HSBC Holdings plc, a global banking and financial services provider, offers a diverse range of services through its Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets segments. The Wealth and Personal Banking segment provides personalized retail banking and wealth products, including personal loans, mortgages, and credit and debit cards, as well as insurance and investment services for high net worth individuals. Meanwhile, the Commercial Banking segment offers credit and lending services, treasury management, payment and cash management, commercial insurance, and investment services. Additionally, it serves small and medium sized enterprises, mid-market enterprises, and corporates. Lastly, the Global Banking and Markets segment focuses on financing, advisory, and transactional services, as well as credit, rates, foreign exchange, equities, money markets, and securities services. It serves government, corporate and institutional clients, and private investors. Having been founded in 1865, HSBC Holdings is headquartered in London, the United Kingdom.