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888 · LSE Communication Services
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Ticker 888
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Industry Gambling, Resorts & Casinos
Employees 1001-5000
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FY2009 Annual Report · 888
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 888 Holdings plc

Suite 601/701 Europort

Europort Road

Gibraltar

T: +350 20049800

F: +350 20048280

E: Info@888holdingsplc.com

www.888holdingsplc.com

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Annual Report & Accounts 2009

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888 Holdings plc
Annual Report & Accounts 2009

Welcome

888 is one of the world’s most popular 
online gaming entertainment 
and solutions providers

888 has been at the forefront of the 
online gaming industry for over a 
decade, allowing both players and 
B2B partners to enjoy a world-class 
gaming experience.

888’s consumer facing websites offer more 
than just online gaming. They are entertainment 
destinations, places where people can enjoy a 
truly interactive experience and be part of an 
online community that shares common interests. 

As well as providing players with an innovative, 
comprehensive and enjoyable gaming experience, 
through Dragonfish, partners also benefit 
from 888’s decade long industry experience. 
Dragonfish provides partners with Total Gaming 
Services — customisable solutions offering the 
ideal platform through which to establish an online 
gaming presence and monetise their brand.

888 websites provide an enjoyable customer 
experience in a safe and secure environment. 
888 remains a leader in responsible gaming, with 
specialist websites dedicated to both corporate 
responsibility and responsible gaming. 
responsibility and responsible gaming. 

Our strategy is to increase shareholders’ value 
Our strategy is to increase shareholders’ value 
through achieving profitable growth both 
through achieving profitable growth both 
organically, through the acquisition and retention 
organically, through the acquisition and retention 
of valuable players and partners, and through 
of valuable players and partners, and through 
strategic acquisitions.
strategic acquisitions.

Contents

 01   Highlights

 02   Chairman’s Statement

 04   Chief Executive Officer’s Review

 08   Enhanced Business Review

 22   Corporate Social Responsibility

 26   Risk Report

 27   Board of Directors

 28   Corporate Governance

 31   Remuneration Report

 39   Directors’ Report

 42  

Independent Auditors’ Report

 44   Consolidated Income Statement

 45   Consolidated Balance Sheet

 46   Consolidated Statement of Changes in Equity

 46   Consolidated Statement of Comprehensive

Income

 47   Consolidated Statement of Cash Flows

 48   Notes to the Consolidated Financial Statements

 75   Company Balance Sheet

 76   Company Statement of Changes in Equity

 76   Company Statement of Comprehensive Income

 77   Company Statement of Cash Flows

 78   Notes to the Company Financial Statements

 80   Shareholder Information

Shareholder Services
All enquiries relating to Ordinary Shares, Depository Interests, 

Auditors
BDO LLP

dividends and changes of address should be directed to the Group’s 

Chartered Accountants 

55 Baker Street

London 

W1U 7EU

UK

BDO Limited 

Registered Auditors

Montagu Pavilion

8–10 Queensway

Gibraltar

Incorporated in Gibraltar with

registered number 90099

Transfer Agent:

Capita Registrars

The Registry

34 Beckenham Road

Beckenham

Kent

BR3 4TU 

Tel: 0870 162 3100

www.capitaregistrars.com

Further Information
For further information please contact:

Company Secretary
888 Holdings Public Limited Company

Suite 601/701

Europort

Europort Road

Gibraltar

info@888holdingsplc.com

Principal Bankers
The Royal Bank of Scotland plc

280 Bishopsgate

London

EC2M 4RB

Solicitors
Freshfields Bruckhaus Deringer

65 Fleet Street

London

EC4Y 1HS

Hassans

57/63 Line Wall Road

Gibraltar

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www.888holdingsplc.com 

Highlights 

Total Operating 
Income

Total Operating 
Income — B2B

Total Operating 
Income — B2C

Total Operating 
Income — Emerging 
Offerings

263

247

39

51

224

195

25

14

2008

2009 

2008

2009 

2008

2009 

2008

2009 

down6%
US$ million

up33%
US$ million

down13%
US$ million

up82%
US$ million

Real money 
registered customer 
accounts

EBITDA1,2

EBITDA Margin1,2

Dividend

5.8

7.1

56

46

21.2

18.5

6.6

5.4

2008

2009 

2008

2009 

2008

2009 

2008

2009 

up22%

million

down18%

US$ million

up22%

US¢

1   Excluding share benefit charges of US$7 million (2008: US$8.4 million).

2   Excluding exchange rate loss of US$2.7 million (2008: loss of US$2.6 million).

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888 Holdings plc
Annual Report & Accounts 2009

Chairman’s Statement 

On behalf of the Board of 888 Holdings plc, I am pleased to present 

the financial results for the year ended 31 December 2009.

These results again demonstrate the resilience of our brand, the 

breadth and depth of our product offering and our increasing 

geographic reach, in what was a challenging year for all consumer 

facing businesses. 

Financial Results and Dividend
Total Operating Income (‘TOI’) decreased 6% to US$247 million 

(2008: US$263 million) impacted by difficult trading conditions 

and unfavourable exchange rates. EBITDA* was US$46 million 

During the year we also made a significant change to the 888 brand 

(2008: US$56 million). Our financial position remains strong as 

architecture as well as our continuous drive to provide the best offering 

ever due to the continued cash generative nature of the Business. 

and customer service possible. The look and feel of our umbrella brand 

Our cash position as at 31 December 2009 was US$87.5 million 

has been updated and we have refocused our sub-brands to reflect 

(31 December 2008: US$98.4 million). The Board is therefore 

the four core gaming products — 888casino, 888poker, 888sport and 

recommending a final dividend of 3.0 cents per share in addition to 

888bingo. The new sites were launched in early 2010 and have proved 

our interim dividend of 1.0 cent per share and special dividend of 2.6 

popular with both existing and new players.

cents per share, both paid in October 2009.

We are in a strong position to take advantage of the ongoing 

tremendously successful emerging offering, and the relaunch of Reef 

industry consolidation and will participate in M&A opportunities as 

Club Casino introduced a product ideal for the recession, helping 

and when they become available.

888’s casino segment to retain a market leading position.

The acquisition of the Wink Online Bingo business added to our 

B2C
888 is more than just a place that offers a first class online gaming 

Dragonfish
Early in the year we rebranded and relaunched the B2B business 

experience to its players. It is fast becoming an entertainment 

as Dragonfish, crystallizing its position as a stand-alone, but 

destination, a place where people can enjoy a truly interactive 

complementary, part of the Group. The Dragonfish brand is highly 

experience and be part of an online community that shares common 

visible and has achieved significant cut-through in the competitive B2B 

interests. 

market. A number of new agreements were signed during the year. 

Significantly, in September we signed a landmark deal with Harrah’s  

We continue to innovate across the range of our offering providing 

International Entertainment, to provide services to its non-US facing 

players with a dynamic gaming experience. Cutting edge products 

customers, marking the first ever B2B deal with a major US Casino 

such as Live Dealer targeted at European customers are growing 

operator.

in importance, and a constantly updated suite of instant games 

integrated across the portfolio helps to keep customers coming back 

to the site with increasing spend. Localisation remains a core focus 

The signing of a partnership with Linden Lab® for payment service 
provision extends our reach outside the online gaming market for the 

for 888 as we deliver regionally targeted and appealing content in an 

first time.

increasing number of languages.

*  Before share benefit charges of US$7 million (2008: US$8 million).

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www.888holdingsplc.com 

Responsible Gaming and CSR
Responsibility has always been a cornerstone of our business. The 

importance of responsible gaming and corporate responsibility was 

illustrated through the publication of our first stand-alone Corporate 

Responsibility report, which is available on our dedicated website 

www.888responsible.com. 

The Group was saddened by the untimely passing of one of its 

founders, Dr Aharon Shaked late last year. Aharon continued to 

contribute his wisdom and advice to 888 throughout his illness and 

our thoughts and prayers are with his family.

In December, Shay Ben-Yitzhak, one of the founders of the 

business, decided to step down from the Board to devote more 

time to his family. On behalf of the Board and all staff, I would like 

to express our appreciation of Shay’s contribution in growing the 

Company from its infancy and his continuing contribution to date. We 

wish him all the best for the future.

I would also like to add my thanks to all our employees who have 

worked hard to drive the performance of the business in a challenging 

operating environment.

Outlook
2009 was a testing year but we have continued to drive growth 

in both our B2C and B2B businesses, organically and through 

acquisition.

As the economy moves on from the global financial crisis the wider 

online gaming industry can look to the future with confidence. The 

strength and diversity of our offering leaves us well positioned to 

continue to create sustainable value for our shareholders.

The Board remains confident about the prospects for the business.

Richard Kilsby

Chairman

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888 Holdings plc
Annual Report & Accounts 2009

Chief Executive Officer’s Review 

Introduction
While the economic backdrop remained hostile and continued to 

Business Overview
Our strategy is underpinned by a number of core objectives:

impact performance both in terms of trading and fluctuating exchange 

rates, 2009 was the year that validated the strength of the Group’s 

l   Maintain and improve our position as a leading B2C operator

combined business model: a world class B2C operator and an 

l   Become a leading B2B provider with a focus on new entrants 

innovative and comprehensive B2B service provider.

and major opportunities

l   Make strategic B2C and B2B acquisitions to enhance our 

During the first nine months of the year, our B2C business remained 

market position

under pressure from the challenging economic environment. The 

l   Position ourselves to benefit from market trends and regulatory 

fourth quarter of 2009 saw a welcome return to more normalised 

changes

trading, with much stronger performance. Our stand-alone B2B 

l   Remain the most responsible company in the sector

business which was branded Dragonfish in March 2009, continued 

to show good growth with a number of new strategic deals signed, 

These are the building blocks of our business and we are committed 

including an agreement with Linden Lab, operator of Second Life for 

to delivering a strong performance in each of these areas.

payment processing and an agreement with bwin Italia for casino 

tailored for the newly regulated Italian market. 

B2C
Whilst the market for our B2C business remained challenging we 

Throughout the period we maintained investment and innovation 

retained our focus on innovation to ensure our offering remains at the 

in both divisions, using our working capital wisely and, as you will 

forefront of the gaming experience. This included: exciting visuals, 

see from the look and feel of this annual report, creating a new 

increased interactivity, more community focus and a new customer 

corporate identity and refreshed sub-brands for our B2C offering, 

loyalty programme. We also introduced a number of ‘recession 

now launched to our customers. 

busting’ promotions and products, giving our customers the 

opportunity to be entertained whilst being sensitive to their spending 

From a financial perspective, in spite of the difficult environment, we 

capacity, thus increasing their ‘entertainment value for money’.

have delivered a solid performance. Total Operating Income was 

US$247 million (2008: US$263 million) with 33% increase in TOI in 

Following the success of 888ladies, our UK-focused Bingo 

B2B. EBITDA* was US$46 million (2008: US$56 million). The business 
remains highly cash generative and as at 31 December 2009 our cash 

offering, we introduced new social networking features which 
make the playing environment more social, such as enhanced chat 

position was US$87.5 million (31 December 2008: US$98.4 million). 

experiences and daily blogs.

* Before share benefit charges of US$7 million (2008: US$8 million).

Under the leadership of the B2C Managing Director the business 

has taken on a new focus, leveraging new products and marketing 

campaigns to deliver further growth. 

A new Bingo TV campaign was launched in the UK to stimulate 

Bingo growth. The innovative ‘Poker Ashes’ tournament was 

launched and televised featuring celebrities such as Shane Warne 

and Darren Gough. In support of this, a large-scale poker league 

was launched in hundreds of pubs. 

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A live casino product targeted at European customers was launched 

‘Total Gaming Services’ is the strap line that underpins Dragonfish’s 

during the first half of 2009 and includes Roulette, Blackjack 

unique positioning. Our clients are given the opportunity to benefit 

and Baccarat. Following extensive customer consultation, a new 

from the advantage of our comprehensive end-to-end service, global 

Poker version was rolled out incorporating 25 features and design 

reach, resources and contacts, and specific experience across local 

changes and we also introduced a new ‘best of breed’ poker loyalty 

markets. This comprehensive offering, unique to Dragonfish, is built 

programme.

on our extensive experience as an operator and, as such, is a major 

differentiator from other B2B providers. 

888sport, while still a nascent business unit for us, continued to 

gather momentum during the year. We introduced a new in-play 

Dragonfish has its own Managing Director who is responsible for all 

betting application as well as an innovative video stream feature 

B2B activities. These include business development, Programme 

promoting our most popular events, all assisting in driving additional 

management & integrations, Client executives Unit, Client marketing & 

growth to the domain. 

operations, B2B marketing and PR and B2B Finance. This structure 

as a stand-alone unit ensures that the confidential separation between 

In December we acquired the Wink Online Bingo business. The 

the two activities is retained. 

transaction marked a further expansion of our emerging offering 

segment and is invaluable in helping to support our domination of the 

A number of deals were signed during 2009, some of which have 

online bingo industry. Wink Bingo runs several online bingo networks 

opened up new territories for us as referred to below.

including WinkBingo, PoshBingo and BingoFabulous. The network is 

operated on the Dragonfish bingo infrastructure and had over 60,000 
active players at the time of acquisition, making it one of the most 

popular sites for online bingo in the UK.

Phumelela in South Africa, where we will be providing a 

comprehensive sports-book offering; poker and casino in the Balkans 

with Loper Gate; and with Probability to develop and execute 

opportunities for mobile gaming and mobile lottery services in a 

In the third quarter of 2009 we began a restructuring and rebranding of 

number of territories including China, and South and Central America. 

our consumer offering. Following a comprehensive branding study, it 

In September we signed a landmark deal with Harrah’s International 

became clear that we needed differentiated sub-brands for each product. 

Entertainment, to provide services to its non US facing customers 

We carefully researched how we could launch a new streamlined, 

marking the first ever B2B deal with a major US Casino operator. 

distinctive and digital modern look without alienating our players and with 

the potential to attract thousands of new ones. The decision was taken 

to build on the strength of the 888 brand and enhance its visual display, 

During the year we also announced three new bingo partners, 
MoonBingo, BingoHollywood and Costa Bingo, cementing our 

while also promoting four key B2C sub-brands with a reinvigorated look 

position as a global leader in the provision of bingo services. 

and feel — 888casino, 888poker, 888bingo, and 888sport.

Dragonfish
In March we reached an important landmark in the transformation of 

an agreement which extends our offering of Total Gaming Services 

into Total Payment Services and highlights the increasingly diverse 

our B2B business, launching it under its own brand — ‘Dragonfish’. 

nature and strength of Dragonfish’s operations. We have various 

This stand-alone brand is indicative of 888’s intention to become a 

existing and potential gaming partners interested in our e-payment 

major player in the B2B market, highlighting Dragonfish’s status as an 

solutions demonstrating this giant step beyond our core operations 

independent business unit within the 888 Group and emphasising its 

into the retail environment. 

In November, Dragonfish signed an e-payments deal with Linden Lab, 

difference from our traditional B2C offering.

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888 Holdings plc
Annual Report & Accounts 2009

Chief Executive Officer’s Review
continued

People 
Key to the sustainable success of our business and, in turn, the 

Responsible Gaming
As we state constantly at 888, playing is not just a matter of 

delivery of shareholder value, is the continued development of our 

entertainment — we take our play very seriously. 

team who have once again delivered these excellent results.

Entertainment is our core business and it has an impact both 

Looking around the Group today, I am most encouraged by our 

on the people who enjoy it and the environment in which it 

significant and growing pool of talented employees. Our leadership 

operates. Conducting our business responsibly is fundamental 

and development programmes are designed to support employees 

to the sustainability of our business and its future success. With 

at all levels, from senior managers to those who are at an early stage 

responsibility comes transparency and we believe that transparency 

of their career.

is created through communication and so, as part of that, we took 

the decision to share the way we conduct our business with all our 

We remain committed to enable our employees to fulfil their potential 

stakeholders. During the year we published our first stand-alone 

and share in the Group’s success.

Corporate Responsibility report: ‘People-Planet-Play.’ While we 

recognise that we still have much to achieve, we are committed to a 

We believe we have engendered the right culture within our 

proactive policy of corporate and social responsibility that reflects the 

business and we are committed to our corporate values: leadership, 
innovation, excellence, customer centricity, collaboration and caring, 

high professional and ethical standards we have set for ourselves.

all of which helped us withstand the tough trading conditions 

888 is committed to provide responsible gaming products that 

throughout the year. 

comply with the highest standards of gaming safety, security and fair 

practice that exist globally. We regularly collaborate with external and 

Late last year, 888 mourned the passing of one of its founders, Dr 

regulatory bodies who guide us on all aspects of responsible gaming. 

Aharon Shaked. Aharon was a committed and passionate supporter 

For more details see our website: http://safe.888.com.

of 888 and we shall miss his unique contribution in the future 

development of the Company.

Our own dedicated responsible gambling website 

Regulation
888, as a regulated and responsible company, is constantly reviewing 

(888responsible.com) provides a full guide to responsible practices 

and is a source of practical support for all those involved in gaming 

or those who seek to understand the gaming environment. We are 

actual and potential changes in the online gaming regulatory regime 

most proud of our work in this area and will continue to see it as a 

all over the world. This serves both to allow the Company to pursue 

key element in creating a sustainable, growing business. 

any possible opportunities to seek, receive and operate under 

local licences, as well as to guide decision making in relation to its 

existing operations. Especially in Europe, the Company is pursuing 

Our 2010 Focus
We aim to grow our B2C business through various strategic 

licensing possibilities in Italy (where the 888 Group already holds a 

initiatives, including the rebranding and refocusing around products. 

licence), France and other jurisdictions. In addition, 888 is looking 

We expect further expansion of our geographical footprint, largely 

into potential licensing opportunities outside Europe. We believe 

led by the anticipated regulatory changes that the industry is facing, 

that the online gaming industry is making big strides towards 

offering us a much more favourable environment for years to come. 

being fully regulated in an increasing number of jurisdictions, in 

an unparalleled manner which will change for ever the industry 

In casino, our strategic goal is to maintain our dominant market 

landscape. The unique position of 888 makes it well placed to take 

leading position by continuing to offer the right variety of products 

advantage of these changes.

and we want to capture as many customer segments as possible. In 

pursuit of this goal, we will integrate more products and continue to 

enhance the customer experience introducing innovative products 

such as a 3-D virtual casino. 

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As regards our poker business, we will continue to focus on product 

innovation and customer needs, and will be launching a major 

upgrade to our gaming environment and player experience later 

this year. We will also be introducing various features designed 

to enhance the online poker-playing experience beyond what is 

available today, aiming to attract a bigger audience to our offering.

Outlook
In conclusion, in 2009 we made significant progress in a challenging 

environment. Our strong business fundamentals and successful 

growth strategy are the basis of our long-term sustainability.

We will continue to drive further organic growth, leveraging our 

enhanced geographic footprint and our dual business model. In 

We will aim for greater focus on acquiring new players to our sports 

parallel, we also remain committed to further acquisitions as part of 

offering, promoting additional events and investing more in brand 

the ongoing industry consolidation and also achieving our strategic 

recognition in specific countries. We will present unique features as 

goals. 

well as exclusive promotions around the main sports events of the 

year — led by the football World Cup. 2009 was the year in which 

While 2009 was challenging, the overall market is on a growth 

sport betting became a real revenue-driver for us; we plan to build on 

trajectory. Casino continues to grow and Bingo has significant 

these achievements and grow our market share in 2010.

Bingo will remain a key growth area for us, especially following the 

acquisition of Wink Bingo, and we will focus on penetrating new 

growth potential especially outside of the UK while Poker remains 

challenging. We remain excited that sportsbetting is still a major 

opportunity for us. Last but not least, Dragonfish presents significant 
additional growth opportunities which we plan to exploit, both in the 

geographies throughout the year, bringing the message of bingo to 

Total Gaming and Total Payments environments. 

many new customers worldwide. 

For Dragonfish, 2010 will see a continuation of the successful 

Financially and operationally we have a strong platform to grow our 

businesses further and look forward to continuing to provide all our 

growth strategy, focusing on regulated markets and integrating a 

stakeholders with value both now and in the future.

number of new products and services to deliver strong organic 

growth for partners, whilst targeting new partners with the Total 

Gaming Services proposition. We feel that we have a unique offering, 

unparalleled in the market, and will continue to seek major new 

deals throughout the year. The year will also see ongoing activity 

with our current partners, who will enjoy a variety of new games and 

capabilities that will assist them in growing their own businesses. 

Dragonfish’s first independent global payments agreement with 

Linden Lab will also be launched in 2010, followed by additional 

payment processing management agreements.

Gigi Levy

Chief Executive Officer

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888 Holdings plc
Annual Report & Accounts 2009

Enhanced Business Review 

Financial Summary 

Revenue
B2C

Casino 

Poker 

Emerging offerings 

Other operating income 

Total B2C 

B2B 

Total operating income 

Operating expenses2 

Research and development expenses 

Selling and marketing expenses 

Administrative expenses3,4 

EBITDA1,3,4 

Finance income and exchange gains/(losses) 

Depreciation and amortisation 

Profit before tax4 

1  Rounded.

Year ended 

Year ended

  31 December  31 December

20091  

$ million 

20081

$ million

118.7 

51.6 

25.1 

— 

195.4 

51.3 

246.7 

89.9 

24.1 

67.3 

19.8 

45.6 

(2.5) 

(8.5) 

34.6 

133.1

71.6

13.8

5.5

224.0

38.6

262.6

77.3

27.4

80.2

22.0

55.7

0.3

(7.3)

48.6

2  Excluding depreciation of US$7.0 million (2008: US$5.5 million) and amortisation of US$1.5 million (2008: US$1.8 million).

3  Excluding exchange rate loss of US$2.7 million (2008: US$2.6 million).

4  Excluding share benefit charges of US$7.0 million (2008: US$8.4 million).

Financial Results
General
Our financial results in 2009, especially during the first three quarters 

generated from operating activities of US$41 million (2008:

US$56 million) and its financial position remains as strong as

ever with cash and equivalents at year end at US$88 million and

were adversely impacted by both the economic downturn and adverse 

no debt. 

currency movements. Total Operating Income declined 6% to US$247 

million (2008: US$263 million), EBITDA* was US$46 million (2008: 

US$56 million), Profit before tax* was US$35 million (2008: US$49 

million) and Basic Earnings per share* was 9.2¢ (2008: 13.4¢).

The Group continued to be highly cash generative with Net cash

Geographical segmentation 
The Group’s revenue stream is well diversified across geographies 

with the UK remaining the largest single jurisdiction. The table below 

shows the Group’s geographic revenue distribution:

*  Before share benefit charges of US$7.0 million 

(2008: US$8.4 million).

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www.888holdingsplc.com 

Total operating income by geographical market: 

Total operating income 

UK   

Europe (excluding UK) 

Americas (excluding USA) 

Rest of World 

Total 

*  Rounded.

Year ended 

31 December 

2009*  

Year ended

31 December

2008* 

$ million 

% share 

$ million 

% share

90.4 

113.7 

19.1 

23.5 

246.7 

37 

46 

8 

9 

100 

97.1 

122.0 

26.2 

17.3 

262.6 

37

46

10

7

100

In 2009 888’s turnover grew 36% in Rest of World while all other 

During the year, the Group established a new outsourced low-cost 

reported geographic markets showed decline: 7% in UK and Europe 

development centre in Ukraine. While the number of development 

(excluding UK) and 27% in the Americas (excluding USA). The relative 

staff (employed and outsourced) increased during the year, 

size of the UK and Europe (excluding UK) remained stable at 37% 

development expenses were reduced to US$24.1 million (2008: 

and 46%, respectively.

Expenses
During 2009, the Group continued its investment in infrastructure 

as required to propel its B2B capabilities while continuing the 

development of its B2C offerings.

US$27.4 million). The reduction was driven by more cost-effective 

workforce benefited from the new outsource local development 

centre which was established in late 2008 in Ukraine and partially a 

result of a favourable exchange rate movement.

Marketing expenses, driven almost exclusively by B2C activities, 

were US$67.3 million (2008: US$80.2 million), representing 27% of 

Operating expenses, which are mainly salaries, chargebacks and 

B2C Total Operating Income (2008: 31%). 

payment service providers’ commissions, totalled US$98.4 million 

(2008: US$84.6 million) representing 40% of Total Operating 

Administrative expenses* at US$22.5 million (2008: US$24.6 million). 

Income (2008: 32%). Salaries and benefits, representing the 

largest component of operating expenses were US$45.5 million 

In 2009, the Group continued optimising cost per acquisition across 

(2008: US$40.3 million) reflecting an increase of 13% as a result of 

various customer recruitment channels. During the year, 888’s  

continued investment in building up the B2B business. Chargebacks 

marketing team recruited more than 206,000 new Casino and Poker 

increased significantly during the year to US$9.0 million (2008: 

first time depositors from more than 1.1 million (2008: 0.93 million) 

US$4.8 million) as a result of industry-wide concerted fraud 

new real money registrations with an average cost per acquisition in 

attacks since Q2 2009. 888 responded to these by adopting new 

2009 of $177 (2008: $232).

processes and procedures which resulted in a significant reduction in 

chargebacks starting in November and continuing to date.

*  Excluding share benefit charge.

09

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888 Holdings plc
Annual Report & Accounts 2009

Enhanced Business Review
continued

Share benefit charges
As part of 888’s commitment to invest in human capital, eligible 

Dividend 
The Group’s stated policy is that it intends to make an annual 

management and employees receive equity awards under the 888 All 

dividend payment representing 50% of net profit, but the policy 

Employee Share Plan (‘Share Plan’). In 2009, the Group continued to 

would reflect long-term earnings and cash flow potential of the 

award shares and options to employees under the Share Plan. The 

Group. Given the performance in 2009, the Board is recommending 

non-cash charge for 2009 was US$7.0 million (2008: US$8.4 million), 

a final dividend of 3.0 cents per share in addition to the interim and 

comprising a US$1.1 million charge relating to grants in the current 

special dividend paid in October 2009. 

year (2008: US$2.2 million) and US$5.9 million (2008: US$6.2 million) 

relating to grants made in the past.

Finance Income
While the Group continued to generate and retain cash surpluses 

throughout the year, net interest income was only US$0.2 million 

Cash flow
The Group’s strong profitability during the year was matched by 

strong cash generation with net cash generated from operating 

activities reaching US$41.5 million (2008: US$56.4 million). 

(2008: U$3.0 million) reflecting unprecedented low interest rates.

During 2009, the Group made cash payments of US$30.0 million 

Profit and Earnings per share
EBITDA

(2008: US$36.7 million) in respect of business investment activities 

including US$18 million in respect of the acquisition of the Wink 

Online Bingo Business. The Group paid US$22.4 million (2008: 

EBITDA* was US$46 million (2008: US$56 million). EBITDA* margin 

US$25.6 million) in dividends to its shareholders consistent with its 

was 18.5% (2008: 21.2%). 

dividend policy.

Taxation
The tax charge for 2009 was $2.7 million (2008: $3.1 million) 

reflecting the Group’s efficient tax position.

Earnings per share
Basic Earnings per share* were 9.2¢ in 2009 (2008: 13.4¢).

*  Before share benefit charge.

10

Balance Sheet 
The Group’s balance sheet remains strong, it has no debt, and 

retains ample liquid resources. The Group’s cash position as at

31 December 2009 was US$87.5 million (31 December 2008: 

US$98.4 million). This strong position allows the Group to take 

advantage of suitable acquisition opportunities in the consolidating 

market.

Balances owed to customers were US$37.6 million (2008: US$33.3 

million). The Group maintains 100% cash reserves equal to this 

liability which would permit immediate withdrawal of all customer 

deposits at any time in the extremely unlikely event this was 

necessary.

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Adi Soffer-Te’eni

B2C Managing Director

www.888holdingsplc.com 

B2C
It has always been 888’s goal to be the market leader in the global 

online gaming industry. In order to achieve this, it is vital to offer 

an exceptional gaming experience that appeals to a wide range of 

consumers — from the experienced poker player to casual sports 

fans and people who enjoy a game of bingo.

888 is more than just a place where people go to play online. 2009 

saw an increase in the focus on creating online entertainment 

destinations where players can combine an unparalleled gaming 

offering with a more complete internet experience, including social 

networking and personalised activities. 

The goal is for people to see 888 as a brand beyond gaming and an 

integral part of their online entertainment experience by fulfilling this 

wider role in the online lives of players. Building emotional ties with 

players and increasing their engagement with the brand builds loyalty, 

thereby helping to improve customer retention and spend.

Branding 
As the online gaming industry has evolved, it has become 

increasingly important to offer all four core gaming products — 

casino, poker, bingo and sport. Historically the four segments have 

been marketed as distinct brands to targeted audiences, with cross-

selling opportunities being utilised where possible. 

In 2009 the decision was taken to streamline the 888 brand focus 

and rebrand core products as being distinct, but complementary, 

parts of the wider 888 brand. With a reinvigorated look and feel and 

unified logos, the brands all speak with one language and link into 

one offering. The new sites were launched at the beginning of 2010 

as 888casino, 888poker, 888bingo and 888sport, all under the 888.

com umbrella brand.

Creating brand continuity allows the new sites to leverage the 

strength of the 888 brand and greatly increase the 888 ‘share of 

voice’. The multi-product offering and sub-brand strategy also 

increases the effectiveness and efficiency of marketing and search 

engine optimisation strategies, while cross-selling potential improves 

due to a powerful familiarity between the sites. 

888ladies will continue to be the leading bingo site in the UK market 

targeting the female population, while Pacific Poker and Casino-

on-Net will remain as additional stand-alone brands and important 

aspects of the B2C portfolio. The December acquisition of the Wink 

Online Bingo business added other leading brands to the B2C 

offering — Wink Bingo, Posh Bingo and Bingo Fabulous, all of which 

had previously performed well on the Dragonfish network.

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11

 
 
888 Holdings plc
Annual Report & Accounts 2009

Enhanced Business Review
continued

Developing the Offering
Online gaming continues to evolve, and 888’s offering continues to 

innovate and change with it in order to remain at the forefront of the 

online gaming experience. 

888 is a truly global gaming destination, with localised offerings 

providing players in different geographies with games that appeal to 

them in the language that they speak. The 888 gaming experience 

is now available in a total of 23 languages. Four new languages 

were added in 2009 as 888 supported growing demand in Eastern 

Europe. 

As part of tailoring the offering to satisfy the demand of today’s 

discerning players we launched the innovative Live 888casino 

in June, allowing players to have a ‘Las Vegas style’ live gaming 

experience in the comfort of their own home. A live video stream with 
a personally chosen dealer provides a choice of Roulette, Black Jack, 

and Baccarat. Results in this area have been very encouraging. 

Live dealer was an important part of the new no-download Casino, 

which launched in May 2009. The no-download Casino uses flash 

games that can be accessed through web browsers such as Internet 

Explorer or Firefox, rather than downloading any form of software. 

The offering of instant online games removes the barrier to entry 

brought about by the hardship of extra time and effort to download 

software.

As well as innovative new features, constant improvements continue 

to provide a fresh and exciting gaming experience. 888 continues 

to offer a wide range of instant games across the B2C network, 

as games were added in 2009. These included games with iconic 

brands, such as Cluedo and Spiderman. Instant games have 

proven a popular addition. In Bingo, a new integration platform was 

completed allowing rapid game deployment. The speed to market 

of these games provides the opportunity to capitalise on trends 

and target offerings to interest and excite customers; 11 new side 

games have already been integrated. The successful X-Factor game, 

launched at the beginning of the popular show’s run in November 

supported through exclusive promotions, is a good example of the 

timely introduction of a tailored product. 

The increasing popularity in quick-play games led to the launch of 

888games. Initially launched on 888sport in July, 888games provides 

the opportunity to play instant win games whilst browsing the site, 

improving the gaming experience and time spent on the site as well 

as increasing customer spend. 

888games has since been launched as a stand-alone site with 60 

varied games, with more released continuously. Games range from 

scratch cards to video slots and virtual sports. As the rebranding 

of the core offering is completed, 888games will benefit from 

cross-selling traffic arising through players looking to enjoy a more 

instant gaming proposition. In addition, a further Casino brand was 

introduced, as Reef Club Casino was re-launched in August in 

both English and German. Reef Club Casino, with a low minimum 

deposit limit and high bonus offering, provided an inviting gaming 

environment which was well positioned at the height of the recession 
when many players were looking for a lower spend alternative and 

continues to offer an alternative experience.

The Poker offering also benefited from the addition of new features. 

A quick seat for beginners allows novices to pick up the basics in a 

free play environment, while private tournaments, the ability to export 

hand histories, and re-match tournaments give more experienced 

players a more satisfying poker experience. 

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www.888holdingsplc.com 

Beyond Gaming
888ladies has been a pioneering website not just in its combination 

of a leading gaming product with a wealth of interactive features, but 

in the creation of a real online community. 888ladies goes beyond the 

core bingo product to provide players with a welcoming environment 

in which to interact with like-minded friends. Regular promotions, 

both online and offline, increase ties with players and provide 

incentives to visit the site frequently. 

Promotions ran throughout the year, including opportunities to 

win tickets to the Soap Awards at Easter and calendar themed 

promotions for Valentine’s Day, Mother’s Day and Halloween.

However, it is the social features that set 888ladies apart. The 

888ladies blog receives hundreds of visitors every day, with 

community features leading to genuine interactivity and goodwill 

towards the brand. Utilising social media through providing daily 

communication and real-time promotions further increases brand 

engagement. A fan page on Facebook, and a regularly updated 

Twitter page have both been developed and are great successes. 

We will further develop the utilisation of social media and brand 

interactivity across additional areas of the B2C offering in 2010. 

Introductory offers in Casino included an immediate welcome bonus 

of 100% on a first deposit of up to $200, and a welcome package 

with a value of up to $1400. Other offers were specifically targeted 

for the recession. Promotions included the chance to win a year’s 

salary or a dream holiday, while lowering the deposit limit to £25 

fulfilled players need to continue playing with smaller stakes.

The largest promotion in 2009 was the £8,888,888 campaign, which 

offered the chance to use three free spins to win the biggest 

online jackpot of all time. The campaign appealed to players across 

the spectrum — including new, registered, and high value players, 

VIPs and inactive players. The promotion was supported by a 360 

degree marketing drive across all media outlets, including direct 

mail, television, online, and prominent public advertising, and also by 

search engine optimisation and cross-selling from 888 sites.

Promotions
The economic environment in 2009 was the worst it has been since 

the advent of online gaming and indeed well before that. Customer 

acquisition conditions were, therefore, usually tough. It was important 

to offer new players compelling reasons to open accounts with 888.

Offline Marketing
888 continued to seek out ground-breaking and timely offline 

marketing opportunities to build brand awareness amongst key 

demographics and to drive online traffic.

Leo Margets, the international female poker icon, and the last woman 

standing at the WSOP 2009, signed a 2-year contract with 888 and 

will spearhead the 888 ambassador programme. Leo has generated 

enormous media coverage, appearing in over 150 publications, most 

notably on the front cover of El Pais Semanal — the most important 

magazine for the Spanish audience. 

2009 was the second year of 888’s partnership with Shane Warne, and 
he continues to represent 888 at high-profile poker events such as the 
888 Poker Open, the Aussie Millions and the World Series of Poker. Also 
in 2009, the 888 Poker Ashes TV show was also launched in 2009 to 
coincide with the cricket Ashes series in the UK, and was broadcast 
after the cricket each day on Sky Sports. Moving the traditional rivalry of 
England and Australia from the cricket pitch onto the poker table led to 
one of the most successful poker television shows ever. The 2010/11 
cricket Ashes series (this time in Australia) will see the second season of 
the 888 Poker Ashes.

As the opposing countries squared up in the Poker Ashes, players could 
join and represent their country online. 100% welcome bonuses up 
to $400 offered an extra incentive to become an 888 player and was 
amongst the most innovative promotions in the poker industry in 2009.

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888 Holdings plc
Annual Report & Accounts 2009

Enhanced Business Review
continued

Shane Warne extended his partnership with 888 in January 2010 
and he will continue to represent 888poker and other 888 brands 
internationally.

888poker has partnered with an offline poker league and clubs 
throughout 2009 taking the 888brand directly to players. The 888 Poker 
League was first formed in May, and rolled out in over 200 venues 
offering the opportunity to play with Shane Warne in the final. 

Customer Relationship Management
Strong customer relationships are the bedrock of our success. 
Whilst eye-catching promotions help to drive customer acquisition, 
customer retention comes from engendering loyalty through building 
bonds with players. This leads to people playing more games, more 
often, for more time. 

888’s ongoing commitment to localisation strengthens relationships 
worldwide through speaking to people in their language and culture, 
while the market-leading usage of social features and interactivity 
with players strengthens brand loyalty. This loyalty is also gained 
through 888’s loyalty plans, which form an important aspect of the 
customer relationship. In 2009 888 launched a new Poker loyalty 
plan, considered one of the best in the sector.

The VIP offering remains the best in the industry. VIP members get 
unparalleled customer service, with personal loyalty managers on call 
24 hours a day to deal with any enquiries quickly and easily. Exclusive 
promotions and more cashback and bonuses also mean that 888 VIPs 
receive a best in class product with best in class service. 

separate VIP promotions offered attractive gifts, bonuses 
In 2009, 86 separate VIP promotions offered attractive gifts, bonuses 
to one of the 46 offline events held in nine different countries. 
and tickets to one of the 46 offline events held in nine different countries. 

h Engine Optimisation 
Search Engine Optimisation 
(‘SEO’)
’)
st Search and Web Optimisation Technologies (‘SWOT’) 
The specialist Search and Web Optimisation Technologies (‘SWOT’) 

inue to give 888’s websites prominence on worldwide search 
team continue to give 888’s websites prominence on worldwide search 

engines, maximising the impact of the product offering. Successful use 
maximising the impact of the product offering. Successful use 
as helped to drive players to 888 brands, helping customer 
of SWOT has helped to drive players to 888 brands, helping customer 

and th
and the ongoing growth of 888sport and 888ladies. 
acquisition and the ongoing growth of 888sport and 888ladies. 

come out on top of Google searches for 
In the UK, 888 sites come out on top of Google searches for 

88 sites com

ino’, ‘online blackjack’ and ‘poker.’ This 
‘casino’, ‘online casino’, ‘online blackjack’ and ‘poker.’ This 

nline casino’, 

d across core markets. 
positioning is replicated across core markets. 

is replicated acro

14

888’s continuing focus on SEO will be a key driver in the success of 

the rebranded core 888 offerings.

2010 Focus
2010 has started well. With a number of strategic initiatives in the 

pipeline, including the completion of the rebranding and refocusing 

around core products, and further expansion of the geographic 

footprint, 2010 is set to be a year of growth.

In Bingo, the aim for the year is to become a truly global operator, 

with penetration in a number of new countries. In the UK, we will 

build on the success of 888ladies with the 888bingo offering, which 

appeals to a wider gaming demographic. The acquired Wink Bingo 

business also provides an opportunity to further increase market 

share in the growing UK bingo market.

The focus in Casino will continue to be on offering the right variety 

of products appealing to the widest range of consumers so as to 

maintain the Casino offering’s market leading position. In Poker 

the strategic goal is to differentiate the offering by identifying, and 

fulfilling, a significant customer need that has not yet been answered. 

This will be achieved through the creation of a brand positioning that 

is based on such unique product that customers need.

Targeted marketing campaigns in 2009 saw 888sport grow from 

being mainly a tactical business relying on cross-sell into an 

important contributor to the Group. 888sport’s growth in 2010 will 

continue through promoting additional events and investing in brand 

recognition in specific countries.

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www.888holdingsplc.com 

Dragonfish

Gabi Campos

Dragonfish Managing Director

2009 has marked a period of significant growth for the B2B division, 

New entrants to the online gaming market require diverse gaming 

with 33% growth over 2008. Growth has been achieved organically, 

content, a technology platform to work with, expertise in setting up 

through the provision of new product and service initiatives that have 

operations and, above all, knowledge of how to leverage their assets 

helped Dragonfish’s existing partners expand their market share, and 

and target the gaming consumer. 

through the signing of a number of key new partners. 

Dragonfish’s services help partners optimise the player experience 

In March 2009, 888 took the decision to brand the rapidly expanding 

and maximise customer lifetime value. Utilising over a decade’s 

independent B2B division as Dragonfish, crystallizing the division’s 

experience in the online gaming industry, Dragonfish is able to offer 

separate function in 888 and signifying its evolution into a major 

clients a unique end-to-end proposition — Total Gaming Services. 

player in the B2B market. A strong leadership team was established 

to drive the expansion of the business with departments covering 

This strapline reflects the opportunity for clients not only to benefit 

Sales & business development, Programme management & 

from 888’s gaming portfolio and experience in technology, 

integrations, Client executives unit, Client marketing & operations, 

operations and e-payments, but also utilise advanced marketing 

B2B marketing & PR and B2B Finance. The combination of these 

services, from the provision of offline/online marketing, management 

teams ensures Dragonfish can provide an outstanding B2B service.

of affiliates and search engine optimisation to Customer Relationship 

Management (CRM) and business analytics. Industry leading 

The creation of the Dragonfish identity was supported with an 

back-office systems, including operational risk management, 24/7 

international advertising campaign in key publications, visibility at 

customer support and chat hosting services, complete the offering. 

major trade shows, and through targeted PR achieving exposure 

across all trade publications and in overseas gaming markets. 

Dragonfish is able to provide clients with broad and customisable 

solutions for all of their gaming needs. They can utilise the complete 

The brand has already achieved significant cut-through in a 

white label solution or select from individual components to 

competitive market, and Dragonfish is now one of the largest 

complement and enhance their own existing gaming offering. All 

providers in the B2B sector, with a broad cross section of partners 

solutions can be tailored for local markets, with Dragonfish currently 

across all core gaming segments and numerous geographic regions. 

providing services in more than 20 languages. The provision of a 

New partners were retained in 2009 as strategic agreements were 

dedicated team and market leading technological infrastructure allow 

signed with, amongst others, Linden Lab and bwin Italia. 

solutions to be both comprehensive and timely.

Dragonfish’s goal is to become the major provider of Games & 

Technology, Marketing services, Operations and e-payments 

to companies that both lead the e-gaming market or require an 

experienced partner for entry into the sector. 

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888 Holdings plc
Annual Report & Accounts 2009

Enhanced Business Review
continued

Utilising Dragonfish provides a gateway to a huge suite of successful 

games in a variety of languages, allowing rapid entry into emerging 

markets. Dragonfish provides hundreds of games with turnkey 

integration capabilities, plus the experience and expertise to 

customise game suites. Games can be seamlessly integrated 

through the Advanced Integration Platform allowing constant 
upgrades, increasing player retention and maximisation of customer 

lifetime value. 

Total Payment Services
The unique Total Payment Services offering combines payment 

optimisation technology and fraud management, including anti-

money laundering services, with 24/7 multi-lingual customer 

operations that assist customers’ deposits both reactively and 

proactively. 

Dragonfish has over a decade of experience in global payment 

processing and works with a variety of trusted payment partners. 

A rich portfolio of local and global payment methods enables 

Dragonfish to maximise transaction approval rates and provide the 

platform for partners to rapidly penetrate new markets. 

With the support of a highly experienced fraud and risk management 

department, Dragonfish’s e-payment solutions are both customer 

friendly and extremely secure.

In November an agreement was signed with the world’s leading 

BUILT FOR YOUR 
ONLINE WORLD 

Technology Operations Marketing ePayments

Casino            Poker               Bingo              Sport              Quickplay

www.dragonfishtech.com 

virtual world technology company Linden Lab, the creator of 

The agreement with Tsogo Sun Gaming Group followed the 

Second Life, to provide e-payments, fraud and customer support 

announcement of a partnership with Phumelela, one of the world’s 

management services. This collaboration represented an extension of 

largest pari-mutuel horseracing and tote betting organisations, to 

Dragonfish’s offering beyond the gaming industry into the wider retail 

provide a comprehensive sportsbook offering in South Africa. This 

environment, and signified its emergence as a strong player in the 

deal was an example of Dragonfish’s ability to co-operate with 

regulated payment services market.

companies who utilise government licensing, and also indicates 

Dragonfish’s strategy of obtaining first-mover advantage in newly 

Partners
Dragonfish now works with e-gaming companies, media portals, 

regulated territories. 

offline casinos and pools operators, helping them all to maximise 

Further international agreements were signed in 2009 

their online revenues and fulfil the potential of their brands. 

harnessing Dragonfish’s multi-lingual offering and e-payments 

expertise in emerging territories. A partnership with Loper Gate 

A number of significant partnerships were signed in 2009. 

launched poker and casino in the Balkans, enabling Dragonfish to 

Dragonfish’s prime position to provide the ideal platform for 

achieve significant penetration in this emerging market.

international land-based marquee brands to enter the online arena 

was illustrated through the signing of an agreement with Harrah’s 

Dragonfish remains one of the leading providers of bingo software 

to launch the internationally renowned World Series of Poker 

worldwide, providing software to some of the biggest names in 

and Caesars casino brands online. This capability was further 

bingo including Foxy Bingo and Mirror Bingo. Dragonfish also runs 

emphasised through the agreement with Tsogo Sun Gaming Group, 

one of the world’s leading bingo network with over 60 skins offering 

one of the largest hotel and entertainment groups in South Africa, 

instant liquidity, dynamic content and access to top tier brands. 

also choosing Dragonfish for their first move into online gaming. 

This position was further consolidated during the year with the 

announcement that Kamay Holdings Ltd, owner of leading poker and 

casino sites LuckyAcePoker, LuckyAce Casino and SuproCasino, 

selected Dragonfish as its bingo partner to launch Silk Bingo on the 

Dragonfish bingo network. The agreement marked the tenth new 

brand launched on the network in 2009 and complements the new 

stand-alone networks, all powered by Dragonfish.

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www.888holdingsplc.com 

2009 also saw the fruition of Dragonfish’s hybrid strategy for its 

bingo model. This allows partners to join the Dragonfish bingo 

network swiftly, and benefit from instant liquidity whilst gaining a full 

understanding of back-office functionality, CRM and chat facilities. 

Following success on the network, appropriate levels of liquidity 

subsequently enable partners to launch stand-alone networks, whilst 

maintaining other brands on the Dragonfish bingo network. This 

model was followed by Moon Bingo in June, amongst others.

Dragonfish has been highly pro-active in delivering strong organic 

growth for the existing client base through the introduction of new 

product initiatives. The poker network has achieved greater liquidity 

across a number of diverse territories with particular growth for Lucky 

Ace and Tower Torneos. Growth has been achieved through new 

$/"’-,&)0((cid:127)%,’),%(cid:127)(cid:5)(cid:2)(cid:9)+(cid:127)1(cid:127)(cid:2)(cid:11)(cid:9)+(cid:127)*",$0#".%(cid:127)(cid:127)(cid:5)(cid:10)(cid:3)(cid:4)(cid:7)(cid:3)(cid:6)(cid:4)(cid:5)(cid:4)(cid:127)(cid:127)(cid:5)(cid:7)(cid:14)(cid:4)(cid:11)(cid:127)(cid:127)(cid:27)"’%(cid:127)(cid:6)

THE GAMES ENGINE
TECHNOLOGY THAT GIVES YOU INSIGHT.
GAMES THAT GIVE YOU CHOICE

www.dragonfishtech.com

poker software upgrades to provide an enhanced and intuitive player 

Plans are in place for the development of bingo in the Nordics, enabling 

experience, the introduction of a new loyalty club and the extension 

partners to achieve further international expansion, together with a range 

of the language portfolio. Successful new language integration 

projects have been implemented, one example being Lucky Ace 

of new features that will cement Dragonfish’s market-leading bingo 
position. This will be supported by the launch of a number of new

poker now being offered in languages aimed to target the Eastern 

stand-alone networks and new brands on the Dragonfish bingo 

European market. The recent agreement with WSOP (World Series of 

network.

Poker), arguably the world’s most powerful poker brand, will act as a 

further catalyst for liquidity growth on the network.

2010 will also mark the launch of new multi-channel marketing 

In Bingo, Dragonfish launched 17 new Quickplay ‘instant’ games on 

campaigns as partners increase spend in UK and pan-European 

the bingo network, including the global brand X-Factor, to increase 

territories. 

player retention across networks. A number of these games have 

been successfully integrated into Tower Torneos ‘casino in poker’ 

Dragonfish’s first independent global payments agreement with 

offering resulting in increased player performance.

Linden Lab will be launched in 2010. The agreement provides a 

2010 Focus
2010 will see a continuation of the successful growth strategy. 

This includes being the first to regulated markets and integrating a 

number of new products and services. The aim is to deliver strong 

organic growth for partners, whilst targeting new partners with the 

Total Gaming Services proposition so as to maintain the impressive 

growth rate.

The introduction of licensing in newly regulated markets such as 

Italy offers a significant opportunity to assist operators looking for 
a speedy entry to such markets. Dragonfish has recently signed 

an agreement with bwin Italia, a subsidiary of BWIN, to provide a 

comprehensive casino games suite. The agreement supports the 

Total Gaming Services proposition allowing partners to either take 

advantage of the full white label solution or to select constituent 

elements to be integrated into their existing online gaming business. 

In this case. Dragonfish has developed a flexible gaming platform 

that can be integrated into bwin Italia’s existing infrastructure.

Dragonfish has a number of new product integrations in the pipeline 

that will provide growth opportunities for partners. Live dealer has 

proven to be an excellent product for delivering strong growth and 

the live gaming application will soon be integrated into a number 

of partners’ offerings. Dragonfish will also be expanding the live 

chat multi-lingual customer operations team in Romania to enable 

partners to accelerate their penetration into new markets.

platform for marketing its Total Payment Services beyond the gaming 

industry. Dragonfish is pursuing a number of existing opportunities in 

the Forex industry and other non-gaming opportunities.

Technological Infrastructure
888’s success is built on the strength of its technological 

infrastructure. 2009 saw the continued development of the platform 

from a pure B2C to a hybrid B2C and B2B platform which is able to 

utilise and offer partners leading infrastructure and a comprehensive 

suite of applications and services.

In addition to the customer facing applications and services, B2B 

licensees are able to view comprehensive customer data, providing 

them with the ability to drill down into data at any level in order to 

manage their business better. 

888 continues to invest in technology. In 2009 a significant 

investment was made in upgrading 888’s physical infrastructure, 

computing, storage and networking equipment was upgraded, 

maintaining the best of breed approach to our physical infrastructure: 

A state-of-the-art data centre replaced one of the existing data 

centres, and security, networking devices and protocols were 

replaced in order to provide better performance, maintainability, and 

scalability, as well as to reduce energy consumption and bandwidth 

costs. 

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888 Holdings plc
Annual Report & Accounts 2009

Enhanced Business Review
continued

The number of servers was also increased. There are now more than 

To further enhance development efforts and reduce costs, 

1,000 servers in the development and testing environments, and 

888 opened and integrated a large new outsourced software 

900 in production, most of which are now based on virtual machine 
technology. 

development facility in Eastern Europe. This development centre, in 
Ukraine, allows access to excellent, well-trained, highly professional 
and cost-efficient talent. By the end of 2009, around 50% of our 

In addition to data centre improvements, further platform 

development activities were successfully carried out at this centre.

enhancements and a significant upgrade in 888’s payment 

processing capabilities led to 888 receiving the Payment Card 

888 has also focused attention and investment on developing 

Industry level 1 certification, allowing the Group to provide third party 

solutions to take advantage of the changing regulatory scene in 

payment services. The creation of a leading payment processing 

Europe. Tailor-made solutions for both the French and Italian markets 

infrastructure allows 888, through Dragonfish, to offer partners a Total 

were developed, seamlessly providing Casino services to B2B partners 

Payment Services proposition, moving the Company beyond the 

and leading to a number of significant deals being signed in newly 

online gaming sector.

regulated regions, such as bwin Italia.

The Integration Platform allows seamless integration of new third 

Significant work was done during the latter part of the year on 

party games from multiple vendors into the 888 gaming environment. 

rebranding the 888 B2C offering. Alongside the eye-catching new 

Building on this flexibility, in 2009, a new Content Management 

look and feel, the sites’ infrastructure were rebuilt with content 

System was implemented for all managed websites. The new system 

management systems better optimised for faster performance, 

enables a greater quantity of content changes to be implemented 

improving the customer experience by more than halving response 

with greater speed and frequency across all supported websites. 

times. 

The bingo platform also benefited from technological enhancement. 

Improvements to the Integration Platform saw an abstraction layer 

In January 2010, a new enterprise resource planning system was 

created allowing for easy integration of games and third party 

successfully implemented and integrated into 888’s business 

services, while the chat system was upgraded with enhanced 

backbone — the result of a large undertaking carried out during 

capabilities and performance, further embellishing the community 

2009. This new system streamlines 888’s capability to carry out daily 

aspect of the bingo offering.

business processes in an optimal manner.

Steps were taken to benefit the player experience as well as 

Improvements were also made to 888’s operational command and 

improvements in the back-office infrastructure. The most eye-

control capability, dramatically enhancing the service levels provided 

catching of these was the introduction of the Live Dealer offering, 

to B2B partners through growth and process improvement in the 

which has proved to be very popular. A new loyalty system was also 

Network Operating Center, the 24/7 nerve centre of operations. This 

launched in 2009, with the integration of casual games across the 

greatly improved second level support capabilities. 

offering further enhancing player satisfaction. 

CRM capabilities were also significantly enhanced through the 

increasing set of B2B partners, and to adapt to the growing 

implementation of a content management system with multiple offers 
and communication channels. This allows 888 to better segment 

richness and size of our offering, 888 continues to evolve and 
upgrade existing offerings through routine maintenance, functionality 

and tailor offers and promotions, making the right offer to the right 

upgrades, and changes to back-office services. 

In order to better support the growing demands from an ever 

customer at the right time.

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888 will continue to invest in technology across the business, 

ensuring that leading back-office systems provide the basis for an 
unparalleled experience for both players and partners.

Customer Support and Service
888 remains committed to its goal of being the market leader in the 

global online gaming industry.

First class customer support is offered for each of the Group’s brands 

and White Labels via telephone, e-mail and chat 24 hours a day, 7 days 

a week, to customers around the world in 11 different languages. 

In 2009, we aligned our mission to increase customer conversion 

and retention by focusing training efforts on ‘sales through service’. 

On average, our support teams converted 28% of all relevant 

incoming phone calls to deposits, providing a service convenient to 

players and beneficial to the business.

The Telemarketing and Proactive Chat department has continued to 

expand. Three additional languages have been added to raise the 

total number of languages to eight. We are pleased to see that the 

department has increased its performance compared to 2008 on 

all main metrics measured internally — efficiency, productivity and 

revenue generated. New initiatives and optimisation of talented staff 

has also seen all main individual metrics increase. 

Five additional languages were added to the Online Web Self-Service, 

and a deal with RightNow was signed for the full deployment of its 

CRM solution across all operational sites in 2010. This investment will 

help 888 to reduce its operational expenditure, effectively manage its 

resources and improve efficiency and increase customer satisfaction. 

Casino in English 
l  98.0% of all phone calls were answered within, on average, 

30 seconds

l  99.0% of all e-mails were replied to within 24 hours

l  95.3% of all chats were answered within, on average, 

40 seconds

Poker in English
l  98.0 % of all phone calls were answered within, on average, 

30 seconds

l  89.0% of all e-mails were replied to within 24 hours

l  89.9% of all chats were answered within, on average 40 seconds

A third operational contact centre site was opened in Romania via an 

outsourcing arrangement at the end of the third quarter of 2009 in 

order to increase cost-effectiveness, capacity and continue providing 

Bingo in English
l  96.0% of all phone calls were answered within, on average, 

each individual customer with an outstanding end-to-end customer 

30 seconds

experience around the clock. Operating multiple contact centres is 
a cost-effective way of managing customer contact overspill and 

allows for efficient balancing of operational demands. 

The main Gibraltar contact centre focuses on providing support for 

our principal markets in Europe, Asia Pacific and Latin America while 

the Antiguan contact centre focuses on supporting the English-

speaking markets in Europe, Australia, Asia Pacific and Canada. 

In 2010, the newly established contact centre in Romania is set to 

expand inbound customer services for more brands and languages, 

and ultimately to become the main support centre for Dragonfish and 

888’s main markets in Europe, Asia Pacific and Latin America.

Support teams in all locations aim to close the majority of issues 

during the first contact, as exemplified in the Service Level 

l  91.0% of all e-mails were replied to within 24 hours

Customer Satisfaction
888 continues to monitor customer satisfaction at key points 

throughout their lifetime cycle by requesting and analysing real-

time feedback. As in previous years a comprehensive survey was 

conducted to benchmark 888’s service level within primary markets, 

with the results being used to form the basis of quality improvement 

efforts.

888 is proud to note that respondents in 2009 once again gave 

their highest rating to the level of professionalism of our support 

representatives. Respondents from Germany remain the most 

satisfied, closely followed by respondents from France where results 

show a considerable increase in satisfaction compared to previous 

Achievement reached in 2009:

studies: 

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888 Holdings plc
Annual Report & Accounts 2009

Enhanced Business Review
continued

l  Casino players rated the level of professionalism of our 

Innovation in this area will continue, ensuring that actions are taken in 

Representatives at 4.1 (out of 5)

order that services and processes remain one step ahead of potential 

l  Poker players rated the level of professionalism of our 

fraudulent activity.

Representatives at 4.0 (out of 5)

l  89% of all customers who contacted 888 in regards to the 

deposit process, were offered assistance in depositing and/or 

Corporate Social Responsibility
As a global leader in the online gaming entertainment industry, 

were presented with alternative depositing method to use 

888 is committed to a pro-active policy of corporate and social 

responsibility that reflects the high professional and ethical standards 

In addition to understanding the different components of customer 

we have set for ourselves.

satisfaction, recent surveys demonstrated increased awareness and 

usage of the state-of-the-art Web Self-Service facility available to 

Conducting our business responsibly is fundamental to the future 

English and German speaking customers. Additional regions will be 

success of 888 and the sustainability of the business. At 888, we 

surveyed in 2010. 

understand that our responsible approach is both the correct way to 

do business and one that enhances our credibility with stakeholders, 

A vital component in maintaining and exceeding customer 

thereby supporting our international business development. 

expectations is 888’s ability to access each client’s full and complete 

history in real time, thus optimising customer interactions on all levels. 

This year marked a significant milestone for the Company in this 

field. During October 2009 we published our first ever Corporate 

888’s unparalleled customer service and leadership in the e-Gaming 

Responsibility report for the year 2008. The report is available at 

industry has been also recognised by the judges of the 2009 

www.888responsible.com. 

e-Gaming Review Awards when awarding 888 the coveted title 

‘Casino Operator of the Year’.

We aim to publish such a report every two years. 

Fraud and Risk Management
Utilising over a decade of experience, 888’s Fraud and Risk 

Management Department continues to provide 888 and B2B 

partners with a leading fraud prevention service. 888 has built a 

comprehensive database of fraudulent accounts and fraud patterns, 

helping introduce new measures to prevent fraudulent activity.

In 2009, the following steps were taken to further develop risk 

management and fraud control procedures:

l  Fraud Alerts — 888 planned and created an in-house alerts 

mechanism that identifies changing trends and patterns, 

identifying suspicious activity

l  Cashier — a more robust new cashier is being built
l  Back-Office — back-office systems were updated, allowing 888 

to react to changes in the type of fraudulent activity

l  Data Analytics — data continues to be collected and analysed 

through the data warehouse systems in order to monitor current 

fraudulent activity

l  PCI Level 1 Compliance — 888 became the first online 

gaming company to be PCI Level 1 Compliant, showing 888’s 

commitment in handling sensitive and personal data with the 

highest degree of care

888 continues to optimise all procedures to ensure that fraud 

aspects are covered across the business. New releases of White 

Label brands are thoroughly checked to ascertain whether these 

bring any inherent risk, and new offerings investigated for possible 

domain specific risks. 

20

Regulation and General 
Regulatory Developments
The regulatory framework of online gaming in different countries 

around the world remains as dynamic and rapidly evolving as ever. 

While some jurisdictions have moved to curtail the activities of online 

gaming sites (such as the US and Turkey), many others are currently 

contemplating liberalisation and regulation of the industry, and some 

have already taken this route. The Group remains committed to 

monitoring closely and addressing regulatory changes as they occur, 

and to fostering, so far as possible, the trend towards liberalisation 

and regulation of online gaming throughout the world.

EU
The European Commission is challenging the online gambling 
and betting regulatory regimes of various European States. The 

Commission holds that, as regards EU licensed companies, these 

regimes might infringe the enshrined freedom to provide services, the 

freedom of establishment and the concept of mutual recognition. This 

effort is reflected in, inter alia, the infringement proceedings initiated 

against several EU States (including Spain, Germany, Portugal, 

Finland, Austria, Hungary, Italy, Sweden, the Netherlands, Denmark 

and France); should these Member States fail to supply adequate 

reasoning behind their gambling legislation and fail to rectify what is 

required from them by the EU Commission, the Commission may refer 

the issue with each Member State to the European Court of Justice. 

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While these proceedings may, in the end, cause the European States 

Finally in Italy, where the Company holds an online gambling licence, 

to liberalise their gambling markets, it should be noted that it could 

current and future legislation will expand the scope of the games 

be a very long time before resolutions or judgments are reached (if at 

allowed to be offered under the licence (e.g. casino games), and will 

all); and, as the European Court of Justice opined in its judgment in 

also relax some of the requirements posed to licensees (including, 

the case of bwin v. Santa Casa, the scope of discretion available to 

inter alia, the spheres of taxation and establishment in Italy). 

Member States in this sphere is relatively wide. In other cases referred 

to the European Court of Justice by several German courts, the EU 

In Germany, the State of Schleswig Holstein announced that it will 

Advocate General reiterated (in March 2010) this position and opined 

not agree to an extension of the prohibitive interstate lottery treaty, 

(although his opinion is not binding upon the Court) that EU law does 

when its term ends at the end of 2011. While this in itself does not 

not oblige Member States to recognise online gambling licenses 

impact the formal validity of the treaty, it could represent a potential 

issued by other Member States. However, in 2010 the new Internal 

future shift in the regulatory regime in Germany.

Market Commissioner opined that the ECJ’s ruling in the bwin v. Santa 

Casa case will have little impact on the EU Commission’s activities 

In addition to these infringement proceedings, the EU Commission is 

in the sphere of cross border gambling services, as that judgment 

involved in other instances in which the online gambling and betting 

was based on considerations specific to Portugal and its gaming 

regulatory regimes appear to contravene rights and freedoms of 

monopoly; the Commission will continue to review Member States’ 

online gambling and betting operators (e.g. issuing detailed opinions 

legislation in the gambling sphere on a case by case basis. 

against the enactment of prohibitive legislation, and intervening in the 

WTO process described below). 

However, the pressure exerted by the EU Commission has resulted 

in several EU Member States contemplating, and in some cases 

advancing, a liberalised (or partially liberalised) gaming sector; these 

UK
The DCMS has announced in 2010 that it will review the current 

Member States include Spain, France, Sweden, Greece, Estonia, 

online gaming licensing regime, and is considering whether to require 

Belgium and Denmark. Other EU Member States such as Ireland, 

all gaming operators targeting British consumers to be licensed (and 

Cyprus and the Czech Republic are also considering (or are already 

most probably taxed) in the UK. 

in the process of) revising their gaming laws possibly so as to 

regulate online gaming. 

USA
In the USA, several bills have been introduced into the 111th 

Thus, in France, a draft law is in the final stages of the legislative 

Congress, which focus on online gambling issues. One of these 

process, which will authorize the issue of French online gambling 

bills creates an online gambling licensing regime that will allow for 

licences, limited to the spheres of poker, sports betting and 

a Federal online gambling licence to be issued (subject to various 

horserace wagering. While the draft legislation is still being 

conditions, limitations and possible exclusions); the bill has yet to be 

structured, and several aspects of it are still being discussed with the 

advanced in Congress. Another bill aims to delay the implementation 

EU Commission, the Group is watching closely these developments 

date of the UIGEA regulations to 1 December 2010 (following 

so as to be in a position which will allow it to apply for an online 

the decision of the Treasury and Federal Reserve to delay the 

gambling licence in France; this is expected to happen during 2010. 

implementation date of the regulations until 1 June 2010). In parallel, 

several US States (including California, Iowa, New Jersey and Florida) 

In 2009, Belgium passed a law which will allow issuance of online 
gambling licences as an extension of existing terrestrial gambling 

are reviewing the possibility of licensing some form of intra-state 
online gambling activities. 

licences; therefore, pure online gambling operators may face 

difficulties in obtaining online gambling licences in that jurisdiction. 

The Group is pursuing potential opportunities to allow it to utilise 

WTO
Following a complaint filed in 2007 by the Remote Gaming 

this change in legislation. In Denmark, the government announced 

Association, the European Commission decided to open an 

that it will introduce legislation which will regulate and license online 

investigation into whether the United States is in breach of its WTO 

gambling activities in the spheres of casino, poker and sports betting. 

obligations in the sphere of gambling (in relation to the period prior 

Spain too partially revealed its intention to license and regulate online 

to the planned withdrawal of its commitment). In March 2009, 

gaming activities; a draft law is expected to be introduced in 2010, 

the investigation was concluded with a report issued by the EU 

and is intended to present a federal online gaming licensing regime. 

Commission, which stated that the US measures taken against 

EU-based online gambling operators breach the WTO commitments 

of the US. The EU commission stated that it will seek to reach a 

settlement with the US in this respect; trade discussions between the 

US and the EU have dealt with, inter alia, this issue but no decision 

has been made as yet.

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888 Holdings plc
Annual Report & Accounts 2009

Corporate Social Responsibility

Employees 
At 888 we work hard to nurture and maintain the pool of talent of our 

High Potential Programme
A high profile programme designed to identify and develop key 

employees. We acknowledge and value all our employees and strive 

talent within the Company, this programme is a global project with 

to be an employer of choice. 888 values everyone’s contribution, 

participants from all of 888’s divisions, sites and locations. The 

regardless of their background or gender, and believes that diversity 

programme includes two groups: team leaders, who are the future 

helps meet the need of our global customers. 

potential managers, and employees, who are the future potential 

team leaders. The programme is either 12 or 18 months long, with 

Since our employees are one of our key stakeholders we value their 

the time set according to location and includes both individual and 

opinion. Therefore, during the last quarter of 2009 we conducted 

group training sessions. The project aims to identify future leadership 

a global employee opinion survey to understand our employees’ 

and maximise internal human capital, reducing reliance on sourcing 

feedback towards different aspects of their life at 888. The survey’s 

new talent externally, creating an internal tool for career progression, 

findings form the base for defining our 2010 goals. 

forming a tool for retention of key personnel and driving business 

success by relying on internal business knowledge.

Professional development and training 
We strive to enable our employees to grow with the business, 

helping us to retain talent. During 2009 two major programmes were 

developed for our employees.

Panoramic Training
A global project designed to connect and enhance employees’ 

knowledge about the Company’s products. This project aimed to 

provide a panoramic outlook on both the internal and external parts 

of the business. The objectives of the programme are to improve 

employees’ connection to the customer experience and enhance 

the employees’ understanding of the end user experience, broaden 

employees’ understanding of 888 activities and what the Company 

offers its customers; and increase employees’ awareness to 

important Company processes. 

The programme includes four categories: customer Voice — live 

calls from the support team; tools — understanding operational tools 

such as reporting systems; products — internal product lectures; 

and tailor-made plans — training needs analysis and designed 

programmes for each division.

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Life at 888
At 888 we like to treat our employees as individuals and ensure that 

Community 
888 is committed to supporting the various local communities in 

they work in a relaxed and stimulating environment. 

which it operates and the broader global community through its 

ability to reach millions of consumers worldwide. 

During 2009, every division had a dedicated division day and during 

the year over ten special days were marked. Celebrations were held 

Our community investment programme includes cash donations and 

at different times according to locations, their holidays and relevant 

long-standing community involvement in our key areas across the 

events. 

world. 

As happens once a year, during the first quarter staff from a wide 

variety of levels, from team leaders to senior management, met for a 

Local community involvement 
The Gibraltar, Antigua and UK offices focused their community work 

global summit.

this year on raising funds for a wide range of issues, including Cancer 

Research UK, ‘Tarik School of Dance’, ‘Teen Tales’, the Gibraltar 

To combine creativity and fun at 888, 2009 saw the initiation of a 

Philharmonic Society and various other global charities. 

Global Art & Craft Exhibition. The exhibition included works of 888 

employees, giving them an opportunity to present their work and 

Our employees in Israel have continued their year long relationship 

express their creative side. 

with the local Derech Haetgar charity, which focuses on enhancing 

the education of disadvantaged teenagers.

Twenty-six representatives from all 888 locations took part in the 

exhibition, which included different forms of art such as painting, 

As has been the case for each of the past three years, employees 

photography, sculpture, knitting and many more.

in Israel joined the Ruach Hatova national volunteering organisation 

for a day of goodwill. A group of 25 employees helped at a special 

The exhibition was presented at 888 premises in various locations 

school for refugees, with volunteers working with the children to 

for 14 days, with the art works then printed onto a calendar and 

create baskets and ornaments. 

distributed to all employees. 

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888 Holdings plc
Annual Report & Accounts 2009

Corporate Social Responsibility
continued

Online Charity day 
888 held its third annual charity day. The 2009 charity day offered 888’s 

customers across all brands the opportunity to take part in the day and 

play on the sites for a good cause. Together, 888 and its costumers 

donated a total of US$70,000 to help with the East Africa Crisis. 

Responsible gaming 
Our values place the community and the customer at the centre of all 

our endeavours. We are constantly creating new and innovative ways 

to create a caring, responsible gaming environment and to ensure 

our children are safe. 

Environment 
As an online business 888’s activities have a relatively small 

impact on the environment. However, we continue to develop our 

commitment to environmental issues in order to ensure that this 

impact is kept to a minimum, and 2009 saw a number of initiatives in 

this area.

Green IT was targeted as one of our major challenges which 

we approached on various levels — (a) Recycling IT: all old and 

nonfunctional IT equipment from all of our locations is now sent for 
recycling and (b) Virtualisation (VDI project): more than 120 stations 

were transformed from a PC to the VDI system, enabling us to use 

less hardware. 

Alongside these projects we continuously measure our energy 

consumption to make sure steps are taken to minimise it at all times. 

We try to recycle as many materials as possible. Paper, bottles and 

cans are collected regularly from all of our sites on a monthly basis. 

We use only ecological detergents in our offices and continue using 

water saving devices in all our locations. To minimise the impact of 

travel on the environment we encourage employees to either cycle to 

work and, in certain locations, provide buses for commuters. 

To reduce international travel we continue to invest in state-of-the-

art technology and this year we offered the new option of ‘888Live 

Meeting’ to all our staff. ‘888LM’ is a web sharing information tool 

which allows all 888 employees to communicate globally while 

viewing the same documents on their personal computer. 

888 aims to provide responsible adults with the best online gaming 

entertainment experience. However, we acknowledge that within our 

business there is the possibility of danger that the games may pose 

for a small minority of people. 

We continuously train all our staff and provide them with the tools 

necessary to provide a safe gaming experience. Our training 

programme incorporates methods and techniques that assist our 

employees in recognising and taking appropriate actions when they 

identify compulsive or under-age gambling.

Protecting Customers 
As a responsible, regulated gaming Company we comply with both 

the GamCare and the eCOGRA guidelines, and during 2009 had our 

certification renewed. 

GamCare is the leading authority on the provision of counselling, 

advice and practical help in addressing the social impact of gambling 

in the UK. 

eCOGRA ensures that approved online casinos are properly and 

transparently monitored to provide player protection.

Our site has links to helping agencies and we have placed many 

safeguards for those who need help with controlling their gaming: 

—  Self-assessment test: For gamblers who are worried about their 

gambling habits and want to know more about the signs of 

compulsive gambling, 

—  Controlling deposit limits: Should clients feel the need to, they 

can control their gambling by self limiting the amounts they 

deposit per day, per week or per month. 

—  Self exclusion: A member can request to be self excluded for a 

chosen period, due to different concerns. Clients can choose 

from three options of exclusion period — 7 days, 30 days and 

180 days. During this period, 888 blocks the account and no 

promotional e-mails are sent to the client.

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Protecting minors 
Under-age gambling on our sites is prohibited and the Group takes 

United Nations Global Compact (UNGC) 
During 2009, 888 joined United Nations Global Compact. The UNGC 

the matter of under-age gaming extremely seriously. Our offerings 

is the largest global initiative to promote the social responsibility 

are not designed to attract minors. We use sophisticated verification 

of businesses. It is a voluntary initiative, which brings together 

systems to identify and prevent minors from logging into our 

thousands of businesses across more than 100 sectors worldwide. 

software. 

Representatives confirm their commitment to the UNGC in order 

to promote ten universally accepted principles in the field of human 

We make every effort to prevent minors from playing on our site.

rights, workplace standards and anti-corruption. 

This year, we have added the age verification services of 192.com to 

complement the existing services provided by URU.

We believe that the activities of 888 are in line with the principles 

of the Global Compact, and it therefore seemed appropriate 

We train our staff to be highly sensitive to the possibility of under 

that we should publicly declare our support and ensure greater 

age gambling and make sure we immediately suspend any account 

exposure to a wider public. By joining the UNGC we are now in line 

suspected to be an under-age account. 

with an established and globally recognised policy framework of 

environmental, social, and governance policies and practices.

888responsible 
Since 2007, a dedicated website, www.888responsible.com, 

has been available, providing information regarding all aspects 

of responsible gaming. The site was translated in June 2009 into 

three additional languages, and is now available in English, French, 

Spanish and German.

888safe
888 is committed to providing responsible gaming products which 

comply with the highest standards of gaming safety, security and fair 

practice. 

In March 2009, we were awarded the prestigious TRUSTe Privacy 

seal of approval for all our websites. As a result of a rigorous audit we 

are the first online gaming company to be awarded the Web Privacy 

Seal, a clear indication of the importance we place on being a highly 

trustworthy operator.

TRUSTe runs the world’s largest privacy seal programme, with more 

than 2,000 organisations certified. It helps millions of consumers 

identify trustworthy online organisations through its Web Privacy Seal, 

E-mail Privacy Seal and Trusted Download Programmes. TRUSTe 
ensures online privacy and protects confidential user information on 

more than 2,400 Websites and many of the most highly trafficked, 

including Yahoo, AOL, Microsoft, Disney, eBay, Intuit, and Facebook.

We continue to collaborate with external and regulatory bodies who 

guide us on all aspects of responsible gaming, and our dedication to 

this area is shown through our specialist website,

http://safe.888.com/.

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888 Holdings plc
Annual Report & Accounts 2009

Risk Report

The Group operates in a dynamic business environment. In addition 

addressed by rerouting traffic using different routes or providers. 

to the day-to-day commercial risks faced by most enterprises, the 

888 operates a 2457 Network Operations Centre (NOC). The NOC’s 

online gaming industry faces particular challenges in respect of 

role is to conduct real time monitoring of production activities using 

Regulatory risk, Reputational risk, Information Technology risk and 

state-of-the-art systems. These systems are designed to identify and 

Taxation risk, each of which is detailed below. 

provide alerts regarding problems related to systems, key business 

Regulatory risk
The regulatory framework of online gaming is dynamic and complex. 

Change in the regulatory regime in a specific jurisdiction could have a 

indicators and issues surrounding customer usability experience. 

Taxation risk
The Group aims to ensure that each legal entity within the Group 

material adverse effect on business volume and financial performance 

is a tax resident of the jurisdiction in which it is incorporated and 

in that jurisdiction. A detailed regulatory review is set out in previous 

has no taxable presence in any other jurisdiction. While the Group’s 

pages.

Reputational risk 
Under-age and problem gaming are inherent risks associated with 

customers are located worldwide, certain jurisdictions may seek to 

tax such activity which could have a material adverse effect on the 

amount of tax payable by the Group or on customers’ behaviour. 

the online gaming industry and the Group is no exception. The 

The Group benefits from favourable fiscal arrangements in some of 

Group devotes considerable resources to putting in place prevention 

the jurisdictions in which it has taxable presence without which its 

measures coupled with strict internal procedures designed to prevent 

results would be adversely affected. All gaming activities are based 

under-aged players from accessing its real money sites. In addition, 

in Gibraltar, where the Group currently benefits from a tax exempt 

the Group promotes a safe and responsible gaming environment to 

status. A change of control or activity of a tax exempt subsidiary 

its customers supplemented by its corporate culture. The Group has 

would result in the loss of its tax status. However, this is not 

a dedicated Director of CSR & Responsible Gaming tasked with the 

expected to have a material adverse effect on the overall tax rate of 

responsibility of implementing such policies. Further details about the 

the Group. The tax exempt status is due to expire by the end of 2010 

Group’s responsible gaming initiatives are set out in previous pages.

when the Government of Gibraltar intends to introduce a new fiscal 

Information Technology risks 
As a leading online business, the Group’s IT systems are critical to its 

Domestic corporate tax in Gibraltar is 22% (2009/2010). Gibraltar’s 

operation. The Group is reliant on the performance of these systems. 

Chief Minister has announced further reductions in anticipation of 

regime that complies with EU requirements. 

the introduction of a flat tax rate of 10% in 2011. A consultation is in 

Cutting-edge technologies and procedures are implemented 

place with respect to the new tax regime in Gibraltar and it is widely 

throughout the Group’s technology operations and designed to 

anticipated, following Government indications, that the new rules 

protect its networks from malicious attacks and other such risks. 

will subject the Group to an effective rate of tax well below the new 

These measures include traffic filtering, anti-DDoS (Distributed Denial 

flat tax rate. The Group is currently required to pay a gaming duty, 

of Service) devices, Anti-Virus protection from leading vendors 

currently set at 1% of gaming yield, with an annual maximum cap 

and other such means. Physical and logical network segmentation 

of £425,000 in aggregate, in respect of its Casino, Poker and Bingo 

is used to isolate and protect the Group’s networks and restrict 

activities and, separately, at the same rate in respect of the Group’s 

malicious activities. In order to ensure systems are protected properly 
and effectively, external security scans and assessments are carried 

Sports offering. The applicability of the gaming taxes following the 
implementation of the new tax regime is, as yet, unclear.

out in a timely manner. The Group has a high-end storage solution 

to ensure storage availability and performance. All critical data is 

The Group’s subsidiary in Israel, Random Logic Limited, and the 

replicated to another storage device for disaster recovery purposes 

Israeli branch of Intersafe Global Limited, have each entered into 

and all data is stored off-site on a daily basis.

separate transfer pricing agreements on an arm’s length basis 

In order to minimise dependencies on telecommunication service 

Random Logic Limited are effective until 31 December 2010, while 

providers, the Group invests in network infrastructure redundancies 

the arrangement for the Intersafe Global Limited branch terminated 

whilst regularly reviewing its service providers. The Group has two 

on 31 December 2007. The Group has discontinued the use of this 

with the Israeli Income Tax Commissioner. The arrangements for 

internet service providers in Gibraltar in order to minimise reliance on 

branch. 

one provider.

The operation in Antigua also benefits from a low tax regime.

As a part of its monitoring system, the Group deploys set user 

experience tests which measure performance from different 

locations around the world. Network-related performance issues are 

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www.888holdingsplc.com 

Board of Directors

Richard Kilsby 

Non-executive Chairman

John Anderson

Non-executive Director

Richard Kilsby has been Chairman since March 2006, having 

John Anderson was the Chief Executive Officer of the Group from 

previously been Deputy Chairman of the Group from August 2005. 

September 2000 to December 2006. He is currently Non-executive 

He is currently a Non-executive Director of Tullett Prebon plc. Since 

Chairman of Burford Holdings plc and was Chief Executive Officer 

2001, he has held several Board and management positions in 

of Burford Holdings plc from 1996 to 2000. He is Chairman of the 

various private and venture capital funded companies. In 2004, he 

Interactive Gaming Council; a Board member of eCOGRA and 

acted as independent monitor for the SEC and USA Department of 

Chairman of 10 Tech Holdings Limited. Previously, he was a Board 

Justice in connection with Adecco. From 1999 to 2002, he was Chief 

member of Ladbrokes plc from 1990 to 1996. Age 61. 

Executive of Tradepoint and subsequently Executive Vice-Chairman 

of virt-x plc. From 1995 to 1998, he was an Executive Director of the 

Shay Ben-Yitzhak

London Stock Exchange, prior to which he was a Managing Director 

Non-executive Director (until 30 December 2009)

for Bankers Trust from 1992 to 1995. He was also Vice-Chairman of 

Shay Ben-Yitzhak is one of 888’s founders, was the Chief Technical 

Charterhouse Bank from 1988 to 1992, and spent the early part of 

Officer of the Group and responsible for research and development 

his career with Price Waterhouse (now PwC) where he was a partner 

from the establishment of its research and development centre in 

from 1984 to 1988. Age 58.

Gigi Levy

Chief Executive Officer

Tel Aviv until June 2006. Previously he was a software engineer for 

Tower Semiconductor Limited and CIBAM Technologies Limited. He 

holds a BSc in computer science from Technion — the Israel Institute 

of Technology. Age 41.

Gigi Levy has been Chief Executive Officer of the Group since January 

2007, following six months as Chief Operating Officer. Prior to his 

Michael Constantine 

appointment, Gigi worked for Amdocs, one of the world’s largest 

Independent Non-executive Director

software providers and systems integrators in the telecoms market 

Michael Constantine was appointed in August 2005. From 1996 

(NYSE: DOX), most recently as Division President managing Amdocs’ 

to 1998, he was Deputy Superintendent of the Turks and Caicos 

activity in Europe (except Eastern Europe), Central and Latin America. 

Islands Financial Services Commission, and in 1995 was head of 

Before joining Amdocs, Gigi held several interim management and 

the Financial Supervision Unit of the Mauritius Offshore Business 

consulting roles with various companies in Israel and the UK. Gigi 

Activities Authority.  From 1991 to 1995 he was Inspector of 

also headed Giltek, a telecommunication systems integrator, and 

Licensees at the Gibraltar Financial Services Commission, latterly 

Girit Telecommunications, an Israeli Information and Communications 

Acting Commissioner.  He is a Chartered Accountant and for many 

Technology systems integrator. He holds an MBA from the Kellogg 

years a partner in the firm of Spain Brothers & Company. He served 

School of Management at Northwestern University. Age 38. 

in the Royal Naval Reserve, reaching the rank of Commander.  

Aviad Kobrine

Chief Financial Officer

Age 71.

Amos Pickel 

Aviad Kobrine has been Chief Financial Officer of the Group since 

Independent Non-executive Director

June 2005, and was appointed to the Board in August 2005. From 

Amos Pickel was appointed in March 2006. Formerly the Chief 

October 2004 he was a consultant to 888. Previously, he was a 

Executive Officer of Atlas Management Company Limited and Chief 

banker with the Media Telecoms Investment Banking Group of 

Executive Officer and member of the Board of Directors of Red Sea 

Lehman Brothers and prior to that, he was a senior associate with 

Hotels Ltd. Previously a Non-executive Director of Gresham Hotel 

Slaughter and May. He holds a Masters in Finance from the London 

Group Plc, he is a non-practising solicitor holding a Masters in Law 

Business School (Distinction), a BA in Economics and an LLB from 

from New York University and a LL.B. from Tel Aviv University. A 

Tel Aviv University. Age 46. 

member of the Board of Directors of Twenty10 Hotel Fund Limited 

from 2010. Age 43.

Brian Mattingley 

Deputy Chairman and Senior Independent Non-executive Director

Brian Mattingley has been Deputy Chairman since March 2006, 

and was appointed to the Board in August 2005. He was previously 

Chief Executive of Gala Regional Developments Limited until 2005. 

From 1997 to 2003 he was Group Finance and Strategy Director of 

Gala Group Plc, prior to which he was Chief Executive of Ritz Bingo 

Limited. He has held senior executive positions within Kingfisher Plc 

and Dee Corporation Plc. Age 58.

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888 Holdings plc
Annual Report & Accounts 2009

Corporate Governance 

888 Holdings plc (the ‘Company’) is admitted to the UK Official List 

Group budgets and dividend policy. The Board also determines key 

and traded on the London Stock Exchange, but it is not subject to 

appointments. The Board receives regular updates on shareholders’ 

the UK Combined Code on Corporate Governance issued in June 

views. 

2008 (the Code) as it is a Gibraltar incorporated company. The 

Directors support high standards of Corporate Governance and will 

The Board has established a calendar of business. This provides 

continue to comply with the Code as far as it is appropriate for a 

for the financial calendar, strategic planning, annual budgets and 

company incorporated in Gibraltar. 

performance self-assessments, as well as the conduct of standing 

The Board
The Directors consider it essential that the Company should be both 

business. The calendar forms the basis for effective integration 

of business activities as between the Board and its principal 

Committees (see pages 29 and 30), which individually consider their 

led and controlled by an effective Board.

own operating frameworks against the Board’s business programme. 

Composition
Following the resignation of one Director on 30 December 2009, 

The Board has established a formal process for the annual evaluation 

of the performance of the Board, its committees and individual 

the Board consists of seven Directors as follows: three Independent 

Directors. The evaluation process covered a range of issues such as 

Non-executive Directors, one non-Independent Non-executive 

Board processes, Board roles and responsibilities, Board agendas 

Director, a Non-executive Chairman, and two Executive Directors, 

and committee processes. The Board and its committees were found 

comprising the Chief Executive Officer and Chief Financial Officer. 

to be operating effectively.

The biographical details of all of the Directors are given on page 27.

The Board plans to meet six times a year. During 2009, the Board 

Strategic approach
The Board focuses upon the Group’s long-term objectives, strategic 

met six times.

and policy issues and considers the management of key risks 

Set out below are details of the Directors’ attendance record at 

facing the Group. The Board is responsible for acquisitions and 

Board and Committee meetings in 2009.

divestments, major capital expenditure projects and considering 

Total held in year 

Richard Kilsby 

Gigi Levy 

Aviad Kobrine 

John Anderson 

Shay Ben-Yitzhak 

Michael Constantine 

Brian Mattingley 

Amos Pickel 

Total number of meetings held during the year ended

December 2009 and the number of meetings

attended by each Director

Audit 

Remuneration  

Board 

Committee 

Committee 

Nominations

Committee

6 

5 

6 

6 

5 

4 

6 

6 

5 

3 

n/a 

n/a 

n/a 

n/a 

n/a 

3 

3 

3 

4 

n/a 

n/a 

n/a 

n/a 

n/a 

4 

4 

3 

—

—

n/a

n/a

n/a

n/a

—

—

n/a

The Chairman has responsibility for ensuring that agendas for Board 

to appraise the performance of the Chairman. The Directors have 

meetings are set in advance. Board papers are issued to Directors 

wide ranging business experience, and no individual, or group of 

sufficiently in advance of meetings to facilitate both informed debate 

individuals, dominates the Board’s decision making.

and timely decisions. 

Non-executive review and performance 
appraisal
The Chairman holds meetings at least once per year with the 

The Board considers that Brian Mattingley, Michael Constantine and 

Amos Pickel satisfy the criteria of the Code to act as Independent 

Non-executive Directors. The Board is satisfied that, upon his 

appointment as Chairman, Richard Kilsby met the independence 

Non-executive Directors without the Executive Directors being 

criteria of the Code. The other significant commitments of the 

present. Led by the Senior Independent Director, the Non-executive 

Chairman during 2009 are detailed in his biography on page 27. 

Directors meet once per year without the Chairman present in order 

The Board considers that Mr Kilsby’s other commitments do not 

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www.888holdingsplc.com 

interfere with the discharge of his responsibilities to the Group and is 

Shay Ben-YItzhak and Aviad Kobrine were appointed for a period 

satisfied that he makes sufficient time available to serve the Company 

of three years, following their reappointment by the shareholders 

effectively.

Reserved powers and delegation
A schedule of matters reserved to the Board has been adopted 

and its content is reviewed to align it with operational needs and 

at the 2008 Annual General Meeting. Michael Constantine, Brian 

Mattingley and Amos Pickel were appointed for a period of three 

years, following their reappointment by the shareholders at the 2009 

Annual General Meeting. 

the Board’s preference to monitor and, where appropriate, approve 

matters of substance to the Group as a whole. Senior executives 

Audit Committee
The Audit Committee comprises three Independent Non-executive 

have given written undertakings to ensure compliance within their 

Directors: Brian Mattingley (Chair), Michael Constantine and 

business operations with the Board’s formal schedule of matters 

Amos Pickel. The Board is satisfied that Brian Mattingley has 

reserved to it for decision or approval. 

sufficient recent and relevant financial experience to Chair the Audit 

Committee. Normally, by invitation, the Chairman, Chief Executive 

Division of responsibilities
The responsibilities of the Chairman are clearly and formally defined, 

Officer and Chief Financial Officer and, where appropriate, the 

Internal Auditor and representatives of the Company’s external 

with the Chairman being responsible for the effective operation of the 

auditors attend the Audit Committee meetings. 

Board as a whole and supporting key external relationships. 

Other issues
All Directors have access to the advice and services of the 

Company Secretary and the Company’s nominated advisers, who 

The Audit Committee’s terms of reference are available on request to 

the Company Secretary and are included on the Company’s website, 

www.888holdingsplc.com.

are responsible for ensuring that Board procedures are followed. 

In summary, the Audit Committee assists the Board in discharging 

Directors are able to seek independent professional advice, if 

its responsibilities with regard to financial reporting, external and 

required, at the Company’s expense provided that they have first 

internal audits and controls, including reviewing 888’s annual financial 

notified their intention to do so. The appointment or removal of the 

statements, considering the scope of annual audit and the extent 

Company Secretary is a matter for the Board as a whole.

of non-audit work undertaken by external auditors, approving 888’s 

The Board accepts that there should be a formal, rigorous and 

auditors and reviewing the effectiveness of internal control systems.

internal audit programme, advising on the appointment of external 

transparent procedure for the induction of new Directors, which has 

been formulated with the guidance of the Nominations Committee.

Nominations Committee 
The Nominations Committee comprises three Independent Non-

The opportunity to hold office as Non-executive Directors of other 

executive Directors, Michael Constantine (Chair), Brian Mattingley 

companies enables Directors of 888 to broaden their experience and 

and Amos Pickel, as well as Richard Kilsby, Chairman. The 

knowledge, which will benefit the Company. Executive Directors may 

Nominations Committee did not meet during 2009.

be allowed to accept Non-executive appointments with the Board’s 

prior permission, so long as these are not likely to lead to any conflict 

The Nominations Committee assists the Board in discharging 

of interest. Executive Directors may be required to account for fees 
received from such other companies.

its responsibilities relating to the composition of the Board. The 
Nominations Committee is responsible for reviewing, from time 

to time, the structure of the Board, determining succession plans 

The Company has arranged insurance cover in respect of legal 

for the Chairman and Chief Executive Officer, and identifying and 

actions against its Directors. To the extent permitted by Gibraltar law, 

recommending suitable candidates for appointment as Directors. The 

the Company also indemnifies the Directors. Neither the insurance 

Nominations Committee’s terms of reference are available on request 

nor the indemnity provides cover where a Director has acted 

to the Company Secretary and are included on the Company’s 

fraudulently or dishonestly.

website, www.888holdingsplc.com.

Re-election of Directors 
All Directors are subject to reappointment by shareholders at the 

Remuneration Committee
The Company’s Remuneration Committee comprises three 

first Annual General Meeting after their appointment, and thereafter, 

Independent Non-executive Directors: Brian Mattingley (chair), 

in accordance with the Articles of Association of the Company, at 

Michael Constantine and Amos Pickel. 

intervals of no more than three years. Gigi Levy and John Anderson 

were appointed as Directors (Mr Anderson for an initial period of 

three years) at the 2007 Annual General Meeting. Richard Kilsby, 

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888 Holdings plc
Annual Report & Accounts 2009

Corporate Governance 
continued

The Board has overall responsibility for determining the framework of 

Brian Mattingley, the Senior Independent Director, is available 

Executive remuneration and its cost. It is required to take account of any 

to shareholders to address any issues where contact with the 

recommendation made by the Remuneration Committee in determining 

Chairman, Chief Executive Officer and Chief Financial Officer is 

the remuneration, benefits and employment packages of the Executive 

inappropriate or where such contact has failed to resolve the issue.

Directors and senior management and the fees of the Chairman.

The Remuneration Report, which outlines the Remuneration 

Meeting and private investors are encouraged to take advantage of 

Committee’s work and details of Directors’ remuneration, is on pages 

the opportunity given to ask questions. The Chairmen (or nominated 

31 to 38. The Remuneration Committee’s terms of reference are 

members) of the Audit, Remuneration and Nominations Committees 

available on request to the Company Secretary and are included on 

will attend the meeting and be available to answer questions.

All shareholders are welcome to attend the 2010 Annual General 

the Company’s website, www.888holdingsplc.com.

Risk Management and Internal Control
The Directors acknowledge that they are responsible for the 

Compliance with the Code Provisions
As 888 Holdings Public Limited Company is registered in Gibraltar, it 

is subject to compliance with Gibraltar statutory requirements and is 

Company’s system of internal control, for setting policy on internal 

not bound by the UK Combined Code. The main legislation relevant 

control and risk management, and for reviewing the effectiveness 

to companies in Gibraltar is the Gibraltar Companies Act, which is 

of internal control and risk management. It is management’s role to 

based on the UK Companies Act 1929. 888 Holdings Public Limited 

implement Board policies on risk and control, including reporting. 

Company is in full compliance with the Gibraltar Companies Act.

The system of internal control is designed to manage rather than 

eliminate the risk of failure to achieve business objectives and can 

only provide reasonable, and not absolute, assurance against 

material misstatement or loss.

Going Concern
After careful review of the Group’s budget for 2010, its medium-term 

plans, liquid resources and all relevant matters the Directors are 

confident that the Company and the Group have adequate financial 

The Board has delegated responsibility to the Audit Committee to 

resources to continue in operational existence for the foreseeable 

review the appropriateness and adequacy of systems of internal 

future. They have therefore continued to adopt the going concern 

control and risk management in relation to the financial reporting 

basis in preparing the financial statements.

process on an ongoing basis and to make recommendations to the 

Board. The Company has an Internal Auditor who reports to the 

The principal risks and uncertainties faced by the Group are 

Audit Committee. 

disclosed on page 26.

888’s payment risk management team, based in Gibraltar, has 

developed stringent payment risk management and fraud control 

Corporate Social Responsibility Statement
The Group’s Chief Executive Officer is the Director responsible for 

procedures. The team makes use of external and internal systems to 

monitoring corporate social responsibility within 888. The Board 

manage the payment risks. Detailed procedures exist throughout the 

receives periodic reports on the Group’s activities in this area 

Company’s operations and compliance is monitored by operational 

from the Chief Executive Officer. Further details are set out in the 

management and the Internal Auditor.

Corporate Social Responsibility report on pages 22 to 25.

The Directors periodically review the effectiveness of the Group’s 

systems of internal control and risk management. The review 

considers individual risk control responsibilities, reporting lines and 

Community 
Sponsorship
888 is a sizeable employer with a visible presence in Gibraltar 

qualitative assessments of residual risks. 

and enjoys a good relationship with the local community. During 

Relations with Shareholders and Key Financial 
Audiences
The Company maintains an active and regular dialogue with principal 

and institutional shareholders and sell-side analysts through a 

planned programme of investor relations and financial PR activity. The 

2009, the Group continued its policy of reinforcing this relationship 

by making contributions to a number of local causes, primarily 

educational. 

Charities
In 2009, the Group made donations totalling US$124,799 

outcome of these meetings is reported to the Board. The programme 

(2008: US$107,821) to organizations promoting various social 

includes formal presentations of full year and interim results, quarterly 

causes in Gibraltar and Israel.

release of Interim Management Statements, analysts’ conference 

calls and periodic road shows.

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www.888holdingsplc.com 

Remuneration Report

In accordance with the Listing Rules, the Company presents its 

At least half of the total potential remuneration of the Chief Executive 

report on the remuneration of its Directors for the year ended 

Officer and the Chief Financial Officer are represented by a variable 

31 December 2009. The Company is incorporated in Gibraltar and, 

element, dependent on the performance of the Group. The 

therefore, is not required to comply with the Directors’ Remuneration 

Remuneration Committee considers that these represent achievable 

Report requirements in Schedule 8 to the UK Large and Medium-

and motivational levels of personal rewards commensurate with 

sized Companies and Groups (Accounts and Reports) Regulations 

stipulated levels of corporate performance. 

2008, but has chosen to prepare this Remuneration Report on the 

basis of those requirements, as appropriate.

The Remuneration Committee is mandated by the Board to satisfy 

itself that the level of the Directors’ and senior management’s 

The report sets out the structure and details of the remuneration 

remuneration is appropriate, having regard to pay and conditions 

of the Directors for the year ended 31 December 2009. It also 

throughout the rest of the sectors in which the Group operates. It 

describes the Board’s policy and approach to the Principles of Good 

will further satisfy itself that such remuneration aligns with the risks 

Governance relating to Directors’ remuneration. BDO LLP and BDO 

and rewards to shareholders. In this context the Remuneration 

Limited have audited the sections headed ‘Directors’ Remuneration 

Committee will regularly review individual and corporate performance 

Summary’ and ‘Directors’ Interests in Share Awards and Share 

targets. In the current volatile economic climate, executive leadership 

Options’.

is more important than ever. The Remuneration Committee 

will continue to use careful and rigorous judgement to match 

A resolution to approve the Remuneration Report is proposed, 

remuneration to achievements. 

annually, to shareholders for approval. This Remuneration Report will 

be put to shareholder vote at the 2010 Annual General Meeting.

Remuneration Committee
The Remuneration Committee consists solely of independent 

Non-executive Directors
The Chairman and the Non-executive Directors receive fees only, and 

are not eligible to participate in any bonus plan, pension plan, share 

plan, or long-term incentive plan of the Company. The Chairman and 

Non-executive Directors, currently Brian Mattingley (Chair), Michael 

the Executive Directors determine the fees paid to the Non-executive 

Constantine and Amos Pickel. Details of attendances at Committee 

Directors. The Chairman’s fees are determined by the Remuneration 

meetings are contained in the statement on Corporate Governance 

Committee.

on page 28. The Remuneration Committee has formal terms of 

reference (which are available on request in writing to the Company 

Fees paid to the Non-executive Directors are set by reference to an 

Secretary and on the Company’s website, www.888holdingsplc.

assessment of the time commitment and responsibility associated 

com).

Independent Advice
The Board intends that executive remuneration policies be both 

with each role. Levels take account of additional demands placed 

upon individual Non-executive Directors by virtue of their holding 

particular offices, such as Committee Chairman and/or Deputy 

Chairman, and travel time to Board meetings and the Group’s 

formal and transparent. It further acknowledges the importance of 

headquarters in Gibraltar. The fees paid to each Non-executive 

taking into consideration independent advice in setting remuneration 

Director during 2009 are disclosed in the Directors’ remuneration 

policies and benefit levels. The Remuneration Committee has taken 

summary on page 34.

advice from KPMG Somekh Chaikin with regard to the structuring of 
awards under the share option plans. The Remuneration Committee 

also plans to seek advice from external consultants with regards to 

the appropriate amount and terms for future awards to the Executive 

Remuneration Structure
Base Salary and Benefits
The Executive Directors’ base salaries are subject to annual review. 

Directors and such awards will be granted following the next meeting 

Given market conditions, there were no salary reviews in 2009. 

of the Remuneration Committee in May 2010.

The Group’s functional currency is USD and the Chief Executive’s 

Remuneration Policy
Executive Directors
Remuneration packages must be sufficient to attract, retain and 

income, performance and expenses are more closely aligned with 

USD than GBP. Accordingly, given currency movement in the USD 

GBP exchange rate since he was employed Gigi Levy’s salary 

was converted in January 2009 from GBP to USD756,000. Aviad 

motivate Directors of the calibre appropriate to a global business in 

Kobrine’s salary for 2009 was maintained at GBP285,000*. Benefits 

a competitive environment. The Remuneration Committee is mindful 

provided to executive Directors include a car (in the case of Gigi 

that most of the Group’s competitors are not UK listed companies 

Levy) and a car allowance (in the case of Aviad Kobrine) and health, 

and takes this into account in determining appropriate remuneration 

disability and life insurance. 

levels. The components of the remuneration structure are set out 

below.

*  Part of which is paid by the Company and part of which by 

Cassava Enterprises (Gibraltar) Limited.

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888 Holdings plc
Annual Report & Accounts 2009

Remuneration Report
continued

Annual Cash Bonus
Gigi Levy and Aviad Kobrine are entitled to an annual cash bonus 

of up to 120% of annualised salary, subject to the achievement of 

predetermined targets. The Remuneration Committee sets bonus 

targets and levels of eligibility each year. For the 2009 financial year, 

the performance target was 20% growth in revenue compared to 

2008 and provided that the adjusted EBITDA margin for 2008 was 

Awards under the 888 All-Employee Share Plan can either be 

granted for no consideration (or with a nil exercise price for options) 

or at an exercise price that will normally be no less than the market 

value of an Ordinary Share at the time of grant or average share 

price during a period as determined by the Remuneration Committee 

at time of grant. In countries where an award or option involving 

real shares is not appropriate or feasible for legal, regulatory or tax 

maintained. The payout levels were set at 50% of base salary for 80% 

reasons, a phantom award may be used.

performance, increasing on a linear basis up to 100% where targets 

were fully satisfied. In the event  that revenue growth exceeded 20%, the 

The maximum number of Ordinary Shares that an eligible employee 

percentage bonus entitlement increased by 4% for every 1% additional 

may acquire pursuant to share awards or options granted to him 

revenue growth, up to a maximum bonus entitlement of 120%.

Notwithstanding that the performance targets were not met in 

2009, the Remuneration Committee made a discretionary bonus 

payment of 35% of base salary. This payment took account of both 
the unilateral decision by the Executive Directors to waive 25% of 

in any calendar year under the 888 All-Employee Share Plan and 

the 888 Long-term Incentive Plan may not have an aggregate 

market value, as measured at the date of grant, exceeding 200% 

of his annual base salary or such higher limit as the Remuneration 

Committee may determine is appropriate in any individual 

case. Awards vest over a fixed period of up to four years. The 

the bonuses to which they were entitled in 2008 given the economic 

Remuneration Committee may determine that the vesting and 

environment at that time together with the hard work and dedication 

release or exercise of share awards and options under the 888 All-

of the Executive Directors in a particularly difficult economic year.

Employee Share Plan are subject to performance conditions imposed 

at the time of grant. 

Additionally, the performance conditions attaching to the share award 

granted to Gigi Levy in 2006, vesting of which was subject to the 

The performance conditions which determine the vesting of the 

same conditions as for his annual cash bonus, were not met for the 

options and awards granted on 14 September 2006, 30 April 2007 

financial year 2009 and the portion of the award capable of vesting in 

and 8 April 2008 to Executive Directors are driven solely by financial 

2010 lapsed.

Pensions
Gigi Levy and Aviad Kobrine are each entitled to a cash payment in 

lieu of an annual contribution to their personal pension schemes of 

15% of their respective base salaries. 

Long-Term Incentives 
The Company has two employee share incentive plans: (i) the 888 

performance, not by comparison to an external peer group. Options 

and awards vest in portions on a yearly basis over a period of four 

consecutive years and are subject to target growth as determined by 

the Remuneration Committee.

The performance condition related to the portion of all awards capable 

of vesting in 2010 was such that TOI in 2009 must grow by 5% over 

financial year 2008 in order for 100% of the portion of the awards due 

to vest in 2010 in respect of 2009 performance subject to maintaining 

All-Employee Share Plan, and (ii) the 888 Long-term Incentive Plan. 

adjusted EPS (excluding share benefit charges, interest receivable and 

The Company currently only grants awards under the 888 All-

Employee Plan. 

foreign currency impact) at the same level as 2008. Fifty per cent of 

the portion vests upon achievement of 50% of the target TOI growth 
rate and increases on a linear basis up to 100% upon achievement 

of 100% of the target TOI growth. If the threshold of 50% of target 

Performance-dependent options and awards were granted under the 

TOI growth rate is not met, the portion of the award due to vest 

888 All-Employee Plan to the Executive Directors on 14 September 

in 2010 lapses. Performance conditions may be amended by the 

2006, 30 April 2007 and 8 April 2008. Details of these awards and 

Remuneration Committee if circumstances which prevailed at the date 

options are set out on pages 36 to 37.

of grant have subsequently changed and are no longer considered 

a fair measure of performance provided that the Remuneration 

888 All-Employee Share Plan
All employees, exclusive consultants and Executive Directors of the 

Committee is satisfied that the amended performance conditions are 

consistent with and no less demanding to satisfy than the original 

Group who are not within six months of their normal retirement age 

conditions. Any such amendment would be reported and explained in 

are eligible to participate in the 888 All-Employee Share Plan at the 
discretion of the Remuneration Committee. 

the remuneration report. The performance conditions were not fulfilled 

in 2009 and the awards capable of vesting in 2010 lapsed.

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The Remuneration Committee has sought advice from external 

The 888 IPO Share Award Trust and the 888 Holdings plc Share Plan 

consultants with regards to the appropriate amount and terms for 

Trust were created pursuant to Trust Deeds dated 14 September 

future awards and such awards will be granted following the next 

2005. The 888 IPO Share Award Trust is operated in connection with 

meeting of the Remuneration Committee in May 2010. 

the grant of share awards and nil cost options to employees of the 

888 Long-term Incentive Plan
All employees and Executive Directors of the Group who are not 

within six months of their normal retirement age are eligible to 

participate in the 888 Long-term Incentive Plan at the discretion 

of the Remuneration Committee. As at the date of this report, no 

awards have been granted pursuant to the 888 Long-term Incentive 

Group at the time of the IPO. These trusts currently hold 156,441 

Ordinary Shares in the Company.

Director Appointments — Service Contracts 
and Directors’ Fees
Executive Directors
It is the Company’s policy that each Executive Director’s service 

Plan. As set out above, 888 has given long-term incentive awards to 

agreement is terminable on no more than 12 months’ written 

Executive Directors under the 888 All Employee Plan. 

notice by either party. Each Executive Director’s employment 

Scheme Limits 
Awards and options granted under the 888 All-Employee Share Plan 

can be terminated by making a payment equal to the salary and 

pension contributions and the value of other contractual benefits 

due to the Executive Director in lieu of any unexpired notice 

and the 888 Long-term Incentive Plan may be satisfied through the 

period. The Executive Directors continue to be entitled to be paid 

issue of new shares. It is intended that grants of options and awards 

a bonus during any unexpired part of the notice period even if the 

are to be planned so as not to exceed 5% of the issued Ordinary 

employment is terminated by making payment in lieu of notice. 

Share capital in any rolling ten year period for the 888 Long-term 

Share Awards granted under the 888 All-Employee Share Plan to 

Incentive Plan, and 10% of the issued Ordinary Share capital in any 

Gigi Levy and Aviad Kobrine pursuant to their service agreements, 

rolling ten year period for the 888 All-Employee Share Plan and the 

on 14 September 2006, and 29 September and 4 October 2005 

888 Long-term Incentive Plan, in the aggregate. The Committee 

respectively, continue to vest during any unexpired part of the notice 

intends to have regard to appropriate annual flow-rates so as to 

period and they shall be treated as a ‘good leaver’ under the terms of 

ensure that these limits are not breached.

Employee Trusts
The Company has established two Trusts to further the interests 

the 888 All-Employee Share Plan where their employment has been 

terminated by making a payment in lieu of notice. No other benefits 

upon termination of employment are payable. An Executive Director’s 

entitlement to share awards and share options under the 888 All-

of the Company, its subsidiaries and shareholders by providing 

Employee Plan on termination of employment will be governed by 

share incentives to employees (including Executive Directors) of any 

the terms of that plan (and in the case of the initial awards made to 

Group company to enable the Group to attract, retain and motivate 

Gigi Levy and Aviad Kobrine by the relevant provisions of their service 

employees.

Name 

Gigi Levy 

Aviad Kobrine 
Aviad Kobrine 

1   Wholly owned subsidiary of the Company.

agreements) as discussed above.

Employer/ 

Service

Position 

Contracting Party 

Contract Date 

Chief Executive Officer 

The Company 

Chief Financial Officer 
Chief Financial Officer 

The Company 
Cassava Enterprises  

18/06/2006

14/09/2005 
14/09/2005

(Gibraltar) Limited1

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33

 
 
 
 
 
 
888 Holdings plc
Annual Report & Accounts 2009

Remuneration Report 
continued

Chairman and Non-executive Directors
The Chairman and the Non-executive Directors do not have service contracts but have signed Letters of Appointment.

Non-executive Directors’ appointments, which are for a term of three years, may be terminated by the Company without notice in accordance 

with the Company’s Articles of Association and the Gibraltar Companies Act, except for the Chairman who is required to be given six months’ 

prior written notice of termination. No compensation is payable on the termination of the appointment. 

Name 

Richard Kilsby 

Brian Mattingley 

John Anderson 

Michael Constantine 

Amos Pickel 

Shay Ben-Yitzhak 

Position 

Contracting Party 

Appointment Date 

Employer/ 

Letter of

Chairman 

Deputy Chairman 

Non-executive Director 

Non-executive Director 

Non-executive Director 

Non-executive Director 

The Company 

The Company 

The Company 

The Company 

The Company 

The Company 

14/03/2009

14/03/2009

14/03/2009

14/03/2009

14/03/2009

18/06/2006

Directors’ Remuneration Summary 
The cash emoluments or fees received by the Directors for 2009 are shown below:

Executive

Gigi Levy 

Aviad Kobrine2 

Non-executive

Richard Kilsby 

Brian Mattingley 

Michael Constantine 

John Anderson 

Shay Ben-Yitzhak  

Amos Pickel 

Total 

Base salary/  

fees 

Bonus 

US$’0001  

US$’000  

Benefits 

US$’000 

Pensions 

Allowance 

US$’000 

Total 

2009 

Total

2008

US$’000 

US$’000

756 

447 

345 

138 

104 

121 

— 

104 

265 

184 

34 

34 

17 

113 

67 

1,168 

732 

1,257

841

362 

138 

104 

121 

— 

104 

429

163

123

143

—

123

2,015 

449 

85 

180 

2,729 

3,079

1  Where Directors’ remuneration is denominated in Sterling, amounts have been converted into US$ at the average rate of exchange for the 

relevant month.

2  Part of Mr Kobrine’s remuneration is paid by one of his employers, Cassava Enterprises (Gibraltar) Limited, a wholly owned subsidiary of the 

Company.

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www.888holdingsplc.com 

Directors’ Interests in Ordinary Shares
The notified interests of Executive and Non-executive Directors in the issued share capital of the Company are:

Executive

Gigi Levy 

Aviad Kobrine  

Non-executive

Richard Kilsby 

Brian Mattingley 

Michael Constantine 

John Anderson  

Shay Ben-Yitzhak1 

Amos Pickel 

Ordinary Shares

  31 December   31 December

2009  

2008

1,912,999 

1,243,457

443,183 

435,683

114,285 

142,857 

22,857 

588,869 

114,285

142,857

22,857

588,869

37,122,358 

37,122,358

— 

—

1  These shares are held on Trust and are subject to a Relationship Agreement dated 14 September 2005 between, among others, the Company 

and the Principal Shareholder Trusts. Further details can be found on page 39. 

Except where stated, all interests were held beneficially.

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35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
set out below: 

Gigi Levy1

888 All-

Employee Share
Plan2,4 

888 All-

Employee Share 

888 Holdings plc
Annual Report & Accounts 2009

Remuneration Report
continued

Directors’ Interests in Share Awards & Share Options 
The number of shares subject to Share Awards or Share Options granted to the Executive Directors and outstanding as at 31 December 2009 is 

Earliest 

exercise/ 

Exercise 

  Awards at 

Market 

price at  Exercised/

Date of 

award 

vesting  

period 

Exercise 

31 Dec 

Awarded 

Vested in 

vesting 

transferred

date 

end date 

price 

2008 

2009 

2009 

date 

2009 

Total 

  14/09/06  18/06/09 

  14/09/06  18/06/10 

Plan2,6 

  14/09/06  14/04/09 

 14/09/06  14/04/10 

888 All-

Employee Share 

Plan2,5 

888 All-

Employee Share 

Plan2,6 

888 All-

Employee Share 
Plan2 

  14/09/06  18/06/09 

  14/09/06  18/06/10 

  08/04/08  08/04/09 

  08/04/08  08/04/10 

  08/04/08  08/04/11 

  08/04/08  08/04/12 

  14/01/09  14/07/09 

  14/01/09  14/01/10 

  14/01/09  14/07/10 

  14/01/09  13/01/12 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

n/a 

£nil 

£nil 

337,096 

337,097 

£nil 

£nil 

145,787 

145,787 

£nil 

£nil 

138,845 

138,845 

167,351 

167,351 

167,351 

167,352 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

337,096 

103.00p 

— 

98.50p 

138,845 

103.00p 

167,351 

95.50p 

26,250 

96.00p 

26,250 

42,000 

26,250 

10,500 

337,096

  337,097

—

  145,787

138,845

  138,845

167,351

167,351

167,351

  167,352

26,250

42,000

26,250

10,500

36

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www.888holdingsplc.com 

Earliest 

exercise/ 

Exercise 

  Awards at 

Market 

price at  Exercised/

Date of 

award 

vesting  

period 

Exercise 

31 Dec 

Awarded 

Vested in 

vesting 

transferred

date 

end date 

price 

2008 

2009 

2009 

date 

2009 

Total 

  29/09/05  04/10/09  04/10/15 

£nil 

55,621 

55,621 

86.00p 

55,621

  04/10/05  04/10/09  04/10/15 

£nil 

45,508 

45,508 

86.00p 

45,508

Aviad Kobrine 

888 All-

Employee Share 

Plan2 

888 All-

Employee Share 

Plan3 

888 All-

Employee Share 

Plan3,6,7 

  14/09/06  14/04/09  14/09/16 

  14/09/06  14/04/10  14/09/16 

£nil 

£nil 

39,050 

39,050 

23,430 

98.50p 

888 All-
Employee Share 

Plan3,6,7 

  14/09/06  14/04/09  14/09/16 

  14/09/06  14/04/10  14/09/16 

£nil 

£nil 

47,728 

47,728 

28,637 

98.50p 

888 All-

Employee Share 

Plan3,6,7 

  30/04/07  14/04/09  30/04/17 

  30/04/07  14/04/10  30/04/17 

888 All-

Employee Share 

Plan3,6,7 

  30/04/07  14/04/09  30/04/17 

  30/04/07  14/04/10  30/04/17 

888 All-

Employee Share 

Plan3 

  15/01/08  15/01/09  15/01/18 

  15/01/08  15/01/10  15/01/18 

  15/01/08  15/01/11  15/01/18 

  15/01/08  15/01/12  15/01/18 

888 All-

Employee Share 

Plan3 

  15/01/08  15/01/09  15/01/18 

  15/01/08  15/01/10  15/01/18 

  15/01/08  15/01/11  15/01/18 

  15/01/08  15/01/12  15/01/18 

888 All-

Employee Share 

Plan3 

  14/01/09  14/07/09  14/01/19 

  14/01/09  14/01/10  14/01/19 

  14/01/09  14/07/10  14/01/19 

  14/01/09  13/01/12  14/01/19 

4,773 

4,772 

3,905 

3,905 

7,500 

7,500 

7,500 

7,500 

42,500 

42,500 

42,500 

42,500 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

£nil 

All awards were made through the 888 All-Employee Share Plan during the year. 

2,864 

98.50p 

2,343 

98.50p 

7,500 

93.00p 

42,500 

93.00p 

17,811 

96.00p 

17,811 

28,500 

17,813 

7,126 

23,430

39,050

28,637

47,728

2,864

4,772

2,343

3,905

7,500

7,500

7,500

7,500

42,500

42,500

42,500

42,500

17,811

28,500

17,813

7,126

37

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888 Holdings plc
Annual Report & Accounts 2009

Remuneration Report
continued

1  Date of appointment, being 18 June 2006, for Gigi Levy.

2  Awarded as a share award.

3  Awarded as a nil cost option.

4  This award was granted pursuant to Gigi Levy’s service agreement. This award was granted to Gigi Levy upon his recruitment as a one-off 

award to secure his appointment.

5  This award was made in addition to the annual cash bonus noted on page 32, subject to the annual cash bonus criteria being met.

6  Vesting subject to performance conditions, as described on pages 32 and 33.

7  The performance conditions were partly or not met with respect to the portion of the award capable of vesting in 2010.

The closing price of one Ordinary Share was 111p at 31 December 2009. The highest closing price during 2009 was 116p and the lowest

was 78.75p.

No Director was materially interested during the year in any contract which was significant in relation to the business of the Company.

The parts of the remuneration report from Directors’ Remuneration Summary to this point have been audited in accordance with Schedule 8 to 

the Large and Medium-sized Companies and Groups (Accounts and Reports) Regulations 2008.

Total shareholder return
The chart below shows the value of an investment of £100 Sterling in the Company’s shares and in the FTSE 250 Index from admission to 

31 December 2009. The Directors have chosen the FTSE 250 Index as the most appropriate comparator index as the Company was a 

constituent member until October 2006 and was reincluded in that index from February 2008. 

VALUE OF £100 STERLING IN 888 Since IPO v. FTSE 250

180

160

140

120

100

80

60

40

20

0

5
0
0
2
/
9
0
/
9
2

5
0
0
2
/
0
1
/
9
2

5
0
0
2
/
1
1
/
9
2

5
0
0
2
/
2
1
/
9
2

6
0
0
2
/
1
0
/
9
2

6
0
0
2
/
2
0
/
8
2

6
0
0
2
/
3
0
/
1
3

6
0
0
2
/
4
0
/
0
3

6
0
0
2
/
5
0
/
1
3

6
0
0
2
/
6
0
/
0
3

6
0
0
2
/
7
0
/
1
3

6
0
0
2
/
8
0
/
1
3

6
0
0
2
/
9
0
/
0
3

6
0
0
2
/
0
1
/
1
3

6
0
0
2
/
1
1
/
0
3

6
0
0
2
/
2
1
/
1
3

7
0
0
2
/
1
0
/
9
2

7
0
0
2
/
2
0
/
8
2

7
0
0
2
/
3
0
/
1
3

7
0
0
2
/
4
0
/
0
3

7
0
0
2
/
5
0
/
1
3

7
0
0
2
/
6
0
/
0
3

7
0
0
2
/
7
0
/
1
3

7
0
0
2
/
8
0
/
1
3

7
0
0
2
/
9
0
/
0
3

7
0
0
2
/
0
1
/
1
3

7
0
0
2
/
1
1
/
0
3

7
0
0
2
/
2
1
/
1
3

8
0
0
2
/
1
0
/
9
2

8
0
0
2
/
2
0
/
8
2

8
0
0
2
/
3
0
/
1
3

8
0
0
2
/
4
0
/
0
3

8
0
0
2
/
5
0
/
1
3

8
0
0
2
/
6
0
/
0
3

8
0
0
2
/
7
0
/
1
3

8
0
0
2
/
8
0
/
1
3

8
0
0
2
/
9
0
/
0
3

8
0
0
2
/
0
1
/
1
3

8
0
0
2
/
1
1
/
0
3

8
0
0
2
/
2
1
/
1
3

9
0
0
2
/
1
0
/
9
2

9
0
0
2
/
2
0
/
8
2

9
0
0
2
/
3
0
/
1
3

9
0
0
2
/
4
0
/
0
3

9
0
0
2
/
5
0
/
1
3

9
0
0
2
/
6
0
/
0
3

9
0
0
2
/
7
0
/
1
3

9
0
0
2
/
8
0
/
1
3

9
0
0
2
/
9
0
/
0
3

9
0
0
2
/
0
1
/
1
3

9
0
0
2
/
1
1
/
0
3

9
0
0
2
/
2
1
/
1
3

888

FTSE 250

Approval
This report was approved by the Board and 

signed on its behalf by:

Brian Mattingley

Chairman of the Remuneration Committee

38

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www.888holdingsplc.com 

Directors’ Report

The Directors submit to the members their Annual Report and 

The beneficial and non-beneficial interests of the Directors in shares 

Accounts of the Group for the year ended 31 December 2009. The 

of the Company are set out in the Remuneration Report on pages

report on Corporate Governance and the Remuneration Report on 

31 to 38.

pages 28 and 31 respectively, form part of this Directors’ Report.

Principal Activities
During 2009 the Group’s principal activities were the provision of 

online gaming entertainment to end customers as well as business 

Except as noted above, none of the Directors had any interests in the 

shares of the Company or in any material contract or arrangement 

with the Company or any of its subsidiaries.

partners. A review of the business is given in the Chairman’s 

Richard Kilsby, Gigi Levy and John Anderson will retire by rotation at 

statement on pages 2 to 3, the Chief Executive’s Review on pages 4 

the Annual General Meeting and, being eligible, will offer themselves 

to 7 and the Enhanced Business Review on pages 8 to 21.

for re-election.

The principal subsidiary undertakings are listed on page 66.

Share Capital
Changes in the Company’s share capital during the financial year 

Results 
The Group’s Profit before tax for the financial year (excluding share 

are given in the Consolidated Statement of Changes in Equity. As at 

31 December 2009, the Company’s issued share capital comprised 

benefit charges of US$7 million) of US$35 million is reported in the 

346,534,097 ordinary shares of 0.005p each.

Consolidated Income Statement on page 44. It is the intention of the 

Directors to declare a final dividend in respect of the financial year in 

an amount of 3.0 cents per share. 

Directors and their Interests 
Biographical details of the current Board of Directors are shown on 

Rights Attaching to Ordinary Shares
The rights and obligations attaching to ordinary shares are set out in 

the Company’s Articles of Association. Holders of ordinary shares are 

entitled to attend and speak at general meetings of the Company, to 

appoint one or more proxies and to exercise voting rights. Holders of 

page 27. The Directors who served during the year are shown below:

ordinary shares may receive a dividend and on liquidation may share 

in the assets of the Company. Holders of ordinary shares are entitled 

Richard Kilsby 

(appointed 30 August 2005 and 

to receive the Company’s Annual Report. Subject to meeting certain 

Gigi Levy 

(appointed 18 June 2006 and 

meeting of the Company or the proposal of resolutions at general 

reappointed 21 May 2008)

thresholds, holders of ordinary shares may requisition a general 

reappointed 30 May 2007)

meetings.

Aviad Kobrine 

(appointed 30 August 2005 and 

reappointed 21 May 2008)

John Anderson 

(appointed 30 August 2005 and 

Deadlines for Exercising Voting Rights
Electronic and paper proxy appointment and voting instructions must 

Shay Ben-Yitzhak 

(appointed 30 August 2005 and 

before a general meeting.

reappointed 30 May 2007)

be received by the Company’s Registrars not later than 48 hours 

Michael Constantine 

(appointed 30 August 2005 and 

reappointed 21 May 2008)*

Brian Mattingley 

reappointed 20 May 2009)
(appointed 30 August 2005 and 

reappointed 20 May 2009)

Restrictions on Transfer of Shares and 
Limitations on Holdings
There are no restrictions on transfer or limitations on the holding 

of ordinary shares other than under restrictions imposed by law 

Amos Pickel 

(appointed 14 March 2006 and 

or regulation (for example, insider trading laws) or pursuant to the 

reappointed 20 May 2009)

Company’s share dealing code.

* Retired on 30 December 2009.

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39

 
888 Holdings plc
Annual Report & Accounts 2009

Directors’ Report
continued

Substantial Shareholdings 
As at 31 December 2009 the Company had been notified of the 

following interests in 3% or more of its share capital:

Principal Shareholder Trust 

E Shaked Shares Trust 

O Shaked Shares Trust 

Ben-Yitzhak Family Shares Trust 

FIL Limited 

  % Issued

Number 

Share

of Shares 

 Capital

86,283,534 

86,283,534 

37,122,358 

34,208,190 

24.9

24.9

10.7

9.9

Shareholder Agreements and Consent 
Requirements
There are no known arrangements under which financial rights are 

held by a person other than the holder of the shares.

A Relationship Agreement governing the relationship between the 

above Principal Shareholder Trusts and the Company was entered 

into in connection with the Company’s flotation. The Relationship 

Agreement provides that all transactions between the Group and 

the Principal Shareholder Trusts will be on a normal business basis, 

that the Group will be allowed to carry on business independently 

of them and that the Principal Shareholder Trusts will not cause the 

Company to contravene the Combined Code unless required by 

law or as contemplated in the Relationship Agreement. It further 

provides that each of the Principal Shareholder Trusts will not solicit 

Group employees without consent, that only Independent Directors 

can vote on proposals to amend the Relationship Agreement, that 

the Principal Shareholder Trusts will consult the Group prior to 

disposing of a significant number of shares in order to maintain an 

orderly market and shall not disclose confidential information unless 

required to do so or having first received the Company’s consent. 

The Relationship Agreement also includes restrictions on the 

Principal Shareholder Trusts power to appoint Directors and includes 

obligations on the trusts to ensure that the majority of the Board, 

excluding the Chairman, is independent. The Principal Shareholder 

Trusts can nominate a Non-executive Director for appointment to the 

Board. In the event that this right is exercised and it results in fewer 

than half the Board (excluding the Chairman of the Board) being 

Independent Directors, such appointment shall only become effective 

upon the appointment to the Board of an additional Independent 

Director acceptable to the Nominations Committee. Such restrictions 

and obligations apply in respect of the E Shaked Shares Trust and

O Shaked Shares Trust whilst they collectively hold not less than 

7.5% of the issued share capital of 888, and in respect of the 

Ben-Yitzhak Family Shares Trust whilst it individually holds not less 

than 7.5% of the issued share capital of 888.

Change of Control
Other than the Group’s gaming licences where change of control is 

subject to prior consent, there are no contracts to which the Group 

is a party which would allow the counterparty to terminate or alter 

those contractual arrangements in the event of a change of control of 

the Group.

Charitable Contributions
Contributions for charitable purposes were made during the year 

amounting to US$124,799 (2008: US$107,821).

Directors’ Responsibility Statement
The Directors are responsible for keeping proper accounting records 

which disclose with reasonable accuracy at any time the financial 

position of the Company, for safeguarding the assets, for taking 

reasonable steps for the prevention and detection of fraud and other 

irregularities and for the preparation of a Directors’ report which 

complies with the Gibraltar Companies (Accounts) Act 1999, the 

Gibraltar Companies (Consolidated Accounts) Act 1999 and the 

Gibraltar Companies Act.

Financial statements are published on the Group’s website in 

accordance with legislation in the UK governing the preparation 

and dissemination of financial statements, which may vary from 

legislation in other jurisdictions. The maintenance and integrity of the 

Group’s website is the responsibility of the Directors. The Directors’ 

responsibility also extends to the ongoing integrity of the financial 

statements contained therein.

The Directors are responsible for preparing the annual report and the 

financial statements. The Directors are required to prepare financial 

statements for the Group in accordance with International Financial 
Reporting Standards (IFRSs) and have also chosen to prepare 

financial statements for the Company in accordance with IFRSs.

Corporate Governance
The corporate governance statement is on pages 28 to 30 and is 

incorporated in this Directors’ Report by reference.

40

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Group and Parent Company Financial 
Statements
Company law requires the Directors to prepare such financial 

statements in accordance with the Gibraltar Companies (Accounts) 

(b)  the Enhanced Business Review’, includes a fair review of the 

development and performance of the business and the position 

of the Group and the undertakings included in the consolidation 

taken as a whole, together with a description of the principal 

Act 1999, the Gibraltar Companies (Consolidated Accounts) Act 

risks and uncertainties that they face.

1999 and the Gibraltar Companies Act.

International Accounting Standard 1 requires that financial 

statements present fairly for each financial year the Group and 

Auditors
A resolution for the reappointment of BDO LLP and BDO Limited 

as auditors of the Company will be proposed at the 2010 Annual 

Company’s financial position, financial performance and cash flows. 

General Meeting.

This requires the faithful representation of the effects of transactions, 

other events and conditions in accordance with the definitions and 

During the year ended 31 December 2009 BDO LLP were appointed 

recognition criteria for assets, liabilities, income and expenses set 

auditors for the purposes of the Company preparing financial 

out in the International Accounting Standards Board’s ‘Framework 

statements as required pursuant to the Listing Rules of the UK Listing 

for the preparation and presentation of financial statements’. In 

virtually all circumstances, a fair presentation will be achieved by 
compliance with all applicable IFRSs. A fair presentation also requires 

Authority. BDO Limited have been appointed to act as auditors for 

the purposes of issuing an audit report pursuant to Section 10 of 

the Gibraltar Companies (Accounts) Act 1999 to be filed with the 

the Directors to:

Gibraltar Companies Registry.

l  consistently select and apply appropriate accounting policies;

On behalf of the Board:

l  present information, including accounting policies, in a manner 

that provides relevant, reliable, comparable and understandable 

information; and

l  provide additional disclosures when compliance with the specific 

requirements in IFRSs is insufficient to enable members to 

understand the impact of particular transactions, other events 

and conditions on the entity’s financial position and financial 

Gigi Levy

Chief Executive Officer

23 March 2010

performance.

We confirm, to the best of our knowledge:

(a)  the financial statements, prepared in accordance with 

International Financial Reporting Standards as adopted by the 

EU, give a true and fair view of the assets, liabilities, financial 

position and profit or loss of the Group and the undertakings 

included in the consolidation taken as a whole; and

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888 Holdings plc
Annual Report & Accounts 2009

Independent Auditors’ Report 
to the Shareholders of 888 Holdings plc

We have audited the financial statements (‘the financial statements’) 

We review whether the corporate governance statement set out in 

of 888 Holdings plc for the year ended 31 December 2009 which 

the Directors’ Report reflects the Company’s compliance with the 

comprise the Group income statement, the Group and Parent 

nine provisions of the 2008 Combined Code specified for our review 

Company balance sheets, the Group and Parent Company 

by the Listing Rules, and we report if it does not. We are not required 

statements of changes in equity, Group and Parent Company 

to consider whether the Board’s statements on internal control cover 

statements of cash flow, Group and Parent Company statements 

all risks and controls, or form an opinion on the effectiveness of the 

of comprehensive income and the related notes. These financial 

Group’s corporate governance procedures or its risk and control 

statements have been prepared under the accounting policies set 

procedures.

out therein. We have also audited the information in the Directors’ 

Remuneration Report that is described as having been audited.

We read the other information contained in the Annual Report 

Respective responsibilities of Directors and 
auditors
The Directors’ responsibilities for preparing the Annual Report, the 

and consider whether it is consistent with the audited financial 

statements. This other information comprises only the Directors’ 

Report, the unaudited part of the Directors’ Remuneration Report, 

the Chairman’s Statement, the Chief Executive’s Business Review, 

Remuneration Report and the financial statements in accordance 

the Enhanced Business Review, Risk Report, Corporate and Social 

with applicable law and International Financial Reporting Standards 

Responsibility Report and the Corporate Governance Statement. 

(‘IFRS’) as adopted by the European Union are set out in the 

We consider the implications for our report if we become aware of 

Statement of Directors’ Responsibilities.

any apparent misstatements or material inconsistencies with the 

financial statements. Our responsibilities do not extend to any other 

Our responsibility is to audit the financial statements and the part of 

information.

the Remuneration Report to be audited in accordance with relevant 

legal and regulatory requirements and International Standards on 

Our report has been prepared pursuant to the terms of our 

Auditing (UK and Ireland). 888 Holdings Plc has complied with the 

engagement letter and for no other purpose. No person is entitled 

requirements of rules 9.8.6 and 9.8.8 of the Listing Rules of the UK 

to rely on this report unless such a person is a person entitled to rely 

Financial Services Authority and in accordance with Section 421 

upon this report by virtue of the terms of our engagement letter or 

of the UK Companies Act 2006 in preparing its Annual Report, as 

has been expressly authorised to do so by our prior written consent. 

if it was incorporated in the United Kingdom. As auditors, we have 

Save as above, we do not accept responsibility for this report to 

agreed that our responsibilities in relation to the Annual Report will be 

any other person or for any other purpose and we hereby expressly 

those as set out below.

disclaim any and all such liability.

We report to you our opinion as to whether the financial statements 

give a true and fair view and whether the financial statements have 

Basis of audit opinion
We conducted our audit in accordance with International Standards 

been properly prepared in accordance with the Gibraltar Companies 

on Auditing (UK and Ireland) issued by the Auditing Practices Board. 

(Consolidated Accounts) Act 1999, the Gibraltar Companies 

An audit includes examination, on a test basis, of evidence relevant 

(Accounts) Act 1999 and the Gibraltar Companies Act and the part of 

to the amounts and disclosures in the financial statements and the 

the Remuneration Report to be audited has been properly prepared 

part of the Directors’ Remuneration Report to be audited. It also 

in accordance with Section 421 of the UK Companies Act 2006. We 
also report to you whether in our opinion, the information disclosed 

includes an assessment of the significant estimates and judgements 
made by the Directors in the preparation of the financial statements, 

in the Directors’ Report is consistent with the financial statements, 

and of whether the accounting policies are appropriate to the 

if the Company has not kept proper accounting records, if we have 

Group’s and Company’s circumstances, consistently applied and 

not received all the information and explanations we require for our 

adequately disclosed.

audit, or if information specified by the Listing Rules and Gibraltar 

legislation regarding Directors’ remuneration and other transactions is 

not disclosed.

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www.888holdingsplc.com 

We planned and performed our audit so as to obtain all the 

information and explanations which we considered necessary in 

order to provide us with sufficient evidence to give reasonable 

assurance that the financial statements and the part of the 

Remuneration Report to be audited are free from material 

Emphasis of Matter — Regulatory Issues
In forming our opinion, which is not qualified, we have considered 

the adequacy of, and draw attention to, the disclosures made in 

note 24(c) to the financial statements concerning the residual risk 

of an adverse impact arising from the Group having had customers 

misstatement, whether caused by fraud or other irregularity or error. 

in the US prior to the enactment of the Unlawful Internet Gambling 

In forming our opinion we also evaluated the overall adequacy of the 

Enforcement Act.

presentation of information in the financial statements and the part of 

the Remuneration Report to be audited.

Opinion
In our opinion:

Note 24(c) includes a statement that the Board has not been able 

to identify reliably at this stage what, if any, liability may arise and 

accordingly no provision has been made. 

l  

the financial statements give a true and fair view, in accordance 

with IFRSs as adopted by the European Union, of the state of the 

BDO LLP

Group’s and the Company’s affairs as at 31 December 2009 and 

of the Group’s profit for the year then ended;

l  

the financial statements have been properly prepared in 

accordance with the Gibraltar Companies (Consolidated 

Accounts) Act 1999, the Gibraltar Companies (Accounts) Act 

Chartered Accountants
55 Baker Street

London 

W1U 7EU

22 March 2010

1999 and the Gibraltar Companies Act; 

BDO LLP is a limited liability partnership registered in England and 

l  

the part of the Remuneration Report described as having been 

audited has been properly prepared in accordance with Section 

421 of the UK Companies Act 2006;

l  

the information given in the Directors’ Report is consistent with 

the financial statements; and

l   we have nothing to report to you in respect of our responsibility 

set out above in relation to the Company keeping proper 

accounting records and the auditors receiving information and 

explanations for our audit and disclosures regarding Directors’ 

remuneration and other transactions.

Wales with registered number OC305127. 

Desiree McHard (Statutory auditor)
For and on behalf of BDO Limited
Montagu Pavilion

8–10 Queensway

Gibraltar

22 March 2010

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888 Holdings plc
Annual Report & Accounts 2009

Consolidated Income Statement
For the year ended 31 December 2009

Total revenue 
Other operating income 

Total operating income 
Operating expenses 
Research and development expenses 
Selling and marketing expenses 
Administrative expenses 

Operating profit before share benefit charges 

Share benefit charges 

Operating profit  
Finance income 

Profit before tax before share benefit charges 

Share benefit charges 

Profit before tax 
Taxation 

Profit after tax for the year attributable to equity holders of the parent 

Earnings per share 

Basic 
Diluted 

The notes on pages 48 to 74 form part of these financial statements.

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

Note 

2 
2 

4 

5 

20 

7 

246,703 
— 

246,703 
98,360 
24,164 
67,329 
29,510 

34,352 

7,012 

27,340 
226 

34,578 

7,012 

27,566 
2,733 

24,833 

256,862
5,692

262,554
84,637
27,379
80,155
33,069

45,705

8,391

37,314
2,928

48,633

8,391

40,242
3,057

37,185

Year ended 

Year ended
  31 December  31 December
2008

2009 

Note 

8

7.2¢ 
7.1¢ 

10.9¢
10.7¢

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Consolidated Balance Sheet
At 31 December 2009

Assets
Non-current assets
Intangible assets 
Property, plant and equipment  
Financial assets 
Deferred taxes  

Current assets
Cash and cash equivalents 
Trade and other receivables  

Total assets  

Equity and liabilities
Equity attributable to equity holders of the parent 
Share capital  
Share premium 
Available-for-sale reserve 
Retained earnings  

Total equity attributable to equity holders of the parent    

Liabilities
Current liabilities
Trade and other payables  
Liabilities to customers 

Non-current liabilities
Contingent consideration  

Total liabilities  

Total equity and liabilities  

  31 December  31 December
2008
US$’000

2009 
US$’000 

Note 

11 
12 
13 
14 

15 
16 

17 

18 

10 

70,832 
20,984 
— 
797 

92,613 

87,511 
21,208 

108,719 

201,332 

3,152 
65 
— 
117,883 

121,100 

38,851 
37,570 

76,421 

3,811 

80,232 

201,332 

44,812
19,740
223
606

65,381

98,444
18,673

117,117

182,498

3,115
65
(536)
108,716

111,360

37,854
33,284

71,138

—

71,138

182,498

The financial statements on pages 44 to 74 were approved and authorised for issue by the Board of Directors on 22 March 2010 and were 
signed on its behalf by:

Gigi Levy  

Aviad Kobrine

Chief Executive Officer 

Chief Financial Officer

The notes on pages 48 to 74 form part of these financial statements.

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888 Holdings plc
Annual Report & Accounts 2009

Consolidated Statement of Changes in Equity 
For the year ended 31 December 2009

Balance at 1 January 2008 
Dividend paid 
Issue of shares 
Exercise of market value options 
Share benefit charges 
Total comprehensive income for the year 

Balance at 1 January 2009  

Dividend paid 
Issue of shares 
Share benefit charges 
Total comprehensive income for the year 

Balance at 31 December 2009  

Share 
capital 
US$’000 

Share 
premium 
US$’000 

Available-
for-sale 
reserve 
US$’000 

3,097 
— 
18 
— 
— 
— 

3,115 

— 
37 
— 
— 

3,152 

— 
— 
— 
65 
— 
— 

65 

— 
— 
— 
— 

65 

(105) 
— 
— 
— 
— 
(431) 

(536) 

— 
— 
— 
536 

— 

Retained
earnings 
US$’000 

89,735 
(25,628) 
(18) 
— 
8,391 
36,236 

Total
US$’000

92,727
(25,628)
—
65
8,391
35,805

108,716 

111,360

(22,445) 
 (37) 
 7,012 
24,637 

(22,445)
—
7,012
25,173

117,883 

121,100

The following describes the nature and purpose of each reserve within equity.

Share capital — represents the nominal value of shares allotted, called-up and fully paid for.
Share premium — represents the amount subscribed for share capital in excess of nominal value.
Available-for-sale reserve — represents the gain or loss arising from a change in the fair value of an available-for-sale financial asset.
Retained earnings — represents the cumulative net gains and losses recognised in the consolidated income statement. 

Consolidated Statement of Comprehensive Income
For the year ended 31 December 2009

Profit for the year 
Valuation gain/(losses) of available-for-sale investments 
Actuarial losses on defined benefit pension plan 
Disposal of available for sale asset 

Total comprehensive income for the year attributable to equity holders of the parent 

  31 December  31 December
2008
US$’000

2009 
US$’000 

24,833 
513 
(196) 
23 

25,173 

37,185
(431)
(949)
—

35,805

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Consolidated Statement of Cash Flows
For the year ended 31 December 2009

Year ended 

Year ended 

Year ended
  31 December  31 December  31 December  31 December
2008
US$’000

2009 
US$’000 

2009 
US$’000 

2008 
US$’000 

Year ended 

Cash flows from operating activities
  Profit before income tax  
Adjustments for 
  Depreciation 
  Loss on sale of property, plant and equipment 
  Amortisation 

Interest received 

  Share benefit charges 

(Increase)/decrease in trade receivables 

  Decrease/(increase) in other accounts receivables 

(Decrease)/increase in trade payables 
Increase in liabilities to customers 
Increase/(decrease) in other accounts payables 

Cash generated from operations 

Income tax paid 

Net cash generated from operating activities 
Cash flows from investing activities
  Acquisition of assets comprising the online bingo business 
  of Globalcom Limited  
  Acquisition of assets comprising the online Wink 
  bingo business (see note 10) 
  Purchase of property, plant and equipment 
  Proceeds from sale of property, plant and equipment 

Interest received 

  Proceeds from disposal of available-for-sale assets 
  Acquisition of intangible assets 

Internally generated intangible assets 

Net cash used in investing activities 
Cash flows from financing activities
  Exercise of Market Value options 
  Dividends paid 

Net cash used in financing activities 

Net decrease in cash and cash equivalents 
Cash and cash equivalents at the beginning of the year 

Cash and cash equivalents at the end of the year 

The notes on pages 48 to 74 form part of these financial statements.

27,566 

7,044 
— 
1,458 
(633) 
7,012 

42,447 
(4,356) 
1,715 
(868) 
3,681 
2,964 

45,583 
(4,086) 

— 

(18,052) 
(8,288) 
— 
633 
732 
(100) 
(4,910) 

— 
(22,445) 

40,242

5,504
75
1,826
(3,255)
8,391

52,783
4,404
(3,441)
810
6,870
(669)

60,757
(4,363)

41,497 

56,394

(25,311)

—
(8,852)
29
3,255
—
(513)
(5,303)

(29,985) 

(36,695)

65
(25,628)

(22,445) 

(10,933) 
98,444 

87,511 

(25,563)

(5,864)
104,308

98,444

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

1 

General information
Company description and activities 
888 Holdings Public Limited Company (the ‘Company’) and its subsidiaries (together the ‘Group’) was founded in 1997 and originally 
operated as a holding company domiciled in the British Virgin Islands. On 12 January 2000, the Company was continued in Antigua and 
Barbuda as a corporation under the International Business Corporation Act 1982 with registered number 12512. On 17 December 2003, 
the Company redomiciled in Gibraltar with the Company number 90099. On 4 October 2005, the Company listed on the London Stock 
Exchange.

The Group is the owner of innovative proprietary software solutions providing a range of virtual online gaming services over the internet 
including Casino, Poker, Bingo, Sport and games to end users and also provides these services through its business to business 
independent unit Dragonfish to business partners. In addition, the Group provides payment services, customer support and online 
advertising.

Cassava Enterprises (Gibraltar) Limited and Brigend Limited (both subsidiaries) carried out the operations of the Group during the year, 
principally under the name www.888.com under the terms of the gaming licences issued in Gibraltar. 

Definitions 
In these financial statements:

The Company 
The Group 
Subsidiaries 

Related parties 

888 Holdings Public Limited Company.
888 Holdings Public Limited Company and its subsidiaries.
Companies over which the Company has control (as defined in International Accounting Standard 27 ‘Consolidated 
and Separate Financial Statements’ and whose accounts are consolidated with those of the Company).
As defined in International Accounting Standard 24 — ‘Related Party Disclosures’.

2 

Significant accounting policies 
The significant accounting policies applied in the preparation of the financial statements are as follows:

Basis of preparation
The consolidated financial statements of the Group have been prepared in accordance with International Financial Reporting Standards, 
including International Accounting Standards (‘IAS’) and Interpretations, adopted by the International Accounting Standards Board (‘IASB’) 
and endorsed for use by companies listed on an EU regulated market.

The significant accounting policies applied in the financial statements of the Group in the prior years are applied consistently in these 
financial statements.

The financial statements are presented in thousands of US dollars (US$’000) because that is the currency the Group primarily operates in.

The consolidated financial statements comply with the Gibraltar Companies (Accounts) Act 1999, the Gibraltar Companies (Consolidated 
Accounts) Act 1999 and the Gibraltar Companies Act.

The following standards and interpretations, issued by the IASB or the International Financial Reporting Interpretations Committee (IFRIC), 
are also effective for the first time in the current financial year and have been adopted by the Group with no significant impact on its 
consolidated results or financial position.

IFRIC 13 — Customer Loyalty Programmes (effective for annual periods beginning on or after 1 July 2008). IFRIC 13 has been endorsed 
for use in the EU.

IAS 23 (Amendment) — Borrowing costs (effective for annual periods beginning on or after 1 January 2009). IAS 23 has been endorsed for 
use in the EU. 

IFRS 2 (amendment) — ‘Share-based payment: vesting conditions and cancellations’ (effective for accounting periods beginning on or 
after 1 January 2009). This amendment has been endorsed for use in the EU.

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2 

Significant accounting policies continued
Amendments to IAS 32 Financial Instruments: Presentation and IAS 1 Presentation of Financial Statements — Puttable Financial 
Instruments and Obligations arising on Liquidation (effective for accounting periods beginning on or after 1 January 2009). These 
amendments have been endorsed for use in the EU.

IFRIC 15 — Agreements for the Construction of Real Estate (effective for accounting periods beginning on or after 1 January 2009). IFRIC 
15 has been endorsed for use in the EU.

IFRIC 16 — Hedges of a net investment in a foreign operation (effective for accounting periods beginning on or after 1 January 2009). 
IFRIC 16 has been endorsed for use in the EU.

IFRS 1 First Time Adoption of IFRS and IAS 27 Consolidated and Separate Financial Statements (amended) (effective for accounting 
periods beginning on or after 1 January 2009). This amendment has been endorsed for use in the EU.

IAS 39 Financial Instruments: Recognition and Measurement and IFRS 7 Financial Instruments: Disclosures (amended) (effective for 
periods beginning on or after 1 July 2008). This amendment has been endorsed for use in the EU.

IFRS 7 (amended) ‘Improving Disclosures about Financial Instruments’ (effective for accounting periods beginning on or after 1 January 
2009). This amendment has been endorsed for use in the EU. 

In addition, the IASB 2008 annual improvements project includes minor amendments to various accounting standards which are effective 
for accounting periods beginning on or after 1 January 2009. 

During the year the Group has adopted IAS 1 (revised) ‘Presentation of Financial Statements’ and IFRS 8 ‘Operating Segments’. The effect 
of adopting these standards is presentational and has no impact on the reported profit or net assets of any year.

The adoption of IAS 1 (revised) means that a statement of comprehensive income has been included for the first time in this Annual report. 

The adoption of IFRS 8 means the Group provide segmental information using the same categories of information the Group’s chief 
operating decision maker utilises.

The Group organizes the business segments by the following two distinct lines of business:

l   
l   

B2C (Business to Consumer) which focuses its activities on the individual end customer through a wide range of product offering;
B2B (Business to Business) which offers Total Gaming Services under the Dragonfish trading brand. Dragonfish offers to its 
business use of technology, software, operations, e-payments and advanced marketing services, through the provision of offline/
online marketing, management of affiliates, SEO, CRM and business analytics.

The following standards and interpretations issued by the IASB or IFRIC have not been adopted by the Group as these were not effective 
for the year 2009. The Group is currently assessing the impact these standards and interpretations will have on the presentation of its 
consolidated results in future periods. 

IFRS 3 (revised) — Business combinations (effective for accounting periods beginning on or after 1 July 2009). IFRS3 (revised) has been 
endorsed for use in the EU.

IFRIC 17 ‘Distributions of Non-cash Assets to Owners’ (effective for accounting periods beginning on or after 1 July 2009). This IFRIC has 
been endorsed for use in the EU. 

Amendment to IAS 39 ‘Reclassification of Financial Assets: Effective Date and Transition’ (effective for accounting periods starting on or 
after 1 July 2009). This amendment has been endorsed for use in the EU. 

Amendment to IAS 39 ‘Financial Instruments: Recognition and Measurement: Eligible Hedged Items’ (effective for accounting periods 
starting on or after 1 July 2009). This amendment has been endorsed for use in the EU. 

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

2 

Significant accounting policies continued
Amendments to IFRIC 9 and IAS 39 ‘Embedded Derivatives’ (effective for accounting periods starting on or after 1 July 2009). This 
amendment has been endorsed for use in the EU. 

IFRIC 18 ‘Transfers of Assets from Customers’ (effective for accounting periods beginning on or after 1 July 2009). This interpretation has 
been endorsed for use in the EU. 

Revised IAS 24 ‘Related Party Disclosures’ (effective for accounting periods beginning on or after 1 January 2011). This revision has not 
yet been endorsed for use in the EU. This revision will only impact disclosure and have no effect on the net assets or result of the Group.

Amendment to IAS 32 ‘Classification of Rights Issues’ (effective for accounting periods beginning on or after 1 February 2010). This 
amendment has been endorsed for use in the EU. 

Amendment to IFRS 1 ‘Additional Exemptions for First-time Adopters’ (effective for accounting periods beginning on or after 1 January 
2010). This amendment has not yet been endorsed for use in the EU. 

IFRIC 19 ‘Extinguishing Financial Liabilities with Equity Instruments’ (effective for accounting periods beginning on or after 1 July 2010). 
This interpretation has not yet been endorsed for use in the EU.

Amendment to IFRIC 14 ‘Prepayments of a Minimum Funding Requirement’ (effective for accounting periods beginning on or after 
1 January 2011). This amendment has not yet been endorsed for use in the EU. 

IFRS 9 ‘Financial Instruments’ (effective for accounting periods beginning on or after 1 January 2013). This standard has not yet been 
endorsed for use in the EU. 

IFRS 2 (Amended) ‘Group Cash-settled Share-based Payment Transactions’ (effective for accounting periods beginning on or after 
1 January 2010). This amendment has not yet been endorsed for use in the EU.

IFRS 1 (amended) ‘Limited exemption from Comparative IFRS 7 Disclosures for first time adopters’ (effective for accounting periods 
beginning on or after 1 July 2010). This amendment has not yet been endorsed for use in the EU.

The IASB 2009 annual improvement project includes further minor amendments to various accounting standards and is effective from 
various dates from 1 January 2010 onwards, but has not yet been endorsed for use in the EU.

Critical accounting policies, estimates and judgements
The preparation of consolidated financial statements under IFRS requires the Group to make estimates and judgements that affect the 
application of policies and reported amounts. Estimates and judgements are continually evaluated and are based on historical experience 
and other factors including expectations of future events that are believed to be reasonable under the circumstances. Actual results may 
differ from these estimates.

Included in this note are accounting policies which cover areas that the Directors consider require estimates and assumptions which 
have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities within the next financial year. These 
policies together with references to the related notes to the financial statements can be found below:

Taxation  
Contingent consideration 
Intangible assets  
Impairment of Goodwill and intangible assets 
Share-based payments 
Regulatory compliance and contingent liabilities  

Note 7
Note 10
Note 11
Note 11
Note 20
Note 24

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2 

Significant accounting policies continued
Basis of consolidation
The consolidated financial statements include the accounts of the Company and its subsidiaries. The subsidiaries are companies 
controlled by 888 Holdings Public Limited Company. Control exists where the Company has the power to govern the financial and 
operating policies of an entity so as to obtain benefits from its activities. Subsidiaries are consolidated from the date the parent gained 
control until such time as control ceases. 

The financial statements of the subsidiaries are included in the consolidated financial statements using the purchase method of 
accounting. On the date of the acquisition, the assets and liabilities of a subsidiary are measured at their fair values and any excess of the 
fair value of the consideration over the fair values of the identifiable net assets acquired is recognised as goodwill.

Inter-company transactions and balances are eliminated on consolidation.

The financial statements of subsidiaries are prepared for the same reporting period as the Parent Company and using consistent 
accounting policies.

Total Revenue 
Revenue is recognised to the extent that it is probable that economic benefits will flow to the Group and the revenue can be reliably 
measured. Revenue is recognised in the accounting periods in which the transactions occurred.

Total Revenue consists of revenue from online gaming and revenue generated from processing customers’ cross currency deposits and 
withdrawals. It comprises:

Casino
Casino winnings that are the differences between the amounts of bets placed by customers less amounts won by customers.

Poker
Ring games:  Rake, which is the commission charged from each winning hand played.
Tournaments:  Entry fees charged for participation in Poker tournaments are recognised when the tournament has concluded.

Emerging Offerings 
 Revenue from Emerging Offerings is defined as winnings from Sportsbook activity and fees charged for participation in
Bingo games.

Casino winnings, revenues from the Poker business and Emerging Offerings are stated after deduction of certain bonuses
granted to customers.

In the case of white label activity, revenue is the net commission charged.

Other operating income 
Other operating income consists mainly of revenue generated from processing customers’ cross currency deposits and withdrawals.

Foreign currency 
Monetary assets and liabilities denominated in non-US dollar currencies are translated into US dollar equivalents using year end spot 
foreign exchange rates. Non-monetary assets and liabilities are translated using exchange rates prevailing at the dates of the transactions. 
Exchange rate differences on foreign currency transactions are included in administrative expenses.

The results and financial position of all Group entities that have a functional currency different from US dollars are translated into the 
presentation currency as follows:

(i)    monetary assets and liabilities for each balance sheet presented are translated at the closing rate at the date of that balance sheet;
income and expenses for each income statement are translated at an average exchange rate (unless this average is not a 
(ii)  
reasonable approximation of the cumulative effect of the rates prevailing on the transaction dates, in which case income and 
expenses are translated at the dates of the transactions); and
exchange rate differences on translation of Group entities that have functional currencies different from US dollars are included in 
administrative expenses.

(iii)  

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

2 

Significant accounting policies continued
Taxation
The tax expense represents tax payable for the year based on currently applicable tax rates.

Deferred tax assets and liabilities are recognised where the carrying amount of an asset or liability in the balance sheet differs from its tax 
base. It is accounted for using the balance sheet liability method. Recognition of deferred tax assets is restricted to those instances where 
it is probable that taxable profit will be available against which the difference can be utilised. Such assets and liabilities are not recognised 
if the temporary differences arise from goodwill or from the initial recognition (other than in a business combination) of other assets and 
liabilities in a transaction that affects neither the taxable profit nor the accounting profit. The amount of the asset or liability is determined 
using tax rates that have been enacted or substantively enacted by the balance sheet date and are expected to apply when the deferred 
tax liabilities/assets are settled/recovered. 

Intangible assets
Acquisitions
Identifiable assets, liabilities and contingent liabilities that meet the conditions for recognition under IFRS 3 are recognised at their fair value 
at the acquisition date. The identified intangibles are amortised over the useful economic life of the assets. For the acquisition completed 
during the year 2007, the useful economic life of the intangible assets acquired is estimated to be between three months and four years. 
For the 2009 acquisition, the useful economic life of the intangible assets acquired is estimated to be eighteen months with the exception 
of trade names, which have an indefinite useful economic life. Intangible assets are reviewed annually for evidence of impairment. Any 
impairment in carrying value is charged to the consolidated income statement.

Internally generated intangible assets
Expenditure incurred on development activities is capitalised only when the expenditure will lead to new or substantially improved products 
or processes, the products or processes are technically and commercially feasible and the Group has sufficient resources to complete 
development. All other development expenditure is expensed. Subsequent expenditure on capitalised intangible assets is capitalised only 
where it clearly increases the economic benefits to be derived from the asset to which it relates. The Group estimates the useful life of 
these assets as between 3 and 5 years.

Goodwill
Goodwill represents the excess of the cost of a business combination over the interest in the fair value of the identifiable assets, liabilities 
and contingent liabilities acquired. Cost comprises the fair value of any assets transferred, liabilities assumed and equity instruments 
issued, plus any direct costs of acquisition.

Goodwill is capitalised as an intangible asset with any impairment in carrying value being charged to the consolidated income statement. 
Where the fair value of identifiable assets, liabilities and contingent liabilities exceed the fair value of consideration paid, the excess is 
credited in full to the consolidated income statement on the acquisition.

Property, plant and equipment
Property, plant and equipment is stated at historic cost less accumulated depreciation. Carrying amounts are reviewed at each balance 
sheet date for impairment.

Depreciation is calculated using the straight-line method, at annual rates estimated to write off the cost of the assets less their estimated 
residual values over their expected useful lives. The annual depreciation rates are as follows: 

IT equipment 
Office furniture and equipment 
Motor vehicles 
Leasehold improvements 

33%
7–15%
15%
Over the shorter of the term of the lease or useful lives

Impairment of non-financial assets
Impairment tests on goodwill and other intangible assets with indefinite useful economic lives are undertaken annually on 31 December, 
and where applicable an impairment loss is recognised immediately in the income statement. Other non-financial assets are subject to 
impairment tests whenever events or changes in circumstances indicate that their carrying amount may not be recoverable. Where the 
carrying value of an asset exceeds its recoverable amount (i.e. the higher of value in use and fair value less costs to sell), the asset is 
written down accordingly.

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2 

Significant accounting policies continued
Where it is not possible to estimate the recoverable amount of an individual asset, the impairment test is carried out on the asset’s cash 
generating unit (i.e. the lowest Group of assets in which the asset belongs for which there are separately identifiable cash flows).

Financial instruments
The Group does not hold or issue derivative financial instruments for trading purposes. 

Trade receivables
Trade receivables are recognised at fair value and carried at amortised cost and principally comprise amounts due from credit card 
companies and from e-payment companies. An estimate for doubtful debts is made when collection of the full amount is no longer 
probable. Bad debts are written off when there is objective evidence that the full amount may not be collected.

Cash and cash equivalents
Cash comprises cash in hand and balances with banks. Cash equivalents are short-term, highly liquid investments that are readily 
convertible to known amounts of cash. They include short-term deposits originally purchased with maturities of three months 
or less. 

Equity
Equity issued by the Company is recorded as the proceeds received, net of direct issue costs.

Trade and other payables
Trade and other payables are recognised at fair value and carried at amortised cost.

Liabilities to customers
Liabilities to customers comprises the amounts that are credited to customers’ bankroll (the Group’s electronic ‘wallet’), including 
provision for bonuses granted by the Group, less management fees and charges applied to customer accounts, along with full 
provision for jackpots. These amounts are repayable on demand in accordance with the applicable terms and conditions.

Available-for-sale financial assets
Available-for-sale financial assets comprise non-derivative financial assets not included in any of the above financial asset categories 
and comprise principally the Group’s investments in entities not qualifying as subsidiaries. They are carried at fair value with 
changes in fair value recognised directly in a separate component of equity. Where there is a significant decline in the fair value of an 
available-for-sale financial asset the full amount of the impairment, including any amount previously charged to equity, is recognised 
in the income statement. On disposal of an available-for-sale asset any balance within equity is transferred to the income statement.

Chargebacks 
The cost of chargebacks is included in operating expenses.

Leases
Leases are classified as finance leases wherever the terms of the lease transfer substantially all the risks and rewards of ownership to the 
Group. All other leases are classified as operating leases and rentals payable are charged to income on a straight-line basis over the term 
of the lease.

Provisions
Provisions are recognised when the Group has a present or constructive obligation as a result of a past event from which it is probable that 
it will result in an outflow of economic benefits that can be reasonably estimated.

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

2 

Significant accounting policies continued
Segment information 
Segments are reported in a manner consistent with the internal reporting provided to the chief operating decision maker. The chief 
operating decision maker has been identified on the management team including the Chief Execute Officer and the Chief Financial Officer. 
These segments are:

l   

l   

B2C (Business to Customer) Casino, Poker and Emerging Offering which mainly comprises Bingo, 888’s Sportsbook, Live dealer 
offering and games; and
B2B (Business to Business) which offers Total Gaming Services under the Dragonfish trading brand. Dragonfish offers to its business 
partners use of technology, software, operations, E-payments and advances marketing services, through the provision of offline/
online marketing, management of affiliates, SEO, CRM and business analytics.

Dividends
Dividends are recognised when they become legally payable. In the case of interim dividends this is when paid. In the case of final 
dividends, this is when approved by the shareholders at the Annual General Meeting.

Share-based payments
Where the Company grants its employees or contractors shares, nil priced options or market value options, the fair value at the date of 
grant is charged to the income statement over the vesting period. Non-market performance conditions are taken into account by adjusting 
the number of instruments expected to vest at each balance sheet date so that, ultimately, the cumulative amount recognised over the 
vesting period is based on the number of instruments that eventually vest.

3 

Segment information
Business segments 

Year ended 
31 December 2009

B2C 

B2B 

Consolidated

Revenues 
Other operating income 

Total operating income 

Result 
Segment result 

Unallocated corporate expenses1 

Operating profit 
Finance income 
Tax expense 

Profit for the year 

Assets
Unallocated corporate assets  

Total assets 

Liabilities
Segment liabilities — B2B 
Segment liabilities — B2C 
Unallocated corporate liabilities 

Total liabilities 

Casino 
US$’000 

118,693 
— 

118,693 

Poker 
US$’000 

51,592 
— 

51,592 

Emerging 
Offering 
US$’000 

25,116 
— 

25,116 

Total B2C
US$’000 

195,401 
— 

195,401 

US$’000 

US$’000

51,302 
— 

51,302 

117,815 

31,089 

246,703
—

246,703

148,904

121,564

27,340
226
(2,733)

24,833

201,332

201,332

8,408
29,162
42,662

80,232

1   Including share benefit charges of US$7,012,000.

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3 

Segment information continued

Year ended 
31 December 2008

B2C 

B2B 

Consolidated

Revenues 
Other operating income 

Total operating income 

Result 
Segment result 

Unallocated corporate expenses1 

Operating profit 
Finance income 
Tax expense 

Profit for the year 

Assets
Unallocated corporate assets  

Total assets 

Liabilities
Segment liabilities — B2B 
Segment liabilities — B2C 
Unallocated corporate liabilities 

Total liabilities 

Casino 
US$’000 

133,083 
3,571 

136,654 

Poker 
US$’000 

71,565 
1,955 

73,520 

Emerging 
Offering 
US$’000 

13,790 
— 

13,790 

Total B2C
US$’000 

218,438 
5,526 

223,964 

US$’000 

US$’000

38,424 
166 

38,590 

137,480 

21,844 

256,862
5,692

262,554

159,324

122,010

37,314
2,928
(3,057)

37,185

182,498

182,498

5,710
27,574
37,854

71,138

1   Including share benefit charges of US$8,391,000.

Other than where amounts are allocated specifically to the Casino, Poker and Emerging Offerings segments above, the expenses, assets 
and liabilities relate jointly to all segments. Any allocation of these items would be arbitrary.

Geographical segments
The Group’s performance can also be reviewed by considering the geographical markets and geographical locations within which the 
Group operates. This information is outlined below:

Total operating income by geographical market1

Total  
operating  
income 
Year ended 

Total
operating
income
Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

UK 
Europe (excluding UK) 
Americas (excluding USA) 
Rest of World 

1  Allocation of geographical segments is based on Net Revenue Commission received by the Group.

90,442 
113,672 
19,145 
23,444 

246,703 

97,127
121,943
26,220
17,264

262,554

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

3 

Segment information continued
Assets by geographical location

Europe (including UK) 
Rest of World 

4 

Administrative expenses

Share benefit charges — all equity-settled 
Other administrative expenses 

Administrative expenses  

5 

Operating profit

Carrying amount  
of segment assets 
 by location 

Additions to
property, plant
and equipment

Year ended 

Year ended 

Year ended
  31 December  31 December  31 December  31 December
2008
US$’000

2009 
US$’000 

2009 
US$’000 

2008 
US$’000 

Year ended 

144,663 
56,669 

201,332 

151,468 
31,030 

182,498 

6,017 
2,271 

8,288 

6,105
2,747

8,852

Year ended 

Year ended
   31 December  31 December
2008
US$’000

 2009 
US$’000 

7,012 
22,498 

29,510 

8,391
24,678

33,069

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

Operating profit is stated after charging:
Staff costs (see note 6)  
Directors remuneration (see note 6) 
Audit fees 
Other fees paid to auditors in respect of taxation services  
Depreciation (within operating expenses) 
Amortisation (within operating expenses) 
Chargebacks  
Exchange losses 
Payment service providers’ commissions 
Share benefit charges — all equity-settled 

71,313 
1,900 
343  
11 
7,044 
1,458 
9,044 
2,718 
13,750 
7,012 

72,597
2,098
381
29
5,504
1,826
4,816
2,630
15,256
8,391

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6 

Employee benefits
Staff cost including Directors’ remuneration comprises the following elements: 

Wages and salaries 
Social security 
Pension costs 

Staff costs capitalized in respect of internally generated assets 

2009 
US$’000 

2008
US$’000

68,518 
4,850 
4,091 

77,459 
(4,246) 

73,213 

69,636
4,966
4,050

78,652
(3,957)

74,695

In the income statement total staff costs, excluding share benefit charge of US$7,012,000 (2008: US$8,391,000), are included within the 
following expenditure categories:

Operating expenses 
Research and development expenses 
Administrative expenses 

Average headcount number of employees by category:

Operation 
Research and development  
Administration  

2009 
US$’000 

45,483 
15,512 
12,218 

73,213 

2008
US$’000

40,287
20,588
13,820

74,695

2009 
Number 

2008
Number

669 
136 
142 

947 

574
167
143

884

At 31 December 2009 the Company employed 975 (2008: 931) staff.

Severance pay liability — Israel
The Group’s employees in Israel are eligible to receive certain benefits from the Group in certain defined circumstances. As such the Group 
operates a defined benefit severance pay plan which requires contributions to be made to separately administrated funds. 

The method used to determine the current service cost and the present value of the defined benefit obligation, according to IAS 19 
‘Employee Benefits’ is the Projected Unit Credit actuarial cost method. Actuarial gains and losses are recognised by the Group using the 
equity method.

The following table summarises the employee benefits figures as included in the Group’s financial statements for 2009 and 2008, 
respectively:

Severance pay liability (within trade and other payables) 
Income statement 
Actuarial movements on severance pay liability (deducted from retained earnings) 

2009 
US$’000 

2008
US$’000

229 
2,365 
196 

276
1,732
949

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

6 

Employee benefits continued
The main actuarial assumptions used in determining the fair value of the Group’s employee benefits plan are shown below:

Discount rate (nominal)1 
Estimated increase in employee benefits costs 
Voluntary termination rate 

2009 
% 

5.06% 
3% 
70% 

2008
%

3.22%
3%
70%

1  The discount rates are based on Israeli government bonds and reflect inflation rates of 2.81% and 0.6% in 2009 and 2008, respectively.

7 

Taxation
Corporate taxes

Current tax 
Deferred tax 

Taxation expense 

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

2,924 
(191) 

2,733 

2,988
69

3,057

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

Profit before taxation 

Tax at effective tax rate in Gibraltar 

Effect of overseas taxation 
Effect of deferred tax originating in overseas jurisdictions 

Total tax charge for the year 

27,566 

40,242

— 

2,924 
(191) 

2,733 

—

2,988
69

3,057

Current tax is calculated with reference to the profit of the Company and its subsidiaries in their respective countries of operation:

Gibraltar — The Company and its Gibraltar registered subsidiaries are subject to the provisions of the Gibraltar Companies (Taxation 
and Concessions) Act (the ‘CTCA’) as tax-exempt companies. Subject to a change of ownership or activity of a tax-exempt company, 
the grandfathering of tax-exempt benefits in respect of existing tax-exempt companies will extend up to 31 December 2010.  Domestic 
corporate tax in Gibraltar is 22% (2009/2010) 27% (2008/2009). Gibraltar’s Chief Minister has announced further reductions in anticipation 
of the introduction of a flat tax rate of 10% in 2010. A consultation is in place with respect to the new tax regime in Gibraltar but it is widely 
anticipated, following Government indications that it is expected the new rules will be in place by July 2010 but not come into effect until 
January 2011.

Israel — 888 have entered into certain transfer pricing agreements with the Israeli Income Tax Commissioner. The agreement in respect 
of Random Logic Limited is effective until the end of 2010. The agreement in respect of the Israeli branch of Intersafe Global Limited was 
effective until the end of 2007. Accordingly, the Group has discontinued the use of this branch. Domestic corporate tax in Israel in 2009 is 
26% (2008: 27%) and is scheduled to go down to 25% from 2010 and onwards.

UK — 888’s subsidiary in the UK pays corporate tax in the UK at the applicable rate of 28% (2008: 28%).

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8 

Earnings per share
Basic earnings per share from continuing operations
Basic earnings per share have been calculated by dividing the profit attributable to ordinary shareholders by the weighted average number 
of shares in issue during the year.

Diluted earnings per share
In accordance with IAS 33, ‘Earnings per share’, the weighted average number of shares for diluted earnings per share takes into account 
all potentially dilutive shares and share options granted, which are not included in the number of shares for basic earnings per share. In 
addition, certain employee options have also been excluded from the calculation of diluted EPS as their exercise price is greater than the 
weighted average share price during the year and it would not be advantageous for the holders to exercise the option. The number of 
options excluded from the diluted EPS calculation is 2,124,274 (2008: 3,117,110). 

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

Profit from continuing operations attributable to ordinary shareholders   
Weighted average number of Ordinary Shares in issue 
Effect of dilutive Ordinary Shares and Share options 
Weighted average number of dilutive Ordinary Shares  

Basic 
Diluted 

24,833 
345,182,718 
3,960,938 
349,143,656 

37,185
341,515,007
5,807,035
347,322,042

7.2¢ 
7.1¢ 

10.9¢
10.7¢

Earnings per share excluding share benefit charges
The Directors believe that EPS excluding share benefit charges better reflects the underlying performance of the business and assists in 
providing a clearer view of the performance of the Group. It is also a performance measure used internally to manage the operations of 
the business.

Reconciliation of profit to profit excluding share benefit charges:

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

Profit from continuing operations attributable to ordinary shareholders   
Share benefit charges 

Profit excluding share benefit charges 
Weighted average number of Ordinary Shares in issue 
Weighted average number of dilutive Ordinary Shares  

Basic earnings per share excluding share benefit charges 
Diluted earnings per share excluding share benefit charges 

9 

Dividends

24,833 
7,012 

37,185
8,391

31,845 
345,182,718 
349,143,656 

45,576
341,515,007
347,322,042

9.2¢  
9.1¢ 

13.4¢
13.1¢

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

Dividends paid 

22,445 

25,628

The Board of Directors will recommend to the shareholders a final divided in respect of the year ended 31 December 2009, of 3.0¢.

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

10   Acquisitions made during the year — Wink Bingo business

On 31 December 2009 the Group acquired the trade and assets comprising the online Wink Bingo business of Daub Limited (‘Wink Bingo 
Business’) for an all cash consideration. 

In calculating the goodwill arising on acquisition, the fair value of the net assets of the Wink Bingo business was valued by a professional 
valuation firm and recognised in accordance with IFRS 3 and adjustments from book value have been made where necessary. These 
adjustments are summarized as follows:

Liabilities to customers  
Intangible assets1 

Net assets 

1  See note 11.

  Book Value on  
acquisition 
 US$’000 

Fair value
adjustments 
US$’000 

(605) 
— 

(605) 

— 
2,415 

2,415 

Fair Value
US$’000

(605)
2,415

1,810

The fair value relates to the recognition of customer relationship (US$1,626,000) and trade names intangible assets (US$789,000) acquired 
as part of the acquisition. The customer relationship intangible asset is being amortised over its estimated useful economic life of 18 
months. Trade names intangible assets are subject to an annual impairment review. All intangible assets on acquisition have been identified 
and fair valued. The remaining goodwill represents the access to future trade associated with the operation of the Wink Bingo Business.  

Fair value of net assets acquired 
Goodwill 

Fair value of consideration including transaction costs  

Which is represented by:
Cash consideration to Daub Limited 
Contingent consideration (included with non-current liabilities)1 
Transaction costs 

Total fair value of consideration 

US$’000

1,810
20,053

21,863

17,588
3,811
464

21,863

1  The Directors estimate that an earn-out payment of US$3.8 million is likely to become payable in the future based on projected 
  performance during the period from April 2010 to March 2011. The earn-out payment is payable in cash by 31 May 2011.

Had the business been owned for the entire year, the revenue and operating profit for 2009 would have been $21.0 million and $3.5 million 
respectively. Given that the business was acquired on 31 December 2009 there has been no actual contribution to revenue or operating 
profit during the year.

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11 

Intangible assets

Cost or valuation
At 1 January 2008 
Additions 
Acquisitions 

At 31 December 2008 

Cost or valuation
Additions  
Acquisitions 

At 31 December 2009 

Amortisation 
At 1 January 2008 
Charge for the year 

At 31 December 2008 

Charge for the year 

At 31 December 2009 

Carrying amounts
At 31 December 2009 

At 31 December 2008 

At 31 December 2007 

Internally
 generated 
 intangible  
assets 
US$’000 

Acquired
intangible
assets 
US$’000 

Goodwill 
US$’000 

Total
US$’000

— 
5,303 
— 

5,303 

4,910 
— 

10,213 

— 
363 

363 

908 

1,271 

8,942 

4,940 

— 

4,314 
— 
13 

4,327 

100 
2,415 

6,842 

1,550 
1,463 

3,013 

550 

3,563 

3,279 

1,314 

2,764 

37,892 
166 
500 

38,558 

— 
20,053 

58,611 

— 
— 

— 

— 

— 

58,611 

38,558 

37,892 

42,206
5,469
513

48,188

5,010
22,468

75,666

1,550
1,826

3,376

1,458

4,834

70,832

44,812

40,656

Acquired intangible assets and goodwill
Online Bingo Business
Intangible assets and goodwill are associated with the cash generating online Bingo business unit acquired during May 2007 of the online 
Bingo business of Globalcom Limited and the acquisition of the Wink Bingo business in 2009 (see note 10). The intangible assets include 
customer lists, royalty agreements, trade names and software. These intangibles, except for trade names, are being amortised over their 
estimated useful economic lives of up to four years. On acquisition, the intangible assets have been identified and valued using third party 
professional valuers. During the year the Group also acquired an internet domain name which is used in its online Bingo business for a total 
cash consideration of US$100,000. With the exception of the US$500,000 acquisition in the prior year, all of the goodwill relates to the 
bingo cash generating unit. All of the income streams generated from the bingo business acquisitions have been treated as a single cash 
generating unit as the risks and rewards associated with those income streams are deemed to be sufficiently similar.

At the year end, the carrying value-in-use was determined by discounting the expected future cash flows of the online Bingo cash 
generating unit to their present value. The key assumptions for the value-in-use calculations were those regarding discount rate and 
growth rates of the business. The Directors estimate discount rates that reflect the current market assessment of the time value of money 
and risks appropriate to the online Bingo business. The discount rate that is considered by the Directors to be appropriate is 12% (2008: 
12%) being the Group’s specific weighted average cost of capital which also applies to the online Bingo cash generating unit.

In estimating the future cash flows the Group has used conservative estimates in respect of revenues generated and costs incurred. 
Growth rates of the online Bingo business are based on past experience and projections of future changes in the online gaming market, 
taking into account external sources of information such as analysts’ research reports. These suggest that Bingo is expected to 
demonstrate year on year growth. The Group has used lower and declining growth rates in estimating the future cash flows conservatively 
reflecting the current uncertainties about the medium-term global economic outlook. The Directors have used forecasts for the next five 
years of the expected cash flows, of which the first year is based on the Group’s current approved budget. 

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

11 

Intangible assets continued
An annual growth rate of 2% (2008: 4%) was used for 2010, 2% for 2011 (2008: 2%), and nil for 2012–2014 (2008: nil). Following year 
five, the Group extrapolates cash flows in perpetuity, using an estimated conservative growth rate of 1% (2008: 1%), which is lower than 
the forecasted long-term growth rate of the UK economy. Marketing costs associated with the Bingo cash generating unit were projected 
as a fixed percentage of revenues. All other operational costs are forecasted as percentage of revenue, such percentage increased 
conservatively by 10% (2008: 10%) in each of the five year periods to 2014, over and above the level of growth in revenues.

The Directors are not aware at this time of any need to change their key assumptions on which they have based their determination of 
the recoverable amount of the goodwill which would cause its carrying amount to exceed its recoverable amount. In fact, although such 
movements are not expected to arise, neither a 1% decrease in the growth rate in each of the next three years nor a 5% increase in the 
discount rate would have led to an impairment of the acquired intangible assets and goodwill in the current year.

Internet domain name
During the prior year the Group acquired an internet domain name based business which is used to generate traffic into the Group’s 
various web sites. Consideration of $US513,000 was paid in the prior year. 

The Directors have performed a valuation of the intangible asset acquired. The Directors took into account the following factors, amongst 
other, in determining the fair value of this intangible asset:

l   
l   
l   
l   

Domain’s ranking with search engines
Traffic ranking as a measure of popularity
Number of unique visitors to the site
Number of links pointing to the domain

The Directors concluded that the fair value that should be assigned to the intangible asset is of US$13,000 whilst the remainder of 
US$500,000 is to be recognised as goodwill (given that trade balances acquired were incidental). No further IFRS 3 disclosures have been 
given on the grounds of materiality.

Yearly impairment review
The Group regularly monitors the carrying value of its acquired intangible assets and goodwill, or when such events or changes in 
circumstances indicate that these may be impaired. The result of the review, undertaken as at 31 December 2009, was that no impairment 
needs to be recognised and the carrying value of the acquired intangible assets and goodwill is considered appropriate.

Internally generated intangible assets
The Group has put in place processes and procedures which enable it to ascertain technological feasibility before development costs 
are incurred and therefore be in a position to capitalise costs incurred after that point. Such expenditure is only capitalised when the 
development cost meets the definition of an intangible asset and the recognition criteria as set out in IAS 38 ‘Intangible assets’. 

The Group estimates the useful life of these assets as between 3 and 5 years. These assets are subject to impairment test wherever 
events or changes in circumstances indicate their carrying amount may not be recoverable on the same basis as described above for 
acquired intangible assets. At 31 December 2009 no impairment needs to be recognised and the carrying value of internally generated 
assets is considered appropriate.

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www.888holdingsplc.com 

12  Property, plant and equipment

Office 
furniture and  
equipment 
US$’000 

IT equipment 
US$’000 

Motor 

Leasehold
vehicles  improvements 
US$’000 
US$’000 

Total
US$’000

Cost
At 1 January 2008 
Additions 
Disposals 

At 31 December 2008 
Additions 
Disposals 

At 31 December 2009 

Accumulated depreciation
At 1 January 2008 
Charge for the year 
Disposals 

At 31 December 2008 
Charge for the year 
Disposals 

At 31 December 2009 

Depreciated cost
At 31 December 2009  

At 31 December 2008 

At 31 December 2007 

13 

Financial Assets

Opening balance at the beginning of the year 
Adjustment to market price 
Disposal of available for sale assets during the year 

18,013 
7,502 
— 

25,515 
7,917 
(307) 

33,125 

12,505 
3,986 
— 

16,491 
5,485 
(307) 

21,669 

11,456 

9,024 

5,508 

2,436 
137 
(72) 

2,501 
140 
— 

2,641 

1,056 
232 
(17) 

1,271 
219  
— 

1,490 

1,151 

1,230 

1,380 

406 
205 
(83) 

528 
— 
(25) 

503 

203 
69 
(34) 

238 
74 
(25) 

287 

216 

290 

203 

13,609 
1,008 
— 

14,617 
231 
— 

14,848 

4,204 
1,217 
— 

5,421 
1,266 
— 

6,687 

8,161 

9,196 

9,405 

34,464
8,852
(155)

43,161
8,288
(332)

51,117

17,968
5,504
(51)

23,421
7,044
(332)

30,133

20,984

19,740

16,496

  31 December  31 December
2008
US$’000

 2009 
US$’000 

223 
513 
(736) 

— 

654
(431)
—

223

Available-for-sale assets are quoted equity securities, the fair value of which is based on their published market price. 

All the financial assets were available-for-sale investments.

14  Deferred taxes

Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial 
reporting purposes and the amounts used for income tax purposes. The Group’s deferred tax assets resulting from temporary differences 
are as follows:

Accrued severance pay 
Provision for share benefit charges 
Provision for vacation 
Provision for convalescence 

  31 December  31 December
 2008
US$’000

 2009 
US$’000 

25 
238 
508 
26 

797 

37
174
370
25

606

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

15  Cash and cash equivalents

Cash and cash equivalents 
Restricted cash 

Restricted cash primarily relates to deposits held by banks for guarantees.

16  Trade and other receivables

Trade receivables 
Corporate tax 
Other receivables and prepayments 

  31 December  31 December
2008
US$’000

2009 
US$’000 

86,836 
675 

87,511 

97,522
922

98,444

  31 December  31 December
2008
US$’000

2009 
US$’000 

13,382 
— 
7,826 

21,208 

9,026
106
9,541

18,673

The carrying value of trade and other receivables approximates to their fair value as the credit risk has been addressed as part of 
impairment provisioning and, due to the short-term nature of the receivables, they are not subject to ongoing fluctuations in market rates.

17  Share capital

Share capital comprises the following:

Ordinary Shares of £0.005 each 

Authorised

  31 December  31 December  31 December  31 December
2008
US$’000

2009  
Number 

2009 
US$’000 

2008 
Number 

426,387,500 

426,387,500 

426,387,500 

426,387,500 

3,880 

3,880 

3,880

3,880

Allotted, called up and fully paid

  31 December  31 December  31 December  31 December
2008
US$’000

2009 
US$’000 

2009 
Number 

2008 
Number 

Ordinary Shares of £0.005 each 
Issue of ordinary shares of £0.005 each 

342,848,261 
3,685,836 

340,108,035 
2,740,226 

346,534,097 

342,848,261 

3,115 
37 

3,152 

3,097
18

3,115

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17  Share capital continued

The following tables include details on issue of ordinary shares of £0.005 each as part of the Group’s employee share option plan (see
note 20) during 2009 and 2008:

Issued during 2009 

1 January 2009 
15 January 2009 
8 March 2009 
17 March 2009 
31 March 2009 
14 April 2009 
30 April 2009 
21 May 2009 
1 June 2009 
10 June 2009 
18 June 2009 
14 July 2009 
3 September 2009 
7 September 2009 
10 September 2009 
14 September 2009 
25 September 2009 
4 October 2009 
19 October 2009 

Issued during 2008 

16 March 2008 
14 April 2008 
30 April 2008 
30 May 2008 
18 June 2008 
10 September 2008 
15 September 2008 
29 September 2008 
6 October 2008 
20 October 2008 

 Ordinary shares 
 of £0.005 each

800,741
50,000
427,161
81,899
100,000
160,000
198,925
51,659
122,318
84,809
475,941
141,972
115,893
124,910
80,023
143,957
 3,449
466,428
55,751

 Ordinary shares 
  of £0.005 each

105,503
635,621
320,590
230,671
475,941 
184,672 
152,004 
5,000 
527,535 
73,855

During 2009, the Company did not issue shares (2008: 28,834) in respect of employees’ exercising of market value options.

Shares issued are converted into US$ at the exchange rate prevailing on the date of issue. The issued and fully paid share capital of the 
Group amounts to US$3,217,000 (2008: US$3,180,000) and is split into 346,534,097 (2008: 342,848,261) ordinary shares. The share capital 
in UK sterling (GBP) is £1,732,670 (2008: £1,714,241) and translates at an average exchange rate of US$1.57 (2008: $1.85) to GBP.

18  Trade and other payables

Trade payables 
Corporate taxes 
Other payables and accrued expenses 

  31 December  31 December
2008
US$’000

2009 
US$’000 

5,239 
210 
33,402 

38,851 

6,107
—
31,747

37,854

The carrying value of trade and other payables approximates to their fair value given the short maturity date of these balances.

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

19 

Investments in significant subsidiaries 

Name 

  Percentage of  Percentage of
  equity interest  equity interest
2008
% 

2009 
% 

Country of  
Incorporation 

Nature of business

Intersafe Global Limited 
Cassava Enterprises Limited 
Virtual Services Limited 
Virtual Holdings Management Services (Gibraltar) Limited 
Intersafe Global (Europe) Limited 
Cassava Enterprises (Gibraltar) Limited 
Virtual Marketing Services (UK) Limited 
Cassava Sports Limited 

Active Media Limited 
Virtual Marketing Services (Gibraltar) Limited 
Dixie Operation Limited 
Random Logic Limited 

Brigend Limited  
ACTeCASH Limited1 
Fordart Limited 

Gibraltar 
Antigua 
BVI 
Gibraltar 
Gibraltar 
Gibraltar 
UK 
Gibraltar 

BVI 
Gibraltar 
Antigua 
Israel 

Gibraltar 
Gibraltar 
Gibraltar 

100 
100 
100 
100 
100 
100 
100 
100 

100 
100 
100 
100 

100 
— 
100 

100 
Payment processor
100  Customer call centre operator
100 
Advertising
100  Operates Group headquarters
Payment processor
100 
Gaming website operator
100 
100 
Advertising
Domain site owner through 
100 
which a third party operates
 a betting exchange
100  Customer call centre employer
100 
Marketing acquisition
100  Customer call centre operator
Research, development 
100 
and marketing
Bingo business operator 
e-Wallet service
General commercial 
business activities

100 
— 
100 

1   ACTeCASH is managed as a unit of the Group and utilises staff employed by the Group. In accordance with IAS 27 ‘Consolidated and 
  Separate Financial Statements’, the Group is deemed to have control of ACTeCASH by virtue of the fact it has the power to govern the 
financial and operating policies of this company and derives economic benefit from doing so. ACTeCASH is owned by the ACTeCASH 
and SPO ventures Trust and shares are held for the benefit of the Group. As such, ACTeCASH has been consolidated as part of 
the Group.

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www.888holdingsplc.com 

20  Share-based payment

Prior to flotation, the Company adopted two equity-settled employee share incentive plans — the 888 All-Employee Share Plan and the 
Long-term Incentive Plan. Awards were granted under the 888 All-Employee Share Plan conditional upon flotation. The 888 All-Employee 
Share Plan is open to all employees and Executive Directors of the Group who are not within six months of their normal retirement age at 
the discretion of the Remuneration Committee. Awards under this scheme will vest in instalments over a fixed period of up to four years.

The Company grants awards to certain Executive Directors and members of its senior management. These awards are subject to 
performance conditions imposed by the Remuneration Committee at the dates of grant. 

Details of Shares and Share Options granted as part of the 888 All-Employee Share Plan and shares granted vesting immediately on IPO 
and thereafter:

Share options granted

Outstanding at the beginning of the year 
Market value options granted during the year 
Market value options lapsed during the year 
Exercised during the year 

Outstanding at the end of the year1,2 

Weighted average exercise price for options outstanding at the end of the year 

Weighted average exercise price for options lapsed during the year 

  31 December  31 December
2008
Number

2009 
Number 

5,422,027 
2,095,864 
(1,490,102) 
— 

5,088,447
1,871,423
(1,509,009)
(28,834)

6,027,789 

5,422,027

£1.38 

£1.36 

£1.50

£1.45

1   Of the total number of options outstanding at the end of the year, 2,450,188 had vested and were exercisable at the end of the year 

(2008: 1,843,545). 

2   Range of exercise price for options outstanding at the end of the year is £1.02–£1.80 (2008: £1.14–£1.80).

Shares granted

Outstanding at the beginning of the year 
Shares granted — future vesting 
Lapsed future vesting shares 
Shares issued during the year 

Outstanding at the end of the year 

  31 December  31 December
2008
Number

2009 
Number 

9,786,426 
2,429,049 
(1,346,710) 
(3,685,836) 

9,802,660
4,258,381
(1,563,223)
(2,711,392)

7,182,929 

9,786,426

The following information is relevant in the determination of the fair value of options granted during the year under the equity-settled 888 
All-Employee Share Plan:

Valuation information

Option pricing model used 
Weighted average share price at grant date 
Weighted exercise price 
Risk-free interest rate range 
Expected volatility of the price of the underlying share  

2009 

2008

  Monte Carlo  Monte Carlo
£1.47
£1.47
4.52–4.66%
47–52%

£1.11 
£1.11 
3.99–5.48% 
55–63% 

Exercise period of the market value options is from vesting until expiry of 10 years after grant date.

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

20  Share-based payment continued

The Monte Carlo model takes into account all the minimum requirements set by IFRS 2 such as: the exercise price of the option, the 
current price of the underlying share, the expected volatility of the price of the underlying share, the expected dividend on the underlying 
share, the expected term of the option both contractual term and based on employees’ expected behaviour and the risk-free interest rate 
for the expected term of the option.

In accordance with International Financial Reporting Standards a charge to the income statement in respect of any shares or options 
granted under the above schemes will be recognised and spread over the vesting period of the shares or options based on the fair value of 
the shares or options at the date at grant, adjusted for changes in vesting conditions at each balance sheet date. This charge has no cash 
impact.

Share benefit charges

Year ended 

Year ended
  31 December  31 December
2008
US$’000

2009 
US$’000 

Charges in respect of share and option awards granted this year 
Charges in respect of share and option awards granted in previous years 

Charge for the year 

21  Related party transactions

1,146 
5,866 

7,012 

2,176
6,215

8,391

During the year the Group paid US$258,506 (2008: US$296,176) in respect of rent and office expenses to companies of which Mr John 
Anderson is a Director. At 31 December 2009 the amount owed to those companies was US$nil (2008: US$nil).

Remuneration paid to the Directors in the year totalled US$2,306,000 (2008: US$3,079,000).

Share benefit charge in respect of awards granted to the Directors totalled US$1,919,127 (2008: US$1,699,587).

22  Commitments

Lease commitments
Future minimum lease commitments under property operating leases for the year ended 31 December 2009 are as follows:

Leases expiring within 

One year 
Two to five years 

The amount paid in the year was US$2,646,000 (2008: US$2,801,000).

Lease commitments on the Group’s property are shown to the date of the first break clause.

  31 December  31 December
 2008
US$’000

2009 
US$’000 

2,463 
8,104 

10,567 

1,986
7,010

8,996

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www.888holdingsplc.com 

23 

Financial risk management 
The Group is exposed through its operations to risks that arise from use of its financial instruments. Policies and procedures for managing 
these risks are set by the Board following recommendations from the Chief Financial Officer. The Board reviews the effectiveness of these 
procedures and, if required, approves specific policies and procedures in order to mitigate these risks. 

The main financial instruments used by the Group, on which financial risk arises, are as follows:

l   
l   
l   
l   
l   
l   
l   

Cash and cash equivalents
Restricted cash
Trade and other receivables
Available-for-sale financial assets
Trade and other payables
Liabilities to customers
Contingent consideration on acquisition

Detailed analysis of these financial instruments is as follows:

Financial assets 

Trade receivables 
Other receivables 
Cash and cash equivalents 
Restricted cash 
Available-for-sale financial asset 

  31 December  31 December
 2008
US$’000

2009 
US$’000 

13,382 
7,412 
86,836 
675 
— 

9,026
5,897
97,522
922
223

108,305 

113,590

In accordance with IAS 39, with the exception of available-for-sale assets, all financial assets are classified as loans and receivables.

Financial liabilities 

Trade payables 
Other payables and accrued expenses 
Contingent Consideration 
Liabilities to customers 

  31 December  31 December
 2008
US$’000

2009 
US$’000 

5,239 
33,612 
3,811 
37,570 

80,232 

6,107
31,747
—
33,284

71,138

In accordance with IAS 39, all of the above financial liabilities are held at amortised cost.

At 31 December 2009 and 2008, the fair value and the book value of the Group’s financial assets and liabilities were materially the same.

Capital
The capital employed by the Group is composed of equity attributable to shareholders. The primary objective of the Group is maximizing 
shareholders’ value, which, from the capital perspective, is achieved by maintaining the capital structure most suited to the Group’s size, 
strategy, and underlying business risk. Other than disclosed elsewhere in note 24, there are no demands or restrictions on the Group’s 
capital.

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

23 

Financial risk management continued
The main financial risk areas are as follows:

Credit risk
Trade receivables
The Group’s credit risk is primarily attributable to trade receivables who are the Group’s payment service providers (‘PSP’). These are third 
party companies that facilitate deposits and withdrawals of funds to and from customers’ virtual wallet with the Group. These are mainly 
intermediaries that transact on behalf of the main credit card companies. 

The risk is that a PSP would fail to discharge its obligation with regard to the balance owed to the Group.

The Group reduces this credit risk by:

l    Monitoring those balances on a regular basis.
l   
l   
l   
l   

Arranging for the shortest possible cash settlement intervals. 
Replacing rolling reserve requirements, where they exist, with a Letter of Credit by a reputable financial institution.
Ensuring a new PSP is only contracted following various due diligence and ‘Know Your Customer’ procedures.
Ensuring policies are in place to reduce dependency on any specific PSP.

The Group believes that based on the above and on extensive past experience, the PSP receivables are of good credit quality and there is 
no requirement to provide for any potential bad debts arising from a PSP failing to discharge its obligation. None of the balances owed by 
the various PSP are overdue or impaired.

An additional credit risk the Group faces relates to customers disputing charges made to their credit cards (‘chargebacks’) or any other 
funding method they have used in respect of the services provided by the Group. Customers may fail to fulfil their obligation to pay which 
will result in funds not being collected. These chargebacks and uncollected deposits, when occurring, will be deducted at source by the 
PSPs from any amount due to the Group. As such the Group provides for these eventualities by way of a provision based on analysis 
of past transactions. This provision is netted off from the trade receivables balance and at 31 December 2009 was $1,586,000 (2008: 
$1,070,000). 

The Group’s in-house Fraud and Risk Management department carefully monitors deposits and withdrawals by following prevention and 
verification procedures using internally developed bespoke systems integrated with commercially available third party measures. 

Cash and cash equivalents
The Group controls its cash position out of its Gibraltar headquarters. Subsidiaries in its other locations (Israel, Antigua and London) 
maintain minimum cash balances which are deemed required for their operations.

Cash settlement proceeds from PSPs, as described above, are paid into bank accounts controlled by the Treasury function in Gibraltar.

The Group segregates funds due to customers and holds these funds in separate bank accounts. These funds are not used to fund 
activity other than that directly related to customers.

The Group maintains its funds with highly reputable financial institutions and will not hold funds with financial institutions with low 
credit rating.

The Group maintains its cash reserve in highly liquid deposits and regularly monitors rates in order to maximize yield.

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23 

Financial risk management continued
Restricted cash
Restricted cash is mainly attributed to a deposit in respect of the Group’s obligation with the developer of the offices of its subsidiary 
in Israel.

The Group’s maximum exposure to credit risk by type of financial instrument is summarized below:

Trade receivables 
Other receivables  
Cash and cash equivalents 
Restricted cash 
Available-for-sale financial asset 

 31 December 2009 

 31 December 2008

Carrying 
 value 
US$’000 

Maximum 
exposure 
US$’000 

13,382 
7,412 
86,836 
675 
— 

13,382 
 7,412 
86,836 
675 
— 

Carrying 
value 
US$’000 

9,026 
5,897 
97,522 
922 
223 

Maximum
exposure
US$’000

9,026
5,897
97,522
922
223

108,305 

108,305 

113,590 

113,590

Liquidity risk
Liquidity risk exists in the case where the Group will encounter difficulties in meeting its financial obligations as they become due.

The Group monitors its liquidity in order to ensure that sufficient liquid resources are available to allow it to meet its obligations.

In the case of the Group’s liability to its customers, the Group maintains these deposits in separate bank accounts which are not used for 
its day to day operations.

The Group has ensured that cash earmarked to fund its final dividend payment for 2009, is in place.

The Group expects to have sufficient liquidity to meet all of its financial obligations under all reasonably expected circumstances and will 
not need to resort to any borrowing.

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

23 

Financial risk management continued
The following table details the contractual maturity analysis of the Group’s financial liabilities:

On demand 
In 3 months 
Between 3 months and 1 year 
More than 1 year 

Trade  
payables 
US$’000 

2,002 
3,237 
— 
— 

5,239 

 31 December 2009
Other 

Contingent 
payables1  consideration 
US$’000 
US$’000 

Liabilities
to customers 
US$’000 

4,592 
25,774 
3,017 
229 

33,612 

— 
— 
— 
3,811 

3,811 

37,570 
— 
— 
— 

37,570 

1   Includes other payables, accrued expenses and provisions.

On demand 
In 3 months 
Between 3 months and 1 year 
More than 1 year 

 31 December 2008

Trade  
payables 
US$’000 

Other 
payables1 
US$’000 

Deferred
acquisition 
liability 
US$’000 

Liabilities
to customers 
US$’000 

2,614 
3,493 
— 
— 

6,107 

7,255 
21,955 
2,261 
276 

31,747 

— 
— 
— 
— 

— 

33,284 
— 
— 
— 

33,284 

Total
US$’000

44,164
29,011
3,017
4,040

80,232

Total
US$’000

43,153
25,448
2,261
276

71,138

1   Includes other payables, accrued expenses and provisions.

Market risk
Interest rate risk
The Group’s exposure to interest rate risk is limited to the interest bearing deposits in which the Group invests surplus funds. 

The Group’s policy is to invest surplus funds in low risk money market funds or on call over night facilities. The Group also arranged with its 
principal bankers that excess funds are swept automatically across its accounts, every night, in order to maximize availability of funds for 
investments. 

Downside interest rate risk is minimal as the Group has no borrowings. Given current low US$ interest rate a 0.5% downward movement 
in bank interest rates would not have a significant impact on finance income for the year. However, a 0.5% increase in interest rates would, 
based on the year end deposits, increase annual profits by US$400,000.

Currency risk
The Group’s financial risk arising from exchange rate fluctuations is mainly attributed to:
l    Mismatch between Balance sheet Liabilities to customers which is predominately denominated in US$ and the net receipts from 

customers which are settled in the currency of the customer’s choice, of which sterling (GBP) and euros (EUR) are significant. 

l    Mismatch between reported revenue which is mainly generated in USD (the Group’s functional and reporting currency) and 

l   

significant portion of deposits which are settled in local currencies. 
Expenses, the majority of which are denominated in foreign currencies including sterling (GBP), the euro (EUR) and the New 
Israeli Shekel (ILS). 

72

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www.888holdingsplc.com 

23 

Financial risk management continued
The Group continually monitors the foreign currency risk and takes steps, where practical, to ensure that the net exposure is kept to
an acceptable level, inter alia by using foreign exchange forward contracts designed to fix the economic impact of known liabilities. At
31 December 2009 and 31 December 2008, there were no outstanding forward contracts. There were no significant fair value movements 
on these contracts during the year.

The tables below detail the net financial position by currency at 31 December 2009 and 2008: 

Cash and cash equivalent 
Receivables 

Net monetary assets 

Payables 

Net monetary liabilities 

Net financial position 

Cash and cash equivalent 
Receivables 

Net monetary assets 

Payables 

Net monetary liabilities 

Net financial position 

GBP 
US$’000 

EUR 
US$’000 

ILS 
US$’000 

USD 
US$’000 

 Other 
US$’000 

31 December 2009

11,753 
7,577 

19,330 

(23,969) 

(23,969) 

(4,639) 

4,803 
1,541 

6,344 

(2,977) 

(2,977) 

3,367 

7,636 
665 

8,301 

(9,868) 

(9,868) 

(1,567) 

62,195 
9,395 

71,590 

(42,924) 

(42,924) 

28,666 

31 December 2008

1,124 
2,030 

3,154 

(494) 

(494) 

2,660 

GBP 
US$’000 

EUR 
US$’000 

ILS 
US$’000 

USD 
US$’000 

Other 
US$’000 

8,755 
4,432 

13,187 

(15,726) 

(15,726) 

(2,539) 

1,891 
2,703 

4,594 

(3,777) 

(3,777) 

817 

8,254 
717 

8,971 

(11,308) 

(11,308) 

(2,337) 

78,837 
10,145 

88,982 

(40,270) 

(40,270) 

48,712  

707 
793 

1,500 

117,234

(57) 

(57) 

1,443 

(71,138)

(71,138)

 46,096

Total
US$’000

87,511
21,208

108,719

(80,232) 

(80,232)

 28,487

Total
US$’000

98,444
18,790

During 2008 the Board authorised the creation of a dedicated treasury function within the Finance division which was set up. Its 
responsibility is to manage the cash resources of the Group and minimise the various exposures associated with holding and investing 
these funds.  

Sensitivity analysis
The table below details the effect on profit before tax of a 10% strengthening (and weakening) in the US Dollar exchange rate at the 
balance sheet date for balance sheet items denominated in Sterling, Euros and New Israeli Shekels:

10% Strengthening 
10% Weakening 

10% Strengthening 
10% Weakening 

Year ended 31 December 2009
GBP 

EUR 

ILS

464  
(464) 

(336) 
336 

Year ended 31 December 2008

GBP 

237 
(237) 

EUR 

(82) 
82 

156
(156)

ILS

191
(191)

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Consolidated Financial Statements

24   Contingent liabilities and regulatory issues

(a) 

(b) 

(c) 

As part of the Board‘s ongoing regulatory compliance and operational risk assessment process, the Board continues to monitor 
legal and regulatory developments, and their potential impact on the business, and continues to take appropriate advice in respect 
of these developments.

Given the nature of the legal and regulatory landscape of the industry, from time to time the Group has received notices, 
communications and legal actions from a small number of regulatory authorities and other parties in respect of its activities. The 
Group has taken legal advice as to the manner in which it should respond and the likelihood of success of such actions. Based on 
this advice and the nature of the actions, the Board is unable to quantify reliably any material outflow of funds that may result, if any. 
Accordingly, no provisions have been made.

Following the enactment of the UIGEA on 13 October 2006, the Group stopped taking any deposits from customers in the US and 
barred such customers from wagering real money on all of the Group’s sites. Notwithstanding this, there remains a residual risk of 
an adverse impact arising from the Group having had customers in the US prior to the enactment of the UIGEA. The Board is not 
able to identify reliably at this stage what, if any, liability may arise and accordingly, no provision has been made. On 5 June 2007 
the Group announced that it has initiated preliminary discussions with the United States Attorney’s Office for the Southern District of 
New York. It is too early to assess any particular outcome of these discussions.

74

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www.888holdingsplc.com 

Company Balance Sheet
At 31 December 2009

Assets
Non-current assets
Investments in subsidiaries 
Financial assets 

Current assets
Trade and other receivables 
Cash and cash equivalents 

Total assets 

Equity and liabilities
Equity 
Share capital 
Share premium 
Available-for-sale reserve 
Retained earnings 

Total equity attributable to equity holders of the parent   

Liabilities
Current liabilities
Trade and other payables 

Total liabilities 

Total equity and liabilities 

  31 December  31 December
2008
US$’000

2009 
US$’000 

Note 

2 
6 

3 
4 

5  

7 

18,941 
— 

18,941 

124,819 
45,928 

170,747 

189,688 

3,152 
65 
— 
14,344 

17,561 

13,777
223

14,000

134,683
38,565

173,248

187,248

3,115
65
(536)
17,951

20,595

172,127 

172,127 

189,688 

166,653

166,653

187,248

The financial statements on pages 75 to 79 were approved and authorised for issue by the Board of Directors on 22 March 2010 and were 
signed on its behalf by:

Gigi Levy 

Aviad Kobrine

Chief Executive Officer 

Chief Financial Officer

The notes on pages 78 and 79 form part of these financial statements.

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888 Holdings plc
Annual Report & Accounts 2009

Company Statement of Changes in Equity 
For the year ended 31 December 2009

Balance at 1 January 2008 
Dividend paid 
Issue of shares 
Exercise of market value options 
Share benefit charges 
Total comprehensive income for the year 

Balance at 1 January 2009  

Dividend paid 
Issue of shares 
Share benefit charges 
Total comprehensive income for the year 

Balance at 31 December 2009  

Share 
capital 
US$’000 

Share 
premium 
US$’000 

Available-
for-sale 
reserve 
US$’000 

3,097 
— 
18 
— 
— 
— 

3,115 

37 
— 
— 

3,152 

— 
— 
— 
65 
— 
— 

65 

— 
— 
— 
— 

65 

(105) 
— 
— 
— 
— 
(431) 

(536) 

— 
— 
— 
536 

— 

Retained
earnings 
US$’000 

19,591 
(25,628) 
(18) 
— 
8,391 
15,615 

17,951 

(22,445) 
 (37) 
 7,012 
11,863 

14,344 

Total
US$’000

22,583
(25,628)
—
65
8,391
15,184

20,595

(22,445)
—
7,012
12,399

17,561

The following describes the nature and purpose of each reserve within equity.

Share capital — represents the nominal value of shares allotted, called-up and fully paid for.
Share premium — represents the amount subscribed for share capital in excess of nominal value.
Available-for-sale reserve — represents the gain or loss arising from a change in the fair value of an available-for-sale financial asset.
Retained earnings — represents the cumulative net gains and losses recognised in the consolidated income statement. 

Company Statement of Comprehensive Income
For the year ended 31 December 2009

Profit for the period 
Valuation gain/(losses) of available-for-sale investments 
Disposal of available-for-sale asset 

Total comprehensive income for the period  

  31 December  31 December
2008
US$’000

2009 
US$’000 

11,863 
513 
23 

12,399 

15,615
(431)
—

15,184

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Company Statement of Cash Flows
For the year ended 31 December 2009

Year ended 

Year ended 

Year ended
  31 December  31 December  31 December  31 December
2008
US$’000

2009 
US$’000 

2009 
US$’000 

2008 
US$’000 

Year ended 

Cash flows from operating activities
  Loss before income tax 
Adjustments for

Interest received 

  Share benefit charges 
  Decrease/(increase) in amounts owed by subsidiaries 
(Increase)/decrease in other accounts receivables 
(Decrease)/increase in trade payables 
Increase in amounts owed to subsidiaries 
Increase/(decrease) in other accounts payables 

Cash generated from/(used in) operations 
Tax paid 

Net cash generated from/(used in) operating activities 
Cash flows from investing activities

Interest received 

  Disposal of available-for-sale assets 
  Dividends received 

Net cash generated from investing activities 
Cash flows from financing activities
  Dividends paid 
  Exercise of Market Value options 

Net cash used in financing activities 

Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalents at the beginning of the year 

Cash and cash equivalents at the end of the year 

The notes on pages 78 and 79 form part of these financial statements.

(10,426) 

(176) 
1,884 
10,490 
(626) 
(168) 
4,832 
690 

176 
732 
22,445 

(22,445) 
— 

(9,778) 

(2,537)
1,499
(51,853)
815
23
11,179
(380)

2,537
—
25,628

6,500 
(45) 

6,455 

 (51,032)
(125)

(51,157)

23,353 

28,165

(25,628)
65

(22,445) 

7,363 
38,565 

45,928 

(25,563)

(48,555)
87,120

38,565

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888 Holdings plc
Annual Report & Accounts 2009

Notes to the Company Financial Statements

1 

General information and accounting policies
A description of the Company, its activities and definitions are included in note 1 to the consolidated financial statements.

The Company has applied accounting policies identical to the Group’s accounting policies listed in note 2 to the consolidated financial 
statements other than in relation to investments in its subsidiaries which are held at cost less any impairment provision required.

Under Section 10(2) of the Gibraltar (Consolidated Accounts) Act 1999, the Company is exempt from the requirement to present its own 
income statement.

2  

Investments in subsidiaries
The Company’s subsidiaries are listed in note 19 to the consolidated financial statements and are held at cost less provision for any 
impairment. The Group applies IFRIC 11 ‘Group and treasury share transactions’. Consequently, the Parent Company recognises as a cost 
of investment the value of its own shares that it makes available for the purpose of granting share options to employees or contractors of 
its subsidiaries. The movement on investment in subsidiaries in both years was in respect of IFRIC 11. This amount was US$5,164,000 in 
2009 (2008: US$6,892,000).

3 

Trade and other receivables

Amounts due from subsidiaries 
Other receivables and prepayments 

  31 December  31 December
2008
US$’000

2009 
US$’000 

123,855 
964 

124,819 

134,345
338

134,683

The carrying value of trade and other receivables approximate to their fair value. None of the balances included within trade and other 
receivables are past due or impaired. Amounts due from subsidiaries are payable on demand

4 

Cash and cash equivalents

Cash and cash equivalents 
Restricted cash 

  31 December  31 December
2008
US$’000

2009 
US$’000 

45,928 
— 

45,928 

38,308
257

38,565

Restricted cash primarily relates to deposits held by banks for guarantees.

5 

Share capital
The disclosures in note 17 to the consolidated financial statements are identical for the Company.

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6 

Financial assets
The disclosures in note 13 to the consolidated financial statements are identical for the Company.

7 

Trade and other payables

Trade payables 
Amounts due to subsidiaries 
Corporate tax 
Other payables and accrued expenses 

  31 December  31 December
2008
US$’000

2009 
US$’000 

21 
168,105 
223 
3,778 

172,127 

189
163,201
175
3,088

166,653

The carrying value of trade and other payables approximate to their fair value. All balances included within trade and other payables are 
repayable on demand.

Financial risk management
The Company’s financial risk management objectives and policies are identical to those of the Group as disclosed in note 23 to the 
consolidated financial statements.

Contingent liabilities
The disclosures in note 24 to the consolidated financial statements are identical for the Company.

8 

9 

10  Share-based payment

The disclosures in note 20 to the consolidated financial statements are identical for the Company.

11  Related party transactions

During the year the Company received dividends from its subsidiaries totalling US$22,445,000 (2008: US$25,628,000) and paid to its 
shareholders dividends totalling US$22,445,000 (2008: US$25,628,000). 

Remuneration paid to Directors of the Company by its subsidiaries in the year totalled US$155,437 (2008: US$176,000).

Share benefit charges in respect of options and shares of the Company awarded to employees of subsidiaries totalled US$5,164,000 
(2008: US$6,892,000).

During the year subsidiaries of the Company participated in funding its costs which totalled US$9,585,000 (2008: US$8,862,000).

At 31 December 2009, net amount owed by the Company to its subsidiaries US$44,214,000 (2008: US$28,856,000).

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888 Holdings plc
Annual Report & Accounts 2009

Shareholder Information

Group websites
A range of shareholder information is available in the Investor Relations area of the Group’s website, www.888holdingsplc.com, including:

l  Latest information on the Group’s share price

l 

Information on the Group’s financial performance 

l  News and events

The following websites can be also accessed through the Group’s main web portal www.888.com or are available directly.

Casino
888’s Casino games are offered through its Casino-on-Net and Reef Club Casino offerings

l  www.Casino-on-Net.com

l  www.ReefClubCasino.com

Poker
888’s Poker offering is through Pacific Poker

l  www.PacificPoker.com

Sportsbook
888’s Sportsbook offering is through 888sports

l  www.888sport.com

Bingo
888’s Bingo offering is through 888ladies and Wink 

l  www.888ladies.com 

l  www.winkbingo.com 

888.it: 
The Group’s sports offering for the Italian market

l  www.888.it

Backgammon: 
888’s Backgammon offering is through 888backgammon

l  www.888.com/backgammon

Mobile: 
888’s enable access to a mobile platform through 888mobile

l  www.888mobile.com

Betmate: 
888 Offers access to a betting exchange

l  www.Betmate.com 

888.tv: 
A portal for skill games allowing members to download games, open accounts and play tournaments

l  www.888.tv

888.info: 
Allows members to practice their gaming skills for fun through a number of key Casino and Poker games

l  www.888.info

888responsible: 
The Group’s dedicated site focusing on responsible gaming

l  www.888responsible.com

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888 Holdings plc
Annual Report & Accounts 2009

Welcome

888 is one of the world’s most popular 
online gaming entertainment 
and solutions providers

888 has been at the forefront of the 
online gaming industry for over a 
decade, allowing both players and 
B2B partners to enjoy a world-class 
gaming experience.

888’s consumer facing websites offer more 
than just online gaming. They are entertainment 
destinations, places where people can enjoy a 
truly interactive experience and be part of an 
online community that shares common interests. 

As well as providing players with an innovative, 
comprehensive and enjoyable gaming experience, 
through Dragonfish, partners also benefit 
from 888’s decade long industry experience. 
Dragonfish provides partners with Total Gaming 
Services — customisable solutions offering the 
ideal platform through which to establish an online 
gaming presence and monetise their brand.

888 websites provide an enjoyable customer 
experience in a safe and secure environment. 
888 remains a leader in responsible gaming, with 
specialist websites dedicated to both corporate 
responsibility and responsible gaming. 
responsibility and responsible gaming. 

Our strategy is to increase shareholders’ value 
Our strategy is to increase shareholders’ value 
through achieving profitable growth both 
through achieving profitable growth both 
organically, through the acquisition and retention 
organically, through the acquisition and retention 
of valuable players and partners, and through 
of valuable players and partners, and through 
strategic acquisitions.
strategic acquisitions.

Contents

 01   Highlights

 02   Chairman’s Statement

 04   Chief Executive Officer’s Review

 08   Enhanced Business Review

 22   Corporate Social Responsibility

 26   Risk Report

 27   Board of Directors

 28   Corporate Governance

 31   Remuneration Report

 39   Directors’ Report

 42  

Independent Auditors’ Report

 44   Consolidated Income Statement

 45   Consolidated Balance Sheet

 46   Consolidated Statement of Changes in Equity

 46   Consolidated Statement of Comprehensive

Income

 47   Consolidated Statement of Cash Flows

 48   Notes to the Consolidated Financial Statements

 75   Company Balance Sheet

 76   Company Statement of Changes in Equity

 76   Company Statement of Comprehensive Income

 77   Company Statement of Cash Flows

 78   Notes to the Company Financial Statements

 80   Shareholder Information

Shareholder Services
All enquiries relating to Ordinary Shares, Depository Interests, 

Auditors
BDO LLP

dividends and changes of address should be directed to the Group’s 

Chartered Accountants 

55 Baker Street

London 

W1U 7EU

UK

BDO Limited 

Registered Auditors

Montagu Pavilion

8–10 Queensway

Gibraltar

Incorporated in Gibraltar with

registered number 90099

Transfer Agent:

Capita Registrars

The Registry

34 Beckenham Road

Beckenham

Kent

BR3 4TU 

Tel: 0870 162 3100

www.capitaregistrars.com

Further Information
For further information please contact:

Company Secretary
888 Holdings Public Limited Company

Suite 601/701

Europort

Europort Road

Gibraltar

info@888holdingsplc.com

Principal Bankers
The Royal Bank of Scotland plc

280 Bishopsgate

London

EC2M 4RB

Solicitors
Freshfields Bruckhaus Deringer

65 Fleet Street

London

EC4Y 1HS

Hassans

57/63 Line Wall Road

Gibraltar

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 888 Holdings plc

Suite 601/701 Europort

Europort Road

Gibraltar

T: +350 20049800

F: +350 20048280

E: Info@888holdingsplc.com

www.888holdingsplc.com

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Annual Report & Accounts 2009

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