Knosys
Annual Report 2020

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Knosys Limited ABN 96 604 777 862 Annual Report 30 June 2020 Knosys Limited Chairman’s letter to shareholders 30 June 2020 Dear Shareholders, I have pleasure in presenting to you the 2020 Annual Report of Knosys Limited. I am pleased to report that the Company has had another successful year during 2020. We have had strong year-on-year growth in recurring revenue. We have a solid base of enterprise customers that has strong potential for growth. We have added clients in the mid-market sector, and there are more potential clients in the pipeline. We have proven to be resilient despite the COVID-19 pandemic, and because of the nature of our products and services, we may even benefit from it. Our revenue figures reflect both stability and growth. Licence and support fee revenue for the year to 30 June 2020 rose by 19 per cent compared to the prior year, to $2.94 million. This revenue is primarily generated by long-term enterprise customers on multi-year contracts. Total operating revenue for the consolidated entity rose by eight per cent to $3.14 million. The consolidated entity reported a net loss of $908,391 for the 2020 financial year (2019 net loss: $771,912). Cash and cash equivalents amounted to approximately $2.34 million. We continue to have a solid customer base. The number of licensed users of the Knosys product increased to 41,360 at the end of the 2020 financial year. One of the highlights of the 2020 year was the announcement in June of a new substantial professional services contract with ANZ Bank New Zealand for the deployment of a standalone Knowledge IQ system. The nine-month project commenced in June is expected to generate revenue of approximately $0.84 million. Knosys retains a strong core of enterprise customers, which includes ANZ Bank, Optus and Singtel. These customers continue to be a source of revenue growth amid demand for additional licence and services. We are well positioned to strengthen our position in both the enterprise and mid-market sectors. In the June quarter, our new reseller, Stellar, was signed and achieved its first sales. In the last quarter of the financial year, in the mid-market sector, a local government council and an Asian-based logistics company started using our KIQ Cloud platform. We have witnessed a general increase in mid-market opportunities and anticipate some potential customers will seek knowledge management solutions in the current financial year. Although new business growth during 2020 was slower than expected — partly because potential customers delayed decisions or put projects on hold in light of the COVID-19 pandemic — the Company is trading well and is well positioned to benefit from the increasing number of people who are now working from home because of pandemic-related restrictions. We are developing a new marketing strategy that has a greater digital focus and is more suited to the COVID-19 environment where traditional in-person marketing activities are limited. Our growth strategy, based on delivering solutions designed to connect and engage employees and improve customer engagement, is the right strategy for the current environment and the future. We are well placed to continue building our recurring revenue base and to achieve further sales success in the 2021 financial year. On behalf of the Directors, I would like to again thank all shareholders for their continuing support and wish them, their families, friends and associates the best during these difficult times across the globe. Hon. Alan Stockdale AO CHAIRMAN 26 August 2020 Knosys Limited Managing Director’s Operations Report 30 June 2020 Financial Highlights The 2020 financial year has been another step forward for Knosys with continued growth in the Company’s revenue. • • • • • • Licence and support fee revenues, increased by 19% to $2,945,267 (2019: $2,477,848); Total operating revenue for the consolidated entity increased by 8% to $3,137,317 (2019 revenue: $2,909,228); The licensed user base of the Knosys product stood at 41,360 at the end of June 2020; The loss for the consolidated entity after providing for income tax was $908,391 (2019 loss: $771,912); Net cash outflow from operating activities was $477,607 (2019 outflow: $441,006); and The consolidated entity had net assets of $2,591,180 at 30 June 2020 (2019: $3,413,808) and held cash and cash equivalents of $2,335,909 (2019: $2,911,318). Subsequent to year-end, total cash balances were $3.7 million at 31 July 2020, after the collection of annual licence fees and other June 2020 receivables. Annual Recurring Revenue $3,500,000 $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 $0 FY16 FY17 FY18 FY19 FY20 Jul'20* annual run rate *Jul’20 annual run rate is calculated as contracted licence and support fee revenue for the month, multiplied by 12 Knosys Licensed Users s e c n e c i L f o . o N 45000 40000 35000 30000 25000 20000 15000 10000 5000 0 Jun'16 Jun'17 Jun'18 Jun'19 Jun'20 1 Knosys Limited Managing Director’s Operations Report 30 June 2020 Overview of Knosys Knosys is an Australian SaaS software company that is simplifying omni-channel knowledge management to improve the productivity of employees and drive better customer experiences. Our mission is to deliver knowledge management solutions to enable organisations to strengthen customer loyalty, retention and lifetime value. Our market- leading enterprise solution, KnowledgeIQ, is designed to provide personalised information to customers and their staff that will transform business productivity and engagement. The Knosys solution is available to mid-market customers through KIQ Cloud. This cloud-based service offers mid-market customers an easier onboarding process, lower total cost of ownership and faster implementation by comparison to our enterprise customers. KIQ Cloud complements our enterprise offering, offers an efficient path to wider sales success and will assist in broadening the sales and revenue profile of the company. KIQ Cloud is an omni-channel knowledge management solution designed to simplify and centralise the organising and sharing of knowledge. KIQ Cloud makes it easy for teams and individuals to find the right information, exactly when they need it, and provides direction for work-flows, processes and compliance. The cloud service is perfect for businesses that operate customer contact centres, service desks, frontline offices or online self-service channels. The Knosys solution is designed to be the core application for an information worker, available on their desktop, tablet or smartphone. This app drives productivity and optimises processes by incorporating process wizards, decision guidance, collaboration and feedback. It provides learning based on user behaviours, patterns and profiles. It also acts as the single knowledge hub from which all digital engagement solutions such as chatbots, web sites and self-service kiosks can consume relevant information and interact with end-customers in a consistent manner. The Knosys solution can be deployed across many areas of a business, including, but not limited to, contact centres, distributed frontline offices, sales teams, compliance and administration. Business performance and market conditions Knosys has continued its track record of delivering a stable and growing base of recurring revenue. The Company achieved a 19% year-on-year increase in licence and support fee revenues for the year to 30 June 2020. Currently the annual run rate is $3million, principally from long term enterprise customers on multi-year contracts. In June, Knosys announced the new substantial professional services contract with ANZ Bank New Zealand to deploy a standalone KnowledgeIQ system in-country. This project commenced in June 2020 and project revenues of approximately $0.84m are expected to be earned over a nine-month project period. New business growth for the year was slower than anticipated due, at least in part, to potential customers deferring decisions or stalling projects in the second half of the year, given the global pandemic. However, the business is well insulated from the current unprecedented situation, is trading well and anticipates exiting this period as a stronger business. The Company is well positioned to capitalise on the new paradigm of ‘working from home’ which is expected to continue in one form or another post-COVID. Knosys believes its vision to be a significant SaaS information management company, delivering solutions designed to connect and engage employees and improve customer engagement, is the correct growth strategy during this period and the future. Knosys therefore continues to focus on product innovation to support existing customers and attract new prospective clients. Marketing activities Knosys is investing in two key areas to support what it believes will be an extended COVID business environment that limits traditional in-person marketing activities. • Articulating the Knosys brand in a way that makes the brand stronger and its offer more distinctive. In the current environment, potential clients are scanning the market virtually entirely by digital means. Brand awareness and the ability to articulate a winning value proposition are even more critical in driving new business. • Developing a 12-month accountable marketing and content strategy for internal sales, channel partners, advertising and digital channels. The outcome from this work is to ensure the brand story, elevator pitch and key messages are communicated with credibility and clarity across all marketing elements. Other more traditional sales and marketing activities have been reduced or deferred due to COVID restrictions. 2 Knosys Limited Managing Director’s Operations Report 30 June 2020 Building growth opportunities The business is well positioned to build on new business opportunities both in the enterprise segment and the mid-market segment. Knosys’ new reseller, Stellar, was onboarded during the June quarter and achieved its first sales through its sales channels. In the enterprise space the Company has progressed discussions with two major prospects (banking and financial services) with pilot programs commenced in the new financial year. These pilots are in use as a means for these prospective customers to evaluate the KnowledgeIQ platform for potential future deployment. During the final quarter of the financial year, in the mid-market sector, the Company onboarded a local government council and an Asia-based logistics company to the KIQ Cloud platform. Interest from potential customers is reasonably active despite the tendency to delay purchase decisions because of the COVID-19 pandemic. Knosys has witnessed a general increase in mid-market opportunities and has been advised by several prospective customers that they will go to market in the 2021 financial year to procure new knowledge management solutions. Knosys continues to have strong core of existing enterprise customers including ANZ Bank, Optus and Singtel. As evidenced by the above-mentioned contract with ANZ Bank New Zealand, these enterprise customers continue to be a source of revenue growth amid demand for additional licences and services. Knosys continues to see strong engagement and remains confident that it provides an important solution for companies seeking to manage their workforce and workflow more efficiently. The extended COVID environment has resulted in a paradigm shift towards remote working. Consequently, demand for knowledge management has increased markedly. The Company aims to capitalise on this by driving new business initiatives and investing in the Knosys brand proposition over the coming 12 months. Knosys has also intensified its scan of the market for additional SaaS businesses to acquire. Potential targets must have complementary offerings that tie in with Knosys’ vision. Whilst no prospect has yet progressed successfully to completion, the Company continues to negotiate and evaluate opportunities. Stable cashflow and financial outlook The Company has entered the new financial year with a healthy cash balance and a track record of stable and reliable cash inflows generated by its licensed user base. Knosys commences the 2021 financial year with an annual recurring revenue run rate of $3 million, the ANZ New Zealand professional services contract, an expected Research and Development tax rebate in line with prior years and the opportunity for growth from new and existing customers. Combined with the current operational cost base of the core business, this places Knosys in a strong position to improve strongly on the financial and cash performance of the 2020 financial year. 3 Knosys Limited Managing Director’s Operations Report 30 June 2020 Future Focus The Knosys Board and Management team are focused on continuing to build Knosys’ position as a leading SaaS information management provider by achieving several important goals over the coming year: • Grow organic revenue to $5m in next 12 months; • Achieve a break-even and cash flow positive position by June 2021; • Complete one or more strategic acquisitions; and • Transition into a multi-offering SaaS business. In the current COVID-19 environment, Knosys will continue to prioritise the safety and wellbeing of its staff and customers. The business is well settled into its remote working operating model. The Company continues to deliver its services to existing and new customers in a seamless manner without disruption, whilst managing the safety of its dedicated team of employees. I would like to thank our dedicated staff for pursuing our growth strategy, our product development programs and our geographic expansion in the 2020 financial year. I particularly thank them for their dedication during the second half of this financial year. Our business has a strong team, an excellent product offering and is very well positioned to continue growing its recurring revenue as we move towards an EBITDA-positive position. We look forward to an exciting year ahead. John Thompson MANAGING DIRECTOR 26 August 2020 4 Knosys Limited Directors' report 30 June 2020 The directors present their report, together with the financial statements, on the consolidated entity (referred to hereafter as the 'consolidated entity') consisting of Knosys Limited (referred to hereafter as the 'company' or 'parent entity') and the entities it controlled at the end of, or during, the year ended 30 June 2020. Directors The following persons were directors of Knosys Limited during the period from 1 July 2019 to the date of this report, unless otherwise stated: Hon. Alan Stockdale (Non-executive Chairman) Mr John Thompson (Managing Director) Peter Pawlowitsch (Non-executive Director) Review of operations Refer Managing Director’s Operations Report. Principal activities During the financial year the principal continuing activities of the consolidated entity consisted of: ● Computer software sales, licencing and development. Dividends No dividends were paid or declared during the financial year. Significant changes in the state of affairs There were no significant changes in the state of affairs of the consolidated entity during the financial year, other than those discussed already in the review of operations. Matters subsequent to the end of the financial year The impact of the Coronavirus (COVID-19) pandemic is ongoing and, while the impact has not been financially negative for the consolidated entity up to 30 June 2020 and has created some potential growth opportunities, it is not practicable to estimate the potential impact, positive or negative, after the reporting date. The situation is rapidly developing and is dependent on measures imposed by the Australian Government and other countries, such as maintaining social distancing, lockdowns, quarantine measures, travel restrictions and any economic stimulus that may be provided. No other matter or circumstance has arisen since 30 June 2020 that has significantly affected, or may significantly affect the consolidated entity's operations, the results of those operations, or the consolidated entity's state of affairs in future financial years. Likely developments and expected results of operations Knosys expects a continued expansion of the market and the adoption of knowledge management and business process technology and the Company is again well placed to expand its customer base and add to our offerings through internal developments and acquisition of technologies. The consolidated entity continues to have a significant sales pipeline in the APAC markets. The Company will continue to invest in sales and marketing capability in the year to June 2021 in order to enable the Company’s Melbourne, Sydney and Singapore based sales team to pursue the multiple enterprise and mid- market opportunities in its sales pipeline, with the aim of converting them into subscription based contracts. In addition, the Company will assess any complimentary acquisitions. Further information on likely developments in the operations of the consolidated entity and the expected results of operations have not been included in this report because the directors believe it would be likely to result in unreasonable prejudice to the consolidated entity. Environmental regulation The consolidated entity is not subject to any significant environmental regulation under Australian Commonwealth or State law. 5 Knosys Limited Directors' report 30 June 2020 Information on directors Name: Title: Experience and expertise: Hon. Alan Stockdale AO Non-Executive Chairman Hon. Alan Stockdale AO served as Treasurer in the Victorian Government from 1992 to 1999 and his responsibilities included the Government reform agenda and general financial management. Alan was responsible for the privatisation of $A30 billion of Government business enterprises. He was also Minister for IT and Multimedia from 1996 to 1999, promoting Victoria as a leader in the application of multimedia and new information technologies. In the private sector, Alan was employed by Macquarie Bank for a total of six years, co-leading the Macquarie team that successfully bid to acquire Sydney Airport. Taking on a number of other corporate advisory roles, he was involved in a wide range of infrastructure transactions, especially in the power, gas and transport sectors in Australia and overseas. Alan has developed a career as a company Chairman and director of a number of ASX- listed companies and of various unlisted companies and not-for-profit organisations. He has been Chairman of Axon Instruments Inc (incorporated in the USA and listed on the ASX), Symex Holdings Limited, Senetas Corporation Limited and a director of Marriner Financial Limited - all companies listed on the ASX. He is a consultant to Metro Trains and previously was a consultant to Maddocks Lawyers, a member of the Advisory Board of Lazard Australia and Chairman of the Medical Research Commercialisation Fund. He was Federal President of the Liberal Party from 2008 to 2014. Alan holds a Bachelor of Laws and a Bachelor of Arts, both completed at the University of Melbourne, is a Barrister of the Supreme Courts of Victoria and NSW and the High Court of Australia and was a Fellow of the Australian Institute of Company Directors. Mr Stockdale has been a director since 30 April 2015. Directorships held in other listed entities in the last 3 years Nil. Interests in shares Interests in options 1,250,000 ordinary shares Nil Options Name: Title: Peter Pawlowitsch Non-Executive Director Experience and expertise: Peter Pawlowitsch is an accountant by profession with extensive experience as a director and officer of ASX-listed entities. He brings to the team experience in operational management, business administration and project evaluation in the IT, hospitality and mining sectors during the last 15 plus years. Peter is a non-executive director of Dubber Corporation Limited (appointed a director on 26 September 2011), VRX Silica Ltd (appointed 12 February 2010) and Novatti Group Limited (appointed 19 June 2015) and he was a non-executive director of Rewardle Holdings Limited (30 May 2017 to 2 January 2019), all ASX-listed companies. Peter holds a Bachelor of Commerce from the University of Western Australia, is a current member of CPA Australia, a Fellow of Governance Institute of Australia and also holds a Masters of Business Administration from Curtin University. Mr Pawlowitsch has been a director since 16 March 2015. Directorships held in other listed entities in the last 3 years Dubber Corporation Limited (ASX:DUB) VRX Silica Limited (ASX:VRX) Novatti Group Limited (ASX:NOV) Rewardle Holdings Limited (ASX:RXH) Interests in shares Interests in options 2,231,578 ordinary shares Nil Options 6 Knosys Limited Directors' report 30 June 2020 Information on directors (cont.) Name: Title: John Thompson Managing Director Experience and expertise: John Thompson (BEng Hons, MBA) has held the role of CEO since 18 July 2016. Mr. Thompson brings a wealth of leadership experience having worked for more than 20 years at the helm of renowned technology companies. Most recently, Mr. Thompson spent 11 years as CEO of Sigtec and 5 years as CEO of Wavenet International, in addition to 5 years with CS Communications and Systems in New York and London. Mr. Thompson received a first class honours degree in Engineering from the Queensland University of Technology and a Master of Business Administration from the City University Business School in London. Mr. Thompson has a strong record of driving sales and revenue and has extensive experience as a capable CEO providing pivotal leadership expertise across UK, US, Australia and New Zealand markets for multi-national, listed, IPO and start-up technology companies. Mr Thompson has been a director since 26 September 2018. Directorships held in other listed entities in the last 3 years Nil Interests in shares Interests in options 4,092,857 ordinary shares Nil Company Secretary and Chief Financial Officer Stephen Kerr (BCom, CA, CS, FGIA) has held the role of CFO and Company Secretary since July 2015. Stephen Kerr is a qualified chartered accountant and chartered company secretary. He is an experienced CFO and governance professional, having held senior finance positions in private and publicly listed company environments across Australia and New Zealand for over 20 years. Stephen holds a Bachelor of Commerce from the University of Melbourne and is a current member of Chartered Accountants Australia and New Zealand and a Fellow of the Governance institute of Australia. Meetings of directors The number of meetings of the Company's Board of Directors ('the Board') held from 1 July 2019 to the year ended 30 June 2020, and the number of meetings attended by each director were: Hon. Alan Stockdale Peter Pawlowitsch John Thompson Full board Attended 10 10 10 Held 10 10 10 Held: represents the number of meetings held during the time the director held office. 7 Knosys Limited Directors' report 30 June 2020 Remuneration Report (audited) The remuneration report details the key management personnel remuneration arrangements for the consolidated entity, in accordance with the requirements of the Corporations Act 2001 and its Regulations. Key management personnel are those persons having authority and responsibility for planning, directing and controlling the activities of the entity, directly or indirectly, including all directors. The remuneration report is set out under the following main headings: ● Principles used to determine the nature and amount of remuneration ● Details of remuneration ● Service agreements ● Share-based compensation ● Additional information ● Additional disclosures relating to key management personnel Principles used to determine the nature and amount of remuneration The objective of the consolidated entity's executive reward framework is to ensure reward for performance is competitive and appropriate for the results delivered. The framework aligns executive reward with the achievement of strategic objectives and the creation of value for shareholders. The Board of Directors ('the Board') ensures that executive reward satisfies the following key criteria for good reward governance practices: ● competitiveness and reasonableness ● acceptability to shareholders ● performance linkage / alignment of executive compensation ● transparency The performance of the consolidated entity depends on the quality of its directors and executives. The remuneration philosophy is to attract, motivate and retain high performance and high-quality personnel. The executive remuneration framework is structured to be market competitive and complementary to the strategy of the consolidated entity. Non-executive directors’ remuneration Fees and payments to non-executive directors reflect the demands and responsibilities of their role. Non-executive directors' fees and payments are reviewed annually by the Board. The Board may, from time to time, receive advice from independent remuneration consultants to ensure non-executive directors' fees and payments are appropriate and in line with the market. No such advice was sought for the financial year ended 30 June 2020. The chairman's fees are determined independently to the fees of other non-executive directors based on comparative roles in the external market. The chairman is not present at any discussions relating to the determination of his own remuneration. ASX listing rules require the aggregate non-executive directors’ remuneration be determined periodically by a general meeting. The current maximum aggregate remuneration payable to non-executive directors of the consolidated entity in any financial year is $500,000. Executive remuneration The consolidated entity aims to reward executives with a level and mix of remuneration based on their position and responsibility, which has both fixed and variable components. The executive remuneration and reward framework has four components: ● base pay, superannuation and non-monetary benefits ● short-term performance incentives ● share-based payments ● other remuneration such as long service leave The combination of these comprises the executive's total remuneration. 8 Knosys Limited Directors' report 30 June 2020 Fixed remuneration, consisting of base salary, superannuation and non-monetary benefits, are reviewed annually by the Board, based on individual performance and the overall performance of the consolidated entity and comparable market remunerations. Executives may receive their fixed remuneration in the form of cash or other fringe benefits (for example motor vehicle benefits) where it does not create any additional costs to the consolidated entity and provides additional value to the executive. The short-term incentives ('STI') program is designed to align the targets of the business with the targets of those executives responsible for meeting those targets. STI payments are granted to executives based on specific targets and/or key performance indicators ('KPI's') being achieved. These targets are discussed in further detail in the description of service agreements which forms part of this Remuneration Report. The long-term incentives ('LTI') include long service leave and share-based payments. Options are awarded to executives, vesting over a period of three years based on elapsed time and/or achievement of long-term incentive measures. Consolidated entity performance and link to remuneration Remuneration for certain individuals is directly linked to the performance of the consolidated entity. A portion of cash bonus and incentive payments are dependent on defined revenue and earnings targets being met. The remaining portion of the cash bonus and incentive payments are at the discretion of the Board. In considering the performance of the consolidated entity and benefits for shareholder wealth, the remuneration committee have regard to the following indices in respect of the current financial year and the previous financial years. Profit / (loss) attributable to owners of the parent entity Dividends paid Operating revenue growth Change in operating result Change in share price Return on capital employed 2020 $ (908,391) 2019 $ (771,912) 2018 $ (806,067) 2017 $ (2,085,018) 2016 $ (1,411,015) - 7.8% (17.7%) (16%) (30%) - 10.8% 4.2% 25% (31%) - 224.7% 61.3% (57%) (69%) - 9.9% (47.8%) (40%) (80%) - - - - (48%) Profit is one of the financial performance targets considered in setting the Short Term Incentive (STI). Profit amounts have been calculated in accordance with Australian Accounting Standards (AASB’s). Operating result is operating profit or loss as reported in the statement of profit or loss. 9 Knosys Limited Directors' report 30 June 2020 Details of remuneration Amounts of remuneration Details of the remuneration of key management personnel of the consolidated entity are set out in the following tables. The key management personnel of the consolidated entity during the year to 30 June 2020 consisted of the following directors of Knosys Limited: ● Alan Stockdale - Non-Executive Chairman ● Peter Pawlowitsch - Non-Executive Director ● John Thompson – Managing Director And the following persons: ● Stephen Kerr - Company Secretary and Chief Financial Officer Short-term benefits Post- employment benefits Long-term benefits Share- based payments 2020 $ $ $ $ Cash salary Cash and fees bonus Non- Super- monetary annuation Long service Equity- settled $ leave $ Total $ Non-Executive Directors: Alan Stockdale Peter Pawlowitsch 54,795 36,530 - - - - 5,205 3,470 - - 14,789 14,789 74,789 54,789 Executive Director: John Thompson Other Key Management Personnel: Stephen Kerr 305,595 30,000 9,428 24,000 6,539 36,974 412,536 182,410 18,000 24,483 20,773 7,171 14,789 267,625 579,329 48,000 33,911 53,448 13,710 81,341 809,739 Short-term benefits Post- employment benefits Long-term benefits Share- based payments 2019 Cash salary and fees $ Non-Executive Directors: Alan Stockdale Peter Pawlowitsch Richard Levy 54,795 36,530 - Cash bonus monetary annuation Super- Non- $ $ $ Long service Equity- settled $ leave $ Total $ - - - - - - 5,205 3,470 10,000 - - - - - - 60,000 40,000 10,000 Executive Director: John Thompson Other Key Management Personnel: Stephen Kerr 305,595 10,000 9,746 24,000 - 15,250 364,591 142,150 16,000 10,583 24,921 - 24,483 218,137 539,070 26,000 20,329 67,596 - 39,733 692,728 10 Knosys Limited Directors' report 30 June 2020 For the financial year, the actual proportions of fixed remuneration and of remuneration linked to performance are as follows: 2020 Fixed remuneration At risk - STI At risk - LTI Non-Executive Directors: Alan Stockdale (Chairman) Peter Pawlowitsch Managing Director: John Thompson Other Key Management Personnel: Stephen Kerr 80% 73% 84% 88% -% -% 7% (21% available) 7% (24% available) 20% 27% 9% 5% 2019 Fixed remuneration At risk - STI At risk - LTI Non-Executive Directors: Alan Stockdale (Chairman) Peter Pawlowitsch Richard Levy Managing Director: John Thompson Other Key Management Personnel: Stephen Kerr 100% 100% 100% 93% 82% -% -% -% 3% (21% available) 7% (24% available) -% -% -% 4% 11% Service agreements Remuneration and other terms of employment for key management personnel are formalised in service agreements. Details of these agreements are as follows: Name: Title: Agreement commenced: Term of agreement: Details: John Thompson Chief Executive Officer 18 July 2016 No fixed term Annual base salary for the year ending 30 June 2020 of $329,595 including superannuation. Remuneration to be reviewed annually by the Board, 6 month termination notice by either party, STI performance bonus of up to $90,000 (including statutory superannuation) based on financial and non-financial KPI’s, including achievement of budget, over achievement of budget, new sales orders, leadership, customer relations, investor relations, and product development. Non-disclosure, non- solicitation and non-compete clauses apply. An amount of $30,000 relating to performance in the 2020 year was assessed as a bonus entitlement for the 2020 financial year. 11 Knosys Limited Directors' report 30 June 2020 Name: Title: Agreement commenced: Term of agreement: Details: Stephen Kerr Chief Financial Officer and Company Secretary 9 June 2015 No fixed term Annual base salary for the year ending 30 June 2020 of $188,340 including superannuation, employment is for three days per week during normal working hours on days agreed with the CEO and reasonable additional hours during these days in order to perform responsibilities and duties. For a six month period during the year ended 30 June 2020, Mr Kerr’s employment was increased to four days per week and his base salary was adjusted accordingly on a pro-rata basis during that period. Remuneration is to be reviewed annually by the Board, 3 month termination notice by either party, STI performance bonus of up to $60,000 (including statutory superannuation) based on financial and non-financial KPI’s, non-disclosure, non- solicitation and non-compete clauses. An amount of $18,000 relating to performance in the 2020 year was assessed as a bonus entitlement in the 2020 financial year. Key management personnel have no entitlement to termination payments in the event of removal for misconduct. Share-based compensation Issue of shares The terms and conditions of each issue of loan funded shares affecting remuneration of directors and other key management personnel in this financial year or future reporting years are as follows: Fair value per loan share Grant date November 2019 Number of shares Expiry date Issue price at issue date 5,500,000 November 2024 10.1 cents 2.80 cents 5,500,000 loan shares were granted to directors and key management personnel in November 2019 and were 25% vested at 30 June 2020. 25% of the loan shares did not vest at 30 June 2020 because vesting hurdles were not achieved and these loan shares will be forfeited in the next financial year. 50% of the loan shares remain unvested at 30 June 2020 because vesting hurdles, based on time and on the market price of Knosys shares, are yet to be achieved. Participants acquire loan funded shares using a loan provided by the consolidated entity. The loan is interest-free and limited recourse in accordance with the loan terms. The loan shares are restricted securities. The loan terms require the loan to be repaid before a participant can receive any proceeds from the sale of their shares. Refer Note 22 in the notes to the financial statements, for further details and general terms of the loan funded shares. Options The terms and conditions of each grant of options over ordinary shares affecting remuneration of directors and other key management personnel in this financial year or future reporting years are as follows: Fair value per option Grant date October 2016 Number of options Expiry date Exercise price at grant date 500,000 October 2020 25 cents 14.6 cents Options granted carry no dividend or voting rights. No person entitled to exercise the options had or has any right by virtue of the option to participate in any share issue of the company or of any other body corporate. Vesting and Entitlement For the 500,000 options issued to Stephen Kerr through the employee share option plan (ESOP), the options are service based and are fully vested. These options vested over time in three equal amounts every 12 months, commencing 1 October 2017 with the final vesting date being 1 October 2019. The Options entitle the holder to subscribe for one Share upon the exercise of each Option. No performance hurdles were attached to these options and these options are not subject to any escrow conditions 12 Knosys Limited Directors' report 30 June 2020 Shares issued on the exercise of options No ordinary shares of Knosys Limited were issued during the year ended 30 June 2020 and up to the date of this report on the exercise of options granted. The number of options over ordinary shares granted to and vested by directors and other key management personnel as part of compensation during the year ended 30 June 2020 are set out below: Number of options % of options Number of options % of options vesting and exercisable during the year 2020 vesting and exercisable during the year 2020 - - 166,667 - - 18% expired during the year 2020 500,000 500,000 425,000 expired during the year 2020 100% 100% 46% Number of options % of options Number of options % of options vesting and exercisable during the year 2019 vesting and exercisable during the year 2019 expired during the year 2019 expired during the year 2019 Name Alan Stockdale Peter Pawlowitsch Stephen Kerr 2019 Name Stephen Kerr 166,666 18% - - Additional disclosures relating to key management personnel Shareholding The number of shares in the company held during the financial year by each director and other members of key management personnel of the consolidated entity, including their personally related parties, is set out below: Ordinary shares Alan Stockdale Peter Pawlowitsch John Thompson Stephen Kerr Balance at Received as part of remuneration the start of the year Additions Forfeited Balance at the end of the year 250,000 1,231,578 2,342,857 1,621,759 5,446,194 1,000,0001 1,000,0001 2,500,0001 1,000,0001 5,500,000 - - - - - - - (750,000)1 (375,000)1 (1,125,000) 1,250,000 2,231,578 4,092,857 2,246,759 9,821,194 1. Shares issued or forfeited as loan funded shares in the current year. Option holding The number of options over ordinary shares in the company held during the financial year by each director and other members of key management personnel of the consolidated entity, including their personally related parties, is set out below: Options over ordinary shares Alan Stockdale Peter Pawlowitsch Stephen Kerr Balance at Expired the start of the year Balance at Balance at Balance at the end of the end of the end of the year the year the year - unvested - vested 500,000 500,000 925,000 (500,000) (500,000) (425,000) 1,925,000 (1,425,000) - - 500,000 500,000 - - - - - - 500,000 500,000 There were no other transactions with key management personnel and their related parties This concludes the remuneration report, which has been audited. 13 Knosys Limited Directors' report 30 June 2020 Options At the date of this report, the unissued ordinary shares of Knosys Limited under option are as follows: Date of expiry 1 Oct 2020 1 Oct 2020 24 Dec 2021 unlisted unlisted unlisted Exercise price $0.25 $0.25 $0.12 Number under option 500,000 750,000 2,000,000 Each option carries no rights other than the right, once vested, to subscribe for one fully paid ordinary share at the exercise price. No options were exercised during the period. Indemnity and insurance of officers The company has indemnified the directors and executives of the company for costs incurred, in their capacity as a director or executive, for which they may be held personally liable, except where there is a lack of good faith. During the financial year, the company paid a premium in respect of a contract to insure the directors and executives of the company against a liability to the extent permitted by the Corporations Act 2001. The contract of insurance prohibits disclosure of the nature of the liability and the amount of the premium. Indemnity and insurance of auditor The company has not, during or since the end of the financial year, indemnified or agreed to indemnify the auditor of the company or any related entity against a liability incurred by the auditor. During the financial year, the company has not paid a premium in respect of a contract to insure the auditor of the company or any related entity. Corporate Governance Statement The company’s corporate governance statement can be found on the company website at https://knosys.it/investor Proceedings on behalf of the company No person has applied to the Court under section 237 of the Corporations Act 2001 for leave to bring proceedings on behalf of the company, or to intervene in any proceedings to which the company is a party for the purpose of taking responsibility on behalf of the company for all or part of those proceedings. Non-audit services During the year no non-audit services were provided. Auditor's independence declaration A copy of the auditor's independence declaration as required under section 307C of the Corporations Act 2001 is set out on the following page. Auditor William Buck Audit (VIC) Pty Ltd continues in office in accordance with section 327 of the Corporations Act 2001. This report is made in accordance with a resolution of directors, pursuant to section 298(2)(a) of the Corporations Act 2001. On behalf of the directors ________________________________ Hon. Alan Stockdale AO Director 26 August 2020 Melbourne 14 AUDITOR’S INDEPENDENCE DECLARATION UNDER SECTION 307C OF THE CORPORATIONS ACT 2001 TO THE DIRECTORS OF KNOSYS LIMITED I declare that, to the best of my knowledge and belief during the year ended 30 June 2020 there have been: — no contraventions of the auditor independence requirements as set out in the Corporations Act 2001 in relation to the audit; and — no contraventions of any applicable code of professional conduct in relation to the audit. William Buck Audit (Vic) Pty Ltd ABN 59 116 151 136 A. A. Finnis Director Melbourne, 26 August 2020 Knosys Limited Contents 30 June 2020 Contents 17 Statement of profit or loss and other comprehensive income 18 Statement of financial position 19 Statement of changes in equity 20 Statement of cash flows 21 Notes to the financial statements 40 Directors' declaration Independent auditor's report to the members of Knosys Limited 41 Additional information for listed companies 46 General information The financial statements cover Knosys Limited as a consolidated entity consisting of Knosys Limited and the entities it controlled at the end of, or during, the year. The financial statements are presented in Australian dollars, which is Knosys Limited's functional and presentation currency. Knosys Limited is listed on the Australian Securities Exchange (ASX:KNO) and is incorporated and domiciled in Australia. Registered office Part Level 8 31 Queen Street Melbourne VIC 3000 Principal place of business Part Level 8 31 Queen Street Melbourne VIC 3000 A description of the nature of the consolidated entity's operations and its principal activities are included in the directors' report, which is not part of the financial statements. The financial statements were authorised for issue on 26 August 2020, in accordance with a resolution of directors. The directors have the power to amend and reissue the financial statements. 16 Knosys Limited Statement of profit or loss and other comprehensive income For the year ended 30 June 2020 Revenue Research and development tax refund Other income Expenses Licence fee and support expense Payments to suppliers for research and development activities Employee benefits expense Depreciation and amortisation expense Legal and accounting expense Travel and accommodation expense Finance costs Administration and corporate expense Loss before income tax Income tax (expense) credit Note Consolidated 2020 $ 2019 $ 3 3,137,317 2,909,228 649,313 120,621 583,233 68,010 (438,948) (154,024) (2,990,229) (189,905) (119,672) (172,517) (19,119) (731,228) (358,613) (57,470) (2,858,366) (45,527) (144,405) (120,705) - (747,297) (908,391) (771,912) - - 4 4 5 Loss after income tax expense for the year attributable to owners of the parent (908,391) (771,912) Other comprehensive income Other comprehensive income for the year, net of tax - - Total comprehensive loss for the year attributable to owners of the parent (908,391) (771,912) Loss per share for loss attributable to the owners of the parent Basic and diluted loss per share 24 Cents (0.62) Cents (0.56) The above statement of profit or loss and other comprehensive income should be read in conjunction with the accompanying notes 17 Knosys Limited Statement of financial position As at 30 June 2020 Assets Current assets Cash and cash equivalents Trade receivables Accrued research and development tax refund receivable Prepayments & sundry debtors Total current assets Non-current assets Buildings – Right-of-use asset Plant and equipment Total non-current assets Total assets Liabilities Current liabilities Trade and other payables Provisions for employee benefits Lease liability Revenue billed in advance Total current liabilities Non-current liabilities Provisions for employee benefits Lease liability Total non-current liabilities Total liabilities Net assets Equity Issued capital Share based payments reserve Accumulated losses Total equity Note Consolidated 2020 $ 2019 $ 6 7 8 9 10 11 10 2,335,909 1,711,032 495,958 77,452 4,620,351 2,911,318 1,729,553 420,247 48,887 5,110,005 295,986 127,040 423,026 - 176,883 176,883 5,043,377 5,286,888 364,809 223,479 132,401 1,490,640 2,211,329 375,751 167,414 - 1,329,915 1,873,080 35,023 205,845 240,868 - - - 2,452,197 1,873,0802 2,591,180 3,413,808 12 22 8,312,409 556,216 (6,277,445) 8,312,409 695,229 (5,593,830) 2,591,180 3,413,808 The above statement of financial position should be read in conjunction with the accompanying notes 18 Knosys Limited Statement of changes in equity For the year ended 30 June 2020 Consolidated Issued capital $ Reserves Accumulated $ losses $ Total equity $ Balance at 1 July 2018 5,901,852 534,615 (4,821,918) 1,614,549 Loss after income tax expense for the year Total comprehensive loss for the year - - - (771,912) (771,912) - (771,912) (771,912) Transactions with owners in their capacity as owners: Contributions of equity, net of transaction costs (Note 12) 2,410,557 - - 2,410,557 Equity based payments (Note 22) - 160,614 - 160,614 Balance at 30 June 2019 8,312,409 695,229 (5,593,830) 3,413,808 Consolidated Issued capital $ Reserves Accumulated $ losses $ Total equity $ Balance at 1 July 2019 8,312,409 695,229 (5,593,830) 3,413,808 Loss after income tax expense for the year Total comprehensive loss for the year Transactions with owners in their capacity as owners: Equity based payments (Note 22) Transfer from share-based payments reserve to accumulated losses on expiry of share-based remuneration instruments - - - - - (908,391) (908,391) - (908,391) (908,391) 85,763 - 85,763 (224,776) 224,776 - Balance at 30 June 2020 8,312,409 556,216 (6,277,445) 2,591,180 The above statement of changes in equity should be read in conjunction with the accompanying notes 19 Knosys Limited Statement of cash flows For the year ended 30 June 2020 Cash flows from operating activities Receipts from customers Payments to suppliers and employees Research and development tax refund Interest received Interest paid Grant revenue Note Consolidated 2020 $ 2019 $ 3,580,406 (4,733,645) 573,355 35,349 (19,119) 86,047 3,332,585 (4,362,247) 524,059 37,780 - 26,817 Net cash used in operating activities 21 (477,607) (441,006) Cash flows from investing activities Payments for plant and equipment Net cash used in investing activities Cash flows from financing activities Repayment of lease liability Proceeds from issue of shares Share issue transaction costs Net cash from financing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents at the beginning of the financial year Cash and cash equivalents at the end of the financial year (29,069) (164,978) (29,069) (164.978) (68,733) - - - 2,654,857 (202,821) (68,733) 2,452,036 (575,409) 2,911,318 1,846,052 1,065,266 2,335,909 2,911.318 The above statement of cash flows should be read in conjunction with the accompanying notes 20 Knosys Limited Notes to the financial statements 30 June 2020 Note 1. Significant accounting policies The principal accounting policies adopted in the preparation of the financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated. New or amended Accounting Standards and Interpretations adopted The consolidated entity has adopted all of the new, revised or amending Accounting Standards and Interpretations issued by the Australian Accounting Standards Board ('AASB') that are mandatory for the current reporting period. Any new or amended Accounting Standards or Interpretations that are not yet mandatory have not been early adopted. From 1 July 2019 the following new accounting standards have been adopted by the consolidated entity: AASB 16 Leases (“AASB 16”) The consolidated entity has adopted AASB 16 from 1 July 2019. This standard replaces AASB 117 “Leases” and for lessees eliminates the classification of operating leases and finance leases. Except for short-term leases and leases of low value assets, right of use assets and corresponding lease liabilities are recognised in the statement of financial position. Straight- line operating lease expense recognition is replaced with a depreciation charge for the right-of-use assets (including operating costs) and an interest expense on the recognised lease liabilities (included in finance costs). In the earlier period of the lease, the expense associated with the lease under AASB 16 will be higher when compared to the lease expense under AASB 117. However, EBITDA (Earnings Before Interest, Tax, Depreciation and Amortisation results improve as the operating expense is now replaced by interest expense and depreciation in profit or loss. For classification with the statement of cash-flows, the interest portion is disclosed in operating activities and the principle portion of the lease payments are separately disclosed in the financing activities. For lessor accounting, the standard does not substantially change how a lessor accounts for leases. Impact of adoption AASB 16 was adopted using the modified retrospective approach and as such the comparatives have not been restated. The impact of adoption on opening retained profits at 1 July 2019 was as follows: Operating lease commitments as at 30 June 2019 Operating lease commitments discount based on the weighted average incremental borrowing rate of 5.25% (AASB 16) Accumulated depreciation as at 1 July 2019 Right-of-use assets (AASB 16) Lease liabilities – current (AASB 16) Lease liabilities – non-current (AASB 16) 1 July 2019 $ 450,889 (43,909) - 406,980 (87,283) (319,697) Change in opening accumulated losses as at 1 July 2019 - Basis of preparation These general purpose financial statements have been prepared in accordance with Australian Accounting Standards and Interpretations issued by the Australian Accounting Standards Board ('AASB') and the Corporations Act 2001, as appropriate for for-profit oriented entities. These financial statements also comply with International Financial Reporting Standards as issued by the International Accounting Standards Board ('IASB'). Historical cost convention The financial statements have been prepared under the historical cost convention. Critical accounting estimates The preparation of the financial statements requires the use of certain critical accounting estimates. It also requires management to exercise its judgement in the process of applying the consolidated entity's accounting policies. The areas involving a higher degree of judgement or complexity, or areas where assumptions and estimates are significant to the financial statements, are disclosed in Note 2. 21 Knosys Limited Notes to the financial statements 30 June 2020 Note 1. Significant accounting policies (continued) Legal Parent entity information In accordance with the Corporations Act 2001, these financial statements present the results of the consolidated entity only. Supplementary information about the legal parent entity is disclosed in Note 18. Principles of consolidation A controlled entity is any entity controlled by an accounting acquirer. Control exists where an entity has the capacity and power to govern the decision-making in relation to the financial and operating policies of an investee and also participate in the variable returns of that investee. All inter-group balances and transactions between entities in the Consolidated Entity, including any unrealised profits or losses, have been eliminated on consolidation. Accounting policies of controlled entities have been ch anged where necessary to ensure consistencies with those policies adopted by the parent entity. Foreign currency translation The financial statements are presented in Australian dollars, which is Knosys Limited's functional and presentation currency. Foreign currency transactions Foreign currency transactions are translated into Australian dollars using the exchange rates prevailing at the dates of the transactions. Foreign exchange gains and losses resulting from the settlement of such transactions and from the translation at financial year-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss. Revenue recognition The consolidated entity recognises revenue as follows: Revenue from contracts with customers Revenue is recognised at an amount that reflects the consideration to which the consolidated entity is expected to be entitled in exchange for transferring goods or services to a customer. For each contract with a customer, the consolidated entity: identifies the contract with a customer; identifies the performance obligations in the contract; determines the transaction price which takes into account estimates of variable consideration and the time value of money; allocates the transaction price to the separate performance obligations on the basis of the relative stand-alone selling price of each distinct good or service to be delivered; and recognises revenue when or as each performance obligation is satisfied in a manner that depicts the transfer to the customer of the goods or services promised. Variable consideration within the transaction price, if any, reflects concessions provided to the customer such as discounts, rebates and refunds, any potential bonuses receivable from the customer and any other contingent events. Such estimates are determined using either the 'expected value' or 'most likely amount' method. The measurement of variable consideration is subject to a constraining principle whereby revenue will only be recognised to the extent that it is highly probable that a significant reversal in the amount of cumulative revenue recognised will not occur. The measurement constraint continues until the uncertainty associated with the variable consideration is subsequently resolved. Amounts received that are subject to the constraining principle are initially recognised as deferred revenue in the form of a separate refund liability Rendering of services Revenue from a contract to provide services is recognised over time as the services are rendered based on either a fixed price or an hourly rate. The consolidated entity earns revenues from its software services. Of these, a portion relates to licensing and support of its software, which is performed over a period of time and for which revenue is recognised over a period of time due to the customer only having a right of access over the software throughout the contract period . For software implementation services provided to the customer, which is specified in the customer contract, revenue is recognised over time as that implementation is performed. 22 Knosys Limited Notes to the financial statements 30 June 2020 Note 1. Significant accounting policies (continued) Research and development tax refund income Research and development tax refund income is measured on an accruals basis when the refund can be reliably determined. Interest Interest revenue is recognised as interest accrues using the effective interest method. This is a method of calculating the amortised cost of a financial asset and allocating the interest income over the relevant period using the effective interest rate, which is the rate that exactly discounts estimated future cash receipts through the expected life of the financial asset to the net carrying amount of the financial asset. Refer to Note 23 segment note for a disaggregation of revenue per geographical location. Income tax The income tax expense or benefit for the period is the tax payable on that period's taxable income based on the applicable income tax rate, adjusted by the changes in deferred tax assets and liabilities attributable to temporary differences, unused tax losses and the adjustment recognised for prior periods, where applicable. Deferred tax assets are recognised for deductible temporary differences and unused tax losses only if it is probable that future taxable amounts will be available to utilise those temporary differences and losses. Cash and cash equivalents Cash and cash equivalents includes cash on hand, deposits held at call with financial institutions, other short-term, highly liquid investments with original maturities of three months or less that are readily convertible to known amounts of cash and which are subject to an insignificant risk of changes in value. Trade and other receivables Trade receivables are recognised initially at fair value and subsequently measured at amortised cost using the effective interest method, less provisions for impairment, doubtful debts and rebates. Trade receivables are generally due for settlement within 30 days. In relation to the financial assets carried at amortised cost, AASB 9 requires an expected credit loss model to be applied. The expected credit loss model requires the Group to account for expected credit losses and changes in those expected credit losses at each reporting date to reflect changes in credit risk since initial recognition of the financial asset. AASB 9 requires the Group to measure the loss allowance at an amount equal to lifetime expected credit loss (“ECL”) if the credit risk on the instrument has increased significantly since initial recognition. If the credit risk on the financial instrument has not increased significantly since initial recognition the Group is required to measure the loss allowance for that financial instrument at an amount equal to the ECL within the next 12 months. The Group has adopted the simplified approach to recognizing an ECL for trade and other receivables. Based on the nature of the Groups’ business there have been no credit losses recorded in the previous financial periods and thus no ECL has been recorded. The amount of the impairment loss is recognised in the Consolidated Statement of Profit or Loss and Other Comprehensive Income within other expenses. When a trade receivable, for which an impairment allowance had been recognised, becomes uncollectible in a subsequent period, it is written off against the allowance account. Subsequent recoveries of amounts previously written off are credited against other expenses in the Consolidated Statement of Profit or Loss and Other Comprehensive Income. 23 Knosys Limited Notes to the financial statements 30 June 2020 Note 1. Significant accounting policies (continued) Plant and equipment Recognition and measurement Items of plant and equipment are measured at cost less accumulated depreciation and any accumulated impairment loss. If significant parts of an item of plant and equipment have different useful lives, then they are accounted for as separate items of plant and equipment. Any gain or loss on disposal of an item of plant and equipment is recognised in profit or loss. Depreciation Depreciation is calculated to write off the costs of the items of plant and equipment over their estimated useful lives and is generally recognised in profit and loss. Depreciation methods and useful lives are reviewed at each reporting period and adjusted if appropriate. The estimated useful life of plant and equipment for current and comparative periods is 3 years. Right-of-use assets A right-of-use asset is recognised at the commencement date of a lease. The right-of-use asset is measured at cost, which comprises the initial amount of the lease liability, adjusted for, as applicable; any lease payment made at or before the commencement date net of any lease incentives received, any initial direct costs incurred, and except where included in the cost of inventories, an estimate of costs expected to be incurred for dismantling and removing the underlying asset and restoring the site or asset. Right-of-use assets are depreciated on a straight-line basis over the unexpired period of the lease or the estimated useful life of the asset, whichever is the shorter. When the consolidated entity expects to obtain ownership of the leased asset at the end of the lease term, the depreciation is over its estimated useful life. Right-of-use assets are subject to impairment or adjusted for any remeasurement of lease liabilities. The consolidated entity has elected not to recognise a right-of-use asset and corresponding lease liability for short-term leases with a term of 12 months or leases of low-value assets. Lease payments on these assets are expenses to profit or loss as incurred. Trade and other payables Trade and other payables represent the liability outstanding at the end of the reporting period for goods and services received by the Group during the reporting period, which remains unpaid. The balance is recognised as a current liability with the amount being normally paid within 30 days of recognition of the liability. Provisions Provisions are recognised when the consolidated entity has a present (legal or constructive) obligation as a result of a past event, it is probable the consolidated entity will be required to settle the obligation, and a reliable estimate can be made of the amount of the obligation. The amount recognised as a provision is the best estimate of the consideration required to settle the present obligation at the reporting date, taking into account the risks and uncertainties surrounding the obligation. If the time value of money is material, provisions are discounted using a current pre-tax rate specific to the liability. The increase in the provision resulting from the passage of time is recognised as a finance cost. 24 Knosys Limited Notes to the financial statements 30 June 2020 Note 1. Significant accounting policies (continued) Employee benefits Short-term employee benefits Liabilities for wages and salaries, including non-monetary benefits, annual leave and long service leave expected to be wholly settled within 12 months of the reporting date are measured at the amounts expected to be paid when the liabilities are settled. Other long-term employee benefits The liability for annual leave and long service leave not expected to be wholly settled within 12 months of the reporting date are measured as the present value of expected future payments to be made in respect of services provided by employees up to the reporting date using the projected unit credit method. Consideration is given to expected future wage and salary levels, experience of employee departures and periods of service. Expected future payments are discounted using market yields at the reporting date on national corporate bonds with terms to maturity and currency that match, as closely as possible, the estimated future cash outflows. Defined contribution superannuation expense Contributions to defined contribution superannuation plans are expensed in the period in which they are incurred. Share-based payments Equity-settled share-based compensation benefits are provided to employees. Equity-settled transactions are awards of shares, or options over shares, that are provided to employees in exchange for the rendering of services. The cost of equity-settled transactions are measured at fair value on grant date. Fair value is independently determined using either the Black-Scholes option pricing model or the Binomial Option Valuation model each of which takes into account the exercise price, the term of the option, the impact of dilution, the share price at grant date and expected price volatility of the underlying share, the expected dividend yield and the risk free interest rate for the term of the option, together with non- vesting conditions that do not determine whether the consolidated entity receives the services that entitle the employees to receive payment. No account is taken of any other vesting conditions. The cost of equity-settled transactions are recognised as an expense with a corresponding increase in equity over the vesting period. The cumulative charge to profit or loss is calculated based on the grant date fair value of the award, the best estimate of the number of awards that are likely to vest and the expired portion of the vesting period. The amount recognised in profit or loss for the period is the cumulative amount calculated at each reporting date less amounts already recognised in previous periods. Market conditions are taken into consideration in determining fair value. Therefore any awards subject to market conditions are considered to vest irrespective of whether or not that market condition has been met, provided all other conditions are satisfied. If equity-settled awards are modified, as a minimum an expense is recognised as if the modification has not been made. An additional expense is recognised, over the remaining vesting period, for any modification that increases the total fair value of the share-based compensation benefit as at the date of modification. If the non-vesting condition is within the control of the consolidated entity or employee, the failure to satisfy the condition is treated as a cancellation. If the condition is not within the control of the consolidated entity or employee and is not satisfied during the vesting period, any remaining expense for the award is recognised over the remaining vesting period, unless the award is forfeited. If equity-settled awards are cancelled, it is treated as if it has vested on the date of cancellation, and any remaining expense is recognised immediately. If a new replacement award is substituted for the cancelled award, the cancelled and new award is treated as if they were a modification. 25 Knosys Limited Notes to the financial statements 30 June 2020 Note 1. Significant accounting policies (continued) Revenue billed in advance Revenue billed in advance represents contract liabilities that the consolidated entity is obliged to transfer services to a customer and are recognised when a customer pays consideration, or when the consolidated entity recognises a receivable to reflect its unconditional right to consideration (whichever is earlier) before the consolidated entity has transferred the goods or services to the customer. Issued capital Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of new shares or options are shown in equity as a deduction, net of tax, from the proceeds. Lease Liabilities A lease liability is recognised at the commencement date of a lease. The lease liability is initially recognised at the present value of the lease payment to be made over the term of the lease, discounted using the interest rate implicit in the lease or, if that rate cannot be readily determined, the consolidated entity’s incremental borrowing rate. Lease payments comprise of fixed payments, less any lease incentives receivable, variable lease payments that depend on an index or a rate, amounts expected to be paid under residual value guarantees, exercise price of a purchase option when the exercise of the option is reasonably certain to occur and any anticipated termination penalties. The variable lease payments that do not depend on an index or a rate are expensed in the period in which they are incurred. Lease liabilities are measured at amortised cost using the effective interest method. The carrying amounts are remeasured if there is a change in the following; future lease payments arising from a change in an index or a rate used, residual guarantees, lease term; certainty of a purchase option and termination penalties. When a lease liability is remeasured, an adjustment is made to the following right-of-use asset, or to profit or loss if the carrying amount of the right-of-use asset is fully written down. Goods and Services Tax ('GST') and other similar taxes Revenues, expenses and assets are recognised net of the amount of associated GST, unless the GST incurred is not recoverable from the tax authority. In this case it is recognised as part of the cost of the acquisition of the asset or as part of the expense. Receivables and payables are stated inclusive of the amount of GST receivable or payable. The net amount of GST recoverable from, or payable to, the tax authority is included in other receivables or other payables in the statement of financial position. Cash flows are presented on a gross basis. The GST components of cash flows arising from investing or financing activities which are recoverable from, or payable to the tax authority, are presented as operating cash flows. Commitments and contingencies are disclosed net of the amount of GST recoverable from, or payable to, the tax authority. Earnings per share Basic earnings per share is calculated as net profit/loss attributable to members of the Company, adjusted to exclude any costs of servicing equity (other than dividends), divided by the weighted average number of ordinary shares on issue during the relevant period. Diluted earnings per share is calculated as net profit/loss attributable to members of the Company, adjusted for: • costs of servicing equity (other than dividends); • the after tax effect of dividends and interest associated with dilutive potential ordinary shares that have been recognised as expenses; • and other non-discretionary changes in revenues or expenses during the period that would result from the dilution of potential ordinary shares; • divided by the weighted average number of ordinary shares and dilutive potential ordinary shares, adjusted for any bonus element, during the relevant period. 26 Knosys Limited Notes to the financial statements 30 June 2020 Note 1. Significant accounting policies (continued) New Accounting Standards and Interpretations not yet mandatory or early adopted Australian Accounting Standards and Interpretations that have recently been issued or amended and that have not been adopted by the consolidated entity for the annual reporting period ended 30 June 2020 are listed below. The consolidated entity has assessed that these new or amended Accounting Standards and Interpretations will not have a material effect on the financial statements of the company for the reporting period commencing 1 July 2020. Standard Mandatory date for annual reporting periods beginning on or after Standard to be adopted by the company for the reporting period beginning The revised Conceptual Framework for Financial Reporting 1 January 2020 1 July 2020 AASB 2018-6 Amendments to Australian Accounting Standards – Definition of a Business 1 January 2020 1 July 2020 AASB 2018-7 Amendments to Australian Accounting Standards – Definition of Material 1 January 2020 1 July 2020 AASB 2020-1 Amendments to Australian Accounting Standards – Classification of liabilities as Current or Non-Current 1 January 2023 1 July 2023 Note 2. Critical accounting judgements, estimates and assumptions The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the reported amounts in the financial statements. Management continually evaluates its judgements and estimates in relation to assets, liabilities, contingent liabilities, revenue and expenses. Management bases its judgements, estimates and assumptions on historical experience and on other various factors, including expectations of future events, management believes to be reasonable under the circumstances. The resulting accounting judgements and estimates will seldom equal the related actual results. The following key judgements are relevant to these financial statements: Estimation of accrued research and development tax refund As at 30 June 2019 the consolidated entity had accrued $420,247 in accrued research and development tax refund credits in-respect of the 2019 tax return. The directors of the consolidated entity engaged an industry expert to prepare and lodge this return. This amount plus an additional $153,108 was receipted into the bank in April 2020 in regard to the 2019 tax return and R&D claim. Based upon the methodology adopted by the industry expert, the consolidated entity has accrued a research and development tax refund receivable of $495,958 for the 2020 financial year. Key matters considered by the directors in calculating this accrual included the following: - The historical success of lodging and receipting such claims; - The quantum of eligible research and development spend made during the period; and - A consideration of any potential change in the assessment of eligibility criteria as gazetted by the Federal government. Share based payments As stated in Note 1, the consolidated entity has issued options and loans shares to directors, executives and staff as part of their remuneration arrangements and has issued options and shares to third parties in consideration for consultancy services received. Management judgements and estimates are required in determining the cost of these equity-settled transactions which have been measured by taking into account the exercise price, the term of the option, the impact of dilution, the share price at grant date and expected price volatility of the underlying share, the expected dividend yield and the risk free interest rate for the term of the option, together with non-vesting conditions that do not determine whether the consolidated entity receives the services that entitle the employees to receive payment. 27 Knosys Limited Notes to the financial statements 30 June 2020 Note 2. Critical accounting judgements, estimates and assumptions (continued) Determination of lease term In determining the lease term, management considers all facts and circumstances that create an economic incentive to exercise an extension option, or not exercise a termination option. Extension options (or periods after termination options) are only included in the lease term if the lease is reasonably certain to be extended (or not terminated). Potential future cash outflows have not been included in the lease liability because it is not reasonably certain that the leases will be extended (or not terminated). The assessment is reviewed if a significant event or a significant change in circumstances occurs which affects this assessment and that is within the control of the lessee. Recovery of deferred tax assets Deferred tax assets are recognised for deductible temporary differences only if the consolidated entity considers it is probable that future taxable amounts will be available to utilise those temporary differences and losses. Note 3. Revenue Sales revenue Licence and support fees Rendering of services Revenue Note 4. Expenses Loss before income tax includes the following specific expenses: Employee benefits expense Superannuation expense - Accumulation fund Share based payments expense Consolidated 2020 $ 2019 $ 2,945,267 192,050 2,477,848 431,380 3,137,317 2,909,228 Consolidated 2020 $ 2019 $ 227,308 206,788 85,763 96,614 28 Knosys Limited Notes to the financial statements 30 June 2020 Note 5. Income tax expense Income tax expense Current Tax benefit Deferred tax - origination and reversal of temporary differences Deferred tax assets not recognised Aggregate income tax expense Unrecognised deferred tax assets Unused tax losses for which no deferred tax asset has been recognised Numerical reconciliation of income tax expense and tax at the statutory rate Loss before income tax expense Tax at the statutory tax rate of 27.5% Tax effect amounts which are not deductible/(taxable) in calculating taxable income: Entertainment expenses Research and development costs Share based payments expense Non-assessable R&D refund Deferred tax assets not recognised Income tax expense Note 6. Current assets - trade and other receivables Trade receivables As at 30 June 2020, the aging analysis of trade receivables is as follows: Consolidated 2020 $ 2019 $ (73,674) (25,049) 98,723 (78,668) (6,884) 85,552 - - 921,461 821,738 (908,391) (771,912) (249,807) (212,276) 2,975 303,085 23,585 (178,561) 3,877 256,667 26,569 (160,389) (98,723) 98,723 (85,552)) 85,552 - - Consolidated 2020 $ 2019 $ 1,711,032 1,729,553 Total $ 1,711,032 1,729,553 Neither past due nor impaired $ 133,390 138,915 Past due but not impaired < 30 days $ 1,425,644 1,556,442 30-60 days $ 139,898 - 61-90 days $ - 34,196 90+ days $ 12,100 - 2020 2019 As at 30 June 2020 no trade receivables were impaired (2019: Nil). Refer Note 1 – Trade and other receivables, which explains how the consolidated entity manages and accounts for trade receivables. 29 Knosys Limited Notes to the financial statements 30 June 2020 Note 7. Right of use asset Buildings – right-of-use Accumulated depreciation Consolidated 2020 $ 2019 $ 406,980 (110,994) 295,986 - - - As required under the adoption of AASB 16 (refer Note 1), additions to the right-of-use assets during the financial year were $406,978, being the value of the consolidated entity’s main office lease. The consolidated entity leases its Melbourne based head office under an agreement of four years duration. The lease has an annual 3.75% escalation clause. The consolidated entity leased two serviced offices under specific agreements. These agreements had short-term month to month lease arrangements and are of low-value, so have been expensed as incurred and not capitalised as right-of-use assets. Note 8. Plant and equipment Reconciliations of the carrying values of each class of property, plant and equipment at the beginning and end of the current and previous financial years, for the consolidated entity, are as follows: Furniture & fittings $ Office equipment $ Carrying value at 1 July 2018 Additions Depreciation Carrying value at 30 June 2019 Cost as at 30 June 2019 Accumulated depreciation at 30 June 2019 Carrying value at 30 June 2019 / 1 July 2019 Additions Depreciation Carrying value at 30 June 2020 Cost as at 30 June 2020 Accumulated depreciation at 30 June 2020 Carrying value at 30 June 2020 Note 9. Current liabilities - trade and other payables Trade payables Other payables 2,770 130,496 (12,747) 120,519 135,178 (14,659) 120,519 25,835 (47,274) 99,080 161,013 (61,933) 99,080 Consolidated Total $ 57,432 164,978 (45,527) 176,883 269,127 (92,244) 176,883 29,069 (78,912) 127,040 54,662 34,482 (32,780) 56,364 133,949 (77,585) 56,364 3,234 (31,638) 27,960 137,183 (109,223) 27,960 298,196 (171,156) 127,040 Consolidated 2020 $ 2019 $ 84,442 280,367 79,933 295,818 364,809 375,751 The table below summarises the maturity profile of the consolidated entities current trade and other payables. 2020 2019 Total $ 84,442 79,933 On demand $ - - < 3 months $ 84,442 79,933 3 to 12 months $ - - Refer Note 1 – Trade and other payables, which explains how the consolidated entity manages and accounts for trade and other payables. 30 Knosys Limited Notes to the financial statements 30 June 2020 Note 10. Lease liabilities Lease Liability - current Lease liability – current Lease Liability – non-current Lease liability – non-current Note 11. Current liabilities – Revenue billed in advance Revenue billed in advance Reconciliation of the values at the beginning and end of the current and previous financial year are set out below: Opening balance Amounts billed in advance during the year, where the performance obligations were and will be satisfied over the FY20 and FY21 years Transfer to revenue – performance obligations satisfied Consolidated 2020 $ 2019 $ 132,401 205,845 - - Consolidated 2020 $ 2019 $ 1,490,640 1,329,915 1,329,915 65,051 1,706,889 (1,546,164) 3,006,552 (1,741,688) 1,490,640 1,329,915 Note 12. Equity - issued capital Ordinary shares - fully paid Movements in ordinary share capital Details Legal parent Balance start of year Consolidated 2020 $ 2019 $ 8,312,409 8,312,409 Date No. of shares Legal Parent 2020 No. of shares Legal Parent 2019 143,235,576 102,936,733 Issue of share capital to shareholders pursuant to rights issue Issue of loan funded shares to executives and staff Issue of loan funded shares to directors, executives and staff 07 Aug 2018 24 Dec 2018 29 Nov 2019 - - 5,600,000 37,923,843 2,375,000 - Balance at end of year 148,835,576 143,235,576 31 Knosys Limited Notes to the financial statements 30 June 2020 Note 12. Equity - issued capital (continued) Details Consolidated entity As at start of the financial year Date 2020 $ 2019 $ 8,312,409 5,901,852 Issue of share capital to shareholders pursuant to rights issue Costs of issuing shares 07 Aug 2018 - - 2,654,857 (244,300) Balance as at end of the financial year 8,312,409 8,312,409 Ordinary shares Ordinary shares entitle the holder to participate in dividends and the proceeds on the winding up of the company in proportion to the number of and amounts paid on the shares held. The fully paid ordinary shares have no par value and the company does not have a limited amount of authorised capital. On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a poll each share shall have one vote. Movements in options on issue Details Date No. of options Legal Parent 2020 No. of options Legal Parent 2019 Legal parent Balance start of year Options issued to consultant for lead manager services Options expired / lapsed 24 Dec 2018 Balance at end of year 9,508,334 - (5,958,334) 7,658,334 2,000,000 (150,000) 3,550,000 9,508,334 300,000 options (all of which are vested) are exercisable at $0.29 and expire on 1 July 2020. 1,250,000 options (all of which are vested) are exercisable at $0.25 and expire on 1 October 2020. 2,000,000 options (all of which vested) are exercisable at $0.12 and expire 24 December 2021. All options are unlisted and were subject to a range of vesting conditions. Capital risk management The consolidated entity's objectives when managing capital is to safeguard its ability to continue as a going concern, so that it can provide returns for shareholders and benefits for other stakeholders and to maintain an optimum capital structure to reduce the cost of capital. In order to maintain or adjust the capital structure, the consolidated entity may issue new shares or return capital to shareholders. Note 13. Financial instruments Financial risk management objectives The consolidated entity's activities expose it to two financial risks: credit risk and liquidity risk. The consolidated entity's overall risk management program, which is managed at Board level, focuses on the unpredictability of financial markets and seeks to minimise potential adverse effects on the financial performance of the consolidated entity. The consolidated entity uses different methods to measure different types of risk to which it is exposed. These methods include ageing analysis for credit risk and cash flow forecasting for liquidity risk. 32 Knosys Limited Notes to the financial statements 30 June 2020 Note 13. Financial instruments (continued) Credit risk Credit risk refers to the risk that a counterparty will default on its contractual obligations resulting in financial loss to the consolidated entity. The consolidated entity has a code of credit, including obtaining agency credit information, confirming references and setting appropriate credit limits. The consolidated entity obtains guarantees where appropriate to mitigate credit risk. The maximum exposure to credit risk at the reporting date to recognised financial assets is the carrying amount, net of any provisions for impairment of those assets, as disclosed in the statement of financial position and notes to the financial statements. The consolidated entity does not hold any collateral. Liquidity risk Vigilant liquidity risk management requires the consolidated entity to maintain sufficient liquid assets (mainly cash and cash equivalents) to be able to pay debts as and when they become due and payable. All amounts payable are within agreed terms. All third party payment terms are less than 60 days (2019: less than 60 days). The consolidated entity manages liquidity risk by maintaining adequate cash reserves by continuously monitoring actual and forecast cash flows and matching the maturity profiles of financial assets and liabilities. All liabilities are to be settled within 12 months except for lease liabilities which are to be settled as per the following categories: Lease liabilities Payable at the reporting date: Within 6 months 6 to 12 months 1 to 5 years Consolidated 2020 $ 2019 $ 65,383 67,018 205,845 338,246 - - - - Fair value of financial instruments Unless otherwise stated, the carrying amounts of financial instruments reasonably approximate their fair value. Note 14. Key management personnel disclosures Compensation The aggregate compensation made to directors and key management personnel of the consolidated entity is set out below: Short-term employee benefits Share based payments Post-employment benefits Note 15. Remuneration of auditors Consolidated 2020 $ 674,950 81,341 53,448 2019 $ 585,399 39,733 67,596 809,739 692,728 During the financial year the following fees were paid or payable for services provided by William Buck Audit (VIC) Pty Ltd (“William Buck”), the auditor of the company, its network firms and unrelated firms: Assurance services – William Buck Audit or review of the financial statements 33 Consolidated 2020 $ 2019 $ 33,600 31,600 Knosys Limited Notes to the financial statements 30 June 2020 Note 16. Contingent liabilities At reporting date there is a bank guarantee of $113,712 in place, which relates to the rental of the Melbourne premises. At reporting date there is a bank guarantee of SGD20,814 in place, which relates to a documentary letter of credit issued by the entity’s banker as a performance guarantee for a customer contract. The consolidated entity has no other contingent liabilities at reporting date. Note 17. Related party transactions Legal parent entity Knosys Limited is the legal parent entity. Subsidiaries Interests in subsidiaries are set out in Note 18. Key management personnel Disclosures relating to key management personnel are set out in Note 12 and the remuneration report in the directors' report. Note 18. Legal parent entity information Set out below is the supplementary information about the legal parent entity. Statement of profit or loss and other comprehensive income Gain after income tax Total comprehensive income Statement of financial position Total current assets Total assets Total current liabilities Total liabilities Equity Issued capital Share based payments reserve Accumulated losses Total equity Legal Parent 2020 $ 2019 $ 364,157 204,776 364,157 204,776 Legal Parent 2020 $ 2019 $ 2,450,960 3,131,717 9,841,627 9,413,756 27,809 49,858 27,809 49,858 15,447,531 15,447,531 695,229 (6,778,862) 556,216 (6,189,929) 9,813,818 9,363,898 Contingent liabilities The legal parent entity had no contingent liabilities as at 30 June 2020 and 30 June 2019. Capital commitments - Property, plant and equipment The legal parent entity had no capital commitments for property, plant and equipment as at 30 June 2020 and 30 June 2019. 34 Knosys Limited Notes to the financial statements 30 June 2020 Note 18. Legal parent entity information (continued) Significant accounting policies The accounting policies of the legal parent entity are consistent with those of the consolidated entity, as disclosed in Note 1. The group does not designate any interests in subsidiaries as being subject to the requirements of accounting standards specifically applicable to financial statements. Note 19. Interests in subsidiaries The consolidated financial statements incorporate the assets, liabilities and results of Knosys Limited and the following wholly-owned subsidiaries in accordance with the accounting policy described in Note 1: Name Principal place of business / Country of incorporation Knosys Solutions Pty Ltd Principal activities – Main operating company of the Knosys group, providing operational infrastructure, employees, resources, Knosys Platform research, development and support. sales Australia Knosys Products Pty Ltd Principal activity – Holder of the Knosys Platform intellectual property. Australia Knosys Asia Pte Ltd (incorporated 7 August 2019) Principal activity – Provider of sales and marketing resources to sell Knosys Platform in Singapore and surrounding regions. Singapore Note 20. Events after the reporting period Ownership interest 2019 2020 % % 100% 100% 100% 100% 100% - The impact of the Coronavirus (COVID-19) pandemic is ongoing and, while the impact has not been financially negative for the consolidated entity up to 30 June 2020 and has created some potential growth opportunities, it is not practicable to estimate the potential impact, positive or negative, after the reporting date. The situation is rapidly developing and is dependent on measures imposed by the Australian Government and other countries, such as maintaining social distancing, lockdowns, quarantine measures, travel restrictions and any economic stimulus that may be provided No matter or circumstance has arisen since 30 June 2020 that has significantly affected, or may significantly affect the consolidated entity's operations, the results of those operations, or the consolidated entity's state of affairs in future financial years. Note 21. Reconciliation of profit after income tax to net cash from operating activities Loss after income tax expense for the year Adjustments for: Depreciation and amortisation Share based payments expense Change in operating assets and liabilities: Decrease/(Increase) in trade receivables Increase in revenue billed in advance (Increase) in accrued research and development tax refund receivable (Increase) in prepayments and other debtors (Decrease)/Increase in trade and other payables Increase in provision for employee benefits Net cash used in operating activities 35 Consolidated 2020 $ (908,391) 2019 $ (771,912) 189,905 85,763 45,527 96,614 18,521 (1,020,993) 1,264,864 (59,174) (27,207) 6,244 25,031 (441,006) 160,725 (75,711) (28,565) (10,942) 91,088 (477,607) Knosys Limited Notes to the financial statements 30 June 2020 Note 22. Share-based payments Loan funded share plan and loan funded shares A loan funded share plan (LFSP) has been established by the consolidated entity, whereby the consolidated entity may, at the discretion of the Board, issue loan funded fully paid ordinary shares in the company to personnel of the consolidated entity. Participants acquire loan funded shares using a loan provided by the consolidated entity. The loan is interest-free and limited recourse in accordance with the loan terms and the LFSP rules. The LFSP rules require the loan to be repaid before a participant can receive any proceeds from the sale of their shares. The Board has the discretion to impose such vesting conditions in relation to the loan funded shares as it deems appropriate. These may include conditions relating to continued employment or service, performance (of the participant, the consolidated entity or the share price) and the occurrence of specific events. The consolidated entity has also issued loan funded fully paid ordinary shares in the company to directors and executives on the same terms as the LFSP. The issuing of these loan funded shares gives rise to an ongoing employment benefit expense each financial period and this is accounted for in accordance with the accounting policy on employee benefits, as detailed in Note 1. The expense is included in the share-based payment expense amount listed in Note 4. As at 30 June 2020 the following loan funded shares had been granted: Grant date Issue date Loan Expiry date Issue price Balance at 30 June 2019 Number Issued during the period Number Sold during the period Number Forfeited during the period Number Balance at 30 June 2020 Number Vested at end of the period Number 28/11/2017 19/02/2018 27/11/2022 30/01/2018 19/02/2018 18/02/2023 26/11/2018 24/12/2018 26/11/2023 24/12/2018 24/12/2018 24/12/2023 27/11/2019 29/11/2019 29/11/2024 $0.101 27/11/2019 29/11/2019 29/11/2024 $0.101 Total Weighted average issue price $0.06 1,200,000 $0.10 2,050,000 $0.08 1,000,000 $0.08 1,375,000 - - 5,625,000 $0.083 - - - - 6,500,000 1,125,000 7,625,000 - - - - - - - - 450,000 750,000 825,000 - - 2,025,000 1,200,000 1,200,000 1,600,000 1,600,000 250,000 550,000 1,625,000 562,500 11,225,000 5,785,500 $0.089 250,000 550,000 6,500,000 1,125,000 $0.095 The 7,625,000 loan shares issued to participants during the period were sourced from a new issue of 5,600,000 ordinary shares by the Company and from 2,025,000 of forfeited loan shares, transferred from the relevant participants. Loan shares issued to Directors and executives During the period 6,500,000 Loan Shares were issued to Directors and executives. These Loan Shares vest in four equal tranches, subject to service based and applicable share price performance-based vesting conditions and have been valued independently at issued date. Details of each tranche are as follows: Tranche Number of Loan Shares Service based vesting date and applicable conditions Tranche 1 Tranche 2 1,625,000 Vested on 30 June 2020. 1,625,000 To vest on 30 June 2020, if the 20-day volume weighted average price of Knosys Limited shares is $0.12 or more on that date. Unvested at 30 June 2020 as performance condition not met. Shares to be forfeited. Fair value per share at issue date $0.040 Total fair value at issue date $65,000 $0.020 $32,500 Tranche 3 1,625,000 To vest on 30 June 2021, if the 20-day volume weighted average price of Knosys Limited shares is $0.16 or more on that date. $0.028 $45,500 Tranche 4 1,625,000 To vest on 30 June 2021, if the 20-day volume weighted average price of Knosys Limited shares is $0.20 or more on that date. Total 6,500,000 $0.024 $39,000 $182,000 The valuation model inputs used by the independent valuer were as follows: Loan Expiry Share price Issue Marketability Grant date 27/11/2019 date at issue date price 29/11/2024 $0.087 $0.101 Discount 0.00% 36 Expected Dividend volatility yield 0.00% 72% Risk-free interest rate 0.76% Knosys Limited Notes to the financial statements 30 June 2020 Loan Shares issued to employees During the period 1,125,000 Loan Shares were issued to employees. These Loan Shares vest in three tranches, subject to time-based vesting conditions and have been valued independently at issued date. Details of each tranche are as follows: Tranche Tranche 1 Tranche 2 Tranche 3 Total Number of Loan Shares Service based vesting date 562,500 Vested on 30 June 2020. 281,250 To vest on 31 December 2020. 281,250 To vest on 30 June 2021. 1,125,000 The valuation model inputs used by the independent valuer were as follows: Fair value per share at issue date $0.040 $0.020 $0.028 Total fair value at issue date $22,500 $11,813 $12,656 $46,969 Loan Expiry Share price Issue Marketability Grant date 27/11/2019 date at issue date price 29/11/2024 $0.087 $0.101 Discount 0.00% Expected Dividend volatility yield 0.00% 72% Risk-free interest rate 0.76% As at 30 June 2019 the following loan funded shares had been granted: Grant date Issue date Loan Expiry date Issue price Balance at 30 June 2018 Number Issued during the period Number Sold during the period Number Forfeited during the period Number Balance at 30 June 2019 Number Vested at end of the period Number 28/11/2017 19/02/2018 27/11/2022 30/01/2018 19/02/2018 18/02/2023 26/11/2018 24/12/2018 26/11/2023 24/12/2018 24/12/2018 24/12/2023 Total Weighted average issue price $0.06 1,200,000 $0.10 2,050,000 - $0.08 - $0.08 3,250,000 $0.085 - - 1,000,000 1,375,000 2,375,000 $0.080 - - - - - - - - - - 1,200,000 1,200,000 2,050,000 2,050,000 250,000 1,000,000 1,375,000 250,000 5,625,000 3,750,000 $0.084 $0.083 For the loan funded shares issued during the 2019 financial year, the valuation model inputs used to determine the fair value at each vesting date, were as follows: Loan Expiry Share price at issue date $0.08 $0.07 Grant date 26/11/2018 26/11/2023 24/12/2018 24/12/2023 The fair value at issue date is an average of graded tranches. Issue price $0.08 $0.08 Discount 0.00% 0.00% date Marketability Expected Dividend Risk-free Fair value volatility 75% 75% yield 0.00% 0.00% interest rate at issue date 2.340% 2.450% $0.015 $0.016 37 Knosys Limited Notes to the financial statements 30 June 2020 Note 22. Share-based payments (continued) Employee share option plan An employee share option plan (ESOP) has been established by the consolidated entity, whereby the consolidated entity may, at the discretion of the Board, grant options over ordinary shares in the company to personnel of the consolidated entity. The options are issued for nil consideration and are granted in accordance with time based and/or performance targets established by the Board. The granting of these options gives rise to an ongoing employment benefit expense each financial period and this is accounted for in accordance with the accounting policy on employee benefits, as detailed in Note 1. The expense is included in the share-based payment expense amount listed in Note 4. As at 30 June 2020 the following options had been granted under the ESOP: Option Issue date Option Expiry date Exercise price Balance at 30 June 2019 Number Issued during the period Number Exercised during the period Number Expired or forfeited during the period Number Balance at 30 June 2020 Number Vested and exercisable at end of the period Number 25/10/2016 01/10/2020 $0.25 Total Weighted average exercise price 1,250,000 1,250,000 $0.25 - - - - - - 1,250,000 1,250,000 $0.25 1,250,000 1,250,000 $0.25 As at 30 June 2019 the following options had been granted under the ESOP: Option Issue date Option Expiry date Exercise price Balance at 30 June 2018 Number Issued during the period Number Exercised during the period Number Expired or forfeited during the period Number Balance at 30 June 2019 Number Vested and exercisable at end of the period Number 25/10/2016 01/10/2020 $0.25 Total Weighted average exercise price 1,400,000 1,400,000 $0.25 - - - - 150,000 150,000 1,250,000 1,250,000 $0.25 833,333 833,333 $0.25 Options issued to Directors and senior management As at 30 June 2020 the following unvested options over ordinary shares in Knosys Limited had been issued to Directors and senior management (Options). These Options were issued separately to the ESOP. Set out below are summaries of Options issued to Directors and senior management: 2020 Issue date Expiry date price Exercise Balance at the start of the year Exercised Expired/ forfeited Issued Balance at the end of the year Number 09/05/2015 29/06/2015 01/07/2019 01/07/2019 $0.25 $0.25 Weighted average exercise price 2,000,000 425,000 2,425,000 $0.25 - - - - (2,000,000) (425,000) (2,425,000) - - - - - 2019 Issue date Expiry date price Exercise Balance at the start of the year Exercised Expired/ forfeited Issued Balance at the end of the year Number vested 09/05/2015 29/06/2015 01/07/2019 01/07/2019 $0.25 $0.25 2,000,000 425,000 2,425,000 Weighted average exercise price $0.25 38 - - - - - - - - 2,000,000 425,000 2,425,000 2,000,000 425,000 2,425,000 $0.25 $0.25 vested - - - - Knosys Limited Notes to the financial statements 30 June 2020 Note 23. Segment information During the year the consolidated entity operated in one segment, as a developer and licensor of computer software in the APAC region. The concentration of customers for the 2020 year was as follows: • A major customer in Australia and New Zealand in the finance sector represented 44.4% of operating revenue • A major customer in Australia in the Telecommunications sector represented 38.2% of operating revenue • A major customer in Singapore in the telecommunications sector represented 9.8% of operating revenue The concentration of customers for the 2019 year was as follows: • A major customer in Australia in the finance sector represented 41.4% of operating revenue • A major customer in Australia in the Telecommunications sector represented 35.9% of operating revenue • A major customer in Singapore in the telecommunications sector represented 16.7% of operating revenue Note 24. Loss per share Consolidated 2020 $ 2019 $ Loss after income tax attributable to the owners the parent (908,391) (771,912) Weighted average number of ordinary shares used in calculating basic and diluted earnings per share 146,509,893 138,135,628 Number Number Basic loss per share The 3,550,000 (2019: 9,508,334) options issued could potentially dilute basic earnings per share in the future, but were not included in the calculation of diluted earnings per share because they are anti-dilutive for the periods presented. Cents Cents (0.62) (0.56) 39 Knosys Limited Directors' declaration 30 June 2020 In the directors' opinion: ● the attached financial statements and notes comply with the Corporations Act 2001, the Australian Accounting Standards, the Corporations Regulations 2001 and other mandatory professional reporting requirements; ● the attached financial statements and notes comply with International Financial Reporting Standards as issued by the International Accounting Standards Board as described in note 1 to the financial statements; ● the attached financial statements and notes give a true and fair view of the consolidated entity's financial position as at 30 June 2020 and of its performance for the financial year ended on that date; and ● there are reasonable grounds to believe that the company will be able to pay its debts as and when they become due and payable. The directors have been given the declarations required by section 295A of the Corporations Act 2001. Signed in accordance with a resolution of directors made pursuant to section 295(5)(a) of the Corporations Act 2001. On behalf of the directors ________________________________ Hon. Alan Stockdale AO Director 26 August 2020 Melbourne 40 Knosys Limited Independent auditor’s report to members Report on the Audit of the Financial Report Opinion We have audited the financial report of Knosys Limited (the Company) and its controlled entities (the Group), which comprises the consolidated statement of financial position as at 30 June 2020, the consolidated statement of comprehensive income, the consolidated statement of changes in equity and the consolidated statement of cash flows for the year then ended, and notes to the financial statements, including a summary of significant accounting policies and other explanatory information, and the directors’ declaration. In our opinion, the accompanying financial report of the Group, is in accordance with the Corporations Act 2001, including: (i) giving a true and fair view of the Group’s financial position as at 30 June 2020 and of its financial performance for the year then ended; and (ii) complying with Australian Accounting Standards and the Corporations Regulations 2001. Basis for Opinion We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Report section of our report. We are independent of the Group in accordance with the auditor independence requirements of the Corporations Act 2001 and the ethical requirements of the Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional Accountants (including Independence Standards) (the Code) that are relevant to our audit of the financial report in Australia. We have also fulfilled our other ethical responsibilities in accordance with the Code. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. Key Audit Matters Key audit matters are those matters that, in our professional judgment, were of most significance in our audit of the financial report of the current period. These matters were addressed in the context of our audit of the financial report as a whole, and in forming our opinion thereon, and we do not provide a separate opinion on these matters. RECOGNITION OF REVENUE UNDER SERVICE CONTRACTS How our audit addressed it Our audit procedures included: — Examining management’s revenue recognition model to ensure compliance with AASB 15; — Testing of customer invoicing under the contract; and — Tracing through to new service contracts to understand material terms and conditions, including any particular seller warranties or indemnities given and their potential impact upon the revenue recognition model. We have also assessed the adequacy of disclosures in the notes to the financial statements. Area of focus Refer also to notes 1, 3, 11 and 23 The Group has service contracts with several major customers. These service contracts have invoicing and payment milestones included within their terms, which may or may not be directly aligned with the performance of services under the contract in accordance with AASB 15 Revenue from Contracts with Customers. In order to accrue revenue appropriately in the correct accounting period, management have developed a model to recognise revenue when the performance obligation is satisfied in each contract. This includes identifying the specific performance obligations within each customer agreement on commencement. There is a requirement for judgement in determining which period to which the revenue should be attributed. In designing the model management has considered: — Compliance with AASB 15 – Revenue from contracts with customers; — When the performance obligation is identified and satisfied in respect to each component of each contract; and — The potential for any post-contract servicing work to be performed at the conclusion of the contract and whether an additional performance obligation exists. SHARE BASED PAYMENTS Area of focus Refer also to notes 1 and 22 and the Remuneration Report The Group has equity incentive plans for its key management personnel, including share options and employee share loans. Both plans include service-based vesting periods. Each of the arrangements which form part of the plan required significant judgements and estimations by management, including the following: — Determination of the grant date of each arrangement, and the evaluation of the fair value of the underlying share price of the company as at that grant date; — The evaluation of the vesting charge taken to the profit and loss in-respect of the accrual of service conditions attached to those share- based payment arrangements; and — The evaluation of key inputs into the Black- Scholes option pricing model or binomial model, including the significant judgement of the forecast volatility of the share option over its exercise period. The results of these share-based payment arrangements materially affect the disclosures of these financial statements, including the vesting charge that affects disclosures of key management personnel remuneration. Other Information How our audit addressed it Our audit procedures included: — Determining the grant dates and evaluating what were the most appropriate dates based on the terms and conditions of the share- based payment arrangements; — Evaluating the fair values of share-based payment arrangements by agreeing assumptions to third party evidence; — Evaluating the progress of the vesting of share-based payments within the service period; and — For the specific application of the Black- Scholes option pricing model and the binomial model, we assessed the experience of the expert used to advise the value of the arrangements. We also assessed the reasonableness of the assumptions detailed in their report. We have also assessed the adequacy of disclosures in the notes to the financial statements. The directors are responsible for the other information. The other information comprises the information included in the Group’s annual report for the year ended 30 June 2020 but does not include the financial report and the auditor’s report thereon. Our opinion on the financial report does not cover the other information and accordingly we do not express any form of assurance conclusion thereon. In connection with our audit of the financial report, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial report or our knowledge obtained in the audit or otherwise appears to be materially misstated. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard. Responsibilities of the Directors for the Financial Report The directors of the Company are responsible for the preparation of the financial report that gives a true and fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 and for such internal control as the directors determine is necessary to enable the preparation of the financial report that gives a true and fair view and is free from material misstatement, whether due to fraud or error. In preparing the financial report, the directors are responsible for assessing the ability of the Group to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or to cease operations, or has no realistic alternative but to do so. Auditor’s Responsibilities for the Audit of the Financial Report Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with the Australian Auditing Standards will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of this financial report. A further description of our responsibilities for the audit of these financial statements is located at the Auditing and Assurance Standards Board website at: http://www.auasb.gov.au/auditors_responsibilities/ar1.pdf This description forms part of our independent auditor’s report. Report on the Remuneration Report Opinion on the Remuneration Report We have audited the Remuneration Report included in the directors’ report for the year ended 30 June 2020. In our opinion, the Remuneration Report of Knosys Limited, for the year ended 30 June 2020, complies with section 300A of the Corporations Act 2001. Responsibilities The directors of the Company are responsible for the preparation and presentation of the Remuneration Report in accordance with section 300A of the Corporations Act 2001. Our responsibility is to express an opinion on the Remuneration Report, based on our audit conducted in accordance with Australian Auditing Standards. William Buck Audit (Vic) Pty Ltd ABN: 59 116 151 136 A. A. Finnis Director Melbourne, 26 August 2020 Knosys Limited Additional information for listed companies 1. Shareholdings as at 25 August 2020 a. Distribution of Shareholders Category (size of holding) 1 – 1,000 1,001 – 5,000 5,001 – 10,000 10,001 – 100,000 Above 100,001 Number Number Holders Ordinary Shares 20 29 71 4,787 111,113 635,510 252 10,149,775 172 137,934,391 544 148,835,576 b. c. The number of shareholdings held in less than marketable parcels is 50, with a total of 121,174 ordinary shares, amounting to 0.08% of issued capital. The names of the substantial shareholders listed in the holding Consolidated Group’s register as at 25 August 2020 are: Shareholder Number Ordinary shares % 1 Earthrise Holdings Pty Ltd 2 Moat Investments Pty Ltd 19,135,000 12.86 7,801,124 5.24 d. Voting Rights The voting rights attached to each class of equity security are as follows: Ordinary shares — Each ordinary share is entitled to one vote when a poll is called, otherwise each member present at a meeting or by proxy has one vote on a show of hands. 46 Number of Ordinary Fully Paid Shares Held 19,135,000 7,801,124 7,066,130 7,000,270 5,978,000 5,181,155 3,528,070 3,500,000 2,750,000 2,673,000 2,500,000 2,444,827 2,250,000 2,125,000 2,000,000 2,000,000 1,772,499 1,759,116 1,651,295 1,618,473 84,733,959 % Held of Issued Ordinary Capital 12.86% 5.24% 4.75% 4.70% 4.02% 3.48% 2.37% 2.35% 1.85% 1.80% 1.68% 1.64% 1.51% 1.43% 1.34% 1.34% 1.19% 1.18% 1.11% 1.09% 56.93% Knosys Limited Additional information for listed companies 20 Largest Shareholders — Ordinary Shares e. Name 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Earthrise Holdings Pty Ltd Moat Investments Pty Ltd Vabake Pty Ltd Mrs Tracey Lee Cunningham Jet Invest Pty Ltd Mrs Denise Jane Campbell TDF Properties Pty Ltd Mast Financial Pty Ltd John Robert Thompson Panchito Services Pty Ltd Huntingdale Management Pty Ltd Kyriaco Barber Pty Ltd Gale Enterprises (Aust) Pty Ltd Shandora One Pty Ltd DMX Capital Partners Limited JT Management Co Pty Ltd Blue Boat Holdings Pty Ltd Vonetta Pty Ltd Mrs Emma Jane Gracey ADC (Investing) Pty Ltd Total 2. 3. The name of the Company Secretary is Mr Stephen Kerr. The address of the principal registered office in Australia is: Part Level 8, 31 Queen Street MELBOURNE VIC 3000 Telephone 03 9046 9700 4. Registers of securities are held at the following addresse: Automic Registry Services Suite 310, Level 3, 50 Holt Street SURRY HILLS NSW 2010 5. Securities Exchange Listing Quotation has been granted for all the ordinary shares of the Company on all Member Exchanges of the Australian Securities Exchange Limited. 6. In accordance with ASX Listing Rule 4.10.19, the Consolidated Group advises that, since listing on 9 September 2015, it has used its cash in a way consistent with its business objectives. 47

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