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SRAX

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FY2019 Annual Report · SRAX
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-K

(MARK ONE)

[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FOR THE FISCAL YEAR ENDED DECEMBER 31, 2019

OR

[  ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FOR THE TRANSITION PERIOD FROM _______________ TO _______________

COMMISSION FILE NUMBER: 001-37916

SRAX, INC.
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of
incorporation or organization)

45-2925231
(I.R.S. Employer
Identification No.)

456 Seaton Street, Los Angeles, CA 90013
(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (323) 694-9800

Securities registered under Section 12(b) of the Act:

Title of each class
Class A common stock, par value $0.001 per share

Name of each exchange on which registered
Nasdaq Capital Market

Securities registered under Section 12(g) of the Act:

None
(Title of class)

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. [  ] Yes [X] No

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. [  ] Yes [X] No

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. [  ] Yes [X] No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required
to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.4.05 of this chapter) during the preceding 12 months (or for such shorter period
that the registrant was required to submit and post such files). [  ] Yes [X] No

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the
best of the registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment
to this Form 10-K. [  ]

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company:

Large accelerated filer
Non-accelerated filer

[  ]
[X]

Accelerated filer
Smaller reporting company
Emerging Growth Company

[  ]
[X]
[  ]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new
or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [  ]

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act) [  ] Yes [X] No

State  the  aggregate  market  value  of  the  voting  and  non-voting  common  equity  held  by  non-affiliates  computed  by  reference  to  the  price  at  which  the
common equity was sold, or the average bid and asked prices of such common equity, as of the last business day of the registrant’s most recently completed
second fiscal quarter. $57,710,013 based on the closing price of $4.66 on June 28, 2019

Indicate the number of shares outstanding of each of the registrant’s classes of common stock, as of the latest practicable date. 14,034,152 shares of Class A
common stock are outstanding as of April 24, 2020.

None

DOCUMENTS INCORPORATED BY REFERENCE

 
 
 
 
 
 
 
TABLE OF CONTENTS

Page No.

Business.

Item 1.
Item 1A. Risk Factors.
Item 1B. Unresolved Staff Comments.
Item 2.
Item 3.
Item 4.

Description of Property.
Legal Proceedings.
Mine Safety Disclosures.

Part I

Part II

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.
Selected Financial Data.
Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Item 5.
Item 6.
Item 7.
Item 7A. Quantitative and Qualitative Disclosures About Market Risk.
Item 8.
Item 9.
Item 9A. Controls and Procedures.
Item 9B. Other Information.

Financial Statements and Supplementary Data.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

Item 10. Directors, Executive Officers and Corporate Governance.
Item 11.
Item 12.
Item 13. Certain Relationships and Related Transactions, and Director Independence.
Item 14.

Executive Compensation.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

Principal Accounting Fees and Services.

Part III

Item 15.
Item 16.

Exhibits, Financial Statement Schedules. 
Form 10-K Summary.

Part IV

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PART I

We urge you to read this entire Annual Report on Form 10-K, including the “Risk Factors” section, the financial statements and the related notes included
therein. As used in this Annual Report, unless context otherwise requires, the words “we,” “us,” “our,” “the Company,” “SRAX,” “Registrant” refer to
SRAX,  Inc.  and  its  subsidiaries.  Additionally,  and  reference  to  “BIGToken”and  “BIGToken,  Inc.”,  or  the  “BIGToken  Project”  refer  to  the  Company’s
wholly owned subsidiary, BIGToken, Inc. and the assets used in its operations. Also, any reference to “common share” or “common stock,” refers to our
$.001 par value Class A common stock.

SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS

The statements contained in this Annual Report on Form 10-K that are not purely historical are considered to be “forward-looking statements” within the
meaning  of  the  Private  Securities  Litigation  Reform  Act  of  1995  and  Section  21E  of  the  Securities  Exchange  Act  of  1934,  as  amended  (the  “Exchange
Act”). These forward-looking statements include, but are not limited to: any projections of revenues, earnings, or other financial items; any statements of
the  strategies,  plans  and  objectives  of  management  for  future  operations;  any  statements  concerning  proposed  new  products  or  developments;  any
statements  regarding  future  economic  conditions  or  performance;  any  statements  of  belief;  and  any  statements  of  assumptions  underlying  any  of  the
foregoing. Forward-looking statements may include the words “may,” “will,” “estimate,” “intend,” “continue,” “believe,” “expect” or “anticipate” and
any other similar words. These statements represent our expectations, beliefs, anticipations, commitments, intentions, and strategies regarding the future
and include, but are not limited to, the risks and uncertainties outlined in Item 1.A Risk Factors and Item 7. Management’s Discussion and Analysis of
Financial  Condition  and  Results  of  Operations  and  those  discussed  in  other  documents  we  file  with  the  Securities  and  Exchange  Commission  (SEC).
Readers are cautioned that actual results could differ materially from the anticipated results or other expectations that are expressed in forward-looking
statements within this report. The forward-looking statements included in this report speak only as of the date hereof, and we undertake no obligation to
publicly update or revise any forward-looking statement, whether as a result of new information, future events or otherwise, except as required by law.
Given these risks and uncertainties, readers are cautioned not to place undue reliance on such forward-looking statements.

ITEM 1. BUSINESS.

We  are  a  data  technology  company  offering  tools  and  services  to  identify  and  reach  consumers  for  the  purpose  of  marketing  and  advertising
communication. Our technologies assist our clients in: (i) identifying their core consumers and such consumers’ characteristics across various channels in
order to discover new and measurable opportunities maximize profits associated with advertising campaigns and (ii) gaining insight into the activities of
their customers.

We derive our revenues from the:

● Sale and licensing of our proprietary SaaS platform; and
● Sales of proprietary consumer data; and
● Sales of digital advertising campaigns.

Sales of Advertising Campaigns.

We provide services and data to allow our customers to utilize our proprietary data to enhance their data analytics and marketing needs. Our products and
services  support  and  assist  our  customers  with  data  management,  audience  optimization  and  recognition,  multi-channel  and  omnichannel  media,  and
marketing services. These tools also assist our customers in driving online and traditional retail sales.

Our solutions allow for the analysis of multiple layers of data to build and scale audience profiles that can be analyzed and targeted with digital media. Our
capabilities allow the leveraging of data from our proprietary platforms to achieve more effective analysis and marketing campaigns.

Key features of our platforms:

●  Access to consumers who have joined our proprietary platforms who have opted to be marketed to. We provide proprietary information on these

consumers and have their consent to market to them, providing marketers safe and reliable data.

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● The discovery  of  new  avenues  through  which  customers  are  able  to  reach  the  higher-performing  audiences  /  customers  by  leveraging  machine

learning capabilities.

● The use of our proprietary platform in order to allow marketers to unlock shopper profiles built from location, web browsing, purchase history,

social behavior and other analytics.

● The use of customized audience creation tools.

Sale and licensing of SaaS platform

Our  software  as  a  service  (“SaaS”)  solution,  SRAX  IR,  enables  companies  to  understand  their  shareholder  base  through  the  tracking  of  holdings,  the
management of investor contact information and identification of trends in the purchase and sale of issuer’s securities, if applicable. Once the investors are
identified, our platform provides tools to communicate with these investors.

SRAX IR provides the following:

● Insight into investor sentiment by analyzing buying and selling trends of an issuer’s shareholder base.

● Communication points with an issuer’s investors, such as emails, phone number, social media accounts and address of record.

● Engaging current and potential shareholders through real-time targeted cross-device omni-channel informational campaigns regarding an issuer’s

products and services.

● Assisting issuers in managing and monitoring the return of investment achieved from investor relations and corporate communication initiatives.

Sales of proprietary consumer data.

In  2019  we  launched  our  BIGToken  consumer  data  management  platform,  where  consumers  are  rewarded  for  providing  and  verifying  their  data  and
completing  activities  within  the  platform.  Our  business  is  currently  based  on  a  platform  of  registered  users,  developed  as  a  direct  to  consumer  data
marketplace, providing advertisers and marketers highly accurate, informed consent-based research and ad targeting data. We believe that the information
gathered through the BIGToken platform will, upon reaching critical mass, be significantly more valuable than information that is gathered and validated
through other means without the specific knowledge and consent of the data provider.

Our strategy is to develop an opt-in first party data set (CCPA and GDPR compliant) which we believe will uniquely position SRAX to capitalize on the
rapidly  evolving  data  marketplace.  We  are  currently  focused  on  executing  on  our  plans  to  increase  registered  users  on  the  platform,  and  effectively
segment,  and  eventually  monetize  on  the  data  our  users  provide  and  the  insight  we  derive  therefrom.  As  part  of  this  strategy,  we  continue  to  explore
partnership  opportunities  that  would  allow  us  to  leverage  the  capabilities  of  the  BIGToken  platform  to  effectively  grow  the  platform  and  increase  and
enhance our user experience and user rewards / compensation.

Examples of how we plan to use BIGToken and the proprietary consumer data derived therefrom include:

● The use of BIGToken user surveys and the sale of such information received from surveys.

● The creation and management of targeted rewards and loyalty programs based on information and buying trends ascertained by data captured on

our BIGToken platform.

● The ability to assist our customers in conducting market research based on analytics received from users of the BIGToken platform.

● The ability  to  identify  specific  audiences  for  our  customers  and  to  target  questions,  surveys  and  data  analytics  geared  toward  our  customers’
products  /  industries.  Additionally,  if  we  are  unable  to  scale  the  needed  information  for  a  customer’s  target  audience,  we  may  utilize  our
proprietary analytics to gain insight to further focus and refine user segments that need to be targeted in order to optimize data and media spend.

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● The use of Lightning Insights that allow our customers to conduct research around specific audience groups through both long and short research

studies.

● The creation of customized loyalty programs that utilize rewards to drive consumer purchasing habits.

Marketing and sales

We  market  our  services  through  our  in-house  sales  team,  which  is  divided  into  three  distinct  groups.  The  First  group  is  responsible  for  national  brand
advertisers and advertising agencies; the second group is responsible for selling our SaaS solutions to issuers of public securities; and the third group is
focused  on  mid-market  agencies  and  brands.  Our  in-house  marketing  is  focused  on  social  media,  including  Facebook,  LinkedIn  and  Twitter,  public
relations (PR), industry events and the creation of white papers which assist in our marketing efforts and are used as lead generation tools for our sales
team.

Intellectual property

We currently rely on a combination of trade secret laws and restrictions on disclosure to protect our intellectual property rights. Our success depends on the
protection of the proprietary aspects of our technology as well as our ability to operate without infringing on the proprietary rights of others. We also enter
into  proprietary  information  and  confidentiality  agreements  with  our  employees,  consultants  and  commercial  partners  and  control  access  to,  and
distribution of, our software documentation and other proprietary information.

Competition

We operate in a highly competitive digital media and ad tech environment. We compete based on our ability to: assist our customers in obtaining the best
available prices, data, and analytics, our customer service and, the quality and accessibility of our innovative products and service offerings. We believe our
product and services associated with BIGToken and our SaaS solution, SRAX IR, are both unique and provide for a competitive advantage. Should other
companies create similar software and acquire the customers that we currently have, then in the future we could face increased competition. Competition
for advertising placements among current and future suppliers of Internet navigational and informational services, high-traffic websites and Internet service
providers,  as  well  as  competition  with  other  media  for  advertising  placements,  could  result  in  significant  price  competition,  declining  margins  and
reductions in advertising revenue. In addition, as we continue our efforts to expand the scope of our services, we may compete with a greater number of
publishers and other media companies across an increasing range of different services, including vertical markets where competitors may have advantages
in expertise, brand recognition and other areas. If existing or future competitors develop or offer products or services that provide significant performance,
price, creative or other advantages over those offered by us, our business, results of operations and financial condition could be negatively affected. We also
compete with traditional advertising media, such as direct mail, television, radio, cable, and print, for a share of advertisers’ total advertising budgets. Many
current and potential competitors enjoy competitive advantages over us, such as longer operating histories, greater name recognition, larger customer bases,
greater access to advertising space on high-traffic websites, and significantly greater financial, technical, sales, and marketing resources. As a result, we
may not be able to compete successfully. If we fail to compete successfully, we could lose customers or media inventory and our revenue and results of
operations could decline.

Government regulation

We are subject to a variety of laws and regulations in the United States and abroad that involve matters central to our business. Many of these laws and
regulations are still evolving and being tested in courts and could be interpreted in ways that could harm our business. These may involve privacy, data
protection and personal information, rights of publicity, content, intellectual property, advertising, marketing, distribution, data security, data retention and
deletion, electronic contracts and other communications, competition, protection of minors, consumer protection, product liability, taxation, economic or
other trade prohibitions or sanctions, anti-corruption law compliance, securities law compliance, and online payment services. In particular, we are subject
to federal, state, and foreign laws regarding privacy and protection of people’s data. Foreign data protection, privacy, content, competition, and other laws
and  regulations  can  impose  different  obligations  or  be  more  restrictive  than  those  in  the  United  States.  U.S.  federal  and  state  and  foreign  laws  and
regulations,  which  in  some  cases  can  be  enforced  by  private  parties  in  addition  to  government  entities,  are  constantly  evolving  and  can  be  subject  to
significant change. As a result, the application, interpretation, and enforcement of these laws and regulations are often uncertain, particularly in the new and
rapidly  evolving  industry  in  which  we  operate,  and  may  be  interpreted  and  applied  inconsistently  from  country  to  country  and  inconsistently  with  our
current policies and practices.

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Proposed or new legislation and regulations could also significantly affect our business. For example, the European General Data Protection Regulation
(GDPR) took effect in May 2018 and applies to all of our products and services used by people in Europe. The GDPR includes operational requirements for
companies that receive or process personal data of residents of the European Union that are different from those previously in place in the European Union
and includes significant penalties for non-compliance. The California Consumer Privacy Act, which took effect in January 2020, also establishes certain
transparency rules and creates new data privacy rights for users. Similarly, there are a number of legislative proposals in the European Union, the United
States, at both the federal and state level, as well as other jurisdictions that could impose new obligations or limitations in areas affecting our business, such
as liability for copyright infringement. In addition, some countries are considering or have passed legislation implementing data protection requirements or
requiring local storage and processing of data or similar requirements that could increase the cost and complexity of delivering our services.

We  may  become  the  subject  of  investigations,  inquiries,  data  requests,  requests  for  information,  actions,  and  audits  by  government  authorities  and
regulators in the United States, Europe, and around the world, particularly in the areas of privacy, data protection, law enforcement, consumer protection,
and competition, as we continue to grow and expand our operations. We are currently, and may in the future be, subject to regulatory orders or consent
decrees, including the modified consent order we entered into in July 2019 with the U.S. Federal Trade Commission (FTC) which is pending federal court
approval and which, among other matters, will require us to implement a comprehensive expansion of our privacy program. Orders issued by, or inquiries
or  enforcement  actions  initiated  by,  government  or  regulatory  authorities  could  cause  us  to  incur  substantial  costs,  expose  us  to  unanticipated  civil  and
criminal  liability  or  penalties  (including  substantial  monetary  remedies),  interrupt  or  require  us  to  change  our  business  practices  in  a  manner  materially
adverse  to  our  business,  divert  resources  and  the  attention  of  management  from  our  business,  or  subject  us  to  other  remedies  that  adversely  affect  our
business.

Employees

At April  24,  2020,  we  had  35  full-time  employees.  We  also  contract  for  the  services  of  an  additional  approximately  100  individuals  from  a  third-party
provider in Mexicali, Mexico. There are no collective bargaining agreements covering any of our employees.

Our history

We  were  originally  organized  in  August  2009  as  a  California  limited  liability  company  under  the  name  Social  Reality,  LLC,  and  we  converted  to  a
Delaware corporation effective January 1, 2012. Social Reality, LLC began business in May 2010. Upon the conversion, we changed our name to Social
Reality, Inc. On August 15, 2019 we formally changed our Name to SRAX, Inc.

Additional information

We  file  annual  and  quarterly  reports  on  Forms  10-K  and  10-Q,  current  reports  on  Form  8-K  and  other  information  with  the  Securities  and  Exchange
Commission (“SEC” or the “Commission”). The public may read and copy any materials that we file with the Commission at the SEC’s Public Reference
Room at 100 F Street, NE, Washington, DC 20549, on official business days during the hours of 10:00 a.m. to 3:00 p.m. You may obtain information on the
operation  of  the  Public  Reference  Room  by  calling  the  Commission  at  1-800-SEC-0330.  The  Commission  also  maintains  an  Internet  site  at
http://www.sec.gov  that  contains  reports,  proxy  and  information  statements,  and  other  information  regarding  issuers  that  file  electronically  with  the
Commission.

Other  information  about  SRAX  can  be  found  on  our  website  www.srax.com.  Reference  in  this  document  to  that  website  address  does  not  constitute
incorporation by reference of the information contained on the website.

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ITEM 1.A RISK FACTORS.

Please consider the following risk factors carefully. If any one or more of the following risks were to occur, it could have a material adverse effect on our
business, prospects, financial condition and results of operations, and the market price of our securities could decrease significantly. Statements below to
the effect that an event could or would harm our business (or have an adverse effect on our business or similar statements) mean that the event could or
would  have  a  material  adverse  effect  on  our  business,  prospects,  financial  condition  and  results  of  operations,  which  in  turn  could  or  would  have  a
material adverse effect on the market price of our securities. Although we have organized the risk factors below under headings to make them easier to
read, many of the risks we face involve more than one type of risk. Consequently, you should read all of the risk factors below carefully before making any
decision to acquire or hold our securities.

Any investment in our securities involves a high degree of risk. Investors should consider carefully the risks and uncertainties described below, and all
other information in this Form 10-K and in any reports we file with the SEC after we file this Form 10-K, before deciding whether to purchase or hold our
securities. Additional risks and uncertainties not currently known to us or that we currently deem immaterial may also become important factors that may
harm our business. The occurrence of any of the risks described in this Form 10-K could harm our business. The trading price of our securities could
decline due to any of these risks and uncertainties, and investors may lose part or all of their investment.

Risks Related to our Business and BIGToken

We have a history of operating losses and there are no assurances we will report profitable operations in the foreseeable future.

For  the  year-ended  December  31,  2019  we  reported  losses  from  operations  of  $16,859,000.  At  December  31,  2019,  we  had  an  accumulated  deficit  of
$35,637,000. Our future success depends upon our ability to continue to grow our revenues, contain our operating expenses and generate profits. We do not
have any long-term agreements with our customers. There are no assurances that we will be able to increase our revenues and cash flow to a level which
supports profitable operations. In addition, our operating expenses increased 7.2% in 2019 from 2018. As described elsewhere herein, in 2019 we made
certain  changes  in  our  operations  to  limit  growth  of  operating  expenses  and  focus  our  resources  in  areas  of  our  operations  which  we  believe  have  the
greatest potential to increase our revenues. We may continue to incur losses in future periods until such time, if ever, as we are successful in significantly
increasing our revenues and cash flow beyond what is necessary to fund our ongoing operations and pay our obligations as they become due. If we are able
to  significantly  increase  our  revenues  in  future  periods,  the  rapid  growth  which  we  are  pursuing  will  strain  our  organization  and  we  may  encounter
difficulties in maintaining the quality of our operations. If we are not able to grow successfully, it is unlikely we will be able to generate sufficient cash
from operations to pay our operating expenses and service our debt obligations, or report profitable operations in future periods.

A pandemic, epidemic or outbreak of an infectious disease in the markets in which we operate or that otherwise impacts our facilities or advisors could
adversely impact our business.

If a pandemic, epidemic, or outbreak of an infectious disease including the recent outbreak of respiratory illness caused by a novel coronavirus (COVID-
19) or other public health crisis were to affect the our operations, facilities or those of our customers or suppliers, our business could be adversely affected.
A pandemic typically results in social distancing, travel bans and quarantine, and this may limit access to our facilities, customers, management, support
staff and professional advisors. These factors, in turn, may not only materially impact our operations, financial condition and demand for our services but
our  overall  ability  to  react  timely  to  mitigate  the  impact  of  this  event.  Also,  it  may  hamper  our  efforts  to  comply  with  our  filing  obligations  with  the
Securities and Exchange Commission.

Our auditors have expressed substantial doubt about our ability to continue as a going concern.

Our auditors’ report on our December 31, 2019 consolidated financial statements expresses an opinion that our capital resources as of the date of their audit
report were not sufficient to sustain operations or complete our planned activities for the upcoming year unless we raised additional funds. Our current cash
level  raises  substantial  doubt  about  our  ability  to  continue  as  a  going  concern  past  the  beginning  of  the  second  quarter  of  2020.  If  we  do  not  obtain
additional capital by such time, we may no longer be able to continue as a going concern and may cease operation or seek bankruptcy protection.

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Our  failure  to  maintain  an  effective  system  of  internal  control  over  financial  reporting,  has  resulted  in  the  need  for  us  to  restate  previously  issued
financial statements. As a result, current and potential stockholders may lose confidence in our financial reporting, which could harm our business
and value of our stock.

Our management has determined that, as of December 31, 2019, we did not maintain effective internal controls over financial reporting based on criteria set
forth  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  in  Internal  Control-Integrated  Framework  as  a  result  of  identified
material  weaknesses  in  our  internal  control  over  financial  reporting.  A  material  weakness  is  a  deficiency,  or  a  combination  of  deficiencies,  in  internal
control  over  financial  reporting  such  that  there  is  a  reasonable  possibility  that  a  material  misstatement  of  the  company’s  annual  or  interim  financial
statements will not be prevented or detected on a timely basis.

We believe our failure to maintain effective systems of internal controls over financial reporting resulted in our need to restate the following previously
issued quarterly and year-to-date unaudited consolidated financial statements for March 31, 2017, June 30, 2017, September 30, 2017, December 31, 2017,
March 31, 2018, June 30, 2018 and September 30, 2018 and our audited consolidated financial statements for the year ending December 31, 2017.

Our management and audit committee determined we needed to restate certain of our consolidated financial statements for the year ending December
31, 2017 and quarters ending March 31, 2017, June 30, 2017, September 30, 2017, March 31, 2018, June 30, 2018 and September 30, 2018 as a result
of the improper accounting treatment of certain warrants.

On  April  7,  2019,  management  and  the  audit  committee  of  our  board  of  directors  determined  that  our  previously  issued  quarterly  and  year-to-date
unaudited consolidated financial statements for March 31, 2017, June 30, 2017, September 30, 2017, March 31, 2018, June 30, 2018 and September 30,
2018 and our audited consolidated financial statements for the year ending December 31, 2017 should no longer be relied upon. In addition, we determined
that related press releases, earnings releases, and investor communications describing our financial statements for these periods should no longer be relied
upon. The errors identified are all non-cash and primarily related to our classification of certain outstanding warrants with provisions that allow the warrant
holder to force cash redemption under certain circumstances. Accordingly, although we previously disclosed that we had ineffective controls, investors in
our securities may lose confidence in our financial statements and management, which could result in a decrease in our stock price and negative sentiment
in the investment community.

The restatement of certain of our financial statements may subject us to additional risks and uncertainties, including the increased possibility of legal
proceedings and shareholder litigation.

As a result of our restatements of previously issued quarterly and year-to-date unaudited consolidated financial statements for March 31, 2017, June 30,
2017, September 30, 2017, March 31, 2018, June 30, 2018 and September 30, 2018 and our audited consolidated financial statements for the year ending
December 31, 2017, we may become subject to additional risks and uncertainties, including, among others, the increased possibility of legal proceedings,
shareholder  lawsuits  or  a  review  by  the  SEC  and  other  regulatory  bodies,  which  could  cause  investors  to  lose  confidence  in  our  reported  financial
information and could subject us to civil or criminal penalties, shareholder class actions or derivative actions. We could face monetary judgments, penalties
or other sanctions that could have a material adverse effect on our business, financial condition and results of operations and could cause our stock price to
decline.

We will need to raise additional capital to pay our indebtedness as it comes due.

In February of 2020 we entered into a term loan and security agreement with BRF Finance Co., LLC, an affiliate of B. Riley Financial, Inc. Pursuant to the
loan  agreement,  we  can  borrow  up  to  $5,000,000,  subject  to  certain  terms  and  conditions.  The  loan  is  secured  by  substantially  all  of  the  assets  and  the
intellectual property of the Company. Beginning on August 1, 2020, and continuing on the first day of each month thereafter until March 22, 2022, the
Company will be required to make monthly payments of principal and interest. Based upon our current financial results, we will need to raise additional
capital through the sale of debt or equity or the sale of assets, in order to make the required loan payments. If we are unable to make the required payments,
or if we fail to comply with the various requirements and covenants of our indebtedness, we would be in default, which would permit the holders of our
indebtedness to accelerate the maturity and require immediate repayment and lead to potential foreclosure on the assets securing the debt. If we are unable
to  refinance  or  repay  our  indebtedness  as  it  becomes  due,  including  upon  an  event  of  default,  we  may  become  insolvent  and  be  unable  to  continue
operations.

6

 
 
 
 
 
 
 
 
 
 
 
We may be required to expend significant capital to redeem BIGToken Points which will negatively impact our ability to fund our core operations.

Users  of  BIGToken  receive  points  for  undertaking  certain  actions  on  the  platform  that  may  be  redeemed  directly  for  cash  from  us,  with  such  value  as
determined by management. Accordingly, we are currently obligated to redeem users’ points which are earned on BIGToken. We are currently redeeming
each  point  for  $0.01,  subject  to  the  user  meeting  certain  conditions.  As  of  December  31,  2019,  we  recorded  a  contingent  liability  for  future  point
redemptions equal to $446,000 and we have redeemed an aggregate amount of $525,000. In March of 2019, we experienced a surge in the number of users
of our BIGToken platform. As of December 31, 2019, we had approximately 16.5 million users. Notwithstanding the foregoing, if our users continue to
increase, we will be required to have enough cash reserves to redeem points held by our qualified users for cash. There can be no assurance that we will
have enough cash reserves, or if we do have sufficient cash, if we will be able to continue to fund our other business obligations and operational expenses.

If our efforts to attract and retain BIGToken users are not successful, our number of users and the amount of data collected could fail to reach critical
mass, grow or decline and our potential for BIGToken to earn revenues may be materially affected.

We will be dependent on advertisers to pay us for access to user data. We must attract users to grow the amount of accessible data and make it attractive to
these third parties. If the public does not perceive our mission or our services to be reliable, valuable or of high quality, we may not be able to attract or
retain users and create a critical mass of data which will impact our ability to earn revenues which could have a materially adversely affected on SRAX.

Natural disasters, epidemic or pandemic disease outbreaks, trade wars, political unrest or other events could disrupt our business or operations or those
of our development partners, manufacturers, regulators or other third parties with whom we conduct business now or in the future.

A wide variety of events beyond our control, including natural disasters, epidemic or pandemic disease outbreaks (such as the recent novel coronavirus
outbreak), trade wars, political unrest or other events could disrupt our business or operations or those of our manufacturers, regulatory authorities, or other
third  parties  with  whom  we  conduct  business.  These  events  may  cause  businesses  and  government  agencies  to  be  shut  down,  supply  chains  to  be
interrupted, slowed, or rendered inoperable, and individuals to become ill, quarantined, or otherwise unable to work and/or travel due to health reasons or
governmental restrictions. For example, California recently ordered most businesses closed, mandating work-from-home arrangements, where feasible, in
response to the coronavirus pandemic. These limitations could negatively affect our business operations and continuity, and could negatively impact ability
to timely perform basic business functions, including making SEC filings and preparing financial reports. If our operations or those of third parties with
whom  we  have  business  are  impaired  or  curtailed  as  a  result  of  these  events,  the  development  and  commercialization  of  our  products  and  product
candidates could be impaired or halted, which could have a material adverse impact on our business.

Challenges in acquiring user data could materially adversely affect our ability to retain and expand BIGToken, and therefore could materially affect
our business, financial condition and results of operations.

In order to expand BIGToken, we must continue to expend resources to make the submission of user data as user-friendly as possible. We, and our users,
may face legal, logistical, cultural and commercial challenges in procuring user data. Additionally, once such data is obtained, if the process for validation
and  collection  of  Rewards  may  be  perceived  as  too  cumbersome  and  discourage  potential  users  from  submission.  We  may  need  to  expend  significant
resources on user interfaces for evolving platforms, such as mobile devices. Inconveniences to our users or potential users at any stage of the process may
materially challenge our growth.

If we fail to ensure that the user data derived from BIGToken is of high quality, our ability to attract customers or monetize the data may be materially
impaired.

The  reliability  of  our  user  data  depends  upon  the  integrity  and  the  quality  of  the  process  of  accepting  user  data  into  BIGToken.  We  will  take  certain
measures to validate user data submitted by our users and potential users to assure a high quality of data in BIGToken and generally confirming that data is
submitted in accordance with our terms for such data. We must continue to invest in our quality control measures relating to BIGToken in order to provide
a high-quality product to potential customers.

If BIGToken experiences an excessive rate of user attrition, our ability to attract customers could fail.

Users may elect to have their data deleted from BIGToken at any time. We must continually add new users both to replace users who choose to delete their
data and to increase our user base. Users may choose to delete their data for many reasons. If users are concerned about privacy and security and do not
perceive BIGToken to be reliable, if we fail to keep users engaged and interested in our application, or if we simply lose our users’ attention, we could fail
to gather sufficient user data and our ability to earn revenues may be materially affected.

7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
If we are unable to manage our marketing and advertising expenses, it could materially harm our results of operations and growth.

We plan to rely in part on our marketing and advertising efforts to attract new members. Our future growth and profitability, as well as the maintenance and
enhancement of our brand, will depend in large part on the effectiveness and efficiency of our marketing and advertising strategies and expenditures. If we
are unable to maintain our marketing and advertising channels on cost-effective terms, our marketing and advertising expenses could increase substantially,
and  our  business,  financial  condition  and  results  of  operations  may  suffer.  In  addition,  we  may  be  required  to  incur  significantly  higher  marketing  and
advertising expenses than we currently anticipate if excessive numbers of members withdraw their member data from our Database.

Failure to comply with federal, state and local laws and regulations or our contractual obligations relating to data privacy, protection and security of
BIGToken user data, and civil liabilities relating to breaches of privacy and security of user data, could damage our reputation and harm our business.

A variety of federal, state and local laws and regulations govern the collection, use, retention, sharing and security of user data. We will collect BIGToken
user data from and about our members when they redeem Rewards and maintain that date in our BIGToken Application. Claims or allegations that we have
violated  applicable  laws  or  regulations  related  to  privacy,  data  protection  or  data  security  could  in  the  future  result  in  negative  publicity  and  a  loss  of
confidence in us by our users and potential new users, and may subject us to fines and penalties by regulatory authorities. In addition, we have privacy
policies and practices concerning the collection, use and disclosure of user data as part of our agreements with our members, including ones posted on our
website.  Several  Internet  companies  have  incurred  penalties  for  failing  to  abide  by  the  representations  made  in  their  privacy  policies  and  practices.  In
addition, our use and retention of user data could lead to civil liability exposure in the event of any disclosure of such information due to hacking, malware,
phishing, inadvertent action or other unauthorized use or disclosure. Several companies have been subject to civil actions, including class actions, relating
to this exposure.

We have incurred, and will continue to incur, expenses to comply with data privacy, protection and security standards and protocols for BIGToken user data
imposed  by  law,  regulation,  self-regulatory  bodies,  industry  standards  and  contractual  obligations.  Such  laws,  standards  and  regulations,  however,  are
evolving and subject to potentially differing interpretations, and federal, state and provincial legislative and regulatory bodies may expand current or enact
new laws or regulations regarding privacy matters. Additionally, we accept user from foreign countries which subjects us to the personal and other data
privacy, protection and security laws of those countries, We are unable to predict what additional legislation, standards or regulation in the area of privacy
and security of personal information could be enacted or its effect on our operations and business.

If we are unable to satisfy data privacy, protection, security, and other government- and industry-specific requirements, our growth could be harmed.

We need or may in the future need to comply with a number of data protection, security, privacy and other government- and industry-specific requirements,
including those that require companies to notify individuals of data security incidents involving certain types of personal data. Security compromises could
harm our reputation, erode user confidence in the effectiveness of our security measures, negatively impact our ability to attract new members, or cause
existing users to withdraw their data from BIGToken.

8

 
 
 
 
 
 
 
 
 
Regulatory, legislative or self-regulatory developments regarding internet privacy matters could adversely affect our ability to conduct our business.

The United States and foreign governments have enacted, considered or are considering legislation or regulations that could significantly restrict our ability
to collect, process, use, transfer and pool data collected from and about consumers and devices. Trade associations and industry self-regulatory groups have
also promulgated best practices and other industry standards relating to targeted advertising. Various U.S. and foreign governments, self-regulatory bodies
and public advocacy groups have called for new regulations specifically directed at the digital advertising industry, and we expect to see an increase in
legislation, regulation and self-regulation in this area. The legal, regulatory and judicial environment we face around privacy and other matters is constantly
evolving and can be subject to significant change. For example, the General Data Protection Regulation, or GDPR, which was agreed by E.U. institutions
in  2016  and  came  into  effect  after  a  two  year  transition  period  on  May  25,  2018,  updated  and  modernized  the  principles  of  the  1995  Data  Protection
Directive and significantly increases the level of sanctions for non-compliance. Data Protection Authorities will have the power to impose administrative
fines  of  up  to  a  maximum  of  €20  million  or  4%  of  the  data  controller’s  or  data  processor’s  total  worldwide  turnover  of  the  preceding  financial  year.
Similarly,  the  E-Privacy  Regulation,  which  was  launched  by  the  European  Parliament  in  October  2016,  could  result  in,  once  enacted,  new  rules  and
mechanisms  for  “cookie”  consent.  In  addition,  the  interpretation  and  application  of  data  protection  laws  in  the  U.S.,  Europe  and  elsewhere  are  often
uncertain and in flux. Legislative and regulatory authorities around the world may decide to enact additional legislation or regulations, which could reduce
the amount of data we can collect or process and, as a result, significantly impact our business. Similarly, clarifications of and changes to these existing and
proposed laws, regulations, judicial interpretations and industry standards can be costly to comply with, and we may be unable to pass along those costs to
our clients in the form of increased fees, which may negatively affect our operating results. Such changes can also delay or impede the development of new
solutions,  result  in  negative  publicity  and  reputational  harm,  require  significant  incremental  management  time  and  attention,  increase  our  risk  of  non-
compliance and subject us to claims or other remedies, including fines or demands that we modify or cease existing business practices, including our ability
to charge per click or the scope of clicks for which we charge. Additionally, any perception of our practices or solutions as an invasion of privacy, whether
or not such practices or solutions are consistent with current or future regulations and industry practices, may subject us to public criticism, private class
actions, reputational harm or claims by regulators, which could disrupt our business and expose us to increased liability. Finally, our legal and financial
exposure  often  depends  in  part  on  our  clients’  or  other  third  parties’  adherence  to  privacy  laws  and  regulations  and  their  use  of  our  services  in  ways
consistent with visitors’ expectations. We rely on representations made to us by clients that they will comply with all applicable laws, including all relevant
privacy and data protection regulations. We make reasonable efforts to enforce such representations and contractual requirements, but we do not fully audit
our clients’ compliance with our recommended disclosures or their adherence to privacy laws and regulations. If our clients fail to adhere to our contracts
in this regard, or a court or governmental agency determines that we have not adequately, accurately or completely described our own solutions, services
and data collection, use and sharing practices in our own disclosures to consumers, then we and our clients may be subject to potentially adverse publicity,
damages and related possible investigation or other regulatory activity in connection with our privacy practices or those of our clients.

We  are  remediating  certain  internal  controls  and  procedures,  which,  if  not  successful,  could  result  in  additional  misstatements  in  our  financial
statements negatively affecting our results of operations.

We are in the process of implementing certain remediation actions. See Item 9A. “Controls and Procedures” of this Form 10-K for a description of these
remediation  measures.  To  the  extent  these  steps  are  not  successful,  not  sufficient  to  correct  our  material  weakness  in  internal  control  over  financial
reporting or are not completed in a timely manner, future financial statements may contain material misstatements and we could be required to restate our
financial results. Any of these matters could adversely affect our business, reputation, revenues, results of operations, financial condition and stock price
and limit our ability to access the capital markets through equity or debt issuances.

Privacy  concerns  could  damage  our  reputation  and  deter  current  and  potential  users  from  contributing  additional  data  through  our  BIGToken
Application. If our security measures are breached resulting in the improper use and disclosure of user data, BIGToken may be perceived as not being
secure, users and customers may curtail or stop using BIGToken, and we may incur significant legal and financial exposure.

Concerns  about  our  practices  with  regard  to  the  collection,  use,  disclosure,  or  security  of  user  data  or  other  privacy  related  matters,  even  if  unfounded,
could damage our reputation and adversely affect our operating results. Our services will involve the purchase, storage, transmission and sale of user data,
and theft and security breaches expose us to a risk of loss of this information, improper use and disclosure of such information, litigation, and potential
liability. Any systems failure or compromise of our security that results in the release of user data, or in our or our users’ ability to access such data, could
seriously harm our reputation and brand and, therefore, our business, and impair our ability to attract and retain users. Additionally, if user data is somehow
made public or made available through a security breach, it may be used to identify our users and people related thereto. We may experience cyber attacks
of  varying  degrees.  Our  security  measures  may  also  be  breached  due  to  employee  error,  malfeasance,  system  errors  or  vulnerabilities,  including
vulnerabilities of our vendors, suppliers, their products, or otherwise. Such breach or unauthorized access, increased government surveillance, or attempts
by outside parties to fraudulently induce employees, users, or customers to disclose sensitive information in order to gain access to user data could result in
significant  legal  and  financial  exposure,  damage  to  our  reputation,  and  a  loss  of  confidence  in  the  security  of  BIGToken  that  could  potentially  have  an
adverse  effect  on  our  business.  Because  the  techniques  used  to  obtain  unauthorized  access,  disable  or  degrade  service,  or  sabotage  systems  change
frequently, become more sophisticated, and often are not recognized until launched against a target, we may be unable to anticipate these techniques or to
implement adequate preventative measures. Additionally, cyber attacks could also compromise trade secrets and other sensitive information and result in
such information being disclosed to others and becoming less valuable, which could negatively affect our business. If an actual or perceived breach of our
security occurs, the market perception of the effectiveness of our security measures could be harmed and we could lose members and customers.

9

 
 
 
 
 
 
 
 
Certain user data must be provided on a recurring basis in order to provide full value.

Certain types of user data will need to be contributed by users recurrently for such data to provide full value to our potential customers. If users fail to
provide us with sufficient recurring data, the value of the user data may substantially decrease and our ability to earn revenues may be materially affected.

Unfavorable media coverage could negatively affect our business.

Unfavorable publicity regarding, for example, our privacy practices, terms of service, regulatory activity, the actions of third parties, the use of our products
or  services  for  illicit,  objectionable,  or  illegal  ends  or  the  actions  of  other  companies  that  provide  similar  services  to  us,  could  adversely  affect  our
reputation. Such negative publicity also could have an adverse effect on the size, engagement, and loyalty of our user base and result in user attrition which
could adversely affect our business and financial results.

Our  business  is  subject  to  complex  and  evolving  U.S.  and  foreign  laws  and  regulations  regarding  privacy,  data  protection,  content,  competition,
consumer protection, and other matters. Many of these laws and regulations are subject to change and uncertain interpretation, and could result in
claims, changes to our business practices, monetary penalties, increased cost of operations, or declines in user growth or engagement, or otherwise
harm our business.

We  are  subject  to  a  variety  of  laws  and  regulations  in  the  United  States  and  abroad  that  involve  matters  central  to  our  business,  such  as  privacy,  data
protection and personal information, rights of publicity, content, intellectual property, advertising, marketing, distribution, data security, data retention and
deletion, electronic contracts and other communications, competition, protection of minors, consumer protection, taxation and securities law compliance.
Expansion of our activities in certain jurisdictions, or other actions that we may take, may subject us to additional laws, regulations, or other government
scrutiny.  In  addition,  foreign  data  protection,  privacy,  content,  competition,  and  other  laws  and  regulations  can  impose  different  obligations  or  be  more
restrictive than those in the United States.

Additionally,  as  we  allow  European  users,  we  are  subject  to  the  European  General  Data  Protection  Regulation  (GDPR),  effective  as  of  May  2018. The
GDPR  increases  privacy  rights  for  individuals  in  Europe,  extends  the  scope  of  responsibilities  for  data  controllers  and  data  processors  and  imposes
increased requirements and potential penalties on companies offering goods or services to individuals who are located in Europe or monitoring the behavior
of such individuals (including by companies based outside of Europe). Noncompliance can result in penalties of up to the greater of €20 million, or 4% of
global company revenues.

These U.S. federal and state and foreign laws and regulations, which in some cases can be enforced by private parties in addition to government authorities,
are constantly evolving and can be subject to significant change. As a result, the application, interpretation, and enforcement of these laws and regulations
are often uncertain, particularly in the newer industry in which we operate, and may be interpreted and applied inconsistently from country to country and
inconsistently with our current policies and practices.

These laws and regulations, as well as any associated inquiries or investigations or any other government actions, may be costly to comply with and may
delay or impede our international growth, result in negative publicity, increase our operating costs, require significant management time and attention, and
subject us to remedies that may harm our business.

10

 
 
 
 
 
 
 
 
 
 
 
Security breaches and improper access to or disclosure of our data or user data, or other hacking and phishing attacks on our systems, could harm our
reputation and adversely affect our business.

Our industry is prone to cyber-attacks by third parties seeking unauthorized access to our data or users’ data or to disrupt our ability to provide service. Any
failure to prevent or mitigate security breaches and improper access to or disclosure of our data or user data, including personal information, content, or
payment information from or to users, or information from marketers, could result in the loss or misuse of such data, which could harm our business and
reputation and diminish our competitive position. In addition, computer malware, viruses, social engineering (predominantly spear phishing attacks), and
general hacking have become more prevalent in our industry. Our BIGToken platform has experienced an increase in the occurrence of such attempts and
we cannot be assured that we will be able to prevent a successful attack on our systems in the future. We also regularly encounter attempts to create false or
undesirable user accounts or take other actions on our BIGToken platform for purposes such as spreading misinformation, attempting to have us improperly
purchase user data or other objectionable ends. As a result of recent attention and growth of our BIGToken platform, the size of our user base, and the types
and volume of personal data on our systems, we believe that we are a particularly attractive target for such breaches and attacks. Our efforts to address
undesirable  activity  may  also  increase  the  risk  of  retaliatory  attacks.  Such  attacks  may  cause  interruptions  to  the  services  we  provide,  degrade  the  user
experience, cause users or marketers to lose confidence and trust in our products, impair our internal systems, or result in financial harm to us. Our efforts
to  protect  our  company  data  or  the  information  we  receive  may  also  be  unsuccessful  due  to  software  bugs  or  other  technical  malfunctions;  employee,
contractor,  or  vendor  error  or  malfeasance;  government  surveillance;  or  other  threats  that  evolve.  In  addition,  third  parties  may  attempt  to  fraudulently
induce employees or users to disclose information in order to gain access to our data or our users’ data. Cyber-attacks continue to evolve in sophistication
and  volume,  and  inherently  may  be  difficult  to  detect  for  long  periods  of  time.  Although  we  are  currently  in  the  process  of  developing  systems  and
processes that are designed to protect our data and user data, to prevent data loss, to disable undesirable accounts and activities on our BIGToken platform,
and to prevent or detect security breaches, we cannot assure you that such measures will ultimately become operational or provide absolute security, and we
may incur significant costs in protecting against or remediating cyber-attacks.

Affected users or government authorities could initiate legal or regulatory actions against us in connection with any actual or perceived security breaches or
improper disclosure of data, which could cause us to incur significant expense and liability or result in orders or consent decrees forcing us to modify our
business practices, especially with regard to the BIGToken platform. Such incidents or our efforts to remediate such incidents may also result in a decline in
our active user base or engagement levels. Any of these events could have a material and adverse effect on our business, reputation, or financial results.

We are delinquent in pays to various third-party vendors on which we rely.

We rely on third party vendors to provide us with media inventory to facilitate sales of advertising, the majority of which are engaged on a per order basis.
Due to our lack of working capital, we are delinquent on payments to several of these media suppliers. While we will attempt to negotiate payment terms
and forbearance agreements with these vendors on a case by case basis, many of these vendors may cease providing services to our company and may seek
legal remedies against us. Any loss of these vendors or ligation arising out of our failure to satisfy our obligations to any of these vendors could disrupt our
business and have a material negative effect on our operations.

Our  success  is  dependent  upon  our  ability  to  effectively  expand  and  manage  our  relationships  with  our  publishers.  We  do  not  have  any  long-term
contracts with our publishing partners.

We do not generate our own media inventory. Accordingly, we are dependent upon our publishing partners to provide the media which we sell. We depend
on these publishers to make their respective media inventories available to us to use in connection with our campaigns that we manage, create or market.
We are not a party to any long-term agreements with any of our publishing partners and there are no assurances we will have continued access to the media.
Our growth depends, in part, on our ability to expand and maintain our publisher relationships within our network and to have access to new sources of
media inventory such as new partner websites and Facebook pages that offer attractive demographics, innovative and quality content and growing Web user
traffic volume. Our ability to attract new publishers to our networks and to retain Web publishers currently in our networks will depend on various factors,
some of which are beyond our control. These factors include, but are not limited to, our ability to introduce new and innovative products and services, our
pricing policies, and the cost-efficiency to Web publishers of outsourcing their advertising sales. In addition, the number of competing intermediaries that
purchase media inventory from Web publishers continues to increase. In the event we are not able to maintain effective relationships with our publishers,
our ability to distribute our advertising campaigns will be greatly hindered which will reduce the value of our services and adversely impact our results of
operations in future periods.

If we were to lose or have limited access to certain platforms or data sources, we will lose our existing revenue from these platform and sources.

The loss of access to any platforms or data sources could limit our ability to effectively grow a portion of our operations. Our business would be harmed if
these platforms:

● discontinues or limits access to its platform by us and other application developers;

11

 
 
 
 
 
 
 
 
 
 
 
 
● modify terms of service or other policies, including fees charged to, or other restrictions on, us or other application developers, or changes

how the personal information of its users is made available to application developers;

● establishes more favorable relationships with one or more of our competitors; or

● develops its own competitive offerings.

We have benefited from Facebook’s strong brand recognition and large user base. Facebook has broad discretion to change its terms of service and other
policies with respect to us and other developers, and any changes to those terms of service may be unfavorable to us. Facebook may also change its fee
structure,  add  fees  associated  with  access  to  and  use  of  the  Facebook  platform,  change  how  the  personal  information  of  its  users  is  made  available  to
application  developers  on  the  Facebook  platform  or  restrict  how  Facebook  users  can  share  information  with  friends  on  their  platform.  In  the  event
Facebook makes any changes in the future, we may have to modify the structure of our campaigns which could impact the effectiveness of our campaigns
and adversely impact our results of operations in future periods.

If we lose access to RTB inventory buyers our business may suffer.

In  an  effort  to  reduce  our  dependency  on  any  one  provider  of  advertising  demand,  we  created  a  platform  that  utilizes  feeds  from  a  number  of  demand
sources for our inventory. We believe that our proprietary technology assists us in aggregating this demand, as well as providing the tools needed by our
publishing partners to evaluate and track the effectiveness of the demand that we are aggregating for them. In the event that we lose access to a majority of
this demand, however, our revenues would be impacted and our results of operations would be materially adversely impacted until such time, if ever, as we
could secure alternative sources of demand for our inventory.

We depend on the services of our executive officers and the loss of any of their services could harm our ability to operate our business in future periods.

Our success largely depends on the efforts and abilities of our executive officers, including Christopher Miglino, Kristoffer Nelson and Michael Malone.
We are a party to an employment agreement with each of Mr. Miglino, and Mr. Malone, and an “at will” agreement with Mr. Nelson. Although we do not
expect to lose their services in the foreseeable future, the loss of any of them could materially harm our business and operations in future periods until such
time as we were able to engage a suitable replacement.

If advertising on the Internet loses its appeal, our revenue could decline.

Our business model may not continue to be effective in the future for a number of reasons, including:

● a decline in the rates that we can charge for advertising and promotional activities;

● our inability to create applications for our customers;

● Internet advertisements and promotions are, by their nature, limited in content relative to other media;

● companies may be reluctant or slow to adopt online advertising and promotional activities that replace, limit or compete with their existing

direct marketing efforts;

● companies may prefer other forms of Internet advertising and promotions that we do not offer;

● the quality or placement of transactions, including the risk of non-screened, non-human inventory and traffic, could cause a loss in customers

or revenue; and

● regulatory actions may negatively impact our business practices.

If the number of companies who purchase online advertising and promotional services from us does not grow, we may experience difficulty in

attracting publishers, and our revenue could decline.

12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Weak economic conditions may reduce consumer demand for products and services.

A weak economy in the United States could adversely affect demand for advertising products, and services. A substantial portion of our revenue is derived
from businesses that are highly dependent on discretionary spending by individuals, which typically falls during times of economic instability. Accordingly,
the ability of our advertisers to increase or maintain revenue and earnings could be adversely affected to the extent that relevant economic environments
remain weak or decline further. We currently are unable to predict the extent of any of these potential adverse effects.

Certain of our subsidiaries and business affiliates have operations outside of the United States that are subject to numerous operational risks.

Certain of our subsidiaries and business affiliates have operations in countries other than the United States. In many foreign countries, it is not uncommon
to encounter business practices that are prohibited by certain regulations, such as the Foreign Corrupt Practices Act and similar laws. Although certain of
our subsidiaries and business affiliates have undertaken compliance efforts with respect to these laws, their respective employees, contractors and agents, as
well as those companies to which they outsource certain of their business operations, may take actions in violation of their policies and procedures. Any
such violation, even if prohibited by the policies and procedures of these subsidiaries and business affiliates or the law, could have certain adverse effects
on the financial condition of these subsidiaries and business affiliates. Any failure by these subsidiaries and business affiliates to effectively manage the
challenges associated with the international operation of their businesses could materially adversely affect their, and hence our, financial condition.

Our  success  is  dependent  upon  our  ability  to  effectively  expand  and  manage  our  relationships  with  our  publishers.  We  do  not  have  any  long-term
contracts with our publishing partners.

We do not generate our own media inventory. Accordingly, we are dependent upon our publishing partners to provide the media which we sell. We depend
on these publishers to make their respective media inventories available to us to use in connection with our campaigns that we manage, create or market.
We are not a party to any long-term agreements with any of our publishing partners and there are no assurances we will have continued access to the media.
Our growth depends, in part, on our ability to expand and maintain our publisher relationships within our network and to have access to new sources of
media inventory such as new partner websites and Facebook pages that offer attractive demographics, innovative and quality content and growing Web user
traffic volume. Our ability to attract new publishers to our networks and to retain Web publishers currently in our networks will depend on various factors,
some of which are beyond our control. These factors include, but are not limited to, our ability to introduce new and innovative products and services, our
pricing policies, and the cost-efficiency to Web publishers of outsourcing their advertising sales. In addition, the number of competing intermediaries that
purchase media inventory from Web publishers continues to increase. In the event we are not able to maintain effective relationships with our publishers,
our ability to distribute our advertising campaigns will be greatly hindered which will reduce the value of our services and adversely impact our results of
operations in future periods.

Weak economic conditions may reduce consumer demand for products and services.

A weak economy in the United States could adversely affect demand for advertising products, and services. A substantial portion of our revenue is derived
from businesses that are highly dependent on discretionary spending by individuals, which typically falls during times of economic instability. Accordingly,
the ability of our advertisers to increase or maintain revenue and earnings could be adversely affected to the extent that relevant economic environments
remain weak or decline further. We currently are unable to predict the extent of any of these potential adverse effects.

Certain of our subsidiaries and business affiliates have operations outside of the United States that are subject to numerous operational risks.

Certain of our subsidiaries and business affiliates have operations in countries other than the United States. In many foreign countries, it is not uncommon
to encounter business practices that are prohibited by certain regulations, such as the Foreign Corrupt Practices Act and similar laws. Although certain of
our subsidiaries and business affiliates have undertaken compliance efforts with respect to these laws, their respective employees, contractors and agents, as
well as those companies to which they outsource certain of their business operations, may take actions in violation of their policies and procedures. Any
such violation, even if prohibited by the policies and procedures of these subsidiaries and business affiliates or the law, could have certain adverse effects
on the financial condition of these subsidiaries and business affiliates. Any failure by these subsidiaries and business affiliates to effectively manage the
challenges associated with the international operation of their businesses could materially adversely affect their, and hence our, financial condition.

13

 
 
 
 
 
 
 
 
 
 
 
 
Risks Related to Ownership of our Securities

The market price of our common stock may be adversely affected by sales of substantial amounts of our common stock pursuant to our at the market
sales agreement.

In February of 2020 we entered into a term loan and security agreement with BRF Finance Co., LLC, an affiliate of B. Riley Financial, Inc. Pursuant to the
loan agreement, we are required to enter into an at-the-market sales agreement pursuant to which we will sell our common shares directly into the market in
order to payback the loans. If we are required to sell a substantial number of shares, or the public perceives that these sales may occur, it could cause the
market price of our common stock to decline. In addition, the sale of these shares in the public market, or the possibility of such sales, could impair our
ability to raise capital through the sale of additional equity securities.

We do not know whether an active and liquid trading market will develop for our Class A common stock.

The trading of our Class A common stock may be viewed as relatively sporadic and with limited liquidity. The lack of an active and liquid market may
impair your ability to sell your shares at the time you wish to sell them or at a price that you consider reasonable. The lack of an active market may also
reduce the fair market value of your shares. Further, an inactive market may also impair our ability to raise capital by selling shares of our Class A common
stock  and  may  impair  our  ability  to  enter  into  collaborations  or  acquire  companies  or  products  by  using  our  shares  of  Class  A  common  stock  as
consideration. The market price of our offered securities may be volatile, and you could lose all or part of your investment.

The market price of our Class A common stock may be volatile.

The market for our common shares is characterized by significant price volatility when compared to seasoned issuers, and we expect that our share price
will continue to be more volatile than those of a seasoned issuer. The volatility in our share price is attributable to a number of factors. Mainly however, we
are a speculative or “risky” investment due to our limited operating history, lack of significant revenues to date, our continued operating losses and missed
guidance. As a consequence of this enhanced risk, more risk-adverse investors may, under the fear of losing all or most of their investment in the event of
negative news or lack of progress, be more inclined to sell their shares on the market more quickly and at greater discounts than would be the case with the
stock of a seasoned issuer. Additionally, in the past, plaintiffs have often initiated securities class action litigation against a company following periods of
volatility in the market price of its securities. We may in the future be the target of similar litigation. Securities litigation could result in substantial costs
and liabilities and could divert management’s attention and resources.

The trading price of the shares of our Class A common stock is likely to be highly volatile and could be subject to wide fluctuations in response to various
factors, some of which are beyond our control. In addition to the factors discussed in this “Risk Factors” section and elsewhere in this annual report, these
factors include:

● the success of competitive products;

● actual or anticipated changes in our growth rate relative to our competitors;

● announcements by us or our competitors of significant acquisitions, strategic partnerships, joint ventures, collaborations or capital

commitments;

● regulatory or legal developments in the United States and other countries;

● the recruitment or departure of key personnel;

● the level of expenses;

● actual or anticipated changes in estimates to financial results, development timelines or recommendations by securities analysts;

● variations in our financial results or those of companies that are perceived to be similar to us;

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
● fluctuations in the valuation of companies perceived by investors to be comparable to us;

● inconsistent trading volume levels of our shares;

● announcement or expectation of additional financing efforts;

● sales of our Class A common stock by us, our insiders or our other stockholders;

● additional issuances of securities upon the exercise of outstanding options and warrants;

● market conditions in the technology sectors; and

● general economic, industry and market conditions.

In addition, the stock market in general, and advertising technology companies in particular, have experienced extreme price and volume fluctuations that
have often been unrelated or disproportionate to the operating performance of these companies. Broad market and industry factors may negatively affect
the market price of our Class A common stock, regardless of our actual operating performance. The realization of any of these risks could have a dramatic
and material adverse impact on the market price of the shares of our Class A common stock.

We may be subject to securities litigation, which is expensive and could divert management attention.

The market price of the shares of our Class A common stock may be volatile, and in the past companies that have experienced volatility in the market price
of their securities have been subject to securities class action litigation. We may be the target of this type of litigation in the future. Securities litigation
against us could result in substantial costs and divert our management’s attention from other business concerns, which could seriously harm our business.
To the extent that any claims or suits are brought against us and successfully concluded, we could be materially adversely affected, jeopardizing our ability
to operate successfully. Furthermore, our human and capital resources could be adversely affected by the need to defend any such actions, even if we are
ultimately successful in our defense.

Failure to meet the financial performance guidance or other forward-looking statements we have provided to the public could result in a decline in our
stock price.

We have previously provided, and may provide in the future, public guidance on our expected financial results for future periods. Although we believe that
this guidance provides investors with a better understanding of management’s expectations for the future and is useful to our stockholders and potential
stockholders, such guidance is comprised of forward-looking statements subject to the risks and uncertainties. Our actual results may not always be in line
with  or  exceed  the  guidance  we  have  provided.  For  example,  in  the  past,  we  have  missed  guidance  a  number  of  times.  If  our  financial  results  for  a
particular period do not meet our guidance or if we reduce our guidance for future periods, the market price of our Class A common stock may decline.

Delaware law contains anti-takeover provisions that could deter takeover attempts that could be beneficial to our stockholders.

Provisions of Delaware law could make it more difficult for a third-party to acquire us, even if doing so would be beneficial to our stockholders. Section
203  of  the  Delaware  General  Corporation  Law  may  make  the  acquisition  of  our  company  and  the  removal  of  incumbent  officers  and  directors  more
difficult by prohibiting stockholders holding 15% or more of our outstanding voting stock from acquiring us, without our board of directors’ consent, for at
least three years from the date they first hold 15% or more of the voting stock.

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
If securities or industry analysts do not publish research or publish inaccurate or unfavorable research about our business, the trading price of our
Class A common stock and trading volume could decline.

The trading market for our shares of our Class A common stock will depend in part on the research and reports that securities or industry analysts publish
about us or our business. A small number of securities and industry analysts currently publish research regarding our Company on a limited basis. In the
event that one or more of the securities or industry analysts who have initiated coverage downgrade our securities or publish inaccurate or unfavorable
research about our business, the price of our shares of Class A common stock would likely decline. If one or more of these analysts cease coverage of our
company or fail to publish reports on us regularly, demand for our securities could decrease, which might cause the trading price of our shares of Class A
common stock and trading volume to decline.

The elimination of monetary liability against our directors and officers under Delaware law and the existence of indemnification rights held by our
directors and officers may result in substantial expenditures by us and may discourage lawsuits against our directors and officers.

Our certificate of incorporation eliminates the personal liability of our directors and officers to our company and our stockholders for damages for breach
of fiduciary duty as a director or officer to the extent permissible under Delaware law. Further, our bylaws provide that we are obligated to indemnify any
of our directors or officers to the fullest extent authorized by Delaware law. We are also parties to separate indemnification agreements with certain of our
directors  and  our  officers  which,  subject  to  certain  conditions,  require  us  to  advance  the  expenses  incurred  by  any  director  or  officer  in  defending  any
action, suit or proceeding prior to its final disposition. Those indemnification obligations could result in our company incurring substantial expenditures to
cover the cost of settlement or damage awards against our directors or officers, which we may be unable to recoup. These provisions and resultant costs
may also discourage us from bringing a lawsuit against any of our current or former directors or officers for breaches of their fiduciary duties, and may
similarly  discourage  the  filing  of  derivative  litigation  by  our  stockholders  against  our  directors  and  officers  even  if  such  actions,  if  successful,  might
otherwise benefit us or our stockholders.

ITEM 1B. UNRESOLVED STAFF COMMENTS.

Not applicable to a smaller reporting company.

ITEM 2. DESCRIPTION OF PROPERTY.

We lease our principal executive offices, located in Los Angeles, California and consisting of approximately 3,000 square feet on a month-to-month basis at
a rate of $5,626 per month. We also maintain offices in Mexicali, Mexico where we lease approximately 3,400 square feet of office space from an unrelated
third party under a lease agreement terminating in September 2021 at an initial annual rental of $77,580 plus a value-added tax (VAT) or its equivalent in
the Mexican national currency and a 10% VAT for maintenance and certain overhead expenses. We believe both locations are suitability and adequacy for
our currently levels of operations and anticipate growth.

ITEM 3. LEGAL PROCEEDINGS.

As of the date of this Annual Report, there are no material pending legal or governmental proceedings relating to our company or properties to which we
are a party, and to our knowledge there are no material proceedings to which any of our directors, executive officers or affiliates are a party adverse to us or
which have a material interest adverse to us.

ITEM 4. MINE SAFETY DISCLOSURES.

Not applicable.

16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 5. MARKET FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER  MATTERS  AND  ISSUER  PURCHASES  OF

PART II

EQUITY SECURITIES.

Market for Our Common Equity

Our Class A common stock is listed on the Nasdaq Capital Market under the symbol “SRAX.”

As  of  April  24,  2020,  there  were  approximately  53  holders  of  record  of  our  common  stock.  Because  many  of  our  shares  of  common  stock  are  held  by
brokers  and  other  institutions  on  behalf  of  stockholders,  we  are  unable  to  estimate  the  total  number  of  beneficial  holders  represented  by  these  record
holders, but it is well in excess of the number of record holders.

Dividend policy

We have never paid cash dividends on either our Class A common stock or our Class B common stock. Under Delaware law, we may declare and pay
dividends on our capital stock either out of our surplus, as defined in the relevant Delaware statutes, or if there is no such surplus, out of our net profits for
the fiscal year in which the dividend is declared and/or the preceding fiscal year. If, however, the capital of our company, computed in accordance with the
relevant  Delaware  statutes,  has  been  diminished  by  depreciation  in  the  value  of  our  property,  or  by  losses,  or  otherwise,  to  an  amount  less  than  the
aggregate amount of the capital represented by the issued and outstanding stock of all classes having a preference upon the distribution of assets, we are
prohibited from declaring and paying out of such net profits and dividends upon any shares of our capital stock until the deficiency in the amount of capital
represented by the issued and outstanding stock of all classes having a preference upon the distribution of assets shall have been repaired.

Securities Authorized for Issuance under Equity Compensation Plans

See information contained in Part III Item 12 of Annual Report entitled “Equity Compensation Plan Information.”

Recent sales of unregistered securities

The  following  information  is  given  with  regard  to  unregistered  securities  sold  since  January  1,  2018.  The  following  securities  were  issued  in  private
offerings pursuant to the exemption from registration contained in the Securities Act of 1933, as amended (the “Securities Act”) and the rules promulgated
thereunder in reliance on Section 4(2) thereof, relating to offers of securities by an issuer not involving any public offering:

● On April 1, 2019, we sold a non-performing receivable in the amount of $567,977, (such amount includes a mutually agreed upon gross-up with
our  customer  of  $150,000)  for  $417,977.  In  connection  with  the  sale,  we  agreed  to  repurchase  the  receivable  if  the  purchaser  was  not  able  to
collect on the amounts owed by June 30, 2019. As security for our repurchase obligation, we issued and pledged 220,000 shares of our Class A
common stock. As part of settlement of the Company’s obligation under the receivable purchase agreement 161,899 of these shares were cancelled
and the remaining 58,101 shares were issued.

● On May 13, 2019, the Company entered into a securities purchase agreement with an accredited investor whereby the investor purchased 200,000
shares of the Company’s Class A common stock at a price per share of $5.00. The Company received aggregate gross proceeds of $1,000,000.
Pursuant to the terms of the securities purchase agreement, the investor has piggyback registration rights with respect to the shares.

● On May  13,  2019  the  Company  entered  into  a  consulting  agreement  with  a  consultant  for  BIGtoken.  As  part  of  this  agreement  the  Company
agreed to issue 75,000 shares of common stock for services to be provided over the following twelve months. The shares were valued at $374,000.

● On  August  12,  2019,  concurrent  with  a  registered  direct  offering  of  our  securities,  we  conducted  a  simultaneous  private  placement  of  our
securities. Pursuant to the terms of the private placement, we issued to the investors in the registered offering: (i) Series B warrants to purchase an
aggregate  of  1,525,000  shares  of  Common  Stock  and  (ii)  Series  C  warrants  to  purchase  an  aggregate  of  965,500  shares  of  Common  Stock
(collectively, the Series B Warrants and Series C Warrants are referred to herein as the “Private Warrants”).

17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Series A Warrants are immediately exercisable upon issuance, have a term of ninety (90) days from the date of issuance, and have an exercise
price of $3.60 per share. The Series B Warrants and Series C Warrants are not exercisable for a period of six (6) months following the issuance
date, have an exercise price of $4.00 per share, and expire on October 1, 2022. Additionally, the Series C Warrants vest ratably from time to time
in proportion to such Investor’s exercise of the Series A Warrants. Neither the Private Warrants nor the shares of Common Stock underlying the
Private Warrants have been registered.

In connection with the offering, we issued our placement agent warrants to purchase up to 59,668 shares of Common Stock. The placement agent
warrants have substantially the same terms as the Series B Warrants, except that the exercise price of the placement agent warrants is $4.50 per
share and has a four (4) year term beginning one (1) year after issuance.

The Private Warrants and the Placement Agent Warrants (as defined below) were sold and issued without registration under the Securities Act of
1933,  as  amended  (the  “Securities  Act”),  in  reliance  on  the  exemptions  provided  by  Section  4(a)(2)  of  the  Securities  Act  as  transactions  not
involving  a  public  offering  and  Rule  506  promulgated  under  the  Securities  Act  as  sales  to  accredited  investors,  and  in  reliance  on  similar
exemptions under applicable state laws.

● On February 28, 2020, we entered into a term loan and security agreement with BRF Finance Co., LLC, an affiliate of B. Riley Financial, Inc.
Pursuant to the loan agreement, we issued BRF Finance Co., LLC 500,000 Common Stock purchase warrants on origination date. We also agreed
to issue the lender an additional 500,000 Common Stock purchase warrants on the second draw-down date. The warrants have an exercise price
equal to 125% of the closing price of the Common Stock on their respective issuance dates (provided that the exercise price of the Warrants cannot
be less than $2.50 per share, subject to adjustment contained therein). The initial 500,000 warrants have an exercise price of $3.60. The warrants
will all expire on October 31, 2022 and allow for cashless exercise in the event that they are not subject to a registration statement on the six (6)
month anniversary of their respective issuances. The warrants do not contain any price protection provisions.

● On April 9, 2020 the Company entered into an agreement to amend the January 22 and 30 Accounts receivable agreements. The Purchaser agreed
to amend the payment of the Put Price to June 23, 2020 and June 30, 2020 for the receivable sale originating on January 22, 2020 and January 30,
2020, respectively. As consideration for the extension the Company agreed to issue the purchaser 32,668 and 4,032 shares of Class A common
stock for the receivable sale originating on January 22, 2020 and January 30, 2020, respectively.

ITEM 6. SELECTED FINANCIAL DATA.

Not applicable to a smaller reporting company.

ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS.

The following Management’s Discussion and Analysis of Financial Condition and Results of Operations contains forward-looking statements regarding our
business  development  plans,  timing,  strategies,  expectations,  anticipated  expenses  levels,  business  prospects  and  positioning  with  respect  to  market,
demographic  and  pricing  trends,  business  outlook,  technology  spending  and  various  other  matters  (including  contingent  liabilities  and  obligations  and
changes  in  accounting  policies,  standards  and  interpretations)  and  express  our  current  intentions,  beliefs,  expectations,  strategies  or  predictions.  These
forward-looking  statements  are  based  on  a  number  of  assumptions  and  currently  available  information  and  are  subject  to  a  number  of  risks  and
uncertainties. Our actual results could differ materially from those anticipated in these forward-looking statements as a result of various factors, including
those set forth under “Special Note Regarding Forward-Looking Statements” and under “Risk Factors” and elsewhere in this annual report. The following
discussion should be read in conjunction with our financial statements and related notes thereto included elsewhere in this annual report.

Our  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  (“MD&A”)  is  provided  in  addition  to  the  accompanying
financial  statements  and  notes  to  assist  readers  in  understanding  our  results  of  operations,  financial  condition,  and  cash  flows.  MD&A  is  organized  as
follows:

● Company Overview – Provides an overview of our business and items that we deemed material in order to provide context for the remainder of

MD&A.

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
● Results of Operations - Analysis of our financial results comparing the year ended December 31, 2019 to the year ended December 31, 2018.

● Liquidity, Going Concern and BIGToken Liability - Liquidity discussion of our financial condition and potential sources of liquidity.

● Critical Accounting Policies - Accounting policies that we believe are important to understanding the assumptions and judgments incorporated in

our reported financial results and forecasts.

Company Overview

We  are  a  digital  marketing  and  data  technology  company  offering  tools  and  services  to  identify  and  reach  consumers  for  the  purpose  of  marketing  and
advertising communication. Our technologies assist our clients in: (i) identifying their core consumers and such consumers’ characteristics across various
channels in order to discover new and measurable opportunities that amplify the performance of marketing campaign in order to maximize profits or (ii)
gaining insight into the activities of their targeted stakeholders.

We derive our revenues from the:

● Sale and licensing of our proprietary SaaS platform; and
● Sales of proprietary consumer data; and
● Sales of digital advertising campaigns.

Sale of SRAX MD Business Unit

During the third quarter of 2018, we sold our SRAX MD business unit for a gain of approximately $22,108,000. Of our 2018 financial results, the SRAX
MD business unit represented approximately $6,874,000 or 69.6% of gross revenues with approximately $4,059,000, or 21.9% of our operating expenses.
The reader should keep this in mind when comparing year over year operating results.

Going Concern

In  connection  with  preparing  consolidated  financial  statements  for  the  year  ended  December  31,  2019,  management  evaluated  whether  there  were
conditions and events, considered in the aggregate, that could raise substantial doubt about the Company’s ability to continue as a going concern within one
year from the date that the financial statements are issued. Based on its evaluation, management concluded that without raising significant capital, there is
substantial doubt that the Company will continue as a going concern past the beginning of the second quarter of 2020.

BIGToken

On  February  1,  2019,  BIGToken  became  generally  available  to  the  public.  Users  of  BIGToken  receive  points  for  undertaking  certain  actions  on  the
platform. These points are then redeemable from us pursuant to our Rewards Program. Our Rewards Program allows the user to redeem points for: (i) cash,
(ii) gift cards and (iii) donations to non-profit organizations. We also anticipate that in the future, users will be able to redeem the points for goods and/or
services offered by our sponsors and advertisers.

Since commencing the BIGToken Project, we have spent approximately $6.3 million in the development and management of BIGToken and have incurred
liabilities  of  approximately  $500,000.  For  a  further  discussion,  see  the  section  of  this  Annual  Report  entitled  “Liquidity,  Going  Concern  and  BIGToken
Liability” contained in this Item 7.

Recent Market Conditions

During  March  2020,  a  global  pandemic  was  declared  by  the  World  Health  Organization  related  to  the  rapidly  growing  outbreak  of  a  novel  strain  of
coronavirus (“COVID-19”).

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The pandemic has significantly impacted the economic conditions in the United States, with accelerated effects in February and March, as federal, state and
local governments react to the public health crisis, creating significant uncertainties in the United States economy. In the interest of public health and safety,
jurisdictions (international, national, state and local) where we have operations, required mandatory office closures. As of the date of this report, all of our
facilities  are  closed.  As  a  result  of  these  developments,  the  Company  expects  a  material  adverse  impact  on  its  revenues,  results  of  operations  and  cash
flows. The situation is rapidly changing and additional impacts to the business may arise that we are not aware of currently. We cannot predict whether,
when  or  the  manner  in  which  the  conditions  surrounding  COVID-19  will  change  including  the  timing  of  lifting  any  restrictions  or  office  closure
requirements.

The full extent of COVID-19’s impact on our operations and financial performance depends on future developments that are uncertain and unpredictable,
including the duration and spread of the pandemic, its impact on capital and financial markets and any new information that may emerge concerning the
severity of the virus, its spread to other regions as well as the actions taken to contain it, among others.

Results of operations

Year ended December 31, 2019 compared to year ended December 31, 2018 (in 000s)

Selected Consolidated Financial Data

Revenue
Cost of revenue
Gross Profit
Operating expense
Operating loss
Gain from sale of SRAX MD
Interest expense, net
Change in fair value of derivative liabilities
Other income (loss)
Net income (loss)

Year ended December 31,
2018
2019

$
Change

%
Change

  $

3,584    $
1,680   
1,904   
19,762   
(17,858)  
658   
(725)  
1,045   
21   
(16,859)  

9,881    $
3,157   
6,724   
18,443   
(11,719)  
22,108   
(3,056)  
8,954   
(7,543)  
8,744   

(6,297)  
(1,477)  
(4,820)  
1,319   
(6,139)  
22,108   
(2,331)  
(7,910)  
8,223   
(25,603)  

(63.7)%
(46.8)%
(71.6)%
7.1%
52.4%
100.0%
(72.9)%
(88.3)%
(109.0)%
(292.8)%

Selected Consolidated Financial Data
Pro forma to exclude SRAX MD
For the Year Ended December 31, 2019 and 2018

As Reported for the Year
Ended December 31,

2019

2018

SRAX MD for the Year
Ended December 31,
2019

2018

Excluding  
SRAX MD for the Year Ended
December 31,

2019

2018

Revenue
Cost of revenue
Gross profit
Operating expense
Operating income(loss)

$

$

3,584   
1,680   
1,904   
19,762   
(17,858)  

$

$

9,881   
3,157   
6,724   
18,443   
(11,719)  

$

$

    $

40   
(40)  
26   
(66)   $

6,307    $
1,101   
5,206   
2,896   
2,310    $

3,584    $
1,640   
1,944   
19,736   
(17,792)   $

3,574 
2,056 
1,518 
15,547 
(14,029)

20

 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
   
   
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Revenue

Our pro forma revenues were flat for the years ended December 31, 2019 and 2018 at approximately $3.6 million. However, revenue composition from
2018 to 2019 changed. In the year ended December 31, 2019, as a result of a greater focus on our SaaS solution and BIGToken, the revenue of SaaS and
BIGToken were approximately $87,000, and $456,000, respectively, with comparable revenue in 2018 of $0, and $0, respectively; while revenue from our
discontinued sell side business was approximately $540,000 in 2018 compared to $0 in 2019.

Cost of revenue

Cost of revenue consists of costs, that are directly related to a revenue-generating event and project and application design costs. On a pro forma basis
during the year ended December 31, 2019, our gross margin increased substantially as a result of an increase in higher margin business from our services,
including BIGToken product offerings.

Operating expense

Our operating expense is comprised of salaries, commissions, marketing, and general overhead expense. Overall, operating expense on a pro forma basis
increased to approximately $19.74 million for the year ended December 31, 2019 compared to $15.6 million for the year ended December 31, 2018. This
increase was primarily due to BIGToken operating expenses of $4.6 million during the period ending December 31, 2019, which represented an increase of
approximately $2.7 million from the year ended December 31, 2018. The remaining increase in operating expense of $1.4 million is related to increases in
sales, marketing, and general and administrative expenses.

Financing costs

Financing costs for the years December 31, 2019 and 2018 represents interest under notes and debentures issued in our financings as well as factoring fees,
and the amortization of debt costs. Interest expense, net of interest income for the year ended December 31, 2019 decreased to $716,000 as compared to
$3.1  million  for  the  year  ended  December  31,  2018.  This  decrease  in  interest  expense  is  attributable  to  the  redemption  of  the  Company’s  12.5%  senior
secured convertible debentures in November 2018.

Working Capital

The following table presents working capital as of December 31, 2019 (in 000s):

Current assets
Current liabilities
Working capital

2019

2018

  $

  $

1,858    $
7,376   
(5,518)   $

5,468 
9,017 
(3,549)

Our current assets include cash and cash equivalents of $32,000 as of December 31, 2019. Current assets decreased by $3.6 million driven by a decrease in
cash of $2.8 million and accounts receivable of $1.02 million generated from lower gross revenue from advertisers and increase in operating expenses.

Our current liabilities include warrant and derivative liabilities of $4.4 million as of December 31, 2019. Current liabilities decreased by $1.6 million from
December 31, 2018, primarily from decreases in accounts payable and derivative warrant liabilities.

Cash flows from operating activities

Net cash used in operating activities was $15.4 million during the twelve months ended December 31, 2019 compared to $13.7 million for the comparable
period in 2018. This increase resulted primarily from an increase in our operating expenses during the year ended 2019.

21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
Cash flows from investing activities

During the twelve months ended December 31, 2019 net cash used in investing activities was $0.8 million compared to $21.9 million of cash provided by
investing activities during the comparable period in 2018. The decrease was driven by the proceeds received from the sales of SRAX MD during 2018.

Cash flows from financing activities

During the twelve months ended December 31, 2019, net cash provided from financing activities was $13.4 million consisting of payments of proceeds
from the sales of common stock in the amount totaling $12.2 million and the proceeds from the exercise of warrants in the amount of $1.2 million. During
the  twelve  months  ended  December  31,  2018  net  cash  used  in  financing  activities  was  $6.5  million  for  the  redemption  of  convertible  debentures  and
proceeds from exercise of warrants of $0.1 million.

Liquidity, Going Concern and BIGToken Liability

Cash on hand at December 31, 2019 was $32,000. Based upon our cash at December 31, 2019 and the proceeds from our term loan (as discussed below),
we anticipate we will be able to meet our cash needs until the beginning of the second quarter of 2020.

The Company has incurred significant losses since its inception and has not demonstrated an ability to generate sufficient revenues from the sales of its
goods and services to achieved profitable operations. There can be no assurance that profitable operations will ever be achieved, or if achieved, could be
sustained on a continuing basis. In addition, the Company’s operations and specifically, the development of BIGToken will require significant additional
financing.  These  factors  create  substantial  doubt  about  the  Company’s  ability  to  continue  as  a  going  concern  within  one  year  after  the  date  that  the
consolidated financial statements are issued. The consolidated financial statements do not include any adjustments that might be necessary if the Company
is unable to continue as a going concern. Accordingly, the consolidated financial statements have been prepared on a basis that assumes the Company will
continue  as  a  going  concern  and  which  contemplates  the  realization  of  assets  and  satisfaction  of  liabilities  and  commitments  in  the  ordinary  course  of
business.

Liquidity

During  2019,  our  principal  sources  of  liquidity  have  been  proceeds  from  various  debt  and  equity  offerings  as  well  as  the  sale  of  our  receivables.  Cash
consists of cash on deposit with banks.

In February of 2020 we entered into a term loan and security agreement with BRF Finance Co., LLC, an affiliate of B. Riley Financial, Inc. Pursuant to the
loan  agreement,  we  can  borrow  up  to  $5,000,000,  subject  to  certain  terms  and  conditions.  The  loan  is  secured  by  substantially  all  of  our  assets  and
intellectual property. Our initial draw-down resulted in proceeds net of fees and commission of $2.1 million. Under the terms of the loan, we can draw-
down an additional $2.5 million upon the filing of an At-the-Market sales agreement (“ATM”). It is intended that the majority of proceeds received from
the sale of Common Stock under the ATM will be used for the repayment of the loan. Beginning on August 1, 2020 and continuing on the first day of each
month thereafter until March 1, 2022, we will be required to make monthly payments of principal and interest in the amount of approximately $153,000, or
if we are able to drawn down the additional $2.5 million, then payments of approximately $306,000.

Historically, we have financed our operations primarily from the sale of debt and equity securities. There can be no assurance that profitable operations will
ever be achieved, or if achieved, could be sustained on a continuing basis. Based upon our current revenues, expenses and liabilities, we anticipate having
to raise additional capital through the private and public sales of our equity or debt securities, or a combination thereof. Although management believes that
such capital sources will be available, there can be no assurance that financing will be available to us when needed in order to allow us to continue our
operations, or if available, on terms acceptable to us. If we do not raise enough capital in a timely manner, among other things, we may be forced scale back
our operations or cease operations all together.

We  monitor  our  cash  flow,  assess  our  business  plan,  and  make  expenditure  adjustments  accordingly.  If  appropriate,  we  may  pursue  limited  financing
including issuing additional equity and/or incurring additional debt. Although we have successfully funded our past operations through additional issuances
of equity, there is no assurance that our capital raising efforts will be able to attract additional necessary capital at prices attractive to the Company. If we
are unable to obtain additional funding for operations at any time in the future, we may not be able to continue operations as proposed. This would require
us to modify our business plan, which could curtail various aspects of our operations.

22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
BIGToken Operations

As of December 31, 2019, we had approximately 16.5 million users on the BIGToken platform. We anticipate that we will need to reach a user base of
approximately 26 million prior to BIGToken generating revenues at a level sufficient to cover operating expenses, excluding the allocation of any corporate
overhead.  Based  on  our  current  development  plan,  we  estimate  that  we  will  need  to  invest  an  additional  $5.6  million  of  capital,  prior  to  BIGToken
becoming cash flow positive in the four quarter of 2022. Built into the model are many variable expenses that could be adjusted should our user acquisition
or our user monetization rates vary from the model. Although management believes that it will be able to secure such needed capital through the offering of
its  securities,  there  can  be  no  assurance  that  financing  will  be  available  to  us  when  needed  in  order  to  allow  us  to  continue  with  the  development  of
BIGToken, or if available, on terms acceptable to us. If we do not raise enough capital in a timely manner, among other things, we may be forced to scale
back our operations or cease operations all together.

BIGToken Liabilities

As of December 31, 2019, we have not generated any revenue through the sale of data gathered from users of the BIGToken platform. Since commencing
the  BIGToken  Project,  we  have  spent  approximately  $5.3  million  in  the  development  and  management  of  BIGToken.  Additionally,  we  are  currently
obligated to redeem users’ points which are earned on our BIGToken platform. We are currently redeeming each point for $0.001 to $.01, subject to the
user meeting certain conditions. As of December 31, 2019, we recorded a contingent liability for future point redemptions equal to $446,000 and we have
redeemed an aggregate of $525,000. As of December 31, 2019, we had approximately 16.5 million registered users.

Going Concern

In  connection  with  preparing  consolidated  financial  statements  for  the  year  ended  December  31,  2019,  management  evaluated  whether  there  were
conditions and events, considered in the aggregate, that could raise substantial doubt about the Company’s ability to continue as a going concern within one
year from the date that the financial statements are issued. Based on its evaluation, management concluded that without raising significant capital, there is
substantial  doubt  that  the  Company  will  continue  as  a  going  concern  past  the  beginning  of  the  second  quarter  of  2020.  In  making  this  assessment  we
performed a comprehensive analysis of our current circumstances including: our financial position at December 31, 2019, our cash flow and cash usage
forecasts  for  the  period  covering  one-year  from  the  issuance  date  of  this  Annual  Report  filed  on  Form  10-K  and  our  current  capital  structure  including
outstanding warrants and other equity-based instruments and our obligations and debts.

Critical Accounting Policies and Estimates

The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount
of assets and liabilities, the disclosure of contingent assets and liabilities and the reported amounts of revenue and expenses during the reported periods.
The  more  critical  accounting  estimates  include  estimates  related  to  revenue  recognition  and  accounts  receivable  allowances.  We  also  have  other  key
accounting policies, which involve the use of estimates, judgments and assumptions that are significant to understanding our results, which are described in
Note 1 to our consolidated financial statements for the years ended December 31, 2019 and 2018 appearing elsewhere in this report.

The  following  critical  accounting  policies  affect  the  more  significant  judgments  and  estimates  used  in  the  preparation  of  our  consolidated  financial
statements.  In  addition,  you  should  refer  to  our  accompanying  consolidated  balance  sheets  as  of  December  31,  2019  and  2018,  and  the  consolidated
statements  of  operations,  changes  in  shareholders’  equity  (deficiency)  and  cash  flows  for  the  fiscal  years  ended  December  31,  2019  and  2018,  and  the
related notes thereto, for further discussion of our accounting policies.

Revenue Recognition

On  January  1,  2018,  the  Company  adopted  ASC  Topic  606,  “Revenue  from  Contracts  with  Customers”  (“ASC  606”).  The  core  principle  of  ASC  606
requires that an entity recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to
which the company expects to be entitled in exchange for those goods or services. ASC 606 defines a five-step process to achieve this core principle and, in
doing  so,  it  is  possible  more  judgment  and  estimates  may  be  required  within  the  revenue  recognition  process  than  required  under  existing  U.S.  GAAP
including  identifying  performance  obligations  in  the  contract,  estimating  the  amount  of  variable  consideration  to  include  in  the  transaction  price  and
allocating the transaction price to each separate performance obligation.

23

 
 
 
 
 
 
 
 
 
 
 
 
 
The following five steps are applied to achieve that core principle:

● Step 1: Identify the contract with the customer;

● Step 2: Identify the performance obligations in the contract;

● Step 3: Determine the transaction price;

● Step 4: Allocate the transaction price to the performance obligations in the contract; and

● Step 5: Recognize revenue when the company satisfies a performance obligation.

On January 1, 2018 the Company adopted ASC 606 using the modified retrospective method. Results for reporting periods beginning after January 1, 2018
are  presented  in  accordance  with  ASC  606,  while  prior  period  amounts  have  not  been  adjusted  and  continue  to  be  reported  in  accordance  with  the
Company’s historic accounting under ASC 605 - Revenue Recognition (“ASC 605”). Under current and prior revenue guidance, revenues are recognized
when control of the promised goods or services are transferred to the customer, in an amount that reflects the consideration to which the Company expects
to be entitled in exchange for those good or services.

The  Company’s  current  payment  terms  on  credits  to  its  customers  are  ranging  from  60  days  to  9  months,  depending  on  the  creditworthiness  of  its
customers.

Accounts receivable and allowance for doubtful accounts

Accounts  receivable  represent  customer  accounts  receivables.  The  Company  provides  an  allowance  for  doubtful  accounts  equal  to  the  estimated
uncollectible  amounts.  The  Company’s  estimate  is  based  on  historical  collection  experience,  general  economic  environment  trends,  and  a  review  of  the
current status of trade accounts receivable. Management reviews its accounts receivable each reporting period to determine if the allowance for doubtful
accounts is adequate. Such allowances, if any, would be recorded in the period the impairment is identified. It is reasonably possible that the Company’s
estimate of the allowance for doubtful accounts will change. Uncollectible accounts receivables are charged against the allowance for doubtful accounts
when all reasonable efforts to collect the amounts due have been exhausted.

Goodwill and other indefinite-lived intangible assets

We  account  for  goodwill  and  other  indefinite-lived  intangible  assets  in  accordance  with  FASB  ASC  Topic  350  “Intangibles—Goodwill  and  Other.”
Approximately 77% of our total assets as of December 31, 2019, consist of indefinite-lived intangible assets, such goodwill, the value of which depends
significantly upon the operating results of our businesses. We believe that our estimate of the value of our goodwill is a critical accounting estimate as the
value is significant in relation to our total assets, and our estimates incorporate variables and assumptions that are based on experiences and judgment about
future operating performance of our markets and product offerings.

We  do  not  amortize  goodwill  or  other  indefinite-lived  intangible  assets,  but  rather  test  for  impairment  annually  or  more  frequently  if  events  or
circumstances  indicate  that  an  asset  may  be  impaired.  We  complete  our  annual  impairment  tests  in  the  fourth  quarter  of  each  year.  The  fair  value
measurements for our indefinite-lived intangible assets use significant unobservable inputs that reflect our own assumptions about the estimates that market
participants would use in measuring fair value including assumptions about risk. The unobservable inputs are defined in FASB ASC Topic 820 “Fair Value
Measurements and Disclosures” as Level 3 inputs.

We  have  the  option  to  assess  whether  it  is  more  likely  than  not  that  an  indefinite-lived  intangible  asset  is  impaired.  If  it  is  more  likely  than  not  that
impairment exists, we are required to perform a quantitative analysis to estimate the fair value of the assets. The qualitative assessment requires significant
judgment in considering events and circumstances that may affect the estimated fair value of our indefinite-lived intangible assets and to weigh these events
and circumstances by what we believe to be the strongest to weakest indicator of potential impairment. Our annual test is conducted on December 31st.

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The FASB guidance provides examples of events and circumstances that could affect the estimated fair value of indefinite-lived intangible assets; however,
the  examples  are  not  all-inclusive  and  are  not  by  themselves  indicators  of  impairment.  We  considered  these  events  and  circumstances,  as  well  as  other
external and internal considerations. Our analysis, in order of what we consider to be the strongest to weakest indicators of impairment include: (1) the
difference between any recent fair value calculations and the carrying value; (2) financial performance, such as operating revenue, including performance
as compared to projected results used in prior estimates of fair value; (3) macroeconomic economic conditions, including limitations on accessing capital
that  could  affect  the  discount  rates  used  in  prior  estimates  of  fair  value;  (4)  industry  and  market  considerations  such  as  a  declines  in  market-dependent
multiples or metrics, a change in demand, competition, or other economic factors; (5) operating cost factors, such as increases in labor, that could have a
negative effect on future expected earnings and cash flows; (6) legal, regulatory, contractual, political, business, or other factors; (7) other relevant entity-
specific events such as changes in management or customers; and (8) any changes to the carrying amount of the indefinite-lived intangible asset.

We  engage  an  independent  third-party  appraisal  and  valuation  firm  to  assist  us  with  determining  the  enterprise  value.  Noble  Financial  Capital  Markets
prepared the valuations for the testing period ending December 31, 2019 and 2018.

We performed a sensitivity analysis of certain key assumptions including reducing the long-term revenue growth rate to determine that such changes would
have no incremental impact to the carrying value of goodwill associated with our Company.

Debt Issuance Costs, Debt Discount and Detachable Debt-Related Warrants

Costs incurred to issue debt are deferred and recorded as a reduction to the debt balance in our consolidated balance sheets. We amortize debt issuance
costs over the expected term of the related debt using the effective interest method. Debt discounts relate to the relative fair value of warrants issued in
conjunction with the debt and are also recorded as a reduction to the debt balance and accreted over the expected term of the debt to interest expense using
the effective interest method.

Leases

Under  Topic  842,  operating  lease  expense  is  generally  recognized  evenly  over  the  term  of  the  lease.  We  have  operating  leases  primarily  consisting  of
facilities  with  remaining  lease  terms  of  approximately  two  to  four  years.  Leases  with  an  initial  term  of  twelve  months  or  less  are  not  recorded  on  the
balance sheet. For lease agreements entered into or reassessed after the adoption of Topic 842, we have combined the lease and non-lease components in
determining the lease liabilities and right of use assets.

Income Taxes

The Company accounts for income taxes under the provisions of FASB ASC Topic 740, “Income Tax,” which requires recognition of deferred tax assets
and liabilities for the expected future tax consequences of events that have been included in the consolidated financial statements or tax returns. Deferred
tax assets and liabilities are recognized for the future tax consequence attributable to the difference between the tax bases of assets and liabilities and their
reported amounts in the financial statements. Deferred tax assets and liabilities are measured using the enacted tax rate expected to apply to taxable income
in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax
rates is recognized in income in the period that includes the enactment date. The Company establishes a valuation when it is more likely than not that the
assets will not be recovered.

ASC Topic 740-10, “Accounting for Uncertainty in Income Taxes,” defines uncertainty in income taxes and the evaluation of a tax position as a two-step
process. The first step is to determine whether it is more likely than not that a tax position will be sustained upon examination, including the resolution of
any related appeals or litigation based on the technical merits of that position. The second step is to measure a tax position that meets the more-likely-than-
not threshold to determine the amount of benefit to be recognized in the financial statements. A tax position is measured at the largest amount of benefit
that is greater than 50 percent likelihood of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not
recognition threshold should be recognized in the first subsequent period in which the threshold is met. Previously recognized tax positions that no longer
meet the more-likely-than-not criteria should be de-recognized in the first subsequent financial reporting period in which the threshold is no longer met.
Penalties and interest incurred related to underpayment of income tax are classified as income tax expense in the period incurred.

Stock-Based Compensation

The  Company  accounts  for  all  stock-based  payment  awards  made  to  employees  and  directors  based  on  their  fair  values  and  recognizes  such  awards  as
compensation expense over the vesting period using the straight-line method over the requisite service period for each award as required by FASB ASC
Topic  No.  718,  Compensation-Stock  Compensation.  If  there  are  any  modifications  or  cancellations  of  the  underlying  vested  or  unvested  stock-based
awards, we may be required to accelerate, increase or cancel any remaining unearned stock-based compensation expense, or record additional expense for
vested  stock-based  awards.  Future  stock-based  compensation  expense  and  unearned  stock-  based  compensation  may  increase  to  the  extent  we  grant
additional stock options or other stock-based awards.

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recent accounting pronouncements

Our company considers the applicability and impact of all Accounting Standard Updates (“ASUs”). ASUs not discussed below were assessed and

determined to be either not applicable or are expected to have minimal impact on our balance sheets or statements of operations.

In February 2016, the FASB established Topic 842, Leases, by issuing Accounting Standards Update (ASU) No. 2016-02, which requires lessees
to recognize leases on-balance sheet and disclose key information about leasing arrangements. Topic 842 was subsequently amended by ASU No. 2018-01,
Land Easement Practical Expedient for Transition to Topic 842; ASU No. 2018-10, Codification Improvements to Topic 842, Leases; ASU No. 2018-11,
Targeted Improvements; and ASU No. 2018-20, Narrow-Scope Improvements for Lessors. The new standard establishes a right-of-use model (“ROU”) that
requires a lessee to recognize a ROU asset and lease liability on the balance sheet for all leases with a term longer than 12 months. Leases will be classified
as finance or operating, with classification affecting the pattern and classification of expense recognition in the income statement.

The new standard was effective for our company on January 1, 2019. A modified retrospective transition approach is required, applying the new
standard to all leases existing at the date of initial application. An entity may choose to use either (1) its effective date or (2) the beginning of the earliest
comparative period presented in the financial statements as its date of initial application. If an entity chooses the second option, the transition requirements
for existing leases also apply to leases entered into between the date of initial application and the effective date. The entity must also recast its comparative
period financial statements and provide the disclosures required by the new standard for the comparative periods. We adopted the new standard on January
1, 2019 and used the effective date as our date of initial application. Consequently, financial information will not be updated, and the disclosures required
under the new standard will not be provided for dates and periods before January 1, 2019.

The new standard provides several optional practical expedients in transition. We elected the ‘package of practical expedients’, which permits us

not to reassess under the new standard our prior conclusions about lease identification, lease classification and initial direct costs.

The new standard also provides practical expedients for an entity’s ongoing accounting. We elected the short-term lease recognition exemption for
all leases that qualify. This means, for those leases that qualify, we will not recognize ROU assets or lease liabilities, and this includes not recognizing ROU
assets or lease liabilities for existing short-term leases of those assets in transition. We did not elect the practical expedient to not separate lease and non-
lease components for any of our leases.

The adoption of the standard resulted in a effect on our financial statements with a balance sheet recognition of additional lease assets of $456,000

and lease liabilities of approximately $443,000.

In  June  2016,  the  FASB  issued  ASU  2016-13,  Financial  Instruments  -  Credit  Losses  (Topic  326)  Measurement  of  Credit  Losses  on  Financial
Instruments. The amendments in this Update require a new topic to be added (Topic 326) to the Accounting Standards Codification (“ASC”) and removes
the thresholds that entities apply to measure credit losses on financial instruments measured at amortized cost, such as loans, trade receivables, reinsurance
recoverables, and off-balance-sheet credit exposures, and held-to-maturity securities. Under current U.S. GAAP, entities generally recognize credit losses
when  it  is  probable  that  the  loss  has  been  incurred.  The  guidance  under  ASU  2016-13  will  remove  all  current  recognition  thresholds  and  will  require
entities under the new current expected credit loss (“CECL”) model to recognize an allowance for credit losses for the difference between the amortized
cost basis of a financial instrument and the amount of amortized cost that an entity expects to collect over the instrument’s contractual life. The new CECL
model is based upon expected losses rather than incurred losses. The ASU is effective for fiscal years beginning after December 15, 2022, including interim
periods within those fiscal years. We are currently evaluating the effect that this new guidance will have on our financial statements and related disclosures.

26

 
 
 
 
 
 
 
 
 
 
See  Note  1  —  “Summary  of  Significant  Accounting  Policies”  included  in  “Item  8  —  Financial  Statements  and  Supplementary  Data”  in  this  Report
regarding the impact of certain recent accounting pronouncements on our financial statements.

Off balance sheet arrangements

As of the date of this report, we do not have any off-balance sheet arrangements that have or are reasonably likely to have a current or future effect on our
financial condition, changes in financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources that are
material to investors. The term “off-balance sheet arrangement” generally means any transaction, agreement or other contractual arrangement to which an
entity unconsolidated with us is a party, under which we have any obligation arising under a guarantee contract, derivative instrument or variable interest or
a retained or contingent interest in assets transferred to such entity or similar arrangement that serves as credit, liquidity or market risk support for such
assets.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.

Not applicable for a smaller reporting company.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

Please see our consolidated financial statements beginning on page F-1 of this annual report.

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE.

None.

ITEM 9A. CONTROLS AND PROCEDURES.

Evaluation of Disclosure Controls and Procedures

Our management, consisting of our Principal Executive Officer and Chief Financial Officer has evaluated the effectiveness of our disclosure controls and
procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of December 31, 2019. This evaluation included consideration of the
controls, processes and procedures that are designed to ensure that information required to be disclosed by the Company in the reports the Company files or
submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms, and to
provide  reasonable  assurance  that  such  information  is  accumulated  and  communicated  to  the  Company’s  management,  including  its  Chief  Executive
Officer and Chief Financial Officer, as appropriate to allow timely decisions regarding required disclosure. Management has identified material weaknesses
in the Company’s internal control over financial reporting. Based on that evaluation, management concluded that our disclosure controls and procedures as
of December 31, 2019 were ineffective.

Inherent Limitations over Internal Controls

The Company’s internal control over financial reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the
preparation  of  financial  statements  for  external  purposes  in  accordance  with  U.S.  generally  accepted  accounting  principles  (“GAAP”).  The  Company’s
internal control over financial reporting includes those policies and procedures that:

(i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the Company’s

assets;

(ii)  provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with
GAAP,  and  that  the  Company’s  receipts  and  expenditures  are  being  made  only  in  accordance  with  authorizations  of  the  Company’s  management  and
directors; and

(iii) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the Company’s assets

that could have a material effect on the financial statements.

(iv) Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of

changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Annual Report on Internal Control Over Financial Reporting

The Company’s management is responsible for establishing and maintaining adequate internal control over financial reporting (as defined in Rule 13a-15(f)
under the Exchange Act). Internal control over financial reporting is a process designed by, or under the supervision of the Chief Executive Officer and
Chief Financial Officer and effected by our board of directors, management and other personnel, to provide reasonable assurance regarding the reliability of
financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting  principles.
Management    conducted  an  assessment  of  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting  based  on  the  criteria  set  forth  in
Internal Control – Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013).

Based  on  the  Company’s  assessment,  management  has  concluded  that,  our  internal  control  over  financial  reporting  was  ineffective  as  of  December  31,
2019 because of the following material weaknesses in internal controls over financial reporting:

● a lack of sufficient in-house qualified accounting staff;
● inadequate controls and segregation of duties due to limited resources and number of employees;
● limited checks and balances in processing cash transactions;
● substantial reliance on manual reporting processes and spreadsheets external to the accounting system for financial reporting;
● lack of adequate controls in the accounting for internally developed software costs.,
● products and services; and the recording of sophisticated, material financing transactions which are heavily dependent upon the use of estimates

and assumptions and require us using consultants;

● and our lack of experience in monitoring and administering, the Company’s internal control over financial reporting

To  mitigate  the  items  identified  in  the  assessment,  we  rely  heavily  on  direct  management  oversight  of  transactions,  along  with  the  use  of  legal  and
accounting  professionals/consultants.  As  we  grow,  we  expect  to  increase  the  number  of  employees,  which  would  enable  us  to  implement  adequate
segregation of duties within the internal control framework.

Remediation

We are continuing to seek ways to remediate these weaknesses, which stem from our small workforce and limited resources.

Changes in Internal Control over Financial Reporting

No change in our internal control over financial reporting occurred during the quarter ended December 31, 2019 that materially affected, or is reasonably
likely to materially affect, our internal control over financial reporting.

This  annual  report  does  not  include  an  attestation  report  of  our  registered  public  accounting  firm  regarding  internal  control  over  financial  reporting.
Management’s  report  was  not  subject  to  attestation  by  our  registered  public  accounting  firm  pursuant  to  the  rules  of  the  Securities  and  Exchange
Commission that permit us to provide only management’s report in this annual report.

ITEM 9B. OTHER INFORMATION.

None.

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE.

PART III

The names of our directors and executive officers and their ages, positions, and biographies as of April 1, 2020 are set forth below. Our executive officers
are appointed by and serve at the discretion of the Board. There are no family relationships among any of our directors or executive officers. All directors
hold office until the next annual meeting of shareholders or until their respective successors are elected, except in the case of death, resignation, or removal.

Name
Christopher Miglino
Kristoffer Nelson
Michael Malone
Mark Savas
Malcolm CasSelle
Robert Jordan
Colleen DiClaudio

  Age
51
41
38
50
49
51
42

  Positions
  Chairman of the Board, Chief Executive Officer, President
  Chief Operating Officer, Director
  Chief Financial Officer
  Director
  Director
  Director
  Director

  Director Since
  2010
  2014
  —
  2012
  2013
  2017
  2017

Christopher Miglino. Since co-founding our company in April 2010, Mr. Miglino has served as our Chief Executive Officer and a member of our board of
directors. He was appointed President of our company in January 2017. He also served as our Chief Financial Officer from April 2010 until November
2014,  and  as  our  principal  financial  and  accounting  officer  since  August  2015.  Mr.  Miglino,  who  has  over  15  years  of  experience  running  various
advertising  companies,  oversees  all  of  our  affairs.  Some  of  the  companies  Mr.  Miglino  has  helped  launch  programs  for  include  Diet  Coke,  Bank  of
America, Nestle, General Mills, HBO, National Geographic, Target, Aflac, and Bayer. In addition, from August 2008 until March 2010, Mr. Miglino was
CEO of the Lime Ad Network, a subsidiary of Gaiam, Inc. (Nasdaq: GAIA), where his responsibilities included management of interactive and innovative
advertising programs for 250 green and socially conscious websites. Prior to that, from June 2004 until August 2008, Mr. Miglino was CEO of Conscious
Enlightenment, where he oversaw their day to day operations in the publishing and advertising industry. From 2004 until 2008, Mr. Miglino served as a
board  member  for  Golden  Bridge  Yoga  in  Los  Angeles,  a  studio  that  encompasses  over  20,000  square  feet  of  yoga  spaces  including  a  restaurant.  Mr.
Miglino’s role as a co-founder of our company, his operational experience in our company as well as his professional experience in our business sector
were factors considered by the Corporate Governance and Nominating Committee in determining Mr. Miglino should serve on our Board.

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Kristoffer Nelson. Mr. Nelson has served as an executive officer of our company since June 2012 and a member of our board of directors since September
2014. He has been employed by our company since September 2011, serving as Director of Business Development (September 2011 until January 2012),
Executive Vice President Publisher Relations (January 2012 until June 2016) and President and Chief Revenue Officer, until being named to his current
position  in  October  2014.  Prior  to  joining  our  company,  Mr.  Nelson  served  as  a  project  manager  for  Living  Full  Blast,  Inc.  from  August  2009  until
December  2010  and  President  of  Krama  Consulting  &  Development  from  January  2004  until  August  2009.  Mr.  Nelson  attended  Kings  College  and
Seminary, Van Nuys, California from 1998 until 2000 and West Los Angeles College from 2000 until 2003. He also attended the Leadership Institute of
Seattle through Pacific Integral from 2006 until 2008. Mr. Nelson’s significant operational experience in multiple aspects of our company coupled with his
experience  at  Living  Full  Blast,  Inc.  and  Krama  Consulting  &  Development  were  factors  considered  by  the  Corporate  Governance  and  Nominating
Committee in determining Mr. Nelson should serve on our Board.

Michael  Malone.  Mr.  Malone  has  served  as  our  chief  financial  officer  since  January  2019.  Mr.  Malone  has  over  fourteen  (14)  years  of  experience  in
corporate  finance  in  public  and  private  companies.  From  2014  until  December  2018,  he  served  as  Vice  President  Finance  of  Westwood  One,  LLC,  a
subsidiary of Cumulus Media, Inc. (NYSE: CMLS”), an audio broadcast network in New York. Prior to that, from January 2013 through June 2014, he
served as Finance Director / Controller for Cumulus Media Network’, audio broadcast network in Georgia, until its merger with Westwood One, LLC. Prior
to that from 2012 to 2013, he worked as Director of Internal Auditing of Cumulus Media from. He holds a BA in accounting from Monmouth College.

Marc Savas. Mr. Savas has been a member of our board of directors since January 2012. Mr. Savas has over 24 years of experience in senior leadership and
consulting. Since January 2007 he has served as CEO of Living Full Blast, Inc., overseeing business development and consulting for numerous companies
and putting together sales teams for such companies. In addition, from January 1998 until January 2006, Mr. Savas was also CEO for Unfair Advantage
Inc., where he conducted 118 management consulting projects, many of which were created using programs that his company had designed. Additionally,
from February 2012 until present, Mr. Savas is the President of Refuse Specialists, one of the largest waste and recycling brokers / consultants in the US.
He  built  a  technology  stack  and  workflow  management  system,  ProRefuse™,  allowing  Refuse  Specialists  to  experience  rapid  growth.  Mr.  Savas’
management consulting and operational experience were factors considered by the Corporate Governance and Nominating Committee in determining Mr.
Savas should serve on our Board.

Malcolm CasSelle. Mr. CasSelle has been a member of our board of directors since August 2013. Mr. CasSelle is an entrepreneur and since August 2017
has  served  as  President  of  Worldwide  Asset  eXchange  (WAX),  a  utility  token  designed  with  functionalities  to  simplify  digital  item  trading,  which  is
operated by Norris Services, LLC. Since August 2017 he has also served as Chief Information Officer of OPSkins, a marketplace for buying and selling
digital items, including e-Sports digital merchandise, which is managed by Norris Services, LLC. From February 2016 until August 2017 Mr. CasSelle was
Chief Technology Officer and President of New Ventures at tronc, Inc. where he oversaw all digital operations and was responsible for leveraging data and
technology to accelerate digital growth. Prior to tronc, Inc., he was Senior Vice President and General Manager, Digital Media of SeaChange International.
He joined SeaChange International in 2015 as part of the company’s acquisition of Timeline Labs, where he served as CEO. Previously, Mr. CasSelle led
startups  in  the  digital  industry,  including  MediaPass,  Xfire  and  Groupon’s  joint  venture  with  Tencent  in  China.  He  has  also  been  an  active  early  stage
investor in companies including Facebook, Zynga, and most recently Bitcoin-related companies. Mr. CasSelle received a B.S. in Computer Science from
the  Massachusetts  Institute  of  Technology  in  1991  and  an  M.S.  in  Computer  Science  from  Stanford  University  in  1994.  Mr.  CasSelle’s  entrepreneurial
background, knowledge of our market segment and experience as a Board member for other companies were factors considered the Corporate Governance
and Nominating Committee in determining Mr. CasSelle should serve on our Board

Robert Jordan. Mr. Jordan has been a member of our board of directors since March 2017 and chairs the Audit Committee. A serial entrepreneur with a
passion for building world class companies, he has spent the last 25 years transforming originations across a spectrum of industries. Currently, Mr. Jordan
serves as CEO of Tribeca Capital Partners, a private investment holding company focused on building lower middle market companies. During the 17 years
prior  to  Tribeca,  Mr.  Jordan  served  in  chief  executive  officer  roles  for  a  broad  range  of  companies  focused  in  business  services,  technology,  logistics,
distribution and retail. Prior to his entrepreneurial endeavors, Mr. Jordan held senior management positions at both The Walt Disney Company and Pepsi-
Cola Bottling Company. He is a recognized authority and thought leader on corporate transformations, restructuring, strategy implementation and revenue
growth and is frequently called upon to provide advice and council to industry groups, corporate boards and management teams. Mr. Jordan received a
BSBA from Northern Arizona University and attended Executive Education programs at both Harvard Business School and UCLA School of Business. Mr.
Jordan’s executive level and senior management business experience coupled by his private investment company experience were factors considered by the
Corporate Governance and Nominating Committee in determining Mr. Jordan should serve on our Board

29

 
 
 
 
 
 
 
Colleen  DiClaudio.  Ms.  DiClaudio  has  been  a  member  of  our  board  of  directors  since  September  2017.  She  currently  serves  as  president  of  340B
Technologies, a 340B software solutions healthcare technology company she co-founded in August 2014. From June 2009 through August 2014 she served
as  vice  president  of  business  development  of  CompleteCare  Health  Network,  located  in  New  Jersey.  Ms.  DiClaudio  has  received  a  Master’s  Degree  of
Public  Health  from  the  University  of  Medicine  and  Dentistry  of  New  Jersey  and  a  Bachelor’s  Degree  in  Public  Health  from  Stockton  University.  Ms.
DiClaudio’s  experience  in  the  healthcare  technology  sector  and  entrepreneurial  background  were  factors  considered  by  the  Corporate  Governance  and
Nominating Committee in determining Ms. DiClaudio should serve on our Board.

Section 16(A) Beneficial Ownership Reporting Compliance

Section 16(a) of the Exchange Act requires our officers, directors, and stockholders owning more than ten percent of our common stock, to file reports of
ownership and changes in ownership with the SEC and to furnish us with copies of such reports. Based solely on our review of Form 3, 4 and 5’s, the
following table provides information regarding any of the reports which were filed late during the fiscal year ended December 31, 2019:

None for year ended December 31, 2019

Code of Ethics

We are committed to maintaining the highest standards of honest and ethical conduct in running our business efficiently, serving our stockholders interests
and maintaining our integrity in the marketplace. To further this commitment, we have adopted our Code of Conduct and Business Code of Ethics, which
applies  to  all  our  directors,  officers  and  employees.  To  assist  in  its  governance,  our  Board  has  formed  three  standing  committees  composed  entirely  of
independent directors, Audit, Compensation and Corporate Governance and Nominating committees. A discussion of each committee’s function is set forth
below.

Bylaws

Our bylaws, the charters of each Board committee, the independent status of a majority of our board of directors, our Code of Conduct and Business Code
of Ethics provide the framework for our corporate governance. Copies of our bylaws, committee charters, Code of Conduct and Business Code of Ethics
may be found on our website at www.SRAX.com under the Leadership & Governance section of the “Investors” tab. Copies of these materials also are
available without charge upon written request to our Corporate Secretary at 456 Seaton St., Los Angeles, California 90013.

Board of directors

The board of directors oversees our business affairs and monitors the performance of management. In accordance with our corporate governance principles,
the board of directors does not involve itself in day-to-day operations. The directors keep themselves informed through discussions with the Chairman and
Chief Executive Officer and our Chief Financial Officer and by reading the reports and other materials that we send them and by participating in board of
directors and committee meetings. Directors are elected for a term of one year. Our directors hold office until their successors have been elected and duly
qualified unless the director resigns or by reason of death or other cause is unable to serve in the capacity of director. If any director resigns, dies or is
otherwise unable to serve out his or her term, or if the Board increases the number of directors, the Board may fill any vacancy by a vote of a majority of
the  directors  then  in  office,  although  less  than  a  quorum  exists.  A  director  appointed  to  fill  a  vacancy  shall  serve  for  the  unexpired  term  of  his  or  her
predecessor. Vacancies occurring by reason of the removal of directors without cause may only be filled by vote of the stockholders.

Independence

Our  common  stock  is  listed  on  the  NASDAQ  Capital  Market.  As  such,  we  are  subject  to  the  NASDAQ  Stock  Market  LLC  (“NASDAQ”)  director
independence  standards.  In  accordance  with  these  standards,  in  determining  independence  the  Board  affirmatively  determines  whether  a  director  has  a
“material  relationship”  with  SRAX  that  would  compromise  his  or  her  independence  from  management  or  would  cause  him  or  her  to  fail  to  meet  the
NASDAQ’s specific independence criteria. When assessing the “materiality” of a director’s relationship with SRAX, the Board considers all relevant facts
and circumstances, not merely from the director’s standpoint, but from that of the persons or organizations with which the director has an affiliation, and,
where  applicable,  the  frequency  and  regularity  of  the  services,  and  whether  the  services  are  being  carried  out  at  arm’s  length  in  the  ordinary  course  of
business.  Material  relationships  can  include  commercial,  consulting,  charitable,  familial  and  other  relationships.  A  relationship  is  not  material  if,  in  the
Board’s judgment, it is not inconsistent with the NASDAQ’S director independence standards and it does not compromise a director’s independence from
management.

30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Applying the NASDAQ’s standards, the Board has determined that Messrs. Savas, CasSelle, Jordan and Ms. DiClaudio are each “independent” as that term
is defined by the NASDAQ’s standards.

Family Relationships

There are no family relationships between any director, executive officer, or person nominated or chosen by the registrant to become a director or executive
officer.

Board leadership structure and Board’s role in risk oversight

Mr. Miglino serves as both the Chairman of our Board of Directors and our Chief Executive Officer. We do not have a lead independent director. Given the
small size of the Board and limited number of executive officers, the Board has determined that a lead independent director is currently not necessary.

Risk is inherent with every business, and how well a business manages risk can ultimately determine its success. We face a number of risks, including
credit risk, liquidity risk, operational risk, strategic risk and reputation risk. Management is responsible for the day-to-day management of the risks we face,
while the Board, as a whole and through its committees, has responsibility for the oversight of risk management. In its risk oversight role, the board of
directors has the responsibility to satisfy itself that the risk management processes designed and implemented by management are adequate and functioning
as designed. To do this, the board of directors meets regularly to review Social Reality’s risks. Our Chief Financial Officer generally attends the Board
meetings  and  is  available  to  address  any  questions  or  concerns  raised  by  any  member  of  the  Board  on  risk  management  and  any  other  matter.  The
independent members of the Board work together to provide strong, independent oversight of our management and affairs through the Board’s standing
committees and, when necessary, special meetings of independent directors. Our independent directors may meet at any time in their sole discretion without
any  other  directors  or  representatives  of  management  present.  Each  independent  director  has  access  to  the  members  of  our  management  team  or  other
employees as well as full access to our books and records. We have no policy limiting, and exert no control over, meetings of our independent directors.

Board committees

The Board of Directors has standing Audit, Compensation, and Corporate Governance and Nominating committees. Each committee has a written charter.
The charters are available on our website at www.SRAX.com under the Leadership & Governance section of the “Investors” tab. All committee members
are independent directors. Information concerning the current membership and function of each committee is as follows:

Audit Committee
Member

Compensation
Committee Member

and Nominating
Committee Member

  Corporate Governance

(1)  

(1)

(1) 

Director
Marc Savas

Malcolm CasSelle

Robert Jordan

(1) Denotes chairperson.

Audit Committee

We  have  a  designated  an  audit  committee  in  accordance  with  section  3(a)(58)(A)  of  the  Securities  Exchange  Act  of  1934,  as  amended.  The  Audit
Committee assists the board in fulfilling its oversight responsibility relating to:

● the integrity of our financial statements;

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
● our compliance with legal and regulatory requirements; and

● the qualifications and independence of our independent registered public accountants.

The Audit Committee has the ultimate authority to select, evaluate and, where appropriate, replace the independent auditor, approve all audit engagement
fees  and  terms,  and  engage  outside  advisors,  including  its  own  counsel,  as  it  deems  necessary  to  carry  out  its  duties.  The  Audit  Committee  is  also
responsible for performing other related responsibilities set forth in its charter.

The Audit Committee currently consists of Robert Jordan (chairperson), Malcolm CasSelle, and Marc Savas.

The  Board  has  determined  that  Robert  Jordan  qualifies  as  an  “audit  committee  financial  expert”  within  the  meaning  of  SEC  rules.  An  audit  committee
financial expert is a person who can demonstrate the following attributes: (1) an understanding of generally accepted accounting principles and financial
statements; (2) the ability to assess the general application of such principles in connection with the accounting for estimates, accruals and reserves; (3)
experience preparing, auditing, analyzing or evaluating financial statements that present a breadth and level of complexity of accounting issues that are
generally  comparable  to  the  breadth  and  complexity  of  issues  that  can  reasonably  be  expected  to  be  raised  by  the  Company’s  financial  statements,  or
experience  actively  supervising  one  or  more  persons  engaged  in  such  activities;  (4)  an  understanding  of  internal  controls  and  procedures  for  financial
reporting; and (5) an understanding of audit committee functions. Mr. Jordan has also been determined to be “independent” by the board of directors as
such  term  is  defined  in  the  NASDAQ  listing  standards.  Additionally,  Mr.  Jordan  meets  the  independence  standards  for  audit  committees  under  the
NASDAQ rules.

Compensation Committee

The Compensation Committee assists the Board in:

● Recommending, in executive session at which our chief executive officer is not present, the compensation and awards / bonuses for our CEO or

president, if such person is acting as the CEO, as well as other executive officers;

● discharging its responsibilities for approving and evaluating our officer compensation plans, policies and programs;

● reviewing and recommending to the Board, compensation to be provided to our employees and directors; and

● administering our equity compensation plan(s).

The Compensation Committee is charged with ensuring that our compensation programs are competitive, designed to attract and retain highly qualified
directors, officers and employees, encourage high performance, promote accountability and assure that employee interests are aligned with the interests of
our stockholders. The Compensation Committee is composed of two directors, each of whom has been determined by the Board to be independent within
the meaning of Rule 5605 of the NASDAQ Marketplace Rules.

Corporate Governance and Nominating Committee

The Corporate Governance and Nominating Committee:

● assists the Board in selecting nominees for election to the Board;

● monitor the composition of the Board;

● develops and recommends to the Board, and annually reviews, a set of effective corporate governance policies and procedures applicable to our

company; and

● regularly review the overall corporate governance of the Company and recommends improvements to the Board as necessary.

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  purpose  of  the  Corporate  Governance  and  Nominating  Committee  is  to  assess  the  performance  of  the  Board  and  to  make  recommendations  to  the
Board from time to time, or whenever it shall be called upon to do so, regarding nominees for the Board and to ensure our compliance with appropriate
corporate governance policies and procedures. The Corporate Governance and Nominating Committee is composed of two directors, each of whom has
been determined by the Board to be independent within the meaning of Rule 5605 of the NASDAQ Marketplace Rules

ITEM 11. EXECUTIVE COMPENSATION.

Summary Compensation Table

The following table summarizes all compensation recorded by us in each of the last two completed years ended December 31, for:

● all individuals serving as our principal executive officer or acting in a similar capacity;
● our two most highly compensated named executive officers, whose annual compensation exceeded $100,000; and
● up to two additional individuals for whom disclosure would have been made in this table but for the fact that the individual was not serving as a

named executive officer of our company, at December 31, 2019.

The value attributable to any option awards is computed in accordance with FASB ASC Topic 718. The assumptions made in the valuations of the option
awards are included in Note 11 of the Notes to our Consolidated Financial Statements for the year ended December 31, 2019.

Name and principal
position

Christopher Miglino,
Chief Executive
Officer (2)

Michael Malone
Chief Financial
Officer (5)

Kristoffer Nelson
Chief Operating
Officer

Joseph Hannan
Chief Financial
Officer (10)

Year

2019

2018

2019

2018

2019

2018

2019

2018

Salary ($)

  Bonus ($)

Stock
Awards
($)

Option
Awards ($) (1)

No equity
incentive plan
compensation
($)

Non-qualified
deferred
compensation
earnings
($)

All other
compensation
($)

Total
($)

340,000 

291,250 

199,242 

275,000 

242,500 

540,000(3) 

75,000 

43,750 

167,798(5)  

220,900(7)  

398,675(8)  

24,455(4)  

364,455 

437,392(2)  

1,268,642 

28,722(6)  

470,762 

27,205 

25,892(9)  

523,105 

710,817 

191,667 

250,000 

488,107(11) 

34,615(12) 

964,389 

(1)

(2)

The amounts included in the “Option Awards” column represent the aggregate grant date fair value of the stock options, compute din accordance
with  ASC  Topic  718.  The  assumptions  made  in  the  valuations  of  the  option  awards  are  included  in  Note  12  of  the  notes  to  our  consolidated
financial statements appearing in the 10-K for the year end December 31, 2019 for options awarded in 2019 or prior.
Mr. Miglino’s contracted base salary is $340,000 annually. Prior to March 16, 2017, Mr. Miglino had been voluntarily reducing his base salary to
$114,000. In September 2018, all of Mr. Miglino’s previously deferred salary was paid in full. Additionally, Mr. Miglino received a cash bonus of
$540,000 and $23,142 of Company paid health benefits.

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
 
(3)
(4)
(5)

(6)
(7)
(8)
(9)
(10)

(11)

(12)

Mr. Miglino received a cash bonus for successfully completing the sale of the SRAX MD business division.
Mr. Miglino received $24,455 in Company paid benefits.
Mr. Malone  joined  the  Company  as  Chief  Financial  Officer,  effective  January  2,  2019.  Mr.  Malone’s  stock  option  award  consisted  of  100,000
options to purchase Class A common stock at $2.56.
Mr. Malone received $28,722 in Company benefits, which included $20,000 in relocation reimbursements.
Mr. Nelson’s options award represents options to purchase 100,000 shares of our Class A Common stock at $3.42 options to purchase.
Mr. Nelson’s Stock award represents consists of options to purchase 100,000 shares of our Class A Common stock at $5.78 options to purchase
The Company paid $25,892 for insurance and benefit premiums on behalf of Mr. Nelson.
Mr. Hannan joined the Company as Chief Financial Officer, effective October 17, 2016. On December 31, 2018, Mr. Hannan resigned from the
Company.
Mr. Hannan’s  stock  option  award  consisted  of  250,000  options  to  purchase  Class  A  common  stock  at  $4.20.  Upon  Mr.  Hannan’s  termination
20,833 of the options were cancelled.
Mr. Hannan received payment for his accrued and unused vacation at the time of his termination.

Employment agreements and how the executive’s compensation is determined

We  are  a  party  to  an  employment  agreement  with  each  of  Messrs.  Miglino  and  Malone  which  provide  the  compensation  arrangements  with  these
individuals.  We  have  not  engaged  a  compensation  consultant  or  other  consultant  performing  similar  functions  to  advise  our  company  on  compensation
arrangements for our executive officers and directors.

Employment Agreement with Mr. Miglino

We employ Christopher Miglino as our Chief Executive Officer for a term of four years pursuant to an employment agreement entered into on January 1,
2012. The employment agreement automatically renews for successive two-year terms unless either party provides notice of non-renewal not later than
three (3) months before the conclusion of the then current term. As compensation for his services, Mr. Miglino was entitled to receive a base salary of
$192,000 which is subject to an annual review. During 2012, in an effort to conserve our cash resources, Mr. Miglino agreed to a temporary reduction in his
annual  base  salary  to  $60,000,  which  was  increased  to  $90,000  during  the  fourth  quarter  of  2013.  Mr.  Miglino’s  annual  base  salary  for  the  2015  was
$114,000. On March 16, 2017, his salary deferral ended and he returned his compensation to $192,000 per annum. On September 18, 2018, the board of
directors  agreed  to  pay  Mr.  Miglino  an  aggregate  of  $414,250  in  salary  deferred  between  2012  and  March  15,  2017.  Additionally,  effective  October  1,
2018, Mr. Miglino’s salary was increased to $340,000 per annum. In addition, he is eligible to receive an annual bonus based upon the achievement of
certain  to-be-established  goals  fixed  by  the  Board,  which  is  payable  in  cash  or  non-cash  compensation  as  determined  by  the  Board,  as  well  as  a
discretionary bonus as determined by the Board. Mr. Miglino is entitled to participate in all benefit plans we may offer, up to 45 days of paid vacation
annually and reimbursement for out-of-pocket expenses incurred in furtherance of our business.

In addition to accrued obligations (including but not limited to, reimbursements, unpaid salary, unused vacation days, etc.), the following table sets forth the
payments that would be made to Mr. Miglino in accordance with his employment agreement had he been terminated by us without cause or by Mr. Miglino
for Good Reason, or termination as a result of disability on December 31, 2019.

Name

Christopher Miglino
Salary (1)
Accelerated Vesting of Awards
Health Care
Total:

Terminated
Without Cause /
For Good Reason    

Termination as a
result of Disability  

$

$

680,000    $
—   
43,074   
723,074    $

680,000 
— 
— 
680,000 

(1) Amount equal to twenty-four (24) months of Base Salary. Amount is to be paid over a twenty-four (24) month period.

34

 
 
 
 
 
 
 
 
 
 
 
    
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
Employment Agreement with Michael Malone

On December 15, 2018 we entered into an Employment Agreement with Mr. Malone pursuant to which he was engaged to serve as Chief Financial Officer
to be effective January 2, 2019. Under the terms of the employment agreement, Mr. Malone’s compensation includes:

● an annual base salary of $200,000;

● an annual bonus of $100,000, payable in equal quarterly installments beginning on April 1, and subject to the timely filings of our periodic reports;

● a one-time option grant to purchase 100,000 shares of Class A Common Stock with a grant date of December 15, 2018, an exercise price of $2.56

per share, a term of three (3) years that vests quarterly over a three (3) year period subject to continued employment;

● the reimbursement of up to $20,000 in expenses incurred in moving and temporary living arrangements within the first sixty (60) days following

the effective date; and

● annual paid time off of 30 days per year.

Mr. Malone is entitled to participate in all benefit programs we offer our other executive officers and expense reimbursement. The employment agreement
with Malone contains customary confidentiality, non-disclosure and noninterference provisions.

The following table sets forth the payments that would be made to Malone in accordance with his employment agreement had he been terminated by us
“without cause” on December 31, 2019.

Name

Michael Malone
Salary (1)
Total:

Employment Agreement with Mr. Hannan

Terminated
Without Cause

Termination as a
result of Disability  

$
$

33,667    $
33,667    $

— 
— 

On October 14, 2016 we entered into an Employment Agreement with Mr. Hannan pursuant to which he was engaged to serve as Chief Financial Officer.
Mr.  Hannan  resigned  from  the  Company  effective  December  16,  2018.  Under  the  terms  of  the  employment  agreement,  Mr.  Hannan’s  compensation
included:

● an annual base salary of $200,000;

● an annual bonus of $100,000, payable in equal quarterly installments beginning on April 1, and subject to the timely filings of our periodic reports;

● an annual bonus of a restricted stock grant of $100,000 in value of shares of our Class A common stock on each annual anniversary date of the

employment agreement, also subject to the timely filings of our periodic reports, subject to continued employment;

● a one-time  restricted  stock  award  of  100,000  shares  of  our  Class  A  common  stock,  which  completed  vesting  on  October  17,  2018,  subject  to

continued employment; and

● annual paid time off of 30 days per year.

Mr. Hannan was entitled to participate in all benefit programs we offer our other executive officers and expense reimbursement. Upon termination of the
agreement by either party, regardless of the reason, he is not entitled to any additional compensation. The employment agreement with Mr. Hannan contains
customary confidentiality, non-disclosure and noninterference provisions.

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
    
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Employment with Kristoffer Nelson

Mr. Nelson is not a party to a written employment agreement, but his compensation is determined by the Compensation committee of the board of directors
in consultation with the Company’s CEO. Effective October 1, 2018, Mr. Nelson’s annual salary was set to $275,000.

Equity Compensation Plans

We  currently  have  the  following  equity  compensation  plans  outstanding  as  of  the  date  hereof:  (i)  2012  Equity  Compensation  Plan,  (ii)  2014  Equity
Compensation Plan, and (iii) 2016 Equity Compensation Plan.

For information related to our equity compensation plans for which our officers and directors are issued securities from, please see Item 12 entitled “Equity
Compensation Plans” contained below in this Form 10-K.

Outstanding Equity Awards Value at Fiscal Year-End

The  following  table  provides  information  concerning  unexercised  options,  stock  that  has  not  vested  and  equity  incentive  plan  awards  for  each  named
executive officer outstanding as of December 31, 2019.

OPTION AWARDS

Number of
securities
underlying
unexercised
options
(#)
exercisable    

Number of
securities
underlying
unexercised
options
(#)
unexercisable   

Name

Equity
incentive
plan
awards:
Number of
securities
underlying
unexercised
unearned
options
(#)

Option
exercise
price
($)

Option
expiration
date

Number
of shares
or units of
stock that
have not
vested
(#)

STOCK AWARDS
Equity
incentive
plan
awards:
Number of
unearned
shares,
units or
other
rights that
have not
vested
(#)

Market
value of
shares or
units of
stock that
have not
vested
($)

Equity
incentive
plan awards:
Market or
payout value
of unearned
shares, units
or other
rights that
have not
vested
(#)

Kristoffer Nelson   

Michael Malone    

33,333     
33,333     
33,333     
66,667     
-     
33,333     

-     
-     
-     
33,333     
100,000     
66,667     

-     
-     
-     
-      
-     

7.50     
7.50     
7.50     
5.78      
3.42     
2.56     

10/10/2020      
10/10/2021      
10/10/2022      

1/2/2021
3/27/2022
1/2/2022

Director Compensation

-     
-     
-     

-     
-     
-     

-     

-     
-     
-     

-     

- 
- 
- 
- 

Below are descriptions of the Company’s previous legacy compensation policy for non-executive director compensation and its current policy, which is in
effect beginning April 15, 2018.

Legacy Policy

● an annual cash retainer of $10,000, payable quarterly;

● a restricted stock award of a number of shares of our Class A common stock equal to $10,000 on the date such director joined the board if he or

she joined in 2017, or on the one-year anniversary of he or she joining the board if prior to 2017.

● a per meeting fee of $2,000, with a maximum annual payment of $10,000.

36

 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
   
 
 
   
      
      
       
       
 
     
       
       
       
  
   
 
   
 
   
     
       
       
     
 
   
     
     
  
      
     
      
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Current Director Compensation Policy

Effective April 15, 2018, each non-employee director will receive $30,000 as an annual board fee payable as follows:

● Up to $15,000 in cash paid quarterly over the grant year; and

● The balance in Class A common stock purchase options issued on April 15 of each year and vesting quarterly over the grant year and have a term
of seven (7) years. The stock options will be valued using the Black-Scholes option pricing model and are subject to customary assumptions used
in the preparation of financial statements.

All  elections  of  compensation  will  be  made  by  April  1  of  each  year  by  incumbent  directors  and  newly  elected  or  appointed  directors  will  have  their
compensation pro-rated and made on the fifth (5th) day following their election or appointment to the board.

The following table provides information concerning the compensation paid to our non-executive directors for their services as members of our board of
directors for the year ended December 31, 2019. The information in the following table excludes any reimbursement of out-of-pocket travel and lodging
expenses which we may have paid.

Fees earned
or paid in
cash ($)

Stock
awards
($)

Option
awards ($)

Non-equity
incentive
plan
compensation
($)

Nonqualified
deferred
compensation
earnings
($)

All other
compensation
($)

15,000(1) 
15,000(1) 
15,000(1) 
15,000(1) 

15,000(2) 
15,000(2) 
15,000(2) 
15,000(2) 

—   
—   
—   
—   

—   
—   
—   
—   

—   
—   
—   
—   

Total
($)

30,000 
30,000 
30,000 
30,000 

Name
Colleen DiClaudio
Marc Savas
Malcolm CasSelle
Robert Jordan

(1) Compensation includes (i) one half (1/2) of cash payment for Board year beginning 4/15/18 and (ii) one half (1/2) cash payment for Board year

beginning 4/15/19.

(2) Compensation includes  $15,000  from  the  vesting  of  3,936  total  Class  A  common  stock  purchase  options.  Of  these  options,  (i)  1,406  have  an
issuance date of 4/15/2018, an exercise price per share of $4.92, a term of seven (7) years and vested quarterly on 7/15/18, 10/15/18, 1/15/19, and
4/15/19, and (ii) 2,530 options have an issuance date of 4/15/19, an exercise price per share of $5.49, a term of seven (7) years, and vest quarterly
on 7/15/19, 10/15/19, 1/15/20, and 4/15/20.

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 12. SECURITY  OWNERSHIP  OF  CERTAIN  BENEFICIAL  OWNERS  AND  MANAGEMENT  AND  RELATED  STOCKHOLDER

MATTERS.

Equity Compensation Plan Information

The following table sets forth securities authorized for issuance under any equity compensation plans approved by our shareholders as well as any equity
compensation plans not approved by our stockholders as of December 31, 2019:

Number of
securities to be
issued upon exercise
of outstanding
options, warrants
and rights(a)

Weighted average
exercise price of
outstanding options,
warrants
and rights ($)

Number of
securities remaining
available for future
issuance under
equity
compensation plans
(excluding securities
reflected in column
(a)

205,962    $
734,069    $
252,488    $
—   

4.38   
3.76   
5.05   
—   

390,471 
448,773 
88,455 
— 

Plan category

Plans approved by our stockholders:
2012 Equity Compensation Plan
2014 Equity Compensation Plan (1)
2016 Equity Compensation Plan
Plans not approved by stockholders

2012 Equity Compensation Plan

Our 2012 Equity Compensation Plan (“2012 Plan”) is administered by our board or any of its committees. The purposes of the 2012 Plan are to attract and
retain the best available personnel for positions of substantial responsibility, to provide additional incentive to Employees, Directors and Consultants, and
to promote the success of our business. The issuance of awards under our 2012 Plan is at the discretion of the administrator, which has the authority to
determine the persons to whom any awards shall be granted and the terms, conditions and restrictions applicable to any award. Under our 2012 Plan, we
may  grant  stock  options,  restricted  stock,  stock  appreciation  rights,  restricted  stock  units,  performance  units,  performance  shares  and  other  stock-based
awards. Our 2012 Plan authorizes the issuance of up to 600,000 shares of Class A common stock for the foregoing awards. As of December 31, 2019, we
have  granted  awards  under  the  2012  Plan  equal  to  approximately  695,758  shares  of  our  common  stock,  and  354,938  shares  have  been  cancelled  or
forfeited. Accordingly, there are 390,471 shares of common stock available for future awards under the 2012 Plan. In the event of a change in control,
awards under the 2012 Plan will become fully vested unless such awards are assumed or substituted by the successor corporation.

2014 Equity Compensation Plan

Our 2014 Equity Compensation Plan (“2014 Plan”) is administered by our board or any of its committees. The purposes of the 2014 Plan are to attract and
retain the best available personnel for positions of substantial responsibility, to provide additional incentive to Employees, Directors and Consultants, and
to promote the success of our business. The issuance of awards under our 2014 Plan is at the discretion of the administrator, which has the authority to
determine the persons to whom any awards shall be granted and the terms, conditions and restrictions applicable to any award. Under our 2014 Plan, we
may  grant  stock  options,  restricted  stock,  stock  appreciation  rights,  restricted  stock  units,  performance  units,  performance  shares  and  other  stock-based
awards. Our 2014 Plan authorizes the issuance of up to 1,600,000 shares of Class A common stock for the foregoing awards. As of December 31, 2019, we
have  granted  awards  under  the  2014  Plan  equal  to  approximately  1,174,558  shares  of  our  common  stock,  and  23,331  shares  have  been  cancelled  or
forfeited. Accordingly, there are 448,773 shares of common stock available for future awards under the 2014 Plan. In the event of a change in control,
awards under the 2014 Plan will become fully vested unless such awards are assumed or substituted by the successor corporation.

2016 Equity Compensation Plan

Our 2016 Equity Compensation Plan (“2016 Plan”) is administered by our board or any of its committees. The purposes of the 2016 Plan are to attract and
retain the best available personnel for positions of substantial responsibility, to provide additional incentive to Employees, Directors and Consultants, and
to promote the success of our business. The issuance of awards under our 2016 Plan is at the discretion of the administrator, which has the authority to
determine the persons to whom any awards shall be granted and the terms, conditions and restrictions applicable to any award. Under our 2016 Plan, we
may  grant  stock  options,  restricted  stock,  stock  appreciation  rights,  restricted  stock  units,  performance  units,  performance  shares  and  other  stock-based
awards. Our 2016 Plan authorizes the issuance of up to 600,000 shares of Class A common stock for the foregoing awards. As of December 31, 2019, we
have granted awards under the 2016 Plan equal to approximately 751,545 shares of our common stock, and 40,000 shares have been cancelled or forfeited.
Accordingly, there are 88,455 shares of common stock available for future awards under the 2016 Plan. In the event of a change in control, awards under
the 2016 Plan will become fully vested unless such awards are assumed or substituted by the successor corporation.

38

 
 
 
 
 
 
   
   
 
 
 
   
   
   
   
   
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Security Ownership of Certain Beneficial Owners and Management

At April  24,  2020,  we  had  14,752,700  shares  of  Class  A  common  stock  issued  and  14,034,152  outstanding.  The  following  table  sets  forth  information
known to us as of April 1, 2020 relating to the beneficial ownership of shares of our Class A common stock by:

● each person who is known by us to be the beneficial owner of 5% or more of any class of our voting securities;

● Each of our current directors and nominees;

● each of our current named executive officers; and

● all current named executive officers and directors as a group.

Beneficial ownership is determined according to the rules of the SEC. Beneficial ownership means that a person has or shares voting or investment power
of a security and includes any securities that person or group has the right to acquire within 60 days after the measurement date. This table is based on
information supplied by officers, directors and principal shareholders. Except as otherwise indicated, we believe that each of the beneficial owners of the
common stock listed below, based on the information such beneficial owner has given to us, has sole investment and voting power with respect to such
beneficial owner’s shares, except where community property laws may apply.

Name and Address of Beneficial Owner(1)
Directors and named Executive Officers
Christopher Miglino
Kristoffer Nelson
Marc Savas
Malcolm CasSelle
Robert Jordan
Colleen DiClaudio
Michael Malone
All directors and executive officers as a group (7 persons)

Beneficial Owners of 5% or more
Anson Funds Management LP

* Less than one percent.

Common Stock
Shares
Underlying
Convertible
Securities (2)

  Shares

    Total

Percent of
Class (2)

887,575   
135,001   
11,945   
65,946   
6,510   
7,813   
1,292   
1,116,082   

—   
200,000   
7,872   
7,872   
7,872   
7,872   
41,667   
273,155   

887,575   
335,001   
19,817   
73,818   
14,382   
15,685   
42,959   
1,389,237   

6.32%
2.35%
* 
* 
* 
* 
* 
9.71%

735,157   

—   

735,157   

5.00%

(1) Except as otherwise indicated, the persons named in this table have sole voting and investment power with respect to all shares of common stock
shown as beneficially owned by them, subject to community property laws where applicable and to the information contained in the footnotes to
this table. Unless otherwise indicated, the address of the beneficial owner is 456 Seaton St., Los Angeles, CA 90013.

(2) Pursuant to Rules 13d-3 and 13d-5 of the Exchange Act, beneficial ownership includes any shares as to which a shareholder has sole or shared
voting power or investment power, and also any shares which the shareholder has the right to acquire within 60 days, including upon exercise of
common  shares  purchase  options  or  warrants.  There  are  14,752,700  shares  of  Class  A  common  stock  issued  and  14,034,152  outstanding  as  of
April 24, 2020.

(3) Based on a Schedule 13(g) filed with the SEC on February 14, 2020. The Address of holder is 5950 Berkshire Lane, Suite 2010, Dallas, Texas
75225.  Bruce  R  Winston,  Amin  Nathoo  and  Moez  Kassam  have  voting  and  investment  power  with  respect  to  the  common  stock  beneficially
owned

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
  
 
 
    
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE.

Related Party Transactions Procedure

We review all known relationships and transactions in which SRAX and our directors, executive officers, and significant stockholders or their immediate
family members are participants to determine whether such persons have a direct or indirect interest. Our management, in consultation with our outside
legal  consultants,  determines  based  on  specific  fact  and  circumstances  whether  SRAX  or  a  related  party  has  a  direct  or  indirect  interest  in  these
transactions. In addition, our directors and executive officers are required to notify us of any potential related party transactions and provide us with the
information regarding such transactions.

If it is determined that a transaction is a related party transaction, the Audit Committee must review the transaction and either approve or disapprove it. In
determining  whether  to  approve  or  ratify  a  transaction  with  a  related  party,  the  Audit  Committee  will  take  into  account  all  of  the  relevant  facts  and
circumstances available to it, including, among any other factors it deems appropriate:

● the benefits to us of the transaction;

● the nature of the related party’s interest in the transaction;

● whether the transaction would impair the judgment of a director or executive officer to act in the best interests of SRAX and our shareholders;

● the potential impact of the transaction on a director’s independence; and

● whether  the  transaction  is  on  terms  no  less  favorable  than  terms  generally  available  to  an  unaffiliated  third  party  under  the  same  or  similar

circumstances.

Any member of the Audit Committee who is a related party with respect to a transaction under review may not participate in the deliberations or vote on
the approval of the transaction.

Related Party Transactions

Summarized below are certain transactions and business relationships between SRAX and persons who are or were an executive officer, director or holder
of more than five percent of any class of our securities since January 1, 2018.

Information regarding disclosure of an employment relationship or transaction involving an executive officer and any related compensation solely resulting
from that employment relationship or transaction is included in Part III, Item 11 of this Annual Report entitled “Executive Compensation.”

Information regarding disclosure of compensation to a director for the year end December 31, 2019 is included in Part III, Item 11 of this Annual Report
entitled “Director Compensation.”

Information regarding the identification of each independent director is included in Part III, Item 10 of this Annual Report entitled “Directors, Executive
Officers and Corporate Governance.”

All of our directors and officers enter into our standard indemnification agreement.

● On January 2, 2018, we issued a common stock purchase option to Kristoffer Nelson, our Chief Operating Officer and a member of our board of
directors. The option entitles Mr. Nelson to purchase 100,000 shares of Class A Common Stock at a price per share of $5.78, has a term of three
years and vests quarterly over a three (3) year period.

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
● On March  20,  2018,  as  we  began  to  formally  review  potential  strategic  options  for  SRAX  MD,  we  entered  into  certain  agreements  with  Erin
DeRuggiero,  our  former  chief  innovations  officer.  Pursuant  to  the  terms  of  the  agreements,  Ms.  DeRuggiero  employment  agreement  was
terminated, and she became a consultant of the Company. The term of the consultancy expires in the second quarter of 2018, or upon the sale of
the  assets  comprising  SRAX  MD,  but  may  be  extended  by  the  parties.  The  terms  of  the  consultancy  were  substantially  similar  to  her  prior
employment agreement except that in the event of a sale of the SRAX MD business unit or substantially all of the assets thereof within 120 days
from March 20, 2018, (i) we (or our assignee) have the right and the obligation to purchase all of Ms. DeRuggiero’s outstanding Class A common
shares (514,667) at a price of $5.80 per share, or an aggregate of $2,985,068.60 and (ii) we will pay Ms. DeRuggiero, an amount equal to five
percent (5%) of the cash consideration received from the sale of the SRAX MD business unit. The Company and Ms. DeRuggiero agreed to a
customary release from  any  claims  that  may  have  arisen  during  her  employment.  In  August  2018,  SRAX  MD  was  sold  to  Halyard  MD  Opco,
LLC,  an  affiliate  of  Halyard  Capital,  a  private  equity  firm.  Pursuant  to  the  sale,  all  of  the  aforementioned  Class  A  common  stock  of  Erin
DeRuggiero was repurchased and Ms. DeRuggiero received such compensation described herein.

● Due to certain provisions of our insider trading policy, on April 2, 2018, we agreed to extend certain outstanding Class A common stock purchase
options of varying expiration dates to an extended expiration date of December 31, 2018. Included in these options were the following options
held by Kristoffer Nelson, our Chief operating officer and Board member and Marc Savas, a board member:

o

o

o

10,000 Class A common stock purchase options issued to Kristoffer Nelson on 1/1/2013 with an exercise price per share of $5.00 and an
original expiration date of 1/1/2018;

2,400  Class  A  common  stock  purchase  options  issued  to  Marc  Savas  on  2/1/2013  with  an  exercise  price  per  share  of  $5.00  and  an
original expiration date of 2/1/2018; and

10,000 Class  A  common  stock  purchase  options  issued  to  Marc  Savas  on  4/1/2013  with  an  exercise  price  per  share  of  $5.00  and  an
original expiration date of 4/1/2018.

● In August 2018, pursuant to our sale of the SRAX MD product line, we paid out an aggregate of $2,191,338.04 in stay bonuses, which amount

includes $1,507,302.89 paid to Erin DeRuggiero, our former chief innovations officer and Board member.

● On September 18, 2018, the Board agreed to pay Christopher Miglino, our chief executive officer, an aggregate of $414,250 in salary previously

deferred from 2012 through March 15, 2017.

● On September 18, 2018, as partial consideration for the successful sale of the SRAX MD product line, the Company paid the following transaction
bonuses:  (i)  Christopher  Miglino,  our  chief  executive  officer  received  $548,416.67,  (ii)  Joseph  P.  Hannan,  our  former  chief  financial  officer
received $50,000 and (iii) Kristoffer Nelson, our chief operating officer, received $43,750.

● On September 18, 2018, we issued a common stock purchase option to Joseph P. Hannan, our former Chief Financial Officer. The option entitles
Mr. Hannan to purchase 250,000 shares of Class A Common Stock at a price per share of $4.20, has a term of three years and vests quarterly over
a three (3) year period.

● On October 15, 2018, the Compensation Committee agreed to pay Joseph P. Hannan, our former chief financial officer, a lump sum of $100,000 in

lieu of a bonus of the same amount of restricted stock units, to which he was entitled to under his employment agreement.

● On December 15, 2018, the we issued a common stock purchase option to Michael Malone, our Chief Financial Officer. The option entitles Mr.
Malone to purchase 100,000 shares of Class A Common stock at a price per share of $2.56, has a term of three years and vests quarterly over a
three-year period.

● Our Chief Executive Officer was on the board of directors of one of our advertising customers, YayYo, Inc. which purchases advertising at market

rates. As of January 22, 2020 our Chief Executive Officer was no longer a member of the board of directors of YayYo, Inc.

● During the fiscal year of January 1, 2018 through December 31, 2018, we paid the following compensation to our non-employee board members:

o

o

an aggregate of $60,000 in cash payable quarterly from April 15, 2018 through April 15, 2019, subject to our board members continuing
to be service providers to the Company; and

an aggregate of 20,116 Class A common stock purchase options valued at $60,000 that vest quarterly from April 15, 2018 through April
15, 2019, each having an exercise price of $4.92 per share, and a term of seven (7) years.

● On March 24, 2019, the we issued a common stock purchase option to Kristoffer Nelson, our Chief Operating Officer. The option entitles Mr.
Nelson to purchase 100,000 shares of Class A Common stock at a price per share of $3.42, has a term of three years and vests quarterly over a
three-year period.

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES.

The following table summarizes the aggregate fees billed to us by our independent auditor for 2019 and 2018. All fees were paid to RBSM LLP.

Audit Fees
Audit-Related Fees
Tax Fees
All Other Fees
Total

2019

2018

215,000    $

20,000   
25,000   
260,000    $

125,000 
52,500 
0 
30,000 
207,500 

$

$

Audit Fees — This category includes the audit of our annual financial statements, review of financial statements included in our Quarterly Reports on Form
10-Q and services that are normally provided by the independent registered public accounting firm in connection with engagements for those fiscal years.
This  category  also  includes  advice  on  audit  and  accounting  matters  that  arose  during,  or  as  a  result  of,  the  audit  or  the  review  of  interim  financial
statements.

Audit-Related Fees — This category consists of assurance and related services by the independent registered public accounting firm that are reasonably
related  to  the  performance  of  the  audit  or  review  of  our  financial  statements  and  are  not  reported  above  under  “Audit  Fees.”  The  services  for  the  fees
disclosed  under  this  category  include  consultation  regarding  our  correspondence  with  the  Securities  and  Exchange  Commission  and  other  accounting
consulting.

Tax Fees  —  This  category  consists  of  professional  services  rendered  by  our  independent  registered  public  accounting  firm  for  tax  compliance  and  tax
advice. The services for the fees disclosed under this category include tax return preparation and technical tax advice.

Pre-Approval of Independent Auditor Services and Fees

Our Board has adopted a procedure for pre-approval of all fees charged by our independent registered public accounting firm. Under the procedure, the
Audit Committee of the Board approves the engagement letter with respect to audit, tax and review services. Other fees are subject to pre-approval by the
Audit Committee. The audit and tax fees, and all other fees paid to the auditors with respect to 2019 were pre-approved by the Audit Committee. RBSM
LLP did not provide any other services during 2019 except those listed above.

42

 
 
 
 
 
 
   
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES.

Documents filed as part of this report:

PART IV

(1) Financial Statements. See Index to Consolidated Financial Statements appearing on page F-1.

(2) Exhibits

Description

Filed/

Furnished  
Herewith

Incorporated by Reference

Form  

Exhibit
No.

File No.

Filing
Date

Exhibit
No.

3.01(i)
3.02(i)

  Certificate of Incorporation, filed on 8/3/11
  Certificate of Correction to Certificate of Incorporation,

filed on 8/31/11

3.03(i)

  Certificate of Amendment to Certificate of

3.04(i)
3.05(i)

3.06(i)

Incorporation authorizing 1:5 reverse stock split
  Certificate of Designation of Series 1 Preferred Stock
  Certificate of Amendment to Certificate of

Incorporation as Amended, effective 8/25/19
  Certificate of Designation of BIGToken Preferred

Tracking Stock

S-1
S-1

8-K

8-K
8-K

3.01(i)
3.01(ii)

  333-179151  
  333-179151  

1/24/12
1/24/12

3.5

  000-54996  

9/19/16

3.4
3.01(i)

  000-54996  
  001-37916  

8/22/13
8/15/19

S-1/A

3.05(i)

  333-229606  

10/16/19

3.07(ii)

  Amended and Restated Bylaws of Social Reality, Inc.

8-K

3.01(ii)

  001-37916  

4/2/19

4.01
4.02

4.03

4.04

4.05

4.06

4.07

adopted March 27, 2019

  Specimen of Class A Common Stock Certificate
  Class A Common Stock Purchase Warrant Issued to

Investors in October 2014

  Class A Common Stock Purchase Warrant issued in
Steel Media Transaction dated October 30, 2014
  Class A Common Stock Warrant issued in September

2016 Offering

  Class A Common Stock Warrant issued to October

2013 Offering

  Class A Common Stock Warrant issued to T.R. Winston

& Company issued 8/22/13

  Class A Common Stock Warrant issued to Investors in

January 2014 Offering

43

8-A12B
8-K

8-K

8-K

8-K

10-Q

8-K

4.1
4.7

4.8

4.6

4.7

4.5

4.6

  001-37916  
  000-54996  

10/12/16
11/4/14

  000-54996  

11/4/14

  000-54996  

10/6/16

  000-54996  

10/24/13

  000-54996  

11/13/13

  000-54966  

1/27/14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4.08

4.09

4.10

4.11

4.12

4.13

4.14

4.15

4.16

4.17**
4.18**
4.19
4.20

4.21

4.22

4.23

4.24

4.25

4.26

4.27

4.28

  Class A Common Stock Warrant issued to Investors in

September 2016

  Class A Common Stock Warrant issued to Investors in

January 2017 Offering

  Class A Common Stock Warrant issued to Investors in

January 2017 Offering (2nd Warrant)

  Class A Common Stock Placement Agent Warrant

issued in January 2017 Offering

  Class A Common Stock Placement Agent Warrant

issued in October 2016 Offering

  Class A Common Stock Warrant issued in Leapfrog

Media Trading Acquisition

  Form of 12.5% Secured Convertible Debenture issued

in April 2017 Offering

  Class A Common Stock Warrant issued in April 2017

Offering

  Form of Class A Common Stock Placement Agent

Warrant issued in April 2017 Offering
2016 Equity Compensation Plan
2014 Equity Compensation Plan
2012 Equity Compensation Plan

  Form of Stock Option Agreement for 2012, 2014 and

2016 Equity Compensation Plan

  Form of Restricted Stock Unit Agreement for 2012,

2014 and 2016 Equity Compensation Plan

  Form of Restricted Stock Award Agreement for 2012,

2014 and 2016 Equity Compensation Plan

  Form of 12.5% Secured Convertible Debenture issued

in October 2017 Offering

  Class A Common Stock Warrant Issued to Investors
and Placement Agents in October 2017 Offering
  Form of Placement Agent Warrant from April 2019

Offering

  Form of Series A Common Stock Warrant from August

2019 Offering

  Form of Series B and Series C Common Stock Warrant

from August 2019 Offering

  Form of Placement Agent Warrant from August 2019

Offering

44

8-K

8-K

8-K

8-K

10-K

10-K

8-K

8-K

8-K

14A
8-K
S-1
S-1

S-1

S-1

8-K

8-K

8-K

8-K

8-K

8-K

4.6

4.1

4.2

4.3

  000-54966  

10/6/16

  001-37916  

1/4/17

  001-37916  

1/4/17

  001-37916  

1/4/17

4.12

  001-37916  

3/31/17

4.13

  001-37916  

4/2/18

4.2

4.1

4.3

  001-33672  

4/21/17

  001-33672  

4/21/17

  001-33672  

4/21/17

A-1
10.33
4.02
4.03

  001-37916  
  000-54996  
  333-179151  
  333-179151  

1/20/17
11/10/14
1/24/12
1/24/12

4.04

  333-179151  

1/24/12

4.05

  333-179151  

1/24/12

4.01

  001-37916  

10/27/17

4.02

  001-37916  

10/27/17

4.01

  001-37916  

4/10/19

4.01

  001-37916  

8/14/19

4.02

  001-37916  

8/14/19

4.03

  001-37916  

8/14/19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4.29

10.01

10.02

10.03

10.04

10.05

10.06

10.07
10.08

10.09

10.10

  Form of Class A common stock purchase warrant

issued in February 2020 Offering

  Purchase Agreement among Richard Steel, Steel Media,

and Social Reality, dated 10/30/14

  Asset Purchase Agreement with LeapFrog Media

Trading dated 4/20/17

  Amendment to Asset Purchase Agreement with

Leapfrog Media Trading dated 8/17/17

  Transition Services Agreement in Leapfrog Media

Trading Transaction

  Sample Leakout Agreement in Leapfrog Media Trading

Transaction

  Form of Securities Purchase Agreement for April 2017

Offering

  Form of Security Agreement for April 2017 Offering
  Form of Registration Rights Agreement for April 2017

Offering

  Form of Securities Purchase Agreement for October

2017 Offering

  Form of Registration Rights Agreement for October

2017 Offering

10.11**

  Employment Agreement with Christopher Miglino

dated 1/1/12

10.12**

  Employment Agreement with Erin DeRuggiero dated

10/19/15

10.13**

  Employment Agreement with Joseph P. Hannan dated

10.14**

  Employment Agreement with Richard Steel dated

10/17/16

10.15**

  Employment Agreement with Chad Holsinger dated

10/30/14

10/30/14

10.16

  Employment Agreement with Adam Bigelow dated

10/30/14

10.17**

  Separation Agreement and Release with Richard Steel

10.18**

  Employment Agreement with Dustin Suchter dated

dated 1/25/17

12/19/14

10.19**

  Form of Proprietary Information, Inventions and

Confidentiality Agreement

10.20**

  Form of Indemnification Agreement with Officers and

Directors

45

8-K

8-K

10-K

10-K

10-K

10-K

8-K

8-K
8-K

8-K

8-K

S-1

10-K

10-Q

8-K

8-K

8-K

8-K

8-K

S-1

S-1

4.01

  001-37916  

3/5/20

2.1

  000-54996  

11/4/14

10.02

  001-37916  

4/2/18

10.03

  001-37916  

4/2/18

10.04

  001-37916  

4/2/18

10.05

  001-37916  

4/2/18

10.1

  001-37916  

4/21/17

10.2
10.3

  001-37916  
  001-37916  

4/21/17
4/21/17

10.01

  001-37916  

10/27/17

10.02

  001-37916  

10/27/17

10.01

  333-179151  

1/24/12

10.3

  000-54996  

2/26/16

10.48

  001-37916  

11/14/16

10.27

  000-54996  

11/4/14

10.28

  000-54996  

11/4/14

10.29

  000-54996  

11/4/14

10.1

  333-215791  

1/27/17

10.36

  000-54996  

12/22/14

10.03

  333-179151  

1/25/12

10.04

  333-179151  

1/25/12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.21

10.22

10.23

10.24
10.25

10.26

10.27

10.28

10.29

10.30

10.31

10.32

10.33

10.34

10.35
10.36

10.37
10.38
10.39

10.40

Indemnification Agreement with Richard Steel dated
10/30/14

  Sublease for principal executive offices dated 8/12/12

with TrueCar, Inc.

  Services Agreement with Servicios y Asesorias Planic,

S.A. de cv dated 1/25/13

  Sublease Agreement with Amarcore, LLC dated 1/1/15  
  Advisory Agreement with Kathy Ireland Worldwide,

LLC dated 11/14/16

  Financing and Security Agreement with FastPay

Partners, LLC

  Share Acquisition and Exchange Agreement with Five

Delta, Inc.

  Secured Subordinated Promissory Note to Richard Steel

dated 10/30/14

  Subordination Agreement with Richard Steel and
Victory Park Management, LLC dated 10/30/14
  Securities Purchase Agreement for January 2017

Offering

  Placement Agent Agreement for January 2017 Offering

with Chardan Capital Markets

  Financing Agreement with certain Lenders and Victory

Park Management, LLC

8-K

S-1

10-K

S-1
10-Q

8-K

8-K

8-K

8-K

8-K

8-K

8-K

10.30

  333-215791  

11/4/14

10.16

  333-193611  

1/28/14

10.9

  000-54996  

3/31/15

10.17
10.49

  333-206791  
  001-37916  

9/4/15
11/14/16

10.41

  000-54996  

9/23/16

10.34

  000-54996  

12/22/14

10.18

  000-54996  

11/4/14

10.22

  000-54996  

11/4/14

10.1

  001-37916  

1/4/17

10.2

  001-37916  

1/4/17

10.23

  000-54996  

11/4/14

  First Amendment to Financing Agreement dated

10-Q

10.38

  000-54996  

5/15/15

5/14/15

  Pledge and Security Agreement with Steel Media and

Victory Park Management, LLC dated 10/30/14
  Registration Rights Agreement dated 10/30/14
  Forbearance Agreement with Steel Media, Five Delta,

Inc, Lenders and Victory Park Management, LLC dated
8/22/16

  Letter Agreement dated 1/5/17

Insider Trading Policy adopted as of 2/23/16

  Form of Securities Purchase Agreement for April 2019

Offering

  Form of Placement Agent Agreement from April 2019

Offering

46

8-K

8-K
8-K

10-K
10-K
8-K

8-K

10.25

  000-54996  

11/4/14

10.26
10.46

  000-54996  
  000-54996  

11/4/14
8/24/16

10.35
10.36
10.01

  001-37916  
  001-37916  
  001-37916  

3/31/17
3/31/17
4/10/19

10.02

  001-37916  

4/10/19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
8-K

8-K

8-K

8-K

8-K

10.01

  001-37916  

8/14/19

10.02

  001-37916  

8/14/19

10.03

  001-37916  

8/14/19

10.01

  001-37916  

3/5/20

10.01

  001-37916  

3/5/20

S-1/A  
10-Q

99.1
18.1

333-179151 
  001-37916  

6/4/12
11/14/16

10-K

21.01

  001-37916  

4/16/19

10.41

10.42

10.43

10.44

10.45

14.01
18.01

  Form of Securities Purchase Agreement from August

2019 Offering

  Form of First Placement Agent Agreement from August

2019 Offering

  Form of Second Placement Agent Agreement from

August 2019 Offering

  Form of Term Loan and Security Agreement from

February 2020 Offering

  Form of Intellectual Property Security Agreement from

February 2020 Offering
  Code of Conduct and Ethics
  Preference Letter regarding Change in Accounting

Principle

21.01
23.01
31.1 / 31.2

  Subsidiaries of Registrant
  Consent of RBSM, LLP
  Certification of the Principal Executive Officer and

Principal Financial Officer Pursuant to Section 302 of
the Sarbanes-Oxley Act of 2002

32.1 / 32.2

  Certification of Principal Executive Officer and

Principal Financial Officer Pursuant to 18 U.S.C. §
1350

  XBRL Instance Document
  XBRL Taxonomy Extension Schema
  XBRL Taxonomy Extension Calculation Linkbase
  XBRL Taxonomy Extension Definition Linkbase
  XBRL Taxonomy Extension Label Linkbase
  XBRL Taxonomy Extension Presentation Linkbase

101.INS
101.SCH
101.CAL
101.DEF
101.LAB
101.PRE

*
*

*

*
*
*
*
*
*

* Filed herein
** Management contracts or compensation plans or arrangements in which directors or executive officers are eligible to participate.

ITEM 16. FORM 10-K SUMMARY.

None.

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.

SIGNATURES

May 1, 2020

SRAX, Inc.

By: /s/ Chris Miglino

Chris Miglino, Chief Executive Officer

POWER OF ATTORNEY

Each person whose signature appears below hereby constitutes and appoints Christopher Miglino his true and lawful attorney-in-fact and agent, with full
power of substitution and resubstitution, for him and in his name, place and stead, in any and all capacities, to sign any and all amendments (including post-
effective amendments) and supplements to this report, and to file the same, with all exhibits thereto, and other documents in connection therewith, with the
Securities and Exchange Commission, and hereby grants to such attorney-in-fact and agent, full power and authority to do and perform each and every act
and thing requisite and necessary to be done, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that
said attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant
in the capacities and on the dates indicated.

Name

Positions

Date

/s/ Christopher Miglino
Christopher Miglino

/s/ Kristoffer Nelson
Kristoffer Nelson

/s/ Michael Malone
Michael Malone

/s/ Marc Savas
Marc Savas

/s/ Malcolm CasSelle
Malcolm CasSelle

/s/ Colleen DiClaudio
Colleen DiClaudio

/s/ Robert Jordan
Robert Jordan

  Chairman of the Board of Directors, Chief Executive Officer; principal

 May 1, 2020

executive officer

  Chief Operating Officer, Director

May 1, 2020

  Chief Financial Officer, principal financial and accounting officer

May 1, 2020

  Director

  Director

  Director

  Director

48

 May 1, 2020

May 1, 2020

May 1, 2020

May 1, 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDEX TO FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm
Consolidated balance sheets at December 31, 2019 and 2018
Consolidated statements of operations for the years ended December 31, 2019 and 2018
Consolidated statements of changes in stockholders’ equity for the years ended December 31, 2019 and 2018
Consolidated statements of cash flows for the years ended December 31, 2019 and 2018
Notes to consolidated financial statements

F-1

Page
F-2
F-3
F-4
F-5
F-7
F-9

 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Shareholders of
SRAX, Inc.

Opinion on the Financial Statements

We  have  audited  the  accompanying  consolidated  balance  sheets  of  SRAX,  Inc.  (the  “Company”)  as  of  December  31,  2019  and  2018,  and  the  related
consolidated statements of operations, stockholders’ equity and cash flows for each of the two years in the period ended December 31, 2019 and the related
notes (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial statements present fairly, in all material
respects, the financial position of the Company as of December 31, 2019 and 2018, and the results of its operations and its cash flows for each of the two
years in the period ended December 31, 2019, in conformity with accounting principles generally accepted in the United States of America.

Substantial Doubt about the Company’s Ability to Continue as a Going Concern

The accompanying consolidated financial statements have been prepared assuming that the Company will continue as a going concern. As discussed in
Note 1 to the consolidated financial statements, the Company has recurring losses from operations, limited cash flow, and an accumulated deficit. These
conditions  raise  substantial  doubt  about  the  Company’s  ability  to  continue  as  a  going  concern.  Management’s  plans  in  regard  to  these  matters  are  also
described  in  Note  1.  The  consolidated  financial  statements  do  not  include  any  adjustment  that  might  result  from  the  outcome  of  this  uncertainty.  Our
opinion is not modified with respect to that matter.

Change in Accounting Principle

As discussed in Note 1 to the consolidated financial statements, the Company has changed its method of accounting for leases as of January 1, 2019 due to
the adoption of the Accounting Standards Codification Topic 842, Leases.

Basis for Opinion

These  consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these
consolidated financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board
(United  States)  (PCAOB)  and  are  required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The company is not required to have, nor
were  we  engaged  to  perform,  an  audit  of  the  Company’s  internal  control  over  financial  reporting.  As  part  of  our  audits,  we  are  required  to  obtain  an
understanding of internal control over financial reporting, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal
control over financial reporting. Accordingly, we express no such opinion.

Our  audits  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  financial  statements,  whether  due  to  error  or  fraud,  and
performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in
the  financial  statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as
evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

We have served as the Company’s auditor since 2011

New York, NY
May 1, 2020

F-2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SRAX, INC.
CONSOLIDATED BALANCE SHEETS
AS OF DECEMBER 31,

Assets
Current assets:

Cash and cash equivalents
Accounts receivable, net of valuation allowance of $530,000 and $48,000
Prepaid expenses
Other current assets

Total current assets
Property and equipment, net
Goodwill
Intangible assets, net
Right to use assets
Other assets

Total assets

Liabilities and stockholders’ equity
Current liabilities:

Accounts payable and accrued expenses
Warrant derivative liability
Other current liabilities

Total current liabilities
Lease obligation – long-term

Total liabilities

Commitments and contingencies (Note 10)

Stockholders’ equity:

Preferred stock, authorized 50,000,000 shares, $0.001 par value, no shares issued or outstanding at
December 31, 2019 and 2018, respectively
Class A common stock, authorized 250,000,000 shares, $0.001 par value, 13,997,452 and 10,109,530
shares issued and outstanding as of December 31, 2019 and 2018
Class B common stock, authorized 9,000,000 shares, $0.001 par value, no shares issued or outstanding
at December 31, 2019 and 2018
Additional paid in capital
Accumulated deficit

Total stockholders’ equity
Total liabilities and stockholders’ equity

2019

2018

32,000    $

805,000   
715,000   
306,000   
1,858,000   
191,000   
15,645,000   
1,966,000   
456,000   
118,000   
20,234,000    $

2,442,000    $
4,397,000   
537,000   
7,376,000   
352,000   
7,728,000   

—   

—   

2,784,000 
1,829,000 
467,000 
388,000 
5,468,000 
192,000 
15,645,000 
1,763,000 
- 
51,000 
23,119,000 

3,575,000 
5,442,000 
- 
9,017,000 
— 
9,017,000 

— 

— 

14,000   

10,000 

—   
48,129,000   
(35,637,000)  
12,506,000   
20,234,000    $

— 
32,870,000 
(18,778,000)
14,102,000 
23,119,000 

$

$

$

$

The accompanying footnotes are an integral part of these consolidated financial statements.

F-3

 
 
 
 
 
   
 
 
 
    
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SRAX, INC.
CONSOLIDATED STATEMENTS OF OPERATIONS
YEARS ENDED DECEMBER 31,

Revenues
Cost of revenue

Gross profit

Operating expense

Employee related costs
Marketing and selling expenses
Platform costs
Depreciation and amortization
General and administrative expenses

Total operating expense

Loss from operations

Other income (expense)

Financing costs
Interest income
Gain on sale of SRAX MD, net
Exchange gain (loss)
Amortization of debt discount
Loss on settlement
Change in fair value of derivative liabilities
Total other income (expense)

Income (loss) before provision for income taxes

Provision for income taxes

Net income (loss)

Net (loss) income per share, basic and diluted

2019

2018

$

3,584,000    $
1,680,000   

9,881,000 
3,157,000 

1,904,000   

6,724,000 

8,656,000   
2,454,000   
1,738,000   
1,164,000   
5,750,000   
19,762,000   

8,866,000 
1,315,000 
1,113,000 
768,000 
6,381,000 
18,443,000 

(17,858,000)  

(11,719,000)

(725,000)  
9,000   
658,000   
12,000   
-   
-   
1,045,000   
999,000   

(3,056,000)
- 
22,108,000 
(8,000)
(4,295,000)
(3,240,000)
8,954,000 
20,463,000 

(16,859,000)  

8,744,000 

—   

— 

(16,859,000)   $

8,744,000 

(1.36)   $

0.86 

$

$

Weighted average shares outstanding, basic and diluted

12,377,851   

10,121,408 

The accompanying footnotes are an integral part of these consolidated financial statements.

F-4

 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
    
 
  
 
 
 
 
    
 
  
 
 
 
    
 
  
 
 
 
 
    
 
  
 
 
 
 
 
SRAX, INC.
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY
YEAR ENDED DECEMBER 31, 2018

Preferred Stock

Common Stock

  Common stock to be issued  

Shares

Amount

Shares

  Amount

Shares

  Amount

Additional
Paid-in
Capital

  Accumulated 
Deficit

  Stockholders’ 
Equity

Balance, December 31, 2017
Proceeds from the sale of common
stock units

Stock based compensation

Vested stock awards issued

Shares issued for services
Common stock issued to directors
Exercise of warrants
Common stock repurchase with
SRAX MD sale
Conversion of debentures
Net Income
Balance, December 31, 2018

— 

  $

— 

— 

— 

— 
— 
— 

— 
— 
— 
— 

  $

— 

— 

— 

— 

— 
— 
— 

— 
— 
— 
— 

9,910,565 

  $

10,000 

150,000 

  $

880,000 

  $ 32,547,000 

  $ (27,522,000)   $

5,915,000 

— 

79,534 

6,667 

422,950 
26,330 
78,149 

— 
— 
— 
— 
— 
— 

(514,667)  
100,002 
— 
  10,109,530 

  $

— 
— 
— 
10,000 

— 

— 

— 

(150,000)  

— 
— 

— 
— 
— 
— 

  $

— 

— 

— 

(860,000)  
(20,000)  

— 

989,000 
— 
1,869,000 
50,000 
100,000 

— 

— 

— 

— 
— 
— 

— 

989,000 

— 

1,009,000 
30,000 
100,000 

— 

— 
— 
— 
— 

(2,985,000)  
300,000 
— 
  $ 32,870,000 

— 
— 
8,744,000 

(2,985,000)
300,000 
8,744,000 
  $ (18,778,000)   $ 14,102,000 

The accompanying footnotes are an integral part of these consolidated financial statements.

F-5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SRAX, INC.
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (CONTINUED)
YEAR ENDED DECEMBER 31, 2019

Preferred Stock

Common Stock

  Common stock to be issued  

Shares

Amount

Shares

  Amount

Shares

  Amount

Balance, December 31, 2018
Share based compensation, related to
employees
Sale of common stock and warrants
for cash
Common stock issued for exercise of
warrants
Loss on repricing of warrants

Common stock issued for services
Shares issued for settlement of
original issue discount
Net loss

Balance, December 31, 2019

— 

  $

— 

— 

— 
— 

— 

— 
— 
— 

  $

— 

— 

— 

— 
— 

— 

— 
— 
— 

  $

  10,109,530 
— 

3,412,821 

342,000 
— 

75,000 

58,101 
— 
  13,997,452 

  $

10,000 
— 

3,000 

1,000 
— 
— 
— 
— 
14,000 

— 

  $

— 

— 

— 
— 

— 

— 
— 
— 

  $

— 

— 

Additional 
Paid-in
Capital

  Accumulated 
Deficit

  Stockholders’ 
Equity

  $ 32,870,000 

  $ (18,778,000)   $ 14,102,000 

935,000 

— 

  12,194,000 

— 
— 

— 

1,195,000 
342,000 

374,000 

— 
— 
— 

219,000 
— 
  $ 48,129,000 

— 

— 

— 
— 

— 

935,000 

12,197,000 

1,196,000 
342,000 

374,000 

— 

  (16,859,000)  

219,000 
(16,859,000)
  $ (35,637,000)   $ 12,506,000 

The accompanying footnotes are an integral part of these consolidated financial statements.

F-6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SRAX, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED DECEMBER 31,

Cash flows from operating activities

Net income (loss)
Adjustments to reconcile net loss to net cash used in operating activities:

Stock based compensation
Amortization of debt issuance costs
Gain on sale of SRAX MD
Gain on valuation of warrant derivatives
Loss on settlement of debt
Loss on fair value of investments
Fair value of common stock issued for settlement of original issue discount
Amortization of debt discount
Loss on repricing of warrants
Digital currency assets impairment loss
Provision for bad debts
Depreciation expense
Amortization of intangibles

Changes in operating assets and liabilities:

Accounts receivable
Prepaid expenses
Other assets
Accounts payable and accrued expenses
Other current liabilities

Net cash used in operating activities

Cash flows from investing activities
Proceeds from sale of SRAX MD
Purchase of equipment
Digital currency assets
Development of software

Net cash provided by (used in) investing activities

Cash flows from financing activities

Proceeds from the issuance of common stock units
Proceeds from the issuance of common stock in conjunction with warrant exercised
Repayments of notes payable
Proceeds from the exercise of warrants

Net cash (used in) provided by financing activities

2019

2018

$

(16,859,000)   $

8,744,000 

1,167,000   
—   
(658,000)  
(1,045,000)  
—   
6,000   
219,000   
—   
342,000   
—   
482,000   
74,000   
1,089,000   

1,638,000   
(106,000)  
81,000   
(2,214,000)  
434,000   
(15,350,000)  

570,000   
(73,000)  
—   
(1,292,000)  
(795,000)  

12,197,000   
—   
—   
1,196,000   
13,393,000   

1,879,000 
1,026,000 
(22,108,000)
(8,954,000)
3,240,000 
— 
— 
4,294,000 
— 
32,000 
(12,000)
44,000 
724,000 

960,000 
(215,000)
(214,000)
(3,103,000)
— 
(13,663,000)

22,981,000 
(82,000)
(63,000)
(961,000)
21,875,000 

— 
100,000 
(6,545,000)
— 
(6,445,000)

Net increase / (decrease) in cash and cash equivalents
Cash and cash equivalents

Beginning of year
End of year

(2,752,000)  

1,767,000 

2,784,000   

32,000    $

1,017,000 
2,784,000 

$

The accompanying footnotes are an integral part of these consolidated financial statements.

F-7

 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
    
 
  
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
    
 
  
 
 
 
 
 
 
SRAX, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS (CONTINUED)
YEARS ENDED DECEMBER 31,

Supplemental schedule of cash flow information

Cash paid for interest
Cash paid for taxes

Supplemental schedule of noncash financing activities

Common stock issued for preferred stock conversion and vesting grants
Issuance of common stock to be issued
Shares issued for convertible note conversions
Common stock received in lieu of cash for account received
Common stock issued to settle liabilities
Record right to use assets
Record operating lease liability

2019

2018

$
$

$
$
$
$
$
$
$

136,000    $
—    $

1,531,000 
— 

—    $
—    $
—    $
50,000    $
219,000    $
(526,000)   $
526,000    $

150,000 
880,000 
300,000 
— 
— 
— 
— 

The accompanying footnotes are an integral part of these consolidated financial statements.

F-8

 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
    
 
  
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
NOTE 1 – ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Organization and Basis of Presentation

SRAX, Inc. (formally known as “Social Reality, Inc.”, (“SRAX”, “we”, “us”, “our” or the “Company”) is a Delaware corporation formed on August 2,
2011. Effective January 1, 2012 we acquired 100% of the member interests and operations of Social Reality, LLC, a California limited liability company
formed on August 14, 2009 which began business in May of 2010, in exchange for 2,465,753 shares of our Class A common stock. The former members of
Social Reality, LLC owned 100% of our Class A common stock after the acquisition.

We  are  a  data  technology  company  offering  tools  and  services  to  identify  and  reach  consumers  for  the  purpose  of  marketing  and  advertising
communication. Our technologies assist our clients in: (i) identifying their core consumers and such consumers’ characteristics across various channels in
order to discover new and measurable opportunities maximize profits associated with advertising campaigns and (ii) gaining insight into the activities of
their customers.

We derive our revenues from the:

● Sale and licensing of our proprietary SaaS platform; and
● Sales of proprietary consumer data; and
● Sales of digital advertising campaigns.

We are headquartered in Los Angeles, California.

Liquidity and Going Concern

The Company has incurred significant losses since its inception and has not demonstrated an ability to generate sufficient revenues from the sales of its
goods and services to achieved profitable operations. There can be no assurance that profitable operations will ever be achieved, or if achieved, could be
sustained on a continuing basis. In addition, the Company’s operations and specifically, the development of BIGToken will require significant additional
financing.  These  factors  create  substantial  doubt  about  the  Company’s  ability  to  continue  as  a  going  concern  within  one  year  after  the  date  that  the
consolidated financial statements are issued. The consolidated financial statements do not include any adjustments that might be necessary if the Company
is unable to continue as a going concern. Accordingly, the consolidated financial statements have been prepared on a basis that assumes the Company will
continue  as  a  going  concern  and  which  contemplates  the  realization  of  assets  and  satisfaction  of  liabilities  and  commitments  in  the  ordinary  course  of
business.

In making this assessment we performed a comprehensive analysis of our current circumstances including: our financial position at December 31, 2019,
our cash flow and cash usage forecasts for the period covering one-year from the issuance date of this Annual Report filed on Form 10-K and our current
capital structure including outstanding warrants and other equity-based instruments and our obligations and debts.

We  expect  that  our  existing  cash  and  cash  equivalents  as  of  December  31,  2019,  along  with  the  proceeds  will  be  sufficient  to  enable  us  to  fund  our
anticipated level of operations based on our current operating plans, until beginning of the second quarter of 2020. Accordingly, we will require additional
capital to fund our operations and the development of BIGToken. We anticipate raising additional capital through the private and public sales of our equity
or  debt  securities,  or  a  combination  thereof.  Although  management  believes  that  such  capital  sources  will  be  available,  there  can  be  no  assurance  that
financing will be available to us when needed in order to allow us to continue our operations, or if available, on terms acceptable to us. At December 31,
2019, the Company had $32,000 in cash and cash equivalents. If we do not raise sufficient capital in a timely manner, among other things, we may be
forced scale back our operations or cease operations all together.

During the first quarter of 2020, the Company was able to raise $3.5 million in debt investments. The Company’s capital-raising efforts are ongoing and the
Company has taken the following steps to increase the likelihood of a successful financing: 1) Applied to the Small Business Administration for funding
under the Payroll Protection Program, 2) additional agreements are in place for an additional $2.5 million in debt financing, contingent on certain factors,
and 3) Monthly operating expenses are scrutinized and controlled. If sufficient capital cannot be raised during 2020, the Company will continue its plans of
curtailing operations by reducing discretionary spending and staffing levels and attempting to operate by only pursuing activities for which it has external
financial support. However, there can be no assurance that such external financial support will be sufficient to maintain even limited operations or that the
Company will be able to raise additional funds on acceptable terms, or at all. In such a case, the Company might be required to enter into unfavorable
agreements or, if that is not possible, be unable to continue operations, and to the extent practicable.

Principles of Consolidation

The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries. All material intercompany transactions and
balances have been eliminated in consolidation.

The consolidated financial statements include the accounts of the Company and its subsidiaries from the acquisition date of majority voting control of the
subsidiary.

F-9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Business Segments

The Company uses the “management approach” to identify its reportable segments. The management approach designates the internal organization used by
management  for  making  operating  decisions  and  assessing  performance  as  the  basis  for  identifying  the  Company’s  reportable  segments.  Using  the
management approach, the Company determined that it has one operating segment due to business similarities and similar economic characteristics.

Business Combinations

For all business combinations (whether partial, full or step acquisitions), the Company records 100% of all assets and liabilities of the acquired business,
including  goodwill,  generally  at  their  fair  values;  contingent  consideration,  if  any,  is  recognized  at  its  fair  value  on  the  acquisition  date  and,  for  certain
arrangements,  changes  in  fair  value  are  recognized  in  earnings  until  settlement  and  acquisition-related  transaction  and  restructuring  costs  are  expensed
rather than treated as part of the cost of the acquisition.

Accounting for discontinued operations

We regularly review underperforming assets (product offerings) to determine if a sale or disposal might be a better way to monetize the assets. When a
product line or other asset group is considered for sale or disposal, we review the transaction to determine if or when the entity qualifies as a discontinued
operation in accordance with the criteria of FASB ASC Topic 205-20 “Discontinued Operations.” The FASB has issued authoritative guidance that raises
the threshold for disposals to qualify as discontinued operations. Under the this guidance, a discontinued operation is (1) a component of an entity or group
of components that have been disposed of or are classified as held for sale and represent a strategic shift that has or will have a major effect on an entity’s
operations and financial results, or (2) an acquired business that is classified as held for sale on the acquisition date.

We operate as a single reporting unit that has multiple product offerings. All our product offerings are in the same geographic market, sharing the same
building, equipment, and managed by a single general manager. The product level is the lowest level for which discrete financial information related solely
to  revenue  and  related  accounts  receivable  is  available  and  the  level  reviewed  by  management  to  analyze  operating  results.  Our  senior  management  is
compensated based on the results of all the product offerings as a whole, not the results of any individual product line We have determined that the sale of
the SRAX MD product line did not qualify for as a discontinued operation pursuant to guidance in ASC 205-20.

During  2018,  based  on  revenue  results  management  and  board  decided  to  accept  the  offer  for  the  sale  of  the  SRAX  MD  product  line.  The  Company
decided  to  monetize  the  SRAX  MD  product  line  via  a  sale  rather  than  continue  to  offer  the  SRAX  MD  product  to  its  customers. We  have  retained  an
approximately 30% interest in the purchaser of the SRAX MD product line, however, based on the operating agreement covering our ownership we have
no  ongoing  or  further  involvement  in  the  operations  of  the  purchaser  of  SRAX  MD.  The  sale  of  the  SRAX  MD  product  line  is  not  considered  to  be
discontinued operations pursuant to the guidance in ASC 205-20.

Use of Estimates

The  consolidated  financial  statements  have  been  prepared  in  conformity  with  generally  accepted  accounting  principles  accepted  in  the  United  States  of
America  (“GAAP”)  and  requires  management  of  the  Company  to  make  estimates  and  assumptions  in  the  preparation  of  these  consolidated  financial
statements  that  affect  the  reported  amounts  of  assets  and  liabilities  and  the  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  financial
statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from these estimates and assumptions.

The most significant areas that require management judgment and which are susceptible to possible change in the near term include the Company’s revenue
recognition, allowance for doubtful accounts, BigToken point redemption liability, stock-based compensation, income taxes, warrant liabilities, embedded
conversion options, goodwill, other intangible assets, put rights and free standing warrants.

Fair Value of Financial Instruments

The  accounting  standard  for  fair  value  measurements  provides  a  framework  for  measuring  fair  value  and  requires  disclosures  regarding  fair  value
measurements.  Fair  value  is  defined  as  the  price  that  would  be  received  to  sell  an  asset  or  paid  to  transfer  a  liability  in  an  orderly  transaction  between
market participants at the measurement date, based on the Company’s principal or, in absence of a principal, most advantageous market for the specific
asset or liability.

F-10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company uses a three-tier fair value hierarchy to classify and disclose all assets and liabilities measured at fair value on a recurring basis, as well as
assets  and  liabilities  measured  at  fair  value  on  a  non-recurring  basis,  in  periods  subsequent  to  their  initial  measurement.  The  hierarchy  requires  the
Company to use observable inputs when available, and to minimize the use of unobservable inputs, when determining fair value. The three tiers are defined
as follows:

● Level 1—Observable inputs that reflect quoted market prices (unadjusted) for identical assets or liabilities in active markets;
● Level 2—Observable inputs other than quoted prices in active markets that are observable either directly or indirectly in the marketplace for

identical or similar assets and liabilities; and

● Level 3—Unobservable inputs that are supported by little or no market data, which require the Company to develop its own assumptions.

The determination of fair value and the assessment of a measurement’s placement within the hierarchy requires judgment. Level 3 valuations often involve
a higher degree of judgment and complexity. Level 3 valuations may require the use of various cost, market, or income valuation methodologies applied to
unobservable management estimates and assumptions. Management’s assumptions could vary depending on the asset or liability valued and the valuation
method  used.  Such  assumptions  could  include:  estimates  of  prices,  earnings,  costs,  actions  of  market  participants,  market  factors,  or  the  weighting  of
various valuation methods. The Company may also engage external advisors to assist us in determining fair value, as appropriate.

Although  the  Company  believes  that  the  recorded  fair  value  of  our  financial  instruments  is  appropriate,  these  fair  values  may  not  be  indicative  of  net
realizable value or reflective of future fair values.

The Company’s financial instruments, including cash and cash equivalents, net accounts receivable, accounts payable and accrued expenses, are carried at
historical cost. At December 31, 2019 and 2018, the carrying amounts of these instruments approximated their fair values because of the short-term nature
of these instruments. The Company measures certain non-financial assets, liabilities, and equity issuances at fair value on a non-recurring basis. These non-
recurring valuations include evaluating assets such as long-lived assets and goodwill for impairment; allocating value to assets in an acquired asset group;
and applying accounting for business combinations. Derivative instruments are carried at fair value, generally estimated using the Black-Scholes Merton
model.

As of December 31, 2019 and 2018 the Company had none and $2,723,264, respectively, of United States Treasury bills with maturities less than 90 days
within cash and cash equivalents.

Cash and Cash Equivalents

The  Company  considers  all  short-term  highly  liquid  investments  with  a  remaining  maturity  at  the  date  of  purchase  of  three  months  or  less  to  be  cash
equivalents.

Accounts Receivable

Credit is extended to customers based on an evaluation of their financial condition and other factors. Management periodically assesses the Company’s
accounts receivable and, if necessary, establishes an allowance for estimated uncollectible amounts. Accounts determined to be uncollectible are charged to
operations  when  that  determination  is  made.  The  Company  usually  does  not  require  collateral.  Allowance  for  doubtful  accounts  was  approximately
$530,000 and $49,000 at December 31, 2019 and 2018, respectively.

Concentration of Credit Risk, Significant Customers and Supplier Risk

Financial  instruments  that  potentially  subject  the  Company  to  concentration  of  credit  risk  consist  of  cash  and  cash  equivalents  and  accounts  receivable.
Cash  and  cash  equivalents  are  deposited  with  financial  institutions  within  the  United  States.  The  balances  maintained  at  these  financial  institutions  are
generally more than the Federal Deposit Insurance Corporation insurance limits. The Company has not experienced any loss on these accounts.

As of December 31, 2019, the Company had three customers with accounts receivable balances of approximately 23.7%, 15.0%, and 13.7%. At December
31, 2018, the Company had two customers with accounts receivable balances of approximately 57.7% and 17.3%.

For the year ended December 31, 2019, the Company had two customers that account for approximately 17.7% and 12.9% of total revenue. For the year
ended December 31, 2018, the Company had two customers that accounted for 19.4% and 14.9%.

As of December 31, 2019, the Company had two suppliers with accounts payable balances of approximately 17.9% and 12.7%. At December 31, 2018, the
Company had three suppliers with accounts payable balances of approximately 36.6%, 26.0%, and 13.9%.

For the year ended December 31, 2019, the Company had two suppliers that account for approximately 29.7% and 14.9% of total
expense. For the year ended December 31, 2018, the Company had two suppliers that accounted for 21.9% and 15.9% of total
expense.

F-11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Long-lived Assets

Management evaluates the recoverability of the Company’s identifiable intangible assets and other long-lived assets when events or circumstances indicate
a potential impairment exists. Events and circumstances considered by the Company in determining whether the carrying value of identifiable intangible
assets and other long-lived assets may not be recoverable include, but are not limited to: significant changes in performance relative to expected operating
results; significant changes in the use of the assets; significant negative industry or economic trends; a significant decline in the Company’s stock price for
a sustained period of time; and changes in the Company’s business strategy. In determining if impairment exists, the Company estimates the undiscounted
cash flows to be generated from the use and ultimate disposition of these assets. If impairment is indicated based on a comparison of the assets’ carrying
values and the undiscounted cash flows, the impairment loss is measured as the amount by which the carrying amount of the assets exceeds the fair value of
the assets. No impairments have been recorded regarding its identifiable intangible assets or other long-lived assets during the years ended December 31,
2019 or 2018, respectively.

Property and equipment

Property and equipment is stated at cost less accumulated depreciation. Depreciation is provided on the straight-line basis over the estimated useful lives of
the assets of three to seven years.

Expenditures  for  repair  and  maintenance  which  do  not  materially  extend  the  useful  lives  of  property  and  equipment  are  charged  to  operations.  When
property or equipment is sold or otherwise disposed of, the cost and related accumulated depreciation are removed from the respective accounts with the
resulting gain or loss reflected in operations. Management periodically reviews the carrying value of its property and equipment for impairment.

Intangible assets

Intangible  assets  consist  of  intellectual  property,  a  non-complete  agreement,  and  internally  developed  software  and  are  stated  at  cost  less  accumulated
amortization. Amortization is provided for on the straight-line basis over the estimated useful lives of the assets of five to six years.

Costs  incurred  to  develop  computer  software  for  internal  use  are  capitalized  once:  (1)  the  preliminary  project  stage  is  completed,  (2)  management
authorizes and commits to funding a specific software project, and (3) it is probable that the project will be completed and the software will be used to
perform the function intended. Costs incurred prior to meeting the qualifications are expensed as incurred. Capitalization of costs ceases when the project is
substantially complete and ready for its intended use. Post-implementation costs related to the internal use computer software, are expensed as incurred.
Internal use software development costs are amortized using the straight-line method over its estimated useful life which ranges up to three years. Software
development  costs  may  become  impaired  in  situations  where  development  efforts  are  abandoned  due  to  the  viability  of  the  planned  project  becoming
doubtful  or  due  to  technological  obsolescence  of  the  planned  software  product.  For  the  years  ended  December  31,  2019,  and  2018  there  has  been  no
impairment associated with internal use software. For the years ended December 31, 2019, and 2018, the Company capitalized software development costs
of $1,292,000 and $961,000, respectively.

During  2016,  the  Company  began  capitalizing  the  costs  of  developing  internal-use  computer  software,  including  directly  related  payroll  costs.  The
Company amortizes costs associated with its internally developed software over periods up to three years, beginning when the software is ready for its
intended use.

The  Company  capitalizes  costs  incurred  during  the  application  development  stage  of  internal-use  software  and  amortize  these  costs  over  the  estimated
useful life. Upgrades and enhancements are capitalized if they result in added functionality which enable the software to perform tasks it was previously
incapable of performing. Software maintenance, training, data conversion, and business process reengineering costs are expensed in the period in which
they are incurred.

Right of Use Assets and Lease Obligations

The  Right  of  Use  Asset  and  Lease  Liability  reflect  the  present  value  of  the  Company’s  estimated  future  minimum  lease  payments  over  the  lease  term,
which may include options that are reasonably assured of being exercised, discounted using a collateralized incremental borrowing rate.

Typically,  renewal  options  are  considered  reasonably  assured  of  being  exercised  if  the  associated  asset  lives  of  the  building  or  leasehold  improvements
exceed that of the initial lease term, and the sales performance of the restaurant remains strong. Therefore, the Right of Use Asset and Lease Liability may
include an assumption on renewal options that have not yet been exercised by the Company.

As the rate implicit in leases are not readily determinable, the Company uses an incremental borrowing rate to calculate the lease liability that represents an
estimate of the interest rate the Company would incur to borrow on a collateralized basis over the term of a lease within a particular currency environment.

F-12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Goodwill

Goodwill is comprised of the purchase price of business combinations in excess of the fair value assigned at acquisition to the net tangible and identifiable
intangible  assets  acquired.  Goodwill  is  not  amortized.  The  Company  tests  goodwill  for  impairment  for  its  reporting  units  on  an  annual  basis,  or  when
events  occur  or  circumstances  indicate  the  fair  value  of  a  reporting  unit  is  below  its  carrying  value.  If  the  fair  value  of  a  reporting  unit  is  less  than  its
carrying value, an impairment loss is recorded to the extent that implied fair value of the goodwill within the reporting unit is less than its carrying value.
The Company performed its most recent annual goodwill impairment test as of December 31, 2019 using market data and discounted cash flow analysis.
Based on this analysis, it was determined that the fair value exceeded the carrying value of its reporting units. The Company concluded the fair value of the
goodwill exceed the carrying value accordingly there were no indicators of impairment for the years ended December 31, 2019 and 2018.

The Company had historically performed its annual goodwill and impairment assessment on December 31st of each year. This aligns the Company with
other advertising sales companies who also generally conduct this annual analysis in the fourth quarter.

When evaluating the potential impairment of goodwill, management first assess a range of qualitative factors, including but not limited to, macroeconomic
conditions,  industry  conditions,  the  competitive  environment,  changes  in  the  market  for  the  Company’s  products  and  services,  regulatory  and  political
developments,  entity  specific  factors  such  as  strategy  and  changes  in  key  personnel,  and  the  overall  financial  performance  for  each  of  the  Company’s
reporting units. If, after completing this assessment, it is determined that it is more likely than not that the fair value of a reporting unit is less than its
carrying value, we then proceed to the impairment testing methodology primarily using the income approach (discounted cash flow method).

We  compare  the  carrying  value  of  the  goodwill,  with  its  fair  value,  as  determined  by  a  combination  of  the  market  approach  and  income  approach,  its
estimated discounted cash flows. If the carrying value of goodwill exceeds its fair value, then the amount of impairment to be recognized. We operate as
one reporting unit.

When  required,  we  arrive  at  our  estimates  of  fair  value  using  a  discounted  cash  flow  methodology  which  includes  estimates  of  future  cash  flows  to  be
generated  by  specifically  identified  assets,  as  well  as  selecting  a  discount  rate  to  measure  the  present  value  of  those  anticipated  cash  flows.  Estimating
future cash flows requires significant judgment and includes making assumptions about projected growth rates, industry-specific factors, working capital
requirements, weighted average cost of capital, and current and anticipated operating conditions. The use of different assumptions or estimates for future
cash flows could produce different results.

Derivatives

The  Company  analyzes  all  financial  instruments  with  features  of  both  liabilities  and  equity  under  FASB  ASC  Topic  No.  480,  Distinguishing Liabilities
from Equity and FASB ASC Topic No. 815, Derivatives and Hedging. Derivative liabilities are adjusted to reflect fair value at each period end, with any
increase or decrease in the fair value being recorded in results of operations as adjustments to fair value of derivatives. The effects of interactions between
embedded derivatives are calculated and accounted for in arriving at the overall fair value of the financial instruments.

The Company has adopted ASU 2017-11, Earnings per share (Topic 260), provided that when determining whether certain financial instruments should be
classified  as  liability  or  equity  instruments,  a  down  round  feature  no  longer  precludes  equity  classification  when  assessing  whether  the  instrument  is
indexed to an entity’s own stock. If a down round feature on the conversion option embedded in the note is triggered, the Company will evaluate whether a
beneficial conversion feature exists, the Company will record the amount as a debt discount and will amortize it over the remaining term of the debt.

If the down round feature in the warrants that are classified as equity is triggered, the Company will recognize the effect of the down round as a deemed
dividend, which will reduce the income available to common stockholders.

Warrant Liability

The Company accounts for certain common stock warrants outstanding as a liability at fair value and adjusts the instruments to fair value at each reporting
period. This liability is subject to re-measurement at each balance sheet date until exercised, and any change in fair value is recognized in the Company’s
consolidated  statements  of  operations.  The  fair  value  of  the  warrants  issued  by  the  Company  has  been  estimated  using  a  Black-Scholes  option  pricing
model, at each measurement date.

F-13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Debt Discounts

The Company accounts for debt discounts originating in connection with conversion features that remain embedded in the related notes in accordance with
ASC 470-20, Debt with Conversion and Other Options. These costs are classified on the consolidated balance sheet as a direct deduction from the debt
liability.  The  Company  amortizes  these  costs  over  the  term  of  its  debt  agreements  as  interest  expense-debt  discount  in  the  consolidated  statement  of
operations.

Registration Rights

The  Company  accounts  for  registration  rights  agreements  in  accordance  with  the  Accounting  Standards  Codification  subtopic  825-20,  Registration
Payment Arraignments (“ASC 825-20”). Under ASC 825-20, the Company is required to disclose the nature and terms of the arraignment, the maximum
potential amount and to assess each reporting period the probable liability under these arraignments and, if exists, to record or adjust the liability to current
period operations.

On  November  29,  2018,  the  Company  invoked  the  early  redemption  clause  in  certain  of  its  convertible  notes  payable  pursuant  to  which  the  Company
redeemed early these convertible notes payable by cash and issuing warrant to purchase shares of common stock (the “Redemption Penalty Warrants”). In
connection with the early retirement of these notes payable, the warrants issued to these investors included a registration rights agreement clause, pursuant
to  which  the  Company  agreed  to  provide  certain  registration  rights  with  respect  to  the  warrants  issued.  The  registration  rights  agreements  require  the
Company to file a registration statement within 90 calendar days from the final closing under the retirement transaction and to be effective 60 calendar days
thereafter. The final closing under the retirement transaction of the debentures occurred on November 29, 2018. On February 11, 2019, the Company filed
the required registration statement, as of this filing, it has yet to be declared effective. If the registration statement is not declared effective, the Company is
subject to a 2% penalty of investors’ subscription amount. The Company has estimated the liability under the registration rights agreement was $0 as of
December 31, 2019 and 2018.

Revenue Recognition

The Company adopted Accounting Standards Codification (“ASC”) Topic 606, Revenue from Contracts with Customers (“ASC Topic 606”) on January 1,
2018 using the modified retrospective method. Our operating results for reporting periods beginning after January 1, 2018 are presented under ASC Topic
606, while prior period amounts continue to be reported in accordance with our historic accounting under Topic 605. The timing and measurement of our
revenues under ASC Topic 606 is similar to that recognized under previous guidance, accordingly, the adoption of ASC Topic 606 did not have a material
impact on our financial position, results of operations, cash flows, or presentation thereof at adoption or in the current period. There were no changes in our
opening retained earnings balance as a result of the adoption of ASC Topic 606.

ASC Topic 606 is a comprehensive revenue recognition model that requires revenue to be recognized when control of the promised goods or services are
transferred to our customers at an amount that reflects the consideration that we expect to receive. Application of ASC Topic 606 requires us to use more
judgment  and  make  more  estimates  than  under  former  guidance.  Application  of  ASC  Topic  606  requires  a  five-step  model  applicable  to  all  product
offerings revenue streams as follows:

Identification of the contract, or contracts, with a customer

A contract with a customer exists when (i) we enter into an enforceable contract with a customer that defines each party’s rights regarding the goods or
services  to  be  transferred  and  identifies  the  payment  terms  related  to  these  goods  or  services,  (ii)  the  contract  has  commercial  substance  and,  (iii)  we
determine that collection of substantially all consideration for goods or services that are transferred is probable based on the customer’s intent and ability to
pay the promised consideration.

We apply judgment in determining the customer’s ability and intention to pay, which is based on a variety of factors including the customer’s historical
payment experience or, in the case of a new customer, published credit or financial information pertaining to the customer.

Identification of the performance obligations in the contract

Performance obligations promised in a contract are identified based on the goods or services that will be transferred to the customer that are both capable of
being distinct, whereby the customer can benefit from the goods or service either on its own or together with other resources that are readily available from
third parties or from us, and are distinct in the context of the contract, whereby the transfer of the goods or services is separately identifiable from other
promises in the contract.

When a contract includes multiple promised goods or services, we apply judgment to determine whether the promised goods or services are capable of
being  distinct  and  are  distinct  within  the  context  of  the  contract.  If  these  criteria  are  not  met,  the  promised  goods  or  services  are  accounted  for  as  a
combined performance obligation.

F-14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Determination of the transaction price

The transaction price is determined based on the consideration to which we will be entitled to receive in exchange for transferring goods or services to our
customer.  We  estimate  any  variable  consideration  included  in  the  transaction  price  using  the  expected  value  method  that  requires  the  use  of  significant
estimates for discounts, cancellation periods, refunds and returns. Variable consideration is described in detail below.

Allocation of the transaction price to the performance obligations in the contract

If the contract contains a single performance obligation, the entire transaction price is allocated to the single performance obligation. Contracts that contain
multiple performance obligations require an allocation of the transaction price to each performance obligation based on a relative Stand-Alone Selling Price
(“SSP,”)  basis.  We  determine  SSP  based  on  the  price  at  which  the  performance  obligation  would  be  sold  separately.  If  the  SSP  is  not  observable,  we
estimate the SSP based on available information, including market conditions and any applicable internally approved pricing guidelines.

Recognition of revenue when, or as, we satisfy a performance obligation

We  recognize  revenue  at  the  point  in  time  that  the  related  performance  obligation  is  satisfied  by  transferring  the  promised  goods  or  services  to  our
customer.

Principal versus Agent Considerations

When  another  party  is  involved  in  providing  goods  or  services  to  our  customer,  we  apply  the  principal  versus  agent  guidance  in  ASC  Topic  606  to
determine if we are the principal or an agent to the transaction. When we control the specified goods or services before they are transferred to our customer,
we report revenue gross, as principal. If we do not control the goods or services before they are transferred to our customer, revenue is reported net of the
fees  paid  to  the  other  party,  as  agent.  Our  evaluation  to  determine  if  we  control  the  goods  or  services  within  ASC  Topic  606  includes  the  following
indicators:

We are primarily responsible for fulfilling the promise to provide the specified good or service.

When we are primarily responsible for providing the goods and services, such as when the other party is acting on our behalf, we have indication that we
are the principal to the transaction. We consider if we may terminate our relationship with the other party at any time without penalty or without permission
from our customer.

We have risk before the specified good or service have been transferred to a customer or after transfer of control to the customer.

We may commit to obtaining the services of another party with or without an existing contract with our customer. In these situations, we have risk of loss
as principal for any amount due to the other party regardless of the amount(s) we earn as revenue from our customer.

The entity has discretion in establishing the price for the specified good or service.

We have discretion in establishing the price our customer pays for the specified goods or services.

Contract Liabilities

Contract liabilities consist of customer advance payments and billings in excess of revenue recognized. We may receive payments from our customers in
advance  of  completing  our  performance  obligations.  We  record  contract  liabilities  equal  to  the  amount  of  payments  received  in  excess  of  revenue
recognized,  including  payments  that  are  refundable  if  the  customer  cancels  the  contract  according  to  the  contract  terms.  Contract  liabilities  have  been
historically  low  historically  recorded  as  current  liabilities  on  our  consolidated  financial  statements  when  the  time  to  fulfill  the  performance  obligations
under terms of our contracts is less than one year. We have no Long-term contract liabilities which would represent the amount of payments received in
excess of revenue earned, including those that are refundable, when the time to fulfill the performance obligation is greater than one year.

Practical Expedients and Exemptions

We have elected certain practical expedients and policy elections as permitted under ASC Topic 606 as follows:

● We applied the transitional guidance to contracts that were not complete at the date of our initial application of ASC Topic 606 on January 1,

2018.

● We adopted  the  practical  expedient  related  to  not  adjusting  the  promised  amount  of  consideration  for  the  effects  of  a  significant  financing
component  if  the  period  between  transfer  of  product  and  customer  payment  is  expected  to  be  less  than  one  year  at  the  time  of  contract
inception;

● We made  the  accounting  policy  election  to  not  assess  promised  goods  or  services  as  performance  obligations  if  they  are  immaterial  in the

context of the contract with the customer;

F-15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
● We made the accounting policy election to exclude any sales and similar taxes from the transaction price; and

● We adopted the practical expedient not to disclose the value of unsatisfied performance obligations for contracts with an original expected

length of one year or less.

Cost of Revenue

Cost  of  revenue  consists  of  payments  to  media  providers  and  website  publishers  that  are  directly  related  to  a  revenue-generating  event  and  project  and
application  design  costs.  The  Company  becomes  obligated  to  make  payments  related  to  media  providers  and  website  publishers  in  the  period  the
advertising  impressions,  click-through,  actions  or  lead-based  information  are  delivered  or  occur.  Such  expenses  are  classified  as  cost  of  revenue  in  the
corresponding period in which the revenue is recognized in the accompanying consolidated statements of operations.

Stock-Based Compensation

We  account  for  our  stock-based  compensation  under  ASC  718  “Compensation  –  Stock  Compensation”  using  the  fair  value-based  method.  Under  this
method, compensation cost is measured at the grant date based on the value of the award and is recognized over the service period, which is usually the
vesting  period.  This  guidance  establishes  standards  for  the  accounting  for  transactions  in  which  an  entity  exchanges  it  equity  instruments  for  goods  or
services. It also addresses transactions in which an entity incurs liabilities in exchange for goods or services that are based on the fair value of the entity’s
equity instruments or that may be settled by the issuance of those equity instruments.

We use the fair value method for equity instruments granted to non-employees and use the Black-Scholes model for measuring the fair value of options.
The  stock  based  fair  value  compensation  is  determined  as  of  the  date  of  the  grant  or  the  date  at  which  the  performance  of  the  services  is  completed
(measurement date) and is recognized over the vesting periods.

Common stock awards

The Company grants common stock awards to non-employees in exchange for services provided. The Company measures the fair value of these awards
using the fair value of the services provided or the fair value of the awards granted, whichever is more reliably measurable. The fair value measurement
date of these awards is generally the date the performance of services is complete. The fair value of the awards is recognized on a straight-line basis as
services are rendered. The share-based payments related to common stock awards for the settlement of services provided by non-employees is recorded in
accordance  with  ASC  505-50  on  the  consolidated  statement  of  comprehensive  loss  in  the  same  manner  and  charged  to  the  same  account  as  if  such
settlements had been made in cash.

Warrants

In connection with certain financing, consulting and collaboration arrangements, the Company has issued warrants to purchase shares of its common stock.
The outstanding warrants are standalone instruments that are not puttable or mandatorily redeemable by the holder and are classified as equity awards. The
Company measures the fair value of the awards using the Black-Scholes option pricing model as of the measurement date. Warrants issued in conjunction
with the issuance of common stock are initially recorded at fair value as a reduction in additional paid-in capital of the common stock issued. All other
warrants are recorded at fair value as expense over the requisite service period or at the date of issuance, if there is not a service period. Warrants granted in
connection with ongoing arrangements are more fully described in Note 11, Stockholders’ Equity.

Income Taxes

We utilize ASC 740 “Income Taxes” which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events
that  have  been  included  in  the  consolidated  financial  statements  or  tax  returns.  Under  this  method,  deferred  income  taxes  are  recognized  for  the  tax
consequences in future years of differences between the tax bases of assets and liabilities and their financial reporting amounts at year-end based on enacted
laws and statutory tax rates applicable to the periods in which the differences are expected to affect taxable income.

The  Company  recognizes  the  impact  of  a  tax  position  in  the  financial  statements  only  if  that  position  is  more  likely  than  not  of  being  sustained  upon
examination by taxing authorities, based on the technical merits of the position. Our practice is to recognize interest and/or penalties related to income tax
matters in income tax expense.

F-16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Earnings Per Share

We use ASC 260, “Earnings  Per  Share”  for  calculating  the  basic  and  diluted  earnings  (loss)  per  share.  We  compute  basic  earnings  (loss)  per  share  by
dividing  net  income  (loss)  by  the  weighted  average  number  of  common  shares  outstanding.  Diluted  earnings  (loss)  per  share  is  computed  based  on  the
weighted average number of shares of common stock plus the effect of dilutive potential common shares outstanding during the period using the treasury
stock method. Dilutive potential common shares include outstanding stock options and warrants and stock awards. For periods with a net loss, basic and
diluted loss per share are the same, in that any potential common stock equivalents would have the effect of being anti-dilutive in the computation of net
loss per share.

There were 7,429,949 common share equivalents at December 31, 2019 and 4,853,085 at December 31, 2018. For the year ended December 31, 2018 these
potential shares were excluded from the shares used to calculate diluted. These securities were not included in the computation of diluted net earnings per
share as their effect would have been antidilutive.

Recently Issued Accounting Standards

Changes to accounting principles are established by the FASB in the form of ASUs to the FASB’s Codification. We consider the applicability and impact of
all ASUs on our financial position, results of operations, cash flows, or presentation thereof. Described below are ASUs that are not yet effective, but may
be applicable to our financial position, results of operations, cash flows, or presentation thereof. ASUs not listed below were assessed and determined to not
be applicable to our financial position, results of operations, cash flows, or presentation thereof.

Recently Adopted Accounting Pronouncements

In  February  2016,  the  FASB  issued  ASU  2016-02  (with  amendments  issued  in  2018),  which  changes  the  accounting  for  leases  and  requires  expanded
disclosures about leasing activities. This new guidance also requires lessees to recognize a ROU asset and a lease liability at the commencement date for all
leases  with  terms  greater  than  twelve  months.  Accounting  by  lessors  is  largely  unchanged.  ASU  2016-02  is  effective  for  fiscal  periods  beginning  after
December 15, 2018. We adopted ASU 2016-02 on January 1, 2019 using the modified retrospective optional transition method. Thus, the standard was
applied starting January 1, 2019 and prior periods were not restated.

We applied the package of practical expedients permitted under the transition guidance. As a result, we did not reassess the identification, classification and
initial direct costs of leases commencing before the effective date. We also applied the practical expedient to not separate lease and non-lease components
to all new leases as well as leases commencing before the effective date. See Note 5 for additional information.

In June 2018, the FASB issued ASU 2018-07, “Improvements to Non-employee Share-Based Payment Accounting.” This guidance expands the scope of
Topic 718 “Compensation - Stock Compensation” to include share-based payment transactions for acquiring goods and services from non-employees, but
excludes awards granted in conjunction with selling goods or services to a customer as part of a contract accounted for under ASC 606, “Revenue from
Contracts with Customers.” The adoption of ASU 2018-07 did not have a material impact on our consolidated financial statements.

In August 2018, the FASB issued ASU 2018-15, “Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a
Service  Contract,”  which  amends  ASC  350-40,  “Intangibles  -  Goodwill  and  Other  -  Internal-Use  Software.”  The  ASU  aligns  the  requirements  for
capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs
incurred  to  develop  or  obtain  internal-use  software  and  requires  the  capitalized  implementation  costs  to  be  expensed  over  the  term  of  the  hosting
arrangement. The accounting for the service element of a hosting arrangement that is a service contract is not affected. ASU 2018-15 is effective for fiscal
periods beginning after December 15, 2019, and interim periods within those fiscal years. The adoption of ASU 2018-15, effective January 1, 2019, did not
have a material impact on our consolidated financial statements.

In January 2017, the FASB issued ASU 2017-04, “Simplifying the Test for Goodwill Impairment.” This guidance simplifies how an entity is required to
test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Instead, if the carrying amount of a reporting unit exceeds its fair
value, an impairment loss will be recognized in an amount equal to that excess, limited to the total amount of goodwill allocated to the reporting unit. ASU
2017-04 is effective for fiscal periods beginning after December 31, 2019. Early adoption is permitted. We adopted ASU 2017-04 and it did not have a
material impact on our consolidated financial statements.

Recent Accounting Updates Not Yet Effective

In December 2019, the FASB issued ASU 2019-12, “Simplifying the Accounting for Income Taxes.” This guidance, among other provisions, eliminates
certain exceptions to existing guidance related to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim
period and the recognition of deferred tax liabilities for outside basis differences. This guidance also requires an entity to reflect the effect of an enacted
change in tax laws or rates in its effective income tax rate in the first interim period that includes the enactment date of the new legislation, aligning the
timing  of  recognition  of  the  effects  from  enacted  tax  law  changes  on  the  effective  income  tax  rate  with  the  effects  on  deferred  income  tax  assets  and
liabilities.  Under  existing  guidance,  an  entity  recognizes  the  effects  of  the  enacted  tax  law  change  on  the  effective  income  tax  rate  in  the  period  that
includes the effective date of the tax law. ASU 2019-12 is effective for interim and annual periods beginning after December 15, 2020, with early adoption
permitted. We are currently evaluating the impact of this guidance.

F-17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In  June  2016,  the  FASB  issued  ASU  2016-13,  “Measurement  of  Credit  Losses  on  Financial  Instruments.”  This  guidance  updates  existing  guidance  for
measuring and recording credit losses on financial assets measured at amortized cost by replacing the “incurred loss” model with an “expected loss” model.
Accordingly, these financial assets will be presented at the net amount expected to be collected. ASU 2016-13 is effective for fiscal years beginning after
December 15, 2019. Early adoption is permitted. We do not expect the adoption of ASU 2016-13 will have a material impact on our consolidated financial
statements.

NOTE 2 – ACQUISITIONS AND DIVESTITURES

Sale of SRAX MD:

On August  6,  2018,  we  completed  the  sale  of  substantially  all  of  the  assets  related  to  our  SRAX  MD  product  line  for  aggregate  consideration  of  up  to
$52,500,000. The purchase price consists of (i) $33,000,000 in cash, (ii) 30% interest in the purchaser of SRAX MD assets and (iii) an earn-out of up to
$9,000,000  upon  the  SRAX  MD  product  line  achieving  certain  gross  profit  thresholds  (the  “Earn-Out”). A  total  of  $762,500  of  the  purchase  price  was
placed into escrow accounts subject to future release. During the year ended December 31, 2019, the Company received the escrow funds of approximately
$658,000, net of expense of $105,000.

Given  the  Company  will  retain  an  ongoing  equity  interest  in  the  purchaser  of  SRAX  MD,  the  Company  evaluated  the  potential  existence  of  variable
interest entity accounting treatment under ASC 810. Given the Company had no input into the design of the purchasing entity, is not a primary beneficiary
of the purchaser entity and has no ongoing role in management or governance other than that of a passive, minority investor, the Company determined that
the presence of a variable interest entity was not present.

Assets transferred to the purchaser in the transaction included $3,536,503 of accounts receivable and $216,479 of prepaid expense items. The purchaser
also assumed $191,164 of accounts payable obligations and $333,014 of additional accrued expense items. The Company received a credit to the purchase
price of $196,055 for over-delivery of working capital beyond a contractual $3 million working capital target. The Company has recorded a zero value for
the interest retained in the purchaser of SRAX MD assets.

The Company paid $1,709,500 of advisory fees and $351,089 of legal fees at closing. An additional $164,028 was also paid by the Company at closing for
insurance premiums and escrow related fees.

During the fourth quarter of 2018, the Company recognized an additional $1,870,361 in costs associated with the transaction.

The  Company  recorded  a  gain  on  sale  of  assets  totaling  $22,108,028.  Less  escrow  holdbacks  and  other  reimbursements,  the  Company  received  net
proceeds from the transaction totaling $22,980,824.

Below are the major components of the gain we recorded on the sale of the SRAX md assets during 2018:

GAIN ON SALE OF SRAX MD:

Cash Proceeds
Fair Value of Interest Retained
Carrying amount of Assets Sold

Fixed Assets
Working Capital

Transactions Fees & Sales Commissions
Gain on Sale

F-18

$

$

32,966,303 
— 

(117,000)
(3,228,803)
(7,512,472)
22,108,028 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
Components of operating results for the SRAX MD product group have not been classified as discontinued operations. Pursuant to guidance in ASC 205-
20,  Discontinued  Operations,  we  noted  that  the  SRAX  MD  product  line  was  not  a  reportable  segment  or  a  separate  operating  segment  and  nor  was  it
deemed to be a strategic shift. Under this guidance, an entity presents a disposal as a discontinued operation if it “represents a strategic shift that has (or
will have) a major effect on an entity’s operations and financial results.” ASC Topic 205-20-45 does not clearly define on a quantitative basis as to how an
entity  would  establish  whether  a  component,  business  activity  is  individually  significant.  Additionally,  the  sale  of  the  SRAX  MD  product  line  did  not
qualify under ASC Topic 360-10-35 to 45 for determination of the gain or loss. The sale of the SRAX MD product group does not constitute a shift in our
corporate strategy or purpose as we continue to operate a diversified product group of digital advertising tools, as we have done since inception in 2010.
The core technology and other key elements of the SRAX advertising platform will remain owned by us, with certain license agreements for use of our
software granted to the purchaser as part of the transaction. SRAX Md was a product developed from our core technology. In addition to the assets, 12 of
our existing employees also transferred. The Company have not assigned any goodwill upon disposal of a SRAX MD.

SRAX MD, like each of the remaining SRAX product groups/offerings, has not historically operated as a discrete business entity or division within our
company. As such, it along with the other product groups rely upon shared employees and a shared technology platform to operate. Furthermore, certain
advertisers may also purchase advertising across multiple product lines, making individual product financial statements more difficult to segregate. Due to
its in-house organic development, SRAX MD also had no separately capitalized assets.

NOTE 3 – PROPERTY AND EQUIPMENT

Property and equipment consist of the following at December 31:

Office equipment
Accumulated depreciation

Property and equipment, net

2019

2018

$

$

406,000   
(215,000)  
191,000   

333,000 
(141,000)
192,000 

Depreciation expense for the years ended December 31, 2019 and 2018 was $74,000 and $44,000, respectively.

NOTE 4 – INTANGIBLE ASSETS

Intangible assets consist of the following at December 31:

Non-compete agreement
Intellectual property
Acquired Software
Internally developed software

Total cost

Accumulated amortization
Intangible assets, net

2019

2018

$

$

1,250,000    $
756,000   
617,000   
2,856,000   
5,479,000   
(3,513,000)  
1,966,000    $

1,250,000 
756,000 
617,000 
1,564,000 
4,187,000 
(2,424,000)
1,763,000 

Amortization  expense  was  $151,000  for  intellectual  property,  $733,000  for  internally  developed  software  and  $206,000  acquired  software  for  the  year
ended December 31, 2019. Amortization expense was $51,000 for intellectual property, $122,000 for the non-compete agreement, $365,000 for internally
developed software and $151,000 acquired software for the year ended December 31, 2018.

The estimated future amortization expense for the years ended December 31, are as follows:

2020
2021
2022

$

$

1,019,000 
732,000 
215,000 
1,966,000 

As of December 31, 2019 and 2018, goodwill was $15,645,000 and there were no additions or impairments during the years ended December 31, 2019 and
2018.

F-19

 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 5 – RIGHT TO USE ASSETS

In  February  2016,  the  FASB  issued  ASU  No.  2016-02  (“ASC  842”),  Leases,  to  require  lessees  to  recognize  all  leases,  with  certain  exceptions,  on  the
balance  sheet,  while  recognition  on  the  statement  of  operations  will  remain  similar  to  current  lease  accounting.  Subsequently,  the  FASB  issued  ASU
No.2018-10,  Codification  Improvements  to  Topic  842,  Leases,  ASU  No.  2018-11,  Targeted  Improvements,  ASU  No.  2018-20,  Narrow-Scope
Improvements for Lessors, and ASU 2019-01, Codification Improvements, to clarify and amend the guidance in ASU No. 2016-02. ASC 842 eliminates
real estate-specific provisions and modifies certain aspects of lessor accounting. This standard is effective for interim and annual periods beginning after
December 15, 2018, with early adoption permitted.

We are using a modified retrospective adoption approach, is required to recognize and measure leases existing at the beginning of the adoption period, with
certain practical expedients available.

We  adopted  the  standard  effective  January  1,  2019.  The  standard  allows  a  number  of  optional  practical  expedients  to  use  for  transition.  The  Company
choose  the  certain  practical  expedients  allowed  under  the  transition  guidance  which  permitted  us  to  not  to  reassess  any  existing  or  expired  contracts  to
determine if they contain embedded leases, to not to reassess our lease classification on existing leases, to account for lease and non-lease components as a
single lease component for equipment leases, and whether initial direct costs previously capitalized would qualify for capitalization under FASB ASC 842.
The new standard also provides practical expedients and recognition exemptions for an entity’s ongoing accounting policy elections. The Company has
elected the short-term lease recognition for all leases that qualify, which means that we do not recognize a ROU asset and lease liability for any lease with a
term of twelve months or less. The most significant impact of adopting the standard was the recognition of ROU assets and lease liabilities for operating
leases on the Company’s consolidated balance sheet but it did not have an impact on the Company’s consolidated statements of operations or consolidated
statements of cash flows. We recorded a ROU and the related operating lease liability for our long-term facilities lease.

The below table summarizes these lease asset and liability accounts presented on our accompanying Consolidated Balance Sheets:

Operating Leases*
Operating lease right-of-use assets - non-current

Consolidated Balance Sheet Caption

  Right of Use Asset

Operating lease liabilities - current
Operating lease liabilities - non-current

Total operating lease liabilities

  Accrued liabilities
  Lease Obligation – Long-Term

* As of December 31, 2019, we have no “finance leases” as defined in ASC 842.

Components of Lease Expense

Balance as of
December 31, 
2019

$

$
$
$

456,000 

91,000 
352,000 
443,000 

We recognize lease expense on a straight-line basis over the term of our operating leases, as reported within “selling, general and administrative” expense
on the accompanying Consolidated Statement of Operations.

The components of our aggregate lease expense summarized below for the year ended December 31, 2019:

Operating lease cost
Variable lease cost
Short-term lease cost
Total lease cost

163,000 
— 
— 
163,000 

F-20

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Average Remaining Lease Term and Applied Discount Rate

Operating leases as of December 31, 2019

3.75 years   

18%

Future Contractual Lease Payments as of December 31, 2019

The below table summarizes our (i) minimum lease payments over the next five years, (ii) lease arrangement implied interest, and (iii) present value of
future lease payments for the years ending December 31:

Weighted
Average
Remaining
Lease Term

Weighted
Average
Discount Rate

Operating Leases - future payments
2020
2021
2022
2023
Total future lease payments, undiscounted
Less: Implied interest
Present value of operating lease payments

163,000 
163,000 
163,000 
123,000 
612,000 
(169,000)
443,000 

NOTE 6 – ACCOUNTS PAYABLE AND ACCRUED EXPENSES

Accounts payable and accrued expenses at December 31, are comprised of the following:

Accounts payable, trade
Accrued expenses
Accrued compensation
Accrued commissions

Accounts payable and accrued expenses

NOTE 7 – OTHER CURRENT LIABILITIES

BIGToken Point liability

2019

2018

$

$

1,708,000    $
335,000   
270,000   
129,000   
2,442,000    $

2,518,000 
256,000 
722,000 
79,000 
3,575,000 

In  2019,  the  Company  launched  the  BIGToken  consumer  data  management  platform,  where  registered  users  are  rewarded  for  undertaking  actions  and
sharing data within the platform. The business is currently based on a platform of registered users, developed as a direct to consumer data marketplace
where users are paid for their data.

During the year ended December 31, 2019 the Company instituted a policy that allows BIGToken users to redeem outstanding BIGToken points for cash if
their account and point balances meet certain criteria. As of December 31, 2019, the Company has estimated the future liability for point redemptions to be
$446,000. The Company considered the total number of points outstanding, the conversion rate in which points are redeemable for cash, and each user’s
redemption eligibility

The  Company  utilizes  an  account  scoring  system  that  evaluates  a  number  of  factors  in  determining  an  account’s  redemption  eligibility.  These  factors
include  an  evaluation  of  the  following:  the  infrastructure  utilized  by  the  user  when  engaging  with  BIGToken’s  systems,  the  user’s  geographical
associations, consistency, and verifiability of the user’s data.

F-21

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 8 – SECURED CONVERTIBLE DEBENTURES, NET

On November 29, 2018, the Company redeemed the outstanding principal balance of the Series A1 and A2 Debentures (collectively the “Debentures”) with
the repayment of the Debentures face value or $6,545,157, a 10% prepayment penalty of $654,517 and the issuance of Series B1 warrants for a total of
50% of the of the conversion shares issuable on an as-converted basis as if the principal amount of the Debenture had been converted immediately prior to
the optional redemption.. Also, the Company issued warrants to purchase 1,090,862 shares of its Class A common stock (“Series B1 Warrants”). The Series
B1  Warrants  were  issued  pursuant  to  the  redemption  terms  of  the  Company’s  Debentures.  The  Company  received  no  additional  consideration  for  the
issuance. The Series B1 Warrants were issued in a transaction exempt from registration under the Securities Act of 1933, as amended (the Securities Act),
in reliance on the exemption provided by Rule 506(b) of Regulation D and Section 4(a)(2) of the Securities Act.

As of December 31, 2019 and 2018, there was zero principle balance of secured convertible debentures.

The Series B1 warrants have a term of five (5) years from the date in which each of the redeemed Debenture were issued. Accordingly, of the Series B1
Warrants: (i) 277,500 have an expiration date of April 21, 2022, and (ii) 813,362 have an expiration date of October 27, 2022.

The Series B1 Warrants are initially exercisable at $3.00 per share and, are subject to cashless exercise after six (6) months from the issuance date if the
shares  underlying  the  warrants  are  not  subject  to  an  effective  registration  statement.  The  Series  B  Warrants  also  contain  anti-  dilution  protection  for
subsequent equity sales for a price lower than the then applicable exercise price, with a floor of $1.40.

The  exercise  price  of  the  Series  B1  Warrants  is  subject  to  adjustment  upon  certain  events,  including  stock  splits,  stock  dividends,  subsequent  equity
transactions (other than specified exempt issuances), subsequent rights offerings, and fundamental transactions, subject to the $1.40 floor described above.
If we fail to timely deliver the shares of our Class A common stock (“Common Stock”) upon any exercise of the Series B Warrants, we will be subject to
certain buy-in provisions. Additionally, the Series B Warrants contained certain beneficial ownership limitations.

The Company identified embedded derivatives related to the Series B Warrants issued. These embedded derivatives included the right for the holders to
request for the Company to purchase the Series B Warrant from the Holder by paying to the Holder an amount of cash equal to the Black-Scholes value of
the remaining unexercised portion of the Series A2 Warrant on the date of the consummation of a fundamental transaction.

The Series B1 Warrants have been accounted for utilizing ASC 815 “Derivatives and Hedging”. The Company has determined that the Series B1 Warrants
have an embedded feature that cause the Series B1 Warrants to be treated as a derivative liability. The Company has estimated the fair value of the Series
B1 Warrant instruments using the Black-Scholes Model with key input variables provided by management, as of the date of issuance, with the fair value
treated as an additional expense related to the extinguishment of the Debentures, and at each reporting date, with the changes in fair value of the Series B
Warrants recorded as gains or losses on revaluation in other income (expense). See Note 9 – Warrant Liabilities for further information for the fair value of
the Series B1 Warrants.

NOTE 9 – DERIVATIVE LIABILITIES

The Derivative Warrant Instruments have been accounted for utilizing ASC 815 “Derivatives and Hedging”. The Company has incurred a liability for the
estimated fair value of Derivative Warrant Instruments. The estimated fair value of the Derivative Warrant Instruments has been calculated using the Black-
Scholes  fair  value  option-pricing  model  with  key  input  variables  provided  by  management,  as  of  the  date  of  issuance,  with  the  valuation  offset  against
additional paid in capital, and at each reporting date, with changes in fair value recorded as gains or losses on revaluation in other income (expense).

The Company identified embedded features in the Derivative Warrant Instruments which caused the warrants to be classified as a liability. These embedded
features included the right for the holders to request for the Company to cash settle the Warrant Instruments from the Holder by paying to the Holder an
amount  of  cash  equal  to  the  Black-Scholes  value  of  the  remaining  unexercised  portion  of  the  Derivative  Warrant  Instruments  on  the  date  of  the
consummation  of  a  fundamental  transaction.  The  accounting  treatment  of  derivative  financial  instruments  requires  that  the  Company  treat  the  whole
instrument as liability and record the fair value of the instrument as a derivative as of the inception date of the instrument and to adjust the fair value of the
instrument as of each subsequent balance sheet dates.

The Warrant derivative liability is comprised of the following warrant instruments (collectively, the “Derivative Liabilities”):

1.
2.

In January 2017, the Company issued Series A Warrants in Our registered direct and concurrent private placement;
In April  and  October  2017,  the  Company  issued  the  Series  A1  Warrants  and  Series  A2  Warrants  in  connection  with  the  private  placement  of
secured convertible debentures; and

F-22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3.

In November 2018, the Company issued the Series B1 Warrants upon redemption of the outstanding convertible debentures issued in April and
October 2017, pursuant to the terms of such debentures.

Series
Series A warrants
Series A1 warrants
Series A2 warrants
Series B1 warrants
Leapfrog warrants
Total

Series A Warrants

Number of Warrants

267,535 
471,667 
813,364 
1,090,863 
350,000 
2,993,429 

The Series A Warrants are exercisable for five years commencing 6 months from the date of closing. The exercise price of the Series A Warrants is subject
to full ratchet adjustment in certain circumstances, subject to a floor price of $1.20 per share. The adjustment provisions under the terms of the Series A
Warrants will be extinguished at such time as our Class A common stock trades at or above $10.00 per share for 20 consecutive trading days, subject to the
satisfaction  of  certain  equity  conditions.  In  addition,  if  there  is  no  effective  registration  statement  covering  the  shares  issuable  upon  the  exercise  of  the
Series A Warrants, the warrants are exercisable on a cashless basis. If we fail to timely deliver the shares underlying the warrants, we will be subject to
certain buy-in provisions. As a result of the sale of the debentures in April 2017, the exercise price of the Series A Warrants issued to investors in our
January 2017 private offering were reset to $2.245 per share.

The Series A Warrants fair value as of December 31, 2019 and 2018 was estimated to be $368,000 and $496,000, respectively, based on a risk-free interest
rates  of  1.62  and  2.46  respectively,  an  expected  term  of  2  and  3  years,  respectively,  an  expected  volatility  of  100%  and  164%,  respectively  and  a  0%
dividend yield.

Series A1 Warrant

The Series A1 Warrants are initially exercisable at $3.00 per share and, if at any time after the six-month anniversary of the issuance the underlying shares
of our class A common stock are not covered by an effective resale registration statement, the Series A1 Warrants are exercisable on a cashless basis. The
conversion price of the Debentures and the exercise price of the Series A1 Warrants are subject to adjustments upon certain events, including stock splits,
stock dividends, subsequent equity transactions (other than specified exempt issuances), subsequent rights offerings, and fundamental transactions, subject
to a floor of $1.40 per share. If we fail to timely deliver the shares of our class A common stock upon any conversion of the Series A1 Debentures or
exercise  of  the  Series  A1  Warrants,  we  will  be  subject  to  certain  buy-in  provisions.  Pursuant  to  the  terms  of  the  Series  A1  Debentures  and  Series  A1
Warrants, a holder will not have the right to convert any portion of the Series A1 Debentures or exercise any portion of the Series A1 Warrants if the holder
(together with its affiliates) would beneficially own in excess of 4.99% of the number of shares of class A common stock outstanding immediately after
giving effect to such conversion or exercise, as such percentage ownership is determined in accordance with the terms of the Series A1 Debentures and the
Series  A1  Warrants;  provided  that  after  the  Shareholder  Approval  Date,  as  defined  below,  at  the  election  of  a  holder  and  notice  to  us  such  percentage
ownership limitation may be increased or decreased to any other percentage, not to exceed 9.99%; provided that any increase will not be effective until the
61st day after such notice is delivered from the holder to us.

In  accordance  with  the  Nasdaq  Marketplace  Rules,  until  such  time  as  our  stockholders  have  approved  the  Securities  Purchase  Agreements  and  the
transactions thereunder (the “Shareholder Approval Date”), we were not obligated to issue any shares of our class A common stock upon any conversion of
the Series A1 Debentures and/or exercise of the Series A1 Warrants, and the holders had no right to receive upon conversion and/or exercise thereof any
shares of our Class A common stock, to the extent the issuance of such shares of Class A common stock would exceed 20% of our outstanding Class A
common stock prior to the transaction. We held a special meeting of the shareholders on June 23, 2017 whereby we obtained approval of the Securities
Purchase Agreements and the transactions thereunder.

F-23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We agreed to file a registration statement registering the resale of the shares of our Class A common stock underlying the Series A1 Debentures and the
Series  A1  Warrants.  Under  the  terms  of  the  Securities  Purchaser  Agreements,  we  also  granted  the  Purchasers  of  the  Series  A1Debentures  the  right  to
purchase an additional $3,000,000 of Series A1 Debentures upon the same terms and conditions for a period beginning on the Shareholder Approval Date
and expiring on earliest of the date that (a) the initial registration statement has been declared effective by the SEC, (b) all of the underlying shares have
been sold pursuant to Rule 144 or may be sold pursuant to Rule 144 without the requirement for our company to be in compliance with the current public
information required under Rule 144 and without volume or manner-of-sale restrictions, (c) following the one year anniversary of the closing date provided
that a holder of the underlying shares is not an affiliate of the Company or (d) all of the underlying shares may be sold pursuant to an exemption from
registration  under  Section  4(a)(1)  of  the  Securities  Act.  The  shares  underlying  the  Series  A1  Debentures  and  Series  Warrants  were  included  in  a  resale
registration statement on Form S-3 that was declared effective by the SEC in June 2017.

The Series A1 Warrants fair value as of December 31, 2019 and 2018 was estimated to be $618,000 and $868,000, respectively based on a risk-free interest
rate ranging from 1.62% to 2.46%, an expected term ranging from 2.38 to 3.38, an expected volatility ranging from 100% to 164% and a 0% dividend
yield. During the years ended December 31, 2019 and 2018, we recorded a decrease in the fair value of the warrant derivative liability of $284,000 and
$1,774,000, respectively. This was recorded as a gain on change in fair value of derivative liability.

Series A2 Warrants

The Series A2 Warrants have an exercise price of $3.00 per share, subject to adjustment and contain anti-dilution protection for subsequent financings and
have an exercise price floor of $1.40 per share.

The Series A2 Warrants fair value as of December 31, 2019 and 2018 was estimated to be $1,142,000 and $1,446,000, respectively based on a risk-free
interest rate ranging from 1.62 to 2.46, an expected term ranging from 2.88 to 3.88 years, an expected volatility ranging from 100% to 158% and a 0%
dividend  yield.  During  the  years  ended  December  31,  2019  and  2018,  we  recorded  the  decrease  in  the  fair  value  of  the  warrant  derivative  liability  of
$303,000 and $3,170,000, respectively. This was recorded as a gain on change in fair value of derivative liability.

Series B1 Warrants

The Series B1 Warrants have a term of five (5) years from the date in which each of the redeemed Debenture were issued. Accordingly, of the Series B1
Warrants: (i) 277,500 have an expiration date of April 21, 2022, and (ii) 813,362 have an expiration date of October 27, 2022.

The Series B1 Warrants are initially exercisable at $3.00 per share and, are subject to cashless exercise after six (6) months from the issuance date if the
shares  underlying  the  warrants  are  not  subject  to  an  effective  registration  statement.  The  Series  B  Warrants  also  contain  anti-  dilution  protection  for
subsequent equity sales for a price lower than the then applicable exercise price, with a floor of $1.40.

The  exercise  price  of  the  Series  B1  Warrants  is  subject  to  adjustment  upon  certain  events,  including  stock  splits,  stock  dividends,  subsequent  equity
transactions (other than specified exempt issuances), subsequent rights offerings, and fundamental transactions, subject to the $1.40 floor described above.
If we fail to timely deliver the shares of our Class A common stock (“Common Stock”) upon any exercise of the Series B Warrants, we will be subject to
certain buy-in provisions. Additionally, the Series B Warrants contained certain beneficial ownership limitations.

The  Series  B1  Warrants  fair  value  at  December  31,  2019  and  2018  was  estimated  to  be  $1,786,000  and  $2,010,000,  respectively,  based  on  a  risk-free
interest rate of 1.62 and 2.46, respectively, an expected term of 3.91 and 4.91 an expected volatility of 100% and a 155%, respectively, and a 0% dividend
yield. During the years ended December 31, 2019 and 2018, we recorded a decrease, in the fair value of the warrant derivative liability of $224,000 and
$1,230,000, respectively. This was recorded as a loss on change in fair value of derivative liability.

Leapfrog Warrants

The Leapfrog Warrants fair value at December 31, 2019 and 2018 was estimated to be $480,000 and $622,000, respectively, based on a risk-free interest
rate of 1.62 and 2.46, an expected term of 2.63 and 3.63, respectively, expected volatility of 100% and 167%, respectively and a 0% dividend yield. During
the years ended December 31, 2019 and 2018, we recorded a decrease, in the fair value of the warrant derivative liability of $142,000 and $1,251,000,
respectively. This was recorded as a loss on change in fair value of derivative liability.

F-24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Warrant liabilities are comprised of the following at December 31:

Debenture Warrant
Liabilities

Leapfrog Warrant
Liability

Derivative
Liability

Balance December 31, 2017
Issuance of derivate instruments
Adjustment to outstanding instruments
Adjustment to fair value
Balance December 31, 2018
Adjustment to fair value
Balance December 31, 2019

$

$

7,257,000   
3,240,000   
2,000   
(6,175,000)  
4,324,000   
(775,000)  
3,549,000   

$

$

1,873,000    $

-   
-   
(1,251,000)  
622,000   
(142,000)  
480,000    $

2,026,000    $

-   
(329,000)  
(1,201,000)  
496,000   
(128,000)  
368,000    $

Total

11,156,000 
3,240,000 
(327,000)
(8,627,000)
5,442,000 
(1,045,000)
4,397,000 

NOTE 10 – COMMITMENTS AND CONTINGENCIES

Other Commitments

In  the  ordinary  course  of  business,  the  Company  may  provide  indemnifications  of  varying  scope  and  terms  to  customers,  vendors,  lessors,  business
partners, and other parties with respect to certain matters, including, but not limited to, losses arising out of the Company’s breach of such agreements,
services to be provided by the Company, or from intellectual property infringement claims made by third parties. In addition, the Company has entered
indemnification agreements with its directors and certain of its officers and employees that will require the Company to, among other things, indemnify
them against certain liabilities that may arise due to their status or service as directors, officers or employees. The Company has also agreed to indemnify
certain  former  officers,  directors  and  employees  of  acquired  companies  in  connection  with  the  acquisition  of  such  companies.  The  Company  maintains
director  and  officer  insurance,  which  may  cover  certain  liabilities  arising  from  its  obligation  to  indemnify  its  directors  and  certain  of  its  officers  and
employees, and former officers, directors and employees of acquired companies, in certain circumstances.

It  is  not  possible  to  determine  the  maximum  potential  amount  of  exposure  under  these  indemnification  agreements  due  to  the  limited  history  of  prior
indemnification  claims  and  the  unique  facts  and  circumstances  involved  in  each  agreement.  Such  indemnification  agreements  may  not  be  subject  to
maximum loss clauses.

Employment agreements

We  have  entered  employment  agreements  with  key  employees.  These  agreements  may  include  provisions  for  base  salary,  guaranteed  and  discretionary
bonuses and option grants. The agreements may contain severance provisions if the employees are terminated without cause, as defined in the agreements.

Litigation

From time to time, the Company may become subject to legal proceedings, claims and litigation arising in the ordinary course of business. In addition, the
Company may receive letters alleging infringement of patent or other intellectual property rights. The Company is not currently a party to any material
legal proceedings, nor is the Company aware of any pending or threatened litigation that would have a material adverse effect on the Company’s business,
operating results, cash flows or financial condition should such litigation be resolved unfavorably.

Business Interruption

The Company may be impacted by public health crises beyond its control. This could disrupt its operations and negatively impact
sales  of  its  products.  The  Company’s  customer  and,  suppliers  may  experience  similar  disruption.  In  December  2019,  a  novel
strain of the Coronavirus, COVID-19, was reported to have surfaced in Wuhan, China, which has evolved into a pandemic. This
situation and preventative or protective actions that governments have taken to counter the effects of the pandemic have resulted
in a period of business disruption, including delays in shipments of products and raw materials. COVID-19 has spread to over
175  countries,  including  the  United  States,  and  efforts  to  contain  the  spread  of  COVID-19  have  intensified.  To  the  extent  the
impact of COVID-19 continues or worsens, the demand for the Company’s products may be negatively impacted. COVID-19 has
also impacted the Company’s sales efforts as its ability to make sales calls is constrained. The Company’s ability to promote sales
through promotional activities has also been constrained. Trade shows and sales conferences, major events used to introduce and
sell  the  Company’s  products,  have  been  postponed  indefinitely.  The  length  and  severity  of  the  pandemic  could  also  affect  the
Company’s regular sales, which could in turn result in reduced sales and a lower gross margin.

F-25

 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 11 – STOCKHOLDERS’ EQUITY

Preferred Stock

We  are  authorized  to  issue  50,000,000  of  preferred  stock,  par  value  $0.001,  of  which  200,000  shares  were  designated  as  Series  1  Preferred  Stock.  Our
board of directors, without further stockholder approval, may issue preferred stock in one or more series from time to time and fix or alter the designations,
relative  rights,  priorities,  preferences,  qualifications,  limitations  and  restrictions  of  the  shares  of  each  series.  The  rights,  preferences,  limitations  and
restrictions of different series of preferred stock may differ with respect to dividend rates, amounts payable on liquidation, voting rights, conversion rights,
redemption provisions, sinking fund provisions and other matters. Our board of directors may authorize the issuance of preferred stock, which ranks senior
to our common stock for the payment of dividends and the distribution of assets on liquidation. In addition, our board of directors can fix limitations and
restrictions, if any, upon the payment of dividends on both classes of our common stock to be effective while any shares of preferred stock are outstanding.

Common Stock

We are authorized to issue an aggregate of 259,000,000 shares of common stock. Our certificate of incorporation provides that we will have two classes of
common  stock:  Class  A  common  stock  (authorized  250,000,000  shares,  par  value  $0.001),  which  has  one  vote  per  share,  and  Class  B  common  stock
(authorized 9,000,000 shares, par value $0.001), which has ten votes per share. Any holder of Class B common stock may convert his or her shares at any
time into shares of Class A common stock on a share-for-share basis. Otherwise the rights of the two classes of common stock are identical. There were no
shares of Class B common stock outstanding at December 31, 2018 or 2017, respectively.

In January 2018, we issued Colleen DiClaudio, a board member, 7,813 Class A common shares valued at $10,000 as payment for 2017 services on our
board of directors. The shares were issued from our 2016 equity compensation plan.

In January 2018, we issued Hardy Thomas, a former board member, 7,195 Class A common shares valued at $10,000 as payment for 2017 services on our
board of directors. The shares were issued from our 2016 equity compensation plan.

In January 2018, we issued Marc Savas and Malcolm CasSelle each 3,774 Class A common shares valued at $10,000 as payment for their respective 2017
service on our board of directors. The shares were issued from our 2016 equity compensation plan.

In January 2018, we issued a consultant an additional 150,000 shares for media consulting services. In August 2018, we issued the consultant an additional
150,000 shares pursuant to this same agreement.

In March 2018, we issued 6,667 shares of Class A common stock to one employee for vested stock awards.

In March 2018, 122,950 shares of Class A common stock were awarded to one employee for sales performance achievement pursuant to our 2016 equity
compensation plan.

In July 2018, 16,667 Series A common stock purchase warrants were exercised at a price of $3.00 per share, resulting in gross proceeds to the Company of
$50,000.

In August  2018,  we  issued  William  Packer  3,774  shares  of  Class  A  common  shares  valued  at  $10,000  as  payment  for  2017  services  on  our  board  of
directors. The shares were issued from our 2016 equity compensation plan.

In June 2018, we issued 44,815 Series A common stock purchase warrants at an exercise price of $2.245 per share, on a cashless basis.

In September 2018, one investor in the Company’s October 2017 debenture financing exercised 16,667 Series A common stock purchase warrants were
exercised at a price of $3.00 per share, resulting in gross proceeds to the Company of $50,000.

In September 2018, we issued 100,000 shares of our Class A common stock for legal services rendered.

In September 2018, we issued 50,000 shares of our Class A common stock to Joseph P. Hannan, our former chief financial officer, pursuant to his October
2017 employment agreement. The shares were issued pursuant to our 2016 equity compensation plan, and subject to vesting at issue.

In September 2018, we issued 3,334 shares of Class A common stock to one employee for vested stock awards.

During  September  30,  2018,  certain  debenture  holders  converted  an  aggregate  of  $300,000  in  principal  into  100,000  shares  of  the  Company’s  Class  A
common stock.

F-26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On August 6, 2018, we repurchased 514,000 shares of our Class A common stock from Erin DeRuggiero as contracted under the terms of her separation
agreement with the Company.

In October 2018, 50,000 shares of our Class A common stock were retired in lieu of cash tax withholding from a vesting on shares previously issued to
Joseph P. Hannan, our former chief financial officer.

In October 2018, 23,800 shares of our Class A common stock were retired in lieu of cash tax withholding from a vesting on shares previously issued to
Joseph P. Hannan, our former chief financial officer.

In April 2019, the Company sold 1,687,825 shares of the Company’s common stock for gross proceeds of $6,751,300, or $4.00 per share. The net proceeds
after the placement agent fees, of approximately $523,000, was approximately $6,229,000.

In conjunction with this offering, the Company entered into a placement agent agreement, which provided for the placement agent to receive a cash fee
equal to 7.0% of the gross proceeds received by the Company from the sale of the shares of common stock, warrants to purchase up to 101,270 shares of
Common Stock at an exercise price of $5.00 per share and reimbursement of up to $50,000 for offering related expense.

In July 2019, we issued a 75,000 share of the Company’s common stock as compensation. On the date of grant the fair value of the shares was $374,000.
The fair value is be expensed over a one-year service period. For the twelve months ended December 31, 2019, the compensation expense was $235,000.

In August 2019, the Company entered into a settlement agreement with a lender. Based on the settlement agreement, the lender and the Company agreed to
cancel the 220,000 shares of common stock issued as collateral. As of the settlement date, the Company owed the lender $150,000 for the original issue
discount. The Company issued 58,101 shares of the Company’s common stock as payment for the original issue discount issue. The fair value of the shares
on the date of issuance was $219,000.

On August 12, 2019, the Company sold 1,525,000 shares of the Company’s Class A common stock, par value $0.001 per share (the “Common Stock”) and
Series  A  warrants  (“Series  A  Warrants”)  to  purchase  965,500  shares  of  Common  Stock  at  a  purchase  price  per  share  of  $3.60  (the  “Registered  Direct
Offering”) resulting in gross proceeds to the Company of $5,490,000 and net proceeds of $4,968,000 after cash payments to the placement agents and legal
fees.

Concurrently  with  the  offering  the  Company  also  issued  the  Investors  in  a  private  placement  (“Private  Placement”)  (i)  Series  B  warrants  (“Series  B
Warrants”) to purchase an aggregate of 1,525,000 shares of Common Stock and (ii) Series C warrants (“Series C Warrants”) to purchase an aggregate of
965,500 shares of Common Stock (collectively, the Series B Warrants and Series C Warrants are referred to herein as the “Private Warrants”).

The Series A Warrants are immediately exercisable upon issuance, have a term of ninety (90) days from the date of issuance, and have an exercise price of
$3.60  per  share.  The  Series  B  Warrants  and  Series  C  Warrants  are  not  exercisable  for  a  period  of  six  (6)  months  following  the  issuance  date,  have  an
exercise price of $4.00 per share, and expire on October 1, 2022. Additionally, the Series C Warrants vest ratably from time to time in proportion to such
Investor’s exercise of the Series A Warrants.

The 1,525,000 shares of Common Stock and Series A Warrants to purchase 965,500 shares of Common Stock sold in the Registered Direct Offering were
offered and sold by the Company pursuant to an effective “shelf” registration statement on Form S-3 (File No. 333-214644), which was declared effective
on November 28, 2016.

The Private Warrants and the Placement Agent Warrants (as defined below) were sold and issued without registration under the Securities Act of 1933, as
amended  (the  “Securities  Act”),  in  reliance  on  the  exemptions  provided  by  Section  4(a)(2)  of  the  Securities Act  as  transactions  not  involving  a  public
offering and Rule 506 promulgated under the Securities Act as sales to accredited investors, and in reliance on similar exemptions under applicable state
laws.

F-27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
In connection with the Registered Direct Offering and the Private Placement, the Company entered into engagement agreements (the “PA Agreements”)
with The Special Equities Group, LLC, a division of Bradley Woods & Co. Ltd., and WestPark Capital, Inc. (the “Placement Agents”) on August 11, 2019
and August 9, 2019, respectively. Pursuant to the PA Agreements, the Placement Agents received (i) aggregate cash fees of 7.0% for one Placement Agent
or  8.0%  for  the  other  Placement  Agent,  of  their  respective  portions  of  the  gross  proceeds  received  by  the  Company  from  the  sale  of  the  securities,  (ii)
approximately  $60,000  for  certain  expenses,  and  (iii)  warrants  to  purchase  up  to  59,668  shares  of  Common  Stock  (the  “Placement  Agent  Warrants”),
representing 6.0% of the Common Stock and Series B Warrants sold by one of the Placement Agents in the Registered Direct Offering. The Placement
Agent Warrants have substantially the same terms as the Series B Warrants, except that the exercise price of the Placement Agent Warrants is $4.50 per
share and has a four (4) year term beginning one (1) year after issuance. Additionally, upon the exercise of up to 1,027,778 Series A Warrants, 650,701
Series B Warrants, and 1,027,778 Series C Warrants sold Registered Direct Offering and Private Placement, we have agreed to pay one of the Placement
Agents a cash fee of 8% of proceeds from the exercise of such warrants exercised within 120 days following the closing of this offering or a cash fee of 5%
of the proceeds from the exercise of such warrants after such 120 day period following the closing of this offering. One of the Placement Agents will be
entitled to the foregoing cash commission and fee in the previous sentence with respect to certain investors if such investors provide capital to us in any
future private or public offering, or other financing or capital-raising transaction during the six (6) months following the expiration or termination of our
engagement of such Placement Agent.

NOTE 12 – STOCK OPTIONS, AWARDS AND WARRANTS

2012, 2014 and 2016 Equity Compensation Plans

In January 2012, our board of directors and stockholders authorized the 2012 Equity Compensation Plan, which we refer to as the 2012 Plan, covering
600,000 shares of our Class A common stock. On November 5, 2014, our board of directors approved the adoption of our 2014 Equity Compensation Plan
(the  “2014  Plan”)  and  reserved  600,000  shares  of  our  Class  A  common  stock  for  grants  under  this  plan.  On  February  23,  2016,  our  board  of  directors
approved  the  adoption  of  our  2016  Equity  Compensation  Plan  (the  “2016  Plan”)  and  reserved  600,000  shares  of  our  Class  A  common  stock  for  grants
under this plan. The purpose of the 2012, 2014 and 2016 Plans is to attract and retain the best available personnel for positions of substantial responsibility,
to provide additional incentive to our employees, directors and consultants and to promote the success of our company’s business. The 2012, 2014 and
2016 Plans are administered by our board of directors. Plan options may either be:

● incentive stock options (ISOs),
● non-qualified options (NSOs),
● awards of our common stock,
● stock appreciation rights (SARs),
● restricted stock units (RSUs),
● performance units,
● performance shares, and
● other stock-based awards.

Any  option  granted  under  the  2012,  2014  and  2016  Plans  must  provide  for  an  exercise  price  of  not  less  than  100%  of  the  fair  market  value  of  the
underlying  shares  on  the  date  of  grant,  but  the  exercise  price  of  any  ISO  granted  to  an  eligible  employee  owning  more  than  10%  of  our  outstanding
common stock must not be less than 110% of fair market value on the date of the grant. The plans further provide that with respect to ISOs the aggregate
fair  market  value  of  the  common  stock  underlying  the  options  which  are  exercisable  by  any  option  holder  during  any  calendar  year  cannot  exceed
$100,000. The exercise price of any NSO granted under the 2012, 2014 or 2016 Plans is determined by the Board at the time of grant but must be at least
equal to fair market value on the date of grant. The term of each plan option and the manner in which it may be exercised is determined by the board of
directors or the compensation committee, provided that no option may be exercisable more than 10 years after the date of its grant and, in the case of an
incentive option granted to an eligible employee owning more than 10% of the common stock, no more than five years after the date of the grant. The terms
of grants of any other type of award under the 2012, 2014 or 2016 Plans is determined by the Board at the time of grant. Subject to the limitation on the
aggregate number of shares issuable under the plans, there is no maximum or minimum number of shares as to which a stock grant or plan option may be
granted to any person.

Transactions involving our stock options for the years ended December 31, 2019 and 2018, respectively, are summarized as follows:

In September 2018, 250,000 common stock purchase warrants, having an exercise price of $4.20 per share with an option value as of the grant date of
$488,106 calculated using the Black-Scholes option pricing model were granted to Joseph P. Hannan, our former chief financial officer. The options vested
one third annually and expire three years after the vesting date. Upon Mr. Hannan’s termination in December of 2018, 229,166 option terminated.

In  December  2018,  100,000  common  stock  purchase  warrants,  having  an  exercise  price  of  $2.56  per  share  with  an  option  value  as  of  the  grant  date  of
$220,832 calculated using the Black-Scholes option pricing model were granted to Michael Malone, our chief financial officer. This expense associated
with this option award will be recognized in operating expenses ratably over the vesting period.

F-28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In  March  2019,  685,000  common  stock  options  having  an  exercise  price  of  $3.42  per  share  with  an  option  value  as  of  the  grant  date  of  $1,513,137
calculated  using  the  Black-Scholes  option  pricing  model  were  granted  to  several  employees  and  members  of  our  management  team.  This  expense
associated with this option award will be recognized in operating expenses ratably over the vesting period.

In April 2019 the Company issued 11,252 options to purchase the Company’s common stock at a price of $5.49 to our non-executive directors. Each of our
four non-executive directors received 2,813 options that vest 1/4th quarterly over the next year with an expiration date of April 15, 2026. The options were
valued  using  the  Black  Scholes  option  pricing  model  at  a  total  of  $60,000  based  on  the  seven-year  term,  implied  volatility  of  102%  and  a  risk-free
equivalent yield of 2.46%, stock price of $5.49.

Number of
Shares

Weighted
Average Strike
Price/Share

Weighted
Average
Remaining
Contractual
Term (Years)    

Aggregate
Intrinsic
Value(1)

Weighted
Average Grant
Date Fair Value 

Outstanding — December 31, 2017
Granted
Exercised
Forfeited
Outstanding — December 31, 2018
Vested and exercisable - December 31. 2018  
Unvested and non-exercisable - December 31,
2018

Outstanding — December 31, 2018
Granted
Exercised
Forfeited
Outstanding — December 31, 2019
Vested and exercisable — December 31, 2019  
Unvested and non-exercisable - December 31,
2019

$

424,300   
480,236   
-   
(356,874)  
547,662   
331,993   

205,669   

547,662   
696,252   
-   
(51,395)  
1,192,519   
355,083   

837,436   

$

6.65   
3.57   
—   
4.84   
5.94   
6.80   

4.36   

5.94   
3.45   
—   
6.92   
4.14   
5.63   

3.49   

3.10    $
1.41   
—   
—   
2.73   
2.86   

2.62   

2.73   
2.34   
—   
—   
2.17   
2.22   

105,425    $
—   
—   
—   
—   
—   

—   

—   
—   
—   
—   
—   
—   

2.15    $

—    $

2.74 
— 
2.91 

4.24 

2.97 

2.25 
— 
3.37 

3.98 

2.29 

During the years ended December 31, 2019 and 2018, we recorded compensation expense of $1,168,000 and $668,000, respectively, related to stock-based
compensation.

As  of  December  31,  2019,  compensation  cost  related  to  the  unvested  options  not  yet  recognized  was  approximately  $2,070,000. The  weighted  average
period over which the $2,070,000 will vest is estimated to be 2.2 years.

F-29

 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
    
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
Transactions involving our common stock awards for the years ended December 31, 2019 and 2018, respectively, are summarized as follows:

On  May  13,  2019  the  Company  entered  into  a  consulting  agreement  with  a  contractor  for  services  related  to  BIGToken.  The  agreement  provides  for
300,000 warrants with vesting conditions based on BIGToken user growth in Asia. The warrants were valued using the Black Scholes option pricing model
at a total of $1,138,332 based on the five-year term, implied volatility of 101%, a risk-free equivalent yield of 1.8% and stock price of $4.99.

Number of
Shares

Weighted
Average Strike
Price/Share

Weighted
Average
Remaining
Contractual
Term (Years)    

Aggregate
Intrinsic
Value(1)

Weighted
Average Grant
Date Fair Value 

7,201,286    $

Outstanding — December 31, 2017
Granted
Exercised
Forfeited
Outstanding — December 31, 2018
Vested and exercisable - December 31. 2018  
Unvested and non-exercisable - December 31,
2018

Outstanding — December 31, 2018
Granted
Exercised
Forfeited
Outstanding — December 31, 2019
Vested and exercisable — December 31, 2019  
Unvested and non-exercisable - December 31,
2019

$

2,485,005   
2,162,058   
(95,238)  
(226,402)  
4,325,423   
4,325,423   

—   

4,325,423   
3,885,442   
(342,000)  
(1,631,435)  
6,237,430   
5,937,430   

300,000   

$

NOTE 13 – RELATED PARTY TRANSACTIONS

5.09   
3.00   
2.25   
6.95   
5.05   
5.05   

—   

5.05   
3.99   
3.50   
5.14   
3.57   
3.51   

4.75   

2.19    $
3.82   
—   
—   
2.85   
2.85   

—   

2.85   
2.21   
—   
—   
2.68   
2.60   

—   
—   
—   
—   
—   

—   

—   
94,910   
—   
—   
—   
—   

4.43    $

—    $

2.97 
4.48 
4.52 

3.08 

— 

1.60 
4.79 
1.97 

2.34 

3.88 

On March 20, 2018, we entered into certain retention and bonus agreements with SRAX MD employees, including Erin DeRuggiero, our chief innovations
officer.  Pursuant  to  the  terms  of  the  agreements  with  Ms.  DeRuggiero,  her  employment  agreement  was  terminated,  and  she  became  a  consultant  to  the
Company. The term of the consultancy expired upon the sale of the assets comprising SRAX MD. Pursuant to the terms of the agreement, we paid Ms.
DeRuggiero a total of $5.2 million at closing which also included repurchase of 514,000 shares of our Class A common stock in 2018.

On April 2, 2018, we issued a common stock purchase warrant to Kristoffer Nelson, our Chief Operating Officer and a member of our board of directors.
The option entitles Mr. Nelson to purchase 100,000 shares of Class A Common Stock at a price per share of $5.78, has a term of three years and vests
quarterly over a three (3) year period.

F-30

 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
    
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
On September 11, 2018, we issued a common stock purchase warrant to Joseph P. Hannan, our former Chief Financial Officer. The option entitled Mr.
Hannan to purchase 250,000 shares of Class A Common Stock at a price per share of $4.20, had a term of three years and vested quarterly over a three (3)
year period. Upon Mr. Hannan’s termination in December 2018, 234,375 of these options expired.

Our Chief Executive Officer served on the board of directors for some months in 2018 of one of our advertising customers which purchases advertising at
market rates.

NOTE 14 – INCOME TAXES

Income tax (benefit) expense from continuing operations for the year ended December 31, 2019 consisted of the following:

Federal
State
Subtotal
Valuation allowance
Total

Current

Deferred

$

$

—    $
—   
—   
—   
—    $

(3,198,000)   $
(920,000)  
(4,118,000)  
4,118,000   

—    $

Income tax (benefit) expense from continuing operations for the year ended December 31, 2018 consisted of the following:

Federal
State
Subtotal
Valuation allowance
Total

Current

Deferred

$

$

—    $
—   
—   
—   
—    $

(1,302,000)  
(701,000)  
(2,003,000)  
2,003,000  

—    $

A reconciliation of the federal statutory income tax rate to the Company’s effective income tax rate is as follows:

Total
(3,198,000)
(920,000)
(4,118,000)
4,118,000 
— 

Total
(1,302,000)
(701,000)
(2,003,000)
2,003,000 
— 

Taxes calculated at federal rate
State income tax, net of federal benefit
Stock based compensation
Permanent Differences
Change in Valuation Allowance
Fair market adjustment derivatives
Prior year True-ups
True-up to deferred tax rate
Other adjustments
Provision for income taxes

2019

2018

21.0%  
-%  
(1.4)% 
-%  
(23.7)% 
1.3%  
3.0%  
-%  
(0.2)% 
—%  

21.0%
(1.9)%
1.4%
1.0)%
13.9%
(21.5)%
(14.9)%
—%
1.0%
—%

The tax effects, rounded to thousands, of temporary differences that give rise to significant portions of the deferred tax assets and liabilities at December
31, are presented below:

Deferred Tax Assets

Net operating loss carryforwards
Bad debt expense
Accrued interest
Stock based compensation
Other accruals

Total Deferred Tax Assets

Deferred Tax Liabilities

Fixed assets
Stock based compensation
Intangibles
Prepaid expenses

Total Deferred Tax Liabilities

Net Deferred Tax Assets
Valuation Allowance

Net deferred tax / (liabilities)

2019

2018

$

6,621,000    $
111,000   
492,000   
431,000   
84,000   
7,739,000   

2,915,000 
— 
— 
431,000 
25,000 
3,371,000 

(39,000)  

(38,000)

(327,000)  
(20,000)  
(386,000)  

7,353,000   
(7,353,000)  

(250,000)
(13,000)
(301,000)

3,070,000 
(3,070,000)

$

—    $

— 

F-31

 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
    
 
  
 
 
Deferred tax assets and liabilities are computed by applying the federal and state income tax rates in effect to the gross amounts of temporary differences
and other tax attributes, such as net operating loss carry-forwards. In assessing if the deferred tax assets will be realized, the Company considers whether it
is more likely than not that some or all of these deferred tax assets will be realized. The ultimate realization of deferred tax assets is dependent upon the
generation of future taxable income during the period in which these deductible temporary differences reverse.

During the years ended December 31, 2019 and 2018, the valuation allowance increased (decreased) by $4,283,000 and $(1,221,226), respectively. The
increase (decrease) for both years was attributable to the increase (decrease) in our net operating loss carryforwards. The total valuation allowance results
from the Company’s estimate of its inability to recover its net deferred tax assets.

At  December  31,  2019,  the  Company  has  federal  and  state  net  operating  loss  carry  forwards,  which  are  available  to  offset  future  taxable  income,  of
approximately  $29,511,000  and  $23,447,000,  respectively,  both  of  which  begin  to  expire  in  2032  and  2032  respectively.  These  carry  forwards  may  be
subject to an annual limitation under Section 382 and 383 of the Internal Revenue Code of 1986, and similar state provisions if the Company experienced
one or more ownership changes which would limit the amount of NOL and tax credit carryforwards that can be utilized to offset future taxable income and
tax,  respectively.  In  general,  an  ownership  change,  as  defined  by  Section  382  and  383,  results  from  transactions  increasing  ownership  of  certain
stockholders or public groups in the stock of the corporation by more than 50 percentage points over a three-year period. The Company has not completed
an IRC Section 382/383 analysis. If a change in ownership were to have occurred, NOL and tax credit carryforwards could be eliminated or restricted. If
eliminated, the related asset would be removed from the deferred tax asset schedule with a corresponding reduction in the valuation allowance. Due to the
existence of the valuation allowance, limitations created by future ownership changes, if any, will not impact the Company’s effective tax rate.

The Company files income tax returns in the United States and various state jurisdictions. Due to the Company’s net operating loss posture all tax years are
open and subject to income tax examination by tax authorities. The Company’s policy is to recognize interest expense and penalties related to income tax
matters as tax expense. At December 31, 2019 and 2018, there are no unrecognized tax benefits, and there are no significant accruals for interest related to
unrecognized tax benefits or tax penalties.

The Company is in the process of analyzing their NOL and has not determined if the company has had any change of control issues that could limit the
future use of NOL. NOL carryforwards that were generated after 2017 of approximately $20.1 million may only be used to offset 80% of taxable income
and are carried forward indefinitely.

NOTE 15 – FAIR VALUE OF FINANCIAL INSTRUMENTS

The carrying amounts of certain financial instruments, including cash and cash equivalents, restricted cash and accounts payable and accrued expenses,
approximate their respective fair values due to the short-term nature of such instruments.

Assets and Liabilities Measured at Fair Value on a Recurring Basis

The  Company  evaluates  its  financial  assets  and  liabilities  subject  to  fair  value  measurements  on  a  recurring  basis  to  determine  the  appropriate  level  in
which to classify them for each reporting period. This determination requires significant judgments to be made. The Company had no financial assets or
liabilities as of December 31, 2019 and 2018:

Debenture warrant liability
Leapfrog warrant liability
Derivative liability
Total liabilities

Securities:

Certificates of deposit
Money Market funds

Total assets

Quoted Prices in
Active Markets for
Identical Assets
(Level 1)

Significant Other    

Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

— 
— 
— 
— 

— 
— 
— 

$

$

—   
—   
—   
—   

—   
—   
—   

$

$

3,549,000 
480,000 
368,000 
4,397,000 

— 
— 
— 

Balance as of
December 31,
2019

3,549,000 
480,000 
368,000 
4,397,000 

— 
— 
— 

F-32

$

$

$

$

$

$

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance as of
December 31,
2018

Quoted Prices in
Active Markets for
Identical Assets
(Level 1)

Significant Other    

Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Debenture warrant liability
Leapfrog warrant liability
Derivative liability
Total liabilities

Securities:

U.S. government-sponsored agency securities

Total assets

$

$

$

4,324,000 
622,000 
496,000 
5,442,000 

2,723,000 
2,723,000 

$

$

$

—   
—   
—   
—   

2,723,000   
2,723,000   

$

$

—   
—   
—   
—   

—   
—   

$

$

4,324,000 
622,000 
496,000 
5,442,000 

— 
— 

A reconciliation of the beginning and ending balances for the derivative and warrant liability measured at fair value on a recurring basis using significant
unobservable inputs (Level 3) is as follows for the years ended December 31:

Outstanding, beginning of the period
Initial derivative liability on issuance of warrants
Change in fair value
Warrant liabilities

2019   
5,442,000    $

-   
(1,045,000)  
4,397,000    $

2018 
11,156,000 
3,240,000 
(8,954,000)
5,442,000 

$

$

Equity  investments  include  the  Company’s  retention  of  an  approximately  30%  membership  interest  in  the  purchaser  of  SRAX  MD  group  of  assets  (a
limited liability company). The investment was valued initially at its cost basis which was nil. The Company has limited access to operating results and
information and has no significant influence over the purchaser of SRAX MD. The operating agreement designates a different managing member for that
entity. Accordingly, the value at December 31, 2019 and 2018 is nil and is a level 3 asset.

The Company accounts for its investments in equity securities in accordance with ASC 321-10 Investments - Equity Securities. The equity securities may
be classified into two categories and accounted for as follows:

● Equity securities  with  a  readily  determinable  fair  value  are  reported  at  fair  value,  with  unrealized  gains  and  losses  included  in  earnings.  Any
dividends  received  are  recorded  in  interest  income,  the  fair  value  of  equity  investments  with  fair  values  is  primarily  obtained  from  third-party
pricing services.

● Equity securities  without  a  readily  determinable  fair  value  are  reported  at  their  cost  minus  impairment,  if  any,  plus  or  minus  changes  resulting
from observable price changes in orderly transactions for the identical or similar investment of the same issuer and their impact on fair value. Any
dividends received are recorded in interest income. For equity investments without readily determinable fair values, when an orderly transaction
for  the  identical  or  similar  investment  of  the  same  issuer  is  identified,  we  use  the  valuation  techniques  permitted  under  ASC  820  Fair  Value
Measurement to evaluate the observed transaction(s) and adjust the fair value of the equity investment.

NOTE 16 – SUBSEQUENT EVENTS

Loans and Security Agreements

On February 28, 2020, SRAX, Inc. (the “Company”) entered into a term loan and security agreement (the “Loan Agreement”) with BRF Finance Co., LLC,
an affiliate of B. Riley Financial, Inc. (“Lender). Pursuant to the Loan Agreement, the Company will borrow up to $5,000,000, subject to the conditions
contained below (the “Loan”).

F-33

 
 
 
 
 
 
 
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Loan is secured by substantially all of the assets of the Company pursuant to the Loan Agreement and the intellectual property security agreement
(“Security Agreement”) entered into in connection with the transaction.

The Loan bears interest at ten percent (10%) per annum, and has a maturity date of March 1, 2022 (“Maturity Date”). Beginning on August 1, 2020, and
continuing on the first day of each month thereafter until the Maturity Date, the Company will make monthly payments of principal and interest on an
eighteen  (18)  month  straight  line  amortization  schedule,  based  on  the  principal  outstanding  on  July  31,  2020.  Additionally,  the  Company  will  have  the
option  of  a  one  (1)  time  payment-in-kind  payment  (“PIK  Payment”)  for  a  monthly  required  payment  of  principal  and  interest,  which  will  defer  such
payments and result in a recalculation of the amortization schedule. In the event that the Company is late on any payments under the Loan, a late charge of
three percent (3%) of the amount of the payment due will be assessed.

Upon the Initial Loan, the Company paid Lender: (i) an origination fee of $300,000, (ii) $35,000 in attorneys’ fees reimbursement, and (iii) certain other
costs and expenses associated with the completion of the Loan, including but not limited to escrow fees and recording fees. Accordingly, the Company
received net proceeds of approximately $2,163,800 from the Initial Loan.

The occurrence of an event of default under the Loan Agreement (“Event of Default”) will accelerate all amounts due under the Loan. Events of Default
include,  but  are  not  limited  to:  (i)  failure  to  make  payments  on  principal  or  interest  due  after  Lender  providing  five  (5)  days  notice,  (ii)  failure  by  the
Company to timely perform its obligations, or abide by its covenants, or agreements in the Loan Agreement, subject to applicable cure periods, (ii) certain
breaches of representations and warranties, or (iv) the initiation of bankruptcy proceedings. Upon an Event of Default, the interest rate will be increased by
an additional five percent (5%) on all amounts owed under the Loan.

Under the Loan: (i) an initial draw of $2,500,000 on February 28, 2020 (the “Initial Loan”) and (ii) the remaining $2,500,000 (“Second Loan”) within (30)
days of the Company entering into an at the market sales agreement (“ATM Agreement”) with the Lender and the filing of an at the market offering on
Form  S-3  with  the  Securities  and  Exchange  Commission  (“SEC”)  registering  the  shares  to  be  sold  pursuant  to  the  ATM  Agreement  (the  “ATM”).  The
Company agreed to file the ATM by May 1, 2020. Additionally, the Company will be required to increase the dollar amount authorized under the ATM
each time additional capacity of at least $1,000,000 is available under federal securities laws.

The Loan may be prepaid in whole or in part at any time at the discretion of the Company. The Loan also provides for mandatory prepayments of all of the
net cash received upon (i) a sale of the company’ assets, (ii) raising additional capital through the issuance of equity or debt securities, or (iii) sales under
the ATM described above.

Pursuant to the Loan Agreement, the Company agreed to issue to Lender: (i) 500,000 Common Stock purchase warrants on the date of the Initial Loan
(“Initial Warrant”) and (ii) 500,000 Common Stock purchase warrants on the date of the Second Loan (“Second Warrant”) (collectively, the “Warrants”).
The Warrants have an exercise price equal to a 25% premium of the closing price of the Common Stock on their respective date of issue (provided that the
exercise price of the Warrants cannot be less than $2.50 per share, subject to adjustment contained therein). The Initial Warrant has an exercise price of
$3.60.  The  Warrants  will  expire  on  October  31,  2022.  The  Warrants  allow  for  cashless  exercise  in  the  event  that  they  are  not  subject  to  a  registration
statement on the six (6) month anniversary of their respective issuances. The Warrants do not contain any price protection / anti-dilution provisions.

During the three months ended March 31, 2020, the Company sold a series of short-term notes with a total principal amount of $450,000. These short-term
notes have maturities of 90 days from the date of sale. The notes are redeemable by the Company at any time prior to maturity at face value plus a fee
determined by the number of days the notes are outstanding. These fees range from 10% to 36% of the face value. The notes are collateralized by 450,000
shares of the Company’s stock, subject to certain adjustments.

On January 22, 2020 and January 30, 2020, the Company entered into agreements to sell, with recourse, certain accounts receivable with a face value of
$453,753  and  $74,843,  respectively  (the  “Receivables”)  $453,753  and  $56,000,  respectively.  Also,  the  Company  has  granted  the  purchaser  a  security
interest in 268,548 shares of the Company’s common stock. The shares have been issued and held by the Company’s stock transfer agent as treasury shares.
Commencing  on  March  24,  2020  and  March  30,  2020,  the  purchaser  may,  at  its  sole  option  exercise  an  option  (the  “Put  Option”),  cause  Company  to
purchase  from  Purchaser,  any  outstanding  portion  of  the  Receivables.  The  purchase  price  payable  by  Company  to  Purchaser  for  the  Receivables  upon
exercise of the Put Option shall be equal to one hundred and thirty six percent (136%) of the then remaining outstanding balance of the Receivables (“Put
Price”). For all Receivables, not subject to a Put Option, the Company pay a true up amount (“True UP Amounts”), as follows (“True UP Triggers”):

January 22, 2020 Purchase

a.
b.
c.

ten percent (10%) of the portion of the Receivables which are paid on or before February 21, 2020;
twenty percent (20%) of the portion of the Receivables which are paid after February 21, 2020 and but on or before March 24, 2020; and
thirty six percent (36%) of the portion of the Receivables which are paid after March 24, 2020

January 30, 2020 Purchase

a.
b.
c.

ten percent (10%) of the portion of the Receivables which are paid on or before February 28, 2020;
twenty percent (20%) of the portion of the Receivables which are paid after February 28, 2020 but on or before March 30, 2020; and
thirty six percent (36%) of the portion of the Receivables which are paid after March 30, 2020

On April 9, 2020 the Company entered into an agreement to amend the January 22 and 30 Accounts receivable agreements. The Purchaser agreed to amend
the payment of the Put Price to June 23, 2020 and June 30, 2020 for the receivable sale originating on January 22, 2020 and January 30, 2020, respectively.
As consideration for the extension the Company agreed to issue the purchaser 32,668 and 4,032 shares of Class A common stock for the receivable sale
originating on January 22, 2020 and January 30, 2020, respectively.

F-34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 23.1

INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM’S CONSENT

We  consent  to  the  incorporation  by  reference  in  the  Registration  Statement  of  SRAX,  Inc.  on  Form  S-8  (File  No.  333-206792)  and  its  Registration
Statements  on  Form  S-3  (File  Nos.  333-229604,  333-235298,  333-225725,  333-215791,  333-221970,  333-218131,  and  333-214646  of  our  report  dated
May 1, 2020, with respect to our audits of the consolidated financial statements of SRAX, Inc., as of December 31, 2019 and 2018, which is included in
this Annual Report on Form 10-K of SRAX, Inc.

Our report on the financial statements refers to a change in the method of accounting for leases effective January 1, 2019.

/s/ RBSM LLP

RBSM LLP
New York, NY
May 1, 2020

 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.1

Rule 13a-14(a)/15d-14(a) Certification

I, Christopher Miglino, certify that:

1.

I have reviewed this Annual Report on Form 10-K for the year ended December 31, 2019 of SRAX, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements  made,  in  light  of  the  circumstances  under  which  such  statements  were  made,  not  misleading  with  respect  to  the  period  covered  by  this
report;

3. Based on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly  present  in  all  material  respects  the

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))
for the registrant and have:

(a) Designed such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be  designed  under  our  supervision,  to
ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those
entities, particularly during the period in which this report is being prepared;

(b) Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be  designed  under  our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

(c) Evaluated  the  effectiveness  of  the  registrant’s  disclosure  controls  and  procedures  and  presented  in  this  report  our  conclusions  about  the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the  registrant’s  most recent
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially
affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the

registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably

likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control

over financial reporting.

Dated: May 1, 2020

/s/ Christopher Miglino
Christopher Miglino, Chief Executive Officer, principal executive officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.2

Rule 13a-14(a)/15d-14(a) Certification

I, Michael Malone, certify that:

1.

I have reviewed this Annual Report on Form 10-K for the year ended December 31, 2019 of SRAX, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements  made,  in  light  of  the  circumstances  under  which  such  statements  were  made,  not  misleading  with  respect  to  the  period  covered  by  this
report;

3. Based on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly  present  in  all  material  respects  the

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))
for the registrant and have:

(a) Designed such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be  designed  under  our  supervision,  to
ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those
entities, particularly during the period in which this report is being prepared;

(b) Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be  designed  under  our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

(c) Evaluated  the  effectiveness  of  the  registrant’s  disclosure  controls  and  procedures  and  presented  in  this  report  our  conclusions  about  the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the  registrant’s  most recent
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially
affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the

registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably

likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control

over financial reporting.

Dated: May 1, 2020

/s/ Michael Malone
Michael Malone, Chief Financial Officer, principal financial and accounting
officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.1
EXHIBIT 32.2

Section 1350 Certification

In connection with the Annual Report of SRAX, Inc. (the “Company”) on Form 10-K for the year ended December 31, 2019 as filed with the Securities
and  Exchange  Commission  (the  “Report”),  I,  Christopher  Miglino,  Chief  Executive  Officer,  and  I,  Michael  Malone,  the  Chief  Financial  Officer,  of  the
Company, do hereby certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that:

1. The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and

2. The information contained in the Report fairly presents, in all material respects, the financial conditions and results of operations of the Company.

May 1, 2020

May 1, 2020

/s/ Christopher Miglino
Christopher Miglino, Chief Executive Officer, principal executive officer

/s/ Michael Malone
Michael Malone, Chief Financial Officer, principal financial and accounting
officer

A signed original of this written statement required by Section 906, or other document authenticating, acknowledging, or otherwise adopting the signatures
that appear in typed form within the electronic version of this written statement has been provided to the Company and will be retained by the Company
and furnished to the Securities and Exchange Commission or its staff upon request.