related  fees  consisted  of  assurance  and  related  services  rendered  by  the  principal  accountant  related  to  the 
performance of the interim review of our financial statements which have not been reported under Audit Fees above.

(c) Tax Fees

Tax fees represent fees for professional services rendered by the principal accountant for tax compliance, tax advice and 
tax planning.

(d) All Other Fees

All other fees include services other than audit fees, audit-related fees and tax fees set forth above.

124

 
 
(e) Audit Committee's Pre-Approval Policies and Procedures

Our Board of Directors has adopted pre-approval policies and procedures in compliance with paragraph (c)(7)(i) of Rule 
2-01 of Regulation S-X, that require the Board of Directors to approve the appointment of our independent auditor before 
such auditor is engaged and approve each of the audit and non-audit related services to be provided by such auditor under 
such engagement by us. All services provided by the principal auditor in 2023 and 2022 were approved by the Board of 
Directors pursuant to the pre-approval policy.

MSPC  served  as  the  independent  registered  public  accounting  firm  of  the  Company  for  the  fiscal  year  ended  December  31, 
2022. Please refer to “Item 16F. Change in Registrant's Certifying Accountant” for further information.

ITEM 16D.  EXEMPTIONS FROM THE LISTING STANDARDS FOR AUDIT COMMITTEES

Not applicable.

ITEM 16E.  PURCHASE OF EQUITY SECURITIES BY ISSUER AND AFFILIATED PURCHASERS

Issuer Purchases of Equity Securities

On May 8, 2023, our Board of Directors authorized the Share Repurchase Program of up to an aggregate of $100.0 million of 
the  Company's  common  shares  until  June  30,  2024.  In  2023,  we  acquired  a  total  of  1,095,095  shares  under  the  Share 
Repurchase Program. We have $89,847,972 remaining under the authorized Share Repurchase Program. As of the date of this 
annual report, no further shares have been repurchased. 

The below table presents a summary of the common shares repurchased by the Company under the Share Repurchase Program 
for the year ended December 31, 2023.

Period

Issuer Purchases of Equity Securities

(a) 
Total number of 
common shares
purchased

(b) 
Average price 
paid per common 
share

(c)
Total number of 
common shares 
purchased as part 
of publicly 
announced plans 
or programs

(d)
Approximate 
dollar value of 
shares that may 
yet be purchased 
under the plans or 
programs (1)(2)

May 8, 2023 - May 31, 2023

June 1, 2023 - June 30, 2023

July 1, 2023 - July 31, 2023

August 1, 2023 - August 31, 2023

September 1, 2023 - September 30, 2023  

October 1, 2023 - October 31, 2023

November 1, 2023 - November 30, 2023  

December 1, 2023 - December 31, 2023  

—   

527,417 

567,678 

—   

—   

—   

—   

—   

—   

$9.15  

$9.38  

—   

—   

—   

—   

—   

— 

$100,000,000

527,417 

567,678 

— 

— 

— 

— 

— 

$95,175,496

$89,847,972

$89,847,972

$89,847,972

$89,847,972

$89,847,972

$89,847,972

$89,847,972

Total as of December 31, 2023

1,095,095 

$9.27  

1,095,095 

(1) On May 15, 2023, the Company announced the Share Repurchase Program of up to $100.0 million of our common shares 
for  a  period  up  to  June  30,  2024.  The  specific  timing  and  amounts  of  the  repurchases  will  be  in  the  sole  discretion  of  the 
Company and may vary based on market conditions and other factors. We are not obligated under the terms of the program to 
repurchase any of our common shares.

(2) From January 1, 2024 to the date of this annual report, no further shares have been repurchased.

125

 
 
 
 
 
 
ITEM 16F.  CHANGE IN REGISTRANT'S CERTIFYING ACCOUNTANT

In November 2022, MSPC notified the Company of its decision not to stand for re-appointment as the Company’s independent 
registered  public  accounting  firm  for  the  fiscal  year  ending  December  31,  2023.  MSPC  served  as  the  independent  registered 
public accounting firm of the Company for the fiscal year ended December 31, 2022 (“2022 fiscal year”) and December 31, 
2021 (“2021 fiscal year”). On November 24 2022, our Board of Directors approved the selection of EY to replace MSPC to 
serve as our independent registered public accounting firm for the year ending December 31, 2023. The engagement of EY was 
ratified by shareholders at our annual meeting of shareholders held May 8, 2023.

EY  have  audited  (a)  the  balance  sheet  of  the  Company  as  of  December  31,  2023,  and  the  related  statements  of  operations, 
comprehensive  income,  stockholders’  equity,  cash  flows,  and  the  related  notes  and  schedules  (collectively  referred  to  as  the 
“financial  statements”)  for  the  fiscal  year  ended  December  31,  2023  and  (b)  the  Company’s  internal  control  over  financial 
reporting as of December 31, 2023 as stated in their report dated March 14, 2024, which is included below under the heading 
“Item 18—Financial Statements—Report of Independent Registered Public Accounting Firm”. 

This change in the Company’s Certifying Accountant was previously reported in our report on Form 6-K, filed with the SEC on 
November 25, 2022 and our 2022 Annual Report on Form 20-F filed with the SEC on March 16, 2023.

ITEM 16G.  CORPORATE GOVERNANCE

Pursuant to an exception under the NYSE listing standards available to foreign private issuers, we are not required to comply 
with all of the corporate governance practices followed by U.S. companies under the NYSE listing standards. The significant 
differences  between  our  corporate  governance  practices  and  the  NYSE  standards  applicable  to  listed  U.S.  companies  are  set 
forth below.

Executive  Sessions.  The  NYSE  requires  that  non-management  directors  meet  regularly  in  executive  sessions  without 
management. The NYSE also requires that all independent directors meet in an executive session at least once a year. While 
Bermuda  law  and  our  Bye-laws  do  not  require  our  non-management  directors  to  regularly  hold  executive  sessions  without 
management, our non-management directors regularly hold such sessions without management from time to time.

Nominating/Corporate Governance Committee. The NYSE requires that a listed U.S. company have a nominating/corporate 
governance  committee  of  independent  directors  and  a  committee  charter  specifying  the  purpose,  duties  and  evaluation 
procedures of the committee. As permitted under Bermuda law and our Bye-laws, we do not currently have a nominating or 
corporate governance committee.

Audit  Committee.  The  NYSE  requires,  among  other  things,  that  a  listed  U.S.  company  have  an  audit  committee  with  a 
minimum  of  three  members,  all  of  whom  are  independent.  As  permitted  by  Rule  10A-3  under  the  Exchange  Act,  our  audit 
committee consists of one independent member of our Board of Directors, James O’Shaughnessy. We have determined that a 
director  may  sit  on  the  board  of  three  or  more  other  companies'  audit  committees  and  such  simultaneous  service  would  not 
impair  the  ability  of  such  member  to  effectively  serve  on  the  Board  or  Audit  Committee  of  our  Company.  For  more 
information, please see “Item 6.A. Directors and Senior Management”.

Corporate Governance Guidelines. The NYSE requires U.S. companies to adopt and disclose corporate governance guidelines. 
The  guidelines  must  address,  among  other  things:  director  qualification  standards,  director  responsibilities,  director  access  to 
management  and  independent  advisers,  director  compensation,  director  orientation  and  continuing  education,  management 
succession  and  an  annual  performance  evaluation.  We  are  not  required  to  adopt  such  guidelines  under  Bermuda  law  and  we 
have not adopted such guidelines.

Independence of Directors. The NYSE requires that a U.S. listed company maintain a majority of independent directors. As a 
foreign  private  issuer,  we  are  exempt  from  this  rule  and  may  comply  with  it  voluntarily.  Our  Board  of  Directors  currently 
consists of six directors, four of which are considered "independent" according to NYSE's standards for independence, namely 
James O’Shaughnessy, Gary Vogel, Keesjan Cordia and Will Homan-Russell. However, as permitted under Bermuda law, our 
Board of Directors may in the future not consist of a majority of independent directors.

126

Compensation Committee. The NYSE requires that a listed U.S. company have a compensation committee composed entirely 
of independent directors and have a committee charter addressing the purpose, responsibility, rights and performance evaluation 
of  the  committee.  As  a  foreign  private  issuer  we  are  exempt  from  this  rule  and  may  comply  with  it  voluntarily.  Our 
Compensation  Committee  currently  consists  of  Gary  Vogel  and  James  O'Shaughnessy,  both  of  whom  are  considered 
"independent"  according  to  NYSE's  standards  for  independence.  As  permitted  under  Bermuda  law,  our  compensation 
committee may in the future not consist entirely of independent directors.

Solicitation  of  Proxies.  The  NYSE  requires  that  a  U.S.  company  solicit  proxies  and  provide  proxy  statements  for  all 
shareholder  meetings.  Such  company  must  also  provide  copies  of  its  proxy  solicitation  to  the  NYSE.  As  permitted  under 
Bermuda law and our bye-laws we do not currently solicit proxies or provide proxy materials to the NYSE. Our bye-laws also 
require that we provide not less than five (5) days’ notice to our shareholders of general meetings, such notice to be given in 
accordance with the provisions of the bye-laws. 

Quorum. The NYSE “gives careful consideration” to provisions that fix a quorum for shareholders’ meetings that is less than a 
majority of outstanding shares, but in general the NYSE has not objected to reasonably lesser quorum requirements in cases 
where  the  companies  have  agreed  to  make  general  proxy  solicitations  for  future  meetings  of  shareholders.  The  Company 
follows applicable Bermuda laws with respect to quorum requirements. The Company’s quorum requirement is set forth in its 
bye-laws,  which  provide  that  a  quorum  for  the  transaction  of  business  at  any  meeting  of  shareholders  is  two  or  more 
shareholders either present in person or represented by proxy.

ITEM 16H.  MINE SAFETY DISCLOSURE

Not applicable.

ITEM 16J.  INSIDER TRADING POLICIES

Our  Board  of  Directors  has  adopted  an  insider  trading  policy  governing  the  purchase,  sale  and  other  dispositions  of  our 
securities by our officers, directors and employees. Copies of our insider trading policies are included as exhibits to this annual 
report.

ITEM 16K.  CYBER SECURITY

Risk management and strategy:

The Company’s cybersecurity risk management program consists of:

a. An overall strategy to develop, improve and maintain its cybersecurity processes, policies, and governance frameworks 

that have been integrated into our existing risk management framework.

b. Detailed set of cybersecurity policies and procedures.

c.

Investment in IT security and a dedicated cybersecurity team.

d. Engaging external cybersecurity service providers.

e. Leverage third party cybersecurity tools and technologies.

f. Robust training plan for all its employees.

g. Governance - Board and management oversight.

The underlying control framework of the Company’s cybersecurity program is based on recognized best practices and standards 
set  by  the  U.S.  National  Institute  of  Standards  and  Technology,  which  organizes  cybersecurity  risks  into  five  categories: 
identify, protect, detect, respond and recover. 

The Company has established policies and procedures for all key aspects of its cybersecurity program including an information 
security  policy,  password  policy,  incident  management  policy,  third  party  security  management  policy,  business  continuity 
plans, cyber incident response plans and information security management system contingency plans.

127

As part of the Company’s cybersecurity strategy, it continues to expand its investments in IT security, including to identify and 
protect critical assets, strengthen, monitor and alert its information security management system and engage with cybersecurity 
experts. The Company has a dedicated Chief Information Security Officer (“CISO”), who has served within IT department of 
related parties for over 20 years and is a Certified Cyber Risk Officer. The Company holds regular cybersecurity meetings, led 
by its CISO who is employed by related party Front Ocean Management AS, to assess and manage cybersecurity threats and to 
provide cybersecurity updates to senior management and the Board of Directors. For a description of the relationship with Front 
Ocean  Management  AS,  please  see  “Item  7.  Major  Shareholders  and  Related  Party  Transactions  –  B.  Related  Party 
Transactions.”

The Company has engaged a third-party IT cybersecurity firm to help integrate its information security management system to 
protect  the  Company’s  operations.  In  addition,  the  third-party  firm  conducts  risk  and  vulnerability  assessments  to  identify 
cybersecurity weaknesses and recommend enhancements. 

The Company leverages several third-party tools and technologies as part of its efforts to enhance its cybersecurity functions. 
This  includes  a  third-party  security  firm  which  performs  continuous  vulnerability  assessments  on  the  Company’s  IT 
infrastructure. The Company performs annual disaster recovery tabletop exercises with its IT hosting partner to prepare for a 
cyberattack on the Company’s IT infrastructure. As part of the Company’s established cybersecurity governance framework, 
the Company also assesses potential cybersecurity threats related to the third-party providers and counterparties. 

The  Company  has  a  robust  training  program  for  its  employees  that  covers  the  Company’s  cybersecurity  risk  management 
program and other Company policies and practices to ensure compliance therewith and to promote best practices. The Company 
regularly  provides  cybersecurity  awareness  trainings  and  phishing  tests  to  employees  to  increase  awareness  of  cybersecurity 
threats. 

Governance

The  Board  of  Directors  considers  cybersecurity  risk  as  part  of  its  risk  oversight  function  and  oversees  the  Company’s 
cybersecurity  risk  exposures  and  the  steps  taken  by  management  to  monitor  and  mitigate  cybersecurity  risks.  The  Board  of 
Directors  ensures  allocation  and  prioritization  of  resources  and  overall  strategic  direction  for  cybersecurity  and  ensures 
alignment with the Company’s overall strategy. 

The Board of Directors has delegated the day-to-day oversight of cybersecurity and other technology risks to the CISO, who 
oversees a team of IT professionals, including third-party providers. 

The  CISO,  working  together  with  certain  members  of  management  and  the  IT  department,  is  responsible  for  assessing  and 
managing  cybersecurity  threats  and  for  reporting  cybersecurity  threats  and  updates,  including  updates  on  monitoring 
cybersecurity incidents and strategies to prevent cybersecurity threats, to senior management, and to the Board of Directors on a 
quarterly basis or more often as needed. 

Cybersecurity Threats

For the year ended December 31, 2023 through the date of this annual report, the Company is not aware of any material risks 
from cybersecurity threats, that have materially affected or are reasonably likely to materially affect the Company, including its 
business strategy, results of operations or financial condition. Please also see Item 3. Key Information—D. Risk Factors—“We 
rely on our information security management system to conduct our business, and failure to protect this system against security 
breaches  could  adversely  affect  our  business  and  results  of  operations,  including  on  our  vessels.  Additionally,  if  this  system 
fails or becomes unavailable for any significant period of time, our business could be harmed.”

128

PART III

ITEM 17.  FINANCIAL STATEMENTS

See Item 18.

ITEM 18.  FINANCIAL STATEMENTS

The following financial statements listed below and set forth on pages F-1 through F-59 are filed as part of this annual report:

Financial Statements: SFL Corporation Ltd.

Report of Independent Registered Public Accounting Firm

Report of Independent Registered Public Accounting Firm (Predecessor)

Consolidated Statements of Operations for the years ended December 31, 2023, 2022 and 2021

Consolidated Statements of Comprehensive Income for the years ended December 31, 2023, 2022 and 2021

Consolidated Balance Sheets as of December 31, 2023 and 2022

Consolidated Statements of Cash Flows for the years ended December 31, 2023, 2022 and 2021
Consolidated Statements of Changes in Stockholders' Equity for the years ended December 31, 2023, 2022 
and 2021

Notes to Consolidated Financial Statements

F-2

F-4

F-6

F-7

F-8

F-9

F-11

F-12

129

 
 
ITEM 19.               EXHIBITS

Number Description of Exhibit
1.1*

Memorandum of Association of Ship Finance International Limited (the "Company"), incorporated by reference to 
Exhibit 3.1 of the Company's Registration Statement, SEC File No. 333-115705, filed on May 21, 2004 (the 
"Original Registration Statement").

1.2*

1.3*

1.4*

1.5

2.1*

2.2*

4.9*

4.23*

4.24*

4.25*

5.1*

8.1

11.1

11.2

12.1

12.2

13.1

13.2

15.1

15.2

97.1

Amended and Restated Bye-laws of the Company, as adopted on September 28, 2007, incorporated by reference to 
Exhibit 1 of the Company's 6-K filed on October 22, 2007.

Amended and Restated Bye-laws of the Company, as adopted on September 20, 2013, incorporated by reference to 
Exhibit 1.3 of the Company's 2014 Annual Report filed on Form 20-F on April 9, 2015. 

Amended and Restated Bye-laws of the Company, as adopted on September 23, 2016, incorporated by reference to 
Exhibit 1 of the Company's Form 6-K filed on September 29, 2016.

Amended and Restated Bye-laws of the Company, as adopted on September 30, 2022.

Form of Common Stock Certificate of the Company, incorporated by reference to Exhibit 4.1 of the Company's 
Original Registration Statement.

Description of Securities of the Company, incorporated by reference to Exhibit 2.2 of the Company's 2019 Annual 
Report filed on Form 20-F on March 27, 2020.

Share Option Scheme, incorporated by reference to Exhibit 2.2 of the Company's 2006 Annual Report as filed on 
Form 20-F on July 2, 2007.

Second Supplemental Indenture by and among Ship Finance International Ltd. And U.S. Bank National 
Association, as Trustee, dated April 23, 2018 to Indenture dated October 5, 2016 for 4.875% Convertible Senior 
Notes due 2023, incorporated by reference to Exhibit 99.2 of the Company’s report on Form 6-K filed on April 24, 
2018

Bond Agreement dated May  7, 2021, relating to SFL Corporation Ltd. 7.25% USD 200,000,000 senior unsecured 
sustainability-linked bonds 2021/2026, incorporated by reference to the Company's 2021 Annual Report filed on 
Form 20-F on March 24, 2022.

Bond Agreement dated February 1, 2023, relating to SFL Corporation Ltd. 8.875% USD 150,000,000 senior 
unsecured sustainability-linked bonds 2023/2027 incorporated by reference to the Company's 2022 Annual Report 
filed on Form 20-F on March 16, 2023.

MSPC's letter to the SEC, dated March 16, 2023, confirming agreement of the Company's disclosures in relation to 
the change of auditors, incorporated by reference to the Company's 2022 Annual Report filed on Form 20-F on 
March 16, 2023.

Significant Subsidiaries of the Company.

The Company's Policies and Procedures to Detect and Prevent Insider Trading

The Company's Insider Trading Policy relating to the Company's Bonds listed on Oslo Børs

Certification of the Principal Executive Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a) of the Securities 
Exchange Act of 1934, as amended.

Certification of the Principal Financial Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a) of the Securities 
Exchange Act of 1934, as amended. 

Certification of the Principal Executive Officer pursuant to 18 USC Section 1350, as adopted pursuant to Section 
906 of the Sarbanes-Oxley Act of 2002.

Certification of the Principal Financial Officer pursuant to 18 USC Section 1350, as adopted pursuant to Section 
906 of the Sarbanes-Oxley Act of 2002.

Consent of Independent Registered Public Accounting Firm (EY)

Consent of Independent Registered Public Accounting Firm (MSPC)

The Company's Clawback Policy, effective October 2, 2023 

* Incorporated herein by reference.

130

101.INS

101.SCH

101.CAL

101.DEF

101.LAB

101.PRE

XBRL Instance Document

XBRL Taxonomy Extension Schema Document

XBRL Taxonomy Extension Schema Calculation Linkbase Document

XBRL Taxonomy Extension Schema Definition Linkbase Document

XBRL Taxonomy Extension Schema Label Linkbase Document

XBRL Taxonomy Extension Schema Presentation Linkbase Document

131

The  registrant  hereby  certifies  that  it  meets  all  of  the  requirements  for  filing  on  Form  20-F  and  that  it  has  duly  caused  and 
authorized the undersigned to sign this annual report on its behalf.

SIGNATURES

Date: March 14, 2024

SFL Corporation Ltd.
(Registrant)

By:

/s/ Aksel C. Olesen 
Aksel C. Olesen 
Principal Financial Officer

132

 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.
Index to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm

Report of Independent Registered Public Accounting Firm (Predecessor)

Consolidated Statements of Operations for the years ended December 31, 2023, 2022 and 2021 
Consolidated Statements of Comprehensive Income for the years ended December 31, 2023, 2022 and 2021

Consolidated Balance Sheets as of December 31, 2023 and 2022

Consolidated Statements of Cash Flows for the years ended December 31, 2023, 2022 and 2021

Consolidated Statements of Changes in Stockholders' Equity for the years ended December 31, 2023, 2022 
and 2021
Notes to the Consolidated Financial Statements

F-2

F-4

F-6

F-7

F-8

F-9

F-11

F-12

F-1

 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Shareholders and the Board of Directors of SFL Corporation Ltd.

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheet of SFL Corporation Ltd (the “Company”) as of December 31, 
2023, the related consolidated statements of operations, comprehensive income, changes in stockholders’ equity, and cash flows 
for  the  year  ended  December  31,  2023,  and  the  related  notes  (collectively  referred  to  as  the  “consolidated  financial 
statements”). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position 
of the Company at December 31, 2023, and the results of its operations and its cash flows for the year ended December 31, 
2023, in conformity with U.S. generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB), the Company’s internal control over financial reporting as of December 31, 2023, based on criteria established in 
Internal  Control-Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission 
(2013 framework) and our report dated March 14, 2024 expressed an unqualified opinion thereon.

Basis for Opinion

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on 
the Company’s financial statements based on our audit. We are a public accounting firm registered with the PCAOB and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to 
error or fraud. Our audit included performing procedures to assess the risks of material misstatement of the financial statements, 
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a 
test basis, evidence regarding the amounts and disclosures in the financial statements. Our audit also included evaluating the 
accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the 
financial statements. We believe that our audit provides a reasonable basis for our opinion.

F-2

 
 
Critical Audit Matter

The critical audit matter communicated below is a matter arising from the current period audit of the financial statements that 
was communicated or required to be communicated to the audit committee and that: (1) relates to accounts or disclosures that 
are  material  to  the  financial  statements  and  (2)  involved  our  especially  challenging,  subjective  or  complex  judgments.  The 
communication of the critical audit matter does not alter in any way our opinion on the consolidated financial statements, taken 
as a whole, and we are not, by communicating the critical audit matter below, providing a separate opinion on the critical audit 
matter or on the accounts or disclosures to which it relates.

Impairment assessment of vessels, rigs, and equipment

Description of the Matter

The  carrying  value  of  the  Company’s  vessels,  rigs,  and  equipment,  net  was 
$2,654,733  thousand  as  of  December  31,  2023.  As  explained  in  Note  2  to  the 
consolidated  financial  statements,  the  Company  evaluates  assets  for  impairment 
whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  value  of  an 
asset  may  not  be  recoverable.  If  impairment  indicators  are  identified,  the  Company 
assesses  the  recoverability  of  the  carrying  value  of  the  asset  by  estimating  its  future 
undiscounted  cash 
test”).  Management  conducted  a 
recoverability test for several of their vessels and one of their rigs, where impairment 
indicators were identified, and concluded that their carrying values were recoverable 
as of December 31, 2023.

(“recoverability 

flows 

Auditing  the  Company’s  recoverability  test  was  complex  due  to  the  estimation 
uncertainty  and  judgement  around  assumptions  used  in  the  future  undiscounted 
cashflow  analysis.  The  significant  assumptions  used  in  the  analysis  included 
estimation  of  future  charter  rates,  operating  expenses,  and  utilization  rates  for  the 
vessels  and  rig.  These  significant  assumptions  are  forward-looking  and  could  be 
affected by future economic and market conditions.

How We Addressed the 
Matter in Our Audit

We  obtained  an  understanding,  evaluated  the  design  and  tested  the  operating 
effectiveness  of  the  controls  over  the  company’s  impairment  assessment  process, 
including  controls  over  management's  review  and  approval  of  the  significant 
assumptions described above.

To  test  the  significant  assumptions,  we  performed  audit  procedures  that  included, 
among  others,  analyzing  management’s  recoverability  test  by  comparing  the 
methodology  used  against  accounting  guidance  under  ASC  360-10,  Impairment  and 
Disposal  of  Long-Lived  Assets.  We  tested  the  reasonableness  of  estimated  future 
charter  rates  by  comparing  them  to  average  historical  charter  rates  achieved  by  the 
Company, historical charter rates developed by an independent market research firm, 
and future rates in executed charter agreements.

We  assessed  the  vessel  and  rig  utilization  assumptions  by  comparing  them  to  the 
historical  utilization  of  the  Company’s  vessels  and  rigs.  In  addition,  we  have 
compared  the  estimated  operating  costs  to  the  approved  budget  and  historical  costs 
adjusted for recent and forecasted inflation.

We assessed the adequacy of the vessel impairment disclosures as included in Note 2 
of the consolidated financial statements.

/s/ Ernst & Young AS 

We have served as the Company’s auditor since 2023.

Oslo, Norway

March 14, 2024

F-3

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Shareholders and the Board of Directors of SFL Corporation Ltd.

Opinion on Internal Control Over Financial Reporting

We have audited SFL Corporation Ltd.’s internal control over financial reporting as of December 31, 2023, based on criteria 
established in Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Commission “(2013 framework) (the COSO criteria). In our opinion, SFL Corporation Ltd. (the Company) maintained, in all 
material respects, effective internal control over financial reporting as of December 31, 2023, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB),  the  2023  consolidated  financial  statements  of  the  Company  and  our  report  dated  March  14,  2024,  expressed  an 
unqualified opinion thereon.

Basis for Opinion

The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its 
assessment of the effectiveness of internal control over financial reporting included in the accompanying Management’s Annual 
Report  on  Internal  Control  Over  Financial  Reporting.  Our  responsibility  is  to  express  an  opinion  on  the  Company’s  internal 
control  over  financial  reporting  based  on  our  audit.  We  are  a  public  accounting  firm  registered  with  the  PCAOB  and  are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was  maintained  in  all 
material respects.

Our  audit  included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and 
performing  such  other  procedures  as  we  considered  necessary  in  the  circumstances.  We  believe  that  our  audit  provides  a 
reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures 
that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and 
expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the 
company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or 
disposition of the company’s assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ Ernst & Young AS 

Oslo, Norway

March 14, 2024

F-4

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of SFL Corporation Ltd.

Opinion on the Financial Statements

We have audited the consolidated balance sheet of SFL Corporation Ltd. and Subsidiaries (the “Company”) as of December 31, 
2022, and the related consolidated statements of operations, comprehensive income, changes in stockholders’ equity, and cash 
flows for each of the two years in the period ended December 31, 2022, and the related notes (collectively referred to as the 
financial  statements).  In  our  opinion,  the  2022  consolidated  financial  statements  present  fairly,  in  all  material  respects,  the 
financial position of the Company as of December 31, 2022, and the results of its operations and its cash flows for each year in 
the two-year period then ended in conformity with accounting principles generally accepted in the United States of America.

Basis for Opinion

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express 
an opinion on the Company’s consolidated financial statements based on our audits. We are a public accounting firm registered 
with  the  Public  Company  Accounting  Oversight  Board  (United  States)  (PCAOB)  and  are  required  to  be  independent  with 
respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the  applicable  rules  and  regulations  of  the 
Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material  misstatement, 
whether  due  to  error  or  fraud.  Our  audit  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the 
consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such 
procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our 
audit  also  included  evaluating  the  accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as 
evaluating  the  overall  presentation  of  the  consolidated  financial  statements.  We  believe  that  our  audit  provides  a  reasonable 
basis for our opinion.

/s/ MSPC 
Certified Public Accountants and Advisors,
A Professional Corporation

We served as the Company’s auditor since 2004 and became the predecessor auditor in 2023.

New York, New York

March 16, 2023 

F-5

 
 
SFL Corporation Ltd.

 CONSOLIDATED STATEMENTS OF OPERATIONS
for the years ended December 31, 2023, 2022 and 2021 
(in thousands of $, except per share amounts)

Operating revenues

Interest income related parties – direct financing leases

Interest income other – sales-type, direct financing leases and leaseback assets

Service revenue related parties – direct financing leases

Profit sharing revenues – related parties

Profit sharing income – other

Time charter revenues – related parties

Time charter revenues – other

Bareboat charter revenues – related parties

Bareboat charter revenues – other

Voyage charter revenues

Drilling contract revenues

Other operating income

Total operating revenues

Gain on sale of assets, net
Operating expenses

Vessel operating expenses – related parties

Vessel operating expenses – other

Rig operating expenses

Depreciation

Vessel impairment charge

Administrative expenses – related parties

Administrative expenses – other

Total operating expenses

Net operating income
Non-operating income / (expense)

Interest income – related parties, long term loans to associated companies

Interest income – related parties, other

Interest income – other
Interest expense
(Loss)/gain on investments in debt and equity securities
Loss on purchase of bonds and debt extinguishment
Dividend income – related parties

Other financial items, net

Equity in earnings of associated companies

Income before taxes
Tax expense
Net income
Per share information:

Basic earnings per share

Weighted average number of shares outstanding, basic

Diluted earnings per share

Weighted average number of shares outstanding, diluted

Cash dividend per share declared and paid

2023

— 

6,192 

— 

— 

13,162 

54,601 

489,833 

— 

— 

33,648 

146,890 

7,960 

752,286 

18,670 

22,736 

158,197 

112,823 

214,062 

7,389 

1,455 

14,110 

530,772 

240,184 

4,563 

— 

9,073 
(167,010) 
(1,912) 
(540) 
1,246 

(1,192) 

2,848 

87,260 
(3,323)   
83,937 

2022

382 

8,534 

1,746 

3,044 

24,786 

52,326 

423,662 

17,770 

41,183 

72,362 

18,775 

5,823 

670,393 

13,228 

24,141 

164,261 

16,741 

187,827 

— 

1,541 

13,636 

408,147 

275,474 

4,563 

463 

2,947 
(117,339) 
18,171 
— 
128 

15,528 

2,833 

202,768 
— 
202,768 

$ 

$ 

$ 

0.67  $ 

1.60  $ 

126,249

126,789

0.66  $ 

1.53  $ 

126,584  

137,377 

0.97  $ 

0.88  $ 

2021

5,186 

14,338 

6,570 

10,103 

10,601 

50,463 

319,282 

28,898 

1,798 

61,804 

— 

4,353 

513,396 

39,405 

28,623 

128,109 

— 

138,330 

1,927 

740 

12,234 

309,963 

242,838 

6,921 

443 

86 
(97,090) 
995 
(727) 
— 

6,683 

4,194 

164,343 
— 
164,343 

1.35 

122,141

1.30 

139,383 

0.63 

The accompanying notes are an integral part of these consolidated financial statements. 

F-6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
for the years ended December 31, 2023, 2022 and 2021 
(in thousands of $)

Comprehensive income, net of tax

Net income

2023

2022

2021

83,937 

202,768 

164,343 

Fair value adjustments to hedging financial instruments

(8,787) 

18,602 

10,408 

Earnings reclassification of previously deferred fair value adjustments to 
hedging financial instruments

Fair value adjustments to available-for-sale securities

Earnings reclassification of previously deferred fair value adjustments to 
investment securities classified as available-for-sale securities

Other comprehensive loss

Other comprehensive income/(loss), net of tax

Comprehensive income

4,607 

— 

— 

(35) 

(4,215) 

79,722 

— 

— 

(631) 

(63) 

17,908 

220,676 

— 

(1,101) 

817 

(2) 

10,122 

174,465 

 The accompanying notes are an integral part of these consolidated financial statements.

F-7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

CONSOLIDATED BALANCE SHEETS
as of December 31, 2023 and 2022 
(in thousands of $)

ASSETS

Current assets
Cash and cash equivalents
Investment in debt and equity securities
Due from related parties
Trade accounts receivable
Other receivables
Inventories
Prepaid expenses and accrued income
Investment in sales-type leases, direct financing leases and leaseback assets, current portion
Financial instruments at fair value, current portion

Total current assets

Vessels, rigs and equipment, net

Vessels under finance lease, net

Investment in sales-type leases, direct financing leases and leaseback assets, long-term portion

Investment in associated companies
Capital improvements, newbuildings and vessel purchase deposits

Loans and long term receivables from related parties including associates

Financial instruments at fair value, long-term portion

Other long-term assets

Total assets

LIABILITIES AND STOCKHOLDERS' EQUITY
Current liabilities
Short-term debt and current portion of long-term debt

Finance lease liability, current portion

Due to related parties

Trade accounts payable

Accrued expenses

Financial instruments at fair value, current portion
Other current liabilities

Total current liabilities
Long-term liabilities

Long-term debt

Finance lease liability, long-term portion

Financial instruments at fair value, long-term portion
Other long-term liabilities

Total liabilities

Commitments and contingent liabilities

Stockholders' equity
Share capital ($0.01 par value; 300,000,000 shares authorized; 138,562,173 shares issued and 
137,467,078 shares outstanding as of December 31, 2023). ($0.01 par value; 300,000,000 shares 
authorized; 138,562,173 shares issued and outstanding as of December 31, 2022).

Additional paid-in capital

Treasury stock

Contributed surplus

Accumulated other comprehensive income

Retained earnings

Total stockholders' equity

Total liabilities and stockholders' equity

2023

2022

165,492 
5,104 
3,532 
41,190 
29,267 
11,728 
16,489 
20,640 
4,617 

298,059 

2,654,733 

573,454 

35,099 

16,473 
86,058 
45,000 

13,608 

8,905 

188,362 
7,283 
4,392 
20,003 
26,052 
16,395 
17,127 
15,432 
1,936 

296,982 

2,646,389 

614,763 

103,591 

16,547 
97,860 

45,000 

26,716 

13,482 

3,731,389 

3,861,330 

432,918 

419,341 

2,890 

30,259 

39,187 

12,366 
32,234 

921,270 

53,655 

1,936 

7,887 

27,198 

16,861 
27,804 

969,195 

1,056,611 

1,713,828 

— 

8,965 
4 

1,279,786 

419,341 

14,357 
4 

2,691,992 

2,770,099 

1,386 

618,164 

(10,174) 

424,562 

4,499 

960 

1,386 

616,554 

— 

424,562 

8,714 

40,015 

1,039,397 

3,731,389 

1,091,231 

3,861,330 

The accompanying notes are an integral part of these consolidated financial statements.

F-8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

 CONSOLIDATED STATEMENTS OF CASH FLOWS
for the years ended December 31, 2023, 2022 and 2021 
(in thousands of $)

Operating activities
Net income

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation
Amortization of deferred charges
Amortization of deferred charter revenue 
Vessel impairment charge
Adjustment of derivatives to fair value recognized in net income
(Gain)/loss on investments in debt and equity securities
Equity in earnings of associated companies
Gain on sale of assets
Repayments from investment in sales-type, direct financing and leaseback assets 
Loss on repurchase of bonds
Other, net

Changes in operating assets and liabilities

Trade accounts receivable
Due to/ from related parties
Other receivables and other current assets
Inventories
Prepaid expenses and accrued income
Trade accounts payable
Accrued expenses and other current liabilities

Net cash provided by operating activities
Investing activities

Purchase of vessels, capital improvements and other additions
Proceeds from sale of vessels
Net amounts received from associated companies
Payments for acquisition of debt and equity securities
Proceeds from redemption of debt and equity securities
Collateral deposits received/(paid) on swap agreements
Other investments and long-term assets, net

Net cash used in investing activities
Financing activities

Repayments of lease obligation liability
Proceeds from issuance of short-term and long-term debt
Repayments of short-term and long-term debt
Repurchase of bonds
Debt fees paid
Principal settlements of cross currency swaps, net
Proceeds from shares issued, net of issuance costs
Cash paid for shares repurchase
Cash dividends paid

Net cash (used in)/provided by financing activities
Net change in cash, restricted cash and cash equivalents
Cash, restricted cash and cash equivalents at start of the year
Cash, restricted cash and cash equivalents at end of the year

F-9

2023

2022

2021

83,937 

202,768 

164,343 

214,062 
7,731 
(1,428)   
7,389 
8,374 
1,912 
(2,848)   
(18,670)   
13,906 
540 
2,013 

(20,941)   
1,821 
(3,127)   
4,666 
638 
22,372 
20,742 
343,089 

(264,418)   
156,200 
2,919 
— 
— 
1,680 
(275) 
(103,894)   

(53,654)   
944,585 
(781,122)   
(205,848)   
(12,448)   
(20,412)   
— 
(10,174)   
(122,992)   
(262,065)   
(22,870)   
188,362 
165,492 

187,827 
7,209 
3,282 
— 
(17,142)   
(18,171)   
(2,833)   
(13,228)   
17,025 
— 
1,381 

(9,033)   
4,836 
(11,026)   
(6,271)   
(10,725)   
6,118 
13,108 
355,125 

(602,499)   
83,333 
2,916 
— 
14,989 
2,173 
— 

(499,088)   

(51,204)   
959,595 
(611,310)   

— 
(7,142)   
— 
— 
— 

(111,574)   
178,365 
34,402 
153,960 
188,362 

138,330 
6,704 
6,672 
1,927 
(11,591) 
(995) 
(4,194) 
(39,405) 
36,276 
727 
1,072 

(4,073) 
(4,317) 
6,518 
(1,315) 
(3,806) 
447 
275 
293,595 

(581,622) 
183,886 
9,998 
(1,350) 
9,608 
(9,970) 
400 
(389,050) 

(48,887) 
586,750 
(301,451) 
(215,098) 
(8,025) 
— 
89,280 
— 
(77,552) 
25,017 
(70,438) 
224,398 
153,960 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash, restricted cash and cash equivalents:

Cash and cash equivalents

Restricted cash

Cash, restricted cash and cash equivalents at end of the year

Supplemental disclosure of cash flow information:

2023

2022

2021

165,492 

188,362 

— 

— 

165,492 

188,362 

145,622 

8,338 

153,960 

Interest paid on debt, swaps and leases, net of capitalized interest

148,505 

109,682 

96,827 

Details of non-cash investing and financing activities are provided in Note 23 - Share Capital, Additional Paid-In Capital And 
Contributed Surplus. 

The accompanying notes are an integral part of these consolidated financial statements.

F-10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY
for the years ended December 31, 2023, 2022 and 2021 
(in thousands of $, except number of shares)

Number of shares outstanding

At beginning of year

Shares issued

Shares repurchased

At end of year

Share capital

At beginning of year

Shares issued

At end of year

Additional paid-in capital

At beginning of year

Impact of adoption of Accounting Standards Update ("ASU") 2020-06

Payments in lieu of issuing shares 

Amortization of stock-based compensation

Shares issued- share option, dividend reinvestment and other schemes

Equity adjustments arising from reacquisition of convertible notes

At end of year

Treasury stock

At beginning of year

Treasury stock at cost (2023: 1,095,095, 2022: 0 and 2021: 0 shares)

At end of year

Contributed surplus

At beginning of year

Dividends declared 

At end of year

Accumulated other comprehensive income/( loss)

At beginning of year

Fair value adjustments to hedging financial instruments

Earnings reclassification of previously deferred fair value adjustments to 
hedging financial instruments

Fair value adjustments to available-for-sale securities

Earnings reclassification of previously deferred fair value adjustments to 
available-for-sale securities

Other comprehensive loss

At end of year (see breakdown below)

Retained earnings / (accumulated deficit)

At beginning of year

Impact of adoption of ASU 2020-06

Net income

Dividends declared

At end of year

Total stockholders' equity

2023

2022

2021

  138,562,173 

  138,551,387 

  127,810,064 

— 

10,786 

10,741,323 

(1,095,095) 

— 

— 

  137,467,078 

  138,562,173 

  138,551,387 

1,386 

— 

1,386 

616,554 

— 

— 

1,610 

— 

— 

1,386 

— 

1,386 

621,037 

(5,863) 

— 

1,380 

— 

— 

1,278 

108 

1,386 

531,382 

— 

(97) 

981 

89,269 

(498) 

618,164 

616,554 

621,037 

— 

(10,174)   

(10,174) 

424,562 

— 

424,562 

8,714 

(8,787) 

4,607 

— 

— 

(35) 

4,499 

40,015 

— 

83,937 

(122,992) 

960 

— 

— 

— 

461,818 

(37,256) 

424,562 

(9,194) 

18,602 

— 

— 

(631) 

(63) 

8,714 

— 

— 

— 

539,370 

(77,552) 

461,818 

(19,316) 

10,408 

— 

(1,101) 

817 

(2) 

(9,194) 

(92,720) 

(257,063) 

4,285 

202,768 

(74,318) 

40,015 

— 

164,343 

— 

(92,720) 

982,327 

1,039,397 

1,091,231 

F-11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Accumulated other comprehensive income/(loss)

Fair value adjustments to hedging financial instruments

Fair value adjustments to available-for-sale securities

Other items

Accumulated other comprehensive income/(loss)

2023

4,926 

— 

(427) 

4,499 

2022

9,106 

— 

(392) 

8,714 

2021

(9,496) 

631 

(329) 

(9,194) 

The accompanying notes are an integral part of these consolidated financial statements.

F-12

 
 
 
 
 
 
 
 
 
 
 
 
SFL Corporation Ltd.
Notes to the Consolidated Financial Statements

1.

GENERAL

SFL  Corporation  Ltd.  (“SFL”  or  the  “Company”)  is  an  international  maritime  and  offshore  asset  owning  and  chartering 
company,  incorporated  in  October  2003  in  Bermuda  as  a  Bermuda  exempted  company.  The  Company's  common  shares  are 
listed  on  the  New  York  Stock  Exchange  under  the  symbol  “SFL”.  The  Company  is  primarily  engaged  in  the  ownership, 
operation and chartering out of vessels and offshore related assets on medium and long-term charters.

As of December 31, 2023, the Company owned seven Suezmax crude oil carriers, six oil product tankers, 15 dry bulk carriers 
(including five Supramax, two Kamsarmax and eight Capesize dry bulk carriers), 32 container vessels (including seven leased-
in  vessels),  one  jack-up  drilling  rig,  one  ultra-deepwater  drilling  rig,  five  car  carriers,  as  well  as  two  dual-fuel  7,000  Car 
Equivalent Unit (“CEU”) newbuilding car carriers under construction. One of these vessels was delivered from the shipyard in 
January 2024 with the second vessel expected to be delivered during the first half of 2024. The Company also partly own four 
leased-in container vessels in our associated companies. (See Note 18: Investment in Associated Companies).

Since the Company's incorporation in 2003 and public listing in 2004, SFL has established itself as a leading international ship 
and offshore asset owning and chartering company, expanding both its asset and customer base.

2.

ACCOUNTING POLICIES

 Basis of Accounting

The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United 
States ("U.S. GAAP"). The consolidated financial statements include the assets and liabilities and results of operations of the 
Company  and  its  subsidiaries.  All  inter-company  balances  and  transactions  have  been  eliminated  on  consolidation.  Where 
necessary, comparative figures for previous years have been reclassified to conform to changes in presentation in the current 
year.

Consolidation of variable interest entities

A variable interest entity is defined in Accounting Standards Codification ("ASC") Topic 810 "Consolidation" ("ASC 810") as 
a  legal  entity  where  either  (a)  the  total  equity  at  risk  is  not  sufficient  to  permit  the  entity  to  finance  its  activities  without 
additional subordinated support; (b) equity interest holders as a group lack either i) the power to direct the activities of the entity 
that most significantly impact on its economic success, ii) the obligation to absorb the expected losses of the entity, or iii) the 
right  to  receive  the  expected  residual  returns  of  the  entity;  or  (c)  the  voting  rights  of  some  investors  in  the  entity  are  not 
proportional to their economic interests and the activities of the entity involve or are conducted on behalf of an investor with a 
disproportionately small voting interest.

ASC 810 requires a variable interest entity to be consolidated by its primary beneficiary, being the interest holder, if any, which 
has  both  (1)  the  power  to  direct  the  activities  of  the  entity  which  most  significantly  impact  on  the  entity's  economic 
performance, and (2) the right to receive benefits or the obligation to absorb losses from the entity which could potentially be 
significant to the entity.

The  Company  evaluates  its  subsidiaries,  and  any  other  entities  in  which  it  holds  a  variable  interest,  in  order  to  determine 
whether  the  Company  is  the  primary  beneficiary  of  the  entity,  and  where  it  is  determined  that  the  Company  is  the  primary 
beneficiary the Company fully consolidate the entity.

Use of accounting estimates

The  preparation  of  financial  statements  in  accordance  with  U.S.  GAAP  requires  us  to  make  estimates  and  assumptions  that 
affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the 
consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results 
could differ from those estimates.

F-12

 
 
 
 
 
 
 
 
Revenue and expense recognition

The  Company  generates  its  revenues  from  the  charter  hire  of  its  vessels  and  offshore  related  assets,  and  freight  billings. 
Revenues  are  generated  from  time  charter  hire,  bareboat  charter  hire,  direct  financing  lease  interest  income,  sales-type  lease 
interest income, leaseback assets interest income, direct financing lease service revenues, profit sharing arrangements, drilling 
contract revenue, voyage charters and other freight billings.

In a time charter voyage, the vessel is hired by the charterer for a specified period of time in exchange for consideration which 
is based on a daily hire rate. Generally, the charterer has the discretion over the ports visited, shipping routes and vessel speed. 
The contract/charter party generally provides typical warranties regarding the speed and performance of the vessel. The charter 
party generally has some owner protective restrictions such that the vessel is sent only to safe ports by the charterer and carries 
only  lawful  or  non-hazardous  cargo.  In  a  time  charter  contract,  we  are  responsible  for  all  the  costs  incurred  for  running  the 
vessel  such  as  crew  costs,  vessel  insurance,  repairs  and  maintenance,  lubrication  oil  and  other  costs  relevant  to  operate  the 
vessel.  The  charterer  bears  the  voyage  related  costs  such  as  bunker  expenses,  port  charges,  and  canal  tolls  during  the  hire 
period. The performance obligations in a time charter contract are satisfied over the term of the contract beginning when the 
vessel is delivered to the charterer until it is redelivered back to us. The charterer generally pays the charter hire in advance of 
the  upcoming  contract  period.  The  time  charter  contracts  are  either  operating  or  direct  financing  or  sales  type  leases.  Where 
time  charters  and  bareboat  charters  are  considered  operating  leases,  revenues  are  recorded  over  the  term  of  the  charter  as  a 
service is provided. When a time charter contract is linked to an index, we recognize revenue for the applicable period based on 
the actual index for that period. 

Rental  payments  from  direct  financing  and  sales-type  leases  and  leaseback  assets  are  allocated  between  service  revenues,  if 
applicable, interest income and capital repayments. The amount allocated to lease service revenue is based on the estimated fair 
value, at the time of entering the lease agreement, of the services provided which consist of ship management and operating 
services.

In a voyage charter contract, the charterer hires the vessel to transport a specific agreed-upon cargo for a single voyage. The 
consideration in such a contract is determined on the basis of a freight rate per metric ton of cargo carried or occasionally on a 
lump  sum  basis.  The  charterer  is  responsible  for  any  short  loading  of  cargo  or  "dead"  freight.  The  voyage  charter  party 
generally has standard payment terms with freight paid on completion of discharge. The voyage charter party generally has a 
"demurrage" clause. As per this clause, the charterer reimburses us for any potential delays exceeding the allowed laytime as 
per the charter party clause at the ports visited, which is recorded as voyage revenue. Estimates and judgments are required in 
ascertaining the most likely outcome of a particular voyage and actual outcomes may differ from estimates. Such estimate is 
reviewed and updated over the term of the voyage charter contract. In a voyage charter contract, the performance obligations 
begin to be satisfied once the vessel begins loading the cargo.

We  have  determined  that  our  voyage  charter  contracts  consist  of  a  single  performance  obligation  of  transporting  the  cargo 
within a specified time period. Therefore, the performance obligation is met evenly as the voyage progresses, and the revenue is 
recognized  on  a  straight  line  basis  over  the  voyage  days  from  the  commencement  of  loading  to  completion  of  discharge. 
Contract assets with regards to voyage revenues are reported as "Voyages in progress" as the performance obligation is satisfied 
over time. Voyage revenues typically become billable and due for payment on completion of the voyage and discharge of the 
cargo, at which point the receivable is recognized as "Trade accounts receivable, net".

In a voyage contract, the Company bears all voyage related costs such as fuel costs, port charges and canal tolls. To recognize 
costs incurred to fulfill a contract as an asset, the following criteria shall be met: (i) the costs relate directly to the contract, (ii) 
the costs generate or enhance resources of the entity that will be used in satisfying performance obligations in the future and 
(iii) the costs are expected to be recovered. The costs incurred during the period prior to commencement of loading the cargo, 
primarily bunkers, are deferred as they represent setup costs and recorded as a current asset and are subsequently amortized on a 
straight-line  basis  as  we  satisfy  the  performance  obligations  under  the  contract.  Costs  incurred  to  obtain  a  contract,  such  as 
commissions, are also deferred and expensed over the same period.

For  our  vessels  operating  under  revenue  sharing  agreements,  or  in  pools,  revenues  and  voyage  expenses  are  pooled  and 
allocated to each pool’s participants in accordance with an agreed-upon formula. Revenues generated through revenue sharing 
agreements are presented gross when we are considered the principal under the charter parties with the net income allocated 
under the revenue sharing agreement presented as within voyage charter income. For revenue sharing agreements that meet the 
definition of a lease, we account for such contracts as variable rate operating leases and recognize revenue for the applicable 
period based on the actual net revenue distributed by the pool.

F-13

 
The activities that drive the revenue earned from our drilling contract primarily includes providing a drilling rig and the crew 
and supplies necessary to operate the rig, but may also in the future include mobilizing and demobilizing the rig to and from the 
drill site and performing rig preparation activities and/or modifications required for the contract with a customer. We account 
for these integrated services as a single performance obligation that is (i) satisfied over time and (ii) comprised of a series of 
distinct time increments of service.

We recognize drilling contract revenues for activities that correspond to a distinct time increment of service within the contract 
term in the period when the services are performed. We recognize consideration for activities that are (i) not distinct within the 
context of our contracts and (ii) do not correspond to a distinct time increment of service, ratably over the estimated contract 
term. We determine the total transaction price for each individual contract by estimating both fixed and variable consideration 
expected to be earned over the term of the contract. The amount estimated for variable consideration may be constrained and is 
only included in the transaction price to the extent that it is probable that a significant reversal of previously recognized revenue 
will  not  occur  throughout  the  term  of  the  contract.  When  determining  if  variable  consideration  should  be  constrained,  we 
consider  whether  there  are  factors  outside  of  our  control  that  could  result  in  a  significant  reversal  of  revenue  as  well  as  the 
likelihood and magnitude of a potential reversal of revenue. We reassess these estimates each reporting period as required. 

Consideration  received  for  drilling  contracts  mainly  comprises  of  dayrate  drilling  revenue  which  provide  for  payment  on  a 
dayrate  basis,  with  higher  rates  for  periods  when  the  drilling  rig  is  operating  and  lower  rates  or  zero  rates  for  periods  when 
drilling operations are interrupted or restricted. The dayrate invoices billed to the customer are typically determined based on 
the varying rates applicable to the specific activities performed on an hourly basis. Such dayrate consideration is allocated to the 
distinct hourly incremental service it relates to. Revenue is recognized in line with the contractual rate billed for the services 
provided for any given hour.

As detailed in Note 25: Related Party Transactions, the Company has, or has had, profit sharing arrangements with Frontline 
Shipping  Limited  ("Frontline  Shipping"),  and  Golden  Ocean  Group  Limited  ("Golden  Ocean").  In  addition,  the  Company's 
charter agreements relating to seven containerships chartered to Maersk on a time charter basis include an arrangement where 
we receive a share of the fuel savings, dependent on the price difference between IMO compliant fuel and IMO non-compliant 
fuel  that  is  subsequently  made  compliant  by  the  scrubbers.  Also,  scrubber  related  fuel  savings  revenue  is  earned  by  the 
Company in connection with a 4,900 CEU car carrier, Arabian Sea, on a six-year time charter with EUKOR Car Carriers Inc. 
(“Eukor”). As a result of the profit share mechanism, SFL is entitled to a share of the difference between the prices paid and the 
plats bunker prices at the time and place of bunkering. Amounts receivable under these arrangements are accrued on the basis of 
amounts earned at the reporting date.

Any  contingent  elements  of  rental  income,  such  as  profit  share,  fuel  saving  payments  and  interest  rate  adjustments,  are 
recognized when the contingent conditions have materialized.

Foreign currencies

The Company's functional currency is the U.S. dollar as the majority of revenues are received in U.S. dollars and the majority 
of the Company's expenditures are made in U.S. dollars. The Company's reporting currency is also the U.S. dollar. Most of the 
Company's subsidiaries report in U.S. dollars. Transactions in foreign currencies during the year are translated into U.S. dollars 
at the rates of exchange in effect at the date of the transaction. Foreign currency monetary assets and liabilities are translated 
using  rates  of  exchange  at  the  balance  sheet  date.  Foreign  currency  non-monetary  assets  and  liabilities  are  translated  using 
historical  rates  of  exchange.  Foreign  currency  transaction  gains  or  losses  are  included  under  "Other  financial  items"  in  the 
consolidated statements of operations. 

Cash and cash equivalents

For  the  purposes  of  the  consolidated  statements  of  cash  flows,  all  demand  and  time  deposits  and  highly  liquid,  low  risk 
investments with original maturities of three months or less are considered equivalent to cash.

Restricted cash

Restricted cash consists of cash which may only be used for certain purposes and is held under a contractual arrangement. The 
Company classifies restricted cash as short-term and a current asset if the cash is restricted for less than a year. Otherwise, the 
restricted cash is classified as long-term. 

F-14

 
 
 
Investment in debt and equity securities

Investments  in  debt  and  equity  securities  include  share  investments  and  interest-earning  listed  and  unlisted  corporate  bonds. 
Any premium paid on their acquisition is amortized over the life of the bond. Investments in debt securities are recorded at fair 
value, with unrealized gains and losses recorded as a separate component of other comprehensive income. 

Investments  in  equity  securities  are  recorded  at  fair  value,  with  unrealized  gains  and  losses  recorded  in  the  consolidated 
statement of operations. 

If circumstances arise which lead the Company to believe that the issuer of a corporate bond may be unable to meet its payment 
obligations  in  full,  or  that  the  fair  value  at  acquisition  of  the  share  investment  or  corporate  bond  may  otherwise  not  be  fully 
recoverable, then to the extent that a loss is expected to arise that unrealized loss is recorded as an impairment in the statement 
of  operations,  with  an  adjustment  if  necessary  to  any  unrealized  gains  or  losses  previously  recorded  in  other  comprehensive 
income. In determining whether the Company has an other-than-temporary impairment in its investment in bonds, in addition to 
the  Company’s  intention  and  ability  to  hold  the  investments  until  the  market  recovers,  the  Company  considers  the  period  of 
decline, the amount and the severity of the decline and the ability of the investment to recover in the near to medium term. The 
Company also evaluates if the underlying security provided by the bonds is sufficient to ensure that the decline in fair value of 
these bonds did not result in an other-than-temporary impairment. 

The  cost  of  disposals  or  reclassifications  from  other  comprehensive  income  is  calculated  on  an  average  cost  basis,  where 
applicable.

The fair value of unlisted corporate bonds is determined from an analysis of projected cash flows, based on factors including 
the terms, provisions and other characteristics of the bonds, credit ratings and default risk of the issuing entity, the fundamental 
financial and other characteristics of that entity, and the current economic environment and trading activity in the debt market.

Investments in associated companies

Investments in affiliates in which the Company has significant influence but does not exercise control are accounted for using 
the equity method of accounting. Under the equity method, the Company records its investments in equity-method investees on 
the consolidated balance sheets as "Investment in associated companies" and its share of the nonconsolidated affiliate's income 
or  loss  is  recognized  in  the  consolidated  statement  of  operations  as  "Equity  in  earnings  of  associated  companies".  The 
cumulative post-acquisition changes in the investment are adjusted against the carrying amount of the investment. 

Allowance for expected credit losses

The balances recorded in respect of Trade receivables, Other receivables, Related party receivables, Other long term assets and 
Investments in sales-type leases, direct financing leases and leaseback assets reflect the risk that our customers may fail to meet 
their payment obligations and the risk that the underlying asset value of the vessels and rigs could be less than the unguaranteed 
residual value.

The  Company  estimates  the  expected  risk  of  loss  over  the  remaining  life  using  a  probability  of  default  and  net  exposure 
analysis. The probability of default is estimated based on historical cumulative default data, adjusted for current conditions of 
similarly risk-rated counterparties over the contractual term. The net exposure is estimated based on the exposure, net of the 
estimated value of the underlying vessels and rigs in the instance of Investments in sales-type leases, direct financing leases and 
leaseback assets, over the contractual term.

Current  expected  credit  loss  provisions  are  classified  as  expenses  in  the  Consolidated  Statement  of  Operations,  with  a 
corresponding  allowance  for  credit  loss  amount  reported  as  a  reduction  in  the  related  balance  sheet  amount  of  Trade 
receivables,  Other  receivables,  Related  party  receivables,  Other  long  term  assets  and  Investments  in  sales-type  leases,  direct 
financing leases and leaseback assets. Partial or full recoveries of amounts previously written off are generally recognized as a 
reduction in the provision for credit losses.

Trade accounts receivable

The amount shown as trade accounts receivable at each balance sheet date includes receivables due from customers for hire of 
vessels and offshore related assets, net of allowance for expected credit losses. 

F-15

Inventories

Inventories are comprised principally of fuel and lubricating oils and are stated at the lower of cost and net realizable value. 
Cost is determined on a first-in first-out basis.

Vessels, rigs and equipment (including operating lease assets)

Vessels,  rigs  and  equipment  are  recorded  at  historical  cost  less  accumulated  depreciation  and,  if  appropriate,  impairment 
charges.  The  cost  of  these  assets  less  estimated  residual  value  is  depreciated  on  a  straight-line  basis  over  the  estimated 
remaining economic useful life of the asset. The estimated economic useful life of our offshore drilling rigs is 30 years and for 
all other vessels it is 25 years. 

Where an asset is subject to an operating lease that includes fixed price purchase options, the projected net book value of the 
asset is compared to the option price at the various option dates. If any option price is less than the projected net book value at 
an option date, the initial depreciation schedule is amended so that the carrying value of the asset is written down on a straight 
line  basis  to  the  option  price  at  the  option  date.  If  the  option  is  not  exercised,  this  process  is  repeated  so  as  to  amortize  the 
remaining carrying value, on a straight line basis, to the estimated recycling value or the option price at the next option date, as 
appropriate.

This accounting policy for fixed assets has the effect that if an option is exercised there will be either a) no gain or loss on the 
sale of the asset or b) in the event that the option is exercised at a price in excess of the net book value at the option date, a gain 
will be reported in the statement of operations at the date of delivery to the new owners, under the heading "gain on sale of 
assets".

The Company capitalizes and depreciates the costs of significant replacements, renewals and upgrades to its vessels and rigs 
over the shorter of the asset’s remaining useful life or the life of the renewal or upgrade. The amount capitalized is based on 
management’s judgment as to expenditures that extend the useful life of the asset or increase the operational efficiency of the 
asset.  Costs  that  are  not  capitalized  are  recorded  as  a  component  of  direct  operating  expenses  during  the  period  incurred. 
Expenses  for  routine  maintenance  and  repairs  are  expensed  as  incurred.  Advances  paid  in  respect  of  upgrades  in  relation  to 
Exhaust Gas Cleaning Systems ("EGCS" or "scrubbers") and Ballast water treatment systems ("BWTS") are included within 
"Capital improvements, newbuildings and vessel purchase deposits,", until such time as the equipment is installed on a vessel or 
a rig, at which point it is transferred to "Vessels, rigs and equipment, net".

Office equipment is depreciated at 20% per annum on a reducing balance basis.

Drydocking provisions for vessels

Normal  vessel  repair  and  maintenance  costs  are  charged  to  expense  when  incurred.  The  Company  recognizes  the  cost  of  a 
drydocking at the time the drydocking takes place, that is, it applies the "expense as incurred" method.

Special Periodic Survey ("SPS") for rigs

Costs related to periodic overhauls of drilling rigs are capitalized and amortized over the anticipated period between overhauls, 
which is generally five years. Related costs are primarily yard costs and the cost of employees directly involved in the work. 
We include amortization costs for periodic overhauls in depreciation expense. Costs related to repair and maintenance activities 
are included in rig operating expenses and are expensed as incurred.

Vessels and equipment under finance lease

The Company charters-in certain vessels and equipment under leasing agreements. Leases of vessels and equipment, where the 
Company  has  substantially  all  the  risks  and  rewards  of  ownership,  are  classified  as  "vessels  under  finance  lease",  with 
corresponding lease liabilities recorded. 

F-16

 
 
 
 
 
The Company capitalizes and depreciates the costs of significant replacements, renewals and upgrades to its vessels over the 
shorter  of  the  vessel’s  remaining  useful  life  or  the  life  of  the  renewal  or  upgrade.  The  amount  capitalized  is  based  on 
management’s judgment as to expenditures that extend a vessel’s useful life or increase the operational efficiency of a vessel. 
Costs  that  are  not  capitalized  are  recorded  as  a  component  of  direct  vessel  operating  expenses  during  the  period  incurred. 
Expenses for routine maintenance and repairs are expensed as incurred. Advances paid in respect of vessel upgrades in relation 
to EGCS and BWTS are included within "Capital improvements, newbuildings and vessel purchase deposits", until such time as 
the equipment is installed on a vessel, at which point it is transferred to "Vessels under finance lease, net".

Depreciation of vessels and equipment under finance lease is included within "Depreciation" in the consolidated statement of 
operations.  Vessels  and  equipment  under  finance  lease  are  depreciated  on  a  straight-line  basis  over  the  vessels'  remaining 
economic useful lives or on a straight-line basis over the term of the lease. The method applied is determined by the criteria by 
which the lease has been assessed to be a finance lease.

Newbuildings

The carrying value of vessels under construction ("newbuildings") represents the accumulated costs to the balance sheet date 
which  the  Company  has  paid  by  way  of  purchase  installments  and  other  capital  expenditures  together  with  capitalized  loan 
interest and associated finance costs. No charge for depreciation is made until a newbuilding is put into operation.

Capitalized interest

Interest expense is capitalized during the period of construction of newbuilding vessels based on accumulated expenditures for 
the applicable vessel at the Company's capitalization rate of interest. The amount of interest capitalized in an accounting period 
is determined by applying an interest rate (the "capitalization rate") to the average amount of accumulated expenditures for the 
vessel  during  the  period.  The  capitalization  rate  used  in  an  accounting  period  is  based  on  the  rates  applicable  to  borrowings 
outstanding during the period. The Company does not capitalize amounts in excess of actual interest expense incurred in the 
period. 

Investment in sales-type leases and direct financing leases

Leases  (charters)  of  our  vessels  where  we  are  the  lessor  are  classified  as  either  direct  financing,  sales-type  leases,  operating 
leases, or leaseback assets based on an assessment of the terms of the lease. For charters classified as direct financing leases, the 
minimum lease payments (reduced in the case of time chartered vessels by projected vessel operating costs) plus the estimated 
residual value of the vessel are recorded as the gross investment in the direct financing lease.

For  direct  financing  leases,  the  difference  between  the  gross  investment  in  the  lease  and  the  carrying  value  of  the  vessel  is 
recorded as unearned lease interest income. The net investment in the lease consists of the gross investment less the unearned 
income.  Over  the  period  of  the  lease  each  charter  payment  received,  net  of  vessel  operating  costs  if  applicable,  is  allocated 
between "lease interest income" and "repayment of investment in lease" in such a way as to produce a constant percentage rate 
of return on the balance of the net investment in the direct financing lease. Thus, as the balance of the net investment in each 
direct financing lease decreases, a lower proportion of each lease payment received is allocated to lease interest income and a 
greater proportion is allocated to lease repayment. For direct financing leases relating to time chartered vessels, the portion of 
each  time  charter  payment  received  that  relates  to  vessel  operating  costs  is  classified  as  "service  revenue  -  direct  financing 
leases".

For sales-type leases, the difference between the gross investment in the lease and the present value of its components, i.e. the 
minimum  lease  payments  and  the  estimated  residual  value,  is  recorded  as  unearned  lease  interest  income.  The  discount  rate 
used  in  determining  the  present  values  is  the  interest  rate  implicit  in  the  lease.  The  present  value  of  the  minimum  lease 
payments, computed using the interest rate implicit in the lease, is recorded as the sales price, from which the carrying value of 
the vessel at the commencement of the lease is deducted in order to determine the profit or loss on sale. As is the case for direct 
financing  leases,  the  unearned  lease  interest  income  is  amortized  to  income  over  the  period  of  the  lease  so  as  to  produce  a 
constant periodic rate of return on the net investment in the lease.

The  difference  between  the  fair  value  of  the  leased  asset  and  the  costs  results  in  a  selling  profit  or  loss.  A  selling  profit  is 
recognized  at  lease  commencement  for  sales-type  leases  and  over  the  lease  term  for  direct  financing  leases.  Selling  loss  is 
recognized at lease commencement for both sales-type and direct financing leases. The fair value is considered to be the cost of 
acquiring the vessel unless a significant period has elapsed between the acquisition of the vessel and the commencement of the 
lease. 

F-17

 
 
 
 
Where a sales-type lease, direct financing lease or leaseback asset charter arrangement containing fixed price purchase options, 
the projected carrying value of the net investment in the lease is compared to the option price at the various option dates. If any 
option price is less than the projected net investment in the lease at an option date, the rate of amortization of unearned lease 
interest income is adjusted to reduce the net investment to the option price at the option date. If the option is not exercised, this 
process is repeated so as to reduce the net investment in the lease to the un-guaranteed residual value or the option price at the 
next option date, as appropriate.

This accounting policy for investments in direct financing or sales-type leases or leaseback assets has the effect that if an option 
is exercised there will either be a) no gain or loss on the exercise of the option or b) in the event that an option is exercised at a 
price in excess of the net investment in the lease at the option date, a gain will be reported in the statement of operations at the 
date of delivery to the new owners.

If the terms of an existing lease are agreed to be amended, the modification is evaluated to consider if it is a contract which 
occurs  when  the  modification  grants  the  lessee  an  additional  right-of-use  not  included  in  the  original  lease  and  the  lease 
payments increase commensurate with the standalone price for the additional right of use, adjusted for the circumstances of the 
particular contract. If both conditions are met, the amendments are treated as a separate lease. If the conditions are not met, the 
lease is re-evaluated under ASC 842, as a new lease with the new terms. 

Leaseback assets

Any vessels purchased and leased back to the same party are evaluated under sale and leaseback accounting guidance contained 
in ASC 842 to determine whether it is appropriate to account for the transaction as a purchase of an asset. If control is deemed 
not  to  have  passed  to  the  Company  as  purchaser,  due  for  example  to  the  lessee  having  purchase  options,  the  transaction  is 
accounted for under ASC 310 where the purchase price paid is accounted for as loan receivable and described as a "leaseback 
asset".  Interest  income  is  recognized  on  the  aggregate  loan  receivable  based  on  the  imputed  interest  rate  and  the  part  of  the 
rental income received is allocated as a reduction of the vessel loan balance.

Finance lease liability and Lease debt financing 

Similar to the Leaseback assets above, any vessels sold and leased back from the same party are also evaluated under sale and 
leaseback accounting guidance contained in ASC 842 to determine whether it is appropriate to account for the transaction as a 
sale of an asset. If control is deemed not to have passed to the buyer, it is deemed as "a failed sale and leaseback transaction" 
and  the  Company  accounts  for  the  transaction  as  a  financing  arrangement  and  describes  this  as  "lease  debt  financing".  The 
Company does not derecognize the underlying vessel and continue to depreciate the asset. The sales proceeds received from the 
buyer-lessor are recorded as a financial liability. Charter hires paid by the Company to the buyer-lessor are allocated between 
interest expense and principal repayment of the financial liability.

Furthermore,  the  Company  charters-in  seven  container  vessels  through  sale  and  leaseback  financing  arrangements,  under 
previously adopted ASC 840, with corresponding lease assets classified as "vessels under finance lease". Leases of vessels and 
equipment,  where  the  Company  has  substantially  all  the  risks  and  rewards  of  ownership,  are  classified  as  finance  lease 
liabilities. Each lease payment is allocated between reduction in liability and finance charges to achieve a constant rate on the 
capital  balance  outstanding.  The  interest  element  of  the  capital  cost  is  charged  to  the  Consolidated  Statements  of  Operations 
over the lease period. 

Impairment of long-lived assets, including other long-term investments

The  carrying  value  of  long-lived  assets,  including  other  long-term  investments,  that  are  held  by  the  Company  are  reviewed 
whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be  recoverable.  The 
Company assesses recoverability of the carrying value of the asset by estimating the future net cash flows expected to result 
from the asset, including eventual disposition, taking into account the possibility of any existing medium and long-term charter 
arrangements  being  terminated  early.  If  the  future  expected  net  cash  flows  are  less  than  the  carrying  value  of  the  asset,  an 
impairment loss is recorded equal to the difference between the carrying value of the asset and its fair value. In addition, long-
lived assets to be disposed of are reported at the lower of carrying amount and fair value less estimated costs to sell. Fair value 
is generally based on values achieved for the sale/purchase of similar vessels and external appraisals.

F-18

 
 
Deferred charges

Loan costs, including debt arrangement fees, are capitalized and amortized on a straight line basis over the term of the relevant 
loan.  The  straight  line  basis  of  amortization  approximates  the  effective  interest  method  in  the  Company's  statement  of 
operations. Amortization of loan costs is included in interest expense. If a loan is repaid early, any unamortized portion of the 
related deferred charges is charged against income in the period in which the loan is repaid. Similarly, if a portion of a loan is 
repaid early, the corresponding portion of the unamortized related deferred charges is charged against income in the period in 
which the early repayment is made.

Convertible bonds

Through  December  31,  2021,  the  Company  separately  accounted  for  the  liability  and  equity  components  of  the  Convertible 
Notes at issuance. The debt issuance costs related to the issuance of the Convertible Notes were also previously allocated to the 
liability  and  equity  components  based  on  their  relative  values.  With  the  adoption  of  ASU  2020-06,  from  January  1,  2022, 
amounts for convertible notes, including debt issuance costs, that were previously classified within equity are now reclassified 
to the liability component, net of any remaining unamortized amounts. Debt issuance costs are amortized to interest expense, on 
a straight-line basis, over the term of the relevant convertible notes.

Financial instruments

In determining the fair value of its financial instruments, the Company uses a variety of methods and assumptions that are based 
on  market  conditions  and  risks  existing  at  each  balance  sheet  date.  For  the  majority  of  financial  instruments,  including  most 
derivatives  and  long-term  debt,  standard  market  conventions  and  techniques  such  as  options  pricing  models  are  used  to 
determine fair value. All methods of assessing fair value result in a general approximation of value, and such value may never 
actually be realized.

Interest rate and currency swaps
The Company enters into interest rate swap transactions from time to time to hedge a portion of its exposure to floating interest 
rates. These transactions involve the conversion of floating interest rates into fixed rates over the life of the transactions without 
an  exchange  of  underlying  principal.  The  Company  also  enters  into  currency  swap  transactions  from  time  to  time  to  hedge 
against the effects of exchange rate fluctuations on loan liabilities. Currency swap transactions involve the exchange of fixed 
amounts of other currencies for fixed U.S. dollar amounts over the life of the transactions, including an exchange of underlying 
principal. The Company may also enter into a combination of interest and currency swaps "cross currency interest rate swaps". 
The fair values of the interest rate and currency swap contracts, including cross currency interest rate swaps, are recognized as 
assets  or  liabilities.  When  the  interest  rate  or  currency  swap  does  not  qualify  for  hedge  accounting  under  ASC  Topic  815 
"Derivatives  and  Hedging"  ("ASC  815"),  changes  in  fair  values  are  recognized  in  the  consolidated  statements  of  operations. 
When the interest rate and/or currency swap or combination, qualifies for hedge accounting under ASC Topic 815 "Derivatives 
and Hedging" ("ASC 815"), and the Company has formally designated the swap as a hedge to the underlying loan, and when 
the hedge is effective, the changes in the fair value of the swap are recognized in other comprehensive income. If it becomes 
probable that the hedged forecasted transaction to which these swaps relate will not occur, the amounts in other comprehensive 
income will be reclassified into earnings immediately.

Earnings per share

Basic earnings per share ("EPS") is computed based on the income available to common stockholders and the weighted average 
number of shares outstanding for basic EPS. Diluted EPS includes the effect of the assumed conversion of potentially dilutive 
instruments.

Share-based compensation

The  Company  accounts  for  share-based  payments  in  accordance  with  ASC  Topic  718  "Compensation  –  Stock 
Compensation" ("ASC 718"), under which the fair value of stock options issued to employees is expensed over the period in 
which the options vest. The Company uses the simplified method for making estimates of the expected term of stock options.

F-19

 
 
 
 
 
 
Recently Adopted Accounting Standards

In March 2020, the Financial Accounting Standards Board (“FASB”) issued ASU No. 2020-04, Reference Rate Reform (Topic 
848):  Facilitation  of  the  Effects  of  Reference  Rate  Reform  on  Financial  Reporting  ("ASU  2020-04").  Accounting  Standards 
Codification  (“ASC”)  848  provided  temporary  optional  expedients  and  exceptions  to  the  U.S.  GAAP  guidance  on  contract 
modifications  and  hedge  accounting  to  reduce  the  financial  reporting  burden  in  light  of  the  market  transition  from  London 
Interbank Offered Rates (“LIBOR”) and other reference interest rates to alternative reference rates. Under ASC 848, companies 
can  elect  not  to  apply  certain  modification  accounting  requirements  to  contracts  affected  by  reference  rate  reform  if  certain 
criteria are met. An entity that makes this election would not be required to remeasure the contracts at the modification date or 
reassess a previous accounting determination. The amendments of ASC 848 apply only to contracts, hedging relationships and 
other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. 
In  January  2021,  the  FASB  issued  ASU  No.  2021-01,  Reference  Rate  Reform  (Topic  848):  Scope  ("ASU  2021-01"),  which 
clarified  the  scope  of  Topic  848  in  relation  to  derivative  instruments  and  contract  modifications.  The  amendments  in  these 
updates are elective and are subject to meeting certain criteria, that have contracts, hedging relationships, and other transactions 
that  reference  LIBOR  or  another  reference  rate  expected  to  be  discontinued  because  of  reference  rate  reform.  In  December 
2022,  the  FASB  issued  ASU  No.  2022-06,  Reference  Rate  Reform  (Topic  848):  Deferral  of  the  Sunset  Date  of  Topic  848 
("ASU 2022-06"). The amendments in this ASU extend the period of time preparers can utilize the reference rate reform relief 
guidance  in  Topic  848.  To  ensure  the  relief  in  Topic  848  covers  the  period  of  time  during  which  a  significant  number  of 
modifications may take place, the ASU defers the sunset date of Topic 848 from December 31, 2022, to December 31, 2024, 
after which entities will no longer be permitted to apply the relief in Topic 848. During the year ended December 31, 2023, 
some  of  the  floating  rate  debt  facilities  and  interest  rate  swaps  contracts  of  the  Company  were  amended  to  transition  from 
LIBOR as a benchmark rate to Secured Overnight Financing Rate (“SOFR”). The Company has applied the practical expedients 
and  exceptions  provided  by  the  ASUs  above  in  order  to  preserve  the  presentation  of  derivatives  consistent  with  past 
presentation and as of the year ended December 31, 2023, the Company has not recorded any material impact on the Company's 
consolidated financial statements as a result of these amendments.

3.

RECENTLY ISSUED ACCOUNTING STANDARDS

The  following  is  a  brief  discussion  of  a  selection  of  recently  released  accounting  pronouncements  that  are  pertinent  to  the 
Company's business:

In December 2023, the FASB issued ASU No. 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures 
("ASU 2023-09"). Among other things, these amendments require that public business entities on an annual basis (1) disclose 
specific categories in the rate reconciliation and (2) provide additional information for reconciling items that meet a quantitative 
threshold (if the effect of those reconciling items is equal to or greater than 5 percent of the amount computed by multiplying 
pretax income or loss by the applicable statutory income tax rate). The amendments are effective for the Company beginning 
after December 15, 2024. As of the year ended December 31, 2023, the Company does not expect the changes prescribed in 
ASU 2023-09 to have a material impact on its consolidated financial statements and related disclosures, however, the Company 
will re-evaluate the amendments based on the facts and circumstances at the time of implementation of the guidance.

In November 2023, the FASB issued ASU No. 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment 
Disclosures  ("ASU  2023-07"),  which  expands  annual  and  interim  disclosure  requirements  for  reportable  segments.  On 
adoption, the disclosure improvements will be applied retrospectively to prior periods presented. The ASU is effective for fiscal 
years  beginning  after  December  15,  2023,  and  interim  periods  within  fiscal  years  beginning  after  December  15,  2024,  with 
early  adoption  permitted.  The  Company  is  currently  evaluating  the  impact  that  ASU  2023-07  will  have  on  the  Company's 
financial statements and related disclosures.

4.

SEGMENT INFORMATION

The chief operating decision maker, or CODM, evaluates performance by assessing the Company's consolidated net income and 
its  impact  on  overall  shareholder  returns,  leading  to  a  determination  that  the  Company  operates  within  a  single  reportable 
segment. The Company's assets operate on a world-wide basis and the Company's management does not evaluate performance 
by geographical region or by asset type, as they believe that any such information would not be meaningful.

F-20

 
 
5.

TAXATION

Bermuda
Under  current  Bermudan  law,  the  Company  is  not  required  to  pay  taxes  in  Bermuda  on  either  income  or  capital  gains.  The 
Company has received written assurance from the Minister of Finance in Bermuda that, in the event of any such taxes being 
imposed, the Company will be exempted from taxation until the year 2035.

United States
The Company does not accrue U.S. income taxes as, in the opinion of U.S. counsel, the Company is not engaged in a U.S. trade 
or business and is exempted from a gross basis tax under Section 883 of the U.S. Internal Revenue Code.

A reconciliation between the income tax expense resulting from applying statutory income tax rates and the reported income tax 
expense has not been presented herein, as it would not provide additional useful information to users of the financial statements 
as the Company's net income is subject to neither Bermuda nor U.S. tax.

Canada and Namibia 
Certain of the Company's subsidiaries and branches in Canada and Namibia recorded income taxes totaling $3.3 million during 
the  year  ended  December  31,  2023  based  on  rig  operations.  (December  31,  2022:  $0.0  million,  December  31,  2021:  $0.0 
million).

Other Jurisdictions 
Certain of the Company's subsidiaries also tax resident in Norway, Singapore, Cyprus, and the United Kingdom and are subject 
to income tax in their respective jurisdictions. Such taxes are not material to our consolidated financial statements and related 
disclosures for the year ended December 31, 2023.

The Company does not have any unrecognized tax benefits, material accrued interest or penalties relating to income taxes.

6.

EARNINGS PER SHARE

The computation of basic earnings per share ("EPS") is based on the weighted average number of shares outstanding during the 
year and the consolidated net income or loss of the Company. Diluted EPS includes the effect of the assumed conversion of 
potentially dilutive instruments. In the computation of the diluted EPS, the dilutive impact of the Company’s stock options is 
calculated using the "treasury stock" guidelines and the "if-converted" method is used for convertible securities.

The components of the numerator for the calculation of basic and diluted EPS are as follows:

(in thousands of $)

Basic earnings per share:

Net income available to stockholders

Diluted earnings per share:

Net income available to stockholders

Interest and other expenses attributable to convertible notes

Net income assuming dilution

Year ended December 31,

2023

2022

2021

83,937 

202,768 

164,343 

83,937 

— 

83,937 

202,768 

7,501 

210,269 

164,343 

16,166 

180,509 

F-21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The components of the denominator for the calculation of basic and diluted EPS are as follows:

(in thousands)

Basic earnings per share:

Year ended December 31,

2023

2022

2021

Weighted average number of common shares outstanding*

126,249 

126,789 

122,141 

Diluted earnings per share:

Weighted average number of common shares outstanding*

126,249 

126,789 

122,141 

Effect of dilutive share options

Effect of dilutive convertible notes

335 

— 

Weighted average number of common shares outstanding assuming dilution

126,584 

112 

10,476 

137,377 

— 

17,242 

139,383 

Basic earnings per share:

Diluted earnings per share:

Year ended December 31,

2023

0.67  $ 

0.66  $ 

2022

1.60  $ 

1.53  $ 

2021

1.35 

1.30 

$ 

$ 

*The  weighted  average  number  of  common  shares  outstanding  excludes  8,000,000  shares  issued  as  part  of  a  share  lending 
arrangement relating to the Company's issuance of 5.75% senior unsecured convertible bonds in October 2016 and 3,765,842 
shares  issued  as  part  of  a  share  lending  arrangement  relating  to  the  Company's  issuance  of  4.875%  senior  unsecured 
convertible  bonds  in  April  and  May  2018.  The  Company  entered  into  a  general  share  lending  agreement  with  another 
counterparty and after the maturity of the bonds, 8,000,000 and 3,765,142 shares, respectively, from each issuance under the 
two initial share lending arrangements described above were transferred into such counterparty's custody. The remaining 700 
shares are held with the Company's transfer agent. Accordingly, the total 11,765,842 of shares which had been issued under 
these arrangements, are not included in the weighted average number of common shares outstanding as of December 31, 2023, 
2022 and 2021.

The  weighted  average  number  of  common  shares  outstanding  also  excludes  1,095,095  shares  repurchased  by  the  Company 
under its Share Repurchase Program during the year ended December 31, 2023. (See also Note 23: Share Capital, Additional 
Paid-In Capital and Contributed Surplus).

In May 2023, the Company redeemed the full amount outstanding under the 4.875% senior unsecured convertible bonds due 
2023.  The  remaining  outstanding  principal  amount  of  $84.9  million  was  fully  satisfied  in  cash.  During  January  and  March 
2023,  the  Company  purchased  bonds  with  principal  amounts  totaling  $53.0  million  from  the  4.875%  senior  unsecured 
convertible  bonds  due  2023.  As  of  December  31,  2023,  the  principal  amounts  of  the  repurchased  and  redeemed  bonds  were 
anti-dilutive, assuming if converted, at the start of the period. 

In October 2021, the Company redeemed the full amount outstanding under the 5.75% senior unsecured convertible bonds due 
2021.  The  remaining  outstanding  principal  amount  of  $144.7  million  was  fully  satisfied  in  cash.  During  the  year  ended 
December  31,  2021,  the  Company  purchased  bonds  with  principal  amounts  totaling  $67.6  million  from  the  5.75%  senior 
unsecured convertible bonds due 2021. As of December 31, 2021, the principal amounts of the repurchased bonds were anti-
dilutive, assuming if converted, at the start of the period. 

F-22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7.

OPERATING LEASES

Rental income

The  minimum  future  revenues  to  be  received  under  the  Company's  non-cancelable  operating  leases  on  its  vessels  as  of 
December 31, 2023, are as follows: 

Year ending December 31,

(in thousands of $)

2024

2025

2026

2027

2028

Thereafter

Total minimum lease revenues

521,445 

397,284 

389,385 

273,138 

215,273 

153,815 

1,950,340 

The minimum future revenues above are based on payments receivable from the charterers and do not include contingent rental 
income. Revenues included in income are recognized on a straight-line basis.

Contingent rental income

The Company receives contingent income as part of the agreement for the installation of scrubbers on seven container vessels 
and  one  car  carrier  (December  31,  2022:  seven  container  vessels  and  one  car  carrier),  which  are  on  time  charter  contracts, 
accounted for as operating leases, based on the cost savings achieved by the charterer on fuel arising from using the scrubbers. 
During  the  year  ended  December  31,  2023,  the  Company  recorded  an  income  of  $13.2  million  in  connection  with  the  cost 
savings agreement (December 31, 2022: $24.8 million, December 31, 2021 $10.6 million).

The cost and accumulated depreciation of vessels (owned and under finance leases) leased to third parties on non-cancelable 
operating leases as of December 31, 2023 and 2022 were as follows:

(in thousands of $)
Cost
Accumulated depreciation
Total

2023
3,258,451 
(808,414)   
2,450,037 

2022
3,062,551 
(614,698) 
2,447,853 

8. 

REVENUE FROM CONTRACTS WITH CUSTOMERS 

The  following  table  provides  information  about  receivables,  contract  assets  and  contract  liabilities  from  contracts  with 
customers:

(in thousands of $)

Trade accounts receivable from contracts with customers, net (1)

Contract assets, current (2)

Contract liabilities, current (2)

2023

28,970

3,938

(5,320) 

2022

10,209

10,102

(1,585)

(1) Trade accounts receivable from contracts with customers, net, relate to receivables from drilling contracts, voyage charter 
receivables and demurrage receivables, net of allowance for expected credit losses. The expected credit losses relating to 
trade  accounts  receivable  from  contracts  with  customers  was  $15.0  thousand  as  of  December  31,  2023  (December  31, 
2022:  $0.3  million).  (See  also  Note  12:  Trade  Accounts  Receivable  and  Other  Receivables  and  Note  27:  Allowance  for 
Expected Credit Losses).

(2) Contract assets, current, and contract liabilities, current are included in "Prepaid expenses and accrued income" and "Other 

current liabilities", respectively, in the Consolidated Balance Sheets. 

F-23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Significant changes in the contract assets and the contract liabilities balances during the year ended December 31, 2023, are as 
follows:

(in thousands of $)

Net contract asset/(liability), beginning of the year
Amortization of contract assets and contract liabilities from contracts 
at the beginning of the year
Cash (received)/paid, excluding amounts recognized in the income 
statement

Net contract asset/(liability), at the end of the year

Contract 
Assets

Contract 
Liabilities

Net Contract 
Balances

10,102   

(1,585)  

8,517 

(10,102)  

1,585   

(8,517) 

3,938   

3,938   

(5,320)  

(5,320)  

(1,382) 

(1,382) 

Contract assets and liabilities as of December 31, 2023 are expected to be realized within the next 12 months. Contract assets 
consists  of  accrued  income  in  relation  to  voyage  charters  and  drilling  contracts  and  deferred  mobilization  costs.  Contract 
liabilities consists of deferred voyage revenues, mobilization revenue and demobilization revenue for both wholly and partially 
unsatisfied  performance  obligations,  which  has  been  estimated  for  purposes  of  allocating  across  the  entire  corresponding 
performance obligations.

Significant changes in the contract assets and the contract liabilities balances during the year ended December 31, 2022, are as 
follows:

(in thousands of $)

Net contract asset/(liability), beginning of the year
Amortization of contract assets and contract liabilities from contracts 
at the beginning of the year
Cash (received)/paid, excluding amounts recognized in the income 
statement

Net contract asset/(liability), at the end of the year

Contract 
Assets

1,958   

(1,958)  

10,102   

10,102   

Contract 
Liabilities

Net Contract 
Balances

(115)  

115   

(1,585)  

(1,585)  

1,843 

(1,843) 

8,517 

8,517 

9.

GAIN ON SALE OF ASSETS AND TERMINATION OF CHARTERS

The Company has recorded gains on sale of assets as follows:

(in thousands of $)

Gain on sale of vessels and rig

Year ended December 31,

2023

18,670 

2022

13,228 

2021

39,405 

During the year ended December 31, 2023, the very large crude carrier (“VLCC”) Landbridge Wisdom, which was previously 
accounted for as an investment in leaseback asset, was sold and delivered to Landbridge following exercise of the applicable 
purchase  option  in  the  charter  contract.  The  Company  received  net  sale  proceeds  of  $52.0  million  and  recorded  a  gain  of 
$2.2 million on the disposal.

During the year ended December 31, 2023, the two Suezmax tankers, Glorycrown and Everbright, which were trading in the 
spot market, were sold to an unrelated third party. The Company received net sale proceeds of $84.9 million and recorded a 
gain of $16.4 million on the disposal.

Also, during the year ended December 31, 2023, the two chemical tankers, SFL Weser and SFL Elbe, which were trading in the 
spot market, were sold to an unrelated third party. The Company received net sale proceeds of $19.4 million and recorded a 
gain of $30.0 thousand on the disposal. The Company recorded an impairment loss of $7.4 million prior to the disposal. (See 
Note 13: Vessels, Rigs and Equipment, Net).

During the year ended December 31, 2022, the two VLCCs, Front Energy and Front Force, which were previously accounted 
for as direct financing leases, were sold to an unrelated third party. A gain of $1.5 million was recorded on the disposal of the 
vessels.  The  Company  received  net  sale  proceeds  of  $65.4  million  and  an  additional  compensation  payment  of  $4.5  million 
from Frontline Shipping for the early termination of the corresponding charters. (See Note 25: Related Party Transactions).

F-24

 
 
 
 
 
 
 
 
 
 
 
Also, during the year ended December 31, 2022, the 1,700 twenty-foot equivalent unit (“TEU”) container vessel, MSC Alice, 
which was previously accounted for as a sales-type lease, was sold and delivered to Mediterranean Shipping Company S.A. and 
its affiliate Conglomerate Shipping Ltd. (collectively “MSC”) following execution of the applicable purchase obligation in the 
charter  contract.  The  Company  received  proceeds  totaling  $13.5  million  and  recognized  a  net  gain  of  $11.7  million  on  the 
disposal. 

During the year ended December 31, 2021, 18 feeder container vessels, which were accounted for as direct financing leases and 
three  feeder  container  vessels  which  were  accounted  for  as  leaseback  assets,  were  sold  to  an  unrelated  party.  The  Company 
received  net  sale  proceeds  of  $82.0  million  and  recorded  a  gain  of  $0.6  million  on  disposal  of  these  vessels  during  the  year 
ended December 31, 2021. 

Also during the year ended December 31, 2021, seven Handysize dry bulk carriers, which were accounted for as operating lease 
assets, were sold to an unrelated third party for total net sale proceeds of $97.7 million. A gain of $39.3 million was recorded on 
the disposal during the year ended December 31, 2021.

The drilling rig, West Taurus, which was accounted for as an operating lease asset, was sold for recycling to a ship recycling 
facility in Turkey during the year ended December 31, 2021. A loss of $0.6 million was recorded on recycling during the year 
ended December 31, 2021. (See Note 18: Investment in Associated Companies and Note 25: Related Party Transactions).

10.

OTHER FINANCIAL ITEMS, NET

Other financial items comprise the following items:

(in thousands of $)

Net payments on non-designated derivatives relating to interest rate swaps

Net payments on non-designated derivatives relating to cross currency swaps

Total net cash movement on non-designated derivatives and swap settlements
Net (decrease)/increase in mark-to-market valuation of non-designated 
derivatives relating to interest rate swaps
Net (decrease)/increase in mark-to-market valuation of non-designated 
derivatives relating to cross currency swaps
Net (decrease)/increase in mark-to-market valuation of non-designated 
derivatives relating to commodity swaps

Total net movement in fair value of non-designated derivatives

Allowance for expected credit losses

Other items

Total other financial items, net

Year ended December 31,

2023

5,270 

(3)   

5,267 

2022

(341)   

(7)   

(348)   

2021

(6,707) 

(8) 

(6,715) 

(2,926)   

17,202 

11,607 

(5,012)   

(60)   

(16) 

(437)   

— 

(8,375)   

17,142 

458 

1,458 

522 

(1,788)   

(1,192)   

15,528 

— 

11,591 

722 

1,085 

6,683 

The  net  movement  in  the  fair  values  of  non-designated  derivatives  and  net  cash  payments  thereon  relate  to  non-designated, 
terminated or de-designated interest rate swaps, cross currency interest rate swaps, cross currency swaps and commodity swaps. 
Changes in the fair values of the effective portion of swaps that are designated as cash flow hedges are reported under "Other 
comprehensive income". 

The above net movement in the valuation of non-designated derivatives in the year ended December 31, 2023, includes a net 
decrease  of  $4.6  million  (year  ended  December  31,  2022:  $0.0  million;  year  ended  December  31,  2021:  $0.0  million) 
reclassified  from  "Other  comprehensive  income",  as  a  result  of  certain  swaps  relating  to  loan  facilities  no  longer  being 
designated as cash flow hedges.

In  the  year  ended  December  31,  2023,  other  items  included  the  distribution  of  a  no  claims  bonus  of  $2.6  million  from  Den 
Norske Krigsforsikring for Skib (“DNK”), the Norwegian Shipowners’ Mutual War Risks Insurance Association (year ended 
December 31, 2022: $0.3 million; year ended December 31, 2021: $2.6 million). 

F-25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
During the year ended December 31, 2023, the Company recorded a decrease in the credit loss provision of $0.5 million (year 
ended December 31, 2022: $0.5 million, year ended December 31, 2021: $0.7 million). (See Note 27: Allowance for Expected 
Credit Losses).

Other items in the year ended December 31, 2023, include a net loss of $0.1 million arising from foreign currency translations 
(year  ended  December  31,  2022:  $0.7  million;  year  ended  December  31,  2021:  $0.4  million).  Other  items  also  include  bank 
charges and fees relating to loan facilities.

11. 

INVESTMENTS IN DEBT AND EQUITY SECURITIES

Marketable securities held by the Company consist of corporate bonds and equity securities.

(in thousands of $)
Corporate Bonds
Balance at start of the year
Disposals during the year
Unrealized loss recorded in other comprehensive income
Realized gain*
Balance at end of the year

Equity Securities
Balance at start of the year
Disposals during the year
Unrealized (loss)/gain*
Realized gain*
Foreign currency translation (loss)/gain
Balance at the end of year

2023

2022

—
—
—
— 
— 

9,680
(14,239)
(631)
5,190
— 

2023

2022

7,283
—
(1,912)
—
(267)
5,104

11,530
(17,422)
8,389
4,592
194
7,283

Total Investment in Debt and Equity Securities

5,104

7,283

*Balances included in "Gain/(loss) on investments in debt and equity securities" in the Consolidated Statements of Operations.

Corporate Bonds

During the year ended December 31, 2023, the Company held no investments in corporate bonds. The corporate bonds were 
classified as available-for-sale securities and were recorded at fair value, with unrealized gains and losses recorded as a separate 
component of "Other comprehensive income".

NorAm Drilling Company AS ("NorAm Drilling") 

During the year ended December 31, 2022, the Company received an aggregate amount of $4.7 million from the redemption of 
NorAm  Drilling  bonds  and  recorded  no  gain  or  loss  on  redemption  of  the  bonds.  The  accumulated  gain  of  $0.5  million 
previously recognized in other comprehensive income was recognized in the Consolidated Statements of Operations.

NT Rig Holdco ("NT Rig Holdco")

During the year ended December 31, 2022, the Company received an aggregate amount of $9.6 million from the redemption of 
NT  Rig  Holdco  Liquidity  12%  bonds  and  NT  Rig  Holdco  7.5%  bonds,  following  the  sale  of  five  jack-up  rigs  by  NT  Rig 
Holdco.  A  realized  gain  of  $4.7  million  was  recognized  in  the  Consolidated  Statements  of  Operations  in  relation  to  the 
redemption of the bonds. 

F-26

 
 
 
 
In  the  year  ended  December  31,  2021,  the  Company  recognized  an  unrealized  loss  of  $0.3  million  in  respect  of  the  NT  Rig 
Holdco 12% Bonds and an unrealized gain of $0.0 million in respect of the NT Rig Holdco 7.5% Bonds. Also during the year 
ended  December  31,  2021,  an  aggregate  impairment  loss  of  $0.8  million  was  recorded  in  the  Consolidated  Statements  of 
Operations in relation to the NT Rig Holdco 7.5% Bonds.

Equity Securities

Changes in the fair value of equity investments are recognized in net income. 

(in thousands of $)

NorAm Drilling

Frontline

ADS Maritime Holding (formally ADS Crude Carriers)

Total 

NorAm Drilling 

2023

5,104

—

— 

5,104 

2022

7,283

—

—

7,283

As  of  December  31,  2023  the  Company  held  approximately  1.3  million  shares  (December  31,  2022:  1.3  million)  in  NorAm 
Drilling which were traded in the Norwegian Over-the-Counter market ("OTC") and are now traded on the Euronext Growth 
exchange in Oslo since October 2022. The Company recognized a mark to market loss of $1.9 million (December 31, 2022: 
gain of $5.8 million) in the Statement of Operations in the year ended December 31, 2023, together with a foreign exchange 
loss of $0.3 million (December 31, 2022: gain of $0.2 million) in Other Financial Items in the Statement of Operations. (See 
also Note 25: Related Party Transactions).

Frontline 

During  the  year  ended  December  31,  2022,  the  Company  had  a  forward  contract  to  repurchase  1.4  million  shares 
(December  31,  2021:  1.4  million  shares)  of  Frontline  plc  (formerly  Frontline  Limited)  (“Frontline”),  a  related  party,  at  a 
repurchase  price  of  $16.7  million  (December  31,  2021:  $16.4  million)  including  accrued  interest.  The  transaction  was 
accounted for as a secured borrowing, with the shares transferred to 'Marketable securities pledged to creditors' and a liability 
recorded  within  debt.  In  September  2022,  the  Company  settled  the  forward  contract  in  full  and  recorded  the  sale  of  the  1.4 
million shares and extinguishment of the corresponding debt of $15.6 million. A net gain of $4.6 million was recognized in the 
Statement of Operations in respect of the settlement during the year ended December 31, 2022. (See also Note 21: Short-Term 
and Long-Term Debt and Note 25: Related Party Transactions).

Prior  to  the  settlement,  the  Company  had  recognized  a  fair  value  adjustment  gain  of  $2.6  million  in  the  year  ended 
December 31, 2022, (December 31, 2021: gain $1.2 million) in the Consolidated Statements of Operations.

ADS Maritime Holding Plc (“ADS Maritime Holding”)

In  March  2021,  the  Company  received  a  capital  dividend  of  approximately  $8.8  million  from  ADS  Maritime  Holding, 
following the sale of its remaining two vessels. Also in March 2021, the Company sold its remaining shares in ADS Maritime 
Holding for a consideration of approximately $0.8 million, recognizing a gain of $0.7 million on disposal. (See also Note 25: 
Related Party Transactions).

12. 

TRADE ACCOUNTS RECEIVABLE AND OTHER RECEIVABLES

Trade accounts receivable

Trade accounts receivable are presented net of the allowances for doubtful debts and expected credit losses. The allowance for 
expected credit losses relating to trade accounts receivable was $15 thousand as of December 31, 2023 (December 31, 2022: 
$0.3 million). As of December 31, 2023, the Company has no reason to believe that any remaining amount included in trade 
accounts receivable will not be recovered through due process or negotiation. (See also Note 27: Allowance for Expected Credit 
Losses).

F-27

 
 
 
Other receivables

Other  receivables,  mainly  include  amounts  due  from  vessel  managers  and  claims  receivable,  which  are  presented  net  of  the 
allowance for expected credit losses. The allowance for expected credit losses relating to other receivables was $0.8 million as 
of December 31, 2023 (December 31, 2022: $0.9 million). (See also Note 27: Allowance for Expected Credit Losses).

13.

VESSELS, RIGS AND EQUIPMENT, NET

 Movements in the year ended December 31, 2023 summarized as follows:

(in thousands of $)

Balance as of December 31, 2022

Depreciation 

Vessel additions

Capital improvements

Vessel disposals

Impairment loss

Cost

Accumulated 
Depreciation

Vessels, Rigs and 
Equipment, net

3,345,233   

—   

158,405   

117,815   

(126,546)  

(40,714)  

(698,844)  

(172,753)  

—   

—   

38,812   

33,325   

2,646,389 

(172,753) 

158,405 

117,815 

(87,734) 

(7,389) 

Balance as of December 31, 2023

3,454,193   

(799,460)  

2,654,733 

During the year ended December 31, 2023, the Company took delivery of two 7,000 car equivalent unit ("CEU") newbuild car 
carriers,  Emden  and  Wolfsburg,  for  a  total  acquisition  price  of  $158.4  million.  Both  vessels  are  contracted  on  10-year  time 
charters to Volkswagen Group. 

Capital improvements of $117.8 million (December 31, 2022: $1.6 million) relate to Special Periodic Survey ("SPS"), and other 
capital  upgrades  performed  on  the  harsh  environment  semi-submersible  drilling  rig  Hercules  during  the  year  ended 
December 31, 2023. SPS costs of $72.5 million were capitalized as a separate component of the rig and are depreciated until the 
next SPS, which is in five years. In addition, capital upgrades of $42.2 million were capitalized as a separate component of the 
rig and are depreciated over a period of 10 years economic useful life. Also, during the year ended December 31, 2023 ballast 
water treatment system ("BWTS") was installed on Hercules and the cost of $3.1 million was also capitalized.

During  the  year  ended  December  31,  2023,  the  Company  sold  two  Suezmax  tankers,  Glorycrown  and  Everbright  to  an 
unrelated party and a net gain of $16.4 million was recognized in the Consolidated Statement of Operations in connection to the 
disposal. (See also Note 9: Gain on Sale of Assets and Termination of Charters).

Also,  during  the  year  ended  December  31,  2023,  the  Company  sold  two  chemical  tankers,  SFL  Weser  and  SFL  Elbe,  to  an 
unrelated  third  party.  The  Company  recorded  an  impairment  loss  of  $7.4  million  prior  to  disposal  and  a  net  gain  on  sale  of 
$30.0  thousand  was  recognized  in  the  Consolidated  Statement  of  Operations.  (See  also  Note  9:  Gain  on  Sales  of  Assets  and 
Termination of Charters).

Acquisitions,  disposals  and  impairments  in  respect  of  vessels  accounted  for  as  sales-type  leases,  direct  financing  leases, 
leaseback assets and vessels under finance leases are discussed in Note 17: Investment in Sales-Type Leases, Direct Financing 
Leases and Leaseback Assets and Note 15: Vessels under Finance Lease, Net.

14. 

CAPITAL IMPROVEMENTS IN PROGRESS AND NEWBUILDINGS 

(in thousands of $)

Capital improvements in progress
Newbuildings

2023  

2,194 
83,864 
86,058 

2022 

4,127 
93,733 
97,860 

F-28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Capital improvements in progress of $2.2 million comprises of advances paid and costs incurred in respect of SPS and other 
upgrades  on  two  rigs  (December  31,  2022:  two  rigs).  This  is  recorded  in  "Capital  improvements,  newbuildings  and  vessel 
purchase deposits" until such time as the equipment is installed on a vessel or rig, at which point it is transferred to "Vessels, 
rigs and equipment, net" or "Investment in sales-type leases and direct financing leases". 

The carrying value of newbuildings represents the accumulated costs which the Company has paid in purchase installments and 
other capital expenditures in relation to two (December 31, 2022: four) newbuilding contracts, together with capitalized loan 
interest.  Interest  capitalized  in  the  cost  of  newbuildings  amounted  to  $5.5  million  in  the  year  ended  December  31,  2023 
(December 31, 2022: $2.2 million, December 31, 2021: $0.4 million).

During  the  year  ended  December  31,  2023,  the  construction  of  two  dual-fuel  7,000  CEU  newbuilding  car  carriers  was 
completed and both vessels and the assets were recognized in "Vessels, Rigs and Equipment, net." Both vessels are contracted 
on 10-year time charters to Volkswagen Group. 

The newbuildings balance at December 31, 2023, relate to another two dual-fuel 7,000 CEU newbuilding car carriers, under 
construction. One of the vessels was delivered in January 2024 and immediately commenced a 10-year time charter to K Line. 
(See Note 30: Subsequent Events). The second vessel is also expected to be delivered in 2024 and will immediately commence 
a 10-year time charter to K Line.

15. 

VESSELS UNDER FINANCE LEASE, NET

Movements in the year ended December 31, 2023 summarized as follows:

(in thousands of $)

Balance as of December 31, 2022

Depreciation 

Balance as of December 31, 2023

Cost

777,939   

—   

777,939   

Accumulated 
Depreciation

Vessels under Finance 
Lease, net

(163,176)  

(41,309)  

(204,485)  

614,763 

(41,309) 

573,454 

As  of  December  31,  2023,  seven  vessels  were  accounted  for  as  vessels  under  finance  lease,  made  up  of  four  14,000  TEU 
container vessels and three 10,600 TEU container vessels. The vessels are leased back for an original term ranging from six to 
11 years, with options to purchase each vessel after six years.

Total depreciation expense for vessels under finance lease amounted to $41.3 million for the year ended December 31, 2023 
and is included in depreciation in the consolidated statements of operations. (December 31, 2022: $41.3 million; December 31, 
2021: $41.3 million).

16. 

OTHER LONG TERM ASSETS

Other long term assets comprise the following items: 

(in thousands of $)

Collateral deposits on swap agreements

Value of acquired charter-out contracts, net

Total other long-term assets

2023  

7,090 

1,815 

8,905 

2022 

8,770 

4,712 

13,482 

Collateral deposits exist on our interest rate and cross currency swaps. Further amounts may be called upon during the term of 
the swaps if interest rates or currency rates move adversely. 

The Company purchased four container vessels, Thalassa Mana, Thalassa Tyhi, Thalassa Doxa and Thalassa Axia, with each 
vessel  subject  to  pre-existing  time  charters.  A  value  of  $18.0  million  was  assigned  to  these  charters  on  acquisition  in  2018. 
During the year ended December 31, 2023, the amortization charged to time charter revenue was $2.9 million (December 31, 
2022: $2.9 million, December 31, 2021: $2.9 million).

F-29

 
 
 
 
 
 
 
 
 
Other long term assets previously included $1.9 million of loan notes receivables due from third parties in relation to the early 
termination of charters. Following the adoption of ASU 2016-13 from January 1, 2020, the Company recognized a credit loss 
provision totaling $1.9 million against this long term receivables balance thereby resulting in a net balance of $0.0 million from 
December 31, 2020. There was no movement to the foregoing during the years ended December 31, 2023 and December 31, 
2022.

17. 

INVESTMENTS IN SALES-TYPE LEASES, DIRECT FINANCING LEASES AND LEASEBACK ASSETS

The Company records new and modified leases in accordance with ASC 842. The Company elected the practical expedient to 
not reassess existing leases. See also Accounting policies within Note 2.

(in thousands of $)

Investments in sales-type and direct financing leases

Investments in leaseback assets

2023

55,739 

— 
55,739 

2022

66,504 

52,519 
119,023 

As  of  December  31,  2023,  the  Company  had  a  total  of  nine  vessel  charters  accounted  for  as  sales-type  and  direct  financing 
leases (December 31, 2022: nine vessels). As of December 31, 2022, the Company also had one vessel charter classified as a 
leaseback asset.

Investments in sales-type and direct financing leases

Previously, the Company had two VLCCs accounted for as direct financing leases, which were on long-term, fixed rate charters 
to Frontline Shipping. Frontline Shipping is a wholly-owned subsidiary of Frontline, a related party. The terms of the charters 
did  not  provide  Frontline  Shipping  with  an  option  to  terminate  the  charters  before  the  end  of  their  terms.  In  April  2022,  the 
Company sold the two VLCCs on charter to Frontline Shipping, to an unrelated third party. (Refer to Note 9: Gain on Sale of 
Assets and Termination of Charters).

As  of  December  31,  2023,  the  Company  had  nine  (December  31,  2022:  nine)  container  vessels  accounted  for  as  sales-type 
leases,  which  were  chartered  on  long-term  bareboat  charters  to  MSC  Mediterranean  Shipping  Company  S.A.  ("MSC").  The 
terms of the charters for the nine container vessels provide the charterer with a minimum fixed price purchase obligation at the 
expiry  of  each  of  the  charters.  In  April  2022,  the  Company  sold  and  redelivered  one  1,700  TEU  container  vessel  to  MSC, 
following the end of the vessel's bareboat charter. (Refer to Note 9: Gain on Sale of Assets and Termination of Charters).

Investments in leaseback assets

When a sale and leaseback transaction does not qualify for sale accounting, the Company does not recognize the transferred 
vessels and instead accounts for the purchase as a leaseback asset. 

In  May  2020,  SFL  acquired  a  newbuild  VLCC  from  Landbridge  Universal  Limited  ("Landbridge")  where  control  was  not 
deemed to have passed to the Company due to the presence of repurchase options in the lease on acquisition and therefore was 
classified  as  a  leaseback  asset.  Upon  delivery,  the  vessel  immediately  commenced  a  seven-year  bareboat  charter  back  to 
Landbridge. The charterer had purchase options throughout the term of the charters and there was a purchase obligation at the 
end of the seven-year period. In August 2023, Landbridge declared a purchase option on the vessel and the vessel was delivered 
to them later that month. A net gain of $2.2 million was recognized on disposal of the vessel. (See also Note 9: Gain on Sale of 
Assets and Termination of Charters).

F-30

 
 
 
 
 
 
 
The  following  lists  the  components  of  investments  in  sales-type  leases,  direct  financing  leases  and  leaseback  assets  as  of 
December 31, 2023 and December 31, 2022:

(in thousands of $)

Total minimum lease payments to be received

Purchase obligations at the end of the leases

Net minimum lease payments receivable

Less: unearned income

Total investment in sales-type lease, direct financing lease and leaseback assets  

Allowance for expected credit losses*

Total investment in sales-type lease, direct financing lease and leaseback assets  

Current portion

Long-term portion

(in thousands of $)

Total minimum lease payments to be received

Purchase obligations at the end of the leases

Net minimum lease payments receivable

Less: unearned income

Total investment in sales-type lease, direct financing lease and leaseback assets  

Allowance for expected credit losses*

Total investment in sales-type lease, direct financing lease and leaseback assets  

Current portion

Long-term portion

*See Note 27: Allowance for Expected Credit Losses.

December 31, 2023

Sales-Type 
Leases and 
Direct 
Financing 
Leases

Leaseback 
Assets

16,020   

43,150   

59,170   

(3,358)  

55,812   

(73)  

55,739   

20,640   

35,099   

—   

—   

—   

—   

—   

—   

—   

—   

—   

Total

16,020 

43,150 

59,170 

(3,358) 

55,812 

(73) 

55,739 

20,640 

35,099 

December 31, 2022

Sales-Type 
Leases and 
Direct 
Financing 
Leases

30,708   

43,150   

73,858   

(7,252)  

66,606   

(102)  

66,504   

10,794   

55,710   

Leaseback 
Assets

Total

34,160   

31,500   

65,660   

64,868 

74,650 

139,518 

(13,051)  

(20,303) 

52,609   

119,215 

(90)  

(192) 

52,519   

119,023 

4,638   

15,432 

47,881   

103,591 

The minimum future gross revenues including purchase obligations to be received under the Company's non-cancellable sales 
type leases, direct financing leases and leaseback assets as of December 31, 2023, are as follows:

(in thousands of $)

Year ending December 31,

2024

2025

Total minimum lease payments to be received

Sales-Type 
Leases and 
Direct 
Financing 
Leases
23,079   
36,091   

59,170   

Leaseback 
Assets

—   
—   

—   

Total

23,079 
36,091 

59,170 

F-31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest  income  earned  on  investments  in  direct  financing  leases,  sales  type  leases  and  leaseback  assets  in  the  year  ended 
December 31, 2023 was as follows:

(in thousands of $)

Investments in sales type and direct financing leases*
Investments in leaseback assets 
Total 

2023

3,894 
2,298 
6,192 

2022

5,021 
3,895 
8,916 

2021

14,173 
5,351 
19,524 

* Interest income earned on investments in sales-type leases and direct financing leases in the above table includes $0.0 million 
in relation to Frontline Shipping, a related party (December 31, 2022: $0.4 million; December 31, 2021: $1.5 million).

18. 

INVESTMENT IN ASSOCIATED COMPANIES

The  Company  has,  and  has  had,  certain  wholly-owned  subsidiaries  which  are  accounted  for  using  the  equity  method  of 
accounting, as it has been determined under ASC 810 that they are variable interest entities in which SFL is not the primary 
beneficiary.

As of December 31, 2023, 2022 and 2021, the Company had the following participation in investments that are recorded using 
the equity method:

River Box Holding Inc.

SFL Hercules Ltd

2023

 49.90 %

*

2022

 49.90 %

*

2021

 49.90 %

*

River  Box  holds  investments  in  direct  financing  leases,  through  its  subsidiaries,  related  to  the  19,200  and  19,400  TEU 
containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. The remaining 50.1% of the shares of River Box are held 
by a subsidiary of Hemen Holding Limited ("Hemen"), the Company's largest shareholder and a related party. 

*SFL Hercules Ltd ("SFL Hercules") owned the drilling rig, Hercules which was leased to a subsidiary of Seadrill, previously a 
related party. Because the main asset of SFL Hercules was the subject of a lease which each included both a fixed price call 
option and a fixed price purchase obligation or put option, it was previously determined to be variable interest entity in which 
the Company was not the primary beneficiary. In February 2021, Seadrill and most of its subsidiaries filed Chapter 11 cases in 
the Southern District of Texas. SFL and certain of its subsidiaries entered into court approved interim agreements with Seadrill 
relating  to  the  drilling  rig,  Hercules.  Following  certain  amendments  to  the  Hercules  bareboat  charter  and  loan  facility 
agreements, SFL Hercules was determined to no longer be a variable interest entity and was consolidated from August 2021.

Summarized balance sheet information of the Company's equity method investees is as follows:

(in thousands of $)

Share presented

Current assets 

Non-current assets

Total assets

Current liabilities

Non-current liabilities (1)

Total liabilities

Total stockholders' equity (2)

River Box 
2023

 49.90 %

16,371 

220,816 

237,187 

15,173 

205,541 

220,714 

16,473 

2022

 49.90 %

15,186 

234,572 

249,758 

14,267 

218,944 

233,211 

16,547 

(1) River  Box  non-current  liabilities  as  of  December  31,  2023,  include  $45.0  million  due  to  SFL  (December  31,  2022: 

$45.0 million). (See Note 25: Related Party Transactions).

(2) In the year ended December 31, 2023, River Box paid a dividend of $2.9 million to the Company (December 31, 2022: 

$2.9 million). 

F-32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Summarized statement of operations information of the Company's equity method investees is shown below. 

River Box

(in thousands of $)
Operating revenues
Net operating revenues
Net income (3)

(in thousands of $)

Operating revenues

Net operating revenues

Net income (3)

 Year ended December 31,

2023
18,358   
18,339   
2,848   

Year ended December 31, 2021

River Box

SFL Hercules

20,115 

20,094 

3,267 

13,753 

6,558 

927 

2022
19,269 
19,248 
2,833 

TOTAL

33,868 

26,652 

4,194 

(3) The net income of River Box for the years ended December 31, 2023 and December 31, 2022, includes interest payable to 
SFL amounting to $4.6 million and $4.6 million, respectively. The net income of River Box and SFL Hercules for 2021 
includes  interest  payable  to  SFL  amounting  to  $4.6  million  and  $2.4  million,  respectively.  (See  Note  25:  Related  Party 
Transactions).

Movements in the year ended December 31, 2023, in the allowance for expected credit losses can be summarized as follows:

(in thousands of $)

Share presented

Balance as of December 31, 2022

Allowance recorded in net income of associated company

Balance as of December 31, 2023

As of December 31, 2023

River Box

 49.90 %

378 

(70) 

308 

As  indicated  in  Note  2:  'Accounting  Policies',  the  allowance  for  expected  credit  losses  is  based  on  an  analysis  of  factors 
including the credit rating assigned to the lessee, management's assessment of current and expected conditions in the offshore 
drilling market and calculated collateral exposure.

In  the  year  ended  December  31,  2023,  River  Box  paid  a  dividend  of  $2.9  million  to  the  Company  (December  31,  2022: 
$2.9 million, December 31, 2021: $2.2 million). 

19.

ACCRUED EXPENSES

(in thousands of $)
Vessel operating expenses
Administrative expenses
Interest expense

20. 

OTHER CURRENT LIABILITIES

(in thousands of $)
Deferred and prepaid charter revenue
Employee taxes
Other items

F-33

2023
25,553 
2,570 
11,064 
39,187 

2023
31,961 
33 
240 
32,234 

2022
17,315 
1,650 
8,233 
27,198 

2022
27,196 
45 
563 
27,804 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 21.

SHORT-TERM AND LONG-TERM DEBT

(in thousands of $)

Long-term debt:

4.875% senior unsecured convertible bonds due 2023

NOK700 million senior unsecured floating rate bonds due 2023

NOK700 million senior unsecured floating rate bonds due 2024

NOK600 million senior unsecured floating rate bonds due 2025

7.25% senior unsecured sustainability-linked bonds due 2026

U.S. dollar denominated fixed rate debt due 2026

8.875% senior unsecured sustainability-linked bonds due 2027

Lease debt financing due through 2033

U.S. dollar denominated floating rate debt due through 2029

Total debt principal

Less: unamortized debt issuance costs

Less: current portion of long-term debt

Total long-term debt

The outstanding debt as of December 31, 2023, is repayable as follows:

2023

2022

— 

— 

68,426 

58,089 

150,000 

148,875 

150,000 

573,456 

1,014,842 

2,163,688 

137,900 

71,243 

70,734 

60,048 

150,000 

— 

— 

394,555 

1,329,156 

2,213,636 

(16,942)   

(12,580) 

(432,918)   

(921,270) 

1,713,828 

1,279,786 

Year ending December 31,

(in thousands of $)

2024

2025

2026

2027

2028

Thereafter

Total debt principal

Interest rate information

432,918 

686,855 

400,630 

355,787 

61,723 

225,775 

2,163,688 

Weighted average interest rate on floating rate debt*
Weighted average interest rate on lease debt financing

Weighted average interest rate on fixed rate debt

U.S. Dollar London Interbank Offered Rate ("LIBOR"), 3-Month, closing rate**
Secured Overnight Financing Rate ("SOFR"), closing rate

Effective Federal Funds Rate ("EFFR"), closing rate

Norwegian Interbank Offered Rate ("NIBOR")

December 31, 2023 December 31, 2022
 5.30 %
 4.44 %

 6.49 %
 5.41 %

 8.46 %

 5.59 %

 5.38 %

 5.33 %

 4.73 %

 6.11 %

 4.77 %

 4.30 %

 4.33 %

 3.26 %

*The weighted average interest rate is for floating rate debt denominated in U.S. dollars and Norwegian kroner (“NOK”) which 
takes into consideration the effect of related interest rate and cross currency swaps.

** LIBOR using panel bank contributions are no longer published after June 30, 2023. With effect from July 1, 2023, these 
settings are now published under an unrepresentative synthetic methodology and are expected to cease on September 30, 2024.

F-34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Due  to  the  discontinuance  of  LIBOR  after  June  30,  2023,  and  notwithstanding  the  automatic  conversion  mechanisms  to 
alternative  rates,  the  Company  has  entered  into  amendment  agreements  to  existing  loan  agreements  for  the  transition  from 
LIBOR to SOFR. The Company elected to apply the optional expedient pursuant to ASC 848 for contracts within the scope of 
ASC 470. This meant that the Company accounted for amendments to loan agreements which related solely to the replacement 
of  LIBOR  as  a  benchmark  rate  to  SOFR  as  if  the  modification  was  not  substantial  and  thus  a  continuation  of  the  existing 
contract. 

A significant portion of the Company's outstanding debt are coming due within one year of this report for which the Company 
has  initiated  discussions  and  negotiations  with  financial  institutions  regarding  the  refinancing  of  credit  facilities  maturing  in 
2024 and early 2025. Given the Company's extensive history and successful track record in obtaining financing and refinancing, 
the Company believes that it will be able to secure the required refinancing of all such facilities prior to maturity. 

$375 million term loan and revolving credit facility 

SFL Hercules was consolidated from August 27, 2021. (See Note 18: Investment in Associated Companies). In May 2013, SFL 
Hercules  entered  into  a  $375.0  million  six-year  term  loan  and  revolving  credit  facility  with  a  syndicate  of  banks  to  partly 
finance  the  acquisition  of  the  harsh  environment  semi-submersible  drilling  rig  Hercules,  previously  owned  by  the  wholly-
owned  subsidiary  SFL  Deepwater.  The  facility  was  drawn  in  June  2013.  In  connection  with  the  2017  Restructuring  Plan  of 
Seadrill, certain amendments were agreed with the banks under the loan facility, including an extension of the final maturity 
date by four years. In August 2021, the Company entered into an amendment to its existing charter agreement (the “amendment 
agreement”) with subsidiaries of Seadrill for Hercules, which was approved by the applicable bankruptcy court in September 
2021.  Each  of  SFL’s  financing  banks  consented  to  the  amendment  agreement,  and  SFL’s  corporate  part  guarantee  of  the 
outstanding debt of the rig owning subsidiary remained unchanged at $83.1 million, as of December 31, 2022. Additionally, 
SFL  agreed  to  a  cash  contribution  of  $5.0  million  to  the  SFL  Hercules's  pledged  earnings  account  at  the  time  of  redelivery 
following  the  termination  of  the  Seadrill  charter,  in  addition  to  a  $3.0  million  payable  by  Seadrill.  These  contributions  were 
made in December 2022 following the redelivery of the rig by Seadrill. In January 2023, the rig Hercules was transferred by 
SFL Hercules Ltd. to the wholly-owned subsidiary Hercules Rig Ltd. The loan agreement was amended to include Hercules Rig 
Ltd as jointly and severally liable with SFL Hercules under the terms of the agreement. In May 2023, the facility was repaid 
early  in  full.  As  of  December  31,  2023,  the  balance  outstanding  under  this  facility  was  $0.0  million  (December  31,  2022: 
$153.5 million). 

$475 million term loan and revolving credit facility 

SFL Linus was consolidated from October 29, 2020. In October 2013, SFL Linus entered into a $475.0 million five-year term 
loan and revolving credit facility with a syndicate of banks to partly finance the acquisition of the rig. The facility was drawn in 
February  2014.  During  the  year  ended  December  31,  2017,  certain  amendments  were  agreed  with  the  banks  under  the  loan 
facility, including an extension of the final maturity date by four years. In addition, the Company had given the banks a first 
priority pledge over all shares of SFL Linus and assigned all claims under a secured loan made by the Company to SFL Linus 
in favor of the banks. This loan was secured by a second priority mortgage over the rig which had been assigned to the banks. 
In  November  2022,  the  second  priority  mortgage  over  the  rig  was  released  and  the  rig  Linus  was  transferred  to  the  wholly-
owned subsidiary Linus Rig Ltd. The loan agreement was amended to include Linus Rig Ltd as jointly and severally liable with 
SFL Linus under the terms of the agreement. The Company had fully guaranteed the facility as of December 31, 2022. In April 
2023, the facility was repaid early in full. As of December 31, 2023, the balance outstanding under this facility was $0.0 million 
(December 31, 2022: $183.8 million). 

$45 million secured term loan and revolving credit facility

In June 2014, seven wholly-owned subsidiaries of the Company entered into a $45.0 million secured term loan and revolving 
credit facility with a bank, secured against seven 4,100 TEU container vessels. The facility bears interest at SOFR plus a margin 
and had a term of five years. During June 2019, the terms of loan were amended and the loan was extended by a further two 
years. During June 2021 the terms of the loan were further amended and the loan was extended by a further four years. There 
were no amounts available under the revolving part of the facility as of December 31, 2022 and December 31, 2023. The net 
amount outstanding as of December 31, 2023, was $32.5 million (December 31, 2022: $37.5 million).

$20 million secured term loan facility

In September 2014, two wholly-owned subsidiaries of the Company entered into a $20.0 million secured term loan facility with 
a bank, secured against two 5,800 TEU container vessels. The facility bears interest at SOFR plus a margin and has a term of 
five years. In September 2019, the terms of the loan were amended and restated, and the facility now matures in March 2024. 
The net amount outstanding as of December 31, 2023, was $12.0 million (December 31, 2022: $13.8 million). 

F-35

$76 million secured term loan facility

In August 2017, two wholly-owned subsidiaries of the Company entered into a $76.0 million secured term loan facility with a 
bank, secured against two product tankers. The two product tankers were delivered in August 2017. The Company has provided 
a corporate part guarantee for this facility, which bears interest at SOFR plus a margin and has a term of seven years. As of 
December 31, 2023, the net amount outstanding was $43.5 million (December 31, 2022: $48.7 million).

4.875% senior unsecured convertible bonds due 2023

On April 23, 2018, the Company issued a senior unsecured convertible bond totaling $150.0 million. Additional bonds were 
issued on May 4, 2018 at a principal amount of $14.0 million. Interest on the bonds was fixed at 4.875% per annum and was 
payable in cash quarterly in arrears on February 1, May 1, August 1 and November 1. The bonds were convertible into SFL 
Corporation Ltd. common shares and matured on May 1, 2023. At this date the Company redeemed the full outstanding amount 
of $84.9 million. The initial conversion rate at the time of issuance was 52.8157 common shares per $1,000 bond, equivalent to 
a conversion price of approximately $18.93 per share. Since the issuance, dividend distributions had increased the conversion 
rate  to  85.0332  common  shares  per  $1,000  bond,  equivalent  to  a  conversion  price  of  approximately  $11.76  per  share  at  the 
maturity date of the bond. The conversion right was not worth more than par value of the instrument and the bonds were fully 
satisfied in cash without any conversion into shares having taken place.

During the year ended December 31, 2023 the Company purchased bonds with principal amounts totaling $53.0 million (year 
ended  December  31,  2021:  $2.0  million).  A  loss  of  $0.2  million  was  recorded  on  the  transaction  (year  ended  December  31, 
2021: gain of $0.2 million). In the year ended December 31, 2022, no bonds were repurchased. The net amount outstanding as 
of December 31, 2023 was $0.0 million (December 31, 2022: $137.9 million).

In  conjunction  with  the  bond  issue,  the  Company  agreed  to  loan  up  to  7,000,000  of  its  common  shares  to  affiliates  of  the 
underwriters of the issue, in order to assist investors in the bonds to hedge their position. As of the maturity date of the bond, a 
total of 3,765,842 shares had been issued from up to 7,000,000 shares issuable under the share lending arrangement. During the 
year ended December 31, 2023, after the bond was redeemed, 3,765,142 of the loaned shares were transferred to another party 
under a general share lending agreement. (See Note 23: Share Capital, Additional Paid-In Capital and Contributed Surplus).

As required by ASC 470-20 "Debt with conversion and Other Options", the Company calculated the equity component of the 
convertible  bond,  taking  into  account  both  the  fair  value  of  the  conversion  option  and  the  fair  value  of  the  share  lending 
arrangement. The equity component was valued at $7.9 million at issuance and this amount was recorded as "Additional paid-in 
capital",  with  a  corresponding  adjustment  to  "Deferred  charges",  which  was  amortized  to  "Interest  expense"  over  the 
appropriate period. The amortization of this item amounted to $1.4 million in the year ended December 31, 2021. As a result of 
the purchase of bonds with principal amounts totaling $2.0 million, a total of $0.1 million was allocated as the reacquisition of 
the equity component. The balance remaining in equity as of December 31, 2021 was $6.7 million. 

On January 1, 2022, the Company implemented the guidance contained in ASU 2020-06 which simplifies the accounting for 
certain  financial  instruments  with  characteristics  of  liabilities  and  equity.  ASU  2020-06,  was  adopted  using  the  modified 
retrospective method (See Note 2: Accounting Policies). Following the adoption, the 4.875% senior unsecured convertible notes 
due 2023 were reflected entirely as a liability as the embedded conversion feature was no longer presented within stockholders' 
equity.  The  cumulative  effect  of  adopting  this  guidance  was  an  incremental  adjustment  of  $4.3  million  to  opening  retained 
earnings,  and  a  $5.9  million  reduction  to  additional  paid-in  capital  as  of  January  1,  2022.  This  net  adjustment  to  equity  of 
$1.6 million resulted in a corresponding decrease in deferred debt issuance costs. The balance remaining in equity as of January 
1, 2022, December 31, 2022 and December 31, 2023 was $0.8 million which related to the share-lending arrangement. 

NOK700 million senior unsecured bonds due 2023

On September 13, 2018 the Company issued a senior unsecured bond totaling NOK600 million in the Norwegian credit market. 
The bonds bore quarterly interest at NIBOR plus a margin and were redeemable in full on September 13, 2023. On July 30, 
2019, the Company conducted a tap issue of NOK100 million under this facility. The bonds were issued at 101.625% of par, 
and  the  new  outstanding  amount  after  the  tap  issue  was  NOK700  million.  During  the  year  ended  December  31,  2023,  the 
Company purchased bonds with principal amounts totaling NOK293 million equivalent to $29.4 million. A loss of $0.3 million 
was recorded on the transaction. No bonds were repurchased in the years ended December 31, 2022 and December 31, 2021. At 
the maturity date the Company redeemed the full outstanding amount of NOK407 million equivalent to $38.1 million. The net 
amount outstanding as of December 31, 2023, was NOK0 million, equivalent to $0.0 million (December 31, 2022: NOK700 
million, equivalent to $71.2 million).

F-36

$17.5 million secured term loan facility due 2023

In December 2018, two wholly-owned subsidiaries of the Company entered into a $17.5 million secured term loan facility with 
a bank, secured against two Supramax dry bulk carriers. The Company had provided a corporate part guarantee for this facility, 
which  bore  interest  at  SOFR  plus  a  margin  and  had  a  term  of  approximately  five  years.  In  November  2023,  the  facility  was 
repaid early in full. The net amount outstanding as of December 31, 2023, was $0.0 million (December 31, 2022: $9.4 million).

$24.9 million senior secured term loan facility

In  February  2019,  three  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $24.9  million  senior  secured  term  loan 
facility with a bank, secured against three Supramax dry bulk carriers. The Company had provided a corporate part guarantee 
for this facility, which bore interest at SOFR plus a margin and had a term of approximately five years. In December 2023, the 
facility was repaid early in full. The net amount outstanding as of December 31, 2023, was $0.0 million (December 31, 2022: 
$15.1 million).

NOK700 million senior unsecured bonds due 2024
On June 4, 2019, the Company issued a senior unsecured bond totaling NOK700 million in the Norwegian credit market. The 
bonds bear quarterly interest at NIBOR plus a margin and are redeemable in full on June 4, 2024. The net amount outstanding 
as of December 31, 2023 was NOK695 million equivalent to $68.4 million (December 31, 2022: NOK695 million, equivalent 
to $70.7 million).

$33.1 million term loan facility 

In June 2019, five wholly-owned subsidiaries of the Company entered into a $33.1 million term loan facility with a syndicate of 
banks. The Company had provided a corporate guarantee for this facility, which bore interest at LIBOR plus a margin and had a 
term  of  approximately  four  years.  During  the  year  ended  December  31,  2020  the  five  subsidiaries  were  dissolved  and  the 
facility was assigned to the Company. The facility matured in January 2023 and was fully repaid. The net amount outstanding 
as of December 31, 2023, was $0.0 million (December 31, 2022: $21.9 million).

NOK600 million senior unsecured bonds due 2025

On January 21, 2020, the Company issued a senior unsecured bond totaling NOK600 million in the Norwegian credit market. 
The  bonds  bear  quarterly  interest  at  NIBOR  plus  a  margin  and  are  redeemable  in  full  on  January  21,  2025.  During  the  year 
ended December 31, 2020, the Company purchased bonds with amounts totaling NOK60 million equivalent to $6.0 million. In 
December  2022,  the  Company  resold  NOK50  million  equivalent  to  $5.0  million  of  the  bonds  which  had  been  previously 
repurchased.  The  net  amount  outstanding  as  of  December  31,  2023  was  NOK590  million  equivalent  to  $58.1  million 
(December 31, 2022: NOK590 million, equivalent to $60.0 million).

$40 million senior secured term loan facility 

In March 2020, two wholly-owned subsidiaries of the Company entered into a $40.0 million senior secured term loan facility 
with a bank, secured against two Suezmax tankers. The Company had provided a corporate guarantee for this facility, which 
bore interest at LIBOR plus a margin and had a term of approximately two years. During March 2022, the terms of loan were 
amended to bear interest at SOFR plus a margin and the loan was extended by a year. The facility matured in March 2023 and 
was fully repaid. The net amount outstanding as of December 31, 2023, was $0.0 million (December 31, 2022: $31.9 million).

$175 million term loan facility 

In March 2020, four wholly-owned subsidiaries of the Company entered into a $175 million term loan facility with a syndicate 
of  banks,  secured  against  four  8,700  TEU  containerships.  The  Company  has  provided  a  corporate  part  guarantee  for  this 
facility, which bears interest at SOFR plus a margin and with a term of approximately five years. The net amount outstanding as 
of December 31, 2023, was $108.7 million (December 31, 2022: $127.7 million).

$50 million senior secured term loan facility 

In May 2020, a wholly-owned subsidiary of the Company entered into a $50.0 million senior secured term loan facility with a 
bank, which bore interest at LIBOR plus a margin and had a term of approximately five years. The facility was secured against 
a 308,000 dwt VLCC. In August 2023, the facility was repaid early in full. The net amount outstanding as of December 31, 
2023, was $0.0 million (December 31, 2022: $43.1 million).

F-37

$50 million senior secured credit facility 

In November 2020, a wholly-owned subsidiary of the Company entered into a $50.0 million senior secured term loan facility 
with a bank, secured against a container vessel. The Company has provided a corporate guarantee for this facility, which bears 
interest at SOFR plus a margin and with a term of approximately four years. The net amount outstanding as of December 31, 
2023, was $35.0 million (December 31, 2022: $40.0 million).

$51 million term loan facility

In  February  2021,  a  wholly-owned  subsidiary  of  the  Company  entered  into  a  $51.0  million  term  loan  facility  with  a  bank, 
secured against a container vessel. The Company has provided a corporate part guarantee for this facility, which bears interest 
at SOFR plus a margin and with a term of approximately four years. The net amount outstanding as of December 31, 2023, was 
$39.0 million (December 31, 2022: $43.3 million).

$51 million term loan facility

In April 2021, a wholly-owned subsidiary of the Company entered into a $51.0 million term loan facility with a bank, secured 
against a container vessel. The Company has provided a corporate guarantee for this facility, which bears interest at SOFR plus 
a margin and with a term of approximately four years. The net amount outstanding as of December 31, 2023, was $40.1 million 
(December 31, 2022: $44.4 million).

7.25% senior unsecured sustainability-linked bonds due 2026

On May 12, 2021, the Company issued a senior unsecured sustainability-linked bond totaling $150 million in the Nordic credit 
market. The bonds bear quarterly interest at a fixed rate of 7.25% per annum and are redeemable in full on May 12, 2026. By 
the  maturity  date  of  the  bond,  the  Company  aims  to  have  committed  an  amount  at  least  equal  to  the  size  of  the  issue  on 
upgrades  of  existing  vessels  and/or  vessel  acquisitions.  The  net  amount  outstanding  as  of  December  31,  2023  was 
$150.0 million (December 31, 2022: $150.0 million).

$130 million lease debt financing

In  September  2021,  the  wholly-owned  subsidiaries  of  the  Company  owning  the  two  newly  acquired  6,800  TEU  container 
vessels  entered  into  sale  and  leaseback  transactions  for  these  vessels,  through  a  Japanese  operating  lease  with  call  option 
financing structure. The sales price for each vessel was $65.0 million, totaling $130.0 million. The vessels were leased back for 
a term of six years, with options to purchase each vessel at the end of the fifth and sixth year. These two transactions did not 
qualify as sales under the U.S. GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net amounts outstanding as of December 31, 2023 were $49.4 million (December 31, 2022: $56.5 million) and $49.5 million 
(December 31, 2022: $56.6 million) for each vessel respectively.

$35 million term loan facility

In  December  2021,  a  wholly-owned  subsidiary  of  the  Company  entered  into  a  $35.0  million  term  loan  facility  with  a  bank, 
secured against a container vessel. The Company has provided a corporate part guarantee for this facility, which bears interest 
at SOFR plus a margin and has a term of approximately seven years. The net amount outstanding as of December 31, 2023, was 
$30.9 million (December 31, 2022: $32.9 million). 

$107.3 million term loan facility

In  December  2021,  three  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $107.3  million  term  loan  facility  with  a 
bank, secured against three Suezmax tankers. One of the vessels was delivered in 2021, and $35.8 million of the facility was 
drawn  down.  Two  vessels  were  delivered  in  2022  and  the  remaining  $71.5  million  of  the  facility  was  drawn  down.  The 
Company has provided a corporate part guarantee for this facility, which bears interest at SOFR plus a margin and has a term of 
approximately  five  years.  The  net  amount  outstanding  as  of  December  31,  2023,  was  $95.7  million  (December  31,  2022: 
$102.0 million).

$100 million term loan facility 

In March 2022, four wholly-owned subsidiaries of the Company entered into a $100.0 million term loan facility with a bank, 
secured  against  four  product  tankers.  The  Company  has  provided  a  corporate  part  guarantee  for  this  facility,  which  bears 
interest at SOFR plus a margin and has a term of approximately five years. The net amount outstanding as of December 31, 
2023, was $82.3 million (December 31, 2022: $92.4 million).

F-38

$48.8 million lease debt financing

In  April  2022,  the  wholly-owned  subsidiaries  of  the  Company  owning  two  6,500  CEU  car  carriers  entered  into  sale  and 
leaseback transactions for these vessels, through a Japanese operating lease with call option financing structure. The sales prices 
for the vessels were $23.5 million and $25.3 million. The vessels were leased back for a term of approximately three years, with 
options  to  purchase  each  vessel  at  the  end  of  the  third  year.  These  two  transactions  did  not  qualify  as  sales  under  the  U.S. 
GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The net amounts outstanding as of 
December  31,  2023  were  $16.3  million  (December  31,  2022:  $20.7  million)  and  $18.0  million  (December  31,  2022: 
$22.4 million) respectively.

$23 million term loan facility

In September 2022, two wholly-owned subsidiaries of the Company entered into a $23.0 million term loan facility with a bank, 
secured against two dry bulk carriers. The Company has provided a corporate guarantee for this facility, which bears interest at 
SOFR plus a margin and had a term of approximately one year. During August 2023, the terms of loan were amended and the 
loan  was  extended  by  a  further  one  year.  The  net  amount  outstanding  as  of  December  31,  2023,  was  $17.2  million 
(December 31, 2022: $21.8 million).

$115 million term loan facility

In  September  2022,  eight  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $115.0  million  term  loan  facility  with  a 
bank,  secured  against  eight  dry  bulk  carriers.  The  Company  has  provided  a  corporate  part  guarantee  for  this  facility,  which 
bears  interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  three  years.  The  net  amount  outstanding  as  of 
December 31, 2023, was $90.0 million (December 31, 2022: $110.00 million).

$290 million term loan facility

In September 2022, the Company and six wholly-owned subsidiaries of the Company entered into a $290.0 million term loan 
facility with a bank. The facility served as a temporary source of finance for vessel acquisitions, with a term of approximately 
six months. Each of the six wholly-owned subsidiaries of the Company had provided a corporate part guarantee for this facility, 
which bore interest at SOFR plus a margin. The facility was partly repaid in 2022. In February 2023, the remaining balance of 
the facility was repaid in full. The net amount outstanding as of December 31, 2023, was $0.0 million (December 31, 2022: 
$156.00 million).

$240 million lease debt financing

In  October  and  December  2022,  the  wholly-owned  subsidiaries  of  the  Company  owning  two  14,000  TEU  container  vessels 
entered  into  sale  and  leaseback  transactions  for  these  vessels,  through  a  Japanese  operating  lease  with  call  option  financing 
structure. The sales price for each vessel was $120.0 million, totaling $240.0 million. The vessels were leased back for a term of 
approximately seven years, with options to purchase each vessel at the end of the seventh year. These two transactions did not 
qualify as sales under the U.S. GAAP sale and leaseback guidance and have thus been recorded as financing arrangements. The 
net  amounts  outstanding  as  of  December  31,  2023  were  $108.3  million  (December  31,  2022:  $118.3  million)  and 
$109.7 million (December 31, 2022: $120.0 million) for each vessel respectively.

$144.6 million term loan facility

In  January  2023,  four  wholly-owned  subsidiaries  of  the  Company  entered  into  a  $144.6  million  term  loan  facility  with  a 
syndicate of banks, secured against four Suezmax tankers. The Company has provided a corporate guarantee for this facility, 
which  bears  interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  three  years.  The  net  amount  outstanding  as  of 
December 31, 2023, was $136.9 million (December 31, 2022: $0.0 million).

8.875% senior unsecured sustainability-linked bonds due 2027

In  February  2023,  the  Company  issued  a  senior  unsecured  sustainability-linked  bond  totaling  $150.0  million  in  the  Nordic 
credit market. The bond was issued at a price of 99.58%. The difference between the face value and market value of the bond of 
$0.6 million will be amortized as an interest expense over the life of the bond. The bonds bear quarterly interest at a fixed rate 
of 8.875% of the nominal value per annum and are redeemable in full on February 1, 2027. By the maturity date of the bond, 
the Company aims to have committed an amount at least equal to the size of the issue on upgrades of existing vessels and/or 
vessel  acquisitions.  The  net  amount  outstanding  as  of  December  31,  2023,  was  $150.0  million  (December  31,  2022: 
$0.0 million).

F-39

$23.3 million term loan facility

In March 2023, a wholly-owned subsidiary of the Company entered into a $23.3 million term loan facility with a bank, secured 
against the pre-delivery contract for a dual-fuel 7,000 CEU newbuilding car carrier. During the year ended December 31, 2023, 
$18.6  million  of  the  available  facility  was  drawn  down.  The  Company  has  provided  a  corporate  guarantee  for  this  facility, 
which  bears  interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  one  year.  The  net  amount  outstanding  as  of 
December 31, 2023, was $18.6 million (December 31, 2022: $0.0 million).

$23.3 million term loan facility

In March 2023, a wholly-owned subsidiary of the Company entered into a $23.3 million term loan facility with a bank, secured 
against the pre-delivery contract for a dual-fuel 7,000 CEU newbuilding car carrier. During the year ended December 31, 2023, 
$13.9  million  of  the  available  facility  was  drawn  down.  The  Company  has  provided  a  corporate  guarantee  for  this  facility, 
which  bears  interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  one  year.  The  net  amount  outstanding  as  of 
December 31, 2023, was $13.9 million (December 31, 2022: $0.0 million).

$150 million senior secured term loan facility

In  April  2023,  a  wholly-owned  subsidiary  of  the  Company  entered  into  a  bilateral  $150.0  million  senior  secured  term  loan 
facility,  secured  against  a  jack-up  drilling  rig.  The  Company  has  provided  a  full  corporate  guarantee  for  this  facility,  which 
bears interest at a fixed rate and has a term of approximately three years. The net amount outstanding as of December 31, 2023, 
was $148.9 million (December 31, 2022: $0.0 million).

$45 million lease debt financing

In April 2023, the wholly-owned subsidiary of the Company owning a 4,900 CEU car carrier entered into a sale and leaseback 
transaction for this vessel, through a Japanese operating lease with call option financing structure. The sales price for the vessel 
was $45.0 million. The vessel was leased back for a term of approximately five years, with the option to purchase the vessel at 
the end of the fifth year. The transaction did not qualify as a sale under the U.S. GAAP sale and leaseback guidance and have 
thus  been  recorded  as  a  financing  arrangement.  The  net  amount  outstanding  as  of  December  31,  2023  was  $41.7  million 
(December 31, 2022: $0.0 million).

$38.5 million lease debt financing 

In  May  2023,  the  wholly-owned  subsidiary  of  the  Company  owning  a  2,500  TEU  container  vessel  entered  into  a  sale  and 
leaseback transaction for this vessel, through a Japanese operating lease with call option financing structure. The sales price for 
the vessel was $38.5 million. The vessel was leased back for a term of approximately nine years, with the option to purchase the 
vessel after approximately six or seven years. The transaction did not qualify as a sale under the U.S. GAAP sale and leaseback 
guidance  and  has  been  recorded  as  a  financing  arrangement.  The  net  amount  outstanding  as  of  December  31,  2023  was 
$37.3 million (December 31, 2022: $0.0 million).

$150 million senior secured term loan facility

In May 2023, a wholly-owned subsidiary of the Company entered into a $150.0 million senior secured term loan facility with a 
syndicate  of  banks,  secured  against  a  harsh  environment  semi-submersible  drilling  rig.  The  Company  has  provided  a  full 
corporate guarantee for this facility, which bears interest at SOFR plus a margin and has a term of approximately three years. 
The net amount outstanding as of December 31, 2023, was $150.0 million (December 31, 2022: $0.0 million).

$8.4 million senior unsecured term loan facility

In May 2023, the Company entered into a $8.4 million senior unsecured term loan facility with a bank, for general corporate 
purposes.  The  facility  bears  interest  at  SOFR  plus  a  margin  and  has  a  term  of  approximately  three  years.  The  net  amount 
outstanding as of December 31, 2023, was $8.4 million (December 31, 2022: $0.0 million).

$144.4 million lease debt financing 

In March 2023, the wholly-owned subsidiaries of the Company owning two newbuild 7,000 CEU car carriers entered into sale 
and leaseback transactions for these vessels, through Japanese operating leases with a call option financing structure. The sale 
and  leaseback  transactions  were  completed  in  September  and  November  2023.  The  sales  prices  for  each  vessel  was  $72.2 
million, totaling $144.4 million. The vessels were leased back for a term of approximately 12 years, with the Company's option 
to purchase the vessels after approximately 10 years. These two transactions did not qualify as sales under the U.S. GAAP sale 
and  leaseback  guidance  and  have  thus  been  recorded  as  financing  arrangements.  The  net  amounts  outstanding  as  of 
December  31,  2023  were  $71.2  million  (December  31,  2022:  $0.0  million)  and  $72.0  million  (December  31,  2022: 
$0.0 million) respectively.

F-40

$60 million loan facility

During the year ended December 31, 2021, a wholly-owned subsidiary of the Company entered into a general share lending 
agreement with a bank. As of December 31, 2023, 11.8 million of the Company's shares were in the custody of the bank. This 
facility provides a $60.0 million cash loan collateral to the subsidiary in connection with the shares lent and $60.0 million of the 
facility  was  drawn  down  in  December  2023.  The  facility  bears  interest  at  the  U.S.  Federal  Funds  Rate  plus  a  margin  and  is 
repayable  on  demand,  by  either  party  to  the  agreement.  The  net  amount  outstanding  as  of  December  31,  2023,  was 
$60.0 million (December 31, 2022: $0.0 million).

The  aggregate  book  value  of  assets  pledged  as  security  against  borrowings  as  of  December  31,  2023,  was  $2,564  million 
(December 31, 2022: $2,579 million). 

Agreements related to long-term debt provide limitations on the amount of total borrowings and secured debt, and acceleration 
of payment under certain circumstances, including failure to satisfy certain financial covenants. As of December 31, 2023, the 
Company is in compliance with all of the covenants under its long-term debt facilities. 

22.

FINANCE LEASE LIABILITY

(in thousands of $)

Finance lease liability, current portion

Finance lease liability, long-term portion

2023

419,341 

— 
419,341 

2022

53,655 

419,341 
472,996 

In  2018,  the  Company  acquired  four  14,000  TEU  container  vessels  and  three  10,600  TEU  container  vessels,  which  were 
subsequently  refinanced  with  an  Asian  based  financial  institution  by  entering  into  separate  sale  and  leaseback  financing 
arrangements. The vessels are leased back for terms ranging from six to 11 years, with options to purchase the vessel after six 
years. Due to the terms of the sale and leaseback arrangements, each option is expected to be exercised on the sixth anniversary. 
These  sale  and  leaseback  transactions  were  accounted  for  as  vessels  under  finance  leases.  (Refer  to  Note  15:  Vessels  under 
Finance Lease, Net).

The Company's future minimum lease liability under the non-cancellable finance leases are as follows:

Year ending December 31,

2024

Thereafter

Total finance lease liability 

Less: imputed interest payable

Present value of finance lease liability

Less: current portion

Finance lease liability, long-term portion

(in thousands of $)

433,866 

— 

433,866 

(14,525) 

419,341 

(419,341) 

— 

Interest incurred on the finance lease liability in the year ended December 31, 2023 was $21.1 million (December 31, 2022: 
$23.5 million; December 31, 2021: $25.8 million).

All of the finance lease liabilities outstanding above are coming due within one year of this report as each option is expected to 
be  exercised  on  the  sixth  anniversary  during  2024.  The  Company  has  initiated  discussions  and  negotiations  with  financial 
institutions regarding the refinancing with facilities under similar terms or structures. Given the Company's extensive history 
and  successful  track  record  in  obtaining  financing  and  refinancing,  the  Company  believes  that  it  will  be  able  to  secure  the 
required refinancing prior to maturity.

F-41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
23.

SHARE CAPITAL, ADDITIONAL PAID-IN CAPITAL AND CONTRIBUTED SURPLUS

Authorized share capital is as follows: 

(in thousands of $, except share data)
300,000,000 common shares of $0.01 par value each (December 31, 2022: 300,000,000 
common shares of $0.01 par value each)

2023

3,000 

2022

3,000 

Issued and fully paid share capital is as follows:

(in thousands of $, except share data)

138,562,173 common shares of $0.01 par value each (December 31, 2022: 138,562,173 
common shares of $0.01 par value each)

2023

2022

1,386 

1,386 

The Company's common shares are listed on the New York Stock Exchange. 

Convertible bonds

On April 23, 2018, the Company issued a 4.875% senior unsecured convertible bond totaling $150.0 million. Additional bonds 
were  issued  on  May  4,  2018  at  a  principal  amount  of  $14.0  million.  The  bonds  were  convertible  into  common  shares  and 
matured on May 1, 2023. As required by ASC 470-20 "Debt with Conversion and Other Options", the Company calculated the 
equity component of the convertible bond, which was valued at $7.9 million at issue date and recorded as "Additional paid-in 
capital". (See Note 21: Short-Term and Long-Term Debt). During the year ended December 31, 2021, the Company purchased 
bonds  with  principal  amount  totaling  $2.0  million.  The  equity  component  of  these  extinguished  bonds  was  valued  at  $0.1 
million  and  had  been  deducted  from  "Additional  paid-in  capital".  In  May  2023,  the  Company  redeemed  the  full  outstanding 
amount under the 4.875% senior unsecured convertible bonds due 2023. The remaining outstanding principal of $84.9 million 
was settled in cash.

On January 1, 2022, the Company implemented the guidance contained in ASU 2020-06 which simplified the accounting for 
certain  financial  instruments  with  characteristics  of  liabilities  and  equity.  ASU  2020-06,  was  adopted  using  the  modified 
retrospective method (See Note 2: Accounting Policies). Following the adoption, the 4.875% senior unsecured convertible notes 
due 2023 were reflected entirely as a liability as the embedded conversion feature was no longer presented within stockholders' 
equity.  The  cumulative  effect  of  adopting  this  guidance  was  an  incremental  adjustment  of  $4.3  million  to  opening  retained 
earnings,  and  a  $5.9  million  reduction  to  additional  paid-in  capital  as  of  January  1,  2022.  This  net  adjustment  to  equity  of 
$1.6 million resulted in a corresponding decrease in deferred debt issuance costs.

In April 2018, the Company issued a total of 3,765,842 new common shares, par value $0.01 per share, from up to 7,000,000 
issuable  under  a  share  lending  arrangement  in  relation  with  the  Company's  issuance  of  4.875%  senior  unsecured  convertible 
bonds in April and May 2018. The shares issued had been loaned to affiliates of the underwriters of the bond issue in order to 
assist investors in the bonds to hedge their position. During the year ended December 31, 2023, 3,765,142 of the loaned shares 
were transferred into the custody of another counterparty under a general share lending agreement. It was determined that the 
transaction qualified for equity classification, and as of the date of inception and as of December 31, 2023, the fair value was 
determined to be nil. The remaining 700 shares are held with the Company's transfer agent.

In October 2021, the Company redeemed the full outstanding amount under the 5.75% senior unsecured convertible bonds due 
2021. The remaining outstanding principal amount of $144.7 million was settled in cash. As required by ASC 470-20 "Debt 
with conversion and Other Options", the Company calculated the equity component of the convertible bond, which was valued 
at  $4.6  million  and  recorded  as  "Additional  paid-in  capital".  During  the  year  ended  December  31,  2021,  the  Company 
purchased bonds with principal amounts totaling $67.6 million. The equity component of these extinguished bonds was valued 
at $0.4 million and had been deducted from "Additional paid-in capital". 

In November 2016, in relation with the Company's issue in October 2016 of senior unsecured convertible bonds totaling $225 
million, the Company issued 8,000,000 new shares of par value $0.01 each. The shares were issued at par value and had been 
loaned  to  an  affiliate  of  one  of  the  underwriters  of  the  bond  issue,  in  order  to  assist  investors  in  the  bonds  to  hedge  their 
position. The bonds were convertible into the Company's common shares and matured on October 15, 2021. In December 2021, 
the  Company  entered  into  a  general  share  lending  agreement  with  another  counterparty  and  the  8,000,000  shares  were 
transferred  into  their  custody.  It  was  determined  that  the  transaction  qualified  for  equity  classification,  and  as  of  the  date  of 
inception and as of December 31, 2023 the fair value was determined to be nil (year ended December 31, 2022: nil).

F-42

 
 
 
 
 
Issuance of shares

During  the  year  ended  December  31,  2022,  the  Company  issued  a  total  of  10,786  new  common  shares,  par  value  $0.01  per 
share, following the exercise of 85,500 share options (year ended December 31, 2021: cash payment of $0.1 million in lieu of 
issuing shares after the exercise of 129,000 share options). During the year ended December 31, 2023, no share options were 
exercised. In November 2016, the board of directors of the Company (the “Board of Directors”) renewed the Company's Share 
Option  Scheme  (the  "Option  Scheme"),  originally  approved  in  November  2006.  The  Option  Scheme  permits  the  Board  of 
Directors,  at  its  discretion,  to  grant  options  to  employees,  officers  and  directors  of  the  Company  or  its  subsidiaries.  The  fair 
value  cost  of  options  granted  is  recognized  in  the  statement  of  operations,  and  the  corresponding  amount  is  credited  to 
additional paid in capital (See also Note 24: Share Option Plan).

On  April  12,  2022,  the  Board  of  Directors  authorized  a  renewal  of  our  dividend  reinvestment  plan,  or  DRIP,  to  facilitate 
investments by individual and institutional shareholders who wish to invest dividend payments received on shares owned, or 
other  cash  amounts,  in  the  Company’s  common  shares  on  a  regular  or  one  time  basis,  or  otherwise.  On  April  15,  2022,  the 
Company filed a registration statement on Form F-3ASR (Registration No. 333-264330) to register the sale of up to 10,000,000 
common shares pursuant to the DRIP. If certain waiver provisions in the DRIP are requested and granted pursuant to the terms 
of the plan, we may grant additional share sales to investors, from time to time, up to the amount registered under the plan.

In May 2020, the Company entered into an equity distribution agreement with BTIG LLC ("BTIG") under which the Company 
may, from time to time, offer and sell new common shares having aggregate sales proceeds of up to $100.0 million through an 
ATM  program  (the  “2020  ATM  Program”).  the  Company  had  sold  11.4  million  of  our  common  shares,  and  received  net 
proceeds of $90.2 million, under the 2020 ATM Program. In April 2022, the Company entered into an amended and restated 
equity distribution agreement with BTIG, under which the Company may, from time to time, offer and sell new common shares 
up to $100.0 million, through an ATM program with BTIG (the “2022 ATM Program”). Under this agreement, the prior 2020 
ATM Program established in May 2020 was terminated and replaced with the renewed 2022 ATM Program. On April 28, 2023, 
in connection with the 2022 ATM Program, the Company filed a new registration statement on Form F-3ASR (Registration No. 
333-271504) and an accompanying prospectus supplement with the SEC to register the offer and sale of up to $100.0 million 
common shares pursuant to the 2022 ATM Program. No common shares have been sold under the 2022 ATM Program.

No new common shares were issued and sold under the DRIP and ATM arrangements during the years ended December 31, 
2023 and December 31, 2022. During the year ended December 31, 2021, the Company issued and sold 10.7 million shares 
under  these  arrangements  and  total  proceeds  of  $89.4  million  net  of  costs  were  received,  resulting  in  a  premium  on  issue  of 
$89.3 million.

Repurchase of shares

On  May  8,  2023,  the  Board  of  Directors  authorized  the  repurchase  of  up  to  an  aggregate  of  $100  million  of  the  Company's 
common shares until June 30, 2024 ("Share Repurchase Program"). During the year ended December 31, 2023, the Company 
repurchased a total of 1,095,095 shares, at an average price of approximately $9.27 per share, with principal amounts totaling 
$10.2  million,  held  as  treasury  shares.  The  Company  has  $89,847,972  remaining  under  the  authorized  Share  Repurchase 
Program as of December 31, 2023.

During  the  year  ended  December  31,  2023,  no  dividend  was  paid  from  contributed  surplus  (year  ended  December  31,  2022: 
$37.3 million).

24. 

SHARE OPTION PLAN

In November 2006, the Board of Directors approved the Company's Share Option Scheme (the "Option Scheme"). The Option 
Scheme will expire in November 2026, following the renewal in November 2016. The terms and conditions remain unchanged 
from  those  originally  adopted  in  November  2006  and  permits  the  Board  of  Directors,  at  its  discretion,  to  grant  options  to 
employees, officers and directors of the Company or its subsidiaries. The fair value cost of options granted is recognized in the 
statement  of  operations,  and  the  corresponding  amount  is  credited  to  additional  paid-in  capital.  As  of  December  31,  2023 
additional  paid-in  capital  was  credited  with  $1.6  million  relating  to  the  fair  value  of  options  granted  in  February  2020,  May 
2021, February 2022 and February 2023.

During  the  year  ended  December  31,  2023,  68,000  share  options  expired.  At  the  date  of  expiry  the  options  had  a  weighted 
average exercise price of $9.47 per share and an intrinsic value of $0.0 million.

F-43

In  February  2023,  the  Company  awarded  a  total  of  440,000  options  to  officers,  employees  and  directors,  pursuant  to  the 
Company's Share Option Scheme. The options have a five-year term and a three-year vesting period and the first options will be 
exercisable from February 2024 onwards. The initial strike price was $10.34 per share.

The following summarizes share option transactions related to the Option Scheme in 2023, 2022 and 2021: 

2023

2022

2021

Options outstanding at beginning of year

Granted

Exercised

Expired

Weighted 
average 
exercise 
price $

Weighted 
average 
exercise 
price $

Options

Weighted 
average 
exercise 
price $

Options

8.55 

  1,433,500 

9.65 

  1,082,500 

10.56 

10.34 

  435,000 

8.73 

  480,000 

Options

  1,783,000 

  440,000 

— 

(68,000)   

— 

9.47 

(85,500)   

8.87 

  (129,000)   

— 

— 

— 

8.79 

7.48 

— 

9.65 

Options outstanding at end of year

  2,155,000 

7.91 

  1,783,000 

8.55 

  1,433,500 

Exercisable at end of year

  1,265,000 

7.83 

  919,667 

9.00 

  578,500 

10.02 

The exercise price of each option is progressively reduced by the amount of any dividends declared. The above figures show 
the  average  of  the  reduced  exercise  prices  at  the  beginning  and  end  of  the  year  for  options  then  outstanding.  For  options 
granted, exercised or expired during the year, the above figures show the average of the exercise prices at the time the options 
were granted, exercised or expired, as appropriate.

The  fair  values  of  options  granted  are  estimated  on  the  date  of  the  grant,  using  the  Black-Scholes-Merton  option  valuation 
model. The fair values are then expensed over the periods in which the options vest. The weighted average fair value of options 
granted in 2023 was $3.93 per share as of grant date (2022: $3.06; 2021: $2.87). The weighted average assumptions used to 
calculate  the  fair  values  of  the  new  options  granted  in  2023  were  (a)  risk  free  interest  rate  of  4.32%  (2022:  1.80%;  2021: 
0.33%); (b) expected share price volatility of 45.5% (2022: 45.6%; 2021: 44.6%); (c) expected dividend yield of 0% (2022: 0%; 
2021: 0%) and (d) expected life of options 3.5 years (2022: 3.5 years; 2021: 3.5 years).

The total intrinsic value of 85,500 options exercised in 2022 was $0.1 million on the day of exercise and the Company issued a 
total of 10,786 new common shares in full satisfaction of this intrinsic value, with no cash exchanges. 

The total intrinsic value of 129,000 options exercised in 2021 was $0.1 million on the day of exercise and the Company made a 
cash payment of $0.1 million in lieu of issuing shares under the Option Scheme. 

As  of  December  31,  2023,  there  are  1,265,000  options  fully  vested  but  not  exercised  (December  31,  2022:  919,667  options; 
December  31,  2021:  578,500  options)  and  their  intrinsic  value  amounted  to  $4.4  million  (December  31,  2022:  $0.2  million; 
December 31, 2021: $0.0 million). The weighted average remaining term of the vested exercisable options is 1.3 years as of 
December 31, 2023.

As  of  December  31,  2023,  the  unrecognized  compensation  costs  relating  to  non-vested  options  granted  under  the  Option 
Scheme  was  $1.1  million  (December  31,  2022:  $1.0  million;  December  31,  2021:  $1.0  million)  and  their  intrinsic  value 
amounted to $2.9 million (December 31, 2022: $1.0 million; December 31, 2021: $0.0 million). This cost will be recognized 
over  the  remaining  vesting  periods,  which  have  a  weighted  average  term  of  0.8  years  (December  31,  2022:  1.2  years; 
December 31, 2021: 0.9 years).

During  the  year  ended  December  31,  2023,  the  Company  recognized  a  net  expense  of  $1.6  million  in  compensation  cost 
relating to the stock options (year ended December 31, 2022: $1.4 million; year ended December 31, 2021: $1.0 million).

F-44

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
25. 

RELATED PARTY TRANSACTIONS

The  Company  has  had  transactions  with  the  following  related  parties,  being  companies  in  which  our  principal  shareholder 
Hemen Holding and companies associated with Hemen have, or had, a significant direct or indirect interest:

– 

– 

– 

– 

– 

– 
– 

– 

– 

– 

Frontline 

Frontline Shipping

Seadrill (1)

Golden Ocean 

Seatankers Management Norway AS and Seatankers Management Co. Ltd. (collectively “Seatankers”)

Front Ocean Management AS and Front Ocean Management Ltd. (collectively “Front Ocean”)
NorAm Drilling

ADS Maritime Holding (2)

River Box

Sloane Square Capital Holdings Ltd. (“Sloane Square Capital”)

(1) From February 2022, Seadrill was determined to no longer be a related party following its emergence from bankruptcy (see 
below).

(2) Following the sale of the shares held by the Company in ADS Maritime Holding in 2021, it was no longer deemed to be a 
related party.

The  Consolidated  Balance  Sheets  include  the  following  amounts  due  from  and  to  related  parties  and  associated  companies, 
excluding investment in direct financing lease balances. (Refer to Note 17: Investments in Sales-Type Leases, Direct Financing 
Leases and Leaseback Assets). 

(in thousands of $)

Amounts due from:

Frontline

Golden Ocean

Seatankers

Sloane Square Capital

NorAm Drilling

River Box

Other related parties

Allowance for expected credit losses*

Total amount due from related parties

Loans to related parties - associated companies, long-term

River Box

Total loans to related parties - associated companies, long-term

Amounts due to:

Frontline Shipping

Frontline

Golden Ocean

Other related parties

Total amount due to related parties

2023

2022

2,907 

3,854 

— 

411 

201 

24 

11 

2 

374 

— 

183 

— 

10 

1 

(24)   

3,532 

(30) 

4,392 

45,000 

45,000 

2,813 

— 

57 

20 

2,890 

45,000 

45,000 

1,788 

2 

141 

5 

1,936 

*See Note 3: Recently Issued Accounting Standards and Note 27: Allowance for Expected Credit Losses.

F-45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
River  Box  holds  investments  in  direct  financing  leases,  through  its  subsidiaries,  related  to  the  19,200  and  19,400  TEU 
containerships MSC Anna, MSC Viviana, MSC Erica and MSC Reef. The Company has an investment of 49.9% in River Box 
and  the  remaining  50.1%  of  the  shares  of  River  Box  are  held  by  a  subsidiary  of  Hemen  Holding  Limited  ("Hemen"),  the 
Company's largest shareholder and a related party. 

The two drilling rigs owned by the Company, Linus and Hercules, were leased to subsidiaries of Seadrill, previously a related 
party. Linus was redelivered from Seadrill in September 2022 and Hercules was redelivered from Seadrill in December 2022. 
SFL also owned the drilling rig West Taurus, which was also on charter to a subsidiary of Seadrill until the first quarter of 2021. 
Because the main assets of SFL Deepwater, SFL Hercules and SFL Linus were the subject of leases which each include both 
fixed  price  call  options  and  a  fixed  price  purchase  obligation  or  put  option,  they  were  previously  determined  to  be  variable 
interest entities in which the Company was not the primary beneficiary and therefore accounted for as investments in associated 
companies.

In February 2021, Seadrill and most of its subsidiaries filed Chapter 11 cases in the Southern District of Texas. SFL and certain 
of its subsidiaries entered into court approved interim agreements with Seadrill relating to two of the Company’s drilling rigs, 
Linus and Hercules. 

The lease to West Taurus was rejected by the court in March 2021 and the rig was redelivered by Seadrill to SFL in the second 
quarter  of  2021.  In  March  2021,  the  Company  signed  an  agreement  for  the  recycling  of  the  rig  at  a  facility  in  Turkey  and 
delivered  the  rig  to  the  recycling  facility  in  September  2021.  The  asset  was  derecognized  on  disposal  and  a  net  loss  of 
$0.6 million was recorded in relation to the recycling of the rig. (Refer to Note 9: Gain on Sale of Assets and Termination of 
Charters).

In  February  2022,  Seadrill  announced  that  it  has  emerged  from  Chapter  11  after  successfully  completing  its  reorganization. 
Upon emergence a new independent board of directors assumed leadership of the new parent company of the Seadrill group, 
which  was  referred  to  as  Seadrill  2021  Limited.  Hemen's  shareholding  in  Seadrill  2021  Limited  post-emergence  from 
bankruptcy  was  also  below  1%.  Consequently,  SFL  determined  that  Seadrill  was  no  longer  a  related  party  following  the 
emergence from bankruptcy.

Following amendments to the Hercules bareboat charter and loan facility agreements in 2021, SFL Hercules was determined to 
no  longer  be  a  variable  interest  entity  and  was  consolidated  from  August  2021.  Following  changes  to  the  loan  agreement  in 
2020, the Company was determined to be the primary beneficiary of SFL Linus and was consolidated from October 2020. SFL 
Deepwater was also consolidated from October 2020 as the Company was deemed to be the primary beneficiary from this date. 

Related party leasing and service contracts

The  Company  owned  two  VLCCs  accounted  for  as  direct  financing  leases,  which  were  leased  to  Frontline  Shipping.  As  of 
December 31, 2021, the balance of net investments in direct financing leases with Frontline Shipping was $69.8 million before 
credit loss provision, of which $6.5 million represented short-term maturities. During the year ended December 31, 2022, the 
vessels were sold and delivered to an unrelated third party and a gain of $1.5 million was recognized on the sale of the vessels. 
The  Company  also  received  an  additional  compensation  payment  of  $4.5  million  from  Frontline  Shipping,  for  the  early 
termination of the corresponding charters. (See Note 9: Gain on Sale of Assets and Termination of Charters). 

As  of  December  31,  2023,  included  within  vessels,  rigs  and  equipment  chartered  under  operating  leases,  there  were  eight 
Capesize  dry  bulk  carriers  leased  to  a  fully  guaranteed  subsidiary  of  Golden  Ocean  (December  31,  2022:  eight).  As  of 
December  31,  2023,  the  net  book  value  of  assets  leased  under  operating  leases  to  Golden  Ocean  was  $142.9  million 
(December 31, 2022: $162.1 million).

In  addition,  the  two  drilling  rigs  owned  by  the  Company  were  leased  to  subsidiaries  of  Seadrill,  previously  a  related  party, 
under operating leases. As of December 31, 2021, the net book value of the assets leased under operating leases to Seadrill was 
$599.3 million. Seadrill was determined to no longer be a related party following its emergence from bankruptcy on February 
22, 2022.

F-46

A summary of leasing revenues and repayments from Frontline Shipping, Golden Ocean and Seadrill is as follows:

(in millions of $)

Golden Ocean:

Operating lease income

Profit share

Frontline Shipping:

Direct financing lease interest income

Direct financing lease service revenue

Direct financing lease repayments

Profit share

Seadrill:

Direct financing lease interest income

Direct financing lease repayments

Operating lease income

2023

54.6 

— 

— 

— 

— 

— 

— 

— 

— 

2022

52.3 

3.0 

0.4 

1.7 

1.8 

— 

— 

— 

17.8 

2021

50.5 

9.8 

1.5 

6.6 

6.3 

0.3 

3.7 

2.7 

28.9 

In 2019, SFL entered into an agreement with Golden Ocean, where the Company agreed to finance EGCS installations on seven 
of the eight Capesize bulk carriers with an amount of up to $2.5 million per vessel, in return for increased charter hire of $1,535 
per day from January 1, 2020 to June 30, 2025. The installations were completed during the year ended December 31, 2020, 
with the cost being capitalized into the value of the assets. Profits sharing arrangements were not changed.

In the year ended December 31, 2023, the Company had eight dry bulk carriers operating on time charters to a subsidiary of 
Golden Ocean, which include profit sharing arrangements whereby the Company earns a 33% share of profits earned by the 
vessels above threshold levels - see table above.

The Company also had a profit sharing arrangement related to the two VLCCs on charter to Frontline Shipping, whereby the 
Company  was  entitled  to  profit  sharing  of  50%  of  their  earnings  on  a  time  charter  equivalent  basis  from  their  use  of  the 
Company's  fleet  above  average  threshold  charter  rates  calculated  on  a  quarterly  basis.  The  Company  earned  and  recognized 
profit sharing revenue under the 50% arrangement - see table above. 

In  the  event  that  vessels  on  charter  to  the  Frontline  Shipping  are  agreed  to  be  sold,  the  Company  may  either  pay  or  receive 
compensation for the early termination of the lease. During the year ended December 31, 2022, the Company sold the VLCCs 
Front Energy and Front Force to an unrelated third party and a termination fee of $4.5 million was received from Frontline 
Shipping. (See Note 9: Gain on Sale of Assets and Termination of Charters). 

As of December 31, 2023, the Company owed a total of $2.8 million (December 31, 2022: $1.8 million) to Frontline Shipping 
in respect of vessel management fees, technical supervision fees and items relating to the operation of the vessels.

As of December 31, 2023, the Company was owed $2.9 million (December 31, 2022: $3.9 million) by Frontline in respect of 
various short-term items, including administration recharges and items relating to the operation of vessels trading in a pool with 
two vessels owned by Frontline until their disposal.

The  vessels  leased  to  Frontline  Shipping  were  on  time  charter  terms  and  for  each  such  vessel  the  Company  paid  a  fixed 
management/operating fee of $9,000 per day to Frontline Management (Bermuda) Ltd. (“Frontline Management”), a wholly-
owned subsidiary of Frontline. No further fees were paid to Frontline Management after April 2022, following the sale of the 
final two vessels on charter to Frontline Shipping. 

In addition, during the year ended December 31, 2023, the Company also had 23 container vessels, seven dry bulk carriers, nine 
Suezmax tankers, five car carriers, six product tankers and two chemical tankers operating on time charter or in the spot market, 
for  which  the  supervision  of  the  technical  management  was  sub-contracted  to  Frontline  Management.  Two  Suezmax  tankers 
and two chemical tankers were sold between March and June 2023 to unrelated parties. Management fees incurred are included 
in the table below.

F-47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The vessels leased to a subsidiary of Golden Ocean are on time charter terms and for each vessel the Company pays a fixed 
management/operating  fee  of  $7,000  per  day  to  Golden  Ocean  Management.  Management  fees  incurred  are  included  in  the 
table below. Management fees are classified as vessel operating expenses in the Consolidated Statements of Operations.

In addition to leasing revenues and repayments, the Company incurred fees with related parties. The Company pays Frontline 
and its subsidiaries a management fee of 1.25% of chartering revenues in relation to two Suezmax tankers operating in the spot 
market  until  their  disposal  in  March  and  April  2023,  and  a  fixed  management  fee  of  $150  per  day  in  relation  to  six  product 
tankers  and  nine  Suezmax  tankers,  two  of  which  were  sold  in  March  and  April  2023.  The  Company  pays  fees  to  Frontline 
Management for administrative services, including corporate services, and fees to Seatankers and Front Ocean for the provision 
of  advisory  and  support  services.  The  Company  also  pays  fees  to  Front  Ocean  Management  AS  for  the  provision  of  office 
facilities  in  Oslo,  fees  to  Golden  Ocean  Shipping  Co  Pte.  Ltd.  for  the  provision  of  office  facilities  in  Singapore,  fees  to 
Frontline  Corporate  Services  Ltd  for  the  provision  of  office  facilities  in  London.  The  Company  also  provides  services  to 
Seatankers and NorAm and receives a fee at cost plus margin.

(in thousands of $)

Frontline:

Vessel Management Fees

Newbuilding Supervision Fees

Commissions and Brokerage

Administration Services Fees

Golden Ocean:

Vessel Management Fees

Operating Management Fees

Administration Services Fees

Seatankers:

Administration Services Fees*

Front Ocean:

Administration Services Fees

Office Facilities and other shared costs:

Seatankers Management Norway AS

Front Ocean Management AS

Frontline Management AS

Frontline Corporate Services Ltd.

Frontline Shipping Singapore Pte Ltd.

Frontline Management (Bermuda) Limited

Golden Ocean Shipping Co Pte. Ltd.

NorAm Drilling AS

Flex LNG Management Ltd

Year ended December 31,

2023

2,296 

1,514 

403 

11 

2022

3,679 

1,030 

498 

7 

2021

7,794 

132 

260 

159 

20,440 

20,440 

20,440 

— 

— 

304 

597 

(10)   

310 

— 

163 

— 

14 

79 

(13)   

— 

22 

— 

428 

483 

106 

— 

341 

93 

— 

— 

80 

— 

3 

389 

56 

226 

23 

112 

— 

252 

187 

19 

— 

— 

— 

— 

* During the year ended December 31, 2021, a credit note of $0.3 million was received in relation to 2020 fees paid.

Related party loans – associated companies 

As  of  December  31,  2023,  the  Company  had  one  (2022:  one)  loan  receivable  outstanding  with  River  Box  for  $45.0  million 
(2022: $45.0 million). The loan to River Box is a fixed interest rate loan and is repayable in full on November 16, 2033, or 
earlier if the company sells its assets.

F-48

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income received on the loans to associated companies is as follows: 

(in millions of $)

River Box 

SFL Hercules

Related party purchases and sales of vessels 

Year ended December 31,

2023

4.6   

—   

2022

4.6   

—   

2021

4.6 

2.4 

During the year ended December 31, 2021, the Company entered into agreement to acquire four Aframax LR2 product tankers 
from affiliates of Frontline, for an aggregate amount of $160.0 million. Two of the vessels were delivered in December 2021 
and the remaining two vessels were delivered in January 2022 and February 2022. Upon delivery, the vessels commenced their 
long term charters to a third party.

In the years ended December 31, 2023 and December 31, 2022, there were no vessels sold to related parties.

Other related party transactions 

During the year ended December 31, 2021, the Company received a capital dividend of approximately $8.8 million from ADS 
Maritime  Holding  following  the  sale  of  its  remaining  two  vessels.  Also  during  the  year  ended  December  31,  2021,  the 
Company sold its remaining shares in ADS Maritime Holding for a consideration of approximately $0.8 million, recognizing a 
gain of $0.7 million on disposal. (Refer to Note 11: Investments in Debt and Equity Securities).

During the year ended December 31, 2022, the Company had a forward contract to repurchase 1.4 million shares of Frontline at 
a repurchase price of $16.7 million including accrued interest. The transaction was accounted for as a secured borrowing, with 
the shares transferred to 'Marketable securities pledged to creditors' and a liability recorded within debt. In September 2022, the 
Company  settled  the  forward  contract  in  full  and  recorded  the  sale  of  the  1.4  million  shares  and  extinguishment  of  the 
corresponding debt of $15.6 million. A net gain of $4.6 million was recognized in the Statements of Operations in respect of the 
settlement during the year ended December 31, 2022. (See Note 11: Investments in Debt and Equity Securities).

Also  during  the  year  ended  December  31,  2022,  the  Company  redeemed  the  remaining  balance  of  its  investment  in  senior 
secured corporate bonds in NorAm Drilling at par value. The Company recorded no gain or loss on redemption of the bonds. 
The  accumulated  gain  of  $0.5  million  previously  recognized  in  other  comprehensive  income  was  recognized  in  the 
Consolidated Statements of Operations. (Refer to Note 11: Investments in Debt and Equity Securities).

As of December 31, 2023, the Company had investment in NorAm Drilling of 1.3 million shares with a fair value $5.1 million, 
trading on the Euronext Growth exchange in Oslo. (Refer to Note 11: Investments in Debt and Equity Securities).

Dividends and interest income received from shares held in and secured notes issued by related parties: 

(in thousands of $)

Dividends received 

NorAm Drilling

Interest income received

NorAm Drilling 

Year ended December 31,

2023

2022

1,246   

—   

128   

463   

2021

— 

443 

F-49

 
 
 
 
26. 

FINANCIAL INSTRUMENTS

In certain situations, the Company may enter into financial instruments to reduce the risk associated with fluctuations in interest 
rates, exchange rates and commodity prices. The Company has a portfolio of swaps which swap floating rate interest to fixed 
rate, which fix the Norwegian kroner to U.S. dollar exchange rate applicable to the interest payable and principal repayment on 
the  NOK  bonds  and  which  swap  floating  commodity  prices  to  fixed  prices.  From  a  financial  perspective  these  swaps  hedge 
interest rate, exchange rate and fuel price exposure. As of December 31, 2023, the counterparties to such contracts are DNB 
Bank  ASA,  Nordea  Bank  Finland  Plc.,  Skandinaviska  Enskilda  Banken  AB  (publ),  Danske  Bank  A/S  and  Sumitomo  Mitsui 
Banking Corporation. Credit risk exists to the extent that the counterparties are unable to perform under the contracts, but this 
risk is considered not to be substantial as the counterparties are all banks which have provided the Company with loans.

The following tables present the fair values of the Company's derivative instruments that were designated as cash flow hedges 
and qualified as part of a hedging relationship, and those that were not designated: 

(in thousands of $)
Designated derivative instruments -short-term assets:

Interest rate swaps

Non-designated derivative instruments -short-term assets:

Interest rate swaps

Total derivative instruments -short-term assets
Designated derivative instruments -long-term assets:

Interest rate swaps

Non-designated derivative instruments -long-term assets:

Interest rate swaps

Total derivative instruments - long-term assets

(in thousands of $)

Designated derivative instruments -short-term liabilities:

Cross currency interest rate swaps

Cross currency swaps

Non-designated derivative instruments -short-term liabilities:

Cross currency swaps

Commodity swaps

Total derivative instruments - short-term liabilities

Designated derivative instruments -long-term liabilities:

Cross currency interest rate swaps
Cross currency swaps

Non-designated derivative instruments -long-term liabilities:

Cross currency swaps

Total derivative instruments - long-term liabilities

Interest rate risk management 

2023

2022

4,333 

1,229 

284 
4,617 

707 
1,936 

2,357 

12,963 

11,251 
13,608 

13,753 
26,716 

2023

2022

— 

11,845 

85 

436 

2,260 

14,601 

— 

— 

12,366 

16,861 

— 
8,965 

— 

8,965 

4,054 
10,233 

70 

14,357 

The  Company  manages  its  debt  portfolio  with  interest  rate  and  currency  swap  agreements  denominated  in  U.S.  dollars  and 
Norwegian  kroner  to  achieve  an  overall  desired  position  of  fixed  and  floating  interest  rates.  As  of  December  31,  2023,  the 
Company  and  its  consolidated  subsidiaries  had  entered  into  interest  rate  and  currency  swap  transactions,  to  achieve  fixed 
interest rates. 

F-50

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Due  to  the  discontinuance  of  LIBOR  after  June  30,  2023,  and  notwithstanding  the  automatic  conversion  mechanisms  to 
alternative  rates,  the  Company  has  entered  into  amendment  agreements  to  existing  swap  agreements  for  the  transition  from 
LIBOR to SOFR. The Company elected to apply the optional expedient pursuant to ASC 848 for contracts which are designated 
as  cash  flow  hedges  within  the  scope  of  ASC  815.  This  meant  that  the  Company  was  not  required  to  de-designate  hedging 
relationships  as  a  result  of  changes  to  loan  and  swap  agreements  which  related  solely  to  the  replacement  of  LIBOR  as  a 
benchmark rate to SOFR.

The summary below includes all interest rate swap transactions, involving the payment of fixed rates, in exchange for SOFR 
plus  applicable  credit  adjustment  spreads,  most  of  which  are  hedges  against  specific  loans.  The  fixed  interest  rate  below 
includes the impact of credit adjustment spreads. 

Notional Principal (in thousands of $)

$30,000 (remaining at $30,000)

$48,332 (remaining at $48,332)

$100,000 (remaining at $100,000)

$67,500 (remaining at $67,500)

$108,735 (reducing to $92,233)

Trade date

May 2019

May 2019

August 2019

January 2020

April 2020

Maturity date

Fixed interest rate

June 2024

March 2024

August 2029

October 2024

January 2025

1.9% *

1.8% *

1.2% - 1.3%

1.1% *

0.2%

The summary below includes all currency swap transactions, involving the payment of SOFR plus a margin in U.S. dollars in 
exchange for NIBOR plus a margin in Norwegian kroner, most of which are hedges against specific loans. 

Notional Principal (in thousands of $)

Trade date Maturity date

Margin on SOFR 
leg (payable)

Margin on NIBOR 
leg (receivable)

NOK700 million

NOK600 million

May 2019

June 2024

5.0% - 5.1%

January 2020

January 2025

4.8%

4.6% *

4.4% *

*  These swaps relate to the NOK700 million and NOK600 million senior unsecured bonds due 2024 and 2025, whereby the 
overall position of entering into interest rate and currency swap transactions is that a fixed interest rate paid is exchanged 
for NIBOR plus the margin on the bond. 

The  total  net  notional  principal  amount  subject  to  interest  swap  agreements  as  of  December  31,  2023,  was  $0.4  billion 
(December 31, 2022: $0.6 billion).

Foreign currency risk management 

The Company is party to currency swap transactions, involving the payment of U.S. dollars in exchange for Norwegian kroner 
and  the  payment  of  Norwegian  kroner  in  exchange  for  U.S.  dollars,  which  are  designated  as  hedges  against  the  NOK700 
million and NOK600 million senior unsecured bonds due 2024 and 2025 respectively. 

Principal Receivable

NOK700 million

NOK600 million

Principal Payable

US$80.5 million

US$67.5 million

Trade date

May 2019

Maturity date

June 2024

January 2020

January 2025

Apart from the NOK700 million and NOK600 million senior unsecured bonds due 2024 and 2025, respectively, the majority of 
the  Company's  transactions,  assets  and  liabilities  are  denominated  in  U.S.  dollars,  the  functional  currency  of  the  Company. 
Other  than  the  corresponding  currency  swap  transactions  summarized  above,  the  Company  has  not  entered  into  forward 
contracts for either transaction or translation risk. Accordingly, there is a risk that currency fluctuations could have an adverse 
effect on the Company's cash flows, financial condition and results of operations.

Commodity price risk management 

As of December 31, 2023, the Company had entered into two cash-settled commodity swap transactions, involving the payment 
of a fixed price per metric tonne of gas oil for a floating price. The contracts mature in March 2024 and September 2024. 

F-51

 
 
 
Fair Values 

The  carrying  value  and  estimated  fair  value  of  the  Company's  financial  assets  and  liabilities  as  of  December  31,  2023,  and 
2022, are as follows: 

(in thousands of $)

Non-derivatives:

Equity Securities
NOK700 million senior unsecured floating rate bonds 
due 2023
NOK700 million senior unsecured floating rate bonds 
due 2024
NOK600 million senior unsecured floating rate bonds 
due 2025

4.875% senior unsecured convertible bonds due 2023
7.25%  senior  unsecured  sustainability  linked  bonds 
due 2026
8.875%  senior  unsecured  sustainability  linked  bonds 
due 2027

Derivatives:

Interest rate/ currency/ commodity swap contracts – 
short-term receivables
Interest rate/ currency/ commodity swap contracts – 
long-term receivables
Interest rate/ currency/ commodity swap contracts – 
short-term payables
Interest rate/ currency swap/ commodity contracts – 
long-term payables

2023

2023

2022

2022

Carrying value

Fair value Carrying value

Fair value

5,104 

5,104 

7,283 

7,283 

— 

— 

71,243 

71,421 

68,426 

68,919 

70,734 

70,734 

58,089 

— 

59,181 

— 

60,048 

137,900 

60,348 

137,211 

150,000 

146,310 

150,000 

144,188 

150,000 

152,820 

— 

— 

4,617 

4,617 

1,936 

1,936 

13,608 

13,608 

26,716 

26,716 

12,366 

12,366 

16,861 

16,861 

8,965 

8,965 

14,357 

14,357 

The  above  short-term  receivables  relating  to  interest  rate/  currency/  commodity  swap  contracts  as  of  December  31,  2023, 
include  $0.3  million  which  relates  to  non-designated  swap  contracts  (December  31,  2022:  $0.7  million),  with  the  balance 
relating to designated hedges. The above long-term receivables relating to interest rate/ currency/ commodity swap contracts as 
of  December  31,  2023,  include  $11.3  million  which  relates  to  non-designated  swap  contracts  (December  31,  2022:  $13.8 
million),  with  the  balance  relating  to  designated  hedges.  The  above  short-term  payables  relating  to  interest  rate/  currency/ 
commodity  swap  contracts  as  of  December  31,  2023,  include  $0.5  million  which  relates  to  non-designated  swap  contracts 
(December 31, 2022: $0.0 million), with the balance relating to designated hedges. The above long-term payables relating to 
interest  rate/  currency/  commodity  swap  contracts  as  of  December  31,  2023,  include  $0.0  million  which  relates  to  non-
designated swap contracts (December 31, 2022: $0.1 million), with the balance relating to designated hedges. 

F-52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The above fair values of financial assets and liabilities as of December 31, 2023, are measured as follows: 

(in thousands of $)
Assets:

Equity securities

Interest rate/ currency/ commodity swap contracts – short-
term receivables
Interest rate/ currency/ commodity swap contracts - long-term 
receivables
Total assets

Liabilities:

NOK700 million senior unsecured floating rate bonds due 
2024
NOK600 million senior unsecured floating rate bonds due 
2025

7.25% senior unsecured sustainability linked bonds due 2026
8.875%  senior  unsecured  sustainability  linked  bonds  due 
2027
Interest rate/ currency/ commodity swap contracts – short-
term payables
Interest rate/ currency/ commodity swap contracts – long-term 
payables

Total liabilities

Fair value measurements using
Significant 
Other 
Observable 
Inputs
(Level 2)

Quoted Prices 
in Active 
Markets for 
Identical Assets
(Level 1)

Significant 
Unobservable 
Inputs

(Level 3)

5,104 

5,104 

4,617 

13,608 
18,225 

December 
31, 2023

5,104 

4,617 

13,608 
23,329 

68,919 

68,919 

59,181 

  146,310 

59,181 

146,310 

  152,820 

152,820 

12,366 

8,965 
  448,561 

12,366 

8,965 
21,331 

427,230 

The above fair values of financial assets and liabilities as of December 31, 2022, were measured as follows:

(in thousands of $)
Assets:

December 
31, 2022

Fair value measurements using
Significant 
Other 
Observable 
Inputs
(Level 2)

Quoted Prices 
in Active 
Markets for 
Identical Assets
(Level 1)

Significant 
Unobservable 
Inputs

(Level 3)

Equity securities
Interest rate/ currency/ commodity swap contracts – short-
term receivables
Interest rate/ currency/ commodity swap contracts – long-
term receivables
Total assets

7,283 

1,936 

26,716 
35,935 

7,283 

7,283 

1,936 

26,716 
28,652 

Liabilities:

NOK700 million senior unsecured floating rate bonds due 
2023
NOK700 million senior unsecured floating rate bonds due 
2024
NOK600 million senior unsecured floating rate bonds due 
2025

71,421 

71,421 

70,734 

70,734 

60,348 

4.875% senior unsecured convertible bonds due 2023

  137,211 

7.25% senior unsecured sustainability linked bonds due 2026   144,188 
Interest rate/ currency/ commodity swap contracts – short-
term payables
Interest rate/ currency/ commodity swap contracts – long-
term payables
Total liabilities

14,357 
  515,120 

16,861 

F-53

60,348 

137,211 

144,188 

483,902 

16,861 

14,357 
31,218 

— 

— 

— 

— 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ASC  Topic  820  "Fair  Value  Measurement  and  Disclosures"  ("ASC  820")  emphasizes  that  fair  value  is  a  market-based 
measurement, not an entity-specific measurement, and should be determined based on the assumptions that market participants 
would use in pricing the asset or liability. As a basis for considering market participant assumptions in fair value measurements, 
ASC  820  establishes  a  fair  value  hierarchy  that  distinguishes  between  market  participant  assumptions  based  on  market  data 
obtained from sources independent of the reporting entity (observable inputs that are classified within levels one and two of the 
hierarchy)  and  the  reporting  entity's  own  assumptions  about  market  participant  assumptions  (unobservable  inputs  classified 
within level three of the hierarchy).

Level  1  inputs  utilize  unadjusted  quoted  prices  in  active  markets  for  identical  assets  or  liabilities  that  the  Company  has  the 
ability to access. Level 2 inputs are inputs other than quoted prices included in level one that are observable for the asset or 
liability,  either  directly  or  indirectly.  Level  2  inputs  may  include  quoted  prices  for  similar  assets  and  liabilities  in  active 
markets, as well as inputs that are observable for the asset or liability, other than quoted prices, such as interest rates, foreign 
exchange rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs are unobservable inputs for 
the  assets  or  liabilities,  which  typically  are  based  on  an  entity's  own  assumptions,  as  there  is  little,  if  any,  related  market 
activity. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair 
value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest 
level input that is significant to the fair value measurement in its entirety. The Company's assessment of the significance of a 
particular  input  to  the  fair  value  measurement  in  its  entirety  requires  judgment,  and  considers  factors  specific  to  the  asset  or 
liability.

As of December 31, 2023, investment in equity securities consist of NorAm Drilling shares trading on the Euronext Growth 
exchange in Oslo. 

As of December 31, 2023, the estimated fair values for the senior unsecured floating rate NOK bonds due 2024 and 2025, the 
7.25% senior unsecured sustainability linked bonds due 2026 and the 8.875% senior unsecured sustainability linked bonds due 
2027 are based on the quoted market prices as of the balance sheet date.

As of December 31, 2023, the fair value of interest rate and currency swap contracts is calculated using established independent 
valuation techniques applied to contracted cash flows and SOFR/NIBOR interest rates as of the balance sheet date.

Concentrations of risk 

There  is  a  concentration  of  credit  risk  with  respect  to  cash  and  cash  equivalents  to  the  extent  that  amounts  are  carried  with 
Skandinaviska  Enskilda  Banken,  ABN  AMRO,  Nordea,  Credit  Agricole  Corporate  and  Investment  Bank,  BNPP  Bank,  UBS 
Group AG (previously Credit Suisse) and DNB Bank. However, the Company believes this risk is remote, as these financial 
institutions  are  established  and  reputable  establishments  with  no  prior  history  of  default.  The  Company  does  not  require 
collateral or other securities to support financial instruments that are subject to credit risk however certain of the Company’s 
counterparties require the Company to periodically post collateral when the fair value of the financial instruments exceeds or is 
below  specified  thresholds.  As  of  December  31,  2023  and  2022,  the  Company  posted  cash  collateral  related  to  derivative 
instruments under its collateral security arrangements of $7.1 million and $8.8 million, respectively, which is recorded within 
Other  long  term  assets  in  the  consolidated  balance  sheets.  (Refer  to  Note  16:  Other  Long  Term  Assets).  The  Company  also 
sometimes enter into master netting and offset agreements with such counterparties. As of December 31, 2023, the Company 
has International Swaps and Derivatives Association (“ISDA”) agreements with its swap counterparties which contain netting 
provisions.

F-54

 
 
 
There is also a concentration of revenue risk with the below customers:

Charterer
Maersk A/S (“Maersk”)

Evergreen  Marine  Corporation  (Taiwan)  Ltd. 
and  its  affiliate  Evergreen  Marine  (Singapore) 
Pte Ltd. (collectively “Evergreen”) ***
ConocoPhillips Skandinavia AS 
("ConocoPhillips")**
Trafigura Maritime Logistics Pte Ltd 
(“Trafigura”)
Golden Ocean*

Number of 
Vessels /rigs 
chartered as of 
December 31, 
2023

% of 
consolidated 
operating 
revenues 
(Year ended 
December 31, 
2023)

Number of 
Vessels /rigs 
chartered as of 
December 31, 
2022

% of 
consolidated 
operating 
revenues 
(Year ended 
December 31, 
2022)

16
5

1

7

8

 28 %
 13 %

 10 %

 8 %

 7 %

16
6

1

7

8

 31 %
 15 %

 3 %

 9 %

 8 %

* Additionally see Note 25: Related Party Transactions.

** In September 2022, the drilling rig Linus was redelivered from Seadrill to the Company. Concurrently, the drilling contract 
of Linus with ConocoPhillips was assigned from Seadrill to the Company.
*** In September 2023, one of the vessels was redelivered from Evergreen to the Company and commenced the installation of 
efficiency upgrades. Following the installation of these upgrades, the vessel commenced a time charter contract with Hapag 
Lloyd for a duration of five years. The remaining five vessels are also expected to begin charters with Hapag Lloyd upon the 
completion of their current charters with Evergreen.

In  addition,  a  portion  of  our  net  income  is  generated  from  our  associated  company,  River  Box.  (See  Note  18:  Investment  in 
Associated Companies). In the year ended December 31, 2023, income from River Box accounted for approximately 9% of our 
net income (year ended December 31, 2022: 4%).

As discussed in Note 25: Related Party Transactions, the Company, as of December 31, 2023, had one outstanding receivable 
loan  balance  granted  by  the  Company  to  River  Box  totaling  $45.0  million  (December  31,  2022:  $45.0  million).  The  loan 
granted  by  the  Company  is  considered  not  impaired  as  of  December  31,  2023  due  to  the  fair  value  of  the  vessels  owned  by 
River Box exceeding the book values as of December 31, 2023.

27. 

ALLOWANCE FOR EXPECTED CREDIT LOSSES

The Company records an allowance for expected credit losses based on an assessment of the impact of current and expected 
future conditions, inclusive of the Company's estimate of the potential impacts of the Russian-Ukrainian war, the developments 
in the Middle East and significant global inflationary pressures on credit losses. The effect of these are subject to significant 
judgment  and  may  cause  variability  in  the  Company’s  allowance  for  credit  losses  in  future  periods.  Movements  in  the 
allowance for expected credit losses may result in gains as well as losses recorded in income as changes occur in the balances of 
our financial assets and the risk profiles of our counterparties. 

The following table presents the impact of the allowance for expected credit losses on the Company's balance sheet line items 
for the year ended December 31, 2023.

F-55

Investment 
in sales-
type, direct 
financing 
leases and 
leaseback 
assets
1,263   

Trade 
receivables

Other 
receivables

Related 
Party 
receivables

Other long-
term assets

Total

(in thousands of $)
Balance as of December 31, 2021
Derecognition of Seadrill credit loss 
balances
Change in allowance recorded in 'other 
financial items'

Balance as of December 31, 2022
Change in allowance recorded in 'other 
financial items'

Balance as of December 31, 2023

96   

—   

164   

260   

(245)  

15   

486   

3,255   

1,888   

6,988 

—   

(3,200)  

—   

—   

(3,200) 

418   

904   

(88)  

816   

(25)  

30   

(6)  

24   

(1,071)  

(8)  

192   

1,880   

(119)  

73   

—   

1,880   

(522) 

3,266 

(458) 

2,808 

The  impact  of  the  allowance  for  expected  credit  losses  on  the  associates  is  disclosed  in  Note  18:  Investment  in  Associated 
Companies.

During the year ended December 31, 2022, credit loss balances of $3.2 million were derecognized as Seadrill emerged from 
Chapter  11  in  February  2022.  Also,  during  the  year  ended  December  31,  2022,  SFL  determined  that  Seadrill  is  no  longer  a 
related party following the emergence from bankruptcy. (See also Note 25: Related Party Transactions).

28. 

COMMITMENTS AND CONTINGENT LIABILITIES

Assets Pledged

(in millions of $)

Vessels, rigs and equipment, net

Investments in sales-type, direct financing leases and leaseback assets

Book value of consolidated assets pledged under ship mortgages

Assets with finance lease liabilities

(in millions of $)

Vessels under finance lease, net

Total book value

2023

2,508   

56   

2,564   

2023

573   

573   

2022

2,460 

119 

2,579 

2022

615 

615 

The Company has funded its acquisition of vessels, jack-up rig and ultra-deepwater drilling rig through a combination of equity, 
short-term debt and long-term debt. Providers of long-term loan facilities usually require that the loans be secured by mortgages 
against the assets being acquired. As of December 31, 2023, the Company had $2.2 billion (December 31, 2022: $2.2 billion) of 
outstanding  principal  indebtedness  under  various  credit  facilities  and  finance  lease  liabilities  of  $0.4  billion  (December  31, 
2022: $0.5 billion).

Other Contractual Commitments and Contingencies

The Company has arranged insurance for the legal liability risks for its shipping activities with Gard P.& I. (Bermuda) Ltd., 
Assuranceforeningen  Skuld  (Gjensidig),  The  Steamship  Mutual  Underwriting  Association  Limited,  NorthStandard  Limited 
(previously  North  of  England  P&I  Association  Limited  and  The  Standard  Club  Europe  Ltd),  The  United  Kingdom  Mutual 
Steam Ship Assurance Association (Europe) Limited and The Britannia Steam Ship Insurance Association Europe, all of which 
are  mutual  protection  and  indemnity  associations.  The  Company  is  subject  to  calls  payable  to  the  associations  based  on  the 
Company’s claims record in addition to the claims records of all other members of the associations. A contingent liability exists 
to the extent that the claims records of the members of the associations in the aggregate show significant deterioration, which 
may result in additional calls on the members. The Company also has similar partially mutual insurance arrangements for its 
rigs. 

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As  of  December  31,  2023,  the  Company  has  a  signed  drilling  contract  with  Equinor  Canada  Ltd.  (“Equinor”)  for  the  harsh 
environment  semi-submersible  rig  Hercules.  The  contract  is  for  one  well  plus  one  optional  well  and  has  a  duration  of 
approximately  200  days  including  transit  time  to  and  from  Canada.  The  rig  is  expected  to  start  mobilizing  towards  Canada 
immediately after completing the Galp Energia contract in Namibia in the first half of 2024.

Capital commitments

As of December 31, 2023, the Company had no commitments towards the installation of BWTS on its vessels (December 31, 
2022: $1.6 million on two vessels). 

As of December 31, 2023, the Company had commitments under shipbuilding contracts to construct two newbuilding dual-fuel 
7,000  CEU  car  carriers  designed  to  use  liquefied  natural  gas  ("LNG"),  totaling  to  $77.5  million.  The  Company  had 
commitments  in  respect  of  four  newbuilding  car  carriers  as  of  December  31,  2022,  two  of  which  were  delivered  in  the  year 
ended  December  31,  2023.  Following  an  interim  charter  from  Asia  to  Europe,  for  an  Asia  based  operator,  the  two  vessels 
commenced  a  10-year  period  time  charter  with  Volkswagen  Group.  The  third  vessel  was  delivered  in  January  2024  and 
commenced a 10-year period time charter with K Line, while the fourth vessel is expected to be delivered in 2024 and will also 
commence  a  10-year  period  time  charter  with  K  Line.  (Refer  to  Note  14:  Capital  Improvements,  Newbuildings  and  Vessel 
Purchase Deposits and Note 30: Subsequent Events).

In  addition,  the  drilling  rig,  Linus  is  due  to  undertake  its  second  SPS,  which  is  currently  scheduled  to  take  place  during  the 
second quarter of 2024, weather permitting. The Company expects the cost to be approximately $30.0 million in respect of the 
SPS and other upgrades.

There were no other material contractual commitments as of December 31, 2023.

Other contingencies

On  March  5,  2023,  SFL  Hercules  Ltd.,  a  subsidiary  of  the  Company,  served  Seadrill  with  a  claim  filed  in  the  Oslo  District 
Court in Norway, relating to the redelivery of the drilling rig, Hercules, in December 2022. The Company has made the claim 
because it believes that the rig was not redelivered in the condition required under the contract with Seadrill and the Company is 
therefore seeking damages. The court case is currently scheduled to commence in mid-August 2024.

The Company is routinely party both as plaintiff and defendant to lawsuits in various jurisdictions under charter hire obligations 
arising from the operation of its vessels in the ordinary course of business. The Company believes that the resolution of such 
claims will not have a material adverse effect on its results of operations or financial position. The Company has not recognized 
any contingent gains or losses arising from the pending results of any such lawsuits.

29.

CONSOLIDATED VARIABLE INTEREST ENTITIES

As of December 31, 2023, the Company's consolidated financial statements included 34 variable interest entities, all of which 
had  been  determined  that  the  Company  is  the  primary  beneficiary.  These  variable  interest  entities  are  all  wholly-owned 
subsidiaries and own vessels with existing charters during which related and third parties have fixed price options or obligations 
to purchase the respective vessels, at dates varying from July 2024 to November 2028. 

As  of  December  31,  2023,  seven  of  the  consolidated  variable  interest  entities  have  vessels  which  are  accounted  for  as 
investments  in  sales-type  leases,  direct  financing  leases  and  leaseback  assets.  As  of  December  31,  2023,  the  vessels  had  a 
carrying value of $43.0 million before credit loss provision, unearned lease income of $3.1 million and total option prices at the 
earliest exercise date of $31.2 million. The outstanding loan balances in these entities amounted to a total of $32.5 million, of 
which the short-term portion was $5.0 million as of December 31, 2023. 

As of December 31, 2023, 24 fully consolidated variable interest entities each own vessels which are accounted for as operating 
lease assets. As of December 31, 2023 the vessels had a total net book value of $885.2 million. The outstanding loan balances 
in these entities amounted to a total of $572.1 million, of which the short-term portion was $66.4 million as of December 31, 
2023.

The remaining three consolidated variable interest entities each own vessels which are accounted for as vessels under finance 
lease and had a total net book value of $229.1 million as of December 31, 2023. The outstanding total finance lease liabilities 
for these entities amounted to a total of $168.8 million, and is classified in short-term portion as of December 31, 2023.

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 30.

SUBSEQUENT EVENTS

In January 2024, the Company took delivery of the Odin Highway, the third of four newbuild 7,000 CEU dual-fuel car carriers. 
The vessel immediately commenced its new 10-year time charter to K Line. 

In January 2024, the Company issued 43,708 new shares to an officer in settlement of options issued in 2019 pursuant to the 
Company’s incentive program. The weighted average exercise price of the options exercised was $6.62 per share and the total 
intrinsic value of the options exercised was $0.5 million.

In February 2024, SFL awarded 440,000 options to its employees, officers and directors pursuant to the Company’s incentive 
program.  The  options  have  a  five-year  term  and  a  three-year  vesting  period  and  the  first  options  will  be  exercisable  from 
February 2025 onwards. The initial strike price was $12.02 per share. 

On February 14, 2024, the Board of Directors declared a dividend of $0.26 per share which will be paid in cash on or around 
March 28, 2024 to shareholders of record as of March 15, 2024.

In March 2024, Maersk declared a further 12 months extension option each for the 8,700 TEU container vessel, San Felipe and 
9,500 TEU container vessel, Maersk Skarstind.

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